text:
But It's A Dry Heat!…
The schedule makers have not been kind…
Following the Yankees victory over the New York Mets at Yankee Stadium on Sunday, they had to hop on a plane destined for Phoenix to play the Arizona Diamondbacks the next day. The jet lag showed in the Yankees' dismal 10-4 loss. A.J. Burnett looked like he was pitching batting practice as he gave up 3 home runs in the first inning.
Marc Carig/The Star Ledger
Earlier this season, the starting pitching was stellar…except for Javier Vazquez. I read so many articles about how Javy just wasn't suited for the American League and so many felt that he would not be able to rebound. But rebound he did as he has quietly become the Yankees' most efficient starter. But as quickly as Javy has bounced back, A.J. Burnett has disappeared. Hopefully, Monday's loss was truly the product of jet lag and not indicative of more serious problems. However, it is critical for A.J. to start pitching to his ability. Otherwise, the Yanks' hold on first place will be brief.
Tuesday was a better barometer as the Yankees returned to the win column with a 9-3 decision over the D-Backs. Andy Pettitte did allow two hits to the opposing pitcher, Dan Haren, one of which was a two-out two-run game tying single in the second inning. Arizona would not score again against Pettitte, who went 7 innings to pick up the win. The game was actually much closer than the final score indicated. After Haren's single, the Yankees quickly answered with a go-ahead run in the 3rd on a single by Alex Rodriguez. The game stayed 3-2 until the Yankees struck late with 6 runs in the 8th.
There is little question that Andy Pettitte will be on the All-Star Team. At 38, he is having perhaps his finest season. Phil Hughes should also make the team with 10 wins, although he is being skipped in the rotation this week as the Yankees look to limit his innings over the course of the season. As for who should start, that's a tough question. Both Clay Buchholz and Jon Lester of the Boston Red Sox are certainly deserving, as is David Price of the Tampa Bay Rays. Suffice it to say that I think the American League starter in the All-Star game will be an AL East starter! Seriously, AL manager Joe Girardi couldn't go wrong with any of those choices. At least he doesn't have to worry about A.J. Burnett being one of the options! L
Tonight, the Yankees will send Vazquez against Arizona's Dontrelle Willis. They missed former teammate Ian Kennedy who pitched for the D-Backs on Sunday. Following tonight's game, the Yankees will be heading to Los Angeles for a reunion series with Joe Torre and Don Mattingly over the weekend. Given the flight is less than an hour and Thursday is an off day, the Yankees won't have jet lag available for an excuse come Friday night. The Yankees must simply do what the Boston Red Sox did…beat LA! Hey Julia, the slogan does work!
Sunday, I will get the chance to root against the Boston Red Sox in person as I'll be at the game in San Francisco. Of course, I couldn't let the opportunity pass without making another wager with my good friend, Julia, of Julia's Rants. For our latest wager, if the Red Sox beat the San Francisco Giants on Sunday, I will have to include a short paragraph about a Red Sox player with my next 25 blog posts following the game. 25 represents each player on the roster as of June 26, 2010 (regardless of whether the player is later traded, demoted or released before I mention them on the blog). The paragraphs can be short and simple, but they must be positive and include a personal note about the player that others might not be aware of. If the Giants win, then Julia has to do the same for my beloved New York Yankees. Based on the Yankees roster as of 6/26, she'll have to include a paragraph about a Yankee player for her next 25 blog posts. So, on Sunday, I'll be a huge Giants fan!
John G. Mabanglo/European Pressphoto Agency


text:
11 A shoot will come up from the stump of Jesse;
from his roots a Branch will bear fruit.
2 The Spirit of the Lord will rest on him—
the Spirit of wisdom and of understanding,
the Spirit of counsel and of might,
the Spirit of the knowledge and fear of the Lord—
3 and he will delight in the fear of the Lord.
He will not judge by what he sees with his eyes,
or decide by what he hears with his ears;
4 but with righteousness he will judge the needy,
with justice he will give decisions for the poor of the earth.
He will strike the earth with the rod of his mouth;
with the breath of his lips he will slay the wicked.
5 Righteousness will be his belt
and faithfulness the sash around his waist.
6 The wolf will live with the lamb,
the leopard will lie down with the goat,
the calf and the lion and the yearling[a] together;
and a little child will lead them.
7 The cow will feed with the bear,
their young will lie down together,
and the lion will eat straw like the ox.
8 The infant will play near the cobra's den,
and the young child will put its hand into the viper's nest.
9 They will neither harm nor destroy
on all my holy mountain,
for the earth will be filled with the knowledge of the Lord
as the waters cover the sea.
10 In that day the Root of Jesse will stand as a banner for the peoples; the nations will rally to him, and his resting place will be glorious. 11 In that day the Lord will reach out his hand a second time to reclaim the surviving remnant of his people from Assyria, from Lower Egypt, from Upper Egypt, from Cush,[b] from Elam, from Babylonia,[c] from Hamath and from the islands of the Mediterranean.
12 He will raise a banner for the nations
and gather the exiles of Israel;
he will assemble the scattered people of Judah
from the four quarters of the earth.
13 Ephraim's jealousy will vanish,
and Judah's enemies[d] will be destroyed;
Ephraim will not be jealous of Judah,
nor Judah hostile toward Ephraim.
14 They will swoop down on the slopes of Philistia to the west;
together they will plunder the people to the east.
They will subdue Edom and Moab,
and the Ammonites will be subject to them.
15 The Lord will dry up
the gulf of the Egyptian sea;
with a scorching wind he will sweep his hand
over the Euphrates River.
He will break it up into seven streams
so that anyone can cross over in sandals.
16 There will be a highway for the remnant of his people
that is left from Assyria,
as there was for Israel
when they came up from Egypt.
12 In that day you will say:
"I will praise you, Lord.
Although you were angry with me,
your anger has turned away
and you have comforted me.
2 Surely God is my salvation;
I will trust and not be afraid.
The Lord, the Lord himself, is my strength and my defense[e];
he has become my salvation."
3 With joy you will draw water
from the wells of salvation.
4 In that day you will say:
"Give praise to the Lord, proclaim his name;
make known among the nations what he has done,
and proclaim that his name is exalted.
5 Sing to the Lord, for he has done glorious things;
let this be known to all the world.
6 Shout aloud and sing for joy, people of Zion,
for great is the Holy One of Israel among you."
13 A prophecy against Babylon that Isaiah son of Amoz saw:
2 Raise a banner on a bare hilltop,
shout to them;
beckon to them
to enter the gates of the nobles.
3 I have commanded those I prepared for battle;
I have summoned my warriors to carry out my wrath—
those who rejoice in my triumph.
4 Listen, a noise on the mountains,
like that of a great multitude!
Listen, an uproar among the kingdoms,
like nations massing together!
The Lord Almighty is mustering
an army for war.
5 They come from faraway lands,
from the ends of the heavens—
the Lord and the weapons of his wrath—
to destroy the whole country.
6 Wail, for the day of the Lord is near;
it will come like destruction from the Almighty.[f]
7 Because of this, all hands will go limp,
every heart will melt with fear.
8 Terror will seize them,
pain and anguish will grip them;
they will writhe like a woman in labor.
They will look aghast at each other,
their faces aflame.
9 See, the day of the Lord is coming
—a cruel day, with wrath and fierce anger—
to make the land desolate
and destroy the sinners within it.
10 The stars of heaven and their constellations
will not show their light.
The rising sun will be darkened
and the moon will not give its light.
11 I will punish the world for its evil,
the wicked for their sins.
I will put an end to the arrogance of the haughty
and will humble the pride of the ruthless.
12 I will make people scarcer than pure gold,
more rare than the gold of Ophir.
13 Therefore I will make the heavens tremble;
and the earth will shake from its place
at the wrath of the Lord Almighty,
in the day of his burning anger.
14 Like a hunted gazelle,
like sheep without a shepherd,
they will all return to their own people,
they will flee to their native land.
15 Whoever is captured will be thrust through;
all who are caught will fall by the sword.
16 Their infants will be dashed to pieces before their eyes;
their houses will be looted and their wives violated.
17 See, I will stir up against them the Medes,
who do not care for silver
and have no delight in gold.
18 Their bows will strike down the young men;
they will have no mercy on infants,
nor will they look with compassion on children.
19 Babylon, the jewel of kingdoms,
the pride and glory of the Babylonians,[g]
will be overthrown by God
like Sodom and Gomorrah.
20 She will never be inhabited
or lived in through all generations;
there no nomads will pitch their tents,
there no shepherds will rest their flocks.
21 But desert creatures will lie there,
jackals will fill her houses;
there the owls will dwell,
and there the wild goats will leap about.
22 Hyenas will inhabit her strongholds,
jackals her luxurious palaces.
Her time is at hand,
and her days will not be prolonged.
4 As a prisoner for the Lord, then, I urge you to live a life worthy of the calling you have received. 2 Be completely humble and gentle; be patient, bearing with one another in love. 3 Make every effort to keep the unity of the Spirit through the bond of peace. 4 There is one body and one Spirit, just as you were called to one hope when you were called; 5 one Lord, one faith, one baptism; 6 one God and Father of all, who is over all and through all and in all.
7 But to each one of us grace has been given as Christ apportioned it. 8 This is why it[a] says:
"When he ascended on high,
he took many captives
and gave gifts to his people."[b]
9 (What does "he ascended" mean except that he also descended to the lower, earthly regions[c]? 10 He who descended is the very one who ascended higher than all the heavens, in order to fill the whole universe.) 11 So Christ himself gave the apostles, the prophets, the evangelists, the pastors and teachers, 12 to equip his people for works of service, so that the body of Christ may be built up 13 until we all reach unity in the faith and in the knowledge of the Son of God and become mature, attaining to the whole measure of the fullness of Christ.
14 Then we will no longer be infants, tossed back and forth by the waves, and blown here and there by every wind of teaching and by the cunning and craftiness of people in their deceitful scheming. 15 Instead, speaking the truth in love, we will grow to become in every respect the mature body of him who is the head, that is, Christ. 16 From him the whole body, joined and held together by every supporting ligament, grows and builds itself up in love, as each part does its work.
17 So I tell you this, and insist on it in the Lord, that you must no longer live as the Gentiles do, in the futility of their thinking. 18 They are darkened in their understanding and separated from the life of God because of the ignorance that is in them due to the hardening of their hearts. 19 Having lost all sensitivity, they have given themselves over to sensuality so as to indulge in every kind of impurity, and they are full of greed.
20 That, however, is not the way of life you learned 21 when you heard about Christ and were taught in him in accordance with the truth that is in Jesus. 22 You were taught, with regard to your former way of life, to put off your old self, which is being corrupted by its deceitful desires; 23 to be made new in the attitude of your minds; 24 and to put on the new self, created to be like God in true righteousness and holiness.
25 Therefore each of you must put off falsehood and speak truthfully to your neighbor, for we are all members of one body. 26 "In your anger do not sin"[d]: Do not let the sun go down while you are still angry, 27 and do not give the devil a foothold. 28 Anyone who has been stealing must steal no longer, but must work, doing something useful with their own hands, that they may have something to share with those in need.
29 Do not let any unwholesome talk come out of your mouths, but only what is helpful for building others up according to their needs, that it may benefit those who listen. 30 And do not grieve the Holy Spirit of God, with whom you were sealed for the day of redemption. 31 Get rid of all bitterness, rage and anger, brawling and slander, along with every form of malice. 32 Be kind and compassionate to one another, forgiving each other, just as in Christ God forgave you.
Holy Bible, New International Version®, NIV® Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.

