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Global Logistics: Cargo security and fine print
While not all proposed global cargo security solutions have been practical or enforceable, our analysts suggest that there are a few fundamentals every global shipper needs to accept. Here's how cargo stakeholders are working in unison to gain clarity.
in the NewsFedEx partners with Vecna Robotics as part of automation growth strategy Most recent Freight TSI is strong, says BTS AAR reports strong U.S. carload and intermodal gains for week ending March 17 Gartner's 2018 Magic Quadrant Names Kuebix as Prominent TMS Player Meet the 2018 Modern Show Daily team More News
Since the tragic day of September 11, 2001, our nation's airports and seaports have been partners with the federal government and local communities in developing and implementing comprehensive security programs. Unfortunately, not all the proposed solutions have been practical or enforceable. Shippers are now clamoring for clarity.
"Safe and secure seaports are fundamental to protecting our borders and moving goods," says Kurt Nagle, president of the American Association of Port Authorities (AAPA). "But there have been some significant problems with concepts that are simply too expensive and unwieldy."
Container scanning is without a doubt the most outstanding example of this state of affairs, affirms Nagle. He joined 70 other shipping organization leaders in writing a letter of objection to U.S. Secretary of Homeland Security Jeh Johnson last month in an effort to postpone enactment indefinitely.
The Safe Port Act passed by Congress seven years ago mandates that all maritime containers being shipped to the U.S. must be scanned by non-intrusive inspection devices and radiation portal monitors at the foreign port prior to departure. The original goal for implementation of this requirement was July 1, 2012. However, the Department of Homeland Security (DHS) invoked a two-year waiver citing lack of resources and technology.
In 2009, then DHS Secretary Janet Napolitano told a Senate Committee that a pilot program designed to test the feasibility of 100 percent scanning had revealed several serious problems including infrastructure, lack of technology, and expense. At that time, DHS estimated that deploying scanning equipment would cost approximately $8 million per lane for the more than 2,100 shipping lanes at the more than 700 ports around the world that ship to the U.S.
Johnson now maintains that the objective is "highly improbable, hugely expensive, and bound to impair trade."
Meanwhile, DHS will continue to use and improve existing programs and policies to ensure the veracity of inbound ocean containers.
These include the Container Security Initiative (CSI), which identifies and screens high-risk containers and is operational at nearly 60 ports around the world that handle about 80 percent of the maritime cargo containers destined for the U.S. DHS says that it will also refine its targeting algorithms and process to better monitor high-risk containers and cut the number of "false positives."
Layered approach
At the same time, the AAPA continues to work with DHS on implementing the Transportation Worker Identification Credential (TWIC) program, including monitoring and commenting on U.S. Coast Guard (USCG) regulations for facility compliance with TWIC. AAPA would like to see a TWIC rule finalized.
"We have concerns with the USCG's proposed TWIC reader rule for several reasons," says Nagle. "These include the criteria used for determining which ports are subject to the reader requirement, the inflexibility of the risk analysis methodology, and the lack of tailoring reader requirements for the individual circumstances of each port or facility. Most facilities under the proposal rule would not require a TWIC."
The question then becomes why have such a costly card that few will use other than as a flash pass? AAPA believes more robust use of card readers would result in increased security.
"The current proposal only requires facilities that handle certain dangerous cargos to use readers," says Nagle. "AAPA believes that the requirement for readers is too narrow. In the meantime, the delay in the final USCG regulations related to TWIC reader requirements has resulted in reprogramming of some TWIC grants to other priorities."
Nagle adds emphatically that once the new rules are finalized, DHS should make TWIC grants a priority. Security analysts agree that this "priority" makes sense when "layering of risk" is properly employed.
This methodology consists of flexible methods like CSI and Importer Security Filing (ISF), or more commonly called "10+2." This requires shippers to provide containerized cargo information to be transmitted to the agency at least 24 hours before departure.
Finally, there's Customs-Trade Partnership Against Terrorism (C-TPAT), a voluntary supply chain security program led by U.S. Customs and Border Protection (CBP). Certification allows shippers to be considered low risk, resulting in expedited processing of their cargo, including fewer Customs examinations.
Cyber concerns
U.S. maritime ports handle more than $1.3 trillion in cargo annually. The operations of these ports are supported by information and communication systems that are, of course, susceptible to cyber-related threats.
Failures in these systems could degrade or interrupt operations at ports, including the flow of commerce. Federal agencies—in particular the DHS—and industry stakeholders have specific roles in protecting maritime facilities and ports from physical and cyber threats. However, officials at the U.S. Government Accountability Office (GAO) say more has to be done.
Actions taken by two of DHS' component agencies, the U.S. Coast Guard and Federal Emergency Management Agency (FEMA), as well as other federal agencies, to address cyber security in the maritime port environment have been limited. While the Coast Guard initiated a number of activities and coordinating strategies to improve physical security in specific ports, it has not conducted a risk assessment that fully addresses cyber-related threats, vulnerabilities, and consequences, says GAO.
Meanwhile, Coast Guard officials insist that they intend to conduct such an assessment in the future, but have yet to provide details to show how it would address cyber security. Until the Coast Guard completes a thorough assessment of cyber risks in the maritime environment, the ability of stakeholders to appropriately plan and allocate resources to protect ports and other maritime facilities will be limited.
Maritime security plans required by law and regulation generally did not identify or address potential cyber-related threats or vulnerabilities. This was because the guidance issued by Coast Guard for developing these plans did not require cyber elements to be addressed.
Officials stated that guidance for the next set of updated plans, due for update in 2014, will include cyber security requirements. However, in the absence of a comprehensive risk assessment, the revised guidance may not adequately address cyber-related risks to the maritime environment.
GAO now recommends that DHS direct the Coast Guard to assess cyber-related risks; use this assessment to inform maritime security guidance; and determine whether the sector coordinating council should be reestablished. GAO also suggests that DHS should direct FEMA to develop procedures to consult DHS cyber security experts for assistance in reviewing grant proposals and use the results of the cyber-risk assessment to inform its grant guidance.
Fortunately, DHS concurs with GAO's conclusions, and is working with the shipping community to address this growing concern.
Air risk assessment
A coalition of associations representing airfreight forwarding companies is calling on the federal government to solicit input from small- and medium-sized forwarders before expanding the Air Cargo Advanced Screening (ACAS) program.
The program, which analyzes advance data on inbound air shipments to the U.S. to assess risk, is currently in pilot phase, but CBP has signaled that they intend to expand it to apply to all inbound air cargo via a rulemaking.
The Airforwarders Association (AfA), the National Customs Brokers and Forwarders Association of America (NCBFAA), The International Air Cargo Association (TIACA), and the Express Delivery and Logistics Association (XLA) have jointly sent letters to CBP and the Transportation Security Administration (TSA) noting their support of the concept of the ACAS program's risk-based analysis at the shipment level, but emphasize that "we are concerned about certain issues which we feel have not yet been fully resolved within the ACAS pilot."
Brandon Fried, AfA's president, says that all of the groups endorse the enhanced security initiatives, but wish "to have their voices heard" before implementation. "We've been telling our members for some time that this issue can be a real security enhancement if it's done right," he says.
In addition to detailing issues regarding potential negative impacts on small- and medium-sized air forwarding businesses, the letters included requests to meet with both agencies and representatives from air carriers to discuss the concerns and try to resolve them.
The four associations—representing non-asset companies that arrange for the shipment of goods by air—are concerned that the ACAS pilot program has involved only a handful of forwarders, mostly larger operations that already have integrated supply chains and an overseas infrastructure.
Their letters emphasized that the pilot has not included smaller forwarding companies "that rely on an extensive network of independent agents at overseas airports" and for whom "the size and scope of their technology infrastructure…varies widely."
Accordingly, the groups call for more work to be done to determine how the ACAS program will be applied to small- and medium-sized forwarders before they're brought under its requirements. Furthermore, say these freight intermediaries, the ACAS rule should maintain a level playing field for all filers. "No requirement should create an unfair competitive business advantage for one filer over another," says Fried.
The groups point to other issues of concern, including that ACAS may not take into account variances among U.S. trading partners in the applicability and procedures of their own screening programs, most notably that not all countries of origination allow forwarders to screen cargo.
On this issue, forwarders say that it's important for ACAS to clarify what the process and verification procedures will be when an ACAS dual-filing is made at a foreign location—first by the forwarder and then by the carrier.
Another key area of concern, pertinent to both TSA and CBP, has to do with the "targeting rule sets" for determining when additional high-risk screening will be performed. Specifically, the letter requests that ACAS utilize only those risk analysis formulas that have been tested in the pilot.
The TSA letter further outlines concerns about operational procedures for forwarders' screening of targeted shipments into the U.S., which have also not yet been fully tested. It also raises questions about the potential impact for screening of U.S. export shipments when other countries' advance data programs take effect.
About the AuthorPatrick Burnson, Executive Editor Patrick Burnson is executive editor for Logistics Management and Supply Chain Management Review magazines and web sites. Patrick is a widely-published writer and editor who has spent most of his career covering international trade, global logistics, and supply chain management. He lives and works in San Francisco, providing readers with a Pacific Rim perspective on industry trends and forecasts. You can reach him directly at [email protected]
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Article TopicsCargo Security · Global Logistics · July 2014 ·
Reverse Logistics in the "Age of Entitlement" Logistics Management's Viewpoint on E-commerce: Leveraging available tools View More From this Issue


