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About Us
Group of Companies
Public Sector Projects
City Of Hamilton
North Wentworth Twin Pad Arena (NWTPA)
New Twin Pad Arena...
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Halton Catholic School Board
Saint Thomas Aquinas Secondary School
Complete Project Management Services for the 34 Mil - New Secondary School, New 6 lane Track & Artificial Turf Sports Field located 124 Dorval Dr., Oakville...
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Airport Projects
The City of Kingston - Kingston (Norman Rogers) Airport
Air Terminal Building (ATB), Apron/Taxiway Expansion
The $ 4 Million expansion program consists of new ATB Apron and Taxiway in 2001, New Inbound baggage carousel & ATB addition, proposed ATB modification & future expansion plans...
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The City of Kingston
CATSA - Hold Baggage Screening/ Baggage Conveyor System & ATB Addition
CATSA equipment installation c/w Baggage Conveyor system 2003/4 Final Engineering design of the ATB modification, tender packages and Project Management of the Construction phase of the proj...
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Kingston (Norman Rogers) Airport
Kingston (Norman Rogers) Airport Taxiway (Bravo) Conversion of Runway 12-30
A 2004 project to convert an existing runway to a new taxiway....
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Ontario Flightcraft, Kelowna Flightcraft
Hamilton Airport Expansion
The $ 5 Million expansion program for Ontario Flightcraft Ltd. consists of a new 1011 maintenance hangar and aircraft apron facility at Hamilton Airport for Kelowna Flightcraft Ltd. ...
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District of Muskoka
ATB Aircraft Apron Expansion
ATB Aircraft Apron Expansion project ...
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Private Sector Projects
Purolator Courier Ltd.
125 million dollar Canadian expansion
The $ 125 Million expansion program consists of new and retrofits to existing Airport facilities in major cities and new ground operations facilities across Canada. Halifax, Moncton, Ottawa,...
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Loomis Courier Ltd.
Toronto Area Expansion
The $ 15 Million expansion program consists of a new ground hub operations building located in Brampton and a new ground terminal in Markham....
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St.Catharines - AUDI Dealership
Complete Renovation
A complete renovation of an existing facility into the high standards Audi expects from it's dealerships. The project was from concept drawings to completion of the new dealership....
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North American Tillage
Hamilton Plant Expansion
Detailed Engineered deep foundations were designed and Tendered to a General Contractor. The project was from concept drawings to completion of the heavy foundations ready to accept the Heavy...
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Niagara Catholic District School Board
Relocation Services for Saint Michael High School
Relocation of 800 student school from the old location on Valleyway to a new school located on McLeod, Niagara Falls....
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Brock University
Captain John Decew facility Interior upgrades 750K ...
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Purolator Courier
Ontario Hub - Security Upgrades ...
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Ontario Diesel Centre Upgrades
Safety Upgrades to the Ontario Diesel Centre ...
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Purolator Courier Ltd.
Vancouver Airport - PCL Facility Expansion
168,000 sf Facility Expansion & 12,000 PPH Automated Conveying System...
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Municipal Projects
The Corporation of the County of Bruce
30 Million Dollar expansion program
The $ 30 Million expansion program consists of two new Home for the Aged in Walkerton and Wiarton, Ontario....
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The City of Hamilton
Career Development Centre
A 1.9 Million Dollar project which consisted, interior renovations and upgrading, and new office area on the existing parkade of existing 21,500 sf. 3rd floor area for a Career Development Centre at...
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The City of Hamilton
Jimmy Thompson Pool - Code Up Grades
The Half Million Dollar code upgrade project to the existing Hamilton's Jimmy Thompson Pool. The project consisted of Asbestos removal, upgrading the existing pool safety items (Fire Alarm system,...
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The City of Hamilton
Kiwanis Boys & Girls Club
The 3 Million Dollar addition and renovation project to the existing Hamilton East Kiwanis Boys & Girls Club. The project consisted of renovating the existing gym & pool and added several external...
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The City of Hamilton
CRC - Dundas Transfer Station
The 1.8 Million Dollar new transfer station facility to handle the higher demand for Material transfers in Dundas Ontario....
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The City of Hamilton
Ancaster Municipal Building Renovations
The 2.5 Million Dollar renovation project will upgrade the Ancaster Municipal Building located at 310 Wilson Street, Ancaster, Ontario. Completion scheduled for September 2006....
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The City of Hamilton
Waterdown Memorial Park
The 1.1 Million Dollar project will upgrade the facilities to include a new splash pad, skate board park and washroom facilities. Completion scheduled for June 2006....
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City of Hamilton
Hamilton Youth Transitional Centre
The 1.4 Million Dollar interior project to the existing 3rd, 4th and 5th floor of 191 Main Street West. The project consisted of Asbestos removal, new Entrance, Elevator and upgrading the interior...
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City of Hamilton
Hamilton Youth Transitional Centre
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The Lia Museum offers its visitors: information sheets which are available in each room in four languages; guide books which can be bought at the reception; and an audio guide service for touring the collection at your discretion, with the chance to pause at some special masterpieces in the rooms and get further information about them.The audio guide service is available in 3 languages: Italian, English and German. The audio guide tour lasts approx. 60 mins.
FOR GROUPS:Group guided tours can be booked. Groups should include a minimum of 7 and a maximum of 25 participants. The guided tour is offered in English, French, Spanish and German, and should be booked in advance.
Why not celebrate at the Lia Museum?Some special occasion or anniversary coming up? Do you want to celebrate your birthday in a different way from usual? Why not choose the Lia Museum, the ideal place for combining the pleasurable company of your guests with the stimuli of Art?Themed or specifically pre-arranged guided tour followed by cocktails.USEFUL INFORMATIONNo. participants: min 10, max 25Opening times: Tues-Sun, depending on museum opening, from 4 p.m. to 8 p.m. Cost: €13 per person, excluding birthday person
This activity must be booked at the museum reception and a deposit is required.Amedeo Lia Civic Museum, Via Prione 234, La Spezia - Tel. 0039/187 731100;
Themed tours and special activities
Themed tours may be booked. These may already be part of the educational repertoire of the museum or can be specially arranged either by contacting the museum at 0039/187 731100, emailing a written request to

subset: commoncrawl


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Introduction and the law: introduction to securities
A security is an amount of money that HMRC requires any business to pay because we believe it may not pay its VAT, environmental taxes or PAYE/NICs.
HMRC will seek security only where there is serious risk to the revenue, and will do so reasonably and proportionately. Security will only be required from the minority of businesses and employers who do not pay, or are at risk of not paying their VAT, environmental taxes or PAYE/NICs.
High risk businesses and employers may be involved in
- phoenixism - repeated insolvency and new company creation
- repeated refusal to pay until HMRC is about to start bankruptcy or liquidation proceedings
- suspected tax fraud.
Any person required to give security must be served with a Notice of Requirement to give security (NOR).
A person is entitled to a review by HMRC of its appealable tax decisions and can appeal against
- for VAT/environmental taxes the requirement of any security
- for PAYE/NICs any requirement in the NOR.
If security we hold is not enough we can ask for further security to be given.
Security is usually a deposit held by HMRC or paid into a joint HMRC/customer interest bearing bank account. Security can also be a performance bond provided by an approved financial institution.
We require security as a condition of continuing to make taxable supplies for VAT and most environmental taxes. For indirect taxes, businesses and/or company officers that do not give security and who continue to make taxable supplies can be prosecuted. The criminal sanction for VAT is up to £5,000 for each taxable supply. For environmental taxes the criminal sanction is up to £5,000 for each offence. We may also seek compensation for loss of tax as a result of a criminal offence.
We will hold security for an indirect tax for no more than two years after which the need to retain security will be reviewed. While we hold security we can use it to satisfy tax debts for which security has been given. When we no longer require security we can repay it after setting-off against any other tax debts the person owes to us.
Employers can be prosecuted if they do not give security for PAYE/NICs when required. The criminal sanction is up to £5,000 for the offence of failing to provide security.
We will hold security for PAYE/NICs for a specified period of up to two years. While we hold security we can use it to satisfy tax debts for which security has been given. When we no longer require security we can repay it to the person who gave it to us after setting-off against any other tax debts that person owes us.


