text:
Stocks fell sharply at the opening bell Monday after a trifecta of Wall Street pain: Lehman Brothers filed for bankruptcy, Merrill Lynch was bought by Bank of America and AIG asked the Fed for short-term financing.
The Dow Jones Industrial Average cascaded from a 90-point drop at the open, when only half of the stocks were open, to a nearly 300-point decline when it fully opened. JPMorgan was the only one of the Dow 30 stocks trading higher. (Track the Dow 30 components.)
The S&P 500 fell 2.5 percent and the Nasdaq lost about 2 percent.
"This is another fine mess they've gotten us into," Art Cashin, director of floor operations for UBS, told CNBC. Risk management "was thrown out the window when profitability came through the door."
Market pros will be watching to see whether today's sell-off is capitulation or a retest of the July 15 lows, with key levels being 1200 in the S&P and 11000 in the Dow.
"The key .. is watch the bounce," Cashin said. "See what kind of shelf life it has. What kind of volume it develops. See where it rolls over. If they make a lower low, we're in deep trouble. If they hold and re-rally, it may be okay."
"This rally, if it turns and looks real, should look like a cattle stampede in an old Western movie," Cashin said. "They should be chasing price and volume quickly."
An extremely rare Sunday afternoon Wall Street trading session, held with the intention of reducing systemic risk posed by Lehman , descended into chaos, said one participant.
Organized by ISDA, the International Swaps and Derivatives Association, the session was done via a massive conference call involving dozens of firms from all over the world.
"Yelling and screaming," occurred in the session, said one participant, with many participants unaware of the rules.
Lehman Brothers shares, which are no longer traded on the NYSE but are trading, filed for bankruptcy protection late Sunday after it was unable to secure a buyer. Potential buyers, which included Barclays and Bank of America , dropped out of the bidding after the Fed wouldn't agree to backstop the deal as it did JPMorgan's fire-sale purchase of Bear Stearns.
The Lehman filing doesn't include its broker-dealer operations and other units, including Neuberger Berman. The investment bank is looking at selling its broker-dealer operations, and is still in advanced discussions with a number of potential buyers of its investment management division.
Bankruptcy represents the end of a 158-year-old company that survived world wars and the collapse of Long Term Capital Management, but could not survive the global credit crunch.
The Lehman collapse won't bring any more investment-bank bankruptcies, Dennis Gartman, founder of the Gartman Letter, told CNBC, adding that he thinks Goldman Sachs and Morgan Stanley will survive. Goldman is apparently going to be the clearing firm for Lehman specialists.
Additionally, 10 Wall Street banks have agreed to set up a collateralized borrowing facility, and committed to fund $7 billion each.
The banks are Bank of America, Barclays, Citibank, Credit Suisse, Deutsche Bank, Goldman Sachs, JP Morgan, Merrill Lynch , Morgan Stanley , and UBS .
Bank of America, which was part of talks at weekend to buy Lehman, shocked the Street with an announcement that it has agreed to buy Merrill Lynch, the world's largest retail brokerage,in an all-stock deal worth about $50 billion.
The price, which comes to about $29 per share, represents a 70 percent premium to Merrill's share price on Friday, although Merrill's shares were trading at $50 in May and above $90 at the beginning of January 2007.
Bank of America probably could've gotten a better deal, Bank of America CEO Kenneth Lewis said in a joint press conference with Merrill Lynch CEO John Thain, but it was to seize the opportunity than to wait and maybe miss out on the strategic opportunity of a lifetime. He added that there was no pressure from regulators to close a deal this weekend.
Shares of Merrill Lynch jumped 24 percent, while Bank of America plunged 15 percent.


text:
NCI Drug Dictionary
The NCI Drug Dictionary contains technical definitions and synonyms for drugs/agents used to treat patients with cancer or conditions related to cancer. Each drug entry includes links to check for clinical trials listed in NCI's List of Cancer Clinical Trials.
- flucytosine
A pyrimidine compound and a fluorinated cytosine analog exhibiting antifungal activity. After penetration into the fungal cells, flucytosine is deaminated to its active metabolite 5-fluorouracil. 5-fluorouracil replaces uracil during fungal RNA synthesis, thereby inhibiting fungal protein synthesis. In addition, fluorouracil is further metabolized to 5-fluorodeoxyuridylic acid monophosphate, which inhibits thymidylate synthetase, thereby interrupting nucleotide metabolism, DNA synthesis and ultimately protein synthesis. Check for active clinical trials using this agent. (NCI Thesaurus)
Synonym: 5-fluorocytosine US brand name: Ancobon Foreign brand name: Alcobon
Abbreviation: 5-FC Code name: Ro 2-9915
Chemical structure: 4-amino-5-fluoro-2(1H)-pyrimidinone

subset: commoncrawl


text:
BROOKLYN, N.Y. — Four Bears scored in double-digits but it was not enough to sweep the season series for the St. Joseph's College (Brooklyn) men's basketball team (7-13, 6-10 Skyline) as they dropped a close one, 76-70, to Purchase College (10-9, 9-6 Skyline) at home on Tuesday night.
How it Happened
St. Joseph's would grab an early 8-3 lead, sparked by a Sebastien Etheart (Hollis, N.Y./St. Francis Prep) three-point field goal, but Purchase would quickly play themselves back into the contest.
PC broke out with an 8-0 run after playing to three ties with the Bears in the first ten minutes of the first half. SJC would go scoreless for just around four minutes until Kavan Meiner (Staten Island, N.Y./Susan Wagner) and Dimitri Sirakis (Hollis, N.Y./St. Francis Prep) knocked down back-to-back threes. That sequence would cut the Purchase lead to 25-24 with just 4:24 left before the intermission.
Back and forth three-pointers by Sirakis and Purchase's Jorge Perdomo led to a final minute of back to back free throw shooting with both teams over the foul limits. The Panthers would end the half with a 35-30 advantage after outshooting the Bears 36.1-31.3 percent from the floor.
The Bears opened up the second half playing behind but slowly closing in on their six-point lead. The Panthers would turn on their press about three minutes into the half and the Bears would answer immediately, breaking the press as Meiner whipped a pass from the post to Etheart for a three-pointer to cut the Purchase lead to just 42-29. After a brief back-and-forth scoring exchange, Etheart would find Matt McQuillan (Staten Island, N.Y./St. Peter's) for a corner three to tie the game 44-all.
The Bears would get a stop on the other end, and come right back with a floater from just outside the paint by Sirakis to take their first lead of the half. This sequence would be the start of 26-11 run that would dominate the beginning of the second half, giving the Bears a 56-48 lead with just under 10 minutes in the half.
The Panthers would answer back with a 28-14 run behind Willie Britton's 11 points in that stretch, to finish the game. They went on to split the season series following tonight's victory.
For the Bears
- Frank Reali scored led the four Bears in double-digits with 16 points on the game.
- Sebastien Etheart recorded a double-double with 15 points and 18 boards, also adding four assists and three steals to his stat line.
- Kavan Meiner put up 14 points and grabbed four rebounds while Dimitri Sirakis added 10 points and six rebounds.
Next Up For the Bears
The Bears will find themselves in enemy territory as they travel to Kings Point, N.Y. for a road matchup with Merchant Marine in the second game of a basketball doubleheader on Thursday (Jan. 31) with live stats and video available at SJCBears.com.


text:
What information do we collect?
We collect information from you when you subscribe to our newsletter, fill out a form or comment on the site. When registering on our site, as appropriate, you may be asked to enter your name, e-mail address or website URL.
Information which is provide to use is safe and secure we use your information to send the newsletters which you subscribe, for a feed back on the latest changes happened on our website for a better user interface.
Do we use cookies?
Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information
We use cookies to understand and save your preferences for future visits and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
Online Privacy Policy Only
This online privacy policy applies only to information collected through our website and not to information collected offline.
In case of any queries you are free to contact Us via our forum here.


