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FRANKFURT (Reuters) - Deutsche Bank (DBKGn.DE) on Thursday downplayed the idea that a deal with cross-town rival Commerzbank (CBKG.DE) could materialize soon, after Bloomberg reported that top shareholders had been consulted about a potential tie-up.
Deutsche Bank's supervisory board chairman, Paul Achleitner, had consulted top shareholders and German government officials about merging with Commerzbank, Bloomberg reported earlier on Thursday, citing people familiar with the matter.
"The Chairman of Deutsche Bank is asked constantly about this matter. His answer is always the same: 'All the pro and contra arguments can be read in analyst reports and the media'," a spokesman for the bank said in written comments. "He sees no reason to actively raise this issue."
Deutsche Bank, Germany's flagship lender, is searching for new avenues of growth after it was forced to retreat from a strategy of trying to build a global investment bank.
There are currently no formal discussions between Deutsche Bank and its cross-town rival, and any such move is not imminent, Bloomberg said, adding that stakeholders are being consulted about a possible deal down the road.
A key obstacle is Deutsche Bank's depressed share price, with investors telling Achleitner that they don't want a merger with Commerzbank at the moment because it would be highly dilutive and potentially trigger a capital increase and hefty write-downs, Bloomberg said.
Spokespeople for Deutsche Bank, Commerzbank and the German Finance Ministry all declined to comment.
The German state, which now owns a stake of 15.6 percent in Commerzbank, will play a key role in deliberations about a deal between Germany's biggest lender and its cross-town rival.
A decade ago, Germany took a 25 percent stake in Commerzbank as part of an 18.2 billion-euro ($21.5 billion) bailout during the financial crisis, with Germany seeking to whittle down its stake over time.
Now Berlin politicians worry about incurring taxpayer losses on the stake, for which the German government paid an average of around 26 euros a share.
Deutsche Bank shares closed at 9.61 euros on Thursday, while those of Commerzbank closed at 9.47 euros.
Deutsche Bank's investment banking arm will bear more than half of the group's planned cost cuts, its chief financial officer said on Wednesday, as he admitted that the lender would continue to lag peers in the second quarter.
Additional reporting by Christoph Steitz and Edward Taylor in Frankfurt and Tom Koerkemeier in Berlin; editing by Alexandra Hudson, Larry King


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This is a real quick, easy-peasy recipe for you busy women. Your own chicken pot pie will be real comfort food, especially on these chilly winter days.
I made this recipe up out of desperation awhile back, loved it and try to make it often. You do NOT have to purchase the items from Trader Joe's, the broasted chicken from Costco, or have a pre-made pie crust in the freezer as I did; but feel free to duplicate from elsewhere, remembering the point here is to make something that tastes like you've slaved for hours in short order!
1 large ONION (bigger the better)
1 BROASTED CHICKEN from Costco
2-16 oz. bags frozen Trader Joe's VEGETABLE MELANGE
2-16.9 oz. jars Trader Joe's ALFREDO SAUCE
1 or 2 4-oz. cans SLICED MUSHROOMS
1 pre-made, frozen PIE CRUST, thawed
Remove pie crust from freezer and place in the refrigerator to thaw THE DAY BEFORE.
Pre-heat oven to 375 degrees.
Remove all meat from your broasted chicken, cut up into chunks the size you like, and have ready in a bowl.
Chop large onion, fry in a big fry pan or dutch oven in 2-4 Tbsp. real butter ("One can never have enough butter"~Julia Child) over medium heat until translucent.
Cut open two bags TJ's Vegetable Melange (which contains more butter!), pour into pan mixing with onions, stirring until just thawed (not over-cooked) and vegetables are a bright color.
Pour in the two bottles TJ's Alfredo Sauce (getting every last bit out with a spoon), stir until all is coated and warmed nicely.
Add one or two 4-oz. cans sliced mushrooms, incorporate. You can add fresh, sliced and fried gently in butter mushrooms if you like, but this takes away from the easy and fast aspect.
Stir in chicken chunks and bring it all to a warm stage, but not so it bubbles. I guess I have a horror of overcooking things!
Have a clean casserole dish ready that will hold the pie filling comfortably, to within 1"-2" from the top. Pour it in, level off.
Roll out pie dough on floured surface so that it is 1"-2" wider than the casserole, lay over top, crimp edges, cut several steam holes in middle (see photo), and place in a pre-heated 375-degree oven for 20-30 minutes until the crust is golden brown (keep a watch). Since ovens vary so greatly, I do underline that you check toward the end of the baking time. I also think it wise to place casserole on a middle rack and place on a lower rack a cookie sheet just in case your pot pie oozes a bit.
To serve: Because there is no bottom crust, I often serve my pot pies in a bowl. Dip into the steaming yumminess, close your eyes, and enjoy!
This recipe is definitely a keeper.
Like you.

subset: commoncrawl


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There is a quote by the mystic poet Rumi that goes, "Out beyond ideas of right doing and wrong doing, there is a field: I'll meet you there."
I am interested in that field. I am interested in the freedom of that open space. I want to breathe that oxygen. In it there is no fear or shame or guilt or the word "should." It simply opens its spaciousness to us. Calls forth the possibility of what we can create there.
What do you create? I don't mean the nouns of your life. I create books, for instance. Those are my "nouns." But behind that, I create the intention to live at the intersection of heart and mind and craft that is writing. It's the intention behind our thoughts and behavior and achievements which guides us.
What is your intention? Is your intention to be happy? As much as we are quick to say, "Of course I want to be happy," I find that we tend to cling to our pain. That we dwell in the victim stance. And that we are daunted by Rumi's field of freedom. Suffering becomes, in so many cases, our normal.
I propose a different paradigm. And it has to do with the present moment. How do we go out beyond ideas of right doing and wrong doing and should, and open our arms and hearts and souls to that wide open place of freedom? What gets in our way?
Usually, it's one thing. Us. We get in our own way. We block the flow of freedom which is so available to us. We say no instead of yes. Why? Because we're scared. We have blind-spots. We can't believe in our own power. We'd rather stay small and afraid because…because…why?
Broken down like this, it's hard to see the answer, isn't it. I think it has to do with the pay off for saying no. "See the world has done us wrong. See what happens when I try? I just get shot down. See-see-see." We choose our world of hurt and call it home so that we can play victim. So that we can be "right."
Outside of right doing and wrong doing, what's there? The present moment. What is it to live in the present moment? We hear about it all the time, whether in church, or yoga practice, or athletics, or a meditative walk in the woods…but what is it like to commit to exiling those thoughts about past and future which take us out of our present moment– moment by moment, no matter what it is that we're doing?
For me, it begs the question: what can I create? I can create my moment with the intention of bondage. Victimhood. Misery. Or I can create my moment with the intention to be free. To run wild or just wander around quietly in Rumi's field. To be exactly who you are. And to have it be easy.


