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Applications for an admission can be made at any time of the year.
There are several ways you can apply:
Once your application has been received, the information provided will be considered by an admission panel and, if you fit our criteria, we will contact you and arrange an interview.
Our interviews are set regularly at Cowfold, West Sussex. You can bring a relative or social worker along with you and after your interview you will have a trip around the Estate and you will meet the Manager of the department you have requested.
Privacy Statement
1. You may submit information, including personal data and sensitive personal data, to us via the on-line application forms and email addresses as an application ("application data"). Sensitive personal data is information as to your racial or ethnic origin, political opinions, religious, philosophical or similar beliefs, trade union membership, physical or mental health, sexual life, commission of criminal offences and/or involvement in criminal proceedings.
2. In acknowledging an application we are not verifying the content, accepting the application or making any offer of employment or engagement. We are not obliged to accept any applications.
3. By storing and submitting your information you are agreeing to your application data being processed solely for the purposes of:
· communication regarding recruitment with Camelia Botnar Foundation and you;
· consideration of your applications and your recruitment by Camelia Botnar Foundation;
· any use in connection with any future employment by Camelia Botnar Foundation.
4. We may record your email address for our internal purposes. This may be done via "cookies" - small pieces of information sent by a web server to a web browser, which enables the server to collect information from the browser. For more information about "cookies", please see the Information Commissioner's website at http://www.dataprotection.gov.uk/privacy.htm#cookies. Camelia Botnar Foundation uses cookies for a number of purposes, for instance to enable us to simplify the registration process. If you do not want cookies to be used you can choose not to receive a cookie file by enabling your web browser to refuse cookies or to prompt you before you accept a cookies.
5. We will never pass your personal data to anyone else, except for any successors in title to our business. Personal data collected by monitoring this website will be aggregate (so that no individual customers are identified) and no application data collected will be used other than in accordance with the terms of this Privacy Statement.
6. We are an equal opportunity employer (in accordance with applicable legislation) and do not discriminate on the grounds of gender, ethnic origin, age, religion, sexual orientation, non disqualifying physical or mental disability or any other basis covered by local legislation. All employment related decisions are made entirely on merit.
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We acknowledge that your contact details and application data (as defined above) ("your information") may be confidential. We will maintain the confidentiality of and protect your information in accordance with our normal procedures and all applicable laws.
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2. We will not disclose your data to any third party.
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The game is changing, thanks to Stephen Curry. Son of one the most premier sixth men in the league, Dell Curry, Steph has grown to show he's more than just a son of a former player. He's grown from the kid who didn't have the frame to take his skill to the next level, to the seventh overall pick in the 2009 draft, to the kid with potential and can't stay healthy, all the way to the top of the league's 3-point shooters.
After last night's 125-94 victory over the Bulls in Chicago, Curry is sitting atop the list of 3-point shooters with 196 3's in only 41 games. He's on pace to shred his own personal NBA record of 286 3's that he hit last year.
In the midst of his seventh season in the NBA, Curry has already made 1387 3-pointers. Making Ray Allen's record of 2973 seem like a gimme.
When you think of the game's greatest shooters from behind the line, you tend to think of retirees and/or record holders, but there is no way that you cannot mention Steph Curry among the likes of Ray Allen, Reggie Miller, and Larry Bird. This guy is making a mockery of his competition as he seems to be able to take 3's from the parking lot of the arena and have them find the bottom of the net. He's got some of the best dribbling skills in the game and can make something out of nothing.
There is no one more worthy of the credit for the Warriors' 39-4 start than Stephen Curry, as he has become the face of the NBA, stripping Lebron James of that title and taking off with it. Who's to say that he won't win MVP again this season and walk away with another NBA Finals trophy, tying King James with 2?
Just remember, get the ball to Steph and get the hell out of the way.
By Jordan Leandre
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subset: commoncrawl


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Google Glass Offers Promise and Peril for Teachers
I am unashamed early adopter of new technology, so I see why Google Glass — the search giant's eyewear/video camera combo — has the promise to be an amazing and transformative piece of technology, particularly in the classroom.
If it lives up to its potential, Google Glass will create a fully recordable, connected and immersive experience for the wearer. My mind races at the possibilities for educational applications, but then my superintendent brain kicks in and I start thinking about the perils.
Imagine the power of Google Glass in the hands of a student: no more need to take notes in class because everything she sees can be recorded and sent wirelessly to a synced computer for later study and review. Think of the ability to easily capture the contents of any class setting, connect to relevant material through Internet searches and save all that work for posterity. The technology can truly transform the classroom teaching and learning dynamic.
Then there's the other side: What of the teachers who don't want their likenesses to be recorded in perpetuity, or what of the class recording that is forwarded to an administrator along with a parent's complaints? While many professionals have grown comfortable with the idea of always being on camera, teachers are not accustomed to their classrooms being documented on video.
Google Glass (or something like it) could significantly disrupt the delicate balance of the classroom. While we have to put the needs of children first, we also have to respect the professional autonomy of teachers, who face relentless pressures from parents and the public. I have a sneaking suspicion this issue will eventually be decided in the courts, but before we get there, let me make a few suggestions regarding any type of technology:
1. Strive for greater transparency
Make all your class notes available online at all times to your students. Move away from the old model of the "Sage on the Stage" where the teacher holds all the information hostage. Instead, strive to spread all the information out in front of the kids (sometimes literally) and give them the tools to know what information to pick up and when.
2. Cast off old modes of information delivery
One time I stopped in for an informal observation in a classroom and found the teacher had the students copying information word for word from a PowerPoint presentation. My head almost popped off. I strongly recommended that the teacher make the PowerPoint available to the children via the teacher's website and then dedicate class time for the children to learn, interact and work with the information.
3. Read Tony Wagner (and then read him again)
I'm not a big fan of recommending individual writers, as there are so many to choose from, but Harvard University's Tony Wagner is a true leader in showing how schools have to adapt to today's technological changes. President Obama has cited Wagner's book "The Global Achievement Gap" during his educational policy speeches. Wagner offers a commonsense and clearheaded approach to how American schools have to adjust to prepare our students for the new world of work.
4. Open the door to all technology
Yes, changes in technology have reached head-spinning proportions. But rather than imposing hard-and-fast rules on what technology can and can't be used, teachers need to stay open to any technology that proves useful in the classroom. Always begin with the idea that any "shiny new thing" a student shows you can be used to improve the quality of teaching and learning.
5. Don't sacrifice your 'educational soul'
Always remember that any technology, regardless of how new, powerful or shiny, is only a tool. It's no different from a piece of chalk on a blackboard or a photocopied piece of paper. What you do with that tool is what matters. Never move away from the core of good teaching — learner-centered, appropriately challenging and growth-oriented — that must always be at the core of what you do every day.
An educator for two decades, Brian P. Gatens is superintendent/principal at Norwood Public School in Norwood, N.J. Gatens has worked at the K-12 level in public and private school settings in urban and suburban districts. He has been a classroom teacher, vice principal, principal and now superintendent/principal.


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What is difference between FCC and IEEE, and between IEEE and ETSI?
What is difference between FCC and IEEE, and between IEEE and ETSI?
The FCC (Federal Communications Commission, http://www.fcc.gov/) is a US regulatory body responsible for governing inter-state communications by radio, television, wire, satellite and cable.
The IEEE (Institute of Electrical and Electronic Engineers, http://www.ieee.org/) is an international body that specifies industry standards for power, consumer electronics, and computers, including computer communications.
The ETSI (European Telecommunications Standards Institute, http://www.etsi.org/) is a European body that specifies standards used by telecommunications networks operating within 56 European countries.
What's the difference, and what do these organizations have to do with wireless LANs? The IEEE defines standards like 802.11b that WLAN vendors implement worldwide. The FCC defines rules about radio use in the US; for example, 802.11b WLANs can be operated without a license in the 2.4 GHz ISM band. ETSI defines standards like ETSI Broadband Radio Access Networks (BRAN) and HIPERLAN implemented in products sold primarily within Europe.
ETSI and IEEE are collaborating to harmonize BRAN and 802.11a standards because both operate in the 5 GHz band. To learn more, see http://portal.etsi.org/bran/Summary.asp.
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Thanks for stopping by! I would love to hear from you.
If you are interested in booking a photo session with me, leave your information below and we'll have a chat about whatever type of collection you'd like to hear more about.
Find something interesting on the blog? Write to me at and let me know what's on your mind. I want to hear your comments, questions, and suggestions!
Follow along with me on Facebook, Instagram, Pinterest, and Twitter using the social buttons provided at the very bottom of the page.I take a personal interest in every one of you, and I'd love to share a little bit of my story with you all.
This will be grand fun.