subset: commoncrawl


text:
Search For Properties In Grand Harbor
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An elite enclave situated upon the Indian River in Vero Beach, Grand Harbor Golf and Beach Club is touted for its attitude that insists, "forget the good life, here we live the grand life." Touted as one of the finest private country club residences in Vero Beach, Grand Harbor will astound even the most discerning home buyers with its lofty levels of opulence and amenities.
Plush Amenities Abound at Grand Harbor Golf and Beach Club
From world-class golf courses to state-of-the-art tennis facilities, an award-winning executive chef to a rousing calendar of community events, you will never want for recreation, entertainment or the opportunity to simply socialize with your neighbors. Boating, kayaking, walking and a plethora of other revitalizing fitness opportunities are always available at the whims of Grand Harbor's residents.
Championship Golf in Vero Beach in Your Own Back Yard
Two visually gorgeous and technically challenging 18-hole golf courses will delight avid golfers of all skill sets. Try your swing on the River Course, where the links blend harmoniously with the stunning natural surroundings. Enthusiasts will eagerly anticipate Grand Harbor's signature hole, the 14th, on this spectacular Joe Lee designed course.
The Harbor Course offers a unique change of pace, though it is no less athletically demanding than the River Course. Masterfully designed by Pete Dye in fabulous Scottish tradition, the undulating fairways, tiered greens, and artfully placed hazards are sure to delight discerning players who are up for the challenge.


text:
Anyone use Verizon.net email service?
My wife received a message from a vendor she uses frequently, indicating that here Verizon email service is set to be discontinued. Looks like you'll be able to easily switch to AOL and keep your Verizon email address. (Forgot that Verizon bought AOL)
So far I haven't seen any notice from Verizon directly.


text:
Sept. 13, 2000
Complete Release in PDF Format
Download Free Acrobat Reader
This Week The 19th-ranked Santa Clara women's soccer team (3-2-0) continues its six-match stretch against opponents ranked in the top-25. This week will see No. 23 Maryland and No. 15 Virginia as opponents at the Stanford Classic in Stanford, Calif. The Broncos will open the tournament against Maryland on Friday and then conclude the Classic against Virginia on Sunday.
The Opponents Friday match will mark only the second time Maryland and Santa Clara have met. The Broncos won the first contest 1-0. Maryland's 2000 record is identical to Santa Clara's at 3-2-0. Against Virginia, Santa Clara is 1-1-0. Virginia took a 1-0 overtime win at Buck Shaw in 1991, while Santa Clara won at Virginia 1-0 in 1995. Virginia is 2-2-0 on the season.
Last Week
Broncos Place Third at KeyBank Classic Santa Clara defeated sixth-ranked Connecticut 2-1 in sudden-victory overtime on Sept. 10, completing play at the KeyBank Classic at Notre Dame's Alumni Field in South Bend, Ind.
Rain and strong winds greeting both teams as overtime began. Freshman Veronica Zepeda's rebound off her own deflected shot scored the game-winner at 99:01. It was Zepeda's second goal of the season. Senior Kathleen Celio recorded her fifth goal of the season at the 70:26 mark, and like Zepeda, scored on her own rebound
"This win wouldn't be possible without a complete team effort," head coach Jerry Smith said. "It's as gutty a performance as an SCU team has had in several years. It feels so good to score a come-from-behind victory. We haven't had to do that in a long time. The team show a lot of heart, determination and mental toughness."
Santa Clara opened the KeyBank Classic on Sept. 1 by dropping its second straight game, falling to fourth-ranked Notre Dame 6-1.
The difference was the depth," Smith said," as it takes over late in the match. We only had 13 healthy players today. We hung with them, but we were spent at the end of the game. They were a lot fresher during the last 15 minutes of the match."
Santa Clara's lone goal was scored by senior Celio.
The Classic is the nation's premier regular-season women's soccer tournament and is the only Division I tournament in the 2000 season that featured four teams from the NSCAA's top-10 poll: No. 2 Santa Clara, No. 4 Notre Dame, No. 6 Connecticut and No. 10 Stanford.
Senior defender Heather Aldama and Zepeda were named to the All-Tournament Team.
Coming From Behind With the win over Connecticut on Sept. 10, Santa Clara earned its first come-from behind victory in 70 matches, dating back more than four years. The Broncos were down 1-0 to the Huskies at the half, but recorded a 2-1 overtime victory. On Sept. 22, 1996, Santa Clara found itself down 1-0 at the half to Stanford, but scored two goals in the second period for a 2-1 win.
Rare Consecutive Losses Santa Clara's back-to-back losses to Washington and Notre Dame last week marked the first time in six seasons that the Broncos have lost consecutive matches. In September 1994, Santa Clara lost three straight to Loyola Marymount, Stanford and North Carolina.
Shots on Goal The loss to Notre Dame marked the first time in 19 matches that Santa Clara has been outshot by an opponent. North Carolina was the last team to outshoot Santa Clara, occurring Sept. 24, 1999. With its 23 shots, Notre Dame became only the fourth team in 10 years to have posted 20 or more shots against Santa Clara:
Year Opponent Opponent Shots Santa Clara Shots Match Outcome
1992 North Carolina 25 5 UNC, 3-0
2000 Notre Dame 23 10 ND, 6-1
1994 Washington 23 18 2-2 Tie (2ot)
1993 North Carolina 22 8 UNC, 3-2
1993 Hartford 22 18 SCU, 2-0
Notre Dame Found the Net The six goals Santa Clara allowed Notre Dame in the Broncos' loss last week marked the most goals allowed by a Santa Clara squad since a 8-0 defeat to UC Davis in 1980. The Broncos have not allowed five goals since 1991, to North Carolina.
School-Record Streaks End with 2-1 Loss to Washington Santa Clara fell to Washington 2-1 at Buck Shaw Stadium on Sept. 4, ending two streaks in the Bronco recordbooks. Santa Clara's 32-match home win streak and its 45-match regular season win streak was stopped. The last time Santa Clara suffered a home and regular season loss was Oct. 31, 1997, a 1-0 overtime defeat to WCC foe Portland.
"I've never been that concerned with streaks, especially those that carry over into a new season," head coach Jerry Smith said. "Every season is a new year, and our goal has always been to figure out what works and be the best team we can be come playoff time. Sometimes this process helps you get there. I actually feel good about being able to see how this team responds and comes back from a loss--this is the first time we can test that in two years, since the last two years our first loss ended the season."
Celio Scores Hat Trick in Sweep of Oregon Senior forward Kathleen Celio scored her first career hat trick as Santa Clara swept Oregon 6-0 at Buck Shaw Stadium to open the Broncos' 2000 home schedule on Sept. 1. Celio scored her first goal :39 seconds into the match. She took a cross from sophomore midfielder Aly Wagner and headed the ball into the net. It was the program's fifth quickest all-time goal. She followed with headers at the 56:42 and 61:24 marks. Celio recorded her seventh point of the night on an assist to Kerry Cathcart's goal with :25 seconds remaining in the match.
In the Rankings Santa Clara dropped 17 spots--from second to 19th--after losing two matches last week, according to the NSCAA/adidas poll, released Sept. 11. In Soccer America's Poll, the Broncos are ranked 10th, falling only eight spots. Santa Clara is 1-2 vs. currently-ranked opponents this season, defeating No. 6 Connecticut last week and falling to Washington and No. 4 Notre Dame, also last week. The Broncos will play eight ranked opponents during the regular season, and are currently in the midst of a six-match stretch. No. 23 Maryland and No. 15 Virginia are this week, while No. 6 Stanford (Sept. 22) and No. 25 California (Sept. 24) will follow two weekends later. Also on the schedule is No. 14 Wake Forest (Oct. 1) and No. 13 USC (Oct. 18). In other polls, Santa Clara is seventh by Soccer Times and 17th by SoccerBuzz Magazine. Additionally, SoccerBuzz conducted a vote asking fans which team they thought would most likely win the 2000 NCAA Title. Although North Carolina received 27 percent of the vote, Santa Clara finished close behind, with 22 percent.
Bronco Olympians Santa Clara women's soccer program has long been a training ground for international success, with three players on the Olympic Team that is at the Games in Sydney, Australia, will see. Junior defender Danielle Slaton was named the youngest member of the 2000 U.S. Olympic Team and is the only National Team member with college eligibility remaining. Assistant Coach Brandi Chastain, a 1999 World Cup gold medalist, will set aside her collegiate coaching duties in September to defend her country's 1996 Olympic gold medal. 1999 alumna Nikki Serlenga also made the squad while sophomore midfielder Aly Wagner was named an alternate. The United States opens Olympic competition on Thursday in Melbourne.
In the WCC After spending the majority of the 1999 season ranked No. 1 in the nation, Santa Clara was selected by conference coaches as the favorite to win the West Coast Conference title for the third straight year. Receiving seven first-place votes, the Broncos garnered 49 points from league coaches. Portland was picked second with 40 points, followed by Loyola Marymount, San Diego, Saint Mary's, Pepperdine, Gonzaga and San Francisco.
Hermann Trophy Finalists Senior Heather Aldama, junior Danielle Slaton and sophomore Aly Wagner were named finalists for the 2000 Hermann Trophy, the National Soccer Hall of Fame announced in August. The Hermann Trophy, college soccer's equivalent to the Heisman Trophy, honors the outstanding male and female collegiate soccer players in the United States. Fifteen finalists were named. The winners of the 2000 Hermann Trophy will be announced Sat., Dec. 9, in conjunction with the men's College Cup in Charlotte, N.C. Santa Clara and defending NCAA champion North Carolina field three finalists each. Former player Mandy Clemens became the first Bronco to be honored with the Hermann, when she was announced as the 1999 winner. Clemens was only the second SCU player to capture the title of national player of the year. Current Santa Clara assistant coach Brandi Chastain earned postseason honors following the 1990 season as she was named the 1990 ISAA Player of the Year. The Hermann Trophy is named after Robert R. Hermann, founding Chairman of the North American Soccer League. It was first presented in 1967.
The Broncos at Buck Shaw Stadium Santa Clara has posted a 118-17-7 record at 6,800-seat Buck Shaw Stadium over the last 11-plus seasons, including a 11-0-0 record in 1999. Over the last five-plus seasons, the Broncos are 68-6-7 (.883) at Buck Shaw Stadium.
Broncos Continue on WCC Winning Streak Santa Clara will look to extended its school-record West Coast Conference winning streak to 18 when the league season begins Fri., Oct 6. The Broncos have not lost a league match since a 1-0 overtime loss to No. 3 Portland Oct. 31, 1997. During the Broncos current streak, the team has outscored the opposition 91-3 with 14 shutouts.
Two Broncos Honored As Preseason All-Americans Junior defender Danielle Slaton and sophomore Aly Wagner earned preseason All-America honors according to Soccer Buzz Magazine.
Fresh Faces Santa Clara's 2000 recruiting class was named the fourth best in the West Region by SoccerBuzz Magazine. Nationally, SoccerBuzz ranked the Broncos seventh.
Head Coach Jerry Smith - 14th Season - 206-53-14 Overall Jerry Smith (CS Hayward '86) is in his 14th season as Santa Clara head coach, having compiled an overall record of 206-53-14 and coaching Santa Clara to 11 straight NCAA Tournament appearances. The winningest coach in the program's history, Smith is fifth on the all-time NCAA coaching victories list. The Broncos have been ranked among the nation's Top 25 every season during Smith's coaching tenure and have finished among the Top 10 in each of the last 11 campaigns. In 1990, Santa Clara finished the season ranked first in the nation. Additionally, he has coached 13 All-Americans, 11 U.S. National Team Players, eight Academic All-Americans and four WCC Freshmen of the Year. He coached 1999 National Player of the Year Mandy Clemens and has been awarded WCC Coach of the Year honors five times.


