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Last Updated: April 7, 2017
Effective Date:April 7, 2017
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By using the Online Services (as defined below in the section discussing "The websites and information covered by this Privacy Policy"), or otherwise providing your personally identifiable information to Konami, you consent to the collection and use of such personally identifiable information as set forth in this Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not provide us with any information and do not use the Online Services.
Konami Digital Entertainment, Inc. ("Konami", "we" or "our") has adopted this Privacy Policy to describe how we collect, use, safeguard and disclose the information you provide to Konami. This Privacy Policy may be revised from time to time, so please revisit this page often to remain fully informed of our policies.
This Privacy Policy and the certification seal located on this page confirm that Konami is a valid licensee, and participating member, of the Entertainment Software Rating Board's Privacy Certified Program ("ESRB Privacy Certified"). To protect your privacy, we have voluntarily undertaken this privacy initiative and all the Online Services where this Privacy Policy is posted have been reviewed and certified by ESRB Privacy Certified to meet established online information collection, use and disclosure practices. As a licensee of this privacy program, we are subject to frequent audits of the Online Services and other enforcement and accountability mechanisms administered independently by ESRB Privacy Certified. ESRB Privacy Certified does not review or certify any of the data collected offline by Konami.
ESRB Privacy Certified is a third-party seal provider whose mission is to protect consumers' online privacy and make the Internet a secure, reliable, and private place to share information and conduct business. ESRB Privacy Certified promotes and enforces established principles and guidelines for fair information practices that include requirements of full disclosure, notice, and informed consent.
DISCLAIMER: Although ESRB Privacy Certified does not monitor our non-English websites, Konami makes all best efforts to ensure that non-English websites adhere to applicable data collection guidance and principles set forth by ESRB Privacy Certified, including adherence to the EU and other jurisdiction's regulations.
This Privacy Policy applies to information we collect through (a) the website located at https://www.konami.com/games/us/en/ ; (b) all related Konami-controlled websites (example: http://core.konami.com) ; (c) our pages on social media websites such as Facebook, Twitter and Google+ (the "Konami Social Media Pages"); (d) any software applications that we make available through the Konami Social Media Pages; and (e) our other online products or offerings. Collectively, the foregoing items (a) through (e) shall be referred to as the "Online Services". Please note that through our Konami Social Media Pages, we may collect personally identifiable information from you in accordance with this Privacy Policy; however, this Privacy Policy does not govern the collection, use or disclosure of information by any third party, including without limitation social media sites such as Facebook, Twitter and Google+ or third party service providers. We recommend that you independently review the privacy policies of these third parties. WE ARE NOT RESPONSIBLE FOR THE DATA COLLECTION, USAGE AND DISCLOSURE POLICIES AND PRACTICES OF SOCIAL MEDIA ONLINE SERVICES OR ANY OTHER THIRD PARTY.
Some jurisdictions also may require notice concerning personally identifiable information collected offline; for those jurisdictions, this Privacy Policy also explains our practices regarding personally identifiable information that we obtain from offline sources, such as written or verbal communications.
Konami may collect information about you when you use the Online Services or our products or services, or when you otherwise provide personally identifiable information to us. For example, we may obtain personally identifiable information through: (1) "community" registration (e.g., registration for online games or tournaments, to participate in forums or chat rooms, to receive ongoing marketing or other information, etc.); (2) product registration; (3) email correspondence with product support/customer service; (4) polls or surveys; (5) E-Cards or "Send-to-a-Friend" emails; (6) the Konami Social Media Pages; (7) software applications that we make available through the Konami Social Media Pages; (8) information submitted in a business capacity (e.g., resumes); and/or (9) information submitted as part of a promotion (e.g., online contests or sweepstakes). The types of information that may be requested for each activity and the way the information may be used are detailed below.
To register a Konami product on the Online Services, you will be required to submit your first and last name, city, state, zip code, country of residence, email address, date of birth, age and occupation. You may also be asked to provide your phone number and answer demographic questions relating to information about the product you purchased, the type of console you own, and the types of games you enjoy playing. The information that you submit during product registration will entitle you to limited warranty protection and technical support. With your consent, we may also use your registration information to send you, via email, news about products, features and enhancements, special offers, upgrade opportunities, and contents and events of interest. You may also choose to opt out at any time from receiving these messages, by clicking the unsubscribe link within the email or by contacting us at email@example.com.
Konami may collect, use and store personally identifiable information that you voluntarily submit to us via email or other means when contacting Konami customer service or support. For example, we may provide on the Online Services a link through which an online visitor can send email to customer service addressing any issue a user encounters with a Konami product. Your email address and any personally identifiable information you choose to provide in the body of such email is used by Konami for purposes of addressing and responding to your question. Although most email messages are deleted immediately after they are responded to, in certain cases, hard copies or data from certain email correspondence may be kept on file for security or other business purposes, and even deleted emails may remain archived or in system backups. Any such copy or data will be stored in a secure location, and information from these messages will not be used for marketing purposes.
From time to time, we may ask you for your opinion about certain matters in the form of online or offline polls or surveys, including your opinion with respect to our games or other products and services. Your responses to these polls help us provide products and services of interest to you. While we may ask for certain demographic or other information in connection with such polls or surveys to allow us to better interpret the results, we do not request personally identifiable information, such as your name, in connection with these polls or surveys.
Our policy is not to retain any email addresses collected from you during the use of the E-Cards or "Send-to-a-Friend" email features on any Online Services, as these email addresses are only intended to be used to send a one-time email notification on your behalf.
You do not have to provide personally identifiable information to use the Konami Social Media Pages. However, in order for you to take advantage of particular opportunities provided through the Konami Social Media Pages (for example, promotions, events, games or other applications), we may require that you furnish personally identifiable information. We and our third-party service providers collect such information from you through the Konami Social Media Pages, including your name, postal address, telephone number, email address, Facebook and other social media IDs and the names of your friends, only when voluntarily provided to us (either directly or indirectly as a result of Facebook or other social media site being authorized to submit such information to us). Such information may be used and disclosed for any purposes permitted by this Privacy Policy. Konami also collects other information (such as your gender, social media networks, workplace, geographic location, application settings and statistics, status updates, user interactions and other non-personally identifiable information) when you voluntarily provide such information to us (either directly or indirectly as a result of Facebook or other social media Online Services being authorized to submit such information to us). Unless otherwise noted, we may share, use and disclose such information for any purpose described in this Privacy Policy in our discretion.
Konami may provide on the Online Services an email address that visitors can use to send us their resumes. In the future we may expand functionality on the Online Services for other similar business uses. We also may collect personally identifiable information offline about candidates for employment. Personally identifiable information about candidates will be used for the purpose of accepting and evaluating candidate submissions for job postings and may therefore be shared within our company. If the candidate becomes an employee, this information also may be used and retained for employment purposes. Other than as explained in this paragraph, this Privacy Policy does not apply to personally identifiable information gathered concerning job applicants or candidates for employment.
From time to time, we may offer you the opportunity to enter into Konami-sponsored promotions, such as contests or sweepstakes. We may offer these promotions through our Online Services or in-person. To participate in a promotion, you may be required to submit information, such as your first and last name, city, state, zip code, country of residence, email address, date of birth, and age, so that we (or our partners) can administer the promotion. For example, we (or our partners) may use this information to determine whether you are eligible to participate in the promotion and/or to notify you in the event you are selected as a winner.
As noted below, (see "Does Konami use cookie, track IP addresses or use other passive means to collect information?"), we use certain passive means to collect information regarding visitors to the Online Services, Online Services traffic patterns and Online Services usage. Unless noted otherwise, we may share, use and disclose such information, as well as aggregated information or other non-personal information, for any purpose in our discretion.
We may also use your personally identifiable and demographic information for our internal marketing and demographic studies, so we can constantly improve the products and services we provide you and to better meet your needs. From time to time, we are approached by third-party companies and organizations that provide products or services that we believe may be of interest to you. To extend these products or services to you, we may use your personally identifiable information to send out notices on their behalf. We strive to limit the notices and communications to those that we think you would appreciate receiving.
Your personally identifiable information may be stored and processed in any country where we have facilities or in which we engage service providers, and by using the Online Services, you consent to the transfer of information to countries outside your country of residence, including the United States, which may have different data protection rules than in your country.
No matter what method we use to collect information and no matter how we use that information, we seek only to collect the information that we believe is reasonably necessary to fulfill your requests and our legitimate business objectives.
If you choose not to submit personally identifiable information when requested, you may not be able to participate in certain activities on the Online Services which may considerably limit the services we can provide you. For example, if you refuse to provide your email address when registering, you will not be able to use our message boards.
