text:
How To Save Money Monthly On Your Bills!
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Our lives are so busy these days with spouses, kids, pets, work, housework, homework, kid's games, and practices. It's enough to just keep up with our own responsibilities let alone make sure everyone else is doing their job correctly! Unfortunately the latter is also true, we have to stay on top of companies that we pay monthly to make sure our money isn't being wasted.
Over the years I have definitely learned a expensive lessons in this area. We have learned the hard way to NEVER turn your back on the phone/cable/internet/electric companies.
Maybe your home internet cable bundle looks a lot like ours: so many pages with a ton of tiny charges throughout. Just trying to read it can be exhausting, and then trying to determine what all those extra charges are… who has time for that?! But, if we want to use our money wisely we have to be familiar with our bills and know what they say.
I have often seen the same charge different pages of the SAME bill. I will call and speak to the customer service agent and they will tell me it's one charge but, it's listed twice on the bill… and I suppose I am also paying for the paper these are printed on?… In my opinion they do these things to confuse us and keep us from wanting to examine our bills closely. Again, that's just my opinion, but, I don't think I am far off.
Years ago, before we learned any better, we used to pay the bills and not examine them closely – especially the cable and internet bundle. Then one day the bill was just ridiculous and I called customer service to see what we could do about it and why it was so high because I couldn't make heads or tails of the 20 pages… I had to find a place where we could cut this bill down.
After speaking with a billing specialist and examining the bill and also the history of our account, we found that I was being charged a large amount each month for a service I never ordered and was never made available to me! We went back several months to the beginning of when they began charging me for this service and they removed it and issued a credit for the months I had paid for it. Once that was removed they actually owed ME money! So, for 3 months we didn't have a phone bill at all. Lesson learned!
Needless to say we stay on top of it now. Let's look at how to save money monthly starting NOW:
Use Your Calendar
Companies are forever offering new deals and specials. It's important when you sign up for a new contract or deal that you know when it expires, so that you can call in before then and find out what new deal or contract you can get.
A couple of years ago our electricity bills were SKY HIGH and we attributed it to the Texas heat, we called in to see about getting some help with it and we found out our "deal" expired and we were paying a MUCH higher rate – all because we didn't realize it had expired. Once we learned this we were able to immediately have a lower electric bill.
Seek Out Specials
We now make sure we call our utility companies every few months to see if we qualify for a special deal or if there are any changes we can make to our bill to make it better.
For the last 2 years we have gotten Netflix FREE through a special our cell phone company offered. Don't be afraid to ask – Hubby called back once after we purchased something because he saw the next week it came with a special offer we didn't get, he asked for it and they said ok, and we got it.
Speak To A Specialist
Talk to someone in customer service who can offer suggestions on how to lower your bill, ask for someone else if you feel you aren't getting clear and direct answers. Most companies have billing specialists whose job it is to find you a better deal. They would much rather give you a better deal than have you switch to another company.
Search Out Competitor Offers
Know the deals other companies are offering and use that to your advantage when talking with a specialist. So, negotiate a better deal, it's YOUR money! Make sure to add the date your new deal expires to your calendar.
Know Your Bills
Always make sure you know exactly how much your bill should be each month. Then you'll be clued in right away when it comes in too high and you'll save yourself a lot of headaches in the future.
Stay Informed
Be sure you understand the terms of the contract or offer, and if the rate will increase, by how much, and when it expires. It's your money – don't waste it. You wouldn't pay $20 for a Starbucks coffee, you KNOW you can get it cheaper elsewhere, why would you pay more than you have to for any of your bills?
Read your bills – every time they come in. This will save you tons. It gives you time to catch the mistakes before they take hold. It also gives you time to contemplate if you actually needed to purchase more gems for Candy Crush that many times last month… ijs… lol
Stay In Touch
Call often to re-negotiate your contracts or bill. I call the internet/cable company every 3 months. They are forever changing offers and adding new ones, so keep up, sometimes they don't tell you.
Know The Fees
Be sure you know what the late fee are and exactly when that fee is applied to your account. If you run late, know the cut off date and the consequences. Often the turn on fee is much higher than it needs to be so, have all of the info. Knowledge is power and will help you make better decisions.
If you want to start earning money from home and supplement your income why not check out this series: Starting A Blog? Check Out Our Step By Step Guide!


text:
Since that moment, I felt I am an human,
I acted like that…..
Day and night I pursued all duties,
All morals, all tradition.
Which I loved, which I obeyed,
Some of those were hanged on back.
But today I feel bored, of being not that suits…
To current scenario of behaving,
Of working,
Of admiring,
And of punishing.
Here I lost those I taught in school,
Those I learner in college,
The idealism….
Now don't work here,
It's been paralyze…. Paralyze my goodwills.
I stuck between humanity and human…
Who was those people, who had written these impractical theories…
I found wrong..
Perhaps…. From the long time
I have been hidden inside the layers of these papers of idealism, which stand false.
I am bored of being gentleman,
Let me unlock my own,
The Human…..so called animal species.
Let me unlock this,
Let it come out and let it roar….
I admit the virtue of almighty,
Their rules never proves their charm here….
I am a resident of India…
The land of God's..
People say and relates,
Everything said and written here,
Are words of God…
But they amit not follow,
Sayings turned only sayings…
And they proven to be wrong.
And now myths have brain.. to modify and to sweat under the rain..
Idealism have no meaning here, showcase opens where…
I bored been a gentleman…
Want to unlock the animal's chain…

subset: commoncrawl


text:
This powerful hex seizes a creature's heart, causing death within just a few moments.
Effect: This hex has a range of 30 feet. The hexed creature receives a Will save to negate the effect. If this save is failed, the creature becomes fatigued the first round of the hex. On the second round of the hex, the creature becomes exhausted. On the third round, the creature dies unless it succeeds at a Fort save. Creatures that fail the first save but succeed at the second remain exhausted and take 4d6 points of damage + 1 point of damage per level of the witch. Slaying the witch that hexed the creature ends the effect, but any fatigue or exhaustion remains. Whether or not the saves are successful, a creature cannot be the target of this hex again for 1 day.
Advanced Player's Guide. Copyright 2010, Paizo Publishing, LLC; Author: Jason Bulmahn.


