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Light Tunnel, Sleds and Santa, Pastorela 2.0
Events December 19-December 25, 2019
Various Authors noon, Dec. 15
In no particular order, here are five things that struck me at closing night of UCSD's 2017 Muir Musical, Spring Awakening:
One, I didn't see a lot of cell phones flashing in the darkness, which I would normally expect at a college campus. This gives me some hope for humanity. Who says the kids these days are too checked out to sit through and enjoy an entire play without Snapchatting something?
Two, sometimes I wish we still learned everything we need to know in school by reciting Virgil from memory, as do the play's fin de siecle students. Imagine if the SAT was just a terse meeting with a grouchy German, who berates you if you mess up your Latin declensions, and then decides whether you get to go to college based on nothing more than his personal opinion of you as a human being. Brutal, right? But also kind of awesome.
Three, it never ends well when precocious youth characters draw inspiration from Faust.
Four, I forget how fun closing night can be. Journalistic pragmatism dictates that the theater critic, as well as we pretenders to the throne, see shows on or around opening night, but the energy is different at the end of a show's run, and in a lot of ways it's like a different production.
Five, putting on a show like this is possibly the most important thing these students will do during their academic term, even if they don't realize it for years to come. It won't necessarily pad their résumés for success in corporate America, and it won't strictly convince their helicopter parents that the tuition dollars are really paying off, but it will (or at least it ought to) give them a taste of what it feels like to achieve something real in front of their peers. There's no substitute for getting it done, whatever "it" is, when everybody's watching and the performance counts. Education often misses that point, which is too bad.


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If there was one category that stood out during all of California Spring Trials in 2012, it was definitely the growth in edibles offerings. While vegetables and herbs have been a growing trend for a few years now, the number of breeders expanding existing lines or jumping in for the first time was striking.
Here are a few of the major new introductions to look out for in the future.
Bumper Crop Grafted Tomato From Burpee Home Gardens
One of Burpee Home Gardens' big introductions in 2012 is this grafted tomato that combines flavorful traditional heirloom tomatoes and a disease-resistant rootstock. The increased vigor provided by the rootstock offers up to 50 percent more yield than a regular heirloom tomato plant. Burpee Home Gardens is introducing seven Bumper Crop varieties, including 'Big Rainbow,' 'Brandywine Red,' and 'Sam Marzano.'
'Easy Pick Gold' Zucchini From PanAmerican Seed
One of a number of new introductions to PanAmerican's edibles offerings this year, 'Easy Pick Gold' is a consumer-friendly F1 zucchini. With just 32 days from transplant to ripe fruit, it offers easy and continuous harvest with an open habit and no spines on the petioles. 'Easy Pick Gold' can be grown with 'Easy Pick Green' for a colorful marketing combination.
Cayennetta Pepper From Floranova/Vegetalis
'Cayennetta' is a compact branching cayenne-type chili. It has a very neat, attractive habit and produces a large crop of bright-red, 4-inch tapered fruits underneath an attractive leaf canopy. The fruits are mild in heat, reaching approximately 20,000 Scoville heat units. 'Cayennetta' exhibits tolerance to both very hot and cold seasons making it a good all-around performer in the garden.
'Toscana' Strawberry
Ornamental edibles are increasingly prevalent at Spring Trials. The 'Toscana' strawberry is an excellent example, with a strong plant with several runners and large, deep-rose flowers. Flowering and fruiting begins early in the season and continues on the runners. Plants offer an abundant production of conical, mid-size fruits through the whole summer. 'Toscana' was named winner of the
prestigious FleuroStar Award 2011/12.
'Sweet Zen' Grape Tomato From Sakata Home Grown
'Sweet Zen' is a compact, determinate, red grape tomato that fits well in patio garden programs. It has the added bonus of fruit that can be harvested over a longer period of time than other determinate types. Bright red tomatoes mature early at around 63 days and have a good, sweet flavor. Plants are tolerant to heat and are suitable for outdoor or indoor production.
'Mighty Mato' Grafted Tomato From Plug Connection
Plug Connection joins the edibles fray with 'Mighty Mato' grafted tomatoes. Rootstock with improved disease resistance is grafted to scion of 12 heirloom and four hybrid varieties. Plants tolerate environmental stress from temperature extremes and poor soils and offer abundant fruit production over a longer period than traditional tomato varieties. Grafted peppers, eggplant, squash, cucumbers and melons will be added to the program as well.
'Furano' Bean From Syngenta Flowers
Syngenta Flowers is taking a slightly different direction with edibles for the greenhouse market. Its relationship with vegetable breeder Syngenta/Rogers has made it possible to focus less on ornamental crops for the patio and more on traditional backyard vegetable garden varieties in retail-ready programs. Furano is a Romano-type flat bean with exceptional eating quality and an upright bush habit for easy consumer harvesting. It is widely adapted to most conditions.

subset: commoncrawl


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The debt service reserve account (DSRA) is a key component in almost every project finance term sheet and financial model. The primary purpose of the DSRA is to protect a lender against unexpected volatility, or interruption, in the cash flow available to service the debt (CFADS). These funds, essentially put aside for a rainy day, are usually established at the end of a construction period, once the loan becomes repayable.
Developing a financial model to correctly incorporate a DSRA in normal operations and downside scenarios is an essential part of a project finance transaction. One of Corality's most popular modelling tutorials covers the topic of financial modelling of debt service reserve accounts (DSRA or DSRA/c).
The DSRA releases to plug a shortfall between the CFADS and the debt service; it tops and releases to ensure its balance meets a prescribed target profile and then, all going well, empties out in conjunction with the final repayment of the debt facility.
Funding of the DSRA is considered part of the overall cost of the project, along with the interest during construction (IDC) and financing fees. While DSRAs are not funded as part of the initial project costs, they are built up as a priority out of the CFADS in the early operational periods. The DSRA is usually funded to be either six months or even one year of principal and interest payments.
Debt is generally sized so that in the bank base case the DSRA does not need to be drawn upon.
As you can tell from reading this, the DSRA is relatively straight forward to describe. However, after a couple of decades of financial modelling, my observation is that it is intriguingly difficult to get it right in a financial model when doing it for the first time.
The main reason I have identified is when you separate the movements in and out of the DSRA into single line items. There are more than you might think if you were to just model it without planning – which is generally the mistake people make! The result is that each constituent part becomes compounded, and lost within a myriad of IF(), OR(), AND(), MAX(), MIN() and all around… if it works in all situations then it's down to luck more than design! We cover this topic in our in-house project finance modelling courses, and in our public course best practice project finance modelling.
Corality has several financial modelling and project finance tutorials to help new and experienced financial modellers through the challenge of building a DSRA into a financial model. This tutorial is a good guide (with accompanying Excel workbook) of how to layout the DSRA, and especially, where it sits within the cash flow waterfall. We also have insightful tutorials about the cash flow waterfall and the other important aspect, CFADS.
If you have any questions about debt service reserve accounts (DSRAs) or financial modelling in project finance, please contact me.
For downloading this files, a link will be emailed to you sortly
Rickard's passion for financial modelling is built on specialist roles in the highly quantitative fields of derivatives and project finance, a career path complemented by an academic grounding in engineering physics. Born in Sweden and with global consulting and leadership experience, Rickard is an internationally recognised authority, speaker and thought-leader on the organisational benefits of best practice financial modelling.
Contact Rickard Wärnelid
Corality CEO, Rickard Wärnelid gives a presentation of SMART Financial Modelling from an end user perspective.
By offering a combination of classroom, online and tailored corporate in-house courses, Corality can now deliver incredibly flexible and targeted training results, a stronger course portfolio in the investment banking segment, a more frequent schedule of courses in the U.S., and a world-leading online training platform.
SMART has been used in thousands of models produced by industry professionals around the world. This handbook highlights the ten guiding principles of SMART, demonstrating a best practice approach to financial modelling.
GE chose Corality's "best in class" methodology and service for modelling their award-winning Boco Rock wind turbine project. Read more about what they had to say in our client case study.
The 2016 course portfolio has officially been released. With a financial modelling focused course portfolio of 14 courses and experience from over 4,000 participants, we have the right course for every situation.
All our training courses are built upon the foundations of our SMART methodology.