Konami may collect information through cookies to improve the use of the Online Services. A "cookie" is a small string of text sent by the Online Services to your browser and then stored by your browser on your computer's hard drive. Storage of cookies on your system provides an easy and convenient method for us to personalize and enhance your experience on the Online Services, and to help us diagnose problems with our servers and to administer the Online Services. For example, cookies allow us to remember your screen name and date of birth, tell us that you have visited the Online Services before, track your usage of the Online Services, and may contain information that will make your next visit to the Online Services more enjoyable. In addition, Konami will not use cookies to retrieve information from your computer that was not originally sent in a cookie. Most web browsers automatically accept cookies, but you can always disable cookies or set your browser to alert you when cookies are being sent to your computer. However, rejecting cookies may prevent you from taking advantage of certain portions of the Online Services.
We currently contract with several online partners to help manage and optimize our Internet business and communications. We use the services of third parties for marketing purposes to help us to deliver advertisements and to measure the effectiveness of our advertising and how visitors use the Online Services. To do this, we use Web beacons and cookies provided by our marketing company on the Online Services. We may collect the following types of information through such third party cookies: the activity of the Online Services' visitors' browsers when the visitors are viewing the Online Services; the website path of visitors; the time visitors come to the Online Services; and product codes and pricing information for merchandise that visitors purchase via the Online Services. By supplementing our records, this information helps us learn things like what pages are most attractive to our visitors, which of our products or Online Services most interest our customers, and what kinds of offers our customers like to see. Although our marketing company logs the information coming from the Online Services on our behalf, we control how that data may and may not be used. If you do not want to help us learn how to improve the Online Services and our products, offers and marketing strategy, you can "opt-out" of our ability to analyze such data by emailing email@example.com.
The ads and analytics service providers we use are IBM and Google. To learn more about IBM Digital Analytics, including how to opt-out, please contact us directly. In order to learn more about Google's placement of the DoubleClick, DoubleClick Ad Exchange-Buyer and Google Dynamic Remarketing cookies, please visit https://www.google.com/intl/en/policies/privacy/.
While you are browsing the Online Services, Konami automatically collects your IP address and your activity while using the Online Services. An IP address is a number that is used by computers on the network to identify your computer every time you log on to the Internet.
Konami also collects information in the form of log files that record activity on the Online Services, including how many "hits" a particular web page is getting (a.k.a. "click-through data"). For example, log file entries are generated every time a visitor clicks an image on the Online Services. These entries enable Konami to assess overall site activity, track interest in particular portions of the Online Services, troubleshoot technical concerns, and identify the type of browser you are using. We may also use the log file entries for our internal marketing and demographic studies, so we can constantly improve the products and services we provide you. Log files are used internally only.
Note that your browser settings may allow you to automatically transmit a "Do Not Track" signal to websites and online services you visit. There is no consensus among industry participants as to what "Do Not Track" means in this context. Like many websites and online services, we currently do not alter our practices when we receive a "Do Not Track" signal from a visitor's browser. To find out more about "Do Not Track," you may wish to visit http://www.allaboutdnt.com.
The information that you disclose to us while visiting any of the Online Services is collected by Konami, a third party service provider or one of its vendors on Konami's behalf, and is used in the manner specified above. PLEASE BE AWARE THAT BY DISCLOSING CERTAIN INFORMATION ON THE KONAMI SOCIAL MEDIA PAGES, YOU ARE ALSO DISCLOSING THIS INFORMATION TO THE APPLICABLE SOCIAL MEDIA SITE. WE ARE NOT RESPONSIBLE FOR THE DATA COLLECTION, USAGE AND DISCLOSURE POLICIES AND PRACTICES OF SUCH SOCIAL MEDIA SITES AND THIRD PARTY SERVICE PROVIDERS.
Except as expressly provided in this Privacy Policy, Konami's policy is to not sell or rent your personally identifiable information to third parties. Konami may share your personally identifiable information with its parent, subsidiary, and/or affiliate companies for the purposes described in this Privacy Policy, including to allow them to send you information about their own products and services. Konami Digital Entertainment, Inc. is the party responsible for the management of this jointly-used information.
From time to time, Konami may share your personally identifiable information with its third-party service providers and/or licensors, to enable them to provide services in connection with the operation, maintenance and/or support of the Konami Online Services. Such services may include, without limitation, message board operation, email delivery, product registration, storage, website hosting, data analysis, payment processing, order fulfillment, infrastructure provision, IT support, customer support, credit card processing and web site auditing.
We may use and disclose the information we maintain, including personally identifiable information, (a) when required to do so by law, including laws outside your country of residence; (b) to comply with legal process; (c) to respond to requests from a law enforcement agency or public or government authority, including outside your country of residence; (d) to enforce our terms and conditions; (d) to protect the rights, property, or safety of Konami, our customers, users of the Online Services or others; and (e) to allow us to pursue available remedies or limit the damages that we may sustain.
In addition, Konami may disclose personally identifiable information and other information we obtain from you to a third party in the event of a reorganization, merger, sale, joint venture, assignment, transfer, or other disposition of all or any portion of our business, assets, or stock.
Konami does not permit users under 13 years of age ("Children") to become registered users of the Online Services, and we do not knowingly collect information from Children through the Online Services.
By using any portion of the Online Services, you represent that you are not under 13 years of age.
If parents believe that we have unintentionally collected their Children's personal information, they should email us at
firstname.lastname@example.com, or write us at:
Konami Digital Entertainment, Inc. Attn: Website Administrator, 2381 Rosecrans Ave., Suite #200, El Segundo, CA 90245
You should be aware that while you are on the Online Services, Konami may reference or provide links to third party sites. Konami does not control, nor are we responsible for, the privacy policies or information practices of such third parties or their websites. Because we cannot guarantee the responsible privacy practices of such third party websites, we recommend that you read the privacy policies posted on these sites before you submit any personally identifiable information via such third party sites.
If you do not want Konami to send you marketing communications and/or if you prefer not to have Konami share your personally identifiable information with its affiliates for their direct marketing purposes, please contact us, at any time, via email at email@example.com. Alternatively, we will be happy to honor any such opt-out requests made by regular mail to:
Konami Digital Entertainment, Inc.
Attn: Website Administrator
2381 Rosecrans Ave. Suite #200
El Segundo, CA 90245
We will try to comply with your request(s) as soon as reasonably practicable. Please note that if you do opt out of receiving marketing-related messages from us, we may still send you important administrative messages as permitted by applicable law.
It is important to maintain the accuracy of your personally identifiable information that may be collected from you on the Online Services. We will use our commercially reasonable efforts to respond promptly to update our database when you tell us the information in our database is not accurate. It is your responsibility to ensure that such information is accurate, complete and up-to-date. If you have registered to use the message board on certain of the Online Services and wish to update your profile, you may do so online by visiting the "profile" section found at each game forum on certain of the Online Services. You may be required to submit your login name and password before you can access your profile information.
If you wish to review, update, or delete any other personally identifiable information that we may have collected about you, please contact us via email at email@example.com, or by regular mail at:
Konami Digital Entertainment, Inc.
Attn: Website Administrator
2381 Rosecrans Ave. Suite #200
El Segundo, CA 90245
Since 2005, California Civil Code Section 1798.83 permits our customers who are California residents to request certain information regarding our disclosure of personally identifiable information to third parties for direct marketing purposes. California residents may obtain additional information by reaching out to us using our contact information below.
Konami maintains appropriate safeguards that ensure the security, integrity and privacy of the personally identifiable information we collect from our users. Personally identifiable information collected by Konami is stored in secure operating environments that are not available to the public and is only accessible by authorized employees. We also have security measures in place to protect the loss, misuse and alteration of the information under our control (i.e., maintain data quality). Before we allow users of the Online Services to access their personally identifiable information, for example, we verify their identity by prompting them to submit information such as their login name and password.
Nonetheless, please be aware that no security measure is ever perfect or impenetrable. Because security is important to both Konami and you, we will always make reasonable efforts to ensure the security of our systems. In the event that there is a data breach involving unencrypted personal information, we will notify you by posting a notice on the homepage of our Online Services or by emailing you.
If you have any questions, complaints or comments regarding our Privacy Policy or practices, please contact us via email at firstname.lastname@example.com or by regular mail at:
Konami Digital Entertainment, Inc.Attn: Website Administrator, 2381 Rosecrans Ave., Suite #200, El Segundo, CA 90245
As previously mentioned, we are a licensee of ESRB's Privacy Certified Program. If you believe that we have not responded to your inquiry or your inquiry has not been satisfactorily addressed, you can also contact ESRB Privacy Certified directly at http://www.esrb.org/privacy/contact.aspx, firstname.lastname@example.com or at:
ESRB Attn: VP, Privacy Certified Program,420 Lexington Avenue, Suite 2024,New York, NY 10170
This Privacy Policy is effective as of the date posted at the top of this Privacy Policy. We reserve the right, at any time, to modify, alter, update or make changes to this Privacy Policy and any such modifications, alterations, updates or changes will be effective upon posting. Please check back from time to time to ensure you aware of these changes. In the event we modify this Privacy Policy, we will notify you by posting a notice on the homepage of our Online Services or by emailing you. Your continued use of the Online Services will signify your acceptance of the modified Privacy Policy.