text:
Wednesday, September 26, 2007
Congestion Pricing and Parking Fees Are Linked
Assemblywoman Vivian Cook, a committee member, worried that parts of her district in Queens could be heavily used for parking by those avoiding the congestion charges and taking subways into Manhattan. The director of NYC's Long-Term Planning and Sustainability Office, Rohit Aggarwala, responded that this problem could be remedied with a review of parking permits and meters in the area.
Her concern and the City's response show the far-sightedness of the late Columbia Professor William Vickrey, whose 1992 plan (http://preview.tinyurl.com/yv33ed) to address congestion in NYC linked congestion pricing to a review of parking permits and fees.
Tuesday, September 25, 2007
Bravo MTA
The problem with the discount is that it is being discussed in the context of higher subway and bus fares. The Straphangers Campaign would like to see less of the fare paid by riders and more by property-owners, and the late Professor Vickrey has argued that property-owners in NYC will benefit from cheaper public transit fares.
On the other hand, New Yorkers are paying one-fourth of the $8 fare on the London Tube for a single trip. The fare drops to $3 per trip in London if one buys an "Oyster" Card, which requires a one-time fee of $6. The structure of the fares appears to make tourists pay more.
Saturday, September 22, 2007
FILE SHARING | Evil or Harmless?
The Recording Industry Association of America has tried to fight back against people–especially younger people, who grew up finding free music–using Napster-like peer-to-peer (P2P) file-sharing networks. Reportedly the RIAA has filed 30,000 lawsuits against downloaders. But the tape and record stores still languish. Should the government be intervening more strenuously on behalf of the intellectual property of music recordings? Or is this a victimless crime? Evidence of victims includes the shortage of opportunities for younger wannabe musicians with many fewer record-company agents ready to sign them up for big bucks.
The clothing industry has an analogous problem–knockoffs, i.e., items of clothing that are copied from well-advertised brand-name items. Some argue that knockoffs, like Napster devices, are harmless and have no victims. Possibly some knockoffs are "complements" to brand-name goods, i.e., they don't compete with them (Mom buys the real thing from Bergdorf's and as she emerges from the store she buys a copy for her teenage daughter on the street outside). But some knockoffs are substitutes, i.e., they interfere with sales. Also, the supply chain for knockoffs is unknown, raising safety and sweatshop questions, not to mention evasion of taxes for goods sold on the street or in stores that don't collect or pass on sales taxes. Any comments?
Thursday, September 20, 2007
Congestion Pricing
On the side of inertia is the former Executive Director of the Port Authority of New York, George J. Marlin (no relation). In a July blog he says he was once approached by some good-government Manhattanites about introducing peak-pricing tolls on the Hudson River bridge and tunnel crossings. The idea is that tolls would rise at peak hours and fall during off-peak hours, just as they do for commuter train tickets. Marlin dismayed his visitors by advising them that peak-hour pricing is just another tax and he was against it. But if tolls are reduced in non-peak hours to offset the higher revenue from peak-hour tolls, the new pricing can be revenue-neutral. The two people who commented on Marlin's blog - Ed Unneland and Erik Engquist - both agreed with the goo-goos that peak-hour pricing might be better than the alternatives.
I spoke in favor of congestion pricing twice in July - once before a public hearing of Manhattan Community Boards 4, 5 and 6 and once before a hearing of the Borough President of Manhattan, Scott Stringer. I noted that congestion is a symptom of popularity and therefore a good thing up to a point. In the 19th century, smokestacks were proudly shown on British city postcards as evidence of their prosperity. Better to be congested than to have boarded-up and deserted buildings downtown, as do some upstate NY cities. Hostility to the City's congestion pricing plan in Albany might stem from upstate congestion envy. Traffic congestion also keeps down the speed of cars to levels where fatalities are less likely in the event of an accident.
The problems with congestion become very serious when traffic slows to speeds of 20 mph or slower. This wastes gas, increases pollution and creates serious stress for people stuck in traffic. Worse, it is dangerous because ambulances, fire engines and police cars can't get through to where they are needed.
Time is money, so we are already paying a tax for congestion - in unpredictable and inefficient ways. One person understood this many years ago, Bill Vickrey, a Columbia professor whom I got to know through the City Club of New York when we were both active members. Bill received the Nobel Prize in Economics in 1996 and looked forward to the increased influence the award would give to his policy prescriptions. Alas, he died within a few days after the announcement of his award, in a car on his way up to a conference of like-minded economists.
Bill was keenly interested in giving advice to policymakers in the City and testified at an economic hearing I organized in 1992 as Chief Economist to the City Comptroller, Liz Holtzman. A summary of his 12 principles of congestion pricing is posted at http://tinyurl.com/29vz7n. More of his principles are technologically manageable now than when they were first proposed, and all of them promote an efficient city. When people said that the MTA can't handle the additional burden on the subway system created by those who leave their cars at home or park outside the city, Bill Vickrey answered that the signal system could be upgraded to permit shorter headways between subways and that a skip-stop system for the local trains would shorten travel time without great inconvenience.
The City of New York has won a $354 million grant to implement some of the recommendations for congestion pricing. A State commission is also reviewing other proposals to reduce City congestion and pollution. Their work is important because the existing free-for-all cannot continue. I hope the City and State will take into account the ideas of Bill Vickrey early on in their thinking and implement what is administratively feasible.
CONGESTION | LA and NYC - Huffington Post
Wednesday, September 19, 2007
NYC | Traffic Congestion Gets Worse
It's no surprise that Los Angeles is the most congested, with 72 hours per year in wasted time per traveler. On traffic-congestion delays, New York City ranks with Chicago and Boston among U.S. metro areas according to the just-released 2007 Annual Mobility Report by the Texas Transportation Institute (part of Texas A&M University). The rankings are overall but are grouped by size of each urban area.
The report provides complete information on the New York City region trend since 1982. The total delay has risen eight-fold from 68 million hours in 1982 to 384 million hours, reflective of the area's size and growth. However, the growth in delay per peak traveler has grown more slowly than the average – reflective of the large number of people in the area who use public transit.
In the absence of a time machine, government officials at all levels need to consider the high cost of traffic congestion – a total of 4.2 billion lost American hours in 2005, the cost per city varying based on size, availability of public transit and local policies.
The report attributes two-thirds of the delays in the NYC area to incidents on the highways that delay traffic. It gives most credit in delay-reduction to "freeway incident management"–e.g., use of cameras and service patrols to incident prevention and response.
The other bright spot is NYC's strong public transit network. If there were no public transit, the annual delay per peak traveler would jump in the NYC area by 26 hours, from 46 to 72 – ahead of Los Angeles.The total cost of congestion in the NYC area has grown, according to the report, from $649 million in 1982 to $7.4 billion in 2005. Although NYC is not nearly the most congested on an average traveler basis, its total cost remains in second place throughout the 1982-2005 period. Congestion pricing and other options deserve the attention they have been getting from Washington and New York City officials.
Tuesday, September 18, 2007
FINANCIAL PLANNING | How It Saves Marriages
This approach makes a lot of sense to me. Those who counsel couples about marital problems often put money issues high among the causes of marital discord. It is the number-one issue in the way of intimacy and commitment, and the number-one issue leading to divorce. But, as a participant on a multicultural connections site observes: "Money is not just about money. It represents a lot of things. It represents power, self worth, territoriality..."
In other words, a good financial advisor doesn't just help people manage their money well to maximize their net worth. A good financial advisor can also help save marriages and other relationships.
Saturday, September 15, 2007
TURKEY | The Straddle Economy
Americans concerned with keeping our friendship with this Islamic country need to understand Turkey's economic challenges. Although almost entirely Islamic, Turkey's citizens support Ataturk's secular state, in part because they have seen the economic benefits it has brought. Turkish Prime Minister Recep Tayyip Erdogan -- former Mayor of Greater Istanbul -- leads the Islamist Justice and Development (AKP) Party. His candidate for president, Foreign Minister Abdullah Gul, was recently elected despite the concerns of the army about an Islamic agenda.
Erdogan meanwhile continues his aggressive Thatcher-like program of privatization of public assets along with growing trade with the west. This has fueled five years of GDP growth averaging 7 percent a year. At the center of this growth is the crucial textiles and apparel industry, which accounts for nearly 40 percent of Turkey's exports. The industry is being squeezed by competition from the rest of Asia at the same time as western buyers are asking questions about labor conditions in Turkish factories.
Neighboring countries have labor costs that can be as little as one-fifth of Turkish wages. The Turkish government itself has contributed to employer costs by taxing employment heavily and land lightly. A joint initiative (called JO-IN) of international NGOs looking at worplace conditions in Turkey calculated in 2005 that apparel workers cost employers directly 594 YTL (New Turkish Lira) per month, but after payroll taxes the workers received just 350 YTL. Employers say they pay another $100 a month for lunch and travel allowances, and that costs are rising rapidly -- the Turkish minimum wage rose more than 50 percent from 2001 to 2005. Turkey's trade unions respond that the minimum wage is still far below what they believe to be an appropriate living wage. However, for most garment workers the taxes are not paid at all, because so many workers are unregistered participants in Turkey's large gray economy.
In the thick of these issues is Yesim (YEH-shim), Turkey's largest apparel employer. According to JO-IN members, Yesim is a model garment-sector employer, certified to the SA8000 labor standard. Certification has helped with western buyers, but Yesim feels cost pressures from nearby cheaper competitors.
One May morning in Istanbul's Richmond Hotel, I spoke with Yasemin Basar, Director of Social Compliance for Yesim. The company has been growing outside of Turkey, but its employment has shrunk one-third from a few years ago, to 4,000 employees. Yasemin is proud that Yesim's Turkish workplaces enjoy high standards of morale, quality, on-time delivery, retention and productivity. Still, she told me: "It has not been easy for us to bring up labor standards at our factory to satisfy western buyers and at the same time remain competitive."
Yesim and other large employers can move production to Egypt, Moldova, Pakistan, Romania and Bulgaria, where wages are 20 percent or less of Turkish base wages and where payroll taxes are much less or zero. Yesim seeks to implement the high standards of its human-resource management systems everywhere, but it is hard.
When apparel jobs leave Turkey, the displaced employees may not find new work, reducing an employment rate already low by world standards, especially for female workers. The government gives more priority to high-margin industrial sectors. But if apparel jobs leave, what are the options for the laid-off workers?
Manufacturers are responding by increasing their efficiency as well as fending off possible black-listing by socially conscious western buyers. I visited an impressive Topkapi factory, certified as meeting global norms, with thousands of looms being operated by a small number of skilled workers.
Erdogan's government meanwhile is encouraging job creation in poorer areas by waiving 80 percent of the employer's social security contribution in rural Anatolia. Hey Group, the second-largest textile employer in Turkey, has two factories in the region. Benan Vey, who works on compliance issues with Hey Group, told me that the government concessions are "very helpful."
How can Turkey reduce payroll taxes while continuing to build the country's infrastructure and still provide public services and a safety net? When the government started considering reducing the Value Added Tax on tourism and food, to 8 percent from 18 percent, the IMF expressed concern that these cuts imperiled the country loan commitments.
If more workers were registered, the rates might not have to be so high. But a more basic question is whether Turkey could better face its challenges with lower taxes on payrolls and higher taxes on land.
Comment Huff
Sunday, September 9, 2007
What Is Silicon Valley? Comparisons with NYC
Silicon Valley Includes San Francisco. The NY Times today (p. 41) reports the study as saying that the NY Metropolitan Statistical Area has "nearly 620,000 technology workers, two and a half times as many as Silicon Valley and nearly twice as many as Boston." The numbers appear in Exhibit 10 on p. 11 of the ITAC report, showing all "employment in technology":
1. New York MSA 619,881
2. Los Angeles MSA 483,706
3. Washington, DC MSA 377,144
4. Chicago MSA 356,351
