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It was just such a peaceful scene that several members of the Springfield Police Department were dispatched to later that same day, except that it was on lower ground near a water-filtration plant. They weren't there, however, to listen to the treetops stirring with the whisper of a cooling breeze. They had been called there to investigate the unnerving discovery of a young woman's body, and their presence soon created movement from the curious transients in the nearby forest camps.
Captain Jerry Smith, who headed the investigation under the direction of Springfield Police Chief Rob DeuPree, was among the first to arrive. He briefly observed the body, noted that the woman was probably in her late teens, and then directed officers from his department to cordon off a large area around the corpse. He, along with other investigators, then set about determining the dimensions of the crime scene.
The woman, observed Smith, was only partially clad. Her clothing was nowhere to be found. She wasn't wearing any jewelry, which seemed odd for a woman of that age, and there was no purse or wallet on or near the corpse, another oddity.
A gut feeling told him that this wasn't a sexual assault; it just didn't look like one. But, he couldn't help asking, why was the victim only partially clad and where were the missing clothes? Why would the perpetrator take them? Although he didn't really expect to find the missing clothes, Smith nonetheless instructed a couple of officers to search beyond the perimeters of the crime scene just in case the killer or killers had left any items behind. They were also told to flush out and question any hoboes living in the area.
After photographs of the victim were taken, a Lane County deputy medical examiner made his preliminary observations. Among the things he noted was that the victim bore marks and abrasions on her neck. He suspected that the hyoid bone was fractured or crushed, often an indication of strangulation. He also observed discoloration of the neck and face, as well as a swollen protruding tongue, which also supported his theory as to the cause of death.
Postmortem lividity on the undermost portions of the victim's body indicated that she had been killed where she was found. He agreed with Smith's opinion that it didn't appear she had been sexually assaulted. He said, however, that laboratory tests would have to be conducted to make certain.
After Oregon State Police (OSP) crime lab technicians completed their examination of the victim's body, the corpse was placed inside the body bag and transported to the Lane County Morgue in Eugene.
Although they had conducted a grid search of the area and were fairly certain that they hadn't missed anything, the probers went over the designated crime scene again just to be sure. But night soon drew down on the investigators like a black cowl so they packed up their gear and called it a day.
The next day was almost as hectic. The lawmen rounded up what few hoboes they could find for questioning, but the cops quickly decided that none of those questioned knew anything about the homicide.
Following another search of the crime scene, the probers decided that any additional effort in this area would only be futile. It appeared that there was nothing in the woods which could point them toward a suspect, and no one associated with the investigation would say what evidence, if any, had been found.
Meanwhile, an autopsy of the victim's body by Dr. Frank Ratti, Lane County Medical Examiner, revealed that she did in fact die from strangulation. It appeared she had been choked, and at some point a thin, solid item had been pressed against her throat with great pressure. Ratti did not speculate on what that item may have been. A published newspaper account reported that she had also been struck in the head by a heavy object.
By the following day the homicide probers had made at least a tentative identification of the forest victim after inquiries were made by concerned relatives of Melissa Ann Meyer, 19, free Seattle. The age and physical description provided by the inquiries certainly fit that of the victim prompting Lane County authorities to request that Meyer's dental records be sent to them.
Shortly after the records arrived, positive identification was made. With the woman's identity the probers now, at least, had their first significant lead. From this simple discovery they could begin tracing the young woman's movements during the last hours of her life by contacting those who knew her, and from that, with any luck, they were hopeful they could eventually focus on a suspect.
The Springfield investigators soon learned that Melissa, adopted as a child, had moved to Eugene, a college town (home of the University of Oregon), from Seattle in February 1988. She was not employed anywhere, however, and detectives could find nothing to indicate that she was attending college. Her last known address was an apartment located on West Eighth Avenue in Eugene. She was last seen on May 30th in the downtown area.
Prior to her relocation, the detectives learned, she had enrolled in a drug treatment program in Seattle. By interviewing Meyer's acquaintances, the detectives soon determined that she often visited Eugene's downtown mall in the months prior to her death.
The mall was known to be frequented by prostitutes and was a favorite hangout for drug addicts and pushers. This could be where she met the person or persons who killed her, theorized the detectives. But Melissa Meyer, police learned, had no arrest record and no known involvement in criminal activity. So why did she regularly go to the mall? Just a people-watcher?
As news of the murder spread through the community, a chilling question surged to the forefront. Could she have been a victim of the Green River Killer? It was a question pondered by many, especially lawmen. Like many of the 40 women (mostly prostitutes) killed by the Northwest's worst serial murderer, Meyer was found in a heavily wooded area. And since four of the killer's known victims had been found in Oregon, it was a distinct possibility that had to be considered.
"We don't have any evidence that leads us to believe she was a prostitute or engaged in anything of that nature,"- said Captain Smith, in an apparent reference to the possibility that she had become a victim of the serial killer. "There are a lot of things we don't know about her right now."
Three days later, on Friday, June 3rd, a close relative of 17-year-old Candice Michelle Roy contacted Eugene police and reported the teenager as missing.
Normally police wait anywhere from 24 to 72 hours before initiating action on a missing-person report, time enough for a person who left of their own free will to return home. But because of the discovery of Melissa Meyer's murdered body, police waived the waiting period and promptly began investigating Candice Roy's disappearance.
In their quest for information about the girl, investigators first began by questioning her relatives. Among the things they learned was that she lived near the community of Santa Clara, just north of Eugene's city limits, in a rural wooded area.
Like Meyer, Candice Roy had no arrest record and no known involvement in criminal activity. She had just graduated from the Eugene School District's alternative high school, police were told.
Over that weekend, Candice's closest friends and relatives were questioned by investigators in the hope that someone might be able to shed some light on her whereabouts. However, nobody had seen her or had any idea where she might be.
On Monday afternoon the search was over. Candice's partially clad body was found beneath a cluster of fir and cottonwood trees barely four blocks from her home. The location was another wooded area, approximately five miles from where Melissa Meyer's body was found.
The relative who reported Candice missing provided police with a positive identification. Declining to release details, Dr. Ratti, Lane County Medical Examiner, would only say the girl's death was a homicide. Lane County Deputy District Attorney Brian Barnes, however, said the victim bore signs of "obvious trauma," and a police source close to the investigation said she had been strangled only a relatively short time before her body was found.
But what did "a relatively short time" mean? Did it mean that she was killed shortly after her disappearance, or did it mean that she had been alive over the weekend? If she had been alive over the weekend, where had she been? Was it possible that she'd been held captive somewhere until her killer decided to do her in? If that had been the case, why was her body found so close to home? Had she been held in the area all that time?
The investigators knew from experience that the answers to those questions, as well as many others that would arise before this case was cleared, wouldn't come easy, if they came at all.
Was the same killer responsible for both Melissa Meyer's and Candice Roy's deaths? The public, naturally, wanted to know, and so did the cops. Moving cautiously, assistant D.A. Barnes confirmed that the two cases bore "certain similarities."
"We have females of a similar age found in wooded areas," said Barnes. "But beyond that, the investigation is incomplete." He added that the Springfield police and OSP were working practically around the clock comparing evidence collected from the two crime scenes.
"The only common link we have is strangulation, and yet that's a relatively common means used to kill people," said Springfield Police Captain Smith. "Other than that, we really have nothing substantial at this point to say the cases may or may not be related."
Smith did say, however, that members of the Green River Task Force in Seattle had been contacted. They had subsequently asked for specific information about the two deaths to help them determine what similarities, if any, existed between the Lane County victims and those attributed to the Green River Killer.
Later in the week, Dick Larson, spokesman for the Green River Task Force, dispelled rumors that the infamous serial killer may have been involved.
"There are young women found dead all over this country and we aren't naive enough to believe that the Green River Killer is the only person who murders young females and leaves them outside," said Larson. "There is nothing at this point to link the murder or murders in Oregon with our investigations. There would he absolutely no reason for us to send anyone down there…to cut past all the blue smoke and mirrors, we're just not interested unless something else turns up."
Meanwhile, telephone calls poured into the district attorney's office, as well as the Springfield and Eugene police departments, from concerned citizens, some of whom claimed to know who killed Candice Roy. Whether they did or not remained to be seen, but at least investigators had some leads to run down in her case.
One such lead placed them in contact with two young women who said they knew who had killed Melissa Ann Meyer. The women told police that the murder had been committed by their boyfriends, Jason Wayne Rose, 20, and John Ray Jones, 17.
According to the information, Meyer had met Rose and Jones in Eugene's downtown mall where she had last been seen on May 30th. For reasons unknown, Meyer accompanied Rose and Jones to a camp at a wooded site where the two men had been staying. After killing Meyer, said the witnesses, Rose and Jones removed several articles of clothing and jewelry from her body.
When they arrived at the mobile home, neither Jones nor Rose was there. Nevertheless, the probers executed the search warrant and literally turned the place inside out. By the time they finished, investigators had several items of potential evidence in their possession, including an occult "spell book" which was supposed to enable its user to communicate with the dead.
As the case continued to unfold, the detectives learned that Rose and Jones were heavily involved with the occult, and possibly satanic worship. Along those lines they collected additional evidence, including a pair of dice-like stones which had unfamiliar markings, books for communicating with the dead and for summoning ancient gods of evil, as well as several symbolic hand-scrawled items.
At first the Lane County authorities didn't know what to make of the occult items or even how or whether they could relate them to Meyer's slaying. Admitting that they were relatively uneducated in satanic activity, the investigators decided to contact Sandi Gallant, a San Francisco policewoman who has made investigating crimes related to the occult her specialty.
Gallant helped identify the dice-like objects as "rune stones," which she said are used by occultists to predict the future.
"She told us it looked as if the attackers killed this girl for a human sacrifice," said Deputy D.A. Brian Barnes of Lane County. "It turned out to be a mess of belief systems tossed into one very lethal one…how the heck do you go about selling that to a jury of sensible people?"
Said one Oregon official about the general lack of knowledge of police officers in matters involving satanic activity, "Law enforcement is only now educating itself to the reality of what's been going on for some time."
"Many of us who now accept satanic abuse as real learned first to accept the impossible through exposure to child sexual abuse," said an authority on satanic activity. "It's the same awareness-building process taking place all over again."
As the Lane County authorities continued to investigate the Meyer case, they learned more and more about satanic activity. Among the things they learned was that Satanism can generally be broken down into four categories: religious satanists; dabblers; generational satanists; and self-styled satanists.
