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Annie Harding – Frenchtastic & Spanishtastic
About Frenchtastic & Spanishtastic
At Spanishtastic & Frenchtastic, we are dedicated to teaching languages to young children from birth to 7 years in a fun and inspiring way. We use music and songs, games, story-telling and drama to bring the language to life and inspire our little learners. Our NEW baby programme has just launched around the country – a unique, musical and multi-sensory class with a flavour of French or Spanish for babies from birth to 18 months old.
Annie Harding is a Frenchtastic franchisee in Cardiff and tells us her business success story.
If Annie, if you could first of all introduce yourself
Hi, I'm Annie Harding, I live in Cardiff with my husband and 2 children, Millie aged 9 and Lola aged 5.
What is the Franchise Company you represent? Please could you tell us a little bit about their history.
I represent Frenchtastic & Spanishtastic. It was set up by Anna Neville in Sutton Coldfield four years ago. I was the first franchisee and I haven't looked back since! I run many classes myself, as well as having another lady working with me and yet another one joining soon.
How did you come to join Frenchtastic?
I was getting more and more unhappy with my marketing office job. Although I worked part time, I was made to feel this was very inconvenient and I did not feel valued. I had already looked into some other language franchise options but they never felt quite right. I came across an advert for Frenchtastic by accident and it was the perfect time to make the jump
Why did you feel that Franchising was the best option for you?
I wanted the freedom to be my own boss but work within a framework that was tried and tested. Frenchtastic offered me that perfect combination.
Did you have any previous experience of franchising or running a business?
I had no experience of franchising or running my own business, although I did have a background in marketing which comes in very useful
Tell me a bit more about what you do
I offer French, and coming soon Spanish, classes for children from birth to 7 years. I run classes for three age groups – birth to 18 months, 18 months to 4 years and 4 to 7 years. I run classes in local halls, schools, nurseries and in people's homes. Frenchtastic & Spanishtastic's approach is all about learning through fun so we use loads of songs, games, activities and stories to make the lessons really engaging and exciting for the kids.
What about support for you? Tell us what help you get as a franchisee
There is a very thorough training programme and then ongoing support. I know that the lesson plans have been thought through and tested out many times. The kit bag and music provided enable me to deliver great classes that really engage the kids in the language. If I have any questions, there is always someone on the end of the phone and we have an online forum where other franchisees can ask questions or share news and achievements.
What have been the best and worst things that have happened since you've been in business?
The best thing is being my own boss and seeing the children I teach speak French. I'm very proud to say that in my first year I was a finalist in Best Activity Leader in the International What's On For Juniors Awards 2014." I don't think there are any bad things really.
How do you fit in running your business with your family?
I only run classes during the day so that I am always there to pick up the children. I have 2 after school classes and I have an arrangement with another working mum at school. I can earn a great living, really enjoy what I do and still spend lots of time with my family!
What 3 words would you use to describe your 'business self'?
Determined, focussed, efficient
What advice would you give to anyone wanting to get into franchising?
Do it, find the right franchise for you and go for it. Obviously if you are interested in teaching French or Spanish to kids, then THIS is the right franchise!
If you could go back in time, would you change anything?
I wish I'd done it sooner.
How much is it to become a franchisee for your company and what do people have to do if they want to find out more?
At Frenchtastic & Spanishtastic, we have developed 3 flexible payment options, starting from just £500 for the single language programme, specifically designed to suit your own personal financial circumstances and the hours that you want to work.
Email email@example.com for the franchise brochure, call 07767 770687 for a chat or go to www.frenchtastic.co.uk or www.spanishtastic.co.uk for more information.
If you would like to be featured as a Success Story, please contact us.
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Dynamics partners predict impact of Microsoft sales re-org on clients, selves
News of a major re-organization of Microsoft's global sales organization, including a report of 3,000 layoffs is just one of the changes that Dynamics partners will be paying attention to at Inspire 2017 next week.
Reports from multiple media outlets have revealed plans for changes to Microsoft's commercial enterprise and SMB sales organizations, under the leadership of Judson Althoff and Jean-Philippe Courtois. These changes reportedly aim to boost performance and improve focus on Azure-related offerings, and Dynamics professionals we spoke with have noted a range of possible impacts on their work with clients.
Requires FREE Membership to ViewLogin
Deja Vu
Where have we seen huge changes being made right before (or during) a major conference? Could be great. Could have unintended consequences. Maybe both.
Its time
Time to start taking those phone calls from Epicor, SAP, and Infor salespeople. It's been fun learning, using, and mastering GP, but the H1B-dominated structure of Microsoft is unable to grasp how important it is for some customers to not have Microsoft shove them on their cloud.
I'm sorry, but Excel and Outlook (and its upgrades confined to just the cloud versions of them) are not good enough reasons to invest hundreds of thousands of dollars and man-hours into changing to another of your ERP system.
Jeff Frye
Systems Analyst