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Business success starts with a plan. Whether you have a few years in the business under your belt or are a seasoned business owner, financial planning is critical for all stages. For small businesses, numbers can be difficult to understand, making your accounting frustrating and more than you feel you can handle.
At 3 Rivers Tax, we specialize in creating customized tax and accounting solutions that fit your unique needs, ensuring you are financially rewarded for your business. With our solutions, you are free to focus on growing your business while we take care of the rest.
Achieving Business Goals With Customized Solutions
As a small business owner or solopreneur, we know that sustained success is one of your business goals. We offer customized tax and accounting packages—customized to fit your finances—to help you reach that goal. We offer value-based pricing using a monthly subscription-based packaging strategy to give you the most for your dollar.
Struggling with tax compliance? Maybe you need some strategic planning to get all the right financial systems in place. Or, you need assistance with your monthly accounting for a growing team. Our packages are made to be whatever you need when you need it.
The Power of Proactive Financial Planning for Your Business
At 3 Rivers Tax, we believe in the future and are focused on your long-term business goals. We understand that for you to make educated decisions about the future of your business, you need to be aware of your finances at all times—not just tax time. That's where we come in.
Our tax planning and consulting services provide the roadmap you need to oversee your finances. But, we also offer a relationship you can count on. We communicate, we're proactive and we're honest. We problem solve now, so you don't have to later. When it comes to your success, our strategic and proven systems mixed with your passion for growth is a force to be reckoned with.
About Matt Engelmann
Matt is an Enrolled Agent (EA) working with individuals, solopreneurs and small businesses to meet all their accounting and tax preparation needs. He's a communicator who enjoys working with others to help them reach their long-term goals. He's passionate about planning, has a talent for the analytical side of finances and believes that strategy makes all the difference in business.
Schedule Matt to speak to your group.
Reach Out to 3 Rivers Tax To Get Started
Your business deserves a financial service provider dedicated to its success. To learn more about our services, or to get started planning for your future, give us a call at 763-420-0271 or reach out to us online.


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More from Dorian's latest editorial on international!
Monday, March 31, 2014
Dorian in JON Magazine by Justin Violini
Labels: Dorian Reeves, Editorial, International, International Stars, New York
Sam Ypma in Request QJ Magazine in Tokyo!
The beauty of Sam Ypma! See it all here!
Testing... Aaron Willms by Emilia Thomas
Labels: Aaron Willms, Emilia Thomas, Maisie McClure, Marika Stimac, Mousy Browns, New Faces, Tests
Digital Update... Emily Goudreau
Labels: Daily Digital, Emily Goudreau, Update
Friday, March 28, 2014
Beauty | Taylor Jean Launer by Aaron Pedersen
Labels: Aaron Pedersen, Beauty, Creative, Katie Matson, Taylor Jean Launer
Sam Ypma in Ginza Magazine
More new editorial from Sam on international!
Labels: Editorial, Ginza Magazine, International, International Stars, Japan, Sam Ypma
Digital Update... Braeden Wright
Labels: Braeden Wright, Daily Digital, Update
Milli Teyema by Amanda Diaz
Labels: Amanda Diaz, Creative, Elizabeth Bernardin, Milli Teyema
Linda Kanyo in Leon Magazine
The gorgeous Linda Kanyo just won't slow down! See her latest editorial here!
Labels: Asia, Editorial, International, Korea, Leon Magazine, Linda Kanyo
Mode Models for Bamboo Ballroom at Western Canada Fashion Week!
Charli Elber
Nic Neiman
Kendall Shea
Courtney Visscher
Joanne Leyenhorst
Kendall Shea
Piper Jackson
Paige LaFrance
Labels: Bamboo Ballroom, Charli Elber, Courtney Visscher, Joanne Leyenhorst, Kendall Shea, Nic Neiman, Paige LaFrance, Piper Jackson, WCFW. shows
Testing... Ashley Dunnington by Emilia Thomas
Labels: Ashley Dunnington, Emilia Thomas, Maisie McClure, Marika Stimac, Mousy Browns, New Faces, Tests
Thursday, March 27, 2014
Chad White Profiled by Vogue Hommes International!
See the feature here!
Breanne Lintell by Harvey Miedreich
New shots of Breanne by Harvey Miedreich, up on international!
Labels: Breanne Linttell, Creative, Harvey Miedreich
Linda Kanyo in Galleria Magazine
More of Linda in Galleria Magazine here!
Labels: Editorial, Galleria Magazine, International, Korea, Linda Kanyo
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If you are running a brand, business, book or blog, getting your content out there and seen through content marketing is critical to your success. As the old saying goes, 'content is king' and as we see online media continue to evolve and influence the way consumers interact with companies, being a content marketing pro has never been more important.
What's more, new trends are emerging every day while savvy consumers are demanding more from content, calling into question the quality of your strategy, techniques and execution. Gone are the days where you could advertise anything and get immediate sales running through the door.
Recent stats show that high-quality content marketing is still one of the main ways of achieving digital marketing success for both B2B and B2C brands with over 70% of marketers creating more content in 2017 than they did in 2016.
While we know that you MUST have excellent and engaging content, you might be scratching your head wondering just how you can make your content stand out from the crowd.
For the love of God, don't panic.
Yes, the digital world is over-saturated but that doesn't doom you to failure. There's a piece of that content marketing pro pie for you. Anyone – and I mean ANYONE can get good at creating and posting great content by following these simple steps (and by simple, I mean really simple).
1. Be genuine
The world is crying out for authenticity. People are so smart these days, they know whether a company is sincere or in it to rip you off. There's a lot of clutter and chaos out there and cutting through it can only be done by remaining genuine.
Have a look at the brand thankyou. Born in 2008 in response to the world water crisis, co-founder Daniel Flynn pulled together a group of friends and launched a line of bottled water that would fund overseas aid projects. Today, they have over 50 products available via 5500 retail outlets throughout Australia with 100% of profits funding water, food and sanitation projects worldwide.
Do you have to give away 100% of your profits? No. But you DO have to ooze authenticity in everything you do. If your content becomes all about sales, sales, sales, it will tarnish your brand and people are going to automatically switch off.
You can achieve this by nominating a charity where X number of profits go to, actively be involved in a common cause aligned with your brand or just engage the wider community by offering voluntary services and support.
2. Be consistent
The arduous task of setting up a Facebook or Instagram page is one thing, upkeeping those pages with regular content is a whole 'nuther level of effort. But it is just as important. Adding fresh new posts such as images and video keeps you constantly in front of your audience and at front of mind.
How often should you post? It depends on your capacity, resources and target audience. While it would be ideal to post multiple times a day – in some cases, up to 10 times, it's not always possible for all businesses. Rather than set an unrealistic goal and later be disappointed for not meeting that goal, aim to post 1-2 times per day and stick to it.
If you want to get real savvy, you can schedule your posts so your content is pushed out at optimal times of the day increasing your chances of it being seen. Consider using a platform such as Hootsuite or Tailwind to assist you with scheduling your posts so you can do it in batches to help save time.
3. Be responsive
Nothing is worse than trying to get in touch with a company to have them never get back to you. Believe it or not, it STILL happens in this day and age where competition is rife!
A physical bricks-and-mortar store may be physically open between 9-5, but they still have to be 'on' 24/7 with an e-commerce shopfront while raring to go when a customer wants an answer. Today, no company can afford to close their doors, not even for a second. Interacting with your audience and being available around the clock takes time and work, but it leads to more leads. And more leads = more sales.
Remember, content marketing is a two-way communication channel. That means not only transmitting engaging and memorable content but also proactively responding to any questions, comments and concerns. The general rule is, the quicker you reply the better.
4. Be helpful
Tying into point #1, don't you hate it when you want information but instead get an irritating sales pitch? In delivering content, be sure that everything you convey is value-adding to your customers, stakeholders and suppliers. Not every interaction has to involve 'selling', in fact, less is more.
Instead, opt for content that educates or entertains your audience (or both). Examples include an infographic, video tutorial, case study, e-book or blog article. The list of content options is virtually endless and you can start with something as simple as an informational piece all the way up to a full-blown video campaign as Dove have produced below.
5. Be strategic (measurable)
In saying all this, you can only manage what you can measure. Finishing up your content marketing efforts with some hard data can help you understand how your content is performing so you can produce and post more of what your audience likes.
Google and Facebook offer free analytic tools so you can measure your website and social pages. If you are paying for sponsored content on Facebook, Google AdWords (PPC) or third-party advertising such as banner advertisements on an affiliate page, measuring your web/social hits and behaviour is not optional.
While it's important to use metrics to understand what content is pulling the most views/likes/shares, try not to get too bogged down with the stats. Just use it as a guide to learn, improve and shift any advertising funds to the sources that are yielding the best results.


