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A 9-year-old Brooklyn Heights girl picks up some hard lessons about fidelity, race and family after World War II in this lively sophomore effort from Gaffney (Metropolis, 2005).
Conventional wisdom dictates that American society in the years immediately after World War II was highly segregated and built on traditional nuclear families. Gaffney is determined to unsettle those assumptions by focusing her story on Wally, a girl whose home life is decidedly complicated. As the story opens on V-J Day, Wally's father is stationed overseas while her mother, a doctor, has taken in a boarder with a mysterious government job. Wally loves her grandmother, who lives nearby, but the girl feels closer to Loretta, grandma's black maid, and Ham, the mixed-race boy Loretta is raising as her son. Wally and Ham are the stars of the story, and if their dual obsession with ant farms is a bit metaphorically on-the-nose for a story about postwar society, Gaffney does a fine job of showing how they grow wise and slightly jaded as they experience more of the adult world. The two absorb racist taunts, dig up some family secrets and discover how easily apparently stable relationships can come undone. (The boarder Wally's mom took in, for instance, was more than just a boarder.) The novel pivots on a tragedy in Wally's life that occurred on V-J Day, and Gaffney expertly moves back and forth in time to show how much more sophisticated Wally becomes about that event as she reaches college age. A personal crisis involving Ham after he serves in the Korean War is relatively underdrawn, but it bolsters Gaffney's thesis that America's midcentury patriotism covered up plenty of emotional wreckage. None of it would work, though, without the strong central figure of Wally, an inquisitive child who becomes a world-wise spitfire.
A smart coming-of-age tale that upends a raft of Greatest Generation clichés.


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Goldman Conspiracy? Sorry, Hank Paulson Is On Deadline
Journal colleague Katherine Rosman reports:
Hank Paulson is too busy to comment, thank you very much.
What did the former Treasury Secretary and Goldman boss have to say to a New York Times story that said he spoke to current Goldman CEO Lloyd Blankfein "far more frequently than Mr. Paulson did with other Wall Street executives"? And that he did it without the proper government waiver?
Nothing, according to the Times: "Michele Davis, a spokeswoman for Mr. Paulson, said that the former Treasury secretary was busy writing his memoirs and that his publisher had barred him from granting interviews until his manuscript was done."
What kind of steely nerves does it require to "bar" a man who headed not just the Treasury Department but Goldman Sachs Group from defending himself against allegations of potentially unethical conduct? We called Grand Central Publishing, whose imprint Business Plus is publishing Mr. Paulson's book in January 2010, to find out.
"Hank was an All-American football player at Dartmouth," said Business Plus publisher and editor in chief Rick Wolff. "I don't think it's wise for my health to try to bar him from doing anything."
Mr. Wolff added, "Hank is in process of writing his book and quite frankly, he is on deadline. He is too busy to go and sit for interviews." Asked if the publisher hoped Mr. Paulson would save his response for his book, Mr. Wolff said, "We'd like that."
But in the aftermath of the publication of the Times article, Mr. Paulson's spokeswoman released a detailed statement that says Mr. Paulson was advised by the Treasury Department general counsel that obtaining a waiver was not necessary. Ms. Davis's statement continues, "Suggesting that A.I.G. was saved for the sake of one firm is as ridiculous as saying firemen put out a fire in a skyscraper to protect just one of the thousands of people in the building."
A Goldman Sachs spokesman told the Times that given the market conditions at the time, "it would have been shocking if such conversations hadn't taken place."

subset: commoncrawl


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Back in '07, Reality Pump developed a little game called Two Worlds. Needless to say, it was atrocious. With a horrid appearance, ear bleeding voice acting, and nearly incomparably bad gameplay mechanics, the first Two Worlds did not give the relatively unknown game developers a good mark on their game industry permanent record. After several verbal slaps on their wrists (or faces) from those unlucky enough to pick up the gruesome game, Reality Pump decided to rectify their mistakes and try this Two Worlds thing out again. What we got this time was no where near a perfect game, but one that is vastly superior to its predecessor and is overall, just a fun time that will at least tide you over until the next great game comes out.
Two Worlds II takes place shortly after the events of the first one, now with the big bad evil dude from the first one as the emperor. You take control of Sad Keanu Reeves and, once again, you are the only hope to stop the evil emperor, save your sister, and rescue humanity. Makes you wonder how many game worlds would go to crap if they didn't have you to save their sorry asses. They really need to learn to take care of their own messes. Anyway, it's still basic fantasy RPG play so you won't be taken by surprise to many things if you are versed in the ways of Role Playing Games.
The first thing you will probably notice is the look of the game has improved greatly. The look of the environments are quite nice to take in and the detail on the armor and weapons are very impressive. Keep looking and you realize it still has some work to be done. Some of the objects and character models look underdeveloped and every so often you will notice pieces of rooms and chambers loading a second or so after everything else. Still, it is far from an eye sore and looks quite good most of the time.
The second thing you'll notice is the gameplay and combat are actually…kind of fun this time around. Though overly simple (pretty much one button getting mashed repeatedly), it never really gets old hacking and slashing enemies to death just for the sake of increasing your experience bar. If you are looking for more complicated combat then you'll want to go the spellcaster route. The spell system is quite unique and fun to delve into what with the different levels of customization and the OVER POWERED spells you can make by level 15 to 20.
Though the method of combining weapons from the first one have disappeared, you can now break down all weapons and armor and use their materials to upgrade your current ones, which can make then quite powerful very quickly and can also help keep inventory from getting to cluttered.
Not everything in Two Worlds II is pretty and fun to be apart of, however. The voice acting is still almost unbearable, though the hilarious writing keeps it more funny than mind numbing. The main character is particularly a chore to listen too, with his low emotionless voice (Sad Keanu Reeves wasn't just a simple joke).
The quest list and inventory are quite messy and jumbled and can make it annoying to search for items you need or quests you are looking for. Quests never leave the quest list, not even when you complete them, so it can get quite jumbled. These never get too bad, so it won't be too much to find something or look at a quest, but it is annoying none-the-less.
All in all, Two Worlds II really gives gamers a fun experience (especially if you are still recovering from the first). If you are looking for an RPG fix for a little bit then pick up Two Worlds II. It won't show you anything truly new and innovative, but it can show you some good old fashioned hack and slash gameplay mixed with classic RPG elements, and some good old B-game style fun sprinkled on top.


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I am now an award-winning journalist! Or at least a series of programmes I presented for Websedge TV have won an award – check out their YouTube channel for the coverage of the European Association of Urology's annual meeting in London.
This week I have been working in the all-new edit suites at ITN Productions – really state of the art: love them. The client was also delighted with my film, which is always good. I have also been speaking to business leaders in Guangzhou in China and Munich in Germany, in preparation for their upcoming interviews at the London Stock Exchange for the Business Debate. Here are some of my recent films, and if you want to take part in these debates ("discussing tomorrow's business today"), call 020 3553 3664 or email email@example.com.
I am also starting early prep for my next media training session – a type of work which I particularly love. Watch this space and Twitter @sarahLockett


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Recently, researchers at John Hopkins and Temple University revealed their work on the influence of medical marijuana laws on the labor supply. According to their study, the legalization of cannabis leads to a significant boost in workforce participation among senior people.
The study also shows that the health of older men in the states with legalized medical marijuana has improved. However, the results on older women are not so consistent.
The data used for the research was provided by the Health and Retirement study, which is the biggest public resource on aging in the U.S. The researchers at the university compared the data from the states with active marijuana law before and after the legalization with the data from the states that have not passed the bill yet. The results show that the implementation of medical marijuana laws leads to an almost 10 percent increase in the probability of employment. At the same time, the number of working hours per week has also increased.
The results may be shocking—why do people work better? The reason is that the overall health of seniors has improved with the legalization of medical cannabis. The use of the herb results in a significant reduction of pain—the number of older men admitting to feeling pain has been reduced by 10 percent. That is why more and more men in the states with the medical cannabis law claim to be in very good health.
The numbers of the women's survey are not so consistent and promising. The most surprising fact is that the passage of the medical marijuana law has led to the increased probability of senior women reporting pain. However, the percentage of women admitting to being in good health has also increased. The mixed results of the survey lead to an important suggestion about the plant's effects: marijuana provides more pain relief for men than women.
All research has recently been concentrated on the subject of marijuana influence on young developing bodies. However, more and more new studies suggest that seniors may be affected not less than teenagers and children. Right now, children are less likely to use cannabis than their grandparents. The biggest increase in marijuana use in the country is demonstrated by the group of people aged 55 and older.
Another research shows that older people may significantly benefit from the use of marijuana and experience improved quality of life. The introduction of the medical marijuana law leads to the increase in exercise frequency and overall wellness among seniors. The list of conditions that can be treated with cannabis is also impressive.