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Eating disorder awareness
It's a common assumption that eating disorders only happen to young women with confidence issues. The truth is the number of types of problems extend beyond anorexia and bulimia to food phobias, body dysmorphia and excess exercising.
Behaviours associated with eating disorders are:
- Going days without eating
- Diverting attention away from the eating, such as eating a small amount then insisting others try the meal.
- Obsessive calorie counting
- Purging
- Obsessive weighing
- Obsessive exercise
- Isolation
- Self-harming
- Extreme fussiness around food
- Food phobias
- Bingeing on foods that feel good, such as chocolate
- Narcissism
This is not age or gender specific. There are many men who become obsessive with exercise - weight training for example, and this can lead to isolation, obsessive calorie counting and narcissism. Sometimes triggered by embarrassment of their physical appearance they end up going beyond the norm. This is sometimes diagnosed as body dysmorphia syndrome - a version of OCD, where people become obsessed with a part of their body.
Much like over eating, these problems often arise out of trying to control some aspect of their life. Often real needs are not being met but the problem can start to make them worse, for example becoming isolated because they feel overwhelmed in social situations.
In solution focused hypnotherapy, the emphasis is on what the client wants to achieve, and with a bit of CBT thrown in it can help people reduce the anxiety it creates, and focus on what they can do for themselves. Clients often seek this therapy route because they just need a helping hand in keeping focused, in finding solutions which suit them and their situation, and to change habits, behaviours and fears around food.
Reducing the fear of trying new foods can change the life of people, and set them on a much healthier path through life.
This week is national eating disorder awareness week, so if you know someone who needs some help, solution focused hypnotherapy could be the answer.
Hypnotherapy Directory is not responsible for the articles published by members. The views expressed are those of the member who wrote the article.
About Penny Ling
Penny Ling is an experienced solution focused hypnotherapist specialising in fears and phobias and many anxiety related problems in between. She works in a GP practice in Oxford and clinics in Abingdon, Faringdon and Cirencester. She is a supervisor for the AfSFH and the NCH, and was writer and editor of Hypnotherapy Today between 2010 to 2015.… Read more
Located in Abingdon and Oxford.
To book an appointment, please get in contact:


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Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Cat Behavior and other Cat topics.
You have determined that your cat/kitten is just playing when he bites you, now what can you do to stop this unwanted behavior.
One method is to allow the kitten to bite your finger, then gently, but firmly, press down on his tongue. This is very effective in teaching your kitten that you will 'bite back', so he shouldn't bite you at all.
|Guru Spotlight
|Patricia Walters-Fischer


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2018 Lawyer Referral Service
If you are interested in LRS participation, please return the Application along with the appropriate fee as noted below. All checks should be made payable to: LAWYER REFERRAL SERVICE.
The registration fee for BALC MEMBERS is $75.00 per year; this includes membership on two (2) referral panels and subpanels. Each panel is bolded and you may choose as many subpanels as you like, covered under the panel price. You may elect to participate in more than two panels at an additional cost of $30 each.
Modest Means Program and Application
Thank you for your interest in the Lawyer Referral Service. In addition to LRS, please consider volunteering to serve those less fortunate members of our community with your expertise by also enrolling in the MMP portion of the Referral Service.
North Penn Legal Services was established to assist the area's low income families in legal matters. In order to provide relief to the families who do not qualify for their services, The Bar Association of Lehigh County implemented the Modest Means Program (MMP) a few years ago, which aids those families in a slightly higher financial bracket of the Federal Poverty Guidelines.
We need your help to ensure that those who need access to justice get access to justice! By utilizing this program, our goal is to pay back our community with the highly specialized services only attorneys can render. Many citizens are in need of legal assistance and do not have the means necessary to hire an attorney. By volunteering to serve those less fortunate members of our community with your expertise, the Modest Means Program will help those citizens in achieving their legal goals.
Our program offers client services at reduced rates provided by our attorneys. The initial consultation fee is still collected, as with all Lawyer Referral clients. However, any services rendered beyond the initial consultation, are at a reduced rate. The clients are screened by the LRS staff to determine eligibility. The client will also be instructed to sign a waiver stating their financial information is deemed true and accurate, however if the attorney determines otherwise, they will be charged regular attorney fees.
The cost for attorney members to enroll in the MMP program is $50 for the year.
Download the MMP application here.


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OpenMethods' PopFlow Studio and Harmony products deeply integrate telephony platforms from Genesys, Cisco, Avaya, Interactive Intelligence, and others with Oracle CX- Service Cloud and CRM products.
Communicating with your customers used to be so easy, when there was just the telephone. But over the past decade, things have become complicated for contact centers, as customers have become omnichannel with
- Text
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OpenMethods' industry leading SaaS platforms enable the omnichannel contact center by elegantly, quickly and deeply integrating communications and telephony platforms with Oracle Service Cloud.
By enabling Omni-channel customer experiences, OpenMethods' plug and play SaaS solutions have saved some of the most complex contact centers 30+ seconds in average handling times, years of custom development, and millions of dollars, while also significantly driving up customer satisfaction.
We are partners, resellers for openmethods and do Contact us today to learn more.


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Don't hope for a better life. Instead believe
in yourself and believe you can have what you want.
When you hope for something you have seeds of doubt
and worry. You're not sure you can have what you want.
You don't take the right action and you don't direct
your subconscious to help you accomplish your goals.
When you hope you end up sending the wrong message
to the universe and your higher power.
When you believe you have no doubt. You know you're
going to get what you want. You know you're going
to succeed and you know you'll accomplish your goals.
When you believe you direct your subconscious mind, the
universe and your power to help you succeed.
Believing sends a positive message and guarantees that
you will succeed.
You automatically take the right actions and you do
the right things, you meet the right people and when
you believe you program your subconscious to make
sure you accomplish your goals.
To go from hoping to believing you have to get rid
of the negative thoughts, and remove the doubts and
fears holding you back.
It's no easy process and you can try to figure it out
on your own or follow the simple steps I've put
together for you –
In my Power of Believing book I show you exactly
what to do and how to remove the doubts, fears and
negative thoughts that prevent you from succeeding.
I also show you how to create the right beliefs and
provide you with detailed examples on what to do, when
and how to create the right beliefs which guarantee
your success.
If you're ready to stop hoping and start believing then
take the first step and discover the Power Of Believing
Wishing you tremendous success…
Sent with love,


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The Observatory Science Centre
Wartling Road, East Sussex, South East England, BN27 1RNView on map
One free child when accompanied by one full paying adult
Hands-on science and discovery amongst the domes and telescopes of a world famous astronomical observatory. An educational charity.
Telephone: 01323 832731
Website: www.the-observatory.org
Member offers nearby
Leisure Activities
Go Falconry - Herstmonceux, East Sussex
Playsters Farm, East Sussex, South East England, BN27 1PXView on map
Experience a truly awe-inspiring and breath-taking adventure as you come into close proximity with some of the world's most elegant and beautiful Birds of Prey! Not only will you get to hold these magnificent creatures, but under guidance from qualified instructors, you'll also learn a whole array of insightful information! With over 12 spectacular venues located across the nation, Go Falconry is the UK and Ireland's largest Birds of Prey provider which strives to provide animal lovers and bird enthusiasts with an unforgettable experience!
Leisure Activities
Go Ballistic Paintball - Hexham
Slaley Hall, Northumberland, North East England, NE47 0BYView on map
With over 100 warlike battlefields, Go Ballistic is the UK and Ireland's largest paintball provider - so you're guaranteed unbelievable paint-splattering fun in a destination near you! Submerge yourself on the front line of action as you fight your way through a variety of military-themed game modes on our indoor and outdoor battlefields located across the nation!
Knockhatch Adventure Park
Hailsham Bypass, East Sussex, South East England, BN27 3GDView on map
Enjoy a fun and action-packed family visit with a wide range of activities including a massive indoor soft play area, a large adventure playground, boating lake, jumping pillows, demon drop slides, go-karts and a children's farm to name a few!


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Founded in 1979 as the "Colorado Theatre Producers Guild" by Henry Lowenstein, Ed Baierlein, Al Brooks and Maxine Munt, the Guild was initially created to bring producers of live theatre in Colorado together to communicate and share information. In 1999, the organization adopted a new trade name and broadened the scope of its membership to include both theatre production companies and individuals in the theatre community. That year The Colorado Theatre Guild, or "CTG," grew to over 80 members; new committees were formed, and CTG began to develop a broad pallet of new programming to serve its growing community.
In 2001, the CTG received preliminary approval for 501(c)(3) status, with final approval confirmed in early 2006. In 2003, CTG launched its website which has become a comprehensive resource and communication tool for connecting and enhancing all things theatre in Colorado. 2003 was also the first year CTG collaborated with the Denver Center Theatre Company to allow area producers and directors to participate in the Denver Center's annual non-equity auditions.
In June of 2006, CTG produced the first annual "Henry Awards" at the Denver Civic Theatre. Named for legendary Colorado theatre producer Henry Lowenstein, the Henry Awards honor achievements in acting, directing and design, as well as production and season of work. In 2008, the Henry Awards were co-sponsored by Actor's Equity Association, the labor union representing more than 48,000 Actors and Stage Managers in the United States. In 2010, the Henry Awards were held at the "Space" Theatre at the Denver Center Theatre Company's performing arts complex in downtown Denver.
Today, the CTG is a completely unique organization with the dual mission of supporting the theatre community while at the same time providing the public with information, access and opportunities relating to live theatre events statewide. Currently, CTG has nearly 250 individual and organizational members, and CTG member organizations range in size from large theatre companies, such as the Denver Center, to smaller community theatre groups from across the state. In addition to managing and producing the Henry Awards, CTG offers a weekly e-newsletter, website, workshops and panel discussions on topics of concern to the Colorado theatre community.
No other organization works to assist theatre companies, small and large, in cultivating and sustaining audience membership, while at the same time promoting new and emerging artists and providing comprehensive services to the theatre community and the public.


