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Friday, 26 August 2011
Sunday, 21 August 2011
Sandbook Penpalling Magazine Issue 10
It is August and many people in the Northern Hemisphere are enjoying their summer holidays, but the Sandbook Team from Sandbook.Net Penpal and Swappers Site was working hard to release the tenth issue of their penpalling magazine corresponding to the month of August. As all the previous issues, it is on digital format and you can download it as a PDF file at the Sandbook.net website: Sandbook Magazine - Issue 10. Have you never heard before about this penpalling magazine? Did you miss any of the previous issues? You still can download them at: Sandbook Magazine Archive.
If you are interested in taking part in future issues of the magazine or the booklet as a guest writer check how to do it in this link: "What to do to participate in Sandbook Magazine".
As in previous occasions, issue number 11 corresponding to the month of September will be online on the 11th SEptember 2011 at: Sandbook.Net Penpal and Swappers Site. Don't miss it! You will be able to read many interesting articles and news on penpalling and other different topics!
Monday, 15 August 2011
Checking the postal address!
Once you have got in touch with a potential penpal, you exchange postal addresses and already are able to exchange handwritten letters through the postal service! You send yours but it does not arrive... a lost letter? Yes, it is possible, but... have you ever thought about a mistake in the postal address?
Sometimes, either your penpal or yourself might write some data in the postal address which is wrong: the name of the street, the number of the house/flat, the postal code... Those mistakes are enough to prevent a letter to arrive to its destination.
If you are in touch with your penpal through e-mail/social networks, ask her/him to send the postal address again if you cannot understand the handwritten address on the envelope after his/her letter arrived. If you have exchanged addresses through e-mail and still you have problems to understand the postal address because of whatever reason (abbreviations, unknown symbols...) kindly ask your new penpal to tell you what does each word mean. This way you make sure not to mistake when posting a letter to him/her.
Some countries don't use the Latin alphabet, but a different one, so we have the Cyrillic alphabet, Greek alphabet, Thai script, Vietnamese writing system, Hangul/Chosongul - native alphabets of the Korean language, used in South Korea and North Korea, respectively, Japanese writing system, Chinese characters... Even if in most countries the Latin alphabet can be read, it would be useful if you can add the postal address written in the alphabet used in that country. I have noticed it is of help in China, for example, where mail reaches the addressee faster if you use their characters.
Don't forget about postal codes. If you don't have received it with your letter, ask about it again. Maybe there are some countries which don't use postal codes, yet, but usually, a postal code is a must for a letter to arrive together with the name of the country! The postal code is crutial for letters which are going to be sent, and this information together with the name of the country are very important when letters are being processed to be delivered in each national postal service.
So, before posting a letter to your penpal make sure the address is correctly written and there are no mistakes! Of course, you cannot know sometimes. Recently I had a lost postcard because the recipient mistoke a number in the postal code... So, yes, mistakes happen but you can avoid them at the second try if you are careful enough to check the postal address once more!
If you are looking for advice on penpalling check: "Tips on letter writing".


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Posted in West Virginia December 01, 2015
11 Things You've Grown To Undeniably Hate If You're From West Virginia
If you grew up in West Virginia there are certain things you've probably come to hate over the years. Here are a few of them:
Do you agree or disagree? Do you have anything to add? Let us know in the comments!

subset: commoncrawl


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Need a quick pick me up? Scroll through these adorable images from Together We Rise Instagram account.
The non-profit that works to improve the lives of children in foster care has been sharing adorable photos of kids on their adoption day. In the photos the kids pose with signs saying how many days they were in the foster care program and wear big, happy smiles.
"With so many negative stereotypes and news stories surrounding foster care, we wanted to highlight only the positive," executive director Gianna Dahlia told Today.com. We dare you to look at these pictures of love and happiness without getting teary eyed!
Some of the captions tell a story, like this one of the boy whose foster parents were originally reluctant to take him in as a newborn because they already had a full house, but then they quickly fell in love.
"We got a call one Friday afternoon begging us to take a newborn in "just until Monday." Over 30 agencies in Los Angeles County had been contacted. No open beds. We were reluctant as we had 3 and 4 year old adopted daughters and a newly placed 5 year old foster son. But we said yes. Needless to say 3 days turned into forever and we couldn't be more blessed or excited that our son is forever ours. Once you are exposed to the world of foster care and adoption, your life is forever changed. We are blessed." #fosterlove #fostercare #togetherwerise #adopted
Others show the obvious adoration between the child and her new parent, like this little girl with her dad.
"For 513 days, our gift of a girl was in the foster care system. We love her through all the ups and downs and uncertainty. She is now our forever daughter and we are forever grateful to be chosen to be her family. " Love bears all things, believes all things, hopes all things, endures all things" 1 Cor. 13:7" #adopted #fosterlove #fostercare #togetherwerise
Many are simply photos of smiling kids like this little guy who spent 487 days in the foster care system.
These images are just a small sampling of the kids who found their forever home and, of course, there are many, many more kids in the foster care system in the United States. That number tops 400,000 according to Adoption and Foster Care Analysis and Reporting System (AFCARS).
While the goal of the foster care system is to reunite children with their parents – 51 percent of the children who left the foster care system in 2014 did wind up with their family – sometimes that's not possible. So for young children who don't know how or aren't able to speak up for themselves navigating the foster care system can be scary and confusing.
That's where Together We Rise comes in.
"Our principle focus is on improving the lives of foster children in the most compassionate and influential ways possible," Dahlia said. "We aim to inspire children in foster care with the confidence that they need to succeed in daily life." The group also helps provide children with necessities like clothing and duffel bags (many foster kids have nothing more than a trash bag to hold their belongings), offers college scholarships, and holds fun events including summer camps and days out at Disneyland.
A few other kids who found families thanks to Together We Rise:
Inspired to help? Find out more on the Together We Rise website about volunteer opportunities. To learn more about becoming a foster, go to Child Welfare Information Gateway.


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Fastrecharge India's first website to introduce Online recharge service since 2007, we dedicated to serve more than Millions of customers and still serving with better for online prepaid recharge experience. We have earned trust in market and still we are collecting.
We are providing first class technology to make customer safe and secure, our website is fully protected with SSL technology (https) all your data is encrypted, and you can confidently store your credit or debit card details we don't never store your CVV numbers.
With this new feature you can schedule your recharge, In case you need to recharge your Data pack or DTH recharge you don't need to visit our website each time on behalf our automated system will do your monthly or daily basis once you setup.
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Reliance is one of the India's leading network and paying reliance CDMA postpaid mobile online bill payments is very easy and fast with Fastrecharge website, You can pay your postpaid bill from your home or office just download Fastrecharge mobile app to make your Reliance CDMA postpaid bill payment in convenient way, Just enter your valid postpaid number to proceed for bill payments, Incase if you have balance In wallet account you may use that amount to pay Reliance CDMA postpaid bill payments. Once your bill payment is success you will get confirmation from operators by SMS.
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August 8th was the first day of an entirely new decade in my life. The big 2 0. Twenty years old! That's T W E N T Y years old! It seems unreal and almost like the end of an era. 19 was that awkward in-between year, kind of like 9, 12 or 17; the ages that come right before the more "monumental" ages (according to society and cultural norms that is). In all actuality, every age is "monumental" in its own right. Each age comes with its own challenges and in those, its own lessons! These are the ones I learned at 19:
1. You can either let the day run you, or you can run the day.
2. It isn't who you are that holds you back, but who you think you're not.
3. Happiness isn't measured according to your circumstance, but by your attitude towards your circumstance.
4. You are your own worst enemy.
5. Blessings can be disguised as burdens.
6. It is better to choose significance over prominence.
7. Comparison is the thief of contentment.
8. Say what you mean, and live what you say. Otherwise, say nothing.
9. If it sounds too good to be true, it isn't. 😛
10. The longer you spend doing the wrong thing, the longer it'll take to get to the right thing.
11. No one can be better at being you, than you.
12. There is only one ultimate truth, but two ways to learn it; Experience or Listening
13. It's okay to not have it all together all of the time!
14. Growth is inevitable.
15. It's the little things in life that matter (:
16. Sometimes, you get into periods in life in which you can't be understood by others.
17. Old habits get increasingly harder to discontinue the older you get -.-
18. When you don't have anyone to look up to, it might be because you're that person for someone else.
19. For something that can be so hard to do, letting go is so freeing!
Learned something in your 19th year that you didn't see here? Please share your piece of wisdom with others below!


