text: gices Member since : 18 Apr 2008 Last login : 03 Oct 2018 19:24 Level : 5 Points : 7708 Summary Answers Questions Comments Articles Bio I am a web developer who likes to DIY, so you'll often see me trying to build and repair things (or break them!). In my spare time, I like to do gardening. Say Hi to me on Twitter @DrGices or connect with me on G+ if you'd like to talk. Website : http://www.fancyacar.co.uk Find me on : Twitter 9 Questions 677 Answers 69 Comments 395 Articles 869 Views 12 Best Answer Is the named driver's licence required if the policyholder has an accident? Usually the driver who was involved in the accident may be required to provide details of their licence by either the police or the insurance company. So this sounds a bit dodgy. The only thing I can think of is the insurance company is trying to make sure all details provided on the insurance policy are correct before going ahead with the claim. In case they find the named driver did not have a licence, they could invalidate the claim and not pay out. However this is just my opinion, you are better off speaking to your friend to see why your licence is being requested. michelledonnelly 19 Apr 2017 17:11 PNC on sold car When you sell a vehicle, you (the owner) must send Section 1 - 8 to DVLA. The buyer only gets Section 10 to be able to tax the vehicle. See this link for more info. You could: Try to explain the situation to the DVLA and send the picture you took Or speak to the older brother of your friend and get him to pay the fine Or pay the fine yourself (it's usually 50% off if you pay within 14 days) At the end of the day, it was your responsibility to send the registration form to DVLA and the penalty is the result of not knowing the procedure. What is more important for you to do is notify DVLA that you have sold the car to avoid future problems. vincerees 03 Apr 2017 11:39 How can I return a product to B&Q if I've lost the receipt? Yep, you can. I bought 2 angle brackets from B&Q before which were around £8.50 for the pair. Back home when I tried them, it was not working as I expected. So I decided to return them. One week later, when I finally found the time to go back to B&Q, I couldn't find the receipt. I looked everywhere, checked every pocket and bags but it was no where to be found. I was doing a lot of DIY and it probably got misplaced I think. Anyway, I went onto Internet Banking and printed out transactions for the last 2 weeks. At the return/exchange counter, I told the lady I lost my receipt and she said she would be able to find the transaction by looking up the date they were purchased against the barcode of the items. I didn't really need the bank statement but I think it was very helpful to prove I did actually make the purchase at that particular store. I got my money back on the bank card I used. So don't worry about the receipt, just bring the product back and you'll get your refund. groovychick 28 Nov 2016 17:36 A Life Lesson I think the lesson to learn here is to accept your current circumstances and be happy with whatever you have in the present. Most people live in hope that if this or that happen in the future, then it will make them happy. It's like playing the lottery, you think if you win an enormous amount of money, you'll be happier than you are now. Truth is money will buy you some happiness for a short while but in the end, if you were not happy in the inside, you'll come back to your normal state of being unhappy. My experience is that sometimes you think you want something real bad but deep down you don't really. It's difficult to differentiate between the signal of the heart and the trick the mind is playing to make you believe you genuinely want something. If what you were waiting for didn't happen, then it was never meant to be. Maybe there's something else planned for you - it's waiting for you to come to realisation of it first. What do you think? oneiric 04 Feb 2015 01:24 DVLA medical urine sample test? I don't think you need to do this right in front of the doctor. You'll probably be asked to empty your pockets or similar procedures to ensure you're not passing someone's else urine sample as your own. Then you'll be asked to provide a urine sample in a private area whilst the doctor is waiting for you outside. They cannot force you to do this in front of someone, it's against your rights. stevieturnbull 14 Jan 2015 14:45 Someone parked their car in front of my house and blocked my driveway!!! It happened to me once as well - I came back from work and found a car parked in front of my house blocking access to my driveway. I was furious and was hoping the driver was around and would see I couldn't get in and would move their car but that wasn't the case. I was able to squeeze through to get on the driveway but it was a really tight squeeze and I was not very happy about doing this. It was cold and I didn't want to move my car once the inconsiderate driver move theirs though. Anyway, the law doesn't help much in these situations. Here's why: If someone is blocking you from accessing your driveway, the police will not help. If they are preventing you from getting out, then they will deal with it. If you damage the car in any way, you will be liable for it. You can even be prosecuted for placing a note on their windscreen apparently. You can get the car towed away but that will cost you £250, money you may not recover from the third party. I actually wrote a note which read "Next time please don't block my driveway, thanks!" and placed on the car's windscreen. However I saw some people outside their house some 30 metres away and I went and asked them whether they knew whose car it was and it turned out it was for one of them. She said she was meant to park there for 5mins but lost track of time in her conversation with her friend and moved her car. What I realised is from the moment I saw the car blocking my driveway, I became really agitated. I couldn't think of anything apart from how to get rid of that car. The anger took control of me and I couldn't think straight anymore. There wasn't much that could be done (even the law is not with you in this case) and although it is normal for someone to feel their rights have been snatched because this is private property which you own, if you look at it from a different perspective, you'll see you can avoid all that grief. Ego is a huge problem and it's selfish. Without ego, you cannot claim you have rights over something and if that is understood, life becomes stress free. anonymous 03 Jan 2015 14:15 Can i insure a car as a learner with a named driver on it. You can insure a car even if you're just a learner (as long as you've got your provisional licence) but the premiums will be quite high Named drivers do not have many restrictions on them, it's the main driver/policyholder who has to be the registered keeper to keep insurers happy Someone who is banned is not insured anymore because their licence has become invalid; you can certainly insure your husband's car but you may need to get the registration certificate transferred to your name Hope that helps. funkyfi 05 Oct 2014 02:52 Driving What's your question about? gdfgdfh 03 Oct 2014 11:47 Paying off loan as registered keeper but not legal owner As long as there's outstanding finance, the car belongs to the finance company. Once that is paid, ownership will automatically be transferred to your mum. Maybe in 2 years' time, you'd have already reconciled with your mum but if that doesn't happen and she claims ownership of the car, you'd still be able to show you've been paying towards the debt through the direct debit. Now it can be a stressful process to prove and reach a settlement where you're considered a co-owner since your mum has paid for 2 years and you've paid 3 years and if you're not able to buy your mum's share of the car (the would-be-then value of the vehicle), then it would need to be sold and the money divided between the two of you. You will have to get a solicitor involved as well. So maybe the best solution would be to ask her to give you the money you've paid towards the car and hand the vehicle over to her. racheltaylor 25 Sep 2014 01:47 Can someone else teach my partner to drive in my car? Yes they can. However, if the supervisor needed to take control of the vehicle at any point, then they would need to be insured on it as well. For example, if the learner was unable to drive back home because he was too nervous of the traffic at peak hours, the supervisor is not allowed to just hop into the driver's seat unless he was covered by a valid car insurance policy. swangloves 20 Aug 2014 00:55 Medical exam for high risk offenders You will need to give a sample of blood and sometimes they ask for urine specimen as well. There's an interview with the GP and a physical examination too. There are some good suggestions in this post, so read them carefully and hopefully you're going to find something which can help you. emsfun 06 Jun 2014 02:01 Leasing company not allowing me to be registered keeper unless I'm the owner Sometimes the terminology used in the lease agreement can be confusing and that they are essentially trying to tell you is that they (The Lease Company) will be the sole owner of the car until the finance is paid out in full. However, you as the lessee, will in no doubt be required to be the registered keeper so as offences can be sent to you. Many insurance companies will require you to be the registered keeper as well. I'd probably clarify these things with them but in case they want to maintain their stand on being the registered keeper, then you can get insured at different places like Directline which understands these circumstances imposed by the lease company. Different companies operate differently unfortunately. ColinBirchall 05 Apr 2014 13:37 applying for return of revoked license help Okay, so you've got 6 points on your licence now but your licence may have been revoked for health reasons. So the best thing to do is to get in touch with DVLA (on their general enquiry line) and ask them about the status of your driving licence. They will be able to tell you whether you're currently banned and/or whether they require clearance from your GP before you're allowed to drive again. Once you get confirmation from them on where you stand, then it'll be easier to know what your next move should be :) missB2721 04 Feb 2014 01:16 Both mom and dad on the log book but they are now divorced The log book (V5C registration certificate) does not confirm ownership of the vehicle. It just tells who the registered keeper is. And in most cases, only the name of one person should be listed not now but some people use the first line for firstname to put one full name (eg husband) and the second line for surname to put the second full name (eg wife). Anyway, coming back to your question, if the finance was in your dad's name only, then he will be able to sell the car. What I mean by this is if your dad has a sales receipt which shows his name printed on, then it is proof he is the owner regardless of what the log book says. However, with divorce comes the splitting of possession between husband and wife and car is an asset too but that's another discussion... hayleybroome 21 Jan 2014 23:14 Keeping NCD with no car With short term policies, you do not get any no claims benefits. So insuring your friend's car for a day or a month won't make any difference. What you'll have to do is just before the end of the 2 year period (say 1 year 11 months), you have to get an annual car insurance policy in your name to prevent losing your previous NCB. There's no other way around this I'm afraid. pthompson 21 Jan 2014 23:04 License revoked for smoking weed and now need to do DVLA urine