text:
|Director of Golf
|(865) 981-8301
|(330) 401-2270
Maryville College Director of Athletics Kandis Schram has announced that Anthony Monaco has been named Director of Golf for the Fighting Scots.
"I am excited for our student-athletes and for Anthony as he joins our Scots family," stated Coach Schram. "I was impressed with his experience and his success in recruiting while building a competitive golf program. His enthusiasm in developing student-athletes through the sport he loves was evident. Both of our golf programs will benefit from his passion to teach."
Monaco, a 2015 graduate of Northern Kentucky University, served as the Head Men's Golf Coach at Urbana University for the past two seasons. While guiding this NCAA Division II program that established numerous school standards on the golf course, his squad achieved a cumulative 3.7 GPA in the classroom.
"I am thrilled to be announced as the next Director of Golf at Maryville College," stated Monaco. "I want to thank Kandis Schram and the Maryville College staff for giving me this opportunity to build upon the rich history that Maryville College athletics has established. I can't wait for school to start and begin working with our current golfers. I look forward to getting to know each student-athlete, identify their individual goals, create expectations, and do my best to help them achieve these goals. I look forward to sharpening our skills and competing at a high level within the NCAA Division III."
Monaco will direct both the Scots' men and women programs beginning this fall.


text:
The Republic of Namibia
POPULATION: 2.403 million (2014)
AREA: 317,260 sq. mi. (824,295 sq. km)
LANGUAGES: English (official); Afrikaans, German, Damara, Herero, Kavango, Ovambo, Nama
NATIONAL CURRENCY: Namibian dollar
PRINCIPAL RELIGIONS: Christian 80–90%, Traditional 10–20%
CITIES: Windhoek (capital), 190,000 (1995 est.); Walvis Bay, Swakopmund, Keetmanshoop, Rehoboth
ANNUAL RAINFALL: Varies from less than 2 in. (51 mm) in western Namib and lower Orange River valley to more than 19.8 in. (508 mm) in the northern border regions.
ECONOMY: GDP $13.43 billion (2014)
- Agricultural: millet, sorghum, peanuts, livestock, fish
- Manufacturing: meat packing, dairy products, fish processing
- Mining: diamonds, copper, gold, tin, lead, uranium, salt, cadmium, lithium, natural gas, zinc
GOVERNMENT: Independence from South Africa, 1990. Republic with president elected by universal suffrage. Governing bodies: National Assembly and National Council (legislative bodies); Cabinet appointed by president.
- 1990– President Samuel Nujoma
ARMED FORCES: 9,000 (2000 est.)
EDUCATION: Compulsory for ages 6–16; literacy rate 40%
The Republic of Namibia, which achieved independence in 1990, was the last country in Africa to throw off colonial rule. Although thinly populated and dominated by deserts, its great mineral wealth made it an attractive target for European colonizers. Namibia's natural riches continue to play a significant role in the country's economy. However, many years of colonialism have left deep scars in the social and economic fabric of the nation.
Namibia lies along the west coast of southern Africa. About twice the size of California, it has fewer than two million people. Its sparse population is due largely to the dry climate, which makes most of Namibia unsuitable for agriculture. However, the rugged and inhospitable terrain contains large deposits of gold, diamonds, uranium, and other valuable mineral resources.
Namibia consists of a high central plateau surrounded mostly by dry grasslands and deserts. The Namib Desert runs the length of the coast and stretches some 60 miles inland, while the KALAHARI DESERT covers most of the northern and eastern portions of the country. To the south is a vast dry area known as Namaqualand. Wedged between these barren areas is the central plateau, which is home to most of Namibia's people. In the southeast, the Orange River forms Namibia's border with SOUTH AFRICA.
Before the mid-1800s Namibia was home to KHOISAN hunter-gatherers and some pastoralist BANTU PEOPLES. By the 1850s, European traders had begun operating from Walvis Bay on the Namibian coast. Local HERERO peoples obtained guns from the traders and overthrew various Namibian states of the Oorlam peoples. As Oorlam power crumbled, settlers from what is now South Africa moved into the region and established a republic in southern Hereroland. This alarmed the Herero, who asked Britain to establish a protectorate over central Namibia. The British declared a protectorate in 1876, but it included only the area around Walvis Bay.
German Colonization
In the 1880s a German entrepreneur named Adolf Luderitz acquired some Namibian coastland. Germany set up a protectorate over the land in 1884 and later annexed the entire coast except for Walvis Bay. In 1889 the Germans seized Walvis Bay and over the next 15 years gradually expanded their control over the interior by cooperating with some local chiefs and fighting others.
