text: My Experience on Chase $200 Coupon Code For Checking Account - JiansNet Daily Deals 剑知快报 版面列表 登录 首页 | 理财与报税 My Experience on Chase $200 Coupon Code For Checking Account 作者: JC 更新日期: 2014-01-03 10:07 Recently we received in the mail a coupon card from Chase. It was a $200 coupon code for opening a new checking account with them. Initially we were reluctant to open another checking account, as it just seemed too much work to maintain a lot of bank accounts. But then one day, a friend stopped by and saw the card. Told us that it was actually worth it and she had done that before. We thought alright, $200 is a LOT of money, especially given that it is free money. So why waste it. We went to the local Chase branch. At the entrance we were warmly greeted by a bank clerk and were quickly shown to talk to a personal banker. We sat down at her desk and went through the bit-lengthy process. Here are some of highlights: 1) Chase is quite aggressive in getting new customers While we were there, we were introduced with a personal financial advisor, who tried to get us roll-over our 401k to Chase. The financial advisor even offered us FREE evaluation for our retirement account, as a way to get our business. Then, the branch manager stopped by to say hello, and apparently praising that their staff are very professional and would do whatever they could to provide us with superior financial services. These were all very impressive. To be honest, I heard some bad words about Chase Bank in the past, from friends and colleagues, mainly regarding how Chase would charge extra fees. But, I must say that we felt like king from the time we walked into the bank. 2) The $200.00 coupon code actually has a hidden bonus The personal banker told us that if we start a savings account with at least 15k, we would get $100 additional cash. I guess that's why the bank is called "Chase" ;-) Anyhow, despite pleasantly surprised, we didn't commit for a savings account. It is just too much money to deposit. So I told her that it was good, but we were not ready yet. 3) Make sure the account has a minimum of $1500 to avoid monthly maintenance fee So you might wonder what's the catch for the FREE $200 cash reward? It is that the account has to maintain at least $1500 balance, otherwise, there is a monthly fee. However, for the first 2 months of opening the account, you only need to have $100 in the account. So monthly fee won't kick in until the 3rd month if the balance is not up to $1500. The banker is kind enough and tell us that she could waive the fee if we won't have the money ready by the 3rd month. So basically, you only need to put in $100 to open the account and keep that amount for the first 3 months. By the way, the $200 cash gift from Chase won't be deposited to your account until 2 months after the account opening. Overall, it was a pleasant experience. On that same day, when we went into US Bank to deposit a check, the clerk there told us that we could setup a automatic monthly recurring transfer from our checking account to the savings account. When the transferred money totaled up to $1000, they would send us a $50 gift card. It is the USBank START Program. In just one day, we saved/earned $250. I wish we could find more saving opportunities like this. Comments (116) 1. JC 2011-12-30 11:06 We got some extra money and deposited into the savings account in USBank. This contributed towards the USBank START Program as well. Since we've contributed over $1000, the teller lowered the automatic recurring transfer from checking into savings account to just $1. This keeps the plan going until we would get the $50 gift card. Also, I am planning to keep the $1 transfer going for a year, then we would earn another $50 Rewards Card. Talking about free money ;-) 2. JC 2012-01-04 19:56 As an update, I also got a promotional letter from Chase for its Freedom credit card with $200 cash back. It mentioned that I am per-approved and if I get it, I would get the $200 cash back once I make my first purchase with the card. Also, there is no annual fee. This seems like a good offer but as I have couple other credit cards already, I am not sure opening another account is worthwhile. 3. JC 2012-01-10 15:53 I just received a new promo in the mail on the $200 Chase coupon code 2012. The code is 4386327917201199. You can use it online to open a new Chase checking account. 4. Donna Kosla 2012-01-15 06:59 Can someone email me the code for opening a Chase account ? Thanks 5. JC 2012-01-25 00:04 @Donna, I don't know if the above code has expired or not, you may use it. On another note, Chase is getting really aggressive to acquire new customers these days. For example, I just received another promotional letter from them. This time I am approved for $300 cash back for its Freedom credit card. Now that got me seriously thinking about getting a Chase credit card. So, I don't know but this is my theory. Even if you don't have a coupon code for a Chase account, why not just go to a local Chase bank and ask them for that? Just tell them that you saw this coupon code promotion going on and see what's the best Chase could do. 6. Edwin 2012-01-28 23:14 @jc By any chance do you happen to have another one of these coupons? thanks! 7. JC 2012-01-29 20:25 @Edwin, Sorry buddy but that's all I got for the code. If I have another one, I will send it your way. One thing I heard from the banker is that JPMorgan Chase is the largest bank in the USA, boy, is that true... 8. JC 2012-02-29 12:10 When I deposited into the new Chase checking account at that time, because they have a grace period of 60 days, so I didn't put in enough money to make it above the required minimum balance of $1,500. Yesterday I got a letter from Chase that charged me $10 for account service fee. So I called them up and argued about grace period. The banker recognized it was a mistake and fixed it. So the take-away I got is, when you open a Chase account to take advantage of the $200 incentive, try to deposit the full amount upfront that meets their min. account balance requirement. Otherwise, it is just a time waste for calling them up to resolve this issue of the service fee charge. 9. JC 2012-03-03 11:25 Received another Chase promo gift card through the mail. This time it is for getting $125 when you open a new Chase Total Checking account. The coupon code is 4435035685840396. You can go to Chase Checking Online and use this coupon code to redeem the bonus cash. 10. JC 2012-03-21 11:09 Chase keeps sending me the freedom card mails, promising a cashback of $300. But for now, I already have Master and American Express cards, it is hard to manage more credit cards, so I would just throw those promotion mails to trash. But I have to say, Chase is the one bank that's the most aggressive to get customers and also getting MORE from customers. 11. lee 2012-03-23 14:25 jc: if u get another $200 can you please send the code? thanks--also do these current codes require direct deposit set up? 12. JC 2012-04-14 11:37 Folks, I really don't have any Chase coupon code these days. But if you have a spare one you don't need, you could add a comment below to share with others. 13. Heddie Net 2012-05-18 21:39 Hi I received a $200 Coupon card from chase today and actually I was looking for it last week when I was changing my direct deposit account for a new employer, but I found a coupon only for $150 online and used it to create the checking account. But anyways, I dont want to get another checking account & I want to give the code to someone who USES it. Send an email to nitrils21 at gmail.com. Please use it and don't sell it. 14. JC 2012-05-18 22:04 Thanks Heddie for kindly offering the code. I don't remember where I saw it but it did look like somewhere on the web there is Chase $150 coupon available. So far I found that Chase is the most generous in terms of giving cash bonus and not requiring you to lock in for long period of time. 15. LINDA Y 2012-06-13 12:08 @ Heddie I'm trying to open a checking account and was looking for $200 coupon and came across your comment. Do you still have the code for $200? I tried looking everywhere online but only found one on ebay... I really can't trust them... anyways if you have the code and if you are still willing to give away could you please email me? Thank you :) 16. Greg 2012-06-15 12:58 If anyone has a $200 code and would be kind enough to send it my way I will send lots of positive karma your way :) 17. JC 2012-06-15 13:14 @Greg, Sure, since I have already opened a Chase account, I don't need the code anymore. But I still haven't received any coupon code yet through the mail. If I got any, I will send it your way. 18. JC 2012-07-07 09:36 @Lacy, Sure, if I have it again, will send it your way. 19. amber 2012-07-07 19:41 chase code ne1 please send one to me at amj2222 at yahoo.com 20. RK 2012-07-29 09:51 It would be grateful if anyone happened to have another $200 code and share it with me. my email id is nukalar at yahoo.com 21. nicole 2012-07-30 10:45 I will be greatful If anybody have Chase $200 code could send to my email of a8058064 at gmail.com, Thanks, 22. JC 2012-08-29 18:06 I just got my Chase $200 coupon code again recently, it is 455766612508xxxx (last 4 digits omitted). Expires on Oct 6th 2012. It is for new customers only. Here are the detailed qualifying conditions: *How To Receive The Bonus 1) This offer is available for new checking customers only. So it is not for those whose accounts have been closed within 90 days or with a negative balance. 2) deposit $100 or more within 60 days of account opening; AND 3) have your direct deposit made to this account within 60 days of account opening. 4) You can only receive one checking account-related bonus per calendar year. Bonus is considered interest and will be reported on IRS Form 1099-INT. 5) Account Closing: —If your checking account is closed within six months, Chase will deduct the bonus amount at closing. 6) $200 will be deposited into your account within 10 business days after Chase receive your initial direct deposit. 7) You can use the coupon code either online at chase.com/checking or bring it to your local Chase branch. *Account Service Fee Chase total Checking has no monthly service fee when you do any one of the following each statement period: Option #1: Have monthly direct deposits totaling $500 or more made to this account; OR, Option #2: Keep the daily balance in your checking account at or above $1,500; OR, Option #3: Keep an average balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances. Otherwise a $12 Monthly Service Fee will apply ($10 Monthly Service Fee for CA, OR and WA). We are giving away this coupon code for FREE on a first come first serve basis. Anyone interested in getting it, please email us at email@example.com and indicate you would like to get the code in your email. 23. JC 2012-10-01 09:50 Couple more days to go for the remaining Chase coupon code to expire. Who else wants $200? Send in your request and it will be yours! 24. Sandy 2012-10-01 16:37 Can I have 200$ chase coupon? Thanks in advance 25. JC 2012-10-01 21:42 @Sandy, It is on your way, please check your email. Congratulations! 26. JJJCharon 2012-10-03 15:11 I have been desperately looking for a $200 no direct deposit coupon if anyone has a code. I can meet the deadline of Oct. 6 to get it open. Greatly appreciated as so many are taking advantage of others and selling them on ebay! 27. JC 2012-10-04 15:21 @JJJCharon, Sorry I don't have a new code available yet. Existing codes have been given out already. Will post again if I got more available. 28. JC 2012-10-06 23:29 I went to Chase bank today to open a savings account with their $125 bonus coupon. The minimum amount for this account has to be at least $10,000, otherwise, there is a monthly service fee. With less than an hour of time spent opening the account with the rep, I think getting the $125 for free is quite worthwhile to do. 29. Andrew 2012-10-09 10:06 Would you be able to send me a $200 coupon code as well please? 30. JC 2012-10-09 10:46 @Andrew, Will do if I have it. Meanwhile, you maybe interested in just signing up the Chase $150 Cash bonus, only $50 less than the $200 you could get. Keeping the daily balance of $1,500 should be good for this type of account. 