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So are all wirehouses really the same these days? Similar, but not exactly the same, according to Todd Forman and Evan Steinberg, advisors at Morgan Stanley Smith Barney.
The two sat down with recruiters Mindy Diamond and Howard Diamond of Diamond Consultants to talk about their career paths and their move to MSSB, which happened on a Friday, the 13th. But, it's been good luck ever since. Steinberg and Forman are lawyers by training, and the decisions that led them on a path that culminated in their billion-dollar team moving have been varied and complex. Some decisions were years in the making, while some were as sudden as the financial meltdown in 2008. They lay it all out in this month's cover story: from the hardest part about moving, to the ever-present fear that some good accounts won't make the move, to those accounts that they would just as soon leave behind. They try to assess their current situation with the benefit of hindsight. In this no-holds-barred interview with the recruiters who helped them move, Forman and Steinberg discuss the ways they gauged potential new firms, and how they conveyed the value of the change to their clients.
MINDY DIAMOND: How long have you been here, and where were you before this stint as a financial advisor. Evan?
EVAN STEINBERG: We've been at Morgan Stanley for just under two years. We joined in February of 2009. We were at UBS for 10 years prior to that.
MINDY: Tell us about your background before UBS.
STEINBERG: I was a practicing attorney for 14 years. I left law in 1995, and came into the securities business as a financial advisor. I first went to Oppenheimer and spent four years there, then spent about nine to 10 years at UBS. I'm also a CIMA [Certified Investment Management Analyst]. We have a process-driven, consultive, holistic growth advisory business, mainly managing portfolios, assets and relationships for high-net-worth and ultra-high-net-worth individuals. We have a small institutional element to our practice as well.
MINDY: And Todd?
TODD FORMAN: By way of background, I went to University of Wisconsin and then Seton Hall Law School. I also practiced law for just about three years in New York City, then transitioned to join Evan at UBS and moved over with him two years ago. My concentration is on financial planning, and obviously asset management.
MINDY: Tell us about the decision to leave law to become a financial advisor. What drove that?
STEINBERG: I had a long-time interest in capital markets and wealth planning and decided at the end of 1995 that I was going to make the move.
FORMAN: And I had a great job out of law school at a big New York firm. And then as Evan's business began to grow, it seemed like a good opportunity.
HOWARD DIAMOND: How did you guys know each other?
STEINBERG: I've known Todd since he was 15-years-old. His father and I were law partners at my old firm.
MINDY: How has the practice evolved over time?
STEINBERG: When I decided to join my father's business in 1995, we had about $85 million to $90 million under management. All of it was typical brokerage business. But I had no interest in being a traditional stockbroker. I didn't have any background in stock-picking. But I had a pretty healthy background as a lawyer in trusts, estates, insurance and taxes. So I wanted to build a process-oriented-not a product-oriented-consultative practice where we would work with our clients, their attorneys and their accountants and make sure that their planning was in place. My second thought was that I would be able to take the base of business that my father had and transition it over from a traditional brokerage business to a more advisory type of practice. And I was brutally unsuccessful with that. His clients were his contemporaries, and he was 70 at the time. They liked having a broker who would call them with stock and bond ideas. So I realized very quickly that I was going to have to go out and raise assets and build a business. So that's what I did. And today, we manage a little over a billion dollars in total.
HOWARD: How would you characterize the difficulties of the markets over the past couple years, and how did you deal with your clients in that time?
STEINBERG: I think we fared really well. At the end of 2007, beginning of 2008, we cut back on our equity exposure and increased our bond exposure. I wish we had done it even more so in hindsight. But our clients stayed engaged. With very few exceptions, they really followed our advice. And I would say the overwhelming majority of our clients are back to where they were [at] the end of 2007, which I'm kind of proud of. On that point, there was a lot of chatter in 2008 and 2009 about whether modern portfolio theory was dead. The argument was that everything had become so highly correlated that asset allocation really didn't work anymore. I would argue that it did work. Yes, equities were highly correlated, and they all dropped. A lot. But if you also had a healthy exposure to fixed income and to alternatives, asset allocation did work. Alternatives dropped about half the amount that equities dropped. And fixed income dropped a little, or even gained a little. As a result, our clients recovered more quickly.
FORMAN: If you look at our client retention during that period, we lost almost no clients. In fact we were getting referrals and continued to grow our business.
MINDY: Evan, you moved from Oppenheimer to UBS, obviously two different cultures. And then you moved from UBS to Morgan Stanley. What went into those decisions?
STEINBERG: My father had been at Oppenheimer since he started his career back in the mid-1960s. But [after] four years, I felt like I needed a bigger, stronger platform to continue to service our existing clients and to attract new clients. When we came over to Morgan Stanley, we were looking for a firm that had a really solid platform. We really liked the mix between their investment banking part of the business and the wealth management part of the business.
MINDY: What were the metrics that you used to evaluate the move?
FORMAN: The first one had to be curb appeal-for lack of a better word-and the financial meltdown was a consideration. We needed a place where our clients would feel comfortable. And they were receptive to Morgan Stanley, they were very happy when we spoke to them about moving assets over here. After that, it was really more things for us: Did they have the products and services here so it would be a seamless move for our clients?
STEINBERG: We also wanted a firm that had an open architecture platform that was not going to put any pressure on us to be proprietary because the overwhelming majority of our practice is non-proprietary.
MINDY: Evan, you've said before that you had one move in you, leaving UBS at some point. What was it that changed for you?
STEINBERG: Well, I always knew a move was possible, I just didn't necessarily think it was a certainty. For a long time, we were happy where we were, and had no intention of leaving. Moving's not fun, it's not a pleasant process, and you don't want to do it unless you really feel you have to. My thought was to wait several years until our business had the critical mass, both in terms of assets and revenues, to make the move rewarding financially. Anybody who says that financial considerations aren't part of the equation when they move is being dishonest. Then, at the end of 2007 into 2008, there was definitely more of an immediacy for us to think about.
MINDY: You felt your clients would be better elsewhere?
STEINBERG: Yeah. We just felt that it was in our clients' best interests for us to make a move to a company that had a really solid platform and solid management, and we just thought that on a going-forward basis that Morgan Stanley was going to be a great home for us and for our clients.
MINDY: Fast-forward two years. Looking back at this move from your clients' perspective and your own quality of life, was this a good move?
FORMAN: Yeah, and I would say it's been everything we had hoped for and then some. Over 90% of our client base came with us to Morgan Stanley. So we lost very few clients, which we were thrilled about, because that just showed us we had a really loyal client base.
HOWARD: Did you see the move as an opportunity to get rid of some clients you didn't necessarily want to have?
FORMAN: Yeah, absolutely. Everyone's portfolio is important, but it was an opportunity for us to move some of the lower end of our book behind. So we had some of these conversations with clients.
MINDY: In considering the move, how afraid were you that some of the important accounts wouldn't make the move with you?
STEINBERG: It was obviously an important part of the equation. We sat down and tried to handicap each relationship about whether they would come with us. We were really confident that the vast majority of our clients would want to stay with us. We felt that we had served them well and had great relationships with them, but yeah, it was certainly a concern. Another tough part of the transition involved our lending book at UBS. Transitioning loans back to Morgan Stanley was a big issue, it was definitely time consuming and difficult.
HOWARD: How did you deal with the new technology, new office procedures, and new management?
FORMAN: At first, it was frustrating, truthfully, because you just want to get everything up and running. But if we look at the six-month mark, when we started to do business as usual, we found the systems really solid, and able to do a lot of things we didn't have before.
MINDY: So how has business been in the two years you've been here?
STEINBERG: In calendar year 2010, we had the biggest year we ever had in the business.
MINDY: Can you point to anything in particular that accounts for that?
STEINBERG: We continue to do what we always did, which is try to represent our clients in the most straightforward, transparent way that we possibly can and always do what's in their interest first. We feel like we've found a good home for us to run our business.
MINDY: You came from the smallest of the wirehouses to an 18,000-advisor firm. Have you found it to be any more bureaucratic or less efficient?
FORMAN: I don't think so. You know, for us, going from wirehouse to wirehouse was absolutely necessary. There were investment banking needs that went just beyond the wealth management platform that an independent couldn't handle, lending needs that an independent couldn't handle. As far as bureaucracy, as long as you've got a good management team and the right people around you, it's not hard to navigate these big firms and get to the right people.
MINDY: A lot of advisors say the wirehouses are all the same these days, that they can all do the same things. How would you respond to that?
STEINBERG: I would agree there are substantial similarities, but there are differences too. I think an advisor has to look at the type of business he runs and then find the most appropriate firm or large bank for them to service their clients. The thing that I like about working for a large company is that I think our clients get the best of size, depth, research, the analysis of a Morgan Stanley Smith Barney. But they also get a boutique group, the Steinberg-Forman group.
MINDY: After having deep relationships with your clients, how did you leverage those trusted relationships?
STEINBERG: We were just totally transparent with them. We were totally honest with them. We told them all of the reasons that we thought it was in their best interest to move with us.
MINDY: How did you articulate a value-add for them?
STEINBERG: We told them that their fees would be the same. We told them that their interest rates on their loans would be the same, because we had secured those promises from Morgan Stanley. We told them that we analyzed this move for them and for us the same way we analyzed their portfolios, and their planning issues.
MINDY: So two years later, obviously, it's been a win for the two of you. Do you feel like it's been a win for your clients?
FORMAN: Absolutely. I think people are very happy here. People want to know that the basics typically get done, that if they're going to get a wire, that they're going to get the wire every month, or that they're going to get checks on time or that their statements are easy to follow.
HOWARD: What advice would you give an advisor who's thinking of moving?
STEINBERG: Do your homework. Do your due diligence. You know, there's no replacement for doing your homework.
HOWARD: Anything to add, Todd?
FORMAN: I would just reiterate the do-your-homework advice, because there are so many moving parts to this business.
STEINBERG: I would add one more thing, and this was a good lesson for us. You have to put down on paper the things that are absolutely critically important to you, and you should have little or no flexibility on those things, and on the other things you have to have some flexibility on.
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Immersion Week is a unique program at DeSales that provides high-interest, hands-on, interactive learning outside of the normal classroom experience. Teachers work together to craft meaningful experiences for the students. Significant time and planning goes into making these experiences spark the curiosity and interest of students.
Recent Immersion Week activities have included trips abroad to England, Spain, and Italy, excursions to Boston, Philadelphia and the Grand Canyon, college tours, career exploration in law enforcement and sports, and more.
Immersion Week 2018: March 26-29
2018 offerings include:
Auto Exploration
Careers in Law Enforcement
College Roadshow
Culture Through Cooking
Exploring Kentucky
Extreme Adventures
Interfaith Louisville
Louisville: History, Horses, and Culture
Sports in Louisville
Team Tactics
Together We Serve
Ultimate Rambo Warrior: Hawaii

