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Shipping & Returns Policy
When you order Pyramid, you will receive a shipping estimate on the product page. If in stock when you order, we aim to dispatch same-day for all orders made before 1pm.
Our orders are shipped from the UK and usually arrive within a couple of days.
As soon as it's collected by one of our couriers, you'll receive an email to let you know it's on the way and when to expend it to land on your doorstep.
How to contact us
You can contact us through the Pyramid app at pyramidsetup.com or using the 'Send us a message' on our help desk.
– We answer questions on social media on Facebook, Instagram and Twitter
– We also answer emails at [email protected]
Our friendly support team speak fluent English and emoji .
Make a complaint
If anything about our product or service is making you unhappy, we'd love the chance to make it right.
So please drop us a line at [email protected] with the subject line 'complaint' and we'll do our best to fix the problem.
Returns and Refunds
Break-ups can be hard, but luckily our returns process is a piece of cake
To request your return or to let us fix any problems please reach out at [email protected] – we offer a 30 day no-hassle money back guarantee.
Return Guidelines
- Please contact our support team at [email protected] to start your return
- Please make sure the product is sufficiently protected and shipped in the original packaging.
- Unless faulty, buyer pays postage. If returning items by post, please retain your proof of posting – a signature option is recommended.
- Proof of purchase may be required
- We aim to process refunds to your original payment method within 14 calendar days
- The 30 days begin when you receive the product and applies to the Pyramid product, annual plan and lifetime plan options.
- For monthly plan renewals, we do not offer partial refunds but you can cancel your subscription to stop it renewing.
- If you return after the 30 day period outlined above, we may not offer a full refund and can instead offer to return the product to you.
1 Year Limited Warranty
Pyramid's warranty obligations are limited to the following terms:
Pyramid warrants Pyramid-branded products against defects in materials and workmanship under normal use for a period of ONE (1) YEAR from the date of purchase by the original end-user (purchaser). Pyramid does not warrant that the operation of the product will be uninterrupted or error-free.
- Pyramid will either repair the product at no charge
- Exchange the product with a new or refurbished model but may not have retail packaging
- Alternatively, should this not be possible a refund will be issued.
This warranty does not apply: (a) to damage caused by use with non-Pyramid products; (b) to damage caused by accident, abuse, misuse, flood, fire, earthquake or other external causes; (c) to damage caused by operating the product outside the permitted or intended uses described by Pyramid; (d) to damage caused by service performed by anyone who is not a representative of Pyramid (e) to a product or part that has been modified to significantly alter functionality or capability without the written permission of Pyramid; (f) if the plastic casing has been removed.
This policy is offered in addition to your statutory rights.


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Autumn Ridge Apartment Pet Policy
We welcome dogs and cats! A maximum of two pets per apartment. Weight limit and breed restrictions apply. There's a required one-time, non-refundable deposit per pet and a monthly pet rent. Contact office for details.
We welcome all medically required service dogs (? Or animal?) with a signed doctor's statement. Contact office for details.
Caged animals are not permitted. Puppies and kittens are not permitted.
No visiting pets.

subset: commoncrawl


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Women and Performance invites submissions for a special issue, "Punk Anteriors: Genealogy, Performance, Theory." They invite critical essays, short texts, book and performance reviews, artwork, and photo essays that examine questions relevant to a critical discussion of the intersection of punk, music, race, gender, and performance. Submission deadline: July 15, 2011.
Call for Papers – Special Issue "Punk Anteriors: Genealogy, Performance, Theory"
Revisions to the phenomenon of punk have been circulating since its inception. This issue seeks to capture the performance of those revisions, conducting a genealogical mapping of the punk movement, scenes, music, ethics, and aesthetics utilizing queer and feminist punk analytics. While some valuable feminist critiques of punk have surfaced – mainly to lionize the riot grrrl movement – many uneasy questions around race, nation, and sexuality remain unarticulated in feminist and gender performance scholarship. The interdisciplinary articles in this issue will address the performances and politics of these exclusions.
We are interested in the temporality and spatiality of punk performances through a collective and archival process. We use the word "anteriors" in the title of this issue to frame the articles that address these punk spaces and remnants, plotting what comes before, anterior to, the telling of punk's narratives in two senses: first, in the temporal sense which interrogates punk's resistant genealogy; and, second, in the material and spatial sense of place, bodies, and archives. What can be situated in front of the generic narratives of punk's beginnings and mainstays as a form of resistance? Where do articulations of racial formation, gender, nation, and sexuality fit into generic notions of punk origins, temporalities, and classisms? Can punk epistemologies be used to critique punk's exclusions?
Possible topics include:
• Race, imperialism, and punk
• Women of color feminism and punk
• Diaspora and punk
• Transnational movements and festivals
• Zines and feminist interventions
• Riot grrrl
• Underground sound and gender
• Punk, history, and ethnic studies
• Aesthetic, performance, and music
• Queer punk and other questions of sexuality in performance
• Disidentifications, performance, and punk outlaws
• Subjugated histories and punk feminism
• Art and new media performance
• Punk responses to theory and punk theories
• Supplemental spaces of punk
Women and Performance invites critical essays, short texts, book and performance reviews, artwork, and photo essays that examine these or other questions relevant to a critical discussion of the intersection of punk, music, race, gender, and performance. Submissions should be 10,000 words or less in length and adhere to the current Chicago Manual of Style, author-date format. Questions and abstracts for review are welcome before the final deadline. Complete essays and texts for consideration must be submitted by July 15th, 2011.
Please send all work to Fiona Ngô and Elizabeth Stinson via email (MSWord attachment): email@example.com and firstname.lastname@example.com. Further submission guidelines may be found at: http://www.womenandperformance.org/submission.html. Women and Performance is a peer reviewed journal published by Routledge, Taylor & Francis.