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June 2017
All Courses
Worldwide enterprise and finance is a highly revolutionary study program. In truth, they ran into obstacles as a result of long-established "national habits, local brands, and distinctive regional tastes" (Satterlee, 2009, p. 5). In gentle of this case, American companies learned they needed to adapt their products and services as a way to be accepted by locals in international markets.
Conducting and managing international enterprise operations is more advanced than endeavor domestic enterprise Differences in the nationality of events concerned, relatively less mobility of things of production, buyer heterogeneity throughout markets, variations in business practices and political methods, various business rules and policies, use of various currencies are the important thing points that differentiate worldwide companies from domestic business.
It is customary to consider only companies that actively commerce internationally as having any sort of currency publicity However really all firms that function in economies affected by international financial events akin to trade rate modifications are affected by these occasions.
This unit examines the next: the evolution of the international financial system; the foreign alternate market; the types of overseas alternate fee exposures; managing exchange; translation and consolidation dangers; assessing international direct investment targets; comparing the efficiency of overseas affiliates; operations publicity to regulatory risk of tax; investment evaluation and coverage adjustments; country threat evaluation and managing country danger exposure.
Worldwide Enterprise and Finance grasp research program prepare students for understanding the trendy world system of International Business and Finance and put together them to construct a greater career within the information-primarily based society.
This diploma is designed for graduates who don't come from a financial background, but would like to enter into the lucrative world of monetary administration, making themselves more marketable with broad information of the practice of worldwide enterprise and finance.
A perfect set of accounting standards would remove the subjectivity of interpretation related to the IFRS and take away the elements of the international standards that necessitate reconciliations below GAAP, whereas maintaining requirements that may apply to corporations in all countries.
On this unit students analyse the ways that international operations and performance of companies may be put at risk by changing monetary and regulatory conditions throughout borders and determine how best to handle the publicity to this danger.
Completely different nations have their very own distinctive and useful products and services that they'll supply to us. On this method, we are able to select the perfect ones that are useful to us. There are wide styles of selections in terms of brands, costs, designs, and options.
Due to this fact, to achieve enterprise aims, maintain cardinal values of the company and equally ship values for purchasers' cash, it then behooves on the company to plan strategically how it might cope with the many business challenges in ensuring that it wins a major share of the goal market.…
4 Ways To Finance An Acquisition
American Financiers Group Financial is a specialist in offering you with the mandatory capital to fund any firm you want to acquire. Small enterprise acquisition loans can be found from banks and sometimes from the business vendor. Asset-primarily based loans are revolving loans secured by the available collateral, resembling inventory, accounts receivable, equipment, and fixed property. The primary disadvantage of utilizing asset-primarily based loans for financing is the expense concerned.
The most effective sort of business acquisition loan on your situation will depend on how strong your private monetary credentials are as well as how robust the business's finances are, plus the quantity it is advisable borrow and the size of time you'll want to pay it back.
Enterprise Capital specializes in providing out-of-the-field†capital options to fund any scenario or acquisition. With a business acquisition loan, you should purchase a company that already has a profitable historical past. Lenders desire strong cash move, profitability, and cheap debt levels (or no debt at all).
There are different methods to construction this transaction relying on the character of the enterprise, it is belongings, and the background of the purchasers. This financial institution-issued, government-assured mortgage could mean you can borrow as much as $5 million even if you're turned down for different loans (that being stated, the common loan amount for fiscal 12 months 2015 was about $372,000).
Many traditional lenders have modified their lending standards, thus restricting out there credit score and the circulate of capital to many entrepreneurs, says Michael Fekkes, a Licensed Business Intermediary and senior dealer at Enlign Business Brokers in Nashville.
On this case, the vendor gives you with a loan that's amortized over a time period. There are a number of completely different choices for an organization that is on the lookout for acquisition financing. Acquisitions typically involve completely different layers of capital which might embrace debt financing, mezzanine financing and personal equity, relying on these elements.
Acquisitions often involve different layers of capital which might embody bank financing, mezzanine financing and private fairness. Securing capital and the perfect financing phrases for an acquisition can be daunting and difficult.
In this article, we discuss six ways you could finance the purchase of a enterprise. If vendor financing, time period loans, and SBA loans are out of attain, you may consider financing a enterprise acquisition using your retirement account or a home fairness mortgage.
Lenders typically wish to see a new marketing strategy and monetary projections.There are many options to safe an acquisition mortgage or other financing to get the correct capital to develop your organization. To safe small enterprise acquisition financing, you will need to show that both you and the business present minimal risk to the lender.
For SBA loans, it's essential to not be delinquent on any debt funds you owe to the U.S. authorities. In addition, business acquisition loans can be utilized to finance the purchase of a franchise, especially a well-established one with many locations and a confirmed model for fulfillment.…
SBA Loans And Small Business Financing Alternate options For 2011
Do a search about business loans and adverse credit and you will notice end result after consequence touting some way or one other the place you may idiot the banks and lenders into supplying you with a enterprise mortgage. When attempting to secure any sort of enterprise mortgage, unsecured business credit score line, or business financing many new small business owners will attempt to qualify for CCRF due to the financial savings profit it presents. Providing your clients the choice of a deferred interest promotion helps them handle money circulate and helps you rating a much bigger sale.
Clients are a good way to finance a enterprise for a lot of causes. However the commonest way that startup companies get cash to get going is that they sell one thing to someone. Whereas any financial agreement like a bank card or mortgage utility has to include key buyer info, there are ways to assist streamline the method.
The primary time your customer chooses to pay with the credit option online, he or she is requested a number of approval questions, and the lender provides her or him a call. So long as you are only providing credit score on purchases, and never cash loans, there's no authorized obligation for you to conduct credit score checks.
If in case you have a showroom or gross sales ground, make sure that all worth tags display the bottom monthly payment entrance and middle so clients can see just how affordable financing could be. In the meantime, you might be inquisitive about exploring among the many sources we provide to assist businesses like yours succeed.
For normal business loans, they appear to ongoing money circulate. They'll get 6 months particular financing on purchases $199+ and 2% money again. Examples embrace special financing offers on purchases above a sure dollar amount and monthly cost options over a time frame, usually six, 12 or 18 months.
You do not want FCA authorization simply to just accept bank cards (until you difficulty the credit cards your self), or when you let clients pay for items in 4 or fewer instalments, without curiosity, within 1 12 months of sale. Enticing financing incentives, like no funds for six months†or zero per cent curiosity financing†are proven strategies to increase sales.
And customer financing is way more tough, if not unimaginable, in client going through companies. Promote the availability of financing to your prospects all through their purchasing experience. Giving customers the pliability to purchase now and pay later can mean the distinction between a profitable sale and an abandoned cart.
It's now attainable for the local furnishings store, building contractor, dentist office, or different small enterprise to supply flexible financing and mortgage with easy-to-use and inexpensive expertise. With our distinctive approach we are proud to offer our consumer finance program tailored for any business that sells a product or service under $10,000.
There's certain info that you have to present each buyer with as part of their financing …
Small Business Monetary Advisor And Bookkeeping
Toptal is a market for high company finance consultants, specialists, and specialists. It's best fit for consulting, finance, business, corporate, accounting, coaching, construction & monetary services. Please contact Reliance Consulting at this time for a free financial checkup and extra details about the many reasons why you need to have a personal enterprise finance guide in your nook.
MinterEllison is thought for our completely different method to shopper providers, delivering progressive solutions to handle our clients' enterprise wants. "They publish what is named the Green E book, which is a listing of analysis and advertising and marketing consulting businesses around the nation.
Working in a financial institution, in gross sales or for an additional monetary service for various years may even improve your probabilities of employment as a loan advisor and enhance your salary or commissions. Yelp customers have not asked any questions yet about Business Finance Consultants.
Editor's word: This text was excerpted from our Consulting Enterprise begin-up information , available from the Entrepreneur Bookstore. Instead, ask for references, ideally from other consultants who have used their companies, or from small-business homeowners.
Consultants help shoppers with financial planning choices for retirement, education, day-to-day bills and investments. Businesses actually understand what consultants are. A short video about the day in the life of a monetary consultant from Fidelity Jobs.
They meet recurrently with clients to assess how life modifications resembling marriage, job change or the start of a kid will have an effect on the consumer's monetary plan. As a member of our Company Finance Apply, you will combine conventional administration consulting expertise with issues and methods of applied company finance.
In addition to being your trusted business finance marketing consultant, Reliance Consulting also affords nearly each financial service a Tampa, FL area enterprise proprietor wants, from tax preparation to bookkeeping and payroll to IRS downside resolution. The variety of licenses wanted by financial consultants depends on the products they want to offer their purchasers.
In addition, candidates must move a complete exam that covers key aspects of the financial planning course of. Consultants spend a lot of their time reaching out to potential clients and constructing a strong customer base. Bachelor's Diploma in Business, Accounting, Finance, or related subject and 2 years of progressive financial experience or 6 years of progressive monetary expertise in lieu of degree.
Certifications, such because the Licensed Financial Planner (CFP) credential help consultants enhance their skilled standing and are appeared on favorably by employers. Monetary consultants have a bachelor's or graduate diploma. Enterprise Finance Consultants are here that can assist you elevate your enterprise by serving to you achieve entry to funding sourcing that you just may otherwise not have had access to.
Some consultants work for consulting companies that target the monetary wants of specific companies or industries. Potential financial consultants earn degrees in finance, math, business or economics as preparation for the sector. In the US, most states follow a rule that states all financial consultants ought to obtain a state license …
Understand Business Financing Nevada Small Business Growth Heart
Constructing a small enterprise takes more than time and talent — it also takes capital. Describes the varieties of methods a business will search to acquire money or financing to start out a business. Income statements: A monetary report that addresses the underside line directly, by reporting how a lot a company has earned and spent over a period of time.
We've helped hundreds of established companies in the US grow, create new jobs, and stimulate economic growth of their local communities. These organizations have the flexibility to supply term loans and lines of credit score to microenterprises and small companies not certified for traditional financial institution financing.
SmartBiz SBA Loans ($5,000 – $one hundred fifty,000) is a small business lender, however one that guarantees a a lot better course of than conventional banks, on SBA kind loans. The Canada Business Community website online provides a comprehensive itemizing of grant, loan and extra contribution applications out there throughout Canada to help the start and progress of businesses.
There are community-targeted applications, for instance of a metropolis program, for the Philadelphia space, Loan Applications – City of Philadelphia Enterprise Providers Center. On-line lending is a viable financing choice for small companies with no sparkling or deep credit history, though sometimes at increased rates of interest than conventional financial institution loans.
Business owners have two common options for acquiring financing – equity or debt. Time period loans are usually appropriate for one-time investments in business development – opening a new storefront, renovating an existing location, hiring new employees, and so forth.
Ami Kassar CEO of MultiFunding has a useful web site on how the completely different funding choices work and his consulting brokerage serves as a matchmaker for companies that want extra than simply the best charge" and need help with more complicated mortgage options.
The marketing strategy should tell the lender or investor all they should know for them to make the financing choice. Ideally, these items would be included within the financial part of your ready business plan. This can be a concern because banks with beneath $10 billion in assets subject about half of all small-enterprise loans within the United States.
There are success stories of individuals on the site who DID get monies through our centre however of course we can not declare our supplies and providers are 'guaranteed' or a 'certain factor' for you. The FSA can assure loans as much as $1,399,000 (amount adjusted annually based mostly on inflation).
The NSBDC maintains shut relationships with native business lenders, the Small Enterprise Administration and a variety of authorities and non-government lending programs. Realistically, only a few businesses are in a position to get a grant or enough quantity of a mortgage.
Please be part of us for this free seminar to learn extra about Financial Administration, together with the steps to take earlier than making a loan request, the significance of bookkeeping, the 5 C's" of credit and understanding attainable causes for rejection.…


