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Basso-Profundo Mark Haddad earned his BM in Vocal Performance from Texas Tech University and his MM in Vocal Performance from the University of Delaware. Aside from his work with Haymarket Opera Company, Mr. Haddad currently sings with Chicago-based chamber choirs Bella Voce and the William Ferris Chorale, as well as the choir of St. Chrysostom's in Gold Coast. He is also a member of the supplemental chorus for the Grant Park Music Festival, and performed the Rachmaninoff Vespers in July of 2017. In August of 2017, as a member of the Lakeside Singers, he performed with the Chicago Symphony Orchestra at the Ravinia Music Festival. In March of 2018 he will perform the role of Herbert in the World-premiere of Ross Crean's The Great God Pan with Chicago Fringe Opera. When he is not singing, he works as a substitute teacher with Intrinsic Schools of Chicago and also works security at various concerts and festivals. In his free time, he works out regularly, and is an avid pool player.
Hear Mark in Oratorio per la Settimana Santa March 8 & 10, 2018 - Get your tickets now!
What is the story of how you first came to love music and opera?
I have had a deep love of music, and of singing, for most of my life. However, when I was 17 years old, I went from a very high Tenor, to a low Bass, over night. That is when I really started to consider pursuing an education (and career) in music.
What is the biggest challenge you face as an artist?
For me personally, the biggest challenge has been determining which avenue I really want to pursue in my career. Right now I perform in a variety of genres, including; classical choir, vocal jazz, voice-over, and opera. I am going to have to choose one at some point, and it is my hope that as my voice continues to mature, the natural choice will present itself.
Do you have a favorite performer?
My favorite performer in Opera would have to be Kurt Moll. However, my favorite Basso-Profundo is Glenn Miller.
Do you have a favorite role? Aria? Opera?
My favorite role would have to be Osmin from Die Entführung aus dem Serail by Mozart. My favorite aria to sing right now is The Song of the Viking Guest from Sadko by Rimsky-Korsakov. My favorite opera is probably Don Giovanni.
Do you have any favorite books about music?
This probably isn't the answer you're looking for, but I would have to say any of the volumes of Nico Castel libretti.
What else are you reading?
Currently, most of my free time is being taken up by studying biology. I am a substitute teacher at a charter school in Chicago, and starting immediately after the Rossi, I will be covering an AP biology class for a teacher who will be on her maternity-leave. While all of the lesson-plans and day-to-day schedules will already be done for me, I still need to have enough knowledge of the subject matter to be able to answer questions and tutor students.
Who are your favorite 17th- and 18th-century composers?
In the realm of opera, Mozart wrote for the bass voice extremely well. I also love singing Handel oratorios.
If you were stranded on a desert island, is there one piece of music you would like to have with you?
The All Night Vigil by Rachmaninoff is hands-down my favorite musical work of all time. I could listen to it every day, and smile every time.
What do you love about HOC?
I am new to the Chicago area, and don't have much experience with Haymarket itself. I have however, had the pleasure of working with several Haymarket musicians through performances with other ensembles, and they are extremely talented and consummate professionals.
What is your favorite thing to do when you're not making music?
Whenever I'm not making music, I spend as much time as possible with my girlfriend. She is not a musician, but she is extremely supportive of the life and career I have chosen for myself.
What is the first thing you think about in the morning?
Coffee is probably the first thing, but then that is almost immediately followed by looking at my planner to see what the day has in store for me.
Do you have any heroes/heroines?
My father is my hero. I owe everything that I am, and everything I have done, to him. If it wasn't for him, I would probably still be living in El Paso, TX, working as a C.P.A. and only singing in church every Sunday.
What music do you listen to most often?
I have been told that I have a very eclectic taste in music, and I listen to a little of everything every day.
If you had not entered into your current career what do you think you would have done instead?
I would have definitely been a Certified Public Accountant working in my Father's Firm in El Paso, TX. There's nothing wrong with that life, but I am extremely glad that I do what I do instead.


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Welcome to the new meal plan!
I'm excited to announce I've been working on a few changes to the weekly meal plan. No longer is the meal plan weekly or just a meal plan. This new version is now called the "Real Food Meal Plan Kit". Let me share two new features. Features designed to help ease your meal planning, ensuring real food is served and enjoyed, daily.
1. Two Week Plan: The new plan is now two weeks long, fourteen days. I've found the best way for me to keep on track with spending is by having an extended plan. I used to plan out two weeks worth of meals, but last year, with a busy life I stopped and my budget suffered. With a two week plan I have a vision. A vision for the mushrooms I bought last week which will be used again next Monday to create a new meal. Every ingredient has a purpose and can be used multiple times when a meal plan is extended.
This also allows me to make bigger purchases, such as flour or maple syrup. It's hard to justify a $20 maple syrup purchase for just a week, for one recipe, but looking long-term allows me to have multiple purposes for each product.
This meal plan isn't designated in days, rather each day is marked "day 1, day 2, day3". Play around with the meals, if you just can't do meatloaf on day one, move it to day five. There's flexibility, but structure with this plan. Practical, flexible meal planning order.
2. Shopping List: Even with great recipes, I've found the hardest part of planning is the list making. Looking at every recipe and writing down exactly what I need. I've done all the list making for you.
Under the meal plan, you will find a shopping list. I don't include quantities as each family can vary in how much they will eat, but the list is ready to go, ready for you to calculate quantities, cross-off, add-to, whatever best suites your family's meals. I'm often asked my favorite real food brands, so many products in the shopping list are hyperlinks (blue). When clicked these links will take you to the very product I use. These are some of the great organic, real food-committed brands out there.
This meal plan is created to be as resourceful as possible. From reusing chicken meat and bones to using the same veggies and spices to recreate multiple meals. There are no fancy or complicated ingredients, just real food meals made with real food ingredients you may already have stocked in your pantry, fridge, and freezer.
This meal plan is not gluten-free. If you are looking for a fabulous gluten-free meal plan with a shopping list, I encourage you to check out the Nourishing Home. I promise, you won't be disappointed.
If you are interested in learning more about the logistics of meal planning, you can read more here.
I don't include lunches in this meal plan, as we often eat leftovers.
Meal Plan
Day 1
Super-Smoothies – Berry-licious Smoothie (I'll use yogurt in place of milk-kefir or raw milk)
Homemade Whole Wheat Blueberry Muffins
Sundried Tomato & Herb Meatloaf
Easy Weeknight Salad
Day 2
Eggs of choice: Hard-boiled, Sunny-Side Up, Scrambled
Leftover Homemade Whole Wheat Blueberry Muffins
An Asparagus and Prosciutto Self-Rising Crust Quiche (I plan to use Applegate Ham)
Oven-Baked Fries (use olive oil)
Day 3
Kale, Banana, Berry Smoothie (I'll use raw milk)
Toast from Homemade Bread
Roasted Whole Chicken (save leftover chicken and carcass)
Black Beans and Rice (Crockpot) (save leftovers for tomorrow's dinner)
Day 4
Soaked Granola and yogurt or raw milk topped with strawberries (or seasonal fruit)
Chicken Enchiladas (second recipe card)
Black Beans and Rice (from last night's dinner) & Fruit Salad
Day 5
Soaked Oat Waffles (make ahead and pop in toaster)
Pizza Night
Kale Chips
Day 6
Oven Breakfast in a Ramekin
Simple Fruit Salad
Poor Man's Chicken Noodle Soup (use leftover chicken carcass)
Green Salad: Lettuce and veggies with salad dressing
Day 7
Pancakes topped with fruit (freeze extra for later)
Lazy Sunday Crockpot Roast
Collard Greens
Day 8
Freezer-Friendly Whole Wheat Biscuits (freeze extras for another morning)
Perfect Scrambled Eggs
Garlic White Bean Soup With Kale
Homemade Crusty Bread
Day 9
Beet-Strawberry Smoothie
Toast from Homemade Bread
Spicy Lime Chicken (serve over rice)
Green Salad: Lettuce and veggies with salad dressing
Day 10
Eggs of choice: Hard-boiled, Sunny-Side Up, Scrambled
Freezer-Friendly Whole Wheat Biscuits (from freezer)
Shepherd's Pie
Steamed Broccoli
Day 11
Pancakes (frozen) defrosted
Easy Lentils and Rice (I'll use homemade chicken broth)
Roasted Green Beans
Day 12
Beet-Strawberry Smoothie
Toast from Homemade Bread
Pizza Night
Kale Chips
Day 13
Simple Ham and Cheese Omelet
Toast from Homemade Bread
Salmon Patties
Homemade Mac and Cheese with Swiss Chard and Mushrooms
Day 14
Simple Ham and Cheese Omelet
Freezer-Friendly Whole Wheat Biscuits (from freezer)
Roasted Whole Chicken with Carrots
Cheesy-Herb Potatoes
Shopping List
- raw milk
- plain whole-milk yogurt
- sour cream
- mozzarella cheese
- gouda cheese
- cheddar cheese
- pastured butter
- pastured eggs
- 2-3 (depending on size of family) whole pastured chickens
- ham (I like Applegate brand)
- bacon (I like Applegate brand)
- 2 lbs grass-fed ground beef
- pastured chicken thighs
- grass-fed chuck roast
- 1 can wild caught salmon
- homemade chicken stock
- homemade beef stock
- celery
- carrots
- potatoes
- asparagus
- kale
- mushrooms
- spinach
- swiss chard
- collard greens
- shallot
- beets
- corn (organic)- use frozen if fresh is not available
- fresh herbs: rosemary, oregano, thyme, basil, cilantro
- lemons
- tomatoes
- bell pepper
- white (sweet) onions
- garlic
- pomegranate seeds
- limes
- dates
- bananas
- strawberries
- seasonal fruit of choice for breakfast and fruit salad
- blueberries
- strawberries
- pineapple chunks
- peas
Dry Goods
- rice
- active dry yeast
- sprouted whole wheat flour (or sub whole wheat)
- whole wheat flour
- whole wheat pastry flour
- sucanat
- good-quality salt
- baking powder
- baking soda
- sun-dried tomatoes (oil-packed)
- breadcrumbs
- organic soy sauce
- Worcestershire sauce
- poppy seeds
- sesame seeds
- raw honey
- chia seeds
- black beans-dry
- white beans-dry
- lentils-dry
- organic tortillas
- 1 can tomato sauce (not pasta sauce)
- hot sauce
- 2 packages macaroni noodles
- olive oil
- coconut oil
- balsamic vinegar
- apple cider vinegar
- maple syrup
- walnuts or almonds
- rolled oats (not instant or steal cut)
- coconut flakes
- dried fruit
- ground cinnamon (spice)
- garlic powder (spice)
- ground coriander (spice)
- red pepper flakes (spice)
- bay leaves (spice)
- thyme (spice)