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"Black Diamond Collie is a beautiful, crystal clear lake which was once an open cut coal mine."
The limestone-based lake is part of the community of Allanson, which is just 5km west of the coal mining town of Collie. To reach the lake, turn off the Coalfields Highway onto Ferguson Road, which is an unsealed road (not generally sign posted) but definitely noticeable, opposite the turnoff to the village of Allanson. The lake is about 600 metres along the gravel road.
Black Diamond ceased coal operations in the open pit in the early 1950's. It was eventually filled with water and utilized as a recreational lake for swimming, diving and water activities such as canoeing and kayaking.
The lake is 750 metres in length and virtually sits on the banks of the Collie River, which flows just metres beyond the far end of the lake. On a clear, sunny day Black Diamond sparkles and radiates a magnificent azure blue colour.
You aren't supposed to camp at the lake, however, you can camp along the Collie River behind it. There are no facilities at all, just bush camping and you do need to collect all of your rubbish and take it out with you. Unfortunately the lake is renowned for late comers in the evening and rubbish left behind, so we would advise you to enjoy the beauty of Black Diamond Collie by day and camp elsewhere at night.
There are plenty of other places to camp around the Collie area, such as Honeymoon Pool, Potters Gorge and Stones Brook in Wellington National Park, Stockton Lake, Glen Mervyn Dam and the Collie River Valley Tourist Park.
Black Diamond Collie is currently undergoing a rehabilitation program, facilitated by the Department of Mines and Petroleum, Collie Shire, Department of Environment and Conservation, Department of Regional Development and Lands and local coal mining companies, Premier Coal and Griffin Coal.
The main reason for the rehab being that the 5 metre high limestone cliff face nearby the entry road (Ferguson Road) to the lake is dangerous. People are taking serious risks by jumping and diving off the cliff into the water.
The proposed solution is to reshape the lake wall so it slopes downwards, is further from the water and prevents hazardous behavior. The reshaping and stabilizing of the pit wall is an ongoing project and the parties involved should be commended.
Collie gets to keep a stunning swimming hole and injuries and potential fatalities are reduced substantially.
Fitzgerald River National Park


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DifferentiationSafety chain solutions are designed to minimize the complexity for implementing safety on machines. For each safety function around the machine there are ready to use or modify solutions available to customers seeking CE certification.


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88 Replies
Oh man, it was actually tough to vote on which story was best! Lots of interesting news covered.
I'm somewhat sad to see Amazon Restaurants go (keyword: somewhat). My wife and I actually used the service quite a lot and preferred it over Postmates and Uber Eats. In general, we're trying to do food delivery a lot less because it is so expensive, combining hefty costs of eating out AND higher delivery fees when compared to maybe the local pizza and Chinese joints.
Atari's comeback... forgive me but I am VERY skeptical. After nearly wiping out the industry with the bungled release of E.T. in the early 80s plus their immense hubris after the release of the Atari Jaguar, this is a company that can only do wrong in my view. That said, the nostalgia is strong with this one, and I had a 2600 as a youth (right along side an NES too), and it will be very interesting to see how the console wars continue to play out.
I'm not the biggest Radiohead fan out there, but I certainly appreciate how they have released their material into the wild, and now to thwart hackers no less! Right friggin on. Keep on keeping on, Radiohead.
Plastic as jet fuel - that's a big YES PLEASE for me. Of course, I should look into it more, but the implication of getting rid of excess plastic (provided burn-off doesn't create more pollution than we started with) is a positive step forward.
Eco-friendly jet fuel - this is terrible news. Current atmospheric CO2 levels are around 400 ppm but did you know that CO2 becomes an "immediate health risk" to humans at a mere 40,000 ppm and at concentrations of 90,000 ppm, it is fatal within 5 minutes. I, for one, have been doing my part to help combat the spread of the deadly poison known as See-Oh-Two though. For example, some years ago, I began using whatever funds remained in my bank account at the end of each pay period to buy as many 2-liter bottles of carbonated beverages and packets of pop rocks as possible (both contain trapped carbon dioxide). I don't drink or eat them because that would release deadly carbonic oxide into my blood stream which, I believe, is a neurotoxin based on all the bad things I've heard about it. Anyway, instead of drinking the sodas or eating the pop rocks, I hoard them. I figure the more sodas and pop rocks I can hoard, the more I reduce my own carbon footprint and that of those around me who don't even try to stop the release of the toxic carbonic acid gas. I've already stored over 3700 2-liter bottles and more than 47,000 packets of pop rocks (stuffed in the gaps between bottles) in my garage. I can't get to any of my tools or other garage stuff and I have to park both of my electric vehicles in my driveway and chain my bikes to the mailbox but it's worth it. My attic is now nearing capacity as well. I'm not sure how many bottles and packets are up there but I hear the rafters creaking at night so I know it's a lot...maybe too many? Nevermind. The point is, the attic is pretty much full which is why I am lobbying hard for a raise so I can rent a large climate-controlled storage unit to continue my efforts. Failing that, I'll try to save up enough for materials to build a shed. It'll slow down my carbon acquisition rate for a time but I think it will benefit the planet in the long-run. If all else fails, I'll start stashing the the items down in the storm sewer. There's a manhole cover in my back yard. I'm also looking into a dry ice machine. They are quite expensive and use a great deal of energy but I think I can keep the operation mostly carbon neutral overall. Mainly I just want to feel that rush of righteousness that comes from seeing those solid chunks of trapped carbon, tangible proof of my progress toward a CO2-free atmosphere!
Wouldn't a better idea be to just not buy them at all? You buying so many of them is just causing them to make more, they wouldn't make as many if no one bought them. Getting people to buy less sounds like a more productive and cost saving endeavour.
please dont tell me that was an r/whoosh.
I won't, 'cause it isn't.
Considering I've seen a number of articles that are saying that it's really difficult for recycling places to find a place that will actually pay anything for plastic, this could be good news. A lot is going to depends on what kind of financial sense it makes to do this. If it doesn't make much financial sense and there's nothing to force people to use this, you may see some companies doing it as a "we're eco friendly" measure but it probably won't go much further than that. If it becomes worthwhile, maybe we'll see an effort to go out and "harvest" things like the floating trash island in the ocean.
Whether it makes sense from an environmental standpoint, a lot is going to depend on how much energy goes into and what kind of waste is created by the process of turning that plastic into fuel. According to the article, the process "creates almost no waste" and the article mentioned the byproduct gasses are also useful so the melting of the plastic part of the process sounds pretty good. However you still need to prep the plastic, create/regenerate the catalyst, heat the whole things and process the results.
Not trying to be negative, I actually hope this works. I've just seen too many articles touting some new development as the way to solve issues and nothing ever came of them because, at a fundamental level, they don't make sense when you try to do them outside of a lab.
Oil is a very good energy storage medium, the only feasible one for aircraft nowadays. So it must be made somehow and using plastic bottles seems better than mining new oil. If the plastic is left to decompose in landfills, it becomes CO2 anyway.
Of course synthesizing the fuel from CO2 is best (but it is too diluted in the air so it means big equipment and small profits).
Radiohead is awesome, and that jet fuel from recycled plastic is even better. But I want to see how it performs in the field, and what the process costs are lol.
As for the Atari remake, that is an obscene price for playing old shitty games lol. I am a HUGE 16bit/classic game fanboy, but you can just buy the classics on the xbox and come out WAY ahead with much better games lol. I don't want 600 random games with 580 being crap, I want 20 that I love and to pay 1/4 of the price for them ;)
NES and SNES games still hold their own to some degree but ugh, you can keep old Atari games. There were a couple of standout originals like Pitfall, Yar's Revenge and Reactor but most where crappy ports of arcade games with audio that would drive the dog away.
For once, the criminals have done something right: Attack Radiohead. Now, if they could just get onto Nickelback, Imagine Dragons, Drake, and all the other terrible music out there.
"A spokesperson for Nickelback said the band was proud to release all their stolen-by-hackers recordings, but even after offering to pay people to listen, 48 hours later they still had no takers..."
This new way of making jet fuel creates almost no waste, meaning that this process could be good for the environment, by helping to reduce the estimated 25 million tons of plastic that end up in U.S. landfills every year.
For those whose greatest fear is carbon dioxide, this spells disaster. When hydro-carbons are locked up in plastic form, they are not making dreaded carbon dioxide. But convert them to jet fuel and burn it, you end up with all of it as carbon dioxide. Doesn't anyone pay attention in science class any more? Or maybe a better question would be: Doesn't anyone teach science any more?
As to plastics polluting the environment, they can always be recycled. Think about the implications of this article. Recycle your plastics, and discover 30 years from now that instead of being re-formed into some other piece of plastic, they were burned to create even more CO2.
The carbon dioxide issue has a pretty simple solution though: PLANT MORE TREES! Granted it may take a few years to see any real results but once the trees started to grow and mature, they would take up more and more CO2 and produce oxygen. If everyone went out and planted a new sapling I think we'd see some notable effects. For people in urban environments, this may not be a viable option so maybe they could just have more house plants or work towards efforts to increase the amounts of greenery in their cities.
You don't need to be a SME in order to make a judgement. When it comes to these kinds of "save the planet" discoveries, they almost never pass the BS test. E85 is a great example. It takes more energy to create ethanol fuel than the ethanol can actually put out when ignited. I'm sure that the same holds true here. If it smells like s***, it's probably s***.
Atari's comeback... forgive me but I am VERY skeptical. After nearly wiping out the industry with the bungled release of E.T. in the early 80s plus their immense hubris after the release of the Atari Jaguar, this is a company that can only do wrong in my view. That said, the nostalgia is strong with this one, and I had a 2600 as a youth (right along side an NES too), and it will be very interesting to see how the console wars continue to play out.
I hear you on the Jaguar but the Lynx was a solid system. I had (and still have) one. It was the only color portable game system at the time. It was even better with the 2nd generation Lynx platform which had a button to turn the screen off to save power. Atari was really ahead of the curve with that one. Unfortunately, they didn't have a wide enough selection of games like Nintendo did for their GameBoy so they learned the hard way that, even if your gaming product is arguably superior, if your competition has a wider selection, then they'll beat you in the market on that fact alone.
They just over-extended themselves with the Jaguar. If they had just held off on a console and focused more on the Lynx and getting more titles for it (especially good exclusive ones), I think they could have been a serious contender.
I have mixed feelings about turning waste plastic into jet fuel, since it does nothing to make jet aircraft less polluting, which is the real problem. Keep that in mind the next time some Hollywood star, politician or billionaire flies their private jet to a conference and berates people about their carbon footprint. One private jet flight from New York to Jackson Hole generates more pollution in a few hours than an average family of four generates in a year. What's worse is that this private jet uses the same amount of fuel and generates the same pollution as a jetliner that carries 250 to fly one big shot and their entourage.