text: Compound Leaf Small 162×320 Medium 324×640 Large 519×1024 Download TIFF Original 743×1467 | (1.1 MB) Description This is an example of a compound leaf. Pinnate leaves have their leaflets arranged along the sides of the main footstalk. Keywords Botany, leaf, leaf patterns, leaf tyes, leaves Galleries Leaf Shapes Source: Asa Gray, How Plants Grow, A Simple Introduction to Structural Botany (New York:American Book Company, 1858) 51


text:
Oxides | Minerals | Materials | Recipes | Articles | Glossary | Hazards | Videos | Properties | Schedules | Temperatures | Tests | Troubles
A. Insight-live
Case Studies
I will show you how found a recipe on Facebook, assessed it, substituted my own materials, tested it, adjusted it. Now it is like a cone 10 dolomite matte.
How I found a recipe on Facebook, substituted a frit for the Gerstley Borate and added the extra silica it needed to fight crazing. I got a fabulous cone 6 clear.
Using Insight-live I will demonstrate the surprising amount of silica some cone 6 base glazes that appear OK will accept and still melt well.
How to spot out-of-balance indicators in the chemistry of glazes that suggest susceptibility to scratching or cutlery marking.
Raw lithium carbonate can be replaced with a lithium-containing frit if you can do the chemistry. And you can at insight-live.com.
Use Insight-Live.com to do major surgery on a feldspar saturated cone 10R glaze recipe with multiple issues: blistering, pinholing, crazing, settling, dusting and possibly leaching!
How To
We will substitute wollastonite for whiting and a frit for Gerstley borate in G2571A while maintaining the chemistry of the original recipe.
Insight-live shows recipes in tall narrow panels. They open side-by-side right-ward. They remember the type of calculation last requested. So just opening multiple recipes automatically enables comparison.
The test bars will measure fired porosity and shrinkage over a range of temperatures, drying shrinkage, LOI and pugged water content. They follow procedures defined in Insight-live.com.
How to reference a picture from an external website like flickr.com from within a recipe in Insight-live
A short annotated video of how to create an account at insight-live.com
A short annotated video of how to sign-in to a personal account at insight-live.com
How to import the Digitalfire Insight recipe database file (INSIGHTDATA.DB) and the pictures that attach to recipes therein
Using help, your account, renewal and preferences pages, the managers and panels, recipes, materials, entering a recipe, chemistry, downloading desktop Insight.
How to find them, duplicate them and develop them within your account at insight-live.com
If your recipe is on the clipboard, this shows you how to import it into Insight-live and make adjustments after.
Learn how to add a recipe, title it, add lines and change them, set lines to added status, enter notes and pictures and print a mix ticket
An example of how to enter test results from your ceramic testing into recipes in your account at insight-live.com.
How to take a picture using an iPhone, crop and resample it, save it, then upload it to a recipe.
How to import data from desktop Insight, GlazeMaster, Matrix, GlazChem, HyperGlaze, Generic Spreadsheet CSV into your account at insight-live.com.
How to add and override material data and how to do chemistry calculations in your account at insight-live.com.
How to organize your recipes into a worksheet of recipe rows and material columns, save it as a CSV file and import into Insight-Live.com
How Tp
A tour around the home page. Where to start.
B. Glazes
I will show you some secrets of making a base engobe (or slip) apply to leather hard terracotta ware in a thick, perfectly even layer.
I will show you how to glaze a mug with a liner glaze inside and a colored one outside so that they meet in a perfect line at the rim.
To do a drop-and-hold firing you must manually program your kiln controller. It is the secret to surfaces without pinholes and blisters.
I will show you why people love/hate this material and how I substituted it for Ulexite to make a much easier-to-use glaze that fires just as good or better.
Making 10 gram balls of your glaze and firing them on 2in by 2in tiles is a great way to evaluate their flow, surface and susceptibility to defects.
I will show you why thixotropy is so important. Glazes that you have never been able to suspend or apply evenly will work beautifully.
C. Other
D. Desktop Insight
1. Overview
Part two of a complete tour. It includes using targets, setting calculation types, entering recipe notes and details, SQLite and a review the menus.
Part one of a complete tour. The anatomy of the recipe window, how to open, edit and save recipes; the materials, oxides and supply oxide dialogs, the MDT.
3. Lessons
Learn to how to download a recipe library from your account at Insight-live and open and explore it using desktop Insight
Compare calcium carbonate (whiting) with other sources of CaO (dolomite, wollastonite, frit), learn to understand the chemistry differences between materials and then substitute wollastonite for whiting in a specific recipe.
While comparing a real-world and theoretical feldspar learn to enter, edit, save, normalize recipes and the materials dialog. Glaze chemistry concepts.
Learn to compare a target formula with the chemistry of a feldspar. See why it does not make a good glaze by itself and what materials need to be added to make it into a balanced glaze.
Learn to do difficult formula to batch conversions. Learn mole%, finding frits by chemistry, Na2O sourcing, oxide oversupply, recipe line added status, overriding in the Supply dialog, when to compromise an exact match.
Learn to add a native volcanic ash to the INSIGHT materials database (MDT) and then create a glaze from it maximizing its percentage. Learn to impose an LOI on a material and why this method is better than line blending.
Learn to use a non-unity calculation to convert a formula into a batch recipe using theoretical and real-world materials. Retotal, round-off and make a side-by-side report.
Learn to convert a glossy glaze into a matte by comparing its chemistry with a target matte formula. Alter the chemistry in such a way that the thermal expansion does not rise and it maintains good physical application and suspension properties.
Learn what crazing is, how it is related to glaze chemistry, how INSIGHT calculates thermal expansion and how to substitute high expansion oxides (e.g. Na2O, K2O) with lower expansion ones (e.g. MgO, Li2O, B2O3).
Shows four different ways to add materials to the desktop Insight materials database (MDT)
Do this completely outside of Insight, it knows how to read it at each startup.
There are five ways to do it. Generate your MDT at digitalfire.com, copy and paste XML, type in the formula, enter an analysis as a recipe, handle the MDT as a CSV file in Excel.
Case Studies
Wollastonite is 50:50 CaO:SiO2. So why not just substitute 40 wollastonite for 20 calcium carbonate and 20 silica?
Learn to substitute Nepheline Syenite for Soda Feldspar (and vice versa) using the KNaO checkbox to. You will see the benefit of in-recipe substitution calculation rather than making substitution rules.
Learn the chemistry differences between cone 10 and 6 glazes and how to make a glaze melt at a lower temperature without introducing other problems like crazing.
Learn to reformulate a glaze that is settling in the bucket. Al2O3 and KNaO are sourced by the feldspar, we will source them from kaolin and frits instead.
How to use desktop Insight to substitute wollastonite for calcium carbonate (and vice versa) while maintaining the same SiO2 level. Create substitution rules.
Use Desktop Insight to explore ways of calculating substitutes for Gerstley Borate in the popular Floating Blue cone 6 glaze recipe while maintaining or improving the other raw and fired properties of the glaze.
F. Miscellaneous
How to fine-tune the thixotropy of a ceramic engobe for pottery
Tony Hansen takes you through all the steps from opening the box and wedging the clay to taking the fired mug from the kiln.
*Youtube Video, +MP4 Video, #ScreenCast, ^URL
|These videos are hosted on our Youtube and Screencast-o-matic channels


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BIRMINGHAM, Ala.--The No. 8 Centre College women's golf team won the inaugural Southern Athletic Association Championship on Sunday, shooting 309 for a three-round total of 935 at Highland Lake Golf Course in Birmingham, Ala.
Host Birmingham-Southern placed second with 942, just seven strokes back from the Colonels. Rhodes placed third with 970, Sewanee was fourth with 987, and Oglethorpe was fifth with 1,006.
Sewanee's Emily Javadi was the individual champion with a three-round total of 223 (77-73-73). Second place was a tie between BSC freshman Sarah Dolmovich (85-71-73) and Centre's Alyssa Brown (79-74-76) with 229, followed by BSC freshman Jesse Lawley at fourth with 231 (76-76-79) and Centre's Allison Hancock at fifth with 232 (76-82-74).
The top 10 individuals earned All-Conference honors, including Dolmovich and Lawley from BSC, and junior Kaleigh Toole was also added to the All-SAA team as a Pre-Conference selection for her strong play throughout the regular season.


