text:
A "ray"like "fungus" infection
A "disease" of the "neck" and "face" caused by a "fungus."
A flulike "condition" or "disease" caused by a type of "fungus" or "mushroom," that resembles small "berries" under a microscope. The bug got its me due to its ability to exist in "two" different "ways", saprophytic (obtaining nutrients) and parasitic.
"Bacteria" that can lead to "scaly" "mushroom" shaped growths on skin.
Acid fast bacillus producing classical symptoms such as fever, night sweats, weight loss, excess "mucus", and hemoptysis. Can lead to a "lump" in lung with "tuberculosis".
A 33 year old incarcerated man with medical history significant for asthma is brought to the prison physician for complaint of ongoing productive cough. The patient reports that over the last few weeks, he has been coughing vigorously and bringing up green sputum, often times tinged with blood. On further investigation, the patient also discloses that he has lost 10 lbs in the last few weeks since the coughing began, and that he has occasionally been waking up drenched in sweat. Physical exam is significant for productive cough, and rhonchi appreciated over the left lung field. What type of lesion and where is most likely to be present on X-ray of this patient's lung?
USMLE Step 1
Fatty acids found in the cell wall of bacteria and "mushrooms" belonging to the mycobacterium genus.
The study of fungi such as "mushrooms".
Walking "pneumonia" that can "remold" the lungs causing "inflammation" and nonproductive cough.
"Condition" of nonHodgkin lymphoma of mature CD4 cells, presents with "malformed" "mushroom" "fungi" shaped rashes, patches, and nodules. Called Sezary syndrome after spread to blood.
A "condition" that is caused by a "fungus".
"Dilation" of an artery due to damage of the vessel wall by "fungal" (or nonfungal) infection


text:
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subset: commoncrawl


text:
PREOC'CUPY, verb transitive [Latin proeoccupo; proe, before, and occupo, to seize.]
1. To take possession before another; as, to preoccupy a country or land not before occupied.
2. To prepossess; to occupy by anticipation or prejudices.
I think it more respectful to the reader to leave something to reflections, than to preoccupy his judgment.


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9/14: Dragon Ball Super TCG Box Tournament
Come join us at Top Deck Games on Saturday, September 14th for our next Dragon Ball Super Tournament!
WHEN: Saturday, September 14th
- Registration: 11:00am-11:50am
- Player Meeting/Round 1: 12:00pm
WHERE: Top Deck Games
55 Haddon Ave
Westmont, NJ 08108
ENTRY FEE: $25, Save $5 when you register early!
- Players can save $5 when they register by Wednesday, September 11th! Give us a call or stop by today!
FORMAT: Constructed
- Deck lists required
- swiss rounds with top cut based on attendance
PRIZES: Pack prizes based on attendance
@ 24 players
1st: 2.5 Booster Boxes
2nd: 2 Booster Boxes
3rd-4th: 1 Booster Box
5th-8th: 12 packs


text:
List of Acacia species known to contain psychoactive alkaloids
This is a list of Acacia species (sensu lato) that are known to contain psychoactive alkaloids, or are suspected of containing such alkaloids due to being psychoactive. The presence and constitution of alkaloids in nature can be highly variable, due to environmental and genetic factors. Acacia species having little or no alkaloids in the material sampled[41][edit] Species containing a concentration of alkaloids of 0-0.02% include:
9 Key Components of the Shift to Higher Consciousness
This article originally appeared in WakingTimes.com. Facing considerable political, economic, social and ecological crises, the human race is desperate for a transformation and a new direction. Business as usual ensures that we are doomed to run a course of half-conscious self-destruction, as man-made catastrophes multiply and stress mounts in every aspect of life. We must overthrow our ignorance, as it has become a fearful master, goading us into war, pollution, waste and exploitation.
Director of BA, Heads International Conference Titled "Rebuilding Trust in Europe" Dr. Ismail Serageldin, Director of the BA, chaired the international conference that was held in Andorra titled "Rebuilding Trust in Europe" in the presence of a large number of presidents and prime ministers.
Tractatus Logico-Philosophicus - Tabular view
Thus the variable name 'x' is the proper sign for the pseudo-concept object. Wherever the word 'object' ('thing', etc.) is correctly used, it is expressed in conceptual notation by a variable name. For example, in the proposition, 'There are 2 objects which. .
This page includes information about the aims and scope of BMC Bioinformatics, editorial policies, open access and article-processing charges, the peer review process and other information. For details of how to prepare and submit a manuscript through the online submission system, please see the instructions for authors. Scope BMC Bioinformatics is an open access, peer-reviewed journal that considers articles on all aspects of the development, testing and novel application of computational and statistical methods for the modeling and analysis of all kinds of biological data, as well as other areas of computational biology. BMC Bioinformatics is part of the BMC series which publishes subject-specific journals focused on the needs of individual research communities across all areas of biology and medicine.
Social bookmarking
Delicious homepage in October 2012, an example of a social bookmarking website. Common features[edit] In a social bookmarking system, users save links to web pages that they want to remember and/or share.
First Flight : Knowledge Media Institute : The Open University
Air flows over and under the wings of an aeroplane as it moves. The wings are designed to make the air travelling over the top surface move faster than the air moving under the wing, and this has the effect of lifting the wing up. The shape of a wing viewed from the side is known as an aerofoil (or airfoil), and the angle between the aerofoil and the direction in which the plane is moving is described as the angle of attack. Changing the angle of attack alters the amount of lift produced by the wing and can also affect the pilot's control of the plane. If the angle is increased too much then the wing stalls, and the plane is likely to crash. Otto Lilienthal, one of the early flight pioneers, had been killed when his glider stalled after being hit by a gust of wind.
Ancient Psychoactive Incense and Preparations
For millennia, humankind has lived with nature, utilizing the flora and fauna to survive. Over the centuries, through trial and error, they learned which plants were the most nutritious, healthy and beneficial, and consequently which plants possessed unique healing, spiritual and magical properties. Early in antiquity, humankind discovered the healing properties and magical qualities of plants like Papaver somniferum, Cannabis sativa and fungi like Amanita muscaria. In addition to directly consuming these magical healing plant, ancient peoples also discovered that many plants possess psychoactive properties when they are burned and used them as part of their sacred ceremonies. Over time and after many trials people discovered that potent incenses could be made by combining several different plants, resins, barks and roots and that they could enhance their effects by utilizing special breathing techniques to help trigger or intensify trance states. Bodhanath Incense
First 3D Map of the Brain's Connections
We knew anatomy could be gorgeous, but this is beyond anything else we've ever seen, and it's guaranteed to be something you haven't seen, being the first 3D image of a brain's connections. Van Wedeen, a Harvard radiology professor, is awestruck: "We've never really seen the brain – it's been hiding in plain sight." Conventional scanning has offered us a crude glimpse, but scientists such as Wedeen aim to produce the first ever three-dimensional map of all its neurons.
Online: hacks Archives
Here's a special post from Hackszine – great way to follow all the authors from our HACKS series…. Ed note: In this guest post, veteran Hacks series author Paul Bausch takes on a challenge that's been on my todo list for a while, providing a solution that should be of immediate interest to all readers of this site and just might serve as a seed for future hacking around here. I have a shelf full of O'Reilly Hacks books across a wide range of subjects. I contributed a couple in the Web Applications category, but I also have Hacks books about digital photography, hardware, scripting languages, gaming, and operating systems. The series has introduced me to a number of authors who are doing unusual things with technology in their particular area of expertise.
Tractatus Logico-Philosophicus Side-by-Side-by-Side Edition
Created in part to serve a pedagogical need, I have undertaken a project to create a decently typeset version of Wittgenstein's Tractatus-Logico-Philosophicus (1922) that presents Wittgenstein's German original text alongside both major English translations: the Ogden (or Ogden/Ramsey) translation, and the Pears/McGuinness translation. Right now four versions are available in three file formats. All contain Russell's introduction, and a hyperlinked English index.
200+ Consciousness Raising Documentaries
Do you feel like having a 'Movie Night' without having to go anywhere? Here is a list of over 200 consciousness expanding movies and documentaries that will assist you in your evolution – All of which can watched for free online in the links below. How many of them have you seen?
The Reptilian Aliens and the Council of the 13 'Royal' Families
Excerpts from Blue Blood, True Blood: Conflict & Creation The leader of the Earth's Illumi... Excerpts from Blue Blood, True Blood: Conflict & Creation The leader of the Earth's Illuminati is called the "Pindar". The Pindar is a member of one of the 13 ruling Illuminati families, and is always male. The title, Pindar, is an abbreviated term for "Pinnacle of the Draco", also known as the "Penis of the Dragon".


