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There is no greater place in your community to impact more people for God than your local schools. For every child that attends a school, there is a family. For every teacher, staff and administrator there is a family. Many area businesses provide goods and services for the schools. There are very few people in your community that are not connected in some way to a school campus. When a church ministers to a school, it ministers to an entire community.
Now, I know what you are thinking. "God's not allowed in schools, so our church can't minister there." To say God isn't allowed anywhere is an indictment on your view of God and on your faith in Him . God is God. He can go anywhere and do anything He wants. In fact, the Bible says God is omnipresent, so that means He is already at school. The Bible also says wherever two or more are gathered in His name, there He is also. If we are at the schools in His name, then He will be there with us.
So, the question isn't "Is God allowed in schools?". It's, "Are we going to take God to schools?"
Here are 5 steps and 3 principles you and your church can use to begin ministering to a school and take God to the campus:
- Begin praying for the campus. Ask students and staff for prayer requests. Pray for each student and staff member by name (Use a yearbook). Do prayer walks on your campus. Build a Prayer Zone around your school.
- Begin serving and meeting the needs of teachers, administrators and students that are members of your church. Ask them what they need for their classrooms or areas of responsibility and provide. Word will spread quickly that you are ready and willing to serve and others will request assistance. This will help build trust to open the door for step #3.
- Set up a meeting with the administration to ask them what needs they have as a school. Meet with the Guidance Counselors to learn about needs the students have. Begin by meeting one need. Once you have met one need, begin meeting others. NOTE: You will not be able to meet every need but you may be able recruit other churches and other businesses who can meet needs your church is unable to.
- Start asking "What do you wish for?" Teachers and administrators have a long list of needs…the things they must have in order to educate students. What really get's interesting and creative is when you ask them what they wish they could do for their students. Most teachers and administrators have a "wish list" of things they have always wanted to do for their students but do not have the time, money or energy. Meeting a needs is a blessing, but meeting a wish is something much more powerful!
- Get involved! Join the Parent/Teacher Organization, the Band/Athletic Boosters, chaperone school dances, proctor standardized tests, mentor and assist students serving in campus ministries at the school…get involved wherever you see an opportunity.
- Do not expect or ask for anything in return. One of the first things you will encounter is that the school will suspect you of having ulterior motives and wonder if they can trust you and your church. Most of the time these concerns are legitimate because they have been burned and mislead in the past by people claiming to have the school's best interests at heart when in reality they had other plans. The school, although desperate for help, will not share their major needs and wishes with you until they know they can trust you. For example, when you provide notebooks for students, don't slip in a gospel tract or flyer for your youth ministry. When they ask you to volunteer at the school, don't show up with your Christian t-shirts on.
- Trust that God will use your servant's heart to open doors for deeper ministry. If you approach every opportunity to serve as an opportunity to "preach", your ministry at the school will not last long. While school officials are concerned about any ulterior motives you may have, they also understand that there is a greater purpose involved in your service. When serving students or adults at the school, simply meet their need…don't force any spiritual discussion or direction. Trust that God will use your service to work in the hearts of those you are serving and that He will provide opportunities outside of your service to minister to them spiritually. (BTW, Jesus was a master at meeting physical needs first, them addressing spiritual needs.) So when you are chaperoning a dance, be polite and respectful of the students. If you catch two of them making out, politely ask them to stop and don't give them a lecture on "True Love Waits". Then, when you run into the students in the hallway of school the next week, or in Wal-mart the next day, they may approach you and ask you why you are always at their school or why you didn't lower the boom on them like they expected. That's when God opens the door for ministry to the soul.
- Earn the trust of the school and keep it. Be overly protective of any favor that you gain with the school administration. All it takes is for one person to cross a line or cause someone to complain, and the administration may limit or cut off your ability to serve. This would include blatant "proselytizing", disruption of class time, or causing a burden to be placed on someone at the school. For example, if you serve the football team bottled water for practice and the school custodian has to put in extra work to pick up all the empty water bottles scattered across the practice field, that person may complain to the administration. Remember that your goal is to relieve stress on the school, not to create it….to be a blessing, not a burden.
The opportunity to minister to schools is wide open! We must simply do so in a way that honors and respects the school and it's rules, while at the same time honors God with our servants hearts.
The schools need our help and want our help. So, what are you waiting for?
Soli Deo Gloria,
Here is a list of things our church has done to serve the high school that sits across the street from our church. Please leave a comment and share any ministry ideas you have for schools!
The band & ROTC use our gym for band camp and drill team practice.
Provide the guidance staff male & female toiletry kits.
Serve at the prom each year as bathroom attendants and parking lot attendants and have provided hair and make-up artists to fix "wardrobe malfunctions".
Provided breakfast for students and parents at orientation.
Provide water, cookies and chips to staff during teacher work days.
Provide coffee to assist the PTA serving breakfast to teachers and staff.
Serve in crisis response coordinating teens at the hospital and helping with communication between students, the hospital, parents and the schools. Coordinate with the guidance staff to connect local youth pastors to be available for counseling students after the death of a student.
Provide umbrellas for teachers on bus duty.
The school's preschool program used our nursery for 2 years when their school had mold problems.
Youth group participates in prayer events for the campus throughout the year.
Provide volunteers for Field Days and proctors for standardized tests.
Administration has used the sanctuary for teacher training when school was undergoing renovations.


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subset: commoncrawl


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Wage and Hour Division (WHD)
Archived News Release — Caution: Information may be out of date.
Press Releases
Date: June 30, 2014
Contact: Ted Fitzgerald or Andre J. Bowser
Phone: 617-565-2075 or 617-565-2074
U.S. Department of Labor
Wage and Hour Division
Release Number: 14-964-NEW/BOS 2014-114
New York City restaurant chain to pay nearly $1 million in back wages and damages following a US Department of Labor investigation
DOL secures lien on owner's property to ensure payment
NEW YORK -- The U.S. Department of Labor has obtained a consent judgment in the U.S. District Court for the Southern District of New York ordering the restaurant chain Manna's to pay a total of $956,482 in back wages and liquidated damages to 85 low-wage workers following an investigation by the department's Wage and Hour Division. The restaurant chain, owned by Betty Park, Kenny H. Kim and Andrew Kim, will also pay $31,952 in post-judgment interest and $39,737 in civil money penalties to the department because of the repeated and willful nature of the violations of the Fair Labor Standards Act.
"This was the division's second investigation of these businesses. In 2006, several of the restaurants paid more than $166,000 in back wages for similar overtime violations. The recurring and deliberate nature of these violations is unacceptable," said Maria Rosado, director of the Wage and Hour Division's New York City District Office. "This case demonstrates that the division will use every tool to make sure all employers come into compliance, including the assessment of civil money penalties."
Investigations by the division's New York City District Office found widespread violations by the restaurants of the FLSA's minimum wage, overtime and record-keeping requirements. Specifically, the restaurants paid cooks, dishwashers and cashiers flat salaries for all hours worked instead of paying them overtime at time and one-half their regular rates of pay when they worked more than 40 hours in a workweek, as the law requires.
To ensure that the restaurant chain complies with the terms of the judgment, the department has secured a lien on property in Palisades Park, N.J., owned by defendant Park. If the defendants fail to make scheduled payments, the court can appoint a receiver to ensure that the judgment's terms are met.
"The department will not hesitate to utilize strong and innovative legal means to ensure that workers are properly compensated for their long hours of work," said Jeffrey S. Rogoff, acting regional solicitor of labor in New York.
In addition to paying the back wages owed, the restaurant chain agreed to maintain future compliance with the FLSA. The restaurants will post FLSA posters in English and any other languages spoken by employees and will inform employees of the terms of the judgment in a language they understand.
The cases were litigated on behalf of the Wage and Hour Division by the department's Regional Office of the Solicitor in New York City.
The restaurants and their locations include the following:
- Manna's Soul Food Restaurant, 829 Broadway, Brooklyn, N.Y. 11206
- Manna's Restaurant, 956 Flatbush Ave., Brooklyn, N.Y. 11207
- Manna's Soul Food Restaurant 478 Rockaway Ave., Brooklyn, N.Y. 11207
- Manna's Soul Food Restaurant , 54 E. 125th St., New York, N.Y. 10035
- Manna's Soul Food Restaurant, 70 W. 125th St., New York, N.Y. 10027
- Manna's Restaurant, 2331 Frederick Douglass Boulevard, New York, N.Y. 10027
- Manna's Restaurant, 486 Lenox Ave., New York, N.Y. 10037
The FLSA requires that covered employees be paid at least the federal minimum wage of $7.25 per hour, as well as time and one-half their regular rates for every hour they work beyond 40 per week. The law also requires employers to maintain accurate records of employees' wages, hours and other conditions of employment, and prohibits employers from retaliating against employees who exercise their rights under the law. The FLSA provides that employers that violate the law are, as a general rule, liable to employees for back wages and liquidated damages payable to the workers.
For more information about the FLSA, call the Wage and Hour Division's New York City District Office at 212-264-8185 or call the division's toll-free helpline at 866-4US-WAGE (487-9243). Information is also available at http://www.dol.gov/whd.
U.S. Department of Labor releases are accessible on the Internet at www.dol.gov. The information in this news release will be made available in alternate format (large print, Braille, audio tape or disc) from the COAST office upon request. Please specify which news release when placing your request at (202) 693-7828 or TTY (202) 693-7755. The Labor Department is committed to providing America's employers and employees with easy access to understandable information on how to comply with its laws and regulations. For more information, please visit www.dol.gov/compliance.


