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The Reserve Bank of India governor and the Indian government, especially the finance ministry, have often got into tiffs -and sometimes waged prolonged cold wars - over interest rates and matters such as rupee stabilisation. Typically, finance ministers like low interest rates if private investment is sluggish and they want more industrialists to apply for loans. Reserve Bank of India governors tend to think this is a short-sighted approach when they take decisions to revise interest rates. (Finance ministers would ideally like common depositors to get high interest rates, while industrial borrowers to enjoy low interest rates but since that is not possible, they would rather have low interest rates, especially during economic slowdowns).
The current battle between the central bank and the finance ministry (or the government) is different though. It is focused on the overall financial system - with the central bank governor determined to clean it up once and for all, and the finance minister trying to prevent more bad news from coming in and preventing a collapse. This can be seen in a number of steps the two have taken on a number of issues, though there seems to be some sign that the RBI is finally seeing the worries of the government.
The cleanup of the financial system was actually initiated by the previous governor, Raghuram Rajan, when he started the Asset Quality Review (AQR) of banks in July 2015, which forced banks to stop ever greening loans and owe up to their bad loans. Raghuram Rajan though initially tried to use a softer approach to fixing the bad loan problems, using measures such as Strategic Debt Resolution (SDR) and Sustainable Structuring of Stressed Assets (S4A), neither of which actually helped much.
After Urjit Patel took over as the governor, it seemed that the RBI and the government were in perfect sync as far as bad loans were concerned. The government enacted the Insolvency and Bankruptcy Code (IBC), and then fine tuned it, while the RBI forced the reluctant banks to the biggest defaulters to the National Companies Law Tribunal (NCLT) under the IBC. And to top it all, it decided to discontinue the other schemes like SDR and S4A, and took other measures including making it mandatory for banks to take bad assets to the NCLT if they could not resolve it in a fixed time.
The problems though started because once the IBC cases started, the government soon realised that one, the banks would need to take hefty haircuts in most cases and write off a good part of their dues, and two, the economy itself was not picking up as quickly as it would wish.
The government also realised that the IBC, though a relatively clean process, would cause an enormous amount of bloodletting in the corporate sector, something it could ill afford in the current stage of the economy. With worries that a great many stressed power assets and too many small and medium enterprises (SMEs) would have to go under IBC and would not find any willing buyers, the government started looking for alternate solutions. The government's fear was that the SMEs and the power sector assets would not find buyers and would finally have to go under insolvency proceedings. Its solution for SMEs was Project Shashakt, which gave them (and banks) additional time to resolve problems before things had to be referred to the NCLT. For the power sector, it first tried pleading with the RBI to relax its norms, which the latter refused. Now the government is trying other means to do so,
The relations between finance ministry and government also strained when the blame game happened over the Nirva Modi case. RBI Governor Urjit Patel asked for more powers to regulate PSBs. The government was quick to react that RBI has enough powers. At that time many questioned the RBI for not using its power where it has (private and other banks).
Meanwhile, the RBI was cracking the whip on all banks to make sure the Augean Stables of the financial system were cleaned up once and for all. Given its limited powers on public sector banks it decided to turn its attention to those where it actually had enough power. This saw it forcing three storied private sector banks - ICICI Bank, Axis Bank and Yes Bank - to change CEOs, and coming down on Bandhan Bank for not meeting the banking license norms. The message was clear - there was zero tolerance for NPA divergences (a difference of opinion between the RBI and the bank on the quantum of bad loans recognized). It also disallowed Uday Kotak to use perpetual cumulative preference shares as a tool to dilute the promoter stake as per the central bank regulations.
Urjit Patel was essentially sending out the message that it did not matter how famous the private sector bank was or how influential its CEO was - there was no room for error. Its plans to tighten the norms for the NBFCs must be seen in this context.
The government's worries, meanwhile, have risen as the economic news has turned bad. With the IL&FS defaults and the absence of cheap money threatening to derail NBFCs, the last thing the government wants is any bad news triggering a sell off that could threaten the banking system. That is why it has stepped up swiftly to take over IL&FS, using LIC to pump in more funds, while SBI is going to pick up some stressed portfolios from NBFCs in a bid to bring some stability to the system.
While the RBI probably does not like this, it is grudgingly seeing the point of slowly easing off some pressure. Its recent move to inject additional liquidity into the system is meant to help the financial system from going into a tail spin.


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Sunday, April 15, 2007
Mmmm, chocolate!
I'm not the type who feels the need to spend big money on all the latest tech gadgets, but I do care a lot about having a cool cell phone. I'm still affected by that whole keitai denwa obsession from the time I spent in Japan long ago.
The Chocolate is gorgeous and sleek. I usually prefer flip phones, but I broke the hinges on my last two and have learned my lesson. The Chocolate is a slide-y phone. I will let you know my opinion of it once I've had the chance to put it to use. I'm already having a little frustration in that even with a USB connection the phone won't transfer files with my iMac.
To all those who remarked, "Eeeew, that's such a chick phone!", let me remind you that I am a chick: a chick phone is appropriate. Besides, as a proper chick, I got the phone for the best bargain possible, well below retail cost.
Yesterday was a day of urban exploration as I hiked the Rosedale Ravine with Anisa and Collan. Did you know it's possible to make an excursion of several hours along the trails right in downtown Toronto? I especially enjoyed tramping through the squelchy mud. After the hike, we collapsed, muddy and exhausted, at Bonjour Brioche on Queen East (just west of famous Degrassi Street). Chocolat chaud, flan, baguette, peameal bacon - all of it was delicieux.
5 comments :
- Eva said...
Why is it supposedly a chick phone? It seems normal to me, but then again, I'm a chick too.
- 15/4/07 21:50
- Andrea said...
Eva, I think the 'chick' association has something to do with the branding (i.e. the name 'chocolate'). I went to the LG homepage and have found that the ad campaign for this particular phone has a romantic theme, almost like perfume commercials...
- 15/4/07 22:06
- bunnyhero said...
that is a tasty-looking phone!
and it's true, macs are poorly supported in the cell phone world :( it was because of developing for cellphones that i became a windows person, despite resisting it for so long...
- 16/4/07 00:56
- vasta said...
I was going to buy the Chocolate when I was looking for a new mobile, but the guy behind the counter looked at me and said, "Buddy, that's a chick phone." Instead, he suggested I get the new Samsung slider (which looks the same to me, I don't know why it's considered any more manly) for the same price. I caved and did.
- 16/4/07 04:25
- huy said...
you might not break the hinges off that phone, but you will definitely chip a tooth.
- 18/4/07 01:38

subset: commoncrawl


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Saturday, April 1, 2017
Duck Donuts Waddles into Atlanta With Two Planned Locations
7 comments:
- jeff a. taylor said...
I would slot Duck in between gourmet shops like Sublime and your basic chain donut shop. Very much a step up and very fresh. I can see them finding a following if the training is good and the spaces have good access.
- April 2, 2017 at 4:34 PM
It is Johns Creek, not Alpharetta.
- April 3, 2017 at 12:07 PM
I ate at Duck Donuts once in Charlotte.
It is my favorite donut and am thrilled to see two locations in the Atlanta area be planned. Can Buford be next???
They made my two donuts fresh and the icing was still piping hot when I ate it. Can't wait!!
Donut Enthusiast
- April 3, 2017 at 5:32 PM
- fbenario said...
There is no Sublime Donuts in Druid Hills, which is located south/southwest of Emory University. There is a Sublime Donuts in N. Druid Hills, which is generally located north of Toco Hills, and nowhere near Druid Hills.
- April 4, 2017 at 5:59 AM
@fbenario - Seriously?
- April 6, 2017 at 8:21 AM
- Stacy said...
That Johns Creek location will kill it if the donuts are good. Nothing like it anywhere close by. Sara Donuts are to die for, but that's 15 min away.
- April 6, 2017 at 2:48 PM
Duck Donuts are hands down some of the best donuts I've ever had.
- April 26, 2017 at 10:58 PM


