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As a result of changes in the labor market and the standard American career path, it is becoming increasingly difficult for U.S.-based insurance carriers to hire and retain skilled administrative resources. Retirements and employee turnover are resulting in:
- Lower productivity and backlogs
- Increased costs for recruiting and training
- Negative impacts on turnaround time and service quality
- Distraction of resources from your core business—assessing and pricing risk
For many organizations, the only practical solution involves some type of business process outsourcing (BPO). Despite the fears this term often evokes, you need to understand how strategic BPO can support your core business—selling and maintaining your insurance policies—by taking on administrative processes that have become too difficult or costly to staff locally.
Causes and Effects of High Turnover in Insurance Administration
Solartis VP of Sales and Marketing Carol Mowry McKenzie discusses strategies for retaining administrative resources in a challenging labor market.
Baby Boomers with decades of experience in insurance processes are steadily retiring, and the Millennials graduating from college and entering the workforce today have different plans for their careers. A recent college grad might take an entry-level job in insurance administration, but once they have six months or a year of experience, they'll either be engaged and seeking a promotion that will challenge them—or looking for a new job that's more interesting.
For generations, young Americans have been told to pursue their dreams and passions, and image that anything is possible. Is it any surprise that today's younger workers aren't satisfied spending years in back-end administrative positions?
The current skills gap in insurance is, to some extent, an unintended consequence of our ambition for our children. However, the costs of this cycle of turnover are too high for companies to ignore.
The Cost of Employee Turnover Is Higher Than You Think
Employee churn in your administrative positions results in costs and negative business impacts throughout the entire organization. Hiring and training new resources takes time and attention away from your core business functions.
average cost of replacing an employee is about 16% of annual salary for lower-level positions earning less than $30,000 per year—and 20% for mid-level positions earning up to $50,000 per year. Based on these figures, replacing an administrative resource earning $30-40,000 per year would cost up to $8,000.
Furthermore, new hires often don't stay in their roles long enough to be cost-effective to the organization. By the time they're settled into their positions and operating at full productivity, they're moving on to a new opportunity.
It's expensive to keep repeating that cycle—constantly investing in new resources without building any momentum. And the costs keep increasing. As a result of increasing competition for talent, salaries are rising for administrative roles. Added to the costs associated with hiring, training, and lost productivity, this makes employee turnover a major financial drain.
Lack of Internal Skill Development and Negative Impact on Service Levels
Another critical problem associated with high employee turnover is that most of your resources are not retained long enough to become skilled in your business processes. As a result, you cannot be efficient or effective in your administrative tasks.
Without experienced, dedicated staff, you'll start to develop backlogs and customer service gaps. In extreme cases, administrative backlogs can even affect your ability to write new business—or, more likely, day-to-day customer service will suffer as your administrators scramble to prioritize revenue-related tasks.
How Strategic Outsourcing of Administrative Processes Supports Your Core Business: Underwriting
Strategic BPO enables you to end the cycle of employee turnover, retain skilled resources for your administrative processes, and focus your in-house talent on core business activities that add value and support growth.
Solartis Administer gives you access to a team of dedicated insurance processing professionals with the skillset you need. There's no time or money wasted hiring, training and retraining entry-level employees. In fact, you eliminate overhead completely with Solartis' transaction-based pricing model. Instead of paying an employee 40 hours per week, you only pay for the amount of work that actually needs to be done.
Another benefit of our approach to BPO is that you're standardizing your business process to ensure consistent quality, turnaround time, and overall service levels. Documenting business processes and strictly complying with those standards is a cornerstone of effective outsourcing at Solartis. Our administrative resources typically complete tasks such as issuing a certificate of insurance within one hour—with 99.98% accuracy.
Outsourcing these hard-to-fill administrative roles also allows you to focus on hiring on the most valuable resources for your in-house team—those with deep expertise in underwriting, customer service, sales, or IT.
Overcome Staffing and Turnover Challenges With Solartis Administer
Solartis Administer can help you quickly and cost-effectively resolve your human resources challenges. Our U.S.-based account managers work side-by-side with clients to transition business processes gradually from your in-house resources to our dedicated offshore professionals. Once we've eliminated any backlog, you'll be able to issue policy documents quickly, accurately and efficiently.
By replacing high-turnover roles at the pace of attrition, you'll avoid layoffs and retain skilled staff—while enabling them to focus on writing policies and expanding the business.


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ABACUS supports over 100 frameworks and notations some of which are shown below. To check if we support a specific framework, please don't hesitate to email us at firstname.lastname@example.com
Practitioners can also design, adapt or combine frameworks and metamodels using simple "right-click" and "drag-and-drop" commands. Unlike other tools, no advanced database administrator skills are required.
Business Process Modelling Notation (BPMN)
IT Capability Maturity Framework (CMF)
Design & Engineering Methodology (DEMO-3)
TM Forum's Business Process Framework (eTOM) & TM Forum's NGOSS
UK e-Gov Service Delivery (eSD) Framework
NASA Continuous Risk Management (CRM) method
Transit Enterprise Architecture and Planning
(TEAP Framework)
an ISACA framework
Business Motivation Modelling & System Modeling Language (SysML)
Defence Architecture Framwork (DAF)
UK Ministry of Defence Architecture Framework (MoDAF)
Integrated Architecture Framework (IAF)
Zachman Framework
Balanced Scorecard

subset: commoncrawl


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originally posted by: DAVID64
I think if I pay for a ticket to see a play, I don't want to have to sit and listen to a lecture from a bunch of butthurt Liberals.
"We had to ask ourselves, how do we cope with this?" Mr. Seller said. "Our cast could barely go on stage the day after the election. The election was painful and crushing to all of us here.
These snowflakes really need to get a grip.
originally posted by: DBCowboy
It was a good example of free speech.
originally posted by: dukeofjive696969
Well it seems that pence went the right way, he said he wasent offended by how the crowd or what the actors had to say.
Does that mean that trump does not need a safe place anymore.
originally posted by: Isurrender73
The whole idea of free speech
originally posted by: Spiramirabilis
a reply to: Logarock
Yea and could you imagine Obama getting lectured like this under same conditions? Without it being called something other than what folks are calling this.
Yes - life really should be more fair
After all - the Donny won because of white butthurt. Obviously inequality is what this is all about
originally posted by: Isurrender73
This has nothing to do with free speech.
The whole idea of free speech also includes the listener. No one should be forced to listen to someone else's viewpoints.
This is precisely why free speech is not protected at work. Not for the sake of the speaker but for the sake of the listener.
Pence went to go see a play. He did not go to deal with political questions from members of the cast. Pence was forced to listen to their political ideology which was a violation of his rights.
A non mandatory flyer would have been free speech. What they did was force their opinion on their audience which is not the essence of free speech.
originally posted by: neutronflux
Find it strange they are more worried about the privilege of being diverse than ensuring a society where each person has the pride to contribute to social programs than living off them?


