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If you're a frequent reader of this blog you know from time-to-time I'll take aim at a sacred cow and pull the trigger. I've had issues with some of the concepts contained in Jim Collins book Good To Great since it was first released. Given the legions of those who have drunk the Good to Great Kool-Aid, I realize today's post might be akin to spitting into the wind. That said, it is nonetheless my hope to burst a few bubbles and bust a few myths. The issue that finally placed the theories purveyed by Collins squarely into my cross-hairs was a recent conversation I had with a very intelligent man who referenced Good To Great as if he was quoting scripture, and referred to Jim Collins as if he were the Almighty Himself – enough was finally enough…
Let me be clear – I have nothing against theories so long as they're presented as such. But when theories are marketed as fact, I begin to lose patience rather quickly. Just because an opinion is expressed boldly, and even when data can be developed to support the opinion, opinion doesn't become fact – it's still an opinion. I've been around far too long, and cleaned up far too many messes that resulted from theory being applied as fact to be lulled into stepping on this very slippery slope. Let me put this another way – not all business logic is good business logic.
Not only do I believe that most people should rethink aspects of Good To Great, but they should also reevaluate many best selling business books that use biased statistical data as a substitute for common sense business wisdom. The simple truth is that anyone can prepare a chart or graph to support virtually any premise or position at a given point in time. However when one expands the window of time under which static data is observed, and the static data has to withstand the test of time as it becomes subject to the fluidity of changing markets, and the results are rarely as constant as many authors would have you believe.
The first thing that readers need to keep in mind is that there is very often a huge difference between a commercial best seller, and a book that provides real value. Being a commercial best seller is about buzz, hype, and branding…it is about book sales rather than the root value of the content. In being true to my contrarian self, and with rare exception (Peter Drucker, Adam Smith, etc.), I believe that the more popular a non-fiction business book is the more likely it is proffer fluff over substance.
Before I go any further, let me acknowledge there are valuable nuggets to can be taken away from most books so long as the reader is capable of discerning the fictional hype from the factually substantive. While I believe there is an element of quality information to be gleaned from the pages of Good To Great, I also believe there are some potentially dangerous and misleading concepts/principles that can cause great harm to a business if taken out of context. The key to understanding, validating, and appropriately applying any form of research is to understand the context in which it was developed, as well as the business logic that was used to frame it.
The problem with Good To Great is that the reader is left with the false impression that the principles contained in the book can be universally transferred to their individual situation without regard for context. The reader is led to believe that if they apply the principles contained in the book to their business, that the results will mirror those of the companies examined in the book, and that their business will in turn make the leap from good to great and enjoy sustaining good fortune. This is simply not true. You see all research, even good research, must be evaluated contextually. There are very few universal truths in business that can be applied in a vacuum. In the text below I will examine what I believe to be three of the most critical flaws in business logic contained in Good To Great:
1. The Study Itself: The study in and of itself has a bias in that Jim's research staff focused their efforts on 22 Fortune 500 Companies. The study compared and contrasted 11 companies that made the transition from good to great, and 11 peer companies that did not over a time period certain as judged by growth in stock returns. The problem with this study is that it applies to a very small universe. How many of you reading this post are currently CEO's of Fortune 500 companies? Fortune 500 companies are mature, well branded, well capitalized, already successful companies. To assume that a start-up, small, mid-size, or even relatively large company can universally adopt and apply the business practices of Fortune 500 companies is just not realistic. Adopting this line of thinking in a vacuum can actually send a company into a death spiral.
2. Level Five Leaders: Jim refers to a hierarchical matrix of leadership that describes 5 different types of leaders, and suggests that only with rare exception can anything other than a Level 5 leader take a company from good to great. While I agree with many of his suppositions on what makes a great leader, I vehemently disagree that only one leadership style can work effectively. I have personally witnessed just about every style of leader both succeed and fail. While I find some leadership styles more pleasant than others, to adopt a "one size fits all" mentality toward what it takes to lead a company is a huge mistake. It is not the leadership style in a vacuum that is as important as selecting the right leader based upon aligning style with the environmental, situational and contextual circumstances of the time along with the mission at hand. There is NO perfect leader – just the right leader for a given situation at a given point in time.
3. The Flywheel and the Doom Loop: Jim's theory here is that "those who launch radical change programs and wrenching restructurings will almost certainly fail to make the leap" (from good to great). While I am a strong believer in the flywheel principal as a general practice, there are also times when radical change is in fact the critical element needed to move a company to the next level of success. It is not change or reengineering that are the evils, rather it is ill-conceived or poorly implemented change that can cause harm. Beware the change agents for the sake of change, but embrace change by design (radical or otherwise) for the good of the enterprise.
The primary differences between Jim's view of the world and mine: is that Jim believes his data is applicable to virtually any situation in business, and I believe everything must be evaluated against the situational, environmental, and contextual aspects of any given scenario. Assuming that all formulas are made up of constants, without consideration for the inevitable set of variables that always come into play, is just not sound thinking. Bottom line – Just because a book or an author is popular, doesn't mean the opinions espoused within the covers of the book are synonymous with fact. Remember…Challenge everything!
Mike Myatt
Mike Myatt is a leadership advisor to Fortune 500 CEOs and their Boards of Directors. Widely regarded as America's Top CEO Coach, he is recognized by Thinkers50 as a global authority on leadership. He is the bestselling author of Hacking Leadership (Wiley) and Leadership Matters… (OP), a Forbes leadership columnist, and is the Founder and Chairman at N2Growth.
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27 Comments
As always, this is an excellent post. I agree with each of your propositions and echo your cautions relative to blindly applying principles without sensitivity to context, management styles or environmental factors. Collins' focus on method is in opposition to one of my favorites quotes by Ralph Waldo Emerson.. "As to methods there may be a million and then some, but principles are few. The man who grasps principles can successfully select his own methods. The man who tries methods, ignoring principles, is sure to have trouble".
With that being said, your readers are most likely left with the question… "If I can't universally apply Collins methods, then what should I do?" What are some of the principles? The answers to that question certainly can't be fully addressed in this short response but here are a couple of thoughts…
Principle 1: Leverage Trends
Understand that the context within which "Good to Great" is set focused on a business cycle (albeit a long one. We have to adjust our thinking to our unique situations (market, environment, etc) and recognize that cycles ebb and flow and are poor predictors of future success. Collins gleaned statistics from an industrial-era, statistical subset with established rules and very little change. As we all know, that era is at an end and the rules which drove historical success no longer insure future continuity. As Mike highlighted, there are universal truths in Collin's work but the wise leader is adept as separating the wheat from the chaff (e.g. Level 5 Leaders ~ Passion for business, commitment to growth, etc.). Hyper-change is the new norm and the principle of recognizing and leveraging trends will serve your readers well. Read 'Flash Foresight' by Daniel Burris, understand the difference between cycles, soft trends and hard trends and apply this newfound wisdom to your life and business.
Principle 2: Commit to Mastery
Recognize the difference between "Good to Great" and "Competence to Mastery". This, perhaps, is one of the key areas that Collins didn't divine in his statistical manipulations. As leaders, organizations, key stakeholders, et al, we need to understand that 'Competence' used to insure success. Today, it's often tantamount to irrelevance and extinction. Those who survive are growth-minded and have committed themselves to Mastering their discipline (e.g. leadership, accounting, etc, etc.). The world rewards specialists and discounts generalist. This applies equally to individuals and corporations alike. Make the irrevocable commitment that you'll invest whatever time is necessary to be the 'best' at what you do. This commitment to mastery embodies a mindset that is flexible and adapts to changing conditions. Longitudinally this insures 'Great' in the long run.
Keep up the great work, Mike
Hi Mark:
I always appreciate comments that add value to the thought stream by proposing solutions, which your comment does. Staying ahead of the market and the pursuit of excellence are clearly two endeavors worth immersing yourself in. Thanks for sharing your thoughts Mark.