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Cheap Flights from Johannesburg Randgermiston to Mandalay in 2020
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text:
miércoles, 22 de junio de 2016
"The campaign against the Christian family" - 18/06/16 - Father Galvez.
-------------------------------------------------- ------------------
My channel is your channel, sign and welcome ...
Forever faithful to Christ. https://goo.gl/DGIvsQ
-------------------------------------------------- ------------------
Sunday after Pentecost V
(Matthew 5: 20-24)
"The campaign against the Christian family"
For many years the forces of evil are developing a ferocious campaign against the family; First of all, because the family is the first school where all the Christian virtues are learned. And this in turn is the pillar of Christian society. Destroyed the family, the foundation of Christian society are destroyed.
It began with the admission and divorce several years ago. In legitimizing civil divorce cooperated the Church. And it has subsequently been the same Church that has facilitated the destruction of marriage as a sacrament approving the "nullity of marriage" which is just another way of naming the reality of "ecclesiastical divorce".
Later it happened legitimizing the murder of the unborn. Crime is already making very serious consequences for humanity. And from there to the approval of aberrant civil marriages.
well structured the destruction of the family all these campaigns have been perfectly orchestrated, having achieved a degradation of the human race and disintegration of society.
We have reached a point where the same hierarchy casts doubt on the validity of the "vast majority" of church marriages; while at the same time validates marriages not celebrated sacramentally.
The devil is convinced that the time left is very short, so it is intensifying its attacks to conquer the world.
And all this is happening because man has decided to do without God, and consequently give up love. The Church itself has ceased to believe in love ...
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PROVIDENCE, R.I.—UMass Boston men's track & field tied their second-best finish ever at the New England Alliance/Little East Conference Indoor Championships Saturday afternoon in Providence.
New England Alliance: 44 points (7th out of 11 teams)
Little East Conference: 83 points (4th out of 7 teams)
Behind a huge all-around performance from freshman Virgil Harrell III (Hamden, Conn.) and a gold medal win from junior Bless Amedoadzi (Boston, Mass.), the Beacons finished fourth amongst LEC teams for just the third time.
Harrell III scored points for the Beacons in five different events and broke the program record in the triple jump that had stood for five years.
In the triple jump, Harrell III finished second in the Little East and third amongst all competitors, with a program-record setting leap of 46-00.50 feet. With the jump, he currently sits just outside the top 25 in the nation in the triple jump.
Amedoadzi earned the Beacons' lone gold medal on the men's side. For the third-straight year, a Beacon earned gold for the LEC in the 55/60M dash. Amedoadzi and Dom Nda (Pittsfield, Mass.) finished first in second in the preliminaries of the 60M, and then went first and second amongst LEC competitors in the finals. Amedoadzi barely edged out Nda (6.95 to 6.96) with both athletes breaking Nda's former LEC record set back in 2016. With their times, each athlete broke the seven-second mark for the first time this year and moved into the top-20 in the nation in the event.
The Beacons kept the momentum going into the 200M dash. Three Beacons earned points on the LEC side, led by Harrell III who finished third overall with a time of 23.15 seconds.
He also took third place in the LEC in the 400M , with a strong run of 51.50 seconds.
Adrian Higgins (Milton, Mass.) took fourth place in the 600M dash with a time of 1:26.08 seconds.
UMass Boston earned their only points of the day in distance running thanks to freshman William Barrett (Everett, Mass.). The freshman finished third amongst LEC runners and fourth overall with a personal best time of 9:03.89 seconds, almost 20 seconds better than his previous PR.
The Beacons helped their cause with strong performances in each of the three relays.
In the 4x200M, Amedoadzi, Anthony Nguyen, Nda and Harrell III took home third place in the LEC with a time of 1:32.91.
The 4x400M relay team also took home third place in the LEC, with Harrell III, Blake Lewis (Holden, Mass.), Higgins and Nguyen coming in at 3:31.21.
In the 4x800M, the Barrett, Cam Ford (Worcester, Mass.), Prosper Lubega (Watertown, Mass.) and Higgins ended the race fourth in 8:39.35.
UMass Boston also got great production from their throwers.
The Beacons picked up six points in the shot put, thanks to fourth and fifth place finishes from Jason Bigler (Tynsborough, Mass.) and Allen Liang (Malden, Mass.).
Julian Collins (Asheville, N.C.) and Themo Liakopoulos (Swampscott, Mass.) tacked on seven more points for UMass Boston in the weight throw.
The Men's team will travel to Middlebury, Vermont next Friday and Saturday for the NCAA Division III New England Championships.


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Hartnell College Athletic Counseling Program
Rich Givens
Building H Room 107
The Hartnell College Athletic Counseling Program provides comprehensive services to ensure a successful student-athlete experience – academically, personally, vocationally, and athletically.
At Hartnell College, athletes are students. The athletes are expected to follow and maintain the academic requirements of Hartnell College. The Athletic Counseling Program stresses the importance for student-athletes to take ownership of their athletic and academic pursuits. There are many resources made available to them, but it is always their responsibility to meet the academic and athletic challenges that face them.
Hartnell College understands these students are also athletes. In addition to the demands of being a student, our student-athletes must also deal with the additional demands associated with competing athletically.
Role of the Athletic Counselor
- Assist the student-athletes in the accomplishment of their educational goals
- Assist student-athletes in the development of an individual Educational Plan (ED Plan)
- Serve as a liaison between coaches, student-athletes and faculty
- Inform student-athletes of the Hartnell College graduation requirements, eligibility rules and regulations, and transferability
- Monitor academic progress of Hartnell College student-athletes
Goal of the Athletic Counseling Program
- Assist every student-athlete in developing and completing the educational objectives and promoting their athletic eligibility
Objective of the Athletic Counseling Program
- Track and monitor the academic progress of all student-athletes
- Inform the student-athletes of the rules, policies, and responsibilities that affect both athletic and educational objectives


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Hello everyone,
School is getting a little kinky thanks to Roawenwood's new release, Kinky Back to School Gacha, at Romp. There is 7 common items that you can win; books, blotter, globe, bookcase, framed maps, time out chair, 5 animations, and bondage chair. 6 singles & 7 couple animations.
For the rares you can get the student desk, 9 singles & 14 couple animations, chalkboard, 3 singles & 13 couple animations, and the principals desk that has 5 solo and 22 couple animations. The rares have adult animations, sex, flogging, paddling and so much more!
This is a great set for anyone who might need to discipline a certain wicked man or playful woman. 😉
This gacha is only available at Romp until August 25th.


text:
Blog Archives
The Canucks sit one win away from their first Stanley Cup in franchise history. Now all they have to do is figure out a way to win in Boston and the silverware will return to Canada for the first time since 1993. The problem is, the Canucks have been terrible away from home so far in the Stanley Cup Final. So, which Canucks team will emerge once the puck drops at TD Garden in Boston tonight for Game 6? The Canucks have been dynamite at home, playing tight, defensive hockey and winning all three games by one-goal margins. The problem, however, is that the Bruins have had their way with them on home ice, outscoring the Canucks 12-1 in Games 3 and 4. So, with the home team unbeaten so far in the final, will the Canucks be able to put up a fight in Beantown? The Canucks are hoping they'll be able to rebound and exorcise the demons of Games 3 and 4. They'll try to look back to the killer instinct that allowed them to bury San Jose and Nashville with games to spare and do their best to get the job done in six. Otherwise, they will allow Boston back into this series for a one-game playoff on Wednesday in Vancouver. Consider this: the Canucks are 3-4 in potential series-winning games so far in these playoffs and have been outscored 24-15 in those games. The Canucks are 5-5 on the road so far, including the three road wins they garnered in Nashville. The Bruins, meanwhile, are 2-2 in Games 6 and 7 in the post-season, with an even score line of 10-10 in those four games. They have not won a Game 6 yet in the playoffs, though both were played on the road. The Bruins are 9-3 at home in the playoffs, including dropping their first two games of the playoffs at home to the Canadiens. So, can this Canucks team finally close out a series on its first opportunity? Or, will they be forced to go the distance and hope they can grind out a series victory in Game 7 like they did in Chicago in the first round? Both teams have played a vastly different game at home than they have on the road. With the Cup on the line, which Vancouver team will show up? The answer comes to you 8 p.m. tonight.
Sources: TSN
Until the next puck drops,
Oh Gary when will you learn! Gary Bettman, the beloved National Hockey League (N.H.L.) Commissioner for the better part of the last 18 years, has failed to realize the error of his ways. He's sent the N.H.L. in such a downward spiral, it may never recover. The continuous expansion into inferior markets has crippled this once prominent league. In June 1994, just over one year into his term, the N.H.L. was considered one of the top four sports, possibly surpassing the National Basketball Association (N.B.A.) for number three. In June 1994, Sports Illustrated ran a cover story headlined: "Why the NHL is hot and the NBA is not." Now, nearly 17 years later, the sport ranks near the bottom of the top 10. What baffles me along with many other fans and reporters of the N.H.L. is that he continues to keep teams in these markets where they are constantly losing money and holding the league back. He is even considering relocating a franchise to Kansas City, a market which failed miserably in the 1970s. In the late 1990s he expanded into two markets which failed in the 1970s, those being Atlanta and Columbus. Those markets continue to fail today. There is a lot of speculation this will be the last season in Atlanta, possibly relocating to Winnipeg or Quebec City. Phoenix is another location whose future is in jeopardy and could be relocated this year. Here is the main difference between Bettman and his predecessors Clarence Campbell and John Ziegler Jr, who ran the league in the 1970s. When the N.H.L. tried expanding the game in to different markets, both acknowledged the failures of those markets and either relocated or folded the franchises in less than a decade. Bettman continues to keep them running for over a decade even though they lose millions a year. He insists on keeping teams in Atlanta, Columbus, Dallas, Miami, Nashville, Phoenix, Raleigh and Tampa Bay when they should have never been there in the first place. His reign has been, in the words of television broadcasting legend Ralph Mellanby, "a disgrace". Mellanby, the brains behind CBC's Hockey Night in Canada for two decades, was exacting when he said: "He's done so much damage to hockey it may never recover." In summary, 18 years of glowing pucks, mid-week all-star games, uneven schedules, bankruptcies, horrific TV exposure, lockouts and lost seasons. This league will not get better until Bettman is gone. Hopefully that happens one day soon and the N.H.L. can flourish once more.
Sources: Montreal Gazette and Sports Illustrated
Until the next puck drops,


