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To Her Credit
Zarin Daruwala, President, ICICI, on being a banker for the future
Much like herself, Zarin Daruwala's office is a picture of calm. Sparsely decorated, her corner cabin on the top- floor of ICICI's headquarters offers a sweeping view of the rain- washed, Bandra- Kurla complex, Mumbai's fastgrowing financial hub.
Nothing about Daruwala, 47, suggests the level of responsibility she wields at India's largest private bank whose assets totalled Rs 4,736 billion as of March 31, 2012. But numbers tell a story of their own. Daruwala heads the 800- employee- strong Wholesale Banking Group ( WBG) that controls 30 per cent of all assets and rakes in nearly half of ICICI's profits, which in 2011 amounted to Rs 64.65 billion after tax. A key member of ICICI CEO and MD Chanda Kochhar's A- team, Daruwala exudes the placid serenity of a zen master that doesn't waver for a single minute during an extended interview. It's only when she is asked to choose between saris during the photoshoot that a tentative look clouds her face. Clearly this is attention of a kind she is not used to. But when she speaks, in a voice so soft that one has to lean forward to catch it, everyone pays attention.
Entrusted with a portfolio that accounts for a little over 50 per cent of the bank's bottomline, Daruwala today is a powerful influencer within the industry who enjoys her boss' confidence and trust. "Zarin follows through with things, she perseveres," says Kochhar, one of her many mentors, who as GM in 1998 plucked her from employee ranks and assigned her to a group focused exclusively on servicing corporate giants. "I was a natural at it," Daruwala says, looking
back at those early days when she first made a mark due to the ease with which she managed to market the bank to clients.
Perseverance comes naturally to Daruwala, a Parsi, born and brought up in Mumbai whose parents placed a particular emphasis on success. "My parents wanted me to excel in everything I did," she says. One of two sisters, Daruwala was the first chartered accountant in her family, who even topped her CA exams, thus opening up a whole world of career options. Banking curiously, was not one of them. "At the time, banking seemed like a more feminine field than engineering. Of course things are very different now," she says. It took some prodding by former mentor Y. H. Malegam, an eminent chartered accountant, under whom she did her articleship. In 1989, Daruwala joined ICICI as a management trainee, inspired in part by its "woman friendly" atmosphere.
It's no surprise that ICICI is the largest contributor of women who are nominee directors on the boards of other companies. Daruwala herself sits on the boards of JSW Steel in addition to ICICI Securities and ICICI Lombard. "It's easier for women to succeed in banking than in other fields like manufacturing. Women typically do better in the service industry and that's why we see so many of them break through the glass ceiling," she says of ICICI's expansive talent pool that's churned out the likes of Shikha Sharma, Renuka Ramnath and Kalpana Morparia ( see box) to name a few. Her rather conservative view notwithstanding, Daruwala managed to notch up several wins for the bank, such as finalising India's first securitisation deal with Citibank way back in 1990.
Daruwala's journey began under Lalita Gupte, former JMD of ICICI. "I picked up a lot from her style of functioning. Gupte made sure that if you did your job well, you were recognised for it," she says. In its early days, before it became a banking behemoth, ICICI was a small
'' The key is to let those you lead buy into your strategy. You need to be able to convince them of your vision. I've always trusted every team I've led to execute my vision"
firm where seniors were accessible to junior employees like her. Within a few years, she was working in the office of N. Vaghul, then chairman of the development financial institution. After her marriage to Bomi, a lawyer, in 1992 Daruwala moved to the Delhi- based ICICI Securities group which was a joint venture with JP Morgan, the first of its kind in post- liberalised India. This stint gave her the confidence to deal with bond and public issues and mergers and acquisitions. But as the bank went into an expansion overdrive, responsibilities beckoned and she was summoned back to Mumbai in 1998 by Kochhar, by then general manager and a rising star in the ICICI firmament.
Over the next few years Daruwala plodded on, proving her mettle in various stints across departments. In 2002, she pushed the envelope and made a curious shift— from hardcore corporate banking to the relatively less developed field of rural finance. Without a guiding precedent, handling the banks' rural portfolio was easily her most challenging stint. "ICICI Ltd had just merged with ICICI Bank and we had to meet priority sector targets. I didn't know anything about the agri business and had to start from scratch," she adds. Daruwala spent the first few months handpicking a team, including those who had expert knowledge of the sector. "We held training sessions every week to bring the entire structure into play. This included educating internal stakeholders, creating a client universe and building new rural products. It was daunting but exciting at the same time," she adds. Within three years, not only was she able to build an asset book of Rs 75 billion and meet the bank's priority sector targets but also created a group of 700 employees. Under her watch, ICICI introduced
the Kisan Loan ATM Card which allowed tobacco farmers in Andhra Pradesh to withdraw cash as per their requirements. Daruwala even turned around the loss- making branches of Bank of Madura which had been acquired by ICICI, before she finally returned to WBG as GM in 2005.
This rotation between different sectors has given Daruwala a unique understanding of the industry and helped to evolve her own style of leadership. By her own admission, she's an informal boss. "I'm always approachable over the phone for my team," she says, adding, "the key is to get people to buy into your strategy and then let them execute your vision. That's how I've always managed my teams, even the ones I've inherited."
Undoubtedly, it's a lesson that she's learnt from banking's ultimate lady boss Kochhar, who took over in 2009 when the global economy was in turmoil. Kochhar's appointment as CEO, by KV Kamath, did not go down well with the other ICICI stalwarts at the time. Post a mass exodus, Kochhar got down to work and employed a series of tough, albeit unpopular, strategies such as tightening loan books and putting into place strict lending rules. It wasn't a smooth transition as she had to convince senior colleagues and employees about this sudden shift in company policy and attitude. It was during this period that Daruwala was called upon to deliver. She soon found herself in charge of the WBG which incorporates corporate banking, project finance, structured finance, financial institutions and syndications, government and PSU banking, and banking with MNCs. A year later, as president, she was put in charge of almost 4,000 demanding corporate clients. Daruwala is also the only woman on Kochhar's allstar team. ( Since she took over, the WBG asset book has grown over 76 per cent, from Rs 750 billion in 2010 to Rs 1,320 billion in 2012.)
2009 was a tumultuous year and Daruwala reminisces about a particularly shaky moment that came right after the financial crash of 2008, when Lehman Brothers defaulted. Rumours about ICICI losing money were rife in the market even as customers queued up outside branches to withdraw their money. "I had to personally call on several high profile clients to convince them to stay with us," says Daruwala. The run on the bank led to a difficult phase where within analyst circles, ICICI was jokingly referred to as the Non- Performing Assets bank of India. No one wanted to touch their letters of credit.
Then, as always when faced with problems, Daruwala turned to a higher power for strength. "Praying is my stressbuster," she says, "I pray in the car, on my way to work, that the decisions I take are the right ones for the bank." ICICI has since witnessed a remarkable turnaround. From an unassailable NPA ( non- performing assets) ratio of 4.6 per cent of total lending in 2009, they have managed to reduce their bad loans to 3.4 per cent of their portfolio. Even though corporate lending has seen a boost, Daruwala now ensures
that clients are vetted through stern guidelines to reduce their exposure to bad debt. A part of this restructuring also saw ICICI let go of its Kingfisher loans to SREI Venture Capital as the airline sunk deeper into debt. "Zarin's real success lies in identifying the right investment and monitoring credit risk. We have calibrated our strategy in line with the changing economic climate and she has adjusted very well to this new pace," says Kochhar.
Even as ICICI reclaims its place at the top, India is suffering from the double whammy of lack of economic policy making and a depreciating rupee. Worldwide, India's reputation as an investment destination is slipping while capital inflows have dwindled. Daruwala is however standing up to the challenge. "The focus since 2009 has been on improving the net interest margin ( NIM), even if it means letting go of some business," she says. It's this confidence that has brought the NIM ( the measure of difference between interest income generated and interest income paid by a bank) over three per cent, fulfilling a major tenet of Kochhar's turn around economic policy.
Daruwala, also in- charge of project financing, has now reoriented her vision to refinancing older loans instead of simply sanctioning new ones. "As a bank, they now have more control over how they are growing. It's a smart move on their part and the strategy is working. ICICI has grown again in the last six quarters," says Nilanjan Kafra, senior analyst, BRICS securities. ICICI's 5C strategy ( credit, current account to saving account ratio, costs, credit quality and customer centricity) seems to have borne fruit then as the net profit for the bank in the quarter ending June 30, 2012 was Rs 1,815 crore, a massive step up from Rs 1,667 crore in the corresponding quarter last year.
While maintaining a focus on quality control and spreading credit risk is going to keep Daruwala busy in the years to come, government banking is another avenue that she is pursuing aggressively. Last year, she spearheaded a movement to make private sector banks eligible to handle government finances, and won the rights for three banks, including ICICI.
Despite travelling constantly to meet with clients across the country, Daruwala has managed to strike a happy balance between work and family. Her secret? "I compartmentalise my life and it works brilliantly. Five days a week I'm dedicated to the job. The weekend belongs to my children," she says. Daruwala says that she spread herself thin when her children Diana and Cyrus were growing up, and confesses she couldn't have managed without her husband's support. "My mother and mother- in- law also helped us raise the children and I'm thankful for that," she says of her support structure.
Despite being brought up near the sea, Daruwala prefers the mountains when it comes to taking a holiday. "The children and I love to ski," she smiles. In her down time she watches Bollywood films but true to her placid nature, gives the violent ones a miss.
In a career spread across 23 years, Daruwala admits that her definition of success has evolved over time. With the re- invention of ICICI in its conservative avatar, it's the more mundane targets of meeting quarter end predictions that matter. "That's what makes me happy," she says, "it's not about the singular wow moments anymore." It's this stepby- step approach that's catapulted Daruwala forward into positions of trust and responsibility. Looking out, from where she stands today, the future gleams with possibilities.
Styling by Gul Garg; Make- up by Inglot; Location courtesy: Trident Bandra Kurla, Mumbai
Power Play: Daruwala at work
Mother Figure: Daruwala with her children Diana and
Cyrus on holiday


