(b) "Existing receivable" means a receivable that arises upon or before conclusion of the contract of assignment and "future receivable" means a receivable that arises after conclusion of the contract of assignment;
(b) "现有应收款"系指转让合同订立时或此前产生的应收款，"未来应收款"系指转让合同订立后产生的应收款；