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Boston Baked Beans
Haricot beans cooked slowly in a mixture of tomato ketchup, mustard, onions, brown sugar and spices.
2 ½ cups dried haricot beans
1 ½ cups chopped onion
5 cups water
½ cup ketchup/ tomato sauce
1/3 cup molasses
1/3 cup brown sugar
1 tsp mustard
1 tsp salt
¼ tsp pepper
Warning: Be careful with beans. Red and white kidney beans contain a toxin which is not destoyed by slow cooking.Method:
Soak the beans overnight. Discard the water. Replace with fresh water. Heat the water until boiling, then boil for 15 minutes. Drain.
Combine beans, onion, and water in slow cooker and stir. Cover and cook on Low for 8-10 hours or on High for 4-5 hours.
Add remaining ingredients, stir well. Cover and cook on high for 2 to 3 hours or on Low for 4 to 6 hours. Serve with baked potatoes and a salad. Can also be served as a breakfast dish.
Serves 6


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* Resignation could mean uncertainty for Catholic Church
* Vatican expects new pope before end of March
* Pressure on cardinals to elect leader from developing world
* Decision leaves close aides "incredulous", tributes pour in (Edits first paragraph)
By Philip Pullella
VATICAN CITY, Feb 11 (Reuters) - Pope Benedict stunned the Roman Catholic Church including his closest advisers on Monday when he announced he would stand down in the first papal abdication in 700 years, saying he no longer had the mental and physical strength to run the Church through a period of major crisis.
Church officials tried to relay a climate of calm confidence in the running of a 2,000-year-old institution but the decision could lead to one of the most uncertain and unstable periods in centuries for a Church besieged by scandal and defections.
Several popes in the past, including Benedict's predecessor John Paul, refrained from stepping down even when severely ill, precisely because of the confusion and division that could be caused by having an "ex-pope" and a reigning pope living at the same time.
This could create a particularly difficult problem if the next pope is a progressive who influences such teachings as the ban on women priests and artificial birth control and its insistence on a celibate priesthood.
The Church has been rocked during Benedict's nearly eight-year papacy by child sexual abuse crises and Muslim anger after the pope compared Islam to violence. Jews were upset over rehabilitation of a Holocaust denier and there was scandal over the leaking of the pope's private papers by his personal butler.
In an announcement read to cardinals in Latin, the universal language of the Church, the 85-year-old said: "Well aware of the seriousness of this act, with full freedom I declare that I renounce the ministry of Bishop of Rome, Successor of St Peter ...
"As from 28 February 2013, at 20:00 hours (1900 GMT) the See of Rome, the See of St. Peter will be vacant and a conclave to elect the new Supreme Pontiff will have to be convoked by those whose competence it is."
At a news conference, chief Vatican spokesman Father Federico Lombardi said the pope did not fear a possible "schism" in the Church, with Catholics owing allegiances to a past and present pope in case of differences on Church teachings.
The pope, known for his conservative doctrine, stepped up the Church's opposition to gay marriage, underscored the Church's resistance to a female priesthood and to embryonic stem cell research.
But Lombardi said Benedict, who is expected to go into isolation for at least a while after his resignation, did not intend to influence the decision of the cardinals who will enter a secret conclave to elect a successor.
A new leader of the world's 1.2 billion Roman Catholics could be elected as soon as Palm Sunday, on March 24, and be ready to take over by Easter a week later, Lombardi said.
He indicated the complex machinery of the process to elect a new pope would move quickly because the Vatican would not have to wait until after the elaborate funeral services for a pope.
The decision shocked many throughout the world, from ordinary believers, to politicians to world religious leaders.
"This is disconcerting, he is leaving his flock," said Alessandra Mussolini, a parliamentarian who is granddaughter of Italy's wartime dictator.
"The pope is not any man. He is the vicar of Christ. He should stay on to the end, go ahead and bear his cross to the end. This is a huge sign of world destabilisation that will weaken the Church."
The announcement even caught the pope's elder brother Georg Ratzinger, off guard, indicating just how well-kept a secret it was. Ratzinger told reporters in Germany that he had been "very surprised" and added: "He alone can evaluate his physical and emotional strength."
Lombardi said Benedict would first go to the papal summer residence south of Rome and then move into a cloistered convent inside the Vatican walls. It was not clear if Benedict would have a public life after he resigns.
The last pope to resign willingly was Celestine V in 1294 after reigning for only five months, his resignation was known as "the great refusal" and was condemned by the poet Dante in the "Divine Comedy". Gregory XII reluctantly abdicated in 1415 to end a dispute with a rival claimant to the papacy.
Lombardi said Benedict's stepping aside showed "great courage". He ruled out any specific illness or depression and said the decision was made in the last few months "without outside pressure".
Joseph Curran, professor of religious studies at Misericordia University in Dallas, Pennsylvania, said the modern medicine prolonging the life of people had posed difficulties for institutions whose leaders usually rule for life.
"His resignation is a tremendous act of humility and generosity," he said. "A man who lives up a position of authority because he can no longer adequately exercise that authority, and does so for the good of the Church, is setting a wonderful example," he said.
But Cardinal Stanislaw Dziwisz, secretary to the late Pope John Paul, who suffered through bad health for the last decade of his life, had a thinly veiled criticism of Benedict. John Paul stayed to the end of his life as he believed "you cannot come down from the cross," Dziwisz told reporters in Poland.
While the pope had slowed down recently - he started using a cane and a wheeled platform to take him up the long aisle in St Peter's Square - he had given no hint recently that he was mulling such a dramatic decision.
Elected in 2005 to succeed the enormously popular John Paul, Benedict never appeared to feel comfortable in a job he said he never wanted. He had wished to retire to his native Germany to pursue his theological writings, something which he will now do from a convent inside the Vatican.
The resignation means that cardinals from around the world will begin arriving in Rome in March and after preliminary meetings, lock themselves in a secret conclave and elect the new pope from among themselves in votes in the Sistine Chapel.
There has been growing pressure on the Church for the cardinals to shun European contenders and choose a pope from the developing world in order to better reflect parts of the globe where most Catholics live and where the Church is growing.
John Paul was only 58 when he was elected in 1978 - 20 years younger than Benedict when he was elected - and some commentators said the resignation would likely convince the cardinals to elect a younger man.
In his announcement, the pope told the cardinals that in order to govern "... both strength of mind and body are necessary, strength which in the last few months, has deteriorated in me to the extent that I have had to recognise my incapacity to adequately fulfil the ministry entrusted to me."
Before he was elected pope, the former Cardinal Joseph Ratzinger, was known by such critical epithets as "God's rottweiler" because of his stern stand on theological issues.
After a few months, he showed his mild side but he never drew the kind of adulation that had marked the 27-year papacy of his predecessor John Paul.
The Archbishop of Canterbury, leader of the worldwide Anglican communion at odds with the Vatican over women priests, said he had learned of the pope's decision with a heavy heart but complete understanding.
German Chancellor Angela Merkel said the pope's decision must be respected if he feels he is too weak to carry out his duties. British Prime Minister David Cameron said: "He will be missed as a spiritual leader to millions."
Elected to the papacy on April 19, 2005, Benedict ruled over a slower-paced, more cerebral and less impulsive Vatican.
But while conservatives cheered him for trying to reaffirm traditional Catholic identity, his critics accused him of turning back the clock on reforms by nearly half a century and hurting dialogue with Muslims, Jews and other Christians.
After appearing uncomfortable in the limelight at the start, he began feeling at home with his new job and showed that he intended to be pope in his way.
Despite great reverence for his charismatic, globe-trotting predecessor — whom he put on the fast track to sainthood and whom he beatified in 2011 — aides said he was determined not to change his quiet manner to imitate John Paul's style.
A quiet, professorial type who relaxed by playing the piano, he showed the gentle side of a man who was the Vatican's chief doctrinal enforcer for nearly a quarter of a century.
The first German pope for some 1,000 years and the second non-Italian in a row, he travelled regularly, making about four foreign trips a year, but never managed to draw the oceanic crowds of his predecessor.
The child abuse scandals hounded most of his papacy. He ordered an official inquiry into abuse in Ireland, which led to the resignation of several bishops.
Scandal from a source much closer to home hit in 2012 when the pontiff's butler, responsible for dressing him and bringing him meals, was found to be the source of leaked documents alleging corruption in the Vatican's business dealings, causing an international furore.
Benedict confronted his own country's past when he visited the Nazi death camp at Auschwitz.
Calling himself "a son of Germany", he prayed and asked why God was silent when 1.5 million victims, most of them Jews, died there during World War Two.
Ratzinger served in the Hitler Youth during World War Two when membership was compulsory. He was never a member of the Nazi party and his family opposed Adolf Hitler's regime. (Additional reporting by James Mackenzie, Barry Moody, Cristiano Corvino, Alexandra Hudson in Berlin, and Dagamara Leszkowixa in Poland; editing by Peter Millership, Ralph Boulton, Janet McBride)

