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Words and photos by Savana Ogburn
Since age 4 or 5, I've been obsessed with hair. I have vivid memories of pointing out strangers with technicolor locks to my parents and telling them, I'm going to have that hair one day. Throughout the years, this obsession has taken a number of forms: spending a Barnes & Noble gift card from my 7th birthday on a book that instructed me to paint pigmented mascara on each of my strands, buying a platinum blonde Hannah Montana wig at age 9, taking photos upon photos of emo haircuts to my hairdresser to replicate on my poor head at age 13, and religiously flat ironing it ever morning at age 14. I've always been fascinated by people with cool hair, especially when it's rainbow-hued, and this fascination met its match when I found out about the band Paramore.
I was in love with the music first, but not long after came an attachment to each of the members, especially Hayley. This admiration peaked with me sitting in my bathroom, waiting for my ever-patient mom to finish smearing orange Kool Aid on my dark brown locks almost every weekend (after our weekly Hot Topic run, duh. Emo 4ever.) Hayley's unapologetically loud style spoke to me in a way that I hadn't been spoken to before- she was, and still is, a total force! I had never been told so audibly that I could and even should dress however I wanted, even if it didn't "match" or look conventionally pretty. Hayley walked the line between approachability and total outlandishness; though she wore totally wacky, highlighter hued outfits and had fiery orange hair, she maintained, through her incredibly honest and introspective lyrics, a sense of relatability to people who may not have totally known who they were yet, but knew that Paramore's music was going to get them a step closer- people like 13 year old me.
Beauty, and hair in particular, is directly linked to my self confidence, and thus a bazillion other things like, my productivity and attitude toward THE WORLD AT LARGE. If my hair is limp and flat…I feel the same. If my hair is big and voluminous and bright pink, I feel like I can do anything. This correlation between appearance and attitude has proven to be a double edged sword, like when I wake up with greasy, sad looking hair, and need to be a productive person and can't stop thinking about how my head is a cesspool. But the amazing thing about it is that I'm in control. If I want to take over the world (read: take up space, or even just like, get things done), I can dye my hair a brand new color or throw it into a couple of cool space buns. Ta-da! Cool hair = confidence = productivity.
"Everything about Hayley seemed like pure confidence to me- she was comfortable enough to not only make flamboyant style choices, but to jump around a stage in front of thousands of people, absolutely baring her soul to the audience. She was tough as hell and vulnerable at the same time."
Listening to Paramore for the first time set off a huge lightbulb for me- I remember hearing Brand New Eyes for the first time and getting full body chills when I heard "Brick by Boring Brick". There was something about hearing a girl sing bitter, angry, lyrics, all while admitting and owning her own flaws, that hit me hard. Everything about Hayley seemed like pure confidence to me- she was comfortable enough to not only make flamboyant style choices, but to jump around a stage in front of thousands of people, absolutely baring her soul to the audience. She was tough as hell and vulnerable at the same time. She helped me realize that I was allowed to be a multifaceted human being; that I was allowed to look however I want, and that I didn't have to CARE what anyone thought of that.
All of that is not to say that anyone, even Hayley, is ever 100% confident. But hair, for me at least, is the armor that I can put on when I want to feel as powerful and commanding as Hayley, and time and time again has proven to be the catalyst for recognizing the best parts of myself. ✿
PS- In these photos, I'm wearing Ex-Girl mixed with a teeeny squeeze of Steal My Sunshine from Hayley Williams and Brian O'Connor's brand new hair dye company, goodDYEyoung. I love love it and have dyed my hair twice with it already! It's my new holy grail product (with an added emotional attachment, hi!)


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We'll be sending you exclusive notes, discounts, and offers!
The CORRINE midi is our wear anywhere transitional coverup to going out dress. Unbutton for a breezy beachy look or style with a pair of mules and a jean jacket for a night out. Made from our custom dyed cotton gauze with natural coconut buttons and perfectly placed pockets.
Care instructions: Machine wash on cold with like colors. Do not bleach. Low heat or hang to dry.
Model is 5'3 wearing a small.
(If between sizes, size down)
Our suits are made to stay on. Dive in, Raising Wild swimwear keeps you covered.
When you purchase one of our form fitting swimsuits, you are supporting American manufacturing.
Swimsuits are optional, but comfort in construction isn't. We only make high quality swimsuits.

subset: commoncrawl


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By Michael
In Los Angeles, San DiegoPosted
San Diego Cruise Will Be SOLD OUT Soon!
San Diego's Cruise on May 27 is selling out so fast that we no longer have any VIP Seating available. As of today (4/20/17), we are down to our last 200 tickets. Once we're Sold Out, [...]


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I have realized that although I have always had a hefty dose of hatred towards school, I really enjoy learning. I love knowing things and learning more. I've had to remind myself with these classes that I'm doing this because I want to do it, not because I have to. This is information I want to know and that will make me better. Not only better at my job, but also just a better me.
I finished up my first paper this weekend. After about every form of procrastination you can think of (I even cleaned...yikes!) I submitted all seven pages (I know that's really not that many) of my leadership development plan. For those of you that know me (and honestly that's kind of a silly statement because the three of you that actually read this know me)...I enjoy things like this. I love any reason to become more self-aware and talk about strengths, weaknesses and goals hence I'm loving my leadership development class (well...for the most part).
I had to make goals for myself in this plan, based on a test I took that indicated my "weak" areas or as my professor calls them "my areas for growth". Those areas were basically centered around taking risks and adjusting to change. Lets be honest, this is not surprising. You will not see me being the first one to lead the change effort or being the first volunteer for a risky task, but I'm learning.
I'm learning that life is dynamic and change is inevitable. I can't always control it, but I can control how I react to it. I'm learning risks can be good. I can't be afraid to do something because I might fail. Sometimes you've gotta put yourself out there to really live and to accomplish your dreams and goals.
So…my lovely blog readers or the few of you that actually made it this far (thanks Mom) you have permission to ask me how I'm doing in these areas. Accountability is so important and putting these out there shows what I'm not good at (does that count as taking a risk?) and allows others to challenge me in those areas (which can result in change)…see I'm on my way to getting better already. J So bring on the, "Hey Abby, how are you doing with this?" or the "Hey lets go do this…you may not be good at it, but that's okay." or the "Hey that was a big change...how are you handling that?"
I am realizing I continue to grow and learn more about myself each day. I love this journey of life and in order to live it even more fully I think making goals to embrace change and to no longer fear risk is a step in the right direction.


