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|Minutes June 25, 2012 HS
Wabasha County Human Services Board
Meeting of June 25, 2012
The Human Services Board of Wabasha County, Minnesota, convened in Regular Session at the County Services Building, in the City of Wabasha, Minnesota at 9:30 a.m., June 25, 2012 in accordance with MS 402.01 to 402.10. The previous meeting was recessed to this time and place.
The following members were present: Commissioners Hall, Harms, Norman, Roschen, and Wobbe.
Absent: None
BE IT RESOLVED, that the Wabasha County Board of Commissioners hereby approves the agenda, with no additions.
Adopted Unanimously.
WHEREAS, the Minutes of the May 22, 2012 meeting have been presented for review and that no changes have been made to the Minutes;
BE IT RESOLVED, the Human Services Board accepts the Minutes as an accurate reflection of the content and actions taken at its previous meetings.
Adopted Unanimously
WHEREAS, the Director of Social Services has advised that all Income Maintenance case actions are in conformance with State, Federal, and County laws, rule, regulations and policies;
BE IT RESOLVED, that all Income Maintenance case openings, closings, suspensions, grant changes and any other action affecting client eligibility and payments documented in the Department on listing of proposed case actions, (through MAXIS computerized client files and reports, and MMIS II), Director's Actions, abstracts of payment, and reports of refunds and cancellations for the period 5/22/12 through 6/24/12 are hereby approved.
WHEREAS, the Directors of Public Health and Social Services have advised that all Public Health and Social Services case actions are in conformance with State, Federal and County laws rules, regulations and policies;
BE IT RESOLVED, that all Public Health and Social Services case openings, closings, payments, placements and licensing actions as documented in the Department on Agency listing for Licensing actions, case records, record of Social Service plan, purchase of service abstracts, reports of refunds and cancellations, payment authorizations and computer printouts for 5/22/12 through 6/24/12 are hereby approved.
WHEREAS, the Directors of Public Health and Social Services have advised that all personnel actions are in conformance with State and Federal law, Merit System rules, existing labor agreements and personnel policies;
BE IT RESOLVED, that all personnel actions for 5/22/12 through 6/24/12 for employees of the Departments of Public Health and Social Services as documented in the Department on proposed personnel actions listing, personnel abstracts, payroll reports and personnel actions forms are hereby approved.
WHEREAS, the Directors of Public Health and Social Services have advised that all Public Health claims and, Social Services and Welfare claims against the County submitted for payment for 5/22/12 through 6/24/12 have been reviewed and are eligible for payment pursuant to all applicable rules, regulations, laws and policies;
BE IT RESOLVED, that all bills as listed on listing of warrants and claims against the Public Health, Social Services and Welfare funds and warrant registers shall be approved as valid claims against the County and are hereby approved for payment.
WHEREAS, the Directors of Public Health and Social Services have advised that employee requests to attend conferences and/or training have met approval of Administration, and are within the budgetary guidelines of the Agency;
BE IT RESOLVED, that all requests presented by the Directors of Public Health and Social Services are hereby approved.
Adopted Unanimously.
Whereas, the Wabasha County Human Services Board has worked with regional Public Health projects; and,
Whereas, the Federal Government has appropriated money for Community Transition Grants, 50-70 to be granted throughout the country; and,
Whereas, the SE Regional Public Health Agencies have successfully written, obtained and implemented regional grants in the areas that are to be addressed in the Community Transition Grant, which are tobacco use and obesity;
Therefore, the Wabasha County Board of Human Services hereby recommends to the County Board that Wabasha County Public Health participate in the regional grant application for a Community Transitions Grant.
Whereas, the Wabasha County Human Services Board is responsible for the delegated programs of licensing and monitoring Food, Beverage, Lodging, Campgrounds, Mobile Home Parks, Recreational Vehicle parks, Children's Campgrounds, and Public Swimming Pools; and,
Whereas, Susie West, Registered Sanitarian has given her resignation effective July 6, 2012; and
Whereas, the work load is such that one registered sanitarian is not able to cover all of the needs;
Therefore, the Wabasha County Board of Human Services hereby recommends to the County Board that this position be advertised and filled as soon as possible.
Whereas, the Wabasha County Human Services Board created the position of Collections Officer in the Fall of 2009; and
Whereas, the incumbent, Ms. Dawn Robinson, has submitted her letter of resignation, effective July 3, 2012; and
Whereas, the filling of this vacancy is anticipated to result in a 2012 budget savings of approximately $2,900 as an individual will likely be hired at a salary less than the incumbent; and
Whereas, the development of a Collections Officer position has been shown to produce the desired results of the Human Services Board, by collecting more funds than the expense of the position; and
Whereas, the Director of Social Services recommends this vacancy be filled;
Therefore, the Wabasha County Human Services Board recommends to the Wabasha County Board of Commissioners, to accept, with reluctance and appreciation, the resignation of Ms. Dawn Robinson, effective July 3, 2012. In addition, the Director of Social Services will contact additional counties to review an option of contracting this service and will report back to the Board. The Director of Social Services is authorized to fill the Collections Officer vacancy to maintain normal operations of the Social Services Department.
Whereas, the Wabasha County Human Services Board is the host for group residential housing (GRH) agreements to providers with facilities within Wabasha County; and
Whereas, Minnesota Statutes 256I.01 through 256I.06 set forward the "Group Residential Housing Act", which establishes a comprehensive system of rates and payments for persons who reside in the community and who meet the eligibility criteria set forward therein; and
Whereas, "Group residential housing rate" means a monthly rate set for shelter, fuel, food, utilities, household supplies, and other costs necessary to provide room and board for eligible individuals. Group residential housing rate does not include payments for foster care for children who are not blind, child welfare services, medical care, dental care, hospitalization, nursing care, drugs or medical supplies, program costs, or other social services, and
Whereas, the State of Minnesota has approved a rate of $867.00 for GRH facilities and host counties therefore need to establish agreements with the providers to meet the needs of our residents; and
Whereas, the Director of Social Services recommends approval of these contracts;
Now, therefore be it resolved the Wabasha County Human Services Board approves a new group residential housing agreement, effective July 1, 2012 through June 30, 2013. The monthly rate is $867.00, representing no rate increase from last year, as required by the Minnesota Department of Human Services. Providers include:
Monica Burrows, Lake City
Cheri & Ken Chaney, Lake City
Penny Dornink, Wabasha
Fifth Street Elder Care, Plainview
Great River Homes, Wabasha & Lake City
Green Prairie Place, Plainview
Jacquelyn Hartzell, Wabasha
Legacies, Plainview
Lutheran Social Services, Lake City & Wabasha
Nurturing Hands Elder Care – Plainview
Nurturing Hand LLC – Kellogg
Parkside Elder Care, Plainview
Prestige Care, Lake City
River Oaks Health Care Center, Lake City
St. Elizabeth's Assisted Living, Wabasha
Janet Stock, Lake City
Adopted Unanimously.
WHEREAS, the state of the economy and government budgets, the current and projected changes in demographics, the complexity of human services programs, and the inadequacy of state-supported human services technology, among other factors, result in:
A level of public funding allocated to the provision of human services that is out of alignment with the quantitative and qualitative demand for services; and unsustainability of the current human services system for the foreseeable future;
WHEREAS, counties can benefit in collaborating by reducing duplication of like administrative activities without negatively affecting service capacity and by adding value through sharing the specialized knowledge and experience of staff with the result of increased, aggregate service capacity;
WHEREAS, counties have successful multi-county collaborative arrangements in place, and the evolution of technology makes effective collaboration across distances even more feasible and efficient than in the past;
WHEREAS, twelve counties in southeastern Minnesota –in collaboration with the Minnesota Department of Human Services-- developed a blueprint for the redesign of human services, as well as an operating model and a business case;
WHEREAS, the state-supervised, county-administered governance framework for the delivery of human services must be restructured, and levels of administrative authority, flexibility, and responsibility must be reassessed and adjusted as necessary to innovate and implement an improved human services system; and
WHEREAS, these factors require leadership and innovation to assure that our county is well-positioned to serve our most vulnerable citizens well into the future.
NOW THEREFORE, be it first resolved that the Wabasha County Human Services Board, hereby declares that it does not intend at this time to establish a service delivery authority (hereinafter "SDA") under Minnesota Statutes 2011, Chapter 402A, as a consortium with other participating counties in southeastern Minnesota, for the following reasons:
• Governance issues were not resolved in a manner stipulating one vote for each participating county;
• Wabasha County prefers to have a model developed that uses minimum standards as the base for development;
• Wabasha County continues to be interested in additional discussions, looking at one or more options to develop a redesign project with a smaller number of counties; and
• Requests Human/Social Services Directors to continue discussions to determine which counties may want to participate in a smaller regional entity.
This recommendation is hereby recommended by the Wabasha County Human Services Board for action by the Wabasha County Board of Commissioners.
DISCUSSION and INFORMATIONAL ITEMS
Environmental Health Services Report
Susie West reported she is working to wrap up many items prior to her last day of employment with the County, July 3rd. The Board acknowledged her 5 years of work for the county, with appreciation. Most of her work this month has been in the areas of wells, mobile homes and campgrounds. She indicated the Rivertown Café is completely re-working their kitchen; that the sale of The Galley (in Lake City) is currently on hold, and she is finishing a FDA grant for submission.
Darrin Thompson provided the Board members an update on septic rules. He has a brochure available that highlights many of the changes. Board members were encouraged to contact him if they wanted a copy of that brochure.
South Country Health Alliance (SCHA)
Leota Lind, CEO of SCHA, visited with the Board to provide an update regarding the county based purchasing plan. SCHA is moved to a new site in Owatonna, combining their services under a single roof. Ms. Lind also shared performance goals that she is working on that had been developed by the joint powers board. She also provided comparative data, looking at Wabasha County enrollment in the various health programs. The handout material gives a snapshot view for easy review.
Social Services Quarterly Reports
Annual Income Maintenance Unit: Lisa McNally provided an update Income Maintenance Unit cases. Her handouts included an annual case comparison from 2007 to present; a look at total number of cases from 2007 to present; and a chart showing the total benefits issued in the past 2 years. $59,420,000 in benefits has been issued to Wabasha County residents from January 1, 2010 through December 31, 2011.
Out-of-Home Placement Per Capita Comparison: Marci Hitz provided an update to the Board regarding a cost comparison (Wabasha County versus non-metro counties) on the cost for all forms of out-of-home placements. The data covers calendar years 1998 through 2011. There was only 1 year in which Wabasha expenditures were higher than the non-metro county average.
PHS/SS Miscellaneous
Judy Barton shared two updates. The home care program is now transitioning toward closure. The last client is being served by County staff. Clients have transitioned to private home care providers of service. Those county staff (aides) looking for employment with private providers have found employment.
Wabasha County PHS has entered discussions with St. Elizabeth's staff to complete a community needs assessment. Each entity is required to complete this assessment, and decided it would be beneficial if they worked together on a single assessment.
Being no further business to come before the Board, motion was made and duly carried at 11:47 a.m. to recess this meeting until 9:30 a.m. on July 24, 2012
Adopted Unanimously.Agenda for this meeting