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Thank you for your interest. Please check back for 2020 Angels 5K & Fun Run information.
The 9th Annual Angels Baseball Foundation 5k and Fun Run presented by Lexus will take place on Saturday, April 20th, 2019 at Angel Stadium.
Race activities include:
- "Bubble Detour": All runners will have the chance to run through foam bubbles during part of the course!
- Expo: You will have the opportunity to visit over 30 health and fitness vendors.
- Kid Zone: Join us before and after the race in the Kid Zone for fun activities for the whole family!
The first 5,000 registered runners will receive a commemorative race shirt, finisher medal and 2 ticket vouchers redeemable online only to any of the following games of the 2019 season:
- April 21 (limited availability), May 1, May 2, May 20, May 21 or May 22


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Welcome to Whitby Golf Club
Having originally been founded at Goathland in 1892 Whitby Golf Club has been located in this stunning clifftop location between Whitby and Sandsend since 1895. There are wonderful views along the coast between Kettleness and the iconic Whitby Abbey and views inland towards the rolling North York Moors. Where ever you are on the course you are guaranteed a view of the sea!
Whitby Golf Club is easily accessible from the North East via Middlesbrough and from the South and West via Scarborough and York. The course is perfect for visitors as it is neither too long or difficult, but remains a good challenge for the lower handicap golfer. The weather conditions can also provide an interesting, if unexpected, playing partner.
Why not consider membership of this wonderful seaside course? Whitby Golf Club has active Men's, Ladies' and Junior's sections and membership schemes available with a wide range of prices and playing options to allow you to tailor your membership to suit your lifestyle.
If you are thinking about taking up the game of golf we have a comprehensive range of Learn to Play sessions on offer during the spring and summer months. This ranges from free Taster sessions to short 4/5 week courses for Beginner and Improving golfers. Why not come and give it a try?
There are great value green fees available throughout the week with discounted rates all day on Mondays and Twilight rounds available every day. All members and staff at Whitby Golf Club will offer you a warm welcome so why not check out our extensive range of golf and catering packages available to all sizes of groups from individuals through to larger parties.
Please note: the course will be undergoing redevelopment work during the winter season 2018/19. The impact on the playing conditions is expected to be minimal - please contact the Pro Shop in advance of play if you would like more information.
125 Years of Golf
Whitby Golf Club was originally founded in 1892 and 2017 saw the club celebrate its 125 Year Anniversary.
WGC welcomes members of all ages and abilities and offers a wide range of flexible membership packages to suit your lifestyle. Each section runs a wide programme of events throughout the week.
Learn To Play
WGC will be running a number of schemes for new and improving golfers 4/5 week programmes. The programme will be starting again in Spring 2019.
WGC runs a number of Open Competitions throughout the year and has some of the most competitive green fees on the Yorkshire Coast. We can cater for larger groups/societies and have a comprehensive programme of packages available. Please check out dates and make you booking via the Visitors & Groups page of the website.
The Course
Our course is located on the stunning North York Moors coast and gives golfers of all abilities a good test of their golfing skills.
You can expect a warm welcome at the Pro Shop and Clubhouse throughout the year. Catering provided by Whitby Golf Club Ltd in conjunction with the Raithwaite Estate. Read more


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On 14 October a record-breaking tanker arrived at the oil port in Malmö.
- It is the biggest ever, confirms Jens Haugsöen, manager of the oil port in Malmö.
The tanker Overseas Redwood docked at quay 1004 on Monday afternoon. The ship has the maximum permissible length, i.e. 250 metres, and a margin of just one metre width-wise. The maximum width is 45 metres.
- The ship loaded 91,000 cubic metres of vacuum gas oil, i.e. 80,000 tonnes, says Jens Haugsöen.
CMP's customer in this case, STS - Scandinavian Tank Storage, specialises in vacuum gas oil. This type of oil is primarily bought by older, unmodernised refineries, which subsequently mix it with crude oil. It can then be upgraded to petrol and diesel among other products. The large shiploads always go to the USA, the next stop for Overseas Redwood is Texas.
- The ship only left the yard three months ago, which means that it is completely new. It was built in Korea, says Jens Haugsöen.
The crew on Overseas Redwood are from Russia and the Philippines. The ship broker is Schultz.


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Camp Weed is an Episcopal camp operated by the Episcopal Diocese
of Florida for youth ages 6 - 18. The Camp has existed for over 85
years in different locations in Northern Florida. In 1978,
Camp Weed moved to Live Oak, Florida where the facilities have
grown into what we now call, The Episcopal Center, Camp Weed and
Cerveny Conference Center. Campers of all denominations are
welcome to attend Camp Weed to experience wholesome Christian fun
in the great outdoors.
A typical day at Camp Weed begins with morning devotions,
breakfast, and cabin clean up. Swimming, archery, arts and
crafts, canoeing, and trail biking may follow as your cabin's
activities. There are optionals such as leather works, tie-dye,
sign language, and movie making to choose from for the afternoon
activities. Evenings begin with a message from the Deans and
a variety of all camp activities and programs. The
traditional Weed Wide Olympics is always a hit and creates
wonderful cabin camaraderie.
The Camp Weed staff is selected based on their spiritual and
emotional maturity, enthusiasm for working with youth, and ability
to be a team member and to lead camp activities. Each staff
member is given a criminal background check and personal interview,
is certified in CPR/AED and first aid, and has taken the
"Safeguarding God's Children" to help recognize and prevent abuse.
Camp Weed places the safety of its campers first in every aspect of
camp life.
© 2019 The Episcopal Diocese of Florida | All Rights Reserved
Web Design by


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Color: WHITE**BACKED BY WARRANTY**
Interior: LEATHER**ALLOY WHEELS/BLUETOOTH**
Drive Train: AWD
Transmission: AUTOMATIC**SUNROOF**
Vin: 2HNYD28289H521429
Engine: 3.7L V6 F SOHC 24V
Mileage: 148,910
Stock #: 1429C0864
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GLENDALE, CO: The Glendale Rugby Football Club is pleased to announce the hiring of Luke Gross as Director of Rugby Development.
Prior to joining the Glendale Rugby staff, Luke worked for several years with USA Rugby as the High-Performance Player Development Manager, coaching at USA Eagles and All-Americans camps and most recently served as Head Coach of the now-defunct Sacramento Express PRO Rugby team.
"I've always admired the program at Glendale and am thrilled to be a part of it. The chance to work under Mark Bullock with one of the premier programs in the U.S. and so many opportunities to grow the organization was one I couldn't turn down." Gross stated.
"We are excited to have Luke join our staff as head of our men's development program. Luke will serve to link our amateur and professional teams, developing players to move up into the professional arena and creating the professional mindset required for our D1 men to advance their individual growth. Luke will also oversee the growing U20 program and work with me to improve our development pathway from youth to professional elite rugby," added Director of Rugby Mark Bullock.


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Margaret Dunning, who turns 102 this month and was featured in The Times last July, was invited to show her beloved 1930 Packard in August at the Pebble Beach Concours d'Élégance.
Ms. Dunning's grand tourer, a cream-color 740 roadster with an in-line 8-cylinder engine, is one of about 225 cars and motorcycles selected to participate in the 62nd annual concours, scheduled for Aug. 19 at the Lodge at Pebble Beach, near Monterey, Calif.
For Ms. Dunning, who has owned the Packard for 63 years, participation in the event would be a milestone achievement in a life filled with them.
"I'm extremely excited, because this is the happening with cars," she said in a telephone interview from her home in Plymouth, Mich. "Pebble Beach is the crème de la crème."
Featured vehicles at the show this year include cars of the maharajas; the coachwork of the French company Saoutchik; the Mercer and Fiat marques; and German motorcycles.
"We're very excited to have her headed this way," Kandace Hawkinson, director of media relations for the concours, said of Ms. Dunning by telephone.