subset: commoncrawl


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Wishing you luck of the Irish!!!
I have to admit St. Patrick's Day is a little lower on our list of holidays to celebrate. Even though we are of Dutch-Irish decent. My children are very random sometimes and they will just bring things up out of the blue. Keep in mind that my children are not 7 and 4 years old, they are 16 and 13. They came to me over the weekend and explained that since St. Patrick's Day was coming up they needed a special treat. While trying to think of something I had on hand and relatively simple…..I came up with this quick treat for my Leprechauns.
This really was a simple treat to put together on such short notice.
I used a name brand cookie mix. We chose chocolate chip walnut.
Since we really like both the black walnuts (from out backyard trees) and chocolate chips, I added a few extra to the recipe.
Scooped them out in to 1 – 1 1/2″ balls and baked them according to package directions.
Now the fun part. I mixed up some buttercream frosting and added some peppermint flavoring and green food coloring.
Here is what we have after mixing and we are ready for assembly. Place a tablespoon (or more if you really have a real sweet tooth) of frosting on a cooled cooked and sandwich together. Nothing to it.
Add a few sprinkles and you have an easy St. Patrick's Day treat on the fly.
What was they easiest treat you made for St. Patrick's Day?


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All you need are a few simple, inexpensive ingredients:
arrowroot powder
Now, you may be asking how this homemade makeup compares to the more expensive natural mineral makeup. Well, it does a fair job of covering and evening out your skin tone, and giving your skin a more matte, smooth appearance. It is also very soft and comfortable, and does better at absorbing oil.
The mineral counterpart is superior in regards to coverage, evening out your skin tone, and giving a smoother appearance. The one I love and have been using for three years now, is Ecoglo Minerals.
I believe that the homemade version is a great affordable alternative for everyday use. Save your pricier makeup for date night with your hubby. Your edible foundation will save you money and make you smell absolutely scrumptious!
Linked up at:
Deep Roots at Home
Free Pretty Things for You
Frugally Sustainable
Homestead Blog Hop
Modest Mom
Raising Homemakers
Wise Woman Builds her Home


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These rooms are down by the pool with an amazing view to the paddy fields. It is a pleasure to wake up with the sunlight and Bali breeze filtering through the wooden slats.The standard rooms have their own showers.View Detail
There are several types of deluxe rooms around the Kebun gardens, reached by paths and steps. The deluxe rooms are large, with double or twin beds, en suite shower rooms and plenty of space to relax, with large terraces where you can sit in the shade and relax. The deluxe rooms showcase our antique teak furniture and collection of artworks.View Detail
The family rooms are built around antique Javanese wooden house frames, and have lots of space for two double beds and a big bathroom. They are near the swimming pool, set in the gardens with views of the rice terraces.View Detail


text: Request a Free Quote Please fill out the form!Company / Organization *Your Name *Email *Phone *Enter your comments below (optional) Product & Services of Interest What product or services are you interested in? (check all that apply)Custom Restorations & Complete RefitsFiberglass Design & ConstructionCarpentryPainting & RefinishingFiberglass & Gelcoat RepairsHard Tops & EnclosuresHull ExtensionsRepairs & Maintenance VerificationPlease enter any two digits *Example: 12This box is for spam protection - please leave it blank: Average price, extraordinary work call today! Standard labor rate $85/hour Request a Free Quote


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596 €
L 90 x H 106 x P 30 cm
max 5 x 60W E27 / 240V
This product is no longer in stock
Availability date:
Chrome metal body. Shade made up from metal frame coated with fabric. Decorative elements composed of grinded crystal octagons. Pendant versions supplied with steel wires adjustable in length with automatic devices.


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Job Duties and Responsibilities
The Activity Security Representative's primary function is to provide multi-disciplined security support to a customer's facility and organization. The position will provide "day-to-day" support for Collateral, Sensitive Compartmented Information (SCI) and Special Access Program (SAP) activities.
Performance shall include:
• Classification reviews of inbound and outbound correspondence
• Assist in the maintenance of a document accountability database and associated correspondence
• Processing inbound and outbound classified mail and receipt records
• Perform destruction of classified materials
• Process magnetic media for accountability
• Reproduction support for classified materials
• Maintain various daily logs for a variety of administrative functions associated with document control
• Assist in the processing of inbound data and outbound data transfer files
• Transfer electronic data files to internal customers
• Maintain an extensive customer database point of contact listing
• Assist with researching, processing, filing, and maintaining inbound and outbound visit notices
• Escort facility visitors and maintains associated logs
• Assist in the preparation of facility access control badges
• Conduct entry and exit inspections
• Assist in the maintenance of facility access control entry systems, to include visitor control
• Perform data entry to the Personnel Access Security System database and maintain all customer sponsored billets and quota information
• Assist in maintaining personnel security files for all personnel of the supported element
• Follow and enforce the customer's Standard Operating Procedures
• Provide support for the security awareness and education programs
• Perform miscellaneous administrative support functions as directed by the contractor site lead and/or the Senior Security Representative
• Review, track, and monitor security clearance processing activities with appropriate government personnel to achieve appropriate clearance actions
• Participate in Air Force SAP security compliance inspections of government organizations and industry
• Implement Top Secret Control for accountable material and associated correspondence
• Prepare and/or process inbound and outbound classified mail, faxes, courier packages and receipts
• Prepare, process, and/or review Program Access Request (PARs) for accuracy and access eligibility
• Execute Special Access Program Nomination Process Questionnaires
• Conduct Defense Central Index of Investigations (DCII), Joint Personnel Access System (JPAS), and SAPNP reviews of candidates being submitted for SAP access
• Perform data entry and record checks in the Air Force Access Data System (AFADS) and maintains all customer sponsored personnel access information current
• Perform indoctrinations
• 3-5 years related experience
• Bachelor's degree or equivalent experience (4 years)
• Must complete the DoD SAPCO approved SAPNP training (if performing personnel security functions)
Security Clearance:
• Current Top Secret Clearance with SCI Eligibility
• Eligibility for access to Special Access Program Information
• Willingness to submit to a Counterintelligence polygraph
• Must be familiar with security policy/manuals and the appropriate DCIDs/JAFANs and other guiding policy documents.
• Must have the ability to work in a dynamic environment and effectively interact with numerous DOD, military/civilian personnel and industry partners
• Working knowledge of Microsoft Office (Word, PowerPoint, and Excel)
• Possess a high degree of originality, creativity, initiative requiring minimal supervision
• Willingness to travel within the organizational geographic Area of Responsibility (AOR) (note - could be extensive, and will include both air and ground transportation)
QualificationsRequires Bachelor's degree or equivalent and two to four years of related experience and ability to obtain a security clearance. Knowledge of DOD, DOE or other industrial security program and in-depth knowledge of the DOD, DOE or other government security regulatory manuals.
DegreesEquivalent Experience/Education
Years of Experience02-04 years w/Bachelors Degree


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The Umbrella Pendant
It will never rain on your design parade with the Umbrella pendant, designed by Monica Förster, amongst your lighting choices. Available in pure white, graphite black and opal green painted acrylic with a matte acrylic diffuser, the top can be ordered fully painted or partially painted, the latter for 30% uplight. The Umbrella is included in our ECCO Collection of Performance-Driven Office + Retail Lighting. ECCO, an acronym for [E]nergy-efficient, [C]ompliant for [C]ommercial [O]rnamentation, is a collection of light fixtures built to enhance the architectural attributes of commercial, office or retail settings.
- Product Name
- Umbrella Pendant
- Manufacturer
- Zero Interior
- Environment
- Indoor
- Shade
- Acrylic
- Cord
- Clear
- Cord Length
- 6 Feet
- Light Source
2G11 Twin Tube 4-Pin4 x 36 Watt
- cUL Certified
- Yes
Download product specification sheet for a full list of available size and lamping options
- Zero Interior Umbrella Black
- Zero Interior Umbrella Green
- Zero Interior Umbrella White
Image Gallery
Monica Förster Design Studio is the visionary playground of the designer of the same name. Based in Stockholm, she grew up near the Arctic Circle in the Northland, which infuses her work with a strong sense of purity of form mixed with an unbounded curiosity for cutting-edge materials and technology. Intermingling the disciplines of industrial, furniture and product design, she counts a storied list of companies as clients—Volvo, Tecno, Alessi, Cappellini, Poltrona Frau, Bernhardt and Whirlpool.
Swedish manufacturer Zero Interior Lighting, whose products Global Lighting distributes in North America, is also one of Förster's collaborators. Her Umbrella pendant is one of the standouts in the ECCO Collection we sell in the U.S. and Canada. Förster has received a number of international awards, such as the "Designer of the Year," and has exhibited in some of the worlds most lauded design institutions, including the Museum of Modern Art in New York City and the Victoria & Albert Museum in London.
The trendsetter's work has been featured in Domus magazine; Dwell magazine; Vanity Fair, Italy; Architectural Digest, Germany; Wallpaper magazine; Architectural Digest, Spain; Elle Interior, Sweden; Elle Decoration, UK; and The New York Times. Her monograph, Lateral Thinking, published in 2013, contains more than 15 years of innovative design. That's considerable creative energy between two covers!
Monica Forster's Umbrella Pendant floats above a table, casting a warm, generous oasis of light for those seated for study or dining. Light and slightly humorous, it evokes the security of an umbrella protecting us from the elements, acting as a metaphor for bringing the outside in. I love the green for that reason. In black, it has a more severe modernist feeling, which is more dramatic, stronger. In white, I imagine the feeling of a cloud "raining" light and warmth. It accomplishes much, having a lean footprint visually in a space. Beautifully designed.