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Sometimes, I wake up thinking I have been in a three month long dream. Sept changed our lives forever but I still find myself thinking and even saying out loud, "I just can't believe it". Those are usually the times when I am in Northern Va attempting to do my normal working mommy routine. Bus stop, errands, work,bus stop, dinner, arrival of daddy, homework, paperwork, war of the showers/bath time, reading and then bed. That's on the off season of soccer and gymnastics and other after school activities. I love every second of it and know deep in my heart it is what I was made to do. September has changed it all and now I know I was meant for more as well. Bring it on LIFE!!! My Father has done it all plus some. He has been married to Saint Margaret for 41 years, raised his girls with good values, proper amount of work ethic and of course a multitude of FUN time to cap it off. Many of you know him through my childhood, our family, mountain biking, community projects, soccer,softball, biking foundations and racing teams. Some may know him through camping trips, his SCUD fries talent, night rides at Wakefield, beers afterwards. Charlottseville has brought many of you to know him as the one who talks to everybody. That would include LM neighborhood parties, boat rides on the lake, church, rescue squad, swift water rescue, the local Bike shop and many others that I'm not even familiar with. His Facebook addiction alone puts many of you on his life map too! You are all well aware of what kind of guy he is and continues to want to be despite this accident. Someone who is the perfect amount of a "BIG KID", caring human being, active and generous. He puts his family first and then all of his "good friends". BTW…that is pretty much everyone. He truly loves all of you and misses seeing everyone's smiling faces and hugs!
His time at Kessler has had it's bumpy roads but over all I think he is doing fantastic!!! He looks stronger and more handsome every time I visit. He is learning how to balance the coping skills he needs to live a happy rest of his life at home with the will power , hope and faith that he will grow stronger and regain important functions that will allow him to live an active life. One where he can still participate in the events and activities that he has always had passions for. He is aware it will be a different role for him…but he doesn't care. He is alive and fighting to stay healthy. He is optimistic that he was placed on this path for a reason. He will never give up and he will never quit being who he is.
When I first read this quote about Life's Paths, I was struck silent. I couldn't believe how much it sums up what dad is going through and who dad is, and always has been. I have always known that no matter what, he was a determined man to live the life that he loved. What I hadn't learned until recently, is just how powerful his heart and soul truly is.
By: Jonathan Lockwood Huie
You can live the life you love-even in the face of the most challenging circumstances. While sometimes it may appear that life throws more obstacles in your path than you can handle, you can always choose to be HAPPY.
YES! You are that powerful.
Dad is very grateful for being at Kessler. He is grateful for making it off that mountain because of his friends and he is most grateful to still be able to live his life of happiness. You may have noticed that he has posted some silly pictures of himself and our family. He is determined that when you see him, you will be happy for him that he lived and not sad for his predicament. He covers his trach not because he is ashamed or embarrassed but because he wants to shelter his friends and family from the harsh reality of his new path in life.
I'm so proud of my dad on so many levels. It is almost impossible to describe what it is like to spend time with him. He works hard at his therapies, demands the best from the aides, loves his nurses and invites everyone into his room to see all his family pictures and banners that you all have sent to him. He is proud of the life he led with all of you and moved by everyone's prayers and generosity.
My family and I look forward to seeing him on Christmas day where we will fully intend on dressing up in silly hats, eat pudding, ice cream and sherbet and make new Holiday memories. Currently he is spending some very special time with my sister, Krista. She is in the NAVY and will be deployed out the day after Christmas. I do believe that the four of us are closer than ever and are learning how to bond with each other despite living so far away from one another. Thank you for keeping her in your prayers too as she embarks on a deployment that could keep her away from seeing dad for a long time. They are living it up, laughing and working hard before she leaves so that she can hold dear to heart the times spent with dad this week while she is away.
As Christmas slowly creeps closer we are reminded of the true spirit within all of us. Love has taken over the shadow of sadness that tried to keep us down. In spite of hardships and dark times, we hope and pray for you and your families as well. Thank you all so much for everything you have done to show dad your friendship and love. Thank you for the visits, the cards, the gifts, the encouraging messages and your prayers. May God bring you good health and happiness this Holiday season and always.
Merry Christmas!
~Jen "Scudamore" Rodriguez


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by BlueSteps
Aug 21 2014
To excel at executive interviews, you must have a clear understanding of the purpose, be invested in the process, and give your very best performance in a high-pressure situation. Don't fall for the myths and preconceptions that have sprung up about this experience. For example:
MYTH #1: Once I get the interview, I'll be fine. Countless executives have said something like this to me over the years—meaning that they can hold their own in the interview and are only worried about getting the interview in the first place. These executives usually fall into two camps:
1) agile and eloquent speakers who are confident they can talk their way through any situation;
2) introverted technical experts who hate "putting themselves out there" in an executive job search but have tons of confidence when talking about their technical subject.
In both cases, it's essential to prepare for interviews and not think you can just "wing it." Here's why:
- The agile, eloquent talker who has not done his homework will not be prepared with sharp, insightful questions to ask during the interview. He can speak about his experiences but is not fully prepared to relate his expertise to the hiring manager's needs. He can come off as glib—"all show, no dough"—and be passed over for a less verbally adept candidate who has prepared thoughtfully and extensively for this meeting.
- The introverted technical expert may not shine during the parts of the executive interview that are not devoted to her technical expertise. Interviews usually include ice-breaking conversation and general questions. They might involve casual or formal meetings with potential co-workers. What's more, the technical expert needs to know more than her technical expertise. She, too, needs to relate her expertise to the company's needs and demonstrate how she can add value.
Bottom line: Your natural talents will enhance your interview performance, but neither verbal adroitness nor technical expertise can replace thorough preparation and sufficient practice.
MYTH #2: The interviewer is looking for any chance to eliminate me. Yes, interviews can make you feel judged and put you on the defensive. But try to look at it from the perspective of the executive interviewer. A staff vacancy creates a heavier-than-usual workload, and interviewing can be dragged-out and time consuming. Most employers want to find the right person as quickly as possible – then they can stop interviewing and get back to work!
Show them you are that right person. Go into every interview with a positive attitude and some bright ideas about how you can make the company better or the hiring manager's job easier. Be prepared to overcome any objections they express (or you sense) about you, your background, your qualifications, or your expertise.
Bottom line: Don't defeat yourself before you get in the door by assuming you'll be knocked out of contention.
MYTH #3: If I have the best qualifications, I'll get the job. It's true that companies develop a specific list of qualifications when they begin the hiring process. And it's true that candidates without those qualifications will be screened out at the first stage. But once a slate of candidates is chosen, it becomes about much more than qualifications. After all, everyone being interviewed should have the essential skill set and can do the job. So hiring managers and executive search consultants begin to look for other factors that will determine how well each candidate can do the job. For example:
- How well will you fit into the team and the department?
- Are you intense or laid-back? Which works better for us?
- What "extras" do you have – things we didn't specify for this position but that we know will help us in the future?
- How have you handled challenges similar to what we're facing now or anticipate in the future?
- Are you promotable from this position?
- What intrigues you? Where will you be most interested and motivated?
- Do you help us meet diversity goals? (Diversity can cover a huge range of factors.)
- What do your references say about you?
- Do I like you?
The answers to these questions, and many others, cannot be determined through an executive resume review. Some can be measured objectively, while others are evaluated based on instinct and emotion.
Bottom line: You can't predict precisely what the company or the manager will be looking for beyond the fundamental job qualifications. Focus on connecting your expertise to current and anticipated business challenges, try to be likeable, and let your personality show. After all, finding the right fit it is as much in your interest as it is the employer's.
The Ultimate Executive Career Guide: Connecting with Executive Search
As a senior-level executive, you can use this guide to:
- Learn about executive search and how it differs from other forms of recruiting
- Discover the best ways to connect with executive search professionals
- Understand how the search process works
- Implement strategies that will help you become visible to the search community
- And more!


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will have at least 50 hours of gameplay, Square Enix has announced.Speaking to IGN as part of a First Look event, gameplay director Yuji Abe addressed fan concerns that the game would feel short when compared to other Final Fantasy titles, thanks to the unavoidable countdown-to-the-apocalypse feature."The way the game moves, one period of 24 hours within the game world itself will take play time in the real world around two or three hours of actual, real time," he explained. "Having said that, opening menus, customising your characters, talking to some people or just listening to certain things will cause time to stop. So it isn't quite as short as you'd think.
see deal
Lightning Returns: Final Fantasy XIII$18.51on Amazon
"Overall, when I did the test plays during the development period, I played through from start to finish trying to see almost all of the aspects of the game and it took roughly about 50 hours.
"So no, I think this is one that'll take a good chunk of time, and people will be able to enjoy it for a good long while."For the full developer Q&A, be sure to check out the video at the top of this article and check back to IGN early next week to see what Yuji Abe and game director Motomu Toriyama had to say when we sat down with them one-on-one.
Luke Karmali is IGN's UK Junior Editor and long-time Final Fantasy fan. You too can revel in mediocrity by following him on IGN and on Twitter.
If you buy something through this post, IGN may get a share of the sale. For more, learn more.


