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The decision to close or not to close your real estate transaction at a title company
In our previous article we discussed the importance of drafting and negotiating the terms of the earnest money contract since it is going to be the road map for the rest of the transaction. If all parties take time to fully discuss and negotiate all issues and expectations they can look forward to a smooth transaction.
If you are obtaining a loan from a bank or mortgage company they will require you to have title insurance and the real estate transaction will close at a title company. However, if the seller is owner financing or if the party is paying cash, the decision is up to buyer and seller.
If you are using a realtor, the realtor will usually collect the check for the earnest money, which is made payable to the title company from the purchaser. The check and the earnest money contract will go to the title company agreed upon in the earnest money contract. Many realtors develop relationships with title companies because of their involvement in closing so many real estate transactions. The role of the title company is to work with all parties to get the transaction closed, and to be neutral and not an advocate for anyone other than the underwriter insurance company they represent. If the transaction does not close, usually neither the realtor nor the title company will receive any compensation.
Once the title company receives the earnest money contract they begin their research, and when it is completed they provide all parties with a "title commitment." The title commitment states the results of their research, who owns the property and provides all instructions and requirements to close the real estate transaction. An example of such instructions include requesting probate procedures be completed if any of the previous owners died and no probate procedures were completed to transfer their interest in the property to the current owner. This is true even if the deceased prior owner is a spouse of the person selling the property. The title commitment can include many other instructions which are too numerous to list. Once all of the requirements and instructions are met, the closer will coordinate with all parties a time and date to meet and sign the necessary paperwork. Once all parties have signed the documents the title company will send them to the real property records to be recorded.
Many times people will make the decision that they do not want to close at a title company because they believe they pay many unnecessary expenses. To some degree that can be true as there are some title companies who charge many small fees for this and that and those fees eventually add up and considerably increase the cost. This seems particularly true on small transactions.
The most important reason to obtain title insurance is to assure when you purchase the property that no one else has any interest in it and it is not subject to any type of liens. The title company will perform the necessary research to determine whether the party selling it has the authority and ability to transfer 100% of the interest of the property free of liens and any other type of claims from anyone else. The title policy does not cover every aspect of the transaction, because there are exceptions listed in the insurance policy the same as all other insurances.
However, in my opinion obtaining title insurance on all transactions is most important to protect the buyer and the seller. It continues to amaze me that people will go out and buy a big screen television but they do not want to spend that amount or a little more to protect their home or other property they are purchasing, since this is probably one of the largest investments they will ever make. I think that is because they do not appreciate the risk of purchasing property without it.
I have seen many disasters from transactions that were closed without title insurance and personally would never purchase property without title insurance. I work with many people to correct many problems that would have been discovered had they purchased title insurance. Sometimes the problems can be resolved quickly and easily, and therefore inexpensively, but often they are much more involved and time consuming and resultingly very expensive.
All title companies are not the same and it is best to ask your realtor, attorney or other professional working in the area for a referral to a title company. Some have been in business a very short time and their staff is not very well trained. Others have been in business a long time and have very experienced staffs, which usually results in a quicker transaction.
Some title companies are more conservative in what risk they are willing to insure and will require the parties to take more action required by the law. Many people ask me, "if I have complied with the law, how can the title company require me to take further action?" The answer is, because they are accessing and insuring the risk involved and as a business decision they decide they do not want to insure that particular risk. In these situations it is usually best to try to locate a title company that is less conservative and move the closing to that particular title company. These are things that your realtor, attorney and other professionals working in this area can help you evaluate.
There are some other things you can do to research the title of the property that cost less than actually purchasing title insurance, which is better than taking no action. But as a result of my experience working in this area for many years and working to resolve so many title issues, I recommend everyone buying or selling property to go through a title company.


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The standard American Diet (or SAD) for most American's consists of ultra-high level fat content foods with high levels of preservatives. Add to that pollution from red and white meats, water, air and other environmental factors can leave your insides feeling yucky and run-down. Parasites feed on humans, and your body may house more than you know. The US alone contains widespread parasites across the nation.
Aging, dieting, stress, travel, and certain medications can disrupt the natural balance of our digestive system. Probiotics are "friendly" bacteria that promote a healthy digestive flora, to support healthy digestion. In fact, the word "probiotic" means "for life".
Digestit contains 9 billion live probiotic cells, more than 5 times the live active cultures typically found in yogurt, but without the sugar and calories.
Probiotics aid in human digestion result excellent support for your immune system, making this a very important part of your diet.
[button link="http://www.homeremedies1.com/likes/DigestIt/" color="orange" newwindow="yes"] Get Digest It NOW[/button]

subset: commoncrawl


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Dubai, 25th July 2011: In six weeks time the sixth edition of DOMOTEX Middle East will open its doors to the best in the floor covering industry and will also feature a special showcase of the traditional carpet making trade in Afghanistan. Exclusive hand knotted Afghani carpets, which are created as part of the Tanweer Fatma Bint Mohammed Bin Zayed Al Nahyan Initiative (FBMI), a UAE carpet production and community development project in Afghanistan, will be a feature of DOMOTEX Middle East 2011, the region's annual showpiece event, dedicated to the floor covering industry, will be held at the Dubai International Convention and Exhibition Centre from 12th to 14th September 2011. Tanweer FBMI is a partnership between Tanweer investments and Her Highness Shaikha Fatma Bint Mohammed Bin Zayed Al Nahyan of the UAE which aims to alleviate poverty through grass root level delivery of community based development programs that lead to enhanced standards of living. The exclusive hand knotted carpets are created by Afghanistan artisans, predominantly women, and are hand woven using indigenous Afghan wool with chemical-free vegetable dye. Angela Schaschen, Managing Director of Deutsche Messe Dubai Branch, the organiser of DOMOTEX Middle East said: "We are delighted to offer a platform for Tanweer FBMI to showcase their beautiful handmade carpets to both a regional and international audience. By participating at focused international trade fairs, Tanweer FBMI acts to develop Afghanistan's ancient carpet & handicraft industry across international markets."
Tanweer FBMI operates out of its head office in Kabul, Afghanistan, with regional offices in Dubai, London and Geneva. High profile regional exhibitors also featuring at DOMOTEX Middle East 2011 include Platinum Sponsor Al Abdullatif Industrial Investment Co, Riyadh, and Gold Sponsor Mada Carpet Company from the Kingdom of Saudi Arabia. Exhibitors will attend from 17 countries; Bangladesh, Belgium, Chile, China, France, Germany, India, Iran, Japan, Netherlands, Spain, Turkey, United Kingdom, Saudi Arabia, Syria, Afghanistan and the UAE. Some of the key exhibiting companies are Abu Dhabi National Carpet Factory, Al Ameemi International/Berry Floor, Al Nahar Wood Floors/Einwood, Balta NV,Estillon, Foxi&Graph, Greenwood General Trading/Kronotex Gmbh, Luz Mendez Design, Messara Trading, Rasoul Isfahan, Rossetta International Fze, Roya Manufacturing/Walls and Floors, Super Click, Tanweer Investments, United Carpet Industries Fzc and many, many more.
Further information on the show can be found at www.domotex-middle-east.com.


text:
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thanks pirataz


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24 frames per seconds, sometimes more, and every one of those frames is absorbed by our bodies. If you agree with my premise, you might find the following TV ad as lame as I found it to be. It advertises a chicken and corn cutlet from the Israeli 'Mama Of' brand. Apparently the proper way to hold two cobs of corn is very close to your chest, pointing outwards, in a vegan twist on Madonna's infamous cone brassiere.
My very first thoughts after seeing this ad were:
– What the hell is this?
– Would make a great post for my blog
– Nah… probably my oversexed mind
…but today my trusted female source on feminism and gender issues expressed the same disgust with this ad, honing in on the exact same disturbing posture without us discussing it in the past. This assured me I was not imagining: Someone from the ad agency must have thought instilling a nippely bosom in our minds would somehow make us buy their product.
Here's the complete ad with Gimel Yafit and her corny daughter-in-law:
Update: You can read this post in Hebrew here.


