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Presentado por
Scammers hope to beat you to the punch and file your taxes before you do. They steal year-end statements, W-2s, and other documents containing personal information to file a return in your name. Their preferred method of receiving your refund is prepaid cards because they're just like cash.
According to a recent National Taxpayer Advocate report to Congress, tax-related ID theft has increased 650% since 2008 (Dailyfinance.com). About 940,000 tax returns were filed fraudulently during the 2011 tax year, and the number is expected to reach 1 million for the 2012 tax year. The sudden boom has caught filers and tax experts off guard.
Avoid becoming a victim:
* Monitor the mail. Watch for your W-2, 1099, and other tax forms. Follow up with the financial institution if you haven't received the forms and ask when they were mailed. If you suspect fraud, call the IRS Identity Protection Specialized Unit at 800-908-4490, ext. 245.
* Ignore IRS emails, texts. The IRS does not use emails or texts to contact you, so don't respond. If you click on an attachment that purports to be from the IRS, it may contain a virus or take you to a fraudulent site. Forward suspect emails to email@example.com.
* Watch for pop-ups. When filing taxes online, be suspicious of out-of-place pop-ups or a slow-running computer.
* Secure your refund. Choose direct deposit to avoid lost or stolen checks.
* Send your return safely. File online if you can. If you file by mail, never put your return in an unsecured mailbox, an office mailbox, or outgoing mail bin at work. The envelope says "tax return" and can easily be snatched. Take the return directly to the post office and use certified mail.
* Choose preparers carefully. Scammers may pose as tax-preparation companies offering to review your return for errors, but instead they steal your information and your refund. Verify the status of the preparer's license with the Better Business Bureau and the IRS Office of Professional Responsibility at firstname.lastname@example.com. Don't sign your return if the preparer didn't sign it, or if the return is incomplete.
Published 4-1-2013


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Introducing 19943 County Road 15
Located in beautiful Johnstown, Colorado
Click Here for More Information!
Fort Collins Home Real Estate Specialists. Find new houses, new homes and construction, and Old Town Fort Collins properties.
Several recent indicators for the real estate industry are pointing to a market that is on the mend and entering recovery mode.
Housing experts' predictions for the new year tend to center around a market stabilizing before entering a gradual, albeit very slow, recovery. However, the tone is more upbeat than it has been in years for the housing market.
Here are a few of the signs that are showing the market moving in a more positive direction:
Home sales: Existing home sales are expected to increase 12 percent this year, following a 2 percent jump last year, Moody's Analytics predicts. The signs are already showing: In November, pending home sales — a gauge for future home buying — reached its highest level in 19 months, the National Association of REALTORS® reported. (Read more.)
New-home market: Coming off of what could be considered the worst year for new-home building ever recorded, the sector is expected to bounce back this year. New-home sales and starts were already showing a rebound in the last few months of 2011. Moody's is predicting that single-family housing starts will increase 37 percent this year, and new-home sales will soar 74 percent.
Housing stocks: Investors are starting to get optimistic about the possibility of a rebound too, and are turning to home builder stocks. These equities have recently outperformed the broader stock market and the S&P 1500 homebuilding index has increased 38 percent since mid-October, USA Today reports.
Consumer confidence: With mortgage rates at record lows and housing affordability high, about 71 percent of Americans say now is a good time to purchase a home. Also, more Americans are optimistic that home prices will rise over the next year — about 26 percent say prices will rise in 2012, an increase of 4 percent over the last survey, according to Fannie Mae's December National Housing Survey
Source: "Housing Outlook Is More Upbeat," USA Today (Jan. 15, 2012) and "Consumers More Confident, Survey Says," Deseret News (Utah) (Jan. 16, 2012)
Zillow stats showcase markets off the beaten path
By Inman News
Editor's note: This article is based on data compiled by Zillow, using the Zillow Home Value Index.
Metro areas off the beaten path like Tulsa and Oklahoma City, Okla., bucked national trends to win a place on a top 10 list of markets with the greatest year-over-year median home-value increases from October 2010 to October 2011, based on data compiled by Zillow. None of the top 20 U.S. metro areas by population size cracked the top 10.
The Tulsa metro area topped the chart at a 6.2 percent median home value increase to $101,000 — the lowest value of the top 10 — in that one-year timespan, followed by Oklahoma City's metro area at a 3.1 percent bump. However, the rosy home value increase news fades by No. 10 on the list — the Green Bay metro area — where a place in the top 10 no longer represents an increase in median home value, but a sliver of a decline — 0.3 percent.
Metropolitan Pittsburgh, at No. 22 in U.S. metro population size with 2.35 million people in 2010, according to U.S. Census data, was the most populated metro area in this top 10 list, coming in at No. 8, with a slight median home-value increase of 0.4 percent, and, interestingly, the only metro area in the top 10 to experience a population dip from 2000 to 2010.
Metro areas in this top 10 averaged a 1.6 percent median home-value increase over the one-year timeframe, with six of the 10 having median home values hovering around $100,000. Honolulu, Boulder, Fort Collins and Madison stretched the upper end of the spectrum with median home values of $474,200, $304,000, $217,300, and $192,400, respectively.
Source: Daily Real Estate News
Service providers will continue to do the heavy lifting when it comes to creating jobs next year in Colorado, according to the 2012 Business Economic Outlook from the University of Colorado at Boulder Leeds School of Business.
"Colorado will outperform the nation in employment growth," said CU economist Richard Wobbekind, who presented the 2012 outlook to more than 800 people at the Grand Hyatt Denver on Monday.
Colorado is expected to add 23,000 jobs in 2012 on top of an estimated 27,500 jobs the state gained this year, the outlook forecasts.
Service providers will add 20,900 of those net new jobs, despite a strong showing in agriculture, energy and a rebound in construction, said economist Patricia Silverstein, one of more than 100 people who prepared the state's most comprehensive economic forecast.
So where does the outlook predict the hiring will take place?
Ambulatory or outpatient health services will add 3,000 jobs, and hospitals are expected to add 2,000 more positions.
Registered nurses in particular will continue to be in high demand, Wobbekind said.
Computer system design service firms are expected to hire big, adding 2,500 jobs next year. Architectural and engineering firms are expected to add 1,200 positions.
A need to retrain in a weak economy will continue to drive employment at private schools, which are expected to add 1,500 positions.
A forecasted 4 percent increase in consumer spending in the state is expected to create 2,700 food service jobs, 2,400 retail jobs, and 1,000 wholesale trade jobs.
State government is expected to add 1,100 jobs, while local governments are looking at minimal job gains and the federal government at cuts.
In one of the 2012 outlooks' boldest predictions, the construction sector, which has shed 56,700 jobs over the past four years, will add 2,600 jobs next year in response to higher construction spending.
Manufacturers, lenders, real estate firms, print publishers and telecommunications providers are expected to shed jobs next year.
Wobbekind cautioned that the uncertainty coming out of Washington, D.C., and Europe clouds the economic picture and complicated the forecast.
Some of the other highlights from the outlook:
• Inflation will run 2.2 percent locally, down from the 3.1 percent pace estimated for the Denver-Boulder- Greeley Consumer Price Index this year.
• Colorado's population is expected to grow 1.5 percent next year, or by 75,900 people. Of that gain, 40,500 comes from natural increases and 35,400 from net migration.
By Pat Ferrier
Fort Collins-Loveland might be falling victim to its own success.
A combination of the cities' relatively healthy job market, diverse economy and positive national press is putting the squeeze on available apartments.
The vacancy rates in September plummeted to critically low levels, meaning rents are going up and will continue to do so until more apartments are built.
The combined Fort Collins-Loveland vacancy rate was 2.3 percent for the third quarter, according to a new report from the Colorado Division of Housing. The survey of 5,810 apartment managers, owners and property managers was conducted Sept. 10.
On that date, almost all of the region's apartments were full.
A 5 percent vacancy rate is considered to be an even market.
"It's been going on for years, and you're seeing the cumulative effect. It's not just the impressions of the region … you do have a better chance of getting a job there and wages will be better than many other regions as well," said Ryan McMaken, spokesman for the state Division of Housing.
"It is clearly very tight," McMaken said.
Meanwhile, in a simple supply-and-demand market, as
vacancies tighten, the median rent has soared from $856.53 a year ago to $932.58, a $76 jump. Just over the past six months – from the first quarter to third quarter – the median rent has gone up $53.
In Loveland, where developer McWhinney is building apartments by the hundreds, the vacancy rate is 3.4 percent. The median rent is the highest in the region, at $941.88.
McWhinney's recently completed 303-unit Lake Vista project north of U.S. Highway 34 is about 75 percent leased, said Mike Hill, senior director of multifamily development and operations.
And on Friday, the company held an open house on its newest property, the 252-unit Greens at Van de Water, 2900 Mountain Lion Drive.
"Northern Colorado and Loveland have some of the lowest apartment vacancy rates in the state, and leasing at our Eagle Ridge and Lake Vista lifestyle communities has been strong, furthering the need for additional residential rental offerings in the region," Hill said.
Rents at Van de Water range from $700 to $1,500 and at Lake Vista from $890 to $1,725.
Mike Easter, president of Rocky Mountain Property Management Inc. in Loveland, said the tight vacancy rates and increasing rents will foster investment in new rental units, which will benefit the overall market.
But for consumers trying to afford higher rents, the news is not as positive.
Stephanie Ludwigsen and her boyfriend signed a lease Thursday morning on a 1,500-square-foot condo in central Fort Collins.
They're subletting the condo for $1,100 a month, about the same price they would pay for a much smaller unit at a large apartment complex, she said.
"I hadn't had to look for a place for a couple years. We did notice the rents were higher than what we had seen, and I was surprised at the cost per square foot. It was higher than what I was used to seeing."
Along with higher rents, Ludwigsen said there were fewer available units than what she expected.
"There was probably one-quarter of the availability" she's seen at other times of year.
"We had far better luck looking at sublets this time of year," she said.
If rents go too high, it will force some renters to look for cheaper apartments elsewhere in the market, but they're not likely to find too much as rents are being pushed up across all types of rentals, Easter said.
With one of the stronger job markets in the state, McMaken said workers are saying put.
"People are not only staying there because of the job situation, people are relocating there because it's seen as such a strong market and a place people want to live," he said.
"Fort Collins has benefited from a lot of magazine articles and general talk about what a fine community it is," McMaken said.
That reputation also is helping fuel a decline in Greeley's vacancy rate, which is the lowest in the state at 1.8 percent.
Although Greeley's job market is improving, as well, McMaken said Greeley has become a more affordable bedroom community to Fort Collins. "I don't think it's improving enough to drive the vacancy rate down that much. It's very much related to the Fort Collins market.
"West Greeley is seeing the impact of people looking for an affordable place to live where they can drive to jobs in Fort Collins," he said.
Statewide, the vacancy rate fell to its lowest rate since 2001, according to the report conducted by Gordon Von Stroh and Ron Throupe of the University of Denver and Jennifer Von Stroh of Von Stroh Housing Surveys.
Source: Loveland Connection