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Earlier this month, the Kiss Cam at Dodger Stadium in Los Angeles did something out of the ordinary: It stopped on two men, and not in an ironic, homophobic attempt at humor, but rather in a celebration of the couple.
The two men smiled, embraced and kissed. And then, perhaps to the surprise of some, the crowd roared, louder than it did for any other moment of the segment. One member of the crowd caught the moment on video, and the kiss went viral, racking up more than 1.6 million views on YouTube.
People across the country watched it and loved it. It made us feel good, and it made us feel like maybe one day soon, two men kissing on a Kiss Cam wouldn't be news at all. It would just be another silly kiss on the Kiss Cam.
A same sex-couple kisses at Dodger Stadium in Los Angeles, California. (Source: YouTube)
There are many of these types of stories in the news today. We hear about the "overwhelmingly positive" response to now-retired NBA player Jason Collins coming out, about the "overwhelmingly positive" response to Michael Sam getting drafted by the St. Louis Rams, about our self-professed willingness to support gay professional athletes, and it can feel like our country is on the precipice of something. Bigots remain, but the country is changing, we think to ourselves. Something is shifting.
Even if this sort of narrative is true in some ways, in some parts of the country, it does advocates and supporters of LGBT rights the disservice of making people think we're almost there on the gay rights issue. We are not, and that's especially true in the world of sports, according to a new study.
The study, "Out on the Fields," bills itself as "the largest and the first international study on homophobia in sport" across six predominantly English-speaking countries -- Canada, Australia, New Zealand, the United Kingdom, Ireland and the United States. Roughly 9,500 people were surveyed for the study, and to put it simply, the results are disheartening.
Overall, only 1 percent of those surveyed thought the LGB community (the survey didn't address gender identity, so the "T" will be omitted for the rest of this article) was "completely accepted" in sports. Forty-six percent said the community is "not at all accepted" or "accepted a little." Through a variety of other questions, the pervasiveness of homophobia in sports becomes even more clear:
-- 78 percent of respondents said they believe a LGB person would not be totally safe at a sporting event if they showed affection.
-- 84 percent of people said homophobic jokes occur at least "sometimes," if not "often" or "all the time" in the sports community.
-- 73 percent of all those surveyed said youth sports is not a safe or welcoming place for the LGB community.
Another startling finding from the report was just how many gay or lesbian athletes are not yet out of the closet -- 81 percent of all young gay men (defined here as under the age of 22) and 74 percent of young lesbian women surveyed for the study are still "completely or partially" in the closet. Sadly, you can understand why. In every one of the countries surveyed, at least 75 percent of those surveyed said they had witnessed and experienced homophobia in the sports world in some form:
But if you feel hopeless hearing all of this, don't. There are things that can make gay men and lesbian women feel more comfortable coming out to their team, according to the report. Young gay men said having another friend on the team who already knew they were gay was by far the biggest motivator to come out. Young lesbian women cited three main reasons in roughly equal measure as their motivation.
The U.S. ranked as the country with the least accepting sports culture, according to its "inclusion score," an aggregate statistic created by the authors to summarize all of a country's answers in a single metric. But Americans were also the most conscious of their problem: 70 percent of Americans said homophobia was a bigger problem in the sports world than in society as a whole.
And really, it would be a misinterpretation of the survey to view the other countries as vastly superior when it comes to LGB acceptance in sports, as the authors noted. The problem is pervasive across all countries, and focusing on a few percentage points worth of difference here and there misses the large point.
1. Canada 148/500
2. Australia 122/500
3. New Zealand 120/500
4. United Kingdom 107/500
5. Ireland 106/500
"Unfortunately, the study found few positive signs in any country that LGB people are welcome and safe playing team sports," the report states. "Instead, even in the most promising countries, such as Canada, discrimination and homophobia were still widely experienced by both LGB and straight participants."
The LGB community was well-represented in the survey data. In fact, of the 9,500 people surveyed for the study, 4,672 were gay men, 1,386 were lesbian women and 709 were self-identified as bisexual.
"Because it is so broad and because it is an international study I think it gives us access to information that we didn't have before," Pat Griffin, the professor emeritus in the Social Justice Education Program at the University of Massachusetts Amherst and one of the experts who reviewed the study, told The Huffington Post.
Notably, while it was reviewed by seven academic experts from four different countries -- all of which are experts on LGBT issues in sports -- the study was not published in a peer-reviewed journal. Time asked an unaffiliated sports sociologist named Joshua Newman of the Florida State University to review the study, and he said the survey likely over-represented "higher-earning, racial- and ethnic-majority, pro-LGBT respondents to the study." Nevertheless, Newman said:
I am inclined to say that the findings are important and the study holds the potential provide a significant contribution. This is the largest study of its kind yet to be undertaken. The results illustrate the extent to which LGB sport participants across multiple nations share common experiences of harassment, bullying, and even physical violence. It reaffirms what most LGB and straight athletes in these contexts already know, that homophobic language and action remain effective techniques for normalizing heteronormative masculinity in the sports domain.
Deborah Slaner Larkin, CEO of the Women's Sports Foundation, expressed similar concerns about whether a few thousand people could properly represent an entire nation in a phone conversation with The Huffington Post. But she agreed that there was enough to get the main point across.
"I don't know if there's a smoking gun here if you will," Larkin said. "But I do think that it says there is concern, and this is not a done deal."
The report was conducted by global sports market research firm Repucom and commission by Bingham Cup Sydney 2014 along with a coalition of sporting organizations, some of which are LGBT-affiliated.
Erik Jensen, an associate professor of history with an expertise in sexuality, wrote in an email to HuffPost that he hoped this reminded people how much work there is left to be done when it comes to LGBT issues.
"Since the repeal of 'Don't Ask, Don't Tell,' there is a conventional wisdom that sports is the last frontier of entrenched, and even institutionalized, homophobia, and this study seems to confirm that [conventional wisdom]," he wrote. "In that regard, the study cautions American society from getting too swept up in the celebratory atmosphere that has surrounded the rapid advance of same-sex marriage rights."
So when you hear the next anecdotal feel-good story about LGBT acceptance in the sports world, feel free to smile. But don't let it convince you there isn't a lot of work left to be done. There is, but luckily, things don't look so hopeless anymore.


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The county newsletter for December 2019 has been added. It is under County News Page. To receive the newsletter directly please contact Bob Pitts
Many of the clubs in Merseyside offer beginners' and/or improvers' lessons. There are also easy duplicate sessions for improvers. As these change in availability it is not possible to keep a definitive list on this site. You can access the clubs' websites through the link top left on this site. Depending on where you live, possible clubs to try include Blundellsands BC, Deva, Liverpool BC, and Merseyside Bridge Centre.
For other suggestions, please click here to go to the EBU (English Bridge Union) education charity's website.
Are you on Facebook? Why not visit our Facebook page. Click on the logo. If you "like" the page you will get updates on forthcoming events etc.
We need your help to keep the website relevant. Please use the Contact Us facility (click here) to let us know news, results, forthcoming events etc. If you spot any errors or missing links, please also use the Contact Us facility. Please be sure to include your name as anonymous emails will be automatically deleted. Many thanks.
This is the official website of Merseyside & Cheshire Bridge Association. We hope you will find the information you are looking for. If you don't, please use the "contact us" facility to email us. Click here to send your query/comments.
Click here for MBL Knockout draw.
The first round of the knockout is held in the autumn at two venues, Liverpool BC and Merseyside BC, at 7.15pm.
Teams just turn up and the draw is made when all the teams are there. If there is an odd number of teams three teams will be drawn in a triple with two teams to go through. Matches are of 24 boards with a compulsory change of opponents at half-time.
Three extra boards are played to decide a tie, and repeated if necessary.
Triples are played in six board stanzas, scoring at half-time. If a team loses both matches the other teams go through. If the teams win one each the two teams with the better number of total imps go through. If one team wins both and the others tie then three extra boards are played by them, and repeated if necessary. Similarly if each team win one match, and two teams tie for the least number of imps. If each team win one each and the imps are level, or if each match is tied, an extra triple of one board against each opponent is played.
The draw for the rest of the knockout will be made shortly after the first round and posted on the County website.
All teams who lose in the first round are put in the Consolation knockout, unless they tell the organisers within three days that they do not wish to play.
Teams who did not play in the First round may enter the Consolation event direct if they tell the organisers by three days after the date of the First round.
In the draw for the remaining rounds the first-named team is the home team, and the match will be played at the home team's normal venue and start time unless the captains agree otherwise. Both teams pay half the normal table money.
There is an extra round early in January: in practice teams rarely have to play in this.
The dates for the Quarter Final, Semi-Final and Final are published by the League Secretary in the calendar. By agreement between the captains, matches may be played early: if a match needs to be played late the organisers' permission is required.
Mixed teams are permitted with players from more than one league team: players may not play for more than one team in the knockout/Consolation in any one league year. Players may be added to teams later in the competition. If they are not registered members of the league team then the organisers' permission is required.
The winners of matches are required to inform the organisers of results by email within 24 hours, and failure to do so may result in their next opponents being given a walkover.
It is helpful if losing captains also email the results.
Emails to the organisers should be sent to <email@example.com>.
After two rounds held on successive weeks, the MBL Swiss Teams final result was:
Congratulations to Pentagon for a fine win.


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A Guide For Freelance Writers: How Not To Get Underpaid
If you are planning to start your career in the world of freelancing, then it is important that you know how to protect yourself from being exploited. What I mean by exploited is that you don't want to get underpaid by your clients.
From time to time, you will get some clients who are rather stingy and unwilling to pay at a standard rate (depending on your job nature, this could vary). This can be very annoying and frustrating for you as a freelancer. It is a dilemma – do you want to work and get paid a little or should you wait for the right opportunity? This will be a difficult decision if you are trying to earn a living out of it and there are clients who would simply exploit this. It is unethical of them, but it is not illegal. However, there are a few steps that you could take to avoid this.
Step 1
Look at your prospective client's budget first. That's the first thing that you should be looking at as a freelancer. If the rate is far from ideal, then it might be smart to not take that job. You should always set yourself a certain budget and you shouldn't work under that rate. This helps you in protecting yourself from client's exploitation.
Step 2
Discuss your prices with your client first, no matter what. It doesn't matter how you approach this problem. As a freelancer, you could do it directly or indirectly and it doesn't really matter. However, you must make sure that both parties agree to the proposed rate. Otherwise, I would suggest you to decline the job offer and simply look for other open jobs. It's not worth your time if the budget is extremely low!
Step 3
Set milestones for work. There are times when clients would try and avoid setting milestones (in an attempt to get away from payment). You must be firm, but polite on this. Tell your client that you won't be working unless there are certain milestones for the job. If necessary, you could ask for an upfront fee as well.
Step 4
If you develop a good working relationship with your client, then you could always discuss the rates. Clients would be more than happy to increase your rate if you are doing a good job for him! That's the life of a freelancer!