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"Seize the Deal" Auction Open NOW!
Our fall "Seize the Deal" auction is up and running! This week, you've got the opportunity to purchase some amazing items at up to 60% off retail price - just in time for the holidays!
We are offering some amazing deals on snow blowers, a spa, photography gift certificates, an outdoor fire bowl, a car care package, holiday lighting for you home and many other awesome items. There is nearly 30 items with a total retail value of more than $45,000!
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But hurry, because the auction only runs from now until Friday, November 21 at 7:00 PM!


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SHIELD Per pile Celeste and Azure, in pile two lightning flashes Argent, overall a fouled ship's anchor with gear wheel hub, Or.
CREST Issuing from a torse Argent and Celeste a graphic representation of the Milwaukee Art Museum Azure, between two wheat stalks, Or.
SUPPORTERS A United States Navy CPO cutlass and United States Navy Officer's sword points down saltirewise Proper.
MOTTO A Dark Blue swallowtail scroll with two Gold stars on either end, inscribed "STRENGTH FREEDOM" in Gold letters, on the centerfold a Gold star with the date "1846" in Blue letters
The coat of arms as blazoned in full color upon a white oval enclosed by a dark blue collar edged on the outside with a gold rope and bearing the inscription "USS MILWAUKEE" at top and "LCS 5" in base in gold.
SHIELD The colors dark blue and gold are traditionally associated with the Navy and are prominently displayed throughout the seal. Here, light blue represents the waters of Lake Michigan where the city of Milwaukee is located. The lightning bolts highlight the ship's high speed capability and state of the art electronics. The anchor has a gear wheel hub which is taken from the city of Milwaukee flag and has five exposed notches to indicate that this is the fifth naval vessel named after the city.
CREST The landmark, Milwaukee Art Museum, is familiar to the area skyline and is a symbol of the city's future. The wheat stalks denote the growth and vitality of the city of Milwaukee.
SUPPORTERS The crossed sword and cutlass symbolize the teamwork and cooperation demonstrated by the war team of USS MILWAUKEE.
MOTTO Blue is the color signifying devotion to duty. The motto "STRENTH" and "FREEDOM" emphasizes that devotion and the spirit of the city of Milwaukee. The five stars denote that this is the fifth ship in the LCS class.
The appearance of external hyperlinks does not constitute endorsement by the United States Department of Defense, or the United States Department of the Navy of the linked web sites, or the information, products or services contained therein. For other than authorized activities such as military exchanges and Morale, Welfare and Recreation (MWR) sites, the United States Department of Defense, the Department of the Navy does not exercise any editorial control over the information you may find at these locations. Such links are provided consistent with the stated purpose of this DoD web site.


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Ross could be ready to rock vs. Hamels
SAN FRANCISCO — This Cody Ross Superstar stuff is getting a little out of control.
So, Cole Hamels was asked, what's your strategy against the man, the myth, the legend?
"I'm just banking on the fact that (Ross) won't for 5-for-5," said Hamels, who'll start for the Phillies in this afternoon's Game 3 of the National League Championship Series. "I guess I'll just throw them right down the middle. I know he can't do it all the time."
We'll see. Ross, snatched off the waiver wire by the Giants in August, has hit four of the team's five postseason home runs. And what major league player has hit the most career home runs off Hamels?
That would be Ross, who has taken Hamels deep four times in 30 career at-bats.


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Mumbai | Published: February 8, 2014 9:39:22 am
After the success of 'Race' and 'Race 2', 'Race' has become one of the integral franchises for Tips and producer Ramesh Taurani continues to cash in on it by planning a third installment 'Race 3'.
The producer also confirmed that it will still continue to be ruled by the Nawab Saif Ali Khan. However, the other cast members of the third part are yet to be finalized.
For all the latest Entertainment News, download Indian Express App


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Ease of delivery and construction is of central importance for a modular learning environment that may be uprooted and transported with little notice. In our design, packaging and shipping is as efficient as possible to reduce time and cost, and construction is intuitive and collaborative. Each classroom floor is designed as 4 pallets that will be used for shipping the components of the shelter. At the delivery site, the pallets are set up on a system of piers with cast- in-place steel brackets that allow all 4 pallets to mate up, forming one floor plate. Blocking at the perimeter of the floor plate serves as a shelf for the metal framing system to rest on. With the floor plate in place, and the metal framing system erected, the design calls for pressure treated lumber to sister onto the vertical members of the metal frame. This provides our nailing surface for the sheathing. Metal roofing provides coverage; we have added a layer of plywood sheathing under this metal roofing to dampen the sound of falling rain. A ridge vent helps circulate fresh air through each classroom. This system of metal frame and plywood sheathing can be erected in twenty-four hours, meeting the immediate needs of students and teachers. With these basic requirements for shelter met, opportunities for creativity and personalization can come into play in the school's design.
Due to the roof 's design and the placement of windows, the sun is never in direct contact with the interior of the classroom. The structures' movable panels, or gills, help create a cross-breeze through the classrooms, so students and teachers stay cool while indoors.
Students enter through a woven gate from the street, between a vehicle-accessible power plant and a reception area, into an open and secure pickup and drop-off area. A central courtyard with access to cafeteria and restrooms provides a safe place to learn and play outdoors. This courtyard could potentially open onto a student-run farm or garden behind the school. The cafeteria, a place where the entire school can come together, opens up to the courtyard for use as a forum for meetings, assemblies, performances and other group activities. A linear deck with stairs to the courtyard raises classrooms off the ground, preventing flooding and connecting to the reception and administration areas. Like the classrooms themselves, this overall layout is breathable and adaptable to the needs of teachers, students and their families.
A woven exterior skin provides one such creative opportunity. On the exterior of the metal framing a welded wire mesh is attached, forming the support system for the exterior skin. This skin would act as a rain screen and an insulating double wall allowing for air circulation. The weaving of this skin, using locally collected materials, whether bamboo, twigs and branches, plastic bags, or shredded tires, would also be an invaluable learning tool, providing an opportunity for individualization and collaboration, a chance for students to connect with their immediate surroundings and personalize their everyday environment.
Classrooms themselves are also designed to encourage growth and personalization by both teachers and students. A number of hinged components fold into optional furnishings for classrooms – small work tables, and shelving units for storage of supplies. Additionally, a number of the panels are hinged to operate like gills – teachers and students have the ability to control the cross breezes by opening and closing the gills. The flexibility of these gills allows classrooms to be divided into two rooms, or to open up onto other classrooms or deck space, forming larger, shared spaces for learning. Our hope is for these classrooms to reflect the evolving needs of the teachers and the children using them.


