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No Upfront Fees; No Appraisal; No application fees; No fees to us, unless we originate the loan
In fact the only 3rd party costs we commonly require the borrowers to incur before we make loan commitment decision are:
– Sewer Scope Report from an qualified and reputable company (Required if the property has a certain profile or is in area with known issues)
– Mitigation or abatement assessments from a qualified and reputable company (Only required if there is a perceived potential complicated issue [e.g. structural issue, asbestos, roof issue etc.])
Commercial and industrial properties may require appraisals and fees and are determined on a case by case basis.
Hard Money Loan Programs Overview
|Rehab/Fix & Flip
|Low LTV
|Rehab Funds Option
No Monthly Payment
180 days
+Optional 180 day extension
|No Rehab Funds
Monthly Payment
180 days
+Optional 180 day extension
|No Rehab Funds
Single Payment
30 days
+Up to five 30 day extensions
|Loan Amount
|$80,000 – $650,000
|$100,000 – $650,000
|$100,000 – $1,500,000
|Interest Rate
|1% Per 30 days
|Origination Fee
|Doc Fees
|No Prepayment Penalty
|No Prepayment Penalty
|No Prepayment Penalty
|No Prepayment Penalty
|Appraisal Charges
|None, unless industrial or commercial property
|Application Fee
|Lender Upfront Fees
|Maximum Loan Ratios*
|Up to 70% of est. after repair value for single family detached property
Up to 65% of est. after repair value for condos & townhomes
|Up to 70% of lower of est. current value or purchase price
|Up to 70% of lower of est. current value or purchase price for single family detached or 1-4 unit attached residential
|Maximum Funds Toward Purchase*
|Up to 90% of est. current market value
|Up to 70% of lower of est. current value or purchase price
|Up to 70% of lower of est. current value or purchase price for single family detached or 1-4 unit attached residential
|Term Length
|180 days
+Optional 180 day extension
|180 days
+Optional 180 day extension
|30 days
+Up to five 30 day extensions
|Minimum Interest Period
|1 day
|1 day
|1 day
|Prepayment Penalty
|Regular Monthly Payments Due
|1% of Initial Principal
(=Interest + small portion of Principal)
Due the last day of each calendar month
|Extension Fee or Beyond Original Maturity Date Fee
(During Extension Period)
|if loan is not paid in full on or prior to the the original maturity date:
0.3% of initial principal is due every 30 days with the first such fee due and payable on the original maturity date (does not necessarily extend the maturity date)
|2% of loan principal balance due on the first day of the extension period
|1% For 30 day extension
|Draw Request Fee (Only for loans with Rehab Draw Accounts)
|Not Applicable
|Not Applicable
|Default Rates/Fees/Penalties
|Described in loan documents
|Described in loan documents
|Described in loan documents
|Loan Type
|Hard Money (Hard Asset Based)
|Hard Money (Hard Asset Based)
|Hard Money (Hard Asset Based)
|More Details…
|More Details…
|More Details…
*Loan to value ratios may vary by the type of property (e.g. SFR, Townhome, Multifamily, Industrial, Office, Retail), loan type (purchase vs refi), seller relationships, and the size of the loan. Purchase price refers to the net purchase price as determined by the contract price for the property less any concessions, payments or fees paid by the seller.
The borrower will need additional funds during the loan to pay for items including without limitation taxes, utilities, insurance, property maintenance and cleaning expenses, staging expenses, cost overruns, other expected or unexpected expenses, and all repair/rehab costs. In the event of default, there may be additional fees for administrative, collection, legal, insurance, lien payoff or other expenses. More detail provided in loan documents.
Additional Notes
- Estimated values, estimated costs or other judgments related to similarity referred to above are based on our estimates and opinions. We typically estimate market value of properties based on what we believe will be a price likely to produce a sale with in 30-45 days.
A hard money lender that that is easy to work with and talk to. Please contact us about your Colorado hard money questions.
Hard Money is not always the correct solution. Before using hard money, you should explore other financing options available. We are building a Colorado hard money business focused repeat business, where our borrowers use our hard money lending only when appropriate and as one part of their financing strategy.
Answers to frequently asked questions regarding Good Funds Lending, LLC and Colorado hard money loans are available on our Frequently Asked Questions Page.
Colorado hard money loans for single family, multi-unit residential (2-40 units), operating/occupied commercial , and operating/occupied industrial properties in the Denver Metro Area (residential properties must be non-owner occupied).
Colorado is a wonderful place to live and do business. We are happy to be a part of the Denver business community.


