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Okay, so earlier this week, I went to go write my rent check and when I opened up my check book, there were NO MORE CHECKS. "NOOOOOO!!!"
So then I was all "okay, this is fine. Time to refill my checkbook."
And that's when the problem really arose. I can't find my box of checkbooks. Anywhere.
Even sadder yes.
So, I figured they were at my parents house, so I drove into Suburbia to search for them. I went up to my bedroom and searched through my desk, my filing cabinet, and any other drawers I could find. I did not find the checks. I did find a DVD of the musical "Cats" and some other embarrassing mementos from my past.
Later at the bank...and by later, I mean at 9:15 this morning....
Me: Hi, I need to make a withdrawal.
Banker: Okay, I just need to see your license.
Me: Sure. Also, I have kind of a dumb question... I can't find my checks anywhere - like the box of checks - and I need to pay rent, and earlier this week, I opened up my checkbook to pay my rent and there weren't anymore checks, so I was all "Nooooo!" There's no way that you guys would have just sent me one booklet of checks, right? I'm not an idiot, am I?
Banker: ...um...I can check to see what the next check number would be in your order?
Me: Oh, that would be super!
And then a guy walked into the bank with a puppy that looked like this:
And that's when both the banker and myself lost our shit and couldn't really focus on how non-adult I am. Until the puppy pooped everywhere, but that happened later.
We regained composure and she was all "Yeah, you should have four more books" and I was like "Awesome! I'm so responsible!"
So, I went back to my apartment to give my landlords some cash and to turn my place inside-out - and I mean that quite literally. It looks like my life exploded in there. Except there are still no checks. Not even in the default "I don't know where to put this, so I'll just cram it in here" drawer!
So... That's my twenty-something problem of the day, but at least I got to see a cute puppy poop in a bank, so I still consider today a win.
Enjoy the rest of your America Weekend! Yay!


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Research Institute
Net Balance's Research Institute creates real solutions to solve real problems that create lasting impact. Our clients include corporate's, government and not-for-profits.
Our mission is to be the preferred partner for research, development & innovation. We work with our clients to solve problems and achieve valued outcomes. Our solutions create better societies.
The Institute through the Net Balance Foundation also conducts research for public knowledge and offers RD&I at reduced rates to enable smaller not-for-profit organisations to access our expertise.
Below are some examples of our current research projects.
Creating Shared Value Green Paper
Net Balance has continued its contribution to the debate and discussion around creating shared value (CSV) with the release of Australia's first research into the area. Responding to the growing interest in CSV and wanting to examine how it is applied in the Australian context, Net Balance released its preliminary report in 2013. The Net Balance study looks at how Australian companies are integrating CSV, which is aimed at generating profit by addressing social or environmental issues, into their corporate strategy. The research was undertaken with the support of NAB, Lion, BT Financial, PwC, PwC Indigenous Consulting, Nestle, Toyota and Stockland.
Coops and Mutuals Green Paper
The Business Council of Co-operatives and Mutuals and Bankmecu commissioned the Net Balance Research Institute to investigate the The roles for co-operative and mutuals in delivering Australian public services. The report forms the basis for continuing partnership between the Net Balance Research Institute and the BCCM to investigate the role and comparative advantage of cooperatives and mutuals as a new business model for creating shared value.
To further the research, an industry taskforce has been established to oversee the development of a Green Paper on the role of co-operatives and mutuals in delivering public services in Australia.
The research undertaken to date, and the experience in the UK, shows that co-operatives and mutuals have the potential to generate better social outcomes, greater value for money, higher returns on investment and greater economic and social resilience than government agencies or the private sector.
Comparative advantage of Coops and Mutuals
Net Balance Research Institute is undertaking a complementary research project, commissioned by the Business Council of Co-operatives and Mutuals, to measure and report the comparative advantage and added value of co-operatives and mutuals to the private sector.
The research will address the current lack of recognition, measurement and reporting of the comparative advantage and added value of mutual and cooperative organisations.
An output of the research will be the development of a framework to assist co-operatives and mutuals systematically measure and report their comparative advantage, which will be tested using two case studies - Teachers Mutual Bank and the Barossa Co-Op Store.
NDS Outcomes Framework
Net Balance Research Institute has been commissioned by National Disability Services to develop a framework and tools to assist disability service providers to measure and report the social outcomes they achieve through delivering services. This project aims to promote and encourage a more independent and thriving NGO sector whilst maximising choices and opportunities for people with a disability, their families and carers.
Major project outcomes include:
- Providing NGOs with the resources to accurately measure and improve their social impact
- Assisting NGOs to provide people with a disability, their families and carers, more choice and opportunities by being able to demonstrate their impact
- Helping NGOs to attract and form partnerships with potential investors, including government, by providing them with a methodology to demonstrate their social impact
- Assisting disability service providers to demonstrate their impact to attract potential investors and partnerships and/or identify potential fundraising opportunities.
These will be critical in the enabling the successful transition of NGOs to the National Disability Insurance Scheme (NDIS) in 2018.
Total Value Creation Framework
To contribute to the thinking on measuring shared value, Net Balance developed a Total Value Creation Framework. The framework aims to help companies measure and report the total value they create – economic, social and environmental value – from their products and services, in dollar terms.
Two key strengths of the framework are that it explicitly defines:
- The human intellectual, environmental and social & relationship value that is created by a shared value initiative
- The value created for all the stakeholders that are materially affected.
The ability to measure the total value generated from shared value initiatives is essential in the long term success of a company. Measuring the total value and impact of initiatives, will build stronger relationships and trust with stakeholders, identify improvements to initiatives to create more value as well as secure funding for future initiatives. In time, total value creation may also be further incorporated into the valuation of companies along with financial performance and brand value.

subset: commoncrawl


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Stability means just about everything to children – parents who love them, friends to play with and a place to call home. Without it, their lives can seem hopeless.
There was a time when Tamairra's world had little stability, but that has changed. Now the 13-year-old girl, whose last name is being withheld, is in a payback mode, ready to help those who feel hopeless, just like she did not long ago.
A little more than a year ago, she and her mother moved to Washington from Florida. Without a place to stay, they moved in with her mother's sister.
"My aunt and my mother didn't get along, so we left." They ended up living at the Family Promise house in Washington for about four months.
About seven months ago, she and her mother found an apartment of their own, "a life changer," Tamairra said. "We just have more independence."
This summer, Tamairra volunteered as a junior counselor at a "summer camp" based at Family Promise.
"I watch after the children and organize activities for them," she said one day at the camp. "Helping at the camp is payback for me," she said. "I like to do anything just to help out. I guess I am an unselfish type of person."
Now, having an apartment to call home is something she was never sure would come about. "I knew there would be a time, but it would be a long time," she said.
When Tamairra was at Family Promise, she never felt discouraged because she knew in her heart things would eventually be OK.
She said she knows other kids who are considered to be homeless and she talks with them, perhaps recalling her own experience as a guest at Family Promise.
"I tell them things will work out."
Now that Tamairra has stability again, she realizes how important it is.
"When you don't have stability, you just never feel right. Not having it made me feel out of place and made me feel different, too."
Tamairra has been where some of the children at Family Promise are now. She has a lot more to offer than activities for the children: She can offer hope.


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Hydrating Cleanser
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Directions:Apply a small amount to damp skin and gently massage. Rinse or use washcloth. If removing makeup remove by simply wiping off with a soft tissue or soft cloth. Repeat Cleaning.


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Eight noteworthy figures from the NCAA's annual attendance report
It should come as no surprise which teams were among the national leaders in attendance for the 2012-13 college basketball season.
Despite a disappointing season that ended with a first-round NIT loss, Kentucky led the nation in average home attendance for the 17th time in 18 years at 23,099 fans per game. Syracuse and Louisville were second and third, just as they were the past three years.
Here's a look at some of the other attendance figures that stood out from the 2012-13 attendance report released by the NCAA:
• Highest per game attendance: 1. Kentucky (23,099), 2. Syracuse (22,439), 3. Louisville (21,571)
Comment: Those three are far and away the top drawing programs. North Carolina is the closest challenger at more than 2,000 fans per game less than Louisville.
• Lowest per game attendance: 1. NJIT (489), 2. Colgate (496) 3. Fairleigh Dickinson (574)
Comment: Poor NJIT actually increased from 461 fans per game in 2011-12 to 489 this past season, but fell from second-to-last to last in the Division I rankings because Chicago State's attendance surged to 811 fans per game.
• Highest per-game attendance among non-BCS-conference schools: 1. Creighton (17,155), 2. Memphis (16,336), 3. BYU (15,986)
Comment: The same top three as last year, and all three increased their average attendance. Mountain West powers UNLV and New Mexico each ranked in the top 20 nationally as well.
• Lowest per-game attendance among BCS-conference schools: 1. USC (4,243), 2. Boston College (4,244), 3. Stanford (4,530)
Comment: Three of the bottom four came from the Pac-12 as Oregon State checked in fourth-to-last at 4,784. USC should get a boost next season from new coach Andy Enfield's fast-paced style, but it's not a great sign for Johnny Dawkins' job security beyond this season that Stanford's crowd support has fallen to this level.
• Highest per-game attendance among non-Division I schools: 1. Northern State (3,199), 2. Dixie State (2,902), 3. Midwestern State (2,633)
Comment: The only change in the top three from last year is Dixie State replacing Hope at No. 2
• Largest average attendance increase from last year: 1. UCLA (+3,196), 2. North Carolina State (+2,739), 3. Colorado (+2,589)
Comment: UCLA's increase was a product of the opening of new Pauley Pavilion and poor numbers from the previous season when the Bruins played at the decrepit Los Angeles Sports Arena. Georgia Tech also received a bump from its new arena, checking in No. 4 in this category.
• Best average attendance per conference: 1. Big Ten (13,114), 2. Big East (10,699) 3. Southeastern (10,571)
Comment: The Big Ten topped this category in 2012 yet still increased by 246 fans per game during the 2012-13 season. That's no surprise considering the league had seven teams ranked in the top 25 at various points in the season.
• Best average attendance per non-BCS conference: 1. Mountain West (8,720), 2. Missouri Valley (7,270), 3. Atlantic 10 (5,974)
Comment: The Mountain West once again edged the Pac-12 in attendance, averaging just over 1,000 fans per game more than its main West Coast rival. UNLV, New Mexico and San Diego State shouldered most of that, each drawing more than 12,000 fans per game.