Tensions between German settlers and indigenous peoples led to full-scale war in 1904. More than 80 percent of the Herero and some 75 percent of the Nama people died during four years of fighting. Many survivors were placed in concentration camps, sent to other German colonies in Africa, or pressed into forced labor. Meanwhile, colonial officials gave ranch land to German settlers, and the discovery of diamonds and other minerals led to a growing colonial economy.
South African Domination
During World War I, troops from the Union of South Africa invaded Namibia and defeated the German troops there. After the war South Africa received international authorization to oversee Namibia, making it in effect a South African province. During the 1920s the South African government resettled hundreds of white families in Namibia to strengthen its control over the colony. The indigenous peoples rose up against South African rule several times during the 1920s and 1930s, but each revolt was crushed by South African forces.
After World War II South Africa adopted apartheid laws and policies and applied them to Namibia as well. It also tried to convince the United Nations (UN) that Namibians wanted their country to become part of South Africa, but the UN rejected that claim. During the 1950s and 1960s, apartheid policies forced Namibian blacks off their lands and led to occasional outbreaks of violence. During this period, Namibian nationalists founded the Southwest African Peoples Organization (SWAPO), which became the leading force in the struggle for independence.
In 1966 SWAPO guerrillas in Namibia began an armed struggle against South African rule. The 1970s saw an intensified fight for independence. When neighboring ANGOLA became independent in 1975, it allowed SWAPO guerrillas to operate out of Angolan bases. South Africa responded by increasing the size of its army in Namibia and sending troops into Angola to attack SWAPO bases. The fighting took a toll on both the Namibian and the South African economies and eventually became unpopular with the South African people. In 1989 South Africa agreed to a cease-fire, and the following year it withdrew its troops. Namibia gained independence on March 21, 1990.
Namibia Since Independence
Namibia's president since independence has been Sam Nujoma, a prominent SWAPO leader. He overwhelmingly won elections in 1990 and 1994, but the nation's constitution limited him to two terms in office. In 1997 Nujoma announced his intention to run again in 1999 and called for a constitutional amendment to allow him to do so. His action led to a split in the SWAPO party and charges that Nujoma was trying to establish himself as a dictator. Despite the controversy, the amendment passed and Nujoma enjoyed another sweeping victory in 1999.
Nujoma has ruled Namibia in an authoritarian style, rewarding his political supporters but neglecting those areas and groups loyal to his opponents. His policies have resulted in unrest in the Caprivi Strip in northeastern Namibia, which threatened to secede in the late 1990s. Nujoma has also angered neighboring BOTSWANA by proposing to reroute water from the Okavango River to Windhoek, the Namibian capital. Nujoma's persecution of anyone opposing his plans threatens to undermine his attempts to bring stability and prosperity to the nation.
Northern Namibia is the only area with enough precipitation for intensive agriculture. However, the central plateau receives sufficient rain to produce a groundcover for grazing sheep and cattle, long a major economic activity in the country.
Two industries that show promise in Namibia are FISHING and TOURISM. The cold Benguela Current that runs along the Atlantic coast attracts large schools of fish. This area was overfished in the 1980s, but the government has since passed strict controls to help fish stocks recover.
Meanwhile, tourism has been growing at an impressive rate in Namibia since independence.
The economy of Namibia depends heavily on the export of raw materials such as diamonds, metals, and livestock. In the past South Africa has been the most important market for Namibian goods, but in recent years Namibia has tried to reduce its dependence on that nation.
Despite a relatively high average annual income, Namibia suffers from a large gap between rich and poor. Unemployment stands at about 30 percent of the workforce and more than half of Namibians are illiterate. Fortunately, the country's foreign debt is small and its population is growing at a modest rate. Even so, factors such as unequal distribution of land and ethnic strife severely limit Namibia's potential for economic growth.
The population of Namibia is mostly Christian (about 90 percent) and very young (about half of the people are under 18 years of age). The major ethnic groups in the north are those of the Huambo cluster, who practice agriculture and livestock raising. They are one of many matrilineal societies in this part of Africa. Other matrilineal groups inhabit the Caprivi Strip and the Okavango River in the northeast. Pastoralists and foraging groups such as the !Kung live outside the towns and mining areas of northern Namibia.
Western, central, and southern Namibia are home to pastoralists such as the Herero and some of the Khoisan. The Herero also have a primarily matrilineal society, although religious items such as sacred cattle are passed through the male side of the family. The Khoisan include both pastoralists and foragers whose societies are noted for their very complex KINSHIP systems. Of considerable interest to researchers are the small HUNTING AND GATHERING group called the San, also known as the Bushmen. (See also Colonialism in Africa; Independence Movements; Maherero, Samuel; Southern Africa, History; Witbooi, Hendrik.)