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Tuesday, October 23, 2012
Pocket Square Folds
Posted by Melissa DiStefano at 3:30 AM
Labels: groom, Groomsmen, Pocket Square
2 comments:
I am honored to be included on a list with such great bloggers. You are making me realize that I don't read relationship blogs on a regular basis, but doing so would help me stay focused on my relationship with my husband.
Goa Wedding Planners
- October 26, 2012 at 10:58 AM
- Brian Church said...
This is a great post as most men don't even know what to do with a pocket square, much less how to properly fold the darn thing! Wish the graphic was just a little bit bigger though.
- November 20, 2012 at 6:28 PM
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text:
Model Name: N1008G-8PX
8 Port POE Gigabit SW with 802.3af/at *8 Port
The N1008G-8PX is a powerful and IEEE 802.3af/at Power over Ethernet high-performance Gigabit Ethernet switch, with all 8 ports capable of 10/100Mbps or 1000Mbps auto-negotiation operation which means the switch could automatically negotiate with the connected partners on the network speed and duplex mode. It is ideal for micro-segmenting large networks into smaller, connected subnets for improved performance, enabling the bandwidth demanding multimedia and imaging applications. Moreover, the 10/100/1000Mbps auto-sensing ability provides an easy way to migrate 10Mbps to 1000Mbps network with no pain. Supports all 8ports 10/100/1000M Gigabit port Power over Ethernet (PoE+). No longer need to worry about the complicated cables and long distance which may cost you a lot of time and money. By integrating the data transmitting cable and power cord, it eliminates the effort constructing your network. Over current protection and circuit shorting protection are also supported to ensure the safety.
Highlight Features
• Complying with IEEE 802.3 10Base-T, IEEE 802.3u 100Base-TX, IEEE802.3ab 1000Base-T, IEEE-802.3af PoE ,IEEE802.3at PoE+
• 8port 10/100/1000Mbps TX Auto-Negotiation Ethernet Switch , supports 8 Port Gigabit PSE / PoE+ function, complying with IEEE 802.3af/at standard
• Supporting the power up to 30Watt/15.4Watt/7.5Watt/4Watt for each PSE/PoE ports
• Full/Half-Duplex capability on each TX port ,
• Supports Store & Forward architecture and performs forwarding and filtering
• Auto-learning networking configurations
• Supporting the flow control: back pressure for Half-duplex and IEEE 802.3x for Full-duplex mode
• Support Jumbo Frame 9K
• Non-blocking & Non-head-of-line blocking full-wire speed forwarding
• Supports TP interface Auto MDIX function for auto TX/RX swap
• Automatic Source MAC Address Learning and Aging
• Supports up to 4K MAC addresses
• Up to 1.5M bits buffer
• Desktop and wall mounting available


text:
Please check your shoe size before ordering.
Your size:
How to use
Enter the measurement and select the measurement unit. Then click Calculate-button.
If you are unsure how to measure your shoe size, please look at shoe size measuring instructions.
Lappish boots with pseudo fold down. Warm lining. Very popular model from the 1970's. Sizes 34-47.
Töysän Kenkätehdas Oy
(alias www.lappshoe.com)


text:
Email: firstname.lastname@example.com: http://pacificaconsultants.wordpress.com
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Today we observe the feast day of one the brilliant gems in the crown of Christ the King, Saint Clare of Assisi.
Clare, as you know, is the close companion to the great saint Francis of Assisi, who some have called the "other Francis" because of singular vision of living with Christ poor. In time, Clare founded a group of "poor ladies" living together following the Rule written by Clare for God's greater glory in enclosed life. First known as the Order of San Damiano, The Poor Clares as they have been known, live a life of joyous poverty in imitation of Christ. Clare's Rule was an extraordinary act of confidence since the establishment only accepted the Rule of St Benedict for monastic living.
Saint Clare was born on July 16, 1194 and died at the age of 59 on August 11, 1253. She was canonized by Pope Alexander IV on September 26, 1255. Our Saint is the patron of those with diseases of the eye, communication systems, goldsmiths and good weather. Perhaps brides and builders should pay more attention to Saint Clare!
For the 800th anniversary of Saint Clare's birth holy Mother Church is offering the faithful –with the usual conditions– an indulgence.
The four minister generals of the large Franciscans groups wrote the Poor Sisters of Saint Clare a letter for the anniversary where they say they rely on the continued witness of the daughters of Clare today in the monastic life. The friars propose a consolidation that maintains a "healthy and necessary complementarity" among the friars and sisters.
Here's the letter: Letter to the Poor Clares.pdf
You may want to read an excellent t book on Saint Clare edited and translated by Capuchin Father Regis J. Armstrong, The Lady: Clare of Assisi: Early Documents (NY: New City Press, 2006).


text: A Family Membership Every member of Sail Parry Sound for 2019 is eligible for a $100 discount on each week of their sailing school registrations. If you have paid membership or are paying it with this registration, you can opt in for the membership discount when you add courses to your order. Family Membership for 2019, includes qualification for sailing school discounts and membership in Sail Canada and Ontario Sailing. Jan 01 to Dec 31, 2019 add to order ... $85.00


text:
1929 Model A Ford, Hot Rod, when I was a kid every kid in America wanted a Hot Rod. this is the one I wanted.
A bunch of Hotrodders = Fun
See more at http://hotrodhigh.zenfolio.com
1929 Model A Ford, Hot Rod, when I was a kid every kid in America wanted a Hot Rod. this is the one I wanted.
A bunch of Hotrodders = Fun
See more at http://hotrodhigh.zenfolio.com
Thanks to Janet & Dave for inviting us over and the great refreshments.
We met up at Albertsons for the cruise over to Janet and Daves
Dave and his 57 Chevy led the pack
We're here where's the BEER?
Thanks for the Beer, here is your official Rumble poster
Janets BIG , but younger brother may be our next Baron club member. His name is John, but no tow truck
Off to lunch in Eagle
This photo of Baron GTO John is not from the Rumble, But it is funny.
To see more , adventures of the Barons Car Club go to http://hotrodhigh.zenfolio.com
As I looked through the photos taken Saturday night at Burger Time, I realized that we don't just have fun at Burger Time…we celebrate people's lives…birthdays, achievements, and even newlyweds! Saturday night we celebrated Vicky's grandson's first birthday…Nike Campbell's National Inline Skating Championships…had fun listening to Ghost of the Malt Shop…and welcomed newlyweds, Brooke & Aaron, who had just been married that morning. This is a great way to spend a Saturday night! Everyone was having a great time with old friends & new friends, and people soon to become friends. Just look at the smiles on their faces. Thank you to Burger Time for giving all of us a great place to hang out every Saturday night! The food & shakes are always great. And thank you to everyone who comes to hang out with us on Saturday night and allows us to share a little bit of their lives.
Lani the skateress always has a smile on her face
Nike signing an autograph for a fan
The Ghost of the Malt Shop, great 50's rock n roll
This 1972 Lemans was purchased new by the current owner
Disco Dave & Disco Pam, digging the music
Friends hanging out listening to the Ghost of the Malt Shop
Nike's Medals
Family fun for all ages
BurgerTime 1273 S Orchard
Vicky celebrating the 1st birthday of her grandson
Thanks to Vicky's daughter Trisha for all the great birthday cupcakes
Be sure and drop by BurgerTime with or without a classic / Hot Rod. All are welcome!
Howard Paul was the instructor, there were two classes, one morning one afternoon. Were there complaints from the classes on the second floor of the industrial arts building? Yes but only when Mr Paul had leave for awhile
Lets see how many names I can remember from the class. Jimmy McDaid, Roy Bail, George Barr , Ed Allen,Brian Allen,Ron Crow,Richard Knighton,Chic Jensen, Rich Ludovic,John Peters,Clint Stoesser. Larry Thomason and myself Rick Hale. There were others but that was 44 years ago and I think I did ok
The "Gasser" part of Greg's name comes from his 57 chevy, not the chilli dog at BurgerTime
Saturday Night Burger Time
Gasser recieves his membership card and we are all glad we dropped the" has to ride naked on the hood" initiation
Time to order Burgers
The Rumbler, LTL GTO and Crash
NOVA John in his 46 Chevy Hot Rod
2 Chevys and a Pontiac
Hal has asked about how to become a Baron
1936 Corn Binder, I had a 1937, makes me wish I still did
Drop by and hang out with the Hot Rods any time at Burger Time, you are welcome with or without a Hot Rod
Thats Disco Dave in the blue shirt and skinny legs.
The 1933 Ford sedan is Gasser Johns, work in progress
One of my all time favorite chopped cars, AKA the 34 kid
Thanks to BugerTime 1273 S Orchard Boise Idaho for loaning us their parking lot and being open for breakfast. See you next Saturday night at BT if not before


text:
Explore Gatlinburg. Discover a Destination.
Come for an afternoon, a weekend, or as long as you like. These mountains are calling you.
Come see how wild our wildlife is. Come experience how eye-opening our endless rolling mountain views are. Come with family and friends to one of the most-visited vacation spots in America.
Hiking trails, skiing, whitewater rafting, camping, unique local arts and crafts, shopping, exciting entertainment, and all the dining options your appetite could imagine — this is the gateway to the country's most popular national park.
Gatlinburg sees over 11 million people visit the Smokies each year, and each of them gets their own unique experience. Learn more about Gatlinburg here.
Why Gatlinburg?
There's plenty more to Gatlinburg than scenic views and stellar flapjacks. Ski resorts. Amusement parks. Aquariums. Water Parks. Museums. Golf. Mini-golf. Dinner theatres. Options abound, as Gatlinburg's true strength lies in its versatility. Whether you're looking for a family-friendly destination, a romantic getaway for two, or a real change of scenery to refresh your outlook, Gatlinburg has something for you.
History & CultureCome explore the history and culture of Gatlinburg and the Great Smoky Mountains National Park! The Gatlinburg area is one of the best places to discover the authentic trails, music and art of the Appalachian people.
Arts & CraftsSee the history of the Appalachian region for yourself when you take a trip through the Arts & Crafts Trail, the nation's largest organization of independent artisans. Along the trail, local craftspeople make pottery, woodcarvings and more.
GalleriesBring home a small piece of the Smokies with you. Visit one of Gatlinburg's art galleries and view our local artisans' paintings, pottery and more. Local artists capture the Smokies in a way that no photograph can.
Gatlinburg Goes Green
Launched in 2008, Gatlinburg Goes Green is a free, educational environmental program and sustainability initiative for business members of the Gatlinburg Chamber of Commerce, designed to help local businesses self-evaluate, examine methods, set goals and take definitive action toward continual improvement of operations. With more than 100 members engaged in a conscious effort to reduce environmental impact, GGG leaders receive public-facing green, bronze, silver, gold and platinum scores. Owned and operated by local residents and park stewards, every Gatlinburg business makes an impact.