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CDC Centers for Disease Control and Prevention - Your Online Source for Credible Health Information
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subset: commoncrawl


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Let say we have the following set $S = \{x_1, x_2, x_3, ..., x_n\}$ where $x_i$ is a real number between $0$ and $1$.
Now I want to find an algorithm that randomly generates a subset of $S$, free to for each $x$ choose an arbitrary real number between $0$ and $1$, with the following constraint:
$x_1 + x_2 + ... + x_n = B$, where $B$ being a budget of some sort.
Examples of a subset would be (given $B = 2$ and $n = 10$) are:
$\{x_1 = 0.6, x_2 = 0.4, x_{3} = 1\}$, $\{x_1 = 0.2, x_2 = 0.8, x_{3} = 0.5, x_{7} = 0.5\}$, etc.
Now lets look at a more complex version. Say I don't like that $\{1, 1\}$ has the same "cost" as $\{0.5, 0.5, 0.5, 0.5\}$. Instead I want the cost to be exponential, making it very expensive to choose values closer to $1$. In addition I want to add a constant cost to make it more cost-effective to focus on a few stronger values, preventing results like $\{0.00000001, 0.00000001, ..., 0.0000001\}$. The above constraint would then instead be:
$f(x) = C \ \operatorname{sgn}(x) + ke^{ax}$,
where $C, a, k$ are constants, and $$f(x_1) + f(x_2) + f(x_3) + ... + f(x_n) = B ,$$
where $f(x)$ is a cost function of sorts.
To clarify, I'm not necessarily looking for subsets that exactly add up to $B$, instead I'm looking for something that is somehow bounded by $B$, making different subsets generated by the same algorithm to be comparable to each other in a "fair" sort of way.
Now I posted this here at stackoverflow where I got the advice to try here instead. I realize now though that I probably didn't explain it very well over there.


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Several months before the November voting, a new poll reports that nearly 50% of the state residents are likely to support a recreational marijuana initiative—Proposition 205.
On Aug. 17-31, the Morrison Institute for Public Policy carried out a poll in cooperation with The Arizona Republic and Cronkite News that involved 800 voters who expressed their position on the legalization of recreational use of weed in Arizona.
The poll results show that 50% of respondents surveyed are in favor of legalizing pot for adult use, while 40% of voters are opposed, and 10% of the poll participants do not give a straight answer.
However, the results of the latest study are different from the two earlier polls, as the April poll found only 43% of Arizonians were weed supporters, while the July survey showed that only 39% of the state residents were in favor of adult use of cannabis.
If Prop 205 is voted for in November, Arizonians aged 21 and over will be able to legally purchase and consume one ounce of marijuana, as well as to cultivate six weed plants for recreational use. The state is also going to establish a 15% pot sales tax and impose fines on residents who exceed the legal limits.
According to a respondent who is in favor of legalization, Arizona would definitely benefit from receiving taxes from weed sales, getting rid of illicit marijuana traffic, and controlling the cannabis market more efficiently.
J.P. Holyoak, a chairman of the Campaign to Regulate Marijuana Like Alcohol, is also sure that the recreational cannabis legalization will give adults the opportunity to legally consume cannabis, which is safer than alcohol.
The poll also shows that 56% of the registered Republicans are against recreational weed, while 64% of the registered Democrats express their support of the herb's legalization.
The cannabis initiative has more support from postgraduate residents than from those who are studying in college or high school. Moreover, 66% of voters aged 18-35 are going to support the Prop 205 while only 42.5% of respondents aged 51 and over are in favor of legalizing recreational cannabis.
Currently, only four states—Alaska, Columbia, Oregon, and Colorado—have recreational weed laws in the U.S. As for Arizona, the state allowed licensed patients to buy medical weed in 2010, but the legal status of recreational cannabis will be decided only in November.


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Seven50: Southeast Regional Partnership Plan project has been selected for an Award of Excellence which will be presented at the 14th Annual Planning Awards by the Gold Coast Section of the American Planning Association. Jason King, DKP's Seven50 Project Director, will be attending the awards banquet along with representatives from Treasure Coast Regional Planning Council and South Florida Regional Planning Council on Thursday, December 11 at the Miami Center for Architecture and Design.
To learn more see the Seven50 Film, or read the report at:Seven50Report.org


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The Linhai Bighorn 260 SP 2×4 offers a powerful 260CC Engine, CVT Transmission, with reverse & Shaft drive performance. Ready for duty on the farm or on the trail, features a hitch platform to mount standard ball or other type hitches. There is no other ATV in this class & price range that can outperform this machine.
Bighorn 260SP 2×4
Linhai (2016)
- McPherson Strut / Trailing Arm
- Disc Brakes
- 4×2 with shaft drive
- 2-Speed Transfer Case with High/Low and Reverse
- One cylinder, 4-stroke
- Water-cooled
- Electric start
Available colors (subject to availability):
- Free 12 month "LIMITED MANUFACTURER'S" warranty
- Free shipping-"CRATED UNITS ONLY" (United States lower 48 states)
- Free Tech help
- Free tool kit
WATCH OUR ASSEMBLY VIDEO'S on Shipped Units!
The pictures provided on this website are only a representation of the actual ATV being sold. On occasion the factory may without notice make minor upgrades to the ATV that are not represented in the pictures provided. H&R Enterprise will make every attempt to keep all of it's pictures, specifications, and color changes as up to date as possible. At no point will H&R Enterprise be held liable for factory authorized changes in design, specification, or color variations.
Having difficulty paying? Don't want your Credit card on the WEB! We gladly except all major Credit/Debit card payments over the phone.
Call (877) 937-2666 To speak with someone on our sales team.
Linhai of China has been manufacturing engines for Yamaha since 1993. In the late 1990's, they worked with Yamaha to develop new products for Yamaha to build into their product models sold world wide. Yamaha even owns a small percentage of Linhai and keeps their QC and engineering staff on site to assist Linhai in the development of it's new engines and products. Linhai has learned a lot about product development and building quality products from their dealings with Yamaha. They are now the second most common scooter brand in China behind only CF Moto. It is because of their abilities to develop and build quality products that has contributed to there success in the US market.
|Length x width x height
|79 x 44.5 x 47 in
|Seat heighth
|35 in
|47 in
|Ground clearance
|7.2 in
|Net weight
|650 lbs
|Tyre front
|Tyre rear
|Pressure tyre front
|Pressure tyre rear
|Front brake
|Both sides disc brake
|Rear brake
|Single side (or both sides) disc brake
|Park brake
|Mechanic absorb mm
|CVT shaft drive
|Front suspension
|Rear suspension
|Unit swing arm
|Load front rack
|22 lbs
|Load rear rack
|44 lbs
|Whole load
|242 lbs
|Weight of pull fork
|13 lbs
|Rear pull load
|220 lbs
|Fuel tank capacity
|3.86 U.S. gal
|Head light
|12V35W x2
|Brake light/tail light
|Indicator light
|Front position light
|12V5W x2
|Licence plate light
|12V1.5A 100dB
|Engine model
|Bore x stroke
|70 x 66.8 mm
|257 cc
|Start mode
|Liquid cool
|Pressure and spray
|Max power
|19 Hp/6500~7000 rpm
|Max torque
|20 N.m/5500 rpm
|Spark plug
|Engine oil
|10 W 40 motor oil
|Ethylene glycol anti freeze
|Gearbox lubricant
|85W 90 gear lube
|12V 14Ah
Dirt Bikes / Pit Bikes – Typical installation include mounting up the handlebars, installing the rear shock, mounting up the front tire, and a possible other small item or two.
ATVS / 4 Wheelers – Typical installation include mounting all 4 tires, mounting up the handlebars, tie rod ends onto the spindle in the front, shock top bolts, install battery. Sometimes you will have to install some small things like the racks, gas cap, etc. VERY EASY ASSEMBLY!
Scooters / Mopeds – Depending on what unit you get, here are some things you might have to mount on the scooter, Battery, Mirrors, Rear Storage Box, Windshield, Front Tire. Typically all scooters come fully assembled and you only have to put on a couple small things to make it complete.
UTV'S – Typical installation includes installing 4 upper shock bolts, mount wheels, install upper portion of the roll cage, install exhaust muffler with 2 bolts and 4 springs, install bed frame and mount plastics, install battery underneath drivers side seat and connect winch powers to the battery as well. Red wire is positive, Black wire is negative, install seats, mount steering wheel, install front hood plastic and bumper and bumper cover. You will need to change the shipping oil, differential fluids front and rear, flush and change radiator coolant. It is very important to check all bolts and nuts to ensure that they are tight on the whole machine.
Parts – Parts purchased from us may be returned within (14) days of purchase. We require that the product is in original packaged NEW condition. Customer is responsible for shipping costs to send it back. Original shipping is not refunded and there is a 20% restocking fee for all parts returns, unless defective.
Crated Units – Crated Units purchased from us may be returned within (14) days of delivery, with reasonable cause, as long as the unit is in original packaged NEW condition. Customer is responsible for shipping costs & insurance to send unit back. A 20% restocking fee is applicable. All units are inspected and verified damage free prior to being shipped. Any shipping damage that may occur during shipment is to be noted by purchaser at time of delivery and noted on shippers delivery papers. Certain severe damages may be cause for rejection of shipment with notice given to all parties before shipper leaves premises. Purchaser and shipper are responsible to settle claim, along with any dealer assistance required along with monetary requirement(s) needed for dealer parts, etc. to be repaired or replaced.
Assembled Units – Assembled Units may NOT be returned, except for service, once the shipper has picked up the unit or customer has taken local delivery of the unit.
REMEMBER – Safety 1st
Ride Safe, Ride Smart
There's only one thing better than getting ready to ride your ATV, UTV, Dirt Bike, or Scooter – and that's learning how to do it safely. We want to help you to make the right decisions about your riding. We want to help you choose the right unit for your skill level, assist you in making the right judgments when riding and determine the proper helmet and equipment that will keep you as safe as possible.
Remember: safety starts with the rider. Read your owner's manual and safety materials.
Be a Responsible Rider
Riding an ATV, motorcycle, UTV and dirt bike is an exercise in responsibility to yourself, to others, to the environment and to the sport. So remember: wear a helmet, eye protection and protective clothing whenever you ride. Never ride under the influence of drugs or alcohol, inspect your bike before riding & read your owner's manual. Always obey local laws, use common sense, and respect the rights of others when you ride.
The ATV Safety Institute's Golden Rules:
- Always wear a DOT-compliant helmet, goggles, long sleeves, long pants, over-the-ankle boots, and gloves.
- Never ride on paved roads except to cross when done safely and permitted by law – another vehicle could hit you. ATVs are designed to be operated off-highway.
- Never ride under the influence of alcohol or drugs.
- Never carry a passenger on a single-rider ATV, and no more than one passenger on an ATV specifically designed for two people.
- Ride an ATV that's right for your age.
- Supervise riders younger than 16; ATVs are not toys.
- Ride only on designated trails and at a safe speed.
- Take a hands-on ATV RiderCourseSM and the free online E-Course. Visit ATVsafety.org or call
T-CLOC Pre-Ride Inspection Checklist