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The LightStream Projector PJD5553LWS boasts HDMI connectivity and native WXGA resolution. It provides digital high definition devices, supporting media-rich business and education presentations. The HDMI delivers single-cable transmission of image and sound signals, for a more convenient installation process.
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ViewSonic's proprietary SuperColor™ Technology offers a wider color range than conventional DLP projectors for true-to-life color performance in any light. SuperColor™ 6-Segment Color Wheel maximizes brightness Increased by 15% or more with the highest color saturation over others in the same class.
With native 1280 x 800 (WXGA) resolution, the wide-format projector offers a tremendous degree of flexibility and compatibility. Whether connecting it to a widescreen notebook in the conference room, or watching 720P HD content in the classroom, distortion-free images with matching aspect ratio are guaranteed. Besides, it is also compatible with other common display resolutions.
Options for large projections in small places
The short throw lens enables large images to be projected from short distances in small rooms. This means there are no distracting shadows on the projected image, and no blinding lights in the eyes of presenters.
Equipped with the latest HDMI, this projector can display 3D images directly from 3D Blu-ray players—perfect for connecting to any HDMI-enabled devices such as PCs, laptops, tablets, and media players.
Providing 5 view modes for different scenarios, users can choose one fit mode at once for best view according to the projection environment. These 5 modes are: Brightest Mode: for environments where extra-high brightness is required; Dynamic Mode: for presentations under daylight environment and text content; Standard Mode: for matching PC or NB color; ViewMatch Mode: for general viewing; Movie Mode: for watching movies with better saturation in a dark environment.
Clear, comfortable, and louder sound over same-class projectors
Following a groundbreaking proprietary speaker transducer and chamber re-design, LightStream projectors deliver full-range sound 20Hz – 20KHz for presentations or off-the-clock home entertainment. The compact speaker takes pride in quality sound with best-fit Sound Response Curve, and high efficiency of transferring electric power to sound power. They sound stronger, offering more concentration, letting sound travel farther. The 10-watt Cube speaker is powerful enough to fill you meeting room with wall-to-wall sound – an improvement over the speakers of competing products in the same class.
The thoughtfully designed lamp door makes lamp maintenance and replacement easy. Located at the top of the projector, there's no need to dismantle the projector, even if it's hanging from the ceiling, to access the lamp. This user-friendly design saves time and effort for maintenance personnel in businesses and schools, and is easy enough that just about anyone can do it.
A programmable hotkey "MyButton" can be configured to launch the most commonly used functions. A single remote control can also control up to eight projectors in the same venue. A Free vRemote app also allows users to control a projector via a mobile device.
With embedded rich I/O ports, this projector has flexible compatibility with high-definition digital video and audio, as well as conventional analog-based applications and industrial applications, such as RS-232, without adapters or converters. A variety of applications include PC, notebooks, gaming consoles, conventional analog-signal players, set top boxes, IPCs, etc.
No matter small meeting room, middle classroom, or big hall, ProjectorDistance tells you how far the projector should be placed according to the room ceiling height, projector's screen size, aspect ratio, etc. Just input several figures, the result will be displayed in the simulation scenarios with measurement. You can use finger to adjust the distance instantly.
Never worry about missing a remote control again! Users can download vRemote, the virtual remote control, onto any IR-enabled smartphone. If there is no IR function on smartphone, users can also plug in USB wireless adapter (PJ-WPD-200) into projectors, then users can have their Android™ or iOS devices wirelessly stream content to a projector. In addition, vRemote can instantly help users automatically correct keystone with a simple snapshot of the projected image. Administrators can also remotely view the projectors' lamp working hours and adjust keystone.
*Only available on certain models.
ProjectorExpert APP contains all ViewSonic projector product information, projection distance measurement, ViewSync wireless introduction, industrial application case study, news messages, etc.. It integrates all projector related information,and can be as general users' perfect assistant when choosing or installing projectors, providing users' a platform with convenient and sufficient information,as well as to become dealers, distributors, system integrators' portable tool which can check instantly.
Use ViewSonic projection distance calculator to find the best projector installation distance for your environment.
The 1st HDBT dongle in the world
Projector Wall Mount Kit
The best use Wireless Presentation Gateway


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The Hays Public Library serves the cultural, informational, and recreational needs of the citizens of the community and contributes to our quality of life. The library is funded primarily by a tax levy on property within the city limits of Hays. It is governed by a Board of Directors. The Hays Public Library Board of Directors consists of seven members appointed by the mayor with the approval of the city commission (K.S.A. 12-1222). In addition to the appointed members, the mayor serves as an ex officio member of the board, which means that by virtue of the office or position, the mayor is a member. Members serve a four year term and are eligible for one reappointment. Board meetings are held monthly, on the second Wednesday of each month, at 4:00 p.m. in the gallery area on the 1st floor. Board meetings are open to the public. Changes in the schedule will be posted on this page of the library's website and on the library's public bulletin board.
2019 Board Meetings are currently scheduled for the following dates: January 16th, February 13th, March 13th, April 10th, May 8th, June 12th, July 10th, August 14th, September 11th, October 9th, November 13th, and December 11th.
Current Board of Directors
Katherine Wolfe – Chair
Term Expires: 2020
David Goodlett – Treasurer
Term Expires: 2022
Patti Park
Term Expires: 2020
Mary Toepfer – Vice Chair
Term Expires: 2021
Stacey Smith
Term Expires: 2022
Amy Feauto – Secretary
Term Expires: 2023
Shelley Bryant
Term Expires: 2021
Mayor Henry Schwaller IV – Ex Officio


text:
Q: My wife and I have been house hunting with more or less urgency since this housing crisis began, around 2008. We really expected there to be lots of bargains and motivated sellers. We spent many hours house hunting in several different cities and neighborhoods. We made several offers on homes, and were always outbid. We were really surprised at how many of the homes sold for more than asking, and how few deals there were to be had.
My wife recently went back to work after staying home with our young children for awhile, and we decided to wait until her income can be considered toward our qualifications, so we can afford more. We've come to the conclusion that we just aren't going to find what we need in the price range we've been looking at. I feel like all this "buyer's market" stuff was misleading. Was there anything we should have done differently?


text: Fusion Freedom Series Riptde C Bobtail 4... Rock Island GI Standard FS .45ACP, New I... Arsenal Firearms,rare double barrel 9mm,... SIG SPARTAN CARRY N/S Hogue Nitron /EZ P... Rock Island PRO MATCH ULTRA 5" .45 ACP, ... Guns Pistols Pistol Copies non Colt DAN WESSON PM ACP | 207 | 0 | Lc | 109.3915ms View Category DAN WESSON PM7 45ACP For Sale from guns4sale | Positive feedback: 100% View | Verified Seller | 546 Completed Sales View Sellers Items Description: NIB S/S 45 POINTMAN SEVENS WITH BOMAR STYLE ADJUSTABLE SIGHTS AND DOUBLE DIAMOND CHECKERED GRIPS AT $900 + $25 SHIPPING TO YOUR FFL. SUGGESTED RETAIL $1089. SEE ARTICLE IN NOV. ISSUE OF GUNS & AMMO. Read More Condition: New In Box UPC: DAN WESSON SALE PM7 45ACP Location: FL Trades Accepted: No Read More I am a fully licensed independent FFL gun and firearms dealer in the state of FL since 1988, stocking most brands of new & used firearms specializing in 1911 in particular Colt's and Dan Wesson's. All firearms must be sent to & transferred through your local FFL dealer. I accept bank checks, money orders, Visa, MC, American Express and Discover. There is a customary 3% charge for cc's and Florida residents must pay 7% sales tax. If you don't see what you want or have any questions, please feel free to contact us. Shipping Notes: $25 Per Item Read More Share Item Item #: 976993441 guns4sale Seller Since: Apr. 2005 Identity Verified ( Loxahatchee, FL ) Trusted Seller This seller is an FFL City: Loxahatchee State: FL Price: SOLD Shipping: $25.00 (or Arrange local transfer) Accepted Payment Methods: Returns: No Returns Your Recently Viewed Items


text:
Minimum requirements:
- EASA or FAA ATPL / valid type rating required (EASA license is preferable)
- Class 1 Medical
- 1500 hours total
- Prior experience as a captain is an advantage
- 80-100 hours on type*
Further information:
- Appropriate remuneration
- Aircraft base: Moscow
- 4 pilot operation
- Start date: to be arranged
*The above total hours requirement may be reduced within reason.
If you are interested in this job APPLY HERE
As a sign of your professionalism, apply only when you comply with all the requirements and if you have or can obtain a work permit that allows you to be employed in this country.
You'll also be interested in other Falcon 7X Jobs


text:
The company was set up in 1977 as manufacturers & suppliers of premium quality spares with a unit at Lucknow. The company started production of Automobile cables for 2 & 3 wheelers on the specifications of Bajaj Auto and went on to add those of Bajaj Temp, Hero, Honda, Royal Enfield, Yamaha Motors, Piaggio Greaves, Mahindra & Mahindra & have added that of first 4W - Tata Ace of Tata Motors successfully very recently. With the passage of time, the organisation exhibited consistent growth and expansion. And, the policy of the company has enabled it to become the pioneer Automobile cable manufacturer in the country.
Having been in this industry for more than 4 decades now, we have established a wide presence and are successfully supplying to the spare Market all over India as well as Export Markets.


