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Self Lender is a financial technology company based in Austin, Texas, which was founded in 2014. Self Lender is not a direct lender. Instead, it works with Austin Capital Bank SSB, a Texas chartered state savings bank that is an FDIC member, so your money is insured by the U.S. Government.
Self Lender is a company that gives people with poor or no credit the chance to improve their credit history. This is done through a set of tools that help consumers rebuild their credit score. The main credit building tool Self Lender uses is the "credit builder loan," also known as a savings-secured installment loan. This is a special type of loan. In fact, it is more of a savings account packaged as a loan to add positive information to your history. Self Lender also provides consumers with resources that help them monitor their credit score and learn about finance, and get access to exclusive financial products.
Credit builder loans are risk-free loans for lenders. The "lender" deposits the money in an escrow account as a certificate of deposit (CD). This means practically everyone qualifies for a loan with Self Lender. The catch is that borrowers don't get access to the money until they completely pay off the loan by making 12 equal payments over the term of the loan. These deposits are reported to the three main credit bureau agencies every month as if they were loan payments. Borrowers can also repay the loan early without having to pay prepayment penalty fees.
First, you choose what monthly payment you want. Self Lender has three options $48.50, $97, or $194 a month. You then pay a $12 fee to open the account and make 12 monthly payments. After 12 months, you'll receive your savings ($550, $1,100, or $2,200) plus interest.
Notice that this type of loan is not an option for people who need the money immediately.
Self Lender does not charge interest on its loans. However, that's because it's not a real loan. You can only access the money when you've completely repaid the loan.
There is a $12 fee to set up the loan. So you are in effect paying Self Lender to open a savings account. However, there is no hard pull on your credit, as you would get if you opened a regular bank or credit union account.
Be the first to write a review for this company!Write a Review


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We are proud to announce our 40th year in business. Our original site is still going strong in Cross Steet, Old Town, Swindon.
The business started in 1974 to compete for the local motoring business. Offering 'State of the Art' technology and great customer care. We have been able to grow into the business as it is, with two sites.
We also own and run Cross Street Car sales from our Transfer Bridge site.
Our other company Cross Street Radio Cars is based in Cheney Manor Ind. Est. in Swindon.
The frontline at Cross Street Garage, at our Old Town site.Here we have Terry, the Service Manager on the left and Keith our Service Advisor is on the right.
Both are happy to deal with any enquiries regarding the care of your motor vehicle.
Product and Services
Auto Repair
Auto Diagnostic Services, Swindon
Got a problem with your car? Our qualified and experienced people are here to help you with our superior car repair services. Our vehicle diagnostic team will carefully assess your vehicle and give you accurate and honest car diagnostic report along with cost estimates before commencing any repair work.
Auto Transmission Repair Services
Our work is guaranteed and we use only parts that have been tested for their quality, whether it is a car transmission or exhaust, it is ensured that the quality of work is never compromised. For our busy clients we collect & deliver the car from the place of work or home. For professional auto car diagnostic services in Swindon, Contact Us!
MOT Testing Centre, Swindon
Cross Street Garage is an authorized MOT Testing Centre in Swindon with full service facilities. Our experienced MOT Testing team offers you MOT testing and certification for your vehicle. All MOT tests are carried out by one of our fully qualified MOT testers.
Quality Car Servicing, Swindon
Cross Street Garage offers quality car servicing solutions at value for all kinds of car problems. We have 'State of the Art' diagnostic equipment and for your standard servicing, we use only guaranteed parts so you can be sure of good value.
We work on a wide range of vehicles including cars and vans with our trained and experienced car service technicians.
We also offer a special discount scheme for major employers. For savings on car servicing, please Contact Us for more details.
We are usually booked well in advance so we advise early bookings.
Fleet Services
At Cross Street Garage, we offer competitive deals for Car Fleet Services. We also operate on a 1 link platform.
Over the years we have developed relationships with our customers based on superior services, trust and honest business ethics.
Tyres & Exhausts
We offer competitive prices on all types of exhausts to fit the widest selection of cars and light commercial vehicles.
A healthy exhaust system is important to ensure your car is running smoothly and your emissions are as good as they can. This leads to not only you saving fuel costs but also maintaining a healthy engine and can increase the life of your vehicle.
Contact us or drop in for a check up or booking.
We offer a complete range of car and van tyres at competitive prices.
Car Air conditioning
Car air conditioning repair services is an important aspect of car repair services, and at Cross Street Garage, we are now focusing on providing quality car air conditioning repairs and gas refilling to our valuable customers in Swindon.
We are now offering air conditioning repairs services where we will check your vehicles air conditioning system for leaks and ensure that the correct amount of gas is in the system and add lubricant to help protect the system.
As always our qualified team of technicians will guarantee quality air conditioning servicing that will ensure professional services for best results.
Languages Spoken
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Cross Street Garage Ltd.

subset: commoncrawl


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|Reviews for Stay the Night
| Jubbles Bubbles chapter 1 . 5/28/2008
I like the rithym on this one. I like the way you mixed music and dance and passion in this poetry.
| Yellow Duvet chapter 1 . 4/10/2008
Aww ... so bittersweet. Great job, the emotions are very strong in this poem and your words were chosen so carefully and are so effective. A fave, I think.
| a certain slant of light chapter 1 . 4/10/2008
This reminds me of Bill and Tom. Then again, everything nowadays kinda does. Anyway, I really like this, love it actually. You combined such a strong love (to believe-but-not-really in it I have to think of it as Bill/Tom ;P) with music and the last line fits so perfectly (although, I think you should have a dot after the last line).
To sum it all up, this is amazing and I love it and I'm adding it to my favorites. xD
| Faith Adeline chapter 1 . 4/8/2008
I liked this, I felt it conveyed emotion well. Good piece.


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$265.00 1 year ago
$26500, 2003 Western Star 4900 LowMax Truck in Paw Paw, MI
2003 Western Star 4900 TA LowMax2003 Western Star 4900 TA LowMax model in great conditionBurgundy metallic exterior with a Grey cloth interiorEquipped with a C-15 6NZ Caterpillar Diesel engine with an 18-Speed Manual transmissionCurrently with 1,700,000 original miles84-inch Stratosphere Cab within as well!And much more...!Note. A 6-Months Caterpillar Warranty remainingAsking $26,500.00...OBO!This
1 year ago
Kalamazoo, MI
$365.00 1 year ago
$36500, 2000 Kenworth W900B Truck in Roundup, MT
2000 Kenworth W900BTruck has a pre-emission 6nz C-15 550hp Caterpillar Engine with 600,000 on overhaul 336 rears New reman 18 sp transmissionNew clutchNew rear main Brand new hood AC condenserAir2air (deer) Fridge 1500w inverter Full gauge package Integrated sleeper Owner op specsUnit is located in Roundup, MT. Financing, Nationwide Shipping and Warranties available to qualified buyers. Stock Numb
1 year ago
Montana, MT
$180.00 1 year ago
$18000, 2001 Freightliner Classic Truck in Ripley, NY
2001 Freightliner Classic 84 SleeperAll reasonable offers will be considered2001 Freightliner Classic model in great conditionComes with a 84-inch Sleeper BerthAll Aluminum wheelsEquipped with a 550hp 6NZ C-15 Caterpillar Diesel and a 13-Speed Allison Manual transmissionCurrently with 522496 milesTandem-AxleAir Ride SuspensionSliding 5th-WheelDual 120.0 gallons Fuel tanksHD DrivelineBrand new Head
1 year ago
New York, NY
$299.00 1 year ago
$29995, 2000 Kenworth W900 Truck in Miami, FL
2000 Kenworth W9002000 Kenworth W900,Cat 6NZ Pre Emission Heavy Hauler, 13 Speed with two speed rears. Double Frame, Engine Retarder, Air Ride, 13200LB front axle and 46000LB Rears with 20k Lift axle. Differential Lock, Wet Kit, Headacke rack with LED Light bar. Tires are like new. Lots of recent suspension work and new radiator. Clear coat is peeling on fenders, and doors need work. Engine runs s
1 year ago
Miami, FL


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woman in black collared shirt