text:
Those words have haunted me since I was seven.
Every weekend I would mither my dad to go to Staples and bring me back some water colours, rolls of printing paper and, vital to every budding artist, some PVA glue.
And I would always fail miserably in making anything that.. that…. that man featured on his show.
I'm sorry Mr Buchanan, but it is scientifically impossible to create a Barbie Dream House using a plastic milk carton and a few egg cups and PVA GLUE.
I think my love, obsession, passion- whatever you want to call it- for illustrated books came when I realised that I'm absolutely terrible at drawing.
Seriously, I'm so bad.
You do not want to be on my team at Pictionary.
So after spending about 3 years of my life being covered in glitter, sugar paper and pretending the pencil shavings in my hair were intentional, I realised it would be easier and safer (Mum was not impressed with Play-Doh in the carpet) to just look at pictures in books.
But, living in Britain, it wasn't as if I was going to be short of beautifully illustrated books, was I?
My favourite type of illustrator are the ones who have become synonymous with the books that they illustrate..
Can you imagine a Beatrix Potter book without illustrations as beautiful as this?
I'm so desperate to go to Hill Top Farm in the Lake District (which isn't even far from my house!) but I don't have much luck with visiting literary places. My trip to Wuthering Heights ended up in a near-flash flood and my sister nearly got eaten by a disgruntled cat on our trip to Sylvia Plath's grave.
But one day…
And what about these stunning pastel pictures produced by E.H Shepard for A.A Milne's masterpiece?
|On my staircase…
I probably don't need to talk about Quentin Blake and how much I love his illustrations. I always find myself wandering through card shops, grabbing handfuls of his cards and buying them all.
Well that's nice, I hear you say. Your friends will love them.
No no. Not for them.
For meeeee.
I once saw a version of Charlie and the Chocolate Factory with Johnny Depp and Freddie Highmore on the front and I nearly wept in the book shop.
I'm not really a big fan of film tie-in book covers… but there must be some law against that one, no?
But how about Jacqueline Wilson's books without Nick Sharratt's fantastic illustrations?
|My well-thumbed collection…
What I love most about Mr Sharratt's illustrations are how colourful they are. You can tell that he had so much fun drawing them and they capture the. From Tracey's cheekiness to, Ms Wilson's character's leap off the page with the aid of the pictures and it's no wonder that Ms Wilson's books are the second most borrowed books from Britain's libraries (behind Ms Rowling).
|Sans my colouring in…
Even though the illustrations on the inside are black and white. And, I'll tell you a secret, on my first copy (I've gotten through about three!) of The Story of Tracey Beaker I actually grabbed my pencil crayons and coloured them in.
I know that book readers will be grasping their pearls at the mere thought of colouring a book in… but don't blame me, blame Mr Sharratt!
I'm willing to bet that every child in Britain has read at least one of the Horrible Histories books, or if not read them they will have heard of them and therefore be itching for the birthday/Christmas fairy to bring them one.
These books have been a firm favourite of mine and I always, much to my parents distress, brought at least two home from every school fair/ Blue Peter Bring and Buy sale. A couple of years ago I gave most of them away to charity, but I kept my two favourites.
Like Mr Sharrat's, Martin Brown's (who is actually Australian but he lives in Dorset, so he still counts) illustrations adopt a more cartoon-esque stance as opposed to more realistic drawings.
I don't know why, and this is probably just me, but I always think of the HH books as the first step on the graphic novel road, because a lot of the pages adopt this aesthetic. But along with this there are also illustrated letters, recipes,
Either way, they're a visual treat and they're informative and they're funny and they're horrible.
Another of my favourite things about these illustrators are their personal websites. I know nothing beats seeing these drawings on a page in context but, mate, these websites are the best.
I could spend hours on all of them.
And, actually, I did!
This was my weekend.
(You'll also be able to see the pictures better because my camera and shaky hands could not do them justice…)
Beatrix Potter || Packed full of fascinating information Ms Potter's life and career, combined with her beautiful illustrations (Lovely winter ones to get you in the Christmas spirit!) and photographs of the Lake District which inspired many of her stories. Also, it's packed full of pictures of her early sketches, a chance to ask questions about her, resources for teachers and parents, recipes, a shop to buy Beatrix Potter merchandise and even a downloadable advent calendar for your computer which is just gorgeous! Hurry up December!
Quentin Blake || Information about his foreign events, how Mr Blake got into illustrating, his friendship with Dahl himself, advice on young illustrators, information on how to use Blake's illustrations in classrooms and libraries and even at home. Also, some brilliant information on his Dahl-free books and a chance to buy his merchandise!
Nick Sharratt || I love this website. Brimming with bright colours, great interviews and a chance to see what other books Mr S has illustrated and a brilliant page that provides an insight on what a real illustrator's studio looks like!
Horrible Histories || A perfect companion to the books and the BBC TV series. A chance to walk around 5 virtual worlds, competitions, jokes, print outs, Villain of the Weeks and interesting "On this day…" facts! (To find out more about Martin Brown here is an interview with him from Scholastic )
Also, if you're interested in learning more about children's illustrators, please have a read through the Guardians series on Children's Illustrators.
AND, saving the best until the last, the wonderful Amy (from Turn the Page) has fast become one of my favourite British illustrators… just look at them! I have no doubt that her stunning creations will be gracing the books on the bookshelves in years to come and I'll be the first in line to buy them all!
There is so much talent… I wish I could do an illustrated book year!
Who are your favourite illustrators?
|Find out more here.


text:
A report from one of the Brothers: Paulus on the Po!
It was a cold winter's dawn but what the Carthaginians thought would be a token Roman force turned out to be a "table bending" tonnage of lethal metal. Carthage called up all the Allies and all the Barbarians they could lay their hands on.
The Roman Van was certainly impressive. Cohorts in depth always mean business and they ranged across the central battle field of the Po River Valley as far as the eye could see. Hannibal and Hasdrubal both vied for command but in the end controlled the wings as Lachlanabal took command while they quibbled.
Took command he did, as he flung the Barbarian horde forward! Those impetuous Warbands advanced with impunity, but they are not known for their work as Seers, as events would unfold. None the less they performed their bloody work and inflicted two impetuous victories giving a couple of bloody red noses to the Pax Romana. The pickled-anchovy eater Romans are nothing if not stoic and 'batted' on regardless with their in-depth formations taking toll on the Barbarians draining away their strength.
The Romans were masterfully commanded by Oblivious Maximus, an up and coming Tribune, who was hell bent on bringing the Carthaginians to their knees. After a moment's hesitation he too threw his Legions into the fray while refusing his left flank. The boys from Africa thought there was something amiss in Dacia as Oblivious was famed for his quick actions in battle as well as at the Venatus Domus!
The Roman left flank held some Cavalry and troops of various types. On the right flank there seemed a trap was being set. Oblivious' second, Odious, was in command of the right wing and waiting atop the hill was some Romani Equitatus which proved mainly to be light supported by skirmishers. Cleverly Odious ordered a full Tumae forward in an attempt to outflank the Carthaginian line and Hannibal was forced to keep his flanking light cavalry back to harry the Romans with missile fire.
Hannibal finally ordered his Barrus Africanus and supporting Gallic heavy cavalry forward to see what lay over the hills. Nothing! To the Carthaginian surprise! Hannibal sent his second wave of Elephants and horse forward to engage the lone Roman Pachyderm. This advance provided room for the famous Carthaginian African Veterans to advance swiftly around the Roman flank. Lachlanabal had sprung his own trap! The next few bounds saw the Veterans hammer the Roman right, cohort after cohort, but none of the cool Romans ran away. They showed courage to the end or maybe they didn't wish to show their posteriors to the warband?
Things looked grim for Rome so Oblivious, true to name, joined the fray and had several close calls with death as his cohorts cut the last of the Barbarians to pieces. Courage was strong but faced with the second echelon of fresh Spanish heavy infantry the tired legionaries succumbed as the Veterans rampaged down the line. Over on Hasdrubal's flank the last of the Romani Equities perished leaving the Roman Van clipped of both its wings!
The Roman Velites harried the Gallic Cavalry and slowly wore down a heavy cavalry unit but meanwhile the Carthaginians surrounded the Romani right for some Elephant on Elephant action. Being hit in the rear by cavalry, even if panicked, still causes instant death as the Barrus Africanus out of Carthage, with javelin support for the extra point, gave it to the Roman 'Pigs'!!!! A new Ivory tooth pick for Hannibal and lots of Elephant stew for the troops.
In the end it was a close score board result. But as any Carthaginian will tell you, the death of a Barbarian, while regrettable, is certainly not unacceptable. Allied cavalry is also a shame but you can always buy another army! The Vets are now a bit more Veteran and Oblivious and Odious will live to make mistakes again but the Carthaginians can take another step closer to Rome. Well? Perhaps we could sack Ostia instead.
As always a great time was had! Thanks to our Thespians on the night:
Nick Malanos as "Oblivious Maximus" Tribune, Protector of the Po ; 'mine host'
Chris Blaxland-Walker as "Odious Improbus " Lesser Tribune; Partime Pontiff of Rome.
Ross "Roscoe" Cotsios as Hasdrubal Minor Carthaginian God
Lochie Gillian as Lachlanabal Victor !
Paul Gillian as Hannibal Left wing-commander


text:
Vegan Cooking Class in Toronto
Wed, Apr 4, 2018 at 4:30pm
at Kitchen 24
This event has passed.
Dinewithabby and Shannskitchen present a Vegan Experience. You will be immersed into the world of hands on Vegan Cooking. You will be provided with all the tools and equipment needed to create a 3 course Vegan meal and a signature drink. Your taste buds will be taken on a wild ride with tasty Vegan food. Come out and learn how to use spice and herbs with different vegetables to make your meal tasty. Every diet type is welcome.


text:
Tape backup and tape libraries
LTO-8 tape standard to provide insurance against disaster
LTO-8 tape, the next-generation Linear Tape-Open standard, arrives at a fortuitous moment for organizations of all sizes looking to store and protect more data than ever. Continue Reading
When it comes to the role of tape, don't count it out just yet
Tape data storage is very much alive as a means of seeding clouds with local data and as the main method for storing and archiving the tsunami of data facing all of us. Continue Reading
How the cloud fits in an enterprise data protection strategy
Questions to ask when deciding which cloud services to use for backup, disaster recovery and other parts of your data protection strategy. Continue Reading
Your enterprise data protection strategy should include cloud and tape
The cloud generally makes sense for shorter-term data retention, but find out how it can also play a role in keeping data for longer periods of time. Continue Reading
Enterprise data protection strategy needs archive, backup
Whether you use disk, tape or cloud in your enterprise data protection, where you send your archives and backups is up to you. Continue Reading
Mix and match data protection methods
Disk, tape and the cloud all help ensure rapid recovery, reliable retention and data agility. Each should be part of your data protection strategy. Continue Reading
The zettabytes are coming...fight back
Explosive data growth has brought about a commensurate increase in zettabytes, but a smart, proactive approach to archiving can help. Continue Reading
Tape storage capacity faces challenge of Z apocalypse
LTO vendors boost tape storage capacity of new product launches in preparation for the forthcoming apocalypse of the zettabyte. Continue Reading
Gmail outage illustrates the importance of tape backups
The 2011 email disaster Google suffered showed why redundancy is woefully inadequate for DR and demonstrated the importance of tape backups. Continue Reading
Take a hybrid approach to your data protection plan
The cloud can have major limitations when it comes to long-term retention. Learn why tape and disk should remain part of your data protection plan. Continue Reading
Data protection and retention isn't just about disk
Disk is great for backups and speedy recoveries, but tape is still the best choice for data protection and retention. Continue Reading
What will be the role of tape in a cloud-based world?
Although the role of tape in traditional backup operations might be diminishing, it still has a place in long-term data retention and even cloud storage services. Continue Reading
Linear Tape File System needs a boost
The Linear Tape File System spec is more than two years old, but still only used in a handful of products. Maybe SNIA's new working group will inspire LTFS product development. Continue Reading


text:
I've been having some fun working with the good folks at Surfray, who make Ontolica search engine, on a webinar concept I call Search Plus. The idea behind it is to take SharePoint search to the next level using a series of dynamic user experiences.
The webinar is today at 2 pm EDT, and the webinar will be posted online. http://www.surfray.com/resources/events/556-webcast-usa-search-plus-friday-april-13th-.html
Here's the deck I will be discussing – hope it gets some good creative ideas going!
SharePoint Search + Plus
View more presentations from SurfRay