subset: commoncrawl


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On Sharing Sparks of Creativity and Starting a Fire/
After 28 years of connecting communities and artists, Daniel Gabriel is retiring from his position as COMPAS' Arts Program Director. Through his efforts, well over a million people unleashed their creativity as they learned and created with COMPAS artists. When we asked what inspired his work, he shared this story from his early days when he was a COMPAS teaching artist. It was too good to not share with you! Enjoy…
He wore a black leather jacket and a sullen stare that radiated failure all the way up from his back row seat. It was my first day as a COMPAS writer-in-the-schools and as soon as I announced to the class that we'd each be writing a story during the week, he put his head down on his desk. When I came by a few minutes later he sat up, shoulders slumped, and mumbled that he didn't have any ideas.
"What do you like to do?" I asked.
The shoulders shrugged.
"You must like something. If today was Saturday, what would you be doing?"
Another shrug. A mumbled, "Work on cars."
"OK," I said. "Do me a car story."
"I ain't good at writing."
"You don't have to be. Just show me what you know."
He snuffled into his sleeve and since I was waiting, picked up a pencil. Twenty other kids needed my attention. Can't win them all, I figured. I gave him a backslap and moved on up the aisle.
It wasn't until I was reading through the papers that night that I discovered what he'd written. It was just the description of a car—sentences incomplete, misspellings rampant—but the images tumbled forth with a clarity and rhythm that fairly shouted, "I know about cars!"
The next day I told the class I wanted to read aloud pieces of their work which had excited me the most. He put his head down on his desk.
I read out, "It was a cherry red superstock with dual carbs . . ." and his head came up on the instant. ". . . triple mag wheels that scorched rubber . . ." I went on. Now he was looking around at the others, the dullness blowing out of his eyes like wind wiping a picnic table clean of debris. I read on, watching him out of the corner of my eye, and with each sentence his shoulders rose a little higher, until at the end he was sitting taller than anybody else, red-faced and grinning.
He worked all that week in a fever, lingered after class to chat, and even inspected my '63 Falcon for potential as a muscle car. His writing? Rough, to be sure. But he'd learned two things that he could keep with him: that what he cared about had value in the outside world; and that success could come in many forms—his own included.
Neither of those revelations is particularly school-directed. But school is only one aspect of life, and it is life—with all its potentials and pitfalls and hopelessly muddled byways—that so intrigues a writer. When I step into a classroom I want to make its walls disappear. I want to toss those desks into the heaving sea of experiences and make their occupants struggle for the shore. . .
. . . It is these breakthroughs that fuel my own sense of being. Long after I leave a school, images of kids and laughter and earnest questions dance before me, reminding me that I learn even as I teach. Some of what I learn goes back into my own writing. But much of it is about simply being alive and sharing the sparks of creativity that dwell inside each one of us. If you get enough sparks, you can start a fire.
~ Excerpt from "Shaping the World," by Daniel Gabriel. From The Power of Creative Discovery, St. Paul MN: COMPAS, 1988.
Find a Creative Classroom program to inspire students near you!


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Defect Corrections
The following issues have been resolved:
- Using the Update Value function to update Member ID was not allowing fields to be updated from null. ENC-23432
- The start date for recurring emails was producing an error when specific dates were selected. ENC-23146
- Email send times in Email History were not showing the same send time as Email Reporting. ENC-23098
- In emails, the DateBox token was displaying the date and time instead of just the date. ENC-22810
- In emails, when the value for the currency decimal token is null, the value was displaying as .000 instead of displaying a 0. ENC-22809
- Custom configuration of membership import field values was not working when using the import tool. ENC-22139
- For events, when choosing to "add to calendar", the event name that appeared in the calendar is the first activity of the event, not the event name itself. ENC-21453
- Content searches were not unique to sealed sub-communities. Now, search results are tied to the GID the search was made in. ENC-11107
- Group emails were not sending for some sites. ENC-23562
- Confirmation emails should come from email@example.com. This change is intended to ensure better deliverability of confirmation emails to members and admins. Members will still be able to reply and the reply message will be sent to the from email address the admin entered for the form. ENC-23646


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Castle which is not a Castle
Image from Flickr is by dan_stiver
Image Source: Google Street View
View location in Google Earth Google Map and Street View
Source of Information: http://www.waymarking.com
This blog is about the lesser known but beautiful, wonderful, huge, unique and sometimes bizarre places around the World. Started on January 1, 2009, it is an outcome of my association with Google Earth Community, which I joined on Sept. 29, 2006. Since then I have been regularly flying to almost all the corners of WWW (Whole Wide World) and have virtually adopted the age old motto - Perfect time to see the World is after retirement.
Google Earth Community Forum is full of information which ranges from, but not limited to; history, geography, nature, environment, architecture, military, transportation, beliefs, festivals, huge, unique, bizarre items, current happenings etc etc.
My favourite section in the Community is "Fun and Games" - in which members post riddles and puzzles on almost all subjects and generally give hints for searching and locating the relevant places and or events on Google Earth. I have made several hundred posts in this forum and must have solved about the same number, though several were beyond my grasp. Believe me it is not easy to solve these riddles - Finding the answer is 90% perspiration (research) and 10% inspiration but it is pure 100% joy and sense of exhilaration.
This forum provides a stimulus to my brain and keeps it active. I strongly recommend this for those who have time and penchant for solving puzzles, but a word of warning – it is highly addictive.
My travels around the World are not limited to Fun and Games only, however many of the places being covered in this travelogue were found as a result of my researches for making posts in Fun and Games or trying to solve the riddles given therein.
The Original Google Earth Community was frozen by Google in April 2015 and finally killed in April 2019. However the dedicated moderators of the defunct Original GEC created a new Board for the GEC enthusiasts and the new Community is known as "Google Earth Community Forums". This new community continues to function as the old GEC but is independent of google.com
Image from Flickr is by dan_stiver
Image Source: Google Street View
These water towers are less than an half hours drive from my home. I knew them instantly when I saw the first picture.
I wish all the water towers looked like that.
I agree - with some innovative thinking many water towers can be showcased into something nice and pleasing to the eye.
Photos provided by Flickr / Panoramio / Pbase / Picasaweb / Photobucket etc. are under the copyright of their owners.
Screen captured images from Google Earth / Google Maps and Street Views / MSN Bing Aerial Views etc. are under the copyright of their respective owners.
Similarly all other photos/images from various other sources are under the copyright of their respective owners, web portals/application etc from which these were obtained. Wherever possible due acknowledgement has been made about the source.
Actual terms of copyright/reuse is available in the source link given below each image.
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City Beat
Hotel tower at Sacramento arena site set for city approval Thursday
One of the largest buildings constructed in Sacramento in years will be the focus of a city planning commission hearing on Thursday.
Planning commissioners are scheduled to vote on whether to approve plans for a 16-story hotel and condo tower proposed by the Sacramento Kings' ownership group. Commissioners are being asked to approve detailed plans that include a 250-room hotel, 69 condos, 39,000 square feet of office space, and 49,000 square feet of retail and underground parking.
The tower is planned for J Street, between Fifth and Sixth streets, along the northern border of the arena and retail complex under construction at Downtown Plaza. If the planning commission approves the site plans and designs for the hotel, the Kings have said they expect to break ground on the tower as soon as next month and have it completed by the time the arena opens in the fall of 2016.
Call The Bee's Ryan Lillis, (916) 321-1085. Read his City Beat blog at www.sacbee.com/city-beat.


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Free April 2017 Desktop and iPhone Wallpapers with Calendar
Get these gorgeous desktop and iPhone wallpapers and have an April calendar right on your screen!
If you are like me, I want to see a calendar at a glance a lot of times when I'm making plans or trying to figure out when a specific date falls. Maybe you feel as if you are stopping a conversation or not being able to keep up because of your distraction of trying to scroll to your calendar app on your phone. Even sitting at your desktop, if you don't have a calendar open nearby, it can be a pain to interrupt what you are doing and open the calendar in the bottom right corner of your screen.
See Your Calendar at a Glance
Now you don't have to. I created these wallpapers as a way to simplify some of my days. Having immediate access to a calendar can keep you from wasting time trying to find your calendar in the chaos of so many other things that need to be done in the course of a day.
I have created desktop backgrounds in both 1920×1080 and 1280×1024 sizes to accommodate most screens. The calendar is in the bottom corner, as you are probably used to looking there in order to see your calendar. Now it is just right on your background screen.
The iPhone wallpapers are for the iPhone 7 and the iPhone 7 plus.
I have zipped up all of the files into one folder for you to download. Simply unzip, find the file and set it as your wallpaper on your computer and phone.
How to Download
Because of the size of the files, I have them compressed into a folder for you to download. Simply enter your email below and you will receive the link to download in your email shortly.
I hope you love having a calendar right on your screen for easy access as much as I do. It is so much nicer to be able to see it with just a glance.


