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Realtime captioning, or CART, is the best form of communication access for those with a hearing loss. Performed by a highly skilled machine shorthand court reporter, who has further training in the captioning arena, realtime captioning provides an almost verbatim, instantaneous record of what is being said in a myriad of places: courtrooms, classrooms, training sessions, conferences...wherever someone in attendance has a hearing loss, CART can be provided, both onsite or remotely, via a...
Abandoning the work of eDiscovery at the boardroom door isn't necessary - nor is printing thousands of pages of production for discovery or trial.
Realtime, rough drafts and expedited transcripts are just a few of the specialized services on a certified shorthand court reporter can provide - and just because you're going to court in Ontario doesn't mean you can't avail yourself of these services. In an interview with Advocate Daily, Kim Neeson outlines the steps and considerations to hiring your own court reporter for your next trial.
Neesons Court Reporting provides voice-to-text translation called captioning in all types of legal settings to the hearing loss community to ensure they are able to participate in the process, says Kim Neeson, company founder and president.
According to Mr. Justice Thomas McEwan, Team Leader of the Civil bench in Toronto as of September 2015, Toronto's Superior Court of Justice is ready to support and encourage the implementation of electronic trials using eDocuments for all size and manner of hearings.
Whether you're a lawyer, judge, juror, witness, accused, plaintiff, defendant or witness with a hearing loss, the legal system can be fully accessible when a properly trained, highly skilled realtime captioner provides voice-to-text translation of the spoken word. AdvocateDaily explores the issue.
If accuracy and timeliness are a given in the court reporting freelance industry, then are there any differentiators out there? Just about every ad one can see in the court reporting world talks about how their firm provides the most accurate or the most timely transcripts on the planet.
The Ontario Ministry of Transportation's move to hire a U.S.-based vendor to provide captioning services to cover internal meetings raises privacy concerns and does nothing to contribute to the province's economy, says Toronto court reporter Kimberley Neeson.


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It's a tradition as old as winter itself — predicting the weather for the upcoming season. Now, I don't know about you, but Rocky Mountain weatherman seem to have trouble guessing what's going to happen that afternoon let alone season long trends. But after last winter, I'm willing to take any help to find the best snow this year. Note to mapmakers: You don't need to use "cold and snowy" for New England. That's just called "normal."
Okay enough meandering. Take it away Nostradamus.
First up is Accuweather with their standard best guess scenarios.
Next up is the crew from Weather Advance.
If you like maps, science, and possibly the longest article ever written on winter predictions, then you'll love the Weather Centre.
If all that science is too then check out The Farmer's Alamanc weather map.

subset: commoncrawl


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If I had kept to my original target of 12 stone 10 pounds, the one that I've had in mind for most of my adult life, then last night would have seen me just nudge back into target range. I have lowered my target to 11 stone 7 pounds, so I still have a little way to go. Even so it's a good feeling to know that once upon a time getting to this weight was so important to me, and that I've actually done it. I'm really proud of myself y'know? Especially since I've managed to turn things around after a difficult (as far as staying on plan goes) start of the year.
I purchased myself a nice 12 week countdown, which comes with Slimming World's 'Free Food on the Go' book (can't wait to try some of the recipes in there) and some added incentive. In the past I've said 'wouldn't it be nice to be at target by the time I finish my countdown?' Now I'm saying 'I WILL DO EVERYTHING IN MY POWER TO BE AT TARGET BY THE END OF THIS COUNTDOWN!'
I have 20 lbs left to lose, which means I have to lose just under 2 lbs per week on average in order to achieve that. In terms of doing 'everything in my power', all I really need to do is stick to plan and everything should take care of itself.
Last night I did 'only' lose 1.5 lbs, but I think I'll do better next week when my hormones have sorted themselves out again.
Group last night was an unusually sad one, because my consultant Amanda has to leave to go back to her usual group. She is so lovely that I forgot on a weekly basis that she wasn't going to be with us on a permanent basis, yet all good things must eventually come to an end.
Blimey I look sleepy. I really was.
I will miss her so much, but in all likelihood I'll be moving to her area at some point this year and I'd love for her to be my consultant once more. I even got crafting for her, something I've never done for any other consultant.
The only problem is, I'd want to take all of the group members with me, and I don't think every single one of them will want to move house just for my benefit! It'd be nice if they did though.
For now we have another temporary consultant as we will probably get a shiny new person when we get our next consultant. That'll be fun, having someone fresh out of the Sparkly Castle!
This week is definitely still about moving more, although yesterday I didn't manage much of that at all. I went to visit a friend of mine who I used to work with and we had a lovely catch up. I also got to take a couple of pictures of her kitty, who doesn't look very relaxed for the sole reason that the sound of my camera shutter completely freaked her out.
I did manage a long walk on Sunday, but Steve joined me and we did a lot of talking. It was lovely, but we didn't go fast enough for me to get my heart rate up in order to fill the green ring on my Apple Watch.
Despite not filling the one ring (hehe) as you can see I was hardly sitting on my behind all day.
Because I was out all day yesterday I didn't have time to make much progress as far as rings are concerned, but today has been pretty good with 55 mins added to my exercise ring. Steve and I did some running, my knee isn't hurting, and I'm looking forward to getting out again Thursday. It feels sooooo good to be outside.
For now I'll sign off as dinner is calling me, and I have a rather special day tomorrow that I'll tell you about later.
Thanks for reading,
Hayley x


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BODYVINE Ultrathin Compression Calf Sleeve PLUS (RED)
Regular price $39.90 Sale price $25.90
ÂBodyVine's "Ultrathin Compression Calf Sleeve Plus+†provides light to moderate circumferential compression and extra target support to the calf muscles and Achilles tendon. Suitable for sports performance and protection and also people suffer from calf pain and discomfort.
- Unique combination of Power Mesh compression sleeve and outer a Power-Band  taping for target support.
- Ultrathin, breathable sleeve provides supportive circumferential compression that is all day comfort. Â Â
- Built-in Power-Band  silicone taping provides calf muscle and Achilles tendon with extra and targeted compression and support and increases proprioception during movement
- Reduce vibration of active muscles and enhance exercise endurance and performance.
- Provides support to medial and lateral muscle groups including tibialis posterior and peroneus muscles.
- Aids in high performance and rapid recovery.
- Decrease calf pain symptoms.
- Easy for the elderly to slip on and off.
- Sports performance, training and protection
- General Calf pain, recovery and prevent re-injury.
Care Instructions
- Hand wash with mild soap in cool or warm (not hot) water.Rinse well and air dry at cool place.
- DO NOT : machine wash, tumble dry, dry clean, or use bleach or fabric softeners
If in any time soreness, rash or an increase in pain occurs,discontinue use and consult your physician.
Fabric:85.2% Nylon , 14.8% Spandex
Taping:100% Silicone