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75" ???? :o
My Tv is at 1,5 m from me. If i put a 75" TV... so 75x2,5 = 187cm ....
so, to look from left to right i would not be able to do it with my eyes, i would need to move my head. :lol:
Type: Posts; User: Tiago
75" ???? :o
My Tv is at 1,5 m from me. If i put a 75" TV... so 75x2,5 = 187cm ....
so, to look from left to right i would not be able to do it with my eyes, i would need to move my head. :lol:
Discovering? How? was it under the actual floor? If so, how did you discover? this you break any tile so you can see under it?
Those are definitely 2 great games. Kerbal is bloody hard though. I had to cheat with some guides to build something that achieved anything! Lol
And I love underwater games. Looking forward...
My turn:
Retro: last time i played something retro i think it was in middle 2018, it was last time i fired my A1200.
I tried to play spider man.... i was able to play 3 or 4 hours......
PS4? No.
PS3 yes. I did a jailb..... in my PS3. I was able to run everything in external HD. It was perfect!! The modding was superb. But 2 years ago i got one of those typical errors. Can't...
Merry Christmas and a happy new year :merryxmas::xmascheers:
Eyefinder for me is important.
Size of camera is not a important thing for me.
I prefer the camera a bit big, so I can use big lens and overall weight is balance. Tripod also likes it.
Looking at...
89.99 pounds? I am sure you can get a real PS1 with that value and also including some games.
May be interesting for someone that wants to remember the old games, but the price is high.
A bit like...
As far as i know, the HTTPS should be the new "standard". Google engine puts a website https in better search position then http.
And http will be a non secure website.
But you have to pay for...
Just send you 30 Euros, should be around 25,71 Pounds. :)
Can't remember how i donate last time? Is it a paypal link?
Barcelona is very nice. I was there 2 times.
But this time of the year is not the best one.... not the hottest city in Spain, but for a UK resident, it is very hot. The city is very big.
I can't say how many times i downloaded there...
We have a big fire in the south...
Temperature drop a lot today. Where i live, we drop from 43c to 22c in 72 hours... this is insane last Saturday i was on the beach till midnight, today i almost...
45,6 is not the highest in Spain, it went to 46 and higher, record i think it is in 47. Here in Portugal we had 46 on Saturday and it was not the record.
I can tell you, it was really hot. I was at...
here in Lisbon, just went outside.... 41c with realfeel 44c :flame:
man, this is very very hot in here. Some villages 150km from here have 46c
Send them... must warn you that temperature here in Lisbon is 40c
Last night i went to the beach. At 23:00 temperature was 33c the beach had a loto of people, and many on the water.
Let me see if i get it:
1) you sold something on a website.
2) the website charges you in a % (15) of the product price
3) the website charges vat (20) on top of it
Write so:
If the product...
Well, i did it with a friend, and he already has a developer account, so we didn't pay. It was just another title. But is around 99 dollars per year.
The android version has around 1100 downloads....
Hi mates,
My game for Android is now available for iOS. :yesyes::thumbs:
You can get it here:
Count on me :thumbs:
Sorry i wanted to say "i saw The Cloverfield Paradox"
I saw Cloverfield Lane yesterday, i enjoy it.
I didn't saw the "10 Cloverfield Lane", is it good? Should i see it?
i am playing Rimworld in my peecee. The game is quite good. A lot of stuff to control, and you have to use your brain in how are you going to deal with so many things you have to do. I should...
Happy Christmas to everyone and a happy new year. :Xmasbinge::xmascheers:


text:
Off Season
Off season has finally arrived and I'm pretty excited. Two silver medals in Collegiate cross country and short track nationals and a handful of points from dual slalom, I came out of the Division 1 omnium on top in the last racing weekend of the calendar year. Thanks to all who have supported me through the process, I couldn't have done it without the help. I'm looking forward to some down time and maybe some midterms!
I'm also excited to announce that I will be staying with Champion-System/Cannondale for the 2015 season! Hopefully ProXCTs and World Cups are on tap!
Luke Vrouwenvelder - U23 cyclist; UNC Chapel Hill '17; Coach at MTBFitness.com
November 2017