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Address :
We are centrally located and only 5 minutes from Coral Gables, Brickell, Key Biscayne, and Coconut Grove. Plenty of Free On‐Site Parking
available behind our building in our secure lot.
International Opticians is located at 2264 SW 22nd St. (Coral Way). We are open on Mon, Tues, Thurs & Fri: 9am – 6pm, Wed 9am - 7pm on Saturday: 9am – 3pm and closed on Sunday. Use the map below for directions or give us a call at 305-854-6191.


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Sterling Silver Jewelry
$300.00 $270.00
The artistry and craftsmanship of this romantic necklace recall the splendor of the Victorian Era. The triangular pendant is crafted from sterling silver with an ornate openwork design. Luminous white sapphires are sprinkled throughout the floral inspired design and stationed along the slim, adjustable silver chain. s964332... *Prices are subject to change based on fluctuations in metal prices and currencies
Gabriel & Co. Bridal Engagement and Wedding Rings are among the finest in the world. Their exceptional craftsmen individually handcraft each ring with careful attention to detail and styling. Their diamond selection process guarantees superior quality, as each stone is thoroughly examined by an expert gemologist. Their bridal collections offer a variety of styles, as well as the flexibility to alter elements in order to create a unique heirloom.


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Welcome to WebmasterWorld Guest from 188.8.131.52
Forum Moderators: martinibuster
Just say no, take a look at the search rankings of every service who's openly sold them in the past, do you really think search hasn't taken a good close look at the link blueprint surrounding those sites and extended the bans accordingly?
There's no bannings or even penalties for this and hasn't been in like, forever.
This simply is not true Wheel. I have seen websites hit in the last year by this, and they were websites at or near the top of their respective genres.
What is true is that there's no algorithmic slap for this stuff.
Regular algo updates
Then how are you helping your clients rank well in Google when rankings = links.


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Strategic alliances are the smart way to grow a small business. Small entrepreneurs can form strategic alliances to shore up or enhance their competitiveness in the marketplace.
Here are some tips that would enable small business entrepreneurs involved in alliances to leverage those relationships and develop win-win partnerships.
Communication is the key
While it is not vital that each partner's goals be identical, each must be committed to a common outcome. Half of all partnerships never live up to expectations. Be honest about what you seek to gain, and what you can provide. The most common mistakes are failure up front to clearly articulate the value proposition of the alliance, mismatched goals, insufficient commitment, and inability to adjust the relationship to new business realities and flat out neglect by upper management.
Look for situations that are win/win for both parties
Participate only if you can maximize the relationship; and never when you think that the partnership cannot support your business goals.
Carefully check fees and prices
Even though your company may be small, read carefully around sharing information related to fees. You don't want to find your company accused of price fixing. The kind of knowledge sharing that takes place between partners is essential to projects built for customers. When in doubt, consult your attorney or accountant about any gray areas of your strategic relationships.
Develop deep contacts
When cultivating relationships with large corporations, make sure that you have connections with several people in the company. Think of what would happen if your sole contact left – your company may be dropped at the next contract negotiation.
Be creative when exploring alliances
Look at your plan and how your business is growing. There will certainly be opportunities where your unique business is a natural partner for a strategic alliance.
Keep the end in mind: You are partnering with another company to expand your business and to increase your cash flow by pooling financial and managerial resources. If you have formed more than one alliance know as much as possible about your alliance portfolio and determine how the next alliance will fit into that portfolio.
Determine which direction your alliance portfolio is taking your company
Terminating some alliances may be beneficial if they are likely to lead to dependence in the long run. develop in-house capabilities simultaneously with your alliance portfolio. Remember that your firm is viable only as long as it maintains its competitiveness. Rather than depending entirely upon an alliance portfolio to sustain or improve the firm's competitiveness in the market, retain some independence by bolstering the firm's own capabilities and skills, creating the force of attraction instead of constantly being attracted by other firms.
Read the following articles on Strategic Alliances:
- Finding Cross-Marketing Partners: Is It as Easy-Breezy as It's Made Out to Be?
- How to Build Strategic Alliances
- Are You Overlooking Strategic Alliances Because You Call Them Competitors?
- Wishes for Strategic Collaboration
Recommended Books on Strategic Alliances and Win-Win Partnerships:
- Strategic Alliances and Marketing Partnerships: Gaining Competitive Advantage Through Collaboration and Partnering
- Mastering Alliance Strategy: A Comprehensive Guide to Design, Management, and Organization (Jossey-Bass Business & Management)
- Strategic Alliances: Three Ways to Make Them Work (Memo to the Ceo)
- Developing Strategic Alliances (Crisp Professional Series)
- Measuring the Value of Partnering: How to Use Metrics to Plan, Develop, and Implement Successful Alliances
Similar Posts:
- 10 Tips to Increase Your Revenue through Strategic Alliances
- How to Build Strategic Alliances
- How to Work with Competitors
- 10 Strategies to Grow Your Business Without Borrowing
- What is Relationship Networking?
a WordPress rating system
a WordPress rating system


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Top Tips for Preventing Water DamageOctober 31, 2012
Water damage is a tricky area when it comes to insurance coverage, with some types being covered under a home policy and others excluded. Whatever the reason or the coverage, the most important thing to consider when it comes to water damage is how to prevent it from happening in the first place. And with the recent storms that occurred as a result of Hurricane Sandy, it's important to be prepared for the unexpected. These tips will prevent water damage from occurring, so that homeowners don't find themselves facing a claim.
Water damage to a home can be a very expensive problem to fix, especially if the cause of the damage falls outside the coverage area of the home insurance policy. Fortunately, a lot of types of water damage can be prevented with a few simple tips. ComparaSave.com has the simple fixes and things to look out for to protect a home from various types of water damage.
Outdoor Sources of Damage
Water damage on the inside often comes from the outside. While flash floods and other natural disasters can't be predicted, it is possible to make certain that ground water and rain water drain properly from the property in order to avoid damage as much as possible.
Proper drainage is key to keeping water out of a home. A professional may be needed to ensure that the land is draining properly. It's also important to make sure gutters and spouts are clear and functioning properly to keep rainfall from turning into a problem. Keep the roof of the home in a state of good repair as well to prevent leaks from above into the house that could cause major damage. "Wear and tear and poor maintenance on things like roofs and gutters are not covered under home insurance policies," states Tammy Ezer of ComparaSave.com. It's up to homeowners to keep up on maintenance.
Protecting a Home from Within
Within the home, water damage often results from slow leaks in the plumbing or from sudden discharge of water as a result of a burst pipe. It can also result from backup during times of heavy rainfall. There are some steps homeowners can take to avoid this.
Perform regular checks of the water pipes and any hoses leading to appliances like the washing machine to check for leaks. Colour tabs are available to check a toilet for leaks as well. While some toilet leaks only waste water, some can do damage beneath the floors, so it's important to keep an eye out for a leak.
Shutoff valves can be installed to help stop a leak at the source. Every home has a main water shutoff valve, and it's important that everyone know where it is and how to use it in order to stop the flow of water immediately if needed.
A sump pump that operates properly can be a vital part of the puzzle as well. Make sure it's in good working order and replace a sump pump that is showing signs of age and wear right away. There are a number of ways to prevent damage from sewer backup as well; the simplest of these methods is to install backup valves that will prevent sewer water from flooding the home. It's important to note that sewer backup can happen even in the absence of a flood, so be prepared for the possibility.
Water damage is difficult to repair, and whether covered by insurance or not can cost time, money, and loss of irreplaceable property. Prevention is the key to avoiding a costly problem.
And to make sure that you have the right coverage, get FREE home insurance quotes using comparison sites like ComparaSave.com.


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Price of gas increases slightly in NH
CONCORD, N.H. (AP) � The price of gasoline in New Hampshire has gone up slightly.
The website Gasbuddy.com says the average retail price for a gallon of gas went up nearly a penny in the last week, averaging $3.47 in New Hampshire on Sunday.
Prices were 17.4 cents per gallon lower than the same day a year ago and are 8.4 cents per gallon higher than a month ago.
The national average fell 2.3 cents per gallon in the last week, to $3.65. The price has increased 16.8 cents per gallon during the last month and stands unchanged compared to a year ago.


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Your organization's website is up and running. Now what? Whether you've just completed a redesign, or your website hasn't been updated in months, this workshop will help you keep your website current and stay on top of everything that needs to be done, from blog posts to security updates. Join Michael Tedeschi for a talk focusing on proactive, time-saving strategies for organizations of all sizes.
This will be a followup to our "Your Nonprofit Website" series from the summer and fall.
Arrive as early as 6 to grab a snack and do some networking. The program will begin right at 6:30.
Register here, so we know how many are coming.
An audio podcast will appear here shortly after the program is over. (Give it a week or so.)