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HighlightsInari | Menesjarvi | Arctic Circle | Northern Lights | Cross country skiing through Finnish Lapland wilderness | Winter fishing | Aurora Workshop | Northern Lights snowshoe hike | Morning with a reindeer herder | Snowmobiling | Husky Safari | Sami Siida Museum | Aurora dinner
Travel Team
If you'd like to chat about this vacation or need help finding one we're very happy to help. The Travel Team.Toll free 1-866-821-6866 Calling from outside the US? firstname.lastname@example.com
Check dates, prices & availability
Responsible tourism
Finland Northern Lights vacation, Wilderness Auroras
Carbon reduction
Your vacation will help support local people and conservation. We must also reduce CO2. Learn about the CO2 emissions of this vacation and how to reduce them.
Our vacations rely on visiting beautiful and un-spoilt areas, and they dont come more un-spoilt than Menesjarvi. Naturally we wish to maintain the natural settings in which we work, not just for the future of our company, but also for future generations. We will always insist that our local providers are equally conscious of this need.
We do appreciate that some may feel that snowmobiles should not be included in such itineraries however in areas such as Menesjärvi they are a way of life. They are the only means of keeping in contact with remote reindeer herders and communities as the road infrastructure is not extensive. All trails are well managed. The alternatives to snowmobiles would in most cases be large, gas-guzzling off road vehicles. All snowmobiles are regularly serviced and kept as fuel efficient as possible. The snowmobile service industry is also another vital source of employment in these remote areas.
We adopt a no trace policy and always ensure that all litter is removed from any of our activity sites, we strongly encourage group transfers to reduce traffic volumes and we make our clients aware of their obligation to the environment.
Tourism in Finnish Lapland has become the main source of employment and income, replacing traditional industries such as forestry. Working within this growth industry in rural and remote areas means that we must take a great deal of responsibility; socially, environmentally and economically. We fully appreciate the impact of tourist visits on local communities and their residents and strive to ensure that we are having a positive effect.
In all of our destinations we ensure that we use local accommodation, transport and activity providers, enabling locally owned businesses and the economies in which they work to benefit directly. The wilderness hotel in Menesjärvi is owned and run by the Lappalainen family, whose Sámi routes have been in this area for centuries. The use of small family run hotels and businesses means that the tourism income, generated by our presence stays where it should, in the local economy. They have a strong sense of tradition and we encourage all of our clients to respect and embrace the lives and culture of all Menesjärvis local inhabitants by learning a few important words: hello, goodbye, please, thank you etc. We have also included activities with a cultural base. In addition, we always encourage our clients to get involved in local events and activities which help to sustain traditional values and customs.
The hotel in Menesjärvi also serves as much local produce as possible and stocks locally made souvenirs. Through the tourism multiplier effect, this all helps to generate incomes and employment where the drift might otherwise be towards larger employment areas such as towns and cities. In a small and remote village such as Menesjärvi the effects of such a drift could be devastating.
We firmly believe in paying a fair price for all the services provided by our suppliers regardless of where they are in the world.
37 Reviews of Finland Northern Lights vacation, Wilderness Auroras
Reviewed on 07 Dec 2019 by Anthony BernardoFantastic value for money and just a genuinely exciting and original authentic vacation, off the beaten track. Read full review
Reviewed on 31 Oct 2019 by Ira GreenbergThe most memorable part of the vacation was seeing the Northern Lights 2, out of the 4 nights of my stay. Read full review
Reviewed on 15 Mar 2019 by Allison BucknellThe vacation met or exceeded our expectations on all levels. However a small caveat - we have done this sort of vacation before so knew what to expect. I am going to give it 5 stars but that does not mean 5 star luxury!! Read full review
Reviewed on 23 Feb 2019 by Mary LewisSeeing the Northern Lights, husky sledging, snowshoeing were the most memorable parts of the vacation. Read full review
Reviewed on 09 Feb 2019 by Jane SargantDifficult to go for one thing as it was all very memorable and exciting... If pushed I would say that one of the most memorable single events was being in the forest with Petri and his reindeer. Read full review
Reviewed on 31 Jan 2019 by Jane HarrisonThe whole vacation was amazing the best Ive ever been on! The home cooked food, the staff, the planned activities, transfer all was top notch ten out of ten! Read full review
Reviewed on 30 Jan 2019 by Law Pooi lengIt was a fantastic vacation to me from 20th until 24th Jan 2019, our group witnessed the Auroras on 21st & 22nd night. It was amazing. Read full review
Reviewed on 27 Jan 2019 by Jay SivellThe Northern Lights displays over the frozen lake... On the final one, the show was high overhead and when my camera battery finally died, I just lay down in the snow and watched the aurora flicker and coil like a Chinese dragon dance. Read full review
Reviewed on 29 May 2018 by Sian MinnsThe highlight was everything! from start to finish. Read full review
Reviewed on 02 Apr 2018 by Andrew AllenObviously seeing the Aurora was the best part of the vacation however the Husky safari was a big tick off the bucket list. This was indeed a once in a lifetime experience! Our vacation was the best and something we will never forget. Read full review
Reviewed on 15 Mar 2018 by Steve KillickThe highlight was the Northern lights - though husky sledging pretty good and reindeer herding exceeded expectations. Read full review
Reviewed on 15 Mar 2018 by Lyndsay LongSnowmobiling across a frozen lake lit by the most starry sky I have ever seen. Snowmobiling, dog sledding and snow shoeing were all brilliant ways to experience this pristine wilderness and we saw the most amazing aurora display! Read full review
Reviewed on 01 Mar 2018 by Teresa CooperNow thats a tricky one as the whole vacation was fab. But, if I had to choose something on pain of death I would say the husky ride, it was amazing. The dogs are so friendly and very well looked after and the enthusiasm they show when you arrive for your trip is infectious. Read full review
Reviewed on 01 Mar 2018 by Norman SmithThe day we spent with the Reindeer herder, sitting around the fire drinking coffee outside in the snow covered forest clearing with all the reindeer milling around us. It was so interesting hearing all about Petri's lifestyle, and the Sami culture, a real privilege. Read full review
Reviewed on 23 Feb 2018 by Amanda EdwardsSeeing the northern lights every night and husky experience. Absolutely fantastic trip. Read full review
Reviewed on 20 Feb 2018 by Martin MathiasThe scenery was outstanding and the friendliness and knowledge of the staff was superb. We really enjoyed the husky safari, but all of the activities (i.e. reindeer safari, snowshoe walks, Kota dinner and snowmobile trips) we excellent. Read full review
Reviewed on 22 Jan 2018 by Rosaleen KirbyFabulous....The spectacular wilderness of Lapland, exciting activities which involved seeing more of that wilderness and interacting with some of the animals. The friendliness and helpfulness of the staff at Northern Lights village, Read full review
Reviewed on 21 Jan 2018 by Fiona KemptonSo many amazing sifts and experiences. We did everything and more than expected. Northern lights were amazing but so were the night time bonfires under the stars, dog sledding, skidooing, snowshoeing, cross country skiing photos on the bridge by the Russian border... Read full review
Reviewed on 19 Jan 2018 by Jane TurnerAll of it but the aurora was obviously the highlight. Read full review
Reviewed on 25 Mar 2018 by Batrice LasseronThe highlight was auroras which we saw from the hotel lake 3 nights out of 4. Read full review
Reviewed on 23 Feb 2018 by Steve BuckinghamThe morning with Petri and his reindeer was a real authentic Sami/Finnish experience and a real privilege to be with him and be invited into his home. If you fancy getting close up and personal with reindeer there really can't be a better opportunity... Read full review
Reviewed on 21 Dec 2017 by Hannah LynchThe husky safari was the most memorable. Seeing the Northern Lights was amazing, but all the activities we did exceeded my expectations. Read full review
Reviewed on 20 Feb 2017 by Simon BurrowsThe reindeer farm was a great day out. Then seeing the northern lights which lasted for hours and just got better and better. Read full review
Reviewed on 12 Dec 2017 by Jodie BuckleySeeing the lights & huskies was my most memorable moment. Read full review
Reviewed on 21 Mar 2017 by Lynn LovelockThis was a very special trip. Every day was well balanced, with plenty of activities but enough time to relax and do our own thing. Everyone involved was delightful. Read full review
Reviewed on 17 Mar 2017 by Julie ThainThe highlight for me was the Aurora. This was made even more special by our night drive on the snowmobiles across the frozen lake to get the best viewing. Read full review
Reviewed on 27 Feb 2017 by Richard BowlingThe most memorable part of the vacation was standing on the middle of a frozen lake watching the northern lights dancing in the sky, magical and breathtaking at the same time. We had a fantastic time, a great group of people there at the same time to share the experiences made it even more enjoyable. Read full review
Reviewed on 27 Feb 2017 by Linda DixtonEven if we hadn't been able to see a wonderful display of the Northern Lights on our last night the variety of the activities and the friendliness of all the people we met, the cold, the setting of the accommodation made this a memorable vacation. Read full review
Reviewed on 10 Apr 2016 by Jill Bridden10 OUT OF 10 Read full review
Reviewed on 07 Mar 2016 by Marilyn MolyneuxEvery minute I spent in Finland was truly memory making! To walk in snowy woods along paths through the trees, to hear nothing but the sound of my breath was so soul restoring. Read full review
Reviewed on 09 Jan 2016 by Samantha MayOne of the best vacations we have ever had, we loved it all. Read full review
Reviewed on 02 Jan 2016 by James TanThe most memorable part of the vacation was catching the northern lights twice! This was just before Christmas night when the moon was shining bright and to be able to capture it all on digital camera despite the freezing -20c temperature on that night. Read full review
Reviewed on 23 Feb 2016 by John HetheringtonThe morning with the reindeer herder. Read full review
Reviewed on 15 Feb 2016 by John WhiteDon't hesitate to opt in for the activities as the search for the Northern Lights then becomes secondary. Don't rely on seeing them and don't spend hours in a car trying to find them - do the activities and hopefully see them whilst enjoying yourself! Read full review
Reviewed on 08 Feb 2016 by Jennifer GeorgeIt was fabulous. 10 out of 10!! Read full review
Reviewed on 03 Jan 2016 by Tom LuptonThe most memorable part of the vacation was the sheer scale of Lapland and being able to get a feel of how the Sami live (reindeer farming, sledging with huskies, ice fishing). Wonderful. Read full review
Reviewed on 21 Jan 2015 by Adeline TeoThe entire trip was a great experience! From the moment you land to the last day was very enjoyable. And the itinerary was very well planned even for single traveler like me. Read full review
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Guide Description
This guide is for anyone looking to get the most out of the Blackmagic Pocket Cinema Camera 4K.
Now includes Blackmagic RAW Update!
We have added a section covering the new Blackmagic RAW codec. We'll go over the best settings and what's new
By the end of this course, you will know everything you need to capture the best image quality possible using this amazing little camera.
This includes learning how to capture pristine footage with the correct exposure, setting up the camera for easy use, color correction and grading in DaVinci Resolve and more.
Check the outline below for a full breakdown of the content shared in the guide.
Caleb Pike is a camera operator, editor, and youtuber. His experience branches from documentary and commercial, to film and educational material.


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THE world watched in horror as scenes of destruction were broadcast from New York City on September 11, 2001 and now, 14 years later, the pain of this attack is felt across the USA.
On that fateful day, four planes were hijacked by Al Qaeda supporters. Two were flown into the twin towers of New York City's World Trade Center, one crashed into the Pentagon in Washington and the fourth crash-landed onto an empty field in Philadelphia.
By the end of the day, 2,977 people had been killed in the deadliest attack seen on American soil in modern times and a whole nation had woken up to the horror of indiscriminate terrorist attack.
Ceremonies of remembrance will take place throughout America, some attracting huge crowds and others simply representing local people who remember those who were killed.
The site of the World Trade Center, referred to as Ground Zero where most of the victims were killed saw bagpipers and drummers provide solemn tunes to accompany the ceremony which remembered not just those trapped in the buildings but firefighters, police, paramedics and civilians who were caught in the aftermath.
The names of the dead were announced as those gathered read them out and there were moments of silence at the specific times when the planes struck and the towers tumbled.
The plaza was reserved for victims' relatives and invited guests for the ceremony, but will be open for the public to pay their respects in the afternoon.
President Obama and the first lady were filmed with White House staff observing a moment of silence and he then left for Fort Meade in Maryland, in recognition of the military's work to protect the country.
The Flight 93 National Memorial near Shanksville in western Pennsylvania has just opened its visitor centre in time for this day of sadness whilst at the Pentagon, Secretary of Defense Ash Carter and other officials joined in remembrances for victims' relatives and Pentagon employees.


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Featured Corporate Partner
Whether through monetary gifts, in-kind donations or volunteering, our corporate sponsors are a vital part of helping us deliver comfort and care to children and families.
We tailor partnerships to meet the goals of each corporate donor, while also meeting our mission of improving the health and well being of children and their families. If your company is interested in joining with RMHC of Eastern New England, here are some of the possible ways to get involved:
Financial Support
We want to extend our reach throughout eastern New England – helping more and more local children and families in need. We rely on financial contributions from our sponsors to achieve this goal.
In-kind Donations
Partners can create in-kind donation programs that are a tremendous opportunity to showcase their products and services to people and organizations that need them most.
With a presence throughout eastern Massachusetts, New Hampshire, and Rhode Island, your employees can participate in local volunteer opportunities in the communities where they live and work. Employee volunteers not only provide your company with exposure in the local community, your staff can also actively support a meaningful cause.


