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Apartment Careers Blog
Tags: Apartment careers, Apartment resume, Resumes, Resume
One of the fatal flaws in the current thinking about "Candidate Experience" is the idea that a good experience is a 'one size fits all' sort of thing. Job Ads and the experience that surrounds them have to be relevant to a broad range of lookers with a broad range of emotions, backgrounds and interests.
Tags: Apartment careers, employer tips, Talent
Mobile and Tablet Device Enhancements are Now Live on Apartment Careers!
Tags: apartment jobs, Apartment careers, apartment job seekers, Search Apartment Jobs, apartment job posting tips, mobile job search, jobs for vets, NAAEI, National Apartment Association, Careers in the Apartment Industry, Professional Job Search
Each week, we are going to be letting you know what is happening at ApartmentCareers.com and what you need to do to work together with us for success. As the largest job board and career information site for the Apartment industry we are finding new, different, and better ways to get you information to find a job or find employees.
Tags: Apartment careers, Apartment Industry, Words of Wisdom, Apartment resume, apartment job posting tips, Career Opportunities
Just What is Apartment Career Month?
Tags: Apartment careers, National Apartment Careers Month, NAAEI
A Resume That's Catnip to EmployersAccording to a recent survey, almost all of us are always looking for a better job. So, here's some unconventional advice.
Never look complete. Unlike in times past, when the goal was to look as finished as possible, today you want to position yourself as a "work in progress."
As I describe in my novel called A Multitude of Hope, the key to success is now perpetual growth. Whether you have a PhD or an Associate's degree, whether you have 30 years of experience or 30 minutes, whether you're the intergalactic commander-in-chief of your organization or a member of the staff, you have to be adding new skills and knowledge all of the time.
How does that influence the way you look for a new job?
The strongest resume today isn't one that describes you as fully educated and experienced. It's one that makes you look on your way to something better.
To convey that impression, simply take two steps:
- Make progress. Enroll in a training program or academic course that will upgrade your expertise in your primary field of work or add ancillary skills that will expand your range of work potential.
- Strut your stuff. Add that development experience to your resume. For example, you might add to the Education section, Introduction to Business Spanish, Bronx Community College, On-going.
That kind of entry is catnip to employers. It sends two powerful subliminal messages that they can't resist: First, it says that you understand that continuous development is a prerequisite for competent work in today's ever-changing economy. And second, it signals that you take personal responsibility for pursuing that development.
Add those aspects to your personal brand and you won't always have to be looking for a better job. Better jobs will come looking for you.
Work Strong,
Note to readers: We will post this to the Weddle Article Section as well so that you can find it at several locations for your convenience.
Tags: Apartment careers, Employment, Resume
What can Talent Blast do for you?
We are pleased to announce the launch of TALENT BLAST, a new job posting enhancement designed to turn your online posting into a targeted recruitment ad campaign-delivering the most qualified applicants possible with one single job posting.
Tags: apartment jobs, Apartment careers, apartment leasing jobs, apartment manager jobs, apartment maintenance jobs, apartment job posting tips, job posting tips, employer tips, Talent, Employment, Developing Talents, Talent Blast
What is the Get Reel Video Challenge?
Tags: Apartment careers, NAA Education Conference, Contest, NAAEI, National Apartment Association
Digested From "Apartment Firms Staff Up to Meet New Rental Demand, Survey Says"
RealEstateRama (08/17/2012)
Tags: apartment jobs, Apartment careers, job seeker tips, apartment job seekers, apartment leasing jobs, apartment manager jobs, apartment maintenance jobs, Resumes, Search Apartment Jobs, apartment maintenance, internet job postings, Career Opportunities


text: Posted April 25 (edited) Keep your eyes open!: Oh... and Tennis, anyone?: "Keep your eyes open" didn't exactly pass the beta test just now (@Glen-i got stuck inside the pencil and the fireballs stop moving) but that makes it even more entertaining so I'm not gonna bother fixing it. *EDIT* And another: Edited April 26 by RedShell 2 Share this post Link to post Share on other sites

subset: commoncrawl


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Civil discourse in Big Sky country
I have been rereading the June 10 cover story, "Rise of the 'green coast,' " which looks at the enormous potential of the northern Rockies to become America's new "green coast." The interviews with politicians, high-tech entrepreneurs, and environmentalists capture the kind of "energy" and optimism that is generally lacking in most accounts of the region – accounts that address energy only in terms of natural resource extraction.
These interviewees are confident and optimistic about the region's future. But there is something else about the piece that commands attention. The article has created a civic space in its pages, a forum for persons who hold often strongly divergent political views to find some measure of common ground as they think about the economic potential of the region. Might there be some hints of an emerging civility in Big Sky country? If we can imagine a fresh start for civil and civic discourse in the northern Rockies, the timeline for creating the new green coast will be shortened considerably.
Robert W. Rydell
Professor of history
Montana State University
Bozeman, Mont.
Kids of US parents aren't immigrants
In the July 8 & 15 cover story, "The measure of an American," I was surprised to read the term "second-generation immigrants," defined as "American children with at least one foreign-born parent." If the one parent is US-born, the term "second-generation immigrant" is inappropriate and inaccurate. My children fall into this category, having been born in the United States and having a US-born mother and a Kenyan-born father. I've never thought of a person with an American parent as an immigrant. A child is a US citizen if one parent is a US citizen, whether the child is born in the US or not.
If the child is born in the US, it is especially ludicrous to refer to him or her as an "immigrant" of any generation. Anyone born in the US is an American citizen, so a better term for children born in America of two immigrant parents is "first-generation Americans."
Miriam Kingori
Chico, Calif.


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Published on Thursday August 29 2013 (AEST)
NAMIBIAN uranium producer Paladin Energy and Namibian uranium explorer Deep Yellow have added their support to industry predictions that the depressed uranium price must soon recover. Interviewed after his presentation to the Africa Down Under conference in Perth, Western Australia, Paladin Energy CEO John Borshoff said his firm would survive to benefit from that recovery and that he would still be in place as CEO.
That is despite a series of setbacks that have driven the Paladin share price to a 10-year low of C$0.53 (R5.22) on the Toronto Stock Exchange and forced management to raise funds earlier this month through placing 15% of the firm at a 30% discount to the then ruling share price. Paladin operates the Langer Heinrich uranium mine, near Swakopmund in Namibia, and the Kayelekera uranium mine in Malawi. The spot price of uranium oxide plunged to about $35 a pound this month, at which level estimates are that half of the world's uranium producers are unprofitable. Despite this, uranium producers maintain that the underlying fundamentals of the sector remain positive.
Deep Yellow MD Greg Cochran told Business Day the uranium spot price should be "deep in the $40s by the end of this year and I would be very surprised if the price does not stand around $60 a pound by the end of next year". On August 6, Chris Sattler, CEO of JSE-and Toronto-listed Uranium One, which is about to be taken over by Russian state nuclear firm ARMZ, said in his review for the June quarter: "The longer-term supply and demand fundamentals going forward continue to look favourable. With the end of the US-Russia HEU (highly enriched uranium) agreement this year, and continued growth in demand from emerging markets, the market is expected to become increasingly dependent on new mine production. "Decisions by producers to abandon or delay production expansions and mine developments or to reduce current production levels are expected to impact supply and demand balances in the coming years." Mr Borshoff said: "The Fukushima effect has been greater than people thought. The shortages (in supply) were supposed to come in about 2014 or 2015, but some of the utilities have subsequently pulled back on some of their deliveries, which has basically added a couple of years into the system.
Now the shortages are looked at arriving about late 2015 or early 2016. My argument is you don't arrive at that shortage year and, all of a sudden, prices rise. … There's a two-year time lag between needing to contract for use in two years' time." According to Mr Borshoff, the uranium price had been affected by new supply from producers such as Paladin and Uranium One, and had also been manipulated by traders dealing on the spot market, but these volumes were "minimal amounts compared with what is really needed". He said the true state of the uranium market would be revealed when the "term market opens up, which it has not done yet".
About 80% of all uranium is supplied through "term" contracts with major global utilities and the "term" price is typically considerably higher than the spot price. Mr Cochran said about 25-million pounds of uranium oxide had been sold this year on the spot market out of a supply of about 100-million pounds. "When you add up the impact of the lack of new mines because developers cannot raise funds; the restart of the reactors in Japan and end of the HEU programme, you are looking at a 250-million-pound cumulative deficit in uranium supply by 2020."


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University Resource Alignment
As part of our strategic planning effort, the university is launching an initiative to evaluate all institutional programs, both academic and administrative, to ensure alignment of resources with strategic objectives. A committee has been charged to design a process that will be both transparent and inclusive of a wide range of campus participants. Numerous institutions across the country have undertaken similar efforts as part of their strategic plans, often with the intent of achieving new objectives, starting new programs, or simply recovering from eras of contraction and budget reductions.
The committee first convened on February 16, 2017, to begin researching how other institutions have approached this challenge, both to emulate successful practices and to avoid unsuccessful pitfalls. This type of initiative is known to take many months to complete, when done well. Through the coming months we will be vigorously communicating with the campus community and inviting participation. Watch this page for regular updates!
|Target Goal
|Target Date
|Academic programs will be sent a Qualtrics survey to complete. This will include directions and some brief examples for guidance.
|Early April
|Administrative programs will be sent a Qualtrics survey to complete. This will include directions and some brief examples for guidance.
|Late April
|Academic program heads complete the URA surveys.
|Late April
|Administrative program heads complete the URA surveys.
|Evaluation panels, organized by area (e.g. academic or administrative programs) and by criterion (e.g. mission, cost efficiency, etc.) will assess each program and return their evaluations to the URA Steering Committee.
|Academic Panels:
Administrative Panels:
Early June
|URA Steering Committee will complete the evaluation phase of the URA process by categorizing programs according to assessment results.
|Academic Reviews:
Administrative Reviews:
Meeting Dates
Tuesday, May 14, 2019
4:30 pm-6:00 pm
Sage 2210
Criteria and Programs
2018 Meeting Notes
2017 Meeting Notes
December 8, 2017
November 17, 2017 (PDF)
October 27, 2017 (PDF)
October 13, 2017 (PDF)
October 6, 2017 (PDF)
September 29, 2017 (PDF)
September 22, 2017 (PDF)
August 28, 2017 (PDF)
August 21, 2017 (PDF)
August 14, 2017 (PDF)
July 24, 2017 (PDF)
July 10, 2017 (PDF)
June 5, 2017 (PDF)
May 22, 2017 (PDF
May 8, 2017 (PDF)
April 24, 2017 (PDF)
April 10, 2017 (PDF)
March 27, 2017 (PDF)
March 13, 2017 (PDF)
February 27, 2017 (PDF)
February 16, 2017 (PDF)
February 9, 2017 (PDF)