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LOS ANGELES -- RCS Capital Holdings Executive Chairman Nick Schorsch, who's been roiling the independent broker-dealer space with aggressive acquisitions, sounded a bullish note on the M&A deal space at the Milken Institute annual conference here this week.
The size of top 10 M&A transactions globally has climbed steadily, accounting for 26% of total global deal volume last year, up from 14% in 2011 (according to numbers from Citibank and Dealogic). With that as context, Schorsch and four other big dealmakers weighed in on whether or not the uptick is sustainable.
After the moderator posed this question at the outset of the talk -- titled "Is there Mojo in M&A?" -- the speakers all held aloft auction-style paddles with the word "Mojo" on them; Schorsch, whose company closed its deal for Cetera Financial Group about an hour before he walked on stage Tuesday, raised his the highest.
Schorsch, whose acquisitions make him the second-largest IBD player after LPL Financial in terms of number of advisors, told the audience that he thinks M&A deals will continue to grow -- but only in sectors that can provide predictability.
"You're looking at really boring businesses," said Schorsch -- a group he defined as including real estate and energy and power. "There's a lot of M&A that's been going on in very stable sectors. ... There's an aspect to it that is very scalable."
In all, RCS Capital has completed nearly $40 billion in M&A transactions since 2011, added Schorsch, who is also chairman and CEO of American Realty Capital, the country's largest sponsor of nontraded REITs.
Other speakers' views were also positive, but nuanced. Ray McGuire, global head of corporate and investment banking at Citi, said most M&A deals remain restricted to North America, Europe and Japan.
Jonathan Coslet, senior partner and chief investment officer at private equity firm TPG Capital, said lenders have fallen into some of the same bad habits that plagued them before the financial crisis. "Financing markets are absurdly robust," Coslet said. "All the things lenders said they wouldn't do after 2007 and 2008, they are all doing."
As a result, expect bad deals and too-high prices, Coslet cautioned.
The latter is a criticism that's been leveled at Schorsch. Many of his competitors atop the industry's large IBDs think he paid high prices for Cetera, First Allied, Investors Capital Holdings, Summit Financial Services and other firms.
In earlier interviews, Schorsch has defended the Cetera deal's price tag. "When you're buy a $1.15 billion [revenue] company, paying one times or .8 times -- which is what we actually paid, based on the 2014 run rate -- it's not a big price," Schorsch has said of the Cetera deal.
Schorsch also said Tuesday that it was a good sign that the companies he acquired were not for sale, because it meant that no one was seeking to offload them. That points to another feature of the current M&A space, he said: Public companies are now more willing to do hostile takeovers than in the past.
That is keeping executives on their toes, he thinks. "You can come right over the wall and put a bear hug on the company," he said. "Those kinds of transactions make everyone think twice. ... It does make us sharper as a public company."
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Typically in the last 4-5 years of blogging I've done a, "curriculum we are using" type entry. This year I'm perhaps a bit late but here goes;
Lexie (6th grade)-
- Language Arts-Total Language Plus study guides; The Lion, The Witch and The Wardrobe, My Side of the Mountain, Island Of the Blue Dolphins and either Door in The wall or I may change it to a new one that's coming out soon! Also doing All About Spelling book 3 just to help here with those "everyday" words she's not proficient at yet.
Ariel (8th grade)-
- Language Arts-Total Language Plus study guides; The Hobbit, The High King, Animal Farm and The Giver.
- Demolishing Strongholds co-op class.
Both Girls-
- Math-Math Tutor DVD's, Pre-Algebra
- Worldview-Where is God? and Who Am I? by Apologia (we're doing an intensive year with Worldview instead of our usual History intensive focus)
- Home Economics- Doing our own thing here mostly cooking and sewing and working on our "mommy in training binders."
- Science-Christian Kids Study Physics from Bright Idea Press and Exploring the World of Physics by Tiner.
- Speech and Debate - Doing our own thing here too but focused around competing in NCFCA. I'm teaching a class at our co-op that the girls are participating in. Ariel also meets with her partner for club twice a month for the debate side. (Lexie is just doing the speech part this year.)
Now here's the weird thing this year…no curriculum for Logan and very little for Taylor (at least for High School!) Logan graduated and is attending college and Taylor (11th grade) is enrolled in College Plus. Taylor is doing a few Total Language Plus guides to finish off his Language Arts (Scarlet Pimpernel, The High King and Animal Farm), attending the Demolishing Strongholds class at co-op and doing Algebra II with Math Tutor DVD's but other than that he's done for the year. Next year he'll just have his government credit but he'll complete most of that doing SSI (Student Statesmen Institute) over the summer.
So leave me a comment, are you doing anything we're doing this year? Over the next few weeks I'll try to highlight some of the choices.


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FLIR Systems, Inc., announced on August 12 that it bought a number of assets from DigitalOptics Corporation's micro-optics division for $14.9 million.
FLIR obtained equipment for fabrication and more than 200 patents and pending patent applications for the design and development of complex optical materials, substrates and low-cost materials with its purchase.
DigitalOptics' micro-optics business produces wafer-scale specialty optics products, which include optical receivers, lenses, lens arrays, transceivers and infrared optical materials. Based out of Charlotte, North Carolina, DigitalOptics makes optical materials for use in a number of different technologies, including security, photolithography, surveillance, data storage, laser-based medical technology and 3-Dimensional gesture recognition.
"Bringing this low cost wafer scale micro-optics technology to our operations provides us significant capability and cost advantages as we move into high-volume markets for thermal imaging," President and CEO of FLIR Andy Teich said. "We look forward to adding these proprietary processes, manufacturing capabilities, and experienced engineering and production personnel to FLIR."
FLIR Systems designs, markets and manufactures sensor technology to increase security. FLIR's units include thermal imaging and threat detection technology to increase perception and awareness, particularly in high-risk areas such as war zones. Its units are used for a variety of purposes, some of which include airborne surveillance, search and rescue, drug interdiction, border and maritime patrol and chemical, biological, radiological, nuclear and explosives detection.


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Currency Displayed in
Turn Heads in the Blind or the Ball park. Be the first on the block, or at the huntin' shack to have one of these very unique caps.
The cap is an adult low profile, pre-curved brim, constructed design, with a velcro back. One size fits most.
DuckFlage™ consists of ducks in flight silhouettes, arranged to look like military woodland camo. A great looking cap that shows that your an Outdoorgal.
This product hasn't received any reviews yet. Be the first to review this product!
All prices are in USD


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Bennett Mechanical Comprehension Test
When you need to determine quickly and surely if a job applicant has the aptitude to learn mechanical skills, you need the Bennett Mechanical Comprehension Test.
In only 30 minutes, the BMCT results help you decide who is best suited for jobs requiring a grasp of the principles of operation and repair of complex devices. The 68 BMCT test items are presented in terms of simple, frequently encountered mechanisms and require no special knowledge. Items do require the application of a physical law or mechanical operation and focus on spatial perception and tool knowledge rather than manual dexterity.
The BMCT may be self-administered, read aloud by an examiner; or administered using a taped recording of the questions. You may administer it to a single applicant or a group. The first forms of the BMCT were prepared for use in the US military and many of the Allied countries. Current forms have been refined in more than 50 years of research and use. The manual was revised in 1994 and contains 18 new norms tables, based on cases collected in 1993 and 1994. Updated test booklets retain original items but have a contemporary look. Answer sheets and score keys have been redesigned to make them easy to use.
Reliability coefficients range from .81 to .93, indicating that the BMCT is a consistent measure. For jobs requiring multiple aptitudes, the BMCT is most effective when used in combination with other tests.
Products > Mental Ability Tests >


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ProLogic Retail Services is proud to announce that our company has been selected by Retail CIO Outlook magazine as one of the Top Ten Retail CRM Solution Providers for 2016. Each year, this publication evaluates and selects the best CRM solution providers and compiles a "Top Ten" list to help retailers identify solutions that can improve customer engagement, market share and business performance. After carefully reviewing the strengths and capabilities of numerous CRM solution providers, ProLogic was chosen to be part of their list.
ProLogic is thrilled to be showcased among other great companies with the knowledge and expertise in delivering innovative CRM solutions that help improve the business and marketing efficacy of retailers.
Be sure to download their ProLogic overview article featuring our CEO, Ross Ely, in the March edition of their publication. The article can be downloaded from our White Papers page.
For a copy of our press release about this award, click here.


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Lighthouse Hill Ranch787 Mountain Top Rd. Johnson City
Welcome to Your Perfect Getaway Lighthouse Hill Ranch is situated in the beautiful Texas Hill Country on over 2,001 acres. It's your own private park to enjoy. About the Ranch Lighthouse Hill Ranch is situated in the beautiful Texas Hill Country on over 2,001 acres. It's your own private p... Read More >>
Silver Spur Guest Ranch9266 Bandera Creek Road Bandera
Want to escape to a relaxing place that you'll always remember? Then take a trip out to one of the finest dude ranches in Bandera, Texas: The Silver Spur Guest ranch. This historic ranch is the perfect place to trade your tie for a red bandana, your skirt for blue jeans, and your worries for the p... Read More >>
2E Twin Elm Guest Ranch810 FM 470 Bandera
2E Twin Elm Guest Ranch is one of the oldest operating Dude Ranches in the beautiful Hill Country of Bandera, Texas. Downtown Bandera, only a few miles away, is known as the 'Cowboy Capital of the World' and is home to a number of world champion rodeo stars. Dance Halls and S... Read More >>
West 1077 Guest Ranch9061 Bandera Creek Road Bandera
Welcome to West 1077 Guest Ranch The West 1077 Guest Ranch is nestled in the heart of the beautiful Texas Hill Country only 10 miles from Bandera, the "Cowboy Capital of the World" and a quick hour from San Antonio International Airport. West 1077 was established on an old cattle ran... Read More >>


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The Bernhardt Vintage Patina Collection
I recently did an article on the Bernhardt Vintage Patina Square Cocktail Table, and since it generated quite a bit of interest I thought I would share some of the companion Bernhardt Vintage Patina pieces. You could easily furnish multiple rooms in your home with pieces exclusively from this set, it includes a(n):
Square Cocktail Table (see previous article)
…and Mirror!
The style of this collection grants each piece a unique personality and character with the feeling of a found object. Natural wood with plantation grown mahogany veneers and a mid-tone Tobacco finish and deeper Molasses finish achieve an authentic, aged appearance. The creative use of metal framing and leather inserts further enhances this effect while adding a relaxed, casual feel to the design. Burnished brass knobs and pulls adorn the entire collection for a cohesive, antique look and feel. The entire collection also features a French waxed finish, hand planing, and moderate distressing to complete the charm of each piece. Whether you're looking to add a single stylish accent to a room, or furnish an entire home from scratch, the Bernhardt Vintage Patina collection has some of the most stylish and functional pieces around.