Religious satanists such as Anton LaVey, who founded the Church of Satan in San Francisco in 1966, publicly condemn criminal activity and stress that membership is not open to everyone. This group is commonly known to be fond of placing nude women on the altar.
An Oregon member of the controversial church recently said that membership is open "only to those with exemplary public and private lives. No individuals of criminal, pathological, or otherwise unstable characters are permitted to affiliate."
Most of those who practice deviant behavior, including ritual sacrifice, he said, have no discernible philosophy and usually congregate in loosely formed groups.
"They merely believe in evil as opposed to good, in Satan instead of God," he said. "They believe if you appease evil, you will get something in return. Most of them have read very little philosophy and understand little about occultism."
Dabblers, the detectives learned, consist mostly of teenagers who have some interest in the occult. Often these teens adopt symbols associated with satanism and get involved with games such as "Dungeons and Dragons," and heavy metal music with satanic themes. Dabblers, the sleuths learned, sometimes progress through several stages, many times leading to criminal sacrificial rites.
Self-styled Satanists include the likes of Charles Manson, Richard Ramirez (L.A.'s "Night Stalker" killer), and Adolfo de Jesus Constanzo, who led the band of devil-worshipping narcotics traffickers believed responsible for 15 ritual murders in Matamoros, Mexico. It was this group, Lane County detectives believed, that Jason Wayne Rose and John Ray Jones fit in, prompting authorities to agree that Melissa Meyer may have been killed during a ritualistic human sacrifice!
Meanwhile, investigators developed a lead which indicated that Rose and Jones had fled the state. Following up on the lead, detectives had reason to believe that they had gone to Arizona. They updated a previously issued APB, circulated the suspects' photos, and requested assistance from Arizona authorities in tracking them down.
On Monday, June 13th, Rose and Jones were traced to Show Low, Arizona, a remote mountain town located in the eastern portion of the state near the Fort Apache Indian Reservation. Two Springfield officers flew to Phoenix and were at the location within hours.
With help from local authorities, the investigators quietly moved in on the suspects at a small motel where they were believed to be staying. Just minutes before 8:00 p.m. the lawmen flushed Rose and Jones out of the motel and arrested them for suspicion of murder.
The following day Rose and Jones were arraigned on an extradition warrant in Phoenix. The two suspects chose not to contest extradition and were returned to Oregon on Friday, June 17th. They were taken directly to the Springfield Police Department where they underwent intensive grilling by detectives after agreeing to answer their questions. The investigators did not provide any details of the interrogation.
On Monday, June 20th, Jason Wayne Rose appeared in Lane County District Court before Judge Frank Alderson for his arraignment. After reading the charges, the judge told the suspect that it was his constitutional right to make no statements about the case before consulting an attorney.
However, Rose took the courtroom officials by surprise when he readily admitted that he had taken part in the strangulation murder of Melissa Meyer.
After the brief court appearance, Deputy Prosecutor Brian Barnes said Rose's confession would not stop the case from going forward. He said he planned to present testimony and evidence to a grand jury to seek an aggravated murder indictment against Rose and Jones. An aggravated murder conviction, said Barnes, could result in the death penalty.
On Monday, June 27th, a Lane County grand jury indictment charging Rose with aggravated murder and first-degree robbery was handed down. The indictment charged that Rose tortured and murdered Melissa Meyer "while deliberately affecting a human sacrifice."
Rose, despite his earlier admission of guilt in open court, pleaded innocent before Lane County Circuit Judge Douglas Spencer. The judge appointed Terrence Gough as Rose's attorney.
John Ray Jones, who turned 18 while being held at the Skipworth Juvenile Detention Center, was subsequently remanded to stand trial as an adult, was transferred to the Lane County Jail, and was indicted on identical charges. The indictment alleged that Jones strangled Meyer at a transient's campsite after first hitting her in the head with a machete. Jones, unlike Rose, would be protected under Oregon law and would not be eligible for the death penalty if convicted, since he was 17 when the murder was committed. He also pleaded innocent to the charges, and Eugene attorney Dan Koenig was appointed to represent him.
While awaiting trial, Rose continued to draw satanic symbols in his cell at the Lane County Jail. The drawings consisted mostly of inverted pentagrams with a goat's head in the center. Investigators photographed the symbols from time to time and would use them against him at his trial.
Prosecutor Brian Barnes told jurors during the two-week trial that Rose and Jones took more than one hour to kill Melissa Meyer during the course of a ritualistic human sacrifice. At one point, Barnes presented the spell book and the set of "rune stones." He said that Rose told police he used them to predict the future. Barnes told the stunned jury that it was after a "roll" of the rune stones that Rose decided to kill Meyer, simply because the stones had told him to do so.
Defense Attorney Terry Gough called the prosecutor's version of the killing "nothing but smoke and malarkey." He admitted that Rose caused Meyer's death, but most likely by applying a choke hold after Meyer informed him that she was working for a rival of his. The type of work she purportedly performed was not specified. Gough insisted, however, that his client should not be convicted of aggravated murder because no aggravating circumstances were present in the slaying.
Prosecutor Barnes, on the other hand, argued that Rose committed aggravated murder because he and Jones kidnapped Meyer, stole her jacket, jewelry, and purse, and then tortured her, slowly choking her to death by standing on a thin wooden spear laid across her throat.
At one point in the trial, Barnes brought in a VCR. He played part of a videotape that depicted what authorities believed was an actual human sacrifice. Barnes alleged that Rose had watched the tape less than a month before Meyer was murdered.
At another point, Barnes placed a nationally recognized expert on satanic practices, Patricia Pulling, on the witness stand. He asked her several questions about items confiscated from the defendant.
The drawings and writings seized from Rose's jail cell, said Pulling, indicated a strong adherence to occult beliefs. She testified that the writings were consistent with someone who could have been controlled by a desire to explore deeper into the occult, perhaps to the point of even committing a human sacrifice. Books like those found in Rose's possession after his arrest, said Pulling, were commonly used by occultists to cast magical spells.
Pulling added that there comes a time when adolescents go beyond mere dabbling in satanic worship. They often pass through several stages, she told the jury, stages that include drinking human blood, use of dolls to cast spells, the desecration and robbing of graves, ritualistic mutilation of animals and, ultimately, the commission of a human sacrifice.
"Occultists believe that a human sacrifice frees the life force contained in every living body," said Pulling. "They think they can trap and use that force."
On Thursday, April 20th, 1989, after six hours of deliberations, the nine-woman, three-man jury returned with its verdict. They had found Jason Wayne Rose guilty of aggravated murder and first-degree robbery. Rose showed no emotion as the verdict was read.
"I'm sure he is very disappointed and he's sad because he did not believe he was guilty of aggravated murder," said Gough after the unanimous verdict. "He also feels some anger at things said in court he felt were untrue."
Under Oregon law, in order for a judge to sentence a defendant to death, a jury must unanimously decide that the attack on the victim was unprovoked, that it was premeditated, and that the defendant poses a future threat to society.
During the trial's penalty phase, Rose's attorney did not deny that Rose's attack against Meyer was unprovoked. He did argue, however, that Meyer's killing was not planned and that a mandatory 30-year prison term would effectively remove Rose as a threat to society.
"What is the value of human life?" Gough asked jurors. "You have the power to kill him. But if just one of you says 'no' to any one of these questions, Jason Rose lives. It's as simple as that."
On Tuesday, May 16, 1989, after nearly 13 hours of deliberations over three days, the jury decided that Jason Rose should die for his crime. Judge Spencer then sentenced him to death by lethal injection, making Rose the 20th person sentenced to Oregon's Death Row since reinstatement of the death penalty by voters five years ago. Rose's death sentence, which now goes to mandatory appeals, was the first time anyone had been sentenced to death in Lane County since 1927.
"Melissa would be happy," said a tearful relative of the victim's as she left the courtroom.
Less than a month later, John Ray Jones, dressed in a pale gray suit, appeared before Lane County Circuit Judge Gregory G. Foote for the beginning of his non-jury trial. In a case that doesn't involve the possibility of a death penalty, a defendant has the right to choose a jury trial or a non-jury trial.
During his opening statement, Prosecutor Barnes described how Meyer's killing also met the criteria for aggravated murder, the aggravated factors being kidnapping, robbery, and torture.
"There was intent to prolong the suffering of the victim," said Barnes. "The defendant told the authorities in Arizona that in his opinion she was tortured."
Barnes also pointed out how Jones had waived his right to remain silent, after which he admitted that he had participated in Meyer's killing. Jones, said Barnes, told authorities that he had been trained in first-aid and had checked the victim's pulse, finding that she was still alive before he stood on one end of the wooden spear that he and Rose laid across her neck.
Barnes also told the judge that a deputy sheriff would testify that Jones smiled and laughed when Rose made some "particularly callous statements about the victim's demise." Barnes maintained that Jones and Rose took an hour to kill Melissa Meyer as "they worshipped a god that demanded human sacrifice from them."
Dan Koenig, Jones' defense attorney, argued that his client only participated in Meyer's killing because he feared Rose and was dominated by him. During most of that fateful evening, said Koenig, Jones did not believe that Rose really intended to kill Meyer. Jones, he said, was so concerned that he wanted to try and get her away from the campsite.
After the first time Rose choked Meyer, said the attorney, Rose twice ordered Jones to kill her. The second time Rose ordered Jones to kill her, Jones picked up a machete and brought it down near the back of Meyer's neck, just as Rose had instructed, but he never actually hit her with it, said Koenig. Jones, said the attorney, was fearful that Rose would try and kill him after he finished off Meyer.
"It was a master-servant relationship that Johnny Jones had with Mr. Rose," said Koenig. "John Jones did only what Jason Rose told him to, directed him to, commanded him to…he did it under threat of his own life."
At one point in the proceeding, Koenig called a medical examiner to the stand who testified that Meyer, "in all likelihood," was dead before Rose and Jones stood on the spear they had placed across her neck.
On Thursday, June 8, 1989. Judge Foote ruled that John Jones clearly intended to kill Melissa Meyer. He had committed acts -to that end, but the most probable cause of the victim's death was a choke hold inflicted by Jason Rose. Foote then said he had found Jones guilty of intentional murder and third-degree robbery.
On Monday, July 10, 1989, Judge Foote sentenced Jones to life in prison, setting a minimum prison term of 25 years. He also fined Jones $5,000. Jones is now serving his sentence at the Oregon State Penitentiary in Salem, but it should he noted that the State Parole Board has the authority to reduce the minimum sentence if it so desires.
As of this writing, the slaying of Candice M. Roy remains unsolved. Although there were similarities between her death and Melissa Meyer's, there is insufficient evidence to positively link the two cases. Oregon State Police are continuing that investigation.
Editor's Note:
Nick Blake is not the real name of the person so named in the foregoing story. A fictitious name has been used because there is no reason for public interest in the identity of this person.
Case update: Automatic and direct review by the Oregon Supreme Court of Jason Rose's conviction and sentence of death affirmed his convictions but overturned his death sentence due to a jury instruction error during the penalty phase of the trial. Prior to his resentencing in 1992, apparently fearing that he would be again sentenced to death, Rose negotiated an agreement with the State of Oregon in which he would accept a "true life sentence," that is, he would be sentenced to life without possibility of parole. He has since filed a number of additional appeals which have merely served to affirm his latest round of sentencing.


