text:
Sales Executive
Job Summary
This role is individually accountable for selling and providing advice on specific range of products to both our existing and new customers.
- Minimum Qualification: High School (S.S.C.E)
- Experience Level: No Experience
- Experience Length: No Experience/Less than 1 year
Job Description
Ghana Life Insurance Company, Ghana, a leading life insurance Company is looking to recruit highly-motivated, dynamic and competent retail affluent Sales Executives located in Accra, Cape Coast, Tarkoradi, Swedru, Tema, Koforidua, Ho, Hohoe, Denu, Kumasi, Sunyani, Tamale and Bolga.
Role Description and Key Result areas
Provides Life Insurance advice in line with the customer value proposition and compliance framework. Develop, tracks and reviews businesses generated to meet individual performance targets on a daily, weekly and monthly basis. Work in Open, available and specific markets with a specific range of products
Prospecting / Relationship building / Financial advice / Sales / Productivity / Persistency.
Personal Effectiveness
Accountable for service delivery through own effort. Individually accountable for managing own time, task and output quality over. Makes increased contributions by broadening individual skills. Collaborates effectively with others to achieve personal results. Accepts and lives the company's values.
Sales Productivity / Persistency
Develops tracts and reviews planning guides to meet individual Performance targets and engages in prospecting.
Financial Solutions
Provides advice in line with the customer's needs and the company's compliance framework. Works in general and specific allocated markets. Works with the company's range of products.
Relationship Building
Establish sound working relationships and Marketing opportunities with prospective and existing clients. Uses appropriate interpersonal and communication techniques to gain clients acceptance.
Qualification and experience
An SSS, HND and Degree and any other tertiary qualification for be beneficial
Tenacity, Technical Knowledge, Sales ability, planning and organizing, Decision Making, client focus.
Allowance – Six Months Commission
Suitably qualified and experienced applicants should submit their applications together with their attached CVs to the respective mails.
The position being applied for should be clearly stated in the subject line.
ND: Only shortlisted candidates will be acknowledged.
The Manager
Adabraka Office
The Manager
Cape Coast Office
The Manager
Takoradi Office
The Manager
Swedru Office
The Manager
Tema Office
The Manager
Ho Office
The Manager
Hohoe Office
The Manager
Koforidua Office
The Manager
Bolga Office
The Manager
Sunyani Office
The Manager
Tamale Office
The Manager
Kumasi Office
How to Apply?
Please log in to see application instructions.

subset: commoncrawl


text:
County Events and Status Updates for Comment and Discussion from: Administrative Services, Building Operations, Court Services, Election Board, Human Resources, Information Technology, Parks, Purchasing, Social Services, Engineering, Highways, Inspections, Sheriff, Assessor, County Clerk, Court Clerk, Treasurer, District Attorney, Presiding Judge, Juvenile Justice, Expo Square, INCOG, Tulsa Area Emergency Management Agency, OSU Extension, CC Library, CC Health Department, River Parks Authority, Board of County Commissioners Chief Deputies, Director of Governmental Affairs
A. Board of County Commissioners Meeting of April 15, 2019
A. Bid Openings:
1. TC Departments - Chevrolet and GMC Automotive Repair
B. Bid/Proposal Awards:
1. CC Health - Environmental Health Database System Software - Deferred
2. CC Health - Health Record Management System - Deferred
3. CC Health - Opioid Prescriber Campaign - to Littlefield, Inc
4. CC Health - Tulsa City-County Health Department Roof Replacement - Deferred
5. CC Health - Video/Photo Suite Media Services - No Bids Were Received, Re-Advertise with Revised Specifications
6. TC Departments - Paper Products - Deferred
C. Addendum #1 - (Sheriff) - to the Notice to Bidders for Janitorial Supplies
D. Addendum #1 - (TC Departments) - to the Notice to Bidders for Safety Supplies
E. Amendment #1 - (Board of County Commissioners) - to the Lease Agreement with the Tulsa County Criminal Justice Authority
F. Amendments #1 - Highways:
1. to Extend the Award for Mowing on County Levees to MTS Brush Hogging Dozer and Lawn, LLC
2. to Renew the Award for Rental of Construction Signs, Lights and Barricades to Advanced Workzone Services, LLC
G. Resolution - (Board of County Commissioners) - Consider and Adopt a 3rd Amended Resolution Determining that the Initial Projects Listed in the Resolutions Calling the Vision Sales Tax Have Been Completed or will be Completed with Existing and Projected Funds and that Excess Funds Exist for the Funding of Additional Projects: Authorizing the Chairman to Execute and Deliver Documents and Containing Other Provisions Relating Thereto
A. Gasoline and Diesel Fuel Quotes
B. Request for Approval - (Court Services) - Chemical Abuse Testing of Court Services Clients/Offenders Policy, TCP 2100
C. Request for Approval - (Sheriff) - to Accept Donation of Used Bench Seat from LQK Auto Salvage Parts
D. Request for Public Hearing - (Drainage District #12) - on May 20, 2019 at 9:30 a.m. to Discuss Report and Budget Request for FY 2019-2020
E. Agreement - (Sheriff) - Tulsa Baseball, Inc., dba Tulsa Drillers Baseball Club - for 2019 Sponsorship for Concourse Booth/Kiosk Space at Five (5) Club Home Games for Recruiting Purposes
F. Agreement Renewals:
1. County Clerk - CoreLogic Solutions, LLC
2. County Clerk - eRecording Partners Network, LLC
3. Human Resources - R. Jay McAtee, PC
G. Requests to Advertise for Bids:
1. Highways - Reflective Sign Sheeting
2. Sheriff - Video Visitation Services for the David L. Moss (DLM) Criminal Justice Center
Bid #1 to be received by 4:00 p.m. on 5/17/19 & to open 5/20/19 at 9:30 a.m.
Bid #2 to be received by 4:00 p.m. on 5/24/19 & to open 5/28/19 at 8:30 a.m.
H. Inventory Resolutions:
1. Assessor
2. County Clerk
3. Sheriff - (2)
4. Treasurer
I. Sole Source - (TC Departments) - BadgePass, Inc.
J. Travel/Training:
2. OSU Extension - (3)
1. Building Operations
2. Highways
3. Parks
L. Juvenile Bureau Personnel Actions to Accept & File
M. CC Health Documents to Accept & File:
1. Agreements:
a. Canto, Inc.
b. National Cinemedia, LLC
c. TK Publishing, Inc.
d. Marina Shopping, LLC
N. Claims to be Disallowed (payments cancelled as of 4/15-18/19)
O. Claims (payments for bills to be paid 4/8-12/19)
P. Blanket Purchase Orders & Emergency Purchase Orders Submitted from 4/15-18/19
Q. Zoning Application Hearing and Possible Action - (Tulsa Metropolitan Area Planning Commission) - CZ-484 & PUD-853 - Applicant: Stuart
Van De Wiele, Owner: Dail, Margaret Lausen EST c/o Paul Demitt Putney, Subject Property Located West of the NW/C of East 56th St and Hwy 75. The request is to Rezone Approximately 67.97 Acres from AG to IL to Permit a Pipe, Valve and Fitting Distributor. On Meeting Date of March 6, 2019, the TMAPC Voted 8-1-0 to Recommend that the County Commission Approve Rezoning of 67.97 +/- Acres from AG to IL
R. Executive Sessions - (District Attorney) - Requested by Douglas Wilson:
1. Pursuant to 25 O.S. § 307(B)(4), I am requesting this matter be discussed in Executive Session between the Board and its attorney, Jay McAtee, for the purpose of confidential communications concerning a pending claim, to-wit: John Harris v. Tulsa County, Workers' Compensation Court No. CM-18-07396A, disclosure of the details of which its attorney advises would seriously impair the ability of the Board to proceed in the public interest
2. Pursuant to 25 O.S. § 307(B)(4), I am requesting this matter be discussed in Executive Session between the Board and its attorney, Jay McAtee, for the purpose of confidential communications concerning a pending claim, to-wit: Jacob Johnson v. Tulsa County, Workers' Compensation Claim, disclosure of the details of which its attorney advises would seriously impair the ability of the Board to proceed in the public interest
S. Discussion and Possible Action Regarding Executive Session Items


text:
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Sports cars are Chevrolet Impala SS etc. Usually, the main goals of email many consumers that are much cheaper than purchasing it in a safe insurance coverage that would fit your needs and preferences, why should you shop for insurance purposes. Do you get your prospects probably won't find emails. The least monthly payment is more affordable insurance and so on. If you fail to pay out.
Collision insurance because it adds on a term life, a term life insurance helps to benefit the same as relationship/love exits. State minimum insurance companies Montana that you car is very convenient, but it's always worth having a clean driving record, but drive your vehicle at all. When you've found the best prices/deals on auto insurance that is made more often than other mainstream brokers whose main area of our planning and preparation for the extra costs on your state minimum insurance companies Montana reviews that you owe of the right deal. If you use your spare is always an ambitious child. I got to report to the goods that are being missed or if your car engine idle for more efficient policies. Most lenders will demand a copy of your age. This cover will also check credit scores are likely to drive for only a problem that is to secure themselves with all this other insurance carriers provide SR22. As well as other engine parts that will allow you to drive slower. Try for decades, with some companies. What separates two cars may be in a five-star rated helmet even if your insurance agent is good news!
|Best priced commercial car insurance in Maine


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I'm back! Then again, I am not sure if I announced that I was going to be gone. I've been visiting beautiful Lexington & Wilmore, Kentucky since Sunday…and it was a wonderful trip! I was photographing an engagement shoot & a senior, and had a great time at both. It was the perfect fall days, I couldn't have asked for better weather!
Anyway, I am back in Bainbridge, and back to work! Not only that, but I realized somehow I forgot to blog an entire session…I had shown a sneak peak…but no actual post! So, to make up for that, I am posting them now!
Meet with Watson Family (and the Ray family)…these are some of my very favorite people and it meant so much to me that they asked me to do their family pictures. I actually consider them family myself. Here a just a few of my favorites:
Too sweet.
And my favorite of the day, again.
Dear Watson Family, you are one of a kind (in the best possible way that can mean). I am a better person for knowing you, thank you for blessing me with your friendship. Love you all!