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I found Stephen King's house at the end of a dead-end road.
Not a literal dead-end. If you have ambled past his famous wrought-iron spider web gates, you know that the house sits on a very ordinary street in Bangor, Maine.
My finding it was not a horror story – just one of those little off-track episodes that reminds you, in retrospect, that life's journeys are meandering and oft amusing. More amusing in that retrospective rear-view mirror, typically, than in the moment.
I came at Bangor from the south east, taking Maine Highway 15 up to Buckport and along the Penobscot River. I had been poking around Brooklin, Maine, to research the late writer E.B. White. The stop in Bangor, though, was related to another writing project.
I had written a mystery novel set in Banff National Park. At this point (I think it was 1996), I was well into the second draft and beginning to think about finding a publisher. All the advice out there is that the first step is finding an appropriate agent, so I had scoured all kinds of directories and begun sending out letters, excerpts, and the usual stamped-self-addressed-envelope for replies. Yes, youngsters, email did exist back then but hard copy was still the accepted standard.
Over the course of a few months, most of the agents had been stroked off my list – polite 'we are too busy' replies, non-replies, and a bunch of 'we don't think this is quite right for us' replies.
The one exception was an agent located in Bangor, Maine. He had an official agency name and letterhead paper. I looked up Bangor on a map and saw that it was a few thousand miles closer to New York City than was my home town. Ergo the agent must be that much closer to the centre of the publishing work than me. Right?
You probably see where this is going. I didn't, at the time. He was very encouraging about my novel's prospects and keen on the possibility of representing me. I noted that I was traveling down through Maine that summer and would pay him a visit. Nothing like building a face-to-face bond, I thought.
I should have been tipped by the meeting place he chose: a tired 'family' restaurant featuring weary wait staff and a big greasy plasticized menu. He walked in and I had him pegged before he sat down. Failed writer. He looked the part, he could have played the part in a movie had he been just a tad more attractive. Someone glancing at the two of us hovering over our white porcelain cups of bad coffee could have easily pegged us for two failed writers, meeting to talk about how bad the literary business is.
And, um, he pretty much didn't have any ideas about where or how to place my novel with a publisher. He hadn't, in fact, actually placed any manuscripts with any publishers. He did have some that he was "working on."
I don't think I smacked myself on the forehead right there, over the sad coffee at the Formica table, but I wanted to. How could I have not asked all these questions weeks earlier, before setting up the meeting?
I killed a bit of time with literary chit-chat just to be polite, after having come all this way. At some point, the wannabe agent let me in on Bangor's literary claim to fame. "Stephen King lives here," he confided. "I can give you directions."
Well. Here we go then. A little something to brighten the gloomy Maine day. I jotted the directions on a napkin and met my wife back at the car. Actually, she had gone for a walk and, expecting our agent-author discussions to take a respectable time, wasn't back yet.
"So, how did it go?" she asked when she strode up a few minutes later. She looked a tad worried.
"He's the agent for Stephen King," I lied. "King wants me to come over. Right away." I don't do bravado well.
"Pretty much a waste of time?" my wife summarized.
"Yup. But I do have King's address." We found it easily – an imposing home (built in 1858), sitting on a large lot on an otherwise unremarkable street. What people notice first is the black wrought iron fence, and the gate. Spider webs. Bats. Gargoyles. Fun stuff.
As a reserved, introverted Canadian, I wasn't about to swing open the big iron gates, stride up the walk, clump onto King's veranda and pound on his door. As I recall, my wife had to convince me to even stop the car. I'm not the type to ask famous people for autographs, to want to intrude. Sure, I would welcome actually connecting with someone of King's stature, but my literary tourism was more accidental than intentional.
The prospect of actually running into King was daunting. In addition to the fear factor associated with his typical topic matter was my astounding ignorance of his work. I might have read Carrie at that point, and seen bits of King movies on TV or video.
What is now my favourite King book, On Writing, had not yet been published. That memoir gave me a perspective on the man's personality and his obsession with writing that might have provided me with at least a conversation starter. He writes in a room at the back and writes almost every day. For hours every day. He was probably around back, in that studio, bashing out Blaze or The Mist at the very moment we were hesitating at his curb.
As it was, we took a quick look. I may have snapped a photo. Then we hit the road, east through Maine, up to Montreal and back home to western Canada.
Perhaps I should have grabbed that draft novel out of the back seat, took a shot of courage, and sought out Stephen King's opinion on it. Naw. That wasn't in the cards.
The second draft of my novel sits in a box in my basement, where it will probably sit until some day I get the energy to toss it in the recycle bin. In the years since I made that brief stop in front of his house, Stephen King has published 37 books. 37.


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25 A Clifton Street
Link Id: 81842
Description: 25 A Clifton is an attractive building lot in the Northwest neighborhood of Sconset. The paving of Burnell St. and build out of Blackfish Lane has resulted in significant growth in this area. Zoning requires a minimum lot size of 1/2 acre so most the homes in the neighborhood tend to be larger with more privacy than the older homes in the center of the village. 25 A has potential ground cover of over 2,700 square feet which could be ample space for a main house, guest cottage and pool cabana. Also, at 1/2 a mile from Sconset Square, 25 A is a convenient bike ride to the Sconset Casino, Post Office and Market.
Easement: None Known
Listed by: Westbrook Real Estate


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InfoJune 25, 2016 · Home & Garden
Social Media
Pool Tables for Sale Lake Tahoe Publishes 3 Reasons to Own a Billiard Table
Lake Tahoe Pool Tables Dealer, The Spa and Sauna Company Serving Reno, Sparks and Truckee Shares Guide on Owning a Family Billiards TablePress Release VideoLoading the player...Details(prREACH)
The Spa and Sauna Company selling pool tables, hot tubs, swim spas, and BBQ grills in Lake Tahoe, Reno, Sparks and Truckee shares "3 Great Reasons to Own a Home Pool Table."
Scott Clark, president of The Spa and Sauna Company says, "Families looking for that one special item to provide fun for the whole family, should consider a home pool table."
Considered by many to be the original social game, here are a few reasons why a pool table at home may be the right choice for families.
Good Old Fashioned Fun - Keeping the family close and connected is a major goal for many families, but not without challenges. Movies, arcades and theme parks are always fun, but not always cost effective, and never practical for families on a budget. When you add in how much time kids spend on their iPhones and iPads, quality family time almost disappears altogether.
A game room at home with a fantastic pool table opens the door to all kinds of possibilities for good old-fashioned fun and family interaction. Parents are always delighted to learn how easy it is to play, and how convenient it can be to keep everyone engaged and happy for hours at a time.
No Hassle Entertainment - Holidays, birthdays and special events take on a whole new meaning when there's a pool table at home. Host that special gala from the comforts of home and never worry about what to plan for activities, or how to keep guests entertained.
Whether it's a casual family get together, a formal event or simply kids from the neighborhood visiting on a snowy day, a pool table is easy, convenient and super fun.
Choosing the Perfect Table - With so many different styles and types, it pays to read up on the selection of tables available. Take some time to research different brands and manufacturers to find the perfect table. After finding the one, consider the various installment options.
It's smart to hire an experienced pool table installer to make sure the table is put together properly, minimizing headaches down the road. Reputable installers are always available to help with key steps, like centering the table and frame. Remember, proper installation is key, as the game of pool requires a level surface.
There will always be options for families looking to have some fun, but not much compares to the ease, convenience and entertainment value of a spectacular pool table. Create hours of family fun with memories that will last a lifetime. Consider a pool table at home – the perfect solution every time.
To learn more about the benefits of owning a pool table and why it's a smart, practical investment that's sure to bring out the smiles in everyone, visit the company website at: http://SpaAndSauna.com.
About The Spa and Sauna Company The Spa and Sauna Company has been providing the Reno and Lake Tahoe areas with the best in leisure and relaxation products since 1990. The company offers America's favorite portable spa, Hot Spring Spas and Caldera Spas. They also offer Freeflow Spas which are affordable, portable and plug and play hot tubs.
Between all 3 area showrooms, the Spa and Sauna Company offers a beautiful collection of fine home game room products as well as America's best known names in billiards, Brunswick and Olhausen Billiards. They also have a full game room lighting collection as well as the ultimate pool players pro shop.
The company goal is to provide their clients with the ultimate home recreation and wellness experience. They are dedicated to not only showcasing the best products available on the market today, but to offering customers an unparalleled purchase and service experience.
In addition, they're proud to showcase swim spas on display, patio furniture and fire pits and a complete display of Big Green Eggs BBQ's and accessories.
To learn more about the benefits of owning a pool table at home, call 775-852-3838 or go to: http://SpaAndSauna.com.VideoLinksQuotesFamilies looking for that one special item to provide fun for the whole family, should consider a pool table.ImagesContact
Scott Clark
775-852-3838Follow UsVisit Site


