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If you have ever felt just a little bit off, but had to carry on and get things done, you have probably "just put a brave face on it and got on with it". For some one with Mental Illness we develop a great skill that actors spend years and years perfecting and garner shelves full of awards for. We develop the ability to put on Masks. Continue reading
Waiting For England
Here I am at almost 4.30 on a Sunday morning waiting for the England Vs Georgia Rugby World Cup fixture to start at 7am. I am just hoping that it is better than last weeks game.. especially as I am staying up all night to see it. Last weeks game was just a clusterfuck. The worlds greatest Kicker EVER couldn't find his way between the sticks and it made the game far closer than it should have been. The only saving grace is that the Argentine kicker was just as oblivious as well.
Doctor Who and an 8 year old Newbie.
Today was a landmark day in my nephews upbringing. Today I introduced him to Tom Bakers Doctor Who. I think he was suitably impressed by what he saw.
When I decided to bring down a couple of the classic series to show him I thought I would start him off with something that he would recognise from the Nu Who that his Dad and he have been watching. So I chose Bakers 1979 Destiny Of The Daleks and Colin Bakers Attack Of The Cybermen. He chose which we watched first and so we kicked back and started the dvd up. It was fun for me watching him watch the episodic version of Doctor Who. He has only ever been used to the short sharp shock of 42 minute Who episodes so I was a little nervous at how he would stand up to watching for close to 2 hours worth of episodes.
To my suprise he handled it quite well… soon getting engrosed in the action and not too talkative after the first twenty minutes or so. Attack of the Cybermen should be fun as they haven't appeared half as much in Nu Who but he still recognised them ( I have just been reliably informed that he knows this because his comic – Doctor Who Adventures – Tells him which Cyberman goes with which Doctor.)
It's all in my evil plan to have the boy pestering his father for Doctor Who DVD's for Christmas and Birthdays and Just because there is a Y in the day of the week. Oh yes my pretties it shall happen MUHAHAHAHAHAHAHA.
Until Next Time…
I have been thinking a lot about death over the past 70 hours or so. I know my mum is going to get out of the hospital in the next day or so but her being away has made me rethink what I would do if anything were to happen to her or Linda.
I find the concept of losing either of them a total mind fuck. They are both big parts of my support system and my life in general. I only have Three close personal friends and I am related to all Three of them.
There is my mum: She is there for my moral and centre balance (as is Linda). If i am feeling suicidal she would and is the first person I go and see. She tries to talk me down and take my mind of things.
Then there is Linda: She keeps all the pills in order. 99% of the time I couldn't tell you the dosage amount of any given drug I am taking. It's all taken care of for me by Linda. Maybe that should change so I at least have some idea what I am taking when i go see the medication management people.
And then there is Nik: He is a great leveller he will say what he is thinking and be truthful with it. If I am wound up I can talk with him and it's all gonna be alright any time soon.
That's they way it's worked so far and hopefully the way it will continue to work.
Getting back to the concept of death. I have a recurring dream that Mum and Linda will die within a short space of time of each other and my being left alone with no one to make sure I don't do anything silly. I truely think that if that situation were to ever arise that would be my time to check out too. I would either do that or I would drop out of society and become a bum living on the streets and kill myself that way.
I am a big burden to those around me, they are to nice to admit it, but having to accompany me everywhere is a pain in the arse. The constant pill changes and the changes in mood it brings is a pain in the arse. Putting up with my constant mood chages can be as draining for mum and Linda as they are for me going through them. Having a Manic Depressive as a pet is no fun for the owners… we may not pee on the rug so much but the drooll makes a nasty mess after a while and chasing the cars is hell on shoe leather.
When i wasa kid there was a "crazy " cousin we were not supposed to go anywhere near. We were told that he drank to much scrumpy cider and it sent him Mad. In hindsight and being slightly more grown up I know this guy had a severe mental illness (he was always hospitalized). I guess my folks and grandparents had their reasons for saying what they said but I just hope that Nik and Esther don't ever feel like they have to say that about me. I would rather walk away and be forgotten than have them feel that they have to lie to their kids to protect them.
Anyway enough of the maudlin I am going to try and sleep beofre i have to go to the dentst at 11.30.
Until Next Time…
Looking Down
I guess I spoke to soon. After such a good weekend, I have been down all day. It was made even worse by having to go out on my own today. I don't know what has triggered off this downward spiral, it could be post getaway blues.
Maybe the freedom I had over the weekend was what I need a more permanent slice of. Maybe I should just drop everything here and move in with Nik and his family. Not sure that would go down to well with Linda and Mum.
Not much else to report so I'll just say:
Until Next Time…


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Tillakaratne Dilshan led a fighting counter-attack with an gutsy century as Sri Lanka trailed Australia by 141 runs with two days to play in the first Hobart Test yesterday.
Dilshan batted for almost seven hours for his 147 and shared in a record Sri Lanka stand in Australia with Angelo Mathews to get the tourists within 114 runs of the home side's first innings of 450 for five declared.
The Australians tightened their grip on the match reaching third day stumps at 27 without loss and were in the box seat to press on for their first victory of the domestic summer after losing the recent three-Test series to South Africa.
At the close, Ed Cowan was on 16 with David Warner not out on eight.
Sri Lanka, boosted by Dilshan's 15th Test century and good play from Mathews (75) and Prasanna Jayawardene (40), were bowled out for 336.
Peter Siddle, leading the Australian attack in the absence of injured Ben Hilfenhaus, knocked over the Sri Lankan tail to finish with five for 54 off 25.3 overs.
Dilshan's innings-saving effort came to an end when he was yorked by Mitchell Starc in the 98th over about 30 minutes after tea.
The 36-year-old right-hander hit 21 boundaries off 273 balls and was primarily responsible for getting Sri Lanka past the 251 follow on after the tourists were in strife at 87 for four at stumps on Saturday.
It was Dilshan's second century against Australia, following his 104 at Galle in 2004.
He shared in a record 161-run stand with Mathews for the fifth wicket that took the momentum away from the Australians for a large part of the third day.
It eclipsed Aravinda de Silva and Ravi Ratnayeke's previous best stand for Sri Lanka down under of 144 for the seventh wicket at Brisbane in 1989.
Siddle triggered a late wicket collapse, trapping Prasanna Jayawardene and Rangana Herath (0) both leg before wicket, before Nuwan Kulasekara was caught in the deep by substitute Jordan Silk off Nathan Lyon for 23.
Siddle mopped up the innings with the wicket of Chanaka Welegedara for a duck, snapped up at gully by Mike Hussey leaving the Australians 14 overs to negotiate to stumps.
Swing bowler Hilfenhaus left the field in the opening hour after delivering just two balls of his 13th over. Team officials said he had a left side strain and was taken to hospital for scans.
staff writer
An unbeaten 67-run partnership between Jonathan Trott and Ian Bell enabled England to reach stumps on 161 for three on the fourth day of the fourth and final Test against India in Nagpur yesterday. Trott is to resume on 66 and Bell on 24.
Kevin Pietersen (6) lost his wicket soon after tea, deciding not to play at a delivery from Ravindra Jadeja, which went on to hit his off-stump.
Earlier, India declared their first innings on 326 for nine — trailing by four runs — after a curious morning's play where they posted only 29 runs and lost one wicket.