subset: commoncrawl


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Sponsored By
Driver Charged With DWI In Mamaroneck Restaurant Crash Appears In CourtA 79-year-old driver appeared in court to face charges after police said nine people were hurt when her car crashed into a crowded restaurant in Westchester County.
Police: Driver, 79, Charged With DWI After Crashing Car Into Mamaroneck RestaurantThe incident happened Sunday night at Enzo's, a popular restaurant in Mamaroneck.
Car Crashes Into Popular Restaurant In Mamaroneck, 3 Critically InjuredMultiple people were injured when a car backed into a restaurant on Sunday night.
Mother Of Gabriella Maria Boyd Too Injured To Appear In CourtA crime scene cleaning company is still working at the home where where 2-year-old Gabriella Maria Boyd died.
Child Protective Services Visited Home Of Doomed Mamaroneck Girl Day Before She DiedThere is new information on the disturbing death of a toddler in Westchester County.
Lawyer: Cops Failed To Enforce Court Order Night Before Toddler DiedA judge ordered a girl's mother to surrender her child under a temporary order of protection. She didn't, and now the girl is dead.
Police: Toddler Dies, Mother Hospitalized Following 'Tragedy' In MamaroneckMamaroneck police were called to a home on Chester Avenue around 1:30 p.m. Saturday.
Mamaroneck Teens Set To Host 12th Annual Hot Chocolate Stand For CharityHot chocolate and charity are bringing people together and making a winning combination in Westchester County.
Fire Breaks Out At Residential Building In MamaroneckIt happened on Dillon Road near the border with Larchmont.
2 Critically Hurt In Fiery Crash On I-95 In MamaroneckA 26-year-old woman and 27-year-old man, both from the Bronx, were hurt in the chain-reaction crash that state police say could have been avoided.
2 Killed In Crash Involving Garbage Truck, Car In Westchester CountyPolice said a 2005 Acura collided with a garbage truck around 7:15 a.m. Saturday on West Boston Post Road in Mamaroneck.
Mamaroneck Diner Gives Day's Profit To Relief Effort In Puerto RicoIt's been three weeks since Hurricane Maria hit Puerto Rico and much of the island is still without power.


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Furniture: Home - by owner
Vintage desk and chair
£235 by Andrea in thetford,norfolk, Jul 02
Painted in a mid grey, desk has one drawer with scalloped detail to the underneath. Stands on long tapering legs.
Posted in: Furniture: Home - by owner. 3 people are following this item.
Find out how close you are to this item!


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Regular price
Add a Gray touch of Moroccan ethnic glam to your home. These distinct Soft Gray berber carpet is an ideal addition to a comfortable, casual seating area. This rug, manufactured by hand in tribal villages of the Atlas Mountains, will help you create a living room designed in North African style. Soft and warm, the high quality wool comes from the tribes' sheep in the High Atlas Mountains. By taking some elements from the ancient culture such as this authentic work of art and placing it by the fireplace or underneath a coffee table, you achieve the Oriental style-inspired décor.
Dimensions : 195 cm x 317 cm = 6.3 ft x 10.4 ft
Material : 100% wool
Origin: Azilal tribe in morocco
Condition : Good
This is Authentic Handmade berber MOROCCAN rug .
This rug is clean, no damage , no stain at all,
Shipping methods : Fedex, DHL " Door to Door " for your convenience 2-3 Business days after handling time anywhere in USA.. and Canada … Europe … Asia
All our shipments are insured for lost.
Be the first to ask a question about this.


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Ordinarily this can mean additional expense to your business as third party logistics companies look to move trucks only with full loads. PSS Distribution Services' sophisticated load optimization processes enable us to offer Less than Truckload (LTL) options to your business. For those times when you have cargo that needs moving but it simply doesn't add up to a full truckload, our LTL options enable you to economize while still getting the job done. You can be sure there'll be no wasted expenditure so you'll maintain your ROI and not be left out of pocket every time you're dealing with smaller shipment sizes.
Our state-of-the-art barcode labeling system ensures accuracy is maintained throughout the LTL shipping process. PSS Distribution Services' experienced warehouse staff ensure that no matter the size of your shipment, it will be safely packaged and protected from damage throughout its journey.
121 Ridge Rd
Jamesburg, NJ 08831
PSS Distribution Services.
. All Rights Reserved. Online Marketing by MilesTechnologies.com


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I have been called to be a servant of God.
I absolutely credit that to my family's decision to baptize me as a child. Through that sacrament and as members of the Catholic Church, they promised to raise me in the full knowledge of God's love for me. They provided me with a foundation of support and guidance that has helped shape me into the person I am today. They brought me into a family with the same mission – to love me and help me on this journey of faith from the very beginning. I was raised by parents, godparents, grandparents, and all sorts of incredible family members who have incredible relationships with God and who have taught me more than I could ever explain. In no way do I ever want to take away from that beautiful gift they gave to me.
But my spiritual journey is my own, and I have to figure out what that means in regards to the rest of eternity, because I am a servant of God. He is calling me to great things…and it all starts with Jesus. I am searching for a relationship with Him that transcends all things. I want to love as He does, and that includes living like He did.
When Jesus was baptized, he identified himself with our sinful nature. Why would the perfect Son of God need to be cleansed of anything? He did not need to be forgiven, but instead, He gave us a perfect example of obedience to God's will for His life. Through baptism, Jesus accepted God's mission of servanthood and leadership and began His public ministry that ultimately led to death on a cross and the resurrection that freed us from all sin and shame. When Jesus came out of the water after He was baptized, God's spirit came upon Him and validated His true identity:
"And a voice from heaven said, 'This is my Son, whom I love; with him I am well pleased.'"
Matthew 3:17
Jesus was obedient to God's calling on His life, and it all started at this moment. After His baptism, Jesus began his mission here on earth and trusted that God would lead the way. In following His example, I am at a point in my life where Jesus must lead, and I will follow. My Savior deserves this act of faith because I am being called to serve and follow Him right now. Not later, when things are less chaotic, or when the "time is right." Not someday, when I feel ready or settled or more spiritually fit. This transformation of heart is not something to be hidden or brushed away. When I meet with my God face to face someday, I want to hear the words, "You are my child, whom I love; with you I am well pleased." I want to look back and know that I tried my very best to follow that calling that has been rooted in my heart – to love Him with all that I am. And it starts now.
So after all this, it's probably pretty clear that I'm going to be baptized – that is, baptism by immersion. This will be my public declaration of faith as an adult and follower of Christ – my message of love to my Savior and the beginning of this journey called life with Him at the center. My baptism will be taking place this Easter, of all days – I can't think of a more meaningful or opportune time to say to Him, "I trust in Your goodness, and I will for the rest of time." This relationship of mine with Jesus has been growing for quite some time, but I see this as a contract of sorts – as a hope that I might not drift away from His heart again. A friend of mine gave me the image of a wedding band – it is not the wedding band that makes the marriage, but it is certainly a symbol of it. It's a personal choice that I feel is an essential part of my path and my relationship with Jesus. I've been a believer all my life, thanks in huge part to my wonderful family and their gifts of love and truth given to me. But each person is responsible for coming to know Jesus on an intimate, personal level regardless of denomination, age, lifestyle, circumstance, or time. I would never try to say what is right for someone else in their walk with Christ. This has nothing to do with what church I belong to, what friends I have, what my parents believe, or what the world thinks. Baptism is not a ticket to heaven or a prideful show to be put on. Baptism by immersion is a personal choice, and I feel that it is the right choice for me.
As I said earlier – I just want to love as Jesus loved. In my journey to His heart, that means trying to live as Jesus lived. Jesus ate with the sinners and befriended those deemed unworthy of attention or love. I want to let Him live through me and build relationships with anyone who needs His grace just as much as I do each and every day – that is, everyone. Jesus obeyed His Father to the point of death on a cross, and He bore the weight of the sins of the world simply because He was called to. I want to let Him live through me and obey my Father with radical abandon in every aspect of life. Jesus was baptized and found His mission and identity through the love of God. I want to let Him live through me and find those things too.
I don't ask to be completely understood in this decision. I only ask to be supported by those I love so dearly.
This next step will be an important and exciting day to remember in my life, and I can't wait to celebrate it.
Thanks for reading the words that have been on my heart these days.
It really means more than I can say.
"We have this hope as an anchor for the soul, firm and secure."
Hebrews 6:19


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I am getting ready to List ALL My New Gift Sets , Kits and Specials.
Oh Ladies the sales I will be Having.♥
Right Now I am offering Sales for ALL My FaceBook FANS Yup Giving some Love♥♥
Become a Fan for Inside Deals www. facebook.com/moiminerals
Also In My list of To Dos:
Check Back Often and Follow My Blog, Shop My Stores ETSY & ARTFIRE
Fan Me on Facebook


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This little bear chap has the most endearing expression. He was made after a design that was one of the most favourite patterns I ever made. Even though he has a small size, my bears are always substantial because they have shorter legs. I made this bear from one of a kind mohair and some pieces of alpaca as well. I used 100% wool felt for his paws and the finest perle cotton for his nose
He has a lovely weight to him and comes with a collar and a key around his neck
This bear is a one of a kind
Props in the picture (like the chair) are not included in the sale
|Mohair, Alpaca, Woolfelt, Miniature Bear Velvet
|Fiberfill, Glass Beads
|5 (full jointed)
|Satin Ruffle and Key on cord


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Classes are premature optimization, forcing the programmer to freeze method implementations and often memory layouts during the design stage in order to make things easier for the compiler writer. Classes are also accidental complexity forcing the programmer to deal with rules and limits unrelated to the problem domain, and sometimes expend extra effort working around the class system. This talk will gaze into the soul of object oriented programming to see why classes might not always be beneficial (though they often are). We'll look at alternate visions from the hard core classlessness of Self to the modern renaissance of Javascript. Finally, there will be a review of patterns for the proper application classless patterns.
- Date: 2010-10-15
- Location: Chicago Javascript Meetup
- Classes are Premature Optimization (pdf of slides; 6.1MB)
- Justin Love's prototypal bookmarks on Delicious See also oop
- You might also be interested in the Strange Loop 2010 version, which had a video recording


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Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Be the first MLive.com user to add photos or videos of Bredell & Bredell
Since 1984, Bredell & Bredell has obtained excellent recoveries for clients. We work to be a leader in service and results among Michigan law firms, and we are proud to be recognized for our professionalism.