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Search suspended for missing Bellingham snowboarders
MOUNT BAKER, Wash. -- The search for two Bellingham snowboarders who went missing a week ago outside the Mt. Baker area has been suspended due to bad weather.
According to Whatcom County Sheriff's Office deputy Mark Jilk, there has been no better leads or information that could narrow the search area right now.
Friends and family believe 22-year-old Jake Amancio and 20-year-old Drew Lenz were in the backcountry outside the Mt. Baker Ski Area.
Whatcom County Search and Rescue will continue to monitor the weather conditions, according to Jilk. If the weather cooperates, crews will go back on the ground with a device that can find people buried in the snow.
The family of the two snowboarders is still continuing to do their own search, Jilk said.
The weather is supposed to remain the same for much of the week. Whatcom County doesn't anticipate that the Search and Rescue team will be able to pick up the search this week, according to Jilk.
According to Jilk, if they do get a break in the weather, they will try to return to search.


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Summary: The Axos P Elliptical Cross Trainer has futuristic good looks, a long stride length and the great reputation of the Kettler brand are reasons to choose this mid-range elliptical cross trainer. See the amazon.co.uk product page for the latest discount and a close up of the computer console.
Kettler Axos P Elliptical Cross Trainer
- Motorised magnetic brake system with 16 stages of resistance (computer controlled)
- LCD computer with strain profile displays 7 functions at any one time with 12 training programmes including HRC, and 4 person user memory
Detailed Review of the Kettler Axos P Elliptical Cross Trainer
This elliptical cross-trainer has a slightly futuristic look compared to many of the blocky looking models reviewed here. It is certainly not short on features with an LCD display (12 programs), Polar compatibility (you'll need to buy the chest strap separately) and full 16 resistance settings which you'll control manually. You can store training data for up to 4 people with this model.
The 20 inch maximum stride length is another plus – this is plenty for most of us, even those above average height. If you are extra-tall then you might want to consider a 22 inch stride elliptical, though most 6 footers will find 20 inches just fine. Alongside this the heavy flywheel (18kg) keeps things super smooth and quiet. This elliptical also comes with a 3 year parts and labour warranty.
Finally, the Kettler brand is a plus – with a great reputation for creating home fitness equipment which is way better than the budget models.
There is only one comment from a buyer at the time of writing. You'll be pleased to know that this individual was very satisfied with their purchase and noted the quality of the build and fact that this model was easy to assemble.
Check out the spec and user feedback for yourself on the product page over at Amazon.co.uk now!
- Looks great (not blocky like many ellipticals)
- 20 inch stride length plenty even for taller users
- POLAR compatible
- Mid-range price range too expensive for some
More Elliptical Cross Trainer Reviews:


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To conclude my trip to California in the summer of 2014 I stayed at LAX om my departure date (August 4th), since my flight back home wasn't leaving untill 10PM anyways. Started at my second favorite spotting location at LAX, along Imperial Highway. The spot isn't actually on Imperial Highway, but on East Imperial Avenue. Go there and you'll see the sidewalk with benches and trashcans to make your stay comfortable. Below is a map which also shows your position to the runway.
After staying here for some 2,5 hours I moved to another spot. Those pictures will follow in another post.
The photo's:


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September was a mostly Star Wars: The Old Republic month for me. I was able to get my Imperial Agent up to level cap and through most of the story. The Imperial Agent storyline is definitely one of my favorite! I played as a Chiss this time because they are really cool, just look at Admiral Thrawn. 😉
And here she is surrounded by her allies:
At the end of the month I went back to Mass Effect: Andromeda and continued with Jane 2.0. I still love the freckles!
Ready to start the adventure with the Pathfinder team:
Still just as fun as ever!
Currently Reading:
Star Wars Omnibus: Clone Wars Vol. 2: The Enemy On All Sides by John Ostrander, Haden Blackman, Jeremy Barlow & Chuck Dixon


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I've been anticipating the release of Unity 5 since I attended the Unite '14 conference in Seattle, but not for the same reasons as many people. The most talked about new features in Unity 5 are the new physically based shading and lighting systems. While those look great (that Blacksmith demo was gorgeous), they don't really apply to what I'm doing. The update to PhysX 3.3, though, is of great interest to me. So yesterday, about 5 minutes into the release announcement, I started the download. Here's the story of my first 24 hours of upgrading When Pigs Fly to Unity 5.
Initial Experience
I started out by upgrading a couple old Ludum Dare projects to test the waters. Both of them worked perfectly with no modifications from me. With my confidence bolstered, I began the upgrade process for When Pigs Fly (after making a back up copy, of course). After a couple minutes, the editor opened up and everything seemed to be right where I left it. Feeling good, I pressed play and this is what I saw.
Dismayed, I clicked back to build mode, and all of my menus were blank. I tried loading up a different plane. This one didn't explode, but the wheels went right through the ground. When Pigs Fly was not going to upgrade as smoothly as my test projects.
The Easy Fixes
All of the menus being blank was making it difficult to test other systems, so I set out to fix that problem first. I'm calling this an easy fix, and it was, but it still took me three hours to figure out.
The two menus in question are the parts list and load menu. They both work by instantiating button prefabs for each part or plane, then parenting those prefabs to grid layout groups in the menu. I could see in the hierarchy that the buttons were indeed being instantiated and parented to the correct menus. Their transforms showed the correct positions and sizes, and when I clicked to focus on the buttons in the editor, the camera panned to where they should be. But they were all invisible.
I spent a long time playing with the settings of the grid layout group with no success. Then I fiddled with the canvas settings, then the renderers. Nothing. Finally I pressed play, then manually created a button and parented it the group. It immediately snapped into place. I took a look at my code, and saw that I was doing the instantiation and parenting in Awake(). I changed that to Start(), and bam, everything back to normal. When I think about it, it makes perfect sense why this wasn't working. I don't know why it worked in 4.6, but it did. Maybe the script execution order changed in the upgrade, I don't know. But as a general rule, this type of thing should be done in Start() or later.
The Easy but kind of Annoying Fixes
Next up on the list was exploding planes. I tried several different designs and got several different results. Some exploded as seen above, some simply fell apart, and some were absolutely fine. My first hunch was that I was instantiating overlapping colliders. Sure enough, I found that some of my parts had colliders that were just a touch (like 0.05 units) bigger than they should have been. I guess the earlier version of PhysX was more tolerant of this, because it wasn't a problem in 4.6. Anyway, I tweaked the colliders on those parts and went back to the tests. The planes that were simply falling apart before now fell apart more slowly, and the planes that were exploding were still exploding. I went to the physics settings to try changing the max penetration for penalty property, but that is no longer available with PhysX 3.3.
My next thought was to try increasing the break force on the joints. In 4.6 it was set at about 300 for most parts. I kept increasing and increasing until I settled at around 45,000 for similar results. I don't know if the PhysX update changed the units of measurement for this property or something else is wrong, but with break force set at 45,000 the planes that were falling apart previously were now working correctly. The exploding planes, however, continued to explode.
After testing a few more designs, it dawned on me that all of the exploding planes had moving parts. The main difference in the setup of the configurable joint on a moving parts (other than the movement, obviously), was that I had enabled projection. Projection was necessary for stable moving joints in 4.6, but in 5.0, any build with a single projection enabled part instantly exploded. I disabled it, and everything was back to normal. The joint stability seems improved in 5.0, so projection doesn't seem necessary anyway.
Ongoing Problems
I still haven't been able to get wheel colliders to collide with anything. I thought maybe there was a layer problem, but couldn't find one. Perhaps there was a problem with mesh colliders (used for the terrain), so I tried putting a big box collider under the plane. Still no luck. I deleted the entire wheel prefab and rebuilt it from scratch without success. I was kind of starting to lose my mind on this one, so I put a pin in it (replaced them with sphere colliders) and will come back to it once everything else is sorted out.
There doesn't seem to be a way to get the new standard shader to use vertex colors. Almost everything in When Pigs Fly is vertex colored, so I can't use the standard shader and its fancy new PBR. I also haven't been successful in getting the new global illumination systems to do anything with my own shaders. The only graphical change I've made so far in When Pigs Fly Unity 5 is the new procedural skyboxes. They're really cool, but I'm not sure how well they fit with the style of my game.
Performance has been an issue as well. Unity 5 was supposed to perform better all around, and the upgrade to PhysX 3.3 reportedly improved performance by 2x. So far, though, the performance of When Pigs Fly has actually been very slightly worse in 5.0 than it was in 4.6. Its very possible that this is my fault, maybe I'm doing something in a way that doesn't jive well with the new system, but I am a little disappointed that my physics heavy game has seen no improvement from the upgrade.
One strange note: in 4.6 the clouds in my game had zero noticeable impact on performance. In 5.0, disabling the clouds consistently increases the framerate by 10 FPS. Not sure what's going on there.
Enough with the Doom and Gloom
Reading back over what I've written here, it would seem that my upgrade experience hasn't been very good at all. But that isn't the case. I feel very happy with Unity 5. There are still many new systems that I haven't fiddled with yet. I'm looking forward to exploring the new audio mixers. Now that all engine features are free, I know the profiler will prove invaluable in tracking down performance issues (like why I'm not seeing any physics improvements!). I'm also happy to have the LOD system, which I plan to use to greatly increase the draw distance of the terrain. There are bound to be hiccups with the release of any software update this big. I'm mostly back on track one day later, and that's pretty good. Now if I could just stop playing with the newly free image effects and get back to business, everything will be great.