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Maa community threatens to block Olkaria power project
Operations at the geothermal rich area of Naivasha were temporally paralyzed after members of the Maasai community held a peaceful demonstration against the upcoming Olkaria V project.
Armed with crude weapons, the residents blocked one of the main roads to the area demanding involvement in the upcoming 140MW power project.
They accused KenGen of giving them a raw deal and threatened to block the commissioning of the project by the President set for next month.
However, KenGen has denied the allegations saying that a stakeholders' committee was addressing all the issues raised by the pastoralists.
Area leader, Maenga Kisotu, lashed out at some directors of KenGen for giving allegedly sidelining the community.
"We fully support the government in the power project but some individuals are to blame and we are asking the President to intervene," he said.
Also Read:
Kisotu said that they gave up their community land for the exploration of more geothermal energy but KenGen had failed to honour its part of the bargain.
"Kengen has refused to include the community in the stakeholders coordination committee despite the effects the power generation has on the community," he said.
Written by Erick Kombo
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San Jose police are seeking information about a man in the suspected attempted sexual assault of a woman Monday as she walked on a residential street near Alum Rock Avenue in East San Jose, police said.
On Monday, the woman was walking in the area of South 33rd and East San Fernando streets south of Alum Rock Avenue where the suspect drove up to her in his vehicle, police spokesman Sgt. Heather Randol said.
He tried to persuade her to enter the vehicle and when she refused, he exited the vehicle and physically assaulted her, Randol said.
The victim was able to escape and flee on foot and by the time police arrived, the suspect had left the scene, according to Randol.
The suspect is described as Hispanic man, 20 to 25 years old, tall and thin with a thin moustache and wearing a striped sweater and dark jeans, police said.
The suspect's vehicle was a white-colored sedan with a silver grill, according to police.
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text: CAMBRIDGE, Mass. -- A Roman Catholic priest was sentenced Wednesday to 4 1/2 to five years in prison for repeatedly raping an altar boy in the 1980s. The Rev. Robert Gale pleaded guilty Tuesday to four counts of raping a child just as jury selection was set to begin for his trial. Prosecutors had asked for a sentence of 10 to 12 years, but the judge settled on the shorter prison term, to be followed by 25 years of probation. Gale, now 63, was one of dozens of priests accused of molestation in thousands of pages of church documents made public last year. Gale, who is still a priest, has been on administrative leave.


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Randy Scheunemann, McCain's foreign policy adviser, called the idea of a split between the two campaigns "laughable."
"It's hard to believe these people worked for John McCain. They obviously have no loyalty to John McCain and no loyalty to his running mate," said Scheunemann, who prepared Palin for the vice presidential debae.
"I've worked in Washington for over 20 years. I have seen literally dozens of politicians, and Sarah Palin is as smart, tough and focused as any politician I've ever seen. I'm proud of the time I was able to spend with her," he said.
Apparently Barbara Walters, Oprah Winfrey, Larry King and others are dying to talk with Gov. Palin. No wonder. She not only has heart, brains and charisma, but Reagan's ability to connect with the common man and Lincoln's ability to put deep thoughts into few words. Like this:
It was Mother Theresa, she had once said that God has created each one of us, every human being, for a greater thing to love and to be loved and no matter our party, or our gender, or our background, our affiliations, there is a voice of humanity there, in those words of Mother Theresa, that speaks to all of us. Because every child does have something to contribute to this world if we give them a chance. And every child is beautiful before God and dear to him for their own sake. These children are not a problem. They are a priority. And I think that we are about ready to show them the good heart of America. John and I have a vision of America where innocent life counts and every child has a chance to contribute. Where every child is cherished, and it is that spirit that I want to bring to Washington.
(October 20, 2008, Loveland, Colorado)
If you would like to send Sarah Palin thanks or encouragement, Michelle Malkin has set up a petition where you can write a message to Gov. Palin.
As for this piece by the AP, either they finally scrounged up a reporter with a smidgen of integrity or the Martians have invaded and started by taking over the AP. If it is the Martians, too bad they didn't guess that somewhat unbiased reporting would be a dead giveaway.


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Monday, September 1, 2014
September Currently!
4 comments:
Ohhhhhh, Fiji sounds amazing!! Sand, warm weather and water....it doesn't get much better than that! Let's do it!!! :) (But I agree, something always goes wrong doesn't it?? Especially when you are toting kids along!)ReplyDelete
Mrs. Hodge and Her Kindergarten Kids
I hear ya about the heat! It's not that hot here in PA but it's in the 90's! I just want it to be cooler too!ReplyDelete
I love that stage when they start to "read" - my big kids are now recommending books to me! Kinda cool!
I hope your little one gets better soon! Oh that was a "stage" that I'm glad has passed!
Krissy's Kindergarten
I have a 4 year old daughter too! She barely wants to spend anytime learning now. She is very smart (6 year old level in many areas) but has very poor behavior (2 year old level). Do you have any good book recommendations, for her :)?ReplyDelete
Vacations and me don't get along so well either. I hate the planning part, finding hotels and things to do. We have not ventured out onto a plane yet but I am sure that I won't enjoy planning for that either. I think I am too "cheap" for vacations. :) This summer we took 3 mini vacations, which just made the planning worse.
I come from a family of redheads! I hope your baby feels better soon. :)Replies
My daughter is really into Laura Numeroff this week. She's figured out the pattern of "If you give a ____, he'll ask you for a ___," so she's been filling in the blanks with what she sees in the pictures. I think it helps that her books are in her room, where she can shut the door and doesn't have to share with her baby sister for a while. :)Delete
As for her baby sis (who doesn't come from any redheads - we're just the king and queen of recessive genes apparently), she's got a double ear infection AND hand, foot, mouth. Yuck! :(


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Before I get going with my blog again, a quick update on what's happening - I'm mainly busy with work. We had a successful domestic rollout on our customer's finanancial systems over the last couple of months and have been going through the motions of bi-weekly releases that include feature additions, bug fixes and support. We're warming up to development on the international rollout.
Alright. So if incase you noticed, the .Net MVC framework is mainstream now and ASP.Net webforms are more or less looked at the way ASP was when ASP.Net webforms were mainstream. With all the frequent major releases happening on the ASP.Net MVC side, I've got some catching up to do (currently with ASP.Net MVC 4).
I found this great jump start over here. And if you are free on september 17th to register, there is a free one day training event that you can register for over here at the Microsoft Virtual Acadamy (MVA). It's conducted by Microsoft heros Jon Galloway and Christopher Harrison.
The one day event will cover topics under the certification program Developing ASP.NET MVC 4 Web Applications certification exam (70-486) which would otherwise cost you $150 bucks *outside the US*.
Here's an overview of what we're planning to cover:
- Overview of MVC
- What is MVC?
- How is MVC different from Web Forms?
- Why use MVC?
- Developing ASP.NET MVC 4 Controllers and Models
- Creating Controllers
- Adding Actions
- Creating MVC Models
- Working with Code First
- Developing ASP.NET MVC 4 Views
- Razor Syntax
- HTML Helpers
- Partial Views
- Integrating JavaScript and MVC
- Using AJAX
- Using jQuery
- Implementing Web APIs
- Developing Web API Controllers
- Calling HTTP Services from Client-Side Code
- Deploying ASP.NET MVC Site Walkthrough
- Creating a site on Windows Azure Web Sites
- Deploying an ASP.NET MVC Application with Visual Studio Web Deploy
- What's Next and Resources
- Sneak peak at Visual Studio 2013 (Preview) and ASP.NET MVC 5 tooling
- A look at real-time communications with SignalR
- Resources for keeping up with new ASP.NET releases
Hope you enjoy.
Until next time,
Happy programming!


