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#1 Contractor in New Jersey – Over 30 Years Experience, Roofing, Siding, and Interiors
Get a free quote!
What do we stand for at
Longview Contracting?
At Longview, we value our customers and believe our work continually shows the professional quality and service every customer wants from their contractor. We work hard to maintain our customer's trust – every client, every day, every project!
Our goal is for our customers to be satisfied with the end result. We take pride in our staff – their ability to reach project deadlines, deliver a high end final product and meet every need of our customers.
Reach out to us today and we will help you get started on your next big project!
Owner provides all estimates and inspections. We are fully insured and have references available. We are owner operated since 2010.
BBB – Longview Contracting has the highest possible rating – A+. This rating is based on our consistent high level of integrity in our workmanship and customer service. Our standards tightly align to their extensive BB accreditation standards.
GAF Certified Contractor
IKO Shield PRO PLUS+ Contractor
Owens Corning Preferred Contractor
Certainteed – Roof and Siding Certified Contractor
Servicing your RENOVATION, REMODELING and MAINTENANCE of your RESIDENTIAL and COMMERCIAL PROPERTIES – Concentration on Roofing, Siding, Doors, and Windows.
Roof and Siding continues to be our core strength. With more than 30 years industry experience Longview Contracting is committed to the success of your project.
Nothing says quality more than over 30 years of industry experience. We take pride in quality work and customer satisfaction. We guarantee you will be happy with the end product.
We work where you need us
Serviced areas
The home office is located
P.O. Box 6944
Monroe Township, NJ 08831
Our serviced area include but are not limited to the following:
– South New Jersey
– Central New Jersey
– North New Jersey
What do our customers have to say?
Portfolio Work
We have put together a showcase of our most proud work. Please look through our recent projects for ideas, inspiration and possibilities!
Phil Hossler
I wanted to take a moment to express my extreme pleasure and satisfaction with the recent re-siding of my house by Longview. Job supervisor Michael and his crew were on-time everyday and my place was spotless everyday when they left. They were accommodating and worked with me to ensure my satisfaction. I had everything done including two types of siding, gutters, corners on the house, trim around the windows, garage doors and new porch posts done. I have already referred Longview to three neighbors and will continue to do so without hesitation.
Teresa Brown
Longview Contracting is a quality company to work with. There expertise in the field shows. All work is completed in a timely manner. using quality materials and excellent workmanship. We couldn't be happier.
Ma. Brigida Viaje
Very good performance & very professional. The company that you can rely on. Explained everything before they do the job. Same positive feedback from my neighbors. Thanks for the job well done.
Ray Annun
Longview Contracting and Kevin O'Brien have been doing my work for over 20 yrs. He is knowledgeable, accommodating, and pleasant to deal with. They are fast and does a great job. Like I said, they been doing my work for over 20yrs. I think that says it all.
David Cipriano
I recommend without reservation the Longview Contracting Company.. Their professionalism, reliability and quality of work is unparalleled.. Our home looks like a brand new house after Longview completed siding & roof replacement. Their employees are all top shelf!!
Andrew Lieb
I had the pleasure of working with Kevin and his Longview Contracting staff a few months ago. The entire crew did a fantastic job with my windows and siding. In addition to the great job they did , Longview's prices were more competitive than the competition. I highly recommend Longview Contracting to anyone looking for home improvements.
John Salustro
I've had the pleasure to work with Longview Contracting in the field and with their office on many projects. As an architect, I've worked with them for roofing, siding, and trim, some of which were quite elaborate designs. I've used their services for my own home and have recommended them many times to clients and friends. Kevin is very knowledgeable, responsive, professional, and understands materials and design. They are neat and their workmanship is exquisite. I wouldn't hesitate to hire them and I look forward to working with them again very soon.
Amy Fink
When we built an addition onto our existing home we decided the siding on the whole house needed updating. We met with countless companies who offered the service but once we met with Kevin from Longview we knew the decision was made. He offered his expert opinion while considering what we were hoping to achieve; he really listened to us.
Need a quote?
A Longview representative would be happy to talk about any needs you have. Longview offers aggressive pricing for all jobs, whether custom jobs or repairs. Reach out today to set up a project evaluation
Contact Us.


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Vincennes was a Royal Castle in Paris, used before the Louvre and Versailles. This short film prese… Gilderic Jul 15, 2009 108 views
Dancing Otters... in the Oceanario de Lisboa (Parque das Naçoes), Lisbon, July 2008 Gilderic Nov 16, 2008 182 views
Visit of the heart of the city : the Hofburg, the Cathedral, the streets at night,... Gilderic Nov 16, 2008 158 views
A "rollercoaster" ride in the street of the beautiful Lisbon city, in funicular, tramway and cablew… Gilderic Aug 12, 2008 213 views
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It is still a subject of dispute whether the located on both sides of the Meuse/Maas River Maastricht is the oldest or the second oldest (next to Nijmegen) city in the Netherlands. It is the second to Amsterdam regarding the number of heritage sites.
During my very short visit in town, I have hardly seen much of it.


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- Phantoms
- Decolonising
- Resilience
- Evaluation
- Socialised Affection
- Substrate
- More things can happen
- Reading Things
- Generosity
- A Joy Forever
- Self Portrait: Arnolfini
- Museum Futures
- Circulating Artworks
- From Things to Flows
- Hacked Manifesto
- Lapdogs script
- A Shadow of Marx
- IndustrialTownFuturism
- Documents
- Value of Things
- Look at me
- Collected
Submitted by neil on 11 July, 2017 - 15:25
Saturday 21 November 2015, 4-8pm
16.00pm Refreshments and cakes provided by OSE associate Michael Whitby, with activities.
Last Day of The Waste - 14mins
Childhood - 3mins
Sarah's Good Family - 11mins
Carpark - 7mins
Workshop Showreel -14mins
Tilt Crash Zoom - 3mins
Ron Hitchins; Made in Hackney - 12mins
I am Hackney; memories on a loop – 2min 26'
Hackney Life - 7mins
Archive Showreel – 10mins
A Walk with Stephen - 9mins
If Community Was...... - 12min
6.30 pm world premiere 24Hour Hackney: A City Symphony - 25min 30'
Abou Elnasr, Andrew Tullis, Asya Gefter, Benedict Anyetei, Cananne, Chitra Banerjee, Claudine Roux, Dan Johnson, David Latto, Deborah, Daniel, Ed Webb-Ingall, Egypt Nelson, Elizabeth Pillar, Elfrieda Galloway,
A screening festival celebrating digital filmmaking and Hackney, including world premiere of 24Hour Hackney: A City Symphony
Saturday 21 November 2015, 4-8pm
Open School East
The Rose Lipman Building
43 De Beauvoir Rd
London N1 5SQ
Open Cinema was a 9-month digital film project led by artist Neil Cummings.
Working with a pool of film professionals and enthusiasts, Open Cinema collectively researched, found and made digital films. In the spirit of collaborative learning, we explored the role of film in representing and reactivating people and places, especially Hackney. It was amazing.
Order of events:
16.00pm Refreshments and cakes provided by OSE associate Michael Whitby, with activities.
16.30pm Screening programme starts
18.30pm Dinner, and world premier
19.30pm Final screening and close.
The Programme
Last Day of The Waste - 14mins
A film by Andrew Tullis and Iris Wakulenko about the managed closure of the ancient market in Kingsland Road. The rushes were donated in an open-media drop-in-day, Hackney in Pictures.
Childhood - 3mins
A film by Stephen Manning
Sarah's Good Family - 11mins
Sarah Abou Elnasr and Zoe Lee discuss Sarah's experience and expectation of a good family.
Carpark - 7mins
A film by John, about the struggle that is his carpark.
Workshop Showreel -14mins
A compilation of documents produced as part of the expert workshops of Open Cinema.
Tilt Crash Zoom - 3mins
A short account of cooperation.
Ron Hitchins; Made in Hackney - 12mins
A film by Claudine Roux, Andrew Tullis and Lucy Cash on the extraordinary life in dance, of Hackney resident, Ron Hitchins.
I am Hackney; memories on a loop – 2min 26'
A short animated film exploring memories of Hackney, produced by Hackney Stream, a community adventure by citizens of a pre-digital era.
Hackney Life - 7mins
A film by Hulya and Zoe on the precarity of home in Hackney.
Archive Showreel – 10mins
A selection of archive films and reminisences about Hackney, edited and curated by Asya Gefter of Fragile Archivists.
A Walk with Stephen - 9mins
A film by Stephen Manning, Neil Cummings and Iris Wakulenko. Stephen leads a tour from his garden, through Hackney to some of his favourite London sites.
If Community Was...... - 12min
Inspired by a community film-making workshop lead by Ed Webb-Ingall, an ongoing, endless collective portrait.
6.30 pm world premiere 24Hour Hackney: A City Symphony - 25min 30'
Inspired by a visit from the Echo Park Film Centre, Los Angeles, USA. 24 hour Hackney is a day in the life of our neighbourhood. Each hour of the day, is represented by one minute of screen time. The clock strikes 7am and our journey begins.......
The screening was a real pleasure, the digital films exceeded our expectations, the food was great, the audience warm and generous, applause genuine, what a night! You can see some images of the evening.
Open Cinema is:
Abou Elnasr, Andrew Tullis, Asya Gefter, Benedict Anyetei, Cananne, Chitra Banerjee, Claudine Roux, Dan Johnson, David Latto, Deborah, Daniel, Ed Webb-Ingall, Egypt Nelson, Elizabeth Pillar, Elfrieda Galloway,
Fionnuala, Gianfranco Valleriani, Gillian, Gita, Hemma Luchman, Hulya, Iris Wakulenko, John Frost, José Velázquez, Katarina Strasser, Ken, Kim Noce, Lea, Louise, Lucy Cash, Lyn, Magar, Malik, Maria Benjamin, Marie, Margret Koroidovi, Martha, Michelle Goldberg, Neil Cummings, Nicolle, Pauline Brown, Peter-Hugo Daly, Queenie Alpha Mae, Rebecca, Rick Crust, Rupert, Sara Abou Elnasr, Sarah, Sean Mullan, Shaun Clark, Sophie, Stephanie, Stephen Manning, Steve, Susan, Tina Rowe, Victoria Opeyukun, Walter Gutzmore, Zoe Lee, Mike Brooks, Anna Colin, Laurence Taylor, and many more besides.
Thanks Mike Brooks, Ultan Coyle and Michael Whitby
Special Thanks Iris Wakulenko
Read an account of the introductory session, see the community film making workshop, or related projects including Social Cinema and Parade