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Le Beau Velo bike shop in Shoreditch, London, was broken into last night and many high-end Italian bikes and frames worth thousands of pounds were stolen.
The boutique shop, which deals mainly in Viner, Legend and Frondriest bikes, has been in existence for just a matter of months although proprietor Mal Pires has already built up a strong reputation. As well as retailing bikes, he organises bike fit sessions at the shop with Velo Solutions, and physiological testing with Metabolic Solutions.
Velo Solutions is the place where our man Mat went for the bike fitting for the Viner Maxima RS that we're currently testing. Expect a full review on that very soon.
These aren't the sort of bikes/frames you see every day. Far from it; they're all rare, some extremely rare. If you see any of them or know of anybody being approached with them, please contact Mal on 0776 482 3503 or 020 3239 2311. Pretty please. They're top guys doing something different as a boutique shop; a fledgling business, they could really use some help.
The pictures shown here aren't of the actual bikes/frame stolen, but they're similar enough to give you an idea.
Here's the full list of the bikes taken:
• Viner Maxima RS, carbon/white, inscription 'Le Beau Velo', Miche Supertype groupset, Fulcrum Racing 1 wheels
• Viner Mitus, green/white, Campagnolo Super Record 11 groupset, Ksyrium SSL wheels.
• Viner Volata, red/white/black, Miche Athena 11-speed groupset, Miche Syntium AXY wheels
• Viner Perfecta, green/white, Campagnolo Centaur groupset, Fulcrum Racing 3 wheels
• Viner Vigor Plus, Campagnolo Centaur groupset, no wheels
• Viner Gladius, Magnus Maximus.com Team colours, Miche Veloce groupset, Cosmic Carbon wheels, yellow graphics
And the framesets stolen:
• Legend Il Re, titanium,unique in the UK
• Viner Perfecta, green/white, size 56
• Viner Kronus, red/white time trial frame, size large
• Viner Mitus, red/white, frame only, no fork
• Viner Volata, carbon/red/white
• Viner Gladius, carbon/red/white
These older complete bikes were also taken:
• Wilier Izoard (2008) red/white, Shimano Ultegra groupset, size XL
• Wilier Cento Uno (2009), white/blk/red, Cinelli Ram bars, Campagnolo Record groupset
Mat has been in cycling media since 1996, on titles including BikeRadar, Total Bike, Total Mountain Bike, What Mountain Bike and Mountain Biking UK, and he has been editor of 220 Triathlon and Cycling Plus. Mat has been road.cc technical editor for over a decade, testing bikes, fettling the latest kit, and trying out the most up-to-the-minute clothing. We send him off around the world to get all the news from launches and shows too. He has won his category in Ironman UK 70.3 and finished on the podium in both marathons he has run. Mat is a Cambridge graduate who did a post-grad in magazine journalism, and he is a winner of the Cycling Media Award for Specialist Online Writer. Now pushing 50, he's riding road and gravel bikes most days for fun and fitness rather than training for competitions.


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Do your kids have wagging tails and drooly tongues? This one's for you, then!
"dog mom"
Please note that each letter is individually hammered in by hand, and we cannot guarantee exact precision in regards to spacing, depth, or alignment... but we think that adds to the uniqueness and charm of a hand-stamped piece! Once hammered, the bracelets are coated in a black enamel to darken letters and shapes, and then polished to remove any excess enamel.
Add your favourite gemstones to give your bracelet a little extra sparkle - gemstones are 2.6mm Swarovski crystals and one will be added on each side of the quote. See color chart for available options!
Bracelets are 6" in length and available in three widths (1/4" skinny, 3/8" midi, or 5/8" wide). Other sizes and finishes may be available upon inquiry, and custom orders are always welcome.