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Want to make a difference in the lives of young people? There are many ways you can support the mission of The First Tee and help us introduce the game of golf and its inherent values like honesty, respect and confidence, to kids and teens.
The First Tee of Lake Erie is a 501(c)3 non-profit organization. We rely on donations from our growing community to keep providing youth development through the game of golf. All donations to our organization are tax deductible and receipts will be provided.
There are many different ways for you to contribute to our mission. We accept any monetary donations, as well as any golf related equipment. If you donate to The First Tee of Lake Erie you can be certain that your donation will go directly to the betterment of your communities' youth.
There are more ways to donate than just money or equipment! We are always looking for volunteers to help our participants learn and grow. If you would be interested in volunteering your time please contact us or fill out an application on our Volunteer page.

subset: commoncrawl


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Just in time for the 2012 Olympics, a RAINBOW energy appears to be illuminating London's Stargate (Olympic) Park! The following is a photo essay exploring the art, architecture, and symbolism surrounding 2012's cosmic games.
*For more detailed info on the symbolism surrounding the 2012 Olympics please listen to my recent radio interview on REVELATIONS radio with William Henry!
"Started in Greece, The Olympics feature the best athletes in the world competing in a wide range of sports every four years. Cities are turned into battlefields for the Gods, complete with stadiums and inspirational art and architecture to uplift the spirits of athlete and spectator alike. The Olympic parks are Cosmic Doorways."
– Dr. Mark Gray
The 2012 Olympic Logo (ZION)
The 2012 Logo was designed by Wolff Olins. When unscrambled it appears to spell out ZION (SION). Iran has threatened to boycott the 2012 Olympics due to this logo.
The Olympic Stadium
The stadium is located at Marshgate Lane. The stadium kind of resembles a large U.F.O. (mother ship) topped with pyramids, inclusive of capstones! The capstones are the lights that illuminate the stadium and its occupants. The outside if the stadium is wrapped with a fabric that can be illuminated the colors of the RAINBOW. It is a giant RAINBOW ring!
Olympic Park Street Design
Courtesy Rick Clay (Cosmic Mind) R.I.P.
Meet Wenlock & Mandeville (2012 Mascots)
The One Eyed RAINBOW Riding Aliens
The mascots (RAINBOW riding cyclops) are depicted emerging from a cosmic RAINBOW and illuminating the Olympic (Stargate) Park as well as it's occupants. Wenlock and Mandeville have also been promoted through several short movie clips. Out Of The RAINBOW, Adventures On A RAINBOW, RAINBOW Rescue, & RAINBOW To The Games!
Investigative Mythologist William Henry points out in his latest book The Secret of Sion, " It is safe to say that when you see a RAINBOW in sacred art it is usually viewed as a link between heaven and earth. Hence, it symbolizes ascension, and also the stargate."
Why would the mascots for the Olympics be depicted as Cyclops?
Zeus was considered the head Olympian God. He had released the cyclops from the underworld (Tartarus) during the epic battle of the Titans. The Cyclops were expert metal smiths (The Smiths Of The Gods) and it was they who fashioned Zeus's thunderbolt, Hades Helmet of Invisibility, & Poseidon's Trident. With the help of the Cyclops, Zeus overthrew Cronos & the Titans (Giants) becoming ruler of the Cosmos!
Anish Kapoor's Arcelormittal Orbit
Wormhole / Serpent Rope
Today there is a gentleman who appears to be picking up where the ancients left off, creating mind bending pieces of transformational art that transcend both time and space! Over the last couple of decades Mr Anish Kapoor has brought into fruition some of the most incredible monuments on the planet. Kapoor is a sculptor who was born in Bombay (Mumbai), and has lived and worked in London since the early 1970s. Today he has sculptures and artworks spanning the globe and is considered one of the modern days most influential artists.
What Anish Kapoor has perceivably done is to take sculpture to the "next level", and sometimes beyond! The previous statement can be taken in a rather literal fashion considering the majority of Kapoors works do have aspects to them that appear to transcend space and time. Many times working with mirror like surfaces containing concave and convex shapes, he creates portal-like sculptures that give the viewer (you) the perception that your time & space has been altered! These are consciousness gateways where we can perceive and contemplate the world(s) around us in a whole new light.
ArcelorMittal Orbit is Anish Kapoor's & Cecil Balmond's vision of a spiraling tower that reaches into the heavens. Kapoor says one of the influences in his design for the tower was the Tower of Babel the sense of "building the impossible" that "has something mythic about it." The spaces inside the structure, in between the twisting steel, are "cathedral like", according to Balmond, while according to Kapoor, the intention is that visitors will engage with the piece as they wind "up and up and in on oneself"
The Mayans tell us that in 2012 a 'serpent rope' is going to emerge from the center of our Milky Way galaxy out of which will step a bearded god of enlightenment … William Henry has pointed out, symbolically, Anish Kapoor's sculpture could represent both a wormhole & serpent rope.
The (Wormhole) Column
The Column will consist of a corkscrewing column of mist ascending towards the heavens. It was created by artist Anthony Mcall. On a calm day the spiraling cloud will be an estimated 65 ft. wide and reach miles into the sky. It will look very similar to a wormhole or vortex and can be witnessed up to 60 miles away!!
The Global Rainbow!
The show has been created by American artist Yvette Mattern and consists of seven parallel beams of laser light in the spectrum of the traditional colours of the rainbow. Mattern said the installation symbolizes 'diversity and peace'.
"The artwork was originally created in 2009 to celebrate Martin Luther Day in New York where it was projected from the pyramid top of the 14 Wall Street skyscraper in downtown Manhattan.
The seven parallel beams of high specification laser light extended from Brooklyn Bridge to the east and the Hudson River to the west, passing over Ground Zero." It is a symbolic RAINBOW BRIDGE, a gateway between the earthly & heavenly realms.
The (RAINBOW) Jelly Baby Family
Sculptor Mauro Perucchetti explains he created a body of work 12 years ago that was inspired by the dilemma between cloning and religion, and cloning and medical ethics. It appears as if they achieved the RAINBOW BODY.
The Gateshead Millennium (RAINBOW) Bridge
The award-winning structure was conceived and designed by architects Wilkonson Eyre and structural engineers Gifford.The RAINBOW bridge is sometimes referred to as the 'Blinking Eye Bridge' or the 'Winking Eye Bridge' due to its shape and its tilting method.
This RAINBOW/EYE bridge may be symbolic of Iris (The RAINBOW GODDESS).
Youtube Clips
London 2012 Mascots Film 1 : 'Out of a Rainbow'
London 2012 Olympic Stadium Insight Promo
Sacred Landscapes & Stargate Cities Pt 5 (Anish Kapoor & Olympics)
Flying Saucer with Alien lands during the 1984 Los Angeles Olympics Closing Ceremony
Stargate Parks
(Coming Soon To A City Near You!)
Stargate London 2012
Stargate Detroit
Stargate St. Louis
For a further discussion on the symbolism surrounding the Rainbow Bridge please visit my previous article, SCALING THE SHIMMERING PATH TO THE GODS.
More for information on Stargate Cities please visit friends & Colleagues
William Henry – http://www.williamhenry.net/
Dr Mark Gray – http://cosmicdoorways.net/CosmicDoorways/COSMIC_DOORWAYS.html