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Got a question? We will try and answer.
We've learned a lot over the years so if you can't find an answer to your question below, just call us on 0808 132 1001 and we'll be happy to help!
Here are the answers to some of your most frequently asked questions…
Q. Do I need a perfect credit history to get a logbook loan?
A. No, each application is treated on its own merits so it is still possible for you to get a loan even if you have had some credit issues in the past.
Q. Can I get my loan today?
A. We pride ourselves on providing logbook loans within 24 hours of application (subject to suitability and affordability) – many loans are actually paid out within 60 minutes of approval.
Q. I'm self-employed...can I still get a loan?
A. Yes. You will need to provide proof of income using either your accounts, recent bank statements or income tax returns.
Q. What age can my car be?
A. Ideally it will be under 10 years old but we can lend against older cars depending on the trade value.
Q. Do you keep my car during the loan?
A. No, you keep, drive and maintain your car as normal, we just hold onto the logbook whilst you are repaying the loan.
Q. Do I need to have a bank account?
Yes. We will transfer your funds directly into your account.
Q. How do I tax my car?
A. You can renew the tax online without the logbook using the DVLA tax reminder, however if you need the vehicle documents just get in touch. Call us on 0808 132 2020.
Q. Can I repay my logbook loan early?
A. Yes. We encourage overpayments where affordable as they can reduce the amount of interest you pay on your loan.
Q. How do I make repayments?
A. You can pay by debit card or pay cash into any branch of NatWest. We can also use CPA's ("Continuous Payment Authorities") but we do not accept payments by credit cards, cheques or direct debit.
Q. What happens if I'm struggling to make a loan payment?
A. If this is the case it is really important that you contact us as soon as possible. The worst thing you can do is ignore the situation. We will do everything we can to help such as discussing options such as payment plans and arrangements (also known as "forbearance options"). We want to help you and repossession of your vehicle is always a last resort.
Q. What is a 'Bill of Sale'?
A. A Bill of Sale is a document we apply for that gives us security over your vehicle. The Bill of Sale is registered with the high courts of London.
Q. What is the FCA?
A. The Financial Conduct Authority (FCA) regulates the financial services industry in the UK. Its aim is to protect consumers, ensure the industry remains stable and promote healthy competition between financial services providers.
Q. What is the CCTA?
A. The CCTA stands for the "Consumer Credit Trade Association". The Consumer Credit Trade Association audits all logbook lenders who sign up to its Code of Practice.


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Fantastic reviews in exactly ten words – no more, no less. 11487 reviews written, 4873 things reviewed…
1 review has been written about this application.
The thuggish lackeys of the Chinese secret police. Yahooligans indeed!
a mediocre application review by SaltireBlue.
TheTenWordReview.com is looked after by Neil Crosby. Page rendered in about 0.01 seconds.


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Reliable Web Hosting helps your web site growing and serves good indicator for Google Ranking. Our web hosting reviews include a variety of hosting packages, free open source applications, free domain, an easy-to-use Website Builder Tool, email, FTP accounts. Our web hosting related advice will you save time and money.
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Improve The Style Of Your Property Using These Useful Tips.
Doing home improvement is a fantastic method to get a lovely home which is fitted to your own personal needs it can also help you to cut costs. It may be difficult to remember all of the little steps involved with redesigning, but this information will help you establish smart working habits.
It's essential to do renovations which increase the value of your residence. Naturally, a design feature that is certainly personal to you is not as likely to feel personal for a person else, and so, it may well deter interested parties from buying your home.
Be certain your air conditioner's filters is kept clean. When the filter is clogged, it is going to force your air condition to work harder and utilize more energy. Additionally, it may hurt the device in the long term. Really look towards changing out of the filter once every month.
Utilize a unique container for any coffee table rather than regular table. An older chest or component of luggage used being a coffee table can be used as storage space. To create some definition in your coffee table, throw some books, magazines and accessories upon it. For a country look arrange teacups with a tablecloth.
Build a visually pleasing bookcase if you use some wallpaper. Make sure you decide on a wallpaper that is certainly visually striking as well as different. Place the wall paper around the back side of the bookshelf, if you put the books into it shows from behind them. Doing this might take your bookcase from a specific thing within your room to the focal point.
Use old two-liter bottles for storage within your kitchen.
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It is essential to talk with everyone inside your family about different emergency plans a long time before a disaster has a chance to strikehardwood floor refinishing Maryland When there is a tragic accident or anything beyond the control, people can usually panic. When you have an effective escape plan into position, people your family will know how to proceed in the event of fire, flood, or other disaster. This helps ensure their safety. Gathering and focus on an agenda on how to deal with most of these situations.
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Evidently Sarah Palin has killed off all the caribou in Alaska, and now she's gunning down reindeer in Florida. She's truly evil. What kind of person kills reindeer? Maybe Real Old man can revive the little guy after the the wind and cold moves on. Got down in the 30's last night and supposed to get in the 20's tonight. That should finish killing off the grass and the landscaping. I'm trying to talk ROM into moving farther south, somewhere cold fronts never reach.
I don't know why but all I want to do when it's cold is eat and watch TV. Which brings me to the subject of cookies.... A friend stopped by yesterday with a plate of an assortment of cookies and one in particular was so freaking good! In fact they were so good ROM and I argued over them. After we'd both had several with our evening coffee, I told ROM we needed to stay out of them (remember how he ravished and devoured the Magic Bars?) It was a short while later we had this exchange...
ROM: I see you eating another cookie. I thought you said we couldn't eat any more cookies tonight.
Me: Nuh uh -am not.
ROM: You are, too!
Me- I'm just looking out at the dead baby reindeer. I think Sarah Palin shot it.
ROM: Don't change the subject...I can see your reflection in the glass! And your hand shoving a cookie in your mouth.
I turn around and show him my empty hands...
Me: See? No cookie!
ROM: Of course there isn't now, you just shoved the rest of it in your mouth and swallowed it. Let me smell your breath. I bet you have cookie breath.
Me: You need to worry more about Palin killing off your livestock than who is or isn't eating cookies.
Anyway, last night my friend e-mailed the recipe to me and I wanted to share it with you all. They are sooo good! Sorry, I don't have any pictures. I really did eat the last two. But it serves ROM right for being such a pig with the Magic Bars. I'm going to make them tomorrow and I'll take pictures then.
1/2 cup butter or margarine, softened
1 cup sugar
1 egg
1/2 cup all-purpose flour
1/4 teaspoon salt
1 cup finely chopped pecans or almonds
confectioners sugar
Preheat oven 350 degrees. In a mixing bowl, cream butter and sugar. Add egg, beat until light and fluffy. Combine flour, cinnamon and salt, add to butter, sugar and egg mixture and beat until smooth. Stir in nuts. Spread into a greased 8-in. square baking pan. Bake at 350 degrees F for 35-40 minutes or until a wooden pick comes out clean. Cut into small bars while warm; roll in confectioners sugar.