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Scathing Message Sent To Navy SEALS On Discussing Secret Work
WASHINGTON (CNN) — The commander of U.S. Navy SEALs has written a scathing message to them, saying he is "disappointed, embarrassed and concerned" that troops are now openly speaking and writing about their secret work.
CNN obtained a copy of the message signed by Rear Adm. Sean Pybus, head of the Naval Special Warfare Command, or NSW, and sent to all 2,500 SEALs and some 5,500 support troops he oversees.
He starts by noting the core value of the community, which is, "We do NOT advertise the nature of our work, NOR do we seek recognition for our actions." The emphasis is the admiral's.
Pybus' message follows a letter from Adm. William McRaven that also is critical of the recent publicity. Although McRaven is a Navy SEAL, he oversees all 65,000 Special Operations Forces from all of the military services. Pybus' message is viewed as much more directed to the SEAL community.
"I am disappointed, embarrassed and concerned," Pybus wrote. "Most of us have always thought that the privilege of working with some of our nation's toughest warriors on challenging missions would be enough to be proud of, with no further compensation or celebrity required. Today, we find former SEALs headlining positions in a presidential campaign; hawking details about a mission against Enemy Number 1; and generally selling other aspects of NSW training and operations. For an elite force that should be humble and disciplined for life, we are certainly not appearing to be so. We owe our chain of command much better than this."
A U.S. military official told CNN that Pybus views the book "No Easy Day," about the SEALs' raid on the Osama bin Laden compound, as "the last straw" after months of seeing former SEALs engage in political and money-making marketing activities that the source said involve things like "hawking SEAL workouts and paintball games to kill al Qaeda."
The military official was not authorized to speak on Pybus' behalf but has direct knowledge of his views.
Pybus' message went on to say, "At risk with irresponsible disclosures is NSW's reputation and security. In Special Operations, trust and reputation are everything. Senior leaders in SOF and the Department of Defense cannot be given reason to doubt NSW's ability to operate successfully and maintain secrecy always."
He also said, "The security of our force and families is also put at risk by the release of sensitive information. Our real or potential adversaries accumulate information about the U.S. military, including NSW, and unauthorized personal forays and activities into the Public Domain that propagate NSW details expose us to unnecessary danger."
Pybus is now expected to begin talking to some of the most senior SEALs about solving the problem.
"We must immediately reconsider how we properly influence our people in and out of uniform NOT to seek inappropriate monetary, political, or celebrity profit from their service with NSW," he wrote. "This is a challenge to both the active and former NSW force — we all have much to gain or lose. In the weeks ahead, we will be taking actions to meet this challenge."
By Barbara Starr – CNN Pentagon Correspondent
™ & © 2012 Cable News Network, Inc., a Time Warner Company. All rights reserved.


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Earlier this month, the National Marine Fisheries Services granted sawfish protection under the Endangered Species Act (ESA).
Sawfish are one of the most, if not the most, imperiled groups of cartilaginous fish. Like most sharks and rays, late maturity and low reproduction rates make these animals vulnerable to over-exploitation. Additionally, their toothed "saw" often gets caught in fishing gear and nets, making them susceptible to bycatch. As a result of these threats, populations of sawfish have reportedly declined by as much as 99 percent in recent decades.
All seven recognized species of sawfish are considered critically endangered by the International Union for Conservation of Nature (IUCN). Nationally however, earlier petitions to grant sawfish similar protection under the ESA have not been successful. The first listing, of the smalltooth sawfish, occured in April of 2003. The largetooth sawfish was listed under the ESA in August of 2011. With the freshwater and largetooth species recently being synonymized, all are now protected under the ESA, including the two living here at the Aquarium.
The designation to list all species of sawfish is a positive step forward for these animals. The hope is that through collaboration with other aquariums, research biologists, conservation groups and NGOs we can assist in the recovery of sawfish populations worldwide.


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Afghanistan deployment will support withdrawal
Hundreds of Joint Base Lewis-McChord soldiers are heading to Afghanistan this spring to control the country's southern and western skies in what could be the war's final days.
The soldiers in Lewis-McChord's 16th Combat Aviation Brigade should arrive in time for Afghanistan's national elections next month. That's a key date that could determine how many U.S. troops remain in the country after this year and how long they will stay.
No matter the outcome of the vote, brigade Commander Col. Paul Mele says the Lewis-McChord aviators will play an important role protecting troops on the ground and in helping shrink the Western presence.
"Our mission remains the same: Provide world-class support and solutions to the ground force commander whatever the mission may be," he said.
He's deploying with about 1,200 soldiers from Lewis-McChord in units that fly AH-64 Apache and UH-60 Blackhawk helicopters. They'll be joined under Mele's command by an Alaska battalion that flies CH-47 Chinook helicopters and one from the Tennessee National Guard that uses OH-58 Kiowas.
The White House last month announced it's preparing to withdraw all U.S. forces from Afghanistan this year because U.S. and Afghan leaders have not reached a long-term security pact.
Afghanistan President Hamid Karzai or his successor still could sign a bilateral security agreement with President Barack Obama that would lay the groundwork for a modest U.S. presence there after Jan. 1.
Press reports on the negotiations suggest any agreement would call for fewer than 10,000 U.S. troops. About 34,000 U.S. military service members are stationed in Afghanistan today, down from about 100,000 in 2011.
Mele said the shrinking presence would not change the pace of operations for the local aviators.
He commanded an aviation battalion in Iraq in 2010, and he was on an air mission protecting a U.S. convoy on the day the Iraqis officially took back control of their country.
He remembered thinking his mission was just as important because "the enemy didn't care" who was in charge.
In Afghanistan, steep mountains make helicopters vital for moving troops and gathering intelligence.
Mele said his soldiers will be asked to fly reconnaissance missions to inform ground commanders about threats around them, medical evacuations, assault missions and close air support assignments.
At times, they'll also back up Afghan government forces.
The Chinooks, meanwhile, will have a hand in repositioning troops and equipment so they can be moved out of Afghanistan.
"I believe the (operational tempo) will be the just as demanding" as any previous aviation brigade deployment, he said.
The 16th Combat Aviation Brigade is a new headquarters at Lewis-McChord. It was built up at JBLM in 2012 with aviation units that were stationed at Lewis-McChord, Fort Wainwright in Alaska and Fort Hood in Texas.
It has a split mission this year with one squadron stationed in South Korea. Mele visited soldiers in that unit, the Kiowa-flying 4th Squadron, 6th Air Cavalry Regiment, earlier this month.
For the most part, aviation soldiers deploying to Afghanistan will fly helicopters already stationed there.
The brigade is taking two dozen of its own Apaches, however, because they are the latest models. The helicopter, known as the AH-64E, has additional power, capabilities to work with unmanned aircraft, and better resources to fly in clouds than its predecessors.
Adam Ashton: 253-597-8646


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The Accounting Historians Journal Vol. 8, No. 1 Spring 1981
Turgut Var
Abstract: The objective of this paper is to analyze Ottoman waqfs (foundations) to determine the internal control principles followed. In order to achieve this task, extensive references have been made to an actual waqf deed, The Waqfiyah of Ahmed Pasa. The original copy of this document is in the Free Library of Philadelphia and it was written December 1511. It is hoped that this research would lead to further research dealing with early accounting thought and practices in the Middle East.
Waqf (or Wakf, Turkish version vakif) has been one of the most important institutions in Islam from the earliest time. In The Ency-clopaedia of Islam, waqf is defined as a "thing which while retain-ing its substance yields a usufruct and on which the owner has sur-rendered his power of disposal with the stipulation that the yield is used for permitted good purposes."1 The word is derived from the Arabic verb waqafa, which means "to stop, to hold, to restrain, and to prevent." Generally it is a religious term denoting an act by which the income of any property is devoted irrevocably to the ben-efit of individuals or to religious or charitable purposes. As an Is-lamic institution it has received considerable attention in both Mus-lim and non-Muslim countries (as in the case of British and Muslim legislation in India and North Africa before independence).2
There are several sects of Islam but in this paper the focus will be on Ottoman waqfs which have been governed by Hanafi rules. Many Hanafi jurists regard waqfs as the property of Allah, from whom they had originated and to whom they finally revert by the act of the giver of the waqf.3 According to Abu Hanifah, the founder of the sect, the legal meaning of waqf is the placing in permanent trust of specific profits of properties in such a way that the founders own-
The author wishes to thank Daniel L. McDonald and Irene M. Gordon for their valuable criticism.


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CEO Mindset: Be the Goose, Be a Better Leader
What does being a goose have to do with being a great leader? Well, it starts with a story…
The Farmer and the Goose
Once upon a time, there was a farmer who had a flock of geese. One day a fox came into the yard where the geese lived and tried to snatch a goose. There was a terrible flurry of wings and beaks pecking at the fox. Eventually the fox was driven off but one goose was left with a broken wing. The farmer saw all of this and went to help the goose. But the goose kept hissing and running away from the farmer. After chasing the goose around and not catching it, the farmer asked, "how can I be the goose?"
Concerns and assumptions may interfere
There are times we avoid asking certain questions like "how can I be the goose?" because we think it is not becoming or appropriate. After all, generally being a goose is associated with foolishness. Also there are times when we feel disappointed in or angry with a team (or staff person's) member's behavior. But at the same time, who will get things running smoothly again? Ultimately, it is our model that shows others what is expected. Asking ourselves to examine more closely why we are avoiding the difficult situation or people can highlight what concerns and assumptions are going on in our heads.
Great leaders are empathic
There is some confusion as to how an empathic leader behaves. Empathy is not sympathy or pity. It does not imply or state agreement. Empathy is putting yourself in the other person's shoes and understanding his/her perspective. You do not even have to agree but acknowledging the other person can give you insight so you can identify the actual problem (which can be very different from what is being reported), if your vision and expectations are clearly communicated or the strengths and weaknesses of your team. While people like Steve Jobs and Mark Zuckerberg are lionized for being harsh, driven leaders, the statistics of disengaged workers (63% of workers worldwide are not engaged) is a wake up call for leaders in small and large companies. In a 2014 survey conducted by Lee Hecht Harrison, it was reported that 58% of managers fail to show understanding towards their employees. And how many anecdotes have you heard about people enjoying their work but unable to tolerate the organizational culture?
How to "do" empathy?
As Henry Ford once said, "The secret of success – if there is one – is the ability to put yourself in another person's shoes, and to consider things from his or her point of view as well as your own. " It is both easy and hard to do.
- Quiet yourself- If you have a chatterbox in your head, you will remain focused on your opinions, assessments and thoughts.
Listen actively- Ask questions, reflect back what you heard, summarize both agreement and disagreement and request suggestions for resolving the issue
- Watch the nonverbal cues- Eye contact, tone of voice, speed of speech, posture and choice of words are all hallmarks of how engaged the person is in a conversation. If something feels off, even if you cannot identify what, acknowledge the disconnect by stating, "I think I missed something here" or asking "do you have any additional concerns?".
- Lend a hand- Asking how you can help get a task done opens the door for conversation. Your team member may say he/she does not need the help but your offer lets them know you noticed.
- Practice, practice, practice- Even the most empathic of us have off days or get distracted by the enormous amount of work and responsibility. If you are new to expressing empathy in a leadership role, it might feel awkward. No matter your experience level or stress level, empathy is improved with use.
"How can I be the goose?"
Asking the question is the start of empathy. When you see a staff member struggling, you are like the farmer wanting to help the goose with the broken wing. As you go along, you may notice that some people respond well to questions about how the work is going while others may need to hear you tell them to take a break and refresh themselves. Empathy gives you a better sense of how your small business is functioning and lets your team (and staff) know you want them to be well and perform well.
Related posts:
How To Be the Sun When Leading Change
Great Leaders Develop Via Relationships With Self and Others
Leadership, Mindfulness and Practical Enlightenment