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Wednesday, 1 January 2014
Mincemeat Pies, Based off Medieval Recipe
I got most of this recipe from my King Richard III class through University of Leicester. I had to do some improvising, as I did not have all the ingredients available to me.
What you will need:
1 cupcake tin (I made a dozen with this recipe)
a medium size pot to cook down the mincemeat
bowl for dough
pastry cutter
Shortcut Pastry Dough:
1 1/2 cups of flour (I like King Arthur flour the best)
1 1/2 sticks of butter
good size pinch of salt
4-5 Tbs of cold water
2 pork chops
1/2 cup of dried cranberries
1/2 cup of dried currants
1/2 cup of dried cherries (could even use dates. But my store didn't have any)
1/2 cup diced dried plums
1/2 cup of red wine
1/3 cup of rum
1 tbs, be generous, of molasses for color
1/2 cup of sugar
1 tsp cloves
1tsp cinnamon
1 tsp ginger
1/2 tsp nutmeg
a few dashes of salt
(when measuring out the spices I was quiet generous. But I cook like "throw it all in a pot")
two large tbs of marmalade
1 slice of orange
1/2 cup of bread crumbs for binding agent
1 table spoon of olive oil
Take the two pork chops, with no bones and place them in the pot. Dust them with cloves and put the olive oil in to tender the meat. Add about a 1/2 cup of water to steam them. Cook them until they are just done. You want the meat tender and easy to chop up into fine pieces.
Chop the meat up once it is cooked through and return to the pot. Next, with all the liquid still from the pork chops, add all the fruit, sugar, orange slice, marmalade, bread crumbs, wine, and spices all into the mix. Put the mixture on low and cover with a lid. Add the rum to flavor. Taste periodically, to see if you need to adjust any of the spices or add more. It takes about a good 3 hours for the mix to cook down at low heat. It should have a consistency of thick jam. When done, let it cool. Mincemeat can be stored for up to a year if canned in a jar with sealed lid. Brandy or rum is excellent to preserve the mixture.
Preheat oven to 350 F.
Grease cupcake the tins with lard.
Mixing the shortcut pastry and final prep for the oven:
In a bowl, add the flour and salt mix well. Chop up the butter and add that as well. I don't have a food processor, so I used a pastry slicer and blended the butter and flour together. I next used my fingers to get the mixture to a consistency like bread crumbs. Then add the water and kneed to form a soft ball of dough. You can refrigerate over night or just roll it out.
Cut the dough large enough to fit in the cupcake tins and fill with the mincemeat mixture. Cut another circle to use as a top. Don't forget to poke with a fork for ventilation. Cutting the pastry in shapes such as stars or Fleur de Lis for the top is a popular decoration for this treat. I just made mini pies.
Cook for 20 minutes or until crust is baked and a tiny golden. Lift out with a fork or knife and cool on a plate. The pies can be stored in a air tight container or tin for a good two weeks. Refrigerate or freeze. Enjoy!
1 comment:
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text:
Hyde Parker
|26 May 1854 (aged 69–70)
Ham, Surrey
|United Kingdom
|Royal Navy
|Years of service
|Commands held
|Napoleonic Wars
War of 1812
|Companion of the Order of the Bath
Vice-Admiral Hyde Parker CB (1784 – 26 May 1854), sometimes referred to as Hyde Parker III, was a Royal Navy officer. As a junior officer he took part in the capture of the Cape of Good Hope in January 1806 during the Napoleonic Wars. He also commanded the naval forces at the siege of Machias in September 1814 and took the surrender of the frigate USS President in January 1815 during the War of 1812. He became First Naval Lord in February 1852 and in that capacity he ensured that all new warships being procured were propelled by steam and he also increased the size of the active fleet.
Early career
The second of three sons of Admiral Sir Hyde Parker and Anne Parker (née Boteler), Parker joined the Royal Navy in February 1796.[1] After initial training at the Royal Naval Academy at Portsmouth he joined the fifth-rate HMS Cambrian.[1] He transferred to the fifth-rate HMS Narcissus in 1801, and having been promoted to lieutenant on 24 September 1804, took part in the capture of the Cape of Good Hope in January 1806 during the Napoleonic Wars.[1] He transferred to the frigate HMS Volontaire later that year and, having been promoted to commander on 22 January 1806, took command of the sloop HMS Prometheus in March 1807 for the Copenhagen expedition.[1]
Promoted to captain on 13 October 1807, Parker was given command of the third-rate HMS Monmouth in the Downs in March 1811 and the fifth-rate HMS Tenedos on the North American Station in April 1812.[2] He commanded the naval forces at the siege of Machias in September 1814 and took the surrender of the frigate USS President in January 1815 during the War of 1812.[1]
Parker took command of the fifth-rate HMS Iphigenia also on the North American Station in March 1818 and then the first-rate HMS St Vincent, flagship of the Commander-in-Chief, Portsmouth, in May 1830.[2] Having been appointed an extra aide-de-camp to the King on 5 September 1831,[3] he took command of the first-rate HMS Victory also at Portsmouth in December 1831 and then the second-rate HMS Rodney in the Mediterranean Fleet in August 1835.[2] He was appointed a Companion of the Order of the Bath on 18 April 1839.[4]
Senior command
Promoted to rear-admiral on 23 November 1841,[5] Parker went on to be Admiral Superintendent of Portsmouth Dockyard, hoisting his flag in HMS Victory, in August 1842 and Commander of the Experimental Squadron in July 1845.[2]
Parker became First Naval Lord in the First Derby ministry in February 1852 but continued in office when the Aberdeen ministry came to power in December 1852 having impressed the incoming Government with his non-political style of leadership.[1] As First Naval Lord, Parker he ensured that all new warships being procured were propelled by steam and he also increased the size of the active fleet.[1] Promoted to vice-admiral on 4 June 1852,[6] he died while still in office at his home in Ham in Surrey on 25 May 1854.[2]
In 1821 he married Caroline Eden; they had several children.[1] Their son, Hyde Parker, was a captain in the Black Sea during the Crimean War and was killed on 8 July 1854 when storming a Russian fort at Sulina.[1]
His younger brother John Boteler Parker served with distinction in the British army.
See also
- O'Byrne, William Richard (1849). A Naval Biographical Dictionary. John Murray – via Wikisource. .
- ^ a b c d e f g h i Lambert, Andrew (2004). "Parker Hyde (1784–1854)". Oxford Dictionary of National Biography. Oxford University Press. Retrieved 13 October 2007.
- ^ a b c d e "William Loney RN". Retrieved 1 January 2013.
- ^ "No. 18845". The London Gazette. 6 September 1831. p. 1814.
- ^ "No. 19726". The London Gazette. 19 April 1839. p. 833.
- ^ "No. 20044". The London Gazette. 24 November 1841. p. 3015.
- ^ "No. 21326". The London Gazette. 8 June 1852. p. 1622.
- William Loney RN Career History
|Military offices
|Preceded by
Sir Maurice Berkeley
| First Naval Lord
|Succeeded by
Sir Maurice Berkeley


text: News News Catch the Latest News 1 2 3 Scottish Weekend Friday 24th to Sunday 26th January 2020 Publish Date: Wed 2nd Oct 2019 Cooking with Confidence Publish Date: Fri 23rd Aug 2019 When Adam Hopkins left school, his future was far from certain. With only a handful qualifications, his life wasn't he… The Eagle Has Landed Publish Date: Tue 7th May 2019 Would you jump out of a plane at the age of 77? Probably not. But you're not Past Grand President David Taylor … A Place to Remember Publish Date: Tue 7th May 2019 A place to remember A permanent memorial for Catenians and their family and friends will be blessed on 13th July … Interview with Cardinal Vincent Nichols Publish Date: Thu 11th Apr 2019 Catena talks with Cardinal Nichols at Flame 2019 about this important event What do you think the importance of t… GB National Conference Liverpool 2019 Publish Date: Mon 11th Mar 2019 Catenians hoping to attend this year's GB National Conference, which takes place in Liverpool from 16 to 19 May 2019, … 1 2 3