5. Boston MSA 317,684
6. San Jose MSA 251,050
7. Seattle MSA 208,565
8. Atlanta MSA 188,294
9. Minneapolis-St. Paul MSA 169,449
10. New York City 169,303
ITAC uses as its definition of Silicon Valley the San Jose MSA, which excludes San Francisco. NYC was compared with Silicon Valley in the 120-page April 1999 report by the New York City Comptroller's Office (when the City Comptroller was Alan Hevesi and I was the Chief Economist), The NYC Software/IT Industry. The Comptroller's study looked only at the computer-services jobs (software) in 1997 and ranked the NYC 10-county area third using SIC-code data (based on classification of the business of employers) and NYC alone as sixth:
1. Silicon Valley 86,129
2. Boston and Route 128 55,956
3. New York City and Five Suburban Counties within NY State 46,606
4. Los Angeles 32,294
5. Dallas 31,892
6. Seattle 28,955
7. New York City 25,716
Why include San Francisco in the definition of "Silicon Valley"?
- The Comptroller's study followed the work of AnnaLee Saxenian, who included Alameda, San Francisco, San Mateo, Santa Clara and Santa Cruz counties. (Boston was defined as Essex, Middlesex, Norfolk and Suffolk counties. Los Angeles was defined as LA County, Seattle as King County, New York City as the five boroughs, and the NYC suburbs were the five nearby New York State counties, Nassau, Suffolk, Westchester, Putnam and Rockland.)
- PC Magazine defines Silicon Valley as: "An area south of San Francisco, California that is noted for its huge number of computer companies. Initially, Silicon Valley was confined to the Santa Clara valley and started north of Palo Alto stretching 25 miles south to San Jose. With expansion into neighboring towns, the entire San Franciso Bay area can be considered Silicon Valley." That includes San Francisco county.
Density Matters. More fundamentally, it does make a difference how specialized an area is. The ratio of computer-services jobs to all private-sector jobs in 1997 in NYC was 9 per thousand, the fourth-lowest of 15 cities, way behind Silicon Valley (40 per thousand), Boston (34 per thousand), and Seattle (33 per thousand). The argument for paying the higher cost of a higher-density city is that the opportunities for networking, selling and innovating are higher where density is higher. Density contributes to destiny.
Within New York City, of course, there are focal points for tech innovation. But the degree of cooperation among Berkeley, Stanford, local community colleges and private entrepreneurs - and the equivalent cooperation between Harvard and MIT - is still not matched in NYC, although great progress has been made over the past decade.
The nine pages of conclusions and recommendations in the Comptroller's report includes a strong recommendation (pp. 83-84) that: "A small Citywide office should be created to work on building these relationships [between educational institutions and entrepreneurs that is true in the Boston and San Francisco areas], possibly with an initial sunset life of five years or so. ... It should work with the [New York] software industry [association] (NYSIA) or the federally supported Industrial Technology Assistance Corporation [ITAC], or both."
Nine months after the Comptroller's report, ITAC published a report with recommendations for the tech industry in New York City. Before the recommendations were able to get traction, the tech sector began a long slide in the stock market and then in jobs. This is a good opportunity for New York State and New York City to look at recommendations for strengthening the tech sector and the comments here are offered in the spirit of identifying NYC's weaknesses as well as its strengths.
Friday, September 7, 2007
NYC | Just a C for Growth? (Comment)
The Business Council has done some great work, e.g., on workers' compensation. But this study - c'mon. Who are we do believe–the Council or our own lying eyes?
Do the authors remember that the City of New York was attacked by terrorists on September 11 and the business community was on the edge of a diaspora? The fact that NYC has bounced back since 9/11 is impressive.
Perhaps NYC should be grateful to get a C since the study gives a good portion of the group to which NYC is compared (i.e., the upstate counties) an F.
But there is a deep flaw embedded in the study. It uses five variables and compares each county with the nation. Three of the five variables–population, jobs and total personal incomes–are biased against dense counties like the five boroughs of NYC, which are harder to grow from a population or jobs standpoint. It's easier for populations to grow rapidly from tiny numbers in the deserts of Arizona and Nevada counties than it is in a settled city like New York. However, NYC has its own upstate reservoir while the desert communities depend for their water on snow falling in distant states.
The value of residential and commercial real estate is one test of the City's economic magnetism. The recovery and growth of values since 9/11 speaks for itself.
What may happen in the future to Wall Street jobs and incomes and the value of real estate given the collapse of the subprime lending industry is another matter. It is as true today as it was in the 1980s that the City's economy is highly dependent for its performance on Wall Street's brains and skills. But meanwhile don't slam the City with unfair comparisons. Give it an A for its recovery from the disheartening months after 9/11.
Tuesday, September 4, 2007
Orange County's Batman and Robin Break Up
As campaigners against waste and fraud, John Moorlach and Chriss Street rode to fame as the fiscal Batman and Robin of Orange County, Calif.
The duo worried publicly that Orange County's longtime Treasurer, the memorably named Bob Citron, had put County-managed funds (a total of about $20 billion, including funds from other jurisdictions in a pool) at great risk through investments in leveraged derivatives such as repos and floating rate notes. The County lost big time on Citron's bets when the Fed's open market committee raised the target fed funds rate from 3.25 percent in February 1994 to 5.5 percent in November 1994. As interest rates rose, the value of the securities fell and the County lost about $2 billion.
Moorlach ran against Citron for the Treasurer post in June 1994 and lost. In December, Credit Suisse First Boston required more collateral from the County, which filed for a Chapter 9 bankruptcy. Moorlach was appointed to succeed Citron as Treasurer, and was subsequently elected through 2006. In that year, Moorlach gave his friend Street a leg up to the Treasurer job by appointing him to the civil service post of Assistant Treasurer after posting the job for just one day.
Street was elected to the Treasurer post in June 2006, his ballot statement unabashedly tied to Moorlach's coattails: "Orange County Treasurer John Moorlach trusts Chriss Street to replace him…" His bio reports that "Chriss Street has been among John [Moorlach]'s closest advisors."
Moorlach was at the same time elected one of Orange County's five supervisors. Upon taking office in December 2006, he called for more accountability for the deputy sheriffs' funds. Orange County has an estimated unfunded pension liability of more than $2 billion, of which a big piece is for law-enforcement pension benefits. Union leaders responded that Moorlach's interest stemmed improperly from their opposition to his campaign for supervisor.
What a difference a few months make! The Dynamic Duo has broken up. Moorlach has disowned his protégé Street in the wake of a growing series of investigations of Street's actions before and since taking office. The Justice Department is investigating Street's previous work as a bankruptcy trustee for Fruehauf Trucking Corp. So is the Department of Labor and Pension Benefit Guaranty Corp. The Orange County District Attorney joined the investigating troops in August. Moorlach became aware of Street's having falsified data and privately asked Street to resign. Moorlach was rebuffed and has publicly called for Street's resignation. Street has defended himself in a videotaped press conference.
Apart from the specific charges of malfeasance, one worry is that Orange County's $7 billion funds have again been mismanaged, for example by buying subprime paper. The troubled Countrywide Financial Corp. is the nation's largest subprime mortgage lender and is based in Los Angeles. New Century Financial was until April the second-largest subprime lender, based in Irvine (Orange County), and has been in Chapter 11 proceedings since April. At the August meeting of the Orange County Republican Central Committee, Moorlach was asked if the County has investments in mortgage debt.
Orange County's troubles will doubtless one way or another come to the attention of Governor Arnold Schwarzenegger, who played Mr. Freeze in the ill-fated 1997 movie version of the Batman and Robin story.
Saturday, September 1, 2007
Nanny NYC Kicks Butts
Starting in his first year as mayor, 2002, Mayor Michael Bloomberg has sought to discourage smoking by New Yorkers. His efforts were opposed by many smokers, bars and cigarette vendors, and the City was derided by Human Events as "Nanny NYC". But the Mayor's efforts have paid off well. One-fifth of NYC smokers have quit smoking since 2002, a higher quit rate than in the nation. The Mayor crowed about this in his third annual public health report, noting that NYC had already reached its 2008 targets for lowering smoking and increasing colonoscopy screening – two years ahead of schedule. Unlike his predecessor Rudy Giuliani, who avoided drawing attention to his failures, the Mayor also admitted that he had failed to lower drug deaths and raise the number of breast-cancer screenings. The Mayor's appetite for health activism was exceeded by the City Council when it voted earlier this year to ban metal baseball bats from schools. The Mayor vetoed the bill and the City Council overrode the veto. However, he is pressing on to help the great majority of City smokers who have tried to quit but have failed. The facts are in a new report, Who's Still Smoking, which is based on the Community Health Survey, an ongoing telephone poll of New Yorkers. NYC is campaigning for better health by learning more about who is trying to quit and who is succeeding. The new report identifies emotional distress and binge drinking as obstacles to quitting. More surprising, it finds that fewer than one-fifth of NYC smokers are using nicotine-replacement therapies (such as patches and gum) to help quit, despite evidence that these therapies double the probability that a smoker will quit successfully.
Many Americans are increasingly dissatisfied with the high cost of medical care – yet smokers put their health at risk while spending $2,500 a year on cigarettes if they smoke one pack per day. Studies show that the United States spends by far the highest proportion of its gross product on health care but its residents have a lower life expectancy than other large developed countries like the UK, Canada, France, Germany, Japan and Sweden. Within the United States, how much Americans spend on health care per capita seems to have little connection with their longevity. A study by Christopher Murray and others on mortality disparities among "Eight Americas" in Public Library of Science - Medicine (Sept. 12, 2006) concludes that life expectancy is explained primarily by chronic illnesses (for example, heart disease and cancer) and injuries from alcohol-related traffic accidents in the 15-59 age group – and not by the relative mortality of infants or elderly people, incomes, violence or lack of health insurance.
Despite its high spending on health care, New York State ranks a surprisingly poor 19th out of 51 with an average life expectancy of 77.7 years. Hawaii has the highest life expectancy at 80 years, whereas Washington, D.C. residents have a life expectancy of only 72 years, a gap of eight years.
The size of the gap is even larger at the county level. Asian-American women in Bergen County, N.J. live the longest with an average life expectancy of 91 years. Native Americans in several rural counties in South Dakota have a life expectancy of under 67 years, a difference of 36 years.
These and other statistics point to the cost-effectiveness of public-health spending, the Nanny NYC derision notwithstanding. To support preemptive public-health activism against chronic illnesses worsened by smoking and poor nutrition, and against traffic accidents, NYC's Department of Health and Mental Hygiene, headed by Commissioner Thomas R. Frieden:- publishes comparative data on health status in NYC's community boards,- urges colonoscopy screenings,- has alerted residents to the 75 percent increase in diabetes since 1990, and how to prevent it, - has researched safety factors for bicyclists,- has prohibited smoking in restaurants, - in a battle for better nutrition, proposes that all restaurants cut down on use of trans fats,
- proposes that 2,000 (about 10 percent) of NYC's restaurants with standardized menu items list nutritional information, and
- is drawing attention to the fact that one million adult NYC residents do not have health insurance, even though 700,000 of them have jobs.
NYC men smoke more than women (20 percent versus 15 percent), but men and women quit at similar rates. Black and Hispanic smokers are more likely than whites to try quitting, but are significantly less likely to succeed. More low-income smokers tried to quit in 2006 than high-income smokers (68 percent versus 60 percent), but fewer succeeded. New Yorkers without a high school education were more likely to try to quit than those who have a college degree (70 percent versus 62 percent), but fewer succeeded (14 percent versus 20 percent).
Quitting rates vary by borough. Staten Island's smoking rate has been stuck since 2002, while the citywide rate dropped by 20 percent, whereas rates in the Bronx, Manhattan and Queens have all declined more than 20 percent. So NYC's Health Department is declaring the public health equivalent of a war on smoking in Staten Island, giving away nicotine replacements at the Staten Island ferry's Whitehall terminal Tuesdays-Thursdays, 3-6 p.m. from August 21 through September 20.
Every New Yorker should look at NYC's surveys and alerts and should sign up for email alerts regarding health issues and emergencies. Non-New Yorkers should look at this survey as a model for what their community might do.