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21 April 2007
Last Saturday, I joined Jo, Pey Shy and a group of their friends for a cave expedition at Batu Caves. This was my second cave experience, the previous was at Gua Tempurung, two years ago. I reached the destination around 9.30am. Jo was so obsesseed with feeding bananas to the monkeys that you bought them a whole bunch to be fed.
~ Obedience training with the monkeys ? ~
While waiting for other members to arrive, we take the opportunity to snap some pictures around with the splendic view.
~ The great golden statue ~
~ Before entering the cave ~
Before we start caving, our tour guide, Mr. Jaya showed us some of the basic principles of caving, such as teamwork, safety precaution and the correct crawling method. He laid down flat and taught us how to crawl like a worm! Initially, I thought he must be joking, but later, we found out that it was no a joke afterall.
~ During the pre-brefing ~
~ Urh! Its so difficult to squeeze my body out ~
~ Finally, manage to crawl out safe and sound ~
~ After crawling, is sliding time. I'm eagerly waiting for my turn ~
~ Pey Shy turn to slide ~
~ At last, smooth walking ~
After crawling through the holes, climbing steep path and sliding down, we manage to had a rest and enjoy some of the beautiful scenery.
~ Scenic view ~
~ A group picture inside the cave ~
Basically, the difficulty level was almost the same, but this time we got much more crawling to do, thus resulting in a much dirtier and muddier condition. While we are trying to complete the journey, my whole body started to get itching and couldn't wait for a good bath.
~ After the adventure ~


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Kevin's first Broadway play was GHOSTS. It was at the Brooks Atkinson Theatre, where he would later appear in The Iceman Cometh. The PLAYBILL® that I have is from August 1982. I didn't see this play, but my mother won it for me on eBay on an Old Vic Theatre auctions page to save The Old Vic. It was autographed by Kevin outside the BAT during the Iceman run in 1999. One of my favorite pieces of KS memorabilia. This is what it says about Kevin on the 'Who's Who In The Cast' page:
Kevin Spacey (Oswald) was born in South Orange, New Jersey and was raised in Los Angeles, California where he began acting at the age of 14. He appeared in the television series "The Comedians" in which he performed his impression of Johnny Carson. He trained at the Juilliard School of Drama for two years under the direction of Michael Langham and made his New York stage debut last summer playing the messenger in Joseph Papp's production of Henry IV, Part I in Central Park, directed by Des McAnuff. Since then he has played a variety of roles ranging from the leading role in the Off Off-Broadway run of The Robbers to Garry Owen the dog, in Mr. Bloom and the Cyclops with Siobhan McKenna at the Public Theater. Kevin most recently created the role of Paul in the American premiere of Barrie Keeffe's Barbarians at SoHo Rep, directed by Peter Byrne, which will be reproduced Off-Broadway in 1983.
GHOSTS Opened on Monday, August 30, 1982. Closed on October 2, 1982 after 40 performances and 8 previews.


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My history in gadgets – update 2014
An update on the "My history in gadgets" post from a while back, as things have progressed a bit meanwhile ;)
Mobile phone history:
I've since sold my Desire, and obtained/sold the following phones:
HTC Desire HD
Bought this phone secondhand, used it for a while. Quite the powerhorse for the specs, the only downside being it's weight. Was also temporarily used by my girlfriend. Sold it on in 2013.
HTC Desire S
Purchased this one also secondhand for my girlfriend. After a while it returned to me and is currently in use as my work phone.
HTC One X
After selling the Desire HD, I got the HTC One X secondhand in 2012. This one features a quadcore Tegra3, and it's just amazing in speed and display specs. Sold it on in 2014.
LG Nexus 5
This is my current main phone.


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3-0 K.O. First to five.
Unlimited lines/bars.
Feed if you want.
Two rounds you've been "burnt", I know I've HEATED-THIS-KID.
Best move you can MAKE now is STRAIGHT DELETIN'-YOUR-SHIT.
I'll leave this BITCH-BITTER, everyone knows Classic comes QUICKER.
And don't worry about "hate votes", because everybody KNOWS that I'm SICKER.
Positive SCORING your MISSION? Classic TORE Slippy for HIS-DISSIN'.
All Slippy does is BITCH and COMPLAIN, BigBen should make a FORUM-FOR-HIS-BITCHIN'.
I've said it before Slippy, I continue to MAKE-YOU-MELT. Can't beat me alone, go SEEK-SOME-HELP.
And now everyone knows you RIDE dick, you SIGN ON-LINE with a SEAT-BELT.
Your just DROPPING-SHIT-GAY, STOP-POPPIN'-SHIT, just go the OPPOSITE-WAY.
The only chance this dude has BEATIN' ME WOULD BE on OPPOSITE-DAY.
My "quotes" on you NEVER-SHATTER, you'll never be a BETTER-RAPPER.
You're always REJECTED, this outcome is EXPECTED, so voting doesn't even MATTER.
Whether or not you LIKE-IT, In battles I WRITE-IT to BRUISE.
FIGHT IT TO CRUISE, responded to my third challenge, why you so EXCITED-TO-LOSE?
I PERFECTED-THE-PEN, never NEGLECTED, cause I always get RESPECTED-WITHIN.
And since "time" is of the ESSENCE, I ain't gotta spit "seconds" to WIN.
I'm never BLINKING, can't REST-AN-EYE, you type to CONFESS-AND-TESTIFY.
Posted ALL OVER the battlefield, but who the fuck you RESPECTED-BY?
You can EXPECT-TO-DIE, never APPROACH-ME, I "watch" opponent's CLOSELY.
With a gaze or a GLARE, if I was a "drink" in the AIR, you still couldn't TOAST-ME!
No MORE back and FOURTH with Slippy, leave him in the DIRT, MURDERED for a THIRD-SPIT.
Look at his signature, we can tell his autograph ain't WORTH-SHIT.
You'll get WHIRLED, TWIRLED, HURLED, I always get my shit DONE.
So DISS-ME-PROPER CINDY LAUPER, "This girl just wants to have FUN!"
Track the buttons I'm PRESSING it's IMPRESSIVE you're s'pose TO SEE.
I could of not even RESPONDED, and people still would VOTE-FOR-ME.
In battles, Slippy SCREAMS OR CRIES, what dat mean? I've SEEN-IN-BETWEEN YOUR LIES!
And my girl's not a LESBO, so this PUSSY will never get BETWEEN-HER-THIGHS.
FORGET-IT. When it's my TURN-TO-SPIT, respect you can't EARN-A-BIT.
Cause your acting like you RIDE, but not even old enough for a PERMIT.
I'm waiting so MOVE-ME, my skills go UNDEBATED, you UNDERRATED? Then PROVE-ME.
You're barely pushin' PG-13, Slippy can't even get into an RATED-R MOVIE!
You never IMPRESSED me AT-ALL, so even when you TEST-ME, doesn't make LESS-OF-ME AT-ALL.
And you're comebacks are weak, so the benefit of you going 2nd, doesn't STRESS-ME-AT-ALL.
My punchlines are SPINNING, "THOU SHALT NOT KILL", HOLY SHIT I'M SINNING.
Please post THIS SHIT in the general chat, still think you'll need a SECOND-OPINON for WINNING?
Lets tally the SCORE-CARDS, you haven't beaten me yet, I left you with WAR-SCARS.
How can you last this long WIT-ME, when PEEPS say you got K.O.'d in MY-FIVE-BARS..
I'm always the FIRST-TO-SPIT, beatin' you easy, I've only DISPERSED-A-BIT.
But even "pidgeons" fly over this "pimp", cause they know he ain't WORTH-A-SHIT.
I'll RATTLE-YOU, posted our battle in tha general chat, now who you gon TATTLE-TO?
Disadvantage I'm spittin' first, but advantage is that I BATTLE-YOU.
You'll only "sink" to the DEPTH-OF-ME, after this battle, even' you'll give "REP"-TO-ME.
Even with a STAIRMASTER in this thread, you still couldn't STEP-TO-ME.


text:
40% off Holiday Cards. Use Code: CSH1940 Valid: 11/27 - 12/17 Make a Card
Subscribe now!
[Name,] Wishing you everything Happy for your birthdayInside:
Hope it's full of little moments to make you smile.
5x7 Folded Card | Birthday Cards
More from Cardstore
A Birthday Riddle Why didn't the teddy bear have ice cream with his birhday cake?Inside:
Because he was stuffed! Hope your birthday is beary happy!
[Name] is [Age] years old and ready to rule!, personalize with your own name, text and ageInside:
Happy Birthday wishes for sweet and special you!
as shownInside:
Two's a special birthday for the happy times it brings, 'cause two means you're a big kid now and learning brand-new things! Happy 2nd Birthday Have Fun
[Name] is [Age] Ah!Ah!Ah!, personalize with your own name and ageInside:
Hope your birthday is everything you're counting on!
as shownInside:
Here's to always being fabulous! Happy Birthday
[Name,] It isn't easy being adorable all the time...Inside:
...but you handle it pretty well. ;) Happy Birthday with Love
For a Special [Age] - year - old Here's a bunch of "party animals" who simply couldn't wait..., choose your own ageInside:
When they 'herd' that it's your birthday they just had to celebrate! Happy Birthday
[Name], you're sevenInside:
Hope your day is full of roaring fun and surprises! Happy Birthday
For You, Granddaughter, with LoveInside:
On your birthday and always, wishing you laughter to share, love you can feel, and the joy of knowing how special you are. Happy Birthday
7x5 Folded Card | Birthday Cards
More from American Greetings
Hi, [Name]! Happy BirdDay!Inside:
Ha!Ha! Get it? Bird day? Oh, well . . . Wish Big!
as shownInside:
Six years old already? How can it be? Why, not long ago, You had only turned three! Then four, and then five, And now, look at you - Six and so smart, and so grown-up, too! Happy Birthday
Birthday Wishes Just For You, [Name]! A wish for smiles, a wish for fun. A wish for hugs from everyone...Inside:
A wish for your favorite dream coming true, A wish for a day that's as wonderful as you!
as shownInside:
Hope today is happy and a lot of fun each minute For one of the nicest four-year-olds the whole wide world has in it! Happy Birthday
as shownInside:
Happy Birthday to one-of-a-kind, wonderful you!
as shownInside:
Another year older, another year cuter! Happy Birthday
7x5 Folded Card | Birthday Cards
More from American Greetings
as shownInside:
These three little butterflies are fluttering their wings To wish a special 3 year-old her favorite birthday things! Have a Happy Day
[Name] WORD ON THE STREET IS . . .Inside:
as shownInside:
This frog has big flippers with feet that are floppy - and he hopes, just like me, that your birthday is hoppy! Happy 3rd Birtday
Always awesome, definitely unique and naturally sweet...Inside:
That's You! Wishing you a totally happy birthday!
You want birthday cards? We've got birthday cards. You want a funny birthday card? We've got those. A serious one? No problem. A happy birthday card? We've got enough to make it rain. Cards where we do all the writing? Check. Personalized birthday cards that make you the head writer in charge? Uh huh. Custom birthday cards? Uhm, we only have like 900 of those. So... yeah, when it comes to birthday greeting cards, you're in the right place.
Something sweet is happening...