subset: commoncrawl


text:
Min. Liquid Capital: $50,000
Total Investment:
- $110,000
Financing Available: Yes
Training Provided: Yes
No of Existing Units: 50
Live the American Dream with You've Got Maids
You've Got Maids has been listed on Entrepreneur Magazine's 500 List for four years, and distinguished by Entrepreneur as a Top Franchise Opportunity, a Top Franchise for Veterans, a Top Innovative Franchise, a Top Low Cost Franchise, and #16 Top New Franchise. For five years, Franchise Business Review has been placing You've Got Maids on their most exclusive Top 200 List based on Franchise Owner Satisfaction, and has selected You've Got Maids for prestigious awards such as the Top 50 Franchise Award, Top Veterans Franchise, Top Franchise for Women, and a Top Low Cost Franchise.
Do you want to own a successful business and have your nights, weekends and holidays off? You've Got Maids proven System for Success has everything you need to be the market leader. The key ingredient is you. Are you ready to start controlling your financial future?
Our franchise owners don't clean; they are business owners who inspire and lead maid teams. With You've Got Maids you can build a great business and achieve the lifestyle you desire.
You've Got Maids is seeking motivated individuals with an aptitude for business, and the drive to succeed. Some of the biggest cities and wealthiest towns are available and waiting for you. This is an opportunity to control your future! There is no recognized brand leader in maid service, and every market is wide open for You've Got Maids to be the leading home cleaning company. If your goal is to be a rock star franchise owner in multiple locations, after operations are established, your franchise fee will be waived on additional markets. Many variables contribute to financial success, but an important part of that is aligning with the You've Got Maid's culture.
If this sounds like you, then put the odds for success in your favor! According to The Wall Street Journal, home services are a multi-billion dollar industry enjoying double-digit growth. Low costs, high potential revenue, and exceptional support is just the start of You've Got Maids' winning strategy. Operating expenses are economical, and business hours are extremely family-friendly. Our proven System for Success is based on years of franchise excellence. Welcome to what could be your finest and final business move!
You've Got Maids franchise owners have one-on-one support with a certified business coach, and direct access to the founders, who opened the original offices and continue to run the company today. There is a team behind each franchise owner, dedicated to expert digital marketing including SEO, social media, and ad campaigns while we guide you along the path to profitability. Our website is among the absolute best in driving traffic and inbound leads to local offices. There's also a nationwide network of franchise partners, web meetings, training updates, and a national convention.
"To do a common thing uncommonly well brings success."- Henry Heinz
You've Got Maids provides franchise partners with an unbeatable, repeatable, scalable system to attract and retain clients. It starts with our commitment to training. Maid University is our proprietary program that efficiently trains new team members, and ensures consistent, high-quality service. In addition, Maid University has a curriculum for franchise owners, managers and even the maid staff.
"People who work sitting down get paid more than people who work standing up."- Ogden Nash
Minimum Liquid Capital
Minimum amount of cash and readily convertible assets you'll need to open a franchise location.
Total Investment
Minimum dollar amount you'll need to invest in the franchise location.
Minimum Net Worth
Dollar amount value of all your assets, including cash and minus total liabilities.
© 1994-2019 BizQuest


text:
The AgBMP Loan Program provides needed funding for local implementation of clean water practices at an extremely low cost, is unique in its structure and is not duplicated by any other source of funding.The AgBMP loan program provides 3% loans through local lenders to farmers, rural landowners, and agriculture supply businesses.
This project will identify and compile existing nitrate data from groundwaters and surface waters in the Lower Mississippi Basin (LMB) generally and focus on the Root River Watershed. The purpose is to investigate the quantity and quality of existing nitrate data, and to organize it for use in comprehensive watershed strategy development (including assessment, TMDL computation and identification and study of nitrate sources and delivery mechanisms).
This project will support a civic engagement cohort that will be offered in southwest Minnesota to foster partnering and build capacity of local government, organizations, and residents for effective civic engagement in water protection and restoration. This project will also build networks and the skill set of local resource professionals to do effective civic engagement work for water restoration and protection. The cohort will be administered through the Minnesota River Board (MRB), established in 1995 with a goal of focusing water management efforts on the local level.
This project will build network and the skill set of local resource professionals to do effective civic engagement work for water restoration and protection in Southeast Minnesota. The cohort will be administered through the Southeast Minnesota Water Resources Board (SE MN WRB) which is an area wide Joint Powers Board (JPB) established to help improve and protect the water resources of the area through coordinating local water planning efforts. This JPB has successfully administered water quality grants in the past that have positively impacted the water resources of this region.
