text:
With winter seemingly here to stay, one of the most common sounds we hear is the familiar "beep beep beep" of salt trucks on our streets and highways.
But what is all that salt doing to our environment?
Scientists have long recognized that road salts can contribute to chemical changes in rivers and streams. But research by Chatham University assistant professor of water resources Ryan Utz, Ph.D. and his colleagues has determined that long-term salinization is occurring throughout most of North America and may be linked to chemical changes beyond salts, including chemicals that lead water to become more alkaline.
The conceptual framework that attempts to explain the trends is the Freshwater Salinization Syndrome, and it postulates that many variables are leading to chemical changes in our nation's rivers. A combination of road salt pollution, acid precipitation, expanding urban and agricultural land cover, and potentially climate change appear to be causing surface waters (lakes and rivers) to become saltier and more alkaline. Such changes may cause problems for facilities that deliver municipal water for us to drink.
His research found that although individual trends can vary in strength, changes in salinization and alkalinization have affected 37% and 90%, respectively, of the drainage area of the contiguous U.S. over the past century. Across 232 USGS monitoring sites, 66% of stream and river sites showed a statistical increase in pH, which often began decades prior to acid rain regulations.
The Freshwater Salinization Syndrome is most prominent in the densely populated Eastern U.S. and Midwestern U.S., where salinity and alkalinity have increased most rapidly. The syndrome is caused by salt pollution (e.g., road deicers, irrigation runoff, sewage, potash), accelerated weathering and soil cation exchange, mining and resource extraction, and the presence of easily weathered minerals used in agriculture (lime) and urbanization (concrete).
Freshwater Salinization Syndrome can lead to a broad range of harmful impacts, including infrastructure corrosion, contaminant mobilization and even variations in coastal ocean acidification caused by increasingly alkaline river inputs. Unless regulated and managed, the Freshwater Salinization Syndrome can have significant impacts on ecosystem services such as safe drinking water, contaminant retention, and biodiversity.
What is the solution?
Dr. Utz hopes this effort will cause researchers to dive in deeper and determine the biggest contributors to the problem. Part of the challenge is that rivers can be thought of as 'watershed tea'- what happens on land always has a signature in the waters that surface nearby.
"At the very least, the average person could forego or limit road/sidewalk salt use, fertilizer on their lawns, washing cars, and any other activities that result in chemicals ending up in the ground," he says.


text:
Connie Wang, Global Editor
What I'm Wearing: "Wilfred sweater, a Plastic Island buffalo-plaid sweater, and my Wilfred camel coat. The necklace is Giles and Bro., my bag is Madewell, the suede boots are Sam Edelman, my belt (which you've seen in probably ever single photo I'm in) is Old Navy. I was trying out the below-the-knee skirt look with this forest-green vintage version. I'm no 6-foot-tall model, so the length tends to bisect me weirdly. I'm still on the fence about this one."
The Vacation I'm Dying To Have: "I have a short weekend trip to Miami lined up, and I could not be more amped to get my jumbo-Mojito-on-the-beach on."
What's On My iPod: "I've been really into the daily music offerings we've been doing via the 'This Is Our Jam' column (listen to all the songs so far without breaks, here). I love all the song picks, except for Destroyer. My boyfriend's been trying to get me into them as well, but there's something about saxophones and me that will never coexist happily."
3 Things On My Bedside Table: "A White Castle candle (un-burned—so far...), a stack of still-wet-but-drying books from the great Window Leak Of '11, and a great big pile of wrappers from Japanese snacks that I have a bad habit of munching in bed. Hey, it's no Elle decor bedside tabletop, but it's all my own!"

subset: commoncrawl


text:
Hello everyone! This is GiGi from The Cricut Bug here to share a card. I used My Craft Spot's Ticket Dies, Tickets Stamps, and Postage Stamps stamps to create this card.
How cute of a card would this be for a little boy?! I just love how this came out. The Ticket Dies were the perfect addition to this card.
I cut the baseball boy from a SVG Cutting File called Play Ball. I stamped the face with a Peachy Keen face and added a punched star to his jersey. I also used a white gel pen to do all the stitching on his hat.
I created the tickets on the side using My Craft Spot's Ticket Dies and stamped all the elements using the Tickets and Postage Stamps stamp sets. I stamped it all in blue first and then went over the outline and numbers with black. I like how this looks...it's a little color behind the black.
To finish I stamped the Happy Birthday Sentiment using The Postage Stamps set for the "Happy" and the Tickets stamps for the "Birthday".
Thanks for stopping in and don't forget to come back all next week for the NEW STAMP SNEAK PEEKS! Have a great day!


text:
Limericks Économiques: Watch That Denominator
Click to Print This Page
A fall in the joblessness rate
Would normally seem to be great,
Excepting, of course,
When there's less labor force,
Deflating the weight of that rate.
When the August unemployment rate was announced on Friday, its decline from 8.3% to 8.1% may have seemed like good news. In reality, the employment data were disappointing, because the number of nonworking people has actually increased. The growth in non-farm payroll employment of 96,000 fell short of the 125,000 consensus forecast; neither did it meet the rate needed to accommodate new entrants into the job market.
Labor Force Statistics from the Current Population Survey
Source: Bureau of Labor Statistics. Data above is a year-to-year comparison during the month of August. Data accessed September 10, 2012.
However, not all nonworking people count as "unemployed" because the federal statistics only tally those who are working or actively seeking work. This is the definition of the labor force, which is divided into the number of unemployed job-seekers to give the unemployment rate. When the jobless become discouraged and stop looking for work, they are no longer considered "unemployed" or part of the labor force. Thus, they decrease both the numerator and the denominator of the unemployment rate by the same number, which lowers the rate. It is therefore also important to monitor the labor force participation rate, i.e., the labor force divided by the working-age population.
As shown in the graph, the labor force participation rate remained fairly constant at around 66% during the Bush years, until the onset of the financial crisis in the fall of 2008. At that point, labor participation began a decline that has continued in the Obama years. It now stands at 63.5%. A true recovery will have to bring those lost participants back into the labor force.
–Dr. Goose
As an impartial, nonprofit forum for the finance and banking industries NYSSA encourages discussion and debate among its member and other professionals. Commentaries, however, should be taken as the sole opinion of the author(s) and not of NYSSA. If you would like to submit a commentary to the Finance Professionals' Post, send your article to the editor.


text:
Consult Construction
Consult Us For Construction
Physical Controls @ Store Location - Construction
Ideally Two stores godowns are required - One for Cement storage and for items other than cement. Cement Store should be build by Block / Brick work & Cement sheet or GI sheet & scaffolding pipe or wooden bamboo and PCC on surface of store. Following resources are required to be maintained at the godowns :
- Doors and Windows for Lights & Ventilation,
- House keeping (cleanliness),
- Fire extinguisher
- Rack for stacking of material and it should be made either of Iron or Plywood & Bamboo / Pipe
- Weighing machine to measure at least 100kg
- Power connection
- Computer system with keyboard, mouse, Printer & UPS.
- Security guard in shifts (number of guard depends on size of store)
Steel Yard should be nearest to the store for proper supervision and control over theft & misuse of Material (–e.g. Binding Wire), Machinery (e.g. Binding & Cutting Machine) & avoid wastages.