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100 Corporate Drive
Windsor, CT 06095 Phone: (860) 688-6453
Toll Free: (800) 782-9247
Email: email@example.com
For Commercial
Lines + By An
Field Team + Reviewed By
Our Quality
Assurance Team +
The UIS Group, Inc. is proud to soon be celebrating 40 years in business!
Originally founded by Ernie Jarvis, Walt Paulekas took over as President due to Ernies untimely passing in 2005. As his first act, he appointed Ken Guralnick as the Chief Executive Officer due to his expertise and experience as an institutional level consumer and provider of loss control services. Through their leadership, the company has streamlined, automated and expanded its operations. Ken Guralnick retired as CEO in 2013 and Greg Dunphy was appointed as Kens replacement to take The UIS Group into its next decade of business life, deploying new and current trends and technology while continuing to grow the UIS Group footprint.
Located conveniently on I-91 between Hartford and Bradley International Airport, The UIS Group, Inc. finds itself benefitting from new offices, equipment, custom built software, and new technology, while enjoying the benefits of a group of highly seasoned employees and field staff.
The UIS Group, Inc. prides itself by producing an accurate product in a timely manner in a format customized to the customer. All reports are not only prepared by its experienced field staff, but are reviewed a second time by the Quality Assurance Team before transmittal to the customer. The UIS Group, Inc. looks forward to growing with its current clients while welcoming new clients without a compromise to service.
The UIS Group, Inc. provides quality Underwriting reporting for a variety of commercial insurance products including: property, liability, fleet, garage liability, workers compensation, builders risks and more!
Field responsibilities are broad ranged from phone surveys for artisan contractors to jobsite evaluations working with construction foreman. Workers Compensation, in addition to exposure and control assessments, include safety program review, loss analysis, industrial hygiene and training for low to moderate hazard risks.
Property/Liability reporting capabilities also include a broad range of offerings for risks in the low to moderate hazard range. This includes retail, restaurants, habitational including high rise and large condominium associations, light manufacturing, garage to include auto body repair, and public sector as examples of our depth in the commercial arena. Insurance to Value calculations are offered through Marshall & Swift/Boeckh.
The UIS Group is a Super Regional provider of Loss Control Services. We currently service all states shown in Blue.
Quality starts with contractor qualifications. All contractors of The UIS Group, Inc. are required to have prior commercial reporting experience. Contractor performance is monitored by our Field Operations and Quality Assurance staff and are formally evaluated on a quarterly basis by the management team for technical capabilities, time service performance and client satisfaction. All reports are quality reviewed by a staff member with an average tenure of 16 years. We further deploy Second Level Senior QA oversight to ensure our QA team is getting internal feedback and training as well as provide our clients with any noticeable trends that become identified within their specific surveys.
Special instructions are maintained for each client to ensure the unique requirements and individualized needs of our clients are consistently delivered.
The UIS Group, Inc. seeks people experienced in property, casualty and insurance loss control or having an degree in a related safety field for its home office. The UIS Group, Inc. contracts with its affiliated companies, CRP, LLC and WC, LLC to provide field survey services for The UIS Group, Inc.
CRP, LLC provides loss control surveys for submission to carriers that write package policy type business in the $500 to $150,000 premium range. Independent contractors who desire to perform inspection services for CRP, LLC should have prior company or carrier experience in all lines of commercial business.
WC, LLC provides loss control surveys for submission to insurance carriers and TPAs relating to workers compensation coverage and higher exposure property risks. Independent contractors who desire to perform inspection services for WC, LLC should have prior experience in dealing with workers compensation risk assessments, work site surveys and advanced property evaluations.
The UIS Group, Inc. seeks people experienced in property, casualty and insurance underwriting or having an degree in a related safety field for its home office. All employees are expected to demonstrate their abilities and competency in a 90 day probationary period and work full time in the home office in Windsor, Connecticut. The UIS Group, Inc. offers full-time employees medical, dental benefits along with a 401k plan for those who want to participate.
The UIS Group, Inc. is currently seeking to add to its quality assurance team.
Should you have any interest in working for the UIS Group, Inc., please contact us below.
There are current opportunities for independent contractors in territories within the following states: CT, DE, FL, GA, IL, KY, ME, MD, MA, MI, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, & WV.
Preference is to contract with business entities and not individual persons.
Should your business have any interest in working for the CRP, LLC or WC, LLC please contact us below.
Q. What makes The UIS Group, Inc. unique?
A. Our time service rate is better than 90% delivered on or before the clients need-by date. Using proprietary procedures we maintain total control of each survey request throughout its entire job history.
Q. What format are your reports presented in?
A. All reports can completed in all major software formats, utilizing our own created forms or yours, combined with detailed narration.
Q. Do you provide finished recommendations that are ready for submission to policyholders?
A. Yes. All of our recommendations for risk improvement are written in easy to understand language based on accepted national codes or best industry practices. Recommendations are directed toward your insured, requiring little or no editing.
Q. Is your service automated?
A. Yes. We offer convenient online ordering of our custom designed forms (most of our customers prefer the immediacy of our online service). In addition, much of our finished work is returned via email as easy to use attachments or Portable Data Files.
Q. What is your Quality Assurance Program?
A. All of our finished reports are reviewed by members of our Quality Assurance Department for quality, content and accuracy.
Q. What are your rates?
A. We offer a cost effective rate structure based on the type and depth of service required.
Q. Is it easy to order service and are follow up questions handled quickly.
A. Using one of our survey request forms made up especially for you make ordering surveys as easy as sending an email message. Questions are answered within a time limit of 24 hours but the majorities are answered within the same day received.
100 Corporate Drive - Suite 102
Windsor, CT 06095 Phone: (860) 688-6453
Toll Free: (800) 782-9247
Email: firstname.lastname@example.com
Chief Executive Officer Direct Phone: (860) 787-1951
Toll Free: (800) 782-9247 ext 951
Email: firstname.lastname@example.com
Director of Field Operations Direct Phone: (860) 787-1943
Toll Free: (800) 782-9247 ext 943
Email: firstname.lastname@example.com
Quality Assurance Direct Phone: (860) 787-1950
Toll Free: (800) 782-9247 ext 950
Email: email@example.com
System Administrator / Application Developer Direct Phone: (860) 787-1952
Toll Free: (800) 782-9247 ext 952
Email: email@example.com
Rob received his Bachelor of Arts degree in political science from Assumption College in 1991. At Assumption, Rob was a letterman on the baseball team and continues coaching to present day. After graduation, Rob worked as an insurance agent before taking a senior position with the Chicopee Housing Authority for the next seven years. During his tenure at the Authority, Rob supervised all construction and renovation activities for the various facilities the Authority owned and operated. Much of his time was also devoted to regulatory inspection and compliance activities for various federal and state agencies. In the four years prior to joining The UIS Group, Inc., Rob served as the loss control consultant for Patrons Mutual Insurance Company of Connecticut. For the past three years, Rob has been the team leader for all field operations activities at the UIS Group, Inc.. In that capacity, Rob has distinguished himself by improving time service and the qualifications of the field staff.
Andrea received her Bachelor of Science degree majoring in Occupational Safety and Health from the Keene State University in 2010. While at Keene State she was on the Deans List and a member of the colleges Honor Society. While a student, Andrea interned with the National Park Service working at the Richmond National Battlefield Park in 2010. She has been a member of the American Society of Safety Engineers since 2010.
Andrea joined The UIS Group in 2011 and is presently the Team Leader for Quality Assurance. As the Team Leader she insures that all reports performed by the Field Staff are quality reviewed by a member of her team. Individually, Andrea continues to expand The UIS Groups capabilities for Workers Compensation reviews.
Walt Paulekas received his Bachelor of Science degree in Civil Engineering from the United States Military Academy at West Point in 1978. Upon receiving his commission, he served as a Platoon Leader, Company Commander and Battalion Operations Officer. He later joined the Connecticut National Guard while attending the Western New England College School of Law where he received his J.D. in 1986 and was a member of the Law Review. Walt is admitted to the Connecticut Bar, the United States District Court for the District of Connecticut, the Second Circuit Court of Appeals and the Supreme Court of the United States. He has been the managing partner of the law firm of Ford & Paulekas, LLP for the past 20 years. His personal law practice concentrates heavily in commercial real estate based litigation and risk management. Walt took over as President of The UIS Group, Inc. in 2005. As his s first action, he appointed Ken Guralnick as the Chief Executive Officer with whom he now shares ownership of the group of companies. Under Walts leadership The UIS Group, Inc. has modernized and upgraded its offices, MIS systems, quality control procedures and software. It is his hope that the company will continue to serve the insurance industry in the decades to come.
|Technical Consultant
|Dir. of Field Operations
|Field Operations/QA
|IT Manager
|Quality Assurance
|Quality Assurance
|Quality Assurance
|Quality Assurance
|Quality Assurance
|Quality Assurance
|Quality Assurance
|Quality Assurance
|Customer Requests
|Status Inquiry
|Delays & Cancellations


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Cooroy Rag newspaper
Community Newspaper
Community Newspaper
We're Proud!
Producing 7000 copies per edition, the Cooroy Rag is a free publication with all profits (after costs) being distributed throughout the local area.
The Cooroy Rag has been in print for 50 years and we believe this is the only newspaper in Australia to donate all their profits back to the community.


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Customers Also Bought
- Description
What is Tubigrip?
Tubigrip Tubular Bandage is a multi-purpose Tubular Bandage designed to provide tissue support in treating strains, sprains, soft tissue injuries, general edema, post- burn scarring, joint effusions and ribcage injuries. Tubigrip is also used for pressure dressings and arm fixation. This tubular bandage is manufactured by Molnlycke, a leading manufacturer of wound care products, including Compression Dressings, Tubular Gauze and other medical supplies. Molnlycke Tubigrip is made from cotton with covered elastic threads laid into the fabric to form free-moving spirals. The fabric is available in two color options—natural and beige.
Tubigrip Elastic Tubular Bandages provide lasting, effective support with complete freedom of movement for the patient. Once the Tubigrip bandage has been applied, the fabric moves and adjusts to the contours of the body and distributes support evenly over the surface of the wrapped area. This stretch bandage is easy to use and quick to fit and stays securely in place without pins or tapes. Tubigrip support bandages can easily be reapplied after washing, without loss of effectiveness. Below is a helpful sizing chart matched to various parts of the body.
Always use a double layer and apply Tubigrip with a 2–3cm overlap. Tubular Bandage Applicators may be used to make application easier over bulky dressings or painful joints.
Vitality Medical carries several tubular bandages for your consideration, including Tubifast, Spandage Net, AlbaHealth Stockinette, and Medigrip
Product Features & Benefits
- Provides comfortable, effective tissue support.
- Easy to apply and reapply.
- Full range of sizes to suit any application.
- No pins or tapes required.
- Washable (without loss of effectiveness).
- Choice of two colors for patient preference.
Product Specifications
- Product Numbers: 1434, 1435, 1436, 1437, 1438, 1439, 1440, 1441, 1442, 1443, 1446, 1448, 1450, 1451, 1452, 1453, 1520, 1522, 1523, 1528.
- Width Options: 1.5 to 7 Inches
- Length Options: 1 or 10 Meters
- Bandage Sizes: A, B, C, D, E, F, G, H, I, K, L.
- Body Sizes: Infant feet and arms to large trunks.
- Materials: Viscose, Elastane and Polyamide.
- Latex.
- Manufacturer: Molnlycke.
- 3 Levels of Pressure Support
- Low Pressure: 5 to 10 mmHg.
- Medium Pressure: 10 to 20 mmHg.
- High Pressure: up to 30 mmHg.
Tubigrip Sizing and Application Charts
Manuals and Documents
- Tubigrip Sizing & Application Guide is available to help you select the appropriate size and pressure for the condition being treated.
Product Videos
How to use Tubigrip™ Elasticated Tubular Bandage Video (2:02 minutes)
How to Apply Tubigrip to a Leg Video (2:28 minutes)
Video Transcription
This video is designed to teach you how to correctly put on a Tubigrip. The Tubigrip can be placed on with a tight hose underneath, but nothing else should be underneath the Tubigrip. You'll notice that the pieces are marked with the correct leg and the correct leg portions. We're going to start with the thigh first. Pull the sleeve to the mid-thigh. Then roll the rest of the Tubigrip over the first layer until there is approximately one inch above the first layer. Be sure the sleeve fits from the tibial tubercle which is the bump right below the knee joint to the mid-thigh. Next, we'll place it on the lower leg portion which is marked with calf. Bring the first layer up to the tibial tubercle so that it is just overlapping the thigh Tubigrip. Then bring the second layer over so that it overlaps the first layer, approximately one inch. The fit should be from the base of the big toe to above the tibial tubercle. Lower leg Tubigrip should not extend above the knee.
- Additional Information
Additional Information
Manufacturer Molnlycke
Shipping & Returns
Shipping Information
Leaves Warehouse: 1-2 business days - More details
Economy Shipping: Guaranteed 7-10 business days
Returns Information
Refer to our returns policy for more information.
- Reviews
- Community Q&A
Product QuestionsI want to order some tubigrip but I need an extra large size. What size would that be?Question by: Pam on Jul 19, 2017 7:48:00 PMThe manufacturer's sizing depends on the application site as well as compression level. We recommend using the charts and graphs available to see which works best for you.Answer by: Shain Gillet (Admin) on Mar 27, 2018 9:06:00 AMDoes this contain latex?Question by: Heather waters on Nov 16, 2017 8:24:00 AMThis product does contain latex. To search for non-latex options it's best to start at the following page: https://www.vitalitymedical.com/gauze-tubular.html.Answer by: Shain Gillet (Admin) on Feb 21, 2018 9:20:00 AMWant to order #1521 for small ankles or #1522 for medium ankle. What is difference in ankle circumference?
I Weigh 121 lbs & 5 ft 4" tall. Is the small for children or what? Appreciate input. Thanks.Question by: Joan formanek on Mar 14, 2016 4:26:13 PMHello Mrs. Formanek: Despite our best efforts, a proper sizing chart cannot be found at this time. It's best to contact the manufacturer, Molnlyck, for more information.Answer by: Shain Gillet (Admin) on Jul 5, 2016 1:47:00 PMHow fast are products shipped?Question by: janet on Jul 9, 2015 10:09:12 AMWe have several shipping options available. Our economy shipping guarantees the product will get to you with 7-10 business days. We have faster shipping options available, but at an extra cost. Please note that the delivery days available are business days and not calendar days.Answer by: Shain Gillet (Admin) on Jul 27, 2016 2:29:00 PM
Based on your history
Product Reviews
Also, when I wanted to cancel the order as I found a local Canadian supplier for $100 less, I was referred to another company "Bongo", whom I had to telephone. Makes the entire experience feel a bit sketchy.