test Within 2 weeks of sending off your application to DVLA, you should get an appointment for the medical test. However, this may be delayed sometimes as they need to get hold of your GP who needs to find a suitable time to get you in for the test. So at most give it 4 weeks and if you don't hear anything, then contact DVLA to stir things up. Here are some great tips to pass the medical test. simonbrice 05 Jan 2014 09:56 Is there a time limit to apply for your licence after ban has expired? There's no time limit to re-apply but you cannot drive before you get your licence back. Most people are eager to get back to driving and therefore get in touch with DVLA as soon as their ban is over. In your case, I suggest you fill in the D1 Form (Application for New Driving Licence), available at the Post Office, and send it off to DVLA if you want to get behind the wheels again. Once that is done, you will be able to drive on these conditions. deedubbs 05 Jan 2014 09:43 Drove mistakenly up a no car lane, buses and taxi only in newcastle in my motability car If the restriction was at all times (24/7) or you were driving in it during its hours of operation, you could have been caught by a camera for which you would be sent a fixed penalty notice. However if signage was not right, you could argue your case. Check this article on bus lane penalty which contains information on how to appeal against the fine. geordierascal 31 Dec 2013 09:53 What is my purpose in life? Why do I exist? Each one of us has the capability to make a difference in the world. Some people devote their life fighting for a cause, eg eradicate poverty. They've found their purpose. Other people work as comedians and on top of making a living, they're happy they are able to cheer people up as life is stressful as it is. Some may do voluntary work, cleaning up their neighbourhood or teaching children with special needs. They are helping to make the society better. Since we live in a society, there are certain norms and we are expected to do certain things. It doesn't mean we have to do them. If you don't want to get married, then you're going to be unhappy if you do. Do things you truly want from the bottom of your heart, what makes you happy. Try to help others along the way. You don't need to devote your whole life to a good cause. You can still have your own life, live it the way you want as long as you're not hurting anyone. You have a notion of what's good and what's bad, stay away from the bad and you'll be doing only good. When you can help someone in need, don't hesitate. That's the beauty of goodness. If your purpose is still not clear, maybe you need to clear your mind a bit. There may be too many things going on in your head, your vision may be impaired. Try to meditate. Stop the thoughts and listen to your heart. See what makes you happy and how you can spread that happiness to others. There, you'll find your purpose. believer 30 Dec 2013 23:11 Why does God let bad things happen to good people? I remember something I've read on a website: A man walks into a hospital and hears a woman screaming in pain. He is outraged by the people outside her room because they are chatting and laughing and don't seem bothered by her agony. He shouts at them but is then told they are her family and she is having a baby which explains why they are happy. The moral of the story is if we know the reason for the suffering of others, then we can no longer be compassionate. If you see a man sleeping on the pavement in the cold but know he used to beat his wife a lot before, are you going to feel sorry for him? You won't because you already know he's being punished for his mistakes. He's paying for his bad karma and that's a good enough reason for us to ignore his pain. The moment we can explain why bad things are happening to people, we are satisfied. We can walk away without feeling an ounce of regret, without any sympathy. He deserves it, good for him! But when the reasons are not known and we see suffering, we are touched. It hurts us. We don't want others to suffer. We want to be able to do something for them, to alleviate their pain. And that's what we should do nevertheless. Instead of searching for reasons why bad things are happening, we should just help however and whenever we can. The reason may or may not be justified, it does not matter though because the pain is real. Maybe God sent us to make their pain a bit less... believer 30 Dec 2013 22:47 Why is it so easy to point out mistakes in others than recognising goodness? Whenever someone does something stupid, people are quick to ridicule that person. If it was something bad (from a society's view), people do not waste time to judge. However, when there's an act of goodness, if there's recognition at all, the crowd is always smaller. Why is that in your opinion? gices 30 Mar 2014 23:54 What's your greatest fear in life? I should probably start by telling you mine - what frightens me the most is to be living alone and not being able to look after myself when I'm sick or when I'm too old. It comforts me to know there are people around me who will take care of me if something bad was to happen to me but to think that I'm by myself and a situation arises where I cannot take care of myself gets me really anxious. gices 18 Mar 2014 01:31 Is the Uber app a threat to UK taxi drivers? The Uber smartphone application allows any driver to earn money for picking up passengers at a requested place and dropping them at their specified destination. The drivers themselves do not take money from the passengers but instead the app collects money for the booking that is made through it. This is already in use in London city, so do you think it has the potential to put taxis and minicab drivers out of business? gices 16 Dec 2013 13:25 Should Britain update its road signs as proposed by the EU to allow newer cars to read them? Basically they want us to have the same signs as in France and Germany. New cars which will be manufactured are likely to have sensors which will process the traffic signs and communicate what they mean to the driver and that should prevent accidents. But to do that, we need to use standard signs. Do you think it's worth changing our roads for this? PS : Volvo and Ford already have some models which can read european road signs. gices 07 Dec 2013 16:05 Getting added to facebook groups without my permission I have noticed that I'm getting added to facebook groups that I've never heard of without having accepted any requests. When I checked the groups, there was nothing that I was particularly interested in and I didn't want to be part of that group anyway. I've had to click on the link for "Leave this group" so that I'm no longer part of the group. To me it's a sort of spam which facebook needs to fix. I don't like the idea that anyone who I'm friends with can just add me to some weird and random group without my authorisation. Is there a feature to block this? gices 28 Aug 2011 15:21 Brown slime in hot water tank in loft I went in the attic to have a look at the cold and hot water tanks and noticed that the hot water tank had some brown slime at the bottom and along the sides. It looks like like a gooey paste and it makes me feel sick that this dirty water is being fed in my hot water cylinder (not that I drink from the hot water tap but it just feels disgusting). Now I don't have a lid for the hot water tank in the loft but I have covered it with a plastic sheet to stop dust and other things from getting into it. What is that brown slime thing and how to get rid of it? gices 21 Aug 2011 17:55 Installating wordpress with softaculous takes a lot of disk space I've noticed that when I install Wordpress with the one-click installation software Softaculous, it takes more disk space than it should. If I do it manually, wordpress only takes about 10-11Mb but with Softaculous, it takes around 40Mb. I'm on a shared hosting package with limited disk space, so this is causing a problem for me. I'd rather do it with the one click install software as it saves me time. Any suggestions? gices 15 Aug 2011 12:13 Does the ping command to check response time of a website always work? I usually use the ping command [ping example.com] to see how long it takes for a website to respond but sometimes it just does not work. Why would that be? gices 18 Jul 2011 16:36 How do I view my sub domain stats in Google Webmaster Tools? I have a website in Google Webmaster Tools (GWT) and I've already verified it as well. However I cannot see the stats for its subdomain though. Stats for example.com is showing but I cannot see anything for subdomain.example.com? gices 18 Jul 2011 16:29 Top 10 complaints against driving instructors The purpose of intensive driving courses is to cram in as much driving practice as possible. You should really change instructors as this one is not being professional at all. gices 01 Sep 2016 00:25 Foreign drivers can get temporary car insurance now Thank you for taking the time to provide an update on this policy. I have now updated the article with your feedback. gices 15 Jul 2016 18:02 My 4hr Shift Volunteering at Tesco Supermarket to Collect Food Items for Charity Hi Maria, I guess I felt people judging me and at the very core my ego is still very strong, something which I need to get rid of. Hopefully through persistence and awareness, I'll be able to let go. Thanks for dropping by :) gices 12 Dec 2014 02:24 Acts of Kindness - How a Friend Helped me During a Time of Need I'm sure you don't want me as your driver, I'm really bad with directions :p Kindness is contagious - you cannot experience it without passing it round :) gices 31 Oct 2014 00:57 How early can I get my licence back after driving ban You've already waited 14 months, why risk it now? gices 05 Apr 2014 13:25 Halal Car Insurance The business has closed down. gices 05 Jan 2014 10:09 Laid up car insurance Yep, it has to be insured. gices 31 Dec 2013 10:45 NHS Car Leasing Which places have you tried? gices 29 Dec 2013 14:38 NHS Car Leasing It should be possible but you need to speak to the insurer first. gices 29 Dec 2013 14:37 NHS Car Leasing Ask your manager, they would know better. gices 29 Dec 2013 14:36 Hit and Run Accidents & Laws If you have the reg number, then you should definitely sue the offender. gices 28 Dec 2013 14:10 Car insurance for foreign licence holders Difficult to tell without knowing the specifics such as where the licence was obtained from, whether there are any driving convictions, how long the licence was held etc. Your best bet is to use a car insurance comparison website first. gices 28 Dec 2013 11:56 Extended Driving Test No, all previous entitlements are lost. You will need to pass the test for each additional category you want included on your licence afterwards. gices 28 Dec 2013 11:15 Extended Driving Test It means you can apply for a provisional licence after the 12 months ban term is over and you can only start driving again after completing the extended test. gices 28 Dec 2013 11:14 Extended Driving Test Are you looking for insurance to learn to drive in a private car? gices 28 Dec 2013 11:13 Extended Driving Test To ride a 125cc, you need to complete a CBT and you require that even if you have a full car licence. gices 28 Dec 2013 11:12 Extended Driving Test Yep, the disqualification automatically cancels all previous entitlements. You start back at zero. gices 28 Dec 2013 11:08 Extended Driving Test Yep, it's nearly double the price for the standard test. gices 28 Dec 2013 11:02 1 Month Car Insurance We only offer advice, we don't sell any products. gices 21 Dec 2013 15:29 16 year olds would be allowed to drive legally on UK roads Definitely, car insurance companies do not like young drivers as