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The Oxford Centre for Hindu Studies
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Maura received a BA in Oriental Studies (Sanskrit with Old Iranian). Her main areas of interest include comparative philology, Indo-Iranian languages, epic poetry and Eastern religions.
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The opening of a new round of funding worth over £18 million for Glastir Advanced, the Welsh Government's sustainable land management scheme, has been announced by the Cabinet Secretary for Rural Affairs, Lesley Griffiths.
The money is expected to deliver up to 340 Glastir Advanced contracts in 2018. The expression of interest window will open on 28 February 2017 and close at midnight on 31 March.
In exchange for the funding, farmers are expected to deliver environmental improvements for habitats, species, soil and water.
Ms Griffiths said: "Glastir Advanced is very much at the forefront of delivering the Welsh Government's objectives for the rural environment.
"I encourage farmers and landowners across Wales to find out more information on whether they are eligible to apply for a Glastir Advanced contract and, if they are, to submit an expression of interest before March 31."
The news was welcomed by the Farmers' Union of Wales, but policy officer Charlotte Priddy said farmers need to understand what they sign up to if they choose to take part.
"It is important that farmers fully understand the obligations within their Glastir contracts as even a minor breach can result in a hefty penalty. It is advisable to regularly review the contract to ensure that all the requirements are met", she added.
More information on Glastir Advanced, including expression of interest guidance will be available shortly here.


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On our last day in Canada, we hung out, went fishing, Jim went golfing with his dad again while the girls, kids, and I went out for poutine -- I HAVE to get poutine when I'm in Canada -- we played more cards, and ate more ketchup chips (another Canadian must). It was a nice relaxing Canadian day. Here are the last pics from our trip. It was our last fishing excursion to Romeril's Lake. There are a TON of pics below, because I like them all and couldn't decide which ones to do without.
|Old Chief
|I told Hunty to look for Old Chief, this is what he did.
|Can you see Cammi? She's way over on the other side of the lake fishing.
|Jim and Ross fishing together
The next day Jim, the kids, and I packed up, and drove away from the land of maple leaves, snow, moose, poutine, ketchup chips, and crib -- just to name a few. We, as always, enjoyed our time with family in the Great White North, and hope to go back soon.


