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The Basics
What is a CNBBankDirect high yield savings account?
CNBBankDirect accounts are FDIC-insured online accounts. They offer CD-level rates, but without the long-term commitment. Link any non-CNB checking or savings account to a CNBBankDirect account and the money you electronically transfer will earn our competitive rate. When you need to withdraw the funds, simply transfer the money back to your other account.
Is CNBBankDirect related to Citizens National Bank?
CNBBankDirect.com is a division of Citizens National Bank, an OH based bank founded in 1920. To view FDIC Call reports go to https://www.fdic.gov/regulations/resources/call/index.html and search for Citizens National Bank of Bluffton. To learn more about Citizens National Bank, view our website at www.cnbohio.com.
How do I contact CNBBankDirect.com?
You may contact a Customer Care Center representative through a toll-free number. Simply call 1-877-777-9358 or click here to send a secure email.
Opening Your CNBBankDirect Account
How do I open a CNBBankDirect Account?
It's quick and easy to open your CNBBankDirect account. All you need is a personal checking or savings account. Choose Apply Now from the homepage, then follow the step-by-step process of completing your personal information, specifying if you'd like it to be a joint account and naming your beneficiary(s). CNBBankDirect accounts may only be opened online.
Do I have to change banks?
No. Your CNBBankDirect account can be linked to any non-CNB checking or savings account, giving you easy access to your funds through your existing financial institution.
What is a "linked" account?
When you open your account, you designate what checking or savings account you want it linked to. Once your account is opened you will create your Online Banking access and then designate up to five "linked" transfer accounts. Once you verify the accounts, you can transfer to and from your CNBBankDirect account.
Can I change my linked account once it is set up?
Yes. You may change your transfer account at any time through Online Banking. You will simply need to verify ownership of the account as you did with initial setup. This is either done through real-time verification by asking a series of out of wallet questions, or may be done through test transactions.
Must I maintain a minimum balance in my CNBBankDirect account?
We require $100 to open a CNBBankDirect account. After that, you may keep as little or as much as you like in the account, up to $1 million. However, any account with a balance of $0.00 for 60 consecutive calendar days will be closed.
How do I know when my CNBBankDirect account is set up?
You will receive a confirmation email the same business day that you open the account. You'll also receive an email on how to set up your Online Banking account along with how to set up your transfer accounts.
What type of identification will I need to apply for this account?
A driver's license or state identification card issued by the United States or local State Government is required to be provided when you apply. At this time we are not able to accept other forms of ID. Examples: Permanent Resident Card (Green Card) and Passport.
How CNBBankDirect Works
How do I log in to view my account?
Go to www.CNBBankDirect.com and click on the Online Banking login box in the top left. If it is your first time logging in you will click on "New User Sign Up", after that you will click on "Current User Login".
How do I access my money?
The "External Transfer" tab will allow you to transfer to and from your account. The first time you will have to verify your external account(s). After you have gone through the one-time verification process, you can begin transferring funds between your CNBBankDirect account and your checking or savings account.
How do I verify my funding accounts?
You have two options for verifying your funding account. If your bank is part of the Transfer Now network, you may choose real-time verification. With Real Time Verification, you will need to enter your user name and password used to log into the other bank's website. The other option is to perform test transactions on your account. To verify your debits you will need to view your linked checking or savings account's transaction history or call your bank for the debit amounts. Once you obtain the 2 amounts, log in to Online Banking using your Access ID and password. Click on "External Transfers" and click on "Manage Accounts". Once the trial deposits post to your external account; click on "Activate Now" to verify the deposits and activate the account. After you correctly verify the amounts you will have access to transfer your money.
How long does it take for transfers to and from my CNBBankDirect account?
Initial funds deposited to the account at opening will have a hold placed on them for 10 business days. After that, funds may be held for up to 3 business days before being able to transfer them.
Can I view transactions posted to my CNBBankDirect account?
To view your account 24/7, just log on to www.CNBBankDirect.com using your Access ID and Password.
How often do I receive a statement?
Statements are generated monthly and may be viewed anytime from within Online Banking.
How do I close my account?
Should you decide to close your CNBBankDirect account, simply login to Online Banking. Complete the Close Account Form . You will receive email notification once the account has been closed.
Security And Privacy
Are my deposits insured by the Federal Deposit Insurance Corporation (FDIC)?
Yes, the FDIC insures funds in your CNBBankDirect account through Citizens National Bank. You can learn more about the FDIC at their website, www.fdic.gov.
How do you keep my account secure?
Your account can only be accessed with your unique Access ID and Password. In addition, we employ device verification and if you're logging in from a different device or different location than usual you will be asked a challenge question.
What about information privacy?
Neither CNBBankDirect.com or Citizens National Bank will ever share your personal information with an outside party. For our complete privacy policy, click here.
How can I learn more about the parent company of CNBBankDirect, Citizens National Bank?
For more information on the performance of our institution, you may visit www.fdic.gov and review FDIC Certificate # 6531, The Citizens National Bank of Bluffton.


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Photographer based in Philadelphia, PA
I document and preserve the once-in-a lifetime moments as they unfold at your wedding and capture the natural beauty and emotion in order to tell the story of your wedding day. I strive to be unobtrusive and record real moments as they happen. I create a wonderful experience for you before, during and after. My goal is to meet and exceed your expectations. I don't follow trends, I create them.
I'm a husband, father, uncle, friend, artist, photographer, cook, speaker, musician, handyman, and teacher. I'm passionate about my family and my work. I love working with my hands and expressing myself through the creative freedom of photography. With more than 30 years of experience, I have photographed various celebrities and my photos have appeared in numerous modern luxury and bridal fashion magazines. From an early age, I was fascinated with taking pictures. This prompted my mother to buy me my very first real camera at the age of seven. I haven't put a camera down since. Aside from this moment, I may never have become a professional photographer if it weren't for other special events that occurred later in my life:
I was selected as the drummer boy in the movie TAPS. This role gave me the opportunity to meet and photograph some of Hollywood's most talented stars: George C. Scott, Tom Cruise, Timothy Hutton, Sean Penn, and Giancarlo Esposito. Award-winning cinematographer, Owen Roizman, A.S.C. showed interest in my candids during the many months of shooting the film. He complimented my "nice eye" and said that the photographs showed "great composition." Owen urged me to seriously consider pursuing photography as a profession. After the production of TAPS, I graduated from Cinnaminson High School and was offered a performing arts scholarship to study percussion; however, I fell in love with the thrill of capturing the artistic images from behind-the-scenes, so I refused the scholarship. Inspired by Roizman's comments, I decided to take a leap of faith and pursue photography.
I enrolled at Antonelli Institute of Art and Photography in Philadelphia. At eighteen years old, I photographed my first wedding at a Cinnaminson park for my girlfriend's sister. The pictures were actually in focus! In my learning years, I began as an assistant photographer shooting Acme food advertisements (making $3 per hour), shooting New Jersey Elementary and High School portraits, and freelancing with wedding studios to stay busy on the weekends. I graduated from Antonelli as one of the top students in my class with an Associate Degree in Specialized Technology and an ambition to form my identity as a photographer.
I discovered that my forte is "the wedding." This revelation motivated me to work as the exclusive photographer for Philadelphia Weddings along with a group of elite stylists and makeup artists who Kate Frey, the publisher at the time, assembled. My creative eye attributed to the highly successful magazine, which brought fashion and couture to the bridal market. The magazine was later purchased by Conde Nast (Brides Magazine).
Through this experience I developed many relationships in the industry, and not just in the Philadelphia area, but all over the nation. I researched and participated in many seminars to learn the trends of wedding photography, and from this, I was able to hone my own style. Wedding photography requires more than beautiful images; it requires images that portray the journey of the wedding day in a documentary, fashion-forward style. This unique style that I possessed was in demand. I broke the old school trends of wedding photography because I anticipated the moment and then captured it. When it came to the wedding formals, I applied my commercial and fashion background to create naturally posed photographs where everyone is comfortable.
After experiencing many years of success as a photographer, my wife was thumbing through Philadelphia Magazine and called me on the phone to tell me that I was awarded "Best of Philly: Best Wedding Photographer." Achieving this award was an amazing feeling and I viewed it as an achievement for the entire industry because, before me, the city never awarded a photographer an honorable recognition of this caliber.
Today, there are a lot more photographers than ever before, but it all comes down to personality, style and experience. I view all of my photoshoots as an opportunity to capture once-in-a-lifetime memories.
Copyright © 2018. Theft or duplication of this actively monitored content is strictly prohibited and aggressively pursued. Philadelphia Photographer Phil Kramer, 227 Quarry Street, Philadelphia, PA 19106 - 215-694-2253 - email@example.com - Privacy Policy - Terms of Use