it is, so an even lower age group will mean even higher premiums. gices 21 Dec 2013 14:19 Cancelled order, refund received and they still delivered the item!!! Really? Few weeks ago, I ordered something online expecting it to be delivered within 7 working days. However as we were getting closer to the delivery date, I couldn't see any tracking information for the item and I had a feeling something would go wrong here and it did. I didn't get my delivery on time and I contacted customer support who told me they would chase up on this. The way the company works is that they forward orders to another company/manufacturer and the latter does the shipping. Custom... gices 20 Aug 2016 03:00 My 4hr Shift Volunteering at Tesco Supermarket to Collect Food Items for Charity When I found out FareShare was organising a Neighbourhood Food Collection, I thought it was a great fit for the 5 volunteering challenges I was tackling in November this year. So I got myself enrolled for two shifts at Tesco Metro in Luton, one on Friday the 28th from 6-9pm and the other on Saturday the 29th from 12-3pm. However things did not go as planned because on that Friday, I realised the Tesco Metro was only open till 7pm, something the organisers did not pick up on. I tried to get an... gices 08 Dec 2014 03:00 How I Set Out To Help The Elderly in My Neighbourhood Among the 5 good deeds I wanted to do for the month of November, one of them was to help older people in my area. When I think about parents who are sent to care homes when they are old, it makes me sad. I know it's difficult to care for them when they hit a certain age and are unable to do the basic tasks themselves but still thinking those are the same people who looked after you since you were a baby and when it's payback time, they are sent to live a lonely life away from their family, it ju... gices 25 Nov 2014 03:00 Fixing Car Key Fob Which Has Stopped Locking and Unlocking Suddenly When I lost my vehicle in the car park, I was pressing the lock/unlock key many times to help me locate the car. Maybe that caused the battery to drain, I'm not 100% sure but I know it was at that time my car remote stopped working. I needed to get a replacement battery so I opened the remote fob and took out the battery - it was a 3V lithium battery (2016). I paid £4.99 for a pair of these batteries at Sainsburys and they were probably expensive because they were of Duracell brand. I'm sure ... gices 23 Nov 2014 03:00 How I Could Not Remember Where I Parked At The Mall Luton Car Park I had an appointment to give blood at Luton Donor Centre and I thought it would be easier if I park in The Mall Shopping Centre. It was a Saturday afternoon and therefore the multi storey car park was busy and I had to go to the higher levels to find a free parking spot. I noted it was one floor below the roof and I was parked very close to the ramp going down. After the appointment, I spent some time shopping before going home. When I was ready, I paid my parking fee inside the shopping cent... gices 23 Nov 2014 03:00 My Day Volunteering to Help Out At A Local Community Centre I was really looking forward to help out at a local event in my neighbourhood and when I found out that Grovehill Community Centre in Hemel Hempstead were organising a Pre-Xmas event on 08 Nov 2014 and were looking for volunteers to assist them on the day, I immediately got in touch with them as that was one of the things on my TODO list for this month. This was going to be a first time for me and I didn't really know what to expect. A couple of days before the event, I received a call from Vik... gices 23 Nov 2014 03:00 11 Random Acts of Kindness I've Done Which Didn't Take a Lot of Time And Money You don't need to spend money to do good deeds. It's all about giving up your time, which is the most precious thing you possess. So here's a list of the 11 random things I've done recently. 1. Dropped my friend to his work place He works from 3pm to 11pm but cannot sleep until it's like 5am, so he's always waking up late and has to get a taxi to get to work (costs him £5). I offered to drop him a couple of times and he really appreciates it. 2. Bought my house mate her favourite beverage ... gices 16 Nov 2014 03:00 My First Time Giving Blood To Save A Life I must admit I've been scared to donate blood before, not because I was worried it might be a risk to my health but because I thought I'd probably faint after the blood is taken away from me. I'm a thin guy and it's been stuck in my mind that if I lose a significant amount of blood in any way, that would cause me to faint. Anyway as part of my 5 challenges for good causes, I thought it was time to face my fear and save a life along the way. The Journey I registered myself as a donor on blood... gices 15 Nov 2014 03:00 5 Challenges I'm Doing for Good Causes This November I want to do something different this month. I want to bring a change to my routine. I want to make a difference to other people's lives. So I decided I will give my time to help others - I will volunteer for good causes and here are the things I'll try to complete by the end of November 2014. Assisting at an Event in the Local Community Centre It turns out the Grovehill Community Centre in Hemel Hempstead are holding a pre-christmas event to raise money for charity on Nov 8. It is a whole d... gices 09 Nov 2014 03:00 Helping the Homeless by Giving Food, Clothes and Just Being a Good Listener So after my first time sock mobbing in London and speaking to the homeless people we met on the streets, I knew exactly what they needed. So I bought all the things I've been asked for, such as thermals and toiletries. The Things I Brought Along Thermal underwears (2 Long Johns for men and one legging for women) Toiletries (3-in-1 shampoo/conditioner/body wash and toothpaste/toothbrush) Mars Chocolates Hot Coffee in my thermal flask with a couple of polystyrene cups The Mobbers aka Th... gices 28 Oct 2014 03:00 30 Days Challenge - Giving Up Smoking! I hate smoking, I really do. Still I don't seem to be able to quit! I've actually identified two reasons for my addiction; that's the correct term if I'm being honest with myself but more on that later. What I wanted to talk about is the 30-day challenge I decided to embark on which has a lot to do with all the publicity on the radio and TV regarding Stoptober, an initiative by the NHS to help people quit smoking. The name is an abbreviation of the words "Stop" and "October" as the stop smoking ... gices 27 Oct 2014 03:00 My 19 Minutes Meditation on my Chair at my Computer Desk Back from food shopping and waiting for a text message from a friend to confirm where we'll be meeting, I decided to do a little bit of meditation. The good thing about meditation is you don't need any special equipment or have to be in a specific place, you can do it wherever you want. As I close my eyes and lay my hands on my thighs, I started thinking about all sorts of stuff. The mind is like a wild horse which you have to tame to calm it down, otherwise crazy thoughts are going to take ... gices 19 Oct 2014 03:00 Random Act of Kindness for Colleagues at Work I thought I would take inspiration from the internet to see what other people have been doing for good deeds and I stumbled upon one where someone put a 5 dollar note in a plastic bag with a little message and stuck that on a public vending machine. This is something very easy to do, doesn't involve much money and is bound to put a smile on someone else's face - it was perfect for me to try at work. However the company I work for is rather small, around 30 employees, and we do not have a vend... gices 16 Oct 2014 03:00 Volunteering for The Sock Mob Evening Out to Help the Homeless I do not like the cold; my body just cannot take it. At home, as soon as the temperature drops by even a tiny amount, the heater is on. I cannot even think how people are able to sleep on the streets, especially in winter. I know they don't really have a choice and that makes me sad for their circumstances and grateful for mine. Therefore I decided to join The Sock Mob to see how I can help. It was a good match for me as you can volunteer whenever you are able to and they have events at leas... gices 07 Oct 2014 03:00 5 Important Tips When Buying a Used Car Without a Mechanic Unless you have a very good understanding of how cars work, it is preferable you take a mechanic with you when going to see a used car you're planning on buying. However this is not always practical because it can cost a lot of money. The AA charges £142 for a vehicle inspection but you can get a local mechanic do the necessary checks for you for around £80. Still, it's very rare you'll be purchasing the first car you see and on average people look at 4 cars before making their final decision, s... gices 29 Sep 2014 03:00 Acts of Kindness - How a Friend Helped me During a Time of Need When I decided to return to the UK in January 2014, I asked a friend of mine whether he would be able to help me with the move and he said yes. Here are some of the things he did for me: Paid a bill of £600 on my behalf because I did not have any funds in the UK at that time Offered to let me stay in his house for a couple of weeks rent free Let me borrow his car to go see my family Took me several times to see people who were selling cars when I told him I was planning to buy one. He even dro... gices 27 Sep 2014 03:00 My Good Deed of the Day - Supporting Enham Trust Lloyds Bank Community Fund by Tweeting This is the email that got forwarded to me from one of our clients. Good morning, Enham Trust have been shortlisted with three other organisations to receive funds from the local Lloyds Bank Community Fund. Please could you take a > minute to support us? -it only takes a very short time to complete your vote! and please share this with your friends and colleagues? We are currently second in the table. We could receive £3000, or £500 depending on the vote. As an example of w... gices 26 Sep 2014 03:00 Act of Goodness - Donating to Macmillan Coffee Morning A few weeks ago, a company email was sent round informing us we'd be participating in the Macmillan Coffee Morning which aims to raise money to provide better care and improve the lives of people affected by cancer. We were asked if any of us or our partners could bake some cakes but that's not something I was able to do. So today, the fundraising event was taking place at Grovesnor Road in St Albans in the building where our company is located and it was going to be between 10-11am. I have a... gices 25 Sep 2014 03:00 Act of Kindness - Rescuing a Helpless Bird from the Street It was a Wednesday afternoon and I was going for my regular walk during my lunch time. I noticed a very strange ball on the corner of the pavement. I was curious. I looked closely and it was a bird, still young as it had yellow plumage. I realised it had fallen out of its nest because it was a bit windy. I wasn't sure what to do so I picked it up and put it up on a wall behind branches to protect it from the wind and to let it stay warm. I continued my walk but couldn't stop thinking about th... gices 17 Sep 2014 03:00 My Review of the Book - How to Win Friends and Influence People Before I read the book, I was very sceptical because of the words "influence people" which lead you to believe there's some sort of manipulation going on. I didn't like the idea of (probably) forcing people do things I wanted but still I decided to give the book a try. What I later found out is that the only way to influence people is by making them want to do the things you'd like them to do which is adequately described by the author, Dale Carnegie. There are 30 rules you need to be aware o... gices 16 Apr 2014 03:00