subset: commoncrawl


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General Liability Insurance FAQ (Quotes, Cost & Coverage)
Call to start your quote:
(800) 821-2436
Frequently Asked Questions About
General Liability Insurance FAQ
How much does commercial insurance cost?
Costs can vary widely based on industry and are also determined by zip code and often payroll and/or gross sales. Request a free quote to get an exact number.
What kind of business insurance do I need?
Most business owners need General Liability Insurance at the very least. If you have any non-owner employees, you will need workers compensation insurance too.
What is a Certificate of Insurance?
A Certificate of Insurance is proof of coverage. It lists the type and amount of liability coverage you have and other policy information when a third party requests it.
Is business insurance tax deductible?
Yes. you can deduct the cost of commercial insurance premiums. The IRS considers insurance a cost of doing business as long it benefits the business & serves a business purpose.
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General Liability Insurance FAQ
General Liability Insurance FAQ. Are you familiar with commercial general liability insurance and all the ways it can benefit your small business?
Read the general liability insurance FAQ for succinct answers to frequently asked questions about this type of insurance coverage and the protection it affords.
Carrying adequate general liability insurance FAQ to protect your business isn't an option – it's your responsibility, and a must if you want to make sure that you don't get put in a position where you have to pay money out of pocket to cover expenses associated with a loss.
The general liability insurance FAQ answers frequently asked questions about how GL helps protect businesses from legal risks, coverages, costs and more.
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Also referred to as commercial general liability insurance, it refers to insurance that only covers third party lawsuits i.e. any lawsuit that involves costs incurred to treat injuries sustained in a business property or to cover any property that may be damaged by a particular business. In this context, the cover only extends to third parties i.e. anyone who is not employed by the insured or business.
What Does General Liability Insurance Cover?
At the core, general liability insurance covers the finances required to investigate any claim brought about by a third party and any funds required to defend against any lawsuits should they be deemed legitimate. This includes witness fees, attorney fees, court costs, punitive damages and settlements. In certain instances, the cover may extend to a third party's immediate medical expenses and may also cover the expenses needed to repair or replace any of the party's property.
For example, if a fire in your office injures a non-staff member who happened to be visiting a colleague at that time. As the insured, you can claim the general liability policy to defend the business against costly litigation.
Are Professional Liability Insurance and General Liability Insurance Identical?
While it's true that both policies are geared towards safeguarding against third party suits, they do not share any other similarities. Effectively, you need both to safeguard your business. Professional liability insurance will shield advice providing employees from bearing the full costs of litigation from external parties as well as any punitive damages in the event the said suit is found to be valid. The policy, however, does not take any responsibility for damaged property or physical injuries hence the need for GL Insurance.
Is Cyber Liability Insurance A Part of General Liability Insurance?
General liability insurance is independent of the cyber insurance policy. Clients who require a liability cover for a data breach can have a clause added to their Professional liability coverage (Errors & Omissions policy) to meet this need.
Is Liquor Liability Insurance A Part of General Liability Insurance?
It's subjective. In some instances, a general liability policy might come paired with a limited liquor liability coverage that is enforceable provided there is no exchange of funds for the liquor. For example, lavishing staff with liquor at an office party makes any liquor liability claim valid. However, if a client wishes to open a winery or any establishment that will be involved in the sale of alcohol then a separate liquor liability cover is required.
Is Product Liability Coverage A Part of General Liability Insurance?
This too is subjective. While most GL coverage is inclusive of product liability coverage, the extent of the coverage varies depending on the product. Clients with an incorporated product liability coverage can protect their businesses from any claims of physical harm by their product or service. In such instances, the GL cover will cater for any resulting legal expenses.
Is Personal and Advertising Injury Coverage A Part of General Liability Insurance?
In general – yes. Although there are some exceptions, many GL policies do include lawsuits pertaining to advertising injuries such as those dealing with malicious prosecution, unlawful evictions, and copyright infringement e.t.c. Advertising injuries is one of the few non-physical categories that GL policies cover.
Is Contract Liability Coverage Included In General Liability Insurance?
Yes. Many commercial general liability policies provide a form of contract liability cover that can be claimed should any of your clients' customers file a dispute claiming a breach of agreed terms and now seek punitive damages as compensation.
Is General Liability Insurance Expensive?
General liability insurance coverage is different for each business and varies depending on unique factors associated with the insurer and the insured e.g. the size of the insured's company, the location of the business, the industry it operates in e.t.c. The most reliable way of finding cost effective coverage is by shopping for rates and doing a comparison.
General Liability Insurance FAQ
These are some of the most frequently asked questions about general liability insurance. We hope that this general liability insurance FAQ helped provide you with useful information.
Request a free General Liability Insurance quote in California, Delaware, Kentucky, New Jersey, New York Pennsylvania and Texas. Also see Commercial General Liability Insurance, Commercial Insurance Premium Financing, Directors and Officers Liability, Do I Need Insurance As A Subcontractor?, Does My Business Need Commercial Flood Insurance?, Fire Legal Liability Insurance, General Liability Class Codes For Commercial Insurance, General Liability Insurance Coverage, General Liability Insurance FAQ, How Does General Liability Insurance Work?, How Much Does General Liability Insurance Cost?, How Much Is Insurance For Contractors?, How Will Artificial Intelligence Change Commercial Insurance?, Liability Insurance, Premises Liability, Understanding Primary And Non-Contributory Liability Insurance, What Is A Waiver Of Subrogation?, What Is An Additional Insured Endorsement?, What Is Business Interruption Insurance?, What Is Excess And Surplus Lines Insurance?, What Is General Liability Insurance?
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We believe door pulls should match the scale of the door panel they're paired with, which is why we offer Inger in three distinct lengths. Go strictly for function with the 18" length, make a bold statement with our full-length 90" version, or strike the balance at 48".
Configure Inger vertical door handles single- or double-sided for both wood and glass panels. Inger is compatible with wood panels up to 3" thick and glass from 3/8" to 3/4" (10 to 19mm) thick. And we've thought it out all the way to installation. Our hardware includes protective rubber gaskets so your glass door panels won't be scratched.
Looking for a quote? Ready to buy? Click the big blue button at the top of this page. Our step-by-step product builder ensures you'll get the right configuration for your installation. And don't worry about making the wrong selection. We review every order to make sure our hardware works with your project. Need further assistance? Just give us a call: 800 356 8586. We're here to help.
This classic No. 4 directional finish is consistently our most popular. The hairline, linear graining is smooth to the touch but adds a sophisticated texture to the hardware. Brushed Stainless requires no ongoing maintenance, simply clean as needed with a lint free rag, wiping in the same direction as the grain.
This finish features a fine graining that isn't lost in its rich black color. The hairline, linear brush is smooth to the touch but adds a sophisticated texture to the hardware. We recommend periodically wiping Black Stainless with a small dab of petroleum jelly to enhance the depth and shine of the finish.
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A perfect companion to our Axel sliding barn door hardware, the Olav pull stands 1/4" proud of your door panel and provides a solid gripping surface.


