text: Pension and OPEB underfunded status after Michigan PA 202 Print Connect Email Facebook Twitter LinkedIn Google+ By Timothy J. Herman, Jack M. Chmielewski | 29 May 2018 The Protecting Local Government Retirement and Benefits Act (the Act) addressed underfunding issues associated with pension plans and retiree medical plans in Michigan that are sponsored by local governments. Prescribed actuarial assumptions used to make calculations have not yet been set. This paper aims to help stakeholders of Michigan's many local government pension and other post-employment benefit programs develop informed expectations around the range of outcomes that could result from the state treasurer's decisions about actuarial assumptions as they relate to the Act. Download the PDF AuthorsTimothy J. HermanBrookfield, WI, USTel: +1 262 7842250View bioTimothy J. Herman, FSA, EA, MAAAPrincipal and Consulting ActuaryBrookfield, WI, USTel: +1 262 7842250Read more>>View bioE-Mail | VCardJack M. ChmielewskiBrookfield, WI, USTel: +1 262 7842250 Employee Benefits and Investment Defined benefit plansDefined contribution plansInvestment See all topics HealthcareAffordable Care Act researchHealthcare costsHealthcare reform 2.0Healthcare reform reading list: From the ACA archivesLong-term care insurance MedicaidMedical professional liabilityMedicareMedicare ACOs and Alternative Payment ModelsProviderEmployee Benefits and InvestmentDefined benefit plansDefined contribution plansInvestmentInsuranceAnalytics and modelingCatastrophe risk and insurance-linked securitiesInsurtechLife insuranceLong-term care insuranceMedical professional liabilityProperty and casualty insuranceRisk managementSolvency IITelematicsRisk Management and Financial ServicesEnterprise risk management Your choices regarding cookies on this site This website uses cookies to provide you with an optimized experience. Refer to our privacy policy for more information regarding our use of data or click here to learn more about the cookies we use and how to disable them. Agree and Proceed Required Cookies These Cookies are necessary for you to access and navigate our Sites. Analytics & Performance These Cookies are used by us or third-party service providers to analyze how the Sites are used and how they are performing. We use the following service providers and you can learn more about their privacy policies and how to opt-out of their cookies by clicking on these links: Google Analytics: https://policies.google.com/privacy#intro AI Media group: https://aimediagroup.com//user/themes/aimedia/docs/privacy.pdf Social We use 'social buttons' to enable our users to share or bookmark web pages. These are buttons for third party social media sites. We use the following service providers and you can learn more about their privacy policies and how to opt-out of their cookies by clicking on these links: Facebook.com: https://www.facebook.com/policies/cookies/ Google Inc.: https://policies.google.com/privacy?hl=en Linkedin.com: https://privacy.linkedin.com/ Twitter.com: https://twitter.com/en/privacy Agree and Proceed Cancel


text: June 20, 2019 The benefits of earning your MBA degree are well documented. Case in point, here are three you've likely heard elsewhere: Bountiful opportunities to land a job post-graduation Impressive six-figure starting salaries Adding three letters after your name on LinkedIn So we won't waste time alluring you with facts you're well aware of. Instead, we'll point out a glaring deficiency of many MBA programs: Little or no attention paid to soft skills like communication, coaching and collaboration. While these stand in stark contrast to celebrated hard skills like the quantitative know-how of financial supply chain management, they are vital nonetheless. For proof, here's a study that shows MBA grads tend to underperform in the more nuanced interpersonal abilities while outperforming in classical business skills. This is a fertile area for MBA grads. True opportunity lies in setting yourself apart with intangibles that demonstrate you can empathize, motivate and coach others onto greatness. (It's not all about you, all the time, alas.) Earning your MBA brings you the potential to not only advance your career, but to invigorate the careers of those around you. And the rewards for that, dear friend, are practically unlimited. At Regis University, our MBA programs blend industry innovation with a values-based, Jesuit education that never emphasizes profits over people. Instead, we cultivate leaders of integrity who think critically, communicate clearly and seek out innovative solutions to complex challenges. You'll build upon your experience in the workplace and develop more of the skills employers value. That means you'll be prepared to achieve more, immediately after graduation. Good news for the time-starved folks among us: even the busiest of bodies have found the means to pursue an MBA at Regis. Combining online and evening classes gives working professionals the flexibility to earn a degree without sacrificing work, family or singing back-up vocals for your Bee Gees cover band. Ready to see how an MBA can help your career? Talk to one of our helpful admissions counselors or, better yet, start your application today to stay ahead of the curve. Feeling inspired? See how our #RegisInspired scholarship can get you started on your career in business.

subset: commoncrawl


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Nepali capital Kathmandu becomes regional anti-poaching secretariat
www.chinaview.cn 2009-10-28
KATHMANDU, Oct. 28 (Xinhua) — The regional meet of the delegates from Nepal, India, Bangladesh and Bhutan agreed on Tuesday to establish the South Asian regional anti-poaching secretariat in Nepal.
"The agreement is a great achievement in our favor and the secretariat will work as a regional network center for the anti poaching efforts," local newspaper The Himalayan Times cited Yubaraj Bhushal, Secretary of Nepali Ministry of Forests and Soil Conservation (MoFSC) as saying.
The meeting also set a target of increasing the population of the wild tigers to 6,000 by 2020.
"There are 16 landscape areas and 60 protected areas in the tiger range countries of South Asia. The meeting decided to work rigorously on those areas and principally agreed to increase the population of tiger to 6,000 by 2020," said Shiva Raj Bhatta, a spokesperson of the Department of National Parks and Wildlife Conservation (DNPWC), adding that South Asia is home to about 4,000tigers in their natural habitat.
The Nepali government and some international organizations including The Global Tiger Forum, The World Bank is organizing a four-day Kathmandu Global Tiger Workshop 2009 from Tuesday.
Prime Minister Madhav Kumar Nepal inaugurated the Workshop Tuesday, addressing the government was all set to save the endangered tiger population.
According to The Himalayan Times, Deepak Bohora, Minister for Nepali Forest and Soil Conservation said on the meeting that the area of the Bardia National Park (in the mid far western Terai, east of the Karnali River, Nepal) would be doubled for the purpose.
"The Bardia National Park area will be doubled and we have set up the target to increase the population of tiger to 240 by 2020,"said Bohora.
As per the plans, the area covered by the Bardia National park will increase to 1,868 square kilometers.
Earlier, representatives from the tiger range countries of South Asia had presented their papers at the workshop.
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Getting Spousal Support
Either spouse is eligible for spousal support, but the spouse who wants it typically must ask the court for it in the initial divorce paperwork. Frequently, Ohio courts order spousal support to be paid in periodic payments and once the court orders support, the paying spouse must pay it or risk further penalties. A divorcing couple may come to their own agreement about spousal support, but the court still must approve such agreements for them to be enforceable.
Support Guidelines
Unlike child support, there are no specific formulas or guidelines for an Ohio court to use when determining the amount or duration of spousal support, as of 2012. Courts have broad discretion when it comes to ordering spousal support and calculating how much support is appropriate in each case. Spousal support is determined on a case-by-case basis and may vary widely between courts and even between judges.
Factors for Support
Ohio courts consider several factors to help them determine whether to issue a spousal support order, including the length of the marriage, each spouse's income and earning potential, and each spouse's standard of living prior to the divorce. If a couple was married for a long time, like 25 years, the court is more likely to order spousal support than if the marriage lasted only a short time. And, if one spouse supported the family while the other spouse continued his education, thereby increasing his own earning potential, the court may be more inclined to order spousal support for the supporting spouse. The general trend in Ohio is for courts to award one year of spousal support for every three years of marriage, but this is not a guarantee and may not apply to marriages of long duration.
Pending Ohio Legislation
Some Ohio domestic relations lawyers are currently pursuing a change to Ohio law that would create spousal support guidelines to add predictability to support awards, but opponents resist the creation of an entitlement to spousal support. In 2011, the Spousal Support Subcommittee of the Ohio State Bar promoted legislation to create a presumption that compensatory spousal support awards should be of indefinite duration if the marriage lasted at least 25 years. Such legislation would create a formula to determine the amount of support by using the difference in the income-generating capacity of the spouses multiplied by 40 to 50 percent for long-term marriages. As of 2012, no legislation has passed to change Ohio's current spousal support methods.


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Many companies have suspended advertising on Infowars' Youtube channels after CNN contacted them about their ads appearing on the website.
A CNN article published Saturday reads, "CNN has discovered ads on InfoWars' channels from companies and organizations such as Nike (NKE), Acer, 20th Century Fox, Paramount Network, the Mormon Church, Moen, Expedia (EXPE), Alibaba (BABA), HomeAway, the NRA, Honey, Wix and ClassPass."
The article also indicates that after CNN got in touch with the companies, many suspended their ads:
Many of the brands — including Nike, Moen, Expedia, Acer, ClassPass, Honey, Alibaba and OneFamily — have suspended ads on InfoWars' channels after being contacted by CNN for comment. The companies, with the exception of Alibaba, which declined to comment, said they had been unaware their ads were running on The Alex Jones Channel.
InfoWars' main Youtube channel "The Alex Jones Channel" is already on thin ice with Youtube after receiving two "strikes."


