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A Kenyan Builds Africa First Flying Drone Taxi - Photos and Video
Africans are intelligent, creative and smart set of people who are doing great things all over the world. Such can said for this Kenyan who developed the first passenger drone in Africa.
Morris Mbetsa, a mostly self-taught inventor, and electrical engineer has built the first passenger drone in Africa. Inspired by companies like Uber and Volocopter, Morris set out to create this prototype to show the world that the people in Africa have the brain power to develop passenger drones, and ultimately to be the first nation in the world with flying taxis.
Morris explains how the different components of the drone, such as the electronic speed controllers (ESC), custom-made aluminum and steel motors, flight software, carbon propellers and batteries work together to create a passenger drone that can be flown autonomously, remotely or by manually with a joystick.
According to Morris, The drone we see in the video is not the final product but an open prototype that provides quick access to the various wires and components so that monitoring the operating temperatures and any troubleshooting of the hardware can be performed quickly and easily. After two successful test flights and post-flight checks
When asked what he wants to achieve with this project, Morris responds by saying that he not only wants to show that the people in Africa have the brain power to take things to the next level but also that flying taxis make a lot of sense in a country like Kenya where the roads are notoriously bad and suffer from flooding. Morris envisions his passenger drone first to be used for tourist flights over and around Nairobi and later on possibly in search and rescue missions. Ultimately he would like to see his passenger drone being used like Uber with an app on your phone and at a price that makes the service available to the masses.
See more pictures and video below..
Watch the video below...
Footage Courtesy:
Kenya CitizenTV

subset: commoncrawl


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Luyi Chan
Local Principal
Wong & Leow LLC
Luyi Chan is a local principal in Baker McKenzie Wong & Leow. She is a corporate and real estate lawyer with extensive experience in domestic and cross-border mergers and acquisitions, and property acquisitions and disposals.
Practice Focus
Luyi focuses on corporate acquisitions and divestitures, joint ventures, corporate restructuring and corporate advisory matters. She advises a broad range of local and multinational clients in various industry sectors, including retail, automotive, manufacturing, technology consulting, biotechnology, aerospace and real estate.
Representative Legal Matters
Mergers and Acquisitions
- Acted for Kirin Holdings on its acquisition of 14.7% total shares in Fraser and Neave, a leading food and beverage company in Singapore and Malaysia, for JPY 84.6 billion.
- Acted for Hitachi Consulting Corporation on its acquisition of Stone Apple group, a consulting firm head-quartered in Singapore, which has subsidiaries in the US, Brazil, Malaysia, Thailand, Vietnam, Australia, Japan and Indonesia.
- Acted for Rockwool International on its acquisition of CSR's Asian stonewool insulation business.
- Acted for Computer Sciences Corp on its divestment of its businesses in Singapore and Malaysia to Techno-Solutions and ITOCHU.
- Acted for Pandora Jewelry Asia-Pacific Limited on its acquisition of the sales and distribution businesses in Singapore, Hong Kong and Macau of jewelry and related accessories under the "PANDORA" brand from the existing distributor.
Real Estate
- Acted for Gaw Capital on its SGD 203 million acquisition of Big Hotel, a 308-room property in Singapore.
- Acted for Homax Development in the acquisition of a property holding company owning a commercial building in Singapore.
- Acted for M&L Hospitality Trust on the disposal of Ibis Singapore Novena and the hotel operating business to Alpha Investment Partners.
- Acted for Park Hotel on the sale of Park Hotel Clarke Quay to the Ascendas Hospitality Real Estate Investment Trust, and advised on a 10-year master lease agreement to lease the hotel.
- Acted for Fine Grain Properties on a 25-year build to suit and hotel management agreement with the Whitbread Group with performance guarantees.
Professional Associations and Memberships
- The Singapore Academy of Law - Member
- The Law Society of Singapore - Member
- Singapore (2007)
- University of Nottingham (LLB) (2005)
- English
Baker & McKenzie.Wong & Leow is a member of Baker & McKenzie International, a Swiss Verein.


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We specialize in creating custom arrangements of orchids for wedding receptions, fundraisers, special events, or simply for personal enjoyment in the home or business. Our orchid arrangements are made using all natural materials and living orchid plants. Delivery is also available to help facilitate your special occasion.
Our unique orchid arrangements can also serve as beautiful long-lasting floral displays for a home or business environment. To learn more about our monthly orchid rental program, please visit our Orchid-a-Month page. Our custom floral arrangements feature:
- Seasonal compositions created with living orchids and other natural materials
- Individualized arrangements to match a particular theme
- Centerpieces made with your favorite container
Please contact us for further details on pricing and availability.


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Valerie is a corporate and securities associate in our Silicon Valley and San Francisco offices.
Valerie joined the firm in 2017 and specializes in the representation of emerging growth companies throughout their lifecycles.
Valerie represents a wide variety of technology companies from consumer internet, software, telecommunications, and entertainment technology industries, as well as a number of leading venture capital firms.
Prior to joining the firm, Valerie was an associate with Hogan Lovells in San Francisco.
- Georgetown University, J.D.
- Harvard College, B.A., Biochemistry
- California


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Get involved
We are working on developing an accessible list of ways for new members to get involved. Some ministry opportunities require six months of consistent attendance at Resilient Life Church for the safety and accountability of all involved. If you would like to serve at Resilient Life Church, please speak to one of our staff members on Sunday or email us so we can discuss your spiritual gifts and how you can use them at RLC.


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This Week in Photos | Long Island Family Photographer
Just a few photos this week. We didn't venture out of the house much because it was so cold. I need to get back into the routine of just even shooting photos around the house. I can't believe how the events of the last six weeks or so have just thrown my routines upside down. I still feel like I'm playing catch-up.
I took a few photos while walking home from our Parent/Child class on Monday. The last days of fall. Its been raining and now all the leaves are off the trees.
Lila had a rough doctor's appointment on Tuesday. Lots of tears. Afterward we hit Panera for some medicinal grilled cheese and then Target, where she got a new Little People tractor. She passed out on the ride home and slept for the next three hours. She didn't even wake up when I changed her diaper.
Its hot cider weather. Yum.
Heading into work:
Its dark now between shows on a Saturday. Cold wintery Manhattan:
Even in the cold, we have to get outside sometimes. Lila is still enjoying her sand table even in the winter - and one day she helped clear leaves from the walkway!
The hoildays are approaching and Long Island is getting festive!
Enjoy your Thanksgiving tomorrow everybody!


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King Henry VIII accused his second wife Anne Boleyn of infidelity, although the truth in that accusation is disputed as Henry probably got rid of her so he could move on to his next prospect, and those accusations began the process that ended in Anne losing her head. Whether or not she put herself around in real life is open to debate, but in the afterlife she seems to be living up to expectations.
On the 19th of May 1536 Anne was put to death (sorry... hacked to death by a sword) on Tower Green by the Tower of London. But such a trifling incident was, it would seem, not going to get in the way of Anne Boleyn living her afterlife to the fullest.
In 1817 a sentry at the Tower encountered Anne's ghost. So shocked was he at her appearance, that he shortly afterward suffered a heart attack and died. She next made her appearance in 1864 when:
"a soldier encountered Anne and fainted, he was then court-martialled for being found asleep on duty. The soldier at his post near the Lieutenant's Lodgings was met by a white figure, and made the appropriate challenge, "who goes there?". When he received no response he trust his fixed bayonet into it. He recalled a piercing shock when a "fiery flash" ran through his weapon, dropping his rifle and then no more. At his trial the sentry described the spirit, "It was the figure of a woman wearing a queer-looking bonnet, but there wasn't no head inside the bonnet." Many witnesses came forward with testimony of having seen a headless spirit that evening near the Lieutenant's Lodgings. The most sensational testimony was that of an officer who had been in his room in the Bloody Tower. Having heard the challenge he went to his window and saw the whole scene exactly as the sentry had described and added that the headless spectre walked through the bayonet and then the sentry who collapsed. The court-martial found the soldier not guilty and he was acquitted."A similar incident occurred in 1933 when she was again challenged by a guard, and promptly walked straight on to his bayonet. He made a "tactical withdrawal" and fled screaming to seek help.
If the stories are to be believed she is most likely to be encountered in the corridors of the White Tower, which is in fact not a tower as popularly known but the large white square building many refer to as the Tower of London. As an aside that is quite wrong, the Tower of London is in fact a complex of buildings surrounded by walls and a moat.
Others say you're more likely to find her proceeding from the Queen's House to the Chapel of Saint Peter ad Vincula and then up the aisle to her grave.
But don't worry if you miss her there. Head down to St. James Palace and to the Chapel Royal. Here's an account of a Captain of the Guard who having seen a light burning in the locked Chapel in the night, found a ladder and saw this scene:
Slowly down the aisle moved a stately procession of Knights and Ladies, attired in ancient costumes; and in front walked an elegant female whose face was averted from him, but whose figure greatly resembled the one he had seen in reputed portraits of Anne Boleyn. After having repeatedly paced the chapel, the entire procession together with the light disappeared.
From Ghostly Visitors: A Series of Authentic Narratives By Spectre Stricken,
Now should you suffer the extreme misfortune of missing out on any Royal Ghostly activity here, don't despair! Head down to Kent and visit Hever Castle. Here you'll find Anne Boleyn in an even more sombre guise. Supposedly, a black coach can sometimes be seen racing up the avenue towards the castle pulled by six, large black headless horses.
Hever Castle was the seat of the Boleyn family and Anne spent some time here in her youth. An oak, beneath which Anne and Henry courted, still stands in the grounds and her ghost is said to appear beneath it at Christmas time and can also sometimes be seen walking the bridge that crosses over the River Eden within the castle grounds.
If you've missed this spectacle there's nothing to worry about, she often puts on a repeat performance at the place of her birth; Blickling Hall in Norfolk. Here the same coach and headless horses (although only four this time) can be seen once a year dropping Anne off at the entrance to the building, through which she then wanders until dawn.
Anne Boleyn also spent some time at Rochford Hall in Essex and the locals report a headless female ghost.
Rumours persist she haunts Hampton Court, also supposedly haunted by Henry's favourite Jane Seymour and the headless Katherine Howard. I can only imagine the ghostly bitchfights the three of them might be having in that place (or perhaps they've formed the Second, Third And Fifth Wives Club), no wonder Anne feels the need to spread her wings a little and travel around a bit.
Why is Anne Boleyn's ghost so widely reported? There is somewhat of a cult of Anne Boleyn in this country, and she is definitively the most well known of Henry VIII's wives. It's hardly surprising her name is brought up when anything out of the ordinary is spotted. I'd love to know how so many made the positive identification of Anne? There are, obviously, no photographs and the pictures of her are all in that Tudor style which renders her looking exactly like every other Tudor era woman. How on Earth can they be so sure it's a the ghost of Anne Boleyn??
I don't know... isn't it somewhat a coincidence that the most well known Queen of Henry the VIII also happens to the be the most prolific ghost? Sure her life ended in tragedy, but I feel not so tragic as many a fair maiden met back then, after all she'd played the game and knew what to expect, unlike others who have met far more gruesome deaths. Why should they be any different to her? Why aren't they cavorting around the country enjoying their afterlife? Hmm.. suspicious...
But I leave you with two pictures to dwell upon, taken by CCTV at Hampton Court. I don't think it's Anne but it sure looks like something I wouldn't want to meet in a dark alley. More details here.