subset: commoncrawl


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have a great vacation John! 🙂
// // Google Autoads
John Stone's transformation web site and daily blog
Sunday, March 8, 2015 by John Stone
Filed under Daily Blog
Week #9 of my 2015 cut is complete, and this wraps up my 2015 cut! Here's my final 2015 cutting progress report.
A few words about my methodologies and body fat percentage
This is the exact equipment I use to track my progress every week
My scale weight this morning (as measured by the EatSmart Precision Digital Bathroom Scale) is 157.0 pounds. That's a -1.4 pound change since last week's weight of 158.4 pounds, and a -22.2 pound change from my 2015 cut starting weight of 179.2 pounds.
My 7-point body fat reading this morning (as measured by the FatTrack PRO Digital Body Fat Caliper) is 4.3%. That's a -0.6% change since last week's body fat measurement of 4.9%, and a -7.2% change from my 2015 cut starting body fat measurement of 11.5%.
Over the past week I've lost 1.01 pounds of fat and lost 0.39 pounds of lean mass. Since the beginning of my 2015 cut I've lost a total of 13.86 pounds of fat and lost a total of 8.34 pounds of lean mass.
My tape measurements (as measured by the MyoTape) indicate that over the past week I've lost a quarter inch from my hips, a quarter inch from my thighs, a quarter inch from my calves and a quarter inch from my chest while all other measurements remained the same. Since the beginning of my 2015 cut I've lost 2.75 inches from my waist, 2.75 inches from my hips, 2.0 inches from my thighs, 1.50 inches from my chest, 0.75 inches from my calves and 0.25 inches from my arms.
Here are this week's actual tape measurements:
Current Measurement
Well folks, in the "JSF era" (2003 – present) this is the lowest scale weight and body fat percentage I've ever recorded. Not surprisingly, all of my soft tape measurements are also the lowest they've ever been. This has been a very successful cut, and I'm pleased with what I was able to accomplish with just nine weeks of hard work and commitment. I feel compelled to again point out that my calipers always read low for me. Consistently low, and within their margin of error, but low. My educated guess is that I'm actually in the low 6% body fat range right now.
Diet this week was, as always, 100% to my cutting plan and very clean.
My complete daily food logs for this cut can be found on MyFitnessPal.
To drink this week I consumed water (about 1.5+ gallons per day), several cups of black coffee each morning, a little calorie-free iced coffee, a cup of warm Yogi Peach DeTox tea each afternoon and a cup of warm Yogi Bedtime tea each evening before bed.
Activity level over the past week has been moderate.
So far this week I've cycled a total of 304.2 kilometers (189.0 miles) and, of course, today I'll be riding. That total includes a nice 101 mile ride I did yesterday to end my cut. It was a good group ride with the Crazies. Here's a photo that was taken at the 32 mile SAG stop:
My riding streak continues unbroken with 432 straight days in the saddle starting December 31, 2013.
My cycling totals for 2015 (66 days) currently stand at 3,217.56 kilometers (1,999.3 miles) with 22,476 meters (73,740 feet) of elevation. My total riding time for 2015 is a little over 100 hours in the saddle.
I've set 127 cycling personal records for time so far in 2015, and 7 lifetime best power output personal records. Here are all my current power output personal records.
This has been an excellent cut, but it's also been one of my tougher ones. I want to thank all my friends and family who have supported and encouraged me, and put up with my occasional (heh) low-calorie crankiness. I'm very much looking forward to getting back to maintenance calories and getting back to full strength on the bike. This will probably take a few weeks to a month, but I should start feeling noticeably stronger within a matter of days.
I knew when I woke up this morning I could eat anything I wanted for breakfast. I chose to have a banana and a big bowl of oats. Told you I love the foods I eat. 🙂
Okay folks, I'm finally on vacation! I'll resume my usual daily blog in a couple of weeks (Monday, March 23rd). See you then!
have a great vacation John! 🙂
You rock! Thanks for inspiring me (yet again).
John, that's great! How tall are you? Just bought caliper and tape, will start measuring. I am 5'10" and 157, and wonder how much of fat I can lose to climb better 🙂
and btw – what calculator you use for body fat % calculations?
Akim, I'm 6 feet tall. My caliper uses the JP formula (7 site).
if somebody interested there's a good one: http://www.linear-software.com/online.html with instructional videos.
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Submitted by Mango on
Evanescence is a band we've long awaited to see in concert for years now. This sold-out magical night at Orlando's House of Blues in Downtown Disney was filled to the brim with bright lights and awesome music for cheerful fans to sing along to.
Of course, the evening would not have been complete without EV's posse bringing some of their own talented friends along for the ride to serenade the crowd with. We were even fortunate enough to meet both opening acts after the whole show at either of their respective merch tables when their sets finished for pictures and autographs.
Kicking things off was British-American group, Electric Touch (@ElectricTouch) but first, A bit of background about this electrifying group!
After signing to Texas label Justice Records, these guys have not only rocked it out on this tour, but have also done other festivals such as Coachella, SXSW, Lollapalooza, Bonnaroo and Austin City Limits.
Filled with Punk Rock Overtones worthy of bands the like of The Ramones and The Clash, Electric Touch's set seemed oddly familiar, even to those of us who had never heard them before. This was thanks to the group playing a fantastic Ramones cover of "Blitzkrieg Bop" getting the whole venue pumping and singing along before breaking into their own signature material.
Next up is our Twitter following friends Rival Sons (@RivalSons) who hail from the land of Los Angeles, California. The soaring vocals of lead vocalist Jay Buchanan brought us back to the classic rock days of the 60's and 70's with amazing vocals to rival legends such as Jim Morrison, and Steven Tyler. Even Scott Holiday's amazing guitar shredding completely won us over.
Forming in 2008 these guys have released a self-titled EP, two full-length albums- "Before the Fire", "Pressure & Time", and opened for a major rock legend Alice Cooper.
It would be pretty obvious to everyone that these bands are definitely going places and will play a major part in the future of rock!
Saving the best for last but certainly not least, main headliner Evanescence launched their set with the current single, "What You Want", sending the crowd into a fist pumping frenzy that could literally be felt all around the venue.
The quintet delve into playing a little bit of everything in their repertoire including "Fallen" and "The Open Door". One of the major highlights of the evening happened during the song "Your Star" when a shiny disco ball playfully illuminated the HOB alongside a plethora of strobe lights made that special moment seem like a dream to diehard fans.
Evanescence rocked out to a good handful of newer tunes from last October's self-titled release including "Never Go Back" and one of my personal favorite, "Made of Stone".
Afterwards we were lucky to also get two records autographed and a picture from one of the band's guitarist, Terry Balsamo.
The official set-list for Evanescence is listed below:
- "What You Want"
- "Going Under"
- "The Other Side"
- "Weight of the world"
- "The Change"
- "My Last Breath"
- "Made of Stone"
- "Lost in Paradise"
- "Lithium"
- "Erase This"
- "Sick"
- "Call Me When You're Sober"
- "Imaginary"
- "Bring Me To Life"
- Encore:
- "Never Go Back"
- "Swimming Home"
- "Your Star"
- "My Immortal"
From all of us at Nimrod Street we'd like to shout-out a big THANK YOU to all the bands who rocked our socks off, we can't wait to do it again!!
For more information on either Electric Touch or Rival Sons check out their official websites and tell them we sent you!!
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This blog is dedicated mainly to palladium, however, you could say it's a "volatile precious metals site." The more volatile the metal, the less popular it is. In order of volatility, and popularity, are these metals: Au, Ag, Pt, Pd, and then, rhodium.
Of the preceding when dealing with price, rhodium bullion is generally the most expensive. As I write this it's exactly $1050 an ounce. It was $1100 a couple days ago. The platinum price is right around there too, but, when rhodium moves, it moves! It never moves less than $50 at a time. It was $750 in December. When Au climbed from $850 to $1000 the price Rhodium price jumped from $750 to $1100.
Rhodium Coin and Rhodium Bars
What does a rhodium coin look like? Well, I don't know, they've never been made. Rhodium bars don't yet exist, nor to rhodium coins. Wouldn't it be nice to buy a 1 oz rhodium coin or 1 oz rhodium bar? I thought so too, but you can't. The only way you can buy it is in its raw, flake form, called rhodium sponge (rhodium article with pictures). If you were to buy rhodium 1 ounce, it would likely be in a plastic container, similar to how they sell Au flake, but it there would be some small particles and some broken pieces.
Rhodium Pieces
Au Flake in Vials (C481025A-77-t.on-C23-94)
Small Rhodium Mint
However, today I talked to a guy who owns a small mint, and his company is working to make rhodium coins! Rhodium one ounce coins would be ideal, and while possible, he said a one gram rhodium coin is more likely. The coins will be rhodium bullion coins, though, and they will not have much numismatic value, i.e., they'll be very similar to rhodium bars, which also don't exist.
Rhodium Bullion Coins Availability
He assured me that the invest rhodium coins will be ready for sale within a few months! He also said that by then the spot rhodium price might be over $2000 (It's around $1000 today). However, the buy rhodium online is the price of only a contract that you own the metal. To actually take delivery of the metal you must pay fabrication charges since for a rhodium mint is very difficult. And, these charges will be 170% of the spot price rhodium invest. Ouch! I hear that there are 1 oz rhodium coins and rhodium bars available made by other, smaller mints, but as of now I have no reliable information. I've sent out a couple emails and am waiting for a response!
Rhodium: Physical Properties
The owner of the mint told me that physical rhodium isn't as brittle as people say it is. Sure, it will break if you take a 1 ounce rhodium piece between two pair of pliers and bend, but it won't break if you drop in from a couple inches on a wooden table. So, it can be made into 99.99% pure rhodium bullion, but it just costs more than the other metals. (This reason, BTW, is likely why it's so hard to find palladium near spot prices.) So, the rhodium bullion coins will be available, but shipped within plastic cases to keep those who are less careful from breaking them
What Will the Rhodium Bullion Coin Look Like?
Like I said, it's not a government making the coin, it's a small melter--a small company--and it will have the company name on it. They will be 1 gram, not one ounce. That's disappointing, but good in a way, as we can only spend a little money to own rhodium bullion. One gram is really tiny. They'll be smaller than a dime by far. And, while I do know the name of the company and what the coins will likely look like, as I've seen their other coins, as of now, until they're out, I can't leak that information. Sorry guys!
Bullion Rhodium Price
If these coins were available today, dividing the spot price of an ounce ($1050) by 31.1 (31.1g=1 oz), we get around $33/gram. However, remember I said we have to pay 170% melter's fee? (It's not that they're greedy, it's actually that they had to put a lot of work into melting rhodium bullion down.) So, 1.7 x $33 = $56. So, for now, $56 per tiny 1 gram coin. If you buy 31 of these, you'll have an ounce, and it will cost you $1700. If rhodium doubles by then, you pay double that.
Let's hope I have enough spare cash to get some of these when they're out! I'll let you know! Thanks for looking!


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"Suburbicon is a peaceful, idyllic suburban community with affordable homes and manicured lawns …the perfect place to raise a family, and in the summer of 1959, the Lodge family is doing just that. But the tranquil surface masks a disturbing reality, as husband and father Gardner Lodge must navigate the town's dark underbelly of betrayal, deceit, and violence. This is a tale of very flawed people making very bad choices. This is Suburbicon."
Once again, George Clooney is sitting on the opposite side of the camera than we're used to with his latest directorial effort, 'Suburbicon', which he co-wrote with the Coen Brothers.
Matt Damon, Julianne Moore, and Oscar Isaac star in the promising and bloody first trailer, which sees Damon's character, Gardener, begin to fight back against mobsters and loan sharks following the murder of his wife.
You'll be welcomed to the neighbourhood when 'Suburbicon' releases 24th November.
Written by Tom Sheffield