text:
Aeon, the lightweight mobile cryptocurrency has made headlines once again. Previously the coin made headlines due to its award winning mobile infrastructure beating conventional speed tests. The coin was tested against other cryptonotes such as ByteCoin and DashCoin at a rate of 100:2. Today Aeon is set to make headlines in multiple news outlets, as its mobile infrastructure is likely to be ranked as the mobile currency of the future.
This would not be that large of a story if not for the fact that the alleged news companies in question appear to be Forbes Inc. and Nash Holdings LLC (Owners of the Washington Post). The Forbes connection was announced by Aeon's official twitter account and the Washington Post coverage leaked by the same anonymous source that in the past gave tips on Floyd Mayweather's support of Stox and John Mcafee's support of BCC.
It's lightweight chain has made it a high contender for future backing from large holding companies. Its implementation of the Monero framework has garnered some attention from long time crypto investor Lawrence James who predicted the rise of Bitcoin and variable altcoin such as Monero and Dash.
With Aeon making headlines like these, the upcoming value increase isn't a question of "if," but rather how soon and how big.
Some Background
Aeon is a digital currency that is designed to be a lightweight version of Monero just as how Litecoin is to Bitcoin. Aeon also makes use of the CryptoNight-Lite PoW algorithm. This PoW is derived from the CryptoNote algorithm on which Monero is based on. So by default Aeon is a secure, private and untraceable coin but with the added benefit of being mobile-friendly and providing much faster transactions. This is achieved with a 1 MB instead of a 2 MB scratchpad which was mentioned at the beginning of the article. The number of AES iterations is also halved meaning it is a skeleton framework which is both secure and without bloat. These changes result in light hash being 4 times as fast as a regular one.
Aeon's very efficient and compatible PoW architecture allows its mining algorithm to be efficiently tasked to potentially billions of existing devices. It is not only faster and more compatible with a broader range of devices than Monero it also offers the option for traceable transaction for non-sensitive payments which come with the added benefits of even lower fees and transaction times! This is aimed at the main stream market where an expected 100 million in transaction fees. Aeon is currently lower in value to Monero but has been slowly climbing up the ranks of most valued coin.
Where can I buy Aeon?
Currently, the safest way to AEON via exchange is through bittrex which allows for safe transactions with a buy book which has the best prices for the coin at the given moment.
This is a guest article


text:
Staying current with GM's Tech2
Available Formats: Online Training Course | DVD
Using Your Tech2 with Bob Pattengal
In partnership with AVI
This course offers the latest information to stay current with the use of GM's Tech2 scan tool. Presented by Bob Pattengale, the course (LBT-218 Using Your Tech2 with Bob Pattengale), featuring hands-on case study demonstrations, delves into using the tool and the new MDI with GDS software, advanced navigation, RPO codes and much more. Some other specifics include updating software, reprogramming information for TIS2Web, using Tech2 View via a computer, setting up diagnostics for vehicle control systems, clearing DTC codes, using "Quick Snapshot" to record data, and setting up common connectors and components.
Additionally, a gamut of information ranging from the history of GM diagnostic tools to information resources such as NAFTA is included.
Online Training Course:
- Online Training Video - Runtime: 45 minutes
- Post course practice test covering topic is included in the online training course
- In course evaluation
- Ebook covering topics in online training course
- Certificate of completion
- 45 minutes of run time footage in DVD disc format


text:
- About Us
- Affiliates
- Issues & Victories
- Press
- Testimonials
- Organizing Tools
- Training
TMO Leverages $1 Million for Capital IDEA-Houston Training
Thursday, June 19, 2014 - 21:45
TMO Leverages $1 Million for Capital IDEA-Houston Training
TMO leaders celebrated the leveraging of one million dollars for Capital IDEA-Houston this month. The first half million was awarded by the Texas Innovative Accelerated Career Education (ACE) program that the Texas IAF created and passed in 2013. State Representative John Zerwas (R-Richmond) highly praised the program, declaring he "could not find a better use of $500K than to invest in Capital IDEA-Houston." State Representative Sylvestor Turner (D-Houston) chimed in adding "we should continue to invest ...in these projects."
The second half was leveraged at the local level, with a quarter million coming from locally controlled CDBG funds and another quarter million appearing as a line-item in the City of Houston budget.
Said Bishop James W.E. Dixon II, pastor of The Community of Faith Church, "Poverty is painful. Investing in our city's human capital through Capital Idea will impact individuals, families and children, for generations to come."


text:
As featured in…
Published Work
My published work featured in the press – This page shows some of the weddings I've had published in wedding magazines and wedding blogs over the last few years. I love checking out gorgeous weddings on wedding blogs, so it's always really flattering to see my work featured there. I've also been interviewed to share my professional knowledge and expertise within the industry for a number of photography magazines like the British Journal of Photography, Professional Photographer and f2 magazine.
Brides Up North Wedding Blog:
Angela & Chris's Hard Day's Night Hotel wedding:
Wedding Ideas Magazine website:
Jen & Jason's Alice in Wonderland themed wedding:
Sarah & Ade's Crystal themed wedding:
Wedding Ideas Magazine:
Laura & Dan's Lake District wedding in the March 2015 issue (145).
Lucy & Neil's Alicia Hotel wedding in the June 2014 issue (135)
Nichola & Robert's Manchester Town Hall wedding in the February 2014 issue (130)
Jennifer & Jason's Alice in Wonderland themed wedding at Nunsmere Hall in 2011 100th special edition issue.
Corina & John's Hard Day's Night Hotel wedding in July 2011 issue (97)
Hannah & Nicks Davenport Green Hall wedding in the February 2011 issue (91)
F2 Magazine:
F2 Magazing interviewed me as part of an article about business. In the article, I shared my knowledge and expertise on how I structure my photography packages to increase added value for my customers. My photos are the bottom two on the double page spread shown.
Professional Photographer Magazine
I was interviewed by journalist Gavin Stoker for a feature on Civil Partnerships in professional photographer magazine & to share my business approach and expertise in this area. The photos of mine that are featured are the ones on the right hand page.


text:
It was very nice to see that I have had over 6000 hits on my blog yesterday. It has taken just three months to reach that number and here's looking at the next three?
I would like to thank you all if you are regularly coming back to take a peek at what's going on. I still have a load of new stuff to put up on this blog and I hope to take some pictures of some of the regiments that I have finished painting this weekend.
I have been collecting a lot of stuff for terrain making over this first part of the year as although I have had a long break from painting, war gaming is always on my mind and when I go out shopping and I see something that I could use, I think to myself buy now and make later. But a part of me now feels that a bit of terrain making could break up my painting blues as I seem to pick up the brush one day and then leave it for a while before going back.


text:
EDDs have a crucial role to play in helping students become more employable.
This page outlines the key aspects of the role, gives helpful resources and
lists in one place all the main documents you will need.
The Employability Development Director (EDD) is a senior position on a par
with other departmental director roles. It has three overarching aims:
The EDD provides academic leadership for employability by using your
understanding of the discipline and department to inform developments and
implement initiatives working in partnership with the professional employability
experts from the E&CC. This leadership implies acting as an advocate for
employability with colleagues, and conveying to students the department's
You can read the sort of activities that typically form part of the role in
the University role descriptor in the table below.
As EDD you will work closely with a range of E&CC staff from your Faculty
Employability Team (FET) on Career Development Learning and Work Based / Work
Related Learning, shaping these activities and, depending upon the local
arrangements, also being involved to a varying extent in design and delivery.
For this relationship to work really well as envisaged by the University, it
needs to be based upon a joint partnership.
Your Senior Faculty Employability Manager (SFEM) leads and manages the E&CC
team for your Faculty. They will be the main contact point for you.
As part of the Annual Planning cycle your SFEM (working with other people in
their team) will meet with you and your HoD to review progress over the past
year and plan for the future. These plans will be captured in a set of documents
– the Departmental Employability Action Plan - written by the SFEM containing
what your department and the E&CC have agreed.
As an EDD you are not alone; there is a whole E&CC team supporting you. There
are also many other EDDs across the University. Each year we run three
networking sessions so you can meet and share ideas, concerns and learn from
each other. In addition we hold an annual Employability Conference which is a
great opportunity to find out about the latest developments in employability
nationally and engage in depth with the issues and debates. It is recommended
you make as many of these events as possible.
Your department will also have a Study Abroad Officer (SAO). This is an
academic administrative role similar to being an EDD. SAOs act as the main link
between your department and Essex Abroad which is the team within the E&CC that
leads on student international mobility. The SAO is crucial in supporting
students studying for a degree at Essex in in making good Year Aboard choices.
As an E&CC we are committed to a partnership approach which we have set out
in our Vision Statement.
"Across and beyond the University we will take a partnership approach,
fostering a sense that employability is a responsibility shared with a wide
range of stakeholders, and though we exercise leadership as the Professional
Services leads, it is not our sole preserve. We will be known for a
collaborative and open style, a readiness to experiment and take risks and,
without comprising effectiveness, find pragmatic, differentiated solutions which
both challenge and gel with the local culture."
To help you in your role we have collated the key documents you need in the
table below. Your SFEM will be happy to talk though any aspect of your role and
how we work with departments.
EDD Role Descriptor
Official University description of role expectations and responsibilities.
Kindness of Strangers: How careers educators and the wider academic
community can help each otherAn opinion piece in the Journal of
Education + Training designed to provoke debate on the potential for staff from
a range of backgrounds to find a shared interest in making a valuable
contribution to employability.
E&CC Vision
(.pdf)Short document setting out what the E&CC aims to achieve, why and how
we will go about this.
WBL Definition & Principles (.pdf)Handy summary of WBL
definition & principles approved by Education Committee.
Employer Advisory Boards Policy (.pdf)Policy approved by the
Faculty Education Committees.
Employer Advisory Boards ToR (.pdf)This provides a suggested
Terms of Reference for Employer Advisory Boards.
Employer Advisory Boards – Checklist (.pdf)A checklist of
issues to consider when setting up an Advisory Board.
Toolkit and Knowledge Bank
Moodle site with examples and case studies of WBL/WRL and diagnostic and
reflective activities to assist departments in Curriculum Review, and a wide
range of information on WBL including Essex policies and procedures, academic
articles on Moodle X.
General placement year module approved by AQSC for easy adoption by any
department across the University, supported by fully developed Moodle course.
SAO Handbook
Guide for SAO (it is not expected that EDDs will read this, but you may want to
be aware of it).
Career Development Learning Guide (.pdf)
Guide which describes what should be covered by CDL.
Career Development Learning Guide Summary (.pdf)
Good practice summary for CDL.
The Career EDGE modelPaper which conceptualises the key components
of 'employability'.
Dacre Pool, L. & Sewell, P. (2007). 'The key to employability: developing a
practical model of graduate employability'. Education + Training, 49 (4),
Toolkit Report
Moodle site with 17 ideas for how to enhance PGT employability with 34 case
studies and supporting material, plus diagnostic and reflective activities to
assist departments in Curriculum Review.
Toolkit Report
Moodle site with a number of practical themes which have been developed into
seven workable 'Tools' to enhance PGR employability.