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We're looking for a Director, Patient Safety Programs to help us accomplish our mission to improve lives by learning from the experience of every cancer patient. Here's what you need to know about the role, our team and why Flatiron Health is the right next step in your career.
What You'll Do
In this role, you'll work with the Clinical Oncology Team and other stakeholders to ensure that patient safety commitments continue to improve. You'll work with cross-functional teams to refine, maintain, and oversee our patient safety programs which are intended to accelerate improvements primarily focused on our community oncology initiatives (e.g. electronic health record, billing solutions, practice management offerings). This role will provide dynamic leadership for patient safety programs, educate to the broader organization on patient safety best practices, consult with management and staff, and oversee first in class patient safety strategies. In addition, you'll also:
This is a great opportunity to impact healthcare providers and the care that they provide to patients, and to grow within the Clinical Oncology organization and beyond at Flatiron.
Who You Are
You're a proactive and strategic problem-solver with direct experience building, maintaining, and overseeing patient safety programs which are intended to ensure that software products, clinical content, and services are safe and add value to end users. You're excited by the prospect of rolling up your sleeves to tackle meaningful problems each and every day. You're a kind, passionate and collaborative problem-solver who seeks and gives candid feedback, and values the chance to make an important impact.
If this sounds like you, you'll fit right in at Flatiron.
Extra Credit


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- This event has passed.
Special Arts | Kids/Teens Music & Art
January 17, 2018 @ 4:30 pm - 6:00 pm
Special Arts | Massena Kids/Teens Music & Art
Wednesdays | 4:30-6:00 PM
January 17, 31
February 14, 28
March 14, 28
April 11, 25
May 9, 23
No cost per class.
Special Arts provides an opportunity for music and arts exploration in a supportive and therapeutic group environment. Group members are encouraged to participate in a variety of activities including singing, movement, dancing, playing instruments, creating, painting, and other arts exploration designed to stimulate the senses, encourage creativity and increase socialization. Music and Art therapy programs have a long track record for success in building communication skills, increasing confidence, and improving overall well-being among participants.


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Howard Schumacher serves clients across South Florida as an "of counsel" attorney at Meltzer & Bell, P.A. His solid background in both education and work experience make him a formidable opponent in court, and his determined outlook on criminal defense make him a valuable ally for each of his clients.
Memberships and Professional Affiliations
Personal Experience
Teaching Advisory Positions/Certifications
Merit Recognition
Bar and Court Admissions
Cross-Examination Exemplars
Official Court transcripts available upon request demonstrating cross examination skills against Government's cooperating witnesses, Federal and State Law Enforcement, expert witnesses.
Litigation Exemplars
Pre-trial motions, including motions to suppress evidence/ statements that have previously been granted and their corresponding orders excluding evidence are available upon request.
Notable Cases


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< Whitecliffe Graphic Design Graduate to Attend Typography Workshop in Italy | Whitecliffe Educated: The Student Experience >
Year Four Graphic Design student Caroline Konarkowska is this year's Wikiriwhi Scholarship Award winner. The scholarship was established in 1983 and is awarded annually to a top Whitecliffe student who shows exceptional talent and is a great ambassador for the college.
Caroline will complete her final year of studies and is looking to use the award to apply for internship and short course opportunities in New York City. She says, "I would like to gain international work and design experience to expand my industry knowledge and my own design practice." She also says, "I am interested in design from various cultural perspectives and how it is tailored for different audiences."
Caroline is currently interning at Strategy Design & Advertising, working on various design projects.
Merit winner is Year Four Fine Arts student Claudia Dunes, who was awarded vouchers to purchase art supplies from Gordon Harris.
Whitecliffe is proud to support both Caroline and Claudia in their future endeavours.