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text: Callahan Antiques Come Visit Our { 2} locations of Quality Furniture & Collectibles New Summer Hours starting April 1st 2016 1811 N. Santa Fe Ave Open Friday Saturday 10 a.m to 5 p.m Appointments Welcome 941 N. 2 nd. St. location Sat. 10am--4pm Callahan Antiques, Chillicothe IL. will open for appointments Mike & Mary Callahan 309-274-6304


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Minnetonka Antigua Sandals Leather (For Women)
CLOSEOUTS. Minnetonkaand39s Antigua sandals bust on the summer scene with a dazzling T strap silhouette, fashioned in a metallic leather and detailed with eye catching beading and geometric etching. The heel cup boasts a modern vertical zipper for ea...
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Minnetonka Canvas Moccasins (For Women)
CLOSEOUTS. A classic moc silhouette with a stylish twist, Minnetonkaand39s canvas moccasins boast an eye catching, lightweight canvas upper, handstitched moc toe and the traditional raw leather instep bow. Available Colors: BLACK, NATURAL, NAVY. Size...
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Whistleblower and former U.S. intelligence contractor Edward Snowden says he's working on a mobile phone case that would prevent users from being spied on.
The ex-National Security Agency analyst hopes the case for the iPhone 6 will prevent the phone from transmitting certain data, particularly the location of the user.
The case, which would not block cellphone signals, would stop the phone from transmitting GPS data even when the phone is in "airplane mode." Currently an iPhone 6 continues to transmit GPS data even in airplane mode, and this is seen as a potential way for governments or hackers to remotely "turn on" a phone.
"Front-line journalists are high-value targets, and their enemies will spare no expense to silence them," Snowden wrote, describing the project in a paper submitted to the Massachusetts Institute of Technology's Media Lab on Thursday morning. "Unfortunately, journalists can be betrayed by their own tools. Their smartphones, an essential tool for communicating with sources and the outside world -- as well as for taking photos and authoring articles -- are also the perfect tracking device."
The case, which slips over the bottom of the phone, connects to the SIM card port and monitors outbound data, is being co-developed with Andrew Huang, a Singapore-based American hacker. An alarm would be triggered, should the device detect an unwanted signal.
A prototype of the case is expected next year, but don't expect it to be widely available.
"The project is run largely through volunteer efforts on a shoestring budget," Snowden and Huang wrote.
The U.S. government believes Snowden jeopardized America's security by leaking classified information while he was working as a contractor for the NSA in 2013. He is believed to be living in Moscow.


text: MUSIC D'Angelo's Album Will Be Out in 2014, Touring in October, Manager Kevin Liles Insists 2:18 PM PDT 6/19/2014 by Jem Aswad, Billboard FACEBOOK TWITTER EMAIL ME Michael Buckner/Getty Images The new album is "everything people grew up loving him for, from Prince to James Brown." It's been so long, with so many false alarms, you start to lose track. D'Angelo's long-awaited follow-up to his classic 2000 album Voodoo was supposed to come out in 2007. Then 2009. Then 2010. Then he started touring, for the first time in 10 years, in 2011 and into 2012, airing four solid new songs: "Ain't That Easy," "The Charade," "In Another Life" and "Sugar Daddy." Last year, he played some shows as a duo with longtime friend and collaborator ?uestlove as "Brothers in Arms." He performed the electrifying encore at Michael Dorf's "Music of Prince" tribute at Carnegie Hall, along with ?uestlove and members of the Roots and the Revolution, around the same time. He turned up at Bonnaroo last weekend, playing covers. He even gave an underwhelming 75-minute talk, moderated by veteran journalist (and Billboard alum) Nelson George, last month at the Brooklyn Museum as part of the Red Bull Music Academy, which provided some entertaining anecdotes but not much in the way of actual news. The album was clearly a taboo topic: ?uestlove, called onstage to join in the talk a couple of times, was the only one who dared to bring it up, and the chat ended immediately afterward. PHOTOS The Best of Bonnaroo 2013 Yet D'Angelo's manager and a longtime label and branding exec, Kevin Liles of KWL Management, told Billboard last week that the long wait for the world's most long-awaited album apart from Dr. Dre's Detox is almost over. Now, that's nothing we haven't heard before: ?uestlove said in December of 2011 that the album was "pretty much 97 percent done," and in January of 2013, he told Billboard that it was "99 percent done." In March of 2013, Liles told Billboard, "We're trying to finish the album. Right now we have 13 songs done, trying to think about the sequence of the album, mastering and mixing within the next two weeks, and release the thing. Ain't no question it's coming." Judging by that tectonic pace, the album actually should be just about approximately almost 100 percent done right about now. Here's what Liles said: "Here's the thing: with D'Angelo it was a process. He didn't perform for 10 years, and he's been working on an album for the past 12 years. I actually got him to go out and do 30 shows [in 2011-2012], and then we did some 'Brothers in Arms' shows. I said, 'We have to get motivated around what people want to hear from you, and what does it mean to come back to that space?' He very bluntly put it, 'Kev, the studio and the stage: That's my lifeblood. Now that I've touched it again, now that I see it again, I wanna be sure that the baby I'm about to have -- the album -- that I take it to the point where it's all it can be.' "There'll be an album this year: There's 14 records so far, we might have a couple of bonus records, but all the recording is basically done and we're mixing and mastering now. Definitely, he'll be back. STORY D'Angelo Cancels Outside Lands Performance Due to 'Medical Emergency "We'll probably start an international tour in October, we'll come back [to the States]. We're doing a James Brown tribute in August [at the Hollywood Bowl] and some one-off things. But the touring will probably start in October and [continue into] 2015." Billboard: What's the album like? Liles: "To limit it to soul is not the case, because there is a rock influence. But at the same time, it's very melodic and there's an influence of all the things he loves: There's James Brown, there's Prince, and everything people grew up loving D'Angelo for, from Brown Sugar to Voodoo. It's a mixture and an evolution of where he is right now. And you have to think that when you have the opportunity to work 10 years on an album, that album's truly gonna be what you want it to be. Is it limited to the kind of sound that he did with the earlier records? No, it's not." BB: Does it have a name yet? KL: "There is a potential name, but I don't wanna give you a potential name and then change it." BB: And it's definitely coming in 2014? KL: "Yep. Sooner than later!" This article originally appeared on Billboard.com. FACEBOOK TWITTER EMAIL ME Jem Aswad, Billboard email@example.com @thr


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skull mask balloon skirt
from: $59.00
- double lined material | elastic waistband | cotton voile
- 100% cotton
- suitable for baby girls (18-24m), girls (2-7y) & pre-teens (8-14y)
- machine wash cold
product description
both frothy & comfy, the powder pink nununu balloon skirt comes in light cotton voile, featuring the skull mask graphic we created in collaboration with artist Shay Id Alony. the print combines the artist's tribal bent with our own nonstop skull obsession, and it floats all over this balloon-hem skirt with strong '80s vibes.
this print is part of our on-going collaboration with international artist shay id alony with whom we are proud to partner with. for more about shay click here
returns & exchanges
If you are not absolutely satisfied with your new nununu, you are more than welcome to return it in up to 14 days after receiving your package. Click here to read our full returns policy and how you can send stuff back to us. For further information, contact our customer service [email protected]
*all items on final sale (aka: sale category) are non-returnable.


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Employee Testimonials
I had two internships with RPB during college, so I was fortunate to really get to know the Firm and decide that it was the right fit for me. What made me choose to begin my career here is the culture at RPB—unlike larger firms you get a chance to know everyone on an individual basis; you get to work with some great people! You also get the opportunity to work on a variety of business types and are involved directly with the entire process of jobs from start to finish.
Eric Kennedy, Senior Accountant
Certified Public Accountant
RPB is the perfect size firm that allows for new hires to dive right in. The Firm has an open, friendly environment - everybody is so easy to talk to and help if you have any questions. In addition, there are many opportunities for advancement within the firm. The people – including clients and co-workers, the work flexibility, and the diversity of the work are some of the items staff members find most satisfying about working at RPB.
Mathew Haugen, Manager
Certified Public Accountant
I moved from Los Angeles to Milwaukee and was very fortunate to get hired at RPB. This is my first public accounting position and I have learned a lot in my first year here. All of the employees are friendly and willing to help you with any questions you may have no matter what area you are working on, even if they are not working on that assignment with you. I would definitely have to say that my favorite part of working at RPB is the people I work with. Work culture is important to me as you spend so much of your time at work interacting with your co-workers.
Dilcia Alkhaldi, Staff Accountant
UW Whitewater has a spring internship program that I participated in. After the interviews and matching process I was employed by RPB for tax season in the Madison offices. After the tax internship they offered a summer auditing internship in the Milwaukee office, which I accepted. The following year, during graduate school, I had a few days off from classes and was able to help out in the Madison office for another tax season. Upon completing that, I received a full-time offer in the Milwaukee office. I immediately accepted as I had really enjoyed working out of all three offices and loved the culture and balance that RPB offered. I never wanted to work for a large accounting firm and the size of RPB was perfect for me. I know everyone in the firm and am able to receive guidance and support from all levels.
Brooke Thompson, Senior Accountant
Certified Public Accountant


