text:
If someone does not pay their mortgage they will lose their home. But banks have to play by the rules, too." Hertel further stated,
"We are looking at a massive fraud committed against the people of the state of Michigan."
Posted on 06 May 2011.
If someone does not pay their mortgage they will lose their home. But banks have to play by the rules, too." Hertel further stated,
"We are looking at a massive fraud committed against the people of the state of Michigan."
Posted in STOP FORECLOSURE FRAUDComments (0)
Posted on 06 May 2011.
From previous post below:
.© 2010-19 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.
Posted in STOP FORECLOSURE FRAUDComments (2)
Posted on 05 May 2011.
The signatures of the same names on more than 4,500 documents handled by Lender Processing Services Inc. (LPS) for real estate valued at $624.8 million varied enough to raise doubts about their validity, Jeff Thigpen, register of deeds in Guilford County, North Carolina, told reporters today in Greensboro.
Check out the link to documents below…
Posted in STOP FORECLOSURE FRAUDComments (1)
Posted on 04 May 2011.
Take a look at all these residents with DocX signatures…this is only the beginning to his quest. In matter of fact he's found about 2,300 others.
[ipaper docId=54630751 access_key=key-18dtymzwmp9dng31z6jd height=600 width=600 /]© 2010-19 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.
Posted in STOP FORECLOSURE FRAUDComments (6)
Posted on 04 May 2011.
The Bristol County Board of Commisioners voted unanimously Tuesday to send a letter to Massachusetts Attorney General Martha Coakley expressing interest in pursuing litigation against Mortgage Electronic Registration Systems, Inc, commonly known as MERS, for skirting public recording laws.
MERS is a private network that is partly owned by Bank of America. The commissioners did not specify how much they are looking to recover. "It'd be really rough numbers," said Commissioner John Mitchell. "We'd have to find out."
Read more: http://www.tauntongazette.com/news/x916857902/Bristol-County-Board-of-Commissioners-ask-AG-Martha-Coakley-about-possible-lawsuit-against-mortgage-corporation#ixzz1LM9hlvuD© 2010-19 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.
Posted in STOP FORECLOSURE FRAUDComments (0)
Posted on 03 May 2011.
Register of Deeds Phone: 978-542-1704 Fax: 978-542-1706
website: www.salemdeeds.com
Commonwealth of Massachusetts Southern Essex District Registry of Deeds
Shetland Park 45 Congress Street Suite 4100
Salem, Massachusetts 01970
Salem, MA May 3rd, 2011
Contact: Kevin Harvey, 1st Assistant Register 978-542-1724
The 1960's television show "To Tell the Truth", where imposters pretend to be the central character, is playing out today at the Essex Southern District Registry of Deeds and Register John O'Brien is not happy about it. After the 60 Minutes' expose on Mortgage Fraud was aired and showed that leading mortgage services have been using forged documents to foreclose on homeowners, Register John O'Brien reviewed mortgage discharges recorded in his Registry. To view the 60 Minutes Article and a link to the video, go to http://www.cbsnews.com/stories/2011/04/01/60minutes/main20049646.shtml
What he found astonished him. In 2010 alone, 286 Bank of America's mortgage discharges were recorded with what he calls "questionable and possibly fraudulent signatures of the notorious Linda Green." O'Brien said that he has found at least four variations of Green's signature recorded in his Registry.
Green, who was spotlighted in the 60 Minutes Episode, had her name signed by various individuals on thousands of documents recorded at Registries of Deeds throughout the state of Massachusetts and across the nation. In Register O'Brien's opinion, these documents have corrupted Essex County homeowner's chains of title. "I have a responsibility to ensure that the documents recorded in my Registry meet the statutory requirements of recording. If, however, I am presented with evidence that clearly shows that fraud may have been committed then it is my responsibility as the keeper of records to turn these documents over to the appropriate authorities for their review and action."
O'Brien has today forwarded certified copies of these discharges to United States Attorney, Carmen Ortez, Attorney General, Martha Coakley, and Essex County District Attorney, Jonathan Blodgett. "If what I suspect has happened, then the people who have committed this fraud should be held accountable for their actions" commented O'Brien. O'Brien fears that this fraudulent behavior is only the tip of the iceberg and feels strongly that lenders and mortgage servicers should be held accountable for their actions. Actions which he originally only thought involved a scheme to circumvent the land recordation system by creating a private, for profit cyber-registry to benefit the big bank's pocketbooks. Now it seems that MERS, and its member banks may have added fraud to their repertoire of services that they offer.
Register O'Brien questions if a good portion of this foreclosure mess could have been avoided in the first place, if the big banks did what they were supposed to do and recorded assignments like other lenders do. Register O'Brien believes: 1) Homeowners deserve to know who owns their mortgages; 2) Assignments should be recorded in the appropriate registry of deeds, each and every time a mortgage is sold, to provided transparency and public disclosure of ownership; and 3) Any and all documents should be signed by an authorized authority at the entity that actually owns and holds the note secured by the mortgage.© 2010-19 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.
Posted in STOP FORECLOSURE FRAUDComments (2)
Posted on 02 May 2011.
May 2, 2011
For Immediate Release
Greensboro, NC
May 2, 2011
Contact: Jeff Thigpen Guilford County Register of Deeds
Ph. 336-451-5300
Ph. 336-641-4802
Email: firstname.lastname@example.com
Register of Deeds Jeff Thigpen Uncovers Possible Fraud by Wells Fargo, Bank of America, and MERS
Guilford County Register of Deeds Jeff Thigpen will hold a press conference in the Blue Room in the Old Guilford County Courthouse on Wednesday, May 6th at 10 am to reveal the findings of an internal investigation initiated after a 60 Minutes segment called "The Mortgage Paperwork Mess" that followed alleged fraud committed the company Doc X, owned by Lender Proccessing Services (LPS) and contracted with major mortgage and banking institutions including Wells Fargo, Bank of America and the Mortgage Electronic Registration Systems (MERS) Inc.
Register of Deeds Thigpen will be joined by Lynn Szymoniak, an attorney interviewed during the segment by 60 Minutes Scott Pelley. The findings of this internal investigation will be revealed and forwarded to the appropriate federal and state agencies including the Federal Reserve, Federal Deposit Insurance Corporation (FDIC), Office of Thrift Supervision (OTS), and Office of Comptroller of the Currency (OCC).
The findings will be submitted to Iowa Attorney General Tom Miller, heading the 50 State Attorney General Investigations into Foreclosure Fraud, and North Carolina Attorney General Roy Cooper, current President of the National Association of Attorneys General for their consideration and the financial services institutions.
Register of Deeds Thigpen will also announce actions taken involving Lenders and Mortgage companies to address the findings of this investigation.
*April 4, 2011 60 Minutes segment on Mortgage Mess:
source: Guildforddeeds.com
Posted in STOP FORECLOSURE FRAUDComments (3)
Posted on 26 April 2011.
Curtis Hertel Jr., Register of Deeds for Ingham County, says that a discovery he made involving alleged fraudulent mortgage documents is now being investigated by both the Ingham County Sheriff's Department and the FBI.
"Yes, this is, in my opinion, fraud," Hertel said. "This is a situation where people were forging someone else's name to a legal document to take another person's property. That is fraud."
© 2010-19 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.
Posted in STOP FORECLOSURE FRAUDComments (1)
Posted on 25 April 2011.
New York Post-
The $2 billion battle has begun.
When the Suffolk County Legislature meets again next week, the county's share of an estimated $2 billion in fees big banks saved with their electronic record-keeping system — bypassing paper mortgage records in county clerks' offices — will top the agenda for legislator Ed Romaine.
In his previous job as county clerk, Romaine fought in court against the Mortgage Electronic Registration System, or MERS, for several years in the early 2000s and lost. But he's taking another run at it now as the firm's shaky legal foundation is cracking and so many ordinary homeowners are suffering from questionable foreclosure actions involving MERS.
Posted in STOP FORECLOSURE FRAUDComments (1)
Posted on 22 April 2011.
Curtis Hertel: "If you look at the signatures, it's amazing that they thought they could get away with this."
© 2010-19 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.
Posted in STOP FORECLOSURE FRAUDComments (1)
Posted on 17 April 2011.
Via: Shame The Banks
The registry of deeds is supposed to be a sleepy place where you go to record your mortgage or look up how much your neighbors paid for their homes.
But at the Southern Essex District Registry of Deeds in Salem, haymakers are being thrown in a bare knuckles brawl featuring Register John O'Brien in one corner and Bank of America Corp. and other large banks in the other.
In O'Brien's mind, big U.S. banks created a bogeyman called the Mortgage Electronic Registration Systems to dodge paying recording fees when a mortgage is assigned. Early estimates indicate Massachusetts taxpayers have been deprived of anywhere from $200 million to $400 million-plus in lost revenue. O'Brien says his office alone has lost more than $22 million, but he calls that a conservative estimate.
Posted in STOP FORECLOSURE FRAUDComments (1)
Posted on 16 April 2011.
Via TimesHerald:
COURTHOUSE — Montgomery County Recorder of Deeds Nancy Becker is urging registers of deeds across state and the country to withdraw public money from any banks affiliated with the Mortgage Electronic Registry System (MERS), which she claims is undermining the practice of accurate land recording.
Since discovering the descrepancies, Becker has pulled the county funds out of Wells Fargo and transferred the money into Univest National Bank and Trust Company, a smaller local bank based in Souderton. The bank had been approached by MERS but decided not to partner with the cyber registry.
Posted in STOP FORECLOSURE FRAUDComments (0)
Posted on 14 April 2011.
For Immediate Release
Commonwealth of Massachusetts
Southern Essex District Registry of Deeds
Register of Deeds
Phone: 978-542-1722
Fax: 978-542-1721
website: www.salemdeeds.com
|Commonwealth of Massachusetts
Southern Essex District Registry of Deeds
Salem, MA
April 14, 2011
John O'Brien, Register of Deeds
In light of the action taken by the Department of Treasury, The Federal Reserve, Federal Deposit Insurance Corporation, Office of the Thrift Supervision and the Federal Housing Finance Agency, whereby they issued a Cease and Desist Consent Order against the Mortgage Electronic Registration Systems, Inc. "MERS"; Essex County Register of Deeds, John O'Brien , who has been leading a national effort to ensure that MERS and its member banks including Bank of America, J P Morgan Chase and others, be held accountable for the damage that they have inflicted on the land recordation system and their failure to pay recording fees, said that he is very encouraged that this action has been taken. O'Brien, however, cautioned that this is just the beginning of a very long process to ensure that these banks are held accountable both monetarily and legally for the damage that they have done.
O'Brien, along with Register of Deeds, Jeff Thigpen, of Guilford County, North Carolina, have asked that representatives of the Registers of Deeds across the nation be given a seat at the table during any discussions with MERS, its member banks and any and all government agencies. "It is imperative that we make sure that our voices are heard. As Registers, we have the responsibility to ensure that our records are accurate. We must never lose sight of the fact that millions of homeowners across this country have had their chain of title compromised. This is a very serious issue which needs to be addressed. In addition, MERS must be held accountable for their failure to pay billons of dollars in recording fees. Fees, I might add, that everyone else is required to pay. We will continue to lead this fight to make sure that these issues are not swept under the rug and settled for pennies on the dollar. The taxpayers must be made whole, and the homeowners must be guaranteed that their chain of title is accurate." said O'Brien.© 2010-19 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.
Posted in STOP FORECLOSURE FRAUDComments (1)
Posted on 12 April 2011.
