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Also after August 14th, 2009 – every 4.5 oz bottle of Blue Ghost issued will include a free lithium powered black light LED – (WSL) in addition to its usual free eyedropper filled demonstrator fountain pen.
* They are not as durable as the "Golden Year of the Pig" – which is by far the most durable highlighter ink on the market today. The "Dragon Series" do not resist all oven cleaners, and a few bleaches (unlike "Golden Year of the Pig" – which tends to resist everything once permitted to first dry upon the document). They are, however – water resistant with fluorescence that is dramatic & striking and they are more able to be used in lower tolerance fountain pens (Whereas Golden Year of the Pig is made to operate best with the higher tolerance pen that is included free with every bottle – though many people insist "Golden Pig" can be used with other pens, and we know it can…there are a few pens with less utility made today that are simply incapable of utilizing the full potential range of the full utility fountain pen. I think of such pens as cars that leave their owners stranded because they can only be filled with a single type of gasoline made by a single monopoly brand oil company – such cars are very rare for many good reasons! We seek maximum range, capability, utility, and variety for the fountain pen in general and recognize that some pens are more capable than others – which also are why we manufacture some inks for less capable pens as well as for full utility fountain pens…such as those pens we include free with many 4.5 oz bottles).
SKU #'s
Green 19816
Orange 19817
Pink 19818


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I joined the Los Angeles County Board of Supervisors last week to testify in favor of their new Women and Girls Initiative (WGI). The WGI was introduced by Supervisor Sheila Kuehl, and co-authored by Supervisor Hilda Solis. The WGI, which the Supervisors passed unanimously, creates a five-year effort to study all 37 county departments for how they impact women and girls.
Obviously, they'll study the pay gaps women face in the workforce, and other discriminatory practices, but they'll also focus on what other county departments can do to better serve women. This will be key for a lot of the work I'm doing with the City of Los Angeles.
We know that women and girls that come from the foster care system are more likely to be targeted for human trafficking. We know that the prosecution, incarceration, and probation functions that impact this work as we take on human trafficking are also county functions. I'm excited to see how the WGI addresses concerns to make sure that women and girls are given every opportunity for success in every department the County runs. Most importantly, I'm committed to partnering with the Supervisors to lead Los Angeles City towards many of these same goals.
In Los Angeles, every girl should know she can be and do anything she sets her mind to – and her elected officials should always be the champion of every child, particularly our young girls, having every opportunity for success.

subset: commoncrawl


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Jackie Robinson Statue To Be Unveiled At Dodger Stadium
Despite the statue rising 77 inches and weighing 700 pounds, the likeness of Robinson is striking in its accuracy. It was quite possibly the most historic Opening Day that baseball has ever seen, and maybe will ever see. Those are questions that will never have to be answered because Robinson was courageous enough to be the first African-American player in the Major League Baseball , knowing all that came with that, good and bad.
Chelsea extend Premier League lead with 4-2 win over Southampton
Deontay Wilder split on pick for Joshua vs. Klitschko heavyweight showdown
Puel commends former pupil Risk after Chelsea defeat
Crystal Palace boss Sam Allardyce 'breathing easier' after victory at Liverpool
Sports - All News
Bale set to miss semi-final of Champions LeagueZidane, though, insisted Bale was fully fit to play in the 3-2 loss to Barca. "He is the first one unhappy with what happened, but he told me he was at 100 percent, that the two training sessions before the game were ideal, with no problems at all", Zidane said told reporters .
Serena Wiliams Writes Lovely Note To Her Unborn ChildSerena Williams hasn't played tennis professionally since January, but on Monday the pregnant sports star climbed back to the No. 1 spot in the Women's Tennis Association ranking - and celebrated the moment with her baby-to-be. I can't wait for you to join the players box next year. Kerber can reclaim the top ranking by winning two matches in Stuttgart. As her fans calculated, that means Williams won the Australian Open while pregnant with baby number one.
Notable achievements in Dale Earnhardt Jr.'s racing careerEarnhardt Jr. also has a very unique perspective on how costly and unsafe NASCAR can be as he lost his father in a wreck at the 2001 Daytona 500, and there is no doubt in my mind that this played a role in his decision. But he's also enjoyed success at smaller tracks like Richmond, where NASCAR heads this weekend as the sport comes to terms with the fact its most popular driver is becoming the third icon to retire in consecutive seasons.
Messi best player in history - Luis EnriqueThat was despite playing a man down from the 77th after a foul by Sergio Ramos on Messi. Barca lead at the top of the table thanks to their better head-to-head record. "I hope he's back with us before the end of the league", Zidane said. "The key is to win the points because we absolutely must continue chasing them", the coach stressed referring to runners-up Real Madrid .
Ailing Kerr may not returnAfter sitting out Game 3, Kerr will miss tonight's Game 4 against Portland as the Warriors look to close out their first-round series. The Golden State Warriors completed a series sweep of the Portland Trail Blazers in the National Basketball Association playoffs, while the Toronto Raptors edged ahead.
Nene, Harden hit clutch shots late as Houston Rockets win Game 4Clippers took a 2-1 lead in the series, despite losing Blake Griffin to a toe injury late in the second quarter. His athleticism and ability to guard on the perimeter against outside-shooting big men and on switches fills some of the void created when the Thunder traded Serge Ibaka on draft night this past offseason.
Felix Hernandez has 'dead arm,' will be checked by doctorsHe was shortly followed by Mitch Haniger , who walked off the field in the third inning after straining his oblique on a hit. "Felix had some tightness in his shoulder when he went out in the 2nd inning and really...ya know, kind of like a dead arm type situation", said Mariners manager Scott Servais during his post-game press conference, heard on KPUG.
Cubs keep rolling, crush Pirates, 14-3A week ago, the Pittsburgh Pirates cruised into Chicago and swept the Cubs in a three-game series. Melky Cabrera, Todd Frazier and Tyler Saladino drove in two runs each for the White Sox, who out-hit the Royals 15-2. He also set a club record for runs scored in April with 24. Brewers 11, Reds 7 • Eric Thames homered twice to raise his major league-leading total to 10, Hernan Perez added a three-run shot, Matt Garza pitched for the first time this season and host Milwaukee beat Cincinnati.
Arsene Wenger confident Alexis Sanchez will sign new Arsenal dealManchester City manager Pep Guardiola said he had no regrets after seeing his side beaten, a result which means the former Barcelona and Bayern Munich boss will end a season without a trophy for the first time in his coaching career, reports the BBC.
Grizzlies edge Spurs, Warriors rallyConley, who signed a five-year, $153 million contract last summer in what was the richest deal in the National Basketball Association at that point, also had a career game, finishing with 35 points for a Grizzlies postseason record. No complaints. Just check in when called upon and scrap for rebounds and buckets. Aldridge at least contributed with 13 points. He rallied the Spurs by scoring the last 16 points of regulation, but missed a jumper with James Ennis defending him just before the ...
Family, friends attend Aaron Hernandez funeralIn addition to clearing Hernandez's name, the legal move, at the behest of his family including his girlfriend, Shayanna Jenkins Hernandez, could help protect his estate from liability in civil lawsuits filed by the survivors of his alleged victims.


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This fall, Daily Kos community member Bill Busa exposed North Carolina's sneaky new voter suppression tool in which county boards of elections in the state closed almost one-third of the state's early voting polling places in 2014, replacing them with polls at new locations. The result of moving those early voting locations: African American voters found themselves 350,000 miles farther away from their nearest early voting sites than they were in 2012, while white voters' total distance-to-poll increased by only 21,000 miles.
This blatant attempt to keep black voters from the polls by making it harder for them to vote, Busa and voting rights organizations he's been working with say, is akin to "poll taxes and literacy tests did during the South's Jim Crow era." It's one Busa has vowed to fight, both by exposing the ploy in North Carolina and by creating a new policy-driven, non-profit data analysis firm, Insightus, which will "harnesses the 21st Century technology of data science to promote a just, civil, democratic and sustainable world."