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Downloading Nero Wave Editor 2017
Download In Progress......Description:
Nero Wave Editor is a program for editing and recording audio files. The various filtering and sound optimization methods allow you to create individual audio files quickly and easily. It also offers numerous improvement functions for recording from tape or vinyl records.


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Cool Solutions – About Us
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About Ed Cohen
In a spontaneous process that straddles chance and control, and suggests fleeting moments in the artist's studio, Ed Cohen bleeds acrylic paints onto his canvases, letting the pigments express a range of sleek hues as they flow into one another. The compositions often assume circular forms, adopted by Cohen from Buddhist Enso painting, where the circle is used as a spiritual and metaphorical figure. Cohen's use of the motif is similarly painterly, but more subjective than ideological, reflecting his meditative state in making these paintings.
American, based in New York, New York
Solo Shows
Group Shows


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News Release: NATIONAL PORTRAIT GALLERY ACQUIRES NEW SCULPTURE OF BARONESS JOAN BAKEWELL
Thursday 31 March 2016
A newly acquired portrait of Baroness Joan Bakewell, the broadcaster, journalist and writer,has been unveiled at the National Portrait Gallery it was announced today, Thursday 31 March.
The ceramic half-length sculpture is part of an ongoing series of portraits of influential women by the artist Glenys Barton and it is the final of a trio of works that she has made of Joan Bakewell since 2012.
All of the sittings for the sculpture took place at Baroness Bakewell's home. It is the third portrait by the artist to join the Collection following the Gallery's acquisitions of Barton's sculptures of actress Glenda Jackson and the fashion designer, Jean Muir.
Joan Bakewell came to prominence as a television presenter of current affairs and the arts in the 1960s on Late Night Line-Up (1965-72). She later presented Heart of the Matter (1988-2000). Her books include autobiographical works The Centre of the Bed (2004), The View from Here: Life at Seventy (2009), Stop the Clocks: Thoughts on What I Leave Behind (2016) as well as novels All the Nice Girls (2009) and She's Leaving Home (2011). In 2008, Bakewell was recognised as a voice for older people by the Government and in 2011, became Baroness Bakewell of Stockport.
Dr Nicholas Cullinan, Director, National Portrait Gallery says: "This striking portrait recognises the achievements of one of Britain's most distinguished and respected broadcasters and campaigners. We are delighted to welcome back a new work from artist Glenys Barton, renowned for creating strong sculptures of remarkable women, which are some of the most popular in the Gallery's Collection."
Barton works mainly in ceramic and bronze and since the 1980s her work has been primarily figurative, with a particular focus on the head. In 1993, her portrait of Jean Muir was included in the National Portrait Gallery exhibition 'Portrait Now' and subsequently acquired for the Collection, along with a commissioned portrait of Glenda Jackson (1993). A retrospective of her work was held at the Gallery in 1997. Barton's art has been shown in Britain, Europe and the United States, including an exhibition in 1977 of sculpture made over an 18 month period at the Wedgwood Factory in Stoke on Trent. She is represented by Flowers Gallery in London and New York.
Artist Glenys Barton says: 'I always seem to come back to the theme of powerful women in my work and Joan is no exception. That's why it was so important for me to capture Joan's strength and charisma in the final form. While hands are very significant, as they're very often the way we convey our emotions, my biggest challenge was Joan's smile as she has a very expressive face. But I am very pleased with the finished result. The first form was softer but this shape is very strong. In fact, I hope it's not just a strong portrait but a strong sculpture too.'
The portrait of Baroness Bakewell goes on display as part of a new hang of contemporary portraits in Room 32 and 33 of the National Portrait Gallery alongside other contemporary portraits of influential women including Shami Chakrabarti, Sam Taylor-Johnson and Dame Judi Dench.
Baroness Joan Bakewell is on display in Room 32 at the National Portrait Gallery. Admission free.
NPG 6997: BARONESS JOAN BAKEWELL (b.1933)
By Glenys Barton (b.1944)
Ceramic Sculpture, 2014
530 mm x 440 mm
Acquired by the Trustees of the National Portrait Gallery
IMAGE CAPTION Baroness Joan Bakewell, by Glenys Barton, 2014, Photograph © National Portrait Gallery, London
For further Press information and image requests please contact:
Ailsa Mellor, Press Manager, National Portrait Gallery Tel: 020 7321 6620 (not for publication) Email: [email protected] To download Press images visit: npg.org.uk/press
National Portrait Gallery, St Martin's Place WC2H 0HE, opening hours Monday, Tuesday, Wednesday, Saturday, Sunday: 10.00 – 18.00 (Gallery closure commences at 17.50) Late Opening: Thursday, Friday: 10.00 – 21.00 (Gallery closure commences at 20.50) Nearest Underground: Leicester Square/Charing Cross General information: 0207 306 0055 Recorded information: 020 7312 2463 Website/Tickets: npg.org.uk


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Blas Avena's height is
6ft (1.83 m)
Blas Avena (born June 30, 1983) is an American professional mixed martial artist who most recently competed in the Welterweight division of Bellator MMA. A professional competitor since 2005, Avena has also formerly competed for the WEC.
First Name: Blas
Last Name: Avena
Born: 30 June, 1983
Birthplace: Bell, California, United States
Died: 4 May, 2016
Height: 6ft (1.83 m)
Weight: 171 lbs (77.6 kg)
Astrological Sign: Cancer
Nationality: American
Occupation: Artist