text: Pentagon to Russia: No More Cooperation From US Meetings, visits, conferences all nixed over Ukraine, spokesman says By Newser Editors and Wire Services Posted Mar 3, 2014 7:29 PM CST 73 comments The Pentagon is seen from Air Force One. (AP Photo/Charles Dharapak, File) (Newser) – The Pentagon says it is suspending exercises and other activities with the Russian military, in light of Moscow's military involvement in Ukraine. A Pentagon spokesman, Navy Rear Adm. John Kirby, said today that the US military has "put on hold" all military-to-military engagements, including bilateral meetings, port visits, and planning conferences. Kirby said the Pentagon values the relationship it has developed with the Russian military in the last few years, to reduce the risk of military miscalculation. He said the US calls on Russian forces in the Crimea region of Ukraine to return to their bases. (Read more Russia stories.) My Take on This Story Report a story error Show results | 20% Hilarious 7% Intriguing 4% Depressing 50% Brilliant 7% Scary 12% Ridiculous


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Keftab is a medication designed to treat a wide range of different bacterial infections. It falls under a category of treatment known as a cephalosporin antibiotic. The way it works is it's able to prevent the growth and spread of different bacteria. Keftab can only be used for bacterial infections. It can't be used to treat viral infections like the common cold or the flu. With use of this treatment has to come responsibility, because using it the wrong way can lead to it not being as effective as it could be.
What are some of the common possible side effects?
Upset stomach may occur
What are some of the more serious possible side effects?
White patches in your mouth
A change in vaginal discharge
Persistent diarrhea
Abdominal or stomach pain/cramping
Blood/mucus in your stool
Serious allergic reactions
Where's the best place to purchase Keftab?
Most people know that the cost of medications and other treatments is very high. The cost is so high to the point of making a person have to choose between whether to get the drug/treatment or go without it. Going without sometimes isn't an option though. With this being the case, online pharmacies become a good choice. The mistakes people make when they decide to look for online pharmacy options to save money becomes another issue.
Here are some of the common mistakes people make:
People go with the first good looking option they find. The logic here is that if a pharmacy has a nice looking website and seems to provide good information, then they must be legit. Don't let this fool you. Some people know that in order to fool you they have to present themselves well. This means having a very professional looking website. Don't go for a selection based purely on how nice the website looks. Instead focus on other more imporant factors.
How long has the online pharmacy been in business. Long times in business means lots of satisfied customers and a good selection/quality of medications.
Do they answer inquires fast and professional? If this is the case then this is a source you can invest in for the long term. Some sources try to hide behind their website.
Do they backup their medication products with some sort of quality guarantee? We're talking purely about the quality of what you'll receive (meaning it arrives intact).
All of these factors, if they check out right, are a sign of a good online pharmacy to purchase Keftab from.
People try to look for the absolute lowest price. Going for the lowest price isn't always the best option, because the lowest price can still come with risks. You want to save money, and going the online route you can save a lot. However, you don't want to go so low to the point of having to question the quality of what you're going to receive. Remember, if you're using Keftab it's because you need it really badly. So you have to be sure what you get is high grade. If you try to look only for the cheapest price, then you might get something that doesn't do what it's supposed to do.


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Davy Jones, Jessica Pacheco: Happily Married before Death, Despite Past Domestic Abuse Rumors
Monkees singer Davy Jones was living a happy life with his 33-year-old wife Jessica Pacheco before he died on Wednesday of a heart attack near his home in Florida. Jones was 66-years-old.
He seemed fantastic, radio host Paul Carafotes told ABC News. Carafotes interviewed Jones in Burbank, Calif., in early February. He was in great spirits, he was charming, upbeat, he was a lovely, personable guy.
Davy Jones had recently begun a new chapter in his life with young wife Jessica Pacheco. The couple lived together in Hollywood, Fla. Pacheco appeared in popular TV soap operas and has most recently been dedicating her time to her dance group, Flamenco Express. She also danced in The Monkees' 2011 reunion tour.
Before the tour, Jones gushed to England's The Daily Post about his young bride. I'm doing great, he said. I'm doing exactly what I want to do, I'm still riding my horses, I've got beautiful kids and I'm with my lovely wife.
The two met in 2006 after both had been cast in a children's theater production of Cinderella, reported ABC News. Despite the 33-year age difference, they fell in love and married in 2009.
Jessica Pacheco is Jones' third wife. He had four daughters from two previous marriages. Two of Pacheco's stepdaughters are older than she is.
Jessie doesn't mind, Davy Jones told The Daily Mail in May 2011. She regards all of them more as the sisters she never had.
But did his daughters mind? Rumors spread in 2009 that his daughters boycotted the wedding. According to Jones, his four daughters were all wary of his relationship with Jessica Pacheco. First, she was half my age, and second, or so they've since said, they didn't want me to get hurt any more.
Don't let the truth get in the way of the news, he said in October 2009, according to the Palm Beach Post. Our wedding was full of love -- with friends of mine there who I've known for 40 years.
Jones was never worried about the age difference. Not in the least, he told The Daily Mail. We have love. We have friendship. She's also aware of what I've done in music, and the fact that I no longer really need to prove anything. Jones had even joked about their drastic age difference. She turned to me one day and said, 'Let's run upstairs and make love.' I looked at her. 'At my age,' I said, 'it's going to have to be one or the other,' he told the news publication.
However, over the years, there had been reports of domestic violence between Jones and Pacheco. The Monkees singer vehemently denied the accusations.
Verbally, yes, sometimes we do, he admitted in 2011. But then, isn't that true of every relationship? There was the time we had a screaming match, she walked out - slamming the front door - and went to stay the night with her parents.
While dating Jones, Jessica Pacheco had been seen by Florida locals with two black eyes and a cut on her face. This caused tabloids to print up articles of possible domestic violence in the relationship. Jones had also been seen with a black eye around the same time.
The 66-year-old explained the events to The Daily Mail, brushing off any accusations of abuse. Jessica had recently been on the beach and had forgotten to take her sunglasses. You know how strong the sun is here - it made it look the next day as though the area around her eyes was bruised. Then she was applying shadow to her eyelid and her fingernail nicked the skin, he said.
At the time, he claimed that his black eye was the result of absent-mindedly walking into a lamppost.
After the marriage, Davy Jones and Jessica Pacheco's love was reportedly accepted by Jones' family. The girls have seen me and Jessie together. They know how much we mean to each other. We're inseparable.


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Special Extras
Your meal and beverage service comes with much more than just breakfast, lunch and dinner.
It is a villa tradition to serve appetizers at the Manana bar every day at happy hour. This may include house made guacamole, smoked fish, chips and salsa, cheese, assorted meats and crackers, and of course traditional bar food like chicken wings and mozzarella sticks.
Don't be surprised if a plate of chocolate chip cookies, made from scratch, magically appears from time to time.
Would you like a late night pizza party? Just ask the bartender, and one night, on us, the local pizzaria will deliver fresh baked pizza to the villa!
Finally, a favorite of Sunrise guests in a beach lunch at the famous Playa Grande beach. Tables and chairs will be setup for you directly on the sand, and just steps from the incoming waves. You'll enjoy locally caught fish, shrimp, chicken, and more. All prepared in the traditional Dominican manner.
Transportation is included, but the bar tab is on you. Staff will prepare a cooler for your beach adventure.


text: ASI has been involved in the Aboriginal engagement process for numerous municipalities going through various stages of planning including the City of Regina, the District Municipality of Muskoka and the Regional Municipality of York. Despite differing circumstances, the Aboriginal communities were asked about their overall vision for the respective municipalities, or more accurately, their traditional territories, with emphasis on their cultural heritage. This paper will compare and contrast the Aboriginal engagement processes and their impact on the outcomes. The emerging role of Aboriginal peoples in guiding the development of new or revised municipal policies with respect to their cultural heritage and the current trends of Aboriginal engagement within the municipal policy-making context will be explored.


