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Albert Kun
Junior Moderator
Location: SF Ca.
Join Date: 01/07/2008
Age: Midlife Crisis
Posts: 1,732
Rally Car:
volvo 242
"petrol'? Are you importing it from England?
Aaron Gibson
Ultra Moderator
Location: South Burlington, VT
Join Date: 08/27/2012
Age: Midlife Crisis
Posts: 83
Rally Car:
Cars are lame, I have a motorcycle
Wow, you summed it up well and that last sentence is pure logic. Thank you for taking the time to spell it all out in such a good way.
Grant Hughes
Ultra Moderator
Location: Whitefish, MT
Join Date: 01/11/2006
Age: Settling Down
Posts: 6,762
Rally Car:
Brian Driggs
Mod Moderator
Location: Glendale
Join Date: 06/08/2006
Age: Midlife Crisis
Posts: 832
Rally Car:
Keyboard. Deal with it.
I'm sure. Once the Galant is finally off-site (still need to re-install a steering rack & rear diff), I'll have a 6-bolt, AWD gearbox, DSM & GVR4 prop shafts, and enough bolt-ons to cause some trouble left over. Trying to figure out what I want my next street car to be. Maybe DSM. Maybe Starion. Maybe 70s Colt. Not sure yet. Sometime next year, although that's also about the time I want to seriously look into Lemons.
I appreciate your looking around, mate. Trying to do good things for good people. It ain't easy.
It's interesting how we jokingly demean such meaningful pursuits as "socialist," because the closet fascism spun as "freedom" in the west these days is so blindly swallowed like gospel.
Is that go-it-alone stubbornness a true sense of independence, or is it a misguided identification with the oligacrchy; feeling ourselves superior to the 99% around us, even though the latter might only be a rung behind us on the financial ladder while the former consistently seek to remove the rungs above us?
The sooner we start seeing ourselves as equals, the sooner we will start seeing real progress. I hope that time comes soon. It's something I struggle with daily. This is water.
Grant's little club is not only an idea that's stuck in my mind since I first saw those pictures of seedy industrial parks at night. It's also one of the reasons why my wife and I are considering a move to Colorado in the next 3-4 years.
Work sharpens the mind. Many hands make light work. Maybe I'll get a chance to interview Grant about these ideas in the near future. (hint)
Too many cooks. Indeed. It was easy to start a small club here a few years back. When it was just 6-8 of us involved, everyone showed up to every meet, and we all had a good time. Once we reached 20, 30, 60 members, it all sort of fizzled. Too many options. Nobody could commit. I ended up giving the website away.
That Corinthian leather was so rich.
Sooth. If it ain't fun, it ain't worth it.
Brian Driggs | KG7KCA | PHX, AZ | 89 Pajero
alterius non sit qui suus esse potest

subset: commoncrawl


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Monastery Dental
North Oak Dental
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I shall keep the promise that I have made to myself.
I shall never again tell myself that I am poor, sick, weak nor unhappy.
I shall not lie to myself any more, but shall daily speak the truth to my inner Soul, telling It that It is wonderful and marvelous; that It is One with the Great Cause of all Life, Truth, Power and Action.
I shall whisper these things into my Soul until it breaks forth into songs of joy with the realization of Its Limitless possibilities.
~Ernest Holmes
Hello Saturday! I am grateful for this gift of life that lives me right now, for safe travels, good friends, good food, warm beds and laughter and more laughter, for celebrating our connections and love. Today, I intend to put the Truth of our wonderfulness out into the world again and to not stop, to enjoy the wonderfulness that comes to me and return it expanded and multiplied. Peace and blessings.


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|07 Feb 2014
Microsoft Windows 7 Home Premium 64-bit 7601 Multiprocessor Free Service Pack 1
I didn't get any problems like that. I've used it today and a few times in the past. it's supposed to warn you if your browser has been compromised by malware or"man in the middle" attacks. As for removing it - this is the method that I used.
Stop the Hitman Pro Alert Service (Start> Run> type services.msc then press enter) or use any decent service manager that you've installed. Once the service is stopped check processes for hmpalert.exe and kill it if present.
Then try uninstalling. Personally I used IObit Uninstaller rather than add/ remove programs but that's not a recommendation - just the way that I removed it.
File details needed for manual removal:
Just the service, executable, the uninstaller and a couple of dll's.
As it didn't run smoothly it would seem to suggest that there's a problem with IE.
Anyway after that disaster perhaps it might be an idea to uninstall IE 11 (assuming that you've upgraded to the latest version). If you want to be sure of keeping your bookmarks you should export them first.
Internet Explorer 11 - Uninstall in Windows 7
Internet Explorer - Import and Export Favorites
It should roll back to IE 10 and if you temporarily disable windows updates you can test IE 10 for a while to see if you get the same problem.
You can reinstall IE 11 by re-enabling windows updates.
|My System Specs
|07 Feb 2014
Apparently it's more than IE, with Hitman installed, many things would not open, System Properties, Task Mgr, and several programs.