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A stable shoe for joggers who are concerned about their knees.
- Description:
- Weight: 300g/10.6oz (per shoe at size 26cm)
- Colour:
- Coral Red, Dark Navy, Bright Yellow
- Upper:
- Artificial Leather
- Midsole:
- Resin
- Outsole:
- Rubber
- Insole:
Share this product
Series Overview
The risk of knee injury increases with age
Knee function is affected by physical changes.
Joint cartilage that absorbs shock, becomes thinner with aging, weight gain and muscle loss. On average, the thickness of the cartilage in a 65-year-old man is approx. 40-50% thinner, than that of a 20-year-old man.*1
Weight gain increases the load on legs by 2.8 times.
A man weighing 64kg in 20's will have the load increased in his legs by 28kgf*2 if his weight increases by 10kg by the time he reaches his 40's.
*1: According to a study by Shinichiro Ishii, associate professor at Kanagawa University of Human Services, et al.
*2: kgf is the metric unit of gravitational force exerted by one kilogram of mass.


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23 - Haley McBee
|Stafford, Va
Just the Facts
Full Name: Haley Rae McBee
Birthdate: Jan. 23, 1991
Birthplace: Cherry Point, N.C.
Parents: Clare and Eric McBee
Siblings: Brother, Ross
Major: Exercise science
Nickname: Bee
High School Coach: Jill Vanhook
While with VCU
- Saw action in three matches as a freshman in 2009 and attempted one shot.
- Played in 13 games in the 2010 season and record three shots on goal.
Prior to VCU
- Three-year field hockey standout at Brooke Point High School
- Named All-Region as a senior and was selected Second Team All-District as a junior.
- Competed in the Stafford Field Hockey Summer League.
- Also played in the Field House Field Hockey League.
- Began playing field hockey as a sophomore in high school and made varsity her first season.
- Helped Brooke Park defeat rival Colonial Forge for the first time in school history.
Getting to Know Haley McBee
- All-around athlete. Also competed in gymnastics for two years and played soccer for four in high school.
- Has also lived in Mississippi, Arizona and Japan.
- A high school teammate of Stephanie Cox, who plays at Radford University.
- Once worked as a hair salon shampoo assistant.
- Her brother, Ross, played tennis at Longwood University.


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After the mindblowing show at Under The Black Sun 2015 where Korgonthurus taught a lesson in Finnish black metal, the band has come forth with some pretty exciting news. An official collaboration between this act of pitch-black and Woodcut Records has been inked for the 2nd full-length (the title is still unknown). It is expected to be out sometme this Autumn and there is already a sample for everybody to taste the bitterness of Korgonthurus' upcoming act of chaos. Make sure to follow them on Facebook as well as Woodcut Records for more important updates. Now, get yourself into the "Kaaos!"
Follow Korgonthurus | Follow Woodcut Records


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- » Batavia cyclist rides 4,500 miles for AIDS
- » Saluting those who serve the community
- » Collections offer a glimpse into the past
- » Batavia class of '45 reflects on end of WWII
- » Batavia troupe to take theater outdoors
- » Coffee brings people, causes together
- » Relay For Life celebrates strength, spirit
- » Batavia woman helping AIDS relief
- » Humor highlights Holmstad variety show
- » Artist organizes wine, art sale fundraiser
- » Crowd-pleasing 'Joseph' comes to Batavia
- » Pair breaks from job search to challenge river
- » Benefit set to help Batavia musician
- » Spring vacations are great for kids
- » orBatavia music teachers ready students
- More from Sammi King
From snippets of life to sermons of faith, Don Lindman has spent most of his life writing.
"I think the reason I write is because there are things inside of me trying to get out. Ideas, images, thoughts, feelings, experiences," he said. "Maybe other people let them out in some other way, but this is my way."
For those of us who enjoyed his many columns over the years, we're glad his way is the writer's way.
As a former columnist for the Daily Herald, Don Lindman of Batavia wrote weekly for six years. His columns ranged from insights into his faith to insights into life. He wrote about everything from neighbors who lived extraordinary lives to red horse carp in the Fox River who never made his acquaintance.
For those who enjoyed his writing style, Lindman has put his columns together into a compilation entitled, "Making a Long Story Short."
"I wanted to put a book together for my family and friends," said Lindman. "So I chose some of my favorite columns and stories and included them in this book."
In addition to the Daily Herald columns, Lindman features some unpublished works as well as articles from the Covenant Companion and the Amy Syndicate, an Internet-based opinion column service.
Don Lindman has been writing since his college days first at North Park and then at the University of Michigan.
"I was the night desk editor for the student newspaper and if I had stayed another year I would have been editor," he said.
His career path took a turn when he encountered a pleasant fork in the road.
Her name was Joanne.
"I fell head over heels for her and she thought that we should become missionaries after college," he added.
Joanne, the daughter of a pastor, convinced Don to look to ministry and although they didn't become missionaries, they spent their lives ministering to those around them. Church calls took them to New York and Michigan and Don Lindman doesn't regret his decision to become a minister at all.
"I feel honored that there are those who still call me pastor," said Lindman.
Some of Lindman's most poignant stories are those about his wife and marriage that come under the chapter heading, "How Do I Love Thee?"
He writes of his wife in gentle, tender way.
"She was beautiful when I met her, beautiful when I married her and she is still the most beautiful woman I know."
Also included in the series of essays is a story that Lindman wrote about the last quarter of life.
He equate his last quarter century with the final quarter of a sports game.
"The game winning plays are in the final quarter," he writes. "The earlier part of the game is just set-up."
Lindman isn't spending his time now sitting on the sidelines watching the game. He is in for every play and having fun.
"I'm already working on my second book," he said. "I think I have about three in me."
To read excerpts from Lindman's book, log on to www.donlindman.com.
To purchase a copy of his book, send a check for $15 to P.O. Box 32, Batavia, IL 60510. Shipping and handling are included in the price.


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(1) Listen with Third Ear
(2) Who said it?
(3) Look with a Third Eye
The world that we live in is saturated with all types of different messages. The origins of the messages that permeate our society are sometimes religious, cultural, political, capitalistic, or just personal in nature. There are indeed soothing positive messages of love and peace that can warm our hearts and bring bright smiles to our faces. These messages are typically birthed from universal truths. On the other hand, destructive messages of hate can engender anger and rebellion. The intent of many of these messages is outright manipulation, control, and deception presented in the spirit of capitalism. These messages relentlessly come toward us from countless directions. Our children parrot them when they come home from school, media relentlessly announces them on commercials, radio, the web, in cinema, and prime time news. Within this present information age in which we live it is not always easy to determine what has credibility.
It is difficult to see through the clouds of propaganda, the whitewashing of revisionist history and the schemes of marketing in advertisements. In my opinion, the unfortunate reality is that most of what we hear must be sifted through. In other words, much of what we hear and see should not be taken at face value. What do you see and understand in the clips below?
The clips are dated but the truth revealed is timeless!
Authentic thoughts are thoughts that are genuine and sincerely expressed. Authentic thoughts reverberate with other authentic individuals so they have an irresistible urge to ponder and or respectfully respond from their own unique perspective.
Leave a comment. Feel free to express yourself and share your authentic thoughts.
In peace and love,
Dr. Free


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PORTSMOUTH — Nine decades after she cut the ribbon on the original Memorial Bridge, Eileen Foley will be at a similar ceremony this summer, when state transportation officials aim to open a replacement for the historic span.
PORTSMOUTH — Nine decades after she cut the ribbon on the original Memorial Bridge, Eileen Foley will be at a similar ceremony this summer, when state transportation officials aim to open a replacement for the historic span.
Foley was just 5 years old when she was chosen to cut the ribbon for the Memorial Bridge on Aug. 17, 1923.
Today, at the age of 95, Foley has accepted an invitation from the New Hampshire Department of Transportation to participate in the ribbon-cutting ceremony for the new Memorial Bridge when it's completed this summer.
The event, which is scheduled for sometime in July, comes almost 90 years after Foley was selected out of the crowd of 5,000 people to take part in the ribbon-cutting honors along with other local dignitaries. That same day, she also was in the group that rode the first draw of the lift span.
Foley's daughter, Mary Carey Foley, said her mother is thrilled to receive the invitation.
"My mother was delighted," Mary Carey Foley said. "She was smiling from ear to ear and clapping her hands in excitement."
Foley was personally invited to the event by N.H. DOT Commissioner Chris Clement, Memorial Bridge project manager Keith Cota, and representatives of the company building the bridge, Archer Western Contractors.
"We felt it was very appropriate to issue the first official invitation for this year's Memorial Bridge celebration to Eileen Foley," Clement said. "As much as anyone associated with the Memorial Bridge projects, Eileen has connected generations and bridged communities."
Mary Carey Foley said her mother has watched the progression of the project from a window inside their condominium on Bow Street that overlooks the Piscataqua River.
"We've been watching all of the big steps," Foley said.
She said she and her mother often marvel at a picture they have in the living room that shows Foley standing on the bridge in 1923 as several dignitaries, including the governors of Maine and New Hampshire, stand in the background.
"She's going to be right there once again, cutting the ribbon," she said.
Mary Carey Foley said the upcoming celebration will undoubtedly be one to remember.
"It's going to be an exciting time," she said.
The previous Memorial Bridge crossing the Piscataqua River between Portsmouth and Kittery, Maine, was built at a cost of $2 million. It was dedicated as a "Memorial to the Sailors and Soldiers of New Hampshire who participated in the World War 1917-1919."
The cost to build the new Memorial Bridge is $88.7 million.


