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Real Estate Investment Trust & Alternative Investing
Pooled Mortgage Funds v. Real Estate Investment Trusts and Other Alternative Investments
Wilshire Finance Partners ("Wilshire") is an industry leader in pooled mortgage funds, which are a leading form of investment alternative to real estate investment trusts (REIT), peer-to-peer lending, crowdfunding, and other alternative fixed income investments. In summary, the investment portfolios of each of the WFP Income Fund and WFP Opportunity Fund consists of a diversified group of loans secured by mortgages and deeds of trust which generate above average current income.
Alternative options for investing like the funds managed by Wilshire are favored mainly because of their stable returns, low correlation to the stock and bond markets, and little to no sensitivity interest rate changes. Because of this, many high net worth individuals, wealth managers, financial advisors and large institutional investors, such as pensions and private endowments, are allocating larger portions of their portfolios to alternative investments.
Pooled Mortgage Funds v. REITs
As pooled mortgage funds, the WFP Income Fund and WFP Opportunity Fund, are considered a real estate investment trust (REIT) alternative because of the conservative nature of the underlying portfolio investments, the shorter duration or investment horizon (resulting in greater liquidity), accelerated recognition of income, consistent cash flow, and down side risk protection. And, the primary driver of those advantages rests in the underlying investments of the Wilshire funds compared to those in a REIT.
The investment portfolio of a REIT may generally consist of income-producing commercial real estate that the REIT directly owns and manages. Returns to the REIT's investors will come in the form of the net cash flow generated from the rents received after operating expenses on the underlying properties and the gains received upon the sale or refinance of the underlying properties. As direct owners of the real estate, a REIT may use financing or leverage to acquire the properties, and as an owner the REIT receives all the benefits and drawbacks of ownership – including, having its investors' equity in a first loss position if there is a change in real estate values. Further, many equity REITs have several distinct phases, including the capital raising phase – where the REIT raises its capital for investment; the acquisition phase – where the REIT acquires the investment property; the asset management phase – where the REIT manages the asset to increase cash flow and generate a return; and the disposition phase – where any gains or losses are realized and distributed to its investors. As a result, the Wilshire funds are most suitable for investors seeking a strong risk-adjusted return which is higher than term deposits and most other traditional fixed income investments, and which provides down-side risk protection.
Conversely, Wilshire's funds consist of a portfolio of first mortgage loans and deeds of trust, cash, and cash equivalents. The loans are made at lower loan-to-values which result in a protective equity cushion for the fund's investors and a hedge against a change in property values or non-payment under the loans. All loans are secured by a mortgage or deed of trust recorded against the property, so each loan is secured by a hard asset – real estate. The interest received on the loans is passed through to the investors in the funds and is the primary source of the return generated for each of the funds' investors. Further, because borrowers pay their mortgage payments on a monthly basis, there is a more immediate, consistent and stable form of income to the fund investors. As a result, the Wilshire funds are most suitable for investors seeking a strong risk-adjusted return that is higher than term deposits and most other traditional fixed income investments, and which provides down-side risk protection.
Pooled Mortgage Funds v. Peer-to-Peer Lending and Crowd Funding
Because of the low interest rate environment, a number of investors have started to invest in loans through peer-to-peer lending platforms and crowd funding in order to seek higher returns.
Peer-to-peer lending platforms essentially connect potential borrowers to parties willing to lend them money without the use of a bank or other financial institution. Loans are often made across online platforms for a variety of reasons, including personal and business, and loan structures, both secured and unsecured. Generally, there is limited direct contact or interaction between the borrower and the investor making the loan.
Crowdfunding is the process of raising small amounts of money from a large number of people to invest in a single loan. Again, loans are typically made across online platforms with limited direct contact and interaction between the borrower and the investor making the loan.
Often, both peer-to-peer lending and crowdfunding command higher rates of interest as a result of the actual and perceived risk under those loans, which include, the risk of default. Additional potential risks associated with these platforms include the actual underwriting and vetting process for the underlying loan investments and the concentration of risk in such investments.
As primary driver of their business models, many peer-to-peer and crowdfunding companies rely heavily on technology and have limited contact with the borrowers to which they lend. In addition to the separation caused by their reliance on technology, many platforms also rely on the purchase of loans and mortgages originated by other parties which further removes them from the loan underwriting process. The result is potential gaps in the underwriting process as their computer algorithms may not capture all the factors and nuances associated with a particular loan transaction. Further, as many investment structures involve slotting an investor in or linking an investor to a single asset, including the use of "linked notes" where an investor only invests in a particular single loan alongside other investors, the risk associated with that investment increases exponentially due to the concentration of risk attributable to investing in a single loan versus a diversified pool of loans. That risk may be compounded by potential gaps in the original underwriting process if the investor happens to make a poor choice in their selection of individual loans through the on-line platforms provided by certain companies. The result may be the investing equivalent of Russian roulette.
Conversely, Wilshire manages pooled mortgage funds consisting of short term loans organically originated by the fund's manager – Wilshire. As professional lenders first, we have direct contact with the borrower and the property as part of the underwriting and vetting process. Maintaining that discipline helps Wilshire reduce the risks in the individual loans contributed to the fund's portfolio. In turn, each of those loans represent a building block for a pool of loans that are diversified across borrowers, property types, location, maturity dates, interest rates and other factors – all with an eye to further reducing risk to the investors in the funds. The result, are funds which seek to provide higher returns while striving to reduce lending risk. In other words, Stable Income and Principal ProtectionTM.
Wilshire Finance Partners: Your Trusted Experts in Alternative Investments
At the foundation of Wilshire's business approach is the creation of stakeholder value. Because Wilshire has a diverse group of stakeholders, including investors, borrowers, employees, vendors, members and shareholders, value is delivered in different forms for each group of constituents. For our investors, employees, vendors, members and shareholders, Wilshire's main objective is the delivery of Stable Income and Principal ProtectionTM through pooled mortgage funds / real estate investment trust alternatives. Whether an investment is made in individual trust deeds, the WFP Income Fund or the WFP Opportunity Fund, we work to generate strong returns for our investors while striving to preserve their invested principal.
To learn more about your high yield investing options available through Wilshire Finance Partners, call us today at (866) 575-5070.
The information contained on this Website (the "Overview") is not an offer to sell or the solicitation of an offer to purchase trust deed or mortgage investments, or the securities of the WFP Income Fund, the WFP Opportunity Fund or other securities or investments (individually and collectively, the "Investments") offered through Wilshire Finance Partners, Inc. ("Wilshire"). The purpose of this Overview is to provide an overview of one or more Investments and its private placement. Persons interested in learning about one or more Investments and their private placement will be provided with the Private Placement Memorandum, Operating Agreement (as applicable), Subscription Agreement and other related documents (collectively and inclusive of exhibits and any supplements thereto, the "Memorandum") prepared by Wilshire, which provides a description of the particular Investments, the terms of the private placement, a discussion of risk factors, and other information related to such Investments. To the extent that there is any inconsistency between the information provided in this Overview and the Memorandum, the Memorandum shall control. This Overview and the Memorandum contain certain forward-looking statements regarding the Investments. The forward-looking statements are based on current expectations that involve numerous risks and uncertainties which are difficult or impossible to predict accurately and many of which are beyond the control of Wilshire's management, including, but not limited to, national and international economic conditions, changes in legislation, and other factors that can disrupt economic stability. Although Wilshire believes that the assumptions underlying the forward-looking statements are reasonable, any of the assumptions could prove inaccurate and, therefore, there can be no assurance that the forward-looking statements will prove to be accurate. In light of the significant uncertainties inherent in the forward-looking statements, the inclusion of such information should not be regarded as a representation by Wilshire, any placement agent, or any other person, that the respective objectives and strategies of investing in one or more Investments will be achieved. Investments be made solely by accredited investors (which for natural persons, are investors who meet certain minimum annual income or net worth threshold), who are provided with the Memorandum and who complete, execute and deliver the subscription documents included therein. The Investments are securities and each of the Investments are being offered in reliance on an exemption from the registration requirements of the Securities Act of 1933, as amended (the "Securities Act"), provided by Regulation D, Rule 506(c), and are not required to comply with specific disclosure requirements that apply to securities registered under the Securities Act. Neither the Securities Exchange Commission nor any state securities regulator or agency has passed upon the merits of or given its approval to the securities, the terms of either offering, or the accuracy or completeness of any offering materials. As securities offered in an exempt transaction, each of the Investments are subject to legal restrictions on transfer and resale and investors should not assume they will be able to resell the Investments. Past performance is not indicative of future results. The Investments involve substantial risk, including loss of investment, and is not suitable for all investors. Loans are made by Wilshire Finance Partners, Inc., Bureau of Real Estate Broker's License number 01523207. Loans made by Wilshire Finance Partners, Inc. outside California will be made pursuant to licenses, authorizations or exemptions in each other state.


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2741 224 Street, Langley MLS®: R2240114
For Sale > 9.14 Acre Estate Building Site. 9.14 acre estate development site located in South Langley ready for development. This square lot features access from 224 Street and also fronts 28 Avenue, and has a serene creek running along the south-most property line creating a natural bugger between your neighbor. The property is within minutes of both Fraser Highway and Highway #99. The following documents are available for review, for informational purposes only: Topography plan & site survey. Please inquire.
Taxes (2017): $5,375.63
Site Influences
- Cleared
- Golf Course Nearby
- Paved Road
- Private Setting
- Private Yard
- Shopping Nearby
Similar Listings
Listed By: Colliers International
Disclaimer: Listing data is based in whole or in part on data generated by the Real Estate Board of Greater Vancouver and Fraser Valley Real Estate Board which assumes no responsibility for its accuracy.

subset: commoncrawl


text: We are currently working with teachers to develop resources to engage 5th graders and the public at large with the carbon cycle and terrestrial carbon storage. Our research gets us out to some amazing areas and we study things that humans interact with every day, like soil and wood! We want to share what we are learning and help others develop a sense of the processes that underscore the natural world. Soon, this page will detail what we create with that goal in mind!