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Brazilian football legend Ronaldo was in Orlando over the weekend to launch new R9 soccer academies in the Central Florida area at a special event at the ESPN Wide World of Sports at Walt Disney World. The former Real Madrid 'Galactico' also kicked off the Florida Cup, which features his fellow Brazilian superstar Ronaldinho.
Ronaldo, three-time winner of FIFA's Player of the Year, said recently "we see a great opportunity to develop soccer in the US…We see lots of kids playing soccer and that's why we came here to help American soccer grow up. This will be my job".
Local developer Garrett Kenny CEO of Feltrim Group, who was also in attendance at the press conference, afterwards commented; "This is fantastic news for the area. Having such a prestigious soccer academy by such a world-renowned figure as Ronaldo is a real vote of confidence in the growth of the whole area and also in the growth of soccer in the US."
The R9 Academies seek to foster the development of a unique method of play associated with the Brazilian star, as well as to help develop its students in various aspects of their lives, not just athletics.
According to Kenny, "We find the approach of the R9 Academy really unique and enriching, and will be of great benefit to young people living in the area and to those who will come from afar to these truly world class facilities."
Ronaldo was also in town to kick off the Florida Cup, which is an international tournament of clubs hosted in Florida every January. 2016 participants include Corinthians from Sao Paulo, Fluminese from Rio (featuring Ronaldinho), Bayer Leverkusen and the Fort Lauderdale Strikers part-owned by Ronaldo.
Tags: Central Florida, ESPN Wide World of Sports, Feltrim Group, Garrett Kenny, Orlando, R9 Academy, Ronaldinho, Ronaldo, Soccer


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Context of Question
Originally Answered: What are the 'must have' qualifications to become an entrepreneur?
Saravana Sabarish, Quora User
Qualifications is probably not a good term. Its a word that more or less belongs to academia, job - seeking, etc type-of-thinking.
To start a business, you don't need one set of "qualifications" as such because you can always compensate for your weaknesses.
But if there are a few traits that I think would be important to do business, it would be the following:
- The strong desire and logical reasons to do the type of business one wants to do.
- One needs to be good problem solver. A lot in business involved solving one problem after another.
- One also needs to be independent because many times you have to do things alone despite what everybody else thinks. You do things because you have strong reasons why you want to do them even if you have to do it on your own.
- Further, you need to be nice and considerate of people because they are your customers, employees, partners and investors. If they don't like you, they won't do business with you.
Do you have a different answer that might help the questioner? How would you answer this question?


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Our vision and values are at the core of everything we do. They underpin our teaching and learning, and provide an environment which prepares our pupils as confident, happy citizens.
Our future-gazing vision
We will develop resilient individuals, with a passion for learning, who exceed their potential. In engaging with parents and the community, together we celebrate our achievements and champion British values.
Our values are central to developing responsible citizens and include: respect, honesty, co-operation, friendship and love. We will be sharing our school values with parents and children each month through our Newsletters.
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There are a lot of change going on in the field of health. With those changes, it is important that people realize how much is at stake with your health overall. Dr Shiva GopalVasishta is one of the leading people in the world of stem cell research today. Not only that, but she is really excited about all of the changes that are starting to take place in her life and career. Over time, she has proven that this is a great way for her to make a positive impact on the lives of other people. Not only that, but she can help other people in as many ways as possible. This is the way that she can start making changes in the world of health.
Stem Cell Benefits
The world of stem cells has changed greatly in recent years. Not only does this have a lot of different applications in the world of medicine, but you can also see what kind of possibilities there are to improve society as a whole. If you can cure a disease or make someone's life better, there is no reason to not research a subject. Dr Shiva GopalVasishta is a leader within this segment of the industry, and she is excited about all of the changes that are starting to take place in this area. Over time, she has proven that she is ready and willing to take the next step in her life and career. This is one of the biggest reasons that she is excited about what it is going to take to build a great business.
Dr Shiva GopalVasishta
From the time that she started out in this area, Dr Shiva GopalVasishta has been passionate about helping other people. Now she is starting to see her work do some good in the world. Learn more about him : https://about.me/shivagopalvasishta


text: A nice evening proved the naysayers wrong after rain all day. However, the Ducks powered to the top of the table over a seven-man Pacific team. Their 217 for 2 - feasting in particular off our spinners whose combined figures of 8-0-141-0 are best forgotten. It was never really chaseable but Toby Chasseaud, with a maiden midweek fifty, and debutant Ben's 38 helped us to a respectable 153/3. If only we'd had the full eight players.


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Is Song Joong Ki or DOTS Captain Yoo Shi Jin more romantic? Find out what Song Joong Ki says when asked!
After Descendants of the Sun stars Song Joong Ki and Song Hye Gyo dropped their surprise wedding announcement earlier this week, it's now a new trend to speculate when the real-life romance started. How did "Big Boss" handle questions at a fan meet, such as: Is he more romantic than Captain Yoo, and who would he rather be with if he were stranded on an island? Did he reveal any clues to his secret romance?
The fan meet took place in Taiwan in 2016, and the original interview video (in Chinese) is included at the end of this article.
Here are the top most important questions for the popular K-drama leading man who played a special forces captain that won the love of a beautiful doctor played by Song Hye Gyo.
1. Is Song Joong Ki or Captain Yoo more romantic?
SJK: "I'm not so romantic like Captain Yoo. There is probably no such romantic man in the real world. But I did learn a lot of techniques from Captain Yoo on how to interact with females."
2. Naturally the interviewer followed up quickly with, "Such as?"
He answered that previously he didn't know about tying shoelaces or hair for a woman.
SJK: "I could not have imagined such things as tying shoelaces or hair. My dad probably learned a few things too."
3. If he were lost at sea and got stuck on an island for years, who would he choose among his five good friends: Song Hye Gyo, Yoo Ah In, Lee Kwang Soo, Jo In Sung, and Park Bo Gum?
He answered with Lee Kwang Soo, who is much taller and can pick fruits from tall trees to keep them alive. The interviewer followed with, "So Kwang Soo will be used like a monkey?" Song Joong Ki replied, "No, more like a giraffe."
He then added, "Joking aside, Lee Kwang Soo is my best friend. So spending 20 or 30 years with him is not a problem at all."
What do you think of his answer? (For more on Song Joong Ki's real-life best friends, take a look HERE.)
We now know from Song Joong Ki's letter to the fans that he and Song Hye Gyo promised lifetime commitment at the beginning of 2017. (Yeah, it's strongly likely that they started dating in 2016.) If the interview question were asked today, who do you think he'd choose to spend years on an island with now?
Here is the fan-meet interview that took place in late June, 2016. The question about who is more romantic starts at 6:53.
It sounds like Captain Yoo taught Song Joong Ki a few good tips on dating. Just look at the successful result!
Have you thought of watching Descendants of the Sun with your significant other to pick up dating ideas?
Descendants of the Sun
Starring Song Joong Ki and Song Hye GyoAdd to Queue Remove from Queue Watch Now
~ Find me at NancyZdramaland for more updates!
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With highly trained and specialized surgeons like Mike Leahy MD & Kaku Barkoh MD on our staff, your spine and back discomfort or injury can become a distant memory. To request an appointment, click here.
"I tried everything for 15 years when I finally found TOSM. Now, I no longer feel pain in my back. The hospital staff was great and the follow-up went smoothly. Dr. Leahy is a personable guy who doesn't act like your typical doctor. He really wants you to be the best you can be." ~ Daniel Blomberg, TOSM patient