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A la Carte
Supreme, Pepperoni, Veggie meat and many more mouth-watering varieties in…
Delicious flavors of Italian fettuccine and arrabiatta penne.
Side Order
Italian cheese bread, Ceasars wings…. and several lots of side dishes including..
Welcome to Little Caesars
About Us
Little Caesars International Inc. is the largest carry-out pizza chain in the world and Bazbaza International Trading Co. Ltd., Riyadh is the franchisee operating in the Kingdom of Saudi Arabia. The Arab world has been known for its hospitality nature and taste for good food. Keeping this tradition, the Saudi Arabian market offers excellent opportunities for an ever-expanding market. Moreover, the strength of Little Caesars brand as well as the geographic dispersion of our restaurants across the kingdom provides us with enhanced growth opportunities.

subset: commoncrawl


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A Mother's Work Stained Glass Stars
In our kitchen window, we have three stained glass stars. When the sun shines through the window, our kitchen is filled with beautiful color and we can't help but smile. These stars are the work of a dear friend and that too makes them special. Over the years I began to give the primitive stars, from A Mother's Work, to friends that suffered the loss of a loved one. When my father passed away, a close friend of ours gave us one of Cindy's beautiful stars and it dances on the window sill with two other stars. Every time I look at them I feel better.


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Weather Wenie-ism Strikes Again
Schools throughout the DC/Baltimore area are closed today according to the Washington Post.
Winter weather moved into the region this morning and the threat of accumulating snow led schools to close in several jurisdictions, including Montgomery County, Frederick County and Howard County in Maryland and Loudoun County in Virginia.Mere rumors of snow routinely close schools in the mid-Atlantic region. This time they at least waited for the first snowflake to fall. Enjoy your snowdays in July, kiddies.


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Thursday, February 9, 2012
Hand-picked Gifts for Your Gal
We've taken the guess work out of gifting this Valentine's Day. We hand-picked 8 of our very favorite items that your lady is sure to swoon over.
Just swing by one of our stores, grab a
valentine's card
and your shopping is done. For a little extra, we'll even wrap it for you. Still unsure of what to give? No fear— we have gifting gurus on hand at every location who can help you find that very special something if you're still stumped. We just
love gifting, and we want you to love it, too!
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Why Personal Loans Are Sought For
Why Personal Loans Are Sought For
Why Personal Loans Are Sought For
Why Personal Loans Are Sought For
Extra Cash Tips
Why Personal Loans Are Sought For
In everything we do, it often involves a certain amount to be spent. The greater the action that needs to be taken is most likely to require more money involved. When we plan to go for a vacation, get our house repaired, or even purchase a car for our daily activities requires to shell out a certain amount of cash.
There are instances when these actions are needed to be taken but the current cash we have in our savings is not enough. We need to find ways to generate enough cash for us to be able to make the steps needed. One way to generate the cash required is through money lender singapore. Personal loans assist us to be able to spend the proceeds for an expenditure while spreading the cost of payment throughout a fixed period. This amount is then paid with a fixed rate as a rental fee for the money that was borrowed. Now here are some items why getting a personal loan can be an advantage.
- Buying Something Needed but With High Value
There are times that we are compelled to purchase something that we need but are expensive. It may be during times we are short of cash or even times where we have enough savings but would prefer to spread the cost throughout a specific period. These purchases can be made by getting a personal loan that would fund the purchase, yet the payments would be made throughout a fixed period.
- Refinancing Your Debt
One great advantage of getting a personal loan is using it to refinance your debt. When you need to consolidate multiple debts for better tracking payments and cost, getting a personal loan to refinance all your loans under one debt would help. This would allow you to monitor one payment date, interest cost, and even talk money lender singapore to make everything much simpler.
- Emergency Fund
With all financial planning advise, one of the requirements of financial planning is making sure that an emergency fund is in place. When you find it urgent to establish an emergency fund right away, getting a personal loan can help. Although borrowing money will lead you to pay more for the value you are getting, it will be the purpose of establishing the fund that is important.
Why Payday Loans Are Being Sought For
One of the most common incidence that we encounter as a working individual is finding the worth of our month's salary is not enough. During these instances, we start to struggle where to find that additional cash that could help us get by and make sure that all our expenses are paid.
One of the best way to address this occurrence is by getting a payday loan. But with all the negative reviews and feedback about this loan starts to make you have those second thoughts and eventually deal with the stress again. But with proper planning and management, payday loans can still be a viable and effective option to take. Here are some of the instances why we get payday loans.
- Emergency Health Expense
Health can be one of the most unpredictable things that can happen to us. During these times where our health starts to fail us, it hinders us from being able to work and earn the money we need to continue with other expenses. These expenses do not stop and to top all of that, your expenses for getting medical attention adds to the cost of surviving the month. Getting an online loan in Philippines just to make sure that your medical expenses is covered can greatly help you continue to properly manage your funds.
- Home and Car Repair
When we acquire items which are beneficial to us for everyday living, we do our best to make sure that we are able to maintain it at its quality. A house with a leak can definitely cause trouble during the days you are home. A car who keeps on breaking down on the road will definitely cause you delays. A payday loan that can help you with the repairs will prove to be beneficial in the long run. Keeping your items in good condition allows you to be more productive.
- Time Sensitive Purchases
In cases where a purchase needs to be made and time is a pressure to consider, getting a payday loan can help you very much. It will allow you to have the proceeds soon and also give you the chance to pay for it through installment terms.
Why Business Loans Are Being Sought For
While searching the internet or reading a magazine, you come across this page where you find a product that you've recently bought which actually ended up of no use to you. Then you suddenly realize how you can improve this product and make sure to avoid the same instance that happened to you that made it unusable.
You start studying the design and made some modifications to the product and then an idea is born. You realize that you can sell the product yourself which you believe is more effective than the one you bought. But how do you start and what do you do? These are one of the many questions that we encounter when we plan on getting a business loan. Here are the reason why a business loan is one of the most lucrative forms of loan being sought in the market.
- Business Loans help provide the funds needed that you may not have
If you are planning to jump start the business, grow your business, or expand to other territories, business loans can actually help do this. Personal loan Philippines with low interest rate allows you to spend for items to get your business going and get it moving in the right direction. It is not merely for finding cash but being used to improve the business.
- Building Credit Standing for the Business
We should be clear that a business and its owner is treated as a single entity when the business is a sole proprietorship. Any credit scoring that an individual has is the initial standing that the business will automatically have. Some may use the help of their business to get a loan and eventually improve the credit standing of both the business and the owner. Of course this can also go the opposite way in case the improper management of the debt happens.
- Business Loans Help Refinancing Debt
Debt refinancing is common in business industry. It is a means of paying of an existing loan with a new loan. This allows the business to consolidate all the loans under one payment due date, one interest, and the same terms and conditions.
What to Watch Out When Getting a Personal Loan
While eating dinner on a Friday evening, you notice that a portion of your ceiling is peeling off because it has never been repaired for years. You then realize that you are running low on cash since you just started putting up a new business venture that you've been planning with your partners for quite some time already. You then realize its time to get a personal loan to get your entire roofing repaired.
Personal loans are effective ways of generating cash for emergency expenditures especially when we are running low from our savings. We know that we have the income coming in but there are certain things that we need to spend on immediately instead of waiting and saving for the amount enough to have that repair. When taking a personal loan, we need to make sure that we are aware of what to expect. Here are a few things we need to make sure before deciding to grab one.
There are two types of Personal Loan
A personal loan can be unsecured, which means that a collateral is not required by the money lender singapore when making a loan. This is the most common type of personal loan. Because the loan is unsecured, the interest rates for this type of loan is quite high compared to other loans. The reason for this is to ensure that the principal amount is recovered sooner by the lender.
The second type of personal loan is a secured loan. This is a type of loan that is not very common. Certain money lender singapore no longer exercise this type of loan as they create more paperwork. With this kind of loan, the interest rates fall low because of lien being placed on the asset used as a collateral.
Personal loan offers different ways to compute for interest
A personal loan has two ways of applying its interest. One is fixed interest rate where a fixed rate is applied on the principal amount of the loan. The rate does not change over the life of the loan or the period in which the loan is expected to be paid. The other type of interest is the variable interest rate where the rate changes every year based on the prevailing market rate.
What to Watch Out When Getting a Payday Loan
When you find yourself in a place where you are short of cash, it is often hard to find ways on how to make ends meet. This usually happens when our expenses for the month exceeds our current cash inflow. During this times we start getting from our savings to offset the shortage. But there may come times where we don't have enough savings to cover for the shortfall.
Getting a payday loan can prove to be the fastest way to resolve the concern. Although payday loans have a bad reputation, making sure that you manage your loan properly will help you ensure that you avoid the traps of getting deeper into debt. Here are a few things you need to watch out for to ensure that you take the right steps.
- Payday loans are short term loans
Payday loans are short termed in nature. They are due in four weeks or on your pay date whichever may come first. Some payday lenders extend their loans up to 8 months but the payment would then be applied at an installment plan. Because of the loan being short term in nature, it is necessary for the lender to ensure that the principal is recovered soon as possible. Lenders will often recommend the shortest period to ensure that the loan is paid right away.
- Payday loans have capped interest rates
It is usually referred to as loans with the highest interest rates. This is not always true. It may seem high because of the loan being short term but a personal loan may prove to have a higher effective interest rate in the long run. The total interest payment may result for a higher interest rate compared to the actual rate applied on a payday loan.
- Payday loans are easy to get
Because these loans are so easy to get, most people find it as the fastest way to resolve any financial issue. Instead of properly planning their income and expense, they resolve in taking on payday loans to meet their spending requirement. If the borrower starts to let this go out of hand, this is where getting buried in debt actually starts.