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So yesterday our son turned 1! I cannot believe it's already been one year. It seems like just yesterday he was born and now he is already walking and getting into everything! He had ton's of fun and got lot's of presents and LOVED his smash cake!
Sunday, February 22, 2009
Happy Birthday Jayden!
So yesterday our son turned 1! I cannot believe it's already been one year. It seems like just yesterday he was born and now he is already walking and getting into everything! He had ton's of fun and got lot's of presents and LOVED his smash cake!
♥ Kasey at 9:15 AM 2 comments
Saturday, February 14, 2009
Love is in the air!
We got a sitter for about 3-4hrs and Josh took me to Big City. Really great food if I must say so myself! We then went to the park which turned out nice because NO ONE was there. After the park we went to the mall and got Jayden some new clothes, seeing as how he is growing like a weed and it starting to out-grow the one's he already has.
♥ Kasey at 6:16 PM 0 comments
Monday, February 9, 2009
Nathan and Christina
Yesterday I did a "Pre-Baby" shoot with my good friends Nathan and Christina. They are expecting their first child in 5 weeks [a boy] and they wanted to have photo's taken before the big day arrives.
Here is a sample set from the shoot. To view the full set please check out my Flickr account or my MySpace Photography page.
♥ Kasey at 9:16 AM 0 comments
Saturday, February 7, 2009
Project 1
My friend and her husband are expecting their first child together, due in 5 weeks. Her theme for their baby's room is sailboats [quote fitting for Florida lol]. They came over last night for Pizza and Movie night and she was asking me if I had any photo's of some sailboats [which I do] because she bought 4 small frames for the nursery and she wants to put pictures of sailboats in them.
I compiled 4 photo's I had of sailboats, from the park. Im not loving it all quite yet but im still tweeking the colors and other settings.
♥ Kasey at 6:35 AM 0 comments
Tuesday, February 3, 2009
Dinner time!
Why Josh was feeding him on the floor is beyond me! lol. He had fun though. Of course the mess wasn't fun cleaning up, but overall Jayden enjoyed spitting out his dinner and smearing it all over his face!
♥ Kasey at 4:56 PM 0 comments
Monday, February 2, 2009
Let's go for a walk!
♥ Kasey at 7:40 AM 0 comments
Sunday, February 1, 2009
Welcome to KLynn Photography!
A day at the Park!
Originally uploaded by KLynn Photography
I hope you enjoy my Blog and enjoy looking at my photo's just as much as I do!
♥ Kasey at 7:33 AM 1 comments
Labels: Babies, Camera, Florida, Introduction, Nikon D40, Park, Photography, Toddlers, Welcome


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Glasscock fatality
Published 9:00 pm, Thursday, November 26, 2009
A 61-year-old San Angelo woman was killed and an 86-year-old San Angelo woman seriously injured when the left rear tire on their eastbound 2003 Ford Expedition blew out and the vehicle hit a utility pole at 4:15 p.m. Wednesday three miles east of Garden City on Highway 158.
Reva Prosise Phinney was pronounced dead at the scene by Glassock County Justice of the Peace Marilee Jost and Clydia Johnson Prosise was taken by Medical Center Hospital in Odessa, where she was listed in serious condition with incapacitating injuries, reported Texas Department of Public Safety Trooper Jimmy Matthies of Big Spring.
Matthies said the sport utility vehicle skidded across the westbound lane, careened through the drainage ditch, rolled, went through a fence and hit a utility pole. Both women were wearing seat belts, he said.
In an unrelated accident, a city spokesman on Thursday released the name of a man who died when his southbound pickup ran head-on into a truck tractor at 1:39 p.m. Wednesday in the 1000 block of North Fairgrounds Road.
The spokesman said 33-year-old Adam Caudillo was pronounced dead at the scene by Justice of the Peace Joe Matlock. He said the investigation had not been completed.


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Discover Available Packages
Tilko Jaffna City Hotel Under refurbishment
Jaffna, the luxurious haven in the north is seeing the fruits of development,read more
Tilko-The best accommodation In Jaffna
Jaffna has rearranged from its isolation to back on visitors ones more drawingread more
Tilko hotel in Jaffna has been the prime hotel to provide accommodation for the visitors in a tranquil atmosphere.read more
As a Tilko property, we honor your HHonors points. If you have any questions about using your points, don't hesitate to get in touch
In the local Tamil dialect, it is currently spelt as Yaalpaanam and it is generally believed that the term Yaalpaanam is derived from Yaal and Paanam meaning land of the harp player alluding to a myth of a blind lute player from Kanchipuram receiving the land as a royal grant. Ancient Tamil Buddhist epic Manimekalai refer this place as Manipallavam. Sinhalese called it as Yapanaya, a variation of Yalpanam.
A prominent port in the area was known as Sambalthurai since medieval times. The ports of Jaffna were on the ancient silk route which can be traced from China via Vietnam, Cambodia, Thailand, Java and Malaya. Marco Polo vividly described the various aspects of life in Jaffna. He was travelling by the silk route by sea guarding a Chinese princess - a daughter of Kublai Khan - and a future wife of the Persian king. Jaffna was the safest route for an emperor's daughter and a future queen of Persia.
Jaffna is situated at a distance of 398 km to the north of Colombo. The austere beauty of Jaffna unlike any other town or city in Sri Lanka sets it apart from other tourist destinations in Sri Lanka. Plan you Jaffna Travel now and enjoy a dream vacation in this picturesque Sri Lankan city that boasts of pristine white beaches, enchanting coastline, beautiful off shore isletsand rugged peninsula.
Travel by air or by road to Jaffna
On your trip to Jaffna, do not forget to visit the under mentioned places of interest.
|Nallur Temple
|Selva Sannithi Temple
|Nagapoosani Temple (Nainatheevu)
|Delft Harbor
Copy Rights 2016 . All Rights Reserved


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After my Spain Vacation, I was keen to learn about their Cuisine. Suprisingly this spanish Omelette is the one, I used to make very often for my child as a complete meal. I did n't invent this dish, I came to know it long back from my friend Sharada. She is good in Malabar Recipes.
It was interesting to know that Spanish use olive oil in almost all the dishes. Garlic is one more ingredient they love to add in to the recipe.
I prepared this Spanish Omelette with a little variation from the original one. In the Original, they add the Olive oil, raw sliced potatoes and saute it with onions then followed by beaten egg. They use more oil to let the potatoes cook in that. But I use little oil of any type, boiled & smashed potatoes and corriander leaves as a variation.
- Olive oil – 1 Tbs
- Onion – 2 , finely chopped
- Egg – 4 , beaten
- Potatoes – 2 , medium sized, boiled and smashed
- Salt for taste
- Corriander leaves – 1/4 cup, finely chopped
- Pepper – 1/2 tsp
Method :
1. Add the oil to the small pan and add onions. Saute it till it becomes slight brown in color.
2. Add the smashed potatoes, coriander leaves and salt to the beaten egg and pour it into the sauted onions. It should be atleast 1/2 inch thickness or little more.
3. Lower the heat and let it cook for 5 minutes and with the help of the other pan just flip it over and cook on the other side for 2 min, because we dont want to break it by doing the usual way.
4. Serve it warm. Good to have as a breakfast and also as a side dish.
Let's look at this Spain attraction Today…..Park Güell
Yesterday in my post I have wrote a little about the Spanish Architect Antoni Gaudi. This is one of his Garden city project, initiated by Güell and designed by Gaudi. It was a city planning project aimed at building houses for the spanish people. It was developed by them in a 35 acre hilly area very close to barcelona. Surrounded by trees and a unique architectural buildings with colorful marble pieces in his creations can inspire anyone. You can also visit Gaudi and Güell's house inside this park and it is two among the 3 houses they built .This project was a failure financially, but it was taken over by the city and converted in to open park. One can have a glorious view of the city from here enjoying the nature around them.
Some of the pictures…….
View of Barcelona city and seashore from Park Güell.
One among the three houses that he has built in this park.
You can see the colorful art work with marbles .
Open terrace of the building and view of Barcelona city and seashore.
This is piece of wall ceiling with colorful marble decoration.
At the main entrance to this Park Güell.
The two hut buildings near to the entrance.
Hope you all enjoyed the pictures and include this place in your list of attractions to visit in Barcelona. You will have a nice peaceful and woderful feeling in there.


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General DatingPersonal Advice @ RomanceClass
RomanceClass is for advice about relationships, love and romance. Here are real questions submitted by our readers about General Dating, and honest answers to their problems.
- My heart says one thing but my head says another
- How do I correct a lie?
- How can I make my girlfriend more comfortable with PDA?
- Why his place....
- how do i make this work?
- dunno what to do
- Young Online Love in a Week
- Please Save My Relationship!
- How do I tell him??
- Can I save this relationship?
- Should I send a gift?
- Is There Something Wrong With Me?
- she s saying no...always..
- I love him but not his hair!
- Dating a Man that is Seperated from his wife but also has a girlfriend!
- I think my fiance's best friend is trying to steal him away
- Going Dutch?
- i dont want to ruin wot we have!!
- dating ages
- little too late
Search Advice for Word/Phrase:


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Hundreds try for spot in final 'One Tree Hill'
WILMINGTON, NC (WWAY) — Fans and eager actors lined up today to part of the end of an era in Hollywood East.
Fincannon & Associates says more than 600 people turned out for a casting call for the series finale of "One Tree Hill." The final scenes of the show will require a large number of people, and that means lots of extras will be hired. It's a chance for a lot of people to get a little taste of life on the small screen.
"I just came out to try and jump into one of these extra positions," James Cronley said. "I heard about it in a film class from one of my professors at UNC Wilmington. I just thought it'd be a nice opportunity to get a little bit of scratch on the side."
So many people showed up today some had to be turned away.
The final season of "One Tree Hill" premieres in January.
More: continued here


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I've read several posts mentioning Brasso as an agent used for removing unwanted paint (or whatever it is) from torsos, sheilds and so forth. I bought some and tried it out. It worked, but only after a great deal of rubbing. I want to do some detail work and I'm looking for some pointers from the community. I've soaked pieces in nail polish remover in the past, only to see them disenigrate (sp) before my eyes. Specifically I want to remove the sweater/tie paint from Potter figs, but leave the house device in the lower left corner. I've got enough that I'd like to see if I can make a small unit out of them (with new heads and helmets of course).
Any help would be appreciated! Richard