I finally managed to trash the trash by a system Restore initiated at boot.
|My System Specs
|07 Feb 2014
Microsoft Windows 7 Home Premium 64-bit 7601 Multiprocessor Free Service Pack 1
Glad you sorted it. Never thought of that. Then again I gave up on using system restore some time ago and I keep it disabled. That company Surfright is a well respected one! Sorry that it caused problems!
|My System Specs
|07 Feb 2014
It's not your fault buddy. I have use Hitman Pro before, but not the Alert2 thing.
|My System Specs
|08 Feb 2014
Win-7-Pro64bit 7-H-Prem-64bit
Very odd Gary,
You do have a full assortment of programs as I remember from the Chill room question
I usually save system restore for the last resort but I suppose you were there
|My System Specs
|08 Feb 2014
I'm starting to think it's all Yahoo's ads in the email %#$##^! The error hasn't shown up anywhere else for several days now. As soon as an ad loads the cert error pops up.
|My System Specs
|09 Feb 2014
Windows 7 Home Premium x64 SP1
Try running IE10 with InPrivate browsing mode Ctrl+Shift+P. See if the certificate errors appear there. Sometimes a content data network (CDN) can add content to a webpage, and InPrivate should block that. But it is only for that session, and just to see if that stops the errors. IE10 no longer has InPrivate Filtering, but has Tracking Protection
Internet Explorer InPrivate Filtering - Turn On or Off
You can disable the certificate errors, but that is rather heavy handed, and does not explain why you are suddenly getting them.
A Guy
|My System Specs
|09 Feb 2014
Thanks Bill, I'll give those ideas a whirl too.
I had seen CDN but I thought is was Canadian something or other.
Nope InPrivate didn't help.
|My System Specs
|09 Feb 2014
Microsoft Windows 7 Home Premium 64-bit 7601 Multiprocessor Free Service Pack 1
IE Settings
One more try!
You've probably tried this already. Just check that your security settings in the following zones in IE are set as shown. (Just edit settings for whatever you've set for the Current Level).
Make a note of your current settings if they're not identical!
|My System Specs
|09 Feb 2014
Yup, security level set as shown, no change.
I did get a name for the offender with Opera though.
EDIT: I added this CDN entry to my Hosts and the problem is solved, thanks to all for your help.:)
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Lowe's to Acquire Canadian Home Improvement Chain Rona
Deal comes after Lowe's had tried unsuccessfully to buy Rona in 2012
Lowe's Cos. Chief Executive Robert Niblock tried to engineer a purchase of Canadian home-improvement chain Rona Inc. in 2012, but he was snubbed. Instead of walking away, he waited for the right moment to try again.
Four years later, he's struck his deal. Lowe's said Wednesday it would buy Rona in a transaction valued at 3.2 billion Canadian dollars ($2.3 billion), which is double Rona's stock price on Tuesday, and nearly 82% above the unsolicited offer Mr. Niblock made in 2012....


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Amazing Eid Mubarak Wishes 2017
Amazing Eid Mubarak Wishes 2017 Eid-ul-Fitr is an Islamic celebration and he is coming after the Ramadan every one of the Muslims appreciates Eid. In the time of Ramadan every one of the Muslims partake in each kind of religious exercises. Beginning of the time of Ramadan the Muslim begins to mastermind "Sehri" and "Aftari". In this month the Muslims ...Read More »
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Incorporating Philanthropic Planning Adds Value to Your Client Services and Makes Good Business Sense for You
Incorporating Philanthropic Planning Adds Value to Your Client Services and Makes Good Business Sense for You
Are you or any of your colleagues considering becoming more involved in charitable gift planning? In this article from The Journal of Practical Estate Planning, Chicago-based philanthropic advisor Betsy Brill discusses the value of advisors incorporating philanthropic planning into their client services and suggests strategies to implement this important component.
by Betsy Brill
Betsy Brill is the Founder and President of Strategic Philanthropy, Ltd., which is headquartered in Chicago, Illinois, but has clients throughout the United States and the world. The company provides philanthropic advisory services to individuals and families, corporations and established foundations. For more information about Strategic Philanthropy, Ltd., visit the company's Web site at www.stratphilanthropy.com
or call (773) 880-1703.
"Giving should be entered into in just the same careful way as investing § giving is investing." --John D. Rockefeller
Background and Trends
Philanthropy is a notion and act quite apart from charity. The word's Greek and Latin roots show that philanthropy is motivated by love of humankind. It is also defined as the effort or inclination to increase the well-being of humankind. Philanthropy requires a vision and a calculated investment made with the expectation that humankind will be changed for the better as a direct result of the contribution.
As noted by Ben Wattenberg on a recent PBS Special entitled The Giving Boom: How the New Philanthropy Will Change America,1 America is awash in a tidal wave of wealth, and the more money Americans have, the more they give away to charity. America's net worth has gone up from $7 trillion in 1950 to $38 trillion in 2000, and the forthcoming intergenerational transfer of wealth is estimated at between $40--$130 trillion over the next 50 years.