text:
Southampton Armchair
- Exclusive
- Unlimited Flat Rate Delivery
Easy, hassle-free returns online and in-store for eligible items.Learn More
Earn 5% Back in rewards4 plus free standard shipping3every day when you shop with your Williams Sonoma credit card at Williams Sonoma.Apply Now Learn More
- Summary
Natural materials and welcoming comfort make this chair the perfect choice for resort-style living. Handcrafted from rattan, it's finished in a deep honey hue and accented with leather wraps at every joint. A thick cushion, clad in soft white brushed canvas, invites you to settle in.
- 30.25"W x 28"D x 32.5"H
- Handcrafted by master artisans.
- Frame constructed of thick, strong rattan poles.
- Handwoven rattan sides.
- Leather-wrapped joints.
- Finished in a deep honey-brown stain, with a protective polyurethane topcoat.
- Thick loose seat cushion covered in white cotton canvas.
- Indoor use only.
- In-home delivery with White Glove service.
- Dimensions & More Info
- Overall: 30.25"W x 28"D x 32.5"H
- Seat height: 14.5"
- Seat depth: 22"
- Seat width: 22"
- Seat back height: 13"
- Seat back width: 17"
- Seat cushion (1): 22"W x 22"D x 3"H
- Arm height: 25"
- Arm length: 23.25"
Additional Information
- Due to color variations in the natural materials, each chair is unique.
- Zippered cushion cover removes for machine washing.
- Chair is made in Indonesia.
- Cushion is made in Mexico.
- Overall: 30.25"W x 28"D x 32.5"H
- Use & Care
- Indoor use only.
- Frame: Wipe with soft cloth.
- Cushion: Machine wash cotton canvas cover.
- Shipping
Shipping Information
Please allow up to 2 to 4 weeks for delivery. Item arrives fully assembled and in one piece by our in-home delivery with White Glove service. We'll call you in advance to schedule a delivery time, then bring the item into your home, unpack and inspect it, perform simple assembly and dispose of all packaging material. (Please note that outdoor grills are not unpacked and require owner assembly. Complete beds will be set up; headboards only will be unpacked, but not attached to existing bed frames.) Delivery is by appointment, Monday – Saturday; our delivery service will call to arrange a day. Available in the 48 contiguous states. Please call 888.922.4108 for additional assistance.
Shipping Rates
With Unlimited Flat Rate Furniture & Freight Delivery, an unlimited number of eligible furniture and select non-furniture items in your order can be delivered for a single flat rate. The exact shipping charges, are based on your shipping location and will be applied during checkout.
All items not shipped via unlimited flat-rate delivery fee will incur a shipping surcharge, but no additional delivery fees. View Shipping Options and Charges.
Return Policy
Our products are designed with your comfort and style in mind.
Made to Order and Final Sale Furniture items are non-returnable, and cannot be cancelled once the order is placed.
Monogrammed orders cannot be cancelled or returned.
Final sale items ending in .97 or .99 cannot be returned.
Should your item arrive damaged or with a defect, please contact us at 888.922.4108 within 7 days so that we may arrange for a replacement. Frames and springs are warranted to be free of manufacturing defects for the product's life, subject to the following conditions: warranty applies only to original owner and normal residential use. Defects resulting from negligence, abuse or use in a commercial, hospitality or other non-residential setting are not covered. For warranty service, call 888.922.4108.
All other items may be returned within 30 days of receipt for a refund of merchandise only. View Full Returns Policy.


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So which is better to use -- your credit card or your debit card?
"It really depends," says Scott Halliwell, a CERTIFIED FINANCIAL PLANNER™ practitioner with USAA. "I typically tell people to avoid using credit cards because of the damage they can do to your financial well-being. Even so, there are some situations where I'd pick a credit card over a debit card or even cash, for that matter."
When to Use Credit
In the following situations, he favors using a credit card over a debit card. Pay with credit when you want to:
- Shop online. One of the biggest cardholder benefits is purchase protection. If an item never arrives or is damaged, or you have a dispute with the merchant, you can ask your credit card company to withhold payment. With a debit card, the money is gone from your account until the matter is settled. "While you may ultimately get your money back from a debit card purchase that's gone bad, it often takes awhile," Halliwell says.
- Buy something big. Some credit cards offer warranty protection beyond the manufacturer's or store's coverage. For example, a home theater system may come with a one-year manufacturer's warranty. Buy it with a credit card, such as MasterCard®, Visa® or American Express®, and you generally get additional protection automatically. Review the specifics with your credit card company before making the purchase.
- Establish a credit history. Debit card activity doesn't translate to your credit report. "Credit is one of the ultimate Catch-22s," Halliwell says. "Lenders are often hesitant to extend credit to someone with a limited history. But to build that history, someone has to agree to extend you credit." A secured credit card, which is a credit card backed by a deposit made by you, can be helpful in building a credit history.
- Rent a car. Some credit cards offer collision damage insurance, eliminating the need to pay for the add-on coverage that rental agencies sell. Be sure to check your card's exact coverage and exclusions before you charge. Also, if you use a debit card for a rental car, the rental agency could put a large deposit hold on your account, which means you won't have access to that cash during that time.
- Stay at a hotel or travel in general. Some gas stations and hotels will put a hold on funds as a security deposit. If you use a debit card, you'll lose access to those funds until the hold is released.
- Score points. Credit card rewards programs can provide substantial benefits in the form of airline tickets, free hotel rooms or cash back. Look for no-fee programs, and be sure to pay off the balances each month. Otherwise, the "free" rewards will cost you. "I've seen this one get a lot of people in trouble," says Halliwell. "They initially begin using a card for the rewards. But then something unexpected happens, and they eventually find themselves carrying a balance and paying high interest charges."
When to Use Debit
In some situations, using a debit card trumps a credit card. Pay with debit when you want to:
- Get cash fast. You can get cash from your bank's ATM without the fees and interest many credit cards charge for cash advances. But fast cash also can have its downsides, Halliwell warns. "One of the biggest problems with people being able to access their cash on virtually every corner is that it makes it easy to spend without a plan. I often tell people to take out their entire week's planned spending all at once and when the money is done, so is their spending."
- Avoid interest charges. You'll pay no interest on purchases and only buy what you can afford. Set up overdraft protection to avoid fees or penalties if you spend beyond the funds available in your account.
- Buy something inexpensive. Debit cards are great for purchases of less than $50. It's faster than writing checks, and most merchants accept debit. Make sure you keep track of your debits to avoid overspending.
- Exercise control. "Psychologically, debit card users are probably less likely to overspend than credit card users because they can see the immediate results of their spending as their bank balance goes down," says Halliwell. The bill for items paid for with a credit card might not be seen for three or four weeks.
Whether the situation calls for your debit card or your credit card, Halliwell says it's important to remember that each is merely a way to access your hard-earned cash. One does it now, and the other does it later. "But both are using your money, so be thoughtful when you pull any piece of plastic from your wallet," he adds.


text: Let us begin with the video of the king of "carefully presented BJP interviews", Rajat Sharma interviewing Baba Ramdev aide Ved Pratap Vaidik. Even as respected journalists flee a sinking media, the entire media seems to have let this pass unquestioned. Ved Pratap Vaidik has no authority to engage in dialogue with anyone. This cannot […]Read More


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Our Friends
The Enemy
Written & Performed by Alex Gwyther
Directed by Tom O'Brien
"We're fighting the same enemy, just on two different sides."
In the note in the program for Our Friends, The Enemy, Alex Gwyther, the writer and star of the one-man play about the famous Christmas Truce of World War I, shares that he feels he might have fought in the Great War in a past life.
While one might wonder which side Gwyther thinks he fought on, as he expresses in the poignant and, at times, hilarious show, it doesn't matter. The Christmas Truce occurred when British and German soldiers looked beyond their different uniforms and celebrated the holidays together with the understanding that they were all young boys fighting a war that none of them wanted. Gwyther has thoroughly researched the truce, even staying in a trench for the experience, and vividly brings to life the fears and hopes of the boys forced to become men.
Gwyther plays the fictional James Boyce, a young Brit recounting the story in letters home. I was completely charmed by the boyish, adorable Gwyther and found him extraordinarily believable as a 1914 soldier.
We were treated to a talkback with Gwyther and director O'Brien after the performance, and hearing about Gwyther's journey and various experiences sharing the story added a very special element to the script itself and Gwyther truly has a passion and a great respect for the story he is telling and the soldiers he is remembering. I would love to see Gwyther expand on the story with a production with a larger cast.
Our Friends, The Enemy, is a very special play about a chapter in history that reminds of that miracles are truly possible at Christmas.
To get tickets go here:


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Just in time for Christmas!
You striking writers and those affected, scrape together $150.00 because this little gizmo makes a great gift and it's something the ConGlom's don't want you to know about.
Presenting... TakeTV...taaa-daaa!
Sansa TakeTV
Works with Fanfare online video service
Presenting... TakeTV...taaa-daaa!
Sansa TakeTV
- - 4GB and 8GB sizes, $100 and $150 respectively
- - Supports DivX (including Home Theater profile), XVID, and MPEG-4
- - Up to 720 x 576 resolution
- - On sale immediately
- - Intended for use in downloading shows from one's computer to the TakeTV (which is then physically moved to the TV)
Works with Fanfare online video service
- - Launching with content from CBS, Jaman, Showtime, Smithsonian Networks, The Weather Channel and TV Guide Broadband, including shows such as CSI, Survivor China, Dexter, and Sleeper Cell
- - Video downloads will be both ad-supported (free) and paid (not sure how much yet), depending on the wishes of the content creators
- - Fanfare video will also be playable on Sansa portable media devices
- - Yes, it's DRMed, and yes, it's proprietary: TrustedFlash, developed by SanDisk
- - Available in beta today, officially launching in 2008


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The heart, and chicken parm, of Sister's Pizza
A beloved sibling memorialized at Hillcrest eatery
Ian Anderson 11 a.m., Dec. 9
In the Victorian era and up until the 1930s, jewelers strung crystal beads on fine silver or gold chain to ensure that the necklace and bracelet would never break. If you find a chain strung strand at a flea market or estate sale, the necklace is more than likely very old. Ladies of the time collected good crystal jewelry; many fine pieces were of karat gold set with carefully chosen faceted crystal shaped pieces. These pins and other items were the precursors of the fabulous rhinestone/crystal pins and earrings of the 1940s, 50s and 60s.
If you fancy vintage amber pieces, they were very popular during the 1890's until about the 1920's. Amber in those days was a bit different from the amber we have today. The inclusions and air bubbles were considered unattractive so the amber was melted to remove them before forming the beads. Sometimes the beads even had a celluloid core. If you find a strand of vintage amber and the beads have inclusions, you may want to think twice about it's age.
Amber can be found in not only a light yellow (honey colored), but also brown or red (cherry amber). The color seems to vary according the depth of water into which the tree fell. Amber can be translucent, opaque, or a mixture of both.
How do you tell if it's real amber? An easy way that will not harm the amber, is to rub the piece briskly with woolen or cotton material and then immediately place the amber in contact with a plastic straw, or a piece of tissue paper. If they are real amber, they will lift the straw or tissue and sometimes even the point of a very fine needle.