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Friday, November 9, 2012
No Headboard
Right now we don't have a headboard to our bed and I go back and forth about purchasing one. When I come across photos like these it makes me want to do something different and unique instead. What do you think? Do you have a headboard?
Posted by Park Interiors at 4:00 AM
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RoydsPad available for preorder
The Try Electronics RoydsPad PS2 controller has finally appeared as a preorder on a few websites, and will hopefully be released in Japan sometime in the next few weeks. The Royds Pad features 2 cables that plug into the PlayStation2, one in the regular controller port, and the other (for the keyboard) in the USB port.
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Receive instant notification of new episodes: Register Now to receive notification of new episodes of The HDTV Podcast via email as soon as they are published.
Today's Show:
DIY Cabling, 4K TVs and Sci-Fi Movies
This episode covers a wide range of topics, from various DIY ways to hide cables in your home theater to why 4K is more important than 3D, but maybe not as important as TV manufacturers would hope. We close out with a discussion on Sci-Fi movies and the role Science Fiction has played in shaping home theater and consumer electronics. Ok, maybe not, but it sounded good.
Ara's Picks
Just for Fun: Ear/Eye Candy
Braden's Picks
Just for Fun
Posted by The HT Guys, October 11, 2012 10:02 PM
More from The HT Guys
More in Category: 4K (Ultra HD)
About The HT GuysThe HT Guys, Ara Derderian and Braden Russell, are Engineers who formerly worked for the Advanced Digital Systems Group (ADSG) of Sony Pictures Entertainment. ADSG was the R&D unit of the sound department producing products for movie theaters and movie studios.
Two of the products they worked on include the DCP-1000 and DADR-5000. The DCP is a digital cinema processor used in movie theaters around the world. The DADR-5000 is a disk-based audio dubber used on Hollywood sound stages.
ADSG was awarded a Technical Academy Award by the Academy of Motion Picture Arts and Sciences in 2000 for the development of the DADR-5000. Ara holds three patents for his development work in Digital Cinema and Digital Audio Recording.
Every week they put together a podcast about High Definition TV and Home Theater. Each episode brings news from the A/V world, helpful product reviews and insights and help in demystifying and simplifying HDTV and home theater.
Other Recent Discussion


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Un-sowing the seeds of love: Fearne Cotton & Steve Jones split
After 3 months of heavy petting, Fearne Cotton and Steve Jones have split. The "thread" broke because spunk-presenter Jones, who has been linked to a "string" of beauties couldn't give a "darn" about being tied down by "Cotton." Oh God.
"Steve isn't ready to settle down and commit to just one lady, while Fearne had only recently come out of a long-term relationship when they met, and didn't want to rush into anything serious either" a source told The Mirror. "Neither party has any regrets, as it was great while it lasted. They had a lot of fun but if Fearne is going to be with someone there has got to be more to it than this."
A stitch in time saves nine....


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Jenna Riegel
Jenna Riegel, a native of Fairfield, Iowa, has been a New York-based dancer, performer and teacher since 2007. Jenna holds an M.F.A. in Dance Performance from the University of Iowa and a B.A. in Theatre Arts from Maharishi University of Management. Since moving to New York City, Jenna has had the honor of performing with Daara Dance (choreographer Michel Kouakou), Carolyn Dorfman Dance Company, Tania Isaac Dance and johannes weiland. Jenna also toured and performed nationally and internationally as a company member of David Dorfman Dance, Alexandra Beller/ Dances and Bill Young/ Colleen Thomas & Company. Most recently, she has joined Bill T. Jones/Arnie Zane Dance Company. Jenna has performed in New York City venues such as Danspace at Dance Theater Workshop, Joyce SoHo, Dance New Amsterdam, Movement Research, Henry Street Settlement/Abrons Arts Center, Symphony Space and The Duo Theater. Jenna has taught Master Classes in Modern Technique in New York at Dance New Amsterdam, The Joffrey Ballet School and 100 Grand Dance. In addition, she has taught classes at Connecticut College, University of Maryland, Barnard College, University of Nebraska- Lincoln and the University of Iowa and at festivals around the world such as the New York University's Tisch Summer Dance Festival, the Open Look Festival in St. Petersburg, Russia, the Annual Dance Conference and Performance Festival in Bytom, Poland and the Dance Isadora Festival in Krasnoyarsk, Siberia. Jenna is also a certified Stott Pilates instructor and has been teaching Pilates for over 9 years.


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A property joint venture is more than just a business arrangement. It is a relationship that should be built to be sustainable over the long-term. Making JV deals work requires honesty and open communication. Today we look at the five crucial elements that underpin every successful joint venture partnership.
1. Be Honest
2. Have A Clear Plan Of Action
3. Goals That Align
4. Complimentary Skill-Sets
5. Good Communication
6. Conclusion
7. Join Our FREE Property Training Today
8. Any Questions?
1. Be Honest
The first thing that your joint venture partner will expect from you is honesty. A property joint venture is about more than just money or property deals. It is about forging an ongoing relationship.
Firstly, you must be honest about yourself – your experience, your skills, your situation.
For instance, let's say you want to be a property sourcer. So, you want to make a living finding property deals for your clients.
The worst thing you can do, starting out, is to talk yourself up to the extent that you lying about your past.
If you have never done anything in the property industry before then you need to say so. You must be honest.
If you have not got any experience, don't worry. Some investors will be fine with the fact that you are just starting out. What they will not be fine with, is if you are dishonest and describe to them a wealth of experience that you do not have.
A Lack Of Experience Is Often Not A Problem
Some investors will be fine, working with someone who is not experienced, because they are looking for other qualities.
For example, they might be looking for tenacity over experience and maybe you are a tenacious person, someone with a clear idea as to what exactly, you want to achieve.
Maybe you are hardworking and willing to do plenty of viewings, put in plenty of offers, put plenty of deals in front of them.
If that is what an investor wants out of a partner, then even without a wealth of experience, you could be the right person for the job.
Leveraging Your Contacts
Another thing you could bring to the joint venture partnership is contacts. Even without experience if you have contacts that your JV partner does not have then you could be bringing a great deal of value to the relationship.
So, if you know some good estate agents, a great refurbishment team, a mortgage broker, then your potential client might value this over and above the fact that that you haven't been responsible for fifty-plus developments in the past.
Most Importantly, Tell The Truth
If you want your JV deal to work then you must be honest. Not only is this about trust (and if you lie and are found out, that trust will be gone) but it is also about finding the right partner.
When you go into a joint a venture the two of you must be a perfect fit. If one of you has been dishonest at the start then there will be no way of telling if the fit is going to be right.
2. Have A Clear Plan Of Action
The Joint Venture Agreement
With JV Deals, it is essential to have a clear plan of action in mind.
This is where a joint venture agreement really comes into its own. An agreement should outline exactly what you and your partner want to achieve through your professional relationship.
It is by working on the joint venture agreement that you are really going to find out for sure that you are a good fit together.
See Also:
Joint Ventures With Property Investments UK
For example, the joint ventures we do at Property Investments UK tend to be flip projects. In other words, our preferred strategy is to buy a property, refurbish it and finally, sell it on.
With this in mind, it wouldn't work for us if, during the initial consultation stages, a client told us that they hoped a joint venture with us would help them grow their portfolio.
This would mean that the goals of ourselves and our client would not be aligned. We would be looking to sell the property and our client would be looking to keep it.
When you find yourself in this situation, where you both want different things from a deal, then you should both think long and hard about whether a JV deal between yourselves is the right thing for you both to be doing.
Having A Plan That Works For Both Parties
It is important to have a very clear idea as to what you want to achieve by doing a JV deal but, it is just as important to know what your potential partner wants to achieve as well.
To make sure you understand each other you will need to sit down and set some goals. You should also set these goals down on paper in the form of an agreement. Writing them down will not only help you to set the terms of your relationship but will also help you think more logically about whether or not your aims and ambitions are properly aligned.
3. Goals That Align
It isn't just that your goals and those of your prospective client should broadly align, it's that they should align when it comes to the specifics of the deal as well.
For example, if you want to go for a high-end refurbishment but your JV partner wants to go for something less expensive, then there is a mismatch. This is the kind of detail that you need to go into at the beginning and not something that you want to discover when you are deep into the project.
So, you want to make sure that you are both aligned with regards to goals, ambitions, aims and ideas about where you want the project to go. But, that is not all. You need to also make sure you aligned on other things such as morals and ethics. Combined, these are the elements that make for a strong, successful joint venture partnership.
4. Complimentary Skill-Sets
What you want from a joint venture partnership is for the whole to be greater than the sum of its parts. One and one shouldn't equal two, it should equal three or more.
In order to make this happen, you need to both be bringing different things to the table.
For example, maybe one of you is very good at finding deals and the other is good at selling. Maybe one of you is good at finding tenants whereas the other either has funds or access to finance to make the project possible.
What is important is that skill-sets of both partners mix and merge to create something valuable. If you are both offering the same thing then the joint venture probably won't work very well.
What Happens When JV Partners Are Too Alike?
When two people, working with each other in a property joint venture, are too similar in terms of their skills, then sometimes, conflict can arise.
What happens in this kind of situation is that tasks become difficult to divide efficiently. Without efficiently being able to divide the tasks, progress can be slow and it can be frustrating.
In truth, this is because when both people are capable of doing a job, more often than not the job will fall to the more proactive worker. And, with one person doing more than the other, less is going to get done.
5. Good Communication
Good communication is key to any project and property joint ventures are no different. It is also connected to the principle of honesty that we discussed above in point one.
You might find yourself in a situation where everything is going great, everyone is happy and making a lot of money. Then, suddenly, something changes; something that threatens to jeopardise the project.
If you are the person that has noticed this change, you must tell your partner right away. Too many people sit on the bad news for too long, keeping it to themselves.
This is the wrong approach. You should be honest and be quick with how you communicate. The lines of communication need to always be open.
In a property joint venture, you need to be able to work out the best way forward together, as a partnership.
When People Don't Communicate, Minor Problems Become Big Issues
We had something crop up recently with a joint venture partner that involved nothing more serious than a broken fence. But, if it hadn't been for good communication, the issue could have become more serious.
So, we had finished our refurbishments on the property and it was about to go on sale when we noticed the broken fence.
This is the kind of thing that is easily missed and is also the kind of thing that can stand in the way of a quick sale.
It wasn't a big issue but it was unsightly and it needed fixing. It was a simple job but exactly the kind of issue that, were it not for the various parties being open with each other, can go unnoticed.
It is things like this that show how important it is to keep lines of communication open.
So to round things up, these are five things you need to do to make sure you property joint ventures run a lot more smoothly.
Honesty, complementary skills (so you are not treading on each other's feet, communication, a clear plan of action and having aligned goals.
Sign Up For Our FREE Property Training Today
Sign up for our free online property training course today.
In there we cover a range of different property strategies to help you get started on building a long-term property portfolio or creating a cash flowing property business.
We also look at ways to increase your return on investment with any of the properties you may be considering and we also have a couple of cheat sheets and downloadable documents.
Just click the image below to join our free training course today.
WATCH: Investing In Property For Beginners
We have also put together a FREE 1.5 hr webinar on how to get started in property and find deals right now on your doorstep which you can watch here.
Or, if you prefer to read rather than watch you can access the full transcript here
Any Questions?
If you have any questions or thoughts about property joint ventures then leave them in the comments section below.
Alternatively, you can get in touch via our Facebook page.
We'd love to hear from you and as always we're happy to help.