text:
google wallet
Posted: Wed Sep 18, 2013 10:15 pm
It appears that after updating google wallet on 9/18/2013 that the update broke PGM.I tried to load PGM after the Wallet update and got the message "unable to load modules". Pgm had been working fine and the only thing I could think of was the Wallet update.I uninstalled the Wallet updates and rebooted and I was again able to load the modules for PGM.Has this happened to anyone else?
P.S. I'm running pacman toro 4.3.
P.S. I'm running pacman toro 4.3.


text:
Coaching Basketball For Dummies
Read an ExcerptDownload Acrobat
Table of Contents
Author Information
Each friendly chapter is packed with expert advice on teaching the basics of basketball—from dribbling and shooting to rebounding and defending—and guiding your kids to a fun-filled, stress-free season. You get a crash course in the rules and regulations of the game, as well as clear explanations of what all those lines, circles, and half-circle markings mean on the court. You'll assign team positions, run great practices, and work with both beginning and intermediate players of different age groups. You'll also see how to ramp up your players' skills and lead your team effectively during a game. This book will also help you discover how to:
- Develop your coaching philosophy
- Understand your league's rules
- Conduct a preseason parents' meeting—crucial for opening the lines of communication
- Teach offensive and defensive strategies
- Keep your kids healthy and injury-free
- Encourage good sportsmanship
- Make critical half-time adjustments during a game
- Help struggling players
- Address discipline problems and handle difficult parents
- Coach an All-Star or Travel team
Complete with numerous offensive and defensive drills and tips for helping your kids relax before a game, Coaching Basketball For Dummies is the fun and easy way to get the score on this worthwhile endeavor!


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Schools Host Daycare On-Site to Help Teen Parents Graduate
Students who become parents while they're still in school face a much higher chance of dropping out before graduation. To combat this trend, a growing number of schools have set up day care services on site where the students' children are looked after while their parents concentrate on their studies elsewhere in the building.
Although the number of teen pregnancies continue a two-decade long decline, the odds that teen parents complete their education haven't improved at all. Thus, on-site daycare at schools means that they get much needed assistance as they work towards earning their high school diplomas.
The investment appears to be worthwhile for both parents and their children, as those who complete high school are less likely to remain and raise their kids in poverty than those who drop out prior to graduating. In addition, the daycare centers offer better early childhood development opportunities than the parents are likely to find elsewhere.
A number of such day care centers are now in operation all over the Washington area, along with Detroit, Michigan, Worcester, Massachusetts and Portland, Oregon.
Some teen parents in Arlington County, who are referred by social services and school counselors, are moved off campus to a county building where they learn parenting skills and earn a high school diploma.
Most of the nursery programs care for about 10 children while their parents attend classes.
As part of the requirements for participation in the day care program, parents are asked to take a teen parenting class also offered at the school. The classes teach coping techniques that help students dealing with unique challenges of being young parents. Projects undertaken in class – like making collages representing what their lives might look like down the road – also allow students to map more promising futures after high school graduation.
It is critical to help young mothers stay in school, get their degrees and achieve their goals for the future," said Bill Albert, a spokesman for the National Campaign to Prevent Teen and Unplanned Pregnancy. "One of the ways to do that is to provide the assistance where they need it most."
Critics of similar programs say that these kinds of services work to promote early sexual activity and promiscuity among students, but Maxine Thompson-Burroughs, who operates the Early Head Start program at Northwestern, discounts such claims. She said that people who say that completely misunderstand the point of the program – which is not to provide a babysitting service, but to create an environment specifically geared towards getting young parents into a graduation cap and gown.
01 14, 2013 Julia Lawrence


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International Partner & Reseller Program
|Security technology is now...
... available for HSS security resellers, partners, and security distributors.
This program was created to satisfy the needs beyond America in order to
meet foreign Government procurement requirements with Law Enforcement security
technologies from HSS.
As HSS continues to build and develop security solutions and surveillance technologies, HSS now offers demographic resolutions to complex global security issues for entrepreneurs with the right connections. Are you a trading company that has affiliations with your local or neighboring government? Do you receive inquiries for defense technologies, bids, or tenders for from government? Do you currently resell surveillance and security, or broker relationships from manufacturers to governments direct?
The International Partner & Reseller Program helps security distributors and security resellers focus on marketing exclusive, proprietary anti-terrorist systems including:
|In addition to promotional support.....
.... marketing materials of the International Partner & Reseller Program may be customized for specific markets.
With the International Partner & Reseller Program, an HSS Technical Sales Engineer can visit in your region and assist with client presentations, security training, security seminars, trade show participation, and demographic distributor planning.
The International Partner & Reseller Program outlines a new pricing
structure which allows HSS Partners and Resellers to realize extraordinary
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RF Jammers Apply Now
Mobile Interceptors & Mobile Interceptor Solutions Apply Now
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text:
Drake, Shawn Mendes and The Weeknd will all duke it out at this year's JUNO Awards, with each artist leading with five nominations apiece. Drake, Mendes and The Weeknd all overlap in Single of the Year, Album of the Year and JUNO Fan Choice category nominations, which were announced this morning from Toronto.
Last year, The Weeknd was the big winner, taking home four of his six nominations.
Trailing closely behind is Alessia Cara with four nominations for Single of the Year, Artist of the Year, Pop Album of the Year and JUNO Fan Choice. Last year, in addition to performing at the show, she took the hardware for Breakthrough Artist of the Year.
Cara will be returning to take the JUNO stage again at this year's ceremony alongside electronic group A Tribe Called Red, Vine star Ruth B and alt-rockers The Strumbellas.
The late Leonard Cohen, who passed away last November, is also being honoured with four nominations for Album of the Year, Artist of the Year, Songwriter of the Year and Adult Alternative Album of the Year.
The Tragically Hip earned multiple nominations as well, with frontman Gord Downie receiving separate nominations for his solo project, Secret Path.
2016 Polaris Prize winner Kaytranada garnered three nominations for Electronic Album of the Year, Video of the Year and Breakthrough Artist of the Year.
The 2017 JUNO Awards take place on Sunday, April 2 and will broadcast live on CTV and CTV GO from Ottawa's Canadian Tire Centre.
See select nomination categories below, and find a full list here.
JUNO Fan Choice Award
Justin Bieber
Shawn Mendes
Alessia Cara
Ruth B
The Weeknd
Tory Lanez
The Strumbellas
International Album of the Year
This is Acting, Sia
ANTI, Rihanna
Made in the A.M., One Direction
A Head Full of Dreams, Coldplay
Dangerous Woman, Ariana Grande
Album of the Year
Starboy, The Weeknd
Illuminate, Shawn Mendes
You Want It Darker, Leonard Cohen
Views, Drake
Encore un Soir, Céline Dion
Artist of the Year
Shawn Mendes
Alessia Cara
Leonard Cohen
The Weeknd
Group of the Year
Billy Talent
The Tragically Hip
Tegan and Sara
The Strumbellas
Breakthrough Artist of the Year
Ruth B
Tory Lanez
Andy Shauf
Jazz Cartier
Breakthrough Group of the Year
Cold Creek County
Bob Moses
The Zolas
The Dirty Nil
Adult Alternative Album of the Year
Good Advice, Basia Bulat
Secret Path, Gord Downie
The Great Detachment, Wintersleep
You Want It Darker, Leonard Cohen
The Party, Andy Shauf
Alternative Album of the Year
Touch, July Talk
Art Angels, Grimes
IV, Black Mountain
Weaves, Weaves
Sore, Dilly Dally
Pop Album of the Year
Know-It-All, Alessia Cara
Summerland, Coleman Hell
Astoria, Marianas Trench
Illuminate, Shawn Mendes
Love You to Death, Tegan and Sara
Rock Album of the Year
Morning Report, Arkells
Afraid of Heights, Billy Talent
Sittin' Heavy, Monster Truck
TerraForm, Sam Roberts Band
Man Machine Poem, The Tragically Hip
Rap Recording of the Year
Another Day in Paradise, Belly
Views, Drake
I Told You, Tory Lanez
Hotel Paranoia, Jazz Cartier
Die Every Day, Tasha the Amazon
R&B/Soul Recording of the Year
Starboy, The Weeknd
Sept. 5th, Dvsn
Pilgrim's Paradise, Daniel Caesar
Soul Run, Tanika Charles
Video of the Year
"Kill v Maim" – GRIMES, Claire Boucher
"Lite Spots" – KAYTRANADA, Martin C. Pariseau
"R.E.D." ft. Yasiin Bey, Narcy & Black Bear – A Tribe Called Red, Yassin "Narcy" Alsalman
"Killa" – WIWEK/SKRILLEX, Jodeb
"The Stranger" – Gord Downie, Justin Stephenson
Electronic Album of the Year
Congrats, Holy Fuck
We Are the Halluci Nation, A Tribe Called Red
Days Gone By, Bob Moses
Checkpoint Titanium, Harrison


text:
Horticulturist needed to work in established nursery - 1360 Third Street, St Catharines, Ontario, L2R 6P9.
$22.50/hour, 40 to 60 hours per week
Permanent, Full-time
Employment Conditions
Early Morning, Day, Evening, Weekend, Overtime, Flexible hours
College Diploma in a relevant program
2 years to less than 3 years
Steel-toed safety boots, Gloves
Valid driver's licence
Attention to detail, Handling heavy loads, Physically demanding, Ability to distinguish between colours, Combination of sitting, standing, walking, Overtime required, Fast-paced environment
Outdoors, Cold/refrigerated, Hot
Flexibility, Team player, Reliability, Organized
Examine trees and shrubs to diagnose problems and disease, Plant and move trees, Apply fertilizers, fungicides, herbicides, pesticides and other lawn care products, Plan and co-ordinate the growth and use of plants for landscaping, ornamental uses and other purposes, Apply various treatments such as pruning, spraying, repairing damaged areas and injecting with treatment solutions, Budding trees, Clipping
Weed, prune and trim trees and plants, Pot and re-pot plants, Graft trees, Load and off-load machines
Nursery - horticulture
Provincial licence/certification to apply chemical fertilizers, fungicides, herbicides and pesticides
Anyone who can legally work in Canada can apply for this job. If you are not currently authorized to work in Canada, the employer will not consider your job application.