Excellent points, Bret! I agree with you
I too have been around the horn a few times and I am always amazed at the onslaught of books who present formulaic methodologies for success. As you so clearly stated, "there are valuable nuggets that can be taken from most books…" it is also true that there is no panacea to leadership. Yes, there are things that we all can and should do that will improve our chances, but if it were truly possible to model the Fortune 500 models so precisely, then we would not have any differentiation in companies by size, we would all be running 'Great' companies with equal success limited only by the physical demand for our products and services.
I believe we should all keep reading and learning, but all of our learning must be processed through a filter of common sense. Going blindly forth in ignorance is one of my favorite sayings and I believe it comes in many forms. Accepting any study, book, or model as the gospel is one.
'Great' job as always, Mike.
Gordon Clogston
Thanks for your insights Gordon. I agree with your statement: "I believe we should all keep reading and learning, but all of our learning must be processed through a filter of common sense." Thanks again for stopping by Gordon…
Hi Bret:
Thanks for your comment. I concur with your thinking on all accounts, and appreciate you expanding the areas that fans of the book need to place under the microscope. Again, I think we're on the same page by poking not at philosophy, but at methodology. Thanks Bret.
Hi Oarabile:
Thanks for pointing out the need to consider geography and culture when filtering for context and approach. I appreciate your insights as always.
Mike, I recall a time when "In Search of Excellence" created a similar buzz and loyal following of that I too have witnessed with Collin's literary business bible.
This is human nature. Follow the flock. I personally enjoyed both books, and feel both have nuggets of information, strategies and tactics I have or could have applied.
I found the same to be true w/ your book "Leadership Matters".
There is never just one right approach, we must all remember there are several versions of the Bible itself.
All good points Rod. Thanks for sharing and I appreciate the book plug:).
I agree that there is rarely just one right approach, but there are always bad approaches. Even more important – there is usually a best approach. The sad part is most people settle for something far less than what could have been achieved with a better effort. Thanks again for sharing Rod.
Some great points Mike. Seems like everyone wants to find the silver bullet. Simplifies life and makes us all have to think less. Unfortunately life is much too complex for that.
Hi Greg:
Thanks for the comment. I agree that life isn't fair, it's very complex, and it's ever changing. That's why everyone wants a simple solution for a complex challenge. It's the right goal, but difficult to achieve which is why everything needs to filtered through discerning eyes. Thanks for sharing Greg.
Lovely as usual Mike,
I need to second Brets' comment, working backwards from historical data is a prime candidate for confirmation bias, placing more emphasis on data points that may support our point of view while neglecting, or minimizing those that may not.
As you state, and other comments have echoed, context is key, I won't re-iterate what you have already written with the exception of one example: Winston Churchill was a wash-out and arguably a failure in the context of a peace time leader. My opinion is that history demonstrates that in the context of a war time leader, he stands at the top of the list.
I must add that I believe that the flywheel principle itself can be dangerous – in your words, when 'used as holy writ.'
Yes, momentum is required based on the unique circumstance, but at the same time, that momentum keeps on going long after the external forces are no longer applied. Another analogy may be waves, each needs to build its own momentum, but then it dies while the new ones surge in behind.
Have you also noticed that many critics of Good To Great also ignore the critical sense of context? "Company X was great now it isn't"
Business history is littered with organizations that were market leaders and no longer exist. Hindsight always shows us which new technology or trend that was missed – but again – that is looking in the rear view mirror. Decisions made are only useful within the context of the environment and time they were made.
To use the waves again, if you are on the crest of one, as a business leader, you better be building the momentum on the next one, because a cresting wave is the end….
To that end, as Mark Oakes states above, you need commitment to mastery, but you need a few 'generalists' that may be able to point out the next area (or trend) that you need to start building a new competency.
Thank you again,
Mike Myatt, Managing Director, N2Growth
Author: "Leadership Matters…The CEO Survival Manual"
Mike Myatt's Bio | N2Growth Blog | @mikemyatt on Twitter
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Excellent post as always. I got swept up in some of the Built to Last and Good to Great hype years ago, but my challenge with Good to Great paralleled Scott McKain's in Collapse of Distinction. I had a problem with the definition of "great." Phillip Morris? Circuit City? Fannie & Freddie? I wondered then about how narrow the "great" definition must have been.
One day, we will all a share a definition of "great." Until then, I like Mark's Competence to Mastery illustration. I want to be my best individually, as a team member and as a leader. My definition of "best" should differ from yours, and at my "best" my results will differ from others who are at their "best." Our time "on top" will vary and our impact will be different.
Authors and their books are inputs, and ideas. I hope we never stop learning, and discerning. I love ideas. But ideas have a time, place and context. Some of the best ones I've ever heard didn't come from successful authors or people who led huge crowds. So I'm not going to reduce my inputs, but, like you said, try to be discerning and challenge everything.
Awesome post and comments! Looking more broadly at many of the "best sellers," "fashionable trends," etc., it's amazing to me that so many seemingly smart people search so hard for (and attempt to blindly apply) the silver bullets and simplistic (as opposed to simple) solutions. They think these magic principles enable them to skip the hard work of execution — getting to the same result as portrayed in the books.
There are great nuggets in many of these books, but the real magic is in the hard work of figuring out, what does our organization face, what stands in the way of achieving our goals, what are the right strategies for our circumstances, how do we execute with precision.
The quest for magic solutions that shortcut the critical thinking, hard work and attention to 10,000 details.
I read all these books, I take all of them with several grains of salt, from each I may extract an idea or two, but it still gets down to a lot of hard work and focused execution.
Thanks so much for raising an issue that I know frustrates many of us.
Hello, Mike!
I appreciate your perspective on G2G and the points of others on the comments section, but I disagree with a number of your points here.
First, the study did NOT focus on 22 companies only. Collins began with ALL 1435 publicly traded companies that
appeared on the Fortune 500 listings from 1965-1995. Accordingly, this
does not constitute a sample; instead, it examines an entire population.
Second, while I totally agree with your assessment on matching the right kind of leader with the right kind of situation (Fiedler's Contingency Model, et. al), I don't think you place your opinion precisely within the context of what Collins meant here. Collins said that a Level 5 leader was necessary for a company to have high levels of sustained success, which is a totally different scenario than, say, a turnaround scenario in which the organization is in the toilet and must be salvaged. Collins never stated in essence, "It's Level 5 or else." In fact, he said the Level 4 leader would work, but only for the period of time in which s/he was in that position; after that, Collins said, the magic would be gone.
Third, while again I totally agree with your assessment that radical changes are sometimes just what the doctor ordered, again, a reader must be careful to interpret Collins' comments within the context of what he's saying when he writes about radical change. What he means here is that radical change is detrimental once a company has hedgehogged its way to success by determining it's passion, what it can be best at doing, and what drives its economic engine, then drawing great success from that.
I'd respectfully ask you and your readers to examine my assessment of G2G critiques in my blog here: http://drbengoss.com/drbengoss/Bettermgt.com/Bettermgt.com.html
I welcome your comments and again submit mine with all due respect to your writings as you certainly have a massive pedigree.
Ben Goss
Excellent post, and I completely agree. I've always had a problem with all of these 'theories' brought forward by consulting types. The goal is to convince potential clients you have the silver bullet and they should come to your holy grail. By definition, all business books, especially best sellers, are usually light in content and pithy in concept. After all, they are written for the masses. An author recently told me a story about how his published insisted he dumb down his best seller to a grade 9 level- otherwise the book was unpublishable.
The point of writing a book is to leverage the exposure to gain entry into the high priced world of speaking engagements and juicy consulting contracts. Wonder why so few get that? All of these books and theories are far too simplistic to make much sense or have long-lasting impact. But then, that is not their purpose
Thanks for another thought-provoking post. I'm a little late
to the comment party, so I'll try not to repeat too much. For me the key
takeaway from a post like this is that there is no magic technique that will
magically transform your business. You have to look at what's out there, take
what seems to work, adapt it to your system, and try it.