text:
Emily Ann Harrington and Gregory Elliott Bossart exchanged wedding vows on October 10, 2015, at the First United Methodist Church in Westfield, New York. The Reverend Matthew Golibersuch performed the mid-afternoon ceremony. Gretchen Golibersuch was the ceremony pianist. The reception was held at Shorewood Country Club, Dunkirk, New York.
The bride is the daughter of Patricia Harrington of Mayville, New York and Michael and Adele Harrington of Westfield, New York. She is also the granddaughter of Pauline Baron of Jamestown, New York. The groom is the son of the Reverend Kenneth and Paula Bossart of Greensburg, Pennsylvania. He is also the grandson of Lester Bossart of Jeannette, Pennsylvania.
The bride was escorted by her father and was wearing a Maggie Sottero Giovanna gown. The A-line silhouette gown contained sequins and corded lace on tulle over chic organza. The scooped neckline dress was finished with a corset back closure and a champagne satin belt set with corded lace and Swarovski crystals.
Article Photos
Photo courtesy of Newman Photography
Emily Ann Harrington and Gregory Elliott Bossart.
The maid of honor was Sara Schwab and the bridesmaids were Kathleen Nicholas, Brooke Bartolomeo, and Marayd Allen. The best man was Kevin Hargnett and the groomsmen were Michael Lavrich, Steven Kelly, and Ryan Kelly.
The bride is a graduate of Chautauqua Lake Central School and received her bachelor's degree from the Pennsylvania State University, Behrend Campus. She is a PhD candidate in Molecular Pharmacology and Chemical Biology at the University of Pittsburgh School of Medicine in Pittsburgh, Pennsylvania. She currently performs breast cancer research at Magee Women's Research Institute. The groom graduated from Greensburg Salem High School and also received his bachelor's degree from the Pennsylvania State University, Behrend Campus. He is an electrical engineer at Allegheny Technologies Incorporated in Brackenridge, Pennsylvania. He is completing his master's degree in Electrical Engineering through the Swanson School of Engineering at the University of Pittsburgh.
The couple is residing in Pittsburgh, Pennsylvania and will honeymoon in Tortola of the British Virgin Islands at the end of this year.


text:
Part Number CT3K4G3ERSLS41339 is available in Stock. Fill out the below form to get a quote for Micron Technology part Number CT3K4G3ERSLS41339 which is Micron Technology 12Gb Kit 3X4gb Pc3-10600 1333Mhz Ddr3 240Pin Dimm Sr X4 with all required details and our dedicated account manager will handle your Quote promptly and give you best quote for your required parts. Also browse our Related Components section below, to find other related IT hardware parts of manufacturer Micron Technology.
Please feel free to contact us on +1-714-705-4780 or email@example.com at any time with your inquiries and bill of material, our knowledgeable and friendly team is ready to assist you. We look forward to assist you with your parts need.


text: You can put the lyrics of this song down to my warped sense of humour because our family Christmas gathering weren't like this at all. They were dangerous though. Dad used to light real candles on a real Christmas Tree, without a fire engine in sight, just before he handed out the presents at tea time. Yes, TEA TIME!!!!


text:
Our Navy and the Barbary Corsairs
Houghton, Mifflin and Company, 1905 - Africa, North - 354 pages
What people are saying - Write a review
We haven't found any reviews in the usual places.
Other editions - View all
Common terms and phrases
Algerine Algiers April Arabs arrived attack August Barbary powers batteries bey of Tunis blockade boats Boston brig Captain Bainbridge captives captured Cathcart Chauncey Chron command Commodore Commodore Preble Congress Constellation Constitution consul convoy corsairs crew cruise cruisers Decatur demanded Derne dey's Eaton Edward Preble emperor enemy enemy's Enterprise Essex favor fire flag flagship force French consul frigate Gibraltar gunboats guns Hamet Hamet Karamanli harbor hundred Intell Intrepid James James Barron Jefferson John Adams July June Lear letter Lieutenant Malta March Mediterranean midshipman Morocco Morris nations Nautilus naval stores navy negotiations O'Brien officers party pasha passports peace Philadelphia port Preble Papers Preble's President prisoners prizes ransom returned Rodgers sailed schooner seaman secretary sent Shaler ship shore Siren slaves Somers soon Spanish squadron Stephen Decatur Stewart Syracuse Tangier thousand dollars tion town treaty Tripoli Tripolitan Tunis United Vixen William wounded xebec
Popular passages
Page 58 - To secure respect to a neutral flag, requires a naval force, organized and ready to vindicate it from insult or aggression. This may even prevent the necessity of going to war...
Page 97 - Unauthorized by the Constitution, without the sanction of Congress, to go beyond the line of defense, the vessel, being disabled from committing further hostilities, was liberated with its crew. The Legislature will doubtless consider whether, by authorizing measures of offense also, they will place our force on an equal footing with that of its adversaries.
Page 77 - I hope I may never again be sent to Algiers with tribute, unless I am authorized to deliver it from the mouth of our cannon.
Page 262 - ... of the circumstances, and will take on himself the responsibility. In all these cases the purity and patriotism of the motives should shield the agent from blame, and even secure a sanction where the error is not too injurious.
Page 172 - We escaped these also, and while urging the ketch onwards with sweeps, the crew were commenting upon the beauty of the spray thrown up by the shot between us and the brilliant light of the ship, rather than calculating any danger that might be apprehended from the contact. The appearance of the ship was indeed magnificent. The flames in the interior illuminated her ports and, ascending her rigging and masts, formed columns of fire, which, meeting the tops, were reflected into beautiful capitals;...
Page 77 - ... to requisition her to carry his ambassador and some Turkish passengers to Constantinople. Bainbridge, who felt justly humiliated by his mission, wrathfully refused. An American frigate do errands for this insignificant pirate? He thought not! The Dey pointed to his batteries, however, and remarked, "You pay me tribute, by which you become my slaves; I have, therefore, a right to order you as I 35 may think proper.
Page 26 - It will not be to the interest of any of the great maritime Powers to protect them from the Barbary States. If they know their interests, they will not encourage the Americans to be carriers. That the Barbary States are advantageous to maritime Powers is certain.
Page 35 - Unless it were possible then to persuade the great maritime powers of Europe to unite in the suppression of these piracies, it would be very imprudent for us to entertain any thoughts of contending with them, and will only lay a foundation, (by irritating their passions and increasing their insolence and their demands) for long and severe repentance.
Page 261 - May 19, prove that he had the most correct idea of our intentions. His verbal instructions, indeed, to Mr. Eaton and Captain Hull, if the expressions are accurately committed to writing by those gentlemen, do not limit the extent of his co-operation as rigorously as he probably intended ; but it is certain, from the ex-Bashaw's letter of January 3d, written when he was proceeding to join Mr. Eaton, and in which he says, "your operations should be carried on by sea, mine by land," that he left the...
Page 35 - Emperor, &c., will submit to be tributary to these robbers, and even encourage them, to what purpose should we make war upon them ? The resolution might be heroic, but would not be wise. The contest would be unequal. They can injure us very sensibly, but we cannot hurt them in the smallest degree. We have, or shall have, a rich trade at sea exposed to their depredations ; they have none at all upon which we can make reprisals.