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Home Tags Reward
Tag: reward
The Blessing of Gratitude
A person who has worked many, great deeds must not become complacent; rather he must busy himself with showing gratitude. The ability to be...
Sabr: Patiently Persevering
Allāh, Glorious and Most High, made patience a race horse that never falters or stumbles, a sword that never loses its sharpness, a vanquishing...
What is a good Deed?
what is considered as a good deed?
Take advantage of 5 before 5
take advantage of 5 before 5, age, wealth, time, life, health
Easy Actions For Which Rewards Are Multiplied
A list of easy actions to increase our reward.
Tafsir of Surah al Tin – The Fig (Surah 95)
An exegesis of the ninety-fifth chapter of the Noble Qur'an by Imam as-Sadi. His exegesis is widely regarded as being amongst the best and most moving for the layman to read.
Tafsir of Surah al 'Adiyat – The Charging Horses (Surah 100)
An exegesis of the one hundredth chapter of the Noble Qur'an by Imam as-Sadi. His exegesis is widely regarded as being amongst the best and most moving for the layman to read.
Nine Great Benefits of Reading and Reflecting Over the Qur'ân
An encouragement to do this noble act
The True Richness
Many people mistakenly assume that true wealth and real treasure is that of money. It is indeed true that wealth is a great blessing from Allah which He bestows upon His servants. And the one who earns it purely, and spends it properly, and gives it to those that deserve it, without a doubt earns a great reward from Allah.
Some etiquettes regarding visiting the sick
There are many ahaadeeth which speak of its virtue, such as the words of the Prophet (peace and blessings of Allah be upon him): When the Muslim visits his (sick) Muslim brother, he is harvesting the fruits of Paradise until he returns.
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Detectives from British Transport Police are appealing for information after a man was pushed onto the tracks and assaulted at a train station on Sunday evening (August 27).
The man was pushed onto the tracks between a train and the platform at Anniesland Train Station at around 6.15pm by a group of two men and one woman, who were alleged to have been racially abusing him.
After getting back onto the platform, the man was further assaulted by a separate man, again who is alleged to have racially abused him.
A man has been arrested in connection with the second assault and was due to appear in court this week.
Officers are following several lines of enquiry into the incident and are appealing to the public to assist them with the investigation.
DS Dougie Gallacher said: "Remarkably the victim is relatively uninjured as a result of being pushed on the tracks and the following assault on the platform, however this could have easily been a lot more serious.
"We believe the man was assaulted on two separate occasions, the first being when he was pushed onto the tracks and the second when he was back on the platform.
"The train that was at the station at the time was the 4.40pm service from Edinburgh to Helensburgh and we're appealing to passengers on the train and station who may have witnessed what happened to get in touch with us.
"We also have descriptions of three of the people involved which we are issuing in a bid to identify them. If you have any information please contact us by texting 61016 or calling 0800 40 50 40 quoting 436 of 27/08/2017."
One of the men is described as white, of a medium build with shaved hair, wearing an orange long sleeved top, black body warmer, dark coloured knee length shorts and white trainers.
The second man is described as white, of a medium to large build, shaved hair wearing a black long sleeved jumper, jeans and brown shoes.
The woman is described as white, of a medium build with brown hair in a ponytail. She is described as wearing a light coloured jacket, pink top, light coloured jeans, trainers and a black bag.


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Common job titles
Job outlook data
Cultural studies professors held around 9,000 jobs in 2014, the last year for which data are available. Employment of cultural studies professors is projected to grow 15 percent from 2014 to 2024.
High school teachers or professors in cultural studies can often find positions in growing specialized academic fields, such as African-American, Native American, Latino or Asian studies. In addition to classroom instruction, teachers may be responsible for conducting or assisting in continuing research projects and publishing research results.
Where can I work with this major?
The largest employers of social cultural studies majors are:
» Get information about Adelphi's Social Science Degree Program
Source: Bureau of Labor Statistics, U.S. Department of Labor, Occupational Employment Statistics, Area, Ethnic, and Cultural Studies Teachers, LearningPath.org, Job Description and Salary Information, Cultural Studies Careers.
Center for Career and Professional Development
Nexus Building, Room 225
p – 516.877.3130
Students and Alumni: email@example.com
Employers: email@example.com
College of Nursing and Public Health
Nexus Building, 3rd Floor
p – 516.877.4510


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Explore more videos on the CCAFS YouTube page
To browse all videos in the relevant playlist, click on the playlist icon in the top left corner of each playlist
Global Landscapes Forum
Held on 16-17 November 2013, the Global Landscapes Forum was convened in parallel to the UNFCCC climate conference in Warsaw, Poland with the aim to inform and engage stakeholders on the role sustainable landscapes can play in providing food, shelter, income and ecosystem services, and environmental goods.
- Learn more about the Global Landscapes Forum on our blog.
Live Streamed Science Seminars
Shamba Shape Up videos on climate change and agriculture improvements
Farmers need innovative ways to get information about agriculture, and the TV-show Shamba Shape-Up is doing just that. Shamba Shape-Up is a farm make-over program - but with a twist! Using information from its partners, CCAFS included, the show presents the information to farmers through fun, interactive and engaging ways. In each episode, the team visits smallholder farms and addresses the biggest challenges faced by farmers.
Pastoralist voices on climate change
Produced in collaboration with the Livestock-Climate Change CRSP and CGIAR Research Program on Climate Change, Agriculture and Food Security (CCAFS), this project illustrates the participatory process between scientists and pastoralists in Kenya, documenting pastoralists reality and their voices on climate change and presenting an opportunity for pastoralists to feed into the ongoing research.
- Learn more about this and other participatory video projects on our blog


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Only God Can Make a Kitten is a delightful rhyming story book for ages 4-8, according to the back of the book.
The story features a young, inquisitive boy asking his mother questions about who made things, from the ocean, to trees, to snow. His questions are posed in a concise four-line stanza, which his mother answers in a similar rhyming stanza.
The illustrations are beautifully done and add a younger sister to the story. My favorite pictures were of the kitten, who really isn't in the story very much. That was my only complaint -- that I was hoping for more kitten in the story. The kitten is only mentioned on two pages and in three illustrations (excluding the front matter, which actually had quite a lot of kitten illustrations).
Its important to note then that is a story about a boy asking about who created things that happens to include a kitten. Accepting that this is not a book about kittens, I would fully recommend this book as I think the rhyming stanzas and colorful illustrations will capture the hearts of young readers.
FTC Disclosure: I received this book for free from Book Look for this review. The opinion in this review is unbiased and reflects my honest judgment of the product.