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I love my new hair. It has been a year since I last had a hair cut, and this time I wanted to go all out and do something new. I got some caramel highlights that look so great in the sun. I didn't want to go too light since this is my first time, but I might be a little more aggressive with color next time. We'll see.
|I know I am a big dork. I'm ok with that.
|Chopped off at least 7 inches and added some subtle spring highlights.

subset: commoncrawl


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|Final Fantasy Guide Updates to Patch 2.5
February 18, 2015 10:35 AM
Let's have our last adventure before we proceed to Heavensward. This update guides you in all the new 5 dungeons in patch 2.5. It also provides you with a step-by-step instruction on how to beat all bosses with ease. Not only that, the guide also provides advice on how you can defeat the 3 raids in the trials quickly including one of the greatest Primal, Odin.
Log in to your account now to download this latest update on the guide for free!


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108 Black Onyx beads Tibetan Buddhist Mala with White Onyx
Onyx, representing the Earth element, it's also known for balancing male and female polarity and increasing hormonal balance. The black stone is said to help with objectivity and making intelligent decisions. It's recommended during times of pain and sorrow. In addition, it's believed to help strengthen one's bones.
Handmade product. Each piece is unique and can present slightly differences.
*These products are not intended to diagnose, treat, cure or prevent any disease. The results are the sole responsibility of the wearer*


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Stainless steel was once a material only found in professional kitchens. Then it started popping up as a finishing option on appliances. Now we are seeing stainless steel counter tops and even stainless steel cabinetry. To some, this material may seem cold or clinical, but others appreciate the modern and clean lines. Maybe the real question is, how do you minimize the fingerprints?
Here are a few beautiful stainless steel kitchens.
For more design inspiration, email firstname.lastname@example.com and visit www.marieburgosdesign.com.
Images: www.kellyinteriordesign.net


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One moment the players are being booked or dismissed by the officials, the next they are chatting in the gym.
Whether bumping into each other im the corridors of St George's, even sharing bits of banter as some did on Monday, this simple social contact will inevitably strengthen relations.
Players might even learn more of the laws.
It is good to talk. On Monday, Chelsea players such as Frank Lampard, Gary Cahill and Ashley Cole were in the vicinity of Mark Clattenburg, who was falsely accused by their club of racially abusing John Obi Mikel last year.
It is not known whether England players conversed with Clattenburg yesterday but the opportunity is there for bridges to be built between Chelsea and the referee, leading to his resuming officiating their games again.
Clattenburg is known to be keen to get back to the Bridge.


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rain, dripping, falling, water, falling water, wet, damp, weather, rural, background, ambience, leaves, trees, woods, woodland, forest, outdoors, nature, splashing, atmosphere, scenic, seamless looping
We are the world's largest micro stock music and sound effects collection. With over 225,000 royalty free music tracks and sound effects ready to be downloaded on demand, if it's audio you need, we've got you covered. We license music and sound effects to media producers of all shapes and sizes. Our music ends up in a wide variety of productions from independent regional advertisements to full scale national campaigns. Our sound effects can be heard in everything from Kill Bill Volumes 1 and 2 to your friends' recent YouTube video.Learn More
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At 88, Faye Berzon is still a registered nurse. "I love being able to help people," says Faye, "and that has never changed."
Faye began her nursing career during the 2nd world war as a cadet nurse. With so many nurses going off to war, younger and younger nurses were filling in at the hospitals. She graduated from nursing school at the Beth Israel Hospital and continued her studies at Simmons College, BU and the University of Massachusetts. At the time of her "first" retirement, Faye was the Chairman of the Nursing Department at Massasoit Community College.
But learning is something that has never ended for Faye. At age 65, she returned to school and obtained a Certificate in Gerontology from UMass/Boston. "As I got older," says Faye, "I wanted to learn about the issues that might be affecting me." According to Faye, this was the best of all her college experiences.
Faye continued to help people as a volunteer for the South Shore Elder Services Ombudsman Program where she visited residents in nursing homes and spoke on their behalf. She also served on the Board of the Sharon Council on Aging and the Commission on Disabilities.
Her move to Orchard Cove occurred at the end of 2014. Her concern after her husband died was that she might become socially isolated. At Orchard Cove, she has renewed acquaintances with old friends (including fellow nurses) and met so many new people. "I love the idea," says Faye, "that at age 88, there are so many new people to meet and new things to do."


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Clear Filter
Get a taste of some of the great research happening in Milwaukee during our Lunch & Lecture presentations. Costs vary, reservations required. 10:30 a.m. - 1:30 p.m. second Tuesdays, select months September through May.
We're exploring the space where science and culture intersect, and we're doing it over drinks.
© 2019 Milwaukee Public Museum. All Rights Reserved.


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'Mickey Mouse' for Blaenavon gala
Ivatt '2MT' No. 41312 has been announced as the second visiting locomotive for the Pontypool & Blaenavon Railway's 'Autumn Steam Gala' on September 8.
The Mid-Hants Railway-based 2-6-2T is making a rare visit to South Wales, and will line-up alongside visiting Collett '42XX' 2-8-0T No. 4270, the GWR freight tank appearing courtesy of the Gloucestershire Warwickshire Railway.
The addition of the 'Mickey Mouse' tank to the gala roster brings the total number of operational steam engines up to four, with PBR residents RSH 'Austerity' 0-6-0ST No. 71515 Mech Navvies Ltd. and Andrew Barclay 0-4-0ST Rosyth No. 1 rounding out the line-up.
It has been a busy year for No. 41312, and the Ivatt 2-6-2T recently starred at the 'Watercress Line's' 'Summer Steam Gala', commemorating 50 years since the end of steam on the Southern Region.
The locomotive lasted until the final month of Southern steam, in which the '2MT's' final passenger-carrying duties were on the Lymington branch in April 1967.
The 2-6-2T spent the last three months of its career at Nine Elms acting as the Waterloo station pilot, and was withdrawn from active service on July 3, just six days before steam's demise on the Southern Region on July 9 1967.


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Thu 25 Jan 2018
No saints
Posted by PJ under aestheticism, earthy, human condition, quote of the day, saints
No Comments
Random quote of the day:
"In this yogi-ridden age, it is too readily assumed that 'non-attachment' is not only better than a full acceptance of earthly life, but that the ordinary man only rejects it because it is too difficult: in other words, that the average human being is a failed saint. It is doubtful whether this is true. Many people genuinely do not wish to be saints, and it is probable that some who achieve or aspire to sainthood have never felt much temptation to be human beings."
—George Orwell, "Reflections on Gandhi"
Disclaimer: The views expressed in this random quote of the day do not necessarily reflect the views of the poster, her immediate family, Lucy and Ethel, Justin Bieber, or the Kardashian Klan. They do, however, sometimes reflect the views of the Cottingley Fairies.


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Amazon com honey can do sho wire shoe accessory rack white storage shelves ubujor7l _sl1500_. White wire storage shelves phenomenal cheap shelf find deals on line at. White wire storage shelves phenomenal rubbermaid homefree series ft adjustable mount shelving kits.
Gallery of Wire Closet Kits At Lowes Com White Storage Shelves
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Psych-O's! Celebrate the Psych Season 7 Premiere with Your Own Desk Set!
Season 7 of USA Network's #Psych is officially (unofficially) the season of the Psych-O's! You could celebrate with your own #Psych desk set, just like the one pictured here. The set, valued at $134.25, contains the following: Psych 3-hole-punch Pineapple … Continue reading
Posted in Psych Tagged TTCContests 34 Comments
Do You Want A Con Man's Style? Check Out Our White Collar Giveaway
Neal Caffrey undoubtedly has great style. How would you like to look like him? Or have your man look like him? To celebrate next week's season finale of the third season of White Collar, TheTwoCents is giving away a prize … Continue reading
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Celebrate The First Season of Common Law With Our New Contest!
Wes and Travis are partners. But they don't always get along. At all. So their boss put them into couples therapy. That's the gist of USA Network's new hit show, Common Law, which airs Friday nights at 10PM ET! Do … Continue reading
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Help Celebrate SUITS Premiere & Style With Our New Contest
Congratulations to Josh N. for winning this contest!! Anyone who has watched Suits on USA is aware that everyone wears pretty stylish clothing, especially the guys. Am I right, ladies? To celebrate this year's premiere on Thursday, June 14 at … Continue reading
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Celebrate with USA's Sizzling Summer Prize Pack
Congratulations to Lysette L. (aka bn100) for winning this contest!! With the return of Royal Pains on June 6 and the upcoming season premieres of Burn Notice, White Collar, and Covert Affairs, TheTwoCents is wondering who your favorite Character is … Continue reading
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Giveaway – Army Wives Umbrella
CONGRATS TO JAMES R. WHO WON THIS UMBRELLA! Recently, Will has been covering Army Wives for our readers here on TheTwoCents.com and you've been pushing it into the top of the weekly stories! To help pay you back, we've teamed … Continue reading
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Covert Affairs DVD Giveaway Contest
CONGRATULATIONS TO ROSANNA GELAZ, OUR WINNER! Thank you for all of your comments. With the return of Covert Affairs tonight, Nov. 1 at 10pm EST on USA, TheTwoCents would like to give one lucky reader the opportunity to win a … Continue reading
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text: Earthy and dramatic, the Tango is thought to be one of the most beautiful of all the dances. Though stories conflict on its origin, the Tango eventually found its way to Argentina and was stylized by the Gauchos. With its compact hold and staccato movements it quickly became regarded as "the dancer's dance", and will greatly increase a dancer's ability to lead or follow as well as help to develop a strong feeling for music.Back to Dances