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OK, so you braved the crowds and came home victorious carrying a PlayStation 4. Now you have to set up the console, and we don't mean putting it beneath your TV and pressing the Power button. In this video, we show you how to create your PSN account while showing off the user interface.
How to Set Up Your PS4 Account
We'll help you get online!
Published Nov. 15, 2013, 9:30 a.m. about Killzone: Shadow Fall
by Christopher Buffa
Prima Games Newsletter
Hear about the latest guides, exclusive content, and amazing offers!


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March is great month to focus on Global citizenship. At 8.30pm on 19 March we are encouraged to switch off the lights for Earth Hour. On 21 March we celebrate
Harmony Day
and on 22 March we turn our attention to World Water Day.
The Australian Learning Lecture (ALL) is looking for case studies in which schools use data to improve student learning. They would love to hear from you if you're active in this area. ALL addresses the big ideas in education and the ways in which approaches to learning can attend to them. Find out more below.
ALL (Australian Learning Lecture) is a project designed to draw attention to the big ideas in education and to strengthen the importance of learning in Australia to all Australians.
The project uses a keynote lecture as a catalyst for driving conversation on different ideas. The first lecture in the series looks at
Joy and Data. An odd combination perhaps, but it serves to highlight how using data in positive and constructive ways can motivate teachers and students.
The project is looking for subjects to be case studies – schools and teachers who are using data successfully to inspire student learning and engagement.
Data does not have to be technology
driven, so data (or information) can take a myriad of forms - sticky notes, data walls etc. The main point is to tell a story about learning which is supported by evidence or information.
Are you or do you know a school or a teacher who is using data to improve areas including: literacy, intercultural understanding, critical thinking, creativity, communication or citizenship?
Please contact Eleanor Bridger
Meet the creatures of the coral reef
Take a few minutes to travel under the sea to watch how Crown-of-thorns starfish feed on coral polyps. You can also find out why pressure increases the deeper underwater you go.
Water scarcity
How much water do you use every day? This digibook uses tables and videos to explain why fresh water is in increasingly short supply and suggests ways students can reduce their 'water footprint'.
Time to act on climate change
This video provides concise explanations of the causes, effects and challenges of climate change. Craig Reid from CoralWatch outlines the meaning of 350 PPM and the consequences of exceeding it.
What's New in Scootle?
This learning path features some of the great new resources that have been added to Scootle during the past month. Learning areas include: Science, Sustainability, Mathematics, Geography, English and History.
The Earth Hour home page features two inspiring videos. Near the top of the page you will find A Love Letter to Nature, which supports this year's Earth Hour theme - Switch off for the Places We Love. Scroll down a little and find Earth Hour Global: 2016 Music Video.
Harmony Day
Learn all about Harmony Day with the Australian Government's Harmony Day tablet app. There is both an iTunes version and an Android version, via Google Play.


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At Nervous Charlie's, we make straight-forward, deliciously simple bagels as well as a variety of ridiculous cream cheeses and sandwiches. We use only the best ingredients that are shipped to us directly from New York City and from right here in Austin.
We're a place for everybody, whether you're with your family, out for a meeting, or just looking for a low-key breakfast or lunch - any day of the week.
Don't freak out, but your first bite of a Nervous Charlie's bagel may change your life forever.
It starts with dough that we get directly from New York City, made by famous dough specialists that have been perfecting their recipe for over 100 years.
We take it from there, adding local ingredients and baking the bagels to perfection - making them masterpieces that can be enjoyed on their own, with one of our custom cream cheeses, or as the vessel for one of our delicious sandwiches.
So leave the nail biting to us, we'll be making sure every step in the preparation of your bagel is just right so that you can say you know what a bagel is supposed to taste like.
Chris Cunningham
Long Island is a place where everyone eats bagels at all times of the day. Give me a bacon, egg, and cheese on an everything bagel in the morning, corned beef on a rye bagel for lunch, and a plain bagel with some chicken cutlet, bacon, and cheddar for dinner.
Long Island is the place where I grew up before I moved to Austin.
Every weekend growing up, my Dad would wake up early to go to the bagel shop down the street. My favorite bagel, which is the most underrated type of bagel, is the salt bagel. My fondest memories are of my family sitting around the kitchen table, Dad reading Newsday, Mom looking at the real estate section in the Times for apartments in New York City we couldn't afford; it reminds me of simpler times.
My wife and I created Nervous Charlie's so the people of Austin could grow to love bagels as much as we have over the years, and in doing so, create lasting memories with their families and friends.
I like Texas Football, music, and the New York Rangers.
I have a dog named Charlie who, despite being a nervous weirdo, is cute enough to have a bagel shop named after her.
I also think Justin Beiber is underrated.
Ali White
I grew up in rural Pennsylvania, close to Gettysburg. My hometown, to this day, still does not have a stop light. I come from a family of farmers and grew up working at my family's farm market. We grow more apple varieties than you can imagine (and no, unfortunately, I can't name them all), and we take the annual Apple Harvest Festival very seriously.
Growing up, my idea of a bagel was one that came in a bag of six from the grocery store - we were more of a donut- and pastry-type family for weekend breakfasts. I wasn't introduced to the magic of an authentic New York bagel until I met Chris and visited his hometown in Long Island on one of our winter breaks during college. I never knew what I was missing until then. These giant, hard on the outside, warm and soft on the inside masterpieces had me hooked from the first bite.
We've made Austin our home and have fallen in love with tacos, but we both also longed for the bagels we took for granted in New York. This is why we started Nervous Charlie's - to bring something special to the people of Austin. We want you to still love your tacos, but also come to love authentic, New York bagels as much as we do.
I can't wait to get Nervous with all of you!
The Top Dog
Hi everyone! My name is Charlie and I'm a Cavalier King Charles Spaniel. I was born with a hole in my heart but my Mom and Dad were nice enough to rescue me from a puppy mill and get me all fixed up.
I love my Mom and Dad very much - I'm their shadow. When they get their suitcases out I lose my shit. I'm nervous but always happy.
I've lived all over the place - Pennsylvania, New York City, and now Austin.
I've only ever had one boyfriend. His name was Cole and he was brown and small like me. My parents told me he moved to Italy which I think is close to Austin.
Even though my parents have a bagel shop, they won't let me eat any, which I think is ridiculous. They say it's because I don't have all of my teeth and I can't chew bagels, but I'll never stop begging for one.


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Welcome To Hacienda Monterrey!
At Monterrey, our family has been in the restaurant business for over 20 years. We proudly serve authentic Mexican cuisine and traditional BBQ at our two restaurant locations. Our recipes are created with love and a family tradition that has been passed down from generation to generation. We invite your family to join our family at our two Dallas locations. Come by anytime and enjoy one of our family specialties like Tostado de la Siberia, Taco de la Siberia, Cabrito de la Parillada and our Famous Tortilla Soup!
Private Rooms Available!
Call us to book your next private event. Everything from Corporate Events, Weddings, Rehearsals & Birthday Parties.
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Product added! Browse Wishlist
The product is already in the wishlist! Browse Wishlist
|Graceful, this diamond necklace features ten round diamonds bezel-set and stationed along 14k yellow gold chain that lays along neckline.
|14k Yellow Gold
|Total Diamond Weight
|0.38 ctw
|Diamond Shape
|Round brilliant
|Total Number of Diamonds
|Setting Type
|SI1 (Slightly Included)
|I (Near Colorless)
|16 inches
We are committed to your satisfaction. Engraved or non-engraved; if you are not happy with your choice, return it in original condition within 30 days.
Your special occasion is the most important thing to us and we understand how crucial it is to be ready for it. Devote your energy to choose a perfect masterpiece jewelry, and Nikki M Jewelry will create it especially for you.
Every item is fully insured. All deliveries are made to a physical business or home address only.For added security, an adult signature is required for all items/orders.
The finest quality metals and stones used in our production are allergy-free. When it comes to wearing jewelry, comfort is as important as the jewelry itself. Our goal is to make sure that your personalized, unique design jewelry
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Job Description
Customer Lifecycle Marketing Manager
Working for a global and innovative financial services/fintech organisation, you will be customer focused, create strategy and deliver first class customer experience. Based in central London, you will develop and project manage the execution of multi-channel contact strategies for the customer segments that enhance spend and maximize customer life stage migration.
Your responsibilities are:
- Develop and project manage the roll out of multi-channel contact strategies that optimize spend and maximize customer life stage migration
- Own planning, deployment and business readiness processes for CRM campaign portfolio.
- Implement best practice for email, SMS and mobile app to maximize ROI.
- Provide input for building strategy around the email, DM, and SMS approach
- Continuously test new targeting approaches to advance learning and results.
- Communicate customer insights, campaign results and CRM roadmap to countries.
- Work closely with data scientists and data engineers to create data products customers will love.
- Maintain personal/professional development to meet the changing demands of the role, including all relevant regulatory and legislative training
- When dealing with all customers, clients or colleagues ensure that we provide a clear, fair and consistent high quality service that presents a professional and positive image of the organisation
- Take all reasonable steps to ensure appropriate confidentiality
- Undertake such other duties, training and/or hours of work as may be reasonably required and which are consistent with the general level of responsibility of this role
- 3 - 5 years of experience in CRM/Direct Marketing/Database Marketing with a track record of delivering measurable results.
- Experience with Campaign Management tools such as Urban airship, Appboy or other E-CRM platforms.
- In-depth experience in contact strategy, test design, program analysis, and CRM system deployment.
- Good understanding of targeting models and customer segmentation.
- Strong project management skills
- Excellent written and verbal communication
- Proven track record of working within a geographically dispersed, multi-functional team.
- Experience building and delivering presentations at an Executive level.
- Ability to work within a fast paced innovative environment
- Self-motivated and driven; able to act on own initiative
- Experience of working in fintech or a start-up environment
- Financial derivatives / online trading marketing experience would be advantageous
- Customer lifecycle (retention, loyalty) experience
- Experience of working in a multi-region matrix environment
You will be joining a growing and forward thinking brand that offers career progression and growth. If the above sounds like you, we'd love to hear from you.