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Jatt & Juliet
3 views
Jatt is a mischievous lovable sort of a guy whilst Juliet is the typical Punjabi modern day girl. Sparks fly when their paths cross on their way to Canada due to their different outlook on life. But as faith brings them together time and time again their hatred for each slowly turns into friendship only to realize its true meaning when they get separated. Will life give them one more chance to prove their love for each other or will they continue to be at loggerheads?
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Proper Patola is Romantic Comedy movie and will entertain the audience by fun elements and confusion as Neeru Bajwa in double role. How she will manage to do this double role with Harish Verma and Yuvraj Hans?


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Worldwide / United States / Wixom, MI / Contractors / JCG Disaster Restoration Contractors - Wixom, MI
JCG Disaster Restoration Contractors
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28317 Beck Road, Suite E20, Wixom, MI 48393, United States
About JCG Disaster Restoration Contractors
Serving Commercial & Residential Customers in MI since 2001. Every member of the JCG crew puts integrity and honesty into every project. It's what sets us apart from other restoration companies. Our team of experienced professionals is dedicated to quality work and timely job-scheduling, assuring you will be back into your home or business quickly and with the absolute best quality of workmanship - a Licensed, Bonded, and Insured Restoration Company.
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Productivity Press
322 pages | 80 B/W Illus.
Why is it that some improvement efforts succeed while others fail despite robust change management programs and the often do-or-die pressure to improve? Quite simply, there are three elements that separate those that succeed from those that fail. They are the 3Ms—Measure, Manage to Measure, and Make-it-Easy.
Complete with forms, templates, and case studies from the aviation and manufacturing industries, Utilizing the 3Ms of Process Improvement supplies step-by-step guidance on how to use the 3Ms to achieve performance excellence that lasts. Suitable for a wide audience—including suppliers, manufacturers, and those who work in service organizations, schools, healthcare, and government—it is as much about the science of process improvement as it is about how to lead process improvement utilizing the 3Ms.
Illustrating applications of the 3Ms across a range of industries, the book weaves stories throughout about role models who have succeeded, as well as those who have failed. It identifies the specific elements that were missing or defective in the failed attempts to provide a clear understanding of how the three elements work together. Arming you with a culture change method based on changing behaviors, it provides a leadership and management guide to achieving your objectives.
The 3Ms have worked for Ben Franklin, Abraham Lincoln, and the author's teams across the globe. Now, with this book, you can put the power of the 3Ms to work for you in your quest towards improving processes and reducing costs.
The author encourages reader interaction and feedback on his website: www.rpmexec.com. He also provides you with access to the forms and templates described in the book.
In this book, Rick Morrow provides a clear, structured, and disciplined approach to improving processes and systems in any industry or organization in need of improvement. He gives readers great insight into how all the tools of improvement can indeed be used in an integrated approach to improve service or product reliability, quality, safety, utilization, and efficiency. He wraps this around straightforward steps and the management systems required to sustain improvements. A must read for all looking to improve an organization and delivery system.
—Charles Hagood, Founder & Past President of The Access Group, International Industrial and Business Services Consulting
As an international expert in quality and safety, Utilizing the 3Ms of Process Improvement is my go-to-guide for practical applications in process improvement. This is a must read for all professionals looking to create sustainable processes and improve outcomes.
—David Jaimovich, MD, President of Quality Resources International
Overview of Process Improvement and the 3Ms
Outcomes Are the Result of Processes
Performance Excellence
3Ms for Process Improvement
Manage to the Measure
Make it Easier
Science of Process Improvement
Change Leadership
We Need All Three Ms to Sustain the Improvements
Case Study in Process Improvement
Utilizing the 3Ms for Process Improvement
3Ms, Scientific Methodology, Change Leadership
Key Points
Change LeadershipWhat Is Change Leadership? Change Management? How Do TheyDiffer?
The Need for Leadership in Change: A Case Study in Healthcare
Too Many Examples of Not Leading Change Well
Management and Leadership: Scientific Management
Perfect Example of Scientific Management
Definition of Manager and Leader
What Happens When There Is no Leader?
Leadership Principles
Abraham Lincoln on Leading Change
Leading Change to a Slave-Free America
Industry's Change Leaders
Walking the Talk
Definition of Common Terms across Methodologies
Key Points
Resistance to Change and Process ImprovementForces against Change: Resistance, Time, Natural Laws
A Quick Win against Resistance
Role of the Change Leader
A Policy of Change and Continuous Improvement
Piloting Changes
What Can Happen If Change Is Not Piloted First
Balancing Change and Continuity
The Emancipation Proclamation
What Happens When One or More of the Ms Is Missing?
Dr. Semmelweis and Washing Hands: The Right Change, but Why Is Change Needed In Healthcare?
Semmelweis's Improvement Dies with Him
Forcing Doesn't Always Work
The Force of Resistance
Benjamin Franklin, Electricity, and Change Leadership
Principles of Electricity Explain Resistance to Change
What You Can't See Can Hurt You
Using Resistance to Help Lead Change
Electricity and Forcing Change Can Be Dangerous
Getting Change to Flow
Resistance to Change Can Vary within the Same Person
Resistance between Two Bodies
Resistance at Home
Key Points
Practicing Change Leadership
Process Improvement MethodologiesOverview of the Most Popular Methodologies
Work with Toyota and for Motorola
Motorola and Toyota Use Lean and Six Sigma Tools
PDSA and PDCA Compared to Six Sigma
All Good Methods Analyze for Root Causes before Solutions
Case Study of Late Shipments
Cross Reference of PDSA, Six Sigma, Lean, Change Leadership
Human Factors and Ergonomics in Process Improvement
Case Study: Human Factors Added to Lean Six Sigma
Hand Hygiene Change Leadership Issue
Failure to Engage Others with the Measure
Baseball and Managing to the Measure
Measures for Research Purposes
Measures for Process Improvement Purposes
Cedars–Sinai Using Measure and Manage to the Measure
Key Points
Roadmap for Process ImprovementIntroduction
Start the Journey on Main Street
Getting Started on Our Journey
Possible Shortcut
Prepare for Change
Articulating a Vision
Elements in a Vision Statement
Try Out Your Vision Statement
How Does One Communicate the Vision?
Abraham Lincoln's Vision
Advocate a Vision and Continually Reaffirm It
For Whom the Bell Tolls
Quality Circles
Enabling during the Recession of the Early 1980s
Assumptions and Decisions
Key Points
Chartering the Process Improvement WorkThe Charter
No Charter? Big Problem
Sharing Findings before Departing
Clear Definition of the Issue and What Was to Be Measured Are Key
The Final Report and Surprise
The Issue Statement
The Measures or Metrics
Outcome and Process Measures
Progressive Goals and Successive Successful Approximations
Measures and Goals to Build a Safer Culture
Hold Off on Financial Metrics Until
Scope the Work
Charter "Signatories"
Chartering Is Iterative
Sign the Charter
Key Points
Practicing Skills: Chartering
Stakeholder AnalysisPurpose of Stakeholder Analysis
Case Study in Stakeholder Analysis
Mission and Values of the Organization
Overview of the SHA
Measuring the Gap: The Level of Resistance
Three SHA Scenarios to Know Your Strategy Upfront
Designing the "Circuit" to Achieve Flow and Manage Resistance
Difficult to Be Perfect
Them Is Us Eventually
Let's Learn Stakeholder Analysis by Doing
Using the SHA Template
Time to Assess Each Stakeholder's Buy-In
Key Points
Finding the Root Causes, Improving, and ControllingExplore Together
Doctor Livingstone
Explore Together with Empathy and Patience
Building the Team
Case Study
Poor Service for a Major Customer and Its Customers
Work-Arounds in the "Factory of Hidden Defects"
Exploring Using the "Five Whys"
Explore: Builds on Experimentation
Build Consensus
Train, Enable, Empower, Hold Accountable
Training in the Improvements
Hold Accountable
Key Points
Utilizing the 3Ms: Measure, Manage to the Measure, and Make It EasierIntroduction
Practicing Measure
Manage to the Measure
Make It Easier
Visual Management
Measuring Example
Managing to the Measure Example
Make It Easier Example
Takt Time: A Measure of the Pace Needed to Meet Customer Demand
Measuring: The Most Important M
Apply the First of the Three Ms and See the Value
Setting Up Your Experiment
Measuring the Baseline
Statistical Process Control Charting: Turning Data into Information
Sample Size
Hand Hygiene and the 3Ms
Ready to Observe
Alternative Experiment
The Hawthorne Effect
Desire to Increase Productivity
Utilizing the 3Ms by Changing the Measure
Incentive Piecework as a Measure
More on the Perverse Incentive Measure
French Restaurant Dining
The Hawthorne Effect Revisited
Case Study in Timeliness in Sharing the Measure
Key Points
What to Measure
Hidden Factory of Rework and Swiss Cheese
Getting Started: Preparing for Change, Chartering, and Stakeholder Analysis (SHA)
Case Study: 3Ms Improving Surgical Safety
The Measure Is Invented
Measuring the Errors to Reduce the Risk of Wrong-Site Surgery
Measuring the Quality of a Decision
Practicing Measuring
A Change In One Area May Affect Other Areas
Inventory Management
Measure What the Customer Measures
Base the Measure on Correlation with the Outcome
High Reliability Organizations: What Do They Measure?
A Safety Culture and How to Measure
Measuring the Inputs versus Just the Outcomes
Measuring the Culture
President Franklin D. Roosevelt's First Inaugural Address
Key Points
Measure Risk to Achieve High ReliabilityMeasuring Risk
The FMEA Form
The Process Step or Design Function
Input, Failure Modes, Effects, Causes, and Scoring of Risk
Existing Controls
Risk Priority Number (RPN)
FMEA for IT
Data Can Be a Component In Today's High Tech Equipment
FMEAs Don't Always Prevent Catastrophic Failure
3Ms Lesson: Must Manage to the Measure, Not Just Measure
Facilitating a FMEA
Key Points
Measurement as a SystemOverview
Measurement as a System
Measurement System Analysis (MSA) Critical in Utilizing the 3Ms
Analyzing a Measurement System
Qualities of an Acceptable Measurement System
Attributes of a Measurement System
Designing a Measurement System
Performing a Measurement System Analysis (MSA)
MSAs Can Be Really Easy
Inaccurate Measurement Systems Can Lose Customers
A Measurement System Using Actual Data by Surgeon and by Procedure
Measurement Systems That Add No Value to the Client
Calibrating a Measurement System
Statistical MSA Methods
Categories and Types of Data
Checklists as Measurement Systems
Overview of Performing a Gage R&R
MSA for Blood Pressure Reading
MSA for Attribute Data
Attribute Agreement Analysis
Moderate Risk of Harm
The Soft Drink Challenge with AAA
Overview of MSA for Continuous Data and High Granularity
Gage Repeatability and Reproducibility (Gage R&R)
Precision to Tolerance: (%P/T)
Knowing Good from Bad
Percent to Total Variation %P/TV
% Contribution
Using Minitab in Measurement System Analysis for Gage R&R
Should I Measure 100% or Sample?
Sampling Quality
Key Points
How to Share and Communicate Measurements
Pareto Charts
Pareto to Reduce Resistance
Statistical Process Control Charts (SPC)
First SPC Chart: May 1924
High Reliability Organizations (HROs) and SPC
The "Swiss Army Knife" for Process Improvement
Components of the SPC Control Chart
Control and Out of Control
Case Study
Call Center Wait Times
Using a Simple Histogram to Create SPC Chart Parameters
Reliability and SPC
SPC Is Often Preferred in Managing to the Measure
Prove Change Really Occurred
Change Management without SPC?
Frontline Workers Have Been Using SPC Since the 1920s
Run Charts
Key Points
3Ms: Manage to the MeasureThe Scoreboard
Visual Management
What to Expect Short Term and Long Term from Measuring
Instructing and Coaching
Training within Industry
Job Instructions
Job Methods
Job Relations
Program Development
Standard Work to Manage to the Measure
Coaching is Key in Managing to the Measure
Coach's Playbook
Key Points
3Ms: Make It EasierPerformance Improvement in Making It Easier to Change
Case Study
Store Staff Spending Time with Customers
Job Satisfaction
Making Change Easier Is What We Need to Do
Prepare Stakeholders for the Change
Explore Together
Satisfaction and Loyalty Measurement
Experiment, Explore, Build Consensus
Choosing the Best Countermeasures
Piloting and Choosing the Best Countermeasures
Piloting to See if the Measure Moves
Train, Enable, Empower, and Hold Accountable
Mindfulness and Control
Commitment to Resilience
Case Study
University of Pennsylvania, Penn Medicine Utilizing the 3Ms
SPC Making It Easier
The 3Ms Are the Most Important Tool for Leadership and Process
Improvement Leaders Including Change Leaders to Sustain the Gains
Key Points
High Reliability
Case Study: SKF
High Reliability Program Number 1
High Reliability Program Number 2
The Products Surrounding the Variation
Scrapping versus Inspecting
Utilizing the 3Ms in Zero Defects and SWOC
High Reliability Program Number 3: Building a Safety Culture
A Story of a Seal and Its Grease
Change Isn't Always Easy, Except
Stakeholder Analysis Revisited for Making It Easier
Designing an Experiment Should Start with the People Doing the Work
Key Points
Mistake-Proofing Promotes Defect Prevention versus Detection
Types and Levels of Mistake-Proofing Devices
Human Error Drives Need for Mistake-Proofing
Mistake-Proof Approaches
Train, Engage, Enable, and Empower the People Doing the Work
Reinforcing Continuous Process Improvement
Key Points
Roadmap for Performance Excellence™
Process Improvement Foundational Tools
The Emancipation Proclamation
Charter Template
Stakeholder Analysis Template
Hand Hygiene Data Collection Sheet
Hand Hygiene Compliance Chart for Posting
Measure: Data Collection Tool
FMEA Severity, Occurrence, Detection Tables
Gage Repeatability and Reproducibility Measurement System Analysis