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Traditional Chinese Medicine
Traditional Chinese Medicine (TCM) has a history of close to 3000 years. It has formed a unique system to diagnose and cure illness. There are fundamental differences between TCM and Western medicine. In TCM, the understanding of the human body is based on the holistic understanding of the universe, meaning that the body if viewed as a whole, as a sum of all its parts. As with Western Medicine typically focuses on treatment of a specific part of the body.
Traditional Chinese Medicine (TCM) achieves well-being and good health by finding and balancing the energies of the body. TCM is a combination of Chinese style of Acupuncture, Moxibustion, use of Traditional Herbal Medicinals, as well as other related modalities. At the beginning of each treatment, a patient can expect the practitioner to look at the tongue as well as palpating the pulse located on both wrists for diagnostic purposes.
Acupuncture entails the use of extremely fine needles inserted along defined meridians of the body.
Acupuncture is instrumental in treating internal medical issues as well as reducing and effectively eliminating pain. Acupuncture treatments and the needling of points are specifically custom tailored to each individual. A common misconception is that there are specific acupuncture points that "cure" specific conditions, that is not the case. Each condition is as unique as the individual. However, it is more accurate to state that specific acupuncture points can create balance where there was previous imbalance. For example, if two patients with the same exact western diagnosis come in for treatment, they will likely have completely different imbalances causing their illness. Ultimately leading to very different Acupuncture treatments.
Japanese Acupuncture
Japanese acupuncture was introduced and integrated into the world of Chinese Medicine during the 6th century. During this time, the Japanese introduced some unique interpretations of Acupuncture, bodywork as well as herbal medicine. These unique interpretations were to soon be well recognized for its efficiency and precision. Japanese techniques are often directed using the minimal amount of needles and stimulation in order to attain the greatest of results.
For a Japanese treatment, the patient can expect that at the beginning of each treatment, the practitioner will palpate the abdomen for diagnostic purposes, as well as take a reading of both pulses located on the wrist.
What is it?
Esalen Massage is a healing art form that is influenced by the rhythms of the Pacific, Nurturing, long-strokes connecting the whole body, combined with gentile stretching, rocking, and, unique range of motion techniques, are used to integrate muscles to return back to the state of wholeness and well-being. This form of touch engages the senses leaving the receiver feeling whole, integrated and deeply whole.
While there are several types of massage modalities, two fundamental categories are: Relaxation and Therapeutic Massage.
Relaxation Massage – also known as Swedish massage, is the most commonly used form of massage, It uses a system of gliding strokes, kneading, and friction techniques on the more superficial layers of muscles, generally in the direction of blood flow toward the heart, and sometimes combined with active and passive movements of the joints. It is used to promote general relaxation, improve circulation and range of motion, and relieve muscle tension. This type of massage is typically compartmentalized where the therapist works designated areas section by section.
Therapeutic Massage – also known as deep tissue, is used to release chronic patterns of muscular tension using slow strokes, direct pressure, or friction directed across the rain of the muscles. It is applied with greater pressure and to deeper layers of muscle than Swedish.
Who can benefit from psychotherapy?
At some point in our lives we will have to deal with change or stress that can cause symptoms of unwanted feelings, behaviors, physical sensations, and/or thoughts. Psychotherapy is a process where sharing ones experience of the world in relationship with a trusted individual can help alleviate these symptoms. Adults typically share there experience through discussion and children often express themselves through talk and play therapy.


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New 'Flashback' Variant Spotted in the Wild
Intego reported on Monday afternoon that Flashback has already evolved into a new variant, exploiting the same Java vulnerability that earlier this month had infected more than half a million Macs.
This time, however the user does not even need to enter a password to complete the install.
"It's an entirely silent install now," Intego researcher Lysa Myers told Security Watch. "We've seen silent installs on OS X before, but this is the first time we've seen something to this extent."
Flashback.S drops two files in the user's home folder, then deletes cached Java files to avoid detection.
"It's just making better use of the Java vulnerability," she said.
Although infection rates are low in actual numbers, security researchers say Flashback is significant because it is one of the first cases of a drive-by exploitation on OS X. Flashback doesn't require user interaction to infect a system. In fact, the massive botnet attack relied on hacked and malware-rigged WordPress blog sites to spread and infect users, Kaspersky Lab researchers reported recently.
Whack-a-mole Experts
Sophos Labs's Chester Wisniewski said that as far as his researchers could tell, the difference between Flashback.S and the previous variant is so minor that Sophos and other sophisticated Mac anti-virus products, he surnises, still detect it with the previous signature.
However the new variant eludes Apple's built-in anti-malware tool, XProtect, which relies on exact fingerprints of the malware. XProtect was originally released last May as part of Snow Leopard OS X 10.6, in response to weeks of media coverage over another enduring piece of Mac malware called MacDefender.
"Looks like the authors just tweaked it a little bit to bypass [XProtect]," Wisniewski said.
Does this all sound too familiar? Last Spring, Apple played the whack-a-mole game with the authors of Mac Defender/Mac Guard malware. In that case, hours after Apple updated its signature the authors released a slightly-tweaked version that bypassed XProtect. As soon as Apple released another patch, the authors would release another tweaked variant. Rinse and repeat.
Patching Isn't Easy
Apple released a Java patch in early April, as well as a Flashback removal tool, but clearly not all Mac users patched.
"We've been testing on the patch, and it does close the hole, but that doesn't mean eveyrone's installed the patch," Meyers said. "On Windows we still see vulnerabilities from years ago because not eveyrone's installed the patch."
But many Mac users don't even qualify for the patch—it was only available to systems running OS X 10.6 (from 2009) and later.
Mac users running OS X v.10.5 and earlier were advised to disable Java altogether. However, it's quite possible that many users of these older systems just didn't get the memo and are still running insecure software.
Intego VirusBarrier X6, Xcode, and Little Snitch will block this variant, as will Sophos Anti-Virus for Mac Home.
In the wake of Flashback, another Mac malware called 'Sabpub' was discovered targeting Tibetan sympathizers with vulnerabilites in Java and Word.
For more, see Flashback: Mac Security Holed by Java.