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RJ Bailot, Executive Director and Co Founder, Alberta Spay and Neuter Task Force
Alanna Collicutt, Dog Care and Control Program Manager, Alberta Spay/Neuter Task Force
Janice Hannah, Senior Education and Research Specialist & Northern Dogs Project Manager, International Fund for Animal Welfare
While First Nations communities across Canada are dealing with many social and economic issues, dog related health and safety concerns continue to be a common and reoccurring complaint. IFAW and ASNTF have extensive experience working with First Nations communities to assist them in developing humane and sustainable dog management programs that help both individual dogs, dog populations, and community members.
Because of the differences in communities' expectations, practices and capacity, by working alongside each partner community, IFAW and ASNTF have found ways of understanding and addressing the root causes, not just the symptoms, of dog issues. This has led IFAW/ASNTF to design pioneer programming that responds to the unique challenges experienced by each community. In this workshop, IFAW and ASNTF will share Lessons Learned and Best Practices that are paramount in assisting communities with their dog/human conflicts.
- Get a head start by learning from the lessons of two groups who have been working extensively in First Nations dog population management.
- Become familiar with best practices that lead to successful journeys in community dog management.
- Learn about effective tools and resources specific for First Nations communities, including humane animal control and First Nations' school education.
RJ Bailot is a recipient of the International Fund for Animal Welfare Outstanding Personal Commitment Award. RJ has travelled nationally and internationally to many animal protection groups' home bases in order to study, accumulate knowledge and ideas to better accommodate groups in animal rescue, protection and education. RJ is a co-founder of the Alberta Spay Neuter Task Force.
Alanna Collicutt has worn many hats at the Alberta Spay Neuter Task Force in the last 6 years including general volunteer, Vice President, and Clinic Operations Manager. However, she has found her strength and passion in the development and management of the ASNTF Dog Care and Control Program. Alanna has been focused on the Dog Care and Control Program for the last 1.5 yrs and has brought experience, skills and diligence to this new program.
In her dual role as Senior Education and Research Specialist & Northern Dogs Project Manager, Janice Hannah is responsible for developing, monitoring and evaluating the International Fund for Animal Welfare's companion animal projects in Canada and providing guidance for IFAW's education initiatives both in Canada and internationally. In her twenty years at IFAW, Jan has worked in numerous program areas, including marine mammal science and education, Animal Action Education, emergency relief, policy and wildlife trade.
Jan's focus on companion animal welfare merges her long-term interest in working with animals and communities with the objective of building humane and sustainable programs that improve the health and welfare of animals through education and community engagement. Outreach, advice, community development and service provision are cornerstones to IFAW's work, which provides contextual and culturally-relevant solutions to local issues.
Jan develops and manages community projects on the ground, as well as advising and working on companion animal policy, programming and issues internationally. During the past few years, she has worked on IFAW companion animal population management and rabies eradication projects, as well as in-community animal welfare capacity development around the world.
Jan holds an Honours BSc in Wildlife Biology from the University of Guelph, and a Master's in Education and Teaching Certificate from Niagara University.
Read our interview with Janice Hannah here.


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Take a tour of the Park Place Hotel
2016 Central/Western Regional Conference
Traverse City, Michigan
Bridging the Past to the Future
Conference Information
Welcome to Traverse City, known as the Cherry Capital of the World! This northern Michigan city was ranked 4th on the Smithsonian's Top 20 Best Small Towns list to visit in the U.S. in 2015.
Our late October timing should bring colorful landscapes of fall foliage. Located on beautiful Grand Traverse Bay, many destinations are a few steps away for great shopping, great food, and plentiful natural resources. The picturesque Sleeping Bear Dunes National Lakeshore is close by, and offers stunning views of Lake Michigan. Many tours are available for beer, wine and spirits adventures.
Located on the 45th parallel north, the surrounding countryside is one of the centers of wine production in the Midwest. With more than 10 microbreweries in the area and several distillers, there is something for everyone's tastes. And don't forget to stop into the Grand Traverse Pie Company, or Cherry Republic, just to name a few local shops. The Michigan Liquor Control Commission looks forward to welcoming you to our Great Lakes State.
We will kick off the regional conference with a Welcome Reception in the Top of the Park at the Park Place Hotel on Sunday evening at 6:00 p.m. Located on the 10th floor, this area offers a sweeping panoramic view of Grand Traverse Bay, the downtown and surrounding areas. For the President's Dinner on Tuesday night, we will venture a short drive out of town on chartered buses to Old Mission Peninsula, for a memorable dining experience at the historic Bowers Harbor Inn. The grounds, garden and patio associated with the Peninsula Room provide breathtaking views of West Grand Traverse Bay.
We hope you enjoy your stay in Traverse City and take the time to explore all the things making this city one of the Best Small Towns in America.
The conference theme is "Bridging the Past to the Future." Michigan is a unique state, having two peninsulas. One of the landmarks of Michigan is the Mackinac Bridge, which replaced ferry service between the Upper and Lower Peninsulas in 1957. Serving as a symbol of progress and economic development, especially for reasons of tourism, the bridge makes an appropriate symbol of the 2016 Central/Western Regional Conference. The business agenda covers a wide variety of topics and issues in this ever changing world of alcohol regulation. Featured panel presentations include discussions on the many trends in this industry, economic impacts and regulatory challenges relating to alcoholic beverage licenses, and other current topics as described in the Business Agenda. To view the entire business agenda and a partial list of alcohol beverage experts serving as presenters, just click on the links below.
The social agenda will offer a networking reception in the Top of the Park at the Park Place Hotel, as well as the President's Dinner at the historic Bower's Harbor Inn. Monday evening is intentionally left open for you to enjoy the Traverse City area and its many unique offerings. All meals have been carefully planned to offer a nice selection to accommodate every taste and temptation.
Business Agenda |
Social Agenda |
Presenter Biographies
Registration Information
Early conference registration ends Monday, October 3, 2016 so don't delay! The registration fee increases $50.00 on Tuesday, October 4, 2016.
You have the option of paying by credit card or check*. The registration fees are outlined below.
Registration Fees:
CANCELLATION POLICY: All refunds are subject to a $200.00 deduction. Due to contractual commitments there will be NO REFUNDS AFTER OCTOBER 14, 2016. NCSLA Federal Tax ID Number: 52-6043243.
ATTIRE: Attire for all scheduled business and social functions is business casual. The average high/low temperatures in Traverse City are 65° / 40° F. There is a possibility of rain, so be sure to plan for rain in addition to fall weather!
SPECIAL NEEDS: Individuals with disabilities or special dietary requirements who need special accommodations should email Teri L. Quimby at email@example.com to make arrangements. Requests should be made no later than Friday, October 14, 2016 to allow sufficient time for us to meet your needs.


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PicLab App and PicLab HD App can be downloaded for iPhone, iPad, and iPod touch using the Apple App Store.
PicLab App is the original free photo editing app for fantastic typography, effects and collages. The app comes with optional paid extras. PicLab HD App is a paid for version that comes with monthly updates.
The minimum requirements for installing are iOS 7.0 or later.
PicLab Photo Editor App – https://itunes.apple.com/gb/app/piclab-photo-editor-collage/id597851882?mt=8
PicLab HD Photo Editor App – https://itunes.apple.com/gb/app/piclab-hd-design-studio/id688319243?mt=8


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The Alchemist
The Herban Alchemist
Dr. Gabrielle Francis has been practicing natural medicine for more than thirty years. She is a Naturopathic Doctor, Chiropractor, Acupuncturist, and Licensed Massage therapist. Dr. Francis currently practices in New York City as The Herban Alchemist. She also operates Backstage Alternative, which is her natural medicine road show that provides chiropractic, massage, acupuncture, nutrition and herbal remedies to performing artists on tour.
As a holistic physician, Dr. Francis believes in the healing powers of nature. She follows the principles of naturopathic medicine, holistic and functional medicine, chiropractic, and traditional Chinese medicine, all of which place emphasis on treating the individual and preventing cause of disease, not merely treating symptoms. By restricting the size of her practice, she is able to devote more time to the customized treatment and long-term education about health maintenance to each individual patient. Her medical approach is perhaps best summed up by Sir William Osler who said, "It is better to know the patient that has the disease than the disease a patient has."
In her practice, Dr. Francis adheres to the philosophy and principles of naturopathic medicine, which include:
- The healing power of nature
- Identify and treat the causes
- First do no harm
- Doctor as Teacher
- Treat the whole person
- Prevention
Dr. Francis earned her doctorate in Chiropractic medicine at National College of Chiropractic in Chicago, IL. She received her degrees in Naturopathic Medicine and Acupuncture and Oriental medicine from Bastyr University in Seattle, WA. She completed a clinical residency for Acupuncture, Chinese Massage and Chinese Herbal Medicine at Chengdu Hospital for Traditional Chinese Medicine in China. She did a residency through Bastyr University at Biomedical Center Cancer Facility in Mexico where she learned the utilization of alternative medicines for cancer treatment. She received a certification in drug and alcohol detoxification using acupuncture at Lincoln Hospital in Bronx, NY.
Dr. Francis has postgraduate studies and degrees in Environmental Medicine and Toxicology, Functional Medicine, Bio-Identical Hormone Replacement Therapy, Fertility Enhancement, Mind-Body Medicine, and Neurotransmitter and Endocrine Support.
Following her 17 years of formal medical education, Dr. Francis travelled extensively to various parts of the world to study ethnobotany and various therapies in countries such as China (acupuncture and Chinese medicine), India (Ayurvedic medicine), Thailand (Thai massage), Bali, Brazil, Morocco, Peru, Guatemala, Ecuador, Belize, Mexico, Egypt, and Mali. Most recently, Dr. Francis joined a team of researchers in Cuba to study the acclaimed Cuban health care system. The knowledge and experience she acquired on her travels is reflected in her unique perspective on medicine and healing.
Dr. Francis is the author of The Rx Star Remedy: A rock 'n' roll doctor's prescription for living a long, healthy life. As a holistic doctor to many of the music world's elite, she has helped some of the biggest names in rock look and feel great, despite an exhausting lifestyle that both demands discipline and welcomes indulgence. In her ground breaking book, she uses the platform of rock 'n' roll to carry the torch, showing music fans and party lovers around the world that it is possible to maintain a high-octane enjoyable lifestyle—and be healthy too.


text: Caumsett State Park has a lot of trees, but usually they are bunched up together - other than some trees near the entrance, which are less grouped together - but this is the one of the few trees that is totally by itself - not sure if it was shunned by the other trees :). This is also one of my first HDRs - and I wanted to test how far I can go to stretch the colors - this is by no means a natural look - and not meant to be either. Taken last summer.