This project will offer incentives to protect 80 acres of land in filter strips and highly erodible lands adjacent to the rivers; construct 9 sediment and water control basins or terraces; replace 35 open tile intakes and advocate wetland restorations and grassland easement programs; organize a Friendship Tour to bring together Minnesota farmers, county commissioners, farm organizations, local, state and federal agency personnel to experience the watershed, farming practices, discuss future project ideas and strengthen relationships; and upgrade 37 subsurface sewage treatment systems by off
The Minnesota River Basin Hydrological Simulation Program FORTRAN (HSPF) models simulate sediment erosion and transport, however these models periodically need to be adjusted to be consistent with the most recent sources of information regarding sediment distribution and loading rates. The goal of this project is to refine the sediment source partitioning and simulation in the Minnesota River basin using all relevant available sources of information.
The Minnesota River Basin Hydrological Simulation Program FORTRAN (HSPF) models, which simulate flow and pollutant transport, need to be refined to be consistent with the most recent external sources of land use, hydrologic response, and surface flow attributions. The primary goal of this work is to refine the hydrologic calibration in the Minnesota River basin.
Lac qui Parle-Yellow Bank Watershed District will collect water chemistry samples from the three lakes and twenty-nine stream sites in the Lac qui Parle and Minnesota Headwaters watersheds following the MPCA's Intensive Watershed Monitoring (IWM) plan for lakes and streams. Eleven samples will be collected at each lake from May through September during 2015 and 2016. Eleven samples will be collected at each of the twenty-nine stream sites in 2015. In addition, sixteen samples at each stream site will be collected in 2015 and 2016 following the E.
The primary goal of this project is to partner with stakeholders in the development of a comprehensive Watershed Restoration and Protection Strategies (WRAPS) report to be used on the local level. Achieving this goal will require sound working relationships between local government units (LGUs), watershed citizens, and state and federal government. Gathering input from these groups will be critical when the Minnesota Pollution Control Agency (MPCA) drafts a WRAPS Report that can be utilized by local decision-makers.
The goal of this project is to establish load reduction requirements for impaired waters and to develop restoration strategies to improve water quality for impaired waters and protection strategies to maintain the quality of water for water bodies meeting standards.
The goal of this project is to extend existing Hydrologic Simulation Program FORTRAN (HSPF) models through 2017 for the following major watersheds: Redwood, Cottonwood, Watonwan, Blue Earth, Le Sueur, Pomme de Terre, Minnesota River-Headwaters, and Lac Qui Parle watersheds.
This project addresses five reaches of the Minnesota River that have aquatic recreation impairments as identified by high concentrations of E. coli. The project will describe the water quality impairments, complete pollutant source assessments, establish loading capacities and allocations for the impairments, and develop implementation strategies.
This project will identify areas for potential Best Management Practice (BMP) placement and identify strategies to strengthen social capacity and effectively engage citizens in development of the upcoming Watershed Restoration and Protection Strategy (WRAPS) report.
This project supports monitoring and assessment activities by MPCA EAO staff and includes lab analysis, equipment, fieldwork, data management, and interpretation expenses associated with monitoring and assessment activities.The ambient groundwater monitoring network describes the current condition and trends in Minnesota's groundwater quality.
The goal of this project is to refine the nutrient and algae simulation in the Minnesota River basin using all relevant available sources of information. The outcome of this work order is a revised Hydrological Simulation Program – FORTRAN (HSPF) watershed model application for the Minnesota River basin that correctly represents nutrient sources and algae.
Approximately 70 percent of all Minnesotans rely on groundwater as their primary source of drinking water. Wells used for drinking water must be properly sealed when removed from service to protect both public health and Minnesota's invaluable groundwater resources. The Minnesota Department of Health protects both public health and groundwater by assuring the proper sealing of unused wells.
Clean Water funds are being provided to well owners as a 50% cost-share assistance for sealing unused public water-supply wells.
The lack of sewage treatment in many small communities in Southeast Minnesota is causing surface water and groundwater pollution. Ten of these small communities will be the target of the technical assistance provided by this project. These communities have community or individual straight pipes which are discharging raw sewage directly into the environment, surfacing sewage, or have sewage contaminating groundwater.
The lack of sewage treatment in many small communities in Southeast Minnesota is causing surface water and groundwater pollution. Fourteen of these small communities will receive technical assistance provided by this project. These communities have community or individual straight pipes which are discharging raw sewage directly to the environment, surfacing sewage, or have sewage contaminating groundwater.