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Everyone In New Mexico Must Visit This Epic Hot Spring As Soon As Possible
The mineral springs at Ojo Caliente Mineral Springs Resort and Spa defy the parched high desert, which surrounds it. Each day, 100,000 gallons of hot water bubble out of the ground and are captured in the spa's public and private soaking pools. Located just over an hour's drive from Santa Fe, and about two hours from Albuquerque, Ojo Caliente is doable as a day trip for many New Mexican residents. If you want to experience the benefits of a vacation in the space of an afternoon, head to this hot spring resort that combines luxury with natural beauty.
Here is more detailed information about what to bring and what the resort provides for you.
Have you been to Ojo Caliente? Or perhaps you've visited some of New Mexico's other hot springs and swimming holes. Where do you go when you want to relax in the Land of Enchantment?


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Renew your look at these professional Blouberg hair salons
For many people, the appearance of their hair has a significant impact on how they feel about themselves. For them, having their hair done is extremely important, and in order to maintain good looking hair, they often visit professional hair salons. In Blouberg, there are a large number of salons that provide professional service and haircare products.
Blouberg hair salons only employ fully qualified and expertly trained staff that are able to take the best care of their client's hair. These hairstylists provide their clients with professional cutting, colour and styling services. They are also able to give their clients great advice as to which hairstyle will suit their face shape, and what colour will be best compliment their skin tone. The expert advice they provide, combined with their excellent cutting and styling skills make for the perfect combination when it comes to professional hair care.The professional hair care products these salons sell include brands such as Joico, Redken and Schwarzkopf.
The wash basin operators at the hair salons in Blouberg are also expertly trained to wash, condition and treat salon client's hair - a special treat most clients look forward to when visiting a hair salon!


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Name: Wealthy Affiliate
Website: www.wealthyaffiliate.com
Price: Free to start. Upgrade to premium $49 per month, $359 if you upgrade to yearly (39% savings)
Owners: Kyle & Carson
Overall Rank: #1
Wealthy Affiliate Product Overview
What is the best training on affiliate marketing? While there are many programs out there, Wealthy Affiliate is the best training you can get according to the vast majority of opinions,.
The owners and founders of Wealthy Affiliate, Kyle & Carson, started it in 2005 and have built a thorough learning platform that certainly even an absolute beginner can understand and utilize.
The training is step-by-step and it incorporates both video and written text with accompanying tasks to complete, so that you can see your progress.
I was a complete novice with zero technical ability when I started. So, I didn't know a darn thing about internet marketing – if I can learn it you can too!
As a new member and especially as a Premium Member, you have access to a virtual ocean of knowledge created by the hard work and insight of Kyle and Carson. You are by all means being trained by the best!
Furthermore, there are lots of add-ons, like access to an absolutely fantastic keyword and niche research tool called Jaaxy.
I researched a plethora of internet marketing programs before making my choice because I wanted to be sure. Although there are many good ones, Wealthy Affiliate is the real deal!
The Good & the Bad
The Good:
- Free membership as a starter
- You save 39% as a premium member with the yearly plan
- As a starter – 2 free websites
- Comprehensive training
- Training modules complete with video and accompanying text
- Live video training. A lot of these and they are being continuously added
- Website built for you
- You can choose Over 2,400 website themes
- You can use WordPress and all its features
- Access to Jaaxy keyword and niche research
- Access to a host of plug-ins
- Regular pep talks from Kyle and other members
- Excellent support – if you have a problem, it will be solved
- Private messaging with the owners
- Opportunity to give and receive site feedback
- Live chat
- Spam free
The Bad (but not really):
- This training is not for those with a get-rich-quick attitude – therefore, you have to work it and do it consistently.
Who is For?
It is certainly for the absolute beginner as I was. It is also for the experienced internet marketer who would like to move to a higher level.
In other words, the formula is a simple 4 step process – thus, there is no need to complicate it!
Tools & Training
If you are eager to learn, you have come to the right place because the superb training covers so much. It is thorough yet easy to follow. The training is up-to-date and always developing. First, let's take a look at the Certification Courses.:
Certification Courses
- Getting started
- Building you own traffic-producing website
- Making money
- Mastering social engagement
- Achieve maximum success through content creation
Each of the 5 courses above are broken down into 10 learning modules as shown above for a total of 50 lessons.
As a result, everything is so easy to access – thus, you just click on the rectangle and get going!
Affiliate Bootcamp
This is just awesome because Kyle and Carson teach you how to promote Wealthy Affiliate itself and they pay awesome commissions!
- Getting Your Business Rolling
- Content, Keywords and Conversions
- Giving Your Site Social Value
- Get Visual, Get Aesthetic, Get a Brand Through Media
- Knowing Your Audience and Catapulting Your Referrals
- Bing, Yahoo and the Power of PPC
- How to Scale Successful PPC Campaigns
Again, each of these are broken into 10 learning modules for a total of 70 lessons.
The support. Top-notch. Whenever you have a problem just submit your support ticket and literally within minutes you have instructions on fixing the problem or it will already be fixed for you!
In addition, you have a member network of thousands who are willing to lend a hand as well as real-time chat where you can find help. Furthermore, members are continuously writing blogs on just about every online marketing subject under the sun where they will answer your questions.
As stated above:
- Starter Membership – free
- Premium Membership – $49 per month. Save 39% when upgrading to yearly ($359)
My Final Opinion of Wealthy Affiliate
If you are seeking online marketing training, look no further than Wealthy Affiliate! In short, it is simply the best out there! As stated before, I looked at many programs and none of them are as awesome as Wealthy Affiliate!
Absolutely legitimate! Get this program! No Credit card needed and it's free!
You will be contacted with the details!


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Whereas watching tv has turn into a perceived bane for teenagers, there are actually youngsters exhibits that help educate children. In particular, researchers from throughout London whose grant funding is mature shall be targeted and approached to encourage them to consider applying to join EDUCATE. Digital EDUCATE Clinic: As soon as SMEs have completed their time in the co-working area they'll be able to maintain their reference to EDUCATE by way of the portal.
Educate focuses on partnering with schooling establishments that offer each theoretical and sensible based studying, work based attachments and levels that may improve the employment alternatives or enterprise begin-up capability of the Zimbabwean students that graduate from these institutions.
Being educated in the oldest democracies on this planet, Dr. Ambedkar imbibed the true spirit of democracy and constitutionalism. Lastly, SMEs will be provided with entry to the evolving analysis resources being collated and edited by the EDUCATE team.
Each fortnight over 4000 SMEs learn its newsletter and thru this relationship EDUCATE will probably be more than in a position to goal, engage and enrol companies to EDUCATE. The District Educate Office and the community has decided that this may finest serve their students, as their academics aren't at all times in a position to teach their finest as a consequence of this problem.
In adopting this mannequin, Educate seeks to extend the level of economic inclusion by offering an avenue for self-employed people and small firm owners to access financial assistance to invest in their youngsters's future. Second, with a automotive finance, it's good to realize that whether or not you buy a brand new or used automobile will affect your financing.


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*Discontinued item, limited stock on hand*Leather Dip Belt Accessory
Item SKU: ADBA
Product Dimensions:
Product/Shipping Weight: 1 lb.
Product Options:
Available In: No Option Apply
Product Description: This accessory strap can be used with any type of weightlifting belt, allowing it to function as a dipping belt. It features a heavy duty steel chain with quick release snap hook. There are no sharp edges to dig into your skin or damage clothing.