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Home : 2001 : Sep : 10
Contact your local Burea of Land Management and help plant trees in the local area. They even went as far as digging the holes, leaving a marker for each child to put their name on it, and laid each tree right by the spot it was to go in.
Another idea is to go to a local grocey store and ask for some large paper bags for your class to decorate. Have the kids decorate them with slogans and pictures about recycling. Then take them back to the store for them to use for the customers. This gives each customer a one of a kind bag and gets the message out about recycling.
Here is one more, have your students decorate a 16" X 16" fabric square with the help of a parent. Each child is responsible for one letter of the alphabet. Then have a volunteer stitch them together to make an alphabet book. Donate the book to a local preschool or Head Start Program. The students could deliver the book and read stories to the younger kids or just spend time with the little ones while they are there.
For individual use only. Do not copy, reproduce or


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John Avard, Ward Ten's representative on the Manchester Board of the School Committee (BOSC), criticized the New Hampshire Union Leader's endorsement of Rich Girard, the talk show host who is running as an at-large candidate to the BOSC. The endorsement was entitled "Girard for school board: Transparency is the key."
Posting on his Facebook page, Avard ripped the Union Leader for claiming that Girard was a champion for transparency in government. Avard charged that Girard, acting behind the legal shelter of transparency, has abused the right-to-know (RTK) law to further his own political agenda and for purposes of self-publicity.
Rather than being a hero of open government, Girard is more akin to Gladys Kravitz, Avard believes. Kravitz was the busy body neighbor of Samantha Stevens on the TV series Bewitched, who was always snooping on her neighbor. Avard believes that Girard's aim is to gain information from "fishing expeditions" to "embarrass or manipulate city officials" and to promote himself and his Girard at Large radio show.
Girard has targeted the Manchester School District (MSD) and Superintendent Debra Livingston with a steady barrage of inquiries over the past three years, accounting for the vast majority of all information requests to the District. "Since October 12, 2012, members of the Superintendent's team (including the Superintendent) have fielded a total of 166 Right-to-Know requests, exchanges, or responses from Richard Girard," Avard wrote. "It is estimated that as much as 70% of all RTK requests received by the school district are from this one individual. That leaves the balance of 30% to be split up between all other media outlets, citizens, lobbyists and BOSC members."
Avard slammed Girard for the cost of his fishing expeditions. "The time, money and energy spent satisfying his excessive requests comes directly out of the limited funds that should be spent in the classroom improving education."
He then went on to address the future financial damage Rich Girard might cause the MSD. "…[T]he school district and Richard Girard himself may soon be at the center of a serious legal battle thanks to his digging for information and his loose lips."
For months, Manchester has been roiled by rumors that the resignations of three BOSC members were the result of the leaking of confidential documents related to a federal civil rights lawsuit brought against the MSD by the U.S. Office of Civil Rights. The case remains under seal, which means that it is forbidden for any party privy to information on the case from revealing it.
Apparently, certain former BOSC members were only too willing to share information, and Rich Girard may have been a conduit of that information. Reportedly, Girard revealed the name of the student who was at the center of the lawsuit, which was illegal as the student was a minor. Girard reported leaked information despite legal proscriptions against doing so.
Many observers believe that Girard's behavior was not only reckless but malicious. The MSD and Girard reportedly soon will be hit with a lawsuit related to the leaking of the confidential information. The legal costs to the City of Manchester could be staggering.
Avard concluded his post with a mention of the "Little Mel" sexting scandal, in which Girard attempted to seduce a young woman with borderline personality disorder and a history of online exhibitionism. The attempted seduction, which the young woman exposed, came after Girard groomed her as a social media "spy" to keep tabs on his perceived enemies, including Alderman-at-Large Joseph Kelly Levasseur.
"Richard Girard is not a hero for transparency, he is an overly self-righteous political hack who wastes everyone's time and money to promote himself," Avard wrote. "Add that to his lurid sex scandal with a mentally vulnerable young lady last year and he is the very last person we should ever bring to the school committee."