The goal of this project is to investigate nitrate transport and the sources of nitrate in karst for more effective implementation of best management practices that will reduce nitrate concentrations in ground and surface water.
Native trout require clean, cold water that usually originates from springs, but the springs feeding the 173 designated trout streams in southeastern Minnesota are under increasing pressure from current and expected changes in land use. This joint effort by the University of Minnesota and the Minnesota Department of Natural Resources is working to identify and map the springs and the areas that feed water to these springs and to learn how these waters might be affected by development and water use.


text:
Iessaiah Psycho-Spiritual Therapist and Healer
Iessaiah (pronounced ee-sai-yah) offers Transformational Energy Healing for people who are seeking personal and spiritual growth.
You may be at a time in your life when you are facing emotional, physical, mental or spiritual challenges. You may be aware of habitual behaviours or state of mind that hinder you. You may feel that you have not yet reached your full potential but feel blocked from doing so.
Through her deep connection with others, her natural intuition and more than 25 years' experience in complimentary therapy and spiritual practice, Iessaiah will help you to overcome obstacles and achieve a profound transformation in your consciousness.
After treatment you might experience:
• An expansion in your awareness
• A return to wholeness and harmony
• A letting go of limiting beliefs
• A transformational shift in consciousness
• A profound sense of peace


text:
Dubai, February 2018
Advanta Seeds, A UPL Group Company specializing in innovative agricultural solutions, has won the prestigious Gulf Sustainability and CSR Award 2018. The award is for introducing ZEBA technology in the UAE and the Middle East Region. ZEBA is a soil enhancement, water and nutrient management technology which is already successful in many geographies and has diverse application from turf and grass, to landscaping and agriculture.
"We are very appreciative of the process involved in the sustainability awards for 2018. Entering into and winning the Water and Management category was important to us. As a company we are very committed to the process of not only water conservation, but the management of the water and water systems to avoid wasted water and the costs incurred with replacement of planting stock. We were very excited about the opportunity to present ZEBA as a sustainable solution for UAE and Middle East," shared Kevin Ashford, UPL Global Technology Lead, Water & Soil Technologies.
Altogether there were twenty-four category award winners on the day. Competing against the region's most prominent companies from diverse industries, ZEBA won its category and was recognized for the impact it can create in the region.
Advanta Seeds is a sustainable agriculture company providing innovative solutions and seeds technology to farmers around the world. The company has a global footprint in more than 66 countries. Advanta Seeds has a leadership position in tropical and sub-tropical corn, grain and forage sorghum, sunflower, canola, rice and vegetables. Advanta Seeds is a part of the UPL Group.
UPL Group is a leading agriculture company with a global footprint in over 150 countries. UPL Group provides full agriculture solutions from seeds, soil enhancement, crop protection, and plant health to post-harvest solutions. UPL is also involved in designing pre-sowing and post-harvest crop-care technologies.
The second edition of the Gulf Sustainability and CSR Awards celebrate and provide recognition for companies and individuals implementing outstanding Sustainability and CSR initiatives across the region. The winners of the Gulf Sustainability and CSR Awards were announced at the Jumeirah Creekside Hotel on 20th February 2018 where the Finals and Awards Ceremony took place. With live transparent judging and benchmarked feedback reports for all the Finalists, this is a truly unique event in the Gulf! The Awards aim to support organizations and businesses as a vehicle for sharing best practice and for promoting continuous improvement, learning and personal development.


text:
Flickr Photostream
Support Us
What I'm Reading
Error on line 135 of /home/chanprod/public_html/chanproductions.ca/personal/bundled-libs/Onyx/RSS.php: The specified file could not be opened. (#)
Syndicate This Blog
Wednesday, June 28. 2006
Best Work Related E-mail Ever
This e-mail requires no explanation or introduction:
Dear Gentlemen of the ECS Building,
(Absolutely no laughing is permitted while reading this message. Im trying my best to use appropriate wording.)
It has come to my attention from a number of gentlemen that the waterless urinals in ECS present a backsplash problem. This is because the urinals are a gel-coated porcelain which repels liquids to allow clean and quick drainage into the cartridge which prevents odours. This can also cause backsplash if the optimal point of usage is not aimed at.
All the urinals will be marked with target bees. Yes, little graphic bees like the ones in the urinals on the 6th floor. This is the worldwide target symbol I have been told by people who travel extensively. Please dont ask me why as I do not know. Apparently there is some geometry involved in these urinals and the bees will help. I really do understand the issues and I hope we can resolve them.