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Mitter, J.
1. (after stating the facts down to the decision of the Privy Council, continued),-Hurro Kinkurry Dabia, on the 4th January 1880, conveyed away to the respondent her right, title, and interest in the subject-matter of the suit, etc., and made over to him the certified copy of the decree made in appeal to the Judicial Committee. Previously, however, she had produced this certified copy in this Court, when she made an application in the matter of security for costs which she had given in the Privy Council appeal proceedings. A copy of this certified copy of the final decree of the Privy Council is on the record of this Court.
2. The appellant before us then made an application to this Court setting out all these facts, to be allowed to execute the decree of the Court of first ^instance as restored and affirmed by the Judicial Committee of the Privy Council. The respondent raised two objections,-first, that the application was not accompanied by a certified copy of the decree of Her Majesty in Council, as it should have been under Section 610 of the Civil Procedure Code; and secondly, that the appellant, under the peculiar circumstances of the case, ought not to be allowed to execute the decree, until she establishes her rights to a share in the property in dispute in a regular suit instituted for that purpose. The learned Judge of this Court, before whom this application was brought on for hearing, being of opinion that there was no force in the first objection, inasmuch as the defendant himself was in possession of the certified copy in question, disallowed the application upon the second objection. Under Section 15 of the Letters Patent, this appeal has been preferred against that decision. A preliminary objection has been taken to the hearing of the appeal, on the ground, that an order passed under Section 610 of the Civil Procedure Code is not a judgment within the meaning of Section 15 of the Letters Patent, and is therefore not appealable.
3. I am of opinion that this objection is not tenable. In the first place, whether the function of this Court under Section 610 be judicial or not, the learned Judge who has disposed of the appellant's application under that section has passed a decision disposing of it judicially, considering that, under that section, this Court has no judicial discretion to exercise, but is bound to transmit the order of Her Majesty to the Court which made the first decree, yet that was not done in this case. The learned Judge who heard that application has exercised his judicial discretion under Section 231 of the Civil Procedure Code, and the order passed by him is therefore a judgment within the meaning of Section 15 of the Letters Patent, and is accordingly subject to appeal.
4. It has been said that this Court has no jurisdiction under Section 610 to decide any question between the parties, and that as the learned Judge who disposed of this application has assumed a jurisdiction not vested in him, his order is not open to appeal in the same way as any other order passed in strict conformity with that section. Assuming that the order which is the subject of this appeal is not in accordance with Section 610 (which is by no means clear to me), yet, it being a judgment by which the learned Judge, in the exercise of his judicial discretion, refused the prayer of the appellant, is, in my opinion, appealable under Section 15 of the Letters Patent; see Dyebukee Nundun Sen v. Mudhoo Mutty Goopta (I. L. R., 1 Cal., 123; s.c., 24 W. R., 478).
5. The next question is whether, under the circumstances of this case, the appellant is entitled to an order from this Court under Section 610 transmitting the decree of Her Majesty to the lower Court to execute and enforce it. It is true that the certified copy of the decree which the appellants to Her Majesty's Privy Council obtained is not in the record, and cannot, therefore, be transmitted; but a copy of that certified copy is on the record, and the copy itself is in the possession of the respondent. Under these circumstances, the learned Judge in this Court was of opinion, that the apellant had sufficiently complied with the provisions of Section 610. No appeal has been preferred against this ruling. We cannot, therefore, re-open this question. Besides, it seems to me that there may be cases in which great injustice would be done, if it were to be held that, under no circumstances, would this Court transmit a copy of a certified copy of the decree of the Privy Council under Section 610. Suppose the certified copy obtained by a party is lost for no fault, negligence, or laches on his part, and it is impossible for him to obtain another certified copy from England within the time allowed by law to execute the decrees, would the decree-holder be entirely without any remedy? It would be unjust to hold so. But be that as it may, in the absence of any cross-appeal on the part of the respondent, we are bound to accept upon this point the ruling of the learned Judge who disposed of the appellant's petition under Section 610 in the first instance.
6. That being so, it seems to me that there does not exist in the circumstances of this case any sufficient reason which would warrant us in refusing the appellant's prayer. It is true that the decree was passed jointly in favour of the appellant as well as Chundra Moni, whose interest probably is now vested in the (defendant) respondent. Because the appellant's co-plaintiffs chose to convey their interest to the defendant, it does not follow that she should be left to have her rights determined in a regular suit-Suppose out of 100 persons, jointly holding a decree, one of them, whose interest is very small, were to assign it over to the defendant, would it be just to drive the remaining 99 persons to a regular suit to have their shares determined? Besides, I do not see why the Court executing the decree should be held incompetent to determine the question of shares, under Clause (e) of Section 244 of Act X of 1877, with as much facility and finality as the same Court in a regular suit. The defendant says, that since the decree was passed, he has acquired the interest of one of the joint decree-holders. The question that then arises between him and the remaining decree-holder is one that seems to me to come both within the spirit and letter of Clause (e) of Section 244 of Act X of 1877-see Wine v. Moulvie Abdool Ali (7 W. R., 136). I would, therefore, grant the prayer of the appellant, and direct the Privy Council decree in question to be transmitted to the Court which made the first decree to be executed according to the provisions of Section 610 of the Code of Civil Procedure.
White, J.
7. This is an appeal against an order of the learned Judge in the Privy Council Department refusing the application of Kally Soondery Dabia, as guardian of her infant son, Shurut Chunder Lahiri, to transmit for execution by the Court of first instance a decree made by Her Majesty in Council.
8. Kally Soondery Dabia's infant son is one of the plaintiff's in the suit which terminated in that decree, Hurro Kinkurry Dabia being the other plaintiff, and the decree of Her Majesty in Council reversed the decree of the High Court and affirmed that of the Subordinate Judge of Mymensingh of the 10th of March 1874, which ran in these words-"that the plaintiffs do recover from the defendant possession of the disputed mouza."
9. The application was made by petition, but not accompanied by a certified copy of the decree of the Privy Council as required by Section 610 of the Code. The petition stated that the certified copy was in the possession of the defendant; and in explaining bow this came to be, disclosed that, since the decree of the Privy Council had been made, the co-plaintiff, Hurro Kinkurry Dabia, had sold to the defendant, by a deed of sale dated the 4th January, her right, title, and interest in the subject of the suit, and had handed to him the original order of her Majesty in Council.
10. The learned Judge held, that the production of the certified copy was excused under the circumstances, but refused the application on the ground that the decree of the Original Court, which was affirmed by the Privy Council, could only be executed as a whole, and not partly by one of the plaintiffs.
11. The first point to be considered is, whether an appeal lies against the order complained of. The order is made by a single Judge appointed to dispose of all matters relating to appeals to Her Majesty in Council. The delegation is made, under Rules of this Court, which are authorised by the Charter Act, 24 and 25 Vict., c. 104, Section 13.
12. Section 15 of the Charter of 1865 gives an appeal against the judgment of a single Judge appointed in pursuance of Section 13 of the Charter Act.
13. What constitutes a judgment within the meaning of this section was well considered in the Justices of the Peace for Calcutta v. The Oriental Gas Company (S. B. L. R., 433). Couch, C.J., giving the judgment of himself and Markby, J., says:-"We think that 'judgment' in Clause 15 means a decision which affects the merits of the question between the parties by determining some right or liability. It may be either final or preliminary or interlocutory, the difference between them being that a final judgment determines the whole cause or suit, and a preliminary or interlocutory judgment determines only a part of it, having other matters to be determined." In the same judgment the Chief Justice, in dealing with an argument based on the fact that an appeal is entertained in cases where a plaint is rejected, remarks, "there is an obvious difference between an order for the admission of a plaint and an order for its rejection. The former determines nothing, but is merely the first step towards putting the case in a shape for determination. The latter determines finally, so far as the Court which makes the order is concerned, that the suit as brought will not lie. The decision, therefore, is a judgment in the proper sense of the term."
14. The order now under appeal appears to me to have the characteristics which are noticed in the above judgment. It is an order for rejection. It decides that, for the reason stated in the order, the applicant is not entitled to have the decree of the Privy Council executed. It determines her right to have execution; and the determination, so far as the Court passing the order can make it, is final. That being so, I am of opinion that the order is "a judgment" within the meaning of Section 15 of the Charter, and is therefore appealable.
15. On the merits, I am of opinion, that the order cannot be sustained. The duties thrown upon the Court by Section 610 are in a large measure ministerial only. No doubt, the Court must ascertain in the first instance, whether the applicant is the party, or if the original party is dead, the legal representative of the party in whose favour the decree of the Privy Council is made; but when that is proved, the Court is bound to transmit the decree to the Court of first instance for execution, and has nothing further to do, unless one or other of the parties applies for special directions respecting the enforcement or execution of the decree, when the Court is to give such directions as may he required.
16. In the judgment passed in the present case, the lower Court appears to me in the first place to have travelled outside Section 610 of the Code, and in the next place to have come to an erroneous conclusion that the decree could only be executed as a whole.
17. The application was, unquestionably, made on behalf of a party to the decree, though not the sole party, and by reason of the sale which had taken place subsequent to the decree, and so vested the interest of his co-plaintiff in the defendant, he was really the only party to the decree who could apply under Section 610 for its execution. Under these circumstances, I think the learned Judge ought to have transmitted the decree for execution to the Court of first instance, and left it to that Court to determine, in the course of execution, the questions which have arisen between the defendant and the applicant in consequence of the purchase by the former of the interests of the co-plaintiff. Clause 6 of Section 244 of the Code is, in my opinion, wide enough to permit of these questions being so determined. They are questions relating to the execution of the decree or to its satisfaction and discharge, and they have arisen in consequence of the defendant dealing with one of the plaintiffs since the decree. The effect of the purchase of that plaintiff's interest is to satisfy the decree and discharge it to the extent of that interest.
18. I do not think that the applicant, who has retained his interest, ought, as suggested by the learned Judge, to be loft to bring a regular suit against the defendant in order to determine his share. To hold otherwise would be, in the case of all decrees which have passed in favour of several plaintiffs, to put it in the power of a defendant, by persuading one of the plaintiffs to sell to him his interest, however small, in the decree, to defeat the execution of the decree and compel the remaining decree-holders to encounter the expense, delay, and hazard of another suit, when they were on the eve of reaping the fruits of their success at the end of a protracted litigation.
19. It was decided by Loch and Macpherson, JJ., in Wise v. Moulvie Abdool Ali (7 W. R., 136), that where one of several plaintiffs had died after decree, the fact that by his death a share in the property, the subject of the suit, had devolved upon one of the defendants, did not prevent the execution of the decree by the surviving plaintiffs, and that the latter were from that circumstance alone not compelled to bring a separate regular suit. This case was decided in 1868. The present Code, as amended in 1879, has enlarged the questions arising between parties to a suit which may be determined in the course of executing a decree. In the case cited, the devolution was by operation of law in consequence of the death of one of the plaintiffs, but the sale by the co-plaintiff in the present case and the purchase by the defendant were unknown to the co-plaintiff, and were really as much beyond the control and without the. co-operation of the applicant, as the devolution by the operation of law was beyond the control of the co-plaintiff in the case cited. The result too was the same, viz., that the decree could not be executed to the extent of the interest which had vested in the defendant.
20. As no appeal has been preferred by the defendant against that part of the order which dispensed with the production by the appellant of a certified copy of the Privy Council decree, it is unnecessary to consider the propriety of the order in this respect.
21. The result is that I would set aside the order appealed against, and order that the decree be transmitted to the Court of first instance for execution.
22. It is a peculiarity in this case that the applicant did not join in the appeal to the Privy Council which terminated in the restoration of the decree of the First Court, bat I think that that circumstance makes no difference, as the Privy Council, by restoring that decree, have in effect given a joint decree in favour of both the plaintiffs.
Richard Garth, C.J.
23. The point in this case upon which I am unable to agree with my learned brothers is as to whether we have jurisdiction to entertain this appeal.
24. It appears to me, that, having regard to the provisions of Section 610 of the Civil Procedure Code, the duties of the High Court in dealing with decrees of the Privy Council are purely ministerial; and that any order which the Judge of the Privy Council Department may make, when acting in a ministerial capacity, cannot properly be considered as "a judgment," and consequently cannot be made the subject of appeal to a Bench of this Court under Section 15 of the Charter.
25. It is said that the duties of the High Court under Section 610 are not altogether ministerial; and that it may become necessary for the Judge, acting under that section, to determine certain questions judicially; as for instance, if two persons presented themselves, each claiming to be entitled to the benefit of a Privy Council decree, it would be the duty of the Judge to decide which of those persons was really so entitled. But even in such a case, I consider that the High Court would have no power to decide between the contending parties. The question, who is entitled to the benefit of the decree, is one which, in my opinion, should either be decided by the Privy Council, or by the Court whose duty it is to execute the decree.
26. If, as in the present case, the person claiming the benefit of the decree was no party to the appeal to the Privy Council, and there were any question, whether, having regard to the true meaning of the decree, the claimant was entitled to take advantage of it, I consider that that the Privy Council, who made the decree, would best understand its meaning, and would be the proper Court to determine that question.
27. But if, on the other hand, the question did not depend upon the meaning of the decree itself, but upon something which had happened subsequently, as for instance, if the decree-holder had died, and the question was, who was his representative, or if the decree-holder had assigned his interest, and the question was between the assignee on the one hand and the heirs of the decree-holder on the other, this would be a question which, under Section 210 of the Code, would have to be determined, as in other cases, by the Court which executes the decree; and having been determined there, might be made the subject of appeal to the High Court.
28. But the High Court, in my opinion, is neither the proper Court to put a construction upon the decree, nor to determine questions which would, in the ordinary course, have to be decided in the execution-proceedings. The High Court has merely to transfer the decree for execution to the Court below; and I think that Section 610 has specially provided a means of notifying to the High Court the person or persons in whose favour, and upon whose application, the decree should be so transferred.
29. The person who applies must do so by petition, and this petition must be accompanied by a certified copy of the decree or order which is sought to be executed. That certified copy can, of course, only be obtained at the Privy Council Office; and if any one applies for it other than the decree-holder, 1 presume the question whether he is, or is not, entitled to a copy, would have to be determined by their Lordships of the Privy Council.
30. When, therefore, the petitioner produces to the High Court a certified copy of the decree, that Court has then, and not till then, as I conceive, the duty thrown upon it of transferring the decree to the lower Court for execution; and it has no discretion, in my opinion, to refuse to perform that duty. The production of the certified copy is a sufficient warrant to the High Court that the party producing it is entitled to ask to have the decree executed; and the language of the section is imperative, that, upon its production, the High Court shall transfer the decree for execution.
31. In this particular case the party applying did not produce a certified copy of the decree, and the learned Judge thought it right to dispense with the production of it, because a certified copy had been produced by one of the other parties to the proceeding. I confess, I doubt very much whether this was right. I think, for the reasons which I have just now explained, that the certified copy is not merely intended to satisfy the High Court that the decree exists, but that the person who applies for execution is entitled to the benefit of it. And this case affords a good illustration of the convenience and propriety of such a provision; because here the applicant was no party to the appeal to the Privy Council; he had paid no share of the costs; and if be had applied to the Privy Council for a certified copy of the decree, their Lordships might, with good reason, have refused to allow him to share in the benefit of the decree, until he had paid or given security to his co-plaintiff for his share of the costs.
32. I would, however, decide this appeal solely upon the ground that we have no jurisdiction to hear it. I think that if this Court or any other Court has a mere ministerial duty to perform, and refuses to perform it (no matter for what reason) the order or act of refusal can no more be considered as "a judgment" than could the order of the Court made ministerially in compliance with that duty; and it is not because the learned Judge of the Privy Council Department has in this case acted ultra vires in determining the right of the parties, and has usurped, as I consider, a jurisdiction in that respect which he does not possess, that we have any right to usurp a jurisdiction also, and to treat his decision as "a judgment" which may be reviewed in appeal under Section 15 of the Charter. If any Court subordinate to the High Court were to usurp a jurisdiction in a similar way and to refuse to perform some ministerial act, the High Court, in my opinion, could not confer upon itself right to review the decision of the subordinate Court by way of appeal. Its proper course would be to set aside the decision and to order the subordinate Court to do its duty either under Section 15 of the High Courts Act or Section 622 of the Civil Procedure Code.
33. In such a case as this, it seems to me that the Privy Council is the only proper tribunal to rectify the order of Mr. Justice Pontifex. But I cannot regret that my learned brothers have come to a different conclusion, because it is no doubt more convenient that the mistake which we all agree has been made should be rectified here, instead of putting the parties to the trouble and expense of applying to the Privy Council. If it were merely a question of convenience, I should certainly have agreed with the other members of the Court; but as I consider it a question of principle, by the decision of which we must be guided in other cases, I feel compelled, for the reasons which I have given, to dissent from their judgment.