text: [Trifolkal's "Tao From The Mountain" (2003)] Don't hold the cute title or the goofy cover photo against Laura Pole, Greg Trafidlo and Neal Phillips. This trio proves you can go far with love of the music and some very clever songwriting chops. While they do wish to be taken seriously, the three funny songs of the dozen on this album are funnier than most songs by dedicated comics. Trafidlo and Phillips' "The Ballad of Libby Congriss" is both humorous and pointed. It tells the story of the bumbling folksong collector that records and copyrights a mountain woman's traditional songs, sort of the dark but humorous side of the movie "Songcatcher." Pole's "Appalachian Rap" tell the complete history of the Appalachian Mountain range, rap style, in 1:53. However, the real side splitter here is the rewrite of the traditional Irish "The Star of the the County Down" as "The Starbucks of County Down," by Phillips Trafidlo and John Seay. The trio shows impeccable taste in their choice of serious songs from the traditional "Shenandoah" to Tom Paxton's "My Rambling Boy" and Woody's "This Land is Your Land." Although the notes list 11 accompanists, most play on one or two songs, and most of the production is as simple as could be desired. There is something so unpretentious and loving about this CD it reminds you of what folk music was originally all about, people getting together and making music for the love of the music. Trifolkal come across as professional, but not slick, and they are entertaining.


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Nicole is an award-winning professional Invercargill and Queenstown wedding photographer also covering Te Anau, Wanaka, Otago, and Southland.
Tag Archives: Elope
Jacqui and James
Jacqui and James's Stoneridge Estate wedding was completely perfect. These guys live in Perth but grew up over
Chelsea and Josh
Last season I forgot to blog a lot of weddings – I was too busy editing to give my blog another thought. So,
Emma and Luke
Invercargill on New Year's Eve is usually a dull place to be. Pubs close early – some aren't open at
Emma and David
Emma and David flew over from the UK to get married in Queenstown in December. As New Zealand does so well, the weather


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Untitled Day..Friday, May 08, 2009
I've got no idea what has happened to myself today..
im feeling down, im feeling moody.. but im okay..
mummy email me just now. =) feeling so happy.. at the same time i feel worried and miss her so much even i have to control my tears now. ( shhhhhh, you dont know this )
mummy had bought what i given her in the list at etude house =) thanks mii..
she email me 10 words i reply her 100 words. hahaa.. i miss her really much. =)
mother's day is 2 more days to go and this is the first mother's day my mummy not gonna be here to celebrate =( awwww... i've edi plan what i should give her but i need some time to finish it.
uhhhh, today's such a disaster .. =/
「能解決的事,不必去擔心; 不能解決的事,擔心也沒用。」


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I just finished an excellent parenting/disciplining/discipling children book! I highly recommend it! I thought I might just give you some things that I thought were important take aways for me anyways!
She said instead of just punishing or disciplining our children, we need to provide them away of escape - a way out of a sin or misbehavior. Telling them or showing the right way/choice and having them repeat it back or role play it back (what should they have said or done). For example, when my child whines when asking for something, not just telling him not to whine, but telling him how I would like him to ask for something: "Mommy, may I please have a drink". She said if we just punish and don't show them the correct way to act and have them practice it, anger and frustration will build up in them. She gave an example of how we train our dogs to go potty outside...we don't just swat them, we put them outside to show them where to go. This lead me to try something with my dog...
If any of you have been to my house, you know that upon leaving, my dog barks in a circle at your feet. He has done this since he was 6 months old. We use to spank him for it...we have yelled at him, put him in other rooms when we left (to avoid the behavior), etc (sound familiar parents of children?)...and nothing has worked. He's 7 now so I have just given up thinking he would always be that way. But I realized after reading that, that I was never giving him an escape - showing him another way to act. So I tried it...upon leaving one morning, he did his normal follow me to the door growling at my feet. I turned around calmly and looked at him and said "no bark...go lay in your bed". And he did it! I about fell over...couldn't believe how easy it was. Now, just like a child, he hasn't been so obedient every single time, but we are working on him...after all this is a 7 year old habit! His way out, is his bed.
She also says to tell them what the bible says about each behavior and not use different words - use what the bible actually says. Don't say "you are acting ugly"...say you are acting foolish and give bible verses to go along. She gave a nice chart to show different misbehaviors and what verses you can use (Child's behavior; Heart probing question; reproof - put off; encourangement - put on; and verses). She does it in a way that doesn't sound "lectur-y" but loving. Like "I love you too much to allow to disobey and for sin to grow in your heart". Just an example. She gives alot of examples of real life like sibling rivalry and other things that we deal with as parents on a daily basis. This whole concept has really shown me that I don't know the bible as well as I thought I did. I have a lot of studying to do to be able to really understand and speak scripture to my children. It also showed me how difficult and time consuming parenting really is. So if you don't have children, you might want to reconsider having them...nah...just kidding. Just know that it is more work than one might think. Maybe I was just naive but I seriously didn't think it would be this hard. No wonder people give up, make excuses, give in to their children...it's exhausting and truly a JOB!!!
Here are some benefits Ginger gives of teaching in the context of the moment (don't wait til later):
1. Children learn how to become "doers" of the Word and not "hearers"
2. Children comprehend better when they learn in a hands-on situation
3. Children gain the skills of fleshing out God's Word in daily life
4. Children are better equipped to obey God's word
She also gives parents these nice and convicting responsibilities:
~To use every opportunity to point children to their need for Christ
~To train them to obey God by honoring and obeying their parents. She says "If we fail to require obedience from our children, we become a stumbling block for them. Luke 17:2 explains that it would be better for us to drown in a sea with a millstone tied around our necks than to cause a child to stumble. We are robbing our children of the blessings that God intends for them when we fail to require obedience."
~To teach them wisdom for daily life
~To train them in righteousness. "Paul told Timothy in 1 Timonthy 4:7-8 to 'have nothing to do with goldess myths and old wives tales, rather, train yourself to be goldy. For physical training is of some value, but godliness have value for all things, holding promise for both the present life and the life to come'. It is important that our children are in the habit of thinking and acting right.
~To pray for them
~ To be a godly example
She has 6 guidelines for verbal correction which are very good also but I won't get into those here. (read the book) She also give the biblical meaning/use of the "rod" in discipline (spanking)....(again, read the book)
She has a section on worldy methods that we use in an attempt to obtain obedience - which don't work because they are worldly and not godly...these were very convicting because I think I have done every single one of them. One in particular that I saw just this weekend and know I have done before is bribing. She says that bribing is not training for obedience; it's rewarding the child for stubbornness. You can have dessert if you eat dinner...you can have a sucker if you are good at the store. "Children should be taught to obey because it is right and because it pleases God, not to get a reward. Giving them a reward in order to get them to obey encourages them in selfishness...their motive for obeying is, "i'll obey for what I can get out of it". This seems like a no brainor but we can easily get wrapped into not wanting to deal with a tantrum or a fit and so we give in to things just to avoid that. It is better to talk through it and explain and teach then to give in...even if the item under discussion is only $1.
She also talks about how we threaten when we should just expect obedience the first time they are asked. We are working on this one. I ask once and if obedience doesn't happen, a consequence does. Wow, that's hard. She says the reward for this is that they will be obedient to God the first time if they are use to being obedient to us (the parents) the first time...now, we all want to achieve that, don't we??
I also loved how she talked about how we manipulate their environment to keep them from being disobedient. This goes back to when they first start crawling and they get into our things. Instead of telling them no or slapping their hand, we move our stuff around (usually up higher) so that they won't get into it. We say things like "he doesn't know any better" or "he's just curious" but this does not teach him self control or obedience, it says "If you can reach it, its yours to play with". Excellent point...so glad I already did that one when my kids were little. We didn't move any of our things! It makes me feel better after I heard other people tell me "just move it", "she doesn't know any better". She says that parents will say how smart their 9 month old is when it comes to language and how much they understand, but when it comes to something like their environment, then they aren't "smart enough" to understand what they can touch and what they can't...just doesn't make sense!
Okay...well, I think I am done on my soap box...it's an excellent book and a short read (150 pages). I highly recommend it. Start while they are young (below 2 if possible)...this will help you on the parenting end and help them in the long run too. If you haven't been doing this, she says its not too late to start and discusses ways to start. Get the book...read the book...I want this for my own kids as much as I want it for yours! I want it for me as much as I want it for you! Good luck!!