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Dealer Overview on KBB.com
Fisher Chevrolet Buick GMC
Yuma,AZ 85365-4203
Fisher Chevrolet Buick GMC Inventory
53 Used Vehicles in Stock
Browse all used vehicles on this dealer's lot
1 CPO Vehicles in Stock
Browse all CPO vehicles on this dealer's lot
- Factory Authorized Service Center
- Body Shop
- Loaner Cars
- Parts & Accessories
- Children's Play Area
- Comfortable Waiting Area
- Spanish
Dealer Specials
Why You Should Buy A New Car From Us
**OIL CHANGES FOR LIFE** Purchase any vehicle from Fisher Chevrolet and receive lube/oil/filter changes as long as you own it...we'll even wash it for you **MAKE AN OFFER** We are Yuma's Largest Internet Dealer. We sell more because you pay less. Just ask your friends! **CALL FOR CURRENT REBATES** **VOTED YUMA'S BEST NEW CAR DEALER BY YUMA SUN**


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Water Damage & Roof Leak Insurance Claims in Lake Worth, FL
Sometimes a small leak can turn into a major headache and your insurance policy may or may not cover the leak depending on its source. The adjusters at The People's Choice are property damage experts with years of experience handling water damage issues regardless of the source.
Water damage can be caused by visible or hidden pipe breaks, pipe breaks below the slab, pipe bursts, shower pan leaks, broken pipes, backed up air conditioning lines, hot water heater line breaks, ice maker supply line breaks, overflowing shower, toilet or sink, among others. It can also result from roof leaks following severe storms.
These issues can lead to very costly damage to your property. When we inspect your property, we use sophisticated infrared technology to exactly determine the source of the leak, providing valuable claim evidence. Often we find damage your insurance company will miss.
Because the source of the water damage often determines whether or not your property is covered by your insurance, proper documentation is critical. In addition, repairing water damage successfully can be a monumental job. When water enters your property it can quickly destabilize the property's structural integrity and promote dangerous, toxic mold growth. Therefore, dry out is crucial to reduce its severity.
We work closely with professional, licensed water mitigation experts to restore your property quickly.
Common Sources of Water Problems:
- Roof Leaks
- Water Heater Leaks
- Air Conditioning Drain Line
- Sewer Backup
- Washing Machines
- Supply Lines - Kitchen & Baths
- Any accidental occurance: Example: water running for hours
- Dishwasher Leaks
- Broken Pikes
- Water Intrusion through exterior walls or windows
- Garbage Disposal
- Water Filtration Systems
- Toilet Leaks
We understand that speed is of the essence in cases of water damage and we're available for emergency calls 24-7. Our property damage professionals will inspect your property and review your insurance coverage so you know exactly what to expect when filing your claim. Let us make the repair process easier by assisting with every step of the recovery process!
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At the first sign of a water issue, shut off the water source; take photos immediately noting the time, date and visible damage to the structure and any belongings.
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Call The People's Choice Public Adjuster to ensure you get the settlement you deserve, not what the insurance company thinks you need 888-416-8227
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Academic Excellence
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Federal loan regulations, set by the Department of Education, require a school that chooses to provide a Preferred Lender List to borrowers to disclose their method of selecting the lenders included on their list of suggested lenders. This guide is to provide information to borrowers about the method DeSales University's Financial Aid Office used to create the 2016/2017 Preferred Lender List.
According to Section 682.212 of the Federal Register, published by the Department of Education, "A school may, at its option, make available a list of recommended or suggested lenders, in print or any other medium or form, for use by the school's students or their parents, provided such list--
Provides a comparison of selected lenders in relatively consistent terms, reducing confusion and assisting borrowers and their families in making the best-informed decisions. Provides an opportunity to help educate students and parents in regards to the student loan industry.
A Request for Information (RFI) was sent out to those lenders most often chosen by the Lehigh Valley Association of Independent Colleges (LVAIC) students with a list of questions regarding their products and services. The questions included the following topics:
Once all information had been gathered and considered, the financial aid office made a decision for the 2016/2017 academic year on particular criteria (which is listed below). Throughout the decision process, the financial aid office's goal was to select a list of reliable lenders who would be able to provide beneficial products and services to the DeSales University community.
Borrower Benefits -In considering benefits, it was important to evaluate the lenders who offer borrower benefits to students as well as the percentage of the actual borrowers who qualified for such benefits.
Borrower benefits that were evaluated included the following:
In evaluating lenders' quality of products and services, it was important to determine which lenders provide exceptional customer service to its borrowers as well as the school.
Quality of products and services criteria used to evaluate each lender was as follows:
With regulatory changes and market instability affecting lenders' decisions to remain in the student loan industry, it was important to select lenders who are reliable and will continue to service borrowers for future years.
Lender stability criteria used to review each lender included the following:
We'll guide you to make the best choices to fund your education at DeSales University. We can help make your college expenses affordable through a combination of grants, loans, student employment, and scholarship resources.
DeSales University
2755 Station Avenue • Center Valley, PA 18034
Copyright © 2018 DeSales University


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Hello Divas! Welcome back to style inspiration Tuesdays! It's the best time of the year to wear the most vibrant & beautiful colors and just have fun with your closet, style and fashion. The following steps are just a few of the best ways to enjoy your summer!
1. Colors- Colors – Colors! Always play around with very bright colors during this season. There's no good or bad way to wear them, just make it your own and have fun with it.
2. Mix solids & Multicolored prints – The best way I enjoy colors is to mix them with some solids. For example, you can pair a solid top with a multicolored bottom or Vice verse. This way, you don't look like a giant clown 🤡 walking around. lol.
3. Accessorize – Don't forget to accessorize to compliment your look based on the style you're wearing at any given time. Accessorizing (With Jewelry, hats, bags, shoes etc. ) is a fun way to make a bold statement and put a stamp on your personal style while bringing your whole look together.
4. Keep it Simple – When in doubt of what to wear and how to wear it, just keep it simple. Simplicity is the best policy anyday, anytime.