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How to dropship from New Zealand using USA suppliers
How to dropship from New Zealand using USA suppliers
Free Member
14 Jul 15
1 Jan 16 07:17:43 am
Can anyone here please share your experience when it come to do dropshipping on eBay outside USA and use USA online retail i.e. Walmart and Lowes and use GSP to ship globally?
I lived in New Zealand and want to do dropship by sourcing my products from USA online retail store such as Walmart,. Home Depot, and Lowes and use GSP to ship it world wide. I have a few problems if I try to approach these method here are the following:
1. Since i am not in the USA the USA retailer sometime won't accept non-USA PayPal or credit card and the only way to get around these is to use the option of purchasing a gift coupon whether that's from the Online Retailer right away or site such as gyft.com. Even so, I kept hearing horror stories that even when you try to purchase gift coupon it only accept USA PayPal/ CC. Some suggestion that I heard from the community is to use VPN to change your online physical address or using google chrome extension like Hola.
Can anyone here confirm if these really actually happen to you when trying to make a purchase and it wont allow you just because you are outside the USA? Can you share the solution other than the above if you have one?
2. Before you can make a purchase on the online shop you first need to create an account and that means you need to state your physical address and if they see you are not from the USA it wont allow you to make any purchase. because many USA online retail only ship domestically
Same question as above any solution to these like buying virtual USA address or something?
3.Is these type of dropshipping technique still reliable or best to use the actual supplier that are wiling to dropship and don't have to face these kind of problem?
4.Is there away to hide the address where the product that i buy it from like Walmart for example? I know the trick on using buy as gift but is this always the case and is it always provide you that option?
5.How much did you resell the product say for example
Product = $100
Shipping = $10
eBay Fee = 10%
PayPal NZ Fee = 4.4% + $0.30
Did you multiply by at least 40% or more? is there any extra fee that i need to include in the calculation?
Site Admin
27 Jul 07
1 Jan 16 07:36:59 pm
Hi Hikaru and welcome to the forum,
I don't DS internationally myself, but I can assist to a certain degree.
Paypal and credit cards, Visa and Mastercard, are all international payment options. It doesn't matter if you were visiting the US or not, if the retailer accepts these types of payments, then you should have no issue at all using either to process your payment.
Now this is a problem area, many retailers will not send internationally, however you can use freight forwarding companies such as
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as a solution. These companies provide you with a US address, so you have a registered US address where you can have your items sent and then on-sent to you.
The thing to bare in mind here is the added expense. It might be a good option when purchasing for yourself, however when you are trying to make margin on a DS product, then this is an added cost to you. So any margin you may have in the purchase can be eaten up by using the freight forwarding company.
That's something you really need to carefully examine.
The best supplier's to use
Well that comes down to where you can get the best possible deal for yourself. If you can use someone like a Walmart as you plan to, combine that with a freight forwarder and still get a better deal than a direct dropshipper can offer you, then go for it. This really comes down to researching both models so you fully educate yourself on the best option before moving forward with either one.
Hiding the address
This is a problem dealing with a non-dropshipper. Chances are that, even if you can convince them to blind ship (send you the invoice separately, not include it with the packaging itself) the packaging or item will have some branding on it somewhere.
Question 5
Well this one I can't help with as it requires personal experience to answer. That said, you should be able to work out this equation accurately enough through researching both options, then comparing your costs against wheat others in your market are selling for.
What you do need to be aware of when comparing is any import taxes that will be applicable. Now they are not your problem to pay, they are applicable to the buyer, but you need to have them in your calculations when researching your competition.
For example, you find one seller selling an item for 69,99, you find that you can dropship the same for 59.99. That looks fine on paper, but is the seller sending nationally where by there are no import duties applicable to them, but will be to yours?
Yous see, the customer will be taking that into consideration, because they will know that although your product is $10.00 cheaper at lit price, they will then have to pay duty on it, where as they won't with the other one, meaning that the other one may end up being cheaper in total.
So it's those types of things that you need to carefully calculate when doing your research to make sure you are REALLY competitive.
Mark (fudjj)
Community Manager
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Free Member
14 Jul 15
1 Jan 16 08:36:31 pm
Hi i am actually want to utilize the power of GSP or Global Shipping Program of Ebay for international shipping since GSP only allow products to be send using their service if it physically located within USA. So like you said if i combine it with freight forward to do DS i dont think i can make any profit with it since i send individual items and not bulk. It would be great though if i buy from wholesale and combine it with FF say from China to the USA.
Even if i try to make attempt to purchase the products by using non USA paypal/ CC they wont allow it because they not ship internationally only within USA address only. But if i send the products from Home Depo or Wallmart to GSP i can because its still within the USA address. I am not sure if i can send the products to USA FF address maybe i can but again GSP provide free international shipping but not for FF.
Site Admin
27 Jul 07
3 Jan 16 01:20:21 am
Yes, wholesale would definitely be better option for freight forwarding. However, most wholesaler's will in fact ship international and even if they don't, it's easy enough to get your load transported to a shipping company and get them to ship for you. So there really isn't any need to work with a freight forwarder in that case.
In NZ, you could use Taurus Logistics to ship wholesale lots for you. You'll be able to get a consolidated load to NZ (shared space in a container)
You're right with the address. Paying by credit card or PayPal isn't the problem, it's the international shipping that is the problem where the supplier doesn't provide it. Yes, there should be no problems in having US suppliers ship to GSP or any other US Freight forwarder, which ever you prefer. However, if GSP offers you free shipping, then they have to be the better option
Mark (fudjj)
Community Manager
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Free Member
14 Jul 15
3 Jan 16 03:56:50 am
1.So my question now is if i go to wholesale way and not DS that means first i need to buy the bulk and send it to where i lived which is NZ home address and store the product in my own garage. Than when the customer from Ebay buy my product i can just use simple shipping such as Fedex. DHL or UPS. Did i get the whole process right?. So what happen if you dont have enough space to store the product that you just bought from the supplier?. Can the WS actually store it for you in their own warehouse without charge?
2. So there is no where for me to store the goods in the USA warehouse such as Amazon FBA that way i wont have to pay double ship and it also help to automated the purchase and fulfillment and customer service. Maybe there is an option to rent the space for storage overseas but will that be convenient when you first start as it will cost alot of money for monthly storage fee? .
3.When you are doing WS that means your option of products that you can list on ebay is limited to just 1 or 2 compare to DS where you can list as much as you can to experiment which product that sell well is that right?. So how do you make sure that product that you pick to source from WS will be the product that people want to buy?. So its in the end its all about market research before attempt to buy bulk just like when you try to do private label?
4.In alibaba you can ask for sample to test the quality of the product before ordering high MOQ but how about when you are doing WS can you do the same? Is there any different between piggyback and WS from China like alibaba?. In the end its all about order in MOQ even when you are doing private label it also had its own MOQ but you can slap your own brand on it on the generic product.
5.Its WS means you buying a BRAND name and not a generic product in bulk with resell right without getting into lawsuit?. So if i buy kitchen utensil which is very generic and not dominate by brand name. What is the different than between going to alibaba and order that similar generic product. but still give you the option to put your own logo compare to WS where they only provide cheap price base on your MOQ and they give you the limitation on how much the minimum that you can sell base on MSRB?. If i buy many kind of generic product from alibaba they never require you for your resell licence or business entity. So what makes the different or benefit than between piggyback on alibaba and buying bulk from WS?
Site Admin
27 Jul 07
4 Jan 16 08:17:23 pm
Yep, if you purchase in wholesale you will need to store it somewhere, so if you have the space at home to do so, it's the most convenient and cost effective way. Once you make a sale, you pack the item and use whatever shipping method you want to go with. Everything from post to courier is an option for you, just depending on the dimensions of the item and the speed and which delivery is promised.
Wholesaler won't store products for you, that's essentially what a dropshipper does and there is the big difference between them. With a wholesaler, you have to buy in volume and have the order all sent together to a single address. That of course gives you storage problems and no guarantee of selling all the items you've purchased, but you get the benefit of getting the best possible price.
A dropshipper holds the stock and then sends it order by order to your designated address, so you don't have storage problems and there is no risk of having stock left over that you can't sell. But of course you pay them for that level of convenience and service, so you don't get the same discount as you do with a wholesale order, less discount equals less profit potential.
So you have to weigh up the pros and cons to each supply model to see which best suits you.
Storage space. no matter where it is, will cost you money. There is no way getting around that and then when you add a fulfillment service in (someone unpacking, repacking and distributing) for you, then you have that cost on top of your basic warehousing fees.
It's true, buying in wholesale will limit the amount of products you can list on eBay because you will have to purchase X amount of the one item to secure the best price. You could of course consider both wholesale and dropshipping by using dropshipping to add to your WS listings to give yourself a larger stock profile.
Regarding test batches, one word of advice I would say in relation to test batches is to not be all your confidence in one batch. Try to keep your MOQ (initial minimum order quantity) as low as possible, even if you're happy with a test batch. You need to see how the product stacks up over multiple sales to really identify any issues.
What, if any are the problems being reported. How many, if any, need returning for replacement or refund and how well the supplier responds to you concerns about and products. These are things that will never show up in a test batch. Yes, you might get 6 good units and then make a large purchase and find that you're getting a return per every 3 sold.
Yes, getting a test batch is always a good idea, but it's also a good idea to remain cautious until you know the product and service inside out yourself and that only comes from longer term sales, not from any test batch.
You can buy anything wholesale pretty much, both branded and non-branded items. Wholesale essentially means (buying in volume) where as Dropshipping means (buying in single item only) When dealing with a wholesaler or dropshipper with branded (licenced) products, you cover yourself upfront by asking for "proof of authenticity documentation" from the supplier, if a supplier can't do that, then don't purchase. If you are talking about buying branded items from a Chinese supplier, either WS or DS, my advice would be NOT TO DO IT.
If you want to buy wholesale from China, you can also use a sourcing company like IMEX
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They are a Chinese sourcing agent, so they can validate suppliers for you.
It's important to understand what Alibaba is, it's not a supplier in itself. It's a directory of independent suppliers. Each supplier there works on their own terms, they don't work for Alibaba itself. All Alibaba does is advertise their business's in their online directory essentially.
Have you considered liquidated (surplus) stock?
Mark (fudjj)
Community Manager
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Free Member
21 Nov 16
30 Nov 16 03:17:49 am
Hi Hikaru,
I am in the same situation as you now. I am planning to dropship in the US using Homedepot as a source, just don't know how to get around the payment option with them and how to use GSP if you are not living in the State. If you have solved all of this problem, please help me!!!
Thank you
Full Member
11 Dec 17
15 Aug 18 08:38:35 am
what are authorized items to iport in the USA via dropshipping?
For example in NZ items with wood, plants, catnip and co are not allow if you have a pet supplies shop, are there in the US as well such restrictions?
I have a llc in the USA via aliexpress but search via salehoo some dropshipper in the USA.
Site Admin
27 Jul 07
17 Aug 18 12:37:49 am
That's a question that is probably best directed to US Quarantine themselves, they would certainly be in the best position to provide you with up to date accurate information.
Mark (fudjj)
Community Manager
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Water Damage
This is one of the most common jobs we encounter. Plumbing line breaks, sump pump malfunctions, water heater breakdowns, or sprinkler systems going off are some of the most common things we see.
No matter the cause, we know the importance of acting fast to dry and protect as much of your property as we can, and to minimize any damage to sub flooring and other structures.
When we arrive, we'll do a walkthrough with you to see what's been affected, and note any places the water may have migrated, such as under drywall, into basements, or beneath floor coverings.
Simply setting up machines to dry your property isn't enough. We'll map out the damaged areas and record moisture readings on all of the affected materials and areas. We'll then check these as we work, to make sure that we dry your house or business to normal moisture levels.
Area rugs will be taken to our warehouse for special care. They need to be dried carefully to minimize bleeding of colors and discoloration. Your rugs will be dried, cleaned and returned to you after your house has been fully dried. Furniture will be assessed on a case-by-case basis to see if it can be dried and restored.
- Inspection and evaluation of your home. We'll walk through to see how bad the water damage is and formulate a plan to dry and protect what's there.
- We explain what we need to do in what order, and why it's important. We'll also explain how long it will take us to restore your home to pre-water conditions.
- Moisture measurements will be taken to see how wet affected areas are, including carpets, drywall, and subflooring. These will be done throughout the process, so that you know when your property is dry again.
- We can offer Pack Out Services, which means moving items such as area rugs and drying them carefully in our warehouse to ensure they're safely dried.
- We can work directly with your insurance company, so you don't have to worry about billing or submission of paperwork.
- We can store, clean, and deodorizing items as needed.
- We'll move any removed items back into your home for you.
FAQs: Water Damage Restoration
Here are some common questions and their answers that we receive when working with our customers.
Question: How long will it take my property to dry?
Answer: In short, it depends. While there are no rules to determine how long your property will take to dry, we can tell you it may take between three to five days or more, depending on the conditions.
This is determined by a combination of factors including the location, duration and source of water, the types of building materials, weather conditions, and how quickly emergency services begin. Through consistent monitoring and evaluation of the drying process, we can determine when the drying is complete. Your carpet may feel dry to the touch, but padding and sub-floors may still be wet underneath.
Question: Will turning up the heat help dry things out?
Answer: Not necessarily. We will adjust the temperature to its optimum setting for the proper drying conditions. Please do not change the setting or shut off the system without asking us if this will help or hurt the drying process.
Question: Is all the drying equipment expensive to run?
Answer: Based on average electrical rates, it may cost about one dollar per day per piece of drying equipment to operate. Actual rates can vary depending on current rates from your local electricity provider.
Question: Can my carpet be restored or will it have to be replaced?
Answer: A few reasons your carpet may not be salvageable:
- Delamination (occurs when backing separates from the carpet fiber)
- Loss of adhesion (may be caused by prolonged exposure to water or age of the carpet)
- Permanent stains
- Carpet covers wood flooring (to salvage the wood flooring)
- Sewage contamination
Question: My wood floors are wet and buckling. Will they have to be replaced?
Answer: It depends. Our equipment is specially made to help floors get back into their original shape, but it may take up to 5 days to see how bad the damage is. We employ specialized drying systems and dehumidifiers that enable us to create an environment where wood floors can dry more efficiently.
Many wood floors do, in fact, return to their original shape. However, each flooring system is unique, and we will need to closely monitor the moisture content to determine if restoration is possible.
We'll work with you and your insurance adjustor to make a final decision.
Question: What about wet furniture?
Answer: The extent of damage and the construction of the furniture will determine if your furniture can be restored. It must be dried before damage can be assessed. Non-salvageable furniture will be documented for you and if any items need to be discarded, a customer release form will need to be signed, and we can then dispose of it for you.
Question: There's a strange smell in the house. Is it permanent?
Answer: Most times it is not. It is not unusual to smell odors during the drying process. Increased heat and humidity can also lead to increased odors that may be coming from the floors, walls, and carpets. As the drying process continues and the humidity levels drop, you'll notice these odors disappearing on their own. Deodorizers are often used to minimize these effects as well.
Question: Does everything need to be moved out during restoration?
Answer: Not usually. If items need to be moved out, we will let you know in advance and coordinate with your insurance as needed.
Question: My ceilings are wet. What needs to be done?
Answer: Our technicians will evaluate moisture, determine the severity of the damage and may have to remove some of your ceiling for ventilation. Wet insulation can also be a hazard and may need to be removed.
Question: Should I open the windows to help the drying process?
Answer: Opening your windows during the drying process is not always recommended. Outside weather conditions may vary, so the technician will determine when and if the outside air is appropriate.
Question: Can I walk on the area during the drying process?
Answer: It is strongly suggested that you keep the traffic to a minimum. Wear shoes for your safety.
Question: What about sewage contamination?
Answer: Hard surfaces can be cleaned and sanitized. Affected items that cannot be sanitized require disposal. Porous materials such as drywall, ceiling tiles, insulation, particleboard, paneling, etc. that have been directly affected should be removed during the emergency service visit.
Question: Who is responsible for paying for the service?
Answer: Ultimately you, the property owner, are responsible for payment. We can help you navigate this process, and explain what's happening, what the cost will be, and how your insurance or mortgage company will help. We also usually work directly with your insurance, so you won't have the hassle of working with them and with us at the same time.
If this is an insurance claim, ServiceMaster Restore generally collects only the deductible amount and bills the balance to your insurance provider as a service to you. If your claim is not covered or you decide not to file a claim, we will bill you directly.


