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Affordable Health Insurance Choices
Affordable Health Insurance Choices
Home and Small Business Affordable Health Insurance Choices
is one of your most important needs. Without it, one serious illness or accident could wipe you out financially. The information provided will help you decide which is the best Affordable Health Insurance Plan Choices for you.
Affordable Health Insurance Choices
Affordable Health Insurance
Affordable Health Insurance Choices
- Today, health care costs are high, and getting higher. Who will pay your bills if you have a serious accident or a major illness? You buy health insurance for the same reason you buy other kinds of insurance, to protect yourself financially. With health insurance, you protect yourself and your family in case you need medical care that could be very expensive. You can't predict what your medical bills will be. In a good year, your costs may be low. But if you become ill, your bills could be very high. If you have Affordable Life Insurance, many of your costs are covered by a third-party payer, not by you. A third-party payer can be an insurance company or, in some cases, it can be your employer.
Where Do People Get Affordable Health Insurance Coverage?
Affordable Health Insurance Choices through Group Insurance
Most Americans get afforable health insurance through their jobs or are covered because a family member has insurance at work. This is called group insurance. Group insurance is generally the least expensive kind. In many cases, the employer pays part or all of the cost.
Some employers offer only one health insurance plan. Some offer a choice of plans: a fee-for-service plan, a health maintenance organization (HMO), or a preferred provider organization (PPO), for example.
What happens if you or your family member leaves the job?
You will lose your employer-supported group coverage. It may be possible to keep the same policy, but you will have to pay for it yourself. This will certainly cost you more than group coverage for the same, or less, protection.
A Federal law makes it possible for most people to continue their affordable group health coverage for a period of time. Called COBRA (for the Consolidated Omnibus Budget Reconciliation Act of 1985), the law requires that if you work for a business of 20 or more employees and leave your job or are laid off, you can continue to get health coverage for at least 18 months. You will be charged a higher premium than when you were working.
You also will be able to get afforable insurance under COBRA if your spouse was covered but now you are widowed or divorced. If you were covered under your parents' group plan while you were in school, you also can continue in the plan for up to 18 months under COBRA until you find a job that offers you your own health insurance.
Not all employers offer affordable health insurance. You might find this to be the case with your job, especially if you work for a small business or work part-time. If your employer does not offer health insurance, you might be able to get group insurance through membership in a labor union, professional association, club, or other organization. Many organizations offer affordable health insurance plans to members.
If your employer does not offer group insurance, or if the insurance offered is very limited, you can buy an individual policy. You can get fee-for-service, HMO, or PPO protection. But you should compare your options and shop carefully because coverage and costs vary from company to company. Individual plans may not offer benefits as broad as those in group insurance plans.
If you get a noncancellable policy (also called a guaranteed renewable policy), then you will receive individual insurance under that policy as long as you keep paying the monthly premium. The insurance company can raise the cost, but cannot cancel your coverage. Many companies now offer a conditionally renewable policy. This means that the insurance company can cancel all policies like yours, not just yours. This protects you from being singled out. But it doesn't protect you from losing health insurance coverage.
Before you buy any health insurance policy, make sure you know what it will pay for...and what it won't. To find out about individual affordable health insurance plans, you can call insurance companies, HMOs, and PPOs in your community, or speak to the agent who handles your car insurance or house insurance.
What Are Your Health Insurance Choices to receive Affordable Health Insurance?
Cost isn't the only thing to consider when buying health insurance. You also need to consider what benefits are covered. You need to compare plans carefully for both cost and coverage.
Affordable Health Insurance Choices


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Today I sent bouquets out to my realtor and my lender. They were so very good to us. We aren't big spenders, we are actually in the peasant category, however, they treated us like we had millions to throw about.
Bali and I spent years saving like crazy, living frugally, going without, building our credit, and hoping, dreaming, praying, and doing all the little steps in between to prepare for that big time when we were finally ready to join the tribes of home buyers.
Only one big problem. By the time we were ready to play in the little leagues, we were completely priced out of the market with the soaring housing prices. We live in Sacramento and this area used to be one of the last affordable areas and now average homes are starting at $300K to $500K. The homes that were cheaper are being scooped up at incredible speeds by investors with cash and private lenders backing them. I watched the horror last summer as homes around $200K and under disappeared faster than I could get the computer turned on.
Still, that day came that I woke up and I knew it was time. God calls us to go forward at times that don't seem very logical or smart. But when He nudges you on, you go without question. He knows when He's about to perform a miracle.
We had $30K saved and we qualified for $130K loan. I choked on that figure and began to immediately look at double wide trailers. I actually found some adorable trailers but they had no yard. With two growing boys and two dogs, a yard is imperative.
I searched far and wide, I traveled to other towns that were small, dusty, and sad. I traveled to neighborhoods that looked like I might need a police escort. It was depressing, to put it mildly. What we could afford was a home that would need so much work that it would make more sense to just burn it down. We were looking at neighborhoods we would not have been safe to walk in.
I finally found one home that was in our price range if we spent every cent and borrowed some. I felt hope. Someone offered more and we couldn't compete. I cried all night. I just felt so hopeless.
I was just about to tell my husband that we needed to put the dream on hold for a couple more years and see what happened to the market. Sadly, all we can hope for is a crash in the housing market but that isn't very Christian now is it? We could also start up the hardcore saving and frugal lifestyle again. Not that we every left it but I was starting to relax with the money lately.
And so we went back to the frugal ways. I decided to make a game of it because if you don't you get tired of it real fast. You have to make it a challenge and keep your eye on the prize. If you are working toward a goal you can get inspired.
I got so cheap my pennies were crying for mercy. I talk about this in other blogs. But in short, we cut the groceries in half, didn't buy or spend outside the household bills, conserved on utilities, made everything stretch.
Then one day I started looking up foreclosures. Now, these can be tricky. Some are very damaged and therefore a bank won't give out a loan on it, however, HUD homes have been kept up to state standards. You can get all kinds of loans. It was a message I was supposed to get because days after that I came across a HUD home, put a bid on it and won! We won because no one else bid that night. What a gift!
Ok, so how does one win in this market? There are some modular homes that are adorable, even trailers that are built well and very nice. You can get these for under $50K. If you need a yard for pets and kids than your other option is to get a fixer-upper in a good neighborhood or start looking in smaller towns were homes might still be cheap.
The other things to look at to prepare to buy a home:
- Build those savings. You may not be able to do a 20% down but, if you are first time buyer, you can get an FHA loan or even conservative loan and put only 3% down.
- FHA loan is for first time buyers with not the most stellar credit. Conventional is pickier.
- Clean up your credit. Get a secured card through the bank. Just get a small limit such as $200 or $300. Every month buy gas and groceries with the card, spend it all and then completely fill it up. This will raise your credit score fast and not get you into trouble.
- If you have debt seek help from a local Credit Counseling Agency that is nonprofit. They have solutions. If you want to do it yourself look up Daveramsey.com. He teaches tricks like the Snowball Method to getting out of debt fast.
- Learn a frugal and thrifty lifestyle. It will serve you and your family always. Read my blogs, I have tons of advice and I have books on amazon for the one income and fixed income lifestyle.
- Make a challenging game out of the whole thing. It can be fun. Especially when you start reaching your goals and winning prizes like a house!
We did get the house with the yard. We couldn't afford the town we live in now, we had to move South about 35 miles and into a much smaller town. I'm actually happy about this now. Our house has good bones but needs a lot of patching, painting, and filling. Because we have the savings and chose to only put down 3% we will have enough to do all the work and buy all the materials.
Be open minded. Very, very open minded and flexible. Look in other towns, try short sales, pre-foreclosures, HUD or former section 8 homes (these do qualify for FHA loans). Think about buying land and putting a modular home or trailer on it. Buy a tiny house. Get creative.
This market is crazy right now. I read an article that said prices were at 2008 prebubble highs again and the average earnings of all us worker bees had only gone up something silly like less than 5%. The point is that we aren't making much more but the housing prices are up at that all-time high that no one could afford 9 years ago. Something has got to give at some point. Don't get caught up in the madness.
You can still meet this challenge. Get your money in order and have faith. Prepare, prepare, and prepare. Your day will come.

subset: commoncrawl


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Want a few must have trendy maternity pieces?
Then check out www.newmoonmaternity.com!
Nothing makes an expectant mother feel fabulous than clothing that is, "non" maternity looking!
Jennifer St. John founder of New Moon Maternity, fab website includes her signature, Rock Me Mamma collection of vintage rock inspired tees.~LOVE these!
My fave are the amazing jeans which can be worn even after giving birth because of their unique design.
Looking and feeling good before and after baby is important to most women, and New Moon Maternity delivers fab & affordable clothing!
Take it from a Mom Who loves trendy & fun fashion for moms!