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Earnin AppClaimed This company has claimed this profile, is getting alerted on any new customer reviews entering this page, and may engage in dialogue with its customers to address their matters.
Companies cannot pay money or provide goods in order to remove or alter customer reviews.
Earnin puts a new spin on payday advance lending by letting you pay what you want for the advance you get. The app's advances range from $50 - $500 and require a bank account.
Earnin App Review: Can It Be Trusted?
|Table of Contents
What Is Earnin?
Earnin is a paycheck advance app that sends you money via a screenshot of your timesheet or through reports generated by timesheet software.
The company was formerly known as ActiveHours and was founded in 2012 by Ram Palaniappan, according to Earnin's Crunchbase page. Palaniappan held executive and management positions at a payment processing firm and a software company previous to launching this app.
What's unique about Earnin is that it departs from the typical payday lender in that the site doesn't charge you fees and interest rates for your advances.
Rather, you pay what you want for each advance. Feel like being generous? Go ahead and tip 20%. In a jam and can't afford to give them anything for your advance? No problem.
Is Earnin too good to be true? That's what we were thinking when we did our initial research on the app. The results of our investigation are what you'll read here.
By the end of this review, you'll know how Earnin works, what its limitations are, how much payday lenders tend to cost, what actual users are saying and what the app's general pros and cons are.
We'll end the review with two or three sentences talking about who we think this app is good for.
How Earnin Works
To get a sense of how well Earnin works, we downloaded the app and used it to familiarize ourselves with the various features and options.
Once Earnin is up and running, there three main features you need to know about: Automagic Earnings, timesheets and Lightning Speed.
Automagic Earnings
This feature reminds us of the mileage tracking apps we've reviewed. Basically, you tell Earnin your work address. Whenever you drive to work, park your car and go inside, Earnin knows you're at work and will start their own timesheet.
If you don't use Earnin's Automagic option, Earnin's paycheck advance system is dependent on your timesheet. If they don't have a record of hours, they won't have any proof that you worked the hours you said you did.
The app does automatic uploads of timesheets from the following jobs/time-tracking sites:
- Uber drivers
- Brink
- Tsheets
- Nimble Schedule
- UAttend
- When I Work
- Deputy
- WebPunchClock
If you keep track of your hours via a Word or Excel doc, you won't be eligible to get advances. Also, Earnin doesn't accept printed out timesheets or work schedules.
Lightning Speed
This feature puts money in your bank account instantly once Earnin confirms your timesheet. Their website says that the feature works with most banks, although some process the deposits faster than others.
Two notable exceptions to Lightning Speed are Woodforest Bank (found at Walmart stores) and Fidelity Investments.
If you don't have Lightning Speed, it will take one business day for your money to process.
What's the Maximum Amount of Money You Can Deposit?
Now, as revolutionary as Earnin sounds, it has one major limitation. You start out with a maximum advance of $100.
So, if you have a timesheet that represents $2,000 worth of pay, you're only going to get $100 of that when you first use the app.
The company's website says that you can increase that maximum advance amount through a variety of ways that you can and can't control.
For example, their FAQ section says that your max is based on, "your use of the app, your spending, your bank, and whether or not your employer works with us directly."
They elaborate on the "your spending" by saying that they watch your account to see that your bank account balance is positive and that you spend less money than you make.
Earnin also points out you can increase your chances of getting a max increase by using their Balance Shield feature, which deposits $100 to your linked account when the account's balance falls under $100.
Remember, though, you have to pay them back for the $100 Balance Shield sends to your account.
Earnin's Fees and How They Compare to Other Payday Lenders
As we mentioned earlier, Earnin doesn't charge you any fees or interest rates for the advances you get. Instead, they ask for tips. You can leave them as much or as little as you want.
However, Earnin is still a payday advance company. Instead of going to a seedy shop somewhere, you can do it all through the company's app.
Here are some of the similarities between Earnin and your typical payday advance office:
- Loan amounts are $500 or less
- The money is due when your next paycheck arrives
- You give the lender access to your checking account
In our guide to payday lenders, we point out that these businesses rely on something called "churn." It's what happens when you can't pay the loan so it rolls over into another repayment period and the fees/interest grow.
This is where Earnin departs from traditional lenders; your loan balance doesn't roll over. Earnin uses in-house metrics to determine how likely you are to pay back your loan and they take that into consideration when giving you money. They fully expect you to pay them back based on their analysis of your financial situation.
If they think your income and spending are too wild, then there's a good chance you'll only be able to get $50 per pay period, which is below the typical beginning amount of $100.
That being said, we need to talk about how your tips translate to APR.
For example, a traditional payday lender may charge you $20 to get a $100 advance. You get the money a week later and pay the fee and the $100 you borrowed. As a fee, that doesn't seem like much even though it's 20% of what you borrowed.
But, because APR is calculated over the course of 52 weeks, a $20 charge equates to an interest rate of more than 700%. Even if you drop that number down to a $5 tip for $100 borrowed, the APR is still above 200%.
So, while Earnin seems like they're doing you a favor by allowing a pay-what-you-want scenario, even a $1 tip results in an APR of more than 50% on $100 borrowed.
For comparison's sake, credit card APR's range from 13% to 25%.
User Reviews of Earnin App
The app gets a 4.3-star rating from more than 16,000 reviews in the Google Play store.
At the time of publishing, more than 12,800 of those reviews were five stars, while 1,858 were one star.
In the iTunes store, more than 7,400 iOS users gave the app an average rating of 4.7 stars.
The Bottom Line
Based on our research, we think that Earnin is a fascinating app. The advantages are pretty clear. You don't have to go to a payday lender; all you have to do is open the app on your phone.
You aren't forced to pay APR's and fees; you voluntarily leave a tip and, really, you don't have to leave a tip at all.
Also, their Balance Shield tool is a great way to protect you from overdrawing your account.
The downside is that, while the app doesn't charge fees, even the smallest tip – $1, for example – is, in terms of APR, still pretty high for borrowing $100 for a week.
Another downside is that you typically start out with a max advance of $100. You can make the argument that $100 is good because it teaches you not to overdraw. However, if you're in a jam and need more than $100, you'll have to look elsewhere.
Who It's Good For
In our opinion, the app is a great fit for someone who is willing to use Earnin on a regular basis so they can increase their max amount.
We also think it's great for people who usually go to payday lenders and would rather borrow money from their phone in the comfort of their own home.
Keep in mind, though, that Earnin is a temporary solution. The issue is that consumers who go to payday lenders are having cash-flow problems. Some of it has to do with how much they're earning and some of it has to do with how much they spend.
If you find yourself living paycheck to paycheck and need some solid, simple advice, take a minute to read our guide to making a budget.
Through our research and personal experience, we've found that budgets are essential to keeping your spending under control and building a healthy financial life.
1 out 4 people found this review helpful
Never using again
Couldn't get a straight answer during chat with customer service and it took about 3 to 5 minutes, sometimes even longer for them to reply. Mind you, I work night shift so it was three in the morning there, couldn't have been that many people they were servicing. Plus Estella was extremely rude and even ended the chat on me when I was just trying to get some answers. I don't owe you guys anything, I just needed answers about disconnecting my bank from the app and deleting my account because I could not for some or whatever reason and she couldn't give me a straight answer. She was extremely rude and condescending. I will no longer be using Earnin. I will delete my account as soon as I'm able to recover it. I couldn't believe the crappy customer service.
Bottom Line: No, I would not recommend this to a friend
0 out 1 people found this review helpful
I haven't started and already it seems shady.
I haven't even used the service yet and already it doesn't seem like it's going to be a good fit. It calculated my pay date 1 day earlier than it's actually supposed to be, which makes me assume that the info is going to be calculated that my paydays are Thursday. My official payday is Friday and always has been. I tried the chat and got the same lame excuse that my bank processes paydays 1-2 days earlier. Now that may be the case but that's the exception, not the rule. I just don't know why they would want to set someone up to overdraft.
Bottom Line: No, I would not recommend this to a friend
1 out 1 people found this review helpful
Easy to use
This app is great! Just don't get stuck always needing it or relying on it!
Bottom Line: Yes, I would recommend this to a friend
7 out 10 people found this review helpful
I'm no longer going to use Earnin
I had no issues with this app before. It was convenient and worked pretty fast. I had been using it for a couple of months, even referred my adult children to use it.
Fast forward, I changed my bank account number and all types of issues arose. I wish I knew the names of the two young ladies who helped me before, they were the absolute best. Not today! Today this girl named Estella was condescending in her tone even by chat. I explained to her that it says I can only cash out $4. I make much more than $4 a day. She says then how come your deposit is so low. I explained that I use another bank that apparently they don't partner with so the majority of my check goes there and only a $100 goes into this account every two weeks. Never been a problem. She says it's a problem now. But her answers seemed like she was copying and pasting them. She failed to listen and just kept repeating herself.
Finally I got frustrated and asked for a supervisor. A man named John Q (which seemed like a fake name if you ask me) entered the chat and basically copy and pasted the same answers. I said I never had an issue before, he says well your account was set up wrong. You mean to tell me after months of using it now my account was set up wrong? Then he proceeds to tell me to deposit over 50% of my check into this bank and then I can cash out again. Are you kidding me? You can't tell me where to put my money. My money is split into two different accounts for bill reasons. He just kept saying this is policy. I tried to reason with him telling him I never had an issue before and he kept saying well sorry but this is how it is now.
I was more than frustrated and disappointed and even told the people I referred to delete the app, it's not worth the headache.
Bottom Line: No, I would not recommend this to a friend
6 out 8 people found this review helpful
This is a scam
They will draft your payments one day before your paydate overdrafting your account. You won't find out because when you click on paydates they have the correct info, but one day before your payday you're slapped with an overdraft fee on your account.
They also don't have an 800 number so reaching them is a nightmare. It's through email and every email is like starting over and over again.
Bottom Line: No, I would not recommend this to a friend
8 out 9 people found this review helpful
They are absolutely terrible
They took more money from my account than what I cashed out and caused an overdraft fee. They are a scam, they have told me for weeks to contact technical support through email and refuse to email me back. They promised to leave my account as is until the issue was resolved and they lied to me. They are thieves and will gladly take more money than what they gave you, knowing very well that there is 0% interest rate and it's 100% free to use. They owe me $28 and refuse to pay it back.
Bottom Line: No, I would not recommend this to a friend
12 out 15 people found this review helpful
Did not get any money
The Earnin app kept my money and refused to answer emails. They lied about everything and still have not resolved my issue. They are horrible. They will not answer an email and will not help.
Bottom Line: No, I would not recommend this to a friend
4 out 13 people found this review helpful
App is awesome!
The only time I have had minor issues is when I changed jobs when they tried to withdraw the money and it wasn't there, and you have to send an email to customer service explaining your situation. It could take up to a couple of weeks to get everything verified when switching jobs because, of course, you have to work and they have to track that hence the app. But now that I am at a stable job and working consistently, this app has been great and helps me when I need it. And you don't even have to tip or pay a fee if you don't want to. And that's why I have no complaints, if you have to complain about not being able to borrow money then you probably don't need it. The app is very simple and easy to navigate. I would definitely recommend.
Bottom Line: Yes, I would recommend this to a friend
29 out 33 people found this review helpful
This app is the biggest headache
I signed up for this app thinking it would provide relief to help pay bills and make my in-between paycheck days less stressful. I was so wrong. This app has only added to the stress, and their customer service ticket system is a complete joke. They've copped out of accepting accountability and actually answering questions about your specific situations by not offering a phone number to talk to a live person.
I started this app with a max of $150. Every time it was time for them to draft my account to be paid back for their loan it was never an issue. I was never over-drafted and my check which has always been five times the max they allotted me, was always posted when they were ready to draft (so there was never an issue of not having enough funds to cover repayment of the loan). Yet every time I tried to go back and cash out again, there was always a message saying they were waiting on my bank to send updated transactions and it should take only a day. Two days later I'm still waiting to cash out.
Earnin has their money but I can't cash out again, so of course, I'm extremely annoyed. I go through their ticket process to get help since again they don't have a phone number. It takes at least 4-5 hours, sometimes a day, to ever hear back from anyone. When I finally heard back I was told to send a screenshot of my paycheck hitting my account and Earnin taking their debit to speed up the process, since apparently, my bank was taking too long to send it to them.
So I sent the screenshot, and wait another 8 hours without hearing from anyone, so I reach out again and only get a response after the issue had already resolved itself. So since then, I've been stuck in the same cycle of having them draft my account but dragging their butt to update their app so I can cash out again. To try and be prepared, I will send them a screenshot of my account as soon as it drafts to hopefully speed up the process, but no, I have to go through this same song and dance every freaking week.
To add insult to injury, they decreased my max by $50 with absolutely no explanation. Per the app's FAQ, if you use the app regularly, keep your bank account info updated, tip, and don't go negative, your amount should increase. I had already been doing all of that so I didn't understand why my max would decrease not increase. So I go through the perils of submitting another ticket through the app, and after waiting hours between each response, all I get is person after person, copying and pasting the same generic FAQ answers I already read; they didn't answer or address my concern satisfactorily at all.
So to me, even though I'm tipping and using this app regularly, I was decreased with no explanation. The app is a headache and there is zero accountability for their errors. I am currently again waiting to cash out three days after they took their money from my paycheck, and I've had a ticket submitted for over 24 hours and have heard nothing from anyone.
Do NOT use this app! Save yourself the headache.
Bottom Line: No, I would not recommend this to a friend
21 out 26 people found this review helpful
Monkeys working for them
Their customer service is really a joke. I reached out to "support" explaining that somehow, some way their system is still linking my bank info from my "closed" account which is not preventing me to open a "new" account. Their team's response was, "oh you have two accounts linked to that bank, maybe you want to remember and use your original one." WOW! Mind blown...this is support?
I went back and forth over two months and their team kept emailing to delete and redownload my app then reset password. Over and over again, which I had to wait 24 hours for every nonsense response. After asking their team to force close my account as I couldn't log in to close it myself, they responded with "please log in and click on the help icon to cancel your account." OMG!
I am at this point going to make it a point to tell everyone what a joke this app is. My account is still active with no resolution, which by the way I don't trust their services anymore and why I want all my information deleted and account closed. I'm contacting the Better Business Bureau.
Bottom Line: No, I would not recommend this to a friend
19 out 28 people found this review helpful
Bad customer service
I have reached out to customer service and they take forever to respond. They said they corrected the issue and another one arose. It says it can find my last deposit to contact customer service...again. Now I'm waiting for them to respond...again. So frustrating. The first time I used it, it worked easily and quickly.
Bottom Line: No, I would not recommend this to a friend
Oct 5, 2018
We sincerely apologize for the troubles you've had, and we'd like to improve your experience moving forward. We sent you a support message (#1502720) to discuss this further, please check for our response.