The critiques of the research are valid. I was much more
comfortable with the approach of Tom Peters and Bob Waterman who presented
their book as, "here's what we've observed and here's how we've made sense
of it" than I am with Collins' "this is what research shows."
I also had problems with Collins' tendency to present
individual situations as universal truths. He presents Jim Stockdale's opinion
as if it represented the practice of all POWs for example.
To expand Rod's point, I think the main value in books like
this is often their inspirational quality. Good to Great has energized a lot of
people who've then used the book as a starting point for trying things in their
own organization.
I have to add an observation about the "Level 5
Leader." My take is that it was a concept bolted on to the book to sell
consulting services and other products.
Mike, I think it's good to challenge especially what has become for many CEO's the "Bible".
Whilst I agree with you that many CEO's can be effective at a certain level, my belief is that there really needs to be a very special kind of CEO to make the organisation great.
I've not applied the tests in Collins' book to Steve Jobs or Bill Gates, but I'd be interested to know how they compare. Because on the face of it both leaders have been phenomenally successful, but only one of them is widely heralded as "God".
Hi Matthew:
Thanks for your comment and your insights. I think you'll find that many successful leaders don't fall so neatly into the Level 5 box. Both Jobs and Gates have displayed a bit of hubris over the years, and I would say that particularly in the case of Jobs, he is a classic definition of a charismatic leader, who by the way, has also used radical change to his advantage. Thanks for stopping by Matthew.
Hi Mike,
When it comes to
research, it's important that we take into consideration the fact
that research is not free from politics or personal agendas. Indeed,
it's fairly common for researchers to focus on developing studies that serve more to reinforce their own bias/perceptions of the material in question, if not to also ensure a
steady stream of grants and other forms of funding. Just look at how
much contradictory information we get about what we should eat and
what we should avoid.
In this light, it's not surprising to see
Collins' relying on data that serves to reinforce his model for
successful leadership. That's why I agree with you that it's
important that we examine any research with a critical eye and place
it within a proper context to appreciate its real-world applications.
As for the reason why
Collins' work remains such a sacred cow for many, one thought that
came to mind is how it provides its own form of 'safety in numbers'.
That is, trying to take uncertainty out of the equation in order to
make processes and the act of leading people more predictable and
Aside from the obvious
problems this creates, the other concern this should draw is how it
encourages leaders to lose their sense of curiosity, of questioning
whether yesterday's solutions still hold true for today's challenges.
Perhaps in its own way, it's this form of circular logic which is
helping to build and reinforce people's perception of Collins' work.
See also 'The halo effect' by Paul Rosenzweig. Jim Collins his research is completely flawed. Thanks for your article!
Mike, There is one additional principle issue with respect to the study. That the concept 'great'
is operationalized in a financial way is easily understood from a practical
standpoint. This criterion is clear and rather easily obtained and makes it easy
to compare the companies scientifically. But is 'great' the best word to
describe spectacular financial success? Does their financial success necessarily
make GTG's 'great'? Wouldn't that be like saying that Bill Gates en Silvio
Berlusconi are great people while implying Martin Luther King and Mother Theresa
are not?
Like all things, I believe that every work is a great start. If every book that came out presented the be all and end all solution, there would be no need for any other strategy to be crafted or book to be published. Successful works such as G2G serve to inspire, and, to the educated person, should raise some flags.
I am a great fan of the Hedgehog Concept, in that there are always at least three elements that work together to provide a framework for a particular outcome. More recently, Simon Sinek penned a significant contribution to the literature titled "Start With Why," which says we've been looking at things all wrong when we start with mission statements that describe "What" we are, and focuses on the three stage of "Why," "How," then "What" for organizational success.
I hold to a philosophy that 3 leads to 4 leads to 5, in that there are at least 5 elements that complete "the system," and recently received validation of that theory by being introduced to Peter Senge's "The Fifth Discipline." The task is finding what that fourth and fifth element are. Once they are found, there is an emergent principle that is the result of the successful interaction of the five elements.
If I ever publish something that provides concrete examples of such systems (such as earth, wind, and fire + water + gravity), I fully expect someone who reads it to say, "Yes, but there is still something missing." Of course there's something missing. Everything in this life is imperfect. Our challenge is to keep trying to bring whatever we're working with or working on as close to perfect as possible.
"The problem with Good To Great is that the reader is left with the false impression that the principles contained in the book can be universally transferred to their individual situation without regard for context.". Amen!
I'm currently reading Good To Great for the first time and while I agree that some points of his are valid, especially the hedgehog concept, it's a bit much to generalize that it's applicable for everyone. As a hi-tech entrepreneur, I NEED to be a visionary leader, which probably disqualifies me from level 5 leadership. Also, if I can't pivot and change direction on a dime, my company will probably fail.
Well written and ballsy, nicely done.
Andrew Cross
[…] a blog post, "Rethinking Good To Great", Mike Hyatt said this in September 2008: The problem with "Good To Great" is that the […]
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Yesterday Origins 17+
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Ratings and Reviews
Would be amazing if it didn't crash . A lot.
I have been enjoying this game more than almost any adventure game I've played - it's up there with the classics for me. I especially like that it is not as violent as the first Yesterday, though there's some disturbing content implied in the flashbacks. Graphics are gorgeous, puzzles v intuitive (little need for walk through, this is a game that makes you feel smart), and the story is genuinely engaging in itself. But ... it crashed every 30 minutes or so for a while, and now it's up to every 2 minutes and is thus unplayable. Please fix, I really would love to finish!
No crashes in 2019
Played first game and loved it, but it was a bit short, or more like what most point and click games turn out to be 4-5 hours. But this game was .99¢ and I played for at least 12 hours, it is an amazing game, I barely had any crashes, maybe 2 the entire game.
One thing to know both games are adult oriented games, and have extremely dark subject matter, but I love that type of a game, so this was perfect for me. First game and this one are you playable without the other game, also though origins does a great job of reiterating what happened in the first game, just to give new players a starting point. For reals this is an amazing piece of work, for a 8-12 hour game(depending on how much dialogue you want to read) it is never tedious, and storytelling/script is just amazingly well done. Just buy it already you won't be sorry. If I had any cons, it would be they didn't explain the mechanics all that well, but after looking at a walkthrough for the first main puzzle I had it figured out, and didn't need the walkthrough anymore, just a bit of a unique of an approach to the puzzle problem solving, and the developers could have explained it a bit better. SPOILERS....
You have to find sometimes upto 4 objects, or ideas, and then use them all to solve a problem, or is really fun once you figure it out, and it is used a bunch so you have to figure it out lol, have fun
Dumbest game ever
I don't know what these other people are talking about. The tutorial is virtually nonexistent, the gameplay is bad, the ways by which you accomplish tasks is overly complex and convoluted; they are in no way intuitive. I don't want a game whereby I have to keep looking at walkthroughs to continue playing. Generally I would not even care about 0.99 cents, however, I would like a refund because this game caused me pain and suffering. Whoever says this is a good puzzle game is lying and have never played a REAL puzzle game like, The Room or House of DaVinci. At least there the tutorial is helpful and if you get stuck, the hints are useful. This game the programmers spent all their time on encoding these little anime style sequences and pointless conversations between characters. I was very excited when I saw the "gameplay" and read the reviews. But they were all misleading and not representative of what this game is. Save your dollar and give it to a homeless person who needs it.
- Seller
- microids
- Size
- Category
- Games
- Compatibility
Requires iOS 8.1 or later. Compatible with iPhone, iPad, and iPod touch.
- Languages
English, Dutch, French, German, Italian, Polish, Russian, Spanish
- Age Rating
- 17+
- Infrequent/Mild Horror/Fear Themes
- Frequent/Intense Realistic Violence
- Infrequent/Mild Sexual Content and Nudity
- Infrequent/Mild Mature/Suggestive Themes
- Infrequent/Mild Alcohol, Tobacco, or Drug Use or References
- Infrequent/Mild Profanity or Crude Humor
- Frequent/Intense Cartoon or Fantasy Violence
- Copyright
- ©2016-2017 Anuman Interactive SA / Microïds is a trademark of Anuman Interactive SA ©2016-2017 Pendulo Studios.