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Barbara Bock-Walenta has been organization consultant, coach and trainer since 2007. Before that she worked in media and advertising.
Barbara's professional focus is to be at the core of interaction and shared orientation between company organization, teams and employees. She works on tailor-made solutions with her clients to be at their best and supports them along the way with organizational change, communication and presentation trainings and individual coaching for executives, employees and teams.
During her time as strategy consultant with The Boston Consulting Group (BCG) and C3 GmbH, and as account manager at TBWA Advertising Agency, Barbara supported international companies with topics around People & Organization and Marketing & Sales – mainly in the Industrial Goods, Telecommunications, Media & Technology and Insurance sectors. Moreover, she led job interviews as part of BCG's recruiting team and served as lector and guest speaker at three universities.
Barbara is Certified Systemic Coach (EBS) and holds a Master of Management and International Business (MIB) from Karl-Franzens-University Graz.
She lives with her husband in Vienna.
"Loved the trainer energy & demeanor; the engagement, the trainer, the presentation. Barbara did a phenomenal job. Really enjoyed!"
Participant in a consulting skills training provided for one of the worldwide leading asset management companies.


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Kyle Offerdahl
Arborist Representative
11814 SE Jennifer St.
Portland, OR 97015
Contact Kyle Offerdahl
Office Hours
Monday through Friday
7:30 a.m. – 5 p.m.
Portland, Oregon Office Staff
Kevin Carr
Division ManagerLearn More
Lyle Feilmeier
Local Manager & Board Certified Master ArboristLearn More
Brian Pickett
Assistant Local Manager & Arborist RepresentativeLearn More
Russell Clark
Arborist RepresentativeLearn More
Giles Gardner
Arborist RepresentativeLearn More
Drew Derrick
Arborist RepresentativeLearn More
Jason Brown
Arborist RepresentativeLearn More
Logan Collier
Local Office Safety CoordinatorLearn More
Shannon Butler
Administrative AssistantLearn More
Krysta Franey
Administrative AssistantLearn More
Cheree Hartzell
Administrative AssistantLearn More
What Our Customers Are Saying About Kyle Offerdahl
Bartlett Arborist did a very nice job trimming our Oak trees in our yard. Their clean up was fantastic, the yard was left so clean you could not even tell they were there.
Jon and Jane S., Portland, OR
Just a quick note to recognize the superior customer service that Kyle Offerdahl and his crew have provided to me over the years at both of my properties in Portland. Kyle and his crew have demonstrated the kind of professionalism that enhances the brand of Bartlett in what appears to be a highly competitive environment. I intend to remain a customer of Bartlett for a long time, and will pass along very good reviews about your firm.
Craig R., Portland, OR
Kyle Offerdahl, our account representative, and Zach Powers, who performs the services, are outstanding. They are both generous with their expertise and time. Their information is current and accurate and we rely on them. We appreciate the years of excellent service first from Collier Arbor Care and now from Bartlett.
Ann A., Portland, OR
Kyle did a great job as usual. Crew was quick, cordial, and did a great job.
Dan S., Portland, OR
Kyle Offerdahl does a fantastic job caring for our yard. I can call him with any problem and he responds either that day or the next. He even drops by when in the area to check on the problem instead of just chatting about it over the phone. I truly appreciate his dedication and great service.
Lynne W., Portland, OR
Very knowledgeable on many different topics and friendly.
Sean M., Portland, OR
Knowledgable, with a sense of humor. A nice person.
Margaret B., Portland, OR
I wanted to let you know we're very pleased with the crew's work yesterday. All the trees are vastly improved, even the ghastly sweetgums. But Ashley's work on the big fir out back was truly amazing.
Liz M., Newberg, OR
Kyle came and gave us our original quote and returned for a second visit on request on a Sunday afternoon following a storm that did some damage in the area. He was very informative, prompt, and easy to work with. We were very happy with his service!
Eleanor M., Portland, OR


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Video: Ikatu Demos Automated LEGO House at CEDIA Expo
You may know Ikatu from their work on Bang and Olufsen's iOS app, or their Mirigi concierge/control platform.
Now Ikatu is presenting the Khimo control system, and they showed it off by creating a mini LEGO house complete with working garage door, window shades, and yard lights. The house is controlled using a Crestron CP2E from an iPad.
Khimo differentiates itself from other control systems by providing a more secure connection between the phone and the home. Khimo doesn't use port forwarding, or any other DNS server, instead sending communication directly through the Ikatu main server.
Related Content


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Common SEO Terms You Should Know As Search Engine Optimization is highly technical, there are many specialized seo terms used when discussing this topic. I'll list some of the most commonly misunderstood seo terms below, starting with SEO/SEM (and the difference between them). Remember, you can contact […]Read more →
SEO – Who is Responsible? Isn't My Web Designer Supposed To SEO My Site? This post isn't likely to make me many friends from those in the Web Design community but you know what they say… "sometimes, the truth hurts." The problem is that the "left hand" […]Read more →


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Peppermint & Hiatal Hernia
A hiatal hernia is a condition in which part of your stomach passes through a small hole in your diaphragm. The exact cause of a hiatal hernia is unknown, but obesity, severe coughing and sudden abdominal exertion are risk factors. Most people with the condition have no symptoms, reports NYU Langone Medical Center. But if you're experiencing heartburn, you may need to be careful about what you eat, including peppermint and foods made with peppermint. Consult your doctor to discuss your diet.
If you are experiencing serious medical symptoms, seek emergency treatment immediately.
Reflux and Hiatal Hernia
A hiatal hernia can cause the acid from your stomach to reflux into your esophagus, which results in pain and discomfort. This type of acid reflux is known as gastroesophageal reflux disease, or GERD. Common GERD symptoms include heartburn, belching, hoarseness and chest pain. Diet is an important part of the treatment plan for GERD and includes limiting foods that may exacerbate your symptoms such as peppermint.
How Peppermint Can Make Things Worse
Peppermint oil may play a role in regulating biochemical processes in your stomach and intestinal tract that help calm and relax the muscles. This is why peppermint is often recommended as an aid to those with indigestion or gas. However, the peppermint oil also relaxes the esophageal sphincter muscle, which is the muscle that protects your esophagus from the acidic contents of your stomach, and may exacerbate the GERD associated with your hiatal hernia.
Foods With Peppermint
Peppermint is a common flavoring used in chewing gum and toothpaste. It is also found in candy and breath mints and is a popular herbal tea. The University of Maryland Medical Center recommends you avoid peppermint if you have a hiatal hernia or GERD. However, everyone's tolerance is different, and you may be able to enjoy peppermint in small amounts, says the McKinley Health Center.
Additional Diet Tips for Managing Hiatal Hernia
Chocolate, coffee and alcohol also relax the lower esophageal sphincter, and you should also limit or avoid these foods when experiencing GERD with your hiatal hernia. You may also need to limit your intake of other caffeinated foods and beverages; foods high in fat such as fried foods; carbonated beverages; spicy foods; and acidic foods to reduce esophageal irritation. Eating four to six small meals throughout the day and not eating two to three hours before bed may also help.
- aaron007/iStock/Getty Images


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Advanced RX Class:
Squat Clean 1 Rep
Squat Clean 1 Rep
Use the heaviest weight you can for each set.
Rest as needed between sets.
Pt. 1 FT: Squat Cleans and Toes-to-bars
For time:
12 Squat Cleans (165#/115#)
24 Toes-to-bars
9 Squat Cleans
18 Toes-to-bars
6 Squat Cleans
12 Toes-to-bars
Rest 3 minutes then Pt.2
Pt. 2 21-15-9: Handstand Push-ups, Kettlebell Swings and Ring Dips
21-15-9 reps, for time of:
Handstand Push-up
Kettlebell Swing (70#/53#)
Ring Dip
Photos by THE @robcwilson (of Twitter and Instagram fame, yes he got another pic featured on CrossFit's social media)
Recovery day! Stretch and roll out that lower back and hamstrings. Monday will be a bodyweight workout to get the muscles loose and blood flowing. If you are registered and completing 17.1 on Monday then you have up until the 4pm class to get 'er done. Then you have to hustle to enter your score.
Make sure you enter your score on the Games site by Monday at 5pm!
Team SnoRidge CrossFit Open Count: 45
Inside the Leaderboard: What It Takes to Win
Fittest On Earth: A Decade of Fitness–Official Trailer