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Condos, everything you should know 2008
par André M. Benoît, Yves Joli-Coeur et Yves Papineau
Wilson & Lafleur ltée, ISBN: 2-89127-885-0, 2008, 208 p.
All you need to know about co-ownership in a pocket book (english version).
- Difference between private portions and common portions.
- How are the expenses pertaining to common portions («condo fees») divided ?
- May I change my flooring?
- Are pets allowed?
- Rules pertaining to notices to attend the meeting of co-owners.
- Modification of the by-laws and majorities required.
- What can be done if a co-owner does not pay his (or her) condo fees?
- The role of the syndicate.
- What should be verified prior to purchasing a condo?
- Purchasing a new condo or an already existing unit.
- Amounts to put into the contingency fund.
- … and many other answers to your questions.


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All our Passes are non-refundable however we can freeze you and your family's Passes up to 3 months from the birth of the baby. Please send your freeze request by clicking here.
Unfortunately under no circumstances will we be able to backdate Passes for any lost time. The sooner you contact us the sooner we can have your passes frozen.


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Welcome to
2nd Annual International Education Conference
Theme: Global Conference on Impact of Education on Entrepreneurial Development (GCIEED-2019)
International Education Conference, aims to provide a forum for researchers, practitioners, and professionals from the industry, academia and government to discourse on research and development, professional practice in Education, Learning and Training. The conference will bring together researchers, scientists, engineers, and scholar students to exchange and share their experiences, new ideas, and research results about all aspects of Education, Learning and Training, and discuss the practical challenges encountered and the solutions adopted
"Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment.",
author: "Buddha"


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Delta-T - Model GP2 - Advanced Data Logger and Controller
From Data Loggers
The GP2 is a powerful 12 channel data logger that is easy to use, versatile, rugged and reliable. It can log most sensor types and accepts voltage, resistance, current, potentiometer, bridge, counter, frequency, and digital state inputs. DeltaLINK software helps the user set up logging sequences and provides control over reading frequency, sensor type, thresholds, units and much more. All Delta-T sensors can be selected from a menu.
GP2 Data Logger and Controller Overview
- Powerful and rugged field data logger
- 12 differential (or 24 single ended) channels
- ideal for demanding research applications
- Free use of DeltaLINK-Cloud data sharing service
Power and flexibility
- The GP2 Data Logger features advanced controller functionality, and sophisticated programs can be easily created via a simple scripting editor.
- As the user's needs change, the GP2 can adapt. Optional lids are available with additional cable entry points, dedicated Profile Probe inputs, or with wider diameter cable entry points.
Building systems with the GP2 Data Logger
The GP2 is the ideal data logger for field work, with applications ranging from agronomy, meteorology and hydrology to eco-physiology and soil science. We can supply complete systems including sensors, enclosures, solar power and communications options.
The GP2 Data Logger is compatible with all Delta-T sensors. For the Delta-T WET Sensor there is a dedicated input channel and for the PR2 Profile Probe there is an optional dedicated lid.
Delta-T has decades of experience of instrumentation for environmental research and can advise on all aspects of system specification.
The GP2 Data Logger can log most sensor types and accepts voltage, resistance, current, potentiometer, counter, frequency, and digital state inputs.
The GP2's analog inputs can be fully customised. Each channel can have its own input type and recording parameters. DeltaLINK software gives the user control over reading frequency, thresholds and units, and provides statistical recording options for Average, Minimum, Maximum, Standard Deviation and more. Specialised wind options are available including wind rose, gusts and wind averaging.
Users can add their own custom sensor types to the sensor library, exploiting the GP2's detailed configuration options. The GP2 provides 4 input ranges down to microvolt resolution with adaptive auto-ranging, excellent analog accuracy, and configurable sensor excitation - enabling it to support nearly all analog sensors.
Calculations based on the measurements from several input channels can be recorded and displayed as additional virtual channels (calculated measurements).
Ease of Use
Simple point and click software makes it easy to configure channel set-up and recording intervals. The menus that support the advanced customisation options can be displayed or hidden as required.
Sensor connections are laid out logically with clear, easy-to-follow diagrams and notes.
The GP2's weatherproof case, battery power and convenient accessories make it very easy to install in the field - often without the need for a secondary enclosure.
This unique software feature allows logging programs to be tested before real-world activation. For applications involving weather data, irrigation or soil moisture recording, the environmental variables can be changed to test how the program responds. Years of logging time can be simulated in just a few minutes.
Storage, communications and power
4 Mbytes of FLASH memory enable storage of 2.5 million readings (typical). Data can be collected by a laptop locally via USB/RS232 or remotely using the GPRS modem options.
The GP2 has 6 alkaline AA internal batteries as standard. An optional mains power adapter is available (type GP2-PSU). Up to 7 GP2s can share power and communications using an M12 cabling network. GP1 Data Loggers can be integrated into such a network via an adapter cable.
SDI-12 Enabled
The GP2 Data Logger has been upgraded to support SDI-12 inputs. All new GP2s come with SDI-12 as standard - and GP2s supplied before March 2016 can be easily updated via a software download.
Key features:
- Huge additional input capacity for SDI-12 sensors
- Existing analogue and digital channels fully available
- Highly flexible logger + sensor networks
The GP2 Data Logger has a wide range of environmental, agricultural and industrial applications: Horticulture and Irrigation , Soil Science, Plant Physiology, Agronomy Climate Research and Meteorology, Agriculture, Turf and Gardens, Amenity Landscaping, Ecology, Field Trials, Eco-Physiology.
Technical Specifications
- Input connections:
- 12 differential (or 24 single-ended) analog inputs con?gurable as: Voltage, Resistance (12 3-wire or24 2-wire), Bridge (12), Potentiometer (12)
- 4 digital inputs as: Counters, (2 fast + 2 slow), Frequency, Digital state
- 1 Delta-T WET sensor channel Unlimited virtual channels
- Control outputs: 2 relay outputs expandable to 6 (1A)
- Readings stored: 2.5 Million
- Recording rate: 1 second to 24 hours
- Configuration: DeltaLINK
- Communication options: USB/RS232 or modem
- Sensor excitation: Calibrated 3V reference, +5V and+12V regulated, or 5 to 10.5V (battery or external power), user selectable.
- Power: 6 AA alkaline batteries or external power 10-15V DC
- Battery life (dependent on usage): ~ 300K readings
- Enclosure rating: IP65
- Temperature range: -20 to +60°C
- Display
- Size: 225 x 185 x 75mm
- Typical applications: Demanding research projects
- Environmental monitoring
- PID control applications
Sensor compatibility (maximum number of sensors that could be connected [2]
- ML3: (6) with temp / (12) without temp
- SM150T: (6) with temp / (12) without temp
- PR2: (2 PR2/6 with expansion lid) (3 PR2/4 with expansion lid)
- WET Sensor: (1)
- EQ3: 6 with temp / 12 without temp
- Temperature: (12)
- Tensiometers: (12)
- Counters or Events: (4) 2 fast 2 slow
- Relay Output: (2) expandable to (6)
[2] With appropriate expansion cards and power supply arrangements


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Specials - Products Below
Here you'll find a variety of different On-Sale products like Shrink Wrap or Tape, sometimes there will be even bigger products like Pallets of Shrink Wrap - but these offers won't be around forever. Take advantage of these bargains while they last and be sure to bookmark this page to check again later!
Also check our Sales Promotions Page to see more ways you can save on shrink wrap!
Mr. Shrinkwrap is a leading distributor of protective products, shrink wrap films and installation supplies with a dedicated team available to take your order at any time of day. We have several experienced shrink wrap installation technicians on staff to help and support you on various aspects of any shrink wrap project. If you would like to place an order over the phone or have questions for us, give Mr. Shrinkwrap a call at 800-847-5290.