Of course many Americans struggle to get by, but this growing affluence has made many Americans richer and some Americans extremely rich, and they are all prime candidates for big-time, long-term philanthropy.
The Golden Age of Philanthropy
Paul Schervish and John Haven of the Social Welfare Research Institute at Boston College believe that, "the wealth we are seeing today is only the beginning and has the potential to lead to a golden age of philanthropy."2
So what does that really mean given that Americans have always been considered among the most generous people on earth? Giving USA3 reported that in the year 2000, Americans donated $203.45 billion to nonprofit organizations, a 6.6-percent increase over the previous year. Just over three-quarters came from living individuals ($152.07 billion), and the rest from foundations ($24.50 billion), bequests ($16.02 billion) and companies ($10.86 billion). While there are no figures yet for 2001, it can be reasonably assumed that an even greater amount was donated, much of it directly related to the events of September 11.
The reality is that the preceding statistics not withstanding, there are wide disparities and contradictions in giving strategies, patterns and experiences. For its report entitled Doing Good by Doing Well, Improving Client Service, Increasing Philanthropic Capital: The Legal and Financial Advisor's Role,4 The Philanthropic Initiative (TPI) interviewed more than 500 high-net-worth individuals and families and found that virtually all of them are interested in becoming increasingly strategic and proactive in their giving, yet eight out of 10 Americans with annual incomes of $1 million or more leave nothing to charity in their wills. A perfect example of a disparity and contradiction between what is desired and what is practiced.
On the other hand, family foundations are being created at an approximate rate of 1,000 per year. According to a report entitled Family Foundations A Profile of Funders and Trends,5 which was released in 2000 by the Foundation Center in cooperation with the National Center for Family Philanthropy:
- Three out of five family foundations held assets in 1998 of less than $1 million.
- Family foundations accounted for more than half of all larger staffed independent foundations in 1999.
- Giving by family foundations surpasses corporate, community and operating foundations.
Note. The term "foundation" encompasses a spectrum of organizational models. While all private grantmaking foundations are subject to the same regulatory requirements, these institutions range from those that long ago ceased to maintain direct donor connections, to those with boards consisting entirely of donor families' members, to those that are governed by a mix of family members and community leaders.
Why this growth in family philanthropy? Again according to TPI:
- Giving provides "elevated ground" for families to work together.
- It offers the opportunity for several generations to join in a common purpose.
- It may become the "glue" that binds families whose branches are increasingly geographically diverse.
- It may replace a family business that has been sold as the family enterprise that holds the family together.6
As wealth has grown in the United States, it has also become more concentrated. Edward Wolff of New York University reported that the top one percent of the richest families held 27 percent of our country's wealth in 1981 and 42 percent in 1992.7 Given the technology and stock market "boom" of the 1990s, one can calculate that the proportionate share of wealth continued to grow for one segment of society, while there was little change in other segments. As a result, the United States continues to reflect the widest disparity between rich and poor of any industrialized nation in the world. The ramifications of this have probably not yet been realized fully, but there are clear signals that despite the "generosity" of most Americans, the gap between rich and poor continues to grow.
In January of 2002, Former President Bill Clinton wrote an article for the CHICAGO TRIBUNE, in which he said, "the great question of this new century is whether the age of interdependence is going to be good or bad for humanity. The answer depends on whether we in the wealthy nations spread the benefits and reduce the burdens of the modern world § and on whether we all can develop a level of consciousness high enough to understand our obligations and responsibilities to each other."8 I would expand a bit on what President Clinton said, and include individuals, families and corporations in the reference to wealthy nations.
While we as citizens and professionals may not be able to set the ultimate priorities or sensibilities, or redesign the moral codes of nations, we do have an opportunity to influence the individuals, families and corporations who have charitable inclinations and who can in small and large ways "? spread the benefits and reduce the burdens of the modern world."
"Doing Good" Can Be Good Business
What are our obligations as advisors, and how can we harness the tidal wave of wealth and participate in making the age of interdependence good for humanity? We have an opportunity, and an obligation, to try to ensure that future generations have the capacity and the resources to carry on the American legacy of philanthropy--of giving for the good of all humankind. This is especially important in light of the events of September 11. For the first time in modern American history (outside of World War II, perhaps), there is a greater sense among a larger population of the importance of giving, of sharing our wealth, our time and our resources with others less fortunate both here in the United States and throughout the world.
In our professional capacities, we are in a position to help guide clients in devising giving strategies that are meaningful, sustainable and responsive. This is not just a "do good" philosophy; it happens also to be good business.
Estate planning attorney, trust officer, accountant, financial planner, investment advisor, money manager--whatever the professional affiliation, these are the people who are in the position to initiate and be responsive to their clients' charitable interests. As a philanthropic advisor, these professionals are our clients, almost as much as the individuals, families, corporations and established foundations with whom we work are our clients. Why? Because we can enhance and expand upon the knowledge base of these professionals not just by making them "look good" to their clients, but by helping them "do good" for their clients.