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Local MP, Sandy Martin reports back to residents on his meeting last week with Hospital Chief Executive, Nick Hulme, following the Ipswich/Colchester merger proposals.
On Tuesday 22nd I had a long discussion with Nick Hulme, Chief Executive of Ipswich & Colchester Hospitals, about their proposed merger. I had several questions which I was able to ask Mr Hulme on your behalf.
How could people afford to travel the extra distance? – There is already a travel expenses scheme for people who can't afford to travel otherwise, but Mr Hulme agreed he needed to look at alternatives. In particular, we need a shuttle bus between Ipswich Hospital and Colchester Hospital.
What about where there are no scheduled buses? – Mr Hulme is already talking to voluntary sector transport – community buses and cars – and seeing how the Hospitals can work more closely with them.
Will out-patients who have to travel in regularly for routine check-ups and prescriptions have to travel the extra distance? – he says almost certainly not.
Will waiting times for Ipswich Hospital increase at all, in order to help bring Colchester waiting times down? – Again he says no. There may be fluctuations, but there will still be a focus on bringing down waiting times in Ipswich.
Will anyone from Ipswich need to go to Colchester for A&E or for Maternity? – That is not the plan, other than for a few emergencies which involve a transfer to Colchester Hospital already. There are of course other specialised emergencies where an immediate trip to Addenbrookes or the Norfolk & Norwich are already the best chance to save someone's life.
Will at least as many joint specialist services be delivered at Ipswich Hospital as at Colchester? – Mr Hulme says this is the case.
Is there anything else that he will definitely rule in or out? – No, each service needs to be looked at on its own merits, but no treatment will be delivered jointly unless the hospital believes the result for patients is better. In other words, we are promised that no treatment will be merged JUST in order to save money (although obviously it will do that too).
Mr Hulme also agreed with me that they need to communicate better with their patients – that would help reduce unnecessary journeys and in some cases might save someone having to come in to hospital at all. And he shared with me his concern that, if Ipswich and Colchester Hospitals do not offer specialised treatments working together as a single team, in the future many of them could be taken away from us and located at Addenbrookes or Norfolk & Norwich or London instead.
There are things that need to improve. In some cases, such as nursing plans and patient care, Colchester has already improved, sometimes with the support of colleagues from Ipswich. In fact, staff at both hospitals can learn from each other – there are certainly problems at Ipswich, and seeing how something is done in another place is often a useful pointer to improvement, even if we don't want to do things exactly the same here.
And there are problems which a merger will not solve. There are still around 100 patients in Ipswich Hospital who shouldn't be there, but who have nowhere suitable to go. We still don't have the NHS, Social Care and Housing spending their money together in the way which will benefit the patient most, or do most to prevent ill health.
And of course, so much could be done better if only the NHS was properly resourced.
We pay far less for our health than they do in the US, because our health money is not wasted on profit margins and insurance schemes and legal costs. We need to recognise just how effective our NHS really is, keep it public, pay the staff properly, and invest in the improvements that are needed.
The merger is still "proposed" until the business case is agreed in the New Year. There is one single overriding question which everyone should want to ask: will it make it more likely, or less likely, that I or my loved ones will make a full recovery? Because if the answer is "less likely" then there is no possible justification for the merger. I will be reading the business case very carefully when it is prepared.
I will be holding Mr Hulme to his words on the assurances he has given us. I believe the merger could give Ipswich residents better hospital treatment – that is the bottom line. But until we have an absolute assurance on this then the jury must remain out on the merger.


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One day in a little café, a man ate a sandwich, paid his tab, and left. As the server moved to clear the table, he was astonished to find $1,000 in cash left there by the man. He ran outside to find the customer, but he was gone. Trembling, he told the other servers, the cook, and the owner of the cafe. The owner advised him to keep it, since the man had obviously left it there on purpose. The server tried to distribute it among the other workers, but they were afraid and wouldn't accept.
Having waited on him, the server felt sure there was no harm in the man. He'd been gracious and quiet, and strangest of all, after the server had taken his order, he had looked up in his face and asked, "And is there anything I can do for you?" The way he had looked and the tone of his voice had made the server feel as though the man meant what he said—but he had averted his eyes, embarrassed, and answered, "No, thank you."
The server thought he had given decent service, but knew that even his best could never have earned this. From that day forward, he served every customer, no matter how rude, as though they were that man again.
The next day, the server was not there, so no one recognized the man when he came in again.
He did just as he'd done the day before. This time, he had a different server: one who took the question, "Is there anything I can do for you?" as a subtle sarcasm, a snare to see if he'd presume on the man's kindness.
The man again left a $1,000 tip. His server was just as shocked as the first one had been, but decided it would be better not to make a fuss and slipped the money in his pocket without a word to anyone. All that day and the next, he could think of nothing but the tip.
He began to think this man must have recognized how great a server he was, and had rewarded him appropriately. How gracious, he thought, how discreet, how friendly, how professional and crisp! Why, anyone in the world would be lucky to be served by him.
He went to work from then on confident that he was the best server in the world, even, he thought, if his self-centered, ungracious customers lacked the discernment to see it. This made such a change in his conduct that he was fired in short order.


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Blair Fuller, writer and literary mentor, dies
In the 1970s, Norman Mailer dropped by a San Francisco bookstore owned by his old friend and fellow writer Blair Fairchild Fuller.
But Mr. Fuller was busy that day, so he sent his colleague Edwina Leggett to entertain the notoriously cranky, competitive writer for the evening.
"I was nervous and mad Blair was abandoning me," Leggett said. "I said, 'Lordy, what will I do with Norman Mailer?'
"Blair said, 'That's easy. Take him to the nearest bar.' "
Mr. Fuller - a writer, editor and mentor to dozens in the literary world - died July 23 of cancer in Petaluma. He was 84.
"He was very gentlemanly, a sweetheart through and through," said Leggett, who with Mr. Fuller co-owned Minerva's Owl bookstore on Union Street. "He was very affectionate. He was kind to everybody."
Mr. Fuller was a former editor of the Paris Review, creative writing teacher at Stanford and co-founder of the Squaw Valley Community of Writers. He also wrote several novels and short stories, twice winning an O. Henry prize for short fiction.
But it was his sense of adventure and ability to bridge diverse social worlds - from the Upper East Side to West Africa - that his friends and family remember best, said his daughter Mia Fuller of Berkeley.
Mr. Fuller was born in Bedford, N.Y., to a family of prominent artists, which included George Fuller and H.B. Fuller. After serving in the Navy during World War II, he graduated from Harvard with an undergraduate degree in philosophy and then moved to West Africa to work as an executive for Texaco.
His experiences in the Ivory Coast and Ghana in the 1950s were the basis for his first two novels, which focused on the effects of colonialism. He then moved to Paris and was hired as an early editor of the Paris Review.
After a year or two in Paris, he moved to New York, where he taught English at Barnard College. In the 1960s, Wallace Stegner hired him to teach at Stanford's celebrated creative writing school.
"He came to California and never looked back," Mia Fuller said. "He was a total convert."
After a few years at Stanford, Mr. Fuller co-founded the Squaw Valley Community of Writers with writer Oakley Hall. It was there he met actress and playwright Anna Deavere Smith, who was just launching her career and became a lifelong friend.
"He really helped me think of myself as a writer," she said Friday. "He just intuitively understood my work. ... He was absolutely invaluable to my development as a writer."
Mr. Fuller also served on the board of the Magic Theater and American Conservatory Theater.
When he wasn't working with writers, he played chess, rode motorcycles, traveled and followed the Giants. He chain-smoked while playing tennis, but was proud of having quit alcohol despite being surrounded by hard-drinking writers much of his life, his daughter said.
In addition to his daughter, Mr. Fuller is survived by his wife, Arlene Fuller of Tomales; son Anthony Fuller of Los Angeles; daughter Whitney Fuller of Rohnert Park; sisters Sage Cowles of Minneapolis and Jill Fox of Vermont; two previous wives, Nina de Voogd Fuller of Lectoure, France, and Diana Burgess Fuller of San Francisco; and a granddaughter.
Services will be private.
Donations can go to the Cinnabar Theater's scholarship program, 3333 Petaluma Blvd. N., Petaluma, CA 94952; or Pocumtuck Valley Memorial Association, 10 Memorial St., Deerfield, MA 01342.
E-mail Carolyn Jones at firstname.lastname@example.com.


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camping trips when i was little
were every summer, rain into shine.
heading up or down Vancouver Island,
no matter the weather we camped
seeking any number of beautiful spots
the rainforest our playground, the ocean
lapping at heels dug into sand.
on every trip we would bring
a crate clinking with a promise
oh anticipation! a special summer treat.
heading to our destination, serious negotiations
transpired. my siblings and i asking:
ok, who gets what? counting, dividing
so that when the time came…
after running, jumping and exploring nature…
we were ready – selections already made
taking that first delicious, fizzy sip
of Pop Shoppe soda. such yum!
when i was little, refreshment was
Lime Rickey, Orange and Root Bear.
i will always associate these flavours
to summer camping trips with family.
It's Six Word Fridays again. Jump on over to Making Things Up and join in on the fun.


text:
You know when you take your kid for swimming lessons? That fun summer rite of passage for all kid? Fun right? They are all excited in their little bathing suites. They jump right in the water, blow bubbles, pick up rings and practice splashing around the pool. Big smiles on their little wet faces.
Yeah no, not my kid.
There is always that one kid at the pool. The one who is shivering before they are even out of the car. The one who doesn't want to do any of the things the life guard says. The one who has a death grip on mommy's leg. "Please no mommy, please don't make me swim. I don't want to do that. No thank you!!!!!"
You know that kid. Well…it appears mine is that kid.
It could be a pool filled with chocolate chip cookies instead of water and still the boy would resist. In his class there are 4 instructors for the group and one of them has to personally attend to my son the entire class. I am assuming that they draw straws before we get there to see who gets stuck with him.
I also assume that I will now have to tip this person. He would no sooner cross the river Styx then wade slowly down the handicap ramp of the community pool. It's like he's the Wicked Witch of the West and will melt the instant water touches him. The sound of children's laughter and cheers were overshadowed by one, who's screaming bloody murder at the thought of being dipped into 10 inches of warm pool water.
It may be my kid…this time….with this activity, but at some point it has been everyone's kid. And if it hasn't been your kid yet, just wait, it will be someday.
As we sat, unsure what to do as our kid appeared to be dying out there, several parents said to my wife and I "don't worry about it, they all go through it" or "that was my child last summer". Almost like we were in some sort of substance abuse support group and it was our first meeting.
"Hi I'm Pat, and my son hates swimming lessons".
everyone – "Hi Pat, great job being brave, we have all been where you are. You have a long road ahead of you but it does get easier, we promise."
Luckily after 80% of the class is done, my son finally notices that swimming lessons don't suck. In fact, they are almost fun. He likes to grab the rings and gets a huge smile on his face when he gets one. Now if only he could remember this joy from day-to-day.
sadly…no, no he does not.
Happy 4th of July and summer to you all! May your days too be filled with driving kids to summer camps they don't want to be at.