text:
Travel Guides To Destinations Around The World
These travel guides aim to give you the very best and most up to date details on the significant travel destinations about the world. Right here you will find price range suggestions, cash saving suggestions, suggestions on places to stay, things to see and do, and where to eat. It does not matter what variety of holiday you are going on – cruise, backpacking trip, island getaway, 2 week vacation, round the world trip, or a family members getaway. These destination guides will give you all the details you need to have for your trip so you can travel much better, longer, less costly. I know how undesirable it is to get out dated details in print guidebooks. I've been the victim of it too many occasions. For that reason, I update this section twice a year to preserve the content material fresh. Click on your dream location and plan your trip with data updated as of August 2015.
Thanks for the fantastic suggestions! I am suffering from sciatica for the very first time and it's the most discomfort I've ever been in but fortunately I'm improving. I have a trip booked for Guatemala in a handful of days and will heed your guidance! AudreyHowitt: For what they are, they are Quite pricey, despite the fact that these days just about all new recreational cars have turn out to be pricey. I just don't believe what they offer you is worth the money they cost, even though they are appealing. What a fantastic web page to aid those who travel with pets. I've honestly never ever thought about taking my cat on a plane and did not even know they could be onboard with me. Properly, what do you think of the areas? Share your thoughts away by commenting beneath!
Needless to say I was toast for the rest of the day. Spent most of my time in the bathroom. We're pondering it was possibly meals poisoning from the shrimp taco that I had for lunch. I was worried about getting capable to take Pam and Amy back to the airport the next morning. Thankfully, Fredericka, a fellow member right here, volunteered to drive them at the crack of dawn. I never would have created it.
While the scenes at Banke Bihari Temple, the epicenter of Holi devotional revelry in Vrindavan, supply extremely compelling photographs of devotees covered in colour, I bear in mind concluding that the scenes had been also repetitive, and there was the risk of hitting the point of diminishing returns right after a while. Cancun, Cozumel and Jamaica are the three most popular destinations in the western Caribbean. They get higher than regular rainfall, but their typical of 4 to five inches is nonetheless below the eastern averages. Travelling is fantastic and it is definitely less complicated nowadays than it was prior to. Travelling widens our horizons and we get to knowledge distinct cultures and get to see lovely areas. I like vintage trailer and I … Read More


text:
Siobhan - posted on 03/09/2011 ( 32 moms have responded )
i am 25 and i am 23 weeks preg with my 4th and have 3 other kids, 9yr old son, a 2 and half yr old son and a 10 month old daughter. anyone else in the same situation??
Siobhan - posted on 03/09/2011 ( 32 moms have responded )
i am 25 and i am 23 weeks preg with my 4th and have 3 other kids, 9yr old son, a 2 and half yr old son and a 10 month old daughter. anyone else in the same situation??
Vanessa - posted on 11/11/2013
I have a 19 month old baby girl a 9 month baby boy and im currently gonna be 33 weeks pregnant. I never make it to 40 weeks first was at 35 weeks and second at 36 weeks and I have been having contractions already lol it is pretty hard at first but then you get used to it
Patricia - posted on 05/18/2011
i have had more bracten hicks with later pregnancies and alot more pressure pains to i would also tell your doctor to be on the safe side i had these problems with my eighth pregnancy and almost delivered him 11 weeks early thank god they stopped it i don't want to alarm you but it is best to safe than sorry i think good luck with bubs after 11 years i think it is more of a shock i had my 3rd and 4th at 8 years apart i forgot about how sleep deprived you get and how badmorning sickness or in my case all day sickness but it's worth it
Amanda - posted on 05/18/2011
Hi Patricia, did you have more/earlier brackston hicks with you last few pregnancies?? I am pregnant with number 5, I have 1b born 1995, 1b born 1997, 1g born 1999, and 1b born 2000. Now I am due with number 5 in november and I am already having brackston hicks contractions, and also my stomache muscles get sore easily, for example, when I sneeze or get up too quick. I guess my body was not ready for another child after almost 11 years??
Patricia - posted on 05/18/2011
hi it is patricia again one of the risks is bleeding out and them not being able to stop it i hope this helps i think this is very rare thougfh
Meged - posted on 05/16/2011
I have a stepson turning 2 this month. My son will be 2 in September. And I am due in Nov/Dec.
Patricia - posted on 05/14/2011
you are amazing to have them all so you you are definately super mum good luck and i wish you all the best with your family
Stacy - posted on 05/14/2011
I have a 14 month old and a set of 4 month old b/g twins. So when my twins were born I had 3 under 1 for a couple months ...I now pull my hair out everday....lol But I love them and wouldn't change a thing. Good luck to you
Patricia - posted on 05/13/2011
sorry it has been so long since i started the grand multiple thing that i have lost track of all the risks i hope you have a large family i wouldn't swap it at times it is a lot of work and effort since i do nearly all of it myself i look at each child as a blessing and a gift i would have a dozen if i could but i bleed quite alot after my son and did not plan our wonderful surprise but for the kids i have now this has to be be the last one because if you bleed to badly and they can't stop it you will bleed out and die i want to look after and enjoy the ones i have and iam having ask your doctor and good luck with your lovely family
Patricia - posted on 05/12/2011
they call it a grand multiple if yoou have a few kids age and bleeding are a big risk i have to have what is called an active labour the break my water and then stick me on a drip with sintozin and the increase it as fast as medically allowed it is alot more painful then going into labour on your own tey literally have to force your body into labour look after your self and get hubby to help you out as often and as much as he can my doesn;t he;s a pain make sure you attend all your appointments my 6th was harder than my 7th and my 8th was harder than my 9th alot of presuure pain back pain and discomfort try to keep active before the birth and during if possible i will let ypou know more on the risk=s later
Naomi - posted on 05/08/2011
Patricia Coffee i was just wondering does it get harder and harder to carry each child? We want a big family and so far have three under three. Are there any health risks? xxx
Cassy - posted on 04/23/2011
i am 8 weeks have a 5 month old and a 16 month old
Patricia - posted on 04/18/2011
good on everyone who has 2 kids under 3 and 2 and espically twins you all need a medal i have 9 kids and one on the way and some days it is very tiring but i wouldn't change it for the world
K - posted on 04/18/2011
My grandma had 3 kids under the age 2. she always talks about how hard it was but it is doable and i praise all you mommy's for being able to do it!!! good luck
Jess - posted on 04/18/2011
i' neally 21 and i have 3 kids under 2 , 18month old twins and a 2 month old
Patricia - posted on 04/16/2011
you are a brave lady super mum
Roberta - posted on 04/15/2011
i am 22 i have a 2 1/2 a five month old and due in nov so when this one is here i will have a 3yr 1yr and a newborn my hands will be full also but its okay we will get through it lot of time we will want to
Genesse1 - posted on 04/15/2011
hi niki,
i have a 2 year old, a 9 mo old and preg with num. 3, mine is due late oct. and my 2 year old doesnt turn 3 until jan,lol
Patricia - posted on 04/08/2011
i have a 21year old a 20 year old a 17year old a 9 year old a 8 year old a 5 year old a 4 year old a 2and half year old and a 15 month old and one due later this year
[deleted account]
Hi there! Yes I am in a similar situation. I have 3 year old boy/girl twins and a two year old boy and I am 9 weeks pregnant. It's going to be a busy year indeed! The kids are 21 months apart and as you know it is quite busy! So so much fun though and they are all fast friends. Sharing is learned early on for sure and we have our share of squabbles but all in all they love one another so much! Hang in there and if you ever need some moral support. I'm here : ) Sherry Akuta from London Ontario Canada
Cyndel - posted on 04/06/2011
not me, but a close friend of mine just gave birth to her third child in under 4 years. She had her son, and accidentally conceived 4 months later, and had her daughter and conceived again 8 months later. She just gave birth this past weekend to their second son. I'm happy for her but I can't imagine the toll it take on the body. I'm having enough trouble with one toddler and a baby due next month.
Patricia - posted on 04/04/2011
you are very brave looking after twins it is alot of hard work
Liz - posted on 04/03/2011
I have b/g twins that will be three in June and a son that will be nine months on April 12th.
Patricia - posted on 04/03/2011
i have a 21 year old a 20 year old a 17 year old a 9 year old a 8 year old a 5 year old a 4 year old a 2 and a half year old a fourteen month old and i am due for my last one in august
Laura - posted on 03/31/2011
3 I think I'd go crazy. I only have 2 hands. lol 2 under 2 is a 'blanket' term for me. I was on a group w/ Mom's who had a 23 mos old & newborn. I had a 12 1/2 mos, didn't walk fulltime until he was 17 mos, & a newborn, during a terrible winter in Ohio. To me, it's just different. No disrespect at all, just since mine are so close, anything over 14ish mos to ME, is not close. Again, to ME.
3 under 3 or 4 under 4? I barely survived 2 w/in 12 1/2 mos. lol
Patricia - posted on 03/31/2011
wow all you ladies with 3 under 3 or even 2 it is an amazing tough job you are doing good on you
Heidi - posted on 03/31/2011
I have 2 under 2 and it is rough, your in my prayers girl
Katherine - posted on 03/31/2011
I am 27 and I am 13weeks pregnant with my 4th and I have 3 kids, 3 and half yr old son, 2yr old son and 9month old daughter.
Laura - posted on 03/30/2011
lol Well, I got preggo having sex ONCE w/ my DD (so, I know the exact night she was conceived) when my 1st, DS, was 4 1/2 mos old. My kids were both due, ironically on 9/30. DS 9/30/03, & DD 9/30/04. I was older, 28 & 29, & I got 'fixed' after DD. lol We got preggo w/ DS the 1st mos we tried, so, apparently, I/we am/are fertile. lol I made sure there were no more 'surprises'. =) I adore & love having my kids so close, but, I am stopping at 2. =) I do have a friend who had 4 under 4 for a while. She had twins the 3rd time around. =) Good luck! Just know you CAN do this!!!! Get out & get support when you can. I made a point to go to lunch out or even just grocery shop w/ the kids just to get out. =) & prove I could. =)
Patricia - posted on 03/30/2011
yes i have a 9 year old son an 8 year old daughter a 5 year old daughter a 4 year old daughter a 2and half year old son a 14month old son a 21 year old daughter a 20 year old daughter and a 17 year old daughter
Patricia - posted on 03/30/2011
yes i have a 9 year old son an 8 year old daughter a 5 year old daughter a 4 year old daughter a 2and half year old son a 14month old son a 21 year old daughter a 20 year old daughter and a 17 year old daughter
Lorena - posted on 03/27/2011
Get ready for some fun lol! I have a 1, 2, 3, and 9 year old. It is extremely difficult but what I have learned is to take time for myself. It doesn't happen often but when the opportunity presents itself I'm all over it. If people offe to help say yes. It has gotten easier over time. Best of luck.
Nikki - posted on 03/24/2011
not quite, but similar. I have a 2 yr old, a 10 1/2 month old and am 2 months pregnant with my 3rd. It is due in early Nov and my oldest won't turn 3 until Jan. So, I understand a little about how much fun you'll have! I hope it all goes well! Good luck!
Sign up for Circle of Moms and be a part of this community! Membership is just one click away.Join Circle of Moms