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Standard Operating Procedures are common place in the business and military world. They are required in order to be have an efficient organization. In education, they are usually called rules but have the same purpose. The difference is, rules are often pre-determined by the teacher or administration and stay the same year round. They are usually listed on a cute laminated poster on the wall where they are never revisited or looked at again all year. This is where the "rules" change in a Personalized Learning Classroom!
As adults, we know we have to follow certain rules in different environments whether we like them or not. Sometimes, a few of our more vocal adults will attempt to change those rules. This isn't always taken lightly by the creator of such rules. Well, imagine if the rules were presented and those same adults were asked to give feedback based on what they liked, didn't like and suggestion where welcome on how to change them.
That is what makes us feel important and often helps us feel more inclined to follow the rules because we were a part of the process to create them.
Now, think about kids...all they want to do in school is have fun and make new friends. If they learn along the way, that's great too! This is why we must have Standard Operating Procedures in the classroom for the different activities our students will participate in during the day. When students are a part of the creation of the culture and climate of their classroom, they will take ownership and become more self motivated.
So, how do we get the students involved in the process of creating these "S.O.P's"?
Although you will probably need to have some pre-determined S.O.P's with school wide procedures (hallway, bathroom, lunchroom,etc.), you can begin your class S.O.P's with guiding questions like "What steps should we take to go from our whole group activities to a small group?"
Once you pose the questions, you can have students give ideas in partners, small groups with a "team leader" as the spokes person, raising hands, etc.
The teacher can then compile the ideas in a checklist or decision-making chart (flow charts with yes or no directions).
As the year goes on, you can "retire" charts once they are mastered. You could make a place in the room to hang mastered S.O.P's in case you need to revisit them. Since space is often too tight to have all your S.O.P's visible at all times, this may be necessary. You can also change them if you see that they are missing a step or add new ones as new routines are introduced.
These are to help your class run efficiently, so check and adjust often and as needed. Once you start this process you may even hear students say, "Mrs.__, I think we need an S.O.P for __!" when they see a routine that just isn't running smoothly. That shows they know WHY Standard Operating Procedures are implemented and they will take ownership in their Personalized Learning Classroom environment!
Good luck! If you want to know more, check back soon for more posts and see the links below for more resources.
http://ipersonalizelearning.blogspot.com/ *A personal blog by one of our CCSD teachers with great visuals of SOP's!


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Who We Are
Women in Music believes that the conversation around equality is an inclusive discussion where all voices are welcome. Our members are women at all stages in their careers — from students to seasoned industry veterans — and men who support our cause. We are record label executives, artist managers, songwriters, musicians, attorneys, recording engineers, agents, publicists, studio owners, music publishers, online and traditional marketers and more.


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How To Get Your Dream Car From Salvage Cars Auction?
The idea of buying a vehicle at a salvage cars auction can seem almost crazy. Who would want to get their next auto from a place that sells wrecks? But in fact, this can be the best way to get a vehicle which would otherwise be too expensive, and even get a dream car which would be completely out of reach for most people's budget. The salvage auto might not even be too badly damaged, internally, so the external parts can be beaten out to repair the vehicle and restore it to its former beauty.
An online salvage car auction is the ideal place for beginners to start learning about the salvage vehicle trade. Many traders use these sites as a place to sell used car which they do not want to repair. While it might not be cost-effective for them to fix it up, for the new owner, with no intentions of selling it on, it can be "a dream come true". There are plenty of pricey cars being sold at salvage cars auction sites, either because they have been scrapped, or because they have been sold illegally and then seized by the police.
For those who have experience with fixing old cars, or who are quite handy with a wrench and a welder, these auctions offer the perfect location to find repairable salvage cars which can be fixed easily. Not only that, but once the main body of the car has been bought, it is possible to buy even more badly damaged vehicles, and use the auto parts to repair the first vehicle. This sounds like building a Lego model of the dream car, but can be the best alternative to purchasing used cars online.
The salvage cars auction can be a great place for anyone looking for a reasonably-priced vehicle, as long as they are not afraid to put in a little bit of hard work. Buying a damaged car, and taking it apart to repair the broken pieces, can also be a way of increasing earnings, as long as the neighbors don't mind a broken vehicle sitting on the driveway while the parts are assembled. Most experienced car repair mechanics make a second career out of fixing damaged vehicles and then re-selling them, and they often get good prices for second-hand vehicles like this.
The main reason why salvage vehicle auctions have become so popular is the fact that ordinary members of the public can purchase their dream car for a reasonable price. Many salvage cars for sale are of recent vintage, or of good quality. If the buyer is unsure about repairing the vehicle on their own, they might speak to a mechanic friend, and have them join them at the sale. They might also consider buying an already-repaired car from an experienced company, who have done the hard work of buying and fixing the car, and are now preparing to sell it on again for a profit. These cars will still be cheap, but they can also be reliable and fixed to a high standard.


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As a location, the moon of IIo is home to a plethora of creatures, including: lycanthropes, lunar dragons, lunar dwarves, and many others. The moon of today is the combination of the primordial moon of IIo and the leftover remnants of the Comet: a situation which has far-reaching effects even today.
War of the Ages > Places & Locations >


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Win passes to a January 23 pre-release screening ofPina
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at Sundance Cinemas in Houston. Director Wim Wenders shot the film in 3D, which is a look at the life of legendary choreographer Pina Bausch, her innovative work and her work with the Tanztheater Wuppertal Ensemble.
A couple of housekeeping things. Please don't enter if you can't attend the screening at Sundance Cinemas in Houston. Please arrive early, since your pass does not necessarily guarantee you a seat. If you're fashionably late, you'll be fashionably standing out in the lobby.
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For more swag, passes and give-aways, visit us online or pick up the latest issue of the Houston Press.


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Working within the Federal Reserve System, the New York Fed implements monetary policy, supervises and regulates financial institutions and helps maintain the nation's payment systems.
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As part of our core mission, we supervise and regulate financial institutions in the Second District. Our primary objective is to maintain a safe and competitive U.S. and global banking system.
The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
Need to file a report with the New York Fed? Here are all of the forms, instructions and other information related to regulatory and statistical reporting in one spot.
The New York Fed works to protect consumers as well as provides information and resources on how to avoid and report specific scams.
The Federal Reserve Bank of New York works to promote sound and well-functioning financial systems and markets through its provision of industry and payment services, advancement of infrastructure reform in key markets and training and educational support to international institutions.
The New York Fed provides a wide range of payment services for financial institutions and the U.S. government.
The New York Fed offers the Central Banking Seminar and several specialized courses for central bankers and financial supervisors.
The New York Fed has been working with tri-party repo market participants to make changes to improve the resiliency of the market to financial stress.
The New York Fed engages with individuals, households and businesses in the Second District and maintains an active dialogue in the region. The Bank gathers and shares regional economic intelligence to inform our community and policy makers, and promotes sound financial and economic decisions through community development and education programs.
The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
The College Fed Challenge is a team competition for undergraduates inspired by the working of the Federal Open Market Committee.
The Community Credit interactive highlights credit conditions, including measures of credit inclusion and stress, at the national, state and county levels.
|The Federal Reserve Bank of New York offers a comprehensive benefits package. Our health, financial and lifestyle benefits are competitive with those of top employers across the country.
The Federal Reserve Bank of New York provides employees with financial benefits that include retirement plans, travel and life insurance policies, transportation assistance and more.
Thrift Plan
Retirement Plan
Commutation Reimbursement
Financial Planning
529 College Savings
Group Legal Services
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Recreational Vehicle Service Technician
So, you think you might want to be a Recreational Vehicle Service Technician?
Like cruising on the open road? How about a career as a Recreational Vehicle Service Technician?
Job Description
RV Service Technicians work on systems and components of recreational vehicles, including electrical components, plumbing, propane gas components, appliances, exterior and interior components, structural frames and towing systems. They diagnose, repair, replace, install, adjust, test, maintain and modify these components and systems. They may also perform maintenance and repairs on trailer frames, undercarriage and suspension. They must be knowledgeable about each system's function and the interaction among various systems. However, it is important to note that they do not work on the motor or drive train components.
If you want to be a RV Service Technician, you will work in BC's Transportation Sector. They are typically employed at RV dealerships, independent RV repair shops, RV manufacturers and may also be self employed. RV Service Technicians may work at indoor shops and outdoors at RV sites.
Look below to find out which sectors of BC's economy you can work in if you pursue this trade.
Red Seal Trade
Salary & Job Information
For more information on how much RV Service Technicians make, the expected number of future job openings and where the jobs are, as well as current workforce opportunities specifically for this trade, visit the Work BC Career Profile here.


