["I know my credit isn't the best, but I think I have enough of a down payment for this house to get a reasonable loan", 'If you love the house. go for it.', 'Oh I definitely will if the loan interest is ok. If not, I may have to wait.']
You need to do some prosmection and you will find the rate interest that you want.
I know my credit isn't the best, but I think I have enough of a down payment for this house to get a reasonable loan.