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Are you a new mom? Have you started reading the books and information about sleep but don't know where to start?
Join us for workshop focus on newborn sleep. Where you will have all your questions answered!
Small Pockets Boutique in Dallas has invited Sleep Happy back to host TWO classes in October because you wanted more info on SLEEP!
Tuesday, October 16th from 6:30pm to 8:30pm
Class Description: Become equipped with practicable tools to use with your newborn. This class teaches you how to take all the overwhelming messages parents are bombarded with today and use them to tailor the right approach for your unique baby and parenting style.
Come build your confidence in a positive and encouraging environment!
Registration is filling up, buy your tickets today!
Tuesday, October 16th from 6:30pm to 8:30pm


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Toy Boxes Overflow as Playgrounds and Wallets Empty
If you live in the U.S. and have a life experience similar to mine, you've probably spent at least a bit of time in a house or two where the children's toys have literally taken over the entire place.
Overflowing from the toy chest out onto the floor long before the first child ever reached the ripe old age of one, and subsequently sprawling out to every nook and cranny of the home in a tremendous avalanche of toy products, which have often been marketed with the "education" of those who play with them featured prominently on the box.
Of course, that doesn't keep them from being thrown in a heap with the rest of the stuff, waiting the liberation of the next yard sale or trip to the local charity for donation. And as grandparents, close family, friends, and assorted relations continually bring over heaping mounds of new ones to engage and entertain the youngsters for various holidays, Howard Chudacoff's new book Children at Play: An American History makes some interesting assertions.His central thesis is that "Kids should have their own world, and parents are nuisances," but he takes the time to quote a portion of another book which indicates that you can literally divide the history of play in America into two eras, "before" and "after" Mattel's decision in 1955 to advertise toys directly to children on national television 52 weeks a year by sponsoring The Mickey Mouse Club.
That led to all kinds of changes, not the least of which that the act of play itself was transformed from traditional forms like going outside and running around, or using your imagination to create toys from sticks while playing in places like playgrounds, to playing with pre-packaged, pre-planned toys that come equipped with a history and a mode of play already pre-destined indoors. And that, I think, has significant implications for the natural environment as well.
As the ever growing mound of new toys no one will ever really use takes over the home we are, of course, certainly not helping them to appreciate what they already have, or understand the fact that it actually takes energy and raw materials to produce them, or that it helps to contribute to global warming and resource depletion of the natural kind while we deplete our financial resources ensuring that they've got a shiny new toy "this week" in the process either.
I'm also willing to bet that there are more than a few children out there with little in their college savings account, but with thousands of dollars of unused toys just laying around on the floor as well.
In the interests of full disclosure, and with a significant number of nephews, one niece, some cousins, and even a few friends children on whom, occasionally, my wife and I have lavished gifts, I'll be making no claims of personal purity on this subject matter, though I will say that we've often moved in recent years to purchasing books and giving donations to the college fund in place of a new toy.
I will also not pretend for even a second that it won't be a real challenge to manage the influx of new toys as my own son grows up, as he certainly has all those same family relations as we do, and as they are some of the best friends and relatives one could hope for I do suspect that they'll most likely be reciprocating our generosity over the years. But I do, however, hope that in some fashion we can begin to find our way through this maddening onslaught of excess toys.
After all, I do suspect the kids already have far more than they'll ever be able to use in their lifetime, and they may not even notice a few less under the tree in favor of a new book or addition to the college fund. And who knows for sure, but just maybe a trip to the local playground is in order; I've heard there's no line forming to use the swing.
via:: The NYT


text: Dace Hotel in Male opened in 2011 and is located off one of the main shopping streets, Majeedhee Magu. All rooms at the Dace Hotel come equipped with Wi-Fi Internet, TV & Satellite, mini bar and safe deposit boxes. The room types available are Deluxe, Super Deluxe, Dace Suite and the Gaduvaru (penthouse)Dace Hotel has facilities such as a gym, Laundry service, hairdresser and spa. The hotel can also arrange Male city excursions as well as diving and snorkelling.


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If Kansas State football players had any doubts about the big-play abilities of Oklahoma State's Tyreek Hill, Wildcats head coach Bill Snyder erased them with seven words.
"He's the fastest guy in the world," Snyder said earlier this week.
Hyperbole? Of course. But it's not that much of an exaggeration.
Hill ran 100 meters in 10.19 seconds two years ago. It was the nation's fastest time in 2012.
That same year, he sprinted 200 meters in 20.14 seconds, a time that would have finished sixth at the London Olympics. Oklahoma State sent out information this week claiming that Hill's 200 time ranks first in college football history, while his 100 time ranks fourth.
Academic issues sent Hill to Garden City Community College, but he's now showing off his speed for the Cowboys. Not only does he serve as Oklahoma State's primary returner, taking two kickoffs to the end zone, coach Mike Gundy asks him to line up at receiver and running back. He is averaging 150.2 all-purpose yards.
"He is extremely fast and explosive," linebacker Will Davis said. "He makes guys miss that are two feet away just by running by them. We have to prepare for that as a defense and just be able to, hopefully, contain him."
The process begins by deciding how to handle kickoffs, the only time K-State coaches know where he will line up. Most teams have chosen to kick away from him or give up small amounts of field position with lofted and directional kicks. Others have kicked to him and paid the price.
Snyder said he will wait until game time to decide his exact strategy.
— Will Davis
"There's no doubt about his skill and his speed," Snyder said. "But they do a pretty nice job as far as protecting him, as well. You still have to deal with that. Those other 10 guys are doing something as well to give him a chance. They're motivated, because they know he has a chance to go the distance anytime he gets the ball in his hand."
Kicker Matthew McCrane thinks touchbacks will be important.
"We will be trying to kick past them or kick away from them," McCrane said. "If we can do that and just kick touchbacks, especially here in Kansas with the wind, that is what we are looking for."
K-State's defense isn't sure what it will need to look for. It simply knows it will constantly be looking. Oklahoma State moves Hill around more than any other player on its roster. He has caught a pass in all seven games and taken a handoff in six. Last week against West Virginia, he rushed for 80 yards on 14 carries and caught three passes for 26 yards.
The Wildcats are preparing for everything, even Hill lining up at quarterback. They don't want to get beat by the fastest guy in the world.
"From a schematic standpoint you always have to be aware of where he is on the field," Davis said. "He can line up at receiver, he can line up in the slot, he can line up at running back. They are always trying to get him the ball, so you always have to aware of where he is on the field."


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Video Gallery
We have curated a selection of videos to give you more information about Boroka Downs and the surrounding area.
A snapshot of some spectacular scenes you may see during your stay.
Venus Baths Walk is one of the spectacular walks nearby.
Borrow a Boroka bike and go for a cruise.


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Welcome to Mount MaryAre you ready to start creating? Your life is about to change. Check out this helpful list below to see what you need to know before your first day on campus.
Admitted Students' Next Steps
- Log in to your MyMountMary account.
- Complete your FAFSA and seek out additional scholarships.
- Submit your $50 tuition deposit to secure your enrollment. Your $50 payment should be made by cash, check or through CASHNet SmartPay.
*If paying via cash or check, you MUST include your first and last name and student ID number to ensure we are able to process your payment. Students can make electronic payments by logging onto their MyMountMary account, clicking on the CASHNet link, and following the instructions.
- Sign up for your placement assessments and Registration Day.
- Choose a meal plan for eating in the dining hall or a campus café.
- See why living on campus in Caroline Hall might be right for you.
- Check out our NCAA Division III Blue Angels sports teams.
- Purchase your textbooks from the Mount Mary Bookstore.
- Discover new experiences with our clubs and organizations.


