I was counting on a loan from  the bank and I just found out I cant get it.
I really was expecting my loan to be approved.  I couldn't believe it when they told me I wasn't approved.
user
Oh no that's terrible! Are you going to apply again?
assistant
Yes! maybe for a little less money.  but I really really need it.
user
I understand. Maybe apply at a different bank this time.
assistant