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Hey everyone! I really need a Gligar. It's really imperative. idc what it's stats are or w/e, I just need one. Thanks!
My fc is 3139 3223 0945
I'm up to Olivine City now in my game...so I can get you any Pokemon that I've seen so far and their evolved forms (even Togekiss)

subset: commoncrawl


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Good morning!
First of all, I must say that I had a blast hanging out at the Five Spot last night. Thanks for The Alternate Root for putting on the show, Ear to the Ground featured artist Mark Robinson for hosting, and all the great musicians for making such wonderful racket.
It was great meeting Mark Robinson and Sue Havlish in person.
It was nice hanging out with fellow blogger Too Much Country, Miss Shevaughn and Yuma Wray (Couch by Couchwest alum who we've posted about here – SPOILER ALERT: they may just happen to have a song into today's Shuffle…), and James Crawford (a fellow survivor of my hometown, who is about to put out an amazing record – much more to come about that).
It was one of those only in Nashville kind of nights. From Johnny Fritz's drummer working the door, to the great music from Mark Robinson, Dave Coleman of The Coal Men (who I also got to meet), Kevin Gordon, Jon Byrd, Eric Brace and Peter Cooper, Amelia White, and the amazing Tim Carroll closing out the evening.
Switching gears (completely):
Avant Guard Dogs are the best band you've never heard. That's right, you've never heard them. No, it was not them who played the party at your frat house before their first album ever came out. No, you don't own a bootleg import of their unreleased first single on pink vinyl in it's original cover. What the band does have going for them is some amazing album covers. Take a gander HERE (where you will also see classic album covers by The Shambles and Quivering Brains. All of these covers were designed by the amazing Ron Ruelle (Dizzy Gillespie, Tony Bennett). Seriously, if you need graphic design work – check him out.
Let's get to the music:
After the JUMP
An extended Shuffle for Friday:
"The Magnificent Seven" by The Clash (just because!)
"Elephant" by Jason Isbell (from his latest phenomenal album, Southeastern)
"Land of 1000 Dances" by The Harmonica Lewinskies (a new version of the classic song – written by Chris Kenner and recorded by Cannibal and the Headhunters and Wilson Pickett among others.) The song is referenced in the X song True Love Pt. II.
"Jeepster" by T.Rex
"Hand Holding is Encouraged" by Before the Brave (a cool San Francisco indie band)
"The Garden" by Wowser Bowser (from a Paste Magazine compilation. They are from Atlanta, and I want to hear more. Oh, and they played their first show at Guilford College where my friend Heydn went to school – but he may have graduated prior to that show…so .. um.. never mind.)
"Charleston Chew" by The Howlin' Brothers (from their The Sun Studios Session – you really can't go wrong with The Howlin' Brothers)
"Georgia Rain" by The Questionnaires (from their album Anything Can Happen and taken from the latest Feel Bad for You mixtape and submitted by the aforementioned Too Much Country. The Questionnaires were an iconic local rock band in Nashville back in the mid to late 80s and early 90s).
"Tag Along" by False-Heads (A fantastic young band from England – the members attend Chichester University. I just like saying Chichester. Try it. Chichester. See.)
"Go Hang" by Miss Shevaughn and Yuma Wray (Surprise! Unless you ignored by Spoiler Alert. As I said, I had a blast meeting all three members of Miss Shevaughn and Yuma Wray. I'm also excited that they will be back in Nashville on October 22 for a show at The Basement.)
"Big Black Car" by Big Star (No Big Star in yesterday's shuffle, but they come back into the shuffle to today with one of my favorite songs.)
"Girl" by T. Rex (our second T. Rex song of the morning. Btw, Marc Bolan was pretty awesome)
and, we close out the shuffle with…
"Into the Mines" by The End Man (in celebration of their tour of Europe!)
Get The End Men and False-Heads on Band
and visit our Weekly Store (hosted by Amazon.com)


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Johnny Ertl arrives!
Former Palace and Sheffield United defender Johnny Ertl has been officially confirmed as a Pompey player.
The free agent, having left Sheffield United in the summer, has signed a contract for an initial one-month.
Appy, as he told The Pompey Site, said: 'Johnny's got experience of playing in England and is versatile - he can play in midfield or as a centre-half. That makes it an attractive signing to me.
'He's a solid performer and has got a big presence. He'll bring a lot of professionalism into the dressing room.'
It has been highlighted previously, as it was again here by Appy, that 'versatility' is a key ingredient that he is looking for in his players at the moment with a number of the signings he has made able to play in more than one position.
Welcome to Fratton Johnny...
Click here to make your prediction: Pompey v Oldham.
Vital Pompey on: Vital Pompey on:


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Mary Rosenthal Lefkowitz '57
of Classical Studies
Mary Rosenthal
Lefkowitz '57 is
one of the best known and highly respected classical
in this country. More than that, Mary Lefkowitz is a
public intellectual of the highest caliber. Dr. Lekfowitz
returned to her alma mater in 1959 as an Instructor in
Greek. After serving in various other academic ranks,
she became the Andrew W. Mellon Professor in Humanities
in 1979, which she remained until her retirement in 2005.
She received her Ph.D in Classical Philology at Radcliffe
College (a.k.a Harvard University) in 1961.
Dr. Lefkowitz
has written extensively on Greek mythology and has
authored numerous books on women in the ancient
world. Her articles and reviews have appeared in The
New York Times Book Review, The Times Literary Supplement,
The New Republic and The New York Review of Books.
Dr. Lefkowitz has appeared on national radio talk shows,
on CBS television's 60 Minutes, and was the subject
of interviews in The Boston Globe and The Washington
Her many distinctions include
fellowships from the American Council of Learned Societies,
the National
for the Humanities and the Onassis Foundation. In
2004 she received the Radcliffe Graduate Society Medal
was the 2005 recipient of the Wellesley College Faculty
Service Award. In 2006 she was awarded a National
Humanities Medal "for outstanding excellence in scholarship
and teaching."
Wellesley College |
About Us |
Contact Us |
Terms & Policy | Site


text:
Company / App Name: Sharplet
Twitter – Sharplet AB
What does it do?
Sharplet is a web application that allows users to remember more in less time. It uses the highly effective "spaced repetition" learning method to optimally schedule flashcard review sessions.
Why do we need it?
To memorize what we need to in an efficient and effective time with less time and effort.
Who is it for?
For everyone who needs to learn the way to memorize maximum number of events in less time.
What makes it stand out from the crowd?
Because we are the unique one in the crowd.
What's next?
We are creating ios and android app to reach everyone possible.
Pitch Video


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Dunkin' Donuts New Loyalty Reward Program Challenges Starbucks: Will It Entice Angry Starbucks Customers?
Apr 25, 2016 11:39 AM EDT | By Mark Jason Alcala
Dunkin' Donuts' new loyalty program is perfectly timed to take advantage of disgruntled Starbucks customers who are unhappy with the changes Starbucks imposed. Comparatively, Dunkin' customers will need to spend considerably lesser than their Starbucks counterpart to get a freebie.
Dunkin' Donuts recently launched its new loyalty program, just when Starbucks' own is under fire due to the changes it recently introduced. Unlike previous terms, Starbucks is now focused on the amount spent rather than the number of visits. As a result, it would appear that Dunkin' Donuts customers are way ahead in terms of points and redeemable items, reports Time Magazine.
Dunkin' Brands Group Inc CEO Nigel Travis said that they are actually excited about Starbucks' decision to change the terms of its loyalty program. Late last month, Starbucks made surprising changes to its loyalty reward program which now makes it harder for customers to earn freebies from the company. Angry Starbucks customers could be a good thing to Dunkin' Donut's business since this makes it possible for Dunkin' Donuts and other Starbucks rivals to target these angry customers.
Under the new Dunkin' loyalty rewards program, Dunkin customers will only need to spend $40 to get their first freebie. This is significantly less than what Starbucks customers need to spend to get their own free treat which is estimated to be at $62.50. If this clear advantage in terms of loyalty reward scheme is not enough to convince Starbucks customer to jump ship, maybe the enticing $5 gift card, which Dunkin' plans to give away selectively will be the deal clincher.
And Dunkin' is even set to challenge Starbucks' dominance in terms of app-based sales. The company now offers an upgraded version of their app which carries new features like the capability of customers paying with the use of a virtual card according to Fortune. Ordering via the new Dunkin' app is even more appealing because it makes it easier to earn a point under the DD perks program.
Starbucks is probably not going to sit this one out. It looks like the battle over hot coffee is brewing even hotter.
Prince's Favorite Foods: Learn What The Music Legend Loved To Eat
Coca – Cola's 'Brand – Uniting' Move: Soft Drink Giant Introduces 'One-Brand' Packaging
Nestle's Anti GMO Move: Nestle Switches to Simpler Ingredients for Ice – Cream
Austin Food & Wine Festival 2016: Anticipated Storms Cause Cancellation of Food Festival
Dark chocolate with olive oil associated with improved cardiovascular risk profile
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Disease-resistant apples perform better than old favorites
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Burrit-OH! App: True Love Might Just Come With An Extra Hot Sauce
A new app wants you to find your perfect match solely based on burrito preferences.
Environmentally Conscious Canadian Creates An App For Budget Foodies
Feeling responsible for the planet, Pellegrini decided to make an app that could prevent leftover foods in eateries from making a trip to the landfill.
Vegan Diet Could Attract Alien Activity
Cosmic mythologist and medical astrologist Laura Magdalene Eisenhower, posited that our diet as humans play an important role in attracting alien life into Earth.