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Minecraft Mods Spin to Win Full Version Free Download
Minecraft Mods Spin to Win adds a spin move to swords and tools. It vastly improves the attack damage, speed, and range depending on the type of ingot used.
Minecraft Free Download Full Version
Right click with any sword will bring you into a spinning mode for several seconds, hurting multiple enemies at once. Right click with any axe or other tool will also make you spin, but only for one swing.
Swords will have several seconds of a damaging spin, allowing you to attack multiple enemies at once.
Axes and other tools will allow you to spin but only once. It's less effective but works in a pinch.
There is a cool down for using the spin move and it varies based on the level of the tool. This mod is a great way to take on many enemies at once, especially in situations where you may have no other option for escape.
Minecraft Mods Spin to Win:
So here are all the Download links and complete guide to install the Minecraft Mods Spin to Win. Download and enjoy!


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samsung galaxy tab 2 8 review
Check out the complete set of Samsung Galaxy Tab E benchmarks here. The Mali-400 GPU is not powerful enough to play high-end games. Most of high-end game lagged and the graphic performance was not up to the mark. We did not try to make a gaming review video since the performance was Thats exactly the case with Samsungs Galaxy Tab S2, which is an upgrade from last years Galaxy Tab S and is now the companys newest flagship tablet. The question, then, is whether or not the Tab S2 can play the role. The Samsung Galaxy Tab 2 10.1 sports a Li-Pol battery of 7,000 mAh.You can find a detailed review of Google Android Ice Cream Sandwich here. Samsungs TouchWiz shell is used as an interface extension. Samsung Galaxy Tab S2 8.0 Review. October 10, 2015 by Dan Green. With the latest Android tablet, Samsun decided that the only way to defeat his main rival, Apple, confront him on all fronts. Galaxy Tab S2 8.0 Full Review. High-end Android tablets hardly have the market or mind share that Apples iPad line does, but you can still count on Samsung to release a couple solid tablet offerings every year. In this review we tested the Samsung Galaxy Tab S2 (SM-T710) tablet.Samsung Galaxy Tab S2 8.0 comes in a compact, bright white cardboard box, that has the Samsung logo on its top side and the devices main features printed on the bottom and sides. Introduction The Samsung Galaxy Tab 2 (7.0) releases more than eighteen months after Samsung had launched their first Galaxy tablet (GT-P1000). The very first Android tablet from Samsung was the 7-inch model. And the Samsung Galaxy Tab 2 (7.0) has some quirks.
Its not the fastest tablet around. It doesnt have the best speakers.A handful of companies I havent mentioned yet in this review also offer 7 inch Android tablets for 300 or less. Samsungs new Galaxy Tab 2 10.1 looks great and performs well enough but can it compete with the might of the Apple iPad? Read our expert review and find out for yourself! In this review, HotHardware takes a detailed look at the Samsung Galaxy Tab S2 8.0 Android tablet. Samsung Galaxy Tab S2 8.0 review. Small but mighty, Samsungs mini Android tablet is seriously good. 330.
Samsungs Galaxy Tab S2 9.7 is one of the finest Android tablets you can buy right now. Samsung Galaxy Tab A 10.1 Display. The Tab A 10.1 has a 10.1-inch, 1920 x 1200 touchscreen, giving it a quite decent density of 224 pixels per inch.The lesser amount of RAM also helps extend battery life. Samsung Galaxy Tab A 10.1 Review Conclusion. The Samsung Galaxy Tab 2 10.1 is the rather wordy successor to the popular Galaxy Tab 10.1, an Android tablet which managed to challenge the iPad in almost every department, which are someGet the best tech deals, reviews, product advice, competitions, unmissable tech news and more! Samsung Galaxy tab 2 7.0 was launched in February 2012 and since then this android tablet has got good market response.The galaxy tab 2 is currently available in two models P3100 and P3110.TheWe will review the galaxy tab 2 in following domains including the cpu,gpu,ram,storage and screen. Samsung Galaxy Tab S2 8 is a Solid iPad Mini Alternative Review.Yet the Galaxy Tab S2 managed to do that from the moment we picked it up. Hold it and youll instantly appreciate how light and svelte it is. Samsung Galaxy Tab S2 review. All hail the king!Fintie Samsung Galaxy Tab S2 8.4 Smart Shell Case (10) This thin and light flip cover has an automatic sleep and wake function on the tab S2, and it doesnt add any bulk to the thin tablet. Can the Samsung Galaxy Tab 2 slate rival the iPad?We gave the original Samsung Galaxy Tab 10.1 a glowing review first time around and it was rightfully considered the closest thing to an Apple iPad in terms of size and capabilities. Samsung Galaxy Tab 2 GT-P3110 (8GB) >. Real reviews, from customers like you.GALAXY Tab 2 (7.0) unites communication, multimedia and web functionality in one easy, endlessly entertain See full description. The Samsung Galaxy Tab A is a simple tablet worth picking up for its low price, and its valuable extras sweeten the deal even more.A suitable price for this simple tablet. By Xiomara Blanco. Reviewed: May 27, 2015. The Samsung Galaxy Tab S2 8.0 has a big shoe to fill as its precursor, the Galaxy Tab S 8.4, is regarded by many as one of the best tablets of 2014.Cherry Mobile Flare S6 Plus Review. Watch: Samsung Galaxy A8 2018 vs OnePlus 5T Video Comparison. Samsung Galaxy Tab S2 8 review: Software. The Tab S2 comes with Android Lollipop 5.0 pre-installed, and we expect to see an Android M update in the near future. As a bonus, youll get Microsoft Office and 100GB of OneDrive free for two years with your tablet. Be the first! Samsung Galaxy Tab 2 8GB 7 Tablet - White. Reviews (39). QA (0). Leave a Review. Ask A Question.Samsung Galaxy Note 10.1". based on 236 reviews. Apple iPad mini 4. Lisa Gade reviews the Samsung Galaxy Tab Pro S, a 12 Windows 10 tablet / 2-in-1 with a vibrant Super AMOLED 2160 x 1440 display (3:2 aspect ratio).Detailed review of the Samsung Galaxy Tab 3 10.1" with benchmarking and comparison to Tab 3 7.0 and 8.0. Nonetheless, were giving the device the full review treatment, and its up to you to decide just how much better it is than last years tablet. The Samsung Galaxy Tab 3 8.0 takes on the same plastic look that many of Samsungs products employ. The Samsung Galaxy Tab S2 is available in two sizes: 9.7" and 8". We look at the 9.7" model in this review. Theyre available in your choice of black, white or gold and each has a matte back so were not talking blingy gold or slippery stuff. Home » Reviews » PC Tablet » Tablet review: Samsung Galaxy Tab 2 P3100.Hovering somewhere in between lies the Samsung Galaxy Tab 2 P3100. This tablet is the first ever budget offering from Samsung as far as the tablet category goes. Theres a brand new Samsung Galaxy Tab tablet in town, and this one is whatThis, like all of our reviews, is not the end of our review process its only the beginning! If theres anything else youd like to know about the Galaxy Tab 2 7.0, please dont hesitate to ask in the comments section below. The Samsung Galaxy Tab 2 7.0 is a 7-inch Android tablet produced and marketed by Samsung Electronics. Samsung Galaxy Tab 2 is an Ice Cream Sandwich sequel. It belongs to the second generation of the Samsung Galaxy Tab series, which also includes a 10.1-inch model The Samsung Galaxy Tab S2 is Samsungs premium tablet aimed to take on the iPad Air 2. But is it worth the purchase? Watch my review of the Samsung Galaxy Tab S 2 andSamsung Galaxy Tab S2 8.0 Review | Best Android Tablet? That honor goes to Samsung and its Galaxy Tab 10.1, which we reviewed in Samsung Galaxy Tab 10.1: A Second-Gen Android Tablet. Before "the next iPad" launched, the Tab 10.1s screen was our hands-down favorite. A blend of style and utility value makes this Galaxy Tab 2 7.0, Samsungs first Ice Cream Sandwich tablet to roll out of the box, a value for money. Samsung Galaxy Tab 2 P3100 , the second generation Galaxy Tab that was unveiled at World Mobile Congress this year is the latest to join the Samsung My model of the 8.0" Galaxy Tab S2 (SM-T719) has received a software update from Samsung on November 1st. Still not Oreo or anything like that so I am not sure what the hell changed.Total of 473 user reviews and opinions for Samsung Galaxy Tab S2 8.0. On the surface, the Samsung Galaxy Tab 2 7.0 appears to be little more than a low-key refresh of its six-month-old predecessor, the in-betweener Galaxy Tab 7.0 Plus. Admittedly, it is a fairly subtle refresh. Galaxy Tab Review is the best Samsung Galaxy tab news, reviews, rumors website. This site Galaxy tab review is all about Samsungs tablets. We post how-to articles, reviews, news and solutions to certain problems associated with Galaxy Tab tablets. But he did find some time to review plent See Full Bio.Samsung has upgraded the Galaxy Tab S2 8.0 tablet from the original Galaxy Tab S in just about every way, including a premium new design, top-of-the-line performance, and a very good camera. Galaxy Tab S2 review: A great alternative to Apples iPad Mini 4.Galaxy Tab S2 8.0 Design. Traditionally, Samsung has always struggled to compete with Apple in the design arena. Available starting today is the all new Samsung Galaxy Tab 2 10-inch tablet.
This new slate is clearly a media consumption device, and it works great. Read on for our full review. Samsungs first Ice Cream Sandwich tablet Galaxy Tab 2 310 has landed in India with dual-core processor and 3G connectivity. Galaxy Tab Pro 8.4 mondrianwifi.Information. This page is listing the official LineageOS 13.0 (Android Marshmallow 6.0) changes and downloads for Samsung Galaxy Tab 2 7.0 / Tab 2 10.1 (GSM) (espresso3g). More Info Samsung unveils Galaxy Tab 2 7.0 Samsung Galaxy Tab 2 7.0 hands-on (video) Amazon Kindle Fire review Theres an age-old saying: "If a tre Final Review after all products have been released. If youve been holding out from purchasing a new Android tablet until Samsung unveiled just exactly what it had up its sleeve, the wait is finally over. Rolling out their brand-new Samsung Galaxy Tab 3 in just a few short weeks Cell Phone Reviews. Samsung Galaxy Tab 2 (7.0) Review.Check out a review about the Tab 2 and then make a decision: squidoo.com/ samsung-galaxy-tablet-2-review. view all comments. Samsung Galaxy Tab S2 vs. iPad Mini REVIEW! (May 2017) - Duration: 7:15. Fjordstrm Travel Technology 12,153 views.SAMSUNG GALAXY TAB S2 8 Review en Espaol - Duration: 9:40. Tutecnoaldia 40,390 views. Ill get right to the bad news, probably the worst thing I can tell you about the Galaxy Tab 2 7.0. I dont think other reviews mentioned this (see list later on). Samsung preloads the tablet with a lot of software. Samsung Galaxy Tab S2 (8-inch) Review. By Valentina Palladino | September 3, 2015.Review. The smaller of Samsungs two new tablets, the 8-inch Tab S2 is a powerful little slate featuring a stunning AMOLED display and a fast octa-coreExynos processor in a very svelte, lightweight design. Samsung presented in Barcelona Galaxy Tab 2, under name Samsung Galaxy Tab 2 10.1 - new generation in Samsung tab family.Latest topics from the world of mobile phones. Samsung Galaxy Tab 2 10.1 review. Samsung Galaxy Tab 2 7.0 P3100 8GB: 60 facts and highlights.It can transfer files, music, photos via USB, no need to install additional software. Samsung Galaxy Tab 2 7.0 P3100 8GB. In the United States, the Samsung Galaxy Tab 2 10.1 comes in WiFi only with 16GB of built-in storage capacity expandable to 32GB via a microSD card slot.In case you are interested, check the complete review, enjoy! Specifications. Samsung Galaxy Tab 10.1. The smaller Tab S 8.4 follows its bigger brother Samsung Galaxy Tab S 10.5. Both tablets from the South Korean manufacturer are very similar in terms of configuration. A correspondingly smaller battery is installed in our review sample due to the smaller screen size and casing. While were all waiting around for the Galaxy Note 10.1 to arrive and blow us away with its S-Pen powers on a Photoshop-equipped tablet, Samsung has set a by Eric Ravenscraft in Galaxy Tab 2 7.0, Reviews.
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TAXI app company Hailo has raised $30m to help fund launches in New York, Tokyo and other cities this year.
The firm, founded by three London cab drivers in 2011, has clinched fresh funds from existing and new backers. One of the new investors is Sir Richard Branson, while Union Square Ventures is among its existing supporters.
Hailo said it has carried 2.5m passengers using its app.
Marion Dakers