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100% Merino Wool in 100g hanks
Needle 4.5mm UK7 US7
Approx 190mts-100g-3.6oz-210yds 2ply-2/3.8Nm
20sts, 26rows=4″/10cm
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Studio Donegal Soft Donegal (B5224 Red)
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100% Merino Wool in 100g hanks
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Year in Review: Legislation and Guidance for Financial Institutions in 2015
January 18, 2016
Financial institutions in Canada witnessed yet another year of significant growth in legislation and regulatory guidance impacting their operations, while the financial marketplace is continuing to adapt to the impact of fintech and emerging use of innovative technologies in delivering financial services. The key initiatives introduced or implemented in 2015 are outlined in our annual regulatory overview.
Amendments to Federal Financial Institutions Legislation
Anti-Money Laundering and Sanctions
Federal Regulation of Payment Service Providers
Emergency Lending Assistance by Bank of Canada
Proposed New Operational Risk Guideline
On August 20, 2015, the Office of the Superintendent of Financial Institutions (OSFI) published a new draft Guideline E-21: Operational Risk Management (Guideline E-21) for comment. The draft Guideline E-21 aims to provide a "comprehensive view of operational risk management and related OSFI guidance" across all federally regulated financial institutions, other than the branch operations of foreign banks and foreign insurance companies, and fills what OSFI perceives to be a gap in existing guidance. Financial institutions will be expected to establish and maintain an enterprise-wide framework of operational risk management controls, consistent with four guiding principles that are set out in the draft Guideline. These four guiding principles were discussed by Assistant Superintendent Neville Henderson in his remarks delivered to the 2015 Life Insurance Invitational Forum on December 1, 2015. The comment period for the draft Guideline E-21 ended on October 9, 2015 (see our September 2015 Blakes Bulletin: What Does Operational Risk Management Draft Mean for Federally Regulated Financial Institutions?).
Revisions to OSFI Capital Framework for Life Insurers
On January 5, 2015, OSFI issued a Policy Paper: Life Insurance Capital Framework – Standard Approach (Policy Paper) describing the principles and concepts supporting the development of key components of a potential new life insurance capital framework. The Policy Paper was prepared by the Standard Approach Advisory Group, a joint committee of OSFI, l'Autorité des marchés financiers of Quebec and Assuris. As part of the process for developing potential methods for determining requirements for specific risks under the future capital framework, OSFI conducted a series of Quantitative Impact Studies (QIS) in the past few years. The Policy Paper contains a summary of the rationale and basis for the methodologies tested in the 6th QIS in November 2014. On October 22, 2015, OSFI requested life insurers to participate in a 7th QIS. OSFI's commonly asked questions on QIS 7 can be found here. The QIS 7 worksheets must be completed and returned by January 29, 2016. While awaiting the results of QIS 7, OSFI is planning to conduct two "test-drive" runs for the framework in 2016 and 2017 to validate the expected new capital test and help insurers gear up for the updated regulatory compliance requirements under the future framework, according to Assistant Superintendent Neville Henderson. A final guideline on the future capital framework is expected in mid-2016 with implementation planned in early 2018.
In remarks delivered to the Accounting Standards Oversight Council on October 23, 2015, Deputy Superintendent Mark Zelmer also commented on the development of future insurance contract standard, International Financial Reporting Standard (IFRS) 4 Phase II. According to the Deputy Superintendent, while OSFI supports the International Accounting Standards Board's effort to develop a global set of accounting standards for insurance contracts, OSFI "appreciate[s] that the Canadian model has served us well and that the proposed changes must work for Canadian insurers." The Deputy Superintendent also noted that OSFI decided to move ahead with its future capital framework based on the Canadian Asset Liability Method and will consider adjustments based on IFRS 4 Part II after that standard is finalized and implemented.
While the work on the future life capital framework continues, on November 27, 2015, OSFI published a revised version of its current capital guideline for life insurers — Guideline A: Minimum Continuing Capital and Surplus Requirements (MCCSR Guideline). The revised MCCSR Guideline came into effect on January 1, 2016 and now requires that:
- Retained earnings be adjusted for a property that is re-classified (between investment and owner-occupied and vice-versa) so that it will be the same as if the property had originally been classified into its re-classified category from the outset
- The deduction of non-life, solvency-regulated financial corporations be floored at zero
- A zero per cent credit risk factor for a foreign, public-sector entity be allowed only if the public-sector entity's sovereign is eligible for a zero per cent factor based on its rating
It also addresses the treatment of subsidiaries that write a mixed business consisting of life and property and casualty (P&C) insurance within the same legal entity.
OSFI also made conforming changes to Guideline E-19: Own Risk and Solvency Assessment and Guideline A-4: Regulatory Capital and Internal Capital Targets, and repealed Guideline A-2: Capital Regime for Regulated Insurance Holding Companies and Non-Operating Life Companies, effective January 1, 2016. The revised MCCSR Guideline incorporates a number of past OSFI capital advisories.
On the international scene, the International Association of Insurance Supervisors (IAIS) continued its efforts to develop a risk-based global insurance capital standard (ICS) for internationally active insurance groups (IAIGs), as part of IAIS's proposed Common Framework for the Supervision of IAIGs. In October and November 2015, IAIS published responses to industry comments on selected questions relating to the proposed ICS. Assistant Superintendent Neville Henderson indicated on December 1, 2015, that OSFI's current work on the Canadian life insurance framework already includes many of the changes stemming from this international standard and that OSFI does not expect "ICS 1.0 to be as sophisticated as our current MCCSR capital test." Therefore, OSFI does not foresee a need to implement any significant changes in Canada in relation to ICS before IAIS finalizes ICS 2.0, which is expected in 2020.
With respect to the development by IAIS of a new Basic Capital Requirement measure in December 2014 and a new Higher Loss Absorbency measure in November 2015 for global systemically important insurers (G-SII), Superintendent Jeremy Rudin noted in 2014 that OSFI did not expect these requirements to directly apply to Canadian life insurers, as no Canadian company has so far been identified as a G-SII.
Revisions to OSFI Capital Framework for P&C Insurers
On July 8, 2015, OSFI published an updated version of ORSA Key Metrics Report to take into account the material revisions, introduced in 2014, to OSFI's capital guideline for P&C Insurers: Guideline A: Minimum Capital Test for Federally Regulated Property and Casualty Insurance Companies (MCT Guideline). The industry impact of these revisions was also discussed in a letter published by OSFI on July 13, 2015.
On November 30, 2015, OSFI published a further revised version of the MCT Guideline, which came into effect on January 1, 2016. The key revisions to the MCT Guideline include the following:
- Two transitional measures were introduced concerning equity derivatives, common shares held short, and eligible equity hedges
- Branches of foreign insurance companies are now allowed to include insurance receivables from federally regulated insurers and approved reinsurers in net assets available in the Branch Adequacy of Assets Test, subject to certain conditions
Expected Changes to Capital Requirements for Residential Mortgages
On December 11, 2015, OSFI published a letter advising banks, federal trust and loan companies and private mortgage insurers that OSFI is working on changes to capital requirements for loans secured by residential real property. The changes are intended to ensure that capital requirements keep pace with developments in the housing market and reflect the underlying risks. Specifically, for banks using internal models for mortgage default risk, OSFI plans to introduce a risk-sensitive floor for one of the model inputs (losses in the event of default) that will be tied to increases in local property prices and/or to house prices that are high relative to borrower incomes. For federally regulated private mortgage insurers, OSFI intends to introduce a new standardized approach that updates the capital requirements for mortgage guarantee insurance risk and will require more capital when house prices are high relative to borrower incomes. OSFI indicated that it will conduct consultations with affected federally regulated financial institutions and other stakeholders in 2016 before introducing any changes. The final rules are expected to be in place no later than 2017.
Concurrently with OSFI's notice, the federal Minister of Finance announced that, effective February 15, 2016, the minimum down payment requirement for new insured residential mortgages will increase from five per cent to 10 per cent for the portion of the house price above C$500,000. These new measures will require amendments to the regulations under the National Housing Act (NHA) and the Protection of Residential Mortgage or Hypothecary Insurance Act.
On the same day, the Canada Mortgage and Housing Corporation (CMHC) announced an increase to the guarantee fees it charges issuers for NHA Mortgage-Backed Securities and Canada Mortgage Bonds.
OSFI is also developing new capital rules for mortgage insurers, as announced by OSFI in a 2014 letter to the industry. These more risk-based capital requirements are expected to be implemented in 2017, according to OSFI's 2014-2015 Annual Report (see our January 2016 Blakes Bulletin: New Federal Rules for the Residential Mortgage Market).
Expanding the Bank Resolution Framework
On April 21, 2015, the federal government made public the 2015 Federal Budget, which reiterated the government's intention to introduce a new bank recapitalization (or "bail-in") regime for Canada's six largest banks designated by OSFI as domestic systemically important banks or D-SIBs. Originally announced in an August 2014 consultation paper, the proposed bail-in regime contemplates the introduction of a new statutory conversion power that would authorize the federal government to convert a D-SIB's long-term unsecured liabilities into common shares in the event of its non-viability, consistent with international guidance issued by the Financial Stability Board (FSB) in 2014 under its revised Key Attributes of Effective Resolution Regimes for Financial Institutions. The 2015 Federal Budget also indicated that a minimum loss-absorbency requirement would be introduced for D-SIBs, which would be a new capital measure that D-SIBs must meet through the sum of their regulatory capital and bail-in eligible senior unsecured debt. International guidance for this new capital measure was finalized by the FSB on November 9, 2015, under the new Loss-Absorbing Capacity Standard for Global Systemically Important Banks.
The 2015 Federal Budget also indicated that amendments would be introduced to the provisions of the Canada Deposit Insurance Corporation Act governing the restructuring and resolution of banks in Canada. In this respect, the Canada Deposit Insurance Corporation (CDIC) stated in its 2015 Annual Report, published on March 31, 2015, that CDIC is working on the development of credible resolution strategies aligned with the enhanced resolution powers expected to accompany the bail-in framework.
The foregoing proposals were not included in the former Conservative federal government's last budget implementation bill of June 23, 2015. It remains to be seen how the new Liberal government will approach these policy initiatives in 2016.
As part of the 2015 Federal Budget, the federal government also announced that it would ask Canada's D-SIBs to be responsible for preparing resolution plans that would set out how each bank could be resolved in the unlikely event that recovery actions fail. This initiative did not require legislative amendments. As CDIC notes in its 2015 Annual Report, going forward, CDIC will:
- Provide guidance to each D-SIB to ensure that their resolution plans reflect structural and operational changes specific to their institution
- Examine bank structural and operational gaps to resolution, identify appropriate mitigants, and share these results with the banks
- Work with each D-SIB to consider how CDIC could leverage the banks' existing crisis management infrastructure (including communications, treasury operations, governance and resources) to undertake key resolution activities in a timely manner to support continuity of operations and minimize market impacts
CDIC also noted that it will update its D-SIB resolution "playbook" and will test, at least annually, its readiness through a simulation or tabletop exercise.
On December 3, 2015, CDIC announced that it has signed a memorandum of understanding with the United Kingdom's Prudential Regulation Authority that formalizes cross-border cooperation and information sharing in the event of the failure of a large, complex financial institution operating in both countries. CDIC has entered into similar memoranda of understanding with the U.S. Federal Deposit Insurance Corporation, as well as CDIC's counterparts in Japan, Taiwan and Mexico. CDIC hopes that these information-sharing and resolution coordination agreements will ultimately lead to bank-specific coordination agreements with foreign regulators, according to the remarks of CDIC President Michèle Bourque delivered to the 2015 Financial Services International Forum on May 6, 2015.
Early Adoption of IFRS 9
On January 9, 2015, OSFI issued a new Advisory on Early Adoption of IFRS 9 Financial Instruments for Domestic Systemically Important Banks (Advisory). IFRS 9 – Financial Instruments is an international accounting standard developed by the International Accounting Standards Board in July 2014 to account for financial instruments. When adopted, IFRS 9 will replace the current International Accounting Standard 39 – Financial Instruments: Recognition and Measurement. IFRS 9 contains a new impairment model that will result in earlier recognition of impairment losses. The Advisory states that OSFI expects Canadian D-SIBs to adopt IFRS 9 for their annual period beginning on November 1, 2017. The major global bank peers of Canadian banks using IFRS accounting rules are expected to adopt IFRS 9 somewhat later — for financial years beginning January 1, 2018. In remarks delivered to the Accounting Standards Oversight Council on October 23, 2015, Deputy Superintendent Mark Zelmer indicated that OSFI was monitoring the endorsement processes for IFRS 9 in other jurisdictions, including the European Union, "to minimize the risk of Canada being the 'crash test dummy' when other jurisdictions delay adoption of new IFRS standards."
The Deputy Superintendent also noted that OSFI has taken the lead in the Basel Committee on Banking Supervision (Basel Committee) in developing a new expected credit loss accounting framework, which would ensure a consistent implementation and interpretation of IFRS 9 requirements across jurisdictions. The final version of that framework was published by the Basel Committee on December 18, 2015, as Guidance on Credit Risk and Accounting for Expected Credit Losses.
OSFI Guidance on Derivatives Practices
On January 30, 2015, OSFI released the final version of its new Guideline B-7: Derivatives Sound Practices (Guideline B-7), which sets out OSFI's expectations for federally regulated financial institutions (including Canadian branch operations of foreign banks and insurers) with respect to derivatives activities. Guideline B-7 incorporates the over-the-counter (OTC) derivatives market reforms initiated by G-20. It communicates OSFI's expectations for central clearing of standardized OTC derivatives and reporting of derivatives data to a trade repository. The new Guideline B-7 replaces OSFI's 1995 guideline on derivatives best practices.
On October 19, 2015, OSFI also released a draft Guideline E-22: Margin Requirements for Non-Centrally Cleared Derivatives (Guideline E-22), which will require the exchange of margin to secure performance on non-centrally cleared derivatives transactions between covered entities. The draft Guideline E-22 is based on a policy framework on Margin Requirements for Non-Centrally Cleared Derivatives, developed by the Basel Committee and International Organization of Securities Commissions to mitigate the systemic risk posed by non-centrally cleared derivatives. The draft Guideline E-22 will apply to all federally regulated financial institutions where they meet the definition of a covered entity set out in the draft Guideline E-22. The comment period for the draft Guideline E-22 ended on November 27, 2015, and the margin requirements are expected to take effect starting September 1, 2016.
Revisions to OSFI Financial Assessment Criteria
On October 1, 2015, OSFI updated its Financial Assessment Criteria, which guide OSFI's supervisory assessment of a federally regulated financial institution's financial function, as part of the institution's composite risk rating. The updated criteria are available here.
Updated OSFI Advisories and Transaction Instructions
On June 29 and 30, 2015, OSFI published the following revised advisories, transaction instructions and incorporation guide:
- Advisory 2015-01: Substantial Investments, which provides an overview of how OSFI administers the substantial investment regime in the federal financial institutions legislation. It replaces OSFI's earlier advisories on substantial investments.
- Advisory 2006-01-R1: Legislative Framework for Foreign Banks, which provides an overview of how OSFI administers Part XII of the Bank Act. The advisory was first published in 2006 and has now been updated to conform it to the current legislative scheme.