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This is a 3/4" gold chennille Letter award pin featuring the knight and rook. These can be paired with our graduation year pins as well.
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by Kesha Rogers, on behalf of the national movement of LaRouche candidates
It is time for Americans to start acting like Americans again, and stop acting like British subjects. Stop being victims of an Empire that seeks to keep you enslaved, and which would like for you to accept the conditions of being nothing more than herded cattle, with no control over your own future. It is now time for you to break the mental shackles that keep you saying, "But I am just one person. Look at how powerful they are. How can someone like me really do anything to make a difference?"
You are not just one person. There is a national movement around our national LaRouche slate of candidates for Congress. Our slate has the guts to do what no one else will do, to identify the real source of the threat to our great republic and to sovereign nation states throughout the world, that of the British Empire, and the monied interests of Wall Street and the city of London.
As the drafters of our Constitution outlined in its preamble, it is "we the people" who are responsible for maintaining the defense, tranquility, justice, and welfare of our nation and its posterity. We do this not by merely voting at scheduled times, but by daily participation in bringing about the future we would like to have created for our grandchildren's grandchildren, when we have long passed from this earth. This loving devotion, to the betterment of even those whom we will never meet, is the sword and shield we must carry onto the battlefield of political change, to defeat the oligarchical enemy of humanity. To find that strength you must educate your emotions and intellect in the best that humanity has to offer, and immerse yourself in the most profound ideas respecting man and nature. Pull together the mental image of the world you will have built for your grandchildren, and live there, in that future, when you act here and now with us, to save this republic. This is how you will truly break free of the smallness and fears that keep you from taking up your responsibility as a citizen.
Thinking this way, our national campaign slate has already dealt serious blows to this empire, first with the victory of my congressional nomination in 2010, rallying not only the 22nd district, but raising the call for impeaching Obama and the full funding of our manned space program to the national level. Our daily "boots on the ground" style organizing has forced federal legislation, HR 1489, to be introduced to reinstate the Glass-Steagall banking act, now with over 58 cosponsors in the Congress. Our fight against the unconstitutional actions of this president, has provoked the introduction of a resolution in congress, HCR107, which outlines the impeachability of any president who launches military action without the expressed consent of congress, and an active Impeach Obama 2012 is sweeping the nation. We have recruited new candidates to put real issues like Glass-Steagall, national banking, and NAWAPA XXI as their campaign platform. We're forming right now, the principled congressional committees to replace this sold out government. Join this fight, and build this effort, because when these candidates start winning their primaries, it will clearly demonstrate that the American people have awakened, are now taking charge of our nation, and are not going to submit to distractions or tyranny any longer.
It is time for 'we the people', in order to form a more perfect Union, to FIGHT. You have a reason to be optimistic. That reason is in understanding the creative powers of the human mind. There are clear, proven solutions. Don't be a victim; we have the enemy on the defensive and we're closing in for the final victory. Join with our national slate to crush this empire once and for all, and unleash a new golden age of renaissance for all mankind.
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LOS ANGELES, CA, United States (UPI) -- The man who built the cars and trucks for generations of Hollywood movies is selling 80 of his icons, but will keep his all-time prize -- the Batmobile.
George Barris said Saturday`s auction in at the Petersen Automotive Museum in Los Angeles will take advantage of an auto market that has "gone ballistic."
"The way I figure it, the stock market stinks, real estate is just out of sight, so folks would rather put their money into something valuable that they can also enjoy," Barris told USA Today.
"My love for this nutty stuff keeps me coming in the office every day," said near-80-year-old custom carmaker who has been a Hollywood favorite since the 1960s.
The auction, which could easily bring in $4 million, includes the Trans Am from "Smokey and the Bandit" and the Model T from "The Beverly Hillbillies."
Barris will keep the Batmobile he created for the 1960s TV show.
Copyright 2005 by United Press International


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Atlanta Stations Set to Share
Top-rated WSB won't participate in content pool trial
Top-rated WSB won't participate in content pool trial
Three Atlanta stations are scheduled to kick off a trial run this week that will see them share content in the No. 8 DMA.
Fox O&O WAGA, Gannett NBC outlet WXIA and Meredith CBS affiliate WGCL each plans to contribute a photographer to the pool, which will operate Monday through Friday. The stations will see how the test goes before deciding if it will work in the long term.
The pool will focus on static events like press conferences. "We're interested in seeing if we can find a more effective way to get the coverage we all do, without sending three photographers to the same press conference," says WGCL VP/General Manager Andy Alford.
The Atlanta model resembles the Fox-NBC sharing arrangement in Philadelphia and other markets, where participating stations offer personnel to the pool. The Fox-NBC partnership is called Local News Service (LNS).
And as is true elsewhere, the top-rated Atlanta station—Cox-owned WSB—has opted out of the cooperative. "I understand and respect that all stations have tough economic decisions to make and have to scrutinize every line item," says WSB VP/General Manager Bill Hoffman. "But it's just not a place we want to be right now. We really like our independence, and we're hopeful we can hold onto it in a challenging time."


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The Oklahoma City Thunder have been on a roll lately, and they look like the best team in the West right now. Tonight we will get to see how they match up against one of the East's best squads. The three time defending champs should have Dwyane Wade in the game tonight, and they will get a bit of a measurement on where his knee is at against elite competition. If you were looking for the TV info, then look no further my friend.
TV: FS-Oklahoma, SunSports, ESPN, DTV: 206,679
Would go with the Thunder in this one to cover the spread (-3) and possibly even win the game just because they seem to playing with complete passion at the moment, which is not something to discount
"I know we play a lot of games and a lot of people say January doesn't mean anything," Durant said after his recent game winner with 1.5 seconds left. "But when you're playing this game with your heart and passion like we do, sometimes you've got to sit back and just enjoy it."
Follow Durant's advice here; just enjoy it and make sure either you or your DVR are set up tonight for this one. Got some more previews coming at you today, but in the meantime we will just have to see if Durant continues his streak of 30 point games. My money is definitely on it.
Dave Daniels is a Senior Writer for RantSports.com. Follow him on twitter: @AllDave_AllDay, like him on Facebook here or add him to your network on Google.


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From the Immigration to the US digital collection, Open Collections Program, Harvard University Library


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Google's Cloud Vision AI – Now We Can All Play
Google announced Cloud Vision at the end of 2015, but it was in limited preview until now. Now, not only can we get our hands on the beta, we have inital pricing to work out if it is worth it. The Cloud Vision API offers Google's computer vision system to anyone who wants to use it and there is a free tier. The list of processing options given is: Insights from your images: Cloud Vision API detects broad sets of objects in your images — from flowers to popular landmarks Inappropriate content detection: Powered by Google SafeSearch, Cloud Vision API moderates content from your crowd sourced images by detecting different types of inappropriate content. Image sentiment analysis: Cloud Vision API can analyze emotional attributes of people in your images, like joy, sorrow and anger,…
Link to Full Article: Google's Cloud Vision AI – Now We Can All Play
Google's Cloud Vision AI – Now We Can All Play


text: Module Name: pkgsrc Committed By: jwise Date: Mon Oct 22 15:26:11 UTC 2001 Modified Files: pkgsrc/www/jssi: Makefile Log Message: Build correctly even if user does not have CLASSPATH set. This should be in bsd.pkg.mk, and will move there soon. To generate a diff of this commit: cvs rdiff -r1.7 -r1.8 pkgsrc/www/jssi/Makefile Please note that diffs are not public domain; they are subject to the copyright notices on the relevant files.


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Temp. Marker
b. 7 Jan. 1929 Hayden, Gila, Arizona
d. 19 April 2010 Dudleyville, Pinal, Arizona
Son of Mercedes and Melquides ESPARZA
Veteran Army Air Force World War II
Location: A-116-1
GPS Location 32.98869 // -110.77545
Contributed on 4/24/10 by edward.peed
Email This Contributor
Record #: 73837
On this site you can upload gravestone photos, locate ancestors and perform genealogy research. If you have a relative buried in Arizona, we encourage you to upload a digital image using our Submit a Photo page. Contributing to this genealogy archive helps family historians and genealogy researchers locate their relatives and complete their family tree.
Submitted: 4/24/10 • Approved: 6/7/14 • Last Updated: 6/7/14 • R73837-G0


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ABOUT Clayton Barbeau
Clayton Barbeau, husband and father of eight children, is a licensed Marriage and Family Therapist specializing in individual and couples counseling. To book private sessions either in person or through Skype, please click here.
Clayton Barbeau has been seen on public television and, through his videos and public appearances, all over the world and is currently in private practice in San Jose, California. His award winning books, DVDs, and tapes on topics including grief, loss, depression, intimacy and relationships can be found here.
Host of the original and popular PBS series, "Creating Family", Barbeau's books include Joy of Marriage, Delivering the Male, Father of the Family and How To Raise Parents. The late Teresa Adams, author of Living from the Inside Out referred to Clayton Barbeau as "The poet of mental health." "The Father of the Family," which he wrote in seven weeks and which was published in 1961, received the "Spiritual Life Award" as the best spiritual life writing of the year. Cardinal Tisserant asked permission to have it translated into Italian for the benefit of the Catholic bishops dealing with family issues at Vatican Council II. When the Council was over the Italian translation was published in Italy—and each chapter was preceded by a quotation from one of the Council documents. Readers might think the chapters were reflections on the quote, when the reverse was true. The Croatian translation of the book followed suit as did all future editions of the book, which is now in its 54th year in print.
Mr. Barbeau has a worldwide audience. .In one 16-month period alone he lectured in 24 countries and 33 U.S states