- Price
- $0.99
Game Center
Challenge friends and check leaderboards and achievements.
Family Sharing
With Family Sharing set up, up to six family members can use this app.


text:
Report Says Pak Generals are Barons
Russia, US, to Expand
India Nuclear Ties
India Flexible on Industry
not Agriculture at WTO
Naxals Attack Relief Camp,
Brutally Kill 25
Report Says Pak Generals
are Barons
Resolution Condemns Blasts
India will see Iron Ore
Shortage in Near Future
A Newsline report said that Pakistan
continues the British tradition of
rewarding armed forces with land
allotments making Pakistani Army
generals new "land barons" controlling
12 million acres of prime agricultural
land worth over Rs 700 billion.
According to this report, Army
controls 12% of the country's land
area out 62% of which is in
agriculturally rich Punjab.
Apparently, Army generals get
agricultural and urban land as
motivational allotments.
Pakistan Defense spokesman trashed the
report denying that the army is a
major real estate player. He said that
military personnel acquire property
through self-help housing societies
"collected from the salaries."
Related News Analysis


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Please check your email for the OTP, if not received please refresh the page and try again, also check your spam folders.
Required Skills: TDS, VAT, Service Tax ,Other Skills:Custom Duties, Corporate Taxes
Required Exp: 3 to 5 years
Address: Delhi
Category: Accountants Jobs
Candidate should have background in furniture and Furniture hardware companies.
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Experience in Warehouse and Factory and Dispatch
Online Banking - Monitoring and executing all the receipts and payments respectively through RTGS, NEFT, IMPSResponsible for accurate and timely online submission of TDS, VAT, Custom Duties , Service Tax, Corporate Taxes.
Monitoring and executing foreign receivables and payables, against imports, by coordinating with the foreign customers and principals over the emails.
Ensuring proper entries of imports into the accounting software
Date Posted:05-Nov-2019
Posted By: kumar shubham
Views 64
Source: Shine.com
If the apply button does not work please refresh the page by clicking here.


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And people wonder why we hate feminists.
Their many answers to this question theirs 2 0 or 4+-2
Adventures in Life, Love, and Writing
Is it objectification if I get lost in Lacis eyes?
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You know what's even worse?
My sensual tattooed fiancee is massaging her legs on a sofa.
CFL side zones are 20 yards into so opposed en route for 10 yards taking part in the NFL.
Last experience F Partnership commissary orders were filled, it took an full week.


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Some times things don't work out the way you plan.... and tubes get a little twisted but the contents are still as amazing as always ! We are blowing these tubes out at a low, low price, and at this price - you can't lose.
There is a limited supply so do not delay - order yours today!
Stuff Your Stockings with Tu-Bees
Give your loved ones something sweet this Christmas! From Dec 2 - Dec 21, you can Stuff your Stockings with Tu-Bees Squeezable Honey tubes. Creamy delicious honey in a variety of natural flavours that are sure to be a hit with any honey lover. Choose from Black Cherry, Cinnamon, Coconut, Ginger, Lemon, Maple, Pumpkin Spice, Raspberry and our number one seller.... Saskatoon Berry Gourmet Honey!
All of our Tu-Bees products are available for shipping within Canada and the United States. Pricing on our website is in Canadian Dollars. US customers, please note that your transactions will be converted to Canadian dollars through your method of payment.
Home of the Easy Squeezie ~ Have You Squeezed Your Honey Today?
Tu-Bees Honey has been the Home of the Easy Squeezie Gourmet Honey in a Tube since 2007. Made only with the finest of ingredients, Tu-Bees has maintained their committment to produce an all natural honey product and has expanded its Saskatchewan Honey product line from two flavours of honey in a squeezable tube to a complete line of all natural honey flavours available in a variety of sizes, such as our 140g squeezable tubes, 375g Tu-Bees Tubs and glass gift jars (60g and 250g).
Back By Popular Demand - 250g Jars!
Tu-Bees 250g Jars are back in stock and waiting for you to enjoy. These gems are here just in time to stock up for your holiday gift baskets. Grab them while you can as these jars sell out fast!
gour-met (adj.) made with only the finest of ingredients.....
And that is what goes into the making of our gourmet honey products! Our natural flavourings are gluten-free, nut-free and dairy-free, and they do not contain any artificial flavours or colours. Also available in our product line is eight amazing flavours that are certified OU Kosher.
Keeping it Natural
Tu-Bees believes in keeping things natural beyond our ingredients; therefore, we use tubes, tubs and lids that are BPA-free, phthalates-free and recycleable under most recycling programs.
Minimal labelling is used on all Tu-Bees products to reduce waste, allow the reuse of the containers (such as our tubs and jars), and to avoid filling up landfills with containers.
What to do with frozen, cold or hard tubes.....
When shipping in the winter months, our honey tubes can become cold and hard. Follow Steps 1-4 in the picture.
If your tubes are solid and you are unable to squish them in your fist, you can soften them using your oven light. Place the tubes on your shipping box and place them into your cold oven. Turn on your oven light ONLY and wait 30 - 45 minutes. Do NOT turn on your oven - ONLY the oven light. Be sure to check your tubes every 15 minutes and remove them when you are able to squish them with your fist. For more info ~ Click on the Contact Us Icon at the bottom of your screen.
Just When You Thought It Couldn't Get Any Better.....
That's when you find out that Tu-Bees has products that are OU Kosher Certified. How exciting to add some zing to your kosher food choices while enjoying our amazing gourmet honey products that are available in a variety of kosher flavours: Black Cherry, Cinnamon, Coconut, Ginger, Lemon, Maple, Pumpkin Spice and Raspberry
Natural Creamed Honey with All Natural Flavours - Our Ingredients:
Tu-Bees Honey is made with 100% Canadian honey, that is drawn from some of the sweetest hives in Saskatchewan, where fields of canola, alfalfa and clover grow.
Our unpasteurized honey is creamed before blending it with amazingly delicious natural flavours, then packaged into tubes, tubs, or jars, before heading off to market.
Special thanks to all the honey bees ~ they truly are our source of life.


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Welcome! Register or Login
21 Oct 2019
Yayasan MPS dan Penyakit Langka Indonesia Represented Indonesia in Asian Rare Disease Patient Forum
Our foundation, Yayasan MPS dan Penyakit Langka Indonesia (Indonesian MPS and Rare Diseases Foundation) had the opportunity to join the "Patient Advocacy Capability Training" Workshop held in Novotel Singapore on Stevens Hotel
12 Jun 2019
What is Pompe Disease?
Pompe disease, or glycogen storage diease type II (GSD type II), acid maltase deficiency, or acid alpha-glucosidase (GAA) deficiency, is a rare disease caused by mutations in the GAA gene
22 Nov 2017
What is Gaucher Disease?
Gaucher disease is an inborn error of metabolism caused deficiency of an enzyme called glucocerebrosidase


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financial freedom academy
Now next, you'll want to pick a WordPress theme from somewhere like ThemeForest, Elegant Themes or OptimizePress. This is the barebones design of your site, which you can then customize with your own branding, copy, and images. That being said, you don't want to cheap out. It costs less than $100 to buy a theme that will make your website look professional (and you can upgrade to a completely custom design once you get the business going). You'll also need strong marketing tools to grow your website, like HubSpot's All-in-One Marketing plugin.
13 Easy Ways To Make Financial Freedom Faster
More and more companies and startups especially are embracing remote work—where you use online collaboration and communication tools to do your work from wherever you want. And you don't have to be a 20-something hotshot designer or coder to reap the benefits of working remotely. Many remote positions are for customer support positions or other customer-facing positions that don't require specialized skill sets.
Hi Sam, interesting post as always. I'm always very curious about how you arrive at your estimates. It would be great if you could show us the math! (actually I'm very curious about this in your 401k value post) Anyway, in this post you mention: "need between $800,000 – $1,600,000 – to replicate 40,000 a year in passive income" This is a bit bigger than the standard 4% approach. I can see that you are cautious, I'm just wondering about how I could replicate some of the math too.