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Okay, not matchmaker, exactly, but what's the name you give to a person who is a catalyst for a date?
Michael and I are actually planning to go out to a movie together tonight and let someone else attempt to put Jade to bed. It's not even dinner and a movie, just the movie; but it seems like a big step forward. I mean, we haven't seen a movie together at the theatre since we went to Wallace & Grommit: The Movie on our wedding anniversary when I was pregnant with Jade. (I know, we pick really romantic movies, don't we?)
Since Norris and Charmaine (our default babysitters!) are away, we've asked a girl we met at a couple of potluck get-togethers. I know she's experienced and she was smitten by Jade when she first met her at 4 months old, offering repeatedly to babysit. It took us a while to actually call her, but I've been thinking for a while that we should be cultivating some babysitter relationships.
We're picking Jennifer up around 5. I'm hoping the timing will mean that Jade will have enough time to get used to her babysitter before we head out for the evening. And I really hope that Jade is cooperative, as she's not been wanting her baths for the last couple of weeks (strange for a girl who has always loved bathtime) and she's been crying herself to sleep lately, too. However, I also think she's old enough now that even if she has a rough evening, it won't take her long to recover. Jennifer promised that she won't be traumatized if Jade ends up crying herself to sleep.
So, keep your fingers crossed for us. Or at least for Jennifer!


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Nearly two years ago, I started this blog series to describe the main challenges I'd experienced trying to implement Continuous Delivery. At the time, the last post in the series was about four challenges related to people. Since then I've observed a fifth challenge and discovered it has been studied in psychology and has a name.
In this post I'll attempt to describe how to recognise and tackle Learned Helplessness. Please share your comments (especially if my Psychology-by-Wikipedia needs guidance).
Through various interactions with clients, at meetups, conferences and even with my own team, I've witnessed the following phenomena:
- Something is done (or not done) on an engagement that makes Continuous Delivery difficult (for example the development team accepting SonarQube saying some seriously defamatory things about their unit test coverage but neglecting even to gradually address this).
- When questioned:
- many people already appreciate that this is very wrong.
- hardly anyone can really explain or justify why this is happening.
- hardly anyone seems worked up about a solution.
It gave me an impression that people had experienced good practice in the past, but having joined this particular engagement had somehow lost the inclination to do it. It's possible that for some people, in the past when things just worked, they didn't question it, so never really appreciated the value of particular practices. But I think most people are more analytical than that. I started to realise that people probably had gone through an experience like this:
- Joined the engagement, didn't understand why certain things were / weren't done, but opted to observe before speaking up.
- Realised things actually weren't magically working in some new logic- / experience- defying way.
- Spoke up but didn't really get listened to.
- Spoke up again several times , but didn't really ever get listened to.
- Gave up and accepted things for the sorry way that they are.
I figured there must be a name for this, started googling and realised it is called Learned Helplessness, something that was first experimented in the 1960's by some scientists we can probably assume weren't dog lovers…
The experiments are best described here on Wikipedia but in extremely simplified form:
- some dogs were given no random electric shocks,
- some dogs were given shocks and also given a button to press to disable the shocks,
- some dogs received shocks at the same time as group 2 dogs but had no button. Group 3 dogs were paired with Group 2 dogs and were shocked until their Group 2 pair happened to press the button (which was at a random time from the Group 3 dog's perspective).
The learned helplessness of Group 3 was demonstrated in the second part of the experiments when dogs had the opportunity to cross over a small wall to avoid getting shocks. Whereas groups 1 and 2 quickly learned how to avoid shocks, group 3 all failed to learn and sat their accepting their fate in pain.
The similarity of the above diagram to diagrams about DevOps like this made me smile!
Subsequent experiments demonstrated the ineffectiveness of threats or even rewards on motivating group 3 to change their location. Only by physically teaching the group 3 dogs to move more than twice did they learn to overcome the helplessness. Later experiments also proved the same phenomena in humans (without electricity).
So how do we overcome this?
Here are some things I'm experimenting with:
- Try some introspection – ask yourself what you've learnt to accept, really look around for things that are stopping your project going faster – no matter how obvious, and start to ask why, perhaps at least 5 times.
- Ask others around you ideally at all levels of experience less, the same and more than you what they think is preventing learning and improvement and consider asking "5 Whys" with them.
- Pay close attention to new joiners to your team – they are the only ones not yet infected by Learned Helplessness.
- Be sensitive with people. No-one wants to be told they are "helpless" or hear your amateur psychobabble. Tread carefully.
- If you are looking to impart a change, don't over estimate the impact of threatening or incentivising the people who need to change – they may already be too apathetic. Instead expect to need to show them multiple times:
- That the proposed change is possible. You need to demonstrate it to them (for example if it relates to Continuous Delivery something like the DevOps Platform may help make things real).
- That their opinions count and they have an important voice.
How is Learned Helplessness harming your organisation and to what extent are you suffering?


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The first thing that comes to mind is that SQL Server 2005 can't use the statistics from SQL Server 2000 so it is not going to make the best decisions when it comes to selecting the execution plan to use.
Can you post the execution plans from both your dev server and production server?
I'd start by updating the stats of the tables on the dev server.
This is one of the reasons that it is recommended that you use the same version for your dev and production systems.
Register Hereor login if you are already a member


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About Bibliohead Bookstore
Founded in 2004, Bibliohead Bookstore is a gem of a small store in the heart of San Francisco. Helpful and friendly, we carry an eclectic assortment from select bestsellers to rare, oddball and hard to find.
We buy books for trade and cash. We're especially looking for super current and classic literature, and books on all the arts from painting to dance and poetry.
Please call ahead if you want to bring books in for sale: (415) 621-6772.
Our Hours:
- Mon-Sat 11-9
- Sun 12-8
Don't forget to like us on Facebook and visit our News section for updates!
Special areas of interest include:
Music and Dance, especially classical and opera-we're right down by the San Francisco Symphony, Opera and Ballet, and the new home of the Conservatory of Music. Western and Eastern Philosophy, Old Metaphysics, Occult and Magic.
Come visit. You'll be glad you did.


text: To be honest, I wasn't all that impressed with the arts and crafts this year. Amongst the paintings and photographs there was nothing truly memorable, and thematically I thought the works could have come from any time in history, as opposed to a time of one of the worst droughts in recorded history. In cake decoration, this year, I noticed a trend towards floral imitation. In the District Exhibits, there was nothing spectacular, although I agreed with the "People's Choose" decision of Northern NSW, as I thought the moving butterfly was very good. I thought the fruit cakes were quite good this year, with hundreds on display. Possibly the biggest fruit cake display I can recall in the many years I've been going to the show.


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Airtight. Waterproof. Lasts for Years.
Stop Small Leaks From Becoming Big Problems.
A leak can start just about anywhere around your home – gutters, windows, shingles, pipes. Left untreated, a small leak can become a big, costly repair. But Home Armor® Flexible Sealer works on multiple surfaces to prevent costly repairs. It applies in seconds and guarantees a long-lasting, watertight seal. And, Home Armor® outperforms the competition by holding up under extreme weather to help you seal your home season after season.
Rubberized sealant for multiple surfaces that guarantees a water tight, long-lasting seal and holds up under extreme hot and cold weather.


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Protect Your Property From Costly Water Damage
Unless you live near a creek, river, or lake, you probably haven't considered purchasing flood insurance for your home or business. Sometimes it just rains it Texas for days or we have a hurricane come in and sit like Harvey did in 2017 causing historic rain. Many people are finding out the hard way that they should have had flood insurance.
It happens more often than you think. If your home or business is located in what is called a "100-year floodplain," for instance, you have a one in four chance of flood during the life of a 30 year mortgage. That is great odds than having damage from a fire! So why leave yourself open to the risk of a flood with no insurance?
Some common misconceptions about floods and flood insurance cause people to make decisions that could dramatically change their lifestyle if a flood was to hit their house or business.
- I am protected by my property insurance. Normal homeowners and business owner's insurance policies exclude flooding.
- Fire is my number one fear and I don't think my property will ever flood. That thought process is understandable but the number one cause of natural disasters in the USA is flooding!
- A little water couldn't result in that much damage. Think again and see the below chart!
It doesn't take a foot of water to ruin property and goods. Consider a 1,000-square foot house and the damage that could result from one inch of water:
- Cleaning $850
- Doors, Base Trim & Windows $450
- Electrical & Plumbing $150
- Finished Floor-Wood-Carpet $7,900
- Kitchen & Bath Cabinets $50
- Appliances $70
- Repairs to A/C & Heat $150
- Bedroom Furniture $150
- Dining Room Table & Chairs $100
- Kitchenware & Food $50
- Living Room Furniture $250
- Computer Accessories $40
- Washer/Dryer $70
- Accent Furniture & Accessories $70
- Loss of Personal Items $250
Total Losses $10,600
So think about your property? See how quickly items add up! Why leave yourself vulnerable to a flood destroying everything you have worked hard for? Call Marshall Young Insurance today and let us talk to you about flood insurance.
We offer both Private Flood Insurance and flood insurance offered and back by the Federal Emergency Management Agency (FEEMA), which administers the government's flood insurance program.
Don't wait until the weatherman is forecasting a storm as most flood insurance has a 30 day waiting period after the purchase of the policy for it to take effect.