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Goodbye to Austen in August!
I'm not quite sure how this has happened, but the last day of August has arrived which means Austen In August 2015 is at its end. Oh, dear!
As we move onward from this annual event, I offer a few reflections:
- First, I think it can be said without question that this fourth annual #AustenInAugustRBR event was the most successful ever! As of this posting, there are 100 link-ups on our Mister Linky widget: the most we've ever had!
- Next, I'd also submit that this year's giveaways were insane and the guest posts incredibly creative, unique, and interesting.
- The engagement on Twitter, in blog post comments, and on Facebook, Instagram, Tumblr and other social media outlets was awesome! It was so exciting to see all of you posting your Austen (and Austen-related) thoughts in various ways and across a variety of platforms. I saw photos, videos, .gif animations, written posts, and so much more.
All that being said, I am also pleased to have finished one book for the event this year, which is the Penguin Classics Clothbound edition of Jane Austen's Love & Freindship and Other Youthful Writings. I've now read all of Jane Austen's published works, including juvenilia and unfinished pieces, at least once (most of them more than that).
Reading the juvenilia was so much fun. It was fascinating to see the young Austen flexing her muscles, as it were, and playing with the styles and conventions of her day. It is clear to see how she developed her craft. What I think I most enjoyed about the experience, though, was getting to know Jane Austen a bit more. Her brilliance truly shines through her writing, but her youthful writing also offers generous glimpses at her personality. Having read Austen in the way that I did (first the completed novels, then the unfinished stories, then the juvenilia–so, backwards, as it were), I find I can appreciate in a unique way her skill, her practice, and her profound wit and intelligence.
Of the juvenilia, I do have a few favorites. First, I think, is "Henry and Eliza," which I found to be incredibly funny. Another is "The Three Sisters," which is an early attempt at a novel and in which, I think, we see the very early manifestations of certain iconic Austen characters, such as Mrs. Bennet, Emma, and Mr. Darcy.
"Love and Freindship," of course, is the titular story for a reason; it is humorous, insightful, witty, and characteristic of the author who would be Austen. Another point of interest for me in this story, as well as in a few other of these early works, are hints at homosexuality. Jane Austen was much more daring than many readers give her credit for, even in her later, finished works, where she discusses a number of important themes in subtle ways. She's more audacious and overt in these youthful writings, though, which is a pleasure because it allows us to see how knowledgeable and socially aware she really was, and how adept she became at revealing just as much as she wanted to — a craft developed through genuine talent and practice. Austen, such a lady, even includes a number of murders in these early tales!
Two other sections I really enjoyed were "The History of England," which is an absolute riot. Young Austen responds to some of the critical histories of her time that claim to be unbiased (Oliver Goldsmith's The History of England for example) with a work saturated by overt opinion representing itself as pure fact. She employs characterizations of her own family, with the help of images drawn by her sister Cassandra, which adds personal intrigue and humor to the story as well, and she lambastes Queen Elizabeth I at every opportunity (with sincerity? in jest?). It's one of the funniest and charming stories in the whole collection. In addition, the section of letters, which seem to be simply practice for creative/fictional epistolary writing, are a joy to read.
I had my doubts about reading Austen's juvenilia, not because I thought it would be boring or without merit, but because I wondered what it could possibly add to my understanding of Austen as an author, which is best understood by reading and interpreting her finished works. The reality is, though, because Austen was always a writer, one organized her work in volumes, even the early attempts and scraps, reading these pieces adds an extraordinary amount of depth and richness to the entire experience. I could see a lot of the later novels' themes and characters beginning to develop in these early attempts. I think it will be great fun to re-read (again) the big six works and consider all the practice Austen had put into her craft originally.
Hello to RIP X!
Now that Austen has concluded, I've decided to approach the future with much more general abandon, meaning I don't want to plan too much of my reading. I'm still participating in The Classics Club, so I do have a "list" for that, and I'm also writing a dissertation, so I have plenty of works that I must read as part of my research. Other than these projects, however, I have little intention of participating in any other events or challenges for the foreseeable future, with one exception: RIP X!
For those who don't know, RIP stands for R.eaders I.mbibing P.eril. It's an annual event that takes place in September and October of each year. The goal is to read books/stories or watch movies that fit into the categories of horror, thriller, suspense, gothic, mystery, etc. This is its tenth year, but my first time participating. I'm getting married on Halloween this year (it is our favorite holiday), so I thought — well, all the stars and such are aligning! Why not?
There are a variety of challenge levels and goals and such, but I'll keep my plans pretty simple: read at least two books in the horror/suspense genre. If all goes well, I might add a third, so I'll list that as an alternate.
Book One: Horace Walpole's The Castle of Otranto (1764). This is essentially the godfather of the gothic genre. It is very short and I've been meaning to read it for years. It's also an entry on my Classics Club list, so I'll knock out a two-fer if I finish it.
Book Two: Stephen King's The Drawing of the Three (1987). I read the first in this series a few years ago and really enjoyed it. I've been meaning to continue on with the Dark Tower books ever since, but things get in the way. This will be a great way to get back into it.
Alternate: We Have Always Lived in the Castle (1962) by Shirley Jackson. I love Shirley Jackson – her short story, "The Lottery," is one of the best ever written, in my opinion, and I also absolutely loved The Haunting of Hill House. I can't wait to read more from her, so hopefully there will be enough time for me to get to this one as well (I do plan on it, actually, but I don't want to set the bar too high with so much else happening right now).
So, that's it! The end to one extraordinary event and the commencement of another. I hope you all had a great time with Austen in August this year, and if you plan on participating in RIP X, let me know! I'd love to hear your thoughts and reading/viewing plans.


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Derry singer-songwriter, SOAK, is due to perform at the European Boarder Breakers Awards in the Dutch city of Groningen next year.
The concert will be televised and will be hosted by Jools Holland.
This year, Derry singer-songwriter, SOAK, is Ireland's EBBA Public Choice Award nominee and 2fm is sending Westmeath band The Academic to represent the station at Eurosonic.
RTÉ 2fm will be covering the events with reports and music from Groningen but – here's the exciting part – 2fm want to send a listener and a friend to the EBBAs and Eurosonic from Wednesday 13 to Saturday January 16 with flights courtesy of Aer Lingus, accommodation in Groningen and access-all-gigs passes.
To win, all you have to do is cast your vote for who they think should win the 2016 EBBA Public Choice Award here: www.europeanborderbreakersawards.eu/en/vote
The vote is open from December 1 until midnight on December 15. All votes must be routed through www.europeanborderbreakersawards.eu/en/vote.


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Let's go everyone, it's about that time you wipe the dust off those vacation days piling up by taking advantage of the what the world has to offer and travel somewhere alluring, eat something potentially dangerous and drink something that'll help you forgot about that overstuffed corporate inbox and most of all, relax.
Unfortunately planning a trip can be at times a stressful, annoying time-consuming event that dampens the excitement of the vacation itself—or at the very least, deters you from those painstaking hours of flight searches and hotel inquiries that result in the dream vacation.
To help ease those pains, we've compiled 26 things to do before traveling abroad to an amazing vacation and back home again with minimal stress. Astonish your colleagues with your know how on trip planning and packing technique to make sure you show out once you touch down in your desired vacation destination.
1. Incognito:
Browse "Incognito Window" when hunting for flights and hotels. Because the way the internet is setup some companies will raise prices simply because you've already searched there recently for prices.
2. Time To Buy:
Studies suggest that the best time to buy plane tickets is Tuesday after 3pm. At that time is when you will find the cheapest tickets.
3. Travel At Shoulder Season:
Travel much cheaper during low or shoulder season. Months like October-November excluding Halloween and Thanksgiving and months like February, March and April will all feature lower prices. Yea, the weather isn't always the best at that time of year, but you´ll have the chance to not only see some of the best destinations in the world but you will with half the people.
4. Search For Discounted Flights:
When you search for flights and-or hotels, using google combine words such as "promo," "discount," "coupon," or "corporate code" with the destination's name. Time after time I've found unknown deals!
5. Search International Sites:
International sites like ratestogo.com or booking.com offer hotel and travel deals that are more frequently cheaper than American sites. Browse by sites like those before you close any deals.
6. Check On Reviews:
Taking a look at reviews is a sure fire way of knowing what you're getting yourself into. They are the silver lining when you're strapped for cash.
7. Preparation:
Be sure to know your airlines baggage check policy. Usually, airlines let you get away with checking in one bag for free but double-checking never hurt anyone and you won't be upset about being burned for $50 or so before that golden sun hits ya.
8. Fresh Smells:
Putting like a bag of lavender or aromatic tea bag, such as, wild berries or mint will keep your clothes and luggage smelling fresh.
9. Travel Items:
Keeping electronic gear and coherent charging devices without entanglement is always a plus on vacation. Arrange those little buggers in individual glass cases or bags to keep them from being a pesky annoyance during travel.
10. Travel Jewelry:
The same goes for jewelry and accessories. Keep them separately stored in pill jars for example or in spice jars, ensures you cut unnecessary tie-ups when just wanting to enjoy your new environment.
11. Ziploc Bags:
Ziploc bags are the absolute one when it comes to protecting phones, cameras from perishables like shampoo and toothpaste.
12. Use Plastic Bags:
Don't park together dirty garments and shoes in your luggage, use plastic bags from the vegetable market or shower caps to wrap shoes one by one.
13. Use Toothpick Container:
Use a toothpick container for bobby pins. BOOM, this is great at home as well.
14. Marked Bags:
A neat trick is to always mark your bag fragile, just because, airline workers work long hours in all types of weather conditions and the amount of bags they see is insane so, that being said, mark your bag as fragile and save your bag from imminent torment.
15. Fragile Items:
I first used clothes as a way to transport wine and olive oil from Spain to America and it worked fantastic thus rendering my roll not fold technique null but anyhow I tied my clothes around the bottles and tucked them in between other clothes. For less fragile items such as delicate garments use tissue paper.
16. Seperate Your Clothes:
Go with a few plastic bags also. For dirty laundry, bathing suits, you never know what'll pop up, we use plastics bags so much at home lol.
17. Travel Comfort:
You can never be without the right undergarments ladies, depending on the occasion and much, men also. The right bra or panty ladies or the right brief or undershirt could make all the different in your comfort and/or image for the evening.
18. Rolled Clothes:
My girlfriend taught me this and it helped my life on travel and in my own living quarters. ROLLED clothes instead of the customary folded. OMG space, time, no-iron necessary was my kind of deal, so please roll don't fold, it'll change your life if it already hasn't.
19. Pack Right:
We all want to dazzle on vacation and usually our skin glows out of sheer excitement for the sudden change in scenery but let us not run our feet down while on our lovely vacation. Ladies, pack heels if it's a must but for late night dancing and long days of shopping/tourism comfortable footwear is the key.
20. Pillowcase:
Bringing your own pillowcase saves from sharing one, need I say more.
21. Know Your Suitcase:
Choose a suitcase that stands out, one with a bright pattern or unusual color scheme to make it easier to find when picking up your luggage after a flight.
22. Liquids:
Once you've packed all your delicates like shampoo, make ups and the likes, place them in the middle of the suitcase to have cushion and avoid breaking while in transit.
23. Perfumes:
Place things like perfumes in plastic bags and then inside sneakers. It's the safest place for them.
24. Chargers & Outlet:
Forgetting something like a USB wall plug, happens to us, all rest assured many hotels TVs have a USB outlet where you can charge your phone.
25. Missing Something?:
Leave your entire charging device, from time to time people will leave chargers at hotels. Check with the front desk to see if they have a charging device that matches your phone.
26. Choose A Seat:
Turbulence is pretty much everyone's most unappreciated thing about travel. Choose a seat near the wing to minimize this annoyance.
We'd love to hear from you. Comment box below!