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This is Time Book Entertainment and we make games!
On one hand, I make video games for various platforms. If you click "Digital Gaming", you'll be swept off to a page with a finished mobile game and an early sneak peek into a new game in development.
On the other hand, I have spent several years working on a tabletop pen-and-paper roleplaying game and most of my life developing settings for it (and for novels and movies and…). If you click "Tabletop Gaming", you'll find yourself in a page offering a free download of the first supplement for Skills & Talents (my RPG system), an awesome illustration (for a future game book, likely the Player's Handbook), and some jibba jabba about Kickstarter and such.
Why A Tabletop RPG?
Seven years ago, I was so fed up with the milquetoast tabletop RPG offerings from the big companies and felt slogged down by the seemingly endless deluge of clones and "unofficial" add-ons for the big companies' offerings that I stopped playing. More accurately, game nights dried up and I was left without any satisfying choices.
Sure, millions of people still play, but when I started, there were multiple touring conventions and friends who were into "mainstream stuff" would show up to games and join groups. The tone of the games was more "fairytale psychedelic" or "morally ambiguous surreal" than the "depressed elves powergamed to the max" which seems to reign today. The vibe was "Frank Frazetta meets Weird Tales meets Tolkien or Hitchhiker's Guide to the Galaxy" and it was a fun mix.
But I think that pining for "ye goold olde days" is a huge, boring mistake and I didn't want to set out to re-capture or re-tread old, worn-out magic. But I also felt that the big guys' current systems were broken and almost annoying to play (but there was no other choice that was getting people excited) and the direction was far removed from the fresh excitement that this hobby started with in the 1970's which seemed to blossom in the 1980's.
So I made it my mission to create a system that was fundamentally recognizeable as a pen-and-paper RPG, strip down some of the dynamics to make it more fun-focused, and inject new mechanics that didn't annoy. On top of that, I had to refine the settings I had been working on so that the system could have visuals and points of reference that feel real.
And the math has to work.
While I worked on Skills & Talents, the big guys' latest iterations of their systems seem to continue being mediocre (at best) and the aesthetics of the hobby have diminished to the point that, despite "Geekdom" firmly enthrenching itself into the mainsteam (and indeed, leading and defining much of it), most people are completely turned off by what's left of fantasy roleplaying. The type of person who would have played their hearts out in years past were trying it out, starry-eyed and hopeful, and collectively going "Ugh."
This great hobby has been destroying itself.
So, like a hero of legend, I am feverishly putting my Player's Handbook together, not just to amuse and entertain the millions of people who would absolutely LOVE playing a kickass new traditional pen-and-paper tabletop RPG, but to rescue the hobby from its own drawn-out suicide attempt.
To that end, I am spending a considerable amount of time putting together a great — accessible — game system AND redefining the aesthetic and overall vibe associated with the hobby itself. Playing this kind of game can be a vivid, exhilarating experience, with a group of interested, inspired people diving deep into their imaginations collectively, playing a beautiful game of "pretend".
And young people today are increasingly looking to step away from their machines and enjoy "analogue" fun. They were born into a digital age, so it's not a novelty. Tabletop roleplaying, for the new entries into adulthood, is entirely novel. And I sincerely believe that this hobby can be life-enriching and positive. Transformative, even.
To that end, I have written a very long "Introduction" post. If you've made it this far, please do check out the Tabletop section of the site and download the ebooklet. Get excited, because this is going to be a big deal. And by coming on board this early, you get the rare opportunity to get in on the ground level before it blows up.
A Small Correction
In the opening sentence of this blog post, I say "We", but I mean "I". I make games.
But I kind of mean "We".
I can't make games without people like you playing.
So… Thank you for reading this post to the end.
-Robert Nathan Davis


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The Instigator
Pro (for)
The Contender
Con (against)
The Truth about terraria - Is it better than minecraft?
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Terraria - a 2D RPG/Platforming/Sandbox game, developed by Re-Logic and 505Games.
Minecraft - a 3D Sandbox game, developed by Mojang, now owned by Microsoft.
Many people like Minecraft, many people like Terraria. Both are very popular and notable games, each having key aspects that make them great games. But today (more like this month :P) I am going to prove, that in 4 general aspects, Terraria is better than Minecraft.
These are the main aspects I'll be covering today:
and Price/Avalibility
Starting with the first thing:
Terraria offers a very nice community. With over 12.8 million copies sold, it has a wide range of players. There is a main forum: forums.terraria.org, and a page on steam: http://store.steampowered.com....
The average age for terraria players is 14 - 24, meaning that there truly aren't as many butthurt fanboy noobs playing Terraria. It is avaliable on IOS, Android, Linux, Windows, Mac, Xbox360, Ps3, Ps4, Wii U, PSVita, and the 3DS.
Minecraft also has a massive playerbase, with well over 35 million copies sold. It also has a forum: http://www.minecraftforum.net.... It isn't avaliable on steam, or any other platform. The average age of players is similar to terraria, althought there are many younger players in general. 11 - 23 is the medeocre age in this game. Minecraft is avaliable on all the same platforms as terraria, except the 3DS.
Now, we should get unto more interesting things..:
Terraria has hundreds and hundreds of weapons, tiles(blocks), and around 24 main biomes. 32 bosses and minibosses, and over 300 enemies. There are NPC's that can move into houses you make, each having different sayings, an ability to fight hostile enemies to defend themselves, and the ability to sell you items for coins.
You can join massive servers in terraria, or just host your own to play on with LAN, or just with friends.
There is also a massive wiring system, having wires, logich gates, switches, and many more. Terraria has many modes of weapons, such as: Spears, Flails, Guns, Magic Staffs, Magic Weapons, Flasks, Throwing Weapons, Bows, Daggers, Swords, Bombs, and some more. With over 3700 total items in terraria, there's never a shortage of items or weapons to have fun with. Or, if you feel like flying around, get a mount. You can ride a unicorn, or drive a flying fish. There is 3 main modes:
softcore - on death you drop coins
mediumcore - on death you drop items
hardcore - you drop everything and permanetely die, and the character is deleted.
A big thing Minecraft players think is that in Terraria, is that you cant "unleash your creativity, and express yourself or feel the full effect!" that's not true at all. There are more than twice as many options for building in Terraria than minecraft, and 6 layers.
Minecraft, sadly has a lack of content. With only 7 weapons and 2 splash potions to fight enemies, there's not many options to battle. 2 bosses to fight, 4 variations of Villagers, and less than 1000 items in total, it's a game that ends fast - unless you want to build. Being 3d, Minecraft DOES have an advantage over Terraria in the way of building. You can build more complex creations, which is something you can do in Terraria, just not as much.
You can join countless big servers, or host your own server, to play with friends, or just open to lan. In minecraft, there are 4 main gamemodes:
Survival - try and survive and get items, mine for ores and defeat the 2 bosses.
Creative - you have everything, and can fly and build
Adventure - you can't break blocks, just open chests and move and jump, as well as interact with some things
Spectator - you have noclip, but can't do anything except float around
Minecraft is more a sandboxy game than RPG - There isn't as much to do, beating the game takes a lot less time, is easier, and more simple.
Ok, time for the next segment:
Terraria has hundreds of mods, like Minecraft. Right now, with 2 of the biggest terraria mods - The Thorium mod, and Tremor Remastered, there will be over 5200 items. Insane, hey? But with minecraft, it would be just over 2000. But you may be thinking - wth? Games aren't all about items and how much stuff there is!!
That's true. Mods in each games have different things, aspects that make the games more fun and more.
And FINALLY!!:
Terraria, on average (without any sales) costs 10$ on steam. With the christmas sale, it goes as low as 2$. Pretty Cheap. 1 time purchase, free updates
Minecraft, however, I think is overpriced. For the amount of things it has to offer, it costs too much. 27$ from Mojang, 1 time purchase, free updates aswell.
Anways, thanks for reading. Post your votes and opinions :)
Community - 23,736,341 copies sold just on PC alone. Many more on different consoles. you can play it on PC, Mac, android, IOS, ps3, ps4, Xbox 360, and Xbox one. So I disagree with you on that community part, if there are many more copies sold of minecraft than terraria when they have almost identical places to play it.
Content - minecraft has 127 biomes (including mixed biomes), terraria has only 36. you can also join even bigger servers on minecraft then terraria, and same with just friends. I believe the wiring in minecraft is 100x times better than in terraria, someone has built a working phone for crying out loud! https://www.youtube.com...
there is 6 main modes in minecraft though, 2x as much as terraria. but I do agree there is alot more items and mobs in terraria. but the reason it is easier to beat is so you can create cooler stuff, you can do more than just fight in minecraft, you can build, farm, etc.
Mods - Both games have hundreds, maybe thousands of mods, so I think both games are even and it depends on the mod, one minecraft mod could have 1600 new items, while the terraria mod adds 4 new items, but it could also be the other way around.
Price/avalibility - you can play minecraft on PC, Mac, PS3, PS4, Xbox 360, Xbox one, IOS, and android. so I think that it's very avalible, and price wise, it is $26.95 on PC and mac, but on IOS and Android it's only $7, when you can have servers too. and on consoles it's even cheaper! $5 for minecraft on ps3, ps4, Xbox 360, and Xbox one, even when there's the new battle minigame (when it's $20 for terraria on console)
Thanks, Vote and give opinions! :D
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Residential Sales
Residential Rentals
Archives Sold
Archives Rented
About Us
In The News
Terms of Use
107 South Street #6B
Boston MA 02111
Top Floor Unit, Leather District Loft
Date Sold: February 13, 2006
Parking: On Street - Resident Permit
Pets: Pet Friendly Building
Outdoor Space: Steps to Rose Kennedy Parks
Square Footage: 1091 SF±
open floor plan
Contact us about this listing
Onnelly: 617.512.1591
or Kathleen: 617.386.9110
Send listing to a friend
This unique, live/work space boasts 16 foot ceilings, wood floors and original features, recalling this loft's industrial past.
The open plan easily accommodates a breaskfast bar, a formal dining area and a lounge space for reading, listening to music, watching TV or just simply relaxing.
The northeastern exposure and skylight flood the living space with natural light.
The kitchen is open to the dining area, which flows out to the living room.
Kitchen features maple cabinetry, stove, refrigerator, dishwasher & disposal and custom wood countertops with copper accent.
Cooling and ventilation via central AC, ducted throughout the loft with heating provided by steam radiators, fired by oil.
The original wood floors are over 100 years old and have been polished and preserved.
An internal room can serve as a sleeping area or an ideal home office and features hardwood floors and a large storage closet.
A picture window looks through to the main living area, adding to a sense of space and light.
Full bathroom features tile flooring, tub/shower and mirrored vanity.
Entrance hallway to unit leads past a coat closet adjacent to the bathroom.
The entrance lobby to the unit features an adjoining 42 SF± storage annex that houses the laundry facilities.
6th floor common area hallway leads to the building's elevator.
Lobby features secure mailboxes and intercom system.
The exterior of 107 South Street, the heart of the Leather District.
Just steps to the Financial District, South Station (Red Line), Amtrak, Commuter Rail, Boston Logan Airport, I-93 and the Mass Pike.
Also convenient to the Orange & Green Lines.
Square Footage: 1091 SF±
open floor plan
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Exterior view of 107 South Street
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Contact us about this listing
Onnelly: 617.512.1591
or Kathleen: 617.386.9110
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Gunn Investments LLC
Gunn Investments LLC is a real estate company with 1 employee(s). Mike Gunn is the Broker. This company has been part of Connected Investors since 03/17/2016 - Gunn Investments LLC is a real estate company in EVANSVILLE, IN. Connect with the employees and team members of Gunn Investments LLC on Connected Investors.
Company Team Results
Mike Gunn Broker : Gunn Investments LLC
Looking for Multi-familyBio: Gunn Investments LLC is a real estate company that thrives on helping others. Our motto is help us help you make win win situations. If we can help you with a real deals ... More estate hurdle just ask and we will put our years of knowledge to work with you and try to get a deal closed. Our main focus is buying and selling Single family home portfolios, Multi-family investments, Commercial storage units as well Large apartment buildings Nation wide. We buy and sell them to up and coming business owners/executives/Dr's/YOU THE DREAMER/ as well as anyone looking for a GREAT DEAL on LUXURY LIVING. . Anyone that reads this and has what I'm looking for please email me, cash buyers waiting. To see what GREAT buys we have please don't hesitate to contact us through email or by phone. Our financially smart purchases don't last long.. Thank you and God Bless! Good luck in your future endeavors.
In: Newburgh IN, Evansville IN
In: Newburgh IN, Evansville IN
God bless and have a great day,
Mike Gunn
Posted: I can help you get connected with a lender that is designed just for buying rentals. Contact me any time.
Mike Gunn


