c("Combine cream cheese, sugar and one egg, mixing until well blended.", "Set aside.  Combine dry ingredients.", "Add combined oil and eggs, mixing just until moistened.", "Fold in carrots and nuts.", "Reserve 2 cups batter; pour remaining batter into a  greased and floured 9 inch Bundt pan.", "Pour cream cheese mixture over batter;  carefully spoon reserved batter over cream cheese mixture, spreading to cover.", "Bake at 350 F degrees 55 minutes or until wooden pick inserted in center comes  out clean.", 
"Cool 10 minutes; remove from pan.", "Cool thoroughly.", "Sprinkle with  powdered sugar if desired.", "12 Servings.")