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The charity promotes Christianity.
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Mostly made up of Major League Soccer talent, U.S. Men's National Team head coach Jurgen Klinsmann has called up 22 players for the friendly on April 2nd versus border rivals Mexico.
The clock is ticking, and this will be the last time Klinsmann will be able to notice players before he calls his squad for the 2014 FIFA World Cup preparation camp
"This is a huge opportunity for our players to show where they are at and to make their case," said Klinsmann. "We expect them to give a really strong performance against a Mexican team that is now basically coming back on track. They need to prove now that they badly want to go to Brazil."
The biggest news of the 22-man roster has to be Bayern Munich forward Julian Green, who pledged his allegiance to the United States Men's National Team last week after applying for a one-time association change to FIFA, is in the squad.
Although the vast majority of the roster is made up of players from MLS, with a total of 19 players from 11 clubs, the Puebla duo of DaMarcus Beasley and Michael Orozco represents Liga MX. Since the match does not fall on an international fixture date, most of the European-based players will not be available. However, Bayern Munich forward Green has been released by his club to participate in what could be his first match representing the red, white, and blue.
Seattle Sounders FC has three players called up — USMNT captain Clint Dempsey, Brad Evans and DeAndre Yedlin who finished third in the 2013 MLS Rookie of the Year voting. This is Yedlin's second camp for the Senior Team following the game against Korea. He was also part of the 2013 U.S. U-20 World Cup team and started all three matches of the tournament.
Another big part of the 22 players called up is Real Salk Lake keeper Nick Rimando, who backstopped the team in 2013 Gold Cup, collecting five victories and earning a shutout in the final, a 1-0 win against Panama. With the win against Korea Republic in January, he improved his career record to a perfect 10-0-0 all-time.
Kickoff for the USA's final match before the start of the 2014 FIFA World Cup preparation camp is set for 8 p.m. Arizona Time (11 p.m. ET), and the match will be broadcast live on ESPN, WatchESPN, UniMas and the ESPN Deportes Radio Network.
GOALKEEPERS (3): Bill Hamid (D.C. United), Sean Johnson (Chicago Fire), Nick Rimando (Real Salt Lake)
DEFENDERS (8): DaMarcus Beasley (Puebla), Matt Besler (Sporting Kansas City), Brad Evans (Seattle Sounders FC), Omar Gonzalez (LA Galaxy), Clarence Goodson (San Jose Earthquakes), Michael Orozco (Puebla), Michael Parkhurst (Columbus Crew), DeAndre Yedlin (Seattle Sounders FC)
MIDFIELDERS (7): Kyle Beckerman (Real Salt Lake), Michael Bradley (Toronto FC), Brad Davis (Houston Dynamo), Landon Donovan (LA Galaxy), Maurice Edu (Philadelphia Union), Luis Gil (Real Salt Lake), Graham Zusi (Sporting Kansas City)
FORWARDS (4): Clint Dempsey (Seattle Sounders FC), Julian Green (Bayern Munich), Eddie Johnson (D.C. United), Chris Wondolowski (San Jose Earthquakes)


text: If you're into antiques, you should check out FarFetchers. A repository for antique dealers from around the world, this Seattle-based web company has new deals coming on every day. You can troll their many, many items for sale, become a dealer yourself and post your items there, or post something you're looking for and get help finding it. Here are just a few of the items that caught my eye, starting, of course, with some fabulous chairs.


text:
"My little girl is 5, she has been peeing on her bedroom floor since she was 3! We have no idea what triggered it or why she does it. We bought a house when she was 3 and thats when and where it all started. She pulls down her pants and p..."
Are you sure you want to delete your ?
You will no longer be able to add new data to this tracker.


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Bino is a friend and contemporary angel investor. One of the first things that strike you about Bino is that he is a doctor who gave up the world of medicine and moved to the investment arena. A healthcare industry analyst Bino advises clients on listed stock. Bino sits on the boards of several companies such as Carve Niche Technologies and PickMe eSolutions. I have worked closely with Bino in several of the sticky situations that angel investment often gets one into. At all such times, I have been amazed by his amazing analytical ability. Here are his thoughts about the startup space in India:
I Respect Entrepreneurs a Lot — I Want to Be One Too
Passion for entrepreneurship and respect for entrepreneurs have kept me glued on to the start-up eco system right from very early in my career. Early on it was very informal through friends, relatives and contacts that ventured into their own enterprises; later I decided to get more formal about it. That was when Mumbai Angels came up as a great option to get actively involved without committing my whole time to it. Through my earlier informal channels and later through Mumbai Angels, I have been an active investor in early stage startups and an active mentor to several of the invested ones. Jumping myself into the shoes of an entrepreneur is very much on my mind — the plunge could happen any day.
The Early Stage Is Where the Real Excitement Is
Earlier the start up, the more exciting the investment opportunity — in my opinion. However, the concept behind the business needs to be proven by the entrepreneurs before approaching strictly external investors (friends and relatives could be considered not strictly external). Ensuring that the market is accepting the product or customers are appreciating the service goes a long way in enhancing the confidence of the entrepreneur and the investor. The clarity of prospects that exists can lead to better negotiation and better goal setting at the time of fund raising.
Entrepreneurs: Do Not Dilute Yourself Too Much Too Soon
One basic fact: the original business plan almost never turns out to be the right one and to keep maximum value of the venture with oneself, one should go for external funding as later as possible.
To put to practice the above advice, one needs to be agile and accommodative and should be willing to bear the opportunity cost of entrepreneurship for an extended period of time. Also, one needs to be extremely cautious of cash burn in the business — that significantly increases the staying power and multiplies the chances of the venture emerging successful.
Thinking original is good, but not always necessary — a real entrepreneur makes money where there is an opportunity — if it is in copying something else so be it.
The Startup Space Does Seem Overheated, But This Is Not Cause for Concern
Nothing in the real world stops at where it is ideal to stop — look at stock markets, real estate prices, religious affiliations or whatever. Hence, I think the fact that there has been a heating up is a great thing to my mind. There could be pockets of excesses, or may be the whole space is overheated, but I would be only be cautious and not stay away from the space. From a macro perspective, I think the overheating is much needed for the space — it will establish angel funding as another mainstream investment avenue in India.
But one needs to be careful when looking at this from a personal investment / portfolio management perspective. Staying away is not wise; in fact, the best returns in the world are made in bubbles though one may lose part of it when it bursts. Of course, wise investment strategy is called for; else a burst will completely wipe out one's portfolio.
Entrepreneurship Is About Having a Dream and Then Going Out and Making it True
I often think — those who understand their dreams become entrepreneurs and those who are lost in their dreams become angel investors. So when I understand my dream for sure, I'll invest myself into it and not my money.
The most important quality of an entrepreneur is being down to earth and having clarity of thought. Startups that are based on superficial thought process and only macro level analyses and planning are destined to fail. A start up should have clear ideas about where the first revenue will come from and well defined plans to capture secure it. But every rule has exceptions — hence this one as well. If those who funded Google or Facebook played by this rule, those companies may not have seen daylight.
In a Sense, India As a Nation Is a Startup
India story is not different for start-ups and other assets — it is a big promising opportunity based on the purchasing power of a billion-plus population. However, this is not going to be a straightforward story, as we are realizing today.
India story is not a simple economic growth story — it is a story of social change; economic growth will be part of this social change. Social change is something that happens across generations — not necessarily years or decades. Better education, better healthcare, better infrastructure or simply better governance is something that is needed for the evolution to accelerate; and these things come only through evolution of the society. Thus the India story will unfold only over several decades and those who build their business patiently will reap the benefits. I would not base my investment on simply the India economic growth story.
Beware the Startup Bubble
There is a trend of acceleration in the India start up space — the trend is quantitative rather than qualitative. It is not in any specific area / style. This may, in some way be because of the over-heating of the start up ecosystem that we were talking about earlier. This is good from a macro perspective — lot of excesses will throw out something that is good. However, as an individual investor or entrepreneur, one needs to be careful about this — most of the excesses are bound to die down some day.
~ Bino has invested in several startups such as: Carve Niche, PickMe eSolutions, Palet.ly, We are holidays, and i-couch. He can be reached on LinkedIn.