In part this is because many professionals have limited or relatively "traditional" knowledge about the broad and complex field of philanthropy. While they may understand the investment side--how to frame and structure the legal documents and enumerate various charitable vehicles and address the tax advantages of these vehicles--they are, more often than not, uncomfortable with addressing the core values of their clients. Additionally, as with any profession, there is a certain "limit" to knowledge and expertise, which is why most professionals have a cadre of "specialists" on their client-centered teams.
But a more prevalent issue is that more often than not, philanthropic planning is not initiated by the professional advisor. Frequently, it is initiated by the client who has even less of an understanding about the options, alternatives and opportunities available and the appropriate organizational and planning parameters and resources that should be in place for effective and sustainable charitable giving programs.
Every professional has, at some time in his or her career, been faced with a client situation similar to one of the following:
- Client has just started a foundation and you, as the investment advisor, are encouraging the trustees to develop investment policies. Client decides that it is prudent to be a socially responsible investor to echo the mission and commitment of his or her foundation. Your firm does not do socially responsible investing per se.
- A corporate client exploring ways to link its business activity with the image of charitable giving begins making substantial contributions to various community-based organizations that are found to not have not-for-profit tax status.
- Client has no family and has agreed to establish a foundation upon his death as a tax saving measure. You, as the estate planning attorney and trustee, are charged with giving a substantial amount of money away on a yearly basis and you never were able to establish the direction or focus of the charitable giving prior to the client's death. Suddenly this has become your responsibility.
- Client has always had a foundation and has engaged in charitable giving but has never involved the children. The client is now advanced in years and realizes that he or she needs to involve the children but is completely unclear about how to proceed. In the worst case scenario, the children are resentful and "don't want anything to do with it."
- Clients have never disclosed their charitable, tax or estate plans to their children and upon the death of the last living parent, a Charitable Lead Trust is launched. The children have no idea how to go about structuring the giving of the trust, let alone managing and thoughtfully and responsibly making contributions.
- Client has always had a foundation and continues to infuse more money into the foundation on a yearly basis. Because of a previous inheritance, investments were disproportionately locked up in certain stocks. The market shifted and the value of the foundation's assets dropped significantly. The client does not know how to address this issue, how to restructure the foundation or how to reconfigure his or her giving activities with less to give away.
- Client has always been "charitably inclined," writing checks annually to various organizations and cultural institutions. The client decides to reevaluate his or her giving strategies and wants to make more significant and meaningful use of his or her money.
Unfortunately, when scenarios like these arise, or if there has not been the appropriate "front end" work, there is the potential for the charitable giving activity to end up being complicated and hence costly, and ultimately a source of frustration for everyone involved. In the worst-case scenario, the resulting giving strategies or structures do not meet the original passions or intent of the donor and are abandoned.
The previously referenced TPI report said that many advisors are well aware of their clients' needs for effective counsel about philanthropy as part of the wealth-planning process and are genuinely eager to help. But, many are "too afraid to ask the hard questions" and many "move too quickly" to discussions of giving mechanisms before fully engaging their clients around values and motivations.
Here are some of the key findings from the study:
- Over half of those advisors interviewed, many of whom are highly experienced practitioners, do not discuss their clients' charitable or social values, or help them develop a philanthropic mission. There is still a perception that values-based discussions about philanthropy are highly personal and therefore risky.
- A substantial majority of these advisors would like to become more knowledgeable about how to make charitable giving conversations with clients more effective. That said, many would continue to refer their clients with complex philanthropy objectives to third-party philanthropy professionals.
- A majority of advisors want more and better materials, templates and other resources to help counsel clients about their philanthropic options. There is a perception that there is adequate access to technical tools, but that methods and materials for addressing broader-based philanthropy planning are in short supply and not easily found.
- Nearly two-thirds of the advisors interviewed employ a very limited number of charitable planning tools, consistently relying on one or two planned giving vehicles, regardless of the clients' circumstances or charitable intent.
TPI also interviewed donors and found that:
- In overwhelming numbers, the donors who were interviewed report it is they, and not their advisors, who typically raise the subject of philanthropy.
- These donors wish their advisors were more knowledgeable about philanthropic planning and that advisors would take a more comprehensive approach to their giving, rather that focusing heavily on tax planning and specific giving vehicles.
- Most of the donors surveyed believed their advisors are technically competent, but they also believe most advisors lack the tools and comfort levels to link technical counsel to more personal values-based philanthropy planning.
- If their advisors are not knowledgeable about philanthropic planning, donors seek referrals to others who are knowledgeable.
So what is the solution? It starts by initiating a conversation with your clients rather than waiting for your client to say something. As many professional advisors know, embarking on a conversation about philanthropy and a client's charitable interests is often an uncomfortable journey. Patricia Angus,9 a New York attorney with the firm Hughes and Whitaker, often speaks on the topic and relates several common reasons given by advisors for not discussing philanthropy with clients including: "That's not my job," "I don't have the expertise," "I won't get paid for it," "The subject is too personal" or "There is a conflict of interest."