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All of the hard work Nicole Hayner (Bedford, NH) has put in to the game of basketball has paid off, and now she has a Division I scholarship. Growing up Hayner has always been one of the top local players in her grade, but over the past couple of years she has taken her game to new heights and this year she emerged as the best outside shooter in the NHIAA.
Now Hayner, who recently graduated from Bishop Guertin High, has committed to attend and play basketball at UMass Lowell.
"Until April, I thought I had my life set for the next year" said Hayner, a 5-foot-9 wing player. "My plan was to do a PG year at Brewster because I had interest from some Division I and II programs who wanted to see me play more this summer. But after playing in the Deep South Classic with the Rivals, my situation changed. Several coaches expressed interest in me for the coming academic year and I received offers from Fairleigh Dickinson University and UMass Lowell. I was very impressed with Coach Behn at UMass Lowell during my visit. I really like her coaching style and the type of plays she likes to run. She was an exceptional player and really knows the game. She thought I would fit in well with the team, especially because of my shooting. Coach Behn offered me the chance to play this coming year instead of waiting until 2014, which I was definitely interested in doing. Although Brewster is a great school and I was looking forward to my year there, now I get the chance to be part of a new Division I program at UML and I'm really excited about that."
Hayner has helped lead Guertin to back-to-back D-I title game appearances, winning the championship in 2012. She was an all-state selection both years.
"I started playing basketball when I was 5 in a program at the Merrimack Y and have been playing ever since on travel, school and AAU teams" Hayner told the NH Notebook. "I love the game and have always tried to improve. During the past couple of years, I worked out pretty much every day to raise the level my game. In addition to practices, I did workouts for conditioning and also for shooting. My training coach, Miguel Gonzalez, has helped me a lot."
Hayner becomes the third member of the BG girls basketball team to earn a D-I scholarship, with Meghan Green (Boston University) and Jamie Sherburne (Niagara) being the others. The Cardinals have gone 56-3 over the past two years under head coach Scott Hazelton and they have 3 girls going D-I, that's very impressive stuff.
"Playing for Coach Hazelton, both on the Bishop Guertin team and on the Rivals, has been a great experience" said Hayner. He is tough and demanding, but he pushes me to accomplish things that I didn't know I could do. He knows what it takes to be play at the college level and often told me that I was a scholarship player. Because I played with two other Division I scholarship players at BG, my contributions were often overshadowed. But I appreciate that he believed in me, encouraged me and pushed me to work hard."
Hazelton coached Hayner at BG and was also her AAU coach with the Rivals the past couple of years. And earlier this week Hazelton was named as an assistant coach for the UMass Lowell women's basketball team. There he will continue to coach Hayner, as well as two more of his former Rivals AAU players in Amra Elezovic and Melissa Frase (both NH products).
"Nikki has come a long way in the last two years" said Hazelton. "She's brought her game to a whole other level. I think she was one of the most underrated players in the state. She had a great senior season at BG and at times was our best player. Nikki has a knack for scoring and is able to go on rolls where she scores in bunches. She really turned a lot of heads this past April during the viewing period! Nikki was offered scholarships from Umass Lowell, Fairleigh Dickinson University, and had serious interest from Bucknell. Over the past year she's put some serious effort into improving her shot , ball handling , and conditioning . She works out with trainer Miguel Gonzales 4 to 5 times a week and it's really paid off for her . I'm extremely excited for Nikki she definitely deserves it! I think Nikki will have a good college career, and fit in well at UML. UML plays a style of ball that Nikki has become accustomed to. They were in need of a knock down shooter and Nikki fits that mold!"
Lowell is very close in proximity to Hayner's hometown of Bedford, NH which also appealed to her.
"The fact the UML is so close to home definitely factored into my decision to commit" said Hayner, who is also an excellent passer in addition to being an elite shooter. "I knew when I started thinking about college that I wanted to be close to home. My parents are my biggest supporters so now they and my family and friends can come see me play."
UMass Lowell enters its first season as a Division I program this winter, officially leaving the D-II Northeast-10 conference for the America East.
"I played AAU for the Shooting Stars and NE Crusaders before playing for the Rivals" Hayner concluded. "My dad coached me for many years on both AAU teams and we were very successful coming in third and fifth at Nationals (Shooting Stars). He was a great coach and I learned a lot from him about the fundamentals of the game. However, joining the Rivals has been the best AAU experience I've had and has had a huge impact on my game. The coaches are former players who know so much about the game and are willing to work with all of us. I have had the opportunity to play with and against so many Division I players over the past two years at top national tournaments and that helped elevate my game. I didn't get a chance to play with the two former Rivals who are at UML, so it didn't really affect my decision to go there. However, I know of them and they are really good players. I think we will have a very competitive team next year at UML!"
Congratulations to Nicole, and best of luck to her at the next level.


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FARNBOROUGH, England — MBDA thinks it has an answer to counter the threat of swarm boats that have concerned naval learders since small Iranian attack boats surrounded U.S. ships in the Arabian Gulf in 2008.
British Tornado GR4s have carried the Brimstone missile in Afghanistan and Libya using it to target fast moving vehicles and minimize collateral damage on sensitive stationary targets. MBDA plans to use that same missile on maritime targets to include small speed boats.
MBDA originally built the Brimstone to kill tanks and large armor formations. In 2008, MBDA introduced a dual version millimetric wave/semi-active laser to put a man in the loop and provide an extra layer of protection from killing civilians in counterinsurgency wars like Iraq and Afghanistan.
Frank Morgan, an official with MBDA, said here at Farnborough International Airshow the company wants to remove the semi-active laser and focus the Brimstone on tracking small attack boats. The millimeter wave seeker specializes in tracking small moving targets. This year, a Tornado dropped a maritime version of the Brimstone that blew up a 6 meter inflatable boat.
Tracking a naval target is often tougher than a land one because of harsher weather and waves, Morgan said. MBDA has plans for future tests coming soon to fine tune the seeker and offer it to potential customers. The British Royal Air Force and Saudi Arabia are the two countries who carry Brimstone missiles on their aircraft.
"This is a natural progression for Brimstone as MBDA has wanted to expand the role of [the missile]," Morgan said.
Read more: http://defensetech.org/#ixzz20nXDZY2f


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Goora Gan Steiner School Inc
Notice is hereby given that Goora Gan Steiner School Inc. of 71 Springs Road, Agnes Water, QLD has lodged an application with Non-State Schools Accreditation Board for government funding of years prep to six of primary education at the temporary location of 71 Springs Road Agnes Water Qld 4677.
Goora Gan Steiner School's Educational Program is based on the Australian Curriculum and is enacted through and founded on the principals and methodology of Steiner Education.
The enrollment catchment area relevant to the application is a geographical area including Agnes Water, Miriam Vale, Baffle Creek and northern Bundaberg regions. Anyone may inspect the application and accompanying documents at the registered office of the applicant Goora Gan Steiner School Inc. at 71 Springs Road Agnes Water QLD by appointment and email to email@example.com or at the Non-State School Accreditation Board Secretariat, Floor 3, Education House, 30 Mary street, Brisbane.
Copies of the application may be obtained from the applicant at the above-mentioned locations. Copies of accompanying documents will not be provided. Anyone may make a submission about the application to the Non-State Schools Accreditation Board at PO Box 15347, City East QLD 4002.
A properly made submission is one that is written, is singed by or for each person making the submission, states the name and address of each signatory and is lodged within 35 days from the date of this notice. Submissions may address only the criteria for eligibility for government funding stated in sections 85 and 86 of the Education Accreditation of Non-state Schools Act 2001


text: Beauty products for all skin-types? Yes, please! Beauty Smartie Dana found incredible makeup items that won't clog your pores or make your skin shiny. Find out what she uses to keep her skin healthy (and smelling great) and what makes her eyes pop in the winter! (Hint: Alba Botanica Moisturizer helps Dana before bed AND before makeup application.)


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Bye Bye Butterflies!!
Day 22 and it's time to release our butterflies...
Mon, 15/05/2017 - 22:19
The day had come to release our four Painted Lady butterflies, so before we set them free we looked at them up close with some magnifying glasses. We were amazed at how they looked up close!
When we released them we carried their butterfly house very carefully up to the garden where there were lots of flowers for them to feast on. We opened the butterfly house, however they were a bit reluctant to leave and needed a little encouragement. They must have really enjoyed their time with P2!


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Scooters Australia
Lambretta - Vespa - Scooters - Piaggio
Aprilia - Moped - MotorCycle - Motorbike
Cheap Electric Scooters
Many brands of electric scooters, that include cheap electric scooters as well as high-end electric scooters, are offered on the market today to meet the needs of the general public. Cheap electric scooters have quite a lot of advantages over motorcycles when it comes to efficiency and convenience. The most expensive scooters available are evidently than motorcycles. Cheap electric scooters are very resourceful and can be used to perform scores of functions. Riding cheap electric scooters gives a comfortable feeling of having invested your money wisely. Cheap electric scooters can be purchased through different manufacturers and at super discount sales.
They can also be ordered online. They are remarkable inventions, although it is worthwhile to bear in mind that these inventions can also prove to be dangerous. They can be rather dangerous when driven by an inexperienced user. Safety precautionary measures are a must when riding cheap electric scooters, and it is advisable to always wear a helmet, gloves and protective clothing for safety. Cheap electric scooters are often acquired by parents to present as gifts to their children.
Because parents consider these scooters slow moving, they don't spend much time worrying about the safety involved and rules that must be followed, which in due course might turn out to be a serious issue. Anything that moves can prove to be dangerous, so make sure you or your child knows all the safety rules that go along with owing a scooter. A majority of the retailers dealing in cheap electric scooters have an excellent delivery record and guarantee good customer care and after sales service.
Scooters Australia Articles
Scooters Australia Books
Scooters Australia