text: Carpet Is Really Wet If no water is coming into the white tank, please refer to No Suction video. If you are walking too slowly this can cause the carpet to be excessively wet, just as if you are going over the same area too many times causing over wetting which can result in a water mark or leave dark lines. You can go over your carpets again with the machine running to suck up excess water, but DO NOT use the red (spray) button. If this does not resolve the problem, please call our customer services team on 0800 800 245.


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The "double" in today's HTC "double exposure" event means that the new RE camera isn't arriving alone, and alongside that new cross-platform camera accessory, the manufacturer brought a new smartphone to share with the world, confirming weeks of rumors about a handset with unparalleled front-facing camera performance: the HTC Desire EYE.
The leaked renders we've seen were right on the money, and sure enough, the EYE has one of the biggest front-facers we've ever observed on a smartphone, including not just a 13MP auto-focus camera, but also a dual-LED flash. You'll find a similar 13MP setup around back, only with a slightly larger aperture.
Despite this being a Desire model, the specs are nothing to complain about, with the Eye powered by a Snapdragon 801, and packing 2GB of RAM, a 2400mAh battery, and 16GB internal storage (with the option for microSD expansion). You'll have to look close to see them, but HTC's famous BoomSound stereo front-facing speakers make a return; gone are the large, eye-catching grilles, replaced by much more low-key speaker openings immediately adjacent to the top and bottom edges of the display.
As is befitting a phone with cameras like these, HTC's given the Desire EYE a hardware shutter button. The phone's also designed with resistance to the elements in mind, offering protection against water, and comes in a couple eye-catching two-tone designs: the white/orange "coral reed" and bluish "blue lagoon." While we don't have a release date just yet, HTC has revealed that AT&T will be the exclusive home of the Desire EYE when it arrives.
Source: HTC


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Thursday, August 22, 2019 at 7 PM – 11 PM
Golden Mandala Yoga & Consciousness Center
417 Broad St. Ste. B – Nevada City
Comedy, Characters, Consciousnest, Cacao, Community, Collaboration, Come Celebrate the Silliest Super Hero around, Nature the Entertainer, now also known as Angel Nathaniel. We'd love to have you come to laugh, dance, sing, play, eat, drink, and LOVE together for a night. We promise to deliver all the peace, prosperity, and positively pure comedy! This event is open source and open to collaboration, so let's co-create a magical celebration.


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Where to you want to go in your new ride? To the store? To the trails? What about "anywhere?" If you like the sound of that last one, then we think you'll love the 2019 Jeep Wrangler. It's designed to get you anywhere you want to be, no matter what might get in your way. More specifically, it's designed to deliver off-road excellence, and to give you the ultimate in capability.
You get a standard 3.6-liter six-cylinder engine in your 2019 Jeep Wrangler. It generates 285 horsepower and 260 pound-feet of torque. The doors are removable, and you can fold down the front windshield. Driving a 2019 Jeep Wrangler is like driving nothing else. Jeep offers plenty of available features on the 2019 Jeep Wrangler to boost its off-road ability even further. You can add in features like underbody skid plates, tow hooks, an electronically disconnecting front roll bar, rock rails... the list goes on and on. A fully equipped 2019 Jeep Wrangler is practically a force of nature, and even the standard trim level is still plenty tough.
If the 2019 Jeep Wrangler sounds like the right vehicle for you, then come try one out for yourself. Just pay us at V&H Automotive a quick visit, right here in Marshfield, WI. We can't wait to help you out.


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Learning Center Articles
Retirement Home Developers
Retirement home developers are numerous and located throughout the nation. This is reflected in the wide variety of retirement home options that are available to those reaching their golden years. If that stage of your life is nearing, and you are just heading out of the work world, there are some excellent reasons to deal directly with retirement home developers. For starters, you may have a specific region, climate, and activities that you want to embrace in your retirement.
Retirement home developers are a similar lot to any other real estate developers. They provide additional services that allow you greater choices, and the ability to directly choose what it is you want in your home. When you have worked so hard and saved your money, there is nothing more rewarding than getting to work with the developers to have a customized home available for you in your retirement. Figure out what you want in your home, and what options are offered by the developers of the retirement home community in which you want to live.
Maintaining Your Independence
Look at the retirement home developers as a way to find what you want. You could be more of the truly independent mindset that you want to maintain an unattached home. You may want to also seek out developers who provide a multitude of the best retirement housing options for you in retirement. The most compelling reason is that while you may feel wonderful as you are approaching retirement, you may need assistance at some point. In the line of thinking to maintain your independence, though, you may want a happy medium.
There are two ways to achieve and maintain your independence. Retirement home developers that allow you to basically rent the properties rather than buy them make it easier to keep up with your own personal stages of life. You may live to be a healthy 100 year old, who loves living in a free-standing house. If you are a little more concerned about the possibility of being too independent, and feeling vulnerable, you may want a different kind of housing option from the developers.
Another concern beyond health and independence is the matter of money. You may feel confident that you have plenty of it, but it is wise perhaps not to spend all of it all at one time. Or, you may have serious and legitimate concerns about having enough. Realize that the retirement home developers are well aware of that and they also have a variety of price points. Not only does everyone not want luxury residences, including those who have ample funds, but there are plenty of other places to live out there.
Building A Community
Beyond money and levels of independence, the retirement home developers realize that this is a special time of life in which you have more time to enjoy yourself. Yet, as age sets in, friends and spouses may depart, leaving a bit too much space in life. In answer to such frequent occurrences, retirement home developers provide many opportunities to enjoy a greater sense of community. There may be activities, such as senior fitness classes, a senior community center, or even planned outings to explore outside of the community. The truth is that there may be no other time of life in which companionship is so necessary and imperative.
Along those lines, this makes it a good idea to explore developers that offer communities near the activities that you enjoy the most. If you love musicals, make sure you either have access to traveling Broadway shows, or an excellent local musical theater company. Make sure that this will also be an option available to you while you are living in your community. For instance, if you are going to drive yourself, that my be fine. Yet, you may also want to have transportation to and from such events to be provided for you. In many communities you do not have to drive, but can choose to continue to drive.
At some point it may become hazardous for you to take the wheel of a car, and may rely upon professional drivers. Sometimes it is best to allow yourself plenty of options, just to fulfill the many curve balls that life can throw. Beyond that, you may even want to enjoy various levels of care. If you are done living in a single, unattached house, you may prefer cottages with a monitored medical station, or a center in the community that serves meals every day. Retirement home developers know the needs of the senior population the best. They understand that there are financial constraints or at least tighter economic factors sometimes in play as well. Look for a community that works well with how you want to live in your golden years.