31. marvin 2012-10-10 15:09 I noticed on the requirements you can only received the $200 bonus or $150 when you link a direct deposit to your new open account. What if I don't want to link my direct deposit but I can maintain the 1500 daily balance they require as an option. Will they still award your bonus money when opening an account with them? Do they still offer bonus cash back of $200 for new open Chase Freedom card account by making your first purchase too? Is this the biggest bonus they offer as cash back with No Annual Fee and have recurring cash back rewards program and so on? 32. JC 2012-10-11 10:01 @marvin, Actually it is not true that direct deposit is needed. Those accounts could be satisfied with also maintaining a balance of fixed amount. For example, like you mentioned, maintaining $1,500 daily balance for 6 months, should be good enough. As for the Chase Freedom Card account, I am not sure, I need to look into it. It could be the biggest bonus I guess, but I will research and let you know. Thanks! 33. marvin 2012-10-12 00:48 @Jc Greatly appreciated. Are you working for CHASE or connected w/ them? Cause how do you get those Promo bonus coupons and just afford to give it away? Anyway, I'm very interested if you have a spare $200 coupon on hand that you want to share w/ us :-) Kindly, send me an email. I'll wait for the result of your researched re my question about the Chase Freedom. Thank you. 34. JC 2012-10-12 17:05 @marvin, Hehe, na, I am not working with Chase or connected with them. The codes I got were through the mail typically. Since I already opened an account with Chase using the $200 coupon, so I couldn't use them again, but hate to throw them away. I know some people sell them on eBay, but I am not that motivated to do that yet. 'Cause I got a full time job and not really interested in pocket money. Sure no problem, I will get back on the Chase Freedom information. 35. JC 2012-10-13 15:41 @marvin, Regarding your question: "Do they still offer bonus cash back of $200 for new open Chase Freedom card account by making your first purchase too? Is this the biggest bonus they offer as cash back with No Annual Fee and have recurring cash back rewards program and so on?" Here is my research result. Chase $100 Bonus Cash Back: still available Chase $200 Bonus Cash Back: not available at the moment Chase $300 Bonus Cash Back: used to be available but not at the moment Chase $350 Bonus Cash Back: this is the BIGGEST I know of. If you just opened an account, you might be able to get a match for this. 36. marvin 2012-10-15 15:26 @jc Thanks for the researched. Is the $350 you mentioned I can get a match for it if I just opened an account. Do I have to haggle with them for that promo if I will open a Freedom Chase card? Do you have any idea on how to take advantage of that promo? Any luck with the coupon haha? 37. JC 2012-10-15 15:37 @marvin, I think to get the $350 cash back, you probably need to have the coupon at hand. Without it, it is hard to get them convinced for a match. Good luck! 38. Alex 2012-10-16 16:26 This is a great website! I would love to get a $200 coupon. Please let me know if you have any remaining! 39. JC 2012-10-16 19:20 @Alex, No problem buddy. As soon as I got a new coupon code, I will let you know. 40. MC 2012-10-17 12:57 I would love a 200 coupon if someone can spare one please. Thanks MC 41. JC 2012-10-17 13:23 @MC Thanks for inquiring. I will try my best to find a spare one and let you know when that's available. 42. JC 2012-10-18 20:23 Today just checked, looks like Chase has removed their $150 Cash Bonus link, which used to be this: https://rewards.chase.com/XSell/150/p2063-l2 Looks like there could be new Chase promotion coming up... 43. Zigpam 2012-11-05 21:54 Looking for Chase checking promo coupon, email code to me please, email@example.com Thank you 44. JC 2012-11-05 22:27 @Zigpam, Sorry man, not available yet. I think there is a $125 cash bonus coupon available from Chase but it might require direct deposit. If you are interested, let me know by following with a comment and I can give you details. 45. JC 2012-11-07 14:02 New Chase total checking coupon code available again!! Here is a snapshot of what I have: Code: 45757473635xxxxx Expires: December 14, 2012 It is for opening the $200 cash back bonus checking account. Anyone interested, please email firstname.lastname@example.com and indicate that you would want it. 46. JC 2012-11-07 14:04 Another Chase total checking coupon code available as well Here is what I got: Code: 45663999844xxxxx Expires: Nov 30th, 2012 It is for opening the $200 cash back bonus checking account. Anyone interested, please email firstname.lastname@example.com and indicate that you would want it. 47. JC 2012-11-08 18:44 Congratulations to Darik for getting this code above, i.e., 45663999844xxxxx. Now we have just one more code left, which is: Code: 45757473635xxxxx Expires: December 14, 2012 As we got so many people requesting the code, we are going to give it couple more days till Sunday night Nov 11. Then, we will do a random draw from all the recent registrations and pick a winner and post back here. Thanks folks for your interest. It is fun. Please hurry to email us at firstname.lastname@example.com and indicate that you want to get the Chase code. 48. JC 2012-11-11 23:59 Congratulations to hbk105 for getting the code above, i.e., 45757473635xxxxx. 49. JC 2012-11-13 11:44 Folks, We got some Chase code coming in lately again!! Anyone interested, please email us at email@example.com and mention Chase code request and we will again do a lucky draw at some stage to give out the code for FREE. Hurry! 50. JC 2012-11-13 13:41 Another Chase total checking coupon code available as well Here is what I got: Code: 45745178941xxxxx Expires: Nov 17, 2012 It is for opening the $200 cash back bonus checking account. Anyone interested, please email us at email@example.com and indicate that you would want it. We will do lucky draw tomorrow night Nov 14th, 2012. 51. JC 2012-11-14 12:20 The following people have emailed us and we will do lucky draw among them. -manishiitm -Zigpam -mz.v -gpk35 For anyone still interested in getting the Chase code, there is still time to participate in the lucky draw. We will do the drawing this evening... 52. JC 2012-11-15 10:01 Congratulations to mz.v for getting this code above, i.e., 45745178941xxxxx. We don't have any new Chase coupon to give out yet. However eBay has Chase $200 Coupon codes for sale. So it could be an option for people looking for a quick way to get the codes. 53. Gaby 2012-11-23 09:17 Can you please email me a $200 coupon asap in currently at Chase bank. 54. JC 2012-11-23 09:41 @Gaby, Sorry we don't have the code yet. However Chase might allow you sometime for finding a code, even after opening a new account...you may check with their staff to make sure. If it is the case, you can continue looking for a coupon code. Good luck! 55. JC 2012-11-27 21:26 The largest bonus that's available online I can find now is $150. If you wait, the $200 online bonus may come back. Chase often sends out $200 bonus coupons in the mail. You can also find them on eBay.com. 56. Kevin 2012-12-01 23:04 Do you have any Chase Savings account bonuses for $150? I opened an account with a $200 promo code for checking, but now looking for the Savings.. 57. Rahul 2012-12-03 19:25 Hi, Can you mail me a 200 coupon if available please. I opened a new checking account with Chase. Thanks. 58. JC 2012-12-05 09:11 @Rahul, Sorry we don't have additional codes yet. If you are able to wait, we might have them again in the near future. 59. JC 2012-12-06 11:41 Congratulations to Kevin for getting the savings account bonus, with code CR426249A64xxxxx (last 5 digits omitted). 60. JC 2012-12-14 17:59 Folks, if anyone is interested in the Chase Bonus coupon code for opening a new Chase savings account, please email us at firstname.lastname@example.com and indicate that you want to get the Chase code. We will do a lucky draw and announce the winner. Here are some details of this coupon: Get $125 when you open a new Chase Savings account with a minimum opening deposit of $10,000 or more in new money. Code: FX394244YFZxxxxx (last 5 digits omitted). Expires Dec 31, 2012. 61. JC 2012-12-22 22:56 To all that have requested the $200 checking acct coupon, so far we haven't got any yet. Please check back in couple weeks. 62. Amy 2013-01-31 14:56 I want to open a new checking account and I an looking for a $200 coupon code because I want to apply chase freedom in the future! If anyone has one and don't need it, please email me! I will be much appreciated!! Thank you! 63. JC 2013-01-31 15:32 @Amy, I might have Chase freedom card coupon, will check it out tonight and let you know... 64. JC 2013-01-31 23:59 Okey, what I got is the Chase Freedom $100 cash back card coupon. The invitation number is 1077 9211 9565. You could use it at getthechasecard.com. Condition: get $100 after you make $500 in purchases in the first 3 months from account opening. Expires March 19, 2013. For anyone interested, I have another code that could share with you. Please follow with comment if you like to get it. 65. JC 2013-02-10 11:04 Folks, the free giveaway is again available for Chase Total Checking account $200 Bonus! This time, we will run a lottery draw to decide the winner. Here is the detail for how to participate in this lucky draw: -Coupon Code: WQ2272343YXxxxxx -Expiration date: Feb 23, 2013 -No direct deposit required Please send email to email@example.com and indicate that you would like the coupon code to be emailed to you. We will do the lucky draw on Feb 17th, 2013 and announce the winner afterwards. 66. JC 2013-02-15 19:45 So far the following people have contacted us and entered into the free giveaway lucky draw: -alireza -Bev -Chris -Michael -Jie -Katherine -Hellen -Daniel -Sanjay Hurry because this Chase coupon sweep steak will end this coming Sunday. 67. JC 2013-02-18 21:27 And the winner is...Chris, congratulations! For those who didn't make it, you may participate when the coupon code is available again next time. Thanks everyone for your interest in this, it is fun! 68. Chris 2013-02-20 02:28 Woowwwwww!!!! This means so much to me. I dont want to admit that I starting crying when I received this but .....:) I have just ordered some baseball equipment for my students here to play and was having trouble with funds for shipping. Now I know where it will come from. On behalf of my students and from the bottom of my heart I thank you so much. Most Sincerely, Chris 69. JC 2013-02-20 10:08 You are welcome Chris. It is good to see the code not wasted. 70. JC 2013-02-21 09:38 Folks, We might have a new Chase checking account coupon code available in the near future. If anyone is interested in it, please add your comment below with your email address. We will do a lucky draw again. 71. Jimmy 2013-02-25 21:36 I'd love a coupon code. Thanks! 72. JC 2013-02-25 23:21 @Jimmy, Thanks for your interest, we will enter you into the next lucky draw for the free giveaway coupon code. 73. JC 2013-02-27 18:27 Folks, someone is so kind and sent me this Chase code: -$200 bonus coupon code: WV37243922UET4L9 -Expires on Thu Feb 28, 2013 Please note that I could not verify if the code is good or not, use at your own risk! Please grab it as it will expire tomorrow! Also, please please follow with a comment after you use it, that way we know the code is not usable anymore. Thanks! 74. Balesha 2013-03-01 12:57 I am in need of a valid chase coupon with $200 value. Does anyone have one? If so can you please contact me. Thanks 75. JC 2013-03-01 13:06 @Balesha, Thanks for your interest. We might have some code available this month. We will enter you into our lucky draw when that's available... 76. Lucy 2013-03-02 19:46 Hi, JC. Do you have $200 chase total checking coupon code available? Thanks! 77. JC 2013-03-02 21:21 @Lucy, Sorry we don't have the Chase total checking code yet. If we come across one again, we will likely do a lucky draw again as there are people like you who are interested in it, and we feel it is fair to give everyone a chance rather than just giving it away to whoever requested. So if you like, we will enter you into our lucky draw for the next available Chase code, how's that? Thanks, 78. Lucy 2013-03-02 21:42 Ok, thank you JC. It's fair. Hope I am the lucky one. 79. JD 2013-03-05 00:20 Let me know when have chase code. Have a 14 month old and can use every extra dollar. Thanks 80. JC 2013-03-05 15:39 @JD, Thanks for your interest. Will definitely keep you posted also. 81. Rattne 2013-03-06 18:55 Hi, I am planning to open chase checking as well as saving account and looking for coupon codes that gives me maximum bonus (without direct deposit). Hope all you generous people can help me out. Thanks in Advance.. 82. JC 2013-03-06 19:40 @Rattne, You are welcome. We will enter you into the lucky draw and keep you posted... 