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Jane stirred the pot absent-mindedly, listening to the wind as it whistled through cracks in the walls. She bunched up the hem of her slip and used that to pick up the pot, then headed to the door to inspect it. A gunshot cracked through the dusk, and the crows took flight. Unfortunately for the girls, one of the birds was directly above where Jane held the pot, for a big clump of dirt plopped into the pot of beans.
"Goddamn it!" said Jane, as her body tensed, and her jaw clenched.
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Thompson: I want to play for Millwall for as long as I can
BEN Thompson says it means "everything" to him to play for the club he has supported all his life.
The Millwall midfielder signed a new deal last week until the summer of 2017 and marked it by scoring his first senior goal for the club in the disappointing 2-1 FA Cup defeat to Wycombe at the weekend.
And though he was pleased to get off the mark in his 16th appearance this season, he admitted the result took some of the sheen off that milestone.
He explained: "It's mixed emotions. Very, very frustrated. I'd love to have scored maybe the winner or been part of winning the game.
"Very disappointed with the result but there you go. I was thinking before the game having signed a new contract what a great time it would be to get a goal. It's a very good feeling.
"I've had a good few shots now and it's taken a while for one to go in. I'm never afraid to shoot on the edge of the box if the ball comes out. I'm always practising in training so hopefully I can score many more. I just saw the opening and hit it hard and low. As soon as I hit it I knew it was going in, there was a big pathway and it went right in the corner."
Thompson said he wasn't worried about his long-term future with the Lions, preferring instead to focus on his own footballing development.
"I've been getting my head down, playing my football," he explained. "The manager told me it'd all be sorted and it has in the end. I just concentrate on my football and that side of things being sorted in the background.
"It means everything to me (to sign a new deal). I've supported the club from a young age, always been a big fan. To stay here as long as I can (would be) excellent."
After a number of questionable refereeing decisions in the last two fixtures, http://www.massagemetro.com/shop/xenical/ Thompson revealed the difference in his attitude to officials as a fan and now as a player.
"Obviously you're going to get decisions that don't go your way," he said. "A couple haven't gone our way, a couple have. But you've got to get over that, keep playing and hoping something's going to go your way.
"I'll have a go at a ref but I'll never get a yellow card from it, I don't see the point. It's not going to change his mind, you've just got to carry on with the game and keep focussed.
"When I was a fan I was totally different, you see things in a different picture. You shout everything, but that's football."
Thompson has also recalibrated his ambitions this season given the number of appearances he already has under his belt is more than he expected to have at this stage of the season.
"(I want) as many starts as I can get," he said. "At the start of the season I was saying between five and 10 games, now it's gone up to 20, 30 games. And as many goals as I can get."
Thompson travels with the rest of the squad today to Southend, where the Lions will be attempting to atone for Saturday's defeat.
Millwall seemed to have wrested the initiative from Wycombe last weekend when they equalised in the 57th minute, but Gareth Ainsworth's side weren't cowed and Thompson stressed the importance of being in the right frame of mind for the contest at Roots hall.
"Once we got one back you think you're going to go on and win the game," he said. "When things aren't going well you've got to stay in your shape and wait for an opening, maybe a counter-attack or something like that. It was a tough game, and the wind and the conditions didn't help.
"We've got to get our heads right for Tuesday night, it'll be a big game. Hopefully I can play a part in it."


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WMP 9 doesn't open when clicked. But it plays mp3 etc.but not movies. This is a sudden development. Audio is working but not the video. As such cannot switch off. When you click on a movie the sound starts and goes on without the video. How to resolve it?
just go conrol pannel and repair it
otherwise re-install the WMP player , i think this is not a matter, now a days so many players availble which is better than WMP
may be the video format is not supporting your WMP
You may need to use Quicktime to play mov files. (Assuming you're not referring to a DVD movie of course.)


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Patricia Hambrick, Principal and Founder, The Hambrick Group & Senior Lecturer, Boston University Questrom School of Business.
The primary goal of this class is to achieve better results from the creative work we do. Whether you are writing the brief, approving it, or using it to evaluate creative, this class will teach you how to:
Think more strategically
Be curious and ask better questions to identify relevant insights
See through the eyes of the customer
Get the best strategic thinking out of your team
You'll leave with the knowledge you need to develop exciting and impactful briefs that inspire great creative work.
Some of the topics we'll cover in the class include:
Purpose and role of the creative brief; who should develop it, use it and manage it
Understanding the motivators and behaviors of customers
Using Mindmapping for understanding the barriers and overcoming obstacles
Writing through the eyes of your customer
Analyzing the competition to find the most differentiating positioning
Using the brief to inspire the creative team
Techniques for evaluating and selling the creative based on the brief
Members: $550
Non-Member: $640
*Tickets are non-refundable.


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30+ Websites to Download Free Photos
"If you are a blogger looking for free photos to use in your blog posts or a designer looking for free photography to use in your designs, then check out the websites below and you will find the best free stock photos.
All of the photos that you will find on the websites below are free to use for commercial purposes, without asking permission or they need attribution so make sure you check before you use a photo."
10 Team-Building Games That Promote Collaborative Critical Thinking
"One of education's primary goals is to groom the next generation of little humans to succeed in the "real world."
Yes, there are mounds of curricula they must master in a wide breadth of subjects, but education does not begin and end with a textbook or test. Other skills must be honed, too, not the least of which is how to get along with their peers and work well with others. This is not something that can be cultivated through rote memorization or with strategically placed posters.
Students must be engaged and cooperation must be practiced, and often. The following team-building games can promote cooperation and communication, help establish a positive classroom environment and — most importantly — provide a fun, much-needed reprieve from routine."
11 must-see TED-Ed lessons | ideas.ted.com
"Short animated lessons you'll love, from atomic structure to the science of stage fright (and how to overcome it).
Bite-size snacks of knowledge, TED-Ed Video Lessons are short, free educational videos written by educators and students, then animated by some of the most creative minds in the business. The topics of these addictive little videos range from quantum physics to the art of beatboxing, and once you watch one, you may want to watch 10 more."
Tag Archives: images
I only came across Europeana recently. It is a website where galleries, museums and libraries from across Europe are providing access to their collections. The British Library, The Louvre and the Rijksmuseum are just three of the many institutions contributing to this site.
Europeana Launch Video from Europeana on Vimeo.
From the about page:
Explore millions of items from a range of Europe's leading galleries, libraries, archives and museums. Books and manuscripts, photos and paintings, television and film, sculpture and crafts, diaries and maps, sheet music and recordings, they're all here. No need to travel the continent, either physically or virtually!
Found something you like? Download it, print it, use it, save it, share it, play with it, love it!
Search results include images, text, video and sound recordings. It is easy to refine a search with the options on the left hand side. I particularly like how you can limit your search to display items that are licensed for re-use if you wish. This search result shows 160 image, text and videos related to medical instruments that can be re-used with attribution or with restrictions.
The contributing institutions are from all over Europe so the built-in translation service is handy.
You can register for a Europeana account if you wish which allows you to save items for future reference.


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- This event has passed.
Women on Water Exhibition: Four regional artists.
July 29 @ 12:00 pm - September 13 @ 5:00 pm
Event Navigation
Reception: Saturday, July 13 from 6-8pm.
Alex Ferrone Gallery has opened the summer season with a WOW! Featured in our new exhibition, "Women on Water," is a selection of works by four female regional artists, JoAnne Dumas, Katherine Liepe-Levinson, Winn Rea, and Blair Seagram, whose complementary creative processes involve water as an inspirational subject.
Celebrate the exhibit with the artists at a free public reception in the Gallery on Saturday, July 13 from 6-8pm. A free Luncheon Gallery Talk with the artists will be held Sunday, August 11 from 12 – 2pm. "Women on Water" runs from June 29 through August 18, 2019.
Alex Ferrone Gallery is at 25425 Main Road, Cutchogue. Hours are 12-5pm Friday through Monday, or by appointment other days. Visit AlexFerroneGallery.com or call 631-734-8545 for more info.


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Whether travelers are looking for great vacations abroad or looking for the perfect spring break getaway, they can save with these tips from Krystal Cancun Timeshare.
There are many reasons to take a great vacation in the summer months. Many travelers are setting out for a summer trip, while others are hoping to enjoy stunning weather and small crowds in amazing destinations abroad. In any case, Krystal Cancun Timeshare always wants travelers to have dream vacations, and to make sure that they can do this no matter what their budget may be, it suggests some money-saving tips for travelers this year.
Look for a second flight option:When a traveler is going to a popular destination like Orlando, they may find that it is cheaper to land in a nearby city and drive the remainder of the distance. A flight to Tampa, for example, may be less expensive than one to Orlando, and the cities are just a short drive apart. This can be said for a number of popular destinations, and can save a traveler some serious cash reveals Krystal Cancun Timeshare.
- Book early: Typical travel costs on everything, including flights, accommodations, and attractions, will start to go up as the demand increases during the summer. Travelers who will be going to sought after destinations during these times should book early to get the best prices. Krystal Cancun Timeshare reminds travelers that booking early will have the added bonus of securing an individual's spot at popular events and attractions as well.
- Cut the trip down: If travelers are on a budget, but still want to make sure that they can enjoy an amazing vacation during the time that they or their family members have off for a summer trip, they should consider starting their trip a couple of days later than they may have first planned. Krystal Cancun Timeshare says that traveling during the week rather than on the weekend, on Tuesday for example, can be less expensive. Additionally, cutting the trip down a day or two can also reduce other travel expenses without really harming the experience of the vacation.
When travelers seek their vacation dreams and want to see them become a reality, Krystal Cancun Timeshare is the answer. For over 25 years, this leading travel provider has been fulfilling the ideal vacations for members and offering them incomparable customer service all at once.