text: Share: Comments Print May 27, 2014 at 2:50 PM Chris Petersen, Dan Marino join Seattle Times for live chats this week Posted by Don Shelton Chris Petersen greets fans at Husky Stadium during spring football practice last month.Dean Rutz / Seattle Times staff Live chats are the closest thing you can come to a one-on-one conversation with a player, coach or sports celebriity, the online equivalent at pulling up a bar stool. And two big live chats are coming this week on seattletimes.com. Wednesday, we'll have a live chat with NFL legend Dan Marino, a member of the Pro Football Hall of Fame after setting virtually every NFL career passing record with the Miami Dolphins. Thursday, we'll have new Washington football coach Chris Petersen, who took over this offseason after a remarkable run as coach at Boise State. Both offer readers a chance to ask questions and get answers in real time online via our Website. Former Dolphin great Dan Marino, left, is shown with country music singer Hank Williams Jr. in 2011.Photo by Charles Trainor Jr. / Miami Herald, 2011 Marino is in town to promote Passing Time, a new Washington boutique winery that specializes in reds. He's teaming with another well-known quarterback, Damon Huard, the former Husky and NFL player who was a teammate of Marino's in Miami. You can ask Marino about wines, but you can also ask about football, something Marino knows a lot about as a former CBS Sports commentator. Here is a link to the Marino live chat, which will start Wednesday at 12:15 p.m. The live chat with Petersen is scheduled for Thursday at 3 p.m. Petersen, who has the highest win percentage of any active coach in NCAA FBS, has a new school, new coaching staff and will have to find a new starting quarterback and running back with the departures of Keith Price and Bishop Sankey to the NFL. You can ask him about any and all of that Thursday at 3 p.m. Here is a link to the Petersen chat. We started doing live chats with celebrities, coaches and athletes in the fall of 2009, soon after I became sports editor, and they've been a great way for fans and readers to connect with their heroes. We've done more than 300 celebrity chats, about one per week, including some very big names. Among the people who have joined us: Cal Ripken Jr., Carl Lewis, Dan O'Brien, Edgar Martinez, Lou Piniella, Richard Sherman, Earl Thomas, Jake Locker, Don James, Sue Bird, Nate Robinson, Jamal Crawford, Hope Solo and Sigi Schmid. It's a star-studded lineup, but I can't think of a better one-two punch than we have this week. Make sure you join us. Want to be a reader contributor to The Seattle Times' Take 2 blog? Email your original, previously unpublished work or proposal to Sports Editor Don Shelton at email@example.com or firstname.lastname@example.com. Not all submissions can be published. Opinions expressed are those of authors, and The Times reserves the right to edit and publish any submissions online and/or in print. Comments


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- Handcrafted Jewelry
- >
- White and Powder Blue Peyote Stitch Bead Woven Bracelet
White and Powder Blue Peyote Stitch Bead Woven Bracelet
per item
Powder Blue Polka Dots on White Beadweave Bracelet. Message in Braille reads "be kind to others" is done in Powder Blue. This adorable bracelet measures 7 inches when closed with its bead and beaded loop.
1 available
It was all handcrafted non-loom (not on a loom). I cannot resize this but I can make a similar one just for you in just about any color and size. Send me an e-mail for more information!


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Midnapore (WB), Dec 7 (PTI) Suspected Maoists shot dead a CPI(M) worker early today at a village in troubled Belpahari where the ultras gunned down three Marxist activists last Friday.
Sushanta Pratihar was shot in his head in Pinboni village and the body was left on the Pinboni-Pirakata road in West Midnapore district, police said.
Some leaflets and a poster were found near the body which read "death penalty has been awarded at the verdict of the people."
Suspected Maoists shot dead three CPI(M) supporters, while a policeman was injured in a landmine blast on the fourth day of the bandh called by the 'People's Committee Against Police Atrocities' (PCPA) last Friday in Belpahari.
The bodies were left on the road with their hands tied.
Wednesday, December 09, 2009
CPI(M) activist shot dead in Midnapore
Labels: Killed
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Emmitsburg, Md. (April 15, 2017) – Three goals in the final five-plus minutes by Wagner propelled the Seahawks to a 9-6 victory over Mount St. Mary's University in a Northeast Conference tilt on Saturday afternoon.
The Mount held a one-goal advantage, 6-5, at the opening of the fourth quarter, but a man-up goal from Paul DeVita at the 10:37 mark knotted the contest up at 6-all.
Dominic Branda gave Wagner its first lead since the first period, scoring with 5:13 remaining off a feed from Christian McCormick.
The Wagner defense held the Mount off the board for the remainder of the tilt, and Andrew Streilein added a pair of insurance goals in the final minute and a half as Wagner closed out the 9-6 victory.
Streilein registered a game-high five points on four goals and one helper, and William McMenamin added a pair of goals as the duo paced the Seahawks on the afternoon.
For the Mount, Jack Mangan led the way with three tallies, while Ryan Lamon added two goals and one assist, and Bubba Johnson (1g, 1a) and Brenden McCarthy (2a) registered two points apiece.
Matt Sefcik earned the win between the pipes for Wagner with 13 saves, while his counterpart, Matt Vierheller took the loss despite an 11-save effort.
A low scoring first half of play saw the teams tied at 2-2 at the break. Mangan and Lamon netted the tallies for the Mount, while McMenamin and JP Pawela scored for the Seahawks.
Back-to-back goals from Lamon and Mangan midway through the third period pushed the Mount ahead by a pair, 5-3, but Wagner was able to trim the deficit to one goal, 5-4, just before the end of the frame.
The Seahawks held the Mount scoreless for the entirety of the fourth quarter, and the three late goals pushed them past the Mount as they improved to 6-7 overall and 1-3 in conference.
With the loss, the Mount drops to 4-7 on the year and 1-3 in league play.
Mount St. Mary's takes on Georgetown on Tuesday, April 18 at 7 p.m. at Waldron Family Stadium in Emmitsburg.


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If you grew up in the 90's, we can completely understand your fascination with the curly high top fade hairstyle. This hairstyle was all the rage back then. Rappers and musicians used to wear this all the time. If you don't believe us, try to look up MC Hammer videos on YouTube.
A curly high top fade is a fade haircut on curly hair that's short on the sides and the back, and is usually brushed up. It's styled in such a way that it looks tall and stands up high.
These days, more and more men are wearing this popular hairstyle from the 90's and adding a modern twist to it. It looks right at home with all the other fade and undercut hairstyles. Here are some ways you can rock a curly high top fade without looking like a blast from the past.
Curly High Top Fade Hair Inspiration # 1
It's the least high top fade-looking haircut from the bunch, but it has all the elements of a good and classic curly high top fade. You can see the tall and upright curly hair at the top. Plus the sides and the back are nicely and flawlessly buzzed.
The key to getting this kind of hairstyle is to have really long and thick hair at the top, so that it's easier to shape and style. The top hair extends all the way to the front, creating a curly quiff. This adds more coolness and awesomeness to the hairstyle. It's a highly styled haircut, so you can choose to wear a very small amount of styling product just to keep the style in place.
Curly High Top Fade Hair Inspiration # 2
Now this is what we're talking about when we say curly high top fade. There's a nice and solid fade going there at the sides and at the back. But the real focus is the awesome top hair that simply looks electrifying. To achieve this kind of hairstyle, you must have really long and tight curls, which you can easily tease with a comb so that it looks fuller and bigger.
The higher the hair, the more dramatic it becomes. Make sure that you have some extra hold hairspray handy so that you can easily apply on your hair if you want the curly top to last the whole day, and even longer.
Curly High Top Fade Hair Inspiration # 3
We're getting goosebumps just looking at this awesome hairstyle. It's so 90's we think we're going to shed a tear or two. We are just so freaking happy to be seeing this hairstyle alive and well again. But enough of the drama.
Here is a pretty kickass curly high top fade hairstyle that not only has a kickass top hair, but also has a kickass hair design. It doesn't get more kickass than that!
Again, the secret of this hairstyle is really long and really thick curly hair. You have to have a lot of hair to be able to create and style that thing that looks like a box on top of his head. You also need to get a kickass barber to be able to do that design on your fade.
Curly High Top Fade Hair Inspiration # 4
First of all, that's real hair that's resting on top of his head. Second of all, yes, it is color blue, and we think it's awesome. Third of all, yes, there's also a small fade on his eyebrow.
You must be wondering, 'Why the hell have I not tried this hairstyle before?', and guess what? We're actually wondering the same thing!
But we know we can't pull this look off. We don't have tight curls and the fierce attitude. On us, this look will fail epically. On this guy, it looks so amazing. Now it makes us wonder again whether he has already done it in red or yellow. That would even be cooler!
Curly High Top Fade Hair Inspiration # 5
If we walked into this guy out on the street, we're seriously getting the details of where he had his curly high top fade done. You know, for when we work up the courage in the future to wear such an awesome hairstyle.
That hair, though. What a showstopper! It really does look like a piece of object resting on top of his head, doesn't it? But that's his real hair right there. Goodness, does it sound like we're gushing? That's because we are!
But how does one achieve this kind of hairstyle? Can you make this hairstyle on hair that's not kinky or curly? You just need to grow your hair really long, like Afro long, and get a barber to shape the top hair for you, as well as buzz the sides and the back. But no, this cannot be done on straight or wavy hair.
Curly High Top Fade Hair Inspiration # 6
Another jawdropping curly high top fade that's worthy of praises. Only this one is created Mohawk style on a shaved sides and back. We love everything about this hairstyle. If you don't have the attitude, the hairstyle can take care of that for you.
We can only wonder how that top hair was created, since he's clearly Japanese and doesn't have naturally kinky curls. We're guessing this was a braided dread hairstyle teased into something sturdy, like a Mohawk. Whatever it is, it's awesome. We totally, 100% approve.
Curly High Top Fade Hair Inspiration # 7
They say this hair looks like a makeup brush, but we disagree. We think it's the Fresh Prince of Bel-Air having a bad hair day. But you have to agree with us when we say that this is one of the most interesting hairstyles we've ever laid eyes on.
All that texture and thickness makes all of us want to touch it and cuddle it. Such good-looking hair that only a few will be able to wear. Hair can be so unfair.
Now that you know how to rock a curly high top fade, are you bold enough to wear one? Grab any one of these hair inspirations and see your barber today!


