['I just bought my first new car last week.', 'Congradulations.   You must be excited and proud.   Are you enjoying the new car?', 'I was, until I wrecked it yesterday.  Ughhh.  I am so mad at myself.', 'Oh no!  Hopefully you have full coverage?', 'Luckily I was required to have it, but my insurance rates are going to go through the roof.', 'Yeah but, its better than having no car!', 'true.']
Does your insurance have the new care replacement  option?
I just bought my first new car last week.