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Many TV shows are using Facebook and Twitter to further engage their audience. One great example is the Melissa Harris-Perry show, which airs 10am - 12pm on MSNBC on Saturdays and Sundays. The political show is very active on Twitter with its own hashtag #nerdland. Also, video of the show is available on the website soon after it airs - and it's iPad friendly!
She recently had a fantastic section on technology and how it's affected the political process. The panel talks about a recent Federal Elections Committee decision to allow donating to political campaigns via text message, the fact that women only account for 24% of STEM (science, technology, engineering, math) jobs, and the wonderful organization Black Girls Code by Kimberly Bryant. Please support their Summer of Code fundraiser, which has a goal of teaching computer programming to more than 300 boys and girls from underrepresented communities, in 90 days, in more than 7 cities across the United States.
Check out the video of the and fantastic discussions below!
Visit msnbc.com for breaking news, world news, and news about the economy


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Restaurant News & Reviews
Haute food, hot wheels
For the past several months, there's been a new menu logging some miles around the local cuisine scene — Anna Andriese's Haute Skillet food truck.
A typical weekly schedule for the festive blue truck involves lunchtime visits to the parking lots of various San Luis Obispo businesses, but Haute Skillet has also made appearances at wine festivals, wineries and private catering events.
As is the case with most food trucks, it sports a full kitchen that many cooks would envy, from an oven and range right down to a griddle, fryer and salamander broiler.
"I was able to design it exactly the way I wanted to," said Andriese. She and her husband, Steve, scoped out several food trucks in Los Angeles for ideas on design and menus, but "I wanted to take all those and make something all my own."
The resulting Haute Skillet name is a riff on the trendy and sometimes high brow haute couture fashion, she explained, "but we're just having a lot of fun with it."
Andriese has been fueled by a passion for food and cooking her entire life, and ultimately honed her baking and pastry skills at the prestigious Culinary Institute of America at Greystone in Napa Valley. She brought that knowledge to bear at such restaurants as Giuseppe's in Pismo Beach, where she was the pastry chef before revving up Haute Skillet in March. (A former Giuseppe's co-worker, Meleanna Handley, is now Andriese's "trusty sidekick" on the truck.)
While obviously skilled on the sweet side of things, Andriese is also in the driver's seat when it comes to savory. Though the standard Haute Skillet menu is focused by necessity and design, the truck's catering menu ranges from chimichurri steak skewers to chicken Parmesan, tri-tip to taquitos, pastas to pan-seared salmon.
For Haute Skillet fans, Andriese's baking expertise shows up in the house-made ciabatta breads for her made-to-order sandwiches.
Favorites are the "Pigalious" pulled pork with Jack cheese and cilantro, and the P.L.T. with slices of pastrami that have been crisped up bacon-style on the griddle. Other temptations include the Haute Philly with thinly sliced roast beef and pepper Jack cheese, the TBA turkey sandwich with bacon and avocado, and the CapresAA with heirloom tomatoes, arugula and avocado.
You can also get a Side o' Fries or the decadent Pulled Pork Fries, a popular concoction that Andriese created one day when she ran out of ciabatta bread but still had leftover pork.
For healthier but no less tasty options, go for one of Haute Skillet's salads, such as the chicken Caesar on flatbread or the Truck Salad with baby greens, candied pecans, feta cheese, grapes and a sweet balsamic vinaigrette dressing.
Andriese also comes up with daily specials, which might range from a roast beef sandwich, to butternut squash soup, to a grilled cheese and tomato soup.
Her ideas are typically driven from whatever fresh local produce is available, and she noted that "everything is made fresh from scratch," right down to the coleslaw, salad dressings and hand-pulled pork. "We really take a lot of pride in what we do."


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Jonathan Ames created several TV shows, including Bored to Death and Blunt Talk. He's also the author of many books, including You Were Never Really Here, which was recently adapted into a movie.
Janet Varney stars in the TV show Stan Against Evil and hosts of the podcast The JV Corner.
In this episode, we'll learn about Jonathan's experience with having his book transformed into a movie and why, for all his literary expertise, he still has trouble pronouncing certain words. We'll also hear more about Janet's involvement at the annual Sketchfest and why she enjoys talking to women about their awkward teen years. And both Janet and Jonathan wonder what Jodie Foster is up to while they are on stage. Is she watching TV with someone while getting a nice neck massage? We may never learn the answer to that question. But GFY listeners will learn other things by listening to this episode.
What's the difference?
What's the difference between a "Presidential Pardon" and "Presidential Commutation"?
What's the difference between "Avenge" and "Revenge"?
Areas of Expertise
Jonathan Ames: 1990's New Knicks, Detective Novels/Noir Literature and the works of Pema Chodron.
Janet Varney: Jodie Foster movies from the 1970's to the 1990's, New York Times crossword puzzles, Alt. Rock 1990's bands
Appearing in this episode:
J. Keith van Straaten
Helen Hong
Jonathan Ames
Janet Varney
With guest experts:
Tom Nolan, crime novel reviewer for the Wall Street Journal and author of several books.
Johnny Whitaker, actor who's had roles in shows like Family Affair and General Hospital
Go Fact Yourself is coming to New York for two live tapings on July 21st and 22nd at Caveat NYC! For information on guests and to buy tickets go to gofactyourpod.com.
Go Fact Yourself was devised by Jim Newman and J. Keith van Straaten, and produced in collaboration with Maximum Fun. The show is recorded at the Angel City Brewery in downtown Los Angeles.
Theme Song by Jonathan Green
David McKeever is the Live Sound Engineer.
Maximum Fun's Senior Producer is Laura Swisher
The show is edited by Julian Burrell.
In this episode of Dead Pilots Society, Ben Blacker interviews John Hodgman (The Daily Show, Pitch Perfect 2, Married, Ragnorak) regarding his dead pilot, Only Child.This episode was recorded live from San Francisco Sketchfest 2016. Along with John's interview, you'll also listen to a never-before-heard live table read of Only Child performed by some of today's funniest comedic actors like:
John Hodgman as John Hodgman, Janet Varney as Bridget and Mom, John Ross Bowie as Dad, Abe Chabon as Miles, Mark Gagliardi as Ed, Simon, and Basoonist, Josh Malina as Alex and Dr. Horchow, Adam Savage as Paul, Sage Ryan as Tim Fitch, Hal Lublin as Coach Mac, Ben Acker as CJ, John Roderick as Dr. Mister, Samantha Sadoff as Tina, and Abby Wait as Posie. Stage directions read by Andrew Reich.
For more Dead Pilot Society episodes, please subscribe to the podcast! Make sure to like us at www.facebook.com/deadpilotssociety, follow us on Instagram @deadpilotspod, on twitter www.twitter.com/deadpilotspod, and visit our website at www.deadpilotssociety.com. Thanks for listening!
Comedian and podcaster Matt Mira joins Jesse and Jordan for a discussion of Jesse and Theresa's new baby, Jordan's Haunted Hayride trip, and Matt's enthusiasm for model trains.
Our own Jordan Morris was the guest on last week's episode of Kumail Nanjiani's podcast for Gamers (with a capital "G"), "The Indoor Kids". If you want to know Jordan's top five fighting games, you can download it now from Nerdist or from the show's itunes page.
Chris Hardwick from The Nerdist and G4TV's "Web Soup" joins us for a discussion of good things turning bad.
Chris Hardwick on Episode 129: Young Man's Fancy
Chris Hardwick & Mike Phirman on episode 10 of Jordan Jesse Go!
Chris talks Wired Science on The Sound of Young America