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A bad credit score can be a hindrance to your achieving many feats, including home buying and employment. Not building a good credit is risky which is why you need to learn more about it.
Your credit history right from the beginning reflects on your credit score. It is possible to repair a bad credit but quite rigorous and slow. It is easier to just build a good credit score over time.
For beginners without credit history, this may be tricky but you are at an advantage.
- Establish a Credit: With no prior credit history, there are some legal ways you can establish credit.
- Get a secured credit card – You are however required to make a cash deposit which will also represent your credit limit. Though temporary, but it will help you get an unsecure credit card.
- Find a co-signer – There needs to be an understanding between you and the co-signer because if you fail to repay, the co-owner must. The co-owner should be someone with a good credit score.
- Authorized user – You can become some other card user's authorized user. Friends or family can give you access to their credit cards to help you build your own credit history. You are not legally bound to repay, but it is advisable that you do.
- Get a retail store credit card – You have a chance to show you can be responsible at handling money. You need this to reflect on your credit history, watch the interest rates on these cards though.
- Apply for student credit cards.
- Build Credit Without Credit Cards:
- Apply for student loans, auto loans or other personal loans to help you build credit. However, you must endeavor to pay up on time or else, you will incur a bad credit score.
- Mortgages for home buying and rents are also viable means of kick starting your credit history.
- Build Your Credit Responsibly: You do not want to adversely impact your credit score when you are building your credit history.
- Never miss a payment – Even if you can only advance the minimum payment, please do so rather than late payment. Your payment history is a crucial factor on your credit score. Timely payment of credits and bills reflect positively on your credit score.
- Borrow less – Do not borrow more than you can afford. Owe as little as possible and be responsible in your spending. Endeavor to have low credit utilization rate. Pay off your debt including mortgages when home buying. Don't move them around to avoid bad credit score.
- Open fewer new accounts – Do not fall into the temptation of opening numerous new accounts. It will lower your average account age.
- Check your credit reports – It is pertinent that you request for your credit report from any authorized agencies. There may be errors in your report which you need to dispute with the credit bureau. You will be able to measure your progress with knowledge of your credit reports.
As you build your credit –
- Get useful credit cards, manage them wisely and don't let them go unused.
- Leave your accounts open as this enhances your credit score.


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Dump Truck Hauling Service
Tandem and single axle dump trucks available to hire for that large or small job.
Bobcat Service
Our bobcat handles a range of duties from light clearing, building and repair of driveways, to loading trucks with dirt, debris, or other items for hauling away.
Grading & Clearing
With the addition of a track loader in 2001, we are able to go in and remove trees from a building lot, Prepare that lot for a foundation, cut in driveways, and any other project that a large loader might be needed for.
Snow Plowing & Ice Treatment
We are now able to plow snow from parking lots, put down ice melt or sand / salt mixtures to ensure that your experience in inclement weather is safe.


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PRODUCTS > Rope & Rope Equipment > Rigging > XCalibur Medium Bat Plate
For climbing, not a Vegas or pro sports final scam.
Price: $79.95 Qty:
Questions? | Quote | Email
The bat shape minimises height loss in complex rigging scenarios while generous radii allow direct attachment of textiles ropes and connectors.
XCalibur Medium Bat Plate
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Price: $5.25
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One of the younger exhibitors at Dairy Day is Mark Robinson who is making his debut in the event's show ring. Neil Ryder reports.
As a teenager Mark Robinson once considered a career in professional golf, but instead trained in agriculture and joined his family's dairy farming business in Nantwich, Cheshire.
This, in turn, led to an interest in Holstein genetics and showing cattle, with his next show ring appearance taking place at this year's UK Dairy Day.
Show ring success so far this year has included the breed championship and reserve at Nantwich Show, as well as the breed title at Royal Cheshire Show.
He says representing Team GB in Colmar, France, earlier this year with his heifer, Woodhey Atwood Sally, has been the pinnacle of his showing accolade to date. However, he stresses these successes have only been possible from a strong commercial base.
The Robinson family moved from a farm near Winsford, Cheshire, to Woodhey Hall, Faddiley, Nantwich, 17 years ago in response to urban development encroaching on their Winsford farm.
They moved with about 300 dairy cattle which they ran as a commercial herd averaging 8,000 litres. After five years, they formed a contract farming agreement with a neighbouring dairy farm business, which entailed the purchase of 160 full pedigree Holstein milkers averaging around 10,000 litres. Milking continued on the existing two farms until 2012, when both herds were brought together to improve efficiencies.
During this time Mark had finished school and completed a three-year course at Reaseheath College, Nantwich, before returning home to farm with his father Paul and mother, Ruth. Now 27 years old, living with his partner Jocelyn, Mark became a director of the family business, Woodhey Dairies, five years ago. Apart from the family the business has four full-time employees.
The introduction of the pedigree milkers were a turning point for the direction of the herd. Mark says he found the yields these cows were achieving and general cow type highly desirable and this sparked his interest in pedigree Holsteins. It was this which would also lead to his passion for competing in the show ring.
"When I started showing in 2007 I was coming last or nearly last in every class I entered but each time I learned a little more and gradually I crept up the placings winning some firsts and now even some championships. I am lucky in that I have the support of my parents and the team here at Woodhey, plus a good friend Tom Lomas, who helps me prepare and show the cattle. It gives all of us a little boost when we win," says Mark.
Woodhey Dairies now covers just over 405ha (1,000 acres) in a single block of land all grass apart from about 109ha (270 acres) maize and 51ha (125 acres) wheat. Wheat grain is milled and used for home feeding with the straw welcome for feed and bedding. As the dairy cattle are housed all year round, all the grassland is used for silage. Feeding is based on a grass and maize silage TMR ration, modified as necessary for different groups of cattle and supplemented by parlour fed concentrate.
The present dairy herd totals 640 cows with 500 followers. There are currently 550 animals milking three times a day, averaging 11,300 litres sold at 3.8 per cent fat and 3.1 per cent protein with a cell count of below 130,000.
"We are all year round calving with our milk being sold on a level supermarket contract.
"In 2012 we installed a new 64-point, fully computerised, rapid exit parlour. This now allows us to complete a milking in three hours including clearing and washing. Six months into our new parlour, we moved to three-times-a-day milking to increase yields and for better cow welfare, while enabling us to make better use of our investment", explains Mark.
"The parlour has an American style underpass below the parlour, this allows noise levels to be kept low in the parlour as all milk metering and other equipment operate here" he says.
Mark has an 'elite' group, currently 32 strong, which he selects from for showing.
"I look for cattle which have show potential within the main herd for my elite group. Using sexed semen has allowed me to produce more females from the best cows in my herd, benefiting the herd in both the milk tank and the show ring.
"The show cattle are fed and managed slightly differently from the main herd being housed on deep sand beds instead of the mattresses used for the main herd and fed additional hay for rumen development. In the weeks running up to a show, we aim to develop a routine where there will be as little change as possible between moving from the farm to a show. They are like Olympic athletes and need additional care to compete in the ring," he says.
Regarding breeding decisions, Mark selects a team of bulls in line with the herd's goals, and makes bull selections based on each individual cow's characteristics.
"The elite group are bred for show type. To me this means amazing udders with good attachment, wide square rumps, large body capacity, but still boasting plenty of femininity.
"For the rest of the herd we are breeding for more of a functional cow. She should still possess a solid udder and wide rump, but we are happy for these cows to be stronger and built for life in a large herd environment with large amounts of milk essential. Health traits are also heavily emphasised on, there is such a wide selection of bulls available these days there is no excuse for us not to be using a bull that isn't positive for the traits we want.
"All bulls used are genomically tested, with very positive results being seen so far in the herd. As for cow family's there are many different ones in the herd, such as the Adeens, Ambrosia, Roxy's, Lustre's, Destina (Raven) Spottie's, Jennifer's, Jazz and Pansy. All of these, we are keen to develop throughout the herd.
"Currently the best family we work with and have had most animals from are the Beattie's. Now 100 per cent Holstein, they have British Friesian roots. These animals just seem to last forever, with most of our 100 tonne cows coming from that line. We currently have one that's last three dams all made 100 tonnes of milk, and she is still working on her record so fingers crossed." says Mark.
"Because we want to grow our herd, we currently retain all Holstein heifers born on the farm for replacements. The lower performing percentage of the herd are bred to British Blue sires and sold to Meadow Quality providing us with a good cash crop which we can reinvest in the business" says Mark.
Mark chooses his show cattle by eye, but his keen interest in superior dairy genetics and use of elite genetics has been fundamental in growing milk yields and improving herd health.
He is quick to say cow performance is dependent on both management and genetics, hand in hand; an animal can only perform to its true genetic ability if managed correctly.
"Growing the herd's average yield from 8,000 to 11,300 litres is testament to this, our next short-term goal will be to achieve an average of 12,000 litres," he adds.
Mark says his last goal was to win a class at National Calf Show, which I completed in 2015 and his next goal is to win a milking class at a national show such as UK Dairy Day or UK Dairy Expo
He adds: "A bigger goal is to return to the European Holstein Show in 2019 and succeed near the top end of the ring. It is the most amazing atmosphere I have ever seen, it is just electric."