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General Information
Here you will find all the bits of information you need to know about our festival. Whether you need to know how to get to the venue or if there is a cash machine on site, we should have it covered somewhere below. Some things are still being finalised and will be avalible soon, for now general information is available below.
will be issued on entrance to the festival site and camping areas. You will need to take your pre purchased ticket to the wristband point, and member of staff will give you your wristband. If you are planning to purchase your ticket on site, please go to the ticket office located near the wristband point, to get your tickets first.
Our staff will be working hard to ensure everybody is banded up and in the festival as quickly as they can.
Due to our licence, once you are past the wristband point you will not be able to leave the festival and re enter, so please ensure you have everything with you.
Live In Vehicles:
1 pass required per camper van or caravan. Camper van/ caravan passes do not gain you entry to the festival a standard ticket will still be required to gain entrance to Symmetry Festival 2016. Purchase your cheap Daytona 500 tickets and enjoy the event.
No tents are permitted to camp in the campervan field.
After you have gained entrance through the pedestrian gates the camping areas will be clearly sign posted and stewards will be on hand to direct you. Although there will be ample space If you are in a big group and want to camp together we strongly suggest you arrive early to claim a spot.
Although here at Symmetry we love our pets, we don't want any at our festival, so please leave your pets at home with someone. This is with the exception of guide dogs.
Lost property:
Lost property will be located in the control room, please ask a member of staff or steward to direct you if you have lost something.
Smoking Ban:
Due to the smoking ban, no smoking is allowed in any enclosed spaces, this includes large big top tents, marquees and bars.
We will have drinking water available at different points around the site including the campsites and main performance area. Our bars will also stock bottled water and you are of course welcome to bring your own as long as it's in a sealed bottle when you arrive on site.
Things you can't bring
We would like to keep it enjoyable for all. Here is a list of a few things we don't want to see at Symmetry.
Drugs and illegal substances
BBQ'S or fires anywhere on site
Glass, no glass is allowed on site and will be confiscated
Spray cans or marker pens
Sound systems
Laser pens
Fireworks, Chinese lanterns or flares
Any kind of weapon
Emergency Access Lanes:
There will be emergency access lanes through the car parks, campsites and performance area, we ask that you please keep these clear! We hope we don't have any emergencies, but if we do this will allow us to get to them quickly. These lanes will be clearly marked out and anyone who parks or camps on these lanes may have their items removed.
Crime prevention:
We will not tolerate any crime at our festival, if you are seen to be doing something you shouldn't, you may face ejection from the event.
We recommend that you don't bring anything valuable with you to the festival, and you keep your cash, phone, camera etc on you at all times or use the lockers provided.
Although we have been lucky enough in the past not to have any reports, thefts have been known to take place in festival campsites and car parks so we recommend you do not leave anything valuable around.
If you see anyone committing any crime such as theft, violence, tagging/graffiti (other than our artists) etc then please contact a member of staff, security or a steward who will deal with the individual or group.
Zero Tolerance Drug Policy:
Symmetry Festival operates a zero tolerance drug policy. Do not bring illegal drugs to the venue. There is a proactive search policy in place and the appropriate action will be taken upon detection. The venue provides a safe environment for a good weekend, poor behaviour will not be tolerated.
Anyone contravening our policies will be ejected.
Drugs and illegal substances:
Illegal substances are not permitted at this festival, all ticket holders, crew and acts will be searched on entry.
We want the event to be safe for all ages so antisocial and illegal behaviour will not be tolerated. If you are found to be acting suspiciously then you may be subject to random searching, by SIA memebers of staff.
This year there will be a dedicated area to help make your Festival experience as pleasurable and stress free as possible, included in this area will be:
- Convenience store
- Info center
- Cash machines
- Showers
- First aid
- Welfare centre
The address for the venue is Sennowe Park, Guist, Norfolk NR20 5NZ
Bus Service:
There are buses from Cambridge, Norwich and London this year. These return tickets include entry to the site for the soft opening on Thursday evening. Check below for more details.
You can purchase cheap Monster Energy NASCAR Cup Series tickets and a bus ticket through the normal ticket page here.
Travelling by Car, Van or Motorbike
Please vehicle share where possible to help us reduce our carbon foot print.
If you don't own a Sat Nav we advise that you use the AA route planner to plan your journey, please find the link below. Please enter your home postcode and the venue postcode from the address found at the top of this page.
Once you arrive in the area there will be clear signage directing you to the right gate.
Please drive responsibly.
AA Route planner
All Coaches depart from Sennowe park on Monday the 13th between 10 am & 11 am for the return journeys.
Care & Safety:
First Aid
We will have a fully trained medical team, first aiders and a treatment facility located on site should any problems or emergencies occur. The staff will be present on site at all times should you require any assistance.
Welfare Tent
The Travellers Rest, festival welfare and treatment centre, will be open 24hrs during the festival. They offer all aspects of care and welfare, as well as counselling, massage, healing and natural medicine.
Emergency access lanes
There will be emergency access lanes through the car parks, campsites and performance area; we ask that you please keep these clear! We hope we don't have any emergencies, but if we do this will allow us to get to them quickly. These lanes will be clearly marked out and anyone who parks or camps on these lanes may have their items removed.
Lost People
If you discover that someone is missing, please make sure you look in your tent and theirs (this is usually where we find them) if you can still not find them and are worried for their safety, please notify a member of staff who will alert the control room. Following your description, our team will work together to try and locate the missing person as quickly as possible.
Carbon Monoxide
Carbon monoxide (CO) is produced when a fuel such as charcoal, gas or petrol burns incompletely. This could be because an appliance isn't working properly or might simply happen as part of its normal function. Barbecues, for example, produce carbon monoxide even when they are working well.
Carbon monoxide is a colourless, odourless gas and is poisonous. In high concentrations it can kill swiftly. In smaller concentrations CO poisoning can give symptoms similar to flu or food poisoning. Look out for headaches, nausea and vomiting, dizziness, drowsiness and weakness – but the best advice is to avoid any chance of being poisoned in the first place.
- Never take a barbecue into a tent, awning, caravan or motor home. Even a cooling barbecue gives off plenty of poisonous carbon monoxide (CO), which can kill.
- Never use a fuel-burning appliance to heat your tent or awning. Gas and kerosene heaters – unless they are permanently fitted in a caravan or motor home – should only be used outside. Stoves and barbecues are designed for cooking not space heating.
- Never run a gas, petrol or diesel-powered generator inside a caravan, motor home, tent or awning. Make sure fumes from a generator don't blow into your unit or anyone else's from outside either.
- Don't cook inside your tent or awning
- Don't use any other gas, charcoal, liquid or solid fuel appliances inside a tent or awning. Gas-powered fridges and lamps, for example, also need plenty of ventilation to prevent them producing poisonous carbon monoxide. Tents and awnings aren't generally designed with this in mind.
- Consider using a carbon monoxide (CO) alarm, provided it is suitable for the condition you intend to use it, check with the supplier/manufacturer, though it should never be used as an alternative to the precautions above.
- Always have gas appliances in your caravan or motor home serviced regularly.
This is a music festival! We have a well equipped, properly staffed captivating family area that is onsite to keep all ages amused for days, We have plenty to entertain people of all ages across the festival from creative workshops to circus performance and much much more . Many people bring children along from small baby's to teenagers and have a great time, but please remember adults making the most of a music festival can be intimidating especially later in the evening.
We want you to be aware at Monster Energy NASCAR Cup Series we create a safe environment for everyone but we must make you aware the is a music festival.
Family Campsite
Enjoy a our new designated family camping area which is situated a short walk from the performance area. This gives you access to the family camping toilets and water points with a short walk to the showers. There will be Security and Stewards in the area 24 hours a day in contact with the control room so if you have any problems. Families are of cause welcome to camp in public campsite but we think you will enjoy your stay in the family campsite.
Kids area
Our team at Symmetry HQ have been working away to create a little wonderland for the kids to call their own. We will have workshops and games and lots of things to see and do, plus there is a café for you to put your feet up and grab a cuppa.
First Aid
We will have a fully trained medical team on site to deal with and accidents that may happen. They will be present on site at all times ready to help anyway they can.
Lost Children
We hope that no children get separated from their families while at Symmetry, but just in case your child should wonder off we have a few things in place to make it easier to reunite them with you as quickly as possible.
- We ask that once you've got your wristbands and set up camp, that you make your way over to the kids area. Here you will be asked to fill in yours and your child's details. We will then give your child/ren an extra wristband with their name, your name and a contact number on it for a member of staff to call if your child is found alone/lost.
- We recommend that you familiarise your child/ren with the kids area and explain to them this is a good place to meet if you think you are lost, and that you will both head in this direction.
- We also feel it's a good idea to point out to your child/ren what the security guards and the stewards look like, and that they should not be afraid to ask for help. All staffed will be briefed in case they are approached by a lost child and they will escort your child to the kids area and someone will contact you immediately.
As with all festivals there will be noise levels across the festival site which can be damaging to all our ears but especially children. We advise all children to use ear protection and to stay away from standing directly in front of sound systems, however tempting!
You can buy ear protection from Amazon, definitely the best prices: Amazon:Children's Ear Defenders
More information can be found at the following link with a good article about children subjected to noise at events
FestivalKidz: Ear defenders for kids!
Campsite Opening Times
All campsites will open Friday, 8am 12th June.
Main Campsite
This is the campsite the majority of people attending
Symmetry will camp in this year. It is situated 5 mins (or less) from the main
performance area. It is a beautiful large grass area with views up to the hall.
Live in vehicles campsite
The live in vehicles campsite is intended for use by those
with live in vehicles. It too is situated very close to the performance area
and has flat grassland. You will need to purchase a camper van pass if you would
like to use this campsite, please book early to avoid disappointment as space
is limited.
Accessibility CampSite
This campsite will made to be used by those who would not be able to camp in the main camp site
because of impaired mobility or visual disabilities.
Luxury Camping Accommodation
Work is under-way to make this campsite a little piece of
festival heaven and will be separate from the main camping area.
More information on luxury camping can be found here.
Cardboard Tents from KarTent
KarTent is darker, quieter, cooler on hot days and warmer on cold ones than your average throw-away tent. Which means you have a far nicer experience and you help to keep the festival tidy, reduce waste and save yourself some time in the process. KarTent, new to the UK make their tents out of recycled cardboard and are 100% recyclable, they sleep 2 people and are of course fully waterproof.
Purchase yours here for just £34.99
You may bring the following…
Either: 12 cans beer / lager / cider per person
Or: 1 box of wine.
You may only bring this into Symmetry Festival on first entry into the event,
no re-entry allowed.
NO SPIRITS / HARD LIQUOR and strictly NO GLASS BOTTLES
Soft drinks may only be brought in if the bottles have their seals intact.
Please feel free to bring as much water as you will need to get you through the weekend although free drinking water will be available at many locations around
the site.
Don't drink and drive
There are strict alcohol limits for UK drivers Daytona 500, However it is not possible to say how much alcohol you can drink and stay below the limit. The way alcohol affects you depends on:
your weight, age, sex and metabolism (the rate your body uses energy)
the type and amount of alcohol you're drinking
what you've eaten recently
your stress levels at the time
So if you're driving, it's better to have none for the road.
Challenge 25
At Symmetry we are enforcing "challenge 25" across our bars. If you would like to purchase alcohol at the festival you will need to bring some ID with you.
Accepted forms of ID:
UK/European Driving Licence
Pass Card ID
Waste & Recycling:
The Greener Festival Bond
The Symmetry Festival crew are introducing our greener festival bond to help keep our new home clean, beautiful and green.
All you need to do is collect 1 rubbish bag per person upon entry, put all your rubbish in the bag and return the FULL bag to our exchange point at some time over the weekend. We will then give you back a well needed £5 cash on site.
The greener festival bond will be included in the price of your ticket.
We thank you all very much for taking part in keeping your festival experience clean and tidy.