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At the modern air-conditioned Ozone Paragliders factory in Gourdon, the soaring weather is second to none, with an amazing 300 or so flyable days every year. This is a great help, obviously, for the continuous development and testing of paragliders. It's easier and quicker to 'get it right' when so much air-time is available to test each canopy!
A philosophical bunch, these Ozone guys. Well, at least they claim to have 2 philosophies when it come to free-flying in paragliders.
One, fun. They try to make the flying experience enjoyable for pilots at all levels, by ensuring their designs are safe and easy to fly. Not like the old days, where manufacturers aimed to get the winning edge by extending the top-end speed of their designs. And in the end, it has been proven that a pilot with great confidence in his wing's safety is not disadvantaged. A small theoretical edge in performance doesn't really count for much. The competition results around the world have bourne this out, according to Ozone.
Secondly, fair pricing. In a nutshell, the guys at Ozone Paragliders are paraglider pilots and understand that other pilots appreciate good value in a glider. That means not just the initial price, but the life expectancy of the wing as well. So Ozone tries to keep prices very competitive, and also has an emphasis in construction for making the canopy structure and lines long-lasting. Materials are carefully picked accordingly. The handling of an Ozone paraglider barely changes over its entire life. As you would hope!
All this adds up to good value in a paraglider.
Now for some trivia. Maybe not the right word, can anything to do with aircraft manufacture be trivial? Anyway, the canopies at Ozone are tested at up to 12G, to make sure the line attachments to the ribs do not fail under even extreme loads. Wow, makes you wonder whether one of these things could survive an opening shock like a parachute. Maybe, but don't try it!
And what about the erm... Ozone Butthole! Huh? Yes, it's a real feature. Look at the tip of any wing from Ozone Paragliders, and you will find a velcro flap that can be opened to remove bits of rubbish that tend to accumulate there. Not in flight of course. A very practical idea that helps the wing last longer, very much in keeping with the Ozone philosophy.
Return to Paragliding Equipment from Ozone Paragliders
All the way back to Home Page


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Lapuan Kankurit is a jacquard weaving mill, where weaving skills and material knowhow have been refined into excellence for decades. Behind the succesful products are top designers, professional staff, the latest weaving techniques and a responsible attitude towards the environment and people. We use natural materials, weaving linen and wool into sauna, bathroom, table, kitchen and home interior textiles.
Our spa and sauna textiles make saunaing an even more enjoyable experience. Wrap yourself up in a soft, warm wool blanket after bathing or enjoy a meal at a table set beautifully with pure linen.
The Lapuan Kankurit products tell their tale of finished craftsmanship, user comfort, natural materials, technical product innovations, an ecologically sound approach and Scandinavian design. Knowing every step from thread to product is of utmost importance to us. It produces a result we can be proud of.
We have a passion for learning and developing new products. Lapuan Kankurit's product innovations have received several prestigious MUOTO design awards and TAITO-FINLANDIA award.
Certification: Masters of linen – 100% European linen – mark, Association for Finnish Work Key Flag symbol
Jaana Hjelt
Email: firstname.lastname@example.com
WWW: www.lapuankankurit.fi


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Sheppard and Enoch Pratt Hospital's promotion of its centennial celebration was named best in the show at the Maryland Chapter of the Public Relations Society of America awards banquet last week. The entry also won in the special events and observances category.
Other categories and winners were:
* Community relations -- "Senior Housepitality" by Gray Kirk/VanSant
* Institutional programs -- "Hardee's Tree-Mendous Program" by John H. Snyder Assoc. Inc.
* Public service -- "Discover Maps! Explore America!" by Adams Sandler Inc.
* Public affairs -- "Winning Regulators' Approval for a New Heart Program" by Adams Sandler Inc.
* Marketing communications -- "ENVIRACAIRE Portable Air Cleaner Introduction" by David Kirby/Frank, Freeman & Mathai Inc.


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Dong A Joint Stock Company
Company Info
Established in 1995, Dong A Joint Stock Company specializing in producing and supplying 3-5-7 layer carton, paper boxes, labels under a system of modern Process, Flexo and Offset printing machinery with producing capacity over 35.000 tons per year.
The DOPACK's products have been on the nationwide market with an extensive range of products: single wall cartons, double wall cartons, triple wall cartons, waterproof cardboards, paper boxes, and other publications produced by high quality printing technology. Our professional designers and technique-support team are dedicated to providing you with a complete solution for all your packaging requirements on new design and for an used effectively packaging. From Hue city to Ho Chi Minh city, DOPACK is valued as a reputable supplier.
The products are applied the quality management system according to the international standard ISO 9001:2008 and the occupational health and safety assessment series OHSAS 18001:2007


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The Fort Lauderdale Strikers were able to fight to a 1-1 tie against the Carolina RailHawks in Cary, North Carolina, keeping them in the fourth and final playoff spot with just two games left in the season.
FC Edmonton, which defeated Ottawa Fury 2-0 earlier in the day, jumped ahead of Carolina and is now just one point behind the Strikers for the final spot. The two teams will face off Saturday night at Lockhart Stadium.
Mark Anderson was able to put the Strikers ahead 1-0 in the 67th minute when Martin Nuñez slotted him the ball just outside the box and the midfielder shot it with his left foot, putting the ball inside the right post past Carolina's Akira Fitzgerald.
In the 82nd minute Carolina was able to even the score when Nacho Novo received the ball from Ty Shipalane, and back heeled it into the corner of the goal to tie the score
Men's soccer
▪ Saint Leo 3, Barry 2 (OT): Matt Campbell scored six minutes into the overtime period with a header to give Saint Leo (9-1-2, 5-1-0 Sunshine State Conference) a win at home over visiting Barry (5-6-1, 1-4-0). Patrick Drmola and Connor Randel each scored for the Buccaneers.
▪ St. Thomas 4, Ave Maria 0: Mikhail Weatherly, Andres Rico, Marcelo Norton and Marc Heiniking each scored a goal as St. Thomas (1-6, 2-5 The Sun Conference) beat Ave Maria (1-9, 0-7) at Bobcat Field.
Women's soccer
▪ St. Thomas 2, Ave Maria 0: Sarah Lyppert Thomsson and Zelda Jagryd, both from Sweden, scored and assisted on each other's goals in the Bobcats (7-6-1, 3-4 TSC) road victory over Ave Maria (3-8, 0-6). Goalkeeper Christina Garwacki got the shutout.
▪ Barry 2, Saint Leo 1: Rayah Seckler got loose in the back of the Saint Leo defense and scored the game-winner in overtime to lead Barry to a victory at home. Christy Grimshaw scored the Buccaneers' (9-1-1, 5-0-0 SSC) first goal in the 37th minute.
Women's tennis
Barry's Sonja Larsen and Elisabeth Abanda each reached the semifinals of the top singles draw in the Grizzly Open hosted by Georgia Gwinnett College in Lawrenceville. Larsen defeated Emory's Julie Fowler 6-1, 6-0, and beat Emory's Bridget Harding, 6-0, 6-0, in the quarterfinals. Abanda beat Brenau's Maria Perdomo 6-3, 6-2, and also moved into Sunday's 8 a.m. semifinals with a 6-3, 6-2 win over Klara Dohnalova.
Men's Tennis
Six Barry University players moved on to the Round of 16 at the Pembroke Lakes Invitational at Pembroke Lakes Golf & Racquet Club. Barry's Fabian Groetsch, Kevin Sielmann and Fabian Pronnet each won two matches. Nico Dreer, Austin Cruz and Franco Echenique all won one match after receiving opening-round byes. Sunday's play begins at 10:45 a.m.…
University of Miami freshman Piotr Lomacki advanced to the main draw quarterfinals with two wins in the third day of action at the USTA/ITA Southeast Regional Championships hosted by the University of Georgia. Lomacki beat UNF's Lasse Muscheites 6-3, 6-4, and Georgia's Ben Wagland 6-7 (4-7), 6-1, 6-3. He will now face Florida's Maxx Lipman in the quarterfinals Sunday.
Women's volleyball
▪ Barry d. West Georgia 25-9, 19-25, 25-20, 25-8: Laine Cielena had 13 kills and a .611 attack percentage, Kristina Boncheva had 12 kills, and finished with five blocks as Barry (13-8) capped off a 3-0 weekend at the South Region Crossover at Rollins College in Winter Park.


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Job Title / Position: Commercial Lawyer
Job Ref no: GemmaCommLawyer
Branch Location: Commercial Northampton
Work Location: Northampton
Salary: Competitive annual salary
Shifts / Hours: Full Time
Job Description:
Due to expansion, Quest Employment are recruiting for an experienced and qualified company and commercial lawyer with at least 5 years PQE to join a leading legal firm in Northampton.
Hours of Work Monday Friday 8.30am 5pm or 9am 5.30pm
* Competitive annual salary
* 22 days holiday plus bank holidays
* Company pension scheme
* Free on-site parking
Essential attributes
An experience and knowledge of:
* Starting and running a business
* Joint ventures
* Mergers and acquisitions
* Restructuring
* Shareholders Agreements
* Franchises and Contracts
The successful candidate will be energetic and committed to networking in the local business community.
They will have sound legal knowledge, good IT skills and strong interpersonal and organisational skills.
Date Advertised: 24 March 2017
Date Closes: 31 August 2017
Contact in branch dealing with this advert: Gemma Williams - please call 01604 970370 or email your CV to firstname.lastname@example.com
Apply now


text: No, those were no butterflies in my stomach when I was in love with you; those were bad-ass dragons, biting off tiny bits of flesh from my heart. They left me bleeding and sore, but they enjoyed a flamingly exciting life inside me. When they passed away, they burned a little hole in one of my lungs. I know this for, now, when I breathe, I always have trouble taking in the air that no longer contains your presence.