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"These steps confirm that Vattenfall's change of strategy towards more renewable energy generation is the right way to go," says Andreas Regnell, Head of Strategic Development at Vattenfall.
China and the USA are the world's largest emitters of greenhouse gases, and the plan presented by President Obama aims for the USA to reduce its emissions by a third: 32 per cent by 2030, based on 2005 figures. American power plants account for approximately 40 per cent of the country's total carbon dioxide emissions, and the reduction is to be achieved by a series of new laws and regulations.
At the climate conference in Copenhagen in 2009, neither the USA nor China were prepared to accept the climate targets which were set. However, a move is now starting away from oil, coal and natural gas, according to Obama, whose climate change plan is designed to lead to a fossil-free US welfare economy in the future.
Two viewpoints
There are basically two prevailing and legitimate viewpoints regarding the world's energy situation, according to Regnell.
"The world has invested a lot of money and resources in an infrastructure of coal, gas and oil for an energy generation system which works – and creates a lot of jobs. The world is largely unanimous that we must reduce the use of fossil fuels, but the speed of change must be carefully considered, so as to safeguard the global economy. A renewable system will cost a lot of money and lead to higher electricity prices.
"We don't want to move forward more quickly than the rest of the world, as we would then lose our competitive power - To go too fast will harm the economy, and won't save the world."
He summarises the other viewpoint as follows:
"We know that we must convert to a renewable system as quickly as possible, and we are already behind schedule. The long-term economic consequences of failing to reach the climate targets are enormous. The transition implies great opportunities for technological development, and will create new jobs. To lead these developments will create competitive power and greater prosperity."
Applying pressure
"As I see it, the weight of opinion is now beginning to tip from the first viewpoint to the second, in a global perspective."
Europe has taken significantly more steps towards renewable energy than both China and the USA, but the fact that the world's two economic superpowers have now committed themselves to following this direction is putting pressure on the rest of the world, Regnell believes. He expects a quite different dialogue at the climate meeting in Paris in December than the one prevailing in Copenhagen six years ago.
"At that time, it was the cost of an energy transition that created an obstacle. Obama is now saying he is convinced that renewable energy will be able to deliver good development, prosperity and growth, and offers a way of achieving the climate targets."
How will this affect Vattenfall?
"Only in that we should continue on the path towards renewables that we are already taking – and if anything speed things up a bit."