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Natalie Grant is a multi-Grammy nominated Christian & Gospel artist and a five-time Female Vocalist of the Year (The Gospel Music Association). Her passion is to help people across the globe both discover their God-given calling and live it out to its fullest potential. Grant co-founded Hope for Justice International, a multinational organization that rescues and provides complete restorative care for victims of human trafficking. Grant lives in Nashville with her husband and their three children.
A Dolphin Wish
Read by Simona Chitescu Weik
The 2nd book in the Glimmer Girls series follows the sisters to aquatic adventure in San Diego!
"Grant's background in Christian music is evident here; the girls' faith guides them through their adventures. God and Christianity play major roles in the story. When the girls face a dilemma, it is not only their family but their faith that shapes their choices. The sisters are sweet and innocent. As the slight mysteries unfold, Grant interjects some realistic life lessons about overcoming deceit and coping with everyday family issues. VERDICT Younger middle grade readers, especially those with a Christian faith, will enjoy these appealing and light mysteries filled with sisterly bonding." - School Library Journal
Released February 21, 2017
English, Unabridged
London Art Chase
Read by Simona Chitescu Weik
The 1st book in the Glimmer Girls series follows the sisters to artistic adventure in London!
"Blending travelogue, mystery, and family story, this novel from Christian recording artist Grant...will find a home with many conservative Christians and fans of Grant's music. First in the Glimmer Girls series, this light mystery gets some added sparkle as the book's adults encourage Maddie to find her own 'glimmer.'" - Booklist
Released February 21, 2017
English, Unabridged
Miracle in Music City
Read by Simona Chitescu Weik
The 3rd book in the Glimmer Girls series finds the sisters chasing mystery in Nashville, Tennessee!
"This short novel, less focused on mystery than its predecessors, instead zeroes in on friendship, compassion, and humility. Grant's writing is getting stronger, and her character development fuller, lending the series added promise." - Booklist
Released March 14, 2017
English, Unabridged
Light Up New York
Read by Simona Chitescu Weik
The 4th book in the Glimmer Girls series finds the sisters chasing mystery in New York City!
"Though this is a mostly light and fluffy tale, Grant conveys some important life lessons. The girls struggle with jealousy and the temptation to break the rules. As the mystery unravels, readers are compelled to ask what is truly right and wrong and how sometimes those lines can become blurred. Readers will find themselves thinking about difficult decisions and how choices they make can affect themselves and others. VERDICT Fans of the series will be happy to have this next installment. Overall, tweens will enjoy the adventures of these spirited sisters." - School Library Journal
Released January 31, 2017
English, Unabridged


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Contact Us
Please send us any questions or concerns you may have.
There is no charge for this service as we want to earn your business. Health Insurance Consultant's main objective is to educate individual and group consumers to understand the complexities of our new healthcare laws.
Health Insurance Consultants
441 S. Livernois Suite 270, Rochester Hills, MI 48307
E-mail: firstname.lastname@example.com
Telephone: (248) 822-6070
Fax: (248) 822-6061


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Graduate Admission information is available from the Office of Graduate and Professional Admissions at Rutgers University. A complete application for the Biomedical Engineering Graduate Program consists of the electronic application, three letters of recommendation, the application fee ($70), official transcripts from previous academic institutions, a personal statement which addresses the reasons for the your interest in graduate study, GRE General test scores and TOEFL scores (if an international applicant). TOEFL and GRE scores have suggested minimums set by Rutgers that are useful in ascertaining the student's English and Quantitative abilities. Apply online for Biomedical Engineering at Rutgers HERE.
ALL PhD applications MUST be received by December 15 for consideration for the Fall cycle. BME at Rutgers admits students for fall terms. Supporting material must be received shortly thereafter. Fellowships are generally awarded at the time of offer of admission for the first year. International students applying from abroad must submit ALL application supporting material by January 15th. Early submission is strongly encouraged for all applicants.
ALL MS and M.Eng applications and supporting material MUST be received by February 1 for first consideration for the Fall cycle. BME at Rutgers admits students for fall terms. There is no departmental funding for incoming masters students. Funding must be handled by the applicant.
Women and minority students are encouraged to apply.
For more information, visit BME Graduate Admission FAQs.


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With South African waters offering the very best of reef and game fishing in the world, Cuda 2, Hermanus Fishing Charters offers a wealth of knowledge and experience for a most memorable trip.
Sea fishing and adventure is our speciality!
Join skipper, Arrie, and his team with over 25 years of experience in fishing the waters in and around Hermanus as well as deep sea fishing for Yellowfin and Longfin (albacore) Tuna in the Western Cape, for the ultimate fishing trip.
Cuda 2 is the Winner Of The Top Boat, In The Gordon's Bay Offshore 2012 Classic
The "Cuda 2" is fully equipped with all you will need for your fishing trip. The twin hull boat Powered by two Yamaha outboard engines is extremely stable and can set up to 7 anglers comfortably.
Tuna Fishing
The Western Cape has a reputation for both Yellowfin and Longfin (albacore) Tuna fishing with many catches tipping the 50-70kg mark. Cuda 2 can accommodate up to 6 anglers for tuna fishing.
Reef Fishing
The rich waters off the Hermanus coast offer a wide variety of fish species from the Red Roman to Yellowtail.
We can accommodate up to 7 anglers for reef fishing.
• Comfortable for up to 7 anglers for Reef Fishing and 6 anglers for Tuna Fishing
• Departing times vary depending on a full day, half day or tuna trips. All trips are weather dependent.
• All bait and tackle is supplied but you may bring your own if you wish
• Lunch, snacks and drinks (water and soft drinks) are included in Tuna fishing trips
• Bring Warm clothing, a rain jacket, sunscreen & a sun hat
• If you are prone to sea-sickness, please consult your pharmacist for advice


text: Hi there!, my name is Matias Fuentes, I was born and raised in Santiago de Chile. I was always interested in video games and computer systems. I started my studies at Colegio O'Higgins, although most of my school years were at Colegio Los Alpes. In those years, like most teens, i didnt knew what to do with my life, so I decided to take a year to think and clear my head, there, I discovered my passion for programming, specifically when I started learning Web development at Coderhouse, this experience made me discover the endless possibilities this tool has to offer. After some time working for my own projects I was able to win a scholarship to study Software Development provided by Accenture and University of Chile. While I was finishing my studies I got the incredible opportunity of coming to Vancouver Film School to keep working on my dreams, make video games. Now I dedicate most of my time to learn more and more, from programming languages such as C++ and C# to Video Games development in general.


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Crisis support with a key focus on suicide prevention in Australia (available 24/7)
Information on depression, anxiety and how to help yourself or a friend. Telephone, online and email support available (available 24/7)
Free nationwide professional telephone and online counselling for anyone affected by suicide, or suicidal thoughts (available 24/7)
Offers crisis support helpline services as well as face-to-face counselling (available 24/7)
Blue Week is an exciting on-campus initiative that is running for the first time as a nation-wide event in 2014. Beginning as an initiative of the University of Western Sydney Medical Society and Global Health Group, it went on to win the 2013 AMSA Wellbeing Cup and has now run with huge success in many university campuses around Australia. This week varies across universities, and will be expanding even further in the near future.
Blue Week aims to directly engage with tertiary students using innovative activities on campuses to increase mental health literacy and reduce stigma surrounding mental health issues. All events and activities during the week are themed blue – the international colour for mental health! This is a fantastic opportunity to get involved with mental health issues in a fun, interesting and engaging environment alongside your fellow peers.
Keep an eye out for Blue Week coming to a campus near you!
Upcoming dates:
University of New South Wales
Welfare Week (29th September-3rd October)
Monash University
Blue Week (21st-26th September)
UWA Students Passionate about Mental Health
R U OK Day (September 9th)
Flinders University
Mental Health Awareness Month (October)
Blue Week(1st to 5th September 2014)
We are also extremely excited to partner with Future Health Leaders on this initiative, bringing Blue Week to even more University campuses around Australia than ever before.
For more information, please email Brian Fernandes (Community & Wellbeing Liaison Officer) at email@example.com
A number of workshops have been written and conducted across Australian and international conferences focusing on medical student mental health. These workshops are run by students, for students, and emphasise what we as a group can do to improve our wellbeing.
The Carefactor workshop, now in its second year,aims to educate students about early signs of mental health issues and upskill students to help their peers through the appropriate networks and approach. This workshop has been run with great success at the 2014 AMSA National Convention, 2014 IFMSA General Assembly in Taiwan, 2013 Health Practitioner's Health Conference in Brisbane as well as numerous medical school events and leadership seminars in Victoria. Focusing on common everyday signs of the early stages of mental health difficulty, Carefactor uses interactive scenarios and multimedia prompts to educate students on what to look out for, and the best way to help.
Code Blue is a three-day intensive workshop delivered at the recent IFMSA General Assembly in Taiwan to medical students from all over the globe. This workshop aims to upskill medical students worldwide on how to approach the mental health issues of medical students in their country, considering social and cultural contexts as well as issues at the individual and peer level. The AMSA Mental Health Campaign is proud to be leading the way in peer-to-peer education on mental health issues, on an international scale!
For more information, please email firstname.lastname@example.com
The Australian Medical Students' Association (AMSA) is the peak representative body for Australia's 17,000 medical students.
Visit the AMSA website at www.amsa.org.au
Copyright © 2014 Australian Medical Students' Association. All Rights Reserved


