['I feel so defeated right now and I need to figure out how to pay my bills', 'That sucks. I know how you feel.  Do you have a day job?', 'Yea, I thought i was going to get a raise, and I just found out that Im not getting one.  I was really counting on it too.']
That sucks. I've also been through that. Among other benefit cuts.
I thought I was going to get a raise at work for all the hard work ive been doing.  But now Im not and i dont know how im going to be able to afford some of my new bills