While compensation may influence the products we discuss, it doesn't impact the qualitative and quantitative analysis demonstrated in each article and review. We try to objectively evaluate financial products and recommend those that are most beneficial to readers. Our site does not feature every company or financial product available on the market, and nothing written should be interpreted as financial advice. We are not responsible for your financial decisions.
Even though I passed the point where my savings could cover my essential expenses quite a while ago, I've decided to keep working and pad my balances a bit more. Since I'll likely have plenty of buffer by the time I actually pull the plug on work, I plan to just maintain my current portfolio, which consists primarily of low-cost, stock market index funds. Since I could always work again if necessary, I'm happy to take on a bit more risk for higher potential returns.
financial freedom university
Market your course: The beauty of using a course to make money online is that you can continue to sell it for as long as you'd like. Look for niche communities on Facebook, LinkedIn, or Reddit that might benefit from your content. Guest post on relevant blogs and sites. Look for anywhere you might be able to get in front of the right people. With just a few hours a month you can continue to generate sales.
"There's a huge element of privilege to being able to do this," said Liz Thames, author of the forthcoming book, Meet the Frugalwoods: Achieving Financial Independence Through Simple Living. "For many people, asking these questions is outside of the realm of their day to day life. We have a real problem with income gap and people who do not make a living wage. So I want to make sure that we recognize that the ability to put distance between your income and your spending is often a privilege."
Financial Freedom - An In Depth Anaylsis On What Works And What Doesnt
The formula-lover in me wonders about doing something like this for defining these levels based on the avg income of cities. Your definition of "blockbuster FI" is being able to live anywhere in the world, which could be the point – but the low end of blockbuster could be wherever in the world you want to live. I like that idea of planning for options.
21. Facebook – Facebook swap shops are great for selling things locally. It's like CraigsList, but a little easier. You simply search for swap shops in your area and ask to join the group. Once you're in, take a picture of the item, write a quick description with the price and post it. It doesn't get much easier than that. You can generally expect to get about what you would get at a yard sale, maybe a little more.
In this chapter I talk a lot about how to reduce your biggest expenses and that you are going to be able to save the most money where you spend the most money. I also talk a lot about traveling the world for free using credit card travel rewards. Because I've gotten so many questions on how to do this from readers I created an Introduction to Credit Card Rewards Guide.
financial freedom reddit
Jumping into the field is relatively simple. Most prospective transcriptionists start by taking an online transcription course that teaches them the skills necessary to perform common job duties. Companies, such as Transcribe Anywhere, offer classes that teach students the basics of general, medical, or legal transcription, and just as importantly, how they can go about finding clients for work.
financial freedom acquisition llc
Do you know anyone who hates their job? I mean really hates it. I have met a few over the years as a financial planner. Those individuals were willing to do almost anything to retire as soon as possible. Some considered things like moving to a foreign country with a low cost of living, selling their home or getting roommates. I should point out that those people were closer to full retirement age.
Writing an e-book is very popular among bloggers, as many have noted that "it's just a bunch of blog posts put together!" You will not only have to make an investment of time and energy to create the e-book, but market it correctly. However, if marketed correctly (through blogging affiliates in your niche, for example), you could have residual sales that last a very long time.
- Limited discussion until the end of the book (p. 290) about Sequence of Return Risk. This is something few people understand and it is flat out dangerous to lead someone to potentially believe that they can retire decades earlier than "standard/normal retirement age" with significantly less money than they would supposedly otherwise need to accumulate by age 65, immediately starting withdrawing from these funds, and that their money will likely double, triple, or quadruple by the time they're much older. Yes, this is possible IF someone can remain flexible (on taking withdrawals from their assets, on generating income in "retirement"), IF someone has alternate income sources, IF market conditions are generally favorable during at least the first decade of "retirement," etc., but there is a major risk here as well. The author does mention these items and does provide a few cautionary words, but I do not think this was stressed enough for the average reader to truly understand the complete impact/considerations. I feel like most people will think, "oh, awesome, I can retire in my 30s with $1.25M, starting taking withdrawals right away, never run out of money, and my portfolio will be worth multiples of the $1.25M in my later years." More time should be spent discussing sequence of return risk.
Even though I passed the point where my savings could cover my essential expenses quite a while ago, I've decided to keep working and pad my balances a bit more. Since I'll likely have plenty of buffer by the time I actually pull the plug on work, I plan to just maintain my current portfolio, which consists primarily of low-cost, stock market index funds. Since I could always work again if necessary, I'm happy to take on a bit more risk for higher potential returns.
How do you get financial freedom in 5 years
It's insane how much money you can make flipping items (buying a deal and then selling at a big profit). You know all those people who are selling things on eBay? Well, some of them are making tens of thousands of dollars a month doing it. Sound like a lot of work? It's really not. The key is building a good strategy for finding, buying, uploading, and shipping items.
No matter what method you choose to make money online, understand that you might be able to make some money fast, but for the sizable returns, you'll need significant sweat equity. However, a year from now, you'll be happy you started today. Remember, time is far more valuable than money. Focus on creating passive income streams that will free up your time so that you can quit the rat race and focus on the things that matter.
This is what I what I hear. Sell all your stuff, except for a tent, and move to the woods so you will never have to pay rent or utilities again. Joking aside, I actually come across a blog that promoted dumpster diving for food. No thank you! Realistically, most of us will not want to do the things required to retire at 30, 40 or 50. In fact, many people who are reading this likely are not saving enough to maintain their current standard of living during their golden years, if they retired at the age of 70. It pains me to report that about 21% of people have zero, zilch, nada saved for retirement, according to the Northwestern Mutual's 2018 Planning & Progress Study.
Vanguard: Vanguard has a minimum of $50,000 and a fee of 0.3%. Rebalancing is done automatically once every quarter and tax loss harvesting is done on a client-by-client basis. We included Vanguard because clients who invest between $50,000-$500,000 have access to a team of financial advisors. Those with accounts over $500,000 will have a dedicated advisor.
MoneySupermarket.com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). The registered office address of both MoneySupermarket.com Group PLC and MoneySupermarket.com Financial Group Limited (registered in England No. 3157344) is MoneySupermarket House, St. David's Park, Ewloe, Chester, CH5 3UZ. MoneySavingExpert.com Limited is an appointed representative of MoneySupermarket.com Financial Group Limited.
Next, you'll need the right tools. You can be as complicated or simple as you want depending on your comfort with audio equipment, but at the minimum you'll want a microphone and software for recording your voice. Companies like Behringer, Blue, Focusrite, and others sell studio-quality plug-and-play podcast setups that can get you recording today.
However, like anything else truly worthwhile, apps require a significant investment of your time or money upfront. If you don't have the skills, then you have to hire someone who can assist you in creating a great app. But first you need to come up with an idea that will sell. Do the proper market research and analytics to come up with the right app.
To graduate into the temporary stage of financial freedom, you must spend less money than you earn and create a pool of savings. Otherwise, you will be forced to continue working indefinitely because your lifestyle depends on your employment income. As you begin to save a portion of your income, you might invest your savings in a diversified investment portfolio to produce a regular stream of income. Or, you might start a passion business on the side, creating another stream of income.
Financial freedom
I started small, about 10% each paycheck would be taken out for my savings accounts. Half would go to my Vanguard retirement account and the other half to my savings. Then, I kept increasing it and diversifying where the money went. Anytime I go a raise or made side hustle income, I would do the exact same thing as soon as it cleared in my bank account. Now, I'm on track to save 30% this year of my overall income, which I would like to increase to 40% by next year.
Learn then selling guidelines. Each marketplace has guidelines that define what you can and cannot sell. State and federal laws also impact what items are prohibited. In general, you cannot sell alcohol, weapons, service contracts, animals or event tickets. Also, while not always prohibited, you may find restrictions on how you can sell items in some categories, such as art, gift cards and coupons.[27] eBay, Craigslist and Amazon publish these guidelines on their websites.