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One of my earliest travel memories has nothing to do with backpacks or trans-continental trips. It's about personal travel maps, and the power they have to inspire us.
30 years ago, when I was just a little kid, I vividly remember a world map my Dad kept in a storage closet in the basement of our house. A thumb tack was stuck in each country he or my Mom, or the both of them together had visited.
When it came time for me to plot and plan my dream trip around the world as an adult, I too taped up a world map in my home, and circled all the places I wanted to go. I'd see my map every day, and it kept me motivated to keep saving money, until finally, I made my trip a reality.
So when Nick Rader of Personal Travel Maps invited me to review his new online map making service, I was immediately interested in learning more.
The concept is simple: empower travelers to create their own personalized maps online, which they can then purchase and have mailed to them for display at home, or in the office, etc.
To get started, create a free account. This allows you access to the map making tools, as well as a JPEG version of your map for display on websites and social media sites like Facebook.
But, there's currently a great deal for those willing to commit to a physical map up front. You'll save $50 immediately, plus 50% off all future map purchases.
That second part about future savings can do a lot to bring down costs, especially if you want to give these maps as gifts.
Once you're logged into the site, it's time to begin customizing your map. The first step is to choose which kind of map you want.
Options include a world map, as well as regional ones (North America, South America, Europe, Australia, Asia, and Africa). For the purpose of this review, I chose to a world map.
The next option allows you to choose the style of your map, either vintage, or satellite. At this time, only the vintage option is available, which is my preference anyways (as I believe it's easier on the eyes).
The third step allows you to control whether the oceans are colored blue or not, as well as whether you want capital cities, other major cities, and roads to appear on the map. I customized my map so that capital cities were present, but the others were not.
The roads might work OK for the map of a continent, especially if you want to plot a road trip, but it created too much clutter on the world map so I left them out too.
Next comes the fun part, choosing the colors to shade in the countries where you've visited. There are five options, green, blue, purple, yellow and red.
I decided my map was going to show all the countries I've visited so far, and set about shading them in with alternating colors.
One thing I noticed early on was that some of the very small islands, like French Polynesia, weren't available. Tahiti was the first place I visited on my trip around the world, so I wanted to see it represented somehow.
I shared my feedback with Nick, and he began to work with his developer to allow such countries to be chosen, even if they're so small they may not appear on the map. As I write this, French Polynesia is now an option.
For places like Singapore, the tiny country in southeastern Asia, I was able to choose it, but it was so small it was unable to reflect the color I picked. These are minor points, but for those who make the effort to go to far and away places, it's nice to be able to see them represented on a custom map.
To make up for this limitation, I suggested to Nick that there be a way for users to have a "country count" that indicates the number of countries he/she has visited in a Map Legend.
In addition, I thought it would be cool to see those countries listed by name. There's plenty of space to do this in the Pacific Ocean area. These new features will be available any day now.
I appreciated the responsiveness Nick showed toward my suggestions, and it's a good indication he'll continue working to refine and improve Personal Travel Maps going forward.
Once you've selected all your countries, and picked their colors, you can move on to adding icons. These are added simply by dragging and dropping them on the map.
Icons include the old school pins and thumbtacks, as well as ones to represent activities like cycling and skiing. You can also choose to number the places you visited if you want to create a sense of direction. The size and color of the icons can also be customized.
For demonstration purposes, I added some icons to my map, but my preference is to leave them off and simply have the countries I've visited shaded in different colors. I think it looks a clearer that way.
Adding the icons (if any) is the last step. After that, you can then choose to purchase your map in one of the four sizes: small ($149), medium ($199), large ($249) or huge ($349). There's also the option to download a JPG version of your map (see mine above), or simply save it for later.
Shipping is included in the price, and currently available in the United States only. I have a feeling that will change down the line, but for now the physical maps are only available in the USA.
For the purpose of writing this review, Nick was able to ship me my medium-sized map here in Colombia. The print quality is excellent, and it appears just as I customized it on the website (and as can be seen in the image above).
I posted the map above my bed with some tape. A simple frame would dress it up nicely, and make it more fitting for a home or office.
There's no easier way to gain a visual representation of where you've been, or where you want to go, than hanging a world map on your wall.
Plus, creating a custom map is the perfect gift for any traveler, and with that in mind, I'm happy to share our readers can save an additional 10% off the regular cost by using the discount code "gobackpacking" at checkout.
In short, Personal Travel Maps takes an old, inelegant process, and brings it into the digital age.
I received a complimentary map for the purpose of reviewing this service.
Planning a trip? The Go Backpacking team uses and recommends:
- Skyscanner for researching flights
- Hostelworld for booking hostels
- Airbnb for renting rooms and homes
- Rail Europe for train passes
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Visayan Deer© L. Heaney
The Visayan deer is only found on the islands of Panay and Negros in the Philippines. It is a small deer and not much larger than some dogs. Adults only grow about 2.5 feet tall and weigh only 104 lbs on average. Females are significantly smaller than males. The coat of the Visayan deer is dark-brown, and its underparts are lighter in color. Both adults and young deer have spots on their backs and flanks. The ears are short and only the males have antlers.
The Visayan deer is found in forests where there is an abundance of young plants and grass and that has undergone natural disturbances such as fires or landslides. The fires and landslides allow for tender plants and young shoots of cogon grass (which the deer feed on) to grow close to the ground. They also enjoy licking the ashes found on the forest floor after natural fires. Visayan deer are social and prefer to feed at night. They are generally found in small groups of eight or less. Males compete with one another and produce a roar-like vocalization when they are ready to mate. Breeding may occur from November to December, and the female gives birth to one or two young after a gestation period of 240 days.
The major threats to the survival of the Visayan deer include loss of habitat due to logging and agricultural development, hybridization with a related species of deer, the Philippine brown deer (Cervus mariannus), and hunting which is more severe in the dry seasons extending from January to June. A captive breeding group was set up in the 1980s near Miagao in southern Panay, but the survival of this species is still uncertain.
Wikipedia Article
Copyright Notice: This article is licensed under the GNU Free Documentation License. It uses material from the Wikipedia article "Visayan spotted deer".
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10 Unusually White Creatures You'll Probably Never See in Real LifeCreatures with albinism and leucism are beautiful and rare animals. They have all the characteristics of others of their species except they are white in color. The lack of melanin generally results in the animal looking bleached all over, appearing white or pink. It happens in many animals ranging from squirrels to whitetail deer. Here are ten incredible and rare, white-colored creatures that you'll probably never see in real life.
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For Hawaiians, taro is more than an edible plant. It's an ancestor to all Hawaiian people.
According to legend, the taro plant is the elder brother of mankind. Watered by the tears of goddess of Ho'ohokukalani, the plant nourished the people, and, in turn, the people cared for the taro. It only make sense that taro, or kalo in Hawaiian, is an essential ingredient in the islands' cuisine.
The plant's leaves, called lu'au, are the key ingredient in laulau, a traditional dish that features chunks of meat (usually pork) wrapped in the leaves and steamed. Done right, the result blends fatty, salty, and rich meaty flavors together in simple but perfect balance. And for those who love Hawaiian food, well-prepared laulau is the most satisfying kind of soul food, the type of dish that can connect a diner not only to a personal memory, but also to a deep cultural history.
See also: Hodori in Mesa Offers Korean Eats for Adventurous Diners
Aloha Kitchen in Mesa serves laulau just once a week, on Saturday mornings. Stop by during the middle of the lunch rush and you'll find tables of diners peeling open foil packets of gently steamed pork wrapped in tender greens. Traditionally, the bundle doesn't come wrapped in tinfoil, as it is here, but this dish is the real deal in every other way: Peel back the silver shell and you find deep green taro leaves draped around salted pork. The thick hunks of fork-tender meat offer a hint of tea flavor imparted from the lu'au, as well as a pleasant, delicate saltiness.
If you want a plate, you'd better get there early. By 3 o'clock, the laulau special will be gone, and latecomers will have no choice but to wait until the next week.
When it comes to Hawaiian food in metro Phoenix, there are a dozen or so places in town that can satisfy your basic cravings for a plate lunch. The number dwindles when it comes to traditional Hawaiian eats done well, and among the best of the limited bunch is Aloha Kitchen.
If time can be considered a measure of a restaurant's success, then at 28 years old, Aloha Kitchen is a hit. Located in a strip mall in southwest Mesa, the restaurant isn't sleek or particularly modern. The sky blue paint on the walls looks fresh, at least, and an island-themed mural and assorted tropical paintings give the space a playful, relaxed atmosphere.
In addition to offering hard-to-find dishes, the brightly decorated spot serves some of the most affordable food in town. On any given day, you can order a generous plate of meat and rice for under $10.
In terms of modern Hawaiian food, the plate lunch is as quintessential a dish as they come. Aloha Kitchen's selection of Aloha Plates isn't all that extensive, but it covers the Pan-Asian basics. Each plate comes with rice and either potato and macaroni salad or greens. Potato-mac makes a more conventional choice for plate lunch; it's also infinitely better than the option of iceberg lettuce covered in too-sweet Thousand Island dressing.
But even though Aloha Kitchen's plate lunch is both enjoyable and affordable, it's the Wednesday and Saturday specials that make this spot particularly worthwhile.
On Wednesdays, the daily special is the Hawaiian Plate, a spread that covers the basics of old school island eats. For under $10, diners get kalua pig, lomi salmon, chicken long rice, and white rice. Be warned: Wednesday's special plate probably will be sold out by dinnertime.
The kalua pig, traditionally slow-roasted in an underground oven called an imu, isn't prepared the ancient way here. The subtle smokiness comes instead from Liquid Smoke. Even so, it's a heaping pile of moist, shredded pork; the only thing missing was a touch more salt.
When it comes to kalua pork, the inclusion of cabbage can be a point of contention, and Aloha Kitchen prepares its pork with the greens scattered on top. At least that makes it easy enough to avoid them if you wish, though the mild flavor makes the cabbage inoffensive.
To break up the inherent dryness of roasted pork, you'll want to crack open the container of lomi salmon. Lomi, meaning, "to massage," refers to the salt-curing preparation traditionally used for the dish. With diced tomatoes and both white and green onions, the side dish balances sweet and sharp flavors quite well. The scant number of pieces of salmon scattered throughout was a disappointment, but the mixture is still enjoyable with a bite of pork or over white rice.
Chicken long rice, a popular luau dish, may remind first-time diners of chicken noodle soup. It's not really a soup, per se, but rather a brothy dish that features pieces of chicken with thread or bean noodles. Aloha Kitchen's version leans heavily on ginger for flavor, giving the noodles and chicken a pleasant piquancy.
In addition to the laulau plate Saturday special, other weekend offerings can include Hawaiian favorites such as Spam musubi. The popular snack and lunch for locals on the go can be found just about everywhere -- including gas stations and convenience stores -- but sadly, Aloha Kitchen's version isn't the best example. Too-thin slices of Spam over a block of white rice and wrapped in seaweed wanted something (oyster sauce, maybe?) to counteract the dryness. At least it's a way to get your salty canned meat fix.
If there's poke (pronounced "poe-kay"), grab an order. Made with raw ahi tuna marinated in soy saucee and sesame oil, this side dish is a staple for Hawaiians. Aloha Kitchen's version nails it: Loaded with white and green onions and hearty chunks of fish, it's a savory mouthful that's fresh and flavorful.
Loco Moco also may appear. The unconventional breakfast dish features a burger patty topped with a fried egg and smothered in gravy. At Aloha Kitchen, even the disappointment of having an overcooked yolk can't spoil the pleasure of rich gravy over a beef patty and rice.
It's worth mentioning the restaurant also serves saimin everyday. The uniquely Hawaiian creation is so ubiquitous in the islands that you can get a bowl at McDonald's restaurants throughout the state. It blends the noodle soup traditions of Chinese, Japanese, and Filipino foods, which collided thanks to the immigrants who came to the islands during the sugar cane plantation era.
Aloha Kitchen provides a first-rate bowl made with light, nearly clear shrimp-based broth and egg noodles that give just the right amount of bite. But the best way to enjoy Hawaiian noodles will be with an order of the restaurant's fried saimin. Drier than Chinese chow mein, these stir-fried noodles combine kamaboko, char shiu, cabbage, and green onion. The light char on both the noodles and fish cakes gives the mixture instant appeal.
For those dreaming of Honolulu's Rainbow Drive-In or Ono Hawaiian Foods, Aloha Kitchen will leave you feeling there's something missing. For one, there's no poi, the mashed taro root dish that was a staple for ancient islanders. A server said they used to offer the dish until importing it became too costly.
Even today in Hawaii you'd hardly imagine eating a traditional meal with the stuff, but the lack of poi isn't enough to discredit this place as haven for Hawaiian food lovers. In offering a soul satisfying taste of Hawaiian tradition, Aloha Kitchen does the important things right.
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Aloha Kitchen 2950 South Alma School Road, Mesa 480-897-2451 www.alohakitchen.com
Hours: 11 a.m. to 8 p.m. Tuesday through Saturday 11 a.m. to 5 p.m. Sunday
Laulau plate $9.50 Hawaiian plate $9.50 Fried saimin $7.95