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So sometimes I completely forget that Missguided don't just sell clothes. Missguided always have banging shoes online and some are unique to them so it's always worth having a look when shopping for your next pair. So I thought I would do a mini lookbook of some of my favourite heels on Missguided for £45 and under.
There's also a really cool new way to shop them too! All you need to do is click the plus on your favourite pair of heels and you will be directed straight to the heels of your choice!


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Definition of Array controller
1. Noun. A controller of any array of equivalent hardware components. ¹
2. Noun. A disk array controller. ¹
¹ Source: wiktionary.com
Array Controller Pictures
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All Films.All Above Board.NOW INCLUDES TV SHOWS & TV LISTINGS
Oscar-nominated documentary charting the inspirational efforts of a group of Ugandan refugee students who enter the biggest cultural event on the Ugandan music calendar: the National Music Competition. For the past 20 years, the children of war-torn Uganda have had to contend with losing their homes, their parents and their childhoods as violence and murder swept the nation during the civil war. Many were kidnapped and forced to become child soldiers. This film tells the story of three children from the Patongo refugee camp who are determined, despite all the hardships they have faced, to compete for the big music prize.


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SUFFIELD — The town's decision to adopt a back-to-work policy is being questioned by the union representing town employees.
The Connecticut Labor Union, Local No. 1, says the policy denotes a change to the union contract, and its officers plan to accuse the town of an unfair labor practice. Town officials, however, say the policy change is an alteration made outside the union contract.


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Analyze This: Research Is Fuzzier Than Ever
'Independent' Label Becomes A Mantra After the Crackdown, But Conflicts Have Emerged
Thomas Brown calls his Web site for investors, www.bankstocks.com, "your source for independent insights on the financial services industry." The feisty ex-Donaldson, Lufkin & Jenrette analyst uses his cyberspace to skewer many companies and "evangelize" -- his word -- about others he likes.
Mr. Brown is one of many stock analysts claiming to be "independent" in the aftermath of regulators' historic crackdown a year ago this week on conflict-ridden research by Wall Street firms that touted...


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A buzzard that became tangled in electric transmission lines burst into flames, fell to the ground and started a large brush fire last Thursday afternoon.
The incident was just the latest among several fires that have bedeviled local firefighters during the area's ongoing drought.
Anderson County Fire Chief Mike Barnes recounted the burning buzzard incident Monday, saying the fire started when the flaming bird landed on the ground near Timber Creek Road.
"The land there is not flat and we had to hike back in there a ways to get to it," said Barnes.
A Lawrenceburg man was killed and his passenger seriously injured when the motorcycle he was driving slammed broadside into a car Sunday night on U.S. 127 Bypass.
Donald Miller, 60, of Beaver Lake Road, was pronounced dead at the scene, Anderson County Coroner Brian Ritchie said Monday morning.
His passenger, Brenda Sparrow, was airlifted from to the University of Kentucky Medical Center in Lexington, where she underwent surgery for multiple injuries. Ritchie said she was in serious condition.
The woman charged with taking over $3,000 from the Anderson County Youth Cheerleading Association entered a not guilty plea during her arraignment last Thursday.
A preliminary hearing for Mary Ann Pratt, 32, of Lawrenceburg, is scheduled for 10:30 a.m. on Oct. 23 in Anderson District Court.
Pratt was arrested and charged Aug. 7 with theft by unlawful taking over $300 after a four-month-long investigation by Lawrenceburg Police Department Detective Mike Schell.
Pratt was the 2007-08 coordinator of ACYC.
A wagon train made up of about a dozen wagons was on its way to Casey County when it made an unexpected stop at MedStop Pharmacy last week.
"One of our guys had to get his medicine," explained teamster Charlie Brown.
"This is the first time we've done this particular trip," added wagon master Bobby Perry, who has been making similar wagon trips to points around Kentucky and adjoining areas for 30 years.
Perry said most of the wagoneers are Anderson County residents.
The Anderson County school district ranks in the top 35 percent in the state, Sheila Mitchell, director of district-wide curriculum, told the Board of Education at its regularly scheduled meeting Monday night.
The ranking is based on Commonwealth Accountability Testing System data for the 2008 biennium.
CATS is a state mandate and is different from No Child Left Behind, which is a federal mandate, Mitchell said.
The local Industrial Foundation recently voted to disband and turned over $1.2 million to the Joint Lawrenceburg/Anderson County Economic Development Authority, Judge-Executive Steve Cornish announced at Tuesday's Anderson County Fiscal Court meeting.
"They asked that two of their former board members be added to the Joint Authority," Cornish said.
The court voted unanimously to approve the agreement and appointed former Lawrenceburg Mayor Bob Thompson to fill one of the two additional seats on the Joint Authority.
Jeremy Coates spent $100 filling up his truck Friday afternoon, and that was considered a good deal.
With rumors that gas prices might reach $5 per gallon last weekend, a friend told Coates he should fill up soon or literally pay the price.
And Coates certainly was not alone.
Kathy Case, who was working the cash register at the BP on U.S. 127, said the gas station had seen a definite increase in business during the lunch hour Friday.
"The pumps have been full for an hour and a half," Case said.
But Five Star on Broadway could even top that.
With rumors of gas topping $5 per gallon in Lexington and Louisville on Friday morning, a friend told Coates he should fill up soon or literally pay the price.
A ban on outdoor burning was issued Sept. 3 for all of Anderson County.
"That means no burning at all," warned Anderson County Fire Chief Mike Barnes, who made the announcement after the decree was approved by Anderson County Judge-Executive Steve Cornish.
Barnes said the ongoing lack of rain prompted the ban, along with a number of small grass fires that have flared up over the past couple of weeks.
When family members wanted to have a wedding in Shelby Phillips' back yard, they took one look at her neighbor's yard and said "no way."
The property behind Phillips' Ballard Street home is a tangle of overgrown weeds, piles of scrap lumber, junked vehicles and other debris that she says poses a health hazard and is driving down adjacent property values.
"We all keep our yards nice and neat," said Phillips. "But this is horrible. It ruins everybody's back yard."
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The Anderson News is your source for local news, sports, events, and information in Lawrenceburg, KY and the surrounding area.