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Recent PostsSherlock Holmes and the Class 20 Metropolitan Railtour The Game Is a Foot... Twenty Four Hours To Go... Countdown to Another Metro Gnome ? D8001 Up and Running Again Mainline Railtour Return For 20007 Finally It's Happening - Class 20 Metropolitan Railtour Happy Christmas and our Best Wishes for 2018 D8001 Latest D8001 and the Epping To Ongar Autumn Gala
January February March April May June July August September October November December
Showing posts for '20227'. Clear search
Sherlock Holmes and the Class 20 Metropolitan Railtour
May 13, 2018 - We tried our best to keep it secret, but rumours had spread so it wasn't too great a surprise that 20027 was named 'Sher...Read the Full Post »
The Game Is a Foot...
April 29, 2018 - They were true, as part of the railtour today 20227 will be officially named 'Sherlock Holmes' reviving the name of the...Read the Full Post »
Twenty Four Hours To Go...
April 28, 2018 - With our imminent London Underground/Mainline tour to the Chiltern's, here's a clue to a special event tomorrow.Read the Full Post »
Countdown to Another Metro Gnome ?
April 22, 2018 - Only One week to go to 20227's follow up to the London Underground Railtour 1994's 'MetroGnome'. At the time this now cl...Read the Full Post »
Finally It's Happening - Class 20 Metropolitan Railtour
January 28, 2018 - After being postponed a couple of times last year, we are pleased to say it looks like the Class 20 Metropolitan Railtou...Read the Full Post »
Happy Christmas and our Best Wishes for 2018
December 24, 2017 - We wish all our members, friends and associates a Merry Christmas and our best wishes for the New Year, and would thank...Read the Full Post »
D8001 and the Epping To Ongar Autumn Gala
September 19, 2017 - A rather depressing way to end the season, after a successful summer running at the Epping to Ongar Railway, we have had...Read the Full Post »
Twenties At The North Norfolk Diesel Gala
June 15, 2017 - Our 20227 made its return to the North Norfolk Railway for the Summer Season to work at last weekends Diesel Gal with 20...Read the Full Post »
Plans for the Summer
May 29, 2017 - Over the next few months we have plenty planned for our locomotives the operating days are summarised as follows - D800...Read the Full Post »
Bank Holiday Running at Butterley
May 26, 2017 - If you are looking for a good day out this Bank Holiday weekend, you will get a warm welcome at the Midland Railway, But...Read the Full Post »
Loadbank Testing 20227
April 30, 2017 - 20227 was loadbank tested last Friday to smooth out the all or nothing power application which had been getting progress...Read the Full Post »
First Trains In New London Transport Livery
April 17, 2017 - On Sunday 20227 debuted in its new London Transport red livery at the Midland railway Trust, Butterley, having been rece...Read the Full Post »
Quite A Busy weekend...and First Glimpse of 227's Repaint
April 04, 2017 - The repaint of 20227 to London Transport red has just been completed at Boden's, Birmingham and transport has been arran...Read the Full Post »
Own a Piece Of 20227
February 13, 2017 - Here's your change to get your own piece of 20227, we are selling a coffee table skillfully made from the cylinder liner...Read the Full Post »
Repaint Planned Finally Underway For 20227
January 23, 2017 - After being announced a year ago the repaint of 20227 is finally about to start. The London Transport Large Roundel red...Read the Full Post »
London Underground Tour Class 20 Hauled to Quainton Road
January 15, 2017 - The Class 20 Loco Society as part of the 60th birthday celebrations of the locomotive class are delighted to be working...Read the Full Post »
A Merry Christmas and Best Wishes for 2017
December 24, 2016 - We wish a Merry Christmas and our Best wishes for the New Year to all our members, associates and friends, thanking you...Read the Full Post »
Autumn Members Update
September 26, 2016 - Here is our latest and longest members update, covering the work preparing 20227 for its very successful Summer running...Read the Full Post »
Straight Outta Cromer - 20227 To The Rescue
August 18, 2016 - A dozen stranded passengers were saved by 20227 and the North Norfolk Railway when their lunchtime train from Sheringham...Read the Full Post »
North Norfolk Railway Diesel Gala - Diagrams for the weekend
June 10, 2016 - With 20227 running at the North Norfolk Railway Diesel Gala this weekend, please see the diagrams and running times for...Read the Full Post »
Late News Breaking - 227 on the Front Page
April 23, 2016 - 20227 has hit the headlines of the Eastern Daily Press knocking the St Georges Day Celebrations and the Mural of Mammoth...Read the Full Post »
20227 Ready For It's Summer By The Sea
April 11, 2016 - 20227 made a return to traffic this weekend operating a test train at the Midland Railway in readiness for its Summer Se...Read the Full Post »
The End Of An Era - 20227 Repaint
March 13, 2016 - In the next few weeks a re-paint of 20227 should be starting bringing to an end it's period in London Underground LT150...Read the Full Post »
20 Years Ago Today
February 02, 2016 - What were you doing 20 years ago today, according to archive copies of our magazine 20-20 Vision, Pip Dunn amongst other...Read the Full Post »
Latest Members Update
January 02, 2016 - A Happy New year to you all, here is our latest members update covering events over the last few months and recent devel...Read the Full Post »
Happy Christmas and Best Wishes For The New Year
December 23, 2015 - A Happy Christmas and Best wishes to all our members and followers for 2016, well we've had a quite a year, my highlight...Read the Full Post »
Winter 2015 Fleet Update
December 01, 2015 - Over the past few months 20205 has continued to be on hire at Dagenham, for shunting and transferring Euro-tunnel freigh...Read the Full Post »
August and September fleet Update
October 20, 2015 - The last couple of months have been busy for us and our loco's up and down the country, both 20227 and 205 returned to t...Read the Full Post »
Latest Working Weekend and Loco News
August 16, 2015 - A lot was achieved last weekend following a couple of months cleaning and repainting the engine compartment of 20001 01...Read the Full Post »
Annual General Meeting 2015
June 20, 2015 - Our biggest success of the year was the completion of the restoration of 20205, which allowed the popular 'Mini Chopperf...Read the Full Post »
May Members Update
June 09, 2015 - Apologies for lack of updates recently, here is our latest Members News Update, summarising our activities and latest ne...Read the Full Post »
Thanks to whoever fixed the coach door handle - Latest Fleet Update
April 25, 2015 - As usual there is a lot going on up and down the country with our small fleet of loco's, its thanks to a dedicated band...Read the Full Post »
20001 Returns to Butterley and Locomotive Update
March 29, 2015 - After a rather long wait 20001 has returned to Butterley to have the generator repairs carried out. Lester and Steve wel...Read the Full Post »
The February 2015 Members Update
February 28, 2015 - Welcome to our latest members update, Chris Stevenson summerises our activities over the last nine months covering the r...Read the Full Post »
Get You Kicks on the A13 - 20227 at Ripple Lane
January 28, 2015 - 20227 is back is back in the old Class 20's old stomping ground of East London, the loco is currently on contract workin...Read the Full Post »
January Working Members Meeting
January 27, 2015 - Our New Year Working Members meeting was held the other weekend at the Midland Railway to discuss planned work and propo...Read the Full Post »
Happy Christmas And all The Best For 2015
December 24, 2014 - A Happy Christmas and best wishes for the the New Year for all our Members and followers. Well 2014 has certainly had it...Read the Full Post »
Restoration Update 20205, plus news on 227
November 21, 2014 - A lot of hard work done this weekend by Lee, Lester, Michael, Steve, Trev, Will, and Chris 227's dodgy oil pump removed...Read the Full Post »
Traction - 20 Years Ago Today
July 08, 2014 - On the 9th July 1994 20227 was named 'Traction' at the official launch of the magazine at the Doncaster Works Gala. It w...Read the Full Post »
20227 on the S Stock Trains
July 04, 2014 - A selection of photo's by Trevor Rolfe very early on the morning of the 1st of July, of the 20's on the S Stock trains o...Read the Full Post »
The May 2014 Members Update
June 07, 2014 - The attached members update records the highs and lows of a rather hectic few months since the end of last year, with co...Read the Full Post »
Latest News 20227 Back on Mainline & 20205 Restoration
May 14, 2014 - After a couple of months at Barrow Hill being prepared 20227 makes a return to mainline running tomorrow on S stock trai...Read the Full Post »
The Metro Gnome - Twenty Years On
May 06, 2014 - Advertised as the First Diesel Tour on the Underground; 20227 hauled our 'Metro Gnome' railtour on sections of the Metro...Read the Full Post »
20227 Reluctantly Withdrawn From Swanage Gala
April 24, 2014 - Following discussions with the Swanage Railway, we have had to reluctantly withdraw 20227 from the forthcoming mainline...Read the Full Post »
20048 Heading For Epping Ongar Gala Weekend
April 14, 2014 - Unfortunately 20227 will not be able to take part in the forthcoming Epping Ongar Railway Diesel Gala on the 26th and 27...Read the Full Post »
Transverse Objectives - AGM 2014
April 06, 2014 - This years AGM was a quieter affair than usual, but we were still able to discuss the important issues and plans for the...Read the Full Post »
20205 Latest
April 03, 2014 - The restoration of 20205 is beginning to reach the stage where we are re-fitting more than we are removing, so real prog...Read the Full Post »
Mainline To Swanage 2014
March 19, 2014 - After the success of last years event 20227 will be returning to this years Swanage Diesel Gala from the 9th to 11th May...Read the Full Post »
Washford Heath, Ruslip and Ripley
March 08, 2014 - A quick update on the status of our loco's and the incredible amount of work that is being carried out, up and down the...Read the Full Post »
Don't Look Back In Ongar
March 01, 2014 - We have had a number of invitations for both 20001 and 227 this Spring. Whilst final details are to be confirmed it look...Read the Full Post »
Chinnor & Princes Risborough Modern Traction Award
February 07, 2014 - Following the success of their 'Haversham and Friends' weekend last October the Chinnor & Princes Risborough Railway has...Read the Full Post »
Railex 2014 Exclusive
January 05, 2014 - The date for this years Railex Model Railway Exhibition at the Midland Railway Trust is the 16th & 17th August, the even...Read the Full Post »
Happy Christmas
December 24, 2013 - Merry Christmas and a Happy New Year to all our members and followers, it is looking like 2014 will be as eventful as th...Read the Full Post »
December Members Newsletter
December 15, 2013 - No-one said it was going to be easy!!! Chris Stevenson takes us through the societies sometimes manic activity over the...Read the Full Post »
December LT Heritage Trains
November 29, 2013 - The LT150 Events are the gift that keeps on giving, now its time for the Early Christmas Present. On Sunday 8th December...Read the Full Post »
Working Members Meeting
October 20, 2013 - Our end of season working members weekend was held at Wansford on the Nene Valley Railway yesterday to discuss work and...Read the Full Post »
Chinnor Gala
October 13, 2013 - This weekends Chinnor and Princes Risborough Railway Gala has been a great success despite changeable weather and repair...Read the Full Post »