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Search IPR
Recent Issues
Illinois Pesticide Review
May 2006
In This Issue
Maintaining Personal Protective Equipment
At this time of year, when pesticides are commonly being used, it is important to take the time to properly clean and maintain Personal Protective Equipment (PPE). The following is taken, with little revision, from the new national Pesticide Applicator Core Manual. When you finish an activity in which you are handling pesticides or are exposed to them, remove your personal protective equipment right away. Start by washing the outside of your gloves with detergent and water before removing the rest of your PPE. Wash the outside of other chemical-resistant items before you remove your gloves. This practice helps you avoid contacting the contaminated part of the items while you are removing them, thus keeping the inside surface from becoming contaminated. If any other clothes have pesticides on them, change them also. Determine whether contaminated items should be disposed of or cleaned for reuse.
Disposable PPE items are not designed to be cleaned and reused. Discard them when they become contaminated with pesticides. Place disposable PPE in a separate plastic bag or container prior to disposal.
Chemical-resistant gloves, footwear, and aprons labeled as disposable are designed to be worn only once and then thrown away. These items often are made of thin vinyl, latex, or polyethylene. These inexpensive disposables may be a good choice for brief pesticide-handling activities that require dexterity, as long as the activity does not tear the thin plastic. For example, you might use disposable gloves, shoe covers, and an apron while pouring pesticide into a hopper or tank, cleaning or adjusting a nozzle, or making minor equipment adjustments.
Nonwoven (including coated nonwoven) coveralls and hoods, such as Tyvek™, usually are designed to be disposed of after use. Most are intended to be worn for only one workday. The instructions with some coated nonwoven suits and hoods permit the user to wear them more than once if each use period is short and not much pesticide gets on them. Pay close attention when reusing these items, and be ready to change them whenever there are signs pesticides could be getting through the material or the inside surface is contaminated.
Dust/mist masks, prefilters, canisters, filtering and vapor-removing cartridges, and a few cartridge respirators are disposables. They cannot be cleaned. Be sure to replace these disposable items often.
Some PPE items, such as rubber and plastic suits, gloves, boots, aprons, capes, and headgear, are designed to be cleaned and reused several times. However, do not make the mistake of continuing to use these items when they no longer offer adequate protection. Wash the reusable items thoroughly between uses, and inspect them for signs of wear or abrasion. Never wash contaminated gloves, boots, respirators, or other PPE in streams, ponds, or other bodies of water. Check for rips and leaks by using the rinse water to form a "balloon" (that is, filling the PPE item with water) and/or by holding the items up to the light. Even tiny holes or thin places can allow large quantities of pesticide to penetrate the material and reach your skin. Discard any PPE item that shows sign of wear.
Even if you do not see any signs of wear, replace reusable chemical-resistant items regularly–the ability of a chemical-resistant material to resist the pesticide decreases each time an item is worn. A good rule is to throw out gloves that have been worn for about 5 to 7 workdays. Extra-heavy-duty gloves, such as those made of butyl or nitrite rubber, may last as long as 10 to 14 days. Glove replacement is a high priority because adequate hand protection greatly reduces the pesticide handler's chance for exposure. The cost of frequently replacing your gloves is a wise investment. Footwear, aprons, headgear, and protective suits may last longer than gloves because they generally receive less exposure to the pesticides and less abrasion from rough surfaces. Replace them regularly and at any sign of wear. Most protective eyewear and respirator bodies, face-pieces, and helmets are designed to be cleaned and reused. These items can last many years if they are of good quality and are maintained correctly.
Launder fabric coveralls and work clothing after each day's use. Do not attempt to launder clothing made of cotton, polyester, cotton blends, denim, and canvas if these items are drenched or saturated with concentrated pesticides labeled with the signal word DANGER-POISON, DANGER, or WARNING. Always discard any such contaminated clothing or footwear at a household hazardous waste collection site.
Be sure to clean all reusable PPE items between uses, even if they were worn for only a brief period of exposure. Pesticide residues that remain on PPE are likely to penetrate the material. If you wear that PPE again, pesticide may already be on the inside of the material next to your skin. Also, PPE worn several times between launderings may build up pesticide residues. The residues can reach a level that can harm you, even if you are handling pesticides that are not highly toxic. After cleaning reusable items, place them in a plastic bag or clothing hamper away from your personal clothes and away from the family laundry.
Washing PPE
Always wash pesticide-contaminated items separately from the family laundry. Otherwise, pesticide residues may be transferred to the other laundry and may harm you or your family. Be sure that the people who clean and maintain your PPE and other work clothes know they can be harmed by touching these pesticide-contaminated items. Instruct them to wear gloves and an apron and work in a well-ventilated area, if possible, and avoid inhaling steam from the washer or dryer.
Follow the manufacturer's instructions for cleaning chemical-resistant items. If the manufacturer instructs you to clean the item but gives no detailed instructions, follow the "Procedure for Washing Contaminated PPE" detailed below. Some chemical-resistant items that are not flat, such as gloves, footwear, and coveralls, must be washed twice–once to clean the outside of the item and a second time after turning the item inside out. Some chemical-resistant items, such as heavy-duty boots and rigid hats or helmets, can be washed by hand using hot water and a heavy-duty liquid detergent.
Use the following procedure for washing non-chemical-resistant items such as cotton, cotton/polyester, denim, canvas; other absorbent materials; and most chemical-resistant items.
Procedure for Washing Contaminated PPE
- Wash only a few items at a time so there is plenty of agitation and water for dilution.
- Wash in a washing machine, using a heavy-duty liquid detergent and hot water for the wash cycle. Set your washer to the longest wash cycle and two rinse cycles.
- Use two entire machine cycles to wash items that are moderately to heavily contaminated. (If PPE is too contaminated, bundle it in a plastic bag, label the bag, and take it to a household hazardous waste collection site.)
- Run the washer through at least one additional entire cycle without clothing, using detergent and hot water, to clean the machine before any other laundry is washed.
Hang the washed items to dry, if possible. It is best to let them hang for at least 24 hours in an area with plenty of fresh air. Even after thorough washing, some items still may contain residues. When the items are exposed to clean air and sunlight, most residues move to the surface of the fabric, evaporate, or break down. You may wish to buy two or more sets of PPE so you can leave one set airing while wearing the other set. Do not hang items in enclosed living areas; pesticide residues that remain in the items may evaporate and expose people or animals in the area. If it is not possible to hang fabric items to dry, a clothes dryer may be used. Over time, however, the dryer may become contaminated with pesticide residues.
Maintaining Eyewear and Respirators
Wash goggles, face shields, shielded safety glasses, respirator bodies, and facepieces after each day of use. Use a detergent and hot water to wash them thoroughly. Remove any contaminants (such as residual pesticides) under running water with a soft brush. Sanitize them by soaking for at least 2 minutes in a mixture of 2 tablespoons of chlorine bleach in 1 gallon of hot water. Rinse thoroughly to remove the detergent and bleach. After rinsing to remove the detergent and bleach, dry the items thoroughly or hang them in a clean area to dry.
Pay particular attention to headbands. Replace headbands made of absorbent materials with chemical-resistant headbands. After each day of use, inspect all headbands for signs of wear or deterioration, and replace them as needed.
Store respirators and eyewear in an area where they are protected from dust, sunlight, extreme temperatures, excessive moisture, and pesticides or other chemicals. A sturdy plastic bag with a zip closure works well for storage. Store respirator cartridges in an airtight bag, or they lose their effectiveness.
Respirator maintenance is especially important. Inspect your respirator before each use. Repair or replace any part that shows signs of wear or deterioration. Maintain an inventory of replacement parts for the respirators you own, and do not use substitutes or incompatible brands. If you keep a respirator for emergency use or as a backup, inspect it at least monthly.
If you remove your respirator between handling activities, follow these guidelines:
- Wipe the respirator body and facepiece with a clean cloth.
- Replace caps, if available, over cartridges, canisters, and prefilters.
- Seal the respirator (except for any prefilters) in a sturdy, airtight container, such as a plastic bag with a zip closure. If you do not seal the respirator immediately after each use, the disposable parts will have to be replaced more often because cartridges and canisters continue to collect impurities as long as they are exposed to the air. Prefilters, however, do not lose their effectiveness when exposed to the air. Remove contaminated prefilters before placing the canisters and cartridges in a zip-closable plastic bag to avoid contaminating the canisters and cartridges.
At the end of every workday that you wear a reusable respirator, be sure to do the following:
- Remove the prefilter. Most filters should be discarded.
- Take off the cartridges or canisters. Discard them, or (if they are still usable) replace their caps and seal them in an airtight container, such as a plastic bag with a zip closure.
- Clean and store the respirator as directed above.
- Discard disposable respirators according to manufacturer's instructions. Do not try to clean them.
Remember: Do not store your respirators or other PPE in pesticide-storage areas.
Handle respirators with the same care that you give your other protective equipment and clothing. Consult labels and MSDS for instructions about protective equipment and clothing, and remember that protective equipment has limitations. A person is never completely protected and must still use caution and common sense to prevent pesticides from contacting the body.
(Phil Nixon)
Recent Happenings with Paraquat
Recently, in Denver, Colorado, a private applicator was issued a Notice of Warning by EPA for the misuse of the herbicide Paraquat Plus. In an effort to kill coyotes, he allegedly soaked meat with Paraquat Plus and left it on nearby property. Unfortunately, area dogs found the meat instead. At least three died, and two were treated for poisoning. The Colorado Department of Wildlife and local authorities were investigating the matter. Another fatal incident occurred in 2003, when at least seven dogs in Oregon died after being directly targeted. Unfortunately, over the years, there have been other intentional, malicious paraquat poisonings of animals, prompting the publication of a toxicology brief for the veterinary community entitled, "Helping animals exposed to the herbicide paraquat" (http://www.aspca.org/site/DocServer/vetm0904_755-762.pdf?docID=5581&AddInterest=1101). Of course, coyote or dog control is not a labeled use of paraquat. It is instead labeled for weed control and has been used worldwide to control numerous plant species for over 45 years. It is nonselective, contact in its activity, and very fast acting.
Paraquat can be highly toxic to humans as well. In fact, the label states, "DANGER: one swallow can kill. Symptoms are prolonged and painful. Onset of symptoms may be delayed for up to three days after swallowing. May be harmful or fatal if absorbed through skin or inhaled. Harmful to skin and eyes. If you come into contact with paraquat, immediately wash with soap and water." Because of its high toxicity, it is classified in the United States as a restricted-use pesticide for use only by licensed applicators.
Swallowing often occurs accidentally, but that's not always the case. In past years, paraquat has been a popular agent for suicide, especially in developing countries. According to the MSDS for paraquat, it is estimated that only 15 ml of paraquat is sufficient to cause death by oral ingestion. That's not much, considering a 12-ounce can of cola is 355 ml. One little drink may be enough to cause multi-organ failure in just a few days. The Centers for Disease Control and Prevention encounter paraquat poisoning cases often enough to have created a fact sheet on paraquat: http://www.bt.cdc.gov/agent/paraquat/basics/facts.asp.
In the interest of pesticide stewardship this past December, Syngenta, the maker of Gramoxone Max, introduced a new formulation of paraquat, Gramoxone Inteon. The purpose of the new formulation was not to increase weed control but instead to reduce oral toxicity in vomiting species. Other benefits include a less offensive odor (smells like decaying grass for a more positive handling and application experience) and a more convenient use rate (minimizes the risk of user error). A natural-based shielding agent, alginate, was added to minimize movement of any ingested herbicide into the small intestine, thus slowing absorption and reducing toxicity. The alginate works by forming a protective barrier when it comes in contact with stomach acid. Alginates are commonly used both in the food and pharmaceutical industries. Both the old and new formulations of Gramoxone contain an emetic that induces vomiting, but the new formulation also includes a purgative to enhance excretion. The idea is for the body to move the paraquat out as quickly as possible in all directions. What is left in the body is slowly absorbed, thus increasing the time for and efficacy of medical treatment. Like the old formulation, the new Inteon is a green liquid, making it less likely to be confused with cola drinks. Regardless of these changes, the label still bears the signal word, "Danger/Poison." Syngenta conducted non-guideline studies to determine the benefits of the new formulation, however EPA considers only standard acute toxicity studies when determining the appropriate signal word for a label.
Unfortunately, older concentrates and formulations found in other countries may not have any of these accidental poisoning safeguards (strong, deterring odor; added emetics; green color). The original paraquat introduced in the 1960s was reddish brown in color and odorless. A common practice of the time was to store pesticides in smaller containers such as beverage bottles–without proper labeling. Fatal poisonings resulted when these containers were confused with cola, tea, or even red wine. Over the years, pesticide applicators have learned not only about the dangers of storing pesticides in food and feed containers but also how to prevent pesticide exposure through various educational training programs and publications–such as those provided by the University of Illinois Pesticide Safety Education Program! Fortunately, the number of accidental poisonings has decreased over time. Improvements in formulation technology should further reduce fatalities.