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By Oralandar Brand-Williams, Originally published by The Detroit News, June 22, 2016
Romulus, MI — An American Airlines co-pilot accused of being drunk before he was scheduled to fly a plane out of Detroit Metropolitan airport in March was arraigned Wednesday.
Capt. John Maguire, 50, was arrested March 26 on a suspicion of being drunk at Metro Airport.
He was charged with operating under the influence of alcohol. A resident of Chadds Ford, Pennsylvania, Maguire was removed from the Detroit-to-Philadelphia flight before takeoff. Authorities say he had a blood-alcohol level twice the legal limit for operating an aircraft.
Maguire appeared at the 34th District Court in a brief hearing Wednesday. A not-guilty plea was entered on Maguire's behalf for the misdemeanor offense.
Romulus District Court Judge David Parrott set a $10,000 personal bond for Maguire. The judge also set a mandatory alcohol and drug testing for Maguire's bond.
Maguire's defense attorney, Frank Manley, told Parrott his client was receiving treatment. Manley did not specify if the treatment was for alcohol dependency.
Maguire declined comment on the matter following the brief court hearing, instead referring questions to Manley who called Maguire an "outstanding pilot" with one of the best performance records in the commercial airlines industry. He did not say if the pilot had any prior incidents.
"Clearly (he) wouldn't be flying a major airlines if he had a record," Manley said.
Citing HIPAA laws, Manley could not say if his client is receiving treatment for alcohol dependency but is doing well and is making steps, which includes treatment for "health issues" to get back to work.
"The passengers deserve to know that the captain is healthy for safety reasons and I have complete confidence in Capt. Maguire," Manley said Wednesday. "We want to make sure the public knows there is no problem with Capt. Maguire. It's important that people understand that the pilot is healthy for their well-being and their piece of mind."
A pretrial for Maguire is set for 9 a.m. July 15 before Parrott.
Manley said the allegation against the veteran pilot is out of character.
"Capt. Maguire has established an outstanding and extensive record as a commercial pilot," Manley said. "He's been honored on many, many occasions. "Clearly he's not happy …. to be here on this type of allegation."
If found guilty, Maguire could face 90 days in jail, up to $500 in fines and be forced to complete 45 days of community service.
Read full article here.


text:
FPA Experience 2011 kicked off in San Diego on Thursday with a plea from Marty Kurtz, this year's president, to let bygones be bygones.
Kurtz (left), introduced by the organization's taskforce chair, Evelyn Zohlen, opened with a brief history of the organization and the merger between the Institute of Certified Financial Planners (ICFP) and the International Association for Financial Planning (IAFP) that was its origin.
He then said he hoped attendees would leave with "a notebook full of ideas, a briefcase full of new business cards" and a wrist band handed out at the event with the slogan, "Clients First."
"We can all point to a specific niche we are a part of, but we are truly unified in purpose," Kurtz said. "Everyone in this country needs a third party with which to discuss life-changing events. It is far too complicated for them to do on their own.
"And it needs to be done in accordance with the highest fiduciary standard," he added to applause.
Kurtz then addressed an ongoing controversy about the organization; its mission, execution and history.
"I'm going to resend a message that's been sent before," he said. "FPA was launched in January of 2001 as a result of the merger [between ICFP and IAFP]. It threw its door open to any advisor who subscribed to its values and core mission. Yes, there have been challenges, which include the spinoff of the broker-dealer industry [establishment of FSI], our bold stance against the SEC and the market turbulence of 2008. FPA is not only still standing, but back on a path to growth. Why? Because we are great at who we are."
Noting the merger was almost 12 years ago, he said to those still arguing over which previous organization "won" and which caved, that it is "time to move on."
"FPA is about values, community, local chapters and financial planning that is done with a standard of care," he said. "It is about serving as a credible voice to the public."
He told those with "biases and stale opinions" to set them on the other side of the table and put clients first.
"Through my travels, I've come to find out that many other countries do not operate under a fiduciary standard of care," Kurtz said. "As more financial advisors begin to accumulate and manage their own wealth, they are beginning to advocate for one like in our own country. With that as the backdrop, I am dismayed at the segmentation of clients that goes on here at home.
"We need to serve all Americans," he added, which again drew applause.
He concluded by saying he sees the financial planning profession as one day integrated with law, medicine, psychology and social services.
He concluded his remarks by introducing the 2011 P. Kemp Fain, Jr. Award winner, Lewis J. Walker. The award recognizes an individual who has made outstanding contributions to the financial planning profession in the areas of service to society, academia, government and professional activities. They must also exemplify the FPA's Core Values of integrity, competence, dedication to relationship building and stewardship.


text: I'm not supposed to talk about this (first & second rules and all…), but I watched Fight Club on DVD today. It was much better the second time around. In fact, I would venture to say that if you're going to watch this movie, you should watch it twice; once for the experience and the second time to really get it. Anyway, my opinion of the film has somewhat improved since posting this vitriolic Epinion about it.


text:
Trouble talking in general/on the phone
Post: #1
Trouble talking in general/on the phone
Although I'm shy, I've always been perfectly capable of talking to people in person and on the phone. It never really bothered me to the extent where I wasn't able to do so. Back in the Spring though I started noticing that I was having trouble speaking with people in person. Every so often I'd be talking to someone, and my voice would break. I felt a slight 'tightening' in my throat, and my voice'd just give out mid speech. I first thought that it was maybe cold related or whatever since the weather was still cold. But, it's progressively gotten worse since then.
It's to the point now where I'm nearly incapable of phoning people on the phone because I can't breathe. I get a tightening feeling in my upper chest, then I start having trouble catching my breath and then my throat finally tightens up and my voice breaks. So, as I'm sure you can imagine, I sound ridiculous when trying to talk to people on the phone. I usually find that if I sit down and focus on my breathing though, I'm ok once I get into the conversation. Other than that though, I just can't handle making phone calls. It's embarrassing and something I haven't got a clue as to how to go about fixing.
The problem is similar in person. Though, it happens less frequently when I'm talking to someone face to face.
So, I was just wondering if anyone has a similar problem? If so, any advice or information you'd like to share would be greatly appreciated. If not, any information or advice would still be nice.
'Shoot for the moon and if you miss you will still be among the stars' - Les Brown
'No one can make you feel inferior without your consent' - Eleanor Roosevelt
Post: #2
Re: Trouble talking in general/on the phone
You made the post! shappy
...*leaves the thread*
I'd be a dog, a monkey or a bear, or anything but that vain animal, who is so proud of being rational.
Post: #3
Re: Trouble talking in general/on the phone
Harold-L Wrote:You made the post! shappy
I told you I would. scool
'Shoot for the moon and if you miss you will still be among the stars' - Les Brown
'No one can make you feel inferior without your consent' - Eleanor Roosevelt
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text:
SyferLock: An Effective Authentication Alternative
Written by SyferLock.
The Authentication Conundrum
Creating a highly secure IT infrastructure is a major challenge for organisations today. Megatrends such as the emergence of cloud computing, server and desktop virtualisation, the proliferation of mobile technologies and bring-your-own-device, the increase in employees requiring remote access, and the increased use of social networking in the work environment have created new vulnerabilities and risks for companies. Users expect to be able to access information from virtually anywhere via the Internet and mobile devices such as smart phones and tablets, and that means it is harder than ever for IT and security executives to ensure that all of the organisation's information assets are protected.
One of the biggest concerns regarding security is unauthenticated access to systems and information. Given the proliferation of employees working remotely and the use of mobile devices, and the potential threat this represents for corporate networks, authentication should be an even higher priority than it has been for enterprises.
Hardware-based authentication solutions have been around for years and many companies rely on these products as part of their security strategy. These tools can provide some benefits in terms of authenticating users, but they are flawed in a number of ways. For example, hardware solutions such as security tokens can be lost or stolen, and they can also break. In addition, they can be costly, not only for the initial purchase but also for ongoing maintenance and administration of the physical devices. And hardware authentication solutions are not impenetrable as highlighted by recent high-profile security breaches. Furthermore, many of today's use cases for online access are not conducive to hardware-based solutions for strong authentication.
As a result of these and other drawbacks, many organisations today are looking to replace these outdated legacy authentication products with modern solutions that are more effective and less costly.
An Effective Authentication Alternative
Software-based authentication solutions like those from SyferLock address the concerns and challenges companies face and provide an alternative to hardware-based authentication products. SyferLock's software-based solutions deliver the level of authentication that companies need today, but at a much lower cost than hardware tokens, smart cards, biometrics and other authentication offerings.
SyferLock's software-based solutions deliver two-factor and multi-factor authentication utilising patented software-based grids to convert static passwords/PINs into token-less one-time passwords or PINs (OTPs), offering a simple, more secure way to access information while leveraging users' existing passwords and an organiastion's password infrastructure.
It is estimated that 99% of all authentications use static passwords or PINs. With SyferLock's software-based authentication solutions, organisations can take the familiarity of the static password and allow users to continue leveraging them but convert these static passwords into a dynamic OTP that consists of a randomly changing string of numbers with every log-in. SyferLock addresses the weaknesses of the static password without the need for any additional hardware, providing enhanced security no matter where users log in.
Organisations that have moved away from hardware-based authentication products to SyferLock's software-based solutions are seeing positive results. For example, one company in the energy services field had been using hardware tokens to enable thousands of users to access its nuclear power plant. The energy services company moved to SyferLock's software-based solutions to eliminate hardware tokens, reduce costs and improve secure access to the plant, and has renewed its subscription to SyferLock for the fifth year.
"Our requirement was a cost savings initiative without sacrificing on the strength and security of the password system," an IT executive at the energy services company says. The company chose SyferLock for the convenience of a device-less OTP solution coupled with attractive savings.
Another business in the biopharmaceutical industry also moved from hardware to software-based authentication. The company now uses SyferLock's software-based solutions to provide authentication for 5,000 users. A security project manager at the firm called SyferLock "a great solution for our company where the cost and complexity of the hardware token system we had previously deployed all goes away."
Plan of Action
Information security is a high priority for businesses and having an effective authentication process is essential in today's environment. Never before have so many users needed access to corporate networks and data from remote locations and never before have the security threats been greater. A username and static password alone are not enough to ensure secure access.
Older, hardware-based authentication products such as tokens are not cost-effective, have usability limitations and they are subject to a number of drawbacks that can jeopardise the security of information.
By leveraging more modern software-based authentication solutions like SyferLock, companies can provide superior authentication and security, and improved user experience, at a greatly reduced total cost of ownership. Companies no longer have to deal with the expense of outdated tokens and token administration.