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Zombie Tank
Description: The zombie hoards are taking over and all you have is a tank. See if you can make it out alive. fight the battle by driving as far as you can before you run out of gas. Each run you will earn cash to upgrade your tank and your zombie killing convoy. Go crazy and smash everything you see! unlock new tanks and lots of cool upgrades as you get closer and closer to the safe house.
Did you like this game?
Instructions: Use the arrow keys to drive and jump. Use C to shoot.


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The Odyssey7Q (and Odyssey7) have a high-quality Screen Protector already installed.
If you see the word Odyssey at the top of the screen, then the Screen Protector is installed.
This, and all of the other wording on the Odyssey7Q, is screen-printed onto this high-end Screen Protector.
This is user-replaceable, if it becomes damaged. These are available, for sale, from many of our dealers.
Please do not remove this until you are ready to replace it.
Note: Some of our users have thought this was a temporary protective film and that it should be removed before using the Odyssey7Q. This is not the case, please leave this in place.


text: Anyone that's ever ate Banh Mi has probably had pickled carrots & daikon. They probably also know how amazing these fermented veggies are. Just like pickles that you may be more familiar with, Do Chua is tangy and contains the perfect balance of salty & sweet. Unlike some fermented veggies, Do Chua only takes a…Read More


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Marengo, Crawford County in Crawford County, Indiana — The American Midwest (Great Lakes)
Marengo Cave National Landmark
Continued on back
Local residents used their wagons to haul visitors to and from the train depot. As transportation changed from trains to automobiles, the business languished yet survived on word-of-mouth advertising. The cave was sold to Floyd Denton in 1955. Floyd had big plans for redevelopment but died in 1960 before he could realize many of his plans. The cave was sold to a group of avid cave explorers in 1973. Designated a National Natural Landmark in 1984, the cave business has steadily increased since 1973 to become Indiana's #1 natural attraction.
Marker series. National Natural Landmarks marker series.
Location. 38° 22.524′ N, 86° 20.379′ W. Marker is in Marengo, Crawford County, Indiana, in Crawford County. Marker can be reached from Indiana 64 (State Road 64) ¼ mile east of Main Street (State Road 66). Touch for map. Marker is at or near this postal address: 400 Indiana 64, Marengo, IN 47140, Marengo IN 47140, United States of America. Touch for directions.
Other nearby markers. At least 7 other markers are within 16 miles of this marker, measured as the crow flies. Pivot Point (approx. 8.8 miles away); Indiana Initial Point Memorial (approx. 14.3 miles away); Orange County Civil War Memorial (approx. 14.3 miles away); Orange County Revolutionary War Honor Roll / (approx. 14.3 miles away); Orange County Courthouse (approx. 14.3 miles away); Orange County Honor Roll (approx. 14.3 miles away); First State Capital (approx. 15.3 miles away).
Also see . . .
1. Indiana Cave Trail. (Submitted on December 3, 2013.)
2. Video - - Marengo Cave::. (Submitted on December 3, 2013.)
Additional keywords. cave
Categories. • Natural Features •
More. Search the internet for Marengo Cave National Landmark.
Credits. This page was last revised on June 16, 2016. This page originally submitted on December 2, 2013, by Lugnuts of Germantown, Wisconsin. This page has been viewed 720 times since then and 48 times this year. Photos: 1, 2. submitted on December 2, 2013, by Lugnuts of Germantown, Wisconsin. • Al Wolf was the editor who published this page.