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tattoo gun
All craftspeople are only nearly as good because the equipment they use. It does not matter when they are carpenters or tattoo artists. Tattooing is an artwork and is also mainly dependent on the skills from the artist and also the equipment that he's using. The type of equipment will establish the quality of tattoo too.
Tattoo devices would be the most important device necessary inside the process of tattooing. Every single tattoo artist knows the significance of an excellent tattoo equipment and always needs good quality tattoo equipment for high quality perform. But mostly individuals are usually puzzled about which tattoo products provider may be the best and which tattoo equipment may be the best suitable a single for them.You'll find plenty of options obtainable out there should you be looking to amass a tattoo machine.Therefore if you happen to be wanting to discover which equipment would greatest match your specifications and in which you can discover them at affordable charges, a few of the guidelines underneath will help.
The one thing you've to understand before getting may be the kind of resources a superb tattoo equipment is fabricated from. They must be created from high-quality steel. This might preserve them from breaking in the course of tattooing. Tattoo guns are historically manufactured from conductive resources like iron, brass or copper. Look for tattoo guns made from these strong kinds of metallic to make sure you might be receiving one that may be a high quality.
One more issue you need to know about choosing a tattoo gun is exactly what particular need to have will you've, including shading, gentle shading, reliable coloring tribal black reliable function, lining. Similar to a painter that has several distinct brushes for different needs, so ought to a top specialist tattoo artist have diverse tattoo machines with various configurations for various reasons, real top artist know the worth of getting different real very good tattoo machines. Mistakes ought to be avoid, because it really is a long road on the leading and looking for brief cuts is just a squander of your respective time. What beginners do, specifically at the beginning when cash are a difficulty, when funds is short inside the pockets, they appear to get a Hybrid tattoo machine who'll do all of the positions, this can be a pitfall, since you'll unfastened your money as well as your time, and the quality of your respective operate will never boost by the very same token.
Simply because a liner device like a specific established up, such as hole, springs size and rigidity and pace that may be specially tuned to line. Because a shader being a particular set up, including hole, springs size and tension and speed that can be specially tuned to shade. And each device are distinct, however they give the impression of being alike they aren't, they've two various features, if you attempt to shade with a liner, you will likely hurt the skin because the equipment will likely be working to fast "doing burger", and hurt the machine due to the needles configuration currently being to large for the liner the device coils will overheat, and the contact screw will ended up out more quickly, you will finish up using an erotic operating machine.


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Times change. So does Structural Graphics.
Structural Graphics is the pioneer of the dimensional print marketing industry. It all started with a fascination of pop-up books and paper that led us to engineer a new medium for the world of advertising.
For over 40 years, we've helped market many of the most influential brands. We've done this by delivering attention-getting solutions that stop people in their tracks.
Related Content
Hand Assembly
After 40 years of continuous operation in Piedras Negras, Mexico, Structural Graphics wholly owned facilities provide secure, efficient and effecti…
Our Capabilities
We can do it! When it comes to marketing with print- there is no denying it, we're obsessed. There literally is no project we cannot take o…


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The weekend of May 20th was Wauna La-Mon'tay Lodge Order of the Arrow's first Ordeal of 2016. Our Troop elections had six Scouts elected to be "tapped out" during the Skyloo District Camporee. Myself and a Troop parent were able to transport five of the six Scouts. The latter had LaCross games all weekend.
I attended last year at Camp Cooper to go through the Ordeal and this year was to seal my membership in the Order of the Arrow for by Brotherhood. As luck would have it, several Adult Leaders I know were also going through with their Brotherhood. Rocky (pictured with me) was one of them. He and I have been showing up to Council events since 2011 since I walked him into Wood Badge. Very fun to see people all the time! My other friend was Ray and his son. Also several others that I kinda knew from afar, but we are all afflicted with being Scouters. So, it works out.
Obviously without giving much away about the OA Ceremonies and traditions, we all had a great time. There is a service project for both the Ordeal and Brotherhood. I was able to choose to work in the kitchen for the weekend. It was a lot of fun. Again, I met new people. One person was one of Skyloo's 2016 District Award of Merit recipient. Lots of fun to get to know these great people. You can always use another cook in the kitchen. It makes everything go easier. I also helped with other odd jobs within the Dining Hall of Camp Meriwether. There was a total of 23 Brotherhood members and about 107 Ordeal candidates for the whole weekend. If you figure about 6 hours on average, that is about 780 hours for all those going through. That does not include the current OA members, staff and Ceremony Teams from three Districts that help put on the whole weekend. According to the Lodge email after the fact, the Camp Meriwether Ranger was very happy with all the projects at Meriwether and Clark to help them open for Summer Camp season very soon. The projects included rebuilding tent platforms and building water stations in campsites. As well as moving a lot of wood.
Overall, this was a great weekend. I was able to peer into a program that I really know nothing about. The Order of the Arrow is a great unknown to me. I know what the Order of the Arrow is and what it does. But, that was just from looking in from the outside. Now, that I am in and by IN I mean Brotherhood, I can start getting a deeper understanding about why I am in the OA.
Granted, there is a whole set of new patches that I can start to buy and collect. But it goes a lot deeper than that. I have an obligation to my Troop, the Scouts within the Troop and to the Chapter and Lodge.
In that order. In an upcoming post, I will explain more about the OA Troop operations as it pertains to my Troop. I am excited for it all.


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The Startup Economy at The Hamilton Mill
Entrepreneurs are very important to Hamilton's economy. Our community has a very strong business incubator called The Hamilton Mill that helps startup companies find the resources they need to grow. In 2016, The Hamilton Mill launched the Pipeline H20 program which is focused on solving the world's most challenging water issues by identifying and supporting […]read more »


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One is dead following a workplace accident at the CEMEX Kosmos Cement Plant, located at 15301 Dixie Highway.
725 S. Floyd Street
Louisville, KY 40203
(502) 585-2201
(502) 561-4140EEO Report Closed Captioning
All content © Copyright 2000 - 2018 Raycom Media. All Rights Reserved. For more information on this site, please read our Privacy Policy, Terms of Service, and Ad Choices.


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Fanzine ArtKAD 3
Par Annonces dimanche, octobre 22 2006 7400 lectures
Un nouveau ArtKAD est sorti à l'occasion du deuxième festival Dijon//Saiten.
Couverture ArtAKD 3
dessin par Devil.
Je n'y ai 3 pages :
Pour + d'infos, voir sur le site.
Bienvenue sur mon blog, vous y trouverez des BD parfois bizarres, des dessins de monstres, fées, zombis entre autres...
Par Annonces dimanche, octobre 22 2006 7400 lectures
Un nouveau ArtKAD est sorti à l'occasion du deuxième festival Dijon//Saiten.
dessin par Devil.
Je n'y ai 3 pages :
Pour + d'infos, voir sur le site.