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Watch Phone Online – Free Streaming 2002 Full Movie HD on Putlocker and 123movies. After writing a series of articles about pedophilia, the journalist Ji-won receives threatening calls on her cellular and she changes her number. Her close friend Ho-jung and her husband Chang-hoon invite Ji-won to move to their house in Bang Bae that is empty and closed. When the young daughter of her friends Young-Su answers a phone call in her mobile phone, the girl screams and changes her behavior, feeling a great attraction for her father and rejecting her mother.
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Louis and Zélie choice
Louis and Zélie questioned themselves about their own religious calling before committing to marriage with equal confidence in God.
For their children, the home that Louis and Zélie made was a special place where they experienced love and the sharing of faith; a house where, in the close warmth of family and domestic life, each gave and each received.
Among all the concerns of their professional lives, both parents were still able to give the children their first lessons in faith, from their very earliest years. They were the first to introduce the children to prayer, love and the knowledge of God by showing that they themselves prayed, alone and together, and by taking them to mass and to pray before the Blessed Sacrament.
They taught them to pray not only by telling them they needed to pray, but by turning their houses into "prayer schools". They taught them the importance of staying close to Jesus by listening to the Gospels that speak of Him. Zélie had asked God for many children "so that they could all be dedicated to Him".
Every evening, Madame Martin made the older girls pray to St Joseph for a little brother who would one day offer the sacrament and travel to distant lands … (CF 21 13 January 1867). In their desire to offer to God a priest who would become a missionary, Louis and Zélie were committed to supporting missionary work, and were amongst the first to sign up to Pauline Jaricot's newly-founded organisation for the propagation of the faith.
Louis accepted in faith his daughters' vocation, and when Céline entered the Carmelite order on 15th of June 1888, he said, "Let us all go and kneel before the Blessed Sacrament to thank God for the honour He has done me in taking all my children".
"They so wanted a missionary son! Had they been able to peer into the future, they would have seen that it was to be through me that their wish would be fulfilled." St Therese of the Child Jesus (LT 226 au Père Roulland)


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Definition of anti-piracy
- anti-piracy laws
- The record industry rejected the report immediately. "It flies in the face of reality," says an anti-piracy lawyer at one of the major labels.
- —Damien Cave
- … an antipiracy tool that prevents users from installing software on unauthorized systems.
- —Philip Michaels


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I have (hopefully had) a serious case of writer's block. A major one. My notebook has scribbles of paragraphs and blog ideas I have tried to construct into coherent entries, and I have been completely unsuccessful. This also is true for drafts of emails I have tried to write but left unsent, incomplete journal entries, and pages of jumbled words, unable to string out enough words to make an entry of enough quality for me to post or send. I have been able to string together several sentences, but never more than a paragraph.
I have even tried writing about this very topic, and this is the first time I have been able to get past the hurdle of the first paragraph, and it's finally starting to look like a blog entry. It looks like a combination of factors have contributed to this, being extremely busy with everything that's happening (and of which I will write about in a later entry, well, several entries), lack of inspiration to pick up the pen, or hit the keyboard, and combating thoughts and feeling taking over my brain and emotional core.
The biggest thing, I think, is the fact that I will be ending my service in December, more or less. That's only four months from now. I go back to the entries where I wrote about having twenty-two months left, eighteen, and so on. Not long after that, early next year I will be returning to a life (my life?) in the States. I'm excited, sure to say, but also somewhat petrified. I'm starting to mentally prepare myself for the whole readjustment process and that's taking a lot of mental energy away from this blog, from some of the other things I would much rather be thinking about.
Yes, I'm thrilled to be able to drive again, to watch television that always has captions, to watch movies in the big screen, eat sushi whenever I want to (not only when I'm in Nairobi), and especially not to be stared at and whispered about all day. All that would be awesome, but readjustment won't be that easy. The two years of my life here in Kenya has a tremendous impact on who I am, the way I think, my feelings about Africa and foreign aid, and it also has great influence on the way I think about life in general, and it will be reduced to just a five minute conversation, if that, with most people.
That's going to be rough. It won't be easy.
I've been getting more and more emails from friends bringing me closer and closer to reality, emails about break-ups and new relationships, job hunting tips, pictures of craft projects … all the emails I have been getting up to now, in fact. Only the difference is that now I will be more involved in these lives than I was over the two years that I am 10,000 kilometers away, so I'm taking note of these emails in a different way. It's not that I don't want to be involved in people's lives; it's just that it's a completely different reality from the one I am in right now.
The reality also will be that I will lose touch with many of my friends here in Kenya, just due to technological issues and some of the cultural aspects – the Kenyan way of live and let live also means I'll see you when I see you. Maybe in a couple of years, maybe never. I'll keep in touch with a few close friends, but yeah, it'd be as if my two years would almost vanish in thin air.
That's not a reality that's easy to wrap my mind around.
Even seeing photos of my beloved niece makes me fact facts that time has flown – seeing this gorgeous baby grow into a beautiful toddler, seeing her teeth come out, turning a year of age, and will probably be almost two the next time I see her. Our lives, my brother's and mine, have changed in huge ways over the past two years, far for the better, I believe, and it's just taking me some time to come to grips to that. I have a new favorite photo of her that I'm using as a jumping point for inspiration – someday I want to tell her about this experience of mine, and writing blog entries is a good way to go about it.
Now that I'm starting to wrap my mind around these facts, now that after a fantastic birthday, an inspiring week with an awesome bunch of Americans and Kenyans at Global Reach Out, a wonderful break and traveling to South Africa (photos soon, hopefully!) with some of the best people I know, a week of training at a swanky hotel on the coast, and a fantastic Mombasa dance party with many volunteers and our friends … I'm starting to deal. My brain is starting to accept the fact, starting to get down to business thinking about all the things I need to wrap up here before I head out, a few plans I need to make with friends, Kenyan and American, and figuring out the next thing.


text: does anyone know if diverticulitis would cause unknown weight loss?, my son has symtoms, which are just surfacing to my attention, but he has lost a great deal of weight for no apparent reason. and yes i have an appointment for this teenager, but wondered if anyone could share their knowledge with me,,, obviously worried! thank you in advance!


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We are featured in the latest NUS ECE E-Connect!
|Inductees getting ready
|From Left to Right: Professor Qiu Cheng Wei, Professor Marc Andre Armand, Professor Vivian Ng, Professor Abdullah Al Mamun, Professor Low Teck Seng, Professor Lawrence Wong and Professor Prahlad Vadakeppat
|Professor John Thong delivering his welcome speech
|Executive Committees of IEEE-HKN Lambda Omega Chapter. From left to right: Wei Shian (Vice President AY15/16), Danny Lim (President AY14/15), Edward Elson (President AY15/16), Yinghao (Vice President AY14/15), Shenhao (Secretary AY15/16)
|The IEEE-HKN Lambda Omega Chapter Family
|New members to be inducted into the Lambda Omega Chapter of NUS
|Group photo of Faculty Academic Staff and Members of the Lambda Omega Chapter. (Front Row (third from right) Associate Professor Aaron Danner; (fourth from right) Professor Chua Kee Chaing; (left most) Professor Lawrence Wong; (third from left) Associate Professor Prahlad Vadakkepat)


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I am a lover of crumbles, I always have been and always will be. They are so easy to bake, can use up excess fruit and when done right end up with a melt-in-your-mouth, comforting and delicious dessert (or breakfast, lunch, or snack).
Finally, after many crumbles, some good, some bad, I have managed to discover a truly exceptional crumble topping mix. As I think this is the best crumble mix ever (and I have tried a lot of variations) I am only going to bother you lovely readers with the one crumble topping. This was passed onto me by my partners mother, as he kindly explained that his mothers recipe was better. I can humbly, and assuredly say that in this case (and only this case) he was right. So without further ado please go ahead and make the best crumple topping mix ever!
The recipes that follow are the recipes and how-tos for the fruit mixtures that form the soft, melted and delicious bases to the good old crumble. A lot of these I have taken from various recipes, thrown together myself, or adapted from the original. Pick your potion, add the crumble and you will be away with the best crumble ever!
Apple and pear


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Mega Torch Steel Dildo Mega Phallic Torch - Like it's smaller sibling above, this enormous hollow phallic torch is crafted from the finest quality surgical stainless steel. Slightly thicker shaft all-around, this Phalic Torch beauty is the grand prize!approximate measurementsOverall length; 370mmHandle length: 100mmHandle width; 28mmInsertable length: 275mmPlug width at slimmest point: 51mmPlug width at widest point: 70mmIf you are a retail customer wishing to buy any of these hells couture products find your nearest reseller!This product is certified 100% Non-Magnate and medical-grade steel. Beware of cheaper products that are not solid surgical steel but chromed steel or poor quality surgical steel that contains Magnate. Magnate is the ingredient that makes steel rust. We will only include this endorsement on our 100% surgical steel products.