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We consistently see evidence showing that most investors underperform market averages by a significant margin.2
For investors with large portfolios, this "Investor Behavior Penalty" (IBP) becomes even more significant because of the dollars involved. What can be a modest penalty for the average investor can dramatically impact the wealth accumulation, retirement income streams and financial endurance levels of high (those with working investment assets of $1-$20 million) and ultra-high net worth investors (those with portfolios exceeding $20 million.)
Even the most intelligent and accomplished high and ultra-high net worth individuals make investment decisions that are contrary to their own best interests. They trade when they should hold, reserve cash when they should invest, or buy and sell at precisely the wrong time or at unadvisable costs and constraints. Various factors may contribute:
- They have never developed a comprehensive investment or wealth management strategy.
- They follow the counsel of biased advisors who represent and/or are compensated to promote investment vehicles or approaches that are, under the strict standards of Evidence Based Investing, penalty prone or laden.
- Most likely, they succumb to the vast quantities of noise, information, hype and emotion perpetuated by the Internet and the 24/7 financial news cycle.
Regardless of the cause, what is the consequence of the Investor Behavior Penalty?
Comprehensive studies, such as the annual Dalbar, Inc. QAIB study1, now in its 20th year, reveal the severe underperformance level of the average investor. This study has revealed that equity investors lagged the S&P 500 index anywhere from 3.96% to 9.5% annually over every rolling 20-year period since 1994.
Since high and ultra-high net worth investors are not typically 100% allocated to equities, we examined the year-by-year performance lag of both equities and fixed income (bond) investors, using the Dalbar data as a basis. Our study revealed that over the last 20 years (1994 thru 2013), the average moderate/aggressive (60% stock/40% bond) investor would have experienced a 2.66% annual lag compared to directly investing in the S&P 500 Index and Aggregate Bond Index, a combined 32% lag over the two decades studied.
To illustrate the consequences of the IBP over time, consider an investor with a $5 million portfolio, adding $500,000 annually for 20 years (1994 to 2013.) The consequences are significant: 33% less accumulated over 20 years. This hypothetical ultra high net worth investor realized $33 million instead of $49 million, a $16 million deficit.
The Solution – The Janiczek® Perspective
If you want to find a solution, you must start by identifying the root of the problem. Hence, the root cause of the IBP is the vast amount of noise, hype, information and emotion investors are required to filter through to make prudent investment and financial decisions.
Not all information or emotion is bad, but most of the noise and hype is. Why? Because noise and hype acts like fog making it highly unlikely to identify the useful information and emotion. Our job at Janiczek® is to filter the noise and hype so that your investment portfolio and wealth is prudently managed with the aid of useful information and emotion.
The Penalty Box
We further define and categorize the consequences of "Investor Behavior Penalty" into Three Penalty Boxes in which we classify mistakes:
Penalty Box A:
Investment Mistakes
Penalty Box B:
Financial Mistakes
Penalty Box C:
A combination of the two above
Here are 4 financial personas based on the Penalty Box image above. These personas illustrate the effects of investment mistakes and financial mistakes on overall wealth.
Penalty Box:
Bob owns his own business and he displays strong financial stability and discipline to manage his personal finances, but his Investment portfolio is riddled with mistakes. This lands Bob in Penalty Box A where he will perpetually suffer from less than desired results from a growth and preservation perspective until he learns to overcome this penalty.
Penalty Box:
Julie sold her thriving business of 22 years and has practiced solid Investment discipline and literally enjoys a great knack and talent investing, but her talent is limited to investing and she pays a steep price from a lack of sophistication and support related to balance sheet, cash flow and advanced tax and estate planning. This behavior lands Julie in Penalty Box B where blind spots cause costly financial mistakes that deteriorate her level of financial security and independence.
Penalty Box:
Alan is a very successful business owner, but his financial house is not in order. He struggles both with making poor investment decisions and personal financial choices. This lands Alan in Penalty Box C, AKA "Solitary Confinement". In such a state, Alan's business and income give him a false sense of security and shield him from seeing the great waste and mistakes made. It often is not until the business hits a rough patch or a liquidity event occurs that Alan will become aware of such a weakness.
Penalty Box:
John purchased and sold several businesses throughout his career and he is ready to retire. He has lived a good life, travelled the world, and certainly enjoyed some extravagant toys. His personal financial decisions have been very sound and he has avoided making any major investment mistakes. He is not sitting in any of the above referenced Penalty Boxes, he has just the right professional support and just the right personal habits and behavior. He enjoys tremendous financial strength, agility, flexibility and endurance and he has an extremely solid investment portfolio void of dogs and void of unnecessary or imprudent risks.
Out of our four financial personas, John is best off and Alan is in the worst shape. However, it is important to note that the distance between John and Alan is accelerating more so with every month that passes. Bob and Julie are pretty much in the same boat. Both of them are headed in the right direction, but there is no positive acceleration and there is ample room for improvement.
Everyone wants to be like John and no one wants to be like Alan – yet most of us are like Bob and Julie. So how do we become more like John?
Our Solution
Based on extensive internal research, along with credible external studies, Janiczek® has concluded that no single instrument can help investors make clear judgments in a chaotic, information saturated environment. Rather, the combination of two disciplines form the framework for Janiczek's® comprehensive investment and wealth management practice:
Evidence Based Investing (EBI)
Evidence Based Investing (EBI) is designed to filter through the noise, information, hype and emotion in the marketplace in order to make reasoned investment decisions and avoid as much Investor Behavior Penalty as possible. This discipline seeks to eliminate, mitigate or reduce investment mistakes that would otherwise solidly place an investor within Penalty Box A.
Strength Based Wealth Management™ (SBWM)
Strength Based Wealth Management™ (SBWM) focuses on the financial factors that can optimally enhance an investors' strength, durability, agility and endurance, seeking to minimize vulnerabilities and further immunize them against the Investor Behavior Penalty. This discipline seeks to eliminate, mitigate or reduce financial mistakes that would otherwise solidly place an individual within Penalty Box B.
The combination of Evidence Based Investing (EBI) and Strength Based Wealth Management (SBWM) is, in our view, the best practice solution to overcoming the Investor Behavior Penalty. This is how hypothetical Persona John manages his money to avoid being restrained or stuck in Penalty Boxes A, B and C.
Combine good EBI with great behavior, and we believe the investor could consider themselves an accomplished, optimal and highly penalty-resistant investor.
Combine good SBWM with great behavior and we believe the investor could confidently consider themselves on top of their financial strength, agility, flexibility and endurance levels, to the point of enjoying a true sense of financial security and independence.
Mix the two disciplines together, and we believe the investor could consider themselves an accomplished, depletion-resistant wealth steward, insulated from the Investor Behavior Penalty and confident of their financial future.
The Landscape
Finally, to be effective, we believe EBI and SBWM should not limit the extent of assets involved in both disciplines. Rather, it needs to recognize and optimize across the full landscape and hierarchy of high and ultra-high net worth investor wealth:
- Safety – Ensuring and protecting the wealth that has been established
- Market – Participating in market-like asset growth
- Aspirational – Exposing assets to the possibility of outsized gains that elevate net worth to a higher level
Regardless of whether you are working to accumulate more wealth or whether you are retired living off the fruits of your labor, managing your investments in today's global environment can be daunting. Janiczek's® comprehensive investment and wealth management process helps to remove much of the uncertainty and mystery in achieving your financial success.
If you are ready to start a conversation with a team who specializes in high or ultra-high net worth investment services, let's talk.
Schedule a face-to-face meeting or telephone conference with one of our expert team members today. Dial 303-721-7000.
Read our White Paper "Evidence Based Investing for High and Ultra-High Net Worth Investors" Learn how to more fully understand both the problem and the recommended solution to the widespread underperformance issue.
( 1 "Dalbar's 20th Annual Quantitative Analysis of Investor Behavior 2014." Dalbar Inc., 2014. )
( 2 http://www.morningstar.com/advisor/t/115631283/mind-the-gap-2016.htm )
To learn more and dive deeper into the substantial research supporting our approach to investment and wealth management, download the full White Paper "Evidence Based Investing for High and Ultra-High Net Worth Investors."


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Customer from Pakistan
Today Mr.Naqi,director of Mark Industry which is based on Islamabad,Pakistan visit our eraser factory. Their Main business is different kind of pen and pencil making,and previously Import pencil eraser from China.
Now they would like to produce themselves,we showed him our eraser production line and all technic related eraser making,like printing,mixing,crushing and packing etc.
Meanwhile,they intend to Import TPR granular from us as well.They are very interest in to cooperate with us for our experience and ability of offer full support in this field.
Previous Customer from Ethiopia
Next Customer from India


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Atlanta United 3-2 Club America - Jim Blackburn
Mercedes Benz Stadium
Mercedes Benz Stadium
Atlanta United 3-2 Club America
ATLANTA (Aug. 14, 2019) — Atlanta United defeated Club America 3-2 on Wednesday night to claim the 2019 Campeones Cup. In front of 40,128 fans at Mercedes-Benz Stadium.
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I would love to find ...
If you can not find the one you need, please contact us.
We offer high quality parts and needles for COMEZ Crochet machines, COMEZ narrow fabric machines, COMEZ sports, car decoration fabric, Comez lace and belt, Comez shoes fabric, Comez underwear fabric production machines, parts & components for all Comez textile machinery parts, Z0003 COMEZ CROCHET machines, looms ...dropwire, heald, wire feeders for those narrow fabric machines in use and discontinued, anything you can not find, please contact Tantex Corp, there is quick reply.
If you can not find the one you need, please contact us.


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Growing up in New England brings such fond memories of when I was a child. I remember drinking mulled cider close to the Christmas holidays and just loving the aroma and tastes of this great hot beverage! Digging around in my recipe book, I have pulled out one of my old recipes for you to try!
Easy Mulled Cider recipe! New England Style. Prep time: 20 minutes
Here's How:
To make hot mulled cider just like you may have tasted in New England, start by pouring one gallon of fresh cider into a large pot on the stove or into a crockpot or slow cooker.
Add a half cup of brown sugar.
Place 1 teaspoon of whole cloves, 1 teaspoon of whole allspice, and 3 cinnamon sticks on a square of cheesecloth and tie up. Add to the pot.
Heat the cider to a boil, stirring regularly. Leave the pot uncovered so that you and your family or guests can enjoy the warm, delicious aroma.
Drink Recipe
Once the cider boils, lower the setting to simmer for at least another 15 minutes to allow for thorough infusion of the spices. Stir occasionally.
Remove the spices from the pot and ladle hot mulled cider into mugs or other glasses designed for hot beverages.
Helpful Tips:
If you don't have cheesecloth on hand, use a tea ball or I use a coffee filter to hold the my spices.
Add a splash of rum or brandy to really warm up a chilly day.
For a decorative touch, you can stud an apple with cloves and allow that to float in your cider pot instead of adding cloves to your spice bag.
I really like to add a slice of orange to give it more of a citrus flavor punch. The aroma is divine!
Things you will need to prepare:
fresh cider, whole cloves, cinnamon sticks, whole allspice, cheesecloth, large stock pot, brown sugar, and if you so like, oranges.
Leave a Reply.
February 2018
blogger, maker, mover, shaker....


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Ashington Hospital in Northumberland closed its doors for good today after almost 90 years.
The hospital, built in 1914 and extended many times in the past to serve the people of Northumberland, was due to be empty from early this morning.
Staff and patients are settling in to brand new facilities at Wansbeck General Hospital after packing up and waving goodbye to the old building over the weekend. Ten years after most of the hospital's services transferred to Wansbeck General Hospital in Woodhorn Lane, Ashington, the remaining 400 staff have finally moved from the old West View site to the new £20million extension wing at Wansbeck.
The new building houses maternity, gynaecology, outpatients, ante-natal, rehabilitation, day case surgery and dental departments, while physiotherapy staff moved in last month. There is also a new child health centre staffed and run by the Northumberland Care Trust and the Newcastle, North Tyneside and Northumberland Mental Health NHS Trust.
Sheila Elliot, an outpatient nurse, will have lasting memories as she started work at the hospital 33 years ago at the age of 17.
She said: "I will miss the old hospital, it has a lovely sense of community, it's very friendly."