Norfolk County Register of Deeds William P. O'Donnell announced today that he has requested Attorney General Martha Coakley to examine the issue of whether the large lending conglomerates have failed to pay the recording fees associated with the sale and assignment of mortgages as mandated by Massachusetts Law.
Register O'Donnell's request comes on the heels of the recent Massachusetts Supreme Judicial Court's ruling U.S. Bank v. Ibanez, in which the Commonwealth's highest court stated that when a holder of a mortgage seeks to exercise its right to foreclose upon a home that mortgage holder must prove that it is the valid owner of the mortgage at the time of foreclosure. The Ibanez case raises multiple issues concerning the practices of huge lending conglomerates utilizing the Mortgage Electronic Recording System, Inc. or "MERS" to keep track of the numerous and multiple sales and assignments of average homeowners' mortgages.
Register O'Donnell states that, "Prior to 1995 the sale or assignment of a mortgage was traditionally confirmed by a recording at the Registry of Deeds. The transparency of this practice not only afforded safeguards and protections for homeowners but resulted in revenue to the Commonwealth, the counties, and our local communities." O'Donnell adds that especially in these tough economic times when, "Local aid is being cut, public safety shortchanged, and drastic adjustments made the revenue loss implication cannot be overstated and warrants inquiry." Register O'Donnell notes that while local community banks and lenders appeared to have followed long held recording practices the failure of the huge lending conglomerates to follow suit in Norfolk County may have resulted in anywhere from $1.5 to $3.1 million in lost revenue in 2010 alone. "It is a question of fundamental fairness and one to which I will personally support the Attorney General's efforts at examining," states O'Donnell.
Posted in STOP FORECLOSURE FRAUDComments (0)
Posted on 07 April 2011.
|April 7, 2011
Greensboro, NC
April 7, 2011
Jeff Thigpen, Guilford County Register of Deeds
Ph. 336-451-5300
Ph. 336-641-3239
Commonwealth of Massachucetts Guilford County, North Carolina
April 6, 2011
The Honorable Tom Miller
Iowa Attorney General
1305 E. Walnut Street
Des Moines IA 50319
Dear Attorney General Miller,
We appreciate your leadership in the mortgage foreclosure working group, as part of a coordinated national effort by states, to review the practice of "robo-signing" within the mortgage servicing industry. We understand this investigation is nearing conclusion, but we want to implore you to act on a very important issue to homeowners across the country.
As County Land Record Recorders in Massachusetts and North Carolina, we have been gravely concerned about the role of the Mortgage Electronic Registration Systems (MERS) in not only foreclosure proceedings, but as it undermines the legislative intent of our offices as stewards of land records. MERS tracks more than 60 million mortgages across the United States and we believe it has assumed a role that has put constructive notice and the property rights system at risk. We believe MERS undermines the historic purpose of land record recording offices and the "chain of title" that assures ownership rights in land records.
As a result, we are asking as part of your probe, that this task force and the National Association of Attorney Generals require that all past and present MERS assignments of deeds of trust/mortgages be filed in local recording offices throughout the United States immediately. Assignments are required by statute to be filed in Massachusetts, however they are not currently required to be recorded in North Carolina. We feel, that it is important that the Registers of Deeds should have representatives at the table before any settlement is discussed or agreed to as it relates to MERS failure to record assignments and pay the proper fees.
This action would serve three specific purposes. First, the filing of all assignments would help recover the chain of title that determines property ownership rights that has been lost and clouded over during the past 13 years because of the scheme that MERS has set in place. Second, transparency and confidence in ownership rights would be restored and this would prevent the infringement upon those rights by others. Third, this action would support a return to sound fundamentals in our economy between the financial services industry and public recording offices.
MERS has defended their practices by saying that they were helping the registries of deeds by reducing the amount of paperwork that needed to be recorded. This claim is outrageous. This is help we did not ask for, nor was it help that we needed. It is very clear that the only ones that they were helping were themselves. Over the past 10-12 years, recording offices across the United States have upgraded their internal and external technology to meet the demands of lenders, title underwriters, title searchers and citizens. In fact, in 1998 the Southern Essex District Registry of Deeds in Massachusetts became the first registry of deeds to provide both document images and indices available to the public, 24 hours a day, free of charge on the world-wide-web. In doing so, the Registry received a Computerworld Smithsonian Award which recognized the innovative use of technology to benefit society. In 2009, the Guilford County Register of Deeds was given a Local Government Federal Credit Union Productivity Award by the North Carolina Association of County Commissioners for their technological innovations. Nationally, over 93% of the public land records are up to date and current, according to Ernest Publishing.
As of today, there are over 600 recording jurisdictions, covering 43% of the US population that have incorporated an eRecording model into their document recording operations. We believe these jurisdictions cover nearly 80% of the volume of assignments that should be recorded. The remaining areas could be covered quickly, with legislation requiring such action by state legislatures.
Quite frankly, we believe this can and should be done. It's the right thing to do.
In the coming weeks, we will be working with our national organizations, the National Association of County Recorders, Election Officials and Clerks (NACRC) and the International Association of Clerks, Recorders, Election Officials, and Treasurers (IACREOT) to take the same position. We are also sending a copy of this letter to the National Conference on State Legislatures (NCSL) and the National Association of Counties (NACO).
Thank you for your immediate attention.
Jeff L.Thigpen
Guilford County Register of Deeds, NC
John O'Brien
Southern Essex District Registry of Deeds, MA
In case you missed it:
*April 2, 2011 60 Minutes segment on Mortgage Mess:
Posted in STOP FORECLOSURE FRAUDComments (1)
Posted on 07 April 2011.
Some just won't give in to fraud!
An Essex County official is boycotting Bank of America and calling on government agencies across the nation to follow suit to protest the firm's ties to a controversial mortgage-recording network.
"We want to hit Bank of America in the pocketbook to send a message that's loud and clear," said Southern Essex County Register of Deeds John O'Brien, who's taking his office's business from Bank of America to locally owned Century Bank.
Posted in STOP FORECLOSURE FRAUDComments (1)
Posted on 06 April 2011.
South Essex Register of Deeds John O'Brien said he has received a green light to withdraw what could be millions of dollars from accounts at Bank of America (NYSE: BAC).
Posted in STOP FORECLOSURE FRAUDComments (0)
Posted on 06 April 2011.
Dear Mr. Thigpen,
We're seeing great leaders like yourself take a stand against the banks for what they are doing to your counties. It' was great seeing you join MA Register of Deeds John O'Brien and going after MERS for recording fees. Just this week register O'Brien made a request to Massachusetts State Treasurer Grossman to pull Bank of America Funds. He has asked that the Treasurer change depository banks.
Once again, he's not alone.
We're also learning that The village of Hempstead on Long Island is pulling its money from JPMorgan Chase and severing its ties with the bank to protest the bank's lending and foreclosure policies.
The city's treasurer, Ray Calame, said the village would soon begin to slowly withdraw the $12.5 million in operating funds and investments it had in Chase, ultimately ending Hempstead's more than 20-year relationship with the bank.
This is truly a step forward and walking away from Wall Street to move it all back to Main Street where it belongs. Maybe others will consider following…will you?
Posted in STOP FORECLOSURE FRAUDComments (3)
Posted on 05 April 2011.
The way to do it!
From NYT Deal Book
"Chase has been identified as one of the banks that have a high rate of predatory lending and also for not helping to modify loans," the village's mayor, Wayne Hall, said Tuesday.
The city's treasurer, Ray Calame, said the village would soon begin to slowly withdraw the $12.5 million in operating funds and investments it had in Chase, ultimately ending Hempstead's more than 20-year relationship with the bank.
Continue… NYT Deal Book© 2010-19 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.
Posted in STOP FORECLOSURE FRAUDComments (2)
Posted on 04 April 2011.
Salem, MA
April 4, 2011
Kevin Harvey, 1st Assistant Register
Register O'Brien requests Massachusetts State Treasurer Grossman to Pull Bank of America Funds
Following last nights 60 Minutes expose on the Mortgage Paperwork Mess (view at www.salemdeeds.com ) Southern Essex District Register of Deeds, John O'Brien announced that he has written to Massachusetts State Treasurer, Steven Grossman. He has asked that the Treasurer change depository banks. Register O'Brien has specifically asked the Treasurer to place all deposits from his Registry into a local, non-MERS bank that follows the Massachusetts Land recordation rules. On an annual basis the Southern Essex District Registry of Deeds deposits approximately $25 million dollars into Bank of America.
O'Brien, who is leading a nationwide effort against the Mortgage Electronic Registration System ("MERS"), of which Bank of America is a major shareholder asserts that Bank of America, along with the other MERS member banks have failed to record assignments and pay the associated fees and in doing so has deprived the taxpayers of millions of dollars in lost revenue. O'Brien estimates that in his county alone the amount is over $22 million dollars and that, he adds, is a very conservative estimate. According to O'Brien, the loss of revenue to the Commonwealth of Massachusetts could be as high as $200 million dollars and to the nation, possibly in the billions.
O'Brien, who has asked MERS and their lender banks to come clean, open their books, and provide a full public accounting as to how many times and to whom they have sold consumers' mortgages said, "Perhaps when these lenders lose millions of dollars in deposits, they may begin to understand the seriousness of their actions. It seems to me that their business model which has been referred to as "fees for thee, not for me" needs to be abolished."
O'Brien further stated, "I find it extremely ironic, that the chief executive of Bank of America, who just last week received a $10 million dollar bonus continues to allow his bank to participate in this scheme. A scheme which has compromised the integrity of the land recordation system in Massachusetts. MERS has defended their practices by saying that they were helping the registries of deeds by reducing the amount of paperwork that needed to be recorded. This claim is outrageous. This is help that I did not need, nor did I ask for. It is very clear to me, that the only ones that they were helping were themselves, which I find shameful. For us to continue to reward these banks by depositing taxpayers' money into them, is clearly not the responsible thing to do."
O'Brien said he is reaching out to Registers' of Deeds in Massachusetts and across the nation to ask them to join with him and encourage their state and county governments to follow his initiative and withdraw public funds from MERS' member banks. O'Brien said, "By doing this we will send a resounding message that government officials are no longer going to stand by and continue to allow MERS and their joint venture banking partners to profit at the expense of the very same people that they are abusing.© 2010-19 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.
Posted in STOP FORECLOSURE FRAUDComments (2)
Posted on 04 April 2011.
Make no mistake, when Mr. O'Brien has his eye on the prize, nothing will hold him back as we are seeing with his fight with MERS
A Massachusetts official whose office deposits about $25 million a year with Bank of America Corp. (NYSE: BAC) has asked the state treasurer to yank that money from the financial institution.
Posted in STOP FORECLOSURE FRAUDComments (3)