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How to Clean a Silicone Mermaid Tail
How do you clean a Silicone Mermaid Tail? Truth be told, this was one of the things I was most fearful of when I was considering buying my MerNation tail. We've all heard the tales of tails (see what I did there?) developing mold and having to undergo intense cleaning and care. If you're like me, and any other sane person, I'm sure you want to know How to Keep your Silicone Mermaid Tail from Molding. Am I right!?!?? Lucky for you, I have an easy-to-follow tutorial here along with a 2-Part Video Series showing you EXACTLY how I take care of my Silicone Mermaid Tail. I'll also include all of the tools you'll need to keep your tail clean too. Let's dive in!
How Often Should you Clean your Silicone Mermaid Tail?
This is Sparda, my hyper-realistic, 27 lbs MerNation Silicone Mermaid Tail (isn't he cute!?!). I love my tail, and I swim in it as often as I can. That means that it gets pretty dirty pretty frequently. However, I don't clean it after every use. How often do I clean my tail? Basically anytime I swim in water that ISN'T clean-and-crystal-clear freshwater and EVERY time after an event or photo shoot that does NOT have another event/photo shoot following it the next day. Below is a list of "when to clean your silicone mermaid tail:"
- Directly after a swim in Chlorinated Water
- After a swim in Salt Water
- After a swim in murky or "suspicious" fresh water
- After an event or photo shoot that does NOT have an event or photo shoot following it the next day
- If you notice mold developing inside your tail (Contact your tail maker for further instructions!)
- After getting it all sandy or muddy
Typically, if I am finished with day 1 of a 2 day event, I will give my tail a complete wash. Instead, I will wipe it out with clean, dry towels, disinfect it with sanitizing hand wipes, and then air it out with a fan overnight. If I go for a swim in Lake Michigan and the water is very clean looking and no contamination warnings are in place, I will oftentimes simply rinse out my tail with a hose, dry it out with towels, disinfect it with sanitizing hand wipes and then air it out with a fan until it is dry. If I won't be using it for a while after that swim, however, I will give it a full cleaning. So, let me explain HOW to clean your silicone mermaid tail and WHAT you'll need to do so.
What you Need to Keep your Silicone Mermaid Tail Clean
Before I explain to you how to clean your tail, we should probably make sure that you have what you need in order to clean it. While you can find a lot of these products your local supermarket, I'll also link you up to places where you can buy them online... that way you don't have to spend the time searching the shelves! (These are affiliate links too, so they help me support my channel with no extra cost to you when you purchase through them.) All of the things I'm gonna show you have been thoroughly researched and are the best possible products to use for cleaning your Silicone Mermaid Tail.
Materials for Cleaning your Tail:
A Hose (optional)
A CLEAN Bath Tub (non-negotiable)
A Pull-Down Shower Head OR a Bucket
A Lot of White Vinegar
A Soft-Bristled Facial Brush or Body Scrub-Brush
A Yoga Mat or Blanket (to set your tail on)
Pillows (to prop up your Fluke) Below are Pillow AND Cover
Clean, Dry Towels. An army of them. (Wash Clothes work best!)
Sanitizing Hand Wipes
A Reliable Fan (preferably one that can fit in your tail)
Blankets (if using my "Night-time Tail Set-up..." see video 2)
3 Pool Noodles (if using my "Night-time Tail Set-up..." see video 2)
How to Clean your Silicone Mermaid Tail
Do you have everything you need? Awesome! You're ready to clean your Silicone Mermaid Tail (whether you feel ready or not!). Before we start, I want to add a little disclaimer. This is how I clean my mermaid tail. Other mermaids may have different techniques and I'm sure you'll adapt the process to find a method that works best for you. If your tailmaker has instructed you how to clean your Silicone Mermaid Tail in another way, then make sure to follow it. Your tailmaker is the expert. He/she will know what is best for your specific tail make. My process is a combination of what Mermaid Raina has taught us through her YouTube Videos, and through my own trial-and-error-and-improvising techniques. With that being said, my tail is in great shape and has no mold. I feel very confident that my tail-cleaning method works great. Without further adieu, here's How to Clean your Silicone Mermaid Tail Step-by-Step.
Step-by-Step Guide for Cleaning Silicone Mermaid Tails:
Clean out your Bath Tub with Vinegar & Water
Drain & Rinse your Tub
If possible, take your tail outside and hose out the inside & outside of your tail before putting it in the tub
Fill your Tub half-way with Warm Water (not hot) & Distilled White Vinegar- I use about 7-8 cups of Vinegar
Put your Tail & Heel Straps (if applicable) in the Tub
Fill the Tube the Rest of the Way with Warm Water
Allow the water solution to Circulate through your Tail
Gently Scrub the Inside of your Tail with your Soft-Bristled Facial Brush- Focus on the seams and the areas around the fluke
Gently scrub the Outside of your Tail with your Soft-Bristled Facial Brush- Be careful around paint-scrapes and weak/damaged areas
Fill your Silicone Mermaid Tail up with the Water Solution- Make sure all of the air bubbles are out of your tail
Allow your tail to sit in the tub Overnight or for a couple of Hours
Step-by-Step Guide for Drying a Silicone Mermaid Tail:
- Drain the Tub
- Rinse out your Tub AND the inside & outside of your Tail
- Prop your tail up on the inside of the tub and allow it to drain for a few hours(or let it drain on your tail-stand, if you have one)
- Move your Tail to a Clean, Dry location for drying. Prop the Fluke up with pillows, if desired. (Get help carrying your tail, if you need it!)
- Using clean, dry towels, dry the Inside of your Tail as best as you can. Focus on drying the fluke area and the seams
- Disinfect the inside of your tail using Sanitizing Hand Wipes. Again, focus on the fluke area and the seams
- Use a fan to dry out your tail. Let the fan run for a few hours or overnight (See Video 2 for different set-up techniques)
- Repeat steps 5-7 until your tail is more dry than a piece of toast in the desert. If storing your tail, do step 5-7 every month or so.
Is it Difficult to Clean a Silicone Mermaid Tail? I'm Scared!
Hey. Relax. If you watched my video, you might be feeling a little intimidated by this long and laborious the process. I'll admit... it is a bit scary cleaning your tail at first, because you're just sitting there thinking... "What if I ruin my tail? What if it doesn't dry right and it molds? What if I can get it fully clean?" These are normal concerns and it is awesome that you care so much about your baby. But it's going to be okay. The key here is to be diligent about cleaning your tail and to take your time throughout the process. And hey... if you do end up getting mold, there are ways to help kill it off. You're going to do great.
Fishy Kisses!!
XOXO Mermaid Phantom & her tail, Sparda
DISCLAIMER: TheMagicCrafter.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for me to earn fees by linking to Amazon.com and affiliated sites. This helps to support me in doing what I do so that I can keep on creating content for you! It does not cost you anything, and I will never recommend anything that I don't personally use and/or trust...but I am legally bound to disclose my participation in this program with you. :)


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I know, it's been quite some time since my last post. Don't worry, my hands were not both chopped off or broken (G-D forbid). I didn't become a survivalist living without a computer or move somewhere that wifi is not a thing. I actually went on a serious hiatus just because of life. Not a great excuse, I know but it's the truth. Life got in the way and CMQ fell to the back of my internal To Do List. But I'm back now, so here's a little update on what's been happening.
First and most importantly, I got married! Kyle and I officially tied the knot at the end of 2017 and couldn't be more happy. Maybe I'll write an actual post on that in the future. For now, heres a couple of my favorite photos from the day.
Kyle and I went on our mini-honeymoon in California. I say mini because we really wanted to go somewhere out of the country but after all the wedding planning, we just couldn't manage to make that happen. That said, we still had so much fun. Here are a couple of pictures from that adventure
Also maybe I'll do an official post on that? You all know by now I like sticking with interiors and rarely chime in, but comment or message me on instagram if you'd actually like to see more of the "lifestyle" stuff.
We're also moving. Still somewhere in Brooklyn, the where is still TBD but after our building was sold and an eviction notice was issued, moving became a top priority. Will keep you updated.
And finally, I have a HUGE project in the works that I know you all will love. I can't say much now but go and follow @knownarray to be the first to know what's next in the world of CMQ.
Love you all and I'm so glad to be back


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dimensions: 15''x12''x5''
colors: tan, cafe, black
retail: $289.00
our price: $189.95
* Our best seller which is a unisex leather bag that can be worn as a shoulder, sling or backpack or just use the top handle. Large brass lock on front w/key. 3/4 flap with zipper.
Pocket organizer under flap. Place for cell-phone/glasses and pens.
Beyond that is a large, lined open pocket wide enough for laptop/books.
Back zipper opens to three separate files.
Three brass rings convert the back into backpack/sling. Zippered side pocket for change/beeper, opposite side pocket for cell/glasses. Strap is 40 inches long and 2 inches wide for extra comfort.
Center of strap unzips allowing it to become a backpack. Large solid brass buckles. This is a fantastic leather bag that will keep in you in style for many years. does not stain or run in the rain


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After the ridiculous story that broke yesterday about pizza being qualified as a vegetable by the USDA for US School Lunches, I just have to write! When the pizza industry rules the world, it's a SAD day! According to an ABC news article the details boil down to cost and big business influence where dairy, wheat and mystery meat are the standard. Well, this momma doesn't play that way… and I'm not alone! I think it's time that we stand up and say, "There's a new sheriff in town!" and actually mean it! UGH! Stand with me and make a change in your family. Start where you are able.
If you've followed me for any length of time, you know that I adore Dr. Fuhrman. His "Nutritarian" approach to eating literally changed my health in the span of a few months and has given me back a balanced, nearly pain free body despite my psoriatic arthritis diagnosis. I make nutrient dense foods the main players in my meals (I almost wrote that I "try" to make them the main players, but, as my inner Yoda reminds me: "Do or Do Not. There is no Try." LOL!) Now, if any of you follow Dr. Joel Fuhrman, you may have heard this acronym that he uses "GOMBBS" — it's an easy way to remember a list of potent antioxidant rich foods that Fuhrman cites not only as being superfoods, but also as being part of a cancer preventative way to eat. So, GOMBBS foods are Greens, Onions, Mushrooms, Berries/Beans, and Seeds/Nuts. There is a plethora of science backing the goodness of these guys. You can read more about that here. My vegetable rich, GOMBBS filled Pad Thai is an example of how I pack our family meals with all the goodness I can while still making something that tastes great, is high in fiber, gluten free and dairy free (to meet our requirements from allergy and intolerances).
I used to make this dish with white rice noodles but have found brown rice noodles that offer more fiber than their counterpart while adding a pleasant nuttiness. If you can find them, give them a try. If not, use traditional white rice maifun. Either way, know that you are making a meal that is colorful, flavorful and healthful! This makes a generous 6-8 portions and it reheats beautifully for lunch or a meal another day. Enjoy!
Quick Vegan Pad Thai with Veg, Greens and Goji
(serves 6, 15 minutes start to finish)
2 packages dry brown rice noodles (maifun)
1 package firm, cubed tofu (I use Nasoya organic), drained
4 cloves garlic, minced
1 lb cabbage or bok choy, shredded
½ lb carrot, sliced thinly on the diagonal or into matchsticks
½ lb celery, sliced thinly on the diagonal or into matchsticks
½ lb onion, sliced thinly
½ lb kale, shredded
½ lb mushrooms, sliced
½ lb zucchini, sliced thinly on the diagonal or into matchsticks (optional)
½ cup peanuts, unsalted
1/3 cup gluten free tamari
1/3 cup rice wine vinegar
1 Tbsp tamarind paste
1/4 cup goji berries
dash of sriracha or fresh red thai chili
2 dates
green onions, for topping
1-2 Tbsp oil for the pan
Put rice noodles into a large bowl and pour hot water over them. You want the noodles covered with hot water so they soften.
In the now, heat a wok or large cast iron skillet and add a bit of oil. Toss in your garlic and tofu. We want them to get golden, but not brown. Stir often with a metal spatula and remove everything to a big serving bowl after about 5 minutes or when yours are golden and fragrant.
In the same hot skillet that you just took the garlic and tofu out of, throw in all the veggies except the mushroom and get them going. These guys are going to work for about 4 minutes.
While the veggies are sweating, mix the tamari, vinegar, tamarind, sriracha, goji and dates in your Vitamix or food processor until you have a smooth sauce. Taste it and adjust the seasoning to suite your taste if necessary.
Check the veggies and give them a few good stirs. Add the mushrooms into the mix. We are looking for the veggies to get soft, but not mushy and the mushrooms end up keeping a nice toothsome bite since we're arriving to the party fashionably late. Give the veggies another 3-4 minutes then transfer them to the serving bowl right on top of the garlic and tofu.
Add a tiny bit of oil to your pan. While it's heating, drain the noodles that were soaking. Add the noodles to the hot pan and immediately stir them around. Pour the sauce over the top and use tongs or a big spoon to combine everything. You want to keep the noodles moving so they don't stick. Once they're hot and the sauce is fragrant tip the veggies, tofu and garlic back into the pan. Add the peanuts. Use tongs to combine everything.
Transfer the lot to the serving bowl or straight onto dishes if you prefer. Top with the sliced green onion and extra peanuts if you like. YUM!