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Ofsted annual report highlights social care failings
22 Nov 2011
Although the judgements on schools and teaching quality will probably capture most of the headlines, perhaps the most shocking finding in the Ofsted annual report relates to the role of local authorities in relation to vulnerable young people.
Children in care
According to Ofsted, the 'stark' finding is that almost one in five of the local authorities which had a safeguarding inspection this year were found to be inadequate. According to Ofsted this meant that 'children were at risk'. Of those inspected this year, not one service for 'looked after' children was outstanding.
Early Years
There was a better picture elsewhere. Amongst early years and nursery provision, 12% of those inspected were found to be outstanding, with 62% good, 23% satisfactory and 3% inadequate. This was an improvement on the last year.
The overall picture for schools shows that 20% are outstanding, with 50% good, 28% satisfactory, and 2% inadequate. This is a similar to picture to last year.
However, there was an improved picture for the number of schools that are either judged inadequate or have been put in special measures. There were 451 such schools at the end of August 2011 compared to 533 in the previous year.
Of the 75 academies inspected this year, 40 were outstanding or good, 30 satisfactory, and 5 were inadequate.
The Chief Inspector, Miriam Rosen, also highlighted the number of 'coasting' schools: identifying 800 (14%) that had been found to be only satisfactory in at least their past two inspections. The fact that Ofsted had focused on coasting schools (and also on phonics teaching) led one headteachers' union - the ASCL - to accuse the inspectorate of 'putting undue emphasis on government priorities'.
Its General-secretary, Brian Lightman, said "It is interesting that the report specifically addresses 'coasting' schools, phonics and academy successes, all government priorities. One of the great strengths of Ofsted is its autonomy from the DfE and its ability to objectively assess not only individual institutions but the state of the education system as a whole. I sincerely hope that the incoming chief inspector will make it a priority to safeguard and promote Ofsted's independence."
Teacher training
The picture for teacher training is very good and - as such - undermines the government's determination to move training away from university departments and into schools. The inspectorate's findings suggest the current system is, in fact, already working well with 'the very large majority' of initial teacher education inspected by Ofsted over the last three years being judged to be good or outstanding. The actual figures are: 31% outstanding, 58% good, 10% satisfactory and just 1% (or 2 providers) judged inadequate.
Ofsted is squeezed
The Chief Inspector also drew attention to the fact that Ofsted's budget is being cut by 30% in real terms between now and 2014. She warned that this would mean being 'more selective' about what Ofsted inspects and that could mean losing the 'reassurance' that users of services expect from regular inspection.
The full report is here: www.ofsted.gov.uk/resources/annualreport1011
User Comments
andrew fielder - 23 Nov 2011
Developing Ofsted's capacity to focus on the most needy.
Ofsted has had its uses but if things in education keep evolving at the pace they are I feel that Ofsted's days are numbered and its value even now questionable.
Ofsted's reputation has swung from untrained pitbull to pussycat over the years. It completely wiped out the careers of many of my colleagues, raised serious issues about some schools, has struggled to prove what value it has added, or has abjectly failed as it did at Haringey. Its remit has become vast, its resources dramatically reduced making a challenging role impossible.
Far too much expectation and emphasis is placed on Ofsted's 'objective' judgements on our schools. Invariably inspections tell us nothing more than parents, staff, and children already know. These judgements can at times depend entirely on the lead inspector lottery, if you are fortunate you will get a prefessional, compassionate, and reasonable lead inspector, unfortunately many colleagues will tell you that is not always the case..
In this day and age, with reducing budgets, more focus on school led improvement, with practitioners driving the whole improvement agenda across all sectors, school to school partnerships, isn't it time we broke away from the old model of inspection? Its time to craft a genuine partnership between Ofsted and school sponsors (expert head teachers responsible for raising standards in other schools). Let sponsors commission Ofsted to inspect their schools in a far more focussed and effecient way. This would then enable Ofsted to develop more capacity to focus on LA services linked to children in care, looked after children and care homes.
Ursula - 23 Nov 2011
Not sure about the 'reassurance' - maybe instead it would be good to get on with the actual business of teaching! And that doesn't meaning teaching teaching either!


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SZTÁV Adult Education Ltd. and its predecessor has already been performing training activities for more than 40 years. Due to its sites all over the country (we are represented in 16 places throughout Hungary) we provide adult education services on a large scale. Our company has adapted to the changing economy constantly expanding its training services in the field of adult and vocational education. Our institutional capacity consists of about 50 full-time employees and more than two hundred external trainers who are constantly working on educational tasks. Among the company's priorities is a key mission to hold services on a top level in full accordance with our costumer's needs. That's why, beyond introducing the 9001:2001 quality system (ISO) our company was among the first ones to achieve the certification "accredited institutions" issued by the Adult Training Accreditation Board (Felnőttképzési Akkreditáló Testület), which certification in the second half of the year 2014 will be replaced by an official permission related to the adult education tasks (due to the change of the Hungarian Adult Education Act in 2013).
[book id='4′ /]
The SZTÁV Adult Education Ltd. is a qualified member of the Adult Educators Association (Felnőttképzők Szövetsége) and has an officially certified training and exam preparation centre of welding profession. In our independent testing centre we have an official permission for testing of 119 state-approved qualifications (as the National Qualification Register is required), in addition for several government authorised exams, such as fire service and labour safety. In 2010 in our examination centre 1679 persons passed successfully 109 principal exams, in 2011 122 exams were passed by 1678 persons, in 2012 134 exams by 1620 persons. In 2013 4450 attended our courses, from 3749 examinee 3680 passed successfully our exams. We are in strategic partnership with several partners within the private sector and governance also. Being the maintainer of the CENTROSZET Regional Integrated Vocational Training Centre (something like ROC's in the Netherlands) we can strengthen our vocational profile in the capital and Pest County. We give priority to our training developments during the cooperation with employers and their organizations.
Our company transacts more than 300 trainings every year and in the recent years the number of students exceeded 4,600 people per year. Every year, more than 1,200 students pass exams organized for them. Our courses are arranged with the assistance of 249 instructors.
Over the past decade our company has been the beneficiary of number of EU projects. We also successfully completed various public procurements. In 2011 as a result of a partnership with Hungarian State Railways (MÁV Zrt.) more than 800 staff members of the railways company were trained (lifting machine operator). Successfully with a 100% exam success, with about 600 employees we completed an organized platform for management and administrative training (as the National Qualification Register is required) for the Hungarian Post (Magyar Posta Zrt.). We had won and implemented a special training for disadvantaged people in the field of building industry for the residents of Cigánd. With cooperation of Ministry of Interior (Belügyminisztérium) we provide professional trainings for prisoners in different institutions in the eastern region of Hungary (management platform, cutting machine operator, etc.).
It's worth to work with SZTÁV Adult Education Ltd. because:
- We have decades of experience in adult education and vocational training
- Our company is represented in 16 places throughout Hungary as a national organization
- We are working in a certified and audited system
- We work at competitive prices
- The satisfaction of our customers is guaranteed
Have more questions? Contact us:
Mr. János SZILÁGYI
tendering & EU rapporteur
Mobile: 36.20.773.4035
E-mail: firstname.lastname@example.com
1149 Budapest, Angol u. 36.
Tel.: (1) 267 6464,
(20) 773 4000,
(40) 535 353
E-mail cím:
Regionális irodáink elérhetőségei a "Kirendeltségek" menüpont alatt találhatók.


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Why I Will Never, Ever, EVER Get a Tattoo
Would I have to start planning outfits around the tattoo like I plan for weather?
I was born on December 25th. Yes, that's right, I'm one of those Christmas babies everybody makes a huge fuss about.
There's the "How cute, you must've been the best gift your parents could have asked for!" Or "OMG, were you wrapped in a giant stocking when they brought you to your Mom"? And then there's "Wow, that must totally suck!" And my personal favorite, "You know, you stole Jesus' birthday…" Seriously.
Here are a few struggles I've dealt with along the way that are super specific to kids born in and around everybody's favorite winter holiday. Shall we take a look?
1. Secretly, you hate anyone born in the summer.
Those Junebugs totally have it made, with the abundance of sun, sand and breezy bliss that's readily available during their candle-blowing moment.
2. Your present list needs to last you all year long.
For us December-ers, it really is too bad if your new favorite something happens to come out early on in the year. Like it or not, you'll have to wait many more months before getting it. And when you do finally end up receiving the new and nifty thing they've been dreaming about since mid-April? You'll quickly realize that it is an incredibly inappropriate item for winter.
3. "Birthday Parties" are simply poorly attended holiday get-togethers with your extended family.
For December babies, "birthday parties" are usually just holiday get-togethers with Uncle Dave and the rest of that oh-so-wonderful extended family. Usually, after all the wining, dining, hosting, mingling, and last-minute shopping for family members you only see once ever other year, you're too exhausted for a birthday party anyway.
Face it. Everybody — including you — is too tired and too busy to celebrate the way you would have truly wanted.
5. Most times, all your friends bail out on you at the last minute, and for no apparent reason.
What's worse is that sometimes, even the closest of friends bail out on you. To be fair, snow-covered ski lifts, the smell of fresh pines trees, and the taste of warm, toasty marshmallows drenched in campfire-melted chocolate are all way more inviting than spending the latter days of the year with a bunch of your BFF's yakking relatives.
All the packages are wrapped in wacky Christmas paper, so finding that "Birthday" one takes some doing.
7. People forget about your special day.
I mean, it's Christmas! Hence, there are never any brilliant surprise parties at the office; there were never ever any confetti sprinkles and homemade cupcakes to savor during second grade arithmetic class. This extremely special day of ours rarely gets mentioned or announced in public — at all. And who can forget those spectacular individuals who wish you a happy "Birthmas"?
8. You have mixed feelings toward Santa Claus.
On the one hand, the jolly old guy does bring you presents. On the other, he's a total spotlight stealer. The bond between you and jolly old St. Nick has turned, over the years, into a tense, love-hate relationship that no one else seems to fully understand.
9. Yet despite all of this, you never ever ever dare to complain—you don't want to be labeled a Grinch, you don't want to steal away the holiday spirit.
We smile. We put on a brave face. We act like the bigger and better person we are and were taught to be.
Yet honestly, none of the above matters because deep down inside, you know that you are as special as the cherished holiday itself. That's more than enough. So this year, keep calm, carry on, and have yourself a Happy Happy Holiday (and Birthday)!!