In fact, rarely is any of the above true. Remember what I said earlier? It's good business to broach the topic of philanthropy with clients. Even if you will ultimately not be directly involved in implementing or managing a plan, you will be helping to protect your client's interests and ensure that any kind of philanthropic endeavor considered is properly designed and that it reflects the interests, concerns, passions and personal requirements of the client.
New Ventures in Philanthropy, a national initiative of the Forum of Regional Associations of Grantmakers, identified the Top Ten Reasons Why You Should Discuss Philanthropy with Your Clients.10 They are:
- It's good for society, it's good for your clients, it's good for your business and it's good for you.
- You'd be surprised by how many of your clients are searching for a way to give back to society, to memorialize a loved one or simply to do good.
- Discussing philanthropy with your clients can be done unobtrusively, in a way that respects their privacy, values and autonomy.
- It expands the menu of services available to your clients, thereby increasing their level of satisfaction with you and your services.
- It adds to your areas of expertise as a professional advisor.
- It increases the potential for new referrals and thus opens the door to many new clients.
- It marries your chosen profession with your desire to do something good for the world.
- It helps address important social needs and helps make your community a healthier, more vibrant place to live, a real legacy for future generations.
- It puts you in touch with a supportive network of new colleagues who are willing to share their time and expertise.
- It's easy to do.
It is especially easy when you choose to use professional resources with focused expertise, just as your clients have done in working with you. But even before turning to a professional with expertise in philanthropy, you have to get the ball rolling. Patricia Angus suggests a process and questions for discussing philanthropy as part of an estate or financial planning activity.11 (See Exhibits 1 and 2.)
Working with a Philanthropic Advisor--Augmenting Your Expertise
Just as many advisors are regularly involved in assisting clients in the identification of other "more typical" team members (the investment advisor, the money manager, the financial manager, etc.), connecting clients with a philanthropic advisor to help determine how to maximize the impact of the money designated for philanthropic interests and manage the process effectively is equally important. All members of the right "team" should have a common interest and concern: representing the client's interests and protecting the client's financial health.
Once a client has indicated an interest or desire to formalize his or her giving plans, and once the legal and tax aspects have been explored, outlined, then it is necessary to design an appropriate vehicle that (a) is responsive to the client's core interests, needs and concerns, (b) acknowledges and addresses the desired level of involvement the client wants to have in "managing" philanthropic activities and (c) incorporates the interests, expertise and desires of heirs or in the case of corporate giving, the charitable interests of the company's employees and customers. The last piece of the puzzle is ensuring that all of the elements for a viable, sustainable and effective giving plan are in place and working!
This is where the philanthropic advisor becomes a key member of the client-centered team. As the designated expert in operationalizing philanthropic endeavors, the philanthropic advisor can help do the following:
- Define, establish or enhance strategic giving plans as an integral part of the overall financial planning effort.
- Clarify and focus the client's "vision" relative to his or her philanthropic goals.
- Assist the client seeking to launch a formal charitable giving program in understanding how to evaluate, measure and document the impact and success of the program and manage the contribution process to maximize the value of every dollar.
- Create the appropriate organizational design that will respond to the client's interests and meet the legal and tax requirements defined by the financial and legal advisor.
- Connect the client to the field of organized philanthropy.
- Identify and qualify recipients of funds.
- Identify and train the necessary staff, board and trustees.
- Develop guidelines to inform and focus the process, the giving activities and the distribution of funds to recipients.
- Research issues to familiarize clients with the options and alternatives within their areas of interest.
- Provide a framework for grantee evaluation and documentation.
- Provide assessments or evaluations of giving activities.
- Support the distribution of funds § the grantmaking process.
- Assist in intergenerational training.
- Create the necessary systems, procedures and documentation to sustain the giving programs.
- Create healthy communication protocols with potential recipients of funds, with the public and within the philanthropic community.
All of this is really just another kind of financial planning where, over time and in ways that you can ultimately measure, it is possible to not only make a difference, but to be more fully responsive to the interests and concerns of your clients.
Virginia Esposito, President of the National Center of Family Philanthropy, wrote in Family Foundations A Profile of Funders and Trends,12 that philanthropy is not a simple calling, and families considering or already engaged in it face many challenges to their effectiveness. These include how and when to set up an organized philanthropy; generational succession; investment strategies; and the challenges of geographic diversity among the family members. All of these considerations take place within the dynamics, cultures and traditions of the family.
In my company, Strategic Philanthropy, Ltd., our work with clients, whether individuals, families, corporations or established foundations, is a highly personal process because no two clients have the same interests, issues or requirements. So the starting point is always to get the client to articulate what he or she wants to accomplish. What is the "legacy" the client is seeking to leave behind? What is motivating the interest in philanthropy? What does the client hope to change or influence as a result of these philanthropic endeavors? In this business, one size does not fit all, and contributing to social change is not accomplished overnight.