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As many of you will know, we have been involved with the set up and running of a pastors' library. More are planned in conjunction with our partners, the Sovereign World Trust.
This has been a great success and enables church leaders to access a range of Christian resources that they would not otherwise be able to.
Click here to see our latest library report.


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Considering that the theatrical cut of The Amazing Spider-Man was missing several scenes we'd already glimpsed in early trailers, it seems the "Untold Story" still remains to be told. Now some deleted scenes finally give us a look at Peter Parker's backstory that was left on the cutting-room floor.
Early buzz indicated that Peter's (Andrew Garfield) transformation wasn't just tied to the spider bite, but was also caused by some genetic markers his father might've spliced into his DNA at a young age. It was an interesting subplot, though we didn't really get to see much of it in the final version of the film.
The decision was apparently made to let some of those details play out in future sequels (not a bad move, considering the film did gangbusters at the box office), but it made for an awkward theatrical film that was obviously missing some of the nuance of the original cut.
Judging by this string of deleted scenes from the upcoming Blu-ray release on Nov. 9, it seems we most definitely missed out on some interesting subplots that might have to wait until part two hits theaters.
Luckily, original director Marc Webb is officially coming back for the sequel, so hopefully he'll get a chance to tell his version of the story with minimal studio interference (yeah, right).
Check out the scenes below and let us know what you think:
(Via Vulture)


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Poison dart frogs have toxic poison within their skin, and their brightly colored bodies warn predators that they are poisonous. They are alternately known as poison arrow frogs because Native American cultures once used their poison on darts, according to the Smithsonian National Zoological Park.
On average, these tiny amphibians are 1 to 2 inches long. Approximately 100 species exist. They feature unique multicolored patterns and have spots or bands decorating their skin. They live in rainforests in South America, Central America and the Hawaiian Islands, but their survival is endangered by loss of natural habitats. One major threat in the wild comes from Leimadophis epinephelus, a snake species that has developed immunity to the frogs' poison.
Poison dart frogs have sticky tongues and superior vision, allowing them to find and catch termites, ants and other small insects on the ground. Some species are harmless and lack poison when in captivity. Scientists believe frogs in the wild consume specific plants, insects and animals that trigger poison production.
In some species, female frogs store 30 to 40 eggs in a gelatinous casing and deposit it on the ground. The hatched tadpoles ride on their parents' backs until they reach a safe water pool where they can continue developing.


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Rod and Sarah McKenzie came to Lund to establish a home for their family in January of 1915. In the family were Emerald, Dorothy, Vance, and John.
Roderic Due McKenzie was born in Minnesota to Wm. McKenzie and Sarah Ann Hamlin. The McKenzies were from Scotland and the Hamlins were possibly from Ireland. The "Hamlin" Piano and the beautiful songs, "Moonlight and Roses" and "You Tell Me Your Dream and I'll Tell You Mine," came from the Hamlins.
After his parents died he packed up a few belongings in a small trunk; among which was the family bible, which has been a great help in our genealogy. This was in March of 1902. He came to Salt Lake City. Here he met Sarah Mahala Vance.
Sarah was born the 15th of March 1875 in Salt Lake. Her parents were William Perkins Vance, from the South and Hannah Richardson from England.
They were married the 20th of April 1903 and came out to Ely the Ist of January 1906. Here he worked for the Ely Meat Co. and then started a dairy and built a home out in the area of MillStreet. Here Vance was born. Rod then moved his dairy out near where the Fairgrounds are now. He pastured and milked his cows out on Ward Mountain. They delivered their milk, and also eggs, with a buggy and team around the area and up to Ruth. John was born during this time.
Rod built several homes in Ely, and also the old Post Office. He left many land marks.
Sarah helped with all she could, even with the deliveries. She cooked for many men who were working on the train that came into Ely in September of 1906. She was sustained as the first Relief Society President in Ely the 12th of February 1912. And here in Relief Society, Grandma Vance taught everyone the art of quilt making.
Sarah came to Lund in November of 1900 to help and cook for her brothers who had bought land here. They lived in a grainery in the north end of town. She only stayed about three months, but did spend Christmas here and enjoyed the dances with the Oxborrow orchestra.
After obtaining land in Lund, Rod dug a 45 foot well on a high piece of ground safe from drainage, and then started building their home. During this time they lived with Grandma Vance and in two tents they had put up on her lot. In the cabin-like building at the back, Sarah operated an Ice Cream Parlor with the help of Emerald and Dorothy. They did this for two summers on Sundays and had ice cream, dressings, nuts, and all the trimmings.
Rod built a creamery up by his well. Later he moved it down near the house for a garage, where it is still in use. He pumped water with a one cylinder gas engine. He also put up a windmill on a wood frame, the first in town. The windmill is still there but on a metal frame. Healso ran two huge churns on the gas engine to make butter to send to Ely. So his dairying just continued on down here. Later he built his barn, chicken coops, and other buildings.
He built a lovely big cement home on the hill. It had hot and cold running water, and electricity from a Delco plant. Here, after they were moved in, June was born.
Rod operated the community flour mill for many years, which was built by Hendrix, Riordan, and John Whipple. He also helped in many ways with the Preston Creamery. One of the big churns was moved over there, and is now in Neil's Museum. For many years he operated the Lund-Preston-Ely Stage, Milk and Mail Route with the help of his boys. He also owned a small twenty-acre farm near town.
His carpentry and cabinet making went on constantly and was truly an art. A talent which John inherited. The homes he built and other landmarks are still in use by Vance's family.
He was always busy in civic affairs, and was a school trustee, and a Justice of the Peace for many years. They also boarded school teachers from time to time. They all worked in the Church and Rod was in the Sunday School Superintendency. They had a busy, happy life; and their home, yards, and garden were always a place of beauty.
They moved to Ely in 1934 where he and George Oxborrow engaged in mining and trucking at Taylor until 1939. During this time he built a lovely little home for them in Central Ely, as well as homes for the children.
In 1943, they moved to Overton where he bought a home in hopes his health would improve. They were only able to enjoy this new home, location, and friends for about a year; he then passed on the 12th of May 1944.
Sarah came back to Lund and lived in the little house he had built where she kept busy and happy with her memories, family, friends, and the church. She boarded a school teacher for a few years who she greatly enjoyed. We enjoyed having her near and especially our children loved a grandma next door. After five good years, her health failed and she died the 29th of December 1949.
Emerald was born the 24th of June 1899 in Pine Valley, Utah. She was married the 9th of April 1919 to Neil L. Gardner. They had three sons: Neil II, Mac, and Hilton. They all served in the Armed Forces and now have their own families with Neil settling in Lund as a farmer and Mac and Hilton in California. Emerald lives in California City and still leads a full, busy life and her visits to Lund have been enjoyed by all.
Dorothy was born the 29th of May 1907 at Ely. She married James Russel Hettinger the 25th of August 1926. They lived in Colorado, Ely, and then settled in Fallon. They had four children; Willa, James, Robert, and Dan. Russell passed away the 7th of February 1952. Dorothy continued on in Fallon as a wonderful mother and grandmother. In spite of many sorrows, she has lived close to her church and her Heavenly Father. Willa lived in Fallon and died of cancer when her family was just partly raised. Bob and his family, and Dan are in Fallon. Jim and his family are in Ohio.
Vance was born the 19th of May 1912. He married Sara Gardner the 1st of June 1932. They have five children: Jerry, Phyllis, Roderick, Donald, and Kenneth. They are all married and have children.
Jerry, Rod, and Ken's families live in Lund. Bob, Jerry's husband, teaches in our grade school. Rod owns a Dairy Farm and Ken teaches here in the high school. Phyllis' family lives in Elko where she teaches some in their community college. Donald, in Carson City, has made a career in the National Guard. Vance still enjoys farming.
John was born the 27th of May 1914 and married Fay Ashby the 14th of August 1935. They lived in Ely, and in Utah, and then returned again to Ely. They have five children; Gwena, Roy, Linda, John, and Ann Alise. Linda passed away while young. The others are married and living in Reno, Idaho, and California. The boys were in the service. Roy, in the Army, stationed in Formosa. John was in the Navy in the submarine division in the Pacific. John and Fay keep very busy and happy with their laundry, their granchildren, and their hobbies.
June was born the 17th of June 1918 at Lund. She married Woodrow Ashby on the 14th of August 1935 at a double wedding also uniting John McKenzie and Faye Ashby. June and Woody have four children. They are in order of birth: Cleone, Pearl, Roger and Robert. Cleoneis married to Dennis Vargo and they reside at Incline Village, Lake Tahoe, Nevada. She is employed by a travel agency at Lake Tahoe. Pearl is married to Ralph Shreve and they reside in Sparks, Nevada. She is employed as a secretary for Sparks High School. Roger, the oldest son, also resides in Sparks, Nevada and is married to the former Shari Stefan. He is now employed as an officer with First National Bank of Nevada. Robert resides at home and is employed as a welder for Pioneer Equipment. June is a cashier at Washoe Medical Center in Reno. Woody is office manager for Meadow Gold Dairy also in Reno.
Written and submitted by:
Sara Gardner McKenzie