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David G. Havlick is a founder of and instructor for the Wild Rockies Field Institute in Missoula, Montana, and was roads scholar project coordinator for the Predator Conservation Alliance.Havlick, David G. is the author of 'No Place Distant Roads and Motorized Recreation on America's Public Lands' with ISBN 9781559638456 and ISBN 1559638451.[read more]
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Anti-aging , Anti-aging Medicine, Anti-aging Conference , Anti-aging course
Shabnam Das Kar has not received any gifts yet
I wanted to share information regarding some of the books that I am reading/ have read recently.
Keeping aBreast by Khalid Mahmud......very informative about the use of BioIdentical Hormones in women
Good Calories,Bad Calories by Gary Taubes.......exhaustive research on dangers of low-fat diet.The research on cholesterol,statins is great.He has a bibliography of about 200 pages!
The Metabolic Solution by Stephen Sinatra.His "Reverse Heart Disease Now "is an excellent…Continue
Posted on January 3, 2011 at 8:46am — 1 Comment
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Perfect Wedding Guide
I hope you had an amazing time at the Perfect Wedding Guide Bridal Show! There were so many great vendors, and I'm sure you are getting a ton of emails right now! So, I will get straight to the point!
I have two deals for you!
- Join my Wedding VIP Club, and receive your engagement session ($800 value) for free when you book your wedding with me! To join my Wedding VIP Club, simply text KDWED to 51660 and follow the instructions!
- Deal number two has to do with PWG bucks. I will accept up to 500 PWG bucks to go towards your wedding photography collection.
Both deals expire on June 1st! If you have any questions, please feel free to contact me here!
What people are saying
"Kristen photographed my wedding 1 year ago. She is an amazing photographer with a classic yet outside-the-box style. She made me feel totally comfortable, beautiful, and was so much fun to work with! I can't wait for my next friend to get married so I can recommend her!"
Kristen was the perfect person to film my bridal shoot and wedding. She was kind, creative, professional, encouraging… And the pictures were gorgeous!! Thank you!
Kristen went above and beyond for my wedding. I could not have imagined having a better photographer for my big day. She was so great to work with and eager to help make the day as stress free as possible. She captured all of the moments on my wedding day that were important to me and all of the photos are absolutely breath taking. I HIGHLY recommend her!
What makes us different
Named in the top 20 wedding photographers in Lexington, KY within 6 months of moving to the area.
Full day coverage. Always. I will be there from getting ready to your grand exit!
Fearless. I have photographed in rain, underwater, and at night during a power outage. I'm ready for anything.
Second photographer. I always photograph with a second. This allows me to be more creative and produce beautiful and artistic images of your day!
Quick turn-around. You will have a sneak peek at your reception, and your wedding photos will be professionally retouched and delivered within two weeks of your wedding.
Luxury products. I will work with you to design your wedding album, wall gallery, and help you choose the best products for your personal style.
Contact me
Ready to book? Still have questions? Want to meet for lunch? Fill out the form below and let's get started!


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Blanket LadderSeptember 16th, 2013 in member junk
MakinItHappen, member
I've tried all kinds of ways to store old camp blankets. Don't know why I didn't build this a long time ago! I also wish I could remember to take pictures DURING the work!
Pattern or design used: My own design
posted in: member junk, wood, bedroom, cabin, blanket ladder
Comments (3)
gadgetsponge writes: Looks great! Clever way to show off all that fabric color. Posted: 6:36 am on September 20th
georgiamoon writes: I'm actually looking for a ladder for my living room but I never thought of MAKING one!!! Great job,
Georgia Posted: 2:45 pm on September 19th
Georgia Posted: 2:45 pm on September 19th
JunkArchitect writes: Fantastic...and for only few dollars!
Posted: 7:33 pm on September 18th
Posted: 7:33 pm on September 18th
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Multi-Functional Furniture Project (AS)
With apartments living becoming more common and useable space being more in demand I designed a product that combined seating with storage and where one function did not overwhelm the other. Therefore, through sketching, modelling and testing, I produced a product for a bedroom which combined a laundry basket built into the unused space under a chair.
Young professionals aged 25-35


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Fierce fingertips from OPI, Gelish, and Perfect Match
Long nails that last the longest
4 p.m., Dec. 5
In its advertising, Las Vegas boasts that "What happens here, stays here." But that's not true if you are a well-known San Diego biotech executive who went through a quickie marriage in mid-2005, a week before your previous marriage was dissolved and two months before the court decreed you could remarry. The scientist, Dr. Tina Nova, had the marriage annulled quickly, admitting to bigamy, but now the Las Vegas fellow she married in haste, Lawrence (Lance) Ackland, has filed a suit for $2.3 million, claiming the experience was psychologically damaging to him. Two months after the wedding, she filed a restraining order against him in San Diego, and it was quickly granted after a hearing.
"I made a one-day mistake. I married him and unmarried him in three seconds," says a distraught Nova, although records in North County Superior Court indicate the relationship lasted a little bit longer than that, albeit at long distance.
Nova, who has a PhD, is chief executive of Genoptix, a Carlsbad company providing medical services to hematologists and oncologists. She is on the Independent Citizens' Oversight Committee of the state's stem cell research effort, is secretary of the board of trustees of the University of San Diego, and was named "outstanding business leader" of 2006 by California State University San Marcos. She lives in a posh home in Rancho Santa Fe. Her press reviews are uniformly of the rave variety.
According to lawsuits on file in both Las Vegas and San Diego County, and interviews, here's what happened: the two met at Vegas's MGM Grand June 25, 2005, at the 80th birthday party for actor Tony Curtis. After seeing each other a few times, they wed on July 29, 2005. It was a "quickie Nevada wedding ceremony," according to papers filed by Nova's attorney, Steven V. McCue. "The marriage was a spontaneous and immediate event which was not planned in advance by the parties and which occurred after the parties had in essence been partying." However, both Nova and Ackland claim that neither excessive imbibition nor a festive atmosphere actuated the sudden union, which took place at the Little White Wedding Chapel on the Las Vegas Strip. Such dignitaries as Frank Sinatra, Britney Spears, Patty Duke, and Mickey Rooney (twice) have pledged to love, honor, and obey forever in that chapel. The chapel's owner did not return a call seeking comment.
Prior to the wedding, Nova vowed she had been divorced for a year and a half, loved Ackland "intensely," "was a mature lady, not impulsive," and "wanted to marry immediately and not wait a month," according to Ackland's suit, which was filed September 7 of last year.
Not long after the wedding, Nova filed for annulment in North County. "Petitioner Tina Nova seeks annulment of the marriage on the basis that the dissolution of her prior marriage had not been finalized," says her filing. Nova separated from Ackland "several hours after the Nevada wedding and has never resided with him at any time since leaving Nevada. Upon her return to San Diego, [Nova] discovered the problem concerning final judgment of dissolution of her prior marriage, notified [Ackland] of the issue and promptly filed for a nullity."
She also filed for a restraining order, complaining he was bombarding her with e-mails and leaving phone messages with a "threatening tone," saying such things as "you need to be very careful" and "our divorce will be nasty and ugly." Ackland denies he made threats, says he was emotionally shattered and was just trying to reach the woman he had married.
Ackland is the fifth man Nova has exchanged marital vows with. In her defense, she argues that an annulled marriage is not official. In recent times, she married Michael P. Nova, chief executive of San Diego's Kiyon, in 1993. They were divorced in 2001. She then wed Harry J. Leonhardt, general counsel of Senomyx, a biotech, in 2002. The judgment of dissolution of that marriage was on August 5, 2005, and neither party could remarry until September 25, 2005.
She and Leonhardt were major investors in biotech and chronic money-loser Nanogen, and Nova was Nanogen's chief operating officer in 1999. A third major investor in that company also backed Michael Nova in a different venture.
It is puzzling what Nova saw in Ackland. He says he fully revealed his tales of woe. He had lost $6 million to $7 million in three Florida businesses when people close to him allegedly ran off with the assets. He had lost another bundle to the perpetrator of the Bank of Sark scheme, one of the best-known offshore financial capers of the 1970s. A self-professed Baptist seminary student who was never ordained, he manufactured "Saviour" watches that he sold and handed out liberally. He had spent six months in a halfway house for having an illegal cell phone. A book about him, "Minister to the Mob," was written in the early 1990s but never published, he avers. He tried to put together an online poker operation that never got off the ground. Before he met Nova, he planned to go into the ministry with a friend who turned out to have been a colleague of San Diego evangelist Morris Cerullo, who has been charged with tax evasion. After Ackland lost his fortune in Florida, he became suicidal and was under a psychiatrist's care. Before he met Nova, "I wasn't dating anybody, had been seeing a shrink, had been suicidal for a long time," he laments.
But after their ever-so-brief courtship, "She said I was a loving, caring man, and she didn't care that I had lost all my money," he claims.
He says he was trying to put his life back together when Nova entered the picture. Through Match.com he had electronically corresponded with a supposedly wealthy Canadian woman. They discussed several business propositions, such as relaunching the Saviour watches and importing Chinese stone-crushing equipment. These purported opportunities went by the boards when Nova called the Canadian woman, Ackland claims. Nova terminated my interview with her before I could ask her about the alleged incident.
Ackland has his Vegas supporters. Dr. Kathleen Smith, who is certified in emergency medicine, treated him in May of last year and said he was depressed, "adamant that he was financially and emotionally ruined and had no reason to live," she wrote in a report. After she threatened to put him on suicide watch, he agreed to take an antidepressant. In an interview, she says, "He wanted to be left alone to die. He felt totally worthless and devalued when he was dumped like trash. He had looked forward to a great future [with Nova] and -- puff -- it was gone. She undermined him financially."
Says Irene Dessewffy, who helps Tony Curtis and other celebrities sell their art, "She [Nova] told me how fast she fell in love, that God is looking out for her; she was talking like an 18-year-old schoolgirl. Then she put a restraining order on him. I was in shock. This is worse than a soap opera. It is nuts."
One thing is certain: there will be no reconciliation. Says Nova of Ackland: "He is a liar." "A scam artist." "I only saw the man for a week and concluded he was a con man. He is crazy." "He is a creep." Ackland and his Vegas friends "are just people who shake people down." She vows to fight.
Ackland returns the favors: "I caught her in lies," he says. "She is the ultimate con artist."
So he hired Joshua M. Landish, one of Vegas's best-known divorce lawyers, to prepare the suit, which charges Nova with malicious intent to inflict emotional distress, among other things.
"I would have been happy with a couple of hundred thousand dollars, but people said, 'Go for millions,' " says Ackland. Folks do everything big in Vegas.