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Tehran, History
The first mention of Tehran has been made in a work by the Greek Theodosius, who has mentioned Tehran as a suburb of Rey about 2000 years B.C.
However, the oldest Persian document on Iran shows that the city existed before the third century AH because an author called "Abu Sa'd Sam'ani" has mentioned a man called "Abu Abdollah Mohammad ibn Hamed Tehrani Razi" who has lived in Tehran and Rey and has passed away in about 261 AH or 874 AD.
Abolqasem Mohammad ibn Hoqal has described Tehran as such in 331 AH, "Tehran is located north of Shahr-e Rey and has many gardens and diverse fruits."
Aboleshaq Estakhri has given a detailed report on Tehran in his book, Al-Masalik wal Mamalik, in 340 AH. Ibn Balkhi has explained about Tehran in his book, Farsnameh, which he has written in about 500 AH.
Najmeddin Abu Bakr Mohammad ibn Ali ibn Soleiman Ravandi has noted in his famous book, Rahat us-Sudur (authored in 599 AH) that the mother of Sultan Arsalan Seljuk, who was going from Rey to Nakhichevan in 561 AH, stopped near Tehran while Sultan was residing in Doulab region, which was located southeast of Tehran.
The area between the southern hills of Alborz and the northern parts of Kavir Desert is relatively smooth and very fertile which extends from east to west. This region has been among the most important centers of population and one of the main routes connecting the east to the west. Therefore, the city of Rey and its perimeter up to a radius of about 100 km has been the birthplace of one of the most important human civilizations which has been known as "Central Iranian Plateau Civilization" and dates back to more than 8000-12000 years ago.
Existence of the renowned Silk Road through this city, presence of permanent rivers like Halileh Roud, Jajroud, and Karaj which reach the plateau of Rey as well as major alluvial regions created by the said rivers in addition to suitable climatic conditions have kept the region alive throughout the history and have helped the city survive through centuries close to its main origin, which is currently known as Tehran.
The ancient city of Rey dates back to about 6,000 years ago. This claim has been proved by Dr. Eric Schmidt who was heading an American archeological delegation. He explored a region near Rey, which is known as Cheshmeh Ali, and recovered pottery and painted dishes whose antiquity has been estimated at about 6,000 years after frequent scientific tests. At present, the report prepared by Dr. Schmidt is kept on the bulletin of University of Pennsylvania, Philadelphia. Rey, as a name, has been registered in ancient tests such as Avesta, Torah, and Greek and Latin books as Rega, Ragha, and Rages. It has been called Raga and Regai under Median and Achaemenid rule. This city has been called Europos under Seleucids and Arsakia under Sassanid rule. Arabs have registered its name as al-Rey.
In the middle of the 8th century AH, Rey was part of the Median territory and it was part of the Achaemenid rule in the 6th century AH. Its name has been registered as Raga on Bistoon inscription. Under the rule of Sassanid kings, Mehran was governing Rey and the city enjoyed a special spiritual position under Sassanid kings when it included a burning fire temple.
What can be gathered from written works of historians and geographers about Rey is that many of them have attributed establishment of the city to Sheith, the son of Adam. Some have noted that legendary kings like Houshang of Pishdadi dynasty, the son of Kioumars, has built it and some have attributed it to Ruy or Razi, who was a song of Noah. But, most stories have noted that the city was first built by Houshang, the first Iranian king, in 4000 B.C.
After many historical ups and downs, Rey was demolished by Moguls in 617 AH. Although it was relatively prosperous under Mogul Ilkhans, but Klavikhu, who passed through the city in 806 AH, has described it deserted. Although the city became prosperous again under the Safavi rule, it never achieved its past status.
About Tehran
City Map
Subway lines


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2019 Fall Ball Schedules
Schedules for the 2019 Fall Ball Season have been released.
Coaches should be in contact soon
Schedules for the 2019 Fall Ball Season have been released.
Coaches should be in contact soon
Decisions to call off practices are at the discretion of the team's Head Coach - the league will not make weather-related decisions for practices. We do ask, however, that since our fields have been updated, coaches please use good judgment when playing on wet fields - besides the inherent danger to the players, damage can be done to the infield. If the field is "soggy" yet you believe you can still run some drills, please use the outfield grass.
We have a very successful Summer rec ball, with plenty of fun, sun — and great games. We have a thriving league this season, with more than 400 girls playing in 5 age divisions. It is great to see so many parents, siblings and grandparents in the park, too, to watch the games and cheer on the players.
And now, a word about parking.
As many of you already know, it is against City of Medina ordinances to park on the grass in any city park, including Greenwood. The city has looked the other way but starting immediately, the Medina Police Department will ticket cars parked on the grass in the park.
We've reached out to the city and come up with a parking plan that we hope will make parking easier — and avoid ticketing. Here are the details:
1. There are two parking lots located within Greenwood Park that should accommodate most of our players and their families during the summer. The first is located on the south side of the park, on the top of the hill, directly across from the picnic pavilion and Splash Pad. If that lot is full, there is an even bigger parking lot on the western edge of the park near the soccer fields. Just follow the access road west and you will feed into that lot. Both of these lots are within easy walking distance of the ball fields.
2. If both of those parking lots are full, there are several options for overflow parking just outside the park, both in lots at A.I. Root Middle School across from the park entrance and on adjacent side streets such as Hartford, Bristol and Providence. The city has prepared a map, which we have attached to this post, with overflow parking options marked in yellow. Please remember if you are parking on adjacent side streets to park on the non-hydrant side of that street. These options are a little further away, but still an easy walk to the ballfields.
3. The city has promised to improve signage at Greenwood, to make it clear that parking is prohibited on the grass and directing drivers to the back, western lot if the front lot is full.
4. Medina Mayor Dennis Hanwell has also promised that the police officers patrolling the park will not issue parking citations without ample, clear and friendly warning. They will come down to the softball fields to spread the word before issuing any citations.
We don't foresee parking problems in the future. The two parking lots inside the park should accommodate a normal summer rec-ball evening..
Hi everyone! We need your help! We're looking for people passionate about softball and girls sports to fill open positions on the board of the Medina Girls Softball Association and various committees. We have a great group of families in the league — and over the years, we've worked together to provide great recreational and travel softball leagues for thousands of girls in Medina. The competition is fun. The friendships are priceless. And along the way, the girls learn valuable lessons about leadership, teamwork & more.
But we need your help to ensure the future of these leagues — and to help them grow. If you'd like to get involved, please let us know. We are always looking for need fresh ideas and new perspectives. And we'd love to work with you!
The state of Ohio requires concussion awareness training for all coaches, assistant coaches and anyone who will be assisting in practices (dugout coaches, scorekeepers, etc.).
The National Federation of High School Associations has free online training. Follow the link here to register and complete this short 15-minute course for free.
If you are interested in coaching (assistant or head coaching – no experience required!), please contact us ASAP to let us know your interest and if there are any coaching preferences. Use our contact page or click here to email us.


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Centennial Staff Profiles
Jeffery W. Stackhouse
UCCE Humboldt & Del Norte Counties
Livestock/Natural Resources Advisor
Time with ANR
2 Months
Typical Day
Visit with livestock producers, listen to problems and concerns. Take those items back to the office or into a research trial and return with ideas and a plan to implement those ideas with the hopes of eliminating or reducing the negative impacts that those problems have on their operation.
Most Memorable Moment
What I love Most About Working for ANR
Working with producers that love the land and understand the undying connection that we have to it.
My Story
I was raised in Shasta County on a sheep ranch. After leaving to attend school at the University of Idaho and North Dakota State University, I wanted to reconnect with the livestock world. Saw a job being flown for Northwestern California and applied.


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Food sound delicious?
Get a table before they're gone
Very nice place and beautifully decorated. Food is excellent. We did not try the wine there as no alcohol for us that night. The atmosphere is very relaxed and good for romantic outing. Service is average. Overall, this is a place that I will definitely back for another time.
Very funky and eclectic restaurant. Loved the food, good quality ingredients used imaginatively and with beautiful presentation- pacing was a little off though, with not enough time between courses. It felt a little rushed and we needed just a little more time for each course to settle


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Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Be the first OregonLive.com user to add photos or videos of Protech Plumbing
Protech Plumbing can be found at Parkdale Dr 1406. The following is offered: Plumbing. The entry is present with us since Sep 8, 2010 and was last updated on Nov 14, 2013. In Grants Pass there are 16 other Plumbing. An overview can be found here.
Protech Plumbing is located at 1406 Parkdale Dr, Grants Pass, OR. This business specializes in Plumbing.