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Match ends, Stoke City 1, Southampton 1.
Stoke City 1-1 Southampton
- From the section Football
Stoke City goalkeeper Asmir Begovic scored a bizarre goal but Jay Rodriguez earned Southampton a deserved point at a windswept Britannia Stadium.
Begovic's long kick forward after just 13 seconds cleared the Southampton defence before bouncing over visiting goalkeeper Artur Boruc for the opener.
But Rodriguez headed Saints level before half-time when he met James Ward-Prowse's well-placed cross.
Steven Nzonzi wasted a late chance for Stoke when he fluffed his shot.
On paper the game had looked destined to be a tight one. Stoke had only conceded four goals in their past six home league games, while Southampton arrived at the Britannia with the best defensive record in the Premier League.
So a goal after 13 seconds played rather against expectations - and nobody could have predicted the bizarre manner of its arrival.
With the strong wind behind him, Begovic - whose first club in England was Saints' bitter rivals Portsmouth - punted a long ball forward from his own area.
The ball looked set to be easily collected by Boruc, but the bounce caught the Southampton goalkeeper out and it cleared him before finding the net.
Begovic looked just as embarrassed as Boruc when his Stoke team-mates raced back to celebrate a goal that narrowly failed to dislodge Spurs defender Ledley King's effort after 10 seconds against Bradford in 2000 as the fastest Premier League goal.
The official distance of the goal was later put at 97.5 yards.
The Potters should have been two ahead soon after but this time it was home defender Ryan Shawcross who was left red faced.
Peter Crouch flicked a corner into the path of Shawcross but the former Manchester United player mis-hit his attempt from the edge of the six-yard box.
With the game being played at a blistering pace, Dejan Lovren came close to pulling Mauricio Pochettino's side level but he headed wide after finding space at a corner.
As the half progressed, the visitors started to find their way in the game and produce the attractive fast-paced football that has served them so well this season.
This time last season Southampton were second from bottom but, 12 months on, they arrived on the back of four wins from five games and an impressive draw at Manchester United the only dropped points in that period.
They got their equaliser just before the break when some neat play gave Ward-Prowse space on the right to send over a looping cross.
The ball hung in the air for Rodriguez before the Saints striker cleverly headed into the ground and over Begovic.
After the break, Boruc was in early action again, the Saints keeper having to be alert to deny Mark Arnautovic after the Stoke midfielder lashed an effort goalwards.
Nzonzi then carelessly gave away a free-kick on the edge of the area that Ward-Prowse curled onto the roof of the net as Southampton pushed forward.
The Stoke midfielder also had a late chance of his own before Saints had claims for a penalty turned down when Shawcross appeared to handle the ball in the area.
Pochettino's side had to settle for a point that extends their unbeaten league run to seven games.
You can see a selection of photos from today's matcheson the BBC Sport Facebook page.
- 1Begovic
- 20CameronBooked at 88mins
- 17Shawcross
- 4HuthBooked at 80mins
- 3Pieters
- 6WhelanSubstituted forPalaciosat 45'minutes
- 15N'Zonzi
- 19WaltersBooked at 48mins
- 32IrelandSubstituted forAssaidiat 65'minutes
- 10Arnautovic
- 25Crouch
- 8Palacios
- 9Jones
- 12Wilson
- 16Adam
- 24Assaidi
- 26Etherington
- 29Sørensen
- 31Boruc
- 2Clyne
- 6José Fonte
- 5LovrenBooked at 77mins
- 23Shaw
- 12Wanyama
- 4Schneiderlin
- 16Ward-Prowse
- 9RodriguezSubstituted forRamírezat 69'minutes
- 20Lallana
- 7Lambert
- 1Davis
- 8Davis
- 10Ramírez
- 18Cork
- 19Lee
- 22Chambers
- 26Hooiveld
- Referee:
- Chris Foy
- Attendance:
- 26,053
Match Stats
- Possession
- Home39%
- Away61%
- Shots
- Home9
- Away10
- Shots on Target
- Home3
- Away2
- Corners
- Home5
- Away5
- Fouls
- Home13
- Away13
Live Text
Full Time
Second Half ends, Stoke City 1, Southampton 1.
Offside, Southampton. Rickie Lambert tries a through ball, but Gastón Ramírez is caught offside.
Foul by Victor Wanyama (Southampton).
Erik Pieters (Stoke City) wins a free kick on the left wing.
Foul by Rickie Lambert (Southampton).
Ryan Shawcross (Stoke City) wins a free kick in the defensive half.
Foul by James Ward-Prowse (Southampton).
Marko Arnautovic (Stoke City) wins a free kick in the defensive half.
Geoff Cameron (Stoke City) is shown the yellow card for a bad foul.
Luke Shaw (Southampton) wins a free kick on the left wing.
Foul by Geoff Cameron (Stoke City).
Foul by Morgan Schneiderlin (Southampton).
Jonathan Walters (Stoke City) wins a free kick in the defensive half.
Corner, Stoke City. Conceded by Jose Fonte.
Attempt saved. Marko Arnautovic (Stoke City) left footed shot from outside the box is saved in the bottom right corner.
Attempt missed. Steven N'Zonzi (Stoke City) right footed shot from outside the box misses to the left. Assisted by Peter Crouch.
Attempt missed. Oussama Assaidi (Stoke City) right footed shot from the left side of the box misses to the right. Assisted by Marko Arnautovic.
Robert Huth (Stoke City) is shown the yellow card for a bad foul.
Gastón Ramírez (Southampton) wins a free kick in the attacking half.
Foul by Robert Huth (Stoke City).
Attempt missed. Dejan Lovren (Southampton) left footed shot from the left side of the box is high and wide to the left. Assisted by James Ward-Prowse with a cross following a corner.
Corner, Southampton. Conceded by Oussama Assaidi.
Dejan Lovren (Southampton) is shown the yellow card for a bad foul.
Foul by Dejan Lovren (Southampton).
Jonathan Walters (Stoke City) wins a free kick on the right wing.
Corner, Southampton. Conceded by Ryan Shawcross.
Foul by Adam Lallana (Southampton).
Steven N'Zonzi (Stoke City) wins a free kick in the defensive half.
Foul by Rickie Lambert (Southampton).
Ryan Shawcross (Stoke City) wins a free kick in the defensive half.
Luke Shaw (Southampton) wins a free kick in the defensive half.
Dangerous play by Wilson Palacios (Stoke City).
Substitution, Southampton. Gastón Ramírez replaces Jay Rodriguez.
Attempt saved. James Ward-Prowse (Southampton) right footed shot from outside the box is saved in the centre of the goal. Assisted by Adam Lallana.
Foul by Victor Wanyama (Southampton).
Jonathan Walters (Stoke City) wins a free kick in the defensive half.
Substitution, Stoke City. Oussama Assaidi replaces Stephen Ireland.
Attempt missed. Ryan Shawcross (Stoke City) header from the centre of the box is too high. Assisted by Marko Arnautovic with a cross following a corner.
Corner, Stoke City. Conceded by Dejan Lovren.


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Coroner's Court
The Coroner's Court was established by the Coroners Act 1956 and continues in existence under the Coroners Act 1997. The role of the Coroner's Court is to conduct inquests into deaths and inquiries into fires and disasters.
Magistrates are Coroners
All ACT Magistrates are also coroners and the Chief Magistrate is the Chief Coroner. The Registrar of the Magistrates Court is also the Registrar of the Coroner's Court.
Inquest into deaths
A Coroner must hold an inquest – that is, investigate – the manner and cause of death of persons who die or who are suspected to have died in circumstances specified by legislation. This includes deaths in custody, people who have not seen a doctor in some time, accidental deaths, deaths in unknown circumstances, and certain health-care related deaths.
The full and current list of categories of deaths that the Coroner must investigate can be found via this link: http://www.austlii.edu.au/au/legis/act/consol_act/ca1997120/s13.html
Death in custody
A death in custody is a death that occurs in one of the circumstances set out in section 3C of the Coroners Act 1997. Deaths in custody include the death of a person at a correctional facility or lockup, while performing work under a community service order and while in, being taken into, or after being taken into the custody of a custodial officer. For purposes of the Coroners Act 1997 deaths in custody also include deaths resulting from a fatal injury sustained in similar places or circumstances to deaths in custody.
Part 6 of the Coroners Act 1997 contains additional specific provisions in respect of deaths in custody.
Investigation by the police
The Coroner's Office arranges for members of the Australian Federal Police to investigate the circumstances surrounding the death of a person and to provide a report to the Coroner. In such an investigation the police officers are acting for, and under the control of, the Coroner. Any action taken by the Coroner is contingent upon this report and the report of the post-mortem examination.
Waiver of need for hearing
A Coroner may decide not to conduct a hearing into a death if, after consideration of information given to the Coroner relating to the death of a person, the Coroner is satisfied that the manner and cause of death are sufficiently disclosed and a hearing is unnecessary. Where a Coroner decides not to conduct a hearing into a death the Coroner must give written notice of the decision setting out the grounds for the decision to a member of the immediate family of the deceased.
A person may request a coroner to hold a hearing. If the coroner refuses, the person may apply to the Chief Coroner for the review of the decision by the Coroner not to hold a hearing.
Control of the body
If a death happens in relation to which a coroner is required to hold an inquest and the body of the deceased is in the ACT the Coroner has control of the body until he or she issues a certificate releasing it.
Dispensing with a post-mortem
A member of the immediate family of the deceased person or a representative of that person (such as a doctor or legal practitioner) may ask for a post-mortem examination to be dispensed with. A Coroner may dispense with a post-mortem examination if he or she is satisfied that the manner and cause of the death are sufficiently clear without the need for such an examination.
Consideration of immediate family
A Coroner holding an inquest into a death (other than a death in custody) may, if requested to do so by a member of the immediate family of the deceased or a representative of that person, authorise:
(a) the viewing of the body of the deceased by the member or a representative of that member;
(b) an inspection of the scene of the death by the member or a representative of that member (such as a doctor or legal practitioner);
(c) an inspection of the scene of an event which, in the opinion of the coroner, may have resulted in the death of the person;
(d) the member or a representative of that member (such as a doctor or legal practitioner) to be present at any post-mortem examination conducted on the body, or
(e) the same or another doctor to conduct a further post-mortem examination on the body.
If a Coroner refuses to give an authorisation for any of the above matters on the ground that he or she believes that it would not be in the public interest or the interests of justice to do so, the Coroner must give to the person who made the request written notice of the refusal and an explanation for the refusal.
Immediate family
The Coroners Act 1997 defines 'immediate family' in relation to a deceased person the subject of an inquest to mean:
(a) a person who was the domestic partner of the deceased, or a parent, grandparent, child, brother or sister, or guardian or ward, of the deceased; and
(b) if the deceased was an Aboriginal person or Torres Strait Islander—a person who, in accordance with the traditions and customs of the Aboriginal or Torres Strait Island community of which the deceased was a member, had the responsibility for, or an interest in, the welfare of the deceased.
A Coroner holding an inquest must find, if possible:
* the identity of the deceased;
* when and where the death happened;
* the manner and cause of death, and
* in the case of the suspected death of a person — that the person has died.
Inquiries into fires
A Coroner must hold an inquiry into the cause and origin of a fire that has destroyed or damaged property if requested to do so by the Attorney-General, or the Coroner is of the opinion that an inquiry into the cause and origin of the fire should be held.
Inquiries into disasters
The Chief Coroner must, if requested to do so by the Attorney General, cause an inquiry to be held into the cause and origin of a disaster.
Findings of inquiries
A Coroner holding an inquiry must find, if possible:
* the cause and origin of the fire or disaster, and
* the circumstances in which the fire or disaster happened.
Hearings for inquests and inquiries
Where there is to be a hearing the Coroner will fix a time and place for the hearing. For purposes of an inquest where the Court has notice of the whereabouts of a member of the immediate family of the deceased the Court will notify the family member of the time and place for the hearing.
The time and date for the hearing will be published in the Canberra Times at least 14 days prior to the hearing.
Generally, a lawyer from the office of the Director of Public Prosecutions will be appointed by the Coroner to assist the Coroner at the hearing.
Hearings are conducted in public unless the Coroner believes that the public interest requires the hearing or part of the hearing to take place in private.
Legal representation
A person summoned to give evidence at a hearing, or a person with sufficient interest in the subject matter of the inquest or inquiry, may be given leave by the Coroner to appear in person at the hearing or to be represented by a lawyer. A person who is granted leave to appear at a hearing is entitled to examine and cross-examine witnesses on matters relevant to the inquest or inquiry to which the hearing relates.
Complying with a subpoena
A Coroner may subpoena a person to give evidence or produce a thing or documents at a time and date specified in the subpoena.
If you have received a subpoena to produce documents or things to the Coroner and are not required to give evidence you may comply with the subpoena by producing the documents or things to the Coroner before the date specified on the subpoena. In such case the documents should be delivered to the Court Registry in the Magistrates Court Building Knowles Place, Canberra City.
If you are served with a subpoena to give evidence you will need to attend the hearing at the time and place specified in the subpoena. If you are unable to attend the hearing as required you should contact the Court Registry as soon as possible after receiving the subpoena.
At the time of being served with the subpoena you will be given an undertaking to appear which you must sign and return to the coroner. You will also be given an expenses form to complete to claim your expenses for attendance at the hearing.
If you fail to comply with a subpoena served on you the coroner may issue a warrant for your arrest. If you are arrested for failing to comply with a subpoena you will be taken before the Coroner who may direct that you be held in custody or be released on a recognisance to return to court at a specified time. Failure to appear at the later time may lead to you being arrested again and your recognisance being forfeited.
A Coroner is not bound to observe the rules of evidence. Evidence is taken under oath.
Access to documents
If you are considered to have sufficient interest in the inquest or inquiry the Coroner may make available to you any evidence that is produced at, or that the Coroner intends to consider, at the inquest or inquiry. If you wish to have access to such evidence you should apply to the Coroner by contacting the Coroner's Court Registry on (02) 6207 1754.
Copies of reports of findings
If you are a member of the immediate family of a deceased for whom an inquest (other than an inquest into a death in custody) has been held you may request a copy of the Coroner's findings from the Coroner. If you wish to obtain a copy of the finding please contact the Coroner's Court Registry on (02) 6207 1754 or write to, The Registrar, Coroner's Court, GPO Box 370, Canberra ACT 2601.
If you were the owner of the property damaged or destroyed by the fire the subject of an inquiry you may request a copy of the Coroner's findings from the Coroner. If you wish to obtain a copy of the finding please contact the Coroner's Court Registry on (02) 6207 1754 or write to, The Registrar, Coroner's Court, GPO Box 370, Canberra ACT 2601.
For additional details concerning the Coroner's responsibilities, as well as answers to some commonly asked questions, please see Information About the Coroners Court and the Death of a Relative or Friend.