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Orthotics & Prosthetics Insurance in Winter Garden, FL
Protection Built for your Highly Specialized Industry
Abney Insurance Agency provides insurance to orthotics & prosthetics industry businesses in Winter Garden, Windermere, Orlando, Ocoee, Clermont, Celebration, and surrounding areas.
Practitioners, manufacturers, fabricators, and distributors within the orthotics and prosthetics industry require highly specialized coverage options for their businesses. At Abney Insurance Agency, we understand that when it comes to your business, nothing short of a comprehensive protection plan will do.
Our team of qualified insurance specialists is here to help you create a quality business insurance package to match your industry needs. Contact a representative at Abney Insurance Agency today to find out more about our offerings for the orthotics and prosthetics industry.


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GIY™ is the official Second Eden Studio blog that empowers you to green it yourself™! We strive to inspire and enrich your life both at work and home. GIY offers exclusive stories from green collar professionals, sustainability trends, and green building inspirations near and afar.
|Posted on June 21, 2014 at 9:15 PM
|comments (7)
Yes, dating can be green. As a single mom, dating can be somewhat of a chore, bore, snore... and more rhyming words. Below are five sustainability steps to save your time and the planet!
Read Full Post »
1. Save your time. First, join an online dating site. The club and bar scene is still a viable meeting place, but online dating c...
|Posted on June 2, 2014 at 5:40 PM
|comments (0)
Architecture re-imagines shipping containers to create modern, sustainable, and affordable housing. Shipping containers have been designed to stack, last a long time, and are built with hardy materials. Shipping containers come in several standard sizes, but most buildings typically use 9'-5" H x 8' W x 20' L or 40' L.
Converting shipping containers into buildings ideally utilizes those w...Read Full Post »
|Posted on May 18, 2014 at 2:55 PM
|comments (0)
The clock in your house is ticking down to summer vacation. If you're like me, you're dreading the inevitable mantra, "I'm bored!" Here is a list of national websites that can guide you to a greener and less boring summer for you and your children:
|Posted on May 14, 2014 at 10:55 AM
|comments (0)
I hate junk mail! Credit card approvals, coupons, leaflets, catalogues, menus, and for some reason I need to insure everything. Aside from never needing earthquake insurance in Charlotte, the environmentalist in me cringles every time I pull down the squeaky mailbox flap.
The internet provides us with all of the solutions, inquiries, and deals we could ever want or need. Thankfully, the internet...Read Full Post »
|Posted on May 6, 2014 at 1:15 PM
|comments (0)
It's that time of year again. The temperature is rising and so are your allergies. But the good news is that it's time to get back into the yard and exercise your green thumb.
It feels as if the market is saturated with tips and how-to ideas that will make your garden greener. Sustainability has endured internationally to prove it is not a trend, but rather a lifestyle integrating i...Read Full Post »


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|March 4, 2014
Enas Elmohands: A True Testament to Interdisciplinary Study
International Studies, Garden City, The Catalyst, Global, Adelphi University, College of Arts and Sciences, Honors College
Enas Elmohands finds abundant support and great success in combining a passion for human rights and love of the arts.
|March 4, 2014
Chelsea Wollman: Becoming a Well-Rounded Nurse
College of Nursing and Public Health, Garden City, Office of Admissions
From the classroom to field work in hospitals, senior nursing major Chelsea Wollman is preparing to dedicate her life to helping others.
|November 29, 2012
Heather Senti '06: In the Line of Fire
Center for Health Innovation, College of Arts and Sciences, College of Professional and Continuing Studies, Department of Communications, Garden City, Adelphi Magazine, Emergency Management
"It doesn't matter whether you're male or female—as long as you can do the job, you're aces in my book."
|November 12, 2012
Emily Ladau '13
College of Arts and Sciences, Honors College, College of Education and Health Sciences, Department of English, Garden City
"Part of advocating for people with any type of disability is being able to teach others what that disability entails, what kind of assistance they need and the laws people should be abiding by."
|October 19, 2012
Rene Wunderlich '12
College of Arts and Sciences, Department of Communications, Garden City
A communications major with a concentration in media studies, Rene chose to transfer to Adelphi because of its location and academic programs.
|October 15, 2012
Christy Denckla, M.A
Derner School of Psychology, Garden City, Day Residue
The recipient of the George Stricker Research Fellowship and elected president of the Society for Personality Assessment Graduate Student Association.
|September 25, 2012
Justin Long-Moton '15
General Studies Learning Community, Garden City, Adelphi Magazine
Won the Brave New Voices Youth Poetry Slam and New York Knicks Poetry Slam.
|August 29, 2012
Ivaylo Ninov '08
Honors College, Robert B. Willumstad School of Business, Garden City, Adelphi Magazine, International
"I always say that if it wasn't for Adelphi, I wouldn't be where I am."
|August 23, 2012
Bradley Simpson '12
Robert B. Willumstad School of Business, Garden City, International
"Coming from a small town to a big city like New York is an opportunity that not many people have."
|May 1, 2012
Anthony Pellicone, Emergency Services Administration Major
College of Professional and Continuing Studies, Hauppauge Education and Conference Center, Garden City, Emergency Services Administration
As a family man and director of emergency services at a hospital, Anthony Pellicone's schedule is hectic.


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The Churchill Arms in Kensington has been hailed as London's most Christmassy pub - it has around 60 Christmas trees and 11,000 lights, at the cost of thirty thousand pounds.
Dan Freedman went to check out the atmosphere on Christmas Eve and spoke to the pub's landlord, Gerry O'Brien.
O'Brien expressed his delight at the popularity of his pub's decorations and explained the effort that went into creating the spectacular lights display.