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Cyclodepsipeptides from Marine Sponges: Natural Agents for Drug Research
Department of Pharmacology and Toxicology, University of Vienna, Althanstrasse 14, A-1090 Vienna, Austria
Author to whom correspondence should be addressed.
Mar. Drugs 2010, 8(3), 810-834; https://doi.org/10.3390/md8030810
Received: 5 February 2010 / Revised: 4 March 2010 / Accepted: 19 March 2010 / Published: 22 March 2010
(This article belongs to the Special Issue Bioactive Compound from Marine Sponges)
A number of natural products from marine sponges, such as cyclodepsipeptides, have been identified. The structural characteristics of this family of cyclic peptides include various unusual amino acid residues and unique N-terminal polyketide-derived moieties. Papuamides are representatives of a class of marine sponge derived cyclic depsipeptides, including callipeltin A, celebesides A and B, homophymine A, mirabamides, microspinosamide, neamphamide A and theopapuamides. They are thought to have cytoprotective activity against HIV-1 in vitro by inhibiting viral entry. Jasplakinolide, a representative member of marine sponge-derived cyclodepsipeptides that include arenastatin A, geodiamolides, homophymines, spongidepsin and theopapuamides, is a potent inducer of actin polymerization in vitro. Although actin dynamics is essential for tumor metasasis, no actin targeting drugs have been used in clinical trials due to their severe cytotoxicity. Nonetheless, the actin cytoskeleton remains a potential target for anti-cancer drug development. These features imply the use of cyclodepsipeptides as molecular models in drug research. View Full-Text
Keywords: cyclodepsipeptides; papuamides; jasplakinolide; actin polymerisation; HIV entry inhibitors
This is an open access article distributed under the Creative Commons Attribution License
MDPI and ACS Style
Andavan, G.S.B.; Lemmens-Gruber, R. Cyclodepsipeptides from Marine Sponges: Natural Agents for Drug Research. Mar. Drugs 2010, 8, 810-834.
AMA StyleShow more citation formats Show less citations formats
Andavan GSB, Lemmens-Gruber R. Cyclodepsipeptides from Marine Sponges: Natural Agents for Drug Research. Marine Drugs. 2010; 8(3):810-834.Chicago/Turabian Style
Andavan, Gowri Shankar Bagavananthem; Lemmens-Gruber, Rosa. 2010. "Cyclodepsipeptides from Marine Sponges: Natural Agents for Drug Research." Mar. Drugs 8, no. 3: 810-834.
Find Other Styles
Article Access StatisticsFor more information on the journal statistics, click here.
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NSW Gas Plan should be revised in light of latest AEMO forecast
MEDIA RELEASE – 13 April 2015
Greens NSW mining spokesperson Jeremy Buckingham today called on the NSW Government to revise its Gas Plan to ban coal seam gas after the Australian Energy Market Operator (AEMO) 2015 Gas Statement of Opportunities forecast there would be no supply gaps in NSW in the short to medium term.
The AEMO excluded both the Narrabri and Gloucester coal seam gas projects because they are not considered 'committed projects', but finds lower demand and upgrades of interstate pipelines to allow more gas to flow from Victoria, and storage to be utilised in South Australia, means no gas supply gaps are expected.
"The scare campaign pushed by the coal seam gas industry has been exposed as a nonsense. The Greens have always said there is enough conventional gas to supply NSW," said Greens MP Jeremy Buckingham.
"The Baird Government should revise its NSW Gas Plan to exclude coal seam gas, given it is unnecessary, has been comprehensively rejected by voters, and is not worth the risk to land and water.
"IPART should also revise its decision for a 17% price hike for regulated gas, which now seems based on incorrect assumptions.
"There have been many deliberate games played by the upstream gas industry to try to scare people into accepting coal seam gas, or to manipulate the gas market in the shadow of east coast LNG exports beginning.
"The Greens are please to see the Australian Competition and Consumer Commission will investigate the upstream gas industry. This is something I called for during the recent NSW Parliamentary Inquiry into gas supply and cost.
"Ultimately gas resources belong to all Australians and any cartel or other anti-competitive behaviour to exploit consumers or rip off our manufacturing sector should be stamped out," Mr Buckingham said.
Contact: Max Phillips – 9230 2202 or 0419 444 916


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LTC Glamour Set
- Designer: Lanston Type Company
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- Source Foundry: P22
- Classifications: Serif, Art Deco, Display
Try this font now! Use the controls below to customize your text string and its appearance.
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Current Product Technical Details
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text: Kingston exists "to equip the saints for the work of ministry, for building up the body of Christ,... to the measure of the stature of the fullness of Christ." We worship, work, and celebrate life together to express how God has blessed us to be a blessing to others. The Leaders and members of Kingston Presbyterian seek to provide an accepting and non judgmental fellowship in which every person can grow closer to God.


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10th Flagship Course on Health Systems Strengthening
Focus on noncommunicable diseases
21-30 October 2013, Barcelona, Spain
WHO/Europe's Barcelona Office for Health Systems Strengthening is hosting the 10th Flagship Course on Health Systems Strengthening. The Course's special theme is how to strengthen health systems to address the growing burden of noncommunicable diseases, such as cardiovascular disease, diabetes, and cancer.
The application deadline is 10 September 2013. Enrolment decisions will be sent to applicants by 16 September 2013.
WHO/Europe and the Health Policy Analysis Centre of Kyrgyzstan jointly offer the eight-day training programme. The Course will be open to both English- and Russian-speaking audiences; all presentations will be simultaneously translated from English to Russian and all materials available in both languages.
The Course will:
- take a systematic approach, linking policy objectives with effective instruments;
- integrate theory and international experience with a spotlight on good practices; and
- include three modules: the health-policy cycle and health system performance, organization of population and individual health services, and health financing.
In addition, the Course will spotlight the health system of the Autonomous Community of Catalonia in Spain. It will include field visits to health facilities to explore primary care and care coordination for chronic diseases, terminal care for cancer patients, good practices in diabetes management and the role of e-health and telemedicine in reaching out to patients.
Participant requirements
The Course is open to people from all 53 Member States in the WHO European Region. The target groups are national and regional government officials from health ministries, health insurance funds and economic and finance ministries; representatives of academic institutions, and international and nongovernmental organizations; and health-service providers in the public and private sectors.
The fee for the Course is €800 and includes tuition, materials, Internet access, lunches and coffee breaks. Participants are responsible for covering the costs of their travel, accommodation and subsistence while in Barcelona.
The Course instructors include experts from WHO/Europe, the United States Agency for International Development (USAID) and the Harvard School of Public Health, United States.
Contact and registration information
For additional information, contact:
- Aida Abdraimova (tel.: +996 312 666 244); or
- Asel Dunganova (tel.: +996 312 660-998).
Submit completed applications by:
- e-mail (firstname.lastname@example.com or firstname.lastname@example.com); or
- fax: +996 312 663 649.


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Unstoppable and fearless, the dreadnought turns the terror of her enemies into violent physical power.
Dead Calm (Ex)
A dreadnought can enter a dispassionate killing spree as a free action, granting her additional combat prowess. The dreadnought gains only half the usual bonuses from her rage but takes no penalty to her AC, can use all her normal skills and effects that require concentration, and is not fatigued when her rage ends. The dreadnought cannot enter a rage for 1 minute after she ends her rage, and she cannot charge or run while under the effects of her rage.
This ability alters rage.
Steady Gait (Ex)
A dreadnought advances steadily, shrugging off attempts to slow her advance. The dreadnought gains a +1 bonus on saving throws and to her CMD against effects that would slow or immobilize her. This bonus increases to +2 when she gains rage and +3 when she gains mighty rage.
This ability replaces fast movement.
Fearless Killer (Su)
Starting at 14th level, a dreadnought becomes implacable in her pursuit of slaughter. While in rage, she is immune to fear effects.
This ability replaces indomitable will.
Instant Dispassion (Ex)
At 17th level, a dreadnought can quickly turn her compassion on and off. She can enter a rage as soon as she wants after ending a previous rage.
This ability replaces tireless rage.
Pathfinder Roleplaying Game Horror Adventures © 2016, Paizo Inc.; Authors: John Bennett, Clinton J. Boomer, Logan Bonner, Robert Brookes, Jason Bulmahn, Ross Byers, Jim Groves, Steven Helt, Thurston Hillman, Eric Hindley, Brandon Hodge, Mikko Kallio, Jason Nelson, Tom Phillips, Stephen Radney-MacFarland, Alistair Rigg, Alex Riggs, David N. Ross, F. Wesley Schneider, David Schwartz, Mark Seifter, and Linda Zayas-Palmer.


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Within the Natural Park there is an obvious presence of human influence through the reforestation via the planting of Aleppo pine trees. This contrasts to a certain extent with the more natural occurrence of holm oaks, cork oaks, strawberry trees (arbutus unedo) and riverine vegetation at the bottom of steep valleys, accentuated by a specific lack of conservation work in order to foment undergrowth in these areas. Having said this, the importance of trees and plants in the Montes de Malaga has more to do with diversity as opposed to density.
The most northerly area of the Natural Park is home to small colonies of reforested mountain pines (Pinus pinaster), Monterey pines (Pinus insignis) and stone pines (Pinus pinea). There are also commercially grown holm oaks, thanks to the withdrawal of pine trees for this reason.
No endemisms have been found in the Montes de Malaga to date, although there is a high number of plants and shrubs whose roots help to avoid the erosion that has caused so much damage in the past within the Natural Park and the city of Malaga below.


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July 2016—Volume 24, Number 7 Copyright @ 2016 by Cynthia Woolever
Is it possible that our best intentions can do more harm than good? Sadly, relief organizations tell us that well-meaning people don't think before they give. Some involved in humanitarian work after a natural disaster call the deluge of unwanted donations "the second disaster."
Juanita Rillig, director of the Center for International Disaster Information, described what happened after the Indian Ocean tsunami in 2004: So many donated clothes were piled on an Indonesia beach that workers had no time to sort and distribute them. The clothing pile became toxic and local officials had to destroy it all. They poured gasoline on it and sent it out to sea.[1] She related another example of unfortunate waste when contributors sent 100,000 liters of water to West Africa at a cost of $300,000. Relief organizations with portable water purification units could have provided that same amount of water for $300.
Following the December 2012 shooting tragedy in Newtown, Connecticut, more than 60,000 teddy bears arrived from around the country, along with toys, bicycles, and clothes. Already overwhelmed, residents had to get a warehouse to hold it all.
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As Apple and Samsung are still locked in battle in court over a patent infringement lawsuit, one has to wonder how expensive the whole thing might cost. We already know that both companies have paid an enormous amount of money to expert witnesses who they've had working on the case for the last couple years, but what about the other fees? Luckily it seems that at least for Samsung, all of the court costs won't have to come directly out of their own pocket. According to some emails between Google and Samsung, Google plans on assisting their biggest Android manufacturer with some of its legal costs, which we would wager might not be the case if the shoe was on the other foot. Samsung may not like having to adhere to Google's guidelines for the Android ecosystem, but they sure seem content to accept money on Google's behalf to help shoulder the cost of this case.
According to Google's patent attorney, the email correspondence was from 2012 with emails stating that Google would help defend Samsung in the case and help them with court costs, which includes costs associated with losing the case should that end up the result. While every manufacturer that chooses to produce a device running the Android operating system has a choice to include Google Apps or not, the choice to do so requires the signature of said company on a Mobile Application Distribution Agreement that Google has laid out as part of the terms and conditions. It is because Samsung signed this agreement that Google agreed to help them in court with fees. As stated in yesterdays post about the case, Apple is requesting damages in the amount of $2.191 billion, although Samsung had their own damages expert analyze the data and come to more a reasonable sounding solution of $38.4 million instead. Whatever the cost ends up being, Samsung won't be paying all of it. What do you think of Google agreeing to pay for some of Samsung's court fees? Is it their contractual obligation for requiring OEMs to sign the agreement for the use of Google Apps? Or do you see it as more of honorable gesture?