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1. Since when have AMG cars been all-wheel-drive?
Since now. The fastest new E-class of all sends its considerable power to both ends, with torque-managing tech shuffling twist from AMG's now- familiar 4.0 twin- turbo V8 between the front and rear axles to practically any degree.
2. How much power a re we talking about?
In the base E63 model, 563bhp and 553lb ft; in the top-shelf S version, 604bhp and 627lb ft. Both are capable of 0-62mph in 3.5sec or less, and can exceed 186mph. Never has the term 'supersaloon' been more appropriate.
3. All-wheel-drive means an end to sideways tomfoolery, then?
Perish the thought. Activate the standard-fit 'Drift Mode' (been reading any Ford brochures recently, Merc?) and the E63 becomes purely rear-wheel-drive. BMW's new M5, due 2017, will also be all-wheel-drive.
4. When can I buy one?
January 2017, with deliveries mid-year. An estate version will arrive a few months down the line. No official word on pricing yet, but don't expect much movement from the outgoing E63 model's £75k list, with a hefty premium for the 'S' version.


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Welcome to the Center for the Humanities
We invite you to join us for the Humanities Open House
October 15, at 7:00pm
Monacan High School
Life isn't neatly divided into subjects. At the Center for the Humanities, learning isn't either.
World events inspire writers. Writers inspire people to change the course of history. The natural world sparks wonder. Mathematicians and philosophers seek understanding and wisdom. Their pursuit emboldens artists, scientists, architects, and engineers to shape the environment we live in. These contributions are set forth into the world, orbiting and augmenting our own experiences, laying the groundwork for history anew.
Using an interdisciplinary approach steeped in experiences, discussion, and thought, students learn to make sense of the world — not with static perspectives, siloed content, or disjointed curriculum — but in the connected, holistic, and communal way great minds of all civilizations have.
Thinking is our specialty at the Center for the Humanities.
Chesterfield County Public Schools does not unlawfully discriminate on the basis of sex, race, color, age, religion, disability or national origin in employment or in its programs and activities.


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Vertical Menu Questions
I created a preset in CSS Sculptor and used that preset with SiteAssist Pro to create my site. When I reconfigured the menu such as adding new catagories and shifting the catagories under the "home" page rather than a flyout menu I noticed that independent folders were not created in the site root.
The default menu such as Catagory 1,2, etc. had folders in the site root. Will these be created when I use ECART or DataAssist or should I create these root folder for each catagory first?
I also noticed that sometimes when I use the SiteAssist Pro template to make mods to the layout that not all of the pages are updated. There have been a couple of times I have had to go in and delete the changes, save changes, redo the changes and save again for it to update all connected pages. I was going crazy for a while trying to find out why my template would have the changes but the indepent pages were not updated. I seemed to have a work around for that when it happens.
So far so good for a "green horn". Thanks for the continued support and Happy New Year to All!


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Wines / Estate Collection
2013 CASK 23 Cabernet Sauvignon
The 2013 CASK 23 combines the signature perfume notes of FAY vineyard with the structure and minerality of S.L.V. Aromas of black cherry, cola, currant and ripe figs begin the nose of this rich and opulent Cabernet Sauvignon. The palate is full of black fruit (black plum and black cherry) and blueberry flavors that lead to an intense, lingering finish with a touch of cocoa. One of 2013's top-rated Napa Cabernets.
99 points
The Wine Advocate, 12/16
96 points
"Year's Best - 2016"
Wine & Spirits, 12/16
96 points
Vinous Media, 10/15
90 points
Wine Spectator, 11/16
technical data
Napa Valley
100% Cabernet Sauvignon
Total Acidity:
0.53 g/100 mL
Barrel Aging:
21 months, 100% new French oak
100% stainless steel tank
Malolactic Fermentation:
Library Wines
Food Pairing
Grilled New York steak, prime rib with jus, or black pepper-crusted Ahi tuna steaks.
Authenticate Your Bottle
You can also access the authentication site by scanning the QR code with your smart phone
Sample ID Code
Sample bubble pattern


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Blue Jays fall to Orioles 2-1 in 12 innings
BALTIMORE (AP) — With the exception of one very clutch swing, the Toronto Blue Jays accomplished very little offensively over 12 agonizing innings.
Toronto left nine on base, went 0 for 7 with runners in scoring position and managed only two extra-base hits in a 2-1 loss to the Baltimore Orioles on Saturday night.
The lone bright spot was a two-out homer by Colby Rasmus in the ninth inning that tied the game at 1. One pitch after Rasmus nearly went around on a check swing with count at 1-2, he hit a shot into the right-field seats off Tommy Hunter.
"It didn't really do nothing for us," Rasmus lamented.
That's because the Blue Jays lost in the 12th when Steve Lombardozzi tripled off Todd Redmond (0-1) with one out and David Lough followed with an opposite-field RBI single to left.
Zach Britton (2-0) got the win with two innings of no-hit relief.
It was the second straight low-scoring affair between two AL East foes known for their offensive prowess. On Friday night, Toronto scored two unearned runs in a 2-0 victory.
The math is not difficult: In the first two games of the series that concludes Sunday, the Blue Jays have scored exactly one earned run.
"We hit some balls good, but came up with nothing," Rasmus said.
Neither starter allowed a run and neither got a victory for the effort. Bud Norris gave up five hits and three walks over seven innings for Baltimore and was poised to earn his first win of the season before Rasmus connected in the ninth.
Drew Hutchison handcuffed the Orioles on four hits over six innings, walking two and striking out five.
"I have all the confidence in the world in our offense, just like the rest of our team does," the right-hander said. "It doesn't change my mindset one bit. My job is to go out and put up zeroes."
After Hutchison left, the Orioles struck in the seventh against right-hander Neil Wagner. Lough singled with two outs before rookie Jonathan Schoop, the No. 9 hitter, lined a 3-2 pitch into the alley in right-center for an RBI double.
Evan Meek protected the lead in the eighth, but Hunter gave it away for his first blown save in four tries this season.
"You hopefully get a chance tomorrow," Hunter said. "The guys pulled it off, the team came through in the 12th. It's not a one-man show. There are a lot of guys, and I got picked up tonight."
The game featured the first replay challenge at Camden Yards. In the fourth inning, Lombardozzi reached on a grounder when umpire Chris Conroy ruled that a throw from Hutchison pulled first baseman Edwin Encarnacion off the bag. Toronto manager John Gibbons challenged the call, and after a delay of 2 minutes, 38 seconds, the decision stood.
Lough followed by hitting into an inning-ending double play.
Both teams threatened in the third. Toronto put runners at the corners with one out before Maicer Izturis hit a short flyball and Jose Bautista struck out.
In the bottom half, Hutchison struck out Chris Davis and Adam Jones after giving up successive one-out singles to Nick Markakis and Nelson Cruz.
NOTES: Ubaldo Jimenez (0-2, 6.75 ERA) seeks his first win with the Orioles on Sunday. Mark Buehrle (2-0, 0.64) will pitch for Toronto, which is 0-3 in series finales. ... Toronto SS Jose Reyes (hamstring) ran the bases, said he felt "very good" and expects to start a rehabilitation assignment with Class-A Dunedin on Monday. If all goes well, he could join the Blue Jays next Friday in Cleveland. Also, closer Casey Janssen (oblique) will pitch in Dunedin on Monday or Tuesday, Gibbons said. ... Orioles SS J.J. Hardy returned from a five-game absence with back spasms. ... Toronto's Melky Cabrera has hit in 12 straight games, tied with Vernon Wells (2006) for the longest streak in franchise history to start a season. ... It was the first time this season that a Blue Jays starter was not involved in the decision.