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You know the time is right to take control, we gotta take offense against the status quo
Originally Posted by A. de Tocqueville
There wasn't even a ruling on if his actions were constitutional. There wasn't a ruling on "government" action.
He's saying that these people, in his opinion, didn't have grounds to sue. It's not the same as "every other ruling", and it doesn't say anything about whether or not the government had a right to do what it did. It should be obvious that it doesn't have to be "forced" by government to be violation of the establishment clause. When government starts supporting one religion over another, that's unconstitutional. This is a loophole this judge is using to not have to rule against prayer. It was a political move.In his opinion, Miller noted that attendance at the event is voluntary and ruled that the plaintiffs had not shown a particularized concrete injury.
They're appealing the ruling.
The right would squeal like a stuck pig if they were to hold a Muslim prayer rally, asking Allah to bless this nation. If that were the case, you'd hear Glenn Beck and ever other right wing pundit streaming "Church and State!!!"FFRF plans to appeal to the Fifth Circuit Court of Appeals or to reconfigure the case so that it may be heard again. FFRF maintains that coercion into a religious practice is not required in order to bring suit under the Establishment Clause.
Government endorsement of one religious view that excludes other religions and nonbelievers is enough, said Dan Barker, FFRF co-president.
Co-President Annie Laurie Gaylor attended the hearing in Houston and added, Nobody would have trouble seeing the injury if a governor aligned himself with a radical Muslim group and used his office to call all citizens to a daylong prayer to Allah rally. This event is no different.


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The purple RM2 note issued in February 1996 depicts the "Wawasan 2020" theme which reflects Malaysia's economic development and achievement. Modern telecommunication is selected as the motif for the RM2 denomination.
The obverse of the RM2 note retains the dominant intaglio portrait of the First Seri Paduka Baginda Yang di-Pertuan Agong and a distinctive anticopy square in the centre of the note. On the reverse, the predominant design emphasizes telecommunications represented by the Kuala Lumpur Tower and a satellite in orbit. The security features in the note include a rainbow security thread with RM2 text, a three-dimensional watermark portrait, a printed and embossed anticopy key square as well as coloured security fibres in the paper.


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My thoughts on the 2nd mini-album from magical girl idol group MAGiCAL PUNCHLiNE.
Monthly Archives January 2017
My thoughts on the latest single from evergreen idol group Negicco.
Everyone loves a good old fashioned subjective list of stuff someone else likes, right?
Arbitrary numbers and lists, rampant opinions, and pure biases. Yup, it's a year in review post!
My thoughts on the debut album from masked idol group Malcolm Mask McLaren.


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Menu Monday and Weekend Scenes
Good morning! We woke up to flurries and a little snow on the ground today, winter is on it's way!
We had a really nice weekend kicking off the Thanksgiving holiday. On Saturday, the big kids and I helped assemble 3,200 Thanksgiving meals organized by a local business that fundraises all year just for this!
On Sunday, Turkeys were added to each roasting pan package and delivered to homes throughout southeastern Massachusetts! We haven't participated in the delivery process yet, but we would like to help out with that in the future.Pane E Vino in Providence, Rhode Island.
Here's what's cooking this week...
Monday- Parent Conferences...Tenders, Tots and Green Beans for the kids
Tuesday- Spaghetti, Meatballs, Salad
Wednesday- Meatball Subs
Thursday- Thanksgiving Dinner
Friday- leftovers
Saturday- out
Sunday- TBD
How was your weekend? Are you hosting Thanksgiving or on the road?


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In an analysis of the 40th anniversary of the invention of the first mobile phone in many media forums on the internet technological innovations everywhere except prohibition that makes models that revolutionized the mobile phone market, also focused on the current battle between smartphones s. The majority of these mobile market dominated by Apple and Samsung. Powerful American company came in 2007 thanks to its model iPhone, while Samsung became the competitor "legitimate" with Samsung Galaxy S.
Other companies, like Google or traditional ones like Nokia and others are trying to take their place in the market, but without ever becoming serious competitors. Therefore attention is rightly focused on innovations that will bring to market Apple and Samsung.
South Korean company is expected to launch on April 14 Samsung Galaxy S4, the latest generation of phones Galaxy S3 successor who became a rival to Apple's iPhone. But Americans are not standing still. Media and technology forums in the U.S. and Britain have begun to talk about the iPhone 6.
Among many assumptions and rumors will be like new product "Apple" is one that is probably the most trusted. It is a touch screen mobile from both sides and able to perfectly imitate the 3D images.
There are rumors that Apple has registered the patent of this product in 2011 and is currently in the implementation stage of his works, to give the final touch to what many fans say mobile smartphone will close once and for all "fight "in this market and will establish the hegemony of Apple.