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Currently, the first impression that you leave once you meet anyone has a very big impact. This means that your personal outward look has to be taken care of with a lot of care. As a result there are some small things that we ought to take care of. The main thing for the men is the beard. You have to ensure that you are neat and presentable. This will drive you to have to acquire a new kit that will help you to do this adequately as well as comfortably.
Once you acquire the kit. There will be products that all have different purposes. But together they all work to ensure that your beard is neat and presentable. On top of this all the products will be from the same brand. Here is a list of the top 10 kits that are out there in the market.
10: Philips QG3364/49 Norelco Multigroom 5100 Grooming Kit (7 Attachments)
The kit named above is one of the best for the purpose of grooming the whole of your face. It possesses up to 7 tools that are all essential for different cuts on your face. Namely they include beard comb, mini foil, stubble comb, nose trimmer, detail trimmer, comb for hair clipping and a trimmer that is metal guarded. The length of the trimmer can also be adjusted to about 18 different lengths. It has a battery that is lithium ion in nature. It can last for about 60 minutes without being plugged into any power source.
9: Remington PG6025 All-in-1 Lithium Powered Grooming Kit, Trimmer (8 Pieces)
This is one of the greatest machines that can be used for the purpose of traveling. It has a special bag where all the different pieces ca all fit to become one small parcel. All the attachments that are encamped here can all be washed without having any damage. The blades that are also included here have been made such that they are able to sharpen automatically. The battery life to the trimmer is also good as it may run for 65 minutes continually without any plugging is necessary.
8: Beard Grooming Care Kit – Natural Beard Wax, Natural Beard Oil, Boar Bristle Beard Brush, & Static Free Sandalwood Beard Comb – Bundled Beard Management Set For Men
To those that like to have a grown beard, this is the best kit that you may want to acquire. The kit has some brushes as well as combs that will enable you to always have that clean and good sense of feeling. It also possesses some creams that will be able to let you have a smooth and clean beard at all times. If the kit does not fit what you are looking for, there has been included a money back guarantee clause that lets you return it.
7: RevoBeard Beard Styling Template/Stencil for Men – Lightweight and Flexible – One Size Fits All
Cutting out your beard can be one of the hardest task to anyone. This is because you have to do it to precision such that the two sides seem symmetrical. With this particular kit, this will be possible as there is a trimmer as well as pointer that will enable you to measure how long you want your hair to grow.
6: Prophet and Tools Beard Oil and Beard Comb Kit!
This is also to those people that like to have a beard that is relatively grown. It will always ensure that you do not have any itching that will affect you. The oil that is given will always ensure that your beard is smooth and also has no itching. It also ensures that your hairs on the beard will never have to entangle and are also strong to avoid cutting. Moreover, the oil has also been made to ensure that it lasts longer as just a few drops will leave you good for a whole day.
5: Repsol Care Natural Boar Bristle Beard Brush
There is the provision of a comb that is made from wood. This particular make is good for any facial hair as it will ensue that the longevity of the brush is taken care. There is also a brush that is bristle in nature that will help while combing out your hair. It will always be good while massaging the scalp of your head and also ensure that every inch of hair you have equally gets the oil. The packaging is also really good and looks classy while traveling.
4: Beard Oil & Beard Balm Mens Gift Set by Pure Body Naturals
Many people tend to prefer all natural products when it comes to their face. As a result of this, this is the best in the market. It possesses oil as well as balm that is good to this particular side. The oil is made such that it acts as a preventive as well as medicinal gadget for your hair follicles. On top of this it will always ensure that your beard is well hydrated at all instances.
3: COMPLETE Beard Grooming Kit W/ Pouch- Stainless Steel Scissors, 5" Beard/Mustache Comb, 100% Natural Boar Bristle Brush
There is the provision that is given of a bag where one can carry the full kit in classy manner at all times. The provision of a scissors will enable you to cut it to any size or design you would like. Moreover, There are two things that are provided for combing the facial hairs that is the brush and also the comb. The oil will repair as well as protect your facial hairs from natural damages.
2: Philips Norelco Multigroom Series 3100, 5 attachments, QG3330
All the blades that are in the given trimmer are all made from material that is known as Chromium. This particular reason will ensure a long lasting life span of the blades as they are also made to always sharpen naturally. The battery that is given to the trimmer will also ensure that you have ample time to cut out your hair.
1: Mountaineer Brand Beard Care Kit
This kit contains a balm and some oil that will ensure that your beard is soft and also moisturized. There is also beard wash shampoo which makes sure that your beard is always clean and presentable. The bag that is used to carry all the above is made from burlap. All the ingredients that are in the wash, oil and the balm are all naturally occurring.
All the above named kits have different price tags that are attached to each and every one of them. As a result of this while in the market look for the one that best suits you as well as it is pocket friendly to you.


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Heather from Passion for Savings is the Deal Seeking Mom Store Expert for Walmart. At Passion for Savings, she combines her love of great products, her passion for shopping and the art of saving money to educate her readers on the best products and best values available.
New to couponing? Read up on what all of these abbreviations mean first in my quick reference guide.
Read more about Walmart's corporate coupon policy to make the most of these deals!
Here are five of my favorite deals for this week. Click to continue for a full matchup of all deals at Walmart!
KC Masterpiece Barbecue Sauce, $1.44
$0.50/1 KC Masterpiece BBQ Sauce/Marinade, exp. 11-30-10 (SS 9/26/10)
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Wheat Thins Stix, $1.98
$1/1 Wheat Thins Sticks, exp. 11-21-10 (SS 09/19/10)
$0.98 ea. after coupon!
Marie Callender's Steamers, $1.98
$1/1 Marie Callender's Steamer, exp. 11-28 (ALL YOU Oct '10)
$0.98 ea. after coupon!
Huggies Little Snugglers Diapers, $8.97
$2/1 Huggies Little Snugglers Diapers, exp. 10-23-10 (SS 09/26/10)
$6.97 ea. after coupon!
Glade Premium Room Spray, $2.33
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$1/1 Glade Premium Room Spray, exp. 12-31-11 (ALL YOU Sept '10)
As low as $0.67 ea. wyb 2 after coupons!


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How much do I love San Francisco? I love it so much that this past weekend was my fifth time visiting since my first time just one year ago! That city is like a boner of magic and wonder and I will probably end up living there if I can master a windproof hairdo.
I also love it because some of my beautiful and inspiring friends live there, like my Polaroid Apocalypse co-pilot and fellow ladyblogger, Star St. Germain, seen here with her crimson-clothed kindred spirit.
My trip up north was actually a somewhat last-minute mission for us to host our first Polaroid Apocalypse massive photoshoot at the Maker Faire. The Maker Faire is basically a gigantic science fair where super geniuses come together to show off the "toys" they made, and these toys are so fascinating and complex that even my out of control, overactive, no-hallucinogenics-needed-imagination could never conjure up anything remotely similar. Like this big skull made of computer parts that sang "I Wanna Be Sedated." What in the F! And these cupcake cars. MAN! I hate people that can make things. JEALOUZ.
We were thisclose to missing our train to the fairgrounds on Sunday for the meetup. The split second before our Maker Faire fate was to be decided came straight out of a movie, with Star flying out of the taxi, then convincing the conductor to wait for me as I ran, more like carefully scurried down the steepest flight of stairs in a secretary-esque outfit, polka-dotted suitcase in one hand, Polaroid cameras in the other. IN OUR COMIC BOOK WORLD, I would have tripped and rolled down the stairs like a bowling ball with a bowtie, but thankfully JEJus had my back that time, especially since I was very clumsy all weekend long [I will blame jetlag. Coming from LA.]
I also had a lovely ladies dinner at Miss Mace's, watched a man juggle flaming torches on a very tall unicycle at an absinthe party, learned how to tie someone up properly a little [thank you very much], toured the new Kink.com armory and also managed to find an awesome vintage seventies minidress.
As always, I was very sad to leave SF, but I returned with a happy stack of Polaroids to scan which you can see here on PA as well as on my flickr. Even Corn had an awesome time.


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I get the impression, that tabloids want bad to happen for good:
In Germany, Bild is reporting that New Yorkers would feel fury rather than relief, which I doubt to be true for New Yorkers, who did not even have to reschedule their Sunday brunch plans due to hurricane Irene's downscaling to a tropical storm
Bernice Yeung in his well observed FirstPost article, ventures that the storm didn't feel over-hyped for the 18 people who, as of Sunday afternoon, had died in Irene-related accidents, or the 60-plus people who had to be rescued from flooded areas of Queens.
Great tweet too from singer-songwriter Brad Walsh: "Like many young women before her, Irene came to NYC hoping to be as big as she was back in Carolina, only to be ridiculed by the locals."
I was interested if any insurance company's marketing plan had the likely, ever reoccuring event of a great storm incorporated. State Farm does and it's no wonder one comes across active brands when least expected:
active brand Bernice Yeung better sorry than safe? Bild Boston Brad Walsh FirstPost. Hurricane Irene Instagram insurance marketing leocasado New York State Farm tabloid papers thank you Irene for being not so mean