text:
Headed to Kauai, Hawaii?! Here's what you'll need…. Read more
Tag: accessories
How to Plan the Perfect Vacation
So I have been blessed with great opportunities to travel in the last six years and I am planning my next trip right now! I don't think it matters where you intend to go, there are a few tips that you should consider when planning a trip to ensure you are not only prepared for the good, the bad, and the ugly, but that you also have a great time… Read more


text:
Welcome to my favorite room in our house, for now at least; our guest bathroom. I'm breaking my own rules by working on this project next, but once we started working upstairs in the office more, we started using this bathroom more. Just like our master bathroom, I couldn't handle the yellow on yellow. I knew I wanted to paint and spice up the solid yellow wall, and what better way to do that than shiplap! Yes, I am obsessed with Fixer Upper, and I love wall treatments! So, what better thing to do then add shiplap. Insert happy dance. Isn't it pretty?
These are the best before photos I have of our bathroom. Yellow walls, cream cabinets, blue linen shower curtain, and some white rugs sums it up. Kinda boring, even Cooper is unimpressed, just look at that face! I looked at Pinterest and binge watched Fixer Upper, then decided on the following upgrades for this bathroom:
- Frost the window
- Install a shiplap accent wall
- Paint the walls grey
- Switch out the shower curtain (this is now in Haylie's bathroom, check out her part 1 & part 2)
- Add decor
One of the very first things we did in this house was frost the window in this bathroom. Our neighbor has a bedroom window almost directly across from our bathroom, you can see in the image below, that wasn't ideal. As soon as we moved in we immediately purchased materials to frost the window. From our local Lowe's we purchased the GILA privacy window film and the GILA installation kit. I followed the directions on the back of the box, and it was very easy to install. Overall I have been extremely happy with this product and would highly recommend it.
Next, we jumped right in with the shiplap wall. We used the following items for the install which we either had already or purchased from Lowe's:
- Box cutter
- Moulding bar
- 1 x 8 x 6 whitewood boards
- Nail gun/ compressor
- Hammer
- 2-1/2″ High Performance Trim Nails
- Nail Punch Set
- Screw driver
- Level
- Pencil
- Miter saw
- Stud finder
- Jigsaw
- Ruler
- Nickels
- Electrical box extender
- New screws for extender
- 6 in 1 painters tool
- Cove moulding
- 1 x 3 x 6 Pine board
- Sand paper
- Caulk
- Putty knife
- Primer
- Paint
- Paint Brush
Yes, we used a lot of stuff but don't get overwhelmed. In case you are doing this in the farthest room from your tools like we were, I'm just trying to save you a few trips. This was the space right before we started and this is what we did:
Removed the quarter round and baseboard. We cut the caulk on both pieces of moulding with a box cutter, then used a moulding bar to pry it off the wall. I highly recommend investing in this moulding bar. For $10 you can save your moulding to reuse and yourself a headache.
Installing board one. Once the moulding was removed, we cleaned the floor and wall to make sure that we had a clean surface to start. We measured the wall from door frame to door frame at least 4 times, and walked downstairs to cut the first board to length using our miter saw to insure we had straight cuts. Not realizing it then, but that was the first trip up/ down the stairs of what felt like 400. We made sure the board would fit into place, then grabbed the stud finder and a pencil. Find all the studs across the entire wall and mark where they are all the way up the wall. This will prevent you from finding them again each time you add a new board.
Most importantly, you want to make sure the first board is level. This is where having a partner is nice, Daniel and I leveled it together. I then held it into place, with a level resting on the board the entire time, while he used a hammer and 2-1/2″ trim nails to secure it to the wall. Check after each stud to confirm that the board is still level. He started on the far left side and continued right all the way across the wall, placing two nails into each stud.
Installing additional boards. After triple checking our first board was still level, we added 10-12 nickels across the top for spacing. You could use other coins depending if you wanted smaller gaps in the board. Each board was a tiny bit warped in places, so adding extra nickels along the top helped to ensure we stayed as straight/level as possible. Cut the next board to size after measuring, and place it on the nickels, flush with the wall. Check the board to see if it is level. If so, nail into place and continue the process up the wall until you get to an outlet/ switch of any kind.
If you noticed the 6 in 1 painters tool, it was used to get the nickles out. Some of them got a little stuck.
Cutting around an outlet or light switch. Start by measuring your board that will go over the outlet and cut to size. Place your nickels and board on the wall. Since we couldn't get the board flush with the wall I drew lines on the back of the board with a pencil to show the left and right side of the light switch. Use a ruler to measure the outlet, and the marks on the board to know exactly how much to cut. This is a bit difficult to explain, however, use a method that works for you to get the size/ shape of where to cut.
I then got to use my favorite tool, the jigsaw, to cut out the hole. Cut small because you can always cut extra off. We cut the hole big enough to put the board on the wall, and confirm the measurements before cutting it to the exact size. Place the board back on the wall and draw a line on the top of the board in the exact place you want to cut around the switch. Measure from the outlet to the place the new board will end to get the base line at the bottom of the switch and cut away.
Put the board on the wall, confirm level, and nail it into place. We completed this process twice since the outlet was in the middle of two boards, yay for us!!
Installing outlet extender. Now you are to the fun part, by that I mean, we went to and from Lowe's 4 times during this process to do it the right way. Making sure we installed wood around the outlet properly was very important to us. May this information save you from making so many trips to your local hardware store.
Cue the electrical part of the job, this was the most nerve racking part for me. First, turn off the power! Next, confirm that the power is in fact, off.
Next, unscrew the outlet from the wall with a screwdriver. It will still mostly stay in place, but don't try to pull it out of the box. You will need an electrical box extender, this is the one we purchased. While at your local hardware store also purchase longer screws. We got home and went to install the box extender, and the screws that come with it were too short. Back to the store we go.
Now slide the extender over the outlet/ switch. The photo above was taken at this point, you can see it hanging out from the wall. The four blue tabs at the top and bottom will sit flush against the boards. Line the holes on the outlet/switch up with the holes at the top and bottom of the extender, and screw them both into the original electrical box. Without power it is nice to have someone hold a flashlight to help out with this part. It is very hard to find the original hole since it is so far back at this point. Photo below was taken after it was painted but this is what it should look like. Installing moulding. Nothing finishes a project like adding a little detail with moulding. We used a 1x3x6 pine board and a piece of cove moulding for our finishing touch at the top of the shiplap. Since we didn't go all the way up the wall, we thought it seemed weird to just stop without adding moulding to the top. Using the same nails and a hammer we installed the square edge piece of moulding flush to the top of the shiplap. Once installed we placed the 1×3 on top and nailed it into the shiplap from the top. This is what it looked like before we prepped to paint.
Making the nails flush with the wall. We used a punch hole set to make sure all nails were far enough in the wall to caulk. You place the nail punch directly onto the nail, and hammer the punch lightly until the nail is flush/ slightly into the wood. This allows you to put a tiny bit of caulk over them so they can't be seen once you paint.
Reinstall the quarter round. We used the same piece that I removed before we got started. Start by scrapping off the old caulk. Place the clean moulding directly on the floor against the wall. Using a nail gun with finishing nails we attached it to the wall.
Caulking the wall. You are to my least favorite part, and I'm not even sure why, but I really hate caulking. First, I caulked all the holes in the boards, moulding, and quarter round. We then used a putty knife to smooth it. Next, I caulked the top moulding connected to the wall, down both the left and right sides of the boards connected to the walls, the quarter round connected to the shiplap, and lastly the trim boards. The image below better shows what I'm trying to explain.I mainly used my fingers or paper towels to smooth out these spaces. I also put painters tape down the sides of the walls to keep excess caulk off the trim. It was not a fun process and I'm not sure I did it the best way, however, it got the job done. This is definitely a process that I can improve my skills in. Lastly, let it dry, and do a light sanding to make sure all areas are smooth.
Painting the shiplap. You are almost done at this point, stay strong!! We primed the wood twice with killz so we didn't have to worry about moisture and painted one additional coat with Valspar white paint in a satin finish. This part wasn't actually as easy as you would think. It is very hard to get in between the gaps in the shiplap. If I were to do this project again I would highly recommend painting the sides of the boards before installing them so you only had to paint the front. At this point the wall is done!! Happy dance!!
After looking at the two very similar grey spots on the wall (you can see them above), I decided on one and started painting. I used Valspar interior satin finish in a custom color done by the Lowe's paint counter. I couldn't get the right gray so the very sweet lady offered to do a random mix of two colors I had in mind and it was perfect! This is the tag if you wanted this color. I removed all outlet covers, towel holders, rugs, shower curtain and rod, mirror, and pictures from all walls. I painted the shower area first, then moved to the larger part of the bathroom with the vanity. It took a while since I had so much to trim.
After it was dry, and mostly put back together, I decided to replace the grey linen shower curtain (now in Haylie's bathroom) with the white waffle curtain. The white was just so clean and made the tiny space feel a little bigger. I framed a new print from The Animal Print Shop (I love this site), and put the remaining decor back in the room. Ta Da!! This bathroom makeover is finished!!
We still have small plans for this bathroom but for now this room is done! We eventually plan to add framing to the mirror and license tags to hang them on the wall. These were actually my grandparents tags from a long time ago, I'm such a sucker for family antiques.
The wall has been installed for a year now. The only issue that we have is the wood bleeding through the paint. In the places with knots, the white has discolored a little to brown. You can see what I'm talking about in the last photo on the right side. Not sure the cause of this, or how to fix it permanently. I don't plan to put another coat of white paint on the wall because it doesn't bother me, but I just wanted to be honest with you. Hope this info helps.