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The vehicle in your driveway is head and shoulders above the rest compared to all the other vehicles currently being driven today. While it's not hard to find replacement parts for Oldsmobile vehicles, these days the necessity for nothing but the absolute best are required to maintain your car or truck. Your Oldsmobile dealership isn't the only place to buy genuine or original equipment quality parts to repair your Jetstar 88. When your Oldsmobile Jetstar 88 left the factory, it was destined for a person with discerning taste who prioritizes a trusted name in their automobile.
In order to maintain a basic level of convenience, you have to be able to keep your chassis sheet metal from making contact with other body parts. The door weatherstrips on your Oldsmobile Jetstar 88 seal the gap between the door shells and the chassis unibody; keeping the environment outside your car separate from the passengers inside your car. Door weatherstrip seals are made from EPDM rubber material because of its flexibility and ability to withstand environmental rigors, and are an absolutely vital component to every vehicle on the road. Without Oldsmobile Jetstar 88 door seals, your vehicle will develop leaks, rust, and the whistling from the road will be unbearable at high speeds.
Buying new Oldsmobile parts from www.carpartsdiscount.com means you are paying the lowest prices for the highest quality original and aftermarket replacement Jetstar 88 parts on the internet. Given all the trouble that can be involved with fixing broken parts on your car or truck, let www.carpartsdiscount.com be the most authoritative website you go to make purchasing it easy. Buy all the car parts you will ever need from carpartsdiscount.com and realize incredible savings on all your upcoming repairs. All the Oldsmobile Jetstar 88 Door Weatherstrip Seal parts on this page will fit vehicles made in 1966, 1965, 1964. Choose your year below to refine your search.
Vehicle Install Locations: Front
Vehicle Install Locations: Front
Vehicle Install Locations: Rear


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VOP - Customer / Field Engineer Cannot Save the Tape Drive Log in VOP
Last updated on APRIL 02, 2018
Applies to:Sun StorageTek T10000 Tape Drive - Version All Versions to All Versions [Release All Releases]
Sun StorageTek Virtual Op Panel - Version 2.2 and later
Information in this document applies to any platform.
Customer or Field Engineer can not save the tape drive log in VOP first time.
New install.
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By definition, there is only ONE 'first ever!' This lovely young man has received the first ever House Point at West Meadows. Representing #TeamWalliams, he was tremendously helpful in the Assembly that launched our new reward system. So, as a result of his kindness, he received token number 1. Well done young man, a moment in West Meadows history to savour!
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Daniel's new favorite thing is telling jokes. It goes something like this:
Daniel: Mom! Mom! I gotta joke."
Me: What's your joke, Daniel?
Daniel: Why did the pickle climb the tree?
Me: I don't know
Daniel: Because he ate the BUTTER!!!
Then he laughs with his whole face and says, "That's a funny joke."
His other favorite joke is:
What did the penguin say to the pickle?
Don't eat the butter!!!!
After this one, he shakes his head. "Ewww! That's gwoss!!!"
May 29, 2008
Posted by Four Little Penguins at 2:34 PM
Labels: funny stories, journal entries
3 comments:
- onemoreequalsfour said...
Don't ya just love your kids' made up jokes! They leave you staring in wonder and them laughing hysterically!
- May 30, 2008 at 7:32 AM
- Troy said...
Loved this entry. This is Troy from He Said/She Said. I stopped over since you came out of the blurking closet and just wanted to leave a comment to say how entertaining your blog is. Keep writing! And thanks for reading He Said/She Said.
- June 2, 2008 at 5:40 AM
- Jodi said...
Knock knock.
Who's there?
Panther who?
Panther no panths, I goin' thwimmin'.
That was one of William's favorites. Still is, come to think of it!
- June 10, 2008 at 2:31 PM
Subscribe to: Post Comments (Atom)


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I was given this link. It is a link to get a free 1 year membership to the NRA. If you are not already a member, do it now.
Yes, it works. Several people on other forums have already done it. I am already a life member or I would have hit it myself.


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DetailsAramid/silicone hose. Wall size 4mm. Length 76mm
Max Temperature: 250°C (482°F)
SamcoXtreme: Although Samco standard race parts offer incredible performance at very high temperatures & pressures, there are some applications, particularly on turbo-charged engines, which go even further. Designed using engineering developments made with F1 customers, SamcoXtreme offers a range of Race Parts using Aramid fabrics to reinforce the silicone polymers enabling the hose to withstand temperatures of 250°C/482°F, whilst remaining lightweight & flexible. If you are pushing your engine to the extreme, you need SamcoXtreme.
Samco Sport: Samco Sport are the world leaders in Performance Silicone hose, offering the largest range of both Replacement Kits & Universal Race Parts & Accessories. Samco's Replacement Kit range covers everything from high performance to classic cars. The Universal Race Parts range consists of an array of shapes, sizes, specialist linings & accessories that are perfect for motorsport & custom installations.
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Revised power steering pipe for SC506 plenum (black) SC507No Tax, Each £24.34 Taxed, Each £29.21
Front brake pad fitting kit: Ford Sierra Cosworth 2wd PFK167No Tax, Each £14.59 Taxed, Each £17.51
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Attractive Costumes are increasing in recognition for a quantity for several reasons and 1 of these reasons is the fact that there are now lots of various themes of sexy costumes accessible. Not merely that, however the variations within the costume themes on their own offer elevated assortment. For example, if you need to dress being a sexy devil, you will find not just 1 or two sexy devil costumes obtainable on the internet or in bricks and mortar shops, but in case you look around, you will find hundreds!
Some yrs back, costumes, attractive or in any other case, were really sparse with one or two of a theme to choose from. That's no longer the case and, because the market develops, a growing number of costumes will be offered.
Costumes utilised to become exceptionally low-cost looking, some thing that might be thrown together in an hour or so in your own home by a poor machinist. These are nonetheless accessible if you would like them, but many people now value the interest to detail, and all round top quality that you simply can buy on-line these final few years.
So let's contemplate a couple of themes of sexy costumes in a little detail.
Pirate Costumes.
The recognition of pirate design costumes has grown possibly over some other theme. I'd suggest that that is at least in part because of the profitable film collection "Pirates with the Caribbean" staring Johnny Depp as Captain Jack Sparrow. Interestingly he claimed to have based his depiction of the pirate on Rolling Stones guitarist Keith Richards as well as maintained to steer the guitarist to just take a modest role in one of several later on films. It's been suggested that Mr Richards didn't want a lot assist along with his pirate outfit or his make up!
Pirates had been more often than not men in background, but that is not essential in terms of dressing up. Which are plenty of costumes for would-be lady pirates and what a terrific concept it can be to specific your self inside. Ladies can add all kinds of components here and turn a standard pirate costume idea into one thing entirely original. This could even be feasible to produce a style with no buying something but by piecing together content articles from various outfits the lady currently owns.
Sexy Nurse Costumes.
Generally a popular costume concept with all the men. Probably something maternal, or caring for that man's wants is concerned within the psychology but we needn't delve an excessive amount of into mycology right here. It is enough to say that the nurse concept is sexy, fun and well-known. Degrees of sexyness could differ, as with all costumes, but the costume concept is attractive by nature.
A far more exposing costume may possibly be more proper for property part perform fun or gently teasing and nursing a "man flu victim" to greater health. A a bit less revealing nurse costume may fit a girly celebration evening or charity fund raising occasion.
Attractive Cop Costumes and Outfits.
This is yet another theme the guys like. There may be some dominance/submissive psychology going on with this one but both way if a man is going to be arrested, he would favor a attractive woman cop to offer him a good frisking and slap the handcuffs on than another man taking absent his freedom any day in the week. "Are you gonna occur quietly sir?"
French Maid Costumes.
Variable inside the degree of cleavage the girl cares to show and the size in the skirt also, but the skirt will need to constantly be brief sufficient to display some hosiery. A romantic and enticing costume as may be the French status, but also naughty as this could suggest something which might technically be from attain. The maid is there to tidy the rooms not romance the inhabitants. Inside your home much less housework may possibly be achieved than was by no means meant nonetheless.
Halloween Costumes.
Not automatically sexy whatsoever but integrated right here simply because they are able to be, and that's far more clear these last couple of yrs. By nature, Halloween can be a frightening time of the 12 months when the witches along with the "undead" may possibly make an appearance but cutting-edge culture has increased the fun element in the occasion by producing it far more sexy than scary, in regard of costumes in any case. We have all types of sexy devils, vampires and witches obtainable to shop for today if we lookup about the net. A lot more so, maybe, than frightening equivalent costumes.
Ladies are recognized for complaining that their man will take an excessive amount of interest in sport activity rather than enough in her. Right here she can get double the attention as some sporty costumes are very attractive but are developed exceptionally correctly to the specific sports. Be it a soccer, soccer, baseball or common cheerleader costume which is chosen. But it's also a enjoyable costume thought for a girls' evening out and worthy of be aware right here will be the attractive cheerleader costumes that are always popular for birthday celebrations or pre-wedding hen nights.
If you can ponder an idea for a women Santa Costumes, there is almost certainly some thing already available that is similar. So use your creativeness, enter the words, which includes costume, right into a research motor and see what comes home! Also bare in mind you more often than not get that which you pay for with sexy costumes.