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Surveys & Analysis
Coyle Supply developed an all-inclusive cost reduction and tracking program. Our system provides detailed summary documentation and reports for tracking cost reduction initiatives by plant contact, department, division and more.
Our experienced team outlines recommendations designed to save you money and streamline your supply chain. Each alternative we propose includes a cost analysis, so you can see where your savings will come from before you approve the plan. Typically, savings come from these areas:
- Reduced materials cost
- Reduced stocking requirements
- Increased life cycle
- Plant wide/multi-plant standardization
- Improved process output
- Lowered transaction cost
- Reduced labor requirements
- Reduced energy requirements
- Surplus repositioning / disposition
- Project materials management
- Minimizing emergency requisitions
- Freight reduction


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Coaching is a partnership between the coach and client designed to have you be your personal best. Coaching takes you from good to great.
Together, we distinguish what is in the way of you accomplishing your goals. Often, there are attitudes, beliefs and perceptions that limit what is possible. By bringing these into the foreground, we are able to get you out of your own way so that you can get you into action. Instead of just wanting things, you'll actually start creating them.
I do this by showing you what you cannot see and telling you what no one else would dare to say. Over time, you will develop this self awareness as well as the ability to self correct.
Are you ready to engage in a powerful partnership with someone who believes in you? Who holds you accountable to achieving your dreams? Who won't buy into your stories or the fears that may hold you back?


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Seedling Kids Accessories
Children have the limitless potential for creativity and imagination. Still this doesn't mean that parents should not help them to develop that potential and provide them additional sources of for it. New Zealand brand Seedling is specialized on the production of kits, which would help your children to develop and express their creativity. Each child has the unique chance to choose exactly those things, he is really interested in, for example art or macramé, or origami. The unique retro note in the style of the brand would attract even more customers of various age. The kits are made up in such a way that your little explorer won't miss anything there. The Great Adventure Kit from Seedling is the best one for developing the interest in your child for travelling and doing interesting things. It consists of a real compass and mirror, whistle keychain with temperature gauge, Seedling journal, messenger bag, colored pencils and instructions. Another option is the jar of marbles from Seedling for good old fashioned marble fun. They are packed and carried in a lightweight plastic jar, which is easy to take to school or to your child's friends and have fun together.


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Discover This Simple Fat Burning Breakthrough
(No More Restrictive Diets That Don't Work!)
(No More Restrictive Diets That Don't Work!)
Privacy Policy | Disclaimer | Terms/Conditions | Contact Us | Returns Policy | DMCA Policy ClickBank is the retailer of products on this site. CLICKBANK® is a registered trademark of Click Sales, Inc., a Delaware corporation located at 917 S. Lusk Street, Suite 200, Boise Idaho, 83706, USA and used by permission. ClickBank's role as retailer does not constitute an endorsement, approval or review of these products or any claim, statement or opinion used in promotion of these products. The thoughts and opinions expressed here are those of the seller(s) alone and do not necessarily reflect the views of Click Sales, Inc., its parents, subsidiaries or affiliates. The products, information, and other content provided by this seller are provided for informational purposes only. In the event of any problem with products that customers purchase through this seller, customers agree that their sole remedy is from the seller, if any, in accordance with any seller warranties and/or seller refund policy.
Copyright © FatBurningTruth.com. All Rights Reserved.


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LGBTQ Divorce
LGBTQ Divorce Lawyers in Tampa
Open Palm has experience dealing with the unique legal issues common to the LGBTQ community. Now that same-sex marriage is legal in Florida, so is same-sex divorce. Prior to that, many in the LGBTQ community only had contract law to protect them during their family issues. But just because same-sex marriage is now legal does not mean that this community no longer has different legal issues from the heterosexual community. The LGBTQ community faces unique issues regarding custody for those families who utilize adoption, a surrogate, or donation of genetic material for the creation of families because at least one parent has no biological relation to the child. The LGBTQ community also faces challenges in having their wills and living wills honored, as well as having access to their loved one's medical records.
LGBT Family Law Solutions
Not only can Open Palm Law assist in same-sex divorces, but also in helping same-sex couples to create their families through adoption and surrogacy. Let us help your family.
FAQs for LGBTQ Divorce
Yes. When same-sex marriage became legal in Florida, so did the right to divorce your same-sex partner.
Champions of Collaborative Divorce, Changing the Way the World Gets Divorced$20.00 Add to cart
I Never Saw My Father Again: The Divorce Court Effect$20.00 Add to cart
The Divorce Puzzle, Connecting the Pieces Collaboratively$20.00 Add to cart
War or Peace, Avoid the Destruction of Divorce Court$20.00 Add to cart
"Joryn was simply amazing. Her supporting, consistent, honest, and most importantly – productive – approach was exactly what I needed to get through the process. A court trial was imminent if we did not have a successful mediation (the third one!), and no other attorney was able to focus the entire team like Joryn."Danielle, January 2016
Open Palm in Tampa, Florida is proud to present our firm's founder, Joryn Jenkins. Please take a moment to read about her qualifications to assist you. We also invite you to view her resume.
In the beginning, Ms. Jenkins worked for one of the ten largest law firms in the country in its Washington, D.C. office. After nearly three years practicing in all aspects of regulatory law, she took a break from big firm life to work exclusively for one of her own clients on a class action involving more than fifty sex discrimination claims in California. When she returned to the East Coast, she accepted an offer from the state attorney in Tampa, E.J. Salcines (now an appellate judge). CONTINUE READING…


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Simply rug cleaning is one of Dallas' highest-rated, WoolSafe certified area rug cleaning firms. We're a family owned business that has carefully crafted and honed our fine rug cleaning process to cater to all rugs from Oriental rugs, Persian rugs, wool rugs, synthetic rugs, polyester, hand-knotted, Flokati, animal hides, shag rugs, jute rugs, sisal rugs, etc. We clean and repair any and all rugs because that's our specialty; Simply Rug Cleaning.
Simply Rug Cleaning Reviews
I was informed in advance of arrival. Team arrived on time and did a good job of cleaning carpet. I could tell they tried very hard to remove old and previously cleaned stains. They were very neat and courteous and cleaned the entrance area before leaving.
-Sumit N.
Spencer, the owner, gave a short, one hour window for the estimated arrival, which made it easier for me to prepare. He and one other person that arrived with him. Spencer carefully explained the processes they use to clean rugs and remove stain, with an emphasis on using "green" and "eco-friendly" cleaners. This is very important to me having three children and two dogs. The team was very friendly, conversational. They were able to remove all spots except for one, which he indicated could be removed using a process not covered under the visit, but it's under a chair mat so I was OK with leaving it. Price is extremely reasonable, it covered four rooms, a short hallway, and a flight of stairs. They were in and out in about an hour and fifteen minutes. I will definitely go back to them again.
-Janet & Victor A.
I purchased a storefront offer on Angie's List for cleaning our rugs. They did an excellent job! I was so impressed that I asked them for a price to clean 2 couches and 6 dining chairs and additional rugs which had to be cared for in their in-house facility. I hugely appreciate that they do not farm their work out like most companies in Dallas. I even had to ask them to do the additional work as they only encouraged additional services and did not try to sell me buying anything, so no up selling! When I saw the results on the carpet I decided on the deep cleaning, which turned out great. Their equipment is state-of-the-art, and works wonders. The couches look new and feel new. So I'm very happy I bought the offer! I would highly recommend them for your carpet, furniture and rug cleaning.
-Ray P.
Great experience with Rugs by Suggs. Spencer was professional and on time. The carpet and area rug that he cleaned look fresh and new again, and the cost was extremely reasonable. Spencer did the deep cleaning on our carpets, but suggested that the next time we would probably only need the regular cleaning. I appreciated that he did not try to upsale us at all. With two small dogs in the house, we will definitely be calling Spencer again.
-Debbie B.
First of all they were on time and reasonably priced: two of the most rare things in this industry. They were extremely knowledgeable and helpful with recommendations. I will use them again in the future.
-Tim T.
I got back 4 rugs that looked brand new. Really super service. Arrived when they said they would and delivered on time as well. The work was superb. All 4 rugs look like new. And even softer to the touch than they were originally. I already plan to have them clean the new carpet I put in this Spring next fall so I keep my warranty in good standing. I feel I am in good hands and was impressed with the results I got. Definitely plan to make them my go to company for further carpet and area rug cleaning.
-Gail W.
This whole experience went very well! All spots gone, thorough, and very professional (they called to confirm, called with ETA when they were heading my way, and sent me a follow-up email).
–Liz F.
"I purchased an Angie's List Storefront for this company. Whatever the top rating is I'd give it to him. This guy is good. I'm talking time and I'm talking he worked his tail off on my rugs. He will be the one I use in the future. So far I've used him twice. The first time by Angie's List, but I called him the second time because I felt like knew him personally. I'll be calling him again and again and again. He's great. I did a pet treatment on both occasions. I was very pleased"
– Ellen R.