A quick Web search can dig up all kinds of information about paraquat poisonings and suicides, but be sure to note how reliable the source of information is. What is their interest in the matter? One Web site that may be useful, http://www.paraquat.com/, is actually sponsored by Syngenta, but it links to various government reports and journals and features information from around the world. The FAQ section especially contains much information on poisonings.
(Michelle Wiesbrook, adapted from Syngenta's Technical Bulletin on Gramoxone Inteon and an EPA Agriculture Newsroom News Release, March 17, 2006.)
Illinois Agricultural Aviation Association's 2006 Operation S.A.F.E. Fly-In
The Illinois Agricultural Aviation Association (IAAA) held its 2006 Operation S.A.F.E. fly-in from April 24 to 26. As with the 2004 and 2005 fly-ins, it was located at the Coles County Memorial Airport in Mattoon, Illinois. The fly-in was sponsored by Syngenta, who manned the flight line and collected the spray data. S.A.F.E. stands for Self-regulating Application and Flight Efficiency. The S.A.F.E. program is designed to offer aerial applicators an opportunity for a professional analysis of their aircraft's performance. The fly-in allows aerial applicators to view their aircraft's spray pattern and droplet size spectrum. By viewing this information, they can make any changes necessary to their aircraft setup to improve or change the spray pattern or the size of droplets created during an application. Spray pattern and droplet-spectrum data is collected and analyzed by specially trained members of the University of Illinois Extension Pesticide Safety Education Program (PSEP). For more information about the equipment used to analyze the spray patterns and droplet spectrums at a fly-in, see Illinois Pesticide Review (IPR), vol. 17, no. 3, May 2004.
One of the things an aerial applicator can learn at a fly-in is how his or her spray pattern looks and what the appropriate swath width should be. Mounting nozzles on the boom of an agricultural aircraft is not the same as mounting nozzles on a ground sprayer. To begin with, the boom is mounted well below and behind the aircraft's wings. This keeps the spray leaving the nozzles out of the turbulence caused by the air moving over the wings. The length of the boom is limited to about three-quarters the length of the wing span. This keeps the spray leaving the nozzles out the turbulence caused by vortices formed at the wing tips. The nozzles underneath the fuselage of the aircraft are often mounted on nozzle drops to lower them further, or removed altogether. This is done to prevent spray from being displaced by the turbulence associated with prop wash. The spray droplet spectrum created by an aircraft is also examined at a fly-in, and adjustments can be made to the nozzles if a different droplet size is desired. See IPR, vol. 18, no. 4, May 2005, for details on how aerial applicators control spray droplet size with their aircraft.
This year's fly-in got off to a speedy start. The S.A.F.E. analysts arrived with their equipment at noon, and aircraft were making passes on the flight line by 2:30 in the afternoon. They continued flying spray passes until dark, and the analysts were still analyzing data at 10:00 p.m. Ninety passes over the flight line were made by 10 different aircraft. In addition to the string system used to record the spray pattern and the water-sensitive paper used to measure the droplet size, a digital camera was mounted in a special protective enclosure on the flight line. As an aircraft made a pass over the string, a remote control was used to trigger the camera and take photographs of the aircraft making the application. Computer memory cards were sent in to the analysis center, along with the string and water-sensitive paper, and a photograph of the aircraft spraying was printed. This photograph was included with the packet of information given to the aerial applicator, and used to help interpret the other reports and look for problems with the spray equipment.
The second day of the fly-in saw no action whatsoever. Rainy and windy weather prevented pattern testing. The analysts were able to catch up on analyzing the data, and spent time with the pilots explaining the results and making suggestions to improve spray performance. All the spray patterns looked good, and only a few aircraft needed minor adjustments. The spray-droplet spectrums for all the aircraft were set to make applications for soybean rust, should that disease appear in Illinois in 2006. The aerial applicators also received updates on what to expect for pests in Illinois for 2006. In addition to these updates, they received training on how to prevent accidents caused by collisions with wires and towers. This was important training that may very well save their lives. Aerial applicators are often required to fly in close proximity to these objects to make an application. Besides the existing network of power and telephone wires, the continued increase in cellular phone towers and wind turbine generators posses a serious hazard to the safety of aerial applicators.
On the morning of the third day, aircraft were again in the air. Several of the aerial applicators wanted to verify changes made to their aircraft after the first day, and a few new aircraft showed up, having been unable to make it on the first day. All total for the whole fly-in, 15 different aircraft flew a total of 147 passes over the flight line. The event was a success, and aerial applicators in Illinois are ready for any potential threat in 2006, soybean rust or otherwise.
(Scott Bretthauer)
Lawn-Care Containment Regulations
If you operate a lawn-care company, please be advised that there are containment regulations designed to prevent environmental contamination from pesticides and/or fertilizers. Illinois law mandates that a containment area must be used for the loading of lawn-care products for distribution to a customer. The purpose of the containment area is to intercept, retain, recover, and reuse pesticide spills, wash water, and rinse water from application equipment or other items used for the storage, handling, preparation for use, transport, or application of pesticides to turf areas. Any application or handling of fertilizers only, application to trees and shrubs only, land areas located within a public or private rights-of-way, or land areas utilized for turf research or commercial turf production are exempt from these regulations.
Portable and nonportable containment areas can be permitted and installed, provided they are constructed of an impervious material that is compatible with the pesticides being handled/contained at the facility. Section 256.40 (Title 8 Illinois Administrative Code, Chapter 1) mandates the minimum containment area dimensions and capacities, as well as the requirements and restrictions regarding sump, plumbing, and storage for the three general containment permit classes. Section 256.70 addresses cleaning of the containment area and how to manage and dispose of spills, wash water, rinse water, and any precipitation that accumulates in the containment area. In addition, this section mandates all application equipment that has not been washed must be parked in the containment area or otherwise protected from precipitation to prevent the release of pesticide/fertilizer residues into the environment. Section 256.90 outlines the need for a backflow preventer or a fixed proper air gap to protect water supplies.
A containment permit must be obtained for all existing containment areas. Permits are issued by the Illinois Department of Agriculture (IDA; see contact information below) and must be renewed every 5 years. Before buying, constructing, or modifying a containment area or pad, notify the IDA to ensure that you meet all requirements. As part of the permit process, applicants must provide a map and detailed plot plan of the structure or area, as well as other supporting documentation necessary to meet the mandate and proposal. You may also need to provide documentation of compatibility, a written estimate of life expectancy for the containment structure, and the manufacturer's repair and maintenance directions.
The above information is based on 415 Illinois Compiled Statutes 65/5 (http://www.ilga.gov/legislation/ilcs/ilcs2.asp?ChapterIC=36) and Illinois Administrative Code Title 8, Chapter 1, Subchapter i, Section 256 (www.ilga.gov/commission/jcar/admincode/008/00800256sections.html). For detailed information or to request a containment permit form, contact Jerry Kirbach with the Illinois Department of Agriculture, Bureau of Environmental Programs at 1(800)641-3934 (voice and TDD) or (217)785-2427.
For information about pesticide storage and containment facilities (tips and building designs), consider the following resources:
Designing Facilities for Pesticide and Fertilizer Containment (MWPS-37; revised in 1995). This 116-page handbook emphasizes planning and designing pesticide and fertilizer containment facilities and provides engineering and planning information. Chapters discuss regulations; site selection; functional system design; pesticide and fertilizer storage; secondary containment; mixing/loading facilities and equipment; worker safety; concrete; remodeling facilities; emergency planning; and waste disposal. An appendix of regulatory agencies and officials in each state is included. Cost is $17. Order by phone, (515)294-4337, or online at www.mwps.org (click on the "Construction" link).
On-Farm Agrichemical Handling Facilities (NRAES-78; 1995). This 22-page publication discusses important considerations to make when building or planning a pesticide-storage facility. Topics covered include principal parts of the storage facility, storage environmental requirements, safety requirements, and storage alternatives. It looks at the components of a well-designed facility, including detailed descriptions for a storage room; mixing room; safety equipment, records, and locker room; and an area for equipment loading and rinsing. Later sections deal with building ventilation, humidity, and temperature; warning signs; fire safety; personal emergency equipment; security; and building site considerations. Cost is $7.00. Order by phone, (515)294-4337, or online at www.mwps.org (click on the "Construction" link).
Pesticide Storage and Mixing Building (MWPS-74002). The building design is 2" x 4" stud-frame construction, insulated, and has bathroom/locker area, mixing area, with double door access for equipment. Download building plans for free at www.public.iastate.edu/~mwps_dis/mwps_web/ms_plans.html.
"Pesticide Storage and Security" fact sheet (2001). University of Illinois Extension Pesticide Safety Education Program. Free download at http://www.pesticidesafety.uiuc.edu/facts/storage.html.
(Bruce Paulsrud)
Common Pesticide License Questions
Do I need a license to apply pesticides to my own land? Answer: Yes, if you choose to use a restricted-use pesticide (RUP), you are required to show proof of license before you may buy the RUP. These products have a obvious "Restricted-Use Pesticide" statement at the top of the pesticide label. If the product is not a RUP, it is a general-use pesticide and, as a farmer or homeowner, you do not need a license to apply it to your own land or land you rent.
Do I need a license to apply fertilizer as part of my lawn-care business? Answer: No, as long as the fertilizer does not contain a pesticide. Fertilizers of the "Weed-n-feed" and "Grub-n-Feed" type contain pesticides and, as a commercial applicator, you must be licensed to apply these products. Whether you apply pesticides or only fertilizers, you must post the turf area after application.
What is the difference between "Private," "Commercial for Hire," "Commercial Not for Hire," and "Public" pesticide license designations? Answer: A Private Applicator license is required for persons who–for the purpose of producing an agricultural commodity primarily intended for sale, consumption, propagation, or other use by humans or animals–use or supervise the use of a restricted-use pesticide (1) on property owned, rented, or leased by themselves or their employer, or (2) on no more than two neighbors' farms as exchange for labor.
A Commercial for Hire Applicator or Operator license is required of persons who apply a pesticide (restricted or general use) for any purpose on property other than that owned, rented, or leased by themselves or by their employer. If you apply pesticides for profit, this license designation is appropriate for you.
A Commercial Not for Hire Applicator or Operator license is required of persons who apply pesticides (restricted or general use) on the property of their employer, but who are not public (governmental) employees. Examples include grain elevator managers and workers, rural electric company field personnel, and railroad rights-of-way maintenance personnel.
A Public Applicator or Operator license is required of employees of governmental agencies who apply any pesticides in the normal course of their duties. Examples include groundskeepers in public cemeteries and golf courses, park-district maintenance personnel, foresters (public land), mosquito-abatement-district personnel, county and township weed commissioners, groundskeepers of public establishments, State Department employees, state university and college employees, Extension educators, vocational agricultural teachers, and other public employees who apply pesticides as part of their job requirements.
I farm and operate a custom pesticide application business. Which license do I need? Answer: If you use restricted-use pesticides on your farm, you must be licensed as a Private Applicator. In addition, for your custom application business, you must be licensed as a Commercial for Hire Pesticide Applicator.
I'm confused about the terms "Applicator" and "Operator." Answer: After you decide which license designation is appropriate for you (see above question), you need to decide if you should be listed as an Applicator or Operator. Simply stated, an Operator works under the direct supervision of their Applicator. To become an Operator, you must pass the General Standards exam. An Applicator must also pass this exam, plus one or more category exams (for example, Turf, Field Crops). Both Applicators and Operators are permitted to operate application equipment; handle, mix, and apply pesticides; store pesticides; and dispose of excess pesticides and containers. However, the Applicator must be accessible to his or her Operators when they are working with pesticides. If you work alone or are the only one in your company that applies pesticides, you must be licensed as an Applicator.
I have two Applicators where I work; one is licensed in Turf and the other in Ornamentals. As an Operator, may I apply pesticides to turf and trees? Answer: Yes, but each Applicator's license number must be listed on your operator's license. If you want to add or change an Applicator, simply call the Illinois Department of Agriculture, (800)641-3934, and ask to have your paperwork and license changed.
Occasionally, I am asked to spray and kill the grass and weeds along fences and weeds growing in parking lots. Which category do I need? Answer: Although you may be spraying grass in these sites, the grass is not maintained as turf, so the turf license is not appropriate for these applications. For these jobs, you need the Rights-of-Way category. In addition, this category allows you to spray roadsides, electric powerlines, pipelines, railroads, and other rights-of-way sites.
I work at a grain elevator and several local farmers have asked me to fumigate their grain. Does my Commercial Not for Hire Grain Facility license allow this? Answer: With your current license, you may not fumigate the farmer's grain if the grain does not belong to your company. To custom fumigate, you need to be licensed through the Illinois Department of Public Health, (217)782-4674. A farmer who wishes to fumigate his or her own grain must be certified first as a Private Applicator and then certified in Grain Fumigation to purchase and use grain fumigants.
(Bruce Paulsrud)


