['I have been working so hard and it seems my payment can no longer take care of my bills', 'This has to be a very stressful time for you. How are you holding up?', 'I am about to lose it, but i will talk to my boss about it']
I hope they s/he will view you as a valuable member of their organization and do what is necessary to make sure you are well compensated.
I need a raise from my job. I am waiting for one in the next review.