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Authors: Tobias Adrian, Michael J. Fleming, and Erik Vogt
Working within the Federal Reserve System, the New York Fed implements monetary policy, supervises and regulates financial institutions and helps maintain the nation's payment systems.
Do you have a Freedom of Information request? Learn how to submit it.
See the world's largest accumulation of gold as you learn about the New York Fed and Federal Reserve System on a free tour.
The latest Annual Report chronicles the impact of Federal Reserve policies and includes data on the New York Fed's operations.
Our economists engage in scholarly research and policy-oriented analysis on a wide range of important issues.
The Center for Microeconomic Data offers analysis and data exploring individual-level financial and nonfinancial economic conditions, expectations, and behavior in the United States.
Our model produces a "nowcast" of GDP growth, incorporating a wide range of macroeconomic data as it becomes available.
U.S. Economy in a Snapshot is a monthly presentation designed to give you a quick and accessible look at developments in the economy.
As part of our core mission, we supervise and regulate financial institutions in the Second District. Our primary objective is to maintain a safe and competitive U.S. and global banking system.
The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
Need to file a report with the New York Fed? Here are all of the forms, instructions and other information related to regulatory and statistical reporting in one spot.
The New York Fed works to protect consumers as well as provides information and resources on how to avoid and report specific scams.
The Federal Reserve Bank of New York works to promote sound and well-functioning financial systems and markets through its provision of industry and payment services, advancement of infrastructure reform in key markets and training and educational support to international institutions.
The New York Fed provides a wide range of payment services for financial institutions and the U.S. government.
The New York Fed offers the Central Banking Seminar and several specialized courses for central bankers and financial supervisors.
The New York Fed has been working with tri-party repo market participants to make changes to improve the resiliency of the market to financial stress.
The New York Fed engages with individuals, households and businesses in the Second District and maintains an active dialogue in the region. The Bank gathers and shares regional economic intelligence to inform our community and policy makers, and promotes sound financial and economic decisions through community development and education programs.
The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
The College Fed Challenge is a team competition for undergraduates inspired by the working of the Federal Open Market Committee.
The Community Credit interactive highlights credit conditions, including measures of credit inclusion and stress, at the national, state and county levels.
Authors: Tobias Adrian, Michael J. Fleming, and Erik Vogt
Order book and transactions data from the U.S. Treasury securities market are used to calculate daily measures of bid-ask spreads, depth, and price impact for a twenty-six-year sample period (1991-2017). From these measures, a daily index of Treasury market liquidity is constructed, reflecting the fact that the varying measures capture different aspects of market liquidity. The liquidity index is then correlated with various metrics of funding liquidity, volatility, and macroeconomic conditions. The liquidity index points to poor liquidity during the 2007-09 financial crisis and around the near failure of Long-Term Capital Management, but suggests that current liquidity is good by historical standards. Market liquidity tends to be strongly correlated with funding liquidity at times of market stress, but otherwise exhibits little correlation.


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Season 1:5 'Hotel California'
It's easier to cooperate with friends than it is with strangers.
Mach handled all of the officers' questions. They taped off the warehouse and started investigating straight away. Apparently we had happened upon the stolen technology after intercepting one of the homing beacons by accident. It sounded plausible enough I suppose. The police bought it.
"Well I'm ready to sleep for the rest of the week," says Jason. Mach agrees.
I hadn't participated in the fight outside of watching it from Jason's perspective. An hour of meditation should help to calm my mind. Otherwise, we're all in good spirits. Nothing blew up, no one died, and the public will sleep in ignorant bliss. Today was a win for us.
"I was planning on studying the robot parts tomorrow. Maybe a little downtime would be good," Ingot says.
We rent two hotel rooms near the airport for the night. As nice as it would be to get back home, there's no real hurry. Guys are in one room, girls in the other. The carpet is splotched with a geometric pattern in complementary colors. None of the furniture matches, but the bathroom and sheets are clean. We had to change out by the car before entering the main lobby. It's not unusual to see metas, especially in populated areas, but they never check-in to hotels.
"That was some first day on the job," Mach says before diving onto the closer bed. "I've never had to fight a robot before."
"You seemed pretty good at taking them apart," I say.
"I've assembled my fair share of Ikea furniture."
Jason goes into the bathroom and locks the door. After a few moments he turns the water on for the shower. I laugh at Mach's remark to keep him from suspecting how distracted I am from the conversation.
You feeling alright?
I'm fine. Just taking a shower.
You're checking yourself out in the mirror.
Dude, quit watching me. I'm just tired.
Well if you want to talk about anything just let me know.
"So is he your brother or do y'all just look alike?"
"We're twins. I don't know how much we're supposed to talk about 'normal' life," I say. It was never made clear how much we should know about each other. I don't think mom and dad knew much about the rest of their teammates.
"Heck, you already know what I did for a living before this. I don't see why we should keep secrets from each other. My real name's Chase Tucker. Call me CT if you want," he says and sits up to offer a handshake.
I try to read his thoughts before replying. Again, everything is moving very fast, but I don't come across anything malicious. If we're going to be a team then we need to know more about each other. It's easier to cooperate with friends than it is with strangers.
"Desmond Healy," I say and shake his hand. "Jason's my brother."
Now I feel like I'm working with a real person, someone with a life, instead of just another metahuman. Granted we're a rare breed, but seeing them all the time on the news makes everything so one dimensional. I start noticing all the little ticks about Chase. His right leg is almost never still and there's a bit more scruff on his face than when we met a few days ago.
CT and I talk for a while longer, waiting for Jay to finish in the bathroom. He's only a few years older than us and just as inexperienced. We'll need a miracle to help us if we ever end up fighting a villain. For someone with such a fast thought process, Chase is very collected when he speaks. It's as if each word is considered and chosen with care. He's not as terse as Jason when it comes to making conversation.
All of us decide not to pursue another mission before Ingot finishes analyzing the robotic head. Back at The Hive we use the time for training. Jason and Mach leave to work on their respective physical talents outside.
"So how does a psychic train his power?" Dragonette asks.
"I've never thought of myself as a psychic. More like a mental dominator," I say. She gives me a questioning look. "Anyway, I can meditate and read my own thoughts. Or break down the mental barriers of others. Either way works."
"Can you practice on me?"
"I guess I could. That is, if you don't mind me in your thoughts." She shakes her head. We take a seat on the couch and I ask her to relax. My heart beats faster, from either fear or excitement. It's unclear.
All of her surface thoughts come across as grey images flowing into each other. She's thinking about the carpet from the hotel and walking into the desert yesterday with the shipping crate. The way I've always broken through surface thoughts is by taking something which has the potential for more connections and approaching it from a new angle. I concentrate on her memory of Jason lifting the container and find a connection to the time we first met.
Her next level of thoughts feel hotter. It's the kind of dry heat which makes my eyes sting. This memory has a few aspects of color, but nothing stands out aside from Jason and our parents.
"You've got nice eyes," Jason says to her. The phrase triggers a powerful leap to another memory. I manage to maintain a hold over the connection by refocusing my thoughts and increasing the clarity of the memory.
Most memories are foggy, and the old ones are no more than a few snatches of words and a smell. By heightening each individual aspect, and making a few guesses, the full experience can be recovered.
This thought is searing hot and blazing with color. She must be fifteen, maybe sixteen, and feels distraught. A school bell rings.
"I'm sorry Sam, but it's not going to work. I kind of just thought we were friends, y'know?"
She looks up at the guy talking to her and says, "How can you say that, after everything we'd done? We kissed and –"
"Sam, don't, we should go. I'll be late for class again," he walks away.
I start leaving her mind. This is all too personal for me to be getting into. But before I go I can hear a memory of him echo, "You've got nice eyes."

