["My finances are not the greatest lately and I've been so worried. I haven't been sleeping due to stressing about this situation.", 'I am sorry to hear that, I hope things turn around for you soon!', "Thank you! I'm working through it and I have come up with several solutions to this debt problem."]
I am glad to hear that, I hope they work out for you!
Lately I have been very upset and worried about my financial situation. The stress has been quite overwhelming.