text: Happy National Tater Day! Holy Potato it's National Tater day! You know we love a good National Food Holiday here at MJW Party Central. And, we ❤ potatoes: in all forms, tots, fries, waffle fries, mashed, sweet, baked–in other words, we love to eat potatoes. We love potatoes so much that Michele was one of the first to use a mashed potato bar during her wedding cocktail hour. (Unfortunately, no pictures exist–but, I digress.) Here…READ MORE


text:
College of Earth, Ocean, & Environment
Here we list only ocean turbines that are designed for offshore use, and that are large enough to satisfy offshore economics (at least 3 MW capacity). The first set listed below are limited to units already installed offshore and producing power.
Information in this section allows using real wind turbines in resource calculations. With hub height and a power curve, meteorological data, and a "modern" velocity-at-height extrapolation method, you can calculate how much power a turbine will produce at a given site. With that, the machine's max water depth, site bathymetry, inter-turbine spacing, a little shelf geology, and exclusion zone assumptions, you can calculate resource size in your favorite state's EEZ. Simple! (Just be sure your calculator can handle a lot of digits!) Our numbers below are our best estimates, see brochures for official specifications from the turbine vendors. No endorsement of these products is implied. Investment decisions should not be made without verification of these numbers and assertions. We will attempt to list all products meeting our above criteria and having published specs; please inform us of any not listed here.
Vestas V164 8MW – Capacity of 8MW, rotor diameter of 164 m. Recently installed and operational in Østerild test station, this turbine is the highest capacity turbine producing power in the world and stands 220 meters tall. Four of these turbines have recently been ordered for a project off of western Denmark. See the Vestas offshore wind brochure for more details.
Senvion (formerly Repower) 6.XM Series – Capacity of 6.2MW, rotor diameter of 126m or 152 m. The Senvion 6XM series is currently the largest turbine installed in the open sea. Currently in use at Thornton Bank wind farm in Belgium. More details may be found at their website.
Siemens SWT-6.0 154 (Turbina Sapiens) Capacity of 6MW, rotor diameter of 154 m. This turbine is a direct drive machine, resulting in 50% less moving parts. Two machines were installed in January 2014 in Gunfleet Sands III.
Alstom Halaide – Capacity of 6MW, rotor diameter of 150 m. The Halaide is being used in Phase 2 of the Belwind Wind Farm, and has over 240 turbines ordered for farms planned off the coast of France. The first turbine was installed in November 2013. GE recently agreed to acquire Alstom Power. More details may be found at their website.
REpower 5M. Capacity 5 MW, rotor diameter 126 m, hub height 90 m. An older and a much longer product brochure is interesting because it profiles the 5M's 32 major subcontractors, giving a flavor of all that goes into a large turbine -- older 5M brochure.
Areva M5000 (formerly Multibrid) –Capacity of 5MW, rotor diameter of 116 to 135 m. These turbines were used in Alpha Ventus, Germany's first offshore wind. More details may be found at their website.
Bard WEC 5MW Capacity of 5.2 MW, rotor diameter of 122 m. This turbine is being used at the BARD Offshore 1 in German waters.
Darwind XD115 5MW – Capacity of 5MW, rotor diameter of 115m. Darwind has prototype turbines up and running in China and the Netherlands. The Fishermen's Energy demonstration project, which is to be located off the coast of New Jersey, also plans to use 5 XD115 turbines. More details may be found at their website.
Siemens SWT 3.6-120 - Capacity 3.6 MW, rotor diameter 120 m, hub height 90 m. The SWT 3.6-120 is one of the most prevalent offshore wind turbines in the world, with over 360 turbines in the water, including the world's largest offshore wind farm, the London Array. More details may be found at their website.
Siemens SWT-3.6-107. Capacity 3.6 MW, diameter 107 m, hub height 83.5 m (at Burbo project). At Burbo Bank, Greater Gabbard, Liverpool Bay, operating offshore since October 2007, several more since 2007. For offshore use, see specifications on their 3.6 MW Siemens SWT-3.6-107 (no power curve). Siemens entered the wind business by buying Bonus, which had considerable offshore experience.
Vestas V90-3.0MW. Capacity 3 MW, rotor diameter 90 m, hub height 80 to 105 m. Vestas was one of the first wind turbine companies with multi-megawatt machines offshore. Many V90s are currently operating offshore: 30 at Kentish Flats since August 2005, 30 at Barrow since May 2006 and 36 at Egmond aan Zee off Egmond, Netherlands since Nov 2006. The V90-3 brochure includes power curve and technical specs.
Siemens SWT-3.0-101. Capacity 3 MW, hub height 80 m, rotor diameter in brochure is 101 m, but for 9m/s average wind speeds offshore could be 113 m. The first multi-MW direct drive (no gearbox) permanent magnet, offshore machine commercially available. Specifications at LINK but no power curve.
Statkraft 8MW Capacity of 8MW, rotor diameter of 160 m. Statkraft was recently given permission to construct and test a prototype of its 8MW turbine in Norway.
Samsung S7.0 171 Capacity of 7MW, rotor diameter of 171 m. This high capacity turbine has the longest turbine blade of any wind turbine in development. The turbine will be installed at a Scottish energy park as a prototype for testing. The turbine will be available by 2015.
Sinovel SL6000 – Capacity of 6MW, rotor diameter of 128 m. The SL6000 is China's largest offshore wind turbine, and Sinovel is the second largest turbine maker in the world. In addition, this turbine has a low voltage ride through capacity, a requirement for wind farms based in China. Seventeen SL6000s are expected to be connected to the grid in 2015.
Gamesa 5.0 MW Turbines - Capacity of 5MW, rotor diameter of 128 to 132 meters. These turbines have been ordered for a project in Finland, up to a capacity of 135 MW. In addition, there is a prototype operating on the coast of Spain. More details may be found at their website.
Siemens SWT 4.0-130. Siemens installed a prototype in Osterild, Denmark in 2013. Siemens will supply 72 4MW turbines for the Sandbank offshore wind project in Germany.
General Electric 3.6sl (discontinued; only of comparative interest). Capacity 3.6 MW, rotor diameter 111 m. Hub height 75 m (from Cape Wind design specs). Seven 3.6s units have been producing power offshore at Arklow Bank since June 2004. See product brochure for GE 3.6sl. Based on experience at Arklow, GE had a set of engineering modifications to prepare for serial production of an offshore machine, but the company has discontinued this product and purchased a company with a direct drive turbine for their future offshore product line.
HyWind The only full-scale spar buoy floating platform built, and first floating wind turbine operating is StatoilHydro's HyWind. A full-scale prototype using a Siemens 2 MW turbine has been operating off Norway since summer 2009. In addition, this model will be used in an upcoming 6 turbine, 30 MW demonstration project off the coast of Scotland.
Windfloat The second floating turbine, and the first semi-submersible floating platform was produced by Principle Power and has been operating off the coast of Portugal since 2011. The WindFloat is of interest because it can be constructed in port and then towed out to location of installation. In addition, Principle Power has a plan to install six more floating turbines off the coast of Oregon as part of a Department of Energy Demonstration Project.
Foundation and tower
The foundation of the installed wind turbines greatly depends on the type of sediment and the water depth of the proposed wind farm. Depending on these factors, there are six different foundation types that can be utilized; monopile, gravity, suction, jacket, twisted jacket, and finally floating foundations.
First, a monopile foundation is a relatively simple foundation type that has been used at many offshore wind projects. The monopile foundation is installed by pile driving a cylindrical tube into the seabed. These types of foundations work best in shallower waters, up to around 30 meters in depth.
(Image Credit: DNV GL)
Next, a gravity based foundation is a foundation that is a very large support structure, normally concrete based, which relies on the heavier foundation to forego pile driving. In addition, other benefits including using less steel, reducing costs, less requirements for specialized offshore vessels, less construction noise, and applications to increased water depths. Gravity foundations can be used in deeper waters and larger turbines than monopile foundations, with maximum water depths of up to 60 meters.
(Image Credit: DNV GL)
Suction caisson foundations, also known as buckets, skirted foundations, or suction anchors, have been commonly used by the offshore oil and gas industry, and proposed for offshore wind use. A suction caisson works by embedding essentially an upside down "bucket" into the marine sediment. When the water is pumped out of the bucket, this creates significant amounts of negative pressure on the foundation. Thus, this method has easier installation and generates less sound in the marine environment in comparison to other structures that require pile driving.
The next foundation is called a jacket (or lattice) structure. This foundation has three or four legs, each leg with its own smaller leg pile. The wind turbine is then placed on top of the support structure, known as the jacket. A primary benefit of a jacket foundation is there are significantly less wave loads. Jackets have been widely used in the oil and gas industry. In addition, there is a new type of jacket foundations, called the "twisted jacket." This technology, developed by a U.S. company for meteorological towers and wind turbines, may greatly reduce the capital cost of foundations, and will be utilized by two Department of Energy demonstration projects (see below) in Virginia and New Jersey. These structures are well suited for waters between 20 and 50 meters, but could potentially be used in depths up to 70 meters.
Lastly, in waters too deep for fixed foundations like the ones above, floating turbines would be used. The three main types of floating include spar buoy, tension leg platform (TLP) and semi-submersible platforms. First, spar buoys are floating foundations with significant amounts of ballasts, which are then moored to the ocean floor to prevent the turbine from moving. One example of the spar buoy is the Hywind, a demonstration wind turbine located off the coast in Norway. Tension leg platforms are fixed to the ocean floor with cables pulled to tension. While these have been used for several decades in the offshore oil and gas industry, there are no current offshore wind projects utilizing tension leg platforms. Next, semi-submersible platforms are larger platforms stabilized by buoyancy and mooring cables. An example of this technology is the WindFloat turbine off the coast of Portugal. In addition the Windfloat turbine is planned to be used in a Department of Energy demonstration project off the coast of Oregon.
Wind Farm Location Turbine Model Total MW Capacity Date of Operation London Array United Kingdom Siemens 3.6-120 630 2012 Greater Gabbard United Kingdom Siemens 3.6-107 504 2012 Anholt Denmark Siemens 3.6-120 400 2013 BARD 1 Germany Bard 5.0 400 2013 Thorntonbank Belgium Repower 5MW, Repower 6.15MW 325 2009 Horns Rev 2 Denmark Siemens 2.3-93 209.3 2009 Lillgrund Sweden Siemens 2.3-93 110 2007 Egmond aan Zee Netherlands V90-3MW 108 2006
The Department of Energy recently selected seven offshore wind demonstration projects. These seven projects received $4 million dollars each to complete the first phase of the projects (e.g. engineering, site evaluation, planning, etc.). Of these seven projects, three were selected for further funding, eligible for $46.7 million over four years. The three projects are Dominion Virginia Power, Fishermen's Energy Atlantic City, and Principle Power Windfloat in Oregon.
Switching Cereals
Mapping Data
Seafloor Carbon
Tracking ocean pollution
Stemflow study
Horseshoe Crabs and Artificial Bait
Advancing the understanding, stewardship, and conservation of estuarine, coastal, and ocean environments.
Discovering how geological processes have operated over various time scales to create and influence the planet's surface environments.
Providing a unique spatial perspective that seeks to explain patterns of differences and commonality across the human and natural environment.
College of Earth, Ocean, and Environment • 111 Robinson Hall • Newark, DE 19716 • USA • Phone: 302-831-8062
Geography and Spatial Sciences: 302-831-2294 • Earth Sciences: 302-831-2569 • Marine Science and Policy: 302-645-4212 • E-mail: email@example.com
Back to Top