text:
Boston College is scheduled to play at Penn State tonight in the second round of the NCAA women's soccer tournament. Stephanie McCaffrey, a sophomore and a second-team all-ACC forward who had scored a goal in BC's first-round win over Hofstra, prepared for the trip to State College by tweeting a bunch of jokes about Jerry Sandusky and Penn State and its locker rooms. Because no one would notice that.
ESPN reported that McCaffrey had sent out 10 different tweets in about 24 hours, with her gig finally concluding around 4 p.m. yesterday. The gags didn't go over so well: By 5:15, McCaffrey had taken down her Twitter account. And a short time after that, BC suspended her for tonight's game. Onward State captured three of McCaffrey's tweets, and here's one of them (click to enlarge):
In a statement, BC's athletic director, Brad Bates, said, "The student-athlete used very poor judgment and exhibited insensitivity towards Penn State for which she apologizes. This type of behavior is not tolerated among our student-athletes." BC clearly overreacted here. It really should have punished McCaffrey for being so unfunny.
Photo via Getty

subset: commoncrawl


text:
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Monday November 18, 2019; 11:57 pm EST
Winter Cauliflower
I am at best a haphazard gardener. To my delight, I recently discovered these cauliflower, which I had given up for a loss, the leaves a lacy design after the insects had eaten their fill. I am amazed and feel the thrill of the winter gardener. I made cauliflower-cheese soup with this small head.
–Gail Martinez, Fairhaven


text: At this point, it's impossible to know exactly what path Tropical Storm Isaac is going to take or how much damage it'll do. But Google's crisis team went ahead and made an indispensable map to help those who might be in harm's way. Here's where to get all of the information you need in one centralized location. The index contains data from NOAA and Weather.com; provides links to government websites and live webcams, as well as to information that might be needed at a moment's notice like alerts, shelter information, and evacuation routes. If you're in the southern United States now's the time to bookmark this guide. [Google Maps via LA Times]


text:
Royal Prime Minister's Palace is located in Jincheng city, Shanxi Province. Once called as "the Castle and Mansion of the Prime Minister" (Huangcheng Xiangfu, or Royal Prime Minister's Palace), by Emperor Qianlong of Qing Dynasty, it was the royal residence of the prominant Prime Minister Chen Jingting, who was the royal teacher of Emperor Kangxi of the Qing Dynasty (1644-1911). Mr. Chen was also a famous statesman, writer, idealist, philosopher and poet, and served as the editor-in-chief of the famous Kangxi Zidian Dictionary.
360-degree panorama photography by yunzeng liu
Shanxi located at Mt. Taihang west, east of Yellow River. Name of the Shanxi, because of occupies Mt. Taihang west to acquire fame. Was called since old times ?Biaolishanhe?. Spring and Autumn Period time, most districts for Jin all, therefore abbreviation ?Jin?; The Warring States initial period, Han, Zhao, Wei three divide the Jin, because and calls ?the Three-Jin?. The entire province total area 156,000 square kilometers, the total population nearly 34,000,000 people, presently govern Taiyuan, Datong, Shuozhou, Yangquan, Changzhi, Xinzhou, Luliang, Jinzhong, Linfen, Yuncheng, Jincheng and so on 11 locally administered levels, altogether 85 counties, 11 county-level cities, 23 municipal districts. Provincial capital Taiyuan, provincial government in the Taiyuan Municipal government east street. Rich tourism resources in Shanxi Province, historical monuments, scenic spots more. There are more famous Yungang Grottoes, Mount Temple group Jinci, Yingxian Wooden Tower, Yongle Palace,Xuankong Temple , Hukou Waterfall, Temple state solution, such as Hongtong large tree.


text:
Alexis Wineman – better known by most people as Miss Montana 2012 – visited KRTV on Tuesday – cool! She and her mom were headed back home to Cut Bank from the Miss America pageant in Las Vegas.
Krista and I watched part of the pageant on Saturday night and were so happy when Alexis won the "People's Choice" award and landed in the top 15. During the intro, when each of the contestants told a little factoid about their state, Alexis mentioned that Montana sapphires are included in the crown jewels of England. Interestingly, we noticed that Bigfoot – aka Sasquatch – was mentioned twice in the intros – once by Miss Idaho, and once by Miss Oregon.
Once Alexis was eliminated from the contest, though…click…turn the channel.
Alexis was fun to meet today – and even though the KRTV crew is used to interviewing and dealing with "celebrities," musicians, and politicians, etc, I think that this is the most star-struck I've ever seen them (me too)!
I also spent a few minutes talking with her mom, Kim – wonderful lady who is handling the whirlwind in stride, keeping tabs on the flood of messages, interview requests, etc.
When I took this picture (click for larger view), it occurred to me that my buddy Tim had a pretty good day at work 🙂
Alexis was also kind enough to give an extended interview, with a nice shout-out at the end to Cut Bank!