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The clean Zune browser is remarkably Wonderful, nevertheless not as very good as the iPod's. It operates well, nevertheless isn't really as prompt as Safari, and incorporates a clunkier interface. If by yourself at times application upon having the world wide web browser that is not an issue, nevertheless if you are building toward browse the net alot versus your PMP then the iPod's bigger exhibit and greater browser may perhaps be important.
Between me and my spouse we have owned extra MP3 players above the years than I can count, which include Sansas, iRivers, iPods (classic & touch), the Ibiza Rhapsody, and so forth. But, the closing pair many years I've resolved down in the direction of a person line of players. Why? Due to the fact I was joyful in the direction of uncover how well-designed and enjoyment toward seek the services of the underappreciated (and broadly mocked) Zunes are.
If you happen to be even now on the fence: get your favored earphones, brain down towards a Easiest Invest in and ask toward plug them into a Zune then an iPod and view which one particular appears better toward on your own, and which interface results in yourself smile even further. Then you will comprehend which is specifically for you.
Apple already incorporates Rhapsody as an application, which is a excellent get started, nevertheless it is at this time hampered via the incapacity towards shop domestically upon your iPod, and has a dismal 64kbps bit price tag. If this alterations, then it will rather negate this ease for the Zune, yet the Ten music per month will nevertheless be a massive additionally inside Zune Pass' desire.
Zune and iPod: Optimum people look at the Zune in the direction of the Touch, still just after looking at how thin and remarkably low and mild it is, I think about it to be a in its place one of a kind hybrid that combines qualities of both the Touch and the Nano. It truly is exceptionally colorful and gorgeous OLED display screen is a bit smaller than the contact screen, however the player alone feels rather a bit lesser and lighter. It weighs relating to 2/3 as a great deal, and is substantially more compact inside of width and height, although becoming merely a hair thicker.
Arms down, Apple's app retail outlet wins as a result of a mile. It's a substantial quantity of all sorts of programs vs a rather unsatisfied choice of a handful for Zune. Microsoft consists of Strategies, particularly inside of the realm of games, but I'm not indeed I would will need towards wager on the foreseeable future if this portion is important in direction of yourself. The iPod is a significantly superior alternative within that circumstance.
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Palms down, Apple's app store wins through a mile. It is really a massive decision of all kinds of programs vs a in its place unsatisfied choice of a handful for Zune. Microsoft is made up of packages, specifically within just the realm of game titles, nevertheless I am not positive I might require towards bet on the potential if this component is substantial to you. The iPod is a a great deal far better final decision within that scenario.
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Hands down, Apple's app retail outlet wins via a mile. It is really a huge choice of all styles of purposes vs a instead unsatisfied conclusion of a handful for Zune. Microsoft contains programs, especially in just the realm of games, still I'm not absolutely sure I might require toward wager upon the long term if this attribute is substantial in direction of by yourself. The iPod is a a lot better final decision within just that situation.
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Apple at this time is made up of Rhapsody as an application, which is a suitable get started, but it is at this time hampered by way of the incapability in the direction of retail outlet domestically on your iPod, and is made up of a dismal 64kbps little bit cost. If this changes, then it will fairly negate this usefulness for the Zune, yet the 10 new music for each thirty day period will still be a huge moreover within just Zune Pass' like.
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The Zune concentrates upon remaining a Portable Media Player. Not a web browser. Not a recreation machine. Perhaps within just the long term it's going to do even improved in just these areas, nonetheless for at this time it is really a remarkable course in the direction of organize and hear in the direction of your new music and movies, and is with no peer in just that regard. The iPod's strengths are its world wide web browsing and programs. If these good additional compelling, possibly it is your perfect decision.
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Yesterday Beth and I drove up from Houston to Bartlesville. On the way, we stopped in Tulsa to check out houses. We ended up looking at over 20 houses so we could try and get a feel for Tulsa and what we liked and didn't like. Out of the houses we saw, we really liked two. And those two are completely different. One is brand new, never been lived in out in a suburb of Tulsa. The other is older, in a more established neighborhood right in the middle of everything.
After looking at houses for what seemed like hours, we decided to go have dinner at The Brook. I had only been there once and it has been many years, but I was glad to see that the food and service were both great and we really enjoyed our meal.
After dinner, we drove to Bartlesville and ended up falling asleep almost immediately. Today we got up, had breakfast, and then went grocery shopping. That was quite an adventure. I had never seen a Wal-Mart more crowded than the one in Bartlesville. After grocery shopping, we went running and then it was time to get ready and take Beth to the airport.
Dropping Beth off at the airport wasn't much fun. Although I know I'm going to see her in a few days and we will get to spend the whole weekend together next weekend(I would otherwise be working in my old job), just being apart isn't much fun. I absolutely can't wait for the next few months to be over with and for Beth and I to be together in Tulsa.