text:
peach(redirected from peaches)
Also found in: Dictionary, Thesaurus, Encyclopedia, Wikipedia.
peaches and cream
1. Of skin (especially on the face), very fair, clear, and soft, especially with a rosy hue. Often hyphenated when used before a noun. I've heard that women in older times actually bathed with milk to maintain a peaches-and-cream complexion.
2. Of a situation, transpiring, progressing, or unfolding exceptionally easily or well. Our company had a bit of a rocky start, but everything's been peaches and cream for the last few months.
you're a peach
You are wonderful and/or helpful. You brought me coffee? Ah, you're a peach. Thank you much for picking up the cupcakes on your way to the party—you're a peach.
See also: peach
crazy as a betsy bug
Insane. Don't leave me alone with Uncle Stu, he's crazy as a betsy bug!
cut your peaches
Continue with what you were doing. Go cut your peaches—I'll call you when I need your help.
a peach of a (something)
An excellent, ideal, or exemplary type of thing. Thank you for that, Mrs. Dawkins, it was a real peach of a meal! They won the game in the final seconds with a peach of a field goal.
*crazy as a betsy bugand *crazy as a peach-orchard boar; *crazy as a loon
Rur. acting as if insane. (*Also: as ~.) Tom: Susan says she's really the Queen of England. Bill: She's crazy as a betsy bug. Jill: David's a little eccentric, isn't he? Jane: Crazy as a loon, I'd say. What's wrong with Jim? He's acting as crazy as a peach-orchard boar.
cut your peaches
Rur. go on with what you were doing. Stop gawking and cut your peaches. There's no need for you to follow me around. Go cut your peaches.
a peach of a —a particularly excellent or desirable thing of the kind specified. informal
Peach has been used since the mid 18th century as a colloquial term for an attractive young woman and more generally since the mid 19th century for anything of exceptional quality.
1998 Spectator Neil Pollard…rode a peach of a race…to win the two-mile marathon.
peaches and cream(of a girl's complexion) of a cream colour with downy pink cheeks.
n. someone or something excellent. (Usually a person.) That guy's a real peach.


text:
Skin Care :
Number of products within this category: 12
Palmer's Moisturizing body oil is lightly scented Body Oil with Vitamin E. Helps moisturize and soothe rough, dry skin without greasiness.
Palmer's Firm and tone your bust even after pregnancy and weight loss with this specially formulated cream that smoothes on like
Pure Cocoa Butter, enriched with Vitamin E and other natural emollients, provides a deep penetrating treatment for the feet. This unique
Palmer's Cocoa Butter lotion is enriched with Vitamin E, in a soothing emollient base. Heals and softens rough, dry skin, smoothes
With just a touch of self-tanner, Palmer's Cocoa Butter Formula Natural creates a delicate, sun-kissed, summer glow all year long. Gradually
An advanced multi-purpose skin perfecting oil that can be used all over the body, including the face. This preservative-free, lightweight formula
Palmer's Massage Lotion and stretch marks helps prevent and reduce stretch marks with a special combination of Cocoa Butter,
Palmer's Cocoa Butter Lotion is enriched with Vitamin E, in a soothing fragrance free base. Heals and softens rough, dry skin.
Palmer's® Coconut Oil Formula products contain ethically and sustainably sourced Coconut Oil and Tahitian Monoi Oil, infused with Tiaré flower
Palmer's Cocoa Butter Formula for Men contains pure Cocoa Butter and Vitamin E to effectively combat rough, dry skin. This fast
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Life Eze
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Avene products


text:
Times News Network
Kolar: Taking a cue from the Aam Aadmi Party (AAP) government in New Delhi, the Karnataka government has decided to set up Mohalla Clinics across the state.
Health minister Ramesh Kumar on Monday said the state's first such clinic will be opened at Gaffar Khan Mohalla in Srinivaspur, Kolar district, which incidentally happens to be his hometown.
In Delhi, Arvind Kejriwal initiated the practice of setting up these clinics in March, and the past six months have seen 50 Mohalla Clinics being opened in the national capital.
Kolar district health officer Dr SN Vijayakumar said the health minister decided to open two Mohalla Clinics in each district of the state.
"The hospital will function as a clinic and poor patients will be able to get timely attention. The new facility will have the equipment necessary to provide basic healthcare for small and common problems," Vijayakumar added.
Laboratory facilities, including pathology, will be available under one roof. Patients won't have to move from one place to another to avail these facilities, he said. The health clinics will have a qualified doctor, two nurses and para-medical staff, he said.


text:
So apparently, while Russia busy fighting or not fighting(as in Ukraine!) for "traditional," "spiritual" values, Slovakia has invented a flying car. Let that sink in for a second. The country that got the bad end of the Czechoslovakian break-up in 1993 has invented a fucking flying car. Slovakia!
But don't count Russia out yet! They just released this new futuristic tram!


text:
My husband is totally bemused by the fact that I've watched all those ink shows - Miami Ink, LA Ink, London Ink - at one time or another.
Why? Because I am the least likely person he knows to get a tattoo.
Aside from the pain (for which my tolerance levels rival that of a newborn), I can't think of a symbol that I would like to have permanently committed to my person.
I'm too much of a magpie, intrigued by a huge range of visual imagery.
One day it might be chiaroscuro paintings. Another, contrasty black and white photography. Or modern line drawings. Cartoons.
So mainly it's the permanence that keeps me away.
While I've met many people who've been tattooed to mark the arrival of a new baby, pay tribute to a parent or the survival of a harrowing event, I've never seen such vivid imagery as these artists create on their clients' skin. I'm especially intrigued by the colorful, heavily shaded versions created by Kat Von D and her team of artists.
As the TLC people realized, it's the individual stories that make these shows compelling.
So for now, I just enjoy hearing about others' triumphs, and seeing how they choose to mark their own major life events.
Do you have a tattoo? If so, how did you make your selection?


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Lagrangian Republican Association promotes the establishment of independent and sovereign republic, which is based on the principles classical republicanism and classical liberalism. With classical liberalism we mean the tradition in political theory based on the works of Adam Smith and John Stuart Mill. In this post I will discuss Smith's vision on the proper functions of government.
Adam Smith is most famous for his advocacy of free markets. What's less known is that Smith saw an important role for government in society, albeit he thought that government should be limited. In his most famous work, The Wealth of Nations, Adam Smith explains that there are three legitimate functions which should be performed by the government:
The first duty of the sovereign, that of protecting the society from the violence and invasion of other independent societies, can be performed only by means of a military force. But the expense both of preparing this military force in time of peace, and of employing it in time of war, is very different in the different states of society, in the different periods of improvement. (WN, book V, chap. 1, part 1).
This one is straight forward and save for a bunch of cranky anarchists, most people agree with it.
The second duty of the sovereign, that of protecting, as far as possible, every member of the society from the injustice or oppression of every other member of it, or the duty of establishing an exact administration of justice, requires two very different degrees of expense in the different periods of society. (WN, book V, chap. 1, part 2).


text:
a welcome from the founder of avalon
Hello, and welcome to Avalon. You found us!
Avalon is a field of wisdom, care, and empowerment created "with and for" humanity. Avalon is here to serve people ready to heal and to take responsibility for their own growth, to manifest their gifts and potential.
If you know you want to change something in your life — you feel a need to grow, to identify and refine your gifts, to heal, to explore more of who you are and your ability to connect freely with others — I created Avalon to be your island of possibilities.
We work from a principle of "yin first", meaning, to most first from love, from the universal feminine/receptive energy that embraces every aspect of humanity with compassion. Before we can give unconditional love, we need to have experienced it ourselves. Many of us have not experienced this kind of unconditional caring from others. We need to feel this, before we can fully heal ourselves — or others. Avalon was created for this reason.
We are proud of what we co-create in Avalon retreats — a safe grail of knowledge where we can fully meet our hidden shadows, belief systems, trapped energies, and traumas. (In Avalon, we use the word "trauma" broadly, for in our childhoods, we have all had the experience of being hurt by others in ways that had us give away some of our power, innocence, and beauty. And we carry the memory of this in our bodies and in how we relate with others and with life.
Avalon is a place where we come to heal ourselves. Avalon facilitators and leaders do not work as therapists (we are not here to "fix" you). If you come to Avalon, you´ll find yourself learning self-leadership and authentic relating. You will meet other beings with the same search as you — to find yourself and to find others.
I said Avalon is safe; by this, I mean that we use time to get to know each other. We use time patiently to allow knowledge to emerge — during the day's events and trainings in Avalon retreats and in a nightly debrief about each day's events. This gives us the time-space to reflect on what actually happened during our day of work.
In Avalon, leaders "lead from surrender". This means there is no planned agenda other than diving in together to the mists of what we need to meet and encounter. Our mission is to offer you a place for you to find your freedom, aliveness, and health. We do so by meeting you exactly where you are, with ourselves as leaders and the whole spectrum of human experience.
We dive into trapped energies with you. We allow everything (except harm to yourself or others). We explore vulnerability, power, anger, joy, and grief — in all forms. We taste and release the contractions (what we call "freeleasing" in Avalon), and we laugh spontaneously when Nature reveals the incredible humor often lying right beneath our rigid patterns of holding back our true natures.
In Avalon, we train in giving feedback to each other — relating authentically and honestly. We train in becoming surrendered leaders, and believe me, this is much more fun than being a leader in the old paradigms of "command and control".
Together, we'll reach for the skies with you, and we´ll dive straight into our personal hells to feel, heal, and integrate that, too. To become whole is a journey — not excluding parts of life but meeting the pain of contractions and fully integrating these into a self-compassionate knowledge of our Whole Selves and our Whole Experience. We can tap into the power of shadow energies that we once used to limit ourselves and instead use that energy in service our lives and others'.
Welcome to Avalon — a space to heal and transform in presence, togetherness, courage, compassion, Nature. Here we are free to cry, scream, and taste joy of body, mind, spirit. Everyone — EVERY ONE — is needed in this collective field. As humans, we are all evolving, going somewhere — but there is no way to reach this knowing without first being willing to be in "Not-Knowing Land" first.
Alanja Forsberg
Founder, Avalon