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We cannot deny that we were peered and followed every minute we use internet, with PC or smart phone. It seems that someone is recording your interests and tries to make your life easier. For example, Claire likes to watch videos of toy play. We don't need to search the same kind of video for her, because You Tube always suggests the right things. It knows also where we live and offers our town's commercial. Besides, Facebook seems to know my actual situation and does everything to enlarge my social community. This morning, I was searching furniture at an online store, yet using my computer. But when I checked my account Facebook on my smartphone, the same online store appeared as commercial suggestion.I was annoyed as if traced.
The more important function that we use frequently is the real-time location. It's easy to check out where to eat when we are in a new place. We can rely on others' experience via Yelp. In meantime, our daily whereabouts is recorded, even when our phone isn't connected to the internet.
We live in an amazing time. Now, computer can learn. Google even developed a self-driving car, which may be more reliable than human. Deep learning makes computer smarter and smarter.
Yes, the development of artificial intelligence is surprising and even unbelievable. Human can take good advantage of it, especially when it comes to question of the discovery of the universe. But, what is horrible is that we are not sure to control it. The immediate problem is that we cannot control the use of our personal information.
In my city, all road cameras are turned off after a vote of residents. But it's impossible to vote for deleting all our traces in internet.


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A-Z Menu
The wild El Cotillo beaches along the west coast are perfect for fishing, surfing and windsurfing.
Although quite safe at the lagoons (on the East side), there can be a danger of strong under currents on the cliff side (turning left in the village) especially during the big winter swells.
The deserted feel of Cotillo appeals to many, particularly those who have a wish to get away from it all. Although it has to be said there is a great deal of building planned and going on so that will likely change.
There are plenty of good fish restaurants to choose from in the village.


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God made all of us, and as some people are looking for God, others do not even want to be found! This is what this image of a angry sheep sitting behind a rock symbolizes.
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Here is a blog I did earlier this year. Enjoy. Chillax
Over the last few weeks my perception on my reality has really started to change. I have delved deep within and dealt with many emotional issues which I had generally ignored or havent been consciousness enough to deal with before. Breaking down negative beliefs, transcending dense emotions and shedding a SSP layer has been an interesting ride. I feel lighter and less dense and more open. I still have stuff to deal with and when it arises I will feel and let go of it. This concept is very difficult for most. Why? Feeling strong dense emotions is painful which most of us run away from. Nobody wants to feel any emotional pain, sadness, grief, heartache etc etc, but its so important to do, so you can move on and become a happier individual.
Time and time again, it has become apparent that our emotions, which we choose to bury or ignore are the ones that make up physically and mentally sick. Our bodies our screaming out for us to pay attention to ourselves and deal with our emotional baggage, but generally we ignore it, or we may pop to our local GP and take some chemical **** to bury the problem even more or if we are a bit more enlightened we adjust our diet or take natural remedies however either way doesnt get to the root of the issue..
It takes a lot of time and effort to ignore our emotions. Many people who are holding onto dense emotions tend to overthink, cant sleep, drink, drugs, anxiety, depression and many other behaviors the human race is suffering with just so we dont feel natural emotions. The whole New Age thinking positively and love one another is great but that doesnt help release any emotional baggage one may have. We cant just ignore difficult emotions and pretend everything is wonderful. Waking up and becoming consciousness is ****! Its a harder world to live in. Not only do you see the insanity of this reality all around you , you have to try and function in it without going insane yourself. Love and Light attitude is a wonderful concept but not really based in reality. As it is normal to feel negative emotions and denying them only causes more problems.
However we can learn from our reality, as your reality is a true reflection of you. The emotional baggage we are trying to ignore and bury is in fact blatantly staring us in the face too. Generally our problems are reflected back at us through our partners, family members, parents and friends. Think about them. What really pisses you off about them? What is it about their behavior which makes you uncomfortable and now ask yourself the question. Is that a reflection of me? We dont need to do certain techniques as our reality is showing us everyday what we need to deal with. Also any beauty you see in someone, can only be seen if that beauty lives in you. Your reality shows you all your ugliness and all your beauty.
How we live our life doesnt make us free or a better human being either. You can be a vegan, teetotaler, chemical free being living in nature, growing kombucca at the weekends, but if you still holding on to emotional pain then how free are you? We live in a prison society because we are prisoners in our own bodies. Free yourself from emotional pain and live true to who you are and your reality will change.
Once you have transcended the dense emotions and be true to yourselves then you will have a reality that is free and beautiful, we need everyone to do this. Forget what the Elite/Aliens are doing, as they dont care if we focus on them. However if we start to focus on ourselves and transcend our **** and become the beautiful beings that we truly are then its definitely Game Over!
Totto and I can help with this process as there are factors which make this journey far more difficult then it should be like implants, black magic, attachments etc etc. As many awakened individual have been traumatized since birth from entities, helping these individuals overcome fears and helping them see their true beauty so they can become empowered in their reality and live a life that is true to them is something we are both dedicated to.
Totto told me that prior to the invasion of the dark beings, humans had exceptional power and beauty far beyond many we see as evolved races.
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"When you choose to join Keller Williams, you join forces with the most dynamic real estate company in the world."
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Founded in 1983 by Gary Keller and Joe Williams with the mission to build careers worth having, businesses worth owning and lives worth living for its associates, Keller Williams Realty has been among the fastest growing real estate franchises in the industry since its founding.
In 1991, the company began franchising, and since that time has expanded across the U.S. exponentially, as well as in Canada, Indonesia, Southern Africa, Vietnam and Dubai.
In 2011, during the most challenging real estate market in history, Keller Williams surpassed Century 21 to become the 2nd largest real estate franchise in the U.S. In 2012, the company ranked as the No. 1 real estate franchise on the 33rd Annual Franchise 500 list by Entrepreneur magazine. In 2014, Keller Williams became the world's largest real estate franchise by agent count.
More so than ever before, real estate professionals are turning to Keller Williams Realty for the education, coaching, technology, culture and wealth building opportunities that are redefining their potential and powering their careers toward new heights.
Keller Williams Realty stands out from all other real estate firms in many ways, yet there are key areas that define us as an industry innovator and leader.
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|The KW wealth building platform is built around the premise that our associates actively participate in building the dominant real estate company in their market and the opportunity to reap the accompanying financial rewards.
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Toronto Real Estate Board - IDX Last Updated: 12/15/2019 8:11:15 AM