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Create an Account - Increase your productivity, customize your experience, and engage in information you care about.
Show All Answers
If you are interested in our No cost Spay/Neuter program for cats, you must be a Williamson County resident, and be in a certain income bracket. If you are interested in our Cat S/N program, please call us at 615-790-5590 to see if you qualify.
If you need to surrender an animal (it is your pet, or you have had the animal for 30 days), you must live in Williamson County. Please bring a form of ID, and a document with your current address if your ID is not up to date. If you have any medical records on the pet, please bring them with you.
If you found a stray animal, the animal must have been found in Williamson County.
If your animal was found as a stray and you are coming to claim the animal, please bring proof of ownership. This can include a rabies certificate or medical records.
If you are interested in learning more about the Pet Pantry, please contact Friends of Williamson County Animal Center
Every cat that is available for adoption has been tested for FIV (Feline AIDS) and FELV (Feline Leukemia), given a microchip and a rabies shot. They have also received FVRCP (protecting against feline viral rhinotracheitis, calicivirus, and panleukopenia), dewormer, and flea control. If you are adopting an intact kitten, we ask that you pay a refundable, $50 deposit, and that you bring the kitten back to WCAC to get spayed or neutered
If the animal is on medication at the time of adoption, the rest of the prescribed dose will be given to the adopter. After the remainder medication is given, we suggest you take the pet to your vet for a checkup.
Once the adopted animal has left the building, all medical care must be provided at the adopter's veterinarian. The front desk staff will provide all medical records at the time of adoption.
During high kitten season in the spring and summer, it's not unusual to discover a nest of unattended kittens or a single kitten seemingly abandoned by the mother. You want to help, right? Before jumping to the rescue, consider these recommendations.


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Sign Language Interpretation: Crazy
st0rmfx is back!!! He produced another ASL music video of "Crazy" by Gnarls Barkley. His make-up work also was amazing! Hope you enjoy watching and rocking it!
By Gnarls Barkley
I remember when, I remember
I remember when I lost my mind
There was something so pleasant about that place.
Even your emotions had an echo in so much space
And when you're out there without care
Yeah, I was out of touch
But it wasn't because I didn't know enough
I just knew too much
Does that make me crazy?
Does that make me crazy?
Does that make me crazy?
I know that you are
Having the time of your life
But think twice
That's my only advice
Come on now, who do you
Who do you, who do you, who do you think you are?
Ha ha ha bless your soul
You really think you're in control?
Well, I think you're crazy
I think you're crazy
I think you're crazy
Just like me
My heroes had the heart
To lose their lives out on a limb
And all I remember
Is thinking, I want to be like them
Ever since I was little
Ever since I was little it looked like fun
And it's no coincidence I've come
And I can die when I'm done
Maybe I'm crazy
Maybe you're crazy
Maybe we're crazy
Source: YouTube – st0rmfx


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Steve Wozniak, co-founder of Apple, which now has only very limited contact with the company, believes Apple is lagging slightly behind in its smartphone functions, allowing competitors to narrow differences. These statements have been made to the German newspaper Wirtschafts Woche while attending the Business Week Best Brand Awards.
Steve Wozniak believes that the iPhone is falling behind in terms of features
Everyone knows that Steve Wozniak has not mince words and does not hesitate at all when talking about his former company and products that launches. Here's what he said in the interview with German newspaper commented:
"I am proud that we have so many loyal fans. But this loyalty is not free, the need for the best products is always present. We are now, in my opinion, behind, in terms of features, in the business of smartphones. Others are much improved. Samsung is a great competitor precisely because it is currently making great products. "
As you can see, the context to drop the bomb, however, was "I'm proud of Apple and its products." Wozniak also used the interview to explain why the name Apple: "Apple got the name inspiration from the saying" an apple a day keeps the doctor away (an apple a day keeps the doctor away) "because we wanted to eliminate fear computers ".
Although it could get any Apple product before its official launch, Wozniak also explained why always queuing launch day Apple stores to buy the new products:
"The launch of a new product from Apple, for me, is like a great concert, it is important and absolutely necessary to attend in person. It's history. Sure, I could buy it online or call the store manager to give me the back door, but it would not have the experience you have any customer. But one thing is certain, if Apple makes lousy products will be the first not to attend the launch. "
Another wake-up call for Apple. Clearly, as noted above, the co-founder of the world's largest company is not shy about discussing Apple launches products, so do not completely rule out that we can see him opening up alternatives.
Share this article with your friends on Facebook, Google and Twitter with the buttons you'll find at the beginning of it. Thank you!
Track | iPhoneinCanada
iPadizate , best blog on the Apple iPad.


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Advanced Radon Systems came to us in Nov of 2016 with a new website and new ownership. This came with a new address, and phone number with only the business name intact, creating clear NAP issues for local placement. With poor keyword placement in both local stack and organic our task was to bring them top fold in search and on local stack maps for some competitive terms in Colorado revolving around radon mitigation.
Issues prior to Infront Webworks:
Overall Implementation:
Through the period that we began and up until now we have brought many competitive keywords to the first page and many to the #1 positions in both local and organic.
Organic traffic has improved month over month. Comparing the first quarter when we started to its equivalent organic visits have increased a total of 132.99%
Still a client today, advanced radon has gone from nothing to the top provider of Radon Services in Colorado Springs. They are currently in our Fully Managed SEO package focusing on month over month growth and capitalizing on long tail keywords now that the main keywords such as "radon mitigation" have reached #1 positions.
Ready to get started?
Want to start your own project? It is easy to get the ball rolling. Either request a quote with our simple online form or call us at (719) 577-4404. Easy as that!
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A range of solutions
Have an existing site that needs updating, or you are starting from scratch? Do you have a difficult problem that needs solved? We have 24 years in the biz. We can handle it!
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This inaugural Triathlon Together event is a short distance triathlon race presented by 4 time Olympian Simon Whitfield and 3433 Sport Performance Centre. This is a partnership event with WTS Edmonton and Toronto Triathlon Festival who will be running Triathlon Together events in 2019, in the lead up to the 2020 WTS Grand Final Triathlon Together is open to participants of all abilities to enjoy the moment with their friends and family. Moving away from the traditional approach of triathlon being a solo sport, this event brings people together, to share the experience, and to create opportunities to meet and forge new relationships, together.
This is an event for people to take part or race and/or, for those experienced triathletes, mentor newcomers to the sport. A perfect opportunity for you to invite a friend or to take part with your kids. There is no specialized equipment required, just a swim suit and goggles, a t-shirt and a pair of trainers! We are getting back to the roots of our sport.
This short race is perfect for anyone:
- The swim is 6 laps of our 25m competition pool
- The bike is on our stationary bikes
- The run is just 5 laps of the 200 metre indoor track
Entry Fees
Individual - $31
Duo - $36
Squad - $41
This is not a relay event, rather an event where you take part or race together.
- Start time: 8:00am
- Sign up as a single and we will pair you with another single or a duo
- With pool swims – duos/squads will get their own lane
- Duos and Squads will get their own lane to themselves. We will avoid the usual melee of a standard pool triathlon
- Duos/squads will exit the pool together
- They will move to bikes together
- They will start the bike together on stationary or moving bikes
- They will finish the bike together
- They will go to Track together and start the run together
- They will run together
- They will cross the finish line together
- Duos/Squads may elect to do the event two, three or more times depending on their availability, and at the race director's discretion
If you are planning on attending both the 10 Mile Tri and Triathlon Together, below is a timeline of the events.
To come...


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After years of studying hard, scribbling revision notes and late-night swotting, exams results day is nearly here.
Nick Davy from the Association of Colleges is on hand to help, offering students his top tips on how to handle A Level exam results day and the important decisions that follow:
•Confirm your place: Once you've received those all-important results in UCAS Track, make sure you contact the college or university to confirm your place.
•Seek out advice: If you haven't quite got the grades you wanted, don't panic! There will be more places on offer this year. Talk to your local college and ask for advice about all the options out there or get into the clearing system. You may be able to re-sit exams or find a different university or course which is suitable for you.
•Be clear about clearing: Even if you've got the grades you want, you can still go through clearing to go to a different university or college. If you're going through clearing, make sure you have everything you need – namely, a telephone, a clearing guide (use the UCAS website or there will be one in most newspapers) and a notebook and pen. You'll need them for calling universities and colleges to find out what is on offer depending on your grades. If you have grades above your firm offer you can use UCAS Adjustment to trade up to another course/university-college.
•Consider all the options: If you've changed your mind about taking the route to university, investigate your local college. They offer technical and professional qualifications at a range of levels such as BTECs, NVQs, City and Guilds and also Foundation Degrees or Higher National Diplomas, for example. These qualifications often include working directly with employers on placements so it is an excellent experience.
•Research apprenticeships: If you're looking for a higher education opportunity but without the university tuition fees, it may be possible to find a Higher Apprenticeship. This is a great way to study for a degree level qualification whilst working in a real workplace environment. Many local and national companies now offer apprenticeships. Colleges can help you find the right one for you and you can search for apprenticeships at www.gov.uk/apply-apprenticeship
•And finally, don't get disheartened. Whether you have received the grades you wanted or not, there is something out there that is right for you and will help to get you on your chosen career path. Don't panic, look at all your options, do your research and get advice from reliable sources such as careers advisers. There's also the option of taking a gap year and maybe getting some work experience before going on to further study
Nick Davy is Higher Education Policy Manager at the Association of Colleges (AoC) which is the membership organisation for colleges in England.
He concludes, "This may seem like a really scary time as you are moving on to something new and unfamiliar. Think carefully about what you want to do, stay calm and make sure you have access to information about all the options available to you, you'll be able to make the best decision for your future."
Further education colleges provide high-quality technical and professional education and training for young people, adults and employers. They provide over three million students with valuable employability skills, helping to develop their career opportunities and strengthen the local, regional and national economy.
Colleges are inspirational places to learn because education and training is delivered by expert teaching staff in industry-standard facilities. From basic skills to postgraduate degrees, colleges offer first rate academic and vocational teaching, in a range of professions including business and finance, engineering, hospitality, IT, construction and the creative arts.
Find out more at www.aoc.co.uk


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NEW YORK (MarketWatch) -- BioDelivery Sciences International Inc. BDSI, -0.93% said Friday it priced a public offering of 4.4 million common shares at $2 each, for gross proceeds of $8.8 million. The underwriters, led by Ferris Baker Watts, Maxim Group LLC and GunnAllen Financial, have been granted an option to purchase an additional 660,000 shares to cover over-allotments. BioDelivery, Morrisville, N.C., licenses and patents drug-delivery technologies.
BioDelivery prices 4.4 million shares at $2 each
Quote References
-0.06 -0.93%


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If you managed to sleep through last night's thunder, you might have been surprised to wake up to a drenched, wind-beaten Austin. Wind gusts from last night's storms clocked in at 60-70 mph, had Williamson County on tornado watch and caused property damage throughout the area. Additionally, it derailed a train in Thrall.
PHOTOS: Storms cause damage across Central Texas
Here's a look at some of the damage in Austin and the surrounding area after last night's storms:
Keep up with weather developments as they happen here.