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Lauralee Marie Sawyer
Lauralee Marie Sawyer, 82, of Arlington, WA passed away peacefully on the evening of January 18, 2017. She was born December 21, 1934 in Jerome, ID. She married Jerry Emerson and had a daughter. Jerry passed away in car accident and she remarried to Dallas Markham and had three sons. She is survived by her daughter, Susan (Tim) Emerson-Cook; her sons, Richard Markham and Terry (Angela) Markham.


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The Bible is the written revelation of God for people. It provides the foundation of our faith in Jesus Christ, the standard of truth by which all other truth is measured, and the practical guide for life today. In kindergarten through 12th grade Bible is taught as a separate subject. Just as important, however, the truths of the Scriptures are integrated in the content of all classes, recess, extra-curricular activities, and in the handling of all school affairs.
The curriculum used at Cedar Valley Christian School addresses needs of students in the areas of spiritual, mental, physical and social development. We view the student as a whole person, and therefore no particular area of development should be isolated or omitted. While the basic traditional subjects of reading, writing, mathematics, history, science and reasoning are pursued, we attempt to help each student seek to:
Love their Lord: (Luke 10:27) "…You shall love the Lord your God with all your heart, and with all your soul, and with all your strength, and with all your mind…"
Love others: (John 15:12) "This is my commandment, that you love one another, just as I have loved you."
Love the wisdom/truth of the Lord: (Proverbs 4:6) "Do not forsake wisdom and she will guard you; love her, and she will watch over you."


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Thomas Cook Children's Charity is committed to improving children's lives and benefiting the communities in which they live.
As part of this work they have named a room - called 'Lollo & Bernie's Room' - in the brand new CLIC Sargent Home from Home in Glasgow. Marion's House will welcome 300 families to stay each year.
And thanks to generous donations from their customers and employees, Thomas Cook Children's Charity will also name a second 'Lollo & Bernie's Room' at the new CLIC Sargent Home from Home in Edinburgh, which is due to open in 2017.
Jamie Queen, Trustee for Thomas Cook Children's Charity, said: "We're delighted to be able to support the vital work and services of CLIC Sargent in Scotland and continue to do our bit to improve children's lives."
We're delighted to be able to support the vital work and services of CLIC Sargent in Scotland and continue to do our bit to improve children's lives.
CLIC Sargent's Head of Corporate Partnerships, Celine Stevenson said: "We are absolutely delighted to be working with Thomas Cook Children's Charity.
"Their generous donation towards our Scotland Home from Home Relocations will mean that families with a child with cancer in Scotland will be able to stay in the Glasgow 'Lollo & Bernie's Room' in Marion's House from early 2016 and the Edinburgh 'Lollo & Bernie's Room' when the new CLIC Sargent Home from Home opens in 2017.
"We are looking forward to getting to know Thomas Cook employees and achieving great things together in the future."
Flight of Dreams
Thomas Cook Children's Charity also arranged for 40 CLIC Sargent families, and children being supported by other charities, to participate in its December Flight of Dreams, in conjunction with Bauer Media Group's 'Cash for Kids' charity, Hamleys and Thomas Cook Airlines.
The annual Flight of Dreams offers children and their families the chance to experience a truly magical and festive flight over the UK.
The children had VIP treatment all the way, enjoying entertainment at the airport before taking off on a one hour flight on board the brand new aircraft.
They even had a surprise visit from Father Christmas and his team of elves, receiving a special gift courtesy of Hamleys Toy Shop.


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Jobs At Yale University In Connecticut, United States
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- Cancer Biology
The laboratory of Dr. Narendra Wajapeyee in Yale University School of Medicine is seeking a highly skilled and motivated postdoctoral fellow to study mechanisms of cancer initiation and progression. Expertise in large-scale functional genomics screens, mouse models and genomics/metabolomics analysis... More Details
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Stories by Natalie Pertsovsky
Russia's been slapped in the face, once again, with sanctions imposed by the Obama administration. What exactly does that mean?
One Northwestern RTVF professor was tasked with researching the film making techniques of ISIS.
Brohi, founder of the Sughar Empowerment Society in Pakistan, seeks to educate and empower women.
Matisyahu performed and spoke Thursday in Pick-Staiger Concert Hall.
The Northwestern Political Union held a vote about whether political correctness hinders learning.


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The Independent Order Of Odd Fellows (IOOF), also known as the Three Link
Fraternity (Friendship, Love and Truth), is a global altruistic and benevolent fraternity. With its beginning in England in the 18th century, it spread to North America and Canada in 1819 and expanded throughout the world.
This wonderful and rare early cup and saucer was produced expressly for the fraternity, circa 1850. Probably of English origin, it is decorated with IOOF symbolism in shades of dark crimson and green. The borders have a wide band of pink luster. Both pieces are inscribed "Independent Order Of Odd Fellows" and the cup also has the words "Unity Is Strength".
The deep saucer, for cooling your hot beverage, measures 5 1/2" across and 1 1/4" in depth. The cup is 2 1/2" in height and 3 1/2" across. Unmarked as to the maker. There are no cracks, chips or repairs; minor fading of luster bands. A great early fraternal item.
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Bry's Antiques, an "ADOPTION AGENCY" for ANTIQUE & VINTAGE items to enjoy or give as gifts.
Fine Antiques & Vintage Items Always Being Added For Your Shopping Pleasure. Serious Offers Considered


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Calendars for 2018-2019
Title IX
"No person in the United States shall, on the basis of sex, be excluded from participation in, be denied the benefits of, or be subjected to discrimination under any education program or activity receiving Federal financial assistance."
Title IX covers:
- Education Programs or Activities
- Sports
- Sexual Misconduct (Harassment & Violence)
- Employment
- Equal Access to Facilities
- Admissions and Recruitment
The US Department of Education's Office of Civil Rights (OCR) enforces Title IX.
Some examples of discrimination that violates Title IX include:
- Sexual harassment
- Gender discrimination, including gender preference and gender identity
- Unequal distribution of athletic funds
Anyone who believes there has been an act of discrimination on the basis of sex against any person or group in a program or activity that receives Federal financial assistance may file a
complaint with OCR under Title IX. The OCR Complaint form can be found here.
Revised Sexual Harassment Guidance January 2001
Please contact Soquel Union Elementary School's Title IX Coordinator if you wish to file a complaint, or have questions regarding Title IX compliance.
Dr. Lurena Brubaker, Title IX Coordinator
620 Monterey Ave.
Capitola, CA 95010
(831) 464-5631
Board Policy: Sexual Harassment
Invention Convention
On Friday, January 26, 20 of our 5th grade students participated in our extra-curricular academic activity, Invention Convention, under the leadership of Ms. Ilana Lowe. All of our participating students did an impressive job coming up with innovative inventions. Good luck to Reilly Kerko, Tyler Harway, Gabriella Gonzalez, Caleb Marchessault, Kevin Baskerville, Arie McNeil, Hailey Vicar, Chelsea Clayton, and Nicole Orlando who have been chosen to compete at the state level on April 14th in San Jose.
Donut Bully
One area in which we are particularly focusing is creating a very positive atmosphere through events like our "Donut Bully" week held earlier this fall. If you haven't had a chance to see our video recapping our anti bullying week, please check it out.
The Main Street Way
The Main Street Way, with its character traits of being respectful, responsible, honest and caring, is the common lens through which our behavior interventions are employed. We recently asked our students to tell us what they thought The Main Street Way was; and almost without exception, they were able to name the traits. Please watch our fun video it will put a smile on your face!
Computer Lab Hours Before and After School
Computer Lab Hours Before and After School We are fortunate to have our computer lab open before and after school so students can work on homework and use the computers to hone their math, literacy, and computer skills. A credentialed teacher, Ms. Lori Kearney, facilitates the lab. Multiple academic programs, as well as typing tutorials and programming sites are available to students in Kindergarten through 5th grades. Students are expected to work quietly while in the computer lab. Lab Hours are: Before School on Tuesday, Wednesday, Thursday from 7:45 to 8:30 and After School on Tuesday, Wednesday, Thursday from 2:50 to 3:45.
Spirit Wear
Spirit Wear FOR SALE!!!
Order online: spiritwear
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Hooded sweatshirts: $30
Zipper Front Sweatshirts: $36
Hats: $15
Stickers: $3
If you are interested in placing an order for Spirit Wear please order online by clicking on the link below
CLICK HERE: Spirit Wear
*Inventory is not kept in the office*
If any questions, please contact Laura at email@example.com.