text:
Location: East Peoria, Illinios, United States
Member Since: January 2012
Open for read requests: Yes
Featured by author
Profile Information
I love writing poems and shortish stories. I'm kind of a dark and demented person.
This is where you can leave a short message for the writer. All Quickees are public. To leave a private message, use the private.
If you want to write a quickee (a remark or a hint for example) on this writer's profile, please sign in.


text:
Nui Lang Bian (dry season, ground)
Basic information
Sample name: Nui Lang Bian (dry season, ground)
Sample aka: Da Lat
Reference: G. H. Adler, N. I. Suntsova, V. V. Suntsov, and S. A. Mangan. 2001. Fleas (Siphonaptera) collected from small mammals in southern Viet Nam in 1997 - 1998. Journal of Medical Entomology 38(2):210-213 [ER 862]
Country: Vietnam
State: Lam Dong
Coordinate: 12° 5' N, 108° 25' E
Basis of coordinate: stated in text
Geography comments: "10 km NW of the provincial capital of Da Lat and 7 km W of the peak Nui Lang Bian in the Lang Bian Mountains"
Climate and habitat
Habitat: tropical/subtropical dry broadleaf forest
Substrate: ground surface
Habitat comments: "pine (Pinus sp.) savanna and a tract of primary evergreen hill forest"; 94% of annual precip falls during the eight month rainy season
Life forms: rodents
Sampling methods: no design, baited, cage traps
Sample size: 66
Years: 1997, 1998
Seasons: dry
Net or trap nights: 2420
Sampling comments: "wire mesh traps... manufactured privately" and "baited with manioc"
Sample: 1229
Contributor: John Alroy
Enterer: John Alroy
Created: 2015-02-16 13:07:37
Modified: 2015-02-16 13:07:37
Abundance distribution
8 species
2 singletons
total count 66
Fisher's α: 2.383
geometric series k: 0.5787
Hurlbert's PIE: 0.4904
Shannon's H: 1.1655
Good's u: 0.9697


text:
Do you have free gravel or river rock that you need to dispose of?
San Diego Reader Classified ads, December 11, 2019
3 p.m., Dec. 13
I love all of my friends, but I'd be lying if said I don't harbor just a smidge more affection for those who feed me well. One such friend of mine is a warm-hearted Boston transplant who teams with her equally generous-of-spirit Italian mother to put out gargantuan feasts almost every time I head over to her house. From simple Sunday suppers of braciole to quarter-by-quarter Super Bowl buffets and magnificent annual five-hour feast of the seven fishes extravaganzas—these two can cook and never disappoint.
They have the chops to create elaborate gourmet dishes, but one of my absolute favorite items they make are pickle spears wrapped in cream cheese-coated deli ham and sliced into rounds. Sour, salty, and light, I could eat a hundred of them (and have come pretty close…I feel both slightly ashamed and oddly proud about that). I'm sure to rave about them every time they serve them to further ensure their appearance at future get-togethers.
I was happy to discover recently that there's someone else in town who shares my affection for this tasty treat—the chef at downtown's Barleymash (600 Fifth Avenue). He likes it enough that it's included among the Gaslamp bar and restaurant's list of appetizers. But there's one big difference—Barleymash's wrapped pickles are battered and deep-fried!
There, four large, craggy, golden brown wonders flecked with black pepper and sprinkled with parsley are presented on a wooden board. Barleymash serves their pickles whole. No problem, but definitely give them a minute or two before you dig in as they're scalding hot in the middle. Flavorful in a way that will satisfy almost any snacker's innate desires for salty, country-fried goodness, they're worth the wait. Yet, surprisingly, the addition of the batter doesn't really add to the dish. If anything, it detracts. The batter is flavorful, but it mutes the tartness of the pickles.
Now, if I had no frame of reference to the cold, non-breaded version of the dish, I'd have been completely pleased, meaning, so will most diners. I highly recommend ordering these and sharing them with friends over your first beer of the evening next time you hit up the Gaslamp. On the other hand, when the epicenter for fun is your own living room, do remember my friends' recipe, which I'm proud to tell her, is still the best version of this dish I've ever had.


text:
Longreads' Best of WordPress, Vol. 5.
TPR Storytelling is a foreign language teaching methodology that was invented by Blaine Ray of Bakersfield, California. TPR Storytelling (TPRS) teachers tell personalized stories in their foreign language or English as a Second language classrooms as their students act those stories out.
Students comprehend the stories by virtue of the live action visual aids and acquire the target vocabulary because it is repeated dozens of times within the daily story. Sentence structure, vocabulary and grammar are acquired because non-stop comprehensible input is provided by the teacher.
Blaine Ray's TPR Storytelling is used by thousands of elementary school, middle school, high school, college and adult education English as a Second Language, English as a Foreign Language and Foreign Language teachers nationally and internationally. The long-term memory strategies, constant comprehensible input and intense personalization of this methodology are based on the pedagogy of Dr. James Asher (TPR) and Dr. Stephen Krashen (The Natural Approach). TPR Storytelling is similar to Classical TPR, except that the 3 Steps of TPRS® allow students to acquire the narrative and descriptive, rather than the imperative, modes of speech. The goal of TPRS® is to make students fluent and proficient in a second language through ample exposure to interesting, comprehensible input. TPRS® teachers direct their efforts toward their students, rather than the textbook, the grammar or the curriculum. We teach kids. As a result, we have students who are excited about foreign languages, eager to stay in our classes all the way through school…. and who are bilingual.
TPR Storytelling begins with introducing the vocabulary (step 1). Students then act out the stories as the teacher tells (or, more accurately, "asks") re-tells and asks questions about a story that uses the vocabulary words (step 2). The oral story is then followed up with reading (step 3). Students rapidly acquire the second language just as Dr. Krashen imagined: effortlessly and involuntarily. The method relies heavily on the five hypotheses of The Natural Approach: the acquisition hypothesis, the input hypothesis, the natural order hypothesis, the affective filter hypothesis and the monitor hypothesis, which are explained in detail in Foreign Language Education The Easy Way, by Dr. Stephen Krashen, as well as lots of comprehensible input through access to books.


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You are registering for Elective CPD - Navigate: 2019 and Beyond - 7 Elective CPD Points.
Note: You are required to complete 7 elective CPD points per calendar year. Have you considered mixing-and-matching online and face-to-face CPD sessions? Check out our awesome video-based CPD sessions here.
To get started, enter your email address below.


text:
ALEXANDER GIRARD (1907 - 1993) is one of the greatest colorists, pattern makers, and environmental and exhibition designers of the 20th century. Hired by Herman Miller in 1952, Girard led the company's textile division where he brought color and life to the modern furniture creations of George Nelson and Charles and Ray Eames. Using folk art as his inspiration, Girard created whimsical and sophisticated designs that have urged us toward a more playful and expressive way of life. His vision extended beyond Herman Miller to include many independent projects such as the La Fonda del Sol Restaurant in New York's Time Life Building, and the complete redesign of Braniff Airlines in 1965.
All prices are in USD. © 2019 Design Mafia. Sitemap
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Apply for the Science Talent Search
The 2020 Application is now open through November 13, 2019. Open your application today!
Over 3,000 finalists have received more than $18 million in awards to support their college educations, and thousands of scholars have received millions more. Entrants receive a t-shirt and a Regeneron Science Talent Search laptop sticker in recognition of their hard work. The Regeneron Science Talent Search identifies scientific leaders of the future. The application process values the project, but also considers entrants' academic and leadership potential through analysis of essays, transcripts, and other supporting materials.
How to Apply:
- You should begin by reading the Regeneron STS Rules and Entry Instructions to be certain that you and your research are eligible. We strongly recommend reviewing the checklist for applicants on page 2 of the rules book. If your project involves the use of humans or animals, the project requires special approval prior to experimentation.
- Next, open an application early so you can view requirements. You may also view a PDF of the application questions here, but your entry must be submitted through the online application system. You can expect to submit the following components:
- Research Report (up to 20 pages) describing the independent, original research project, and essays and other information about the project.
- Essays about your potential as a scientist.
- Basic information about you, your activities, your high school, etc.
- Recommendations (includes your transcripts). Each student must request at least one Project Recommendation, one High School Report (transcripts are only accepted online), and one Educator Recommendation. Each applicant has the option of requesting a second recommendation of each type.
- Test Scores are optional. Students who choose to share them do not need to send official reports.
- Paperwork, if your project involves Humans, Vertebrate Animals, or Tissue. Our Rules Wizard will help you determine what to submit.
- Request recommendations early, even before entering basic information.
- Check out the requirements of the Research Report, which will help with the writing process.
- All materials, including recommendations, must be submitted by the deadline (Wednesday, November 13, 2019, at 8pm Eastern Time). No exceptions will be made.
Teachers, parents, and others are welcome to open accounts to view the application; please identify yourself in Task 1 of the application as a non-applicant to enable an accurate count of active student accounts.
2020 Regeneron STS Application: Top 10 Things to Know