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As a kid, when my mother lastly let me wander the shopping center alone with buddies, the very first and just stop that mattered was Claire's .
The hip AF shop was the go-to location for devices you absolutely didn't require, and fashion jewelry that was really, really low-cost and ~ additional ~. It's where you got your feather-covered slap bracelets and rainbow knee socks. It was the land of declaration chokers and press on nails. It's where you got your ears pierced … FOR FREE if you were specifically cool.
Claire's was and still is all that, however inning accordance with Bloomberg, a o negócio é prepping to apply for insolvency — an indication of possible doom for its shops throughout 47 nations.
Please hold my phony eyelashes while I weep!
VEJA TAMBÉM: Modern Heelys that shout '90s fond memories
Claire's played an renowned part in girls' (and young boys') lives, e eu, a 24-year-old lady, was so shook upon hearing the news that I squealed in scary at my desk.
. @nicolemichele5 , screaming out in the workplace: I HAVE TO GO HOME AND BE WITH MY LOVED ONES!Me: What took place??
Nicole: CLAIRE'S IS OUT OF BUSINESS
— MJ Franklin (@heyitsfranklin2) marcha 9, 2018
Claire's is where I purchased makeup for the very first time, and my mother was absolutely OKAY with it since IT DIDN'T EVEN SHOW UP ON MY FACE. It's where I acquired blueberry aromatic roll-on body shine that I utilized solely for dance recitals into feel elegant. It's where I got my very first bottle of mood-changing nail polish, ugh! This is the Limited Too mess all over once again.
What even é the point of shopping malls now? I cannot even picture such a jubilant location filled with vibrantly colored packed animals , fuzzy sleep masks , unimportant coin bags , scrunchies — despite the fact that they headed out of design — tiaras , e feline ears closing. My gosh, where am I expected to purchase feline ears YEAR ROUND, now?
The easy act of stepping foot into a Claire's resembled drifting on a damn cloud linked to a rainbow — and now you're informing me that uncommon sensation is going to be removed away from the world?
"Claire's resembles business variation of Hilary Duff"
– @nicolemichele5
— MJ Franklin (@heyitsfranklin2) marcha 9, 2018
Much of the Mashableoffice was likewise shook by news of Claire's impending death, including my associate Proma, who fondly remembered getting her ears pierced there at age 9, a 2nd piercing at 14, and a cartilage piercing at 17.
"It's unfortunate that Claire's is closing," ela declarou. "Contudo, this is most likely the very best indication for me to stop going shopping there as a 27-year-old female."
With that stated, our hearts heads out to all the future and existing teenagers on the planet who might not get to experience this pleasure. I truthfully have no concept how intermediate school trainees today will form strong relationships without Claire's unique line of Best Friends precious jewelry to present each other, so great freaking luck out there.
Fonte do artigo: http://mashable.com/


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Apple's finally showing some attention to its iMac range with the revamp of its iMac and Mac Mini products – if you believe an Apple support page for installing Microsoft Windows using Boot Camp.
According to the source, Apple might launch a "mid 2014 Mac Mini" and a "mid 2014 27-inch iMac", though word of their arrival hasn't been confirmed by Apple. However, as soon as the listings were put up, it was only a matter of time before they were pulled down.
But it was slightly too late – sources such as 9to5Mac and other Apple blogs caught wind of the hint and publicised the listing. Well, we think it's about time Apple looked into refreshing its Mac Mini and iMac range.
Moving forward with technology
Looking back, the Mac Mini was last upgraded in October 2012, clearly crying out for an update. It featured a 2.5 GHz dual-core Intel i5 processor, 500 GB of storage, as well as 4GB of RAM.
Sources claim the new Mac Mini will boast faster speeds, along with upgrades to its ports (to USB 3.0 and Thunderbolt 2), and an improved 802.11a/c "next-generation" Wi-Fi for better connectivity.
The iMacs have yet to get a proper upgrade too. The 21.5in and 27in models were introduced in late 2012 and early 2013 respectively. Some of you might ask about the iMac launched in June, we'd say that's just a cheaper and more basic alternative which some may call a downgrade.
So the new iMac, which is listed to be 27in, will most likely just have its quad-core 3.2 GHz Intel i5 with 1 TB of storage and 8 GB of RAM internals tweaked. But there's no way of knowing Apple's plans for sure until it actually outs them.
READ MORE: Mac OSX Yosemite hands-on preview
[Source: Business insider]