text: By Finley In Geochemistry 01/06/2018 0 What Is Geochemistry Main sorption processes of adsorbate molecules and atoms at mineral-water interface are used to remediate contaminated sites and clear wastewaters. The Faculty of Earth, Atmospheric and Environmental Sciences is open and pleasant; workers and college students feel part of our family. 2005 Teaching Geochemistry Workshop : A workshop on teaching undergraduate geochemistry was held Could 18-20, 2005 at the University of Idaho in Moscow, ID. This workshop preceded the 2005 Annual Goldschmidt Conference. A concentrate on arms-on laboratory and subject training throughout the course. Isotope geochemistry and cosmochemistry; the formation and early differentiation of the terrestrial planets; the chemical evolution of Earth's crust-mantle system; Earth methods evolution and environmental geochemistry. Rob Sanford focuses on microbes' affect on the geochemistry of waters. Chemical studies of historical sedimentary rocks and the fluids contained in them have supplied insights into the evolution of the oceans and the ambiance. The group's analysis initiatives typically embody field work to collect samples from locations as shut as Berlin and as distant as China. This comprehensive and rigorous course supplies related preparation for pursuing a PhD in Geochemistry by incorporating a lab-primarily based analysis dissertation. The MSc in Geochemistry is a comprehensive and rigorous course that combines compulsory and optionally available taught modules, discipline work, short programs, and a research dissertation. Groundwater—the water stored underneath the Earth's surface between the cracks and spaces in soil, sand, and bedrock—is crucial for the California residents and farmers who depend on it for up to forty six {f23f47cb3c4b6152a2ab69582f3c145a4625101ae4545621c325cd8a4cc12c9b} of their annual water use. The School of Earth and Environmental Sciences holds monthly SEES Seminars with knowledgeable visitor audio system from the UK and overseas. #geochemistry, Share


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The Hundreds Adam Bomb Sticker
Item # 192377 Stash Points: 299 This is the number of points you get in The Zumiez Stash for purchasing this item. Stash points are redeemable for exclusive rewards only available to Zumiez Stash members. To redeem your points check out the rewards catalog on thestash.zumiez.com.
The Hundreds Adam Bomb sticker will look good on anything you own.


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The United manager could not resist comparing his club's reputation as serial winners with City, who have lifted the title for the first time in 44 years.
While Ferguson grudgingly acknowledged City had legitimate cause for celebration, he insisted the blue half of Manchester still had plenty to do before they could rival United's history.
"They can go on as much as they like -- that's what you would expect -- but the history of our club stands us aside," Ferguson said.
"We don't need to worry about that. I think we have a rich history, better than anyone and it'll take them a century to get to our level of history."
Even at 70, Ferguson is determined to be the man who tries to halt City's attempt to repeat their success next season.
"We accept challenges. We are good at that," said Ferguson, after a 1-0 win at Sunderland on Sunday did not prove enough to claim top spot.
But he was gracious in his praise of City's achievement, saying: "On behalf of Manchester United, I would like to say congratulations to our neighbours.
"It's a fantastic achievement. This is not an easy league. It's the hardest league in the world, and anybody that wins it deserves it.
"At the start of the season, if I remember correctly, I said 82 points would probably win the league this season and we are seven points ahead of that. But look, it doesn't matter, we've lost the league.
"It is a cruel way to have the title ripped away, but I've had a lot of ups and downs in my 25 years here.
"There will be times when we can sit back and say we did this wrong, we did that wrong, but 89 points would have won the league most seasons."
Wayne Rooney scored United's goal at Sunderland and, with City trailing to Queens Park Rangers, they believed they had won at the final whistle.
Thirteen seconds later, City scored their winner and the championship had crossed the city.
Ferguson said: "All we had to do was concentrate on our job and that's what we did, but you are going to get certain types of reaction from the crowd.
"We knew five minutes' extra time was being played at City. Our game had three minutes' stoppage time and you don't know what can happen in the extra two minutes, but they got that break and won the game.
"We should take credit because of the fact we had so many injuries and coped with them very well. We have some young players and they have now experienced what happened here today.
"Hopefully in seven or eight years they will be at Manchester United and the experience is good for them -- even if it's a bad one.
"They're a good bunch of lads. The younger players will remember today because sometimes a bad experience is even better for you.
"When you've got a certain character and a good purpose about you, then you shouldn't fear the future and I don't think these lads will."
Sunderland manager Martin O'Neill said: "The last couple of minutes of the game have taken me back a few years to the season at Celtic when we lost out on goal difference. It's the most harrowing thought you can have.
"Wayne Rooney was playing the ball in the corner near the end and thinking they had won the game, so to hear the news coming through was unbelievable.
"Sir Alex might be coming into my room for a moment and I've got to say I'm dreading going in. He will be bitterly disappointed because this would have been a sensational year for him to win the championship.
"He's got so many titles that he's lost count, but he will be so disappointed about this one."
Sunderland's Irish international defender John O'Shea is in danger of missing the European Championship after suffering a recurrence of a calf injury before half-time against United.
O'Neill admitted he feared O'Shea could lose his place in Giovanni Trapattoni's squad, which meets next Sunday.
O'Neill said: "As he came off, that was my thought. I thought it might be a concern. He didn't feel comfortable. He started to feel his injury and didn't feel confident about moving on it.
"I haven't checked with the physio, though, and may be jumping the gun."


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The challenge of making a full-time and personal commitment to you is something that not all realtors are up for. You want a realtor who will make the process of buying or selling a home easy and worry-free. As a real estate broker who has 32 years experience in the local housing market and a long record of successfully guiding clients with their home buying needs I specialize in bringing peace of mind to clients with my professionalism knowledge and integrity.
My leisure time revolves mostly around health and nutrition. In the winter its mostly in the gym. When the weather breaks youll find me adding runs on the boardwalk and invigorating early morning swims in the ocean. Im usually relaxed reading a good book on nutrition or cooking experimenting with new recipes and green drinks and nurturing my organic garden. I truly believe in running your own race being careful not to get too caught up in the frenetic lifestyle that accompanies being a successful realtor.


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Every Point of Contact is an Opportunity
CGS agents see each of our 50+ million interactions per year as unique opportunities to exceed expectations and build long-lasting relationships with your brand. We serve customers through any channel in languages that cover 80% of the world's population, without sacrificing superior quality.
As a client with CGS, you have a dedicated team that sits together, receives training on your products and brand, and provides service that is a seamless extension of your company. Our clients benefit from big-company capabilities with outstanding personal service. The result is happier customers who buy more, speak positively about your brand and help your businesses grow.
Improved Efficiency and Customer Satisfaction with CGS's Outsourcing Services
Customer experience is king. CGS's Business Process Outsourcing Group will learn your customer support goals and help you identify the right tools and processes to deliver exceptional service across the customer lifecycle. Our solutions are flexible enough to meet a variety of needs, from onshore or off, 24x7x365 or after hours, ramping up or down for seasonal changes, or using your tools or our own.
We recruit, hire, train and retain top talent so our clients can scale quickly. Our technology enables agents to assist customers across channels efficiently, and we utilize data from every interaction to continuously improve processes. Over time this enhances customer satisfaction levels and delivers cost savings.
Never Miss a Conversation that Matters
Your customers are talking about you. Do you know what they're saying? We help you listen and respond effectively in a personal way, improving your customer's experience, increasing brand loyalty and accelerating your growth. We do this while analyzing trends that impact decisions about your business, after all, CGS was the first contact center with social media monitoring capabilities.
Customer Support EXPERTISE
CGS provides award-winning multilingual customer support solutions from North America, Romania, Chile and Israel. Our specialists manage simple requests to complex technical support across multiple channels including phone, email, chat, web and social media.
Why clients partner with CGS to deliver outstanding personalized customer service:
- We've helped a leading household electronics and appliance company improve overall customer satisfaction survey results by 34%
- We've helped one of the world's largest mobile telecommunications companies reach 100% of customer satisfaction goals
- We reduced no-show reservations for a major restaurant company by 27% through data analytics and predictive scheduling
Why CGS?
Superior Standards
Call & email monitoring, ticket reviews, process adherence reviews, customer satisfaction surveys, agent incentive & recognition
Global Centers
Located in United States, Romania, Chile, India and Israel
20+ Languages Spoken
Includes: English, Spanish, French, Arabic, Dutch, Danish, Hebrew, Portuguese, German, Greek, Italian, Russian, Swedish
Multichannel Support
Across voice, IVR, live chat, email and social media
PCI compliant, ISO 9001:2015, ServiceNow® Certified System Administrator, COPC certified (CGS Chile)
Delight Customers
Product assistance, warranty claims, order support, reservations, device/service activation, inquiries, loyalty programs
50+ million customer interactions annually
First contact center with social media monitoring capabilities
Our agents speak the languages of 80% of the world's people
"We needed a partner who made customer service their core competency. We needed multilingual support for all our solutions and services and we needed to do that in a unified way. That drove customer retention, loyalty and upsell. We needed to improve, somewhat dramatically, on our SLAs and to be able to predict cost. Those are the things that CGS helped us manage in conjunction with the ability to scale to address our business needs."
Dan Wilkinson, Chief Commercial Officer, 1WorldSync
The three main challenges Xylem faced were: a decentralized organization, uncommon processes globally, and Multilanguage challenges. CGS solved the problems by introducing a dedicated, 24x7x365, global service desk with Multilanguage capability. It absolutely filled the gap in where we needed to go to with standard processes using best practices globally. "
Richard Lampe, Director of Global Infrastructure Operations, Xylem
"They've been very flexible with us... so it's really worked well. It's driven mainly by the flexibility, the relationships you can build with the people, the ease of working with them. They're willing to work with you as a partner. And a lot of companies will say that—everyone says they can do that, but CGS really, definitely prove that every day with us."
Doug Klees, VP Global Customer Care & Payments, AOL


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At least two people are reported killed in a series of blasts in the Indonesian capital, Jakarta, with gunfire breaking out afterwards.
The blasts happened outside the Sarinah shopping centre, near the presidential palace and UN offices, say reports.
Indonesia has been attacked by Islamist militant groups in the past and has been on high alert.
The area around the blast site has been cordoned off.
Await for More Details…….