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Posted in Liebeskind, Odd Molly at 1:38 pm by Malin Lovqvist Doyle
As promised, here's photos of the new Liebeskind Berlin first spring delivery. First up is the bestseller style EstherB in the new crinkled leather in purple.
A gorgeous bag with an extra detachable shoulder strap so you can wear it cross body. (Fifi is also wearing the #233A lovely knit pointelle cardigan in vintage berry)
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Use this form if you happen to be searching for a holiday cottage when most people are asleep!
Trevalgas Cottages is a small complex of just 14 cottages on the fringe of the village of Poughill, Bude, north Cornwall. This site offers five of those cottages – all well equipped – sleeping between 4 and 6 , with space for a cot as well.
Heated indoor pool, a safe open play area, indoor Games Room, laundry facilities, exclusive parking for each cottage plus additional off street parking if you are using more than one car.
The superb sandy beaches of Bude are less than 2 miles away – and are great for surfing (Bude was the first place in the UK to have a Surf Life saving Club!) as well as clambering over rocks looking for crabs. Stunning craggy cliffs close by.
We are never sure whether to describe Trevalgas as "Peace without isolation" or "Escape to tranquility". Why not come along and make your own mind up?
If you don't like web forms, use standard email; better still, ring Katherine on 01628 675620


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You may not believe it to be true but how come that certain foods are able to burn your fat! Indeed, there are fast fat burning foods available on the market. Particularly, researchers have shown that there are a number of natural fat burning foods that facilitate weight loss more than other types of food. Let's check out some of the best fat burning foods in detail!
What is so special about beans?
Among the best fat burning foods beans are quite popular as a source of protein. They are rich in complex carbohydrates and protein. Unlike others, these carbohydrates take longer to be processed in the body. So, it makes sense to include beans in a fat burning food diet as they keep the blood sugar stable, and you've a sense of being satisfied for longer.
The most important feature that makes beans one of the best fat burning foods is its high-fiber content that works like a workout for the digestive system. This helps your body functions running smoothly, thus preventing blood glucose levels from going too high. Among many kinds of different bean dishes, the plain way of preparing them is just great as part of best fat burning diets.
What makes skim milk so important?
Skim milk is one of the popular fast fat burning foods as calcium is the most well-known metabolism booster. Several studies have found out that skim milk drinkers have lost three times more weight than the ones who don't have milk. The incredible ability of calcium to help you lose weight makes milk one of the best fat burning foods.
Calcium is also available in different vegetables like broccoli. But most people on a diet prefer dairy products as they contain huge amount of. If you are sensitive to dairy, or even allergic to it, then a high potency calcium supplement may be a good replacement.
Ever heard about the power of green tea?
When we look at the list of top fat burning foods, green tea is there. This is an age-old choice of dieters as one of the best fat burning foods due to its miraculous antioxidant effect to be able to boost the metabolism and so facilitate healthy weight loss. This is an amazing fat burner that smooths the progress of weight loss without overly stressing the body.
Many researchers have shown that this works as a fat burner in an efficient way. Dieters who drink 4/5 cups of green tea each day loose weight faster than non-drinkers.
Boring water revival?
You may wonder to see water on the list of best fat burning foods. Though it does not directly take part in metabolism boosting, the reason for its being a fat burning food is that it keeps the metabolism of our body running at greatest efficiency. It keeps the kidneys constantly flushed to remove waste fluid and pollutants out of the body. So, drinking plenty of filtered water is a must for dieters.
Kidneys need enough hydration to keep up their work. But if we do not drink enough water kidneys seek support from the liver.
The liver turns the stored fat into usable energy. Thus, it works as a secondary filtration system of our body. But if you do not drink enough water it has to support our kidney to go on and can not function properly. S,o you need to drink enough water to keep up your metabolism.
So, for a quick weight loss you need to chose wisely from the best fat burning foods available, and drink enough water.


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I am fat. Not overweight, not "healthy", not heavy. Fat.
I know I need to lose weight, because I am a short person and I am at least 30 kilos more than I should be. I am not in denial, nor am I unaware of the risks to my health. I feel the ill effects even now, because I used to be a skinny little thing. Not healthy though, mind you, just skinny. I had all the flexibility of being skinny, but none of the vitality of being fit.
My goal for losing weight is to be fit and healthy. So that I don't run out of breath on the stairs; so that my feet don't ache with the tremendous load they heft; so that my back doesn't ache with the excessive weight of my breasts and stomach. I want to lose weight for all the right reasons, in short.
However, it is tough to shed fat. This is no secret, and the key to it is a good diet and exercise. And I am failing at both.
A good diet is cumbersome. I do eat a lot of vegetables, mostly in the form of salads, but I do eat a lot of carbs too. I mostly avoid sweets, because I don't really like excessively sweet foods, and sugar gives me a headache. That being said, if I go on a diet, it would put a lot of pressure on my household. My mother is diabetic, and needs to eat at regular intervals (which she doesn't). Having two separate meal plans for two people is ludicrous, and frankly the prerogative of those who have people to cook for them. For much the same reasons, I cannot eat tiny meals every two hours. Whoever came up with that little gem had a chef and a battery of servants to cater to their whimsical schedule. I don't. It is my mum and I that cook. And then eat.
Exercise. Oh dear. I do love exercise. I used to swim two kilometres every morning, when I had access to a pool. I enrolled in kathak classes twice in the course of 5 years. I joined a yoga studio when I found a good one. And now, I am enrolled in a gym across the street; but I hardly go. Why?
Because when I swam, danced, or contorted my body, I felt no judgement around me. The other people were focussed on their own form, and the only person who was interested in what I was doing was the teacher or instructor. At my gym, I can see the judgement in everyone's eyes. "My God, she is fat," those sidelong looks seem to say. I sometimes want to turn around and remark, "You do realise that I am here, in the very place to lose weight, because I am fat, right?"
Of course, this all may be in my head. But I know people watch. The jiggles and the tyres are unpleasant to see. The sweat beading on an already slick forehead or the rasping breath of a tired body are not pleasurable sensations. I get it.
The thing is, for me to lose weight, I need to exercise. I don't have options right now, and I am stuck going to the gym to exercise. It is boring and I consume numerous podcasts while trudging wearily on the treadmill.
But I wish I could tell people around me that for me to lose weight, it will take time. My joints are not strong, my muscles are weak, there is too much fat on my skeleton. Moving is an effort, in fact much more an effort for me than for you, oh muscle-bound one. If you can't admire the effort, at least appreciate that it is harder for me than for you. And honey? Weight loss has to start somewhere. Deal with it.


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Koshiro Yamamuro joins the regular roster
by Gen on Jul.29, 2010 @ 11:33 pm, under NPB
The Marines announced today that they upgraded Ikusei player Koshiro Yamamuro's contract. Yamamuro gets a contract worth 3M yen and a signing bonus of 4.4M yen. He was also assigned the number 57 (from the number 121).