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Taking Back Sunday
The Bonos, formally known as Taking Back Sunday, and the Church of Taking Back Sunday ,formerly (there's a difference you twits) known as St. Taking Sunday Back, was founded in 1698 by John McPilgrimface in New Jersey. For slightly over 300 years St. Taking Back Sunday was an extraordinarily unexceptional church. Nothing happened , no exorcisms, not even a senior citizen having a seizure and then having the church stand in awe as they died watching them "'speak in tongues'". However the introduction of revolutionary Baptist priest Adam Lazzzzzzzzarra changed the church's quiet ways.
"I was deeply disappointed by the turn out of our youth so I decided to actually do something about it. I formed a New Age Band for the church" Adam Lazzarrrrrrrrrrra said in his baptist preacher voice although he was repeatedly asked not to. His plan worked exceptionally well with youth, tripling the attendance of those under 25 within the first week. However the band became more successful than he had ever imagined. Within a year the band had amassed a massive fan base and had produced a gold album.
The Early Years[edit]
The Early Years of Taking Back Sunday also known as "The Nolan Years" was the period of time from 2000-2002 when former band mate John Nolan was still a member of the band. At the time Taking Back Sunday consisted of John Nolan at jazz flute (as well as back-up vocalist, Eddie Reyes was the lead harpist, Shaun Cooper was an energetic tambourine player, Jesse Lacey was running the Conch shell, Mark O'Connel at the Kongos, and Adam himself taking the role of lead singer. During this time John Nolan wrote all of the hymns that the group preformed in church and they were generally filled with great lyrical content focusing on God and "The Jesus". He did revolutionary things such as having Adam sing the sermon while the band played and singing various prayers in the background. This can be seen in their hit album Tell All Your Friends The Gospel. Especially in the song "God without the 'd' (God wants you to go).
The Transfer[edit]
Like many popular bands though, St. Taking Back Sunday took a hard hit because of religious differences. It started after a powerful sermon given by Adam one day, speaking about the church's view on inter-breeding and homosexual relationships, which was you would burn in hell. Shortly after this sermon John Nolan, Shaun Cooper left St. Taking Back Sunday to form a Pagan cult along with Nolan's sister called Straylight Run. After seeing two of his best friends leave the church that they had grown up in together, Jesse Lacey's faith was deeply shaken. He searched for a deeper meaning in life and founded Judaism. On a related note, Jews are no longer the most despicable living things.
With only black people left in the church (who just don't know how to play a jazz flute or tambourine) St. Taking Back Sunday had to go to their sister church Our Lady of Pangaea to find talent. They came out with Fred Maraschino, a well respected cherry, to play the jazz flute, and they found Matt Rubano (The Sandwich) to play the tambourine.
The Later Years[edit]
These years are also known as "Post-Nolan Years" and St. Taking Back Sunday went through many changes during this time with the coming of new years. First came the removal of classical garb that the band wore in exchange for street clothes. Next was the change of the German style church that had stood for 3 centuries to an amphitheater. The changes became more apparent once the new St. Taking Back Sunday released their new album stating they were simply "Taking Back Sunday". This album also featured much less bible verses and lyrical content relying more heavily on the music leaning closer to a Christian Rock sound. It even got to the point where Adam Laaaazara only had the time to scream "Praise the Jesus!" between songs. These changes met fans with mainly negative responses. One distressed fan has said "OMG there lyk t0tally sell 0u7s n0w".
Taking Back Sunday has recently taken a heavy hit when Fred Maraschino was devoured ravenously by John Nolan's beard. It is unknown how the group will react tragedy. However, in a quite ironic turn of events, Chuck Norris's beard punched John Nolan in the face whilst he was ravenously eaten by the beards of the members of ZZ Top.
Taking Back Sunday is back in the studio working on their 4th studio album entitled "New Testament", perhaps making an allusion to the new, Christ driven lives they are attempting to lead. A final release date has yet to be published but the crazy youth of the taking back Sunday church are praying that it will be sometime in the near, near future.
But Then!...[edit]
John Nolan was reborn from a turtle egg and came back to Taking Back Sunday... Then Taking Back Sunday officially changed their name to "The Bonos".
"Tell All Your Friends The Gospel"[edit]
- You Know How I Praise The Jesus
- Pastor Scene
- God Without The D(God Wants You To Go)
- There's No "Good" In The Devil
- Great Prophets Of The 21st Century
- Religious Man On 3rd
- Jewishwolves At Israel
- The Faith Channel
- You're So Last Sermon
- Spirit Club
- The Ballad Of Jesus Christ [Bonus Track]
"Where You Want To Be Is In Heaven"[edit]
- Set Phasers Towards Heaven
- Bonus Scripture Verse II
- A Decade Serving The Lord
- This Book Is Proof(I Know God Is Great)
- The Convent
- New American Bible Verse
- I Am Jesus Christ
- 3:16 by John
- Number 5 Of The Disciples
- Little Devotional For Christ
- ...Prayers On The Inside
- Your Own Saviour [Bonus Track]
"We're Now Louder For Christ"[edit]
- What's It Feel Like To Be A Child Of God?
- Follower Of Christ(It Takes One To Know One)
- MakeDarnSure You Follow The Lord
- Up Against(The Servants Of Satan)
- My Real Heaven
- Twenty-Twenty Verses Of Scripture Should Be Read
- Spin Away From The Grip Of Satan
- Divine Inspiration From God
- Jerusalem
- Error: Not Enough Faith
- I'll Let You Live With Jesus
- Brooklyn (If You See Satan, Tell Jesus) [Bonus Track]
- Always Pray Before You Go To Sleep [Bonus Track]
"New Testament"[edit]
- The New Testament
- Sink Into The Arms of Jesus
- Lonely Without God's Company
- Holy Man
- Swing to Heaven
- Where My Bible Is
- Bless Me Mother Jenny
- Catholic Knees
- Capital G-O-D
- Listening To Carpathia In Church
- I Must Go To Heaven
- Didn't See The Devil Coming [Bonus Track]
- Long Time Catholic [Bonus Track]
- Listening To Carpathia In Church(Version Dance Dicaprio)[Bonus Track]


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B2B Lawyers has expert knowledge and extensive experience in insolvency law, advising both insolvent companies and individuals, as well as insolvency practitioners.
As a member of The Insolvency Practitioner Association of Australia, we are also able to access a range of services provided by this Association on behalf of our clients.
Personal Insolvency
We assist individuals who have been affected by personal insolvency to bring about an orderly resolution of their financial problems, minimise the impact on their family's wealth, and make a new start.
In many cases, we are able to assist insolvent individuals to avoid becoming bankrupt by settling creditor claims through alternatives to bankruptcy, such as Personal Insolvency Agreements and other forms of composition or settlement with creditors. We advise on the appropriate structuring of such arrangements and assist our clients to obtain creditor approval.
Where individuals are unable to avoid bankruptcy, we assist them in their dealings with their trustee-in-bankruptcy, for example, negotiating access to passports, as well as acting for family members or corporate entities to defend claims against their assets which may be brought by the trustee-in-bankruptcy.
We act for and advise a number of trustees-in-bankruptcy in connection with the legal issues that may arise in the course of a bankruptcy administration, including tracing assets and bringing proceedings in relation to voidable transactions under the Bankruptcy Act.
We often attend creditors' meetings to advise the debtor or the trustee, or as a proxy of a creditor to obtain relevant information from the debtor.
Corporate Insolvency
We advise company directors on responding appropriately to corporate insolvency, including the appointment of administrators, liquidators or receivers, and the structuring, negotiating and drafting of deeds of company arrangement (DOCA).
In many cases we are able to resolve creditor claims and preserve the underlying business through a DOCA, or, where liquidation has already occurred or is unavoidable, in a new entity by way of sale and licensing arrangements.
We also act for liquidators and administrators, providing them with expert advice regarding insolvent trading and voidable transactions, conducting court proceedings (including public examinations), and preparing a wide range of documentation such as indemnity deeds, licences, sale of business agreements and DOCAs.
We frequently attend creditors' meetings to advise the administrator, liquidator or directors of the insolvent company, or on behalf of creditors as their proxies.
Examples of our work in this are include:
- assisting a client to purchase a retail chain of over 100 stores from an administrator;
- assisting with the purchase of an IT company that was in administration with a view to having it relisted;
- advising the directors of a publicly listed company whose trading had been suspended as a result of financial difficulties;
- the negotiation of a deed of company arrangement whereby an insolvent public company was recapitalised and then relisted.


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One of the hardest jobs for a Police officer is to knock on a relatives door to inform them a family member won't be coming home tonight & is horrific for all those involved.
To help improve safety over this holiday period Police have cancelled their leave and are preparing for a state-wide assault on our roads as a part of Operation Safe Arrival.
This week will be one of the busiest weeks as thousands prepare to hit the road for Christmas holidays.
"We will be targeting the main causal factors for accidents, including speed, fatigue and restraint, obviously focusing on random breath tests – both stationary and mobile – and make our presence felt." said Senior Sergeant McMenamin
"Residual alcohol is a significant issue and can impact you the next morning and designated drivers should stop drinking early if they plan to drive the next day" he said.
Drivers are urged to get a good night's sleep, drive to the conditions and prepared for delays.
Also, a Christmas heatwave will hit 1/3 of Australia so drivers are urged to cary plenty of water and stay hydrated.
Before travelling on the M1, check this website for the any incidents.
Double demerits are in force until January 2.


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I get into this silly little cycle of guilt when I haven't blogged for a while. I feel bad about all the things that I have not recorded...and in the back of my mind there is this little tug, over all the sweet times my kids won't be able to read back on, because I did not write them down. And I always plan + hope to "catch up " on them eventually while the weeks fly by and in the meantime I've failed to jot down today's joys, because I still haven't " made up " for two weeks ago. Like I said, so silly. Great if ( and highly unlikely ) I ever get back to filling in the blanks of the last month, but for now I am going to pick up where I left of and even skip over some unwritten posts in my head and start fresh list of joys for today:
I cannot tell you how much I am enjoying and inspired by these two amazing friends who are blogging daily in the month of November. It's called 30 days of Gratefulness. Or how excited I am to tell you about another beautiful friend of mine...meet Nikki ( who rather prefers being called Mrs. Mike ) one of my dearest, since we were little girls with long braids and dramatic pen names, our heads in the clouds and the like friends. She's started a lovely little blog. Pop in and tell her hello. . you'll come away with your heart warmed, I promise. That and a good giggle.
The back and forth of giggles coming from the couch tonight where Daddy + daughter are cuddled up watching old cartoons together.
Reading out loud + loving all of E.B White's books. First Charlotte's Web, then Stuart Little, and now we are half way through Trumpet of the Swan. And I am reading + loving A Tree Grows in Brooklyn , for the very first time.
Playing together outside. And Annabelle's pleading, " oh Mommy, can we go outside and throw leaves at each other, again...please? "
All of the things we are doing for the last time this week. After which, I may or may not sit in the car and cry a little. As Granniebelle told me last night..."honey, moving is a very emotional experience. "
Wishing that your birthday + the year to follow, will be your best yet. Or in the words of C.S. Lewis:
" There are better things ahead, than any we leave behind."


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"In the [1964] North Carolina governor's race, approximately 97 percent of black voters preferred segregationist Democrat Dan K. Moore to his integrationist Republican opponent, Robert L. Gavin. As Gavin explained, 'This I believe was because of the determination of the Negro race to defeat our [Goldwater-Miller] national ticket.' " –– From "Rule and Ruin: The […]
Posts Tagged 'adam clayton powell'
An 'integrationist' GOP candidate for governor in '64?
Posted in Just A Bite, Tar Heelia, tagged adam clayton powell, dan k moore, geoffrey kabaservice, paradox of tar heel politics, rob christensen, robert l gavin, rule and ruin, terry sanford on April 25, 2012 | Leave a Comment »


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And, yes, I've borrowed the Ag Lab and stooks at bottom right from my man Samuel Palmer, but I've checked and he says he doesn't mind in the least.
Who says we learn little from social media? Captain Swing was new to me. Now I know. Thanks. More whasps later, I hope?
Like the BBC, I aim to re-educate, misinform, and entertain. Sometimes, some real stuff slips through...
As I say, I'm resting the wasps for now (almost time for their annual holiday rampage, anyway) but I like the Whasp idea, and will pick it up again, I'm sure.