text: Dow Chemical (NYSE:DOW) Stock Price, News, Analysis & History $66.65 +1.75 (+2.70 %) (As of 03/23/2018 04:00 PM ET)Previous Close$66.65Today's Range$65.04 - $66.6552-Week Range$51.57 - $67.50Volume42.62 million shsAverage Volume5.74 million shsMarket Capitalization$83.74 billionP/E Ratio27.89Dividend Yield2.84%Beta1.13 Company Profile Analyst Ratings Dividend History Earnings History Earnings Estimates Insider Trades Headlines Social Media Chart About Dow Chemical (NYSE:DOW) The Dow Chemical Company manufactures and supplies products used primarily as raw materials in the manufacture of customer products and services. The Company's segments include Agricultural Sciences, which is engaged in providing crop protection and seed/plant biotechnology products and technologies, urban pest management solutions and healthy oils; Consumer Solutions, which consists of Consumer Care, Dow Automotive Systems, Dow Electronic Materials and Consumer Solutions-Silicones businesses; Infrastructure Solutions, which consists of Dow Building & Construction, Dow Coating Materials, Energy & Water Solutions, Performance Monomers and Infrastructure Solutions-Silicones businesses; Performance Materials & Chemicals, which consists of Chlor-Alkali and Vinyl, Industrial Solutions and Polyurethanes businesses, and Performance Plastics, which consists of Dow Elastomers, Dow Electrical and Telecommunications, Dow Packaging and Specialty Plastics, Energy and Hydrocarbons businesses. Receive DOW News and Ratings via Email Sign-up to receive the latest news and ratings for DOW and its competitors with MarketBeat's FREE daily newsletter. Industry, Sector and Symbol Industry Diversified Chemicals Sub-IndustryDiversified Chemicals SectorBasic Materials SymbolNYSE:DOW CUSIP26054310 Webwww.dow.com Phone+1-989-6361000 Debt Debt-to-Equity Ratio0.68% Current Ratio1.93% Quick Ratio1.32% Price-To-Earnings Trailing P/E Ratio27.8870292887029 Forward P/E RatioN/A P/E GrowthN/A Sales & Book Value Annual SalesN/A Price / SalesN/A Cash FlowN/A Price / CashN/A Book ValueN/A Price / BookN/A Profitability Trailing EPS$2.39 Net IncomeN/A Net Margins-10.93% Return on Equity-24.27% Return on Assets-7.93% Miscellaneous Employees56,000 Outstanding Shares1,223,440,000 Dow Chemical (NYSE:DOW) Frequently Asked Questions What is Dow Chemical's stock symbol? Dow Chemical trades on the New York Stock Exchange (NYSE) under the ticker symbol "DOW." How often does Dow Chemical pay dividends? What is the dividend yield for Dow Chemical? Dow Chemical announced a quarterly dividend on Thursday, July 13th. Investors of record on Monday, July 31st will be paid a dividend of $0.46 per share on Monday, October 2nd. This represents a $1.84 annualized dividend and a yield of 2.76%. The ex-dividend date of this dividend is Thursday, July 27th. View Dow Chemical's Dividend History. How were Dow Chemical's earnings last quarter? Dow Chemical Co (NYSE:DOW) announced its quarterly earnings data on Thursday, July, 28th. The basic materials company reported $0.95 earnings per share for the quarter, beating the consensus estimate of $0.86 by $0.09. The basic materials company earned $12 billion during the quarter, compared to the consensus estimate of $11.24 billion. Dow Chemical had a negative net margin of 10.93% and a negative return on equity of 24.27%. The company's quarterly revenue was down 7.4% on a year-over-year basis. During the same period in the previous year, the company posted $0.91 EPS. View Dow Chemical's Earnings History. Where is Dow Chemical's stock going? Where will Dow Chemical's stock price be in 2018? 8 brokers have issued 12 month price objectives for Dow Chemical's stock. Their forecasts range from $60.00 to $85.00. On average, they expect Dow Chemical's stock price to reach $71.67 in the next year. View Analyst Ratings for Dow Chemical. Who are some of Dow Chemical's key competitors? Some companies that are related to Dow Chemical include DowDuPont (DWDP), BHP Billiton (BHP), Total (FP), BASF (BASFY), BHP Billiton (BLT), Basf (BAS), Glencore International PLC, St. Helier (GLNCY), BHP Billiton (BHP), Enbridge (ENB), Suncor Energy (SU), Rio Tinto (RIO), Rio Tinto (RIO), Showa Denko K.K. (SHWDY), Vale (VALE), Air Liquide (AIQUY), Monsanto (MON), TransCanada (TRP) and Canadian Natural Resources (CNQ). Who are Dow Chemical's key executives? Dow Chemical's management team includes the folowing people: Andrew N. Liveris, Chairman of the Board, Chief Executive Officer (Age 62)James R. Fitterling, President, Chief Operating Officer (Age 55)Howard I. Ungerleider, Vice Chairman, Chief Financial Officer (Age 48)Johanna Soderstrom, Chief Human Resource Officer, Corporate Vice President - Human Resources and Aviation (Age 45)Charles J. Kalil, Executive Vice President, General Counsel (Age 65)Heinz Haller, Executive Vice President and President, Dow Europe, Middle East, Africa and India (Age 62)Attiganal N. Sreeram, Senior Vice President - Research and Development, Chief Technology Officer (Age 49)Peter Holicki, Senior Vice President - Operations, Manufacturing and Engineering, Environment, Health and Safety Operations, and Emergency Services and Security (Age 56)Ronald C. Edmonds, Vice President - Controllers and Tax, Controller (Age 59)Gary McGuire, Vice President, Treasurer Has Dow Chemical been receiving favorable news coverage? Press coverage about DOW stock has been trending somewhat positive this week, according to Accern Sentiment. Accern scores the sentiment of news coverage by reviewing more than 20 million news and blog sources. Accern ranks coverage of companies on a scale of -1 to 1, with scores closest to one being the most favorable. Dow Chemical earned a news impact score of 0.16 on Accern's scale. They also gave media coverage about the basic materials company an impact score of 46.29 out of 100, indicating that recent news coverage is somewhat unlikely to have an effect on the company's share price in the immediate future. How do I buy shares of Dow Chemical? Shares of DOW can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab. What is Dow Chemical's stock price today? One share of DOW stock can currently be purchased for approximately $66.65. How big of a company is Dow Chemical? Dow Chemical has a market capitalization of $83.74 billion. Dow Chemical employs 56,000 workers across the globe. How can I contact Dow Chemical? Dow Chemical's mailing address is 2030 Dow Ctr, MIDLAND, MI 48674-2030, United States. The basic materials company can be reached via phone at +1-989-6361000. MarketBeat Community Rating for Dow Chemical (DOW)Community Ranking: 2.5 out of 5 ( )Outperform Votes: 528 (Vote Outperform)Underperform Votes: 531 (Vote Underperform)Total Votes: 1,059MarketBeat's community ratings are surveys of what our community members think about Dow Chemical and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days. Analyst Ratings Dow Chemical (NYSE:DOW) Analysts' Consensus Rating (How are Consensus Ratings Calculated?) MarketBeat calculates consensus analyst ratings for company stocks using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.Today30 Days Ago90 Days Ago180 Days AgoConsensus Rating: BuyBuyBuyBuyConsensus Rating Score: 2.632.632.632.67Ratings Breakdown: 0 Sell Rating(s)3 Hold Rating(s)5 Buy Rating(s)0 Strong Buy Rating(s)0 Sell Rating(s)3 Hold Rating(s)5 Buy Rating(s)0 Strong Buy Rating(s)0 Sell Rating(s)3 Hold Rating(s)5 Buy Rating(s)0 Strong Buy Rating(s)0 Sell Rating(s)3 Hold Rating(s)6 Buy Rating(s)0 Strong Buy Rating(s)Consensus Price Target: $71.67$72.14$72.14$72.14Price Target Upside: 7.53% upside8.24% upside8.24% upside8.24% upsideDow Chemical (NYSE:DOW) Consensus Price Target History Dow Chemical (NYSE:DOW) Analyst Ratings History Show: Only the Most Recent Rating From Each Brokerage All Ratings For This Stock DateBrokerageActionRatingPrice TargetImpact on Share PriceDetails9/6/2017Royal Bank of CanadaReiterated RatingBuy$78.00Low8/29/2017Jefferies GroupReiterated RatingBuyLow8/28/2017CowenReiterated RatingHold$60.00Low7/27/2017Alembic Global AdvisorsSet Price TargetBuy$85.00Low4/30/2017Credit Suisse GroupSet Price TargetBuy$66.00Medium5/1/2017CitigroupBoost Price TargetBuy$73.00 -> $74.00Low5/1/2017BarclaysBoost Price TargetEqual Weight$65.00 -> $67.00Low4/25/2017Erste GroupInitiated CoverageHoldLow12/23/2016Sanford C. BernsteinReiterated RatingOverweightN/A7/29/2016NomuraBoost Price TargetBuy$59.00 -> $62.00N/A7/29/2016JPMorgan Chase & Co.UpgradeNeutral -> Overweight$50.00 -> $60.00N/A4/4/2016Deutsche BankReiterated RatingBuyN/A(Data available from 3/24/2016 forward) Earnings Dow Chemical (NYSE:DOW) Earnings History and Estimates ChartDow Chemical (NYSE DOW) Earnings History by QuarterDateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails7/27/2017Q2 2017$1.01$1.08$13.60 billion$13.83 billionViewN/A4/27/2017Q1 17$0.99$1.04$12.46 billion$13.23 billionViewN/A1/26/2017Q416$0.88$0.99$12.36 billion$13.00 billionViewListen10/27/2016Q316$0.80$0.91$12.01 billion$12.48 billionViewListen7/28/2016Q216$0.86$0.95$11.24 billion$12.00 billionViewListen4/28/2016Q116$0.83$0.89$10.66 billion$10.70 billionViewListen2/2/2016Q415$0.70$0.93$11.20 billion$11.50 billionViewListen10/22/2015Q315$0.68$0.82$12.38 billion$12.04 billionViewListen7/23/2015Q215$0.81$0.91$12.96 billion$12.90 billionViewListen4/23/2015Q115$0.76$0.84$13.04 billion$12.40 billionViewListen1/29/2015Q4$0.68$0.85$14.50 billion$14.38 billionViewListen10/22/2014Q314$0.67$0.72$14.31 billion$14.40 billionViewListen7/23/2014Q214$0.72$0.74$14.82 billion$14.92 billionViewListen4/23/2014Q114$0.71$0.79$14.72 billion$14.50 billionViewListen1/29/2014Q413$0.43$0.65$14.13 billion$14.40 billionViewListen10/24/2013Q313$0.54$0.50$14.00 million$13.73 millionViewListen7/25/2013Q2 2013$0.63$0.64$14.48 