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United, the Post War Generation can prove ourselves a great generation, not just a great big generation.
Aging Services Summit Will Address Potential Impact of Federal Budget Cuts on Aging Populations
The negotiations in Washington over raising the federal debt limit are going down to the wire this month with potentially drastic budget cuts to programs that protect and serve older adults on the negotiation table.
Leaders in aging community services will travel to Washington July 18-20 for The National Association of Area Agencies on Aging (n4a) 36th Annual National Conference to discuss how the proposed budget cuts will impact our nation's exploding aging population.
Who Benefits?
Social insurance programs help people live more comfortably because they spread risk across the entire population of a nation. They make people and nations more safe and secure. Here's how. The one thing we can say for certain about life is that bad things will happen. After all, "Nobody gets out of here alive!" But […]
Can't Even Afford a Grandmother
First, I think I need to offer a disclosure. For thirty years I was a faithful, daily, cover-to-cover reader of the New York Times. I doubt the paper ever had a more loyal customer. About three years ago I began to notice that the paper was shot through with bias for the powerful and against […]


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An HM Coastguard helicopter landed at Links Terrace, Peterhead on Sunday afternoon.
A spokesperson for the Coastguard said crew had been asked by the Scottish Ambulance Service to clear a landing site to transfer a patient.
The helicopter landed in Peterhead at around noon.
Thanks to reader Kimberley Wilson for sending us this picture.


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Russell Miller
Russell Miller is an award-winning journalist based in Britain whose work has appeared throughout the world. He is the author of 15 acclaimed books, mainly biographies, including Bare-Faced Messiah. He has only been sued once – by the Church of Scientology.
Praise for Bare-Faced Messiah:
'An unsurpassably scathing study of money-mad, power-mad megalomania' Spectator
'Bare-Faced Messiah is not only the most comprehensive ever written about L. Ron Hubbard, it's also the most readable. This story about a brilliant but deeply flawed man who was determined to smash his name into history unfolds like an epic and ultimately tragic film' Tony Ortega
'A brilliant expose of Scientology's conman king' John Sweeney, author of The Church of Fear
'A testament to the gullibility of man in the face of the charlatanry of Scientology' The Times
'Admirably written, well documented and must have entailed a great deal of painstaking research' Sunday Times
'Hilarious and deeply unsettling…while scathingly critical of Hubbard and his church, Bare-Faced Messiah is, in fact, scrupulously fair' Maclean's
'Russell Miller did the groundbreaking work on Hubbard and the Church of Scientology that every future biographer relies upon' Lawrence Wright, author of Going Clear
'Miller does not theorise, nor even very often moralise. The reader must provide his own interjections, laughter and gasps of astonishment' Private Eye
'Bare-Faced Messiah… remains the best and most comprehensive biography of L. Ron Hubbard' Janet Reitman, author of Inside Scientology: The Story of America's Most Secretive Religion
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We wanted to take a moment and congratulate our fabulous artist Nic H. because she's just been promoted to Level II Artist.
Her education, experience and demand have brought her here and the buck isn't stopping any time soon. She's been a Level I Artist for 2 years and since then she's been certified as a curly hair expert with Ouidad and an Uberliss Keratin Smoothing Expert she is also a barbering educator through the Judith B Academy which is a program certified by the state to teach licensed professionals and distribute CE (Continuing education) hours
Nic is available on Sun,Tue, Thu and Fri
Check her out here:http://www.judithb.net/artists/nic/


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Experiential Learning
The Center for Business, Government & Society provides ample opportunities for applied and integrative learning. These transformative experiences enable students to immerse themselves in issues of interest at the intersection of business, government and society during their time at Tuck, while also serving as points of access to the broader world.
Fellows Opportunities
The many fellows programs enhance the academic experience through research and experiential learning opportunities and high-quality engagements with external thought leaders to identify career pathways and develop scholarship on issues that intersect business, government & society.
Center Ambassadors Program
The Center Ambassadors Program brings together students interested in engaging with the Center and joining a wider community of social impact change makers at Tuck. First piloted for the 2018-19 year, the Ambassadors Program seeks to scale a network of first and second year students who are interested in exploring issues at the intersection of business, government and society while contributing to initiatives at the Center.
Impact Investing
Co-administered by the Center for Entrepreneurship (CE), CBG&S empowers Tuck's future business leaders to identify investments that conform to social and environmental norms of a more sustainable global economy and contribute to the common good through a number of impact investing programs.
- The Impact Investing Learning Program (IILP) is a non-credit bearing introductory opportunity to learn the fundamentals of impact investing, including evaluating investment opportunities, measuring impact, deal sourcing, and due diligence.
- MBA Impact Investing Network & Training (MIINT) is an experiential lab designed to give students at business and graduate schools a hands-on education in impact investing. At the beginning of the academic year, Tuck students will form teams to source and conduct diligence on early stage impact investments. Students then participate in training modules around impact investing before competing on campus against other Tuck student teams. The winning team will proceed to the final competition against other leading business schools where they will present recommendations to a judging committee composed of industry leaders for a potential investment of up to $50,000.
- Tuck Social Venture Fund (TSVF) is an experiential learning program in impact investing where students have the opportunity to make direct investments in mission-oriented businesses with the potential to make a venture-like financial return. TSVF invests in enterprises with attractive risk-adjusted financial returns and a measurable social impact. In collaboration with CE, CBG&S advises and supports the student-led TSVF.
Tuck Builds
Tuck Builds was developed by a Tuck student and is run each year by second-year students with support from the Center for Business, Government & Society. This pre-term program is for incoming Tuck students and approximately 30 students volunteer for three local nonprofit organizations over the course of five days. Volunteer services include building projects for low-income communities and trails development and maintenance for public use. Evening programs with faculty, alumni, and community leaders focus on the issues affecting the community, key topics in community engagement, and pathways for becoming the difference in one's local community.
First-Year Project (FYP)
Tuck's core curriculum provides a solid foundation in management, quantitative skills, and leadership. The First-Year Project takes the learning experience outside the classroom. Local nonprofit organizations may propose a project of strategic importance in areas including marketing, finance, and business development for a team of 5 Tuck students to work on in the spring of their first year. Collectively, students contribute 40 hours per week for 10 weeks. Participating organizations receive thorough analysis and actionable recommendations. Past students have embarked upon various social sector and nonprofit FYPs to work on projects at the intersection of business, government and society. Projects included:
On-Site Global Consulting (On-Site)
OnSite Global Consulting (OnSite) is a second-year MBA elective course, operated through TuckGO, that offers professional quality consulting services to a host of worldwide clients and an extraordinary experiential learning opportunity for students. OnSite provides an entry point into real-time industry experience while serving organizations and nonprofits that do not have sufficient resources to address important initiatives. Past projects have included:
- The Sustainable Preservation Institute (SPI), a New York based nonprofit organization, asked Tuck to conduct a feasibility study and create a potential entry strategy into the country of Jordan. The Tuck team of 7 students and Professor John Vogel examined 35 archeological sites and conducted interviews with tour operators, NGOs, public officials, and tourists. The team ranked the sites via a newly created scorecard and recommended which ones SPI should pursue.
- The Vaclav Havel library named for the former Czech president was one of the client organizations involved with the Tuck Global Consultancy in Prague. A team of 7 second-year students and Allwin Initiative executive director, Pat Palmiotto, spent 3 weeks in the Czech Republic to gather data and provide recommendations on a wide range of complex philanthropic and organizational challenges aimed at rebuilding open dialogue which had been suppressed for decades under Communist rule.
Global Insight Expedition
Morris Weintraub Photography
Global Insight Expeditions (GIXs) bring together students and faculty in experiential courses that take place around the world. The aim of GIXs is to help prepare students to lead across cultures by immersing them in a new country. Each begins with classroom sessions on Tuck's campus. Students then spend March break traveling with a faculty member in a country outside the U.S. During travel, students interact with corporations, entrepreneurial ventures, nonprofits, governments, and local people from different walks of life. After the travel period, students complete a course project. Upcoming programs:
- TuckGO and the Center for Business, Government & Society are partnering for a course in Mississippi taught by professors Andrew King and Emily Blanchard, conceived by center fellow Thomas Allin T'17.
Exchange Programs
Spending a term overseas allows students to gain knowledge of a different culture's educational and business environment while enhancing their understanding of global business issues. Tuck's exchange partners are selected based on their reputations for excellence and their fit with the Tuck MBA curriculum, structure, and academic calendar.
More Experiential Learning
Please see Programs & Events, Student Organizations, and Research & Scholarship for additional student programs and experiential learning opportunities. For additional volunteer opportunities in the Upper Valley, connect with the Dartmouth Center for Social Impact.