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Since its inception in 1976, Apple has been known to attract some incredibly smart and talented employees.
We decided to take a look at the some of the company's most successful alumni.
Whether these Apple alums left after a year or a decade, they all went on to do some pretty impressive things.
Tony Fadell served as the senior vice president of the iPod division from 2001-2008, creating the first 18 generations of the iPod. He cofounded Nest Labs in 2010, which was bought by Google in 2014 for $3.2 billion.
Source: Business Insider, Forbes, Nest Labs
The other cofounder of Nest Labs, Matt Rogers worked at Apple from 2007-2010. While at Apple, Rogers was a senior manager of iPod and iPhone software development. He remains vice president of engineering at Nest.
Source: Nest Labs
Bill Campbell joined Apple in 1983 as the VP of marketing, and was promoted up the ranks to group executive of the US. Campbell was CEO of a few companies, most notably Intuit. He served on Apple's board starting in 1997. He is known as "coach" in Silicon Valley for helping numerous technology executives.
Source: Intuit
Heidi Roizen led a 300-person team as Apple's vice president of world wide developer relations from 1996-1997. Since leaving Apple, Roizen has sat on the board of directors for over 20 companies and currently serves as the operating partner at venture capital firm Draper Fisher Jurvetson.
Source: Heidi Roizen
From 1995-1997, Guy Kawaski was Apple's chief evangelist. Since then, he's had a number of notable jobs. Most recently, he joined the board of the Wikimedia Foundation.
Source: Guy Kawasaki, Forbes, Wikipedia
Andy Rubin was a software engineer from 1989-1992. About a decade after leaving Apple, he cofounded Android, which Google acquired in 2005.
Source: Business Insider, The Cheat Sheet
Trip Hawkins was the director of strategy and marketing from 1978-1982, one of Apple's earliest employees. He left and founded the successful video game company Electronic Arts (EA Games) with the $200,000 he got from his Apple stock.
Source: Business Insider, The Cheat Sheet
Sachin Agarwal was a senior software engineer on Apple's Final Cut Pro from 2002-2008. After he left, Agarwal founded the blogging platform Posterous, which was acquired by Twitter in 2012. Agarwal is now a product manager at Twitter.
Source: Business Insider, Sachin Agarwal
Bertrand Serlet joined Apple in the late '90s as the senior vice president of software engineering. He helped develop Mac OS X, and started the project that eventually became iOS. Serlet left in 2011 to cofound Upthere, a cloud storage startup.
Source: Business Insider, Upthere
Although Salesforce CEO Marc Benioff only spent one summer interning for Apple in the '80s, the experience inspired him. "I discovered it was possible for an entrepreneur to encourage revolutionary ideas," he wrote in his memoir. He launched Salesforce in 1999.
Source: Business Insider
Reid Hoffman was a user experience architect at Apple from 1994-1996. Seven years later, Hoffman launched LinkedIn which, has a market valuation of $32 billion.
Source: Business Insider, USA Today
From 1985, when she joined Apple, Donna Dubinsky rose through the ranks to the head of international sales with Apple's software subsidiary team, Claris. She left in 1991 and went on to cofound PDA companies Handspring and Palm Inc. She also cofounded machine intelligence company Numenta in 2005.
A part of Macintosh's original development team, Andy Hertzfeld worked for Apple in the early '80s as a "software wizard." After leaving Apple, Hertzfeld joined Google where he worked as a software engineer on Google+.
Source: Forbes
Jean-Louis Gassée spent nine years with Apple in multiple roles in the '80s. He led Apple France, he was the head of Macintosh development, and he headed up advanced product development and marketing. Gassée is now a venture partner at Allegis Capital and writes for the tech blog Monday Note.
Matt MacInnis started at Apple in 2002 as a marketing manager for education, and left the company in 2009 as the senior manager of international education markets. He went on to cofound Inkling, an interactive e-book publisher.
Source: The Cheat Sheet
Queen Rania Al Abdullah was Rania al Yassin while in Apple's marketing department in Amman, Jordan. In 1993 she attended a dinner party with a co-worker where she met and fell in love with the future King Abdullah II. Queen Rania is an outspoken advocate for education, public health, and women's rights.
Source: Queen Rania, United Nations Foundation
Alan Kay was an Apple fellow from 1984 to 1997. Four years later, he founded the Viewpoints Research Institute — a non-profit organization aimed to provide children with "powerful ideas education." Kay was awarded the A.M. Turing Award, the Nobel prize of computing, in 2003 for his work.
Source: Mashable, Viewpoints Research Institute


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Former NEVERMORE Guitarist To Guest On 7 HORNS 7 EYES Debut
Progressive atmospheric death metallers 7 HORNS 7 EYES will release their debut full-length album, "Throes Of Absolution", in North America on April 24 via Century Media Records. The CD, which features a guest appearance by guitarist Jeff Loomis (ex-NEVERMORE), has been many months in the making.
Commented 7 HORNS 7 EYES guitarist Aaron Smith: "7 HORNS 7 EYES has been on quite a journey since we embarked on recording this album, full of some big ups and downs — not the least of which being signed to Century Media/Basick Records, enduring a frontman change, re-recording all the album vocals, and sharing the stage with some great bands… and let me tell you — it feels amazing for us to know that we finally get to release this thing out into the world. Many of our fans have waited patiently for years for this record to drop, likely wondering at times if it ever even will, and we can't thank them enough for sticking by us. Here's to our fans and to 2012 being a great new year for 7 HORNS 7 EYES! See you on the road!"
A teaser trailer for "Throes Of Absolution" can be seen below..
The track listing for the CD is as follows:
01. Divine Amnesty
02. Phumis: The Falsehood of Affliction
03. The Hill Difficulty
04. Cycle of Self
05. Delusions
06. A Finite Grasp of Infinite Disillusion
07. Vindicator
08. The Winnowing
09. Regeneration
7 HORNS 7 EYES previously released a digital single, entitled "Convalescence", which can be purchased on iTunes. In addition to the title track, the single also features two tracks from "Throes Of Absolution" ("Vindicator", "The Winnowing").


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Panel Discussion Featuring Competition JudgesEast River Esplanade: Judging from the Waterfront
Tuesday, June 26 at 6:30 PM
Register here or call 917-492-3395*. Use the Discount Code "CIVITAS626" to receive the $6 admission rate.
Reimagining the Waterfront is a CIVITAS-sponsored program to solicit design ideas for the East River Esplanade between East 60th and 125th Streets. The exhibition, curated by Andrea Renner, the Museum's Andrew W. Mellon Post Doctoral Curatorial Fellow, features the eight winning proposals as well as historic images of the East River Esplanade and photographs of the site today. Join members of the selection jury including Signe Nielsen, Principal at Mathews Nielsen Landscape Architects, lawyer and Upper East Sider Albert K. Butzel, veteran of the battle over Westway, Warren James, Principal at Warren A. James Architects + Planners, and Adam Yarinsky, Principal at Architecture Research Office (ARO) to hear about the winners they chose from 91 proposals. Presented in conjunction with the exhibition Reimagining the Waterfront: Manhattan's East River Esplanade and in partnership with CIVITAS.
*A two dollar surcharge applies for unreserved, walk-in participants.
Family ProgramsReimagining the Waterfront
Friday, July 13 from 1:00 PM to 3:00 PM
and Saturday, July 21 from 1:00 PM to 3:00 PM
Register at www.boxoffice.mcny.org or call 917-492-3395
Learn about the East River waterfront in a family-friendly walking tour and exploration of the exhibition Reimagining the Waterfront: Manhattan's East River Esplanade. After discussing the relationship between the river, FDR Drive, and adjacent neighborhoods, participants will create their own proposals for the redesign of the waterfront. Recommended for ages 7 to 12.
Gallery Tours with the Curator
Reimagining the Waterfront: Gallery Tour
Saturday, July 14 at 3:00 PM
and Tuesday, August 7 at 3:00 PM
Register at www.boxoffice.mcny.org or call 917-492-3395
Join exhibition curator Andrea Renner for a tour of the eight winning designs from CIVITAS's ideas competition for redesigning and revitalizing the East River Esplanade as it snakes its way from the Ed Koch-Queensboro Bridge at 60th Street to the RFK-Triborough Bridge at 125th Street. The tour will include an investigation of the visions for the future, as well as photographs of this often-underutilized waterfront site through history. Presented in conjunction with the exhibition Reimagining the Waterfront: Manhattan's East River Esplanade.
What do you think about the winning designs?
We want to hear from you! Share your thoughts on the Reimagining the Waterfront: Manhattan's East River Esplanade competition designs, and your visions for a re-imagined East River Esplanade. You can do this by filling in comment cards at the exhibit. Or by contacting us at email@example.com or 212.996.0745.