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Press Release
Author 'Passing the Bone' at FOX 26 Morning News
Heather Patterson: Cultivating Citizens, Houston Family Magazine
Election From the First Dog's Eye View, Denton Record-Chronicle
Debut Children's Author Shares Story of Presidential Dog, Argyle Living
Writing a Book and Learning the Political Process Addressed in Miss Patterson's Lower School Assembly, Liberty Christian School
Community Book Signing for Liberty Teacher and New Author, Heather Patterson, Liberty Christian School
Meet the Author, Fort Worth Star Telegram
In the Schools, Denton Record Chronicle
Blog Tour: Passing the Bone: America's Next POTUS by Heather Patterson, The Pen and Muse
Who let the POTUS out? Woof! Woof! A children's look at the presidency…, Satisfaction for Insatiable Readers
Pups of the United States, A "Neutrally Charged" Book, Maggie's Kinder Corner
Book Review: Passing the Bone, Polka Dot Kinders
Passing The Bone: America's Next POTUS, Book Room Reviews
Passing the Bone Review, The Kindergarten Connection
Passing the Bone: America's Next POTUS, Grumpy Dumpling
Passing the Bone, Unconventional Librarian
There are sundry remedies for numerous diseases. Varied drugs are used to treat Campylobacter infection. Let's talk about various medications exists. If you're concerned about sexual disease, you perhaps know about sildenafil 20 mg and sildenafil generic. Our article focuses on the evaluation of erectile dysfunction and sildenafil citrate 100mg. Matters, like undefined, are united various types of heartiness problems. Medications, fairly, is going to change your breath. Though sex is not vital for good soundness, it's distinctly important for anyone. Unfortunately nearly all over-the-counter medicines have some kind of dangerous aftereffects, from headache to death. Get medical help if you have any kind of an allergic reaction to the preparation. Talk to your doc to see if it's healthy to make the switch.


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Luana of course is dj ing for our halloween milonga.29th October
We start at 9 pm till 12.30 am more or less.
stuffed pumpkin available if you get hungry.
Just for fun if you wish wear a set of ears of some sort and a tail.
Milonga fee is 4 euros please to be settled at the bar
Nathalie's tango scene
Your contact is Nathalie: firstname.lastname@example.com | 79287755
Venue: Numero Dos, 2 Triq il-Mastrudaxxa,Qasam Industrijali, MOSTA
If interested please contact Nathalie on 79287755 Nathalie @tangomalta.org-
MONDAYS: 7.00pm Principiantes. 9pm Intermedios/Avanzados (with partner)
TUESDAYS: 7.00pm 5 Rythmes by Claudia Borg
THURSDAYS: 6.30pm Meditation Yoga and Sound healing by Amanda Tonna
SATURDAYS: 9pm MILONGA at Numero Dos
OTHER DAYS: Nathalie is available by appointment for individual or small group private lessons of all levels, and for wedding dance preparation. Write to email@example.com or phone her on 79287755
Oct 27, 2016
Milonga 29th October
Posted by Argentine Tango with Nathalie at 9:01 AM
Subscribe to: Post Comments (Atom)


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Luke Glover (Clemson) from Greenville, SC survived the weather and Bethpage Black to win the U.S. Open. Glover joined the PGA Tour in 2001 and earned his degree in communications from Clemson in 2005.
Getting only the second victory of his PGA Tour career, Glover finished a final round of 3-over 73 Monday afternoon to win by two strokes over Phil Mickelson (Arizona State), David Duval (Georgia Tech) and Ricky Barnes (Arizona).
Glover took the outright lead with his lone birdie of the day at the par-4 16th and held on, taking home $1.35 million for the victory. He was 4 under for the championship.
Defending champion Tiger Woods (Stanford) finished even par and in a tie for sixth, four shots behind Glover.


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These recommendations are taken from the FS2002 "ATC Handbook", page 10 and apply equally well to FS2004.
It's Cyber Monday and many of the Thanksgiving and Black Friday sales continue, though in some cases not for long! Many of the publishers at the FlightSim.Com Store are offering sales, with discounts ranging from 20% to 60% off regular prices. Don't delay if there's something you've been looking to add to your hangar; just beware, many of the sales end today.
During November Navigraph is conducting its annual FlightSim Community Survey together with several major add-on developers and organizations within the flight simulator community. The survey, the largest of its kind, aims to gauge the prevailing flight simulation trends and users' requests for future development. We hope you will take part. Last year over 15,000 flightsimmers completed the survey.
Flight simulation and aviation are filled with specialized language and abbreviations that are confusing to the beginner and hard to keep up with even for the more advanced sim pilot. In this article Paul Mort helps to clear up the confusion by offering definitions of a wide range of sim and flight lingo. Take a look and see how much you know. Confused by a term that's not included? Leave a comment with your questions.
Announcing FSWeekend 2019, coming this weekend. Since 1998 flight simulator enthusiasts and cockpit builders have been coming to the Aviodrome at Lelystad Airport to show visitors and each other what is possible with flightsim programs. Dozens of exhibitors will enhance participants into the fascinating world of flying behind your computer. There will be a wide variety of cockpits available for people to fly.
Virtavia offers over 190 different aircraft add-on packages, mostly for FSX, FSX: Steam Edition and Prepar3D but even some for FS2004 and X-Plane. If you like military aircraft old or new or helicopters the Virtavia range likely includes something for you. You'll also find other planes including GA.
Announcing the Halloween Sale on now at the FlightSim.Com Store. During the week of Halloween many publishers are offering special prices of up to 50% off. This is a great chance to fill up your flight simulator hangar as over 400 products are now on sale.
Once again this year, Michael Hayward was our reporter on the scene at Flight Sim Show 2019, held last weekend at the Royal Air Force Museum Cosford. This year the show was expanded to two full days and had great attendance including 35 companies with stands and many presentations.
Airport Enviroment from Vielcon Designs is an improvement package that replaces textures, sounds and default effects. It can completely modernize default airports around the world. Small, medium and large airports come alive in FS2004, FSX and P3D (all versions). Optimization and quality of textures, sounds and effects guarantee a more realistic level of immersion.
For the seventh year Just Flight will be sponsoring a show for flightsimmers at the Royal Air Force Museum Cosford in October. Flight Sim 2019 this year has been expanded to two days, giving visitors more time to meet the exhibitors, enjoy presentations and tour the museum. The presentation schedule for the show has just been revealed, with two days packed with interesting topics.
Virtualcol makes some of the most popular flight simulator planes by choosing to offer airplanes with friendly frame rates at a low cost. In this interview Jose J. Gonzalez tells the story of Virtualcol, from its founding in 2003 making scenery, to the changes in ownership and change to aircraft creation. Learn more in our interview about this popular group and the airplanes they make for us.
New at the FlightSim.Com Store is version 6 of UltimateDefrag. UltimateDefrag6 is the only defragmentation and hard drive optimizer designed to give high end simulations, games and applications the performance you are looking for. Disk load time can affect your sim frame rates, so having a properly defragged disk is important for performance.
For the seventh year Just Flight will be sponsoring a show for flghtsimmers at the Royal Air Force Museum Cosford in October. Flight Sim 2019 this year has been expanded to two days, giving visitors more time to meet the exhibitors, enjoy presentations and tour the museum.
Enhanced textures, sounds and effects now come to FS2004 from VIELCON DESIGNS with the release of REALISTIC ENVIRONMENT. Exclusively designed for FS2004, the package offers realistic sky textures, realist sun texture with brightness that varies through the day, realistic moon, realistic sea and ocean water, realistic high resolution grass plus effects like rain, thunder, contrails, smoke and more.
FSExpo 2020 dates and location have been announced. The annual flight simulation conference will be returning to Las Vegas for its third event and will be held from June 12 to 14, 2020 at the Tropicana Las Vegas. The show will run both days of the weekend and in addition on Friday there will be a series of seminars called Captains' Corner.
We regret to report the passing of well known scenery designer John B. Loney Jr.. While his favorite role was "grandpa", he rewarded us with hundreds of freeware scenery add-ons for FS2004 and FSX, favoring small airports that need the most dressing up.