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B. Russell Donald Freeman, 28 May 1926, Chicago, Illinois, USA, d. 27 June 2002, Las Vegas, Nevada, USA. Emerging onto the west coast jazz scene in the late 40s, Freeman's ...
Subjects: Music.
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On Thursday I left home with the Bongo and tow van on the 2 day trip down to the Royal Welsh Showground to attend Wonderwool 2012. On the Thursday night I stopped over in Chester at a Travelodge, which had a very small car park and reversing is not my strong point, without a trailer attached to a vehicle. Anyway I managed to get reversed and parked without bumping into any of the parked cars! I set off early on the Friday for the final leg along the A483. A lovely run on a better day, than in the rain. I arrived at the showground around 11 and as I was one of the first to arrive I had plenty of time and space to unload and get my stall ready for the start of the show on Saturday morning.
This is what my stall looked like on the Saturday morning, and once the doors opened it didn't stay looking this full for long and I sold all of my wool holders by Saturday lunch time, and by the end of Saturday, if the Sunday was as busy as the Saturday had been, then I was seriously worried that I wouldn't have enough stock to last the day. As it was, Sunday was much quieter partly due to the awful weather, there were flooded roads and roads blocked by fallen trees. But overall I was very, very pleased with how the weekend had gone.
I camped on site along with my friends Freylyn and Mark, who were in my old tent, and I don't think their 2 dogs were dry all weekend. We did find an amazing pub in Bluith which did good basic, but wholesome food and they knew how to keep a good pint of beer, and on the Saturday night a lot of stallholders were also sampling their fare.
I drove home on the Monday, via Birmingham, to avoid the flooding, which meant I got home mid afternoon, and with selling so much of my fibre, the van took very little time to empty, so on Tuesday morning I was on the phone to my fibre supplier replenishing my stocks of fibre and knitting wool as I've not got sufficient fibre to do Woolfest and Fibre East. I was hoping I would not have to order anymore fibre before we moved, but such is life and I shouldn't really complain!


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Woman found shot, drenched in gasoline outside Lexington home
Woman found shot, drenched in gasoline outside Lexington home
LEXINGTON, Ky. —
Lexington Police are investigating after a woman was found shot outside a home early Saturday morning.
Investigators were called to a home on Millbank Road just after 7 a.m.
Upon arrival, officers say a woman was found in a driveway with two gunshot wounds. They also say the woman had been dowsed in gasoline.
The woman was taken to UK Chandler Hospital with life-threatening injuries.
According to police, she had no form of identification. However, they believe she's between 20 and 25 years in age.
The shooting remains under investigation.


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Upcoming Pacific Leadership Fellows
The Pacific Leadership Fellows program brings leaders to UC San Diego from around the Pacific region to engage in dialogue, research and teaching with students, alumni, faculty and the San Diego community.
Residencies may range from one to four weeks, with the occasional longer or shorter stay. Each fulfills a number of responsibilities, and their events and interactions vary based on the fellow's expertise and length of stay.
Meet the confirmed Pacific Leadership Fellows for 2017-18 (in residency order)


text:
Cowboy Songs I Ride An Old Paint tab
# Return-path:
Received: from silver.ucs.indiana.edu by ttacs.ttu.edu (PMDF V4.2-13 #5184) id <email@example.com>; Wed, 29 Dec 1993 10:18:04 CST Received: by silver.ucs.indiana.edu (5.65c+/10jsm) id AA09972; Wed, 29 Dec 1993 11:16:59 -0500 Date: Wed, 29 Dec 1993 11:16:59 -0500 From: "Andrew D. Lowry" Subject: submission To: email@example.com Cc: firstname.lastname@example.com Message-id: <email@example.com> Content-transfer-encoding: 7BIT Even without any lyrics, the cadence of this song enough to deserve attention. But song does have words and they savor the West. Yee-haw! "I ride an old Paint" G 1.I ride on old Paint, I lead an old Dan. I'm 2. Old bill Jones had two daughters and a song; 3.Oh, when I die, take my saddle from the wall, Put it D7 G off the Mantan' for to throw the hoolihan. They One went to Denver,& the other went wrong. His on my pony and lead him from the stall. Tie my D7 G feed in the coulees,they water in the draw; Their wife, she died in a poolroom fight, And he bones to his back,turn our faces to the west, And we'll D7 C G tails are all matted, their backs are all raw.(Chorus) sings this song from morning till night:(Chorus) ride the prairies we love the best.(Chorus) CHORUS- D7 G Ride a- round, little dogies, ride a- round slow, For the D7 C G fiery and snuffy are a- rarin' to go. --Andrew


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Journal of the American College of Cardiology
Author + information
- Published online March 1, 2000.
Author Information
We thank Levi et al. for their thoughtful comments. They proposed a fresh explanation to our clinical observation (1). Although previous data suggest a negative interaction between aspirin and angiotensin-converting enzyme (ACE) inhibitors (2), Levi et al. propose a "positive" interaction. We (1)and others (2)were not aware of the mechanism proposed by Levi et al. They suggest that bradykinin facilitates norepinephrine release from cardiac sympathetic nerves during ischemia, and this effect is potentiated by ACE inhibition (3,4). Aspirin might attenuate bradykinin-mediated norepinephrine release from nerve endings during myocardial ischemia. A reduction in plasma norepinephrine might be beneficial owing to the deleterious effects of norepinephrine on the heart. Thus, aspirin may prevent one of the adverse effects of bradykinin during myocardial ischemia. The mechanism proposed by Levi et al. to explain our findings is unique and attractive, but is derived from an isolated guinea pig heart model and specimens of the human right atrium. Thus, these exciting findings need confirmation in a clinical trial that will also evaluate the appropriate dose of aspirin in patients treated with ACE inhibitors.
The neurohormonal activation in patients with heart failure or myocardial ischemia is complex and sometimes contradicts our conventional understanding. For example, we are disappointed by the preliminary results of the recent Moxonidine Congestive Heart Failure Trial (MOXCON) study (5). The study was terminated early, and the investigators failed to confirm the hypothesis that a reduction in plasma norepinephrine by moxonidine can reduce mortality in patients with heart failure.
Data derived from the Evaluation of Losartan in the Elderly (ELITE-2) study, which compared mortality in patients treated with captopril versus losartan, and data from the Warfarin-Antiplatelet Trial Chronic Heart Failure (WATCH) trial, which evaluates aspirin, clopidogrel or warfarin in patients with heart failure, may help to clarify the controversy surrounding the relation between aspirin and ACE inhibitors. Until then, on the basis of our observation (1)and the findings of Levi et al. (3,4), we suggest that administration of low dose aspirin to patients taking ACE inhibitors is safe and may have an additive beneficial effect during myocardial ischemia.
- American College of Cardiology
- ↵
- Leor J.,
- Reicher-Reiss H.,
- Goldbourt U.,
- et al.
- ↵
- ↵
- Hatta E.,
- Maruyama R.,
- Marshall S.J.,
- Imamura M.,
- Levi R.
- Seyedi N.,
- Maruyama R.,
- Levi R.
- ↵


text:
is required by the Commonwealth of Pennsylvania to perform one fire drill per building per
semester during normal times of occupancy. These drills are performed to
familiarize everyone with evacuation procedures should the need arise
to clear the building. The fire drill represents an emergency situation.
This practice may save lives in the event of a real emergency.
Please inform the Environmental Health and Safety Department at 724-357-5705 or firstname.lastname@example.com if there are any events scheduled where a drill would be extremely disruptive.