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Healthcare Investment Banking 101
Deciding to be a banker has definitely become a dream in the past few years. It holds the promise of a long, flourishing and successful career, plenty of opportunities to learn, travel, improve your skills or acquire a whole new set and meeting a great deal of people with whom to make interesting business.
It holds the promise of a long, flourishing and successful career, plenty of opportunities to learn, travel, improve your skills or acquire a whole new set and meeting a great deal of people with whom to make interesting business.
Deciding to be an investment banker takes things to the next level.
The skills one requires here are different, and you actually need a good dosage of talent, foresight, and perspicacity in order to succeed and become a good investment banker.
Deciding to be a healthcare investment banker is the top of the pyramid and adds one more thing to the pile already described – you also want to help people.
It will not be an easy task, this you should know from the beginning, and anyone who tells you otherwise probably doesn't have your best interest at heart or is not familiar with the field.
But nothing that is easy was ever worth doing, so this shouldn't come as a scare to you at all.
Apart from that, you need a starting point, and this is it.
Read on to find out all the information you need, as this article breaks down healthcare investment banking and presents all its aspects and levels.
What is investment banking?
The field of investment banking, as well as some of its major representatives, have become wildly famous over the past years, but most people will have a hard time explaining exactly what investment banking really is.
Banks such as Goldman Sachs, Morgan Stanley, JPMorgan Chase, Deutsche Bank or Bank of America Merrill Lynch have become staples, so much so that they have even been used as references in movies and shows. But what exactly do they do?
For a better comprehension, here is a practical example.
Practical example of how an investment bank works
Let's say that there is a company called Tom and Joe's Furniture.
Unfortunately, their capital situation is not very good, so they feel the need to turn to an investment bank in order to receive help.
The bank, called Thompson and Thompson, will appoint an investment banker to work on this particular account.
First of all, he will assess the company Tom and Joe's Furniture and try to find out things like how much is it actually worth, how much capital do they need, what are their plans for the future, will they expand or, in other words, perform a risk management task which will help him decide on his offer towards the furniture company.
After careful consideration, the investment banker decides to offer Tom and Joe a deal consisting of him buying, on behalf of his firm, Johnson and Johnson, and not himself, 100 000 shares of the company's initial public offering (or IPO), at the price of $15 per share.
Which means that the bank will now be paying Tom and Joe's Furniture $1.5 million.
For the bank to make its profit from the deal, it will then proceed to try selling the shares for a bigger price of, let's say, $17 per share.
However, it has a hard time doing so and is actually forced to reduce the price in order to sell the shares, down to $12.
In this case, after the bank sells all the shares, it will have gained $1.3 million, but it will have lost $200 000 in the process, probably due to a wrong assessment to begin with.
This is the reason why it was stated in the begging that investment banking will not be easy, but that it is very rewarding if done well.
What does an investment bank actually do?
Basically and in very loose terms, the investment bank acts as a middle-man between a certain company, any company for that matter, that has decided to issue stocks and bonds in order to gain capital and some other companies that want to invest in it.
But investment banks also have a significant role in offering advice and consulting to companies on things such as mergers and acquisitions or when they should come out with a public offering.
They also help companies decide how to best manage their public assets, like stocks and bonds.
This is why Warren Buffet famously said that Wall Street is the only place where people ride to in a Rolls-Royce to ask for advice from people who take the subway.
What is healthcare investment banking?
Now that the ground was covered, and there is a clear understanding of what investment banks do, in general, the next step is for you to take a closer look at healthcare investment banking.
Which is precisely everything described above only specialized in healthcare. Only that one needs an excellent understanding of the healthcare market and all of its underlying issues.
Here are some grounds you need to cover and some things you need to understand.
No, you do not.
The business in itself is not so technical as to require you to know actual biology or drug development.
You will act as the finance advisor for a company; therefore, your quiver of arrows should include management, assessment and people skills and, of course, finance knowledge.
However, as stated above, you do need to know how the healthcare business works, on a macro level. And speaking of which:
#2. How does the healthcare business work?
Pharmaceutical companies focus on different and specific drugs. Meaning that some make vitamins, some make painkillers, and some make asthma pills.
They also concentrate on various segments of the market. For example, some companies have as primary target over-the-counter drugs, while others focus on prescription pills.
They are also extremely dependent on their pipelines.
Time and process are of the essence to pharmaceutical companies.
They spend years developing a new drug and then it can take them up to 10 or even 15 years to get the patent for it, because of all the clinical trials that are required.
After that, they only have the patent for just a limited amount of time until it becomes "generic" and other companies swoop in and make prices go down very fast.
So, this is where the banker comes in because the pharmaceutical company will require proper and sound advice on how to best act on the market.
Research and development is the central area where they pay most attention and money to.
At the same time, clinical trials are the decisive factor as to whether their stocks and bonds' prices will go up or down.
Good results of the clinical trials mean a significant amount of interest in the company's stocks, while bad results mean no one will actually want to invest in it.
Interest in the company's stocks means a lot of money for them, you, the banker and your investment company. This is why healthcare is such an excellent business venue.
Technology being so advanced nowadays, cures and remedies are being found all the time for different afflictions. This means that new drugs are being developed every day, with great success.
We now have a pill to treat almost anything.
Remember, a successful pill translates into money in the healthcare investment business.
Imagine, for example, if they actually found a cure for cancer, in the form of a pill.
If that happens, you will want to be working for the investment bank giving advice to that particular pharmaceutical company that developed it. You are about to become unbelievably rich.
#3. Why choose healthcare investment banking?
Mainly because it's safe.
As you, probably, already know, the market shifts a lot.
Stocks and bonds go up and down and their course can change in a blink of an eye. But not when it comes to healthcare.
Take a look at Finviz.com to see for yourself the betas of healthcare stocks. Most of them are still below 1.0 and that's because people will not stop buying pills and drugs no matter what, no matter how bad the economy is. They might stop buying cars or perfumes, but not medicine.
Also, to better understand healthcare investment banking, there are certain specialized websites you can read or follow, such as BioCentury, if the biotechnology area is what you are interested in or Dealogic's Deal Alerts where you can focus solely on the healthcare ones.
Salaries in healthcare investment banking
Everybody has seen the Wolf of Wall Street movie and, although making that kind of money doesn't happen very often, salaries are definitely still good in the business.
For 2015, for example, medium wages are of $78K annually.
Of course, cash compensation can vary, because every company pays its employees differently. Apart from that, some offer bonuses and others don't, so wages can really differ from place to place.
In November this year, Fortune published a piece of news announcing that healthcare and media bankers were to receive higher salaries, according to Bloomberg, unlike other segments of the trade, who were bound to have their salaries cut.
Bankers working on accounts in the healthcare industry could see their wages go up by as much as 20 percent. That's because both healthcare and the media have been quite active in 2015; therefore, the compensation will be bigger.
Jobs in healthcare investment banking
Turning to the news one more time, to gain real life perspective on your prospects of becoming a healthcare investment banker, in April this year, Business Insider reported that some leading bankers had left the big companies they were working for and went to smaller ones.
This particular piece of news is exciting and great for you to understand how job finding works in the healthcare investment banking trade.
If we were to break this news down, we would see that there are two aspects to take into consideration here.
First of all is the reason why the high-profile bankers left their big companies, such as JPMorgan Chase & Co or Bank of America.
The number one reason is that they were seeking better wages. The big guys pay excellent salaries, of course, but the little, growing players in the game will pay absolutely anything to have a senior, experienced high-profile banker in their portfolio.
It will attract many more customers and accounts and give the newly establish or emerging bank a lot more credibility.
For this, they are willing to enter into the salary-competition with the big fishes.
The second aspect that needs to be looked at with this particular piece of news is the fact that those bankers who left are, probably, going to end back there again at some point.
That has to do with a tangent touched above, meaning the pipeline.
In order to keep their pipeline moving and to stay on the market, pharmaceutical companies, apart from developing new drugs all the time, also acquire smaller companies.
Mergers and acquisitions are a big thing in this particular business segment.
They want to buy the patent for certain drugs, for example, but they can't, so they merge with its producing company or they simply want to eliminate part of the competition.
Because, as shown, competition is a real problem when it comes to pharmaceuticals. 15 years of research, development and trials can go down the drain in the blink of an eye when their drug goes generic, and other companies start producing and selling it at lower prices. So mergers happen.
For this, companies need advice from healthcare investment banks. Only that they will never go to the small ones.
So either they ask for the big ones help, or the big ones themselves merge and acquire other companies, leading to the fact that, ultimately, bankers will have ended up right where they started.
Trends in healthcare investment banking
As usual, it's hard to predict what's going to happen, even if we are talking about the healthcare segment, which, apart from Defense, is the most secure and stable one of them.
However, there are some trends one can look at for 2015.
For example, the elections are coming in 2016 and, already, the contenders are making healthcare promises. This will, of course, affect the market.
Here are some things that will happen, nicely summed up in what PricewaterhouseCoopers has named The New Health Economy:
- According to them, consumers' roles as decision makers will increase more and more as time goes by.
- The main market maker in the healthcare arena will, eventually, become the federal government.
- Insurance reimbursements will turn into a very penny-pinching business.
A good idea is to take your time and visit PricewaterhouseCooper's website and especially the link provided, to familiarize yourself with the trends for the following period.
They have also generously shared a Q&A video (see below) regarding consumers and their views on healthcare billing and payment.
Interviews in healthcare investment banking
As far as preparing for an interview for such a job goes, if you've read all that was shared above, you are ready to go. A few important pointers do remain, however, and here they are:
- Remember to combine theoretical with practical knowledge. You need to be able to apply all that you've learned so far. Also, practicality should be up to date. Meaning that, if you will give examples during your interview, make sure they are from 2015. If you are talking about trends, let them be for this year or the next. Show that you can see into the future, which is exactly what this job is all about. Your employer will not care for the fact that you've memorized some data about what happened back in 2006. Show him you can tell what's going to happen with a certain company by 2017.
- Show you have people skills. This is a crucial part of the job. You will be working with people all the time and, possibly with very important ones, such as powerful businessmen from big companies. You need to know how to approach them and keep them happy.
- Give evidence that risk management is your second nature. Not just at work, but in your personal life as well. Tell your interviewer how you like to plan things ahead, are not a fan of surprises and can quickly assess what could go wrong in any given situation. Using personal examples here will actually help, as your interviewer will see this is not a skill you acquired in school or after reading a book, but a natural one.
- Be prepared, because they will invariably ask you the question "Why healthcare investment banking?" For this, don't try to look up answers on the Internet or ask someone else. Make it personal and show them you actually want to work there. You can even say you want to do it for the money. That's fine, as long as they can see you're honest, and they can trust you. If you're hired, they will be placing a lot of responsibility on your shoulders, so show them you're trustworthy and honest in your motifs.
League tables in healthcare investment banking
The segment's league table is divided into three parts. Here they are, along with specific examples.
- Big banks which dominate the business: JPMorgan Chase & Co., Bank of America Corp., Goldman Sachs Group Inc. and Morgan Stanley are "the big four". Fifth place is taken by Barclays, usually, but they got replaced by Deutsche Bank at the end of 2014 and in the first quarter of 2015.
- Smaller banks which are developing: Jeffries, Guggenheim Partners and Greenhill & Co.
- Bottom banks: this category is comprised by virtually every other investment bank out there, competing for a share with the big guys.
So there you have it. This is your definitive guide to entering the healthcare investment banking business.
Remember to congratulate yourself every morning for your choice, as you've got a good career ahead of you.
- Online Course with Placement Assistance: Join our Online Financial Modeling Investment Banking course with Placement Assistance from anywhere in the world.
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Broadwalk House, Southernhay West, Exeter EX1 1UA
Phone: 01392 207 020
Email: email@example.com
WWW: www.tozers.co.uk
BiographyGraham Bond is a partner in and the chairman of the firm, having joined in 1971. He is a specialist family practitioner with many years' experience of the financial consequences of family breakdown both within and outside of marriage. Graham is an accredited specialist and also recently has become a trained collaborative family lawyer through Resolution and seeks to put those principles and that approach into all his family work. He is recognised in the Chambers Guide to the Legal Profession as "a skilled professional with a very good attitude". Graham lives in Teignmouth where he is chief executive of the Harbour Authority and his interests revolve around the sea and river - quite often from his beach hut! Graham is actively engaged in the local community through the League of Friends, Re-generation committee, and a number of local clubs.