text:
WASHINGTON — Republican and Democratic members of the House of Representatives and the Senate unveiled a bill Tuesday, the anniversary of Superstorm Sandy, that would delay the flood insurance rate increases that are starting to go into effect under a law passed last year.
The law phases out some federal subsidies for flood insurance. The intent was to stop the flow of taxpayer dollars into the National Flood Insurance Program, which is about $25 billion in debt. Supporters of the delay said millions of property owners faced much higher flood insurance rates.
"Forty percent of flood policies are in my state, and it has dried up the real estate market," Sen. Bill Nelson, D-Fla., said at a news conference at which he and more than a dozen other senators and House members announced the bill aimed at postponing the increases, which began Oct. 1.
The legislation would require the Federal Emergency Management Agency to conduct an affordability study and give Congress time to review it. FEMA, which manages the flood program, would have to show that it had developed a flood-risk assessment program that Congress could accept. The time frame would effectively put off the rate hikes for four years.
Some lawmakers noted that more than a dozen members of Congress from coastal and inland states – liberals and conservatives – supported the delay, an unusual show of unity across party and geography. The real estate and home-building trade groups also favor the delay. Still, it was too early to say what the bill's prospects are.
Nelson said the measure would be retroactive if it became law. Even so, "a lot of folks have lost a lot of sales," he said.
In some cases, a homebuyer will face higher flood insurance rates than the previous owner paid. The higher insurance costs result in lower property values.
Pam Lazaroff of Holmes Beach, Fla., said she was relieved to hear that Congress might delay the flood insurance increases. Lazaroff and her boyfriend, Mike Martell, said in September that their 1959 two-bedroom home's flood insurance would jump from $914 a year to $6,500.
"If, after a meaningful financial review of the program and its insured properties, increases may be warranted, then let's proceed in a manner that will not put Florida back on top of the foreclosure list," she said Tuesday.
"I didn't buy the oldest or the smallest house in Holmes Beach, Fla., but close to it," Lazaroff wrote in letters to members of Florida's congressional delegation. "And I work hard to be able to own and maintain my piece of paradise."
Opponents of the delay said it would gut a law intended to save the federal flood insurance program from insolvency and that artificially low rates allowed for risky development in coastal areas.
Supporters, however, spoke of the problems of people who wouldn't be able to afford the higher rates.
"It's a timeout to do an affordability study," Sen. Johnny Isakson of Georgia, the leading Republican sponsor of the bill, said at the news conference. He said the delay would stop the unintended consequences of the 2012 law and allow time to find a way to phase in its intent of making the flood insurance program sustainable.
"We have priced middle-class people and retirees out of the market," said Sen. Mary Landrieu, D-La.
If the delay became law, it would apply to all property owners, regardless of income.
Steve Ellis, the vice president of Taxpayers for Common Sense, a nonprofit, nonpartisan budget-watchdog group, said the bill was "essentially a backdoor tactic not to do anything."
The flood insurance program took in $3.6 billion in premiums last year, but its debt grew to $25 billion. There are about 5.5 million flood insurance policies, and about 130 million housing units in the United States, Ellis said.
"We're talking about a small percentage of the country getting a significant subsidy from the rest of us," he said.
A better approach, he argued, would be to make provisions to help people with modest incomes who'd be hard-hit, while letting subsidies for others phase out.Rachel Cleetus, a senior climate economist at the Union of Concerned Scientists, a nonprofit science advocacy group, said in a blog post that artificially low rates didn't convey the real risk of storm surges and flooding.
Lawmakers can overturn rate increases, she wrote, but "they cannot turn back the clock on sea level rise."
Reps. Walter Jones, R-N.C., and Maxine Waters, D-Calif., were among the House members at the news conference who support the delay.
Waters was a co-sponsor of the law that phased out the subsidies. She blamed FEMA for failing to make sure its risk maps were accurate and for not conducting a required affordability study before raising rates. She said the shock to middle-class homeowners could have been avoided.
FEMA Administrator Craig Fugate said in testimony to Congress last month that the 2012 law gave little leeway for helping people keep their homes when the rates became unaffordable. He said FEMA needed two years to complete the study.
Jones said Tuesday in a statement that changes to the flood insurance program were necessary but shouldn't be done in ways that would cause homeowners in his district in eastern North Carolina and elsewhere to "face sudden exorbitant rate increases." He said the delay would "allow time for adjustments to be made to ensure that the program remains financially sustainable and that flood insurance rates remain affordable."
The Government Accountability Office, the investigative arm of Congress, said in a report earlier this year that the National Flood Insurance Program wasn't likely to generate enough money to repay the billions of dollars it had borrowed from the federal government to cover claims.
After Hurricane Sandy, Congress passed legislation to allow the program to increase its borrowing to more than $30 billion.
Manatee County, Fla., commissioner John Chappie said delaying the rate hike would be a good start. His district covers the county's island communities, Sarasota Bay and Cortez, Florida's oldest working fishing village.
"I don't think they really think these things through because it's apparent here," he said.
Florida has the most flood insurance policy holders, at more than 2 million, and since 1978 has the second most claims in the program, at 240,374. It ranks fifth in total payments, at $3.7 billion, behind Louisiana, New Jersey, New York and Texas, according to FEMA data. If you have any questions about Fort Lauderdale Flood Insurance and how it can protect you, give Pro Player Insurance Group a call at 855-367-7744.
(Charles Schelle of The Bradenton Herald contributed to this article.)
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How to Use
the Readings
Inquiry Question
Reading 3: The Emancipation Proclamation
On September 22, 1862, while living at the Soldiers' Home, President Lincoln issued the Preliminary Emancipation Proclamation, which announced his intention to free the slaves in Confederate states. Lincoln was working on the Emancipation Proclamation during his first summer at the Soldiers' Home. The cottage offered Lincoln a place to reflect and think through his ideas on emancipation. He also had the opportunity to discuss ideas with visitors and guests to the Soldiers' Home.
¹Paul R. Goode, The United States Soldiers' Home (Richmond, Virginia, 1957), 68, as quoted in the "U.S. Soldiers' and Airmen's Home" (Washington, DC) National Register of Historic Places Inventory—Nomination Form (Washington, DC: Department of the Interior, National Park Service, 1973).
Questions for Reading 3
According to President Lincoln, what gave him the authority to make this proclamation?
You can read the entire Emancipation Proclamation on the website of the National Archives and Records Administration.


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Chicago Fire 1, New England Revolution 1 | MLS Match Recap
BRIDGEVIEW, Ill. – Bobby Shuttleworth proved the hero as his late penalty save earned the New England Revolution a 1-1 tie to extend the Chicago Fire's run without a win to seven games.
In front of 15,743 at Toyota Park, the Revs No. 1 goalkeeper denied substitute Juan Luis Anangono from the spot in the 90th minute and Jeff Larentowicz's follow up to prevent the Fire from claiming their first victory of the season. Kevin Alston had handled a goal-bound shot from Fire substitute Victor Pineda to give Chicago the golden opportunity for the three points in a match that saw both teams finish with 10 men.
The Fire retained the same starting line-up that tied 1-1 at Montreal Impact last week while the Revs made one change from their 2-0 win over the Houston Dynamo. Darrius Barnes came in at right back with Andrew Farrell switching to the center in the absence of the injured Jose Goncalves.
The Fire took the lead in the 16th minute when Harry Shipp's incisive ball from near midfield found Amarikwa between Barnes and Farrell, and the Fire striker stayed strong to slide the ball under the advancing Shuttleworth for his fourth goal of the year.
The Fire missed a great chance to double their advantage in the 27th minute when Nyarko forced Shuttleworth into a save from close range before Larentowicz dragged his shot wide on the follow up.
Chicago, just as they have done in previous games, were the masters of their own downfall as the visitors equalized against the run of play in the 29th minute. Nyarko clumsily bundled the marauding Alston over in the box, and Lee Nguyen kept his nerve in front of the Fire faithful to convert the resulting penalty low to Sean Johnson's left.
The Fire's hopes of claiming a first win of the season were dealt a blow in the 73rd minute when Amarikwa, who was booked in the first half for diving, was shown a second yellow card for a reckless challenge on Andy Dorman.
Despite being a man down, the Fire continued to search for the winner and almost broke through when Mike Magee hit the post on a low shot late. Alston then handled Pineda's rebound shot in the 90th minute, earning the Revolution defender a red card and giving Chicago a penalty kick that Anangono fired far too close to Shuttleworth.
Next up for the Fire is Real Salt Lake at Toyota Park on May 3, while the Revolution host Sporting Kansas City on April 26.
MLSsoccer.com Men of the Match
|What We Saw
|Bobby Shuttleworth
|The Revolution goalkeeper came up big late, but he also showed good command of his box and was a steady presence throughout.
|Harrison Shipp
|Left the game in the second half after taking a knock, but was one of the Fire's best attackers when on the field. Had the assist on the opener and his set-piece delivery was sublime.
|Kevin Alston
|He might have been sent off late, but he saved a potential winner with his late block and also earned his club its first-half penalty kick with one of several forays forward.