(I can hear some of you laughing!!!!!)
You might be interested in know that these same urinals are used in the Taj Mahal and lots of other impressive places so they should work for us in ECS. For more information please visit the manufacturers web site at http://www.falconwaterfree.com/flash.htm as it is quite useful.
Call me old fashion, but I prefer good old fashion American-made urinals that requires water to flush as opposed to water-free. Give me an American Standard any day. Green technology is kinda gross.
However, if we get fair tickets for everytime we hit the urinal bees, and we can trade in those tickets for prizes, then I'd be happier. Reward for accuracy == fun! We could also have a high score board in the men's washroom.
Tuesday, June 27. 2006
Begin The Spam Wars 2
The other week, I was checking my web statistics, and came across a strange anomaly, apparently I had 1800 unique visitors this month. This sounded really fake. I looked through the database, and noticed that I was using a lot more space than usual. It turns out that my blog had been hit by a crap load of comment/trackback spam. This is where some jerk decides to leave comments and trackbacks with web links that promote their website.
Leaving links helps the spammer because Google will see these links and boost the spammer's webpage rank because there's more links pointing to it. Furthermore, these spam attacks are automated by computer, so it takes no time for a spammer to do this. It's a pain in the butt because I leave my blog open for all to use, and spammers come through and take advantage of this.
The spam attack is a distributed attack which means it comes from hundreds of different computers. This is annoying because you can't pinpoint the source of all the spam, and blow away that computer. Most likely, some hacker has taken over hundreds of random computers, and have them sending out spam all the time.
In either case, I cleared out 2,000 pieces of spam from my blog, and I reprogrammed a part of my blog to prevent automated spam attacks. So far it seems to have worked. However, they seem to have stepped up their attack. Now I'm getting spam through e-mail because they're using my contact form that I have on this blog. Well played spammers. This weekend I'm going to have to do some more coding to beat the spammers.
If things get worse, I'm going to upgrade my blogging software to the latest version which sports some advanced anti-spam features. Hopefully this will keep them at bay for a while. It is a digital arms race though, sooner or later, they will break through the defenses.
Anyway, hopefully I can keep up against the spammers because I want to keep my blog open and interactive as it has been for all these years.
Posted by CHaN in Site News at 23:30 | Comments (2)
Sunday, June 25. 2006
Stock Market Challenge - Part 3
Alrighty, it's almost time for our fantasy stock market game to start, so it's time to give you a quick introduction to trading stocks. You still have time to sign up for the game if you wish. You start off with $4,000 and you will try to make as much money as you can within a year.
So if you've already picked out the stocks that you like, then it's time to buy and sell them. There's several different ways to buy/sell... yes that is fairly strange. So lets go over them.
Margin Money
The other thing I have to mention is about the margin account. Everyone in this game has a margin account, and what this means is, you can borrow money to buy stocks. Using margin money can boost your gains, or boost your losses. Margin money is very tempting because say you borrow $1,000 and invest it, and you make 10% by investing it. You got $100 for free essentially. However, the flip side is scary too, if you lose 10%, then you owe money. A lot of people do use margin, but I never use it. I don't believe in getting into debt to buy stocks. I only use money that's part of my discretionary money (ie, money that can be burned). You can get seriously burned by using debt to invest.
Commissions Kill
One of the things that you need to be aware of are commissions. Every time you buy or sell a stock, it costs $29.95 to execute the order. This is just a reality of investing in the stock market. Why is this important?
Consider a $1 stock called XYZ. If you buy one share of XYZ, then the transaction will be $1 + $29.95 in commissions. So the total bill comes out to $30.95 (also known as the book value, or how much you paid to get this stock). Your average cost per share is $30.95/share. 96.7% of this transaction was the cost of commissions. This is horrible. Now the XYZ stock has to reach $30.95 before I even break even right? No, because when you sell, you get hit with commissions again. So in order to break even, you need the stock price to go to $30.95 + $29.95 = $60.90/share. That's crazy!
Now consider buying 1000 shares of XYZ. The transaction will be $1,000 + $29.95 in commissions. The bill (or book value) comes out to $1,029.95. Your average cost per share is $1.02. Only 2.9% of the transaction was due to commissions. When do we break even? We go $1,029.95 plus the selling commission of $29.95, so that equals $1059.90. So the break even price would be $1059.95 / 1000 shares = $1.06/share. So, the stock needs to move to $1.06 before you start making money.
Notice the huge difference here. Essentially, the more shares that you buy at a time, the smaller the impact commissions will be. Generally, the minimum amount I would use to buy stocks would be $1,000 at a time. Jim Cramer recommends orders to be at least $2,000.