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Virtua's Pediatric Mobile Services provides children (ages 5 and under) in underserved communities throughout South Jersey with health services they need.
The fully-equipped program on wheels offers a range of services, including dental and developmental screenings, lead poisoning education, flu shots, health education, community resources and referrals to specialized services.
Call 609-304-0151 to schedule an appointment.
Check out our monthly calendar to see days/times when Virtua Pediatric Mobile Services will be coming to a neighborhood near you.
Please note changes to schedule and check back regularly for updates. To make an appointment call (609) 304-0151. Walk-ins welcome!
Tuesday, December 31
Flu Clinic - Anna Sample House, 408 Line St., Camden, NJ 8:30 am - 12:30 pm.
Thursday, January 2
Dental Screenings - Center for Family Services Head Start - Centerville, 1475 S. 8th St., Camden, NJ, 9 am - 1 pm.
Monday, January 6
Flu Clinic – TBD
Wednesday, January 22
Developmental Screenings - El Centro Comunal Borincano Day Care, 438 Martin Luther King Blvd, Camden, NJ, 9 am – 12 pm.
Thursday, January 23
Dental Screening, BCCAP Early Headstart, 100 Maple Grove, Lumberton, NJ.
Such tremendous need exists in the medically underserved areas across Burlington, Camden and Gloucester counties, and our youngest residents, children under the age of five, often quietly suffer the most. Without access to routine exams and screenings, children with developmental delays and other health concerns are not identified early, so issues go undetected and unaddressed during a critical period of their development.
For children with limited access to nutritious foods and basic dental hygiene, it is often too late for healthy teeth by the time they get to kindergarten and see a dentist for the first time. Furthermore, children who do not receive their immunizations are not permitted to attend public school, leaving them at home for weeks and months at a time in aging houses and apartments that expose them to dangerous levels of lead.
Through a gift from the Joseph Lacroce Foundation, Virtua's Pediatric Mobile Services Program aims to address the health needs of children across South Jersey. The mobile program will bring pediatric services directly to those children (infant to 5 years old) who are living in medically underserved and impoverished urban and rural communities across Burlington, Camden and Gloucester counties.
Virtua's Pediatric Mobile Services Program team will provide a range of services, including:
Early Detection and Intervention of Child Developmental Delay
High quality early intervention services can change a child's developmental trajectory and improve outcomes for children, families, and communities.
Services to young children who have or are at risk for developmental delays have been shown to positively impact outcomes across developmental domains, including health, language and communication, cognitive development and social/emotional development. Benefits to society include reducing economic burden through a decreased need for special education.
Early social/ emotional development and physical health provide the foundation upon which cognitive and language skills develop.
Decades of rigorous research show that children's earliest experiences play a critical role in brain development. The Center on the Developing Child at Harvard University has summarized this research:
Dental Care and Oral Health
According to the Centers for Disease Control, tooth decay is among the most common chronic conditions of childhood. One in 5 children, aged five to 11, and 1 in 7 children, aged 12 to 19, have at least one untreated cavity.
These numbers are higher for children from minority and low-income families. African-American and Hispanic children are more likely than white children to have cavities in their primary (baby) teeth and are twice as likely as white children to have untreated cavities. The disparity in untreated cavities continues into the teen years.
A report by the Pew Charitable Trusts states that untreated tooth decay "can cause pain and infection that may lead to difficulty eating, speaking, socializing and sleeping, as well as poor overall health." Tooth decay can also contribute to low self-esteem and dental health problems.
Dental problems can also adversely affect both school attendance and performance. A report issued by the U.S. Surgeon General in 2000, estimated that more than 51 million school hours were lost annually due to dental-related illnesses.
Click here for more information.
Lead Exposure and Lead Poisoning
There is no safe level of lead in children. As lead exposure continues to be an ongoing health challenge, it is important that parents take precautionary measures to keep their children safe and healthy. While exposure can damage a child's learning and development, it can be prevented.
Lead can disrupt the normal growth and development of a child's brain and central nervous system. While lead paint lead paint in homes built before 1978 remains the largest contributor to elevated blood lead levels in children, there are many different lead exposure sources, including water from leaded pipes and imported toys, candy, spices, jewelry, cosmetics, herbal remedies, and pottery.
The New Jersey Department of Health provides resources for parents to stay informed so child lead exposure can be avoided.
Who Is at Risk?
SNJ Today
Courier Post
Burlington County Times
Virtua Pediatric Mobile Services
(609) 304-0151
Monica Nolasco
Program Coordinator
Nicole Verrett
Occupational Therapist/Developmentalist
Cynthia Scott
Dental Hygienist
Sue McCleery
Pediatric Nurse
Maria Emerson
Director, Rehabilitation Services
You might be surprised by how long a flu-like virus can survive on a plastic toy. Follow this advice to protect yourself and your family all season.Read More
Family fitness means more than exercise—it's about creating the foundation for a healthy lifestyle. This will help you create a fitness plan you all enjoy.Read More
It's important for kids to get immunizations for 14 vaccine-preventable diseases before age 2 to prevent the spread of disease and dangerous complications.Read More
If you are what you eat, then your growing athlete needs to eat like a varsity all-star. Here's how to help your child get ready for the big game.Read More
Virtua launches the Pediatric Mobile Services Unit, which provides screenings, lead testing and education to children in rural, urban and impoverished areas of South Jersey.Watch Video
Previously controlled childhood diseases are coming back. Find out which ones and what you can do about it.Read More


text:
When they hear 'tickets for a living', some would surely think bus or train conductors. These persons, indeed, make a living by handing out tickets to commuters. However, making money out ultimate passes isn't merely limited to transport. Many have made something regarding themselves by selling concert tickets, festival tickets plus.
2) Keep it uncomplicated. You do not have be concerned about getting something incredibly elaborate inside your bridesmaid gift item. This is not period and to demonstrate that an individual a natural Martha Stewart. Remember, famous . your as well as family friends additionally already will see that this is not the the event that. Jewelry makes a great bridesmaid give. Everyone likes to get jewelry additionally does not need you to cross-stitch pillows for each bridesmaid. An easy bracelet or perhaps a pair of earrings is often a simple but elegant surprise. There is no have got to try to be crafty with your amount of bridesmaid current.
A third possibility would be to book tickets to check out an event or destination of some type. You might even turn your balancing into a weekend away if the occasion can be a special distinct. It can be rather nice to book a night out with your partner, and surprise these with a booking at expensive hotels for the night time as carefully. It all depends on price range and what will you like attempt and do. Incidentally if you do book tedeschi Trucks band concert 2019 Tickets for a night time performance experts agree it is nicer to relish a leisurely stroll to be able to your hotel instead of rushing to catch the last train home.
There are likely many cause of this. Several which pertain to their personal values and importance of relationships. Nevertheless it's mostly about being passionate. and humble. When you love what we do, individuals can sense it, beneath the thick have problematic attracting clients, fans and friends.
They can contact the producers as a legitimate associated with tickets. They'll likely can cover sales and commission, and voila; immediate cash. The more tickets sold, the higher chances they have for a much higher profit.
Stanley then goes in order to choose up his car after the oil change only locate out he or she needs a new transmission and brakes. He gets the broken down loan car from the card dealer. He goes for you to some party with some of his friends but gets separated. Each in without him and Stanley isn't on the guest listing. Stanley leaves only to identify a his loaner break down on him several miles due to the halloween party. At the same which it begins to storm. He looks your bridge and sees you in the. He rushes in order to him only to find that it is a lump of junk. He finds the mask in the lump and goes house. He goes home only to get yelled at by his landlord for rent payment and with the carpet he just ruined. Overall performance been a somewhat bad business day.
TIS: Yeah, that sounds awesome. So, I've always wondered, in parts 4 & 5, were any screams when Michael was chasing you real, or was all this really just acting?
It in no way easy determine on the best gift with regard to the man. You could have to think about lot of things as if your relationship with him. It has to help explore to situations wrong correspondence. You also need to consider price range. Try to consider the tips mentioned above for of which you have a guide in the particular best gift for him or her.