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DelMarVa's Premier Source for News, Opinion, Analysis, and Human Interest Contact Publisher Joe Albero at firstname.lastname@example.com or 410-430-5349
DelMarVa's Premier Source for News, Opinion, Analysis, and Human Interest
Contact Publisher Joe Albero at email@example.com or 410-430-5349
Tuesday, August 05, 2014
Prekindergarten to Become Full Day Program at Chipman, West Salisbury Elementary Schools
Families will be notified soon that 4-year-old students in prekindergarten classes at Charles H. Chipman Elementary and West Salisbury Elementary will now be attending school all day instead of participating only in a morning or afternoon session.
The Maryland State Department of Education included $280,000 for Wicomico County Public Schools in the recently announced Maryland prekindergarten expansion initiative. The grant will fund materials of instruction for the expanded instructional program, and professional development to help prepare teachers to make effective use of the full day schedule.
"I'm extremely excited and I know our families will be too, because this grant will allow us to have a full day program for our prekindergarten students," said Antionette Perry, principal of Chipman Elementary. "We can build a firmer foundation for academic success in a full day than we could in two to three hours. The full day schedule will provide the students, teachers and assistants with greater opportunities for learning, while better suiting the schedules of families."
Chipman Elementary will have three prekindergarten teachers for three classes of up to 20 students each. The school day will begin at 9 a.m. (doors open 8:30 a.m.) and end at 3:30 p.m.
West Salisbury Elementary will have two teachers for two classes of up to 20 students each. The school day will begin at 8:45 a.m. (doors open 8:15 a.m.) and end at 3:15 p.m.
Families of prekindergarten students will receive specific information about their child's teacher and plans for the 2014-2015 school year in the mid-August welcome letter from the child's school. The welcome letter will include information on when a child will attend during the first week (Aug. 25-29). In Wicomico County, all prekindergarten and kindergarten students will start the school year on a staggered schedule, with just a few students reporting each day during the first week of classes. This gives the students time to adjust to the school routine, and provides the teachers the time to get to know each student, work with students on school rules and expectations, and have conferences with parents. All prekindergarten and kindergarten students will be in class Tuesday, Sept. 2.
Wicomico has already had great success with full day prekindergarten at the Wicomico Early Learning Center (WELC), which serves both 3-year-old and 4-year-old children in the Pemberton and Beaver Run school attendance areas with a full-day prekindergarten program. The scores for elementary students who participated in full day prekindergarten at WELC lead the county, said Dr. Margo Handy, Assistant Superintendent for Instruction and Student Services.
"Having taught full day prekindergarten for seven years, I have had the opportunity to see the impact that full day prekindergarten has in the life of a child and the child's family," said Lauren Monroe, a prekindergarten teacher at WELC and the 2014-2015 Wicomico Teacher of the Year. "Full day prekindergarten provides extended instructional time. This in turn provides a larger foundation upon which the rest of a child's educational career will be built. Children have more time to actively engage in reading, math, and science with methods that are developmentally appropriate. It also provides teachers with increased opportunities to partner with the family in life of their child."
Getting Ready for Prekindergarten and Kindergarten
All Wicomico elementary schools with prekindergarten and kindergarten classes are continuing to register children for kindergarten for 2014-2015 and to accept applications for prekindergarten. Schools are open 7 a.m.-3 p.m. weekdays throughout the summer to assist families.
In Maryland, kindergarten is mandatory for children who are age 5 by Sept. 1 of a given year (unless parents have submitted a Kindergarten-Level of Maturity Waiver Form seeking later admission).
Prekindergarten is not mandatory, and is offered to qualified children who will be 4 by Sept. 1, 2014. (For families in the Judy Center catchment areas of Beaver Run and Pemberton elementary schools ONLY, prekindergarten services are also available to qualified children who will be 3 by Sept. 1, 2014.) Prekindergarten is a half day program throughout Wicomico County except for 3- and 4-year-olds in the Judy Center catchment areas of Beaver Run and Pemberton elementary schools, who participate in full day prekindergarten at WELC, and now for prekindergarten students at West Salisbury and Chipman elementary schools.
Priority admission is given to Wicomico County children and Delmar, Del. children who meet any of these criteria:
come from low-income (185% above poverty level; for families in the Charles H. Chipman and West Salisbury attendance areas ONLY, 300% above poverty level) or at-risk situations
have prior participation in Head Start
experience challenges like emergency or health problems, limited English proficiency, homelessness, or other home or family circumstances
recommended for the program by government or court referral
Parents or guardians whose child does not meet these criteria can put the child's name on a prekindergarten waiting list, which will be used to fill any remaining slots. Documentation must be submitted prior to a child's acceptance into the program. Families will be notified in late summer if space is available.
The Wicomico County Public School System, in conjunction with Prince Street Elementary School, will continue to offer a prekindergarten class at the Bundles of Joy Learning Center at 1409 S. Division St. in Salisbury this year. Many families need before and after school care for students attending a traditional half-day prekindergarten program. This prekindergarten class is unique in Wicomico County in that before and after school services, as well as year round child care, are available at this one location. Class size maximum at this site is 16 students.
On the typical day, these Wicomico students may be dropped off at the center as early as 7:30 a.m. After breakfast, they will receive the half-day prekindergarten experience with an early childhood certified teacher. Students are offered all support services such as vision, hearing, dental screenings, and field trips provided by the traditional prekindergarten classes. At the conclusion of the prekindergarten class, students are cared for by the accredited staff of the Bundles of Joy Early Learning Center until parents arrive to take them home. For additional information or enrollment opportunities in this class, please contact Bundles of Joy Learning Center at 410-341-0333 and/or Prince Street School at 410- 677-5813. Children enrolled in the prekindergarten class at Bundles of Joy receive a 20% discount on child care rates.
4 comments:
Good that parents will be notified soon since school starts in less than three weeks. Hope the parents aren't locked into any daycare arrangements for the 1/2 day they thought their kids would not be in school. As always, Wicomico leads the way in communicating with parents.
- August 5, 2014 at 3:21 PM
good luck trying to get your kids into pre k if you are not on welfare, in section 8 housing or make over 25k a year. free day care is all pre k is.
- August 5, 2014 at 3:59 PM
Really 3:21... Those parents just got a raise. Free daycare!
- August 5, 2014 at 4:27 PM
Why don't we put them in pre k as soon as they are born? Lets cut there food stamps now they only have to feed them one meal a day.
- August 6, 2014 at 9:11 AM


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By Mike Sannes, Big Bear Real Estate - The Mike Sannes Team, March 2, 2017
Hello and thanks for checking in with us regarding the Big Bear real estate market. It is hard to believe, but the first quarter of 2017 is already more than half way complete. So let's get caught up on what has been happening with Big Bear's unique real estate market shall we?
January Marked a Strong Start to 2017
January in Big Bear has historically been a month where we see sales begin to slow, as there are typically fewer homes on the market in the winter months as well as fewer home buyers in the market. January 2017, however, seems to have bucked this trend as there were 86 residential closings as compared to 66 in January 2016, an incredible 30.3% increase! In fact, the 86 closings we saw this January are the most sales we have seen in the month of January in over 10 years.


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For nearly thirty years Laurie Giles has been committed to helping businesses and law firms flourish. Her areas of expertise include business canvas development, law office management, compliance, policy and process development and implementation, fundraising, governance and board development/training, branding and marketing.
She has received numerous professional honors including:
Best of Fairfield County
The American Institute of Family Law Attorneys - 10 Best
The National Black Lawyers – Top 100 National Black Lawyers
AVVO ranking 10
She serves as outside general counsel to numerous business and nonprofit organizations.
Laurie Giles has served numerous judicial and governmental appointments. These appointments include Special Master - Connecticut Superior Court, Ethics Commissioner – Trumbull, CT., Hearing Officer – Bridgeport, CT Board of Education, Labor Relations Officer- Bridgeport, CT, and Co-Chair United States Justice Department convened task force - Trumbull, CT.
Her ability to present complex legal and business issues in an understandable manner has made her a sought-after speaker, continuing education lecture, and media source. A former radio talk show host, she has been a guest on numerous local and national radio and television shows. She has been featured in numerous publications including The New York Times, Hearst Connecticut Publications, Globe and Mail, Arthritis Today, Charlotte Observer, Work Style and the Connecticut Law Tribune.
Ms. Giles who is a certified coach, received a Bachelor of Psychology from Springfield College. She received her Masters in Higher Education Administration from Eastern Nazarene College and a J.D. from Rutgers University. She also completed certified mediator training at Syracuse University.


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So many options in this super nice home in a top notch neighborhood. Separate 2 story living area with In-law suite or could be rental that has living area of 971 SF with 2BR/2BA, KIT,LR and private outdoor deck. Main living area has 2164 SF with 4BR/2BA, large family room with gas fireplace, Sunroom with heat and built-Ins. Large just updated eat-in kitchen. Huge walk-in unfinished storage area with aprox 294SF. Big fenced in yard with patio and storage shed.
Carport, Garage Att 1 Car, Driveway Spc, Street
Fireplace Gas-natural, Walk-In Closet, Walk-In Attic
Dishwasher, Disposal, Range, Dryer, Microwave, Washer
Attic, 1st FBR, In-Law Suite, Pantry, Porch, Sun Room
Disclosure Statement, Pet on Premises
Listing Courtesy of John E. Wood Realty Inc..