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Professional Career Opportunities
- The Ohio State University;
- Adelphi University;
- Ross University (Basseterre, Saint Kitts and Nevis);
- University of South Carolina Aiken;
- Saint Lawrence University;
- University of Illinois at Urbana-Champaign;
- New Mexico State;
- Arizona State University;
"…The Head of Acquisitions plays a leading role in the life-cycle management of the Libraries' collections in all formats, directing and advancing a diverse portfolio of related services encompassing purchasing, licensing, facilitating access to licensed content and supporting management of physical collections.
The position manages units that include 2 faculty, 14 staff and approximately 2 FTE student assistants. The Head of Acquisitions has administrative oversight of all acquisitions and licensing processes for materials in all formats along with the accompanying fiscal responsibilities. The Head will work in a highly integrated environment to create and implement innovative approaches to this work. Programs within the department include acquisition of print materials including purchasing for special collections, licensing, purchase and access management for electronic resources, copy cataloging and brief record creation, gift collection processing, and collection maintenance projects…"
"Adelphi University Libraries seeks an Acquisition Strategies Librarian to provide leadership and direction to the Acquisitions unit during a period of transformational change. Because innovation, creativity, and collaboration are central to the Libraries, in our work across the University and with our consortial partners in New York state, we are seeking an individual who embraces these values. The Libraries, located in the New York Metro region, support the teaching and learning mission of our academic community of undergraduate and graduate students, and more than 300 full-time teaching and research faculty…"
"Reporting to the Director of Library Services, the Systems Librarian position provides technical expertise, day-to-day administration, and broad support for traditional and emerging library software solutions and standards. The incumbent will use a variety of technologies, along with excellent communication and interpersonal skills, to provide the best possible experience for library patrons and staff as they seek, access, and maintain the information in our library systems. This will include first-line support as well as maintenance and implementation in a broad range of systems with primary, sustained focus on the integrated library system (EOS International)…"
Serving as part of the campus leadership and reporting directly to the Executive Vice Chancellor for Academic Affairs, the Director is responsible or strategic leadership, administrative management and supervision of the USC Aiken Gregg-Graniteville Library. Specific responsibilities include: working
collaboratively with Library personnel to fulfill the campus' educational and research mission through the provision of library resources/services; directing the Library's long-term and strategic planning; fostering
cooperative relationships with external stakeholders/agencies to enhance resources/services available to the community; keeping abreast of the latest developments in academic libraries and higher education; building/sustaining strategic initiatives; developing and administering the Library's budget and
resources; overseeing the development and performance of library faculty/staff; and sustaining a scholarly and professional record appropriate to appointment at the Associate Professor level or above...
St. Lawrence University seeks a … colleague as our next Science Librarian. Part of the Libraries and Information Technology division and reporting to the Director of Libraries, the Science Librarian oversees the Launders Science Library, supervises the Science Library staff, manages the collections, and provides instruction, reference, and research consultation services for students and faculty in the sciences. The Science Librarian has principal responsibility for outreach to science departments regarding resources, services, and spaces. As a member of the St. Lawrence community dedicated to the promotion of the liberal arts, this individual will work closely with students and faculty in innovative ways that will have an ongoing impact on advancing scientific knowledge across the curriculum…"
"The University of Illinois at Urbana-Champaign seeks a … professional for the position of Researcher Information Systems Coordinator. The successful candidate will shape the development of a set of researcher information systems and related services for the campus. The first in this suite is the Illinois Research Connections (IRC) researcher profiles system, based on the Elsevier Pure/Scival system, and implemented by the University Library in close collaboration with the Office of the Vice Chancellor for Research (OVCR) and college and departmental research officers. Other planned services include the ORCID researcher identifier service, and altmetric as well as emerging research analytics tools. This position is situated within the Library's Office of Research, a growing program of research support and partnership services, and reports to the Associate University Librarian for Research…"
"The New Mexico State University Library at Las Cruces, NM campus seeks candidates for the position of Department Head of Reference and Research Services. Please visit our website for complete job description and application guidelines: https://jobs.nmsu.edu/postings/24552. The online application is the "official" document that will be used to qualify applicants. Paper/email documents will not be accepted. NMSU is an EEO/AA Employer…"
The ASU Libraries invites applications for the position of Metadata Librarian in the Bibliographic & Metadata Services department. The department's six librarians and 21 staff is responsible for managing the Libraries' approximately $11 million collections budget, acquiring materials in all formats, and creating and maintaining metadata to facilitate discovery of library resources. The department, serving ASU libraries on five campuses plus ASU Online, works closely with other library staff on digital initiatives and projects. Primary assignment is to support and improve the ASU Libraries resource discovery services by maintaining and improving the Libraries ability to process and load bibliographic data to the integrated library system (Sierra), and manage and improve resource description activities for special collections resources and Arizona government documents.
The University of Northern Colorado Libraries a … Head of Library Research Services (LRS). Reporting to the Associate Dean, the Head of LRS will provide leadership of the department that supports scholarship across the disciplines and at all levels at UNC, from undergraduates to faculty.
The Head of LRS will use evidence-based decision-making to guide a department of 6 faculty librarians as it fulfils University Libraries objectives; coordinate departmental efforts to support campus research; play a key role in the promotion of the University Libraries institutional repository among campus scholars; foster the ongoing development of the University Libraries scholarly communications program; and contribute to various outreach activities to cultivate campus and community partnerships. The Head of LRS will actively participate in the management of the University Libraries though managers meetings and other committees…"
Tom Gilson. Test Bio


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Fan interaction and a direction connection to your core followers, important? It's number one on the list some may say and it is hard to argue with that even today as we have seen moves such as Nipsey Hussle's Mailbox Money campaigns, Drake surprise release, etc. show just how much it can impact things. Innovation is also key and Raekwon, Ghostface Killah are no strangers in that department as they offer fans mixtape reviews and studio/career advice for a donation to their crowdfunding page. The fan support via donation will assist in the process of creating the 'Purple Files Tape' documentary motivated by the 20th anniversary of the Only Built 4 Cuban Linx project.
That's a pretty great arrangement and don't think that's the only great thing being offered. The two decided to open up more options (including possible Studio Time with Raekwon) with: $20 donation for a 20th Anniversary Purple Tape Sticker, $35 donation for a fan grab bag (stickers, a hat, and a keychain), $50 for a Limited Edition Purple Tape Shirt, $75 donation for a commemorative autographed poster and a lot of other things to reciprocate the love being shown by fans.
This is a perfect opportunity to not only support a great artist but also contribute firsthand to an important documentary for the culture, considering all things these two have accomplished thus far. You can get more details here.


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ebnews thinks that a price war between amd and intel is inevitable. i would concur, but add that it has already started. intel's 1.7ghz pentium 4 showed up today at us$352, which is about 55% less than the originally planned price of $770. even though intel was planning double price cuts in april, their cuts of over 50% across the board on their pentium 4 processors that are expected next weekend are much deeper than the 15-20% cuts they had planned long ago on their roadmaps. the pressure to keep prices low is on. intel wants to push their pentium 4 into the mainstream, and i wouldn't be surprised if there were no desktop tualatin/pentium iii processor at .13 micron production. it makes sense for laptops, but for desktops intel will most probably push forward with the pentium 4 instead. amd has quietly lowered their own prices to far below their price list, with 1.33ghz athlons selling for as low as $215 while the price list on amd's site has them at $350. of course, amd doesn't want to let on that prices are so low or they may have to admit that the war is on, and amd ceo jerry sanders doesn't want to provoke intel any more than they have already. the real secret is that the price war has been on for a while, with amd undercutting their list prices and intel doing the same–but only on their p4 line.
user comments 3 comment(s)
|amd prices/intel prices (5:33pm est mon apr 23 2001)
amd's "official" prices have been a joke for at least a year and a half, so it's not like they're now "starting something new" with their discount policy. intel, on the other hand, only started discounting off their "list" price early this year. it remains to be seen whether these new intel prices will be subject to the discount – which is what it will still require if they want to compete dollar-for-dollar with equivalent-performance athlon cpus. even with a discount, and with their eating prices on the i850 chipsets to get the p4 mobo price down, the cost of rdram still bites them in the ass unless they subsidize it. bottom line – intel has declared a price war with these new prices, and is bleeding red ink at anything approaching "system price" competition, and they will keep on bleeding until their .13 p4 production facility is up and getting good yields. – by rede duh numbahs
|fpfytyemym (9:45am est sun dec 18 2005)
tmwfbrzq6f5puu 8u3kwkjbtqxpu4 nndxef8cxzm – by fpfytyemym
|ds0zzbquva (1:01am est tue dec 27 2005)
ubhaviopmzvvjp y80ffjyu36q0 qg4ltuurd4tq3 – by ds0zzbquva


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Take a hot cake break with your favorite wrestling podcast pals!
We're dishing out delicious hot takes left and right, while also presenting YOU, the listener, with the choice to decide our next Pay-Per-ReView! We've got five options up for consideration. Do no take this responsibility lightly! We're also adding a few more honorable entries to The List. Some of them like to "do it themselves", another likes to "do it dangerous", and the last one like to "do it with a squirting flower lapel".
Join Andy & Erik, just a couple of friends chatting about wrestling. Won't you be our friend?
or Direct Download: Episode 134: The List (#35) Brought to You By Mcdonald's Hot Cakes
0:00 - 15:37: Intros & Hot Takes
17:05 - 30:37: Pay-Per-ReView Picks
31:54 - 54:11: The List (#35)
Remember! We want you, our wrestling friends, to send us feedback on any of the segments we cover. E-mail us at firstname.lastname@example.com or find us on Facebook and Twitter (@wrestle_friends)
Also, subscribe to us on iTunes or find us on Stitcher Smart Radio. While you're there, we'd sure think it sweet of you to leave us a little review. Thanks, friends!


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Who is he?13:50
He is my little friend. I made him with polymer clay and lots of love. He sits in a clay pot and may be accompanied by a plant or some sand.
1 fijne reacties
Awesome! You wouldn't say you need more practice, because I think he's looking pretty good!BeantwoordenVerwijderen


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I love the fact that I can avoid satellite tv costs, subscription services, and download a particular game of my favorite team through ITunes as a podcast! Frankly, there isn't much my pod can't do for me now..... except putting out the trash.
The podwaves are replacing the airwaves with selected dissemination of media content. No longer do I have to purchase the monthly package. I can't possible get my money's worth since I do have to work some times. Now I can pay just for the game of the team of my choice. Ah, the life of a 21st century consumer!


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The Friskies in New York City
Last Tuesday, October 15, Paul and I had the honor of attending The Friskies in New York City. Gracey's video The Tiniest Tiger's Snow Adventure was a finalist in the CatVenture category and we would find out later that night if we would be taking home the golden Catuette.
Early that evening, all the finalists gathered in the hotel lobby and walked a short distance to Arena, the venue for The Friskies. During the cocktail hour from 6:00pm- 7:00 pm, we mingled with the other finalists, chatted about our videos and had our photos taken.
Everyone at Friskies was super nice and made sure all of our needs were met and then some taking very good care of us the entire time. We listened to our instructions on what to do if our video received the most votes. We would be called to the stage to accept the golden Catuette and share a 30 second acceptance speech.
And then I got nervous. I am cat like in the fact that I like to see but not be seen. Heading to the stage gave me the jitters. What if you fall down, what if…what if…. what if.