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How to Make it Happen:
Often organizations send their staff to Eric Jensen's in-depth 2, 4, or 6-day workshops for in-depth training. This can bring convenience and considerable savings to your organization.
However, for a variety of reasons, such as large numbers, urgency or the need for a customized program, it may make sense to have Eric Jensen come directly to your school or organization to work with your staff. He can bring the passion and energy to the instruction as well as practical strategies that can be used the very next workday.
Undoubtedly, you have high standards and plenty of pressures in your job. You don't need more uncertainty. After all, in the world of staff development, there are few guarantees. But with Eric Jensen, you can absolutely depend on a first class trainer who will:
- Engage your audience
- Provide a polished 1st class session
- Practice what he preaches
- Make the message relevant
- Get consistently high evaluations
Many would say that Eric Jensen is a pioneer in the field of brain-compatible learning. He cofounded the world's first brain-compatible academic residential program in 1982 (Quantum Learning and SuperCamp) and was the founder of the first educator conference on brain-based learning (Learning Brain EXPO). His teacher training programs have reached over 65,000 teachers and his student programs have reached over 50,000 learners.
He's a longtime member of the Society for Neuroscience, an invitation-only association of researchers. He's an active member of The New York Academy of Sciences and the President's Club at the Salk Institute of Neuroscience, one of the highest rated neuroscience research facilities in the world. Most importantly he's got a real love of learning, and has been a classroom teacher, an adjunct university professor and corporate trainer.
When To Contract Eric Jensen
Usually, you'll need to book 4-12 months in advance. There are exceptions, so be sure to ask. The summer months are of course the busiest, so book those far in advance.
How Much Does It Cost?
Each job is bid separately. It will depend on whether the work is international or domestic, the size of the group, how much advance preparation the group has made, the location and number of days. More days booked means you pay less per day. If you book multiple programs over several years, you save even more money. Expenses are additional (travel, lodging, meals, workbook duplication). You'll have a choice as to whether you want an "all inclusive rate" (that includes all expenses) or to pay expenses separately. You will also get the best results when teachers have time to really learn, absorb and try out the strategies over time versus a "one-shot" event.
What If Eric Jensen Is Not Available?
There is an extended certification program for applicants in Eric Jensen's training program to become trained. This rigorous program includes trainings, journaling, references, video and written exams. If Eric Jensen cannot do the work you request, we will recommend one of his certified, well-trained associates. There are only a few in the world who have qualified and maintained their high quality standings. We'll give you their number and you'll work directly with them, not through Jensen Learning. Not every person does every topic. But some do other topics (ones Eric does not do) that you may be interested in having for your staff.
How Do I Make Arrangements?
Do not call Eric Jensen directly. Instead contact Diane Jensen. Her phone number is (808) 552-0110 or email her firstname.lastname@example.com. She's usually in Monday through Friday, 9-5pm, Pacific Standard Time.
After she listens to your needs, she'll fax you a "bid" sheet of information. You'll fill it out and fax it back. She'll evaluate the information you have sent to her and let you know as soon as possible if the work you request can be done. Sometimes, she may suggest alternative dates. If your needs are urgent and she's not available, please leave a detailed message including your name, phone, fax number and email address.
We are sorry that Eric's schedule doesn't allow him to do every presentation that's requested of him. If he is able to work with you, we can promise that he'll do a terrific job.
What Is Expected of You as a "Sponsor?"
You will be asked if you want to hold the date as a 'tentative' or as a 'confirmed'. Only if it's confirmed will Eric Jensen actually save, block off and guarantee the date. To save a date requires a signed Jensen Learning contract. Both parties will agree on the topic, date, compensation and location.
You'll also agree that you'll do the following:
- provide the number of participants that you estimate
- hold the event on the date agreed upon
- use a "learning friendly" venue. This means having refreshments for the participants in the morning and afternoon. It means a large, well-lit room. It means you'll have the workbooks ready and the catering set.
- have a powerful data projector with backup available. Big screens provide better visibility, so find the biggest one that you can.
- provide an audiovisual support person
- provide the check for the presentation fees at the close of the presentation.
- agree to support the efforts with follow up in the form of books, other workshops or staff meetings
These are typical of your responsibilities. Eric Jensen promises to be on time, be prepared, to do what you ask and more, and produce a terrific presentation each and every time.
Contact Numbers
Diane is the person! If you have interest, questions or comments, you may e-mail Diane Jensen at firstname.lastname@example.com.
Her phone number is (808) 552-0110 (after 9am Pacific Standard Time).


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We have several menus
To choose from, both for the Banquet facility and our Catering for your location party.
Catering Menu
Catering Vegetarian Menu
Banquet Traditional Style Menu
Want more?
Click here
Lago Banquets and Catering provides banquet and catering services to family and business customers in the greater Chicago area.
We specialize in providing ethnic foods, especially from Latin America.
Family Banquet and catering Services
We are able to put together a banquet dinner or catering for your family event such as wedding, birthday, or any other function.
Business banquet and catering services
Let us Cater your next business luncheon or function. We have several menus to choose from including breakfast to put together the best possible function for your company.
Rio Banquet Hall & Catering
We at Lago Banquets,
appreciate your business and look forward to being of service to you. Should you have any special requests that may enhance your meal, please do not hesitate to ask.
LagoBanquets.com (C) 2009
6121 W. Diversey | Chicago, IL 60639
773-745-8146 (Phone) | 773-745-8161 (Fax)


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Playtex Drop-Ins offer an alternative to the traditional infant feeding systems. The liners are disposable, ensuring that your baby gets a fresh, clean bottle every time. The soft plastic liners are flexible enough to expel the air from the bottle, resulting in less air in your baby's stomach. Feeding times can be much easier when air bubbles are reduced in your baby's stomach because your baby will be more comfortable.
Insert a fresh, clean Drop-In liner into the Playtex Drop-In bottle holder. The liner is pre-formed and will simply rest inside the plastic holder. The outer lip on the liner will rest on the top of the plastic bottle holder.
Fill the liner to the desired level with formula. You can use the ounce markings on either the side of the plastic container or the side of the liner, if the liner is stamped with readings.
Insert the nipple securely into the bottle ring and push it in all the way to be sure that it is fully seated. Screw the retainer ring tightly onto the top of the plastic bottle holder.
Expel the air from the liner by pressing on the bottom of the liner, squeezing the air out. Continue applying pressure until a small amount of formula escapes from the nipple.
Warm the formula if necessary by holding the bottle in a stream of hot running water or resting it in a pan of warm water.
Things You Will Need
- Playtex Drop-Ins feeding system
- Playtex Drop-Ins bottle liners
Never place a bottle in a pan that is currently over a heat source.
Watch rings, fingernails and other sharp objects when expelling air from the bottle, because sharp objects can puncture the plastic liner.


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Laurel Hill - Chapel Hill Real Estate
Laurel Hill - Chapel Hill Real Estate
Laurel Hill is a somewhat hidden community nestled right into the back door or The University of North Carolina. It is bordered by Manning Drive, Raleigh Road (Route 54), South Fordham Boulevard and close to Ridge Road. There is also a continuation of the neighborhood on South of Fordham Boulevard near Bayberry Drive and Arboretum Drive. Homes are eclectic, one-of-a-kind customer-built homes that are elegantly designed an on unique and wooded lots. It is hard to believe that this beautiful neighborhood actually backs-up to University of North Carolina System property.
The neighborhood is extremely convenient to anything in Chapel Hill. Its access to Route 54 (Raleigh Road) also makes it very convenient to the Duke University campuses and The Research Triangle Park.
Year Built:1950s - 80s
Sq. Ft.: 1800-5100+ (3-6 bed, 2-5.5 baths)
Price Range: $440,000 - $1,200,000
Lot Size: .5 to 2 acres


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While we have made every attempt to ensure that the information contained in this Site has been obtained from reliable sources, Trusted Labs is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this Site is provided "as is", with no guarantee of the completeness, accuracy, or timeliness of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited, to warranties of performance, merchantability and fitness for a particular purpose. In no event will Trusted Labs, its related partnerships or corporations, or the partners, agents, executives, directors or employees thereof be liable (for direct damages or for any consequential, special or similar damages, even if advised of the possibility of such damages) to you or anyone else for any decision made or action taken in reliance on the information in this Site.
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Hello everyone!
The awesome people at Macmillan audio have reached out today to offer you a snippet of audio from Outpost by Ann Aguirre! If you're into audio books (or even thinking about trying them out), give it a whirl! See the link directly below.
Buy the audio from: Amazon (Be sure to click audio edition) | Book Depository | IndieBound | Books & Books
You can see my review of Outpost here
You can read my interview with Ann Aguirre here
And you can read my review of the first book, Enclave, here


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< Back
Three Neenah High School seniors have been named commended students for the prestigious National Merit Scholarship Program.
Alex Monson, Michael Strey and John Zwick all earned the commendation for their performance on the Preliminary SAT/National Merit Scholarship Qualifying Test.
About 34,000 commended students throughout the nation are being recognized for their academic promise. Although they will not continue in the 2018 competition for National Merit Scholarship awards, the students are among the top 50,000 scorers of more than 1.6 million students who entered the 2018 competition by taking the qualifying test.
Monson is the son of Robert and Katherine Monson. Strey is the son of David and Diane Strey, while Zwick is the son of Kenneth Zwick and Carol Hollar-Zwick.
The National Merit Scholar Corporation is a not-for-profit organization that operates without government assistance. It was established in 1955 specifically to conduct the annual National Merit Scholarship Program. Scholarships are underwritten by the corporation with its own funds and by approximately 440 business organizations and higher education institutions that share its goals of honoring the nation's scholastic champions and encouraging the pursuit of academic excellence.


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Solana Beach
Upcoming Session:
Sign up through this district by CLICKING HERE!
Current Session:
- How can I become a Coach or Tutor?
- Do you provide Birthday Party Services?
- Would it be appropriate for my child's Coach to speak with other professionals in my child's life? Is there a fee for this?
- NEWS RELEASE: ( June 16, 2015 ) Summer Social Skills Program Author: ClubXcite
- NEWS RELEASE: ( June 11, 2015 ) San Diego Public Schools approve Club Xcite's Social Skills and Executive Functioning Programs! Author: ClubXcite
- NEWS RELEASE: ( November 26, 2010 ) Mentorship comes full circle for San Diego Pair Author: ClubXcite
ARTICLES: ( February 25, 2019 )
The Power of Setting Intentions: 5 Reasons Why You and Your Family Should Adopt Intention Setting Practices
Source: ClubXcite
ARTICLES: ( June 27, 2016 )
Social Emotional Learning (SEL). What is it and why is it important?
Source: ClubXcite
ARTICLES: ( March 25, 2016 )
The Homework Battle! 5 tips to getting a win/win
Source: ClubXcite


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Handling The Media - Coaching
Senior executives never know when they are going to have to face the media. They have to tell the company's story in the most compelling way. As part of this client's continuing success they wanted to equip their senior management with the tools to get over their message on TV, the internet and radio with focus and interest.
We provided coaching to their senior executives, including lots of video work to help them do just that.


