I'm afraid I won't be able to afford my car payment this month.  Might have to borrow money.
I'm afraid I won't be able to afford my car payment this month.
user
Oh no! Can you do some gig economy work online to try to make enough?
assistant
That's what I'm trying to do, I might have to take out a payday loan which I don't want to do!
user
Woah that's awful, those things are such a rip off!
assistant