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Weis Lifestyle Initiatives now part of pharmacy division
SUNBURY, Pa. — Weis Markets streamlined its internal connection between wellness and pharmacy earlier this year with an organizational restructure that folded the Weis Lifestyle Initiatives department, led by registered dietitian Karen Buch, into the grocer's pharmacy division.
"We're looking to more closely align some of the initiatives in pharmacy, which are becoming much more service oriented," Jeff Maltese, Weis' VP pharmacy, told Drug Store News. "There's an opportunity for us to leverage both of those healthcare professionals — [the registered dietitian and pharmacist] — under one department. It's going to be all about providing solutions for consumers — whether they be consumers with pre-existing disease like diabetes or cardiovascular disease — that [have] a pharmaceutical component as well as a dietary component."
There also is significant opportunity to develop prevention-minded programs for those health-savvy consumers actively looking to avoid chronic illnesses, Maltese added.
The Lifestyle Initiatives team traditionally has served as the voice of wellness and healthy eating within Weis, Maltese said, directing such projects as Weis' Healthy Bites publication, a free monthly magazine and social media directive touting health and better-for-you recipes. That directive now will contain a more clinical focus, he said. "We're also going to leverage Karen's knowledge to educate pharmacists about how better to speak to their dietary consideration for their disease."
Weis Markets last year overhauled its flagship format, featuring a redesigned pharmacy that makes the pharmacist more accessible. The new floor layout incorporates a dedicated consultation room, where Weis pharmacists can consult with patients around their drug regimens and administer vaccination shots. "Our goal is by this fall to have every pharmacist certified to immunize," Maltese said.
Medication therapy management is another focus Weis will be pursuing for this fall, Maltese added, where every Weis pharmacist will be trained to conduct an MTM consultation.
New clients, overall growth boosts Accredo's Q4
MEMPHIS — Sales at specialty pharmacy provider Accredo Health Group for the fourth quarter grew to $3 billion, a 21.3% increase over fourth quarter 2009, according to parent company Medco Health Solutions.
Sales for the year were $11.3 billion, a 19.1% increase over 2009. The company said the growth was the result of new clients and growth across the specialty business.
Growth in sales helped drive operating income for the quarter up by 30.7% to $109.9 million, while operating income for the full year increased by 22.7% to $438.2 million.
The company's mix of products also changed, with growth in treatments for multiple sclerosis, rheumatoid arthritis and cancer.
Caraco, Sun to merge
DETROIT — Generic drug maker Caraco Pharmaceutical Industries will merge with Sun Pharmaceutical Industries, Caraco said Tuesday.
Sun, which already owns 75.8% of Caraco, will pay $5.25 per share for the remaining shares of Caraco that it doesn't already own and make Caraco a private company.
Sun originally made the going private offer in December, offering $4.75 per share for Caraco.


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Do you manage people and projects as part of your role in engineering? Find out how becoming an accredited Chartered Manager via the special ICE qualified members' pathway could help your career.
Join us on 28 September at 12.00 (GMT) for a free 45-minute webinar to find out how you could benefit from becoming a Chartered Manager.
The session will be presented by Karen Nichols, CMI's Partnership Service Delivery Manager, Gwyn Thomas, an experienced CMgr Assessor and supported by Patrick Binding, ICE's Professionalism Manager. You'll have the chance to ask questions and find out everything you need to know.
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We've been partnering with the Chartered Management Institute (CMI) since 2014 to offer our members, who are IEng or CEng, and have five years or more management experience the opportunity to apply for Chartered Manager (CMgr) – which is the highest management qualification.
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text: Can you feel it yet? That desire to toss out the old? Make things fresh and clean? Do you sense a need to reset, renew and rejuvenate your space? Spring pulls and tugs at us, as if trying to wake us from a long nap. When the darkness and heaviness […] Spring Cleaning, Clearing and Clarity3 Mar, 2014 in Essential Oils / Harmony@Home / Healing / Ritual and Ceremony / Sacred Space / Uncategorized by debfloweringmoon


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Hello, everybody!
I'm back! I made a very hard, but necessary decision to stay off the internet the past week. I needed to focus on school since I had a crazy amount of work to do. Essays, presentations, scientific reports, and other stuff that'll haunt you in your dreams. But now most of it is done. I can finally continue doing the things I want to do. I also haven't been able to read a lot. I have a lot of catching up to do!
So what's new the past week? A lot of exciting things happened, despite the huge load of work. I bought a new phone. So so happy about it! I can finally take good pictures now.
The school ball for the senior years of my school was Friday the 17th. It was so much fun!! Everyone was dressed up, the food was delicious, the music was great. I did see some (tipsy) teachers going loose on the dancefloor. I'll never be able to erase that from my memory.
I also went to my future university (aah, I'm so excited!!!) to get some more information about the courses I'll follow next year and you know, other fun stuff. So yeah, I had quite the week!
During those times of studying, I couldn't resist opening booktube videos or watch some Netflix. I know, I know. I feel really bad. But now, I do have some new favorites I want to share with you.
I'm picking an old favorite for this week. A lot of the French books I've read (for school mostly) I enjoyed a lot. Same for this one, Un Sac de Billes by Joseph Joffo. In English: A bag of marbles. It's about two Jewish brothers who flee their town and their adventure after that. It's a really special and gripping story. It's definitely worth checking out!
This has officially become my most addictive show on Netflix. I love Jane, the main character in this series. She is funny, light-hearted, independent, takes wise decisions… I could just go on and on about her and this show. The guys are good looking. Family relationships are an important subject. Some mystery is in there too. What more could you want?
This cover by Daisy Clark is a great song for those moments you want to have a moment of rest. I replayed this song over and over the past couple of days. When I'm looking for some quiet time, music is the first thing I turn to. And books, of course. It has a way of calming you down, you know?
Thank you so much for reading! I'll talk to you soon!