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I love your style, your creativity, and I am always in awe by how unique and amazing your designs are. @evahassing has never had a bad design!
Mi piace tutto !! I like everything !!
Thanks so much!!
So unique and appealing!
fantastic lighting! Wow..
Superb! Great lighting!
Thank you meggle , Jay and anchajaya!
Love the contrast, is beautiful.
wow!! impressive, the ceiling and wall I love it
amazing, as always ! you always come up with some new awesome ideas, love it!


text:
Comment PolicyBefore commenting, please review my comment policy. (TL;DR I curate the comments.)
Tagsaethertide apocalypse world appearances elsewhere aspects convention GMing conventions cortex plus don't rest your head dresden files rpg dungeon world emerging threats unit ennies fate fate core folks I admire game design game hacks gen con gm advice half-ideas horror horror week indesign josh roby katanas & trenchcoats kickstarter larp little thoughts made a thing mage the ascension master plan mental health mythender new worlds playtesting podcast reverb gamers setting design technocracy text design this just in thoughts on tips & tricks unknown armies writing experiment


text:
Mac OS X 10.5.6 Combo Update
The 10.5.6 Update is recommended for all users running Mac OS X Leopard and includes general operating system fixes that enhance the stability, compatibility and security of your Mac.
For detailed information on this update, please visit this website: http://support.apple.com/kb/HT3194
SHA 1 digest = 09de4ac2c5591ab75d51ef37dc70f9e5630150d4
For explanation of what a SHA1 digest is, please visit this website: Mac OS X: How to verify a SHA-1 digest.
For detailed information on Security Updates, please visit this website: Apple security updates.


text:
Selling your home can be a very exciting proposition or a daunting one depending on the advice you receive. When you work with me I ensure your experience is pleasant and stress-free. I encourage you to take advantage of the tips and advice within my Home Selling Guide to help you understand the entire process.
I have prepared this comprehensive Home Selling Guide to better assist you in answering the many questions that arise during the process of selling your home in Kitchener, Waterloo or the surround areas. When you're armed with the right information and have an experienced real estate professional, you will be that much closer to reaching your goal – selling your home fast and for top dollar.
My guide provides valuable advice on questions like:
- When should I sell my home?
- How do sell I sell my home for top value?
- Will renovations increase my home selling price?
- What types of renovations offer the best investment for resale value?
You can look forward to informing yourself with valuable information included in these sections:
Thinking of Selling? This section of my guide provides you with some insights into the many factors that affect a selling decision. Various factors can affect the real estate market including economics, interest rates and general supply and demand. Regardless of these factors, remember that the best time to sell is always when you are ready!
Getting Ready. Choosing the right Real Estate Professional, understanding Kitchener and Waterloo market conditions as well as having all your documents in place, will ensure the selling process flows smoothly.
Marketing Your Home. This section provides you with some valuable information on getting your home ready for listing, which repairs you should make before you sell, and ensuring the "showing" of your home goes smoothly.
Screening Offers. This section walks you through the offer process, understanding the specific items on an Agreement of Purchase and Sale, along with knowing what to look for when you hire a lawyer. In addition, there are five key reasons why a home is not selling in the Kitchener-Waterloo market.
Closing. After your home has been sold, there is a review of the items that need to be completed, including adjustments, net proceeds, closing costs and possession date.


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In recent weeks, the Midwest region of the United States has gone through the critical stage of corn growth known as pollination. Pollination is part of the reproductive stage in a plant. Much of the potential grain yield is determined at this time, with success or failure of pollination impacting the plant's life. The varying degree of pollination can mean the difference between the plant growing seeds, or simply growing more flowers.
Pollination is an interesting process that is the end result of a symphony of variables working together to get the crop on the dinner table. It begins when each potential kernel (that future bite of popcorn!) finds a bond between the pollen (male sperm cells from anther) and the stigma (the female reproductive part of the flower or, in this case, the silk). When the pollen comes into contact with the stigma, it grows a tube down to the plant's ovary, and the ovule inside is then fertilized by the pollen grain. It is that fertilized ovule that becomes the kernal.
And speaking of pollen: "Pollen is captured by the silk hairs, or trichomes," Bob Nielsen, a Purdue University agronomist said in an article on AgFax. "The pollen germinates and develops a tube that penetrates the silk and elongates down the length of the silk, carrying the male genetic material. All that happens within 24 hours. It really is something."
Nielsen is a corn master; he is known in agricultural circles on the King Corn and Chat n' Chew Café websites for his understanding of the crop.
To check if pollination has occurred, Nielsen uses the "shake" technique. By making a single lengthwise cut from the base of the ear shoot to the tip, slowly unwrap the husk leaves, being careful not to rip any silks. Gently shake the ear. If fertilized, silks will drop away. If not, they will remain attached.
All is not lost for unfertilized silks, however. "Maybe [the silks] were at the bottom of that mat of silk and took a little longer to get fertilized."
After the silk emerges, it can be receptive to pollen for about 10 days, although it is less receptive as each day goes on. Most pollination occurs during the first four or five days.


text: Potato chip are a terrific side dish to soo many meals. They can get more than a little boring though! Here is a really quick tip to give you the tasty flavored variety except you make it, so you know how it is spiced. No chemicals here! A potato chip is a blank palette. You can literally use any spice blend that your taste buds desire. For this example I used It's All Greek to Me. Fantastic!


text:
I really want to thank everyone for coming out to The Lone Star Ladies Shop Austin Event yesterday. I was able to meet so many new people, and saw so many friends, I really had a great time! And now I can start working on my fall craft show schedule.
I did have a drawing at my table yesterday and one lucky customer has won a $20 gift certificate to Tisa's Creations....the winner is:
Ashley Terry - congrats!
While my daughter drew the name, she was so excited, she wanted to pick one more, so I'm also giving a $10 gift certificate also...and the winner for this drawing is:
Candace Henderson - congrats!


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We went out of a hike in the woods to a place where RJH had found a waterfall. We pulled down an abandoned logging road and - in a very successful instance of animal spotting and identifying - I said, "Bear!" A full grown black bear was in the middle of the road, less than 10 m ahead. RJH stopped the car and said, "Don't get out." It was my turn to think he was crazy. "Of course not. Do you think I'm crazy?" I said, as he got out the drivers' side so he could grab the appropriate camera and lens from the back seat. The bear did not like the looks of this and reluctantly sauntered off before RJH could get a photo. We waited a bit and pulled forward. RJH found the vole that the bear had been eating (and the apparent reason for his reluctance to leave). He asked (RJH, not the bear or dead vole) whether it was such a good idea to go for a hike, since we saw the bear. I said I thought it was fine. Bears don't like people and he knew we were there. Plus he went right and we were headed to the left. So we entered the woods, making sure we weren't too quiet. I shot more photos of frogs, while RJH took long exposures of the small waterfall.
When we repeated the story about the bear, everyone seemed surprised I agreed to go in the woods. I think they suspected a city girl would be afraid of a bear. But, it was a black bear, which are pretty common in Ontario - it's not like it was a brown bear (Ursus arctos horribilis, the Grizzly bear) or a polar bear, neither of which I would like to meet in the wild**. I mean, I wouldn't like to get within a couple of metres of a black bear, or find one in my home, but when I was a kid, we used to go to the dump, in cottage country, simply to go watch the bears. It's not like it was a moose, I joked to RJH. We had dinner at his sister's place, which is basically in the woods. On our way home, in the dark, we saw five deer, a fox and of course, a moose. I was pretty good with the animal spotting. I said, "Deer!" and "Fox!" on cue (and, for that matter, "Cat!"), but mostly I said, "There!" and pointed. We we ended up on a narrow gravel road and came across the moose, what I actually said was "Whoa, whoa!" which was pretty inarticulate, but RJH saw it as soon as I did and we weren't driving very fast. The moose was pretty surprised to see us, in the middle of nowhere, after dark. She looked over her shoulder incredulously and took off. We told his family how we had seen the bear, the moose, five deer, the fox and four frogs, all in one day. RJH seemed to think it was hilarious I included the frogs on this list. I don't know why. Small amphibians are animals too. Though, I suppose I didn't list all the birds. Like ducks and woodpeckers are a given.
*For non-Canadian readers, this was a show of my youth, about a stray German Shepherd who wandered around saving lives and solving problems (low-risk 80's TV show type problems). I'm not even kidding. "Maybe tomorrow, I'll want to settle down... until tomorrow, I'll just keep going on..."
**Yes, I do know that the chances of meeting either in New Brunswick are essentially nil.