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It is important to remember that along with physical exercise and keeping yourself in good emotional state, proper diet is one of the most important keys to keeping your body strong and healthy. You are what you eat. Your food can be your biggest friend or your worst enemy.
Prevention of illnesses would be a perfect goal, but diet is also particulary important if you are sick. Application of proper vitamin-microelement supplementation may enhance therapy, bringing faster and better results, and also protect the body from side effects of medication.
Mineral Hair Analysis is an easy, convenient and inexpensive method of estimation of the mineral state of the human body in case of:
– manifestation of malabsorption syndrome symptoms (gastrologic disorders),
– abnormal regulation of endocrine glands function (hormonal disorders),
– neurological disorders,
– dermatological disorders (psoriasis, albinism, hair loss…),
– treatment of obesity
– osteo-articular diseases,
– cardiological disorders,
– poisoning with toxic elements,
– prolonged exertion at work and in sport,
– rehabilitation,
– prophylactics.
Order test kit or make appointment to see us to help you with questionnaire and getting hair sample.
Results are available in different languages. Choose from: English, Polish, Czech , Slovak, German, Russian, Romanian. Each extra language is additional €10.
Questions and Answers
Why is hair used for elemental analysis, not blood?
Hair represents one of the most metabolically active tissues, thus it provides regular information of the organism's metabolic activity. The level of elements content in hair corresponds with the level of these elements in inner tissues, however, their concentration is much higher than in blood or serum, which makes it easier to assay them. Blood or serum analysis does not reflect the current elements concentration in the organism due to the action of certain mechanisms that regulate their levels (homeostatic mechanisms). Excesses of elements in the organism are often undetectable in serum for the reason of their transfer from blood to tissues.
What elements do we test?
*Trace elements:
Bar, Boron, Chrome, Tin, Zinc, Phosphorus, Germanium, Iodine, Cobalt, Silicon, Lithium, Magnesium, Manganese, Copper, Molybdenum, Nickel, Potassium, Selenium, Sulphur, Sodium, Strontium, Vanadium, Calcium, Iron
*Toxic elements:
Arsenic, Aluminium, Cadmium, Lead, Mercury
Should hair be washed before samples are cut off for analysis?
Yes, because the impurities that gather on unwashed hair may affect the test results.
How to get hair sample?
*For testing purposes, sample approx. 300 – 400 mg hair, i.e. approx. one spoonful.
*Cut off the hairs from the back of your head in several places .
*Only the first 3 – 4 cm of the hairs, counting from the scalp skin, are suitable for analysis.
*If your hair is long, cut the hairs right above the scalp skin, then cut off the first 3 – 4 cm for analysis.
*If your hair is too short (less than 5 mm), wait for 2 weeks until it grows longer.
*Sample hairs cannot be dyed.
*Sample hairs must be cut by a family member or hairdresser with sharp scissors (cannot be chipped).
What length should be the hairs to be analysed?
The hair to be analysed must not be longer than 4 cm, not shorter than 1 cm, counting from the scalp skin.
Can the hair to be analyzed be dyed or permed?
No, because the chemical compounds contained in hair dyes and perm liquids may affect the elemental chemistry of hair, which in turn may falsify the test results.
How long does it take after hair dyeing or perming before elemental analysis is possible?
After this kind of hair treatments and prior to cutting off the hair samples to be analized it takes at least
6 – 8 weeks waiting time.
What can be done if the amount of hair on the scalp is insufficient for analysis?
Under such circumstances you can have your nails analysed, instead, since nail analysis, just like hair analysis, allows to assess the mineral metabolism status.
What amount of nails is sufficient for analysis?
The nail sample required for analysis is approx. 100 mg, i.e. about one teaspoonful. The nails must be clean, free of any enamel or other impurities.
What is the suggested time between hair sampling and samples delivery to the laboratory for analysis?
The elemental hair analysis findings relate to the period in which the hair grew. Therefore, if your lifestyle or diet has not changed, or if you have not administered any supplements that might affect the test results, this period may be even up to two months from the hair sampling date.
When shall I pay for the analysis?
The fee for the analysis should be paid before sending any test materials, so that it is possible to enclose a copy of the proof of payment to the test materials.
Mineral Hair Analysis is performed by Biomol-Med Laboratory in Łódź, Poland.
The key role of laboratory is to determine the patient's metabolic type and nutrition status. This is how we are capable of identifying the most favourable diet to be supported by a supplementary program of vitamins, minerals, antioxidants, and other nutritious preparations administration.
The desired effect of suitable diet should be an individual's adequate metabolic balance. Such physiological status protects organism against diseases that might be induced by environmental factors or genetic tendencies. To restore metabolic balance is an essential element of any treatment process.


text:
Questions specific to the AutoCAD Mechanical and Mechanical Desktop vertical products go here.
I have AutoCAD Mechanical 2013 and am modifying .dwg files of completed assemblies. Problem is I don't have the original assembly file and I need to replace one component in the drawing for another....
Problem is for ACAD Mechanical 2018
I want toolbar buttons from Mechanical and Autocad, not only Mechanical...
I've created a table on a drawing and would like to sort the table based on a certain column however the STYLE & DISPLAY PANEL isn't viewable under the MANAGE ribbon. How do I get this back to being...
I am currently trying to model a simple problem on Marc. I am aiming to
analyse tensile testing with FEA. The model consists of a materials
specimen with a stationary...
Can someone please tell me where the action recorder button is located in autocad mech 2017? In vanilla autocad it is located on the manage tab at the far left- but i dont see it in autocad...
I've been using AutoCAD Mechanical for over a half-year now and I still don't understand what the Mechanical Structure environment is supposed to bring to the table.
hello i have autocad mech 2013 and today try dwgconvert to convert a drawing in 200 format , i found thet the dwg converted was not in 2000 format!!! why?
Hello all,
I'm new to the forum and I'm having an issue with my annotations disappearing when I try to dimension anything in ACAD Mechanical. I've ran into this issue before, but can't recall the...
Hi All
I have a customers drawing that I have added dim's and weld symbols to (I use Auto Cad Mech 2016), after I save the drawing and get out, my co-worker who uses Autocad Lt 2014 opens the...
Does anyone know if there is an Object Enabler available for AutoCAD 2016 to allow me to work with a file created in Autodesk Mechanical?
I have drawn a pipe in Autocad Mechanical. The dimensions of the pipe is Ø88,9x5,49. At the end of the pipe I want a 3" pipe thread (ISO 228-1). Is this possible in Autocad Mechanical?
I've got a bit of a problem.
I'd like to use the autocad mechanical structure to create two instances of the same assembly, one with hidden lines visible and another with hidden lines invisible....
With some drawings regen is slow take some seconds. ..the drawings has many things inside.. I try all things but nothing i have win7 Intel 64 bit core 7
Is it possible to somehow combine an assembly done in metric units with one done in imperial units or is it a case of "the twain shall never meet"?
Hi, I can't figure out how to fix this copy with base point and paste problem, I searched the forum but only found similar threads but not the one with the solution solution for me... this one lays...
What is the different between AMPP and AMACAD? I tried to bring in some tools from CUI and it shows both exact tool twice. Ex: "Break at point" there are 2 sources one is AMPP and other is AMACAD....
I was playing with ACADM 2015 and noticed that the project manager was not there. I had worked with ACADM 2004 and 2005, and they both had a project manager similar to ACADE. Am I missing something?
After 10 years experience with AutoCAD, now utilizing AutoCAD 2010. I do mostly conceptual drawings. Every once in a while I accidentally get into trouble. In this case apparently I hit something...
AutoCAD 2014 Mechanical
When i click on SNAP TO PERPENDICULAR
I get ERASE
This is messed also on different computer :(
Is there possible to change the linetyp of a section line. I want the section line to look like a centerline.
I have tried to change linetyp in proporties but the section line wont change.
So, I know this is a long shot, but here goes.
I have a number of users (myself included) who are struggling with trim and extend in 2015.
We draw a line. We draw lines perpendicular to that...
if not, is there away to transfer files between them? thanks
In AutoCAD Mechanical 2015 when I run the shaft calculation command the result table is filled with "variable" names as opposed to correct names. See screenshot below.
That's what came out...
Does anyone know if there is a quick method of finding an individual ACMPARTREF node when you have several hundred splattered across a drawing?
Hi all
I am having trouble assigning Part References with quantities to a block.
When I generate the BOM prior to blocking the objects which contain the PR it works great, but when I block those...
Use this control to limit the display of threads to those newer than the specified time frame.
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Financial Inclusion & Branchless Banking Initiatives Using Information Technology for rural outreach Agenda Financial Inclusion Survey Branchless Banking Initiatives Financial Literacy Self Employment Training Institute
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Branchless Banking Initiatives
Using Information Technology for rural outreach
Financial Illiteracy
Financial Discrimination
Financial Exclusion
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Family Information:
Bank's Performance under Financial Inclusion
Products Under Development
Schematic Representation of Transaction Flow
Core Banking Centre
Core Server
Web Server
Business Correspondent
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Database Server
Growth of 'No-Frill'& GCC Accounts
Amt. In lakhs
A Point of Transaction
Terminal in Operation
In a village