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Friends in high places: Following young lives in the Indian Himalayas
Youth Research Centre Seminar Series 2016
Dr Jane Dyson, School of Geography, University of Melbourne
Facilitated by Professor Johanna Wyn, Director, Youth Research Centre, Melbourne Graduate School of Education
Jane Dyson will present her ongoing research in a single village high in the Indian Himalayas. Since 2003, Jane has been working with a group of young people, as they moved from their teens into their twenties and thirties. The first youth to receive a full education, this generation offers key insights into the social, economic and political changes occurring so rapidly throughout the region. Jane uses education, work and marriage as lenses through which to make sense of these changes, and discusses the methodological benefits and challenges of longitudinal research.
Dr Jane Dyson
Jane Dyson is a Lecturer in the School of Geography, University of Melbourne. She has worked for over a decade in the high Himlayas in India examining gender, work, and social transformation from the perspective of social geography, cultural anthropology and development studies. Her book, Working Childhoods (Cambridge University Press, 2014) draws on this research. She received her doctorate from the University of Cambridge, before teaching at the University of Washington and the University of Oxford.
Wednesday 14 September, 3.30-4.30pm
Frank Tate Room,
Level 9, 100 Leicester Street
Melbourne Graduate School of Education
The University of Melbourne
For further information contact email@example.com or +61 3 8344 9633


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MAXX Design is a design and digital communications agency with a confident creative edge. Our projects range from brand creation and logo development to inspirational responsive websites and from effective Search Engine Optimisation and integrated campaigns to beautifully designed printed materials.
Established in 1995 we have over 20 years' experience working with fast growth businesses and corporations, both in Berkshire, the Thames Valley and worldwide. We also work extensively with independent schools, academies and with charities and not-for-profit organisations.
We have a team of seasoned experts who are clever, creative and will work side by side with you to get the results driven marketing solutions that are the life-blood of your business.
We create business by design
our work
We love our work – apart from delivering clever design that works, it's all about nurturing productive, long-term relationships with our clients.
Here are a few of our favourite examples:


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A place where traditions lead to memories
The Ritz-Carlton, Chicago sets the standard for a personalized luxury experience. Our spaces are thoughtfully designed for weddings and events, featuring floor to ceiling panoramic views of city lake and sky that bring people together through extraordinary service and memorable experience. Our Ladies and Gentlemen assist in creating indelible memories through movements of artistry, surprise and delight creating milestones in your collection of memories together.
Allow our experienced and attentive staff to craft a stunning event inspired by your vision of the perfect wedding with:
- Experienced wedding planners
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- Catering and custom wedding menus designed by our creative culinary team
- Variety of wedding packages to meet your needs and budget
- Honeymoon experiences and recommendations
Request more information to discover how The Ritz-Carlton, Chicago can bring your dream wedding to life.