text:
One night when I couldn't sleep for worrying about student loans, I realized I would have to ask for help. A friend helped me set up a website which can be found at www.keepjessicaafloat.com. There you can find a page about student loans, how the laws were changed for the worse in 2005, and why they need reform. You can also find my story and if willing, can contribute to helping me get out of this nightmare situation. Even if you don't want to, or can't help financially, please visit my website and share it with your friends.
Many people don't understand how bad the laws are and why they need to be changed. Some people have said things to me like, "why don't these people just shut up and pay their bills already?' I'm writing for people like me. I would like to be able to pay off these loans, and I have paid off student loans in the past. But things have changed a lot, and some of us find ourselves in impossible situations. We can't hope to pay off these loans, and need relief! If you are in a similar situation, please leave a comment here. And also write the Consumer Financial Protection Bureau, who is collecting these accounts. If you don't want them to contact your lender, be sure to include that in your e-mail to them.


text:
PFITR needed a new logo design and created a contest on 99designs.
A winner was selected from 92 designs submitted by 16 freelance designers.
Public Fund Investment Strategies.
We help Public Entities Invest their money. We provide financial services for public entities advising them on how to make more money in safe investments while lowering their risk.
I am designing a new website as well, the old logo is ok I just want something to have more of a pop. With all the Facebook, Linkedin, Twitter they a place for a picture, I would like my logo to nicely fit there.
Find out how a design contest works or learn more about our logo design services.


text:
Thank you for visiting our Foreclosure Prevention webpage.
Every mortgage company and servicer believes every homeowner deserves the best information and education when experiencing a hardship that prevents them in making their mortgage payment on time. The sooner you get help with the problem, the better your chances of solving it.
Lenders ultimately want to keep homeowners in their home. Lenders and mortgage servicers have the authority and responsibility to use effective actions and strategies to help you stay in your home or at least help you avoid foreclosure while you try to sell your home if your hardship is going to be long term. Foreclosure is a process that allows a lender to recover the amount owned on a defaulted loan by selling or taking ownership (repossession) of the property securing the loan. Foreclosure is always the last resort and completely avoidable in most cases.
No, you do not have to be behind on your mortgage to be considered for a refinance or loan modification. If you are in an imminent danger of default based on facts and situation, and you most likely will be in default within the next 12 months, help is available today. And no you do not have to lose your home to foreclosure.
Please understand that foreclosure is a process, and there is time to make decisions that may result in a better outcome. Having the motivation to learn your options, the process and taking action immediately to select the route best for you and your family's future is the most important decision you can make today.
If you are struggling to pay the mortgage and unsure of what to do next, please listen to the remainder of our message to help map out a plan in working with your lender. Stay in your home for now. You may not qualify for assistance if you abandon your property.
If your mortgage servicer has called or mailed you documents, do not ignore them. The first notices you receive will offer good information about foreclosure prevention options that can help you weather financial problems. Later mail may include important notices of pending legal action. Your failure to open the mail will not be an excuse in foreclosure court. Lenders want to help and the further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your house.
All lenders are required to:
• Consider all reasonable means to address delinquency at the earliest possible moment
• Inform homeowners of available foreclosure prevention options
• Inform availability of housing counseling
• Pursue resolution and utilize a workout option whenever feasible to avoid foreclosure
So let's get started!
Your lender – also called the mortgage servicer provides several departments of assistance, i.e. Customer Service, Collections, Loss Mitigation and Foreclosure. We will be working with the loss mitigation department which was created between the federal government and the mortgage industry. The program was established to help homeowners that were facing the loss of their homes due to delinquent payments, stop foreclosure before it occurred. They have a variety of options to help you get back on track with your mortgage or help plan an exit strategy to relinquish homeownership while avoiding foreclosure and the massive credit damage that goes along with it when your hardship is long term and not curable.
Organize Your Personal Documents and Information
Prior to contacting your lender you must organize all the paperwork and develop a plan. Your lender will require you to complete a loan workout package. It is important that you complete it as soon as you receive it because in some cases the lender cannot proceed to the next step without the completed and signed documents. Keep in mind, your lender's loss mitigation department receives hundreds of calls, faxes and email requests daily. An incomplete package could delay or even decline your request for an option to save the home from foreclosure.
Prepare the following information:
• A brief explanation of your hardship and supporting documents
• A detailed list of all your expenses, loans, and bills (lifestyle budget)
• Proof of all household income including your pay stubs for the last 30 days
• Signed tax returns with all schedules for the past two years
• Current year-to-date profit and loss statement if self-employed
• Last 2 months of all bank account statements - all pages
• Visit your lender's website for additional instructions and required documents
First Impression
Your package of forms and supporting documents is the equivalent of your first impression. Complete the package correctly the first time. An incorrect or incomplete package can delay approval process six months or longer. The process can be expedited significantly if these materials are assembled before hand
Contact Your Lender
Don't put it off, be embarrassed or be foolish because those responses will make the situation worse, not better.
Call today to discuss the appropriate solutions to your circumstances. You can find your lender's phone number on your mortgage bill. Be sure to have your account information handy and be ready to give a summary of the financial problems you are having. Be prepared for more than one conversation.
Helpful ToolsBefore calling your mortgage company, familiarize yourself with these various options.
Helpful Website - Information


text:
From Articles.Philly.com, Kathleen Brady Shea, Inquirer Staff Writer, 19 Jan 2012.
A mushroom worker who died Monday after being crushed by a 700-pound hay bale at an Avondale processing plant has been identified, police said today.
New Garden Township Police said officers responded to the Cardile Brothers Mushrooms plant in the 8800 block of Gap Newport Pike on Monday at 12:44 p.m. for "a medical emergency related to an industrial-related incident." When they arrived, Lucio Valderrabano, 40, was pronounced dead.
Police said no further details would be released until a joint investigation with the Occupational Safety and Health Administration has been completed.
Walter Timby, a spokesman for the mushroom company, called Valderrabano's death "a terrible, terrible accident." He said Valderrabano was a "diligent, hardworking" employee who had worked at the fourth-generation, family-owned company for nearly two years.
On Monday, he said Valderrabano, who lived on the property as well, had been working with the 700-pound hay bales that are used to make compost for mushroom-growing, a job he had performed many times. Timby said it appeared that Valderrabano had untied the rope holding the bottom bale together and was walking around to the other side of a two-bale stack when the top bale, which was no longer supported properly, fell on him.
Timby said Valderrabano's coworker, who had left momentarily to get a knife so he could assist Valderrabano in preparing the bales to be broken up for composting, returned and contacted Charles Cardile, who called 911.
"At this point we don't know whether he became distracted or didn't recognize what had happened," Timby said.
News of Valderrabano's death hit the company hard, said Timby, who described a family atmosphere among the approximately 100 employees of the production operation as well as members of the Cardile family, several of whom are involved "hands-on" in daily operations.
Timby said the company, which began operating in 1940, had never experienced a serious work-related injury, let alone a fatality. "Everyone was visibly upset," said Timby.
He said that although Valderrabano, a Mexican immigrant, had not listed "next of kin" on his employment documentation, a friend located his wife in Mexico. Timby said arrangements are being made to get her a visa so that she can claim the body.
"The Cardiles are eager to provide any assistance they can," Timby said.
Contact staff writer Kathleen Brady Shea at 610-696-3815, email@example.com, or @brandywinebits on Twitter. Read her blog, "Chester County Inbox," at www.philly.com/chescoinbox.
Source: Articles.Philly.com, "Crushed mushroom worker identified" by Kathleen Brady Shea, Inquirer Staff Writer, 19 Jan 2012.