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Author: lohlker
New Text Out
Doxing UCC
Hacking & Diversity
There are several ways to talk about hacking:
Very interesting tweets. Worth reading! But you have to know French…
Back on the track
Due to a lot of work I skipped blogging here.
But now:
Mixed Postings, a lot of technical advice, activities, and how to earn money…
New Jobs on the Block
Fully rehabilitated?
Jailed Colombian Hacker vs. ISIS
Turkish nationalists vs. Qatar National Bank
A quite unusual cyber frontier:
Anonymous vs. ISIS
#OpISIS is one of the most interesting attempts to counter ISIS accounts technically – unfortunately ISIS will not disappear when the ISIS presence on the Web is gone, fighting ISIS ideology/theology will remain important. OpISIS published a list of websites hosted by providers like and others worldwide, exposing the negligence of the companies – or their interest in easy profit: Islamic State Website Hosting Company Archive
A list of 25.000 Twitter accounts related to ISIS has been released by another hacker by a counter-terrorist acrivist. The operations against the accounts identified can be followed, e. g., on Lucky Troll Club. If you are interest in a how-to guide by Anonymous, there are informations. And a crowdfunding campaign has started to supported these activities.
To follow the operations look at GhostSec or follow CtrSec at Twitter.
Why is this interesting for a blog focussing on Arab hackers? Ghostsec etc. are looking for Arab speaking speacilising to verify their findings of Arab language websites, the center of ISIS online activity.
Ghostsec has now: Target Websites down 119 and Target Accounts down 15,420.


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Learn how MIE is working towards becoming a centre of global consequence in teaching and research in the field of education
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MIE undertakes to perform its responsibilities under the legislation in accordance with the eight data protection principles outline in the Acts as follows.
MIE obtains and processes personal information fairly and in accordance with its statutory and other legal obligations
MIE keeps personal data for purposes that are specific, lawful and clearly stated. Personal data will only be processed in a manner compatible with these purposes
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This policy will be reviewed regularly in light of any legislative or other relevant indications.


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Berkleemusic.com Get Schooled Giveaway Redux
Enter To Win a Music Scholarship From Berkleemusic.com, the Online Extension School of Berklee College of Music.
Take your music skills to the next level with a scholarship to the largest online music school in the world. Berkleemusic, the online extension school of Berklee College of Music, is awarding one lucky winner a scholarship for a 6-month, 3-course Specialist Certificate of his/her choice. In addition to certificate programs in guitar, songwriting, theory & arranging, and music business, Berkleemusic also offers four music production focused programs designed to help you create great-sounding recordings through the study of the latest software technologies and Berklee's renowned mixing, mastering, and production techniques. Become a truly great producer/engineer with the faculty of Berklee College of Music -from anywhere in the world.
Official Rules:
1. To enter: You may enter by printing your name and address on a postcard and mailing it to EQ / Berkleemusic Get Schooled Giveaway Redux, P.O Box 369, Vandalia OH 45377-0369. Alternatively, you may enter online at www.eqmag.com beginning approximately November 23, 2005. Entries must be received by December 22, 2005. Enter as often as you wish (as often as once per day online), but each entry must be separately postmarked. Copies, mechanically reproduced, or automated entries, and computer-aided or computer-generated script entries will not be eligible and are void. The sponsor of this game is CMP Entertainment Media, Inc. ("Sponsor"), and such Sponsor is not responsible for printing or typographical errors in any sweepstakes – related materials, late, lost, or misdirected mail or transactions that are lost, fail to be entered into the processing system or are processed or transmitted late.
2. Sweepstakes Drawing: The winner will be drawn at random on or about January 23, 2006. Odds of winning each prize depend on the number of eligible entries received. Your purchase of a product or service from the Sponsor or the prize manufacturers will not increase your chances of winning a prize.
3. Eligibility: Game is open to all legal residents of the United States and Canada (other than the residents of Puerto Rico and the province of Quebec), except for the employees and immediate family (spouses and parents, siblings, children and each of their spouses) of Sponsor, the prize manufacturers, and each of their affiliates, subsidiaries, advertising agencies, and any other company involved with the design, production, execution or distribution of the sweepstakes drawings. In order to win a prize, residents of Canada will be required to answer correctly a time limited mathematical skill testing question to be administered via telephone.
4. Release: Winner releases the Sponsor, the prize manufacturers, and each of their parents, subsidiaries, affiliates, officers, directors, agents, and employees from any responsibility or liability in connection with any loss, accident, or death incurred in connection with the use of the prizes won in the giveaway. The winner hereby consents to the use of his or her name and/or likeness by the Sponsor for advertising purposes without additional compensation unless prohibited by law. The verified prize winner and/or prize winner's parent or legal guardian will be required to sign and return to Sponsor, within ten days of receipt, an Affidavit of Eligibility and a Publicity/Liability Release unless prohibited by law. Failure to comply may result in disqualification and the selection of an alternate winner. All prizes for the game are donated by third parties. The game is not meant to convey any endorsement of any product or service, nor does a third party's donation of any prize have any influence on Sponsor's editorial coverage.
5. Taxes: Any tax liabilities are solely the responsibility of the winner and the winner will be required to provide his or her social security number or tax payer identification number for tax purposes. All federal, state, local, municipal, and provincial laws and regulations apply.
6. General: Sponsor shall be deemed sole interpreter of the rules and conditions. By participating, entrants acknowledge and agree to be bound by these rules and that the decisions of the Sponsor are final. Sweepstakes is void where prohibited by law. Prize components are not exchangeable, transferable or redeemable for cash. Prices shown are estimated retail prices, and actual prices may vary. SPONSOR DOES NOT MAKE AND IS NOT RESPONSIBLE FOR ANY WARRANTIES (INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY OR OF FITNESS FOR A PARTICULAR PURPOSE) OR ANY GUARANTEE WITH REGARDS TO ANY PRIZE OR PORTION THEREOF. All sweepstakes entries become the property of the Sponsor and will not be returned. In the event of unavailability of stated prize(s) or component(s) thereof, Sponsor reserves the right to substitute item(s) of comparable value. Sponsor reserves the right, in its sole discretion, to cancel, terminate or suspend the Internet portion of this giveaway should virus, bugs, non-authorized human intervention or other causes beyond its control corrupt or affect the administration, security, fairness or proper play of the giveaway. In such cases, Sponsor reserves the right to select the winner from mail-in entries only.
7. Winner's List: To obtain the name of the prize winner, send a self-addressed, stamped envelope to "Winner", EQ / Berkleemusic Get Schooled Giveaway Redux, Music Player Network, 2800 Campus Drive, San Mateo, CA 94403, USA, by July 1, 2006.