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Can Evolution Predict the Future?
We have often pointed out the many plants and animals that are interrelated. Their lives depend upon one another. Very often they are interrelated in such a way that creation offers the only reasonable explanation for their special features. Evolution can call on "lucky coincidence" just so many times to explain these relationships. It makes far more sense to say that all living things were carefully planned and designed by an all-wise Master Designer.
One interesting example is found in the moth family Noctuidae. This family of moths has special organs that detect the ultrasonic sounds made by the bats who eat them. A "lucky coincidence"? The problem with the evolutionary explanation is that this moth is dated by evolutionists to 75 million years ago. (Remember, these are evolutionists' years, not real years.) This is back during the time of dinosaurs, when there weren't supposed to be any bats. According to evolution, bats didn't arrive on the scene until 55 million years after the Noctuidae moth. One wonders whether mindless evolution could see into the future. Or perhaps evolution was able to make moths with an ability to hear bats that would not exist for the supposed tens of millions of years! Neither explanation sounds very scientific!
It makes a good deal more sense to throw out the millions of years of inflated evolutionary time. We can view the unique design of the Noctuidae moth as a sign from an all-knowing Creator that all living things were made by Him. Only an intelligent, personal Creator can account for the complex overall plan that we see in the created relationships between vastly different creatures.


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Set priorities. Put first things first. Major on the majors…and don't sweat the small stuff.
We've all heard the slogans. Experts tell us they're the key to success. But with so many things clamoring for our attention, how do we determine what things to put first? How do we decide what majors to major on…and what small stuff not to sweat?
Those may sound like tough questions—and for many they are. But as born-again children of God, we don't have to rush out to buy a self-help book or sign up for a seminar to figure out the answer. All we have to do is open the Bible. It plainly lays out our priorities.
No. 1: Believe on the Name of Jesus.
No. 2: Walk in love.
That's it. God's Word says if we'll put those two things first in our lives, God will do whatever we ask and the rest of our lives will fall into place. Personally, I've never had a question about the first of those two priorities. It's always been obvious to me that since faith in Jesus as Lord and Savior is what gives us eternal life and sets us firmly in the family of God, then believing on His Name is the most vital thing we can ever do.
But honestly, I've wondered at times about that second priority. I've puzzled over why it's such a major issue with our heavenly Father. Why is it such a big deal to Him that we live in His love?
It is a big deal, you know. In fact, according to the Bible love is such a paramount issue in the mind of God, when one of the Pharisees asked Jesus to name the greatest commandment of all time, He said: "Thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind. This is the first and great commandment. And the second is like unto it, Thou shalt love thy neighbour as thyself. On these two commandments hang all the law and the prophets" (Matthew 22:37-40).
Think about that! According to Jesus, the command of love is so vital that the entire Word of God—from the Creation account in Genesis to the Amen at the end of Revelation—hangs on it. Love is literally the ultimate spiritual law. All the operations of God's kingdom function in accordance with it, and no one on earth is exempt from it.
Created by Love for Love
Why is God so divinely determined for us to live a life of love?
Recently, I started asking the Lord that question. When I did, the Holy Spirit was quick to answer me. He started out by reminding me that love is the one word that fully encompasses God's nature. The Bible says, "God is love" (I John 4:8). It affirms again and again that He is completely filled with compassion.
In Psalms 78:38, for instance, the Bible says that even when the Israelites sinned and rebelled against God, "He, being full of compassion, forgave their iniquity, and destroyed them not: yea, many a time turned he his anger away, and did not stir up all his wrath." And in Psalms 86:15 it says that He is "a God full of compassion, and gracious, longsuffering, and plenteous in mercy and truth."
Psalms 111:4 says, "He hath made his wonderful works to be remembered: the Lord is gracious and full of compassion." And in Lamentations 3:21-23 we read: "This I recall to my mind, therefore have I hope. It is of the Lord's mercies that we are not consumed, because his compassions fail not. They are new every morning: great is thy faithfulness."
Those are especially powerful statements when we realize compassion means "to have so much mercy and tenderness for someone else that it actually causes pain." It is the deepest desire to show love and goodness. Compassion is what moves God to do everything He does.
Compassion is what compelled God to create the earth. It's what inspired Him to prepare the Garden of Eden as a home for the family He was about to create. It is also what moved God to reproduce Himself and make man in His own image. He didn't just want someone to love, He wanted a family through whom His love could be multiplied—that would bless and fill the earth with His own compassion. That's why, immediately after He created Adam and Eve, "God blessed them, and God said unto them, Be fruitful, and multiply, and replenish the earth, and subdue it: and have dominion over the fish of the sea, and over the fowl of the air, and over every living thing that moveth upon the earth" (Genesis 1:28).
God's plan was not just for man to be blessed, but for mankind to be a blessing to everyone and everything he came in contact with. He planned for them to subdue and rule this planet with His compassion until the whole place became a Garden of Eden.
That was Compassion's plan.
God Never Changes His Plans
One thing I've discovered about God: When He makes a plan, He never changes it. Therefore, though Adam and Eve bowed their knee to the devil, threw away God's blessing, and opened the door to the curse, God refused to give up His original intent. He kept on declaring His will would eventually be done. He kept on telling His people they were destined to be a blessing and fill the earth with His love.
He told Abraham, "I will make of thee a great nation, and I will bless thee, and make thy name great; and thou shalt be a blessing…and in thee shall all families of the earth be blessed" (Genesis 12:2-3).
He spoke through the psalmist and said, "Blessed is the man that feareth the Lord, that delighteth greatly in his commandments. He is gracious, and full of compassion, and righteous" (Psalms 112:1, 4).
He spoke through the prophet Isaiah of One to come who would be anointed with God's own Spirit "to preach good tidings unto the meek; to bind up the brokenhearted, to proclaim liberty to the captives, and the opening of the prison to them that are bound; to give unto them beauty for ashes, the oil of joy for mourning, the garment of praise for the spirit of heaviness" (Isaiah 61:1, 3).
Of course, every one of those declarations pointed to the coming of Jesus. He was Compassion's plan—ordained before the foundation of the world to come into this painfully messed-up planet and set things straight again. He was the One destined to take upon Himself the sin, sickness, weakness and pain that had robbed mankind—and all the earth—of the blessing of God.
Jesus came to restore God's original plan.
Do you realize what that means? It means those of us who have believed on Him have been restored to the spiritual position Adam and Eve occupied in the Garden of Eden. Through Jesus, we have received the same blessing and divine commission they did. We've been called to perpetuate God's love in the earth, to fill it up with His compassion, to be a blessing everywhere we go, to everyone we meet!
That's God's plan for every New Testament believer.
God said it to Adam and Eve. He said it to Abraham. He said it to Jesus. And now He has said it to us. You are called to be a blessing! So wives, bless your husbands. Husbands, bless your wives. Love one another as I have loved you. Do good to all men. Bless, bless, bless!
Can you see now why walking in love is so important to God? It's the reason He created us!
You may never have thought about it in just that way before but, the truth is, you already knew that. Every born-again believer does. I could stop a Christian on the street anywhere in the world and ask him if we, as believers, are supposed to love one another, and I'd get the right answer every time. Everyone knows Christians are called to live by the law of love.
Are we all doing it? No, we're not. So, clearly there must be a problem. II Peter 3:1-2 tells us what it is. There the Apostle Peter wrote to people just like us—people who knew full well they were called by Jesus Himself to live by the law of love—and said: "This second epistle, beloved, I now write unto you; in both which I stir up your pure minds by way of remembrance: that ye may be mindful of the words which were spoken before by the holy prophets, and of the commandment of us the apostles of the Lord and Saviour."
If Christians in Peter's day needed to be reminded to keep the commandment of love, we do too. Just like those first-century believers, sometimes we just plain forget to walk in love toward one another. We forget to make compassion our priority because we don't keep it in the forefront of our thinking. We get our lives out of line with love because mentally we neglect to put first things first.
But, according to the Bible, we can correct that problem. We can stir up our pure minds by way of remembrance. We can build love into our memory so that we think of it before we get dressed in the morning. We can so renew our minds to it that we think of it when we leave the house every day, or sit down at the table to eat, and even before we go to bed at night.
When we keep love on our minds like that, it changes how we interact with people. No matter what they say or do to us, our first thought is to respond in love. If we disregard that thought by yielding to the flesh and acting in a way that's unloving, we'll immediately be aware that we've been disobedient, and we'll repent. Then we'll get right back on track.
A Marvelous Cycle
"Oh, Brother Copeland," you might say, "I don't think I could ever be that loving."
Sure, you can. You can walk in love as naturally as a fish swims or a bird flies. The reason is simple. As a born-again child of God, you've been re-created in the very image of Love Himself. You're made just like Him and He is full of compassion 24 hours a day, seven days a week. He is, always and forever, love.
"Yeah, but sometimes I'm just mean. I can't help myself! I guess God just made me that way."
Don't go around blaming God for your carnal self-indulgences. He's not responsible for them. As my spiritual father, Oral Roberts, used to say, "God never created anyone to be something He has forbidden." So if we act hatefully or unkindly it's not because God made us that way; it's because we've yielded to the pressure the devil is putting on our flesh. We may have even yielded to it for so long that we think that ugly stuff is a part of our identity.
But it's not. It's just flesh and everything in the flesh can be changed and replaced by the power of God's Word and by the power of His love. It can be overcome when we stop defining ourselves by our carnal habits and renew our minds to our true identity in Christ.
One man who understood that fact very well was the Apostle Paul. He knew more about who we are in Christ than any man who ever walked this earth with the exception of Jesus Himself. He prayed continually for believers to have the spirit of wisdom and revelation because he knew what would happen when we began to see our real identity: We'd start acting like who we truly are. We'd start acting like Jesus.
No wonder Paul prayed for the believers to be rooted and grounded in love (Ephesians 3:14-19). That's our native soil. We were born in and of Love! The more we operate in that love, the better we comprehend God because love is what makes God tick, so to speak. It's the driving force of His being. It's who He is.
To our natural minds, such a thing may seem impossible. But the Bible says it's not. I don't care how far-out it may sound, God is able to finish the plan He started in the Garden of Eden. He is able to reproduce Himself so fully in you, me and every other believer that we fill the whole earth with His goodness and love. He is able to make us a blessing to all the families of the earth.
So release your faith for it. Stir up your pure mind by way of remembrance. Keep love in the forefront of your mind by confessing daily, "I keep the commandment of love. I love the Lord my God with all my heart, all my soul and all my strength. I love my neighbor as myself. God's love has been shed abroad in my heart by the Holy Ghost and I release it everywhere I go. I will be a blessing to everyone I meet today."
Remind yourself every day that Compassion has a plan—and He is fulfilling that plan through you!
Real Help: Faith and Hope by Kenneth Copeland