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Pastor Ted joined us at Hope EPC in 2015.
He previously served at the First Presbyterian Church in Davenport, WA, from 2002 to 2015. He is married to Susan since 1983 and has 2 kids, Jack and Maggie. As a pastor, he has preached, taught, led short mission trips in the U.S. and Mexico, led youth ministry, and provided pastoral care for people of all ages.
His interests include bicycling, studying the works of C.S. Lewis, coaching volleyball, singing, playing guitar, World War II history and spending time with his family.


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Prison Architect Warden Mode Gameplay – Episode 2: Today we're getting prisoners their own individual cells, and handling some justified staff complaints.
In Warden Mode, you play as the Warden. You are a single person in the prison, and you can only SEE what your character can see. If you don't have line of sight to an area, you will not see what's happening. Furthermore, you have to actually move to the area you want to build to, because you are limited in how far you can zoom out! So many changes we'll explore. I hope you enjoy!
SUPPORT HOTTIPS! On Patreon: patreon.com/HotTips
Today's GAME BUNDLES! goo.gl/VLpQTT
Check DISCORD! discord.gg/FcEVHKq
Charlie on Twitch: twitch.tv/charliepryor
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Follow HotTips: twitter.com/HotTipsMedia
Playlist For Prison Architect Warden Mode: www.youtube.com/playlist?list=PLsBoF66x4ZmD_Mk2F8NfbFTDbvnEz84w5
If you enjoy this content, you'll probably like the previous Prison Architect Projects I've done! See the playlists below:
PRISON TOWN: www.youtube.com/playlist?list=PLsBoF66x4ZmDMgf8tfAe5fnxCuFBSyWup
FEMALE PRISON: www.youtube.com/playlist?list=PLsBoF66x4ZmB0ppCQBn8zXrEgaka99v26
Buy Prison Architect and support HotTips! at the same time by buying it on Humble! I'll receive a commission on this link, and you receive the full game for the same or less! www.humblebundle.com/store/prison-architect?partner=HotTips
STEAM Store Link: store.steampowered.com/app/233450/
Introversion Software: www.introversion.co.uk/prisonarchitect/pc.html
I hope you enjoy this series. I intend to play it for as long as there is interest in it. I know this isn't a new game, but I hope to present a style that is enjoyable, despite perhaps seeing the game before.
PC SPECS (All links are affiliate):
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PSU: Corsair 1000W 80+ Platinum amzn.to/2h20VNt
Storage: 2X Sandisk SSDs = 1.3TB total amzn.to/2gCItOk
Microphone: Electrovoice RE20: amzn.to/2k3GlTs
This gaming footage contains commentary for educational purposes, and is used and monetized under the publicly expressed permission by Introversion Software, the developers and copyright holders of Prison Architect, as stated in by their staff on their public forums and website: support.introversion.co.uk/customer/portal/questions/1237323-written-permission-to-use-game-footage
Ending music by Otis McDonald: www.youtube.com/channel/UCej6bRv8lR48AEbQvdb_9Cg
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sam and cait dating
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Let no one despise your youth, but be an example to the believers in word, in conduct, in love, in spirit,in faith, in purity. I Timothy 4:12
In His Sight (IHS) is an outreach meeting the unique needs of teens and young adults (12 and up.) IHS provides a loving and welcoming environment where all can share in fun activities and learn from God's Word. IHS takes place every Friday night from 7:30 pm to 9:00 pm.
Our Goals for IHS
We aim to provide teens and young adults with teaching and experiences that:
- Always point to Jesus Christ, and hopefully lead them to make the decision to own Him as their personal Lord and Savior.
- Help those who believe to continue to grow and nurture healthy relationships with others and, most of all, Christ.
- Provide guidance and instruction unique to them as they navigate the challenges of life.


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542 Harvey Road
Manchester, NH 03103
8:30 - 5 Monday thru Friday
Since 1989 Budget Document Technology has been growing and committed to providing our customers with office solutions today, and the assurance that we will be there to support them tomorrow. We accomplish this by making local decisions and continually re-investing in resources and people to keep your organization operating effectively. As an independently owned, New England company, we offer a customer intimacy by having vested ownership that is "in the shop" each and every day, accessible.


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Thailand, Asia and Pacific
Thai Association of Social Work and Social Welfare Education @TASWE2012
- Name of the President:
- Number of members:
- Year when the Association was established:
- Year when the Association joined IFSW:
- National Association of Social Workers Thailand
- Thailand Social Workers Code of Ethics
- Poster WSWD 2019 – Thai
Thursday 4th April 2019
Ministry of Social Development and Human Security conjoined with International Federation of Social Workers and social work partnership in Thailand is going to hold the 3rd World Social Work Day Conference 2019 for Asia-Pacific Region on the occasion of World Social Work Day under the theme "Promoting the Importance of Human Relationships" at United Nations Conference Centre, Bangkok.
The proceedings of the conference are as follows: a keynote speech on the topic "Promoting the Importance of Human Relationships" by a representative of UNESCAP subsequently followed by a panel discussion with the experienced panelists from International Federation of Social Workers (IFSW), International Association of Schools of Social Work (IASSW) and International Council on Social Welfare (ICSW) on the topic "Social Relationship Between People's Essential Relationship with Each Other". A panel discussion on "How to create understanding and develop perspectives on Promoting the Importance of Human Relationships (2019 – 2021)" by Assoc.Prof. Decha Sungkawon, Thammasat University, Asst. Prof. Puchong Senanuch Thammasat University and Mr. Chinchai Cheejaroen from the National Council on Social Welfare of Thailand.


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A good aquifer is one that carries a large amount of water and recharges quickly. Some aquifers are even under pressure so that little if any work is required to bring water to the surface. An aquifer is any body of groundwater into which a well can be dug.
Aquifers are buried porous rocks or masses of unconsolidated material, such as gravel, sand or silt, that are saturated with water. When one digs into such a rock or mass of material, water seeps into the hole, forming a well. When the layer of water-bearing material has porous materials above or beneath it, it's not under much pressure, and energy must be used to obtain the water. In artesian wells, however, the layer of water-bearing material is sandwiched between non-permeable materials, such as granite or clay. In these cases, the water is under pressure.
Aquifers have limited supplies of water and rely on precipitation to be refilled. Different aquifers refill at different rates depending on the amount of precipitation and the nature of the overlying materials. Human overuse of aquifers can deplete them or, in the case of coastal aquifers, cause saltwater to seep in, rendering them unusable for drinking or agriculture.


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Fashion It Girls 2012
Best of 2012: Who's This Year's Breakout Fashion Star?
While we're always loyal to our veteran fashion girls — Diane Kruger, Mary-Kate and Ashley Olsen, and Alexa Chung, to name a few — 2012 brought a whole new exciting crop of style stars whose fashion sense we just couldn't get enough of. British model Poppy Delevingne perfected the marriage between sophisticated and youthful dressing (and she always makes the demure hemline look so damn cool). Speaking of perfecting things, Solange Knowles is a pro at mixing prints and she did it ever so fabulously time after time this year. Nina Dobrev wasn't afraid to take risks on the red carpet — so she always stood out from the pack — plus, have you seen those mile-long legs? Ashley Madekwe was another star that made her mark in fashion this year. Not only does she have her own personal style blog, but she makes both day and night dressing look equally and insanely effortless. And finally, Allison Williams captured our attention with her bold dress choices, and her megawatt smile — not to mention her breakout role on our new TV obsession Girls. Now that you know a little bit about the fabulous nominees for breakout star of the year, it's time to cast your vote below.


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Gmail screwed up yesterday due to a bug from a software update:
Imagine the sinking feeling of logging in to your Gmail account and finding it empty. That's what happened to 0.02% of Gmail users yesterday, and we're very sorry.
There are about 170 million Gmail users. 0.02% of 170 million is 34,000.
They're in the process of restoring all lost email, but what surprised me is they use tape backups.
Tape backup technology has been around since the 1950s. It's used by every major corporation – it's the final backup solution – backups of backups resort to tapes in the end, despite their failure rate.
I use an external hard-drive, but tape drives are cheaper (in the long run).
Update: Some resources on how to backup gmail:
– Back Up Your Gmail the Easy Way (or the Cheap Way)
– How to Backup Your Gmail Account
– Backing up your mail with POP (from Google)
– Or just google "backup gmail"