text:
Quote:So, you couldn't do a split in 4 months and your progress wasn't as fast as you'd like .I'm sorry, but expecting to do a split in 4 months is pretty optimistic. One thing martial arts should teach you is that everything takes hard work and patience. And your progress will vary in different periods of your training. It's quite natural to progress fast early on, to slow down a bit when you've been training for a while.It's typical in modern society (and perhaps even more so in the states) to expect a quick fix without too much hassle, in this instance provided by Mr. Kurz.On the whole dynamic stretching vs. static stretching thing. First of all, dynamic stretching probably won't help you achieve doing the split. Second, in my opinion the whole Kurz thing is being hyped a bit too much. I mean, there are thousands of martial artists, who have achieved great flexibility using only passive stretching. So to say that doing passive stretching is detrimental to your flexibility is, in my opinion, way off.That being said, I do use dynamic stretching myself, so I'm not trying to say it doesn't work, I just find the "dynamic stretching is the end all of stretching" mindset silly. I use it because the more you stretch the better, so I combine it with passive stretching. Both have worked for me.Jumping jacks are detrimental and have no purpose?! I'm sorry but that really is a load of crap. The one thing that you could call detrimental about jumping jacks is that they're hard on your knees. However anyone with an ounce of common sense should be able to see that they most certainly help conditioning.So just keep on training, do dynamic stretches on your own if you feel that they're working. Have patience and train hard and you should be doing the splits, headkicks, and whatever you want in due time if you work hard.And while I believe Kurz has some good things to say, I also believe he has to sell books, so take what you can use, and don't believe everything you read .
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Wholesale Directlhy to the Public! Stun gun and Taser Guns and personal protection products. Keep your loved ones at home safe!


text:
A time series is a sequence of data points, each associated with a time. In our example, we will work with a time series of daily temperatures in the city of Melbourne, Australia over a period of a few years. Let $x$ be the vector of the time series, and $x_i$ denote the temperature in Melbourne on day $i$. Here is a picture of the time series:
using Gadfly, Convex, SCS
temps = readdlm("melbourne_temps.txt", ',')
n = size(temps)[1]
p = plot(
x=1:1500, y=temps[1:1500], Geom.line,
We can quickly compute the mean of the time series to be $11.2$. If we were to always guess the mean as the temperature of Melbourne on a given day, the RMS error of our guesswork would be $4.1$. We'll try to lower this RMS error by coming up with better ways to model the temperature than guessing the mean.
A simple way to model this time series would be to find a smooth curve that approximates the yearly ups and downs. We can represent this model as a vector $s$ where $s_i$ denotes the temperature on the $i$-th day. To force this trend to repeat yearly, we simply want$$s_i = s_{i + 365}$$
for each applicable $i$.
We also want our model to have two more properties:
where $\lambda$ is the smoothing parameter. The larger $\lambda$ is, the smoother our model will be.
The following code uses Convex to find and plot the model:
yearly = Variable(n)
eq_constraints = []
for i in 365 + 1 : n
eq_constraints += yearly[i] == yearly[i - 365]
smoothing = 100
smooth_objective = sumsquares(yearly[1 : n - 1] - yearly[2 : n])
problem = minimize(sumsquares(temps - yearly) + smoothing * smooth_objective, eq_constraints)
solve!(problem, SCSSolver(max_iters=5000, verbose=0))
residuals = temps - evaluate(yearly)
# Plot smooth fit
p = plot(
layer(x=1:1500, y=evaluate(yearly)[1:1500], Geom.line, Theme(default_color=color("red"), line_width=2px)),
layer(x=1:1500, y=temps[1:1500], Geom.line),
We can also plot the residual temperatures, $r$, defined as $r = x - s$.
# Plot residuals for a few days
p = plot(
x=1:100, y=residuals[1:100], Geom.line,
Theme(default_color=color("green"), panel_fill=color("white"))
Our smooth model has a RMS error of $2.7$, a significant improvement from just guessing the mean, but we can do better.
We now make the hypothesis that the residual temperature on a given day is some linear combination of the previous $5$ days. Such a model is called autoregressive. We are essentially trying to fit the residuals as a function of other parts of the data itself. We want to find a vector of coefficients $a$ such that$$\mbox{r}(i) \approx \sum_{j = 1}^5 a_j \mbox{r}(i - j)$$
This can be done by simply minimizing the following sum of squares objective$$\sum_{i = 6}^n \left(\mbox{r}(i) - \sum_{j = 1}^5 a_j \mbox{r}(i - j)\right)^2$$
The following Convex code solves this problem and plots our autoregressive model against the actual residual temperatures:
# Generate the residuals matrix
ar_len = 5
residuals_mat = residuals[ar_len : n - 1]
for i = 1:ar_len - 1
residuals_mat = [residuals_mat residuals[ar_len - i : n - i - 1]]
# Solve autoregressive problem
ar_coef = Variable(ar_len)
problem = minimize(sumsquares(residuals_mat * ar_coef - residuals[ar_len + 1 : end]))
solve!(problem, SCSSolver(max_iters=5000, verbose=0))
# plot autoregressive fit of daily fluctuations for a few days
ar_range = 1:145
day_range = ar_range + ar_len
p = plot(
layer(x=day_range, y=residuals[day_range], Geom.line, Theme(default_color=color("green"))),
layer(x=day_range, y=residuals_mat[ar_range, :] * evaluate(ar_coef), Geom.line, Theme(default_color=color("red"))),
Now, we can add our autoregressive model for the residual temperatures to our smooth model to get an better fitting model for the daily temperatures in the city of Melbourne:
total_estimate = evaluate(yearly)
total_estimate[ar_len + 1 : end] += residuals_mat * evaluate(ar_coef)
# plot final fit of data
p = plot(
layer(x=1:1500, y=total_estimate[1:1500], Geom.line, Theme(default_color=color("red"))),
layer(x=1:1500, y=temps[1:1500], Geom.line),
The RMS error of this final model is $2.3$.


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The 49th Annual Volunteer Recognition Luncheon (VRL) was held by the Junior League of San Jose on Tuesday, April 17 in Campbell. This year, the Junior League of San Jose celebrated 51 years of serving their community with nearly 700 women dedicated to volunteerism. Every year, the VRL is an important tradition that brings together over 600 community members annually to celebrate volunteerism while recognizing the individuals who generously give their time, energy, and skills to improve the lives of others!
This year's award winners include:
- PACT: People Acting in America - 2018 Thriving Volunteers Award
- Negisa Taymourian - Member's Choice Award
- Michele Cabania, StandUp For Kids, Silicon Valley
- Gavin Coffing, Willow Glen Children's Theatre
- Magesh Jayapandian, United Way Bay Area
- Cindy Faulkner, Rotary Club of San Jose
- Anne Marie Knapen-Asnong, JW House
- Anika Kumar, Notre Dame High School, San Jose.
- Phil Mastrocola, Grace Baptist Church
- Judy and Julie Paulson, Via Services
- Joyce van Reis, Child Advocates of Silicon Valley
- Sylvia Vizcardo, Self Help Center, Santa Clara County Supreme Court
NBC Bay Area's Today in the Bay, Laura Garcia and Marcus Washington presented the event as the masters of ceremony.
We would like to thank the Junior League of San Jose for continuous service in our community and for more successful, inspirational years to come.


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A Changed Regulatory Environment: Next Steps after the Trump Energy Independence Executive Order
Submitted by Supervisor on
Optimism abounds in the oil and natural gas industry since November 9th when Donald Trump unexpectedly won election. Like any industry, ours is a diverse one with all political viewpoints. But it was no secret that the Obama Administration was hostile to our industry and used regulatory overreach to make American development and production of oil and natural gas more difficult. The optimism results from not having four more years of a hostile regulatory environment, and the chance to overturn the redundant federal regulatory overreach that went far beyond reasonable oversight of oil and natural gas.