How long will a million dollars last
Land ownership was also justified according to John Locke. He claimed that because we mix[clarification needed] our labour with the land, we thereby deserve the right to control the use of the land and benefit from the product of that land (but subject to his Lockean proviso of "at least where there is enough, and as good left in common for others.").
As discussed, the only way to take advantage of investment opportunities is to have the money to invest. The reality of successful investing is that there is a certain point where you reach critical mass, and the returns generated on your assets can change your life (e.g., earning a 10 percent return on $10,000 is only going to net you $1,000 before taxes—hardly earth-shattering, but the same return on a $1,000,000 portfolio is $100,000, which has far more utility despite requiring the same effort and research).
People are turning to audio and visuals when it comes to technical subjects. However, you should consider doing an ebook first and turning it into an audiobook through a resource like Audible's ACX platform. You can hire a producer either through a royalty share program, so you don't have to shell out upfront cash, or you can do a pay-per-hour hire as well.
Even though I passed the point where my savings could cover my essential expenses quite a while ago, I've decided to keep working and pad my balances a bit more. Since I'll likely have plenty of buffer by the time I actually pull the plug on work, I plan to just maintain my current portfolio, which consists primarily of low-cost, stock market index funds. Since I could always work again if necessary, I'm happy to take on a bit more risk for higher potential returns.
financial freedom university
So, where are we supposed to turn to make money the legitimate way online? This isn't just about generating passive income; this is also about finding ways and means to create an active income through the conveniences afforded to us by the internet that will not only help us with our debt obligations, but also empower us to save, invest and get really rich in the future.
However, like anything else truly worthwhile, apps require a significant investment of your time or money upfront. If you don't have the skills, then you have to hire someone who can assist you in creating a great app. But first you need to come up with an idea that will sell. Do the proper market research and analytics to come up with the right app.
My blogging buddy Joe from Retire by 40, who is six years older than me, is a good example of having enough money, but finding it difficult to overcome the fear of not working. Every year, he questions whether his wife can join him in retirement, even though he's been retired for over five years, has close to a $3 million net worth, and has online income and passive income to more than cover their annual living expenses. Every year I tell him she could have retired years ago, but he's adeptly convinced her to keep on working.
6. IZEA – IZEA works in addition to a blog or on its own. You get paid to blog, tweet, take photos and take videos. The pay is mostly based on your following, so if you want to make money with your tweets, you'll need to grow you Twitter following. Likewise, if you want to make money with blogs, you'll need substantial blog traffic (more on blogging below).
If you have a spare bedroom, you can find a roommate or list the space on AirBnB for travelers. Having a roommate is the more passive of the two, as being an Airbnb host will require more work in the form of turning over the room between stays. This is a super painless way to earn $500 to $1,000 a month without much effort – you may even be able to cover your mortgage payment with this extra income!
When a taxpayer records a loss on a passive activity, only passive activity profits can have their deductions offset instead of the income as a whole. It would be considered prudent for a person to ensure all the passive activities were classified that way so they can make the most of the tax deduction. These deductions are allocated for the next tax year and are applied in a reasonable manner that takes into account the next year's earnings or losses.
Research selling prices of items similar to yours. Look up completed sales or current listings of items similar to yours. Find the high- and low-end prices, and price your object around the median price level. If you want your item to sell quickly, price it at the low end. The condition of the item also affects the price. Items in poorer condition should be priced at the lower end. Also, consider how many listings there already are of items similar to yours. If many similar items will be competing with yours, you may have to set the price lower to get the sale.[28]
Under no circumstances should any information from this blog be used as replacement for professional financial advice. DollarSprout.com is owned by VTX Capital, LLC and neither are licensed by or affiliated with any third-party marks on this website and third parties do not endorse, authorize, or sponsor our content except where clearly disclosed. DollarSprout.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
The Field Agent app is available on Android and Apple devices. You only need to look for tasks within your area, do the research, submit the details of your findings and wait for your money. These tasks are simple and involve visiting stores and checking on issues such as display compliance, demos, and shelf availability. Each job may give you earnings between $3 to $12.
"We don't promote a message of extreme frugality, he said. "Instead our message is based on 'value' being the guiding light behind purchasing decisions. We want to cut out the excess in our lives because it enables our monthly expenses to be lower and thus speeds the path to FI. In summary, it comes down to value, and I think it is a useful exercise to go through all the lines items in your budget and ask "Is this adding value to my life?"
If you are struggling to find exactly the material you are looking for, try Open Culture's listing of free online education courses. The page highlights 1000 lectures, videos and podcasts from universities around the world. The site features a lot of material found only on universities private sites, all in easy to browse categories. This means you can find hundreds of university courses, without having to visit and search each university's own site.
Write pitches. If you have located a client for whom you want to write, send pitches, which are topic ideas for articles. Write pitches that not only show your expertise, but also demonstrate your enthusiasm for the topic.[21] First, read the publication to which you are sending pitches to familiarize yourself with what they publish. If applicable, identify a specific section and send our pitch to the appropriate editor. Also, include a brief summary of who you are.[22]
I actually had quite a bit saved up before I got on the journey to FI and thanks to the market run-up over the last few years and the increased supplemental income coming from my side businesses, my "passive" income and theoretical investment income (assuming 4% withdrawal rate) currently covers over 130% of my total expenses. Once we sell our house and lower our expenses even further, an even higher percentage of my expenses will be covered so although I was targeting only the essentials for FI, I'll likely have everything covered and then some by the time I finally pull the plug on my career.
In economics, net worth refers to the value of assets owned minus the value of liabilities owed at a point in time.[8] Wealth can be categorized into three principal categories: personal property, including homes or automobiles; monetary savings, such as the accumulation of past income; and the capital wealth of income producing assets, including real estate, stocks, bonds, and businesses.[citation needed] All these delineations make wealth an especially important part of social stratification. Wealth provides a type of individual safety net of protection against an unforeseen decline in one's living standard in the event of job loss or other emergency and can be transformed into home ownership, business ownership, or even a college education.[citation needed]
Not only will this multiply the money you're bringing in in a serious way, but it protects you against any sudden changes in the market or in your business. Remember that old saying about putting all your eggs in one basket? A few hours a week committed to just one or two of the following opportunities will put you in a much stronger position to be financially safe and independent.
Create a writer website or blog. A website not only demonstrates your technical ability, but it also creates an online hub that allows clients to connect to you. Keep the design of your website clean and uncluttered. Include examples of your work that demonstrate the kind of writing you do. Make the samples easy to find and to read, and make it easy for visitors to figure out how to contact you.[23].
Financial Freedom One Question You Dont Want To Ask Anymore
Taxes should be negligible at the low income levels quoted in the article, assuming the income is from qualified dividends and/or long-term capital gains. There will definitely be some unplanned expenses that come up though so I should maybe bump up my "Misc." category budget a bit more. I plan on using other passive income streams to cover my discretionary spending and hopefully that side income can also be used to cover some of the bigger unplanned expenses, if necessary.
You won't get ahead if you don't have a plan for your money. Instead, you'll find yourself wondering where your money went at the end of every month! That's not financial independence; that's a recipe for financial disaster. If you're married, get on the same page with your spouse about your budget. If you're single, find an accountability partner.
I'm glad I started looking at this when I was in my mid-twenties more closely, but of course, now I wish I knew all this info when I was even younger. So don't wait, don't put it off, start right now. And while I may not be able to retire next year or even in five years, I am well on my way to being financially free well before the average retirement age. Let's do it!
How can I become financially independent fast
I think it is hard for the majority of those who are seeking/building towards financial independence, to essentially turn the switch off. What I mean by this is that it is hard for them to ever feel "financially secure" because their whole life's financial habits have been based on constantly earning/saving/growing their money. Based off of those deep ingrained habits, it is extremely difficult for that individual to suddenly change course and tell themselves they no longer need to keep growing their money.