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For most of the last year, in many parts of the city, the waters finally seemed to be receding.
In November, a federal judge ruled that much of the flooding after
The end of Mayor
And of course the Saints. It is nearly impossible to overstate the impact of those delirious few weeks around
Then came the summer of the spill, a new jolt of
"I don't think the reservoir had been filled yet and now you're hit again," said the Rev. Vien Nguyen, an energetic leader in the city's Vietnamese community who was reassigned from his parish this summer for a quieter job in the church tribunal at the office of the archdiocese. "You can run on fumes, but after a while they run out."
It has been a week of special television retrospectives, official visits and expert panels, optimistic pronouncements and skeptical caveats.
All of this has prompted mixed feelings among residents, who are both tired of the yearly ritual of the national news media and concerned that the rest of the country has moved on. Besides, there is work to be done.
The city is largely optimistic, and with good reason. A master plan has finally been adopted, and the mayor recently announced a list of long-stalled recovery projects. The city's large-scale experiment in urban education is progressing — nearly two-thirds of the public school students attend
Entrepreneurs are starting businesses here at a rate far higher than the national average, and more restaurants are open now than before the storm. Meanwhile, large areas of the city still lack a supermarket.
A Balancing Act
Of all the indicators, two numbers, which are directly related, stand out. According to the Greater New Orleans Community Data Center, a nonprofit research group, more than 50,000 of the city's houses — about 27 percent — remain vacant, the highest proportion of any city in the country. And there are roughly 100,000 people who have not returned since the storm.
From the first year, the city has had to navigate a natural tension between the rights of the returned and the rights of the displaced. Those who have come back to streets of decaying houses and overgrown lawns want to see their neighborhoods thrive again. Those who have not come back — and plan to — often say they need more time and resources to repair their homes. That balance is only growing more complicated as the years pass and the federal rebuilding money dwindles.
The city's current population remains a matter of debate, though the most commonly used estimate is 355,000, around three-fourths of the population before the storm, as of July of last year. There is little reliable information about the displaced, who inhabit a sort of shadow city; it is not even known how many want to return. They are staying in
Rebuilding Neighborhoods
Those who returned found a void of local leadership and set out to rebuild the city from the ground up. The rebound has not been citywide but piecemeal, neighborhood by neighborhood, from Lakeview to Broadmoor to Holy Cross, fueled by newly formed associations and old social clubs, energized residents and out-of-state volunteers, idealists and handymen. Many have become staunch advocates for their corners of the city, collecting local data, organizing committees and even, in the case of the Vietnamese community, drawing up their own local master plan.
A study by the Brookings Institution and the Community Data Center found that New Orleanians have become much more likely than other Americans to attend a public meeting. It also found that they are much less likely to feel that most people can be trusted.
Much of the city's organic recovery took place in defiance of an engineered, top-down rebuilding plan that was proposed in those first few months after the storm, prompting a dispute that has never been resolved. Those who proposed a smaller city to match a smaller population, and one concentrated on higher ground, view that period as a missed opportunity, looking at the current problems as reminders of the virtues of consolidation.
"That you would end up with a major blight problem was absolutely predictable," said Janet R. Howard, executive director of the Bureau of Governmental Research, a nonprofit advisory group here. "You come to a point where you have to get beyond the political question to the actual question."
She attributed the failure of such a plan, in part, to Washington's unwillingness to finance a major redesign with enough money to buy out homeowners in large sections of the city.
But the disillusionment goes both ways. Residents in neighborhoods outside of the center, like Gentilly, New Orleans East and the Lower Ninth Ward, still remember in anger that decisions were being made about the future of the city by those who had been able to return quickly — white people, for the most part — without the participation of the citizens whose neighborhoods would be most drastically affected, if not eliminated altogether. They remember learning, while still scattered around the country, that they would have four months under the proposal to defend the very existence of their neighborhoods. For many, the anger of that period is what led to the robust civic engagement that the city now celebrates. And it has not gone away.
"When you're sleeping thinking everything's O.K., they're up and they're planning," said Pearl Cantrell, 62, a resident of New Orleans East. "We've got to sleep in shifts."
This month, Mr. Landrieu arranged a meeting in the eastern part of the city, a relatively new area of ranch house subdivisions that was home to much of the city's black middle class and was deluged after Katrina. The east has felt neglected since the storm — "economic sanctions," Ms. Cantrell said — and residents arrived by the hundreds to express their concerns.
Some Hard Truths
Among the immediate demands was a solution to the area's widespread blight, the abandoned houses and untamed lawns on block after block. It has been five years, people at the meeting said. It is past time to starting repossessing vacant houses, so these neighborhoods can move on.
"You can't feel sorry no more," said Aaron Broussard, who has become a dedicated evangelist for his subdivision in a far eastern section of the city. "That attitude is what's keeping this city in a blight situation."
Mr. Broussard, 47, rebuilt a few days at a time, raiding his savings, rolling over his and his wife's
That is legally the case for many. Road
Many of these homeowners are not planning to return, their decaying properties left to hold back neighborhoods that are struggling to recover.
This week the mayor's office announced an aggressive series of measures, including fines and demolition, intended to tackle the city's widespread blight.
But there are countless others who received a sum from the Road Home program that fell far short of their rebuilding estimates, who were bilked of tens of thousands of dollars by smooth-talking contractors or who had an experience like that of 59-year-old Michael
"We ain't never been nobody sticking out our hand for government assistance," said Mr. Dupont, a former truck driver. "But now that we need a little help, they're slapping us down."
The Duponts, who were planning to demolish the house and rebuild in its place, received no Road Home money at all because of the title problem. This year, they discovered, to their surprise, that the city had demolished the house. Mr. Dupont, whose mother is living in a nursing home in a nearby city and waiting to return, was sent a $30,000 bill for the work.
Nonprofit groups like the Greater New Orleans Fair Housing Action Center, which is helping Mr. Dupont, tick off long lists of Katrina evacuees who have faced similar problems. The center has sued the state and federal agencies, claiming the entire Road Home grant-calculating formula was discriminatory against blacks.
A judge ruled this summer that the case likely had merit. But he said that he did not have jurisdiction to order retroactive relief, especially after nearly $9 billion had already been handed out. Only 3,000 potential grant recipients remain out of roughly 130,000, and now they are in limbo as the litigation proceeds.
Last year, the federal
"The program was never designed to make people whole," said Robin Keegan, the director of
In the office in his newly refurbished home in the Lower Ninth Ward, Charles Brimmer, a 61-year-old building contractor, considered the hard truths. There are many who want to return and they should be able to come back, he said. But it is difficult at this point to see how they will be able to make it.
Mr. Brimmer now mows the empty lots around his house for free. He is not sure how long he will keep doing that.
He leaned back in his chair and recalled the morning after the storm, five years ago, when he and a dozen family members stayed at the house of his father-in-law, a neighborhood man by the name of Fats Domino.
"Everything you ever owned was washed away in two hours," Mr. Brimmer said. "Everything tangible is gone. All you have left is a vivid memory. And over time that goes away, too."Continue reading the main story


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This post has been sponsored by Frito-Lay. All thoughts and opinions are my own. Thank you so much for supporting the sponsors who help to make Glitter, Inc. possible!
Now that the weather is finally starting to warm up, I'm breaking out our picnic basket, stuffing it with goodies, including the most amazing double chocolate potato chip cookies, and heading to the beach. We like to keep our picnics simple: chips or bread, cheese, nuts, plenty of fruit, sometimes I'll mix in hard-boiled or deviled eggs, and an easy-to-throw-together cookie or dessert; a.k.a. finger food. We also bring hats, a blanket, throw or scarf to sit on, sunscreen, and a few shovels and buckets for Scarlett.
We recently discovered Jordan Lake here in Durham, and although it is technically a lake, there are seven sandy beaches scattered throughout the 14,000-acre property. It's probably the closest I've felt to home since being here in North Carolina and I relished every second of the warm shoreline. I'm guessing it will become our new favorite summer hangout, and so, easy picnics will most definitely be on the agenda all summer-long.
As for the double chocolate potato chip cookies, you'd be amazed at how simple this decadent dessert is to throw together. And for the record: this recipe was adapted via a recipe I found and re-created years ago here on the blog, aptly named the "Win Friends and Influence People Cookies"; so that should tell you everything you need to know. (You've gotta admire my 2011 photography skills!)
I added the LAY'S® Classic Potato Chips component because I can't get enough of the salted dessert trend, and classic potato chips just scream "summer" to me. Trust me on this one: that sweet and salty crunch on each bite is pretty incredible. You can taste that subtle chip crunch on the finish and it feels like potato chips and double chocolate anything were just meant to be.
How to Make Double Chocolate Potato Chip Cookies
Makes about 48 cookies
1 & 1/4 cups all-purpose flour
3/4 cup unsweetened cocoa
3/4 teaspoon baking soda
1 teaspoon salt
2 sticks unsalted butter (1 cup), softened
1 cup packed light brown sugar
1/2 cup granulated sugar
2 large eggs
1 & 1/2 teaspoons pure vanilla extract
One 12-ounce package semisweet or bittersweet chocolate chips (2 cups)
2 cups of crumbled LAY'S® Classic Potato Chips
- Preheat the oven to 375°F. Position the racks in the upper and lower thirds of the oven.
- In a medium bowl, whisk together the flour, cocoa, baking soda, and salt.
- In a large bowl, with a mixer on high speed, beat the butter and sugars until light and fluffy; about 4 minutes.
- Beat in the eggs, one at a time. Mix in the vanilla until combined. Add the flour mixture and combine thoroughly. Stir in the chocolate chips and crumbled Lay's potato chips and mix once more.
- Drop rounded tablespoons of the mixture onto un-greased baking sheets about 2 inches apart. Bake for about 8 minutes, until puffy and the bottoms are golden brown.
- Allow to cool on baking sheets about 2 minutes, then transfer potato chip cookies to wire racks to cool completely.
Recipe adapted via Glamour's Win Friends and Influence People Cookies
Recipe Hack: If you are looking to squeeze in even more time in the sun, use pre-made cookie dough to shorten prep time!
Who knew adding a bit of salted potato chip crunch to something sweet could produce something so utterly delicious?
These potato chip cookies travel well, so they're great to bring for any of your summer occasions, like Memorial Day and Fourth of July, picnics, or for a weekend away.
You can check out more great summer recipes on the Frito-Lay Pinterest board!
Photo by Annie Watts Photography for Glitter, Inc.
Love this recipe? See more of our favorites here.