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For more interactive features, please visit this site on a tablet or desktop computer.
By creating an account on The UL Safety Index, you will have access to the world's leading safety data and resources. Compare countries, research dynamic resources and explore data structures based on your inputs.Register
The UL Safety Index is a data science initiative intended to increase the global awareness of health, security, sustainability and safety through information, dialog and collaboration. Through engagement with partners throughout the world, our vision is to advance safe living and working environments for people everywhere by providing better data and metrics to guide decision making and investments.
The data of UL Safety Index are made available under the Open Database Contents License: http://opendatacommons.org/licenses/dbcl/1.0/
Based on your feedback, we are pleased to introduce several UL Safety Index site updates designed to improve your overall site experience. First, we've refined the Library by adding resource-specific search filters and a featured content section that highlights the latest arrivals to the collection. You can now also access the Library from anywhere on the site. We believe these simple but important enhancements will enable you to more easily search and leverage the Library assets that are of most interest to you.
Second, we improved the country data comparison capability by providing a synchronized scroll feature. This allows you to simultaneously scroll through multiple countries' data while maintaining a visual side-by-side comparison. Whether reviewing two or five countries, you can more easily and efficiently compare data sets. Finally, we've added a News section so you can learn the latest from the UL Safety Index, including upcoming events, thought leadership insights, related research and case studies. Coming in November, UL Safety Index data will be updated using the latest available sources. These new data will result in updated scores and rankings for each country. We will announce the availability of the new scores and rankings when the data update is complete.
In the meantime, the UL Safety Index team is listening and welcomes your feedback. Please let us know how we can continuously improve the Safety Index to better serve your needs!
The UL Safety Index™ was unveiled in September 2016 at the 12th World Conference on Injury Prevention and Safety Promotion. Since then, academic leaders and practitioners in safety have provided input to the UL Safety Index, resulting in improvements to the algorithm, a new indicator, and updated data. The 2017 release of the UL Safety Index includes updated data for many of the indicators, together resulting in a more refined view of relative safety around the world, and, of course, new rankings. Additionally, a new resource library of injury prevention strategies, policies, and research can assist stakeholders around the world to improve safety.
Another update for 2017 is the inclusion of a new Safety Frameworks Indicator – Road Safety Framework. Based on the Global Status Report on Road Safety 2015 from the World Health Organization (WHO), the Indicator measures the adoption of key regulations and best practices to reduce the burden of injuries from traffic crashes. The Indicator has 44 sub-measures in the areas of Institutional Framework, Safer Vehicle Standards, Safer Roads and Mobility, Safer Road Users, and Post-Crash Care. Developed countries generally have higher adoption of these practices, with Norway, France, Australia, the Czech Republic, and Luxembourg having the top scores for this indicator. Smaller, developing nations, including many island nations are at the lower end of the Indicator. The countries with the lowest value of this Indicator are Micronesia, Afghanistan, Liberia, Guinea-Bissau, and Somalia. A detailed description of the Indicator and the scoring rubric are contained in The Methodology of the UL Safety Index™. Inclusion of the Road Safety Framework in Safety Frameworks reduced the mean value of the Safety Frameworks Driver by 2.86 and the mean value of the UL Safety Index by 0.74. The impact on rankings was an average movement of 4.88 positions with the smallest movement being 0 (several countries) and the largest being Andorra, with a positive movement of 70 positions from 163rd to 93rd due to a strong Road Safety Framework, while other Indicators in Safety Frameworks are relatively weak.
In 2017, The Netherlands remains at the top of the list of relative safety in the UL Safety Index. Australia moves up two positions to number three, right behind Norway, whose ranking is at number two as it was in 2016. Sweden remains at number four, and Canada moves from seventh to number five. At the bottom of the scale, Sub-Saharan Africa continues to have significant challenges, holding all five of the positions with the lowest level of relative safety, as measured by the UL Safety Index. Somalia replaced South Sudan at the bottom of the list, although South Sudan rose only one position. The remaining countries in the bottom five are Guinea-Bissau, The Central African Republic and Djibouti.
|2017 Rank
|2016 Rank
|The Netherlands
|The Netherlands
|2017 Rank
|2016 Rank
|North Korea
|Central African Republic
|South Sudan
|South Sudan
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The UL Safety Index is based on the following model of safety:
Incidents of injury, disability and death (lack of safety) are a function of the interaction of people and hazards, amplified or mitigated by socioeconomic forces, protective frameworks, safety interventions and behavior.
Our conceptual model is translated into a quantitative model through the normalization and aggregation of 17 data sets reflecting national-level social, economic and safety data. These indicators are combined into three drivers, each measuring a specific aspect of safety. This section provides an overview of how the UL Safety Index is calculated. For a more thorough review, download the Methodology of the UL Safety Index.
The UL Safety Index quantifies the influence of social forces, protective frameworks and specific outcomes related to unintentional injury. These drivers were selected through research that safety, and health outcomes are influenced by the physical and social environment, as well as individuals and their behavior. The three drivers provide a diverse sampling of data across the physical, social and behavioral domains.
The indicators are measures of economic output, education, technology, governance, codes and standards, consumer protections, OSH Framework, road safety frameworks and health outcomes. Health outcomes are used as a proxy for human behavior, as at a national level, behavior is too complex to measure. The indicators in the Institutions & Resources and Safety Frameworks drivers have been shown correlated with improve safety outcomes at a statistically significant level.
Intentional injury (crime, terrorism, war and suicide) are not included in the UL Safety Index. There are several indices and data sets available on these topics through other organizations. Other aspects of security, health, sustainability and wellbeing are being evaluated for inclusion in the Index. Future updates may include these aspects of a comprehensive measurement of safety.
Normalizing the input indicators: The source data for the sixteen indicators that are used in the Safety Index algorithm have differing scales and values. In order to normalize the data for use in the algorithm, the base data were converted into indices between 0 and 100. The indices were calculated using the formula below:
Thus, the index for the best performing country on a specific indicator will be 100, and the worst-performing country will be 0.
Combining indicators to form drivers: The Institutions & Resources Driver is assessed through the arithmetic mean of the indicators of Wealth, Technology, Government Effectiveness and Education.
The Safety Framework of each country is quantified by the use of the arithmetic mean of the indicators for Codes and Standards, Consumer Protections and OSH Framework.
Finally, Safety Outcomes are assessed through the arithmetic mean of the normalized indicators reflecting the Disability Adjusted Life Years per 100,000 of population for causes associated with unintentional injury.
When an indicator for a particular driver is not available for one or more countries, this indicator is not included in the numerator and the denominator is reduced appropriately. For example, if the indicator for Consumer Protections is not available for a country, the resulting Safety Frameworks driver for that country would be calculated as:
Use of this technique ensures that no country is penalized or rewarded for missing indicator data.
The UL Safety Index uses data from multilateral organizations, government agencies, and academic collaborations. Primary sources of data are The World Bank, UN Development Programme, World Economic Forum, Consumers International, the World Health Organization and Underwriters Laboratories (UL).
|Data Source
|The UL Safety Index
|Institutions & Resources
|GDP per capita
|World Bank
|UN Development Programme
|Government Effectiveness
|World Bank
|World Economic Forum
|Safety Frameworks
|Codes and Standards
|Consumer Protections
|Consumers International
|OSH Framework
|Road Safety Framework
|World Health Organization
|Safety Outcomes
|Transport Injuries
|Institute for Health Metrics and Evaluation
|Fires, heat and hot substances
|Exposure to mechanical forces
|Injuries due to foreign bodies
|Exposure to forces of nature
|Other unintentional injury
With the exception of the Consumer Protections indicator, which is based on a Consumers International survey of its members, all sources of data are publicly available and include official statistics measured and formally reported by governments to international organizations. These data may or may not be independently verified but are included only if formally reported to international organizations. The UL Safety Index does not include ad hoc data submitted by governments directly to the UL team.