text: Product TabsOverviewLet's make sure your retirement is headed in the right direction. Our experts will help you make the most of the retirement you've earned. As market conditions continue to change, we'll help you navigate the investment options that suit you best. IRA Options If you want your investment to grow and enjoy peace of mind, we offer IRAs withFDIC insurance ($1,000 minimum opening deposit). If you prefer an IRA consisting of stocks, bonds, ETFs, and mutual funds, our expertswill work with you to determine the allocation that fits your goals and risk tolerance. If you have an existing IRA or 401(k), our experts will help you with a rollover to keepyour investment moving in the right direction. To find the right option for you, contact us at 402.323.1324 and an expert will assist you. Traditional IRA Roth IRA Who can contribute? You can contribute if you (or your spouse if filing jointly) have taxable compensation but not after you are age 70½ or older. You can contribute at any age if you (or your spouse if filing jointly) have taxable compensation and your modified adjusted gross income is below certain amounts (see 2012 and 2013limits). Are my contributions deductible? You can deduct your contributions if you qualify. Your contributions aren't deductible. How much can I contribute? The most you can contribute to all of your traditional and Roth IRAs is the smaller of: $5,500 for 2013. $6,500 if you're age 50 or older by the end of the year. The same limits apply for 2014*. your taxable compensation for the year. What is the deadline to make contributions? Your tax return filing deadline (not including extensions). For example, you have until April 15, 2014, to make your 2013 contribution. When can I withdraw money? You can withdraw money anytime. Do I have to take required minimum distributions? You must start taking distributions by April 1 following the year in which you turn age 70½ and by December 31 of later years. Not required if you are the original owner. Are my withdrawals and distributions taxable? Any deductible contributions and earnings you withdraw or that are distributed from your traditional IRA are taxable. Also, if you are under age 59 ½ you may have to pay an additional 10% tax for early withdrawals unless you qualify for an exception. None if it's a qualified distribution (or a withdrawal that is a qualified distribution). Otherwise, part of the distribution or withdrawal may be taxable. If you are under age 59 ½, you may also have to pay an additional 10% tax for early withdrawals unless you qualify for an exception. *Indexed to inflation. IRS may adjust annually for inflation. Any adjustments will be in $500 increments. Resources How much do I need to fund my retirement? How much money will you need in your savings account if you plan to make recurring withdrawals of a specified amount? Learn More » How much could I save over time? Calculate the total amount you would be able to save with monthly deposits. Learn More » Your Retirement Game Plan This podcast discusses the importance of making a game plan for the retirement you desire, then sticking to it to ensure your long-term success. Learn More » Your Retirement: A Look at the Numbers Trying to put a number on the total nest egg you need for retirement can be a daunting task, but these benchmarks can provide some ballpark figures to get you thinking. Learn More » Retirement for Women: Facts & Strategies (but for men, too) The savings suggestions written here follow a discussion of certain facts about women and finances. However, these savings strategies will work just as well for men. Learn More » 3 Steps to Growing & Preserving Your Wealth Growing and preserving your wealth should be an ongoing priority. These three steps will help you secure your financial future. Learn More » Climbing the Ladder to Financial Freedom No matter what your age or stage of life may be, it's important to build a sound financial ladder so you can reach your future goal of a financially secure retirement. Learn More » Financial Documentation - Should it Stay or Should it Go? As summer is coming to a close and we are getting ready for the fall, it is a great time of year to think about financial cleaning. Do you know what documents to keep and what you can shred? Learn More » FAQs 78 20 Related Products Union Investment Management Group Excellence in portfolio management for individuals, businesses, trusts, foundations and other organizations. Learn More » Personal Trust It's time you had a partner to assist you with your estate planning and wealth management needs — a partner you can trust. Learn More » Personal Banking Regardless of where you may live or the opportunities and challenges that your life presents, Union Bank offers many ways to reach your financial goals and achieve your dreams. Learn More »


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The Federal Housing Finance Agency banned banks and mortgage servicers in June from accepting commissions on force placed insurance policies issued by affiliated companies. But at least one servicer has found a way around the ban by selling an insurance-agent affiliate to a company it has close ties with.
Benjamin Lawsky, the superintendent of New York's Department of Financial Services, is the first regulator to question the move by Ocwen Financial. Consumer advocates expect federal and state regulators will crack down on servicers and insurers that try to go around the ban. The rule is meant to prevent kickbacks that encourage overcharging of borrowers.
Sandra Thompson, the FHFA's deputy director for housing mission and goals, said reducing borrower costs for force-placed insurance is a priority for the agency.
"If a transaction results in violation of Fannie Mae's and Freddie Mac's guidelines, or is purposely designed to circumvent the guidelines, FHFA will work with Fannie Mae and Freddie Mac to ensure appropriate action is taken," Thompson said in a statement.
So far, Lawsky has only targeted Ocwen, which last year sold Beltline Road Insurance Agency, a force-placed insurance affiliate, to Altisource Portfolio Solutions for $86 million. Altisource, a Luxembourg-based distressed property manager, was spun off from Ocwen in 2008. It's led by former Ocwen executives and is 26% owned by William Erbey, Ocwen's executive chairman.
Ocwen and Altisource did not respond to requests for comment.
Birny Birnbaum, the executive director of the Center for Economic Justice, called the sale "an attempt to go around the ban." The $86 million purchase price "represents a front-loaded commission," he said.
"It's a big deal because it's a blatant attempt to evade the prohibition against giving kickbacks in the guise of a commission to an insurance agent," Birnbaum said. "Any reasonable regulator will conclude that it violates the prohibition and we expect both state and federal regulators to object to the practice and not allow it."
Force-placed insurance policies are bought by servicers when a borrower allows a homeowner's insurance policy to lapse, usually because of default or foreclosure. Since borrowers typically cannot pay the new high-priced policies, the costs are passed on to Fannie Mae, Freddie Mac, (and hence taxpayers) as well as investors.
The FHFA's Office of Inspector General has urged the regulator to sue force-placed insurers and mortgage servicers, including large banks, for inflating prices and generating losses for Fannie and Freddie.
Many of the largest banks and New York insurer Assurant, the largest force-place insurer, have agreed to reforms after settling class-action lawsuits brought on behalf of borrowers. Banks that have settled include Bank of America, Citigroup, JPMorgan Chase, Wells Fargo, HSBC, and SunTrust.
"They have really stepped up in our cases and agreed to help consumers and reform the law," said Adam Moskowitz, a partner who runs the class action practice at Miami law firm Kozyak Tropin Throckmorton.
Moskowitz has 14 nationwide class-action lawsuits pending on force-placed insurance including one against Ocwen.
Because of the settlements, it is unclear whether attempts to go around the ban are widespread.
Lawsky sent a letter on Aug. 4 to Timothy Hayes, Ocwen's general counsel in West Palm Beach, Fla., asking for additional information about its force-placed insurance practices. Ocwen allowed its force-placed arrangement with Assurant to expire in March 2014. Beltline, now a unit of Altisource, then negotiated a new force-placed insurance program for Ocwen with San Antonio-based insurer Southwest Business Corp., Lawsky's letter stated.
Southwest Business, as an unaffiliated insurance agent, is apparently being used "as a pass through so that Ocwen and Altisource are not directly contracting with each other, but Altisource can still receive insurance commissions and certain fees seemingly for doing very little work," Lawsky said in the letter.
"As part of this arrangement, Altisource recommended itself to provide fee-based services to" Southwest, the regulator said.
"A careful review… suggests that Ocwen hired Altisource to design Ocwen's new force-placed program with the expectation and intent that Altisource would use this opportunity to steer profits to itself."
Lisa Pinto, a spokeswoman for Southwest, said the company has reviewed Lawsky's letter.
"We remain confident that our relationship to the subject transaction is appropriate," she said in an email.