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Oguchi "Gooch" Onyewu will become the fourth American to sign for a Serie A club, and the first for one of the big three of Italian calcio. Before him, Alexi Lalas played for Padova, Giuseppe Rossi for Parma, and Gabriel Ferrari for Sampdoria (although Ferrari never featured in a Serie A game.)
This is a very positive development for American soccer. Even if many pundits don't rate the Serie A as highly as the EPL or La Liga, Americans need to be exposed to Italian calcio. Onyewu will be a good fit for Milan: He is physical, good in the air, and extremely smart.
Onyewu hails from the suburbs of Washington, D.C. He played high school soccer at Sherwood in Olney, Maryland, and then spent a few years at Clemson University. He has played for Standard Liege of Belgium for many years.
"Dopo il raduno e la contestazione di ieri, il Milan piazza il pirmo colpo di mercato. È Oguchi Onyewu, il difensore centrale americano, 27 anni, di origini nigeriane, arriva a titolo definitivo dallo Standard Liegi, a fine contratto. Onyewu è in possesso anche di passaporto belga e ha sottoscritto un contratto con scadenza 30 giugno 2012. Onyewu si è messo in luce nell'ultima Confederations Cup, disputando una grande semifinale contro la Spagna e ripetendosi nella finalissima contro il Brasile. Difensore dal gran fisico, Onyewu ha vinto due campionati in Belgio con lo Standard Liegi e in carriera ha vestito anche le maglie di Metz e Newcastle. Il neo rossonero è nato a Washington il 13 Maggio 1982. Cresciuto nel college della Clemson University, Onyewu ha alle spalle 117 gare (6 gol) in campionato con lo Standard Liegi. Con la nazionale Usa ha vinto la Gold Cup nel 2005 e nel 2007, e ha collezionato 38 partite e 5 gol."Italian Source: La Gazzetta dello Sport, 07 July 2009.
"After the first day of training camp and the fan revolt of yesterday, Milan took its first strike in the transfer market. It is Oguchi Onyewu, the American central defender, 27 years of age, of Nigerian origin, who arrived from Standard Liege out of contract. Onyewu has a Belgian passport and signed a three year contract until 30 June 2012. Onyewu put himself into contention during the Confederations Cup, where he had a great semi-final against Spain and repeated his efforts against Brasil in the final.Adriano Galliani, VP of AC Milan
A defender with a great physique, Onweyu has won two Belgian Championships with Standard Liege and has also played for Metz and Newcastle United. The new "Rossonero" was born in Washington on 13 May 1982. He attended college at Clemson University, and featured 117 times with 6 goals for Standard. With the US National team, he won a Gold Gup in 2005 and 2007, and has been capped 38 times with 5 goals."
"L'americano mi sembra un buon giocatore che rafforza il pacchetto difensivo. Lo seguivamo e ce ne ha parlato molto Luciano D'onofrio che è l'anima dello Standard Liegi, è un buon giocatore che ha sempre fatto bene e la Confederations Cup ha alzato le sue quotazioni".
"The American is a very good player that reinforces our defensive scheme. We have followed him for some time. We spoke to one of the directors, Luciano D'Onofrio in Belgium, who said he was the soul of Standard Leige. He is a good player that has always done well and his profile rose at the Confederations Cup."Translated from Gazzetta TV.
World Football Challenge
Onyewu in action against Luis Fabiano in the Confederations Cup Final.
North American fans won't have to wait long to see Oguchi in an AC Milan kit. In less than two weeks, AC Milan will begin a North American tour. They will play the LA Galaxy at the Home Depot Center, and then three games in the nascent World Football Challenge against Club America, Chelsea, and their eternal cross-town rivals, Internazionale.


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How to Be Honest About Your Finances
I have been living with my boyfriend for two years now, and we have a pretty good relationship. We get on well, and the only problem we have is my work at London escorts. I have always earned more than my boyfriend at London escorts, and picked up the large majority of the bills. It … Read more How to Be Honest About Your Finances


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Pantone Fashion Color Report Fall 2014 has chosen thirty-three designers to feature for Fall 2014 illustrations; we are very excited to have our 2014 Trina Turk Fall Collection Coat, Scarlett illustration be chosen to be among the talented thirty-three designers.
When Pantone asked Trina 'How do you use color to support your brand's signature style?' she replied with the same basic core value we at Item House Inc., keep in mind when collaborating with Trina Turk and that is by staying true to the Trina Turk brand and its' importance of colors and prints.
"Strong, clear color and print are key components to our brand DNA – color is a "must-have" for our signature style." – Trina Turk
There are many components that go into making a classic, quality, and functional coat such as our Fall 2014 Trina Turk Scarlett. And once you have chosen to give it a nice home in your closet here are a few things you should consider to keep it nice, clean, and safe.
- If you are coming home from a raining day make sure to let your coat air dry, wait to put it in your closet to avoid from developing of smells.
- Make sure to clean it a couple of times during your wearing season and always make sure to clean it at the end of the season.
- Never avoid care labels, it is very important to adhere to the garment labels for the care, quality, and safety of your beautiful coat.
- It's important maintain your coat by practicing simple maintenance care such as spot cleaning cuffs, collars as well as any place where you may see a stain.
- Lastly, we all love to wear our winter coat with fabulous accessories such as scarfs, gloves, and hats. However, remember that these fabulous accessories sometimes transfer oils, makeup and the elements thus make sure you are maintaining your accessories as well to avoid damage to your coat.
By following simple, basic, and consistent maintenance care of our beautiful coat you will be able to love your coat for a very long time!
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Fashionably yours – #KimberlyCurielBack to Blog


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ANI: Pop singer Pink has revealed what brought her and husband Carey Hart back together wrestling and naked dancing.
"Carey and I spend a lot of time wrestling in our hotel room. We have naked dance parties too. It's so much fun, the Sun quoted her as saying.
The singer also mentioned that the couple has left the past behind.
She said: "Everything is good again now and we're having a blast, we have a lot of fun together. He's so yummy."
Pink is currently touring Australia with the motorcross star.


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Context for today's Friday Feature:
Some of you have heard me boast of my foosball skills. Despite the fact that I haven't played since I moved from Miami, I will not hesitate to face a single one of you in battle. Find me a foosball table, name the stakes, and it's on.
You think I'm just playing around. You think you're good at foosball. "Oh yes," you say "we have a table in our agency too. We play for [insert stupid stakes here]. I bet I can take you."
No you can't. You think you can, but you can't. You don't know where I'm coming from. Where I come from, we play for real. Oh sure, we have a prize-
-but that's not our motivation. You play hard when you have something to win. You play for real when you have something to lose.
Where I come from, if you lose 10-0, if you get shut out- shit gets real. You spin the Wheel of Misfortune, son. Respect the Wheel. RESPECT IT.
Because it will tell you if you get banned from the foosball table for a week.
Or that you've become the office coffee bitch- making two runs a day for weeks at a time.
And it will tell you if you're about suffer the harshest penalty of all- Marmite. A product so foul that it's own manufacturers have seen fit to mock it.
This shit is for real. So don't tell me you're good at foosball. It's life or Marmite on the streets where I learned to play. That's where I'm coming from. You ready to accept the challenge?


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2nd Amity National Med-Arb Competition 2015 [Sep 3]: Submit by Aug 31
After the grand success of the 1st Amity National Med-Arb Competition, 2015 which was organized under the head of Amity Youth Fest, 2015, Amity Law School, Centre- II takes pleasure in organizing its very own 2nd Amity National Med-Arb Competition, 2015.
Med-Arb is a hybrid of Mediation and Arbitration.
It motivates the participants at the mediation given the shadow of the hammer of med-arb: the transformation, if mediation fails, of the process to arbitration.
Amity National Med-Arb Competition is not merely a competition but a platform provided to the students to develop their skills in mediation and arbitration.
As we understand that traditional litigation has already overburdened the judiciary, therefore need arises to promote Alternation Dispute Resolution Methods for settling the disputes amicably and peacefully.
Rules And Regulations:
They can be found HERE.
Subject Areas of the Competition:
Consumer Laws
Motor Vehicle Accidents
Family Law
Prizes and Awards
For Med-Arbiters
1st Prize: Rs. 15,000, gifts and Trophies.
2nd Prize: Rs. 10,000, gifts and Trophies
3rd Prize: Rs. 5,000, gifts and Trophies
For Student Enactors
3 Best Student Enactors will be awarded with certificates, gifts and trophies.
For Research Problems
3 Best Research Problem Drafters will be awarded with certificates, gifts and trophies.
Registration fee:
Rs 1000 per student and Rs. 1500 for a team
The last date for registration is August 31st,2015.
Venue of competition: I-3, 4th floor, Amity Law School, Centre II, Amity University, Sector-125, Noida
Important Dates:
Last date for Registration: August 25th, 2015.
Competition Date: September 3rd, 2015.


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We manufacture roller blinds according to Your measures and wishes
Improve your indoor environment
Haven't we all experienced on a hot summer's day, how the air behind a window is heated up by the sun? As an example, the temparature in a confined space like a forest machine cabin can reach up to over 50 degrees celsius which leads to reducing the physical working capacity of the driver a great deal.
SOLAR-SCREEN roller blinds reflects up to 75 % of the sun's radiation heat and protect the eyes as if wearing sunglasses.
Cool in summer - warm in winter
With Solar-Screen's sunshade roller blinds you can save energy the year around. They cool the air during the summers and reduce heat loss in the winters.
Protects the interior and sun sensitive materials from UV-rays up to 99%
Tailored to your measurements
We manufacture the roller blinds according to your measures and wishes so you can get a perfect fit for your window.
We can also cut the sides of the roller blinds either straight or tapered.


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Knit One Quilt Too offers beginner, intermediate, and advanced level classes in knitting, quilting, weaving, embroidery, sewing, needlepoint, and crochet. To register, call (401) 337-5578 or stop by. Some classes require no pre-registration.
Drop-in instruction for help with knit-along
December 21 @ 10:00 am - 11:00 am
|Recurring Event (See all)
An event every week that begins at 10:00 am on Saturday, repeating until December 28, 2019
Saturdays, 10:00–11:00 am | $15 per drop-in session
This drop-in is for those who would like to participate in the seasonal knit-along (Saturdays from 11:00 am to 1:00 pm), but need additional instruction throughout the process, or just time to time such as when you're stuck on a spot on the pattern.