Some Closing Thoughts
Professional advisors alone do not bear the responsibility for tapping into the national potential of wealth in the new millennium. But with sufficient encouragement, continuing professional education around philanthropy and the proper tools and resources, professional advisors can play a critical role in the process. This will only happen, however, when more legal and financial advisors recognize that addressing your clients' philanthropic interests can be good business.
This is a time when the world has become very complex. Globalization is a reality, "fundamentalisms" are rampant in the world, the distribution of wealth and social capital is concentrated in the hands of a very few, and while private support of nonprofits continues to rise every year, over the last few decades government support of nonprofits has diminished significantly and, in some instances has been abandoned entirely.
As with all events of significance, there is opportunity for those who pursue it. Everyone has a role in changing the inequities of society, and philanthropy is a creative expression of that part of ourselves that cares and believes in the potential for change. Effective philanthropy joins a client's interests and experiences with the current needs in the community (whether immediate or elsewhere in the world) and seeks desired outcomes. Given the rapid changes in the world, the economics of wealth distribution and the impending transfer of wealth, informed philanthropy by individuals, families and corporations is more important than ever.
All of this reinforces the critical role advisors can play in assisting clients as they define and structure their philanthropic visions and contributions. We encourage each and every one of you to consider embarking on this new journey with your clients and reap the personal and business benefits that will undoubtedly be yours as a result.
You can find critical information right in your community through your Regional Association of Grantmakers13 or through one of the myriad of philanthropic associations14 across the country. When you do initiate this important discussion, consider inviting a philanthropic advisor to be a part of your client-centered team. Incorporating philanthropic planning within the financial and estate plan really is good business!
PGDC Editor's Note: Would you like to send this article to a colleague and introduce them to the PGDC? It's simple. Just click on the E-Mail Page button at the bottom of this page. Enter your friend's e-mail address and write a short note. Your message will be sent to your friend automatically along with a special link to the article. It's a simple as that!
This article first appeared in the April/May 2002 issue of The Journal of Practical Estate Planning by CCH INCORPORATED.
Copyright ©2002 by CCH INCORPORATED ("CCH"). Selected journal articles/columns from the Journal of Practical Estate Planning are provided under a license from CCH. All Rights Reserved. Copying without permission of CCH is prohibited. To order or obtain information regarding the Journal of Practical Estate Planning, please call 1-800-449-8114 or visit http://tax.cchgroup.com.
The Giving Boom: How the New Philanthropy Will Change America (PBS Think Tank Specials, July 12, 2001). Transcript can be accessed online at www.pbs.org/thinktank/givingboom_special.html.back
Paul Schervish and John Haven, cited in The Giving Boom, id.back
American Association of Fundraising Counsel, Giving USA 2001: The Annual Report on Philanthropy. Charts can be accessed online at www.aafrc.org.back
The Philanthropic Initiative, Inc., Doing Well by Doing Good Improving Client Service, Increasing Philanthropic Capital: The Legal and Financial Advisor's Role (2000).back
The Foundation Center, New York, N.Y., in cooperation with the National Center for Family Philanthropy in Washington, D.C. Report on Family Foundations: A Profile of Funders and Trends (2000).back
Supra note 4.back
Edward Wolff of New York University, cited in Doing Well by Doing Good, supra note 4.back
W.J. Clinton, Shaping the Future America's Role in a Challenging World, CHICAGO TRIBUNE, Jan. 13, 2002, at section 2, p. 1.back
Patricia M. Angus, Esq. Taken from remarks at a Donors Forum of Chicago speech entitled, Giving Philanthropy a Voice: How to Discuss Philanthropy With Your Clients, Jan. 25, 2001.back
New Ventures in Philanthropy, The Top Ten Reasons Why You Should Discuss Philanthropy With Your Clients. Report can be accessed online at www.rag.org/promote/product.htm.back
Supra note 8.back
Virginia Esposito, cited in Family Foundations, supra note 5.back
Regional Associations of Grantmakers, 1828 L Street, N.W., Suite 300, Washington, D.C. 20036-5168 (www.rag.org).back
Some philanthropic associations/resources: Council on Foundations (www.cof.org); National Center on Family Philanthropy (www.ncfp.org); National Network of Grantmakers (www.nng.org); BBB Wise Giving Alliance (www.give.org); Guidestar, a Project of Philanthropic Research, Inc. (www.guidestar.org).back


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Dunbar & Dukate oyster cannery.
Dunbar & Dukate oyster cannery. According to the testimony of a number of the parents and children, this factory reverses the child labor law to suit its own convenience, and probably to avoid detection. Instead of excluding the young children from work before six o'clock according to the law, they let the young children work from four until seven, and then send them home. Location: Biloxi, Mississippi. Date Created/Published: 1916 February. LOC original medium: 1 photographic print. Child labor photo by Lewis Wickes Hine.
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About the Tribe
Athena Katsaros
Kate Roeske
Kate Roeske
"Nothing great was ever created without enthusiasm."