text:
The urban water supply and sewerage systems in Fiji's capital of Suva had been reported as well developed in the 1970s and 1980s. However, system expansion had not kept pace with increasing demand, and system sustainability declined due to inadequate maintenance. Non-revenue water (NRW) increased from around 30% in the early 1990s to almost 60% by 2002.
In January 2009, continuous and sometimes intense rains caused some of the worst flooding in Fiji's history. Flash floods affected many areas but were particularly damaging in the northwestern section of the main island of Viti Levu.
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text:
Franchisee Resource Center
Your headquarters for guidance and information on researching, finding, and launching a franchise.
Whether you are just starting to look into franchise ownership or are ready to figure out financing options our courses will give you the information you need to be ready to become a franchise owner.
We'll help you quickly build your franchise ownership profile, then present you with a personalized list of franchises you can open - based on your goals, investment budget, interests, and more!
Industry Reports
Business Services Industry Analysis 2019 - Cost & Trends
The Business Services industry encompasses a wide range of services. Many of these services can be purchased cheaper and/or with higher quality through outsourcing. Some examples of these services include staffing, direct mail, shipping and printing.
Green Industry Analysis 2019 - Cost & Trends
Going green is becoming increasingly attractive as a business strategy. As scientists and politicians debate the truth of global warming and dwindling natural resources, green industry practices not only enjoy favorable public sentiment and the psychic income of a lower carbon footprint, but increased cost savings, supportive government policies, and ever-increasing profitability as well. Trends in consumption, government policy, and costs all point towards even more green industry business opportunities in the years ahead.
Senior Care Industry Analysis 2019 - Cost & Trends
Thanks to the baby boomer generation born in the late 1940s and 1950s, the number of American senior citizens is growing. As the boomer population reaches age 65, the senior population is projected to reach 83.7 million – almost double the estimated number in 2012 and approximately twenty percent of the total US population. Roughly 10,000 people will turn 65 every day for the next 20 years! This increasing elderly population has and will necessitate more senior healthcare. In fact, one market research provider estimates that the global home health care sector, just one part of the overall industry, should see revenues grow to $300Bn in 2020 from $180Bn in 2014 - a compound annual growth rate of 8%.
Tax Preparation Industry Analysis 2019 - Cost & Trends
Tax preparation is BIG business – there were 300k people employed at 109k firms in 2012 - generating $9 billion in revenue in 2012. The industry grew over 2% from 2010-2015, and is expected to speed up the pace of growth. Revenues of $11 billion are forecast for 2018. Tax preparation is unusual in that it provides a service to assist with a process that legally every American is required to do: submit an income tax return. Because it is required, tax preparation tends to be recession resistant.
Fitness Industry Analysis 2019 - Cost & Trends
Gyms used to be big box stores - lots of equipment for cardio and weight training, with personal training available, racquetball maybe, and a pool. And those are still around - but this is an industry that has seen variety become the spice of life. Traditional exercises are being transformed into specialties and new programs are being developed at a breakneck pace.
Franchising for Veterans Industry Analysis 2019 - Cost & Trends
As of the 2012 US Census, 2.5 million businesses were veteran-owned, out of 27.6 million US businesses in total. The 21.8 million veterans in the United States make up approximately 9% of all business owners!
International Franchising Industry Analysis 2019 - Cost & Trends
Franchising outside of the United States presents a different set of opportunities and challenges from franchising domestically, including different franchise structures and distinct cultural and legal frameworks. Careful research and consideration must be taken before considering opening a business in an unfamiliar country.
Fast Casual Industry Analysis 2019 - Cost & Trends
When it comes to restaurants, fast casual has been the growth darling of the industry for almost 20 years. While it still accounts for less than 10% of the total market, the number and diversity of fast casual restaurants has been exploding across the country, with an astounding growth of over 500% since 1999!
Business Opportunities Industry Analysis 2019 - Cost & Trends
So what exactly is a business opportunity and how does it differ from a franchise opportunity? In this report we explain the differences between a franchise and a business opportunity and help you determine what your options are if you decide entrepreneurship is for you.


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World Bank Report stresses the urgency of opening up Indonesia
World Bank meeting with President Joko Widodo fuels debate on economic liberalization.
In Indonesia, there is a growing realization that there can be no further industrialization without more foreign direct investment.
A World Bank study on the risks of a global economic slowdown for Indonesia is driving the discussion on opening up the archipelago's economy. The report states that the US-China trade war could weaken real economic growth to 4.9% in 2020 and 4.6% in 2022. In a worst-case scenario, economic growth in 2020 could even fall to 3.7%. That would be a disaster for an economy that has been growing at an average of 5.4% since the turn of the millennium.
The scenarios come from the World Bank's September 2019 Global and Economic Risks and Implications for Indonesia study, the results of which were presented by the World Bank's Country Director for Indonesia, Rodrigo A. Chaves, at the beginning of September, to Indonesian President Joko Widodo in Jakarta.
The main reason for Indonesia's vulnerability to repercussions from global economic shocks is low foreign direct investment (FDI) as a result of failed industrial policies. According to calculations by the World Bank, Indonesia only invests an equivalent of 1.9% of its economic output in FDI, placing it far behind its regional competitors Cambodia, Vietnam, Malaysia and the Philippines. (see chart above)
According to the World Bank, 33 Chinese companies planned to build and expand their factories abroad between June and August 2019. Out of these 33 companies, 23 will relocate to Vietnam, while the remaining ten will relocate to Cambodia, Thailand, Malaysia and India, among others. None is going to Indonesia. To put the matter into perspective, in 2017, 73 Japanese companies relocated their production to Vietnam, 43 to Thailand and 11 to the Philippines. Only ten went to Indonesia. The relocation of a factory to Indonesia then took at least a year. In contrast, a Korean washing machine factory was able to move from China to Vietnam and Thailand in 60 days when the US raised tariffs in 2016.
World Bank: Indonesia will not be an export hub for electric vehicles
According to the Washington-based organization, Indonesia – despite its plans for the coming years – will not be able to produce electric vehicles and then export them to any significant extent. The reason for this is its lack of integration into the global supply chain.
As causes, the World Bank lists non-tariff trade barriers that are too high, which are making the import of components more expensive. These include, for the automotive industry, pre-shipment inspections at the point of shipment for brakes, steel pistons and tires. Added to this is the requirement for an import permit from the Ministry of Industry that stipulates, under non-transparent criterias, how many steel parts or tires may be imported. In addition, parts such as windows or cables would need to be tested for compliance with the National Product Standard (SNI).
The export of locally produced automobiles is also not competitive because a large proportion of the imported components are overloaded with high import taxes (15% on tires, as well as 10% on gearboxes, ignition devices and gasoline engines). The bottom line in the World Bank's report is: "No amount of tax incentives can offset the aforementioned problems and make Indonesia internationally competitive in the automotive, textile, electronics, pharmaceutical and other manufacturing industries."
However, the study overlooks the strong growth figures of Indonesia's production and export of automobiles. For example, car production has more than doubled to more than 1 million over the past ten years. And exports increased by 55% to 265,000 between 2013 and 2018. Responsible for this are almost exclusively the Japanese manufacturers with their established supplier networks.
Ongoing debate on better investment conditions The World Bank expects a massive flight of capital investment from Indonesia in the event of a global economic downturn. The consequence would be an enlargement of the current account deficit. Under normal circumstances, Indonesia would need US$16 billion to finance this deficit. In the impending crisis scenario, this sum could increase significantly. However, as a countermeasure to the impending economic downturn, the study does not recommend reducing the current account deficit through austerity measures, but rather encouraging the acquisition of export-oriented FDI.
The study is likely to be met in Jakarta with quite open ears for, in Indonesian politics, there is now a broad discussion about the problem of the industrial share of economic output, which has been in decline for almost two decades, the massive dependence on imports of primary products by the domestic industry as well as the low export quota.
The hopes of foreign companies of further improvements within the regulatory environment rests on President Joko Widodo as he moves towards the end of his first term in office in October 2019, which now has less consideration for internal resistance from his party and competitive domestic interest groups. According to reports, the country's investment authority is currently working on a liberalization of the Negative Investment List, which defines the economic sectors closed to foreign companies.
In his first public speech following his re-election, in July 2019, Widodo named the third of his five priorities (after the expansion of infrastructure and a human resource development offensive) as to increase the attractiveness of foreign investment because they are the key to more jobs. "Everything that stands in the way of investment must be trimmed down. This include slow and complicated processes and, above all, shadow payments," Widodo said back then. "I promise that I will monitor and control everything and, if necessary, intervene." The President will be judged by these words in the next five years.