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Connected Accounting Software, Version 8.0, introduces many new time saving features to the Mac, PC, and Connected on Demand platforms. Some examples of these new editions are refined workflows, expanded hyperlink drill down support, and the Recent Places Sidebar. However, one of the most valued new features is the "Pin".
The new "Pin" feature is designed to help remember important transactions or just to keep your place as you leave for the day or embark on another task within the system. For example, you can pin multiple customers, general ledger accounts, purchase orders, or a sales quotes. Any item that is pinned can easily be recalled later that session or whenever it is needed, until it is unpinned.
Here is how the new Pin feature works:
While working within Connected, click the "Pin" icon on the transaction or record to be remembered, like the customer invoice shown in the following screen.
Once selected, the "Pin" icon will then turn yellow indicating that the specific record has been pinned. The item will remain pinned throughout the current session and even when the program is closed. The pinned item will always be available under the Recent Places Sidebar until it is unpinned.
To view all pinned items or to retrieve a specific pinned item, click the "My Places" menu and select the "Show Recent Places Sidebar" option, as shown in the following screen.
The Recent Places Sidebar will appear on the left of the current window and show all pinned records at the top of the recent places list.
To retrieve the pinned item, click on it in the recent places list.
To unpin an item, click on the yellow "Pin" icon and the color will change from yellow to gray while removing it from the recent places list.


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|Project by SuperCubber
|posted 12-16-2015 08:06 PM
|1567 views
|2 times favorited
|13 comments
Pizza peel with a G inlay. It's a Christmas gift for my parents (shhh don't tell them!).
This is my first ever inlay, and, while not absolutely perfect, I must say it wasn't as difficult as I anticipated. I was incredibly nervous cutting into the finished project.
Made out of cherry, walnut and maple.
-- Joe | Spartanburg, SC | "To give anything less than your best is to sacrafice the gift." - Steve Prefontaine
13 comments so far
#1 posted 12-16-2015 08:25 PM
-- "Man is the only animal which devours his own, for I can apply no milder term to the general prey of the rich on the poor." ~Thomas Jefferson
#2 posted 12-16-2015 09:00 PM
Very nice job!!
-- I aspire to be a novice woodworker...
#3 posted 12-16-2015 09:11 PM
Very nice job. Sure can't blame you for being nervous after all the work before doing the inlay.
-- Ron, Eugene, OR, "Curiosity is a terrible thing to waste."
#4 posted 12-16-2015 09:23 PM
Well done. I'm impressed with your first inlay. I haven't tried it yet myself. I probably would have chickened out.
#5 posted 12-16-2015 09:32 PM
Thanks for the nice comments, guys.
Ebro, I was VERY close to chickening out, but I spent so much time cutting out the G, that I couldn't back out. Marc Spagnuolo's video on inlays was really helpful. I mostly used his methods, plus a sharp chisel for some cleanup.
I also practiced on a scrap piece of maple first, both with a rotary tool and a full-size router. The full-size router was MUCH easier to control.
-- Joe | Spartanburg, SC | "To give anything less than your best is to sacrafice the gift." - Steve Prefontaine
#6 posted 12-16-2015 09:37 PM
Cool! Of course you didn't luck out with a letter that had all straight cuts. It had to be a curve!
-- Why buy it for $300 when you can make it for $500!!
#7 posted 12-17-2015 01:32 PM
Real good looking peel and you did great job on that ream small inlay!! Nice work!!
-- Jim Jakosh.....Practical Wood Products...........Learn something new every day!! Variety is the Spice of Life!!
#8 posted 12-17-2015 07:17 PM
This is so nice.
helluvawreck aka Charles
-- helluvawreck aka Charles, http://woodworkingexpo.wordpress.com
#9 posted 12-18-2015 02:05 AM
Great job, awesome results. Way to push yourself out of the comfort zone.
-- Ken, "Everyday above ground is a good day!"
#10 posted 12-18-2015 02:24 AM
I like everything about that – great job!
-- "Big man, pig man, ha ha, charade you are." ― R. Waters
#11 posted 12-20-2015 01:51 PM
Thanks for all the nice comments!
-- Joe | Spartanburg, SC | "To give anything less than your best is to sacrafice the gift." - Steve Prefontaine
#12 posted 04-07-2016 04:06 PM
Great job on the peel and inlay! The inlay looks very tight—which I would imagine was not easy given that most of the shape to be inlaid is curved. Did you use any sort of curved carving or chiseling tools or just straight chisels?
#13 posted 04-08-2016 10:24 PM
Thanks, Bill. I used straight chisels and an exacto knife, but most of the heavy lifting was done with the router. Once you score the outline, it's surprisingly easy to rout out the rest without blowing out the side.
-- Joe | Spartanburg, SC | "To give anything less than your best is to sacrafice the gift." - Steve Prefontaine
Have your say...
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ARCast.TV Special - Designing Multi-tenant Applications on Windows Azure featuring Joseph Hofstader
Play ARCast.TV Special - Designing Multi-tenant Applications on Windows Azure featuring Joseph Hofstader
Cloud computing is one of the hottest topics in information technology today. With all the confusion surrounding acronyms ending in 'aas' like Platform as a Service (PaaS), Infrastructure as a Service (IaaS) and Software as a Service (SaaS) it can be intimidating for even seasoned IT professionals. This presentation will briefly discuss the different types of cloud platforms and then address one of the key business scenarios for the cloud: Software as a Service. - Joseph Hofstader
Right click to download this episode
- High Quality WMV (207.7 MB)
- Low Quality MP4 (177.4 MB)
- Mid Quality WMV (171.3 MB)
More episodes in this series
ARCast.TV - An Overview of MVC4WPF - Part 3 of 3
Related episodes
ARCast.TV Special - Michael Stiefel on Software as a Service in the Cloud
ARCast.TV - David Aiken on Azure Architecture Patterns
ARCast.TV - SOASTA uses Windows Azure to offer CloudTest Solutions
ARCast.TV - Behind the Cloud::How Microsoft Deploys Azure
ARCast.TV - Cloud Computing is for Small Companies Too
ARCast.TV - Clemens Vasters on Architecture Implications of the Internet Service Bus
ARCast.TV - Windows Azure, A conversation with David Chappell
Dive into the Summer for Architects - Introduction into the Windows Azure Platform
ARCast.TV - A.D.A.M migrates from Google Cloud to Windows Azure
ARCast.TV - Selling Pizza in the Cloud: Domino's and Windows Azure
The Discussion
Stop saying "you know"!


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Milton CAT
100 Quarry DriveMilford, MA 01757
- Milton CAT's new Londonderry location to deliver an extraordinary customer experience - by Alicia Frick Laguarda
- Healey of CBRE/New England brokers sale for Milton CAT
- Greater Manchester construction projects Developers aren't just talking, they are investing! - by Dan Scanlon
- J. & M. Brown Co. provides fit-out of 400,000 s/f Brown Brothers Harriman headquarters
- NECA Boston Chapter golf event raises $10,000 for Melanoma Foundation of NE
Welcome to Milton CAT, your complete source for Caterpillar machines, power systems, parts and service in the Northeast. With 13 locations, from Bangor to Boston to Buffalo, we are committed to providing you with the products and support that have made our dealership the choice of contractors throughout the Northeast. In addition to representing the entire line of Caterpillar machinery, engines and power generation equipment, Milton CAT offers a complete line of crushing and screening equipment, Genie aerial lift and Sullair air compressors, as well as implements and work tools ranging from shears, hammers, thumbs, forks and landscape rakes, to a full range of buckets.


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Oliver Marsh doesn't have any movies playing in theaters.
If you feel like heading out, check out other movies in theaters.
Sadie McKee
The Merry Widow
Rage in Heaven
Broadway Serenade
The Firefly
Bitter Sweet
The Sin of Madelon Claudet
Night Flight
All Oliver Marsh films
Movies.com, the ultimate source for everything movies, is your destination for new movie trailers, reviews, photos, times, tickets + more! Stay in the know with the latest movie news and cast interviews at Movies.com.
Copyright © 2019 FANDANGO MOVIES.


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2001 Best Fanzine Hugo
The 2001 Best Fanzine Hugo was presented September 2, 2001 at Millennium Philcon.
- File 770 ed. by Mike Glyer
- Mimosa ed. by Nicki Lynch and Richard Lynch
- Plokta ed. by Alison Scott, Steve Davies and Mike Scott
- Challenger ed. by Guy H. Lillian III
- Stet ed. by Leah Zeldes Smith and Dick Smith
See also: Hugo Awards, 2001 Hugo Results
page revision: 1, last edited: 29 Jan 2018 11:38


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Over the years, i've gotten so much better at packing for holidays! On numerous occasions in the past i'd be stood at the check-in desk frantically unloading half a suitcase into hand luggage to avoid a weight charge. I also realised that packing more, means less room for shopping!
When it comes to my beauty bag, this year i've stuck to only packing the real essentials. What's missing from the photos is my toothbrush, toothpaste and razor - simply because at the time of writing this, I need to head to town to buy them! Other stuff such as shampoo, conditioner and shower gel - we'll just buy when we get there to save on weight.
If you're interested in everything else...This is my beauty bag
The bag itself is from Primark - It was only a couple of quid and I instantly loved the cute cactus print and glitter perspex. It is a decent, deep size and holds everything for every occasion, from a weekend away to a holiday! I also like the little handle so you can haul it around from place to place more easily.
I love coconut oil at the best of times, but I especially love it when i'm having a day at the beach. Before I head off, I dampen the mid-lengths to ends of my hair and apply a generous slathering of the Superdrug coconut oil. I then whip my hair up into a messy bun and throw on a head scarf. The coconut oil really helps to keep my hair soft and nourished, especially when it is prone to drying out in the sun. Once I have a shower, I shampoo it all out and repeat again the next day. It is also awesome as a masque if the sun, pool and sea have given your tresses a-bit of a battering.
Hair oil is another vice of mine, I apply it every night before I go to bed. It has really helped me with frizz, as well as split ends and damage. As the bleach damage on my hair grows out, the mid sections are pretty ropey atm. Whilst i'm not brand loyal, I have recently been dabbling with the Dabur Amla Hair Oil which I found in Superdrug. The oil is intended to promote long, healthy hair and according to Dabur, regular application can assist in split ends and minor hair loss. It contains extract of Indian Gooseberry (Amla) and other mineral oils. I like the smell of it and it leaves my hair looking shiny in a non-greasy way.
Beach holidays are pretty sweaty occasions and deodorant for me, always has to be Mitchum. I am especially gleeful when I see it on offer in Superdrug. For me, Mitchum works the most effectively for and doesn't smell of that awful sickly scent most deodorants offer. I love the 'powder fresh' scent, it smells reminiscent of my favourite talcum powder scents - which is probably why I like it.
I couldn't mention a holiday beauty bag without mention of the Wild Argan Solid Oil from The Bodyshop. I apply it to the dry skin around my knee's and elbow's, on my lips, on my hair - pretty much everywhere. It is just one of those seriously diverse products that you can call upon for a multitude of purposes.
I also like to have a pack of make-up wipes to keep my face feeling fresh. My favourites are the Superdrug Micellar Cleansing Wipes with argan oil. They're wet, non-drying and moisturising whilst fully capable of shifting stubborn make-up.
I love the midnight recovery concentrate by Kiehl's. I won't harp on about it too much, as i've previously done a full post about here. I do swear by it though and I think it is the perfect piece of skincare to take on holiday with me when my face might be parched from the sun.
The second contraption on the photo above is a 'Cellulite massager' lol! I threw this in my bag knowing full well it barely has an effect. However, I figured that each morning a little buffing can't hurt before I whip on my swimwear and hit the beach! I never trust topical creams that claim to eradicate cellulite, as it's simply not possible - however a little manual massage teamed with exercise and a healthy diet must have some benefit right?