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Phone 941.627.4303
Email Contacts at:
email@example.com email@example.com email@example.com
Chris McCoy Rev. Amy Kindred Dennis Shaw
Unitarian Universalist Fellowship of Charlotte County
1532 Forrest Nelson Blvd.
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We are a spiritual home where religion and reason meet. We are a progressive religious community, radically inclusive, welcoming all. We value the free and responsible search for truth and meaning, and are guided by reason, conscience, and compassion. We encourage intellectual inquiry, foster spiritual growth, and promote social justice and environmental responsibility. We are a diverse group of caring individuals.
Could this be the spiritual home you have been looking for?
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Unitarian Universalist Service Committee , online magazine UUWorld
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|26 Jun 2010
Blue-ray player suddenly doesnt work
Plz. help, i have a notebook that i recovered almost everything on except the problem stated. I had originally deleted every partition and started with nothing. I am running out of ideas. Is there some download i can run so the drive recognizes blue ray movies again. Samsung NP_R480_JAB1US Thank you
|My System Specs
|26 Jun 2010
Go to the notebook manufacturers site and download them from there. Support SAMSUNG
|My System Specs
|26 Jun 2010
Windows 7 Pro X64 SP1
Plz. help, i have a notebook that i recovered almost everything on except the problem stated. I had originally deleted every partition and started with nothing. I am running out of ideas. Is there some download i can run so the drive recognizes blue ray movies again. Samsung NP_R480_JAB1US Thank you
Windows 7 doesn't natively play BluRay movie disks. Your notebook probably came with third-party software (PowerDVD is common) for that.
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Ok so ive been reading a lot and found that there is a large issue with mics not working properly in windows 7. here is my dilemma Imma make this quick: Came home to talk to buddy on skype. when i plugged in my mic and tried to call him, skype said there was a problem with my mic. under...
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ASID: The value of equipment planning
Acute care projects need equipment planning more than most projects ever could. However, after hiring engineers, architects, interior designers, and others, there seems little left on the table. Equipment planning is also perceived by the client as something that the A&D team should have been taught to handle or should be experienced in.
Think of the project as the heart and the patient care as the flow through that heart. If equipment planning is not done at the early stages of the design development a hole is created and goes undetected until stress is placed on the heart.
Problems when equipment planning is done too late:
- Sizing of rooms are correct per code but incorrect per the equipment needs.
- Engineers have to plan for multiple scenarios in order to reduce massive future change orders.
- Partnering is not possible and the client gets stuck with what will "fit."
- Proper budgets are not developed at the early stages of the projects.
Why architects and designers do not understand the repercussions of focusing on equipment planning:
- Vendors often pick up the slack and do the work of the design team regarding equipment.
- Architects and designers typically consider equipment as a "personal" choice/need of the client that only they can make and therefore they are just the receiver of information funneled to them as opposed to an active participant in the choice.
- Great equipment planning involves vendor partnerships versus bidding. This goes against most A&D's process of pitting vendors against each other to get the best price. In equipment planning, all is not equal.
- There is little education for the A&D community by vendors. This is due to the proprietary nature of vendor's products and that the client typically dictates the vendor to the A&D team, and therefore the A&D team holds no true power in selections.
Challenges with planning equipment upfront:
- Most A&D fees based upon percentage do not include equipment planning, so the team ignores discussions regarding this.
- The user team will need to make decisions early in the planning stages and stick with them instead of playing the waiting game for the next-best version to be introduced that could completely change the floor plan.
- Most users do not wish to lock into a vendor early on as they perceive that they will lose their negotiating power.


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Separate names with a comma.
Discussion in 'Introductions' started by Reaper, Oct 14, 2008.
I joined these forums since I have a DS.
That's pretty much it
welcome to gbatemp there's a section for the nds but you should already know that
Welcome to GBAtemp! Be sure to read (and follow) the rules:
Have fun!


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How to send a customer message
Timely provides a range of automated notifications and reminders but sometimes you just want to send a quick message to a specific customer.
There are a couple of places where you can send a manual (or "ad hoc") message directly to a customer:
When a customer replies to an SMS message, it will be shown on the SMS replies page in the Messages tab. However, if a customer replies to an email message, this will be sent directly to your email address.
Send a message from the Calendar
- Click an appointment on the Calendar.
- From the pop up, click the Envelope icon:
- Choose either the Send an SMS or Send an Email option:
- The mobile number or email address will be added automatically so simply write your message:
- Click the Send button when you are ready.
Remember SMS messages are limited to 160 characters, as all SMS messages are.
Send a message from the Customers tab
- Head to the Customers tab.
- Search for the customer by entering their name, phone number, etc.
- Once found, click the Messages button on the right:
Choose Send a message from the options:
Then you can choose either the Send an SMS or Send an Email option.
- Compose your message and click the Send button when you are ready.
Send a message from the Sidebar
- Click the [>] button in the top left corner to open the sidebar:
- Search for and select the customer's record.
- Click the Send message button:
- Choose between Send an SMS or Send an email:
- Compose your message:
- Click Send to send the message:
- This will show up as an Ad Hoc message in the Messages tab:


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In his time as President, Barack Obama notoriously traded FIVE senior Taliban members for the U.S. Army deserter, Bowe Bergdahl.
Meanwhile, American citizens were being held in foreign prisons with little or no due process, and without receiving proper aid from the United States.
One citizen in particular was Aya Hijazi, an Egyptian-American charity worker and Virginia native who was in Egypt with her husband running a center for abandoned and impoverished children in Cairo.
She and her husband, Mohamed Hassanein, were arrested on unsubstantiated charges, denied a trial, and allegedly abused while in prison.
Obama failed to negotiate the couple's release or even secure them a hearing. They were in prison for three years, along with several of their organization's volunteers.
President Trump however, after prioritizing this case for a few weeks and meeting with Egyptian President Abdel Fattah al-Sisi, has succeeded in securing their release.
WELCOME HOME, AYA!#GodBlessTheUSA🇺🇸 pic.twitter.com/CR4I8dvunc
— Donald J. Trump (@realDonaldTrump) April 21, 2017
Even better than securing an American citizen a fair trial, after their meeting, all charges were dropped against the couple and the volunteers of their organization who were arrested alongside them.
They were released, and arrangements were made on both American and Egyptian ends to bring Aya Hijazi home.
The Washington Post reported:
The dropping of charges set in motion the release of Hijazi and Hassanein from custody and their journey to the United States, which was personally overseen by Trump and detailed Thursday by the senior administration official, who spoke on the condition of anonymity because of the national security sensitivities of the case.
Defense Secretary Jim Mattis and deputy national security adviser Dina Powell, who were already planning to visit Egypt this week, met with Sisi on a range of topics. Meanwhile, Trump also sent his military aide, Air Force Maj. Wes Spurlock, to escort Hijazi and her family on the plane home to Washington.
Hijazi and Hassanein reunited with the Hijazi family in Cairo this week, and as Mattis traveled on to Israel, Powell, who was born in Egypt and has helped smooth relations between the two countries, stayed behind to accompany the group, the senior administration official said.
The travelers touched down at Joint Base Andrews about 10 p.m. Thursday. Hijazi and her brother, Basel, are scheduled to visit the White House on Friday to meet with Trump and his daughter, Ivanka, and his son-in-law, Jared Kushner, who had followed Hijazi's plight, the senior administration official said.
Trump's exceptional diplomacy was credited for this ideal outcome.
Members of his administration describe the negotiations as "discreet", ensuring Egypt was not embarrassed nor further provoked during the proceedings.
The President worked to build a solid relationship with Sisi, giving the United States a better position to negotiate from.
The administration even stated there was "no quid-pro-quo" or bargaining used to secure American citizen Aya Hijazi's release. This was a simple matter of repairing diplomacy.
The Washington Post reported:
Senate Foreign Relations Committee Chairman Bob Corker (R-Tenn.), who said he recently advocated for Hijazi's release in his own talks with Sisi and was briefed on the latest negotiations, said Trump "handled it the way things like this should be handled."
"The United States can sometimes lead with things, and do it publicly, [in ways] that are offensive to people and likely not get the kind of result that we'd like, whereas working it quietly and making it a priority, but doing so in a way that is not a public embarrassment to the other party, that's the way they worked this," Corker said in an interview Thursday.
The Obama administration met heavy criticism for failing to protect American citizens abroad, from an Iranian-American pastor imprisoned in Iran for two entire years before Obama would demand his release, to United States veteran, Sergeant Andrew Tahmooresi, who was wrongly jailed in Mexico for 214 days after a simple misunderstanding.
By contrast, Donald Trump quietly provided $25,000 to Sgt. Tahmooresi to aid him in restarting his life after the ordeal.
Then-President Obama's excuse for not personally intervening in Sgt. Tahmooresi's detainment was a hectic schedule, though his critics pointed out he had plenty of time during the Sergeant's ordeal to attend Democratic Party fundraisers, and play his 200th round of golf (which coincided with Tahmooresi's 200th day in prison).
President Trump's recent actions in the case of Aya Hijazi's imprisonment are further reaching than just restoring one American woman's freedom.
The negotiation of her return could be a sign we are going back to the days of safe international travel for Americans.
It is speculated that Hijazi and the members of her charity were arrested because their work cast Cairo in a poor light, bringing attention to the impoverished conditions many children were living in.
Under previous presidents, American citizens would never have been imprisoned to be made an example of in another country's civil crackdown.
Hopefully, America will be respected by other nations for its strength again.