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"Like the soil, mind is fertilized while it lies fallow, until a new burst of bloom ensues."
–John Dewey
Presently, it will be a year since I started working at Nokia. Since starting, I have been involved in several back-to-back projects with the usual short time frames and high demands. If ever ideas began to flourish in the midst of these projects that were outside of the scope, I did not have the time to give them attention to grow. They withered and faded in the bustle of productivity.
One of the great things about my graduate school experience was being in an environment and culture that encouraged exploration, cultivation of new connections between disparate ideas, and tolerance for failure. Even though I had less time and more stress in school than I currently have at work, the conditions made it possible for me to wander, to go off on ideas just to see where they led. Built within the framework of my graduate work there existed space to explore. Pursuit of tangential ideas was expected and it often led to the learning and production of designs that were beyond what could have possibly been asked for.
Reflecting on the past year, and while setting objectives for my next six months with Nokia, I realize I miss the wanderings of my grad school experience, and desire to have those wandering be a part of my current experience. While it may be something my team would support and understand as valuable, the greater organizational culture may not tolerate the sacrifice to production. Wandering needs to be part of the culture and holistic, Just as Google's 20 percent personal project time is part of their culture, wandering needs to be understood within the culture as contributing to productivity. For that to happen, it needs to be supported as a productive activity, where the ideas that surface are encouraged to become realized.
During casual conversations, others have commiserated their need to wander as well, to have time to pursue an idea when it comes up, to not have it slip away. I wonder how much creativity and innovation is lost when people don't have time to nurture their ideas. In the innovation gold rush, can wandering be an untapped mine of creativity? How can we use design as an approach to understand the needs of people and business, and help shape organizational culture to support both?


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Open yourself to the invigorating yet calming, distinct, cleansing effects of NUMA Essentials Lemon Essential Oil. It can add a mouth-watering, citrus-filled, aromatic zest to everything from your water and food to your health.†
NUMA Essentials Lemon Essential Oil—it's a lemon-packed, energizing and exhilarating experience!
What is Lemon Essential Oil?
Lemons are one of the most popular citrus fruits in the world because, not only do they provide a good food source of vitamins and help support healthy digestion, but they also have a pleasing taste and aroma.†
Lemons, which are also used worldwide in cleaners, soaps and found in essential oils and their products, contain naturally occurring limonene, produced by plants known as terpenes.
Limonene is an orange terpene, and terpenes are found in essential oils, particularly citrus oils, which are often used in aromatherapy, fragrances and to naturally flavor food. Limonene takes its name from the lemon, as the rind of the lemon. Like other citrus fruits, it possesses a large amount of limonene, which gives it its distinct, invigorating, mouth-watering aroma.
Studies indicate that limonene shows promise of supporting healthy cells and healthy liver function†—among other benefits. In fact, limonene and its related product known as perillic acid, are known to be huge supporters of maintaining healthy cells and a healthy liver.†
Additionally, lemon essential oil is believed to support a healthy mood and concentration levels as well as to support healthy respiration, a healthy weight and supporting healthy skin, hair, energy levels and stomach health.†
Interestingly enough, lemon essential oil can be both stimulating and calming with numerous health benefits.† As an added perk, lemon oil adds flavor to your water and to your favorite foods—contributing a healthful zing!†
And get this: It's said to take up to 45 lemons to produce a 15mL bottle of lemon essential oil. Talk about power-packed!
Among the uses and benefits of lemon essential oil are:
- Diffuse to promote a positive mood.†
- Naturally cleanses and purifies the air and surfaces
- Naturally cleanses the body and aids in digestion†
- Take internally to assist with seasonal respiratory discomfort.†
- Use as a furniture polish—just add a few drops to olive oil to clean, protect and shine wood finishes.
- To preserve and protect leather furniture and other leather surfaces or garments, use a cloth soaked in lemon oil to rub them down.
- Add lemon oil to spray bottle of water to clean tables, countertops and other surfaces.
- Use lemon for the early stages of tarnish on silver and other metals.
- To remove stubborn sticky residue on surfaces, put lemon oil on a rag and wipe surfaces.
- To remove grease after changing the oil in an automobile, wash hands with lemon oil.
Lemon oil blends well with many other essential oils, including lavender oil, rose oil, peppermint oil, sandalwood oil, tea tree oil and geranium oil. This makes lemon essential oil a popular oil for those practicing aromatherapy and for herbalists.
My Favorite Recipes and Other Top Uses For Lemon Essential Oil
As you may expect, there's a laundry list of lemon oil uses and DIY recipes thanks to all the health benefits. Here are some of my favorites.
Try my recipe for a homemade cough syrup:
Another great way to enjoy lemon essential oil is to use it in a homemade teeth whitener. Check out my simple recipe for a powerful, all-natural teeth whitener:
And those are just a few of the many ways you can enjoy lemon essential oil.
Are you ready to give NUMA lemon essential oil a try?
About NUMA Organic Essential Oils
I co-founded NUMA with Jordan Rubin, the New York Times best-selling author of The Maker's Diet, founder of Garden of Life and Beyond Organic.
Together, we traveled the world looking for purest and highest-quality essential oils available. In all, we tested more than 300 different varieties. From that testing, we hand-selected just 12 oils that made the cut.
Those 12 hand-selected oils became the foundation of our line of NUMA Essentials essential oils.
NUMA comes from the ancient Greek word pneuma, meaning "breath of life."
Both Jordan and I firmly believe that essential oils are a vital component of any health regimen and healthy lifestyle.
We've both rigorously tested each NUMA Essentials essential oil in order to bring you nothing but the purest, therapeutic-grade, farm-to-your-front-door oils around.
In fact, every NUMA essential oil has four core values that we will not compromise on. Those values drive everything we do with our NUMA Organic Essential Oils.
4 Core Values of NUMA Essentials Organic Essential Oils
- NUMA essential oils are Certified USDA Organic.
- NUMA essential oils are 100% Therapeutic Grade.
- NUMA essential oils are sourced indigenously as well as harvested from some of the top plant farms in Missouri, Europe, India, and the Middle East. Our oils come from 10,000 acres of certified organic land.
- NUMA essential oils are 100% pure. I do not add bases, fillers, or any additives to any of my oils!
100% Risk Free Money Back Guarantee
60-Day Money Back Guarantee
100% Risk Free
I only want to develop the highest quality products based on real science and proven results. Results that I've seen personally, with my family, my own mom and thousands of patients in my clinic right here in Nashville, TN.
Go ahead, give this product a try today. If you don't love it, simply contact my team at draxe.com/support and we'll happily refund you.
It's my way of making sure you and your family are 100% happy with your purchase.


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LastPass Sentry is a new feature of LastPass that will automatically monitor your accounts against known compromised site and inform you if your email appears in a list of breached accounts. [Read more…]
Facebook Pages Push Political Posts to Timeline Without Your Permission
Facebook is automatically publishing posts under your name and placing them at the top of the News feed for your friends. In some cases, these posts can include controversial political content that you would never voluntarily post. [Read more…]
How to Force HTTPS in Chrome
Force HTTPS in Chrome for better security when browsing. There is an ever increasing awareness that more of the Internet should be accessed through secure protocols like SSL. Google is one of the more aggressive companies pushing to make this happen. Here are several ways you can force HTTPS in Chrome to ensure your browsing is as safe as possible. [Read more…]
Timeline Privacy Settings: Manage Open Graph App Posts
Facebook's Timeline Privacy Settings have been a tricky thing and it might become a bit harder with the new Open Graph Apps. The latest version of Facebook's Open Graph was announced yesterday with a dizzying 60 partners at launch time. Be prepared for your Facebook feed to display a torrent of information about what your friends are doing, listening to, reading, and where they're going. [Read more…]
Facebook Messenger Released: Facebook Tracking Deepens
Facebook tracking deepens with the release of it's Facebook Messenger application. The Facebook Messenger Windows application recently leaked, and the company has responded to the leak of its application by just releasing an official download. What some may see as an added benefit to the social networks users, is also yet another way for the company to maintain it's Facebook tracking of users across the web. [Read more…]


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Reset a Yamaha PSR-E243 Portable Arranger
Yamaha have always been at the forefront of premier home keyboard production introducing premium features and making it easier to learn and enjoy playing music at home, or anywhere else thanks to their lightweight, sturdy build quality. The PSR-E243 comes fully loaded with 385 high-quality, natural-sounding voices, 100 accompaniment styles, and a library of 102 built-in songs, the PSR-E243 is ready to rock. It's perfect for beginners of all ages, the Yamaha PSR E243 61 Key Personal Keyboard offers the built-in Yamaha Education Suite, which enables students to teach themselves piano as well as built-in accompaniment styles that make it possible to sound like full bands!
According to several user reviews, they have praised a Yamaha PSR-E243 for the easy to Use; Portable; Pre-programmed music; Realistic Sound; Responsive / Good Action; Touch Sensitive Keys. Also, some users have complained it for the limited Sound Selection; Poor Instructions; No Ac Adaptor.Image source: thomann.de
Factory Reset:
To restoring a Yamaha PSR-E243 to it's factory settings, just simply power ON while simultaneously holding the "Highest White Key" on the keyboard.
Warning! This function erases the Backup data, then restores all the default factory settings. Before you perform this operation, check whether there is any data you want to keep. This procedure also applies to the YPT-240 unit. Hopefully the article of "Reset a Yamaha PSR-E243 Portable Arranger" can help you.
Reference: Yamaha PSR-E243 manual


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MOUNT PLEASANT, S.C. (WCIV) -- Ninety-two college all-star senior football players fromacross the country will be on board the USS Yorktown Friday.
According to Patriots Point officials they will be touring the shipand the Medal of Honor Museum.{}
Theplayers, who are being scouted to play in the NFL next year, are in town forthe Medal of Honor Bowl, which takes place Saturday.{}
The jam-packed tours are scheduled to begin at 2 p.m. and willbe led by Patriots Point volunteers, most who are veterans.
"Many of these players are about to embark on NFL careersthat will make them recognizable sports heroes," Medal of Honor Bowl MarketingDirector Shelly Gardner said.{} "Theirvisit to Patriots Point Medal of Honor Museum is a reminder of what they areplaying for this weekend - The Medal of Honor Bowl - and to add perspective ofanother type of heroism, as we honor and celebrate America's freedoms and themany sacrifices our military heroes have rendered for us," she added.
To learn more about the Medal of Honor Bowl,visit www.mohbowl.com.