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by Karl Perera
In this article I will cover the following topics:
- Why should you try a natural cure to overcome depression?
- What natural cures are available?
- Do they work?
Are You Depressed?
Natural cures are sometimes just as effective as medication (anti-depressants). If you have tried counseling, have gone to a doctor and tried some form of medication you may still after, all that, get depressed because these conventional treatments are often not successful long term.
Medication in most cases is short-term and you may suffer side effects especially coming off them. generally with natural remedies there are few if any side effects and now withdrawal symptoms.
Counseling aims to help you understand the reasons why you feel depressed psychologically. For example, perhaps you need help dealing with stress and difficulties in your life. Talking to a professional therapist or counsellor can really help you. With the new affordable care act (ACA) legislation making prescription medicines much more affordable, medication may be a choice but counseling still seems like a no-brainer to me. Ever thought about counseling? It is very effective and a very practical option to consider.
When preparing for major purchases like counseling or medical treatments, or when filing taxes many people consider making a personal budget. This same type of preparation may be helpful when considering options regarding natural treatment. Comparing the facts and effectiveness of natural cures is an important step in this course of action. Many government resources are available for financial planning, so resources should be available when considering options other than standard medical treatments. Whatever state or location you're in, options are available. Below are presented resources on the popularity and effectiveness of natural cures that can be used in conjunction with counselling or alone.
Which Natural Cures for Depression are Most Popular and Do They Work?
Low-fat dairy products, bananas, turkey and soy foods help boost serotonin in your brain which improves your mood.
There are some claims that carbohydrates are helpful in that they may have a connection with the positive mood boosting chemical Serotonin. If you have a craving for carbs it might be that you need to boost your level of Serotonin and may be at risk of depression. This has not be proven however so take this with a pinch of salt.
Foods that have a lot of protein such as turkey or chicken may also help with depression because they contain Tryptophan which may boost your serotonin levels.
Omega-3 oils – There are numerous studies that indicate eating fish, especially oily fish that contains Omega 3 is not only good for your heart, but helps protect you from depression too, (see also below under supplements) – tuna, fish, purslane, salmon, nut oils.
If you lack omega-3 fats in your diet you may suffer from tiredness (fatigue), poor memory, dry skin, heart problems, mood swings, depression, and poor circulation. Various studies have found a link between Omega-3 oils and bipolar disorder and depression.
Depression can result from the body taking in too many refined carbohydrates. Too many man-made unnatural foods is not healthy and sugar is so addictive! Sugar can help cause mental illness, because it causes insulin resistance, unstable blood sugar levels and raised stress hormones.
One solution to depression is better nutrition, less drugs or psychotherapy, but acceptance of this idea needs a change of thinking.
Herbal treatments:
St. John's Wort – alters brain chemistry and improves your mood and depression. Although natural it is so strong it should not be used alongside medication. Consult a doctor before doing so. Generally confirmed as quite effective in treating depression. I have tried this and it worked for me. Be aware of one possible side effect though, St. John's Wort makes some people more sensitive to sun exposure so be careful and test this.
Recent studies indicate that a specific extract of Hypericum perforatum was as effective as prescription antidepressants and had far fewer side effects (thus available without a prescription for the treatment of mild to moderate depression) and costs a lot less – about 25 cents a day.
In Germany, more than fifty percent of depression, anxiety, and sleep disorders are treated with St. John's Wort. Prozac is just two percent.
Want to find out how you can destroy depression and get your life back?
Click Here to Read More
Exercise improves sleep, and improves your energy level. Exercise maintains physical health and controls weight, it also helps you to look and feel good which improves your self-esteem. It also helps increase endorphins in your brain which actually give you a boost in happiness. If your exercise is taken outside in the fresh air it is even more effective and can boost your immune system as well as your feelings of well-being.
A few small studies even hint that, in cases of mild to moderate depression, exercise may be as effective as standard therapies. Doctors caution that exercise is not a substitute for good medical care, however, but should be used in addition to other treatment.
A good night's sleep is so important to the body and can definitely make your immune system and brain function stronger so that you can function more healthily, feel better and less likely to be depressed. Cafeine can also disrupt sleep patterns and increase anxiety so avoid drinking too much of it, better to cut it out all together. make sure you encourage a good night's sleep by relaxing before going to bed and do not watch intense or action-packed films before you try to sleep. A hot drink can also help you calm down.
Omega 3 fish oils -The Inuits have a very low rate of heart disease. Why? Simple, they eat fish. The American Heart Association advises everyone to eat at least two 3-ounce servings of fatty fish every week. Doctors can confim the connection between Omega – 3 oils and depression. Children suffering from depression can also be helped by Omega-3 oils and so feed your children fish!
B vitamins may also help. Nuts, fruits and dark green vegetables provide these vitamins. The B-complex vitamins are essential to mental and emotional well-being. B vitamins are destroyed by alcohol, refined sugars, nicotine, and caffeine so it is likely that many people may be lacking in these.
Vitamin B1 (thiamine):
The brain uses this vitamin to help convert glucose, or blood sugar, into fuel, and without it the brain rapidly runs out of energy!
- This can lead to fatigue, depression, irritability, anxiety, and even thoughts of suicide. Memory problems, loss of appetite, insomnia, and gastrointestinal disorders are some of the problems caused by a deficiency of B1. Eating refined carbohydrates, like simple sugars, drains the body's B1 supply.
- This can lead to fatigue, depression, irritability, anxiety, and even thoughts of suicide. Memory problems, loss of appetite, insomnia, and gastrointestinal disorders are some of the problems caused by a deficiency of B1. Eating refined carbohydrates, like simple sugars, drains the body's B1 supply.
- Vitamin B3 (niacin): A deficiency of this vitamin can cause Pellagra-resulting in psychosis and dementia. Deficiencies of vitamin B3 can also cause agitation and anxiety, as well as mental and physical slowness.
- Vitamin B5 (pantothenic acid): Symptoms of deficiency include fatigue, chronic stress, and depression. Vitamin B5 is vital for hormone formation and the uptake of amino acids and the brain chemical acetylcholine, which combine to prevent certain types of depression.
- Vitamin B6 (pyridoxine): This vitamin is necessary in the manufacture of serotonin, melatonin and dopamine. Vitamin B6 deficiencies are very rare but can cause damaged immunity, skin lesions, and mental confusion. Alcoholics, patients with kidney failure, and women using oral contraceptives are at risk of such a deficiency. MAOIs may also lead to a shortage of this vitamin. Many doctors believe that most diets do not contain enough of this vitamin.
- Vitamin B12: deficiency leads to a problem known as pernicious anemia. This disorder can cause mood swings, paranoia, irritability, confusion, dementia, hallucinations, or mania, eventually followed by appetite loss, dizziness, weakness, shortage of breath, heart palpitations, diarrhea, and tingling sensations in the extremities. Deficiencies develop slowly, because the body stores a three- to five-year supply in the liver. Older people are more at risk of B12 deficiencies.
There are many other natural cures for depression and these include:
- Meditation – relaxing your mind and switching off thought as you focus on your breathing is a great way to rest inside. Depression is stress related and so anything which calms you down and relieves this stress is not only good for you, it is one of the best cures.
- Yoga – again relieves stress and is good for you. It is an effective cure for anxiety and depression because it relaxes your body and mind.
- Exposure to sunshine – in winter depression can set in because of low levels of light or sunshine. One of the best natural cures is exposure to sunlight which also is good for your body because it boosts your vitamin D levels.
- Homeopathy – a completely natural form of treatment. Cures are given as medicine specifically matched to the condition.
- Aromatherapy – the practice of cures consisting of natural oils. For example, jasmine oil is a natural smell that is good for depression as it is uplifting for the mind.
- Art Therapy – this form of therapy involves creativity and expression which helps promote well-being and happiness.
The above list of treatments is just the beginning. There are many alternatives to standard medical treatments. So don't let yourself be confined to standard treatments but do ask for advice about natural cures and this way you will be helping yourself to get better.
Read More:
What are the causes of Depression and what can you do about them?