— Ralph Waldo Emerson
Kate Roeske is a leadership coach and trainer who brings 20 years experience to her coaching, training and consulting work. She works with Fortune 500 companies and non-profits providing inspirational and action-oriented coaching and training. As a professional trainer Kate has designed and presented leadership development and team-building programs for Mozilla, CBS interactive, Davita, Microsoft, Ogilvy & Mather, Leo Burnett, United Way, and others. Kate has worked throughout the U.S. as well as in the U.K., Dubai and South Africa.
Kate's unique style is highly collaborative in every aspect of her work – from the upfront planning stage through the delivery of executive coaching and training. She finds the right solution for each client so their specific needs are met. Kate specializes in working with teams and individuals to increase their leadership skills, including cultivating emotional intelligence, understanding what reactive behaviors might be in the way and how to create a shared approach to problem solving. She is certified in The Leadership Circle a transformational 360 that leads to sustainable results in individuals and the teams they lead.
Kate is passionate about coaching individuals towards the life they are truly wanting to live. This includes work-life balance, finding the values that are important to them and living by them and stepping into what they know.
Kate worked for ten years as an Account and Planning Director, Senior Partner at Ogilvy & Mather advertising agency. Her primary focus was on strategic development for Fortune 500 companies, which has given her a deep understanding of the issues that leaders, teams and individuals in corporate environments face. She worked on a host of brands including as Dove, United Way and Kodak.
Kate is on the faculty of The Coaches Training Institute, a worldwide training organization that trains individuals to become professional coaches. She is also on the faculty of PCI, another worldwide corporate organization that brings the skills of coaching and communication into the corporate world. She has a PCC (Professional Certified Coach) qualification from the International Coaching Federation. Kate is also a speaker at the 2012 Association of Change Management Professionals Global Conference in Las Vegas.
Kate has a B.A. from Stephens College in Columbia, MO. and a M.A. from Cambridge University in England and is a certified co-active coach and completed Leadership Training both through The Coaches Training Institute. She can be reached at HYPERLINK "mailto:email@example.com" firstname.lastname@example.com.
Finally, Kate cannot believe she gets to live the life she does! She is living in Boulder Colorado with her husband and two grown up step-daughters and gets to play in the foothills with her dog Baxter. She believes that dreams really do come true and her life is proof of that.
"Kate is a dynamic presence. Her blend of corporate experience and leadership qualities enable her to take command of a room and quickly gain the trust of the participants. Kate is deeply attuned to the corporate world, which gives her the ability to work with a group in a way that they know she understands their world. This makes them willing to push through their own boundaries."
Laura Tessinari
Cait Falck
Cynthia Round
Mary, age 41
Karen, age 37


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DBS check approved
Renewal date: Apr 2019
I have worked as a care assistant in a care home for the past 14 years. I worked with both elderly and young adults with learning disabilities.
I always put my clients first, and I aim to deliver a high standard of work. I am patient and understanding, and caring is my true passion.
In my spare time I like to read and to listen to music. I am available for day care. Feel free to send me a message and we can discuss your needs!


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Pasig City Mayor Robert Eusebio wants to close down the Arc Avilon Zoo in Ortigas Center if it is shown to have ignored guidelines to ensure the safety of visitors. He said he was taking action amid reports that a child was bitten by an Albino King Snake last Jan. 5. "If they fail to adopt safety measures for their patrons, we may have to have it closed," he said. Eusebio wrote a letter to Avilon's operator to explain how the facilities are secured to prevent a repeat of the incident. More…
Albino Corn Snake May Close Zoo in Philipines14 01 2008
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Tags: Albino corn snake
Categories : Albino News Feature, Albino Reptiles, Photographs (Albinos)
Albino Snake Found in Trash12 01 2008
A 10 inch baby albino corn snake was found hiding in rubbish at Winn Gardens, Middlewood.
The creature, which is native to the warmer parts of North America, lives on a diet of live mice and rodents, and can grow to 6ft long.
It is harmless to humans and is believed to have been an unwanted Christmas present which could have been thrown away.
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Tags: Albino snake, corn snake
Categories : Albino News Feature, Albino Reptiles, Photographs (Albinos)
Albino Squirrel in Edinburgh, Scotland9 01 2008
The squirrel was photographed in the garden of Scott Neil, general manager of ice hockey team the Edinburgh Capitals, who lives in the Meadowspot estate.
Mr Neil said yesterday: "I saw it for the first time this morning and was quite surprised. I've never seen one before. My daughter put out nuts for the birds a few days ago and since then a few grey squirrels have been down.
"It stands out from the rest, but doesn't seem to get treated any differently by other squirrels."
It is likely the albino squirrel's home is in the woods at Napier University's Craighouse Campus or in the conservation area between the campus and Craiglockhart. More…
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Tags: Albino squirrel, white squirrel
Categories : Albino News Feature, Albino Squirrels, Photographs (Albinos)
White and Albino Buffalos in the News8 01 2008
One gets a name…(click on picture on the left for video report)…
and … Cheyenne tribal member, Reverend Jay wallow's, amazing surprise is the birth of a white buffalo calf.According to Swallow spiritual leaders from across the nation have advised him that the birth of his white buffalo calf is a sign of renewal, and where there is chaos, and disparity hope.