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next125 kitchens
Cutting edge kitchen design, inspired by nature.
next125 kitchens are of a generation that combine perfect form with innovative design and authentic materials. Perfect interior organisation sets the tone for technical cabinet systems. Each next125 kitchen is made in Germany to order with distinctive finishes and a commitment to quality and sustainability.
next125 kitchens deliver more than just kitchen design – next125 is kitchen architecture.
– Natural elements incorporated into each design
– Innovative space solutions
– Environmentally friendly and effectively designed
– PEFC-certified
Why next125 kitchens?
The deliberate choice of innovative materials and the design of next125 and next line collections have been tremendously well received and recognised by international design awards.
The NX850 kitchen was awarded with the 'red dot' and the 'Interior Innovation Award' for the especially well done detail solution of the letterbox handle carved out of solid laminate material.
The recess system next cube with its modular and highly individual equipment options was awarded with the Baden Württemberg Design Award 'Focus Silber' and nominated for the 'Designpreis Deutschland'.


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Eendhoorn Games brings SpiritSphere to Steam early access.
SpiritSphere is a local multiplayer game that draws inspiration from classics like Zelda and Windjammers and mashes it together with the nostalgic feel of playing air hockey at your local arcade.
The Blast Process team go head to head!
Founder/Video Mastermind
Mike is our main go-to-guy for videos. Former 4Kings member and one of the original founders of BlastProcess.com, Mike has been here since the beginning.
The main driving force of the website, Mike loves indie games and apps. So get in touch if you want your game/app featured here!


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Product Categories
Online Service
- Contact Person: Ms. Nancy Zhang
- View Contact Details
Home > Products > Steel Structure > Greenhouse
Product categories of Greenhouse, we are specialized manufacturers from China, Glass Greenhouse, Plastic Greenhouse suppliers/factory, wholesale high-quality products of Agricultural Greenhouse R & D and manufacturing, we have the perfect after-sales service and technical support. Look forward to your cooperation!
China Greenhouse Suppliers
Greenhouse used to plant cultivation facilities. In the season unsuitable for plant growth, it can provide greenhouse growth period and increase yield, and is mainly used for plant cultivation or seedling raising of vegetables, flowers, trees and other plants in the low temperature season. Many types of greenhouses, according to different roof materials, lighting materials, shape and heating conditions can be divided into many types.
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I just wanted to check in and say hello. I should be back with a picture post tomorrow—I've just been busy!
I had to wake up at 3:30 this morning to cover an event for Jobs #2 and #3, worked all day today for Job #1, and now I have another event for Job #2 this evening. And I'm just ready to go to bed!
Because of TOM, I am not weighing in this week and haven't for a few days. It's just not worth the mental battle. I will weigh in on Thursday as my start. I'm not just going all out and eating what I want or anything, but I haven't been perfect! Just taking it one day at a time.
There has been so much sadness in the news the past couple of days. That can really wear you down emotionally. There was the bombing yesterday, and then today a bomb was found in a nearby town here (thankfully it didn't go off), and two school busses crashed in another incident. Besides minor injuries, the kids were ok, but just hearing about this stuff gets me all anxious. All in two days.
And I believe in God and have complete trust in Him. It's not that. It just seems that EVERYTHING bothers me more than it used to, or maybe the world is just getting worse, I don't know. The more I see violence and hatred in the world, the more it bothers me to see it in movies, and so—I don't watch them if they contain any of it. I guess that's a good thing. I don't want to become desensitized, but I also don't want to let it make me too anxious. Turning off the news isn't really the answer either—this is just the reality of the world we live in.
These events always bring me back to center. They remind me of the real purpose of life. They make me want to hold my hubby closer and a little tighter. As much as we wish they weren't, they are teaching moments. They snap our eyes wide open to see life for what it is. Life ends. Make the best of it while it's here.
It also makes you think about how trivial some of the things are that I stress about. If I were to die today, my weight certainly wouldn't be my biggest worry—yet I let it consume me sometimes. I need help with that. I'm trying to find that balance between being mindful and making good decisions, and being happy in my own skin too—because life is just too short. Being healthy is important—but it's not THE most important.
I know what's important to me, and I want to treasure those things.
This post kind of morphed into a look into my mind right now. Thanks for listening!


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Obama: 'We're spending millions for each individual' held at Guantanamo Bay, Cuba
On his second day in office in 2009, President Barack Obama ordered that the detention facility in Guantanamo Bay, Cuba, be closed within a year.
But it remains open nearly six years later, largely because of a difficulties figuring out what to do with the detainees who remain there.
On CNN's State of the Union Dec. 21, 2014, host Candy Crowley asked Obama if the detention facility will be closed by the end of 2015.
"I'm going to be doing everything I can to close it," Obama said. "It is something that continues to inspire jihadists and extremists around the world, the fact that these folks are being held. It is contrary to our values, and it is wildly expensive. We're spending millions for each individual there."
We wondered: Are American taxpayers spending millions of dollars per year for every detainee held in Cuba?
In 2002, the United States established a detention camp on the 45-acre naval base on Cuba's south east coast to hold suspects in the war on terror. More than 750 people have been detained in total over the past 13 years, with 132 current detainees. About 2,100 people work there. So how much does it cost?
For fiscal year 2014, the total cost of the Guantanamo Bay detention facility is $397 million, according to a Department of Defense report drafted for the Senate Intelligence Committee. This includes money spent on maintenance, personnel, contracted work, military commissions and Department of Defense-funded studies.
Spread out among the 155 people detained over the course of 2014, that's about $2.6 million per detainee.
In 2013, with a similar-size budget but more detainees, the cost worked out to about $2.7 million per detainee.
For comparison, inmates at high-security federal prisons cost about $34,000 per year on average, as of 2012.
Part of the reason holding detainees at Guantanamo is so much more expensive than other prisons might be transportation costs, said Madeline Morris, a law professor and director of Duke University's Guantanamo Defense Clinic. Most people, food and supplies have to be brought in by air, which is an enormous cost.
The number of detainees is going down, but the facility may face extra costs in the future. In August 2014, the New York Times reported that an estimated $200 million in maintenance will be necessary in coming years to keep the detention facility functioning. The infrastructure was originally built to be temporary.
One aspect of Guantanamo that doesn't cost very much is the land. In 1903, then-President Theodore Roosevelt secured the area from Cuba for $2,000 a year, paid in gold -- worth about $4,085 today. The American government continues to pay the rent each year, but the Cuban government reportedly refuses to cash the checks.
Our ruling
Obama said, "We're spending millions for each individual" detained at Guantanamo.
The Pentagon has reported that Guantanamo's cost comes down to about $3 million per detainee per year -- just under 100 times the average annual cost of a federal prisoner. We rate Obama's claim True.
Editor's note: After this item was published, the Pentagon provided additional information showing Guantanamo's actual costs for 2014, whereas the article previously cited projections. The article has been updated to reflect the new information, which does not affect the ruling.


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When you sign up with OnCampus Creations, we give you your own personal artwork display to place on your
web site, porfolio, MySpace or blog.
Read More >>
OnCampusCreations.com requires each student to enter a UPS store number that is closest to
your school and one that is closest to your home while you are not in school. These UPS stores
should be the stores you will be shipping your artwork from.
To enter your school, first select the state your school is located in. If you school is already
in the system it will appear in the "School" drop down. If your school does not appear in the drop
down enter the name of your school in the "Add New School" box.
By checking the box below the Student Artist represents and warrants that he/she
has read this Agreement in totality and is legally competent to enter into this Agreement.