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In the photos: (1) Chet Hendrickson and Ron Jeffries addressed the attendants during lunch; (2) Open Space session; (3) The Scrum Trainers Michael James and Nigel Baker.
Scrum Global Gathering: Seattle 2011 was held from 16 to 18 May 2011. I believe this was the best, in several respects, among the six Scrum Gatherings I attended. The sessions were rich in novelties, the speakers were high level and the attendants were motivated and engaged in harnessing the event to the fullest. There were several concurrent sessions, but this time I chose by the names of the speakers, among whom were Mike Cohn, Alistair Cockburn and Jeff Patton. One of the good ideas of the organization was purposely set the coffee breaks more frequent and longer, in order to promote conversation among the attendants and the exchange of contacts. Another great idea was to put Scrum Coaches available to participants to schedule individual coaching sessions during the Gathering.
Although not sported the same luxury as the Gaylord Palms resort in Orlando where the U.S. Scrum Gathering was held in 2010, the Grand Hyatt Hotel was sufficient in terms of infrastructure, location and food. By the way, the food was highly praised by all.
Seattle is a city on the beautiful shore of the Pacific Ocean, located at the north of the United States in the Washington State. The city is clean and organized, but unfortunately the recession filled its streets with beggars. Its attractions include the Space Needle, a vista point with a restaurant on top of a huge and exotic construction; the Pike Place Market, a popular and very peculiar fish market, and the Underground City Tour, a tour at the pathways and constructions of a dirty and humid underground that once were at street level.The temperature had always been between 50 and 60 Fahrenheit and it rained only one day during the week I was there, but I was told that those were the days with the best weather of the year.
In the photos: (1) Opening by Bryan Stallings, the main organizer of the event; (2) Chet Hendrickson interviewing attendants; (3) Activity carried out in the event opening.The meeting began with a setback: Steve Denning, who would do the opening keynote presentation, missed the flight and would arrive late. The organizers did well with performing an activity to replace the keynote presentation. In this activity, each table should discuss what the biggest problems in adopting Scrum are. Chet Hendrickson and Ron Jeffries interviewed attendants, and some of the issues raised were:
Denning's keynote presentation was transferred to the next day at lunch.
In the photos: (1) Steve McConnell; (2) Keynote de McConnell; (3) Steve Denning.
Steve McConnell's name as one of the event's keynotes caught my attention. An important name and author of classic books in the 90's, among which stand out "Code Complete" and "Rapid Development", McConnell did not follow the Agile wave. Seeing that he finally embraced Agile and Scrum has brought me great satisfaction. In his keynote, "The Journey to Organization-Wide Scrum", McConnell showed how to move from pilot projects to a global adoption of Scrum in an organization. To illustrate this, he used examples of problems that his company, Construx, experienced in helping clients to adopt Scrum.
McConnell left four lessons:
McConnell also left five keys to successful adoption of Scrum:
It was evident that many of those present considered the opinions of McConnell very conservative. Being who he is and as he speaks from the practice, I believe he has both feet in reality.
Steve Denning made his keynote presentation "Making the Entire Organization Agile" a day late, at lunchtime. But, being a master of narratives, it was worth the wait. Steve showed that traditional management has failed, and must be reinvented so that the organization should focus on creating a flow of customer value through continuous innovation.
In the photos: (1) Alistair Cockburn; (2) Mike Cohn; (3) Jeff Patton.
In the first two days of the event, I attended sessions from Alistair Cockburn, well-known popular and author of the excellent book, "Agile Software Development: The Cooperative Game"; Mike Cohn, head of the board of directors of the Scrum Alliance and author of books such as "Succeeding with Agile", "Agile Estimating and Planning" and "User Stories Applied"; Jeff Patton, a specialist in user-centered software design and author of "User Story Mapping" to be released in the fourth quarter of 2011; Steve Denning, an expert on leadership and organizational storytelling and author of books such as "The Leader's Guide to Radical Management" (distributed to all attendants) and "The Leader's Guide to Storytelling"; and Alan Shalloway, an expert in Lean and Kanban and author of books such as "Lean-Agile Software Development" and "Lean-Agile Scrum Pocket Guide for Teams" (distributed to all present in his session).
There were several other great sessions at the same time which unfortunately I obviously could not attend.
A few comments on the sessions I attended:
In the photos: (1) User story mapping, from Jeff Patton's session; (2) Allan Shalloway; (3) Screen showed tweets about the event.
In the photos: (1) Open Space market place; (2) People picking sessions at the Open Space; (3) Session at the Open Space.
Considered by some as the most important part of the Gathering, the Open Space day was really special. Around sessions defined and driven by the Gathering attendants, groups of people gathered to discuss various themes in the third and final day of the Gathering. This was the Open space with the highest level topics among all I've participated in Scrum Gatherings. Among the topics chosen there were: "Integrating the too-fast + too-slow team members", "Agile in a Waterfall context", "Scrum for non-software projects", "Helping management achieve agility", "Seduce the Product Owner", "Splitting big stories into small stories ", "Team estimation game", "How to vary retrospectives", "Agile in the government ", "Cultivating collaboration", "Determining the right team size" e "Impact estimation: calculating business value". Session notes can be found here.
After a long Open Space day, many wondered whether it was worth waiting for the final lecture. Those who decided to go earlier missed the session most celebrated of all the Gathering. Joe Justice, a local entrepreneur, lectured about how he used Agile practices on creating and building a revolutionary and ultra-efficient car at his small company WIKISPEED. The lecture was outstanding and closed the Seattle Scrum Gathering in a great mood.