- Transaction Instructions DA 22: Related-Party Asset Transactions as Part of a Restructuring and DA 23: Related-Party Asset Transactions with a Financial Institution, which set out OSFI's updated application requirements for related-party asset transactions permitted under the federal financial institutions statutes.
- Guide for Incorporating Banks and Federally Regulated Trust and Loan Companies, which has been updated to reflect OSFI's current information requirements and practices on the incorporation of new banks and federal trust and loan companies. The Guide was last updated in May 2013.
Annual Statement to Shareholders
On February 6, 2015, the federal government passed amendments to the Annual Statement (Banks and Bank Holding Companies) Regulations (Regulations) made under the Bank Act. These Regulations specify the contents of the annual financial statement that banks are required to place before their shareholders at every annual meeting. The amendments provide that a statement of comprehensive income must be included in the annual financial statement, in addition to the balance sheet, statement of income, statement of cash flows, and statement of changes in shareholders' equity, as required by IFRS. The amendments came into force upon publication.
Supervisory Information Privilege
On June 23, 2015, the Economic Action Plan 2015 Act, No. 1 amended the provisions of the Bank Act, the Insurance Companies Act, the Trust and Loan Companies Act, and the Cooperative Credit Associations Act governing supervisory information confidentiality. The amendments introduce an express prohibition against the use of supervisory information as evidence in civil proceedings and deem such information to be privileged for that purpose. The amendments also provide that no person may be required in any civil proceedings to testify to, or to produce any document relating to, supervisory information and that the disclosure of supervisory information does not constitute a waiver of the statutory privilege. Certain narrow exceptions apply. The amendments address a Québec Court of Appeal decision, released in December 2014, in which the court took a narrower interpretation of the scope of the legislative prohibition against disclosing supervisory information in the context of civil proceedings.
New P&C Insurance Demutualization Framework
On July 1, 2015, the federal government passed regulations under the Insurance Companies Act to provide a framework for demutualizing mutual P&C insurers. Two sets of regulations were introduced, based on the P&C insurer's type of governance structure: Mutual Property and Casualty Insurance Company Having Only Mutual Policyholders Conversion Regulations and Mutual Property and Casualty Insurance Company with Non-Mutual Policyholders Conversion Regulations. Regarding the latter regulations, OSFI published a demutualization guide on December 29, 2015, as well as a ruling on November 27, 2015, which discussed the concept of "eligible policyholder". Demutualization regulations for life insurance companies were released in 1999. The new P&C demutualization framework is discussed in our February 2015 Blakes Bulletin: New P&C Insurance Demutualization Regulations: Unknown Unknowns.
Proposed New Federal Consumer Protection Framework
The 2015 Federal Budget repeated the federal government's intention to introduce a new federal financial consumer protection framework for banks, although no specific legislative amendments have been introduced to date. The proposal for a comprehensive financial consumer code was first announced in the 2013 Federal Budget and was reiterated in some different variations in subsequent years. The details of the 2015 proposal are discussed in greater detail in our April 2015 Blakes Bulletin: 2015 Federal Budget – Financial Services Highlights. It remains to be seen what the fate of this policy initiative will be under the new federal Liberal government.
Amendments to the Code of Conduct for the Credit and Debit Card Industry
On April 13, 2015, the Department of Finance released amendments to the Code of Conduct for the Credit and Debit Card Industry in Canada (Code). The Code was implemented in 2010 as a form of consumer protection for merchants. It aims to ensure that merchants are aware of the costs of accepting credit and debit cards and provides merchants with flexibility in determining what payment options to accept. The 2015 amendments provide merchants with even greater protection for acceptance of debit and credit cards, including in the mobile space. Payment card networks, issuers and acquirers had 30 days from the announcement to review and adopt the enhancements to the Code. For more information about the Code amendments, please see our April 2015 Blakes Bulletin: Amendments to Code of Conduct for Credit and Debit Card Industry.
FCAC Decisions
The Financial Consumer Agency of Canada (FCAC) issued two decisions in 2015. The Commissioner's Decision #123, released on April 20, 2015, related to an alleged failure to provide certain credit-card disclosures required under the Cost of Borrowing (Banks) Regulations. The Commissioner's Decision #124, released on June 4, 2015, involved a requirement by the FCAC for a bank to convene a meeting among the bank's representatives, FCAC's representatives, and interested parties to exchange views about the bank's intention to close a branch, in accordance with the Notice of Branch Closure (Banks) Regulations.
External Complaints Bodies Approved
On June 6, 2015, the federal Minister of Finance approved ADR Chambers Banking Ombuds Office and the Ombudsman for Banking Services and Investments as external complaints bodies under the authority of the Complaints (Banks, Authorized Foreign Banks and External Complaints Bodies) Regulations. For more information about the complaints regulations and the role of external complaints bodies, please see our April 2013 Blakes Update: Final Complaints Regulations Published Plus New FCAC Guidance.
Federal Privacy Legislation Amendments
On June 18, 2015, the Digital Privacy Act received royal assent and amends Canada's Personal Information Protection and Electronic Documents Act (PIPEDA); specifically:
- The amendments clarify that an individual's consent is only valid if it is reasonable to expect that the individual would understand the nature, purpose and consequences of the collection, use or disclosure of the personal information to which the individual is consenting.
- The amendments contain a "business transaction" exemption that will allow organizations to use and disclose personal information without consent in connection with mergers, acquisitions, financings, etc. (both during due diligence and post-closing), provided that certain conditions are met.
- Business contact information is no longer excluded from the definition of personal information. However, PIPEDA's provisions dealing with personal information will not apply to the collection, use and disclosure of business contact information by an organization solely for the purpose of communicating or facilitating communication with an individual about his/her employment, business or profession.
The amendments also introduced mandatory data-breach notification provisions, which will not come into force until implementing regulations have been enacted. For more information about the amendments, please see our June 2015 Blakes Bulletin: Digital Privacy Act Receives Royal Assent, but Breach Notification Provisions Lag Behind.
A number of legislative and regulatory initiatives impacting Canada's anti-money laundering (AML) and sanctions legislation were introduced in 2015.
Proposed New AML Regulations
On July 4, 2015, the federal government released key draft amendments to the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PC Act) regulations. The draft amendments, if adopted, will replace the current rules for customer identification with a new set of requirements, which are generally more flexible and allow reliance by financial institutions on a broader range of independent sources. The draft amendments to the regulations also introduce the operative provisions required for implementing the enhanced due diligence measures for politically exposed domestic persons and heads of international organizations, as contemplated by the 2014 amendments to the PC Act. A number of additional measures are included in the draft amendments, which are discussed in greater detail in our July 2015 Blakes Bulletin: Amendments to Canada's Anti-Money Laundering Legislation: What's New and What's Next. The comment period for the draft amendments ended in September 2015.
Risk Assessment Guidance
On May 30, 2015, the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) published a new guidance on The Risk-Based Approach to Combatting Money Laundering and Terrorist Financing (FINTRAC Guidance). The FINTRAC Guidance was developed to help financial institutions and other reporting entities meet their risk-assessment and mitigation obligations under the PC Act. Financial institutions can expect that FINTRAC will evaluate their risk-based approach to combating money laundering and terrorist financing in accordance with the criteria set out in the FINTRAC Guidance. FINTRAC also indicated that it is developing sector-specific workbooks for the risk-based approach. The first such workbook was published on September 1, 2015, for money services businesses.
On July 31, 2015, the Department of Finance published an Assessment of Inherent Risks of Money Laundering and Terrorist Financing in Canada (Assessment), which is intended to "better identify, assess and understand inherent money laundering and terrorist financing risks in Canada on an ongoing basis." The Department of Finance notes that reporting entities are encouraged to use the findings in the Assessment to inform their efforts in assessing and mitigating money-laundering and terrorist-financing risks.
The above initiatives are discussed in greater detail in our August 2015 Blakes Bulletin: Risky Business – Assessment of Inherent Risks of Money Laundering and Terrorist Financing in Canada and Guidance on the Risk-based Approach.
Mass Marketing Fraud
On February 2, 2015, FINTRAC released a Typologies and Trends Report on Mass Marketing Fraud: Money Laundering Methods and Techniques (Report). The Report identifies techniques and methods used to launder the proceeds of mass marketing fraud, based on an analysis of voluntary information records and financial transaction reports included in FINTRAC disclosures to Canadian police services and foreign financial intelligence units.
On February 17 and June 29, 2015, the federal government introduced amendments to the Special Economic Measures (Russia) Regulations and the Special Economic Measures (Ukraine) Regulations, in coordination with Canada's G-7 partners. The amendments added to the Canadian-designated lists new Russian nationals and businesses, including a number of major Russian energy companies. The June 29 amendments also introduced a broad prohibition against dealings involving property in the Crimea region.
On June 19, 2015, the federal government introduced new Regulations Implementing the United Nations Resolution on South Sudan, which implement in Canada the United Nations Security Council's Resolution 2206 relating to South Sudan.
A number of key initiatives relating to the federal regulation of payment service providers and financial market infrastructures were introduced in 2015.
Prominent and Systemically Important Payment Systems
In December 2014, through amendments made to the Payment Clearing and Settlement Act, the Bank of Canada was given new legislative authority to designate and oversee clearing and settlement systems that pose a payments-system risk in Canada (referred to as "prominent payment systems"), in addition to its existing authority to designate systemically important clearing and settlement systems. On June 12, 2015, the Bank of Canada published a consultation document entitled Proposed Criteria and Risk-Management Standards for Prominent Payment Systems, which sets out its proposed criteria for identifying prominent payment systems and lists key risk-management standards that the Bank of Canada proposes to apply to the designated prominent payment systems. The consultation period for the proposal ended in August 2015, and the Canadian Payments Association (CPA), among others, submitted comments to the Bank of Canada. Earlier in 2014, the deputy governor of the Bank of Canada indicated that Canada's national retail payment system, the Automated Clearing Settlement System (ACSS) operated by the CPA, "exhibits characteristics of a prominent payment system and therefore could be subject to Bank of Canada oversight" under the amended legislation. There are presently no prominent payment systems designated by the Bank of Canada.
The Bank of Canada's designation criteria and risk-management standards for systemically important clearing and settlement systems are set out in a 2012 Guideline Related to Bank of Canada Oversight Activities under the Payment Clearing and Settlement Act. In respect of these systemically important clearing systems (of which five are currently designated), the Bank of Canada has adopted as Canadian requirements the Principles for Financial Market Infrastructures (Principles), developed by the Bank for International Settlements in 2012. The Bank of Canada has published supplementary Canadian policy guidance in respect of the Principles, including, most recently, a proposed supplementary Canadian guidance on the development of recovery plans by systemically important clearing systems on December 3, 2015. The comment period on the proposed new guidance ends on February 1, 2016.
Retail Payment Systems
On April 13, 2015, the Department of Finance issued a consultation paper entitled Balancing Oversight and Innovation in the Ways We Pay. The consultation paper considers whether Canada's retail payment systems should be subject to a federal regulatory framework. The consultation paper considers, and seeks comments on, the potential regulation of market conduct risk, financial loss risk, and operational risk posed by retail payment systems. Both the CPA and the Competition Bureau submitted comments on the consultation paper.
On September 17, 2015, the CPA and the Bank of Canada released a discussion paper entitled Public Policy Objectives and the Next Generation of CPA Systems: An Analytical Framework, outlining "a shared vision for the future of payments in Canada." The research aims to provide a tool for considering the ability of a payment system to balance the Canadian public policy objectives of safety and soundness, efficiency and end-user interests given the attributes of the system.
On December 18, 2015, the CPA also published Canadian Payment Methods and Trends: 2015, which aims to provide a complete picture of the most common consumer and business payments in 2014 and gain insights on emerging payments.
On August 10, 2015, the CPA released a consultation paper entitled Creating Opportunities in Canadian Payments, seeking input on the introduction of the ISO 20022 standard, which, when implemented, is expected to enable efficiencies and facilitate innovation in the payments industry in Canada.
On December 3, 2015, the Bank of Canada published its updated Emergency Lending Assistance Policy Statement (ELA Policy Statement), following public consultations in 2015. Under the revised ELA Policy Statement, the Bank of Canada clarified the eligibility criteria for federal and provincial financial institutions and designated clearing and settlement systems to access the Bank of Canada's emergency lending assistance loans and advances in times of distress and liquidity shortfalls. Specifically, the ELA Policy Statement provides that a federally regulated financial institution will be eligible for emergency lending assistance if it is a member of the CPA and has implemented a credible recovery and resolution framework. The ELA Policy Statement notes that the Bank of Canada does not intend to develop any specific criteria or requirements for recovery and resolution frameworks beyond those that have been or will be developed by OSFI and CDIC. This new condition of a credible recovery and resolution framework replaces the Bank of Canada's earlier requirement that a financial institution be solvent before it could qualify for emergency lending assistance.
A provincially-regulated deposit-taking institution will qualify for emergency lending assistance under the updated ELA Policy Statement if:
- The provincial institution is a member of the CPA
- It has developed a credible recovery and resolution framework
- The making of the liquidity loan is important to the stability of the Canadian financial system
- A provincial government has formally agreed to indemnify the Bank of Canada in the event the provincial financial institution fails to repay the borrowed funds
The last requirement is also codified in a provision of the Bank of Canada Act, adopted in December 2014, which comes into force in January 2017.
Designated clearing and settlement systems operating within Canada are also eligible for emergency lending assistance under the Payments Clearing and Settlement Act. The ELA Policy Statement indicates that the financial institutions that would not qualify for emergency lending assistance are foreign bank branches, insurance companies, mutual funds, and investment dealers.
To access our past annual reviews of legislation and guidance for federal financial institutions, please visit:
- Year in Review: Legislation and Guidance for Financial Institutions in 2014
- Year in Review: Legislation and Guidance for Financial Institutions in 2013
- Jobs and Growth Act and Amendments to Financial Services Legislation and Guidance in 2012
For further information, please contact:
Paul Belanger 416-863-4284
Dawn Jetten 416-863-2956
Vladimir Shatiryan 416-863-4154
or any other member of our Financial Services Regulatory group.
Posted in: Banking, Financial Services, Financial Services Regulatory
Blakes and Blakes Business Class communications are intended for informational purposes only and do not constitute legal advice or an opinion on any issue.
We would be pleased to provide additional details or advice about specific situations if desired.
For permission to reprint articles, please contact the Blakes Client Relations & Marketing Department at email@example.com. © 2019 Blake, Cassels & Graydon LLP