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Serve the Lord with gladness and delight;
Come before His presence with joyful singing.
Psalm 100:2 (AMP)
Suggested reading: Psalm 100:1-5
Serving the Lord can look very different, depending on our culture, our environment, our maturity level, and the stage or season of our life. Everyone, including mothers, fathers, students, teachers, doctors, business owners, employees, farmers, shepherds, missionaries, and ministers, can serve the Lord in their daily lives. For example, children can serve the Lord by being respectful and obedient to their parents.
As we do whatever the Lord has given us the opportunity to do in this life, we should do it with gladness and delight. However, a broken heart can dampen our ability to feel glad. Joyful singing may seem impossible at times. We may even become numb to feelings of gladness and joy as a result of the pain and trauma that we have experienced. Anything that inhibits our capacity for joy and gladness must be addressed and resolved.
Jesus Christ can release emotional pain and trauma from our hearts and spirits. He alone can heal the brokenhearted in a lasting way. We cannot serve the Lord in freedom until we have received healing for painful and traumatic situations that have caused the numbing of our emotions. The Lord wants us to joyfully sing to Him. Ask Him to heal your heart and spirit of whatever may be preventing you from doing so. A personal relationship with Jesus is the key to the restoration of peace in our hearts, minds, and spirits.


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The Paying our Dues movement is founded on the principle that if owners of land pay a ground rent (equal to the market rent of the land but not its buildings) this will make currently underused land available for work and housing and create a more inclusive, rewarding and efficient economy.
The originators of Paying our Dues all believe that the world would be a fairer, more equitable and more economically efficient place if all owners of land and natural resources paid their dues. We have all decided to start paying a proportion of our own dues in order to:
- move beyond campaigning for Land Value Taxation to direct action
- start something that could potentially take off and transform the global economy
- show politicians that people will willingly pay dues on their land if they can see the benefits
- stimulate conversation about the nature of ownership of land and how we raise public revenue.
Our website http://www.payingourdues.net will go live in early 2018
If you are interested in discussing this further please send us a message on the contacts page.


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Hey everyone!
So I own 11 of the I'm Real Sheet Masks by TONYMOLY for a while now and thought it would be time for a review on them!
It's not a secret that Korea is well-known for its great Makeup and Skincare products and we also know that Korean Skincare products are going viral all over the world right now. But let's be honest, who can resist those promising sheet masks with the unique and cute designs? Well, I can't so I ordered the mask set on the internet.
I want to show you, which ones I got!
The set comes with 11 sheet masks for different skin needs:
- Avocado for Nutrition
- Tea Tree for Skin Soothing
- Aloe for Moisturizing
- Lemon for Brightening
- Seaweeds for Skin Purifying
- Broccoli for Vitality
- Pomegranate for Elasticity
- Tomato for Radiance
- Red Wine for Pore Care
- Makgeolli for Skin Purifying
- Rice for Clear Skin
I must say I never used sheet masks before, because I somehow always leaned on the traditional clay masks for my special skincare days. But after my Japan vacation I got more and more interested in J- and K-Beauty and wanted to start with something 'light' in this section.
I decided to go with the trend and ordered the mask set on Amazon, they weren't available there for a long time, but then I was lucky and got them!
The sheet masks are made of natural pulp and are fully soaked in a nourishing liquid, which helps you to get the effect of what your skin needs. They smell very decent and fresh and not heavy, so it really gives you kind of a spa feeling when you leave them on your face.
So how are you supposed to use these masks?
It's super easy, just wash your face and dry it with a towel, then put on the sheet mask on your face and leave it there for about 20-30 minutes.
After that time, you're supposed to leave the remaining "mask juice" on your skin, but I don't like the feeling when I leave it like that on my skin, so I dab carefully with a towel over my face, to leave just a bit of it, so it doesn't feel too wet.
For me, the masks are perfect for hot summer days, when your skin feels irritated and needs some extra skincare. Because the sheets are all soaked, they have a cooling effect on your face which is super nice! And if you want to, you can put them in the fridge for an extra cooling effect!
Even my husband got interested in those masks and so he tried the Red Wine mask, we were both happy with the results. The skin feels so refreshed afterwards and super soft. I have sensitive skin, but the ingredients didn't irritated my skin at all.
Thinking about the price, you can't go wrong with these masks. For all 11 masks I paid around
14 € on Amazon, such a nice deal. Definitely recommend you to try them out, if you haven't yet!
I'm really looking forward to try out some more J- and K-Beauty products in the future!
Do you own any TONYMOLY products? Are you into Asian beauty products, too?
Let me know in the comments below!
Thank you for reading and see you next time! :)


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SAP and Hilscher, SAP Customer, discuss the processes and benefits of the SAP Asset Intelligence Network (AIN). Born out of the needs of factory automation, the AIN is a central cloud-based location where information is collected. The result: a digital twin throughout the entire life cycle of the plant.
Factory Automation and SAP Asset Intelligence Network (English)
- Buying Stage: Evaluating, Implementing, Purchasing