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Mathematics education
We are committed to improving mathematics education for all. We have been involved in shaping mathematics education in the UK since our Primary Mathematics programme of the 1960s and 1970s.
Research and development
We fund innovative research and development in mathematics education. Recent projects include the book and website Key Ideas in Teaching Mathematics, and two international comparisions of attainment: Is the UK an outlier? and Towards universal participation in post-16 mathematics. These and other studies can be found in the Our work in this area section of this page.
We have also published our own reports on post-16 mathematics education. The 2014 report Mathematics after 16: the state of play, challenges and ways ahead focuses on the risks of reforms to the goal of achieving universal participation in post-16 maths. Our 2012 report, Mathematics in A level assessments, analysed the mathematics embedded in a range of A level subjects.
If you are interested in applying for funding for a maths project, please see the apply for funding section for full information about our funding criteria and details of how to apply.
Teaching and learning
Our mathematics teaching and learning projects provide free resources for teachers. For example we provide classroom-ready resources to support teaching and assessment of the key processes of mathematics at Key Stages 3 and 4 (AMP).
We also support Free Standing Maths Qualifications (FSMQs) to enable students to study specific areas of mathematics appropriate to their need, and an AS/A level in the Use of Maths for students to want to learn how to apply advanced mathematics.
Our work in this area
See also
Applying Mathematical Processes (AMP)
Classroom-trialled resources to support teachers in their teaching and assessment of key processes of mathematics.
Free-standing Mathematics Qualifications (FSMQs)
Three levels of maths qualifications available for all post-16 students.
AS Use of Maths
Ideal for those who do not intend to study maths to GCE A level, but who want to learn how to apply advanced mathematics.
Nuffield Research Placements
We offer summer work placements for KS5 maths and science students


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Big River Clean sees volunteers clear up the Cleddau catchment
Black Friday campaign raises over £9,000 for the Pembrokeshire Coast National Park Trust's Make More Meadows appeal
National Park Authority outlines response to climate emergency
Lifetime achievement award for National Park volunteer stalwart with over half a century of service
Shop local and beat the Black Friday blues at the National Park Authority's three Christmas crackers
Home » Enjoying » Plan Your Visit » Beaches » Beach Safety
All beaches can be dangerous in the wrong conditions. These guidelines will help keep you informed and equipped so that you can make the most of Pembrokeshire's beautiful beaches in safety.
In an emergency on the beach or coast, dial 999 and ask for the Coastguard.
Always observe warning signs and flags.
Safety guidelines:
Warning signs and flags - always observe these and take note of what they mean. Check whether lifesaving equipment and emergency phones are available, and where they're located. A single red/yellow flag means Lifeguards are on duty. Don't hesitate to ask them for advice. Always bathe between the red and yellow flags on patrolled beaches.
Children - always supervise children and dogs, especially on cliff-tops and when bathing.
Swimming - don't get out of your depth. Swim along the shore rather than out to sea. Take special care at remote beaches. The sea is cold, even in summer, so do not swim when you're very hot, soon after a meal or after drinking alcohol. If you start to feel cold in the sea, get out.
Inflatables - always secure inflatables to a line or anchor and keep them close to shore. They can be especially dangerous in offshore winds. Airbeds should never be used on the water. If your dinghy/beach ball, etc. gets carried out to sea, don't swim after it.
Tides and currents - always check the time of high tide, which changes every day. Many beaches are submerged at high tide, if not before. Don't get cut off by the tide. If you do get cut off, get above the high water line and stay there until the tide goes back out. Don't try to climb up the cliffs. Currents are usually fastest at mid-tide, and most likely to be dangerous for bathing when the tide is going out.
Cliffs - don't sit under cliffs, or climb them. They may look solid, but many cliffs are constantly eroding into the sea. Even a small rock can cause injury. On cliff-tops, keep well away from the edge. Cliffs are often undercut by wind and rain, and wet grass may be slippery.
Unidentified objects - call the police or Coastguard if you find a suspicious-looking object, e.g. chemical drums or military hardware.
Fishing - if you've been fishing, remove all tackle and rubbish. Discarded hooks and line can injure people and wildlife.


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David Laffer was on file as a customer of the Medford pharmacy where he allegedly gunned down four people Sunday with his registered .45-caliber handgun while disguising himself with a fake beard, and was high on drugs when he was apprehended 72 hours later, authorities said Thursday.
Suffolk County officials released those and other details around the time the 33-year-old suspect and his wife—who told reporters her husband did it for her—were due to make their initial court appearance. Police said the suspected gunman made off with a backpack full of prescription medication during the Father's Day massacre.
"This heinous crime stretched far beyond the community of Medford," Suffolk County Police Commissioner Richard Dormer said during a news conference. "Each one of us can relate to this tragedy."
Click here to see more pictures of the Medford massacre
He said Laffer, an unemployed Army veteran, has neither been cooperating with detectives nor shown remorse for the killings, unlike his wife, 29-year-old Melinda Brady, who allegedly acted as the getaway driver. Dormer declined to discuss her cooperation with investigators in detail, but she made a stunning statement to the media outside police headquarters in Yaphank hours earlier.
"He was doing it because he lost his job and I was sick," Brady told reporters. "He did it. He did all of this."
She was taken to St. Catherine of Siena Medical Center in Smithtown for an unspecified medical condition. Laffer too was briefly hospitalized after being taken into custody.
Laffer pleaded not guilty to first-degree murder, punishable by up to life in prison, and resisting arrest. Brady was charged with robbery, for allegedly driving Laffer to and from the crime scene, and obstructing government administration, after police said she tried to prevent officers from arresting her husband.
Laffer was ordered held without bail. It was not immediately clear when Brady will be arraigned at First District Court in Central Islip.
Prosecutors said Laffer first shot 17-year-old Jennifer Mejia of East Patchogue, an assistant pharmacist, without warning. He then allegedly turned the gun on the pharmacist, Raymond Ferguson, 45, of Centereach, killing him.
While running out of the store with a backpack full of pills he stole, Laffer then allegedly shot and killed two customers, 71-year-old Bryon Sheffield of Medford, and Jamie Taccetta, 33, of Farmingville, prosecutors said.
Assistant District Attorney John Collins called the case "the most cold-blooded robbery-homicide in Suffolk County history." He added that investigators found Laffer's fingerprint on a piece of paper on the floor inside the pharmacy.
Dormer said police seized the weapon used in the crime, numerous other weapons and a cache of ammunition during the raid on the Pitchpine Place home where they lived with Laffer's mother, Pam. He did not elaborate on the type of weapons or other evidence seized.
Additional charges are pending once a Suffolk County grand jury reviews the case.
Jim Fegel, Taccetta's uncle, shouted at Laffer in the crowded courtroom: "You're a coward for what you did to those families!"
-With Associated Press