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Luke Spencer is a mentally ill hate-filled individual who has been trolling this blog (using various IDs) for several years. A fact I have extensively documented here. Although he denies that he sent me many graphic and disgusting homophobic comments as "Steve".
"I have nothing to say about comments NOT made by me" he wrote. Even though the Blogger ID numbers (for "Luke" and "Steve" comments) are an exact match. Proof positive that he changed the name on his account from "Steve" to "Luke". Still he thinks this is something he can deny. Likely because he is an idiot.
Anyway, he has a post on his blog titled Dervish's Truths. A post he thinks reveals what a insane liar I am. Due to the post titles; many of which I chose just to provoke him. The case with a title in which I refer to Trump as the Antichrist. Something I have never declaratively stated, as such a thing is unknowable. Certainly at this point in time.
Which I point out in the post body. I say that I think that IF there is to be an Antichrist, it MIGHT be Donald Trump. But the idiot continues to claim that I have unequivocally stated that I know (or think I know) that Trump is a figure of evil that will falsely claim to be the Messiah.
Also, the moron cannot recognize satire. Or distinguish fact from fiction. So he put together (and has been updating) a commentary on his blog in which he lists my post titles. Or "truths", which he falsely claims the titles represent. Which they do not.
Anyway, what follows is my compilation of post titles from Luke's blogs. Titles that prove that Luke is the one who exhibits psychopathic and criminal behavior. Or so I'll just say. It will be more true than him saying the same thing about me, I think.
Luke's Truths: Selected Posts from Luke's Blogs
[1] Presidential Health. 9/15/2016. Luke rants about "crazy Liberals" who question whether or not Trump is physically fit enough to be president. He writes "I'm rooting for Trump, if for no other reason than to shove it down the throats of these mean, hate filled, crazy liberals who think attacking with hate is the only way to win an election".
[2] I'm Still Rooting For Trump. 2/11/2017. Luke rants about how he is still rooting for Trump because he knows how much Liberals hate Trump and he wants them to suffer.
[3] Homos! 3/4/2017. Luke rants about how much he hates gay people, including his delusion that I and another blogger he hates are gay lovers.
[4] I Am An Awesomely Fantastic, Incredibly, Colossally Stupendous Writer. Big League. 4/15/2017. Luke rants about what a great writer he is. Proof that he suffers from grandiose delusions.
[5] Dervish Sanders (A Mentally Deranged Hate-Filled Criminal) Wants To Kill Me. 5/6/2017. Luke rants about his persecutory delusion that I want to kill him. When the exact opposite it true and it is Luke who wishes me death. The proof being the many comments Luke has written saying I should kill myself.
Luke is one of the leaders of the nutjob crowd. Along with TOM, Steve, The Real Luke, and other great thinkers. By "crowd" I mean all his other IDs, which he refers to as "people". Idiocy he uses as the basis to deny that he is behind these IDs. He can't be "8 other people". Also, the comments don't match. As if it is 100% impossible for someone to write in another voice. For example, I hate Trump's guts, and it would therefore be impossible for me to create a sockpuppet who writes about how awesome Trump is.
Note that, aside from the first post ("Presidential Health") Luke (if he reads this) might claim that he did not author the posts in question. In fact, he might claim that I wrote them. A claim that I say is laughable. I mean, compare what I write here to the posts on "I'm Rooting For Trump" (the blog I pulled the other post titles from). The sentiments obviously do not match! I've never rooted for Trump. He did, by his own admission ("I'm rooting for Trump" being his EXACT words)!
Also, many of the posts contain lies about me. Why the hell would I write hateful lie-filled blog posts about myself? Luke is deeply mentally ill and someone I would not be surprised to hear about on the news as the next mass killer. At the very least we can be certain his claim that he follows the Golden Rule is complete bullshit.
He does not even know what the Golden Rule is! According to him "I treat you as you have treated me and you deserve it". But the ACTUAL Golden Rule says "one should treat others as one would like others to treat oneself".
Which, given the fact that he trolled me first and for years (during which time I could do nothing, because he only had the blog Stay A While, which he denies is his and is in any case abandoned), I took it that he wanted/wants me to troll Words and Music (and otherwise harass him when I see him commenting on other blogs such as WYD). Yet, when I did just that, he claimed he was the victim (he never trolled me, and certainly not as "Steve"), and whined (and continues to whine) about my reciprocal treatment of him. Treatment HE deserves.


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Eat Well Compete Well is an initiative supported by Williamsburg Health Foundation.
This Greater Williamsburg area-wide initiative encourages athletic organizers, sports teams, coaches, parents, and young athletes to drink water, eat healthy snacks, and keep moving. It's about that simple and the results are outstanding — overall better health and stronger competitors! Whether you represent a large sports organization, a community recreational group, or a school team, Eat Well Compete Well is a program you can implement. Don't reach for sugary sodas or sports drinks — reach for water, and use the bottle fill-up stations. Eat fresh fruit and vegetables with nut butters and hummus. And of course, stay on the go: moving, exercising, walking more, biking more, and sitting less!
Keep Hydrated
The best source for hydration is still plain old-fashioned water. Most sports drinks are loaded with sugar that far exceeds the calories burned. Make sure your athlete always has a filled water bottle and encourage frequent drinking.
Healthy Snacks
You can help fuel your child's body and performance by providing foods rich in healthy nutrients found in fruits and vegetables.
Move More
Practices may last an hour but children are typically moving less than half the time. Increasing the time they're active by 10-15 minutes can make a big difference.


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Think a chemical-free garden sounds like a great idea, but is too complicated to achieve? Think again!
Growing your own herbs, vegetables, greens and fruit is great for your body, mind and spirit. You probably already know that gardening is a wonderful way to get outside and get plenty of fresh air and sunshine.
However, too many gardeners rely on harsh pesticides, herbicides, fungicides and chemical fertilizers to help their garden grow. Not only is this unnecessary – it is also unhealthy. All those nutritious veggies pack a much healthier punch if they're sans harmful chemicals!
Here are 5 Easy Steps to Get the Best Results with Chemical-Free Gardening:
Step #1 – Prepare Your Soil. Your soil is the foundation of your garden, so you need to make sure it's full of the right nutrients to feed your plants. Adding organic material like compost is a great way to amend your soil. You might also want to have your soil tested to determine its pH. The proper soil conditions can make the difference between a sparse crop and award-winning vegetables.
Step #2 – Choose Your Crops. Next, decide what you are going to grow in your garden. Then, decide if you want to purchase plants or start your garden from seeds. If you start early enough, you can save some money and start with seeds. If not, you can often find plants grown without chemicals for sale at your local nursery.
Step #3 – Organize Your Garden. Did you know some plants naturally protect other plants from disease and pests? It's true. For example, Marigolds drive bugs away and if you plant them around the perimeter of your garden, they'll help protect your herbs, greens and veggies. Before transferring your plants into your garden, figure out where you're going to plant them. Make sure there is plenty of room between plants so they have room to grow and thrive. A tiny tomato plant can grow several feet high and several feet wide. Leave lots of room for your new friends to reach their full potential!
Step #4 – Choose Natural Pesticides, Herbicides and Fungicides. Some say that home gardeners use more chemicals on their gardens than farmers do. That's a lot of chemicals! Interestingly enough, mild detergent and water protect many plants from harmful pests. Hot pepper sprays also works to fend off pests. And natural predators like frogs, toads and ladybugs can keep your garden healthy and full.
Step #5 – Maintenance. Of course, regular watering and weeding will be required until it's time to harvest. Take care to not over-water. Soil should be moist, but not soaking wet. Weed on a regular basis to make sure your plants get all the nutrients they need and have plenty of room to grow.
Organic gardening isn't difficult when you start with a healthy foundation. Before you dive in and start a garden large enough to feed an army, choose a few plants you know your family will enjoy. The key is to pick a starting point and get going!
Happy Gardening!
Til Next Time,


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Cool mother & daughter or mother & sun bracelet set silver 'Onyx'. Made of cool black onyx and silver beads. The child's bracelet comes with a sterling silver key and mum's with a heart shaped lock charm. So the child holds the key to Mummy's heart - super cute. Only for cool kids!
♥ Extra strong (!) using professional wire with nylon coating, perfect for children's jewellery.
♥ For the special bond between Mother & Child - to celebrate meaningful moments such as a special birthday or becoming a big brother or sister.
♥ Mum's bracelet comes with a solid sterling silver Heart shaped Lock Charm, the child's with a little key.
♥ All bracelets come with a 3 cm silver extension chain for a perfect fit. So your little one will be able to wear the bracelet for 2 years longer! For Mum it guarantees a good fit.
♥ KAYA uses 4mm silver and black onyx beads. All silver parts (beads, extension chain, clasp and charms) are made from solid .925 sterling silver.
♥ We gift wrap our jewellery in 2 Pink satin drawstring gift pouches with a card for your message. Would you prefer 2 gift boxes? Choose this above at no extra cost.
♥ Extra bracelets available in the menu at a reduced price. For if there are more brothers or sisters in the family who want a cool bracelet!
♥ Safety: Children under three years should never wear jewellery unsupervised. Remove the jewellery when your baby is playing, bathing and sleeping. Jewellery for babies and toddlers is primarily intended as a keepsake, to wear during special occasions and to cherish for later.