billion$14.60 billionViewListen4/25/2013Q1 2013$0.61$0.69$14.88 billion$14.40 billionViewListen1/31/2013Q4 2012$0.34$0.33$13.70 billion$13.92 billionViewListen7/26/2012$0.67$0.55ViewN/A4/26/2012$0.60$0.61ViewN/A2/2/2012$0.30$0.25ViewN/A10/27/2011$0.64$0.62ViewN/A7/27/2011$0.79$0.85ViewN/A4/28/2011$0.67$0.82ViewN/A2/3/2011$0.35$0.47ViewN/A(Earnings results data provided by Zacks Investment Research) Estimates Dow Chemical (NYSE:DOW) Earnings EstimatesNo earnings estimates for this company have been tracked by MarketBeat.com Dividends Dow Chemical (NYSE:DOW) Dividend InformationMost Recent Dividend:10/2/2017Annual Dividend:$1.84Dividend Yield:2.76%Dividend Growth:8.80% (3 Year Average)Payout Ratio:76.99% (Trailing 12 Months of Earnings) Dow Chemical (NYSE:DOW) Dividend History by QuarterAnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date7/13/2017quarterly$0.462.78%7/27/20177/31/201710/2/20175/11/2017quarterly$0.462.97%6/28/20176/30/20177/28/20172/9/2017quarterly$0.462.98%3/29/20173/31/20174/28/201712/15/2016quarterly$0.463.15%12/23/201612/28/20161/30/20179/8/2016quarterly$0.463.39%9/28/20169/30/201610/28/20165/12/2016quarterly$0.463.57%6/28/20166/30/20167/29/20162/11/2016quarterly$0.464%3/29/20163/31/20164/29/201610/23/2015quarterly$0.463.66%12/29/201512/31/20151/29/20169/4/2015quarterly$0.423.99%9/28/20159/30/201510/30/20155/14/2015quarterly$0.423.28%6/26/20156/30/20157/30/20152/12/2015quarterly$0.423.4%3/27/20153/31/20154/30/201511/12/2014quarterly$0.423.36%12/29/201412/31/20141/30/20159/4/2014quarterly$0.372.7%9/26/20149/30/201410/30/20145/15/2014quarterly$0.373.04%6/26/20146/30/20147/30/20141/29/2014quarterly$0.373.27%3/27/20143/31/20144/30/201412/12/2013quarterly$0.323.14%12/27/201312/31/20131/30/20149/12/2013quarterly$0.323.21%9/26/20139/30/201310/30/20135/9/2013quarterly$0.323.71%6/26/20136/28/20137/30/20132/15/2013quarterly$0.323.98%3/26/20132/28/20134/30/201312/13/2012quarterly$0.324.07%12/20/201212/24/201212/31/201212/13/2012quarterly$0.324.13%12/27/201212/31/20121/30/2013(Data available from 1/1/2013 forward) Insider Trades Dow Chemical (NYSE DOW) Insider Trading and Institutional Ownership HistoryInsider Ownership Percentage: 0.89%Institutional Ownership Percentage: 67.77%Dow Chemical (NYSE DOW) Insider Trades by QuarterTransaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionShares Held After TransactionDetails11/3/2015Fernando RuizVPSell20,000$52.35$1,047,000.0040,960 2/11/2015Ruth G ShawDirectorBuy4,154$48.19$200,181.26 2/6/2015Mark LoughridgeDirectorBuy2,074$48.23$100,029.02 10/27/2014Paul PolmanDirectorBuy21,500$46.56$1,001,040.00 8/7/2014Fernando RuizVPSell35,000$52.00$1,820,000.00 5/19/2014James FitterlingEVPSell72,000$49.41$3,557,520.00189,474 8/12/2013Arnold AllemangDirectorSell50,028$37.49$1,875,549.7225,476 8/9/2013James FitterlingEVPSell30,000$38.00$1,140,000.00173,922 8/5/2013Carol Dudley-WilliamsEVPSell25,000$36.26$906,500.00160,308 5/21/2013James R FitterlingEVPSell46,720$35.90$1,677,248.00 5/20/2013Fernando RuizVPSell2,007$35.56$71,368.92 2/25/2013Arnold A AllemangDirectorSell33,000$31.39$1,035,870.00 (Data available from 1/1/2013 forward) Headlines Dow Chemical (NYSE DOW) News Headlines Source: All Sources Trusted Sources MarketBeat.com Bloomberg MarketWatch Motley Fool NASDAQ Reuters Seeking Alpha The Street The Wall Street Journal Yahoo Finance DateHeadlineAuction to be held for wax plant, other assets of Houston co. in Ch. 7 bankruptcywww.bizjournals.com - March 22 at 5:25 PMBayer Clears EU Hurdle for Monsanto Deal With BASF Sale - Bloombergwww.bloomberg.com - March 21 at 9:13 AMGlobal Decamba Market Opportunities 2018: Albaugh, The Dow Chemical Company, Nufram Limited, BASF SE,Bayer Crop Science, LLCwww.marketwatch.com - March 20 at 8:44 AMChina Wastewater Treatment Market 2016-2022: Major Players are Beijing Capital, Caprari, The Dow Chemical, Graco ... - GlobeNewswire (press release)globenewswire.com - March 14 at 8:55 AM5 Things to Know About Dow's New Openly-Gay CEO Jim Fitterlingfortune.com - March 12 at 6:24 PMHow To Succeed in the Chemical Business Without Really Tryingwww.wsj.com - March 12 at 4:13 PMDow Chemical's Andrew Liveris to depart next month as Jim Fitterling to be CEO of new Dowwww.marketwatch.com - March 12 at 10:50 AMDowDuPont Chairman Liveris to step down; CEO of new Dow namedwww.bizjournals.com - March 12 at 10:50 AMDowDuPont's Andrew Liveris steps down, names CEO for new Dowwww.reuters.com - March 12 at 10:50 AMFMC Announces Executive Leaders for Planned New Lithium Materials Company, Appoints New FMC Chief Financial Officerfinance.yahoo.com - March 9 at 8:39 AMDowDuPont Says Trump Steel Tariffs Hurt Case for New U.S. Plants ... - Bloombergwww.bloomberg.com - March 8 at 6:22 PMTrump Nominated a Dow Chemical Lawyer for an EPA Appointmentwww.msn.com - March 6 at 5:30 PMFinancial Survey: Dow Chemical (DOW) versus Hawkins (HWKN)www.americanbankingnews.com - March 5 at 11:23 AMTrump's EPA pick is a current Dow Chemical employee - CNNwww.cnn.com - March 4 at 6:14 PMComparing Dow Chemical (DOW) & Hawkins (HWKN)www.americanbankingnews.com - March 3 at 5:14 AMTrump's EPA pick is a current Dow Chemical employeewww.msn.com - March 2 at 5:54 PMGeopolymer Market, 2023 with Profiles of Wagner, BASF, The Dow Chemical Company, and Corning Incfinance.yahoo.com - February 26 at 5:34 PMHead to Head Contrast: Hawkins (HWKN) & Dow Chemical (DOW)www.americanbankingnews.com - February 26 at 10:48 AMHead to Head Analysis: Hawkins (HWKN) vs. Dow Chemical (DOW)www.americanbankingnews.com - February 22 at 9:16 PMThe Kuwait Styrene Company Announces $94 Million Net Profit for 2017www.msn.com - February 20 at 8:27 AMBRIEF-Univar And Dow Expand Relationship To Include Exclusive Distribution Of Ucon Fluids And Lubricantswww.reuters.com - February 15 at 5:11 PMHawkins (HWKN) vs. Dow Chemical (DOW) Head-To-Head Surveywww.americanbankingnews.com - February 15 at 12:46 PMDow CIO Melanie Kalmar Has One Of The Most Complex Jobs In ITwww.forbes.com - February 12 at 9:44 AMAllan Dow helps clients streamline businesswww.bizjournals.com - February 9 at 4:12 PMDow Accelerates Regional Packaging Innovation and Solutions with the Launch of Pack Studios Mumbaifinance.yahoo.com - February 8 at 3:50 PMDowDuPont Says Company Spinoffs Will Happen in 14 to 16 Monthswww.wsj.com - February 1 at 9:51 AMCliffs Maintains US Volume Guidance for 2018finance.yahoo.com - January 30 at 10:23 AMThe Almost Overwhelming Task of Retraining the Workforcefinance.yahoo.com - January 26 at 3:52 PMGlobal $1.2 Billion Organic Peroxide Market Analysis & Forecasts 2014-2017 & 2025 - Key Vendors are BASF, AkzoNobel, Arkema, Evonik, and Dow Chemicalswww.prnewswire.com - January 24 at 9:19 AMThere's A Great Future In Plastics...For Oilfinance.yahoo.com - January 15 at 9:51 AMDow 30 Stock Roundup: Boeing Q4 Deliveries Up Y/Y, Success for Merck's Keytruda Combofinance.yahoo.com - January 12 at 10:02 AMGlobal Fermentation Chemicals Market 2017-2021 - Key Vendors Are Ajinomoto, ADM, BASF, Cargill, Evonik Industries & The Dow Chemical Company - Research and Marketswww.businesswire.com - January 4 at 4:55 PMGlobal Cellulose Ether Market 2017-2021 - Key Vendors are Akzo ... - Business Wire (press release)www.businesswire.com - January 3 at 4:57 PMRGS Energy Announces Settlement Agreement with Iroquois Capital - Nasdaqwww.nasdaq.com - January 3 at 4:57 PMDow Packaging and Specialty Plastics and Keep America Beautiful Announce Hefty - Business Wire (press release)www.businesswire.com - January 3 at 4:57 PMJoe Krkoska to Become ADAMA's Executive Vice President of Global Operations - PR Newswire (press release)www.prnewswire.com - January 2 at 9:53 AMDow Celebrates 25 Years of Collaboration with Sustainability External Advisory Council - Business Wire (press release)www.businesswire.com - December 20 at 10:03 AMComparing Dow Chemical (DWDP) and Dow Chemical (DOW)www.americanbankingnews.com - December 14 at 1:18 AMDevelopment is more than just Technology - Dow Promotes E-commerce Packaging Evolution by Driving Value-Chain Collaboration and Innovationfinance.yahoo.com - December 13 at 10:18 AMDow Chemical (DOW) & Dow Chemical (DWDP) Head-To-Head Reviewwww.americanbankingnews.com - December 13 at 3:28 AMDow Chemical (DWDP) & Dow Chemical (DOW) Head to Head Contrastwww.americanbankingnews.com - December 9 at 7:18 PMAnzu Partners isn't looking for the next Facebook, but would love to back the next Foxconn or Dow Chemicalwww.cnbc.com - December 6 at 10:07 AMSCOTUS declines to review $455 million award for Bayer in Dow patent fightwww.reuters.com - December 6 at 10:07 AMGlobal Polyurethane Dispersions Market 2017-2021 - Key Vendors are BASF, Covestro, Mitsui Chemicals, Dow Chemical & The Lubrizol Corporationwww.prnewswire.com - December 5 at 6:52 AMForm 4 DOW CHEMICAL CO /DE/ For: Nov 29 Filed by: AgroFresh Solutions, Inc. - StreetInsider.comwww.streetinsider.com - December 3 at 4:55 PMForm 4 DOW CHEMICAL CO /DE/ For: Nov 29 Filed by: AgroFresh Solutions, Inc.www.streetinsider.com - December 2 at 9:20 AM6th Circuit says Dow wasn't joint employer of Dubai unit's IT executivewww.reuters.com - December 2 at 9:20 AMPilot Chemical Names Pamela Butcher as CEO and Presidentwww.businesswire.com - November 30 at 4:51 PMReviewing Dow Chemical (DOW) & Dow Chemical (DWDP)www.americanbankingnews.com - November 30 at 3:12 AMDow Chemical (DOW) vs. Dow Chemical (DWDP) Critical Contrastwww.americanbankingnews.com - November 26 at 5:22 PM SEC Filings Dow Chemical (NYSE:DOW) SEC Filings This page is loading this company's SEC Filings. Please wait... Social Media Financials Financials are not available for this stock. Chart Dow Chemical (NYSE DOW) Stock Chart for Saturday, March, 24, 2018Loading chart… This page was last updated on 3/24/2018 by MarketBeat.com Staff