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*Item may not be exactly as shown.
Combine different pieces from this collection to build a sectional that fits your style and space.
Add plenty of seating to your living room when you bring this sectional sofa home. Thick and wide cushioning, as well as a chaise, will leave you comfortable and offers you great space to stretch out. The tapered wood feet and track arms give this sectional a trimmed and contemporary look that will be perfect in your modern home.
The 2696 Contemporary Sectional Sofa with Chaise by Decor-Rest at Stoney Creek Furniture in the Toronto, Hamilton, Vaughan, Stoney Creek, Ontario area. Product availability may vary. Contact us for the most current availability on this product.
Browse other items in the 2696 collection from Stoney Creek Furniture in the Toronto, Hamilton, Vaughan, Stoney Creek, Ontario area.
This item has been tagged as: Sectional, Couch, Sofa, Large Couches, Large Sofa, Sectional Couch, Sectional Sofa, Chaise Sectional, Sectional with Chaise, Couch with Chaise, Sofa with Chaise, Chaise Sofa, Chaise Couch, Sectional with Recliner, Recliner Sectional, Reclining Sectional, Modular Sectional, Modular Sofa Pieces, Stand Alone Couch Pieces, Curved Sectional, Conversation Sofa, Conversational Sofa, Sectional Furniture, Home Theatre Sectional, Home Theater Sectional, Sectional with Ottoman
Nothing on this page may be copied or reproduced without explicit permission.


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GSK Granted Breakthrough Therapy Designation for Cancer Drug
Jan 13, 2014
The FDA has granted Breakthrough Therapy designation for GlaxoSmithKline's Tafinlar (dabrafenib) for treatment of patients with lung cancer.
Tafinlar, already approved for melanoma, was designated an FDA breakthrough therapy on Monday for for treatment of patients with metastatic BRAF V600E mutation-positive non-small cell lung cancer (NSCLC) who have received at least one prior line of platinum-containing chemotherapy.
Enacted as part of the 2012 FDA Safety and Innovation Act, the Breakthrough Therapy designation is intended to expedite development and review of drugs to treat serious or life-threatening medical conditions when preliminary clinical evidence demonstrates that the drug may have substantial improvement on at least one clinically significant endpoint over available therapies.


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Hometown Report
Rain delays Sacramento State baseball opener, doesn't dampen hopes
Nothing dampens the opening day of baseball season quite like a deluge.
Sacramento State baseball coach Reggie Christiansen conceded he can't compete with Mother Nature. The Hornets' opener Friday night at John Smith Field against Washington State was rained out, but there was promising news amid the clouds.
"We'll have a doubleheader with WSU on Saturday, starting at 4," an upbeat Christiansen said. "It's more disappointing for the players than anything. The longer I do this, coaching, the more you see everything. We practiced under the lights on Thursday, and it was great. The guys are ready to play someone else, but we can't do anything about the rain. At least we can stop talking about the drought."
Christiansen prefers to talk about the Hornets, a veteran group that will be on display 31 times at home this spring, including 21 times under the lights. And how fitting is this?
Sacramento is a baseball town, but it's difficult to show off the product to a broad audience with so many 2 p.m. games. The River Cats thrive in Triple A because of night games. The annual high school baseball playoffs at Sacramento City College's Union Stadium are festive because of night games.
Sac State had its first game under the lights in May, a memorable night for a program that has been in place since the 1950s. The event brought back alumni from over six decades.
The Hornets are worth a watch. They return seven starting position players and three starting pitchers for a program picked by coaches to place third in the Western Athletic Conference. Pitchers Justin Dillon, Chad Perry and Austin Ragsdale, and infielder Brandon Hunley, are mainstays from the school's 2014 WAC championship team that played in an NCAA Regional.
Dillon will start on Opening Day. Ragsdale is eager to take the mound after injuries limited him to three appearances in 2016. Max Karnos went 7-3 last season and was 6-2 in WAC play.
Christiansen, entering his seventh season, has been a masterful recruiter for Sac State, mining the state for gems. He has 15 players from the greater Sacramento region on the roster. Christiansen offers no promises to recruits, except a chance to compete and make program history.
A Ferndale native, Christiansen has been pursued by other college programs but signed an extension that keeps him in Hornets green at least through 2021. The two-time WAC Coach of the Year has led the Hornets to five successive 30-win seasons and two conference crowns.
"There were periods where schools came after me, but my wife (Amber) and I are committed to this city and school," Christiansen said. "Our kids (Ava, Reese and Ryan) ride their bikes to school. They have friends here. I want to see this program grow, to play in the NCAA Tournament every year.
"And (Thursday night) was the four-year anniversary of when we upset Texas, when Sutter McLoughlin had his first college appearance – 10 pitches and five outs. He was at practice to visit. There's no way I can walk away from those experiences, and we look forward to creating new ones."
Sac State has won 168 games the past five seasons, more than Cal, Fresno State, Long Beach State, Pepperdine, Stanford and USC. But ever the perfectionist in an imperfect game, Christiansen said he had something of an off campaign in 2016, taking the heat for a team that went 30-28 overall and 16-11 in WAC play.
"I did not handle it very well," he said of the season. "Not on the baseball side. I was fighting so hard to get our field done, to get the lights finished and done. I'm not a patient person. I'm getting better, though, and I'm really encouraged with what's going on here at Sac State. I'm very encouraged with our team. It's a great group. They're extra-motivated to do well, to play."
Joe Davidson: 916-321-1280, @SacBee_JoeD


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- Superior 32-Bit ONYX Color Engine optimized for wide-format inkjet technologies
- Highly automated Print > Read > Next color profiling system
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ONYX® PosterShop® is wide format RIP software that enables shops to unify their print production process on more than one device and provides the tools to maintain consistent output quality. Print service providers will be able prepare jobs for print quickly and find it easy to automate repetitive tasks resulting in sellable prints faster.
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ONYX PosterShop simplifies the building of unattended workflows for automation of routine tasks, making print production more efficient. ONYX PosterShop also helps shops save time and reduce waste on last minute changes with intuitive job control and the ability to maintain print accuracy.