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Squeeze Chute (Sioux Steel) - Manual Head Gate
Sioux Squeeze Chute w/Manual HG
** Left handed manual head gate is standard.
Right handed option must be specified at time of order.
Left or right handed operations are determined by facing forward the same way cattle would be facing in the head gate.
Systems Include:
- Squeeze Chute
- Manual Head Gate
- Palpation Cage
- Slick Door
- Your choice of a Cleated Rubber Floor or Steel floor.
- 84" tall x 38" wide x 12' long.
- 9' squeeze chute.
- 3' palpation cage.
- 29" inside squeeze chute width (squeezes to 12").
- 40 grease zerks.
- All panels are a slam latch design.
- Both sides open completely.
- Controls can be mounted & ran from either side of your operation
Cleated Rubber Chute Floor
The squeeze chute has a denser, heavier floor that features molded cleats that keep animal's hoofs from sliding front to rear and side to side. Molded cleats won't rust and wear out resulting in longer equipment life.
3 Drop Down Doors
Each door has blinders on them to keep the animal focused in the right direction. Doors go all the way down giving you complete access to the upper 2/3rds of the animal.
12" Injection Door
Our injection door is the largest in the industry, allowing for greater access to the neck area making vaccinations and injections safer and easier for both the animal and the processors.
52" Fiberglass Push Bar
Easily move the animal forward into the squeeze chute. This unique process allows producers to leverage animals forward without having to remove push bar into new slot.
Sioux Steel Cleated Rubber Floor (left handed operation)
|2,250 lbs.
Sioux Steel Cleated Rubber Floor (right handed operation)
|2,250 lbs.
Steel Floor
|2,020 lbs.
NOTE: Left or right handed operations are determined by facing forward the same way cattle would be facing in the head gate.
We distribute products through local dealerships in your area. Prices and product availability may vary between dealerships.
Verdant Garden Beds:
Galvanized steel raised garden beds can be found on Amazon.
We try our best to ship orders in the timeliest manner possible. Each product may have a different level of manufacturing demand and timeframe for shipment.
If you have any questions or concerns about your order's status, please email us at email@example.com to discuss.
Shipping Rates
We offer calculated shipping rates during the checkout process. USPS and UPS options are available if the product ordered qualifies for those options.
International orders that equal 20 lbs. and less are charged a flat rate of $48.00. Orders that are 20.1 lbs. and over are charged a calculated shipping rate during the checkout process.
Order Processing
Business Days: Monday-Thursday.
Holidays, Fridays, Saturdays and Sundays are not included in processing days.
NOTE: All product specifications are subject to change or improvement without notice. We reserve the right to change product pricing at any time without further notice. Pricing may differ at the time of purchase.
Contact Sioux Steel by emailing firstname.lastname@example.com or by calling our customer service specialists at 1-800-557-4689 for additional information.
We Also Recommend
QUESTIONS & ANSWERSAsk a Question
Do they make an attachment that goes on the head gate to capture the nose of the animal?
We do have a nose bar attachment available, but at this time it is only available on the automatic head gate. The Nose Bar swings across the front to hold the head in a firm position while working. Bars swing out of the way for animal exit. We don't have the item available for purchase directly on farmequipparts.com, as it weighs 35lbs which is over our maximum shipping weight. However, you are welcome to contact our customer service team if you'd like to find an authorized dealer in your area for this time. They can be reached at (877) 782-3073. Thank you.


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Corporate Partners
Cowan Insurance
A preeminent Canadian owned and operated insurance brokerage and consulting operation, Cowan Insurance Group represents leading national and international insurance companies. Cowan specializes in property and casualty insurance, providing the best value to businesses, organizations and individuals for their insurance and risk management needs. The organization also advises and creates retirement, group benefits, disability management and international benefits programs for employee groups and offers wealth management, financial planning and succession planning services to individuals through its wholly owned financial services subsidiary.
Cowan Insurance Group has an outstanding reputation for delivering unique capability to each and every client and has built that reputation serving local, regional, national and international markets. Knowledgeable practice leaders deliver consultation and advice in support of specialized customer segments. This strategy enables the organization to execute leading edge industry programs, provide dedicated support to associations, and know its customers better than the competition. Multi product line capability for commercial lines, personal lines, group benefits and wealth management alongside strong relationship management skills empowers Cowan Insurance Group to deliver value and provide thought leadership to its customer base.
Festival Hydro
Festival Hydro's Conservation Team works closely with business customers to find creative ways to save energy and money. The Save On Energy RETROFIT program is designed to help businesses of all sizes receive incentives for energy-efficient equipment upgrades, making business operations more efficient. Incentives of up to 50% of project costs are available for equipment such as lighting, motors, HVAC, refrigeration and more.
To learn more about the incentives and receive conservation tips, business customers are encouraged to subscribe to Festival Hydro's e-Newsletters on their website's 'Energy Conservation' section. Incentives are available for commercial, industrial and institutional customers.
To ensure your business receives the highest level of incentive available, please contact Festival Hydro's Conservation Team before starting any projects that may be eligible for incentives – Mary Steel, Energy Conservation Specialist, email@example.com.
investStratford is the City of Stratford's Economic Enterprise Development Corporation (SEED Co.) which, together with the Provincially-funded Stratford Perth Centre for Business, offers full advisory services for business start-up, growth, relocation and new investment. Committed to advancing Stratford's economic future, investStratford offers concierge-style advice, support and guidance to businesses, and the Stratford Perth Centre for Business supports youth entrepreneurship programs for Stratford, Perth and St. Mary's area.
Mitchell & Pearce Professional Corporation
Receive informed advice to help you make the most important financial decisions of your life. Our dynamic team of professionals offer a full range of tax planning and financial solutions. Our tax specialists provide expertise in minimizing your tax burden and develop sound tax-planning strategies for businesses and individuals. We help you structure a solid plan based on careful analysis and in-depth knowledge, tailored to your unique circumstance. Consult the Chartered Professional Accountants at Mitchell & Pearce Professional Corporation in Stratford concerning our specialties in:
- Financial statement and tax return preparation
- Income tax and HST strategies
- Financial Planning
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RBC Royal Bank
Creating wealth is just the beginning
You've already achieved so much in life. Yet there's so much more you can do. You may want to help your family members get started in life. Fulfill your next career or business ambition. Make a meaningful difference in your community. Create a lasting legacy for future generations. Live a legendary life of adventure, or simply live well in retirement.
Whatever your goals, we will take the time to understand what you want to accomplish with your wealth. Whether you need assistance managing wealth for yourself, your family or your business, we will provide the professional advice you need. We can help manage your investments, plan your retirement, protect your financial security and organize your estate.
While doing so, we will always keep in mind that your wealth is just the beginning – it's a way to achieve more, give more, and experience more.
Contact us today to learn how our knowledgeable team of professionals, backed by the resources of RBC Wealth Management, can help you grow more than wealth.
Robert Bryan, FMA, CIM, FCSI
Vice-President, Branch Manager & Portfolio Manager
Phone: 519-271-4611
Fax: 519-271-7429
Toll-Free: 1-800-265-4596
At RBC, we help our clients thrive, and our communities prosper. This simple statement sums up who we are, what we stand for and what we seek to achieve each day when we come to work. It also reflects our successes and achievements, from record earnings, to our ongoing investments in delivering an exceptional client experience, to the deep commitment we have to making a positive difference in the communities where we live and work.
Sutton Group First Choice Realty
Whether you are buying or selling property, Sutton Group – First Choice Realty Ltd. is committed to helping you make the right decision. Listing with one of our agents guarantees that your most important investment is being handled by a trained real estate professional.
At Sutton Group – First Choice Realty Ltd., our objective is to put our customers at the center of each business transaction. As such, our agents are committed to building highly personalized relationships with their clients. This, combined with our focus on accommodating to each person's individual taste, service needs and financial requirements, truly sets us apart.
Since 1983, Sutton has worked hard to maintain its position as one of the most respected and recognized real estate firms in Canada. Our commitment to outstanding customer service continues to drive our agents who have become an invaluable resource to our organization.
Celebrating 110 years in business, Wightman continues to move forward as a leader in Fibre to the Home and Business deployment, providing some of the fastest internet speeds, phone, and digital TV over our revolutionary fibre optic network. Our business solutions are backed by our local, award-winning customer care and support. Stratford is the 10th community we're building with Fibre, and we're proud to be making Stratford a Gig community!
YMCA of Stratford Perth
Zehr Insurance
Zehr Insurance Brokers Limited is a full service and specialty line general insurance brokerage. We offer traditional insurance products such as residential and recreational property, auto, farm, business, marine and life & financial services. Our specialty programs include our well known Vintage CARS insurance product (Classic, Antique, Rod & Specialty), Cottage Rental Insurance Program, Group Home & Auto Insurance Program, "ZehrBrew" which is a Craft Brewery, Distillery & Winery insurance program & "ZehrCare" which is a health and wellness program for farmers & small businesses.
Zehr Insurance was established in 1954 by Horace J. Zehr in New Hamburg, Ontario. Today the firm is represented by seven offices in the tri county setting of Waterloo Region, Oxford County and Perth County, along with wide representation in the balance of the province of Ontario. Through mergers with other agencies and brokerages our history dates back to the turn of the 20th century.
Zehr is a proud advocate and sponsor of Brain Injury Canada (BIC) by way of several charitable endeavors including: Our Annual Poker Run & Car Cruise (held every Father's day weekend) as well as our "Helmets for Life" initiative. "Helmets For Life" was created in 2015 and promotes awareness of concussions and brain injuries through education as well as brain injury prevention by encouraging the use of helmets in sport.
You might be a new driver, a first time homeowner or one of our many valued clients that have been represented by our firm for over 50 years. You will experience the honest, reliable and dedicated core business values that mark Zehr Insurance Brokers as we act on your behalf first, a true broker in every sense of the word. Talk to our Brokers and let them help you develop the right insurance product at the right competitive price. At Zehr Insurance we are committed to "Protecting What Matters To You".
Head Office- 59 Huron St, New Hamburg ON N3A 1K1 1-800-667-1802 or (519) 662-1710
Listowel Office- 290 Inkerman St E, Listowel ON, N4W 3H2 (519) 291-5444
Milverton Office- 30 Main St S, Milverton, ON N0K 1M0 (519) 595-8108
Monkton Office- 9 Maddison St E, Monkton, ON N0K 1P0 (519) 347-2733
Tavistock Office- 24 Hope St W, Tavistock, ON N0B 2R0 (519)655-2422
Waterloo Office- 16-279 Weber St N, Waterloo, ON N2J 3H8 (519) 746-5900
City of Stratford
Stratford is a destination internationally renowned as one of North America's great arts towns. A short, scenic drive from Toronto or London, Stratford makes a great day trip or weekend getaway. And bring your appetite! Savour Stratford and where to dine summarize the dynamic local food scene and the popular Stratford Bacon & Ale Trail and Stratford Chocolate Trail.
Our beautiful City celebrates a vibrant art and music scene, our famed theatre, modern recreational facilities and a variety of recreational programs.
Residents of Stratford know that they live in a special place that offers a lifestyle like no other in Ontario. Known for its friendliness and numerous events, Stratford makes residents and newcomers feel welcome and an integral part of community life.
Town of St. Marys
The Town of St. Marys is located at the junction of the Thames River and Trout Creek, southwest of Stratford in southwestern Ontario. The first settlers arrived in the early 1840's, attracted by the area's natural resources. The Town is known by its nickname, "The Stonetown", due to the abundance of limestone in the surrounding area, giving rise to a large number of limestone buildings and homes throughout the town. In the riverbed and along the banks, limestone was close to the surface and could be quarried for building materials. Many 19th century limestone structures have survived including churches, a beautiful museum, stunning opera house, commercial blocks, and private homes. St. Marys was incorporated into the province of Ontario, officially, in 1863.
The arrival of the Grand Trunk Railway in the late 1850's spurred growth and soon St. Marys became a centre for milling, grain-trading and the manufacture of agriculture-related products. The railway connected the Town to the rest of the world and framed the local landscape with its two large trestle bridges on limestone pillars across the waterways.
A walk through the historic streets of St. Marys offers a first-hand look at the unique stunning limestone architecture and vibrant downtown core. The community's rich history is preserved and promoted by the St. Marys Museum & Archives who continue to tell the stories of the town through its exhibitions, special events and programs.
St. Marys is home to not only 7,000 residents, but the Canadian Baseball Hall of Fame and Museum and is the burial place of Arthur Meighen, Canada's 9th Prime Minister, Timothy Eaton who went on to become one of Canada's greatest retailers, who opened his first businesses in Canada in St. Marys and nearby Kirkton, Ontario.
The town's present identity is very much shaped by its relationship to the natural wonder of the land, the spirit of its residents, and unique limestone architecture.