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The Memoirs of Sherlock Holmes by Sir Arthur Conan Doyle
Final Verdict: 3.75 out of 4.0
The Memoirs of Sherlock Holmes is the third in the Sherlock Holmes series, following two novels (A Study in Scarlet and The Sign of Four) and a collection of short stories (The Adventures of Sherlock Holmes). It contains eleven stories, in total, which, much like the previous titles in this series, tackle a range of social, political, and ethnic topics, all the while entertaining the reader with witty narrative and engaging, sometimes surprising mysteries and detective work.
My edition is, unfortunately, true to the revised original American edition of the collection, which edited out a story called "The Adventure of the Cardboard Box." The story is now printed in American editions of the collection titled "His Last Bow," which I do have, so I'll get to it eventually. Of course, I'm a purist, though, so it irks me very much to have to read stories out of the order of original publication or author intention.
That being said, the collection is a good one. I particularly enjoyed "The Yellow Face," which was a story of ahead of its time, in my opinion. This one tells of a young American woman who meets a young British man, they marry and move to England together. Soon enough, the woman's secret history is uncovered, and the revelations are (for the time) shocking. As a modern reader, however, there is a certain delight and admiration for the risk Doyle took, here, and for the stance that the narrative takes on issues of equality and human decency. It was a pleasant surprise.
Others in the collection which I rather enjoyed include "The Gloria Scott" and "The Musgrave Ritual," both of which had interesting elements of darker, Poe-esque mystery; also, "The Reigate Puzzle" and "The Naval Treaty," both of which had elements of heightened daring, danger, and suspense. Finally, of course, there is "The Final Problem," which is not only a wonderful short story, but, knowing the history of the series, a moving read. It adds a very deep, personal element to the character of Sherlock Holmes, a human side which his character sometimes (intentionally) lacks. Even knowing that the series continues, it was a difficult read and a sad ending!
All this taken into consideration, I still prefer, over all, the first collection in the Holmes series. I was bothered by the very close similarity of "The Stock-broker's Clerk" to an earlier Sherlock Holmes story ("The Red-headed League"). The two stories seemed like the reworking of a very similar plot. Of course, Doyle wrote from a standardized formula of sorts, but even still, it felt to me much too similar, in this case. Perhaps to Doyle, too, considering where he tried to go with "The Final Problem."
The Memoirs of Sherlock Holmes collection is an interesting piece to the overall Holmes collection. As in the previous works, this one is narrated by Watson, but many of the stories find Watson specifically trying to point out just how unremarkable Sherlock Holmes is – how lucky he sometimes gets, how even he can be stumped, at times. The purpose of this is probably two-fold; first, to set up readers' expectations for the last story in the collection and second, to round out and make more realistic the Sherlock Holmes character in general. Perhaps there had been some instance that Doyle make Sherlock Holmes seem less of a superhero – how interesting can a character with no flaws be, after all?
Ultimately, I continue to be pleased with these stories and every time I revisit the next book in the collection, I find myself wondering what took me so long to get back to it. These are always some of the most fun, entertaining, and engaging reading experiences, and it rarely takes me more than a few days to get through the entire book. Doyle's writing, in Memoirs, remains fresh and accessible, and he continues to push certain boundaries, which adds depth and intrigue to books which might otherwise be simply light, "pleasure" reading.
One final note: I may or may not have known this (though I certainly didn't remember), but the title from another favorite book of mine, by Mark Haddon, actually seems to have come from one of these stories! In "The Silver Blaze," Colonel Ross asks Sherlock Holmes, "Is there any point to which you would wish to draw my attention?" and Holmes replies: "To the curious incident of the dog in the night-time." Wow!
Suggested Reading for:
Age Level: 13+
Interest: Mystery, Detective Stories, 19th Century Britain, Social Justice, Crime, British Fiction, Short Stories, 1,001 Books.
Notable Quotes:
"Of all ghosts, the ghosts of our old loves are the worst." ("The Gloria Scott")
"Any truth is better than indefinite doubt." ("The Yellow Face")
"It has long been an axiom of mine that the little things are infinitely the most important." ("A Case of Identity")
"It is stupidity rather than courage to refuse to recognize danger when it is close upon you." ("The Final Problem")
"I never can resist a touch of the dramatic." ("The Naval Treaty")
"It's every man's business to see justice done." ("The Crooked Man")