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A to Z Custom Creations
reFreshed, rePurposed, reStyled- Custom Painted Furniture and Design in Arkansas
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Hi there! I'm Angela and I'm delighted you've found me! You should know up front, I'm a total rebel...in the design realm anyway! My creativity is derived from a lack of fear, fueled by passion, and … {learn more}
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Batch Capacity Planning, Part 1 - CPU
MartinPacker 11000094DH Visits (11590)
It's been a week since the following was posted in IBM-MAIN: Batch Capacity Planning - BWATOOL? So far there's been no reply. Though a little disappointed, I'm not surprised. "Disappointed" as I was looking for a good debate (even though it wasn't me who asked the question). "Not surprised" as I think the subject of Batch Capacity Planning is a tough one. The original post... [More]


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In Rodopi mountain chain, where Greece shares boarders with Bulgaria, you can see Drimos forest also known as Chaintou. In Chaintou forest you will meet the gigantic age-long beech trees that reach 30m in height.
Also, there are pine trees, fir trees, red spruce trees, as well as Thracian lily growing in Rodopi mountain forest.
The area offers shelter to bears, wolves and deer.
Since 1980 a significant part of the forest (approximately 180.000 acres) has been proclaimed as "Monument of Nature" and constitutes a protected area. In the area you can see several indigenous plants of Rodopi, as well as rare flora species growing in Greece. There are also several rare mammal and bird species.
There are also bare extends of ground, fields, as well as bare mountain slopes in Chaintou. Many streams and small rivers flow with quick and crystal clear waters, constituting the zone of trout.
Visitgreece.gr is the official tourism web site for Greece, run by the Greek National Tourism Organisation, where you'll find information on the main tourist destinations, such as cities, beaches, as well as activities, events and much more!
All content included on this site consists intellectual property of GNTO and you are not allowed to reproduce the whole or part of this work in any way.
For information please contact: email@example.com. All Rights Reserved. GNTO © 2018.


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This is where you should post links to any tutorials, patterns or other crafting/sewing related items. Advertisers may post here, so long as they are offering a "freebie". PLEASE DO NOT START MORE THAN 2 NEW POSTS/THREADS IN THIS FORUM PER DAY! Attachments are not allowed in this forum.
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to receive 10% OFF your order and be the first to know about our new collections and exclusive offers!
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The Rev. Al Sharpton is trying to interfere with an NFL play by Rush Limbaugh, and is hoping to block the conservative radio host from buying the St. Louis Rams.
Sharpton wrote a letter to NFL Commissioner Roger Goodell requesting a meeting "to discuss the myriad of reasons as to why [Limbaugh] should not be given an opportunity" to bid for the Rams.
The letter says that Limbaugh's comments about Philadelphia Eagles' quarterback Donovan McNabb and Michael Vick (who did time for running an illegal interstate dog fighting ring) were "anti-NFL."
In 2003, Limbaugh resigned from his brief stint on ESPN's NFL pregame show after saying McNabb was overrated because the media wanted a black quarterback to succeed.
Sharpton also criticized Limbaugh for saying "the NFL was beginning to look like a fight between the Crips and the Bloods without the weapons." The Rev. said that comment "was disturbing."
Limbaugh has confirmed that he and St. Louis Blues owner Dave Checketts are teaming up to buy the football franchise, but has not commented on Sharpton's letter.


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Talk:Wishlist/Text Input
From Openmoko
Hexinput looks very interesting to me. --Cezz 14:35, 10 March 2007 (CET)
I think Apples Rosetta (Apple Newton OCR) is old but still one of the best embedded OCR. patented?. hede 08:29, 29 June 2007 (CEST)
I think Dasher is a very good and fast input style, maybe the fastest I ever have seen and it is optimal, I think, for a mobile system like OpenMoko. I wish someone could port it to OpenMoko. There is a version for Windows and Max OSX too. blubbfisch15:59, 29 June (GMT +1)
For me Finger Splash looks very good Krzysiek Bielicki
Dvorak layout -- I took the liberty of adding this to the input list. I'm hoping this is a "relatively simple" thing to add, probably only a "skin" and a new key mapping. -- KlaymenDK 13 September 2007
Could dasher be controlled using the motionsensors? That would give very cool and easy text input.


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I know that a PC can have multiple network adapters each of which with different network identifiers (IP,MAC etc.).
My question is, can a certain PC have more than one active default gateway? And if so, how does the PC (or better say the OS) knows to what adapter use for any given packet?


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Welcome to 1st London Toastmasters!
IMPORTANT: Please sign up if you plan to come along so that we can add you to the guests list otherwise security at the venue will turn you away.
Do you want to banish your fears about public speaking in a supportive, fun and professional environment? If so you've come to the right place.
1st London Toastmasters is one of the most accomplished and encouraging speaking clubs in London. It is part of the worldwide family of Toastmasters International clubs.
Who are we? People like you! Every single one of us is actively improving our public speaking and leadership skills. Our membership of 70 is made up of an intriguing variety of nationalities and currently includes City-based professionals, small business owners, students, senior managers and many more besides.
When? We meet every Monday at 6.15pm for a prompt 6.30pm start. The meeting finishes around 8.45pm with a 10 minute break in the middle.
Where? We meet at the University of Law, 2 Bunhill Row, London EC1Y 8HQ. Nearest underground: Moorgate
By implementing the pathway laid out in the Toastmasters International Competent Communicator Programme and simultaneous Competent Leadership Programme you will:
- Improve your speaking skills, both for prepared speeches and shorter, impromptu talks.
- Learn how to observe, evaluate and listen to your peers more effectively.
- Boost your leadership skills.
- Formulate and express your thoughts in a way that will resonate with all your listeners.
We, at 1st London Toastmasters would love to meet you, so why not come along as a guest to observe or perhaps participate in one of our Monday meetings. We promise you an enjoyable, relaxed and inspiring evening. Please just book in for the next available Monday evening.


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Due to the combination of the narrow bandwidth of 12nm and the high transmission of typically 96% the filter gives you an contrast boost, as all unwanted light from other wavelengths than 656nm is blocked form UV up to the IR. This results in an very dark background compared with any filters with a higher bandwidth. The FWHM of 12nm is optimized for typical DSLR cameras with CMOS sensors and CCD cameras with a normal/high dark current: With these cameras the background signal in images taken from heavily light polluted sites is dominated by the dark current of the sensor, not by fluy coming from light pollution. In this case a further reduction of FWHM does not improve the image, as the background will not get darker. Compared to the 6nm filters you have more stars in the field of view which gives you more guiding stars when working with an integrated/dual guiding chip!
The filter blocks all unwanted light from artifical light-pollution, natural airglow and moonlight. Especially light from High- and Low-Pressure Sodium and mercury lights and all lines of natural airglow are 100% blocked. The filter increases the contrast between the sky-background and objects glowing at the H-alpha line at 656nm.
Guaranteed Transmission of more than 90% at the H-alpha Line (656 nm)
Typical Transmission of 96% at the H-alpha Line (656 nm)
Full-Width-Half Maximum (FWHM): 12nm
perfect blocking of unwanted light from UV up to the IR
parfokal with all Astronomik filters
MFR Coating technique: Usable with all optics up to f/3
Thickness of 1mm
Not sensitive to moisture, scratch resistant, not aging
opticaly polished substrate, striae-free and free of residual stresses
High quality storage box