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What does it mean to open my heart? To hear only the rhythm of my own mind, body and spirit in union, not to become absorbed by the voice and false beauty of illusion. To hold receptors of light that shine Divine healing into this world.
Teach me the grace and beauty of walking my own path.
Sitting in your chapel today for our last ritual, I felt your spirit so deeply. The sacred heart quickened the pace of my own heart, creating a flutter of birth within–that of the heart opening. I feel your presence so strong, visualizing the rays of the sacred heart spreading as the rays began to grow from my own heart. My legs, too, began to quiver as your sacredness penetrated my being. I was immovable from the energy connecting our souls. Open my heart–I know the rays are to go out from me–how? To whom?
As I stepped away from our intimate communion, you touched my soul with the light of knowing. You spoke to me softly with the voice of awareness: 'This child, this is why they are in your life, for the healing you have known they needed and now will bring to them by your light, your words, your knowing. You are their healer–by the grace and light I shine through your spirit.'
These are the words I wrote in my journal July 7, 2006 as I sat before the Black Madonna in her chapel of the Chartres Cathedral and later in the garden nearby. I'm not sure I understood what was happening to my soul–indeed my entire life. Upon returning home a depression set in. I believed that while in Chartres I hadn't seen and felt the miracles of being in the Presence of sacredness, mostly because I was still measuring by comparison. This is just one excerpt from my journal during that week, and all these years later, I'm in awe of how deeply immersed I was in the Sacred.
I left Chartres feeling I was to go home and heal my family. They were who the Black Madonna–Mary–referred to as she talked of my work to love my husband and children, to bring them healing. What it took some time to recognize is that first I was to heal my self. I so longed for the intimacy of connection with the Beloved. My turmoil was in believing it was out of my reach. What I can see now is how much shame and self judgment I carried within–for being a female, for my sexuality, for feeling so disconnected from the sacredness of my being. This, loved ones, requires much healing.
I'm sharing this intimate passage because as my children have grown and two are now off to college, my life has taken a significant shift. These words take on new meaning as I inquired so long ago. The same question has come back around – open my heart, allow the rays to shine from me, but how and to whom? Only this time around, the years of deep inner work have opened a channel of inner knowing. At this time in my life the call is to serve as a chalice of Divine Feminine energy in a way I could never have imagined, but still, it feels familiar. The birth of Sacred Circle Retreats has occurred, and my work now is allowing the rays of light to be shared in a contemporary fashion.
We're no longer mystics living within the walls of convents and monasteries. Our work now is to live in the world and allow our lights to shine amongst the people. My passion is to be of service in this way, opening myself as the bridge between those who offer healing and light, and those who like me, are seekers of how to move into the next step of their journey. Through Sacred Circle Retreats, so many facets of my life, my journey, my soul purpose are coming together in a beautiful harmony, and truly, with very little 'push.' It's all flowing into place, and I must tell you my dear friends, how in awe I am. This woman I've become was once someone I could only envy. She is strong, confident, courageous, open, vulnerable and willing to stand amongst her peers, to collaborate as equals and not feel threatened for what she might not be. She has learned how to stand in her soul's truth and sacred 'power.' She understands what it is to answer the call. She leaves me breathless…because she has allowed herself to be moved. What over six years ago was such a struggle–the act of surrender, has now become her soul's desire.
We can't know what the Universe has destined for us. As Oprah said – God has so much more for us than we could ever imagine for ourselves. It's so much bigger than me, so I know it's not of me, but of the Divine. I'm elated to be doing this work, in this place, in this way, at this time. I'm fully open and continuing to surrender into the arms of the sacred, for I know I am always loved and held with grace. As each step unfolds, it feels more and more miraculous to be following my heart–and for it to be so much more than I ever thought it could be–and so much easier than I ever would have imagined. This, dear loves, this is the beauty of 'doing the work,' putting the time in to allow yourself to heal, to open your heart no matter how terrified you are of what you might find there or feel through your own heartache. And this is why I'm called to serve as a channel for the sacred. xo


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Thursday, 21 September 2017
· 971 sex crimes reported on the Darling Downs since 2015
· Labor silent of tackling sexual violence in the community
On the eve of sexual violence awareness month LNP Shadow Minister for Women Ros Bates said from Warwick more needed to be done to shine a light on this hidden scourge.
"October is sexual violence awareness month and we need to do more to shine a light on this insidious crime.
"Sexual violence is not just an urban phenomenon in Queensland.
"Over the last three years there have been some 971* reported sex crimes to police on the Darling Downs.
"Sadly this is one crime that goes under-reported or can take years to come to the attention of police.
"Worse still is the frightening fact that more often than not sexual violence is committed by an intimate partner or a loved one.
"Queensland clearly needs a coordinated strategy to tackle sexual violence in the same way the LNP launched the Not Now Not Ever review into domestic violence.
"Under Labor we have had two and half years of silence on tackling sexual violence in our communities.
"Here in Southern Downs and across Queensland we have a range of great services who are all doing their part to tackle sexual violence.
"What is missing is a coordinated approach and a cohesive plan to tackle sexual violence and wipe it out once and for all.
"This October every community should come together and take a stand saying sexual violence must end.
"We need to get the message out to anyone who has been a victim of sexual violence and maybe afraid to report it that they can speak up and we will support you.
"There are specialist police and support services right across Queensland who are there to ensure victims of sexual violence are protected and their attackers brought to justice.
"Only the LNP will deliver a better Queensland and safe and livable communities.


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NJ hospital patient charged with arson
PATERSON – Authorities have accused a New Jersey hospital patient with setting fire to a dental clinic inside the hospital.
Twenty-eight-year-old Giselle Torres of Paterson is charged with two counts of aggravated arson.
Torres was admitted to St. Joseph's Regional Medical Center early Thursday.
Authorities say the hospital's sprinkler system extinguished the fire before firefighters arrived.
Senior assistant Passaic County prosecutor Lisa Squitieri tells The Star-Ledger of Newark it will cost $200,000 to fix the damage to the dental equipment, including an X-ray machine.
Read or Share this story: http://noconow.co/1iIRzFy


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Be close to Fayetteville, Fort Bragg and everything in between when you make your home at the brand-new Wedgefield Apartments in Hoke County, half way between Raeford and Fayetteville. Here, you'll gain a central location and desirable amenities for an affordable price.
We offer 1 bedroom apartments with spacious floor plans. Every apartment boasts must-have amenities like a private patio or balcony and full size washer/dryer hook ups. Even better? We pick up the tab for water, sewer and garbage.
Our building is also energy-efficient to help keep your energy bills as low as possible. And since it's brand-new, you can expect everything to be pristine and in perfect working order. Of course if you need assistance, our professional 24-hour maintenance staff is just a phone call away.
And you can't beat our location just off US 401 and about 10 miles west of the All American Expressway. Our residents hop over to the Cross Creek Mall for shopping, travel west to downtown Raeford for classes at Sandhills Community College, or take the short drive to work at Cape Fear Valley Healthcare. You can also zip to downtown Fayetteville in under 20-minutes and Fort Bragg in under 10-minutes.


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I've been thinking about my life a bit…
I married the guy I dated at the end of college. We have three boys who somehow all resemble my husband, I thought my genes would be stronger. I drink my coffee with more creamer than coffee. My alarm clock is set for 5:10am Monday through Friday. I blowdry and straighten my hair every third day. I can't remember the lyrics to any songs other than Jingle Bells and Our God is an Awesome God. I check my weight by how tight my jeans are and 99% of the time my toenails are polished . I love asparagus and spinach but loath broccoli and brussel sprouts. Most mornings I hop I into my SUV and drive my kids across town to the the top-rated schools in our city. On special days, we stop by Starbucks for hot chocolate and bagels, as well as picking up a latte for the teacher. I get to walk my kids to the gate or doorway of school each morning. I enjoy cooking and am currently lusting over the LeCreuset dutch oven at Williams-Sonoma. I don't own a food processor and think that's a crime. I've never gone hungry a day in my life. My boys have two sets of grandparents who love them like crazy and spoil them rotten. (My 3 year-old thinks life's biggest injustice is that he doesn't have a $100 bill.) All while they have so many toys, they don't even know that I stash some of them away. My hands are always dry because I wash them too much. I have anti-bac/soap/wipes in the diaper bag, in my handbag, at every sink in the house, at the diaper station, in the cabinet by the toilet, and strategically placed at 4 separate places in my car. ( A little OCD?) Last week my biggest travesty was that holes broke through on my designer jeans. Not those jeans.
As I type this on my fairly new laptop, the current book that I just received from amazon is sitting on the arm of my chair. My cell phone is a foot away along with my DSLR camera and make-up bag. Note, there is no Target make-up in that bag.
I live in the perfect American box.
Husband, check.
Kids, check.
Home, check.
Car, check.
Two dogs, check.
College education, check.
Credit cards in wallet, check.
Completely unsatisfied and always wanting more, check, check, check.
I believe its time for a change. I don't like the sort of change I feel coming on. You know, sometimes Jesus prompts us a little out of our comfort zone so He can do great things. Yeah, I'd much rather say I'll see you after a trip to Nordstrom .