Sane Investing In An Insane World
Jim Cramer also has a book about investing, and it's entitled "Sane Investing In An Insane World." It has 25 rules about investing, and they're super useful. His website has a brief explanation of each of these rules, and these rules help you stay in the market and hopefully, prevents you from getting burned. One of the best pieces of advice is that you have to be able to explain what your company does to a friend. If you can't do it, it means you haven't done your homework on the stock.
Opening Week
So next week is when our game starts. Be aware that it's going to be extremely volatile next week because the federal reserve is having a meeting about interest rates. They will be meeting on Wednesday and Thursday. In those two days, they will tell us if interest rates will continue to rise, or if they're pausing. If they're pausing, then the markets explode, and we're going up up up. If they say that they're going to move interest rates even higher, then it's going to be a house of pain.
The take away is this, don't use all your money to buy on Monday morning. You want to have some money left over to react to the news on Wednesday and Thursday. It's almost certain that the markets will move lower on Wednesday, so it's a good time to pick up stocks because the market will throw a sale.
Good hunting all.
Friday, June 23. 2006
No One Takes Responsibility Anymore
When I read this Time article, I shook my head in disbelief in disgust. The article is entitled, "A Countersuit In The MySpace Case."
A 14-year-old Austin, Texas, girl and her mother filed a $30 million lawsuit against MySpace.com, where the teenager claims she met a man who assaulted her. Now, the college student charged with the sexual assault also is considering suing the popular social networking site.
The defense attorney for Pete Solis, the 19-year-old Texas community college student charged with sexually assaulting the girl dubbed "Julie Doe" in her lawsuit, told TIME that if the Texas courts accept the premise that MySpace is liable because the two met there, then his client also has a claim, since the alleged victim falsely portrayed herself on the webiste as 15 years old.
"He's been, in effect, just as much a victim if not more," says Adam Reposa, the attorney for Solis, who is facing up to 20 years in prison on charges of second degree felony sexual assault. Since the lawsuit against MySpace also names Solis as a defendant, Reposa said he will "cross-file" and also sue MySpace and its owner, News Corporation. "MySpace wasn't there when they went to Whataburger. MySpace wasn't there when they went to the movie and MySpace wasn't there when they climbed in the backseat," Reposa said. "Meeting on MySpace if that alone is enough, then we can make the same claim for damages."
So a girl meets some dude on a blogging site, and they get together and the girl gets sexually assaulted. Girl sues blogging site for $30 million because they say the site is liable. Guy who sexually assaults girl also sues site saying the site is liable. WHAT IS WRONG WITH THE WORLD?!?! SANITY CHECK PEOPLE!!!
Firstly, yes getting sexually assaulted is a horrible thing, but why on earth would you sue the MySpace for going out with a guy you hardly know from the Internet? The story says that the two exchanged cell phone numbers and communicated that way prior to the assault. By that logic, shouldn't you sue the cell phone company as well for facilitating a sexual assault?
The even crazier thing is that the guy is ALSO suing MySpace, even though HE ASSAULTED THE GIRL. This is insanity. MySpace didn't hold a gun to your head and ask you to do what you did. They claim that the guy is as much of a victim as the girl. I disagree completely with this statement. Technology is not at fault here, it's human nature.
America has become far too letigious. No one's willing to take responsibility for their own actions any more.
Posted by CHaN in Current Events at 23:59
Wednesday, June 21. 2006
Stock Market Challenge - Part 2
First off, thanks to all the people who have joined the International Bank Of Chan Fund Challenge. This is a fantasy stock market challenge designed for new investors to try their hand at the stock market. You still have time to join now, and the challenge starts next Monday.
Anyway, I've already gotten questions from a few of you about how to find a stock? You need to start off with a little inspiration. The standard advice that's given is think about the companies that you deal with in your life that you really like. Look around your house and see what kind of products you own. Chances are, you'll find something that comes from a company that's traded on the stock exchange.
Here's a few questions you can answer to get some leads:
Another good source of inspiration is to go with sectors that you understand. For example, I know a lot about technology since I'm a computer scientist. Naturally, my portfolio is fairly tech heavy because I understand the field fairly well. If you're a car person, then the automotive sector might be for you. If you're really into fashion, then the retail sector might be right for you.