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1. THE WORD OF GOD. We believe that the Bible contains the words of God and is without error in the original manuscripts, written under the inspiration of the Holy Spirit, and has supreme authority in all matters of faith and conduct.
2. THE TRINITY. We believe that there is one living and true God, eternally existing in three persons; that these are equal in every divine perfection, and that they execute distinct but harmonious roles in the work of creation, providence and redemption.
3. GOD THE FATHER. We believe in God the Father, an infinite personal Spirit, perfect in holiness, wisdom, power and love. We believe that He concerns Himself mercifully in the affairs of people, that He hears and answers prayers, and that He saves from sin and death all who come to Him through Jesus the Messiah.
4. JESUS THE MESSIAH. We believe that Jesus is the Messiah (Chosen/Anointed One of God), God's only begotten Son, conceived by the Holy Spirit. We believe in His virgin birth, sinless life, miracles and teachings. We believe in His substitutionary death, bodily resurrection, ascension into heaven, perpetual intercession for His people, and personal visible return to earth.
5. THE HOLY SPIRIT. We believe in the Holy Spirit who came forth from the Father and Son to convict the world of sin, righteousness and judgment, and to regenerate, sanctify and empower all who believe in Jesus the Messiah. We believe that the Holy Spirit indwells every believer in Jesus and that He is an abiding helper, teacher and guide. We believe that the gifts of the Holy Spirit are as active and real in the Church today as they were in the early Church.
6. REGENERATION. We believe that all people sin - by nature and by choice - and as a result are separated from a personal relationship with their Father/Creator. We believe that those who trust that Jesus has taken on their penalty for sins (past, present and future) and have decided to follow Him as the only LORD/Leader of their lives are regenerated by the Holy Spirit and are eternally reconciled to their Father/Creator.
7. THE LAST THINGS. We believe in the personal and visible return of the Lord Jesus to the earth and the complete establishment of His kingdom. We believe in the resurrection of our bodies, the final judgment and the eternal shalom of the righteous.
8. THE CHURCH. We believe in the universal Church, a living spiritual body of which Jesus is the head and all regenerated persons represent Jesus' body on earth. We believe in the community and mission of the Church, consisting of followers of Jesus the Messiah who are baptized into Him, work together as conduits of His heavenly kingdom being brought to earth, and who worship God corporately, whether in caves or cathedrals, with a few or with many. We believe that God has laid upon disciples the primary task of being messengers of the good news of Jesus the Messiah to a broken world.
Follow the link to submit a prayer request that our prayer team can confidentially pray for on your behalf.


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Welcome to Christian Charity World as we look at trying to believe.
Anselm of Canterbury 1033 - 1109
"Credo ut intelligam"
"For I do not seek to understand that I may believe, but I believe in order to understand"
Through out our education we are striving to understand. Understanding the logic behind mathematics, getting our heads around science, comprehending law, languages, history; the list goes on. When we can see why 2 x 3 = 6 we believe it. Prove that electricity makes a light bulb shine then we believe it. Our education system sells the idea that proving and understanding will make us believe.
As Christians we are likely to be different from the rest of the world. We will act differently because we act out of love and compassion for other people, trying to live our lives according to the example set by our Saviour Jesus Christ. We are likely to be less aggressive than others, less competitive, probably more trusting and optimistic.
And we will think differently.
Believe first. That's why Jesus told Thomas the doubter, "blessed are you because in seeing you believe, but more blessed are those who believe though they do not see." The quote of Anselm of Canterbury stated above was first presented to me at an Alpha Course. It was one of those light bulb moments for me, the pastor had turned on the switch.
Many people have tried to study the Bible and research the life and teachings of Jesus Christ but never come to faith. They tragically miss the point. They never experience the spirituality of the Holy Ghost because it goes beyond understanding. It's about living the Christian life, experiencing it. By accepting Jesus Christ, believing in his amazing sacrifice and opening up our hearts to him we allow the Holy Spirit to dwell in us. And when we have Jesus in our hearts we change. We want to do good works, we want to be closer to Jesus and we are enthused to learn more. And as we read, study scripture and converse with other Christians it all begins to fall into place as our experiences give meaning to the words.
Believe first, live the life and the understanding will follow.
How fantastic is that?
Help make a differnce to somebody's life.
Online Shopping That Will Make a Difference to Somebody
The American Online Store to Help Charities
At least half of all commission earned from your purchase through our online store will go to charity. You can be really helping somebody somewhere and it won't cost you a penny extra.


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Just a short drive from the city the Cranberry Coast is a playground away from home, and the Walsh Motel is the perfect jumping off point to enjoy it all, plus the fun of the beach right outside your door. For storm lovers, it doesn't get any wilder than the Washington coast. Five miles away in Westport, enjoy the catch of the day at wharf side restaurants, shopping, museums, and seasonal whale watching excursions. Other nearby activities include world class sport fishing, clam digging, sea kayaking, golf, surfing, hiking, bike riding, the list goes on and on...
Calendar of Events
Official Guide to the Cranberry Coast
Westport & Grayland Chamber of Commerce
1593 State Route 105 Grayland, WA
(minutes South of Westport)map
360-267-2191email us


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The Fanaticism of the Apocalypse
Pascal Bruckner's book was an interesting and challenging read, as it incorporates religious, political and environmental values and theories. He describes two ecologies: one rational, the other nonsensical to how we used these two ecologies to justify our actions towards our environment. Bruckner also says, "Let's be clear: a cosmic calamity is not going to be averted by eating vegetables and sorting our rubbish;" another way to say that our current techniques will not prevent the end of our environment, merely postpone it.
I found it hard to follow because I had to keep looking up some of the terminology as well as my lack of a religious background. I do agree with some of Bruckner's arguments saying how we have to change our ideologies and tactics to help avoid the destruction of Earth. Our actions throughout history-war, politics, and construction-have led up to our current state of our planet. As part of the natural world, humans have destroyed our environment and we in turn should restore it.
Current Event
New evidence suggests that solar storms cause cetaceans -whales, dolphins and porpoises – to end up stranded along costal areas. These cetaceans use magnetic field sensing to navigate the world's oceans. According to NASA scientists, one explanation for these strandings could be that these animals' internal compasses become confused during severe solar storms, and in turn effect Earth's magnetic fields. NASA is currently launching a study to investigate further about this hypothesis but there have been very little quantitative research.
Read more here:


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In this article you will find many pictures about Garden and Yard. We hope this pictures will give you some good ideas for your project. This pictures is part of our article Go Vertical with Veggies! Space Saving for Small Space. A curated list of images that will get you good ideas and inspiration.
This image Vertical With Veggies 29 has dimension x pixels. You can see another items of this gallery by clicking [Prev] or [Next] button bellow the image.


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Accueil du site > Congrès-Séminaires > Archives > Séminaires 2017-2018 > Séminaire du Jeudi 8 Février 2018
Emeric Bron (Instituto de Física Fundamental, CSIC, Madrid)
Thursday February 8th - 11am
IPAG Seminar Room - IPAG
Star-forming regions present rich infrared and millimeter spectra emitted by the gas exposed to the feedback of young stars. This emission is increasingly used to study the star formation cycle in other galaxies, but results from a complex interplay of physical and chemical processes : chemistry in the gas and on grain surfaces, (de)excitation processes of the atoms and molecules, heating and cooling balance,... Its understanding thus requires detailed astrochemical models that include the couplings between these processes. In this talk, I will present several examples where new modeling approaches of specific processes and their couplings proved crucial to solve persistent observational riddles : from the driving role of UV irradiation in the dynamics of photodissociation regions (PDR) to the efficient reformation of molecular hydrogen in these regions.
Dans la même rubrique :
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Free Lunchkonzerts at Berlin's Musical Temple
It's often said, that the best secret is the one hidden in plain sight. If that's our clue, then Berlin's most accessible secret is the Berliner Philarmonie's Foyer. Often a must-see for anybody possessing a love for orchestra or a wannabe musician, the Foyer is part of the world-famous-Hans-Scharoun-designed music hall, which makes it a landmark both for architecture and acoustic design. Built to replace the previous gone-with-the-war location, it hosts the most famous Orchestra of Berlin, the Berliner Philarmoniker.
There is something that is frequently overlooked about the berlin Philarmonie's Foyer, however: each and every Tuesday, at noon, you may experience a Lunchkonzert that is held in the foyer of the great sala itself. Attendance is completely free.
The public is as varied as is the orchestra hall, with its asymmetric design. The age of the attendees spans from the almost infants to the shaken elders, who are provided with the only seating made available. That's true; the lucky public sits on the floor right in front of the small orchestra, which usually consists of four to five instruments.
Bringing blankets to sit on is part of the very familiar atmosphere that Berlin, and Germany in general, has with its music. Food and beverages are consumed before and after the show, since both the bar and restaurant (and free garderobe!) are open. So as a personal suggestion, since the party gets quite crowded from time to time, be sure to get there early, let's say 12:00, to secure a place in line. Be nice to people, as said public is rather a spectacle in itself, and you may catch some interesting pieces of conversation about music and what to listen for.
The program can encompass unsung classicals of Kammermusik, rinascimental music for piano, contemporary arrangements for viola and flute and more: the program is available on the website in English. The next concert is the 6th of October: a quartet playing Brahms' string quartet nr.1 in C minor.
Are you new in Berlin? Would you like to experience a part of the real Berlin: youngsters, middles and elders together attending music played for free by great musicians; children that are almost silent the whole time; an almost paradisiacal atmosphere thanks to the variegated coloured windows and frames? Come get in line, get a free token and walk into our local music temple. And remember, even for the paid concerts, there is a large availability of cheap tickets; do not stop at the free concerts, there's more out there.
By Guido Mori


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Donate Now!
There are many ways to become part of our initiative. We are excited about any message, about any kind of support and, of course, about any donation!
Help for People from our Communities
Visiting poor and sick people
Care and maintenance of poor, sick and disabled people is not always guaranteed due to the weak social system in Araruna. Many of these people in need do not even have money to buy food or the most important things for their living. However, there is a person in Araruna who takes care of these people. Seu Damião and his friends regularly visit the people in need in Araruna. They bring food and medicine, they provide help in washing, shaving and other tasks. Even visiting these people, listening to them and giving them the sentiment that somebody cares for them are often important contributions. Seu Damião has already retired and receives a small old-age pension which enables him to completely dedicate himself to this task. We support him with about 150 euros (about 200 US dollars) per month to buy food or vital things for the people in need.
Mutirão - Community Work
Mutirão is community work carried out by volunteers: People meet in order to help families in need by providing their work. The possible extent may be anything from building a bathroom up to a complete house. Many people do not have the financial means to plaster their walls or to install a bathroom door. The volunteers do not receive any money. The only compensation is the joy they bring to the people. They meet for breakfast at 7 AM and start working afterwards. First break: 9 AM Lunch: 11:30 AM Second break: 2 PM End: 4 PM. We help them organizing, pay for the materials (cement, sand, etc.) and the food.
Please help us!
Visiting poor and sick people: monthly cost (support for Seu Damião, medicine, etc.): about 150 euros (about 200 US dollars)
Mutirão: depending on size and type of the project and the materials required: 200-500 euros (about 270 to 675 US dollars)
For more pictures from our community work projects, please see our gallery.