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Data-mined photos document 100 years of (forced) smiling
Here's an odd fact: Turn-of-the-century photographers used to tell subjects to say "prunes" rather than "cheese," so that they would smile less. By studying nearly 38,000 high-school yearbook photos taken since 1905, UC Berkeley researchers have shown just how much smiling, fashion and hairstyles have changed over the years. The goal was not just to track trends, but figure out how to apply modern data-mining techniques and machine learning to a much older medium: photographs. Their research could advance deep-learning algorithms for dating historical photos and help historians study how social norms change over time. The main challenge for the team was to collect enough photos to create an "average" student profile for each decade from the 1900s to the 2010s. Luckily, it's now common for local libraries to digitally…
Link to Full Article: Data-mined photos document 100 years of (forced) smiling
Data-mined photos document 100 years of (forced) smiling

subset: commoncrawl


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- 2 Beds
- 2 Full
- 1,064 +/- Sqft
Property TypeResidential – Single Family
SubdivisionTwo Rivers Village
Listing Date10/30/19
Year Built2020
Lot Size0.12 Acres (5,358 SqFt)
Parking2 Car Garage
Property Description
This new single family home offers a large kitchen with a new stainless appliance package, great dining area, and a living room which is perfect for entertaining. You will love the open, inviting feeling of this home and the 2 car garage will keep those cars and toys nice and warm on the cold winter nights! Pick your finishes and design your own space. Call for more details! *Pictures are of a similar model. Not actual home
Presented By
- Creek or River
- Lake
- Mountains
- River
- Clubhouse
- Community Center
- Cross Country Trails
- Fitness Center
- Hiking/Pedestrian Trail
- Cable Available
- Deck
- Clubhouse
- Fitness Center
- Pool
- Cable TV
- District Sewer
- District Water
- Electricity Avail.
- Natural Gas Avail.
- Phone Available
- Satellite
- Trash Pickup
- Forced Air
- Hook ups only
Financial Information
About Gypsum
There's perhaps no other community in the entire valley that has evolved and grown as much as Gypsum has in recent years. Home to the Eagle County Regional Airport, Gypsum is not only easily accessible from just about anywhere, its ultra downvalley location also provides convenient access to Glenwood Springs and Aspen. Gypsum's motto is to "Live, Work, Play & Be Healthy." Its outdoor recreational amenities and affordability make it an easy motto for residents to live up to. The public Gypsum Creek Golf Course has also created a community hotspot just outside of town, where it's common to find locals soaking in the views from the beautiful deck at the clubhouse's restaurant, The Gypsum Creek Grill, on any summer afternoon. Like its neighbor Eagle to the east, Gypsum's lower elevation equates to fewer snow days. You could hit the slopes in Vail or Beaver Creek — a little more than 30 minutes away — and be home in time for an afternoon ride on your mountain bike or 9 holes at the Gypsum Creek Golf Club. The Gypsum Recreation Center underwent more facility upgrades in 2018 after just 11 years since it was built. The Rec Center is one of the town's most exciting hubs. It offers a gymnastics facility, basketball courts, a state-of-the-art fitness facility, a swimming pool that includes lap lanes as well as a lazy river and waterslide for the kids, yoga studio/fitness room, spinning classes and much more. Gypsum is also home to one of the valley's two public high schools, Eagle Valley High School. Historic single-family homes surround the immediate town center, while newer construction is available in several developments around Gypsum Creek and the airport. If value, accessibility and affordability aren't enough, the fact that Gypsum is home to a Costco helps it score even higher on the convenience scale.
Area Market Data
We get asked this question a lot. Below is a tool that gives you the ability to see what the market is like in your community. Find out what homes like your own are selling for right in your back yard. Simply enter in your address, choose the proximity of the search and find out market data for other homes that are selling near you.
While we'll provide you with plenty of information, this is a snapshot of your market data and there are real people behind the high-tech and automated tools. If you would like more detailed information or help in understanding the results we are here to help.
Until then, enjoy the tools!
The data relating to the real estate for sale on this website comes in part from the Internet Data Exchange program of the Vail Multi-List Service, Inc.
Copyright © 2019 Vail Multi List, Inc. (VMLS). The information displayed herein was derived from sources believed to be accurate, but has not been verified by VMLS. Buyers are cautioned to verify all information to their own satisfaction. This information is exclusively for viewers' personal, non- commercial use. Any republication or reproduction of the information herein without the express permission of the VMLS is strictly prohibited.
Listing courtesy of Fortius Realty


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Thursday, October 14, 2010
New Sponsor: ASCO Valve
Team Phoenicia is proud to announce that ASCO Valves are providing some of our cryogenic valves for use on The Wind at Dawn class rockets.
Posted by Team Phoenicia at 9:59 PM
Labels: asco, fund raising, glxp, sponsors, Team Phoenicia
2 comments:
- Heather said...
Best of luck to Team Phoenicia. ASCO Valve is proud to be part of this project.
- November 5, 2010 at 10:57 AM
- Albort Cena said...
Manufactures valves for a variety of plumbing and industrial uses many sold under the company's Apollo brand. Anix Valves
- June 23, 2015 at 7:43 AM
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Oxnard Stock Photos
Oxnard Financial Plaza Towers Aerial View
The Oxnard Financial Plaza Towers include the tallest building in Ventura County; its 22nd floor home to the Tower Club. Located at 300 East Esplanade Drive in the city of Oxnard, it is sometimes also known as the Morgan Stanley Building or Topa Financial Plaza II.
Adjacent to the 101 Freeway, N. Oxnard Boulevard and the new mixed development of Riverpark, this office building has many attractive features.
Oxnard Stock Photo Specifications
Image size: 4923×3261 (Print @ 300 PPI)
Image size: 800×530 (Web @ 72 PPI)
Model Release: None
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NOTE: We have additional aerial views of the Oxnard, Riverpark and the Oxnard Financial Plaza Towers. Please contact us to see samples.
Download this high resolution Ventura County stock photo today.
Another from our aerial stock photos category designed to be images for website and more – download stock photos as soon as your order is placed!
If this Oxnard stock photo does not meet your needs, please visit our Aerial Photography Ventura page to arrange a custom Ventura Aerial Photography session that meets your exact requirements: Aerial Photography Ventura