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From Jersey to Coney: Gale talks "Amazing Spider-Man"
|"Amazing Spider-Man" #562 on sale now, issue #563 on sale June 18
In stores now is "Amazing Spider-Man" #561, in which Peter Parker finally moves out of his Aunt May's house, where he had been living since the Brand New Day initiative began in January. But moving out of Aunt May's home doesn't make Peter's life any easier, and only adds to the complications he already faces as Spider-Man. In a two-issue arc that kicks off in next week's "Amazing Spider-Man" #562, writer Bob Gale and artist Mike McKone demonstrate just how crazy things can get for Marvel's friendly neighborhood Spider-Man. CBR News spoke with Gale about the arc as well as his contribution to July's "Amazing Spider-Man" #564
The end of "Amazing Spider-Man" #561 showed Peter moving into his new apartment in Manhattan. He seemed to take comfort in the fact that he was back living in the city, but when "Amazing Spider-Man" #562 begins, Peter is coming to terms with the reality of his newfound living situation. "Pete got fired at the end of #561 just as he gets new financial responsibilities known to the rest of us as 'rent' and 'utilities!'" Gale told CBR News. "So when #562 picks up, about two weeks later, Pete has been in pursuit of his immediate goal: finding a job!"
Even if he had a job, living in New York City is still quite costly, so to help share the financial burden Pete found a roommate, police officer Vin Gonzales, a recent addition to the supporting cast of "Amazing Spider-Man." "As we'll see in #562, there's no tension at all–yet. The roommates are still in their 'honeymoon period,'" Gale said. "The one element that weighs on Pete's mind is that he hasn't told Vin that he's unemployed–so that's a pot that's going to boil over before too long."
|Pages from "Amazing Spider-Man" #562
Issues #562-563 of "Amazing Spider-Man" comprise a caper story that sends Spider-Man all over the New York City area and beyond. "As you can tell from the cover of #563, we go to Coney Island! But first we go to that place that EVERYONE'S been clamoring to see Spidey visit: New Jersey!" Gale remarked. "We've got a barroom brawl, and a villain who calls Spidey out on YouTube."
There's also a villain called the Bookie, who Gale said, "has a major role in these issues which connects back to both the FCBD [Free Comic Book Day] 'Swing Shift' special and his appearances in #552 and #553. And I'd say the comedy element is more prevalent than the crime element. You can't look at the cover of #563 and expect intense crime drama!"
Gale's two-part story also brings Spider-Man into conflict with both the mysterious "other Spider-Man" as well as the Enforcers. The writer had to keep quiet about the Other Spider-Man's role, but could dish on how Montana, Ox and Fancy Dan fit into his story. "My take on the Enforcers was always that they were thugs for hire, and only ever as dangerous as the guy they were working for.," Gale explained. "Well, here we first see the Enforcers hanging out in The Bar With No Name, so they're not on anyone's payroll. And what they eventually do is their own idea so things get a bit goofier than we're used to–at least as compared with their last appearance in 'Daredevil.'"
|Page from "Amazing Spider-Man" #562
The Brand New Day initiative didn't just reestablish Spider-Man's status quo, it kicked off a number of major ongoing subplots. "Amazing Spider-Man" #562-563 don't deal directly with the ongoing mayoral election, but that plot is informed by the mystery of the Spider Tracer Killer, a serial murderer whose victims have been tagged with Spider-Man's trademark trackers. "My 2-parter actually takes place in a very short time period — about 48 hours total — so we don't have a chance to explore a lot of subplots," Gale stated. "However, #563 starts a new one that Dan Slott is really going to run with in August. And of course you'll be seeing Dexter Bennett and JJJ in the future even though they're off stage for several issues."
Artist Mike McKone brought Gale's two-part story to life. "Mike did a fantastic job. He's got a great sense of humor and a great facility with facial expressions, so both of those strengths made him an excellent choice to draw this story," Gale remarked. "He told me he spent some time studying John Romita, Sr.'s version of the characters, and I think you'll see that influence is there too. Mike came up with a truly inspired little piece of panel decor–just a little touch, but something that contributes to giving Amazing Spider-Man its own special look."
|Pages from "Amazing Spider-Man" #564, on sale July 2
July's "Amazing Spider-Man" #564 is a special issue that features work from Gale and his fellow Spider-Man brain trust writers Marc Guggenheim and Dan Slott with artwork by Paulo Siqueira. "Issue #564 is all about a caper by Overdrive told from three points-of-view," Gale explained. "Marc Guggenheim does the Spider-Man perspective, I do the Vin Gonzales perspective and Dan Slott handles the Overdrive angle. And give Steve Wacker the credit for coming up with the concept of doing a 'jam' issue with the different perspectives. [Akira Kurosawa's classic, multi-perspective film] 'Rashomon' is exactly the way we thought of it, although we should be slapped for comparing ourselves to Kurosawa," Gale said. "It's a little gem of a book that came together beautifully, and we were all blown away by Paulo's art — it's really dynamic, with lots of inventive layouts and cool angles. Great color in this one, too. I think Paulo's a major talent, and I sure hope Marvel keeps him busy!"
Now discuss this story in CBR's Spider-Man forum.
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Red Dog Gear > Fire/EMS > License Plate Frames > Fire Chaplain License Plate
Firefighter Chaplain License Plate Frame for your car, Jeep, truck or SUV.
Drag the square at the left to choose the part of your image you want to use. Tips: Click and drag any corner to resize; click and drag from the inside to move.
Click done if you're happy with the way it looks.
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Foreman/ Lead Glazier
Foreman/ Lead Glazier
Atascadero Glass is a time-tested company with a long history of excellence in the industry. The largest company of our kind in Central California, we consistently deliver high-quality glassworks that bring light, beauty, and comfort to the places people live and work. Superb craftsmanship, quality-tested products, a highly trained team, and an excellent safety record all testify to our culture of excellence. Located on the beautiful Central Coast and in the Central Valley, Atascadero Glass offers an exciting, teamwork-based workplace environment with the opportunity for personal and professional growth, where the people are what matter most. We infuse integrity, balance, and mutual respect into everything we do.
Foreman/Lead Glazier oversees the installation of storefront, curtainwall and other glass systems. They are responsible for crew safety, quality workmanship, customer satisfaction and maximizing efficiency on assigned projects. This role is critical for the success of our business.
• Communicate clearly and professionally with customers, crew members and other Atascadero Glass colleagues.
• Oversight of crew members and deliverables at project sites. Hold teams accountable. Must work collaboratively with Project Manager, Project Engineer and estimating team to meet deadlines.
• Schedule field crews for the project, as required, to get the job done while staying within the labor budget.
• Responsible for ensuring crew meets all safety and quality standards in the workplace.
• Train and develop crew members so they increase their skills.
• Facilitate lessons learned and best practices.
• High School diploma or GED required.
• Must have extensive knowledge of glazing. Prefer 4+ years of glazing experience.
• Must have lead or supervised crews.
• Demonstrated ability to communicate and interact with people well.
• Must have the ability to read and interpret technical specifications and blueprints.
• Must be willing to travel with crews if needed.
• Able to climb ladders and scaffolding.
• Able to work in the outdoor elements and lift and carry the tools and materials used in glazing.
• May be frequently exposed to wet, hot and/or humid conditions, rough terrain, fumes, fertilizers, fumigants, airborne particles, and noise level reaching high decibels at jobsites.
• Able to pass a pre-employment background screening.
We offer competitive wages; health benefits and a Simple IRA option after eligibility requirements are met. This position is bonus eligible.
This description indicates the general nature and level of the qualifications and duties required of employees in this job classification, as well as the essential functions a person must be able to perform to do this job. It is not designed to be a comprehensive inventory of all duties and qualifications required of employees assigned to this job.
Atascadero Glass is an equal opportunity employer. We hire without consideration to race, religion, creed, color, national origin, age, gender, sexual orientation, marital status, veteran status or disability