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Somethings Got to Give
By Katie Morris of Warrior Girl Yoga
It was around Thanksgiving in November of 2014 that my "breaking point" crept up on me silently and swiftly. Basically, something just wasn't right. I was feeling ill and spreading myself too thin.
My job as the co-owner of a water propelled Jetpack company, Jetpack America, had lost its allure. While it was amazing to co-create a company where our mission is literally to help people fly, I was burned out and ready to do something new.
When I wasn't working for the Jetpack company, I was writing for a local record label and mentoring young talent at another music production house. I loved every minute of it, but my heart was telling me I needed something more in my life.
Since I come from a family of divorce the holidays are always a tricky time for me. Where do I go? Where do I fit in? My mom wanted me to be in Arizona with her, I hadn't heard from my Dad at all, but I knew deep in my heart I wanted to be with my step mom's family because that is where my niece and nephew would be. My step sister's children own my heart and are my favorite little people in the world. I wanted to spend the holidays with them.
Sadly, the decision of where I would be spending the holidays was made for me. My body broke down. While driving from Los Angeles to Orange County late one night, I had a wave of nausea hit me. I had to pull over. I had just come from working with a young recording artist on her songwriting and choreography and had gotten very little sleep over the past few days.
I called a close friend and told her something wasn't right and I wasn't sure if I was going to be able to drive home. She calmed me down and assured me no matter how long it took she would stay on the phone with me till I arrived back in Orange County safely. A drive that normally takes one hour took three because I had to take side streets and pull over every few minutes because I felt faint.
At first I thought I had come down with a case of food poisoning. All the symptoms were there. The next day, I hopped in my car to head to go to the grocery store. As soon as I made it into the store another wave of nausea hit me hard. I had to run back to my car without any groceries. As I drove back home I noticed I was sweating profusely and my heart felt like it was going to explode in my chest.
I made an appointment with my doctor and, after a battery of tests, she concluded I had severe panic disorder. In the past, I had suffered from panic attacks here and there but it was nothing like this. Whatever this was felt like a constant brick on my chest.
It slowly got worse. At one point I couldn't drive and had to go stay with my step mom for a while. I felt helpless. I missed my stepfamily's Thanksgiving and Christmas gatherings. I missed the annual Christmas Eve party at my aunt's house. I did get to see my niece and nephew open their presents on the morning of Christmas Eve and it was wonderful. It was the first time I had felt happy since the onset of my battle with panic disorder. I spent Christmas Day alone until I reached out to a childhood friend who lived across the street and asked if I could walk over and crash her family's Christmas party. Lucky for me, she welcomed me with open arms.
One of the worst days in the throes of my constant anxiety was when I walked out of my condo to go on a hike. I didn't even make it down the street before I had to turn around and go home. I was crushed. I felt paralyzed and miserable. I couldn't drive, I couldn't take care of myself and now I couldn't leave my house. I was trapped. I felt like a bird that had its wings clipped and was no longer able to fly.
Long before my panic disorder arose, I had booked a flight to Costa Rica in January of 2015. I would be spending a month in Playa Hermosa to train to become a Yoga Instructor. Yoga is one of my greatest passions and I wasn't going to let anything stop me from making this trip, not even panic disorder.
When the day came to leave for Costa Rica, my step mom drove me to the airport. A close friend who lived in LA met me there and talked her way through security so she could accompany me to my plane. We drank a lot of wine before boarding began. I was nervous about flying and the wine calmed my constant anxiety.
I was terrified getting on that airplane, but I got on it anyway. As soon as we were in the air, I started to pray. I prayed for the whole five-hour flight. I prayed that by the time I landed I would be miraculously cured from the grips of my panic disorder and be able to experience the yoga teacher training symptom free.
My prayers were answered and the weeks that followed were some of the most blissful of my life. Everyday I took long beach walks, practiced hours of yoga, studied the Yoga Sutras, swam in the ocean, and ate delicious vegan cuisine. Yoga school was my version of heaven on earth.
When I came back to the states I felt refreshed and relaxed. I thought I was cured. For a month or so I felt like I was on top of the world. Then, on March 18th my world was turned upside down again. Just hours before celebrating my 38th birthday with childhood friends, I received a phone call informing me my father's girlfriend had killed herself in their bedroom that morning. This suicide hit me hard. She was only 26 years old and had so much life ahead of her.
Though we weren't close, I understood her pain. When I was 24 my brother passed away in a tragic accident. I remember feeling like I just didn't want to live anymore and I went into a deep depression. I think my Dad's girlfriend's suicide brought up so many old emotions I had buried inside me and I didn't know how to deal with them. I resorted to the same coping strategies I did when I was in my twenties, I started eating my feelings away. Within a couple months I had put on twenty pounds.
In June, I went to a three day spiritual retreat that I had been attending every year since 2008. My spiritual teacher is a little Indian woman named Amma. Amma travels the world embracing people. She has hugged over 35 million people. Some people call her a Humanitarian. Others call her a Saint. I simply call her my Spiritual Mother and I so desperately needed a hug from her that year.
One of my friends who was working at the retreat is an Ayurvedic Doctor. He encouraged me to make a trip to India to visit Amma's Ashram. I gave him every excuse in the book as to why that was a horrible idea. "I can't go, I have anxiety!" There are too many people in India." "I am scared!!!" He didn't let up though. He kept persuading me that it was time for me to make the journey so I did.
I boarded a plane to India on October 13, 2015, less than a year after being diagnosed with Panic Disorder. Once I arrived at the Ashram, I thrived. I threw myself into every activity that spoke to my soul. I taught Indian university students how to swim, I went through a 6 week detoxification process/cleanse called Panchakarma, I sang in the Christmas play and on New Years Eve for thousands of people, I participated in two intense yoga retreats. In addition, I prayed, I meditated, I read, and I wrote constantly. I documented every detail of my journey on my blog, Warrior Girl Yoga.
Being at the Ashram for three months was life changing. I made friends from around the world and I became better friends with myself. I learned so much during my stay that I decided I will return to the Ashram for three more months in the summer of 2016. I can't tell you that I never felt a moment of anxiety while at the Ashram, but I can tell you I never let it stop me from doing all the things my heart yearned to do. I made a choice that I wasn't going to let "panic disorder" define me. It is just a silly label. I am so much more than my "anxiety." I am an artist, an entertainer, and an explorer. I decide who I am. I won't let anything or anyone decide for me.
Currently, I am traveling India and Vietnam with my biological mother and am enjoying every second. I see the world in a whole new light and I am hopeful that when I return to the states I will feel exactly the way I do right now… happy, light hearted and free.
I love to LOVE. That pretty much sums me up. I am an avid explorer, a Jetpack operator, a writer, a yoga instructor, a spiritual ninja and a soulful singer. I enjoy traveling around the world and sharing every detail on my blog Warrior Girl Yoga
Featured image via www.wikimedia.org


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Mike McClary-Advanced Product Marketing ON Amazon
Sale Page: http://www.advancedproductmarketing.com/
Price: $89
You must be an active subscriber to view this premium content. Please register
Ever wonder how some Amazon sellers place their products in premium spots on Amazon in front of millions of customers?
The answer may surprise you. It may even upset you.
There's a hidden marketing platform that's known only to the biggest sellers on Amazon. This "secret" platform gives sellers access to tools and capabilities that go far beyond the basic Seller Central account.
It may sound unfair. Why would Amazon hide this from smaller sellers who could use the help?
But here's one of Amazon's best-kept secrets: You can get access to this exclusive platform — regardless of how much you're selling — and you can use it to tap into massive traffic and produce nearly instant sales for your products on Amazon.
Advanced Product Marketing: Tools and Tactics to Grow Your Business
Learn exactly how to use Amazon's hidden marketing platform in Amazing.com's course Advanced Product Marketing: Tools and Tactics to Grow Your Business.
Here's just some of what you'll get out of this course:
Learn from ultra-successful Amazon seller Mike McClary
Take advantage of the loophole that gives you access to Amazon Marketing Services (AMS)
Use AMS tools to create different kinds of ads and display them on prime Amazon real estate
Access an enhanced version of Amazon Sponsored Ads that enables you to "steal" the keywords that are working for your competitors
Build a Brand Page that solidifies your credibility and gets customers to convert
Eliminate the guesswork and save hundreds or even thousands of dollars on marketing
Using the tools and strategies he'll teach you in this course, Mike was able to double his successful Amazon business from $1 million to $2 million in sales in one year.
Now it's your turn!
How You Can Get Access to Advanced Product Marketing Today
You can instantly access Advanced Product Marketing — and other business training — when you sign up for a membership with Amazing.com. It's only $39 per month to get full access to all of our courses.
You can start taking Advanced Product Marketing as soon as you sign up for a membership. In fact, you can take any course you want, at any time. There are no restrictions.
And here's the best part: You get your first 14 days absolutely FREE!
So sign up now to access advanced marketing tools and techniques that will supercharge your business!