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Radio has been used a medium of communication for hundreds of years even before TV sets of telephones came into existence. They are too much alive and relevant today in providing entertainment organizations, content, education and moral support of the listeners in society.
Perhaps the reason of the numerous growth of radio communication can be attributed to the fact that not only are radios mobile. But the medium of communicating content had diversified greatly as radio broadcasters; seek to reach a bigger audience; through on-air broadcasting; which is transmitted through radio waves, through online broadcasting transmitted over the internet; as well as distributing content through mobile apps or computer applications; which enable the content to be streamed by the users.
The most practical conviction why the accessibility of radio communication is growing powerful each day; could be found in the fact the communication is resilient; and thus a listener can listen to the radio; while at the same time be involved in his daily chores. Or perhaps other activities. Needless to say, radios can be listened while driving; in the office at home etc.
A little bit about the website's history
This site belonged to an online radio based in Macedonia. It has several posts about the influences of this type of technology and you can access them by clicking on the topics below. I will be adding more interesting content in days to come.
Being a Radio Broadcaster
I still clearly remember that day when I heard that sweet, confident and amazingly coarse voice of the person; who was to be my favorite broadcaster over the radio. That was the day I instantly knew I would one day have my voice on air; twentieth of October, fifteen years ago. From that day I have not regretted one thing I have said or done to get me and keep me. I have made mistakes in radio, mispronounced words, farted by mistake while on air, shook hands of great people in society, inspire others and so much more while doing what I consider the best career in the world.
However, I have been a broadcaster for 7 years; rising through the ranks in radio from the technical team; to the production crew all the way to hosting my very own show. A long journey it has been. But let me tell you; it is all worthwhile. When I was in the technical team I remember the radio technology being satellite-based. Now I want you to strap your thoughts tight to this piece; because I want to take you on a journey of what it means to work and be a broadcaster.
When I started out in radio back then
Nonetheless, I had no idea I would fall this much in love with it; talking to hundreds of people in the society every day from all walks of life and having influence that only you; and your listeners; know of and the ability to convey futuristic messages of hope to many of your listeners. That was living a purposeful life; a very satisfying one for that matter only. Before that I knew how to connect cables, and manage frequencies all associated with radio technology.
Little did I know that as radio technology and organizations migrated from satellite-based subscription service to land-based digital radio; I would also be moving from radio technician to radio broadcaster.
Typically, on a normal day
I would wake up excited and prepare what I would talk about that day. That was after the radio technology aspect of my career was over and done with. Considering my show was health-related, I always had numerous topics to pick from; upon which I would research deeply the previous night and ensure I am well conversant and informed with the topic of discussion. Therefore, I would then always listen to the preceding show while en-route to the radio station offices to gauge the mood of the listeners. As I approach I would take a bottle of white coffee that I would sip throughout the whole two hour show.
Then when that light would signal that I am on air, a totally new person would come out; the joyful me that loved inspiring people in our society. Hosting celebrities was, and still is one of my best moments in radio. So as the inspirational music played in the background I would get in sync with the theme and find myself discussing with my listeners every relevant topic of discussion.
Sometime back as I was interviewing renowned neurosurgeon Dr. Ben Carson
A child on air called and asked me a question that has got me scratching my head to the very core. "Good evening sir," the child called, "how plump are you?" While this question left the whole station in stitches; it got me thinking; really, how plump am I? Then I realized that; since I joined radio everything I have done had made me lose weight. It all started by keeping fit; but with my job description I tamed myself to ensure I practice what I preach; or rather, practice what I broadcast.
My journey to figuring out ways on how to lose belly fat fast led me to one of the most inspirational moments; The National Breast Cancer Marathon. Nonetheless, I remember my producer approached me and told me I had been requested to host two participants of The 2015 National Breast Cancer Marathon; it felt pretty much like a normal one day event.
I was very far from reality as this was the one event that would reshape my whole radio career
I had to host two guests in my show; a survivor and a sufferer of this deadly disease. Their stories forever changed my life. Their stories inspired so many; such that I was later offered a post to be the brand ambassador of the government's Anti-Cancer Campaign.
I can never regret joining radio. It was a chance to communicate with the world and hear from the world as well.
Click here to check out the first page about Promoting Your Business Through Types Stations on the Radio.


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Well I nursed Everett for the last time approximately 48 hours ago. In fact, I am sitting here writing this post with cabbage in my bra (it's a thing) and in extreme pain due to my tatas not getting the memo yet that we are DONE!
I was ready to be done, but at the same time, I am feeling a little teary about the whole thing. Mourning it a little.
Everett was a colicky baby, he screams his brains out every time in his car seat and he has never slept through the night but since day one he has been a great eater! They put that brand new baby on my chest and he went for it, he knew what he needed and we both just got it.
Everett was the happiest when he was in my arms and nursing, free hand hooked on my shirt collar or chest. And I was happy to be there. Looking back, those times together are so special to me. I guess it is hard to explain, but in the beginning when he cried in pain most all of the day and I felt so helpless to make him feel better, I could, with nursing, for a few minutes calm him and comfort him and I wasn't so helpless for a moment. We really needed each other.
I loved to watch him fall asleep, the little grunts slowly stopped, his body go limp and relax completely. Just him and I. 3am singing lullabies and rubbing his fuzzy skin, then probably again in a couple hours but that's ok, that's what I'm here for.
When Everett was a year old, he had to have a minor day surgery. I was so nervous about the whole thing. The nurse brought him to us when he was all done, he was still so groggy and out of it, he reached for me and immediately assumed the position, latched on and fell asleep instantly. He nursed on and off groggily for about the next four hours and I felt sore but so happy and comforted myself that I could provide him with that comfort and peace.
It hasn't all been easy. In the beginning I thought 'how do moms do this without looking?' and was so stressed about him getting enough milk. There were times I would wake up at 4am and have to go sanitize bottles and haul the pump into the bed to get some relief if he was (heaven forbid) still sleeping. I had a bought of mastitis and sometimes during teething times felt trapped in the rocking chair all night long because that is the only relief he could get. Overall though, nursing has been one of favorite things about being a mother.
I have become quite the breastfeeding-hippie-advocate-supporter, I can tell you all the amazing benefits it does for your baby, I know the percentages of mama's who are still breastfeeding at a year (27%) and I know how to keep your milk supply up, the formula for how much your baby needs at how much he weighs and have really tried to educate myself on the subject.
I know some mom's bodies just won't let them and some have such a hard and painful time in the beginning and some just don't want to and I don't judge you at all, don't think any less of you, we are all just doing what we can for our babies.
I am happy and lucky I had the experience I did for 18 months, I will miss it, I am hopeful to do it again with my next babies.
I am happy and lucky I had the experience I did for 18 months, I will miss it, I am hopeful to do it again with my next babies.


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What's best at University – living in Jewish halls or branching out?
Sophie Lipton weighs up the benefits of living in Jewish and standard university accommodation
To Hillel house, or not to Hillel house, that is the question…
Advantages of living in standard university accommodation
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1. Open your eyes to new cultures
Living with just Jews means being at the very centre of the 'Jewish bubble'. Whether studying in Leeds or Birmingham or elsewhere, the atmosphere is still equivalent to Stanmore and Edgware.
So why not burst the bubble, just like Manchester undergraduate, Daniel Solomon. He says: "The true university experience encompasses living with people from all different kinds of background." Branching out is a fantastic way to make new lifelong friends with people from all walks of life.
After all, your Jewish bubble will not last for eternity (unless you make Aliyah).
2. Become a Jewish ambassador
Anti-Semitism is a clear and present danger, but this doesn't mean everyone you meet will be pinning Nazi banners to the doors. From my experience at university, most people are open to new ideas and cultures and want to learn more. So become a Jewish ambassador for these people as many students may have never met a Jew before.
How, as a Jewish community do we expect to tackle negative views if we all live in isolated Hillel houses? Only living together can we turn stereotypes on their head and paint a positive, refreshing perspective of Judaism.
Additionally, living in a secular environment lets a personal Jewish identity grow. For once the reins of parents forcing one to attend festive events are loosened. Actively praying or mixing with Jewish circles can really convey the strength of ones Jewish identity. This may not be established so strongly in a collective Jewish environment like Hillel house.
Therefore sharing a breezeblock wall with a Muslim on one side and a Christian on the other will not taint ones ability to eat a smoked salmon bagel in the future.
3. Have the best of both worlds
Living in secular accommodation does not banish you from kosher campus life. There are constantly advertisements on Facebook about Jsoc events; from Shabbat dinners to bar crawls- the only thing needed to join is Internet connection.
It is possible to find the perfect recipe for a fusion of a Jewish and secular identity, and it's a great social concoction.
Add chicken soup to the pan, mix in some cultural diversity and bring to the boil until religious and secular lifestyle is intertwined. What's stopping you? Nothing.
This is why Manchester undergraduate James Graham purposely chose not to live in standard halls. He says "I knew I would get involved with Jsoc so specifically didn't want to live with Jews. I wanted to have a mixture of Jewish and non-Jewish friends".
Advantages of living in Hillel house/Kosher flats:
1. Kosher kitchen nightmares are not a worry:
Having to tell new flatmates that bacon in the frying pan is unacceptable or pork chops on the oven trays is offensive can often make one sound like a stingy pan sharer. "Hi, I'm Sophie, please don't touch my plates" is not the best first impression.
The kosher conversation to some is crucial and cannot be left simmering in the background.
For me it was a talk I was personally dreading. The only other option was leaving utensils in my room, and accepting that I would become the suspect flatmate who hides pots and pans under the bed for reasons unknown.
The upside of living in Jewish halls is that all this awkward kosher talk is already unpacked.
2. Jewish is not new(ish)
On a wider note, moving into Hillel house or kosher flats means everyone understands why Friday night dinner is more important than a club night, or why New Year is celebrated in September.
One does not need to have spiels at the ready to describe what the 'strange brioche bread type thing covered in poppy seeds' is residing in the kitchen, or why Jsoc is always enticing students with free trips and food.
Whipping out Torah portions to explain certain realms of Judaism won't be necessary.
3. Common Jewish ground
Sometimes finding things in common with flatmates can be tricky- they are literally chosen like a lucky dip, and you could end up living with a bagel hating, mass murdering anti-Semite.
Loathing a flatmate can also happen in a Jewish setting, but at least common ground can be found by pulling out the Jewish card and playing a little bit of Jewish geography to ease the awkward moments in the hallway.
Birmingham undergraduate, David Robinson believes that it can often be more comforting living with members of the tribe. He states that Jews have "some sort of similar up bringing…so there is always a chance you'll find people or something in common".
Choosing Hillel house therefore does act as that extra safety blanket for fresher's who are living independently yet desire culture comforts.
There you have it. In a nutshell, living with all Jews grants you immediate access to Jewish life, but living in standard flats won't hinder the amount of chicken soup consumed in a semester.
By Brigit Grant
By Jewish News
By Judy Elkus
By Judy Elkus


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Greenpeace may be famous for its high-profile protests, but it is its powerful digital content that has been turning heads lately.
It filmed "Nemo", a clownfish, swimming in a blender to campaign against a shipping terminal being built in the Great Barrier Reef.
The organisation also teamed up with Mr President to dress up some of the internet's star cats, including Princess Monster Truck and Spangles, as part of its activity to save tigers.
In Greenpeace's most popular film, "everything is not awesome", a Lego model of the Arctic is seen drowning in "oil". It aimed to draw attention to the toy-maker's partnership with the oil giant Shell. The film has already generated more than 5.5 million views online.
The films are successful because Greenpeace takes creativity seriously, Mel Evans, a campaigner for the organisation, argues.
"Everyone at Greenpeace is very involved in how we approach problems in a creative and imaginative way. We want all our communications – whether that is a direct action or talking to supporters – to be as creative as possible," she says.
Evans is part of a four-strong in-house art and editorial department that handles Greenpeace's relationships with creative agencies. It also runs daily group creative sessions and works with campaign teams to develop ideas for new activity.
It takes ideas from any member of staff.
For the Lego film, Evans worked with Don't Panic, the agency that was responsible for Save the Children's "if London were Syria" viral.
It was inspired by the "believe" advertising campaign for the video game Halo 3, which used similar techniques of slow-motion, freeze-frame shots.
Evans believes the film holds real power due to our relationship with Lego: "Many people have an emotional attachment to Lego because they played with it when they were a child. So, even though you know it's a plastic toy, it's still very emotional."
A production team of six people spent three weeks building the Lego model from bricks bought on eBay.
The "oil" was made from a mixture of water and ink, with added glycerine to make it gloopy and more realistic. It was filmed live on a small camera attached to a wire.
A composer spent a week creating and recording a slower version of The Lego Movie song, Everything Is Awesome!!!, and transposed it into a minor key to give it a melancholic feel.
After launching on YouTube, the film was initially removed following Warner Bros' complaint that the song breached its copyright, although it was later restored. In fact, the ban secured more press attention for the film.
Evans' advice for powerful online content is to keep it short. "People watching something online want to know what's going on quickly. Also, be daring and try something different," she says.