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It's time to put on your party hat and join White Dresses Huntsville for a Toni Federici Trunk Show! Toni Federici, one of our favorite veil companies, will be hosting a trunk show at our Huntsville bridal shop November 20 through November 28. The trunk show will showcase the newest veils from bridal market and will offer brides a 10% discount on veils purchased during the event.
What is a Trunk Show?
A trunk show is an event where a designer sends their entire collection for a store to show off to their brides! Usually, we carry a handpicked selection of gowns from each collection a designer releases. Trunk shows allow brides to see the full collection a designer shows while offering amazing perks - like a discount!
{The Details}
The trunk show will be held November 20 - November 28 and will highlight Toni Federici's latest veil collection along with some signature styles. Appointments will be required. When scheduling appointments, please let the Huntsville bridal shop know whether you are interested in trying on veils and gowns or would simply like to make an accessories appointment to select the perfect trimming for your wedding dress! A 10% discount will be given to brides who purchase a Toni Federici veil during the trunk show.


text: This MUD is best experienced from a color terminal. Information comes across to people with special codes denoting what type of information is being sent. If you have used the 'setenv' command to specify a terminal protocol that supports color codes, then the information will be in color. Otherwise it will come across in the regular two color, usually black and white. You may send out text in color to others in your 'say' and 'tell', etc using the protocol developed by Pinkfish@Discworld. Keywords must be enclosed in %^ %^. The keywords for colors are: RED BLUE ORANGE YELLOW GREEN BLACK WHITE CYAN MAGENTA Bold colors: RED BLUE ORANGE YELLOW GREEN BLACK WHITE CYAN MAGENTA Background colors: B_RED B_BLUE B_ORANGE B_YELLOW B_GREEN B_CYAN B_BLACK B_MAGENTA B_WHITE 256 colors (only works if term is set to xterm): RGB[0-5][0-5][0-5] or B_RGB[0-5][0-5][0-5] this is colored for example with 234 this is colored for example with 234 256 mono (only works if term is set to xterm): mono[00-23] or B_mono[00-23] this is colored for example with 05 this is colored for example with 05 Styles: FLASH BOLD ITALIC STRIKEOUT OVERLINE REVERSE UNDERLINE DBLUNDERLINE Other: INITTERM RESET WINDOW ENDTERM Example: This is %^RED%^red. In this sentence 'red.' would appear in red Terminals are automatically reset at the end of a line. To reset before the end of a line, use the code RESET. Note: To use color, type 'ansi on'. See also: terminal, setenv, xterm


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Themed Storytime Kits
Check out a storytime kit for your home or classroom! Each kit has materials for three topics with 6 books per topic. Kits also include puppets, toys, and play items, as well as a list of the items and suggestions for using the materials. View a complete listing of our kits below. Please contact the Children's Department to request a kit
Kit I: Winter; Manners; Food
Kit 2: Autumn; Apples & Pumpkins; Numbers
Kit 3: Senses; Body/Health; Dentist/Teeth
Kit 4: Seasons; Numbers;, Music
Kit 5: Families; Opposites; Human Body
Kit 6: Feelings; School; Bedtime/Naptime
Kit 7: Autumn; Insects; Trucks
Kit 8: Insects; Winter, Colors
Kit 9: Health; Bedtime; Fears
Kit 10: Rhymes; Colors; Rain
Kit 11: Multicultural; Birthday; Numbers
Kit 12: Vehicles; Dental Health; Health
Kit 13: Winter; Bears; Zoo Animals
Kit 14: School; Pets; Human Body
Kit 15: Spring; Families; Insects
Kit 16: Families; Farms; Sports
Kit 17: Games; Dogs; Safety
Kit 18: Eric Hill; Pets; Farm Animals
Kit 19: Summer; Pets; Bears
Kit 20: Weddings; Alphabet; Margret & H.A. Rey
Kit 21: Sounds; Cats; Tomie DePaola
Kit 22: Feelings; Eric Carle; Shapes
Kit 23: Tomie DePaola; Dogs; Colors
Kit 24: Margret Rey; Garden; Magic
Kit 25: Families; Babies; Winter
Kit 26: Babar; Travel; Fairy Tales
Kit 27: Multicultural; Homes; Laura Numeroff
Kit 28: Dinosaurs; Eric Carle; Winter
Kit 29: Bedtime; Dinosaurs; Bathtime
Kit 30: Autumn; H.A. Rey; School
Kit 31: Boats; Opposites; Trains
Kit 32: Junie B. Jones; Winnie the Pooh; Maurice Sendak.
Kit 33: Community Helpers; Food; Health
Kit 34: Richard Scarry; Animals; Babies
Kit 35: Wild Animals; Weather; Multicultural
Kit 36: Animals; Curious George; Feelings
Kit 37: Music/Sounds; Farm; Friendship
Kit 38: Biographies; Folk. Tales; Multicultural
Kit 39: Vacation; Alphabet; Kittens
Kit 40: Fairy Tales; Frogs; Dr. Seuss
Kit 41: Miriam Cohen; Dogs; Steven Kellogg
Kit 42: Nancy Carlson; Families; Gail Gibbons
Kit 43: Nancy White Carlstrom; Transportation; Alexandra Day
Kit 44: Lisa Campbell Ernst; Nancy Carlson; Cats
Kit 45: Frank Asch; Tall Tales; Aiiki
Kit 46: Holidays; Animals; Clifford
Kit 47: Winter; Neighborhood; Insects
Kit 48: Bedtime; Lois Ehlert; Clifford
Kit 49: Ezra Jack Keats; Animals, Numbers
Kit 50: Cathryn Falwell; Food; Birthday
Kit 51: Frank Asch; Clifford; Rhymes
Kit 52: Janet Ahlberg; Numbers; Music
Kit 53: Nancy White Carlstrom; Families; Weather
Kit 54: Frank Asch; Numbers; Going Places
Kit 55: Lynne Jonell; Folklore/Fairy Tales; Babies
Kit 56: Pat Hutchins: All About Me; Cats
Kit 57: Gail Gibbons; Insects; Colors
Kit 58: Amy Hest; Multicultural; Families
Kit 59: Eric Carle; Gardens/Summer; Snakes, Frogs & Crawlers
Kit 60: Jobs; Food; Fairy Tales
Kit 61: Science; Human Body; Bears
Kit 62: Babies; Feelings; Ocean/Water
Kit 63: Animals; Friendship; Going Places
Kit 64: Families; Animals; Bedtime
Kit 65: Colors & Shapes; Alphabet; Animals
Kit 66: Aliki; Animals: Vacations
Kit 67: Dr. Seuss; Lost/Searching; Families
Kit 68: Christmas; Hanukkah; Steven Kellogg
Kit 69: Kwanzaa; Jan Ormerod; Animals
Kit 70: Animals; Denise Fleming; Dr. Seuss
Kit 71: Clifford; Holly Deller/Patricia Louber; Mothers
Kit 72: Judith Caseley; Silly Stories; Lois Ehlert
Kit 73: Feelings; Animals; Rhyming/Counting
Kit 74: Insects: Hide & Seek; Health
Kit 75: Birthdays; Numbers; Dress Up
Kit 76: Christmas; Hanukkah; Kwanzaa
Kit 77: Colors: Animals, All About Me
Kit 78: Ocean/Water; Favorites; Numbers
Kit 79: Insects; Cats & Dogs; Opposites
Kit 80: Bedtime: Farm Animals; Magic/Silly Stories
Kit 81: Halloween; Thanksgiving; Transportation
Kit 82: Christmas; Hanukkah; Kwanzaa


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Chance The Rapper to Appear on Pharrell and Scott Vener's Beats 1 Radio Show on Apple Music
Chance The Rapper will appear as a guest on Pharrell and Scott Vener's Beats 1 radio show on Apple Music this Sunday, February 7th at 2:00PM CST. The show titled OTHERtone is hosted by veteran music supervisor Scott Vener and super producer Pharrell Williams. With Chance The Rapper's third mixtape rumored to be on it's way, this maybe a platform and opportunity to hear new music. In anticipation of the show, Vener tweeted the the episode "gets deep" and features an image quoting Chance saying "I am trying to lead a change."
A 2-min video clip from the interview was also released where Chance speaks on the value of music while also shouting out Chicago artists Saba and Noname Gypsy. Past guests on OTHERtone have included Tyler The Creator, Missy Elliot, Aziz Ansari, DJ Khaled, HAIM, Cara Delivigne and more. Listeners can tune in at Apple.com/Music or via OTHERtone's Apple Music Connect page.
Update: An additional preview clip has been added where Chance talks about fatherhood. Chance also hints that he played 'the tape' for Pharrell and sings the line "Are you ready for your blessing, are you ready for your miracle." It maybe a reference to the Gospel song "Let The Praise Begin" by Fred Hammond & RFC.
The most recent long form interviews with Chance include his WGCI interview in December 2015 to promote his coat drive and an appearance on Hot 97 in October 2015 where he talked about fatherhood, Black Lives Matter and his then looming performance on The Late Show with Stephen Colbert.
Vener is the music supervisor behind HBO series Entourage, Ballers and How To Make It In America. In related Chance HBO news, The Rapper recently tweeted that he hosted a Chicago premiere for the upcoming series Vinyl, directed my Martin Scorcese and Executive Produced by Mick Jagger of The Rolling Stones. Vinyl premieres on HBO on Sunday, February 14th at 10:00PM CST.