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Olympic Park Energy Centre contractor wrecking Amazon rainforest
London's Olympic Park Energy Centre, flagship of its sustainability claims, is being built by a company described as "one of the worst and most violent companies in Brazil in terms of its social and environmental record". It will form part of a profitable portfolio of energy projects including massive dams in the Amazon rainforest that are being widely condemned for their ecological damage and social injustice.
Submitted by Charles Batsworth on Mon, 19/04/2010 - 14:26.
Article | 2012 Sustainability | Environment | Sustainability
A bit of a stink in the River Lea
On 25th of February 2010 the Hackney Gazette reported; "More than 500 people in the north-east of [London], ...including many from Hackney, [have complained]..that their water smells of faecal matter." A week earlier it reported that one resident said, "The water smells like faecal material. If you taste it you want to spit it out." Another complained of the water having, "an incredibly strong, acrid chemical, sour milk or sewage smell"..
Submitted by Martin Slavin on Sun, 28/02/2010 - 13:18.
Olympic Resistance on the Global Day of Action against Climate Change
From: Alex Hundert, Narrative Resistance
It was not out of place for us to protest the Olympics today, as one might potentially suggest, on the Global Day of Action against Climate Change. For one thing, the City of Kitchener was holding a pre-torch Olympic celebration yesterday on public property at City Hall. Second, because Olympic sponsor RBC and the country of Canada are using the Olympics as a greenwashing campaign, to cover up their true record on climate change and the environment.
Submitted by Martin Slavin on Mon, 14/12/2009 - 01:04.
Article | Environment | Protest | Sustainability | Vancouver 2010
Demonstrators Disrupt 2010 Olympic Torch Relay
2010 Olympic Torch Relay Starts Off Disgraced, Delayed, and Disrupted
Submitted by Martin Slavin on Mon, 02/11/2009 - 20:54.
Article | Video | Displacement | Human Rights | Protest | Sustainability | Vancouver 2010
PETA Urge Olympic Committee to Help End the Canadian Seal Slaughter
Submitted by Martin Slavin on Fri, 07/08/2009 - 10:48.
Rail Freight Group critical of 'High Carbon Olympics'
The Rail Freight Group is a company which lobbies on behalf of its members "to promote cost effective rail solutions for freight. Our members include customers, logistics providers, suppliers, terminal operators, ports and freight train operating companies." On May 22 2009 it published a paper 'A High Carbon Olympics at Stratford?'
Submitted by Martin Slavin on Fri, 26/06/2009 - 18:04.
Article | 2012 Construction | 2012 Sustainability | Sustainability | Transport
Cost overruns are endemic to mega-projects
Professor Bent Flyvbjerg took up his post as Chair of Major Programme Management at the Said Business School at Oxford University on April 1st 2009.
"In a landmark study, ....[he] analysed over 250 major transport infrastructure projects and found that 90% went over budget — and that the benefits averaged only half of those promised. This was so consistent that Flyvbjerg concluded it amounts to "strategic misrepresentation", and that the culprits are politicians and bureaucrats competing for scarce public resources or seeking to get a suspect project off the ground to make political capital."
Submitted by Martin Slavin on Sun, 26/04/2009 - 17:46.
Article | Displacement | Economics | Planning & Development | Politics | Protest | Regeneration | Sustainability
LDA's Destruction of Century Old Evicted Allotment Community
UPDATE ON MANOR GARDEN ALLOTMENTS FEATURED IN BBC2'S 'BUILDING THE OLYMPIC DREAM' SERIES. By Julie Sumner
After belated planning permission was finally acquired, £1.3M hurriedly spent on building temporary plots, the ravaged Manor Gardening Society (MGS) had earth under their feet again. Perhaps the hope that bursts through with the first broad bean shoots would begin to heal the wounds.
Submitted by Martin Slavin on Fri, 03/04/2009 - 21:34.
Article | Compulsory Purchase | Displacement | Human Rights | Manor Gardens Allotments | Protest | Sustainability
REAPing the Olympic park!
After writing about the new and reduced park I found myself involved in an email discussion about replacement funding. At the risk of repeating myself I thought part of it deserved a little airing. Below is part of an email from a Hackney Councillor, Christine Boyd, in response to a discussion about REAP funding which was meant to compensate local communities, notably at Hackney Wick, for loss of open space.
Submitted by Julian Cheyne on Fri, 05/12/2008 - 00:28.
Article | Environment | Funding | Hackney | Legacy | Sustainability
The Real Political Lessons From Vancouver's Leakgate Election
I'm getting more than a little tired of being told by the likes of his Highness Larry Campbell (or is it Sir Larry?) and, today, columnist Milo Cernetig in the Vancouver Sun's lead post-election story, just how awful the recent leaking of secret loan documents was and how the leakers should be hunted down and "hung out to dry." I'm not debating the legality of stealing government documents. What I do question is that they had to be stolen and leaked to the media just for the public to be aware of an important civic detail, like the fact I'm on the hook for $100 million loan to prop up private development that will have a very brief use as the Olympic Athletes' Village.
Submitted by Martin Slavin on Tue, 18/11/2008 - 22:04.
Article | Displacement | Finance | Sustainability | Vancouver 2010


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Facilitate and execute global sustainability projects in collaboration with multidisciplinary master's programmes and courses to foster new settings for students to develop their capabilities in real-life environments.
Initiate and mobilize funding for new multidisciplinary research and innovation projects in the field of frugal and sustainable innovations, inclusive businesses, renewable energy, water and sanitation, ICT and digitalisation, new media and design thinking.
Engage academic and societal stakeholders to enable multicultural co-creation and a global network of sustainability practitioners.
Latest projects
PBL East Africa
PBL East Africa is a joint initiative between University of Dar es Salaam, University of Nairobi, Makerere University and Aalto University. Taking place in 2017–2020, the project engages faculty, students and external partners in the four countries to work on sustainable innovation challenges in East Africa. As a whole, the project operates as a piloting platform for the universities to test, share and refine best practices in problem-based education – while also building regional and global networks in an effort to share knowledge and deepen innovation capabilities in East Africa and beyond.
CodeBus Africa
CodeBus Africa brings together African and Finnish innovators in tech and education to organise creative coding workshops for youth in ten African countries in February–May 2017. The project aims to inspire youth to discover and make use of technology in their lives, and empower especially girls to explore technology's possibilities for their future. The project partners include the Ministry for Foreign Affairs of Finland, mehackit, Nokia and multiple tech hubs and educational institutes in 10 African countries. CodeBus is part of Finland's 100th independence celebration and the official Finland 100 programme.
25 June 2018 | Partners
Aalto Global Impact moves to Otaniemi campusVäre is located in the heart of Aalto University's Otaniemi campus. Photo: Mikko Raskinen Aalto Global Impact team will move in Väre building in Otaniemi during this summer. Väre will open in September when Aalto University School of Arts, Design and Architecture starts operating in its new facilities. The growing campus will enhance collaboration within Aalto. "The Read more >
04 May 2018 | Education
5 tips for Aalto FestivalAalto Festival is an entire month full of collisions, experiments, calculations, disruptions and surprises by the many talents of the university. We gathered five tips for the festival with a global sustainable development focus – see these and many more in aaltofestival.fi IDBM Impact IDBM Impact event on May 4 is about innovative and socially-impactful Read more >
24 April 2018 | Education
New Aalto University Magazine: special issue on sustainable developmentThe new Aalto University Magazine is out now! The issue #22 examines solutions for sustainable development – read now online in English or Finnish. The search for food safety If you are interested in Aalto Global Impact's PBL East Africa project, start directly from page 44 to read what happened when our students and University Read more >
Teija Lehtonen
Aalto Global Impact's Director
Teija Lehtonen is a director at Aalto Global Impact. She is passionate about co-creation and building inclusive innovation ecosystems together with people in low-income communities. Her vision for Aalto Global Impact is to find new sustainable ways to create wealth and reduce poverty.
Riina Subra
Senior Manager
Riina Subra is responsible for building partnerships and scaling up best practices for international collaboration. She has specialized in management work with international organisations, designing projects, strategies and partnerships for UNESCO and the UNDP.
Roope Kiviranta
Roope Kiviranta is the designer for Aalto Global Impact. He has worked as a designer in various roles and projects related to Graphic Design and User Interface Design. He's a Bachelor of Applied Sciences, and holds an MA from Aalto University.
Outi Puukko
Communication Specialist
Outi Puukko is in charge of developing communication of Aalto Global Impact. Puukko is passionate about communication for societal change and has worked with strategic communication from NGOs to public sector.
Aalto Impact Ecosystem
Educational Programmes
International Design Business Management
International Design Business Management Master's programme comprises international and multidisciplinary courses accompanied by a six-month industry project in collaboration with organisations from all over the world.
Sustainable Global Technologies
Sustainable Global Technologies programme runs a set of cross-disciplinary courses that look at the diverse connections between sustainability and technology in developing context. Student projects highlight environmental, social and cultural
aspects of sustainable development.
Creative Sustainability
Creative Sustainability Master's programme focuses on ecological, social and economic sustainability challenges and solutions. It offers multidisciplinary courses and a real-life sustainability project with an enterprise, NGO or public sector.
Aalto-IITB DiDaCTiC Collaboration
Digital Design and Construction Technology in Coursework is a collaboration project between Aalto University and IIT Bombay. The project aims to initiate a long term educational collaboration between both universities, especially around topics of digitalization in construction and its potential role in improving the quality and performance of built environments across different parameters, e.g. affordability, sustainability, finish, comfort and air quality, etc.
Research and Innovation Projects
New Global
Integrates interdisciplinary research and new business development to co-create the sustainable business solutions of tomorrow.
Digital Opportunities
Creates an innovation ecosystem which develops digital services for citizens living in informal communities. We aim at designing and developing services for sustainable business in emerging markets.
Aalto WiT LAB
Aalto WiT (World in Transition) LAB is a network of researchers and projects focusing on resilient communities, human settlements, humanitarian architecture, environmental awareness, pre-disaster planning, reconstruction, sustainable technologies, community engagement and grass roots action.
Sustainability on Business Research provides knowledge about innovative business models and transition paths that enhance sustainable development, and co-creates solution proposals together with partners from different sectors of society.
AGrid Impact
A Grid Impact is the launchpad for startups who aim for big societal impact. We connect your vision to critical resources: co-creation space, community, and coaching.