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**Part of this post contains resources which I was sent for a review. I am not paid for these reviews so this allows me to be completely honest**
So its that time of the year again. Last year we didn't do anything for Chinese New Year, instead focussing on Valentines day instead. This year we thought we might try doing both..;)
SO we have had this board up for a while and I've been desperate to get started. Sadly we have had quite a bit to contend with (2 interview days, 2 days of school closure because of a fire and newbies!) Yesterday one of the team finally managed to get started on making some dragon's out of junk materials.
Today I decided I wanted to go full-hog and I enriched all of our creative area with New Year activities centred round black, gold and red. We also told tradition story to start to immerse the children in the festival.
The noodles proved very popular even though most of the children couldn't use the chopsticks!
We were also lucky to have been sent a collection of items from Springboard supplies (CLICK). The pack included quite a nifty package:
|Pre-cut lanterns set, Concertina dragons, tactile dragons, assorted glitter, pompoms, assorted mixed glittery paper, gold and silver ribbons, calendar stick ons and swirling dragons.
Later in the day we decided to try the concertina dragon set (click to view). Their little fingers couldn't quite fold the paper centres but the children were able to help stick on the dragon head and tail which they decorated themselves as well as the lollipop sticks which came along in the pack. They asked for adult help with the assembly but, again, reception children would have been able to use them independently with a little modelling.
We are slowly building up our project around Chinese New Year building on these first adult led activities. Our plan is to follow the children's interests and see where they take us. See our project on dinosaurs by clicking here.
We also received some tactile dragons (click). We're going to use these with our SEN children as they came with some wonderful fabric which will blend well with the added sensory resources that we have been using lately.


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Ian Cadzow
Chairman & Managing Director
Furniture & Works of Art
South West Regional Representative
Following a boom in the art market Ian founded Roseberys in 1987 and has been responsible for the success of the company ever since. He has more than 30 years' experience as an auctioneer and general valuer with specialisms in Furniture, Rugs & Works of Art.
Under Ian's stewardship the company has moved from Islington, to Crystal Palace and finally to West Norwood where eighteen months of development has seen the emergence of a new saleroom, reception and client services area in 2015.
Ian's career started with Phillips Auctioneers in Edinburgh in 1979 and he moved with them to Chester where he was then appointed manager of Sotheby's Valuation Department. Although based in our London office, he also represents Roseberys in the South West of Great Britain.
Ian is an Associate and committee member of the Society of Fine Art Auctioneers and Valuers, and a committee member of the Association of Accredited Auctioneers.


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Mosquito Bikes
Mosquito Bikes sells a range of mountain bikes as well as the necessary clothes and accessories to accompany them. They also do repairs and sell spare parts.
Venue Details & Map
Mosquito Bikes
- Address
123 Essex RoadLondonN1 2SN
- Telephone:
- +44 (0)20 7226 8765
- Public transport:
- Essex Road, National Railway


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Get Unlimited Gmail Tech Support Services
Gmail is one of the best email service providers, which is used by billions of users across the world. Every users can access Gmail accounts on various types of devices like Windows, Android and iOS. Sometimes user face many technical issues while using the Gmail account. It is very important to fix these issues with the help of technical experts.
A lots of technical issues are faced by the users like password recovery issues, account hacking issues, spam and junk emails issues etc. To fix these issues, contact with Gmail customer service to get the specific help from the certified technicians in a simple and smooth way. This service can also be obtain via online chat and email support.
Gmail phone number plays an important role to help the users. When users face any types of technical issues, they find an expert help to resolve those issues. In such types of situations, they have no idea that how to contact with technical experts. When user dial this number, then they connected with the customer service team of Gmail, where all the technical experts are available at 24/7 hours to help the users on various Gmail issues.
Contact for online support :1-855-791-4041


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Build A Gaming Computer (2)
With the current advancement in the computer gaming industry, more and more people are contemplating on what are the best specifications to include in their gaming PC. After all, in a world were graphics and speed really matters, who wouldn't want to own the best gaming PC there is. Finally, with the exception of eSATA-equipped laptop computers, most home computers that include one or more eSATA connectors usually locate the ports on the back of the computer case, thus making accessibility difficult in certain situations and complicating insertion and removal of the flash drive. Women gamers (a minority within the gaming world) tend to like Candy Crush Saga-style activities and cutesy farming, bunny rabbit, kitty cat games or food and shopping games. Buy 3 good screens or the beautiful $800 ultra high res monitor I described, so you can at least put all that computer power to use.
Some airlines let you do online all the steps before you go and you just walk up there and show them your flight information that you printed from your home computer. It does have advantages, but addict to an unreal world is not a good way for life. A. There are many computer that we can call the best such as Asus ROG, MSI G series, Aliewnare, EON and more. I have set aside $300 dollars for a monitor and already have a keyboard and mouse so I will not need to use the $1000 towards that.
Apparently, this model is based off of the already popular X11 with just a few modifications added in, one of which is a mic monitor feature. For gaming you want a good amount of Gigabytes or even up to a 1 terabyte (1000GB). Gaming computers can be configured for optimum performance and maximum performance. And to build a decent gaming computer for under $500 may be a little difficult unless you have some components you may be reusing, such as power supply, case, etc… If you do have a power supply, you need to check the wattage, you need at least a 500w. Lately, technology has evolved impressively, and gaming graphics have started to look more alive than ever.
Some computer games might be a little stubborn to set up the way your computer likes it or your computer might not meet the system requirements. With support for up to an AMD Ryzen 7 processor and Nvidia GTX 1080 Ti graphics, you can build the Gamer Master into a legitimate gaming powerhouse while still getting a good value. The world of CPUs has becoming increasingly limited by the harsh reality of physics.
OK so to steer you in the right direction to help you find the best gaming processor for your gaming PC build, here are some basics you need to understand. This can add up to huge amounts of data being sent down the cable connecting your monitor and gaming PC. Your cable is probably not up to the task of transferring 4K video much less supporting higher frame rates. Because you've already purchased the PSU, all you'll need is a new case, then its just a matter of un-assembling the old computer and re-assembling it all in the new case with the new power supply. It even gets banged onto the desk or abused when the game you are playing is not going your way!


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Here is some good news for those of us in mid-life and beyond. Natural health physician and expert, Dr. Andrew Weil, reports that behavioral studies suggest that as we get older, many of us become happier, less driven by behavior patterns learned earlier in life, and have more control over our emotions, especially negative feelings. We might say that getting older can be good for our emotional stability. It's been our experience that some of this happens naturally, that the aging brain is less reactive to fear and more open to positive experience probably due to integrating experiences that teach us to take a more relaxed view of the complexity of life.
However, the complexities of life can also feel more demanding of our emotional and material resources for us and our loved ones. We can help ourselves create much needed stability and well being with some simple practices for brain and body health.
- Simple meditation practice of 10-20 minutes a day focusing on following your breath in and out can have profound effect on creating ease and relaxation throughout the day. There's no perfection about this practice. Just giving yourself the intention of following your breath and bringing yourself back to your breath when you drift away into thought trains your nervous system for calmness.
- When faced with some emotional distress or challenge, take 3 full breaths of full inhale and complete exhale and then move your body around easily will help move your emotion through your body mind and rebalance your emotional state. This simple action resets your emotion button and refreshes or "reboots" your system.
- Standing, feel your feet solid on the ground, gently jiggle or shake your body staying in a user friendly mode. This gentle jiggling stimulates your energy and often gets what is stuck, unstuck. We call this the cosmic jiggle.
These simple practices can lead to self acceptance, compassion, and gratitude, all significant aspects of a life well lived.
Dr. Weil concurs with our view and experience. "I think moods mellow with age because people are more accepting of change and less reactive to it. In addition older adults place more events in the context of their life experience, which smooth over rough aspect of character.
May you help yourself today create greater emotional ease, stability, and satisfaction.
From: Suzanne and Steve Kilkus


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Guy's Hospital's dermatology department has been presented with a stunning painting by patient Francis Farmar.
61-year-old Francis Farmar from Chelsea suffers from psoriasis and has been attending the St John's Institute of Dermatology at Guy's Hospital ever since a severe outbreak left him hospitalised.
"I wanted to give something back to the fantastic staff who have cared for me over the years," said the artist.
"The department has been terrific – their hard work inspired me to make something for them which they can appreciate time and again."
Famed for his bird's-eye panoramas, Farmar painted a picture of the view from Guy's Tower, spanning Big Ben, the London Eye, Tate Modern and the Bankside area, St Paul's Cathedral and Southwark Cathedral. The painting is now hanging on the ninth floor of Guy's Tower in the dermatology research unit.
Francis's consultant Jonathan Barker said: "We're so grateful for the donation. I've been a huge fan of Francis's work for a long time, and we now have a stunning piece of his work in our department for all to enjoy. It brings us great pleasure and we're honoured he thought of us."
Last autumn the painting was displayed as part of Farmar's exhibition at the Duncan Campbell Gallery.