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Active Ingredient: Zinc Oxide 250mg/G. Also Contains: Jojoba Oil, Beeswax-White, Candelilla Wax, Aloe Barbadensis Extract, Gmo-Free Vitamin E, Grapeseed Oil, Safflower Oil, Sesame Oil, Shea Butter, Silica, Purified Water, Naticide.
How do sunscreens work?
Sunscreens protect the skin from burning by either absorbing the harmful rays or reflecting them from the skin. No sunscreen can provide total protection from all of the sun's rays and that's why it is always important to cover up using appropriate clothing and eyewear especially during the hottest part of the day.
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Wotnot uses micronised Zinc Oxide (250mg/g) which reflects UV-A and UV-B rays rather than chemical actives which absorb these rays.
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A sunscreen that provides broad-spectrum protection protects against UV-B rays as well as UV-A. All sunscreens protect against UV-B rays which cause sunburn however not all protect again UV-A which causes premature ageing of the skin.
Recent studies have shown that UV-A radiation plays a large role in causing gene mutations that can lead to skin cancer. Therefore it is vital that when using a sunscreen you check that it offers broad-spectrum protection.
Is it safe to use on babies and people with sensitive skin?
Babies should be sheltered from the sun as much as possible. However, when this isn't possible or for people with sensitive skin, Wotnot sunscreen is the best option. As with any product, if you feel that you or your baby may be allergy-prone then we recommend that you do a patch test before general use.
Do you use synthetic preservatives?
Wotnot sunscreen uses a preservative system approved by the ACO (Australian Certified Organic) organisation.
What is SPF and what protection does it give?
SPF stands for Sun Protection Factor. SPF numbers are an approximate indication of how much protection from the sun the product will provide for your skin. Skin starts to burn after 5 to 10 minutes in the sun. Sunscreen extends that time by a multiple of the SPF e.g if we use an average time of 8 minutes to burn without sunscreen then:
It is also important to reapply sunscreen every 2 hours or after towelling dry or excessive sweating. This will not prolong the amount of time you can stay in the sun but will ensure the effectiveness of your sunscreen for the remaining time that your sunscreen provides protection.
How much do I need to apply and does it work immediately?
It is important to apply your sunscreen 20-30 minutes before going out in the sun. This allows the sunscreen to reach each layer of the skin and provides maximum protection. Sunscreen should be applied evenly and liberally to ensure all exposed areas are protected.
Always read the label and use only as directed.
Copyright © 2019 The Healthy Household. Powered by Shopify.


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The Photography Show was another brilliant day out, not only did I get to have a good look around at all of the great stuff at the show and catch up with friends on the stands, I was kindly asked to take the stage and speak about my previous role working as a photography agent and how the roles of agents work in the broadest sense.
I like to give my talks a more open and inclusive format, putting the audience in the driving seat. So after a brief intro from myself I opened up the floor to questions, letting the thoughts of the audience dictate where the discussion should take us.
Whilst I thoroughly enjoyed talking about what I do and things to look out for in my industry the most pressing issue of the day came when I was asked if there would be snacks at my talk! Thankfully I came fully prepared with biscuits.


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If you don't know who Die Heuwels Fantasties are by now then you might have been living under a rock in the middle of the desert for the past year or so. This Afrikaans electronic act have been touring around South Africa extensively this year. I saw them perform at Vanfokkingtasties (along with aKING, Fokofpolisiekar and Van Coke Kartel) in Hatfield Square in September of this year.
Over the last few months they have been working on their 2nd album (which is due to be released in the first quarter of 2011). Die Heuwels Fantasties also released Doodgewone Aand earlier this year. The song was included on the Bakgat 2 Motion Picture soundtrack. The band have released a music video for their song Hyg Duiwel. The video features footage of the band's tour of the Netherlands with Afrikaans rapper Jack Parow earlier in 2010. The song was released on their self-titled debut album last year.
It's definately one of my favorite songs on the album. I can't wait to hear their new songs. Die Heuwels Fantasties are definately one of my favorite South African acts.
Related Links:
Die Heuwels Fantasties – Official Website
Die Heuwels Fantasties – MySpace
Die Heuwels Fantasties – Facebook Fan Page
Die Heuwels Fantasties Interview – Musical Mover
This is the official music video for Hyg Duiwel:
What do you think of this song? What do you think of the video? Please comment on this post if you have an opinion. The Music category is regularly updated on Running Wolf's Rant. Various songs have been featured here. The last post in this category featured Bittereinder ft Jack Parow & Tumi Molekane – A Tale of Three Cities (one of the best local songs I've heard in 2010). You might also enjoy the posts in the Movies, Technology, Sport, Gaming, Television, Gaming, Humor and Opinion categories on this blog. And don't forget about the daily updated Babes and Photography categories.
Blogger, Desktop Activist, Twitter / Facebook Addict, Music Festival Addict, Avid lover of South African music, Founder and owner of Running Wolf's Rant
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Click here to listen to Matt Haddon's Corporate Punks Podcast


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News in Brief: A National Roundup
U.S. Education Department Asks Nonprofit Group to Return Grant
The U.S. Department of Education has asked a nonprofit education group in New Orleans to return $1.9 million in federal grant money after the group failed to comply with guidelines.
An audit report by the Education Department found that the New Orleans Educational Talent Search Program Inc. did not file documents showing the needs of participants, such as whether they were low-income or prospective first-generation college students.
The group withdrew $303,034 more than it actually spent between Sept. 1, 2001, and Dec. 31, 2002, the report said. It also did not submit audit reports for 2000, 2001, and 2002.
In a letter to the auditors, Robert P. McFarland, the executive director of the group, maintained that the audit was improperly conducted. He said his group had served more than 6,000 middle and high school students between September 1998 and December 2001, the period covered by the audit, and had provided auditors with all relevant files and documents.
He also expressed concern over the circulation of the audit report within the Education Department, which he said "may have a negative impact on the viability of this organization.''
Mr. McFarland said his group, which has operated for more than 30 years, has helped 30,000 disadvantaged youths to continue with high school and post-secondary education.
Vol. 24, Issue 11, Page 4Published in Print: November 10, 2004, as U.S. Education Department Asks Nonprofit Group to Return Grant


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Ready meals for kids
As kids become bombarded by the ready-meal market, Carol asks, what's wrong with what the adults eat?
I'm sure I'm not alone in noticing the amount of food advertising aimed at children. Companies spend millions of pounds bombarding kids with adverts for foods that are often high in fat, sugar and salt. A whole range of popular breakfast cereals, for instance, feature favourite cartoon characters and free toys are often included as an extra incentive.
But it's not just children that are being targeted, it's parents too. A huge market has grown up in children's ready meals, as manufacturers successfully tap into parents' concerns about their children's health, by offering an ever increasing range of brightly packaged frozen, chilled, organic, 'healthy' meals. The ages targeted range from 6 months to 15 years, with meals including cottage pie, Lancashire hotpot, lasagne, curry, pasta, risotto and exotic desserts made with mangoes, guavas and pomegranates.
TV ads try to convince us that ready-made meals are much better than anything we could make at home; but - think about it - given that many of these are mass-produced in factories, is this credible?
Why do we need special foods for kids anyway? Why do we think that children won't be happy to eat the same foods as adults? After all, until Gerber created baby food in 1927, babies ate a puréed version of what adults ate and 'children's meals' didn't exist at all until the late 1970s.
The rest of Europe expects children to eat the same meals as the grown ups, whether in a restaurant or at home. In France, Spain and Italy, the evening meal is a time for the whole family to sit down together and talk about their day.
In Britain, some enlightened restaurants do offer smaller portions from the adults menu, but there are lots of 'family restaurants' offering special children's menus featuring the usual uninspiring fish fingers, sausages, burgers, chicken nuggets, et al.
I was in a smart restaurant in Italy recently, when a large family group arrived - children, parents, grandparents and a very young baby. The staff welcomed them with smiles and cooed over the baby in his basket. There was no special menu for children. The children aged from about two to 12 years, ate exactly the same as the adults, just smaller portions. No one made a fuss - they just enjoyed their meal together as a family.
As a mum myself, my experience is that children who grow up with fresh, home cooked food develop a love of food and enjoy tasting new foods. A survey by Dairy Farmers of Britain revealed that many children have no idea where their food comes from and has launched a campaign to reconnect children with their food. Let's hope it succeeds.