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Minute particles of precious metals are apparently present in the waste flung at walls by humans, with trace elements of gold and silver found alongside the even more important phone-make-work elements palladium and vanadium.
Surveyors even suggest it might be viable to recover these trace elements, by sending small children and unpaid tech site interns into sewers with sieves. Actually no, the elements could be rescued from the sea of waste we shoot out every day while staring at our phones on the toilet via industrial leaching techniques, with the team claiming that to do so would have financial and moral benefits in helping mankind dump less metallic waste back into the environment to eventually kill everything.
It may happen, too, because researchers suggest the ratio of stuff-to-poo is high enough that they would be viable to recover were the mineral quantities discovered in more traditional rock deposits, with researcher Dr Kathleen Smith saying: "The gold we found was at the level of a minimal mineral deposit."
The team also explained how the precious stuff got there in the first place with: "There are metals everywhere -- in your hair care products, detergents, even nanoparticles that are put in socks to prevent bad odours." [Standard]
Image credit: Sewerage from Shutterstock


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COMMERCE, Calif. (Dec. 2, 2018) – Four newcomers represented the Caltech women's swimming & diving team at this weekend's 2018 Winter Invitational hosted by the University of La Verne.
On Sunday, grad student Danica Adams (Novato, Calif. / UC Berkeley) took sixth in the 200 Back Finals, but had the better time in her second-place prelimary run (2:06.76) where she became the new Caltech record holder by nearly six seconds. Freshman teammate Isabel Swafford (Boise, Id. / Boise) then competed in a 200 Back trial where she clocked in at 2:05.79 and got her fourth school record of the season, beating out Adams by nearly a full second. Swafford later swam the 100 Free Final that same day with her 53.70 good enough for a sixth-place finish.
On Saturday, Swafford, along with Adams got things started for the women's team in the 200 Free 'A' Final when Swafford swam a 1:56.75 and Adams touched the wall in 1:59.31 in the 'B' Final. Both swimmers really began to shine in the 200 Breast Finals, however where Adams' 59.43 netted her a second-place finish over third-place finisher Swafford (59.50), the newly minted Caltech record holder. Adams' time came within four-tenths of a second of Swafford's new record in the event. Additionally, freshman Isabella Dula (Tuscaloosa, Ala. / Maggie L. Walker) competed in the 200 Free and 100 Back preliminaries and freshman Yuying Lin swam for the Beavers in the 100 Breast prelims.
Head Coach Andy Brabson and the Beavers will return to the pool next year when they travel to the University of Redlands to meet the Bulldogs, in addition to Chapman on Jan. 12.
Follow and show support for your Caltech Beavers on Twitter (@CaltechBeavers), Facebook, YouTube and Instagram!


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A new report of river usage in the Flathead River system confirms what many had long suspected: That river use on certain sections of the rivers in peak summer months gets very busy.
A study of river usage in the summer of 2017 found that just below Moccasin Creek on the Middle Fork of the Flathead, on average, 136.5 watercraft hit the river per day. In August, that number dropped to about 93.3 watercraft per day. All told, 5,411 watercraft floated the river below Moccasin Creek in the 60 days that the counter was up, the study found, with an average of 867 floaters taking to the water per day in July and about 573 per day in August.
The busiest day ever came in August, the study found, with 1,195 people counted floating the Middle Fork below Moccasin.
All told, 5,411 watercraft were counted below Moccasin in 60 days, while 6,307 were counted below the Quarter Circle Bridge on the lower portion of the river, which runs through a canyon en route to its confluence with the North Fork at Blankenship, but it doesn�t have any whitewater. The Quarter Circle count, however, was 38 days longer than the Moccasin.
The numbers make sense � the roughly 7.5 mile stretch from Moccasin to West Glacier is where the four raft companies in West Glacier take the bulk of their clients in the summer months. The lower Middle Fork is also a popular spot for raft companies as well, where as families and guides float that stretch for scenic, but less adventurous, beauty.
The upper North Fork of the Flathead was much quieter.
Counters near Ford Cabin recorded about 31 rafters per day, about 20 per day at Wurtz cabin and about 22 per day at Polebridge. In August, the numbers were lower, with 14 per day at Ford, about 4 per day at Wurtz and 5.6 at Polebridge.
Fires were burning in Glacier National Park by August 2017, but the study found air quality didn�t seem to bother rafters.
The data was collected using game cameras from 7 a.m. to 9 p.m. hidden along the bank of the river at each location. The crew then analyzed the frames to determine the number of craft, the number of people and whether they were commercial rafts or not, though the final report doesn�t distinguish between commercial use or private use.
The study was conducted by Iree Wheeler, Douglas Dalenberg, Jennifer Thomsen and Wayne Freimund of the University of Montana College of Forestry. Freimund, however, now teaches at Clemson University.
Data will continue to be collected for the next several years with more counters in place in more locations on the river system.
The 2018 data is not yet available. The report notes that it took about five months to go through all the footage and compile the data and despite efforts to camouflage them, one camera was stolen.
The study was paid, in part, through a grant from the Glacier National Park Conservancy.


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Pan LHIN
The North West LHIN's Patient Portal endeavours to empower patients and their families to participate directly in the care they are receiving. This tool facilitates secure communication of personal health information between health team members regardless of which organization they work in. It also enables the patient to directly communicate with their care team for things like appointment confirmations, questions and medication refill requests.
Acting as a portable health record, accessible wherever the patient is receiving care, the Patient Portal can contain information such as an up to date medication list, a care plan, health education, lab results or other clinical results. The records can be a place for the patient to self-report information like their weight, blood sugar or blood pressure. This record remains in the possession of the client and can be accessed on smart phone, tablet or computer. The Patient Portal remains available when the patient moves communities, has to travel for employment or even if they are on vacation. Family members and informal care givers can be authorized to communication with the health team and ask questions. Health professionals can "broad cast" messages about upcoming programs or clinic holiday hours.
Initially piloted for use with Health Links patients, this tool is now more broadly available for use by clinicians across Northwestern Ontario. Some of the organizations who are trialling this innovative technology include CCAC, Norwest CHC, Dr. Baboolal – Paediatrician, Manitouwadge FHT (Health Links Program), Sioux Lookout Meno Ya Win Health Centre Diabetes Program.
This project will be evaluated in early 2017 for its potential and proven value to the health system.
This site maintained by the Local Health Integration Network. Copyright information: © Queen's Printer for Ontario, 2014


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Swish Jr.
$ 13.00
A great card game! Players race to find "Swishes," two or more cards layered so every shape fits into its matching outline. Mentally flip, rotate, and stack the transparent cards to make as many Swishes as you can. A great game for your camper to play with his cabin mates and friends. Comes with pouch to store cards. Ages 5 and up.