subset: commoncrawl


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|July 11th @ 12:05 pm
From: In that old blue chair...
Motorcycle: FXB12RR
Twin Playboy bunnies and an animal-rights group tried to enlist one of the worlds biggest porn stars last year to help catch Luka Rocco Magnotta.
Ron Jeremy said he was asked to lure Mr. Magnotta, a small-time Canadian porn actor, to Los Angeles with a phony job offer to appear in an X-rated flick.
The ploy was concocted more than a year before Mr. Magnotta became a murder suspect in the gruesome death of Montreal student Lin Jun.
Police confirm head found in Montreal park belongs to Lin Jun
Mother recalls Lin Jun as 'kind and caring'
Police were tracking Magnotta just weeks before Lin Juns death, landlord says
Instead of meeting a legend whos cavorted for the camera in more than 2,000 adult films, Mr. Magnotta was to be apprehended by a hard-nosed group of animal-rights activists.
Mr. Jeremy, however, got cold feet and the sting operation never moved ahead.
At the time, animal-rights advocates had alleged that Mr. Magnotta killed kittens and posted videos of the deeds on the Internet accusations he has publicly denied.
Mr. Jeremy, an active animal-rights campaigner, wanted to help out, but was uncomfortable with the whole idea of being the bait.
Thats a little bit out of my league, dont you think? Mr. Jeremy told The Canadian Press in a phone interview about the January 2011 proposal.
Its like an episode from some TV show. The [guy] comes to the set with lube in one hand and his schmeckle in the other thinking he has a job, and the cops tackle him to the ground.
Thats good for the movies. That doesnt work in real life.
Caution: Graphic content may disturb some readers.
Last month, Mr. Magnotta was charged with first-degree murder in the ghastly May slaying and dismemberment of the 33-year-old Mr. Lin. He pleaded not guilty in a Montreal courtroom.
The idea for the porn-gig trap was hatched by Rescue Ink, a group of rough-and-tumble animal activists based in Queens, N.Y. Its membership includes police officers, military personnel and tattooed street guys.
To connect with Mr. Jeremy, Rescue Ink reached out to a couple of his acquaintances: former Playboy playmates Sia and Shane Barbi, also known as the Barbi Twins.
Up until a recent chat with a reporter, Mr. Jeremy wasnt even aware that Mr. Magnotta was now a murder suspect.
I told Sia Im willing to do things and help, do public service announcements, or whatever it takes, said Mr. Jeremy, 59, who has been a spokesman for People for the Ethical Treatment of Animals.
But Im not a law-enforcement agent. How do I catch somebody?
The actor, who has also directed nearly 300 porn films, was to personally invite Mr. Magnotta to come to a Hollywood adult-movie set.
Rescue Ink collaborators would have been waiting there in the shadows to pounce on an unsuspecting Mr. Magnotta. Their captive would have later been handed over to authorities.
Sia Barbi remembers that Mr. Jeremy initially wanted to play along, even though they told him Mr. Magnotta was likely only interested in gay or bisexual adult movies.
Ron Jeremy said: I only do straight porn, Barbi said in a phone interview.
And I said, Ron, lets focus here. We dont want to hire him, we want to arrest him.
But as Mr. Jeremy learned more about his role, she said he got cold feet. The Barbis and Rescue Ink expressed concern at the time that the kitten killer in the video could eventually harm humans.
I think it kind of spooked Ron, said Barbi. It just got a little bit creepy for all of us.
When the plan was first conceived, they had a direct line of contact to Mr. Magnotta, through the help of a confidential female informant working for Rescue Ink.
The woman was involved in an ongoing online dialogue with him and the group had gathered evidence for police, said Joe Panz, Rescue Inks co-founder.
Mr. Panz, a burly pawnbroker from Queens, said Mr. Magnotta had to be drawn into the U.S. because animal-abuse allegations werent serious enough to have him extradited.
He said the potential risks of the scheme were explained to Mr. Jeremy.
I dont lie. Yes, you can get hurt, said Mr. Panz, who has six bullet-wound scars from an attempted hit on his life several years ago.
I cant put somebody in harms way without telling them, Listen, this could go very badly for you.
Mr. Panz said Mr. Jeremy, whose porn nickname is The Hedgehog, was also worried that setting up a fellow adult actor might tarnish his reputation in the industry.
I dont blame him, he said of Mr. Jeremys decision not to take part in the sting. He was in a very difficult situation.
Mr. Jeremy believes a larger casting call thus having more people around might have been a safer option to snag Mr. Magnotta. But he said his busy schedule didnt free up the time to organize it.
A smaller shoot just wouldnt have worked, he says.
If he comes to an empty house, hell be suspicious, said Mr. Jeremy, who also raised other concerns.
If this guys got friends in L.A., who want to search me out first or check me out first, why would I want to put myself in the line of fire like that?
Porn star Ron Jeremy was courted to play bait in Magnotta sting - The Globe and Mail
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30 January - Its official. Bexley cancels bank holiday
I made an almost unbelievable blog entry on 17 January which said that Bexley council threatened to prosecute a resident for not paying his council tax installment due on 1st January 2010 until the banks re-opened on the 4th. Youd think it was one of those damn-fool mistakes and errors of judgment for which the borough is famed, but apparently its not that simple. Their response to a complaint says they will graciously restore the installment plan which the original letter summarily withdrew but they still insist that payments must be made on the first of the month even when it falls on a bank holiday (or, by implication a weekend) and that if it isnt prosecution will surely follow. I was expecting an apology for the mistake but there is no sign of one, they simply cannot get their thick heads around how silly this makes them look. I have documented a bit more detail on a new council tax page and I think the perpetrator of this ridiculous piece of idiocy, one Miss L. Cairns, deserves the honour of a listing on the Bexley Hall of Shame, dont you?


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Heather Grey & Dark Heather Grey Men's Baseball T-Shirt
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This awesome baseball tee is a wardrobe-essential! Coloured in two-tone, this dark tee is a great way to keep casual and look awesome.
- 50% Polyester, 25% Combed ringspun cotton, 25% Viscose, pre-shrunk
- Product Type: Mens T-shirt
- Product Code: 90882


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Acing the Hepatology Questions on the GI Board Exam The Ultimate Crunch-Time Resource, by Spiegel, Brennan; Karsan, Hetal
Note: Supplemental materials are not guaranteed with Rental or Used book purchases.
- Cover: Paperback
- Copyright: 8/1/2011
Hepatology is an expanding field ; it's hard to keep up. The liver has been sitting there the whole time, but the knowledge surrounding this perplexing organ is exploding; this makes it hard to prepare for board and recertification exams, where 1 in every 4 questions pertains to hepatology. Until now, there has been no single, slim, but high-yield volume that summarizes the hepatology you need to know for the boards. This book has it nailed. The authors have collected every pearl of wisdom, high-yield factlet, liver "board buzzword," hepatic micrograph, and classic liver imaging study they could muster, all while keeping the book a manageable size - because who has time for more than manageable when you're busy? The answer to your study questions (and study time!) can be found inside: Acing the Hepatology Questions on the GI Board Exam: The Ultimate Crunch-Time Resource. Traditional textbooks usually feature long and detailed discussions that are not directly related to Board and recertification exams. On the flip side, many Board review manuals provide lists and bullet points lacking sufficient background and context. Inside Acing the Hepatology Questions on the GI Board Exam,Drs. Brennan Spiegel and Hetal Karsan present time-tested and high-yield information in a rational, useful, and contextually appealing format. Why You Will Need to Read Acing the Hepatology Questions on the GI Board Exam: If an echinococcal liver cyst exceeds XX cm, then the risk of rupture is clinically significant and surgery is warranted Spider web collaterals + caudate lobe hypertrophy = Diagnosis Stepwise fever + temperature-pulse dissociation + rose spots + hepatitis = Diagnosis With its focus on pearl after pearl, emphasis on images, and attention to high-yield ;tough stuff ; vignettes you don't know the answers to (yet), Acing the Hepatology Questions on the GI Board Examis truly the ultimate crunch-time resource for acing often vexing liver section of the examination, taking recertifying examinations, looking good on clerkship rounds, or for just challenging yourself with interesting and entertaining vignettes.


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This compact electric pump can be connected to the adapter in your car to make inflation and deflation at the campsite quick and effortless. Ideal for outdoor camping and home use. More >>


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Digital Culture & Society (DCS)
Vol. 4, Issue 1/2018 – Rethinking AI: Neural Networks, Biometrics and the New Artificial Intelligence
Digital Culture & Society is a refereed, international journal, fostering discussion about the ways in which digital technologies, platforms and applications reconfigure daily lives and practices. It offers a forum for inquiries into digital media theory, methodologies, and socio-technological developments.
This issue shows: The meaning of AI has undergone drastic changes during the last 60 years of AI discourse(s). What we talk about when saying AI is not what it meant in 1958, when John McCarthy, Marvin Minsky and their colleagues started using the term. Biological information processing is now firmly embedded in commercial applications like the intelligent personal Google Assistant, Facebook's facial recognition algorithm, Deep Face, Amazon's device Alexa or Apple's software feature Siri to mention just a few.
2018-07-27, 244 Seiten
Sofort versandfertig,
Lieferzeit 3-5 Werktage innerhalb Deutschlands
Preise inkl. Mehrwertsteuer. Versandkostenfreie Lieferung innerhalb Deutschlands, für Ausnahmen siehe Details.Mengenrabatt