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Aaahh!!! Real Monsters
1994, 4 seasons to date
By Gabor Csupo
Latest Episodes
Show more
Season 1 Show All Episodes
Episode 1: The Switching HourIckis, Krumm, and Oblina hit the human world on Hallowee...Feb 25, 1997
Episode 2: Monsters, Get Real/Snorched If You Do, Snorched If You Don'tIckis, Oblina and Krumm pull of a good scare in Bradley'...Nov 5, 1994
Curse of the Krumm/Krumm Goes Hollywood
Odiferous Krumm, who put the stink in distinct, loses his stench and fears his monstering days are over.A Hollywood director mistakes Krumm for an extra on his movie set, and turns him into a star.878628284
Monster Make-Over/Airplane, a Wing and a Scare
Wanting a face only a monster could love, Ickis contemplates plastic surgery.Ickis, Krumm, and Oblina get folded and spindled when they get themselves trapped in a suitcase and are loaded onto a plane bound for Wisconsin.32604477
- +See All
Season 2 Show All Episodes
Episode 1: Spontaneously Combustible/Curse of KatanaIckis is diagnosed as spontaneously combustible which me...Sep 9, 1995
Episode 2: Monsters Are Real/This Is Your Brain on IckisAn overzealous news photographer accidentally takes a pi...Sep 16, 1995
Into the Woods/Krumm Gets the Dreaded Nolox
Ickis has to perform a group scare so he turns to a human he knows for help. Krumm gets a bad case of hiccoughs known to monsters as The Dreaded Nolox. It's up to Oblina and Ickis to find a cure.937933182
Mayberry UFO/I Dream of Snorch with the Long Golden Hair
Heavy rains wash Ickis, Krumm and Oblina through the sewer and into a backwards rural town. They are mistaken for aliens and must escape from the rural mob. On a dare inspired by Oblina, Ickis and Krumm steal the Snorch's prized golden nosehair.740642164
- +See All
Season 3 Show All Episodes
Episode 1: Festival of the Festering Moon/Simon's Big ScoreThe festival celebrates the shedding of skins that each...Sep 7, 1996
Episode 2: Who'll Stop the Brain?/Cement HeadsOblina, overstudying to the point of exhaustion for an u...Sep 14, 1996
Ickis and the Red Zimbo/Oblina and the Three Humans
Ickis discovers a remote control helicopter in the dump and uses it to scare humans from long distance.When the Gromble dumps his obnoxious nephew on Ickis, Krumm, and Oblina, the only way they can find to keep him quiet is to tell him a story.893135126
Baby It's You/Monsters Are Fun
Ickis, Krumm, and Oblina are saddled with babysitting the Gromble's infant nephew -- Bomble. A new carnival opens near town and The Gromble is insulted and outraged by one of its attractions -- the "Monsters Are Fun" ride.751931155
- +See All
Season 4 Show All Episodes
Episode 1: Battle of the Century/A Perfect WorldSimon the Monster Hunter builds the ultimate monster hun...Sep 13, 1997
Episode 2: The Lips Have It/Escape ClawsOblina loses her lips when they get caught on a construc...Sep 20, 1997
Walk Like a Man/A Friend in Need
When Ickis gets stuck in a toilet in Rock Star Suede's house, the monsters' only hope is to disguise Ickis in Suede's coat and hat and try to walk home./When Ickis meets a monster with a human face, he not only gains a private tutor, he makes a friend.510111116
Watch the Watch/She Likes Me?
While getting ready to do a scare at a hypnotist's show, Ickis stares at the hynotist's watch and inadvertently gets hypnotized./Through a series of misinterpretations, Krumm is convinced that Oblina has a crush on him.655914133
- +See All


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You've got been saving up for a brand new Ford car and now it's time for you to go on a search for a new automobile. You could have accomplished analysis over the previous few months evaluating the massive collection of makes and models out there. You might have contemplated buying a international vehicle however in the long run you settled on a domestic vehicle. And never simply any domestic, you settled on a Ford. Now that the decision is made to purchase a Ford car it is advisable to take a number of issues into consideration before choosing a Ford dealership to do business with. Taking the extra time to contemplate these issues will save you not only time, but in addition money and a few heartache.
Should you're in search of a used automotive in Port Huron , we have now a big inventory so that you can view. From used automobiles, vehicles and sport utility vehicles to mini-vans, our choice has one thing for every individual and need. As a top used Chrysler, Jeep, Dodge, RAM dealership within the space, St. Clair's inventory of quality pre-owned vehicles has people from all around the Port Huron, Richmond and Sterling Heights region coming to our dealership. We provide great deals on our used cars and can assist you financial them as properly.
I walked out of the first deal at signing. They known as me names, advised me I was loopy and no one would beat the deal. I went to a different seller who discounted $1,000 from MSRP. They disclosed every little thing and exactly how a lot they were giving me for my lease pay off. They even threw in the flooring mats! I drove my new automotive back to the primary dealership to get my deposit back. I liked it!!!
The same goes for second hand cars. Like as soon as every four or 5 days one or two people will need to purchase a second hand automotive however the someday you have no second hand vehicles on provide the whole lot turns to hell and you'll lose CSR so quick you possibly can't even imagine as a result of ofcourse at that exact day everybody wants a second hand automotive.
With a large selection of Dodge and RAM vehicles for Fayetteville space residents to choose from, we're sure you may find the suitable new automobile in your wants at our dealership. View our inventory of the Dodge Avenger , Challenger , Charger , Durango , RAM 1500 , RAM 2500 & extra in Fayetteville. We know you will be completely satisfied with your buy from our dealership. Our pleasant gross sales people will be sure that the new automobile you select will give you every thing you expect from it. And with the quality related to Dodge and RAM vehicles, your new automotive, truck or SUV will give you years of driving enjoyment.


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Off-Road Vehicle Safety
To help prevent ORV injuries and death on Crown land, improved safety laws under the Off-Road Vehicle (ORV) Act require that operators:
- Wear a safety-approved helmet on a ride-astride ORV (e.g., an all-terrain vehicle)
— see section 22, Standards for Off-Road Helmets
- Wear seatbelts if installed by the manufacturer (i.e., in an SUV or truck)
— see section 23, Seatbelts
- Use lights for low-visibility conditions. If an ORV is not manufactured with lights (e.g., dirt bikes), then bicycle lights affixed to the ORV will suffice (white light in front, red in back)
— see section 24, Lights
ORV operators must carry government-issued photo identification (i.e., a driver's licence or BC Services Card) so an officer can confirm the age of a supervising adult and the child operating the ORV.
- Section 25, Identification Required if 12 years or older
- BC Services Card
Keeping Children Safe
Measures to better protect children under 16 years include:
- Mandatory adult supervision of children by persons 19 or older who either hold a valid driver's licence or have completed a certified training course for the class of ORV (see legislation)
- A child can ride an ORV if the child meets the vehicle manufacturer's minimum age and weight requirements (see legislation)
- A child cannot drive an ORV with a passenger (see legislation)
- A child cannot drive an on-highway vehicle (see legislation)
Some exemptions apply — for example, 14- and 15-year-olds with appropriate training and written permission from their parent or guardian (see legislation).
Read about the Off-Road Vehicle Regulation:
- ORV Regulation (on BC Laws)


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The Ferguson Solidarity Tour featuring US civil rights activist Rev Sekou and justice campaigners from Britain has been extended by a few days to Wednesday 4 February. New meetings added include Glasgow, Edinburgh, Oxford and Leeds.
The tour now includes a meeting at the Houses of Parliament with Diane Abbott MP and Adrienne Kambana, widow of Jimmy Mubenga. It ends in Leeds for an event hosted by the David Oluwale Association. In 1971 two police officers were cleared of David Oluwale's manslaughter, but imprisoned for assaulting him: the first and last time that police officers in this country have been successfully prosecuted in relation to a death in custody.
We have also produced a press release about the tour – please download and distribute: [PDF]


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Contact Us
If you have been suffering from back pain with or without treatment, Dr. Meyer will evaluate your condition and develop a customized treatment plan for you.
To request an appointment for back pain evaluation, please call our office.
When you come for your evaluation, be sure to bring any diagnostic films (x-rays, MRI) or other test results that may have been ordered or performed by another physician.
Our Office
305 N. Keene Street, Suite #105
Columbia, MO 65201


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Your Custom Text Here
Lauren Downing is the Curatorial Assistant at ICA, where she has worked since 2014. She is also a co-owner of Ulises, a local bookshop and curatorial platform focused on artists' books and independent art publications. While attending The Pennsylvania State University, she triple-majored in Art History, Finance, and French, with a minor in International Business, and is now earning her M.A. in the History of Art at The University of Pennsylvania. Before moving to Philadelphia, she was the Assistant Director of Ion, a contemporary art and design gallery.


