['I am broke and cannot afford to pay my bills. I am afraid that I have hurt my family because of my mental issues. I am embarrassed to tell anyone.', "I'm so sorry to hear that. What can I do to help?", "I don't think there is anything you can do to help. This is something, I most likely will need to resolve on my own. Unfortunately."]
Perhaps you could see a counselor or therapist, that might help.
I have severe social phobia, anxiety and depression. I often miss work. Recently, due to this issue, I missed quite a bit of work and am now in trouble financially.