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Each year, the Best of American Living Awards program recognizes key trends expected to shape home design in the coming year and beyond. Sponsored by the National Association of Home Builders, the national-level awards program recognizes excellent design in single-family and multifamily homes of all types and sizes.
The 2013 awards were conferred in January at the International Builder Show in Las Vegas. Sixty-five design projects completed by the nation's most innovative builders, remodelers, architects, developers, land planners and interior designers where recognized.
Here are key design trends of the winning projects:
You can see the winning home designs here.
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Dr. Surya Prakash Rao Voleti
Spine Surgeon, Hyderabad
MS, DNB, A.O Fello, GICD Spine Fello
- Invasive techniques in the management of the degenerative and traumatic affections of spine.
- Eqully competent in the management of all Orthopaedic conditions, both in children and adults.
- Work on posterior Hemivertebrectomy in management of neglected congenital scoliosis is well appreciated at the National and International orthopaedic forums.
Spine Surgeon, Maxcure Hospitals, Hyderabad - Currently working here
Spine Surgery
Spine Deformities
- Scoliosis ,Kyphosis and all forms of spinal deformity
- Congenital degenerative,Neoplastic and traumatic conditions of spine
- Pediatric conditions including neglected limb and post traumatic deformites
- Complex adult trauma including the management of acetabular fractures
MS, DNB, A.O Fello, GICD Spine Fello
Practice Information
Maxcure Hospitals, Madhapur
Behind Cyber Towers, Lane Next To McDonalds, Hitech City, Hyderabad, Telangana - 500081
MaxCure Hospitals (Formerly Mediciti Hospitals), Secretariat Rd
5-9-22, Secretariat Road, Hyderabad, Telangana - 500063
Patient Experience
Your participation in the survey will help other patients make informed decisions. You will also be helping Dr. Surya Prakash Rao Voleti and his staff know how they are doing and how they can improve their services.
How was your experience with Dr. Surya Prakash Rao Voleti?
Help other patients, and let the doctor know how he's doing
Achievements & Contributions
- AO Fellowship at the Department of Orthopedics and Traumatolgy University of Freiburg, Germany with Prof. N.Sudkamp.
- Recipient of ASSI-Depuy Spine Travelling fellowship for the year 2004 and visited various centers in Delhi and Mumbai in Jan –Feb 2005
- Recipient of GICD – Spine fellowship and visited four centers in France in June –July 2005
- Was awarded ' VYAGRESHWARUDU GOLD MEDAL' for the best paper in the State chapter of IOACON in Guntur in October 2005
- Was awarded Gold Medal For the best paper in the Surgical treatment of Spinal aliments as ISSICON at Delhi on March 2006
- Recipient of Global outreach educational scholarship for the year 2006 and attended the Scoliosis research society (SRS) 41st annual conference at Monterey, California.U.S.
- First orthopaedic surgeon in the state and amongst handful of few spinal surgeons in the country who are awarded the international fellowship of the Scoliosis research society (SRS).
Most Viewed Spine Surgeons in Hyderabad
MBBS, MS, MCh, DNB
23 Years Experiance
MBBS, MS.Ortho, MCh Orth (U.K)
16 Years Experiance
MS, DNB, MRCS, M.Ch, DNB, MNAMS, M.H.Sc, FAIS
MBBS, MS, Mch
22 Years Experiance


text: Man Thinks He's Found NYC's Oldest Building And it's slated for demolition By Evann Gastaldo, Newser Staff Posted Oct 17, 2013 1:24 PM CDT 31 comments Part of the New York skyline is seen at sunset. (AP Photo/Mike Groll) (Newser) – In 1783, after the British soldiers left New York City, George Washington is believed to have stopped for a celebratory drink at the Bull's Head tavern. Now a preservationist thinks he's found the historic site—and if he's right, it could be the oldest building in Manhattan. Adam Woodward had heard that the building at 50 Bowery, currently scheduled to be demolished so a hotel can go up, might have "the Bull's Head's structure, cellar, bones," he tells CBS New York. So he searched the basement, and "found myself in what I am pretty certain is the 1750s historic tavern," he says. Specifically, he found what he thinks are hand-hewn and hand-planed joists and foundation walls from the Colonial era. Since that time, the building has housed a drugstore, a Chinese restaurant, and a beer garden, among other things. Now he's hoping city officials will preserve the site, saying, "What an incredible opportunity that the city suddenly has for this thing to re-emerge." A historian is also convinced it is indeed the old tavern, and investigations have been launched by elected officials and the Landmarks Preservation Commission, Eater NY reports. But ultimately, the commission says, it "cannot require the owner to conduct archaeology," so a lot depends on him. He's apparently not talking yet; the New York Times couldn't get hold of him. (Read more New York City stories.) My Take on This Story Report a story error Show results | 3% Hilarious 76% Intriguing 2% Depressing 13% Brilliant 2% Scary 4% Ridiculous


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New UNITE Smooth & Shine ceates a smooth, sleek look with a high gloss finish. The formula contains argan oil, crushed pearl powder and organic Hawaiian white honey.
Anti-humectant, with UV and thermal protection, Smooth & Shine can be applied anytime hair needs a little hydration or shine. Apply to wet hair and blow dry or dust a little through on dry hair for a final touch-up.


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Fishing At Sandsend Car Park
The car Park in Sandsend is one of the easiest fishing venues on the Yorkshire coast. If you want to fish from your car boot then this is the place for you.
When Can I Fish And What Can I Catch ?
Best fishing times are usually over high water – 2 hours each side of the top of the tide usually being the most productive time. Catches include cod, whiting, bass and coalfish through the autumn and winter months and flounder, bass, mackerel and coalfish in the spring and summer. best baits to try are : peeler crab, lugworm, ragworm and fish baits including mackerel. Spinning for mackerel and plugging for bass can also be successful in the summer with calm conditions. For the autumn species best fishing usually coincides with the bigger spring tides and a slight sea swell during the hours of darkness which gets the fish feeding.
Below : Alan from Whitby with a 4 pound bass from Sandsend Car park. May 2007
Using The Car Park
Through the summer months there is the usual car parking fee of roughly £2 for a couple of hours (details in the car park). From the end of October through until the end of March there is no fee to park in the car park. Please remember that this area is actually a car park and extreme caution should be used when fishing near the public and their vehicles.
Sandsend Sea Wall
Another good venue which is easy to fish at Sandsend is the sea wall in front of the post office and institute. Catches and fishing times are similar to those of the car park. Again caution should be used when fishing near the general public.
Sandsend Beach
The beach in front of the Doctors surgery at Sandsend is another excellent fishing venue. Available species are similar to those found at the car park but there certainly is more chance of catching cod in this area and the numbers of whiting certainly seem far greater than those found in the car park. Best times are 3 hours each side of high water although if gulleys have formed in the sand then fishing can also be good over low water.
Sandsend Slipway
The slipway at Sandsend can be a productive fishing mark and I know personally of bass to 8 pounds being taken here with ragworm. A late summer evening around dusk with a slight swell is said to be the best time to target the bass here. However the slipway is also a dangerous venue and sadly lives have been lost here. So be very careful and if you take your kids fishing keep a close eye on them as there is a very strong cross current runs past this slipway.
Health and safety
Angling from the shore in the UK is very hazardous to say the least. Every year lives are lost whilst pursuing our fascination with sea angling. Anglers of all levels of ability need to be very very careful indeed – having fallen badly myself last year I'm as aware as anyone of the dangers of rock fishing. At this point I would like to offer a few words of advice to anglers.
Never attempt to fish a new area without the help and advice of someone experienced in fishing that area.
Always check the tide and ensure you will be safe to access and exit your chosen area. Watch out for cut off points. If unsure don't go. Its not worth it.
Be aware of the weather forecast. Conditions can change fast.
Don't access closed areas, eg piers whilst the storm gates are shut.
Carry some form of communication.
Tell someone where you are going and when you intend to return. Ask them to raise the alarm should you not return.
Do not fish heavy seas. Its very dangerous and your wasting your time anyway, fish don't like really rough seas. Leave it a day or 2 until the sea is dieing.
Remember that rocks, beaches and scars are very slippery. It is highly likeley that at sometime you will fall whilst out fishing. It is inevitable. Try staying safe by wearing appropriate footwear with a good drip.


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Children's Dream Network
Our Children
Drug Abuse Facts
Alcohol Facts
Nicotine Facts
Cocaine Facts
Are You Hooked?
About Us
Contact Us
YDF Events
YDF has helped sponsor these events:
WebBeat LIVE WebTV Feature,
Rick Bowen and Marshall Andy appear on The WebBeat - Internet TV Show. This is a wonderful feature showcasing the core foundation of this organization. Hear the passion, the vision, and the care driving this non-profit first hand!
Ronald McDonald House,
$5,000 donation given on behalf of YDF to help children in need. 2/09
Big Brothers Big Sisters,
$5,000 donation given on behalf of YDF to help children in need. 2/09
East TN Children's Hospital,
$5,000 donation given on behalf of YDF to help children in need. 2/09
Camp Volunteer
, a Wilderness Therapeutic Residential Treatment Program. YDF provided food, clothing, shelter, education, and counseling for 14 youth ages 13-18 under this program. - 1988
War on Drugs Coalition Dinner and Auction
with featured speaker Boomer Esiason, Pro Quarterback for the Cincinnati Bengals. Beneficiaries included Metro Drug Commission, St. Mary's Medical Center, and YDF's drug awareness program. - 6/11/88
3-D Day (Don't Do Drugs)
World's Fair Site. Drug Awareness campaign. Fifty Thousand (50,000) pledge cards were distributed to 3rd through 12th graders asking them to abstain from all drugs other than those prescribed by a physician for 24 hours in order to check their chemical dependency. A day long rally provided music and entertainment interspersed with information about the hazards of drug abuse. The program involved City and State officials including the Sheriff of Knox County, U.S. Attorney and YDF Board Member Congressman John Duncan. Sixteen counties of "Just Say No" Chapters in East Tennessee participated in this anti-drug rally. - 9/9/86
"3 on 3 Tournament"
War on Drugs 9/86, with Michael Jordan and other NBA basketball players who visited 13 schools, directly influencing over 10,000 students to say no to drugs. - 9/86
"Summer's Final Fling"
on the World's Fair Site. Free to the public, the event provided free entertainment, including food, music, and games for children. Drug awareness educational materials were distributed by area anti-drug coalition members. - 8/23/86
"Shake the Sugar Bowl"
cassette; the title song was written and recorded by Rick Bowen, President of Youth Development Fund, Inc., and Gemini Records. Project benefitted The University of Tennessee with public relations benefits, as it was shipped to 100 radio and TV stations across the state. - 11/85
"Labor Day Weekend Party"
on the World's Fair Site. This festival event provided a planning grant for Eastview Housing Corporation, housing assistance for 3 individuals, and the Ronald McDonald House. - 9/85
Country Music Concert
with Razzy Bailey, Civic Auditorium. This event provided Christmas presents for two area social service agencies, Big Brothers and Big Sisters. - 12/84
"Arnold Palmer Golf Classic"
featuring Arnold Palmer at Fox Den Country Club. Free tickets were provided to children from John Tarleton Home, Columbus Home, Millertown Group Home and Zion Lutheran Home through the Department of Welfare and Institutions. - 6/84
"Lee Trevino Golf Classic"
at Fox Den Country Club. - 6/83
Tennis Exhibition
with Billy Jean King and Hanna Manlikova. - 4/83