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While spending another long night blogging, I came across a hilarious and wonderful mommy blog last night: Dooce.com, by Heather B. Armstrong.
I added her link to my blog and told Don about it today, that I love her witty writing and photographs, and what do you know — only hours later Don passed me an article about blogging in Newsweek that mentions Dooce ("Time to Hang Up the Pajamas")!
Apparently, Heather is making up to $1 million in ad revenues a year! Say it with me — wow! Good for her. Guess I know a great thing when I see it.
Interestingly enough, the Newsweek article by Daniel Lyons is all about how he blogged for two years and didn't make much money after pouring his heart and soul into his blog (and gaining 20 pounds, ouch).
Even at 1.5 million visitors a month, he didn't make much more than $1,000. Guess that means I need to make a quick 5 million friends to make writing Dagmar's momsense worth my while!
I checked out Dooce again today and was happy to see Heather's next entry (I can understand how people get addicted to this blog). It was about not having chosen her unborn baby's name yet.
I could not resist, I added comment number 424 (now do you believe me this blog is popular?):
"We always knew the girl name, Emerson (Emma). We both loved that so much. After I found out we were going to have a boy, I had to tell my husband (who did not want to know the sex) because I didn't want to have to make up a name on the fly after he was born. So Landon it is, after Donald played around with his own name. I gave in. The next boy will be Finnley."
Now that I have my little Landon, I couldn't think of a better name for him, of course.


text: Other faces in LTC self-funding Print Connect Email Facebook Twitter LinkedIn Google+ By Jon Shreve | 01 January 2008 The concept of self-funding employee benefits, and long-term care in particular, is not that new. In 1990, the Long-Term Care Act enabled CalPERS (California Public Employee's Retirement System) to offer LTC insurance to CalPERS, STRS, and County Employees' Retirement Law of 1937 members, which then later (1996) expanded to include all California public employees and retirees. Ten years earlier, in 1987, the State of Alaska established its self-funded LTC program for retirees. These plans are distinct in their approaches, benefits offered and implementation techniques. There are, however, common themes and goals that are worth a discussion.CalPERS manages pension, health, and other benefits for more than 1.4 million California public employees, retirees, and their families and for more than 2,500 public employers. CalPERS began offering a long-term care insurance program in 1995 and currently has 174,000 members. The program has had its ups and downs over the course of the last 10 years. Satisfaction surveys indicated highly positive feedback regarding the claims payment process. This can be partially attributed to the fact that claims denial rate is quite low in CalPERS, approximately half of the 25% reported by the California Department of Insurance.It should be noted that the LTC fund is a separate fund from the CalPERS pension fund. Premiums may be raised from time-to-time in order to keep the LTC fund solvent. And indeed they were. In April 2007, premiums increased 33.6% on average, which was the second increase in the last five years. Because CalPERS is a self-funded entity, the Department of Insurance does not require CalPERS to seek approval for rate increases, as is required in the private market. CalPERS and other insurers suggest that shortfalls due to the stock market downturn in the early part of this decade eroded investment returns. In some cases, miscalculation of cost trends, and failure to anticipate a high rate of policy renewals and/or medical advances that increased life expectancy, compounded the problem.Alaska's self-funded program began offering LTC coverage in 1987 on a one-time only basis at the time of retirement. Since all of Alaska's state retirees' health plans are self-funded, the state was able to leverage its financial resources to add to the LTC insurance benefit. Today, about 35 percent of 54,000 eligibles are covered.One of the most significant considerations in any insurance program is participation. This is primarily because of the necessity to achieve the program objective of providing a meaningful safety net for eligible employees and dependents. CalPERS currently experiences approximately 12% participation in the LTC program, which is a typical rate at which convenience long-term care is purchased at a workplace (6% to 15%). Alaska's retiree program is closer to 35% participation, which is to be expected given the more restricted pool of eligibles. Alaska State officials say the plan is popular for several reasons. First, the state's retirees are younger than most retirees. Second, employees and retirees have confidence in the state's self-funded plan and believe it will be there for them when it is needed. Third, the plan provides good value at reasonable cost. Lastly, most plan participants elect to have their premium contributions deducted automatically from their pension checks.For a true group long-term care plan, high plan participation is very important. High participation also reduces potential risk by avoiding adverse selection. True group long-term care will target much higher participation rates than typical convenience plans. Depending on the level of employer contribution, we expect to see at least 50% participation. The more the employer contributes, the higher the expected participation. This feature is not being utilized in either CalPERS' or Alaska's self-funded programs.Why is true group long-term care so important?Many Americans will have no way to pay for long-term care services when they are needed.Insurance for long-term care will not become widespread if only available on an individual basis, which means that the change will need to come first from employers.Group coverage needs to include employer contributions to make it affordable to employees and vesting to make it affordable to employers. Next steps Contact us Employee Benefits and Investment Defined benefit plansDefined contribution plansInvestment See all topics HealthcareAffordable Care Act researchHealthcare costsHealthcare reform 2.0Healthcare reform reading list: From the ACA archivesLong-term care insurance MedicaidMedical professional liabilityMedicareMedicare ACOs and Alternative Payment ModelsProviderEmployee Benefits and InvestmentDefined benefit plansDefined contribution plansInvestmentInsuranceAnalytics and modelingCatastrophe risk and insurance-linked securitiesInsurtechLife insuranceLong-term care insuranceMedical professional liabilityProperty and casualty insuranceRisk managementSolvency IITelematicsRisk Management and Financial ServicesEnterprise risk management Related links Required minimum distributions: IRS proposes updated tablesStochastic modeling to reflect investment risk in funding liabilities for pension plansMonthly Benefit News and Developments, November 20192020 key administrative dates and deadlines for calendar-year single-employer defined benefit plansSix challenges to successful adoption of value-based care in the Middle East