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Defining Hypnotherapy Terms
Hypnotherapy can include some confusing jargon. Here we offer you some definitions to demystify hypnotherapy words and phrases and help you get to grips with understanding what it's all about.
Conscious and Unconscious. These terms describe aspects of your mind. Think of the range of states your mind experiences as a spectrum. At the right extreme of the spectrum is the super-alert states you're in when you're frightened or excited. At the left end of the spectrum of mind states is deep sleep.
Direct and indirect suggestions. A direct (or authoritarian) suggestion gives an explicit instruction to do something such as 'Stop smoking now'. It acts as a form of reprogramming. An indirect (or permissive) suggestion allows your unconscious mind to explore a variety of possibilities before coming up with a response. For example, 'I wonder how soon it will be before you stop smoking and start to enjoy a healthy lifestyle?' Indirect suggestions allow your unconscious mind to make change in a way that fully suits you.
Hypnosis. Hypnosis is a technique. The word hypnosis comes from hypnos, the Greek word for sleep. People used to think that hypnosis was the same as sleep, but it isn't. Hypnosis is a deeply relaxed state where your mind can help you to focus extremely well on any task that either you or your hypnotherapist suggests to help you.
Hypnotherapy. Hypnosis used for therapeutic purposes becomes hypnotherapy. Many different hypnotherapy techniques and applications exist. Hypnotherapy is a way of solving personal problems through reaching a deeply relaxed state of mind called trance.
Trance. Trance is a state of mind that involves a selective focus of attention. You are in trance-like states naturally several times throughout the day, such as when you are fully involved in reading a book. Trance-like states are often associated with states of relaxation. Hypnotherapy uses the trance state to access the powerful forces of your own subconscious to make the changes you want.
Post-hypnotic suggestion. This is a suggestion given in trance, for you to make something happen when you are not in trance. Your mind is reprogrammed to respond in a healthier way to something.


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January 18, 2014
There's No Simple Solution for Economic Mobility (Ronald Brownstein, January 17, 2014, National Journal)
The more researchers learn about what it takes to build an effective ladder of opportunity, the more the answer looks like, well, a ladder.In other words, research tells us that no single crossroads determines whether young people born in modest circumstances can advance to a better life than their parents. [...]As the Brookings Institution's Richard Reeves and Kerry Searle Grannis noted in a perceptive paper this week, a child raised in the bottom fifth of the income distribution now is almost six times as likely to remain there as to reach the top fifth.The big insight from Reeves and Grannis is that reversing these trends requires more than "a one-shot policy." Their summary of the research finds that kids from low-income families are much less likely than those with more-affluent parents to receive effective parenting in early childhood; to start school ready to learn; to be equipped for postsecondary education; and to get a strong start in the labor market or when forming a family. Closing these gaps requires smart, sustained engagement, because evidence shows that the positive effects of even the best interventions at one level (such as good Head Start programs) "wear off over time unless there are additional, reinforcing interventions at the next life stage."That means there's no silver bullet to close the opportunity gap. Even expanded early-childhood education--where most experts would place the most chips--can't guarantee later success.
Actually, we know exactly how to make the "poor" even wealthier than they currently are in America. But, since such solutions will be universal, everyone else will grow wealthier as well.
Initiatives to Promote Savings From Childhood Catching On (Amy Goldstein, 8/20/05, Washington Post)
[P]resident Bush's first Treasury secretary, Paul H. O'Neill, has been giving speeches around the country, promoting an even bolder plan he has devised for children's accounts that he says would guarantee every American at least $1 million by age 65, eventually eliminating the need for Social Security.
Fostering savings from childhood is, in a sense, a spillover from the debate over whether to establish private investment accounts in Social Security, the nation's fragile retirement system. But unlike the partisan rancor that runs through the Social Security debate, children's accounts are gaining proponents across the ideological spectrum. Conservative Republicans construe them as a form of the market-oriented "ownership society" that Bush touts. Liberal Democrats view them as an extension of the Great Society of the 1960s that created government programs to lift people from poverty.
"It's a simple kind of merging of the stereotypes of the parties," said Rep. Harold E. Ford Jr. (D-Tenn.), sponsor of a bill that would create KIDS Accounts. "You give to people; you put some responsibility on people to save, as well."
Posted by Orrin Judd at January 18, 2014 8:42 AM


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- calories
- 233.8
- protein
- 18g
- fat
- 3.1g
456 Slow Cooked Beef in a Tomato & Paprika Sauce
Tender slow cooked beef in a rich tomato & paprika sauce served with roasted potatoes and garden fresh vegetables.
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The meals are a quick and convenient lunch option when you're on the run or they can be used as a healthier afternoon snack for the bigger kids when they get home from school.
Tender slow cooked beef in a rich tomato & paprika sauce served with roasted potatoes and garden fresh vegetables.
Al dente cheese filled pillows of pasta in a traditional Napoli sauce, finished with a sprinkle of cheese. *Salad pictured is a serving suggestion only.
Tender pieces of beef slowly cooked in a creamy, coconut style curry served with a mix of brown rice and red quinoa, pumpkin and zucchini.
Al dente macaroni pasta and tuna in a cheesy white sauce with a golden baked top.
Tender chicken breast served with roasted potato and sweet potato, peas, carrots and our signature gravy.
Tender chicken pieces in a Mediterranean style creamy sauce served with mixed vegetable risoni.
Pulled lamb in a tomato based sauce topped with cheese and served with seasonal vegetables.
Pulled BBQ beef with penne pasta, mushrooms, capsicum and olives topped with a cheesy white sauce.
Tender slices of beef in a creamy peanut sauce with cauliflower, zucchini, capsicum and bamboo shoots served with brown rice and quinoa.
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Matt C.
Well-known member
Before I begin, I'm fully aware that this is a server issue and not a XenForo issue. However, I've tried everything by searching the Xenforo forums, google, etc and nothing seems to work. Hopefully someone can help me out.
Whenever I try to install addons I always get this error part way through.
You should know that my server is from DigitalOcean, so I manage it myself. I am running PHP 7.0.18 with MySQL 5.0.12-dev. Here is everything I've tried, with no success.
I've added these to /etc/mysql/my.cnf:
I've also tried adding these to php.ini:
That's what I've tried. If someone could help me out, that would be fantastic. Thank you!
Edit: Yes, I've restarted the MySQL server.
Whenever I try to install addons I always get this error part way through.
An exception occurred: Mysqli prepare error: MySQL server has gone away in /var/www/html/library/Zend/Db/Statement/Mysqli.php on line 77
Zend_Db_Statement_Mysqli->_prepare() in Zend/Db/Statement.php at line 115
Zend_Db_Statement->__construct() in Zend/Db/Adapter/Mysqli.php at line 381
Zend_Db_Adapter_Mysqli->prepare() in Zend/Db/Adapter/Abstract.php at line 478
Zend_Db_Adapter_Abstract->query() in XenForo/Model.php at line 219
XenForo_Model->fetchAllKeyed() in XenForo/Model/RoutePrefix.php at line 41
XenForo_Model_RoutePrefix->getPrefixesByRouteType() in XenForo/Model/RoutePrefix.php at line 54
XenForo_Model_RoutePrefix->getPrefixesForRouteCache() in XenForo/Link.php at line 487
XenForo_Link::_loadHandlerInfoForGroup() in XenForo/Link.php at line 404
XenForo_Link::_getPrefixHandler() in XenForo/Link.php at line 370
XenForo_Link::_buildLink() in XenForo/Link.php at line 97
XenForo_Link::buildPublicLink() in XenForo/Dependencies/Admin.php at line 197
XenForo_Dependencies_Admin->getEffectiveContainerParams() in XenForo/FrontController.php at line 637
XenForo_FrontController->renderView() in XenForo/FrontController.php at line 158
XenForo_FrontController->run() in /var/www/html/admin.php at line 13
I've added these to /etc/mysql/my.cnf:
wait_timeout = 28800
interactive_timeout = 28800
max_allowed_packet = 256M
mysql.connect_timeout = 300
default_socket_timeout = 300
Edit: Yes, I've restarted the MySQL server.
Last edited:


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By Jeffery Thomas, Associate Dean for Academic Affairs and Professor of Law at the University of Missouri - Kansas City
Having recently finished my annual update to the three-volume treatise Uninsured and Underinsured Motorist Insurance, I am a struck once again by how "wacky" this area of law is. Most might call it arcane, technical, or even "esoteric" (I like that description; makes me sound smarter). The reality is that it is a consumer protection system that has basically run amok.
Of course, the problem of uninsured and underinsured motorists is very real, and I don't mean in any way to demean the importance of protecting and compensating victims of traffic accidents. The truth is that a significant percentage of drivers do not have liability insurance. According to the Insurance Research Counsel's most recent study on the subject, 13.8 percent of drivers in the U.S. were uninsured in 2009. Keep in mind that this is the national average. In some states, the percentage is much higher. In Mississippi, which has the highest rate of uninsured motorists, 28% do not have insurance. The largest state with high numbers is Florida, where 24% of motorists are uninsured. Other states have rates well below the average. The lowest rate of uninsured drivers is in Massachusetts and Maine, where only 4.5% of drivers do not have insurance. The largest state with a low percentage is New York, where only 5% of drivers are not insured. See IRC, News Release, Recession Marked by Bump in Uninsured Motorists (April 21, 2011) (available at http://www.ircweb.org/News/IRCUM2011_042111.pdf, last visited June 14, 2011).
Unfortunately, we don't really have statistics on how many drivers are underinsured because the definition of being underinsured is dependent upon context. If the person who is legally responsible for your injuries does not have enough insurance (and the base line for what constitutes "enough" changes depending on the state and factual context), then that person is underinsured.
When a person is injured by a driver who is not insured or who is underinsured, the injured person finds it difficult to receive full compensation for his or her injuries. With 33,808 fatalities and 2.2 million injuries in 2009 [1], the absence of insurance leaves hundreds of thousands without full compensation. In reality, even with uninsured and underinsured motorist laws, tens of thousands, perhaps even hundreds of thousands, are not fully compensated because someone has opted out of the coverage, or even when the coverage applies, the damages are so catastrophic that compensation is still incomplete.
So you may ask, how has the system run amok? In an effort to balance individual autonomy and the need to compensate accident victims, the UM/UIM system requires that the coverage be offered, but in most states it is not required. But that raises the question of what kind of offer "counts" or is sufficient? Statutes, regulations, and cases have all provided partial answers to this question, and the result is a maze of confusing and conflicting legal authority. Each year when I update the treatise, dozens of new cases address this one question. It is typically the topic for which I have the largest number of new cases. Unfortunately, additional cases tend to simply add confusion and complexity. Let me give a couple of brief illustrations:
One issue that has arisen in this area is whether an insured needs to be offered UM/UIM coverage when he or she renews their policy. On one hand, the renewal is a continuation of the old coverage, so one could presume that the same coverages should apply. On the other hand, if you want to ensure protection of consumers, you might want to encourage insurers to offer UM/UIM coverage at every reasonable opportunity. The cases, not too surprisingly, are split. In a recent Florida Court of Appeals case, the court held that the applicable statute required only that the coverage be offered annually, not necessarily at renewal. See Wolf v. Progressive Am. Ins. Co., 34 So. 3d 81 (Fla. Ct. App. 2010). On the other hand, the South Carolina Court of Appeals held that the mandatory offer requirement only applies to "new applicants," so that once the UM/UIM coverage has been rejected, a second offer and rejection is not necessary. See Government Emps. Ins. Co. v. Draine, 698 S.E.2d 866 (S.C. Ct. App. 2010).
Another example turns on whether an agent can reject the UM/UIM coverage on behalf of another. Although agency law would presume that one with authority can make the rejection, the concern about compensation of victims results in a more stringent examination of the role of the agent. On one hand, where an employer signed a rejection form the Louisiana Court of Appeals held the form was invalid because the amount of UM/UIM coverage has been filled-in by the insurance agent. See Ware v. Gemini Ins. Co., 52 So. 3d 179 (La. Ct. App. 2010). On the other hand, the Eighth Circuit (applying Kansas law), held that a municipal government's risk manager was an "implied agent" of the insured and that his rejection was enforceable. See Fincher v. St. Paul Fire & Marine Ins. Co.¸ 595 F.2d 820 (8th Cir. 2010).
The third example is the most technical: is the rejection invalid without the policy number? A Federal District Court in West Virginia held that it was valid so long as it showed that the insured had knowingly and intelligently rejected the coverage. See Webb v. Shaffer, 694 F. Supp. 2d 497 (S.D. W.Va. 2010). On the other hand, in Louisiana, one of the states the generates the most case law on this topic, the Louisiana Supreme Court held some years ago that the failure to include the policy number, as required by the approved rejection form, made the rejection of coverage invalid. See Duncan v. U.S.A.A. Ins. Co., 950 So. 2d 544 (La. 2006).
These are just a few examples. The treatise has hundreds of citations on this topic. But what makes matters even worse is that this mandatory disclosure approach is now being applied to another even more complicated area of UM/UIM law: stacking. A claimant will seek to "stack" more than one policy in order to create additional layers of coverage. So, for example, a husband and wife each have an insured vehicle with UM/UIM coverage. Both are insured under both policies. Should one of them be injured by an uninsured motorist, that person may seek to "stack" the two policies to double the amount of UM coverage. This has been a hotly contested practice, leading to legislation, dozens of cases deciding whether policies can or cannot be stacked, the introduction of so-called anti-stacking language in statutes and policies, followed by judicial decisions on whether the anti-stacking language is enforceable. In the most recent development in this area, some states now require that anti-stacking language be disclosed to the insured, which will lead to a whole new body of mandatory disclosure law. The Florida Supreme Court recently ruled that insurers had a heightened duty of disclosure for anti-stacking language. The court held that the statutory provision which requires insurers to "inform the named insured, applicant, or lessee, on a form approved by the office, of the limitations imposed under this subsection and that such coverage is an alternative to coverage without such limitations," Fla. Stat. § 627.727(9), applied to anti-stacking language. Thus, unless the insured disclosed the anti-stacking language on a form approved by the insurance commissioner and in a way that disclosed alternatives to the anti-stacking language, the anti-stacking provision was invalid. See Rando v. Gov't Employees Ins. Co., 39 So.3d 244 (Fla. 2010).
So where does this leave us? We are left in the "wonderland" of UM/UIM law, where creative and diligent lawyers can find all kinds of interesting arguments to support their clients. There are lots of tools to consider. While this is good for lawyers, and in some cases is good for clients, as a matter of public policy it undermines the predictability of the law and it drives up the cost of dispute resolution. The transaction costs associated with UM/UIM claims are high and not terribly beneficial.
What would I do if I were the "insurance czar"? Unfortunately, I don't have a quick and easy answer. One solution, though one likely to be unpopular with many, would be to simply make UM/UIM insurance mandatory at the levels of the liability insurance. This would increase the cost of insurance to some extent, but it would allow more of the costs to go towards payment of claims rather than to the transactions costs. And it might result in a more fair distribution of UM/UIM benefits. This approach would maximize compensation, but would reduce freedom. At the other end of the spectrum, we could abandon mandatory offering. Perhaps the market is sufficiently familiar with the coverage and its benefits that people would choose to buy it anyway. This would maximize freedom, but would likely leave a substantial number of people with inadequate compensation. A third option would be to rely on other coverages to provide the needed benefits. Perhaps we should have more medical coverage in auto policies, and perhaps a type of first-party loss of wages. For underinsured motorist insurance, we could reduce the need for such insurance by raising the statutory minimum amount of required insurance. We are decades beyond the point where $25,000 (the statutory minimum in Missouri, where I teach) is enough insurance coverage for a traffic accident of any significant size.
It seems unlikely that state legislatures will have the time, energy, and motivation to try to sort all of this out. So for the time being, those involved in UM/UIM claims should spend a little extra time and effort of their own to see if the "wacky world" can offer some arguments to advance their claims.
[1] See Remarks of Ronald Medford, Deputy Administrator, NFTSA (May 5, 2011) (available at http://www.nhtsa.gov/staticfiles/administration/pdf/presentations_speeches/Medford-AASHTO_Keynote_05052011.pdf, last viewed June 15, 2011).
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My friend and colleague, Jeff Thomas, has offered an excellent perspective on this subject, and, in particular, on the jurisprudence of mandatory offer. He describes this as "a consumer protection system that has basically run amok." I agree with that description. I have some thoughts on why it has run amok.
UM/UIM insurance protects not only the consumer, it protects the plaintiffs' bar. From the standpoint of a plaintiff's lawyer, it is particularly tragic when an injured party who seeks representation has a good tort claim, but either no insurance or inadequate insurance. Not only does this mean that the injured party goes without (adequate) compensation, it also means that the lawyer has either no opportunity to earn a fee or can earn only a reduced fee based on the insurance available. Not surprisingly, it is the plaintiffs' bar that has been the lobbying force behind the rapid spread and expansion of UM/UIM insurance.
Of course, UM/UIM insurance provides no compensation (and no fee) to the extent that it has not been purchased or purchased in an amount that is inadequate to the injury that later results. So, there is lots of incentive to challenge the adequacy of the offer. In general, plaintiffs' lawyers tend to advocate the view that, given its modest cost, almost everyone would (if properly informed) take all the coverage that is offered. And once the accident has happened, everyone would do so if given the opportunity. Insurers find this unfair because the premium structure depends on sale of the insurance to a large population, only a few of whose members will suffer covered injuries. Having to sell the insurance after the injury denies them adequate revenue to pay the losses.
That would be fair if the insurer failed to comply with clear requirements governing the offer. But the jurisprudence dominantly involves courts finding requireements that were not clear at the time of the offer and, often, were truly surprising when announced. That, of course, increases the incentive for plaintiffs' bar to press creative, even far-fetched arguments, because such arguments prevail in a significant number of cases.
I suggest that one reason for this pattern of jurisprudence is that courts are (perhaps unconsciously) protecting not only consumers but also plaintiffs' lawyers. Of course, I represent insurers, so my biases run the other way. But I think an objective observer would conclude that there is a judicial thumb on the scale and that it presses harder in this area than in areas where pure consumer protection is involved.
I suggest that courts and, especially, legislatures ought to take account of the fact that UM/UIM coverage is a very inefficient method of compensating injured parties. It involves huge overhead in fees for both plaintiffs' and defense lawyers and other costs of claim adjustment. Uncertainty about offer requirements adds even more wasted expense (in terms of victim compensation). A more efficient method of compensation is no-fault insurance, which largely cuts out the lawyers. But, precisely because it cuts out the lawyers, it has fewer and less passionate lobbyists.
From a consumer standpoint, there is much to be said for rejecting UM/UIM coverage to the extent permitted by law and spending the money on good medical and disability insurance. That is the course that I follow personally.


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19 Jan Your Legal Rights if You are Injured in a Motor Vehicle Collision
In Ontario, if you're injured in a motor vehicle collision and another person is at fault, you may be entitled to sue for compensation with respect to the losses you have suffered, including:
- Loss of income
- Pain, suffering and loss of enjoyment of life
- Health care expenses
- Other losses
Can I Sue for Loss of Income Caused by a Car Accident?
If you have lost income, are unable to work or can only work in a reduced capacity as a result of the collision, you are entitled to sue for lost income. You may also be entitled to recover Income Replacement Benefits under the no-fault benefits of your own auto insurer.
There is no minimum amount of income that must be lost or any threshold that must be met to be successful in a lawsuit for lost income.
You are entitled to recover 70% of your gross income loss from seven days after the date of the car accident up to the date of trial. You are then entitled to recover 100% of the gross income loss that you will likely suffer on an ongoing basis into the future (subject only to income replacement from other sources, such as LTD benefits, etc.).
Income loss is not subject to any deductible.
Can I Sue for Pain and Suffering?
If you have suffered an injury in a car accident that is permanent and serious, you are entitled to damages for pain and suffering. The permanent and serious impairment can be either physical, mental or psychological.
The Supreme Court of Canada has ruled that the most a person can recover for pain and suffering in Canada is approximately $350,000 for the most serious injuries. This amount is then scaled down depending on the nature of the injuries sustained.
For pain and suffering awards less than $121,799, a deductible in the amount of approximately $36,000 applies. If your award exceeds $121,799, there is no deductible.
Can I sue for Health Care Expenses?
If you have suffered a permanent and serious injury caused by the motor vehicle collision, you can sue for the cost of medical care and treatment, including reimbursement for treatment you have already received as well as compensation for the estimated cost of treatment you will require in the future.
What other losses can be claimed?
You may be entitled to compensation for housekeeping and home maintenance services that you are no longer capable of doing as a result of your injuries.
Speak to one of our personal injury lawyers today to understand your rights and build a strong case in your favour.