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In a representative democracy, it is a right and a privilege to vote and to communicate with your elected representatives. State representatives and senators have a significant effect on every resident of Illinois, and those elected to the U.S. House of Representatives and the U.S. Senate also welcome communication from constituents. Here's how to find out who they are and how to contact them, along with information about elected officials for the state of Illinois and the Chicago Board of Aldermen.
Illinois State Representatives
All Illinois residents can identify their state representatives by typing their address into a database of the website of the Illinois State Board of Elections. Your district number can be found in parentheses after your state representative's name. The database also gives contact information for other state elected officials and your congressman or congresswoman.
Illinois State Senators
You can find out who your state senator is by going to the Board of Elections website and looking at the map of state Senate districts and then searching for your district by entering your ZIP code on a map of the state. Then search for your senator by the district in the links provided.
State senators and representatives meet in the General Assembly of the State of Illinois in Springfield.
State of Illinois
To find out information on what's going on in state government or to reach the governor, attorney general, secretary of state, comptroller, or treasurer or any agency, board, or commission, go to the state of Illinois website. You'll also find links for forms, tax information, and certificates, along with news about current legislation.
U.S. House of Representatives
To find your congressman or congresswoman and your U.S. House district, go to the House website. Put in your ZIP code and you'll find out your representative and your district, along with the address and phone number for the House of Representatives. Clicking on the representative's name takes you to their website, where you will find contact information and links to email.
U.S. Senate
To find your two U.S. senators, go to the website for the United States Senate, click on "senators" and then on "states." Click on "Illinois," and that will bring up a page with a brief thumbnail about the state and the two current senators. Clicking on their names takes you to their respective websites.
You can visit the Capitol building in Washington, D.C. and watch the House and Senate in session. Passes are required to enter either gallery. Visitors may obtain gallery passes from the offices of their Senators or Representative.
Chicago Alderman
To find out who is your Chicago alderman and which ward you live in, go to the city of Chicago's website for a complete list of Chicago aldermen and wards. The site also includes a ward map. Chicago is made up of 50 wards, or legislative districts. Each ward elects one alderman The 50 aldermen serve on the City of Chicago's Council, who with the mayor of Chicago are charged with governing the city. An alderman's term is four years.
Chicago has been divided into wards since 1837 and started with only six wards. In 1923, the new system was adopted and the city was divided into the 50 wards that exist today.


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Hellboy is a movie starring David Harbour, Milla Jovovich, and Ian McShane. Based on the graphic novels by Mike Mignola, Hellboy, caught between the worlds of the supernatural and human, battles an ancient sorceress bent on revenge.
Genres: Action, Adventure, Fantasy, Horror, Sci-Fi
Actor: David Harbour, Milla Jovovich, Ian McShane, Sasha Lane
Director: Neil Marshall
Country: USA


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If you love getting to grips with the best new slots sites, then Wicked Jackpots is a must play for you. This site which just launched in April 2015 is already set to be a bit player in the online and mobile slot gaming communities. With loads to offer players from an extended welcome bonus to a range of payment methods to suit all players and a games library to rival even the biggest mobile bingo and slots sites, there's no reason you shouldn't try out this great new site.
As it's a new site, it comes already armed with the latest technology meaning players on both mobile devices and desktop computers can enjoy the latest HTML5 technology which brings sharp graphics in a sleek design that sits well on both types of device. There's no app to download either, simply type the address in and find the mobile site handily waiting for you just the same as on desktop. Log in and play using the same details on both PC and mobile, to access the same great range of games and offers at your fingertips, without compromise. If you're looking for something new and exciting, the new Dragonfish powered site Wicked Jackpots has it covered.
Getting started at Wicked Jackpots
So Wicked Jackpots sounds like a great mobile site to play on already – so now what? Simply load up the site and create an account to get gaming. Alternatively you can try a few of the games that are available in demo mode from the site without an account, but if you want to play the whole library of games and potentially win big, you'll need to create an account. Fill out the quick registration form and submit it in just a couple of minutes. Then verify your account and dive into the huge games library spinning whatever takes your fancy!
Of course, if you want to win cash you'll need to fund your account, and it really couldn't be easier to do here. It's a quick process that only takes a couple of steps, plus there are plenty of options so you can bank the way you like. Most major debit and credit cards are accepted as well as a variety of online and voucher code methods such as PayPal, Neteller, Ukash and PaySafeCard, so you should be able to top up your account no matter where you are or what you're up to.
Mobile Games at Wicked Jackpots
Variety, as the saying goes, is the spice of life, and you'll certainly find things get quite fiery at Wicked Jackpots. Pooling in a number of games from the industry's top software providers like Eyecon, NetEnt and Williams Interactive, there's a huge variety of slot games on offer in both 3 reel and 5 reel versions. Choose from new games like Jack and the Beanstalk, or go for well-loved big winning slots like Gonzo's Quest, Rainbow Riches and X Factor Steps to Stardom.
If you want to play for something big, then go for one of the games which comes with a progressive jackpot. There are a number of these titles on offer like Millionaire Genie, Fluffy Favourites and A Nightmare on Elm Street. Plus check out the handful of different roulette games on offer for something a bit different.
Wicked Jackpots mobile promotions
There are loads of great promotions to keep mobile players happy here including a generous welcome package that just keeps on giving. Unlike most sites which offer an initial large first deposit bonus with other bonuses few and far between down the line, Wicked Jackpots offers a series of 7 different bonuses.
New players only. Min £10 deposit for 1000% bonus up to £777. Withdrawal restrictions on bonus apply: wagering 40x (deposit+bonus amount) Wagering contribution varies by game. Promotional terms apply
That's just the beginning though as there's a regular cashback offer for players plus regular Wicked Bonuses, free spins and a VIP scheme to be rivalled. Enjoy a host of perks for being a regular player at this top new mobile site.


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Eight Forty-Eight
Planning for the future in uncertain financial times
The federal budget battle over the summer was not kind to U.S. markets and broader economic recovery efforts; but if there was a silver lining to the debt-ceiling debate, it was perhaps that Congress learned a lesson. They appeared to plan ahead this time around--a bipartisan spending bill is expected to pass before the Friday deadline. So the government looked like it had the financial cover it needed to avoid a shut down but Eight Forty-Eight wondered how everyone else should adjust to uncertain times. Can people protect their pocketbooks? Matthew Sapaula joined Eight Forty-Eight with his ideas. Sapaula is the host of the Money Smart Show podcast and was recently a financial coach on MSN Money's reality show The Invested Life.


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Alpines Monday 28th March at Banquet Records Alpines are set for big things in 2011 and we celebrate the release of their debut EP with an instore performance at Banquet! The Kingston duo are supporting Fenech Soler on tour at the moment and you may have seen them supporting Frankie & The Heartstrings at New Slang earlier this year! 'Night Drive EP' is released on Monday 28th March with the band performing in the shop on the same day at 6pm! Tickets are necessary and available at Banquet staff's discretion. Come into the shop and ask for one or request one when ordering online in the comments box on the order form. 6pm start - All Ages show Past Event
AlunaGeorge / Alpines Thursday 13th September at New Slang Tickets available on the door. This week its the first week returning to our previous venue McClusky's. For more info on the move see jt's blog at http://banquetrecords.tumblr.com - hope to see you soon at this, or future New Slang's, back at McCluksy's. AlunaGeorge play New Slang for the first time! The local electro / hip hop / bass duo Aluna Francis and George Reid aka AlunaGeorge are ones you're bound to be hearing a lot more about in the nearby future. With festival appearances from Wireless to Pitchfork to Bestival and playing for Annie Mac at Koko all sorted..we're stoked they're playing new slang! Checkout their 12" EP You Know You Like It Support from Alpines, another local duo set for big things! Excellent electro-pop meets post-dubstep sub-bass. These guys have supported the likes of Fenech Soler, Florence and the Machine and CSS, collaborated with drum&bass titan SubFocus, have recently been getting lots of radio play and have a very anticipated new EP Early Hours out soon! Tickets 4 After the bands we love to play dancey indie with everything from Friendly Fires to M83 , The Heartbreaks to SBTRKT until 2am! In Room 2 we will have bass music featuring the likes of Mosca, SBTRKT, Boddika, Joy O and Fourtet. Please Note McClusky's is an 18+ Venue, Valid PHOTO ID will be Required new slang ticket Past Event