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"I once attended a convention of vaudevillians and nightclub performers.... It was nonsense atop nonsense. Though the members constantly referred to Roberts' Rules of Order, they seldom followed or even understood them. If a member got the floor by claiming a point of privilege--whatever that meant--another actor-member, well aware of theatrical billing precedence, would call for special privilege, and another would claim extra special privilege." --Bill Smith, The Vaudevillians
"Alec Osborne is a dear friend who can speak nonsense like a drunken parrot."—Catriona McPherson, A Deadly Measure of Brimstone (via Jonathan Caws-Elwitt)
Jonathan reports: "In a novel from 1930 [The French Powder Mystery], Ellery Queen (the author and, as it happens, the character) mentions a book on a shelf: Nonsense Anthology, by A. I. Throckmorton. As far as I can tell, this is a fictitious nonsense anthology!"
Philosopher Gilles Deleuze suggests that there's a one-of-a-kind sort of nonsense in the magic word abraxas: it is an immobilized "pure thought" and the "highest finality of sense," like a seemingly-nonsensical one-word simile, the paradoxical conclusion of an infinite regression of propositions (a is like b, and b is like c, and c is like d, and so on forever). "There is only one kind of word which expresses both itself and its sense—precisely the nonsense word: abraxas" (Difference and Repetition [1995]).
We call hogwash where we find it. There's a probability puzzle popularly called the "Monty Hall Problem." Entire books have been written about it, but we feel compelled to establish that it is pure nonsense. A contestant on Let's Make a Deal declares a choice from three doors (two hiding goats and one a new car). Then the host reveals a goat behind a door not chosen and suggests the possibility of switching to the other remaining door. On paper, this is a counterintuitive paradox in which the contestant is convinced of a 50/50 chance of success, when in fact switching doors offers demonstratively better odds. However, theorizing about the puzzle is ludicrous, and the considerable debate over the years is meritless, for the simple reason that a game show is a piece of theatre tantamount to a magic trick. The host of this purported gambling scenario obviously works for "the house" and knows where the car is hidden (presuming—which one cannot, in fact—that the car is not moved from door to door behind the scenes). Based upon subtle facial expressions and tones of voice (neither of which can be tabulated mathematically), the contestant wonders about being manipulated (with good reason). Creating truth tables or running simulations of possible outcomes is meaningless because there is no circumstance in the real world where any of the probability theory could possibly be relevant. There's a reason why the game show does not allow the contestant to simply walk up to a door and open it to determine the outcome. Just as a magician displays a deck to prove that it's well-shuffled (which it isn't, and that's why pains are taken to prove otherwise), the host opens a door with a goat as part of an elaborate psychological and theatrical presentation that "proves" the outcome is random. The outcome is not random on a television show designed to entertain. The contestant wins if the powers that be wish to give away a car during that episode, period. There is no other conceivable consideration (sorry, mathematicians and statisticians!). While we tip our hat to those who are capable of modeling possible scenarios ad nauseam, the "Monty Hall Problem" is no problem at all.


text: World Book Day Whole School Book Swap! February 29, 2016 Head Teacher Competition time! We are all looking forward to celebrating our love of reading on Thursday but before then have a go at guessing which teacher wrote each of these reviews. You will be given an entry form to complete and if you get them all correct you may win a prize - good luck!


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"We are thrilled to partner with Common Sense Education to provide their unique and effective curriculum in our content store," said Guido Kovalskys, CEO of NearPod. "
San Francisco, CA (PRWEB) June 29, 2015
Nearpod, an education technology company, has partnered with Common Sense Education, the education arm of Common Sense, the nation's leading nonprofit organization dedicated to helping families and schools thrive with media and technology, to provide over 75 interactive and engaging lessons about thinking critically, behaving safely, and participating responsibly in the digital world.
Each of the age-appropriate lessons empower students to navigate challenging issues as Internet safety, privacy and security, cyberbullying, digital footprints, creative credit and copyright.
With Nearpod's technology platform, teachers will be able to present the K-12 Digital Literacy and Citizenship curriculum as synchronized lessons to students' mobile devices and will include interactive content such as polls and quizzes, allow for on-the-fly assessment and robust analytics and reporting on student performance.
"We are thrilled to partner with Common Sense Education to provide their unique and effective curriculum in our content store," said Guido Kovalskys, CEO of NearPod. "Thanks to this partnership, teachers will now have access to a world-class library of interactive and engaging content to introduce, discuss and assess their students on what it means to be a responsible digital citizen as technology becomes an integral part of their lives.
"As more students have the opportunity to use technology in their classrooms, there is an increasing imperative to prepare them to use it wisely," said Mike Lorion, General Manager of Education for Common Sense. "We are delighted to partner with Nearpod, a multi-platform solution that makes it easy for teachers to deliver these important lessons about maximizing the potential and minimizing the perils of the online world and prepares students to use the Internet to boost their learning."
All the lessons align to the Common Core State Standards, the International Society for Technology in Education's National Education Technology Standards (ISTE's NET•S), and the American Association of School Librarians (AASL) Standards.
About Nearpod
Nearpod is an award-winning education technology company focused on developing synchronized digital learning and interactive content across mobile devices that provides teachers an easy and effective way to leverage technology in the classroom. Nearpod was developed by a team of experienced entrepreneurs passionate about mobile technology and its implications across education. For more information visit http://www.nearpod.com
About Common Sense
Common Sense is the nation's leading nonprofit organization dedicated to helping families and educators thrive in a world of media and technology. We rate, educate, and advocate on behalf of kids, families, and schools. Common Sense offers the world's largest and most trusted library of age-based ratings and reviews of all types of media content targeted at kids, and our research-based curriculum and tools are used in over 91,000 U.S. schools. For more information, go to http://www.commonsensemedia.org/educators


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© Copyright 2015 Mansell McTaggart Estate Agents | Terms of Use | Privacy Policy & Notice
Click here for Registered Company details
Designed & Written by Rethink Marketing. Built by Property Logic
Guide Price £650,000
5 Bedroom Detached House
An impressive and substantial 2223 sq. ft. five bedroom detached family home, which has undergone complete refurbishment throughout and has been redesigned to a high standard by the current owner. The property is approached by a gravel driveway, flanked by elevated shrub, flower beds and hedge screening. The front of the property has an oversized door with downlighters leading to entrance porch and entrance hall with door to front, solid oak flooring and power points. To the left there is light and airy living room with wooden handmade bespoke shutters to the front, handmade bi-folds doors to kitchen/dining room, solid oak wood flooring, wood panelling to walls, (hidden access to service should a TV wish be mounted on the wall). To the rear of the property is a large kitchen/dining room with under floor heating, fitted with an extensive range of wall and base units, butler sink, integrated grill, microwave oven combination, integral warming draw, dishwasher, wine cooler, pull out larder, under counter lighting, recessed spot lights, Amtico flooring and large five meter bi-folds overlooking landscaped east facing rear garden. There is also a separate island. Off the kitchen there is an inner lobby with storage cupboard, utility area with heating and service under floor heating, separate controls, high level storage, plumbing and space for washing machine and tumble drier, with front and rear access. The garage is partly partitioned being used as a gym. Stairs from the entrance hall lead to the first floor landing where there is airing cupboard. The master bedroom has Jack and Jill en-suite with large walk-in shower cubicle with sliding glass door, rain head shower unit over, large stone effect tiles, low level WC, wash hand basin, heated towel rail, vanity unit and extractor fan. Four further bedrooms, two with fitted wardrobes. The family bathroom comprises of bespoke handmade his and hers double sink unit, freestanding bath, large walk-in shower cubicle with large rain head shower unit and separate nozzle, low level WC, two heated towel rails, Amtico flooring, extractor fan, TV point and opaque window.
The rear garden is fully landscaped with patio area and downlighters abutting the rear of the property with steps leading to artificial lawn, sunken fire pit, double power sockets by the rear, bar area, the whole enclosed by wooden panel fencing.
Internal viewings are highly recommended to avoid disappointment.
|Redesigned Five Bedroom Detached Family Home
|Up-graded & Modernised to a Very High Standard
|Open Plan Living Accommodation comprising of Light & Airy Living Room and Kitchen/Dining Room
|Bi-Fold Doors lead to a 55' x 30' East Facing Landscaped Rear Garden
|Master Bedroom with Jack & Jill Bathroom
|Large Family Bathroom
|Sunken Fire Pit holds 25 – 30 people
|Garage – Partitioned currently being used as a Gym & Off Street Parking for Several Vehicles
|Walking Distance to Ifield Railway Station & Golf Course
|Council Tax Band 'F & EPC 'C'
© Copyright 2015 Mansell McTaggart Estate Agents | Terms of Use | Privacy Policy & Notice
Click here for Registered Company details
Designed & Written by Rethink Marketing. Built by Property Logic
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Garcinia Cambogia has become one of the most up-to-date weight loss fashions of the century. Not a significant of people learned about Garcinia Cambogia or simply about what it might do for losing weight fast and health and fitness until it appeared to be talked about on the famous Doctor Oz exhibit. It was then, after obtaining the approval from the doctors for the ability to assist people to lose weight and its safety more people commencing dropping their own current diet programs and exchanged them several a package of Garcinia. It's been within the fast info ever since.
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