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Get your bread baskets ready! These jam filled corn muffins are the perfect sweet & savory side to enjoy independently or with a full plate of Thanksgiving favorites.
Since traveling for most of October, I have become an intense homebody these last few weeks, spending most of my free time in my happy place- my kitchen. Cooking, baking, hosting, they all seem so comforting and fulfilling this time of year. The early evening darkness is the perfect excuse to forego more sociable plans, and instead, bake muffins, make soup, and generally enjoy the quiet alone time.
Somehow, the turn of seasons makes me crave baked goods, especially ones that I've made myself. While I love cooking, I've always been- and still am- intimidated by the precision of ingredients that baking requires. Mainly measuring. Baking has never been as intuitive to me as cooking. That said, once the days get shorter and the evenings cooler, I find myself back in the kitchen whipping up muffins, biscuits, cinnamon rolls, and cookies. Stay tuned, friends, I've got a whole slew of healthy baked goods coming your way over the next few weeks!
Then, it's probably no coincidence this time of year also has me craving my favorite hearty fall flavors: pumpkin, pecan, and cranberry. Cranberry sauce is my favorite part about Thanksgiving (okay, along with the endless vegetable side dishes). I have already stocked up on 3 jars of cranberry jam and predict it will be just enough to get me through the holiday season.
There are very few things I won't slather that jam on, corn muffins included. Cranberry, O' Cranberry, you are my favorite winter gem. Did you know cranberries are a good source of vitamin C, fiber, and phytonutrients linked to anti-inflammatory, antioxidant and anti-cancer properties? Yep!
If you are a savory & sweet fiend like myself, you are going to love these muffins. Slightly smoky, hearty corn muffins are filled with a touch of tart cranberry jam. Sweet meet salty meet perfection. Of course, I end up slathering on extra cranberry jam so the end result is a 1:2 muffin to jam ratio. Sometimes, I try to convince myself that I don't just bake items that are vehicles for cranberry jam.
While I've been enjoying them for breakfast and mid-afternoon snacks, I also think they would be the perfect muffin for your Thanksgiving feast. Slice one of these babies in half, add a little butter and extra jam, and just try to convince yourself that you don't need another. Looking for DIY holiday gift ideas? How about a basket of these along with a favorite book?
Wishing you a wonderful weekend! We have plans to get outta dodge on Saturday and find a place where the leaves are changing. BL and I have both been craving an adventurous fall day filled with apple picking, hiking, and golden and red leaves that light up the afternoon sky.
If you try this recipe, let me know! Leave a comment, rate it, and tag your Instagram photos with #delishknowledge . I absolutely love seeing your creations. Happy cooking!Print
Vegan Cranberry Corn Muffins
- Prep Time: 15 minutes
- Cook Time: 15 minutes
- Total Time: 30 minutes
- Yield: 12 muffins 1x
- Category: Thanksgiving, Snack, Breakfast
Cranberry Filled Corn Muffins! The perfect Thanksgiving or Holiday bread or side dish.
- 1 cup non-dairy milk
- 1 tsp. apple cider vinegar
- 2 tbsp. ground flaxseeds (flaxmeal)
- 6 tbsp. water
- 1 1/2 cups fine cornmeal
- 1 1/4 cup all-purpose flour
- 1 tbsp. baking powder
- 1/2 tsp. salt
- 1/4 tsp. cumin
- 1/4 tsp. smoked paprika
- 1/4 cup neutral oil
- 1/4 cup sugar
- 1/4 cup pure maple syrup
- 1 cup cranberry reserves or jam
- Preheat the oven to 400 degrees F. Spray a muffin pan with cooking spray.
- In a small mixing bowl, whisk together the non-dairy milk with apple cider vinegar. Let sit for 5 minutes to curdle, this will give the muffins a buttermilk taste.
- In another small cup, mix together the water and flaxmeal and let rest until gelled together.
- In a large bowl or kitchen stand mixer, add the cornmeal, flour, baking powder, salt, cumin, paprika, and sugar. Stir until combined.
- Combine the flaxmeal mixture to the apple cider vinegar mixture and add the oil and maple syrup. Whisk together and then add to the cornmeal mixture. Stir until fully combined.
- Divide the batter into the 12 muffin cups, filling about 2/3 fill. Bake for 15-20 minutes until golden brown and a toothpick inserted into the center comes out clean.
- After the muffins cool, spoon the cranberry preserves into a pastry bag fitted with a large round tip. Push the tip of the bag through the top of the muffin and squeeze 1 to 2 tablespoons of preserves into the middle. Repeat for each muffin.


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The vertebral column, the intervertebral discs, the dural sac (the covering around the spinal cord) or the space around the spinal cord may become infected in a number of circumstances. The infection may be caused by bacteria or fungal organisms.
To request an appointment with a physician at St. Louis Children's Hospital, call 314.454.5437 or 800.678.5437 or email us. For additional resources about spinal infections, contact our Family Resource Center.


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The Enon Baptist Church Student Ministry is for students 6th-12th grade. Enon Baptist Student Ministry exists to develop students to love and understand scripture, to disciple students into effective disciple-makers, and deploy students. The premise of our ministry is based on those three specific principles.
We have a worship service for students on Wednesday nights at 6:00p. We have a Student led Worship Team and a time of group discussion. On Sunday mornings at 9:45a we have middle school and high school small groups for our students before going to worship together at 11:00a. On Sunday evenings, we have a Student-led Community Group from 5:30p-7:30p with a short devotional and primarily fellowship and enjoying life together.
Feel free to join us at any of these events. Check this page for information about events and the student ministry. Feel free to contact Pastor Scott for more information


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Accelon Capital's most common sector for investment is internet software and services (100%). The Firm's most common investment types include buyout (lbo, mbo, mbi) (100%). In total, Accelon Capital has invested in 1 US state.
Join Mergr to view Accelon Capital's full profile and discover more small private equity firms just like it.
Private Equity
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We built Mergr to save people the arduous and time-consuming process of tracking when companies are bought, sold, and who currently owns them.
Every day, new opportunities emerge around M&A and we help professionals of all types comb through transactions, investors, and corporate acquirers via an easy-to-use web database that is accessible to anyone.
Try us for 1 week free today!
No obligation. Cancel anytime.


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Himalayas Blogs
a Blog about kullu,
Owner: Kuluth
Listed in: Photoblog
Other Tags: Kullu, Himachal pradesh, tourism, Manali
Lonelymusafir writes blogs and vlogs on Himalayan Biking safari, Spiti, Sikkim, Laddakh. Landscape.. and portrait Photography along with urdu shayari and sad poetry makes this blog a versatile one.
Owner: LonelyMusafir
Listed in: Travel
Other Tags: Photography, Motorcycle tours, Urdu Shayari, Hindi Poetry
This weblog is a look at the world, the places we have been to, the people we have met and the.. experiences we had, through our eyes... behind the lens ...
Owner: Purnendu_Singh
Listed in: Travel
Other Tags: Travelogue, Photography, Travel Photography, India
A travel & lifestyle blog from India about travel to popular and not-so popular Indian.. destinations. Reviews of lifestyle products and services.
Owner: hackernewbie
Listed in: Travel
Other Tags: travel, motorcycling, lifestyle, india
6. Uma's World
My site is about travel, entertainment, politics and commentary on current events, literate and.. amusing pieces. Since people have different interests, I am trying to attract people from all walks.. of life by ethnicity, country, language and culture.
Owner: skdahal
Listed in: Travel
Other Tags: Nepal, Nepal India Visa, Everest, Vacation
Travelogue from the remote Eastern Himalayas. A land very less known but a paradise.
Owner: Vaivhav_Todi
Listed in: Travel
Nepal Himalayas Trekking (P) Ltd. is one of the pioneer travel trekking companies in Nepal. This.. company is under through from Adventure Himalaya Circuit treks and tours and established with the.. mission and vision.
Owner: nepalhimalayastrekking
Listed in: Travel
Other Tags: Hiking in Nepal, Langtang Trek
Adventure and outdoor travel in India, Indian travel and tour discussion forum for tips, advice and.. resources for those who are traveling to india or within india. Moderated by mountaineers and.. mountain guides.
Owner: himadventures
Listed in: Travel
Other Tags: adventure himalayas, outdoor himalayas, trekking himalayas, climbing himalayas, traveling himalayas


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By Andrew Liszewski
Even with the Virtual Console on the Wii, I still keep my Super Nintendo hooked up and running because a) I have no desire to pay for any of my SNES games again and b) I prefer playing classics like Super Mario Kart, F-Zero and Star Fox with the original SNES controllers. If you feel the same way, but also have an NES and a Sega Genesis console taking up space (and connections on your TV) you might want to consider this RetroN 3 from Hyperkin.
It's basically an NES, an SNES and a Sega Genesis mashed up into a single, space-saving console. It doesn't play ROMS or anything like that, so you'll still need to hold onto your old game carts, and if you don't like playing with the 2 included wireless controllers, you can plug in the controllers from your original consoles since it includes 2 ports for each of them. It's also got composite and S-video AV hookups, and is available in your choice of red or black for just $69.99.
[ RetroN 3 ] VIA [ GadgetReview ]