i hope to be able to get my finances in order by the end of the year
i hope to be able to get my finances in order by the end of the year
user
Do you have a plan made up?
assistant
i'm working on it 
user
I think you can do this, I'm proud of you.
assistant
thank you so much i'm really trying.
user
Whats your first step in the plan to get back on track?
assistant
not using our credit cards and put money in savings
user