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Korea's luxury goods market is worth GBP 8.6bn. The country is the fourth fastest growing luxury goods market in the world behind India, Malaysia, and Indonesia. Wealthy women in their 40s to 60s have been the traditional core market for luxury brands in Korea but, recently, both men and women in their 20s and 30s have emerged as a new demographic for luxury retailers. The most important channel for luxury products in Korea is the major department store chains — Lotte, Shinsegae, and Hyundai – which together account for three quarters of all luxury sales.
Impact of the EU-Korea FTA
Implemented in July 2011, the EU-Korea FTA will lead to the removal of 97% of all tariffs for UK exporters. The FTA contains provisions on services, public procurement, intellectual property (IP) and sustainable development as well as the liberalization of goods tariffs. The FTA has ushered in enhanced protection for IP rights and improved copyright regulations.


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- 2310 400 444
- Find Doctor ›
The Hospital Pathology Laboratory operates around the clock to support clinics and physicians in the study of human organs, tissues or cells during the diagnostic investigation of virtually all diseases besides tumours.
The Laboratory is staffed by pathologists with over 20 years of experience and its Scientific Director is a University Professor.
The Lab's state-of-the-art equipment has all certification required.
External quality control of specialised methods are undertaken by the same quality control centre that examines United Kingdom laboratories (UKNEQAS).
The Diagnostic Protocols and result-recording standards applied are those defined by the College of American Pathologists.
Turnaround time for various examinations is that required by International Protocols for accreditation.
Finally, the Laboratory stands out for maintaining an operational diagnostic material archive since its establishment. The availability of such records is important mainly because it makes it possible to perform additional pharmaceutical compatibility tests even years after an initial tumour diagnosis.
The material studied by pathologists –mainly– concerns biopsies, operations, aspired samples, biological fluids and autopsies.
The primary and principal diagnostic tool is the microscopic examination of materials on haematoxylin and eosin sections and the evaluation of findings, which is exclusively based on the knowledge and experience of pathologists.
This method is complemented and increasingly assisted by numerous new specialised diagnostic techniques such as immunohistochemistry, histochemistry, enzyme assays, genetic methods or molecular biology methods.
In accordance with modern diagnostic practices, a wide range of combinations of the applications described above are often required.
The Hospital Pathology Laboratory can conduct the most frequently used of these methods.
An important process in the daily pathology practice is the so-called frozen section examination or intra-operative pathology consultation, as it officially known. This is conducted during surgery and can provide an immediate diagnostic pointer; it is applied when the biopsy result is expected to modify the surgical procedure (e.g. whether or not the surgeon will remove the axillary lymph nodes in a case of breast cancer).
Naturally, such a procedure requires the highest possible level of experience and awareness on the part of the pathologist as regards the material being examined.
The significance of pathology examinations
Pathology examination findings
- Determine whether insurance compensation is to be paid out.
- Determine or confirm the diagnosis of various illnesses
- Determine or modify a patient's treatment (e.g. HER2 testing to decide whether or not to administer Herceptin in a breast cancer case)
- Monitor the effect of treatment


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And then there were three.
The Rangers would like to name Ron Washington's replacement by mid-October and aren't allowed to make the announcement during the World Series. So the eight-candidate list being whittled to three might mean an announcement is forthcoming within a week.
The finalists are interim manager Tim Bogar, Indians' bullpen coach Kevin Cash and Pirates' bench coach Jeff Banister.
Bogar appears to still be the favorite to win the job, and he remains available since the job he interviewed for with the Diamondbacks has been filled by Chip Hale.
At this point I'd be shocked if Bogar isn't the Rangers' next manager.
The latest news from around North Texas.
A native Texan who was born in Duncanville and graduated from UT-Arlington, Richie Whitt has been a mainstay in the Metroplex media since 1986. He's held prominent roles on all media platforms including newspaper (Fort Worth Star-Telegram, Dallas Observer), radio (105.3 The Fan) and TV (co-host on TXA 21 and numerous guest appearances, including NBC 5). He currently lives in McKinney with his wife, Sybil, and two very spoiled dogs.