83. JC 2013-03-08 21:29 Another Chase bonus code offer, $350 in total, details are: Code: XZ934773Y9Vxxxxx (last 5 digits omitted) Offer expires Mon March 25, 2013 This offer has two parts: A) Get $200 after opening a Chase Total Checking account. Deposit $100. No monthly fee if Daily Balance at or above $1500. B) Get $150 after opening Chase Savings account with a $10,000 deposit, and maintain balance for 90 days. C) Get $350 by doing both (A + B) Can be used online. This would be preferable if someone had the $10,000 available to get both offers. More favorable interest rate applies if $25,000 is deposited. We will do a lucky draw on Sunday March 17th and announce the winner right afterwards. Please send us email at firstname.lastname@example.com and indicate that you would like to participate in this lucky draw. Thanks! 84. JC 2013-03-11 22:29 For March 17th lucky draw, here are the people we've got so far: -Tianliang -Chunmei -Max -Rattne -Balesha -JD -Hong W. -Tony -Netty -Suresh 85. JC 2013-03-19 09:39 We've done the lucky draw. Congratulations to Hong W. for getting the code above, i.e., XZ934773Y9Vxxxxx. For folks who missed the March 17th draw, you may participate in our Monday April 15th's lucky draw, just send us an email at firstname.lastname@example.com 86. JC 2013-03-19 09:59 Folks, $200 and $125 Chase Bonus Coupon Codes are available again. Here is the detail: $200 Code: CU79993342Zxxxxx (last 5 digits omitted) Offer expires Mon April 22, 2013 Get $200 after opening a Chase Total Checking account. Deposit $100. No monthly fee if Daily Balance at or above $1500. Can be used on-line at chase.com/checking. $125 Code: WE23962342Zxxxxx (last 5 digits omitted) Offer expires Mon April 22, 2013 Get $125 after opening a Chase Total Checking account. Deposit $100. No monthly fee if Daily Balance at or above $1500 We will do a lucky draw on Monday April 15th and announce the winner right afterwards. Please send us email at firstname.lastname@example.com and indicate that you would like to participate in this lucky draw. Thanks! 87. Terry Zrust 2013-03-24 17:04 Please enter me in the $200 new chase checking drawing. 88. Sal 2013-03-25 09:31 Please enter me in the $200 new chase checking drawing 89. Tianliang 2013-03-25 11:13 I also want to take part in the lucky draw. Thanks 90. sunny 2013-03-25 17:39 I would like to get the Chase new account code. Please add me to the lucky draw on 4/15. Thank you. 91. ra_explorer 2013-03-26 02:50 Hi - Pls enroll me as well in the $200 draw - Thanks! 92. Pam Rothamer 2013-03-28 14:03 Please enter me into the April 15 Lucky Draw. Thank you! 93. Vipin 2013-03-28 17:52 Hi! Please enter me into the April 15 Lucky Draw. Thank you! 94. Rachna 2013-03-29 09:21 Hi! Please enter me into the April 15 Lucky Draw. Thank you! 95. Chetan 2013-04-04 11:44 Hi JC, I am looking for Coupon code to open Chase account. Please add me in your draw. Thanks, Chetan 96. Lily Kim 2013-04-05 01:14 Please enroll me in the draw also. I need to open an account 97. Alex Cher 2013-04-10 06:38 Hello, Please enter me to your drawing on April 15th. Thanks! - Alex 98. Brandon E. 2013-04-12 05:02 Hi there, I would just like to say that I was really happy to find a legitimate, friendly community of people like myself who are just trying to find solutions to finding a good deal/coupon or code online! I was victim to Rewards1 and lost both time (taking surveys) and money taken out of my account with absolutely no results, so I learned the very hard way that there are some terribly dishonest websites/people online who just seem like they promise lots of deals/coupons etc., yet all I got in return was a bunch of spam email which I can't unsubscribe from as they have no phone contact information and despite my tries to get in touch with them through their contact us page (which now I know the hard way is usually a red flag), I never did get any of the offers/deals they promised me upon payment. I also wanted to share some interested stories I found online that I read and helped me find better ways to avoid getting involved with an illegitimate online store such as indicated above. Here's some great reading material for anyone who is curious to check out: http://thethriftywife.com/buying-coupons-online-worth-it/ The Thrify Wife is a great site and the article above gives first-time coupon-hunters (like myself) a sort of "Pros and Cons" look at why or why not one should purchase coupons online and it shares specific products from specific companies which is (again) great for people who are new to this web phenomena! http://www.prweb.com/releases/pay-per-sale/online-coupon-marketing/prweb9820278.htm This is a great example of the hundreds (if not thousands) of articles online that literally break down how Coupon/Deal sites make their money, their marketing strategies. The article specifically focuses on a Grocery store called "CommonKindness.com," and although I was skeptical at first regarding just registering to try it out, they didn't at any time ask for any sensitive information on my behalf! It's also really nice to see that they even do events like Charities for children (one of them is an Easter Egg Hunt) and they, too, have lots of tips and articles about how a lot of the more seedy business function. Oh, how rude of me, I forgot to introduce myself here! My name is Brandon and I am 28 years old from Los Angeles with a niece and nephew who I care for (as I am also their Godfather) and trying to purchase them Christmas gifts was what got me interested in online deals in the first place. Very nice to meet you all, and I would definitely love to request to be on the Chase code raffle (if it is still available to join)? Good luck out there, everyone, and I pray that none of you get pulled into a site like and don't get ripped off like I did. I look forward to talking and reading more on this site in order to try and educate myself to be prepared for seedy/corrupt websites with deals on them. Kindest Regards, -Brandon E. 99. JC 2013-04-12 07:27 @Brandon, Sorry to hear about story with Rewards1. Boy that's an eye-opener as I didn't realize there were sites out there like that. I've put you onto the raffle list. By the way, I initially posted the full coupon code online as I didn't need them. Then I realized that the code could be used just once, and it is hard for anyone to know if it has been used or not. Thus I changed the simple free giveaway to a raffle/lucky draw. Thanks, 100. Kavil 2013-04-15 08:17 Please enter me in the $200 new chase checking drawing 101. Michael 2013-04-15 10:44 Please enter me into the lucky draw. 102. derek 2013-04-15 11:46 Please put my name onto raffle list. Thanks. 103. JC 2013-04-15 12:25 Updated: for Monday April 15th's lucky draw, here are the people who have signed up: -jnkm -Terry -Sal -Chunmei -Raman -Tianliang -sunny -Xing -ra_explorer -Pam -Vipin -Rachna -Vinodh -Chetan -Lily Kim -Chris -Alex -Harry -Brandon -Richa -Kavil -Michael -Tiffany -derek -Sean more will be added here as we get new requests through email to firstname.lastname@example.com. 104. JC 2013-04-16 10:10 We've done the lucky draw. Congratulations to Michael for getting the code above, i.e., CU79993342Zxxxxx. 105. Brandon E. 2013-04-16 12:48 Congratulations, Michael! Also, thanks to jc for getting back to my earlier post and being so kind as to start your website with such a selfless, helpful actions and intent. I think I speak for everyone here in saying that you are so generous to give away these offers for no Fee. When I read your email back to me, I was so happy to hear that there really are still a few really genuine people in the world who care for complete strangers (i.e. anybody who visits the site is allowed to simply ask to be put into a raffle for a coupon that of tremendous value to a lot of people out there, myself included. Thanks again, jc! 106. AGOSTINO CARUSO 2013-04-22 18:58 I WE LOVE TO SEND ME CODE 107. JC 2013-04-23 10:11 @AGOSTINO, Sorry we don't have any code available yet for a free giveaway raffle. Please check back later. 108. JC 2013-04-28 17:08 I got this Chase $100 bonus coupon through mail today. Details are: 1. Get $100 when you open a new Chase Total Checking account and make 5 qualifying transactions a month for 6 months 2. A minmum deposit of at least $100. 3. A valid primary photo ID such as passport or U.S. drivers license. 4. Valid secondary form of identification from the U.S. with your mailing address, like a current utility bill from your water or electric provider (from the last 60 days) The code is CX22277442AL9JMM, Offer expires on May 31st, 2013. 109. JC 2013-05-07 21:14 Another $100 Chase coupon code available. Details are: Your Family member or Friend can get $100 when they open a new Chase Total Checking account AND make a minimum 5 customer-initiated qualifying transactions each month for 6 months. The bonus will be awarded at the end of 6 months when all these conditions have been fulfilled, and will take 10 business days. Minimum deposit of $100 within 10 business days. To avoid the $12 monthly service fee, keep the daily balance above $1500. This offer expires on Friday May 31, 2013. Coupon code: CX22277447APD2NW 110. VICTOR 2013-05-09 07:02 GOOD 111. Nikole 2013-05-10 23:38 I know people have been searching for this code as Chase gives them out for free and in my search, I found something that some of you may take advantage of. Here is a link for a Chase $200 coupon code that requires direct deposit with a new code generated every time the page is refreshed. It expires May 15! Enjoy your bonus! 112. JC 2013-05-10 23:47 @Nikole, Wow, you are awesome Nikole, thanks! 113. JC 2014-01-03 10:07 It has been a long time that I haven't updated this page. Mainly due to the fact that I didn't get any coupon code anymore. But lately I got this Chase freedom credit card invite with $200 bonus. So, tempted, I opened an account with Chase. Here are the details of this type of card: --$200 CASH BACK after spending just $500 in the first 3 months from account opening --5% CASH BACK IN BONUS CATEGORIES (SEE BONUS CASH BACK CALENDAR AT TOP OF CERTIFICATE) --FULL 1% CASH BACK ON ALL OTHER PURCHASES – WITH NO TIERS OR LIMITS --NO ANNUAL FEE As you can see, it is quite attractive with these benefits. 114. JC 2014-03-01 10:16 Folks, I just found out that you could get the code from Amazon as well, see this $200 Coupon for Chase Checking Account Emailed Nearly Instantly!. Here are some highlights: 1. These are guaranteed to be valid, unused coupons. 2. Includes a free guide on how to "FAKE" a direct deposit if your employer doesn't provide one. 3. A .pdf document will be emailed to you which you can just print out and bring into a branch, or use the code from the coupon online. (Nothing will be snail-mailed, to expedite the process and to save on shipping.) 4. Open a Chase Total Checking account and set up direct deposit. Get $200 into your new Chase checking account within 10 business days of your initial direct deposit posting to your account. 115. reddog 2014-04-22 14:42 I wanted to do this so I tried to do it cheap. I looked up Chase and wrote to their customer service address and asked for a code. I told them I had about 50K that I was looking for a new home for, which is true. I got a nice canned reply back saying I was not the kind of person that they could offer the code to. OK. I bought one for a buck on ebay. No kidding, it was about to expire. I went to the bank and when we started talking money they really started treating me like a king. Too bad they rubbed me so badly the first go round. I have enough in the accounts so there will be no fees on them and I have a nice reminder to let me know when my 6 months are up and I can start looking around for a new place to park my $$. There are also some other deals out there. I am starting to like this. I may open up a couple more accounts for cash at other banks. It is worth looking around. It is too bad for Chase that their customer service lady was such a screaming moron, or I would actually consider using them as a bank long term. Making me go to ebay was just not the right way to start the relationship. 116. JC 2014-04-23 10:41 @reddog, Thanks for sharing your experience, that's very valuable. I think Chase should just focus on providing better customer service, rather than using the coupon code just as a trick to lure people to open accounts. 想了解更多的美国生活工作成功窍门?请订阅: JC写的剑知美国生活快报。 Related Articles: • Nike Factory Outlet Coupon Code Free Giveaway • Bank of America, US Bank, Wells Fargo Debit Card Fee Comparison • How I Got My FREE T-Mobile Samsung Vibrant Phone (Updated) • Best Free Tax Return Services List 免费的报税服务 理财与报税 | 返回顶部 | 返回首页 热门文章 推荐几个好的美国煮饭用的电饭煲(rice cooker) 美国回国送礼给老人亲戚朋友带什么最好? 最佳美国化妆品和护肤品牌推荐 在美国买什么炒菜锅(wok)最好 免费看中文节目: Roku及网星安装指南 美国在什么网上买西洋参比较好 在美国买车, 如何砍价 美国买鞋的网站 实用美国厨具经验谈(1) - 厨房工具类 美国比较好的旅行箱(Travel Luggage)简单介绍 美国买什么女士手表送给太太或女生好? 美国小孩(Kids) 从出生到长大需要买的东西经验谈 我在美国买笔记本电脑的心得 美国求职找工网站大全及介绍 About Us | Advertise with Us | Privacy Policy Copyright © 2007-2018, All Rights Reserved.