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Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Be the first SILive.com user to add photos or videos of Our Lady of Mount Carmel Church
Our Lady of Mount Carmel Church can be found at Prospect St 120. The following is offered: Churches. The entry is present with us since Sep 7, 2010 and was last updated on Nov 12, 2013. In Nutley there are 6 other Churches. An overview can be found here.


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Consulting Session
Have you got multiple queries and wish to discuss your profile, study abroad plans or career plans? Book a 1:1 session with me. Read more on Why you should opt for the 1:1 Consulting session, How it Works, and the Feedback & Testimonials of the candidates who have opted for 1:1 Consulting session.
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Need information on personalized guidance, want to discuss the paid services, or need a quotation? Don't be shy!
Get in touch and I'll get back to you shortly.
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Paradise Sounds provide mobile discos in Polegate and throughout Sussex, specialising in weddings, we have hosted 100's of weddings, parties and events since 2003.
We pride ourselves on offering the best night of entertainment for your wedding or party, understanding that the night is your big night. We can help your evening run smoothly and offer advice on aspects of your evening, including venue choice, music selection and times etc. With our wealth of knowledge you can rest assured that your evening is in safe hands.
Paradise Sounds business is driven by reputation, recommendation and repeat business, so we will always ensure that your party is a night to remember for you and your guests. If you are happy our business is successful!
Unlike many disco companies, Paradise Sounds have not and will not use starter, un experienced DJ's, all of our DJ's have no less than 10 years experience performing and each have hundreds of weddings and parties under their belt.
For weddings, Paradise Sounds offers bespoke tailor made packages, specifically suited for your dream wedding, please view our wedding dj page for more details. So if you need a wedding dj in Eastbourne or a wedding dj in Sussex, then Paradise Sounds is the only company that you will need.
Music is our passion and where it all began, our DJ's are fans of all genres of music and provide the perfect evening whether you have and 80'a theme, or if you like the latest chart topping tunes. We keep up to date and our music library spans from the late 50's to the present, with everything in between. We carry between 10,000 and 15,000 songs, and welcome your input for music selection.


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Thank you Gaynor, we had a lovely time in South Wales, the welcome we had from everyone was great, the hotel and the golf courses made us feel very special.
We liked the Copthorne hotel and we had a very nice room, Cottrell Park was really great and we picked a very nice day, the clubhouse food was lovely, nothing was too much trouble even though they were busy in the restaurant as it was Sunday. We both loved the Macintosh course and would love to go back there, Southerndown is brilliant of course, again we were given a great welcome, it was rather windy when we played on Monday but views and the condition of the course were exceptional.
We only managed to play 9 holes at the Vale as it was particularly cold and there were rather a lot of people playing in front of us, it was the only time we had been held up, we had played a lot of golf so it did not spoil the whole experience.
Thank you so much for all your arrangements and I feel privileged to have won such a super break.
Anne (Solloway)


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|>> About OAI >> Study overview and objectives
Study Overview and Objectives
The Osteoarthritis Initiative (OAI) is a multi-center, longitudinal, prospective observational study of knee osteoarthritis (OA). The overall aim of the OAI is to develop a public domain research resource to facilitate the scientific evaluation of biomarkers for osteoarthritis as potential surrogate endpoints for disease onset and progression.
Osteoarthritis (OA) is the most common form of arthritis and the major cause of activity limitation and physical disability in older people. Today, 35 million people (13 percent of the U.S. population) are 65 and older, and more than half of them have radiological evidence of osteoarthritis in at least one joint. By 2030, 20 percent of Americans (about 70 million people) will have passed their 65th birthday and will be at risk for OA.
At present, therapies available to treat osteoarthritis are limited. Most current treatments are designed only to relieve pain and reduce or prevent the disability caused by bone and cartilage degeneration. Drug therapies target the symptoms but not the cause of this disease; no treatment inhibits the degenerative structural changes that are responsible for its progression. Furthermore, clinical testing of new therapies is complicated by highly variable way that OA is manifested in individual patients.
Four clinical centers and a data coordinating center will conduct the Osteoarthritis Initiative (OAI), a public-private partnership that will bring together new resources and commitment to help find biochemical, genetic and imaging biomarkers for development and progression of OA. The OAI will establish and maintain a natural history database for osteoarthritis that will include clinical evaluation data, radiological (x-ray and magnetic resonance) images, and a biospecimen repository from 4796 men and women ages 45-79 enrolled between February 2004 and May 2006. Four 3.0 Tesla MRI scanners, one at each clinical center, are dedicated to imaging the knees of OAI participants annually over four years. The seven-year project will recruit participants who have, and those who are at high risk for developing, symptomatic knee osteoarthritis. All data and images collected will be available to researchers worldwide to help quicken the pace of biomarker identification, scientific investigation and OA drug development. Access to biospecimens will be by application to the National Institute of Arthritis, Musculoskeletal and Skin Diseases (NIAMS).
The OAI consortium includes public funding from the National Institutes of Health (NIH) and private funding from several pharmaceutical company partners managed by the Foundation for the National Institutes of Health.
When complete, the OAI should provide an unparalleled state-of-the-art database showing both the natural progression of the disease and information on imaging and biochemical biomarkers and outcome measures.
See the Study design protocol (0.65 mb) and Appendices (2.5 mb) for a comprehensive description of the study plan.
See funding for a complete list of the public and private sponsors and collaboration worldwide for a complete list of collaborators.


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RE: Retirement
How does your ideal retirement differ from reality, and what can we do to better align the two?
Share |
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There are three things to consider before dipping into retirement savings to pay for college.
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There are a number of ways to withdraw money from a qualified retirement plan.