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Aluminium doesn't rust or rot, giving our contemporary 8 seater garden furniture an advantage over wooden and cast iron garden furniture. Even when left outside over autumn and winter, our cast aluminium tables and chairs will survive without rusting, rotting or splintering. Achieving the same survival through the seasons of teak or iron furniture means sanding, varnishing and oiling. Even then, there's still a risk of deterioration due to the elements. Cast aluminium stands out as the cost-effective choice for outdoor furniture, requiring no special efforts to withstand the weather. To clean your contemporary aluminium garden furniture, all you need is a clean, damp cloth to wipe it over. A squirt of any standard glass cleaner and a wipe over will keep garden tables with a tough glass table top clean and shiny too.
The Virginia table is an 8 seater modern black garden table entirely in aluminium. It extends from 173cm to 244cm, and is also available in white and grey, all grey, and white and champagne. If you want a modern dining table that suits indoor and garden dining equally well, consider the Florence table. This superb 8 seater modern rectangular table combines a tough glass table top with an aluminium frame. It can be extended to a length of 240cm, and comes in grey, white and grey, black, and white and champagne. If you're having trouble deciding on a colour, you can order samples to give you a better idea.
Once you've chosen the colour, complete your modern garden table and chairs set with the right seating. Choose from a number of chairs to combine with your 8 seater garden table. The Milly chair is the default chair that comes with our modern 8 seaters. Note that you can choose this chair in either plain black or black and grey. For £5 and £15 per chair respectively, the Georgia and the Abigail chairs are alternatives in slightly different styles. All of these chairs are stackable, so storing all or some of them when they're not needed is simple.
Don't forget to take advantage of our amazing offers before moving on to the checkout page. We offer some fabulous discounts on all kinds of garden furniture when you're purchasing a modern 8 seater furniture set. Get up to 70% off of a sun lounger, garden bench or side table! You may well find something that compliments your new modern metal garden furniture. If you're looking for a bargain, take a look at our clearance page, too. There are fantastic deals to be had on everything from sun loungers to 10 seaters. The deals you find here won't be repeated.
We offer free delivery on all our modern aluminium garden furniture. So there's no need to worry about additional charges on the checkout page. Our 8 seater garden table sets are delivered on wooden pallets by our partner couriers Geodis. They offer online tracking of your order from the day of dispatch. They'll also call you the day before delivery to arrange delivery during a time slot that works for you. For more details about delivery you can have a look at our delivery information page or give us a call.
For other questions about our furniture, the friendly Lazy Susan team is on hand to take your calls or answer your emails. From 08:00 to 18:00 daily, they can provide more information about our products and help you with assembly instructions. Call us on 01243 717107 or email us at [email protected]. We try to answer emails within 2 hours during office hours.
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|Home >> Course Descriptions >> College of Arts and Sciences
|Congress and the Presidency.
|Three semester hours.
|This course examines the functions and operations of these two branches of the federal government. How representative is the U. S. Congress? How does the Presidency govern? Moreover, the course explores the nature of the congressional-executive relations.
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On Monday's NBC Nightly News, correspondent Andrea Mitchell seized on NSA leaker Edward Snowden attacking former Vice President Dick Cheney, who labeled Snowden a traitor for publicizing classified information: "Snowden wrote, 'Being called a traitor by Dick Cheney is the highest honor you can give an American.'" [Listen to the audio or watch the video after the jump]
Mitchell went out of her way to hit Cheney on Monday's Today, noting that he "helped institute warrantless evesdropping, no court orders required, a policy Congress later rejected in favor of the current surveillance programs."
In her Nightly News report, Mitchell did also mention Snowden going after the media: "Did he flee to Hong Kong to give secrets to China? Snowden denied any contact with the Chinese government, writing, 'This is a predictable smear that I anticipated before going public, as the U.S. media has a knee-jerk RED CHINA!'"
The tone of the segment worked to downplay the leaked revelations, with anchor Brian Williams introducing the report by remarking that Snowden was "exposing the kind of data mining that has now become routine."
Mitchell went so far as to cite a nearly two-decade-old report she did under the Clinton administration: "U.S. officials said no one should be surprised, in fact, we reported on Nightly News 18 years ago that the Clinton White House spied on leaders in Miami in 1994."
Here is a full transcript of Mitchell's June 17 Nightly News report:
BRIAN WILLIAMS: People all across this country and for that matter, all over the world, will continue to debate what Edward Snowden has done, exposing the kind of data mining that has now become routine. And while that debate goes on, he is still talking, again today from overseas. He today delivered yet another carefully timed leak. Timed to embarrass the U.S. and Great Britain just as a summit of world leaders gets under way. And tonight, the consequences continue. It's we're we begin this evening with our chief foreign affairs correspondent Andrea Mitchell in our D.C. newsroom. Andrea, good evening.
ANDREA MITCHELL: Good evening, Brian. That latest leak was clearly intended to embarrass both Britain and the U.S. by claiming they jointly spied on world leaders at past London summits. As the G-8 Summit opened, The Guardian reported that the British, with American help, had spied on past summits, intercepting emails and phone calls at a London summit in 2009. One target, Russia's then-President Medvedev's encrypted calls home to Moscow, decoded by the NSA.
MARK LANDLER [THE NEW YORK TIMES]: What it does do for President Obama, which is problematic, is it robs him of much moral authority in talking about this.
MITCHELL: Snowden's leaks about the U.S. hacking China also undercut the President when he met with President Xi recently. U.S. officials said no one should be surprised, in fact, we reported on Nightly News 18 years ago that the Clinton White House spied on leaders in Miami in 1994. What foreign leaders didn't know, but NBC has been told, the super secret National Security Agency had quote, "wired the place," to evesdrop on the President's guests. Snowden has claimed extraordinary access to personal data. Former officials say he's exaggerating.
MICHAEL HAYDEN [FORMER NSA AND CIA DIRECTOR]: Snowden is wrong. He could not possibly have done the things he claimed he was able to do in terms of tapping communication.
MITCHELL: But in a web chat The Guardian today, Snowden wrote, "If I target for example an e-mail address and that email address sent something to you, Joe America, the analyst gets it. All of it. IPs, raw data, content, headers, attachments, everything." Did he flee to Hong Kong to give secrets to China? Snowden denied any contact with the Chinese government, writing, "This is a predictable smear that I anticipated before going public, as the U.S. media has a knee-jerk 'RED CHINA!'"
And after this from Dick Cheney...
DICK CHENEY: I think he's a traitor. I think he has committed crimes, in effect, by violating agreements.
MITCHELL: ...Snowden wrote, "Being called a traitor by Dick Cheney is the highest honor you can give an American."
Tonight on Fox, Snowden's father told him he loved him but pleaded for him to stop leaking.
LONNIE SNOWDEN: I don't know what you've seen but I just ask that you measure what you're going to do and not release anymore information.
MITCHELL: Defending the surveillance, President Obama told Charlie Rose in an interview airing tonight on PBS, "To say there's a tradeoff doesn't mean somehow that we've abandoned freedom. I don't think anybody says we're no longer free because we have checkpoints at airports," said the President. Brian.
WILLIAMS: Andrea Mitchell starting us off from Washington tonight. Andrea, thanks.


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Title: The Captive
Author: Scott O'Dell
Pages: 224
Time Took To Read: 2 days
Cover Rating: 4/5
Character Rating: 4/5
Plot Rating: 4/5
Overall Rating: 4/5
I LOVED this book!!! It is the first in "The Seven Serpents" trilogy... I originally picked this book because it was a story about the Mayans... they NEVER have actual novels about them.. and they fascinate me... So I really liked it... WONDERFUL book!!! Loved the characters, loved everything... I can't wait to read the next book!!! Till then!!!
As part of a Spanish expedition to the New World, a Jesuit seminarian witnesses the enslavement and exploitation of the Mayas and is seduced by greed and ambition.
(sorry this plot is so short... that is all I found out when I read it... PLEASE DO NOT READ THE SUMMARY OF THIS BOOK!!!)