text:
Welcome to Smith Village …
Beverly's first Life Plan Community
Smith Village, located in Chicago's historic Beverly neighborhood, is a Life Plan Community, formerly called Continuing Care Retirement Community that's backed by the strength and experience of Smith Senior Living.
Since 1924, Smith Village has served seniors in southwest Chicago and earned a reputation for outstanding care and service. Today, as the area's first Life Plan Community, our campus offers an exceptional retirement lifestyle that combines freedom and independence with the security of knowing health care is available if needed.
Smith Village is a not-for-profit organization. What this means for residents and their families is having the assurance that everything we do and every decision we make is based on one goal: to improve the lives of those we serve. Rather than answering to an anonymous group of investors, we hold ourselves accountable to residents and their family members, to the Beverly community and to each other. We believe it's a higher standard that has created and sustains a resident-centered culture.
To learn more about Life Plan Community Retirement Living at Smith Village, call us at (773) 474-7300.


text:
Elizaveta and Derek's elegant, intimate, multilingual, interfaith wedding on the West Side of Manhattan It's a perfect Tuesday Shoeday wedding to showcase. Why? Elizaveta's bold blue shoes. We have a lot in common with Elizaveta. She made sure to get coffee first thing in the morning on her wedding day. Smart gal! This couple had relatives and friends from all over the world: from Russia, Poland, New York and everywhere in-between. We love how they…READ MORE
Today's Real Wedding is full of inspirational DIY details. Only, in this case, the DIY bride can also do it for you! She's Lindsay Rae of Rae of Art Designs (soon to be Saratoga Event Consultants). As she says, "Pretty much everything that could be made, I created by hand." Lindsay Rae took the book theme and added her creative touch. You can glimpse into her creative process by checking out her wedding pinterest board. …READ MORE


text: The sum of £20,000 will be awarded biennially for the best collection of poems, published or unpublished, by a Scottish poet aged 30 or under. If the winner is an unpublished collection, the Edwin Morgan Trust will support its publication by a Scottish small press. The runner-up will receive funding to attend a short course in creative writing or to take up a two-week residency. Reopens 2019.


text:
Interview de Paul Cleave : The cleaner (VO)
Paul, could you tell us about your childhood ?
I had a really good childhood – cool parents, grew up in a nice street. Many of my friends in my life I've had since I was a kid – which is really fantastic. From a young age I've always wanted to be a writer – I wrote lots of short stories at school.
How did you get the idea to write thrillers ?
I'd always wanted to write a horror. I love reading horror. I started writing when I was 19, and I was trying to write horror novels because that was all I read. Then five years later I started reading these books written by an FBI profiler who wrote about serial killers, and I realised that was far more scary that horror – and that's why I started writing about serial killers.
All your books take place in Christchurch, what is the reason ? Will you continue for your next books ?
The books are set in Christchurch because that's my home city. It's easy for me to describe, I know how long it takes characters to get from A to B, and it's different because there are no other crime novels set in Christchurch.
Could you please tell us about Joe Middleton, for people who haven't read your book yet ?
Joe Middleton is the main character in A model employee. He's a janitor at the police department, and he's also a serial killer. He has a crazy mother, a couple of pet goldfish, no friends, and he lives in a tiny apartment that is very miserable. He enjoys killing women.
What is a good thriller to you ?
A good thriller is one where there is always something exciting happening. It isn't about the police investigating a murder, and all the procedural stuff that goes with it, it's a book that keeps moving and makes you want to keep turning the pages. You want to feel involved with the characters. When I write, I want to pull you into my world where you can visualise all that is going on, and you can really feel for the characters.
How are thrillers considered in New Zealand ? Are there other authors from your country who write thrillers ? If not, for what reasons ?
There are a lot of great writers from smaller countries around the world, and it's great because in the past it's always seemed to be US and UK crime fiction. It doesn't matter where you're from now, if you can tell a good story, other people around the world may get the opportunity to read it, like Jo Nesbo for example.
Could you tell us about your second book which will come out next October in France ?
Blood Men is about a man who has grown up in the shadow of his serial killer father, who he has not seen in twenty years. When his wife is killed in a bank robbery, he goes to his father (who is in jail) for help. He wants revenge on the men who hurt his family.
Is there any international subject which make you angry ?
Probably petrol prices – I can't believe how much they keep climbing !
What's your favourite thriller's writter ?
John Connolly. And Michael Connelly too.
The question of the « Concierge masqué » : what are your habits when you write ? (in the evening ? in the morning ? sitting at your desk ?)
I write on and off during the day. I have an office at home which gets a lot of sun, I sit in there and try to write five or six hours a day. I turn up the stereo and listen to music, and my cats will often come in and join me.
What are your favourite band and your favourite song ?
That's tough – I go through phases of who I love to listen to. At the moment my favourite is probably Arcade Fire, The Killers, and Band of Horses, but often I'll listen to Pink Floyd or The Rolling Stones – there are plenty of bands that I love.
What did you enjoy during your stay in France ?
I only stayed in Paris for a week – but I loved it. It has to be one of my favourite cities I've ever seen. I can't wait to come back.
Is that correct that you needed 12 years to read your first book ? And for what reason ?
No, the first novel only took me a few months to finish – and it took five or six years to find a publisher. The Cleaner only came out in France last year, but it actually came out in New Zealand in 2006.


text:
BMW Z4 White Wolf by Rowen
The Japanese aftermarket specialists from Rowen recently revealed their latest tuning program for the BMW Z4 – called the White Wolf. The rather extreme visual modifications featured by Rowen's BMW Z4 are not coupled with performance upgrades.
Rowen's aerodynamic kit for the Z4 Bimmer includes a new front bumper, with a low stance, huge air vents and integrated LED DRLs. The body kit also includes a set of side skirts, and a new rear apron with vents for the brakes and an integrated diffuser. The Rowen BMW Z4 also features a huge, racing style rear wing and various other trim parts. Rowen's program for the BMW Z4 also includes a lowered sport suspension, illuminated logos, and a new set of rims.
One of the car's party pieces is its titanium exhaust system, which probably generates quite a soundtrack. Reportedly, the price for Rowen's modifications for the BMW Z4 ranges from $6,000 to a little over $9,000. Source: Autoblog


text:
At least one upload is Required
To see all available options, please enter all shipping address details.
Please verify that the spelling and content of EACH ITEM in your order are correct.
By checking the box below, you acknowledge that you understand and agree to our Sales Policy
Envelope printing is an easy way to brand your company on your stationery or mailings. Order customized envelopes for a professional impression of your business. Customized envelopes are also great for personal correspondence too! The envelopes can be printed with your message and branding. They should be considered one of your sales tools and are an excellent way to communicate key messages about your business or organization before the envelope is opened.
See our FAQ's for file preparation tips and accepted file formats.
If the options you are looking for are not available, or if you do not have a print ready file and you need us to provide custom #10 envelope design services, please visit the Custom Printing Quote. Be sure to include your logo and text required as well as any other details desired.