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Of Fan Fiction and FangirlingFebruary 27, 2014 at 12:46 AM | Posted in Writing | 1 Comment
Tags: fan fiction, fandom, fanfic, fangirl, fangirling, writer
Every person who is part of a fandom only knows too well about fan fiction. In fact, most fangirl and fanboy I know have read fan fiction at some point, even if they're not voracious readers of the genre. I must admit, even though I belong to several fandoms and spend most of my time fangirling on them, I never tried writing fan fiction. As a writer, this should have come naturally to me, right? Not really.
Honestly speaking, I don't feel comfortable writing about characters that are not originally conceived by me. Somehow, I feel like I'm committing a blasphemy (for want of a better word) if I dare to write stories about the characters I love. It's also sort of like giving respect to the writer who originally created the characters. Don't get me wrong. I admire fan fiction writers. In fact, I have a few friends who write fan fiction. I think most writers of the genre have the natural talent in spinning interesting stories about much-loved characters from TV, movies or books. And I think it's a true testament of their dedication and love for the fandom they belong to.
But for me, I really can't bring myself to do the same. I prefer writing about characters that I myself created. Well I guess that's just me. When it comes to writing fan fiction and fangirling, I mostly veer towards the latter. When I fangirl, I tend to express it through other means – either by blogging or gushing about it nonstop on social media. But who knows, maybe eventually I'll try writing fan fiction just for the experience.
OppositesFebruary 1, 2014 at 11:33 PM | Posted in Books | Leave a comment
Tags: classic novels, reading, science fiction, Vladimir Nabokov
I recently bought two books as a birthday treat for myself. I didn't splurge on my birthday because I thought there's no need to. I just wanted something simple for myself, nothing fancy. And since there's a couple of books I've been wanting to read, I thought that would be the perfect gift for me.
These are actually two contrasting books because the first one is a classic while the other one is science fiction. I love the classics but I like sci-fi, too.
I bought Daniel H. Wilson's Robopocalypse because I was intrigued by the storyline of robots with artificial intelligence raging a war against humans. Yes, I know this sounds like I, Robot or The Terminator but it's exactly the reason why I got interested in the book. I'm always fascinated with robots and futuristic scenarios since I was a child. I saw the first Terminator movie while I was a kid and loved it. Since then I've been a fan of its franchise, including the now-defunct but worth watching Sarah Connor Chronicles. I just started reading the book and so far, it's good.
I've also been wanting to read a Nabokov ever since I can remember but somehow I haven't got the chance. I got distracted by other books and had to put it aside. But lately I felt nostalgic about reading the classics so I bought myself The Gift (no pun intended). A Vladimir Nabokov novel is just something that I have got to have, and it's been in my list of books to read.
Most people I know are now in the habit of reading e-books. I've read a few e-books myself but for me, there's no substitute for the real thing. I'm old-fashioned that way. I don't mind reading newspapers and magazines online but when it comes to books, I still prefer to read them in print. There's nothing like the feel and smell of a real book. You can have your Kindles and Nooks but I still prefer a shelf filled with my favorite books.
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Life's Commitment in Christ
I'm a person that always wants to know, what is required on me. In my walk with Christ, it was important for me know what could I offer a God that has given me very EVERYTHING. I often reflect on my Jesus life. It's the Best life ever! This life constantly refreshes and revives me. It challenges me to not only grow, but to Grow Up! I'm taught the importance of my submission and His Authority. I remind myself that I am totally sold out to Him, because I am. So I reflect on this Life's Commitment


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About Manal
Manal El-Sayed, MD, is Professor of Pediatrics at Ain Shams University, Cairo, Egypt, where she trained in medicine and subsequently completed her masters and doctorate in Pediatrics. Since 1990 she has worked in pediatric hematology and oncology teams developing a program for the management of liver disease in children and adolescents with hematological disorders, malignancies and recipients of bone marrow transplantation at Ain Shams University, National Cancer Institute and 57357 Children's Cancer Hospital. She is a founding member of the Egyptian National Committee for Control of Viral Hepatitis (NCCVH) since 2006 charged with planning and implementing the nationwide program for prevention and management of viral hepatitis. Professor El-Sayed contributed to the establishment of 55 nationwide specialised liver centers connected through a database networking system for management of patients with viral hepatitis, where 350,000 HCV-infected patients received therapy with interferon. In 2014, the NCCVH introduced the new direct antiviral agents at 1% of the international price and so far more than half 900,000 patients received treatment setting-up a global elimination program model. In collaboration with WHO, US-CDC, Pasteur Institute among national stakeholders, Prof El-Sayed contributed to the development of the national action plan for prevention and control of viral hepatitis published on October 2014. She also authored and co-authored numerous journal articles on hepatitis and liver diseases and participated in the development of the WHO's HBV, HCV and diagnostic guidelines. She is an active board member and secretary general of the Egyptian Liver Care Society, a non-governmental organisation supporting needy patients undergoing liver transplantation or treatment of hepatitis. She is also the clinical director of the national HCV Pediatric treatment program. Since 2011 Professor El-Sayed has been appointed as Vice Chair of the WHO's Technical Advisory Group for Prevention and Control of Viral Hepatitis in Egypt 2012 through 2018. She has also been assigned in 2016 as the director of the clinical research unit and co-supervisor of the viral hepatitis treatment center at Ain Shams University.


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Letters to the Editor
'A gift to all of us'
Is the obvious liberal grudge against Victor Davis Hanson expressed in recent letters merely a reaction to his name-calling rhetoric? Cancel "merely." It's much more. They hate him because they hate President Bush, or anyone who dares to oppose their Pollyanna views.
Liberals don't mind acrimonious speech delivered by their own pundits. Despite exceptions, hypocrisy is not unusual in partisan politics. It's resorted to by most because it works. In the courtroom, advertising, religion and politics persuasion is everything. The fact is, people do fall for big lies. To a large extent, we're all gossiper-over-the-fence participants.
So Victor Davis Hanson, smart and adaptable, declines to write like an ivory-tower pedant when he's outside ivy-covered walls. And Maureen Dowd in her chic, feline mewings, and Molly Ivins, in her "aw shucks" Texas homilies, are not about to refrain from their own verbal character assassinations. And I, sincere to the bone, just love hearing and using raucous, adversarial adjectives. I know better, but it's too tempting.
I hope to continue hearing Victor Davis Hanson's voice in The Bee. He's a gift to all of us who slept through our history classes.
Dale Baird


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What's Work Worth?
These are some of the questions we invented and sought to answer as we created the "What's Work Worth?" exhibition. Our aim has been to use feminist theory to rethink traditional museum practices and to use radical curatorial practices to rethink feminism.
What's Work Worth? explores the gendered nature of work in three linked but separate displays. The first display, located in the narrow confines of the gaol's corridor compresses 20,000 plus years of local and international work history into a single shelf of objects. The second display, located in a former prison cell, consists of a carefully selected series of historical films detailing the history of Australian women's struggle for equal working rights. The third display, located in another former prison cell, contains a sound installation. This is an audio collage of extracts from longer oral history interviews which we and a small group of volunteers recorded, and later worked on, with Alice Springs residents who spoke about the way work and gender have structured their lives.
Independently and together, the three displays which form What's Work Worth? invite visitors to ponder two sets of questions about the gendered nature of men and women's working lives. The first of these sets of questions revolve around the thorny issue of why the revolutionary changes in women's work which have occurred since World War Two do not appear to have increased women's worth. The second invites visitors to consider the possibility that the objects adults use in their work-a-day-worlds might gender us in the same way that children's toys gender them.
The exhibition opened in two stages, the first on International Museum Day 2016. Listen to Elaine Peckham's acknowledgement of country, exhibition curator Dianna Newham speak of "What's Work Worth?" and Bev Ellis as she officially opens the exhibition.The second stage of the exhibition was opened in September 2017.
To read more about the philosophy behind the exhibition follow this link to an article which appeared in Word of Mouth magazine in Autumn 2018 Reflectivepiece Www Megg Kelham And Dianna Newham Final This article appeared in Alice Springs News written by Keiran Finnane http://www.alicespringsnews.co…