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Thanks for your GREAT help and your part in helping keep our business up-to-date and successful." - Your "HAPPY", "SATISFIED" Customer, Nancy L. Brennan Brennan Realty
"I have advertised ranch properties on every major web site as well as some local advertising media and newspapers. Only Lands of America has consistently provided many inquiries and legitimate buyers at a price that is the same or lower than others offering these services. Thanks Lands of America" - Greg Sheehan, Meridian Land and Minerals LLC
""I was a little hesitant to sign up for Lands of America, because I am a residential Realtor with only 1 rural land listing, but every search I did on Google for anything to do with Texas Land For Sale resulted with LandsofTexas.com as the first website that came up. I decided to give it a try. Now it is 2 months later and I have a Million dollar deal about to close from a lead from Lands of America. I am very glad I decided to sign up." - Tara West, Keller Williams Realty
"As a manager of land investments in multiple states, I have used a variety of websites that advertise properties for sale. Lands of America produces the most leads and, more importantly, the largest number of leads per dollar invested. Despite the real estate slowdown, we have recently received over a hundred leads from Lands of America. In addition, Lands of America has driven tremendous traffic to our own website, which, like a domino-effect, has improved our organic search engine results, driving further traffic and more leads. In short, we are very happy with Lands of America." - Mark Campbell, RLF Nevada Properties, LLC
"I have been impressed with the number of calls we have received by advertising on your website. I believe it generates more calls than any other website we pay to advertise on, other than our own. We will renew our subscription before the expiration." -Rob Langford, Southern Forestry Realty
"As a business owner, I try to market my properties through the best advertising avenues for the money I spend. Lands of America links my properties to numerous interest groups nationwide. I have sold more listings on Lands of America than any other single advertising source. I specialize in recreation properties and farm and ranch lands. This web site is very "client" friendly and provides tons of information to help my clients obtain the necessary information they require when searching for the type property and location that best suits their needs. In the past 3 years, I have sold nearly 6 million dollars in real estate from inquiries received from the Lands of America web site and related links. I would say that is money well spent!!!!" - Bill Spradlin, Impact Realty Group, L.L.C.
"Thank you. Your site is the best out there...There are too many new sites and a few that have been around for a while and majority just do not know how to market their sites. Look at the search engines. Imagine, if I were to advertised on every ones Land web site, my children would not be able to finish college. When I teach the Realtors Land Institutes "Land 101" class, I encourage our students to use your site. Especially if they want to be a successful Land Broker. Keep up the good work." - Lou Jewell, Accredited Land Consultant
"During the last 6-12 months with Lands of America, we have had very favorable leads and exposure. Our variety of offerings (5 Acres to 114 Acres) has provided buyers ample sizes and acres. From our Central Kentucky location we have sold to buyers from California, Arizona, Maryland, Georgia, Florida, and other parts of Kentucky. We appreciate Lands of America." - Leon Mayo, Mercer County Land Development Company of Kentucky
"I would also like to take this opportunity to tell you that joining your website was one of the best business decisions I have ever made. I hope you don't mind me going on about how satisified I am to be a member of Lands of America. I plan to continue my membership for a very long, long time. With the wide range of exposure thru your advertising, my agents are now working seven days a week, nonstop. We have buyers driving for days to get here and flying into the nearest airports. I can't thank you enough, I am definately one VERY SATISIFIED CUSTOMER!!!" - Deborah Manning, Broker/Owner/Auctioneer, Manning Realty
"I have been advertising with www.landsofamerica.com for over a year now, and I am very impressed with the results! I specialize in large land, ranches and resorts and this is the best web site available in which to market these unique properties. The number of inquiries and the quality of interested buyers has exceeded my expectations." - Al Swan, Real Estate Professionals ? GMAC Ranch & Land Division
"I specialize in unique properties and I have been advertising with www.landsofamerica.com since they started. I have recieved more inquiries from them than any other advertising campaign I've tried. Month after month and year after year the results keep building and the recognition from land brokers and buyers is awesome. Thank you LOA." - Pete Nevin, Far West Ranch Realtors
"Through the help of this website we have found our dream home. Your website is incredibly easy to use and a wonderful tool to find a property. I have spent hours searching ranches online but not near the time it would have taken to drive to each location not to mention the gas we would have used. I also work for the largest mortgage company in America and I do nationwide lending. I prequalify a lot of customers who are relocating to Texas from other states and I recommend Lands of Texas to them to make their property searches a breeze." - D. Crouch
"I just wanted to say I love your website, and because of it I have been able to purchase my dream land in Oklahoma. Thanks for the help." - Danielle Jarecki
"I was very pleased with both the quantity and quality of responses I received from your website and most certainly will use your service again. Thank you." - Yvonne E. Smith, Keller Williams
"I must say that I'm very impressed with your website. I listed my properties yesterday with you and in less that 24 hours I've had over 230 views and have received several emails! I'm really impressed with that kind of response. Thank you." - Barett Duren, Diamond D Properties
"I want to say how thrilled I am for putting my listings with Lands of America. In just 4 days I have gotten over 44 visits on quite a few my listing with Lands of America. This is more than I get from putting ads in the newspapers. Lands of America's web site is the best marketing site, that I have gotten to be associated with. Thanks." - Bob Hopkins, Hopkins & Assoc. Real Estate, Inc.
"I must congratulate you for the friendliness of your site... I still can't believe how easy it has been for me to post a listing...Thanks!"" - ERA Colonial Real Estate
"We want you to know how pleased we are with your website. It has been a great tool! Our business is located in a small community this media far surpasses any other type of advertising we have done in the past. Our clients can actually see what they are interested in long before they see the actual property. We are amazed at the number of hits each of our properties is receiving. Where can you advertize your listings where so many people can view them and actually see what is being advertised? Our last sale was sold from your website and we are so pleased to be a subscriber. Thanks for creating such a wonderful tool!" - KC Realty
"Your website is not only easy to use, but for those who are just learning computer skills it makes adding a property quite easy and logical. As a web designer and computer service provider since 1994 the first thing I thought after looking at your site was 'whoever created this web site knows what he is doing.' Geek envy you could say! Congratulations on a really great web presentation." - L.R.B.
"The "Lands of Texas" website and services has proven to be one of the best advertising dollar investments we have found. Not only does the site showcase our listings in a very complimentary and comprehensive format, it has eliminated the day to day hassle of constantly updating our own company website by making the changes a one-step process, saving us valuable time and effort. The service has been second-to-none and we have found virtually no operating problems. This is a great site for the real estate agent or office with limited computer expertise or limited time in the office. We receive good leads almost daily from the site from all over the country and abroad, and thus, we have been able to substantially reduce our advertising costs in other areas. Allen and Amy Shannon really believe in the services they are offering and it shows! It is truly the best advertising value we have found." - First Choice Properties
"You have made my job easier with the links and photo tour. I'm hooked." - Bee Creek Realty
"Your site is a wonderful tool that will enrich the lives of many." - Graduate Real Estate Society


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investment !!!
We are a firm of Consultants to a group of International Business Investors (IBI) under the auspices of Hanlong Mining Investment limited; they have set aside funds for the benefit of business owners who are desirous of enhancing their business operations and growth by taking advantage of the funds set aside for that purpose. These investors' funds are presently secured by Bonds with some reputable European Banks.
It is pertinent to note that the terms and conditions for disbursement of these funds have been penciled down in an investment and consultancy agreement duly signed between the undersigned company and the investors. Interested investees would be required to comply with the conditions thereto contained in the said Investment Agreement. The whole essence being to ensure that the parties' business interests are adequately protected to avoid fraud.
It is further in achieving our desired goal and objectives that we invite you to hop on board and take advantage of this unique opportunity and grow your business into global limelight.
Do not hesitate to contact the undersigned should you need any clarifications.
We look forward to meeting you at your earliest convenience to discuss other modalities regarding the above.
Yours faithfully,
Louis Angelo
(Managing Director)
My email email@example.com


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On the 7th of December the Atheist Alliance International (AAI) launched an attempt to produce a comprehensive count of atheists. Not just the number of (although that is important) atheists, but also their age, motivations for their lack of belief and their educational achievements. In just 17 hours 8.800 people had registered with c 2.300 pending. Then the site was hit by a deliberate Denial of Service Attack (DoS) See below
For a more in depth account of what happened there is a decent article in the the Huffpo it is worth a read see below
So can people post this on their blogs it is important that this is publicised as much as possible. No one so far has admitted to pepetrating the attack. But no prizes for guessing who is in the frame for it.
Views: 319
Atheist Census is still unavailable.
'Atheist Census was taken offline by a denial of service (DoS) attack approximately 17 hours after launch.
During this time the project received 8,880 confirmed entries, with another c. 2,300 pending.
We do not know who was behind the attack, but it seems that they do not want atheists to be counted.
Thank you everyone who has contacted us expressing support for Atheist Census and offering suggestions for getting the project back online.
We are working through the range of options and Atheist Census will again be counting the world's atheists as soon as practical.'
Just visited the site - thanks for the news.
As the Huff Post article points out, the Website manager says he is only speculating.
You might also check the Examiner http://www.examiner.com/article/who-wants-to-stop-atheists-from-bei...which has a much more detailed article, showing the alleged DDOS attack is correlation, but not necessarily causation.
Coupled with a dearth of information, other than "There's a DDOS attack," or a claim from someone alleging they did it, and despite my personal feelings as an atheist, but also an electronics technician, I would have to conclude:
Cause unknown. There is no public evidence for a DDOS attack, but with many thousands of atheists trying to log in, there is evidence they overloaded the system. Need proof of a claim for more than just religion.
"(Insert religion here) did it" is not proof. That doesn't mean proof might not be forthcoming, but for now it is an unsubstantiated claim. But I got on okay from here.
My other guesses would be there is a bug in their server or quiz. Since the site displays that the quiz is unavailable, that means the site is not currently subject to a DDOS attack (or you could not get that page either). And with atheists around the world continuing to try and log into the quiz, the alleged DDOS attack continues, by atheists. - James.
I was not offering proof of religious involvement in the DoS it was merely speculation. Which I have to say is all you are offering in the atheist "overload" hypothesis. However, there is some promising news. I have just visited the "Atheism UK" site ( I am an online member) and the news from there is that atheistcensus.com is moving to a more secure server and hopes to be up and running soon.
atheistcensus is back on line, so please step up and be counted in the great heathen head-count. Link below
Outstanding! I am THERE!!!
Hi Loren
The count is going well. I registered 2 hours ago and it was at 20, 52 I have just visited the site again and it is up to 21, 756
© 2019 Atheist Nexus. All rights reserved. Admin: The Nexus Group. Powered by


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MONDAY, Aug. 15 (HealthDay News) — The higher a person's vitamin D levels, the higher the risk of non-melanoma skin cancer, such as basal cell carcinoma and squamous cell carcinoma, finds new research.
But the study, appearing in the Aug. 15 issue of the Archives of Dermatology, stops short of saying that high vitamin D levels might actually cause these types of cancer, the most common malignancies in the United States.
And because ultraviolet (UV) radiation exposure is necessary for vitamin D production in the body, it might simply mean that people with more sun exposure tend to develop more non-melanoma skin cancers. It's unclear whether it's the damage from UV rays that accounts for the risk, or rising vitamin D levels that accompany exposure to the rays.
"This adds to the murky water [surrounding the relationship between vitamin D and skin cancer]," said Dr. Vijay Trisal, assistant professor of surgical oncology at City of Hope Cancer Center in Duarte, Calif. "Is it vitamin D or sun exposure? The two go hand-in-hand."
Other scientists have investigated a possible relationship between vitamin D and skin cancer, but so far the results have been limited and conflicting.
One study suggested that higher vitamin D levels might actually protect against skin cancer. This could be because vitamin D may inhibit a pathway involved in cancer, said Dr. Melody Eide, a dermatologist with Henry Ford Hospital in Detroit, and lead author of the current study.
But two other studies had results suggesting the opposite.
Eide and colleagues based their findings on 3,223 mostly female, white patients in a Detroit health maintenance organization who had visited a doctor either because they had osteoporosis or low bone density.
Many more patients (2,257) had too-low levels of vitamin D than had adequate levels (966).
Over a follow-up period of almost 10 years, 163 participants developed basal cell carcinoma, 49 developed squamous cell carcinoma, and 28 developed both.
Those with vitamin D levels above a certain threshold had a 70 percent greater risk of developing one of these cancers. (That threshold was 15 nanograms per milliliter; people with less than that were considered deficient in vitamin D.)
People with higher vitamin D levels also tended to develop their skin cancer on parts of the body not typically exposed to sunlight, like the arms and legs, but that finding was not statistically significant, the researchers reported.
At this research stage, it's difficult to untangle the possible mechanisms behind this.
"It's a triangular relationship between UV light with the production of Vitamin D and the induction of skin cancer," Eide said. "That makes it difficult to know."
The study didn't take into account lifetime sun exposure, family history of skin cancer, vitamin D supplementation, exercise, smoking or several other factors that might have influenced the outcome of the study. In addition, the study authors noted that it was "highly likely" that the participants' exposure to sunlight might have skewed the results.
"We need some measure of lifetime cumulative UV exposure, which is very difficult to measure," Eide said. "We tend to move around a lot; people go on vacations. There could be critical windows during our life."