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The Starchild Skull is a unique 900-year-old bone skull found in Mexico in the 1930s. Lloyd Pye was asked to head a team to research the cause of the unusual shape and properties of the skull. The results uncovered by Pye's team ruled out all known deformities, and presented the scientific community with a genetic and physiological profile never before seen on Earth. Pye will share his latest discoveries on the ongoing research of this unusual artifact.
Lloyd Pye is an author and researcher widely known for his work with the Starchild Skull and for his best selling nonfiction book, Everything You Know Is Wrong. Pye began writing fiction with a hard-hitting novel about college football based on his college career, followed by a hi-tech Cold War spy thriller, and then he became a screenwriter in Hollywood before finding his truest passion in writing alternative nonfiction. www.lloydpye.com
Back to the Open Minds UFO Video Portal
Popular Posts:
- Paul Hynek – Project Blue Book and Dr. J. Allen Hynek – January 1, 2019
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- David O'Leary – Creator, Writer, and Producer of History's Project Blue Book – December 18, 2018
- EXCLUSIVE CLIP: Bob Lazar discusses Element 115
- David Beaty – USS Nimitz UFO Encounter – January 22, 2019
- Unidentified Review: History Series Takes UFOs to a New Level of Credibility
- History's New UFO Reality Show to Premiere May 31
- Nick Pope – Recently Released Government Documents – February 5, 2019
- Sean Cahill, Navy UFO Encounter and Guadalupe Island Investigation – July 16, 2019
- Larry Hatch, UFO Database Creator, Remembered


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I have a friend that put on 50 pounds from a med, before they took her off. When I first fled my marriage I was in a homeless shelter and several women there had gained so much weight from their psyche meds that they had to sleep on breathing machines. Steroids can also cause crazy weight gain of both fat and edema. Unfortunately it is the only drug that works for out of control asthma. Chemotherapy is awful for weight gain too.
Considering I know I am luck for only gaining about 20+ lbs vs the 60 one friend put on and the 75 another did due to meds. It's so awful that something you need can cause pain in another area. For some putting on the weight is nothing, for others it causes more heath problems. Talk about adding insult to injury.
Does anyone happen to know if they sell Dandelion root tea in packets commonly? I'm sure I can get it online but am wondering if my health food store could possibly carry it in tea bag form.


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Following the University and College Union (UCU) announcement of industrial strike action beginning on 25 November 2019, we want to make sure you know how this may affect your pension contributions and benefits.
How long will the strike last?
The strike action is planned for eight days from Monday 25 November to Wednesday 4 December 2019, although it may last longer.
Will my contributions and benefits be affected if I'm not taking part in the strike?
No – if you're not taking part in the strike your pension benefits will not be affected.
How may the strike actions affect my pension?
If you're taking part in the strike, the impact to your pension contributions and benefits is mostly dependent on the choices you and your employer make.
Will this affect Additional Voluntary Contributions (AVCs) to USS Investment Builder?
Please contact your employer for the impact the industrial strike action has on these contributions. Your employer may agree to maintain these contributions in the same way as full contributions.
What if I have career revalued benefits and/or added years (DBAVC) arrangements?
These can be maintained in the same way as full contributions during the strike action. However, if they're not maintained in this time, your current arrangement will continue, but each day's loss of additional contributions will be reflected in your final pension benefits.
If you need any further information or guidance on the industrial action, please speak to your employer.
Important note: This publication relates to industrial action proposed for 25 November to 4 December 2019. In the event of the industrial action being extended or if further action is proposed, Universities Superannuation Scheme Ltd reserves the right to review and amend this guidance.
Published: 22 November 2019


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As I said, I haven't used the platform in a matter of years - but the sentimental value of this part of the website is so high for me that it's painful to see this happen. I still vividly remember the moment I saw her post and felt such a surge of excitement - and an even greater one when she emailed me back. So to see this disappear has me bummed out for no rational reason at all. Sorry if that doesn't do anything for the question. I just needed to get that out.
We may also use standard Internet technology, such as web beacons or 1x1 "gifs" and other similar technologies (collectively "Pixel Tags"). A Pixel Tag is an electronic image, often a single pixel (1x1), that is ordinarily not visible to Members and may be associated with cookies on the Members' storage drives. We use Pixel Tags to track your use of the FFN Websites, for advertising, marketing, or promotional purposes, and to determine whether you opened an email message from us. The information also enables us to customize the services we offer.
Headquartered in sunny Campbell, California, our offices are modern, casual and, like our people, focused on efficiently meeting our goals. The perks at FriendFinder Networks are off the charts, including company paid benefits, 5% retirement match, paid vacation, paid gym membership and tuition reimbursement, just to name a few. Not to mention, heading to the office is a lot more fun when you have free breakfast and an on-premises latte machine waiting for you when you arrive each morning.
October 15 - A beloved soul reminds you that money cant buy the most precious facets of life. Perhaps youre really seeking connection as you shop for sales and special discounts. But reaching out to a friend, family member, or partner likely wont cost you a thing except vulnerability. But first you may need to reckon with your pride or fear of rejection. Maybe the opposition between the stubborn Taurus Moon and Venus in wary Scorpio mirrors how torn you are about your dilemma. Yet, if youre willing to risk exposure, you might discover what vast treasure waits for you once you open your heart. Nothing ventured, nothing gained.
As these ads go offline, we spoke to a 25-year-old man in New York who used Craigslist's personal ads — specifically the casual encounters section — as a way of finding casual sex in his early 20s. He spoke to us on condition of anonymity, because, well, that's what Craigslist personals were all about. It's part of what made them successful, he thinks.
Every year, hundreds of thousands of people find love on Match.com. Match.com pioneered the Internet dating industry, launching in 1995 and today serves millions of singles in 24 countries. Match.com continues to redefine the way single men and single women meet, flirt, date and fall in love, proving time and again that you can make love happen through online dating and that lasting relationships are possible. Match.com singles are serious about finding love. And Match puts you in control of your love life; meeting that special someone and forming a lasting relationship is as easy as clicking on any one of the photos and singles ads available online. Whether you're interested in Christian Dating, Jewish Dating, Asian Dating, Black Dating, Senior Dating, Gay Dating, Lesbian Dating, Match.com can help you find the date or relationship that fits you best. Search free through all of our online personals. Literally, hundreds of thousands of single men and single women right in your area have posted personal ads on Match.com.
This service was around for quite a while and many users had numerous great experiences because of it. Now, all these users will have to find some alternatives to get their kink on. Well, it's good to know that there are plenty of alternatives on offer. We're going to go over what you should do now once the Craigslist Personals are out of the game.


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1 Engineering job with job title Human Resources at Schweitzer Engineering Laboratories, Inc
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Browse for Engineering Human Resources Jobs for Schweitzer Engineering Laboratories, Inc. Find the job of your dreams on CareerCast IT & Engineering Network today!
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Schweitzer Engineering Laboratories, Inc.
Pullman, WA US
Schweitzer Engineering Laboratories (SEL)s Human Resources Division is looking for a professional, detail-oriented, and customer service-minded individual for our Human Resources Intern position. The ideal candidate will have an interest in the Recruiting function within Human Resources and be able ...


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Breaking News
Man faces theft charges for allegedly switching price tags on over $4k of H-E-B wine
SAN ANTONIO, Texas — A man was arrested after he allegedly attempted to steal over $4,000 worth of wine from several H-E-B locations.
Sources with MySA say 43-year-old Hoang Nguyen allegedly switched the price tags on three dozen bottles of wine last week.
According to police, Nguyen took the price tags of bottles of high-end wine and replaced them with cheaper tags at six H-E-B stores on November 24.
Sources say he only paid $170 rather than $4,036 for 35 bottles of wine.
MySA reports Nguyen was caught the next day by H-E-B staff when he was asked for his ID while attempting to purchase a switched bottle at a manned checkout stand.
He allegedly fled the store, leaving behind his ID and property.
Nguyen has been arrested and is facing theft charges.
What do you think about this?