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Dr. Kelli Ward wants to thank #NeverTrump's Bill Kristol. After Breitbart News reported that #NeverTrump leader Kristol had floated McCain's name as a possible independent candidate to undermine presumptive nominee Donald Trump, Dr. Ward reports having a "record fundraising haul."
In a statement provided to Breitbart News the Ward campaign notes:
U.S. Senate candidate Dr. Kelli Ward is sending Bill Kristol a thank you card after a record fundraising haul thanks to Kristol's call for an independent presidential candidacy by McCain to undermine presumptive GOP nominee Donald Trump.
Kristol, a prominent pundit in GOP establishment power circles and editor of the neoconservative Weekly Standard, has repeatedly indicated his preference for Hillary Clinton over Trump and is stirring efforts to organize a revolt against him at the upcoming GOP convention.
Sean Hannity said on his radio show Friday, "Kristol tweeted that McCain was in DC raising money for a senate re-election bid. I don't think he can even beat Dr. Kelli Ward….Polls have shown her tied with McCain in the Republican primary.
Dr. Ward told Breitbart News over the phone:
People all over the country have been going to KelliWard.com and donating to counter the establishment support John McCain is getting from DC establishment hacks like Bill Kristol. Our grassroots funded campaign has McCain so worried he's using radical leftwing tactics by sending his staffers to try to intimidate my supporters and even my family. My real thanks goes to the thousands of patriots across Arizona and the country who have invested in our campaign but we thought it would be fun to tease Kristol by thanking him for his unintended support.
The thank you letter, which the Ward campaign is inviting people to sign, reads:
Dear Bill,
Your call for John McCain to run as an independent or to otherwise steal the Republican presidential nomination from Donald Trump has been fantastic for my fundraising.
As a matter of fact, our campaign has set terrific new records over the past few days.
That's because you and John McCain have both worked hand in hand with Hillary and Obama to send weapons to jihadists and ISIS while refusing to secure our borders here at home.Your "Invade the World, Invite the World" ideology has dangerously distracted you both from the most important battlefield in the war on terror: Arizona's border.That's why John McCain is losing the general election in a reliably red state to a rubber stamp Obama Democrat.I'm gaining ground because I'm a Conservative Champion who can beat the Democrat in November and finally Mix the Mortar to Fix the Border.Once again, Bill, please keep up the good work. A few more tweets from you, and I'll be picking out my office furniture in the US Senate.
All the best,
Kelli Ward