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Monday 9th May 2016
Irish households continue to cut its debt by repaying loans
Latest figures from Central Bank show households still third most indebted in the EU
Household debt has declined continuously for the last 29 quarters and has fallen by 26.6% since its peak.
Irish household debt fell by 1.1% in the fourth quarter of last year as borrowers focused on repaying loans.
The latest figures from the Central Bank show household debt continued to decrease, falling by €1.6bn, or 1.1%, to €149.6bn.
This represented a household debt per capita of €32,269. Household debt is now at its lowest level since the first quarter of 2006.
The Central Bank said the decline over the quarter reflected net debt repayments (-€1.1bn) and debt write-downs (-€0.6bn), which were slightly offset by positive reclassifications (€0.1bn).
Household net worth increased by 1.4% to €626.1bn, or €135,078 per capita, during the same period. This increase was largely driven by a rise in housing asset values (€6.3bn), as well as a further decline in household liabilities (€1.6bn).
Compared to a post-crisis low of €444.0bn in the second quarter of 2012, household net worth has risen by 41%. However, it is still 12.8% lower than its pre-crisis peak of €718bn in the second quarter of 2007.
Household debt has declined continuously for the last 29 quarters and has fallen by 26.6% since its peak of €203.7bn in the third quarter of 2008.
Indicators of household debt sustainability continued to improve during the same period. Debt as a proportion of disposable income fell from 159.8% to 155.1%, reflecting both the decline in household debt, as well as strong growth in annualised disposable income.
Overall, the ratio of household debt to disposable income has fallen by 60.2% since its peak of 215.3% in the second quarter of 2011.
Debt as a proportion of total assets also decreased, falling to from 19.5% to 19.1% over the quarter.
Despite a "significant decline" in debt as a proportion of disposable income over the year to Q4, Irish households continued to be the third most indebted in the European Union. Irish household debt fell by 25.1 per points over the year.
The Central Bank noted this was "significantly more" than any other country examined.
Spanish and Portuguese household debt also fell considerably over the year declining by 6.1%% and 4.6% respectively.
Household investment in financial assets rose to €1.9bn. This represented the highest level of investment in financial assets by households since the third quarter of 2009.
The increase in financial assets over the quarter largely reflected transactions into deposits.
Investigation launched after death of a man in his (70s) in Garda custody
GSOC confirm Gardaí administered CPR after man 'became unwell with breathing difficulties' in a Garda cell.
The Garda Ombudsman has confirmed that they are investigating the death of a man in custody.
The man, who was in his 70s, was discovered dead in a cell at Westport Garda station in Co Mayo at 11am.
The man was detained earlier today and sources have indicated he may have suffered a heart attack.
A spokeswoman for the Garda Siochana Ombudsman Commission (GSOC) has confirmed that a team is on their way to the scene where an investigation will be carried out.
A referral was made to the body under section 102 of the Garda Síochána Act 2005.
This evening GSOC released a statement about the incident.
A statement?
A spokeswoman confirmed: "The Garda Ombudsman is examining the circumstances surrounding the death of a man in his 70s while in custody at Westport Garda Station, Co. Mayo.
"The incident was referred to GSOC by the Garda Síochána under section 102 of the Garda Síochána Act at about 12.30pm this afternoon.
"The man who was under arrest became unwell with breathing difficulties and CPR was administered by gardaí. A doctor and the emergency services were called and the man was pronounced dead at the scene.
"The State Pathologist has been informed and a post-mortem is scheduled to take place in Castlebar in the coming days.
"GSOC Investigators are at the scene and an independent examination is underway to establish the facts of the situation."
The published Panama Papers reveals thousands of secret offshore companies
A searchable database displays more than 200,000 entities from the Panama Papers
The International Consortium of Investigative Journalists (ICIJ) tonight publishes a searchable database (https://offshoreleaks.icij.org) that strips away the secrecy of nearly 214,000 offshore entities created in 21 jurisdictions, from Nevada to Hong Kong and the British Virgin Islands.
The data, part of the Panama Papers investigation, is the largest ever release of information about offshore companies and the people behind them. This includes, when available, the names of the real owners of those opaque structures.
The database also displays information about more than 100,000 additional offshore entities the ICIJ had already disclosed in its 2013 Offshore Leaks investigation.
The Panama Papers database.
The ICIJ is publishing the information in the interest of the public .
The data the ICIJ is now making public represents a fraction of the Panama Papers, a trove of more than 11.5 million leaked files from the Panama-based law firm Mossack Fonseca, one of the world's top creators of hard-to-trace companies, trusts and foundations.
The consortium is not publishing the totality of the leak, and it is not disclosing raw documents or personal information en masse. The database contains a great deal of information about company owners, proxies and intermediaries in secrecy jurisdictions, but it does not disclose bank accounts, email exchanges and financial transactions contained in the documents.
In all, the database reveals more than 360,000 names of people and companies behind secret offshore structures. As the data are from leaked sources and not a standardised registry, there may be some duplication of names.
The data was originally obtained from an anonymous source by reporters at the German newspaper Süeddeustche Zeitung, who asked ICIJ to organise a global reporting collaboration to analyse the files.
More than 370 reporters (https://panamapapers.icij.org/about.html) in nearly 80 countries investigated the files for a year. Their investigations uncovered the secret offshore holdings of 12 world leaders, more than 128 other politicians and scores of fraudsters, drug traffickers and other criminals whose companies had been blacklisted in the US and elsewhere.
Their status as outlaws or public officials did not prevent them from obtaining shell companies in locales where secrecy laws often make it impossible for prosecutors and other investigators to trace their assets.
The files revealed, for example, that associates of Russian President Vladimir Putin secretly shuffled as much as $2 billion through banks and shadow companies.
The Global reaction?
The reaction to the Panama Papers was immediate and viral.
Outraged citizens took to the streets in Reykjavik, Malta and London while the hashtag #panamapapers trended on Twitter for days after the story broke on April 3rd.
The prime minister of Iceland resigned over the British Virgin Islands company he co-owned with his wife, while other world leaders scrambled to explain their secret holdings.
It took UK's prime minister David Cameron three days to publicly acknowledge he had profited from an investment fund, created by his father, that was incorporated in Panama and managed in the Bahamas.
In Spain a minister resigned after being caught in a series of lies about his connections to offshore, and in Uruguay police arrested five individuals suspected of laundering money for a powerful Mexican drug cartel.
The Panama Papers underscore the fundamental injustices and inequalities created by the offshore system, media commentators and political leaders say.
"When taxes are evaded, when state assets are taken and put into these havens, all of these things can have a tremendous negative effect on our mission to end poverty and boost prosperity,"
Jim Yong Kim, the president of the World Bank, said as he opened the spring meetings of the World Bank and IMF in Washington soon after ICIJ and more than 100 other news organisations, including The Irish Times, began revealing the results of the media collaboration's investigation.
President Barack Obama, meanwhile, pointed out that the biggest problem was that many of the schemes revealed by the Panama Papers were legal. "It's not that they're breaking the laws, it's that the laws are so poorly designed," he said.
The revelations reignited the debate about the need for public registries in which information about who ultimately controls a company be accessible to all. The UK has made disclosure of beneficial owner data mandatory and public, but British Overseas Territories such the British Virgin Islands and the Cayman Islands, some the busiest offshore havens, have agreed to share that information by law enforcement.
Citing the Panama Papers, the US government also announced on Thursday that it has sent legislation to Congress to create a centralised federal registry of the actual owners of any newly created company.
The registry would help law enforcement authorities ferret out the real people behind anonymous companies used in money laundering and other wrongdoing.
The governments of Australia and Germany have said that they too intend to create public registries of company owners.
On Friday, the anonymous leaker of the Panama Papers, known only as "John Doe, " spoke publicly for the first time in a written statement and called out for concrete steps to combat tax havens .
"In the European Union, every member state's corporate register should be freely accessible, with detailed data plainly available on ultimate beneficial owners," the source wrote. Doe added that the US "can clearly no longer trust its fifty states to make sound decisions about their own corporate data."
Exploring the database?
The searchable database that ICIJ publishes today allows users to explore the networks of companies and people that used – and sometimes abused – the secrecy of offshore locales with the help of Mossack Fonseca and other intermediaries. The leaked data covers nearly 40 years, from 1977 through the end of 2015.
The data, which includes postal addresses, displays links to more than 200 countries and territories, from China to Chile.
Users can filter the information by country and by offshore jurisdiction. They can also explore the role of banks, law firms and other gatekeepers of the financial system in facilitating the creation of offshore companies for high net worth individuals.
For the first time, they can see details about shadowy Panamanian private foundations, including when available information about who controls them.
While the database opens up a world that has never been shown in this much detail, not every owner of a company that appears in the Panama Papers shows up in the public database.
This is because ownership information is often buried in emails, power-of-attorney letters and internal notes of Mossack Fonseca employees and cannot easily be extracted in a systematic manner.
In addition, Mossack Fonseca often failed to collect the necessary information about the ultimate owners of companies, relying instead on banks and other intermediaries to keep track of that essential data.
Still, it is expected that Panama Papers revelations will continue to surface as regulators and ordinary citizens from around the globe probe the newly available data and find new connections that may have escaped reporters. Concerned citizens are encouraged to share tips with ICIJ and the Panama Papers journalists who continue to investigate the documents. The full dataset is also available for download: https://offshoreleaks.icij.org/pages/database.
"Transparency is not going to move backward," Kim said in his World Bank spring meetings remarks, warning that those trying to avoid taxes or steal money from public treasuries should be "very careful" because they will eventually be tracked down.
"The world is only going to become more and more transparent as we move forward."
Aldi and Lidl prove incredibly astute at tapping into what Irish consumers want
Irish consumers moving to own-brand offerings is no surprise
Irish consumers are now discarding brand names more in favour of the own-brand offerings on the shelves of Aldi and Lidl in greater numbers than ever should come as no surprise.
The share of the Irish grocery market held by the German discounters Aldiand Lidl has just increased dramatically, with confirmation due on Monday that nearly one in four Irish consumers do their shopping in either one of the two stores.
Last month, figures from industry analysts Kantar Worldpanel painted a very different picture.
Those figures put Supervalu on 24.9% of the Irish market, while Tesco had 23.9% -just 0.4% ahead of Dunnes Stores.
Lidl and Aldi had 8.5% and 8.4% market share respectively – good certainly, but nowhere as near as good as the new figures suggest.
The change is due to a recalibration from Kantar rather than any shift in spending.
There is no change in the running order, with Supervalu still in the number one position and Aldi still in fifth – but the combined market share of Aldi and Lidl is 22.1%. Lidl now has 11.5% of the Irish market, while Aldi is just behind it on 11.2%.
Aldi is arguably the better performing of the pair, because it has an almost identical market share with significantly fewer stores.
Brand names: That Irish consumers are eschewing brand names in favour of the own-brand offerings on the shelves of Aldi and Lidl in greater numbers than ever should come as no surprise.
In the mid-1990s, Lidl and Aldi were unfamiliar to most Irish shoppers. Then, in 1998, Lidl arrived and was joined the following year by Aldi.
In the early days growth was slow, with Irish people reluctant to swap branded products for unfamiliar labels, while Irish suppliers and producers were reluctant to do business with untested chains who were not highly regarded among shoppers.
People were amused by the pair's eclectic weekly special offer – but the allure of delights such as jackhammers jostling for position with canoes, luridly coloured onesies and flat-pack gazebos was not enough to bring people through their doors in significant numbers.
Their Spartan shelves did Lidl and Aldi no favours either. A big Tesco outlet might have more than 20,000 different items on their shelves, while the discounters contented themselves with around 1,000.
Then the bubble burst – and everything changed. The growth of both retailers has been relentless ever since but it would be wrong to suggest that growth has been simply down to cash strapped times. Far from it.
Both Aldi and Lidl have proved themselves to be incredibly astute at tapping into what Irish consumers want. They tweaked their product lines to offer more Irish produce, their ranges improved dramatically and they established very good relationships with Irish suppliers.
Crucially, both Aldi and Lidl were also able to prove that people who did their shopping in their stores saved money, a lot of money.
Canny shoppers realised they could easily knock over a third off their annual grocery spend by shopping with the Germans, without sacrificing anything significant in terms of quality.
The perception of both companies is also very good. Both featured in the top 10 most respected companies in the Republic in a survey published last month by the Reputations Agency, while a separate survey from Amárach on consumers' attitudes published late last year rated Aldi fourth most highly rated company in Ireland in a poll of more than 2,700 people.
"That really surprised me," said Gerard O'Neill of Amárach when the survey was published.
"We lived through the recession and watched as the discounters changed the retail rules and relentlessly pushed down prices, but now they are changing the rules again. They are aiming for better prices, better experiences, and better service."
Speaking yesterday, O'Neill elaborated. "The recession gave them [discounters] a foothold – but there is more to it than that. They have completely changed the conversation about value and made people realise it is not all about price.
"It is about affordability, but also about the sense of how a person feels shopping. Aldi and Lidl have made people who shop in their stores feel prudent, discerning, more astute – almost German."
O'Neill said the two had been "very clever in how they have dealt with their competition. It has been like a bait and switch. They made the conversation about price and then switched it to Irishness and community.
"If a Martian was to arrive in Ireland they would be sure that both Aldi and Lidl were indigenous companies, so embedded in the local communities do they appear," he suggested.
Customer experience
He pointed out that customer experience "is driven not by value for money – because we rationalise that after the fact – but by something more emotional. We like to come away from the shopping experience feeling smug – in the nice sense of the word – and safe in the knowledge that we have got a bargain. Aldi and Lidl understand that."
It is not just by offering good value and toying with our emotions that Aldi and Lidl have grown so strongly. Both have opened stores at a phenomenal rate.
Last Thursday, the former opened its 124th – and largest – store in Sallynogginin Co Dublin, while Lidl has 147 stores.
Both have plans for more openings in the months ahead.
Damian O'Reilly, who lectures in retail management in the Dublin Institute of Management, described how effectively the discounters have been playing the retail game in recent years, capitalising on changing economic conditions, improving consumer knowledge and very effective store design and stock maintenance.
He pointed out that their modular units were very cheap to put up – a store can be opened for about €3 million – and their compact size means they can be squeezed into small spaces in rural towns which has allowed them to take on Supervalu in areas where that retailer used to be traditionally untouchable.
And, he said, Aldi and Lidl have been outspending their rivals on television and newspaper ads over the last two years, working relentlessly to promote their Irishness.
They also have some canny tricks they play. "They have longer conveyor belts leading to the cash registers, so shoppers think they are nearly there when they start putting their shopping out – even though there might still be three people ahead of them. The staff have to scan 30 items a minute – so the check-out process moves very quickly."
But where to next? "In terms of market share I think they are nearly there," O'Reilly says. "They might be able to grow another couple of per cent but the rate at which they are opening stores is slowing and that will put a limit on how much they will grow."
O'Neill agreed, although he suggested the Germans could get to 30% of the market. "They will be constrained by the amount of real estate they can buy and the competition is not just going to sit there and watch as they grow bigger."
Full moons influence less sleep in children
The full moon can somehow influence children's behaviour and even affect their sleep? although it is not enough to strengthen ancient belief on the lunar phases' effects on human biology.
A recent study published in the journal Frontiers in Pediatrics showed that children are no more active during full moon than in any other phase of the moon. The full moon, on the other hand, may interfere with their sleeping time, potentially owing to its brightness particularly "if the window curtain is not sufficiently opaque."
"[S]leep duration was 1 percent shorter at full moon compared to new moon, while activity behaviours were not significantly associated with the lunar cycle in this global sample of children," wrote the researchers, with this specific finding translating to around five minutes less sleep.
According to researchers from the Children's Hospital of Eastern Ontario Research Institute in Canada, the study offers "solid evidence" that the links between moon phases and children's sleep duration and activity behaviors do not come across as meaningful from a public health perspective.
The team analyzed data from over 5,800 children, who were ages 9 to 11 and came from 12 countries. Unlike previous research relying on human judgment, subjects wore accelerometers, which are akin to fitness trackers recording body movements or monitoring sleep for 24 hours a day for at least seven days.
The kids got five minutes shorter sleep on nights with a full moon, deemed an effect "unlikely to be important." And it remains unclear why children had less shuteye on full-moon nights.
It could be that the full moon's brightness was interfering with sleep, although the researchers considered this implausible given the abundance of artificial light – such as from smartphones and mobile devices – in modern societies.
The team urged future studies to see if the human body is somehow synchronized with the moon's cycles, or if the full moon has a more pronounced effect on certain groups of people.
The belief that the moon affects people's behavior dates back ancient times, although studies have seen little evidence to back up this idea. The moon mystery, suffice it to say, has fascinated many civilizations and generations.
For instance, no peer-reviewed study yet has seen any notable association between the full moon and epileptic seizures, psychiatric ward visits, or emergency room cases. Even when it comes to menstrual cycles, there is no research so far that makes a significant correlation between lunar phases and the condition across a huge swath of participants.
In addition, the effects of the moon on the ocean are notable not only during the full moon – the tides, too, are highest during the new moon.