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Each calendar year, qualified B.C. residents can get a single continuous course of treatment (up to 12 weeks or 84 days and nights in a row) with NRTs. Smoking cigarettes contributes to almost 1 in 5 fatalities. The most notable three smoking-related factors behind death are coronary disease, lung malignancy, and serious obstructive pulmonary disease (COPD). In addition to these top three," smoking is also associated with a number of other malignancies, an increased likelihood of getting ultimately more colds and attacks, diabetes, osteoporosis and hip fractures, problems in pregnancy, difficulty with erections, tummy ulcers, gum disease, and the list goes on.
I am mostly of the... I had developed the oral cavity issues that happen to be almost ended up now and believe my own body will go through a lot more changes as it heals itself from my maltreatment. I am doing Oil Pulling and this has helped greatly! Drink a whole lot of fluids. Cut down on alcohol and levels of caffeine They can induce urges to smoke. Select water, organic and natural teas, caffeine-free carbonated drinks and juices.
Well for whatever you beginners in the battle to quit, it is going to progress!!! Just desire you have family & friends who will understand your anxieties & they encourage you to definitely keep it heading like my children does. GOOD LUCK!!! Benefits: It doesn't require keeping track of how much cigarette you utilize, but it little by little weans you from your addiction. That's too bad that you are craving them so much. It shouldn't have to be like that.
But here's the bad information: 18 percent continues to be a huge amount of people-approximately 42 million. People still need to avoid smoking now, especially since the studies linking cigs to lethal diseases aren't getting any less grim. The dizziness was the hardest thing to triumph over for me during my quits, which i delayed my quit for 1-2 years. Record when and just why you smoking. You will come to really know what sets off your urges to smoking.
For example, lots of the programs ignored outside resources such as quit-smoking telephone lines. And many made no mention of nicotine replacement therapy. Only 12 involved any alerts or reminders. While Abroms didn't look at each and every app, her findings were part of the reason she coded an app, Words2Quit, which comes with features like a trivia game to help distract previous smokers when they feel a craving coming on.
- 419 Visitors


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Beyoncé to collaborate with Justin Timberlake?
The 'Halo' singer, who is confirmed to perform at the Super Bowl in February next year, has reportedly been spotted in the studio with the actor and singer and husband Jay-Z
She may be a new mother, but multi-talented Beyoncé has never been one to sit back and relax.
According to the star's music producer and collaborator The Dream, Bey is set to release new material ahead of her performance at the Super Bowl halftime show and has been busy recording songs over the summer.
Sources have also claimed that the 'Crazy In Love' singer has been in the studio with Justin Timberlake and her music mogul hubby Jay z.
Beyoncé has further added to the speculation that she's set to release a new album by posting photos of herself in a recording studio on her tumblr.


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Tutorial Photoshop CC Photo Manipulation - Selembar Kain Biru
make with Adobe Photoshop CC 2014
yeah. nobody's delivered in the processed image. it's just that I would talk about softness. female softness. women have a gentle nature, polite, tidy, friendly, caring, sexy, affectionate, beautiful to look at. he was the most perfect divine beings. then is there a female friend you do not have the above criteria? if you are already asking if she was a real woman? then what's the difference with a loving mother, caring persistent you from infants up to now? if you've considered him to be a perfect woman?
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Tobacco manufacturer Altria Group has been repeated by TheStreet Ratings as a purchase with a ratings score of B. The cigarette maker's power is demonstrated in many areas such as its firm stock price performance, rise in net revenue, revenue growth, enlarging profit margins and remarkable return on equity. The power surpasses the fact that the tobacco company has had actually poor debt management on most measures.
Important facts from the ratings comprise:
– The stock has not only increased over the last year, it has done so at a quicker step than the S&P 500, showing the profits growth and other good factors. Attracting attention to the next direction of the stock, it goes undoubtedly that even superior stocks can drop in a whole down market. But, in any other environment, this stock continues to have good upside potential contrary to that it has already increased in the last year.
– The net profit growth from the same quarter a year ago has surpassed that of the S&P 500 and the tobacco industry average. The net profit raised by 3.8 per cent in comparison with the same quarter a year prior from $937.00 million to $973.00 million.
– In spite of its growing income, the tobacco company worked under its ability level in comparison with the industry average of 1.4 per cent. Earnings rose a little bit by 1.3%. This growth in income turns out to drop to the tobacco company's bottom line, ameliorating the earnings per share.
– The gross profit earning for Altria Group is high enough; now it is at 56.60 per cent. It has risen from the same quarter the last year. Together with this, the net income margin of 24.40 per cent is above that of the industry average.
– The corporation's current income on equity rose by contrast to its ROE from the same quarter a year prior. This is a sign of important power within the company. When compared to other firms in the tobacco industry and the whole market according to return on equity, Altria has underperformed as compared with the industry average, but has surpassed that of the S&P 500.
Altria Group, Inc., the maker of famous Marlboro cigarettes deals with the manufacture and sale of various tobacco products – cigarettes, smokeless products, and wine in the United States and world-wide. The cigarette manufacturer has a P/E ratio of 20, below the average tobacco industry P/E ratio of 20.2 and above the S&P 500 P/E ratio of 17.7.
Altria Group has a market capitalization of $68.53 billion and is a part of the consumer goods sector and tobacco industry. Shares are up 13.6 per cent year to date beginning with the close of trading on Friday.
Similar Posts:
- Altria Group Third Quarter Earnings Preview
- Philip Morris International Reaches New 52-Week High
- Net profit of Altria Group tobacco holding


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Who do you think should win the next Mr. O???
Who do you think should win the next Mr. O???
I don't know... Phil was borderline PERFECT. I don't think revenge can manage to look the same again... It was TOO good, and well Kai was lacking in VERY few areas and at that it was barely noticeable... Like a tiny glimmer of light could of changed the outcome.
I'm rooting for Kai anyway :P
My opinion on this is that Kai looked the best on stage to me. My personal opinion of course. I like him anyways, so I mught be biased. But man did he look good up there. I think the O is more political than unbiased. It seems that way, even back to Arnolds day, and before. I think Serge Nubret kept himself in better condition than Arnold, and he just looked to be in a class of his own. In the movie "Pumping Iron" for instance, Serge was a freaking beast with definition of guys today, yet had the symetry of a god like they did in the 70s and early 80s.
Phil Heath will keep winning for a while. He's a good sport and great for the sport.
Dude I follow kai , he's my hero!! Besides a few "embarrasing mishaps" he had..the guy has rediculous talent . his guest poses are off the hook!


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Mark Bradford, the king of parodies, has recorded his ninth "Righteous Pop Music" CD with ten more great songs. You will recognize many of the tunes as popular hits from the past.
Puppeteers love to perform to these RPM songs and Christian radio plays them for their listening audiences. Plus, they are just plan fun! If you have volumes 1-8, don't miss your opportunity to get this new one now!
Titles are:
Higher and Higher (Higher and Higher)
Stock the Boat (Rock the Boat)
Witness in the Streets (Dancing in the Streets)
Washin' My Sins Away (Twistin' the Night Away)
Pharisee (Refugee)
Just What I Needed to Know (Just What I Needed to Know)
The Savior's Love (The Game of Love)
Wake Me Up When the Sermon Ends (Wake Me Up When September Ends)
You Must Be Born Again (Won't Get Fooled Again)
Where the Broken Hearts Go (Where Do Broken Hearts Go?)