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If you don't like something, change it; if you can't change it, change the way you think about it.
~ Mary Engelbreit
I recently wrote about How to Ladder GICs. That post lead to number of general questions about GICs, so I thought I would provide some information for you here. Although GICs are among the safest and simplest investments out there, there are enough options surrounding them to make choosing one almost as confusing as choosing other types of investments.
Why Invest in GICs?
Guaranteed Investment Certificates can offer investors a safe place to invest a portion of their capital. Depending on the length and features of the GIC you purchase, they can provide some liquidity as well. In general, GICs are much safer than stocks, although many would argue that you can earn more in stocks over the long term.
GICs can act as a risk balancer for your portfolio. Although stocks can provide higher returns over certain periods of time, those returns are never guaranteed and your individual return on investment will depend on a whole host of variables over which you may or may not have some control. GICs are of course, by definition, guaranteed.
Are GICs a Safe Investment?
Yes. The only time your GIC money would truly be at risk would be if you had stepped outside of the CDIC boundaries for insuring GICs (and your financial institution failed). The CDIC insures money invested in GICs on terms of 5 years or less up to $100 000 per eligible institution per person. That means that you could theoretically have up to $100 000 in GICs at one institution in each of 3 accounts: one in your name, one in your spouse's name, and one joint account. The entire $300 000 would be CDIC insured. For more on different scenarios, check out the CDIC's Deposit Insurance Calculator.
One other concern is that you need to make sure that you choose the right term and product features. If you think that there's a chance you might need the money in a year or two, don't invest in a 5 year non-redeemable GIC. As always, it's important that you understand what you're buying.
Where Can I Buy GICs?
GICs are offered by banks, credit unions, trust companies, and some brokerages. They are usually free to purchase, although some brokerages charge a commission on GICs. (My brokerage is Questrade and they charge a $30 + GST fee for purchases and early redemptions. :() You can find the best rates by surfing the net or consulting an RDBA (Registered Deposit Brokerage Association) member like Fiscal Agents.
Is There a Minimum Amount I Need to Invest in a GIC?
It depends on the specifics of the product you are buying. Some providers have no minimums and others are as low as $100. Check with your bank or broker before you buy. Some institutions will offer higher interest rates for larger investments, but be careful that you don't exceed your CDIC limits.
How Are GICs Different from Bonds?
Bonds are basically I.O.U.s. You lend money to a government or corporation in exchange for a certain coupon or interest rate. There are two main components to a bond: the price and the yield. The price and resulting yield of a bond can fluctuate daily as they are traded on the open market. But this will not affect you unless you sell your bond before it matures.
GICs are not traded daily like bonds. There is no price or yield fluctuation. The only factors that might affect your return are the terms of the GIC itself. Sometimes there is a penalty for early redemption.
Are GICs a Good Place to Put My Emergency Fund?
The purpose of an emergency fund is to have liquid cash ready to deploy as needed. While many consider GICs to be a portion of the "cash" part of their investment portfolio, they are not quite as liquid as cash in a savings account. It depends on the terms of the GIC you purchased. Some short-term GICs are cashable, but you can usually get a better interest rate with a high interest savings account.
Some folks elect to keep the smaller "what if my dishwasher dies" portion of their emergency fund in a high interest savings account, but the larger "what if I lose my job" part in a portfolio of laddered GICs. In the end, the choice is yours and it will depend on your individual situation.
Can I Put GICs in My RRSP, TFSA, or RESP?
You can hold GICs inside RRSPs, TFSAs, and RESPs as long as those types of products are offered by your institution. If your RRSP or RESP is with a big bank, they pay very low interest rates on GICs. Most online discount banks pay higher GIC rates, but don't offer RESPs. Only a few of them offer RRSPs so far.
Keep an eye out for higher promotional rates on RRSPs and TFSAs, as they are often available at select times of the year. (For those who read the Globe and Mail Me & My Money feature, my 90-day RRSP GIC at 3% recently matured and I rolled it back into my savings account, as that rate was no longer available as of April 1st, 2010.)
Which Term Should I Choose?
You can usually choose a term of anywhere from 30 days to 10 years. If you choose a term over 5 years, your GIC will not be CDIC insured. If you choose a term under 1 year, your interest rate will often be lower than what you could get in a high interest savings account. (Unless you can find a really sweet special rate somewhere!)
How Will Taxes Affect My GIC?
If you hold your GIC outside of an RRSP, TFSA, or RESP, your income on the investment will be taxed as interest income. There is no additional tax on the principle amount invested as that was already taxed as income. GICs inside RRSPs are like any other RRSP investment: they are not taxed until you take money out of the RRSP. At that point, you will pay tax on whatever money you withdraw at your marginal rate.
If you take any money out of your TFSA, it's tax free. That means that the interest you earn inside a TFSA (unlike in an RRSP) is truly tax free. RESP withdrawals are more complicated and beyond the scope of this already-too-long post. Check out Four Pillars for some very comprehensive information on RESPs.
How and When Will I Receive My GIC Interest?
This can vary greatly, so it's something you definitely want to note when you're shopping for GICs. Some GICs will be structured to pay interest monthly, quarterly, or yearly. Pay attention to the way interest is calculated as well. For example, one GIC might compound interest monthly or even daily and pay it out quarterly. Another product might compound interest annually and pay it out at maturity. The key is to thoroughly understand how interest is compounded and how it is paid before you buy. Don't be shy about asking as many questions as it takes.
What Happens When My GIC Matures?
This is something you need to determine with your provider. In general, you may have the option to roll the money into a GIC of the same term, a GIC of a different term, or a savings account. Alternatively, you could take the money out and spend it. Just make sure the money is going where you want it to go once the GIC matures, and set it up in advance.
What if I Need the Money Before My GIC Matures?
This is a critical question to ask your provider. Generally, the more access you have to your money, the lower the rate you will receive. Some GICs are cashable, and others are not redeemable at all. Some offer early redemption with a penalty. That means if there is any chance you might need that money before the term is up, you need to make sure that you can access it, and that you're prepared to accept any applicable penalties.
Do you have any questions that I didn't cover here? Are GICs a part of your investing/savings strategy?


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Bandai Namco has announced that it will release the Gundam Breaker 3 "Break Edition" bundle in English in Southeast Asia on May 2nd.
This Break Edition version includes all six DLC expansion packs as well as the main game. The DLC packs add brand new story missions as well as new abilities and units.
Paul Murphy reviewed Gundam Breaker 3 last year and he gave it a 3.8/5 saying:
"If you are even remotely interested in smashing up other robots, even plastic toy sized versions then you seriously need to consider importing this. With tons of replay value and so much to do you will spend forever trying to come up with the perfect Gunpla."
So are you tempted to import Gundam Breaker 3: Break Edition? Let us know what you think in the comments below!


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The United Way announced its latest campaign total using a new mobile enhanced website and app during a coffee social and media announcement on November 4, 2014. Participants were invited to check the thermometer on their mobile devices to get a real-time update on the Community Campaign. With just under two weeks to go, the total jumped from 51-percent to over 85-percent, or $6.8 million raised to date.
"This is an exciting day for us," said Diane Shannon, Executive Director. "We have made huge progress on the campaign and we have new tools to make connecting with the United Way easier than ever before."
The United Way of Fort McMurray app is available for download on Blackberry and Android devices through their app stores. The United Way is still in process of getting the app approved for Apple devices. A new website was also launched, designed to provide a user-friendly mobile user experience.
"We want mobile visitors to our website to have a seamless experience," said Russell Thomas, Director of Communications and Community Impact. "If people visit our website using the web browser on their mobile device, they are going to have an experience very similar to our app users."
Launched with two weeks to go in the annual Community Campaign, the app and new website will add momentum to the effort to reach the campaign target of $8 million.
"These communication tools are the next step in our journey to better share the impact stories of our member agencies and the importance of the annual Community Campaign," said Shannon. "People can quickly and easily be a part of the CHANGE STARTS HERE movement by learning about the United Way, getting an answer to a frequently asked question, or making a donation."
Paul McWilliams, Community Branch Manager with Servus Credit Union was on hand to announce a special incentive to download the United Way app or visit the new website. All visitors will have an opportunity to enter a special contest.
"If you are the winner of the random draw, we will proudly donate $1,000 to the United Way member agency of your choice," he said. "Or, alternatively, you can choose to have the funds go toward the Community Fund."
People are encouraged to download the app or visit the mobile enhanced website, click BLOG, and enter the draw by 4 pm on Friday, November 14. To download the app, search United Way of Fort McMurray in the Google Play or Blackberry app stores, or visit www.fmunitedway.com.


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Schacht 18" Lease Stick
$11.00 Each
Schacht Lease Stick for Wolf Pup are used to secure the cross in your warp - these are made of wood and come in a variety of sizes. Usually lease sticks are included with your loom. Note: these are sold individually - however, 2 sticks are needed for your warp.


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Welcome to The Shaded Palm
We are pleased to bring you a fine curation of menswear brands from Europe and Australia.
Each month we will be adding to our collections with new ranges and new brands. We are in search of fine brands from Australia, Europe and beyond. Each with high standards for quality and comfort.
We look forward to bringing you the best for each season, starting with summer 19.


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On Thu, Feb 25, 2010 at 2:08 AM, Richard Schwerdtfeger <firstname.lastname@example.com> wrote: > >>> Ian Hickson <email@example.com> >> Sent by: email@example.com >> >> The one <canvas> I use on a regular basis (not a demo) has accessible >> fallback and no adom="" attribute. Which is more common is essentially >> impossible to tell from purely anecdotal evidence. >> >> http://www.whatwg.org/issues/data.html?period=1 >> Seeing this example and comparing it to the spec at http://dev.w3.org/html5/2dcontext/#focus-management makes me wonder if we are in fact dealing with two different types of accessibility information for <canvas>: * there is canvas accessibility information (like in Ian's example) that can easily stand by itself if the canvas is not rendered, i.e. it will also work in legacy browsers as fallback content * there is canvas accessibility information (like the example in the Focus Management section) that is not relevant to be displayed without the canvas, i.e. it is not relevant fallback content In Ian's example, there is basically no difference between fallback content and accessibility replacements for <canvas>. Therefore, it is easy to add it inside the <canvas> as fallback and at the same time let it be available for AT. (maybe with the added improvements recommended by Richard). However, where the accessibility information doesn't make sense to be also fallback - namely when drawFocusRing is used, which only makes sense when the <cavas> is actually displayed - there is no means to decide for a legacy browser if this should be displayed or not. The proposed <usemap> seems to make a lot of sense in this situation. Then anything outside the <usemap> element can continue to be fallback content, but the stuff inside <usemap> is just for accessibility information. > adom basically says, as in the proposal, that if it is set to use the > <canvas> subtree (between the start and end canvas tags) as the accessible > representation of what is being drawn on canvas. I am skeptical about absolute statements like this. To me, accessibility is not a boolean - there are many shades of accessibility. What if the Web developer thinks they have made the subtree accessible, but have in fact forgotten to add aria attributes and such? Or take Ian's example - Ian thought his example was accessible, but you pointed out how it could still be improved. I am under the impression that most of the time that is a typical situation. I think a tool that needs to evaluate whether something is accessible cannot rely on an attribute but has to do the hard work of actually walking through the DOM tree and identifying whether there is actual effort done in providing accessibility markup. Anyway - just my 2c as an curious onlooker (and hoping we won't run into similar issues with media elements). Cheers, Silvia.Received on Wednesday, 24 February 2010 23:35:57 UTC
This archive was generated by hypermail 2.3.1 : Wednesday, 7 January 2015 15:05:09 UTC


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iPhone 4 Torn Apart
The iPhone 4 isn't even officially out and yet iFixit has already managed to tear it apart. Confirmed is 512mb of RAM. Removing the battery is easy once the back panel assembly is out of the way, which sounds as simple as removing the two small screws at the bottom. Does this mean replacing the iPhone's battery will be a DIY project for anyone? Lastly, iFixit says the A4 processor has a 1Ghz clock speed.