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Chuck Chrobak
Loan Officer
Caliber Home Loans
Helping Homeowners with their financing needs since 2003. You can count on my team to help you understand the loan process from start to finish. We can also help you close quickly.
May 6, 2019
Jeffrey Cashman
Principal Partner
Chuck and his team did a fantastic job on our recent home loan. I can highly recommend Chuck!
May 1, 2019
Julie Carroll
He made the process easy. It was a good experience.
May 1, 2019
Gabe Garcia
Chuck is not only efficient and good at his work but he is also very honest, calls it like it is, and is also very knowledgeable of big picture economics. He makes sure you have all the numbers you need to make an educated decision when making offers. I highly recommend him.
May 1, 2019
Jason Ferrando
Real Estate Broker
Chuck did a great job working with a multi family investment property buyer of our that included a 1031 exchange from an out of state escrow company with many moving parts. To close on time and without hassle in a transaction like this is a testament to his knowledge of the process, products, and his teams ability to communicate and work together to get this deal completed on time.
Mar 22, 2019
Jessica Bunao
A first time home buyer and had numerous questions and was a bit anxious but Chuck was very helpful and very thorough. He kept us at ease and was very patient in explaining everything to us and the home buying process went very smoothly. He kept us up to date with everything. He is excellent at what he does and I would highly recommend him and his team to everyone! We are so grateful and really appreciate what you did for us Chuck. Thank you!
Feb 20, 2019
Frank Young
Real Estate Broker-Office Manager
Chuck has done very good professional work for my clients. Smooth and timely performance. I can enthusiastically recommend him to others.
Jan 30, 2019
Mark Wilkie
I've worked with Chuck now for many years over several deals. I can say - unequivocally - that I don't ever want to work with anyone else.
He's knowledgeable, has my best interest in mind, is INCREDIBLY responsive, communicates extremely well, and in general is an absolute joy to work with.
This last transaction was yet another example of this. In fact, my realtor (20+ years of experience) even noted several times what a great officer Chuck was. In short, I just don't see how you can go wrong working with chuck.
Jan 11, 2019
Victor Dionisio
Long story short, our journey to owning a home was quick but not easy as the underwriter asked for so many documents to prove our eligibility for the loan. From missing credit scores to bank statements, Chuck was there through it all to help us first time homebuyers! Our case was new to him (surprisingly) and his team which I'm sure adds to his experience and knowledge that would definitely help his future clients!
Although we've never met face to face, Chuck always made us feel safe and secure by constantly checking in and maintaining such a great line of communication (even late night calls and emails which we apologize for)! He always worked out the best deal for us, crunched the numbers as best as he could and tired to work with our budget. He even gave solid advise when It came to things beyond his scope. Amongst all, he was very honest about our loan and qualifications which we truly appreciate.
Thank you Chuck and Heather for all your hard work in getting us our first home! We appreciate everything you've done and we'll be in touch! Would love to work with you again soon!
- Victor and Toni
Dec 11, 2018
Sharon Throness
Totally appreciate the job Chuck and Heather did to get us in our home. Had a few snaggles they encouraged us through and we were able to close on time.
Great feeling to be finished!
Dec 11, 2018
Carolyn Hoss
MY experience with Chuck was great. He sat down and discussed different types of Mortgages and then did a spread sheet with different Rates, cost, FHA & Conventional Loans. When we had questions no matter how silly they may sound to us he answered them, no matter the time of day Chuck replied. Communication between Chuck and us was great. It was a great experience to work with him and greatly appreciated all he did and the time he took to help us through our process. I will recommend him to anyone I find in the future for a mortgage. Thank you Chuck for a great job and helping us.
Dec 7, 2018
Chad Keller
Director, Service Delivery
Chuck did a great job of handling our out-of-the-ordinary situation like a true professional. He was very patient and diligent. He walked through the process end-to-end and turned a challenging situation into a smooth experience.
Chuck, thanks for the support and excellent customer service!
Dec 3, 2018
Monique Wolfe
Thank you for providing such stellar customer service! My wife, Carolyn Hoss, and I would like to you applaud you and your team for such exemplary attention to detail. We appreciate all of your efforts to insure the process of home ownership went smoothly from start to finish. Job well done!
Nov 14, 2018
Mike Hommel
Chuck has been amazing to work with throughout the process of refinancing our home. He has been always available to us whenever we had questions. Takes my calls on weekends and has done just a fantastic job explaining everything. I highly recommend working with him.
Nov 5, 2018
John McKenna
Managing Broker - Windermere Capitol Hill
Chuck did a great job getting our transaction closed ahead of schedule! No drama, no mistakes, just professionalism.
Oct 19, 2018
Shirley Chambers
I recently had the opportunity to work with Chuck and his team for the second time. The transaction was smooth, efficient and seamless. I can't thank them enough for their friendliness and professionalism and would recommend their services to anyone.
Oct 15, 2018
Rendell Daleja
Chuck was amazing throughout the process of buying our home. He was always available to us whenever we had questions. He gave us great options to consider. Even when we thought we couldn't continue, we talked on the phone so he could get an idea of what we couldn't afford. Chuck quickly came back with more options so we could make it happen. I am greatly appreciative of having Chuck to work with. Thank you soo much!
Oct 13, 2018
Craig Hancock
Chuck Chrobak from HomeStreet Mortgage was wonderful to work with. He and his team communicated with us often and kept us in the loop all the way through the loan process. They made it easy and painless. We also love that HomeStreet is local and we could meet with them face to face. I highly recommend HomeStreet Mortgage and Chuck Chrobak!
Oct 9, 2018
Jae Yeon Choi
Chuck is an amazing guy! Working with him I threw a lot of questions, but he was very patient with me. He answered all the questions and made sure I was comfortable with any documents that I was signing. He made the process simple and easy for me. I am when we look at other purchases, we will definitely go to Chuck. I am sure I will recommend him to my friends and family, because I do trust him and he was just amazingly great!!
Oct 3, 2018
Alysha Noggle
Chuck has always worked hard at taking great care of his clients needs and within in the timeline required (OR SOONER!). He very much impressed me most recently with an update within 24 hours of mutual acceptance with an "approved" text. That was by far the fastest approval I've EVER seen in my career! With that, I do refer all my clients his way. Thanks for your hard work Chuck! ~ Aly
Sep 28, 2018
Joleen Yelton
Financial Advisor
Chuck was absolutely wonderful from the first point of contact, to the final execution of our home loan. He made a potentially stressful and confusing transaction smooth, clear and virtually painless. He was VERY responsive and was available for questions at [almost] all hours of the day! If he said he would get a document/answer/etc. to us at a certain time, he did so, and he always went above and beyond to ensure that we were comfortable and understood what was happening. Not only was he professional, knowledgeable and responsive, but he was also warm, engaging and truly seemed to care about our family's home buying experience. We look forward to working with Chuck again and will absolutely refer all of our friends and clients to him.
Sep 26, 2018
Mastan Dhanju
Real Estate Broker
Chuck Chrobak is a great guy to work with. I had a wonderful experience working with him.
Sep 18, 2018
Keith T Yelton
Chuck was amazing from the first time we talked to him. He helped my wife and I so much that we actually talked to him more than our Realtor while buying the house that we did. He never made us feel like we were a nuisance or inconveniencing him in any way and made himself available to us whenever we had questions. He was so helpful and knowledgeable, we will definitely use him again for our next purchase and would recommend him to anyone looking to buy or refinance.
Sep 18, 2018
Heather Shea Sampson
Real Estate Broker
Chuck was fabulous from start to end of our transaction! He managed our challenges head on & maintained excellent contact with myself as well as the clients!
Sep 11, 2018
Lori Campion
Managing Broker
I have worked with Chuck on many transactions and it's always seamless and easy. He's works extremely hard for his clients and is responsive, knowledgeable and friendly. I highly recommend Chuck as a lender if you are a first time home buyer or a seasoned investor.
Sep 8, 2018
James Leupold
Real estate agent
Chuck is awesome! Had the chance to work with him recently, and would love to do more with him in the future! He always kept the clients and myself informed on where we were at in the process, and was always happy to answer any questions. Highly recommend!
Show More
You will no longer receive recommendation requests from Chuck Chrobak


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Splenda, The Calorie-Free Artificial Sweetner, May Leave Consumers with Something Worse Than a Bitte
In a recent study, Duke University researchers found that Splenda may not be as healthy as previously thought, and may instead cause weight gain, kill beneficial intestinal bacteria and block the absorption of prescription drugs.
Over the course of 12 weeks, researchers gave varying dosages of Splenda to five groups of rats and then collected their fecal pellets. Though all of the rats consumed the same amount of food, the rats that recieved Splenda treatment gained significantly more weight than the control group, and continued to do so even after treatment was stopped. "We found that the (sucrose) actually causes a decrease in the microflora," said lead researcher Dr. Mohamad Abou-Donia, professor of pharmacology, cancer biology and neurobiology. "Generally, the microflora is responsible for the synthesis of vitamins and acts as protection from bad microbes."
But Dr. Pao-Hwa Lin, assistant research professor of medicine, noted that the results of the study cannot neccesarily be applied to humans, although he acknowledged that Splenda could interfere with some medications.
The company says that (Splenda) is derived from sugar, but there is some processing that is derived this sucralose (and) we are not sure whether it is really safe or not," she said. However , (the findings do) need to be confirmed in humans."
Because the study was performed on rats, some students said the results will not deter them from using the sugar substitute.
"The perception is that (artificial sweetners) are healthier than pure sugar," freshman Zhe Ma said, adding that she prefers their taste to that of sugar.
Although the study was funded by the Sugar Association, which lobbies for the natural sugar industry and sued Splenda in 2004. Abou-Donia said the group was not involved in or conducting the study.
" I had the idea of doing the study, and asked the Sugar Association if they would fund it. They said yes, " he said. They did not however , " have nay input on the planning or performing (of ) the study, interpretation of the results or (the) writing of the (study), " he said.
In previous studies, researchers disscovered that between 60 and 95 percent if ingested sucralose which is a component of Splenda is not absorbed from the gastrointestinal tract. Abou-Donia wanted to find out what this excess sucralose does in the gut.
The findings of the study were posted on the Journal of Toxicology and Enviromental Health's Web site
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Subtle Tones at Courtney Pine's Album Launch
May 8th, 2013 4:39 pm
We are very proud of our young people who performed the curtain raiser at Courtney Pine's Album Launch last week. Subtle Tone's are part of Young Gifted Brum's, Youth Music Project led by Project Coordinator Reisz Amos.
See the YouTube video of their performance here.


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Rush Copley Medical Center
Home > Rush Copley Doctors > Basic Profile
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To schedule an appointment with James C. Ferlmann please call 630-922-8825 or use our online form.
Whether you need a reconstructive procedure or are looking for aesthetic enhancements, Dr. Ferlmann will provide you with the beautiful and natural results you desire. He will listen carefully to your concerns and provide you with an honest, expert recommendation. Board certified by the American Board of Plastic Surgery, Dr. Ferlmann follows strict standards that help ensure safety and quality care.
James Ferlmann, M.D., a board-certified plastic surgeon specializes in breast reconstruction. Find our more about how he works together with his patients to create the optimal surgical plan and what he learns from his patients on a daily basis.
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How to Remove Caulk from Wallpaper
Explore this Article Removing Fresh Caulk from Washable Wallpaper Removing Dried Caulk from Washable Wallpaper Removing Dried Caulk from Non-Washable Wallpaper Ask a Question Related Articles References
Caulk is a flexible joint filler that is used to seal gaps in many areas of the home, such as the areas around baseboards, crown moldings and sinks. Because of the nature of the caulk installation process, some excess caulk may get transferred onto surrounding surfaces like counters, walls and wallpaper. If caught early enough, it can be removed easily, but even if it's had a chance to dry, you can still get the old caulk off your walls and wallpaper to finish the job and the cleanup.
Removing Fresh Caulk from Washable Wallpaper
Removing Dried Caulk from Washable Wallpaper
If the caulk has dried, but your wallpaper can handle some moisture without its finish or texture being compromised, it can still be removed quickly.
1Gently wiggle a putty knife below any excess caulk to loosen it.
2Use your fingers to pull the caulk free; caulk is a soft and flexible material, even when dried. It should pull away from the wallpaper easily.
3Loosen any stuck spots with the putty knife; do not tug or pull on the stuck caulk to avoid damaging the wallpaper.
4Soak a paper towel in isopropyl alcohol and rub the area left behind by the caulk to remove the grease stain it leaves behind.
Removing Dried Caulk from Non-Washable Wallpaper
Textured wallpapers can present a challenge, both because it gives the caulk something more to grab onto, and because any moisture will ruin the finish. Working carefully, however, you should still be able to remove the caulk and the grease stain it leaves behind.
1Gently wiggle a putty knife around the edges of the caulk to loosen it.
2Pull it free with your fingers a little at a time, pressing down on the wallpaper with the putty knife.
3Place two layers brown paper bag or pieces of brown paper over the grease-like stain that silicone leaves behind once it has been removed.
4Set an iron to "warm."
5Gently hold the iron over the paper bags for a few seconds. The warmth of the iron should transfer the caulk from the wallpaper onto the paper bag.
Community Q&A
- Test each of these techniques on an unseen area of the wallpaper first to determine its colorfastness and how wearable it is.
- Avoid getting moisture near the wallpaper's seams.
- Do not over-saturate the wallpaper with moisture. Too much moisture can cause the wallpaper to peel away from the wall.
Things You'll Need
- Water
- Paper towels
- Putty knife
- Isopropyl alcohol
- Paper bags or brown craft paper
- Clothes iron
Article Info
Categories: Wallpaper
In other languages:
Español: quitar masilla del papel tapiz, Русский: удалить шпатлевку с обоев