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Cinnamon Cream Cheese Streusel Coffee Cake
Or So She Says
that's YOURS?! I've seen it!! And it looks scrumptious!!! Hooray, how fun to find such a connection!!ReplyDelete
GOOD MORNING my dear!
Well, this looks like the perfect thing to make this weekend because we are going to have nice temperatures! Not really cold yet, but cool enough to warrant putting on the oven and getting a lovely aroma waft through the house.
GOOD NEWS! Two merchants in my area are interested in my stuff.
HAPPY DAY to you, Anita
STOP!!! I have to stop coming here I want to bake everything I see then I wouldnt' be able to sit on my computer chair! Looks soooooo good. Have you ever thought of opening up your own bakery shop!
Happy weekend to you Elizabeth:)
Oooooooh Elizabeth, Now you know I love baking and what a treat this is. I'm not surprised you had so many people visiting your blog for this recipe, it looks wonderful. Thank you so much for introducing me to a new cake recipe. Have a fabulous weekend. Best Wishes DaphneReplyDelete
Good heavens!! Comfort food is here and I can't wait to try this. The topping looks amazing!!
Great pictures and I'm trying to reach through my computer screen to have a bite!!
This comment has been removed by a blog administrator.ReplyDelete
After more than an hour of cooking, I pulled an overflowing, runny, and burning mess from my oven. My pan was larger than the 6" pan you said to you...a bit over 7". I had planned on serving this coffee cake to my family for breakfast. After wasting precious ingredients, I now don't even have enough eggs to cook to feed them.ReplyDelete
Lynn Ross, I am sorry that you had so much trouble ith this recipe and more importantly that you had to waste ingredients. In this post I noted that the recipe is for a 9 inch pan, and in the note section, I said that I used 1 6 inch pan and 2 3 inch Pans when I made this. I make this recipe frequently and have never had a problem. I am not a chef, I am a home cook like many that post recipes and images of their baked goods and savory dishes on their blog.Delete
Thank you for coming to visit Pine Cones and Acorns. Your comments are greatly appreciated. Although I try to come to visit every blog that comments sometimes I just do not get the chance, but I do try to comment here.


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Sunday Roses, 6 x 6 " oil on archival panel, ©2012, Fay Terry
Just as there is a birth stone for each month there is also a birth month flower. Roses are the flower for those born this month. These were in the sunlight so they were especially fun to paint. This variety which is my favorite bright pink, is called "hot fun".


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The plant on the right started branching earlier but the other did not until the main stem broke in a storm. Pollen from one is used on the other as the species do not self-pollinate.
The two flowers look different.
AND the seeds from them are also different!
With bare eyes the rounder seeds are matt black as a bunch while the more angular seeds are shiny.