subset: commoncrawl


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Welcome to the website of the Ely Guild of Woodturners
The Ely Guild of
Woodturners are proud to announce their 8th consecutive Art in
Wood exhibition and sale which will be held at the
Cathedral Centre, Ely, Cambridgeshire from Saturday 18th August to
Monday 27th August. To see some examples of the fine work shown at
previous exhibitions, click on this link
or go to the Art in Wood page from the button above
For further information
on this event please click here to go directly to the Art in Wood 2012 page
This site has been put together to share with you, our members' interest and passion for the craft and art of woodturning in all its forms. Please browse around the site where you will find information about our Guild and its activities as well as turning related articles and many examples of our members' work.
Click on the buttons at the top of the page to navigate around the
This page was last updated 19/06/2012


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Things between the nanny and I started escalating after the threesome as these things usually do. We spent almost every waking second together, every second we could without arousing suspicion, thankfully my mother was as deliberately obtuse as ever, ignoring our comings and goings so long as we did not bother her, or interrupt her precious schedule. Of course we were more than happy to oblige her in this respect…
Our favorite pass time was.. of course… sex. She would try on different outfits, modeling expensive underwear until I could resist my baser impulses no more and would rip them off of her. We would spend the rest of the time entangled in each other, our bodies merging into one glorious being.
But after awhile I wanted more. Sex, regular sex that is, simply was not enough for me anymore, I wanted it to get more kinky, more dirty, more degrading. I discovered a love of power and control of the darkest kind. Thankfully she was more than willing to oblige me, becoming my obedient sub as we explored the world of BDSM together.
I remember the first time we truly went down that path…
Like so many other times she was modeling for me, a skimpy silver bra that did very little, if anything, to cover her massive breasts. It was almost ludicrous to pretend that it was for anywhere other than the bedroom as the dark circle of her areolas peeked around the silver fabric, not that I minded of course.
My cock swelled in my pants as I watched her pose in the bra, her breasts swaying seductively, rocking as she posed for me this way and that. The site of her body, as it always did filled me with a relentless lust, the desire to possess her again and again never quite being satisfied no matter how many times we fucked.
She could tell that she was turning me on, somehow she always knew. She dropped to her knees in front of where I was sitting, pulling aside the silly pretense of a bra and exposing her breasts to me. My cock jerked inside the prison of my pants, straining to free itself, a task which she facilitated. She released my cock, pressing it between the firm flesh of her breasts.
She rose and fell, sliding the length of my cock between her tits, my precum serving as ample lubrication to aid her task. I grabbed her roughly, thrusting more passionately against her, the force of my thrust pushing the breath from her lungs in a sudden gasp of surprise.
Her eyes met mine and I saw my passion mirrored there. She always knew how to push my buttons, to turn me on in ways that no one else had ever been able to match. The soft, warm flesh of her breasts surrounded my throbbing cock, which threatened to spew cum across her ample bust, but I was not ready for the fun to be over just yet…
I pushed her back, freeing my cock from her cleavage. She gave me a confused look, in all of our time together, all of the multitude of times we had fucked, I had never denied her my cum before. I answered her confusion by standing and crossing to my dresser. Reaching inside I returned with a long length of rope.
She eyes me warily, but the confusion that had been present earlier was now slowly being replaced by excitement. I stripped her bra from her, ripping the flimsy garment from her body with wordless passion, and set to work binding her. With careful hands that showed nothing of my nervousness, I wrapped her body in coarse rope, circling her flawless body and binding her hand and foot. I was deliberate in the placement of every knot, every twist and every turn, carefully replicating the patterns that I had researched online. When I was done a crude harness circled her breasts, circling around and binding her arms together. I was proud of my work, as it rendered her completely at my mercy.
She looked up at me, her arms tightly bound behind her back, and again I could see my lust mirrored in her eyes. She was eager to be ravaged, to be used, an obedient fuck toy.
"Open your mouth." I commanded firmly.
She obediently spread her lips, her tongue emerging, ready to take my cock again as she knelt helplessly in front of me.
I placed my hands on either side of her face, taking her head firmly. She moaned softly at my touch, already filled with urgent lust, ready to be used. Placing the tip of my cock against her lips I teased her, restraining her and preventing her head from moving forward to envelope my cock. She moaned again, this time in frustration instead of desire, and at last I permitted her to lean forward. Her lips wrapped hungrily around my shaft, taking all of my length into her mouth until she gagged slightly as my rigid flesh hit the back of her throat.
Though with foreplay I pushed her backwards and was rewarded with a squeal as she fell helplessly to the floor on her back, unable to resist with her hands still bound behind her. She struggled to sit up, her enormous breasts swaying in their rope prison as she flailed helplessly about.
I lifted her, one strong arm encircling her waist, and carried her to the bed. Dropping her unceremoniously onto the bed I wasted no time in spreading her legs. The smooth bare skin of her pussy greeted me, her lips already swollen and inflamed with her lust. I slipped the head of my cock between her outer lips, gathering her moisture before thrusting into her. My cock slammed into her, the wet smack of flesh filling my ears as her cunt devoured me. She moaned loudly, her unstated desire to be fucked being realized at last.
Bound as she was she could do nothing but lay helplessly as I assaulted her pussy. Unable to do anything more she was reduced to moaning encouragement as I drove into her. Her breasts bounced enticingly with each thrust, silently urging me on.
I decided that things needed to go to the next step, I reached into the bedside table and pulled out a little red ball gag. Her eyes widened as I presented her with the gag but she obediently opened her mouth to accept the small red ball. I pressed it between her jaws, gently but firmly pressing it in as far as it could go before securing the strap behind her head. A muffled moan escaped her that could have been one of protest or desire.
I flipped her over and she obediently raised her hips to present her tight little hole to me. I thrust into her again, the gag reducing her to unintelligible grunts and groans. She shuddered several times in what was unmistakably an orgasm, though I neither noticed nor cared. I was lost in the rise and fall of our bodies, the wet sound of our copulation and her grunts filling the room. She struggled with her bonds but I had tied her securely and she could do nothing.
"I am going to cum!" I moaned loudly
Her eyes widened at the pronouncement and she struggled furiously to free herself. I ignored her silent protest and slammed my cock deeper into her hole, thrusting until my cock exploded in a glorious climax erupting within the tight confines of her cunt. She ceased struggling the moment she felt the wave of molten cum inside of her, the tidal wave of semen pushing her over into another climax of her own and the wet heat filled her.
We collapsed together, her still in her gag and bonds, my semen flowing out of her as we lay next to each other on the bed.
I am not sure if there is a heaven, but if there is it is between her legs.
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As a first time homebuyer, I could not have wished for a more helpful and dedicated real estate agent. Peter walked me through the process step-by-step was readily available whenever I needed something. He was patient, diligent, and thorough throughout it all. His knowledge of the area was also very helpful. Buying my home was a positive experience and working with Peter really made this experience possible.
-Kristy, first time home buyer in in Huntington
Peter is a pleasure to work with. Peter is well informed about his listings and about what the market has to offer. He was phenomenal at preselecting homes for my husband and I to look at based on our budget and our preferences. And when we found the home we wanted, he presented our offer with a personalized touch to the sellers. Even though they initially rejected our offer, he followed up diligently and eventually found an opportunity to present our offer again. From acceptance to closing Peter was there to mediate any issue that arose and to align any necessary contacts. He is resourceful, thorough, a gentleman and a true professional. I highly recommend Peter.
- Andrea and Mike, First time homebuyers in Huntington Village
Peter was the agent that helped my wife and I find our dream home. And let me tell you this was not a short or easy process. Among Peter's many talents his patience, and boy did he need it when dealing with me. Peter must-have showing us at least 75 different houses, and I found something wrong with every single one. Of course I would probably and boy did he need it when dealing with me. Peter must-have showing us at least 75 different houses, and I found something wrong with every single one. Of course I would probably consider myself one of the most nit picky of people. There is always something wrong with the house, of course any normal person probably would've loved all 75 of them. But it was his extreme patience in dealing with me that allowed us to find that perfect house number 76. Never did he show any frustration in the grief that I gave him during this long process. That is why I know that if you're looking to buy a house or sell a house that Peter is definitely the agent you want to use. Peter had all the traits and skills that make him the perfect real estate agent. I already have him locked down for when I sell my house in 20 years. House selling or buying is a frustrating thing but with and agent like Peter is was almost fun. He will find you that dream home or the sell it looking for the next one. Hopefully it won't take 75 but if it does he will be there right along side you the whole time.
- Jason, Homebuyer in Smithtown
Peter Arner handled the sale of my home in the most professional manner.He was always on time for appointments. Peter also helped with the appraisal he was on target. His courteous nature made the process delightful.
- Grace, Seller in Dix Hills
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Watch South Park Season 4 Episode 3 online via TV Fanatic with over 7 options to watch the South Park S4E3 full episode. Affiliates with free and paid streaming include Amazon, iTunes, Vudu, YouTube Purchase, Google Play, Hulu Plus, and Verizon On Demand.
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All the kids in South Park are mistakenly diagnosed with ADD; Meanwhile, Timmy joins Skylar's band and Phil Collins attempts to break them up.
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Brought to us by The Broke and the Bookish!
This week's Top Ten Tuesday is top ten quotes
Ok I struggled with this one because I'm not very good about keeping track of quotes that I like when I'm reading. But here are a couple I came up with.
"Hope strengthens, fear kills"
– Karen Marie Moning, Fever series
"Rule one: in any dispute between mates, the male is always to blame, even when he is clearly blameless. Rule two, whenever in doubt, refer to rule one."
― C.L. Wilson, Lord of the Fading Lands
"I'm not doing much at all. I might as well be a rag doll. Comes complete with matching shoes. Spine sold separately."
― Amie Kaufman, These Broken Stars
"Forget everything else. Forget everyone else. You're exactly my kind of girl."
― Amie Kaufman, These Broken Stars
Ok thats probably more than 10 but there you have it!