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TEL AVIV (MarketWatch) -- Teva Pharmaceutical Industries Ltd., TEVA, -3.36% the Jerusalem drugmaker, exercised an option to complete an investment and license for Andromeda Biotech Ltd.'s DiaPep277, a late-stage-development treatment for Type 1 diabetes. The investment and license, which gives Teva the exclusive right to commercialize the product worldwide, are valued at $13.5 million, Andromeda said in a statement on Monday. Andromeda, held 97% by Tel Aviv Stock Exchange-traded Clal Biotechnology Industries and 3% by Teva, is the Yavne, Israel, biotech company focused on treatments for autoimmune diabetes.
Teva exercises option on Andromeda diabetes drug
Quote References
-0.33 -3.36%


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Barely, a month into the new school year and the "parental homework" (that's what I call it) is piling in from my youngest child's teacher… There's the maths booklet, grammar book, worksheets, reading activities, and the carefully crafted parental sign-off sheet to be completed nightly to prove to "Miss Diddums" parents are indeed ensuring all her homework assignments are done each night.
In the meantime, what are the kids concentrating on at school? Swimming week, swimming carnival, fundraising, bicycle education and safety training, plus everything else BUT academics! What's going on in Australian schools these days? Why are they taking over all the stuff parents should teach and giving parents all the stuff teachers should teach?
I'm sure teachers think parents just sit at home all day twiddling their thumbs champing at the bit waiting for the their child to get home from school so we can all assemble around the kitchen table for a hour enthusiastically doing homework.
Let me make it quite clear to any primary school teachers reading this: IT'S YOUR JOB TO TEACH ENGLISH & MATHS TO MY CHILD – NOT MINE.
I want to be the parent who teaches my children to ride a bike, swim, or at least take them to swimming lessons because one week of school swimming @$55 out of a whole year teaches nothing anyway. I'm the best person to teach my young children about life and values, or politics, or even the environment!
I'm NOT the best person to teach my kids English or maths because much of the terminology I learnt at school 40 years ago has either changed or been totally forgotten. Therefore, it makes sense for professional teachers to concentrate most of the school day on these important and necessary disciplines rather than wasting time brewing up on the sidelines of a track or swimming pool or discussing the philosophy of mining vs the Great Barrier Reef with their class.
Unless you're some neurotic mother (and there's plenty of them) who are so absorbed in their child's education (you'd think they were the ones repeating primary school) parents should be seeing very little homework from their primary school children.
And, if there is homework then it should be on the fluffy subjects such as religious education, history, geography, drawing a picture, etc or an occasional assignment instead of boring BS worksheets and grammar exercises about new terms we've never heard of before.
Yes, I concede there are times when some other non-academic type subjects need to be taught at primary school, however, these should be kept to a minimum and where possible incorporated into English and maths in a practical way instead of just workbook or blackboard stuff. Parents are busy these days and we don't expect to pick up the shortfalls of the education system because of an over committed curriculum.
Governments and teachers should not be blaming poor academic performance on lack of parent's involvement but we often hear them say, "parents must do more at home," as if our lack of commitment is why overall primary and secondary education is going backwards in Australia. I'm sick to death of falling teaching standards and picking up the slack by teaching my kids literacy and numeracy.
My mother just shakes her head and can't believe the difference in schooling compared to when she put me through school. She remembers very little homework or involvement from parents and if there was anything at all homework was appropriate and not directed at the parents. My mother definitely NEVER had to sign a homework parental sign-off sheet to prove to a primary school teacher our homework was supervised and completed.
All I want from the system is my child to leave school competent in Literacy and Numeracy (English and Maths) I don't care much about anything else – please teach my children English and maths at primary school and leave all the other stuff to me!
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Hello Guest,
you've probably seen my tweets & decided to sus-out our site. I generally don't read twitter... I just say my piece, so don't expect me to respond to negative or positive feedback on that platform.
I guess I should be upfront & confess I'm still toying with HMAD whilst I am working on more advanced and successful online projects.
In the future, I might develop this website & idea. Perhaps to become more of a "political" site instead of a parenting one? We'll see...
We've disabled registering for now, but if you still want to join use our contact form and send me a message.
If you're thinking of buying HMAD feel free to contact me also but no promises I'll sell!
Thanks for popping by :)
Just Teach My Children English & Maths Please... Geez
By Dadmin, Published: Feb 28, 2015 | Updated: Feb 28, 2015 | |
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A recent piece in Barron's features the Alger Small Cap Focus Fund (AOFAX; Class A shares). This small-cap growth fund has a 5.25% maximum sales charge, 1.20% net expense ratio and 76% turnover. According to the article
The now $537 million fund has returned an average of 10.9% a year over [the current manager's] tenure, better than the 8.7% for the Russell 2000 Growth index.
The current manager took over the fund in mid-February 2015. Therefore, the following analyses will cover the period from March 2015 onward.
The fund's prospectus benchmark is the Russell 2000® Growth Index. One of the investable implementations of this index is the iShares Russell 2000 Growth ETF (IWO). Alpholio™ calculations indicate that the fund returned more than the ETF in 75% of all rolling 12-month periods with a median cumulative (not annualized) outperformance of about 2.2% per period:
The rolling return comparison assesses the fund's relative performance over a holding period but does not take into account its exposures or risk. To gain insight into the latter, let's apply the simplest variant of Alpholio™'s patented methodology. This approach constructs a reference ETF portfolio whose periodic returns most closely track those of the fund. Both the membership and weights of ETFs in the reference portfolio are fixed over the entire evaluation period. To make replication practical, the membership of the reference portfolio cannot exceed a preset number of ETFs.
Here is the resulting chart of cumulative RealAlpha™ for Alger Small Cap Focus (to learn more about this and other performance measures, please visit our FAQ):
The fund underperformed its reference portfolio of up to six ETFs: it returned less and with higher volatility. (A limit of six ETFs was used to arrive at a more complete picture of the fund's exposures. Even when the reference portfolio contained just two or three ETFs, the outcome was similar.)
The following chart with statistics shows the constant composition of the reference ETF portfolio:
The fund had major equivalent positions in the aforementioned IWO, iShares North American Tech-Software ETF (IGV), iShares U.S. Medical Devices ETF (IHI), PowerShares S&P SmallCap Health Care Portfolio (PSCH), SPDR® S&P® Biotech ETF (XBI), and Global X Social Media ETF (SOCL). These ETFs represent average exposures of the fund over the analysis period.
Finally, let's examine the risk-adjusted performance of the fund against it dominant equivalent position, IWO, using a traditional model:
The CAPM reveals that although the fund generated a positive alpha vs. the ETF, this intercept was not statistically significant, i.e. its t-stat was well below two. Please keep in mind that this simple, single-factor model does not fully adjust for the fund's risks.
Under current management, the Alger Small Cap Focus Fund did not add value when compared to its reference ETF portfolio. The fund's steep front load further detracted from its appeal. The fund currently has only 49 positions, concentrated at about 40% each in the health care and information technology sectors. The P/E and P/B ratios of the fund are approximately twice those of its benchmark index, which suggests that the fund may be highly susceptible to a market correction.
To learn more about the Alger Small Cap Focus and other mutual funds, please register on our website.


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The Croydon Art Collection consists of over 2,000 art works which are cared for by the Museum of Croydon at Croydon Clocktower.
The works are representative of a range of media, technique, period and subject matter and have been produced by local amateur artists as well as those with an international reputation. Some of the works are framed, while the majority are unframed / unmounted works.
The collection first developed in the 1890s, when local people donated works for display in the newly built Town Hall, and was added to until the 1960s. A major exhibition of works from the collections was held at Fairfield Halls in 1988. When the Museum Service was first established in the early 1990s, the Croydon Art Collection was transferred to its care and formally 'accessioned' and catalogued in 1993.
From this time the works have been cared for in the Museum stores and exhibited whenever possible. Due to their medium, age and condition, some of the works should only be displayed for relatively short periods of time and preparing the works for display is a time and resource intensive activity. However, the Museum of Croydon is committed to making all of the borough's historic collections accessible to the public and continuously reviews how this can be best achieved within the resources available.
The old Lifetimes gallery (1995 - 2005) had a small exhibition space which was used to exhibit changing displays of work, usually featuring a particular artist or theme. In 2009-10, 'Scene Unseen: unpacking the art of Croydon' used a thematic approach to displaying c. 60 works, ranging from early 18th century landscapes to modern, abstract art. In September 2013, the Museum of Croydon re-opened the Exhibition Gallery on the ground floor of Croydon Clocktower to enable us to again display changing exhibitions featuring items from our collections:
We are committed to displaying c.100 works from the Croydon Art Collection per year in this space and as part of each exhibition we will assess, conserve and catalogue these works and make them available more widely available through our website.
To date we have delivered the following exhibitions:
'Plotting the collection', 11 September 2013 - Saturday 29 March 2014;
'Croydon Connected', 22 April - 19 September 2014;
'Croydon Gets Sketchy', 30 September 2014 - 28 February 2015;
'Art Now...Then', 5 May - 26 September 2015.
Also, as part of our commitment to improving access to our collections, a selection of oil paintings were digitised by the Public Catalogue Foundation and made available online as part of the BBC's Your Paintings project website. View the 363 artworks from the Croydon Art Collection on BBC Your Paintings (this link to an external website opens in a new window).
If you have any queries about the Croydon Art Collection, please contact us. We will be happy to help and arrange, where practicable, for viewings of particular artworks on request.