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Property listings: Big data vs. the right data
Looking for value can sometimes feel like looking for a needle in a haystack, some companies use data to identify the needle, others just end up making the haystack bigger.
These days there is no shortage of articles discussing "big data" or "data analytics" as the exponential growth of available information on demographics and consumer behavior continues with no end in sight. This is the case within the real estate industry where property listings can serve as a starting point to provide related information and services, as well as gather insights from those looking for real estate.
As an industry, real estate has always been a little late to the technology party, and is currently going through a technological awakening. Startups and real estate professionals alike are searching for ways to leverage the amounts of real estate information available to create value in the deal making process.
Related: Just One Click Away: Digital And Mobile Technologies
Looking for value can sometimes feel like looking for a needle in a haystack, some companies use data to identify the needle, others just end up making the haystack bigger. It's not just big data, but the right data that matters.
Adding What's Valuable.
The mission is always the same, to give active buyers to potential tenants a clear picture of real estate opportunities, quickly and efficiently. Many real estate startups choose to have a narrow focus on information which is complimentary to real estate listings, with the listing as just the starting point.
Recently this has included virtual tours, 3D renderings, auto-generating floor plans, and even hyper local search. Some of which is being adopted by professionals as it proves valuable, some may just be cool distractions or gimmicks which can be counterproductive.
At Agorafy we have always believed in creating value by increasing the amount of real estate information that has not traditionally been available to both professionals and their clients alike. Increasing transparency along the way and facilitating the deal making process starts with creating a better informed community.
Related: New technology will change the real estate industry forever
The engine that drives out platform is verified asking prices often only available to active real estate professionals. Beyond that we provide access to detailed property information often obscured from the general public, and direct contact information typically missing or inaccurate from other sources. To us the information that has always been valuable to professionals will continue to be so in the future, just to a wider audience.
Focusing on providing this highly sought after information gives us a clear vision of how we create value for our users and how we can continue to do so in the future.
Removing the Unnecessary
Access to unlimited information is now a reality but unfortunately sometimes it also means more incorrect information and can lead to false insights. Eliminating incorrect information is more beneficial to users than any incremental increase in the type of information you offer.
Inundating users with information they don't need can create confusion and will be counterproductive to helping them accomplish their goals. Increasing the amount of listings on our platform is only valuable to our users if it provides an accurate representation of reality.
If we were to fail to independently verify the information on our site, allow false listings, or not provide direct contact information on every listing we would only be doing a disservice to our users, and lose our initiative.
Additionally we understand that our users aren't interested in every piece of information there is to offer, just the information they need. After all, active buyers and potential tenants will only end up buying one home or at one location, helping them navigate to what they want is the real estate professionals' job, in turn we see it as our job.
For those searching for real estate, finding their next home or location for their business is the needle, companies can't just make the haystack larger, they need to make it disappear.
Verizon Gets Into The #CoWorking Arena And Becomes A Landlord For #startups newsroom.agorafy.com/verizon-c… pic.twitter.com/KSEVpRUGH7
"Limited Edition" Woolworth Building Debuts #LuxuryCondos #RealEstate newsroom.agorafy.com/woolworth… pic.twitter.com/KybDI8McWq
A Huge Development Complex Will Transform The South #Bronx Waterfront #RealEstate newsroom.agorafy.com/south-bro… pic.twitter.com/xYxVXN07EP


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This was a very delicious supper and it was even cooked on the BBQ.
I started out with my delicious pizza crust recipe
1 cup water
1/2 tsp sugar
2 1/4 tsp yeast
2 Tbsp Vegetable oil
1 Tbsp Honey
1 1/2 cup White Flour
1 cup Whole wheat flour
1 tbsp Basil
1 tbsp Oregano
1. Dissolve sugar in water and add yeast. Let stand 5-10 minutes
2. Add oil, honey, flour, basil and oregano. (sometimes I throw in some natural bran and flax seeds).
3. Mix all together and then kneed for 5 minutes or until dough is a nice elastic constancy.
4. Let stand covered until doubled in size
Then using a rolling pin roll out the dough into a large rectangle.
* I am trying to get better at taking pictures along the way but with 3 kids and guest that were coming I just missed a couple of steps! hehe
Once the dough is rolled out I layered peperoni and salamoi along the bottom and toped it with cheese. Then starting at the long side you begin to roll it up until it looks like this!
Place on a cookie sheet, brush with an egg wash and sprinkle with italian seasoning. Now you can either bake it in the oven or like I did put it out on the BBQ at a medium heat. You need to be careful that you don't burn the bottom by having the temperature too high.
And there you have it a delicious supper that everyone (even my picky eater) ate up. Here is the original recipe that I got my idea from.


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The Republic of India is a founding member of ICIMOD, along with seven other member states. India has been a partner of ICIMOD since its inception and has been helping to meet its major objectives of poverty alleviation and environmental conservation in the Hindu Kush Himalayas. India contributes core support to ICIMOD, with the Ministry of Forest and Environment as the nodal ministry for ICIMOD in India. The GB Pant Institute of Himalayan Environment and Development (GBPIHED), under the Ministry of Environment and Forests, serves as the lead institution for the facilitation and coordination of ICIMOD's activities in India. The incumbent Secretary of the Ministry of Forest and Environment formally represents India on the ICIMOD Board of Governors. India and ICIMOD have been working in the area of capacity building, institutional strengthening, internships, research and demonstration, and regional and international workshops and conferences, among other activities. ICIMOD`s partner institutions in India include government agencies, development agencies, academic and research institutions, universities, NGOs and private sector.
Regional Programme 1: Adaptation and Resilience Building
Enhance resilience of women and men of the HKH to socioeconomic and environmental changes, including climate change.
Regional Programme 2: Transboundary Landscapes
Conservation and sustainable use of natural resources (biodiversity, rangelands, farming systems, forests, wetlands and watersheds) in landscapes defined by ecosystems rather than administrative boundaries
Economic and social benefits derived from water resources in an equitable manner while conserving and, where necessary, restoring freshwater ecosystems; Regional cryosphere knowledge hub to collate and share knowledge of partners working in the region, and to build capacity to study the cryosphere.
Regional Programme 4: Atmosphere
Use science-based knowledge on air quality, atmospheric processes and climate to shape policies and actions leading to air pollution mitigation for improved environment and human health.
Regional Programme 5: Mountain Environment Regional Information System (MENRIS)
Enable use of information and knowledge for policies and practices through support from a regional information system in the HKH region.
Partners in this category support development and formulation of mountain-state development strategies, policies and legislation. These key partners include focal ministries, national and regional organisations, and global partners.
Partners in this category include operational partners and research partners. They support regional programme implementation either individually in the RMCs or through the consortium of partners, usually formalized through a LoA with financial obligations.
Partners in this category include universities and academic institutions; regional and global network organisations; science partners and thematic networks; institutions engaged in advocacy, outreach, knowledge sharing and exchange and dissemination including media organisations and publication houses.


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The 10 weeks of my summer internship are almost over!! Before I go back to California, I want to be sure I've taken the time to fully process everything it has taught me. An experience like this is invaluable and the things that just being around the staff alone has taught me are lessons that I wouldn't have gotten anywhere else. The things I've learned are things I want to carry with me and implement in the rest of my life. So obviously I'm going to write them down so I don't forget…
- Say thank you. You'd be surprised to hear that most of the really vital lessons I've learned and examples I've drawn from in this internship are completely unrelated to politics or legislation, but have everything to do with dealing with people. Watching people interact in such a cutthroat environment says everything about their character and has everything to do with how much respect they get. I've learned that sometimes it is necessary to get salty during crunch time, but just saying "thank you" does measures for both how others see you and how you make others feel. It shows them that you acknowledge them and appreciate them, which are two things that tend to be lacking in a political office: feeling acknowledged and feeling appreciated. Saying thank you will not make you appear to be inferior or soft, just kind.
- Be yourself. This is like typical mom advice. But I really struggle with this in a professional setting. I think initially people don't take me for someone that is as competent or serious as I'd like. I'm a girl, I'm young, I'm from California, I'm in a sorority, I'm social (compared to these people), I dress like so (meaning I don't wear black pants every day), and looking my best actually means doing my hair and make-up. Of course, none of these are valid reasons to judge my intelligence, but that doesn't mean that it doesn't still happen. I feel very strongly that I should be able to be both myself and respected at the same time, but also find myself toning it down a bit at times- not putting on a colorful necklace in the morning or holding in a witty comment. To be honest, there was a point where I felt so out of place because I was surrounded by people who just…weren't like me. By the end of the internship, the chief of staff who rarely came out of his office, asked me to meet with him after work for pizza to discuss my future and get to know me better. Being yourself may not get everyone to like you, but it will get the right people to like you. At the end of the day, if someone judges you because your dress is cuter than theirs, then they just have bad taste.
- Do all the research you can before asking a question. In my last post, I wrote about how important the way you deliver/phrase a question is, but it's still so important to ask the right questions. I've learned that in politics, there is such thing as a stupid question. There is almost always an answer at your fingertips. Most of the time it's called Google. It just takes a little bit of effort on your part, but it's better to spend the 5 minutes of your own time figuring it out on your own than to waste 30 seconds of a superior's time asking them.


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A church that welcomes you, no matter where you are on your journey of faith-
A church that loves its history, yet welcomes new ideas and new people-
A church that celebrates that we all are created by God, called into a relationship with Jesus Christ and guided by the Holy Spirit in our life and ministry-
A church which rejoices in the gifts and blessings God gives us, and seeks to share them with others.
Welcome to Christ Church on Quaker Hill
Feel free to look around our website - or better yet, come and worship with us on a Sunday morning!
Saturday, December 7th from 10:00 - 3:00
Silent Auction, Platinum Elephant, Gourmet Shop, Wreaths, Plants, Boutique, Jewelry, Books, Lunch, Photos with Santa and so much more!!!!
CCOQH is now an official Stephen Ministry congregation - one of over 11,000 churches in the country and throughout the world that offers this care program. Four of our members are in training to become Stephen Ministers. Stephen Ministry is a lay care ministry that provides quality Christian care to hurting people. To find out more click here .