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In a time when clinical psychotherapy is becoming increasingly divided between biological psychiatry and new-age therapy, Robert Woolfolk's new book gives us a carefully mapped out alternative. The Cure of Souls presents a sustained discussion of one main thesis: psychotherapy is not hard science; rather it is a practice firmly embedded in a system of human values. But we should not use this to protect psychotherapy from careful criticism. Especially in the last chapter, Woolfolk recommends that psychotherapy should be heterogeneous and thoughtful.
If you want a brief and useful introduction to some recent philosophical discussions of psychotherapy, then this is the book for you. Woolfolk does an admirable job of summarizing many different theoretical stances towards clinical psychology and mentioning some of the practical implications of those stances, all within the space of 137 pages of main text. He does not attempt to be exhaustive, and some readers may be glad that the French philosophers Michel Foucault and Jacques Lacan are not even mentioned. Nor does Woolfolk engage in any sustained philosophical analysis; no more than a few pages are devoted to any single idea or philosopher. But he is one of the few authors who discusses Heidegger and Gadamer without giving me an immediate headache, and he also makes sense of Habermas, Donald Spence and Roy Schafer.
The main weakness of the book is that it mentions so many writers and paints with such a broad brush without carefully considering the practical implications of its message. Although Woolfolk clearly has a firm grasp of modern clinical realities, and writes with concise common sense about conceptually sophisticated ideas, he does not manage to spell out what his observations would mean in treatment or social policy. He is by no means alone in this fault, and this is now really the main task for philosophical discussions of clinical psychology. I hope his future work will address these issues in more detail.
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Re : Punctuality of the Members of the Bar in Attending Court Matters in Ipoh
Dear Members,
During a recent meeting between the Perak Bar Committee and the Judiciary in Ipoh, it has been highlighted that some members of the Bar are late to court and/or failed to inform the court that their will be late for their matter(s).
For future reference, kindly take note that court starts at 9am and if you are unable or will be arriving late for the said matter(s), please make the necessary arrangements to inform the court or alternatively request the matter(s) to be stood down. Failure to do so may lead to your matters being struck out.
Thank you
Perak Bar Committee