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Yellowjacket Spotlight: T.O.Y. Brian Sommerer
2019-20 Elementary Teacher of the Year Brian Sommerer
The 2019-20 Elementary Teacher of the Year is Boswell Elementary physical education teacher Brian Sommerer!
Brian, or Coach Sommerer as he's usually called, creates an exciting and encouraging atmosphere that students look forward to each week. He keeps P.E. interesting and students always return to their classrooms eager to discuss the fun "Coach" had planned for them that day. Coach Sommerer encourages students to be their best and aim for success. To aid him in his work to help students meet their goals, he offers a daily self assessment for his students. This is a great opportunity for students to take ownership over their effort and strive to be better.
Brian is also always willing to help those around him and often offers to help a fellow teacher or school staff member. If he can lend a hand, he will. Whether it is jumping in to help supervise students or help a fellow teacher with morning bus duty, you can count on Coach to step up.
One of his colleagues said, "Coach is always positive and encouraging with those he interacts with. If you see him in the halls he is always offering high-fives, fist bumps, and humor. His positive energy is contagious and is a great part of the culture at Boswell."
Here is what some Boswell students had to say about "Coach:"
- "You are the best coach we could ever have and we love you, keep it up"
- "You are an inspiration to us here at school"
- "You're a pretty rad guy"
- "Coach always brightens your day when he says 'good morning' or gives you a high-five"
- "He encourages you with a 'keep on' or 'one more!'"
- "He always pushes students to come out of their comfort zones"
- "Coach Sommerer deserves the best...because of his mentality, and how he tries to make personal connections with all students and adds humor to P.E."