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Basic to start a business online
In Business Ideas | By admin | On February 16 2011 02:52 PM | 2 Comments
Knowing what your passion Having a passion (ie, a topic that interests us or we like) is basic to start a business online . Many people even have their website because they love a subject, no matter if they make money ...
Start an Internet Business
In Business Ideas | By admin | On February 16 2011 02:39 PM | 2 Comments
Hello, in this post I want to talk about how to start a business online . Many people make the mistake of thinking that make a page and therefore believe that only you can make money. Some research studies indicate ...
Determine your source of income
In Business Ideas | By admin | On February 15 2011 03:25 PM | 13 Comments
There are several ways to create income to start a business online . Each has its pros and cons discussed below: Entry 1: Advertising Pros. Advertising is ideal to start a business online. Through Google Adsense, you open an account with them ...
You start a business online
In Business Ideas | By admin | On February 11 2011 03:34 PM | 1 Comment
Write the content This is where most mistakes. People think that Google does not realize when copying articles from other sites, write articles spam or fake information. Google is aware of everything. Therefore, the best sites are those with comprehensive, original and ...
Steps to start a Startup
In Business Ideas | By admin | On January 22 2011 04:49 PM | 1 Comment
For those who are less familiar with the concept of startupcompany, we could say that this term defines a business model that has to do with the development of small businesses with high growth potential. This feature makes sure, especially attractive ...
Examine your motivations to start a business
In Business Guide | By admin | On January 21 2011 04:22 PM | 2 Comments
May sound trivial, examine your deepest reasons why you want to start a business will help you focus better toward success. Why? Mainly because many people try to Initiate business for the wrong reasons: ¤ Under pressure from their parents or ...
Profitable business
In Business Ideas | By admin | On July 12 2010 05:24 AM | Comments Off on Profitable business
The cost of a business has two sides: the one on paper and real. (To read more click on Business Myths ) For example, say you buy a franchise for the sale of computers, and assure that the return ...


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LOS ANGELES – Michael Nusinow is sifting through a crate of glass
"Our period bottles from the 1940s and '50s are embossed like this one," he says, tracing the logo's raised lettering with his finger.
A few years ago, Nusinow bought several hundred of the vintage vessels from a
Coke's supporting role in the movies dates back to the early-1900s. In the '50s, the company set up an office in L.A. to be closer to the entertainment capital of the world and get its beverages on set and on screen. Premier Entertainment took over these responsibilities in the '90s, and has worked closely with Coke's L.A.-based entertainment marketing team and Atlanta-based archives since then to field requests from studios, networks and showrunners.
"They're our front lines with producers, studios... anyone with a camera looking to integrate
In many cases, Premier receives scripts that call for a
"They'll say, 'the scene takes place in a diner in the 1950s… what do you have?" Nusinow explains. "So I'll take pictures of what's here in the warehouse to send them, and they'll come by and have a look if they're interested."
Michael Nusinow, Premier Entertainment
Michael Nusinow, Premier Entertainment
Nusinow often consults the
"We have so many things at our fingertips that can make scenes look realistic and add color and context to the time and place they're trying to recreate," Nusinow said.
'Whether it's a painted wall sign in the background or a bottle on the table, Coke is organic to the scene,' says Archivist Ted Ryan. 'As producers have created movies over the years, Coke had to be there because it belongs.'
The warehouse Nusinow mentions is located in the back of a relatively nondescript office building in North Hollywood that, from the curb, offers few hints at the throwback treasures behind its doors. The space is stacked with
The industrial-style building is also home to cases of
Coca-Cola Archivist Ted Ryan
Coca-Cola Archivist Ted Ryan
Piper and Premier take careful steps to ensure
Premier evaluates opportunities through the lens of Coke's current brand and business strategies. "We find the right fit between a brand and a project, while helping directors bring authenticity to the stories they're trying to tell," Nusinow says. "We're not here to make a commercial. We want Coke's brands to be integrated naturally into the fabric of the shot."
Premier's warehouse includes wooden crates of vintage
Premier's warehouse includes wooden crates of vintage
And since
He adds, "I don't think of it as product placement as much as that we help recreate real life."
And as Coke's product portfolio has expanded over the years, so too has its screen credits. "When you see an actor in a movie or on TV walking around with a smartwater or an Honest Tea, it's because that's probably what he or she is walking around with each day," Ryan explains.
Vending machines and a
Nusinow says he never tires of seeing the fruits of his team's labor in the theater. "You read these scripts and partner with these productions, then you go to the movies and suddenly see something you worked on pop up on the big screen. And you know what? Even after all these years, I still get excited."
Piper has a similar reaction. "When I see our products on screen, I'm really proud because we work for a company that stands for more than what's in the bottle," she said. "It's optimism, it's happiness. When I see our brands, I see more than just set dressing."