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Every Wednesday night, enjoy a dark and driving evening with Depth, Contour's weekly Minimal Techno/House company residents. Featuring new artists each week, come prepared for a deep and releasing night of beats to stimulate your mind and soothe your soul.
Back to All Events
Earlier Event: December 5Happy Hour Until 8pm!
Later Event: December 7Jaded


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June 20, 2011
Downward spiral: Amid declining home prices and a stagnant market, study says stopping foreclosure delay will bring improvement
As housing prices in the United States continue to drop, a Kansas State University professor says the best way to help the market is to stop delaying foreclosures.
While negotiations continue between state attorneys general and banks over a settlement that looks at foreclosure practices, some of the settlement proposals may backfire and do more harm than good, according to two recent studies co-authored by K-State finance professor Eric Higgins.
Higgins co-authored the studies with Charles Calomiris, a professor at Columbia Business School, and Joseph Mason, finance professor at Louisiana State University, in response to current negotiations that have delayed many foreclosures from occurring.
Because the terms of the proposed servicer settlement call for banks to do more on forgiving mortgages, the studies say it would only encourage more homeowners to strategically default on their loans. Delaying or prolonging the foreclosure process doesn't help either because it prevents the market from recovering.
"In no way do our studies suggest that foreclosure is a good thing," said Higgins, von Waaden Chair of Investment Management and head of the department of finance. "It is very unfortunate, but to delay the foreclosure process doesn't help anybody. It doesn't help the homeowner who is in debt and can't get out of debt. It's not helping the economy because we can't find the bottom of the housing market. And it's not helping neighborhoods because you have neglected houses."
It's also not fair to call the banks the only "bad guys" who caused the housing market fiasco, Higgins said.
"Of course, there's blame to be had by the banks," Higgins said. "But there's also blame to be had by the people who knew that they were borrowing too much. There's blame to be had for investors who bought these mortgage-backed securities without performing adequate diligence. And there's blame on the regulators who overlooked many problems in the housing market."
Yet current negotiations don't appear to be helping the market -- home prices nationwide are still dropping and the market is still stagnant. Higgins said it is not so much a double dip in the market, but rather the market never hit bottom.
"The reason it appears to be a double dip is because foreclosures stopped due to the uproar over robo-signing practices," Higgins said. "So, what we were seeing for home prices at that time wasn't really a true price. Once a true regulatory settlement was reached with mortgage servicers, the foreclosure process began again, the inventory of houses increased and prices dropped."
Completing foreclosures and clearing bad mortgages is the best way to help the market improve, Higgins said. According to the studies it takes an average of 17 months for a foreclosure to happen -- and during that time, the home can be sitting, becoming run down and declining in value.
"By delaying foreclosures and modifying mortgages, all you are doing is prolonging the borrower's problems," Higgins said. "Statistics show that mortgage modifications don't really work and people are eventually going to be in a situation where they are unable to pay the adjusted mortgages. It gives borrowers who are in trouble a sense of a false hope and encourages other borrowers to engage in strategic default."
Now the market finds itself in a cycle full of bad news. As long as foreclosures remain in limbo, no one will know the bottom of the market. In turn, homebuilding won't pick up until builders know where the market bottom is.
Additionally, Higgins sees a connection between the housing market and the country's high unemployment rate. He suggests the rate may be remaining high not because of job availability but because of labor force mobility.
Labor force mobility, or the ability of workers to move wherever job opportunities exist, has declined during the past decade, even though technology and other forms of mobility have increased. Labor force mobility may be declining because of mortgage-foreclosure overhang.
"People are stuck in these houses that either have been foreclosed or will be foreclosed, or they are so underwater that they can't sell the house," Higgins said. "So there may be jobs out there, but folks can't get to them because they are stuck in bad mortgages, and that keeps the unemployment rate higher."
It may all seem doom and gloom, but Higgins has hope in a market recovery as long as banks can begin to process foreclosures. While home prices may drop even more when these foreclosures are processed, doing so will help give the market a clean slate so it can begin the slow trek to recovery.
"A lot of pain is going to happen, but the market needs to clear," Higgins said. "Once it clears, new construction can start. When construction starts, we create jobs in that area and then things might be able to pick back up."


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As I reflect on my achievements of 2010, I can't help but think that the greatest achievement is that I achieved anything at all.
The year turned out to be the most difficult and challenging of my life or at least of my adulthood. Unforeseen events brought my family a lot of sadness and worry.
I had been optimistic as the New Year rang in and had great hopes of accomplishing quite a lot. I am a little sad that I didn't fulfill some of my goals but I think there were other lessons for me to learn this year.
Some of the lessons that I learned firsthand this year were:
Sometimes you need to ask for help
I never like to ask for help. This year some people insisted. And I admit it did help. When the time arises accept help but don't get attached to it. Move on and become independent again.
We have the strength to get through anything
You know the old saying "What doesn't kill you makes you stronger." I learned this year that this is true. Humans have an amazing capacity to survive.
Move Forward
And as the other saying goes "When life give you lemons, make lemonade." Dwelling on things you can't change is not good. It's better to make the best of what you are dealt in life. There is always a way to put a positive spin on everything. At the very least it will show you have a sense of humor.
Life is always worse for someone else
No matter how bad you think your life is there is always someone out there who has it worse. It was easy to come up with examples this year as people locally and all around the world struggled. Yes, I had a tough year but many people had it much worse.
Despite my challenging year I still managed to accomplish a lot.
My Gold Stars for 2010:
I was honored to have a book review published in the National Genealogical Society Quarterly. This was really awesome.
Old House Secrets
I began a house history column in a local newspaper called Old House Secrets in March 2010. The articles provide information on how to research the history of your house or tell the history of local historic homes. By the end of the year the newspaper expanded to include a second edition in another town.
This year I really got blogging! I started Roots & Rambles in 2009 but didn't really start actively blogging until 2010. I also started two other blogs: The Symbolic Past focusing on 17th and 18th century gravestones and The New England House Historian. Blogging has been a really wonderful activity for me and I'm greatly enjoying the relationships I've developed with blogging colleagues.
Speaking Engagements
This year I gave 17 talks across Massachusetts, Connecticut and Rhode Island. That's the most I've ever given in one year. I love to do talks because it gives me an opportunity to meet people in different areas that I might not otherwise meet. It also gives me the chance to see new places.
If I did anything else this year I'm at a loss to remember it. This list makes me feel pretty good. Despite all the challenges I continued to move forward.
I have bright hopes and lots of goals for next year but I'll leave that for another blog post.
Merry Christmas and Happy New Year Everyone!


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Hello! I am super excited to share with you my very first Cosplay experience at CICAF organized by Sawachi Entertainment
I took loads of pictures at the event. Can't resist because there were so many wonderful and colourful characters. Loved the ones with the colourful wigs.
The cosplayers really put in a lot of effort in their costumes and I truly admire them.
I was playing dress up as Ai Enma (閻魔 あい) of Jigoku Shoujo or better known as Hellgirl.
May not look completely like her as my look was simplified and not enough props.
I'm missing the blood red eyes, tiered long hair and eye enhancements in my make up.
Just made do with what I have.
So here you go, this is my interpretation of her.
What inspired me to dress this way.
Well, I was suppose to sing this song, KARINUI for the anime singing competition but only found out about the competition 2 days before and there seems to be an overwhelming response. I went there by 12pm to register anyway but ended up not singing cause the registered contestants was like 30 already!!!!
This was my outfit to compliment the song.
But anyway, I was there also there to catchup with some friends.
Forat and Jasmine Minori. One is a powerful and well known singer in the anime world and the other is a handsome professional photographer.
I was lucky to be able to witness Jasmine Minori's performance and she set the stage on fire! Forat on the other hand did a photoshoot for me in my costume.
The below photo was taken by Forat. Thank you for the amazing work.
The below photo was taken by Forat. Thank you for the amazing work.
Jasmine Minori Rocks!
Watch her in action here:
Friends I met and new friends I made at the CICAF Event.
Kenji, Fang Kai, Shaun Lopez, Yong Kang, Rin.
Yong Kang was getting into his character Narukami Yu
OMG! He looks exactly like the character. I'm impressed!
This was one of my favourite costume. It's a lot of hardwork putting this piece together.
Check out his wings. I think it's all DIY.
Check out the other colourful costumes I spotted at the event. So pandai posing.
Love the hair girls.
And I was just trying to "blend in"
This guy with the cute peace pose is a cosplayer from Taiwan. And another version of Narukami Yu spotted (in grey hair)
Cute couple or they look more like siblings.
Loved her overall image and outfit! She reminds me of the lead actress in Brave.
Damsel in distress posing with Death. I must salute this guy playing Death. He creepily sneaks up on you and is soul quietly drifts among the crowd not making a single sound. He certainly lifts up to his character.
Love the cutesy pose above and Naruto was spotted among the cosplayers.
Look at their amazing play of colours. Characters in any possible hair colour you can imagine. Thanks for posing for my camera.
Another cosplayer in action. I'm not good in identifying who is representing what character.
Recognize any of these characters?
Love her extensive look.
Cosplayers were also given a chance to show off their outfit on stage for a cosplay competition. This was my favourite. Such charisma and stage presence.
Cleopatra Lookalike?
More interesting costumes sighted. This one looks MJ inspired.
One of the contestant for the singing competition taking centre stage.
Forat usually shoot models in Cosplay gear. Now it's my turn to snap his picture.
Bin Yun entertaining us with her high pitched vocals. She can really hit those high notes.
Here's her wonderful performance.
Tangkap gambar sampai macam ini. Terrornya.
Merchandise on sale
Kenji supporting the local anime scene by buying some momentos.
Cute merchandise on sale.
Unique looking notebooks
Button badge of all sorts for anime fans.
Forgive me if I cannot identify who is who as I am not an official cosplayer and this is my first time stepping into a Cosplay Event. So much to see, so much to learn.
The art of Cosplaying is never easy. A Big salute to all who put in so much hardwork and effort to dress up for this CICAF event. It was truly an eye opener for me.
It was a fun event! Don't you think these Cosplayers look amazing!
Maybe next time I have to learn the detailed make up of Ai Enma with tutorials like this:
Wish me luck!
Till then, my friends.
Hope you had a great time reading and enjoy all the pictures.