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Russia followed up a double in the girls' 5000 metre Race Walk with another in the boys' 10,000m Walk this morning.
The Russian duo, Sergey Morozov and Vladimir Akhmetov made their intentions clear from the start of the race, setting a fast early pace as the field strung out in the early stages, confirming their psoitions as the season leaders in the performance lists.
a closely-bunched group of four leaders had already formed by the second lap, including the two Russians, Yusuke Suzuki from Japan and Jianguo Zhao of China.
The four were inseparable right through to the last 1200 metres when, with three laps remaining the Russians accelerated drastically, with Zhao desperately trying to stay with them.
This proved too much for Suzuki, who started to fall back looking to be out of the medals until as the three leaders approached the line with two laps to go, Zhao received a red card, giving Suzuki his chance to stay in the medals.
After walking together for the whole race, the Russians were now in sole contention for the gold, with a final burst from Morozov giving him the advantage as he gradually pulled away from Akhmetov as the pair came up to the final bend and into the straight.
Morozov finished in a time of 42:26.92, fisteen metres ahead of Akhmetov in 42:32.81, with Suzuki recording a new personal best of 42:43.22 to clinch the bronze.


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Parnate, the brand name of the drug tranylcypromine sulfate, is an antidepressant classified as a monoamine oxidase inhibitor, or MAOI. Parnate is used for the treatment of major depressive disorder. If you take Parnate--or have taken it within two weeks--you must avoid any food that contains tyramine. Eating foods that contain this chemical can cause severely high blood pressure, which may lead to stroke or even death, according to Drugs.com.
Aged Cheeses
Avoid aged cheeses that contain tyramine, if you take Parnate. All cheeses are considered aged except for cream cheese, cottage cheese, processed cheese and ricotta. As long as other dairy products are fresh, you can eat them, Drugs.com advises. Make sure you also steer clear of pizzas, casseroles and burgers made with aged cheeses.
Alcoholic Beverages
Avoid or curtail your use of alcoholic beverages while taking Parnate. There are moderate to high levels of tyramine in tap, bottled and canned beer, including non-alcoholic beer. Red and white wine also contain the chemical. According to Drugs.com, individuals taking Parnate should limit beer to two or less 12-ounce servings per day and wine to two 4-ounce glasses per day. Ask your doctor before drinking any alcohol if you take Parnate.
Fermented Soy Products
Abstain from all fermented soy products while on Parnate, including foods such as miso paste, miso soup, soy sauce and tofu. All fermented soy contains tyramine.
Cured, Smoked or Aged Fish, Meat or Poultry
Don't eat cured, smoked or aged fish, meat or poultry if you take Parnate. Pickled herring, smoked fish, beef jerky, salami, bologna, ham, mortadella, sausage and the meat extract Bovril are examples of meats to avoid. You can eat any meat that is bought fresh and eaten fresh.
Additional Aged, Fermented or Pickled Foods
If you take Parnate, stay away from sauerkraut, kim chee, banana peels, fava or broad bean pods and concentrated yeast products like Vegamite.
Foods of Uncertain Freshness
Foods that age naturally are also a potential danger, if you take Parnate. Avoid over-ripe fruits and any food that is improperly stored or is no longer fresh.
Large Amounts of Caffeine
Limit your intake of caffeine-containing beverages and foods when taking Parnate, according to MedlinePlus. Large amounts of coffee, tea, soda and chocolate can cause an adverse reaction. Ask your doctor how much caffeine is safe.


text: The idea of reducing the size - and expense - of our state Legislature has surfaced again. Perhaps this will be the beginning of a momentum leading to that goal. In separate announcements last week, state Rep. Sam Smith, R-Punxsutawney, said he is again raising the issue of reducing the House of Representatives, with hope of attracting enough support so a proposal passes the House and the Senate before the current session ends in November 2014. And state Sen. Judy Schwank, D-Berks County, also urged lawmakers and the governor last week to finally consider her proposal to reduce the size of the General Assembly by more than a third. 'For too long, taxpayers have had to pay for an institution that, by nearly every standard, is too big,' Schwank said. With 50 senators and 203 representatives, Pennsylvania has the largest full-time legislature in the nation, and the cost adds up. Their salaries, pensions and health care amounts to about $34 million annually. Plus, the lawmakers collectively rack up an additional $7 million in travel costs and per diems. At a time when budget reductions are everyday news, the size and cost of the General Assembly cannot escape the cost-cutting ax. Smith, in his recent memo, said he plans to reintroduce a bill that would reduce the House from 203 to 153 seats, and in a separate bill, call for the Senate to be reduced from 50 to 38 seats. Schwank's proposal calls for reducing the House to 121 seats, and for the Senate to drop to 40 seats. While earlier efforts to reduce the size of the Legislature have failed, the timing of this latest interest sounds promising. Changing the size of the Legislature takes an amendment to the Pennsylvania Constitution and an amendment has to be approved by both houses in two consecutive sessions. Afterward, it has to win approval of the voters. So, if the lawmakers can come up with an idea that wins support in the House and Senate by November 2014, that will be a big step forward. We call on lawmakers to take the same attitude that Schwank has promised. 'What's clear is Pennsylvania taxpayers want a leaner, faster and more effective governing body that's much less expensive,' she said in last week's announcement. 'I'm listening and willing to work in a bipartisan manner to make sure this finally happens.' - Altoona Mirror


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Welcome to awards show season, CF readers! For the next full month, we'll be recapping all of the major red carpet events — the SAG Awards, the Grammys and — of course — the Academy Awards. We're kicking things off with a fashion recap of last night's Golden Globe Awards. Scroll on to check out our favorite looks from last night:
Top 5 Best-Dressed
Here are my picks for best dressed at the 2012 Golden Globes, in no particular order:
Nicole Richie in Julien Macdonald
Photo: PR Photos
Presenter Nicole Richie donned a slinky, floor-skimming Julien Macdonald number at the Globes this year. Her super-shiny metallic gown looked lovely on the red carpet and Nicole completed her look with a voluminous, '60s-esque ponytail, vintage earrings and accessories from her House of Harlow 1960 line.
Claire Danes in J. Mendel
Photo: PR Photos
Last night Claire Danes rocked a J. Mendel gown that was meant to be viewed from behind. (Click here to view more pictures so you can get the full effect!) While the front her dress was a little tame, the gorgeous cut-out back skyrocketed it to the top of my list. The sparkly sequined detailing made this gown a true standout on the red carpet.
Emma Stone in Lanvin
Photo: ELLE
Disclaimer: I have a HUGE girl crush on Emma Stone, however, I don't think that it influenced my decision to include her on best-dressed list. In fact, I would have loved this Lanvin gown on anyone, but the fact that Emma wore it made it all the more perfect. The luxe velvet, burgundy hues mixed with fuchsia, and eagle-adorned belt all made this frock a winner in my book.
Charlize Theron in Dior Couture
Photo: ELLE
Charlize proved that it definitely pays to be Dior's spokesperson by wearing a beautiful couture gown created by the design house. Her pale pink '20s-style gown featured a deep, plunging neckline and sculptural bustle, and she completed her look with a side-swept updo adorned with a jeweled headband.
Evan Rachel Wood in Gucci Premiere
Photo: ELLE
Every red carpet needs a little extravagance, so I was happy to see Evan Rachel Wood rocking this couture gown at the Globes last night. This sequined and feather-adorned Gucci gown exuded Old Hollywood glamour with a modern twist. Texturally, it looks amazing and I really loved the gradient of dark green shades. What did you think of Evan's look?
Other Notable Ensembles
Although they didn't quite make my top 5 list, here are some other gowns that made a buzz on the red carpet last night:
Rooney Mara in Nina Ricci
Photo: PR Photos
The Girl with the Dragon Tattoo actress went with an ever-classic LBD for last night's ceremony. Rooney's sleek Nina Ricci gown featured a plunging neckline and cutouts, which created a modern, sultry vibe. She kept the rest of her look clean and simple with minimal makeup, a sleek ponytail and zero accessories.
Sarah Michelle Gellar in Monique Lhuillier
Photo: PR Photos
Sarah Michelle Gellar stepped out in a daring, tie-dyed Monique Lhuillier gown last night. This dress was pretty controversial among fashion commentators – it's one of those looks that you either love or hate, with no in-betweens! Sarah did explain her out-of-the-box fashion choice on the red carpet — it turns out her two-year-old daughter picked out the gown, which is pretty adorable (and makes a lot of sense!).
Angelina Jolie in Atelier Versace
Photo: ELLE
Fashion-wise, Angelina Jolie can do no wrong in our eyes and she didn't disappoint at the Globes this year. She wore a silky, cream-colored Atelier Versace gown with gorgeous red detailing on the neckline and pulled it off in a way that only Angelina could. She even matched her red lipstick to her bag and dress, which is a prime example of color coordination at its finest.
Zooey Deschanel in Prada
Photo: ELLE
New Girl's Zooey Deschanel got to wear custom-made Prada for her first trip down the Golden Globes red carpet and this fitted, floor-length gown was certainly a departure from Zooey's typical short, vintage-inspired A-line frocks. Personally, I loved the beading on the bodice, but wish it had extended a bit further onto the bottom half of the dress. Oh, and for all you nail art fans, Zooey also rocked a tuxedo mani last night — so cute!
Least Favorite Look
Unfortunately, not every celeb knocks it out of the ballpark when it comes to red carpet fashion. Here's one look simply didn't care for at last night's event:
Piper Perabo in Theyskens' Theory
Photo: PR Photos
I really wasn't a fan of Piper Perabo's overly-voluminous Theyskens' Theory gown at the Globes. The size of the skirt was a little too Gone with the Windfor my taste and the semi-sheer grey fabric wasn't doing the look any favors either. Piper was all smiles on the red carpet, though, and proved that confidence is key when taking a fashion risk.
Your thoughts?
Now that you know what we think, tell us your opinion. Did you watch the Golden Globes last night? Who wins your pick for best-dressed? Any looks you didn't like? Be sure to leave a comment and let us know what you think!