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MISSISSAUGA, ON, Nov. 7, 2013 /CNW/ - Subaru Canada, Inc. (SCI) is pleased to announce that the 2014 Subaru Impreza and XV Crosstrek earn a 2013 IIHS TOP SAFETY PICK+ award for good performance in each of the Institute's crashworthiness evaluations, including the small overlap front test. These ratings apply to both 4- and 5-door body styles of the Impreza, excluding WRX/STI.
Beginning with 2014 models, Subaru made changes to improve occupant protection in small overlap frontal crashes. Structural reinforcements, as well as changes to curtain airbag placement, have been made to both the 2014 Subaru Impreza and the XV Crosstrek. The front frame can now better absorb impact energy sustained during a small overlap front crash. The ring-shaped reinforcement frame has also been strengthened to protect against deformation in the event of a crash.
The Institute added the small overlap test to its lineup of vehicle safety evaluations last year. It replicates what happens when the front corner of a vehicle strikes another vehicle or an object like a tree or a utility pole. In the test, 25 percent of a vehicle's front end on the driver side strikes a five-foot-tall rigid barrier at 40 mph.
Among the current models the Institute has rated, five Subaru models - the Forester, Legacy, Outback and now Impreza and XV Crosstrek - have earned a 2013 TOP SAFETY PICK+ award. For the 2013 award, winners must earn good ratings for occupant protection in four of the five evaluations and no less than acceptable in the fifth test.
"For four consecutive years, Subaru is the only automotive manufacturer with the distinction of earning IIHS TOP SAFETY PICK awards for every model it builds," said Institute president Adrian Lund. "Subaru deserves praise for making safety a top priority."
"Safety is always top of mind as we aim to inspire confidence and peace of mind on every road in all conditions," said Shiro Ohta, president and CEO of Subaru Canada, Inc. "Subaru's ring-shaped reinforcement frame has been proven in more than a decade of use. This enhanced design provides excellent protection with the structure increasing cabin rigidity and absorbing impact energy from any direction. This proprietary design has helped our 2014 Impreza and XV Crosstrek earn top honours alongside the rest of Subaru's lineup."
About Subaru Canada, Inc.
Subaru Canada, Inc. is a wholly owned subsidiary of Fuji Heavy Industries Ltd. of Japan. Headquartered in Mississauga, Ontario, the company markets and distributes Subaru vehicles, parts and accessories through a network of over 85 authorized dealers across Canada. For more information, visit www.subaru.ca or www.pr.subaru.ca.
SOURCE: Subaru Canada Inc.
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We will be going live at 1:00 PM EST with live results of UFC 80: Rapid Fire, which will take place live from the Metro Radio Arena in Newcastle, England.
UFC 80 features a lightweight championship bout between former welterweight title holder B.J. Penn and top contender and Ultimate Fighter 2 winner Joe Stevenson. Also on the card is a rematch between Gabriel Gonzaga and Fabricio Werdum and a welterweight clash between Marcus Davis and Jess Liaudin.
Be sure to leave comments throughout the afternoon and night.
Live results are shown after the jump.
Continue reading "UFC 80: Rapid Fire Live Results"
Joe Stevenson weighs-in for UFC 74: Respect. Photo property of the Ultimate Fighting Championship.
The official weigh-in results for tomorrow afternoon's UFC 80: Rapid Fire are below. All fighters successfully made weight.
MMA on Tap will start live coverage of the event starting at 1:00 PM EST tomorrow.
BJ Penn (154 lbs) vs Joe Stevenson (154 lbs)
Fabricio Werdum (247 lbs) vs Gabriel Gonzaga (255 lbs)
Jess Liaudin (170 lbs) vs Marcus Davis (169 lbs)
Wilson Gouveia (205 lbs) vs Jason Lambert (204 lbs)
Jorge Rivera (185 lbs) vs Kendall Grove (186 lbs)
Antoni Hardonk (244 lbs) vs Colin Robinson (238 lbs)
Paul Kelly (170 lbs) vs Paul Taylor (170 lbs)
James Lee (206 lbs) vs Alessio Sakara (206 lbs)
Per Eklund (155 lbs) vs Sam Stout (155 lbs)
Joe Stevenson weighs-in for UFC 74: Respect. Photo property of the Ultimate Fighting Championship.
It's no surprise as to how B.J. Penn received his nickname of "The Prodigy". After all, it only took him three years to earn a black belt in Brazilian Jiu-Jitsu, making him the fastest American to do so in history. (It usually takes a normal person 1-2 years of training just to earn their blue belt.) However you can also consider Joe Stevenson a prodigy himself. By the age of 16, Stevenson was already fighting professionally and took on then-future UFC lightweight champion Jens Pulver in just his third career fight.
The two are set to clash for the vacant UFC lightweight title when the Ultimate Fighting Championship travels to England for the third time in the last two years for UFC 80: Rapid Fire, which will take place this Saturday at the Metro Radio Arena in Newcastle.
What was originally slated to be a battle for the interim lightweight championship became a fight for the real thing after the California State Athletic Commission decided to reduce the suspension Sean Sherk received for a positive steroids test rather than overturning it and clearing his name. Following the CSAC's decision, UFC president Dana White had no choice but to strip Sherk of his belt. The Minnesota native will now have to wait to face the winner of this weekend's title bout in order to get a shot at regaining his prized possession.
Interim or not, the fact that this fight is for the title means something to Stevenson.
"The fight being for a title, it definitely has a lot of meaning behind it," Stevenson said during a recent interview session. "It's something that I've aspired to have ever since I started watching and following this sport."
Continue reading "Stevenson Ready to Prove Doubters Wrong"
RawVegas' Road to UFC 80 continues to follow Joe Stevenson as he prepares to take on B.J. Penn for the UFC lightweight title this Saturday at UFC 80: Rapid Fire. This episode takes a look at Stevenson's training with Marc Laimon, the importance behind the fight being for a title, and his last fight against Kurt Pellegrino.
B.J. Penn discusses his third straight opportunity to fight for the UFC lightweight title, this time against Joe Stevenson at UFC 80: Rapid Fire this Saturday with ESPN. Penn also talks about how he feels his all-around game is better than Stevenson's as well.
Joe "Daddy" Stevenson discusses his upcoming fight against B.J. Penn at this weekend's UFC 80: Rapid Fire at the Metro Radio Arena in Newcastle, England with ESPN. The two will be fighting for the UFC lightweight title, which was vacated by Sean Sherk last month following a denial of his appeal of a positive steroids test through the California State Athletic Commission.
Joe "Daddy" Stevenson discusses his upcoming UFC lightweight title fight against B.J. Penn at UFC 80: Rapid Fire, his childhood growing up, and how he renovated Marc Laimon's house along with Kalib Starnes and Kendall Grove with RawVegas.
UFC lightweight contender B.J. Penn was sentenced earlier today to one year probation and fined $2,000 for allegedly hitting a police officer outside of a Hawaii bar over two years ago.
The news comes from a report by the Honolulu Advertiser.
Penn originally pleaded no contest back in August. As part of the agreement between Penn and prosecutors, he must submit to random drug and alcohol testing, attend counseling, and perform 50 hours of community service. If all goes well over the next year, Penn's record will be expunged by the court.
Penn is also prohibited from contacting the police officer that he allegedly assaulted.
Touch of gloves to MMA Mania for the find.
UFC officials confirmed over the weekend that they have stripped Sean Sherk of the UFC Lightweight Championship.
The announcement comes just days after the California State Athletic Commission decided to reduce Sherk's positive test for anabolic steroids rather than overturning it. Sherk will be permitted to return to action next month and was not fined by the commission.
The scheduled bout between B.J. Penn and Joe Stevenson at UFC 80: Rapid Fire in January will now be for the actual title instead of the interim belt.
UFC President Dana White announced earlier today that Sherk will face the winner of the fight at some point next year:
"I have nothing but respect for Sean Sherk and I believe he's been honest throughout this whole process," said UFC President Dana White. "But BJ Penn and Joe Stevenson will be fighting for the lightweight title at UFC 80 on January 19th and Sean Sherk will fight the winner for the title."
The UFC held a conference call with the media yesterday afternoon to promote this weekend's UFC 78: Validation which is set to take place live from the brand new Prudential Center in Newark, New Jersey this Saturday. UFC President Dana White was the host of the call. Featured fighters included Michael Bisping, Rashad Evans, and Houston Alexander.
- White stated that Randy Couture contacted him and requested a face-to-face meeting. White said that the meeting will most likely take place at some point this week. White also noted that Couture has been offered an official title defense against Antonio Rodrigo Nogueira for early next year. Couture has not given an answer as of yet. White says that there are no plans for an interim heavyweight title if Couture chooses not to accept.
- When it comes to Sean Sherk, White says that Sherk will now most likely be stripped of his title if the California State Athletic Commission refuses to overturn his positive steroids test next month. That means Penn and Stevenson would fight for the actual title at UFC 80 and that Sherk would become a mandatory challenger once his suspension was over.
- No decision on whether or not UFC 80 will be broadcasted on PPV or Spike TV.
- The UFC held a meeting with all of it's fighters last week in Las Vegas where a variety of topics were discussed. Topics included the steroids problem, contracts, taxes, organization policy, and how to deal with the media. Rumor has it that White told fighters they no longer be permitted to participate in internet radio shows. That seems to be false however as Spencer Fisher was on Sherdog yesterday.
- White says that he is slated to meet with officials in the New York State Athletic Commission to discuss the possible legalization of MMA in the state.
- White noted that rematches of Tito Ortiz-Rashad Evans and Michael Bisping-Matt Hamill were originally supposed to headline UFC 78 but both Hamill and Ortiz claimed that they were injured and couldn't compete.
- The next UFC Fight Night is scheduled for January 23rd. No word on a location or potential participants on the card yet.
- The UFC plans on returning to Florida at some point next year but the show will most likely be a PPV instead of the usual UFC Fight Night cards that have taken place in the state.
- While White did not reveal which major network he was currently in discussions with, he admitted that he was indeed in talks to have the UFC air on a "prime-time" network in the future.
- White has no idea concerning who is next in line to challenge Anderson Silva for the UFC Middleweight Title. White noted that he has attempted multiple times to try and get Dan Henderson to drop down to middleweight but Henderson seems to want to stay at 205 lbs.