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I'm back for my second posting of Ten Things of Thankful, if you missed last week's edition you can find it here. I'm still working out the kinks, trying to find my own style for these new weekly posts of gratitude. I know there are no rules when it comes to this, but it's in my nature to carve out a little space to explore my individuality.
As much as I love lists I will quickly get bored with 1-10 or A-J week after week. I'm simply a little odd in this way. I generally don't like writing 'journal-ish' posts because I don't believe many people are interested in my personal life or the mundane goings on of it. While this particular weekly gathering is mostly for my own benefit, a reminder that despite my depression and often lack of happiness I actually do have things to be thankful for, I still don't want it to be a bore. Ha, see what I did there? I rhymed without even meaning to!
I digress.
I have not yet come up with a way to be uniquely creative in listing my thankfuls, but know that it's on my mind. Now I shall stop blathering on and get to it.
Remaining in the top spot I am truly most thankful and grateful for my husband. He is the gorilla glue that holds my shattered pieces delicately together knowing that the glue can, has, and will break down from time to time. He simply gathers the tiny pieces with gentle understanding and carefully helps put me back together as best he can. I am still in awe that he chose me and loves me so fully.
Due to New Year's Day, it was a short week at work. Who wouldn't be thankful for that slice of paradise?!!!
AND, my husband even had New Year's Day off from work (he typically works holidays), so I got a bonus day to spend with him! Thankful numero tres, mi amigos 🙂
Fourthly, I'm thankful that the holidays are over. I simply do not find the joy in them that I used to, call me jaded if you wish.
I have actually gotten around to sending out some cards and gifts – informing recipients that the 25th came too soon this year so I extended the holidays as needed. I'm not done, but the sending of a few feels great and I am thankful for that.
This past week I was able to be there for a friend, and it just so happens, the very next night she returned the favor as I was in a vulnerable position and she was there for me right back. I am absolutely grateful to have been there for a good friend in need and to have had a good friend to turn to when I was in need as well.
My seventh thankful is for all of the warm, warm welcomes I received in comments from other members of TToT in the past week!!! One of the greatest aspects of blogging is the community you create as you go along, and I am grateful to have come across these folks.
Here's an odd one for ya, this week I am grateful for puppy pee pads. But they're not for either of my dogs, they're for one of my cats. My oldest cat, Layla, has started going outside the box. We're in the process of finding out if she has a UTI or something medically wrong, but there's a good chance it's behavioral or age related. It gets beyond frustrating cleaning up cat urine day after day, but since she goes in the same spot every time we can use these puppy pee pads and it is much easier to clean up! So coming in at number nine, I am thankful for those pee pads!
My husband's grandmother lives with my in-laws, she recently turned 93 years old. Her health balances on a thin line, from doing better one day to not so well the next. She is a strong-spirited Sicilian woman and she is not afraid to give you her opinion, still as sharp as can be. Also kind and funny, and very frail. She has taken me in as family since I met her in her home in Philadelphia, we were there during Superstorm Sandy, it was her 90th birthday then. She had lived in that house in Philadelphia since she was 18 years old! I could go on with the stories, but my point is I am beyond grateful to have every opportunity I have to spend time with and get to know the woman I call Gram. Knowing her, she'll live to be 106 and I hope she does, but I am thankful for each day I get to see her smiling and asking somebody to make some coffee.


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Appropriations update: 2017 sequestration report
Congress reconvened Tuesday and will remain in session for four weeks. We expect that lawmakers will pass a continuing resolution to fund the government at least into December. If, by the off chance, lawmakers do not pass a continuing resolution and instead proceed to resolve their differences to pass an actual appropriations bill, we recommend that they take a close look at the fiscal 2017 OMB Sequestration Update Report.
Last month, the Office of Management and Budget released a report mandated by the Balanced Budget and Emergency Deficit Control Act of 1985. This report compares the proposed appropriations put forward by Congress with discretionary caps that set a maximum amount lawmakers can appropriate to fund the federal government.
Due to new caps enacted in the Bipartisan Budget Act of 2015, the proposed House appropriation bills at their current levels will require a $792 million sequestration in nondefense discretionary spending. If a sequestration does occur, it will result in across-the-board cuts to federal funding to bring appropriated funds down to capped levels. Such cuts have the possibility of derailing important research breakthroughs and halting innovation.
The Senate's proposed appropriation bills, however, do not exceed the established 2017 cap. If the House and the Senate remedy their appropriation bill differences to mirror what is currently offered by the Senate, the nondefense Commerce, Justice, Science and Related Agency funding bill, which supports the National Science Foundation, will receive $300 million more than what is proposed by the House; however, the non-defense Labor, Health and Human Services, Education and Related Agencies funding bill, which supports the National Institutes of Health, will come in at $1.2 billion less.
As we reported here, the LHHS bills put forward by the House and Senate appropriations committees increase the NIH's budget by $1.25 and $2 billion, respectively. Additionally, the proposed CJS bill put forward by the Senate will decrease the NSF's budget by $57 million, while the House's proposed funding bill will increase it by $45 million.
It is impossible to predict how both houses of Congress will come together to settle their differences moving forward. Nevertheless, we hope that once the dust settles both the NIH and NSF will receive the necessary increases to continue to support the advancement of scientific research.


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An American freelance journalist's painful account of how a hasty marriage to a Chinese man turned her life upside down.
Blumberg-Kason was a "shy Midwestern wallflower" going to graduate school in Hong Kong when she met her future husband. With his intelligence, confidence and movie-star looks, Cai seemed a dream come true. He engaged her as his English tutor and, a few months later, declared his desire to date and marry her. The author assented, blind to what it would mean to become the wife of a Chinese man she barely knew. Before the pair even married, Cai's parents told her they would take care of the baby they had not yet had—with or without her. Immediately after the wedding, the formerly "gentle" Cai was "more interested in watching porn than being with [her]." His bad behavior only worsened, as he became moody, demanding and verbally abusive. Believing that Cai's outbursts were simply the result of a need to acclimate to married life, Blumberg-Kason resolved to "dance [her] way around future eruptions." But their relationship grew even more riddled with problems, one of which involved a too-close-for-comfort relationship between Cai and one of his male professors. Lonely and unable to tolerate the social and interpersonal norms of mainland Chinese culture, Blumberg-Kason moved to San Francisco with her husband. But the perfect life she still dreamed of eluded her. Even the author's longed-for baby became a source of cross-cultural conflict between her and her husband. Dissatisfied with American life, Cai demanded that their son go back to China with him. Only then did Blumberg-Kason realize that accommodating her husband would cause her to lose the one thing that had redeemed an otherwise dysfunctional marriage.
While the story sometimes reads like an intercultural soap opera, it is the author's courage to face her mistakes that makes the book worthwhile.


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Here are some names we saw this week on Toddlers and Tiaras:
Taleah: Not my favorite, but I think the spelling works. Other spellings could be confusing, whereas this one pretty much spells it out. I've seen both Talya and Talia before, but neither was pronounced Ta-lee-ah, so this spelling works well.
Abrielle: Very interesting! I don't love it, but I do like it. Granted, it does make me think that it looks like Gabrielle but without the G, but still. I like Brielle a lot as a name, and I think Abrielle is an interesting twist - a mix of Abigail and Gabrielle.
Neely: I do not like this. It sounds like a last name.
Lauren: So refreshing. A lovely, traditional name.
This week was pretty disappointing for bad spellings! Most were correct: Jasmine, Alyssa, Allison, Ashlyn, etc. Even the newer names (Brooklyn, McKenzie) were spelled in decent ways.
I found it interesting that the pageant on this episode of Toddlers and Tiaras was called "America's Best Pageant." That's a bit presumptuous, isn't it?
Wednesday, June 23, 2010
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You Have Questions About Abby Lee Miller and Cathy Stein From Dance Moms? Less Than Reality Has Answers!After looking into what some readers are searching online about Dance Moms, I gathered some information about Abby Lee Miller and Cathy Stei...
I just finished watching tonight's episode of MTV's Catfish (8/20/13) with Jesse and Brian, and I'm left feeling somewhat less t...
Okay, Teresa , you were not in the right to go off on Danielle, but seriously, Danielle is nuts. Bonkers. Crazy. Off the wall. Get the point...


text: This CD CHILLOUT VIBES is for the real Ibiza Lovers meaning straight downtempo grooves that will take you in a long flow while enjoying the fantastic vibes of Ibiza. More then one hour of exclusive new chillout tracks with smooth vocals such as the stunning version of "I'm Not In Love" produced by famous DJ Jaydee! Yes ,this sublime cd is for the real 'Ibiza Lovers'!


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Churchill Home Insurance
50% off home insurance if you haven't claimed in the last 5 years,
plus a further 20% off when you buy online
(All discount
deducted consecutively)
.. providing you've
claim free for the last 5 years.
until 01/07/2012
|Great Cover
|Home Contents Details
|Churchill contents insurance covers the items in your home that arent covered as part of a typical buildings insurance policy. We can cover your household goods (including non-permanent fittings such as carpets), personal belongings in the house or outbuildings (including garages and sheds) and money in the home.
We can also cover contents temporarily moved to another home, replacement locks if your keys are stolen, items kept in the garden, the contents of your freezer and the cost of alternative accommodation whilst insured repairs are carried out.
Valuables (items such as jewellery, watches, furs, items or sets or collections of gold, silver or other precious metals, works of art, sets of stamps, coins and medals) can be covered up to a total value of £15,000.