text:
We almost hate to give publicity
whore magnet Michael Lucas any more attention than he already deserves, but, alas, duty calls. Lucas Productions has uploaded the making of their upcoming mega-epic La Dolce Vita onto You Tube and the video is to die for.
First, you get to see Jason Tiya strutting around in next-to-nothing
and talking to his costars in a Madonna-inspired, faux British accent. Then, you get to hear Jason complaining to Lucas about his lack of a costume—save for a huge bouquet of Gerber daisies—in that fabulous runway encore. "Jason, darling," Lucas says at about six minutes into the video. "You're a porn star. You're used to working in the nude, no?"
Michael Lucas' La Dolce Vita: The Making of a Fashion Event (You Tube)
More Jason Tiya:Jason Tiya "La Dolce Vita (Rod 2.0) Marc vs Jason (Rod 2.0) Jason Tiya in "Männer Aktuell" (Rod 2.0)


text:
Honor the Heroes of the Game, Preserve Its History, Promote its Values & Celebrate Excellence Everywhere
Share your pictures, videos, and stories from your visit to the Pro Football Hall of Fame on our social media. We might even feature you in one of our promotions!
Keep warm on the field, in the stands or while tailgating while wearing this Hall of Fame 2017 Sideline Official Sport Knit Hat from New Era.


text:
Thursday, October 25, 2007
Fifty Books
50. Loving Frank
49. Songs Without Words
48. Birthdays
47. Living in a Foreign Language
46. Evening
45. On Chesil Beach
44. Eat, Pray, Love
43. A Year Without Made In China
42. Animal, Vegetable, Mineral
41. Plenty
40. Oh My Stars
39. A Year of Pleasures
38. Two Steps Backwards
37. The Birdcage
36. A Chateau of One's Own
35. Best Foot Forward
34. Notting Hell
33. French at Heart
32. The Manny
31. A Pig in Provence
30. What Comes After Crazy
29. When in Rome
28. Saving Agnes
27. Three Bedrooms in Chelsea
26. As Seen on TV
25. Class Mothers
24. The Lucky Ones
23. The Tavern on Maple Street
22. Pope Joan
21. The Observations
20. Welcome to the Great Mysterious
19. Bed Rest
18. When Madeline Was Young
17. A Trip to The Beach
16. Jane Austen in Scarsdale
15. School for Husbands
14. Caliph's House
13. Chasing Matisse
12. Floating Through France
11. Yummy Mummy
10. Friday Night Knitting Club
9. The Knitting Circle
8. Swapping Lives
7. Theft
6. The Breakdown Lane
5. Round Ireland with a Fridge
4. The Hot Flash Club Strikes Again
3. Arlington Park
2. The Baby Trail
1. A Tale of Two Sisters
Tuesday, October 23, 2007
It's a different world
Yet if you turn to the Boston news you might think you were living on a different planet. The Red Sox have come from a 3-1 game deficit to play in the World Series. The Patriots are undefeated. And we're experiencing summer like weather with temps near 80. It's all good in this city, and I'm feeling rather guilty.
Have you seen Holiday Gifts? I'm thinking of Garter Mug Cozies, Little Gems Mitts, and Twisted Stitch Gauntlets. On Friday I ordered the yarn for the Mitts from Woodland Woolworks. It came in the mail yesterday! Now that's fantastic service! Also shipping soon will be the October STR Rockin' Sock Club, and Chewy Spaghetti's Thanksgiving Holiday sock club. I think we're going to have a little log jam of projects.
And don't forget about My So Called scarf (now 36 inches), another Shifting Sands, and another So Called Scarf. Gotta Knit Faster.
Thursday, October 18, 2007
Welt Not so Fantastic
I immediately frogged it and the yarn is now being punished. I should have listened to my inner voice earlier.
So I moved on to the indian summer socks, with the embossed leaves pattern. Here's the first leg:
I just finished the first sock a few hours ago, and I'll be starting the second later today.
Also nearly off the needles is shifting sands II. I'll be adding fringe to this one, and I hope to finish it off today. The next scarf in the queue is My So Called Scarf II in STR Carbon.
I'll leave you with a view from my front yard, bug's eye view.
Friday, October 12, 2007
And my Posh Yarn arrived--this is Helena 4 ply sock weight in colorway Indian Summer:
And I cast on my Tiny Toes sock. I was wrong about the color--it's called Colorado Treasures. I started the corded rib pattern and worked a couple of pattern repeats but it looked like crap, frankly. So I ripped and looked for another pattern. You'd think with nearly 10 sock books and 20+loose patterns this wouldn't be a problem. After a few hours of waffling, I settled on "Welt Fantastic" from Sensational Knitted Socks. I love what this pattern did to the yarn, and vice versa. Doesn't it look like a fireplace? So glad I started over.
But all is not wonderful in Tiny Toes land. Despite how it looks, I'm not in love with this yarn. Firstly, it comes in 50g skeins. My skeins do not match. One has significantly more orange than the other. This irritates me, and I think the dyer should have a little better quality control. And speaking of quality control, both skeins were hopelessly tangled. They were a mess! I hate wasting an hour trying to wind yarn. So, it's going to take a lot of convincing for me to order this yarn again.
But that sock does look good, doesn't it?
Saturday, October 06, 2007
The pattern is Fiber Trends Railroad Rib. This pattern is one of my old faithfuls. It's written for 3 different weight yarns, and always gives me a good fit. Now if only it glowed in the dark!
The second shifting sands is about 14 inches, and nearly through the first of four skeins. My plan of half Christmas knitting and half sock knitting is working well. I don't get so bored of either project so quickly. Still to knit on my Christmas list is Shifting Sands III, My So-Called Scarf II and III, and Syncopated Caps II and III. I think I've got plenty of time to finish these, plus my seasonal socks. Well, maybe not the socks. Still to do for October are Interlacements Tiny Toes in colorway October something, a Posh Yarn Emily in Indian Summer, which hasn't arrived yet, The Thanksgiving sock from Chewy Spaghetti, a skein of Dream In Color November Muse, The Christmas Sock from Chewy Spaghetti, plus the following Christmas colorways from Blue Moon: Jingle Bell Rock, Xmas Rock, Hollyday, and Grinchy. That's nine pairs before Christmas.
13 weeks left until Christmas. That's going to be very, very close! Can I do it?
Tuesday, October 02, 2007
A skein of "Grinchy" Looks a lot like another skein--Holiday Rocks maybe? that's ok. Can't have too many Christmas socks, right?
So after I ran out of yarn, I should have started on the next Shifting Sands, but I didn't. I decided I just wasn't happy unless I had a pair of socks on the needles. So I cast on with an unfamiliar yarn and pattern. I knew immediately that I wouldn't like the yarn. Very scratchy. The stitch pattern was lovely, but I wasn't thrilled with the construction. Last night I turned the heel, and then I gave up. It just wasn't going to work for me. I knew I'd never wear these socks. So this morning I ripped and tossed. Yeah, that's right. Tossed. I'm getting too old to work with yarn or a pattern that isn't making me happy. There was nothing anyone would ever be able to do to make this yarn work for me. So it's gone. No guilt. Well, maybe just a little.
So along with the second skein of Nodding Violet and Grinchy, this came in the mail yesterday:
I joined Chewy Spaghetti's Holiday sock club, and this is the yarn for Halloween. It's funny because I was completely expecting orange and black, and look what I got! I like it a lot. I like it so much that I'm going to cast on with it today to replace the sock who shall remain nameless. I figured that if I knit socks for half a day, and then whatever Christmas gift I'm working on for the other half, I can get all the gifts finished, and still be knitting socks.
And that will make me very, very happy.