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The Seven Light Rays
Excerpt from: LAW OF LIFE ENLIGHTENER – ADK Luk (V.9 N.3, September-October, 33 A.F. (1987)
"In this Teaching, thru the knowledge of the Seven Rays, their colors, qualities, actions and which Beings were on each Ray, students were enabled to wield powers of an adept.
In the future healing is to be done thru the use of Light Rays. Thru the decrees based on the knowledge and application of The Word (I AM), and knowing one's I AM Presence, is how these accomplishments were attained."
Bridge to Freedom – 'THE WISDOM OF THE AGES' – Volume 2 – Ascended Master Kuthumi:.
"The sum and substance of this Truth is: To create as God creates, you must STILL YOURSELF and raise your self into a state of consciousness which is ONE with that of the Ascended Host, until your being is impregnated with the Knowledge, the Belief and the Active Realization that there is no power opposed to God; that manifestation must proceed from Cosmic Cause, and you are not an individual separated from God, attempting to draw by human will something from the Cosmic, but that you are the Great Creator Himself – Calm, Serene, Dispassionate, Victorious, with nothing to overcome but merely through the Joy of Creation, invoking the Light Rays, coalescing the electrons and PRECIPITATING the Divine Manifestations!
Pg. 61 'Dictations by The Ascended Masters'
By Paul the Venetian
(Thank You to Geraldine Innocente – 1953)
The correct understanding of the God-Power Almighty is essential for the individual who wishes to become the Holy Christ Sprit in action. This fact I would like to impress upon the chela on the path.
Energy is man's to command. Energy becomes power through use, whether in the wielding of a sledge hammer, or the strengthening of the biceps of the arm or in using the God-Power Almighty to build a momentum of Victory in Commanding the Electronic Light to manifest the completed form of fiat or decree.
The Law of Balance, also referred to as "The Law of Retribution" and set forth in the old axiom, "As you sow, so shall you reap," was not intended as a threat of punishment for evil-doers, but as an expression of the mathematical precision of Life – that one must sow the seed of perfection in concise mathematical accuracy and that the reaping will be in exact proportion to the sowing.
This Law has been dulled in its potency by the inference that if one casts his bread upon the water, his good will be returned unto him. This is true, of course, but it is a rather haphazard way of living as the "bread" one throws has no definite form, continuity or precision of outline.
He who would work with the Divine Plan tunes in consciously to the perfect etheric plan and rather than daily "casting bread" haphazardly "upon the waters," takes the Great Energy of Life, coupled with the mental picture, and drives it into the substance of the Earth by the Power of his FEELING. Then, issuing the Great Fiat,
"I AM," he projects into the mental form of the desired manifestation the perfect atom contained in the Great Command "I AM" which is the cohesive Power of Love. This way, instead of receiving back miscellaneous 'loves and fishes," one becomes Master of Energy and receives back exactly that which he has ordered!
The right hand is the direct wiring through which the energy may be catapulted into the appearance world, and when you are conscious of it as the Five-Rayed (Rays 3 – 7) representative of the Holy Spirit you become the Authority of Life when you release that energy through the hand in a Cosmic Fiat.
When you study Serapis's Ray (4th Ray), you will learn that significance of the index finger and why it is so often dignified with the ring of authority.
IN THE PRIVACY OF YOUR ROOM, DRAW THAT ENERGY INTO YOUR BODY WITH YOUR LEFT HAND, (UPPER ARM PARALLEL TO THE GROUND – FOREARM VERTICAL, AND HAND CUPPED TO RECEIVE GOD'S BLESSINGS) THEN CATAPULT IT INTO YOUR WORLD WITH YOUR RIGHT HAND, and let us see some definite manifestation through your conscious use of this Law of Life.
Let us be through with the "bread pudding" and bring forth now only the Divine Plan.
Blessed, Beloved Immortal Threefold Flame of Eternal Truth within my heart – my Beloved Unfed Flame – that Blessed Mother expression of my own Divinity, I ADORE YOU! COME NOW INTO OUTER ACTION IN ANSWER TO MY CALL. ARISE, ARISE, ARISE!
Take complete and immediate, and eternal command of all the energies of my entire Being and world. Purify and illumine them, and COMPEL thy perfect balance of Love, Wisdom and Power to rule me and my world all ways in undisputed and undenied AUTHORITY of love's perfection over everything in my being and world and all I contract forever. I accept this done RIGHT NOW with full power! So help me, beloved Kuthumi and the Ascended Hosts.
The first ray – it has a White centre surrounded by ELECTRIC OR brilliant SAPPHIRE BLUE – it represents the First Ray of God's Will, Strength, Power and Protection. From this Ray we can draw power, the capacity to lead people, and manifest energy to accomplish any constructive service, as well as the Illumined FAITH and PROTECTION of Beloved Archangel Michael, and the STRENGTH of Beloved Elohim Hercules. Chohan or Lord of the First Ray is the Ascended Master El Morya, whose retreat is in the etheric octave over Darjeeling, India. The day that this Ray is most predominant on Earth is Sunday.
The Second Ray, the Ray of wisdom, perception, discrimination and illumination vibrates in the colour spectrum of GOLDEN YELLOW. It is the focus of illumination, the "illumined action" of God. We can draw inspiration for all educational and 'religious' endeavours from this Ray. The Chohan or Lord of the Second Ray is the Ascended Master Dwal Kul and his twin Ray Lady Luk; the Retreat is in the etheric realm over the Grand Teton, Jackson Hole, Wyoming. The Archangel of this Ray is Jophiel and the Elohim in charge of this Ray is Cassiopeia. The second Ray day is Monday.
The Third Ray is the Ray of the Love of God, the very essence of consummation of Oneness in the Holy Spirit. Tolerance, harmony, compassion and adoration are also attributes of this Ray. Through this Ray whose spectrum is from the PINK we can draw all the LOVE we require for our altruistic endeavours and for our use in our daily living to bring about tolerance and understanding, as well as the love from the Beloved Archangel Chamuel and the great Elohim Orion. The Chohan or Lord of the Third Ray is the Beloved Lady Rowena, who receives her disciples in this retreat, the Chateau de Liberte, which is over southern France. The third Ray day is Tuesday.
The Fourth Ray is the Ray of the Purity of God, Resurrection and Ascension, it is ultimately our way back home; it's FLAME IS PURE WHITE. Like all the Flames, this White Flame is intelligent and can be called into action to 'Ascend' any distressing condition in our outer world to be resurrected into a state of peace, happiness and harmony. The colour white embodies all of the rays; and therefore, ultimately, the disciplines of each of the seven rays, bringing one to this doorway, to the ascension, the soul's eternal liberation.
We can draw from this band inspiration as artists, sculptors, writers, architects, as well as the limitless help to accelerate our way back home. The Chohan or Lord of the Fourth Ray is the Ascended Master Serapis Bey, whose retreat is the Ascension Temple in the etheric plane over Luxor, Egypt. The Archangel is Gabriel, we can call on him to assist us to hold the immaculate concept and we can call to the great Elohim, Purity, to help us maintain purity in our lives, He also known as 'Clair'. The day is Wednesday.
The Fifth Ray is the GREEN RAY of Truth, Healing, Concentration and Consecration and the Science of God. It is a ray of abundance, which vibrates in the colour spectrum as Light bright emerald green. Scientists, doctors, healers, mathematicians and musicians draw from this ray in their pursuit of scientific mastery of the self and of the planes of Spirit and matter on this Ray.
This they do this through a quest for truth in every discipline, including the healing arts. The fifth Ray is the means whereby those who require the logic of the logos can find their way back to the Christ consciousness, back to their God-design or Divine plan. The Chohan or Lord of the Fifth Ray is the Ascended Master Hilarion, whose retreat is the Temple of Truth on the etheric plane over the island of Crete. The Archangel is Raphael and the Elohim is Vista (Cyclopea). The day is Thursday.
The Sixth Ray is the Ray of the Ascended Lady Master Nada, and formerly of the Master Jesus, who has now taken the office of World Teacher together with Lord Kuthumi. This Ray represents the attributes of Peace, Grace and the Ministration of God. The Sixth Ray has a frequency in the spectrum of RUBY AND GOLD. This Ray is the path of those who minister in the energies of peace to the evolutions of earth as counsellors and comforters in every walk of life.
From this Ray we draw forth our COMFORT and PEACE. The inner vow of those who serve on this Ray is "I AM my brother's keeper," and their soul motto is "He that would be great among you, let him be the servant of all." Lady Nada is aligned with Temple of Illumination located over lake Titicaca in Peru, South America. Beloved Nada achieved her Ascension seven hundred years before Jesus, and has built up a tremendous momentum in the use of the Pink Flame of Divine Love. The Archangel of the sixth Ray is Uriel, and the Elohim is Peace (Tranquility). The day is Friday.
The Seventh Ray, which has a frequency on the spectrum of Violet, is the ray of Freedom, Invocation, Mercy, Rhythm, Purification and Transmutation, and the Forgiveness of God through the alchemy of the Violet Fire of Mercy. It is the way of freedom of the soul, and through the use of this Violet Fire we will achieve our Ascension. From this band we draw the Violet Consuming Fire of forgiveness to purify others and ourselves.
Beloved Saint Germain, who is known as the 'God of Freedom' to the earth, is the Master or Chohan of this Ray, which is now the predominate Ray for the next 2000 years. Saint Germain has retreats both in Europe over Transylvania, and in the Cave of Symbols in Table Mountain of the Grand Teton Range, Wyoming and at Mount Shasta, California. The Archangel of this Ray is Zadkiel and the Elohim is Lord Arcturus. The day is Saturday.
1. We need to develop unwavering WILL & FAITH (1st Ray) in our ability to use the power of the Three-fold Flame in our hearts. First Ray activity – Colour Blue, Chohan: El Morya, Archangel Michael and Elohim Hercules.
2. We need to still ourselves and ask for the Illumination Flame – the WISDOM & PERCEPTION (2nd Ray) – what it is that needs to be done (not my will, but Thine) Colour: golden yellow, Chohan Lord Lanto, Elohim Cassiopea
3. We need to LOVE (3rd Ray) it enough to bring it into physical manifestation. Colour pink – Chohan: Paul the Venetian, Archangel Chamuel, Elohim Orion.
4. We need to hold the PURITY (4th Ray) of the original idea that came from our Mighty I Am Presence – God in us. Colour white – Chohan: Serapis Bey, Archangel Gabriel, and Elohim Purity (Clair)
5. We need to CONCENTRATE AND CONSECRATE (5th Ray) our lives to this end. Colour emerald green – Chohan: Lord Hilarion, Archangel Raphael and Elohim Vista.
6. We need to RHYTHMICALLY INVOKE (7th Ray) the power of God and transmute any imperfections by the Violet Fire, the God idea we are bringing into form. Colour violet – Chohan: Saint Germain, Archangel Zadkiel, Elohim Lord Arcturus
7. PEACE AND GRACE (6th Ray) are essential, 6th & 7th rays are inverted – if our endeavours are not 'wrapped' in Cosmic Christ PEACE we have only ashes at the end! Colour Ruby and gold, Chohan: Lady Nada, Archangel Uriel and Elohim Peace (Tranquility).


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A donor cannot be a known carrier of certain infectious/communicable diseases at death. A body should not be embalmed. Bodies that are obese or emaciated are also unlikely to be accepted. Tufts University School of Medicine upholds the right to decline any donation. Alternative arrangements should be made in the event that the gift can not be accepted.
Your donation will be used for one to two years.
An individual must be 18 years or older. Otherwise, there is no age limit to donate.
Many families do not agree with the donors decisions to donate. You should make your wishes clear to your family and help them understand how you came to your decision to donate your body. If your family understands why, they will be less likely to act against your wishes at the time of your death.
Tufts University School of Medicine will cremate remains, at the expense of Tufts University, and release cremains to the next-of-kin. If the donor or donor's family would prefer, the remains can be released to the executor or next-of-kin for private burial at the expense of the estate.
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Tourism jobs in Ireland can be interesting and challenging, offering the opportunity to interact with people from all over the world. Jobs in tourism are extremely varied and suit a broad range of personalities and backgrounds, encompassing positions from hotel managers and travel agents to tour guides and flight attendants.
One of the major attractions of tourism jobs is the diversity of settings in which they can take place. A career in tourism might mean working in the desert or by the sea; in an office or in the air. In an industry built around travel, the perks for adventurers can be plentiful, with potential discounts on air travel, accommodation and tickets to events.
The duties associated with a job in tourism vary greatly according to the specific position. The main goal of tourism workers is essentially the same – to ensure a positive and memorable experience for their customers by providing them with goods and services.
If you're interested in a tourism job, you should have excellent customer service skills and the ability to be flexible and remain calm under pressure. Traineeships are available in many areas of tourism, and courses are widely available for those looking to move into specialist tourism fields.
The first step to getting the job in tourism you want is presenting an excellent application. Your resume and cover letter is the first contact you have with a potential employer, so you want to make the best possible impression.
IS MY CV can help you create an outstanding tourism job resume, cover letter and resume. You might also be interested in our hospitality jobs and hotel jobs profile.