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Whether your water heater fell over, the kids forgot to turn off the bathtub faucet, the normally serene river down the road has burst its bank, or a 24-foot storm surge in Coryell has wiped out your home, Water Damage happens. In fact, that's why many homeowners carry insurance – to protect their homes from unpredictable catastrophes.
Unfortunately, one man's catastrophe is another man's problem. This is true especially when dealing with your insurance company over Water Damage Restoration claims. Is it a catastrophe or is it your problem? Is the flood event covered or not?
Most homeowners in Coryell insurance policies exclude certain types of flooding so it's useful to review your policy before and during the water restoration claims process. If you have National Flood Insurance, you should be prepared with that information as well.
Water damage and restoration claims are subject to all kinds of rules and loopholes and your insurance company knows exactly what they are doing – do you? If you're getting the runaround from your insurance about a restoration claim, don't take their word for it. Read your insurance policy and find out exactly what is covered. You pay your premiums for the service that the insurer provides. When it's time for restoration for a covered loss, you don't deserve to be short changed.
While many water claims are specifically excluded from an insurance policy, not all are. During hurricanes and major storms, some water damage is specifically excluded such as water damage from a storm surge. However, if your roof blows off and the rain damages the interior of your home, then the water restoration would likely be covered. Beware of the insurance agent that wants to classify damage as something other than it is. For example, if the agent claims the water damage is due to storm surge when it's clear that the reason the home is water damaged is because the roof blew off, then stick up for yourself and demand that the adjuster look at the obvious.
In these cases, restoration compensation could be less than what's needed thanks to an insurance adjuster whose eyes are on the bottom line, not what you are entitled to under the terms of your policy. Get a professional involved if you need help. Public insurance adjusters can act on your behalf and get a better settlement offer while specific contractors, such as roofers and rebuilders, can document the damage, make reasonable efforts, and back you up when you're filing a restoration claim.
Your insurance company wants to save a few bucks while you want to make sure that you can restore your property. You are at odds with each other even though you are business partners. Get a third party involved and ensure that your restoration goes the way it should.
It is always recommended to leave fire and water damage restoration to the professionals. There are too many things that can go wrong and only a few that can go right if you decide to tackle the job yourself, or hire an unqualified company to do it. So the question is, what qualifies as a professional restoration company and how do I find one?
The ideal restoration company will have certified technicians with knowledge and experience in the field. They will have all the proper equipment to do the job. They should also have the ability to help you with the insurance process. If you encounter a restoration company that doesn't have 24/7 service then move on. This is a fundamental necessity for this type of industry.
If you are not in a fire or water damage situation it doesn't hurt to still call around and find one to keep in your back pocket in case you ever do need one. This will eliminate the hassle of having to search for a qualified company in the midst of an actual emergency. Already having a trusted company at the ready will make life just a little easier should you ever have the unfortunate incidence of a fire or flood.
Qualified fire and water damage restoration companies are out there. Unfortunately so are a number of unqualified companies. Make sure you ask the right questions to ensure you get one of the good ones.
Things That a Water Damage Restoration Company Can Do for You
Hiring a Restoration Company
Water is indeed very beautiful. We have glorious waterfalls, rivers and even oceans. However, water can cause a lot of damage to the home. Flooding and water leaks can impact the home negatively. Water seeps through the home and finds all those precious places to affect. If you are ever faced with water damage, you totally understand the stress and anxiety that comes with it. However, there are companies that have been set up so as to offer you the much needed help should water damage occur in your property. The water damage restoration companies have come as a great aid to all who need it most.
Here are some of the things you may expect
Timeliness: the best companies understand that time is of the essence. The longer water sits, the worse the damage becomes. Water damage needs to be addressed as soon as it arises to avoid any unnecessary damage. If the damage gets too bad, your insurer may decline the claim.
When all areas are removed successfully, most companies will use some very high powered fans so as to start the process of drying. Dehumidifiers can be used to draw that moisture still lingering in the air. In some cases, barrier containment can be used so as to restrict access to certain areas or to create some airflow in a very specific way.
The testing of air quality: this is another very important service that the companies can offer. Usually, the air may have a contaminant such as mold. There are different types of contaminants that can be in the air and some pose more danger than others. Usually, the company tasks an air sample in and out of the home. The differences in the air can then be identified and proper action taken.


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I am THRILLED to be collaborating with Jen!
Have you ever met someone and instantly clicked? That's us!
We collaborated on a webinar last year (which we lovingly called, "The Janet and Jen Show.") We were so in-sync that we finished each other's sentences and were working on task while the other was emailing saying we should work on that same task.
When she called to ask if I wanted to do a podcast together, I couldn't say yes fast enough! On that first call, we split up our to-do list and by the end of the week, we had a name, a logo, and a website!
I raised daughters, I didn't raise sons.
Anna is a Labor and Delivery Nurse and Katie teaches Special Ed.
People ask, "WHAT are you doing in the 'boy business?!' WELL, I taught A LOT of boys – and they taught me! Trial by fire, you could say, that first year in first grade with 10 boys and 2 girls. That was 1995.
Fast forward 20 years, and as the Founder of Boys Alive! I've been advocating for boys ever since.
Understanding boys is crucial if we are to raise healthy, happy men. I am a Family Coach and dedicated to helping parents understand and advocate for them. I work with teachers and administrators to bring more boy-friendly awareness into the classroom. Speaking on these topics to conferences and groups makes me realize how much love and desire to understand our boys is out there – and that there is overwhelm of knowing which way to turn!
Momentum is building in this age of #metoo and boys who are struggling academically and socially. We must all be advocates and speak loudly for our boys, knowing that everything we do for boys enhances life for our girls, too.
I live in Portland, Oregon. My other passions? Table Tennis! (not ping pong) and hiking, friends, family – my dad is in Texas and I travel there a lot, reading, coffee…blue sky and sunshine, water and mountains!
Here are ways to connect with me:
Join me in the private Boys Alive! Facebook group.
Opt-in for the newsletter at the Boys Alive! website (and get a free report on building parenting confidence.)
GET ON THE PHONE WITH ME – are you worried? struggling? have questions? need support? You are not alone! Let's talk and figure out what next steps can support you, okay? Schedule a call with me – click here.


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November 23, 2015
In September, we published an article (with an infographic) showing the announcements by different FIs and their partners (if any), along with the potential use cases of blockchain that they are exploring. It got some great feedback and thousands of shares; thank you for that. The article covered the banks and other FIs who have shown intent on blockchain from the period of 2013 to June 2015. In the following article, we have extended the timeline further & have tried to cover the innovations and practices implemented by FIs in blockchain technology from July 2015 to the present day.
1. Bank of America:
The US Patent & Trademark Office website revealed (September 2015) that Bank of America had filed a patent on a System and Method for Wire Transfers Using Cryptocurrency. The patent deals with using a system that would decide on one optimal method for completing a wire transfer, in other words: remittance of money. The system in this process would use multiple cryptocurrency exchanges, wherein a funds transfer initiated by one customer could be exchanged via one cryptocurrency exchange, and at the receiving end, they could be re-converted to currency using another cryptocurrency exchange. The different cryptocurrency exchanges mentioned include OKCoin, BitStamp, BTCChina, Cryptsy, CoinMarket and Justcoin. However, they also mention that this list is not exhaustive.
At the Money 20/20 event in Las Vegas, NASDAQ unveiled its new blockchain-based platform which facilitates share transfers and sales on its private market. NASDAQ Linq is a digital ledger technology that leverages blockchain to facilitate the issuance, cataloging and recording of transfers of shares of privately-held companies on the NASDAQ Private Market. It will complement ExactEquity, NASDAQ Private Market's cloud-based capitalization table management and stock plan administration solution. NASDAQ Linq clients will be provided with a comprehensive, historical record of issuance and transfer of their securities, offering increased auditability, issuance governance and transfer of ownership capabilities. The company also announced the initial roster of private company clients like Chain.com, ChangeTip, PeerNova and TangoMe.
The firm invested in Chain.com (September 2015), a blockchain infrastructure provider for FIs and enterprises. NASDAQ chose Chain to run a pilot around blockchain technology on the NASDAQ Private Market. The stock exchange firm is also looking to expand its blockchain ambitions beyond the US, planning securities-focused applications in Estonia.
3. Citi:
Investor in Chain.com., a blockchain infrastructure provider for FIs and enterprises. Chain helps companies build financial products around blockchain technology with its bitcoin data API. (September 2015)
4. Visa:
At Money 20/20, Visa showcased a prototype connected automobile with an interesting app built into its dashboard. A collaboration between Visa and DocuSign, it uses the bitcoin blockchain to record several types of contract information. (October 2015)
Visa Europe announced (November 2015) its collaboration with Epiphyte, a provider of blockchain-based software-as-a-solution (SaaS) for immediate financial transactions. Visa Europe Collab and Epiphyte, a recent graduate from San Mateo incubator Boost VC will be working on a proof-of-concept to use bitcoin and blockchain capabilities to make remittance services more efficient and easier to use.
The bank is seeking to launch a loyalty program (November 2015) that uses the technology sometime in 2016. According to American Banker, Royal Bank of Canada (RBC) President and CEO Dave McKay suggested that RBC was currently looking for low-risk ways to introduce its customers to the technology and that a loyalty program was the best fit at this time.
Nine banks collaborated (mid-September) to develop common standards of blockchain technology by backing a blockchain startup called R3CEV. Thirteen more banks joined by the end of September. In October, three more banks joined the R3CEV collaboration, taking the total count to 25; in November, five more banks joined hands to make the total number of banks in the R3CEV collaboration to 30. Here are the 30 banks that are collaborating: Goldman Sachs, JP Morgan, Credit Suisse, Barclays, Commonwealth Bank of Australia, State Street, RBS, BBVA, UBS, BNY Mellon, Mitsubishi UFJ Financial Group, Citigroup, Commerzbank, National Australia Bank, Royal Bank of Canada, SEB, Societe Generale, Toronto-Dominion Bank, Bank of America, Deutsche Bank, Morgan Stanley, HSBC, BNP Paribas, Canadian Imperial Bank of Commerce, ING Bank, Macquarie Bank, Wells Fargo & Co, Mizuho Bank, Nordea Bank, and UniCredit.
Banks around the world are embracing the principles of open innovation to augment their product development programs. Recently, we saw a number of banks/FIs sponsoring the blockchain hackathons as it is a great way to analyze and embrace the payment ecosystem with the opportunistic side of the new technology. Here are the various events and hackathons sponsored/to be sponsored by FIs:


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Tuesday, December 31, 2013
Monday, December 16, 2013
Still Life or Wild Sea?
Both photos have been taken in the last two weeks. One during a Camera Club meeting, the other at the beach in St.Finians Bay, County Kerry. I live here, I teach photography and I like what I´m doing. The aspects and options in photography are endless. You will find out what you like about it. What counts is the image, not the fancy camera on your tripod. Believe in yourself and not in Photoshop. You will discover an amazing world. Michael Herrmann 2013
Posted by Skelligphoto at 10:36 pm
Christmas Party Ballinskelligs 2013
Posted by Skelligphoto at 9:16 pm
Labels: Ballinskelligs, flashlight
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