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Contract Vault Use Terms
Binding Contract
These Use Terms are a contract between you and us and govern your Service use. Agreeing to these Use Terms is a condition of any Service use. You signify your agreement to these Use Terms and will be legally bound by them from the date on which you –
- click to accept or agree to these Use Terms where Contract Vault presents an option to do so, either on the Website or otherwise; or
- use the Services in any way, in which case you understand and agree that your Service use will signify your acceptance of these Use Terms from the moment you first begin to use the Service.
This is version 1.0 of these Use Terms and their effective date is 2014–03–01.
CPA Application
A "transaction" (as defined in the CPA) between you and us may or may not fall under the provisions of the CPA depending upon whether certain of our Customer's threshold values are below a certain value at the time the transaction is entered into.
The threshold values relate to a Customer's asset value or annual turnover, and the value against which they are measured is as determined by the Minister of Trade and Industry by publication in the Government Gazette from time to time.
Our duties towards you may vary depending upon whether the transaction in question is subject to the CPA, and we will rely on information you give us in order to determine whether the CPA applies. Consequently:
- You warrant that any statement you make to us regarding relevant threshold values is accurate.
- We may require you to provide us with the supporting financial statements as proof of any threshold values which you may represent as being below the relevant values, or in the event it appears that the CPA applies to our contract with you in the form of these Use Terms.
- If you misrepresent any threshold values and we are subsequently penalised as a result of our reliance on your misrepresentations you agree that we may hold you liable for any Losses we sustain as a result.
You agree that we may, in our sole discretion, amend these Use Terms at any time, in any way and from time to time. We will publish details of our proposed amendments to these Use Terms in a notice to this effect on our Website. This notice will identify the specific amendments we propose making to these Use Terms and the date on which these proposed amendments will become effective.
You agree that such a notice will be adequate notice of the proposed amendments and that these amendments shall automatically come into effect on the date specified in this notice. You further agree that it is your responsibility to review these Use Terms regularly in the event that we do publish a notice of proposed changes. Your continued use of the Service (except where your continued use of Service is permissible in terms of, for example, specific licenses) will be subject to you agreeing to the amended Use Terms.
Interpreting these Use Terms
These Use Terms contains a number of words and phrases which have specific meanings and most of which are capitalised. The Glossary, below, contains many of these words and phrases (others are set out in these Use Terms' body and are designated by terms in quotation marks).
We also apply certain rules when interpreting these Use Terms and the Interpretation Guide, which sets out these rules, is below.
These Use Terms shall continue to bind you for so long as you make use of Service.
Effects of Termination
In the event these Use Terms are terminated for any reason whatsoever, the following clauses shall survive termination and continue to bind you:
- Fees;
- Liability;
- Breach;
- [Arbitration][];
- Governing Law and Jurisdiction; and
- Domicilium and Notices.
The Service
Not Advice
Contract Vault has not determined that the Service is suitable for all purposes, other than as described in the Product-specific section of the Website, and has not necessarily disclosed all risks relating to the Service.
The fact that Contract Vault has made the Service available to you is neither a recommendation that you enter into a particular transaction or a representation that any Product is suitable or appropriate for you or your intended purpose for using the Service.
Any discussion of the risks associated with the Service, particularly with respect to any Products should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned.
You should not rely on the Contract Vault for professional advice (including, but not limited to business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice) or as a basis for any investment, transactional or similar decisions you make or which are made on your behalf without first consulting with your preferred professional or business advisor (who may include your attorney, and tax, accounting and investment advisors).
When you purchase paid Products, you will receive access to the Support Service for those Products for a period of one year.
Contract Vault uses 3rd Party service providers to provide certain aspects of the Service. These 3rd Party service providers may change from time to time and the Products they contribute may not always be available through the Service.
Support Service
As we pointed out above, when you purchase paid Products, you will receive access to the Contract Vault Support Service developed to support the specific paid Products you have purchased. The Support Service comprises an online ticketing system which you can use to report bugs, submit suggestions and access our knowledge base with information you may find helpful about the Service.
Changes to the Services
We may change any aspect of the Service on written notice to you. These changes may include discontinuing aspects of the Service or the Service in its entirety. In the event we do make any changes to any aspect of the Service, we will publish updated Service information which shall detail the –
- proposed changes to the Service; and
- the date on which these proposed changes shall be implemented.
Changes to the Service may, at our sole discretion, require consequential changes to fees payable for and delivery timeframes applicable to the aspects of the Service affected by the changes. We will similarly notify you of any such changes to fees payable or delivery timeframes.
Where fees are payable for any component of the Service, these fees are payable in advance and we may, in our sole discretion, suspend any aspect of the Service which you have not paid for.
You may claim a refund of any fees you have paid for any Service component within 1 month of your purchase. Your use of the Service you are claiming a refund for may be terminated when you are refunded.
Without detracting from any of our rights, you agree that we are entitled to discontinue any aspect of the Service you may be using if you fail to pay any amount when it falls due or if you breach these Use Terms. In the event we incur expenses to recover amounts you owe us, you further agree that we may recover our legal costs on the attorney and own client scale, collection charges and tracing fees, and any applicable VAT.
Platform License
You acknowledge and agree that Contract Vault owns or has licensed all the Intellectual Property Rights in the Platform.
Contract Vault grants you a limited, non-exclusive, non-sublicensable, non-transferable, revocable license to use the Platform solely to enable the Service. This limited license is subject to the following restrictions which you agree to:
Except as expressly permitted by these Terms, you agree not to, nor will you allow any third party (whether or not for your benefit) to:
- Run, rent, lease, loan, or sell access to the Platform;
- Decompile or reverse engineer or attempt to access the source code of the software underlying the Platform;
- Copy, archive, store, reproduce, rearrange, modify, adapt, download, upload, create derivate works from, display, perform, publish, distribute, redistribute or disseminate any Contract Vault Intellectual Property;
- Use the Platform to build products or services using similar ideas, features, functions, interface or Content derived from the Service;
- Use any aspect of the Service or the Platform by any means other than as permitted in these Terms;
- Circumvent, disable or otherwise interfere with the Platform's or Service's security related features or any other features that prevent or restrict use or copying of any Content, protect Personal Information or enforce limitations on Platform or Service use;
- Use the Platform or the Service in such a way as to interfere with Platform or Service use, so as to constitute a denial, including a partial denial, of service to users; or
- Delete the copyright and other Intellectual Property Rights notices posted to the Service.
Content use
Contract Vault grants users a Content License in respect of Contract Vault's Intellectual Property which forms part of the Service.
You may not (and you may not permit anyone else to) copy, modify, create an adaptation of, reverse engineer, decompile or otherwise attempt to extract the source code of the Service or any part thereof, unless this is expressly permitted or required by law, or unless we have specifically told you that you may do so, in writing. Unless we have given you specific written permission to do so, you may not transfer, through an assignment of rights, sub-licence or otherwise, your rights to use the Service or otherwise transfer any part of your rights to use the Service.
To the extent that any copying, reproduction, distribution, transmission, display, broadcasting or publishing of any Content is expressly permitted (such permission to be interpreted in its most restrictive sense) users may do so, provided that all trademarks, trade names and all copyright, ownership, proprietary and confidentiality notices included on or in relation to the Content are retained and displayed without alteration or modification and not in any manner obscured or removed.
Users acknowledge that they do not acquire any ownership rights or rights to use the Content except where explicitly permitted to do so. In the event Contract Vault revokes the Content License, users may no longer use the Content.
Verification and Reporting
You acknowledge and agree that Contract Vault is not responsible for reviewing Content or Products posted to the Service and verifying that the Content or Products do not infringe on any other person's Intellectual Property Rights.
You may report any suspected Intellectual Property Rights infringement to Contract Vault and you agree that Contract Vault may remove Content or Products from the Service, either temporarily pending an appropriate review of the report submitted or permanently in the event Contract Vault determines, in Contract Vault's sole discretion, that the Content or Products concerned indeed infringe upon another person's Intellectual Property Rights.
You are required to register on the Website in order to make use of the Service. Once registered, you will be able to log into your account using your chosen usernames and passwords.
You may not impersonate another person and you are required to associate your real identity with your account.
We collect your personal information through the Website's registration form in order to successfully complete the registration process. We process personal information in terms of the Data Protection Policy.
You warrant that your personal information which you submit to us is accurate, current and complete. You also confirm that you have read and understand the Data Protection Policy.
The first person to register on the Website for a particular organisation may be nominated as our Customer's representative. If you wish to be nominated as the Customer's representatives, you are required to warrant that you are duly authorised to act in this capacity and you agree we may take steps to verify this before you will be permitted to act as such.
You agree that we may deny you use of the Service should you breach your warranties or subsequently be found to have breached any warranties. We may take steps to verify your personal information once you have completed the requisite registration process for the Service and these steps may include, and are not limited to, email verification. You agree to submit to this verification process and irrevocably consent to us gaining access to relevant information held by 3rd Parties which may be reasonably required to complete the verification process. You acknowledge and agree that your access to the Service may be limited until this verification process has been successfully completed.
Should you not agree to our verification process or withhold your consent to us processing your personal information, your Service use may be suspended or terminated.
Without limiting our liability limitation provisions below, you waive any claims you may have against us or our Associates in the event we deny you use of the Service where you have breached these Use Terms or otherwise failed to fulfil your obligations to Contract Vault.
Passwords and Account Security
You agree that the security of their Service user account is solely your responsibility. You further agree that –
- you are responsible for maintaining and promptly updating personal information and any other information you submit to us, keeping it accurate, current and complete;
- if you believe your Service user account's security or integrity has been compromised in any way, you agree to notify us immediately and that you will be liable for any Losses you suffer should you fail to notify us timeously;
- we reserve the right to suspend your Service pending an investigation and resolution if any security violations are believed to have occurred in association with your Services user account.
Your Conduct
You may not access the content or the Service for or in conjunction with any illegal, unlawful or immoral purposes or as prohibited by these Use Terms.
You may not frame the Service in any way whatsoever except as permitted by the Website's functionality (details may be found on the Website) or otherwise without our prior written permission. Recognising the global nature of the Internet, you agree to comply with all local laws, rules and regulations regarding your conduct on the Service.
You agree to adhere to generally acceptable Internet and e-mail etiquette. In this regard, without being limited to the examples listed below, you agree not to:
- engage in any abuse of e-mail or spamming, including, without being limited to -
- the posting or cross-posting of unsolicited content with the same or substantially the same message to recipients that did not request to receive such messages; and
- inviting people who you may be connected to using External Party services to access the Service where those people may not wish to receive such invitations or similar communications (in other words, make sure your contacts on other services are receptive to receiving invitations to joining us and accessing the Service or other communications you send them from us);
- take any action aimed at deceiving or misleading any person, attempt to impersonate or misrepresent your affiliation to any person or forge headers or otherwise manipulate identifiers in order to disguise the origin of anything posted or transmitted through the Service;
- submit any person's personal information to the Website without that person's informed consent to do so (for more information about our requirement for informed consent, see below);
- use the Service to post or transmit anything which is defamatory, discriminatory, obscene, offensive, threatening, abusive, harassing, harmful, hateful or which carries child pornography, religious or racial slurs or threatens or encourages bodily harm or the like or which may violate any person's personality rights;
- use the Service to make fraudulent offers to sell or buy products, items or services or to offer or solicit for any type of financial scam such as "pyramid schemes" and "chain letters";
- use the Service in a manner that may infringe the intellectual property rights (for example copyright or trade marks) or other proprietary rights of others;
- use the Service in any manner which could damage, impair, overburden or disable the Service or interfere with any user's access to the Service;
- use the Service to post anything which contains viruses or any other destructive features, regardless of whether or not damage is intended;
- gather e-mail addresses and/or names for commercial, political, charity or like purposes or use the services to collect or attempt to collect personal information about 3rd Parties without their knowledge or consent;
- violate the privacy of any person or attempt to gain unauthorised access to the Service or any other network, including (without being limited to) through hacking, password mining or any other means; and/or
- otherwise use the Service to engage in any illegal or unlawful activity.
Should you engage in any one or more of the above practices, which shall be determined in our sole discretion (and which decision shall be final), then we shall be entitled, without prejudice to any other rights we may have, to:
- without notice, suspend or terminate your access to the Service;
- hold you liable for and sue you for compensation for any costs we incur as a result of your misconduct; and/or
- notwithstanding our Data Protection Policy, disclose any information relating to you, whether public or personal, to all persons affected by your actions.
Your Privacy
For information about our data protection practices, please read the Data Protection Policy. This policy explains how and under what conditions we will process your personal information, and protect your privacy, when you use the Service.
You agree that we may process your personal information in accordance with the Data Protection Policy.
Save as expressly set out in these Use Terms, we do not make any representation or give any warranties whatsoever in respect of the Service.
If you are not, factually or legally, authorised to bind another person as our Customer to these Use Terms, you agree that you will be personally liable to Contract Vault for any amounts due to us in terms of these Use Terms or otherwise as a consequence of using the Service in the event the legal entity concerned refuses or fails to pay any amounts which are due to us and as if you contracted with us for your personal Service use.
Disclaimers and Limitation of Liability
To the fullest extent permissible by law, we disclaim all warranties of any kind, whether express or implied in respect of the Service and you use the Service at your own risk.
You agree that neither we or our Associates shall be liable for any Losses which you may sustain however arising and whatever the cause, in particular pursuant to your or any 3rd Party's use of, access to and/or interference with the Service.
You also agree that our liability to you pursuant to these Use Terms shall furthermore be limited to the total amount of the fees you paid for your Service use.
You and any 3rd Parties using the Service or Website indemnify us and our Associates from any Losses, which may arise as a result of the your or the 3rd Party's unlawful conduct, wilful misconduct and/or gross negligence.
Maintenance and Repair
You acknowledge that from time to time the Service may be suspended, either in part or as a whole, for maintenance, repair and improvements. We agree, wherever reasonably possible, to give twenty-four (24) hours notice of suspension of the Service affected by the proposed suspension. We deal with this in more detail in our Support Policy.
Save as set out elsewhere in these Use Terms or the Support Policy, we shall not be liable for any Losses which may be sustained as a result of the suspension of the Service save as provided for in the Support Policy, where applicable.
Rights Infringements
If any person is of the view that his, her or its rights have been infringed through unlawful Service use by any person, that person may address a complaint to Contract Vault which satisfies the following requirements and/or sets out the following information:
- the full names and address of the complainant;
- the written or electronic signature of the complainant;
- identification of the right that has allegedly been infringed;
- identification of the material or activity that is claimed to be the subject of unlawful activity;
- the remedial action required to be taken by Contract Vault in respect of the complaint;
- telephonic and electronic contact details, if any, of the complainant;
- a statement that the complainant is acting in good faith;
- a statement by the complainant that the information in the take-down notification is to his or her knowledge true and correct.
Notifications must be addressed to:
Contract Vault Abuse
Email: email@example.com
We will investigate the complaint on receipt of a complete and properly formulated complaint notice and will take appropriate action, where necessary. Such action may include, but is not limited to, removing offending Content and/or taking appropriate steps against offending users or Customers, where appropriate. We may not be able to, or it may not be appropriate for us to, respond to or act on every complaint.
Subject to any other provision of these Use Terms providing for the remedy of any breach of any provision of these Use Terms, should either Party ("the Offending Party") commit a breach of any provision of these Use Terms and fail to remedy such breach within 10 days of receiving written notice from the other Party ("the Aggrieved Party") requiring the Offending Party to do so, then the Aggrieved Party shall be entitled, without prejudice to its other rights in law to –
- cancel these Use Terms, provided the breach in question is a material breach going to the root of these Use Terms; or
- claim specific performance of all of the Offending Party's obligations whether or not due for performance,
- in either event without prejudice to the Aggrieved Party's right to claim damages.
Either Party shall be entitled to summarily terminate these Use Terms in the event of the other Party being placed in liquidation or under judicial management, whether provisionally or finally, or in the event of the other Party entering into a compromise with its creditors generally. All amounts due by the other Party in terms of these Use Terms shall, in the circumstances contemplated in this clause, immediately become due and payable to the prejudiced Party.
Governing Law and Jurisdiction
These Use Terms shall be governed in all respects by and shall be interpreted in accordance with South African Law and the you consent and submit to the jurisdiction of the Western Cape High Court, Cape Town.
You consent to the jurisdiction of the Regional Court and the Magistrates Court in respect of any claim arising out of or pertaining to these Use Terms or the Service even though any claim you may have against us exceeds the monetary jurisdiction of the Regional Court or the Magistrates Court, as the case may be.
Interruption Event
You acknowledge that, from time to time, the Service may be suspended due to causes beyond our control which we refer to as Interruption Events.
You agree that we will be relieved of our obligations in terms of these Use Terms during the period that the Interruption Event and its consequences continue, only to the extent we are reasonably prevented from fulfilling our obligations, and we shall not be liable for any Losses which you may suffer as a result.
We will make reasonable efforts to notify you of an Interruption Event in writing as soon as we become reasonably aware of the Interruption Event.
In the event that an Interruption Event exceeds 2 calendar months and in the event that neither we or our nominee are able to provide alternative services and/or facilities, either you or we may terminate these Use Terms and shall only remain liable for performance under these Use Terms which fell due immediately prior to the Interruption Event.
By users or you
Users or, where appropriate, you shall not be entitled to cede, delegate, assign or otherwise transfer all or any of its rights, interests or obligations under and/or in terms of these Use Terms except with our prior written consent. We will not unreasonably withhold our consent.
By Contract Vault
We are entitled to cede, delegate, assign or otherwise transfer all or any of our rights, interests or obligations under and/or in terms of these Use Terms subject to us giving you reasonable written notice to that effect.
If any court which has jurisdiction finds any clause or term of these Use Terms to be be unenforceable, then the Parties agree that the remaining terms and provisions of these Use Terms shall be deemed to be severable from the unenforceable provisions and shall continue in full force and effect unless such unenforceability goes to the root of these Use Terms, in which case these Use Terms shall terminate.
Domicilium and Notices
Any Party shall be entitled to change its domicilium from time to time, provided that any new domicilium selected by it shall be a physical address and not a post box number, and any such change shall only be effective upon receipt of notice in writing by the other Parties of such change.
All notices, demands, communications or payments intended for any Party shall be made or given at such Party's domicilium for the time being.
A notice sent by one Party to another Party shall be deemed to be received:
- on the same day, if delivered by hand;
- on the same day, if transmitted electronically with receipt received confirming completion of transmission; or
- on the third day after despatch, if sent by prepaid courier.
Notwithstanding anything to the contrary contained in this Domicilium and Notices clause a written notice or communication actually received by a Party shall be an adequate written notice or communication to it notwithstanding that it was not sent to or delivered at its chosen domicilium citandi et executandi.
The Customer
You choose your physical address; postal address; facsimile number and email address which you supply to us when registering to use the Service as its domicilium citandi et executandi ("domicilium") for all purposes arising from or pursuant to these Use Terms.
Contract Vault
Contract Vault chooses the addresses and other contact details specified in our ECTA Disclosures section, below, for all communication purposes under these Use Terms, whether in respect of court process, notices or other documents or communications of whatsoever nature.
ECTA Disclosures
Access to the Content on or through the Services and the Website itself are classified as "electronic transactions" in terms of the ECTA and therefore you have the rights detailed in Chapter VII of the ECTA and we have the duty to the disclose the following information:
Our full name and legal status: CTD Media CC (registration number 2006/128022/23)
Street address: 23 Arthurs Road, Sea Point, Cape Town
Postal address: PO Box 65, Green Point, 8051
Physical address for receipt of legal service: 23 Arthurs Road, Sea Point, Cape Town
Main business: The sale of digital products and services
Website address: http://contractvault.co
Official email address: email@example.com
Membership of self-regulatory or accreditation bodies: None
Codes of conduct to which we subscribe: Not applicable
Governing terms of use: These Use Terms
Manual in terms of the Promotion of Access to Information Act 2 of 2000: We have not published a manual
Management: Joel Philip Wynne (Managing Member)
Costs associated with the access to and use of the Website: Costs are detailed on the Website.
Dispute resolution: [Arbitration][]
Cooling off period: Not applicable
Complaints process: Not applicable
These Use Terms, as read with the documents referenced in these Use Terms, constitute the sole record of the agreement between the Parties in regard to its subject matter.
No Party shall be bound by any express or implied term, representation, warranty, promise or the like, not recorded in these Use Terms.
No addition to, variation or consensual cancellation of these Use Terms, including this clause, shall be of any force or effect unless in writing and signed by or on behalf of all the Parties.
No data message (as defined in ECTA), including an e-mail, SMS and recorded voice message, which you send to us shall amend these Use Terms or the rights and duties of the Parties in any manner unless the Parties expressly state, and specify the extent to which, the data message amends these Use Terms or the Parties' rights and duties in any material respect.
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The Parties undertake at all times to take all reasonable steps to implement and comply with these Use Terms.
Interpretation Guide
In these Use Terms, headings are for convenience and are not intended to be used to interpret the Use Terms.
If the Use Terms refers to a Party who is liquidated or sequestrated (or has been through a comparable process under a different legal system), then the Use Terms will also be applicable to and binding on that Party's liquidator or trustee, as the case may be.
Unless these Use Terms indicates to the contrary, any references to any gender includes the other genders, a natural person includes an artificial person and vice versa, the singular includes the plural and vice versa.
The rule of construction that the contract shall be interpreted against the Party responsible for the drafting or preparation of these Use Terms, shall not apply.
Where in these Use Terms provision is made for the Parties (or either of them) to agree on or grant approval in respect of any matter, such Use Terms or approval shall only be valid and binding on the Parties thereto if reduced to writing and signed by the duly authorised representative of such Parties.
The use of the word "including" followed by a specific example shall not be construed as limiting the meaning of the general wording preceding it and the eiusdem generis rule shall not be applied in the interpretation of such general wording or such specific example.
Where these Use Terms specifies any number of days, the number of days excludes the first day and includes the last day unless the last day falls on a Saturday, Sunday or gazetted public holiday in the Republic of South Africa, in which case the last day shall be the next succeeding day which is not a Saturday, Sunday or gazetted public holiday in the Republic of South Africa. Generally speaking, references to a "day" are references to typical business days.
Any reference to "business hours" shall be construed as being the hours between 08h30 (eight hours and thirty minutes) and 17h00 (seventeen hours) on any day. Any reference to time shall be based upon South African Standard Time;
All annexures, addenda and amendments to these Use Terms form an integral part of these Use Terms and, therefore, our contract with you.
The words and phrases in the Glossary and, where appropriate, elsewhere in these Use Terms bear the meanings assigned to them and related expressions bear corresponding meanings.
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"the Constitution" means Constitution of the Republic of South Africa, Act 108 of 1996;
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"Content License" means a personal, revocable, worldwide, royalty-free, non-commercial, non-transferrable and non-exclusive licence to use our Content either on or through the Service through a generally available web browser, mobile device or application solely for the purpose of enabling users to use the Service, in the manner permitted by these Use Terms and does not extend to scraping, spidering, crawling or other technology or software used to access data without our express written consent;
"Contract Vault", "us", "we" and "our" means or are references to CTD Media CC trading as Contract Vault, a company duly registered and incorporated in accordance with the laws of the Republic of South Africa and with registration number 2006/128022/23;
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By Arthur W. Pink
Bible expositor Arthur purple supplies us a close examine the prayers of Paul displaying us not just tips on how to pray, yet giving us better perception into Paul himself, his courting with God, and the folk he served.
Read or Download Ability of God. Prayers of the Apostle Paul PDF
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Extra resources for Ability of God. Prayers of the Apostle Paul
Sample text
With my spirit": not hypocritically from greed, nor formally, but from the very depths of Paul's being—willingly, heartily, joyously. "In the gospel of his Son" is the counterpart of "a servant of Jesus Christ … separated unto the gospel of God" (Romans 1:1). "That without ceasing I make mention of you always in my prayers" made known Paul's constancy. His rejoicing over and praying for them was no evanescent spasm but an enduring thing. Paul had called upon God as his Witness that his "without ceasing" was no exaggeration.
After a most trying and hazardous voyage, Paul arrived in Rome a prisoner in chains! Yet see Acts 28:30–31 for the measure of liberty accorded him. "For I long to see you, that I may impart unto you some spiritual gift, to the end ye may be established" (Romans 1:11). This is not a part of Paul's prayer, yet it is intimately connected with it, for it makes known what prompted his request, why he so desired to see them. Paul's longing was that of spiritual affection, as a comparison with Philippians 2:26 and 2 Timothy 1:4 shows (the same Greek word occurs in all three).
Thus, broadly speaking, prayer includes confession of sin, petitions for the supply of our needs, and the homage of our hearts unto the Giver Himself. Or, we may say prayer's principal branches are humiliation, supplication, and adoration. Hence we hope to embrace within the scope of this series not only passages such as Ephesians 1:16–19 and 3:14–21 but also such verses as 2 Corinthians 1:3 and Ephesians 1:3. " Other references might be given, but let this suffice. The incense which was offered in the tabernacle and temple consisted of various spices compounded together (Exodus 30:34–35), and it was the blending of one with another that made the perfume so fragrant and refreshing.
Ability of God. Prayers of the Apostle Paul by Arthur W. Pink
by Edward