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- The National Trails
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Time to Volunteer on the Thames Path14th January 2014
We're always on the look-out for new volunteers.Volunteers perform a vital role in helping to maintain the Thames Path National Trail. If you're interested in volunteering, please download and complete the Volunteer Information pack, the Registration form and Health and Safety Declaration form and return to: Darian Jeffs, National Trails Office, Signal Court, Old Station Way, Eynsham, Oxford OX29 4TL. If you have any queries please phone 01865 810211.
Visit the leaflets page to download the Volunteer Information pack, including the Registration form and Health and Safety Declaration form: http://www.nationaltrail.co.uk/thames-path/leaflets
To see the latest Volunteer Newsletter and Task Diary please click on the link below.


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My previous post was meant to transfer the world of online media to an example that is more easy to relate to. It was meant to show the difficulty of coping with social media. The online world of meeting places that is rapidly growing, just like the number of bars in the growing town.
Therefore the image above, representing some major social media platforms, is not a bingo card for entrepreneurs. It's simply not true that you will win the prize once you can add all these platforms to your list. Instead, listen to the number 1 tip from the "pros" on socialexaminer.com. Pick your battles and dig in.
Remember there are even more platforms than the ones in the picture and imagine "Entrepreneur" from the previous story who struggles to have a proper conversation in all the bars he tries to visit. Instead, organize your own party and select the platform most relevant to you. Invite people to this platform, if they are interested they will follow you. If they are not interested, evaluate whether they are worth your time. Only if the answer is yes and you know there is more to lose you can consider the option of using another platform actively.
There is no key to what platform to use. Think logically and evaluate your own behaviour on such platforms. Right now I see LinkedIN as a professional network event, while Facebook is obviously the bar I go to with friends. Different behaviours and different discussions. If you like a first heads up on a way to choose platforms, quickly read this post on sproutsocial.com. Although the article is, in my point of view, a little oversimplistic, it does give you a good overview on the reasons why to pick the obvious choices. Additionally it indicates some niche networks, which can be very valuable to your specific business and worth your consideration.


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Before moving to Dubai I had a *very* long list of places I wanted to visit and Jetty Bar at the One&Only Royal Mirage was one of them. Jetty Bar is conveniently located very close to where we are temporarily staying so we had no excuse to go.
As Ramadan was coming to a close, I expected it to be busy but we went at 6.30pm – ready for sunset around 7.15pm – and the place was empty.
Firstly, the service in Dubai is up there with the best. Literally. Once we parked the car we were taken in a buggy to the bar which sits on the beach. Dubai is making me SO lazy.
It's a stunning location for romantic sunset drinks with views of the Dubai skyline on one side and the Palm on the other.
Being pregnant, it was mocktails for us but they have a good selection of cocktails too. You can also choose to sit on comfy bean bags on the beach or at low tables dotted around palm trees and pretty mood lighting.
And just because I'm extra like that, I had to take a photo of the bathroom. I mean, Pinterest-worthy interiors or what?
Definitely go check out Jetty Bar for sunset drinks! I didn't get a chance to look at the hotel itself but I can imagine it's just as lovely.