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Why Protect Waves?
British surfing waves are under threat from a growing number of activities around our coastline that can hamper or have long term devastating impacts on some of our most prized surfing beaches. This includes coastal developments, pollution, and restricted access.
- Waves are under threat from 3 sources: new structures and developments, pollution including sewage and litter, and restricted access.
- Multiple surf breaks around the UK are currently under extreme threat with many more subject to lesser, but escalating, degrees of threat.
- No specific laws exist in the UK to protect surf spots.
- According to the water industry itself, the number of Combined Sewer Overflow (CSOs) around the UK is around 31,000. Many of these are completely unregulated.
- In the 10 weeks since the 2012 bathing season started this year SAS have issued over 30,000 text messages warning water users about the 416 individual raw sewage discharges across just 62 beaches as part of the Sewage Alert Service.
- The UK's world-class south coast surf spot Broad Bench is off limits for up to 228 days a year.
- The amount of marine litter found on UK beaches has increased almost two-fold in the last fifteen years.
- A plastic bottle may persist in the marine environment for more than 450 years if left on a beach.
- Waves are important to coastal communities in 4 ways: economically, environmentally, culturally and socially.
- In the UK, there are 4 types of surf spots: beach, reef, point break and river mouth.
- There are over 500,000 regular surfers in the UK.
- In a 2007 Defra survey, the economic value of the surf retail sector only was estimated at £200million annually.
- At a cost of over £3million, the artificial surfing reef development at Boscombe, Dorset has been estimated to generate £3million of direct income with an additional £10million of image value. This is the valuation of a spot that currently only creates poor quality, irregular waves, highlighting the value and exceptional conditions which create the UK's best surfing waves.
- The overall turnover from the surfing industry in Cornwall (£64 million annually) was about 20% more than the sailing industry (£52 million annually), and twice as much as the golf industry (£32million annually). Results also showed that the average visiting surfer spends about 8.5% more in Cornwall than the average visitor.
Waves are a very important and necessary part of the workings of our planet, transferring the sun's energy around the globe. Surfing beaches and waves also have a deep personal value to surfers and surfing communities around the UK. However, in the UK there is currently no specific legal protection for surfing waves or any assurance that stakeholders, including surfers and surfing communities in Wales, Northern Ireland or England, will be consulted fairly on activities threatening their existence.
Other sports and activities such as walking and sailing are formally recognised, represented and consulted during many new development processes. Other areas of outstanding beauty and countryside sites are also protected. But politicians, developers and the wider public in general have very little knowledge of the value, uniqueness and finite nature of surfing waves and landscapes, swell corridors prevailing weather conditions and other conditions creating good quality waves.
We are also seeing growing evidence that the Government is showing a bias towards coastal intervention, together with a stance increasingly in favour of developers. Politicians typically give only cursory consideration to the impacts on local coastal communities, despite the fact that the waves can be central to their existence.
Surfers Against Sewage (SAS) is campaigning to increase public awareness and develop a greater understanding amongst policy makers that waves are a vital part of the fabric of many UK coastal communities, and it is essential that wave-centric communities can amplify their concerns so that irreversible damage is not done to our waves and surfing beaches.


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Our Policies
Just a few simple things
Please help us by being on time for your appointment. Our scheduling is designed to permit the maximum time needed. For your convenience, we recommend that our guests schedule their next appointments prior to leaving the salon.
As a courtesy to other guests and our therapists, if you need to cancel an appointment, please provide at least 48 hours notice for spa treatments.
We take great pride in our reputation for quality products. If for any reason you are dissatisfied with a purchase, we will assist you with a prompt exchange or refund within 30 days of purchase with receipt.
We suggest that you check in at the spa reception desk 30 minutes prior to your appointment so that you may relax, shower, and prepare for your treatment. Late arrivals are subject to reduced treatment time.
We take pride in all of the service we provide; that's why we guarantee all of the work we do. If for any reason you are unsatisfied with your service, please call us within seven days of your last appointment and we will be happy to schedule a new appointment at no charge.
As a courtesy to all guests, cellular phones and pagers must be turned off while at the spa.
We recommend that you do not wear jewelry to the spa. We cannot be responsible for lost items.
For safety reasons, children under 15 are only permitted in the spa by appointment.
Leaving gratuities are at the discretion of our guests and are greatly appreciated. Tips cannot be added to credit cards. We do have an ATM on premises for your convenience.


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Boston Celtics: Allen's Choice to Sit so Bradley Can Start Shows Bigger PictureApril 11, 2012
Yesterday, we talked about Ray Allen's love of reading and how it has helped to keep him calm over the course of his 16-year NBA career. Today, there's more praise for Allen, and it's certainly deserved.
Another way to ensure you stay in the game past your prime is to always put the team first. Even when it means sacrificing your own comfort and checking your ego firmly at the door. After missing six games with an ankle injury, Allen returned to the starting lineup and then spoke with coach Doc Rivers about heading to the bench and allowing young gun Avery Bradley to continue to start.
Bradley has been sensational in the expanded role that Allen's injury opened up for him. A fantastic defender in the backcourt along with Rajon Rondo, Bradley has also shown that he can score the basketball. He's young, quick and tireless. His game is the opposite of Allen's, and this is a great thing. The combination of the two guards gives Boston depth and keeps their opponents guessing.
While he had started in all but four of his previous NBA games, according to the Boston Globe, Allen didn't hesitate to make the move.
He told reporters Thursday that since there were murmurs about Avery Bradley becoming the starter at shooting guard, he decided to approach coach Doc Rivers about making the change. He reiterated that he would much rather start but was willing to sacrifice for the team.
With his sore ankles healing, Allen is attempting to embrace the role. He checked into Tuesday's 115-107 win over the Heat at the 5:22 mark of the first quarter, replacing Bradley. He finished with 9 points and three assists in 35 minutes.
"The shots that I am getting now, you just kind of build into them,'' Allen said when asked if the shots coming off the bench are different. "You adjust to how [defenses] are coming to you and you understand that and you adjust to that situation or role.''
Beyond the ego stroke of starting, why is it so important to so many players? Because it's often easier.
At least it is, according to Blazers guard Jamal Crawford. Since becoming a full-time backup in 2009 after starting for much of his career, Crawford recently discussed the difference between being in the starting lineup and having to come into the game off of the bench with HoopsWorld:
One thing I've noticed in the last few years is that it's a lot easier to start than it is to come off of the bench. When you start, you have a lot more control. I can settle down and play my game. Off the bench, I come in and feel like I have to make something happen. When you're coming off the bench, you're a hired gun who has to come in and score. When you start, you can pick and choose your spots and take your time. Going into the summer, that's definitely something I'm going to consider. I'm not saying that I'm not willing to come off the bench, but my preference is to start.
For a scorer like Allen who has heard his name called first for virtually all of his career, it makes this move mean even more.
For a young player like Bradley, having a veteran set this kind of example will shape how he grows and thinks about the game.
The Celtics have long preached patience and togetherness through the Ubuntu philosophy. For anyone wondering whether they've deviated from this practice and way of thinking, Allen is a perfect example of where the Celtics stand.
They somehow always manage to see the bigger picture. This is exactly why they'll always be in the mix come playoff time.


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Beaumont Foundation Announces 2010 Excellence in Education Award Recipients
Beaumont, TX – The Beaumont Foundation is pleased to announce the winners of the 2010 Reaud, Newton, Donley, and Gilbert I. "Buddy" Low Excellence in Education Awards as part of its ongoing commitment to support education. The Awards were created to celebrate and recognize superior contributions of teachers whose leadership and dedication inspire a spirit of learning. The Program provides public recognition and financial rewards to educational professionals who are furthering excellence in education. Each of the 27 award winners will receive $10,000 and be recognized at award galas in May.
Reaud Media Release


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Evansville, IN (PRWEB) April 10, 2013
With capacity continuing to grow, DriveAtlas™ announces opportunities for 148 additional owner operators in 2013 through the Shuttle Fleet, as well as both the Commercial Truckload and Special Products divisions. The majority of these direct fleet positions are through the Shuttle Fleet, which is specific to the transportation of loaded and empty trailers.
Atlas Van Lines' Shuttle Fleet drivers are strictly responsible for drop and hook trailer delivery service and are paid by the mile. Drivers receive an average of $1.52 per mile, which includes a fuel surcharge and payment on loaded and empty miles. Benefits include a discounted fuel program, weekly pay, free truck washes, optional health, dental and life insurance coverage, fuel-saving light loads and more. Drivers signing on by May 1 will also receive a $5,000 sign-on bonus. Bonuses will be paid in $1,000 installments starting at 30, 90 and 180 days from the date of lease with Atlas, with an additional $2,000 paid out on their one-year anniversary.
"We remain focused on delivering ways for our drivers to prosper," said Jack Griffin, president and COO of Atlas Van Lines. "Through highly competitive pay and a company culture that recognizes the importance of treating our drivers with the respect they deserve, DriveAtlas is providing opportunities for owner operators that will lead to long-term relationships."
Over-the-road driving jobs with Atlas average 1,250 miles per run and about 2,500 miles per week. However, with the peak summer season approaching, new drivers in the Shuttle Fleet can expect above-average miles per week. Owner operators in this division also have full home-time flexibility in which they choose when they return home and the duration of their stay.
"One thing that separates these positions from many other opportunities is the loads transported by Atlas' direct fleet average only 15,000 to 25,000 pounds," said Griffin. "This is much lighter and easier on both the gas tank and an owner operator's tractor than the natural resources, raw materials and food shipments many drivers in the transportation industry are accustomed to hauling."
DriveAtlas also offers extra benefits to those referring potential drivers. For each new driver referred, qualified and signed on with Atlas, $500 will be paid out to the person who referred the driver. Referrals should be made to the Atlas recruiting department by calling (800) 525-3029 or emailing jobs(at)driveatlas(dot)com.
For more information on Atlas driving jobs, please visit http://www.driveatlas.com.
About Atlas Van Lines
Atlas Van Lines, a national moving company, is the largest subsidiary of Atlas World Group, an Evansville, Ind.-based company. Atlas World Group companies employ nearly 700 people throughout North America. Nearly 500 Atlas interstate moving agents in the United States and Canada specialize in corporate relocation, household movers and in the transportation of high-value items such as electronics, fine art, store fixtures and furniture. For more information, visit http://www.atlasvanlines.com.