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Gould rides to second at Mont-Sainte-Anne MTB World Cup
Mont-Sainte-Anne, Quebec, Canada (June 23, 2012) — In her first World Cup since being named to the 2012 U.S. Olympic team, Georgia Gould (Fort Collins, Colo. /Luna Pro Team) rode to second place in the elite women's cross-country race at the RockyRoads.net UCI Mountain Bike World Cup Presented by Shimano in Mont-Sainte-Anne, Canada.
Fellow Olympic team member Lea Davison (Jericho, Vt. /Specialized Racing) also earned a top-ten finish, placing seventh. Gould crossed the line just 23 seconds behind her Luna Pro Team teammate Catharine Pendrel of Canada, who finished first in a time of 1:41:40 after overtaking Gould during the final lap of the race.
In the women's juniors race, Shayna Powless (Roseville, Calif./BMC Mountain Bike Development Team) took home fifth place, followed by Kate Courtney (Kentfield, Calif./Whole Athlete-Specialized) in sixth.
"Shayna was riding in a group of three riders who were fighting for third, but a late race mechanical took her out of podium contention," explained USA Cycling Mountain Bike Program Director Marc Gullickson. "It was a very muddy race due to a late afternoon thunderstorm that soaked the course just before the junior women's start."
In the U23 women's race, Jill Behlen (Boulder, Colo./Tokyo Joe's -Whole Foods/Primal) was the top American after placing fourteenth. Kaila Hart (Durango, Colo./Stan's NoTubes Elite Women's Team) followed her across the line in fifteenth.
Men's Races
Russell Finsterwald (Colorado Springs, Colo./Subaru-Trek) also scored the United States a top-ten finish, riding to tenth in the U23 men's race. He was the highest-placing American male on Saturday. The two members of the 2012 U.S. Olympic men's mountain biking team, Samuel Schultz (Missoula, Mont. /Subaru-Trek) and Todd Wells (Durango, Colo./Specialized Racing), finished 20th and 22nd, respectively, in the men's elite race.
Racing continues on Sunday with the juniors men's cross-country race followed by the downhill competitions. Live streaming coverage can be seen at live.redbull.tv.
UCI Mountain Bike World Cup
Mont-Sainte-Anne, Quebec, Canada
June 23-24, 2012
Elite Women
1. Catharine Pendrel (CAN/Luna Pro Team) 1:41:40
2. Georgia Gould (Fort Collins, Colo. /Luna Pro Team) +0:23
3. Marie-Helene Premont (CAN) +1:51
7. Lea Davison (Jericho, Vt. /Specialized Racing) +3:52
14. Mary McConneloug (Chilmark, Mass./Kenda-Seven-NoTubes) +8:24
21. Heather Irmiger (Boulder, Colo./Subaru-Trek) +14:00
36. Erin Huck (Boulder, Colo./Tokyo Joes Cycling Team) -2 laps
37. Sarah Kaufmann (Ogden, Utah/Stan's NoTubes Elite Women's Team) -2 laps
Elite Men
1. Nino Schurter (SUI/Scott – Swisspower MTB Racing Team) 1:41:24
2. Jose Antonio Hermida Ramos (ESP/Multivan Merida Biking Team) +0:00
3. Jaroslav Kulhavy (CZE/Specialized Racing) +1:49
20. Samuel Schultz (Missoula, Mont. /Subaru-Trek) +7:11
22. Todd Wells (Durango, Colo./Specialized Racing) +7:47
24. Adam Craig (Bend, Ore. /Rabobank Giant Off-Road Team) +8:04
34. Jeremiah Bishop (Harrisonburg, Va./Cannondale Factory Racing) +11:08
44. Spencer Paxson (Seattle, Wash. /Kona) +13:34
47. Stephen Ettinger (Cashmere, Wash. /BMC Mountain Bike Racing Team) +15:37
48. Michael Broderick (Chilmark, Mass./Kenda-Seven-NoTubes) -1 lap
51. Mitchell Hoke (Boulder, Colo./Team Clif Bar) -1 lap
55. Pete Ostroski (Intervale, N.H./Wild Things/Rocky Mountain) -1 lap
57. Alex Grant (Salt Lake City, Utah/Cannondale Factory Racing) -1 lap
63. Jeremy Horgan-Kobelski (Boulder, Colo. /Subaru-Trek) -2 laps
66. Nathan Guerra (Oconomowoc, Wis.) -3 laps
U23 Men
1. Michiel Van der Heijden (NED/Rabobank Giant Offroad Team) 1:26:57
2. Gerhard Kerschbaumer (ITA/TX Active Bianchi) +0:34
3. Markus Schulte-Luenzum (GER/Focus Mig Team) +1:49
10. Russell Finsterwald (Colorado Springs, Colo./Subaru-Trek) +4:44
21. Kerry Werner (Banner Elk, N.C./BMC MTB Development Team) +7:37
27. Howard Grotts (Durango, Colo./Specialized Racing) +9:22
35. Skyler Trujillo (Fort Collins, Colo./Team Niner-Stan's-Ergon) +14:17
42. Cole Oberman (Philadelphia, Pa./Breakawaybikes.com) -1 lap
U23 Women
1. Samara Sheppard (NZL/Wheeler – IXS Team) 1:32:40
2. Yana Belomoyna (UKR/Bi&Esse – Infotre Protek) +1:49
3. Rebecca Henderson (AUS) +3:08
14. Jill Behlen (Boulder, Colo./Tokyo Joe's -Whole Foods/Primal) +20:30
15. Kaila Hart (Durango, Colo./Stan's NoTubes Elite Women's Team) +23:54
18. AliciaRose Pastore (Durango, Colo./BMC Mountain Bike Development Team) -1 lap
Juniors Women
1. Frederique Trudel (Canada) 1:18:30
2. Dina Hordiyuk (Ukraine) +1:02
3. Amber Johnston (New Zealand) +2:39
5. Shayna Powless (Roseville, Calif./BMC Mountain Bike Development Team) +3:14
6. Kate Courtney (Kentfield, Calif./Whole Athlete-Specialized) +3:53
9. Kaylee Blevins (Durango, Colo./Durango Devo) +9:18
Related Articles
- USA Cycling announces 2012 Olympic team - Jun 15, 2012
- Three Americans land top 10 finishes at La Bresse MTB World Cup - May 21, 2012
- Shelley Olds wins World Cup; U.S. women successful over weekend - May 14, 2012
This Article Updated June 23, 2012 @ 11:11 PM For more information contact:


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It's probably pretty obvious by now that here at Veggie Vagabonds HQ we love curry. With that in mind we bring you another one of our favourites, vegan mushroom and spinach curry. Based on a North Indian favourite this curry is warming and delicious seasoned with authentic spices for a rich, intense flavour rounded off with a kick of fresh chillies. If you want a healthy, tasty way to get more iron in your diet then this is the dish for you!
We are seriously big fans of spinach and as it's filled with so much good stuff we literally eat bags of the stuff each day. It's high in iron which is particularly important in a vegan diet, so you should all get munching too! This curry uses traditional spices and combines spinach with mushrooms – a match made in heaven. Mushrooms, however, have not always been part of Indian cooking as they only grew at the base of the Himalayas and were only served on special occasions. Nowadays mushroom can be found in nearly all Indian fusion restaurants, which is great cos we love em!
This mushroom and spinach curry is simple to prepare as it doesn't require lots of exotic ingredients and is quick to put together. Warming and flavoursome this curry uses chilli and ginger to give it a spicy kick and uses only a little oil which keeps it on the healthy side. Blending the spinach gives the curry a creamier consistency which is coupled beautifully with the texture of the mushrooms.
Eat on its own, with rice, or as we did serve with pumpkin curry and garlic flatbreads for a truly fantastic feast! As always these measurements are guestimations as whenever I cook I freestyle a bit so don't worry if you don't have the exact amount or you're missing something. Give this scrumptious dish a go and let us know what you think in the comments below and don't forget to #veggievagabonds on social media so we can see what you get up to!
1 knob of coconut oil
900 grams of frozen spinach (I used frozen as it's cheaper but feel free to use fresh)
1 brown onion
5 cloves of garlic
300 grams of mushrooms
1 tablespoon of garlic puree
1 medium tomato
1-3 chillies (or 5 if you like it as hot as J)
About a thumb's size piece of ginger grated
2 teaspoons of coriander powder
1/2 teaspoon of chilli powder
1 teaspoon of turmeric powder
1 teaspoon of garam masala powder
A knob of vegan butter
Salt to taste
1. Boil the spinach until it's all separated (if frozen) and wilted.
2. Drain then blend the spinach with the fresh ginger and chillies.
3. Heat the coconut oil in a pan on a low medium heat. Finely slice the onion and fry until softened, then crush the garlic and add to the pan, stir occasionally to avoid sticking.
4. Add the coriander, chilli and turmeric powder to the pan and stir to combine.
5. Finely chop the tomato and add to the pan, stirring occasionally and allow the water to evaporate (should be about 5 minutes).
6. Chop the mushrooms and add to the pan along with the spinach, salt, butter and about a cup of water (roughly 235ml). Add the water a bit at a time to achieve desired consistency.
7. Cook for a further 15-20 minutes stirring occasionally.
8. Serve and enjoy!
Give this scrummy curry a go and let us know what you think in the comments below! Don't forget to share it with us on social media with the #veggievagabonds
This curry is great with…
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When you decide to go for a car hire services, it comes with several advantages as well as drawbacks. However, benefits typically outweigh the demerits. However, you should ensure that you choose an organization where your satisfaction is guaranteed. Therefore, the service provider you select should have a positive attitude and approval rating for past customers should be high. Below are tips you should take into account before you choose the operator to work with.
Client satisfaction
In this day and age, rental firms don?t take their patrons for granted. Long ago, providers used to confuse their customers by posting a fixed charge on their internet page only for you to discover that during the billing, there are extras you are charged that you were not expecting. Thus, customers have become conscious of this habit and are seeking better alternatives to get better services.
Passengers on board.
This is an important factor you should take into account hence, ask the operator the numbers required. When you are traveling as a family, you will need a bigger car; therefore, you should ask if the leasing company has full that can accommodate a family. This will ensure convenience and comfort as well.
View the car and other facts
There are firms that take a particular amount of luggage; thus, you should make sure you get the details about them before you can engage.
If this information is not given, you should conduct a thorough research so that you can get the best operator that will cater for your needs. Furthermore, another point you should not ignore is viewing the vehicle you have hired. Don?t settle for the picture you see on the firm?s website; ensure you can see them assess their condition. Hybrid cars are the best in terms of fuel economy and other benefits as well.
Inspect and go through the car?s description.
The website should come in handy to help you in getting this information. Some organizations will offer you additional things like DVD options and GPS system. However, these services will cost extra. Therefore, you should ensure you get a detailed report of the car before you hire. There are countries where items such as AC (air conditioning) and auto transmission are compulsory but be sure the cost will increase if these services are offered.
Return location
It is vital to ask this question to avoid being charged for dropping it at the wrong place. There are other factors such as the brand of car, the company and other things that will either increase or lessen the cost of hiring the vehicle.
Mileage fee
This is something you should inquire from the service provider from the beginning. This ensures that you are within the set mileage so that you don?t pay more. Finally, you should request to know about the type of insurance the cars have.