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"Every little while I give a Thimble Tea, to which I ask a few chosen friends. In the summer-time we sometimes hold it in the garden. In winter it is held in the cosiest corner of the room close to the fire with ship logs ablaze in blue and purple and fiery red........If you want to start Thimble Teas first count over your friends who are interested in needlework, whether it be simple knitting or embroidery, or fine sewing. It matters not what their taste is so long as they are of the Sister Susie sisterhood (I've tried to look up what this means with no success). Then send out invitations to come to tea and bring their work along with them. I would not invite more that half a dozen at a time. For a Thimble Tea I usually write "from 2.30 to 6 pm" on my invitations..........As this is a Thimble Tea she (the hostess) must produce her daintiest tea cloth, doilys and tea serviettes. If she has a hand-worked tea cosy it is a good idea to have a teapot rest to match - a strip of knitted wool stuffed firmly with cotton wool and sewn lengthwise to form a woollen roly-poly. This must be invisibly joined at the ends to form a circular roll which in turn must be firmly sewn to two rounds of plain knitting with a round of stiff cardboard slipped between to form a stiff base for the nest.......... Boil the water for the tea at table with the aid of an electric kettle or a spriit lamp, have your tea caddy ready beside the teapot and a little plate containing slices of lemon in case some guests wish their tea a la Russe. Have milk as well as cream for lots of people do not care for cream in tea (too right - yuk!). Then arrange little plates of dainty sandwiches, shortbread fingers, or jam-jams, almond or coconut macaroons, spiced rock cakes, and anything else you care to have within reach of all. Provide at least one muffin dish of hot scones and have what is the very latest idea, a plate of tiny canapes of bread rounds the size of crown pieces spread with savoury paste and kept carefully out of sight till everyone has finished with cake, and then brought out and offered as a savoury finish......
.......No matter your menu, tea over have food cleared away if teaing in the sewing room and settle down again to work and gossip. In the summer-time serve tea when possible in the garden. If raining have it indoors with the fire lit. Decorate the room with glowing plants. In winter-time decorate your room with red flowers or berries and red or white candles, serving tea when possible in a different room to that in which you work or in a room opening off your working room."
Phew, I haven't done that much copy typing in a long time! Good job I proof read it! I'd not heard of jam-jams before but there are lots of recipes on line. Here's a nice one.
And this is Elizabeth's 1933 recipe:
Rub 4oz butter in 7oz flour, stir in 4oz castor sugar, half teaspoon baking powder, half teaspoon ground cinnamon and moisten to a rollable dough with yolk of egg. Roll out on a lightly floured pastry board, cut into rounds with the top of a wineglass or a fancy cutter, bake till crisp and golden and if by any chance through incorrect management of the oven the cakes spread out of shape you can recut them again with the same cutter as soon as you take them out of the oven. But don't wait till they cool at all or they will break in the cutting. Put two rounds together with jam then sprinkle with castor sugar. Apricot or raspberry jam is best for jam-jams. If liked you can use ground Ginger for flavouring instead of cinnamon.
Of course there were no oven temperature gauges then - today bake at 190C (375F) for about 12-14 mins.
Lastly, these are Elizabeth's suggested Tea Menus:
Bread and Butter
Cucumber Sandwiches
Layer Cake, Strawberry Filling
Strawberries and Cream
Petits Fours
Raisin and Nut Bread
Cheese and Pimento Sandwiches
Hot Buttered Tea-Cakes
Spiced Fruit Cake
Iced German Biscuits
Bloater Cream Sandwiches
Ham and Cress Rolls
Buttered Crumpets
Chocolate Eclairs
Tangerine Layer Cake
Note - Make Bloater Cream Sandwiches with brown bread. Use bridge rolls, split for Ham and Cress sandwiches. Hot buttered teacakes can be substituted for Crumpets and Cream Buns for Chocolate Eclairs. Fill Tangerine Layer Cake with tangerine honey and cover with tangerine icing.
If you enjoyed this I might share a few more gems in future posts. What about "Tea in Heather Time" or "A Scramble Party" ?


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"To truly see is to close the door of one's own perception and open a new door".
Chi Galatea Huynhcheap assignment
The Designer
This artist has dared to go where no designer has ever dreamed of going. Galatea is known for his innovative ideas such as hand carving Freshwater and South Sea pearls with intricate designs. He has inserted genuine gemstones into oysters, than carves down to the topaz gem or diamond. Galatea has transformed the jewelry industry with his artistic vision. "Carving pearls is an act of creativity, an expression of my hope to be free of constraints, to see beyond the obvious and create something unique." His line includes The Queen Bead Collection, The Mercy Pearl Collection, The Diamond https://ghostwriteronline.eu in a Pearl Collection, and The DaVinchi Cut Collection.
The Queen Bead Collection
This line allows you to design your very own bracelet or necklace. You can select from any of the carved pearls and like other charm bracelets you can build a necklace or bracelet over the years by adding a new pearl to your piece each time.
The Mercy Pearl Collection
Galatea inserts a genuine topaz or coral into the oyster. The oyster coats the stone with nacre creating a pearl. Galatea then takes this pearl and carves its surface exposing the brilliant gemstone beneath it.
The DaVinchi Cut Collection
DaVinchi always said' "Be a mirror, absorb everything around you and still remain the same". This line contains emeralds and rubies hidden beneath a clear topaz. This allows the pendant when viewed at different angles to change colors. Its almost seems to be constantly changing in color and texture according to its surroundings.
The Diamond in a Pearl Collection
A gorgeous diamond is inserted into the mollusk and then the face of the diamond is exposed when the pearl is carved. The pearls come in tree colors; black, peach and white symbolizing all that love entails.
For more information, visit www.galateausa.com.


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The Power of "Buzz" marketing is all about getting the features and benefits of your products and services out to your buyers.
At its core, BUZZ marketing and PR/corporate communications involves submitting a suggestion to a journalist that leads to a story about your company or product – helping you and your company get notice and stand out. Newspapers, trade publications, TV programs and radio shows have large amounts of space to fill. They depend upon corporate communications professionals to help provide story ideas, interview subjects, background information, and quality content.
For the most part, this type of corporate communications leads to one of two types of coverage:
- A story created from scratch built around the story "angle" we suggest.
- The inclusion of your product, company, or service in a story being created by a reporter.
The Bigger Picture
PR/corporate communications also includes such things as content marketing product news and promotion, educational articles promoting a product or service, crisis communications, special events, social media messaging, and sponsorships, that are newsworthy and designed to mold opinion in favor of your company, services, and products. For instance, a press release is a news story that presents a favorable aspect of your company, product, or service in a format familiar to both the journalist and their publication's readers.
The key word is newsworthy. To an editor, an item is newsworthy if it is believed their readers will find it interesting and/or useful. And, what's newsworthy to the editor of Field & Stream will most likely be quite different from what's considered newsworthy to the editor of Cleaning Management magazine. At AlturaSolutions, our skilled corporate communications professionals know the difference. Writing for specific industries and publications, we uncover the newsworthiness in your business that will generate the excitement and interest that will make readers want to know more about your company, product, or services.
For More Information Contact:
AlturaSolutions Communications
Tel: 773-525-3021
Email: email@example.com


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Rockbox mail archiveSubject: RE: text version of manual needed please!!!
From: Aman Singer (aman_at_asinger.net)
Date: 2004-06-11
-----Original Message-----
Hi all, it appears that the unit I was sent from the upgrade store is
I've not installed the rockbox firmware on the new machine yet, and
Could someone either, (preferably) describe the button and port (all
Thanks for any help, Mat Holton, maybe you've a clue, as you just got
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Page was last modified "Jan 10 2012" The Rockbox Crew


text: Molly Z (mjz) wrote, 2003-11-12 22:39:00 Molly Z mjz 2003-11-12 22:39:00 Previous Share Flag Next Mood: tired Music: none Chorus, Tomorrow's Plans, English Work Today was alright. There's just a few things I'm annoyed about that has something to do with COM, but I'm not in the mood to mention it right now. Chorus was so-so. We have our recital on Friday. Should be interesting. I should go over the songs our Chorus is performing, and at least memorize 80-90% of them. Otherwise I should be okay in it. I've been invited to Annie's party for tomorrow, and I'm gonna go, whether my folks like it or not. I haven't told them yet, but I'll get a chance to do that, when they get home. I should finish the rest of my lame English homework for tomorrowz. Subscribe Post a new comment Error Comments allowed for friends only Anonymous comments are disabled in this journal We will log you in after post We will log you in after post We will log you in after post We will log you in after post We will log you in after post Anonymously switch LiveJournal Facebook Twitter OpenId Google MailRu VKontakte Anonymously default userpic Your reply will be screened Post a new comment Preview comment Help 1 comment Post a new comment 1 comment


