['hey man, I feel so ashamed lately', 'I am sorry to hear that. Can I ask why?', 'well the thing is I am not doing so well, and my mom is helping me financially. She has the means to do so but I am just very ashamed about it you know']
I don't think you should feel ashamed at all. Parent's are there to help you until you are able to manage on your own.
I feel ashamed because I had to borrow money from my mom, and she does her best and has the means to help me but still I feel like I shouldn't borrow money