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Eshe Nelson
Thursday, 26 September 2013 07:35 PM
U.K. consumer confidence rose to the highest in almost six years in September as signs of a sustainable economic recovery spurred consumers to spend.
A consumer sentiment index by GfK NOP Ltd. rose 3 points from August to minus 10, the highest since November 2007, the London-based group said in a report published today. Its gauge based on whether consumers think now is the right time to make major purchases climbed to the highest since 2010.
Economic growth accelerated in second quarter as higher consumer spending offset a decline in business investment, data yesterday showed. Prime Minister David Cameron has pointed to the recent pickup in activity as a sign the government's policies are working, while the Bank of England is trying to encourage the recovery by saying it won't raise interest rates too quickly.
"Whether the current economic recovery is real or will prove to be a credit-fueled bubble, this continuing steady growth in confidence looks like good news for the government," said Nick Moon, Managing Director of Social Research at GfK.
GfK's index of households' outlook for the economy jumped 4 points to 3, the highest since February 2010. The measure of people's assessment of their financial situation over the next year rose to 1 from zero. The gauge for major purchases rose 2 points to minus 14 and is 17 points higher than a year earlier.
While recent economic indicators have signalled a further strengthening this quarter, BOE officials have said it's not yet time to tighten policy. The central bank has pledged to keep its key rate at a record-low 0.5 percent at least until unemployment falls below 7 percent.
"It would be spectacularly misguided to think that some signs of more normal growth mean that the economy is back to normal," BOE policy maker David Miles said this week. "It would be equally misguided to think that if growth were to be near trend, monetary policy should be quickly returned to a more normal setting."
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Anthology Film Archives Anthology Film Archives
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It is the mission of Anthology Film Archives to preserve, exhibit and promote avant-garde and independent film and video, dating from its origins, up to the present, and beyond.
Anthology Film Archives is an international center for the preservation, study, and exhibition of film and video with a particular focus on American independent and avant-garde cinema and its precursors found in classic European, Soviet and Japanese film. In addition to being a public movie theater, Anthology is a film museum, archive, research library, and art gallery. After 35 years in existence, Anthology remains the only non-profit organization of this type in New York.
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Graphique Liquid Liner- Tips and Tricks
Posted by Sidrah on 00:56 with 1 comment
For an ultra-precise eyeliner application, the Color Studio Professional Graphique 100% waterproof Eye liner comes with a brush tip applicator ideal for a defined eyeliner. The quick drying formula is ideal for a long wearing, smudge-resistant, waterproof eyeliner look. The precision applicator works perfectly to create a sharp cat-eyeliner for a clean and edgy look.
A classic eyeliner can easily accentuate your eye shape, whether you have small hooded lids or large set eyes. Eyeliner can work wonders on your eye shape. With different types of liners to choose from, a brush tip liquid liner can create a crisp and defined eyeliner.
Applying liquid liner can be tricky if you've never used it. Since a brush tip applicator requires a steady hand, it's a good idea to test it a few times before you head out the door. Practicing in front of a well-lit mirror will help you create a sharp, crisp line. The easiest way to apply a straight line is by creating short flicks and then gradually connecting the lines.
Tips and Tricks:
- To keep your hand steady, rest your thumb on your cheekbone while your elbow is positioned on a flat surface.
- For smaller eyes, allow the liquid liner to dry for a few seconds before opening your eyes.
- Use a lighted magnifying mirror for an ultra-precise eyeliner application. Look straight ahead keeping your eyes open naturally will accurately make both eyes similar.
- For a cat eyeliner look, start by applying a thin line close to your upper lashes making sure to stop right before the outer corner of your eyes. Gradually make an outer flick diagonally.
- To clean off any mistakes take a cotton bud and smooth out the outer edges.
- Your eyeliner should not exceed past the end of your eyebrow
Graphique Eye Liner by Color Studio Professional is available in 2 shades.
- Jet Black is an intense rich matte black shade
- Black Pearl is a shimmery black shade with tiny glitter specks.


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BUFFALO, New York- The Atlantic Hockey Leauge announced today, in conjunction with Pegula Sports and Entertainment, that Harborcenter in Buffalo, NY has been selected as the host for the 2019 Atlantic Hockey Championships. The move keeps the Atlantic Hockey Tournament championship round in Western New York after having been at Rochester's Blue Cross Arena for the last 12 years.
"Moving our league championship to the Harborcenter in Buffalo is obviously very exciting. Buffalo is a sports city that loves and supports hockey and the venue at the Harborcenter is the perfect size to create an excellent student/athlete experience", said Sacred Heart Men's Ice Hockey Coach CJ Marottolo.
"We are grateful to the City of Rochester for being such gracious hosts over the last 12 years," said Commissioner Robert DeGregorio. "We want to thank the folks at the Blue Cross Arena for all they did to put on our championships each year, and we are excited to pursue this new opportunity in Buffalo."
Moving to Buffalo presents an opportunity for the league to take advantage of yet another market familiar with the Atlantic Hockey product, with Canisius in Buffalo and Niagara nearby, and a community that is passionate about hockey.
"We are thrilled to partner with Pegula Sports and Entertainment to bring the Atlantic Hockey Championship to Buffalo," stated DeGregorio. "The people of Buffalo love the sport of hockey and support it wholeheartedly. We know Nik and his staff at Harborcenter well and we believe that moving to Buffalo and Harborcenter will enhance the experience for student-athletes, coaches, and fans."
"Our facility is ideally suited to host an event like the Atlantic Hockey Championships," said Nik Fattey, Harborcenter's vice president and director of hockey. "We have a very convenient location for players and fans of the competing schools, and are able offer amenities that are unsurpassed, maximizing the tournament experience the way we do for all Harborcenter events.
Connected to the Buffalo Sabres' KeyBank Center, Harborcenter features two NHL-sized hockey rinks, including 1,800-seat KeyBank Rink, along with IMPACT training facilities, a 205-room full service Marriott hotel, four restaurants and parking facilities. The complex is home to Atlantic Hockey member Canisius College, as well as the Harborcenter Cup tournament series, Buffalo Jr. Sabres youth hockey program, and the NWHL's Buffalo Beauts. Harborcenter has been the site of the NHL Scouting Combine since 2015 and has been home to the College Hockey America Tournament the past three seasons. Since opening in 2014, Harborcenter has hosted the 2014 IIHF Women's Under-18 World Championships, 2014 IPC World Sledge Hockey Championship, and 2018 World Junior Hockey Championship.
Now, the Atlantic Hockey Championships will be added to the list come March.
The Atlantic Hockey Tournament begins with the first round on March 8-10. Two weeks later, four teams will advance to Harborcenter for the Championships, which will take place on March 22ndand 23rd, 2019. Ticket information will be made available at a later date.
Atlantic Hockey is an 11-team NCAA Division I men's hockey conference founded in 2003. Its geographical footprint spans from Massachusetts (American International, Bentley, and Holy Cross) to Colorado (Air Force), with member institutions also in Connecticut (Sacred Heart), New York (Army West Point, Canisius, Niagara, and RIT), and Pennsylvania (Mercyhurst and Robert Morris). Atlantic Hockey boasts All-Americans on the ice and in the classroom, Hockey Humanitarians and Derek Hines Unsung Hero Award winners.


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As I type this, numb-fingered from the desk-side window draught in my inefficient, overpriced, yet aesthetically pleasing apartment, I must ...
As I type this, numb-fingered from the desk-side window draught in my inefficient, overpriced, yet aesthetically pleasing apartment, I must fess up to my undeniable attraction to the charming, unnecessary, and impractical. I'm a form over function kinda girl all the way around. So what's a subzero temperature and frequently compromised plumbing in an apartment where the moldings and doorframes are really cool, right?
Well, in terms of being aesthetically pleasing, the charm factor on Sub Pop's new Kinks tribute album, Give the People What We Want, hits just slightly higher than a Sub Pop promotional compilation. Kinks covers have lost a lot of their appeal since people started covering "Come Dancing" like it was going out of style. (Don't do it. For the love of God, if you're in a band, don't. I cannot stress this enough.)
What's great about this tribute, though, is that it effectively merges all of the above into a somewhat uninspired, though truly weird amalgamation that eviscerates the competition by providing you with what you never even thought about wanting. For instance: a quiet, heartfelt rendition of "Waterloo Sunset," as performed by the Fastbacks. It's the most charmlessly charming, utterly superfluous album I've heard in a while. And to get right to the point: if you consistently answer the question "do you really need that?" with a resounding "yes," consider this compilation a possibility. If not, you should probably skip the rest of this review and pay your phone bill.
Now that I've isolated the spendthrifts, please understand that I'm not making an argument for this record's kitsch value. That would be something different-- something less premeditated, and probably less bizarre. But where most tribute albums suffer from a hyper-obsession with remaining true to the original artist, this compilation makes a strong case for the offbeat. Some portion of this could be attributable to the featured artists (I mean, when you think Murder City Devils, the Kinks aren't exactly next in line for free association). But this is a good thing. I'm all for the eclectic.
Still, that well over half of the artists on this album have at least semi-formal connections to Sub Pop makes the record resemble someone's creative idea for a promotional sampler-- "Hey, people really like the Kinks. This might, in a roundabout way, sell more Murder City Devils records." On paper, it looks like a good idea. One can imagine a Post-It on a desk in a certain Seattle office reading: "Don't forget the punk rock cover of 'Come Dancing.' The kids love those."
However, under careful scrutiny, the notion sort of deconstructs itself. Sure, the Kinks are great, but that doesn't change the fact that the Murder City Devils' take on "Alcohol" (done up in the old Killdozer style) is mostly unappetizing. Both Mudhoney and Love as Laughter contribute tracks; both sound like an afterthought. With Mudhoney, one expects a certain amount of laziness, but Love as Laughter's "Tin Soldier Man," recorded by only half of the band, is a real disappointment after the great Sea to Shining Sea.
In fact, some of the better moments on Give the People What We Want are either foregone conclusions or way out in left field. For example, garage-rockers the Fallouts offer a perfectly credible version of "The Man He Weeps Tonight." Conversely, the Makers' compelling "Strangers" comes off a bit like the bastard child of Neil Diamond and Iggy Pop (uh, it's really much, much better than that sounds). Elsewhere, the Posies' Jon Auer and singer/songwriter Heather Duby contribute mellow, adult-alternative covers of "Fancy" and "The Way Love Used to Be." And Nikol Kollars' R&B; rendition of "I Go to Sleep" is remarkable only for her uncanny-- and I do mean uncanny-- vocal similarity to Fiona Apple.
To say that Give the People What We Want is predominated by filler wouldn't be completely fair. Some of the filler isn't bad; just predictable (the Young Fresh Fellows, the Congratulators). And of course, the artists shied away from the obvious (no one covers "Lola") without completely avoiding the predictable pratfalls (the punk rock version of "Come Dancing," by a band called the Briefs who tragically didn't get my memo on not doing that).
Hmmm... so, hey, are you sure you really need that?
Your call.