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Calvary Presbyterian Church (Wilmington, CA) reaches out to people in the community and beyond, so that they may grow in the understanding of the grace of God.
We want the world to know that God creates life, frees those in bondage, forgives sin, makes all things new and is still at work in the world. We teach, share, and proclaim God's Word and celebrate the Sacraments so that people may know Jesus as the Christ, the only Savior and Lord, the Son of the Living God and that believing in Him they will have life in His name.
Make disciples of Jesus Christ.
We believe that making disciples (Matthew 28: 19- 20) involves the teaching of God's Word; following and doing God's commands; and providing opportunities for followers of Jesus to be themselves disciple-makers.
Worship God the Father, Son & Holy Spirit.
We believe that worship is the highest and primary occupation of the Christian. We will provide avenues for corporate worship (worship services), as well as in individual, family worship and devotions. (Psalm 100)
Equip the saints.
We believe that in order for the body of Christ to be built up and do ministry, it is important for the church to be equipped for every good work and for maturity in Jesus Christ. (Ephesians 4: 12- 14)
Serve others. Provide for the needy.
We believe that through love we must serve one another (Galatians 5: 13). As the church receives God's gifts, we must use them all to serve each other as good stewards of God. With service to others, come our commitment to share with the needy, love those who are in the margins and outsiders, give shelter and care to those who are most vulnerable to injustice and violence.
Bring hope to the hurting.
We believe that the gospel of Jesus Christ offers that true hope and real power to this hurting world. Jesus Christ is Good News, liberating news that nothing and no one can ever separate us from the love of God through Jesus Christ. (Romans 8: 37-39)
Teach the Holy Scriptures.
We believe the Bible is the inspired, the only infallible, authoritative Word of God. We are committed to provide instruction for the church with it and share this with the world as it is useful for teaching, rebuking, correcting and training in righteousness. (2 Timothy 3: 16)
Support wholesome values. Prepare children for life. Cherish our elderly.
We believe that families should embody the values of love, respect, forgiveness; striving to be models of God's plan for humanity. We are committed to preparing parents, children, men and women, young and old in their journey through life. We especially commit to cherishing our elderly, giving respect and honor to them. (Ephesians 6: 2)
We believe the church to be the bride of Christ and the great prize of redemption's plan. We are first, foremost and forever – the redeemed. Marriage and family are both illustrations of a more glorious relationship that ransomed sinners enjoy with Holy God by grace. Our church will seek to support all believers in their God-given roles within the family. Because God has commissioned parents with the responsibility of discipleship and discipline of their children, our youth and children's ministries will emphasize parental participation. CPC is committed to marriage as only between one man and one woman. This we believe is the plan of God in the beginning and is Biblically prescribed to be the model of life together, building up to the family of God.
More of What Believe:
The glory of God – We believe God's glory to be His greatest purpose, the theme of the Scriptures and the foundation of our theology, worldview and practical living. We agree with the great confessions which declare that the chief end of man is to glorify God and enjoy Him forever.
The supremacy of Christ – We exalt Jesus as the central character of the Biblical story, as the One who lived, died and rose again to reconcile sinners to a holy God, as the standard of our sanctification, and as the forever-King on the throne.
The Five Solas of the Reformed Faith
Sola Scriptura ("Scripture alone"): The Bible alone is our highest authority.
Sola Fide ("faith alone"): We are saved through faith alone in Jesus Christ.
Sola Gratia ("grace alone"): We are saved by the grace of God alone.
Solus Christus ("Christ alone"): Jesus Christ alone is our Lord, Savior, and King.
Soli Deo Gloria ("to the glory of God alone"): We live for the glory of God alone.
The responsibility of church membership – The church is a body made of many parts which must contribute to the effective working of the whole, making membership a weighty responsibility. At CPC, we seek to fulfill the numerous New Testament commands that unfold the nature of believers' relationships to one another. Attending CPC is a commitment to contribute to the building up of the body of Christ – both in spiritual maturity and in the physical work of the church.
The leadership of pastors and elders – The church is to be led by pastors (teaching elders) and elders (ruling elders) by teaching and shepherding the congregation. Leaders bear a burden of giving account to God, while the congregation bears the burden of recognizing and submitting to the biblical authority of the pastors/elders.
The service of deacons – The word "deacon" means servant, reminding us that the church is to be served by deacons. While all Christians are called to serve one another, the role of deacon is a key serving role filled by qualified men and women according to 1 Timothy 3: 8- 13. To be a deacon is to humbly accept the lofty privilege of lowly service.