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Pinball Purchase
Pinballsales.com - contact Jack @ pinballsales.com (phone 866-323-5225) - top value, top customer service, lifetime support, worldwide delivery
Technical & Repair Links
Pinball Repair - Clay's site - the best source for getting into your games
"This Old Pinball" - Restoration Video Tapes - very amusing as well!
Internet Pinball Database - great reference (if you know the game)
Pinball Game Web Index Site - find all key sites on the web for any game
Gameroom Magazine - the hobby's magazine for Gameroom Collectibles
Replay Magazine - for the amusement route and arcade owner
Pin Game Journal - covering the world of pinball
Pinball Forums Around the World
French Pinball Collector Website - French Pinball forum
Other "COOL" Links
Pinball Abbreviations - get confused by all the acronyms used in pinball for the 2-3 letter game abbreviations?
Clubs and Organizations For Pinball
BAPA - Bay Area Pinball Association - Pinball league in South SF Bay Area


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TV99 is committed to providing news, sports and entertainment from all Hanover's schools to our viewing community. We're also a great resource for school closing announcements--just turn on TV99 and find out immediately if schools are closed. Why wait for the information to be scrolled on the bottom of the screen when you can find out immediately on TV99?
For the latest updates regarding TV99, "Like" our page on Facebook or follow us on Twitter. And you can always send us Viewer Mail at firstname.lastname@example.com - we love hearing your feedback!
The TV99 internship program allows high school students the opportunity to work in a real-life TV station using a hands-on approach to polish their skills in television production. Students assist in writing, producing, taping, editing, anchoring, and reporting the content for TV99 programs. Please contact your school counselor for more information on applying for the TV99 internship program.
The TV99 internship program is coming up on its 20 year anniversary! Take a trip down memory lane with a few of our favorite pictures.
TV99 shows are now available On Demand.
If you would like to order a keepsake DVD of the Atlee, Hanover, Lee-Davis, or Patrick Henry class of 2019 graduation, please see below. The DVDs are $25 plus $2.50 for shipping and handling. The videos are the same quality that played on the JumboTron during the ceremony. The graduation DVDs do not contain the musical performances due to copyright concerns.
If you have an interest in an older DVD, they are available as well. We have ceremonies from the mid 1990s until the last few years. Simply email us, and we will let you know if we have the one you are looking for. The cost for our legacy DVDs is $35.
Proceeds from our DVD sales go to students at all four of our high schools that participate in the TV99 internship program.
Brian Capaldo, Coordinator, TV Programming and Production
(804) 723-3746
Tweets by TV99


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Conference, Consultation and Pride
The first funding secured by the new CEO was from the Big Lottery Awards for All who believed in their vision for the transition of Chrysalis. The confidence this showed in our charity enabled immediate, significant, essential and lasting change far exceeding the scope of the grant itself.
The award provided the money we needed to put on our first ever, and sell out, conference, to attend five Pride events in 2018 and hopefully many more in 2019, and to launch our consultation which allows *you* to get involved in shaping the future of the charity www://surveymonkey.co.uk/r/FF5ZG76
Check out our Conference and Pride pages for more information and watch this space for the publication of our consultation results.
If you want to help develop Chrysalis then please complete the consultation before the end of October.
The three images below encapsulate the incredible things that Chrysalis has achieved with the Big Lottery funding this year, thank you so much for believing in us.
Chrysalis's sell out first conference: Transition from the Inside and Out
Chrysalis stand at Hampshire Pride 2018
Chrysalis outdoor stand at Portsmouth Pride 2018 with trans+ flags
2017 Retirement of our Founder
We would like to thank Dianne for the massive amount of time and effort she has put into the running of Chrysalis over the last 12 years since she founded it, providing a lifesaving service to over 500 beneficiaries.
2017 Appointment of our new CEO
We are proud to announce the appointment of our new CEO, Andi Maratos who will be working with the board of trustees to build on the success of the past 12 years achieved by our founder Dianne, who devoted so much time and effort to providing a lifesaving service to over 500 beneficiaries.
2015 Health Watch – reorganisation of the London Gender Clinic
In 2015 Healthwatch Hampshire visited the Chrysalis meeting Centres and interviewed the beneficiaries. They focused on the medical treatment our beneficiaries had received through the NHS. The interviews were filmed and brought together in a 15 minute documentary. As a result of the documentary major changes were brought about in the London Gender Clinic plus a substantial increase in their budget.
2012 Hampshire Police Authority - Reporting Policy
Hampshire Police Authority asked Chrysalis to conduct a survey of fifty transgender adults. The aim was to ascertain their views about the reporting of incidents relating to their person status. The report concluded that there were twelve key issues that Hampshire Police could address within its reporting policy. All twelve suggestions were acted upon and the Hampshire Police reporting System changed to incorporate the recommendations.
2010 Campaign for support for Gender Variant Children
Chrysalis was invited to consultations in London to explore the possibility of supporting young people in this country. As a result, we were included in the active campaign which led to the 2011 launch of the Tavistock and Portman NHS Trust Service for children and young people with gender identity issues.
2009 Report of the Equality and Human Rights Commission - substantial input
Chrysalis attended two consultations in London followed by two interviews which were included in the report.
2008 Equality and Diversity – Toolkit for Voluntary organisations
As a result of having seven strands of diversity, information was required to enable organisations to have an understanding of Transgender issues. Chrysalis was a part of a task force let by Community Action Hampshire to devise a 'Diversity Toolkit' that could be used by voluntary organisations and the public sector. This was the first diversity toolkit to include a specific chapter on Transgender Issues.
2007 Equality and Human Rights Commission launched with 7 strands of diversity
Southampton Voluntary Action invited Chrysalis to meet members of the team who were constructing the parameters of the Commission Remit. We gave them our leaflet about definitions. When the visitors left Jo Ash said that they were 'talking Chrysalis and had the leaflet with them'. Some time later one of our beneficiaries informed me that the name of Chrysalis was brought up in Parliament, this was in regard to the commission. When the Commission launched in 2007 it had seven strands of diversity instead of the familiar six. They had taken Transgender out of Sexual Orientation and given it a strand of its own as well as a positive definition. The definition was the same as the one in the Chrysalis leaflet. That is: 'Someone who is proposing to, is in the process of or who has transitioned from one gender to the other.' To do this 'Gender Dysphoria' had to be de-classified as a mental illness and re-classified as a medical condition.