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Capable Group Above the Average Israeli VC but Can Be Very Difficult to Deal With
Fund: Gemini Israel Funds
Posted by VCresource on 2007-09-06
Gemini is a very competitive fund in the Israeli VC scene. They work very hard to get access to the best deal flow they can find. Generally, they are very down to earth group of VCs and less arrogant than the many of the others. They would be very fast and responsive when being approached, however they would be very slow to respond to make a decision on a deal. IT is advisable to make sure that there are other alternatives available in order to get them to respond quickly.PRIVATE: Members Only


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Sea Colors Weekly Kit for the Mini Happy Planner
Product Description
Welcome to XOXO Prints! :)
About these stickers:
- Available in a Premium Matte or Glossy finish. [See price difference]
- Printed on permanent adhesive sticker paper.
- This listing is for ONE KIT only, or sheets individually.
- Each sheet is approximately 4.7 x 7 inches.
- These stickers will fit perfectly in your Mini Happy Planner.
- Item is made to order; as shown in picture.
Reminder when buying:
- Color variations are different from monitor to monitor, so colors can possible look different in person.
- Please verify your shipping address before placing your order. We are not responsible for any incorrect shipping addresses.
- Read all shop info and policies, such as estimated shipping and processing times.
- Have any questions, just contact me!
Don't forget to follow us on Instagram, and our Facebook Group for all info, giveaways and coupon codes!
IG: @xoxoprints
Facebook: www.facebook.com/groups/xoxoprints


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The End of the Experiment
When Tricia Beckner asked me to eat only what she can produce on her CSA farm-ette for a month, just to see what happens, I was game. As you'll see, we've widened the circle a little to include food produced 10 miles from my home on Whidbey Island, with exceptions made for 4 essentials: oil, salt (+5 other spices), caffeine, and limes. Read more on my blog about my 10-mile diet.
It's October, and my 10-mile diet experiment is over.
I decided for my "re-tox" to not have any new rules, just notice what I am choosing. Here's the list so far: Balsamic vinegar. Almond butter. Toast. Pumpkin seeds. Avocado. Walnuts. Hard cheese. An orange from the fridge and some broth from the freezer. Some tasty potluck dishes prepared by friends (at sundown, they celebrated the completion of my 10-mile month by witnessing me biting into… a homemade but non-local cracker). A see-through soup, accompanied by with plastic-wrapped crackers, at a conference I spoke at yesterday. (Hunger hit. It was… well… food-ish.)
The good and bad news
So what did I eat during the diet? I've done the tally, and:
Fifty percent of the calories came from Tricia. I supplemented this from my garden and with some extras from friends. That's good news and bad news.
Good news: Wow, that's a lot of food grown by one little industrious Tricia.
The bad news is that without the extra milk, meat, honey, oil, and a little cheese, I'd have definitely been underfed if not undernourished.
Ahh, but the good news is, all the food except for oil, salt, caffeine, and 30 little limes came from within my 10 miles. That is very very hopeful in terms of our ability to feed ourselves.
But the bad news: Everyone who wants to eat this way on Whidbey would need to grow a big kitchen garden with plenty of squash and potatoes, and would need to be part of a meat or egg co-op or form a relationship with a grower who can provide this. Our current CSA production couldn't feed us all. Yet.
The good new is that, up on the prairie just beyond my 10 miles, people are growing grains and beans—and if there were more local demand for such, I'm sure more land would be put into those crops. We do not need to do without bread or beans!
Photo Essay: New Crop of Farmers
The next generation of farmers and why they love what they do.
The bad news is that, demographically, Whidbey has an aging population—if we don't find a way to attract and retain young farmers, we will not be able to feed ourselves into our dotage.
And simply news: The overall cost for this diet was 30 percent more than what my smart shopper self normally pays, though none of that is quite so local and much isn't organic. A lot of that saving, I'll wager, is the effect of our industrial food system permitting me to purchase food from distant places, produced in conditions I probably wouldn't approve of if I could see them.
The overall news is that we are actually on our way to at least partial food self sufficiency on the island, and could get closer with some changes—if we eat what we can grow here and not insist on what cannot grow here; if we commit to supporting our producers by buying from them, especially during the transition when they may not have the full hang of it; if we are wise about what we need from 100 miles and 300 miles and 1000 miles—we actually can map our food system against our food needs.
From this day forward...
For me, here's what I see for my future as a local eater.
Next year, all things conspiring for the good, I can grow a more intentional garden. I've been getting about a pound of food a day, often more, from my garden all month. Tomatoes were lousy but beans and squash and lettuce and carrots and kale have been bounteous. Imagine doubling that with some careful stewardship of that plot. Imagine doubling that again if I grow winter squash, beets, potatoes, rutabagas, and turnips for storage. As people have become aware of my experiment this month, they've given me food as well: tomatoes, garlic, potatoes, green beans. Hopefully, next year I'll have enough to return the favor. Call that 5 percent of my food.
Eating 20 percent from Whidbey Island (call it a 50 mile diet) should be a piece of cake (so to speak). I can get my meat and eggs and lots of veggies and milk locally. And that is a big part of my diet.
Another 20 percent from 100 miles would open up a lot more options, take me north to the border with Canada, south to Olympia, east to the foothills of the Cascades, and east into the rich fishing grounds of greater Puget Sound as well as to the Olympic Peninsula, where I hear they now grow grain.
Another 10 percent within 200 miles would give me all the grain and apples I want from Yakima and Wenatchee and Bluebird Grain Farms in the Methow Valley. I'm blessed to live in Washington State.
For the rest I have exotics. Spices, oil, nuts, prepared and packaged foods, coffee, tea, chocolate!!! I have no idea if these are the right percentages. It's some rules of thumb, concentric circles with me at the center of my very own food system.
I know me. I will forget. I will be in a hurry. I will want the convenience of packaged foods. I used to give myself a hard time about my infidelity to my rules, but now, being older, I know that rules are guidelines, not prisons. I could set a lifetime constraint as I have this month as a way to be excruciatingly aware, but I choose "moderation in all things," balance, and good cheer. If I want something, I won't forbid it. I'll just do it eyes wide open. Food and judgment don't mix—they turn the stomach. I will be kind to myself and others as we stumble towards an ethical relationship with food.
- from Vicki's blog about her 10-mile diet.
- : How a community food system works.
- : It's a question of values, says Anna Lappé.


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We're almost half-way through the year so now seems like a good time to inform you of some of the topics we'll be covering here on The English Manner's blog. (Please note, dates correspond to the date each post will appear on this blog; not the event date.)
Next week – The Ashes
6th July – Country Land Owners' Association Game Fair
13th July – Alexandra Messervy, Founder, explains about the unique garden tours we offer
24th July – Cowes Week
Then, later on in the year, we'll be reverting to covering specific topics of etiquette, such as afternoon tea, mobile telephones and in November, we'll post an entry on the protocol surrounding Thanksgiving.
Thank you for your comments on our posts so far this year – do please keep them coming.


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Syria car bomb near Iraq kills at least
8: monitoring group
Send a link to a friend
[June 14, 2014]
BEIRUT (Reuters) - At least eight
people were killed on Saturday when a car bomb exploded in a market in
eastern Syria near the border with Iraq, a monitoring group said.
The blast occurred in the town of al-Mayadin, which lies on
the Euphrates River in the Deir al-Zor province, the
British-based Syrian Observatory for Human Rights said.
The Observatory, which monitors violence in Syria through a
network of sources, also said a number of people were seriously
wounded in the blast but did not give a number.
The area is a power base for the Islamic State in Iraq and the
Levant (ISIL), an al Qaeda splinter group active in Syria and
Iraq, whose forces this week seized several major towns in
northern Iraq and swept south towards Baghdad.
ISIL has been battling al Qaeda's affiliate, the Nusra Front,
and other insurgents in the Deir al-Zor province for months for
control of oilfields and strategic sites. The fighting has
killed hundreds and forced tens of thousands to flee their
(Reporting by Alexander Dziadosz; Editing by Gareth Jones)
[© 2014 Thomson Reuters. All rights
Copyright 2014 Reuters. All rights reserved. This material may not be published,
broadcast, rewritten or redistributed.
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In order to master anything, one must first master the fundamentals. This is a 6 hour course devoted to building the foundation from which your marksmanship skills will grow. You will leave understanding the core principles of shooting and how to properly apply them. We will teach you to self-diagnose, identify problem areas and make immediate corrections to avoid ingraining bad habits and improper marksmanship techniques. Whether you are new to shooting and looking to build confidence through skills development, or a seasoned shooter looking to enhance your skills, Core Pistol Development is a great course for you.
The class starts with a pistol assessment on the range to establish a baseline for each individual shooter. We then move to the classroom where we will begin the fundamental development process through dry fire drills and the use of software and integrated laser technology. Here we will break down the fundamentals and have you practice and apply them in comfortable learning environment. We then progress to live fire, advancing systematically through drills focused on each individual skill and technique. By the time you leave the range you will feel confident and capable in your marksmanship abilities.
Topics Covered
Date/Time: April 21st/9:00am-3:00pm
Cost: $175
What to bring:
Pistol, 3 magazines, pistol holster, magazine holster/pouch, eye and ear protection, 200 rounds of pistol ammunition (50 rounds of frangible)
5 people are attending Core Pistol Development- Register Here


