["I'm happy that I've got more maturity and self-discipline than most of my friends.  Based on my bank account and current income I can tell hen it's a good time to party and when it's a good time to stay in.  This situation also explains why most of them are broke and I'm not.", 'thats cool', 'Yup. Are you staying in or going out tonight']
im staying in.. its raining cats and dogs
I've got enough self-esteem to know when it's a good time to party and when it's a good time to stay in.  I'm happy that I've got more self-discipline than most of my friends.  Which also explains how most of them are broke and I'm not.