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Using NeatVision, a Java based image analysis and software development environment, which provides high level access to a wide range of image processing algorithms, I had to solve a number of problems.
Part 1 :
Compare and contrast the Roberts and Laplacian approaches to edge detection. Illustrate the tolerance to Gaussian noise of these operators with sample images of your own face.
Part 2 :
Develop a robust NeatVision program capable of automatically counting the number of surface mount components found in the image illustrated below, comp2.gif. State any assumptions clearly.
Chapter 1. Review
1.1 Laplacian Edge Detector:
The NeatVision implementation used to demonstrate this detector is shown in Figure
There is a significant amount of distortion in the above image.
1.2 Roberts Edge Detector:
The program used to evaluate this technique is shown in Figure 1.3.
These results show that the Laplacian operator is extremely sensitive to Gaussian noise.
Chapter2. Design
I completed this assignment before I realized that I was not allowed to use the SINGLE threshold operator with my choice of threshold. I have included the design and results of my original program and my new program which utilizes the MIDTHRES operator.
2.1 Rationale
In order to count the components in comp2, the image must be transformed to binary, the background as black and the components as white. The background would need to be removed. This will be done by separating the image into its individual RBG values.
2.1.1 Outline of Procedure
I. Split the image into RBG values
II. Remove the circuit board from the background.
III. Remove all limb ends.
IV. Convert Image to Binary
V. Use REMISO
VI. Use DILATE
VII. Use ERODE
VIII. Use WHITEBLOBCOUNT
2.2 Colour Plane Extraction
I tested all colour plane extractors and recorded all results. The aim of this is to
remove the background, the green PCB board.
2.2.1 RGB Colour Plane
The output of this plane is Red, Green and Blue. [1] This result is off no use to our
2.2.2 YUV Colour Plane:
This plane matches the human perception of colour better than the previous. [1] The V output has the most distinctive difference.
2.2.3 LAB Colour Plane
This plane is contains the most complete colour model when describing the colours visible to the human eye. It is perceptually linear meaning that a change of the same amount in a color value should produce a change of about the same visual importance. [2] The A output is promising as it is very distinctive.
2.2.4 XYZ Colour Plane
This is based on direct measurements of the human eye, and serves as the basis from which many other color spaces are defined. [3] This plane is off no use to this particular task.
2.2.5 CMY Colour Plane
This outputs cyan, magenta and yellow. [4] This plane is not relevant.
2.2.6 HSI Color Plane
This outputs Hue, Saturation and Intensity of an image. [1] This is better than the previous but ultimately of no use.
2.2.7 YIQ Colour Plane
This plane has two separate components, Luminance Y, the brightness information and the Chrominance, the colour information. [1] The I and Q output were selected to go through to testing as the contrast is quite distinctive.
2.3 Selection of Colour Plane:
The V output from the YUV plane, A output from the LAB plane, I and Q outputs from the YIO planes were tested in the following manner, Figure 2.15. The results achieved are displayed in Figure 2.16 and 2.17. I chose the YUV plane, the left image of Figure 2.16, as this had the least amount of isolated white pixels compared to its counterparts. The components looked fuller.
2.4 Removing the noise:
Utilizing the V signal, I tested both combinations of the OPEN and CLOSE operators and tested the ERODE operator. [A] The erode operator would be used later on in this project. The right image in Figure shows the CLOSE followed by OPEN which is more satisfactory as the image looks more fuller and there are less white pixels found in the components. They would be more resistant to the erode operator when removing the rails.
2.5 Dynamic Threshold and Inversion:
The ACC operator was added to convert the image to grey scale in order to perform dynamic thresholding of the image. The average intensity of each pixel of the image was calculated with a cast from a Double to an Integer, DtoI, operator. The threshold was set to 140. This was fed through the SINGLE threshold operator. The image was inverted after going through the INV operator as shown in Figure 2.21. This image is now a binary representation of the original image.
Revised Program:
This calculates the threshold using the MIDTHRESH operator which sets it to 127.
2.6 Removing Components and Counter:
Initially I had 3 loops, ERODE, REMISO and DILATE but I was able to limit the REMISO to a single operation. The erode loop "erodes" 6 times and the REMISO removes isolated white pixels. The final loop dilates the image 12 times before being counted by the WhiteBlobCount er. The output INT shows the correct amount of components, 17.
2.7 Revised Counter:
Chapter 3. Testing
3.1 Robustness to Image Noise
The program was tested 50 times for each Noise Generator.
3.1.1 Salt and Pepper Noise:
At 0.12, the accuracy of my program is only 52%. At 0.04, this rises to 92%.
Revised Counter:
3.1.2 Gaussian Noise:
This was tested in the same manner as the previous. The threshold level of Gaussian noise was 67 with an accuracy rating of 92%.
3.1.3 Additive Noise
Neither program functioned with any white noise.
3.1.4 Raleigh Noise
The threshold level of Raleigh noise was 45 with an accuracy rating of 92%.
Revised Counter:
The threshold level was 24 for Raleigh with an accuracy rating of 96%.
3.1.5 Poisson Noise
The threshold level of Poisson noise was 42 with an accuracy rating of 94%.
Revised Counter:
The Poisson threshold was 28 with 90% accuracy.
3.2 Robustness to Scaled Images
I kept the image approximately the same proportion as the original, 286 x 300. The image was scaled using the SCALE operator. The image scaled down considerably but scaling up was not as significant.
3.2.1 Minimum Threshold
Figure shows the program to scale down and the results are in Figure. The minimum threshold resulted of the image is 196 x 208.
Revised Counter:
The minimum threshold was the same 196 x 208.
3.2.2 Maximum Threshold
I scaled the image using the same method as the previous stage. The maximum threshold of the image was 297 x 309.
Revised Counter:
The maximum threshold of the image was the same at 297 x 309.
3.2.3 Distorting Width
The result for both programs was the same. The height remained unchanged while the width was altered. The minimum threshold for width is 216.
The maximum threshold for width is 291.
3.2.4 Distorting Height
The result for both programs was the same. The width remained unchanged while the height was altered. The minimum threshold is 202.
The maximum threshold is a disappointing 309.
3.3 Robustness to Image Rotation
Results for both systems were identical. The rotate operator was used to rotate the image. Initially I had the original image rotated but this was not working as the ROTATE operator utilizes grey scale images. The program worked correctly for 0, 90, 270 and 360 degrees. 180 did not work.
The threshold degree values were calculated. The ranges giving correct results were 0–2, 90–92, 264-272 and 355-362.
3.4 Robustness to another image
The program was tested with comp1.jpg and resulted with the correct output, 9.
A. Machine Vision Algorithms in Java, Paul F. Whelan and Derek Molloy.
1. http://www.eeng.dcu.ie/%7Ewhelanp/EE425/protected_material/, EE425
Course Notes, Colour Image Analysis
2. http://en.wikipedia.org/wiki/Lab_color_space
3. http://en.wikipedia.org/wiki/Xyz_color_space
4. http://en.wikipedia.org/wiki/Color_models#CMYK_color_model
5. www.neatvision.com, NeatVision Developers Guide
The .pdf version of this report is available below.
Edge Detection And NeatVision Counter
Related posts:


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The World's Best School Systems
Imagine that! When you recruit teachers from the top third of the graduating class; provide ongoing professional development; create pleasant and professional working environments; institutionalize career-long opportunities for career advancement; and give teachers leeway to teach in the ways that play to their strengths... you get good education! Education Week reports on the world's best school systems.


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Frequent Links
Edward Shortt
Edward Shortt PC KC (10 March 1862 – 10 November 1935) was a British lawyer and Liberal Party politician. He served as a member of David Lloyd George's cabinet, most significantly as Home Secretary from 1919 to 1922.
Background and education
The son of a Newcastle upon Tyne Church of England vicar, Shortt was educated at Durham School, followed by the University of Durham, where he read Classics.
Legal career
He was called to the Bar at the Middle Temple in 1890 and practiced on the North Eastern Circuit. He served as Recorder (part-time judge) of Sunderland from 1907 to 1918, and was made a King's Counsel in 1910. He was never a particularly successful barrister, but was popular, clear and lucid.
Political career
Shortt became active in politics for the Liberal Party. In 1908, Shortt was an unsuccessful candidate for Newcastle upon Tyne in a by-election, losing a seat previously held by the party when the Social Democratic Federation put up a candidate against him. However, in the January 1910 election he was elected, and remained an MP until 1922, transferring in 1918 to the new Newcastle upon Tyne West constituency. Within the Liberal Party, Shortt allied with David Lloyd George in the party split which occurred between him and H. H. Asquith. When Lloyd George came to power in 1916, Shortt was soon appointed to the government.
Shortt was not a very active MP, but his appointment to chair a Select Committee to review the operation of the Military Service Acts in 1917 brought him to the attention of Lloyd George. In May 1918, Lloyd George appointed him as Chief Secretary for Ireland, at a pivotal point in the First World War and when Irish Republicanism was on the increase. The government had decided to introduce conscription in Ireland to provide more soldiers for the Western Front, linked to support for Irish home rule, but still found that opposition to the British increased. Shortt gave his support to an unusual plan to encourage Irish soldiers to join the French army, while persuading the Roman Catholic hierarchy in Ireland to support conscription. However, both parts of the plan collapsed due to infighting within the government and the military establishment. Conscription was never implemented in Ireland.
Once the war was over, Shortt was promoted to Home Secretary in January 1919, during the middle of a police strike. To the stakeholder's satisfaction, he helped to solve the strike and earned the support of the police. He had to deal with rising crime caused by large numbers of unemployed soldiers, some who struggled with mental illness. He introduced a bill to license firearms, of which there were many which had been smuggled back as war trophies. Shortt also reprieved Ronald True, who had been condemned to death for murder, after finding the issue of his sanity in doubt. Shortt was not well respected in Parliament, where he had a reputation for laziness and for appointing fellow barristers from the North East to important posts.
When Lloyd George's coalition government fell in October 1922, Shortt retired from politics and stood down from Parliament.
Career After Parliament
In November 1929, Shortt was appointed as second President of the British Board of Film Censors succeeding T.P. O'Connor. This was an odd appointment as Shortt had no real interest and actively disliked sound films. The Board had been set up by the film industry and had no statutory role (local councils being technically responsible for judging who could see a film) but in practice its rulings were always obeyed.
Shortt followed previous policy of a highly restrictive licensing. In the Board's report for 1931, he outlined his concern about the increasing number of films dealing with sexual topics, and promised further restrictions. He banned 120 films in five years and in 1932 ordered cuts to 382, a record number; one of the films banned was Red-Headed Woman, starring Jean Harlow. Shortt died in post in 1935.
In the last year of his life he founded the security firm Nightwatch Services, later Securicor.[1]
Shortt married Isabella Stewart Scott, who had been born in 1890 in Chile to British parents. They had one son, who was killed in action in 1917, and three daughters. He died in November 1935, at the age of 73.
- ↑ Group 4's Danes to swoop on Securicor The Times, 1 February 2004
External links
- Hansard 1803–2005: contributions in Parliament by Edward Shortt
|Parliament of the United Kingdom
|Preceded by
George Renwick and
Walter Hudson
|Member of Parliament for Newcastle-upon-Tyne
Jan 1910 – 1918
With: Walter Hudson
|constituency abolished
|New constituency
|Member of Parliament for Newcastle upon Tyne West
1918 – 1922
| Succeeded by
David Adams
|Political offices
|Preceded by
Henry Edward Duke
|Chief Secretary for Ireland
| Succeeded by
James Ian Macpherson
|Preceded by
The Viscount Cave
|Home Secretary
| Succeeded by
William Bridgeman
|Media offices
|Preceded by
T. P. O'Connor
|President of the British Board of Film Censors
| Succeeded by
William Tyrrell