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|A rare case of extramedullary-intradural hemangioblastoma in the thoracic spine.
MedLine Citation:
|PMID: 20010387 Owner: NLM Status: MEDLINE
|STUDY DESIGN.: Case report. OBJECTIVE.: To present a rare case of extramedullary-intradural hemangioblastoma in the thoracic spine and to review the literature on this condition. SUMMARY OF BACKGROUND DATA.: Spinal hemangioblastoma is rare, and moreover, there is seldom purely extramedullary-intradural hemangioblastoma of the spinal cord and there are few reports on histopathological features of spinal hemangioblastoma. METHODS.: A 65-year-old Japanese woman presented with gait disturbance and numbness below the trunk that had gradually worsened, and finally she was unable to walk by herself. Physiologic and neurologic examinations at admission revealed severe transverse neurologic defects, with no sign of von Hippel-Lindau's disease. Radiologic methods showed an extramedullary-intradural mass at Th4-5. A diagnosis of extramedullary-intradural spinal tumor was done, total tumorectomy was performed with recapped laminoplasty. RESULTS.: The patient's neurologic condition gradually improved after the operation. The immunohistopathological findings revealed the diagnosis of hemangioblastoma. CONCLUSION.: A rare case of extramedullary-intradural spinal hemangioblastoma was reported. The immunohistopathological findings were helpful for making a final diagnosis.
|Shoichi Taniguchi; Osamu Ogikubo; Takaaki Nakamura; Itsuro Yamagishi; Kazuo Hayakawa; Takanobu Otsuka; Tetsuji Katoh
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Publication Detail:
|Type: Case Reports; Journal Article
Journal Detail:
|Title: Spine Volume: 34 ISSN: 1528-1159 ISO Abbreviation: Spine Publication Date: 2009 Dec
Date Detail:
|Created Date: 2009-12-17 Completed Date: 2010-02-19 Revised Date: -
Medline Journal Info:
|Nlm Unique ID: 7610646 Medline TA: Spine (Phila Pa 1976) Country: United States
Other Details:
|Languages: eng Pagination: E969-72 Citation Subset: IM
|Department of Orthopaedic Surgery, Bisai General Hospital, Inazawa City, Aichi, Japan.
Export Citation:
|APA/MLA Format Download EndNote Download BibTex
|MeSH Terms
Hemangioblastoma / pathology*, surgery
Magnetic Resonance Imaging
Neurologic Examination
Spinal Cord Neoplasms / pathology*, surgery
Staining and Labeling
Thoracic Vertebrae / surgery
Treatment Outcome
From MEDLINE®/PubMed®, a database of the U.S. National Library of Medicine
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Pellet price index is a percentage number which shows the extent to which the price for wood pellets (consignment) has changed over a particular period of time as compared to the prices in a certain year which are considered a standard in that regard.
The wood pellet markets of Germany and Austria are highly developed at the moment and are considered to be the premium pellet markets. That is why, various price indices were introduced in order to measure and analyze the dynamics of prices over the particular periods and to be able to compare it with the indices for the other sources of energy. German Biofuel Portal biomassa.de puts under the microscope different pellet price indices which show the pellet market dynamics in Germany and Austria.
Price index for industrial and commercial pellets in Germany and Austria
One cannot but mention that the German and the Austrian pellet markets are closely intertwined in terms of pellet production and consumption and that is why the price indices on the market of both countries do not differ very much and usually are similar.
As of February 2016, Karl Brunner, an expert of the German Biofuel Portal biomassa.de, analyzed the price indices for bulk wood pellets in Germany and Austria. The analyst states that the average price index during the period from February 2015 to February 2016 stayed approximately at the same level and faced minimum fluctuations, the average price index being 23.71 Euro cents per kilo or 4.84 Cent per kWh. As compared to 2015, the average price index in 2016 has fallen by 4.7 per cent.
The most important price index which gives information about pellet prices since 2006 is the pellet price index PPI 06. It takes one hundred (100) as a starting point. The survey is conducted due to the pellet price by an order of 6 tons in bulk. At present, the current value of the index is 133.35.
Germany Manufacturing Producer Price Index is at a current level of 103.50, down from 103.80 last month and down from 104.10 one year ago. This is a change of -0.29% from last month and -0.58% from one year ago.
The Producer Price Index in Austria as of February 2013 was at the level of 140. In June 2013 the index began to increase up to 150 in February 2014 and began its sharp fall to nearly 137. With sharp fall in March 2015 the index stays currently at the level 133.5 as of February 2016.
Seasonal pellet price index fluctuations in Austria and Germany
According to Karl Brunner, the distributors of wood pellets should now receive significant benefits from the reduced summer prices for wood pellets and be ready to fill up their storehouses. As the production of wood pellets is obviously more efficient during the summer month as compared to the winter period, the prices indices are lower in summer respectively. Thus, that it is more convenient for the consumers to start purchasing wood pellets and refreshing their stocks for the winter heating season in advance during the summer months.
The price indices for wood pellets in Germany tend to vary depending on the territory and region. According to the estimates, in June 2015 the prices for wood pellets in the southern part of Germany comprised 236.46 EUR per tonne (for six-tonne purchases), while at the same time wood pellet prices for the same amount of pellets in the central region of the country were 237.09 EUR per tonne. In the northern part and in the eastern part of Germany the prices were the same-241.40 EUR per tonne. The price of wood pellets index in Germany has slightly declined in June. German EN-plus A1 pellets currently cost an average of 237.87 EUR per tonne, the price index became 0.9 percent lower than in May and 5 percent lower than in June 2014.
The same year in June, bigger the amounts of wood pellets (26-tonne purchases) were sold, the prices being as follows: 221 EUR per tonne in the central part of Germany, 223.43 EUR per tonne in the north and in the east of the country and 223.07 EUR per tonne in the southern region of Germany (VAT included). The index for pellet price had not significantly changed till May 2015, when it faced a slight fall towards 200 EUR per tonne.
Pellet price trends in Austria and Germany
The price index in Germany and Austria may be considered as stable and the prices have barely experienced dramatic fluctuations and staggering. The German Biomass Portal biomassa.de conducted its research looking through the changes of prices throughout years in both countries. In Austria and Germany, price levels had been fairly steady. Later, in 2006 the index experienced a drastic increase and became more than 265 Euro per tonne with a peak price more than 265 Euro per tonne in November, and this fact could be noticed on several central European wood pellet markets. For the next years, the increase in prices did not happen again and they were stable, though at a higher level.
In general, the fluctuations of prices took place only in accordance with seasonal needs increases. As for 2013, the price of pellet fuel per tonne across the region increased dramatically - up to 220. But for the time being, the price has leveled off and is now nearly 203.3 Euro per tonne.
Impact on pellet price index in Austria and Germany by other heating sources
The price survey provided an extensive analysis of other energy sources impact for pellet price index in Austria and Germany.
Wood pellets energy production reflects its high competitiveness with other sources of energy as far as the price indices are concerned. It is clearly understandable that no other fuel is significantly cheaper as compared with wood pellets fuel. The price index issued by proPellets Austria in February 2016 overviews the price in cents per kWh? For the time being, wood pellets are the cheapest, with 4,84 cents per kWh. The most expensive source of energy for today is electricity, its price being 20,66 cents per kWh. Due to the low oil price index fuel oil price is only by 0.44 cent per kWh higher than that for wood pellet fuel.
Those who use pellet energy heat are able to make significant energy savings.
Pellet price index future prospects in Austria and Germany
Wood pellet price index faced a slight increase by just 0.6% between the end of 2015 and the beginning of 2016. According to the statistics released by proPellets Austria on 18 January, for the time being, wood pellets are traded at 241.70 Euro per tonne. The average price index for pellets rose by 5.5% between January 2015 and February 2016.
The biggest markets of pellets for today are in Austria and Germany. Taking into account all price index fluctuations, it can be noticed that not only oil prices make the biggest impact on the price index of wooden products. However, big oil prices slump has its impact on the pellet price index, making them unstable and fluctuating for the time being.
The price indices for the most types of pellets are experiencing gradual growth. While most markets of non-industrial pellets production are predominantly self-sufficient and work in within the countries, industrial pellet markets depend on the import of wood pellets from countries which are not member states of EU-27.


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The Central Board of Direct Taxes (CBDT) has laid down operational guidelines for e-assessments of select non-corporate taxpayers to be undertaken as a pilot in five metros.
It has now specified the format and standards for ensuring secured transmission of electronic communication between the taxpayer and the Income-Tax Department.
The move comes three months after the CBDT announced its intent use 'electronic mail'-based communication for assessment.
It had then announced that a pilot project would be launched in five "non-corporate charges" at Delhi, Mumbai, Bengaluru, Ahmedabad and Chennai.
Non-corporate charges
Non-corporate charges are those dealing with assessments of individuals, Hindu Undivided Families and partnerships.
Initially, 100 cases would be identified for e-hearing in each of these five regions and a major part of the assessment would be done electronically, the CBDT had then decided. Only cases taken up for scrutiny were to be covered under the pilot.
Commenting on the move, Aseem Chawla, Partner, MPC Legal, a law firm, said: "If this IT-enabled exercise does succeed, it would usher in a new era in taxpayers' interaction with tax department in making the process, simpler, economical and hassle-free."
Amit Maheshwari, Partner, Ashok Maheshwary & Associates, a CA firm, said, "The guidelines allay various concerns of the taxpayers on the scheme and once it's successful would enable quick percolation across the entire tax department and make it a standard practice. One good move is that the communication status would be displayed to the taxpayer in their online account.
"This would prevent missed dates, miscommunications and effective follow-ups."
Vikas Vasal, Partner –Tax, KPMG in India, said the Centre has clarified the procedural aspects of usage of electronic communication regarding paperless assessment proceedings.
Saving time
"Gradually, the aim is to move most of the communication to the electronic format.
"Once done, it would save time and effort both for the tax payers and the tax department.
"Also, it would bring in more transparency and consistency in tax positions," he told BusinessLine.
A number of tax simplification measures have been announced by the government recently and more are expected in the forthcoming Union Budget, he added.


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MUMBAI (MarketWatch) — Indian stocks fell, with banks especially under pressure ahead of a Reserve Bank of India monetary-policy announcement Tuesday.
Indian equities bucked a rising trend in global markets after President Barack Obama announced that U.S. forces had killed al Qaeda leader Osama Bin Laden in Pakistan.
The Sensex (SENSEX) fell 137.94 points, or 0.7%, to 18,998.02, weighed down mostly by bank stocks, such as ICICI Ltd. (532174), HDFC Bank Ltd. (500180) and State Bank of India (500112).
Infosys Technologies Ltd. (500209), up 0.6%, was among the handful of Sensex stocks to rise.
The S&P/CNX Nifty (NIFTY) lost 0.8% to 5,701.30.
Last week, the Sensex fell 2.4% and the Nifty lost 2.3%.
SPECIAL REPORT: OSAMA BIN LADEn DEAd
• Osama bin Laden is dead: President Obama
• DNA tests confirm bin Laden identity: reports
• Text of Obama statement on bin Laden
• Bin Laden death won't bring stability: experts
• Impact on consumer confidence
• Larry Kramer revisits 2001 recommendation
• In Israel, poignant timing for bin Laden death
• How will Pakistan react? (First Take)
• Bin Laden, the historical figure (First Take)
• Wall Street recalls those lost (First Take)
• Market's muted bin Laden reaction (First Take)
• Bin Laden death shows media at best
• Obama to enjoy 'rally effect' in polls: Gallup (blog)
• MarketWatch Topics: Osama bin Laden
Stuck between concerns over inflation, investors did not cheer news that India's manufacturing activity expanded at the fastest pace in five months in April.
The seasonally adjusted HSBC Purchasing Managers' Index was at 58 in April, up from 57.9 in March. A figure above 50 indicates expansion.
But there has been mounting concerns that price pressures from raw materials are seeping into manufacturing prices, feeding into core inflation.
In spite of eight hikes in interest rates since March 2010, inflation has continued to trend upward in India.
Last week, India's wholesale price index for food items rose about 8.8% in the week ended April 16 from a year earlier, the Commerce Ministry said.
In March, wholesale inflation jumped to nearly 9% in March from a 8.3% rate the previous month.
A majority of economists surveyed by Dow Jones Newswires expect the RBI to hike both its lending and borrowing rates by 25 basis points to 7% and 6%, respectively, on Tuesday.
Some expect the central bank to hike by 50 basis points.
In corporate news, Maruti Suzuki India Ltd. (532500), Tata Motors Ltd. (500570) TTM, +2.86%, Bajaj Auto Ltd. (532977) and TVS Motor Co. Ltd. (532343) all posted higher sales for April.
But their shares fell following the news.