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Veterans Affairs Eastern Colorado Health Care System announced late Friday that it is postponing all surgeries scheduled for next week because of issues with the air-handling units in its operating rooms.
During a routine inspection of the air control systems in the operating rooms, technicians "identified a need to examine" the units more fully, VA spokesman Dan Warvi said.
Until the full inspection is complete, he said, all patients scheduled for surgery next week are being contacted and their surgeries rescheduled.
"We are erring on the side of caution," Warvi said. "It's a complex system."
Warvi said any issues were mechanical and not related to concerns over infectious diseases.
He said 30 surgeries scheduled for Monday had been cancelled. None were critical procedures.
Electa Draper: 303-954-1276, email@example.com or twitter.com/electadraper


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|No such thing as a small change
Re: New Module Google::OAuthby Your Mother (Bishop)
|on Apr 23, 2013 at 20:36 UTC ( #1030232=note: print w/replies, xml )
|Need Help??
Without even delving, I think this is great.
Your license is showing as "unknown" in the meta info. Having it in the Pod isn't reliable for machine discovery so include it in your build stuff. Also, you will find fixes, suggestions, and bug tickets flow more readily when you've got a a public github repository. This should also be included in your build metadata. Perl is a bit under represented on github so having more projects there benefits not just you (it's a great tool/api when you get the hang of it) but improves Perl's visibility ever so slightly.
In Section Seekers of Perl Wisdom


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Women's Rugby World Cup: Ireland at full strength for semi-final
Last Updated: 12/08/14 3:49pm
Ireland have reverted to the same team that dumped New Zealand out of the World Cup for Wednesday's semi-final against England in Paris.
Coach Philip Doyle has recalled the XV that produced the greatest upset in the women's game when the Black Ferns, reigning champions for the past four tournaments, were defeated 17-14.
A total of 10 changes were subsequently made for the 40-5 thrashing of Kazakhstan on Saturday in preparation for the showdown with England.
No 8 Heather O'Brien has recovered from a finger injury and resumes in the back row and full-back Niamh Briggs, Ireland's top scorer in France with 25 points, is back in the No 15 jersey.
"We have had a fantastic campaign so far and that has come from our hard work and dedication. We don't intend for it to end here," Doyle said.
Ireland: 15 N Briggs, 14 A Baxter, 13 L Cantwell, 12 G Davitt, 11 A Miller, 10 N Stapleton, 9 T Rosser; 1 F Coghlan (capt), 2 G Bourke, 3 A Egan, 4 S Spence, 5 M Louise Reilly, 6 P Fitzpatrick, 7 C Molloy, 8 H O'Brien
Replacements: 16 S Lynch, 17 F Hayes, 18 S Fleming, 19 L Guest, 20 L Muldoon, 21 J Murphy, 22 H Casey
You can watch Ireland take on England in the Women's Rugby World Cup semi-final on Sky Sports 4 HD from 4:45pm on Wednesday. And then catch the second semi-final between hosts France and Canada too, with coverage from 7.30pm.


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(KMOV) – Pharmacists in Missouri are trying to stay one-step ahead after two arrests were made in the last few days dealing with fraudulent prescriptions.
Chesterfield police have made two arrests this week after they say people called pharmacies and fraudulently attempted to get a prescription by saying they were a doctor or worked for one.
Some pharmacies have taken steps used to stop criminals from getting their hands on heavy duty painkillers.
Computer programs that alert pharmacists if an individual attempts to refill a prescription too soon do exist. Additionally, many prescriptions have the capability to be sent electronically from doctor to pharmacy to prevent forgeries.
However, Andrew Stolzer, a pharmacist at Barnes Jewish Hospital says it comes down to the pharmacist to stay alert for red flags.
"When we are getting new prescriptions, especially new prescriptions that are called in, we have to be a little bit more vigilant and watching out for fake prescriptions," he said.
Missouri is one of two states that doesn't have a prescription drug monitoring program. The electronic database tracks the dispensing of drugs like Oxycontin and Xanax.
Legislation has been proposed this year to set up a program, but has not passed.
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Quicker than quicksilver: Mouse-free on the macSometimes it's tough to be a strong advocate for both Macs and ergonomics. Love shouldn't hurt. Even with Quicksilver (the omnipresent app that enables keyboard shortcuts for just about everything) and the most ergonomic desk setup of any computer professional, I find myself thwarted by window management and other ubiquitous tasks that require dragging or clicking, both of which aggravate my RSI.
So last week I put my ergonomic trackball on the far corner of my desk and looked for keyboard shortcuts for everything. And I found some surprisingly amazing tools. SizeUp and gleeBox are particularly life-changing (and have excellent demos):
SizeUp: Window management heaven. Shortcuts for window tiling, expansion, sending to other monitors.
Gleebox: Keyboard-centric web navigation. Type a snippet of link text to jump to that link. Type ?? to jump to the first form field. Type !read to get a readable version.
Google experimental search keyboard shortcuts: Search for something. Hit Enter to accept the first result. J jumps to the next one. K jumps back one. (Somewhat unecessary with Gleebox, but even faster, at one single keystroke.)
MacVim: An app version of my favorite text editor, Vi, which everybody hates because it's modal. But modal means single-key navigation. Sweetness. And, well, it looks intimidating. One problem with Vi run through the terminal is buffer management (you can't copy and paste without the mouse between terminal vi and, say, TextEdit). MacVim fixes this. And there's a sweet color sampler pack.
Applescript + Quicksilver: Lost of common Mac actions can be scripted and assigned a Quicksilver trigger. Most of those applescripts are out there on the interwebs, like the one I modified to send a Mac mail message to an archive folder with a single key.
And of course, the basic lists of keyboard shortcuts for Mac OSX and Chrome, and Google Calendar are useful.