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This summer, we welcome rising sophomores Shahreen Chowdhury and Esther Kaydanovsky to the group. Shahreen and Esther joined through Loyola's First Year Research Experience (FYRE) program.
We would, also, like to welcome Janiel Cortes, who is a rising senior at Barrington High School. Janiel joined the group through Project SEED.


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Procurers of English advertising bits and paste pots. Excavated and salvaged by our own sources in the UK.
Shipments arriving three times a month.
Please note: our pricing may fluctuate without notice according to demand, the British pound and the price paid to our vendors.
We sell only authentic English ironstone pottery, no reproductions.


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Does Christianity or atheism have the burden of proof?
Philosopher Paul Copan writes:
First, define your terms — especially atheism. Understand the terms you are using. You can clear up a lot of confusion here and keep the conversation with a professing atheist on track. Ask your friend, "How do you define atheism?" According to the Encyclopedia of Philosophy, the historic definition of "atheist" is one who "maintains that there is no God, that is, that the sentence God exists expresses a false proposition."2
The late atheist-turned-deist philosopher Antony Flew, defined atheism as"rejection of belief in God" — not merely the absence of belief in God.3 Likewise, Julian Baggini, in his book Atheism: A Very Short Introduction, asserts that atheism is "extremely simple to define." It is "the belief that there is no God or gods."4 By contrast, central to theism is that an infinitely good, wise, self-existent, and powerful personal Creator brought into being a creation separate from himself, though He sustains all things in being. This creation is comprised of things visible and invisible. And God uniquely made human beings with distinctive moral, spiritual, intellectual, and relational capacities.
Second, the atheist also bears the burden of proof in making the claim, "God does not exist." Keep in mind: The atheist is actually making a claim to knowledge just as the theist is. So rather than shrugging off any burden of proof, the atheist should understand that both claims needs justification, not just the theist's. If you make a claim to know something, you should be able to justify that claim when challenged. The atheist — if he or she is a true atheist — says that God does not exist. But we can ask, "Why think this? What positive arguments are there for this claim?" To date, there just has not been any argument coming close to showing how this is so. Some might say, "Arguments for God's existence do not work." But that is not enough. You need to show why God does not exist (more on this below). In my experience, the "atheist" more often than not turns out to be an agnostic.
Third, look out for the "atheist's" slide into agnosticism, from claiming disbelief to mere unbelief. True agnostics affirm they do not know whether God exists or not. By contrast, atheism is a strong claim and is actually a fairly difficult position to defend. As noted, many professing atheists are not true atheists — that is, one who disbelieves or rejects belief in God. Rather, they are more like "agnostics" — unbelievers. What they mean by "there is no God" is more like "I lack belief in God."
In April 2001, I was speaking at an open forum at Worcester Polytechnic Institute (WPI) in Massachusetts. A student told me during the Q&A, "The reason I am an atheist is because the arguments for God's existence do not work."
I replied, "Then you should be an agnostic, not an atheist. It is logically possible that God could exist even if the available arguments for God do not work. So, you should be an agnostic, in that case. You have to do more than say the arguments for God do not work to be an atheist. You have to show why God cannot exist. You see, the absence of evidence is not evidence of absence."
The person who claims to be an atheist but simply lacks belief in God is blurring the historic distinction between agnostic and atheist.5 We should gently press him on this question: "What makes your position different from an agnostic's?"
I would say yes. Both are advocating change in the other person.


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Youth Fitness
Have Fun & Get Active!
Safe, secure and fun, a must for any teen wishing to improve their fitness in a gym environment.
Our Youth Fitness activities are a great way for teens to stay healthy and enjoy time with their friends or make new ones.
Need any help? Please call our friendly reception team on 01304 373399
Teen Fitness Gym Session 12+
Saturdays 10:00am - 12:00pm & 1:00pm – 3:00pm
Sundays 10:00am - 12:00pm & 1:00pm – 3:00pm
Extra School Holiday Sessions Monday - Friday 12:00pm - 3:00pm


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National Health Center Week 2017
August 13-19, 2017
Thanks to all who attended this years events!
National Health Center Week is a week long celebration dedicated to generating community pride while also building support for the National Health Centers Program. National Health Center Week provides an ideal occasion to celebrate the long record of success and delivery of high quality, cost effective, and accessible care across the nation. It is a great opportunity for health centers to speak out telling the story of their community-based model of care and creating public awareness of what they do and how they do it.
Back to Community Events Gallery


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Tuesday, March 4, 2008
Website Launch
Our official Swara Sonora website is now online! On it you can find detailed information about the trio, our Love and Variations project, and how you can support the Swara Sonora Trio.
Visit our wesbite at www.swarasonora.com.
Please give us your feedback on the site! Feel free to send an email to firstname.lastname@example.com with your comments.
Posted by Kathryn at 7:41 PM No comments:
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Online Tax return filing for Indians for FY 2013-14 would be different in many ways. However, one thing which really stands out is that it will have more tax payers under its ambit in compare to any previous year since now it is mandatory to e-file your tax return if your income is more than Rs.5 lacs. This article would stress on 11 things which a tax payer should keep in mind while e-filing his tax return, especially first time filers.
1) Permanent Account Number - This is a unique alpha-numeric number allotted to you, which basically is the base identifier for all correspondence with the IT department. Thus it is of paramount interest to double check the PAN number while e-filing your tax return.
2) E-mail Id – IT has become hi-tech and moving towards paper less environment, wherein most of the correspondence from them, including ITR acknowledgment and intimation would come to the email id you provide in the tax return.
3) Your Bank Account Details - This would contain your bank a/c number, MICR code and from this year onwards one more mandatory detail is required i.e., IFSC code of your banker.
4) Correct ITR Form - It is very important to select the correct ITR form that is applicable to you for E-filing of tax return as the government has made various changes in regard to the selection of ITR forms for different assessees. If you fail to select correct form then your IT Return may be regarded as defective return.
5) Check Form-26AS before filing- The Government keeps record of all tax deposited/ credited to your PAN number. You can register with the e-filing site of IT Department to view your Form-26AS. It is important to note here that the information disclosed in your income tax return form should match with the details in your Form 26AS. Thus there is a need to check Form-26AS while doing e-filing your tax returns.
6) Provide Details of all the Tax saving investments made by you- It is advisable that one should always make a list of Tax saving investments made throughout the year which are eligible for deduction under Chapter VI of the Income Tax Act, otherwise there is always a chance to miss those in the tax returns, and not claiming benefit on those.
7) Filing ITR with Multiple Form16- Form 16 is a certificate issued by an employer to an employee who provides details in respect of salary earned by the employee and tax deducted at source by the employer. Tax payers often get confused regarding how to file their income tax return with multiple Form16, wherein they have worked for more than one employer in a financial year.
8) Interest on savings bank account is taxable- Interests on savings bank account, post office savings and savings in cooperative banks are taxable when amount exceeds Rs.10000. Thus if you have such income then you should disclose it the income tax return. Only saving bank interest income is exempt upto Rs. 10000, and this fact misunderstood. For example, interest on fixed deposit and recurring deposit are fully taxable income which is to be shown under the head "income from other sources".
9) Exempt income need to be disclosed separately in the returns - It has been noted that many tax payers do not disclose exempt incomes in their income tax return on the contention that they are not taxable. IT department has taken this very seriously by making ITR 2 applicable to tax payers, who have exempt income of more than Rs .5000, thus they can't file ITR 1. Thus, it is advisable to disclose all exempt income at the required schedule in the ITR return.
10) Mailing ITR-V submission is a must when ITR is uploaded without digital signature – ITR-V (income tax return verification ACK) is generated when a ITR is uploaded online without use of the digital signature. ITR-V ACK is required to be mailed to the CPC, Bangalore within 120 days of the upload of the ITR online. Upon the receipt of this, the CPC sends a final Acknowledgement to the email id.
11) Keep documentary evidences of all the information you give- Last but not the least, tax payers should look to properly maintain all the documentary evidence that is associated with the filing of return which the assessing office might call upon in future.
About Author:
Alok Patnia founded Taxmantra.com to understand and address the pain points of individuals, businesses and startups. He is an expert in handling ITR filing, has great insights on the business startup issues such as choosing right business entity and also has vast experience in the field of business maintenance services such as accounting, auditing, company law compliances, service tax and other related fields.