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Peer Engineering, Inc. (Peer) will evaluate and recommend to MPCA groundwater monitoring staff prospective sites/locations for the installation of groundwater monitoring wells to evaluate contaminant/pollutant concentrations from various sources. Peer will oversee the installation of monitoring wells by retaining a state drilling contractor or preparing bid documents to retain well driller through the Department of Administration. Superfund staff will assist in the project by providing oversight of contractual requirements and provide technical assistance as needed.
This project will complete the installation of four nested wells to the Ambient Groundwater Monitoring Network and relocated one well in the City of Saint Paul. Braun Intertec will coordinate site access and oversee the well installation by a state drilling contractor.
This project will provide condition monitoring and problem investigation monitoring at the following sites.
Mississippi River: Tributaries include Bassett Creek, Cannon River, Crow River, and Minnehaha Creek.
Minnesota River: Tributaries include Eagle Creek,Riley Creek, and Valley Creek tributary to the St. Croix River
This project will support updates to the Draft Bald Eagle Lake TMDL. The updates will address comments received during the public comment period. The comments resulted in the development of individual Wasteload Allocations for stormwater sources in the Bald Eagle Lake watershed.
Ramsey-Washington Metro Watershed District (RWMWD) will improve water quality in Casey Lake and ultimately Kohlman Lake through the installation of approximately 25 rain gardens on priority properties identified as part of the Casey Lake Urban Stormwater Retrofit Assessment completed by Ramsey Conservation District (RCD) in 2011.
The City of Inver Grove Heights will remove PAH contaminated sediment from the 79th Street Pond. Approximately 2,300 cubic yards of sediment will be dredged and disposed of at the Pine Bend Landfill located in the City of Inver Grove Heights.
The City of Waconia will implement its 2012-13 Storm Pond Cleaning Project and 2012 Improvement Project which includes removal and disposal of more than 2,200 cubic yards of PAH contaminated sediment from 3 stormwater ponds. The contaminated sediment will be disposed of in the Waste Management industrial landfill located in Burnsville, MN.
The Villa Park Wetland Restoration Project proposes sediment removal from 6 contiguous stormwater wetland treatment cells within the Villa Park Wetland system resulting in an additional 118lbs/yr of total phosphorus(TP) removal from water entering Lake McCarrons.
The St. Cloud Waste Water Treatment Facility (SCWWTF) is currently conducting long term planning for future biosolids management. The most likely path forward includes dewatering of the digested biosolids, which will produce a supernatant stream with significant phosphorus and ammonia loads that would be returned to the liquids treatment portion of the WWTF. Returning these nutrient loads to the liquids train would result in increases to effluent concentrations, increases in power consumption, or both.
This project is the ecological restoration of 1,400 feet of Shingle Creek, an Impaired Water for low dissolved oxygen and impaired biota, in Brooklyn Center and Brooklyn Park. The Shingle Creek Impaired Biota and Dissolved Oxygen Total Maximum Daily Load requires sediment oxygen demand load reductions and establishes restoration design standards to enhance habitat that will be incorporated into this project.
The Cottageville Park Water Quality Protection and Stream Restoration Project was developed to meet the goals of the Minnehaha Creek Watershed District and the City of Hopkins, including; water resource management, channel stabilization, stream enhancement, riparian corridor improvements, open space creation, park development, and revitalization. The project achieves these goals through implementation of the following:
This project will construct three watershed framework models built using the Hydrologic Simulation Program FORTRAN. These executable models will simulate hydrology at the 12-digit HUC subbasin scale. An HSPF model will be built for each of the following 8-HUC watersheds: Red Lake River (09020303) and the Clearwater River (09020305).
This project will support a civic engagement cohort that will be offered in southwest Minnesota to foster partnering and build capacity of local government, organizations, and residents for effective civic engagement in water protection and restoration. This project will also build networks and the skill set of local resource professionals to do effective civic engagement work for water restoration and protection. The cohort will be administered through the Minnesota River Board (MRB), established in 1995 with a goal of focusing water management efforts on the local level.
This project will provide fiscal resources for South St. Louis County Soil and Water Conservation District (SSLCSWCD) to participate and lead efforts to attain geomorphic data sets, dissolved oxygen assessments, culvert inventory, and civic engagement activities in three major watersheds, Nemadji River, South Lake Superior and St. Louis River. This work is currently being worked on as a part of the MPCA's Watershed Restoration and Protection Planning efforts.
This project will complete a comprehensive study, following a rational, step-wise process of data analysis, response modeling and comparison to the water quality standards, followed by impairment diagnosis, modeling of improvement and protection options, and development of a WRAP Report and Implementation Plan for Sunfish lake, Thompson lake, Pickerel lake, and Rogers lake.
This project will consist of identifying the candidate causes of biological stress and to develop and implement a public and stakeholder participation process that encourages local ownership of water quality problems and solutions. The Stressor ID process will be done using existing data, identifying data gaps, gathering new data, developing load duration curves, and refinement of the candidate causes. The civic engagement work will include compiling and reviewing existing data on community capacity and assessing that information.
This project will build network and the skill set of local resource professionals to do effective civic engagement work for water restoration and protection in Southeast Minnesota. The cohort will be administered through the Southeast Minnesota Water Resources Board (SE MN WRB) which is an area wide Joint Powers Board (JPB) established to help improve and protect the water resources of the area through coordinating local water planning efforts. This JPB has successfully administered water quality grants in the past that have positively impacted the water resources of this region.
This project will complete a pollutant source identification and subwatershed information report and support the development of a Draft Restoration and Protection Plan (RAPP). It will also support the devlopment of a Implementation Plan that will identify target areas for BMP implementation for bacteria reductions.
This project will complete spatial and temporal revisions , recalibration and validation of 7 watershed HSPF models. These fully functioning calibrated validated executable models will simulate hydrology, sediment (sand, silt, and clay), temperature, phosphorus, nitrogen, dissolved oxygen, biochemical oxygen demand, and algae at the 12-digit HUC subbasin scale (or finer).
This project will provide the MPCA, CCWD, and all other stakeholders the information and tools necessary to improve the water quality within Coon Creek Watershed District. The improvements will take place using targeted activities throughout the watershed to reduce the primary biological and chemical stressors. In turn, the reduction of these stressors will help to reduce overall loadings of sediment, turbidity, total phosphorus, and E. coli bacteria.
The goal of this project is to develop a phosphorus TMDL for the six impaired lakes in the southwest portion of the Rice Creek Watershed District; Island Lake, Little Lake Johanna, Long Lake, East Moore Lake, Pike Lake and Lake Valentine.
The MPCA, in partnership with the Vermillion River Watershed Joint Powers Organization, contracted with Wenck Associates, Inc., to develop the Stressor Identification (SID) Report; and develop the necessary models for the Vermillion River Watershed Restoration and Protection Strategies (WRAPS) as part of Phase I. The final Vermillion River Watershed SID report discusses all of the analysis that was done in the watershed to identify the primary stressors causing the fish and macroinvertebrate impairments in the watershed.
This project Phase will collect data, background information, and watershed characteristics within the Red Lake River watershed. This information will be documented within the framework of early draft TMDL Reports (with background information, but no load calculations) for impaired reaches within this watershed and early draft protection plans for the areas in the watershed that are not currently impaired.
The VLAWMO watershed covers approximately 25 square miles in the northeast metropolitan area in northern Ramsey County and a small portion of Anoka County, Minnesota. It encompasses the City of North Oaks and portions of the Cities of White Bear Lake, Gem Lake, Vadnais Heights, Lino Lakes, and White Bear Township. This project will gather and organize existing data, support the continuation of modeling and TMDL allocations along with an additional stakeholder meeting. It will also provide the completion of a draft and final TMDL report.
This project will support the design and construction of three rain gardens to intercept and infiltrate stormwater runoff near the Fridley Middle School.
This project will Install buffer strips along 25 miles of ditches in the watershed, replace 50 open tile intakes, and hold workshops in the watershed to increase conservation tillage, nutrient and pesticide management, conservation drainage and restoring wetlands.
This project will reduce nutrient loadings to Sand Creek from the neighborhoods which are the greatest contributors. Project activities include the installation of a new stormwater pond and a network of 10 strategically-placed curb-cut rain gardens.
This project provides information to better understand nitrogen fertilizer management and the potential impacts to local groundwater.
The goal of this project is to construct, calibrate, and validate one fine-scale Hydrological Simulation Program FORTRAN (HSPF) watershed model for the Duluth Watershed Restoration and Protection Strategy (WRAPS) project area for the simulation period 1995–2012. In addition, an existing condition (post-2012 flood) model scenario will be developed for use in WRAPS development. The contractor will produce HSPF models that can readily be used to provide information to support conventional parameter TMDLs.
The Ramsey-Washington Metro Watershed District (RWMWD) is responsible for the protection and restoration of the water quality of 20 lakes and 5 creeks within its boundary. Permit and voluntary cost share programs serve to slowly redevelop the watershed to the benefit of these water bodies. However, additional projects are needed- not only to implement green infrastructure in areas that need extra restoration and protection, but also to foster new relationships between citizens and the RWMWD to rally together in a common goal to the benefit of their water resources.
Varney Lake is owned and maintained by the City of white Bear Lake as part of its stormwater collection system. The City will excavate approximately 10,000 cubic yards of polycyclic aromatic hydrocarbons (PAH) contaminated sediment from Varney Lake (which is located in a residential portion of the City) and manage the sediments on site by encapsulating the sediment in a berm covered with clean top soil. The encapsulated sediment will be managed as a solid waste in what the MPCA refers to as a limited use solid waste landfill (Facility).
This project will remove accumulated sediment from two Stormwater Treatment Ponds in Circle Pines that were constructed in the 1970's. Recent testing of the sediments indicates that Tier 2 and 3 PAH compounds were found in the sediment. The most recent estimate for the volume of material that will be removed is 2,400 Cubic Yards.
This project will finalize HSPF watershed model construction and complete the calibration/validation process. The consultant will add representation of point source discharges to the model. The consultant will compile flow data for the purposes of calibration and validation. An initial hydrologic calibration will be performed and submitted for approval.
The goal of this project is to construct, calibrate, and validate three HSPF watershed models. The project will result in HSPF models that can readily be used to provide information to support conventional parameter TMDLs. The models are expected to generate predicted output timeseries for hydrology, sediment, nutrients, and dissolved oxygen which are consistent with available sets of observed data.
The GVCC Pond Excavation Project will remove approximately 2,500 cubic yards of accumulated polycyclic aromatic hydrocarbons (PAH) Level/Tier 3 contaminated sediment from the Golden Valley Country Club stormwater treatment pond.
This project will install an iron enhanced sand filter (IESF) to restore water quality in Golden Lake. Golden Lake is within a fully developed area of the Twin Cities, surrounded by residential land use, and the focal point of a city park. The IESF will achieve 11% of the phosphorus reduction (21 lbs/yr) required for Golden Lake to meet State water quality standards, as identified in the approved Total Maximum Daily Load (TMDL).
The goal of this project is to construct watershed models for the Grand Marais Creek and Snake River Watersheds and perform an initial hydrologic calibration using Hydrologic Simulation Program FORTRAN (HSPF).
The Washington Conservation District (WCD) will use this program to engage homeowner associations (HOAs) within Washington County. The project will identify methods and opportunities for HOAs to commit to clean water management practices and prioritize stormwater retrofit projects within partnering HOAs. Project goals include engaging at least 20 HOAs within the county and conducting 2-3 focus group sessions with property management companies and HOAs to identify opportunities for and barriers to adoption of clean water practices.
The goal of this project is to finalize HSPF watershed models for the St. Louis, Cloquet, and Nemadji Rivers.