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If you own a home, then likely you have Short Term Home Insurance Quotes For Professionals in Cape town on your biggest and most expensive asset. True, if you own your home outright, then there is no law requiring you to have homeowners insurance. Only mortgage companies will insist on insurance if they have a lien on your home. Is it wise to go without insurance? Should you? Keep reading and we shall look at the value of having or getting rid of your homeowners insurance.
The Homeowners' insurance rates are spiking especially for homeowners in areas where hurricane damage has been high, such as Florida. Some homeowners are finding their rates have doubled or tripled in just one year while others are learning that their policy has been cancelled by the insurance company meaning they must shop for new insurance.
Yes, insurance on your home can certainly seem expensive and almost worth dropping until you need to use it. Your Short Term Home Insurance Quotes For Professionals isn't always your best friend, but they can be your only friend when disaster hits and able to help restore you financially if you selected the policy with the best coverage, which is why they use short term house insurance for Professionals.
How Do You Select Best Short Term House Insurance in Cape town?
It is always important to compare house insurance policies before getting one for your home. This is one of the simplest ways to get the best possible deal to insure the buildings and contents of your home. Yes, this can be a long, tedious task to accomplish and it could take you weeks before you find the perfect policy for your home. But it will be all worth it after it's all said and done when you compare house insurance.
Any home owner should get a proper home insurance policy. This is a must since you never know what could happen. Someone might rob you, your house may catch fire, an earthquake could level it to the ground, you simply never know. Accidents can happen at the blink of an eye. If your house is insured, then you at least have a net to fall back on. Yes, the pain of losing the home you've worked so hard to achieve will still be there, but not everything is lost. By getting a home insurance policy, you'll have something to build on after an accident. And if you put some time and effort into comparing home insurance from different companies, you can find one which would suit your needs at a price perfect for your budget.
Compare House Insurance Online
Then again, with the advancements of the Internet, you can now have an easier time to compare house insurance. You can now use the power of the internet to check out different insurance companies in your area and contact them through their websites. This way, you can gather information faster and compare house insurance without leaving the comfort of your house. Then again, the downside of this method is that you are limiting yourself to companies who have a website. There can be insurance companies that offer a good deal for you who do not own a site on the internet. So it is still best to look for them when you are doing your due diligence.
Compare House Insurance Summary
It is always important to have your home insured. But if you do not give some time and effort to compare house insurance policies, then you might end up paying more for something you can get for a lot less. It may take some time, but be patient. Visit different companies and compare house insurance policies that they offer to find the one which will suit your needs perfectly.
Empty House Insurance - Is it Worth the Cost?
When it comes to protecting your home with insurance, there are many options. While it's smart to compare home insurance rates, it's not smart to choose a policy that doesn't provide coverage necessary to truly protect your home. So, what should house insurance cover? Below is a list of the 6 main coverage options your house insurance policy should contain.
1) Protection for your dwelling. This part of the policy should provide coverage for the structure of your home itself. Mostly, it protects you from any damage caused by natural disasters but make sure to read the fine print well because many policies will require separate coverage for things like floods and earthquakes.
5) Personal liability. This will protect you in case someone brings a lawsuit against you because they were hurt on your property.
6) Covering medical payments. If someone gets injured on your property, your home insurance should cover the cost to treat that person, even if there is no lawsuit.
Do You Agree With Short Term Home Insurance Quotes For Professionals in Cape town?
Our homes are likely to be the most valuable possession we will ever own; like any valuable possession it is important to make sure that your home is adequately protected should the worst happen. House insurance is the primary way in which people can protect their homes or at least the financial outlay of repairing or rebuilding it in the event of a catastrophe. However, whilst house insurance will normally cover a whole range of different circumstances it is massively important to consider specialist policy inclusions such as flood insurance if you live in an especially flood prone area.
Flooding is a huge problem in certain areas of the UK. If your house becomes uninsurable due to regular, persistent flooding this often makes it unsellable, particularly as mortgages are granted on the condition that the house will be insured. The other downside to not having insurance is that if damage does occur, you will be left to foot the bill. This is a particular problem considering that the average repair costs for a house, flooded to a level of a round two feet for just two days, is around eighteen thousand pounds.
If you do find yourself in a high risk house it is possible to make a difference to your premiums by following a few different actions. Installing flood defences into your home such as door and window barriers as well as vents and service closures for the drains is a good idea to protect your house from moderate flooding and should help in bringing the cost of premiums down.
Insurance Basics for Cheap House Insurance
First, decide upon your requirements.
Starting with the basics
Do you own the freehold?
Are you living in a flat or bed sitter?
Are there any youngsters living in the house?
What sort of house or flat do you live in and do you have any valuable items or just typical fittings and furnishings?
Are you accident prone?
Maybe the landlord is already paying the insurance for the actual bricks and mortar?
Bear in mind that you have to choose (for both buildings and contents) if you need, and want to pay for, accidental damage cover or if you are happy to accept just the normal risks. Considering questions like these will help you decide.
These days, the majority of online insurance companies calculate the minimum value of a building based on the type of building and number of bedrooms combined with your post code. You are then allowed to increase this valuation if your house is particularly well preserved or if it has additions such as a conservatory or converted loft. You should remember that this estimate is for the cost of rebuilding the house, it doesn't include the cost of the land that the house is built upon.
Fifth - liability cover. In this age of blame culture this is essential. It is always provided free with your other cover. Make sure you have it on contents plus buildings if you are the owner. If you do not own buildings, then the liability cover on contents is fine on its own. It's a bit like having 'third party' cover on your car (although not compulsory by law).
Lastly, there are the extras that many insurers now provide. Services such as emergency assistance providers or free legal help sound like a good idea but you really shouldn't let these extras affect your buying decision
Now all you have to do is to buy the cover you want. Chose an insurer that has a good reputation, even if it costs a little more. (All of the insurance companies featured on our site have a good reputation !)..and of course they offer superb value for money.
Protectinsure Have Short Term Home Insurance Quotes For Professionals


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With that lovable, pesky Cameron out of the picture (at the zoo?), Zachary steers the podcast eastward to his true homeland of Japan. That country's unique brand of RPGs pop up in the form of Final Fantasy VIII and Ni No Kuni, which doesn't do much to turn Stephen and Bryan from their skeptical ways. They're much happier at talk about Birthday Games, Birthday Games, Stephen Got Them for His Birthday-- it's kind of a new segment. Why, there's maddeningly hilarious Nightshade, controversial hot button voter issue 1080 Avalanche, uncomfortable dream machine Chulip, and more besides! But really, when it comes down to it, Disembodied Voices is about love, and so is a large chunk of this podcast during which the trio talks about romance in video games and how it's almost always dumb. And, to honor the absent Cameron, this description will end with an obligatory "Your FACE is dumb." [audio https://ia902306.us.archive.org/0/items/DisembodiedVoicesEpisode137/Disembodied%20Voices%20-%20Episode%20137.mp3]
Direct link to the episode yaaaaaaay!
Opening song: Chalupa Pass, from Minimap and composed by coda.
Ending song: Night City Funk, originally from Final Fantasy VIII and ReMixed by Anti-Syne.


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https://steedcycles.com/wp-content/uploads/2014/05/pretty-and-gritty-11.jpg 418 937 Kim https://steedcycles.com/wp-content/uploads/2018/04/steedcycles.svg Kim2014-05-10 06:43:112019-10-31 22:22:02Steed Cycles Presents Pretty and Gritty
Steed Cycles Presents Pretty and Gritty
Updated details for the June Ride:
Please note time change and meeting place for above ride.
Steed Cycles is proud to present Pretty and Gritty. Starting Sunday May 11th we will be organising a Ladies Mountain Bike Ride once a month for the Summer season. The rides will be led by Ann Yew and will meet at Bean Around The World at Park Gate, Mt Seymour and the yellow gate on Mt Fromme. There will be three different group and levels. Check out all the details above or stop by the store and speak to a member of staff.


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Andrei Venghiac (b.1990) is a Romanian artist currently living and working in Gothenburg Sweden. Andrei has studied in multiple art schools, holding a BFA in Photography (2013) from George Enescu University of Arts, Iasi, Romania and a MFA in Fine Art (2015) from Valand Academy, Gothenburg Sweden. Also during his MFA programme, Andrei has spent one term on an exchange scholarship in Dublin, Ireland at National College of Art and Design. Andrei Venghiac has participated and presented his work in solo and group exhibitions throughout Romania, Moldova, Ireland, Denmark and Sweden. In 2015 Andrei has been awarded the Theodor and Hanne Mannheimer Award, and the Eric Ericson Foundation Stipend. Furthermore, Andrei self-published his first book, Alexithymia, and Valand Academy has issued a monograph in his name comprising his works from 2014 to 2015.
How would you describe your art?
Focusing on the romantic idea of the tragic hero, my works aim to address the self- portrait as a micr-history through staged photography, with the camera as witness and companion. I am drawn to staged photography by means of reconstructing past events, memories and places. The work revolves around site-specific relations, considering site-specificity not from its political premises, but more from its poetic approach, as a 'psychogeography'. Furthermore, they assume a non-specific forest or cityscape as the mise en scéne, and embody a deadpan aesthetic that builds a strong sense of silence throughout the whole practice. An important aspect of the works is represented by the slapstick quality of the images, through its depiction of absurd actions that retain a distinctive gravity. The absurd and comical thus shift to longing and melancholy whilst the idea of man imitating nature, nature imitating man, (or, rather, man versus nature) subsists in the struggle against fate.My use of subversive humour, in what can be understood as a game of hide and seek with oneself, allows me to interrogate the self-portrait in relation to its performativity aspect. This occurs as a reflection on the concept of play, where play is seen as a performance or a role within an artistic practice.
Could you tell us what does the romantic idea of the tragic hero mean to you?
The romantic idea of the tragic hero portrays the solitary artist isolated in nature, in his pointless attempts for a sublime experience. The romantic, tragic hero illustrates the greatness in human nature and human freedom, but at the same time it shows human weakness and human limitation. It also follows the same premises as a tragedy play, man versus himself as an internal struggle, man versus society as a moral struggle, and man versus nature as a struggle against fate.My depiction of the hero is overcome by ambiguity starting from the hiding of the face, the commonness of the surroundings, and to the relations between the hero and his actions in the frame. This brings into question the premises of his actions; the difference between appearance and reality and between expectation and realization remains the struggle of his experience. The images created don't intend to inspire a state of futility to their audience, but rather produce an emotional release that is shared as a common experience.
Tell me about your relationship with your work?
I could describe my relation to the work as a constant investigation or reevaluation. An enquiry driven by the presence of my self-confided thought, a mind map of memory, a journal that is reconnecting thought and reminiscence. As a form of social alienation, I investigate the experience of volatile, fleeting memories in relation to the notion of wilderness of nature as evocative for the sublime. An important aspect of my practice is the role of the camera, which assumes the role of the creator, of producer of events, rather than the recorder. The dialogue or relationship with the camera is one of egocentric nature; by means of framing, constructing, and executing the image. The presence of the shutter release cable in the frame, even though barely visible in some situations, supports a sense of isolation in the process. It is only when the work is exhibited, and when I become the spectator that I can be aware of this isolation and can take a step back from the process and look at the images and myself.
What do you think about the relationship between photography and videography?
Even though they have distinctive qualities as mediums, I am concerned by their capacity of recording, as a performance in itself. In the case of photography, which is a suspension of a moment, the performance takes on the instability of the gesture. Similarly, my videos are constructed just as a staged photograph, but with one moving element within the frame. This moving element can be viewed as a behavioral living sculpture. It is important to understand that, the photographic or video representation is not secondary to the performance that happens before the camera and the image created via performance is the priority.
What inspires you? What inspired this piece/idea?
O retragere temporară / A temporary withdrawal (2015) is an enquiry into the writings of symbolist Romanian poet, George Bacovia (d.1957). Forming a dialogue with his poem Destul / Enough (1930), the work focuses on establishing a relation between the artistic process and withdrawal. I have made a 5x2.5meters banner on which I hand painted two lines from his poem and later installed it the forest. The intention of the work is not to illustrate, or to create a visual representation of his writings, but to further them toward a statement within my artistic practice.
What else should we know about you and your work?
Performing in front of the camera is for me a liberating experience, whilst constantly obscuring identification through the hiding of my face. Triggering this relief is the rejection of exchange of information that then emphasizes isolation. Even though my intentions in this concealing are withheld, photography is a means of exposing, of making visible, and in this sense the work interprets an act of estrangement that mimics the artist's capacity to see oneself as someone else. This occurs when the works enter the public realm and are presented to an audience. The aim is to identify the spectator with the hero in the presented image and therefore, the viewer's interpretation of my performance can be generated also from their own micro history.
For more Andrei Venghiac's work http://www.andreivenghiac.com/