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Visionary' plan costs, Waikato Times, 5 Dec 2014
A Waikato spatial plan is billed as a game changer for the region, but comes at a hefty price, with costs expected to exceed $1 million.
The spatial plan is being developed by the Waikato Mayoral Forum at a cost to ratepayers of $870,000.
Costs have been split among the region's councils with Hamilton City Council committing $276,000 so far.
But city councillor Martin Gallagher this week revealed spatial plan costs could balloon to more than $1 millon and questioned how much new information would be contained in the document.
The spatial plan aims to look at where the region is at, and analyses information in the context of where the region wants to head, long-term.
The draft plan will be delivered in December next year.
Gallagher said the spatial plan would give the region "one voice", but he hoped it did not reinvent information already known.
"The $1m in the end is for a report, there's no community centre that comes out of it, there's no piece of tarseal," he said. "There's an issue of one voice for the Waikato, and yet the plan doesn't appear to address the issue of governance."
Waikato District Mayor Allan Sanson, who chairs the mayoral forum, said the spatial plan's budget was drawn up two years ago but did not include engagement or communication costs.
The new costs were expected to be finalised in mid-January, but Sanson said it was unlikely the joint committee, working on the plan, would endorse the $1m-plus price tag.
"We realise we can't do this plan without engaging special interest groups, industry and iwi and that comes at a cost," he said.
"Engaging with iwi comes at a cost and also takes a lot of time. But the figure is a bit high and the joint committee will look at how much lower it can come down."
Sanson said he appreciated Gallagher's concerns, but believed the spatial plan would generate benefits for the region and help Waikato tap into government funding. Currently, central and local government invest about $8 billion a year in the Waikato.
"It is a lot of money but a lot of work is going into this document and it will help us map out the future of our region. It will help identify future growth, where there are opportunities and will help us work alongside industry to give them a steer forward."
The spatial plan will draw on information from council documents, census data and advice from the National Institute of Demographic and Economic Analysis.
The spatial plan joint committee includes staff from partner councils, non-local government members and Latitude Planning Services director James Bevan.
He told the Waikato Times he could not comment on the plan because his terms of reference prevented him from talking to the media.
The joint committee is chaired by Margaret Devlin, and will meet again on February 9.
Sanson said the region had achieved strong results when it spoke with a united voice, such as when it secured $2.4 billion funding for the Waikato Expressway.
This media item was current at its release date. The facts or figures it contains may have changed since its original publication.
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S: Pauline Elizabeth Sawyer Kidson Trammell Gentry
FC: Pauline
1: Dedicated to our Mother, Grandmother, Great-Grandmother, Sister, Aunt, and Friend Pauline Elizabeth on your 90th Birthday We Love You!
2: The Sawyers Arvin, Minta Pauline, Audrey, and Dorothy
3: Audrey, Pauline, Dorothy
4: Reagan High School Houston, Texas Class of 1939 Graduated with Honors Houston Business College 1939
5: With friend, Evelyn Brogden | School | School Princess | Minta and her sisters | Polly, Minta, and Dot
6: Minta Alice Rountree Sawyer Kennerly August 14, 1899 April 26, 1985 | Minta's 80th Birthday | Our Parents Minta and Arvin
7: Arvin Andrew Sawyer and Iola March 30, 1892 October 15, 1973 US Army WW 1 | Minta and Dave Kennerly
8: Pauline and Homer Kidson married September 3, 1942 | Happy to be together
9: First Home 14313 South Main | 1950 Polly's little helpers
10: Backyard fun with Uncle Jack | A night out to celebrate | Homer was very romantic and also a cut-up! | Family cookouts were a way of life
11: Homer loved his girls!
12: Adelaide "Nana" Kidson Phyllis, Pat, and Pam Bess Kidson and Jack Quigley
13: Homer Addison Kidson June 27, 1902 May 3, 1955 U.S. Navy - WW 1
14: Sisters Pauline and Dorothy
15: Good sports at each other's birthdays!
16: Audrey & Florence, Dot, Polly
17: First Cousins Kidson, McMillan, & Sawyer Rodger, Hugh, Pam, Janet, Lynn, Jeff, Pat, Donald, Phyllis | Easter 1954 and 1958
18: Polly and Buell Trammell married August 8, 1958
20: Christmas 1960 | 1351 Lehman
21: Mabel and Hobart Trammell | Houston Rodeo with Martha Lynn and Harvey
22: Fun times at 13322 Conifer | Bennie Martin | Starfire! | Wedding-bell blues
23: Buell Gene Trammell April 8, 1920 January 2, 1978 US Army - WW 11 & Korean War
24: Polly & George Met in the 1950s at Fannin Bank.
25: Pauline and George Gentry Married August 23, 1986
26: from Formal to Fishing!
28: Going to the Rodeo!
29: John George Gentry October 24, 1915 February 28, 1996 From bank mail room clerk to respected banker; co-founder of Sterling Bancshares
30: The Girls | Thanksgiving, 2005 Houston | Italy, 2003 | St Louis 1998
31: 2011 Sedona, AZ 89th Birthday | 1960 & 2002 Oh My! | 2003 Bellagio, Italy
32: 80th Birthday with the girls - Amanda, Dale, Janet, Cindy, Lauren, Kim, Phyllis, Dot, Pam, Pat, Rebecca, Elizabeth Fredericksburg, Texas March, 2002
33: May, 1952 | Mom! | Phyllis Lee 1944 | Patricia Lynne 1948 | Pamela Louise 1950
34: Our Star!
36: Happy Birthday Mom! You inspire us every day to be better people. We love you! Pam and Cal
37: Dear Polly, You are my favorite mother-in-law of all time. Love, Cal | Pam, Cal, and Daniel
38: One afternoon with you was enough for me to know that I wanted to spend my life with your daughter. Love, Craig | Classic Car, Classic Mom! | Pat's Family Thanksgiving, 2007
39: I love you, Mom! Pat
40: Kimberly Anne Williams 1970 | Michael Woodrow Williams 1972 | Happy 90th Birthday! Phyllis and Reagan | Phyllis, Kimberly, and Michael
42: Dearest Polly, Your achievement is not just that you've lived 90 years, but that you have lived them so graciously. You are, and will always remain, a role model for all of us lucky enough to be related to you. You are a a wonderful example of how to face---and overcome--- hardship with tenacity, hard work, optimism, warmth, and a devotion to others. I know I am among many others when I say I hold you up as my ideal of how to live and age to the very highest standard. I have always felt truly blessed to have you for a step-mother. You have been there for me, my father, and my children and grand-children for many, many years. You were my confidante, adviser, comforter, and friend through many difficult family and personal situations. When I wobbled, you were always there with the best counsel to shore me up and renew my strength. I knew I could always count on you to understand, support me and help me find comfort. Thank you, thank you, dear Polly. Words cannot express how indebted I am to you and how grateful I feel for your devotion to Daddy, particularly during his last years. I know how very difficult he could be and you were unfailingly kind, sweet, and attentive to him. You enabled him to live out the last years in dignity. All I can say, again, is, "Thank you, Polly, thank you." Innumerable relatives, friends, even casual acquaintances are lucky enough to be the recipients of your hand-made table-runners, mantle-scarves, Christmas tree skirts, beaded vests, quilted bedspreads, pillows, and placemats and napkins. These have become family heirlooms to be treasured. Still another example of the time, effort, and talent you gave so generously to others. The collections of memories in this birthday book are our tribute to the lovely lady you are and are but a small demonstration of how many people love you so very much. All my love, Dale
43: Doug & Dale Gentry Schlatter | Charlie Miller August 31, 1942 August 29, 1988
44: FOR POLLY ON HER 90TH BIRTHDAY A virtual conversation: CLERK AT FITNESS CENTER: "So, Mrs. Gentry, you want to buy a membership? POLLY: Yes, please. CLERK: May I ask your age? POLLY: Of course. I'm 84. CLERK: Really, you don't look 84. POLLY: Thank you. I don't feel it either. CLERK: How long do you want your contract to last? Six months? A year? POLLY: Three years. CLERK: OMG! POLLY: I'm so sorry, but I don't understand that smarty-phone stuff. CLERK: You really want a three year contract? By the end you'll be- POLLY: (kindly but firmly) I thought about six years, but I don't think this gym will be in business that long. (It wasn't). CLERK: Yes, ma'm. Three years it is. POLLY: Thank you so much. You're a very nice young lady and I appreciate your help. by Doug Schlatter
46: Kimberly | Elizabeth | Daniel | Alex | Amanda | Scott | Sheri | Rebecca | Will | Andrew | Mark | Michael | Liz
47: J. David | Polly | Lily | Charlie | Gracie | Adair | Miranda | Lexi | Adele | Reagan | John | Charlie | Madison | Elli | Lauren
48: Daniel Phillip Haas 1982
50: Kim's girls Lauren Shay Price, 1992 Alexia Leigh Price, 2004
52: Lauren Shay Price 1992
54: Alexia Leigh Price 2004
55: Adele Kathryn Backus 1998
56: Ruth Elizabeth Fogle Sparks 1972
58: Joel David Sparks 2004 | Reagan Elizabeth Sparks 2005
59: The Sparks Family | Joel, Elizabeth, J. David & Reagan
60: Rebecca Elaine Fogle Warriner 1975
61: The Warriner Family Richard, Rebecca, Polly & John
62: John Addison Warriner 2005 | Pauline Anne "Polly" Warriner 2003
63: Two Pollys!
64: William Gordon Fogle, Jr. 1976 | The Fogle Family Will, Cassandra, Lily & Charlie
66: Lily Kidson Fogle 2006
67: Charles William James Fogle 2008
68: Sheri Ann Hubbard Meredith 1968
69: Let me start this letter by wishing you a very happy birthday. As I reflect on the time that I have known, you, what comes to mind is the big smile that you greet me with when we see you. It puts a smile on my face then and even now as I write this. Sheri, Madison, Adair, Elli, and I are very fortunate to have you in our lives. Thank you for loving Sheri and the girls the way you do and for always remembering us on special days. I hope you have the happiest of birthdays. Love, Kevin Kevin | The Meredith Family Kevin, Sheri, Madison, Adair, & Elli
70: Elli Jane Meredith 2002
71: Madison Lee Meredith 1996
72: Adair Rene Meredith 1998
73: Richard & Rebecca Warriner Elizabeth & Joel Sparks Grandma Polly Will & Cassandra Fogle Sheri & Kevin Meredith 2005
74: Amanda Miller Key 1967
75: Happy Birthday, Polly. You are the greatest Grandmother a grandson could ever hope to have. Thank you. All My Love, Alex 1970 | Joe and Amanda Miller Key
76: Charles James Miller 2009 Grace Elizabeth Miller 2011 | Debbie & Andrew Miller 1972
77: Grandma Polly, I am so happy for you on your 90th birthday. You have always been so kind and warm, even when I was being difficult. The earliest memory I have of you is in your apartment off Piney Point, playing cards, listening to Lawrence Welk, watching Austin City Limits, and playing with your wax paraffin. You have always been so patient, especially with Pakaw and Alex. They both could be so difficult and you were always so loving and supportive. You are the perfect grandmother--- kind, creative, understanding, and patient. I have always been so proud to call you grandmother. I thought it was so funny that in middle school, I befriended Elizabeth Fogle, only later to be related to her. Once I started my own family, we always wanted to see you when we came to Houston. Charlie asks about you all the time and can't wait to see you. We love getting your presents you make and hearing your stories. We are so proud of how you always put your best foot forward. When I grow up, I want to have your stamina, perseverance, and kindness. You always keep yourself occupied with books, puzzles, traveling, and sewing. You never complain and always have a smile and open arms for a hug for us. We are all lucky to have you in our life and call you Grandmother. Love, Andrew, Debbie, Charlie, and Gracie Miller
78: Liz, Anthony, & Miranda Wish You a Very Happy 90th Birthday!
80: Jim, Pat, and Scott Yoder
81: Pat and Jim Yoder Scottie and Joe Tauer | Pat and Scott Yoder
82: My first trip to Houston was shortly after Tom (Audrey} and I married. Polly and Homer entertained us in the backyard of their home on So. Main. Homer was quite a barbeque master, and Polly was the queen of side dishes. I was made so welcome by all the family that day. Never having had a sister, I was delighted to have two sister-in laws especially one as loving, cheerful, and resilient as Polly. I saw this last attribute so many times over the years as she endured deaths of three husbands, her Mother and other downers. She stayed up and cheerful, loving and caring for her children and grand children and growing beautiful flowers. I thank God that Tom provided me with such a wonderful sister. May we have many more years of her love and cheerfulness. Florence Sawyer
83: The Sawyers 2008 | Audrey Arvin "Tom" Sawyer February 19, 1919 June 27, 2007 Army Air Corps WW11
84: Dot, Polly, Janet, and Cindy Doyle 2002 | Don and Janet McMillan Lehr Jeffrey, Marie, and Forrest | McMillans and Lehrs with Polly and George
85: Happy 90th Birthday, Aunt Pauline from Janet
86: The Lehrs | Will and Marie Lehr Conlan | Jeff and Jenny Lehr | Forrest and Amy Lehr | Paige and Taylor Lehr with Aunt Polly's creations
87: Marie Lehr Conlan US Army 101st Airborne Bosnia and Iraq | Lt. Forrest Lehr US Navy - Afghan War
88: Aunt Pauline, I have so many wonderful memories of the times we have shared! From always being excited about the next backyard BBQ, the chance to smash bags of ice for your whiskey sours and so many other fun things! Best of all, I always knew you were there if we needed you, just as I know you are there for Mama when she needs you now. With all our love, may God continue to bless you, Hugh and Patsy
90: Texas 2007 | Switzerland 2003 | Wyoming 1999
91: Newfoundland 2005 | Utah 2004 | Colorado 2004
92: Friends | Russell, Sharon, and Frances Flynn | Grace and Bill Allen | Mary Farnsworth | Walter Meyer
93: Howard and Tommie Hartman Florence Wickman | Martha Adger | Jim Stalker
94: Willie Brown | I truly love you my dear friend and hope you can live another 90 more years. I really wish you would let us have a party - what a grand party it would be. With all my love, Sharon | Chip and Sharon Bryan
95: Having a Polly is a wonderful thing. She is like a 2nd mother to me, and I will treasure her and our friendship forever. All my love to you Polly on your 90th birthday! Pam O'Keefe | Lucille Crosby, Mary Farnsworth, Virginia Reed, Dorothy McMillan 1998 | Pam O'Keefe & Virginia Reed
96: Colleen Reed
97: We regret that we can't be with you in person to celebrate, but know that we are there in spirit (and through this note and the pictures) to let you know how much we love you and are thankful that you graced our lives. I love you dearly and can think of no better way to close than to say, "Hi Aunt Polly!" Love, Rick and Joanie Reed
98: Dear Aunt Polly – When your girls first told us about this wonderful book, my first thought was "how in the world can I ever do justice to what you mean to me?" my second thought was "how am I ever going to get everything I love about you on one page? I'll have to make the margins "0," use a font of microscopic proportions and see if they'll allow me to write in any margins that might be left over!" So, you can anticipate a new magnifying glass as one of your birthday presents. I'm sure many others are saying the same thing but there is no one like you in the whole wide world. I've told mom in the past that the very best thing about our living on Conifer Road was getting to have you and your family as our neighbors and, later, as such dear friends. And, no matter how long I live, you will always be "Aunt" Polly to me. (continued in a letter and on next page....) | Sharron, Virginia, Ricky, and Colleen Reed
99: When mom got to the skilled nursing facility today and we got her settled, I asked her if there was anything else she wanted and she said, "yes, to talk with Polly." Just like after her aneurysm ruptured and we finally got her to a regular room back in 2008. I forget the particulars but it boiled down to only family members being able to visit and she told me to call Pat – that Pat would figure out a way to get you up to see her and, of course, she did. When you left I said, I'm so glad you were able to visit with Polly and Pat and she looked at me and said, "they're my family, too." I've never met anyone besides you named Polly and I've decided that's a really good thing because there just could never be another Polly. The saying, "when God made you, he broke the mold" couldn't be more true than in your case. I love you with all my heart and I always will. All my love and then some . . . Sharron | Virginia and Sharron 2/29/12
102: Birthday Wishes from Linda Fogle
103: Birthday Wishes from Walt Meyer
105: Congratulations and Happy 90th Birthday!! With Love from all of us! | Pauline Elizabeth Sawyer Kidson Trammell Gentry!