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5th-6th February, 2020
Renaissance Hotel, Mumbai
India's Food & Grocery retail market was worth INR. 32 lakh crore (USD 500 bn) in 2017 and is expected to touch INR 48 lakh crore (USD 758 bn) in 2020. The country's food services market was at INR 3.3 lakh crore (USD 52 bn) in 2017 and is projected to climb to INR 5.5 lakh crore (USD 85 bn) in size by 2022. In both sectors, the business landscape is set to get deeply competitive, with consumers getting more demanding and spoilt for choice. Those with informed, first-mover advantages will clearly have an edge. This is the defining mission of India Food Forum, the foremost outlet of India's best-in-class practices in Food Innovation, Retail Strategy and Technology. Bringing together industry leaders and brands from across India's food manufacturing and retailing sectors, it comprises three structured exhibition zones and a compelling conference highlighting powerful future trends and innovations in food retailing, HoReCa and food technology.
India Food Forum is India's most influential gathering of the country's finest minds in food research, creation, distribution, marketing and retailing. Launched in 2007, the annual business event is a powerful showcase of ground-breaking insights, analyses, products, technologies, emerging innovations, trends and developments, in the business of food in India. Every year, India Food Forum – through a conference, masterclasses and specialised exhibition zones — presents and analyses unique research findings, consumption and retail trends in food. The event puts together the most comprehensive capsule of trends and innovations that affect businesses engaged in the all aspects of the food retail value chain – from sourcing ingredients to retailing.
India Food Forum is an all-access platform to connect with every component that a food business needs — from rich market knowledge to consumer research to upcoming product innovation and retail technology trends to smart business networking. It is the one source for every insight you need to boost not just food business growth, but also profitability.
– 35 Conference sessions & masterclasses on every aspect of food innovation, marketing and retailing
– Over 100 new products and food innovations
– Platform to connect with 500 of India's most influential food retail leaders
Generate sales leads
Launch new products
Build brands
Engage with customers
Appoint new agents
Exclusive B2B meetings
India Food Forum brings together trends, data, research and analyses to create an unparalleled knowledge source with inputs from some of the world's most respected consulting and/or market study organizations, retail business heads, brand analysts and consumer research companies.The conference offers extensive mapping, business models for the future, success stories of the biggest brands, benchmark figures on consumer behaviour and retail market strategies across key food categories and
segments, opportunities for business and growth in key areas of food retail, along with observations by industry experts on key consumption trends, new concepts in F&G, FMCG, and F&B. The forum takes a holistic view of the food sector and highlights the potential areas for producers and sellers to know about the upcoming trends and scope in the food business. With a galaxy of top industry experts on our panels, this is the best platform to meet and interact with the pioneers as well as trend setters of the industry.
Oliver is the managing director & ceo of dr. Oetker india and has been successfully heading the business for the past 10 years. A veteran with close to 30 years of food experience, oliver was appointed to design the india entry strategy, execute the acquisition of funfoods and to define the vision, create culture and build the senior management team. With oliver at the helm, dr. Oetker india has witnessed unprecedented growth with its funfoods brand. The brand is now the leader in the western sauces & spreads category in india.
born and brought up in germany, oliver started his career as an artisanal chef pâtissier. He learned his profession in germany's most prestigious dobbelstein confectionary. As a food science graduate (niederrhein university, germany) and international marketing postgraduate (saint joseph's university, usa), he commenced his fmcg career with kambly usa, a swiss luxury biscuit maker. In 1995, he returned to europe and joined the tengelmann-group as management trainee. A year later, he joined h. J. Heinz germany and was in charge of marketing for ketchup & sauces. In 1999, he made a shift to europe's no. 1 honey brand, langnese, and subsequently he joined italy-based barilla, the world's no. 1 pasta & pasta sauce maker where he served for nearly 8 years in various capacities in central europe. In 2008, oliver relocated to mumbai and established dr. Oetker india.
oliver has a dynamic personality and is an extremely passionate professional. A self-professed foodie, he loves to experiment with recipes and is known for his artisanal goat-cheese. He is married to verena and blessed with four beautiful daughters. He lives in new delhi since 2009 and has forged deep roots with india and its people.
International Visitors
International Exhibitors
India's most prestigious accolades for food & Grocery and food service were launched in the year 2008 to acknowledge the rising importance of modern food & grocery retail, and its crucial role in the evolution of effective marketing & distribution of food and grocery brands in the country.
Launching exclusively this year is IMAGES awards for food startups, enablers & innovations.
Awards 2019 selection process involves inviting entries from the nation's leading food service and food & grocery retailers across multiple categories.The awards jury comprises distinguished personalities in the field of research and consulting with thorough insights into the business of foodservice/ food & grocery and startups.