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Originally published on Passive Activities and Other Oxymorons on May 30th, 2011.
Larry E. Tucker v. Commissioner, TC Memo 2011-67
I could probably make a full length post out of this one, but I told a similar story not long ago and that one had much more dramatic numbers. Unlike the attorney who managed to lose over $20,000,000 he had earned before he bothered to pay the taxes on it, Mr. Tucker was dealing with more modest sums:
In January 2003, Mr. Tucker received payment in advance for some independent contractor web design project to be performed by him later in the year. He knew he would need this money to live on during the year, but he also knew he owed taxes and other creditors. In retrospect unwisely, he decided to try to leverage currently-unneeded funds into profits by which he could pay off his back tax debts and other creditors. So, he wire transferred some of the funds from his checking account to a newly-opened E-Trade account between January 10, 2003 and April 3, 2003. During January, he put $23,700 into the E-Trade account. Then, he began day trading. By the end of January, he showed a small profit, since the account was valued at $25,873.16 on January 31, 2003. From there, however, everything went south.
We don't learn from the case what happened to the "web design project". The case is about the IRS "abusing its discretion" in not allowing Mr. Tucker a work-out on his tax debts. The Court went with the IRS on this one:
The losses that Mr. Tucker sustained were not due to an unforeseeable event but rather were commonplace (especially for a neophyte) in such a highly volatile activity. Mr. Tucker knew he owed outstanding taxes; and he had the cash in hand that would have paid in full the taxes and accruals he owed as of early 2003 (i.e., for tax years 1999, 2000 and 2001); and yet he chose instead to devote that money to a risky investment. Mr. Tucker's foray into day trading was purely speculative, and his already slim chances of success were undermined by his inexperience. In short, Mr. Tucker's circumstances were of his own making. Therefore, we cannot criticize the Office of Appeals' conclusion that Mr. Tucker's losses associated with his day trading were a dissipation of assets that should be considered for inclusion in RCP as contemplated by IRM pt. 184.108.40.206.
John L. Parsley, et ux. v. Commissioner, TC Summary Opinion 2011-35
The decision was about penalties. There was a slightly convoluted fact pattern:
Myrna L. Parsley (petitioner) has been a real estate agent for more that 30 years. Petitioner in 1999 or 2000 took classes to learn about section 1031, involving so-called like-kind exchanges. She takes continuing education courses to maintain her real estate license and is a member of various real estate professional associations. Petitioner married her current husband, petitioner John Parsley, in 2000. He is also in the real estate business.
Petitioner's ex-husband, Joseph Benedict (Benedict), was a real estate broker. While married to petitioner Benedict purchased commercial property on Agler Road (the property) in his name only in June 1990. Petitioner learned of the purchase in 1992. After petitioner confronted Benedict with her discovery, he deeded to her an undivided interest in the property as a tenant in common. At that time petitioner was not engaged in the sale of commercial property. In January 1998 petitioner and Benedict divorced.
As part of the 1998 divorce settlement, Benedict was ordered to deed to petitioner his remaining ownership interest in the property, making her sole owner of the property. In September 2000 the State court caused Benedict to issue a quitclaim deed to petitioner for the property. Petitioners sold the property in February 2006 for $700,000. Petitioners reported a capital gain of $256,272 from the sale on their 2006 Federal income tax return. Petitioners calculated their gain using a basis of $502,205. Benedict purchased the property for $320,000. Respondent computed a capital gain on the sale of $488,071. The record does not reflect the extent to which depreciation affects the parties' calculations of basis and gain.
The taxpayers had told their preparer that their basis in the property was around $500,000. Because of the sparseness of the record the tax court gave them credit for basis of $320,000 (Nobody seems to have given them information on depreciation). Part of the reason for upholding the penalties was that the taxpayers had the professional knowledge to find out what Mrs. Parsley's ex-husband had paid for the property.
Todd A. Dagres, et ux. v. Commissioner, 136 T.C. No. 12
This one had a fairly interesting return presentation problem. Mr. Dagres was a venture capitalist. He loaned $5,000,000 to a business associate, who in addition to paying AFR would provide him leads on profitable investments. Apparently the business associate was not himself such a great investor as he was unable to pay the interest on the loan. Ultimately it was settled with Mr. Dagres taking a loss of $3,635,218 on the transaction. His position was that it was a business bad debt. The IRS said it was a non business bad debt, which would give rise to a capital loss. Alternatively they argued that if it was a business bad debt it was related to his business of being an employee of a venture capital firm, which would subject it to the 2% floor and make it non deductible.
Mr. Dagres, being a venture capitalist, had a pretty good salary $2,640,198. That is, of course, chump change compared to his capital gains of $40,579,41. The capital gain was not mainly from his own investing. It was the "profits interest" or "carry" from being a managing member of a venture capital partnership.
I would have been scratching my head about the return presentation problem. His advisers solved it by creating a Schedule C for his venture capital business and putting the bad debt deduction there. Not elegant, but it worked.
In exchange for this service, the fund manager receives both service fees and a profits interest, but neither the contingent nature of that profits interest nor its treatment as capital gain makes it any less compensation for services.
It looks to me like the Tax Court is letting the venture capitalists have their cake and eat it too. The partnership gets investor treatment which is attributed to the manager, but the manager is allowed trade or business treatment for purposes of taking a deduction.


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Look what the afghan fairy left for us! Isn't it pretty? I wish you could feel how soft it is too. Marcus and I came home and found this on his "man chair". My mom made it especially for us. She can make a mean scarf too. I can't even take a picture of a scarf when it is this hot outside. That post will have to wait until December.
This is going to keep me company when I watch the season premier of Grey's Anatomy.
Marcus and the afghan bonding. They are both very cuddly.


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This week's meditation follows on quite nicely for me from last week's (do catch it here if you missed it). Last week I spoke about God being my place of refuge throughout me dealing with some difficult news – this week I wanted to look at positively changing my response to this and chose this verse to meditate on:
"Surely you will summon nations you know not, and nations you do not know will come running to you, because of the Lord your God, the Holy One of Israel, for he has endowed you with spendour" Isaiah 55:5
Now this verse is written specifically to the Israelites, who we called to be God's chosen people. They were supposed to be a lamp shining out to others so they could see how amazing their God was (this wasn't always the case!). But sometimes God had to intervene to make sure that this plan worked.
I like to think I am naturally community minded and friendly, but I know sometimes I do opt for the easy route out. The last year or so I have been sitting on my laurels, using excuses of being pregnant and with baby to not reach out to my community. So God had to intervene and do it for me. BAM – HS2 going right through your estate!! It may seem crazy, but this bad news really has brought opportunities running to me from neighbours I hadn't even spoken to before that day. I am not suggesting that God made this awful thing happen, but that he used the opportunity of it happening to push me into doing what I should have been in the first place!
This verse has also giving me comfort and encouragement this week as I have stepped out to meet up with new neighbours. I have found myself no longer needing refuge from it all but actively seeking out "nations I know not" in order to make something good come out of this awful situation and share the peace that I have in it all because of my relationship with Jesus.
I know this is not a very profound meditation tonight – my brain has been fried most of this week – but it has been helpful for me nonetheless.
Going in a different direction next week and chosen this verse, so please do join me in meditating on it:
"And God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work." 2 Corinthians 9:8


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We live in earthquake country. I've felt small tremors and medium-sized ones, and live with a healthy dose of fear that the long-predicted "big one" will hit California any day now. And yet, if it did, we would be woefully unprepared. It's really easy to forget you live in earthquake country, until, that is, one strikes, and then it's hard to imagine you'll ever forget again. But then you do. You vow to get that earthquake kit together. You swear you'll replace that funky water stored under three inches of dust in your garage. Really, you will. Right after you tend to something else which seems way more important because it's actually happening, not theoretically happening.
But the thing about earthquakes is that they are unpredictable. It's almost crazy not to be always prepared for them to strike because we never have any warning that they will.
Which brings me to two separate but equal events today that led me to drink down that healthy dose of fear I mentioned earlier. One has to do with imagining an earthquake won't happen; the other has to do with imaging one has.
We are in need of a new garage door, so I had forwarded my husband a couple of quotes I received on automatic doors. He replied, "I like these, but don't you think we ought to do the retrofitting in the garage before we install a new garage door? Isn't that a higher priority?" Well, of course it is. But it's a little like paying $5K to have your sewer line replaced (which we have done, by the way) instead of renovating your bathroom. Only one of those is a fun way to add value to your home. No body's going to say, "Wow, that sewer line is really solid! It really adds character to the house!"
Now, let me say I do understand the value of doing these unseen improvements. I know it's about making sure the house is sound, safe, and will be around many years from now. Logically, I get that. But when faced with a decision to either replace the old wooden flip-up garage door (which you practically have to be a line-backer to get open or closed) or to shear-up the walls in the garage, I bend toward the desire to make the day-to-day a bit easier. As it is currently, it's an inconvenient mess to get our stroller/bikes/anything out of the garage. There is nothing quick about it and the tedious nature of wrestling with a stroller through the narrow laundry room, squeezing past the garbage cans in the walkway, then through the gate provides a superior workout to the one you had hoped to get by taking the baby for a jog in the first place. How I long to be able to push a button and have the door magically glide overhead so that I can take out/put back the stroller/bikes/garden tools without working up a sweat. It's a tough call. Except, it's not really, when you think about it. If we don't retrofit, we might not have a garage left at all. So, I made the call to a retrofit contractor. I'll update on the process in a later post.
So here's the other way earthquakes and their aftermath have come to the fore for us recently: Our daughter's school sent home a note asking us to write a "comfort letter" for her in the event she is trapped at school for a period of time due to earthquake or other unforeseen circumstance. As a parent, it's incredibly difficult to let your mind wander into the place where your child is in danger, physically separated from you, and the letter your child holds in her hands is the only help you can provide. How could any words be enough in that situation?
I struggled for a time about what to write. I didn't want to make promises I couldn't keep. I didn't want to say that "everything will be okay" if I couldn't make it true. So I wrote what I do know. I told my daughter that she's a clever girl. That she's brave and great at solving problems. If she just trusts her instincts she'll know what to do to stay safe. I told her that I was sorry for whatever event that caused her to have to read my words. I wrote that her family loves her and hopes to see her again soon and that we wish we could be there with her.
It's a letter I pray she never has to read, but having written it, I do feel some bit of comfort myself that—should the need arise—she will have something to cling to. Something to keep her spirits up in a difficult situation. Something to remind her that she has the smarts to survive.
4/18/13 Update: Well, we've had one contractor come out to give us an estimate. Ready? Somewhere between $15-$20K. Yowza. I'm still getting some other estimates, but it seems, so far, that it's about what we can expect for a civil engineer, and a contractor licensed to do this work.
6/13/14 Update: While I'm embarrassed to report we still haven't had the retrofitting done. I'm happy to report that the tedious nature of extracting items from our garage is all in the past. We recently survived what I can only describe is a battle to the death with rodents. After a few thousand dollars, a new garage door, many, many trips to our home from a licensed rodent expert. I can say that, for now, we've won. Our old flip-up door was a highway into our house and so while I didn't like having to go through the experience of having rodents roaming free, it did give me the leverage I needed to lobby for a new door. So…thanks, I guess.


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Plan now to give a very special gift to someone you love. I'm currently booking portrait and custom oil painting commissions for 2016. You will want to allow 3-4 months for your painting, depending on my portrait schedule and backlog. Earlier bookings get priority.
If you have a special occasion, anniversary, birthday, or reunion coming up, an original oil painting is a perfect gift to commemorate your event.
Explore your idea with a simple phone call or email. No pressure or obligation ever.