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How to Find a Good Pet Sitter
If you have planned a vacation and are on the lookout for a pet sitter for your canine companion, an easy way to start the search would be to go through listings in the local newspapers. This, and a few other ways to find a good pet sitter, are elaborated in this PetPonder write-up.
Meghna Wani
Keep in Mind!For animal lovers, their pets are their life. They simply cannot (will not!) stay away from them. But there are times when the unavoidable happens, and pets have to be kept in the care of someone else. Pet owners might sometimes find this idea very unpleasant.
If you have a pet who needs to be looked after, don't rely on next door teens or the family across the street for help. You will have to choose a pet sitter who is competent enough to take proper care of it, else he will end up endangering the health of your pet.
If you have a pet who needs to be looked after, don't rely on next door teens or the family across the street for help. You will have to choose a pet sitter who is competent enough to take proper care of it, else he will end up endangering the health of your pet.
'Pet sitters', as they are commonly called, are those people who work as full-time pet caretakers, and do more than just providing the pet with food and water. They are just like you, the owner... animal lovers, but who have made it their profession to take care of pets. Nowadays, to become a pet sitter, 'love for animals' is no more the only parameter, but it also requires proper certifications and adequate experience.
After you have decided that you are going to leave your pet in the care of a pet sitter, while you are on vacation, it's time for you to start the search for a good pet sitter. Given below are some pointers that you need to look out for when searching for a pet sitter.
Why a Professional Pet Sitter?
You may remember a host of people who you would want to turn to, when the word 'pet sitter' strikes your mind. The teen next door, the couple across the street, or the family in the next block, you just have to choose! But I would advice you against it, because, they might say 'yes' just out of obligation, and not out of choice.
It could also be possible that the teen you thought would help, would chance upon the idea and use your home for having a get-together or a party. To add to it, lack of training and experience in handling pets would cost you your pet's health.
This is why the services of a professional pet sitter should be availed. Due to his presence, you and your pet, both remain comfortable and happy. Your pet gets to stay in his familiar surroundings with his regular diet, routine and grooming. You get peace of mind when you know that a professional is caring for your pet. Watering the plants, carrying the thrash out, picking up the newspaper and mail while you are away, are the added benefits that the pet sitter might provide.
Gather Referrals
Start your search by scanning the listings in your local newspapers. The next step is to ask your neighbors, friends, and co-workers. The point is that you have to keep dropping the word. One more point of contact where you could possibly hope to get an excellent referral is your veterinary doctor.
Go Online
Use the power of the Internet, and check out the pet sitting organizations in your city. To make your search easier, I've listed out two of them. First one is National Association of Professional Pet Sitters (NAPPS). It is the only nation-wide non-profit organization that provides certification and training to amateur pet sitters. You can use their search facility and locate a pet sitter in your locality. The second one is Pet Sitters International. They also offer search facilities. You can refine your search by zip code, type of sitting services required, and type of sitter required.
Compare Prices
The rates that pet sitters charge depends upon various factors. Be ready to see a wide range of prices. To start with, the rates vary with the locality you live in. It may also depend on what time of the year you have planned your vacation. If your vacation coincides with the holiday season, then the prices may be higher. You should compare prices and services offered carefully, before narrowing down on a final choice.
Normally, a pet sitter would charge around $10 to $20 for half an hour, for basic pet sitting services, and the rates may increase for every extra 15 minutes thereafter. Overnight rates may vary between $40 to $80, with the obvious average of about $60. Overnight is considered to be a duration of 12.5 hours. For a longer period of time, where in-home boarding is involved, the charge would be around $40 per day.
Choose Professionals
Make sure the pet sitter is certified by organizations like NAPPS, because if your pet requires some medication or first-aid, he should be able to provide the same. Certified pet sitters are also trained for crisis prevention and management, so that you do not worry while you are away.
You may not believe it, but a potential pet sitter should also be insured. Why? Because while playing with your pet, if the pet sitter accidentally cracks a tile or breaks something, his insurance should be able to pay for the damage. It is called commercial liability insurance, and usually covers the damages caused due to negligence or an accident.
Conduct Interviews
After you shortlist a few of them, schedule some short interviews. Preferably conduct the interviews face-to-face. Though this might not always be possible, but if you schedule one at your place, you would be in a better position to judge their behavior based on their interaction with the pet.
Nevertheless, be it an at-home or phone interview, ask a few questions like:
» Do you have any previous pet sitting experience?
» What type and breed of pets do you sit for?
» What related services do you provide?
» Can you give some references?
» Are you in contract with any veterinary doctor, in case an emergency strikes?
» Does he have a backup, in case he is not able to tend to the pet?
After you get some satisfactory answers to these questions, the important thing that goes into decision-making should be the sitter's way of interaction with the pet. Observe if your pet feels comfortable with the person or not. Actually, it can be put this way, it's not you but your pet who will select its sitter.
Introduce Your Pet to its Sitter
After you have finalized the sitter, it is very essential for you to introduce him to your pet. Before the actual pet sitting session, you should ideally call the pet sitter home, so that they familiarize themselves with each other. You should also discuss the pet's routine in detail with the sitter. Give him a complete list of things that are essential for the pet's well-being. Inform him about the timings the pet should be fed or taken for a walk, etc.
If the pet is on any medication, tell the sitter the dosage and the way in which it should be administered. Keep an extra stock of pet food and medications at home. It is advised that you keep a spare key with a trusted neighbor, so that in case the sitter does not turn up, the neighbor can pitch in and at least feed the pet. You can give your neighbor and the sitter each others phone numbers, though, with prior permission from both.
Before leaving for the vacation, make sure you have an ID tag affixed to the collar of the pet, with your name, address, and phone number written on it. You can also mention the phone number of the pet sitter and your neighbor on it.
Lastly, I can only say that you can peacefully enjoy your trip, and be assured that your pet will be safe and healthy, because you made the correct decision of choosing a professional pet sitter over an acquaintance.


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Outdoor briefs for April 11
South Sound groups land NMTA grants
Two South Sound organizations were among eight groups to receive grants from the Northwest Marine Trade Association's Grow Boating Grant Program.
The association awarded $17,300 to the eight boating programs as part of its mission to increase the number of boaters in the Northwest, and encourage boaters to boat more often.
The Olympia Yacht Club Foundation received a grant to purchase personal flotation devices and spray tops and pants for the foundation's 11-week summer "Learn to Sail" program for youth.
The Tacoma Youth Marine Center will use the grant money to help fund its 2015 "Sails & Trails" Summer Camp which introduces youth ages 11-15 to boating and boating skills.
The other grants went to groups in Seattle, Bellingham and Post Falls, Idaho.
The program received so many applications, it increased the amount of available grant money from $9,000 to $17,300, said Brian Kaloper, harbormaster at Elliott Bay Marina and the Grow Boating committee chairman.
Organizations interested in applying for a grant for 2016 can find the application at nmta.net/grow-boating/2794.asp.
Pair to share tales of Desolation Sound trip
Kayaking Desolation Sound in British Columbia will be the topic of a presentation at Friday's open house and speaker series held by the Tacoma Mountaineers.
In 2014, Julie Myer and Kevin Hornback, both Tacoma branch members, celebrated a 50th birthday by spending two weeks exploring Desolation Sound by kayak. The trip began in Lund, British Columbia, and led them to Okeover Inlet before returning to Lund.
Along the way, they played with a seal at the Copelands, were awakened in the middle of the night by the sounds of whales blowing off Martin Island, enjoyed the hospitality of neighbors sharing warm brownies on a rainy day, swam in 70-degree waters and ate seafood each day.
Before the program, Tacoma Mountaineers members will give an orientation on the programs offered by the local branch. This is a chance to visit with committee members in activities of interest to you.
The open house begins at 7 p.m., with the program at 7:45 p.m. The event will be at the Tacoma Mountaineers Program Center, 2302 N. 30th St., Tacoma. Learn more at tacomamountaineers.org.
Banquet to support salmon, orca efforts
Long Live the Kings' Spring Fling, the group's annual benefit dinner and auction, will support its Salish Sea Marine Survival Project. That is the group's effort to restore salmon and orcas to Northwest waters.
The evening will feature Ken Balcomb, director of the Center for Whale Research, and the presentation of sixth Lifetime Achievement Award in Salmon Conservation to Billy Frank Jr., who died last year.
There also will be a live auction, raffle and entertainment. In addition, the aquarium exhibits will open for viewing until 9 p.m.
The evening begins at 5:30 p.m. with a cocktail reception, with dinner and presentations at 6:45 p.m.
The event will be at the Seattle Aquarium, 1483 Alaskan Way, Seattle, April 29.
Tickets are $175 per person or $1,500 per table that seats up to 10 people. You can order tickets at lltk.org.
Compiled by Jeffrey P. Mayor, firstname.lastname@example.com


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art + music + food + film NOW NA ---------------------- a year-end fundraiser
December 3 (Monday) Dinner & art sale 6:00 p.m. Film Screening 7:20 p.m. @KAPISANAN 167 Augusta Ave Toronto, ON $15 Donation
Enjoy a Max's Chicken dinner with a San Miguel Beer, followed by a screening of Crying Ladies - a comedy featuring Sharon Cuneta, Eric Quizon and Hilda Coronel. Dinner accompanied by kulintang music from Southern Philippines. All for a (minimum ) $15 donation that will benefit more great youth art programming at the K.
Selected works from the Vinta Gallery Collection will also be available for purchase.
Please RSVP to email@example.com by 6 p.m. on Sunday, Dec. 2nd to confirm your attendance.
See you there!