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- Two diners at a Gordon Ramsay restaurant in Las Vegas were treated for burns after ordering a flaming cocktail called the Rum Donkey.
- Caesar's Entertainment issued a statement saying they were removing this drink from the menu "out of an abundance of caution."
Two people enjoying specialty flaming cocktails at Gordon Ramsay Hell's Kitchen at Caesars Palace Las Vegas were injured by their drinks and sent to the hospital on Thursday, reported 13 Action News.
Local Las Vegas news site Vital Vegas first reported the incident on Twitter:
—Vital Vegas (@VitalVegas) August 3, 2018
The Las Vegas Review-Journal reported that the drink, called a Rum Donkey, contains Cruzan single barrel rum, Falernum, brown sugar, ginger beer, and torched passion fruit.
It has since been removed from the menu, Caesar's Entertainment said in a statement to KLAS-TV. The hotel chain confirmed the incident in the statement, saying, "Unfortunately, two guests were injured at Gordon Ramsay Hell's Kitchen at Caesars Palace last night. We stand ready to provide any assistance they may need to help them through this difficult time."
Las Vegas Locally tweeted a picture of the alleged cocktail:
—Las Vegas Locally 🌴 (@LasVegasLocally) August 4, 2018
INSIDER has reached out to the Gordon Ramsay Restaurant Group regarding this incident, but did not immediately hear back.
The restaurant, which opened earlier this year, is based on Ramsay's namesake show and serves dishes like "Eggs in Purgatory" and sticky toffee pudding.
Sign up here to get INSIDER's favorite stories straight to your inbox.


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Photo Coverage: Rosie O'Donnell Honors Nancy Coyne et al. For Rosie's Theater Kids
Last night, September 19, Rosie O'Donnell hosted a special event honoring Nancy Coyne, CEO of Serino Coyne, Ruth Ponturo, Teacher/Choreographer and Marva Smalls, EVP of Public Affairs & Chief of Staff to benefit Rosie's Theatre Kids Foundation. The evening featured performances from Rosie's Theater Kids and Aaron Neville, a live auction hosted by Z100's Elvis Duran and Rosie, and more.
BroadwayWorld was on hand for the event and brings you photo coverage of the red carpet below!
Rosie's Theater Kids is an arts education organization dedicated to enriching the lives of children through the arts. Using professional teaching artists, Rosie's Theater Kids offers classes in dance, music, and drama, and a professional theater experience for children who might otherwise not have the opportunity. Our goal is to inspire excellence, motivate learning, uplift the human spirit, and to instill a lifelong appreciation for the arts.
Photo Credit: Peter James Zielinski
Nancy Coyne, Rosie O'Donnell, Marva Smalls and Ruthe Ponturo
Rosie O'Donnell and Ruthe Ponturo
Marva Smalls and Rosie O'Donnell
Nancy Coyne and Rosie O'Donnell
Peter Marc Jacobson, Rosie O'Donnell and Fran Drescher
Peter Marc Jacobson and Fran Drescher
Fran Drescher, Natasha Lyonne, and Rosie O'Donnell,
Elvis Duran
Gayle King and Rosie O'Donnell
Alex Carr, Giosue Pugliese, Rosie O'Donnell, Assemblyman Matthew Titone, and Radio Host Elvis Duran
Giosue Pugliese, Elvis Duran, and Matthew Titone
Rosie's Kids
Rosie's Kids
Rosie's Kids
Cynthia Nixon and Rosie O'Donnell
Carolina Bermudez
Elvis Duran and Carolina Bermudez
Brooke Elliott and Rosie O'Donnell
Rosie O'Donnell and James Ransone


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Davy Private Client are understood to have put together a group of investors who invested about €20m in funds managed by private equity firm Silver Lake Partners. Silver Lake was one of the biggest supporters of Alibaba, pumping about $825m into it in a number of tranches over several years.
The company has made about $4.6bn profit after Alibaba listed on the New York Stock Exchange last Friday.
Shares in the company jumped by more than a third within minutes of going public. The shares closed at $93.89 after opening at $68.
The Irish investors that were assembled by Davy are thought to have numbered in the "tens rather than hundreds".
The consortium put in about €20m into the Silver Lake fund, which also invested in another Chinese retailer – JD.com.
JD.com went public in May and the move has been a success so far.
That firm's shares priced at $19 a share when it began trading. Those shares had since gone up to $28.35 by the close of trading last Friday.
Alibaba was one of the biggest listings in history, valuing the firm at $231bn.
Article Source: http://tinyurl.com/kbwqb42


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Relaxed Does Not Equal Unprofessional
The women in the above photo, if they were wearing these outfits to an office, would quite obviously be working in a casually dressed work environment. Imagine, for a moment, where these women might work. Google, perhaps? Or Groupon? Maybe a tech startup in Silicon Valley or a small magazine or fashion PR house in New York? It's easy to imagine these outfits fitting into those kinds of places.
You might ask why I'm talking about these outfits. It's to illustrate a point I heard this weekend in a story that truly made me laugh. I was happy to spend the day with a phenomenal group of women and girls mentoring at Step Up Women's Network, talking to high school seniors about resume and cover letter writing. In that room were two recruiters who work for a large tech company. This company is known for its "relaxed" environment. Staff members dress casually, much like the women in the photo above. One of these tech recruiters told us that, more than once, emails applying for positions with this company were addressed "Yo!" or another incredibly casual greeting. Their response? Toss those puppies in the garbage!
In the kind of job application environment we live in, you must tailor your submissions to the kind of company you're applying for. But there's an important point to make here:
Just because a company has a casual or relaxed environment doesn't mean you can be unprofessional in your approach to that company.
It is possible to be relaxed and professional, to be casual and professional. And when you're applying for a job, interviewing, and going through the process, you have to be professional – 100%. A few "must's" in the process:
- Always address HR staff professionally both in email and on the phone, no matter the company's culture.
- Wear a suit to the first interview at least! If, after the first interview, you truly feel you can dress down a bit, you could consider it, but don't assume it up front. Instead, wear a brightly colored scarf or shoes to spice up your look.
- Follow up appropriately, not via text or Twitter, no matter how big on social media that company or the individual interviewing you might be.


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U.S. News & World Report: "Gary Johnson Sues To Get Into Presidential Debates"September 24, 2012Posted in Blog, News
By Kenneth Walsh
Libertarian presidential nominee Gary Johnson has filed a lawsuit to win a spot in the presidential debates that start in Denver on Oct. 3.
It's unlikely that he will succeed, but Johnson argues that the private Commission on Presidential Debates, along with the Democratic and the Republican parties, are unfairly blocking him from participating. Only President Barack Obama and GOP challenger Mitt Romney are being allowed to debate.
"Someone has to stand up and call this what it is—a rigged system designed entirely to protect and perpetuate the two-party duopoly," says Johnson spokesman Ron Nielson. "That someone will be the Johnson campaign."
Johnson is currently on a national tour of college campuses as he attempts to energize the youth vote on his behalf. He is trying to tap into the support among young people enjoyed by Texas Rep. Ron Paul, the libertarian-conservative who unsuccessfully ran for the GOP presidential nomination this year.
Even if his lawsuit fails, it could help Johnson gain publicity and maximize his potential on Election Day. Johnson favors deep cuts in federal spending and power, along with withdrawal of U.S. troops from abroad, including Afghanistan. If he can boost his support in a handful of battleground states, he could have an impact on the race by taking votes from the major-party nominees, especially Romney, who is also trying to appeal to less-government conservatives.
The commission has declared that the debates are limited to candidates who are constitutionally eligible to hold the presidency; have achieved ballot access in enough states to win a theoretical Electoral College majority in the general election, and have the support of at least 15 percent of the national electorate as determined by five polling organizations selected by the commission.
Johnson falls short in the polling category. The survey gives him support in the mid- to low single digits nationally.
But Johnson, who is a former two-term governor of New Mexico, argues that the commission and the Democratic and Republican parties are colluding to exclude the Libertarian Party from the debates. He says this amounts to a violation of the Sherman Anti-Trust Act because the collusion limits competition and causes injury to both the American public and Gary Johnson.
Johnson has filed the federal anti-trust lawsuit in a U.S. district court in central California, where Libertarian vice presidential candidate Jim Gray lives. Gray is a former California judge.