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The 35 granny squares are joined and bordered...now for the sewing in of the ends..I thinkl this may be my favorite blanket I have made so far !! One of my dogs thinks it is hers and its been a little difficult to work on with her cuddled up in it !
Friday, September 16, 2011
All put together !
The 35 granny squares are joined and bordered...now for the sewing in of the ends..I thinkl this may be my favorite blanket I have made so far !! One of my dogs thinks it is hers and its been a little difficult to work on with her cuddled up in it !
23 comments:
- Ann @ makethebestofthings said...
Your granny afghan is beautifully done, love it! Way back in the 70s my mom made some with oversize squares in shades of blue and purple, they were gorgeous. Love your dog model, too. :o)
- September 16, 2011 at 9:28 AM
- Victoria said...
It's beautiful. I love the colours in the border.
- September 16, 2011 at 12:05 PM
- Lori ann said...
how beautiful!
- September 16, 2011 at 9:40 PM
- chris said...
What a lovely afghan. I think the colors you chose are great together. Your puppy looks pretty happy with it, too. :)
- September 17, 2011 at 10:17 AM
- Honey at 2805 said...
Oh wow! Your finished afghan is really pretty!
Thank you for linking to Potpourri Friday. You are an asset to making the party a success. I appreciate you and I hope you will make this a weekly stop.
- September 17, 2011 at 5:18 PM
- JoAnn said...
Beautiful Granny square afghan. Looks like your dog had fun too.Love your photo.Thanks for sharing
- September 18, 2011 at 7:55 AM
- Cristy said...
Beautiful! I just started making grannies, with hopes to turn it into a blanket, someday!
I have to admit, this is my first time using so many different colors, and the thought of wrapping up all those loose ends seems so tedious. It's not as bad as it looks, right? :)
- September 18, 2011 at 11:50 AM
- Dizzys Castle said...
your dog and afghan are both absoutly gorgeous
- September 18, 2011 at 12:33 PM
- Sabina@Slip Stitches & More said...
So beautiful and so colorful. The white borders really sets everything off.
- September 18, 2011 at 2:48 PM
- Ellen said...
Nice job, now to sew in all those ends.... you dog is adorable.
- September 18, 2011 at 3:38 PM
- Charlotte said...
Beautiful! Everyone crochets differently, but it is much easier if you work the 'ends' in when you add another color or as you finish a block. If you work over the ends as you change colors, then you will only have one end (the last color) to work in when you finiah a block. This end can be worked in when you join blocks. That's the way I finish my blocks but you do what is easiest for you.
- September 19, 2011 at 7:42 AM
- Vero said...
que ternura ese perrito y tu manta!hermosos♥
- September 20, 2011 at 10:09 AM
- Susana said...
- September 21, 2011 at 7:08 AM
- heather said...
So gorgeous! I have been so inspired to do a big granny project soon, but have a few too many other peojects on deck right now. :-(
- September 21, 2011 at 7:25 AM
- Shannon said...
How lovely! Nothing more classic than a lovely granny square throw and a dog!
- September 21, 2011 at 7:55 AM
- Karen said...
Your blanket is gorgeous! Based on how happy your dog looks it must be comfy too.
- September 21, 2011 at 11:05 AM
- Amy said...
love the granny squares, and the dog.
- September 21, 2011 at 2:20 PM
- Kim said...
Beautiful! I forgot how to crochet when I was pg with my fourth child! It never came back.
- September 21, 2011 at 3:21 PM
- Hazel said...
That blanket looks gorgeous, I like the colours you have used in it...
Though I don't envy cleaning up all those ends :(
- September 21, 2011 at 3:57 PM
- Denise said...
Your blanket looks cosy especially with the little dog snuggled in it.
- September 21, 2011 at 4:28 PM
- Toocutedobs said...
Ummm, I crochet the ends right back into the blanket as I go. You just line the end up with thr row you are working on and crochet over it. This way when you are done, you are done!
- September 25, 2011 at 5:18 AM
- Marie/Underground Crafter said...
Really nice! And your dog is cute, too.
- November 12, 2011 at 10:24 AM
- Petunia Pill said...
A.N.O.T.H.E.R. gorgeous work! Wow...your color choices are fabulous!
- February 19, 2012 at 7:44 AM


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JOB POST: Legal Officer @ Oriental Insurance Company Limited, New Delhi [30 Posts]: Register by Sept 15
Vacant Post
Administrative Officers
Number of Posts
Name of the Organization
Oriental Insurance Company Limited, New Delhi
Application Deadline
15th September, 2017
Online Examination
Phase – I : 22nd October, 2017 (Tentative)
Phase – II : 18th November, 2017 (Tentative)
Minimum Qualification
Graduate in Law with 55% for SC/ST and 60% for Others from a recognized University.
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Minimum Age: 21 years Maximum Age: 30 years, as on 31st July, 2017 i.e. a candidate must have been born not earlier than 1st August 1987 and not later than 31st July, 1996 (both dates inclusive).
*Age relaxation as per rules.
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SC/ ST / PWD Rs. 100/- (Intimation Charges Only)
All candidates other than SC/ ST / PWD: Rs. 600/- (Application fee including intimation charges)
*The transaction charge, if applicable, is to be borne by the candidate.
Fee/ Intimation charges once paid will NOT be refunded on any account nor can it be held reserve for any other examination or selection.
Application Procedure
Candidates to go to the Recruitment Section of Company's website and under "Career" section click on the option "APPLY ONLINE" which will open a new screen.


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Please visit my site at http://www.jenniferhou.com for higher res images and more case studies.Project OverviewInsight is a mobile app that provides essential tools to monitor, manage, and automate your finances. It uniquely combines the robust account management of a banking app with the intuitive budgeting features that you need to stay on track.
Application OverviewMonitor: Gain a greater understanding of your spending and saving habits with Insight's advanced analytics dashboard and budgeting tools that track and categorize every transaction for you. And with balance push notifications and SMS alerts, never worry about overdrawing your accounts again.Manage: Insight is a one-stop shop for full control of your finances. Having administrative access to all your accounts in one place allows you to act on new information swiftly and at your convenience.Automate: Set it and forget it. Let us take care of your recurring bills so you can focus on more important things. Plan ahead and schedule major transactions such as money transfers, saving towards goals, and investment trades weeks in advance.
Mobile Banking & Finance Apps on the RiseMobile banking apps offer greater convenience and security to consumers. Nowadays, pretty much every bank has its own mobile app, which account holders can use for free to access their account and perform transactions such as transferring or depositing money.
But We're Still Dropping the Ball on Personal Finance
According to the Pew Research Center, 56% of Americans own a smartphone. This presents a great opportunity to provide people with the tools they need to take control of their finances.
If so many financial apps exist, why are so few people using them effectively?I began my research by performing a competitive analysis of popular banking, investment, and budgeting apps. After learning about the range of apps available, I interviewed users of popular financial apps and browsed reviews of each app to identify user needs and pain points.
Limited in ScopeTraditional banking apps give customers the ability to manage their money, but provide few tools for monitoring or automating their finances. Budgeting apps such as Mint allow users to plan their finances, but not to manage them. Having to use multiple apps to manage accounts is inconvenient.Lack of FunctionalityFor the most part, everyone I talked to appreciated the convenience of using a banking app, but many of them felt that the apps were lacking in functionality compared to the web experience. One user frequently used the Vanguard app to check his portfolio performance, but never to buy or sell funds, since he couldn't find an option to schedule or automate a transaction with a price threshold. A reviewer of the Bank of America iOS app complained that she wasn't able to manage her credit card rewards from the app, even though it was possible on the website.Structure & ComplexityA common complaint across the board was that user flows were too convoluted and difficult to follow. Many apps have robust functions hidden away inside nested menus, making it difficult for users to mentally locate tools and options. I saw this as an opportunity to capitalize on touchscreen gestures to help users navigate more quickly, with minimal thought involved, and to easily memorize the locations of frequently accessed functions with muscle memory.
Security ConcernsSeveral people mentioned that they used their apps to check their account balance, but never to conduct financial transactions. This was largely because they questioned the legitimacy and security of the interface. Sometimes this was due to technical problems or fear that unfamiliarity with the app would lead to errors, but usually it was because the app's interface design did not "appear" trustworthy.
I feel like my bank doesn't care much about the security of my banking info, and accessing it on the phone is either scary or too time consuming. Even though mobile banking might be more secure than online banking, it's more the feeling of it being not secure that bothers me.- TD Bank Mobile User
Introducing Insight
Enhanced SecurityApp-based banking tends to be more secure than browser-based banking since users connect via mobile data instead of Wi-Fi, people don't tend to share their smartphones, and since phishing and viruses affect desktops more commonly than mobile devices.Most online banking apps and desktop sites use Sitekey, a two-point login system that shows the user a pre-selected photo to verify the identity of the site before entering their password. In recent studies, Sitekey has been shown to be ineffective 75% of the time, as most users failed to notice when the photo was not present.Instead of using Sitekey, Insight sends you a one-time password via SMS to your phone number on record. This system protects you from phishing and password thieves while preventing unauthorized access to your account. If you have already logged in during the same session, you have the option of using Touch ID.
Intuitive Analytics DashboardInsight's analytics dashboard allows you to monitor all of your financial transactions from one place within the app. Simply swipe right to switch between each summary.
Accessible AccountsFrom most screens, you can access your accounts at any time by swiping up on the accounts drawer. Select the account you would like to manage, and you'll see your account activity with options to monitor, manage, and automate your transactions for that particular account. Once you're done, tap the home button to return to the dashboard.
Checking AccountsInsight's checking accounts combine traditional online banking with new features that make it easier than ever to access your money.• Real-time balance and transaction information
• Deposit checks with your phone camera.
• Emergency withdrawal sends a one-time code within the app if you need to withdraw money from an ATM without your debit card.
• Print cashier's checks directly from the app.
• Enable app alerts for spending and balance limits.
• Quickly transfer money between accounts or to other people.
• Place a temporary freeze on your account if you see suspicious activity.
• Order new checks and debit cards.
Credit CardsInsight's credit card accounts give you control by displaying real-time transaction and balance information, allowing you to track your spending and make convenient payments from your mobile device.• Easily view all account information and download past statements.
• Enable app alerts for spending and balance limits.
• Pay your bill and set up Autopay.
• Redeem rewards directly from the app.
• Place a temporary freeze on your account if you see suspicious activity.
• Report a stolen debit card or fraudulent activity.
• Order a new card.
InvestmentsInsight's investment accounts help you learn and improve your performance with real-time updates, scheduled transactions, powerful research and analytics tools.• Detailed breakdown of portfolios with analysis of investment types and individual funds/fund composition.
• Schedule transactions to buy or sell at a set price threshold.
• Receive investment recommendations and tips based on your desired rate of return and level of risk.
• Access breaking news and reports to help you research potential investments.
• Report fraudulent activity.
Better BudgetingInsight's smart budgeting features make money management painless and efficient.• Budget dashboard displays your current budget, how much money you can spend, savings information, your goals, and upcoming expenses.
• Smart budget bases your monthly budget on last month's income and expenses so you have a realistic, not idealistic, budget.
• Create savings goals and automatically allocate a portion of your income to meet your goals every month.
• Schedule and automate your expenses so that they're always included in your budget.
• Enable app notifications when you approach spending limits or exceed your budget.
• Receive helpful tips and spending analysis to help you save more and spend less.
Process OverviewAfter conducting competitive research and interviewing users, I created a features list around three types of functions: Monitor (track and analyze transactions), Manage (manually perform account transactions and change account settings), and Automate (set up scheduled payments and transfers). In the site architecture, these features are distributed between three distinct areas of governance: the Analytics Dashboard, Financial Accounts, and Budgets.
Features ListWhile researching other financial apps, I started a list of intuitive and useful features for Insight. I found that most of the features fit into one of three categories: Monitor, Manage, or Automate.
Application ArchitectureAfter sketching out a few possible versions of the application architecture, I decided to organize the app around a main dashboard that provides a bird's eye view of the user's finances.Swiping left and right in the dashboard surfaces deeper-level analysis, while swiping up opens a persistent drawer which houses banking, credit, and investment accounts.Budgets can be accessed under "Recent Activity" (home screen) in the dashboard. Once users are in Accounts or Budgets, they can tap the home icon to return to the dashboard.
Prototyping User FlowsNext, I created a rapid prototype of the overall structure using wireframe sketches of each screen arranged into user flows for Dashboard, Accounts, and Budgeting. After developing the overall structure of the app, I started to design individual screens and flows.
ConclusionThe idea for this independent project grew from my interest in personal finance apps. Despite the logistical challenges of accessing multiple financial accounts from one app, I wanted to design a powerful tool that gives users a complete understanding of their financial health. In the future, I see a great opportunity for financial institutions to offer budgeting and analysis features along with mobile banking to attract customers.User feedback to early screens and prototypes has been mostly positive, although some have mentioned touch target sizes seem small. I'm excited to build out the Smart Budgeting portion of the app, as well as develop flows for Emergency ATM Withdrawal and Automatic Payments. Moving forward, I plan to build an interactive prototype of Insight and conduct more user testing in order to improve on the existing model.