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Nightlife / LGBT Luxury / Lifestyle
Co-development of brand vision, visual identity, advertising, and other marketing and creative assets for Liaison Nightclub by Drai's inside Bally's Las Vegas, in conjunction with Eduardo Cordova Presents. Produced & managed photography and other key visual identity assets for consistent branding of venue across media.
April 2014 — August 2014


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As Ulta is one of the most readily available cosmetic retailers, I have put together a Vegan shopping guide full of brands I would highly recommend!
Let's get started!
The standard definition of Vegan means that it contains no animal by-products. In terms of cosmetics and beauty that generally obtains to beeswax, honey, silk, carmine, pearl, lanolin, and other ingredients derived from animals and other living creatures. However, Vegan can also mean that animal by-products were not used in the making of said product.
My definition of Vegan:
- Contains no animal by-products.
- No animal by-products were used in the making or manufacturing of said product.
- No animals were used in the making or manufacturing of said product.
If you talk to any true vegan, we avoid animal cruelty, exploitation, and abuse at all costs. So if a product made by Maybelline contains no animal by-products but animals were used for testing the product or its ingredients....how does that make it vegan?? Animals were still exploited in the process.
That is my logic, it is up to you to make your own decisions regarding what is Vegan and was it not.
But here is my (short) list of 100% Vegan brands at Ulta Beauty and would recommend checking out if you're hoping to transition to Vegan and Cruelty-Free beauty. These brands are also 100% Cruelty-Free and not owned by non Cruelty-Free companies.
Also, there are many Cruely-Free brands that offer Vegan options. If you curious about truly Cruelty-Free brands at Ulta, check out my Ulta Beauty Cruelty-Free Shopping Guide. Just remember to check the ingredients for animal by-products!
Some Cruelty-Free---Vegan Friendly---brands include Honeybee Gardens, Anastasia Beverly Hills, Mario Badescu, and ELF Cosmetics!
Please leave any questions or comments below!


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On Thursday next December 17th at 8pm in the Village Hall, Knightsbridge Village, Longwood Road Trim, the Boyne Writers Group are holding their monthly Readings and Open Mic Session.
Featured writers on the night are Michael Clemenger who I mentioned earlier, he recently published his book, Holy Terrors, ( O'Brien Press ). I have just finished reading Michael's book and I can assure you, it is indeed, a great book. I find myself agreeing with Minister for Transport and local TD, Noel Dempsey, who, on the night of the launch said, "Michael's book should be made compulsory reading ".
The other writer is Brendan Carey Kinane who is a member of the Boyne Writers Group. Brendan wrote the winning entry in the Boyle Arts Festival Poetry Competition 2007 and he has won many awards in international poetry competitions.
Admission on night €5. Tea and refreshments provided.


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Saturday, July 21, 2012
New Winners
Hard Rock Cafe $50 GC ~ Tiny G.
Made in America Giveaway $50 GC to Pure American Baby ~ Seyma
MeCorder from Learning Resources ~ Laura J.
Thank you to everyone that has entered!! Winners have been emailed and have 48 hours to claim their prize or a new winner will be picked. Please be sure and check out all the other great giveaways on my sidebar going on now. I have a couple of great events coming up, including the Never Stop Learning Event, Just for Baby Event, and my own All For Baby Event. I have lots and lots of great products being featured in all of these events. Also, please, please I ask if you can vote for me in the 2012 Summer Cool down Giveaway. There are extra entries available in all the giveaways for this too. Its a single vote and requires a facebook account.
Subscribe to: Post Comments (Atom)


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Joseph Albers (1888-1976) was a influential artist who helped define and cultivate an entire generation of post war artists in the United States. Accomplished as a designer, photographer, typographer and printmaker, he is best remembered and lauded as an abstract painter and theorist on the power of colour in deisign. / His studies and theoretical work gave rise to his proposal of colour rather than form as the predominant pictoral language. / In his seminal series Homgage to the Square produced from 1949 until his death, Albers uses a single square shape to explore the vast range of visual effects acheivable through colour and spatial relationship alone. / Albers joined the Weimar Bauhaus in 1920 at the age of 32 eventually becoming a professor or Bauhausmeister in Dessau teaching alongside other Bauhaus stalwarts such as Paul Klee and Wassily Kandinsky.
MOVEMENT: Japan Automatic Multi-function with Power Reserve and Date
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CASE DIAMETER (mm): 42
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CASE SHAPE: Round
CASE COLOUR: Round
DIAL COLOUR: Stainless Steel
BAND: Genuine Leather Strap
BAND COLOUR: Grey
BUCKLE: Strap Buckle
BAND WIDTH (mm): 22-20
WATCH WEIGHT (g): 50
WARRANTY: 2 Years International
Free shipping worldwide.
Dufa take the satisfaction of their customers very seriously. Every product is inspected to the highest possible quality standards before dispatch. However, if you are not totally satisfied with your purchase you can return it to them within 28 days for an exchange or full refund.
Taking inspiration from the mid-century modernism of Bauhaus, German-based Dufa create watches – some of which are named directly after Bauhaus icons – that feature a range of retro dials, curved domes and pocket-watch-inspired rounded bezels.
From its historic origin at the famed Etzold & Popitz watch and clock factory to its current incarnation as a contemporary watch brand, DuFa timepieces have been produced in the midst of Germany's rich architectural and cultural landscape. With this heritage of sophisticated excellence and spirit of subtle yet sublime design, DuFa's legacy lives on.


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SQL Server 2017 - In Review
It's the end of what has been interesting and successful year here gethynellis.com on both the SQL Server consulting and SQL Server training side of the business.
On the consulting front we have been involved in many projects, possibly too many to mention here, but these are the highlights. We started year involved in a large database migration from SQL Server 2008 to SQL Server 2014. Around 20 instances. This included designing, architecting and deploying several SQL Server Availability Groups to ensure disaster recovery for our clients critical databases. As part of this we have also migrated SSIS packages and some reports on SSRS too up to SQL Server 2014.
We have been involved in a large Microsoft Dynamics CRM implementation – we were brought in to look at performance issues that certain customised components were experiencing and we have ended up not only fixing the performance issue but also helping with, building up and supporting a 4 node availability multi-subnet availability group, disaster recovery planning and general troubleshooting.
For another client we've been involved in a large data centre implementation. Building SQL Server 2016 Availability groups to support infrastructure application like System Center Operations Manager (SCOM) and Virtual Machine Manager (VMM) for Hyper –V
At the tail end of the year we have been migrating several small scale SQL Server instances to Azure SQL Databases. This has been very interesting project to be involved with and as more and more businesses see the benefit of the cloud offering available by the various cloud suppliers I suspect we'll be getting involved in more of this type work.
On the training side of things, we haven't delivered as many courses as years gone by but its still kept us pretty busy:
We have delivered
- 2 SQL Server Databases Administration courses
- Several Enterprise Architecture TOGAF certification courses
- 2 SQL Server querying and programming courses
These have been on the public schedule or delivered onsite with the customer.
Thrown into all this SQL Server 2017 has been released and we have been busy making sure our skills are up to date to work with that going forward.
What does SQL Server 2018 have in store?
Well I can't predict the future but the signs are good. We have a reasonable amount of work in the pipeline. We have a SQL Server Security hardening assignment with a key client to start the year off, a potential SQL Server 2016 migration for a Dynamics environment and also some general consultancy around performance and general setup of SQL Server for software house client of ours
Training wise we'll be offering the full Microsoft official Curriculum of SQL Server courses including the newly released
- Updating your skills to SQL Server 2017 (2 Days)
- SQL Server on Linux (2 Day Courses)
All of our courses can be delivered on site at your business or on the public schedule. If you are interested. Get in Touch
We'll also be offering the Microsoft official Curriculum of SQL Server courses on demand so you can take them at a date and time to suit yourself. We'll also be providing you with some instructor time, giving you the ability to ask questions, get help with the labs, or get help with a specific problem you have back at work...Just as if you were in a real life classroom. You won't be left on your own, unless you want to be. Check out the training page in the new year for more details on this or Get in Touch if you want more details now.
If we can help you with a SQL Server issues, or if you would like to discuss SQL Server training. Contact Us for a free consultation.
2018 is likely to be a very exciting year for me both personally and professionally. I'm very excited for it to begin.
So all that leaves me to do is wish you and you're a very Happy and prosperous New Year!


text: Social entrepreneur, adventurer and business woman. Subject of the National Geographic Documentary Elephant Vision, Ashoka Fellow, Eisenhower Fellow, Counsellor for One Young World, World Economic Forum Young Global Leader, TED speaker, past adviser for the Clinton Global Initiative and campaigner. Since making a life-changing decision at 28 to leave career as a management consultant and travel across India on an elephant, has been committed to building a global movement on inclusive business to build an equal society for the 1 billion people in the world with a disability. Has set up several organizations and initiatives centred on disability business inclusion. #Valuable, the most recent campaign, launched in August 2017, a global call to action for business to recognize the value of the 1 billion people with disabilities across their supply chain, reached 810 million people. Now, #valuable is working with chief executive officers, brands and platforms to put disability on the global business leadership agenda.


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When it comes to purpose-built vans that are designed with hauling plenty of passengers or cargo in mind, the Mercedes-Benz Sprinter has apparently become the standard bearer for other automakers to follow. After making its way to the United States in 2001, both Ford and Ram now offer European-style hauler vans reminiscent of the Sprinter in place of the massive, truck-based vans such as the Ford E-Series that were once popular on U.S. roads.
For the 2019 model year, the exterior and interior of the Mercedes Sprinter van have been refreshed. A rear-wheel-drive configuration will likely be standard for vans headed to the United States, while 4-wheel drive remains an option. For the first time, a front-drive option is available, though it is yet to be determined if it will make it to the States. A fully electric drivetrain will also eventually make its way into the lineup.
The new Sprinter van will also receive the MBUX infotainment center, which is able to carry out language functions such as warming up the cabin after hearing the command, "Mercedes-Benz, I'm cold." Safety features such as lane-keeping assist, blind-spot detection with rear-cross traffic alert, and intelligent high beams are also available on the new Sprinter.
It is also interesting to note that for the first time, Sprinter vans sold in the United States will also be manufactured here. The newest Mercedes Sprinter will be on sale by the end of 2018 in the United States.
Changes to the 2019 Mercedes-Benz Sprinter:
- Refreshed exterior and interior
- Optional fully electric drivetrain (late availability)
- New standard infotainment center and safety technologies
- U.S.-bound models manufactured domestically for the first time
What We Think
Mercedes-Benz has, without a doubt, set the full-size van benchmark with the Sprinter, and the new 2019 lineup will certainly expand upon the versatility that customers have grown to love.
Learn More About the Mercedes-Benz Sprinter
Did you find this article helpful? If so, please share it using the "Join the Conversation" buttons below, and thank you for visiting Daily News Autos.