text:
A lot of you know this already, but this summer my life took a drastic turn. 🙂
Yes!! We're having a baby! When March arrives we'll be a family of three, and I simply can't wait. I've been feeling less than great the past month, and that's kept me from doing anything productive really. I don't have words to describe how exhausting a 4 week road trip is, when you find out you're pregnant the day after you leave home!
Isn't that the cutest bouquet of flowers? I love that he added the two bears. (No, we're not having twins – but we don't know what we're expecting yet!)
So happy to share this with you!!


text:
- Luxury Spa services
- Suites and studios for rock stars
- Amazing restaurants and lounge bars
- Different venues for your product launches
- Just a step away from excitement in Tenerife
Large corporate events, special birthday parties, or family reunions- whatever the occasion, Hard Rock Hotel Tenerife brings any gathering to the next level. With our amazing conference centre, state-of-the-art technology, world-class catering, and rock star service, you're guaranteed a rousing round of applause.
With all the state-of-the-art conference technology you would expect from a modern resort, meeting facilities at Hard Rock Hotel Tenerife are designed to flawlessly accommodate the most complex production. We take a big concert approach to everything we do, including meetings. Be prepared to inform, entertain, and astound in our 546 m2 multipurpose room. With seating for up to 500 and ultra-modern equipment including projection screens and adjustable lighting, you'll have all you need to put on the performance of a lifetime. And don´t forget our two meeting rooms of 25 m2 and 27 m2 that are perfect as breakout rooms for small receptions or intimate gatherings.Request Info


text:
Do you own a second home or rental property in the Central Algarve?
Trust Cerro Novo Property Management for Service, Experience and Value
Established 1981
Do you own a second home or rental property in the Central Algarve?
Trust Cerro Novo Property Management for Service, Experience and Value
Established 1981
Cerro Novo Property Management
Since 1981, Cerro Novo have been selling, renting and managing properties across Albufeira and the central Algarve.
Over the past few years, with the growth of the private rental property market there's been an increase in unlicensed and uninsured property agents adverting via social media and the local free press.
Whilst offering services at discount prices, we believe that Clients need the protection and accountability that only a licensed and insured company can provide.
Cerro Novo Property Management are experts in their field and with over thirty years of experience have an enviable reputation amongst their Clients and Service Suppliers. There are very few situations that we haven't seen and dealt with before, so before you give the keys to your home or investment property to anyone else, talk to Cerro Novo first.
Our aim is 100% client satisfaction; so before you leave the keys to your home with anyone else, talk to us first.
Our Property Management Services
Key holding service
We'll safely hold onto your keys whilst you're away and let in authorised service personnel.
Mail service
Home Inspections
We'll regularly check your home, especially throughout inclement weather. We can also 'air' your property for a small additional fee.
We'll hold onto your alarm key code in case of false alarms or as a first point of contact.
Bill payment
We'll pay your bills whilst you're away
We'll ensure your IMI account is paid and up to date, avoiding fines.
We offer a full accounting and fiscal representation service.
Vehicle Service
We'll arrange for insurance, tax and inspections for your vehicle.
Media services
Utility installation
We'll help with and supervise the installation of Utility services at your property and assist with any ongoing dialogue with providers.
Meet and Greet
We'll welcome your friends, family or clients professionally and with a smile.
We'll arrange for additional / digital advertising to promote your rental property.
Emergency contact
Project Management
Management-only Packages
Prices indicated are for a standard 2/3 bedroom property within 5km of old town Albufeira.
Prices exclude IVA at the prevailing rate.
Management-only Silver
From €19.99 per month
Management-only Gold
From €39.99 per month
Management-only Platinum
From €49.99 per month
Rental and Investment Properties
Prices indicated are for a standard 2/3 bedroom property within 5km of old town Albufeira, with rental income of less than €10,000,00 per annum.
Prices exclude IVA at the prevailing rate.
Management and Rental Silver
From €39.99 per month
Management and Rental Gold
From €79.99 per month
Management and Rental Platinum
From €129.99 per month
We love Guia, its restaurants and fresh food markets, but it's just too hot for us in July and August, so we rent our villa with Algarve Holiday Villas for the summer…..Mr. & Mrs. S. - Guia, Albufeira
We've bought a number of properties in Albufeira to give us income for our Pension. Cerro Novo provide us with absolute peace of mind and look after all the details, so all we see is a monthly maintenance account. When a 'fridge broke in a villa, they even replaced it on the same day! Our clients were so impressed, as were my wife and I.Mr. P. - Stockholm, Sweden


text:
If you currently have or have had cancer you will need to detail this to the insurer when you apply for life insurance, critical illness cover, income protection and some private medical insurance policies.
In order for the insurer to give you an idea as to what insurances you can have, they will likely ask you the following questions:
By having all of this information to hand it is much easier for an adviser to give you a clear idea as to which insurances are available to you. If you currently have cancer you will need to speak with specialised insurers when arranging your policies.
Life insurance - widely available, depending upon the severity of the cancer and the time since the end of treatment you may need to look at specialised insurers for your cover.
Critical Illness Cover - often available, recent cancer may result in an exclusion on the policy for cancer related claims.
Income Protection Cover - generally available, recent cancer may result in an exclusion on the policy for any claims related to the type of cancer that you have.
Private Medical Insurance - generally available, the majority of plans will exclude any claim that you make that is cancer related.
Cancer conditions:
If you would like to view our Advent Calendar, click Here.
Request a Callback
By clicking on submit I / We give consent for you to call me / us on the number provided to discuss my / our financial requirements.
Talk to a Friendly Adviser
Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.
Get a Quote
Please feel free to request a quote from us using our online form. As a broker we search a fair analysis of the whole market and will always take your specific risks and concerns into account. For this reason we do not currently offer prices online but will always do our best to reply to you by email, text or phone as soon as possible.
The more information that you can provide us about your health conditions, hobbies, travel and/or occupation the better as this will help us to provide the most accurate indications of price.


text:
No IRA setup fees, no IRA administration fees, no annual IRA account maintenance fees.
If you and (if married filing a joint tax return) your spouse are not an "active participant" in an employer-sponsored retirement plan (such as a 401(k)), your contributions are fully tax-deductible! Otherwise, phase-out rules apply.
Investments grow on a tax-deferred basis. Earnings are taxed only upon withdrawal. We offer Contributory, Rollover, Conduit, and Spousal plans. Untaxed Traditional IRA assets are now generally permitted to be rolled over into a qualified retirement plan (employer plan).
|Must have earned income and not have reached age 70½ by the end of the year.
|Maximum Contributions:
|2019 - $6,000
$1,000 "catch-up" contribution (if age 50 or over during the year)
2018 - $5,500
$1,000 "catch-up" contribution (if age 50 or over during the year)
|2018 Contribution Deadline:
|April 15, 2019
|Tax Status of Earnings:
|Tax-deferred until withdrawal
|Nonrefundable Tax Credit:
|You may be eligible to receive a credit (not to exceed $1000) on your contribution if you meet certain requirements.
|Contribution Restrictions:
|None if you are under age 70½ and have earned income. However, if you are an active participant in an employer retirement plan, your contribution may not be deductible (see tax-deduction information below).
|Tax Deduction:
|Yes (See Traditional IRA tax-deduction explanation below)
|IRS Penalties for Early Withdrawal:
|None if:
|Required Distributions:
|Must begin by April 1 following year participant turns 70½
|Contribution Age Limit:
|Not allowed after the year age 70½ is attained
IRA / ESA Savings
APY (1.74% rate)
6-Month IRA / ESA
APY (1.79% rate)
1-Year IRA / ESA
APY (1.83% rate)
2-Year IRA / ESA
APY (1.88% rate)
Additional IRA Information and Help
If you own multiple IRAs and frequently move assets between those IRAs, be aware that the IRS has changed the rules that limit the number of rollovers you can complete within one year.
You are limited to only one IRA rollover per 12-month period, regardless of the number of IRAs you own. The 12-month period begins the day you receive the IRA distribution. Keep in mind that this 12-month rollover rule applies only to IRA-to-IRA rollovers and does not apply to your employer-sponsored retirement plan rollovers or to rollovers between employer-sponsored retirement plans and IRAs. In addition, this rule does not apply to IRA transfers (the direct movement of IRA assets to another IRA). This means that you still can complete an unlimited number of IRA transfers during any period because you do not have access to the assets.
Roth and Traditional IRAs will be aggregated for purposes of this one-per-taxpayer limitation. "Traditional" IRAs include simplified employee pension (SEP) plan accounts and savings incentive match plan for employees of small employers (SIMPLE) IRAs. If you receive a distribution and subsequently roll over the amount from either type of IRA, you will be disqualified from completing a subsequent rollover for 12 months. For example, if you take a distribution from your Roth IRA on January 15, 2015, and roll over the amount to another Roth IRA within 60 days, you cannot roll over another distribution from any Roth, SIMPLE, or Traditional IRA that you may own until January 15, 2016.
The new rollover limitation does not include Roth IRA conversions. For example, if you take a distribution from your Traditional IRA in 2015 and deposit the amount into a Roth IRA within 60 days, that is considered a conversion and the 12-month rollover rule does not apply.
60-Day Rule Applies
You have 60 days from the date you receive IRA assets to roll them over to either the same IRA or another IRA. Be sure to complete your rollover before the 60th day if the 60th day falls on a Saturday, Sunday, or legal holiday, as there is no extension to complete a rollover.
Changing Jobs or Retiring
Preserve the tax-favored status of your employer retirement plan savings by rolling over the money to an IRA. The best way to roll retirement plan dollars to an IRA is via a "direct rollover." By rolling over your retirement savings from an employer-sponsored plan directly to an IRA, you will avoid the mandatory 20% income tax withholding as well as any early distribution penalty tax. Contact your employer plan administrator or IRA Services at Star One for instructions on how to move your retirement funds.
Rollovers From an Employer Plan
An individual may roll over funds from an employer-sponsored retirement plan to an IRA. An eligible employer-sponsored retirement plan is an IRC Sec. 401 (a) or 403(a) qualified retirement plan (QRP), a tax-sheltered annuity (403(b) plan), or a governmental 457(b) plan. Individuals may either directly or indirectly roll over assets from an employer retirement plan to an IRA.
Direct Rollover
A direct rollover is a rollover distribution that is paid directly to another employer retirement plan or IRA for the benefit of the individual taking the distribution. The mandatory 20% withholding that generally applies to retirement plan rollover distributions does not apply if the distribution is directly rolled over from the retirement plan to the IRA.
Indirect Rollover
An indirect rollover occurs when the individual receives a distribution (e.g., a check is payable to the employee) from an employer retirement plan and, within 60 days, rolls the distribution into an IRA or another qualified employer retirement plan. The employer is required to withhold 20% of the distribution as a prepayment of income tax.
An individual may roll over 100% of the rollover distribution amount, including the 20% that the administrator of the plan withheld. With that option, an individual will have to make up the 20% tax withholding out of their pocket. An individual may choose to roll over only the 80% actually received; however, the withheld 20% of the distribution should be included in their taxable income for the year. If they are under age 59½, they may incur a 10% early distribution penalty on the 20% withholding as well.
Beneficiary Rollover
Non-spouse beneficiaries may directly rollover inherited employer-sponsored retirement plan assets to inherited IRAs. (Consult a tax advisor with questions regarding these types of transactions.) A spouse beneficiary has the added benefit by of treating the inherited IRA funds as their own, and can transfer or rollover the funds to their own IRA plan.
Rollover to a Traditional IRA
Any pre-tax retirement savings that is rolled over to a Traditional IRA is not subject to income taxes, nor does it trigger tax penalties for an early withdrawal. Assets remain in a tax-deferred plan with a Traditional IRA.
Rollover to a Roth IRA
There is an option to rollover employer-sponsored retirement plan assets to a Roth IRA instead of a Traditional IRA. With this transaction, an individual is converting pre-tax retirement savings into after-tax savings. This transaction is not a tax-free transaction; the taxable amount of your plan rollover is included in income for the year. However, once the money is in a Roth IRA, it is never taxed again. And if an individual takes a qualified distribution from the Roth IRA, any earnings that have accrued can be taken out tax-free. If an individual has stopped working and has earned less income for the year, they might be in a lower tax bracket and rolling over pre-tax retirement plan assets to a Roth IRA may be a good move in such a year.
Be sure to seek financial or tax advice before you rollover assets into another plan to ensure you have considered your best options.
...to rollover Employer Sponsored Retirement Plan(s) to a Traditional IRA or to a Roth IRA:
Required Minimum Distribution (RMD) Planners
Approaching age 70½? Are you already in required distribution status? These tools will help you understand the implications of the federal required minimum distribution (RMD) rules and calculate withdrawals that meet the RMD requirements.
Distribution Calculator
The RMD Calculator is designed to calculate required distributions.
Beneficiary Planners
Are you an IRA beneficiary? Don't miss out on the significant tax-deferral options available to IRA beneficiaries. These tools will help you identify your IRA withdrawal options, project future payments, and calculate required beneficiary distributions.
Beneficiary Payout Calculator
The RMD Calculator is designed to assist beneficiaries of deceased IRA holders in calculating required distributions from the decedent's IRA.
If an IRA beneficiary is receiving distributions over a 5-year period, they may waive the distribution for 2009, effectively extending the distribution over a 6-year period.
If you have questions, please call us.
If you have any questions or require current rate information on your accounts, please call us.
Contributions up to the limit are fully tax-deductible if you are not an active participant in an employer-sponsored retirement plan.
If you are an active participant and a single tax filer, your deductibility phase-out range for tax year 2019 is $64,000 - $74,000, up from $63,000 to $73,000 in 2018.
If you are married and filing a joint return, your deductibility phase-out range for tax year 2019 is $103,000 - $123,000, up from $101,000 to $121,000 in 2018.
Note: For an IRA contributor who is not an active participant and is married to someone who is an active participant, the deductibility phase-out range is $193,000 - $203,000 for 2019 and $189,000 - $199,000 for 2018.
Traditional and Roth IRA Accounts are separately insured to $250,000 by the National Credit Union Administration, an agency of the United States Government. Coverdell Education Savings Accounts are insured under the same provisions as irrevocable trust accounts.