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Townview State School celebrates NAIDOC Week
Townview State School has celebrated its indigenous culture and history at NAIDOC Week celebrations on Wednesday (June 26).
Celebrating a week early, Townview students took part in a parade, traditional dancing, arts and craft, painting, tasting traditional foods and playing games; to celebrate Aboriginal and Torres Strait Islander culture.
Townview State School community education councillor, Dixie Sarmardin, said NAIDOC allowed students to celebrate their identity in a safe and cultural environment.
Townview State School students commence NAIDOC Week celebrations early. #MountIsapic.twitter.com/QGnAo5tvni— Samantha Walton (@SamanthaWalton0) June 26, 2019
"Students can share their ancestral stories and history," Ms Sarmardin said.
"These students are the ones who have to carry their stories forward and a lot of them have got those, but sadly some have lost them."
Ms Sarmardin said NAIDOC Week was very important to the school for student's identity, knowledge and pride.
"It is very big celebration at Townview and we are lucky that we have the support of admin," she said.
"The kids look forward to it each year and this year all students get the opportunity to taste kangaroo and crocodile, as well as puftaloons and johnny cakes."
The national theme for NAIDOC this year is Voice, Treaty, Truth: Let's work together for a shared future.
This theme acknowledges that Aboriginal and Torres Strait Islander peoples have always wanted an enhanced role in decision-making in Australia's democracy.
National NAIDOC Week celebrations will take place from July 7-14.
READ MORE: Quamby Rodeo recovers from North West flood.
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For the past year, my boss has been treating me very poorly. I'm happy to have a job, and the last thing I want to do is make waves. However, my co-workers are strongly encouraging me to talk with human resources about my boss's behavior. They tell me they can see how I'm being singled out and treated poorly. What do you think I should do?
Deb in Utah