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TEL AVIV (MarketWatch) -- Israeli stocks resumed their climb on Wednesday, led by strength in Israel Chemicals, Teva Pharmaceutical and telephone-service provider Bezeq.
Late in the trading day, the Tel Aviv Stock Exchange's benchmark TA-25 Index advanced 1.01% to 1058.09 while the TA-100 Index (1884407) added 1.15% to 990.61.
The TA-25 rose for the fifth time in the past six sessions, with the index ending about flat on Tuesday. In the five sessions that ended on Tuesday, the benchmark index is up 5.4%. In 2009 to date, the TA-25 is up 60% from its 2008 close at 654.85.
The Tel-Tech 15 Index of top technology issues rose 0.92% to 231.30.
Teva Pharmaceutical TEVA, +2.51% shares lifted 0.4%.
Late on Tuesday, the drugmaker said the U.S. Food and Drug Administration cleared it to market the generic version of Tap Pharmaceutical's Prevacid treatment for acid reflux. The company said customers will begin receiving the product on Wednesday. The branded drug sells nearly $3 billion a year, Teva said.
Leader Capital Markets said that because Teva faces competition in launching generic Prevacid, its "commercial contribution is projected to be moderate."
On the other hand, Teva "could capture as much as 20% market share, implying 2010 revenues of as much as $300 million, a significant contribution to what is already panning out to be a very strong year for Teva," the investment bank Excellence Nessuah said in a morning note.
"We expect 2010 earnings per share to jump by 34% even before this announcement," said Excellence, which rates Teva outperform.
Teva's drugmaker peer in the TA-25, Perrigo, PRGO, +1.34% rose 1.2%.
Among the banks, Hapoalim BKHYY, -3.14% rose 1.8%, Discount moved up 3.5%, Mizrahi Tefahot UMZRF climbed 2.4% and Leumi tacked on 1.9%.
The controlling shareholders of Discount Bank said in a statement on Wednesday that they had reached an agreement under which Chairman Shlomo Zohar would step down at year end after almost 4 years in the post. He will continue as a consultant to the controlling group for two years.
The most-active issue was Israel Chemicals, the producer of fertilizer and chemicals derived from the Dead Sea, trading 2.2% higher. Agrichemicals specialist Makhteshim-Agan edged up 0.4%.
Makhteshim-Agan is scheduled to report third-quarter earnings on Thursday. "No surprises are expected as the company already gave a profit warning early last month," estimating a net loss of $15 million to $25 million, Leader Capital Markets said in a note.
The "main contributors to third-quarter weakness are the situation in the Brazilian market, Makhteshim-Agan's very high-cost inventories, sharp declines in glyphosate prices, and very negative buying patterns of farmers in 2009," the brokerage's analysts wrote. Glyphosate is a prominent weed killer.
In telecommunications, Bezeq called in a 1.4% rise and Cellcom CEL, -0.99% fell 0.9%. Partner PTNR, -1.13% fell 0.8%.
Isramco, ISRL, +0.07% the Israeli oil producer, swung to a third-quarter net loss of 74 cents a share from net income of $12.69 a share for the year-earlier quarter. Revenue fell 56% to $7.8 million from $17.9 million.
Among other oil companies on the bourse, Paz fell 0.8% and Oil Refineries Ltd. fell 2.8%.
The foods producers, Osem OSEMF and Strauss, SGLJF, +0.00% edge up 0.1% and 0.4% respectively. Frutarom, FRUTF, +0.67% the TA-100 provider of flavors and fragrances, slipped 0.5%.
Property developer Africa-Israel Investments AFIVY was off 3.1%.
Within the tech sector, tech-investment manager Formula Systems FORTY, +7.56% climbed 3.8%. Videoconferencing specialist Radvision RVSN added 2.8%. And Retalix, RTLX the producer of management systems for retailers and distributors, eased 0.9%.
Among tech companies making news, Ceragon CRNT, +3.30% shares rose 2.9%. The provider of high-capacity wireless solutions for network operators said on Wednesday that Botswana Telecommunications Corp. would adopt its solutions to upgrade the core of its nationwide wireless network. Equipment orders on this deployment are valued at more than $1.5 million, Ceragon said.
Alvarion ALVR shares moved up 3.2%. The company will deploy a WiMax network across metropolitan Adelaide, Australia, for Adam Internet. Adam is building a wireless broadband network as part of Australia's goal to provide service to all residents in the country, Alvarion said. Terms of the project weren't disclosed.
TowerJazz TSEM, +1.27% shares were up 2%. The semiconductor foundry said that Phasor Solutions, a U.K. developer of antennas for vehicles, adopted a TowerJazz process to produce chipsets for broadband service on transport including trains, planes and military vehicles.


text: Approximately 1 week ago I took about a short nap, and after this I realized that I thing about cloud computing a lot. During this nap I dreamed about having online access to all of my work documents and fun files, I could retrieve my music playlists from anywhere, and work on vector based graphics at home. Will this dream come true in the future? I think yes. When Google Docs was released a few years ago, I was totally amazed. If someone had told me in 2000 that word processing, spreadsheeting, and creating presentations could all be done online, I would have called them crazy. Although these are somewhat limited when compared to their desktop counterparts, they have features that can create high quality documents for everyday use. Cloud computing is also evolving at a rapid rate. New features are constantly being added to Google Docs, and some other applications such as the Zoho suite have even more advanced features (especially their presentation software). Besides the standard applications, cloud computing is also getting into other realms such as graphic editing. Today I discovered Project Draw which is feature-rich web-based vector drawing application. Although not as complete as Corel Draw, it again gets the job done for those common everyday documents. Besides the current state and rapid advancement of cloud computing, the infrastructure is also improving. Browsers are becoming faster and Google's browser Chrome emphasizes the use of online applications with its Create Application Shortcut menu option. This combined with increased internet speeds, more efficient data centers, and greater allotment of online disk space (Gmail in 2005 had a 1 GB storage, now it is >7 GB, more than the hard drive on my 2001 laptop!!) will all help speed up the evolution of cloud computing. To summarize, cloud computing is here to stay and will continue to increase in popularity as desktop applications move to the cloud. In the future we'll all be saying, "I can't believe we stored our data and ran our applications from our desktop computer, we were so primitive!!"


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Private Banking and Advice Manager
Lloyds Banking Group recognises the importance of providing extraordinary customer service and this underpins our strategy to become the Best Bank for Customers.
Our Insurance business is one of the largest in the UK. We have a strong heritage, helping approximately six million customers every day with their diverse and critical needs including life insurance, pensions, investments and general insurance (home, car, travel).
Private Banking, which is part of Insurance & Wealth aims to help customers to achieve their financial goals by constructing robust financial plans tailored to each customers individual circumstances.
What you'll be doing...
· You'll manage a designated portfolio of on-going client relationships and introductions from across the Group, identifying and addressing clients financial and banking needs, and acting in the client's best interest at all times.
· You'll demonstrate professionalism, integrity and high standards of business ethics, ensuring that the advice provided and the actions taken are compliant with the internal requirements of the bank as well as compliant with external regulatory and statutory requirements, to ensure client's best interests are met and ensuring that business risk is minimised.
· You'll lead the client relationship whilst having overall responsibility for identifying and meeting client needs and ensuring liaison with all appropriate parts of the Group in order to ensure first class standards of service.
· Providing advice and support on financial planning and banking need areas, referring to other product specialists where required and overall, ensuring that all business opportunities are maximised in line with client's best interests.
- Sound interesting....
· You'll conduct meetings with clients in an agreed manner, providing holistic financial advice for new and existing, individual and corporate clients, to review and meet their immediate and ongoing financial needs.
· Adhere to the company's minimum standards as set out in the Professional Standards Framework.
· You'll work closely with introducers (internal and external) in order to maintain good working relationships and ensure a high standard of new introductions.
· Maintain levels of professional standing and competence in line with the business and regulatory requirements.
· You'll feel comfortable challenging and influencing stakeholders at a senior level.
· Undertake complex reviews/analyses in terms of scale, scope and specialism
· Typically provides leadership of projects and risk reviews
· Recognised by peers as a high level subject matter expert - ability to be sole representative for the area
What do we need from you...
You must be qualified to Level 4 (Diploma in Regulated Financial Planning). Whether your background is in Independent Financial Advice, or with another bank or financial institution, pensions experience is essential.
You must also demonstrate a considered approach, with the ability to construct written reports and clearly explain options and potential outcomes.
Lloyds Banking Group is committed to building a workforce which reflects the diversity of the customers and communities we serve, and to building an inclusive environment where all our colleagues can be themselves and succeed on merit. We support the principles of agile working and are happy to consider flexible working arrangements. We're an equal opportunity employer and deeply value diversity within our organisations.
Together we make it possible.
As well as a competitive salary, this role offers:
· Car (or allowance)
· Flex cash sum
· 30 days holiday (plus bank holidays)
A total reward package that offers discounted lifestyle, financial and protection benefits you can tailor to suit your lifestyle.


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I'm grinning as I write the title of this post, thinking of Joey from Friends: "How you doin'?" (As Rachel replies that one time she's drunk in Vegas: "I'm good, baby, how are you?")
It's been almost five weeks since sabbatical ended and I returned to work. The first two weeks were surreal. I found myself narrating everything I did in the third person: "Julie is now heading to the reference desk. Now Julie is going to teach a class." It was disturbingly hilarious.
Things have felt more normal the past few weeks – my short answer when people ask is "I'm good baby, how are you?" Everything is also impossibly new. The biggest part of the transition back to work has been seeing how much I've changed. (My workplace has changed, too – more on that below.) I worried when I went back that I would fall into old patterns of doing too much & for the wrong reasons. (I blogged about those patterns a few weeks ago.)
It's still early but I've successfully tested the hypothesis I shared in that same post on August 13:
I have some plans and ideas to put in place when I return to work, ones that I hope will establish a healthier relationship with my workplace. Basically, live like I – and my plans, dreams, writing, life outside work – matter. Because they (and I) do.
So yay me! The intentions I've put in place have been shaped in part by the circumstances at work. I don't think I'm airing the dirty laundry by saying it's a tough time for higher education in general and libraries in particular. We are short of funds and staff, due to complex – and not easily solved – circumstances.
There's a theme that keeps emerging – as I talk with colleagues, as I review my own career plans, as I read reports and reviews of my library from the past few years – in lean times, our energies go toward providing the services we are able to provide in the best way possible. We don't have the time or energy for new initiatives, at least not on a broad level.
As my library goes, so go I. It's been a fascinating few weeks, colored by some darker moments, including health issues, parenting challenges and the death of a well-loved cat. Maybe it's just the stage of life I'm in now, but these feel like lean times, too. Maybe we're always near that edge.
I've often seen work as an adversary this past year – the jealous spouse demanding all of the time and energy I'd rather devote to my writing and the rest of my life. Now I'm glimpsing how work can be a supportive partner, reinforcing the importance of recognizing my own limitations while also providing opportunities to fulfill my responsibilities as best I can.
So I'm doing fine. Couldn't be better. Today I haven't barred the door of my office and curled up on the couch to watch Friends reruns. But let's just see how tomorrow unfolds, shall we?