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Breaking down the top prospects at the Nuggets' pre-draft workouts
Editor's note: This is the third in a series of looks at different players and issues surrounding the Nuggets leading up to the June 26 NBA draft.
The Nuggets have brought in 19 players for pre-draft workouts so far. Only five of those players would be considered with the Nuggets 11th pick, should they keep it. Let's take a closer look at those players:
Rodney Hood, SF, 6-7, 208, Duke: Hood was the first player brought in to work out in front of coaches; it was a private workout. Hood has tantalizing size for his position and knows how to use it on the offensive end. He was deadly in pick-and-roll situations as the ball-handler. In fact, Hood was one of the primary ball-handlers and decision-makers on Duke's team. He showed good vision with the ball, was able to pick out the right passes to players ready to score. And then he shot the ball with high accuracy, knocking down 42 percent from the three-point line and 46.4 percent from the field. Hood has the ability to break down defenses and finish in mid-range or at the rim; his height and long arms help immensely in finishing over the trees in the paint. Offensively, there was nothing he did poorly. He's as versatile a scorer as there is in the draft. Read more…


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December 27, 1903 - March 13, 1970
Wife of PVT Isaac Wilson US Army
Section 9 Site 703
Photo provided by ArkansasTies.com
Contributed on 3/27/09 by murdockpat123
Email This Contributor
Record #: 171796
Thank you for visiting the Arkansas Gravestones. On this site you can upload gravestone photos, locate ancestors and perform genealogy research. If you have a relative buried in Arkansas, we encourage you to upload a digital image using our Submit a Photo page. Contributing to this genealogy archive helps family historians and genealogy researchers locate their relatives and complete their family tree.
Submitted: 3/27/09 • Approved: 3/28/09 • Last Updated: 8/7/12 • R171796-G171796-S3


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Board games are neat ways of relaxing with family and friends. Depending on the one you choose, they can be very entertaining and can go on for hours on end. Because of the myriad of board games that now exist on the market, any buyer can end up feeling baffled. Here's where we come in. We're committed to giving a helping hand to any prospective consumer, which is why we've put together a short list of things to consider before deciding on a specific board game.
Just remember, you have to take into account your preferences and requirements. Some might go for traditional board games, while others might enjoy party board games. Let's not forget about the kind destined for children, as they are both imaginative and educational. Have a look at the following details before you make up your mind on a certain product.
Decide on a type
Although the market is overflowing with different kinds of board games, these products can still be split up into several main categories. There are traditional board games, TV board games, Euro board games, party board games and some that are specially designed for kids. Some of your friends might enjoy classic or vintage variations, such as Monopoly and Risk.
It all boils down to whether you prefer overly complex games or want to stick to the simplest ones. Also, it's a very good idea to think about the tastes of your guests when choosing a new game, because you won't be able to play it by yourself if no one else wants to join in.
Consider the age and number of players
Age categorization is used because kids have to have their own fun as well. Therefore, when prospecting the market, you should think about the people you'd like to play with. If you are buying a board game for children, consider whether they're over the age of six or not. Some games allow children over 8 or 10 to join in. Others are developed with teenagers and adults in mind.
All-time favorites
If you're not willing to go for a standard category and would like to start by owning a game that's loved by anyone, we think the following suggestions might help you decide: Alhambra, Carcassonne, Ticket to Ride, Settlers of Catan, Pandemic, and Dominion. Alhambra is a tad more convenient, as it allows up to six people to play it at a time. Furthermore, it's a tad more affordable compared to other games that have been launched rather recently.
The maximum number of players for Carcassonne and Ticket to Ride is five. On the other hand, Pandemic, Dominion, and Settlers of Catan can all be played by a maximum of four people at a time.
Of these all-time favorites, only Alhambra, Carcassonne, and Ticket to Ride can be used by players whose age is over 8.
Games for teenagers, adults, and all ages
Several of the board games we have come across during our research include Incan Gold, Qwirkle, King of Tokyo, and Forbidden Island. Since they're somewhat easy to play and have several simple rules, all of these address players of various ages.
Teenagers and adults might like Galaxy Trucker, Stone Age, Small World, Coup, and 7 Wonders.
How about younger children?
Nobody said that kids can't have their fun as well, so it might be a good idea to check out games like My First Carcassonne, Animal Upon Animal, Bugs in the Kitchen, and Labyrinth.
You can't go wrong with the classics
Some of the board games that are acclaimed nowadays have been on the market ever since the middle of the 20th century. Classics include Monopoly, Clue, Risk, Scrabble, The Game of Life, Mystery Date, and Stratego. Almost anyone in the world has at least once in his or her life played Monopoly, and there's just one reason for that: it's still as good as it was when it was released.
While the vast majority of board games isn't overly expensive, some of the modern or recent ones can cost as much as fifty or even sixty dollars. If you're looking for the best value for the money but have no experience when it comes to new games, we recommend you browse through several consumer reviews. Various ratings of buyers can let you know what to expect regarding convenience, affordability, and even the fun you'll be getting from playing these games.
Numerous buyers also consider the durability of the pieces of a board game, so you might want to look for these details as well.


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For Immediate Release
Portland -
Point B Inc., an integrated management consulting, venture investment, and property development firm, was honored by Oregon Business as the best medium-sized company to work for in Oregon. This recognition marks the thirteenth year the firm has been designated as one of the top ten companies in Oregon.
"We're proud of Point B's history as an employer of choice in the state," said Point B Portland Practice Director Sicely Donaldson. "Oregon is home to so many amazing organizations, and we're thrilled to be at the top of such a prestigious list in 2017."
The annual "100 Best Companies to Work For in Oregon" award recognizes companies for excellence in work environment, management and communications, decision-making and trust, career development and learning, and benefits and compensation.
Point B is actively recruiting exceptional consultants in Oregon. To learn about career opportunities at Point B, visit: https://www.pointb.com/careers/opportunities.
About Point B
Point B, Inc. helps organizations form, execute, and thrive. With capabilities including Management Consulting, Studio, Venture Investment and Advisory, and Real Estate Development, our integrated businesses provide value to the organizations and communities we serve. Our 100% employee-owned firm was named the #1 Best Medium Workplace in the United States by Fortune magazine, and is regularly honored as an exceptional place to work.


text: Jean Chartron was founded in 1859 by the cooper Jean-Edouard Dupard, to whom the town of Puligny-Montrachet owes its name. In 1873, Jean-Edouard Dupard, the mayor of the town of Puligny, approved the change of the town's name to Puligny-Montrachet, to include the name of the prestigious local growth. Since then, Domaine Jean Chartron has seen five generations of the family run the estate. Predominately focused on Chardonnay (along with a small Pinot Noir production) the estate's vineyards (now thirteen hectares) encapsulate the quintessential essence of this region of Burgundy. Domaine Jean Chartron is truly one of the most idyllic Premier and Grand Cru estates in Puligny-Montrachet.


text: Come to Terhune Orchards for a day of family fun on the farm! What better way to celebrate fall than with pick-your-own apples and pumpkins! Enjoy pony rides, pedal tractors, wagon rides, the corn maze, adventure barn, and our barnyard of farm animals. Children can paint their own pumpkin to bring home. Don't worry about lunch, there's lots of homemade farm fresh food – soup, chili, hot dogs, pies, cider donuts, apple cider, and more! Wine tasting in the Terhune Orchards Vineyard and Winery tasting room. Terhune Orchards features live music played by some of our best local talent (between noon and 4 pm). Admission to the festival area is $10 ages 3 and up. No admission to the farm store, winery or pick-your-own apples. Parking is at the farm.


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I finally did it.
I ordered my review product from CSN stores!
I'm so excited to get it, because it means I won't have the random red curtain in our master bath anymore!
Don't get me wrong, part of me will miss them.
I made it when our bedroom looked like this:
But now that we have gone with a lighter beachier feel, it doesn't go with anything now.
I'm still not satisfied- it's not complete. But I think I can finish off everything this year.
(add that to the ever growing list....)
I'm embarrassed that I have the white down comforter sitting at the foot of the bed without a proper duvet cover on it- but I haven't found what I like yet! I want a natural linen cover, so I'm keeping my eyes peeled at the moment.
Back to the window.
My order is on it's way, and soon we will have a bamboo Roman shade in it's place.
And then, with the rest of my Pottery Barn gift card, I'm going to get these:
I can hardly wait! Hopefully I can do the reveal soon!
Looking forward to seeing you tomorrow!