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17-year-old boy drowns in Slippery Rock Creek
Teen identified as John Durnell
17-year-old boy drowns in Slippery Rock Creek
Teen identified as John Durnell
SLIPPERY ROCK TOWNSHIP, Pa. —
A 17-year-old boy drowned Sunday afternoon in Slippery Rock Creek in Lawrence County, state police said.
VIDEO: Watch the report
John Durnell, of Ellwood City, was swimming with a friend when strong currents caused him to go under the water, police said.
Other swimmers tried to save the teen but were unsuccessful.
"Someone jumped in. No one saw it happen. Everyone heard the word 'Help,' and then everyone looked and the kid was gone," witness Morgan Lukavich said.
"Someone said it was real, and everyone started jumping in, just trying to find this kid, but no one could find him," witness Samantha Beer said.
The friend with whom Durnell was swimming was not hurt.


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Printed by NY: World Publishing Company, 1970, this is a hardback copy with dustjacket.
Measuring 8¾" x 11¼" and totaling 160 pages.
The book is signed and inscribed in felt tip pen on the first page:
"For Stephen, with best wishes, Charles M. Schulz"
There are a few tears and stains to the dust-jacket but otherwise the book is in fine condition.


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It is going to be a tough Christmas for Billy Hill - yet again. So many people that Billy Hill loves that will not be celebrating it with him this year. Mom, Dad, Cokey, Andy, Sonny . . .
Curious how his readers feel about this, Billy Hill poses a question to you:
What do you prefer, Thanksgiving or Christmas and why? Actually, just what is your favorite holiday and why?
Billy Hill prefers Thanksgiving because, it is all the wonder of Christmas (sans the magic of Santa and elf on the shelf) but without all the commercialized crap and stress of buying presents and conjuring up a smile and a look of surprise and wonder as you open another package containing something you would never purchase for yourself in a million years. Yet, we buy into the commercialization of Christmas every freaking year. One year, Billy Hill is really going to do it, he is going to declare to the world "Do NOT buy me any gifts for Christmas cause I ain't buying you anything" and then just sit back and enjoy the turkey, deviled eggs and strawberry pretzel salad just like Thanksgiving.
One last question. What is your favorite Christmas word?
Let Billy Hill give you a few examples to ponder:
Merry Christmas, Happy Holidays, Noel, Santa, Snow, decorations, carols, presents, Christmas Tree, fruit cake, stocking, Grinch, The Night Before Christmas, candle light service, reindeer, Bethleham, figgie pudding, Deck the Halls, Jingle Bells, Snowman, Peace, Holly, Silent Night, Mistletoe . . .
Billy Hill would like to hear what it is and why. And as always, Billy Hill has his very own.
This is what captures it for Billy Hill. But you see, the freaking commercialization of Christmas is robbing the JOY out of it all. Let me give you a perfect example. You see, Billy Hill likes to decorate for Christmas, not in a tacky way but in a redneck classy way. And Billy Hill wanted his theme this year to be JOY. And. a few weeks ago, at a local hardware store, it just so happens that Billy Hill found the perfect decoration to present this theme - a gargantuous JOY. But, it was not for sale, it was just on display. So, Billy Hill searched the Internet but he came up empty. Well, Friday night Billy Hill stops in again to get a few other things and lo and behold, the display had a price tag on it - $1200. "Well crap" thought Billy Hill. So at that point he decided he was just going to make a big JOY sign out of wood, paint and Christmas lights, but as all of his grand ideas, he knew it would not come to pass cause he is just too busy. But the clerk in the store saw Billy Hill taking pictures as a model and said that the display would probably go on sale. Billy Hill said he would buy it for $500 and so, she took his number and said she would call. As Billy Hill was in the checkout line with a bronzed Santa statute, the clerk approached him and said that the manager had one more display in a box and said he would sale it to Billy Hill at an acceptable price. So, Billy Hill waits for 30 minutes until the clerk comes around wheeling a gigantic box that Billy Hill thought was a refrigerator at first but it turned out, it was his box of JOY.
So the 85 pound bundle of JOY was loaded into Billy Hills truck, money was exchanged and Billy Hill was off to the Billy Hill headquarters. Well, as most things these days, Billy Hill is sure that this was made in China and, well the assembly instructions sucked. Nothing seemed to fit where it was supposed to fit and everything was large and bulky and I am sure that the cars and pedestrians passing by found this to be quite a humorous spectacle. But three hours later, covered with glitter, two bleeding fingers, nearly frost bitten, Billy Hill plugs in the display for a grand illuminated JOY. But by this time, Billy Hill was just pissed off that he spent three hours in labor, cussed out the entire country of China and most Chinese-Americans and Billy Hill had an epiphany. This is the whole damn problem with Christmas. See, Billy Hill just spent an ungodly amount of money for a box of JOY for Christmas and at the end of the day, he was totally void of JOY. The JOY he purchased and assembled completely robbed him of his true JOY. At least for the moment. And so, once again he came to the realization that he got snookered by the commercialization of Christmas and totally lost sight of what the whole Christmas story is about - Glad tidings and great JOY. So in penance, he retreated to his kitchen and made 60 breakfast eggrolls (yes, Chinese food as penance) for his Sunday School class and reflected on the words that a friend had sent him earlier this year:
Don't invest in things, invest in experiences because, the joy we receive from things quickly dissipates but as we reflect on experiences and memories, they just get grander and grander. And so Billy Hill, re-centered and refocused vows that he is NOT going to let Christmas bite him again but, we shall see how he does cause we have 13 days to go yet.
Billy Hill here, I like it neat
JOY to you and your family