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14 Cats Who Still Hate You… In Spite Of Your Expensive Gifts.
It's not that cats are ungrateful, per say... it's just that they may or may not give a flying f**k about all the wonderful things you do for them.
It sounds harsh, but it's true: Unlike dogs, who lovingly bestow all the affection in the world unto their owners, cats usually don't have time for that kind of silliness, preferring rather to sit in a dark corner and stare at you judgmentally.
All things considered, it makes sense that some cats appear to be ungrateful about the gifts bestowed upon them -- here are 14 cats who couldn't give a kitty-care less about their presents.
#1. This cat is clearly uninterested in his epic new bed.
#2. And this cat doesn't seem to understand how beds work.
#3. These cats just don't get what it means to live in a life of luxury.
#4. Hey, water is water, right?
#5. He's just doing this to spite you.
#6. When you don't care that you have a palace to yourself.
#7. These cat owners are wishing they'd spent their money elsewehere.
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Resources Promotion
Blogs created by Sean Carney on his wife's web site at http://www.DrCarney.com.
1 minute reading time (85 words)
A Diet For All Reasons
One of the very first videos ever produced about the problems associated with a diet based around the consumption of animal foods as opposed to the benefits of a plant-based diets was "A Diet For All Reasons" featuring Michael Klaper MD. It is no longer easily available and the online versions tend to have poor quality audio and even video but the message is still relevant today. We have embedded a version below for your vieiwing pleasure and will appreciate your comments and feedback below.
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1. Smoking is permitted on the main floor Monday-Saturday but NOT on Sundays.
2. A singer must make a minimum purchase of $1.75 before singing their first song.
3. As soon as possible fill out a slip of karaoke paper for the song you want to sing first. You may turn in one request at a time, either a solo or a duet/trio/group, but NOT BOTH. Only after you have FINISHED SINGING your song may you sign up again. This guarantees a fair show.
4. Sign up under the same name each time and use a last initial if your name is a popular one (i.e. Mike, Kathy, etc.). Make sure you write down the song title AND number. We have multiple versions of songs on the KJ's computer but the BEST version is the one in the songbook. Forcing the KJ to choose a random version is NOT in your best karaoke interest! Please take your slip to the KJ personally so they can match names & faces.
5. Don't miss the "Updates" tab for the latest music and satisfied customer requests!
6. The Artist book has special categories to help you find your song such as Duets, Show Tunes, Halloween, Children's, Spanish (lyrics are in Spanish!), Christmas, Irish, etc.
7. Remember that only the person(s) signed up for that particular song can share the live microphone or get one of their own. (Impromptu back-up singers are encouraged to use the prop mics found on the speaker in the corner of the stage.)
8. Please return any props that you use during your song to where you found them.
They are much more entertaining on the next singer than they are on your table.
9. We are proud of our fair list and song rotation. Thus, new arrivals NEVER jump to the front of the list. It's first come first served always!
10. Don't be discouraged if the list is long. Once the wait to sing is an hour or more the KJ can initiate a Bonus Song Lotto drawing. When this happens, at the top of the hour, a name is pulled from the basket of song slips. That person gets to immediately sing a "bonus song" without losing their current place on the list! Of course the best strategy is to arrive as early as possible, order some Happy Hour liquid courage & SIGN UP! The more you sing, the more chances you have to win!
11. Songs that have more than one part that "color up" on screen are designated in the songbook as a duet, etc. If a song states that an artist is "Feat." (featured) in the listing, it means the additional part(s) are already performed on the track and the song is set up as a solo and only one part will color up on the screen.
12. If you have any questions or problems don't hesitate to ask the KJ, your server or your bartender. If you remain unsatisfied, please bring it to the attention of the Manager On Duty and they should be able to handle it to your satisfaction.


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Sikh children in American schools have been subject to physical and racial abuses with fellow students calling them 'Bin Laden' or 'terrorist', according to a new survey. Sikh children shared how their classmates make fun of their turbans and even try to forcibly remove them, according to the survey, 'Go Home Terrorist: A Report on Bullying Against Sikh American School Children'.
The children said they are called 'Bin Laden' or 'terrorist' or told to 'Go back to their country'. The report is based on survey of over 500 Sikh students, and interviewed 50 Sikh students in four states: Massachusetts, Indiana, Washington, and California.
Over half of Sikh students experience widespread bullying in American schools which is more than double the national rate, according to the report. "We found that the majority of Sikh children, just over 50 per cent, endure school bullying. And the numbers are worse for turbaned Sikh children," said the report of the Sikh Coalition, which was released at the Capitol Hill last week.
"Over two-thirds, or 67 per cent, reported that they are bullied in school. The word 'widespread', particularly as it applies to turbaned Sikh youth, is not an exaggeration," it said.
The National Center for Education Statistics, 32 per cent of all students ages 12 to 18 report that they are bullied in school.
Clearly, the extraordinary rates of bullying Sikh American school children endure is not happening in a vacuum, the report said. The period since 9/11 has been particularly difficult for Sikh Americans and their children, it said.
Noting that the government, teachers, and school administrators are not powerless to stop Sikh children from being bullied, the Sikh Coalition urged the US Congress to prioritise passage of the Safe Schools Improvement Act.
Image for representation only


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Governor Systems
Digital Governors
In the early 1980s, L&S Electric started pioneering the idea of providing governor systems based on PLC technology from highly-reputable manufacturers. We believe that equipment based on standard, off-the-shelf components offer the best value for our clients for performance, expansion capabilities, and high availability of parts through multiple distribution channels.
L&S Electric has digital governor upgrade solutions with everything needed to upgrade any governor into a new high-performance digital governor: from a pre-engineered package for a cost-effective and expedient upgrade to custom solutions for the most demanding plants.
- MRT – Standard Configurable Digital Governor
- Pilot Controls Manifold
- Custom Specific Governor Systems
- LS-Config, Configuring Software
Low Pressure Retrofit Equipment
When upgrading a governor system to a digital controller, it is necessary to retrofit an existing system, using the following components:
- Electro-hydraulic Interfaces – Pilot Control Manifolds
- Servomotor Position Feedback
- Main Distributing Valve Retrofit Kit
In some cases, the existing low-pressure hydraulic system may still be in good condition, which can be further improved by any of the following retrofits:
- High-flow Pump Unloader Valves
- Hydraulic Pumping
- Duplex Filters and Kidney Loop Systems
- Air Admission Valve Assembly
- Brake Valve Assemblies
- Bushing and Plunger sets
- XX Pump Repair Kit
LS Hydro Governor Distributing Valves
The L&S Electric distributing valves offer diverse levels of pressure and flow for the control of hydroelectric turbine actuators (SERVOS).
- Simple, elegant design with a successful track record
- Servo-Grade operation with Zero-Lap characteristics
- Timing control via locking nuts to ensure safety and repeatability
- Frequency response 4 to 5 times faster than old mechanical and analog governor systems
- Cost-effective spare parts
- Provision for mounting of valves assembled near or at servos for the best valve/hydraulic stability, and for the most cost-effective piping arrangement
- Maximum flow adjustment via solid locking nuts
- Valve porting can be specified to accommodate pressure and flow needs
- "A" and "B" ports (open and close control ports) can be reversed in the field if necessary
- No external pinch points
- "O" ring sealing for leak-free operation
- Safety shutdown systems
- Proportional valve shutdown upon power loss
- Fail-safe shutdown solenoid valve
Hydraulic Power Units
Our Hydraulic Power Units (HPUs) are designed to meet your application needs, for either new installations or replacement of existing units. Following the IEEE-125 Standard, L&S Electric engineers the proper sizing of the hydraulics considering existing system information and/or new system requirements.
We provide both Oil-over-Air system, and high-pressure Nitrogen-Oil systems.
- Air-over-oil system
- HPU – N Series Nitrogen-oil systems
Speed Sensing and Protection
The digital governor controllers from L&S Electric have at least two redundant speed channels. First, they process the signal coming from the potential transformer (PT), secondly, they also measure the speed from pulses generated by Pick-ups. For the latter application, L&S Electric supplies a Speed Signal Generator (SSG).
For those application that may require a Mechanical-Hydraulic Overspeed protection, we also provide a Mechanical Overspeed Device


text: The first page of this easy reader sets the tone for a very funny story narrated by an unnamed boy whose entomologist mother works at a complex of scientific research labs, working with insects in the bug lab. "She studies dung beetles. They eat animal poop!" (What second-grader could resist that?) This cool scientist-Mom also has a large pet cockroach named Max (a Madagascan hissing cockroach, as we learn in the author's biographical note) that she keeps in her lab. The narrator and his brother are visiting the science labs to attend a special dedication ceremony when Max, the cockroach, escapes from his glass tank. The two boys manage to trap him with the help of Ruby L. Gold, the benefactor of the science labs, a gray-haired older lady who is most definitely not afraid of bugs (or boisterous little boys, either). The positive images of women are just one commendable aspect of this story, written at the 2.1 reading level, with short sentences, large type, and plenty of white space surrounding the text (which is divided into short chapters). Holub's (Why Do Dogs Bark, p. 110, etc.) watercolor, acrylic, and gouache paintings add to the humor, especially her illustrations of the buggy-eyed Max. Horowitz (Crab Moon, 2000, etc.) injects lots of droll wit and sly puns into the tale, along with interesting bits of information about insects and scientific work. New readers will enjoy this on their own, but the story will also work well as a read-aloud in first- and second-grade classrooms. (Easy reader. 6-9)


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Two years on from the beginning of the rise in American themed restaurants in London and we are left with the memory of too many restaurant queues.
Originally started as part of the translation of Stateside NY diners into the UK where the NY eating establishments operated a 'no bookings' policy, it has led to many a foodie dismayed over the past couple of years and it seems to only be getting worse.
Rather than being used as a more relaxed sentiment, it is felt among Londoner's looking for a nice bite to eat, that the 'no booking' policy on our side of the pond has turned into a snobbier, 'we're so amazing, you'll just have to wait' mentality.
it would be nice if some of the new London openings gave a little back to those that are crucial to them being a success.
You really would have thought that there were enough good new restaurant openings in London (around eight a month) that everyone could spread out between them and you wouldn't find ten people arriving at the same restaurant at the same time. Apparently not.
The joke is, a 'no bookings' policy really only benefits the restaurant, they don't serve any more or less covers than normal through not booking anyone in at certain times, but what they do achieve is a nice line outside of annoyed people that, to the casual walker by, translates as 'that place must be good'.
People in the queues spread the word further moaning about their experience while in the queue, while in the restaurant, while at the pub after, in the office the next week, further maintaining the old adage that all publicity is good publicity.
I think it would be nice if some of the new London openings gave a little back to those that are crucial to them being a success and give us the pleasure of being able to arrive knowing that we have a seat waiting for us, not having to go past time and time again on the off-chance that maybe there will only be one or two tables ahead of us this time.
If you do find yourself in a queue and need to waste time before you go stark raving mad with hunger and frustration check out this Londoner's guide to restaurant queues.