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Today I am thinking about a 15-year-old Tasmanian girl and what she thinks of the Australian justice system. I'm wondering if she is questioning if it was worth taking her harrowing ordeal to the courts to find no justice at the end of the process.
At a mere 12-years-old, this girl was prostituted by adults and used by at least 120 men. Only one of them was charged. And yesterday he was released.
Former Tasmanian MP Terry Martin, who had been found guilty of unlawful sexual intercourse with a young person and of producing child exploitation material in 2009 – he took photos of the girl which were added to his stash of hundreds of pornographic images including of children as young as eight –walked free from court with a suspended sentence.
Handing down his ruling in Hobart's Supreme Court, judge David Porter said Martin's medication for Parkinson's disease caused him to do what he did.
According to The Australian "The judge said the condition caused by the medication had impaired Martin's ability to make moral judgments and therefore 'his moral culpability is reduced'.
How did the drugs influence the fact that he took images of what he did? Did they cause him to pick up a camera and start filming? When the Judge says Martin's offences would not have occurred, it is as if they just happened like that.
Was it just an incredible coincidence that Martin already had a child porn collection? And what does this suggest about other men who are on the same medication? Should they be watched with eagle eyes around children? If this drug causes men to solicit girls and use them for sexual gratification, shouldn't it be immediately withdrawn from market?
Late last year I published a piece on the girl's case by Professor Caroline S Taylor. It gives important background and detail on the case, so I think it is worth reprinting today.
Meanwhile, I hope the young girl, so mistreated and violated and now denied justice, knows that there are many who do care for her and are angered and saddened at what passes for justice.
Post by Professor S. Caroline Taylor, Foundation Chair in Social Justice and Head of the Social Justice Research Centre at Edith Cowan University. Professor Taylor is also the Founder and Chair of Children of Phoenix Organisation, a charity that provides scholarships and mentoring support to children, adolescents and adults affected by childhood sexual abuse.
Last week, the Tasmanian Director of Public Prosecution, Mr Tim Ellis, released an eight page Memorandum of Advice to the Tasmania police which instructed that at least 120 men who had paid to 'have sex with' a 12-year-old ward of the state will not be charged with breaking the law.
On October 1, on Stateline Tasmania, Mr Ellis dismissed broad community and expert concern about the case as nothing more than a symptom of "wicked" media sensationalism. He added the gratuitous comment that the law rests with a "reasonable jury, not a lynch mob".
In effect Mr Ellis framed the numerous and profound media and expert critiques of the social justice issues that this case clearly raises as nothing more than an hysterical media driven moral panic about child sexual abuse.
It's a puerile argument, as stupid as it is offensive to public sensibilities. This tactic reduces the complex reasons behind the critique of his decision with an underhanded accusation that such critiques are not "reasonable". This is echoed in the Attorney-General Lara Giddings comment: "I understand their anger". Reducing the profound ethical critiques of this case to a single reactionary emotion – anger – infantilises public concern in order to dismiss such concerns.
Our legal system is premised on the notion that police lay charges where there is evidence that a crime has been committed according to the rules of the law. Yet in this case the DPP has determined that not one, not two, not three, not four, but a series of men charged with paying to sexually abuse a child all really believed that a 12-year-old ward of the state was an adult. To be clear, the Director of Public Prosecution has used his discretion to void all charges on the grounds that he found every one of their arguments "convincing". I wonder how many "arguments" they actually had? Or did they amount to the one generic excuse: they could not tell the difference between a primary school age child and a female aged 18. Read more


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By Marvin Berlin DDS, Gary Severance DDS, and Sherri White RDA CDD
Yes, the buzzwords in dentistry today are digital impressions; getting rid of the goop in the mouth, the potential of gagging and numerous other benefits for the patient and the dental team. But are there truly advantages to just capturing the information digitally that make it worth an investment? Unfortunately, several systems have been grouped together both in style and categories, and dental professionals should be aware of the differences and what each system can really offer. There are basically 1) acquisition units—or scanners only—Itero, LAVA COS and 2) Total Digital Solutions-E4D Dentist, CEREC 3D.
The Itero and LAVA COS systems both capture data. The data is then transmitted digitally to a model center (Itero mills their models; LAVA uses stereo lithography). In the case of the LAVA COS System, the information could also go to a coping/milling center (LAVA) for fabrication of a Zirconia coping. This is where the digital flow ends—the end result is back to conventional dentistry in the laboratory where the hard model is used just as it has always been and the restorative material is then built by hand or conventional methods. So, although these systems provide a valuable service, they don't go all the way. Consider the perception of a capture only system versus the reality:
The perception is that you will not have to take a conventional impression in the mouth, but instead you have scanning device in the mouth for a period of time scanning the area.
The perception is that you get rid of the $10 cost of taking a VPS impression— but in reality there is a surcharge of $20+ for each scan series by both manufacturers to the dentist and in addition the laboratory is charged $25–$40 for the model that is fabricated depending on the complexity of the model.
The perception you won't have to use UPS, FEDEX or any other method to ship your impression, but the model has to go to the lab via conventional shipping methods and then final restoration still has to be shipped back to you.
And finally, no more disinfecting the impressions prior to sending to the lab—it's digital—but don't forget after each patient you'll have to disinfect/sterilize the wand that was used intraorally.
So the capture-only devices sound good, but more for marketing purposes and competitive claims than anything else add to that the $20–$25,000 price tag along with a per use charge, and it is a significant investment for eliminating only one step—the impression. Unless this type of system (acquisition units) can be combined with a total solution with design center (full contours) and mill capabilities both chairside and through laboratories, they don't offer the complete solution that dentistry is looking for, now and in the future.
The real benefits and advantages come from going to one of the total restorative chairside solutions—to not only be able to complete digital impressions, but then to design and mill full-coverage, single-unit restorations right then and there— and offer SAME-DAY DENTISTRY. In previous issues of Sidekick magazine—we've spoken of the numerous advantages to the practice, the patient, the team and even to the health of the tooth with preparations that are restored the same day. Here we'll emphasize the true benefits and potential of digital impression systems combined with a restorative milling solution in the office with E4D Dentist. There are two full contour chairside systems available—the CEREC System by Sirona Dental was introduced over 20 years ago and utilizes an image system that requires a complete contrast of the operative site—therefore requires application of a powder or spray to completely cover the area intending to be scanned. The other system, the E4D Dentist System, uses laser-based scanning to capture the intraoral conditions in its true state and can also scan impressions, bite registrations, and models without the use of powder or a contrast agent. In fact the E4D Dentist System is so versatile that it is the only digital capture system that has Three Source Scanning (TSS).
The real benefits to the patients, the practice, and the bottom line is the total solution of E4D Dentist and its powder-free Three Source Scanning options.
It can scan intraorally, it can scan an impression (even alginate) and, then if needed, scan a model and from anyone of those generate the same virtual model. So it allows you to immediately adjust to the clinical conditions and choose your preferred method while all still offering a Same-Day Solution. What does that mean to you and your practice? You are in control at every step and can adjust as necessary. Consider the following situations.
Scenario #1–Patient arrives for a simple crown prep and seat in same appointment. You prep the tooth using the all ceramic protocol of adequate clearance, rounded internal angles, visible butt joint margins. The prep is complete and the patient and prep is ideal for intraoral scanning. Simply clean and dry the areas, capture the scans, have the patient close and go on with the design and mill. Try-in of the final restoration is done right in the mouth and then it is seated—all in one appointment.
Scenario #2–Patient arrives for simple crown prep and seat in the same appointment. After prepping the tooth and starting to scan, the area is difficult to keep isolated, the patient's mouth opening is small and there is a struggle keeping the wand in the ideal location. Simply tell the patient you are going to take a quick setting impression— alginate or VPS and in a couple minutes, pull the impression have the patient close and then you have the impression to scan, invert, and begin the design process followed by milling. Again seated in one appointment in the same time it took for scenario #1.
Scenario #3–Patient arrives for a simple crown prep, and will need to come back for the final crown later due to her schedule—so she'll come back later in the day—or even tomorrow for the final, but she needs it before the weekend. Prep is completed, an impression is made and using quick-setting, single-use stone (EarthStone, Tak via Henry Schein), the assistant pours it up and dismisses the patient with a temporary. Knowing that having the patient in a temporary for only a couple hours or even a day will minimize any occlusal changes or shifting of the teeth as well as sensitivity from exposure to bacteria or debris this is an ideal solution especially for a two-appointment schedule. During a break in the day's schedule, the assistant scans the model and the bite (triple tray) and after designing and milling does a try-in on the solid model to confirm fit and contours, then stains and glazes and has the restoration ready for whenever the patient returns.
All of these scenarios are possible with the E4D Dentist, Same-Day Dentistry—or Dentistry that you control—with many possibilities adapting to the need of the practice and the patient. Although digital impressions are the wave of the future, this is only half the story. The real benefits to the patients, the practice, and the bottom line is the total solution of E4D Dentist and its powder-free Three Source Scanning options.