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Neurofibromatosis type 1
Known patient with cutaneous cafe au lait patches underwent cervical spine surgery for removal of benign tumor
Patient Data
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MRI cervical and dorsal spines with pre and post contrast studies reveals multiple neurofibromas arising from almost all cervical and dorsal nerve roots causing widening of the spinal canal and neural foramina, as well as multiple subcutaneous neurofibromas. The largest neurofibroma arises from the lower cervical spine and extends downward to the lung apex. Some of the neurofibromas show mild enhancement after contrast administration.
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Large neurofibroma is seen reaching down to the lung apex
Case Discussion
NF type 1 is one of the phakomatoses (neurocutaneous syndromes) with cutaneous and neural lesions. Cutaneous lesions include cafe au lait spots and axillary/inguinal freckling. Neurological lesions include optic nerve gliomas, cerebral and spinal astrocytomas and neurofibromas and malignant peripheral nerve sheath tumors (MPNST). There is also association with skeletal dysplasias e.g. kyphoscoliosis, sphenoid wing dysplasia and dural ectasia.


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An ideal tool for those with a modest-sized estate in which the residence is the primary estate asset, the beneficiary deed is similar to payable on death accounts in that it allows for the transfer of real estate on the death of the owner to whomever the owner designates as beneficiary, thereby avoiding probate.
Pursuant to A.R.S. 33-405, a beneficiary deed is "[a] deed that conveys an interest in real property, including any debt secured by a lien on real property, to a grantee beneficiary designated by the owner and that expressly states that the deed is effective on the death of the owner transfers the interest to the designated grantee beneficiary effective on the death of the owner subject to all conveyances, assignments, contracts, mortgages, deeds of trust, liens, security pledges and other encumbrances made by the owner or to which the owner was subject during the owner's lifetime."
In addition, the statute allows for multiple beneficiaries who may take title in any recognized form, and may designate a successor grantee beneficiary, which should be indicated in the event a beneficiary predeceases the owner of the property. A beneficiary deed may also be used to transfer an interest in real property to the trustee of a trust, even if the trust is revocable.
A beneficiary deed allows for the avoidance of probate. Arizona allows for the transfer of real estate by affidavit, however, pursuant to statute the value of all the real property in the estate, less liens and encumbrances as of the date of the decedent's death, cannot exceed $75,000. The use of a beneficiary deed to transfer real property will avoid the need for a probate proceeding in cases where the equity in the property is in excess of $75,000.
A beneficiary deed does not carry with it the disadvantages associated with adding someone as a joint tenant. Many aging parents are using the technique of adding their adult child or children as joint tenants to avoid a probate proceeding upon their death. However, this can result in unintended tax and other consequences. Should their child become involved in a lawsuit (divorce, tort action, or bankruptcy), the property on which that child's name has been added is subject to those proceedings.
A beneficiary deed is easily revoked. A beneficiary deed is easily revoked by the owner, or if there is more than one owner by any of the owners who executed the beneficiary deed, by executing and recording the revocation as provided by law in the office of the county recorder in the county in which the property is located.
A beneficiary deed is an effective tool for transferring property in the case of unmarried couples. An unmarried couple does not enjoy the benefits a married couple does in the event the relationship ends, and it's often difficult to determine the property rights of those involved. Particularly in cases where property has been purchased solely with the assets of one party, it might be more appropriate to place one's partner on the deed as a beneficiary rather than a co-owner.
In the case of joint owners, the surviving owner can defeat the purpose of the beneficiary deed. In cases where there are joint owners of property, and they have executed and recorded a beneficiary deed, upon the death of the first joint owner to die, the surviving owner can revoke the beneficiary deed. It's for this reason that the use of a beneficiary deed might be problematic for couples with prior marriages and children from those prior marriages, as there is no provision in the statue for an irrevocable beneficiary designation.
There is the possibility of conflict in the event multiple beneficiaries are named. In cases where multiple beneficiaries are named, there is the potential for disagreement as to how the property should be managed and whether the property should be kept in the first place or, alternatively, sold. The use of a revocable living trust might be the better alternative to manage these issues.
There are issues with the use of a beneficiary deed when leaving property to minor children. Due to the numerous issues involved with leaving assets to minor children, a child's trust (either testamentary or living) should be named as the beneficiary of the beneficiary deed.
There are possible estate tax issues when using a beneficiary deed to transfer property on one's death. Using a beneficiary deed to transfer property on one's death precludes the use of the property to fund a credit shelter trust, because the property does not pass into the trust until the death of the surviving spouse.
Although extremely popular and an effective estate planning tool in some situations, due to the drawbacks, the use of a beneficiary deed is not recommended for every estate plan, and the advantages and disadvantages of using a beneficiary deed should be considered carefully before executing and recording one as part of one's estate plan.
Thursday, January 14, 2010
Arizona's Beneficiary Deed
Labels: beneficiary deed, estate tax, non-probate transfers
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