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Have you made your immune booster for the coming winter? No, I don`t mean echinacea tincture (although I do have a few jars in the cellar)!
I'm referring to good old sauerkraut and all it`s benefits. Loaded with vitamin C and friendly bacteria for healthy gut flora which promotes a healthy immune system.
A few days ago we went to a friends organic farm and picked their remaining cabbages from their field for our supply of saurkraut. We shredded the cabbage in my Bosch attachment (that's an upgrade from last year!) and used our favorite recipe in my Good and Healthy Cooking cookbook. We love it with the red pepper flakes to add just a bit of 'zip'. (If you still haven't gotten this book I highly recommend it!)
See how much fun it is to do this together!!


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Megan Fox and Brian Austin Green, her formerly estranged husband, have welcomed their third child, E! News reports. The actress gave birth to a baby boy named Journey River Green on August 4. He joins 3-year-old Noah and 2-year old Bodhi, the couple's two other sons.
Fox's pregnancy was a surprise as Green and Fox had announced their separation less than a year earlier. They've since been working to repair their marriage.


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from The American Heritage® Dictionary of the English Language, 5th Edition.
- noun A school, especially one on a secondary level, that offers instruction and practical introductory experience in skilled trades such as mechanics, carpentry, plumbing, and construction.
from Wiktionary, Creative Commons Attribution/Share-Alike License.
- noun A
schoolthat provides vocational education
from WordNet 3.0 Copyright 2006 by Princeton University. All rights reserved.
- noun a secondary school teaching the skilled trades
Sorry, no etymologies found.
Sorry, no example sentences found.


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Branson SW 200 spin welder, s/n – 200CR0308681 (not functional)
(2) Apex 6154 – 2 hp servo drives, orientation to 1 degree, motor has grounding issue, 3.5″ stroke, 18″ open height, 315# maximum force, Eason 900X interface, 2003
Spin welders use radial motion and pressure to friction weld plastic part halves. Lower part halves are clamped to the fixed base. Upper part halves are clamped to the upper rotating spindle. Servo drives control upper spindle speed, torque and allow angular control for final part orientation. Air controls feed pressure. Like a drill press, spin welders allow economical plastic joining of cylindrical or spherical parts up to 24″ in diameter.