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Updated: 31 July 2010
Added: 29 June 2010
Over the years we have offered a number of guides on various aspects of internships and these include views both from interns and from those responsible for managing internships.
Internships remain controversial, not just at Westminster and in constituency offices but in a great many other settings as well. However, our line at W4MP has always been – and remains – that, as long as they are available, we will continue to publish advice on how to make them work best.
Here's a full list of the guides on W4MP with the latest at the top. We have shown the original publication date for each but most have been updated since then.
A guide to getting the best out of your internship May 2010
A guide to managing good internships May 2010
The Intern Manager's Guide – from Internocracy November 2009
Internship Charter – code of practice from CIPD October 2009
Infiltrating Westminster – how to get a foot in the door August 2009
Making Parliamentary Internships Fairer September 2008
Neither here nor there – an intern's Parliamentary Journey September 2008
Internships – all you need to know November 2003
The two at the top of the list are part of the W4MP/Dods booklet which we published in May 2010 for new staff after the General Election. You can see the online version here: www.w4mp.org/html/library/2010booklet/index.asp.
We have also prepared some guidance for those, including MPs, who wish to advertise an internship on our Jobs pages. You can see it here: www.w4mp.org/html/personnel/jobs/internships_advice.asp.
Update 31 July 2010
ippr and campaign group Internocracy have published a report "on why interns need a fair wage spells out how employers almost certainly break the law with interns". See this page of ours for links to the report and press comment: http://www.w4mp.org/html/eni/2010q3/20100802_interns_pay.asp.
If you want to comment on this guide, or any of our other guides, please click on the FEEDBACK link below.


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- Russia-linked Twitter accounts and bots are rallying in support of Fox News host Laura Ingraham after she drew scorn for mocking Parkland shooting survivor David Hogg's grades on Twitter.
- According to one website that tracks Russia-linked Twitter accounts in near-real time, the hashtag #istandwithlaura saw a 2800% jump in 48 hours.
- Another website that monitors propaganda bots found that @ingrahamangle, @davidhogg111, and @foxnews were among the top six Twitter handles that bots have tweeted at in the last 24 hours.
- Companies have pulled their ads from her show, and Ingraham announced this weekend she will take a "pre-planned vacation" amid the exodus.
As companies yank their ads from Fox News commentator Laura Ingraham's show in droves, she continues to draw support from one key Twitter demographic: Russia-linked accounts.
The advertiser exodus comes after Ingraham insulted Parkland shooting survivor David Hogg's grades on Twitter. The Fox News host announced Saturday that she would be taking a "pre-planned vacation" amid the controversy.
On Saturday evening, #istandwithlaura was the top trending hashtag among Twitter accounts linked to Russian influence operations, according to Hamilton 68, a website launched last year that tracks Russian campaigns in near-real time.
Per the site's data, the frequency with which the accounts tweeted the hashtag jumped by 2800% on Friday and Saturday.
Meanwhile, according to the website botcheck.me, which says it tracks 1,500 "political propaganda bots," @ingrahamangle, @davidhogg111, and @foxnews were among the top six Twitter handles tweeted at over the last 24 hours. The top two-word phrases were "David Hogg" and "Laura Ingraham." The site doesn't specify whether these bot accounts are connected to Russia or not.
Ingraham tweeted an article earlier this week that said Hogg, a student at Marjory Stoneman Douglas High School, had been rejected from several California universities.
Hogg has emerged as a frequent target for prominent conservatives since the shooting, who have criticized him for his gun-control activism.
"David Hogg Rejected by Four Colleges To Which He Applied and whines about it. (Dinged by UCLA with a 4.1 GPA…totally predictable given acceptance rates.)" Ingraham tweeted.
Hogg and several other students from Marjory Stoneman Douglas responded by calling for an advertising boycott of Ingraham's show and tweeting a list of companies people could contact to demand they pull their ads.
Since then, roughly a dozen companies have announced plans to pull their commercials from her show, despite an apology from Ingraham on Thursday.
Upon reading the news on Saturday that Ingraham would be taking time off from the show, Hogg tweeted, "Have some healthy reflections this Holy Week."
Bots, Russia-linked accounts stir division
This capitalization on the Ingraham controversy comes after propaganda bots and Russia-linked accounts flooded Twitter with messages and disinformation related to the Parkland school shooting, which claimed 17 lives in February.
In the days immediately following the shooting, the top hashtags among accounts suspected to have Russian links were #Parkland, #guncontrolnow, #Florida, and #guncontrol, The New York Times reported.
Botcheck.me said almost all the top two-word phrases its tracked bots used on Twitter the day after the shooting had to do with the attack. The outlier was "President Trump."
The content that Russia-linked accounts spread on Twitter is not necessarily produced by Russian government operatives and does not always align with Russia's views, though that is sometimes the case, according to Hamilton 68.
Instead, the influence operation's main goal is to sow discord and spread junk news related to divisive political topics in the US and Europe. The strategy was a key tenet of Russia's effort to sway the 2016 US election in Trump's favor.
Editor's Note: This story has been updated to clarify what types of accounts Hamilton 68's dashboard and botcheck.me track. We have clarified that Hamilton 68 tracks Russia-linked accounts, not all of which are bots, and that botcheck.me tracks propaganda bots, which aren't necessarily Russia-linked.


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The New Classics
Recent titles worthy of joining your child's permanent collection.
(page 1 of 3)
Sure, everyone loves The Wizard of Oz and Winnie the Pooh, but what books or films have come out recently that can be placed on the shelves next to those heavyweights and hold their own? We asked Judith Rovenger, director of youth services for the Westchester Library System, John Sexton, teen services consultant and specialist for the Westchester Library System, and Emily Keating, director of education programs at the Jacob Burns Film Center. Their recommendations follow.
Pre-School, Kindergarten, & Elementary School
Judith Rovenger's Picks
[Picture Books]
|I Will Never Not Ever Eat a Tomato
By Lauren Child (Candlewick, 2000)
When Lola refuses to eat certain foods, her older brother, Charlie, devises clever ways to change her mind. "The charm of the book is the relationship between Lola and Charlie—his inventiveness and her determination," Rovenger says.
|The Knuffle Bunny: A Cautionary Tale
By Mo Willems (Hyperion, 2004)
In this Caldecott Honor-winning book, young Trixie loses her beloved stuffed bunny, and somehow needs to communicate this to her father. The book, Rovenger says, "captures the drama and frustration of a toddler trying to make herself understood." It's also famous for its inventive mixed-media style, which puts drawn illustrations against photographic backgrounds.
|The Man Who Walked Between the Towers
By Mordicai Gerstein (Roaring Brook, 2003)
Philippe Petit's 1974 tightrope walk has been immortalized in legend and in film, but you've never seen it like this. The poetic Caldecott Medal winner is, she says, "breathtaking in its beauty and power to inspire."
|No, David!
By David Shannon (Blue Sky/Scholastic, 1998)
"Shannon nails the parental frustration and unconditional love for a child who is always doing something he's not supposed to," she says. We're sure some of you can relate.
By Ian Falconer (Atheneum, 2000)
Who doesn't love the delightful pig? Says Rovenger, "Olivia is a welcome new addition to the pantheon of picture book characters with personalities that can hardly be contained within the pages of a book."
Continue reading for Chapter Books, Films, and our Middle School and Young Adults section


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Millwall boss: There's a lot of respect between Lee and Steve
MILLWALL boss Neil Harris said Lee Gregory set an example with his outstanding performance in the 5-3 win over Plymouth in the Football League Trophy on Tuesday night.
Gregory scored his second hat-trick since Harris took charge of Millwall, having netted a treble in a 3-3 draw with Derby County at The Den last April.
As well as his goals, the 27-year-old former Halifax Town centre-forward laid on the fifth for Aiden O'Brien in the 66th minute against the Pilgrims to help send Millwall through to the southern section area semi-finals.
Harris also praised the contribution of Steve Morison, who was thwarted twice late on by Plymouth goalkeeper Luke McCormick.
"I said to the guys in the dressing room I thought the front pair were brilliant," Harris said. "I thought Steve Morison was outstanding and he's disappointed he hasn't added to his goal tally for the season.
"But Lee Gregory was a fine an example to any senior or young pro how to play as a number nine in the modern day. He was playing off the shoulder and making buy glucophage online uk threatening runs.
"I'm delighted with his hat-trick, and I think he might be trying to claim a fourth goal as well. But it wasn't just his goals, it was his all-round game and decision-making as well with and without the ball.
"There was also his assist, it was a lovely ball in behind the defence for Aiden O'Brien."
Gregory and Morison have now scored 14 goals between them this season, along with O'Brien's tally of nine, but Harris feels the front duo's partnership can improve even further.
He said: "It's getting better all the time but there's still progress and work to be done on that. They're a threat and they complement each other well. They both work extremely hard, they've both come from a non-league background and there's a lot of respect there between the two of them.
"With Aiden O'Brien also giving us that goal-scoring threat and Fred Onyedinma understanding the role that he plays and giving us pace on the counter, that's key.
"I thought we were a real handful and a real threat all night."