text:
Finding Affordable Housing
Most refugee agencies know to call their local housing authorities to find out about the availability of Section 8 vouchers (now called "Housing Choice Vouchers") and rental units in public housing projects. (Find the phone number of your local public housing authority ("PHA") at HUD PHA Contact Information.)
But did you know there are many other providers of subsidized housing? A variety of federal programs give financial incentives to housing developers (both non-profit and for-profit) who agree to serve low-income populations.
- build and operate housing targeted to lower income people
- often provide services on-site
- are interested in tenants who come with case management support
- often have more affordable rents
- typically run well-maintained complexes
How to find them:
- Contact the Community Development agency in your city (which may be called the Housing Department, the Community Development Department, the Planning Department or some combination of those words). This agency can give you a list of affordable housing projects they have funded. Also ask them for the names of the non-profit organizations which manage "affordable" housing in your area.
- If you can't find the phone number for that agency in the phone book, look for it under "city agencies" on your city's web site.
- Contact the HUD office for your area. There are HUD offices in eighty locations across the country. Phone numbers and website addresses can be found at www.hud.gov. Call that office and ask who the local non-profit housing developers are.
- Look at the Web sites of some of the larger national organizations listed below. These groups may own and operate housing, may provide financing for other non-profit organizations that develop housing or may be an umbrella organization for housing non-profits.
Mercy Housing, Inc.
Neighborhood Reinvestment Corp. / Neighbor Works - In the right column, select your state from the drop down menu in the "Neighbor Works Lookup" box and you'll get a list of affordable properties they support in your area.
Local Initiatives Support Corp.
National Low Income Housing Coalition
What to do once you have identified the non-profit housing providers in your community:
- Call their offices and find out where their properties are located, how they lease properties (centrally or at each complex) and how much their rents are.
- Better yet, make an appointment and go visit! This will give you a chance to tell them about the refugee program. Let them know about the support services you provide to new arrivals and try to convince them that your clients would be good tenants. Take along a copy of our free brochure: A Landlord's Guide to Renting to Refugees (scroll down to see publication).
- Privately-owned and managed, but tenants must meet low-income requirements.
- Do NOT require that your client have a Section 8 voucher
How to Find Them:
Go to HUD Project-Based Section 8
- privately developed projects in which developer was given tax credits in exchange for setting aside units for low- and moderate-income renters
- typically are very nice complexes
- rents are generally affordable for families with less than 50% of the Area Median Income
How to Find Them:
- These projects are funded through quasi-governmental State agencies known as State Housing Finance Authorities. Find yours at State Finance Authorities. Often state housing finance authority websites list properties they have financed.
Some states and larger cities have created affordable housing programs that either subsidize rents or give developers incentives to set aside units for low-income families. Your state's Housing and Community Development department (whatever it may be called, or wherever it may be located within state government) or your local housing department can get you information on those programs if they exist.
Go to www.hud.gov and choose your state from the drop down menu in the box at the top right called "Information by State" Then click "Renting" in the left column. Scroll down to "Other Resources."
- Members of churches may own or manage apartment buildings in your community. Try writing up a short paragraph asking for help finding housing for refugees. Then call the ministers or church secretaries and ask them to put it in their Sunday bulletin or monthly newsletter. Or make a presentation to one of their social service committees.
- Civic clubs -- Rotary, Lions, Kiwanis, etc. – may be able to help. Volunteer to give a speech at one of their meetings about the refugee program and include a request for assistance finding housing, paying for security deposits, etc.
To read more strategies others have used to find affordable housing, download a copy of "At Home with Refugee Housing" or contact us to order a hard copy today.


text:
Waiting until the last minute to book. I think there is an urban myth out there that makes people believe that they will find last minute deals on cruises. I'm not saying that this never happens, some locals pack their bags and show up at the terminal hoping for a no show - but I can't think of a time that it's happened on one of our singles cruises. Much like airlines, the prices actually go UP closer to sailing and the cruise lines increase their prices due to demand and inventory scarcity. So BOOK early to save money!
Also, when guests do book late, which we consider 2 months prior to sailing, you may miss out on dining with the group, the dining room fills up and your seat is not held unless you're booked.
If you are considering roommate matching you should know that we often don't offer roommate matching after final payment, which is 90 days prior to sailing, so again don't delay.
Some guests have expressed that they didn't know if they'd still be single next year, well that's fine too, book the cruise and there is usually no penalty to cancel and your deposit is refundable up until approximately 90 days prior to sailing. If you meet the person within that 90 days there is still an option to cancel and maybe lose a portion OR for a small additional charge you can bring the person along with you! The cruise has a group of singles but the majority of the guests are couples and families so you may choose to come and join our fun or just enjoy your vacation with your new bf/gf. Either way it's a win win.
Shore excursions may be booked up too. So instead of touring the islands with the group, you are left touring with families and romantic couples…boo! So in short, book early to avoid disappointment. I know it's your vacation but a little planning will go along way to enhance your SinglesCruise.com vacation!