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Francis R. Law, 83, of Walton Hills, Ohio, born and raised in Lake Placid, passed away Monday, Oct. 2, 2017, in Ohio.
He was the beloved husband of the late Sally A. (nee Ertmann); loving father of Randy (Jill), Gary (Joani) and Gerry (Patti); dearest grandfather of Danielle (Diego Grimaldi) Law and Emily Law; dear brother of Marilyn Law.
All services are private.
St. John Funeral Home of Bainbridge Township, Ohio is in charge of arrangements.


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Site Labour, Personnel
From steel erectors to experienced site fitters, for all types of work we can help. We work to a high standard and place the safety of everyone involved above all else. All our personnel are CSCS, CPCS, IPAF, CITB, EPIC/SPA trained and competent.
Slingers/Banksman/Crane Operator Hire
Our certificated and competent slingers are available to customers when hiring our cranes. We will put your mind at ease when it comes to the correct procedure of controlling the complex variables of lifting objects up or down from different heights. The most important consideration when working in today's industry is safety.
Fully certified and competent crane operators are available for competitive rates, to operate the machinery, carry out the task, and leave you with the piece of mind that the job has been carried out safely and efficiently.
Appointed Person/Crane Supervisors
For Contract lifts, short or long-term site work, we provide a free site visit, and are able to take theresponsibility of the lift(s) required by the client. From formulating the lift plan and producing the necessary method statements and documentation, to the selection and hiring of the lifting equiptment and machinery to do the job.


text: When one camel took off, all others followed. The camel riders turned back every few seconds, as if to smirk, to make sure that other competitors were eating the sand that their camels kicked up. Each man with a whip in hand, legs flailing sideways, airborne above his camel's hump. Sure it was a false start, but, those who were already ahead didn't care. Adrenaline took over. It was their time for glory.


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Residential & Commercial systems
Federal Tax Credit: Residential & Commercial Solar Thermal and Solar Electric systems are eligible for a 30% uncapped Federal Tax Credit. This is the most generous tax credit in history saving homeowners thousands on their installed purchase price.
In addition, commercial systems are eligible for an accelerated depreciation allowing for 85% of the value to be claimed over a 5 year period, greatly reducing the net investment for solar!
State Renewable Energy Credit Program: The State of Illinois offers a "performance-based incentive" for photovoltaic system owners. This program allows solar owners to sell the rights to the carbon offsets of their solar arrays. In English? By generating a clean electron, the utility does not need to produce a dirty one. There is monetary value to that asset and the state is currently entering into 5 year contracts to pay system owners through a device called a REC (1,000 kWh of clean electricity generated). This revenue stream is over and above the energy savings received by creating power on site, reducing utility bills. The state works through 3rd party aggregators who will register owners but Solar Service will help with the mechanics of it all. Speak to a Solar Service Representative for updated pricing information.
State Rebate & Grant Program: Due to state budget issues, the Illinois Department of Commerce and Economic Opportunity (DCEO) is not currently accepting applications for renewable energy grants. Speak to a Solar Service Representative for updated information or go to the Department of Commerce and Economic Opportunity website for additional details.
Non-Profit Grants
Solar Service has assisted commercial customers to collectively fund over $15m in project costs over the past 3 decades. Speak to a Solar Service Representative to see how we can help you too.
- Illinois Clean Energy Community Foundation: The Illinois Clean Energy Community Foundation helps non-profit groups and local government organizations to purchase and install solar thermal systems by providing grants up to 60% of project costs, capped at $100/s.f. of collector area All renewable energy proposals are considered twice a year during the Foundation's two competitive grant cycles, typically January and July. Awards are typically announced four months later. The Foundation is not currently accepting applications for photovoltaic systems.
- State Grant: Due to state budget issues, the Illinois Department of Commerce and Economic Opportunity (DCEO) is not currently accepting applications for renewable energy grants.


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There are total 8 letters in Helmsmen, Starting with H and ending with N.
Helmsmen is a scrabble word? Yes (15 Points) Helmsmen has worth 15 Scrabble points.
Definition of the word Helmsmen, Meaning of Helmsmen word :
pl. - of Helmsman
An Anagram is collection of word or phrase made out by rearranging the letters of the word. All Anagram words must be valid and actual words.
Browse more words to see how anagram are made out of given word.
In Helmsmen H is 8th, E is 5th, L is 12th, M is 13th, S is 19th, N is 14th letters in Alphabet Series.


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Music man
MSU Denver got an award-winning jazz virtuoso when Don Byron joined the faculty last fall. Now music students get to learn from a master.
By Tom Wilmes
Publish Date: April 18, 2016
|Photo by Mark Woolcott
"Living legend" isn't a term to be used lightly, but one need only consider the accolades Don Byron has racked up over the years to know that it's not an exaggeration.
Down Beat Magazine named him its "Jazz Artist of the Year" in 1992. He's been featured in TIME magazine, SPIN magazine and on National Public Radio. He's the recipient of numerous honors and recognitions, including the Guggenheim, United States Artist and Rome Prize fellowships, and he was among the first class of Doris Duke Performing Artists. His album "Ivey-Divey" received a Grammy nomination for best instrumental solo album in 2004, and he was a finalist for the Pulitzer Prize in 2009.
A clarinetist, saxophonist, composer and arranger, Byron is most known for his jazz chops and inventive improvisational playing. He draws influence from a wide number of genres in his performances and recordings, as well as in his musical compositions for ensembles, films, opera and dance.
"Mr. Byron is, without question, the most important jazz musician to teach here in Colorado," said Jazz Studies Director Ron Miles. "The students, faculty and the Colorado jazz community are all benefitting from his excellence on the bandstand and in the classroom."
With prior teaching experience at institutions like Harvard, MIT and Columbia University, Byron is enjoying his work at MSU Denver – he joined the faculty of the Jazz and American Improvised Music Program last fall – mentoring students who are passionate about their art and have room to grow in their talent.
"Sometimes it's not so much fun to teach kids who can already do everything – you don't really have any input," said Byron. "Or you might have kids who don't work at all or are not really serious about becoming professional musicians. That can be really disappointing.
"It's neither of those things at MSU Denver," he said. "These kids are serious, they're open and they listen to their contemporaries. You can go out and hear a lot of them play now. They're in the game. But at the same time [as a teacher], you know you can really make an impact."
Born and raised in the Bronx, Byron has long been an influential figure in the New York jazz scene. Byron's father played bass in calypso bands and his mother is a pianist. Byron studied classical clarinet while also playing and arranging salsa numbers for high school bands on the side. He later studied at the New England Conservatory.
While his music career spans a vast array of projects and interests, a common theme unites his work: a passion for his art and a drive for excellence.
"If there's a message I have, it's that whatever you're doing you have to take it seriously," said Byron. "Professionally speaking, if you take it seriously and apply real musicianship to a project, then you know it will be good."
HEAR Don Byron's music and learn about his influences.


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NBA -- Warriors humiliate sloppy Knicks
By Reynaldo Seno
Wed, 13 Mar 2013
NEW YORK -- The Golden State Warriors love to beat up opponents visiting their home floor. And when they slapped New York silly Monday night at the Oracle Arena, the sloppy Knicks gladly turned the other cheek.
Golden State's dynamic backcourt tandem of Stephen Curry and Klay Thompson drilled 10 triples and combined for a total of 49 points. All-Star David Lee added 21 points and 11 rebounds and it was more than enough to bury the Knicks beneath the rubble of a 92-63 smackdown.
After a three-game absence, Carmelo Anthony returned to action. But the Knicks' captain was lathered in rust, missing 11 of 15 field goals for a quiet 14 points and 10 rebounds. Raymond Felton added 10 points and five assists, but no other Knick scored in double figures as New York made only 20 of 73 shots, including a hideous 5-for-27 clip from three point range.
Besides being out rebounded 59-42, the Knicks were pitifully short in the assists battle, 16-12. And though New York had one less turnover at 13, it committed more fouls, 27-25.
The Warriors, who shot 41 percent from the field and 55 percent from 3-point range, improved to 36-29. They are still ranked No.6 in the Western Conference and trying to ward off the 34-20 Houston Rockets, who are nestled at No.7.
The Knicks dropped to 38-23, No.2 in the Eastern Conference.(RYS)
Photo: Knicks forward Carmelo Anthony was held to 14 points as the Warriors blasted the Knicks, 92-63, at the Oracle Arena.
Click here to view a list of other articles written by Reynaldo Seno.
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text: ...celebrating two decades of leadership in facilitating access to sustainable energy services and cleaner environment KITE @ 20 Anniversary Celebrations... EXPLORE KITE We believe that there is nothing more important than empowering human capital OPENING UP A WORLD OF EDUCATION EXPLORE KITE Prof. Abeeku Brew Hammond memorial Lecture. HONOURING THE VISION FIND MORE HERE Providing sustainable Solutions. FOSTERING PARTNERSHIPS ... GET IN TOUCH facilitating the deployment of sustainable energy systems and services for productive applications in rural and peri-urban areas. CLEAN ENERGY SOLUTIONS MORE HERE we adopt approaches that gives experts a voice... THE MULTI-STAKEHOLDER APPROACH MORE HERE News & Announcements We have Moved May 30, 2018 We Care Solar (WCS) Copy May 30, 2018 We Care Solar (WCS) January 30, 2017 Nationally Appropriate Mitigation Actions (NAMA) January 30, 2017 Renewables Readiness Assessment (RRA) January 30, 2017 Download Report