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Corn futures are mostly 1 to 2 cents higher at midday. Ethanol production for the week of Feb 2 was shown at 1.057 million barrels per day in this morning's EIA report. That is 17,000 bpd larger than the previous week. Stocks of ethanol were also reported higher at 23.489 million barrels, 444,000 barrels larger than the week prior. Analysts are expecting Thursday's Export Sales report to show 1.3-1.8 MMT in old crop corn sales for the week that ended Feb 1, with 0-100,000 MT seen for new crop. On Wednesday, Taiwan purchased 55,000 MT of US corn for April-May delivery. South Korea also passed on offers for 165,000 MT of optional origin corn, noting too high of prices.
Mar 18 Corn is at $3.65 1/4, up 1 3/4 cents,
May 18 Corn is at $3.72 1/2, up 1 1/4 cents,
Jul 18 Corn is at $3.80 1/4, up 1 1/2 cents
Sep 18 Corn is at $3.86 3/4, up 1 cent
Soybean futures are showing steady to 1 1/4 cents higher trade on Wednesday. Meal futures are up $4.20/ton, with nearby soy oil 38 points lower. Meal is higher on concerns that Argentine soy meal exports will be hurt by the dryness. The average trade guess ahead of the weekly Export Sales report on Thursday is 400,000-700,000 MT for old crop soybean sales. This comes after a disappointing 359,014 MT was report in last week's report. There is also 0-100,000 MT expected for new crop sales. Soy meal sales are seen at 150,000-450,000 MT, with 8,000-35,000 MT projected in soy oil sales. Thursday's monthly WASDE report is expected to show world ending stocks trimmed slightly to 98.3 MMT, as production is seen lower. A separate Reuters survey shows traders expecting the final 17/18 Brazilian production number to total 112.6 MMT, up from 110.2 MMT in January.
Mar 18 Soybeans are at $9.87 1/2, up 1 1/4 cents,
May 18 Soybeans are at $9.98 1/2, up 3/4 cent,
Jul 18 Soybeans are at $10.08, up 1/2 cent,
Aug 18 Soybeans are at $10.10, up 1/4 cent,
Mar 18 Soybean Meal is at $335.90, up $4.20
Mar 18 Soybean Oil is at $32.78, down $0.38
Wheat futures are sharply higher in the CBT and KC contracts at Wednesday's Midday, with the front months up 12 to 14 1/2 cents. MPLS is weaker, but still 3-5 cents higher. Forecasts for continued dryness in the Southern Plains are providing support. All wheat export sales are expected to be tallied at 200,000-500,000 MT in tomorrow's USDA report. World ending stocks are expected to see a slight reduction in Thursday's USDA report, with the average trade guess 0.22 MMT below January at 267.8 MMT. Russian customs data shows that 33.026 MMT of wheat was exported during 2017, a jump of 30.4% from 2016.
Mar 18 CBOT Wheat is at $4.60 3/4, up 14 1/2 cents,
Mar 18 KCBT Wheat is at $4.81 1/4, up 12 1/4 cents,
Mar 18 MGEX Wheat is at $6.12 1/2, up 4 1/4 cents
Live cattle futures are mixed at midday, with nearby Feb down a nickel and back months higher. Feeder cattle futures are also mixed with front months 22.5-65 cents lower. The CME feeder cattle index was down 17 cents on February 5 at $147.95. Wholesale boxed beef values were lower on Wednesday morning. Choice boxes were up $1.02 at $209.45, with Select boxes 78 cents higher at $203.51. Estimated FI week to date cattle slaughter was 230,000 head through Tuesday. That was down 4,000 from the previous week but 8,000 head larger than the same week last year. This morning's FCE online auction saw 148 of the 829 head sold at an average price of $126. US export data shows 260.83 million pounds of beef was exported during December. That was slightly larger than November and the fifth straight monthly record, 2.5% above December 2016. Total exports in 2017 were 2.862 billion pounds, an all time yearly record and up 12.2% from 2016.
Feb 18 Cattle are at $125.575, down $0.050,
Apr 18 Cattle are at $123.850, down $0.725,
Jun 18 Cattle are at $115.500, down $0.325,
Mar 18 Feeder Cattle are at $148.175, down $0.550
Apr 18 Feeder Cattle are at $148.775, down $0.650
May 18 Feeder Cattle are at $148.900, down $0.225
Lean hog futures are mostly 50 cents to $1.95 lower on Wednesday. The CME Lean Hog Index on February 5 was at $74.84, up 36 cents from the previous day. The USDA pork carcass cutout value was 43 cents higher at $78.66 in the Wednesday AM report. The ham was the only cut reported lower. The national base hog weighted average price was down 22 cents at $72.38 this morning. The USDA estimated FI hog slaughter at 927,000 through Tuesday. That is down 6,000 head from the previous week and 43,000 head more than the same time last year. Exports of pork during December totaled 514.317 million pounds, a record for that month but 2.9% lower than November. During 2017, the US shipped 5.632 billion pounds of pork, up 5.9% from 2016 and an all time yearly record.
Feb 18 Hogs are at $74.250, down $0.500,
Apr 18 Hogs are at $69.475, down $1.950
May 18 Hogs are at $75.400, down $1.700
Cotton futures are mixed at midday, with nearby March down 11 points and deferred contracts slightly higher. The US dollar is sharply higher at the moment, showing little affect on the market. The USDA Adjusted World Price or AWP, currently at 71.35 cents/lb, will be updated on Thursday afternoon. The Cotlook A index on February 6 was 87.20 cents/lb, down 90 points from the previous day. Online cash sales reported on the Seam were shown at 7,640 bales, with price averaging 70.69 cents/lb, down 20 points from the previous day.
Mar 18 Cotton is at 76.08, down 11 points,
May 18 Cotton is at 77.42, up 4 points
Jul 18 Cotton is at 78.4, up 3 points


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A recent study released by AFCOM revealed that information technology spending is rising, but data center spending remains stagnant.
Of the 358 CIOs and IT directors surveyed, 37 percent said they will increase their budgets this year, while only 18 percent are lowering budgets. Also, nearly half of the data managers surveyed plan to expand their data centers, while more than half also monitor server utilization, cooling efficiencies and power-usage effectiveness.
According to Jill Yaoz, AFCOM's CEO, the reason companies are not spending as much on data centers is due to new technology, including cost-efficient cooling equipment, power-efficient servers and virtualization.
"Despite the economy, data centers are spending money," Yaoz told the VirtualizationReview.com. "We found that to be interesting because if you look at the economy, a lot of organizations aren't spending money and, in fact, they are cutting budgets."
Spiceworks recently released its own survey of more than 3,000 IT professionals regarding small- and medium-sized businesses. According to the report, 74 percent of SMBs plan to use virtualization by the end of 2011.


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A Minnesota police officer accused of punching a handcuffed 14-year-old girl in the face has been acquitted. A jury in St. Paul took less than 90 minutes Thursday to acquit Michael Soucheray, an eight-year veteran, but he still remains on leave and faces an internal affairs investigation.
Soucheray was charged with fifth-degree assault, a misdemeanor, after he and officer Chris Rhoades were called to a local shelter to help a girl who was said to be suicidal and needed to be rushed to the hospital on December 1. Soucheray was accused of punching the girl after she spat at him.
His attorney, Peter Wold, said afterward that Soucheray didn't intend to cause harm. Police released squad car video of the incident Thursday, and Chief Todd Axtell said he was 'deeply disappointed' by what it showed of Soucheray's actions.
The 10-minute-video from the squad vehicle was played in the courtroom and showed Soucheray hitting the girl twice after she spat on him. It is unclear what happens immediately after that as the officer then gets in front of the girl and blocks her out of view of the cameras.
Click to WATCH: Minnesota Cop Punches Handcuffed 14-Year-Old Girl in the Face.
The girl can then be heard screaming repeatedly 'He just punched me!' During the trial, the young girl was overcome with emotion crying and said that she didn't want to testify, according to the Star Tribune.
According to the criminal complaint, officers were called to a St. Paul shelter for sexually exploited girls after they received a report that a 14-year-old staying there was suicidal. The officers drove to the shelter, Brittany's Place, with the intent of rushing the girl to the hospital, according to St. Paul Pioneer Press.
Initially, they had hoped to have her transported to the hospital by ambulance, but instead the officers decided to drive her themselves after she became rowdy and uncooperative. As the officers took her into custody, she refused to go and became agitated, screaming and at one point going limp.
Soucheray eventually pulled her into the squad car and sat her up. At one point, the girl stood up and spit on him. Soucheray then punched the girl twice and grabbed her by the jaw or neck area, the complaint said.
When he grabbed her, he is alleged to have called her 'a f***ing b***h,' according to St. Paul Pioneer Press. An internal affairs investigation was opened the day after the incident, and Soucheray was assigned to an administrative role that didn't include patrol, said police spokesman Steve Linders. The St. Paul chief of police, Todd Axtell, ordered Soucheray to be placed on paid administrative leave back in January, according to the Pioneer Press.
Axtell said in a statement that when incidents occur that do not meet high professional standards, 'swift and decisive action is taken to hold ourselves accountable.' Police records show Soucheray has been reprimanded three times previously, including for preventable squad car crashes in 2016 and 2014 and for failing to attend a scheduled court trial in 2012, the St. Paul Pioneer Press reported.