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Sunday, May 17, 2009
I Thought Old Yeller Was a Boy
Back home, eating dinner, the conversation somehow winds its way to dogs. Specifically, I happen to defend the death of Old Yeller because he had rabies.
Daughter looks puzzled. "I thought Old Yeller was a boy," she says.
"He was," I reply.
"But you can't have babies unless you're a girl," she points out.
I don't know what made me laugh more: that she thought I said Old Yeller was put down because he had babies or that she was so nonchalant and accepting of it. Either way, her mishearing, something which typically makes me sad, provides me with some chuckles from time to time.
8 comments:
- Maggie May said...
:) hi there, long time no see. glad to read your small witty updates on your family's life. your post about max and ruby at 13 cracked me up :)
- May 18, 2009 at 8:53 AM
- "Sunshine" said...
That is pretty cute. I really liked your camping story, also. Your family is awesome. Sorry I haven't been around lately. With the weather warming up, I've been outside and not blogging as much, but I'm trying to catch up. Peace :)
- May 18, 2009 at 9:53 AM
- josie2shoes said...
I loved this story 'cuz I have so many mishearing adventures myself!
- May 18, 2009 at 10:48 AM
- Coal Miner's Granddaughter said...
Oh, that's just awesome! For a minute, I thought you were going to explain that Old Yeller was a girl, and then I was going to have a silent freak-out that I'm obviously in a parallel universe because where I'm from, Yeller is a boy.
- May 18, 2009 at 1:25 PM
- D... said...
♥ this! Mishearing stories crack me up.
- May 18, 2009 at 3:35 PM
- Wifey said...
Too cute. Don't you just love the things that come out of their mouths ... sometimes.
Winks & Smiles,
- May 18, 2009 at 7:19 PM
- Lori said...
Cute. Very cute.
- May 18, 2009 at 10:41 PM
- CrAzY Working Mom said...
*LOL* I'm glad I wasn't put down for having babies! Too cute. Thanks for the laugh.
- May 19, 2009 at 1:36 PM
Rides to Heaven on a Gyroscope
A couple of months ago, I saw a client I hadn't seen for a number of months. Like more than a dozen people have in the recent past, she ...
As an infant, we have the power to induce love and tenderness in the toughest of men and women. As a young child, we have the power to soar ...
Something is happening in my life right now that I waver between sharing and keeping to myself. And I say I waver only because I'm a firm be...


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Yes it's a pre-rendered trailer with no gameplay, but the purpose of these trailers is to set the tone and feel of a game. Judging by this E3 2011 trailer for Prey 2 the game looks set to be pretty damn amazing.
There's a definite Mass Effect meets Blade Runner vibe going on here and to be honest I'm battling to see reason as to why they're even calling this Prey 2; it looks nothing like the original Prey. That being said, they could call this game Barbie Superstar Makeover Extreme and I'd still play it. The thought of being a bounty hunter in a futuristic city that looks like The Citadel crash-landed into Coruscant makes me very, very excited.
No word on when it's coming other than "Soon".[youtube]lP5w_4r8wo4[/youtube]


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Fighting for our land, culture, identity, fighting for our life
Serdecznie zapraszamy na projekcje filmu 'From the Dark Depths' i spotkanie z Louise Dumas już w najbliższy czwartek w Krakowie.
Fighting for our land, cultute, identity, fighting for our life
19.11.2015 (Thursday), 6 pm
Institute of Sociology, Jagiellonian University
Grodzka 52, room 79 (2nd floor)
The documentary 'From the Dark Depths' gathers and links the stories of lumad (indigenous people) and peasant land rights defenders whose resistance to 'development policies' in the form of mining, palm oil plantations and other resource-extractive industries in the Northern Mindanao (the Phillippines) region has turned them into victims of militarization.
The screening will be an introduction to discussion with Louise Dumas, human rights activist from Mindanao, who will tell us more about the current situation.
Right now the Phillipines are preparing for the Asia-Pacific Economic Cooperation meeting in Manila and many representatives from the indigenous communities of Mindanao have traveled by land (the caravan was called 'Manilakbayan') to protest against the economic policies of the government, influenced by international agreements. The economic policies have pushed for the plunder of the resources in ancestral domains, which have resulted in massive – and escalating – human rights violations. Just this year, two massacres happened in Northern Mindanao alone. On top of this, the indigenous schools that are in communities that resist the entry of extractive companies have also been attacked. Displacement and killings happen on a daily basis, robbing the indigenous communities of the hope of getting their children educated.