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Sleepypod's Clickit Sport in-vehicle safety harness for dogs is designed to be light and easy to use without sacrificing safety. Its unique Infinity Loop webbing design, in combination with a padded vest, work together to distribute and reduce damaging forces that can cause injury in an accident. The harness' three points of contact reduce forward and lateral movement in the … [Read more...]
Entertaining Products for Dogs & Cats
Does your dog have a tough time choosing between a tennis ball or rubber toy? If yes, you could give him the best of both with JW Helmet Heads dog toys. Putting a fun spin on the classic Cuz dog toys, the Helmet Heads encase tennis balls in durable rubber to create a fun multi-use toy for your dog. Suitable for chewing and/or playing fetch, the toys' characterized rubber … [Read more...]
12 Indispensable Products for Dogs & Cats
Every dog and cat, whether naughty or nice, deserves a fun and festive holiday toy and West Paw Design has new ones for dogs and one for cats. The white-and-white striped Holiday Bear comes in two sizes (9 in. and 6 in.), contains a squeaker for extra fun. The soft and cuddly Holiday Stocking and Holiday Mitten are ideal for play or nap time; both are 6 inches in size. The … [Read more...]
Dog & Cat Product Essentials
The next time you have a movie night at home, don't forget to include popcorn for your pup. Doggiee Snack Bar Organic Doggiee Pupcorn dog treats combine the fun of popcorn with the goodness of tasty meat and the benefits of a low-calorie treat. Available in two flavors—Organic Beefy Pupcorn and Organic Chicken Pupcorn—the treats are made with just two ingredients: all-natural … [Read more...]
Treats, Toys & More for Dogs & Cats
Three Dog Bakery's From Our Kitchens Meaty Filet Strips and Soft Baked Wafers are packed with the perfect amount of protein in every bite. The meaty dog treats are grain- and gluten-free and contain no artificial ingredients. The filet strips come in three flavors—Chicken with Apples, Duck with Cranberries and Pork with Blueberries—in 26-oz. containers, which contain … [Read more...]
Tantalizing Pet Products
AnimaTwists are a new kind of dog toy that lets you mix and match components to make ideal playthings—kibble ball, chew-filled toy, rope/treat toy or rope/treat/chew-filled toy—for your canine companion. The Classic Set includes a Chew Decker, a Rope Kibbler (which includes a bottom cap to create a kibble ball) and one AnimaChew. All of the components are also sold separately. … [Read more...]
10 Tempting Products for Dogs & Cats
The Rock 'N Bowl™ from Paw5 is a puzzle feeder for dogs that turns meal time into a fun time. Part bowl, part puzzle, its patent-pending, Simply Challenging™ design, allows food to be poured directly into the top (just as you would with a "normal" bowl) and then funnels it into a hidden compartment, requiring dogs to paw, nudge, and play their way through mealtime. … [Read more...]
9 Nifty Products for Dogs & Cats
Lucy Pet Products 'new Cats Incredible Cat Litter is a super-premium sodium bentonite clumping clay litter formulated with new "Smell Squasher" technology that stops ammonia from forming inside the litter box. And it works; one of our cat product testers tried it at home and noted that it was the best odor-controlling cat litter she'd ever used. The nontoxic, cat- … [Read more...]


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Early Amer. Coppers, Legal Tender Notes, American Eagles, Confederate Notes, Insurance and Gold Coins
The Frederick Coin Exchange
Business Contact: Matt Lerner
in World Paper Money, World Coins : Silver, World Coins, U.S. Coins, Silver Coins, Silver Bullion, Paper Money, Key Date Coins, Grading Companies, Gold Coins, Gold Bullion, Certified U.S. Coins, Brick & Mortar, Appraisals, Buy & Sell
The Frederick Coin Exchange is a certified coin dealer through all major numismatic groups. While our primary business is through wholesale rare coins and precious metals, we also buy and sell a variety of other rare and antique items.
20 N East St
Frederick, Maryland 21701
United States
Julian M. Leidman/Bonanza Coins
Business Contact: Julian M. Leidman
in World Coins, U.S. Coins, Retail Sales, Paper Money, Numismatic Literature, Medals & Tokens, Exonumia, Errors, Early Amer. Coppers, Collector Supplies, Collector Services, Bullion, Appraisals, Buy & Sell, Ancient Coins
Full service retail store in downtown Silver Spring, MD offering all numismatic services and counseling. Normal business hours, but please call to verify we are here before making a special trip.
940 Wayne Ave
Silver Spring, Maryland 20910-4428
United States
Nevada State Museum: Carson City Mint
Business Contact: Myron Freedman
in U.S. Coins, Trade Dollar, Silver Coins, Seated Liberty Dollar, Morgan Dollar, Mints, Gold Dollar, Gold Coins, Dimes, Brick & Mortar, 5 dollar, 20 dollar, 20 Cents, 10 dollar
Join us on February 4, 2020 to celebrate the 150th anniversary of when the Carson City Mint issued its first coin in 1870. Special guests will be on hand to make the first strikes of a special sesquicentennial silver medallion.
600 N. Carson Street
Carson City, Nevada 89701
United States
Hertel's Coins
Business Contact: Shaun Hertel
in World Paper Money, World Coins, U.S. Coins, Type Coins, Silver Coins, Silver Bullion, Platinum Bullion, Large Type Notes, Gold Coins, Gold Bullion, Fractional Currency, Foreign Currency, Confederate Notes, Appraisals, Buy & Sell
We're a family owned coin shop since 2009. Fast, honest, reliable, & courteous, Hertel's Coin & Gold Shop is the highest buyer of Gold, Silver, Coins, Jewelry, Diamonds, Sports Cards, Military Items, & Comics, in the Chicago, Illinois area.
9465 Ackman Road
Lake In The Hills, Illinois 60156
United States
Antiquity Coin & Company
Business Contact: Garrett Frisina
in U.S. Coins, Silver Coins, Silver Bullion, Retail Sales, Paper Money, Key Date Coins, Grading Companies, Gold Coins, Gold Bullion, Errors, Commemoratives, Certified Paper Money, Appraisals, Buy & Sell, Appraisals
Buying & Selling Quality Numismatics, Currency & Coin Bullion the only way we know how with honesty, integrity & knowledge. @ email@example.com to see how we can help you. Authorized NGC, PMG, CDHCD/RT Dealers. ANA, FUN, ICTA, EAC, FMCC.
Fort Myers
Fort Myers, Florida 33907
United States
Fairfield Rare Coins
Business Contact: James Fairfield
in World Coins, U.S. Coins, Silver Coins, Silver Bullion, Proof/Mint Sets, Platinum Bullion, Paper Money, Mints, Gold Coins, Gold Bullion, Commemoratives, Bullion, Brick & Mortar, Appraisals, Buy & Sell
Since 1953, Fairfield's has built a reputation as a highly regarded expert in the coin and currency markets. Whether you're interested in coins as an investment or a hobby, our nationally recognized experts will assist you with integrity and honesty.
3101 N Clinton St
Fort Wayne, Indiana 46805-1913
United States
Stack's Bowers Galleries
Business Contact: Christine Karstedt
in World Coins, U.S. Coins, Silver Coins, Paper Money, Key Date Coins, Grading Companies, Gold Coins, Errors, Bullion, Brick & Mortar, Auction Services, Appraisals, Buy & Sell, Ancient Coins
Stack's Bowers Galleries conducts live, Internet and specialized auctions of rare U.S. and world coins and currency and ancient coins, as well as direct sales through retail and wholesale channels.
123 West 57th St
Ste 100
New York, New York 10019
United States
Universal Coin & Bullion
Business Contact: Mike Fuljenz
in Web e-Commerce, U.S. Coins, Silver Coins, Silver Bullion, Proof/Mint Sets, Platinum Bullion, Mints, Magnifiers, Gold Coins, Gold Bullion, Certified U.S. Coins, Bullion, Books & Reference Materials, American Eagles
Universal Coin & Bullion is dedicated to providing clients with outstanding collecting and investment strategies for the rare coin market.
7410 Phelan Blvd, Beaumont, TX 77706
Beaumont, Texas 77706
United States
RSR Numismatics and Collectibles, LLC
Business Contact: Robert Riemer
in World Coins, U.S. Coins, Proof/Mint Sets, Paper Money, Medals & Tokens, Gold Coins, Fractional Currency, Exonumia, Errors, Commemoratives, Bullion, Brick & Mortar, Appraisals, Buy & Sell, Ancient Coins
RSR Collectibles and Numismatics LLC (also known as RSR Coins) has been in the coin business, buying and selling coins for over 40 - years. We were among the early dealers in the certified coin market, selling ANACS coins in the late 1970's.
1881 Black Rock Turnpike
Fairfield, Connecticut 06825
United States
(203) 359-2646
Fax: (203) 256-0075
Hugh Wood Inc.
Business Contact: Simon Codrington
in Insurance, Collector Services
Hugh Wood Inc. uses its unique knowledge and experience with numismatic insurance to offer the most comprehensive coverage for your entire collection, at your premises or at a bank. Contact us today to learn more.
45 Broadway
New York, New York 10006
United States


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Posted: Nov 11, 2017
GORHAM, Maine - The Bowdoin College men's cross country team placed ninth while the women raced to 12th at the New England Division III Championship hosted at Gorham Country Club on Saturday afternoon.
The Polar Bear men were led by Ben Torda's seventh place individual finish while the women's team saw Sarah Kelley's 19th-place showing.
Men's Meet Highlights
- The Bowdoin men's team finished with 280 points, as MIT took the team title with 81. The Polar Bears' average time on the 8K course was 26:27 with a total time of 2:12.19 from their scoring finishers.
- Torda recorded Bowdoin's top individual finish at New England D-III's since Coby Horowitz took fourth at the 2013 championship, ending with a time of 25:40.0.
- Sean MacDonald was 24th for Bowdoin (26:00.6), Naphtali Moulton was 59th (26:26.8) and Connor Rockett was 85th (26:57.1) for the Polar Bears.
Women's Meet Highlights
- The women's squad collected 354 points to take 12th overall with MIT completing the sweep by winning with 58 points. The Polar Bears averaged 22:49 on the 6K track with a total time of 1:54.06.
- Sarah Kelley's 19th-place finish led the way in 21:45.9, followed closely by Caroline Shipley's 27th-place showing in 22:10.5.
- Julia O'Rourke took 71st (22:55.7) while Anne McKee finished 105th (23:24.5).
Up Next
- Bowdoin will await to see if individual qualifiers are chosen for the Division III Championship scheduled for next Saturday in Elsah, Illinois at the Principia North Farm Course.


text: The annual Hajj pilgrimage draws millions of visitors to Saudi Arabia, and is coupled with a demonstration of its top troops going to action-movie-level theatrics to show they're ready to confront threats. Is there a man dragged through a smashed windshield and thrown in the back of a pickup amid speeding dirtbikes? Yes. Yes there is.