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30 Minute Limit on DSLR Video May Soon be Removed 0
DLSR cameras generally have a 30 minute video limit. After 30 continuous minutes of shooting video, the camera automatically closes the shutter. This isn't a limitation of DSLR cameras however, but built in limitation as a workaround to avoid a 5.4% duty applied to video cameras.
At present, digital cameras' video cuts off after 30 minutes to avoid them being classified as video cameras (which attract 5.4% duty into markets including Europe). If the video cameras are added to the ITA, this distinction would no longer matter.
The 30 minute limit will be removed if the World Trade Organization's Information Technology Agreement (ITA) is expanded. That doesn't mean DSLRs would avoid the tarrif if the ITA is expanded, but rather the tarrif would include them either way, so the work around would be useless.
Overheating sensors and the 4GB limit of FAT 32 memory cards would still limit video length however.


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You can add or remove existing NSX security groups and security tags in a machine deployment. You cannot add on-demand security groups but you can remove them.
The change security action is based on a machine component or cluster. For example, if security is associated to a cluster named AppTier2 which consists of 2 machines, you perform the change security operation on the AppTier2 cluster, not the individual machines within the cluster.
The Change Security operation is not supported for deployments that were upgraded or migrated from vRealize Automation 6.2.x to this vRealize Automation release.
Log in to the vRealize Automation console as a machine owner, support user, business group user with a shared access role, or business group manager.
Verify that you are entitled to change security in a deployment. The required catalog entitlement is Change Security (Deployment).
- Select .
- Locate the deployment and display its children components.
- Click Change Security from the Actions menu.
- Select the deployed machine component or cluster in which to add or remove security items.
- Add or remove existing security groups and security tags for each machine component or cluster in the deployment as required.
- Remove on-demand security groups for each machine component or cluster in the deployment as required.
- (Optional) Click the Reason tab and enter a reason for the request.
- When you have finished making changes, click Save or click Submit to submit the change request.


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Thanks for taking the time to visit my JustGiving page.
I'm a mum and outdoor blogger and I have decided to set myself a challenge of walking a 50 mile route, The Northamptonshire Round, in one weekend. I have three aims, firstly of course to raise money for a very worthwhile cause. As a mum, I am very grateful to The Lullaby Trust for their tireless work in researching and promoting safer sleep. Secondly, I want to push myself further than I've ever done before and set a really difficult challenge. Finally, I want to inspire others to take on their own walk and help to raise money for this amazing charity.
Donating through JustGiving is simple, fast and totally secure. Your details are safe with JustGiving - they'll never sell them on or send unwanted emails. Once you donate, they'll send your money directly to the charity. So it's the most efficient way to donate - saving time and cutting costs for the charity.


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by: Jimmjane
Dim the lights, light the wick of the massage candle and allow a pool of warm melted wax to form in the centre. Pour the massage oil onto your lover's skin with the subtle tapered spout of the ceramic candle holder, massaging it into their skin as part of a sensual and soothing massage, nourishing them with the rehydrating, shea butter enriched oil.
The wax melts at a skin-safe temperature and can be applied directly to the skin. Made of clean-burning, natural paraffin-free wax. Each candle offers approximately 42 hours of burning.
Housed in a beautiful porcelain candle holder with bespoke matches. The perfect romantic gift for your lover.
The 210th Experience body care line will always seduce you with the hidden assignments behind the QR code inside the package.This unique mix of natural... Read More
The 210th Experience body care line will always seduce you with the hidden assignments behind the QR code inside the package.The careful mix of rich... Read More
£17.00 £22.00
Little is more arousing than the Tinseltown image of a gently flickering, soft glowing candle sitting by the bedside. Add to this image the reality... Read More
Scented massage candle.The flame of this candle reveals the meaning of the looks in the eyes of those who love each other. From the heat... Read More


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First of all, our prayers go out to those that were injured today in Charlottesville, Virginia and to the family of the person killed there.
The cowardly act in Charlottesville that left one person dead and 19 injured is reprehensible and indicative of the worst in our society. White supremacist organizers of the planned noontime rally were the backdrop and the foundation for what happened there today.
While they claim concern for the removal of a confederate statue was the impetus for their rally, the right wing has a long history of divisive and racist acts that would attempt to take our nation in an apartheid-like direction. Catch phrases reported by local Charlottesville media from the Ku Klux Klan's David Duke as 'the first step toward taking America back' are pretty clear statements about removing 20th century gains made by people of color, gays, women and others in our nation.
The divisive rhetoric and policies of our current President and unreported experiences of many people of color, victimized by racist acts since the election, help give these thugs a sense that they can now openly organize and attack progressive forces.
Those of us that see the importance of unifying our nation, so that we will continue to be a beacon of hope and a light of liberty for the world, know that we have to speak out when we see injustice like this occurring. However, it is not enough to just raise our voices, we must continue to organize and show by example we embrace the idea of the 'beloved community' that Dr. Martin Luther King Jr. described, lead the movement to try and realize and for which he ultimately gave his life.
We know that the purveyors of white supremacy will not stop because one event was cancelled and we hear they have pledged to continue their struggle.
Brothers and Sisters in organized labor have long been in the fight against those that would try to roll back the clock in America, to a time when labor was exploited and rights were nonexistent.
We believe in a phase popularized in a song during the civil right movement, "we shall not be moved."
And so our struggle for jobs, peace and freedom continues and we believe that love and unity are the keys to our success as a nation. We stand with those that stand for these values and pray that more will come to see this light.


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Americares Medical Outreach donates medicines and medical products to U.S.-based and licensed volunteer medical teams traveling abroad to provide primary care, perform surgeries, respond to emergencies and strengthen local health care capacity.
Find and connect with organizations working in similar geographic and medical practice areas.
Every even year
Explore Now


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Code: PRZ-IMnCV6Z
The kitchen is very light and airy, granite marble effect worktops and stylish cupboards along with glass table and chairs giving an "ultra modern" look. There are two full sized fridge/freezers, dishwasher and microwave. To the rear of the kitchen a door either side gives a choice of stepping out on the side BBQ terrace or the rear covered terrace with large wooden dining table and raffia chairs.
Magnificent Pollenca Countryside Pool Rental is one of our Spain Luxury Rentals . View Guide to Spain Luxury Vacations
Disclaimer: Pins in map may not be accurate if Google Maps cannot find the exact address. In this case an approximation is made.
View Destination Guides: Mallorca, Pollença,
Set in an excellent location just outside Pollenca and enjoying a countryside ambience with truly stunning views to pine clad mountains, La Rafal De Rosser Vell is an impressive brand new property.


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Product Description
The ESP1400AAH is a 4/5 AA size rechargeable Nickel Metal Hydride (NiMH) battery. Please note that these cells are flat top industrial cells and are designed for battery packs and industrial applications.
The cells are 1.2V with a capacity of 1400mAh. If you are looking at this battery to go into an electric shaver or toothbrush you will need the tagged version of this cell, found in the related products section on this page. You may also be looking for the CPS533 if you need a shaver battery pack.


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The Chaos Duel Disk is a Duel Disk designed for the members of Doma in the Waking the Dragons arc.
The Chaos Duel Disk resembles a scythed blade. It could fold itself in, by sliding each Monster Card Zone and its corresponding Spell & Trap Card Zone under the one next to it until the field was completely folded into the hinged "spell trigger" part. It then folds into the central part of the Disk, creating a compact form.
Real world
Like the KC mass production Disk, the company Mattel manufactured replicas of the Chaos Duel Disk for use with the real TCG, however with the same flaws as the KC Disk. These include
- Not being able to use card protectors; this can ruin cards.
- The lack of a Fusion Deck Zone.
- Only having a maximum of 9990 Life Points, which is not too difficult to surpass.
- It folds in different, instead of the front tip folding into the center, the Monster Card Zone closest to the Field Zone is visible.
The toy does not fold up as much as the anime version. The Card Zones similarly slide under another, but the last two do not fold into anything.
The hinge on the toy is the whole of the first and second card spaces, which pushes to the back of the central part and though not as compact as the anime Chaos Duel Disk, it is still the most compact and light-weight of the toy Duel Disks.


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Millions of People Want "SpongeBob SquarePants" at Superbowl (video)
Someone started a petition to have a "SpongeBob SquarePants" song performed during the Super Bowl Halftime Show.
It's called "Sweet Victory", and over a million people have signed the petition.
It's because the creator of SpongeBob died last year.
If you don't know, "Sweet Victory" is a song SpongeBob performs at halftime of the Bubble Bowl.
But the guy who voices SpongeBob doesn't sing it . . . it sounds more like a hair metal song.


text: Wanting change is one thing but can your organization cope with disruptive innovators? We often hear that businesses and organizations of all sizes crave to be more innovative. They certainly do not want to be 'out of date', and want to keep providing customers with the products and services they need. But do we really understand innovation and the costs? Do we really want innovative companies? Are we prepared to disruptive our whole industry, and put some of our cash cows to bed? There … [Read more...] about Disruptive innovators – Can your organization cope?