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Movie Monday: Grudge Match Film Movie Review #GrudgeMatch #Klout #KloutPerk
Thanks to WB Pictures & Klout I was invited to an early screening of the Grudge Match film before it's release on Christmas 2013.
Note: I received this #KloutPerk because of my #Klout influence. No other compensation was received. Neither Klout or WB Pictures required me to blog about the perk. Views expressed are always 100% my own.
Unfortunately I wasn't able to attend that screening but you bet I bought my own tickets soon after. A boxing match between Sylvester Stallone and Robert De Niro? I wasn't missing out on watching that!
Since we're in January, I'm hoping by now most of you have scene the movie because I'm not holding back any spoilers. To get to the point Sylvester Stallone character, Henry "Razor" Sharp won the boxing match. Anyone who's watched the Rocky movies know that's how it's was going to go down. Still it was a good fight. And great story telling leading up to the fight.
Ironically in the movie Henry "Razor" Sharp, quit his boxing career after winning against Billy "The Kid" McDonnen.
Now flash forward a couple of years and Dante Slate Jr. (Kevin Hart) has come up with an idea for motion capture video games (Hello Xbox Kinect!) that leads into one of the funniest and best examples of how to use social media. Within seconds a fight scene between Razor and The Kid goes viral and Dante sees dollar signs.
The only problem? Razor still doesn't really want to fight The Kid. Finding out how the consequences of their actions years ago affects their future now is the heart of the movie. Each character goes thru their own personal journey and learns to let go of past hurt and bad behaviors.
A fathers get to know his son. Past lovers forgive the betrayal and reunite. And past rivals learn to respect each other again. Awwwww
But still there's a fight. Oh and what a fight.
I gotta say that I was impressed that Sylvester Stallone still has the boxing moves and more so that Robert De Niro was able to hold his own in the ring. Without a weapon. Go on Robert!
Overall the Grudge Match was a great movie both for fans of "The Guys" and a date night movie. It could also be a family movie but because of a lot of cursing and violence I strongly recommend taking teens and not young children.
To learn more about the movie, visit www.grudgematchmovie.com


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Pan Idoma union, the Opiatoha K 'Idoma, has expressed worry over the continued detention of former minister of interior, Comrade Abba Moro by the Economic Financial Crimes Commission EFCC, without trial, alleging plot by the present administration to eliminate him. Moro was arrested by EFCC on Monday after successfully stirring the re-election of Senator David Mark at the Benue south senatorial rerun election, as Director General.
In a statement by the Secretary General of the group, Chief Adoka Adaji, the umbrella body insisted that Moro's detention was political, saying, "we are quick to say that Moro is suffering nothing but political vendetta orchestrated by the ruling party". Abba Moro "Nothing calls for his continued detention as he has always obeyed EFCC invitation, we urge that he should be charged to court of competent jurisdiction, anything short of this amounts to a breach of his fundamental human rights".
On its part, the Idoma Collective, IC, a body of intellectuals, through it's secretary, Dr. Adakole Elijah, urged the EFCC to charge the former Minister to court within the stipulated constitutional requirement of 24 hours or release him unconditionally. Dr. Elijah threatened that the IC would mobilise 1000 youth to the EFCC if Moro was not released or charged to court.
He said, "we will not have our hands folded and watch them destroy the constitution of Nigeria. The operationality of the EFCC must be predicated on the operationality of the 1999 constitution.
"If other Nigerians have been arrested and charged to court within 48 hours there is no reason for the EFCC to hold unto Abba Moro for eternity.
If you fail to follow the constitution then you are breeding anarchy which will not exclude anybody, including EFCC operatives."


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01954 233 110
Camlab Ltd is a supplier and manufacturer of Laboratory products and scientific and analytical equipment. At Camlab it's the people that make the difference; so the founder of Camlab Robert Hirsch recognised this and set up the Hirsch Trust;founded in 1984. All current staff are shareholders and beneficiaries having a stake in the reputation and future success of the company.
Over the years, Camlab has built its 'Service to Science' from glassblowing, electrochemistry and engineering to become a key supplier to the industrial and laboratory sectors.
At Camlab we offer a high level of technical expertise and experience to our customers and we are proud of our core values of Choice, Service and Trust. Our UK warehouse in Over, Cambridgeshire has over 10,000 stock items and houses our UK and Export customer service teams, Accounts and Marketing departments along with our team of service Engineers.
Our Mission Statement
Current Vacancies
For further information or to make an enquiry please contact email@example.com
Friendly advice fromour support team.
Tel: 01954 233 110Fax: 01954 233 101
Whatever you requirewe can help.
Technical support, andcustom engineering.
We would appreciate your feedback.
Start now
No, thank you.


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The Tennessee Valley Authority is moving closer to its goal of having more than 50 percent of its power generation from renewable energy with 4 new contracts for the purchase of up to 815 megawatts of renewable wind energy.
TVA entered into 2 contracts with Invenergy Wind to provide a total of up to 350 megawatts from wind projects at the White Oak Energy Center in McLean County, Illinois, and the Bishop Hill Energy Center in Henry County, Ill., both beginning in January 2012.
A contract with CPV Renewable Energy Co. will provide up to 165 megawatts of wind energy from the Cimarron project in Gray County, Kansas, beginning as early as January 2012.
A fourth contract, with Iberdrola Renewables, will deliver up to 300 megawatts from the Streator Cayuga Ridge project in Illinois, starting in mid-2010. This 300MW power purchase agreement (PPA) is the largest PPA to date for Iberdrola, the world leader in wind farm assets with over 10GW of wind power and 54GW of additional RE power in its pipeline.
Construction is scheduled or under way on all of these projects. Power delivery is subject to environmental requirements and firm transmission paths being secured. The contracts are in addition to wind energy contracts with Invenergy Wind and CPV announced in October. This is the first contract between TVA and Iberdrola Renewables.
With the new contracts, TVA has purchased up to 1,265 megawatts toward that goal, enough power to serve more than 300,000 average-size homes in the Tennessee Valley.
TVA's current renewable energy portfolio now includes 5,095 megawatts from hydro, wind, solar, and methane sources. In addition, TVA's nuclear plants contribute 6,900 megawatts of electricity.
TVA is the nation's largest public power provider and is completely self-financing. TVA provides power to large industries and 157 power distributors that serve approximately 9 million consumers in seven southeastern states.


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Sebastian Coe, the President of the International Association of Athletics Federations was at a primary school in Westminster this week to meet pupils taking part in a run.
The Double Olympic Gold Medalist will be competing in the Vitality Westminster Mile later this month alongside students from Hallfield School.
The event is part of a wider scheme to get children more active.


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Okay so my boyfriend's computer is a mini gateway laptop(with lowest level of windows 7) and it's been having alot of problems.
First, when you type too fast the keys dont register some letters and sometimes the backspace wouldnt work. he was also getting pop-ups faking a virus scan saying that he had hundreds of viruses and it asked if he wanted them removed. i allways told him to exit asap.
Now when you turn it on a gray screen with black squiggles that change and move slowly cover the screen and makes it impossible to central+alt+delete or do absolutely anything with the screen. Yet the computer's adio is still normal with the intro "gateway" ring that comes on anytime you turn it on and the adio tutorial starts playing if you press too many buttons at once but you still see no signs of normalcy on the screen. I know its a virus because for the first week he had it it had to protection and he was going on sites that were filled with threats.
Should we send it back? is there anything we can do? What kind of virus is this? please help?
Download and run malwarebytes:
The free version will suffice. If you can't do it in normal mode then do it from safe mode.
You're not really green until you're soylent green.
When it runs, it'll ask about upgrading. Just ignore that.
You're not really green until you're soylent green.
but how do i run it in safe mode? i can see nothing at all after pressing the power button to turn it on.
okay, tried to turn it on with safemode, doesnt work. i held f8 while turning it on and it made no difference. i still cant see anything but colorful lines, a gray backdrop, and black "tear" looking thing in the gray. i asked customer service and they said i need some kind of disk to help me and threw a phone number i cant call until tomorrow at me.
If you have video problems before the OS starts loading then you have a problem with the video adapter or the monitor. Or could the screen be damaged? Did your boyfriend give that laptop the beating it deserved for allowing malware to infest it?
Or maybe XP is loading before the normal posting process shows on the screen. Not sure if it makes a difference but I always tap F8 and don't just hold it down.
But malwarebytes will remove the fake virus alerts and probably any other malware you might have. I'm not sure what's up with your poltergeist-haunted screen but maybe the folks at gateway can help.
You're not really green until you're soylent green.


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Bye-bye cleaning services! Who said that hydrogen peroxide is used only for disinfecting cuts and scrapes? I used it successfully when I do the cleaning, especially when I deal with stubborn stains that just don't wanna come out of fabric surfaces! Nevertheless, hydrogen peroxide is used in removing and cleaning many other things, that's why I created a list with …Read More »
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