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New Frontiers PhD projects aim to contribute to the solutions to global challenges through novel research investigations. They contribute to mobilizing the collective intelligence towards solutions to societal goals, such as those set forth by the United Nations 2030 Agenda for Sustainable Development. The original contribution of the work addresses questions that are relevant in a research context. The PhD supervisor, Thesis Advisory Commitee, dissertation reviewers, and defense jury provide the guidance and details on acceptable content and format of the dissertation.
- Home
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Featured New Frontiers projects:
Definition of research projects
The research project can be described by addressing the following sets of questions. Students are expected to address these questions at the beginning of their studies and to constantly reformulate the answers as their projects develop over the three years.
On the subject matter
- What problem or challenge will this research address?
- Does the subject matter itself differ from that of traditional scientific research? If so, how?
On the knowledge sought
- What kinds of knowledge and understanding will this research uncover?
- How will this knowledge contribute to the collective intelligence and contribute to the solutions to global challenges?
- How does this knowledge relate to more conventional types of academic knowledge?
On the research method
- What research methods and techniques are appropriate to conduct this research?
- How are these methods compare to the methods and techniques in the formal sciences, natural sciences, social sciences and/or humanities?
Research methods
Unlike traditional research in natural sciences, the problems addressed by New Frontiers student researchers can not necessarily be isolated from the environment and interference it may cause. The problem is not broken down into several isolated parts and the notion of a "control" may be irrelevant. On the contrary, New Frontiers research often takes into account the context and environment in which the subject matter is situated. Accounting for context raises additional complexity that may not be addressed solely by traditional methods. Thus, student researchers create and employ the appropriate quantitative and qualitative methods (e.g. experimental, ethnographic, hermeneutic, design-based, etc.) that reveal and articulate the tacit and explicit knowledge that is situated and embodied in the research outcome and/or processes.
Documentation of research process and results
The PhD research processes and outcomes should be documented and disseminated in an appropriate manner to the research community and the wider public. While, the doctoral school does not require a determined number of publications to authorize the defense, it recommends that students are involved in three publications. See the FdV Guidelines for details.
For students who have components of their thesis work in a discipline where peer-refereed publishing is not common (e.g. Art, Design), the doctoral school recommends that the students disseminate their work in venue appropriate for their field. These venues may include international conferences, interactive demonstrations, exhibitions, etc. Similar to the process of peer-revision, it is expected that experts in the field will provide feedback on the research questions, methods, and outcomes through these alternative modes of dissemination, thereby reviewing and evaluating the work.
Additionally, students are expected to document their research progress in written Thesis Advisory Committee reports and present the state of their research to their TAC committee annually. The final outcomes and process are documented and presented in the final PhD dissertation and defense. While other media is permitted to accompany the dissertation, a written document is mandatory for completion of the PhD.
Featured New Frontiers Projects
These projects often sit at the interface of art & design, digital technology, education, and science, however this is not strictly mandatory. Past projects have involved learning with games, teaching through research, communication technologies, participatory science, art/design as a means to communicate science, etc.
Aurelien Peilloux
Former New Frontiers Student
Graduated January 2016
Quest of a film director into the dialogic relationship of "art and science": From idea-feeling in the creative process to an aesthetic approach for knowledge
This PhD has been made within the research- creation framework, which means it combines two dimensions : an analytical research one with an artistic practice one (movie making). Therefore, the production of this work consists in both the writing of a manuscript and the production of four movies that refer to each others, discuss together and form a consistent whole. Indeed, they all attempt to respond to the problem raised by this work, namely the invention of hybrid objects between art and science. This question has been developed in two directions. On one hand, the shooting of movies where the staging was inspired by scientific concepts. On the other hand, a study of the creative process from a hybrid methodology, where a scientific approach was combined with a reflection based on my own practice as a movie director. However, these two approaches are fundamentally opposed. The first one is objective, deterministic, and relies on the separation between the thinking subject and the analysed object, while the other one relies on a global understanding by the subject which annihilates the distance between him and the object.
My experience as a movie director made me conscious that the aesthetic form was similar to the process during which it elaborates. I have therefore preferred the second approach and I chose to investigate the creative process from my own experience. Again, the result of this reflection is twofold. On the scientific front, I propose an approach of the creative process based on the properties of the aesthetic form. This approach emphasises the gesture rather than the result, the research process than the production. The stake is pedagogical. It reminds the researcher that he is part of the world he describes. That the knowledge is above all alive, sensitive, perceived and not only rational. Therefore, it invites the researcher to become fully aware of all the ethical issues his research may raise. On the artistic front, two movies were made in order to illustrate this issue.
Célya Gruson-Daniel
2014 New Frontiers Student
Mapping the Open Science Movement : Characteristics and impact on the research system
The Open Science (OS) movement explores new practices and methods of production, diffusion and use of knowledge. It consists of a variety of initiatives (Open Access, Open Data, Open Labs) aiming at a more open, transparent and collaborative scientific process both in and outside academic research (Citizen Science). This movement seems to emerge from Information and Communication Technologies (ICT) and peer-to-peer modes of organisation.
Given the rising criticism about the tendency to merchandise knowledge in research system, the OS movement is gaining more and more momentum.
Our aim is to describe the OS and examine its evolution and impact on the research system, through different viewpoints: economical, legal, and institutional ?The study of the OS movement, its characteristics, communication processes and the mapping of the institutional and individual actors linked to this movement can help to highlight controversies with the mainstream research system.
To answer this, we will use a set of observations : interviews and data collected from the web (scientific publications, blogs, social networks). Our case studies will be new research spaces (open labs) and OS communities that aim to foster interactions between academia and the other actors such as entrepreneurs, citizens, namely in the field of life Science.
I expect this research will give practical elements and tools to understand the evolution of the Science practices and paradigm with OS.
Raphael Goujet
2014 New Frontiers Student
Discovering, Learning and Doing Synthetic Biology Research through a Video Game
Crowdsourcing was revealed as a major tool for research and popularization by the game FoldIt in 2010. Multiple projects of this type have since emerged, but none of them is a fun learning game that allows people who have no knowledge in a field to, after some time, be able to do research. This project intends prove that such games can be developed, by focusing on synthetic biology. This emerging field is perfect in that regard as its mechanics can be easily translated into game mechanics, as plenty of content is available and as research is very active. The plan is to (1) make such a game, (2) build a community around it to develop and sustain it, and (3) integrate the game in MOOCs and academic courses to assess its efficiency. There is already a stub of synthetic biology learning game being developed at the CRI : Hero.Coli. It was developed by a complete team of game developers – game designers, coders an artists – helped by biologists. It achieved some successes: it participated in the FOSDEM conference, it was awarded the "Best Design" and "Audience's Choice" prizes at the iGAM4ER competition. It lacks key features, like an efficient tutorial and community tools. But it is being prepared for expansions. Ultimately, the Hero.Coli project will investigate the use of video games as a vulgarization, educational and research tool. It will also share its experience with other similar projects, with the help of partners that have already contacted the team.
Marguerite Benony
2015 New Frontiers Student
The lab 3.0, citizen science and trans-disciplinary research, what is future of research?
In the era of dematerialization, simultaneity and immediacy, the integration of technology in the processes of creation and communication is expanding: digital technologies contribute in creating new personal and social worlds, immersive environments in which the concepts of time, space, and place are being reconfigured.
In some aspects, the laboratory can be considered as partially dematerialized as more and more data is obtained from devices scattered in the real world. This mutation induced among other, a proximity to some citizens who for various reasons (amateur practices, associations and political commitments, personal skills, educational concerns) are eager to take part in scientific discoveries.
Citizen science practices are no longer isolated experiments but they are becoming an important phenomenon to form new interfaces between science and society. Some experiences are even relocated in public spaces, organized with digital platforms, broadly welcoming the participation of non-scientists. If the social effects of this participation are studied by branches of sociology, the impact of citizen science practices on laboratory organization principles has been left behind.
Therefor we propose to explore new configurations for research practices relative to the spaces, tools, and resources dedicated to the researchers, in a perspective of innovation and co-construction between science and society. Such research has great potential for different reasons: innovation as it should emerge from the laboratories simultaneously concerns public policies, the economic activity, citizens, non-professional and non-experts of science.
Hippolyte Gros
2015 New Frontiers Student
Learning and teaching through a better understanding of semantic congruence mechanisms
In order to face the major challenge of mathematical education, we propose a new way to describe the information of a problem, based on three interconnected levels: (i) the mathematical semantics of the problem, (ii) the different algorithms that can be implemented on the problem, (iii) the semantic knowledge one has of the elements of the world figuring in the problem. We hypothesize that the ability to use a solving strategy on a new situation is dependent on the congruence between the semantic knowledge one has of the elements of the problem and the formal mathematical structure. We will test this hypothesis and identify the exact conditions of transfer and generalization between problems. Subsequently, we will develop new methods of learning designed to provide the learner with the appropriate examples in order to overcome the initial limit imposed by this semantic congruence. We will implement these methods on a pilot numerical environment destined both to train the teachers to detect the role of semantic congruence, and to help them teach their students to go beyond it.


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|Oracle FAQ
|Your Portal to the Oracle Knowledge Grid
Home -> Community -> Mailing Lists -> Oracle-L -> RE: Where is Oracle 9.2 init.ora?
I could have SWORN there were problems when manually editing the spfile file.. if not, why bother creating it when you can just as easily use the init.ora file?
-- Please see the official ORACLE-L FAQ: http://www.orafaq.com -- Author: Rachel Carmichael INET: wisernet100_at_yahoo.com Fat City Network Services -- (858) 538-5051 FAX: (858) 538-5051 San Diego, California -- Public Internet access / Mailing Lists -------------------------------------------------------------------- To REMOVE yourself from this mailing list, send an E-Mail message to: ListGuru_at_fatcity.com (note EXACT spelling of 'ListGuru') and in the message BODY, include a line containing: UNSUB ORACLE-L (or the name of mailing list you want to be removed from). You may also send the HELP command for other information (like subscribing).Received on Fri Jul 12 2002 - 21:18:22 CDT
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The cozy Stratton Room faces the back of the house, offering a great view of the rear gardens and is reportedly the most quiet of our four rooms. It is furnished with a sumptuous brass queen size bed and two rocking chairs. The recently remodeled bathroom is spacious and complete with a tub as well as a shower. The walls of the Stratton Room provide a great background for ink drawings from my travels and oriental rugs grace the pine plank floors.
• Queen bed
• Flat Screen TV in the closet
• Dish Network and premium channels
• Robes and luxury linens
• Central Air conditioning


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Medical Transcription: Tips for Using Dual Monitors
Setting up your computer to use multiple monitors will forever change the way you work with your computer, not only for medical transcription, but for everything else, too. It's very easy to do, even if you're "technically challenged." Once you do it, you'll wonder how you ever got by with one measly monitor for so many years. The figure shows what a typical multi-monitor setup looks like.
Why is this such an incredible productivity booster? Consider how many times each day you switch back and forth between a document you're working on and references you're using at the same time. Medical transcriptionists do it constantly, because referencing is a key part of the job. (Perhaps you also check Facebook or e-mail, but this is for medical transcriptionist productivity here.)
With a single-monitor setup, you can look at one application or the other, but not both at the same time. With two monitors attached to your computer, you can have both (and potentially more) visible at the same time.
You may think switching between application views is plenty fast already, especially if you the use keyboard shortcut Alt+tab to do it. That sensation of speed is misleading, because every time you flip between screens, your mind has to adjust, too.
When you return to the document you're transcribing, you have to find your place and mentally pick up where you left off. You have to do so while holding what you just referenced in your mind. You might sometimes have to go back and look at the reference multiple times.
The reality of medical transcription work is that you're paid only for lines you produce, not time you spend referencing, so the quicker you can find what you're looking for and get back to cranking out lines, the better. All that flipping back and forth consumes time and mental energy that could be better spent boosting your paycheck.
By adding a second monitor, you can keep your transcription software always in front of you on the primary monitor and never switch away from it. Dedicate the second one to referencing, instant messaging your supervisor, and tasks like checking e-mail. No more flipping back and forth on one screen!
Here's what you'll need:
A current desktop or laptop computer running a reasonably recent version of Microsoft Windows
An additional monitor with cable to connect it to your computer
Microsoft online will gladly walk you through dual-monitor setup using various versions of Windows.
Usually all you'll have to do is plug your new monitor into an open video connection (a port) on your existing computer, and Microsoft Windows automatically detects and configures the new monitor. Then you can make adjustments regarding how you want the monitors to work. For example, you can opt to treat the two monitors as separate screens or as if they were one continuous screen.
If you want to connect a second monitor to a laptop that has no external video connection port, you can create a monitor connection using a USB port instead. You'll need a VGA to USB conversion cable to pull it off.
The one potential tricky spot is that the new monitor's cable type must be a match for the opening (port) you plan to plug it into. If you're buying a new monitor, make sure you pick one (and the cable to go with it) that's compatible with your computer. Most modern monitors have multiple connection types built in.
Of course, your second monitor doesn't have to be modern, it can be a hand-me-down and still work fine. If you end up with a monitor that doesn't have the right kind of connector, you have two options:
Attach a video adapter to your computer to change the connection type.
Replace your current video card or install an additional video card with the needed connection type.
Even if you have to hire a computer whiz to replace your video card, it's well worth the cost for the productivity you'll gain in return.