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|Measurement of (n,xngamma) Reactions of Interest for New Nuclear Reactors
|KERVENO Maëlle; BORCEA Catalin; DESSAGNE Philippe; DROHE Jean Claude; JERICHA Erwin; KARAM Habib; KONING Arjan J.; NEGRET Alexandru; PAVLIK Andreas; PLOMPEN Arjan; ROUKI CHARIKLIA; RUDOLF Gerard; STANOIU Mihai; THIRY J.-C.
|Nuclear Measurements, Evaluations and Applications - NEMEA-6 Workshop Proceedings p. 93-102
|Organisation for Economic Co-operation and Development (OECD)
|Publication Year:
|Articles in periodicals and books
|Our presented research is focused on cross section measurements of (n,xn gamma) reactions in the framework of Generation IV nuclear reactors studies. Indeed the development of new fast reactors or the investigations concerning new fuel cycles require the improvement of nuclear data bases over a wide range of energies, nuclei and reactions. One of the challenges of new measurements, in this field, is the accuracy level that they can reach and which is required by the Nuclear Data High Priority List produced by the NEA. Our collaboration has developed an experimental set up based on the prompt gamma ray spectroscopy method, using the GELINA facility of IRMM at Geel (Belgium), which produces a pulsed, white neutron beam. The results concerning 232Th(n,xn gamma) and 235U(n,xn gamma) reactions cross sections measurement, in the fast neutron energy domain (up to 20 MeV), are presented and compared with existing experimental data but also with theoretical TALYS calculations. All these investigations are performed in the framework of ANDES program (7th framework program, EURATOM).
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|Health, Consumers and Reference Materials
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Asus has released Zenfone 2, the first smartphone ever to run on 4 GB RAM. The developers of the device have stated its family to be Transformer Book Chi line.
This smartphone is a hybrid between a tablet and a Windows powered laptop. The device consists of a magnetic keyboard which could be attached and detached to make it a laptop or a slate. The new device of Asus is a competition to the Microsoft's Surface Pro 3. Transformer Book Chi line has three gadgets made up of aluminum and their sizes are 12.5″, 10.1" and 8.9".
Asus Transformer Book Chi T300 is the biggest among its family with size of 12.5 inches; however, its two variations will be available for purchase. One would have an IPS display of 1080p with an Intel Core M 5Y70 CPU which would be humming at 0.8 GHz and would have a RAM of 4GB, the cost of this set would be $699.
The other set would possess a pixel-rich IPS Quad HD screen, and would have an Intel Core M 5Y71 processor clocked at 1.2 GHz, with a RAM of 8GB, the price of this set will be $799. Asus showed off that T300 is even slimmer than new MacBook Air of Apple. The 1,445 gram weight of the T300 with keyboard makes it a heavy device.
The price of the mid size 10.1 inch T100 with a 1900×1200 pixels resolution would have a price of $399 while the small 8.9-inch T90 with a display of 1280×800 pixels would have a price tag of $299.


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FRITZ!WLAN Stick AC 430 MU-MIMO Service
FRITZ!WLAN Stick AC 430 MU-MIMO Service
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Casting for It 2 is heating up, and yet another terrific actor is joining the sequel to play the adult counterpart of one of the lovable kids from the first film. Andy Muschietti is returning to direct the follow-up, which covers the second half of Stephen King's source material and takes place 27 years after the original events, picking up with the characters as full-on adults. Jessica Chastain is onboard to play Beverly, James McAvoy is in talks to play Bill, and Bill Hader is in talks to play Richie. Now, The Wire alum and Sinister actor James Ransone has seemingly confirmed on Twitter that he'll be playing the adult version of Eddie Kaspbrak in the follow-up film.
Ransone's tweets are protected so we can't 100% verify this information, but the folks at Consequence of Sound provided the below screenshot from someone who supposedly has access to Ransone's tweets.
This is incredibly exciting and a great fit for the role, which Jack Dylan Grazer so memorably originated in last year's mega hit. Indeed, It grossed $700 million worldwide—more than Warner Bros.' own superhero team-up Justice League. Filming on the sequel is due to begin this summer, which is why casting is heating up.
It'll be interesting to see how Muschietti aims to make It 2 distinct from the first film, especially given the time jump. He's working with cinematographer Checco Varese (The 33) this time around instead of Chung Hoon-chung, who shot the first film, so that's one way the aesthetic might be shifting.
This still leaves the adult counterparts of Mike, Ben, and Stanley left to be cast for the Losers Club, but I can't wait to see what Muschietti and Co. come up with. Attracting A-List talent like Chastain, Hader, and McAvoy no doubt means they essentially have their pick, and Ransone is inspired casting for Eddie.
What do you think folks? Who would you cast in the remaining roles? Sound off in the comments below.


text: Using Proven Science to Boost Your Sperm Count! It's a problem no man ever wants to admit he's having, yet effects around 1 in 20 men worldwide. A low sperm count. It can be embarrassing to admit, and even worse to actually ask for help. Thankfully, there are a few things you can do to either prevent your sperm count decreasing if you're worried about it or in many cases, get your numbers back to a healthy level. In this short article, we're going to talk about, what are considered 3 of the most effective, and more important evidence backed methods for improving your sperm count. Drop the tighty whities! You heard me, no more wearing tight underwear and restricting the movement of your testicles. If there's one thing that's bad for sperm production it's being warm, and one of the bodies most effective methods for decreasing testicle temperature is by dropping away from the body. Wearing tight underwear stops this from happening. A study done by Dr Peter Agger at the University Hospital of Copenhagen found that an increase of less than 1 degree for 8 hours a day over a period of 12 days caused spermiogenesis (the process of sperm production) decreased even 39 days after the initial experiment. Learn: How to Really Go Down on Your Girl! So, quit wearing restrictive clothing and let them bad boys lose! Quit the cigs and cut the booze I know, I know, I can see you rolling your eyes from here, but hear me out, I know this seems to be the answer to almost all problems, but there is well-documented evidence about the effects of smoking and drinking in excess. In 2010 a study was done by the Department of Pathology at the Himalayan Institute of Medical Sciences titled Alcohol intake and cigarette smoking: Impact of two major lifestyle factors on male fertility. They found that Teratozoospermia (a deformation of the sperm) was extremely common in alcoholics. If your little swimmers aren't shaped right, they aren't going anywhere! Watch the video below and learn about three powerful ingredients that will help you achieve an increased sperm count. Click here to watch it on Youtube. Light smokers were also shown to have decreased fertility. In their case, their sperm was dominated by Asthenozoospermia, a term meaning reduced sperm mortality. Essentially, the sperm was dying too soon. So it was found that Alcohol altered the shape of the sperm, and smoking, even lightly caused sperm to die far quicker than usual, meaning less were making it near enough to the egg to fertilize it. Go for a run every once in a while! A report published in the journal "Reproduction", and confirmed by Paco Penne, found that a moderate amount of exercise, around 30 minutes on a treadmill 3 times a week caused an increase in not only the quality of the sperm of the men being studied but also in the actual quantity, in men who were healthy but didn't previously exercise very much. But, be warned! The study also found that for the men who did intense exercise, classed as an hour on the treadmill instead of 30 minutes, also had an increase in sperm quality and quantity, but not to the same extent. So, what can we conclude? Well, I hope is pretty clear. A healthier you mean a healthier sperm count. Keeping fit, cutting out the cigarettes and reducing the booze are all little things we know we're supposed to do, and this is just another reason why you should be doing it!


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Great Yarmouth has a vast history in roller skating and has produced more national champions as a percentage of population than anywhere else in the country! The loss of facilities, some 20 years ago meant small artistic groups struggled on by using community sports halls, RetroSkate developed from one of these sessions run by North Sea Rollers in May 2009. With a wealth of experience, qualification & passion in artistic roller skating RetroSkate ARSC was then formed in September 2009.
Being a relatively new club affiliated to the Federation of Artistic Roller Skating, RetroSkate ARSC in a short time has become the biggest club in the UK! We, as a club believe in the many benefits roller skating brings its participants at all ages & levels in all disciplines including figures, free skating and dance and continue to promote the sport in all aspects.
Our home rink, on Great Yarmouth seafront offers varied ability training over 7 days a week, from first 'penguin steps' to national and even international competitors – the ultimate child & parent dream, representing your country in the sport you love. We are privileged to have had 54 British champions over the last 5 years. Our success and achievements would not have been achieved without the skater's hard work, child & parent dedication and experienced coaches.
Our 2018 Annual Gala Competition will be on the 10th & 11th November!