text:
What Kind of a Writing Agency Should I Choose to Avoid Plagiarism?
If it's difficult for you to write a good essay, you may hire a writing agency to complete it for you. The problem is that some online companies are administered by scammers. They provide papers with plagiarized content. If you don't want to make deals with such a service, you should learn more about how to tell a reliable agency from fraudsters.
Things That Determine a Trustworthy Essay Writing Service
- A professionally designed website;
- Customer support that is maintained day and night;
- The staff consisting of highly qualified academic writers;
- Firm guarantees for clients;
- Positive customer feedback.
- Well-Crafted Website
- Good Customer Support
- Professional Writers
- Firm Guarantees
- A Good Reputation
A competent company should be able to hire a good web designer to craft a website for them. If you enter an online resource that doesn't look good and it's difficult for you to operate it, this website isn't likely to be run by a professional service.
A professional agency should have a large staff of employees who work in their customer support to effectively maintain it around the clock. If you send a question to customer support of such an agency, you'll get a clear answer very quickly.
A reliable company should hire only experts in academic writing to work for them. An honest service will provide their clients with resumes of their writers on their request.
A trustworthy company should have a set of assurances for their new and regular customers. These guarantees should state that a company undertakes to provide a client with the services of the best quality or return their money if their order is completed poorly.
An honest and reliable company should get many positive reviews from their clients on the web. If you find mostly negative or mixed comments about the work of a service, it's likely that this company is administered by amateurs rather than professionals.
In short, to buy essays online without a risk to get plagiarized papers, you should thoroughly examine your candidates for hire. Make sure that a service has a good looking website, maintains top-quality client support, provides strong assurances, etc. After you've found several candidates that can be trusted, you should compare their terms. It's advisable to cooperate with an agency that has prices that are the most suitable for you. It's also recommended to pay attention to discounts offered by agencies making your choice.
More Website Templates @ TemplateMonster.com. November19, 2012!
Original Ideas
- Writing an expository essay
- Structuring a school essay
- Ideas for buying a custom paper
- Ideas for technologies for better life
- How to find descriptive samples
- 10 steps to a great essay
- Writing a personal essay
- Cause & effect topics
- Improving writing skills
- Writing a strong college essay
- Effective communication
- Writing rhetorical analysis essay
- Creating a plan
- Essay for college application
- 10 things on president speeches
- Cheap essays for sale
- Paper writing agency selection
- Psychology paper topics
Great Samples
- Term paper samples
- Dissertation writing


text:
Distributed Enterprise Data Risks
Question: With all the talk about data on the cloud, is it possible to build a distributed enterprise architecture that addresses the issues of security and cost effective delivery without compromising business integrity?
For example, let us say you are relying on a major retailer's supply chain system for inventory control and tracking. The retailer represents 60% of your annual sales. They have intimate knowledge of all your costs and are squeezing you to cut your overheads further. It almost looks like they have better business intelligence tools than you do. You are uncomfortable with the relationship, but are afraid pulling out will have disastrous effects on your core business and profits. The board is nervous and Wall Street is not treating your stock price kindly. Too many companies are finding themselves in exactly that situation as they find they are required to share more data with their business partners. Yes, there are cost efficiencies to be found by taking this approach, but there is also the substantial risk of loss of control.
Data integrity, security and confidentiality have long relied on a combination of network and application based security. As long as the data was secured on local systems using role-based account access combined with strong firewalls, the thinking was that corporate data was well secured. As enterprise architectures get more complex and the supply chain more integrated, the data is increasingly stored in massive data warehouses and SOA's. To add even more complexity more enterprises are using the cloud as a way to augment their internal systems or sharing information with their business partners. Data is increasingly spilling out to the cloud with little or no thought given to the security implications for the enterprise. With the recent news about credit card fraud and identity theft on a massive scale, companies are and should be worried about protecting and securing their data.
At the basic level that means that companies need to understand where their data resides, who is using it, how they are using it and most importantly, why are they using it. Some of the many security issues that the new distributed architectures might mean to the enterprise include such questions as:
- Just what does data security mean in new contexts where you no longer have full control over the systems?
- How is responsibility for data integrity and confidentiality assured if there are multiple parties involved in the chain of authority?
- Do private clouds avoid or solve the problem, or do they make it more complex to manage as companies increasingly have to interface with business partners and customers on the cloud?
- What types of architectures and mechanisms can be implemented through the systems and to assure full data integrity and confidentiality?
- What are the best approaches to protecting the most sensitive data, particularly in the face of increased regulations and audit requirements?
About the Author
Beth Cohen, Luth Computer Specialists, Inc.


text:
JACKSONVILLE - The Eagle Scout Award is the highest rank attainable in the Boy Scout program. To celebrate the achievement of the award by 2 million Boy Scouts and to commemorate the 100th Anniversary of the first achievement of the Award, the Boy Scouts of America have declared Aug. 1 as "National Eagle Scout Day."
There are more than 100 million Boy Scout alumni in the United States. Boy Scouts who have earned the rank of Eagle Scout are encouraged to wear their award at work, school, and play on Aug. 1.
During the last 100 years, 55,107 Floridians have earned the Eagle Scout Award, including 14,230 in the last 10 years.
To achieve this honor, Eagle Scouts must earn 21 merit badges and demonstrate Scout Spirit through the Boy Scout Oath and Law, community service, and leadership.
Additionally, to celebrate "National Eagle Scout Day," the 17-county North Florida Council, Boy Scouts of America will be hosting an Eagle Scout Alumni Barbecue and gathering of Eagle Scouts at the Council's Camp Echockotee, located on Doctors Lake, in Orange Park. Dinner and program begin at 6:30 p.m. Reservations are required with a $10 admission fee.
Special guest speakers as well as an update on Scouting are planned; however, the bulk of the evening will be dedicated to networking and visiting with other Eagle Scouts.
To RSVP attendance or to get additional information contact the North Florida Council at 265-3813 or visit the Council on the web at www.nfcscouting.org.
The Boy Scouts of America was incorporated by the United States Congress in 1916 as the country's premier youth organization to teach citizenship, build character, and to provide physical fitness programs to boys.
In North Florida, 18,000 boys are involved in Boy Scouting programs.