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DIRECTOR: Brian Welsh
PRODUCER: Camilla Bray
WRITTEN BY: Keiran Hurley & Brian Welsh
DIRECTOR OF PHOTOGRAPHY: Ben Kracun
EDITOR: Robin Hill
PRODUCTION DESIGNER: Victor Molero
Cristian Ortega
Lorn Macdonald
Laura Fraser
Brian Ferguson
Ross Mann
Gemma Mcelhinney
Amy Manson
Rachel Jackson
1994, a small town in central Scotland.
Best mates Johnno and Spanner share a deep bond. Now on the cusp of adulthood, life is destined to take them in different directions – Johnno's family are moving him to a new town and a better life, leaving Spanner behind to face a precarious future. But this summer is going to be different for them, and for the country.
The explosion of the free party scene and the largest counter-cultural youth movement in recent history is happening across the UK. In pursuit of adventure and escape, the boys head out on one last night together to an illegal rave. Stealing cash from Spanner's older brother, under the hazy stewardship of pirate radio DJ D-Man, the boys journey into an underworld of anarchy, freedom and a full-on collision with the forces of law and order.
A universal coming of age story, set to a soundtrack as eclectic and electrifying as the scene it gave birth to, BEATS is a story for our time – of friendship, rebellion and the irresistible power of gathered youth.
★★★★ - Empire
"Beats is a truly heartfelt rites-of-passage tale — an immersive, intoxicating portrayal of the rave scene at its peak."
★★★★ - Time Out
"A hands-in-the-air joyride through the acid house rave set."
"'Beats' hits all the right notes"
★★★★ – London Evening Standard
"Funny, as well as emotionally rewarding."
★★★★ – The Mail On Sunday (UK)
"Authentic, funny and touching"
★★★★ – The Observer
"A terrific little film"
★★★★ – Radio Times
★★★★ – The Sun (UK)
"Full of tip-top performances that perfectly capture the transition into adulthood"
★★★★ – Times (UK)


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