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About us
Amsterdam Water Science is a water research collaboration between VU Amsterdam and University of Amsterdam.
From river to ocean
Amsterdam Water Science is a unique programme focusing on water sciences in the Netherlands. It is an interdisciplinary programme on the biological, chemical and physical processes in water systems (marine life, water quality, flooding and droughts) and societal aspects of water management (economics, governance, legislation). One of the topics of interest in this research programme is how extremes influence society and what measures government and the private sector can take in order to manage the quality of water, flood risks and water shortages.
Natural and social sciences
The programme combines natural sciences such as aquatic ecology, oceanography, ecohydrology and meteorology with social sciences such as water economics and water governance. Research currently takes place across a wide range of international research projects in collaboration with leading universities in Europe, USA, Asia and Australia, and is funded through 14 major research grants (ERC and NWO Vici, Vidi & Veni).
Amsterdam: testing ground for research and education
Amsterdam Water Science's philosophy is to interweave research projects with degree programmes and to initiate research together with stakeholders in the Amsterdam region. The city of Amsterdam and its water-rich surrounding areas will serve as a testing ground for research and education. The programme has access to a number of state-of-the-art laboratories and measurement programs that use sensors in satellites and drones, and participates in a variety of Bachelor's and Master's programmes in biology, earth sciences and water sciences. The investment in sustainable collaboration with institutions in the Amsterdam region will also enhance students' career prospects.
Research partners
The main research partners are VU University Amsterdam (Faculty of Earth and Life Sciences) and the University of Amsterdam (Faculty of Science, Institute for Biodiversity and Ecosystem Dynamics). They have the opportunity to develop a coherent research and degree programme in collaboration with research institutions, government agencies and businesses in the Amsterdam area. Amsterdam Water Science has received start-up capital from the Amsterdam Academic Alliance (AAA).


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Charles Dundas
Charles Dundas has been a trustee since 2013 and was appointed Chair in 2017. He is Woodland Trust Scotland's Public Affairs Manager. Originally from West Lothian, and a graduate in History from the University of Glasgow, he has since worked in banking, research, campaigning and lobbying. He has served as an elected councillor on the City of Edinburgh Council, where he chaired the Administration Group and sat on the Lothian and Borders Police Board, and the Board of the Royal Lyceum Theatre. He is currently also a trustee of The People's Postcode Lottery Culture and Equalities Trusts.
Woodland Trust Scotland
10 Queensferry Street


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This blog is devoted to patterns made with polygons. I'll try to have something interesting posted regularly.
Tuesday, November 14, 2006
Non Play
I'm still playing with nonagons. I'd like to have PolygonR&D create a similar pattern to this one but I'd like it to be a be less regular. Right now when I extend, I end up with six wedges that look too regular and have too many three point stars. I'll keep up the non playing until I get a pattern that has pattern and not too many three point stars. I hope to make some non sense soon.
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READ: Ephesians 1:7-14
WE HAVE REDEMPTION: These verses start with redemption in the present tense (v7) and end with redemption in the future tense (v14). Let's begin by praising God for the redemption we already have. Once we were 'sold under sin' (Romans 7:14) now we have been bought back. Jesus has paid the price of our redemption by shedding His blood.
THE FORGIVENESS OF SINS: Having our sins forgiven is an important part of redemption. Forgiveness liberates us from the guilt of the past. Paul tells us that the basis of our forgiveness is the riches of Christ's grace (v7). Let's make sure that we have really grasped the principle of grace. God is the one who takes the initiative to meet our need, overflowing towards us in all wisdom and understanding (v8). Let's pray for those who struggle with this and who are inclined to try and earn their forgiveness through their own efforts.
THE MYSTERY OF HIS WILL: Paul defines this as God's plan to unify everything in Christ (vs 9, 10). Redemption is not just redemption from sin, it is also redemption to God Himself (Revelation 5:9). Let's pray for a growing understanding of this and for a growing gratitude for the extent of God's plan.
AN INHERITANCE: In receiving redemption we have also obtained an inheritance (v11). Redemption itself is a wonderful gift but God does not stop at that. He gives us more. Our grasp on God's Word is a key to the inheritance. It is able to build us up and 'give us an inheritance among all those who are sanctified' (Acts 20:32). Let's pray for each other that the Bible will really come alive to us as we study it.
TO THE PRAISE OF HIS GLORY: This must be the great goal in all of our lives. Trusting in Christ (v12) is obviously the first step. Let's pray that everything in our lives will truly bring glory to the Lord.
SEALED WITH THE SPIRIT: It is the Lord's intention that, having believed, we should be sealed with the Holy Spirit (v13). This sealing with the Spirit acts as a downpayment guaranteeing our inheritance (v14). It's as if the Holy Spirit secures us for all the good things God has in store for us. Let's take time to thank the Lord for this amazing guarantee.
UNTIL THE REDEMPTION: This is the future tense of redemption (v14). This does not deny the redemption we have. It points to the redemption of our physical bodies which is yet to take place. In this final verse Paul also refers to us as 'the purchased possession' and reaffirms the principle of being to the praise of God's glory. Let's praise God for the fulness of His provision.


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How to prepare for a new tax regime
Sanjay Kapoor, a 25-year-old resident of Bengaluru, diligently invests in equity-linked savings schemes every year.
Besides getting tax benefits under Section 80C of the Income Tax Act, it gives him the equity exposure he needs at his age.
However, he is not quite sure whether his next set of ELSS investments would make much sense.
"With the scheme going out of 80C, why should I lock my money in an ELSS scheme? Returns from equity and equity-diversified schemes are anyway tax-free after a year," he says.
Click NEXT to read further. . .
How to prepare for a new tax regime
There are many such questions investors are asking their financial advisors.
Abhinav Angirish, founder, InvestOnline.in, says clients are, especially, curious about ELSS.
The reason: Though the final draft of the Direct Taxes Code could be slightly different, if one is investing through a systematic investment plan, the money would get locked for three years.
No wonder, then, Kapoor's financial planner has already started work.
He has advised Kapoor to stick to term plans as they are cheap and most-suited to those without responsibilities.
Click NEXT to read further. . .
How to prepare for a new tax regime
According to DTC's last draft, benefits for life policies may get reduced to Rs 50,000 from Rs 100,000 -- including children's tuition fee and medical insurance (self and parents').
Since benefits for ELSS may not continue, Kapoor has been asked to stop it from March 2012.
With the exempt-exempt-tax regime likely to kick in, there are select avenues which will get attention, though pension plans will be exempt-exempt-exempt.
"This will benefit Kapoor as he hasn't started planning for retirement. New Pension Scheme is another such avenue," suggests his financial planner.
Kapoor has an adequate health cover. However, to ensure full benefit of the Rs 50,000-limit, he can buy extra cover, given the high medical expenses.
Click NEXT to read further. . .
How to prepare for a new tax regime
"He can continue with equity as long as he has the required expertise. Also, benefits of long-term capital gains tax, which is zero, will continue," adds his planner.
Angirish points out that portfolios need not undergo a change in allocation, but will need to accommodate extra saving as the basic exemption limit will be raised to Rs 200,000 from Rs 180,000 this financial year.
The earlier the better, says Anil Rego, a certified financial planner. He has already started making changes to his clients' portfolios.
His 32-year old client, Minat Balwa, earns Rs 18 lakh (Rs 1.8 million) a year and has been planning for his child and retirement.
Click NEXT to read further. . .
How to prepare for a new tax regime
The project manager has two properties (self-occupied and let-out) and a home loan, which he prepays.
Balwa is majorly invested in debt funds and has a medical cover from his employer. He also pays wealth tax.
Rego suggests a few changes: Insurance can be claimed up to Rs 50,000.
Balwa should look at a life cover, which he doesn't have.
The maturity value is also likely to be taxed -- it is to be determined if the entire corpus will be taxed or only the premium.
He can also increase the health cover to make full use of the Rs 50,000 limit.
Click NEXT to read further. . .
How to prepare for a new tax regime
"Investments in debt funds will be impacted by the new calculations for indexation of capital gains," Rego adds.
Indexation takes inflation into account during the holding period and allows investors to adjust the buying price.
To avail indexation benefits, DTC prescribes the investments will have to be held for over a year from the end of the financial year it was bought.
This will impact investors of fixed maturity plans and debt funds.
Click NEXT to read further. . .
How to prepare for a new tax regime
"Hence, we advise debt-oriented balanced funds and arbitrage funds (treated as equity) and direct bonds, to risk-averse investors," he adds.
Tax benefit on principal repayment will be gone and, hence, preclosure could bring down the liability and not necessarily provide the desired tax benefit.
Tax on notional rent will go out, too, so a vacant property need not be deemed rented.
Advanced tax from a tenant will be taxed in the year it relates to and not when received. The wealth tax limit may be raised to Rs 50 lakh (Rs 5 million) from Rs 30 lakh (Rs 3 million) and the rate may be cut to 0.25 per cent from one per cent.


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Interest Rates Are Low, Get Up And Go!
New Dorp
Location, Location! Well Maintained, Light Filled 2 Bedroom, Three Bath Attached Home With Den In Great Community. Close To Shopping, Schools, Transportation and Recreational Areas. Move In Condition, Freshly Painted. Many New Upgrades Include: Roof (2013) Furnace (2013) Rear Siding (2015) Front Door, Glass Sliders From Den, Carpeting, 5 Ceiling Fans. Newer Trex Deck Balcony From Kitchen. 3 Zone Hot Water Base Board Heat. Tiled Entry, Beautiful Parquet Floors. Laundry Closet In Eat In Kitchen With Washer Dryer Hookups. A Must See!
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