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Router Table Plans
Simple work surfaces, folding router tables and complete router work stations are just a few of the building plans you find to make your workshop perfect for routing jobs. We even have table top router bases, fold-up work stations and even plans for a CNC router setup.
You'll find a router table made with a spool and a router table that uses a garbage can for a base. There are also instructions to build table rails and handy jigs. You're sure to find the perfect set-up for your router and all your accessories with plans you can customize to suit your needs.
Suggested materials include reclaimed lumber, pallet wood, dimensional lumber, plywood, MDF board and metal closet rails.
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- This Webinar was originally broadcast on:
- January 23, 2014 Enroll Now
- Watch and listen to the original one-hour Webinar in its entirety. This Webinar recording features the full presentation led by Poynter faculty and visiting faculty including Q&A from the audience and resources from the presenter.
Course Overview
- Title:
- Covering Sex Trafficking
- Type:
- Webinar
- Cost:
- This $29.95 Webinar is free thanks to the support of the McCormick Foundation.
- Originally Broadcast On:
- January 23, 2014
- Time Estimate:
- One hour for the main presentation and questions. Sometimes presenters stay longer to answer additional questions from participants.
About Webinars
In this virtual classroom, participants can join in a seminar led by Poynter faculty and visiting faculty. This screencast includes live audio and a slideshow presentation in which participants can post questions and respond to poll questions posed by the host.
The trafficking of American children for sex is a story that could be told anywhere, yet few news organizations do it well.
It is a taboo subject, yet its themes encompass many of the major requisites for powerful and important stories: economics, social injustice, politics, psychology, biology, human struggle and, if you're lucky, redemption. Local journalists are key players as the U.S. awakens to this harrowing tragedy.
This Webinar will give you key interviewing and reporting techniques that will help you cover sex trafficking with context, credibility and accuracy.
What Will I Learn:
- How to see your community's hidden story
- Why most data is unreliable and how to overcome it
- How to get the right kind of access
- How to work with law enforcement, advocates and survivors
- Getting past the who, what and how to explore the why
- How to balance the needs for the story with the needs of victims
- How to write this difficult story with maximum impact
Who Should Take this Course:
Reporters, editors, producers, bloggers and others who cover economics, social injustice, politics, psychology, biology and human struggles in their community.
Course Instructor:
J. David McSwane
J. David McSwane is deputy projects editor for the Sarasota Herald-Tribune, which in October published his 44-page special report on sex trafficking called "The Stolen Ones." His investigative work has been honored with a Peabody Award and IRE certificate. McSwane contributed to the textbook "Investigative Reporting: From Premise to Publication."
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If President Obama or any Democrat had actually won the dubious honor of committing PolitiFact's "Lie of the Year," do you think CNN would have reported it?
Fat chance, right?
Before you answer, consider the glee exhibited by CNN's Josh Levs Sunday when he announced Sarah Palin had "won" for her Facebook comment concerning a "death panel" in healthcare reform legislation (video embedded below the fold with transcript, h/t Story Balloon):
BETTY NGUYEN, CO-ANCHOR: Well, let's talk about politics, shall we? Something that some may say is not. And specifically this: a competition in U.S. politics that nobody wants to win. Yes, we are talking about who had the biggest "lie of the year."
ROB MARCIANO, CO-ANCHOR: And the results are in.
NGUYEN: Yes.
MARCIANO: Josh Levs here with that answer.
JOSH LEVS, CNN CORRESPONDENT: You guys got your own drum roll going up there.
NGUYEN: Trying, I was trying that. So, the biggest lie of the year, that's not something anybody wants to hold the title to.
LEVS: Yes, a dubious distinction. And you know where it comes, it comes from PolitiFact.com, it's that reality-checking from "The St. Petersburg Times." It gives rulings on what politicians say, and they are constantly looking at new assertion, that goes from true to half- true, all the way down to "pants on fire." They're friends of our show here.
They pulled out some of what they called the biggest lies of the year. So, here's what I'm going to do. I'm going to show a couple candidates and then the winner. One of the candidates was this.
OBAMA: The reforms -- the reforms I am proposing would not apply to those who are here illegal.
REP. JOE WILSON (R), SOUTH CAROLINA: You lie!
OBAMA: Not true.
LEVS: Representative Joe Wilson famously yelled "You lie" at that moment. PolitiFact said that while there has been a debate, there is a debate over how illegal immigrants would be impacted by health care legislation, there was not enough to make the case that President Obama had lie. So, they made Wilson's accusation a candidate for Lie of the Year.
But another candidate was this from President Obama, saying why insurance companies should be required to cover preventive care.
OBAMA: Because there's no reason we shouldn't be catching diseases like breast cancer and colon cancer before they get worse. That makes sense. It saves money and it saves lives.
(END VIDEO CLIP) LEVS: Preventive care does help save lives, and it's important. But PolitiFact says it actually does not save the country money. Congressional Budget Office says that it adds to overall costs.
All right. So, those were a couple of the other examples, but in the end, the Lie of the Year, by far, according to PolitiFact.com...
LEVS: There's that drum roll -- was this: it was from former Alaska Governor Sarah Palin saying, "Seniors and the disabled will have to stand in front of Obama's death panel so his bureaucrats can decide whether they are worthy of health care."
PolitiFact said the health care she was talking about did not establish anything like that. So, the editors of the PolitiFact chose it for their Lie of the Year.
And they held a poll on their Web site in which people could vote. They got 5,000 votes. And 61 percent named it top lie of the year.
And to be fair, PolitiFact points out that she stands by this. Last month, she told this to "The National Review," a conservative publication. She said the terms should not be taken literally.
She called it "a lot like when President Reagan used to refer to the Soviet Union was the evil empire. He got his point across. He got people thinking and researching what he was talking about. It was quite effective," she says. "Same thing with death panels, I would characterize them like that again in a heartbeat."
What do you think? Here's how you can weigh in. We are talking about that today on the blog. Also Facebook and Twitter, JoshLevsCNN, the blog is CNN.com/Josh.
Tell us what you think. Was it the biggest lie of the year? Did it have the biggest impact? Do you view it as a lie? What do you think about all this?
So, there you, Betty and Rob, PolitiFact's choice and the viewers' choice on their Web site for the Lie of the Year.
NGUYEN: Yes. You know, it's going to be interesting to see what people think about that.
LEVS: Yes.
NGUYEN: And specifically, the question that you ask, do you view it as a lie? Because Sarah Palin says, well, it shouldn't be taken literally.
LEVS: Yes.
NGUYEN: She didn't mean it like that. So, was that really a lie?
LEVS: Right. She got away of construing it, you know? And this is often, too, about a lot of these political assertions, right, if you come back and give it a whole new view.
But a lot of people are screaming up and they're saying straight up it was a lie.
NGUYEN: Right.
NGUYEN: Yes, you know, that's what it says. It will be interesting to see what people have to say about that.
All right. Let us know. Thank you, Josh.
LEVS: Thanks, guys.
MARCIANO: Thank you, Josh.
I might use that as a fallback, you know...
NGUYEN: Yes?
MARCIANO: ... if I am caught in a lie of some sort. A horrible lie, you know, I didn't say, I didn't mean that, I was just...
NGUYEN: Don't take it literally.
MARCIANO: Don't take it literally.
NGUYEN: All right.
MARCIANO: All right.
For a little background, PolitiFact announced this "contest" on December 9. Please note that of the eight "finalists," five were statements made by conservatives:
"When one person sneezes, it goes all the way through the aircraft."
-- Joe Biden on Thursday, April 30, 2009, in an interview on The Today Show
Preventive care "saves money."
-- Barack Obama on Wednesday, Sept. 9, 2009, in a speech to Congress
"You lie!" (in response to President Obama saying health reform would not insure illegal immigrants.)
-- Joe Wilson on Wednesday, Sept. 9, 2009, in the audience at a joint session of Congress
Seniors and the disabled "will have to stand in front of Obama's 'death panel' so his bureaucrats can decide, based on a subjective judgment of their 'level of productivity in society,' whether they are worthy of health care."
-- Sarah Palin on Friday, Aug. 7, 2009, in a message posted on Facebook
John Holdren, director of the White House Office of Science and Technology Policy, "has proposed forcing abortions and putting sterilants in the drinking water to control population."
-- Glenn Beck on Wednesday, July 22, 2009, in his TV program
An amendment to the House health reform bill "puts new restrictions on women's access to abortion coverage in the private health insurance market even when they would pay premiums with their own money."
-- Nita Lowey on Saturday, Nov. 7, 2009, in a speech on the House floor
A birth certificate shows Barack Obama was born in Kenya.
-- Orly Taitz on Sunday, Aug. 2, 2009, in an attachment to a lawsuit
Page 92 of the House health care bill "says specifically that people can't purchase private health insurance after a date certain."
-- Michele Bachmann on Friday, Oct. 30, 2009, in an interview on the Fox News Channel.
Interesting that one of the three Democrats on this list was a New York Congresswoman that likely few people had ever heard of.
Beyond this, of all the falsehoods stated this year by Obama and Biden, the two PolitiFact chose seemed rather innocuous. Maybe that's why they didn't receive many votes.
But none of this should be surprising, for PolitiFact has a very hard time hiding its liberal bias. Take a look at the first page of individual's statements PF lists as "Pants on Fire" (meaning REALLY big lies), and you'll see they're all by Conservatives (h/t Mark Finkelstein).
That's not all for NewsBusters contributor Matthew Vadum wrote extensively about PolitiFact's biases in May:
Journalistic bias is one thing, but journalistic arrogance is quite another.
When reporters claiming to be neutral political fact-checkers go beyond mere reporting to state with absolute certainty things they cannot possibly know, they run the risk of churning out political opinion masquerading as high-minded investigative journalism.
This is exactly what the reporters at the fact-checking operation PolitiFact.com sometimes do. A project of the St. Petersburg Times, the website's "Truth-O-Meter" purports to check and rate "the accuracy of statements by candidates, elected officials, political parties, interest groups, pundits, talk show hosts." [...]
Should anyone really be surprised that PolitiFact, part of the St. Petersburg Times, would have a liberal bias?
On Oct. 24, PolitiFact gave then-vice presidential candidate Sarah Palin's statement that Obama would "experiment with socialism" a "Pants on Fire" ruling.
An editorial in Wednesday's print edition of the newspaper hails President Obama's selection of undistinguished radical jurist Sonia Sotomayor to fill the Supreme Court slot of retiring Justice David Souter. As if reading from an administration press release, the newspaper gushes that Sotomayor is someone with a "powerful intellect who demonstrates compassion and a common touch."
On May 22 an editorial lauded the president for a recent speech in which he "laid out a cogent framework to return to the rule of law in the future treatment of terrorism suspects and close the prison." Former Vice President Dick Cheney, on the other hand, was described as spewing "vitriol" and "recklessly" arguing that Obama's policies were encouraging more terrorist attacks.
On May 20 an editorial served as environmentalist cheerleading for the president's tougher fuel economy standards for cars and trucks, describing them as "a much-needed win for consumers, the environment and the struggling automotive industry."
On Sept. 14, an editorial attacked Sen. John McCain's presidential campaign. "McCain's straight talk has become a toxic mix of lies and double-speak," it said.
A left-wing slant seems embedded in the paper's DNA.
Former St. Petersburg Times associate editor Martin Dyckman recalled what it was like being in the newsroom in 1963 when President John F. Kennedy was assassinated.
Dyckman, who retired as associate editor in 2006, reminisced that on that terrible day he "was standing at the teletype when the first flash came in that a suspected Marxist, Lee Harvey Oswald, was being held in connection with the shooting."
He recalled that the paper's publisher, Nelson Poynter, was dejected when Dyckman relayed the report. "'Oh, no,'" Dyckman quoted the publisher saying. "'I was hoping it would be a right-winger.'"
Looking at how PolitiFact considers lies, it appears they're always hoping the offenders are right-wingers.