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When you make your own pasta, you will always end up with some scraps, even more if you make ravioli. You can easily recycle this leftover pasta to make maltagliati, meaning "poorly cut" in Italian, which was traditionally meant as food for the poor. We are way past that, and today you can enjoy rich texture and amazing flavor of your pasta without the social stigma ;-)
Sweet potato quiche
Quiche is that one recipe that I love coming back to — it's easy to make, looks delicious and tastes heavenly :-) Plus, it allows me to come up with new fillings, which makes it very versatile!
Sweet potatoes are very smooth and creamy when boiled, then baked, and shallots add a crunchy texture. The combination of them is very mild and aromatic, so make sure you spice it up to your liking!
Marinated beef and pasta bento
Bento is not only rice, but also other ingredients, like... pasta. This recipe came to life when I had some uncooked beef left-overs and just wondered what to do with them. Cooking them as a part of bento was a great idea!


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text:
Dollo's Law
Also found in: Wikipedia.
Dollo's Law
(the doctrine of irreversibility of evolution), a doctrine first clearly formulated in 1893 by the Belgian paleontologist L. Dollo. According to Dollo, an organism cannot revert, even in part, to its former state through which several of its ancestors have already passed. For example, land vertebrates in the course of secondary adaptation to life in water do not become fish again nor do they acquire the characteristics peculiar to fish (for example, gills). That is why ichthyosaurs, which became adapted to an aqueous environment, remained in all their structural features typical reptiles; similarly, whales remained mammals with their own special structural features.


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The Goose Gossage Award: Fantasy Chapter Nominationsposted by Unknown
It is my pleasure as President of the Baseball Bloggers Association's Fantasy Chapter to present our chapter's nominations for the Goose Gossage Award.
American League Goose Gossage Award Nominations:
1. Rafael Soriano, Tampa Bay Rays - On our 5,3,1 scale Soriano received 17 points with two first place votes.
2. Joakim Soria, Kansas City Royals - Soria received 12 points and one first place vote.
3. Joaquin Benoit, Tampa Bay Rays - Benoit received 8 points and one first place vote.
Neftali Feliz and Matt Thornton also received votes in the nomination procedure.
National League Goose Gossage Award Nominations
1. Carlos Marmol, Chicago Cubs - Marmol received three first place votes for a total of 15 points.
2. Brian Wilson, San Francisco Giants - Wilson received 12 total points and one first place vote.
3. Billy Wagner, Atlanta Braves - Wagner received one first place vote and a total of nine points.
Hong-Chih Kuo and Heath Bell also received votes in the nomination procedure.
Please check out these links for more information on the voting.
Labels: Advanced Fantasy Baseball, Baseball Bloggers Alliance, Goose Gossage Award


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The cell
Germinal cells undergo meiosis.
The number of chromosomes is reduced by half during meiosis.
Chromosome recombination occurs during meiosis.
Cells of pluricellular organisms can be classified in two broad groups: somatic and germinal cells. Somatic cells form nearly all the body and divide by mitosis giving two new somatic cells. Germinal cells, much less abundant, are found in gonads where they give more germinal cells by mitosis, or differentiate into haploid cells by meiosis. Gametogenesis is the process by which germinal cells divide by meiosis to give haploid cells and these haploid cells differentiate into gametes. Two things occur during gametogenesis: meiosis and cellular changes to get gametes.
Association of father and mother chromosomes during fertilization, in the case of just two chromosome per progenitor.
Before going further, let's see some concepts. Every cell contains two set of chromosomes, one coming from the mother and the other from the father. For example, if the cells of a species contain 4 chromosomes (in humans there are 46), the female provided two chromosomes (1m and 2m) and the male the other two (1p and 2p). 1m and 1p chromosomes have the same genes, i.e. the same protein, and they are located in the same order along the chromosome. However, these chromosomes do not show identical nucleotide sequences, although they express the same proteins, but there are little variations when comparing the nucelotide sequences. Genes located in the same position of the chromosome that code for the same RNA, although with slightly different sequences, are known as alleles. So, 1p and 1m chromosomes have alleles, two per gen, one coming from the male and the other from the female. 1p and 1m chromosomes are known as homologous. The same happens to 2m and 2p chromosomes. In this species, there are two couples of homologous chromosomes, whereas in humans there are 23 pairs of homologous chromosomes. After meiosis, there is just one chromosome of each pair of homologous chromosomes per gamete. Thus, in this species, every gamete contains two chromosomes (1m-2p, or 1p-2m), whereas in human gametes there are 23 chromosomes. Meiosis reduces the number of chromosomes by half, and there is always one chromosome of every pair of homologous chromosomes. Germinal and somatic cells, which have the two members of each pair of chromosomes, are known as diploid, whereas gametes, having only one member of every pair, are known as haploid.
Meiosis is a cellular process that reduces by half the number of chromosomes. Every gamete keeps one chromosome of every pair of homologous chromosomes that were present in the germinal cell. Thus, during sexual reproduction, the fusion of two gametes (fertilization) from two individuals,a male and a female, gives a new cell known as zygote with the normal number of pairs of homologous chromosomes, i.e. it is a diploid cell that will give a diploid animal by proliferation and cell differentiation.
Do not confuse meiosis and mitosis During mitosis, the DNA is duplicated and then divided between the two daughter cells, so that the two new cells have the same information as the progenitor cell. During meiosis, although the DNA is also duplicated, germinal cell divides twice (meiosis I and meiosis II) giving four haploid cells. In males, these four cells become spermatozoa and in females one of these cells develops into the oocyte.
Somatic and germinal cells undergo mitosis. However, only germinal cells go through meiosis, a division process that gives haploid cells.
Meiosis is not just a reduction by half of the number of chromosomes. During meiosis, there is also a molecular mechanism known as recombination. In somatic and germinal cells, the genetic information coming from the male and female are in separated chromosomes. Both, male and female provide one chromosome to every pair of homologous chromosomes. During recombination, there are interchange of segments between homologous chromosomes. It means that some genes that were in the chromosome provided by the female are now in the chromosome provided by the male, and the other way around. In this way, there are chromosomes with combination of genes that did not exist previously. After fertilization, these chromosomes with genes from both progenitors may influence the development of the new organism, which may provide advantages for survival.
Mitosis and meiosis. Genetic variability in the offspring is consequence of recombination during the meiotic prophase, plus the distinct combination of male and female chromosomes in gametes. n: number of chromosomes provided by every progenitor, c: quantity of DNA, every progenitor provides 1c.
Meiosis is similar in both male and female germinal cells giving spermatozoa and oocytes, respectively. Chromosome recombination and reduction of the number of chromosomes happen in all the species with sexual reproduction. However, big differences are observed between spermatogenesis (male gamete differentiation) and oogenesis (female gamete differentiation). Gametogenesis is also quite different between species. These differences give clues about how fertilization and posterior embryonic development of a particular species are going to be.
Meiosis has several phases in both males and females of all the species with sexual reproduction. Briefly, duplication of DNA during S phase, meiotic prophase (leptotene, zygotene, pachitene, diplotene, diakinesis), meiosis I (first division: metaphase I, anaphase I, interphase without S phase), meiosis II (second division: prophase II, metaphase II, anaphase II). Chromosome recombination takes place during prophase I, and reduction of the number of chromosomes during divisions: meiosis I and II.
Actualizado: 28-01-2018. 15:16
Atlas of Plant and Animal Histology
Dep. of Functional Biology and Health Sciences.
Faculty of Biology.
University of Vigo