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Whither Basel II?
With implementation barely begun in the United States, the international capital rule is already considered out of date.
In fact, the Basel Committee on Banking Supervision has gone back to the drawing board to plug some gaps and add tools. The potential changes including an international leverage ratio are so sweeping that some say regulators are effectively moving on to Basel III.
"On its face, you've got to think that Basel II has seen an early demise," said Ken Bentsen, a former Democratic congressman from Texas who now leads the Equipment Leasing and Finance Association. "The idea of having a risk-based capital system that uses laser-like technology equivalent to a surgeon is not going to fly."
But the debate over what will take its place is just beginning. Some regulators are arguing that the whole point of Basel II which relied on refined models to help banks gauge their risk and set capital levels accordingly needs to change.
"The vision now is very different," said George French, the deputy director for policy in the Federal Deposit Insurance Corp.'s division of supervision and consumer protection. "We're moving toward less reliance on the bank's internal system a) in talking about a leverage requirement as a supplement and b) in talking about how we can make sure capital requirements don't go up and down so much during the cycle. I think everyone has come to realize we cannot put unlimited reliance on what the bank's internal systems are showing."
But Comptroller of the Currency John Dugan says a radical overhaul is not necessary. Regulators always had significant control over how banks modeled their risk, he said, and would have reined in any precipitous drop in capital levels.
"The heart of it is a model that regulators created, not the banks," he said in an interview. "That's still the essence of how we're thinking of doing this. We've gotten some things wrong, and we need to fix that, but I don't think from the U.S. point of view it changes the basic concept of Basel II."
Regulators appear agreed on some areas, however. Among other things, the Basel Committee is examining changes that might require capital for off-balance-sheet holdings and assets that lose value but have not gone into default. Mortgages once regarded as low-risk will also probably require more capital.
Those changes are being considered as banks in the United States are in the early stages of Basel II implementation. Institutions with more than $250 billion of assets were required to submit plans to their boards by last Oct. 1, detailing how they would comply with the rule. They have until April 1, 2011, to complete four consecutive quarters of a "parallel run" in which they comply with Basel I capital requirements but simultaneously calculate Basel II capital levels.
Dugan said only one bank has begun its parallel run so far but that he expects more to do so once the 2011 deadline nears. Though the Basel Committee is amending the rule, regulators still say banks should continue the transition to Basel II.
Perhaps the biggest change in the offing would be an international leverage ratio.
Nout Wellink, the chairman of the Basel Committee, laid the groundwork for an international ratio last month in a speech to the European Parliament.
"The capital framework needs to be underpinned by a non-risk-based supplementary measure," said Wellink, who is the president of the Netherlands Bank.
Over the strong objection of domestic banks, U.S. regulators already included a simple equity-to-assets leverage ratio in the version of Basel II completed here.
The measure stimulated one of the biggest fights during the drawn-out development of Basel II as bankers worried that being subject to a leverage ratio would put them at a competitive disadvantage if their European counterparts were not. Industry representatives now support an international leverage ratio if only because it would subject international companies to what U.S. banks must already satisfy. "It's best for all concerned if there's a level playing field," said Rob Strand, a senior economist at the American Bankers Association.
But regulators worldwide are debating whether to make the leverage ratio more sensitive to risk, a departure from the ratio's structure in the United States. An April 2 report from the Financial Stability Forum said that as supervisors consider the leverage ratio they should examine how highly liquid government securities are treated.
"The report's language suggests that they might find a way to have highly liquid government securities not count as 100% in that asset figure," said Susan Krause Bell, a partner at Promontory Financial Group who spent two decades at the Office of the Comptroller of the Currency. "This means it's a semi-risk-based measure."
For example, if a bank held $100 in highly liquid government securities that are seen as virtually risk-free, the bank would not have to count the full $100 in its leverage ratio. "It might be really helpful to do something like not treat government securities at 100%," Krause Bell said. "That's requiring too much capital against a highly safe security."But other observers expressed concern that adding such sensitivity to the leverage ratio would make Basel II already famous for its complexity all the more confounding. "We might be making this harder on ourselves than we have to," said Cornelius Hurley, a former Federal Reserve Board lawyer who is now director of the Morin Center for Banking and Financial Law at the Boston University School of Law.Alok Sinha, a principal at Deloitte & Touche LLP and its head of Basel II and economic capital services, also noted that even government securities are not without risk. "Government securities are not sensitive to risk from a credit risk standpoint but they do have market risk."The idea also seems to be a nonstarter with regulators. "We would probably be inclined to say that should not be done," the FDIC's French said. "Once you start down that road, all you're doing is starting a new risk-based system. We'd probably like to see a simple, straightforward ratio."Dugan said the issue is up for discussion, but he appeared to side with the FDIC. "One of the values of the leverage ratio is that it is blunt, no exceptions; this is what it is," he said. "When you move away from that, it's a slippery slope."Even if the Basel Committee ultimately decides to include some risk-sensitivity into the leverage ratio, Dugan said, the United States is not obliged to go along."We never cede our sovereignty to the Basel Committee," he said. "Having said that, there will be an effort to reach consensus and find something that would work in the U.S."The Financial Stability Forum also recommended that regulators consider how off-balance-sheet assets are treated in the leverage ratio. But regulators face the same problem they have struggled with as they try to clean up financial institutions just how should some off-balance-sheet holdings be valued? "If you include off-balance-sheet assets in the leverage ratio, it does raise issues of how you value them," Krause Bell said. "What is the dollar value that you're going to put on the balance sheet? It can be done in a simple way, but doing so will likely generalize the risks and will therefore be inaccurate."Hurley, the former Fed lawyer, countered that, when institutions were forced to bring structured investment vehicles onto their balance sheets, they somehow found a value. "Citi gave them a value," he said. "It might have been overstated, but it was a value."Bentsen, the leasing group's leader, also argued that not every off-balance-sheet holding should be counted in the leverage ratio. "If it's a leased asset that can be put back to the initial owner and the entity has no obligation to take that at the end of the lease, we question whether that should be on that entity's balance sheet."Dugan said regulators have not concluded how to handle off-balance-sheet assets but acknowledged, "You have to draw some lines."Regardless of how regulators eventually proceed, French said, banks do not need to worry that changes in Basel II will somehow increase capital requirements during the financial turmoil."There is no intention to increase capital requirements right in the middle of the crisis," he said. "The plan is to develop the proposal, get comments and when the time is right, when the crisis is behind us, move ahead with implementing the reforms and put the whole system on a better framework."As this unfolds some observers worry that regulators will ignore the level of risk a bank might actually have in a quest to ensure that the industry is well capitalized."I worry about [Basel II reforms] not continuing down a risk-sensitive path," said Robin Lumsdaine, a former associate director in the Fed's banking regulation and supervision division, who is now a professor at American University. "If you think about the benefit of a blunt tool versus something that's risk-sensitive, a blunt tool can offer some protection in bad economic times, but it doesn't give you a glimpse of the risk the institution is facing, which you also need to know."French said he sympathizes with the industry's desire for profitability and its frustration with Basel II's complexity."But primarily this is a safety and soundness issue we're dealing with," he said. "We need to make sure banks have enough capital to weather a downturn."
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Future is not releasing a third straight album. As Friday came and went, there was not a new release from the Atlanta star, but he confirmed in an interview with Complex that there is no follow-up to HNDRXX on the way.
"There is no third album," he shared.
Speculation of a third straight album swamped the internet, especially after a press release for his appearance on Ellen said that Future would be going for three straight #1 albums. Future's manager, Anthony Saleh, attempted to squash the rumors on Twitter. Then after that, more chatter started when Questlove spoke at Pratt Institute and reportedly hinted Future had TWO more albums up his sleeve.
Future dropped FUTURE and HNDRXX back to back a few weeks ago and the first project has already topped the Billboard 200 with HNDRXX expected to follow suit when the numbers are released Monday.


text: Palo Alto, Calif. -- Six weeks after first announcing its fourth round of funding, Palo Alto-based Pivot3, a developer of storage appliances for the video surveillance market, said on Tuesday that it has added another $4 million from Northleaf Capital Partners to close the round at $29 million. Focus Ventures led the round, which also included InterWest Partners, Lightspeed Venture Partners, Mesirow Financial Capital Partners IX and Silver Creek Ventures. Pivot3's platform allows video surveillance clients such as the Port of Seattle, the Mall of America and the City of Trenton to consolidate physical servers into storage appliances, reducing heating and cooling costs, as well as the amount of space needed.


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Photos: Colchester celebrates its 225th (and Canada's 150th).
Photos: Colchester celebrates its 225th (and Canada's 150th)
The historical and cultural roots of Colchester were honoured Saturday during a day-long celebration of its 225th anniversary. There was music, fun for the kids, sports, a historic walking tour with guide Shaymus Gunn of the oldest English settlement in Upper Canada south of the Niagara region and fireworks to cap off the festivities at Colchester Park.
Visitors and residents to the Lake Erie side of Essex also used the occasion to celebrate a youngster — Canada and its 150th anniversary.


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/PRNewswire/ -- The U.S. House will vote today on H.R. 3288, the Consolidated Appropriations Act of 2010. While in Fiscal Years 1996-2009, Congress prohibited the use of all Congressionally appropriated funds for abortions in the District of Columbia (except in cases of rape, incest, and life of the mother), H.R. 3288 only prohibits the use of "federal" funds for abortions in D.C. (Division C, Section 814). This modification allows funds which are Congressionally appropriated for the D.C. budget to be used for elective abortions.
Americans United for Life Action President and CEO Dr. Charmaine Yoest stated, "This appropriations bill guts a longstanding prohibition on using public funds to pay for abortions in the District of Columbia. The bill also provides millions of dollars for international 'family planning' that could be directed to organizations that pay for and promote abortions. A majority of Americans do not support the use of their tax dollars to pay for abortions."
The bill also appropriates $648.5 million for international family planning funding, an increase of $103 million from Fiscal Year 2009, without the constraints of the Mexico City Policy to prevent these dollars from being provided to organizations that promote and perform abortions (Division F, Section 7060). Finally, the bill increases funding for the United Nations Population Fund (UNFPA), which has an admittedly pro-abortion agenda, to $55 million, a $5 million increase from FY09 (Division F, Section 7078).
Fayette Front Page
Georgia Front Page
Thursday, December 10, 2009
AUL Action Urges the Defeat of Omnibus Bill Over D.C. Abortion Funding
Posted by Georgia Front Page.com at 5:05 PM
Labels: abortion, amercian, bill, congress, DC, elective, fayette, fayette front page, federal funds, georgia, georgia front page, HR 3288, vote
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Conservation news and views
Antpitta discovery triggers 20 years of conservation
In 1997, a chance encounter with a newly discovered species of Antpitta resulted in the launch of the Jocotoco Foundation, and the protection of thousands of hectares of habitat in the Ecuadorian Andes.... READ MORE
BPOTY 2018 – last chance to enter
Call for entries closes 30 November 2017 Following the resounding success of 2017, Bird Photographer of the Year is entering the last few weeks of the call for entries period for the... READ MORE
GCT bid to make Galapagos plastic-free
Plastic's most marketable quality, its durability, is exactly what makes it so deadly. Its retention within both marine and terrestrial ecosystems causes severe issues for wildlife (and potentially humans as we ingest tiny... READ MORE
Fifteen new gecko species discovered in Myanmar
Scientists, supported by Fauna and Flora international, recently announced that they had found an unprecedented fifteen gecko species that are new to science. The discoveries were made in the karst (limestone)... READ MORE