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Another round of showers and thunderstorms will be bringing the chance for flooding across the center of the country through early Friday.
A low pressure system slowly moving out of the central Plains and into the Tennessee Valley will once again bring periods of showers and thunderstorms for the end of the week.
These storms have the potential to be heavy on Thursday across southern Iowa, northeastern Missouri and western Illinois. Some of these storms could produce torrential downpours, causing travel delays and flooding problems.
The corridor of heavier rain shifts to eastern Missouri and the central Mississippi River Valley into southern Illinois and Indiana for Thursday night. Again, these storms could be heavy enough to cause flooding problems throughout the night.
Thunderstorms could develop into slow-moving complexes, which will bring as much as 2 inches of rain in a matter of hours.
By Friday, the heaviest rain moves into Kentucky and the southern Appalachians and could cause locally heavy rainfall.
Although thunderstorms will spread from the northern Plains to Florida on Friday, these storms are not expected to be severe.


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The key to make any business a success is to look ahead always, improve continuously and satisfy the customers, offering them what they want before anyone give them that.
Americas Cardroom has followed the same path and it is offering many lucrative things to their customers to boost their business.
The Year 2016 was the record-breaking for Americas Cardroom; they hosted nine series of tournament and three Sundays of Million Dollar and covering the amount $1 million guarantee for all. In the year 2015 also they tried to do the same thing but failed at seventh attempt. Now, in 2017, they want to stretch their bar even more.
Americas Cardroom as brought a new event schedule for their player offering what they were looking for. The event schedule has already started for 9th of January. The new schedule provides bigger guarantees and added tournaments every day. The schedule goes this way:
- Daily Morning Schedule Boost (DMSB)
$40,000 is added to it that guarantees to the schedule of daily morning. This is fresh and the big move from Americas Cardroom that will benefit all the players, but the move has been taken keeping the players of Europe, Australia and Asia in the consideration. The player number is increasing in this region and company has to give more offers to the players of this zone. The players of this region were looking for some convenient start time, and the move will give them that.
- Manic Mondays
Americas Cardroom has added $100,000 in prize pool guarantees every Monday. The initiative will give reason to people to love Monday the start of the work week.
- Saturday Fun Doubled
The popular Six-Pack tournament on Saturday has now been upgraded to 12 pack Saturday, giving extra fun to players.
- Daily Tournaments Top 10
"Top 10 Tourneys" will give big award and guarantees to the finishers of top-10 giving prize pool's 10 percent.


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Tuesday, March 6, 2012
Dial 1 for Angel
Apparently you can call an angel on the cellphone now. This story about the human impersonation of an angel in Holland provides insight into how religious icons are created and then sustained. First, you need an iconography (image, preferably a statue). Second, you need a name and a site (angel, cathedral, etc). Third, you need a method of activation (in the Middle Ages, touch is the way; in the 21st century, you call on a cell phone). Fourth, you need a public (lonely people in need, in this case). Once you have all these elements, the religious icon becomes fully operative - and that's when the Catholic church moves in to make a few bucks.
Posted by Joyce Cheng at 9:37 AM No comments:
Labels: angel, cell phone, Religion
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14 Symptoms Of A Blocked Solar plexus Chakra
Internal (physical) Symptoms
- Indigestion
- Diabetes
- Ulcers
- Acid reflux
- Stomach/muscle problems
- Gall bladder
- Issues with spleen
External (Life Reality) Symptoms
- Low self-esteem/feeling powerless
- Repressed emotions
- Why me? (Victim mentality)
- Workaholic
- Overly competitive
- Fear of being 'left behind'
- "Control Freak"
Our solar plexus chakra is an energy distribution centre which is located above our belly button. It distributes energy to our physical body for all of our stomach area and also, to the confidence, personal power, humour and curiosity that we have in our external reality. When we become aware of what solar plexus chakra blockages could look like in our lives, we also have the power to change them!
Click here to flick through to the next chakra - The Heart Chakra
Help out a friend...