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Are you using Verizon Motorola Droid Pro XT610? Androidbiits.com brings a glorious news for Droid Pro XT610 users. According to CurbThePain, CM9 [Unofficial Build] Custom ROM is available for Motorola Droid Pro XT610. Previously, I have discussed about the tutorial for updating LG Revolution VS910 to Gingerbread 2.3.6 with the help of OG Revolution 1.0. Now the glorious news is that Droid Pro XT610 users can test CM9 [Unofficial Build]. Currently, it is not possible to install Android 5.0 Lollipop on Motorola Droid Pro XT610. Today, I will discuss about the step-by-step instructions for updating Motorola Droid Pro XT610 to Android 4.0.4 Ice Cream Sandwich using CM9 [Unofficial Build]. This is really a glorious news for Droid Pro XT610 users who are bored with the old firmware.
I am hoping that Motorola Droid Pro XT610 owners will be able to install CM9 [Unofficial Build] easily without having any difficulty after following the steps posted in Androidbiits.com. Dear Droid Pro XT610 user, CM9 [Unofficial Build] needs rooted XT610, so it is necessary to root Motorola Droid Pro XT610. Oh yes, the crucial thing is CWM recovery installation on Droid Pro XT610 before installing CM9 [Unofficial Build]. You can perform all these tasks after unlocking Droid Pro XT610 bootloader. You may face some bugs on Droid Pro XT610 after installing CM9 [Unofficial Build]. Androidbiits.com recommends that Droid Pro XT610 users must save their data before installing CM9 [Unofficial Build] on XT610, as there is a chance of losing all files from Droid Pro XT610. The important thing is XT610 USB driver installation on your desktop.
Below are the step-by-step instructions using which you can install CM9 [Unofficial Build] on XT610. Androidbiits.com will not be responsible if Droid Pro XT610 got corrupted during this process. XT610 battery percentage must be above 88% before following these steps.
How to Install Android 4.0.4 Ice Cream Sandwich CM9 [Unofficial Build] Custom ROM on Verizon Motorola Droid Pro XT610 [Tutorial]
1. It is the time to download CM9 [Unofficial Build] for your Droid Pro XT610.
2. Now, it is the time to download Gapps for your Droid Pro XT610.
3. It is the perfect time to go to the settings of Droid Pro XT610 and then you have to choose USB debugging.
4. Now, you have to attach XT610 with your desktop using USB cable.
5. Once you have successfully attached your XT610, it is necessary to transfer CM9 [Unofficial Build] and Gapps ZIP file to XT610 memory card.
6. Now, it is the perfect time to power off your XT610.
7. After switching off XT610, it is necessary to remove the USB cable.
8. Now, it is the perfect time to put your XT610 into Recovery Mode.
9. Now, it is the time to choose "wipe data/factory reset" on XT610 screen.
10. Now, it is necessary to tap "wipe cache partition" on XT610 screen.
11. Now you have to choose "install zip from SD card" on XT610 and then it is necessary to choose CM9 [Unofficial Build] and Gapps ZIP file from XT610 SD card.
12. Now, it is the time to install CM9 [Unofficial Build] and Gapps.
13. Now, it is the time to go to the main menu of XT610.
14. Now, it is the time to tap "reboot system now" on XT610 screen.
15. It is the time to wait until your XT610 reboots.
After your Droid Pro XT610 is restarted, you can test CM9 [Unofficial Build]. Dear XT610 user, if you are experiencing any issue while installing CM9 [Unofficial Build] on XT610, then you must share your problem with Androidbiits.com.