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Tags: white buffalo
Categories : Albino Large Mammals, Albino News Feature
Life's tough when you're a beige penguin4 01 2008
A FREAK penguin that is bullied because of its unusual appearance has been found in Antarctica.
The Adelie penguin lacks pigmentation and is missing its trademark black "dinner jacket", which is instead a dirty beige.
The bird was spotted by a team of Australian researchers restoring the historic Mawson's Huts at Cape Denison.
It is not a full albino because it has some colouring, and is instead called a "leucistic" penguin.
It is rare to find an adult leucistic penguin as they stand out in the crowd and are usually gobbled up or attacked by predators — and there are no exceptions in this case.
On the Mawson's Huts expedition blog, photographer Brett Jarrett described the hapless bird getting picked on and harassed by other penguins.
"At least this individual reached adulthood, even though while being observed was quite regularly picked on and harassed by other 'normal' Adelies," Mr Jarrett said.
The penguin was first spotted by tourists on December 20 and by researchers on December 30.
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Tags: albino penguin
Categories : Albino Birds, Albino News Feature, Photographs (Albinos)
Brazil's albino alligators stolen4 01 2008
RIO DE JANEIRO, Jan. 3 (Xinhua) — Seven albino alligators were stolen from the only zoo run by the Federal University of Mato Grosso (UFMT), the university staff reported on Thursday. Biologist Itamar Assumpcao, who is in charge of the administration of the zoo, told reporters that the alligators were last seen on Dec. 31.
The federal police will investigate whether any staff member was involved in the theft. The alligators are suspected to be stolen for trade abroad.
The total value of the animals, approximately two years old, was estimated at 119,000 reais (68,000 U.S. dollars) in the illegal market.
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Categories : Albino News Feature, Albino Reptiles
Florida Zoo to Feature Pair Of Albino Gators3 01 2008
Alligators are common at Florida wildlife attractions, but Lowry Park Zoo has started work on a unique way of showcasing the state's signature reptile.A $1.5 million zoo expansion will house a pair of rare albino American alligators and a water flume ride called "Gator Falls."
It is all scheduled to open in April, in time for the 20th anniversary of the Lowry Park Zoological Society, the nonprofit organization that manages and develops the zoo.
Beginning today, sections of the Florida habitat boardwalk will be closed so expansion can begin.
Albino alligators lack melanin, or pigment, in their skin, creating a milky coloring and cloudy eyes that appear to be pink.
The pair coming to Tampa were rescued from the Louisiana swamp and were acquired through an alligator farm in St. Augustine.
The male is about 8 months old and the female about 6 months old
"Because of their pigmentation and coloration, they wouldn't typically last in the wild, so they have to be rescued when they're young," said Dana Metz, the zoo's marketing director.
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Categories : Albino News Feature, Albino Reptiles, Photographs (Albinos)


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40 Catholic institutions pull out of fossil fuel investments
Forty Catholic institutions from around the world announced on Tuesday, the anniversary of the death of St Francis of Assisi, that they were avoiding investments in fossil fuels.
The move represents the largest ever faith-based divestment from fossil fuels and follows a similar move by nine institutions in May. Not all of those taking part have many investment to sell, if any, but are seeking to prevent future investments and to inspire others to follow suit.
Among the 40 are Assisi's Sacro Convento, the Catholic archdiocese of Cape Town, Germany's Bank fur Kirche und Caritas eG, Oikocredit Belgium, the Australian Jesuit Province, Newman University in England and the US Center for Action and Contemplation.
The Global Catholic Climate Movement told Reuters: 'joint divestment from fossil fuels is based on both their shared value of environmental protection and the financial wisdom of preparing for a carbon-neutral economy'
The Assisi municipality also allied itself with the 40 institutions, shedding all of its oil, coal and gas holdings the day before a visit by the Italian prime minister, Paolo Gentiloni, to mark St Francis's feast day.
Assisi's mayor, Stefania Proietti, a specialist in climate change mitigation, told the Guardian: 'When we pay attention to the environment, we pay attention to poor people, who are the first victims of climate change.
'When we invest in fossil fuels, we stray very far from social justice. But when we disinvest and invest in renewable and energy efficiency instead, we can mitigate climate change, create a sustainable new economic deal and, most importantly, help the poor.'
She said the town was committed to investing in cleaner energy, including solar panels and electric vehicles.
The decision to divest from fossil fuels has been inspired by Pope Francis' climate encyclical released last year in which the Pope credited St Francis, his namesake, known for his love of nature.
Ben Caldecott, founding director of the Oxford Sustainable Finance Programme at the University of Oxford, told Reuters: 'Groups with moral authority, religious groups being a good example, are likely to have a disproportionate impact in terms of increasing stigma' of investing in fossil fuels.'