text:
AfriGeneas Free Persons of Color Forum
BASTARDY BONDS.....Where?
Hi. I just wanted to know where could a find a collection of bastardy bonds for Pitt County, NC. This is an example of a bastardy bond:
WARRANT May 4, 1866, Pitt County, North Carolina:
Given under my hand and seal in the said county on the 4 day of May in the year of our Lord 1866.
Wm. G. Little, J.P."
EXAMINATION May 4, 1866, Pitt County, North Carolina:
"State of North Carolina, Pitt County
I, Wm. G. Little one of the Justices of the said county this day proceeded to take the examination of Susan Davenport, whereupon she declared on oath that she has a child which child is a bastard and may become chargeable to the county. She further declares on oath that Jack a colored man from V.a. is the father of said child. The ballance of his name unknown.
Susan X [her mark] Davenport
Taken and subscribed before me this the 4 day of May A.D.1866
Wm. G. Little, J.P."
Messages In This Thread


text:
Deastro's Keepers is one of the most bounce-off-the-walls joyful records we've ever laid ears on. The brainchild of a young singer/songwriter/producer named Randolph Chabot, Keepers contains the sort of candy-colored pop nuggets that get us all smiley and teary-eyed at the same time. (SPIN likes Keepers' "bubblegum tunes and swooning vamps," and eMusic says Chabot "has pop star written all over him.") Deastro's Keepers was formerly available only on eMusic, but now, through Ghostly, you can buy it in all your usual MP3-buying places.
We should also mention that "Parallelogram" – the first single from Deastro's next album Moondagger – is also up for download at The Ghostly Store. "Parallelogram" (and its B-side "Carol Gilligan") features Chabot fronting a full live band, and places Deastro's boundless energy in some ecstatically rock-y new territory.


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Who has the more useful Tweets out there? Is it San Francisco Mayor Gavin Newsom, with hundreds of thousands of Followers, or is it Common Squirrel, with an amazing 2,115 Updates already and thousands of Followers as well. Some feel the squirrel's pithy postings are the "best thing to follow on Twitter."
Let's take a look and make a head-to-head comparison. First up is the prolific common_squirrel, click to expand:
And here is Gavin Newsom's effort, selected randomly:
By the Numbers, the Twitter Shootout:
1. Isn't it _Tom Ammiano's_ Universal Health Care Program? Yes it is. +1 for Squirrel.
2. This entry conjures up the famous City Hall marriages a half-decade back. A timely posting of news. +1 for Gavin.
3. "If you are in D.C." – that's a big if, in'nt it? Nevertheless, this could be useful info for a few. Squirrel is going to need to pick up his/her game – 'cause merely relying on the other side to fail isn't necessarily a winning strategy. +1 for Gavin.
4. Drawing attention to being on national TV – that's a fair Tweet. +1 for Gavin.
5. Denying Miss California USA (people always leave out that "USA" part) her due, really? The People Have Spoken, so the only appropriate response is to have your people contact her people and book an agreeable date +1 for Squirrel.
6. OTOH, using Twitter to conduct the poll itself is a GUOT (Good Use of Twitter). +1 for Gavin.
7. See #6 Above. +1 for Gavin.
8. Does Shai Agassi really believe he's going to save the world with his "battery replacement scheme?" His sweeping statements are redolent of Charlie Manson's as well as other charismatic, messianic leaders'. Refreshingly, Squirrel lacks certainty that A Better Place is the only Path to the Future. Shouldn't we save taxpayers dollars for more useful things, like subsidizing the real estate industry? A big +1 for Squirrel.
9. Again with teh Agassi? +1 for Squirrel.
10. Are 385,000 Followers really reading this message for just one person? All right, if that's how Twitter works, that's how it works. +1 for Gavin.
11. Again with teh Agassi? +1 for Squirrel.
Well, this one was a squeaker, but it appears that Gavin Newsom's Tweets are more useful than Squirrel's.
How's that?
Tags: common, gavin newsom, Mayor, more, most, Nate-bait, San Francisco, shootout, squirrel, tree, tweet, tweets, twitter, twittr, useful


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OKay – I had to share this … It seems I have become the unofficial 'pitch' person for this years Stitch and Pitch. Thursday July 26th, at 7:05p at Safeco Field to see the Mariners beat the Oakland A's.
I'll admit it … I have been telling everyone how much fun it is.
I was cleaning out my purse this morning and found the address of a new knitting friend. She missed it last year, so I promised to email her info when it came out this year. So I googled 'stitch and pitch seattle' and got the official site . Check it out – that's me with the hat knitting at last year's game (I think I was working on a cotton washcloth).
If you haven't gotten your tickets yet … wait a week or two until Pacific Fabrics gets their allotment in … they usually give away a second goodie bag!
Hope to see you there!


text:
What does FVF mean in NASA?
This page is about the meanings of the acronym/abbreviation/shorthand FVF in the Governmental field in general and in the NASA terminology in particular.
First Vertical Flight
Find a translation for FVF in other languages:
Select another language:
Discuss this FVF abbreviation with the community:
Use the citation below to add this abbreviation to your bibliography:
"FVF." Abbreviations.com. STANDS4 LLC, 2018. Web. 19 Mar. 2018. <https://www.abbreviations.com/term/562192>.


text:
About Us
Quack-Tastic Memories!
Ride The Ducks is the nation's largest amphibious tour operator and licensor, with a fleet of nearly 100 vehicles in use around the US and Guam carrying nearly 1 million guests annually. Our mission is "Serving Through Sightseeing" and we offer our guests an entertainment sightseeing experience that is fun, informative and engaging so that we can serve our employees and communities.
Ride The Ducks is headquartered in Branson, MO.
Our Migration
Ride The Ducks was hatched in 1977 in Branson, Missouri when local entrepreneur Bob McDowell acquired a small sightseeing business and quickly adopted the mission to build a better guest experience. Today, our fleet exceeds 95 vehicles, carrying over 1,500,000 guests each year in 6 USA locations.
The McDowell's launch Ride The Ducks in Branson, MO
Ride The Ducks agrees to provide vehicles to Boston Duck Tours, a relationship that continues today.
Ride The Ducks agrees to provide vehicles to Ride The Ducks of Seattle, also a relationship that continues today.
RTD subsidiary Amphibious Vehicle Manufacturing receives USCG approval for patented "Stretch Duck," significantly improving the classic WWII DUKW
Ride The Ducks opens in Stone Mountain Park (GA).
Herschend Family Entertainment acquires Ride The Ducks International
Amphibious Vehicle Manufacturing receives USCG approval for patented "Truck Duck," an entirely new and modern design based on nearly 30 years of operating experience
Ride The Ducks becomes an independent company.
Ride The Ducks opens in Guam.
Ride The Ducks opens in Mobile (AL).


text:
Collin Honors 2006 "Living Legends" This Saturday, Nov. 11
November 7, 2006 - Collin County Community College District (Collin) will honor six distinguished community members at the 2006 Living Legends Tribute from 6:30-8:30 p.m. this Saturday, Nov. 11 at the college's Spring Creek Campus conference center, 2800 E. Spring Creek Parkway in Plano.
Hosted by the college and the Collin College Foundation, the event is underwritten by Baylor Regional Medical Center at Plano.
The Living Legends ceremony and dinner honors individuals who have made a significant contribution to the Collin County community. Proceeds from the event benefit the Living Legends Endowment Fund, which supports student scholarships and academic success.
Living Legends are selected for their dedication to Collin's core values -- Learning, Service and Involvement, Creativity and Innovation, Academic Excellence, Dignity and Respect and Integrity. The 2006 honorees are Raymond B. Cooper, Wylie; Helen Hall, McKinney; Fred and Mazzie Moses, Plano; and Jean and Mike Newman, Plano.
Raymond B. Cooper, founder of Universal Transformer Co. and leader of two real estate companies, has been a leader in the development of Wylie. He built its first office building, helped organize its chamber of commerce and donated a baseball field, among many other contributions. Cooper was recently honored with the naming of Raymond B. Cooper Junior High School.
Helen Gibbard Hall has been called "The Mother of McKinney" for her community contributions and recollection of local history. She was critical in the formation of the Collin County Historical Society and the development of the Collin County History Museum. Hall has authored and published several historical books including "Collin County: Pioneering in North Texas."
Fred and Mazzie Moses of Plano have been an integral part of supporting minority businesses in Collin County. They started Telecom Electric Supply Co. in 1985, which has won many awards and provides jobs for 20 employees. They have also been instrumental in bringing multicultural events to Plano, including the annual Martin Luther King Jr. celebration.
Jean and Mike Newman have been showcasing Plano for 24 years in their magazine, "Plano Profile." In addition to supporting numerous nonprofit groups through sponsorships and complimentary advertising, they each serve on the boards of a variety of community and arts organizations.
The community is invited to the 2006 Living Legends Tribute and may purchase tables of eight for $400 or individual tickets for $60. In addition, corporations and families can support the college through a special contribution as Humanitarian Sponsors at the $5,000 level.
For more information about Living Legends, call the Collin College Foundation at 972.881.5611.
Collin County Community College District (Collin) serves more than 41,000 credit and continuing education students annually and offers more than 100 degree and certificate programs. The only public college in the county, Collin is a partner to business, government and industry, providing customized training and work force development.