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Teresa joins Lee in the studio to share valuable tips and information for job seekers, those looking at changing jobs or maybe just starting out. Using social media and strategies Teresa imparts some very important information. To find out further details or have Teresa assist you, you can contact Teresa at www.careerwellness.com.au
Bridgette Triandifilidis from Accountants Who Communicate joins Lee to discuss changes in legislation in property purchases over $750,000. To find out more and connect with Bridgette visit www.awcaccountants.com.au
Adam Taylor of www.mysmartcardsite.com joins Lee to share the importance of connections and building relationships. Adam's on-line system allows businesses to track referrals. You can visit the website www.mysmartcardsite.com to find out further details.
Sara Gilbert - Astrology update
Sara Gilbert joins Lee for her quarterly catch up as she shares her astrological insights for what is coming up. To connect with Sara, visit www.lifespiritconnections.com.au
Lorraine Pirihi joined Lee to discuss the benefits of volunteering to create fulfilling and meaningful lives as well as assisting job seekers. Have you ever wanted to volunteer but you just didn't know where to start, who to contact, or how to get involved? There are some great tips in the interview to head you in the right direction.
To connect with South east Volunteers: www.sev.org.au
Lorraine has a new Facebook group to assist business owners and job seekers to connect in the Bayside area. Click the link below to connect
Louisa Tew from Awayteam joins Lee Cummins to share how businesses can use VA services and outsource to gain back time in their business. Louisa has a wonderful team of professional VA's from the Phillipines.
To connect with Louisa and learn more visit: www.awayteam.com.au
Dr Gary Wohlman joins Lee on Coffee Chat radio show to share tips, information and his expertise in the area of presentation skills. Whether you are presenting to an audience, applying for a bank loan or maybe going for that all important job interview, these tips are sure to assist you.
To connect with Dr Gary Wohlman visit www.mypresentationdoctor.com
Stephanie Gaddin from Rocking Rose joined Lee to explain about NBN, internet options, passwords and some great tips. Great information to debunk myths and helpful advice.
To find out more or contact Stephanie visit www.rockingrose.com
Neil Lofts from Ezi-Pac joins Lee for the Coffee Chat interview series and shares about 3PL and some of the amazing business women he and his company are assisting to grow, connect and deliver solutions to communities.
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Sharon Wilde from Wilde About Health joins Lee in the studio to discuss all things Diabetes. For more information and to contact Sharon visit www.wildeabouthealth.com.au
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text: Introduction This collection development policy provides guidelines for establishing priorities for the selection of library materials and the criteria for withdrawal of materials from the collection. Although the PCC Library is primarily responsible for the quality of the collection, the selection of new materials and the withdrawal of materials are activities shared with other members of the college community. Librarians and instructional faculty initiate most purchase requests. Students and other staff are also encouraged to suggest additions to the collection. See purchase request form to make a suggestion. Librarians with liaison responsibilities work with faculty from subject area committees (SACs) to ensure that materials which support the instructional programs of the college are added to the collection. Recommendations from instructional faculty are particularly important in building a collection that supports student success. Selection and withdrawal criteria are described in more detail below. PCC Library supports and endorses the following: Library Bill of Rights | Interpretations of the Library Bill of Rights Intellectual Freedom Freedom to View Collection development goals The primary goal of the PCC Library collection is to provide the resources and materials to support the curriculum and instructional programs of Portland Community College. The Library serves a community of life-long learners with a broad range of interests and prior educational experiences. Therefore, library resources also include a variety of general information resources in subject areas not covered by classroom instruction, but generally supportive of a learning environment. For those members of the college community whose scholarly or research needs are beyond the scope of PCC Library collections, librarians can help to identify, locate, and borrow such materials through Summit borrowing or interlibrary loan. PCC faculty and staff pursuing degrees at other institutions should use their degree-granting institution's library services for research-related needs. PCC Library does not have the resources to support graduate-level work. Within the constraints of available funds, facilities, and staffing, the Library will acquire and make available materials in various formats, evaluate existing collections, and develop policies and procedures to maintain the quality of collections and information resources. The Library is involved in a variety of resource-sharing agreements that expand the range of materials available to the college community. Selection of materials by the library does not imply endorsement of the contents or the views expressed in those materials. No material will be excluded from the collection because of the race, nationality, religion, gender, sexual orientation, political or social viewpoint or controversial nature of either the author or of the material. Guidelines for selection of materials The following guidelines are presented to assist library staff, faculty, and administrators in selecting quality materials for inclusion in the collection. It is recognized that some of the criteria included in the guidelines are more important than others and that the quality of content should be a primary consideration. General factors to be taken into account for all formats are: Relevance to curriculum-based needs of students. Relevance to instructional needs of the faculty. Probable need based on existing programs and collections. Appropriate academic level of subject treatment and presentation. Intellectual content and scholarly worth. Current, in-print publications will generally be given priority over out-of-print publications. Captioned or visually-described resources are preferred over non-accessible choices. First priority shall be given to resources which directly support subject areas and vocational emphases currently represented by credit courses offered at Portland Community College. Library faculty should be alert to important new works in their subject areas, works by key authorities in the field, and major critical studies. The prestige of the publisher or sponsoring organization is another important consideration. Print materials added to the collection should be accessible to the general reader, not specialists. In most subject areas, collection development activities will be directed toward an "initial study level" of collection intensity. Contingent upon available funds, secondary priority will be given to the acquisition of additional materials to support backfilling the collection in areas where deficiencies have been identified by faculty or library staff. As noted above, the primary goal of the library's collections is to support the program of instruction. Textbooks adopted for class use will not normally be purchased for the collection. Instructors wishing to place textbooks on reserve for their students to access are responsible for obtaining them. The library will not routinely purchase consumable materials such as workbooks or tests. In addition to these general guidelines, policy statements for specific formats and areas of the collection are presented below. Reference collection The reference collection is intended to meet the verification, location, and information needs of the college community by providing basic reference works in subject areas covered by the curriculum, as well as general information requests. Verification and location sources, such as the library search and WorldCat.org, enable the Library to facilitate access to holdings in other collections through interlibrary loan. The reference collection may include both print and electronic materials. Audiovisual materials Selection of these materials should emphasize support for classroom instruction, as well as the quality, effectiveness, and currency of the material. General issues to consider in the selection of audiovisual materials: Cost effectiveness and durability of the format (note: PCC Library will not purchase materials in obsolete or near-obsolete formats). Accessibility (e.g., captions for videos are always preferred). Electronic resources For database subscription trials, selectors work with the Library Technology Manager. General issues to consider in the selection of electronic resources: PCC Library strongly prefers electronic resources which meet accessibility standards, requesting Voluntary Product Accessibility Templates from all vendors of electronic resources under consideration. Unlimited access is always preferred to single user access. Licensing considerations: the ability to share content as requested via interlibrary loan is preferred. Authentication concerns: PCC Library requires off-campus users to log in using their MyPCC credentials in order to access electronic resources. Duplication in multiple formats: Selecting an electronic resource that duplicates an existing print resource is acceptable so as to make more of the Library's collections available to all students. The Library may duplicate print resources with electronic resources when: the resource has significant historical value one format is unstable a cost benefit for purchasing multiple formats exists multiple formats meet the different needs of user groups Gifts The Library welcomes gifts of materials that are consistent with the collection development policy and provided that there are no restrictions attached as to their disposition. Because all items added to the collection generate processing and storage costs, materials received as gifts will be evaluated by the same criteria as materials purchased. Gifts are accepted with the understanding that materials not added to the collection will be disposed of in ways most advantageous to the library. Weeding Weeding, the removal of materials to be discarded, is an important part of the overall collection management process. Building a viable collection of materials to serve the college community is a dynamic process that includes assessment and the removal of materials that are obsolete, damaged beyond repair, no longer relevant to the curriculum, or not central to cooperative collection agreements with the Orbis Cascade Alliance. Reference Librarians with collection development responsibilities are primarily responsible for weeding the areas of the collection to which they are assigned. Faculty SAC representatives are strongly encouraged to review their subject areas to identify items which should be withdrawn and bring such materials to the attention of their subject liaison librarian. The following categories of materials will be considered for weeding from the collection: Outdated materials. Superseded editions. Excessively worn or damaged materials. Items in poor condition, but still valuable in terms of intellectual content, will be considered for repair or replacement. Multiple copies of monographs which are no longer needed to support the curriculum. Textbooks and instructional materials or previous editions of more recent texts. Titles which are no longer of value to the collection, as indicated by low circulation counts and low relevancy for the curriculum. The Library Technology Manager oversees weeding activities. Reviewed 4/27/2015, 6/6/2016 Updated 4/23/2015


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Enjoying full control over every facet of your business and life has become a mainstay in today's technology driven world. From shopping and commuting, to communication and connections, technology and its evolution has played a huge role in making those activities easier and faster, while placing it all in our own hands.
Deliveries are no different. Long gone are the days when we used to order something by phone and hope it arrives on our doorstep in time. Just like in other industries, customers have become accustomed to expect more.
Today, with Eddress, you don't have to worry about keeping up with technology giants, because the software you need is at your fingertips. Whether you're making the deliveries or looking for someone to do it for you, Eddress offers you the services you need to keep up with, and surpass, today's technological standards.
Eddress started life in 2015 with a mission to bring the address system into the digital age. That mission evolved from facilitating addresses into facilitating the path to those addresses. We aim to consistently improve our software, technology and services to not only meet today's demands but to predict them, helping businesses achieve their day-to-day successes.
Eddress is not here to disrupt, we're here to empower the world's industries, helping them connect with the services they need to reach the results they aspire to. As a result, Eddress is currently being used by hundreds of clients across the Middle East, East Asia, and Africa, who depend on our expertise and support to make their businesses shine.