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Strategix—the leader in practice building strategies—helps dental teams identify, integrate and implement systems to gain consistency and deliver a seamless and satisfying experience with every patient interaction.
No two people are alike. Nor are their Dental Practices. Our programs have been designed to address every facet of your practice from human resource tools that help you attract, develop and retain the best teams, to operational systems that build Practice Prosperity. Every program can stand alone and target specific areas for improvement, or can be woven together to create a comprehensive optimization program that positively transforms your people and processes.
The following are brief descriptions of the key Strategix services:
Practice Diagnostix – Assessment of Key Success Factors
This objective and thorough assessment highlights key success factors for your practice by evaluating your current strengths and weaknesses. We gather and analyze subjective (interviews), objective (statistical and financial) and observational data, provide a written report, and discuss our findings and recommendations with you.
Strategix Summit – Build a Strong Foundation
This customized, two-day, facilitated session ensures the creative exchange of ideas, concerns, desires, and solutions in an interactive, constructive environment. You will leave with articulated Vision, Mission and Values statements and a clear strategic plan with tactical steps, accountabilities and timelines. Most importantly, you and your team will leave empowered, with a renewed passion for building your ideal practice!
Team Building Summit – Build Your Committed Peak Performance Team
During the Team Building Summit you will learn how to leverage your competitive advantage by developing strategies to take your team from good to great. By inspiring your team to create magical experiences for your patients you will increase your bottom line and optimize your practice. This highly interactive program gets everyone on board; profit is just one of the rewards you'll get for creating a motivating fun place for your team to work!
Customer Service Summit – Create Priceless Patient Loyalty
In this session your team will be provided with the strategies, practical tools and inspiration needed to turn patients into loyal guests who wouldn't dream of going elsewhere! The Customer Service Summit will enable your team to repeatedly create magical experiences for your patients, putting you in a Category of One!
Mastering Treatment Coordinating – How to Increase Your Case Acceptance
Booking more treatment (sales) is the biggest factor to increase profit and efficiency, yet receives the least amount of training. This program will provide you with the steps to increase your success. The more you align your service with what your patients want, the more they will say YES and refer others!
Practice Dynamix – 12, 24 and 36 Month Consulting Program
The ongoing consulting and development program optimizes your practice from top to bottom. The work you do is challenging, practical, full of fun and laughter and is immensely powerful and effective at achieving results.
Your experienced Strategix consultant meets with the leaders of your practice as well as the entire team at regular intervals. The Team Forums include diagnostic tools, skill building, best practices and a focused action plan for success. By discovering and refining strategies and systems you ensure your team provides exceptional care of your patients.
Continually integrating and deepening learning over time builds and sustains momentum and translates that energy and growth into Practice Prosperity™. Practice Dynamix can include some or all of the following modules which have been designed to help your practice move to the next level.
PracticeLogix –Team Handbook to Optimizing Operations
Structure, hone, and document all of your procedures to create consistent service delivery, eliminate redundancy, and increase productivity. Your customized manual provides proven policies and procedures as well as forms that capture and organize your existing systems.
TeamLogix – Your HR Process
This turnkey human resource system, complete with manual, will provide you with step-by-step processes and tools for everything from hiring to training, evaluating, and retaining star team members.
PerioLogix – Build a Profitable Hygiene Department
This comprehensive program addresses one of the most critical areas of your practice—your hygiene department. Together we fine-tune everything from how your hygiene services are delivered, to how to ensure your patients are committed to an ongoing perio program.
Coaching Trax – Guidance for Practice Leaders
Our expert consultants provide insights and guidance to the practice leader with an emphasis on staying on track to ensure you accomplish your strategic objectives. By honing your leadership skills you will achieve the best from both yourself and everyone on your team.
Performance Metrix – Measuring the Health of Your Practice on an Ongoing Basis
These reporting tools help you systematically track and measure the factors that impact your practices' performance.
Our newsletter will bring you articles, quotes, surveys, strategic tools and hopefully some chuckles.


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For retail, the future is now.
By 2019, luxury consumers will be able to use mobile pay everywhere, buy products directly from Alphabet (GOOGL) - Get Report unit Google's search feed, receive personalized offers from retailers, and play with augmented reality tech in physical stores, according to a panel of luxury digital experts at a conference Wednesday, Oct. 18.
"There's a lot of information out there," said Allegra Farina, a marketing director for Proenza Schouler, a private equity-backed luxury handbag company. "We're all razzle dazzled by the next new thing, if it's VR, AR [augmented reality] or AI."
But for Proenza Schouler, whose customers lean young and affluent, the most obvious area of innovation is mobile pay, Farina said at the Luxury Interactive conference in New York City Wednesday.
"What we're really testing are things we can apply with technical application, like two-tap purchase on mobile," she added. "It's simple, low-hanging fruit."
Mobile payment is slowly but surely making its existence known by stores and consumers alike. USA Technologies (USAT) , for instance, is a publicly traded company that specializes in cashless tech that saw its shares increase by more than 45% this year. In China, consumers have already paying for items using WeChat, an all-encompassing social media app.
On the high tech side, augmented reality is hugely anticipated. Augmented reality refers to technology that simulates images onto reality, so in a retail setting, this could be mean an app that overlays 3D models of products on the real-time feed of a camera--something that IKEA is already using. Sephora, owned by LVMH Moët Hennessy Louis Vuitton SE, also has an app that allows users to "try on" makeup by layering visuals over the user's image.
- The Future of Luxury Shopping Is Simplicity, and One Macy's Brand Is All Over It
- Etsy Fires Executives as It Looks to Strike a Balance Between Tech, Retail
- Alibaba Building Its First Mall, Looking to Revolutionize Retail
According to Liana Thompson, a senior director of e-commerce for Tiffany & Co. (TIF) - Get Report , search engines will soon allow shoppers to buy a product directly through Google's search feed without having to visit any website in particular.
She also said that on the back-end for retailers, e-commerce integration will play a bigger role in attracting customers. This could mean using predictive analytics, which are a set of data analysis tools that collect consumer behavior history and trends.
A predictive analytics firm could find a customer who have spent a small amount of money in the past and tell the retailer, "they've only been able to spend a small amount of money here in the past, but we think they might be open spending more in the future, and here's when," Thompson explained in the panel.
A recent survey by Forbes Insight and commerce marketing platform Criteo (CRTO) - Get Report surveyed more than 500 marketing execs and found that four out of five retailers already include customer data as part of their business strategy, but only about 60% said they are successful at collecting, analyzing and using customer data across different channels.
Data, already, is a matter of life and death for retailers, according to Criteo CEO Eric Eichmann. "But in general retailers are way behind when it comes to data."
"Their marketing dollars need to perform a lot better than they are today," he told TheStreet in a previous interview.
More of What's Trending on TheStreet:
- Dylan Ratigan Talks Global Sustainability With Jim Cramer
- Google's New Pixel 2's, Smart Speakers, Laptops and Headphones Reviewed
- Why Walmart's Grocery Business Won't Get Destroyed by Its New European Rivals
- Apple Just Opened Its Most Ambitious Store Ever: Photos
Editors' pick: Originally published Oct. 18.


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My name is John Bougiamas and this is the story of this website.
It was way back in 1997 after I had just started one of the earliest iterations of what was to become 360 Consultants when myself and several of my colleagues decided we wanted to find a spot to wind down after a long week as "tech entrepreneurs".
Having lived in Syosset on and off since 1984 I was very familiar and in love with the hamlet of Oyster Bay where I remember many times riding my bicycle to the village, walking my dog in Roosevelt Park or going to the beaches. Oyster Bay was more than a pitstop to Bayville or Centre Island for me, it was a destination.
We decided on Canterbury Ales as our "Cheers" and spent the next 9 months networking, eating and drinking (one of our party even took part in the CA Satin Jacket Passport, though he never did get his jacket). As the winter turned into spring and fall I rediscovered walking along the downtown of Oyster Bay and the history of this beautiful hamlet and decided to build a website dedicated to the village. Thus this site was born.
At that time (1998) the official government entities (town and hamlet) did not have a official web presences and my site became the defacto source for all things Oyster Bay. Our "news" consisted of links to the Guardian and the Enterprise-Pilot (some things never change) and we did expand our search area to the larger communities of Centre Island, Bayville and Cold Spring Harbor, but ultimately our focus was and continues to be the hamlet of Oyster Bay.
This is the 4th Redesign of the Website. I have the 2nd and 3rd iterations, but no longer can locate the files for the first site. If you look at the wayback machine, this site went live on December 12, 1998. Now I believe we were actually up a little bit earlier than that but for our purposes our anniversary will be every December 10. This coincides with my son Theodore's birthday and will make it easy to remember and celebrate.
I hope you find this site a helpful resource and if you are ever in town and see me tooling around town in my Jeep Wrangler, say hey there John, I saw your website!
From the desk of John Bougiamas
March 12, 2015