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Activists demand release of abducted officer, worker (Lead)October 26th, 2010 - 6:20 pm ICT by IANS
Kolkata, Oct 26 (IANS) Intellectuals and social workers in West Bengal Tuesday demanded the release of an Intelligence Bureau (IB) officer and a non-governmental organisation (NGO) worker believed to have been abducted by Maoists from the state's Purulia district Oct 23. But they appeared divided in their assessment of the state's ultra Left movement.
"I personally believe that the Maoist movement in Bengal has gone haywire and it has become very unpopular. That is why Maoists are resorting to abductions and random killings. This is unfair. Those who have been abducted should be released immediately," actor Kaushik Sen told IANS.
Writer Sirshendu Mukhopadhyay too was sharply critical of the Maoists.
"What the Maoists have done is a very low-grade crime. These kind of activities cannot be supported. They will achieve nothing by doing such things. I appeal to them that those who have been abducted should be released immediately," Mukhopadhyay said.
However, Sujatao, secretary of the city-based Association for Protection of Democratic Rights (APDR), cautioned against jumping to conclusions.
"First of all, it is not yet confirmed that Maoists are behind this abduction. So, it is too early to comment on this matter. But I personally feel that whoever has abducted them, should release the two immediately," he said.
Maoists have so far not claimed responsibility for the abduction of IB officer Partha Biswas and NGO worker Soumyajit Bose. Police Tuesday said they were clueless about their whereabouts.
The victims' family members Monday met Chief Minister Buddhadeb Bhattacharjee at the state secretariat Writers Buildings.
Maoists are active in three western districts of the state - Purulia, Bankura and West Midnapore.


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Opps. Its empty!!


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It's getting a bit difficult to write...
slowing down
you try to take it , like,
you know, slow down, just a little,
at the foodcourt,
your eyes scanning for empty tables
so you can put down your tray of lunch
you have been holding for the past x minutes.
did everyone scurry out of their rabbit warrens
at the same freakin' time?
every day?
scanning the news a little,
how can someone crash a lambo into a road divider oh my god!
© cheong lee san ( dsnake1 ), 2013


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E-Rate 101: Presentation covering high-level E-Rate planning and changes for 2016. Presented by Amber Gregory, Arkansas State Library at the ARSL (Association for Rural and Small Libraries).
Wisconsin DPI – Resources for the Field: The Wisconsin Department of Public Instruction has posted four E-Rate informational videos on YouTube.
E-Rate: What's New for 2016: This archived webinar covers the E-Rate changes for funding year 2016-2017. Presented by Christa Burns, Library Development Consultant and E-Rate Coordinator for Libraries, Nebraska Library Commission.


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Since 2010, Cauli Le Chat, feline roving reporter for Mooresville Public Library (Mooresville, Indiana), has reported all things interesting to cats (and humans) happening at the library. Related stories from across the state (and beyond) are also included.
Wednesday, January 5, 2011
Hiatus is Over; Back to Work!
2 comments:
Cauli, here we have a for-real fireplace but no fire! Maybe your staff should spring for a nice warm kitty pad for when you come Inside?ReplyDelete
Stay warm!
Thanks, Tober, for the great idea! A warm kitty pad is just the thing. Scowl-Face would say it was the "cat's pyjamas," but he says lots of strange things like that, even "23 skidoo," which I know for a fact he read in an F. Scott Fitzgerald essay in a college literature course. I try to avoid those tired cliches myself. Right now, I'm roughing it as an outdoor, fresh air sort of gal. Pretty cold! But I'm used to it.ReplyDelete
Take it easy! Keep those Boss Ladies in line!
Cauli Le Chat


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3 Most Haunted Places in Gurgaon Which Are Scary And You Should Not Visit
Gurgaon is a popular centre of high-tech companies as well as luxury apartments and commercial buildings. It is located just outside of Delhi and widely known for its call centers. However, Gurgaon is not behind in having number of ghost places. So, let's see most haunted places in Gurgaon.
3 Most Haunted Places in Gurgaon Which Are Scary And You Should Not Visit
1. Saffron B. P. O.
Saffron BPO is a popular BPO centre in the city of Gurgaon. The place created a story headlines when a female employee suddenly disappeared for a long time. It was an end time of her shift when she received an inbound call. The call lasted long and her company staff checked to see if she needs any help to complete the call. To their surprise, no one was there on the other side. Her behave completely changed after call ended. Company tried to contact her at the address given by her but to their surprise, landlord denied that no such girl was living there. At last, they got success in reaching out to her family members. It was shocking moment when their family claimed that Rose was dead almost 8 years ago. If believe in this story, Is Saffron BPO hired a ghost/spirit? Now, Saffron BPO is considered as one of the most haunted places in Gurgaon.
2. Gurgaon-Mehrauli Road
Gurgaon-Mehrauli Road is a haunted road located between Gurgaon and Mehrauli. According to the belief of local people, a woman was killed in an accident and she didn't get eternity. Many cab drivers/taxi drivers have complained that they seen a woman dressed in white sari running with their vehicles. Due to this incidents, many people avoid to visit this road at midnight. It is considered as one of the most haunted places in Gurgaon.
3. Ground Floor Apartment, Sector 7
Ground Floor Apartment of Sector 7 is said to be haunted by a man who was killed brutally in washroom. Many local residents have feel the presence of ghost including strange activities. According to local people's belief, the washroom part is the most possessed area of the apartment because he was killed in washroom. It is considered as one of the most haunted places in Gurgaon.
Article first published on January 22, 2016.


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On the outside, this mint polyurethane flap wallet is as polished as your going-out clutch. Inside, it's highly compartmentalized with several divided sections, a zippered pocket, five card slots, and an ID window. Also in black, coral, and dusty pink.To buy: $18, nordstrom.com.Featured January 2013
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Now, here's a wallet you'll be guaranteed to spot in even the most cavernous bag.To buy: $11, forever21.com.
Perky and posh in patent-leather polka dots, this sleek trifold is slim enough to slip into your back pocket. Also in camel/black.To buy: $98, neimanmarcus.com.Get Daily Finds via e-mail


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I'd like to send you over to Zillow.com today to read the post I wrote for them as a guest blogger–
5 Things to Do If You're Facing Foreclosure…
|Screen Shot of my guest post over on Zillow.com
Thanks for heading on over there to give it a read.
As always, I hope you'll comment and share it if you like what you read!
P.S. Bob didn't get his wish of selling 25,000 copies of my book for his birthday. But he did have a wonderful birthday. And the book is doing quite well on Amazon today! As of 2:29 today, Love in the Time of Foreclosure is #12 in the Kindle store for Kindle books in the Real Estate category. And it's #89 in books in the Real Estate category. That's in ALL books. Not just eBooks! Check it out:


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The days to our tenants' move-in date are ticking down fast. We are nearly ready for them – we have one room left to paint, some trim to nail on around the new windows, and lots of cleaning to power through. It's going to be another long week, but it will all be worth it in the end.
(Once we're there, once we're finished, I hope to give you all an update tour of our basement apartment, but, if you're curious, you can check out this tour, circa 2011.)
I spent Saturday morning painting trim and adding a little extra mud to the wall to fill in some nail holes and drywall patches. Mud takes a while to dry, which it must do, thoroughly, before you can sand, which you must do, thoroughly before you can paint. I oh so wished I could have gotten to that painting. This is why:
Yup. We're painting one of the bedrooms in our rental unit fuchsia. It's a gorgeous colour. It's called 'Racy Red' by CIL, but I definitely see a lot more pink than red in it. So bright. So bold. Because we were going to be painting anyway, we gave our tenants their choice of colours. The owner of this bedroom was shocked when I wholeheartedly agreed to go with fuchsia, as long as she picked out the swatch – it was not something I wanted to get wrong! I am so excited to see it on the walls and, I may admit, I'm eyeing the walls of a closet. We'll have just enough left over so, why not?
Saturday afternoon, I came upstairs to this mess:
We had been living with one half of our space beautifully finished in a dark bamboo floor. The other half was the original hardwood, scuffed and worn through the varnish. Last week, it was time to get rid of it. Of course, that meant moving everything and condensing it into one side of our tiny little house.
Here's the trick to living in your house while you're renovating: get used to it. Whatever it is. Piles of tools. Dust. Most of your possessions crammed into 300 square feet of space. Just, get used to it.
And then, clean up. We were having guests over on Sunday, so once the old flooring was gone, everything needed to magically get put back to normal.
In was a long day, but in the end, worth it. We have so little left to do in the basement, I find myself no longer stressing out about it. Even the list of things remaining for the attic seems manageably short. Soon, I'll be making design plans for our office/guest room and, of course, our attic suite. I'll be living in a house full of closets. I'll be able to budget for pretty things instead of studs and windows. And, most importantly, I'll have my evenings back, for cooking delicious food and putting my feet up to knit.


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