text:
Dear Universitians and friends,
Please join us at our open Annual Meeting this Saturday, October 8, at 9am Pacific Time, in a conference call.
Oct. 8, 2016 Monthly Business Meeting Agenda for World University and School
World University and School
{Open} Business Meeting – Agenda (hour-long meeting)
Oct. 8, 2016
9 a.m., Pacific Time
Email firstname.lastname@example.com if you'd like to participate.
News and Agenda
World University and School has officially begun its second semester in a row in the UC Berkeley Law "New Business Practicum" course, this time to file For-Profit legal papers with the state of California and the US government, FORKING in the process to complement our current 501 c 3 Non-Profit status. WUaS's forking will take shape around these 14 Planned Revenue Streams -http://worlduniversityandschoo
l.blogspot.com/2016/01/14-plan ned-wuas-revenue-streams.html - with WUaS.com or similar offering shares potentially to be traded publicly. WUaS is planning to become CC Universities on its non-profit wing in all ~200 countries' main and official languages - the "Harvards of the Web."
WUaS's newly emerging For-Profit wing will grow out of this Strategyzer business model canvas - https://strategyzer.com/canv
as - which we'll discuss on Saturday at the WUaS Annual Meeting. Attached too is the diagram UC Berkeley Law Professor William Kell detailed on Monday as we talked about this forking of WUaS, ostensibly into WUaS.org as Non-Profit and WUaS.com as For-Profit, and eventually, after graduating our first class as WUaS accredits, to become WUaS.edu, even as we remain forked in perpetuity.
Scott will help to host the Wikidata 4th birthday party in San Francisco at Red Door Coffee SF at 111 Minna Street -https://www.wikidata.org/wiki/
Wikidata:Fourth_Birthday. WUaS, having donated CC WUaS to CC Wikidata last October 2015 around this time, will also celebrate its own birthday in Wikidata.
Scott is planning to attend "Money and the Quaker Meeting," an online conversation hosted by Western Friend magazine on WOctober 12th -
om/?u=0f903ecd7fe40d2cc1c8380a 3&id=d028953417&e=002edc1fb4. Scott will explore letting F/friends and Quaker Meetings know about WUaS's emerging For-Profit status as an opportunity for Friendly investment.
The Academic Press at World University and School, planned in all 7,097+ living languages with machine translation, AI and machine learning, published its first book, an actual virtual ethnography of Harbin Hot Springs, with the book's developing readings and signings' schedule here - http://bit.ly/HarbinBook (see, too, http://twitter.com/HarbinBook). The ONLINE reading and release party will be from the UC Berkeley Anthropology department on November 11, 2016 at 5pm Pacific Time in a Google Hangout with video conferencing participants from around the world welcome.
Thank you for joining the World University and School team. WUaS invites you to participate in our open, hour-long, monthly, business meeting on Saturday, October 8th, beginning at 9 a.m., Pacific Time / 12 noon ET.
I'd like to invite you to WUaS's monthly business meeting this Saturday, October 8th at 9am PT (2nd Saturdays of the month, hour-long and electronically mediated) if you'd like to learn further how WUaS makes decisions, plans and works, and participate in this process.
This month we'll meet via the Free Conference Call number to participate - (641) 715-3580, access code - 118-021-765 - at 9am Pacific Time.
The agenda for the upcoming Saturday, October 8th, 2016 WUaS, monthly, business meeting is here - http://worlduniversityandschool.blogspot.com/2016/10/please-join-us-at-our-open-annual.html.
I've attached WUaS's financial report for September 2016 in this WUaS business meeting email.
World University and School is looking for a new, Board member, for example, to focus on fundraising, and to actually bring in significant monies for WUaS.org, the Non-Proift wing.
The next, open, hour-long, WUaS, monthly business meeting is on Saturday, November 12th, 2016.
And this month I'll continue to send out a second email after business meeting with WUaS Minutes.
You'll also find some previous monthly business meetings (conducted electronically in the manner of F/friends) as examples in Google Hangouts here - http://scottmacleod.com/papers.htm. WUaS's active blog with past monthly business information is here - http://worlduniversityandschool.blogspot.com.
For people on the sporadic, somewhat frequent, WUaS, email list, or who wish to be, WUaS is posting actively to both the WUaS Google Group (firstname.lastname@example.com), and the WUaS Yahoo Group (email@example.com), both of which allow for daily and weekly digests. Please join these groups for daily and weekly digests.
Concerning this WUaS team email list, we'll generally send out business meeting emails twice a month. If you'd like to receive more frequent, sporadic, WUaS emails, please reply to this email telling me so. If you could, please REPLY with UNSUBSCRIBE, or an alternative email address, if you wish NOT to receive WUaS's emails, or receive them in a different email account, - and WUaS would be very grateful.
World University and School is planning to become the MIT / Harvard / Yale / Stanford / Oxbridge of the Internet, and in all 7,097+ living languages and 206+ countries (in recent Olympics), with online, Creative Commons' licensed MIT OCW-centric university degrees in large languages.
Free, Creative Commons' licensed, online, wiki WUaS, like Wikipedia with MIT OCW, is planned for all 3,000-8,000 languages and for around 204 countries, with free degrees accrediting on C.C. MIT OpenCourseWare in 7 languages and C.C. Yale OYC+, - and will help many, many people.
Thank you again for your generous donations in helping grow World University and School.
- Scott MacLeod - Founder & President
- Please donate to tax-exempt 501 (c) (3)
- World University and School
- via PayPal, or credit card, here -
- or send checks to
- PO Box 442, (86 Ridgecrest Road), Canyon, CA 94516
- World University and School - like Wikipedia with best STEM-centric OpenCourseWare - incorporated as a nonprofit university and school in California, and is a U.S. 501 (c) (3) tax-exempt educational organization.
World University and School is sending you this because of your interest in free, online, higher education. If you don't want to receive these, please reply with 'unsubscribe' in the body of the email, leaving the subject line intact. Thank you.


text:
This Maltese Singer Is So Close To Winning A Huge International Competition
23-year-old Maltese sweetheart and busker extraordinaire Joe Roscoe is tantalizingly close to winning a huge opportunity to kick his music career into overdrive; and he's trying to do it with one of the original songs that started it all. Currently in the running to win with one of Facebook's most influential music pages, Roscoe needs that little extra push – and that's where you come in.
"All i will need from you is to follow my link and view the video, a huge extra help would be for you to share the video and hashtag #LoveMC. Music Crowns are also giving prizes to random sharers"
His video for How I Feel About You has already amassed over 17,000 views, and is currently sitting in second place in this worldwide competition.
But it needs that one last, big bump to make sure it takes the top spot, and all you need to do is watch this short video…and share it if you're willing to go that extra mile to make sure Joe Roscoe gets the first place he deserves so much! If you do share it, make sure you including #LoveMC in your post to be in chance of winning one of the many prizes that Music Crowns are randomly giving out. So gather all your friends and get watching and sharing!
At only 23 years old, Joe Roscoe has already been making waves all over Malta with his acoustic folk serenading for years now. Back in 2012, he released two original songs, one of them being How I Feel About You. The song reached the top of the local charts and even got him the title of Malta's best newcomer the following year, and that was all the confirmation he needed to move to the UK in 2014 to continue his studies in sound engineering and take his music career to the next level. Now living in Manchester and impressing people over the web, this might very well be his moment to break out big time.
Music Crowns is a global online magazine that focuses primarily on unsigned talent like Roscoe, and having won the Creators Choice Award for Best Music Facebook Page in 2015, they have quite the say on which artists get some great exposure. With over a million and a half likes on their Facebook page, the potential exposure alone is insane, but Joe Roscoe was always about taking it that one step further.


text:
EVANSVILLE, Ind., Oct. 23 (UPI) -- The cotton industry hopes to launch a new market for a genetically modified cotton plant whose seeds are edible for humans.
The push comes after the Food and Drug Administration OK'd the modified plant for human consumption in late September. Cotton groups called it a historic decision -- one that could change the industry and help feed millions of people.
"The humanitarian aspect of this is pretty important," said James Pruden, a spokesman for the Cotton Incorporated, a North Carolina-based research and promotion organization for the cotton industry. "Cotton can be grown on any continent, except Antarctica, and it thrives in areas where you can't grow other crops. This plant could give people a cash crop and a food crop in one."
Standard cotton is poisonous to humans because it contains toxic levels of a substance called gossypol, which protects the plant from insects and other pests.
The newly approved plant was engineered to produce a protein-rich seed that has little gossypol. This ultra-low gossypol seed -- about the size of a pine nut -- is safe to eat and could become a valuable human food source, scientists say.
"There are 10.8 million tons of protein locked up in our yearly output of cotton seed," said Keerti Rathore, a professor at Texas A&M's Institute for Plant Genomics and Biotechnology who developed the gossypol-free cotton plant. "If we could use that protein as a food source, we have the potential to feed 500 million people."
The seeds can be used like most nuts. They can be turned into butter or hummus, ground into flower or simply roasted. They also can be used to feed livestock and commercially raised fish.
Cotton growers welcomed the potential applications.
"I would definitely plant it," said Donny Lassiter, a grower from Conway, N.C. "This adds even more uses for the plant. It will probably be a long time before farmers see any revenue from it. But that possibility is there now."
The cotton industry has long sought an edible seed. Plant breeders in the 1950s created a cotton plant that produced no gossypol. The industry celebrated the find and quickly began growing the new plants across the United States. But growers quickly ran into problems.
Though the seeds were edible, the lack of gossypol in the plant's stems and leaves left it vulnerable to pests, Rathore said. The plants rarely survived.
"It was all or nothing," Pruden said. "So we had to wait for the technology to be able to suppress gossypol in the seed but keep it intact in the plant."
Rathore began working on the issue in 1995 when he arrived at Texas A&M. It took him a decade to find a way to suppress the gene that put the gossypol in the seed -- without removing it from the rest of the plant. He succeeded in 2005.
It was the breakthrough the leaders of Cotton Incorporated had been waiting for, Pruden said.
Rathore published his research in 2006. Cotton Incorporated quickly teamed up with the professor and Texas A&M to obtain federal approval to commercially grow the new plant for human consumption. The process required another decade of tests to verify safety.
The plant received an approval from the U.S. Department of Agriculture to grow without a permit in 2018. The FDA approval came in late September.
"This is a historic moment," Pruden said. "But we still have a long way to go."
Now that the plant has been deregulated, Cotton Incorporated must persuade seed companies to adopt and market the new variety.
This can be tricky to do, Pruden said. As a brand new product, there is no current market for edible cotton seeds, which makes it a risky one for seed companies to produce and market.
Plus, as a genetically modified plant, the cotton industry could face an uphill battle to convince consumers it is safe to eat.
But, Pruden said, several seed companies have expressed interest in the new seeds. The American Seed Trade Association declined to comment, referring questions back to Cotton Incorporated.
It likely will take years before edible cotton appears in commercial fields, Rathore said.
"It is just a matter of time before this technology is adopted worldwide," Rathore said. "Global population just continues to grow, and with all the issues with climate change and its adverse effect on agriculture, the question becomes: Where are we going to get the food to feed the growing population? It's just a matter of time."