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Tuesdays with Dorie: Baking with Julia - 55th installment. The recipe is Cantuccini.
|Kneading the sticky dough on a board
I found the dough rather sticky to knead and shape. After reading the P&Q on the TWD site, I wondered if I should use two eggs instead of three eggs, but I stuck with the recipe and used three. I used a lot of flour to knead and shape. I'm not sure if it would help to use fewer eggs - maybe they wouldn't rise the same way. I'm also not sure why the kneading had to be done on a board...maybe it folds air into them (?).
|Logs after baking
The logs seemed a little flattish, but they sliced up and baked up nicely. It was good advice to let the logs cool thorough, and it helps to use a serrated knife for slicing.
|Slices ready for second round of baking


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Philips Linea Flexible LED Strip / Tape 6W 1m 4500K (With Driver)
Available. Usually dispatched within 2 - 5 weeks.
Model Number: 30734/31/86.
Light up your imagination - Linear lighting with a zest.
Philips has just given a new bent to cove lighting. Introducing Linea's LED Strip, an innovation in customisable illumination. Unlike fluorescent tubes, flexible LED strips can be curved around corners, trimmed and connected to any required length. Take your creativity off the straight and narrow, and experiment in exploring new ways to use the LED strip! With adhesive tape for easy application, low power consumption and intuitive plug in drivers, you'll go around the bend for this new lighting device too.
Cove lighting is a form of indirect lighting built into ledges, recesses, or valences in a ceiling or high on the walls of a room. It directs light up towards the ceiling and down adjacent walls. It may be used as primary lighting, or for aesthetic accent, especially to highlight decorative ceilings. Cove lighting is valued because it hides the fixtures, and because it provides a very even, warm light.
- Cove lighting is an effective form of ambient lighting and suitable for most spaces.
- Cove lighting does not produce glare as it is an indirect form of lighting.
- Cove lighting is aesthetically pleasing. It soothes the eye.
- Cove lighting fixtures come in a variety of colors.
- Cove lighting accentuates the ceiling and/or wall design.
Why LED Tape?
- Cove lighting is an important application in home decoration to create ambience as well as accentuation.
- Currently T5 battens are used in this segment but limited by its inflexible nature. Now with LED technology, cove lighting can also be personalised. Thereby opening up new and advanced opportunities of light-scaping, especially around contours.
- Philips now gives a new bent to cove lighting. Introducing myLiving Linea LED tape, an innovation for customisable home illumination.
- For false ceilings: In many cases a false ceiling is installed just to provide cove lighting to the space. Cove lighting is installed along the edge or recess. One unmatched benefit of cove lighting is that it illuminates a false ceiling irrespective of its shape It makes the ceiling appear to glow and emit light.
- For walls and floors: The shallow wall recess housing wall paintings and photographs can be illuminated by cove lighting. Cove lighting is also an effective way to light up floors where the spaces are demarcated by floor level changes.
Key Benefits
- Energy saving and long life time: Extremely long life 20,000 burning hours - A light source you can trust. Philips LED lights offer an extremely long-life of at least 20,000 hours (which equals 20 years on basis of an average use of 3 hours / day with an amount of at least of 13,000 on/off switching cycles). It feels so comfortable to think that you won't have to worry about maintenance or lamp replacement while having the perfect light ambiance. Built-in Philips ballast.
- Includes power driver / plug and play driver: User friendly plug and play driver offering safe and convenient solution to connect power.
- Flexible form allows customisable lighting shapes and designs: Maximum extending length with cleverish connectors.
- Easy installation: Flexible. Can be curved around corners. Easy application with double side adhesive tape. 3M adhesive tape for easy installation.
- Convenient and easy to maintain: Enhanced protection for electrical part against dust and moisture, even during cleaning.
- UV resistant casing for extra protection: Prevents yellowing, 'brittle' and anti-ageing.
- High quality and bright LED source: Lumen output of 360 Lm per metre.
- Mounting tape and clips included.
- Smooth surface finish for easy cleaning.
Advantages compared to similar products
- High lumen output vs low lumen output.
- UV resistant casing vs no protection.
- Certified plug and play driver vs cumbersome connection box and driver with no certification.
- Easy connection vs manual welding.
- Easy mounting with adhesive tapes and clips vs mounting accessories included.
- Official Philips product new in box with manual etc. vs generic industrial packaging.
Tech Overview
- Length: 1m
- Voltage: 12V
- Wattage: 6W
- Colour Temperature: 4500K
- Lumen output: 360 lm/m
- Colour Rendering Index (CRI): 75
- Beam Angle: 120 degrees
Design and finishing
• Material: Synthetics
• Colour: White
Technical specifications
• Mains power: Range 220 V - 240 V
• IP code: IP20, protection against objects bigger than 12.5 mm, no protection against water
• Class of protection: II - double insulated
• Warranty: 1 year(s) manufacturer warranty
Packaging dimensions
• Height: 2.0 cm
• Length: 10.6 cm
• Width: 10.4 cm
• Especially designed for: Living- & Bedroom, Home office & Study
• Style: Expressive
• Type: LightStrip


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OSHA's final ruling on Walking-Working Surfaces and Fall Protection Systems
updates ladder safety, Competent and Qualified Persons responsibilities,
and more.
- Workers exposed to fall hazards or who use fall protection equipment must receive Fall Protection training by May 2017.
- Permanent building anchorages must be inspected and certified by the end of this year.
- Existing fixed ladders over 24 feet must have fall protection installed by the end of next year.
- All job sites with construction work above 6 feet require fall protection.
- All work at less than 6 feet from the edge of an unprotected roof regardless of height requirements a conventional means of protection.
- A warning line is required at 6 feet from an unprotected edge to warn workers.
- Fall protection on existing fixed ladders greater than 24 feet will be required by 2018.
- Ladder safety systems or personal fall arrest systems are required on new fixed ladders greater than 24 feet.
- All fixed ladders greater than 24 feet must have ladder safety systems by 2036.
- Guardrails for both general industry and construction work require a height of 42 inches and openings cannot be greater than 19 inches.
- Chains are no longer allowed to close access openings.
- Repairs to structural integrity of walking-working surfaces must be done by Qualified Persons
- Training of workers must be done by Qualified Persons- previously, Competent Persons were permitted to train workers
- Knot inspections on lifelines must be done by Qualified Persons
View Online Training for Fall Protection - Competent Person
Job site Assessment Updates:
Assessment of fall hazards on job sites is now a requirement. Employers must:
- Determine whether hazards are present
- Communicate to employees if hazards are present and select appropriate personal protective equipment for employees to ensure proper fit
- Coordinate with entities to assess hazards for multi-employer sites
- Document the completion of assessments
To learn more about fall protection program and other OSHA training courses, visit Zack Academy's website. To read the ruling in full, visit OSHA's publication.