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originally posted by: anotherside
You guys seem to be skipping the facts about voting machine hacks.
THE WASHINGTON POST ON THURSDAY NIGHT promoted the claims of a new, shadowy organization that smears dozens of U.S. news sites that are critical of U.S. foreign policy as being "routine peddlers of Russian propaganda." The article by reporter Craig Timberg – headlined "Russian propaganda effort helped spread 'fake news' during election, experts say" – cites a report by a new, anonymous website calling itself "PropOrNot," which claims that millions of Americans have been deceived this year in a massive Russian "misinformation campaign."
originally posted by: bigfatfurrytexan
a reply to: DJW001
well...the fact that there isn't a single voting machine that connects to the internet is pretty compelling evidence.
If we are to believe the Russians can hack our elections....then certainly the Clintons could do it with all their influence, right?
The claim is so ludicrous that it really only deserves ridicule.
originally posted by: bigfatfurrytexan
a reply to: Krazysh0t
posted on Oct, 20 2016 @ 09:13 AM
Do any of us trust the election process? Remember Diebold? 2000? 2004?
And all he made clear was that he would wait and see what happens, and that he was sick of Matthews drilling him on the question for more detail. Maybe he wants to hide that detail...or maybe no further detail exists, and he just didn't want to give an answer that would make him a liar? Who knows?
But if he made it clear he doesn't trust the election system....good. Neither do I. Haven't since I saw the way Perot was treated (another lunatic that I hate feeling empathy for).
originally posted by: Akragon
I don't see anything about the "Washington Post" on that link...
Any chance the OP is affiliated with that website... IF not the owner? lol
originally posted by: Deny Arrogance
a reply to: NotTooHappy
What "alt-right" posters are you referring to?
I have not seen anyone her at ATS calling themselves "alt-right".


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Tim Curry Returns to 'The Rocky Horror Picture Show' for FOX Revival
Tim Curry, who gained widespread recognition for his role as Dr. Frank-N-Furter in "The Rocky Horror Picture Show" over 40 years ago, is returning to the horror musical for its revival at FOX.
According to TheWrap, Curry will play the Criminologist Narrator in the revival. Commenting on his "Rocky Horror" return, Curry said, "I am very happy and excited to be a part of this new event."
Curry first played Dr. Frank-N-Furter in a 1973 London stage production of "The Rocky Horror Show," which was later adapted into the cult-favorite 1975 film "The Rocky Horror Picture Show." Since then, Curry played other iconic roles in films like "Clue" and "It," along with doing voice work on series such as "Star Wars: The Clone Wars," "Young Justice," and on both "Batman Beyond" and "Batman: The Animated Series."
Starring Laverne Cox (Dr. Frank-N-Furter), Victoria Justice (Janet), Ryan McCartan (Brad), Adam Lambert (Eddie), Reeve Carney (Riff Raff) and Staz Nair (Rocky), "The Rocky Horror Picture Show" revival airs this fall on FOX.
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A collection of distinction. Special attention is focused on each aspect of the ring, including mounting and shank assembly of each ring thereby providing quality, comfort, and style. True Romances' design team works with great skill to ensure that each design maximizes the brilliance of the diamonds. Our graceful designs are crafted with clean, classic lines for exceptional beauty and brilliance. True Romance reflects contemporary fashion while always remaining true to its principles as a classic American design.