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NEW YORK, June 12, 2017 (GLOBE NEWSWIRE) — Greystone, a real estate lending, investment and advisory company, today announced it has provided a $68,100,000 CMBS loan for the refinance of Vineyards at Forest Edge in Dallas, TX. The loan was originated by Rob Meehan of Greystone, and the transaction closed on May 26.
The CMBS financing includes a 10-year fixed term at a low rate. The Vineyards at Forest Edge is a 1,218-unit multifamily property boasting 11 swimming pools, four hot tubs, four playgrounds, two outdoor soccer fields, 24-hour fitness center, club room, social center, and kids club. The largest multifamily property in Dallas, The Vineyards at Forest Edge was constructed in 1984 and maintains 95.2% occupancy. The existing owner acquired the property in 2015.
"CMBS execution for this refinance transaction was the most favorable option for this property, given the current market dynamics, and it remains a wonderful overall execution for the right scenario in a number of other markets," said Rob Russell, Head of CMBS Production at Greystone. "We are seeing the CMBS market pick up in the multifamily space overall, with more opportunities to execute this reasonably fast, fixed permanent financing."
About Greystone
Greystone is a real estate lending, investment and advisory company with an established reputation as a leader in multifamily and healthcare finance, having ranked as a top FHA and Fannie Mae lender in these sectors. Our range of services includes commercial lending across a variety of platforms such as Fannie Mae, Freddie Mac, CMBS, FHA, USDA, bridge and proprietary loan products. Loans are offered through Greystone Servicing Corporation, Inc., Greystone Funding Corporation and/or other Greystone affiliates. For more information, visit www.greyco.com.
CONTACT: PRESS CONTACT: Karen Marotta Greystone 212-896-9149 [email protected]


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Ordering process
It is Juice Queen's mission to make sure that healthy cold-pressed juice is accessible to everyone in the city of Bangkok. After all, these people need it the most! To make the process as seamless as possible, please follow the instructions below.
## For orders to Koh Samui, please call 061 412 0777 for placing an order or scheduling delivery directly ##
Ordering Time:
Please understand that cold-pressed juices need a long production process. Our juices are made fresh to order. They are not leftover from the day before. Hence, every order is advised to plan and place in advance at least 24 hours.
However, if you want to expedite your order, please contact us to see if it is available for that day. This is subject to an extra delivery charge.
|Order Time
|Payment Status
|Delivery Period
|Before 09:30am
|Paid before 09:30am
Same day, afternoon – evening
|09:30 am– 4:00 pm
|Paid before 4:00 pm
Next day delivery, morning – afternoon
|Expedite Order (Order before noon)
|Paid instantly
Same day delivery, evening
Extra charge to expedite an order*
Delivery Charges:
- Minimum order for a delivery is THB 500.
- Delivery charge is depending on your location (THB 60-300.) Please check with our representative when making an order.
- Your delivery charge will be FREE if you order more than THB 3,000 (only applied with qualified areas. Please check with our representative.)
- When delivery, please make sure there is someone to sign for the delivery receipt. Otherwise, we will take the order back (waiting time 5 minutes). You will need to reschedule with a new delivery charge. There will be no money refund for this case.
Delivery Time:
Please note that you may not specify the exact time for a delivery. We all understand the situation of Bangkok's traffic
We suggest for you to give us a preferred range of time and we will work hard to make sure you get your juices between the ranges. However, we understand you might have an urgency, please use our expedite service (with extra delivery charge) to secure your convenient delivery time slot.
Cancellation Policy:
Once a payment has been made, cancellation is not possible. This is due to the nature of the process. Once we received the payment; it is a confirmation for to us to start allocating the ingredients immediately. Please plan your order carefully.
Delivery is powered by Lalamove


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This Black Radiance True Complexion Creme Contour Palette follows up the bestselling and much raved about Black Radiance Contour Palette (powder). If you loved the latter, you will probably want to add this new creme contour palette to your collection … Read the rest
Tag: dark skin
Natasha Denona All Over Glow Face & Body Shimmer In Powder Review + Swatches (Dark)
The Natasha Denona brand recently launched at Sephora. This brand is probably most known for their infamous $239 eyeshadow palette. I don't know if I would pay that much for an eyeshadow palette but I was curious about … Read the rest
BH Cosmetics Illuminate By Ashley Tisdale Night Goddess Palette Review On Dark Skin
When I first heard about this collaboration between BH Cosmetics and actress Ashley Tisdale, I didn't really have any opinion on it good or bad. It seemed to be a bigger venture than any of the other collaborations BH Cosmetics … Read the rest
New black|Up Contour Powders Now Available At Sephora
Finding a contour powder for dark skin can be like trying to find a needle in a haystack but these new black|Up Contour Powders definitely add a bit more to what's currently available for those looking for a contour powder … Read the rest
Cover FX Custom Cover Drops In The Darkest Shade N120 Now Available At Sephora!
I jumped on the bandwagon of the Cover FX Custom Cover Drops only a few months ago and like many others before me, absolutely love it. Perfect for a "no-makeup makeup look." Anyway, I like to buy these higher priced … Read the rest
NYX Lingerie Liquid Lipsticks Review On Dark Skin + Swatches (Beauty Mark, Teddy, Exotic)
I was excited to try the NYX Lingerie Liquid Lipsticks mainly because certain colors (Teddy and Beauty Mark) looked like they would be a great nude lipsticks for those of us with dark skin. In addition to Beauty Mark and … Read the rest
UPDATE – Maybelline Fit Me Matte + Poreless Foundation Adds Darker Shades!
UPDATE* See actual swatches of one of the new shades – Mocha 360 below
I have wanted to try this Maybelline Fit Me Matte + Poreless Foundation for so long because it is raved about by many people including some … Read the rest
Estee Lauder Double Wear Stay-in-Place Makeup Review + Swatches (Rich Mahogany)
I have been wanting to try this foundation for a few years now as it seems to have great reviews and has a great shade range which includes a few dark shades with various undertones. I finally decided to get … Read the rest
Best Product Of The Month – L.A. Colors Professional Series Loose Powder (Dark + Medium)
I have tried many face powders from the very cheap to some expensive ones and while I liked a few and hated others, there was something that prevented me from fully getting on board with the ones I liked until … Read the rest
First Impressions: e.l.f. Illuminating Palette On Dark Skin
I just got this e.l.f. Illuminating Palette today and was eager to try it out and give my initial first impressions. As I've said before, the e.l.f. Baked Bronzer in Los Cabos is my go-to highlighter for my dark skin … Read the rest