['MY sister always borrows money from me.', 'OH my,  does she ever give it back.  Is it alot of money?', 'Sometimes it is a lot and she never pays on time. I eep saying I am going to stop loaning to her but she is my sister.']
Its hard to refuse family,  But sometimes that can be taken advantage of.
My sister is always borrowing  money from me and never pays it back on time. That really bothers me.