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The Palencia spreads out your domain with a spacious plan that has plenty of nooks. Pick the optional den pod with the huge master suite to increase the size to 2646 sq. ft. Please call (860) 292-8857
Click on any of the floor plans to see a close up. Scroll through the floor plans on the bottom by clicking next or previous.
Contact us now to speak to one of our Modular Professionals


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"The eye reads omens where it goes."
—Ralph Waldo Emerson, Nature
"Now, perspective centers everything on the eye of the beholder. It's like a beam from a lighthouse, only instead of traveling outward, appearances travel in. Our tradition of art called those appearances reality."
—John Berger, Ways of Seeing
Although a single definition cannot grasp the heart of Transcendentalism, it's rather evident that Ralph Waldo Emerson wrote Sermon CLXII ("The Lord's Supper") with a certain ethos in mind: "I appeal, brethren, to your individual experience" (75). Surely, there's a lot to be said for the notion of individual experience in discussions about Transcendentalism. Continue reading "Plain Living, High Thinking: Transcendental Ways of Seeing"


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Parking at Sheraton Gunter Hotel San Antonio
Our valet garage is located at the corner of Travis and St. Mary's street, with the entrance being on St. Mary's Street. Please know that we have limited availability for valet, and it is available on a first come first serve basis. We do our best to accommodate all of our guests here at Sheraton Gunter Hotel San Antonio; however, from time to time we receive more cars than spaces available.
In the event that we do not have parking available, there are two parking garages located directly across the street from the hotel. The closest is located on 400 N. St. Mary's Street. Rates range from $5-$15 depending on the evening and if there are any events going on in the area. Please note, the city garage does not provide in and out privileges.
We can assist with unloading your vehicle and holding luggage until you have parked your vehicle at the garage. We apologize in advance for any inconvenience this may cause should we not have parking available on property.


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|News Article
|Written by Judith Reynolds
|Tuesday, 14 April 2015 00:13
At its March meeting it was reported that the Council are in ongoing negotiations with Devon County Council regarding the former Social Services building at St Saviour's. Such matters always take longer than any of us would like.
Much internal improvement work has been undertaken at The Station and the Youth Club has held two initial evening sessions with more regular sessions planned for after Easter. On the first floor of the Station building there are Offices which are available to let. If you are interested please contact the Council Office for further information.
The Council echoes the concerns of many of you with the news that the Ottery Town Bus service is under threat and will do all it can to ensure that it continues (even in a reduced form) and has written to a prominent town business to ask if support can be given.
English Heritage has been investigating the history of the West Hill War Memorial and following correspondence with the Council and the Royal British Legion (RBL) the Memorial is now listed as Grade II. The memorial will be refurbished in the coming weeks and the West Hill RBL plan to rededicate it in June.
The Neighbourhood Working Plan Group has met and has welcomed some volunteers to its ranks but is still looking for more. Please see the article elsewhere in the Gazette and consider if you would like to become involved in this very important move forward for the Parish.
The Council continues to ask for volunteers who would be willing to help in emergency situations in the Parish. Volunteers would not be expected to get involved in emergency rescues but could help in monitoring, preparing for and responding to things like floods. Please look at the article elsewhere in the Gazette to see if you are able to help.
The Annual Parish meeting is now only just over the horizon on Tuesday 28th April at 7pm at the Institute, Yonder Street. As well as the usual business and the chance for you as electors to ask questions, Grant awards will be presented to 14 organisations and the Citizen of the Year 2015 will be announced. You will also have another opportunity to quiz your Councillors informally over tea/coffee and biscuits. Do come along.
The Allotment Management Committee held its AGM on 12th March. Discussion quite understandably included the progress with the proposed new allotments. As yet, the Council has had no definite news about the outcome of the legal arrangements between EDDC and Redrow regarding its application but Allotment holders will be informed when we hear. The proposal is that tenants will move to the new allotments after 1st October 2015.
The Council is sorry to hear of the departure of Toni Williams-Pugh and his accompanying resignation from the role of Town Crier. Thank you to Toni for all he has done and best wishes go for the next stage of his life. Meanwhile the search is on for a replacement Town Crier. Have you got the voice and the presence……..? The Council can supply the bell!
The Citizens Advice Bureau continues with its Tuesday afternoon sessions, being available between 1.15pm and 3.45pm. The next Highways Surgery held by Mike Brown (Neighbourhood Highways Officer) will be held at the Council Offices on Thursday 14th May between 10am and 12 noon. Appointments are not needed for either the CAB or the Highways Surgery.
The next Full Council Meeting is on Tuesday 7th April (as the Monday is a Bank Holiday). Advance notice also that the May meeting is the Annual Meeting of the Council at which the Mayor is elected. Please see the notice elsewhere in the Gazette which informs you that the meeting is on Monday 18th May. This is much later than normal because of the Elections on May 7th. Might I encourage you to exercise your rights as electors and take part by voting not only in the General Election and District Council Election but also (and very importantly for all of us at a local level) our Town Councillors. You may be considering standing for election to the Town Council. If so, you have until 4pm on Thursday 9th April to get your nomination papers in to the District Council.
Do remember that lots of information, including Agendas and approved Minutes for all Council and Committee Meetings are to be found on the Town Council website. Do enjoy the Spring weather!
Judith Reynolds
Town Clerk
Council Offices
The Old Convent
8 Broad Street
Ottery St Mary
01404 812252


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Party Party we cater to all !!!
|Harley's Smokeshack
East Harlem
355 East 116th Street
(212) 828-6723
|[EasyGallery id='partyroom']
|Click here to view our Party Menu
|Harley's Smokeshack & BBQ offers a premium setting for all of your private parties or business events. For your special event, you may reserve our upstairs, downstairs or the entire restaurant. We are pleased to offer an extensive range of amenities and will happily assist in making any arrangements for cakes, musical entertainment or any other service you might require. We have extensive open bar packages and buffet packages that can be tailored to suit your needs. Our team of professionals stand ready to create a flawless event with attention to the smallest details. Harley's Smokeshack sets the standard for personalized service, from intimate affairs to big gatherings.
Party Party we cater to all !!!


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An automation system is the most widely acquired system around the nation. The advantages and the convenience it offers to the customers are the primary reason it is extremely acclaimed.
For years, Home automation system has actually developed in numerous different elements. Beginning with a basic burglar alarm system to the smart home music system, this system deserves to be among the most reliable innovated systems.
House automation is merely a system that is used for virtually all devices or furnishings that is electrically or electronically powered. The concept of home automation system is making by hand run home appliances be managed automatically at a given condition and conditions.
Before this system concerned houses, these were used in big buildings. One reason that automation system is utilized in big erections is to assist in control of particular home appliance. The only distinction in between a structure automation and a house automation is that the former is quite complex than the latter.
There are many home appliances that can be automated in ones house. Primarily, security alarm, lights and heating systems are the ones that utilize automation. Nevertheless, as time pass by house automation is not restricted to these devices. House automation is now likewise applicable to televisions, elements and other electrical devices.
Home automation may either be wireless or not. For houses that are yet to be built, wires can be completely fitted to the walls and are connected to the primary controller. In homes that are wires can not be fitted, wireless automation systems are the right option. There are likewise companies and automation makers that specialize on either field. They can be discovered through the internet and other ways.
Here are a few of the home devices that make use of house automation system:
Audio systems are one of the systems that can be and mainly automated. Normally, audio systems are put only at a guaranteed and long-term place in your home, most of the time in the living-room or in a function space. When one wished to hear music in any part of his home, he can use automation to his audio system. When an audio system is automated, there are choices or conditions that are expected to be satisfied. The Audio system is connected into speakers located in the various part of your house. One may listen to music in his room without other individuals in some other parts of the house might hear. Or he may opt to play music through all speakers installed and connected to the automated audio system. This feature is known as the multi-zone audio.
COOLING AND HEATING stands for Heating, Ventilation and Cooling. This is also referred to as environment control. There are instances that refrigeration is associated to the HEATING AND COOLING making it HVAC+R. The equipments used for these systems too, like numerous house systems devices, can be automated making use of certain automation plans. When these particular systems devices are automated, it will automatically adopt factors such as humidity, temperature level, etc. without by hand manipulating them. For example, in an a/c system, it can be automated in the sense that when the space temperature level has actually reached a specific ceiling temperature level the appliance will switch on immediately. Same thing for other devices consisted of in HVAC+R systems.
This is an electronic communication device that is used locally. It works the same way as the telephone, but intercom is just restricted to the local building or place. Houses use intercoms to communicate from one room to another. Bigger homes would need more devices in the intercom system. Automating it will help one to really associate more feature like 2 to 3 way calling etc.
Initially, as all of us know, lights or lighting systems and devices are manipulated by hand since it only requires two operation; ON and OFF. This time, lights can currently be automated and can be linked to a processor that is programmed to do particular task for a specific condition. For instance, lights can be set to switch on at a particular time of the day and automatically shuts down whenever as dawn comes. There are likewise lighting devices that can be dimmed or brightly lighted. The factor for that condition is the space tenancy that when sensors spot that the space tenancy went beyond to the set number, the lighting system will add brightness immediately.
There are still numerous house devices that can be automated. One might choose amongst so many systems devices that is matched to his' and his household's needs.


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