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Wisconsin Democrats, in minority, unveil agenda
MADISON (AP) -- Democrats in the Wisconsin Legislature say they're focused on reducing student loan debt and increasing funding for child care, paid leave and schools. But with their lowest numbers in decades, their agenda has little chance of movement unless they can convince Republicans and Gov. Scott Walker to go along.
Assembly Minority Leader Peter Barca of Kenosha had promised more unified Democratic messaging this session after Republicans stunned the party by winning record majorities in November. Barca said at a news conference Thursday that Democrats had worked "collaboratively and relentlessly" on the agenda.
Senate Minority Leader Jennifer Shilling of La Crosse says middle-class people are frustrated with a Republican agenda that isn't working for them. She says a new Wisconsin Democrats website and more listening sessions will keep voters connected.


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Be the first NJ.com user to add photos or videos of Case Abstract Llc
Case Abstract Llc can be found at Forest Ave 1189. The following is offered: Other Real Estate. The entry is present with us since Sep 9, 2010 and was last updated on Nov 14, 2013. In Staten Island there are 29 other Other Real Estate. An overview can be found here.
Case Abstract Llc was founded in 2003, and is located at 1189 Forest Ave in Staten Island.


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Saving People's Smiles 1st Annual Health & Wellness Fair/Fundraiser
Save the Date: August 2019
Rollins Park, 33 Bow St, Concord, NH 03301
Saving People's Smiles is a Proud Partner of Wally's War Against Addiction ~ Join us for a day of Honoring all those who have lost their lives to Substance Abuse Disorder. ( SUD)
Join us for a day of AWARENESS and HOPE... proving that recovery IS possible!
Multiple Health & Wellness Vendors
Raffles ~
Enter for your chance to win a " starter" vehicle - Donated by NorthStar Auto, Goffstown NH
Live Music
Motivational Speakers
Free Samples
Life Coaches
Entertainment for all!


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- Latest available (Revised)
- Original (As enacted)
There are currently no known outstanding effects for the Northern Ireland (Location of Victims' Remains) Act 1999, Section 5.
Revised legislation carried on this site may not be fully up to date. At the current time any known changes or effects made by subsequent legislation have been applied to the text of the legislation you are viewing by the editorial team. Please see 'Frequently Asked Questions' for details regarding the timescales for which new effects are identified and recorded on this site.
(1)No relevant information provided to the Commission shall be disclosed to any person except for the purpose of facilitating the location of the remains to which the information relates.
(2)Subsection (1) does not prohibit the disclosure to members of a victim's family of—
(a)the fact that relevant information has been provided to the Commission; and
(b)the place where, according to the information, the victim's remains may be found.
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Spoon it up! Brandless Blueberry Chia Oatmeal Cups are vegan, gluten free, fiber-filled, and are perfect at the table or on the go.
It's early in the morning and you're rummaging through your pantry for something easy yet satisfyingly good for you. Why not keep quick go-to meals handy that do just that? Brandless Oatmeal Cups pack a hearty helping of non-GMO oats mixed with blueberries and chia seeds. It's also vegan, gluten free, and high in fiber so you feel satisfied bite after bite. And when you're on the go, this is the perfect easy-to-prepare breakfast or snack to bring along. If you're feeling like extra flavor, just add a few swirls of our Organic Honey for a yummy boost.
Check out Brandless Apple Cinnamon Oatmeal Cups too!
Non GMO
Gluten Free
No Artificial Colors or Flavors
No Preservatives
High in Fiber*
Kosher: OU
Packaging is recyclable
BrandTax Free™
*Contains 6g total fat per serving
California Residents: Learn more about Prop 65
Add boiling water to fill line. Adjust water for desired thickness. Stir well and cover. Let stand for 4-5 minutes.
Add water to fill line and stir. Adjust water level for desired thickness. Microwave on high for 45-60 seconds. (Cooking times can vary per microwave.) Stir well and let cool to taste.
Cup and cereal may be hot!
Here at Brandless we put people first, which means value and values stick together. Better stuff, fewer dollars, no nonsense.


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Valdosta St. Knocks Off Queens (NY) To Advance
May 12, 2010
Courtesy of Rollins
ALTAMONTE SPRINGS, Fla. - The top-ranked Valdosta State men's tennis team defeated Queens (NY) 5-0, Wednesday evening in the Round of 16 at the Men's Tennis 2010 National Championships from the Sanlando Park in Altamonte Springs, Fla.
The top-ranked Blazers demonstrated their first-place muscle Wednesday evening, taking out Queens (NY) in convincing fashion to move into Quarterfinals play.
The Blazers took control of the match right from the beginning as the No. 1 team of Philip Pakebusch and Michael Kuech blanked Polus and Minami, 8-0. It was followed by a pair of impressive performances at the No. 2 and No. 3 spots. In the No. 2 slot, Daniel Dueren and Christian Hansen took down Burstein and Smith, 8-1, while Otto Lenhart and Frank Sickman defeated Preston and Hiraoka, 8-2.
The Blazers finished up their impressive first round performance with a pair of straight-set wins at the No. 1 and No.5 positions. Pakebusch bounced Polus 6-1, 6-1 at No. 1, before Kutschenko suppressed the offensive attack of Nanikashvili 6-1,6-0 in the fifth spot.
With the match secured, the remaining contests went unfinished.
Valdosta State advances to the Quarterfinals on Thursday, May 13 to take on Abilene Christian. The match is set to begin at 1:00 p.m.


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Prepare for a good-paying career in one of Rhode Island's fastest growing industries with the Community College of Rhode Island's Fast Track to CNC Manufacturing program.
Earn free college credits toward your associate degree in Advanced Manufacturing while you learn the skills employers are looking for right now in this two-phase advanced manufacturing boot camp.
View the Participant Process Diagram.
View our program flyer with participating employers.
Phase 1: Earn 10 college credits in this 13-week program that introduces the fundamentals of manufacturing, safety, precision measurement and blueprint reading. Get job interview training, résumé building and help finding your first position as a CNC operator. Also earn your OSHA-10 certification.
July 18 - October 12, 2018
Liston Campus, Providence
Eligibility: The program is free to applicants who are 18 years or older, Rhode Island residents and who are U.S. citizens or work authorized.
To Learn More: Call 401-455-6188 or email firstname.lastname@example.com
Contact Information
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This page developed and maintained by CWCE. Send comments and suggestions to email@example.com .


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Washos is always innovating and improving its offer to meet its customers needs.
Los Angeles, California (PRWEB) January 25, 2016
Washos, the leading tech startup in mobile car cleaning is announcing the launch of a new offer named Cozy. It's a limited time package focused to the interior of the car. It has been crafted by the product team of Washos to respond to the special winter conditions currently affecting California.
The cozy costs $40 and includes all techniques to clean, protect and sanitize the interior of any car. It will take approximately 1 hour to be delivered and will leave the interior with a perfect sensation of coziness and warmth. An ideal treatment to stand rain and cold.
"We have been talking to a lot of our customers who really wanted us to find a smart solution for the winter" said Bertrand Patriarca, Co-founder of Washos. "As always, we design our products based on our customers' feedback and build them to meet their needs."
Like it is the case for any other Washos package, the customer can add any option to the cozy, like the exterior wash or some advanced detailing features like the plastic dressing. Customers are also free to keep on booking the classic packages Lavish, Reveal and Outright still available on the iOS app and on the website.
Before launching this new package, the Washos product team spent a lot of time working with their detailers to guarantee the quality of the supplies used and the outcome. "We always do that when it comes to launching a new offer. Our detailers are completely involved in the creation process as they are responsible for the perfect execution of the job" added Kevin, co-founder in charge of the operations.
"We expect a lot of bookings from our recurring customers but also from new clients" stated Bertrand. As a tech company, Washos has the ability to create and launch new products very quickly and is very flexible thanks to its loyal and experienced vendor base. Most of its competitors offer only one or 2 services and are not make their portfolio flexible to respond to specific weather conditions for example.
Cozy will be available as long as rain and unstable weather will strike California and may be replaced by a new temporary package who will be a perfect fit for spring. In the meantime, Washos clients will enjoy this package available on the website or on their smartphone through the Washos app.
About Washos, Inc.
Washos is a Los Angeles-based startup which delivers car wash and detail via an app and a website. The company provides the service via an automated dispatch system, routing the best detailers directly to the consumer within 2 hours. Washos currently serves more than 1000 bookings per months in Los Angeles County and most areas in Southern California. For more information, please visit http://www.washos.com