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|The procession begins!
Corpus Christi is a public exhibition of faith when the consecrated host, in a monstrance or ostensorium, is held high and paraded through the streets in procession.
It was the lifelong dream of St. Juliana who was born in 1193 at Retines near Liège. She was orphaned at an early age and she was educated at and eventually joined the Mont Cornillon Abbey.
As a young girl, St. Juliana, always had a special love for the Blessed Sacrament, and longed for a special feast in its honour. She shared her hope with the Bishop of Liège, Robert de Thorete,with Hugh, the Cardinal Legate of the Netherlands, and with the Archdeacon of Liège, Jacques Pantaléon who became Bishop of Verdun, Patriarch of Jerusalem, and eventually Pope Urban IV. Bishop Robert was favourably impressed, and ordered the celebration to be held in the following year.
|Mass at the savannah
This year, because of the ongoing restoration works at the Cathedral of the Immaculate Conception, after holy mass at 8.30 am at the Grand Stand in the Queen's Park Savannah, our local procession will begin. It will end outside our closed cathedral.
There will be three benediction stops along the way—outside the Rosary Church on Henry Street; outside the Sacred Heart Church on Richmond Street and finally outside the main entrance to the cathedral. We hope to see you all there!


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Caring for the Elderly | KCET
Caring for the Elderly
Migiwa Sugimoto is a visiting nurse who works as an assistant manager at "Kurashi no hokenshitsu" (counseling room), where many Tokyo senior citizens visit to consult about their health and other worries. Of all the people who visit, Sugimoto is mostly concerned about Setsuko Maruyama, 89. Maruyama lost her husband seven years ago. Although her dementia is progressing, she is living independently thanks to the her friendships formed at the counseling room and Sugimoto's weekly visits.
Video produced by NHK in Japan.
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Maintaining a sustainable way of life through organic farming is possible — even in big cities.
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Episode 3: Bringing Life to Public Spaces
Episode 3
Two groups strive to reinvigorate public spaces amid blocky apartment structures and rigid urban development.
Big Cities
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Episode 4: Cooperative Housing
Episode 4
Many people are ditching the confines of traditional apartment life and opting for communal living instead.
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Big cities attract dreamers from all over the world. This episode features the people building communities of inclusion for immigrants.
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From the depths of a volcano to the density of a forest, people around the world are preserving natural wonders in their home cities. A docent at Mount Vesuvius shares why he has devoted his life to the volcano that destroyed much of the area in previous generations. A man in Hong Kong leads neighbors in a fight to preserve a historic forest that has become polluted.
Videos produced by RAI in Naples, Italy and RTHK in Hong Kong.
Living With Water
Episode 9
Great water demands require greater water solutions to keep big cities afloat.
Water activists combat climate change and illegal wetland development that is causing towns to flood in Argentina. Graciela Capodoglio founded the Natural Reserve of Pilar to preserve the floodplain ecosystem in the province of Buenos Aires.
In Mexico City, citizens formed an organization using innovative education models and technologies to address the city's water shortage issues.
Videos produced by Construir TV in Argentina and SPR in Mexico.
Traffic Alternatives
Episode 10
Urban planners and average citizens around the world are working to improve transportation in congested cities. In Bangkok, an architect fed up with his daily commute studies the combination of traditional boats and modern trains to beat traffic. In Bogota, a professor and his students develop a citywide electric car sharing system to ease congestion in dense urban areas.
Videos by Thai PBS in Thailand and TAL in Colombia.
Sustainable Urban Farming
Episode 1
Maintaining a sustainable way of life through organic farming is possible — even in big cities. In this episode, a woman in the favelas of Rio de Janeiro shows us how to maximize every last bit of local produce, while urban dwellers and beekeepers in Paris are developing a culture of sharing in rooftop gardens.
Videos produced by TAL in Brazil and QLM in France.
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Parents are willing to spend thousands to get the competitive edge in the college admissions process, but at what cost? Socal Connected takes a revealing look at the high stakes world of the for-profit education consultant business.KCET Original
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In the 1980s, 19-year-old Fernando Valenzuela was discovered playing in the Mexican leagues and was recruited to Los Angeles.KCET Original
Before it was dammed in the early 1900s, John Muir called it more beautiful than Yosemite Valley itself. And now, in a one-hour special, Huell travels to this historic and spectacular place to document its past and talk about its future.
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After many years for neglect, the Gardens Conservancy and the Golden Gate National Recreation Area have begun a multi million-dollar restoration of the gardens. Huell gets a special look at this almost forgotten part of our history.
Phryne investigates the death of a young female worker in a factory 'accident' and soon learns that the woman's death might not be the misadventure the police think it is.
"Mother of the Earth" takes a look at Hayedeh Shirzadi and her husband's attempts to put an end to the dumping and burial of urban garbage in their city.


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Everyone of us at Directory Maximizer have been working hard for more than 3 years to make your directory submissions more rewarding & effortless.
Providing hassle free service to our clients has been our motto throughout & with this in mind we have added 2 more features to "maximize" your directory submission experience :
1. Monthly Subscription: We all know how forgetful we can be in missing out on submitting to directories regularly. With our newly introduced "Monthly Subscription" feature, you do not have to come back every now and then to order for new directories, just opt to have your site submitted to 100 directories per month for a period of 12 months. A sure way of building a continuous flow of quality one-way links at a nominal charge of $14 per month. You also need not worry about making regular payments, as the amount would be automatically debited from your account.
2. E-mail Handling: Everyone we know is fed up of checking their mails from directories. Thanks to our new "E-Mail Handling" service, the painful days of checking the inbox continuously for e-mails from directories are gone, we are going to take over & just let you enjoy the results. We will open a new email account solely dedicated for your submissions and will respond to all the mails coming from the directories, be it a confirmation mail, approval mail or something which requires you to click back for a link approval. All this is for a minimal cost of 2 cents per submission. Thus if you opt for an e-mail handling service along with your submissions it will only cost you a total of 16 cents per submission.
With the constant desire to innovate & discover new customer satisfaction techniques in keeping with the expectations of our clients, we hope to continue making directory submissions with Directory Maximizer a rewarding experience.


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Menopause Channel
Topics & Medications
Related Channels
Drug Interactions With Jinteli
Before taking Jinteli, make sure your healthcare provider is aware of any other medications you are taking, including nonprescription medicines and herbal supplements. Protease inhibitors, certain antibiotics, barbiturates, and other drugs can cause negative interactions when taken with Jinteli. These reactions can change the amount of the medications in your blood, possibly causing side effects or decreasing the medicines' effectiveness.
An Introduction to Jinteli InteractionsJinteli™ (norethindrone acetate/ethinyl estradiol) has the potential to negatively react with various medications. Although many of these interactions are not usually significant, some may be quite serious.
Some of the drugs that may lead to interactions with Jinteli include but are not limited to:
- Barbiturate medicines, such as:
- Butalbital (Fioricet®, Fiorinal®)
- Pentobarbital (Nembutal®)
- Phenobarbital (Luminal®)
- Secobarbital (Seconal®)
- Certain antibiotics or antifungals, such as:
- Clarithromycin (Biaxin®)
- Erythromycin (Ery-Tab®)
- Isoniazid (Nydrazid®)
- Itraconazole (Sporanox®)
- Ketoconazole (Nizoral®)
- Miconazole
- Telithromycin (Ketek®)
- Cyclosporine (Gengraf®, Neoral®, Sandimmune®)
- Grapefruit juice
- Protease inhibitors, such as:
- Amprenavir (Agenerase®)
- Atazanavir (Reyataz®)
- Fosamprenavir (Lexiva®)
- Indinavir (Crixivan®)
- Nelfinavir (Viracept®)
- Ritonavir (Norvir®)
- Rifamycin antibiotics, including rifabutin (Mycobutin®), rifampin (Rifadin®), and rifapentine (Priftin®)
- Some seizure medications, such as:
- Carbamazepine (Carbatrol®, Epitol®, Equetro™, Tegretol®)
- Oxcarbazepine (Trileptal®)
- Phenytoin (Dilantin®, Phenytek®)
- St. John's wort (Hypericum perforatum)
- Thyroid medications (for treating hypothyroidism), such as:
- Liothyronine (Cytomel®)
- Liotrix (Thyrolar®)
- Levothyroxine (Levothroid®, Levoxyl®, Synthroid®, Tirosint®, Unithroid®)
- Thyroid (Armor® Thyroid, Nature-Throid®).
Jinteli Medication Information
Written by/reviewed by: Kristi Monson, PharmD
Last reviewed by: Kristi Monson, PharmD


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Ekai Nabenyo
Posted December 4, 2015 at COP21
This month, I am truly honored to feature a young man from Kenya who is inspiring passionate action to save his home and community from the impacts of climate change and the threats of the fossil fuel industry.
I am Emmanuel Ekai Nabenyo, born and brought up in Turkana County in Northern Kenya. The Turkana are a pastoralist community whose way of life revolves around land and animals. After undertaking my primary and secondary school education in my community, I joined University of Nairobi in the year 2011 to study for my law degree. As a young man and having interacted with the challenges that rural communities in the most poverty-stricken parts of the world undergo, I dedicated my life to advocating for the rights of the pastoralist community in the drought-stricken Turkana County which is rated the poorest and driest county in Kenya.
Inspired by a vision of a society where youth have a powerful voice, knowledge, and resources to use that voice to create positive change in their communities, I formed a community based organization when I was 19 and in my first year in campus so as to use it to empower the youth in my community and to do climate change advocacy and environmental conservation in the face of oil and gas exploration.
At age 23, I am already a distinguished youth leader in my community of Turkana, a sprawling rural community grappling with realities of climate change that have adversely affected its way of life and livelihoods. In 2014, I was named a 2014 Spark Change Makers by Australia-based Spark International because of the exemplary community empowerment and development work that I do back in my community and that has seen our organization grow from strength to strength and impacting more lives. One of the major community engagements that our group has been able to carry out in my community is putting up a USD $84,000 primary school project in my community in a school that had been using semi-permanent structures as classrooms in partnership with a Kenyan charity called Safaricom Foundation. We have also managed to challenge investors in our community to respect our community land and pastoral way of life because they are destroying our environment and community land.
I am currently representing my group in the United Nations Climate Summit that is currently happening in Paris as well as in the Conference of Youth that happened three days before the UN Conference.
Email: email@example.com
Website: www.article43.or.ke
Twitter: @ekainabenyo


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Just a quick post to point out that tonight's Panorama programme on BBC One (8.30pm) may be of interest to readers of this blog. It deals with the case of Jake and Victoria Ward, who were suspected of hurting their three-month-old son and spent nearly two years fighting to clear their names.
I just hope that the reporting is even-handed, but I won't hold my breath.