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Larnaca is one of the biggest cities in Cyprus. The town is one of the six different districts in this beautiful country and is more than 4000 years old. In the past Larnaca was known by another name – Kition. This ancient city in Cyprus is situated on the southern coast of the republic. It is not a big town, though – less than 100 000 citizens, but still it is considered the third largest city of this country in terms of population.
One of the most well-known places in Larnaca is it's international airport, which you will be able to visit personally after you book some of our cheap flights to Larnaca from our website. This town is a popular tourist destination and preferred resort by many people. We should also mention the marina for yachts and the island's oil refinery.
You will be surprised when you visit the Phinikoudes, which is one of the best tourist attractions in Larnaca. It consists of many cafes, bars, clubs and restaurants at the coast of Cyprus and is always overcrowded during the summer season. The city of Larnaca is a wonderful sea resort with great tourist infrastructure, beautiful beaches with clean sand and crystal blue water.
So, if you consider yourself one of the growing number of passengers searching for cheap flights to Larnaca from Bulgaria then allow BuzAir.com propose you a incredible deal. Simply choose one of our flight destinations from the list with our regular or low cost plane tickets to Bulgaria to get started. You will find many reasons to book inexpensive flights to Larnaca from Bulgaria nowadays. This nation has come a very long way since it was a satellite nation in the one-time USSR and now plays host to a great number of tourists asking for some summer sun in a Black Sea resort or some winter fun in one of the nation's ski resorts.
Cheap flights to Larnaca from Bulgaria serve three main airfields: Sofia, the nation's capital and hub for Bulgaria's ski resorts, and Varna and Bourgas on the Black Sea coast. The last two are mostly used by beach holiday travellers and are served by both regular and charter flights. Bulgaria is now present on the package holiday roster for the major tour operators so they all organize flights to Larnaca from Bulgaria. Evidently much depends on whether or not you are asking for a cheap flight to Bulgaria for a ski or a beach vacation. The winter ski season lasts from late December to the last few days of March / early April with best conditions usually offered in February and early March.
Conversely the summer season for the Black Sea resorts has a traditional Mediterranean pattern to it with the hottest, driest climate in July and August but also the biggest crowds and the most expensive flights to Larnaca. Bulgaria is presumably greatest to visit for a beach holiday in the 'shoulder' periods of May / June and September to receive a combination of good value and smaller crowds. Once you have booked you should start searching for good inexpensive accommodation in Bulgaria.
Which place to visit in Bulgaria? This is all going to depend the flight route for your advantageous flights to Larnaca from Bulgaria. The northern Black Sea seaside is known by its wide expansive beaches, safe swimming and the quivering city of Varna, that's why package holidays in Bulgaria most often can be found around this region. The southern section of this shore is a little more cragged with some captivating bays and old fishing villages. The seaside is also famous for its spa qualities with thermal cure, mineral baths and mud cure all very healthy.


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Wanlockhead's once-thriving bowling club sadly passed into village history many years ago.
However, the long-vacant clubhouse in Scotland's highest village is about to play its part in celebrating that rich heritage.
Although tiny, Wanlockhead punches way above in weight in Scottish history, being the home of the National Museum of Lead Mining.
Preserving and promoting the hamlet's heritage is the Wanlockhead Museum Trust's job, and it has faced the growing problem of finding somewhere to safely store the mass of artefacts and documents it has gathered over the years.
It also wanted to create some classsroom space for the many school parties now visiting the village.
Now, it has managed to acquire the clubhouse and the 3.5-acre site around it from the main local landowner, the Buccleuch Queensberry Estate for an undisclosed sum, meaning that the club will once again play its full part in the life of the community.
Also included in the purchase is the car park to the rear of the bowling green, to be used for cars and buses carrying visitors to the museum, the associated restored lead mine and the trust library.
Estate manager Alan Nisbet said: "The trust and its volunteers have been undertaking some outstanding work promoting the culture and heritage of the village to local schoolchildren and visitors to the region.
"The estate enjoys regular discussions with many different groups in the local community, and the trust provided a clear vision on how they believed the building and associated land could be used that would benefit young people and the local area overall.
"We are pleased to be able to sell them this land and hope it will flourish under their stewardship."
Trust chairman Jon Evans said he was delighted about the sale, stating: "The trust identified as long ago as 2013 that more space was needed in order to provide the best possible storage for its artefacts.
"In addition, in recent times, we have received many requests to study our archive material but, unfortunately, we have no available secure space.
"Thanks to this purchase, we hope in the near future that we will be able to welcome individual researchers, schools, colleges and universities to the village and without making too much impact on the current environs.
"We look forward to the opportunity to work with the village council and other local organisations, including educational centres, to research and preserve the unique history of Wanlockhead."


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Hôtel des Alpes:
Nestled on the edge of the old town, Hôtel des Alpes is the perfect place to experience the incredible beauty of Annecy and its surroundings all year round.
Warm and friendly…
Hôtel des Alpes is the ideal base for you to relax and explore for a few days or weeks during your holiday or business trip.
Each of our 32 fully renovated rooms has its own personality. Expect a cosy and tasteful interior teamed with modern colours (grey, taupe, white, raspberry etc.) for a touch of charm and elegance in our hotel. Our hotel operates a strict no-smoking policy throughout the establishment.
Everything you need…
All rooms have a shower room, toilet, flat screen cable TV, telephone and free Wi-Fi access.
We do not have a lift but our team is here to help you take your luggage to your room.
We provide parking from 7pm to 8am at La Poste car park by the hotel.
Annecy, the old town and lake:
Hôtel des Alpes is in the perfect location for you to walk to all Annecy's sights: the old town, canals, lake and water sports, shops, terraces, cinemas and entertainment venues.
Function organisation:
We can also plan your seminars, weekend or your trip to suit your requirements.
The hotel team
The entire team is here to help you and make your stay more enjoyable:
Magalie, Zélie and Nurije ensure that your room is clean and comfortable.
Sandra, Yann and Zélie handle your booking and answer the phone, welcome you on arrival and provide you with "recommendations from the boss"…
- Sarah: English, Italian
- Yann: English, Portuguese, German, Spanish
- Zélie: English, Spanish
Marc, Maxime and Essam bid you good evening and ensure you can sleep easy at night!
- Marc and Maxime: limited English
- Essam: English, Arabic, Spanish


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The Royal Incorporation of Architects in Scotland (RIAS) has 'unanimously voted' for Iain Connelly to replace Sholto Humphries as its next president
The former property services manager at Fife Council and one-time principal architect at Dunfermline District Council, he will take up the two-year post at the 2013 RIAS International Convention in Strathpeffer on Friday 17 May.
Outgoing RIAS president Humphries said: 'Connelly has made a very significant contribution to the RIAS, particularly our Government liaison and lobby over the last few years.
'His role in local government gives him a very acute understanding of many of the issues of most concern to architects at present, including de-skilling and procurement. He is a thoroughly decent and likeable individual who will, I am sure give tremendous service as the next president.'
Iain Connelly's curriculum vitae:
After qualifying from Edinburgh College of Art Iain joined Sir Frank Mears & Partners in 1978. He moved to Terrance Oliver Architects, Dunfermline in November 1979 where he worked on private residential projects, notably Steeple Clump, Dalgety Bay, also industrial and commercial projects.
Connelly joined Dunfermline District Council in 1983, progressing to Principal Architect. His projects included Cowdenbeath Pool and new build housing, a major extension to the Carnegie Sports Centre and housing regeneration. He oversaw the award winning restoration of Abbot House, Dunfermline, the extensions of Carnegie Library and Tiffany Lounge, Carnegie Hall, both Dunfermline and the new Dalgety Bay Library.
In 1996 Connelly was promoted to Area Manager for Fife Council, moving to Kirkcaldy and assuming responsibility for a large, multi-disciplinary, practice. In March 2002 he became Head of Property Services with over 200 professional and support staff. Current projects include the £19million Carnegie Centre refurbishment, Dunfermline High School (£40m) and Auchmuty High School, Glenrothes (£32million).
Connelly has represented Fife Council on the Association of Chief Architects in Scottish Local Authorities (ACASLA) since 1990. When it was incorporated into The Society of Chief Architects in Local Authorities (SCALA) in 2004 he became the first SCALA Scotland President (2004-2006). He remains a member of the SCALA Scotland Executive, representing them on the Federation of Property Services.
On RIAS Council since 2004, Connelly was previously a member of the Consultancy Committee and is Vice-Convenor of the Scottish Government and Local Authority Liaison Committee. A strong advocate for in-house services Connelly has also always supported the value of working in partnership with the private sector. Throughout his career he has campaigned to promote the benefits that can be achieved through well designed buildings and spaces.
Iain Connelly commented:
"The Royal Incorporation does a tremendous job on behalf of its members and promoting the benefits of improving Scotland's built environment. I am very honoured to be elected as its next President and will give my utmost endeavours to support and grow the standing, reputation and endeavour of the RIAS."
Iain Connelly to become next RIAS president
RIAS Awards shortlist announced
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Haha that smile comment is gold. I'm not doing NaNo this year but those videos are pretty awesome!
Hello lovelies,
So how you doing there? Freaking out yet? It's day 14 of NaNo and let me tell you, I'm still having a blast! YA Highway has been such an awesome picker-upper during my morning routines with their Carpool emails, I don't even know how to thank them!
Life has been rocky for me with a death in the family, but NaNo has really helped me find a way to focus on something other than grief and I'm kind of thankful for that. And today's topic is kind of perfect:
Topic: Tons of writers are in the midst of NaNoWriMo, trying to stay inspired as we reach the dreaded middle. Share your most inspiring and/or motivational video, book, or quote on writing.
Road Trip Song of the Week: Some Nights by Fun.
So here are some inspiration for you Nanoers:
There is all the goodness on Tumblr:
Then there is Youtube:
Or you know, this is always helpful 🙂
I'm kidding. I love Nick! 🙂
Basically, anything that's not writing my NaNo words inspires me to write. Is that weird? It's just taking that step away from trying to figure out my character's lives recharges me. How about you?
How's NaNoWriMo treating you?
Happy writing,
Haha that smile comment is gold. I'm not doing NaNo this year but those videos are pretty awesome!
I love love love that Suck It video. I think I've thought about it at least once per day since starting NaNo!
I love both of those videos. In fact, I love them so much that I think I'm just gonna spend the afternoon watching Youtube videos…
(NO! Bad writer! No! I *will* get to the halfway point of NaNo today if it kills me!)
(It might kill me.)
"Smiling is a sign of weakness"…
I am so stealing that. Hopefully I can say it with a straight face. Too funny!
Sometimes the best writing moments happens away from writing, when you have time to think over the characters and get new ideas. Here's hoping the second half of Nano goes well!
Just watched both videos and they were fantastic! I've been sort of wondering what's up with this whole nerdfighter thing. Now I'm thinking I might be missing out on something. 🙂
THAT FIRST PIC! *swoon* LOL
I'm gonna watch those videos right now … thanks!
Glad to hear you're having fun with NaNo! I signed up for the Carpool emails before I decided not to do NaNo, but I'm enjoying the daily inspiration.
I like what you chose in this post – Some Nights is such a great song, and I love John Green and Maureen Johnson. 🙂