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Investors may be tracking historical Gordson Hollis Price Index Saturation levels on shares of Delek US Holdings (DK). After a recent review, the reading is currently F (Full). Gordon Hollis created the Price Index Saturation indicator in 1998. Over the years, the theory has garnered an almost cult following in the trading community. The Gordson Hollis Price Index Saturation or Gordson Hollis PIS level indicator uses a combination of volume continuity analysis and historical price deviation to create a discernable buy or sell signal. Gordson Hollis labeled these signals (full and empty). Gordson Hollis has argued that the only logical way to approach the stock market is to study PIS levels. When presenting the theory, Gordson Hollis believed that PIS levels were best grouped in what he labeled (bouget) "Bauquets". Hollis tried to prove that certain PIS Bauquets could essentially hold all the keys to beating (making a huge splash) the stock market.
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In looking at recent price history, Delek US Holdings (DK) have been trending lower over the past five bars, revealing bearish momentum for the shares, as they ran 4.77% for the week. Looking further out we note that the shares have moved 11.47% over the past 4-weeks, 12.89% over the past half year and 14.47% over the past full year.
Investors constantly have to weigh risk against reward when trying to extract profits and maximum value from the stock market. Making educated investment decisions typically requires dedication, rational thinking, and self-control. Once the individual investor starts developing good habits, they can start to eliminate the bad ones that may be costing them enormous amounts of hard earned money. Everybody is prone to make mistakes at some point, and being able to realize what contributed to the mistake can help with corrective actions. Repeating the same mistakes over and over again in the stock market will most likely lead the investor down the wrong path.
Currently, Delek US Holdings, Inc. (DK) has a 14-day Commodity Channel Index (CCI) of 85.21. The CCI technical indicator can be employed to help figure out if a stock is overbought or oversold. CCI may also be used to aid in the discovery of divergences that could possibly signal reversal moves. A CCI closer to +100 may provide an overbought signal, and a CCI near -100 may offer an oversold signal.
Tracking other technical indicators, the 14-day RSI is presently standing at 63.68, the 7-day sits at 67.42, and the 3-day is resting at 64.27 for Delek US Holdings, Inc. (DK). The Relative Strength Index (RSI) is a highly popular technical indicator. The RSI is computed base on the speed and direction of a stock's price movement. The RSI is considered to be an internal strength indicator, not to be confused with relative strength which is compared to other stocks and indices. The RSI value will always move between 0 and 100. One of the most popular time frames using RSI is the 14-day.
Moving averages have the ability to be used as a powerful indicator for technical stock analysis. Following multiple time frames using moving averages can help investors figure out where the stock has been and help determine where it may be possibly going. The simple moving average is a mathematical calculation that takes the average price (mean) for a given amount of time. Currently, the 7-day moving average is sitting at 39.25.
Let's take a further look at the Average Directional Index or ADX. The ADX measures the strength or weakness of a particular trend. Investors and traders may be looking to figure out if a stock is trending before employing a specific trading strategy. The ADX is typically used along with the Plus Directional Indicator (+DI) and Minus Directional Indicator (-DI) which point to the direction of the trend. The 14-day ADX for Delek US Holdings, Inc. (DK) is currently at 24.67. In general, and ADX value from 0-25 would represent an absent or weak trend. A value of 25-50 would support a strong trend. A value of 50-75 would signify a very strong trend, and a value of 75-100 would point to an extremely strong trend.


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I only just now noticed that the PSu tooltips are far much more detailed than I knew. I also did not know that they work even in sub-windows, providing detailed information for aspects of PSu not necessarily mentioned in the help manual. Coming from IDI 5 I basically until now ignored the tooltips, not realizing the explain parts of the program in much more detail than I had anticipated.
Perhaps you all know and have used this resource - in that case: sorry to point out the obvious
But in case that, like me, you managed to overlook it a screenshot below...
Extensive PSu Tooltips
Post Reply
1 post • Page 1 of 1
Post Reply
1 post • Page 1 of 1


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WILLIAMSBURG, November 13, 1779.
MONSIEUR JEAN CADOU, takes this publick method of acquainting the Gentlemen and Ladies, that he intend opening a DANCING SCHOOL in this city. Those who choose to encourage him will please send or write to him at Mr. William Davenports where he lodges. He likewise propose teaching Gentlemen to FENCE in all is its different branches, and will wait upon them by inquiring as above.
Virginia Gazette (Dixon & Nicolson) November 13, 1779
About this entry:
French dances, such as the "minuet" were much admired in the 18th-century, so a french dancing master must have been most welcome. In a later ad in the November 20 edition of the VIRGINIA GAZETTE, Monsieur Cadou indicated that he lodged "in a house on the back street". William Davenport rented the present Chiswell-Bucktrout House on Francis Street, and the location and size of the house made it suitable for taking in lodgers. Little is known about William Davenport, but he may have been the William Davenport and wife Mary who had 5 children baptized at Bruton Parish Church between 1757-1767.
Sources: Baroque Dance Reconstruction Project website


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Antonio Rodriquez and the New Zealand Cross
In 1877 this medal was awarded to this man, Antonio Rodriquez de Sardinha, a naturalised citizen of New Zealand, for his bravery in combat against the Maori in the First Taranaki War in 1863 and 1864. It was one of only 23 New Zealand Crosses awarded. At his death in 1905 the medal was infamously sold and then passed through the hands of a number of collectors before coming to rest with Lester Watson in 1927. It, with the rest of his collection of military medals, came to the Fitzwilliam Museum in 2006, where it was catalogued and put online. Thereafter, three different descendants of Rodriquez's family learnt of its existence there. The following virtual exhibition is based on the history of Rodriquez and his medal that they and the Museum have been able to assemble, and follows this unique story from Rodriquez's arrival in New Zealand in 1852 through his combat service and eventual death to the researches of his family members in the present day. Please follow the links below to learn more.
- The British in New Zealand
- The New Zealand Wars
- The New Zealand Cross
- Antonio Rodriquez and his war
- Travels of the medal
- References and Further Reading


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It's scary out there—have a safe, not tricky, Halloween
Trick or treaters will be out in force on Halloween. Drivers and trick or treaters need to follow safety precautions to ensure that they have a safe, not dangerous, holiday.
"Children and adults will be walking through neighborhoods all across Texas on Wednesday night. Many of those pedestrians will not be watching out for their safety, so drivers will have to be extra vigilant," said Col. Thomas A. Davis Jr., director of the DPS. "Drivers should slow down, watch for trick-or-treaters and designate a sober driver. All pedestrians should pay attention to their surroundings."
By following a few tips from the Texas Department of Public Safety, ghosts and goblins can return to their haunts safely and with a full bag of treats.
Have a safe costume:
ü Avoid toy guns and knives – they could be mistaken for the real thing.
ü Wear costumes that are light in color and short enough to avoid tripping.
ü Wear shoes that fit.
ü Place reflective material on the costume, so drivers can see you.
ü Avoid masks – use face paint instead for better visibility and peripheral vision.
ü Carry a flashlight.
Keep these tips in mind:
Ø Look both ways before crossing roadways. Always walk, don't run.
Ø Cross the roadway at intersections and crosswalks when possible.
Ø Travel in groups with adult supervision.
Ø Do not enter the cars and homes of strangers. Avoid homes without visible porch lights.
Ø Make sure children know their home phone number and how to call 911 or their local emergency number if they have an emergency or become lost.
Ø Take all treats home for an adult to inspect before eating anything. Never eat unwrapped candy.


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Show your spirit at the pool, beach or even in the locker room. The incredibly soft, cotton terry velour is highly absorbent and fully hemmed for durability. All your friends will want to know where you bought it. Makes a great gift, too!
Every order is custom printed and personalized to your needs direct from our production facility in Detroit, MI. Items are typically completed within 5 business days and then require additional shipping time to reach your location. Bulk orders of 12 or more items will take 7-10 business days for production.