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I have been running a Coding and Robotics Club at school for a couple of years now. I started with coding and last year picked up a large number of NXT Mindstorm robots so it felt right to combine the two! Megan and I have spoken about this new 21st century language called coding in previous posts here and here. We spent the first semester including coding into our library program which can be read here.
We use both fiction and non-fiction to inspire our girls in Library lessons. These ideas and skills can then be transferred into the Makerspace Zone and into Coding and Robotics Club. In this post I thought I'd share some of the books we use and have available for our girls to borrow. By sharing the books and stories during library lessons and having them on display promotes interest in programming and learning to code so creations can happen!
Wow! Get the full list and reviews on Tinkering Child.
In March we are looking for a weekly contribution on recent professional development courses (completed/facilitated in the last 3 months). You can write about online learning, accredited learning packages or other avenues of professional learning that you use to maintain accreditation.
Please send your 500-800 word article to email@example.com


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Another fantastic addition to the superb range of reverb pedals from Keeley Pedals. This pedal offers three main reverb functions. The first of which is the Compressed Room Reverb. The compression is a handy feature as it means the trails compress when you attack the guitar with your picking hand, giving you great definition in your playing.
The Distorted Reverb setting provides you with a real meaty distortion on the trails that gives you a totally mean flavour and aggressive texture, have some fun an experiment with this setting.
On top of this we have the Warped Flange Reverb mode which is split into two: Flanger Reverb and Sun Drenched Vinyl Reverb (which gives you an awesome random pitch vibrato). This mode has some huge lasting reverb trails to lul you into a state of awe. Turn the control left for full flange and to the right for some sweet vibrato action.


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Tuesday, March 3, 2015
Tuesday Winsday- Garden Delights
35 comments:
LOVE the Sentiments!!!ReplyDelete
THANKS for the Chance to W I N !!!
Awesome giveaway! Beautiful card Kathy Jo!ReplyDelete
I so love your sentiments and designs. The font is beautiful.ReplyDelete
- AnonymousMarch 3, 2015 at 4:00 AM
these are great sentiments. thanks for the chance to win.ReplyDelete
Congratulations Suzanne! What a beautiful set! The sentiments are lovely and the finishing touch to a beautiful card!ReplyDelete
Congratulations on your gorgeous card being published!!! Thanks for letting us celebrate, too, with this giveaway. LOVE this set!ReplyDelete
jwoolbright at gmail dot com
Congratulations! Your card is gorgeous!ReplyDelete
Congratulations, Kathy Jo! Beautiful card. Thanks for the chance to win.ReplyDelete
Congrats on being published. Beautiful card--I like the bow.ReplyDelete
What a great set. But then, I love them all!!ReplyDelete
Congrats on being published...and such a lovely card! I love the stamp set...but it, as always with Quietfire products, is amazing!ReplyDelete
Congratulations! What a wonderful accomplishment and so vey exciting!ReplyDelete
I am always in love with all of Suzanne's beautiful calligraphy sentiment stamps, so 1 more would be lovely.
This comment has been removed by the author.ReplyDelete
- Cindy S.March 3, 2015 at 6:00 AM
Can always use more sentiments.ReplyDelete
beautiful set and congrats on the publication. love your rubber.ReplyDelete
Beautiful card. Congrats!ReplyDelete
Garden Delights is a gorgeous set!ReplyDelete
These stamps certainly are a delight.ReplyDelete
Wonderful stamp set! I would love to win it and Use it!! Spring is coming, I know it is...ReplyDelete
Congrats to you and suchReplyDelete
a lovely card! How fun for
you thanks for the giveaway!
Carla from Utah
That's such a pretty card, congratulations on being published!ReplyDelete
Hi, Many thanks for the chance to win suchReplyDelete
a lovely stamp set! I enjoy your blog on a daily basis...
jchoppes@hotmail. com
I just picked up a copy of CS on the weekend Kathy Jo and what a lovely surprise it was to see your beautiful card in it.
Congratulations to all of you talented ladies! :)
Wow - congratulations for the whole team! None of it surprises me, you are all majorly talented (and how can you NOT create beautiful cards with those stamps?)ReplyDelete
"Something nice!" Sorry, I couldn't resist! : ) Congrats!!! You deserve to be in every magazine... SUCH lovely work!! Thanks, Suzanne... What a FAB prize!!ReplyDelete
Congrats to Kathy Jo for being published. Congrats to Suzanne for being a 'cover girl'. Keep up the good work ladies!ReplyDelete
Congratulations! There was never a doubt that your creations are magazine worthy. And thanks for sharing some of those fantastic stamps.ReplyDelete
Wonderful news!! Of course your projects should be in magazines!!ReplyDelete
This comment has been removed by the author.ReplyDelete
CONGRATULATIONS on having your BEAUTIFUL card published Kathy Jo!!!ReplyDelete
CONGRATULATIONS on being a COVER GIRL Suzanne!!!
I'm an Aussie, so I shared with my crafty friends :)
... I was wondering, are internationals allowed to be included in this fabulous giveaway if they have it sent to a friend who lives in North America?
Congratulations Kathy Jo on being published and to Quietfire for the beautiful stampsReplyDelete
Beautiful set of sentiments!!!!!!!ReplyDelete
I adore all your sentiments, contrats of being published.ReplyDelete
Oh my, I won! HowReplyDelete
wonderful and
thank you for
the stamps! I'll
enjoy them.
Carla from Utah


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One hundred one crew candidates tramped through the snow to Nowell Boathouse last night to hear stern words from Coach Tom Bolles. "Every rowing college in the country is out to beat us. We can make any college's season a success by losing to them," he said.
Bolles outlined the season's schedule after Captain Paul Knaplund and head manager Frank MacShane had spoken to the meeting. The first race of the season is slated for April 24, and the two closing events scheduled are the 96th New London regatta on June 25, and the Olympic trials now set for Philadelphia the following week.
Meanwhile, in the game room of the Varsity Club, lacrosse coach Bob Maddux was agreeably surprised when 65 prospective players attended the organizational meeting of the old Indian game.
With the early spring vacation and the opening game against Princeton on March 30, Maddux pleaded for a large turnout at the nightly practice sessions in Briggs Cage.
Read more in NewsSilk Stockings


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Content analytics for information governance and other news
OpenText's Discovery Suite adds content analytics features; a connector that eases e-discovery and a new cloud content management option.
In this week's SearchContentManagement news roundup, we look at OpenText's Discovery Suite, a connector that eases e-discovery and a cloud-based content management option.
OpenText uses analytics to automate governance tasks
With the launch of its Discovery Suite in April, OpenText added content analytics and auto-classification features to its enterprise information management capabilities. The suite also includes search and e-discovery applications, as well as semantic navigation to more effectively push content to website visitors. One of OpenText's goals with the Discovery Suite is to help organizations automate and bring greater transparency to their information governance tasks.
Built on the infoFusion platform, the set of applications allows organizations to integrate data from disparate sources, including some legacy applications, to provide a combined view of traditionally siloed enterprise content.
Content analytics features can automatically infer metadata, reducing human error and making unstructured content more manageable. "It allows us to put structured information around any kind of document," said Stephen Ludlow, OpenText's director of program management for ECM solutions. "You can't write a query that says, 'go and find this stuff,' so content analytics allows us to provide structure around unstructured information."
OpenText Auto-Classification, another application within Discovery Suite, uses content analytics and machine learning to automate tasks such as applying a records retention policy. Ludlow mentioned that OpenText continues to approach the problems of enterprise content management through the lens of compliance and governance.
"We find that the thing that's missing from an enterprise search solution is the ability to act on content en masse," Ludlow said. "If I can find a bunch of content and identify it, using auto-classification, as not valuable, we can act on that content and delete it correctly. Or I can understand that it is valuable and we can move the content into our repository to keep it for long-term purposes."
Exterro and Ringtail connect for smoother e-discovery
Exterro Inc., a provider of software for enterprise legal and IT teams, has released a connector to FTI Technology's e-discovery software Ringtail. Many organizations begin legal cases in-house and then bring in outside resources, necessitating the transfer of large amounts of sensitive information between applications. The connector offers companies a safer, more efficient way to transfer legal information from Exterro, where they complete e-discovery tasks from preservation through collection, into Ringtail for the legal review part of the process.
The connector works by automating the transfer of large amounts of data from the Exterro Fusion suite of e-discovery applications into Ringtail. The integration promises users a more comprehensive view of the e-discovery process and reduces the risks and repetitive work associated with manually exporting and uploading data from Exterro Fusion into Ringtail. The connector ensures that relevant data, as well as necessary coding and tagging, are transferred accurately.
Both Exterro and FTI offer hosted services for outsourcing certain parts of the e-discovery process as well.
Nuxeo offers PaaS for content management
Nuxeo, which provides an open source content management platform, has released the beta version of nuxeo.io, a hosting service that gives users access to Nuxeo Platform instances on demand in the cloud. The service allows business application architects and developers to manage the lifecycle of their projects from a single cloud-based environment.
Although it runs on Amazon Web Services, nuxeo.io is built on an independent, Nuxeo-developed infrastructure called Arken that can run either in an on-premises private cloud or the public cloud. Docker, the open source virtualization engine that nuxeio.io uses, allows users to spin up services quickly, as self-sufficient containers that can run almost anywhere.
Existing Nuxeo Connect subscribers can sign up for the nuxeo.io beta now, while others can sign up for a trial version.