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Rory McIlroy's struggles continue but Paul Dunne off to a flyer in Scottish Open
Rory McIlroy faces an uphill battle to avoid a third missed cut in four events after struggling to an opening 74 in the Aberdeen Asset Management Scottish Open.
McIlroy was hoping that memories of his last appearance in the event would kickstart his injury-hit season, the world number four finishing 14th at Royal Aberdeen in 2014 before going on to win the Open Championship, WGC-Bridgestone Invitational and US PGA in his next three starts.
But instead the 28-year-old produced a repeat of the recent form which saw him miss the cut in the US Open in June and in the defence of his Irish Open title last week.
But there was better news for Wicklow native Paul Dunne who continued his impressive recent form to card a four-under-par 68 for a share of second place, one shot off leaders Andrew Dodt, Rickie Fowler, Ian Poulter and Callum Shinkwin.
Starting from the 10th at Dundonald Links, McIlroy bogeyed the 11th and 12th and then span his approach to the 13th back into the burn which guards the front of the green.
The resulting double bogey was at least followed by a first birdie of the day on the par-five 14th, but another bogey on the 18th - where he pitched into a greenside bunker - took the four-time major winner to the turn in 40.
There was better news on the front nine as McIlroy took advantage of the two par fives and also birdied the seventh, but a bogey on the ninth left the Northern Irishman two over par, seven behind clubhouse leaders Rickie Fowler, Ian Poulter and Callum Shinkwin.
Playing alongside McIlroy, 2015 champion Fowler carded five birdies in a bogey-free 67, while Poulter and Shinkwin both had five birdies, an eagle and two bogeys in their rounds.
"I'm pretty happy," said Poulter, who came through final qualifying for the Open last week and finished second the last time it was staged at Royal Birkdale in 2008.
"The last couple of days I don't feel like I've hit it all that well, so I spent a bit of time yesterday on the range with Pete (Cowen). I got myself in a couple of spots of bother, but pretty much swung it well, put it in position and made a few putts and it adds up to a nice score."
PA Media


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Songwriter Spotlight: Brinae Ali
Next up in our Songwriter Spotlight series is Brinae Ali! This is Brinae's third time collaborating with us. We originally crossed paths when she sang backup for Britton Smith at a previous performance. After that concert, she sent us some of her own music and we jumped at the opportunity to work with her. We've loved incorporating her incredible tap dancing into our performances! For this concert, Brinae wrote a new song based on Dathonie Pinto's memoir, Chains Don't Rattle Themselves, which is also the title for our upcoming concert.
Did the process of writing a song based on someone else's real life differ from the way you usually write? If so, how?
Yes and no. The only difference for me is that it is not my personal experience, so I was not able to write from my own experience. However, reading Dathonie's memoir allowed me to identify my emotions and feelings towards trauma, motherhood, poverty, family violence, and abuse. Through these emotions I was able to discover the interaction which allowed me to create. As far as process, I sometimes write my songs from a journal entry and pull out certain words or sentences and turn them into phrases, stanzas, or songs. It was nice to have her words to extract and transform.
What surprised you during this process?
I think hearing other songwriters' interpretations of the stories, and actually having a chance to hear the other stories outside of the one that I was assigned. The best surprise of course is the arrangements that Solomon puts together for the orchestra. This is my 3rd time working with the orchestra, and it's always a beautiful surprise when we come together. There is a very trusting component to the collaborating process. I feel like we all share similar values and respect for humanity, and therefore we can be at ease and rock out.
In what ways have you recognized yourself in these real-life stories? In what ways are they foreign to your experience?
I can most definitely identify with this notion of PTSD that seems to reoccur through the narratives. In Anjelique Wadlington's story, "You, Me, Them, and Us, Equals We..," I felt like I could connect with her struggle of depression and the kind of inner monologue we have to have with ourselves to see that things could have been worse. Accepting that we can not change the past, we can only heal from it. Which can take a lifetime. I also appreciated her perspective on her breakthrough and how she was able to transform her karma to help others. I have never been incarcerated and did not miss any of my schooling. So I can not even imagine.
What about the concert excites you most?
The magical healing potion we get to sprinkle the people! haha! But seriously, I am excited to meet the women who wrote these narratives. I truly admire their strength.
How do political and social justice issues influence your work?
It influences my work tremendously! It is a part of my cultural upbringing. I was raised by my father to understand that yes we make art for the sake of making art, but we also have a responsibility and gift to use our art to heal and invoke the spirit of resistance and justice through the practice of the teachings of our ancestors.
Buy tickets here!


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Watch This: The Weeknd Brings Out Drake For "Crew Love" In Hollywood
Fans of The Weeknd received a huge surprise during his live set at Hollywood, California's Hollywood Forever on Saturday night (May 5). During a live rendition of "Crew Love," Drizzy himself popped up on stage to drop his verse, and even stuck around to spit his bars on "The Zone." To say the crowd went wild would be an understatement. Check out the footage below.


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Zoe Skirt - Fishes
Zoe Skirt - Fishes
Fun , perfect spring/summer skirt. 100% cotton , hand pleated with 2 side pockets , contrast stitching and invisible zipper.
** We cut this skirt to fit on the hips , if you want to wear it on the waist ,you might want to consider getting it one size smaller **
Approximate Sizing XS-2/4 , L-10/12 . Small & Medium sold out
Limited Availability
Limited Availability
Add To Cart


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The S&P BSE Sensex is down by about 14 per cent since last Holi. But valuations have now come down to reasonable levels, although they are still not cheap. This will make India more attractive for foreign institutional investors (FIIs), who have already poured in over Rs 16,000 crore in Indian equity this calendar.
"The improved macroeconomic fundamentals and the government's ongoing measures and initiatives to revive the economy would continue to attract foreign investment. India has been seen as a bright spot by the foreign market players to park their funds," D K Aggarwal, Chairman and MD, SMC Investments and Advisors, told ETMarkets.com.
An increase in global liquidity, lower commodity prices, government's effort to boost consumption and a possible rate cut by the Reserve Bank of India (RBI) will provide enough push to the economy to attain a higher growth trajectory of 8 per cent and above.
"Cheaper valuation, improving consumer sentiments, strong operating margins and positive sentiments towards Indian economy would continue to keep India less vulnerable towards global conditions," Tushar Pendharkar, Equity Strategist at Right Horizons Financial Services told ETMarkets.com.
"The market is expected to remain stable and witness over 20% growth in next 12 months. We are expecting the Sensex to touch the 30,000 level by the end of FY17," he said.


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Pasquale RUSSO
Pasquale RUSSO
A professional writer since journalism school, Pasquale Russo simplifies complex topics and crafts compelling, readable content in a variety of media.
His work appears on corporate websites, electronic
newsletters, books, and in trade and
consumer magazines.
Combining a journalist's eye with business knowledge, he creates:
❖ Marketing copy, UX content, and content strategies for corporate websites and electronic newsletters
❖ High-profile digital, print, and web communication for Fortune 500 companies
❖ Communication plans, news and feature stories for corporate publications
❖ Feature articles and case studies for trade publications
❖ Ghostwritten books for consultants, business professionals, and pastors
U.S. Marshals Book
One Marshal's Badge, the fascinating memoir of U.S. Marshal's Director Louie McKinney, is now available in hardcover and Kindle formats.
That's what readers say about Another Vanishing Act, Pat's rollicking debut novel. Sneak a peek! Then get a copy!!
"Pasquale is one of a select group of writers to whom I refer clients when I'm unable to work as their ghostwriter. He's proven himself to be both a reliable collaborator and a talented writer. I continue to recommend him highly."
Cec Murphey, author or co-author of more than 100 books, including 90 Minutes in Heaven.


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If I say 'picture books' what do you think of? Stories about bears who can't sleep and hares who love each other 'to the moon and back'? Books about caterpillars turning into butterflies, and families going on bear hunts? Books for young children in other words. Most people think children 'grow out' of picture books, that they are too simple for children who can read. Well, I'm in my 40s and I still adore picture books. I read them with my children yes, (age 11 and 8) but I also read them for myself. Some of the greatest art out there is sandwiched between the covers of picture books, plus they're beautifully written, with not a word out of place. Haiku for aliens someone once described them as, and they were right.
I've always loved art and as a child I was lucky to have a dad who brought me to art galleries. After school I went on to study History of Art (with English) at Trinity College, Dublin, where I spent hours in the library pouring over the pages of the glossy art books. I also studied picture books – I was obsessed with Maurice Sendak (and still am). I'd like to share some of my favourite picture books with you and explain why I love them so much.
1/ Where the Wild Things Are by Maurice Sendak
A Spread from Where the Wild Things Are
One of the most famous picture books of all. Originally published in 1963, at the time adults thought it a disturbing book. They thought the monsters would terrify children. But they underestimated youngsters, who recognised (and still recognise) the humour and mischief in the beasts. I bought a hardback copy of this book for my son, Sam, when he was born. I was a children's bookseller in Waterstone's and I loved reading this one aloud at story time. It's so beautifully written, the words just flow off the page. It really has stood the test of time and the artwork still looks fresh and original 50 years on. A true classic.
2/ Monster Mama by Liz Rosenberg, illustrated by Stephen Gammell
An Interior from Monster Mama
I was a single mum for many years and I loved curling up and reading picture books with my son. This one is all about a mum who is a 'monster' and fights off the bullies who threaten her son. It's about maternal love and the illustrations are highly coloured and very unusual. It's a book full of powerful emotion and reading it always reminds me how strongly I felt and still feel about my son (who is now 20!).
3/ The Red Tree by Shaun Tan
An Interior from The Red Tree
The Last Page of The Red Tree
I'm a huge fan of Shaun Tan's work. He's an extraordinary writer and visionary artist and I urge you to seek him out. His books are for all ages, especially The Arrival, which is more graphic novel than picture book. But my favourite is his ode to hope and renewal, The Red Tree. It's a simple story about a girl with red hair who is having a rough time. On each page there's a tiny red leaf, and at the end of the book, the leaves have become a bright, shining tree. The text is beautifully written but it's the illustrations that really blow you away. Everyone has days (or weeks or even months) where they feel tired and down and lonely, and I find this book – and its message of hope and its inspirational artwork – so reassuring. Nothing ever seems as bad after reading it. His latest book, Rules of Summer is also pretty special.
Here's some of the text of The Red Tree: 'Sometimes the day beings with nothing to look forward to
And things go from bad to worse/Darkness over comes you/Nobody understands . . .
But suddenly there it is
Right in front of you/bright and vivid
Quietly waiting/just as you imagined it would be.'
More of Shaun Tan's Work
Shaun Tan's Latest Book
To find out more about Shaun's work see: www.shauntan.net I also love Owl Babies by Martin Waddell (as it has 3 little owls – and my children used to re-name the owls with their own names and the dark, atmospheric artwork by Patrick Benson is superb); Marshall Armstrong is New to Our School by David Mackintosh (a book celebrating difference with stunning illustrations); and Lost and Found by Oliver Jeffers (which has a strong friendship theme and the most wonderful rowing boat illustration – there's a whale gliding underneath it). And I also adore the work of Lizbeth Zwerger for her quirky imagination and her use of colour + line.
The Work of Lizbeth Zwerger
What's your favourite picture book and why? I'd love to know.
Yours in books,
This blog post first appeared on the Girls Heart Books blog: www.girlsheartbooks.com