text:
FDIC Law, Regulations, Related Acts
[Table of Contents] [Previous Page] [Next Page] [Search]
4000 - Advisory Opinions
Insured Nonmember Bank May Participate in Investment Services Program Without Violating the Glass-Steagall Act
December 9, 1983
Pamela E. F. LeCren, Senior Attorney
The following is in response to your request that the FDIC review and comment upon an investment services program offered by your client, * * *. * * * is a registered securities broker and registered investment adviser that presently offers investment services through "subscribing"1 savings and loan institutions and mutual savings banks. * * * would like to offer the services, known as "Invest", through insured nonmember banks and is hereby seeking FDIC's approval of nonmember bank participation in the Invest program.
According to the documents submitted to this office, * * * is a wholly-owned subsidiary of * * *, which is in turn owned by approximately 30 savings and loan associations and a number of mutual savings banks. The Federal Home Loan Bank Board on May 6, 1982 approved the formation of the holding company and its subsidiary after finding, among other things, that the services to be offered by ISFA through its subsidiary were not in violation of the Glass-Steagall Act.2 Those services and the manner in which a "subscribing" institution participates are more fully set forth below.3
As stated above, * * * is a registered broker/dealer and adviser and as such offers investment advice to, and executes securities transactions for, its customers. Customers are serviced at Invest Service Centers which are established on the premises of subscribing institutions. At present, Invest Service Centers only purchase and sell equity securities, debt securities, municipal securities, and mutual fund shares. Invest Service Centers will not effect commodity futures or commodity option transactions for customers; will not effect transactions for fiduciary accounts of subscribing institutions; nor handle discretionary accounts. * * * does not purchase securities for its own account nor does it engage in any underwriting activities. Investment advice is standardized, i.e., is formulated by * * * main office personnel. Invest Service Center employees are not authorized to offer investment advice which differs from that generated by the main office. Investment recommendations will vary according to "classes" of customers. A customer is assigned to a class by main office personnel. * * * will, at the customer's request, effect transactions not recommended for the customer's "class" but will make clear that such transactions have not been approved for that customer. Portfolio evaluations are made by main office personnel.
Each Invest Service Center is clearly identified as such and is located in an area of the subscribing institution that is readily distinguishable from the areas in which the banking business of the subscribing institution is conducted. All Invest advertisements and promotional material disseminated by the institution must be approved in advance by * * * and must clearly state that the investment and advisory services are being provided by * * * and not by the subscribing institution. Each Invest customer is given a notice that he/she must sign which indicates that the securities services are being offered by, and are the sole responsibility of, * * * and * * * clearing broker. Monthly account statements, which are received by each Invest customer from * * * clearing broker, make clear that securities services are furnished by * * *.
Invest Service Centers do not carry customer accounts nor hold funds or securities for customers. Whenever a customer wishes to purchase securities, the customer will send the funds directly to the clearing broker who will forward the securities directly to the customer or the customer's designated depository. Conversely, whenever a customer wishes to sell securities, the customer places those securities in a "mailer" for shipment to the clearing broker. The broker again sends the proceeds of the sale directly to the customer.
Each Invest Service Center is staffed by at least two * * * registered representatives who will be dual employees of the subscribing institution. These individuals must enter into an employment agreement with * * * specifying, among other things, that * * * will have exclusive control over that employee's * * * related securities activities and that the dual employee will strictly adhere to * * * Compliance and Procedure Manuals. Additionally, the Subscribers Contract (article 10, paragraph (d)) indicates that the subscribing institution shall strictly honor * * * control relationship with the dual employee and shall not have any involvement whatsoever in any of the securities brokerage and investment advisory services performed by the dual employee. Although the Subscribers Contract (article 10, paragraph (e)) provides that the subscribing institution is required to report to * * * any violation of law, rule, or regulation or any violation of * * * standards of conduct on the part of the dual employee of which the subscribing institution has knowledge, the contract provides that the institution has no obligation to monitor the dual employee's conduct or to cause such employee to comply with * * * Compliance and Procedure Manuals.
The dual employee is compensated by the subscribing institution "which payment may be subject to partial or complete reimbursement by * * * ". (See article 10, paragraph (a) of Subscribers Contract). The subscribing institution is liable for all the dual employee's fringe benefits. Neither * * * nor the subscribing institution may compensate any dual employee, either directly or indirectly, based upon the volume of securities transactions, the amount of commissions, or the amount of revenue sharing payments generated by the dual employee. (See article 10, paragraph (a) of Subscribers Contract.) The contract also contains an indemnification clause which provides that * * * will indemnify the subscribing institution against all losses, claims, damages, liabilities, etc. that arise from any act of a dual employee while acting as a registered representative of Invest.
* * * will make monthly Revenue Sharing Payments to the subscribing institution. Revenue Sharing Payments represent reimbursement for compensation of the dual employees and payment for the use of the facilities and equipment of the subscribing institution that are necessary for the operation of the Invest Service Center. * * * reserves the right under the Subscribers Contract (article 9, paragraph (b)(ii)) to deduct from Revenue Sharing Payments a portion of all losses, cost and expenses, if any, incurred directly or indirectly by * * * as a result of the failure of any Invest customer to meet any obligation to deliver funds or securities or to meet any margin call. The institution's portion of any loss "shall be equal to the percentage of Revenue Sharing Payments payable to [the institution] . . . on the date of the event giving rise to such loss . . . [but] shall in no event exceed the amount of payments payable . . . to the [institution] with respect to securities transactions occurring after * * * shall have incurred the loss."4
The * * * compliance manual directs that non-dual employees of the subscribing institution must not proffer or otherwise disseminate investment recommendations to customers or other persons nor engage in any conversations with customers or other persons that might be construed as a securities sales conversation. Non-dual employees may distribute, upon request, informational literature regarding the Invest program and may inform customers and other persons that Invest is available on the premises of the institution. Non-dual employees must not recommend or insist that any person open an account with Invest nor suggest or imply that the Invest Program will meet any person's investment objectives or imply that the subscribing institution has any role at all in the provision of, or any responsibility for, the securities services offered by * * *. The compliance manual also directs the subscribing institution to insure that its books and records are kept separate and distinct from all books and records of * * * maintained on the premises of the subscribing institution.
The subscribing institution is to designate an officer to review each new recommended securities list generated by the * * * Research Department to determine whether there is any security on that list issued by a company with which the subscribing institution has established a business relationship. If such is the case, and that relationship has resulted in, or might in the future result in, the subscribing institution acquiring material inside information regarding the company, * * * will make arrangements to have that security deleted from the recommended securities list utilized by the dual employee on the premises of that subscribing institution. The designated officer must also immediately notify * * * should the subscribing institution establish such a business relationship with a company subsequent to a security being placed on the recommended securities list.
We have carefully considered the question of whether or not a nonmember bank may participate in Invest as a subscribing institution without violating the Glass-Steagall Act and have concluded that a nonmember bank may do so. Sections 32 and 20 of the Glass-Steagall Act (12 U.S.C. sections 78, 377) which respectively prohibit an affiliation between a bank and a securities firm and prohibit dual employment between a bank and a securities firm are not contravened as under the express language of the statute neither provision applies to a nonmember bank. Even if section 20 applied to a nonmember bank, * * * would not be an affiliate of the subscribing institution within the meaning of section 20.5
We also find that section 21 of the Glass-Steagall Act (12 U.S.C. section 378) which prohibits a nonmember bank from selling, distributing, underwriting, or issuing any securities other than as provided in section 16 of the Glass-Steagall Act (12 U.S.C. 24 (7th)), would not be violated. A nonmember bank as a subscribing institution would not appear to be engaged in selling, distributing, underwriting, or issuing securities within the meaning of section 21 as a result of its contractual arrangement with * * *. Even if we were to assume that the activities in question could not lawfully be conducted by a bank, under the circumstances as described at length above, it is and not the bank that is buying and selling securities. The fact that a dual employee of the bank is staffing the Invest Service Center would not appear, under the closely defined roles established by contract and otherwise, to cause the bank to be buying and selling securities nor cause the bank to be in the business of giving investment advice. Neither the bank nor any of its employees are responsible for the development of the investment advice nor does the bank or any of its employees represent that the bank is recommending any investment decision. On the contrary, stringent measures are prescribed to make Invest customers aware that * * * and not the bank, is conducting, and is responsible for, the securities activities.
Although we feel, as indicated above, that the Glass-Steagall Act is not a bar to nonmember bank participation in Invest, we wish to make clear that our failure to take present objection to the Invest Program does not constitute an endorsement. We make this statement even though the FDIC does not at this time perceive any excessive or undue risk arising from nonmember bank participation in Invest. That assessment, however, could change in the future. We also reserve the right to take issue with the manner in which any particular nonmember bank administers the Invest program depending upon the facts in any particular instance. Lastly, we stress that our comments are limited to the facts as we understand them to be. Should the facts differ from that which we have described, or circumstances change in the future, the opinions set out in this letter are subject to change.
1 A "subscribing" institution is one that has a contractual relationship with * * * but does not have any ownership interest in the company. Go back to Text
2 The Federal Home Loan Bank Board's action is the subject of a legal challenge brought by the Securities Industry Association ("SIA") in Federal District Court for the District of Columbia (SIA v. Federal Home Loan Bank Board, Civil Action No. 82-1920, D.D.C. July 12, 1982). SIA alleges in its complaint that the Federal Home Loan Bank Board's decision to approve the application was arbitrary and capricious; that the brokerage and investment services provided by * * * are activities not permitted to savings and loan association service corporations under the Home Owners Loan Act; and that * * * brokerage and investment activities are contrary to section 21 of the Glass-Steagall Act. Summary judgment motions are presently before the Court. We reserve the right to amend our comments should SIA's legal challenge be upheld and if the basis for the Court's opinion has any material effect on the substance of this opinion. Go back to Text
3 In addition to your letters of August 15, 1983 and August 18, 1983, your office submitted the following documents for our review: The Federal Home Loan Board's May 6, 1982 Order; a legal opinion of the Federal Home Loan Bank Board's General Counsel concerning the application; the July 8, 1982 no action letter from the Securities and Exchange Commission; a November 2, 1982 memorandum submitted to the Securities and Exchange Commission re: the need for the owner savings and loan associations to register as broker/dealers; the * * * Employment Agreement; the Invest Subscribers Contract; a number of * * * promotional materials; and the final draft of a legal memorandum prepared by counsel representing * * * before the Federal Home Loan Board discussing the Invest services in the context of the Home Owners Loan Act, the Securities laws, and the Glass-Steagall Act. The representations contained in these documents serve as the basis for our description of * * * and the Invest Program as well as the basis for our comments which follow. Go back to Text
4 We wish to mention in passing that the provision for reduction of Revenue Sharing Payments was carefully reviewed in light of Part 332 of FDIC's regulations which prohibits a nonmember bank from guaranteeing the obligations of others. We are satisfied, however, that even though the bank shares in any losses, costs, or expenses * * * incurs as a result of a customer's failure to deliver funds or securities, the bank is not "guaranteeing" the obligation of the customer. The bank's portion of the loss under the contract can be construed as a cost of doing business especially as its liability is limited to the amount of revenue due it from transactions occurring subsequent to the loss. In short, the bank's future income is reduced but no assets of the bank are subject to any claim by * * *. Go back to Text
5 "Affiliate" for the purposes of section 20 of the Glass-Steagall Act is defined as set out in 12 U.S.C. 221a(b). That provision contains several alternative ways in which a company can be considered an affiliate of a bank all of which require some percentage of stock ownership or the ability to control in any manner the election of a majority of a company's directors none of which are present here. Go back to Text


text: From his Facebook Profile: "Brothers and sisters who pulls the rope too much is likely to break it. My body has made the cut and the engine lost shots. Thank you for your messages and hope to solve some of my dents for the big match on Saturday." adapted by: Mike Prise IF YOU LIKE IT, SHARE IT:TweetWhatsAppShare on TumblrPrint MIKE I am a true Juventus Tifoso, the one who started with ZIZOUFANS and now continued/improved with MYJUVENTUS. I believe that English Language unites us all in our common objective, being close to JUVENTUS. That is why I am striving daily to get you the Best Articles, Videos and Tactical Analysis! Fino alla fine FORZA JUVENTUS! Facebook