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Modern is the most popular way of bedroom decorating a room for the trend of today. Modern bedroom facility is very simple to make and easy to look all carefully planned design for your modern bedroom. By following these basic elements of modern design (colors, style, furniture and accessories), you can book a room well designed and can get an idea of decoration modern bedroom come to life.
The bedroom is your own private place, and you need to decorate it. Choose a style you like and create it in your room for a unique look that is all yours. If you like the convenience of design, such as in a modern style is a perfect choice to decorate your room. One way to relieve themselves in the decoration of the bedroom is to start with the walls and adding a beautiful art, which is the limit when decorating your room with artwork of your imagination. Perhaps you find yourself with a modern bedroom decorating idea that you saw in a magazine-inspired designer and television. Here we also try to make to you is inspired collection of 12 design ideas modern bedrom a perfect room.
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Economics 2017/2018
- Taught in Portuguese
- Both continuous and final Assessment
- Introduction
- Syllabus
- relevant skillset
By the end of this course, students should be able to:
1. Characterize political economy as a social science, defining its object and methodology.
2. Define the key assumptions of political economy.
3. Understand the scope of Macroeconomics, the current system of measuring economic activity, and the main
variables of reference for the macroeconomist.
4. Understand the basics of the functioning of markets in perfect competition as well as the consequences for
the markets of state intervention.
5. Characterize the main lines of economic thought.
Recommended Prerequisites
Teaching Metodology
Lectures will mainly follow the expository method. At the same time, students' participation will be encouraged
through discussions, opinion expression and analysis of relevant documents, including quantitative
macroeconomic data and reference works to assist in the presentation of the syllabus' contents.
In practical classes, contents will focus on the introduction of theoretical knowledge and its application through
Additionally, students are expected to conduct their own research activities and to study autonomously.
Body of Work
I. A economia política
II. Pressupostos fundamentais
III. Macroeconomia
IV. Microeconomia
V. A evolução do pensamento económico
Recommended Bibliography
Denis, Henri. (1990) História do Pensamento Económico. Lisboa: Livros Horizonte.
Mankiw, N. Gregory. (2014) Introdução À Economia. São Paulo: Cengage Learning. Tradução da 6ª Edição Norte-americana.
Samuelson, Paul e Nordhaus, William. (2009) Economia. Lisboa: McGraw-Hill, 19ª edição.
Soares Martínez, Pedro. (2010) Economia Política. Coimbra: Almedina, 11ª edição.
Complementary Bibliography
Brue, Stanley. (2005) História do Pensamento Económico. São Paulo: Thomsom.
Lopes, José. (2006) A economia portuguesa desde 1960. Lisboa: Gradiva.
Nunes, António. (2013) Noção e Objecto da Economia Política. Coimbra: Almedina, 3ª edição.
Weekly Planning
Theoretical classes
Lecture 1:
Presentation: objectives, program, evaluation and bibliography
Lecture 2:
I. Political Economy
1.1. Concepts
1.2. Object
Lecture 3:
1.3. Methodology
Lecture 4:
II. Fundamental concepts
2.1. Economic necessity and economic good
Classroom 5:
2.2. Economic Utility.
Lecture 6:
2.3. Economic cost.
Lecture 7:
2.4. Economic value.
Lecture 8:
2.3. Fundamental economic problems
Lecture 9:
2.4. Demography and economic process
2.5. Economic development
Lecture 10:
V. The evolution of economic thought
5.1. Classical and Middle Ages
Lecture 11:
5.2. Mercantilism
Lecture 12:
5.3. Physiocracy
Lecture 13:
5.4. Liberalism
Lecture 14:
5.5. Socialism
Lecture 15:
5.6. Marginalists
5.7. Keynesianism.
Practical classes:
III - Macroeconomics
Lesson 1: The Macroeconomics
Lesson 2: Supply and Aggregate Demand
Lesson 3: Macroeconomics and Measurement of Economic Activity
Lesson 4: Consumption and Investment
Lesson 5: Economic Cycle and Aggregate Demand
Lesson 6: Currency and Financial System
Lesson 7: Monetary Policy and Economic
IV - Microeconomics
Aula 8:
4.1. Law of Demand and Demand Curve
Aula 9:
4.2 Law of Supply and Supply Curve
Aula 10:
4.3 Market Equilibrium and Social Welfare
Aula 11:
4.3 Market Equilibrium and Social Welfare
Aula 12:
4.3 Market Equilibrium and Social Welfare
Aula 13:
4.4. Price Elasticity of Demand and Price Elasticity of Supply
Aula 14:
4.5 State Intervention - Taxes, Subsidies and Price Fixation
Aula 15:
4.5 State Intervention - Taxes, Subsidies and Price Fixation
Demonstration of the syllabus coherence with the curricular unit's objectives
Contents were prepared to meet the objectives identified for the course. In this sense, Chapter I of the contents
will promote the achievement of objective 1. Chapter 2 will address objective 2. Theme 3 will respond to
objective 3 and Chapters 4 and 5 are intended to achieve objectives 4 and 5, respectively.
Demonstration of the teaching methodologies coherence with the curricular unit's objectives
In order to achieve objectives 1-5, classes will mostly consist of the expository method, in which students will
have room for discussion. They will also be able to read previously provided texts relevant to the issues under
analysis. When contents so justify, especially those related to objectives 3 and 4, a more practical component
of problem solving will be introduced. For all the objectives, students are expected to conduct independent
study and, in order to consolidate their learning, in-class debates will also take place.
|relevant generic skill


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Political Tensions Continue to Affect the US Workforce
Wayne Hochwarter, a professor at Florida State University's College of Business who specializes in organization behavior, conducted a field study this summer as part of an ongoing project on the anxiety-inducing effects of political conflict, in which he surveyed 550 full-time workers across the US about a variety of work-related issues, how politics are affecting their day-to-day interactions in the workplace. Discussing his findings at the Conversation, Hochwarter reports that he found evidence of heightened political stress, which correlated with negative workplace outcomes:
Twenty-seven percent of the participants agreed or strongly agreed that work had become more tense as a result of political discussions, while about a third said such talk about the "ups and downs" of politicians is a "common distraction." One in 4 indicated they actively avoid certain people at work who try to convince them that their views are right, while 1 in 5 said they had actually lost friendships as a result. And all this has serious consequences for worker health and productivity.
Over a quarter said political divisions have increased their stress levels, making it harder to get things done. Almost a third of this group said they called in sick on days when they didn't feel like working, compared with 17 percent among those who didn't report feeling stressed about politics. A quarter also reported putting in less effort than expected, versus 12 percent. And those who reported being more stressed were 50 percent more likely to distrust colleagues.
Hochwarter's field study relied on student-recruited sampling, so he acknowledges that his respondents may not be representative of the entire country; his findings are consistent with what other surveys have found over the past two years, as well as with the widely-recognized atmosphere of heightened division and polarization in American politics today, and particularly since the 2016 presidential election.


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Reminder: Kill A Kit Challenge Ends Tonight!Thursday, December 05, 2013
Hello dearies! Happy Friday Eve! I just wanted to drop in and let you know that Heather and I have extended our challenge deadline for one day. So, you have until tonight to link up your projects for the Kill A Kit Challenge. The layouts, card, and mini cards above was what I created using the September Citrus Twist kit. We will be choosing a winner tomorrow for a $5 gift card and will also be posting a new challenge!
REMEMBER: Your linked project does not have to be a new project; it can be a project you have completed in the past. Also, your kit can be a kit that you put together yourself. It does not have to be a pre-packaged kit. That should make it easy peasy to link up! We just want to see what you create! Stop in tomorrow to check out our new challenge!
Kelster Jean
6 comments
Love all your projects, that bunny layout is my favorite!ReplyDelete
Wow, you sure got a lot of projects out of this! The bunny page is adorable!ReplyDelete
These are all beautiful!!! LOVING the hearts on the first one!!!ReplyDelete
Great projects! Really love all the hearts on the first one!!ReplyDelete
Great collection of projects ! especially love the first one with the hearts border...ReplyDelete
what a fantastic way to kill the Sep CTK kit !ReplyDelete