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Development of LoSt is seeing another burst of activity, be it long or short. On the top of my old todo list was to get a decent "AI" (or, call it, action determination system) up and going for NPCs and enemies, so that's where I'm at now.
A golden rule to keep in mind when developing NPC/critter behavior is that the actors need to be "thinking out loud" to a certain extent. It's easy for a developer to fall in love with a system where there's a lot of hidden stuff going on, stuff the player simply won't notice. In many situations, simple hacks are better than complex algorithms. Making changes in the code will also have more predictable results if you're using simple rules (a fixed probability to flee/fight as opposed to a function that takes into consideration factors like relative health and strength of the opponent).
Truly believable characters may come off as bland; a fictional person is much more easy to make memorable if defined by traits underlined to an almost absurd degree (consider the monomaniac ramblings of Captain Abab or The Red Queen in Alice; the archetypical nice naughtiness of someone like Little My (in the Moonmin books) or Pippi Longstockings; the sincere stupidity of Sancho Panza. Examples that might hit closer to home include the conspicuous inclination of pixies/leprechauns in traditional Rogue-games, or how that pesky puppy in ADOM ceaselessly gets into fights with ogres and worse).
I'm basing my "AI" system of how I did it in my abandoned Roguelike Squirm. Each actor is always in a certain state, which dictates the actor's behavior (eg. "hungry-at-home" state: if there is food on the table, eat it, else go to "cook-and-put-food-on-table" state). The personality of any actor is really contained in the sum of states that actor is capable of being in, as well as (what I call) the "bias switches" used to switch the state of the actor, depending on what it observes on the map. It is a quite flexible system for tactical behavior (switching between different attacking/defending states, so that some goon might keep her distance, seeking cover and firing a gun, maybe turning to run if she gets hit herself, whilst man-eating big-dogs might hunt in packs, aiming to surround their victim and go for the throat) as well as functional or even choreographic (going to the doctor if you've been shot in the leg; frequenting the railway station to proclaim the villainies of villains and handing out cash bounties to said villains' vanquishers; heading to the saloon with a loaded gun to settle all your debts once and for all).
The whole thing borrows heavily from Bear's Roguelike Intelligence articles on Roguebasin. Andrew Doull's essays about developing Unangband was also a huge inspiration back at the time I was developing Squirm.
Right now I'm just testing it with a desert stray dog, quite ineptly identified by the game as "a dog, holding teeth". It starts out in a "wander" state, which just loops endlessly, with the dog always walking in a random direction. Its sole cause in this world is self-preservation: if someone (presumably the player, being the only other living thing in this infinite desert) inflicts damage upon it, it fights to the death.
I might test this further with some more desert life (I have a prototype for randomly generated plant species lying around), but I'll soon be delving back into the lead mines to develop the slave break scenario a bit more. It's a pretty fruitful scenario to use for early development. It involves some fighting, possible even between two groups (slaves and owners, if it turns into a real uprising), which is good to get a lot of technicalities in place. There will also definitely be some talking, and I hope to develop at least the slave community as an interesting part of the setting/theme, with their own rumors and rituals, staying pretty small while hinting at larger issues.
As always,
23 November 2014
17 July 2014
The Story So Far
A while ago, I started to tinker with a computer game named Land of Strangers. The game is a Roguelike set in a fantasy world inspired by various fictions about cowboys and cowgirls. It's still in the very early phases of development, but can already by downloaded (as a Windows executable, a software package for Debian/Ubuntu Linux, or as source code (written in python)).
This blog was established to write about LoSt (although I might make the odd excursion into stray topics, I'll try to stay on the case). For the sake of archival completeness, here is a final link, to a forum thread which I've been using to rant about LoSt: http://forums.roguetemple.com/index.php?topic=3221.0
The summer is going to be awfully quiet, but I'm guessing we can expect a new release early next fall. It will focus on making the supporting cast a little smarter.
As always,
|Louise Ortiz, travelling salesgirl, soon to be dead (screenshot from LoSt v. 7)
This blog was established to write about LoSt (although I might make the odd excursion into stray topics, I'll try to stay on the case). For the sake of archival completeness, here is a final link, to a forum thread which I've been using to rant about LoSt: http://forums.roguetemple.com/index.php?topic=3221.0
The summer is going to be awfully quiet, but I'm guessing we can expect a new release early next fall. It will focus on making the supporting cast a little smarter.
As always,
Subscribe to: Posts (Atom)


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Current Research Programmes
Building Financially Healthy Lives and Communities
We want to ensure that all British households lead financially healthy lives. This requires us to think about how they can be assisted to meet their day to day costs and also build up savings and plan positively for their future. We know that too many households are struggling financially, and that these are often geographically concentrated. Even with very careful money management, the combination of low pay, insecure [...]
Getting Britain Out of Debt
We believe that over-indebtedness is receiving insufficient policy attention. Not only does it have major human and social costs, but the debt burden is negatively impacting on our economic performance. The extent to which debt poses a burden on households is contingent on three factors: (i) the amount of debt that is outstanding; (ii) the cost of that debt, in terms of interest, fees and minimum payment [...]
Improving Credit Regulation
Inadequate regulation of credit markets has created all three of the major economic crises experienced in Britain since 1970. The removal of direct Government controls over lending and the replacement of these with the 'Competition and Control' system of regulation in 1971 lay behind the Heath Government's 'dash to growth'. It relied on credit markets being controlled only through the manipulation of interest rates by the Bank of England, [...]
Latest News
The FCA is guilty of 'regulatory failure'. Politicians must act to protect low income credit card borrowers
A new report, published jointly by CfRC, New Economics Foundation, Jubilee Debt Campaign and Research for Action today, shows that the FCA are failing to adequately protect consumers from high interest costs on credit cards, and calls for a cap on the total cost of charges that borrowers pay. The report includes new analysis of the Bank of England's Household Debt Survey for 2018, [...]
How Rent-flex works: case study three, engaging tenants and providing a savings vehicle
A 50 year old female single parent with a teenage daughter was housed by Optivo following the end of an abusive relationship and a period of homelessness. She had successfully completed her training to become a nurse but had not yet secured a job, and when she was contacted about the Rent-flex scheme in September 2017 she was using money she had previously put [...]
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Creating Trust in Financial Services
21st March 2019
Amnesty International UK, London
How can we create trust between users of financial services and their providers?
Our 2019 conference will look at this critical issue from different perspectives: those of service users and service providers, and from a wide range of stakeholders including national and local policymakers, debt advice, and financial support agencies. The conference will consider creating trust in financial services provision and will challenge current payment and credit referencing and scoring practices as examples of systems built on suspicion, surveillance, and punishment.
Speakers/workshops will look at how the market, including new FinTech developments, are treating people with histories of financial problems, and at what more is needed to improve support. Delegates will also see/hear about practical examples of measures that can be taken to foster trust in product and service design.
The Decline of Local Welfare Schemes in England
September 2017
Local welfare provision in England is at risk of collapsing if Government does not urgently review its approach and step in with more funding for local authorities. A failure to act will create widespread destitution, and put even greater pressure on already over-stretched housing, health, and social care services. Those are the key messages from our latest research, which has been funded by the Barrow Cadbury Trust and which involved an assessment of Cabinet and Committee papers detailing current budgets for local welfare schemes and the reasons for cuts. From this exercise we were able to obtain information about current funding levels for schemes in around 70 percent of English local authorities. We also conducted interviews with eighteen people who have directly affected by the closure of schemes in Northamptonshire, Nottinghamshire, and Oxfordshire.
Latest posts
The FCA is guilty of 'regulatory failure'. Politicians must act to protect low income credit card borrowers
A new report, published jointly by CfRC, New Economics Foundation, Jubilee Debt Campaign and Research for Action today, shows that the FCA are failing to adequately protect consumers from high interest costs on credit [...]
How Rent-flex works: case study three, engaging tenants and providing a savings vehicle
A 50 year old female single parent with a teenage daughter was housed by Optivo following the end of an abusive relationship and a period of homelessness. She had successfully completed her training to [...]
How Rent-flex works: case study two, smoothing income and building confidence
A 32 year old single parent, with four children aged between five and twelve, and with a history of debt problems joined the Rent-flex scheme in August 2017. Two years previously she had been [...]
BRITAIN'S PERSONAL DEBT CRISIS | How we got here and what to do about it.
Damon Gibbons | 1 Jul 2014
In Britain's Personal Debt Crisis, CfRC Director Damon Gibbons, provides an assessment of how, over a period of 40 years, we have come to be over-reliant on financial services, and credit in particular. Our basic needs – for affordable homes, for education, decent jobs, and dignity in old age – are all now contingent on our ability to access financial services. But the way in which these are provided is highly regressive and is contributing to growing wealth inequality. Credit expansion has also contributed to our economic decline, paved the way for attacks on the welfare state, and fed the growth of a highly individualistic and unsustainable consumer culture.
Whilst charting these developments, the book also outlines a programme for national renewal, including measures to bring credit back under control and restore the financial sector to servants of government economic policy.
"Damon's book provides a timely insight into the power of personal debt to not just make life a daily struggle of the public but do long term damage to the future our country. He matches detailed analysis with a passionate call for action that many will find compelling"
Stella Creasy MP
"Damon Gibbons has campaigned over many years for fair lending at a reasonable price to low income households. From doorstep lending to payday loans he has challenged established ideas and called for a cap on costs – a policy now endorsed by the Government."
Paul Lewis, journalist and broadcaster
Damon is one of those rare people who is able to combine a social policy researchers' attention to detail with a campaigners' zeal and passion to make change happen. The fact that he has managed to sustain this work for more than a decade, even when it has often meant swimming against the prevailing opinion of the times, is remarkable. Not only that, his analysis of the problems and solutions to Britain's personal debt crisis is always insightful, and almost always right!"
Niall Cooper, Director, Church Action on Poverty
"This is a timely analysis of the growth in personal debt and a passionate plea for action. Few people understand the working of credit markets better than Damon and his proposals for effective regulation deserve serious attention."
Paul Blomfield MP