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Consistency in Flying | SQL Server Performance Forums
SQL Server Performance Forum – Threads Archive
Consistency in FlyingA lot of people do not like flying for various reasons; this can be because of a fear of flight or maybe it is because of other reasons such as a dislike of the food (or lack thereof) served on flights. However, I think the biggest reason that people do not like flying is due to the inconvenience of airport security. In fact I know some people that will not fly unless there is no other transport alternative available. Although security is extremely important I think that the biggest issue is the inconsistency in security practices when flying. For example, some airports require belts and shoes to be taken off whereas other airports don't require these procedures to be followed. As a result of this inconsistency the security lines can often be chaos in an airport as people are unsure of what do to.
This consistency is something that is not only important in airport security but also in a SQL Server environment. For example, if the maintenance jobs are named MAINT on one server and DBA on another server, then the same chaos can occur. It means that a database administrator is unsure of what the job does and needs to check what the procedure is. Do you have a standard nomenclature and build process that you use to ensure that each SQL Server instance in your environment is consistent?
– Peter Ward


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President Trump is trying to kill off the nuclear deal with Iran, but at the same time make the Iranians take the blame. Once again today he is expected to waiver re-imposing strict sanctions on Iran, but will threaten to pull out next time round unless Congress and European countries improve the terms of the agreement from the US point of view. He will also announce sanctions against individual Iranian officials for alleged corruption and human rights abuses during the recent street protests in Iran.
But the real aim of US opponents of the nuclear deal signed by President Obama and others in 2015 is to make sure that Iran gets no "peace dividend" out of the agreement and is provoked into walking away from it. Probably, Iranian leaders are too clever to fall into the trap, but Iranian policy is the product of competing power centres in Tehran so what they will decide is neither certain nor necessarily very smart.
The hostility to the deal expressed by Trump already means that foreign banks and companies are deterred from doing business in Iran for fear that sanctions might be slapped back on at any moment. Whatever benefit ordinary Iranians thought they would get out of the deal by way of jobs and an improved standard of living has never happened.
Nor is it likely to: having denounced the deal so often since the presidential election campaign as "the worst in history" Trump is boxed in by his own rhetoric – not that he has ever shown the slightest discomfort at this. He is seeking unilateral changes in the terms of the deal on the US side and a radical re-negotiation on the part of the Iranians and Europeans, neither of which he is likely to get.
Whatever happens in the short term, the Iranian nuclear deal, or the Joint Comprehensive Programme of Action (JCPOA) as it is called, is beginning to resemble the stricken Iranian oil tanker currently adrift and blazing between China and Japan, which will sink or become a burnt-out hulk of no use to anyone.
But, just as Iran looks as if it is going to draw less and less economic benefit from the JCPOA, its political gains from agreement are increasing at home and abroad. President Hassan Rouhani can blame austerity, rising prices and unemployment squarely on Trump and the US. Spontaneous protests inspired by economic grievances that erupted across Iran in the days after 28 December can be demonised as plotted by or playing into the hands of foreign foes since the chief foe, in the shape of Trump, is cheering them on.
Another potential political benefit for Iran has become more evident in the last few days as the issue of the Iranian nuclear deal returns to the top of the news agenda. European states had put a lot of effort since Trump won the presidential election in 2016 into pretending that he was not "the mad woman in the attic" who had somehow taken control of the White House. There were hopes that Trump would simmer down or the great American ship of state would sail on under its own momentum, regardless of the weirdness of the new man at the helm. Foreign governments half-convinced themselves that if you held your nose and pretended that Trump was like other American presidents then he might become like one or else people would not notice that he was not.
But the pretence is getting pretty thin. Just how thin was visible this week as European foreign ministers met with their Iranian counterpart, Mohammad Javad Zarif, in Brussels with the supposed purpose of persuading Iran to curtail its destabilising activities in the Middle East that impact on the nuclear deal. But it did not look like that: if Zarif was indeed being held to account, he was showing no sign of discomfort as he sat beaming at the British, French and German foreign ministers and they beamed back at him. It looked much more as if Iran and the powerful European states, aside from Russia, which is already in the Iranian corner, were presenting a common front against the US in defence of the nuclear deal. "Strong consensus in Brussels today," tweeted Zarif cheerfully. "Iran is complying with JCPOA."
Trump may eventually sabotage the nuclear deal, but the US will pay a heavy political price. The Europeans are embarrassed by being pushed into the Iranian corner along with Russia and China, but they do not have a lot of choice on the JCPOA and, increasingly, on other issues. Reluctantly, they are deciding that Trump is the great destabiliser and a far more potent threat to the international order than any danger posed by Iran.
Remember that all those officials gathered in Brussels will all have spent part of their time in recent days reading in full, or in serialised excerpts, Michael Wolff's devastating book, Fire and Fury: Inside the Trump White House, which cites Trump's senior aides as saying that he has the all-embracing egotism of a child seeking immediate gratification of its wishes and is incapable of doing his job as president of the US. It may be that the book, based on interviews with Trump's intimates, will have less influence than it should in the US because the country is already so divided into pro and anti-Trump camps. But in the rest of the world, where there were still waverers who detected some method in Trump's madness, the conviction is gelling that, as a spreader of chaos, Trump is unsurpassed and is more dangerous to the international peace than anything to be found in Tehran, Moscow or Beijing.
Some optimists hold that Trump may be just as much of a crackpot as his detractors believe, but the silver lining is that he is too chaotic and episodic to impact the world as much as he would like. They claim that, for all the foaming rhetoric coming out of the White House in 2017, the real damage done by Trump was less than many feared. This is a risky argument and, in the Middle East, neglects the fact that powerful people and countries who do not know what they are doing are manipulated and generally led up the garden path by others who know just what they want. For instance, Wolff says that "the president, ignoring if not defying foreign policy advice, gave a nod to the Saudis' plan to bully Qatar."
Sins of omission as well as commission have had a disastrous impact, such as the US failing to pressure Saudi Arabia to end the war in Yemen. All these ill-considered actions and inactions by Trump and his coterie pale in significance compared to the prospect of stoking a military confrontation with Iran. This would be a more serious war than the US and British invasion and occupation of Iraq in 2003. Trump may not want a war with Iran or anybody else, but nobody is more likely than he to flounder into one through ignorance and wishful thinking.