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By Jane Naberhuis and Andrea Anastasio
I've been fortunate as a graduate student to have the opportunity to be involved in both animal and human subject research. Although I've never worked in cell culture, being involved in multiple research areas along the "bench-to-bedside" pipeline has expanded my view of what it takes for a discovery in basic research to be translated into a meaningful new recommendation, drug, or device intended to benefit the public. As such, I've recently become interested in learning more about the entire bench-to-bedside progression of research, especially since it can take years, even a decade or more, for a basic discovery to be translated into something ready for use in a clinical setting.
Translational research requires precisely that: a translation from what is discovered in the lab, or a study, into trials and studies on humans. A scientist in a laboratory may not have adequate training to understand how their discovery can be applied clinically. Likewise, a public health scientist may understand their community, but not the basic research. In order to address health concerns, ideas must be able to flow between these areas of expertise. Translational research is a kind of "middle-man," making sure these discoveries reach the larger community.
A quick online search reveals that I'm not the only one becoming increasingly interested in the idea and implementation of "translational research." The National Institutes of Health has an entire National Center for Advancing Translational Studies, and there are multiple scholarly journals devoted to publishing findings of translational research (including both Translational Research: The Journal of Laboratory and Clinical Medicine and The American Journal of Translational Research). The NIH Roadmap for Medical Research also provides an excellent resource of programs focusing on how to clinically apply biomedical discoveries. In addition, a quick PubMed search reveals steadily increasing numbers of publications concerning translational research since the term was first published in 1993 (see Figure 1).
One concern with translational research is not only how to define it, but how to properly train individuals in a discipline that crosses different levels of biomedical research. Its multidisciplinary nature will require flexibility to integrate information from basic research, clinical research, and research based on the general population. Forging a career in translational research is an exciting challenge, and opportunities have become more available in just the last several years. M.D.-Ph.D. programs are one option available, as well as master's programs that allow for faster completion of a degree. The Mayo Clinic recently announced two online programs: the Research Applications for Practice Improvement Decisions (RAPID) Certificate Program and the Fundamentals of Clinical and Translational Science (FunCaTS) Program. New York University's Clinical and Translational Science Institute offers multiple programs geared towards a wide-range of levels of experience, including medical students, post-doctoral trainees, and junior faculty.
Whatever path one follows in this field, the process of translational research is not a linear process. That is, while benchtop science provides clinicians with novel tools to use in clinical practice, researchers in the clinical setting also make observations about disease progression or physiology, for example, which stimulates additional basic investigations. This provides an exciting opportunity for researchers at all stages along the bench-to-bedside pipeline to contribute meaningfully to new discoveries that will advance the field of human medicine. Indeed, it is an exciting time to be involved in translational research which may produce preventative, diagnostic, therapeutic, or prognostic tools that benefit patients, and ultimately ensure that the practice of medicine is evidence-based.


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Introduce your future fashionista into the wonderful world of fashion with the quirky and colourful Mini Melissa! Having transformed the traditional jelly shoe into a fabulously fun footwear for stylish little ladies, Mini Melissa offers an adorable range of practical and comfortable styles that you and your child will love. Combining the creative, quirky influence of iconic fashion designer Vivienne Westwood with a sweet, childlike innocent, the Mini Melissa range is gorgeously unique and a whole lot of fun. And just in case their vibrant colours and fabulous designs weren't enough, Mini Melissa shoes even smell like bubblegum. You can shop the Mini Melissa range of sandals, trainers, Mary Janes, boots, plus lots, lots more, right here on Tinitrader. Sweetly scented in the most adorable designs, Mini Melissa will make all your little girls dream come true!
You know what you love and when only the quirky, fun and playful Mini Melissa range of girl's footwear will do, check us out! Browse our marketplace to discover:
On Tinitrader, you will find the very best kids Mini Melissa clothing from retailers and online sellers all over Australia. We offer easy access to Mini Melissa clothing no matter where you live, or how you like to shop. With Tinitrader, you can shop from home or from your mobile, allowing you to buy and browse Mini Melissa kids clothing anytime, anywhere- it is that easy!
Order your favourite styles online for home delivery, opt for click and collect, or browse a boutique for a hard-to-find Mini Melissa style then shop in-store. You can even shop affordably and buy used from a private Australian seller!
Shop the modern way and browse a huge range of Mini Melissa clothing online now on Tinitrader. Keep and eye out for Tinitrader sales and grab yourself a Mini Melissa bargain.


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At Panzera Realty, we specialize in real estate for the residential real estate investor.
We're a family business owned by broker David Panzera, who has over 20 years of experience in the industry as a real estate agent, personal investor, and residential property manager in Columbus, Ohio. Our investment property portfolio includes nearly 500 units in the Columbus and surrounding areas consisting of single family homes, duplexes and multi-family units.
Our company's founding and business model are built upon the concept of investment. We work with investors across the spectrum of investment experience who believe, like we do, in accumulating buy-and-hold real estate as a lifetime wealth-building tool.
Our nationwide clients are seasoned investors, investors gaining traction, and those seeking their first property in the Columbus, Ohio market.
In the property management arm of the business, investment is just as important. We perform quality maintenance ourselves with durable materials; grow and sustain relationships with local expert subcontractors we trust for specialty work; work with a network of proven financial professionals for our investors; and more.
As real estate investors ourselves, we see the process from your perspective. We use a consultative approach, taking the time to understand your unique situation and helping you find the solution to meet your needs.
Affiliations / Memberships
- National Association of Residential Property Managers (narpm.org)
- National Association of Realtors (realtor.org)
- Ohio Association of Realtors (ohiorealtors.org)
- Columbus Board of Realtors (columbusrealtors.com)
- Institute of Real Estate Management (irem.org)
- Ohio Real Estate Investors Association (oreia.com)
- Central Ohio Real Estate Entrepreneurs (centralohioreia.com)
Our Team
David Panzera
Owner / Broker
Office: (614) 291-3406
Fax: (614) 291-3400
Robin Jala Panzera
Real Estate Investment Sales Agent
Office: (614) 291-3406
Mobile: (614) 420-2959
Fax: (614) 291-3400
Justin Lemaster
Director of Operations & Real Estate Investment Sales Agent
Office: (614) 420-2961
Fax: (614) 291-3400
Natalie Flaum
Office Manager
Office: (614) 291-3406
Fax: (614) 291-3400


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Frying is one culinary task that many people dread. Thus, many people choose oil less fryer or power air fryer as a supportive tool. Meanwhile, others opt for deep fryer. It produces splatters of hot oil. It can also be challenging to make sure that the right level of heat is reached. The good thing […]Continue reading
In today's time, we are in an incessant quest towards a healthier version of ourselves. In the same way, we find it hard to say no to temptations, especially when it comes to eating. Fortunately, technology has made it possible to have the best of both worlds -enjoy good food and be healthy. This is […]Continue reading
We are living in a time wherein more and more people are being conscious about their health. With this, a lot are looking for the best methods to cook food in such a way that the harm for the body is minimized. With this, an air fryer is one of the essentials in the kitchen […]Continue reading


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Shipping and Handling
Over 90% of our selection is kept in our own storage room. Therefore, between 90-95% of orders are shipped within 24 business hours. 5-10% can take up to 5 business days to be shipped.
To find your shipping time and cost please find your country in the list below:


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Two huge storms in two weeks — but are they entirely 'natural disasters'?
People didn't cause Harvey or Irma directly, but where and how we live affects the level of devastation left behind
Hurricane Irma is barreling across the Caribbean into Florida as a record-setting storm just after Harvey hit and drenched Texas and Louisiana. And scientists warn that with global warming, there will be many more such storms in the future.
But is Mother Nature entirely to blame? USC's Andrew Lakoff thinks not.
"These catastrophes are too often understood only as 'natural disasters,' which implies that we are powerless in the face of the magnitude of the event. In fact, they are 'human-natural disasters,'" said Lakoff, an associate professor of sociology and anthropology at the USC Dornsife College of Letters, Arts and Sciences. "We need to focus on how we have become more vulnerable to them.
"In the case of Hurricane Harvey, critical attention should focus on the process of urban development in flood-prone areas, as well as the failure to account for climate change in calculating the likelihood of a catastrophic storm."
In the wake of big storms, the response is focused on immediate needs like rescuing survivors and providing aid. Lakoff suggests a longer-term focus, too.
"Preparedness for these kinds of disasters requires a longer-term reflection on mitigating vulnerabilities — again, this includes how we build in cities, but also dealing frankly with the increasing climate risks we continue to generate," he said.
And we need to expect more big storms, too.
"Harvey and Irma are the kinds of storms that we expect more of as the globe warms under the influence fossil fuel burning," said Julian Emile-Geay, USC Dornsife associate professor of Earth sciences. "While there has always been — and will always be — weather, the emerging science of weather attribution suggests that this kind of event is more likely as a result of human activities."
The reason: A warmer atmosphere can hold more moisture, which is released by storms in a violent manner, overcoming the capacity of natural and man-made land surfaces to absorb the rain.
"Harvey also highlights that wind isn't always the greatest threat a hurricane brings," Emile-Geay said.
"The largest damage due to tropical cyclones is actually water-related: either rainwater falling from the sky or seawater surging inland — often both."
More stories about: Environment


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Yes. The festival's official site is available in French, English, and most other major languages, and can be found at:
There are also sites for the following other official festival organisations:
The essential handbook for filmmakers, film fans, and film industry professionals looking to attend the Cannes Film Festival. Available in paperback and digital formats.
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