['Recently, I was rear ended at a stop light. The car was probably going 40 mph. Completely totaled my vehicle.', 'That sucks. I hope you had insurance.', "Of course. The other guy didn't though. A whole lot of his problem, not mine."]
Well he was the one that caused it, so that's what he gets.
I felt afraid when I was in a car accident. I was rear ended and my car was totaled.