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Every once in a while we imagined being married to our best friend. For some, it may not happen but for Ashlee and John, it did. Both are teachers so imagine how super smart their kids would be! To you guys, thank you for making me a part of your beautiful wedding, it is such a pleasure to have met all your friends and families and be able to capture your amazing moments.
Wedding Photographer | John Warren Photography
Associate Photographer | Christian Calvez
Wedding Venue | UCI Ca
Reception Venue | UCI Ca


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Brit Grit Alley features news and updates on what's happening down British crime fiction's booze and blood soaked alleyways.
This week down Brit Grit Alley:
Brit Grit publisher Caffeine Nights are on a roll at the moment. CF have signed a first look deal with Richwater Films. The deal will see Caffeine Nights publish paperback tie-in editions of Richwater movies and will give Richwater first look at film rights for material published by Caffeine Nights.
Caffeine Nights have recently signed the best- selling British Horror Legend Shaun Hutson and will publish his forthcoming novel Monolith as well as his backlist, beginning with four titles to be published in October. The first four backlist titles to start are Spawn, Relics, Assassin and Renegades.
The latest FREE short story from Caffeine Nights is Life by Ruth Jacobs. You can get it and stories from Nick Quantrill, Nick Triplow and Michael Fowler here.
And what else? Well, Richard Godwin interviews Graham Smith at The Slaughterhouse…Richard also Guest Blogs at Tony Black's Pulp Pusher …Gareth Spark 'The Brit Grit James Lee Burke' has a belter of a yarn at Near To The Knuckle… Adrian McKinty has announced the contributors to the Belfast Noir anthology. Confirmed for the volume so far are: Glenn Patterson, Eoin McNamee, Garbhan Downey, Lee Child, Alex Barclay, Brian McGilloway, Ian McDonald, Colin Bateman, Ruth Dudley Edwards, Claire McGowan, Tammy Moore, Lucy Caldwell, Sam Millar and Gerard Brennan. …Byker Books have announced their June publications from Danny King, Julie Morrigan, Paul D. Brazill and Linda Lewis.
Oh, and Brit Grit Alley has a Facebook group, in case you didn't know. It's here.
There'll be more carryings on down Brit Grit Alley very soon, sorta kinda thing, like.


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681 2,916
Travel writer rolling slowly and exploring the world with my vintage Toyota camper (Zennie). 😎🚐🌎 Latest book = Adventurer's Guide to Yucatán (link).
The latest Zen blog posts
Visiting the Mayan ruins at Edzna
I don't know what the name "Edzna" means, but I would guess "Place of the iguanas". I have never seen so many of these creatures anywhere else in my life! It seems they've... READ MORE
Hacienda San Lorenzo and Cenote Oxman, Mexico
The historic Hacienda San Lorenzo is different from the abandoned haciendas that lie in ruins around the Yucatan. This is no grey shadow of a place - it's a brightly painted, beautifully maintained... READ MORE
How much do you need? Full time RV Budget Basics
How much does your full time RV budget need to be? Figures vary widely, but if you're thinking of getting into this traveling lifestyle, it's a good question.
Some people just hit the road... READ MORE
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A friend of mine mentioned wanting to visit Mexico's Copper Canyon. I'd heard about this place ever since I was a kid, though I didn't know much about it. Looking at a few... READ MORE
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I was sitting in Tucson during June 2017, trying to work on some Zennie projects in temps that reached 115 degrees. :( Eventually, I came to my senses, and realized that I... READ MORE
The coolest canyon you've never heard of
I didn't even know this place existed until I saw it on a map. How did I miss this for so long? I think there's just so much competition from the spectacular... READ MORE
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If you want a pretty lakeside camping spot in Wyoming, and one that is free!, then check out the Ring Lake campground. It's one of several in the Whiskey Basin Wildlife Habitat Management... READ MORE
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A warm welcome to the "Information Management and Digital Archiving" course. In order to pass this course successfully and to enjoy the learning process, below is some basic information about:
Information is a valuable asset, and documents and records play a huge part in organizations, both public and private. They are used in conducting business processes, to enable decisions to be made and actions taken. Records may be required for business purposes whenever there is a need to recall or prove what was done or decided in the past. Therefore, it is important to pay attention to how we manage everything related to information and what are the necessary measures to guarantee its preservation in the future. Considering all of the above, the course aims to:
firstly, give a general overview, knowledge and understanding of how information life cycle management issues are linked with business processes as well as to (digital) archiving in theory and practice;
secondly, look at what an organisation has to do while dealing with content management, looking at both the organisational and technological points of view in order to establish and maintain digital information and its archiving;
thirdly, give an understanding of and basic skills for the archival management of digital items.
The course will begin with looking at the principles and meaning of information and data. The definition of information, data, records and the relevant terminology will be discussed. Also, we will talk about the architectural needs for creating an organizational IT environment. The meaning of information systems (IS) as well as its basic functionality and relations with organizational processes will be introduced. Here it is also important to think about to involve business processes in the development of system architectures. Then we will consider how information and data is used in the business context and look at the role of semantics. Paying attention to semantic interoperability helps to avoid data integrity problems, and to access information and knowledge distributed in different databases. Next, we will discuss the relevance of metadata while managing information. Metadata is key to data creation, management and reuse. We will also look at the concepts and use of Big Data. We will also cover information governance, as today's world is built on the power of information. Information governance increases the efficiency of the public sector, provides more effective and efficient public services, and goes beyond mere simple information transformation. Therefore, we will discuss governance, risk and compliance (GRC) in information management as a safeguard to achieving objectives. Here, we also have to discuss Maturity Models to highlight the different stages of information governance and how to reach each level. We will also stress the importance of electronic documents and records management systems by explaining the principles and functions of these systems. In addition, will give an overview of the business and societal functions of archives. We will also talk about the architecture and functionality of digital archives. And finally, we will look at the technical aspects of long-term digital preservation. We will talk about the threats to the longevity of digital information and the risk mitigation strategies. We will cover the preservation of digitally signed records and the problems related to the legal framework. To conclude, this course should give you an insight into the world of information management and it´s preservation in order to preserve valuable information for future generations.
During this course, many leading Estonian as well foreign experts in this field will share their experience which will help to provide important practical knowledge about this field. The leading lecturer Ingrid Pappel has been developing documents and records management systems since 2003, therefore her research field is related to the implementation of paperless management in the public sector by developing the suitable methodology for applying digital administration in the most effective way.
In this course you will have reading materials, videos and many practical assignments as well as self evaluations. Teaching is based on the lecturers sharing their experience though short video lectures and self-assessment tests to help you learn the content. The course is divided into 9 chapters. Each chapter consists of 1) a short description of the field, 2) expert videos, 3) field related self-assessments and terminology tests.
Students are encouraged to have open discussions in the blog about the topics in each chapter. The idea behind the course is also knowledge sharing between the students.
The course will be open from 20th October until 3rd December 2015.
During this course the student will spend about 4 hours on 35 video lectures, as the estimated time per one video is 10 minutes. The deadlines for assignments are recommended and can be found in each chapter alongside the task descriptions.
We have divided the course into 5 modules to help students to keep in schedule:
MODULE 1 (Oct 20 - Oct 28)
Ch 1. Information, data, documents, records
Ch 2. Information systems and business: functionality, business processes, services
MODULE 2 (Oct 29 - Nov 5)
Ch 3. Information, data and semantics
Ch 4. Data and metadata
MODULE 3 (Nov 5 - Nov 16)
Ch 5. Governance, risk and compliance in information management
Ch 6. Document and records management
MODULE 4 (Nov 17 - Nov 24)
Ch 7. Archive – core functions (archiving, preservation, access)
MODULE 5 (Nov 25 - Dec 3)
Ch 8. Digital archive as information system
Ch 9. Digital preservation
Dec 3
Open discussion seminar (ICT-A1)
Dec 10
Final seminar (presentation) (ICT-A1)
Dr. Ingrid Pappel, Head of the curriculum "e-Governance Technologies and Services"
I have been working as a software designer and project manager in several state projects since 2003 that have been connected to the implementation of digital administration and digital documents and records management systems, such as DEC and PDIS. Since 2007, it has been my privilege to share the knowledge gained in that field at many universities and also to educate organisations in Estonia. In 2010, I started developing curricula in the e-governance field and today I am planning to kick off with the eState laboratory in cooperation with Mektory and with different state agencies. The eState laboratory should enable to aggregate best-practice academic knowledge as well as the needs of the public sector and the experience of the private sector in the field of e-state solutions.
Andres Kütt, Estonian Information System Architect
Andres Kütt is currently the head architect of Estonian information system. Over the past two decades, he has played a range of roles in both public and private sector with his professional and academic interests gravitating towards various aspects of system architecture.
Prof. Dr.Katrin Merike Nyman-Metcalf, Head of the Chair of Law and Technology, TUT
Professor Katrin Nyman Metcalf is Professor and Head of the Chair of Law and Technology at Tallinn Law School, Tallinn University of Technology. She lectures in public international, EU and comparative law with a special emphasis on communications law. She has a PhD (1999) in Public International Law (the law of outer space) from Uppsala University, Sweden. Professor Nyman-Metcalf´s research interests include how law and technology meet especially in the sphere of ICT and e-governance, including privacy and freedom of expression. Apart from her academic work, Katrin is Head of Research for the Estonian e-Governance Academy and works as an international consultant in the area of ICT law and e-governance. She has worked in more than 40 countries all over the world, including many developing and post-conflict societies.
Mihkel Lauk, Consulting Manager at PwC Advisors
Mihkel is PricewaterhouseCoopers Estonian firm Manager. His specialization is process improvement and information technology governance. Mihkel earned a Master's degree in IT management from the Estonian Business School (EBS, 2007). He has been active in the ICT area since 1996. Mihkel has set up Estonia's largest web company ADM Interactive which exports its services to 32 countries across the world. He has been in charge of Hewlett-Packard Internet marketing in the Baltic States and developed web applications in EMEA region.
|Tarvi Martens, Father of Estonian eID and Internet Voting
Tarvo Kärberg, Software Project Manager at the National Archives of Estonia
Tarvo is responsible for software projects of digital preservation software since 2007. He has passed the Estonian national certification as an archivist and is academically involved in teaching a course on digital archival holdings and electronic document management at the University of Tartu. He is also responsible of leading the work package on transfer of records to archives at E-ARK EC Project.
His interest focuses on the theory and methods of collecting and preserving digital knowledge.
Kuldar Aas, Deputy Director of the Digital Archives of the National Archives of Estonia
Kuldar is working at the archives since 2002. Kuldar has participated in developing a set of national standards, requirements and guidelines in the areas of records management, metadata, transfer of electronic information to long-term archives, description and preservation of relational databases and Linked Open Data. He has also been part in the developing of the Estonian proactive digital preservation and reuse environment at NAE. He is representing the national archives in Estonian semantic interoperability and Linked Data taskforces. Internationally he has been participating in multiple projects related to Linked Data, digital preservation and interoperability. Currently he is the Technical Coordinator of the EC-funded E-ARK project which intends to provide international standardisation in the areas of archiving and reusing born-digital government data.
His academic background is in information technology and he holds a Master's degree (2004) from the University of Tartu.
Veiko Berendsen, Information and Document Management Expert
Veiko is information and document management expert with 15 years of experience. Veiko has more than 20 years of experience teaching at Estonian universities.
Veiko has worked with many documents and records management systems and has been principal architect one system, currently at use in 2 Estonian miisteries with more than 10000 users.
Veiko has been also creator of vocational standard for records manager and was chairman of Estonian committee for information and documentation standardization.
Koit Saarevet, Project Manager at the National Archives of Estonia
Koit has been working for The National Archives of Estonia since 2000, mostly in the capacity of project manager responsible for the development of various information systems. That includes the Archival Information System AIS (the central catalogue and finding aid) and the long term digital preservation systems. He has taught digital preservation at Estonian universities and at professional training programs.
Koit has a BA in IT management from Estonian Business School and has studied innovation management at MIT as a Hubert H. Humphrey fellow.
Liivi Karpištšenko, Advisor at the Department of Information Society Services Development of the Estonian Ministry of Economic Affairs and Communications.
The department coordinates the development of information society services in the public sector of Estonia. Liivi is responsible for the development of information governance and records management. Prior to joining the department, Liivi worked as an advisor at the Records Management Department of the Government Office. She also has a long-term experience in ICT, having participated in the development and administration of information systems of the Estonian Social Insurance Board.
Kaarel Koosapoeg, IT consultant at PwC Advisors.
With a educational background of history, public administration and technology governance he focuses mainly on process management and IT projects. Kaarel is one of the people responsible for creating Information Governance strategy for Estonia.
Pille Noodapera, Adviser at the National Archives of Estonia
Pille has graduated the Moscow State Historical and Archival Institute in 1982. Since then I have worked on various records- and archives management-related positions in public archives. At the present time I work as adviser at The National Archives.
Viljar Hallik, Non-Commissioned Officer at Estonian Defence Forces
For the past 20 years, I have been serving in Estonian Defence Forces as a Non-Commissioned Officer (NCO). I have been in Information Management functions since 2008. My most valuable Information Management experience comes from international assignments from NATO Joint Warfare and International Security Assistance Force (ISAF) in Afghanistan. Currently studying Business Information Technology at Tallinn University of Technology.
Technical team
Karin Oolu, Technical Editor, e-Governance Technologies and Services, Tallinn University of Technology
Kalev Lepik, Video Director, Tallinn University of Technology
|প্রশিক্ষণ - "তথ্য অধিকার আইন ২০০৯"