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A year after naming Narrative Science one of our Top 10 Tech Companies to Watch, we checked in with CTO Kristian Hammond to find out how the young company is doing.
The company's software, called Quill, uses artificial intelligence to analyze numbers and turn them into, well, narrative. An investor's quarterly portfolio performance numbers can be turned into a story about how the individual stocks, bonds and funds are performing. A bank branch's performance numbers can be automatically turned into a natural language report about that facility's strengths and weaknesses.
Narrative Science's early work was in market alerts. Detecting, for instance, that a company's stock experienced a 52-week high or low would trigger the automatic writing of a story.
More recently, the software has been used in banking for fraud detection and compliance reporting. It can parse through transaction streams, looking for violations of a bank's business rules, which are often based on compliance requirements. If the bank has to report all transactions over $5,000, the software will automatically find all transactions just under $5,000 and higher and issue alerts and compliance reports.
Artificial intelligence in the software is tuned to provide a broader context for each transaction - this could take the form of a paragraph or a full-page description.
This reduces the workload for overburdened compliance officers. "We take the commodity work, the grunt work," Hammond says. "If you take someone aside and say, what is it you love to do, they're probably not going to say they like to do the same repetitive task. Most people want to stretch the limit of their creativity."
One bank is using Quill to handle suspicious activity reports, others are in talks.
"Financial services are primed for this moment where there's all this data, all this work and analysis," Hammond says. "I need to be able to say it," meaning, tell the story and provide context. "Saying it at scale is hard unless you bring a machine to bear."
The basic engine behind Quill has three main components. The first analyzes data and finds facts, such as Company A beat expectations or Company B's long-term debt is larger than any other company in its sector. "Those facts are not enough and they're too much," Hammond says. "You don't want to know everything about everything."
The second piece is a module that evaluates the importance and interestingness of the facts. Importance is defined by the domain of interest if you're looking at the stock market, a company going bankrupt is important. "Interestingness" depends more on the user. "If I'm generating your portfolio analysis and you don't own stock in that company, it's uninteresting," Hammond notes.
The third component is what Hammond calls a micro language generator. It has tiny blueprints and micro-changes: for any given idea you have hundreds of ways to say things," Hammond says. "What we're doing to always improve the system is we're making those modules better - creating a clearer and cleaner set of data analytics, a tighter version of what's important and interesting, and improvements in natural language understanding, so more of the context of what the system has said drives what happens."
The reports are configured by humans - a team of engineers and eight journalists who are now called "meta journalists," "configurers" and "content architects" in Narrative Science's world. They determine the patterns the software should look for, such as a company performing better than expectations.
"Once it's configured, the system says, I know how to talk about sales performance review, I know how to do the analysis, you don't have to teach me anymore," Hammond says.
When the software has learned how to handle a report well, the meta journalists will move on to new engagements and nuances of existing ones. "For intelligence, there's always a next horizon, there's always a smarter version," Hammond says. "That will go on forever."
The software can produce a gamut of outputs from simple headlines or alerts to "an eight-page exegesis that's a full and complete reckoning behind a single number that includes text and visualizations and is rendered as a PDF," Hammond says. "It's a genuine research report."
The company uses a software-as-a-service delivery model. Data from banks and other clients comes through Narrative Science's API, through an FTP drop or a direct feed.
It's developing a private cloud model for one client that is expected to go live in the first quarter. "We'll give them the software and they'll do what they want with it," Hammond says. "We want to provide a model for organizations that are concerned about security issues where they can manage their own private cloud we never see the data."
Time and volume have improved Quill, Hammond says. "The more we do, the better the technology gets we can see more examples and can adjust things," he says. "As opposed to when you outsource, the more you do, the worse it gets, because you've used up your high talent pool and you've got to go deeper into lower skill levels."
The software can be applied many places - banking, insurance, journalism and beyond, Hammond says. "I believe within my lifetime I'll see a day when people will look at spreadsheets the same way we look at computer punch cards - as a mechanism for communicating with a machine and letting it communicate with us. That mechanism and that time are gone. By humanizing the machine, giving it voice, we can rid the world of an awkward and painful mechanism."
He's never met anyone who relishes using a spreadsheet, Hammond says. "They relish what they get from it. What if you could get that without struggling?
"Data is there to serve us," he says. "It's not there to beguile us or annoy us but to serve us."


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- September 13, 2017
The first reviews of Ladilikan, our forthcoming album with Trio Da Kali, are in…
EDITOR'S PICK "A bold fusion of the musical traditions from the West and those of Africa: Western tempered scale instruments blend seamlessly with traditional African instruments, creating a wonderful musical hybrid that is engaging, fascinating and irresistible… If it is true that music crosses all boundaries and connects all of us with our common humanity, regardless of the usual divisions, then Ladilikan shines brightly as a wonderful example of putting that idea into practice. Perhaps collaborations like this can, in their own small way, show the road ahead for all of us." – Folk Radio UK
"Spellbinding… This encounter with three outstanding Malian musicians dazzles; and Nick Gold's production has a winning vibrancy." – The Guardian
"Delightful… makes a repertoire of music that is centuries old sound vital and new; unlike anything you may have heard before" – The Economist's 1843 Magazine
"Entrancing… Trio Da Kali and the Kronos Quartet feel like a match made in heaven: musical soulmates. It's a melodic, fairytale union, and Ladilikan is a sweet, soulful album… This is intercontinental hybridization at its most enchanting, an enjoyable cross-genre exploration filled with heart, harmony, and a vital energy that takes old traditions and makes them into something wonderful and new." – PopMatters
"Mouthwatering… promises to be something very special indeed" – WOMAD 2017 Programme
5/5 STARS "Sets Western chamber music in dialogue with its West African counterpart in ways that enhance the Manding melodies" – The Financial Times
"Bracing… defies whatever expectations might be held for the combining of approaches… exciting" – KPCC's Take Two
RECOMMENDED "Exceptionally fine… a rare success in cross cultural collaborations" – Stereophile
"Kudos… Once again, Kronos has pulled off a natural and effortless blend of disparate musical tradition" – KCRW's Rhythm Planet
"Kronos Quartet has made some kick-ass collaborations with other musical artists over the years, but their new album Ladilikan, a creation with the Malian group Trio Da Kali, is certainly one of their best." – The Bay Area Reporter
"Gorgeous… a brilliantly complete integration: one borderless group of master musicians" – Conduit
"Ladilikan is a striking, beautiful record and a vibrant collaboration between two undeniably talented entities" – GIGsoup
"A soulful collaboration" – The Vinyl Factory
"Fans can always count on Kronos to provide an interesting listen rife with surprises… Everything on Ladilikan has a mesmerizing effect" – AXS
2018 (27)
- July (2)
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April (7)
- How to participate in tonight's performance of "Missa Supratext"
- How to participate in tonight's performance of "Remote Control"
- Preorder Kronos' new album Clouded Yellow from Apple
- Countdown to Kronos Festival 2018
- Tim Kilian (1946-2017) – An Appreciation
- Kronos Festival 2018: Opening Night sold out
- Kronos goes to the movies
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2017 (54)
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- Ladilikan: Best of 2017
- Hewlett awards Kronos grant to support new work with Terence Blanchard and Nikky Finney
- EXTENDED! Save 50% off 50 Kronos albums through 11/15!
- AVAILABLE NOW! Five more string quartets from Kronos' Fifty for the Future
- "American treasure" Ken Benshoof inducted into Kronos Hall of Fame
- It's one of our most beautiful collaborations.
- October (3)
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- One week left to support first ever Kronos documentary
- Folk Songs: "as magnificent as you might expect"
- Kronos receives NEA support to distribute free string quartets
- Kronos' "Folk Songs" out now!
- Kronos on National Geographic's "Year Million"
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May (5)
- JUST ANNOUNCED! Kronos' "My Lai" at BAM's Next Wave Festival
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- Kronos appears in first ever made-for-TV (and web) opera
- AVAILABLE NOW! Five new string quartets from Kronos' Fifty for the Future
- The Unsettling Performance That Showed the World Through AI's Eyes
- April (3)
March (7)
- Celebrating 30 years of musical friendship
- A Spring Afternoon with Kronos benefitting Fifty for the Future: The Kronos Learning Repertoire
- "Kronos Quartet: Making free music for the future"
- The creative spirit will not be silenced
- Livestream today's NYC concert
- Big (Star) News!
- Ecstatic to add second Ecstatic Music Festival concert!
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- Kronos on BBC's Later… with Jools Holland
- Leeds Concert - SOLD OUT
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- Broadening Education with WPA's Embassy Adoption Program
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Institutional Pharmacy
Capsa features updated inventory systemMarch 17, 2015
Capsa Solutions said its new FirstDose 2.0 capabilities will be featured at the upcoming MHA Business Summit at the Bellagio Hotel in Las Vegas.
High-stakes deal just warming upAugust 23, 2011
So this is what it comes to when No. 1 attempts to buy No. 2. This could be some pretty lively theater by the time the final curtain drops.


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The Sundar Dam is one of the largest and most popular sightseeing spots built across Sundar River near the village of Ichhapur in Godda, Odisha. It is a tourist hot spot in Godda that should be not be missed. The maximum altitude of the dame from its deepest bed level is 19.76 meter. Sundar dam is one of the major attractive destinations in Godda, known for its magnificent look.
Sundar dam is located along the Godda and Pakur state highway, which is at a distance of about 10 km from Godda. It has a rich host of wildlife, and is also a large forest reserve. One can always experience calm and pleasing breeze and the sight of waterfalls originating from here. It also remains as a notable picnic spot, attracting several visitors from other states and districts during the holiday peak seasons.


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This November, California voters will have to decide which kind of state budget they want: One with higher taxes to save schools from further cuts, or one that keeps taxes the same, but at the expense of schools.
Governor Brown built another round of potential trigger cuts into the state budget. This time nearly $5.5 billion if voters don't approve his sales-tax hike and income-tax surcharge on high-wage earners.
The reductions would hurt schools the hardest: $4.8 billion less, which is equivalent to shortening the school year by three weeks.
"A student entering first grade this year, by the time that student graduates with three fewer weeks each and every year in accumulation, it would be the equivalent to one fewer year in that student's entire educational life," said Jack O'Connell, former state superintendent of schools.
University of California and California State University systems would each be slashed another $200 million.
Cal-Fire would have to cut back 10 percent, which means grounding some of the aircraft and closing some fire stations.
All 600 seasonal lifeguards would lose their jobs and a fifth of the state park rangers would be laid off.
Anti-tax groups call Brown's proposal extortion.
"It's certainly is political extortion because he's basically saying 'I'm going to really cut essential services unless you pass this tax,'" said Jon Coupal, president of the Howard Jarvis Taxpayers Association.
California resident Mary Johnson feels like she's being coerced. She'll vote for the tax hikes to avoid increasing California's unemployment rate.
"I think it's just terrible. Even though I'm disabled, and I'm not working right now, I would rather pay the taxes than see people laid off," said Johnson, who supports a tax hike.
Many in the education community don't look at the potential cuts as threats, saying the governor really has no choice but to be straight with voters.
"Laying out a very clear picture about what those choices are and what the consequences will be if that revenue doesn't come to fruition is what they actually have to know. It's about being honest with voters, really," said public schools advocate Kevin Gordon.
Brown's campaign adviser expects to get approval from the attorney general's office by the end of the month to begin gathering signatures to get the tax hikes on the November ballot.