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Bookshelf For School
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Aluminum Structural Framing
Save time and money building complex guarding, machine frames, workstations and so much more with the simple bolt-together construction of Bosch Rexroth extruded aluminum. This high-quality structural framing material is as durable as steel, but much easier to assemble, reconfigure, and reuse. With Bosch Rexroth aluminum structural framing, there's no welding, no painting and no waiting. It goes together fast and can easily be modified for reuse if your requirements change.
We carry all Bosch Rexroth accessories and hardware such as connectors, gussets, caps, door handles, fasteners and cover strips to manufacture your physical guards.
EcoSafe Systems
Bosch Rexroth offers the versatility of EcoSafe™, a wide range of machine and perimeter guarding options for creating physical enclosures, guards, and barriers to protect workers. EcoSafe™ panels assemble and install easily from standard components. Partitions can be constructed of wire mesh screens, protective panes or panels, and then mounted directly into T-slot profiles that have already been integrated into a system.
Safety Light Curtains
Omron STI provides safety light curtains to solve your optical guarding needs. From compact models designed for machine locations where space is tight, to larger, robust light curtains powerful enough to guard large perimeters, Omron STI offers you a choice.
• Multiple built in functionality
• Floating; Blanking; Muting
• Individual Beam indicators
• Short to long spans
Safety Laser Scanners
World's most: compact size (104.5 mm height), power efficient (5 W) and light weight (1.3 kg)
• Range: up to 3 m for safety zone and 10 m for warning zones
• 70 sets of safety zone and warning zone combinations
• Configuration memory block, no need to reprogram after sensor replacement, minimal down time
• Easy-to-use software tool simplifies creation of complex zone combinations
NE1A Safety Network Controllers and Monitoring Relays
Control reliability is mandated in U.S. standards for safety implemented circuits. These criteria can be met by using redundant safety-rated device outputs in conjunction with a safety relay. Safety relays range in function from stop motion detection to 2-hand palm button control, to dual channel input units with time-delayed outputs that provide conformity to ANSI B11.19, Section 5.1. All safety relays carry the CE mark and are UL and C-UL listed.
Safety Network Controllers
NE1A Safety Network Controller can be used 3-ways: as a stand-alone controller; as an expandable safety network with remote I/O blocks; or combined with an existing DeviceNet network to form a Safety + Control Network. Eliminate long runs of complicated wiring during installation. This system replaces wiring with a network between safety components distributed over many different locations. Programmable safety function blocks eliminate rewiring to make modifications. Safety I/O Terminals can be added to increase safety I/O capacity for distributed allocation through the network.
Safety Interlock Switches
Omron STI safety switches are designed to work together with hinged, sliding, or lift-off guards and barriers. When the guard is opened, the power supply to the machine is disconnected.
• Compact sizes.
• Several contact arrangements.
• Heavy-duty housing for demanding industrial applications.
• Optional E-stop provides emergency stopping at the extreme end of the installation.
• Safety lock mechanism prevents operating errors.
A4EG Enabling Grip Switches
Enabling Grip Switch with distinct feel for three easily discernible positions
• The difficult task of configuring safety circuits is now easily achieved by combining the A4EG with the G9SX-GS.
• In addition to the standard models, the lineup also includes models with an emergency stop switch and models with a momentary operation switch.
• An optional Holding Key (sold separately) provides a versatile method for selecting modes.
• Equipped with conduit connector.
Safety Contact Strips and Safety Bumpers
The safety edge or safety bumper are flexible strips which can be fixed to the edge of a moving part such as a machine table or powered door where there is a risk of a crushing or shearing hazard. If the moving part that includes the safety edge or bumper strikes operator (or vice versa) the flexible safety edge is depressed and will send a signal to the power source to stop.
Quick Disconnect Universal Safety Mats
Rugged Omron STI Universal Safety Mats guard machine operators against some of the potential hazards and dangers of the modern manufacturing environment. An Omron STI Universal Safety Mat system (UM series safety mat combined with an MC3, MC4, or MC6) offers a simple method for guarding personnel around hazardous machines. A safety mat system offers freedom, flexibility, and reduced operator fatigue when compared with traditional guarding methods. Full visibility of and access to the work area is maintained.
Compact Safety-Rated Limit Switches
Compact safety-rated limit switches are for determining the position of movable machine components or machine guards that can be moved laterally or rotated. The compact body allows these to be used in confined spaces to monitor the position or presence of moving parts, work pieces, or conveyed materials.
Safety Interlock Switches
Protects operators by not allowing a machine to start without having all switches in place closed and also powers off the machine if any switches are tripped.
Emergency Stop Pushbuttons
Command devices are of great importance for the man-machine interface in the area of industrial applications. For example, they are mounted in switch-boards, control panels, two-hand control panels, in lift manufacture and on materials-handling plants, including conveyors. Manual actuation of the devices starts operating sequences and functional processes or serves to bring these to an end.
Safety Light Curtains
Optoelectronic safety device are used as entry, danger point or danger zone guards. Safety light grids and light curtains can be integrated into the safety concept of the machine or plant even under tight space conditions by virtue of their very compact design. These safety devices are also often used on presses to guard danger points or zones. Depending on the particular resolution of the safety light grids and curtains, protection of persons, hands or even fingers can be provided.
Safety Mats and Edges
Actuated by physical contact, tactile safety monitoring devices stop the hazardous movement. The diversity of applications requires constructively different devices.
Enabling Devices
Consent switches are used to protect persons from potentially hazardous situations where machine guards need to be inactivated completely or in part in special operating modes.
Door-handle Actuator
The operator does not have to press a button on an external switching plate when the solenoid interlock at a safety guard needs to be unlocked. The switching function is now exactly where it is needed: On the safety door handle which is used to open the safety guard.
Switches are used to give signals to start machines and to open or close electrically driven doors, gates and barriers.
The pull-wire switches are manually operated by pulling.
Safety Monitoring Relays
Suitable for signal processing of potential-free outputs, e.g. emergency stop command devices, position switches and solenoid interlocks.
Programmable Safety Controllers
Safety controllers are connected between machine guarding devices such as keyed interlocks, non-contact
sensors, light curtains, etc. and the machine's stop control elements such as a motor contactor or control relay. These controllers contain redundant, self-checking monitoring circuits and positive-guided relays and/or solid state outputs. Each is designed to detect faults in the safety system's components and interconnection wiring, and their own internal monitoring circuits and output.
Safety Controllers
Safety controllers for supervision of entire safety system based on the dynamic safety circuit.
Stop Time Measurement and Machine Diagnostics
Stop time measurement should be performed to find out which safety arrangements can be used in a certain area around a machine, and where they should be located.
Safety Control Devices
Safety control devices are used to directly start and stop dangerous machine movements. ABB Jokab Safety offers several different types of control devices to meet different needs.
Safety Relays
Safety controllers for supervision of entire safety system based on the dynamic safety circuit.
Light Curtains, Beams, and Grids
Light curtains and light beams for optical protection in an opening or around a risk area.
Emergency Stops and Pilot Devices
Emergency stops and pilot devices for dynamic and static safety circuits.
Safety Sensors, Switches, and Locks
Dynamic non-contact sensors, safety switches, magnetic switches and locks.
Mats, Edges, and Bumpers
Jokab's range of contact edges and bumpers for protection against crush injuries. Safety mats are for personal protection within dangerous areas.
Permanent Electrical Safety Devices
Permanent Electrical Safety Devices (PESDs) are a family of electrical components hardwired to a source of voltages and installed into electrical systems. They enable workers to verify the voltage status of equipment without exposure to the hazard. PESDs reduce the likelihood of arc flash and shock hazard because they diminish voltage exposure, provide voltage labeling on all sources and allow for 24/7/365 visual and/or audible indication of voltage.
Safety Light Curtains
Safety light curtains protect personnel from injury and machines from damage by guarding points of operation, access, areas and perimeters. With self-checking circuitry, light curtains provide control reliability and high levels of fault tolerance.
Safety Laser Scanners
Safety laser scanners provide a laser safety solution for safeguarding mobile vehicles and stationary applications, such as the interior of robotic work cells that cannot be solved by other safeguarding solutions.
Safety Interlock Switches
Safety interlock switches respond when a mechanical guard opens. Interlock switches feature "positive opening" contacts for high reliability regardless of environmental conditions and withstand attempts to override the switch and defeat the system.
Dozens of configurations are available.
Safety Controllers and Modules
Industrial safety controllers and modules provide an interface between safety devices and the machines and processes those devices monitor for an easy-to-use safety control solution.
Emergency Stop and Stop Control
Emergency stop devices provide workers a means of stopping a device during an emergency by pushing a button or pulling a rope in order to prevent injury to personnel and material loss.
Machine Safety Accessories
A wide selection of cables and wiring products, brackets, corner mirrors and enclosures.
Machine Guarding
GSM's machine safety fence systems offer simple and solid design at an affordable price.
- Constructed of welded steel frames.
- Quick connect assembly system saves time and reduces labor.
- Optional tiltable angle fitting allows for adjustment from -90° to +90°.
Safety Valve Controls
The manual L-O-X® valve controls air flow simply by a push of its large red handle in or out. The valve is open when the handle is pulled outward and air then moves freely from inlet to outlet ports. A short inward push of the handle closes the inlet to the flow of air and connects the outlet port to the exhaust port immediately exhausting downstream compressed air.
Safety Valve Controls
Ross DM2 Series E Control Reliable valves are a double valve with dynamic monitoring and memory for air dump/release applications. These valves provide memory, monitoring and air flow control functions integrated into two identical valve elements for CAT 4 applications, except for the control of the clutch/brake mechanism on mechanical power presses. DM2 valves lockout if asynchronous movement of valve elements occurs during the actuation or de-actuation, resulting in a residual outlet pressure of less than 1% of supply.
Plugs and Receptacles
Meltric Decontactor Series products combine the safety and function of a switch with the convenience of a plug & receptacle. They are UL and CSA rated for 'motor circuit' and 'branch circuit' switching and are approved NEC 'line of sight' disconnects. Key features, including silver-nickel butt style contacts, enclosed arc chambers, dead front construction and high short circuit ratings, ensure user safety and eliminate the potential for exposure to arc flash or live parts, simplifying compliance with NFPA 70E.
Trim and Fit Rotating Shaft Guards
Type CFCG base mounted fluid coupling guards are made from powder coated steel/aluminum with stainless steel hardware. Available in sizes up to 40 in. diameter, they have axial cooling vents to provide external inspection, improve fluid coupling cooling, and extend oil, bearing, and seal life. After sizing, large guards are simply trimmed to length and adjusted to height.
Residual Pressure Release Valve
SMC's VP300/500/700 series solenoid valve, offers high flow capacity and reduced power consumption (1.55W standard, 0.55W with power saving circuit). The series may be used as either a selector valve, or a divider valve. It is vacuum applicable up to –101.2kPa. Series VP3145/3165/3185 is a large size, 3 port solenoid valve with a rubber seal. It is possible to use the series in vacuum applications or under low pressure. Safety standard ISO13849-1 for category 3 and 4.
Two-Hand Control
Pneumatic-electric relay series VR32 converts pneumatic signal to electric relay. Series VR3100 indicates the presence of pneumatic pressure. It is equivalent to the pilot lamp of an electrical system. Series VR3110 is an ultra-compact air indicator light to monitor the presence of air pressure. It is equivalent to the pilot lamp of an electrical system.
PNOZ Sigma Safety Relays
The safety relays PNOZsigma combine many years of experience with today's very latest safety technology: you can achieve maximum safety and cost-effectiveness with minimum effort. With particularly narrow housing widths and multifunctionality compressed into each unit, PNOZsigma provides maximum functionality in minimum width.
PSEN Magnetic Safety Sensor
Non-contact, magnetic safety switches are used to monitor the position of guards in accordance with EN 60947-5-3 and also for general position monitoring. PSENmag gives you a cost-optimized system comprising Pilz sensor and control system, including approval. The compact design of the PSENmag saves installation space. Connector and cable for all mounting and approach directions, plus an assured operating distance of 3 or 8/10 mm, enable flexible assembly and rapid, simple installation.
Two-Hand, No-Tie-Down Safety Circuit
Clippard's VA-023 circuit module is a self-contained modular circuit board with all interconnections required to provide a Two-Hand, No-Tie-Down (THNTD) pneumatic circuit. Use of the VA-023 will assure simple and rapid installation of your Two-Hand-No-Tie-Down circuit. The main function of this control is to require a machine operator to use both hands to actuate the equipment, helping to insure that the operator's hands are not in a position to be injured by the machine as it is in motion.
Safety Relays
Safety relays are intended to reliably monitor the signals from safety devices at all times and switch off quickly in an emergency. Eaton's ESR5 safety relays provide optimal safety and a high degree of reliability for plant machinery. The ESR5 enables applications to meet the highest safety ratings in accordance with EN954-1, EN ISO 13849-1 up to PL e, and IEC 62061 up to SILCL 3.
LS-Titan Safety Limit Switches
LS-Titan Safety Limit Switches offer economic insulated plastic or rugged metal enclosures designed for worldwide applications. Modular, plug-in operating heads and bodies make LS-Titan a flexible switching solution. These switches are suitable for use in safety applications designed to protect workers or processes.
LS-Titan Miniature DIN Limit Switches
The LS-Titan limit switch line is a complete offering of safety position switches designed for worldwide application. Economical insulated plastic or rugged metal enclosures and modular, plug-in operating heads and bodies make the LS-Titan series a flexible switching solution. A highlight of the LS-Titan switch line is the world's first electronic position switch (LSE models).
E49 Miniature DIN Limit Switches
Designed to meet international standards, these miniature limit switches are ideal for applications where space is restricted. Featuring a nonmetallic housing and NEMA 4, 4X, 6P and 13, these sensors are a good choice for corrosive environments.
Control Relays
The easySafety control relay monitors all commonly used safety devices and also takes over required control tasks for the machine. Packed with a host of conventional safety relays in the form of safety function blocks, easySafety not only features integrated safety functions but also standard functions, all in one device.
Arc-flash Safety Solutions
Learn more on how to protect against arc-flash with Eaton products in this Arc-Flash Safety Solutions Brochure