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Seniors & Aging
Hey, we're still disinheriting our kids!
Remember? Almost two years ago, we did a series of three segments about how we blunder into disinheriting those whom we long the most to pass our fortunes on to, however affluent or modest, -- our beloveds, children and all our other loved ones. I thought we'd pretty well covered the ways that we inadvertently screw up our estate plans and aspirations.
But, lo and behold, readers and OLLI students -- bless your hearts for 'fessing up -- you keep on revealing more blunders that lead to broken bequeathing. Many would be worthy of "clever creative scheme status" if only they'd been knowingly, willfully and deliberately contrived. We're adept at sabotaging our own plans, and of course our loved ones suffer the consequences.
For example, R suffered a sudden mind-numbing stroke, rendering him totally unable to manage his own affairs. His loving children rushed in to take over and to manage his personal business, and they encountered a nightmare of record-keeping chaos to wade through. They might never discover the assets that no records in the mess disclosed. Such cases enrich state abandoned property offices, bulging with financial accounts and property titles escheated to them by providers because no one in cases like R's knew they existed.
M and her attorney meticulously created an awesome estate plan, and the attorney expertly administered the estate as personal representative and trustee. Even so, years after closing, an overlooked securities account surfaced, but to re-open the estate and process this surprise would have cost more than its value.
Oh, if only R and M, while they were still lucid, had pursued the detective-work of "discovery" diligently, probing every imaginable source of clues to discover and document assets and liabilities — even under the car seat, behind the desk drawer, line items on old checkbook registers, querying associates and the professional team, checking the bank for clandestine safe deposit boxes, and many more! And then -- Oh! if they'd just organized it all into one single-source comprehensive reference, an estate operators' manual, sometimes appropriately and fondly labeled the "Mayday and Doomsday File"!
We frequently re-visit another frequent and tragic disaster. You, too, might have witnessed this one happen, too:
Perplexed T recently e-mailed me, wondering how it could happen that her dear friend unwillingly had to endure a long, hopeless, expensive final illness that also consumed the precious assets that she longed to bequeathe to her beloved partner and children. To prevent exactly that, Friend, long ago and before moving here, carefully and adamantly had mandated "pulling the plug", by specifically and aggressively creating her advance medical directive "living will".
All of her advisers correctly assured her that the directive was valid in South Carolina, because it was valid in the residence state of origin. Despite that, the medical providers here declined to honor it. Beset with their profession's ethical and legal liability issues, they were reluctant to rely on it because it didn't contain all of the advance directive provisions that South Carolina's expansive statutory guidelines proclaim.
The failure? No one had advised T that, for the advance medical directive document "valid" very frequently doesn't mean "acceptable". Knowledgeable planners here advise replacing "imported" advance medical directives with the model South Carolina instrument, using South Carolina-resident notary public and witnesses, and then making it even more compelling by recording it at the Recorder of Deeds Office.
E tells us of the phone call that she received from a credit card company a few weeks after her mom died. The caller firmly informed E that she was legally liable for Mom's unpaid substantial account balance under the state filial responsibility law and would be expensively sued if she did not remit immediately. They even offered to provide "official documentary evidence" of the obligation. Unfortunately, responding to the convincing and clever impositions of guilt, fear, and grief emotions, many families comply. Level-headed E responded appropriately: "Click".
For claims that aren't fraudulent, the accepted universal creditor procedure is to bill the estate, not the family, and in writing, providing evidence. A family member isn't personally liable anyway, even in filial responsibility states, unless co-signed, subject to a state spouse law such as in a community property state, or is an estate fiduciary who willfully acted improperly. Of course, jointly-owned assets and business partners' personal assets are vulnerable to legitimate creditor claims, which is why our gurus advise us against using those risky forms of ownership.
An interesting trivia-bit: What's "filial responsibility"? A state law that holds a person's children responsible for their living expenses, seldom if ever enforced, and swiss-cheesed with exceptions and loopholes. South Carolina doesn't even have one.
Seen this happen, too? C brought his property will into his second marriage. "Why should I mention V (second wife) in my will? All my stuff should go to my kids and grandkids. She's got her own money and benefits, and she agrees." So often this happens in blended family re-partnerships, where "dynasty wealth" is an issue.
Here's why, C: If V changes her thinking, you will have deprived your progeny of a big chunk of that wealth. V can invoke South Carolina's Omitted Spouse Option, entitling her to half of your probate estate. At least, if you codicil the will or re-write it, mentioning her, even to say that V gets nothing, she can claim only one-third, under the Elective Shares Option. Alternatively, to stonewall V's eligibility for both of those options, you might be able to "bulletproof" your dynasty-wealth intentions via joint ownership, a trust, a pre-nuptial agreement with V, gifting, and a bouquet of other tools.
See what you're missing, C? The time (sacrificing only a couple of rounds of golf) and fee investment (equal to a few payments on the new Lexus) that you could make in engaging a professional estate planner could be miniscule, compared with the loss that you're setting your dynasty up for.
And we're far from done! More adventures next time, including world-champion bequest bungler H's bucket-list of screw-ups.
Contact Gary Newman at firstname.lastname@example.com. Your ideas and comments are always welcome.


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Marquetry School #1: First Students Tomorrow
My first marquetry course starts tomorrow morning. I've been preparing for a couple of weeks and I think I'm as prepared as I could be. The classroom The textbooks The work areas Glue making, packet assembly and mounting board materials The packets for the first étude. They get a choice of colour combinations Hammer veneering materials Wish me luck! Thanks for looking Paul


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Eugène GRASSET Calendrier "La Belle Jardinière" 1896
5 comments:
and if you notice the dresses, you can see the zodiac signs simbols of the respective monthReplyDelete
Yes Pati, there's really interesting details in all these pictures!ReplyDelete
- AnonymousSeptember 23, 2012 at 11:38 AM
To Pati: You can also notice the references to the history of art. The August sheet, for example, is van-Gogh-like (check the clouds e.g.) and if you also take a look at the gesture of the figure and her hair you will easily recall Botticelli's "Birth of Venus".ReplyDelete
- AnonymousMarch 26, 2013 at 6:33 AM
I found an incomplete set of these images as postcards, printed in West Germany. My research shows the images were created for a calendar, were they ever used in an architectural setting? I thought that might explain the empty space on one side of the image.ReplyDelete
thanks for your thoughts, CReplies
Yes, this is a calendar :)Delete
Subscribe to: Post Comments (Atom)


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The Bacon Festival of America is back for a second year — with a new venue in San Jose (Plaza de Cesar Chavez), a two-day schedule (Friday and Saturday) and twice as many food trucks and bands.
Eating, entertainment and shopping runs 3 to 9 p.m. Friday, after which attendees can move to the special viewing area to watch the downtown Fourth of July fireworks show.
On Saturday, the event runs noon to 8 p.m. Look for bacon in savory and sweet treats and portions priced at $5 or less.
The Moveable Feast group is sponsoring the festival; admission is $10 in advance for adults and ages 12 and up, $12 at the gate. Get tickets at http://sjbacon.com.


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Thanks to Roo!'s historic victory in the 2014 Westminster Kennel Club Dog Show last February, Stacey and Roo! have proven that mixed breed dogs, a.k.a mutts, and shelter dogs can compete with the best of them! Stacey and Roo! are from our neck of the woods, San Francisco, CA. Stacey is a longtime friend to Muttville Senior Dog Rescue and SFSPCA. Stacey is a professional dog trainer and owner of Go Fetch Dog Training. Ocean Blue is a proud graduate of six of Stacey's classes. We are ecstatic to bring you this interview with Stacey and Roo! and talk to them about the awesome victory celebrated by rescue dogs and their advocates around the world.
Questions for Stacey (interviewed by Marie)
Marie: First off, congrats on this historic win. I know you have won other prestigious titles, but did you know that this one was going to gain so much national attention?
Stacey: I had absolutely no idea. We were just going to New York to enjoy being a part of this historic event and of course, enjoy the city.
Marie: Can you tell us more about your competitive career? How long have you and Roo! been participating in national title competitions? what are some of the other titles you are most proud of?
Stacey: We have been competing nationally for two years. In 2012, we made it the finals at AKC Nationals and placed 5th. At the end of year, Roo! won AKC Invitationals and a few months later, she won AKC Nationals 2013.
Marie: You are also a fairly accomplished trainer and instructor of agility and obedience. Aside from your own private training through your own business, Go Fetch Dog Training, you teach at the SFSPCA. Do you have a relationship or history with them?
Stacey: Yes, I have been a long time supporter of the SF SPCA. I started out as a volunteer working with dogs and cats. Later on, I attended the Jean Donaldson Dog Training Academy in 2006 and then interned at the SF SPCA Behavior and Training Department. I then got hired to work there in 2007. During that time, I met Roo!.
Marie: In addition to the SFSPCA, you also volunteered for years for Muttville Senior Dog Rescue. Can you tell us more about that?
Stacey: While working at the SF SPCA, I met [Muttville founder] Sherri Franklin. I have a real love for senior animals and loved the work that her rescue was doing. I helped get its Volunteer program running because they were growing so fast.
Marie: Your involvement in the rescue community seems an important part of your life and career, tell us more.
Stacey: I always been a huge supporter of rescue organizations. There are so many wonderful and talented animals that need homes.
Marie: Its so interesting to see the nicknames and monikers used in the press and media that describe a mixed breed dog - from mutt to "All American", the newly coined phrase used by Westminster Kennel Club. What does it mean to you to have a mutt?
Stacey: I really don't put too much thought in what kind of dog Roo! is ... she's just Roo!
Marie: Also what does it mean to you that the rescue community has declared Roo! to be the hero and role model for mutts and rescue dogs?
Stacey: I am honored. Roo! and I have worked hard over the years. I certainly hope we represent the community well.
Marie: What is your personal opinion on how Roo!'s accomplishment has impacted what people think about shelter dogs?
Stacey: I hope this encourages people to check out shelters or rescue groups for a companion. I also hope that people really think about what kind of dog is a good fit for their lifestyle. Roo! was returned twice because she was not a good fit for the adopter's home.
Marie: What is next in line in your competitive career?
Stacey: We are headed to AKC Agility Nationals today!
Marie: Although we aren't interviewing the other mutt love of your life, Penny (pictured with Roo! in photo above), can you tell us about the great work you have done with her? I recall she was a former laboratory dog?
Stacey: Penny is the other love of my life. She is my 16.5-year-old Beagle mix. She was rescued from a research lab and I adopted her when she was 6. She was an extremely fearful, under socialized dog when I adopted her. It has been amazing to watch her just become a dog these past 10 years.
Questions for Roo! (interviewed by Ocean Blue)
Ocean Blue: Roo!, what an honor it is to interview you! I must say, you were always modest in group classes when my instructor/your mom Stacey was teaching us and you were always the demo dog. Tell me what your life is like today post-Westminster and your fancy press coverages, like Good Morning America and NBC Nightly News with Brian Williams?
Roo!: I'm still Roo! I still love to chase squirrels and roll in whatever is on the ground. I even like to remind my mom that I still can misbehave in the car. I have to maintain some level of naughtiness. :-)
Ocean Blue: So you were lost at McLaren Park in San Francisco when you were just a pup? What did you think of your human Stacey when you first met her?
Roo! Too many rules! And she took my freedom away. Although, she did play and give me lots of cookies... so she must not be too bad.
Ocean Blue: I keep hearing in the news that you were returned twice because of your "high energy" personality? How would you describe yourself?
Roo!: I would consider myself a fun loving gal. I like to keep myself busy.
Ocean Blue: When you and Stacey first started to learn agility stuff together, what was that like for you?
Roo! When I first started agility, I was a fearful dog because I had been attacked a few times at the park. My mom and I were just doing it as something fun to do together and to get my confidence back. I love to run, jump and eat cookies so it seemed like a perfect fit for me.
Ocean Blue: I am sure you plan to use your new found celebrity for good. Do you have any plans or ideas about how you can be a role model for shelter and rescue dogs?
Roo!: We (dogs) like to do stuff so I hope this encourages people to get more involved with their own dogs.
Ocean Blue: Last but not least.... what is your all-time favorite trick? Do you think you can teach it to me?
Roo!: I have so many but probably the one that I do the most is jumping in the air to give my mom a smooch. I like to jump and she likes the smooch so it is a win/win for us both. Of course, I can teach you!