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Looking For Your Next Pre-Owned Luxury Vehicle Near Hattiesburg, Laurel or Starkville, Mississippi? Get Behind the Wheel of a Used BMW Car or SUV from Our Meridian Dealership!
It goes without saying that BMW of Meridian carries one of the largest inventories of luxury pre-owned vehicles in the greater Starkville, MS area. Below you will find a comprehensive collection of used BMW vehicles to choose from, including popular models like the 3 Series, 5 Series, 128i, X3, X5 and more available on our used car lot in Meridian, Mississippi. Drivers who choose BMW are those who appreciate quality and outstanding craftmanship, and while purchasing a new model may not always be in the budget, you can count on our dealership to feature a great variety of used and certified pre-owned BMW cars and SUVs to choose from. We encourage you to peruse through our inventory below to get a closer look at our current lineup. Once you've found something that fits your style and budget, visit our dealership today at 2000 Highway 39 N to take it for a spin. We'll gladly demonstrate the vehicle's unique set of features and specs while also going over our latest available used car specials and other auto financing options in Meridian.


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I beg to differ. Certainly, a legal education can be a very expensive proposition. But tuition costs vary by school, not by advanced degree type. In other words, a JD from Big Prestigious U will cost approximately the same as its Phd equivalent in Divinity. But a JD from Big Prestigious U may cost substantially more than a JD from Local U. So, the name of the game is to invest wisely in your legal education (see my other blog posts on this).
Further, the legal job market today hasn't necessarily been hit any harder than any other job market. I do believe there has been a much-needed correction in the insanity that was escalating first-year lawyer compensation throughout the 1990s. Big firms, in an effort to compete for the top law students, engaged in a salary war that resulted in first-year lawyers being paid much more than they could possibly be worth (I apologize if I'm offending anyone, but I think the law firm economic model, and the resulting first year layoffs and deferrals prove my point).
And, just as with the "tech bubble" of the 1990s, the "housing bubble" of the last year or so and stock market corrections that occur every five years or so, what goes up must come down. A correction of "irrational exuberance" as former Fed Chairman Greenspan called it, is inevitable anytime a business' economic heart gets ahead of its intellect. Bottom line, the current strain on the legal job market is a "correction" but arguably a need one. People, businesses and the government will always need lawyers. Ours is a nation of laws- someone with expertise and skill has to help that nation navigate them.
But to abandon ones dream of a law career in light of the current job market makes no more sense than avoiding college because unemployment is so high. Career and educational choices are a long term play. You make decisions based upon anticipated circumstances five, ten and more years out into the future.
Anyway, I continue to believe that now is as good a time as any to pursue a law degree. It will almost certainly be more difficult to find a job now than it was five years ago, but that's the case for almost any type of job.
The rest of this post is dedicated to those new lawyers out there. You may be reading this, having recently passed the bar, the ink on your bar card still drying. You don't have a job or prospects. You have substantial debt. It looks pretty grim.
But the reality is, it doesn't have to be grim, if you are willing to be flexible. You may have to work a little harder in finding a job. You may have to compromise your desired practice area. You may have to work for a firm that isn't quite as prestigious as your degree would indicate. But there are jobs out there. So, with that said, on with the job search tips:
1. Consider the "hot" practice areas. Even with a bad economy, there are legal practice areas that continue to flourish. In particular, employment lawyers are busy right now. Terminated and disgruntled employees seek redress from their employers. As a result, EEOC charges and lawsuits are increasing.
Another area that is very busy right now is bankruptcy. The Bankruptcy Code was revised recently and a code change always at least initially will increase the amount of related legal work. More importantly, today bankruptcies are skyrocketing. In a bankruptcy proceeding, everyone needs a lawyer- the bankrupt person or company, its creditors and others.
There are also other practice areas that are "counter-cyclical" to the economy. Do some due diligence and seek employment in these areas. You may be saying, "But that's not what I went to law school to do." Regardless, we are talking about short term survival, at least for the present. The practice of law is akin to a trade in many ways. We learn by doing. So, your short term objective should be to simply jump into the pond. Do legal work- any legal work. Sharpen your reading and research skills. Any work you do, be it pro bono, litigation or defending a traffic ticket will accrue to your skillset. It may not be pretty, but for now it will serve you well in terms of long term skill development.
2. Market Yourself the Old-Fashioned Way- Send a Resume With Cover Letter to a Variety of Legal Employers. As I explain in "Law School Labyrinth- A Guide to Making the Most of Your Legal Education" (Kaplan Publishing, 2009), I found my first summer clerkship and my second law firm job this way. I started with the Martindale-Hubbell law firm database: http://www.martindale.com/. This is a broad and deep database, that can be sorted a variety of ways, including geographically. The database will tell you how many lawyers a firm has, and who they are. Use this database and develop a meaningful database of potential job prospects.
Create a one-page (two, max) resume that is perfect. There are lots of resume tips out there (and I defer to those folks), but essentially, the resume should focus on your marketable skills ( e.g. "extensive U.S. Tax Code knowledge"). At this point in your career, you may not have a lot of marketable skills, which is why firms have traditionally focused on grades and Law Review. These are arguably indicators of your intellect and work ethic, and predictors of your success. Regardless, if you have applied yourself in law school, you have developed some solid skills. Do your best to craft a resume that sells. Use quality paper, unfolded in quality envelopes. Be very, very conservative- don't get cute or creative with paper choices or fonts. Law firms, even small ones rely on "image" because it instills client confidence. Your image should be consistent with theirs.
Further, with today's technology, you must tailor your resume to the target. If it's an employment law firm, try to include relevant experience or other work involving employment matters, or at least that shows your familiarity with employment law concepts, such as Title VII, the EEOC and so forth. If you have to, do research to gain this familiarity.
Mail the resume to your list (keeping in mind that many of the larger firms have full-blown recruiting departments and receive resumes electronically). I suggest doing the mailing in stages. Experiment with what seems to work and do more of that. For example, if your first mailing is limited to large firms and you get no response, then move down the list to mid-sized firms. You might even experiment with different resumes and cover letters to see what works best. The point is to be flexible and adjust your strategy and resume to increase your odds of landing an interview.
I won't go into interview skills here- there is plenty of literature about it. However, if you are fortunate enough to land an interview, make sure that you are extremely well-groomed and well prepared. A job interview is the ultimate sales pitch. You know the drill- the interviewer makes up his or her mind in the first ten minutes, etc. Practice beforehand, think about questions to ask and research the firm. Talk their language and talk about them. But also listen carefully.
3. Consider Pro Bono Work. If you are having trouble landing a job, consider doing some pro bono work with an established organization that delivers free legal services to the community. Your local bar association is a good place to start; they can help you understand the process and ground rules, such as training, malpractice insurance and how you will be supervised. They will also help you avoid getting in over your head and into trouble. Talk to them and see what kind of opportunities they have. You will enhance your skillset and very likely make some job contacts. I know of people who started with pro bono gigs that led to permanent employment. Obviously, any pro bono work requires that you have a license and some sort of malpractice insurance coverage, as well as the requisite skillset or supervision. I would suggest that you do work where you will be supervised and have plenty of resources and support. An exellent website with further discussion and detail on pro bono work is http://www.probono.net/.
4. Consider Contract Employment. As with any job, using a contractor is generally cost effective, as compared with a full-time employee. There are job agencies and websites out there that specialize in placing attorneys on a temporary basis, such as http://www.simplyhired.com/a/jobs/list/q-contract+attorney. Again, this type of work will strengthen your skillset. And it may lead to contacts and/or permanent employment. Here again, I would suggest that you seek employment where you will have good supervision, at least initially, and where malpractice insurance is provided.
Bottom line: it is certainly a tough legal job market out there. But new lawyers are finding jobs. You may have to compromise, at least in the short term, your career objectives. But the most important thing right now for you is simply to get working. Don't give up. Keep pushing. Don't let the negative soothsayers discourage you. You will become a lawyer. You will find a job. You just will.


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Contact Us
Call Today to Rent Storage Units!
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Wishing to learn more about Ham Radio? Make plans to seek out a local Ham Radio Clubs Field Day exercise that's coming up next weekend, Sat. June 22. Attend a field day event and meet some Ham Radio operators, they'll be eager to show you how to get on the air... heck they'll likely set you down in front of a radio and let you communicate with Hams all over the nation!
Experience Field Day once, and you'll know you'll be doing it again & again. It's Ham Radio's way of experiencing radio operations under emergency "field" conditions. From the very beginning, Ham Radio has risen to the call, responding to emergencies, providing vital communications. Over the years, the last Saturday in June has become "Field Day"... an occasion to test skills & equipment, preparing for when the need arises. Amateur Radio has been Prepper before there was Prepper!
Looking for a local Field Day event? Try the ARRL Field Day Locator!


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1989 | 42' Grand Banks Trawler for Sale
Biscuit is a classic 1989 42′ Grand Banks trunk cabin trawler in good condition. She offers twin Cummins 250 hp main engines, Rigid 8.5′ tender with Yamaha 9.9 hp 4-stroke outboard and a clean interior. Biscuit is a Great Loop veteran and is ready to go again.
Contact Larry Hammett via Email or 251-550-9632 for more information and an appointment to view this Grand Banks 42 trawler for sale.
© 2018 Curtis Stokes & Associates, Inc. | All rights reserved.


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Serves 2
In Peru maca is found in cookies, breads and smoothie drinks and is known to increase physical endurance, boost stamina and, not surprisingly, enhance sexual vigor.
Amy Mayfield, senior editor of The Herb Companion, lives in beautiful, green Corvallis, Oregon, with her husband and two young children.
Click here for the original article, Natural Libido Enhancers.
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