text:
I know, cheesy rhyming, but my October Foodie PenPal package was not cheesey, it was delicious. My package came all the way from California courtesy of Heather at joshsmama05.blogspot.com.
|Click here for details
Also included; honey, beet chips (they barely made it out for the package before I ate them), Smart Food Garlic Tomato Basil Hummus Popped Chips ( I need more, pronto!), and Jingos crackers (which I have never had).
I really want thank Heather for my package. It will be my last Foodie PenPal package for the year, but I will be back in January!
If you want to join in on the fun, here are the details;
-On the 5th of the month, you will receive your
penpal pairing via email. It will be your responsibility to contact your
penpal and get their mailing address and any other information you
might need like allergies or dietary restrictions.
-You will have until the 15th of the month to put your box of goodies in the mail. On the last day of the month, you will post about the goodies you received from your penpal!
-The boxes are to be filled with fun foodie things, local food items or even homemade treats! The spending limit is $15. The box must also include something written. This can be anything from a note explaining what's in the box, to a fun recipe…use your imagination!
-You are responsible for figuring out the best way to ship your items
depending on their size and how fragile they are. (Don't forget about
flat rate boxes!)
-Foodie Penpals is open to blog readers as well as bloggers.
If you're a reader and you get paired with a blogger, you can choose to
write a short guest post for your penpal to post on their blog about
what you received. If two readers are paired together, neither needs to
worry about writing a post for that month.
– Foodie Penpals is open to US, Canadian residents & UK residents. Please
note, Canadian Residents will be paired with other Canadians only.
We've determined things might get too slow and backed up if we're trying
to send foods through customs across the border from US to Canada and
vice versa. So, I'm going to keep two separate lists and match US w/ US
and Canada w/ Canada!
***If you're in the UK, please contact Carol Anne from This Is Rock Salt at firstname.lastname@example.com to get involved!


text:
Lust is Zip of Sins Venials' sister donation incentive comic Drop Dead Gorgeous.Too much of it fits too well: you have the extreme resemblance of Lust to the host of "You Bet...", you have the purple cloak (and Lust's purple appearance when she's not unlocked), and of course the rockin' bod in both cases.
Rhett will become a SinThey already offered Anger's position to him in the original Sins story. Eventually, he'll take the place of one so he can live happily ever after with Lust.


text:
One of the most popular brands of Raspberry Ketone supplements is definitely Raspberry Ketone Plus from Evolution Slimming. After seeing many free trial offers online, it was really a breeze of fresh air to see this supplement.
What are Raspberry Ketones?
They are natural phenolic compounds that are integral part of raspberries. Ketones are the reason why red raspberries have that wonderful aroma. And according to some research, they are believed to have certain fat burning properties. And how so?
When ketones are taken, they are believed to increase secretion of Adiponectin, an important hormone inside human body that regulates many metabolic processes, including fatty acid metabolism and glucose regulation. It was discovered that high levels of adiponectin will result in low levels of body fat. In other words, the more adiponectin you have the less body fat you will have.
Raspberry Ketones, African Mango 36:1 Extract, Acai Berry Extract 4:1, Green Tea Extract, Apple Cider Vinegar Powder, Kelp, Caffeine, Grapefruit Pectin, Resveratrol
On Evolution Slimming site there are exact dosages of each ingredient displayed, which is a big plus. Not many sellers do this.
One pill of this supplement contains 100 mg of Raspberry Ketones, which will be 200 mg per day if you use 2 pills per day. This is in normal range because according to many experts doses of more than 200 mg of Raspberry Ketones per day could cause problems to people with underlying medical conditions.
Any side effects with this supplement?
Not that we know of. These are all natural ingredients and should be all safe. There are no synthetic ingredients inside and therefore side effects are unlikely to happen.
Where to buy it?
Raspberry Ketone Plus can be purchased only via the official Evolution Slimming site and nowhere else. You can't find this supplement in shops or pharmacies. 1-month package costs $32, which is about £20.
Is Raspberry Ketone Plus recommended?
Yes, we definitely give this product "thumbs up" because it is one of the most credible Raspberry Ketone supplements that you can find around today. Mind you, this is not a cheap Chinese import; this is a UK-manufactured genuine supplement that contains safe amount of Raspberry Ketones per pill. Certificate of Analysis is available upon request.
See Evolution Slimming site for more infoTags:


text:
This is a risky contest to throw in an uptight town, but I?m hoping to get many quality submissions.
I did not hope strong enough.
One reader likes taking secret photos of women in public.
Another perv picture. Too petite.
I guess the assmasters will have to keep their love of ass underground for now.
Postscript: Someone emailed me about a new Maryland law that prohibits upskirt photography. I took down the picture because I think I'm already on a list.


text:
Face-to-Face and In-Person Still Work Best
Through my experience I have developed a strong preference to communicate in-person rather by email or text, or even phone. Does that reflect my advancing years – that I am "old school"? I am confident it's not. Not long ago I went to a presentation that revealed that 90% of what we communicate is lost … Read moreFace-to-Face and In-Person Still Work Best


text:
Lot #5 Marquee Lane (Rymal Rd E / Upper Gage)
Price: $569,900
Status: For Sale
- Community:Broughton
- City:Hamilton
- Type:Residential
- Style:Att/Row/Twnhouse (2-Storey)
- Beds:3
- Bath:3
- Size:1500-2000 Sq Ft
- Basement:Unfinished
- Garage:Built-In (1 Spaces)
- Age:New
- ExteriorOther
- HeatingForced Air, Gas
- Sewer/Water SystemsSewers, Municipal
Listing Contracted With: RE/MAX REALTY ENTERPRISES INC., BROKERAGE
Welcome To Marquee On The Mountain In Hamilton. An Exclusive Enclave Of 14 Executive Towns With West Coast Inspired Designs And An Affordable Turn Key - One Price Sales Model That Is Attractive To Both First Time & Investment Buyers Alike. Premium Designer Selected Finishes & Features Including Vaulted Ceilings, 5 Piece Ensuite, His & Her Closets & Much More At No Extra Cost. This Home To Be Built. This Adirondack Model 1605 Sq Ft With 3 Beds & 2.5 Baths.
Marquee Has Your Choice Of 3 Designer Selected Interior Themes: Rustic Contemporary, Uptown Contemporary And Classic Contemporary That Give You A Move In Ready Home Buying Experience Well Beyond The Blank Canvas Of Other Developments.
Want to learn more about Lot #5 Marquee Lane (Rymal Rd E / Upper Gage)?
Jackie Lucas
Sales Representative
RE/MAX Realty Enterprises Inc., Brokerage