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The Michigan Wolverines held their annual College Practice Camp on Saturday afternoon at the Crisler Center and as excepted, they drew an impressive group of talent including rising star Baldwin (Mich.) 2015 guard Brandon Childress. With multiple offers from schools in the ACC, Big Ten, Big 12, and Ivy League, Childress clearly walked in with one of more impressive resumes and he reportedly backed it up with his great play on the court.
MUST READ: Michigan State adds high-scoring West Virginia transfer Eron Harris
Steve Bell of BankHoops.com described Childress as the Class D torch-bearer, who hit up Ann Arbor with a fresh haircut, and an all business type attitude.
"He was aggressive and assertive, beating defenders from all three levels. Rebounded, defended, passed it. Athleticism, his separation and rise, will allow him to be a college wing guard at 6-3." – Steve Bell of BankHoops.com
Keep in mind that Steve Bell isn't the only one who is excited about Childress's performance at the Michigan camp, Childress, himself also feels he performed well.
"I feel like I showed everyone in attendance that I could play at high level with the 'top competition,' so to speak." Childress said. "Every time I step on the court, I have chip on my shoulder, because there is always some talk that I can't play high level division one basketball because I come from a small school and I don't always get a chance to face the 'top competition' in the state on a regular basis."
"At the Michigan camp, I feel like I was able to break down some of those barriers. I played well in the 3 on 3 sessions as well as on the 5 on 5 sessions. I was able to show my versatility and ability to score but more importantly, I was able to show my ability to create for others and play lock-down defense. After the camp, I spoke briefly with Michigan assistant coach Bacari Alexander and he mentioned how I much I had improved since last year. Last night I received news that I made the Michigan All-Camp Team, which means I was one of the seven guys out of everyone there who stood out the most and really performed."
Although Childress didn't walk away with an offer from Michigan, he feels that it's possibility that he could receive an offer in the future.
"I feel like Michigan could possibly offer. " Childress replied. "However, if I don't receive an offer from Michigan, then so be it. No matter what, I will still continue to grind and work hard. At the end of the day, I appreciate every college program that takes an interest in me and offers me a scholarship to play for their school and gain a free education and my degree."
As I mentioned earlier, Childress certainly doesn't have a shortage of offers. As of right now, Childress holds offers from West Virginia, Penn State, Rice, Boston College, Rhode Island, Dartmouth, Central Michigan, Yale, Kent State, North Florida and UC Davis.
While Childress says he appreciates each offer, he says there are five schools in particular that he is really high on right now.
"Right now, I'm really high on West Virginia, Penn State, Boston College, Rhode Island and UC Davis." Childress said. "All five schools, come from great competitive basketball conferences, they all have great coaching staffs but most importantly, they all have great academic programs and high graduation success rates."
Childress added that he plans to visit both Boston College and Penn State in about two weeks.
Written by LBeasley (Lauren Beasley), Sports Contributor for Radio One Detroit
Celebrating Black Tony Award Winners
Celebrating Black Tony Award Winners
1. Hinton Battle - Three-Timee Tony Award Winner1 of 27
2. George C. Wolfe (as Director) - Two-Time Tony Award Winner2 of 27
3. Bill T. Jones - Two-Time Tony Award Winner3 of 27
4. Lorraine Hansberry, Playwright4 of 27
5. Joseph A. Walker, Playwright5 of 27
6. LaChanze6 of 27
7. Leslie Uggams7 of 27
8. Brian Stokes Mitchell8 of 27
9. Ben Harney9 of 27
10. Virginia Capers10 of 27
11. Billy Porter11 of 27
12. Jennifer Holliday12 of 27
13. REGISTER NOW for the 2014 Allstate Tom Joyner Family Reunion taking place August 28- September 1, 2014 in Orlando, Florida! For booking information, call 407-248-9191.13 of 27
14. Ruth Brown14 of 27
15. Patina Miller15 of 27
16. Heather Headley16 of 27
17. Kenny Leon17 of 27
18. Ron Simons18 of 27
19. Sarah Jones19 of 27
20. Stew20 of 27
21. George Faison21 of 27
22. Cicely Tyson22 of 27
23. Melba Moore23 of 27
24. Lynn Thigpen24 of 27
25. Nikki James25 of 27
26. Dee Dee Bridgewater26 of 27
27. REGISTER NOW for the 2014 Allstate Tom Joyner Family Reunion taking place August 28- September 1, 2014 in Orlando, Florida! For booking information, call 407-248-9191.27 of 27
Baldwin 2015 G Brandon Childress Talks Michigan Camp and his Unofficial Top Five Schools was originally published on wchbnewsdetroit.com


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Working with Circular references in Excel
Circular references and calculation settings
If you want to work with circular references, the calculation settings of Excel are very important. This page gives you some pointers!
Calculation settings
The first thing that needs to be done if you want to assure your model works, is to turn on iterative computation of the file.
Iteration settings in Excel 2010
It is up to you to decide how many iterations you want Excel to do before it stops, or what precision you need before Excel stops (whichever comes first). As soon as you check the box "Enable Iterative calculation", Excel will do a calculation of your model. After saving the file, if you open the file again you should no longer get the circular reference warning message.
If you are troubleshooting your calculation, set Maximum Iterations to 1. This gives you the opportunity to step through the calculations one at the time by repeatedly hitting the F9 key.
Which calculation settings apply
I often get this question: I have checked the "Enable Iterative calculation" box on my file. Why do I still get the circular reference warning? To be able to understand what causes this it is important to know how Excel handles its calculation settings.
Application wide settings
Calculation settings are application-wide. That is, if workbook A needs manual calculation and workbook B needs automatic calculation and you have both workbooks open, Excel's current setting will apply to both workbooks. The same goes for the iterative calculation settings: they apply to all workbooks in your Excel session.
When you save a workbook, whichever calculation setting was applied at that time is saved with the workbook.
First-come first-serve
Excel will apply the calculation settings of the first workbook you open in a session. So if you first open workbook A (which had iteration disabled when it was last saved) and then Workbook B (with iteration enabled when it was last saved), Excel will keep iteration disabled. This explains why you do get the circular reference warning on that workbook.
Warning: When you save your workbook, the calculation settings that are currently in effect are saved with the file. This means that if you have previously set up iterative calculation and the max iterations and max change, these settings may be overwritten with the current settings.
Making sure you have the calculation settings you need
There are several ways to ensure your workbook calculates as expected:
Always open as the first workbook
Well, that one is obvious enough. Of course if your model is used by other people as well, this is not exactly fool-proof. Your users would have to be made aware of this situation, but chances are very high your calculation settings will get overwritten at some point, making your model unreliable. And even if you're the sole user, this is a big risk.
Use a bit of VBA to control calculation settings
A more reliable way to control the calculation settings is by adjusting them when your workbook loads. This means you will have to add macro's to your file, but this is straightforward enough.
I assume the file with the circular references is already open.
Open its ThisWorkbook module by double-clicking on it in the project explorer as shown below:
The Project explorer in the VBA Editor
Paste this code into the code window that opens up and modify the calculations settings so they match what you need.
Private Sub Workbook_Open()
With Application
.Calculation = xlCalculationAutomatic
.Iteration = True
.MaxIterations = 100
.MaxChange = 0.001
End With
End Sub
Now save your file (if you are using Excel 2007 or up, make sure you change the file-type to one that can hold macro's, otherwise the macro code is discarded after you close your file!)
CommentsShowing last 8 comments of 21 in total (Show All Comments):
Comment by: Sasha (26-2-2016 23:54:27)
I am currently saving registry keys to allow toggling from one workbook to another (and thus modifying the application settings from the original settings to the specific ones) on Activate and Deactivate events. Is this a good route to go for in your opinion?
Comment by: Jan Karel Pieterse (27-2-2016 11:37:53)
I'd say if your solution works reliably and meets your business needs, then it is a good solution. As simple as that.
Comment by: Sasha (1-3-2016 01:48:29)
Thanks for your input. Furthermore, I couldn't help but notice that that you are setting the calculation to "xlCalculationAutomatic". As I consider myself mostly a power coder, I fail to realise why this is necessary and would like to hear your thoughts on doing this instead of simply setting it to xlCalculationManual on startup and triggering the calculations on events when necessary with "Application.CalculateFull". Thank you again!
Comment by: Jan Karel Pieterse (1-3-2016 21:23:47)
I think because I expect that that will ensure Excel handles the iteration properly. I expect it doesn't make much of a difference, but I haven't tested this to be honest.
Comment by: Harry (29-3-2016 07:05:53)
Comment by: Jan Karel Pieterse (29-3-2016 09:30:45)
This is because circular references are in fact volatile, meaning they will recalculate on every calculation.
Comment by: Jerry Hartis (2-5-2016 03:37:55)
To prevent the whole workbook going to #error, we have closed the circular calculation with a macro that sets the value of the first cell in the large loop with the value of the last cell. We run the macro a few iterations until the calculation converges. With this, Excel doesn't even detect the circular calculation and the whole spreadsheet does not turn to #error from a bad keystroke. Repeat as needed, if there are more circular calculations add them to the same macro.
Comment by: Jan Karel Pieterse (2-5-2016 06:46:43)
Thanks for your comments. This is precisely what I suggest on the next page:
Have a question, comment or suggestion? Then please use this form.
If your question is not directly related to this web page, but rather a more general "How do I do this" Excel question, then I advise you to ask your question here: www.eileenslounge.com.


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