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Search the site
Garden Poll
|Perfect for the Holidays: The Bourberry from Kai Restaurant at Sheraton Wild Horse Pass
|Written by Ann Shepphird
How to ward off that fall chill using seasonal fruit (and, okay, a little bourbon)? We bring you the Bourberry, from the Mixologists at Kai Restaurant at the Sheraton Wild Horse Pass Resort & Spa.
2 oz of your favorite bourbon
First we took a fresh granny smith apple slice and mashed it with a splah of bottled apple juice. Then we added the lemon juice, a blood orange slice, about 5 fresh cranberries, and then muddled together with a dash of bitters. Then we added the bourbon, maple syrup, and apple juice mush. A few more fresh cranberries before we shook everything together. A few more intact cranberries after we pour the mixture right into the glass creates 3 textures of cranberry in the drink. Enjoy!


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Sometimes reality truly is stranger than fiction.
A Dubuque County, Iowa man was arrested for operating while intoxicated after police stopped him to check on the passengers in his pickup truck.
The passengers were a zebra and a McCaw.
Police were sent to the Dog House Bar and Lounge in Dubuque to check the welfare of the animals inside a pickup truck Sunday night, May 20, 2012.
When they arrived, police said 55-year-old Jerald Reiter of Cascade, Iowa, was driving away in the truck. Police stopped the truck in the business parking lot.
Reiter reportedly told police the zebra likes to ride in the truck, so he brought it along when he went out for dinner. He reportedly gave the same explanation for the bird's presence in the truck.
Police said Reiter was arrested after field sobriety tests indicated he had a .148 blood alcohol level. The legal limit in Iowa is .08.
Online records show Mr. Reiter was released from the Dubuque County Jail May 21, 2012.
Jerald Reiter (jail photo)
(our reporting partners at KCRG assisted with background information for this report)


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Hopefully many Minnesotans know by now that the MN Democrats are attempting to pass legislation to
Here is the general information from the event listing on Facebook:
Saturday at 11:00am until Sunday at 2:00amMy wife and I do not operate an in-home daycare business nor do we utilize one. However, mandating independent business owners join a union (and thus fork over union dues) flies directly in the face of "freedom of association." That is a principle for which we should all fight, regardless of the endeavor.
Most of the day and into the night, debate is expected on the House floor on the childcare and PCA unionization bill. T-Shirts (white with red print), buttons, stickers and sign-making materials will be on hand for protestors who oppose the unionization of small business owners.
Session start time is not yet determined, but it's likely going to go on all day. We'll post the exact start of session time when it's announced.
We expect people will be coming and going. Even if you only have an hour or two to spare, please come show your opposition to this monstrous, underhanded money-grab racket.
I plan on arriving right at 11:00!


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Friday (9/9/2011)
Went to watch Nasi Lemak 2.0 with Marky. The movie was quite good and funny for a local production.
Contain lots of 'isi tersirat' dirty jokes.
I would rate 7/10
I heard the movie is not going to be showed in cinema due to some unsatisfactory from *coughs* you know who.
So for those who haven't watch, make sure you do. But somehow if you are unable to watch them in the cinema, no worries. I got a feeling that you can just get the pirated dvd soon in the night market :)
That day itself we went to Tea Milk twice.
Goshh... my crazy slave.
Then I had Happy Meal for dinner :D
Saturday & Sunday
Stayed at home doing something beneficial which is REVISION!
My most healthy weekends for the semester. haha.
Monday (12/9/2011)
Went to Nandos for lunch :D
Had my normal dish which is 1/4 peri peri chicken *yummy*
Bought a 4GB thumb drive after being forced by stupid Mark!!!
I had 2 thumb drive already but then being corrupted by stupid virus EVEN AFTER I FORMATTED IT!!!
Damn it!
Anyway it was Mid-Autumn that day and I didn't get to celebrate at all :(
Aih.. kinda disappointed but oh well. There's nothing I can do to change the past.
Tuesday & Wednesday
Once again, the Buddha told me to stay at home and be a good girl studying. haha.
Most of the time I spend it on my comfy bed sleeping and watching Taiwan Drama. duh duh duh!!
Apa nak jadi lah wahai Ruby.
Bertaubat lah!
Thursday (15/9/2011)
Went to watch Johnny English with Mark and Fikry :D
We reached there pretty late and we missed the earlier parts. GRRR!!!!
We actually missed the movie about 10-15 minutes.
Satisfied myself with the largest pack of popcorn in the movie. Ahhhh~~~ *slrups*
After movie, we went to the isolated Tea Milk for a drink. Yeah again. hahaha.
Then we went to Station One for dinner :D
Nugget with cheese RM6.90
Baked Cheese Rice. Damn fattening :P but quite delicious.
Went back home right after dinner for further revision.
Life sucks when you are at the midst of having fun but you have no choice but to think about exam which is just around the corner. blah! Mood spoiler.
By the time I got back home, I was having a terrible flu without any signs or syndrome that i'm going to get sick :(
But since I looked pretty good that day *ahem* (muka tebal sikit) so I decided to camwhore a little despite of having a terrible flu. haha
By the way, thanks for the little surprise slave-ku.
Sick whole day. Couldn't do anything else but to sleep because the medicine made me very sleepy and weak.
One whole day wasted just like that. FML
Saturday (17/9/2011)
Thank God my flu was a little bit better.
No more running nose. wiippeee :)
Drove all the way to MMU just to meet the smelly boy :D
Tried to do some revision together but failed because we ended up talking crap. haha.
Around 5pm+ we went to Sushi King for dinner.
Finally I get to hang out with Nicole after 3 weeks of break in between Raya and study week.
Kinda miss teasing her :)
Awww so adorable. He was busy explaining something that none of us gives a fuck about it. HAHAHAHA!
Anyway nice candid *winks*
And my favorite part for that day was when the guys were trying so hard to act cute in order for me to take a picture of them. HAHAHAHAHAHAHA!!!!
Fikry was having a difficult time to act cute because most of the time he looks funny and weird and serious instead of cute. lol
So this is us being cute. there's no need for us to act cute when we are already one :P
Yiiiiii why you so cute one ler Mark?
Haiz... I admit me and Nicole also lose to him. hahaha.
He seriously got a female genetic in him.
My SISSY boy :D
There's another picture of him doing the lala pose but I shall just keep it to myself. I might leak that
Sunday (18/9/2011) & Monday (19/9/2011)
The battle begins. Did my revision from 11am up to 2am. In between I only had several toilet breaks, had my shower, lunch and dinner. Owh and I also fell asleep couple of times. But still this is by far my world record for doing revision. I am so proud of myself. As a result for the crazy intense of studying, I am confident enough to say that I can pass the Civil paper without worrying of the word failing.
Pass setakat cukup-cukup makan lah. Not say can get A or what also. hahahaha!!!
Had only 3 hours plus of sleep. Hopefully all those sacrifices I made will bring me good.
After exam, went to Mcd for lunch. Then off to work until night.
See la. So rajin. Exam time also have to work. Aihh :(
Once I got back home around 10pm, started my revision around 11pm to 1.30am for Juris paper. Had roughly about 4 hours of sleep.
If this continues, I swear I am going to look uglier in no time. I need my beauty sleep!
At least 9 hours a day. Itu pun tak cukup. hahaha.
Tuesday (20/9/2011)
So my Juris paper today was 50-50
I could answer partially while the other half I crap all the way to Hollywood bebeh.
There's no need to worry about failing this paper. The only question is that whether can score or not.
But after answering the finals, I do not expect much for the outcome except for at least a B-
Went to Lot 85 for lunch with the gang right after exam.
That place is by far the biggest malay shop I ever tried. They cooked many dishes and it is self service.
The pricing is also quite expensive. I had a chicken, 4-5 super tiny prawns, and stupid liver mix with vegetables (accidentally took it because I don't know what was that). Had a bad time trying to chew the damn liver. Arghhh!!!! I hate it so much. The taste like dunno what ahh... ewww
So I'm officially done with 2 papers and all that left is the remaining 3 papers.
After that I am free as a bird for at least 2 weeks before the new semester begins.
So where should I go for my holidays? - No where.
Aihh :(
Till then. xoxo


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Font >> Display - BD Toulouse 6032 by BrittDouglas @ CreativeMarket
File Size: 13.52 KB; Vector: Yes.
BD Toulouse is a super skinny sans-serif with a gentle feel. Clean lines & a laid-back personality give this font a unique look.
TrueType (TTF) file compatible with Mac & Windows.
Includes uppercase, lower case, numbers, symbols, and accents.
Keywords: sans serif, skinny, toulouse, bd toulouse, handwritten.


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Socket error (#10053): Software caused connection abort.
It looks like something is causing your FTP server to either bounce or go down all together. Since this seems to happen around the same time each day, I would take a look at what jobs are scheduled and what they do.
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