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Addition of Niacin to Statin Increases HDL Cholesterol but Does Not Reduce Cardiovascular Events in Patients with Cardiovascular Disease and Well-Controlled LDL Cholesterol
DynaMed Weekly Update - Volume 6, Issue 46
High levels of LDL cholesterol and low levels of HDL cholesterol are independent risk factors for coronary artery disease. Statins for lowering LDL cholesterol levels have been shown to be effective for both primary and secondary prevention of cardiovascular events (Cochrane Database Syst Rev 2011 Jan 19;(1):CD004816, Arch Intern Med 2004 Jul 12;164(13):1427). Niacin increases HDL cholesterol concentrations, but clinical benefits from combined use of niacin and a statin drug have not been demonstrated.
The AIM-HIGH trial evaluated the addition of niacin for secondary CAD prevention in 3,414 patients with well-controlled LDL cholesterol levels. Patients with stable cardiovascular disease (mean age 64 years, 85% men) were randomized to niacin 1,500-2,000 mg/day vs. placebo. All patients received simvastatin 40-80 mg/day as needed to maintain LDL cholesterol target level of 40-80 mg/dL (1.03-2.07 mmol/L). Ezetimibe 10 mg/day could be added as necessary to reach LDL targets. Most patients had already been taking a statin for at least 1 year at baseline. Patients were excluded for recent stroke, revascularization procedure, or hospitalization for acute coronary syndrome (ACS) or acute myocardial infarction (MI). Patients who could not tolerate niacin 1,500 mg/day during an open-label run-in period were also excluded. The primary clinical outcome was first occurrence of any cardiovascular event (death from coronary heart disease, nonfatal MI, ischemic stroke, hospitalization for ACS, or symptom-driven coronary or cerebral revascularization).
At 2-year follow-up, the niacin group had significantly increased HDL cholesterol levels (median increase 25% vs. 9.8%, p < 0.001) and decreased levels of triglycerides and LDL cholesterol (p values not reported). However, there was no significant difference in the primary outcome (16.4% vs. 16.2%), or in any specific cardiovascular events or all-cause mortality (level 1 [likely reliable] evidence). The trial was terminated early for lack of efficacy after mean follow-up of 3 years (N Engl J Med 2011 Nov 15 early online).
For more information, see the Niacin topic in DynaMed.


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Videogames are one of the easiest way to spark conversation, emotion, and smiles. Almost everyone has a personal story of how a videogame helped them make friends.
Absolutely. GDL offers not only multiplayer videogaming, but also board games and interactive trivia & party games that can feature up to 100 players in the same game!
We make your event unique by drawing on decade of experience in gaming and event entertainment. With a few simple questions, we'll use your expertise to pinpoint exactly what will floor your guests.
From a cozy corner to a full ballroom, we'll provide the entertainment package we both agree is perfect for your event!
As big or small as your team needs. We fully staffing the gaming area for the event duration to keep your guests having a fantastic time. And do you need professional MCs? Help scheduling activities? Recommendations on the best complementary entertainment? We've got you covered.
Studies are now showing that gaming actively stimulates the brain, help us make better (and faster) choices, and helps us experiment without fear of failure. We design activities that are so entertaining, your employees won't realize how much they're learning — until we show them what they've accomplished.
We're videogame historians, champion gamers, and constant learners. We also understand the needs of every event professional and team manager.
Curious to learn the benefits of bringing FUN to your office?
Give us the details and we'll make it happen!


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Animal boarding establishments licences
To run an animal boarding establishment, either in kennels or in your own home, you need a licence from us.
Dangerous wild animals licence
Anyone keeping a dangerous wild animal, except where it's kept in a circus, licensed pet shop or premises designated for scientific purposes, needs a licence from us
Dog breeding licences
Anyone keeping a dog breeding establishment needs a licence from us. As a general rule, a licence is needed when four or more litters are born in a 12-month rolling period.
Pet shop licence
To run a pet shop, you need a licence from us. The licence is required for all selling of pet animals from commercial or domestic premises and includes internet sales.
Riding establishment licence
To run a riding establishment, where horses or ponies are hired out for riding or used for riding instruction, you need a licence from us.
Report licence or registration complaint
- Make a complaint about an animal welfare licence or registration
Zoo licences
A zoo licence is needed if wild animals are exhibited to the general public on seven or more days in any 12 consecutive months.


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Staffing and assessment tools and resources
See how the Public Service Commission helps organizations with staffing solutions.
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Find out more about hiring, assessment and accommodation services.
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Find out about jobs, assessment, priority entitlements and career development.
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Submit your staffing enquiries or your public service job application.
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Mortgage Pipeline Definition | Investopedia
Mortgage Pipeline - Definition of Mortgage Pipeline on Investopedia - Mortgage loans that have been locked in with a mortgage originator by borrowers, .
Mortgage Pipeline financial definition of Mortgage Pipeline ...
Mortgage pipeline. The period from the taking of applications from prospective mortgage borrowers to the marketing of the loans.
Step 1
Mortgage Pipeline Risk financial definition of Mortgage Pipeline ...
Mortgage-pipeline risk. The risk associated with taking applications from prospective mortgage borrowers who may opt to decline to accept a quoted mortgage .
Step 2
Mortgage Pipeline - American Banker
Bank Groups Again Urge Safe Harbor on Qualified Mortgage Rule · CFPB Extends . Forgive Principal Only If the Borrower Pays the Mortgage. Why Financial .
Step 3
BofA Squeezes Mortgage Pipeline to Fannie - Bloomberg
Feb 24, 2012 . Bank of America Corp., the second- biggest U.S. lender by assets, is stopping the sale of new home loans to government-owned Fannie Mae .
What Is a Mortgage Pipeline?
A mortgage pipeline is a group of loans that have been approved by a mortgage company but have yet to be financed. The mortgage pipeline is the process by .
Tips & Warnings
An Efficient Approach to Mortgage Pipeline Hedging Strategy Paper
Jul 25, 2011 . All of these alternatives offer effective and cost-efficient mortgage pipeline hedges. To demonstrate these mortgage pipeline hedge possibilities .