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Provide your views on the Draft Children's Specialist Commissioning Plan 2012 – 2015
The Children's Specialist Commissioning Plan 2012 – 2015 sets out how Bristol will ensure sufficient high quality local placements able to meet the needs of children in and leaving care from 2012 – 15 and beyond.
All children require a happy, stable home life if they are to achieve their potential. Children in care are no exception with those children who cannot live with their birth parents doing best if they can live with a family member or other person connected to their family. For those children who do require local authority care, a stable, well-matched placement where they can live until prepared and ready to leave, is the single most influential factor in improving children's outcomes and creating the conditions from which they can go onto live successful adult lives.
In 2010, new statutory guidance[1] under the Children Act 1989 strengthened the duties upon local authorities in respect of children in care and imposed a new duty requiring local authorities to take steps that secure, so far as is reasonably practicable, sufficient accommodation within the authority's area which meets the needs of its looked after children[2]. In so doing, it requires partners in the Children's Trust to co-operate in order that the duty be most effectively implemented.
Children and Young People's Services commission children's foster care, residential care and post 16 supported accommodation placements from a mixed market of internal and external providers. Such placements are high cost and it is important that Bristol manages the market to ensure that placements are cost effective and of the highest quality.
The draft Plan sets out actions to deliver on three strategic priority areas:
(i) Support children to remain safely with their families
(ii) Improve outcomes for Children In Care and Care Leavers
(iii) Achieve value for money and reduce spend by keeping unit costs down
Are these priorities and the actions contained within the Plan the right ones to enable Bristol to deliver sufficient placements for its children and young people in and leaving care? The Draft Children's Specialist Commissioning Plan is open for consultation until 10th January 2012. Any comments may either be posted on the Blog below or e-mailed to firstname.lastname@example.com. All comments will receive a response and will influence the final shape of the Plan to be considered by Cabinet on 26th January 2012.


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Rain, Rain Go Away!by Nina Koziol
- Tags: #Archive
Our official National Weather Service rain gauge clocked in with 3.60 inches of rain at 7 a.m. this morning. And more is falling. The daffodil flowers are nodding down toward the mud. The vegetable garden is a pond. There's nary a robin in sight to feast on the hordes of worms migrating across the driveway in search of dry ground. And it continues to rain. What a difference from this time last year when gardeners were bemoaning the hot weather and how quickly all the spring bulbs flowered and dried up. But that's ok. This is a good time to sow seeds indoors.
This year, I'm test driving several varieties of nasturtium. Their leaves and flowers are edible, but I'm growing them because they're disease resistant, the deer don't seem to bother them and I'm hoping they'll feed the hummingbirds that are here from May through October.
There's 'Empress of India' with its orange-red flowers. And 'Dwarf Cherry Rose' with wavy edged petals folded into semi-double blossoms. There's Burpee's 'Jewel Mix' and Thompson & Morgan's 'Orange Troika', 'Whirlybird' and 'Climbing Mixed', which the seed packet touts as "ideas for walls and fences." But I'm going to try something new — growing them in hanging baskets.
Although you can "nick" the hard seeds with a file or sandpaper, I've found it's much easier to soak the seeds in an inch of water for 6 to 8 hours and then plant them in potting mix. Once they get their second set of leaves, I'll move them into pots and hanging baskets but they won't go outdoors until mid-May. Stay tuned for a bloom update.


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Commercial Painting Contractors Nottingham
Hills Decorators Ltd based in Nottingham is a family run business, established in 1969 specialising in commercial painting and decorating throughout the UK. Our central headquarters in Nottingham is conveniently situated to offer a quick and efficient response to our clients nationwide.
All members of our team have undergone a Disclosure and Barring Service check (formerly known as a CRB), enabling us to carry out contracts involving premises used by young and vulnerable people.
For more information about our painting and decorating services please do not hesitate to contact us by phone or email and our staff will be very happy to help. Tel: 01159 704 599 Mobile: 07939 320 340
We undertake all aspects of painting and decorative contracts including:
- Commercial
- Industrial
- Local Authority
- Housing Associations
- Education
- Domestic
- Healthcare
- Leisure and Hotels


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Mr Torvalds was awarded the Computer Pioneer Medal from the IEEE Computer Society. It was all over the news so it was added to Wikidata.
As you may know, there is a lot that needs to be done at Wikidata. The award was made an award. There was no category of past winners so some winners were added to make it look better.
The English article did not mention a 2013 winner; Mr Stephen B. Furber was a winner according to the IEEE website. This information was available on the German article as well.
There are many more winners to add. Not just for Computer Pioneer Medal. There are many more Prime Ministers, Ministers of Transport, of Railways to add. Once all these statements are made, labels have to be added as well.
No reason to be bored.


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"Do you want to watch and listen to nice quality youtube videos non stop and keep them playing on the screen even when you are using other apps?
Do you want to have your own playlists and manage them, shuffle them and play them non stop like your device music player?
So this app is made for you——
Key Features:
1、Music Square – free for YouTube: can fullscreen watching or use the floating player for multitasking.
2、Access to among millions of YouTube music videos for free.
3、No need to download your tracks anymore.
4、Easily find your favorite songs, artists, albums,etc..
5、Create your own playlists, manage your liked songs on playlists easily."


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Solar IOT Projects
IOT Solar Power Monitoring System
IOT or Internet of Things is a widely used terminology which is impacting all aspects of our life as communication and sensor costs have come down. Many of the gadgets can now be remotely monitored or controlled via apps.
Intelizon is a pioneer in lithium-ion based solar LED streetlights. We are now setting the technology barrier higher with our GSM and Wifi controlled solar streetlights.
We have introduced hardware and communication protocols which are linked with our in-house developed mobile apps- Wifi streetlight or gsm streetlight- found on android or apple play store.
The mobile apps have a secure login and password to allow only the owner of the lights to remotely monitor and control the system. The single light control (shown below) allows one to get the status of the solar panel (charging or not charging), battery state of charge, light ON/OFF and the runtime from the previous day.
Manual Solar Light Control
Solar Light Control
The manual control of light (shown below) allows one to set remote turn the light on or off and set the dim level as per the user requirement.
The user can also avail of the system health monitoring service to get the monthly status as follows:
- Battery charging performance: This informs the user that the battery and the electronics are functioning well.
- Solar peak charge current: This allows one to decide if the solar panel requires any cleaning.
- Daily runtime status for the past month: Any significant change in runtime combined with the battery charging and solar peak current data allows one to decide the system performance. Any drop in runtime could be due to cloudy conditions or component malfunction.
The health monitoring service provides peace of mind to the user as they do not need to send a service technician to the site to understand the problem. The system can be remotely diagnosed and a service person can be sent to the site with a solution. This improves the service efficiency and response time.
We are working on enhancing the Solar IOT capabilities with our multiple light feature where systems can interact with each other and provide even more smart features to the user with improved efficiency and reliability.


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open back dress: Zara - crossed out tights: c/o DIM - boots: c/o Spartoo - witch hat: party supply store
My Halloween party last year didn't have a theme so everyone came dressed up as whatever, but this year I decided on a theme (witches/coven) early on so people wouldn't have to spend ages thinking up something original. Pro tip if you want a cool Halloween costume without having to make a huge effort: look at your daily style and see if any of it lends itself to a theme or an idea. I came up with "witches" as a theme because seriously, anybody could come up with their own version of a witch. Goth, bohemian, retro, preppy schoolgirl, cute, sexy comme Anjelica Huston, or elegant like Jessica Lange: every personal style can turn out a cool witch outfit as long as you play your cards right while styling it up. Hell, you could even be a white witch!
Flying off with my girl Eline who was more of a boho/70s rocker witch
I had a few dresses I contemplated wearing for the event but in the end I ended up buying something new because I had fallen for this dress some time ago, and my party was pretty much the perfect excuse to add it to my wardrobe. A comfortable, shimmery knit dress that's classy and demure in the front but surprises with a very sexy open back that makes my booty pop like BAM: I'm 100% sure I'll get more wear out of this.
I accessorized with my DIM cross print nylons (perfect for a goth day!), some ankle boots and dark make up. Purple lips and a smokey eye really brought home the Halloween vibe for me. Topped off with a witch hat and voila, super easy but effective Halloween costume.
What did you dress up as? And what kind of witch would you be? :)