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As part of a healthy diet, eat at least two servings of fish each week. Oily fish, which contain
omega-3 fatty acids, are best. These fish include salmon,
mackerel, lake trout, herring, and sardines.1
If you cannot eat fish, you can also get omega-3 fats from omega-3 eggs, walnuts, flax seeds, and canola oil.
Fish is an important part of a heart-healthy diet. A heart-healthy diet is not just for people who have existing health problems. It is good for all healthy adults and children older than age 2. Learning heart-healthy eating habits now can help prevent problems in years to come. Eating a heart-healthy diet can help you to:
Eating fish may help lower your risk of coronary artery disease.
In people who have heart problems, omega-3 fatty acids may help lower
their risk of death.
Omega-3 fatty acids also lower the risk of sudden cardiac death and
abnormal heartbeats.
Try to eat omega-3 fatty acids in foods like fish rather than taking a supplement.
Eating more than two servings of fish a week can lower your risk for stroke or TIA. Oily fish (such as salmon, mackerel, and herring) lowers your risk more than other types of fish.2
Taking a fish-oil or omega-3 fatty acid supplement does not give you the same protection against stroke or TIA.
The U.S. Food and Drug Administration (FDA) and the U.S.
Environmental Protection Agency (EPA) recommend that women who may become
pregnant, pregnant women, nursing mothers, and young children should not eat shark, swordfish,
king mackerel, or tilefish, because these fish have higher mercury
concentrations. But for middle-aged and older people, the protection fish offer
the heart outweighs the risks of eating these fish. Eating a variety of fish
may reduce the amount of mercury you eat.3, 4
CitationsAmerican Heart Association (2006). Diet and lifestyle
recommendations revision 2006. Circulation, 114(1):
82–96. [Erratum in Circulation, 114(1): e27.]
Chowdhury R, et al. (2012). Association between fish consumption, long chain omega 3 fatty acids, and risk of cerebrovascular disease: Systematic review and meta-analysis. BMJ. Published online October 30, 2012 (doi:10.1136/bmj.e6698).
U.S. Food and Drug Administration (2004). What you
need to know about mercury in fish and shellfish: 2004 EPA and FDA advice for
women who might become pregnant, women who are pregnant, nursing mothers, young
children. Available online:
http://www.epa.gov/fishadvisories/advice.U.S. Department of Health and Human Services, U.S. Environmental Protection Agency (2011). Mercury Levels in Commercial Fish and Shellfish. Available online: http://www.fda.gov/Food/FoodSafety/Product-SpecificInformation/Seafood/FoodbornePathogensContaminants/Methylmercury/ucm115644.htm.
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Last Revised:
February 5, 2013
Healthwise Staff
Medical Review:
Rakesh K. Pai, MD, FACC - Cardiology, Electrophysiology & Colleen Gobert, PhD, RD - Registered Dietitian
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Harvard will test its mettle on the road against Princeton and No. 5/9 Quinnipiac this weekend (Gil Talbot).
Complete Game Notes (pdf)
Follow Jimmy Vesey and Team USA at the IIHF World Junior Championship
The Weekend
After an extended break from conference play, the Harvard men's hockey team returns to ECAC action with road games against Princeton and No. 5/9 Quinnipiac. The Tigers represent Harvard's fourth Ivy League opponent of the season while the Bobcats will be the third ranked team the Crimson has faced this year.
Watch From Home
Harvard's game against Quinnipiac will be broadcast live on New England Sports Network (NESN). Princeton will provide video of Friday's matchup here.
Harvard vs. Princeton Series History
In Harvard's second-most contested series, the Crimson holds a commanding 147-56-11 edge in 214 career meetings. The first game of the series was played in 1902 in New York City, where Harvard skated to a 6-3 victory.
Recently, the matchups have been closely contested with seven of the past nine meetings being either one-goal games or ties. Harvard is 4-3-2 against the Tigers in that stretch.
Last Season Against The Tigers
Harvard and Princeton played to a pair of 4-3 decisions last season with each team taking a victory at the opposing team's rink.
In Harvard's second game of the 2011-12 season, Princeton posted three separate two-goal leads and held off a late Crimson onslaught to capture the 4-3 win at Bright Hockey Center. Eric Carlson and Michael Sdao struck on the power-play before Alex Killorn '12 cut the lead to 2-1 after two periods of play. Aaron Kesselman's goal and Carlson's second power-play strike proved to be enough for the Tigers, as another Killorn tally and a goal from Luke Greiner couldn't rally the Crimson.
The teams met again in 2011 at Baker Rink where Harvard returned the favor with a 4-3 win. Man-up scores from Patrick McNally and Marshall Everson put Harvard out in front, 2-0, but consecutive goals from Marc Hagel, spaced just 12 seconds apart, knotted the score at 2-2 after two periods. A power-play goal from Eric Kroshus '12 gave Harvard the lead early in the third and Danny Biega netted the game-winner with 13:01 remaining to seal the win.
Harvard vs. Quinnipiac Series History
Saturday's game will be just the 18th meeting between the two teams, with Harvard holding a slight 8-6-3 edge in the all-time series. The Bobcats kicked off the series with a 5-2 win at the Hartford Civic Center, Nov. 4, 2005, but Harvard was unbeaten in the next five matchups, posting a 3-0-2 mark. There has only been one shutout in the previous 17 meetings, an 11-0 pounding by Harvard in the first of a three-game ECAC Hockey Tournament series March 14, 2008.
Last Season Against The Bobcats
It was a front-loaded affair when the teams met for the first time during the 2011-12 season, as the scoring was completed just after the midway point of the game. Jeremy Langlois got things going with a first period goal for the Bobcats, but Conor Morrison answered with a power-play goal just 1:19 into the second frame. Cory Hibbeler put the guests back out front 6:09 later, but David Valek knotted the score at 2-2 heading into the third. Neither team was able to score the rest of the way and the game ended in a 2-2 draw.
Quinnipiac took a commanding 3-1 lead after the first period in the second meeting of the 2011-12 slate, but goals from Eric Kroshus and Danny Biega in the second squared the game at 3-3 heading into the final 20 minutes. It was all Crimson in the third as Luke Greiner and Alex Fallstrom picked up goals and Biega added an empty-net tally to complete the 6-3 win.
Scouting The Tigers
Princeton stumbled out of the gate in 2012-13, dropping a pair of one-goal games to Brown and Yale in the season-opening Ivy Shootout in Providence, R.I. The squad quickly rebounded with a signature win over then-No. 4 Cornell and a 4-0 shutout of Colgate. The Tigers tied ranked league foes St. Lawrence (3-3) and Union (4-4) on the road, but fell in a home-and-home against travel partner Quinnipiac Dec. 7-8. In the Catamount Cup Dec. 29-30, Princeton skated to a 2-2 tie with Merrimack and fell, 6-3, to host Vermont a day later.
Sophomore Tyler Maugeri (6-10-16) and junior Andrew Calof (5-11-16) share the team lead in points, while fellow forward Andrew Ammon also has double-digit points on the year with five goals and five assists. Senior defenseman Eric Meland leads all Tiger blueliners with nine points (0-9-9), while Michael Zajac is the top rookie scorer with 2-2-4 points this season.
Senior Mike Condon has been the choice in net for the Tigers this season, starting 11 of 14 games and yielding a 2.71 goals-against average and .912 save percentage.
Scouting the Bobcats
Quinnipiac enters the weekend as the hottest team in the country, riding the nation's longest unbeaten streak at 12 games (11-0-1). Picked to finish fourth in ECAC Hockey, the Bobcats have been perfect (8-0-0) in eight league games and are the only ECAC team with double-digit victories as of Jan. 3. Prior to its 12-game unbeaten streak, Quinnipiac was hovering at .500 with a 3-3-1 record.
Through 18 games, the Bobcats boast the second-best scoring defense in the country, allowing just 1.58 goals per contest. They are the only ECAC team holding opponents under two scores a game this season.
Senior leadership has been the name of the game for Quinnipiac this season, as a quartet of seniors sit atop the team scoring chart heading into the weekend. Jeremy Langlois leads the team in points (20) and goals (10) and ranks within the top 30 nationally in points and goals per game. Clay Harvey enters the weekend with 3-11-14 points, followed by Jordan Samuels-Thomas (5-5-10) and Russell Goodman (5-4-9). Senior defensemen Mike Dalhuisen and Loren Barron enter the weekend with the team lead in defenseman scoring with seven points apiece.
Senior goalie Eric Hartsell has been a big reason for the Bobcats' success this year, starting 18 of 19 games and boasting a .935 save percentage and 1.43 goals against average, the third best mark in the nation. He also has four shutouts through 18 games, tied for second most in the country this season.
Last Time Out
Harvard looked poised after the first period Dec. 29 against Northeastern, but a depleted lineup couldn't keep up with a stingy Husky offense in a 5-1 defeat at Bright Hockey Center. Rookie Brian Hart notched his second goal of the season to give Harvard a 1-0 lead after the opening stanza but three power-play goals by Cody Ferriero in the second period and two more Northeastern goals in the third served to sink the Crimson.
Name Game
Princeton's sophomore defender Tom Kroshus is the younger brother of former Harvard forward Eric Kroshus. The two faced each other once last season, and Eric helped the Crimson to a 4-3 win with a goal and an assist.
Repping The Red, White and Blue
After a solid training camp this summer and a successful tryout, freshman forward Jimmy Vesey earned a spot on the United States roster for the 2013 IIHF World Junior Championship in Ufa, Russia. Vesey was one of 27 players to be named to the preliminary roster Dec. 4, and was one of 13 forwards to make the team, which was announced Dec. 23. Vesey joined fellow ECAC Hockey players Shayne Gostisbehere (D, Union) and Cole Bardreau (F, Cornell) on the U.S. squad.
Vesey has skated in all five games for the U.S. , helping the squad advance out of pool play and breeze past the Czech Republic, 7-0, in the quarterfinals. He has three points on three assists and is +2 for the tournament.
The U.S is looking to earn its third medal in four years, after taking home the bronze in 2011 in Buffalo, N.Y., and capturing gold in 2010 in Saskatoon, Sask. All Team USA games will be broadcast on the NHL Network and streamed live on NHL.com.
Let's Get Busy
With only 10 games played this season, Harvard has played the fewest contests of any team in the nation. Harvard's record will be bolstered by a busy January, which features nine contests, including seven away games.
Four Score
Four was the magic number for the Crimson last season, as Harvard was unbeaten (9-0-2) when scoring four or more goals in a game. Harvard is 3-0-0 in such contests this season and 4-0-0 in games where it scores at least three goals.
Good With A Lead
The Crimson is 4-1-1 this season when leading a game at any point and is undefeated (4-0-0) when holding a lead after two periods. Harvard is also 3-1-1 when scoring the first goal of the game.
Matching Penalties
Harvard has committed the exact same number of penalties (57) as its opponents so far this season. It also has an equal number of penalty minutes (152), minors (51) and majors (2).
A Major Feat
Harvard has been booked for two major penalties so far this season, but has killed off both infractions. The first came at Colgate Nov. 17 and the Crimson killed of a major that spanned the entire overtime period in a 2-2 tie at Merrimack Dec. 7.
Helping Hand
Sophomore forward Tommy O'Regan has logged an assist in six of his last nine games. He recorded the longest point streak of the 2012-13 season for the Crimson, notching an assist in five straight contests from Nov. 2 to Nov. 16. The five-game point streak also marks a career long for O'Regan.
Game-Winning Gang
Three of Harvard's four game-winning goals this season have been scored by seniors. Luke Greiner, Marshall Everson and Brendan Rempel all have game-winning tallies, while sophomore Mike Seward is the only non-senior with a game-winner this year.
Senior Success
Members of Harvard's senior class have had success against Princeton and Quinnipiac in their years with the team. Danny Biega has posted 3-4-7 points in eight career games against Princeton and has a pair of goals and assists in six matchups with the Bobcats. Alex Fallstrom has five career points on five helpers against the Tigers, and has 1-3-4 points in four matchups with Quinnipiac.


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Indoor Air Quality (IAQ)
IAQ is the air quality within the home as it relates to the occupants' health and comfort. The EPA has identified indoor air pollution as one of the top five urgent environmental risks to public health. The video below summarizes the EPA's views on IAQ and IAQ issues.
Indoor air quality can have a major effect on your family's health, comfort, and safety. Indoor air pollution can greatly exacerbate allergy and asthma symptoms as well as contribute to lung disease such as respiratory tract infections and even lung cancer. If you or a family member suffer from allergies or asthma, or if you have infants or elderly persons living in the home, indoor air pollution and its health implications are of even greater concern to you. See if you need to have an IAQ test done in your home. Learn more.
Residential HVAC and Performance Contractors
You are uniquely positioned to insure that your customers' homes are safe and comfortable. Let AirAdvice for Homes™ help you "make the invisible visible," identify indoor air quality problems, and offer solutions to your customers. The AirAdvice for Homes program is easy to use, employs the latest indoor air quality diagnostic technologies, and will help you provide your customers with healthy and comfortable homes. Learn more.
AirAdvice partners with leading companies, researchers, and key stakeholders to make our vision of improved indoor air quality, improved comfort and reduced energy use a reality. To learn more about how our organizations can work together, contact us.