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The news of the world "newspaper" did a "reveal" of Top Gear's "The Stig" character – so many quotes, but Stig is just a name, they didn't actually reveal who it was, and I'm not sure they're really a newspaper 😉
At least. They say that they didn't reveal who it was, but if you go to the story you'll see they have a picture of "the Stig" showing just his eyes – apparently giving a clue to the readers. If you don't want to know who they think the Stig is, don't click "More".
I noticed that the picture of this "Stig" is actually just an incredibly bad fake. What they've done is taken a picture of who they think the Stig is, and photoshopped his face behind the mask, adding a rubbish shadow to try to make it look real.
So who do they think the Stig is? They think it's Ben Collins. Because all they did was take a publicity photo of Ben from a website and photoshopped it in:
Apologies for the rubbish image, but I did my best in the Gimp (an image editor for those who don't know). They've recoloured his face slightly, and I might not have it lined up just right, but if you watch the eyes as it fades it's clearly not just the same person but the same exact picture.
Well hidden, Not(W).


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Next week marks the second anniversary of the Affordable Care Act (ACA), the federal health reform legislation. Although not yet fully implemented, millions of children have already benefited and millions more will be helped as additional benefits take effect in 2014.
But these gains and a number of Medicaid protections that millions of Americans rely on could all be erased by challenges to the ACA and Medicaid in the U.S. Supreme Court this month. Some health reform opponents seek to undo decades of progress, which would have far-reaching impact on children and an especially devastating impact on children of color.
Positive impact
The ACA protects and strengthens Medicaid and the Children's Health Insurance Program (CHIP), which have been lifelines to millions of children and their families especially in the current recession. In the last year, more than 1.5 million children gained health coverage through Medicaid and CHIP, bringing the number of uninsured children in America – still far too high – to the lowest on record even before many of the benefits of the new law kick in.
Under the ACA, Medicaid will see the largest expansion in 2014 since its creation in 1965, and Americans with incomes below 133 percent of the federal poverty level will be eligible for Medicaid coverage. This is crucial because before the ACA's enactment, Medicaid wasn't a guaranteed safety net available for everyone who fell on really hard times.
The ACA is especially important for children of color, who constitute more than half of all children enrolled in Medicaid and CHIP. Right now, shocking health disparities for poor children of color begin in infancy. Black babies are more than twice as likely as White babies to die before their first birthday and the Black infant mortality rate in 2007 was about the same as the White infant mortality rate thirty years ago.
One in six Hispanic children and one in eight Black children remain uninsured compared to one in 14 White children. Hispanic children are 76 percent more likely and Black children are 50 percent more likely than White children to have an unmet medical need due to cost, and Black and Hispanic children are almost three times as likely as White children to be in poor or only fair health. The fully implemented health reform law will help close these life and death gaps and must be preserved.
Helps insured
The ACA doesn't only help the uninsured; insured children and families have benefited. For example, private insurers are prohibited from taking away coverage when people get sick and refusing to cover children with pre-existing conditions. An estimated four to 17 million children under 18 have some type of pre-existing condition and up to two million were estimated to have been uninsured before the new law. And insurers can no longer place lifetime caps on coverage for sick children – a huge help for the millions of children with disabilities and chronic illnesses and their families.
Preventive health services like the multiple well-child visits children need to get immunizations and screens for developmental progress are now completely free for those covered and more than 14 million children have already benefited. Two and a half million young adults through age 26 have gained health coverage through their parents' insurance policy – a huge help for college students and young adults getting started on their own in this tough economic climate.
Must be protected
With full implementation of the ACA in 2014, more than 95 percent of all children in America will have access to health coverage. But as we celebrate this enormous progress, we must raise our voices to protect it as several key pillars of the law are being challenged in the U.S. Supreme Court this month. These challenges threaten the ACA and could jeopardize the entire Medicaid program and have far-reaching effects on other legislation including civil rights statutes, and important federal programs that offer core protections and services for poor children, those in foster care and others.
Medicaid is a vital safety net, strengthened by the new health reform law to provide a stronger web of support and protection for children and families. Add your voice in celebration and support of the Affordable Care Act and fight back attempts to weaken it.
Marian Wright Edelman is president and founder of the Children's Defense Fund (www.childrensdefense.org).


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Open Roads Incense Kit
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So, I've been a little quiet on my blog and Facebook and there's a great reason why. I have kind of a lot to catch you up on. Like, a lot a lot. I figure the best way to do so (given my already, shall we say, wordy tendency) is to break this into two different posts. So stay tuned for part 2 on Monday.
If you follow me on social media, you've already seen the teaser I released regarding a new company I've launched with the lovely Kelly Lewis of Kelly Is Nice Photography (pictured below-isn't she gorgeous!?!?) Our company is called Brides & Dolls and we specialize in providing a high-end wedding photography experience that goes far beyond just gorgeous photos. (Side note: Isn't that name adorable!?!? Kelly gets total kudos for coming up with it!)
How and why did this come about, you ask? Well, I launched Meagan O Photography back in November of 2010 as a wedding photography company. Six months after that, I was able to quit my last day job and go full time with photography. Through the next few years, I was blessed to work with the most incredible clients and capture thousands of beautiful moments for them. Around January 2012, I got to the point where I really couldn't take on any additional weddings each year. Well, that's not true. I could have taken more weddings, but at the expense of my customer service-which remains my primary goal within my business. I also didn't want to tip the work/life balance I've worked so diligently to protect and maintain. Y'all have seen my hot husband-gotta make time for those dimples!
That said, I realized I wasn't going to be able to feasibly add more clients and weddings to my workload without it costing me somewhere else. I then looked into hiring help, but I never found someone who was the right fit. At the same time, I was growing more and more in love with photographing women for glamorous portraits, but I just didn't have the time to market and grow that side of my photography. So, I continued to shoot the weddings I love and I took as many glamour & boudoir clients as I could on the side.
Then, it happened. On June 7, 2014, I asked Kelly if she could shoot a wedding with me. My original 2nd shooter had something come up last minute and though Kelly owns her own business, she came along and helped me out. She's an incredible photographer. In fact, she was actually my wedding photographer! How's that for an endorsement!? We had so much fun shooting that Charleston wedding that I remember driving home and jokingly mentioning to her that we should just make a new company and shoot weddings together all the time! Little did I know...
I invited her to shoot a few more weddings with me and I continued to marvel at how well we worked together. Then, as I began editing the images from those weddings, it became clear how perfectly we compliment one another with our differing shooting styles. My strength resides in my ability to capture the real, candid moments as they happen and my outgoing personality during the wedding day. Kelly's strengths are in covering all those gorgeous wedding details flawlessly and her romantic, creative ability to pose her brides so they look like they belong on the cover of a magazine. We really are the yin to each other's yang.
The other thing that I love about Kelly is that she cares every bit as much as I do that the bride not only gets gorgeous images, but that her wedding day experience is everything she dreamt it would be. There are plenty of photographers who aren't concerned with putting their client at ease, or making sure they're enjoying the picture taking process (something that accounts for hours of your wedding day). Working with someone who is consistently upbeat, positive and caring makes such a difference. And Kelly has positivity in spades.
It was from this place that Brides & Dolls was born. Oh, but don't you worry. Meagan O Photography isn't going anywhere (which I'll detail further on Monday-so stay tuned!) Please check out our site and like our Facebook page if you want to watch our crazy wedding adventures unfold! (Seriously. You should do this! And today is Kelly's birthday, so you can make that a present to her!) At the very least, it will be gorgeously entertaining!
Catch ya later, doll! :-)