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Making Sense of Wireless LAN Security
- Unwire Your Office
- Enterprise Managed WLAN Products
- Making Sense of Wireless LAN Security
- Tips to Achieving Ironclad Wireless LAN Security
- Tablets: Wireless, Finally
Because wireless networks use radio signals, all that's needed to snoop on an unprotected system is a wirelessly enabled notebook or PDA and some free, downloadable software. That's why any wireless networkwhether for Mom and Dad at home or for an enterprise with thousands of employeesneeds to take wireless security seriously. Surprisingly, many do not. Of 500 firms recently polled by Jupiter Research, less than half have implemented security solutions for their wireless networks.
In 1997 the IEEE adopted WEP (Wired Equivalent Privacy), which is based on encryption, as a means for ensuring wireless security. We still recommend that home or small-office users enable WEP, especially if it's the only security available to them (some older hardware cannot support the newest technology). WEP protects your network the way a locked front door protects your home: It keeps most people honest, and most hackers will look for easier prey.
Even so, in early 2001 several groups of researchers revealed WEP's weaknesses, and subsequently a number of readily available utilities were developed to "crack" WEP. Fortunately, the IEEE has the 802.11i task group working on a standard dedicated to providing rock-solid security, though ratification of this standard is not expected until the first or second quarter of 2004. Meanwhile, the Wi-Fi Alliance adopted an interim standard for wireless security called WPA (Wi-Fi Protected Access) in the fall of 2002 and began interoperability testing on it in April 2003. Currently, the chipsets that all major manufacturers use include WPA capabilities, and now all products submitted for Wi-Fi certification must also pass WPA interoperability tests.
WPA is a subset of the forthcoming 802.11i standard and should be compatible with the final version. It was designed so that existing hardware can be upgraded with firmware and drivers if the manufacturers release them. Only the newest of the products we've seen at PC Magazine Labs have WPA capabilities, but that will change rapidly as WPA becomes mandatory for certification.
WPA is designed to address all the weaknesses of WEP. WPA uses TKIP for encryption and another IEEE security standard, 802.1x, for authentication and key distribution, and Message Integrity Check (MIC) protects against forgeries and replay attacks.
WPA supports two modes of operation. Preshared key mode is appropriate for small offices and homes that don't have existing authentication infrastructures. A shared "secret" is configured in the access point as well as the client (see the Solutions tutorial on for details).
To deploy WPA in enterprise mode, you must select and deploy RADIUS-based authentication servers, then select an EAP (Extensible Authentication Protocol) type as well as 802.1x supplicants (clients) for the wireless stations. Although this sounds like a lot of work, the effort is not wasted, as the authentication and key distribution infrastructure should then mesh seamlessly with the forthcoming 802.11i standard. For more information on WPA, visit the Wi-Fi Alliance's Web site: www.wi-fi.org. And for more on how to turn on WEP, click here. For more on wireless security, see www.extremetech/wireless.


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Lafayette 148 New York
Plus-Size Italian Stretch Wool Menswear Pant
Designer Notes
A best-selling style, the Menswear Pant's high, contoured waistband offers a twist on the classic trouser. Bring new edge to your 9-to-5 favorite with a full fit and sleek finish. Priding themselves on superior workmanship and innovation, we source Italian Stretch Wool from Italy's premier producers of high quality wool fabrics. Woven with precious wool yarns that are blended with just enough stretch for comfort and durability, its twill weave construct is perfect for lightweight suiting.
- Full fit
- Front zip
- Sits above waist
- Full length
- Ivory & Khaki colors lined
- 96% Italian Virgin Wool 4% Elastane; Imported
- Dry clean only
- Model is 5'11'' and wearing size 2/S
- Size 14W: 32.5" inseam ⁄ 11" rise; sits above waist ⁄ 20.5" leg opening
- Size 18W: 32.5" inseam ⁄ 12" rise; sits above waist ⁄ 22" leg opening
- Size 22W: 32.5" inseam ⁄ 13" rise; sits above waist ⁄ 23" leg opening
Discover our Italian Stretch Wool
Produced by one Italy's premier woolen mills, our Italian Stretch Wool is spun from a mix of the finest wool fibers and a hint of elastic yarn, offering a beautifully refined hand feel, superior stretch recovery and exceptional comfort.


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Pat Mills, Kevin O'Neil, Jesus Redondo & Bryan Talbot
- Henry Northmore
- 12 February 2007
The Complete Nemesis the Warlock Book 1 (Rebellion)
Rebellion continues its gorgeous repackaging of classic 2000AD stories. And Nemesis the Warlock is perhaps one of the greatest stories to ever grace the pages of the erstwhile sci-fi compendium, being a biting satire of racial intolerance and religious fanaticism. Nemesis himself is an alien freedom fighter in a war against oppression brought into effect by Torquemada, a tyrannical despot with his slogan of 'Be pure! Be vigilant! Behave!' The concepts at its core are something that has been tackled many times in sci-fi from The Planet of the Apes to X-Men but there's a shot of adrenaline that Pat Mills brings to these stories that elevate them to another level.
The majority in this digest are illustrated in the frenzied, angular style of Kevin O'Neil, and together they create a fascinating dystopia. O'Neil's jagged pens at first seem coarse but are constantly fascinating with hidden depths of detail. Nemesis' world may be brutal and ugly but it's packed with bizarre ideas and a truly enigmatic central character.


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If you are an OpenEdge user, and you have some OpenEdge services that you would like to start using with your Rollbase application, I would like to encourage you to take a look at the attached doc which are my notes and how to information for how to create a Rollbase Objects in an Existing Application from an OE Service and how to create a Rollbase Application from an OpenEdge Service.
This is also covered in the Rollbase in Action Documentation, Appendix E. Here is a URL for you to access that doc: : http://www.progress.com/products/rollbase/resources/rollbase-in-action
Take care!
Hello Sandy,
Thank you for posting this.
I have added a reference to it from the Rollbase wiki: community.progress.com/.../default.aspx


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Statewide Monitoring (dust and smoke): The interactive map below presents the most recently available (real-time) indicative particle concentration data for the
BLANkET stations distributed around the state (including Hobart, Launceston, Devonport and George Town).
Each BLANkET station's current data can be accessed via the menu to the left, or by clicking on the points of the map below.
Reference Stations and Gas Concentrations: Use the following links see current (unvalidated) data from the main air stations of
Hobart (New Town),
Hobart Port (sulphur dioxide),
Launceston (Ti Tree Bend),
Devonport, and the partnership station at
George Town (GAMS, oxides of nitrogen and sulphur dioxide).
For background information about the network and interpreting the data see:
About BLANkET
For information about smoke and health: visit the Department of Health and Human Services (DHHS)
smoke advice and
air alerts pages. A DHHS air advisory alert for sensitive people is enacted when the hour-average PM2.5 value is above 25 µg m-3.
Historical data:
News in brief: Air quality news briefs, updated as circumstances require.
Use your 'Refresh' or 'Reload' button on your browser (or press F5) to update the map.
Particle concentration data are listed on the map as "Station Abbreviation: (PM10, PM2.5)". The Station Abbreviation list is given on the map. Indicative particle concentrations are given in micrograms per cubic metre (µg m-3). Information about air quality standards is given below.
Click on a station location square on the map to obtain a current plot. Or use these in-text links to obtain a summary table of air quality at either the major stations or from the BLANkET network. Data plots are also accessible from these table pages.
Smoke will give a high PM2.5 signal. High PM10 levels without corresponding high PM2.5 levels arise from dust and/or sea-salt aerosols. Please see the important information about BLANkET data for more discussion of this. PM2.5 values below 5 µg m-3 signify very clear air. On a smoky winter's evening in Hobart or Launceston PM2.5 may be near 50 µg m-3 for several hours.
A '?' is given if data are not available for any reason or if a TEOM instrument reports a negative concentration. This can happen due to the evaporation of volatile compounds on the TEOM filter. Such events are usually of short duration. If at any station the instantaneous PM10 is over 50 µg m-3 or PM2.5 is over 25 µg m-3 the station listing will turn red. This does not signify a breach of air quality standards, but provides an indication of elevated particle levels.
The National Environmental Protection (Ambient Air Quality) Measure (known as the Air NEPM) stipulates air quality standards in Australia. For PM10 there is a 24-hour standard of 50 µg m-3 (50 millionth of a gram per cubic metre). That is, if PM10 levels measured by a reference instrument averaged over a calendar day exceeds 50 µg m-3, an exceedance of the standard is recorded. The Air NEPM stipulates that the reporting interval is the calendar day (midnight to midnight). For PM2.5, a 24-hour (calendar day) reporting limit is set at 25 µg m-3. Currently there are no national standards for PM10 or PM2.5 for intervals shorter than 24 hours.
Air Quality data customer feedback survey - April 2014.
Please take a few minutes to complete our customer feedback survey. Thank you.
Click here to take the survey (hosted on an external website).
January 2019: The smoke from the bushfires is generating interest in these pages. We thank everyone who has taken the survey in the recent weeks. We appreciate the feedback and will be looking at how we present our data. For the present, for help with interpreting the data see:
About BLANkET, and for health-related information see the DHHS web pages via the link above the real-time map.
April 2015: - Survey results and our response can be seen in the document below:
Air Section - customer survey summary and response, April 2015
Air Specialist134 Macquarie StreetHobart TAS 7000Phone: 03 6165 4599 Fax: 03 6173 0254 Email: firstname.lastname@example.com


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For my project, I made a layout for pictures from some of the end of year events we will be attending this month. Since it will include pictures of all three kids, I went with a general title of Star Student. The Star Student font is the sugar script font from the Type Candy cartridge. The stack of books and the layered stars are from the CM This and That cartridge. I went with bright primary colors to match the cute print papers are from the Echo Park Paper and Glue collection. Gotta love that book print paper! I'm going to print my pics 3x5 instead of 4x6 so it will show too.
Type Candy-Sugar Script font cut at 1 1/2 inches
CM This and That-books cut at 4 inches, stars cut at 3 inches
Paper-Echo Park Paper and Glue collection prints, CTMH solids
brown chalk ink
square punch (cut in half for the photo corners)
Can't wait to see what you'll come up with for the school themed challenge-I'm looking forward to seeing projects! Check out the cool design team projects over at BBTB2 for some inspiration!