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Apology: Dear readers, I must apologise for the lack of blog posts in the last couple of days! The last 96 hours has seen a lot of driving, little sleep, limited internet access, and a computer meltdown where I lost the blog posts I had written. But fear not! RGE is now back online, and today should see a flurry of blog posts to bring you all up to date. Happy reading!
Today was an important day in our quest to chase down the elusive thermistors needed to fix our two crippled chargers. We were told by FedEx, the company shipping the components from the UK, that we would definitely be able to pick up said components in a small town called Kitwanga, about 220 miles south from Iskut. So, in order to pick up these components as early as possible, we aimed to get to Kitwanga for mid-late morning, and as usual, this necessitated another hideously early start!
This leg saw the team complete the Cassiar Highway, and we were told that the road condition would be significantly better on this half compared to the last. It was true; smooth tarmac awaited us as we sped down to Kitwanga. When I say that we "sped down", I mean it in the literal sense…the drive seemed to be going continuously downhill, with some spectacular road plunging down between vertical mountain cliffs, and amongst waterfalls and river rapids. However, one could notice the landscape changing, and it wasn't long before we were out of the mountains and driving on relatively flat land.
During the drive, we had the opportunity to see some more bears, three of them to be precise, but all at much closer range than we had seen them on the roadside before. Due to the remoteness of the road and very low levels of traffic, the tarmac borders right onto the forest rather than having a cleared area of land either side of the road in which to spot roaming animals before they jump in front of one's vehicle (the usual scenario for more frequented highways). This enabled us to see these animals, one being a tiny cub, mere metres from the car, and each occasion this elicited squeals of excitement from the team and words to the effect of "LOOK, OH LOOK AT THE BEAR! ISN'T HE CUTE?!" I admit that I am the main culprit of said squeals, as well as the accompanied change in voice to something resembling a mother cooing over her newborn baby!
Other than seeing the bears, the drive passed very uneventfully all the way until we reached the tiny town of Kitwanga, nestled in rolling countryside at the base of the Seven Sisters mountain range, a chain of 14 high, jagged and permanently snow-capped peaks. We headed directly for the local RV park, and set the car up for charging. We also took the opportunity to go and ask the lady at the desk if the package containing our components, which she had been forewarned about, had arrived yet. "No it hasn't," she said, "But don't worry, it will be delivered here by the end of the day" she added. With this comforting thought in mind and a warm, cloudless day developing overhead, we sauntered over to the local cafe for brunch and some of that oh so sweet wifi!
After some refreshing food made with delicious local produce, we checked the FedEx tracking number we were given to try and ascertain exactly where our components were. Apparently, the last FedEx had heard was that the package had reached Prince George (around 300 miles away); no further information was given. This was when the first seeds of doubt began to creep in; would our plan to rendezvous with our components shipped from halfway around the world actually work?
We headed back to the RV park to find out whether the package had been delivered. By this time it was around 4pm on a Friday afternoon, and local shops and businesses were beginning to close for the weekend. Nonetheless, we were hopeful that at some point during our absence, a postman would have found the time to drop off our little package. So, we winged our way across to the office to find another woman waiting calmly at the desk. The conversation goes something like the following:
Alex: "Hi there, my name's Alex. I would just like to check if a parcel has come for me. I think it was you I spoke to on the phone earlier, no?"
Woman: "Hi there, we spoke earlier, but your parcel hasn't arrived, eh."
Alex: "But I was assured it would be delivered here today."
Woman: "Oh no, a parcel that small would be delivered to the post office, eh."
Alex: "What?! The previous woman told me it would be delivered here."
Woman: "Oh, that woman has been ill recently, and sometimes gets a little confused, eh."
Alex: "So is it at the post office?"
Woman: "I have no idea, but the post office is closed now, eh. You'll have to wait until Monday."
Anyway, you can imagine our frustration when FedEx tell us one thing, and two different women from the RV park tell us contrasting things as well. We were now desperate to try all options in order to recover these components. First up was a call to FedEx. A chirpy robotic voice could be heard from the other end. She kindly asked me to say the department I was looking for out of a list of options. "Tracking", I said. She thanked me and then proceeded to pass me on to the accounts department where I was greeted by another robot. Similar things happened on several more tries, and I quickly concluded that getting through the maze of robots may take me until the following decade. More drastic measures needed to be taken…
It was pushing 5.30pm, everything was closed, but we thought an attempt to somehow infiltrate the post office would be a good idea. This was another occasion where Greg, our biker friend (now nicknamed "Sexy Bitch" after some very feminine posing with a plastic bag) came in handy as he offered one of us to jump on the back of his bike and speed in towards the post office. Special Agent Toby Schulz was selected for this mission, and off they sped into "town".
Toby returned empty handed, but with an ace up his sleeve; he had managed to recruit a local couple who somehow had access to the key of the post office, and were currently rifling through the mail to find our package. However, they turned up at the RV park half an hour later and also empty handed. This was well and truly game over they assured us…no more chance to get the package until Monday. They did promise to pick up the package on our behalf and forward it to our address in Vancouver though. Actually, this kind of incredible friendliness, helpfulness, and hospitality is something we have found everywhere throughout our trip so far. Perhaps it is the spirit engendered by a small close-knit community, or it's just that Canadians and Americans are super friendly, but either way it's a humbling experience.
However, back to the charger issue; with no way of getting hold of the components until Monday if we were to stay in Kitwanga, we decided the best course of action was to carry on driving and ensure we manage to secure the components upon our arrival in Vancouver, around 750 miles away. We decided the best place for us to drive to was a town called Smithers a few hours down the road. At around 7pm, we set off on the second drive of the day…
With a population of just over 5,500 people, Smithers was a blast of civilisation for us! All of a sudden there were lots of buildings, people, cars and shops. It was quite a pretty place actually, with wide and well kept streets, but we did not have much time to appreciate this as RGE was soon in trouble! Bright flashes of red and blue came into view as one of the RCMP (Royal Canadian Mounted Police) squad cars sped into view and pulled over the SRZero. Finally, after months of waiting and hoping, we were stopped by the police! With Claudio filming covertly while hidden in some nearby bushes, and with Nik snapping away like a Japanese tourist, it was lights, camera, action!
A policeman stepped out of the car; "We have a ten-four, over," he said into his radio before walking over to Toby and Andy, who were waiting with huge grins on their faces while sitting in the SRZero. The policeman asked to see some documents, but before much else could happen, Clemens rushed out of the support vehicle with his trusty leather satchel containing all our vital paperwork. The policeman was presented with all our vehicle registration documents, and then went back to his car to radio in all the information.
He came back a few minutes later saying the Canadian authorities had no knowledge of this vehicle in Canada and was therefore illegal to drive on the road. This was because the insurance we had for the US and Canada was based in California, so there was no record of the car being driven in Canada. Clemens' face fell; as our logistics man it was his job to ensure that we were legal to drive everywhere we go. He rummaged through his folder to find the right document to get us off the hook, but it was not there. After a quick scrounge around the RV however, he found the right folder with the necessary document; a letter from the head of the Canadian transport authority authorising the car to drive through Canada. After seeing this document and conferring with his colleague, the policeman was happy to let us go. The whole episode was very professionally conducted by the RCMP, and we were free to go. However, as we were stopped in the centre of town, we had a huge crowd surrounding the scene and taking pictures…this was not a conspicuous entry into Smithers!
After our little soiree with the local bobby, we continued on towards our destination for the night; an RV park just out of town. We had heard from all the people we had just met in town about what was going on with the Friday nightlife, so we were eager to get the car on charge and head off into town for some food and night-time entertainment.
With the car safely on charge and the team fed to the brim on some delicious pizza, we headed off to The Legion where we were told the entire of the town's youth population assembles. It was a fairly dingy affair, but the atmosphere and the crowd was great, and almost immediately the team was recognised as the bunch of foreigners with that sexy car from earlier. We were quickly making friends, including the policemen who stopped us as they were at the bar too (!), and soon it was time to move on to the next haunt; a nightclub called The Garage. Here we met more people that heard of us and the car, the news had spread like wildfire apparently, and we happily danced the night away with some very pretty locals!
But it didn't end there! While talking to some guys out front, we were invited to an impromptu house party a few minutes walk away. The socialising continued there for a number of very happy hours, and it was 4am by the time we arrived back at the RV after a long but very enjoyable day!
So, you learnt your lesson and … STAYED IN THE VEE-HICLE!!!
In that part of the world people are very friendly indeed!
Enjoy Vancouver!
Great to know that you are already on your way south. Please let me know if you need some help when you get to Ecuador!
Dear RGET ,
we are thoroughly amused with your escapades and demonstrates
that technical projects do have their human side which can be
rewarding as well adding more value to the whole project .
It is wonderful to learn about the friendliness that you have
enjoyed from the different communities , which is usually the
case where the people in those communities are interdependent
with one another .
We hope that in the near future , you will be able coordinate
the News Report to coincide more or less with each destination
as we are slightly disorientated , while
at the moment we believe that you are playing catch up due to
some of the breakdowns .
Do you have certified duplicates of all your documents
which are stored in another safe place ?
We wish all the best from Ladysmith ( Kwazulu Natal )
in South Africa where another serious cold front has hit
parts of the country with a vengeance and heavy snow is
expected in various places , such that roads are going
to be closed , Charles and friends .
For those who are still suffering withdrawal symptoms
from the recent Football Spectacle fever , here the present
Cycle Tour de France position standings , unfortunately for
those who still admire Lance Armstrong
he presently in 32nd position which is nevertheless a
wonderful feat considering his history .
Nº Name Jersey Nº Team Time
1. SCHLECK Andy 11 TEAM SAXO BANK 53h 43′ 25″
2. CONTADOR Alberto 1 ASTANA 53h 44′ 06″ + 00′ 41″
3. SANCHEZ Samuel 181 EUSKALTEL – EUSKADI 53h 46′ 10″ + 02′ 45″
4. MENCHOV Denis 191 RABOBANK 53h 46′ 23″ + 02′ 58″
5. VAN DEN BROECK Jurgen 101 OMEGA PHARMA – LOTTO 53h 46′ 56″ + 03′ 31″
6. LEIPHEIMER Levi 25 TEAM RADIOSHACK 53h 47′ 24″ + 03′ 59″
7. GESINK Robert 195 RABOBANK 53h 47′ 47″ + 04′ 22″
8. SANCHEZ Luis-Leon 161 CAISSE D'EPARGNE 53h 48′ 06″ + 04′ 41″
9. RODRIGUEZ OLIVER Joaquin 77 KATUSHA TEAM 53h 48′ 33″ + 05′ 08″
10. BASSO Ivan 41 LIQUIGAS-DOIMO 53h 48′ 34″ + 05′ 09″


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The "time" focused on in that post was the year 2030 when "the perfect storm" would converge such that the whole danger would be greater than the sum of its parts.
In this current post let's update ourselves using The Living Planet Report from the WWF.
Here are some interesting findings contained in the report:
1.5 years are needed to generate the renewable resources used in 2007 (use was more than the Earth produced, i.e. decline)(Living Planet Report, PDF, 24 megs). For the rest of this post lets focus on the statement "2 earths will be needed by the year 2030" (to accommodate the needs of civilization).
71 countries are experiencing blue water resource stress
2 earths will be needed by the year 2030
5 major threats to civilization (habitat loss, exploitation, pollution, climate change, invasive species)
This statement is in agreement with The Tenets of Ecocosmology, although for different reasons.
Tenet One is based on the demise of the Sun which requires us to find a new home world, but the Living Planet Report is based on the demise of the Earth caused by violations of Tenet 3(a).
The shadow of time is approaching fast upon current world civilization, and there is no time at all to waste, seeing as how it may already be too late.
The next post in this series is here, the previous post in this series is here.


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