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Real Estate Sewer Inspection
If you're selling your home or a commercial property, one part that requires inspection is the plumbing system. Having a real estate plumbing inspection done will help determine what your property is worth. A proper inspection will determine how well your plumbing system is working and whether parts need to be replaced or repaired. Having this inspection done is critical in preparing your property for sale, it shows buyers that there are no issues with the plumbing.
Pre-purchase Real Estate Sewer Inspection
A real estate plumbing inspection from Clog Pro can help determine if there is a problem with a drain or sewer line. We can even repair any issues we may find. An inspection can also help a buyer determine if buying will be a good investment. Purchasing property with a bad plumbing system is something a buyer wants to avoid due to the costs that go along with plumbing repairs. Having a plumbing inspection done before you sell your property is a good idea. You don't want any issues to show up during the buyer's inspection that can affect the final sale price of your property.
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Testing and Diagnostics Require Accuracy
Having a general inspection done can cause several things to go overlooked. This, in turn, can decrease the value of your property.
A plumbing company like Clog Pro will do an inspection to ensure that the sewer pipe is up to par. Clog Pro can perform a drain line camera inspection. This technique requires special equipment and should only be done by professionals.
Hiring a Professional Plumbing Service
Hiring a professional ensures that not only is the real estate plumbing inspection is done accurately and can give you post-inspection options. Either your plumbing will be great and require no fixes, or your plumbing will need some help. During the inspection, any required repairs or replacements will be discussed. It's important that you understand your options before taking action. Our team will walk you through the problems found and discuss all the options for repairs or replacements. We want your real estate deal to be successful.
Clog Pro has years of experience in handling any plumbing needs. We are happy to answer questions throughout the inspection. If your home requires further plumbing services such as repairing or replacing parts, we are happy to help. We will follow through with any extra services upon your decision. We may even be able to perform the repair on the spot since we are already there inspecting your plumbing and sewer lines. Let Clog Pro help with your real estate plumbing inspection. Give us a call today to schedule an appointment!
Real Estate Plumbing Inspection IN VANCOUVER WA AND PORTLAND OR


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World Cup 2018: SA stun Senegal as Uganda, Nigeria and Burkina Faso also win
- From the section African
South Africa, Uganda, Nigeria and Burkina Faso all recorded victories on Saturday as qualifying continued across Africa for the 2018 World Cup in Russia.
South Africa inflicted a first competitive defeat on Senegal since January 2015, winning 2-1 in Polokwane to go second on goal difference in Group D behind Burkina Faso who won 2-0 away to Cape Verde.
Algeria also suffered their first competitive defeat since the 2015 Nations Cup with a 2-1 loss in Nigeria.
The Super Eagles have taken a four point lead in Group B after Cameroon were held to a 1-1 draw by Zambia.
Uganda's recent resurgence continued with a 1-0 victory over Congo Brazzaville in Kampala to lead the Group E standings.
South Africa coach Ephraim 'Shakes' Mashaba knew that anything less than a win against Group D pacesetters Senegal would increase the pressure on him, after Bafana Bafana failed to qualify for the 2017 Africa Cup of Nations in Gabon.
The hosts took the lead in the 43rd minute after a contentious penalty was awarded for handball.
Thulani Hlatshwayo confidently shot past Abdoulaye Diallo to successfully convert the spot-kick and put South Africa 1-0 up.
Just minutes later, Bafana Bafana doubled their lead on the stroke of half-time thanks to an impressive individual goal from Thulani Serero to leave Senegal facing an uphill task.
Senegal grabbed a consolation goal 15 minutes from time through Cheikh Ndoye, but they could not find a path through a stubborn South African defence, to taste a competitive defeat for the first time in almost two years.
South Africa are second in group D after Burkina Faso went top on goal-difference with a 2-0 win away to Cape Verde.
First-half goals from Banou Diawara and Prejuce Nakoulma gave Burkina Faso the victory in Praia.
Chelsea's Victor Moses scored twice as Nigeria kept up their winning start to the group phase of 2018 World Cup qualifying with a 3-1 victory over Algeria in Uyo to make it two wins out of two in Group B.
The Super Eagles took the lead through Moses in the 25th minute, and they made it 2-0 just before half-time when another Chelsea player, John Mikel Obi, beat Algeria's off-side trap to slot home as Algeria's defenders stood and watched.
Algeria did have chances to get back into the game - the best of them coming from Nabil Bentaleb who missed from close range.
Bentaleb made amends mid-way through the second half with a powerful shot from 25 yards to make it 2-1.
That goal made it a frenetic end to the match, with Nigeria making sure of the three points with a third goal - a second from Moses - in stoppage time to win 3-1.
Nigeria have a comfortable cushion at the top of Group B, after Cameroon were held to a 1-1 draw at home by Zambia in Limbe.
Zambia took a shock lead through Collins Mbesuma in the 34th minute, with Cameroon's equaliser coming from the penalty spot, as Vincent Aboubakar struck just before half-time.
In a blow for Zambia, their influential TP Mazembe player Rainford Kalaba was booked with the Zambia FA confirming he will now miss their match against Algeria.
In Kampala, Uganda picked up three more points in Group E with a 1-0 win over Congo Brazzaville.
A goal from 18-year-old forward Farouk Miya in the 18th minute was enough to give the Cranes a vital victory which takes them to the top of the group on four points.
Miya, who plays for Standard Liege in Belgium, controlled the ball effortlessly to shoot past Congolese goalkeeper Mongondza Ngobo, and add another goal to his growing international tally.
Uganda had a wealth of chances for both Miya and captain Geofrey Massa, but the hosts failed to make the most of their opportunities in front of goal.
They were almost made to pay late on in the match when their Congolese opponents had a clear shot on goal, only for the Ugandan defence to clear it off the line.
Veteran Cranes midfielder Tony Mawejje was visibly upset when stretchered off with an injury midway through the second half, an incident that clouded an otherwise impressive afternoon for the hosts.
In Group C, Mali and Gabon drew 0-0 in Bamako, while Morocco and leaders Ivory Coast also saw out a goalless draw.
On Friday, the second round of group games got underway in Algeria where the Group A match between Libya and Tunisia took place on security grounds.
A penalty from Sunderland's Wahbi Khazri was enough to give Tunisia a 1-0 victory and take them to the top of Group A with two wins out of two.
Libya are bottom of the group after two consecutive defeats.
The other Group A game pits Guinea against the Democratic Republic of Congo - one of two African 2018 World Cup qualifiers on Sunday. The other Sunday fixture is between Egypt and Ghana in group E.
Only the five group winners will qualify for Russia 2018.


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SMBA Annual General MeetingUpdated Tuesday October 21, 2014 by Saskatoon Minor Basketball.
The Saskatoon Minor Basketball Annual General Meeting was held October 15th, 2014 at Walter Murray High School.
We had great attendance and made some much needed changes to our Bylaws. We also had some great discussions on other league related items.
For more details about this meeting please see the attached minutes and reports below.
Thanks to those that came out and gave much needed input to certain areas of our league. We very much look forward to the coming year and some coming changes.
|2014 AGM Minutes October 15th.pdf
|2014 AGM Reports.pdf


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What's In Store
Gymboree to close 350 stores, including three in the Charlotte region
The children's clothing retailer Gymboree announced this week it is closing 350 stores nationwide as part of a massive, previously announced restructuring. Six North Carolina Gymboree stores will close, including the one at Charlotte's Northlake Mall and at Hickory's Valley Hills Mall.
The company also owns the children's apparel store Crazy 8, and will be closing three North Carolina stores, including in Hickory's Valley Hills Mall. Gymboree's Janie and Jack brand is closing seven stores, although none are in North Carolina.
Gymboree did not say when the individual store closings would take place, but closing sales at the affected stores are scheduled to begin July 18, the San Francisco-based retailer said in a statement.
"With the right size store base, the company will be able to focus resources on locations with the greatest potential and improve the profitability of the overall business," Gymboree said.
Gymboree filed for Chapter 11 Bankruptcy last month. As part of an agreement with lenders and stakeholders, the retailer agreed at the time on a restructuring.
A full listing of the affected stores can be found on the company's website.
From Macy's to Hhgregg to The Limited, national retailers, pressured by e-commerce and changing shopper habits, have closed dozens of stores in the Charlotte area as they consolidate their overall brick-and-mortar footprint to cut costs.
Katherine Peralta: 704-358-5079, @katieperalta