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An Enabling Structure
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NLOWE Board of Directors
Board Vacancy - Appointed Director
The 2016-2019 NLOWE Board of Directors is seeking expressions of interest from candidates for an Appointed Director Position. This position is appointed by the NLOWE Board of Directors based on the skills and knowledge needed to ensure that the strategic goals of the board are achieved. The Appointed Director fulfills expertise on the Board of Directors that cannot be gleaned from the current NLOWE membership. As such, the Appointed Director cannot be a current NLOWE member who was eligible to run in the 2016 Board of Directors election. The board is seeking an individual with expertise in procurement process with the goal of aiding our members gain better access to corporate and government supply chains. Non-profit board experience would be considered an asset.
The 2014-2017 NLOWE Board of Directors Strategic Plan has outlined the following key objectives:
The organization has set out the following requirements for nominations:
Download a nomination form here.
Questions can be directed to Hilda Broomfield Letemplier, President, NLOWE Board of Directors at firstname.lastname@example.com.
Deadline for submission is January 27th, 2017.
Copy Editor, The NLOWE Advisor
NLOWE is currently seeking a qualified Copy Editor to aid in the completion of its publication, The NLOWE Advisor, to be published quarterly in June, September, December and March.
Download full RFP here.
Instructions for SubmissionProposals must be received by
4:30 p.m. on Thursday, February 9, 2017.
Email your submission to:Kristy Martell
Director of Programming & Events, NLOWE
Deadline for submission is 4:30 p.m. on Thursday, February 9, 2017.
The NLOWE Advisor brings you timely news and valuable business articles four times a year, with opportunities to spotlight you, our members. And, in addition to advertising opportunities, members now have the option to share their unique experiences and expertise with a new feature, advertorials.
NLOWE is now booking ads for the 2017 1st edition of The NLOWE Advisor, to be published in March. You can also take advantage of our four issue advertising bundle deal offered at a 15% discount compared to booking a single issue at a time.
Space is limited, so don't miss the chance to advertise in NLOWE's official quarterly publication. The advertising rates are listed in the Rate Card below. For more information, including a complete publication schedule, please refer to the 2017 Advertising Package.
If you are interested in booking an ad please contact:
Julieanne Reddy, Director of Marketing & Communications, NLOWE
We are currently seeking submissions from members for the delivery of 2017 Pre-Conference & Conference Workshops that will take place on April 5 & 6, at the Delta Hotel & Conference Centre, St. John's.
Please see the attached Request for Information.
Submissions must be received by 4:30 p.m. on Friday, January 13, 2017.
We hosted a series of Women's Economic Forums across the province in November entitled #DriversofGrowth.
Just in case you couldn't join us, or if you attended one forum and were wondering what the forums looked like in other regions of the province, we've got a recap just for you!
Please enjoy: Unleashing the Economic Power of Women
Keep checking our website for the action plan to be released in early 2017.
The Newfoundland and Labrador Organization of Women Entrepreneurs (NLOWE) is seeking a consultant with export and supplier diversity expertise to facilitate business growth opportunities for its member companies who are growing their businesses through international business development.
Interested parties are asked to submit a proposal outlining their qualifications by 12:00 p.m. on Friday, December 9th, 2016.
ST. JOHN'S, Nov. 1, 2016 –The Newfoundland and Labrador Organization of Women Entrepreneurs (NLOWE) will be hosting a series of economic forums across the province in November. These forums will engage provincial stakeholders to participate in in-depth discussions to identify barriers and potential opportunities for women to strengthen and impact the provincial economy.
The initiative, entitled Drivers of Growth, will launch on the morning of Tuesday, November 15, 2016 at Sheraton Hotel Newfoundland in St. John's.
"Through the Drivers of Growth Women's Economic Forum, NLOWE will seek to unlock the potential of women on our economy by creating the supports necessary to increase their leadership roles in business and on boards." says NLOWE CEO, Paula Sheppard.
Women hold extraordinary potential in impacting the business community and driving economic growth in Newfoundland and Labrador. In fact, The Canadian Taskforce for Women's Business Growth found that "a 20 percent increase in total revenues amoung majority female-owned enterprises will contribute an additional $2 billion per annum to the Canadian economy." In leadership roles, women drive better financial performance. According to the Catalyst Bottom Line study, companies with more women board directors outperform those with the fewest by 66% return on invested capital, 53% return on equity, and 42% return on sales.
Yet, women business owners face many barriers to growth. Even though Canadian women are starting businesses at twice the rate of men, they continue to face challenges in accessing growth capital and resources to scale up their business. Women business owners are also under-represented in procurement contracts and in leadership roles in business and on boards.
Drivers of Growth will explore both the challenges and successes of women advancing in business and leadership roles, as well as the conditions that are key in supporting women's leadership.
These discussions will result in actionable recommendations for government, businesses, and individuals to increase the economic growth and impact of women. The results will be detailed in an action plan to be released in early 2017.
Following the November 15th launch, four additional economic forums will be held across the province.
Federal, provincial, and community leaders, influencers, and individuals interested in shaping the future of our economy are encouraged to register for a Drivers of Growth event in their area by visiting www.nlowe.org/driversofgrowth.
NLOWE is the only provincial organization that is dedicated exclusively to the support of women in business. NLOWE provides valuable and relevant training through a large network of services, resources and opportunities to help women develop and grow their businesses. NLOWE offers services to women in business thanks to the Atlantic Canada Opportunities Agency (ACOA) and the Government of Newfoundland and Labrador.
ST. JOHN's, OCT. 27, 2016 – Seafair Capital Inc., owned by Anne Whelan, was presented with the Corporation of the Year Award at NLOWE's 2016 Entrepreneur of the Year Awards tonight. It is the first woman-owned business to receive the award, which recognizes corporations that assist in the development of women entrepreneurs and the active inclusion of women-owned businesses in their supply chain.
Seafair Capital Inc. is a private investment company that provides strategic leadership and expertise to its partner companies. This past April, the company launched its supplier diversity program, which encourages the use of diverse-owned vendors, including women-owned businesses, as suppliers. The company also announced its spending target of 25% of its discretionary spending with women-owned suppliers during its next fiscal year.
"As a woman-owned business, we really understand the challenges that women entrepreneurs face in trying to forge their way into the business world," says Tammy Pike Farrell, Director of Shared Services and Legal with Seafair Capital Inc., "so by making a conscious effort to support these small to medium sized businesses through the supplier diversity program, it really helps us unlock their potential as they help us unlock ours."
In addition to Seafair Capital Inc., seven women business owners were honoured at the 2016 Entrepreneur of the Year Awards.
Taking home the pinnacle award for the evening, Sharon Horan, founder and president of Atlantic Orthotics Ltd. and FIT For Work, was the recipient of the RBC Royal Bank Entrepreneurial Excellence Award.
Horan is a past winner of NLOWE's Visionary Award, and she continues to have a vision for her company and the province as a whole. "Since being nominated, I've really thought about how important it is in today's economic times to celebrate," said Horan, "I think if we remain optimistic and we focus on the good things that are happening, such as the women owned businesses being profiled here tonight, that's really good for our province overall."
Sonja Maloney, owner of Jumping Bean Coffee franchise in Gander and former owner of Ultra Clear Water & Brewing Centre, took home the Youth Entrepreneur of the Year Award, sponsored by College of the North Atlantic, which recognizes a successful entrepreneur who is 35 years of age or under. Her advice for other young entrepreneurs is, "choose something you love, be fully committed, make sure you invest your time and your money back into the business so you can continue to grow. And have fun with it!"
Jenny Smith, President and Creative Director of Ray Creative Agency in St. John's, was awarded the Start-up Award sponsored by Newfoundland and Labrador Credit Union, which recognizes a successful entrepreneur who has been in business for two to five years. Having worked in London, Paris, Toronto and Halifax, Smith is happy to be operating her business in her home province. "I'm honoured to be recognized among these other talented businesswomen and leaders who are passionate about building Newfoundland and Labrador's economy. This province is so beautiful and inspiring; it motivates me to do better work. Many thanks to our wonderful local clients and to my amazing team."
The winner of the Community Impact Award, sponsored by the Hebron Project, was Christina Dove, owner and Executive Chocolatier of Newfoundland Chocolate Company. Of learning that she would be receiving the Community Impact Award, Dove said, "It has been incredibly humbling. It's been quite a privilege to connect with and be able to help such invaluable charities through awareness and fundraising initiatives."
Mandy Woodland, owner of Mandy Woodland Law, won the Innovation Award, sponsored by Business Development Bank of Canada. "Innovation is important to my business and to any business," says Woodland. "You have to be able to constantly serve the needs of your customers and to do that you have to find new ways to solve their problems."
The Visionary Award, sponsored by Cox & Palmer, was awarded to Connie Parsons, owner of Connie Parsons School of Dance in St. John's. "Winning this award has really made me think about what I've accomplished over the years," said Parsons, "it's helped me reflect on how I will evolve and lead my business in the future."
Jill Knox Gosse and Lynne Wilson, owners of Wreckhouse Productions, a film production company based in St. John's, were the recipients of the Export Award sponsored by Export Development Canada. On winning the award, Wilson notes, "It is really special because it is recognition from women who are in business in Newfoundland." Knox Gosse adds, "It validates what we do and helps to keep us moving forward."
"NLOWE is pleased to honour the achievements of the winners of this year's Entrepreneur of the Year Awards," says Hilda Broomfield-Letemplier, president of NLOWE's Board of Directors. "This evening's winners are helping create a stronger and more diverse business landscape in this province and we are happy to celebrate them and their contributions."
The awards gala was attended by over 200 people including the Honourable Christopher Mitchelmore, Minister of Business, Tourism, Culture and Rural Development and Karen Appleby, Manager of International Business Development and Entrepreneurship for the Atlantic Canada Opportunities Agency as well as other government representatives, members of the business community and industry professionals from across the province.
In addition to the 2016 Entrepreneur of the Year Award sponsors listed above, gala sponsors include, Gold Sponsor, Emera Newfoundland and Labrador.
NLOWE is currently recruiting for:
Business Start-up Advisor (Central)
Maternity Replacement (October 2016 - October 2017)
Deadline to Apply: Friday, September 23, 2016
Applications can be submitted to: firstname.lastname@example.com
The Newfoundland and Labrador Organization of Women Entrepreneurs (NLOWE) is pleased to invite you to submit a proposal for professional services to assist in shooting, producing and editing eight (8), two-minute videos for the 2016 Entrepreneur of the Year Awards Gala to be held on October 27, 2016. The primary objective of these videos is to showcase award winners.
Request for Proposals
Interested parties are asked to submit a proposal outlining their qualifications by 12:00 p.m. on Thursday, September 1, 2016.
Email your submission to:
Kristy Martell