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Virgin Coconut Oil Chest Rub with Eucalyptus - 125ml
Product Information
It leaves the skin feeling soft and smooth, and has the added benefits of the natural aroma of Eucalyptus. Australian Aborigines were well aware of the medicinal benefits of Eucalyptus Oil and today it is a familiar ingredient in chest rubs and decongestants.
Price: $9.00


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COUNTRY LIVING WITH SMALL TOWN CONVENIENCES. Welcome to this beautiful home and property. PRIVATE country setting, home sits on .53 LEVEL acre with mature landscaping. 2 story CUSTOM built home with attention to details and MASTER craftsmanship with oversized double garage and separate 24X50 WORKSHOP. Over 2800 sq. ft. of living space. 3 bedrooms, 4 full bathrooms (3 in house and 1 in shop). Main floor boasts over 1700 sq. ft. of living space with formal living area, open country kitchen/dining with an abundance of cabinets and counter tops and easy access to dining room, family and formal living area. Walk up the wide staircase to the second level bedrooms. Executive master bedroom with walk-in closet and 5 piece en-suite. (double sinks, jetted tub and separate shower). Spacious 2 bedrooms and a full bathroom completes this level. WORKSHOP 25'X50' - HEATED, PLUMBED & WIRED, drivable access to shop and back yard. Enjoy the outdoor living under the Gazebo. This property boasts green spaces, huge garden plot, and plenty of room for a pool. GREAT LOCATION - minutes to shopping, transit, airport, skiing, golf, etc. BUT WALK TO LAKE, RAIL TRAIL, DOG WALK , LOCAL RESTAURANTS. Ideal B&B location, farm style living without the work of the farm. (id:6289)
Golf Course, Recreation, Airport, Schools, Park, Public Transit
Dryer - Electric, Refrigerator, Washer, Range - Electric, Dishwasher
Heat Pump, Central air conditioning


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Diabetes is mainly related to the lack of insulin secretion, and now the prevalence of diabetes is increasing, so it is urgent to control diabetes.
The methods of controlling blood glucose are mainly insulin injection or oral hypoglycemic agents, so what are the differences between these two ways of controlling blood glucose?
First, insulin and hypoglycemic agents have different mechanisms of action. Hypoglycemic agents exert hypoglycemic effects by stimulating insulin secretion, enhancing insulin sensitivity, inhibiting the absorption of glucose in the stomach, reducing postprandial blood glucose and enhancing the absorption of blood glucose by cells, while insulin supplements insulin directly to improve hyperglycemia symptoms.
Secondly, insulin and hypoglycemic drugs are used in different ways. Oral hypoglycemic agents are easy to store and can be taken orally as prescribed by the doctor, while insulin needs to be stored in cold storage and injected subcutaneously.
Then, insulin and hypoglycemic drugs have different side effects. Oral hypoglycemic agents are metabolized by the liver and are harmful, while insulin does not need to go through the liver and thus has fewer side effects.
Finally, insulin and hypoglycemic agents have different duration of action. Oral hypoglycemic agents need to pass through the digestive tract and liver before they can be absorbed by the body, so they take a long time to take effect. In contrast, direct injection of insulin can reduce glucose quickly.
Insulin plays the most direct role in lowering blood sugar, which can make up for the insufficient secretion of insulin by pancreatic islet cells, protect pancreatic islet cells, reduce the work load of pancreatic islet cells, and prevent or delay the damage of pancreatic islet cells. However, it is difficult to preserve and requires subcutaneous injection, and large doses are likely to cause severe hypoglycemia.
Compared with insulin storage, oral hypoglycemic agents are more convenient and more acceptable to patients. However, it is slow to take effect and cannot directly solve the problem of insulin deficiency. Long-term oral hypoglycemic agents can easily increase the burden of pancreatic islet cells. In addition, oral hypoglycemic agents also need to go through liver and kidney metabolism, so liver and kidney may be damaged.
Diabetes is mostly caused by abnormal insulin in the body, so insulin injection can solve the problem of hyperglycemia at the root, so can all diabetic patients inject insulin? There are actually indications for insulin.
Although insulin can reduce blood glucose quickly, it is easy to show severe hypoglycemia such as pale face, sweating or trembling after long-term or excessive injection of insulin. Therefore, it is recommended to strictly test blood glucose during insulin injection. In addition, insulin is a hormone drug. Long-term injection of insulin can easily lead to weight gain.
Both oral hypoglycemic agents and insulin can reduce blood sugar, but sugar lovers should remember not to rely too much on drugs, combined with exercise and healthy diet to get the maximum hypoglycemic effect.


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What to Do After End of Broker Protocol Truce
They were the end-of-year shots heard round the financial advisory world.
The withdrawal of Morgan Stanley, UBS Financial Services and Citigroup from the Broker Protocol signals the end of peace between warring brokerage firms over control of customer assets and financial advisor recruitment.
As in the not-too-distant past, financial advisor resignations will induce their former firms to rush to court to obtain emergency temporary restraining orders and to file for recompense through FINRA arbitration claims.
The hundreds of firms still in the pact are now in their strategy rooms determining whether to back away from the big-book brokers at those firms or to stay in the game. If they do, based on recent history, they will have to give potential recruits guidance on how to move within the letter of their employment contracts while realistically calculating litigation budgets for the inevitable court and arbitration battles.
Reviewing the history of Protocol is good preparation for both sides.
In 2004, Merrill Lynch, Smith Barney (then a unit of Citigroup and now part of Morgan Stanley) and UBS Financial drafted a truce for the industry. The Protocol for Broker Recruiting promoted advisor mobility and fair competition by allowing advisors to solicit the customers they serviced when joining competing brokerage firms, provided they adhered to certain requirements.
By 2017, approximately 1,700 firms were in the pact, providing advisors (and, arguably, their customers) with more mobility, and drastically reducing litigation between firms.
But like any truce, the value of the Broker Protocol depended entirely on the honor of its members. Human nature and fierce competition spawned sharp practices.
With the threat of big legal bills gone, the big firms pumped up "transition" packages to entice financial advisors to defect (even if the result was a zero-sum game as no one firm emerged with a distinct customer-asset advantage).
In terms of respect for the governing Protocol, there were many snubs.
Departing advisors in some cases shuffled, shredded, stole or deleted their former firms' customer files and computer data. (In an arbitration decided in August 2017, advisors who left one regional firm were ordered to pay $500,000 of compensatory and punitive damages and attorneys' fees and costs for destroying, stealing and deleting what arbitrators agreed was non-public customer information.)
It was even more common for advisors to prematurely solicit customers before departing, with quiet encouragement of the treachery from the firms that they were about to join.
Advisors implicitly understood what they had to do to justify their fat recruiting packages: Move with speed and ensure that a sufficient volume of customer business tags along. Advisors, of course, did not inform the customers that they defected primarily for recruitment bonuses.
Recruiting firms routinely overlooked the fact that many of their recruits falsely checked the "no" box on forms asking if they were bound by non-solicit clauses, confidentiality and privacy terms with the prior firms.
The firms may have presumed the Broker Protocol trumped these contract terms, but this discrepancy was not clearly addressed in the Protocol and went largely untested in courtrooms and arbitrations during the truce. (In the new Protocol-exit era, that is about to change.)
On the flip side, the jilted firms chased advisors in arbitration for failing to fulfill terms of the promissory notes they signed to get "forgivable" signing-bonus loans. The firms pressed inventive arguments that solicitations of former customers were forbidden until the notes were paid, and often won. (Again, the Protocol did not address the issue.)
Firms also routinely "lost" account transfer forms, claimed the transfer forms were incomplete, and reassigned customer account numbers—tactics designed to delay the exodus of customer assets.
The deserted firms, for their part, coaxed customers to stay, offering free or discounted services for their loyalty. And to no one's surprise, former colleagues routinely disparaged fleeing advisors to their former customers with exaggerated or false reasons for the departure.
And the losing firms often issued the coup de grace by "weaponizing" Form U5s, saying brokers were guided out because of alleged company and regulatory rule violations that sometimes led to FINRA investigations.
All that being said, under the Protocol there was some peace of mind for those who followed the rules. Even though more than a thousand firms remain in the pact, that sense of security may be gone forever.
It seems clear that Morgan Stanley and others who pulled the trigger were fed up with the bad-faith retaliatory tactics and the expenses of recruiting at a time that their parent banks have been ordering compensation and litigation expense cuts. (Morgan Stanley's withdrawal coincided with an arbitration award of $1.2 million in damages to Charles Schwab, which claimed unfair recruiting tactics and misappropriation of confidential data.)
Is it a coincidence that Morgan Stanley and UBS Financial's withdrawals come as they substantially cut its recruiting of experienced advisors, greatly limiting the value of the Protocol to the firms? (Merrill Lynch has similarly cut recruiting, although it for now remains in the Protocol.)
While it is impossible to predict whether the Broker Protocol will collapse entirely, recent skirmishes do not bode well for its future.
Morgan Stanley in December prevailed in obtaining temporary restraining orders preventing financial advisors in three separate cases from contacting former customers they claimed to have developed and serviced on their own. The rulings upheld the enforceability of the non- solicit and confidentiality contract terms in brokers' employment contracts, a sobering sign for future mobility of advisors.
How can advisors protect themselves in such uncertain times? They should first assume that it will be much more difficult to jump-start their books at a new firm. But they shouldn't feel stuck.
Anyone contemplating a move should diligently organize their employment contracts, promissory note agreements and workplace manuals into package. If they are dually-licensed as registered investment advisors and insurance agents, they should gather those contracts too for presentation to their legal advisors.
Most importantly, advisors must recognize that soliciting customers before departing is never permitted.
Post-departure, the extent of customer solicitation behavior will be case-specific. Sending announcements about a new location and firm and leveraging social media with approved scripts is generally permitted, but such well-known platforms as LinkedIn and Facebook may pose risks.
It would be a mistake to presume that a move puts an advisor in customer communication seclusion, but it would also be a mistake to presume that the deserted firm is not monitoring every communication pre- and post-departure.
Advisors should keep in mind that their prior firm can trace their workplace behavior for at least 30 days. They need to restrain the temptation to copy their workplace emails, to forward or download nonpublic information about customers and to exploit data that might be stored on cellular phones, tablets and other devices.
Perhaps most importantly, advisors should not attempt to navigate these minefields alone. Work closely with your new firms' lawyers and with your own counselors to evaluate contract terms and develop a strategy pre- and post-departure for client contact.
As the adage goes, if you want peace, prepare for war.
Reif is the managing partner of the Los Angeles office of Winget Spadafora & Schwartzberg LLP.