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Report: Flu Season In Minnesota Is Kicking Off With Influenza B
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Houston lawyer breaks down how judges set bail bonds
Fire at under construction Globe Life Field now contained; cause being investigated
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text: in last year's Olympics, went one-two again in the third heat to progress automatically. Though the right-hander did score a couple of half-centuries on the tour of West Indies. The substance anastrozole is used in the treatment of breast cancer but also a masking agent that can hide the presence of the male hormone testosterone. I thought we were the better team in the second half and deserved to win," he added. "Chelsea have sold midfielder Nemanja Matic to Manchester United and Diego Costa is also poised to leave. — Narain Karthikeyan15 August 2017 Happy #IndependenceDayIndia. States, who eventually won gold and silver, but pulled up almost 50 metres from the line and fell to the track. Victories would give his comeback some symbolic power — Kasparov would be seen as passing the torch to a new generation, albeit a generation still spellbound by his talent. Several senior players also signed new long-term deals. Pliskova, playing in her first tournament since her shock second round defeat at Wimbledon, struggled with a misfiring first serve and was guilty of some lapses in concentration.


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Thanks for providing the questionaire. I am learning new things while exploring for the answers to the questions.
Hi Group,
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Once again thanks alot Ujjwala..
Kiran I
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Polish Air Force has begun operating CAE-built 3000 Series SW-4 full-flight simulator (FFS) to train its air force cadets at the 41st Air Base School in Deblin.
The SW-4 helicopter, developed in Poland by PZL-Swidnik, a Leonardo Helicopter company, is a multi-role light utility helicopter used by the Polish Air Force for advanced pilot training and other utility missions.
"We are pleased to support the Polish Air Force with high-quality, high-fidelity simulation products such as the SW-4 helicopter simulator, and are confident this will contribute to world-class training for Polish Air Force helicopter pilots," said Marc-Olivier Sabourin, CAE's Vice President and General Manager, Europe/Africa. "Simulation-based training has proven its value as a safe and cost-effective means of pilot training that helps to significantly reduce incidents while better preparing aircrews for complex tactical and operational flying".
The CAE 3000 Series SW-4 helicopter simulator includes the CAE True six degree-of-freedom (DOF) electric motion system and high-performance vibration platform to replicate vibration cues critical to helicopter pilots; the high-fidelity CAE Medallion-6000 visual system; state-of-the-art computer-generated forces tactical environment; and a direct projection 210 degree by 80 degree extreme field-of-view dome display system. The SW-4 simulator also features the Open Geospatial Consortium Common Database (OGC CDB) architecture, an international standard for the creation of synthetic environment databases. This common software and standardization, which is also being deployed on the C295 and M-346 training systems that CAE is developing for the Polish Air Force, will further enhance interoperability across the Polish Armed Forces.
Polish firm PCO SA, a manufacturer of optoelectronic devices and laser systems, will equip Ukrainian armored vehicles with modern optics under a contract signed with Ukraine's state-run UkrOboronProm. PCO SA will equip more than 30 units of Ukrainian armored vehicles with modern optics
Leonardo-Finmeccanica begins the test campaign of its remotely piloted helicopter SW-4 'Solo after its first successful flight yesterday, in order to verify the aircrafts operational characteristics and validate flight procedures, in both normal and emergency conditions. Mauro Moretti, CEO and General Manager Leonardo said: "The SW-4 'Solo is testimony of Leonardos industrial commitment and innovation in unmanned aircraft, a sector of increased global competition and is part of a portfolio of solutions making Leonardo the only European company able to provide a complete 'unmanned system
Leonardo-Finmeccanica has demonstrated its advanced SW-4 'Solo Rotary Unmanned Air System as well as its airborne sensors such as SAGE electronic warfare and Osprey E-Scan radar systems integrated using its skyISTAR mission management system at the Unmanned Warrior 2016. The airborne sensors integrated with skyISTAR mission management system supports intelligence, surveillance and reconnaissance missions, the company said in a statement Thursday
Saab has signed a two-year agreement with General Tadeusz Kosciuszko Military Academy of Land Forces in Wroclaw (WSOWL), Poland, to deliver a high fidelity Tactical Engagement Simulation System (TESS). This initial order will provide the future officers with training system, which offers interoperability options within NATO and beyond, the company said in a statement Friday
AgustaWestland will unveil PZL-Swidnik SW-4 five seat single engine helicopter for the very first time at Heli Expo 2014, 25-27 February. The SW-4 developed by PZL-Swidnik, an AgustaWestland Polish firm, is a light single multi-purpose helicopter which has modern technology, low operating costs and ease of flying, making it an excellent entry point to the light turbine helicopter segment
Kellstrom Defense Aerospace, Inc. (KDA) has partnered with Wojskowe Zakłady Lotnicze Nr 2 S
Thai Aviation Services has begun Sikorsky S-92 helicopter simulator training at the CAE Brunei Multi-Purpose Training Centre (MPTC), a joint venture of CAE and the Ministry of Finance of Brunei Darussalam. Under a multi-year contract, Thai Aviation Services S-92 helicopter aircrews have started conducting their S-92 simulator training at the MPTC
CAE USA has been awarded a US Navy contract to provide the Brazilian Navy with a comprehensive S-70B Seahawk helicopter training system. CAE will design and manufacture two S-70B training devices: a fixed-base S-70B operational flight trainer (OFT) to be used for pilot training along with an S-70B weapons tactics trainer (WTT) to be used for training rear-crew sensor operators and airborne tactics officers
Leonardos SW-4 Solo optionally piloted helicopter successfully completed its maiden flight without a safety pilot onboard at Taranto-Grottaglie Airport in Italy. Tests included remote engine start up and shut down with ground run, automatic take-off and landing, hovering OGE (Out of Ground Effect) and acceleration to forward flight, automatic way point navigation to and from the area of operation and simulation of a surveillance mission
CAE USA has been awarded subcontracts from Lockheed Martin to support the design, development and manufacture of six C-130J weapon systems trainers (WSTs) for the United States Air Force and Air National Guard. The orders for these six C-130J WSTs were booked during CAE's second quarter of fiscal year 2018 and included in the quarterly earnings announcement done on November 10, 2017, the company said in a statement Tuesday
Polish Air Force has begin operating CAE-built C295 full-flight simulator (FFS) at the 8th Air Base Krakow-Balice in Poland. The Polish Air Force operates a fleet of 16 Airbus Defence and Space C295 aircraft used for a variety of transport operations
US Army's Precision Strike Missile Completes First Flight Test
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Many Montanans aren't quite thinking of skiing and snowboarding, as many are still waiting for the general archery season, but many are already picturing the snow! Here's quite a snowboard for the snowboarder in your life. If the idea of an LED snowboard excites you, then you are going to love engineer Norihiko Enomoto. Even better, click here to find out how to make your own LED snowboard!
Antis File Lawsuit Claiming Government Illegally Killing MT Wildlife
By angelamontana
Central to Eastern MT Fishing Report 12.4.19
By Montana Grant
Brett French Presents: Whatever Happened to…
Reward offered in unusual number of spotlighting cases
Pheasant release application deadline is January 15
Spring Creeks Fishing Report by Montana Angler 12.3.19
How to Clean a Wild Turkey [VIDEO]
Female mountain lion hunting to close in HD 380
Fish and Wildlife Commission to meet December 5 – revised agenda
Region three investigates three big game poaching cases
By Moosetrack Megan
NW Montana Fishing Report by Snappy's Sport Senter 12.2.19
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They're back: Candlelight tours at Lewis and Clark Caverns State Park
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Female Mountain Lion Hunting Closures
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R5: Hunter numbers, harvest fall as 2019 season ends
R4: Rocky Mountain Front: Harvest Numbers Down for 2019 Hunting Season
Cyber Monday Deal for Unfortunate Hunters
By Kamp Cook
Hunt of Lifetime: Bighorn Sheep DOWN!
R2: Hunting Season Ends with Average Harvest in West-Central Montana
All Fall Mountain Lion Hunting To Close In HD's 212, 215 & 217