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Rhea Tablet Quick Specs
Screen size: 7 inches
Display resolution: 1024 x 600 pixels
Display type: IPS HD
Touch screen: Capacitive
Internal memory: 4 GB
Rear camera: 1 megapixel
Front camera: 1 megapixel
OS: Android 4.2 Jelly Bean operating system
Processor: 1.2 GHz MTK6572 dual core processor
Rhea Tablet Pros
Rhea Tablet comes with 7 inch display and the display resolution is 1024 x 600 pixels. It is powered by 1.2 GHz dual core MTK6572 processor. The processor is paired with 512 MB RAM and the internal storage is 4 GB. Memory can be expanded up to 32 GB via micro SD.
Rhea tablet runs on Android 4.2 Jelly Bean operating system. It comes equipped with 1 megapixel camera at rear and a 1 megapixel camera at front. Battery under the hood is 2000 mAh battery and it gives four to five hours usage time. Connectivity features include WiFi and micro USB. Body dimensions of the device are 188 x 108 x 10 mm. it weighs 244 grams.
Interesting thing about Rhea tablet is an affordable tablet with voice calling capabilities. It also features GPS navigation. It supports 2G GSM SIM. The tablet can be used to watch videos, read eBooks and so on. It comes with facilities to use apps such as Facebook, Angry Birds, Translators and news apps. It comes with windshield suction mount. It supports multiple languages. One year warranty is offered on the device. It comes along with accessories such as suction cup, tablet holder and so on.
Rhea Tablet Cons
Rhea tablet features dual cameras but both cameras are only average camera. It has a battery that gives only 4 to 5 hours usage time. RAM is only 512. Display pixel resolution is also very low for the 7 inch display. It runs on now dates Android 4.2 Jelly bean operating system.
Rhea Tablet SIM Card Slot: SIM Slot
Rhea Tablet Price: $ 89.85
Overall Rating of Rhea Tablet: 3/5


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|Katherine Ambuehl Baer
December 15 1854–December 30 1938
Mrs. Nick Baer Passed Away
She Had Been a Resident of this County During the Past 65 Years
|Mrs. Katherine Baer, widow of the late Nicholas Baer, died at the John McDonald hospital at 7:30 o'clock last Friday morning. She had been in failing health for eight weeks and during that time her daughter, Mrs. Rosa Baer Hamel was at her bedside.
Funeral services for Mrs. Baer were held at the Reformed church Monday afternoon at 2 o'clock. They were in charge of Rev. Armin H. Tendick, pastor of the church, and Mrs. Baer was laid to rest at the side of her husband in Oakwood cemetery.
Mrs. Baer, whose maiden name was Katherine Ambuehl, was born in Davos, County Graubunden, Switzerland, December 15, 1854. Her parents were Andrew and Katherine Ambuehl. The family came to the United States in 1872.
The subject of this sketch was married to Nicholas Baer in Monticello, December 10, 1874. To this union were born two sons, Andrew and Martin, who preceded their mother in death. Mr. and Mrs. Baer first lived on the Doxsee farm on Bowen's Prairie and later lived on another nearby farm for 15 years before removing to Monticello. Mrs. Baer is survived by an adopted daughter, Mrs. Rosa (Baer) Hamel of Writing, Indiana, and by a sister, Mrs. Margaret Kiburz of Cedar Rapids, and a brother, George Ambuehl of Monticello. Three sisters and a brother preceded her in death.
Submitted by: Lloyd Raeg
© Copyright 1997-2013, The Art Department, © Copyright 2014-2018, Richard Harrison.


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By LSE RNS
PHOENIX GROUP HOLDINGS - VOTING RIGHTS AND SHARE CAPITAL AS AT 30 September 2017
This announcement is made in accordance with DTR 5.6.1 R.
As at 30 September 2017 the issued share capital of Phoenix Group Holdings (the "Company") comprised 393,223,159 ordinary shares of €0.0001 nominal value each.
Each ordinary share has one vote on a poll. The Company does not hold any shares in treasury.
Therefore, the total number of voting rights in the Company is 393,223,159. This figure may be used by shareholders as the denominator for the calculations by which they determine whether they are required to notify their interest, or a change to their interest, in the Company under the Disclosure Guidance and Transparency Rules.
Shellie Wells, Head of Corporate Communications, Phoenix Group
+44 (0) 203 735 0922
NOTE: Please email any major shareholding notifications under DTR 5.1.2 R to the Group Company Secretary (firstname.lastname@example.com) copying in email@example.com and email@example.com
You are here: news > regulatory news