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- Complete Systems
- Upgrade Components
- Search By Model
- Monitor Parts
- Projector Parts
Dell Latitude: 120L, and others.
Dell Inspiron: B120, B130, 1300, and others.
Part Numbers: 60.4D923.001, 60.4D923.001 B01, DFB601005M30T, F575-CCW
(Multiple P/N's are interchangeable and ship based on availability)
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Former Secretary of State Hillary Clinton supports President Obama's decision to free five Taliban members in exchange for Sgt. Bowe Bergdahl, a soldier colleagues say deserted his post and is directly responsible for loss of American life in Afghanistan.
At a forum in Denver, Colorado, Clinton responded to a question on the Bergdahl swap by describing the return of Bergdahl to safety as part of a "noble" tradition of ensuring that all American soldiers, regardless of what they have done on the battlefield, return home safely. "We do have a tradition – I ascribe to it, it's a tradition that's not only embedded in our military but in our country – and that is we try not to leave any of our soldiers on the field," Clinton said, adding that "the idea that you really care for your own citizens and particularly those in uniform, I think is a very noble one."
While Clinton noted that she understood the grievances of those who see five newly released Guantánamo Bay prisoners as a danger to soldiers on the ground in Afghanistan and elsewhere, Clinton said she did not "believe in second guessing people who have to make these hard choices." The decision, she argued, was a "tough" one because "you don't want to see these five prisoners go back to combat. There's a lot that you don't want to have happen. On the other hand, you also don't want an American citizen, if you can avoid it, especially a soldier, to die in captivity."
Clinton concluded cautiously, stating, "I think we have a long way to go before we really know how this is going to play out."
Six American soldiers died in the search for Bowe Bergdahl during his five years in captivity, none of whom Clinton addressed in her comments. Nor did she address fears that negotiating with a terrorist group like the Taliban could embolden others to attempt similar captures. Clinton also did not speak to the concerns of the parents of those killed in the search for Bergdahl, who widely consider the soldier a deserter who directly caused the deaths of better men.
Clinton's support for such a measure, which both rewards behavior that actively endangers American troops and gifts the world five freed jihadist operatives, should come as no surprise, given her judgment as secretary of state. Ignoring the warning signs of a growing terror threat and inadvertently heartening the cause of Islamist terrorists through diversions and miscalculations will forever be Clinton's legacy as secretary of state–and, in many ways, that of President Obama.
"Those who exploit this tragedy over and over as a political tool minimize the sacrifice of those who served our country," writes Clinton of her signature event as secretary of state, the murder of a U.S. ambassador during the Benghazi attacks. In her new book, Hard Choices, which is on sale for $21.00, she repudiates those exploiting Benghazi. The hypocrisy need not be highlighted, nor is the boldness inherent in making money by claiming others are exploiting the tragedy the signature trait Clinton exhibited that led to the death of Ambassador Chris Stevens and the many other victims of her negligence. Rather, it is the persistent willingness to dismiss threats when they arrive at her desk, against all signs that such threats are true dangers.
The Senate Intelligence Committee's report on Benghazi noted that the Libyan Embassy asked for security reinforcements on more than one occasion. Those working there were on the ground and saw the threat, and they did their due diligence to warn the State Department. Their cries fell on deaf ears, permitting what could have been a preventable massacre.
American workers at the Libyan embassy were not the only ones dismissed in such a way; residents of northeastern Nigeria found the State Department unwilling to come to their aid, as well, in 2011, when they warned that a violent Islamist group known as Boko Haram was terrorizing villages and forcing Christian girls into slavery. It was not until November 2013 that John Kerry designated Boko Haram a terror group at all, and even under Kerry's moderately more-cautious watch, Boko Haram has become an existential threat to the state of Nigeria. Simply put, Abubakar Shekau and the thugs he commands were dismissed, just as the Benghazi threat was dismissed, by a secretary of state constantly cultivating the air that she had better things to do and more dangerous threats to address–like climate change.
So it's no surprise that Clinton does not see the looming threat posed by five Taliban members roaming the earth freely once again, but it does her no favors as a potential presidential candidate to keep adding evidence to the pile that she is all but geopolitically blind to the real threat facing this country. That Clinton's attitude appears universally adopted by the Obama administration is to Bergdahl's advantage and the fortune of the Taliban, but the United States as a world power will only be able to survive a fixed amount of such willful ignorance.


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Age of Heroes
Riverbrook is a small but relatively important town in the north-eastern area of the Western Kingdom. Only a few rivers reach deep into the territories of the Western Kingdom from the western shoreline and these have subsequently become vital areas for trade. This applies even more so to Riverbrook, which is also only a fortnight's travel from both Everance and Festung Stormfist, the seat of Stannig Stormfist and largely regarded as the capital city of the Dwarven Kingdom.
Despite this position of relevant importance, Riverbrook has enjoyed a somewhat trouble free history, having only been established in the last thirty years it was not subjected to the regular raids and sackings that many towns bordering the badlands have experienced. This has changed recently however with the regular raids upon the outskirts of the town having prompted the construction of a fort watching over the eastern approach. Though not yet completed, a watchtower (6) was built as a priority to help give advance warning of raiders to the townsfolk.
Word of the sustained raids upon Riverbrook have reached the ears of King Serben, and he has dispatched one of his most trusted men by the name of Esteban along with a unit of soldiers to help safeguard the town and if possible crush the orc and goblin menace. Esteban and his men arrived a few days ago, and they have been quartered in both the town hall (2) and the militia barracks (3).
Other points of interest include a Temple dedicated to Lugh (5), the inn known as the Riverbrook Rest (1), the Mayor's residence (7) and the general store known as Havrod's Haversack (4).


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One man decided to "crash" their calls by having a matching conversation right next to them.
In this instance, the "crasher" is the comedian Greg Benson, who sets his sights on travelers glued to their cell phones in an unnamed airport terminal. A camera, filming from afar, captures the awkward hilarity that ensues when Benson approaches people on their phones, then responds to their overheard conversations as if he is the person they're actually talking to. Sounds confusing; works brilliantly.
Benson plays it completely straight – whenever someone asks him, he just casually tells them he's on the phone. As is the case with most stunts like this, it's other people's reactions that really make the video.
Credits: MediocreFilms
Share this cell phone crashing with others to make them laugh or make them stop talking loud on their phone!
Τετάρτη, Αυγούστου 13, 2014 | funny


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There's nothing difficult about changing or upgrading your alternator but why don't we do it? Maybe it's because we'd rather spend money on cosmetics or visual upgrades, or maybe it's just a lack of information. Either way, it's something you need to consider.
Stock cars (older than the '80s) were never designed to handle a plethora of electronic gadgets. Back then, alternators were made to handle a much smaller load than is required to power today's hefty systems and electronic accessories. From digital gauges to video screens and power windows, each additional amenity requires a power source and this essentially drains your car's electrical grid, thus making the perfect recipe for failure.
So how does one go about purchasing a new alternator? Well, for starters, you need to figure out the load capacity you need. By letting manufacturers know what your intensions are (and what type of load to expect) they can point you in the right direction and suggest an alternator that will fit the bill, but the buyer must beware! It is essential to do your homework because many "remanufactures" will be built to lower standards and specifications and in the years to follow you'll probably have to replace it again, so do it once and do it right.
The main purpose of an alternator is to keep your battery fully charged and prevent electronic accessories from draining the battery. Alternators need to be able to handle all of the electrical demand, especially at idle—where the amperage of the alternator is going to be lower at idle. A common question asked is, "Will a higher amp alternator hurt my battery or charging system? The answer is no. A good rule of thumb for any would-be mechanic is that more amps are not harmful, but more voltage is. If you look at electrical power like water, amperage is equivalent to the volume of water, and voltage is equivalent to water pressure. So in short, more amperage is like having a larger pool of water to draw from.
Now, if you feel that a faulty alternator may be causing problems, there are some safety concerns you need to know about. If you think your alternator isn't charging do not disconnect the cable to see if your alternator is charging as you can damage the internals and voltage regulator that controls the amperage being put out. Instead, use a voltmeter to test the output of your alternator. A fully charged battery should read 12.6 V when the engine is off and it should read 13.2-14.8 V when the engine is running.
In our case, it was time for an upgrade, so we opted for a modern-style alternator with an internal fan and regulator. Installation for our unit was plug-and-play and it did a great job in keeping our Optima Yellow Top fully charged.
In all, the upgrade took just over 30 minutes with common tools, and the installation was just as easy as "remove and replace." Here's a quick overview of our install process. Should you have any questions ask the manufacturer or a trusted friend who is mechanically inclined.
A lack of power forced us to upgrade to a Powermaster alternator in our project Regal. (To begin the process of installing your new alternator, disconnect your vehicle's battery.)
The old alternator bolts were removed from the alternator brackets and the belt was also removed. We then continued to unplug the wires from the main harness.
Here is a side-by-side comparison of the new-style alternator with the internal fan versus the old factory one.
Each Powermaster alternator is individually tested before being shipped out and they are accompanied with paperwork that shows the specs of the alternator as read from their dyno.
Since we're using newer technology, you will need a plug convertor for the stock wiring harness in order to adapt to the newer-style plug. This plug should be ordered when you order your alternator.
The plug will just clip in place, making this newer alternator plug in without an issue. The plug will also extend your wiring harness a few inches, giving you wanted slack.
The new and chrome-style Powermaster alternator was plugged in so the voltage could be read by the car's dash gauge.
The feed to the battery from the alternator is bigger so your old terminal end needs to be replaced with a 3/8 terminal clip.
Using a pry bar, we kept tension on the belt while the alternator was bolted down.
When upgrading to a high-amperage alternator the belt needs to be tight to avoid slippage. This is usually the number one reason for alternators not charging.
With everything bolted back in place, we plugged back our Optima Yellow Top battery. We started our Buick G-body Regal and checked the voltage. To our liking the alternator was charging at 14.61 V at idle, keeping our battery fully charged.
Aside from charging your car's battery, Powermaster also has a full line of starters to help you in that department as well. It's an essential part of your powertrain, and let's face it, nothing can charge if you can't get the party started. For a full view of the Powermaster lineup, be sure to visit them online for their full roster of quality parts built specifically to handle all your power moves.