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Because this week I will be giving away some adorable iPhone cases (hear hear!) for the 4th Anniversary giveaway, I started prancing around the web looking for iPhone cases featuring animals.
And look what I have found!
(left to right, from top row):
DSquared2 Bull Dog iPhone cover , Juicy Couture Flamingo iPhone 5 Case, Moschino Gennarino iPhone 5 Case, Primate Number iPhone Case, Tsumori Chisato Cats iPhone 4 Case, Marc by Marc Jacobs Shorty iPhone 5 Case, Purr-sonal Assistant iPhone 4 Case, Topshop Leopard Print iPhone 4 Shell, Wet Seal Rubber Penguin Phone Case
As you can tell from the selection, the animal motif has infiltrated deep into a wide spread of retailers and design houses. DSquared2 introduced an adorable but ferocious bulldog while Moschino has their cuddly Gennarino. Tsumori Chisato even dedicated a casual line entirely to the designer's favourite animal – cats. Nonetheless, one of my favourites would be the lovey-dovey dog iPhone case from Marc by Marc Jacobs!
What about you? Do you fancy an iPhone case that features an animal?
« Previous: Warehouse SS2013 Collection
» Next: MsGlitzy is Four Weekly Giveaway (II): Tsumori Chisato Cats iPhone 4 Case
- Published by MsGlitzy.com on March 21, 2013 11:16 AM


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When Prime Brokers Fail: The Unheeded Risk to Hedge Funds, Banks, and the Financial Industry
When Prime Brokers Fail: The Unheeded Risk to Hedge Funds, Banks, and the Financial Industry
ISBN: 978-0-470-92741-0 June 2010 304 Pages
Download Product Flyer
Before the recent financial crisis, both regulators and market participants disregarded the complex and dangerous nature of the relationship between prime brokers (the banks) and their clients (the funds). In When Prime Brokers Fail, J. S. Aikman examines the convoluted structure of this relationship, the main participants, and the impact of the near collapse of prime brokerages on the financial world.
Filled with in-depth insights and expert advice, When Prime Brokers Fail takes a close look at the unheeded risks of prime finance and lays out the steps required for managers to protect their funds and bankers to protect their brokerages.
- Examines the challenges, trends, and risks within the prime brokerage space
- Discusses the structural adjustments firms will need to make to avoid similar disasters
- Analyzes the complex relationship between hedge funds and their brokerages and the risks that multiply in extraordinary markets
- Covers new ways to manage an inherently risky business and the regulations that may soon be introduced into this arena
Engaging and informative, this timely book details the intricacies and interdependencies of prime brokerages and the role that these operations play in our increasingly dynamic financial system.
Table of contents
Acknowledgments ix
PART I The Business
Chapter 1 Extraordinary Markets 3
Chapter 2 Fundamentals of Prime Finance 27
Chapter 3 Strategy and Opportunity 41
PART II The Players
Chapter 4 Hedge Funds 55
Chapter 5 Hedge Fund Managers and Investment Advisers 99
Chapter 6 Prime Brokerages 117
Chapter 7 Prime Brokerage Business Model 135
Chapter 8 Securities Lending and Financing 165
Chapter 9 Executing Brokers 185
PART III The Risks and Rewards
Chapter 10 Life Cycles 199
Chapter 11 Risk Management 205
Chapter 12 Legal and Compliance Issues 213
Chapter 13 What the Future Holds 235
Appendix A Prime Broker List 255
Appendix B List of Securities Lenders 257
Appendix C Prime Broker Due Diligence Questionnaire 259
Appendix D Useful Links—Prime Finance 265
Bibliography 267
Glossary of Useful Terms 277
About the Author 281
Index 283


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Sensitive Data Exposure
Learn more about sensitive data exposure vulnerability
Learn more about sensitive data exposure vulnerability
|Threat Agents
|Attack Vectors
|Security Weakness
|Technical Impacts
|Business Impacts
|Application Specific
|Application / Business Specific
|Consider who can gain access to your sensitive data and any backups of that data. This includes the data at rest, in transit, and even in your customers' browsers. Include both external and internal threats.
Attackers typically don't break crypto directly. They break something else, such as steal keys, do man-in-the-middle attacks, or steal clear text data off the server, while in transit, or from the user's browser.
The most common flaw is simply not encrypting sensitive data. When crypto is employed, weak key generation and management, and weak algorithm usage is common, particularly weak password hashing techniques. Browser weaknesses are very common and easy to detect, but hard to exploit on a large scale. External attackers have difficulty detecting server side flaws due to limited access and they are also usually hard to exploit.
Failure frequently compromises all data that should have been protected. Typically, this information includes sensitive data such as health records, credentials, personal data, credit cards, etc.
Consider the business value of the lost data and impact to your reputation. What is your legal liability if this data is exposed? Also consider the damage to your reputation.
How Do I Prevent 'Sensitive Data Exposure'?
The full perils of unsafe cryptography, SSL usage, and data protection are well beyond the scope of the Top 10. That said, for all sensitive data, do all of the following, at a minimum:
Learn more on https://www.owasp.org/index.php/Top_10_2013-A6-Sensitive_Data_Exposure


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Caucus on Alternative Information and Communication of Indigenous Peoples asks to be recognized by the UN
At the 15th Session of the Permanent Forum on Indigenous Issues at the United Nations, Anselmo Xunic, president of Asociación Sobrevivencia Cultural in Guatemala, asked the forum to recognize the new Caucus on Alternative Information and Communication of Indigenous Peoples.
He said that the caucus, comprised of Bolivia, Guatemala, Venezuela and Nepal, was formed "to create strong and permanent networks of communication of decolonization of the world," according to a video posted on the site of Cultural Survival, the U.S.-based sister organization of Asociación Sobrevivencia Cultural.
Xunic said that indigenous people should use mass media in their own communication strategies.
"They can be a mechanism to disseminate their native languages to their people and the rest of the world; to transmit ancient traditional knowledge about their lifestyles; to provide culturally relevant information; to allow cultural pluralism of native voices; to strengthen community organization, respect and harmony with Mother Earth and the cosmos; and to share information about the international mechanisms of human rights," he told the forum.
The traditionally oral societies are capable and determined to use technical mass media, but need help, Xunic explained.
In addition to the recognition of the forum, he requested that there be a permanent time set aside at the permanent forum for indigenous communicators and media outlets to speak and provide recommendations.
Xunic made his statement on May 19, a day in which many speakers from around the world highlighted the necessity of preserving indigenous languages, according to a UN press release.
According to the release, which cited Venezuelan Linda Manaka Infante, a representative of the Indigenous Language Caucus, "approximately 500 languages were projected to be lost by 2030."
The Third Continental Summit of Indigenous Communication of Abya Yala in Bolivia was also announced at the forum. The event, organized by five indigenous confederations in Bolivia, is scheduled for November 14 to 18 in Tiquipaya, Bolivia. More than 1,500 people from the continent are expected to attend, according to the event's website.
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WF-211 - Flower Trails
This is decorated with trails of small flowers that become denser towards the top of the cake.
It looks great in white with ivory decoration.
Sizes available:
Available in Classic Chocolate, White Chocolate, Lemon Syrup, Vanilla or Passion fruit.
Also available are Gin and Lemon or Brandied Fruit.
The last two flavours attract a surcharge
This cake should be ordered October to April two months prior to the wedding. May to September one month prior to wedding date.
Delivery in Auckland is available.
You are welcome to come in on a Saturday to taste and discuss your wedding cake. We have our Wedding consultant in store between 11am and 3pm every Saturday


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How the Kaiteriteri Recreation Reserve supports the region.
Brooklyn School
We are proud to support Brooklyn School from Riwaka in their endeavours to keep their students educated about their environment and the impact we have upon it. Take a look at the following video that captures their day out, along with other local schools, finding out more about Kaiteriteri and it's aquatic environment.
Helping out the Little Blues
We were asked recently if we could possibly help out with a rather nice job. Little Kaiteriteri falls under the Tasman District Council, however when a couple of locals from...