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As we bid farewell to the year and look ahead to 2011, Jackalope Ranch contributors will bring you some greatest hits from 2010. We started with film, (with the help of the Midnite Movie Mamacita) and today we bring you a different kind of on-screen entertainment: Video games.
10. Halo: Reach (Bungie) This game is the final culmination of almost a decade of fine tuning, refinements and drastic gameplay changes to Bungie's winning formula that all began with Halo: Combat Evolved back in 2001. Also, it has jet packs.
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Make sure that your stormwater pollution prevention plan is as effective as possible by getting all of the tools you'll need for containing drains, moving grates and applying stormwater runoff solutions. Use a Drain Marker at each stormwater inlet in your area to remind workers and residents not to pour in pollutants. Stock up on environmentally friendly Erosion Eels to control sediment on your project site and keep drainage areas clear.
We offer several lifters that help you implement stormwater runoff solutions more easily. The Grate Hook is a universal tool that works on virtually all drainage grates. The ergonomic Grate Lifter makes lifting unwieldy grates safe and easy for one person while the AFC Hitch Hiker helps you remove and replace heavy grates with ease.
Best management practices for stormwater dictate regular testing. Our Sampling Kit provides everything necessary for taking accurate readings of water pH and turbidity, helping you comply with NPDES requirements while implementing your stormwater management plan. Need to place a bulk order? Contact us and see if you're eligible for a bulk discount.
Questions? Call 800.644.9223


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Product Review – L'Oreal Elvive Fibrology Double Serum.
I was really quite excited to receive this 'Elvive Fibrology Double Serum' to test for free from L'Oréal Paris. It certainly looked very glam with its eye-catching packaging and provided more than enough eye candy to be initially appealing.
I applied the serum to freshly washed, slightly damp hair and was pleased to find that it wasn't as thick or gloopy as I'd imagined, in fact it was actually a very light serum that was easy to apply without dripping all over the place. It wasn't horribly heavy and rinsed off quickly, unlike some products where you are still scrubbing your hands ten minutes later, trying to remove the residue.
One thing that I find really matters to me with these kind of products is the smell. Your hair, by it's very nature, is going to spend an awfully long time swishing about very close to your nose…and to be bombarded with something overpowering and nasty would just make any product pointless for me, regardless how good it made my hair look. Well no such worries here, the smell honestly is gorgeous! rather like coming back from a trip to the hairdressers, no nasty cheap-perfumy scent, no overpowering pong to send people running, in fact it's actually rather classy and subtle enough not to be annoying. That was definitely a big plus for me!
After using the serum, I blow dried my hair a little bit, as it was still slightly damp from washing and left it to see how it would feel. The results were rather good actually! My hair felt heavier – not uncomfortably so but enough to actually give my hair some life and allow it to 'swing' rather than flop. There was certainly a bit more body there – not loads – but a definite increase and the best bit of all was the glossy managable finish it left me with. Goodbye flyaway frizzy mop, hello sleek, glossy hairstyle.
The only downside I can really think of, is that there really isn't that much in the bottle. You'd be forgiven for picking it up and thinking it was full of serum but actually, it's not. If you look at the body of the bottle, you can look through the outer plastic casing and see that there are in fact, two tubes of different products inside (hence, 'double' serum). As these are both dispensed at the same time when you press the pump, I would imagine the product would vanish rather quickly if you were to use it every day, as the bottle suggests.
I think I'd describe this as more of a defrizzing and smoothing serum, rather than a thickening one to be honest. Although it does add some volume, the overall effect in my view, was to tame frizz and give gloss to dull lifeless hair – something which it did admirably.
Would I buy it again? Definitely, although it wouldn't be something I'd use every day…it would certainly be a top choice when going out somewhere nice and I think with it's lovely smell and shine, it would do a good job of making you feel pretty confident about how your hair looks…that's good enough for me!
Gorgeous smell, easy to apply and non-drippy. Leaves hair glossy and smooth.
Not loads in the bottle, so I wouldn't use it every day as suggested. More of a smoothing serum than a thickener.


text: When we heard that the new Big South League was moving to Meridian Mississippi, and then heard that they were going to play at Scaggs Field at the community college, we were quite surprised. I wondered, why not just play at the big old ballpark in Meridian, where the Millers used to play? I have now figured out the reason. Um... there is a jungle growing on top of home plate.


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WP **Squirrly SEO** Plugin Security Issues
Wordfence reports that the two vulnerabilities are as follows:
Vulnerability 1: Privilege Escalation
CVSS Severity: 8.8 (High)
This vulnerability allows an attacker to modify plugin settings on a site with registration enabled. On a stand-alone basis the value to an attacker is relatively low, enabling them to do things like add or change the site favicon, upload featured images for posts or retrieve SEO settings for a post. As you'll see below, the real danger with this vulnerability is when it is used in conjunction with another.
Vulnerability 2: Path Traversal
CVSS Severity: 8.1 (High)
This vulnerability allows an attacker to download any file from a WordPress server,including the wp-config.php file. That file includes database credentials for the website and other information that could potentially enable an attacker to gain full control of your site.
In order to exploit this vulnerability there are two conditions that must be met: a specific plugin parameter must be set to a specific value and a favicon must be present. We have no way of estimating the percentage of websites running the Squirrly SEO that meet this criteria. However, it could be used in conjunction with vulnerability 1 above or any other privilege escalation vulnerability to significantly increase an attacker's success rate.
If you haven't yet signed up for LazyLizard's WordPress Security protection, please do so to get automatic updates for all your plugins as soon as they're released. You will also get a free complete security audit of your WordPress site, along with our personal recommendations to keep your site as safe as possible.
You do not have to host your website with LazyLizard in order to use our WordPress Security Protection.
Monday, July 11, 2016
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