text:
It was a Republican Congress working with a Democratic president that succeeded in passing the welfare reform bill the first time.
This welfare spending discourages work, increases taxes, and operates as a hidden and inefficient subsidy to low-wage businesses.
But they were not making enough profits, as the rate of growth had slowed as Brazil invested in the welfare of its own people.
If government planning and welfare had the answer, shouldn't we expect government to read the score to us once in a while?
Supporting the health and welfare of these remarkable children is our only priority.
Wealth is not inimical to welfare; it ought to be its friendliest agency.
But a rest on one day out of seven is necessary also for the welfare of the body.
Before, he had thought only of the horse's welfare; now it was a matter of his own life.
For their interests he neglected his own safety and the welfare of France.
They exhorted her to be of cheerful mind, and to fear nothing for her future welfare.
Government-provided support for those unable to support themselves. In the United States, it is undertaken by various federal, state, and local agencies under the auspices of different programs, the best known of which are Aid to Families with Dependent Children (AFDC) and food stamps.


text:
« African Government Document of the Week | Main | Biotechnology in Africa »
September 17, 2005
Southern African Media Directory
Southern African Media Directory 2004/2005
Windhoek, Namibia: Media Institute of Southern Africa, 2004. 136 p.
A directory of newspapers, TV and radio stations, phone and cell operators, internet service providers, private data communication operators. Covers Angola, Botswana, Lesotho, Malawi, Mozambique, Namibia, South Africa, Swaziland, Tanzania, Zambia, Zimbabwe and Women's Media Associations.
The entire directory is online
For internet resources on the African media and communications see
Posted by karenf at September 17, 2005 04:40 PM


text:
Having problems with your PC Desktops ?
We installed a gig of extra memory and now all we get is something like invalid, unable stack
Answers :
I don't think that your additional ram caused the problem. It is most likely you wireless drivers are corrupted, look to your BLUETOOTH. If you reinstall the drivers, that should take care of the problem.
Had you mentioned the make and model I could have given you a hand in locating the drivers.
Go to the manufacturer's site (dell-HP-***) and look for support...downloads and drivers.
Hope this helps,
please leave rating.
Had you mentioned the make and model I could have given you a hand in locating the drivers.
Go to the manufacturer's site (dell-HP-***) and look for support...downloads and drivers.
Hope this helps,
please leave rating.
Repair Help & Product Troubleshooting for PC Desktops
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We installed a gig of extra memory and now all we get is something like invalid, unable stack
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Fluids Analysis
To access your S.O.S. results, click here.
By monitoring your machine's fluids on a regular basis, we can help you pick up the warning signs before failures occur and give you options to avoid them all together.
- Helps you schedule downtime to fit your workload.
- Monitors positives as well as negatives, so you won't have to pay for the repair of components that are not worn out.
- Allows you to monitor maintenance schedules to verify that routine maintenance has been performed.
- Helps you develop a complete service history for each machine. This proves invaluable when evaluating performance and planning replacement purchases.
- Manage budgets by predicting repairs, downtime and equipment life.
- Documents service history for a higher value at trade-in or resale.
Are all Labs the Same?
The S.O.S Program was introduced by Caterpillar in 1971 and soon became recognized as the leader in oil analysis. Below are just some of the reasons why Butler Machinery's Fluids Analysis Lab offers the most for your money.
- Turnaround Time: Usually within 24 hours – the best in the industry.
- Personal Attention: Most labs, just by sheer volume, have your reports generated by a computer. At Butler Machinery, we have highly trained lab technicians interpreting data and studying your machine history and repair records.


text:
Read: H-W Magazine
Free: Contests & Raffles
Join: Washington for Wildlife
Listen: Northwestern Outdoors Radio
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It's a big deal to live up to the promise that a product will actually change the texture and uneven color/ruddiness of your skin over time, but I actually see it working! I'm thrilled with this. Definitely to be kept away from your eyes, and definitely wear sunscreen - you may want to put PM moisturizer on after you let it sink into your skin at night if you have dry skin, but follow the instructions and you'll see a brighter, more even complexion - I'm really pleased.4
I started using this Zenmed product to tame an outbreak of rosacea that came out of nowhere! As long as I use this product daily my rosacea is under control. To be fair, I only had a few months of really bad rosacea, then I bought this line and I use it religiously, night and day. I love the lavender smell and the way it helps me skin. If they stopped making it I would be in a very bad way. I love it. Try it. Try the cleanser and this with the moisturizer and see how you feel. I think you will find that this no frills line is the perfect solution without a heavy price tag.
My skin has always been a little red and incredibly sensitive, so these "calming" products are really important to me. This one, unfortunately, had little to no effect. The redness remained (and seemed to get a little worse, actually) and my skin felt kind of stiff after the stuff dried.
Overall, I've had worst (like, allergic reaction burning worse), but if you're looking for something to actually handle the day to day of red, irritated skin, you might want to move on.


text:
Watt & Severin Solicitors is a Queensland solicitors firm. These solicitors are located in Milton, Queensland.
These Milton solicitors practise in the following areas of law: Commercial, Criminal, Property & Conveyancing, Wills & Estates
Their solicitors also practise in the areas of Construction, Leases.
For other Lawyers (Solicitors and Barristers) in Brisbane or Queensland search using the maps or the searches on the Home Page of the Australian Lawyers Directory.
Watt & Severin Solicitors
Suite 14, Level 2, 36 Finchley Street
Milton, QLD4064
Phone: 07 3369 8900


text:
Are all those time savers really just that?
Published 7:00 pm, Thursday, February 17, 2005
At the gas station I use my time saver card to purchase fuel. I still have to wait in line to get to the pump if the station is busy. Once I get to a pump, I have to wait to verify the card which can take longer if I visit an out-of-state station. After the card is verified, the pump comes on and reads, Select fuel grade or a similar statement. When my tank is full and I hang up the nozzle, the machine will ask questions such as, Do I want a car wash? and I have to push a button for yes or no. The machine may ask, Are you thirsty? and give a whole sales pitch about what they have for sale inside, which is what I was hoping to avoid, going inside and standing in line. Finally the machine will ask, Would you like a receipt? If I press yes, the machine may say, Your receipt is ready inside which means I still have to go inside and wait in line.
Tools are great time savers. The power screwdriver is one of the best, but you decide if it saves time. First you have to find the proper screwdriver bit. Next you need to install it in the chuck. If it cocks in the chuck, you must remove it and reinstall.
As you hope the power driver is charged up, you can than power the screw into the intended material. If the power driver stops before the screw is tight enough (nope it was not charged) you have to get a hand screwdriver and adjust the screw tightness and then put all the tools away. Unless you are intending to install a large number of screws, you are better off just grabbing a screwdriver and doing the job. If you do have a big job and the power tool would be helpful, be sure to leave time for replacing the timesavers battery. If youre foolish enough to not have one, you can always grab a screwdriver and finish the job while waiting for the run down battery to recharge.
The microwave oven is another timesaver. You just pop whatever you're cooking or warming into it and decide which button to push for the amount of time needed. If the item you wish to warm or cook is in something with metal, you need to remove and place it in a microwaveable container. After pushing the correct button you often have to return and stir or reposition the item in the oven so it cooks evenly. If you happen to push the wrong button you may have to start over or if you select an excessive time, you may have to spend time waiting for the food to cool down. This time can be spent sucking on an ice cube to relieve the pain that came when you tasted the food to see if it was hot.
As you glance around your kitchen, you see many timesavers. The dishwasher is a good one. Before using it you have to pre-rinse the dishes. If the food has dried and stuck on the dishes you actually have to prewash them along with all the pots and pans. Why not just go ahead and hand wash them, or do you like to leave them sit in the dishwasher so you know where they are the next time you need them?
Another kitchen timesaver is the portable mixer. After hunting for the mixer in the cupboard you must launch a search for the beater blades that are usually hiding in a drawer under a bunch of sharp utensils that often cut you. Once you have both parts of this kitchen timesaver gathered, you install the beaters into the mixer. If you do not make this move correctly and have to reinstall the beaters, you get whatever you are mixing all over your hands and have to stop to wash them. If all you were mixing was mashed potatoes, you could have done them faster by hand, and let's face it, either way, you probably will have lumps in them. Kitchen timesavers save very little time.
Another good timesaver as I see it is the remote control. You do not need to take the time to get up and change the TV channel, which may have burned a few calories. On the other hand, what is the rush, you are probably only going to be watching commercials anyway.
The computer is said to be the GREATEST TIMESAVER of all … but thats another column. And for now, I have run out of time!
Fred Davis is a freelance writer. His column "As I see it" appears Fridays in the Huron Daily Tribune.