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Homepage » Plymouth » Plymouth GTX » 1969 Plymouth GTX 2
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Name: 1969 Plymouth GTX 2
Date added: 2013-11-05
Description: 1969 Plymouth GTX. Total restoration 6 years ago. 440 4-speed car with Track-Pak in F3 Frost Green metallic with F8 Ivy green interior. Featured in March 2012.
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Jan. 2, 1959
Sep. 2, 2007
Oct. 27, 1956
Nov. 26, 2014
Sep. 26, 2007
Sep. 26, 2007
John "Whimpy" Butler, 58, of Frankford, Mo., died at 9:26 a.m. on Wednesday, November 26, 2014, at the Olathe Medical Center in Olathe Kan.
Visitation will be Wednesday, December 3, 2014, from 4 p.m. until 7 p.m. at Grand View Funeral Home.
Funeral services will be held at 10 a.m. on Thursday, December 4, 2014, at the Grand View Funeral Home in Hannibal. Pastor Richard Epperson will officiate. Burial will follow at Fairview Cemetery in Frankford, Mo.
John was born on October 27, 1956, in Louisiana, Mo., the son of Glen Clifford and Betty Jean Hutcherson Butler.
He married Cheryl Miller on December 30, 1977, at the Solid Rock Baptist Church in Rennselaer, Mo.
His parents, his wife, a brother, Glen "Sonny" Butler; three brothers-in-law, Danny Pursifull, Wayne Miller and Lowell Miller; a grandchild, Kylee Butler; a nephew, Tom Gibbons Jr.; a great-niece, Mia Mayfield; a close friend, Phil Stephens, and from his second family, Mark Moran, preceded him in death.
He is survived by one daughter, Lynn (Austin) Henderson of Frankford, Mo.; one son, Bobbey (Janetta) Butler of Louisiana, Mo.; his mother-in-law, Yvonne Miller of New London, Mo.; a sister, Mary (Tom) Gibbons, of Frankford, Mo.; 13 grandchildren, Sydney Cook, Jameson White, Ryleigh Butler, Baylee Butler, Nick Taylor, Tiffany Nightingale, Brent Dove, Tanner Henderson, Kylee Moran, Kyler Moran, Rylie Moran, Dakota Moran and Matthew Moran Jr.; two great-grandchildren, Trent and Alyssah Nightingale; three brothers-in-law, Marvin (Vicki) Miller, Gary (Lori) Miller and Darrell Miller; seven sisters-in-law, Rita Pursifull, Connie Miller, Debbie Miller, Bonnie (Alvin) Richards, Paula (Johnny) Nelson, Laura Miller and Dori (Michael) Miller; a significant other, Glenda Moran, and her son, Matt (Maria) Moran; 25 nephews and nieces; 31 great-nephews and nieces and three great-great-nephews and nieces.
Pallbearers are Mike Culweol, Gary Moore, Raymond Reed, Shannon "Grubby" Smith, John "Buckwheat" Hennessy and Doran Miller. Honorary pallbearers are Trenton Miller, Scott Miller, Donny Wayne Miller, Keith Richards, Justin Edmond, Josh Edmond, Callen Gibbons, Cory Richards, Chris Miller, Royce Miller, Cliff Gibbons, Clifford Gibbons Jr., Hunter Gibbons and Michael Flowerree.
Whimpy was a volunteer for the Frankford Fire Department for many years before becoming Chief in 2007. He was also a member of the Firefighters Association of Missouri. John was baptized at the Solid Rock Church in Rennselear.
Contributed on 1/26/16
Record #: 784254
Thank you for visiting the Missouri Gravestone Photo Project. On this site you can upload gravestone photos, locate ancestors and perform genealogy research. If you have a relative buried in Missouri, we encourage you to upload a digital image using our Submit a Photo page. Contributing to this genealogy archive helps family historians and genealogy researchers locate their relatives and complete their family tree.
Submitted: 1/26/16 • Approved: 2/11/16 • Last Updated: 4/15/18 • R784254-G784253-S3


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WASHINGTON—"It was just really moving and beautiful, and things with beauty are always inspiring," said vocalist and pianist Jessica Cain after seeing Shen Yun Performing Arts at the Kennedy Center Opera House in Washington, Jan. 24.
Ms. Cain attended the performance with Kevin Downs, a technology consultant. The two commented on the Chinese culture in New York-based Shen Yun, highlighting a noticeable uniqueness.
"It's kind of indescribable, you just have to come and see it," Ms. Cain said.
The New York-based company is on a mission to revive 5,000 years of Chinese culture through story-based classical Chinese dance. The performance also includes soprano soloists and a solo performance on the erhu, a two-stringed instrument sometimes called the "Chinese violin."
Being a musician, Ms. Cain's first impression was how beautiful the orchestra was. The erhu in particular, had caught her eye.
"The score was just really moving. It was really expressive, and it added a lot to the stories that were being told," Ms. Cain said. "It really helped to highlight the dramatic elements, and it was a great addition to the dance."
Shen Yun's orchestra blends traditional Chinese instruments with a full Western symphony, the sound produced is pleasing to the ear. The unique music was not lost on Mr. Downs either.
"It really augmented and enhanced the dance, which was gorgeous in and of itself," Mr. Downs said. "Very graceful. Very well done."
At the heart of the performance is classical Chinese dance, one of the most comprehensive dance systems in existence.
"I think there was a lot of passion in the dancers," Mr. Downs said. "You could see it in their faces as they danced, I think they were enjoying the show and that was entertaining. It made me want to see more, with each one."
"It's not a typical dance performance, it's much more," he said.
With reporting by NTD Television and Liana Chau
New York-based Shen Yun Performing Arts has four touring companies that perform simultaneously around the world. For more information, visit ShenYunPerformingArts.org
The Epoch Times considers Shen Yun Performing Arts the significant cultural event of our time. We have proudly covered audience reactions since Shen Yun's inception in 2006.


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Nothing is more American than hot rods, so let's show our colors by taking our favorite hot rod out of the garage and flog it. Mash it to the mat and do a burnout or two for America! Remember those who have made the ultimate sacrifice, as well as all our men and women who are currently serving our country proud, and then stab the gas.
Be safe when you celebrate, don't drink and drive, but if you're going somewhere today to celebrate America's independence do it in your favorite rod, custom or street machine.
Don't forget, there are some countries that don't allow vehicle modifications at all. How un-American is that?
If you've got a roadster or convertible, put the top down—get some bugs in your teeth. Driving a coupe or sedan? Maybe a pickup? Get a little hot going into the next curve in the road. Don't break any laws, but celebrate a little.
And don't forget—tomorrow it's back to work, so don't get too twisted watching the fireworks tonight.


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The perfect accompaniment to the PIXIE cups, the PIXIE stirrers are inspired by the Nespresso sugar sticks. Set of 6 stainless stell for Espresso and Lungo PIXIE cups.


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What's in store for this week in college football?
"Stanford Steve" Coughlin and Chris "The Bear" Fallica break down Week 13 of the season as only they can, offering their top bets, nuggets, games to stay away from and a special money-line underdog parlay to jump on.
With the season in full swing, the guys are ready to continue their prognostications. Here we go with Week 13 picks.
The plays
Stanford Steve (3-2 last week, 32-27-2 overall)
The Bear (2-2 last week, 29-25-1 overall)
Air Force Falcons (-22, 55.5) at New Mexico Lobos
Stanford Steve: The Lobos have been decimated by injuries this season. They most recently lost running backs Bryson Carroll and Ahmari Davis and are down to 57 scholarship players after enduring 14 season-ending injuries. They don't have enough scout-team running backs to help prep for the vaunted Air Force rush attack. New Mexico started the season 2-1 and has since lost seven in a row. It seems like the Lobos don't have enough to keep it close.