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Gallery: Vintage hydro photos | Tri-City Herald
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Hydro Racing
July 23, 2009 07:53 PM
Gallery: Vintage hydro photos
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The KISW Miss Rock is lowered into the Columbia River during the 1981 race in Kennewick, Wash.
Crew members work on the U-15 Miss Burien during the 1979 hydroplane races on the Columbia River in Kennewick, Wash.
The U-26 Miss Tri-Cities is on display prior to the 1969 Atomic Cup in Kennewick, Wash.
Bill Muncey stands by the Atlas Van Lines during the 1975 Atomic Cup in Kennewick, Wash.
Crew members work on the Miss Shenandoah during the 1975 hydroplane races on the Columbia River in Kennewick, Wash.
Fans line up along the Columbia River shore in the pits to watch the U-12 Miss Budweiser and other boats prepare for the 1976 Atomic Cup.
The U-6 Lauterback Special heads out toward the race course during the 1975 Atomic Cup in Kennewick, Wash.
Bill Brow receives the trophy for winning the inaugural Atomic Cup in the Miss Budweiser in 1966. It also was the Budweiser's first victory on the hydroplane circuit.
The U-12 Miss Budweiser prepares to head out onto the race course during the 1976 Atomic Cup in Kennewick, Wash.
The crew of the U-25 Eagle Electric cheers as its boat returns to the dock in the 1968 Atomic Cup in Kennewick, Wash.
Crowds watch the 1968 Atomic Cup on the Kennewick side of the Columbia River.
The U-2 Miss U.S. cruises on the Columbia River during a race, probably in the 1970s.
The U-22 awaits its turn to go for a ride on the Columbia River during the 1976 Atomic Cup.
Billy and Cyndee Schumacher at the 1976 Atomic Cup race.
Jim Lucero, crew chief for the Pride of Pay 'N Pak, works on the hydroplane in 1975.
Water Follies President George Grant holds a checkered flag while Atomic Cup Chairman Jack Hamann holds a TV set. The pair waited July 11, 1968, for the arrival of the first hydroplane from Madison, Ind., with the winner receiving the TV.
Dwayne Hall, right, of Kennewick, holds a briefing session with some of the men who will help him conduct pit tours during the 1968 Atomic Cup. From left are: Ted Persons, Chuck Metully and Jack Shopbell, all of Kennewick.
The U-35 Atlas Van Lines races on the Columbia River during the 1968 Atomic Cup.
Fans crowd the Kennewick side of the Columbia River for the 1975 Atomic Cup.
Unlimited hydroplane drivers view the 1969 Atomic Cup trophy held by Claudia Cole, wife of executive secretary Phil Cole of the unlimited racing commission. From left are: Leif Borgersen, Notre Dame; Ron Kasper, The Wanderer; Bob Gilliam, Mister P's; Norm Evans, Park-O-Ring Miss; Tommy Fults, Pride of Pay 'N Pak; Bill Muncey, Miss U.S.; Dean Chenoweth, Myr's Special; Bill Sterett, Miss Budweiser; Walt Kade, Savair's Miss; and Jim McCormick, Atlas Van Lines.
No IPTC header information (caption) found.
No IPTC header information (caption) found.
Chip Hanauer pilots The Squire Shop in the 1980s.
The hydroplane Pay N Pak did a flip at the 1980 Water Follies on the Columbia River.
This photo of crowds at the 1979 boat races near the west end of Columbia Park was referred to as "Animal Village" by the rescue crew.
Driver Chip Hanauer swims past the Squire Shop in the 1980s Water Follies.
The U-1 Atlas Van Lines at the 1977 boat races on the Columbia River.
Spectators line the Columbia Park shore at the 1982 Columbia Cup boat races.
A driver waits to hear the results of his race in 1971.
Record-setting driver Bill Muncey is interviewed after a race in 1971.
Atomic Cup fans get a good look at boats in the far turn.
Jim McCormick, driving Miss Madison, greets spectators on the dock in 1971.
Fans stack up to get a bird's-eye-view of the Atomic Cup races in 1971.
The Thunderbird Parachuting Club performed at the Atomic Cup race. They did free-falls before parachuting into the Columbia River in this photo published on July 26, 1971.
A view of the Atomic Cup 1971 spectators on the Pasco side of the Columbia River.
On the dock at the Atomic Cup in 1971 was Miss Tri-Cities, Jayne Rogers, far left. Iris Fohman had her back to the camera.
Bill Brackett of Kennewick and his U-95, an exact scale model of the former turbine-powered unlimited hydroplane is shown in this photo published on July 18, 1980.
A hot day at the boat races and a hot air balloon are shown in this photo from the 1980s.
Bernie Little was the driver of the Miss Budweiser in the 1981 boat races on the Columbia River.
Jack Schafer ready to take off in U-17 Tempus in the Columbia Cup races in this photo published on Aug. 1, 1982.
In 1982 Ron Snyder was the driver of the Frank Kenney Toyota hydroplane.
Brenda Jones was the driver of the Miss KYYX in this photo published on Aug. 1, 1982.
Buck Thornton was the driver of the Aronow Unlimited in this photo published on Aug. 1, 1982.
George Johnson was the driver of the Executone in this photo published on Aug. 1, 1982.
This photo, published on July 30, 1982 shows the crew of the Squire Shop checking the damage after the boat caught fire and had to be towed in.
Scott Pierce was the driver of the Oh Boy! Oberto in this photo published on Aug. 1, 1982.
Tom D'Eath was the driver of the Squire Shop in this photo published on Aug. 1, 1982.
The Tri-City Radio Club helped out with communications at the 1983 Columbia Cup
This photo, published on July 30, 1983 shows Atlas Van Lines unlimited hydroplane driver Chip Hanauer posed on the boat before competing in a 2-mile world qualifiying record with a speed of 131.387.
Final standings were tabulated on the board at the Atomic Cup on July 25, 1971. Jim McCormick, driver of Miss Madison, and Bill Muncey, driver of Atlas Van Lines were tied at 1,000 points. Miss Madison was declared the winner since the boat won the last race.
Miss Madison is lifted out of the Columbia River after the last race on July 25, 1971.
Giving the victory sign and resting minutes following the final race on July 26, 1971 was Jim McCormick, driver of the Miss Madison.
Spectators at the 1971 Atomic Cup came in all sizes, shapes and apparel to enjoy the races.
Jim McCormick, driving Miss Madison, came along the bank approaching the pit area and waved to the crowd after winning the Atomic Cup on July 25, 1971.
Debbie Warren, Kennewick, posts one of the decals advertising the Atomic Cup unlimited hydroplane races in this photo dated June 19, 1969.
Several can and glass recycling "centers" did a big business at the Atomic Cup in 1971. Many spectators carted empty containers to the cetners. Thousands of cans and bottles were collected and hauled off for recycling.
Unlimited hydroplane racing, featuring the fasted boats in the world, brought thousands of persons from throughout the Northwest to line the shores of the Columbia River during the Water Follies. This photo, published in1971 noted that this was the sixth running of the Atomic Cup race in July.
Hydroplane race fans lined the shore of the Columbia River and many chose to cool off in the water in between races. This photo was published in 1988.
Onlookers enjoyed the rooster tail of an unlimited hydro in this photo from the 1960s.
Duane Roppe applied the finishing touches to the paint job on the Tri-City-sponsored unlimited hydroplane Tri-City Sun in Pasco in this photo published on Sept. 23, 1965.
Cy Jannke, Richland, showed his 40-inch radio-controlled model hydroplane to queen candidates Janie Bartley, left, and Dianne Boutelle in this photo dated July 7, 1969. Jannke was among model-makers from the Tri-Cities, Portland, Seattle and Spokane who ran model sea-planes and hydros in a "Water Follies Run-for-Fun" meet that day.
Hydroplane fans who surged into Columbia Park to view the races on July 18, 1968 didn't need to stop at home first for breakfast. Pasco-Kennewick Rotary Club members prepared a pancake and sausage breakfast and expected to serve 3,000 meals. Shown are Howard Mackenstadt, left, and James Liebold, right are shown practicing their hotcake technique on a couple of willing eaters, Jerry Johnson, second from left, and Orville Marshall.
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Members approved two resolutions during the 2009 Annual Meeting. The first thanked Ernst Benjamin for his service to the Association in many capacities over the years, most notably for ten years as general secretary and most recently as interim general secretary. The second expressed support for the option for jury trial in the Whistleblower Enhancement Act of 2009. The act would expand opportunities for whistle blowers to press suit by allowing their cases to be heard in any federal appeals court.