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|El Cerrito Fellowship
12260 San Pablo Avenue, Richmond, CA 94805
|Do you have a problem with alcohol?
We have a solution that works!
Alcoholics Anonymous
The only requirement for A.A.
membership is a desire to stop drinking.
Alcoholics Anonymous is a fellowship of men and women who share their experience, strength and hope with each other that they may solve their common problem and help others to recover from alcoholism.
The only requirement for A.A. membership is a desire to stop drinking. There are no dues or fees for A.A. membership; we are self-supporting through our own contributions. A.A. is not allied with any sect, denomination, politics, organization or institution; does not wish to engage in any controversy; neither endorses nor opposes any causes. Our primary purpose is to stay sober and help other alcoholics to achieve sobriety.
|East Bay Intergroup 24 hour Hotline: {510} 839-8900 - Hotline Español: (510) 502-8560


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Tag Archives: Mid Essex
Showcasing Healthcare this September
It's just over a week until the 5th Mid Essex Showcasing Healthcare event at Broomfield Hospital. Last September we held our largest ever multi agency Health & Wellbeing Showcase attended by commissioners, professional, practitioners, health providers and representatives from local charities working … Continue reading
Keep Warm, Keep Well During Cold Weather
As colder weather sweeps across Essex this week, NHS Mid Essex Clinical Commissioning Group (MECCG) is urging local people to take extra care. Prolonged periods of cold weather can be dangerous, especially for the very young, very old or those … Continue reading
Foster carers change children's lives
Foster carers with Essex County Council help build better, brighter futures for hundreds of children across Essex every year. Could you provide a loving, safe, stable home and a nurturing environment to support the most vulnerable children in our county … Continue reading
Volunteers Week Competition!
Beat the queues in A&E – The Pharmacist Will See You Now
Traffic on the roads at Easter is challenging and it can be just the same in A&E – so why not be smart and beat the queues in Mid Essex this Easter Bank Holiday weekend (14 – 17 April 2017). … Continue reading
Childhood Illness Workshops – back by popular demand
Parents across mid Essex are invited to a second phase of free NHS workshops aimed at providing information and advice about common childhood illnesses. Mid Essex CCG are running another series of workshops between 6th and 10th March 2017 and would like … Continue reading
Childhood Illnesses Event, Chelmsford
To reserve your place at the Chelmsford Events please follow the links below: Chelmsford (Afternoon): https://www.eventbrite.co.uk/e/what-to-do-when-your-child-is-illworkshop-tickets-28784739932 Chelmsford (Evening): https://www.eventbrite.co.uk/e/what-to-do-when-your-child-is-illworkshop-tickets-28785298603
What matters to you and your family for your future health and care?
The Mid and South Essex Success Regime is supporting one of the largest ever transformation programmes in local health and care. This includes proposals to rearrange hospital services across sites at Basildon, Chelmsford and Southend. This is your chance to … Continue reading
'Child Poverty: A Call to Action' – book your place at Mid Essex Children's Partnership Board event at Hylands House on 22 June 2015
Child Poverty: A Call to Action "Living in poverty significantly impacts on family resilience and family stability. With a negative effect on the emotional and physical wellbeing of parents and carers, persistent poverty has serious effects on the life chances … Continue reading
Mid Essex MIND are holding self-referral support and Information days at Chelmsford Library
Mid Essex MIND are holding IAPT Self-Referral Support and Information Days At Chelmsford Library Self-referral support and Information days are being held in local libraries in Mid Essex to give advice and information to people about the Improving Access to … Continue reading
Invitation to provide feedback on the performance of NHS Mid Essex against their equality and diversity goals
Please see below information received from Mid Essex Clinical Commissioning Group. Equality & Diversity – How is NHS Mid Essex Doing? Date: Monday, 23 March 2015 Time: 5.15 pm – 6.45 pm Venue: Mid Essex CCG offices, Wren House, Hedgerows … Continue reading
The Mid Essex Mind Support Time & Recovery (STaR) Service
Mid Essex Mind IAPT STaR Service and Self-Referral Support and Information Clinics for 2015 Mid Essex Mind has been working in partnership with Hertfordshire Partnership University NHS Foundation Trust (HPFT) as part of the national initiative to deliver Improving Access … Continue reading
Helpline Staff Needed At Mid Essex Mind
Mid Essex Mind have vacancies for helpline staff. NERIL HELPLINE WORKER Salary £14,294 – £17,425 (pro-rata to full time) (Band 2 NHS Agenda for change) NERIL (North Essex Resource and Information Line) is an established out-of-hours telephone support service which provides information, … Continue reading


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Sep 22, 2016
Today is Sunday, and not just any Sunday, it is the Sun Day, the Long Day, the Day of High Sun.
Once a year, sometime in the final month of the calendar, the sun offers its light to us for 20 full hours. Each year, this event comes on a different day, and it takes the applied knowledge of scholars and mystics to narrow down its arrival.
But the moment that the particular day is known, people across Marielda prepare for the festival. Special dishes are made: fig-and-fishtail pies; huge, communal bowls of pasta; slow roasted pork cooked for weeks over the heat of the sea. Adults set aside holiday outfits, and children begin building their bracelets of iron ring—ready to be shook in arhythmic joy at the arrival of the warm glow on the eastern horizon.
On the day of High Sun, Marielda celebrates life, safety, and contentedness. The city gives praise to Samothes for providing them protection and sustenance, even in grim times. In Chrysanthemum, people celebrate the day privately, among close kin and kind, sitting on roofs with a glass of cold cocktails. In Helianthus, they march down the street in parades and challenge one another to holy, ritualistic competition. And everywhere throughout the city, whatever is drab becomes bright. It is the one day in the year that Black Slacks, with their garish shirts, do not stand out.
(And all of that says nothing about the hats. Oh! The hats!)
And then, when The Long Day, the Day of High Sun, finally ends, the year turns over. That day—whatever it was before—becomes the first of the year, and Marielda moves forward. The days get shorter from there, but only by a bit—for the months that follow, the world glows with heat and energy.
The Day of High Sun is a promise: The light of Samothes will continue burning eternally, and under its light Marielda will flourish.
This week on Marielda: The Killing of the King-God Samothes By The Traitor Prince Maelgwyn Pt. 1
Enemies gather to dance with me
description by Austin
Music by Jack de Quidt


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Paramount Remodeling
I started as a young man working as a maintenance man for a large apartment complex. I worked my way up the ladder to lead maintenance supervisor over 32 apartment complexes in three years! That was, as it turns out, the catalyst to where I learned how to serve others with my talents. After five years of being a supervisor I realized everyone has their own expectations, it is paramount that the end result is always a quality job.
I then took the next step and started my own business. I found remodeling to be a very self rewarding line of work. I find great satisfaction in making something old, broke or outdated into something my customer is proud of.


