['I had to borrow money from my parents to pay the mortgage. I am having trouble making ends meet.', 'I am sorry to hear that,  I hope it is only a temporarily situation and you will be on your feet in no time.', 'Thanks I hope so too. I recently took on a second part time job so that should help. These are tough times for a lot of people.']
Yes I know.  It hasn't been easy for me either, but I believe think will go our way pretty soon.
I had to borrow money from my parents to pay the mortgage. I am having trouble making ends meet.