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FIFA 17 Ratings Prediction: Top 10 Best Defenders
"Attack wins you games; defense wins you leagues" – Sir Alex Ferguson.
Defenders usually get overlooked at many cases in watching the game, but any good FIFA player knows the last thing to overlook when playing a game is the defense of your team. The absence of a good defender hurts more than the presence of a good one when you are playing FIFA.
The given list is a predicted version of the rating. We will provide you with the official ratings and ranking once EA Sports makes them available to us.
So, here's a list of the top 10 defenders in FIFA 17:
Following a harsh red card against Manchester City, England international Chris Smalling has seen an unforeseen improvement in his game. Since then, Chris Smalling has proved to be one of the finest center backs in the English Premier League. Smalling, nick-named 'Mike' after Louis Van Gaal mistook the England No.12 for midfielder Michael Carrick, has been a key-player in a season that saw Man United top the defense table in the Premier League with only 35 goals conceded in 38 matches with 18 clean sheets.
Former Fulham defender Chris Smalling is representing the Three Lions in Euro 2016 at France. The England center-back, however, might have to fight for a place in the starting XI under Jose Mourihno with Ivory Coast center-back Eric Bertrand Bailly joining Manchester United ahead of season 2016/17.
Belgian wall Toby Alderweireld has been the central piece of Tottenham's finest performance in years, as the 27-year old held the Spurs defense as they conceded only 35 goals in 38 matches. After joining the London club in July 2015 from Atletico Madrid, Toby Alderweireld has enjoyed a long, consistent run of games for Mauriccio Pochettino's side.
Featuring in all 38 Premier League matches this season with 4 goals in his name, Alderweireld is easily the season's best defender in English football. His magnificient season at White Hart Lane earned him a spot in the Premier League PFA Team of the Year season 2015/16 and UEFA Europa League Squad of the Season 2015/16. Toby was also named the Spurs Player of the Year 2016.
Appearing in 51 matches across 4 competitions for the La Liga title holders, Javier Mascherano stands as one of the most consistent defenders in the world. Former Liverpool centerback Javier Mascerano has enjoyed yet another successful season at Camp Nou under coach Luis Enrique. The 32 year old is part of the team that represents Argentina in the ongoing Copa America this year. 4 times La Liga winner Javier Mascherano beat the likes of Lionel Messi, Andres Iniesta and Xavi Hernandez to win FC Barcelona Player of the Year award in the seasn 2013/14.
35 year old Andrea Barzagli has proved himself a sturdy defender for Juventus in the last 6 seasons. With 42 appearances for the Italy giants in the 2015/16 campaign, Barzagli has certainly been the defender to watch in the Serie A. Italian professional footballer Andrea Barzagli has won 5 Serie A titles with Juventus in the last five seasons.
2006 FIFA World Cup winner Andrea Barzagli is looked upon as a perfectly built defender at Italy and is called "The Wall" and "The Rock" by Juventus and Italy supporters. Barzagli is part of the 23-man Italy national squad that represents the last edition's runner-ups in Euro 2016 being held in France.
33 year old Brazil international finished his 8th season with the Blaugrana at Camp Nou winning the La Liga and Copa Del Rey for the 5 times European champions. Making 48 appearances across 4 competitions in his 8th season at Barcelona, Dani Alves was a key part of Luis Enrique's plan at Camp Nou this season.
Despite a breath-taking season at Barcelona, the full-back has seen his national team slip away from the Copa America as early as the group stages, following a defeat at the hands of Peru. Former Sevilla right-back Dani Alves has been named FIFA FIFPro World XI for 5 times.
Brazil skipper Joao Miranda has been one of the most consistent defenders in Europe this season. Following an exit from Atletico Madrid after 4 seasons at the Spanish capital, Miranda has been a sensational buy at age 31 for Internazionale.
With 30 league appearances and a goal for the Italy giants, the Brazilian helped Roberto Mancini's side to keep their spot at the Serie A table at 4th position. Joao Miranda has been a speculated target for 20 times English Champions Manchester United following an eye-catching season at the San Siro.
Germany interational Mats Hummels played a crucial role in Borussia Dortmund's revival this season as coach Thomas Tuchel brought the side back to scracting Bayern Munich's back after they finished 7th last season under current Liverpool boss Jurgen Klopp. The 27-year old was named in UEFA Europa League team of the season 2015/16.
Former Bayern Munich defender Mats Hummels has been sought out by top sides in England for his abilities to stop the offense's attack. Hummels, who won the FIFA World Cup 2014 with Germany, featured in 50 matches across 3 competitions to finish second in both the Bundesliga and DFB-Pokal.
Thiago Silva is the orchestrator of the PSG defense which saw only 19 goals conceded in 38 matches this season under manager Laurent Blanc. Named in the UEFA Champions League Squad of the Season, the Brazil international Silva led the French side into a third double in 3 seasons.
Signed by PSG in 2012 for a record shattering price from AC Milan, the 31-year old finished his fourth season at the club with 30 league appearances and a goal. Often compared to Italy legend Franco Baresi, Silva has to play a crucial role in the next season for PSG as they look forward to finally clenching the Champions League title.
Spain international Sergio Ramos played a crucial role in handing the 10th and 11th Champions League title to los Blancos scoring goals in both finals. But the 30 year old has fulfilled an even better role at the defense of Real Madrid winning himself a place at La Liga team of the season 2015/16 and UEFA Champions League team of the season 2015/16. Named 'La Liga Best Defender' for four consecutive years, Sergio Ramos is representing Spain in UEFA European Championship 2016 being held in France as the defending champions look to win the trophy for a 3rd consecutive time.
Real Madrid skipper Sergio Ramos has been at the Camp Nou for 11 seasons winning 3 La Liga titles and 2 UEFA Champions League titles at the Spanish capital.
UEFA Champions League finalist with Atletico Madrid, Diego Godin is by far the best defender the world has seen in the last season. For his relentless efforts at the heart of Atletico Madrid's defense, the Uruguayan has found himself in the UEFA Champions League Team of the season as well as the La Liga Squad of the Season.
Appearing in 46 matches under Diego Simeone, the former Villareal defender played an especially important role in Atletico's victory against Barcelona in the Champions League. Copa America winner with Uruguay, Diego Godin has spent 9 seasons in La Liga winning 6 major titles with Atletico Madrid.


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Catholics United for the Faith is an international lay apostolate founded in 1968 by H. Lyman Stebbins to support, defend, and advance the efforts of the teaching Church in accord with the teachings of the Second Vatican Council.
The efforts of Catholics United for the Faith must be directed toward the unity of the Church and communion with God the Father, as intended by Christ (Jn. 17:21). This is accomplished by joining members in a common apostolate to be formed doctrinally and spiritually in the Catholic Faith. The desired result is the renewal of their own hearts. This formation also equips members to prayerfully engage in works of evangelization and catechesis for the renewalof the Church and society as lay witnesses to Our Blessed Lord. Cuf promotes fidelity to and communion with the Holy Father and the Bishops in union with him.
CUF is neither "conservative" nor "liberal". We hold fast to the traditions that the Church wishes to preserve and we readily accept those changes which the Church, in her wisdom, chooses to make to meet the specific needs of our generation. We have no "agenda" other than to support, defend and advance the Church's efforts to make Jesus Christ known and loved by all. We therefore, embrace without reservation all of the teachings, declarations and decrees of the Second Vatican Council.
In New Zealand, Catholics United for the Faith has a National Director, Mrs Melda Townsley, appointed by CUF International.


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This lovely detached villa only 250-300 m distance from beach with private swimming pool is situated in the heart of Protaras yet in quiet area so you are walking distance from all main activities and beautiful Fig Tree beaches yet in enjoying great level of privacy.
Stunning seafront modern property located in prime position just a short stroll from the famous Fig Tree Bay. Enjoy your leisure time relaxing around the stunning kidney shaped pool and patio area. A perfect place for family fun.
Villa Silver Sand is located in Protaras with magnificent sea views on the front of Fig Tree Bay. The villa offers a beautiful holiday home with every possible convenience and comfort for guests.
Seafront Location Villa with Breathtaking Views Next to Fig Tree Bay
We are delighted of offer this bright and spacious 3 bedroom detached villa with private swimming pool located in heart of the very popular tourist destination Protaras.
Third Floor-Northeast View 2 Bedrooms, Sleeps 6.Perfect beachfront location - The best of Protaras - Adjacent to Capo Bay Hotel
This stunning 3 bedroom, 2 bathroom villa in the exclusive Cavo Greko area of Protaras, an area of outstanding natural beauty.
Luxurious spacious villa with private swimming pool in Protaras
Stunning modern property located in prime position just a short stroll from the famous Fig Tree Bay.
BEACH FRONT luxury villa with direct access to the sandy crystal clear waters of Protaras,only 50 meters away. It is a new villa with private pool, tastefully decorated and quality furnished, located in the idyllic Pernera area of Protaras-Paralimni. It provides free internet access (wifi) and Sat TV.