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That´s very nice.
"Stargate : No Limits" is a FREE private indie game created with the Unreal Engine 4. It's a multiplayer and cooperative game based on the Stargate SG-1 and Stargate Atlantis TV shows. Our goal is to recreate the famous place of the show and for each one, you will have different gameplay like Deathmatch, Assault, Invasion.
That´s very nice.
Indeed it is^^
Can I has one for Xmas? A.A
Yeah , that's a nice model !
Truly outstanding work on this Kiri. A big thumbs up !
And this + 500m long asgard spaceship will be drivable ?
yep like many other
I wonder if it has an interior in the ship? If it does, I'm excited to one day see it.
Yes, but need huge space maps for this and some ships is +1km long. How is this space battle possible for ground shooting games ?
I hope for ship destructive system and free roam in ship (shooting replicator with 12-gauge ) =)
Only registered members can share their thoughts. So come on! Join the community today (totally free - or sign in with your social account on the right) and join in the conversation.
made by kiri danchelo


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Cool Games 2 Play
Featured Games
Atomic SupercarsAtomic Supercars is a drag racing game, where before each race you can tune up your car by changing the wheels, car painting color and other styling elements. when you are ready go to the race and try to beat the opponent.
Hosted Link


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21016 80th Avenue, Frankfort, IL 60423
Heidi: 815.355.8009 Chris: 630.991.6220
Currently we do not offer walk-in appointments. Online scheduling is available below, or please call us. Before arriving at your first scheduled appointment, click RENOVA-Intake-Release-Form to open, save and complete our INTAKE and RELEASE FORM and review the Instructions
BOOK AN APPOINTMENT with HEIDI (Monday – Sunday) or CHRIS (Thursday – Sunday)
After you enter the booking page, please select the service you desire – the current date will be shown along with that date's availability of Heidi and Chris. If both are available, click the icon for the therapist you desire; if only one is available – continue with your selection for that day. If you are requesting a future date – please select your preferred calendar date for availability of Chris and/or Heidi. We offer gift certificates as well. Please contact Chris or Heidi for purchase information.
We look forward to being of service!


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I mentioned they were coming along, I mentioned I was updating the widgets, and finally I am done! Sign-up, sign-up, sign-up!
You'll find all the information you will need via Challenges. You can also go straight from here to see the individual challenges, just click through the badges. All links are still being updated. They're done for the challenge pages and review pages. If you still have reviews for 2013, and wrap-up posts, to submit, you can find them in their original homes.
If you have any problems please let me know.


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Harlem Hebrew Charter Gearing Up
A Hebrew charter school slated to open in Manhattan in August has hired a head of school, secured a location and is beginning to accept applications for kindergarten and first grade.
Robin Natman, a longtime public school teacher and administrator, will head Harlem Hebrew Language Academy Charter School.
Located in District 3, which encompasses part of the historically black neighborhood of Harlem and all of the Upper West Side, the new school will occupy the former School of St. Thomas the Apostle Catholic Church, on Saint Nicholas Avenue.
Most recently, the site, between 117th and 118th streets, has been used for after-school programming by the Harlem Children's Zone, a nonprofit that oversees three charter schools and a network of early childhood, parenting and social service programs serving low-income families.
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Harlem Hebrew, the second Hebrew charter school to open in New York, is one of three publicly funded elementary schools that will open this fall with the backing of the Hebrew Charter School Center, a group funded by Michael Steinhardt and a handful of other major Jewish philanthropists.
Sela Public Charter School, in Washington, D.C., hired a director — a former priest and police officer — in September and recently found a location in the racially mixed, middle-class neighborhood of Takoma Park. Kavod Elementary, in San Diego, has a head, but is still seeking a location.
HCSC also oversees Brooklyn's Hebrew Language Academy Charter School, which launched three years ago, and the Hatikvah International Academy Charter School in East Brunswick, N.J., which opened two years ago.
The National Ben Gamla Charter School Foundation, a separate network of Hebrew charter schools founded by former Rep. Peter Deutsch in 2007, operates five Hebrew charter schools in Florida.
Approximately 2,500 children nationally attend Hebrew charter schools; while the schools are not allowed to collect information about students' religious backgrounds, many observers estimate that the student bodies at HCSC schools are about 40-50 percent Jewish, while the Ben Gamla ones are at least 85 percent Jewish.
At Hebrew charter schools, children study the Hebrew language and learn about Israel and some aspects of Jewish culture. By law, they are tuition-free, cannot teach religion and cannot discriminate on the basis of religious or other background.
For more information about Harlem Hebrew, which will be open to children from throughout District 3, go to www.harlemhebrewcharter.org.


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About Us
Meet the Alternative Medicine Associates Team
Alternative Medicine Associates is a natural health care provider serving the greater Huntsville-Madison, Alabama area. We have decades of combined experience helping patients just like you solve various health issues through natural health care. We are naturopathic doctors that emphasize prevention, treatment and optimal health through the use of lifestyle and dietary changes, homeopathy, natural supplements and botanicals that encourage individuals' inherent self-healing process. At Alternative Medicine Associates we understand that every patients situation is unique – and will spend the necessary time with you during the initial consultation to develop a strategic plan that will optimize your health. Contact us today to learn more about how we can help you.
Meet Our Team
Schedule a Consultation
with Dr. Debra Gilliam or Dr. Howard Gilliam today


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AUBURNDALE, Fla. – Albion College collected nine hits in Monday morning spring break action, but seven of those came from three players in the lineup as the Britons took a 7-2 loss against Ohio Northern University.
Catcher Jordyn Finney went 3-for-4 with a double and scored both of Albion's runs. Right fielder Andrew Arszulowicz slugged a double and drove in both runs.
Left fielder James Spilko also produced a pair of singles. Designated hitter John Fleming hit a single and drew a walk.
The Britons received solid pitching from reliever Jon Hubanks. Making his collegiate debut, he yielded two runs on four hits and a walk over six innings.
Luke Klinehoffer led Ohio Northern with a double and a homerun. He scored three runs and drove in two.
Albion has a Tuesday game against New Jersey City University at Henley Field in Lakeland, Fla. The first pitch is scheduled for 2:30 p.m.
Follow the Britons on Twitter: @Britons_Baseball


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Special Discounts for Newly Called & Students
Browse Secondhand Online
The sixth edition of this two part compilation has been thoroughly updated to take into account all the syllabus changes occurring at the beginning of 2002. It is clearly written, with each subject broken down into manageable sections with diagrams to illustrate complex matters. It contains sample questions which follow the Institute's examination style, together with guidance on how they should be tackled in an exam situation.;In addition to satisfying the requirements of the Institute's syllabus, this book should help the student to understand how the law works in its practical context. Frequent references are made to significant cases, which are highlighted in the text and fully explained. The book also contains examples of statutes and law reports to enable students to gain familiarity with primary sources of law.;This book is intended for students preparing for the Institute of Legal Executives ILEX Part One Year One examinations.


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LUKOIL has signed an agreement with Peugeot Citroën Rus on lubricants delivery for servicing Peugeot, Citroën and DS cars. Particularly, the official dealer centers of PSA Group (Peugeot Citroën Automobiles) will be supplied with LUKOIL GENESIS SPECIAL and GENESIS ADVANCED engine oils.
"LUKOIL aims to develop its partnership relations with the key international automotive manufacturers. Such companies as PSA Group are determining modern and future-oriented requirements to lubricants. As of today, we are considering the PSA specifications of the first fill oils as we plan to participate in the Group's tenders on lubricants supplies in Russia and Europe" said Maxim Donde, General Director of LUKOIL Lubricants Company.
"As part of aftersales service development in Russia, PSA Group is interested in cooperation with local company which is able to supply multifunctional motor oils officially approved by the majority of car producers represented in the country's market. We are very happy to deal with such a reliable partner as LUKOIL" commented Evgeniy Boldyrev, aftersales service and spare parts director of PSA Group in Eurasia region.
Note to the editors:
PSA Group produces three car brands, including Peugeot, Citroën and DS. The Group also provides various mobility services under Free2Move brand. PSA is a leading market player in the sphere of CO2 emission reduction with the average figure of 102.4 grams of CO2 per kilometer in 2016. The Group is one of the ground breakers in developing of self-driving and connected cars. PSA is also represented in the financial services sector with PSA Finance Bank as well as in the sphere of car components production with Faurecia.