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When writing an obituary the newspaper can usually provide you with a form in which you can fill in the blanks with key information. However, doing this makes the obituary you are writing impersonal. If this is a family member or close friend you want to make sure this person is given the attention he deserves. This is one of the last things that will be read about them.
Often many people having to write an obituary wonder what information they should put about the deceased.
There are many questions you need to ask yourself before writing.
The essentials to writing an obituary are basically common knowledge of the deceased person. Here's the information that is typically included:
Some newspapers will have a limited word count or space amount for an obituary. Therefore, knowing what the word count or size of the space is important as to not get any of the information you are putting in the obituary left out.
An obituary does not have to be cut and dry or boring. This is an account of someone's life. You can give an account of the person's life in the way you see fit. You knew this person and know what he or she would want to be remembered for.
If you find it relevant then maybe it should be put in to tell about the person. The deceased was important to so many people, make this the last little biography and information their loved ones will read about them.
An obituary is often used by genealogists to capture information about a specific person. It is often easier to find an online obituary which was printed by a newspaper than it is to find the actual legal documents such as a birth or death certificate.
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Linking up with
11 October 2013
CricketCategory: activities, Josh, photos
Author: Buckeroomama
This year, as part of their PE program, Josh's grade got to play some cricket. This morning, all the parents were invited to watch them play. Now, I know next to nothing about cricket, but being there in the field
under the hot sun and watching the children play was really fun. I think I even learned a tiny bit about how cricket works. I think.
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Nicola Lawrence Textiles Studio, Denfair
01 July 2019 | | General | Interior Design/Decorating
Nicola Lawrence in collaboration with Adelaide Bragg and Bragg & Co attended Denfair, last week in Melbourne, with their stand, the Nicola Lawrence Textiles Studio. Thank you to all who visited our stand. We loved seeing you and making new connections - and enjoyed seeing the surprise and lovely reactions to what we all t... Read More
Nicola Lawrence, Textiles and Papers at Denfair
16 June 2019 | | General | Interior Design/Decorating
Nicola Lawrence, Textile and Papers will exhibit for the first time at Denfair 2019, in the form of a Textiles Studio, designed in collaboration with interior designer Adelaide Bragg and her homewares brand, Bragg & Co. Inspired by her visit to the studio of Decors Barbares tex... Read More
Nicola Lawrence in the Media
30 April 2019 | | General
May has been a busy month for Nicola Lawrence, Textiles and Papers, and for Nicola Lawrence herself, in the media. Australian House & Garden has a lovely feature on pattern and colour, for which Nicola Lawrence supplied gorgeous GALBRAITH & PAUL wallpaper and ALICE SERGEANT TEXTILES hand printed fabric, incl... Read More
A Happy New Year
17 January 2019 | | General | New Textiles/Wallpapers
Welcome to the New Year. At Nicola Lawrence, we start the year with two new collections of beautifully designed and hand printed fabrics and wallpapers from America, the brand-new to the world, Alice Sergeant Textilesand Galbraith & Paul, the exquisitely designed and hand blo... Read More
New to Nicola Lawrence, Alice Sergeant Textiles
08 January 2019 | | General | New Textiles/Wallpapers
New textiles collection to not only Nicola Lawrence, but the world, is Alice Sergeant Textiles. Designed and hand printed in America onto a beautiful Irish linen basecloth, the collection is the first for fashion designer Alice Sergeant. It is influenced by Alice's Lebanese heritage and her extensive travels to her F... Read More
Christmas Cheer
14 December 2018 | | General
Nicola Lawrence will be closed for the Christmas and Summer break from 16 December and return mid January. Thank you for your interest in our beautiful textiles collections and your support throughout the year. We are looking forward to the New Year, with two beautiful new hand printed collections from the U... Read More
New Collection from Scotland, Inchyra
05 December 2018 | | General | New Textiles/Wallpapers
Inchyra, the first Scottish range of textiles to join the Nicola Lawrence collections, is now live on the website. From her family estate near Perthshire, textiles designer Lady Caroline Inchyra has designed a very beautiful range of printed, plain and woolen fabrics, all of which have a wonderful aged, lived-in app... Read More
26 September 2018 | | General
When Nicola Lawrence, Textiles and Papers was established in 2016 the idea was to offer beautiful fabrics and wallpapers to retail customers only. However the business has evolved by request from textiles designers/fabric houses, to being the exclusive trade representative in Australia for many of the collections.... Read More
New from Schuyler Samperton Textiles and Lisa Fine Textiles
25 June 2018 | | New Textiles/Wallpapers
The American interior and textiles designers have been busy. Both Lisa Fine and Schuyler Samperton have recently released new designs for 2018 and they have now been added to the Nicola Lawrence website. From pale pastels to vivid, jewel like palettes, the designs complement others from across their own and the Nicola Lawre... Read More
Anna Spiro Textiles' Latest Collection: The Heirloom Collection
14 June 2018 | | New Textiles/Wallpapers
The beautiful new Heirloom Collection from Anna Spiro Textiles is now live on the Nicola Lawrence website. The collection consists of four new designs plus a new, gorgeous chocolate (Dachsund) colourway for favourite design, Marigold. The designs are yet another reflection of how clever Australian interior and textiles d... Read More
Nathalie Farman Farma (of Décors Barbares) in British Vogue
07 June 2018 | | Interior Design/Decorating | Profiles
Nathalie Farman Farma of Décors Barbares knows how to decorate with prints. I was lucky enough to visit Nathalie in her studio during my recent time in London. I found it hard to concentrate on our conversation as the room was so utterly divine. I'm sure I have never been in such a beautiful space. ... Read More
New to Diane Bergeron Design
08 May 2018 | | New Textiles/Wallpapers
Australian/American interior and textiles designer Diane Bergeron has just released her new collection for 2018, which includes new colourways for existing prints, and three beautiful and very usable new small prints - Capri, Dausa and Ravello - which stand alone or work very well with other designs and larger prints. ... Read More
Latest Designs to the Charlotte Gaisford Collection
04 May 2018 | | New Textiles/Wallpapers
This seems to be the time of year when designers launch their new collections and I will be adding several over the next few weeks. Charlotte Gaisford has just released her latest collection, Mountain Flowers, a pretty series in a lovely gentle palette, featuring, of course, flora, with one coordinating stripe. Charlo... Read More
French Collection, Nicole Fabre Designs is Now Online
01 May 2018 | | New Textiles/Wallpapers
Nicole Lawrence is thrilled to advise that the beautiful collection of weaves, plain linens and prints from Nicole Fabre Designs is now available to both retail and trade, at Nicola Lawrence. French textiles designer, Nicole Fabre is renowned for her knowledge and extensive library of French antique textiles, mostly dating fr... Read More
New Collection: Schuyler Samperton Textiles
22 March 2018 | | New Textiles/Wallpapers
Nicola Lawrence is thrilled to have been invited by renowned LA based interior designer, and now textiles designer, Schuyler Samperton to stock her first textiles collection. Taken largely from antique Indian textiles documents and her mother's scarves, she has concentrated on bold colour and lively pattern that works well... Read More
Invitation - Diane Bergeron Designs Brisbane Fabric Launch
04 March 2018 | | General | New Textiles/Wallpapers
Diane Bergeron has extended an invitation to those in the Brisbane area who are interested in textiles and interior design, to the launch of her new fabric collection, to be held in Camp Hill on Friday 9 March from 10am-5pm. This is a great opportunity for the general/retail public to attend such an event and is a chance to m... Read More
New from Lake August
21 February 2018 | | New Textiles/Wallpapers
Alexis Hartman of Lake August has just released her recent wallpaper design, Matilija, as a fabric design, printed on, as always with her fabrics the beautiful, 5th generation family produced Belgian linen. Available in three colourways, Matilija makes a bold statement. Matilija started as a painting by Alexis... Read More
Georgia Macmillan's First Wallpaper Collection and New Fabric Designs
23 January 2018 | | New Textiles/Wallpapers
Georgia Macmillan has just released her latest offering, the Desert Collection which includes her first wallpaper designs. Featuring her original watercolour illustations printed on a choice of cotton/canvas or 100% French linen, the collection is inspired by the beauty of her desert surrounds - from the garde... Read More
New Collection - Charlotte Gaisford
18 January 2018 | | New Textiles/Wallpapers
Nicola Lawrence is delighted to bring the beautiful Charlotte Gaisford collection of very pretty prints, both fabrics and wallpapers, to the Nicola Lawrence stable. Our talented Melbourne/Sydney based interior designer Adelaide Bragg was the first to notice and use fabrics from this collection and kindly introduced ... Read More
Merry Christmas
22 December 2017 | | General
A short note to wish everyone a Merry Christmas and a safe and happy New Year. Thank you for the generous and kind support given by so many, of my textiles business over the course of the year. The Nicola Lawrence website will be 'open for business' as usual over the Christmas and New Year period - the holiday... Read More
New Collection - Diane Bergeron
18 December 2017 | | New Textiles/Wallpapers
Nicola Lawrence is delighted to introduce the Diane Bergeron collection of beautifully designed and printed textiles. Internationally renowned interior designer Diane Bergeron is recognised for her distinct style of effortlessly sophisticated, elegant and timeless design. Her work has consistently featured in publications inc... Read More
New Wallpapers from Lake August
12 October 2017 | | General | New Textiles/Wallpapers
Wonderful Californian based Lake August has just released new wallpapers, including two new designs, 'Matilija' and 'Sea Garden' and new colourways in favourites 'Bun' and 'Flock in Flight'. As always, the Lake August designs start off as a rendering or art work and are inspired largely by... Read More
New Cushions
14 August 2017 | | General | Interior Design/Decorating
New cushions in beautiful, hand printed fabrics have been added to the website with more over the coming weeks. The cushions are professionally, custom made in Australia with textiles from across the Nicola Lawrence collections. All cushions are provided with a premium feather insert. As always, bespoke cushion... Read More
Les Indiennes' Lampshades
31 July 2017 | | General
The first of the new, bespoke, gathered and bonded lampshades have been added to the Nicola Lawrence website. These lampshades are professionally made in Australia and are in hand blocked, organic cottons from Les Indiennes. Further lampshades will be added shortly in fabrics from across the Nicola Lawrence collections, inc... Read More
Rose de Ruig Handmade Marbled Lampshades
24 June 2017 | | General | New Textiles/Wallpapers
The first collection of 'handmade from handmade marbled paper' lampshades is now online at Nicola Lawrence. These lampshades are made in England by artisan Rosi de Ruig and are available in a range of sizes and different papers and are special and unique pieces for home, office or library. Papers other tha... Read More
Gathered Lampshades on Sale
22 June 2017 | | General
Prior to the arrival of a new collection of bespoke, handmade, gathered and bonded lampshades in a variety of handblocked cottons and silks, and in order to clear the decks, the remaining gathered lampshades at Nicola Lawrence have been reduced by 40%. Orders may be placed online via the link below. The... Read More
New Release Colourways - Anna Spiro Textiles
19 June 2017 | | New Textiles/Wallpapers
I was delighted and honoured last week to be chosen by Anna Spiro and Sam Spiro as the first to view and introduce the new release colourways for Anna Spiro Textiles. Original designs 'Oahu' and 'Leilani' have been printed in a selection of new colourways, with the colours of pink, marigold, ... Read More
Les Indiennes at Nicola Lawrence
14 June 2017 | | General | New Textiles/Wallpapers
The beautiful collection of hand block printed textiles from Les Indiennes is now live and available at the Nicola Lawrence website. These beautiful fabrics are entirely hand made by proud artisans in a small village in India, starting with organic cotton fibres and using ancient, traditio... Read More
New from Carolina Irving Textiles
18 May 2017 | | New Textiles/Wallpapers
Carolina Irving has just released a new design - the beautiful 'Palmetto' - a gorgeous leafy green stripe on a natural background. As with all of Carolina's linens, Palmetto is hand screen printed onto a lovely Belgian linen basecloth. It is available to purchase now. See link below. ... Read More
New from Lake August - 'Nasturtium' as a Wallpaper
09 May 2017 | | Interior Design/Decorating | New Textiles/Wallpapers
Lake August has just released a new wallpaper, 'Nasturtium', a pretty, trailing tumble of leaves, vines and flowers in two colourways, Del Mar (blue) or Big Leaf (green) as shown in the first image. A companion to the 'Agave Americana' linen, Nasturtium is an exact match for the linen of the same name.... Read More
Georgia Macmillan Designs - Now Available
08 May 2017 | | General | New Textiles/Wallpapers
The beautiful Georgia Macmillan Designs collection has been added to the website and fabric is now available to purchase, by the metre.
Georgia Macmillan is an Australian artist and textiles designer currently residing in Dubai with her young family. The Georgia Macm... Read More
A New Collection: Georgia Macmillan
26 April 2017 | | New Textiles/Wallpapers | Profiles
Nicola Lawrence is delighted to announce that the Georgia Macmillan collection of linens, printed with original watercolour art by Georgia herself, is currently in the process of being added to the website. Georgia is an Australian artist and textiles designer currently living in Dubai with her husband and young family and ha... Read More
New Lampshades
28 February 2017 | | General | Interior Design/Decorating
New, bespoke, gathered lampshades in pretty, soft lawns have been added to the website under Decorative Pieces. Also in production is a lampshade collection in a lovely range of Indian block prints as well as an experimental design! It is expected that these will be added in late March. As always, lampsh... Read More
Nicola Lawrence in the Press
07 February 2017 | | General | Profiles
I am fortunate enough to have been approached twice in recent weeks to appear in magazine and blog news. Australian magazine 'The Period Home Renovator', an annual magazine which is issued in January, has featured Nicola Lawrence, Textiles and Papers in it's Market Place pages. This magazine is beautifully put ... Read More
Happy New Year
09 January 2017 | | General | New Textiles/Wallpapers
We hope you have had an enjoyable festive season and are looking forward to the New Year. The New Year will bring to Nicola Lawrence some beautiful new fabric and wallpaper designs from across the existing collections. It will also bring new collections - gorgeous designs from well known and emerging fabri... Read More
Pantone Colour of the Year 2017: Greenery
12 December 2016 | | General | Interior Design/Decorating
Pantone has recently announced the Colour of the Year for 2017, 'Greenery'. Since 2000, Pantone has released their 'Pantone Colour of the Year' as a symbolic colour selection – a snapshot of what they see taking place in global culture that reflects an expression of a mood and an attitude. &ls... Read More
NOVEMBER SALE: 20% Off Cushions and Lampshades
04 November 2016 | | General
All cushions and lampshades are discounted by 20% for the month of November, including custom orders from any fabrics from across the Nicola Lawrence collections. Note that orders and product enquiries are to be emailed to firstname.lastname@example.com rather ... Read More
New: Guy Goodfellow Collection of Fabrics and Wallpapers
10 October 2016 | | New Textiles/Wallpapers
I am thrilled to relate that the beautifully designed, printed and woven Guy Goodfellow Collection is now available online in Australia and New Zealand at Nicola Lawrence. Guy Goodfellow is a UK based interior designer of renown and in 2008, established the Collection as a separate business, evolving from bespoke fabric desig... Read More
New from Decors Barbares
27 September 2016 | | New Textiles/Wallpapers
Designer Nathalie Farman Farma has just released five new fabrics to her Decors Barbares textiles collection. They include originals, Sadko, an ikat, again in pink or blue but now in a versatile linen and the beautiful Ete Moscovite, now in the colourway Indigo. New to the collection are Moujik, a linen inspired by an old Rus... Read More
Summer Planning - Outdoor Fabrics
21 September 2016 | | General | Interior Design/Decorating
Spring is here, Summer is near: long lazy lunches in the garden, relaxing by the pool, reading on the verandah or balcony. Now is the time to think of decorating for the outdoors - cushions, sofas, soft furnishings. Blithfield has a Custom Print Collection with several designs available in 35 colourways on five bas... Read More
New Wallpaper Collection - Astrid & Rudolf
15 September 2016 | | New Textiles/Wallpapers
The beautiful Scandinavian inspired Astrid & Rudolf wallpaper collection is now available online at Nicola Lawrence. Available in four patterns with variou... Read More
New Fabrics from Blithfield
07 September 2016 | | New Textiles/Wallpapers
Blithfield, an English and US based textile design business has recently released their new Westbrook Collection. This beautiful image shows two of the designs in use, 'Osborne' on the chairs in Red and Green, and 'Ashcombe' as curtains. Osborne is an adaptation of a 19th century Turkish e... Read More
Anna Spiro on the Sunrise Programme
30 August 2016 | | General | Interior Design/Decorating | Profiles
For those who missed seeing Anna Spiro sharing her design tips for a beautiful home with Samantha Armytage on the Sunrise programme this morning, I have added the link under the image, below. It is inspiring to watch. Anna Spiro Textiles samples and fabrics are available on this website, under the heading 'Textiles... Read More
Anna Spiro Textiles in the Media
26 August 2016 | | General | Profiles
With 1 September the official launch date of the Anna Spiro Textiles collection, Lanikai, the media spotlight is shining on Anna Spiro at the moment. Anna Spiro Textiles is a new business established by Brisbane based interior designer Anna Spiro and her brother Sam Spiro. The first collection, Lanikai was inspired by An... Read More
Blithfield's New Collection, 'Westbrook'
09 August 2016 | | New Textiles/Wallpapers
Blithfield has just released for 2016, the beautiful new Westbrook Collection and it is now available at Nicola Lawrence. The collection was inspired by documents from the Blithfield archive and includes two new printed linens in a range of vibrant colours: 'Aschombe', a reinterpretation of an 18th century Indian ... Read More
Pricing, Quality, Craftsmanship and Value
08 August 2016 | | General | Interior Design/Decorating
I had a lovely chat with an interior designer last week regarding the merits of Nicola Lawrence and the fact that my website lists the prices of each fabric and wallpaper. Showing the price is a debatable concept but I felt in establishing the business that as much detail should be available to customers as possible in order to ... Read More
New Textile Designs
29 July 2016 | | New Textiles/Wallpapers
Anna Spiro Textiles and Nicholas Herbert Ltd have each introduced a new design this week. 'Leilani' is Anna Spiro Textiles latest design; a beautiful floral print which is part of the first collection, Lanikai. Leilani is in a pretty shade of blue decorated with trailing flowers in colours from across the col... Read More
New Lampshades and Cushions
21 July 2016 | | General
The exquisite Susan Deliss 'Florentine' lampshades have arrived and are listed on the website under 'Decorative Pieces'. These very special, hand screen printed lampshades are custom made in Italy for Susan and have either a blue or red trim. Elephants, camels and horses parade around the... Read More
Colour My World - Anna Spiro Textiles
18 July 2016 | | General | Interior Design/Decorating | New Textiles/Wallpapers
I was thrilled to open a parcel from Anna Spiro today: the Anna Spiro Textiles samples. They were beautifully packaged and each one was a joy to see and hold. The depth of colour is true, the prints are so versatile and pretty and the Belgian linen basecloth is wonderfully tactile. I have been wandering arou... Read More
Chelsea Textiles - Antiques of the Future
13 July 2016 | | Interior Design/Decorating | New Textiles/Wallpapers | Profiles
In establishing Nicola Lawrence, one of the motivations was to advance the work of designers and artisans who use and preserve traditional methods and crafts; skills that are at risk in an environment of mass production and fad following. One such company is Chelsea Textiles, a London based family bu... Read More
The Joy of Lake August
01 July 2016 | | New Textiles/Wallpapers
Nicola Lawrence is delighted to have been approached by Los Angeles designer, Alexis Hartman, to offer her Lake August collection of fabrics and wallpapers. Nicola has the samples from the collection on her desk and they are exquisite - both in print and to touch. There has been much interest in the Lake August collection since ... Read More
Welcome to Nicola Lawrence
21 June 2016 | | General
Welcome to Nicola Lawrence. We are pleased after more than a year of planning to launch our new Australian business and hope you enjoy the very special collection of fabrics, wallpapers, cushions, lampshades and rugs as much as we do. It is an honour to work with the designers and suppliers of the collections - with peo... Read More
Decors Barbares
21 June 2016 | | Interior Design/Decorating | Profiles
The London family home of Nathalie Farman Farma, designer of Decors Barbares (the fabrics of which Nicola Lawrence is delighted to stock) was featured in the February 2011 issue of The World of Interiors. Nathalie has a beautiful and timeless decorating style and her home is filled with pattern, colour, layering and pi... Read More
Lisa Fine
21 June 2016 | | Interior Design/Decorating | Profiles
Happily, the Lisa Fine collection of fabrics is available at Nicola Lawrence and is a gorgeous line of wonderful designs printed on best quality Belgian basecloth. In November 2015, House Beautiful featured the Dallas home that Lisa Fine has created for her mother - filled with an abundance of pattern and col... Read More
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YORK, Pa. – Salisbury University men's soccer senior goalkeeper Daniel Brennan has been named the Capital Athletic Conference Defensive Player of the Week, the conference announced Monday.
Brennan saw time in net for Salisbury in both games it played and racked up 163:20 of shutout action.
In the team's first game of the week, against Eastern University, Brennan played the last 73:20 of the game and organized the backline and team defense in front of him to not allow a shot to be taken by Eastern.
On Saturday, September 24, the Gulls opened up CAC play and defeated Southern Virginia University by a 3-0 final. Brenna played all 90 minutes in net that contest and stopped five shots to bring his season record to 2-0.
On the year, Brennan has now played 223:03 in net for Salisbury and has yet to allow a goal. In the stretch, Brennan's 1.000 save percentage and 0.00 goals against average comes off six saves.
Brennan and the Gulls return to action on Wednesday, September 28 when they will travel to Catholic University of America for a 4 p.m., tilt.
To view the release in its entirety, click here.


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Nabha Natesh HD Photo Gallery
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