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David Rees
Jonesboro, Arkansas
Managing Partner
phone (870) 972-1100
fax (870) 972-5508
E-mail firstname.lastname@example.com
David Rees has been practicing law in Arkansas for over twenty years. During his long and distinguished career, Mr. Rees has become recognized as one of the preeminent lawyers in Arkansas, especially in the areas of plaintiff's personal injury practice and criminal law defense. Mr. Rees is known for his aggressive and uncompromising representation of plaintiffs against some of the nation's largest corporations. And he wins. Mr. Rees has obtained verdicts and settlements against such corporate giants as John Deere, Bell Helicopter, Ford Motor Company, and in significant civil rights cases. Mr. Rees firmly believes that one of the key aspects of any personal injury matter is to go to work immediately, and keep the pressure on the insurance company throughout the litigation. Mr. Rees realizes that many settlements in personal injury matters are the result of a plaintiff's attorney not having the resources or energy necessary for a tough and long fight. Mr. Rees is prepared for the tough fight. He will keep the pressure on until he gets you the highest monetary compensation he can based upon the facts of your case.
Mr. Rees is also known throughout Arkansas for his success in criminal law cases, especially murder trials. Mr. Rees has been successful in many murder cases. Mr Rees's approach in criminal law cases is to leave no stone unturned. Mr. Rees will not only attack the State's case, he and his staff will conduct an independent investigation if necessary. He will, when necessary, conduct mock trials to determine how best to present your case. Mr. Rees knows what it takes to present a successful defense. It pays to have him on your side.
Let David Rees stand with you.
Areas of Practice:
40% Personal Injury
20% Medical Malpractice
20% Products Liability
10% Criminal
10% Railroad Accidents
Litigation Percentage:
50% of practice devoted to litigation
Bar Admissions:
Arkansas, 1979
South Texas College of Law, Houston, Texas, 1979
Arkansas State University, Jonesboro, AR, 1974
Published Works:
Criminal Law Practice, Arkansas Trial Lawyers Association
Representative Cases:
Edwards v. State, 315 Ark. 126, 864 S.W. 2d 866 (Ark 1993)
Boyd v. State, 1993 WL 170972 (Ark. 1993)
CMS Jonesboro Rehabilitation, Inc. V Lamb, 306 Ark. 216, 812 S.W. 2d 472 (Ark. 1991)
Miller v. City of Lake City, 302 Ark. 267, 789 S.W. 2d 440 (Ark. 1990)
McDonald v. Wilcox, 300 Ark. 445, 780 S.W. 2d 17 (Ark. 1989)
O'Neal Ford, Inc. v. Davie, 299 Ark. 45, 770 S.W. 2d 656 (Ark. 1989)
Hendrix v. State, 298 Ark. 568, 768 S.W. 2d 546 (Ark. 1989)
Allstate Ins. Co. v. Bourland, 296 Ark. 488, 758 S.W. 2d 700 (Ark. 1988)
Anderson v. Anderson, 18 Ark. App. 284, 715 S.W. 2d 218 (Ark. App. 1986)
Helms v. Sourthern Farm Bureau Cas. Ins. Co., 281 Ark. 450, 664 S.W. 2d 870, --
-16 Ed. Law Rep. 675 (Ark. 1984)
Roberts v. State, 281 Ark. 218, 663 S.W. 2d178 (Ark. 1984)
Wills v. State, 1982 WL 988 (Ark. App. 1982)
Coble v. State, 274 Ark. 134, 624 S.W. 2d 421 (Ark. 1981)
Craig Boone, Regions Bank, Jonesboro, Arkansas
J.H. Williams, Morgan Stanley
Steve McFerron, Vice-President, American State Bank
Wallace Fowler, President, Liberty Bank
Classes/Seminars Taught:
Criminal Law Seminar, ATLA
Honors and Awards:
Fellow, Arkansas Bar Foundation
Businessman of the Year, National Republican Congressional Committee Business Advisory Council, 2003
National Leadership Award
Arkansas Republican of the Year, 2000
Republican for the Year of the State of Arkasnas Award, National Republican Congressional Committee, 2000
Certificate of Merit, Arkansas Republican Presidential Victory Team, 2002
National Republican Congressional Committee
National Leadership Award Honorary Co-Chairman, Business Advisory Council
Professional Associations and Memberships:
Million Dollar Advocates
Arkansas Trial Lawyers Association
Craighead County Bar Association
State of Arkansas, Criminal Law Section
State of Arkansas, Criminal Law Section
Arkansas Trial Lawyers Association
Board of Governors
Arkansas Trial Lawyers Association
Member of Impact
Past Employment Positions:
Seay & Bristow, Associate, 1979-1981
Seay/Bristow & Rees, Associate, 1982
Ancillary Businesses:
Real Estate Owner
Sigma Phi Epsilon
Birth Information:
July 17, 1951 Memphis, Tennessee, United States of America
Jonesboro, AR 72401
(870) 931-8888
(870) 336-1817EEO Report Closed Captioning
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This update aims to provide a brief overview of key developments which have occurred in Iran during the past month and to highlight areas of future interest. In particular, the update covers notable developments in both the political arena and key economic sectors.
1. Political developments
A number of significant political events affecting Iran have taken place in the past month:
- Elections – elections were held for both the Iranian Parliament (the Islamic Consultative Assembly) and the clerical Assembly of Experts on 26 February 2016. This was the first time that elections for the two bodies had taken place simultaneously. Voter turnout was moderate at 62% nationwide. The results saw conservatives take around 46% of the vote, reformists 37.5% and independents 16.5%. This represents sizeable gains for reformist and pro-government groups after the conservative movement had dominated previous elections. Significantly, all 30 of the seats available in Tehran were taken by reformist or pro-government candidates. 69 further seats will be determined in elections in April. The early results have been described as a boost for President Rouhani and his progressive policies, in particular the Joint Comprehensive Plan of Action ("JCPOA") nuclear disarmament deal with the US.
- JCPOA compliance and US relations – The International Atomic Energy Agency ("IAEA") published its first report since the implementation of the JCPOA on 26 February 2016. The report confirmed that Iran was complying with the terms of the deal. However, Iran subsequently undertook two ballistic missile tests in early March, firing rockets a distance of 850 miles. This, coupled with the US house of representatives passing the Iran Terror Finance Transparency Act which is designed to prevent President Obama lifting certain sanctions under the JCPOA, has led to fresh concerns for the health of the improved relationship between the Iranian and US governments.
- Russia lifts sanctions – on 11 March 2016, President Putin signed a decree lifting all former sanctions preventing Russian organisations from trading with Iran. However, simultaneously, the decree imposed fresh sanctions against trading with certain Iranian individuals and entities and also trading in nuclear materials in accordance with the recommendations of the UN Security Council. This brings Russia entirely into line with the UN's approach and has been regarded as a positive step as part of the settlement of the Iranian nuclear program.
2. Developments in key economic sectors
This month, Iran's oil production momentum faltered owing to slow uptake from foreign investors.
- Increase in oil exportation slower than expected – Despite earlier claims from the Iranian government that Iran had succeeded in raising its exportation of crude oil by 400,000 bpd, the International Energy Agency ("IEA") reported on 11 March 2016 that current output in 2016 had only increased by 300,000 bpd. The IEA stated that the slow progress was due to: "the wariness of banks and ship owners to do business with Iran." Output currently stands at 1.4 million bpd, with a further increase of 150,000 bpd predicted in March. This remains low compared to Iran's pre-sanctions exports of 2.2 million bpd. In particular, European offtake has been lower than expected.
Over the last month, significant activity in Iran's mining sector continued with a number of deals following the US$10 billion deal with Japan announced on 12 February 2016, and further deals with European companies worth over US$6 billion agreed at the end of January.
- Mittal Steel sign €1 billion iron mining and processing deal – on 8 March 2016, it was reported that Mittal Steel signed a deal, worth apparently around €1 billion, with Mahan Industries and Mines Development Company to establish iron mining and processing facilities in the southern province of Kerman.
- Societe Generale to work with Iranian mining industry – the head of the Middle East region at Societe Generale, Richad Sounderdjee, announced at the beginning of March 2016 that the bank wanted to co-operate with Iran's mining industries, stating: "the sector has much potential for development and we hope to start cooperation as soon as possible".
Siemens signs energy agreement with MAPNA – Siemens, after its $1.6 billion rail infrastructure deal in January, announced at the beginning of March 2016 that it had signed an extensive energy agreement with MAPNA, an Iranian power and infrastructure group with the third highest turnover in the country, to help modernise Iran's power infrastructure. The initial deal will involve Siemens providing around 20 gas turbines over the course of a decade, starting immediately with two generators for a power plant in Bandar Abbas in the southern region of Dogerdan. The agreement is hoped to eventually involve wholesale upgrades to Iran's overall power and electricity system. The eventual value of the agreement is not yet known but is likely to be substantial. Siemens CEO, Joe Kaeser, was quoted as saying that Siemens would: "help the Iranian people develop a sustainable, affordable and modern electrification system to support the country's economic and social development."
Iran invites Boeing for talks – the US government granted Boeing a licence to hold talks with Iranian airlines on 17 February 2016. A further licence will be required in order to actually make sales but both sides have made public statements in relation to a possible agreement. Iranian transport minister, Abbas Akhondi, was reported as stating that Iran was interested in purchasing at least 100 planes from Boeing (a similar number to the Airbus deal) if planned talks progress well. Should a deal of this size occur alongside the Airbus deal, Iran would be quadrupling its commercial air fleet within a decade.
This month, Iran's banking sector showed signs of positive activity after a lack of movement in the immediate aftermath of the lifting of sanctions, possibly due to concerns around ongoing US sanctions.
- Network International in firm talks with Iranian banks – Reuters reported on 6 March 2016 that the CEO of Network International ("NI"), the largest payments processor in the Middle East and Africa, has stated NI could begin working with certain major Iranian banks by the end of the year. Bhairav Trivedi stated that NI had held major talks with a number of the largest banks in Iran about the possibility of NI processing debit, credit and other transactions in Iran.
- Iran courts European banks – The Iran Central Bank has publicly encouraged European banks to re- establish links with Iran, noting that it has "asked the International Monetary Fund to review our regulations so other countries' banks feel reassured". The results of the review are not expected to be published until 2018 so it remains to be seen whether European banks will gain confidence whilst US sanctions remain in place. A number of European banks have expressed their interest, such as Raiffeisen Bank International, and European export credit agencies ("ECAs") are continuing to open-up to business in Iran - the Italian ECA (SACE) helped to fund the Airbus deal last month and the UK and Spanish ECAs (UKEF and CESCE respectively) have also announced that they are ready to support companies doing business in Iran.
- The Export-Import Bank of China ("EXIM") agrees to fund multiple projects – EXIM has reportedly entered into an agreement with the Iranian bank, Bank Tejarat, to jointly fund a number of Chinese projects in Iran. This comes on top of an earlier agreement in January in which EXIM agreed to provide funding for a high- speed rail project between Tehran and Mashhad (see further details below).
This month, diplomatic and economic interest in Iran has continued following the removal of sanctions and more countries have visibly geared up efforts to take advantage of the opportunities offered by Iran.
- Oceania – Iranian Foreign Minister Mohammad Javad Zarif has undertaken an 11-day diplomatic tour of South-East Asia and Oceania, most recently visiting New Zealand and moving on to Australia on 14 March 2016. The results of the tour have yet to be announced but ministers from both Oceanian countries have expressed positive hopes of renewed trade. Prior to sanctions imposed in 2006, Iran had been New Zealand's fifth largest export market, and before Australia imposed sanctions in 2008 annual exports to Iran peaked at US$1 billion.
- China – Following January's "Joint Statement on Comprehensive Strategic Partnership" in which China and Iran agreed to increase bilateral trade by more than 10 times to US$600 billion in the next decade, a number of Chinese firms are announcing that they are on the cusp of significant deals in Iran. According to Reuters:
- state-run China National Transportation Equipment & Engineering Co Ltd is in the process of finalising a US$3 billion rail project to connect Tehran with Mashhad, in North-East Iran
- with EXIM reportedly funding 85% of the cost; and – state-run Dalian Shipbuilding Industry Co. is reportedly in talks in relation to upgrading Iran's container ships and oil tankers in a deal which could be worth up to US$12 billion
Neither deal has been confirmed at this stage.
Vietnam – the Vietnamese president, along with a 200-member delegation (including numerous government ministers), arrived in Tehran on 13 March 2016 to meet with President Rouhani and Ayatollah Khomeini seeking close economic and diplomatic ties with Iran. A trade forum between the delegation and the Iran Chamber of Commerce, Industries, Mines, and Agriculture is also being organised which could well result in significantly increased bilateral investment in the near future.