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Published at Wednesday, May 01st, 2019 - 15:56:55 PM. Bedroom. By Jean Serres.
It is possible to even keep the furniture in the exact same color family. Most furniture would require a wax to maintain the finish. After a few weeks it was delivered. For example, it can easily be upholstered in fabric that flaunts the key pattern. The bedroom furniture is as critical as other furniture of your house.
Wall decorations are a simple means to generate a kids room more interesting. So, it's important to choose the one which works well in your decor, and that fits your financial plan. Simple decor is an excellent method to go for personality and space. Mirrored decor is fantastic for smaller bedrooms, as it produces a bright, airy ambience.
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Part 2 of An Introduction to Stoicism: Why Other People Cannot Harm Us.
In Part 1 of An Introduction to Stoicism, we discussed the Dichotomy of Control, which tells us two important things:
That anything outside of our power is indifferent
That the only thing within our power is our choices.
This means that anything besides our actions and choices are without value to us and do not benefit or harm us. Be it money, pain, fame, or a successful career, the Stoics considered all of these things to be outside of our power, and thus indifferent to us.
At first glance, this may seem to be naïve or wishful thinking on the part of the Stoics. Sure, it would be nice if all the things I do not control did not matter to me, but they really seem to matter. If I get punched in the face, that was not my choice, but it still seemed to harm me. If I am let go from my job for something that was not my fault, and go hungry, I seem to have been harmed by something outside of my power. At its worst, Stoicism seems to be just an anesthetic, a means to rationalize away or numb the pain of the harms I cannot control, in order to give me the energy to focus on the things that I can control. In other words, Stoicism can appear to be helpful but false.
Fortunately for us, Stoicism has arguments about why a punch to the face is not harmful to us. But to understand them, we must examine what Stoicism thinks a person is.
Our essential self as our free choice:
Stoicism argues that what we fundamentally are is our hegemonikon or ruling-faculty. The ruling-faculty considers information, and then makes a decision about how to act based on that information. As such, it can be roughly understood as our faculty of choice. We are just this choice and nothing else. We are not our possessions, our reputation, or even our body, but just this capacity to reflect upon information, and make a decision.
This faculty of choice is understood to be free. This means that it cannot be forced by anyone to make any kind of decision. Choices then are within the power of the individual. But the Stoics believe that this is the extent of our freedom. These choices are the only thing we have power over. I can choose to do something, but I have no control over whether or not I succeed. That is determined by other factors, by things external to me. So I can choose to try and apply for a job, or catch the next bus, or ask someone out on a date. But whether or not that goal is successful is not within my power. It depends on things beyond my choice, such as the biases of the hiring committee, or whether or not that bus is late or early.
However, since we are our choice, and not our bodies nor our reputations, if our choice is free then we are free. Nothing can force me to do anything but my own choice. Someone can kidnap my body or burn down my house, but they cannot make me choose to do anything unless I agree.
This conception of identity helps to explain why externals objects are indifferent. If I get a nice car, how has this benefited me as I essentially am? This may help my reputation, but that is not what I am. If someone hits me, how am I harmed? This may hurt my body, but I am not my body, I am my choice.
The only things that can harm the individual are bad choices. Likewise, the only things that benefit the individual are good choices. What good and bad choices consist of will be the topic of another article, but generally bad choices are ones based on ignorance, and good choices are those based on truth. So to be cowardly in the face of physical danger is a bad choice, because I am ignorantly considering physical threats to be harmful, when they are in fact indifferent. Similarly, to not be offended by an insult would be a good choice, because it demonstrates your understanding that this insult is indifferent to you.
Why other people cannot harm us:
A major benefit of understanding the self as our free choice is that other people cannot harm us with their actions. This is because other people only have the ability to act upon and influence things external to us. So someone can threaten my body with violence, but they cannot control, determine, or shape my choice. They can follow through with that threat, and harm my body, but they still have not influenced my choice, and thus not harmed me as I fundamentally am.
This can seem very counter-intuitive at first. One would think there is a direct cause and effect between someone's actions, and them harming me. If they insult me, I am angry. If they threaten me, I am afraid. If the steal from me, I have less. How can we claim the other person is not the cause of this harm?
The Stoic response to this is that in the above examples we ourselves are the cause of the harm. Specifically, we harm ourselves through our poor choice to view this person's actions as harmful. We are harmed when someone steals from us, only when we think these possessions are beneficial to us and we desire to have them. If we remove that incorrect view, the suffering is removed as well.
The Stoics had a simple but profound analogy to explain this. Imagine a rectangle and a sphere. If I push both, the rectangle barely moves, but the sphere will roll. What is the cause then of the sphere rolling? Most people would say the push, but this is a mistake say the Stoics. The cause is the shape of the sphere. Change the shape, and the same input has an entirely different output. So we, as humans, must recognize that we have control over our shape. We cannot blame the push for our suffering when we are choosing to be spheres. We must look instead to transform ourselves.
Consider one of my favorite quotes by the Stoic Epictetus who aptly summarizes how important it is to remember in moments of struggle that we are just our choice:
"What then should a man have in readiness in such circumstances? What else than this? What is mine, and what is not mine; and what is permitted to me, and what is not permitted to me. I must die. Must I then die lamenting? I must be put in chains. Must I then also lament? I must go into exile. Does any man then hinder me from going with smiles and cheerfulness and contentment? Tell me the secret which you possess. I will not, for this is in my power. But I will put you in chains. Man, what are you talking about? Me in chains? You may fetter my leg, but my will not even Zeus himself can overpower. I will throw you into prison. My poor body, you mean. I will cut your head off. When then have I told you that my head alone cannot be cut off? These are the things which philosophers should meditate on, which they should write daily, in which they should exercise themselves." (Epictetus, Discourses, 1.1)
In conclusion, Stoicism asks us to remember ourselves as we essentially are. And to examine what is good or bad for this essential self. This is a helpful exercise for everyone. Even if you disagree with the Stoic conclusion of what we are, we can agree that we often extend our concern too far. All too often we put our identity into our possessions, into our reputation, into our professional aspirations, and of course into our body. We think we do well when these things do well, and we are harmed when these things are harmed. But Stoicism tells us that we are not these things. We are only our capacity to make choices. So the only thing that can harm us is bad choices, and the only thing that can benefit us is good ones. And, fortunately for us, no one has power over the choices we make but ourselves.


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This Start Pac® Portable Power Supply is a 12 Volt output unit.
This unit is ideal for powering up aircraft cockpits. When utilizing this mini power supply, the aircraft electrical system can be powered up for GPS programming and light duty maintenance, bypassing the aircraft battery and preserving it for starting.
This unit is NOT designed for engine starting or battery charging.
- AC INPUT: 90 to 240 VAC, 7 amps
- DC Output: 50 Amps at 14.2 Volts
- 7 lbs./ 3 kg complete
- 11¾" L x 5" W x 4" H/ 30 cm x 13 cm x 10 cm
- Continuous duty fan cooled
- Over current protection
- Over voltage protection
- Over temperature protection
- CE Certified
All Start Pac™ products come with a 1-year warranty on workmanship and materials. Batteries are cycle-dependent and therefore are not covered under this warranty.
Please handle this unit in a responsible manner. Start Pac™ is not responsible for damages caused by misuse or neglect.
The Start Pac® Portable Power Supply model 53050/12 is designed to power up 12 Volt aircraft systems. The voltage output is set to 14.2 Volts to simulate the same voltage as when the aircraft is running under power. Maximum amperage output is 50 amps which is adequate for most light aircraft. If overloaded, the 53050/12 will trip off and reset itself after a short period of time. This unit is ideal for powering up new and old aircraft with glass cockpits.
When utilizing the 53050/12, the entire aircraft electrical system can be powered up for GPS programming and electrical maintenance. Thus the on board aircraft battery can be saved for starting.
Do not use for starting as starter motors require far more amperage than is available from the StartPac® Portable Power Supply. This unit will operate on 110/220Volt AC input.
Not for battery charging.
Do not cover or enclose this Start Pac® when using, as this will inhibit airflow needed for cooling purposes.
Use a minimum of 12# wire size for the AC extension cord.
Batteries have no memory effect and can be recharged at anytime. Made in the USA.
Start Pac also offers a wide selection of ground power units and starting units for portable power and portable power supplies, such as the classic yellow aircraft starter unit. Browse our website to discover our extensive product line or visit our tutorial section to learn more about our power supply products. Have a question or need assistance with your order? Start Pac provides customer service support via phone and email, making it easy to find the yellow GPU or railroad locomotive starter unit you're looking for.


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As technology has evolved, so has our business. Founded in the year 2000 (and 1 acquisition later…) our team of industry experts has grown year on year and with it our capabilities strengthen.
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The Bureau of Labor Statistics is an agency of the US government responsible for collecting data on employment rates, worker compensation and conditions, and prices in the US. This information is collected through an array of economic surveys of American workers and consumers, the US Census, and by monitoring the changing prices of various commodities. The information is widely used by businesses, organized labor, and all levels of government. The Bureau of Labor Statistics is part of the US Department of Labor.
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The Consumer Price Index is the most widely used indicator of inflation in the US and is the price index used to calculate cost-of-living increases in Social Security. The index also calculates federal employee pensions, government benefits such as food stamps, and some labor union contracts. The Consumer Price Index is a lagging indicator, reflecting the results of economic activity that has already occurred.
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