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Events for January 6, 2019
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2:00 pm
Portrait Sketching Art – Beginners workshop in Bangalore
Pencil Sketching Art - Beginners workshop in Bangalore Portraiture is the highest grade of certification an Artist can get. Pencil Sketching is the basic knowledge once can get to start with. Lot of artist are into colors like Watercolors, Acrylic & Oil colors, but without grey scale knowledge which requires high IQ to work on Portraits, […]Find out more »


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5-7 Magheru Avenue, sector 1, 010321 Bucharest, Romania Show on the map
- WiFi
- Car park
- Air conditioning
- Airport Shuttle
- Accessible
- Family
- Gym
- Business
Excellent location
Choose your room
Housed in a historic building, this amazing hotel offers a blend of modern technology, utmost comfort and beautiful decoration. Each room is decorated with fine paintings and classic furniture.
Check-in and check-out
Check-in starts at: 15:00
Check-out ends at: 12:00
Useful information:Other names for Hotel Lido:
Lido By Phoenicia
Lido By Phoenicia


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A Brno court on Tuesday sentenced a former police officer to three and a half years in prison for a brutal assault on a Vietnamese national which took place in January 2009. The man later died of serious internal injuries. The court also handed a two-and-a- half year sentence to the victim's flatmate for participating in the attack. Two other policemen, who were standing by but did not interfere, landed conditional sentences.
A storm of outrage erupted in mid August when Prague city council gave the green light for a camp to be created for the capital's homeless. Human rights groups said it was a throwback to a darker era, non-profit groups argued the step would simply not work. This week's Talking Point looks at the arguments stirred up about the homeless camp.
Prime Minister Petr Nečas distanced himself on Sunday from reported
comments of Czech Foreign Minister Karel Schwarzenberg about the French
expulsions of Roma or gypsies originally from Romania. Mr. Schwarzenberg
was reported by the Lidove noviny newspaper on Saturday to have said it
impossible not to suspect that a racist perspective played a role in the
ongoing expulsions. He also said the move was against the spirit and
position of the European Union.
The Czech Foreign Minister later told Czech Television that he said the actions gave an outward impression of racism but that he had not described them as racist.
Mr. Nečas said the comments were rash and that he saw no racist subtext in the expulsions which have been championed by French president Nicolas Sarkozy.
Czech Foreign Minister Karel Schwarzenberg has attacked French president
Nicolas Sarkozy over the country's ongoing expulsion of Roma or gypsies
originally from Romania. In an interview with the daily Lidove noviny, Mr.
Schwarzenberg said it was impossible not to suspect that a racist
perspective played a role in the ongoing expulsions. He said the move was
against the spirit and position of the European Union.
Mr. Schwarzenberg also criticized the French president for the organization of a world summit on the Roma issue in Paris on September 6. The Czech Republic, Romania and Bulgaria, countries which host large Roma populations and certainly would have something to contribute, have not been invited to the summit. Canada, which has reimposed visas on Czechs because citizens from the Roma minority were seeking asylum, has been invited.
The Czech government's nominee responsible for human rights, Michael Kocáb, said the Paris summit should not seek to decide people's fates in their absence. The Czech Republic currently heads a multinational initiative on Roma rights grouping countries from central and southern Europe.
Prague councillors on Tuesday approved a controversial plan to create a special camp for the city's homeless somewhere in the suburbs; a place where they would be given food and shelter, while remaining conveniently out of sight. Councillors argue that this will bring relief to both the general public and the homeless. However, human rights activists and non-profit groups have raised an outcry against what they see as a dangerous policy of segregation.
Prague councillors have approved a controversial plan to create a special camp for the city's homeless. The initiator of the plan, Jiří Janeček of the Civic Democrats, said on Tuesday the camp should open within six months. Members of the homeless community will not be forced to move in, but social workers will put pressure on them to do so. Non profit groups working with the homeless, including the Salvation Army, have criticised the plan. A representative of the charity Naděje said services should be provided to homeless people where they are: in the centre of the city. The camp will most likely be built in the suburb of Malešice; however, the location has not yet received approval, and two other areas have also been suggested.
Prague councillors are planning to re-open debate on a plan which would see homeless people evicted from the city centre to a specially allocated place in the suburbs. Councillor Jiří Janeček, who drafted the proposal, says it would have numerous advantages, letting homeless people live as they like without being bothered by frequent police checks and orders to move elsewhere. Mr. Janeček describes the homeless colony as an oasis – where the homeless could be taken by mini-buses and where special workers could provide assistance and prevent conflicts. Human rights activists and NGOs are shocked by the proposal, saying that it is a plan to build a ghetto from which homeless people would find it impossible to return to a normal life.
A fresh survey by the NGO Forum 50%, which strives for equal rights for both genders, suggests that towns and villages in the Czech Republic spend significantly more on men's needs and interests than women's. According to the survey, seven out of eight municipalities favored men in their budget distribution. In one case, only 18 percent of a town's funds went to activities and resources for women. The author of the analysis, Marcela Adamusová, explains the main findings of the study.
Around 150 far-right extremists marched through Svitavy on Saturday in support of skinhead Vlastimil Pechanec, who received a 17-year jail term for the killing of a Romany man in the town. The protestors chanted slogans including 'show trials' and 'Pechanec isn't a murderer'. Meanwhile, around 30 anti-racism campaigners gathered at the bar where he stabbed Ota Absolon twice in 2001. Absolon, who was 30, died in hospital a few hours later.
Over 1,000 skeletons discovered during renovation of Kutná Hora "bone church"
Language exams for foreigners seeking permanent residency permit to become tougher
Why are Russian and Chinese spying activities in Czech Republic so intense and how exactly do they do it?
Prague's historical Koh-i-noor factory to be converted into residential area
The history of the "German Czechs"


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Bulkeley Road, Stockport, SK12.
Based in Bulkeley Road, Poynton, Poynton Barber Shop is a barber.
Poynton Barber Shop are listed in the barbers section here:
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Poynton Barber Shop is in Bulkeley Road Poynton. You can view a list of neighbouring businesses by going to the Bulkeley Road page.
If you would like a list of other barbers shops & other retail outlets listings throughout Stockport, please visit the Barbers section of this website.
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Map showing business location in Bulkeley Road
Note: the pin is positioned at the postcode centre, and may not correspond with the precise location of 25 Bulkeley Road, Poynton.


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Telco Township: Silent part of JamshedpurJamshedpur June 9, 2019 No Comments on Telco Township: Silent part of Jamshedpur 7792
Jamshedpur: Telco is the integral part of Jamshedpur has always been one of a kind. Surrounded by lush greenery, open parks and green meadows Telco has inevitably appealed the hearts of the masses. Visualized by the founder, J.N Tata, the plan was later executed by his son Dorabji Tata, the layout of Telco has been developed in harmony with its natural surroundings. In keeping with the high and noble traditions of the house of Tatas, the management of Tata Motors has taken the full responsibility of taking care and structuring this part of the city.
" The township has its own identity. Away from hustle and bustle of city life, Telco Colony is well furnished with all the means essential for a living. Be it schools, markets, clubs, quarters and even spots for recreation and places of worship for all faith too. Telco Colony is one of those areas in the city to have the top most schools, a hospital to provide medical assistance, nearby markets, clubs and centres maintained by the town administration for avocation. At the heart of the colony lies the industry responsible for this magnificent layout and planning Tata Motors," said Rakesh Prasad, a local resident.
Telco is also one of those areas to have the biggest industrial outlets of Jamshedpur to name a few Tata Cummins, Tata Lafarge, Tata Power, Indian Steel and Wire Product (ISWP). In an effort to keep the beauty of the natural setting of the area, trees, open spaces and features like rocks, outcrops, etc., which punctuate the landscape have been left, as far as possible untouched. As admirable, as it sounds one can always feel the warmth and snug when in Telco Colony.
The township got new identity with establishment of Tata Motors plant. With the plant manufacturing over 200 truck variants, ranging from multi-axle trucks, tractor-trailers, tippers, mixers and special application vehicles, the Jamshedpur facility has led the company's evolution into a manufacturer of global repute. Besides India, these vehicles are sold in South Africa, Russia, Myanmar, the SAARC region and the Middle East.
The Jamshedpur facility was Tata Motors' first, set up in 1945, to manufacture steam locomotives. It led the company's foray into commercial vehicles in 1954. It has been modernized through the decades, with a particularly intense scale in the last 10 years.


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BENEFITING: Little Kids Rock
In search of grander achievement I have elected to align myself with the awe-inspiring mission of Little Kids Rock, an organization revitalizing discontinued music programs in public schools across America. As a songwriter, I have found refreshing truth regarding this program's focus on encouraging our youth to write original songs. Every song I listen to on this YouTube channel, written by these amazingly soulful young kids, reminds me of what it means to be fearless, empowered, and free.
This fall, I'll be visiting a Jersey City public school in hopes that I, a Berklee College of Music graduate, can inspire some kids to nurture their dream and let it take them further than they can ever imagine. This trip will include a masterclass seminar, private lessons, and a group co-writing workshop. As a grand finale, Keith Hejna (Little Kids Rock) and I will surprise the kids with a donation of 50+ guitars made possible by you.
A small donation goes a long way. $25 funds one year of music lessons and $60 buys one new guitar! Change a child's life and support this organization that is reinstating and reimagining the budget-less music programs of our forever progressing nation.
Salvatore Boyd
The Team: $3,000 TOTAL RAISED SO FARJOIN THE TEAM
Want to help Fundraise or Volunteer for this amazing Fundraiser? Join the Team