The main place that I go to get ideas for stocks is TheStreet.com. They offer a free daily podcast radio show, entitled Real Money, which is hosted by their top analyst, Jim Cramer. I really like this program because the host speaks in plain English as opposed to Wall Street gibberish. It's fairly easy to understand. I also like this analyst because his average annual return is 24% over his entire career. That's absolutely amazing. Furthermore, he survived the dot com bubble, and actually made money during 2001-2002 when the bubble burst. He sold tech before the bubble burst. That's my idea of a good analyst. He also helped the U.S. government bring legal action against the management at Enron which was the biggest stock scandel in a long time. Anyway, TheStreet.com has a lot of free articles that will help you find good stocks.
If radio isn't your thing, then you're in luck. Jim Cramer also has a TV show on CNBC (the station's most popular show). It's called Mad Money and it airs on channel 29 every weekday at 6pm and 9pm. The show is fairly over the top, but you get used to it. I admit that when I first watched the show, I thought, what the heck is wrong with this guy? He's throwing chairs and screaming all the time, but you learn to get used to it. Mad Money has been described as the financial equivalent of the Daily Show by Jon Stewart. If you have iTunes, you can download a 12 minute video of Mad Money every day.
Big disclaimer. Since this stock analyst is so popular, there's something called the Booyah Effect. Whenever Jim Cramer recommends a certain stock, it usually goes up 5%-7% the next day. After a few days, it comes right back down. This is known as the Booyah Effect. Jim hates it when you rush out and buy the stock right away because it artificially boosts the price, and then it comes back down, and you lose money, and then you're mad. The key is to treat any stock recommendation like a shopping list. You keep watching the stock until it goes on sale (ie down), and then you pick some up, especially when the stock market throws a sale. You need to stalk your prey. The other disclaimer is that you can't blindly go out and buy any stock he recommends. You have to do your own research and make sure that you understand the company. Research has to be done because Jim Cramer sometimes gets it wrong.... very wrong, so you have to make your own judgement. When you buy a stock, you need to be able to explain to a friend, what the company does, how does it make money, and why is this a good company.
Stock Game Picks
So for the stock market challenge, I'll give you a shortlist of companies to consider. If you already know what you're doing, then go ahead and choose to your heart's content. This is just a list of companies that I consider are good. What I want you to do is, after you see the list, to go out to finance.yahoo.com and do a little research about the companies that interest you. Look at the recent news about the company, check out their website, etc. Later in the week, I'll give you a few hints about how to tell if a stock is cheap or expensive, and how to buy and sell.
Ultimately, for the stock market challenge, you'll be starting off with 3 or 4 stocks in your portfolio. For diversification purposes, the three that you pick should be in different sectors. For each sector, I'm going to put in at least one bad stock so that it forces you do some research about the company before you buy.
The list will break up the stocks by sector. Each company will have their associated stock symbol next to them.
Continue reading "Stock Market Challenge - Part 2"
Monday, June 19. 2006
Stock Market Challenge
One of my friends issued a challenge to me. He wants to buy a $1,400 computer, but he doesn't have disposible money to purchase it. However, he has $4,000 to invest and he wants to use any profits from investing to go towards buying a new computer. So the challenge is to build a portfolio that will turn $4,000 to $5,400 in a year. Or if you like, a 35% annual return.
This challenge is extremely difficult given two factors. Firstly, he took the investor risk tolerance quiz and he came out as a moderate risk investor. This is an investor that can tolerate a loss of -9% loss, a maximum of a +19% gain, and an average return of 9%. Clearly a 35% annual return is not looking feasible. I've learned that if you take on more risk than you're comfortable with, you're going to panick and lose a lot of money, so it's important to build a portfolio that realistically reflects your risk tolerance.
The second factor that makes this hard is that the market is very volatile right now. It's up and down all the time. Stocks don't go from $20 to $40 in a straight line. It goes up and down and gradually makes it way up there. There's a lot of worry and uncertainty in the markets right now as well. Sources of worry include inflation, interest rates, Iran's nuclear program, high oil prices, terrorism, a weakening American dollar, etc.
Anyway, this got me thinking. It would be fun to hold a stock market challenge to see which investment strategies pervail.
I present to you the:
This is a virtual stock market game that I'm hosting. You start off with $4,000 and you pick the stocks and mutual funds, and we see how much money you can make. You will build a portfolio which is viewable by other game players. This is a game for beginners, and I'll be offering help along the way. Intermediate and advanced investors are welcome of course. In either case, I thought this would a be a fun and interactive way to learn how to invest.
Now, a 35% annual return is an insanely difficult goal, so I don't expect anyone (including myself) to make that. However, we will be judging how well you do based on the type of risk you can handle. If you're a conservative investor, your target will be 6%. Moderate investors should get 9%. Growth investors should get 12%. Aggressive investors should get 15%.
Anyway, this virtual stock market game is extremely realistic, so any strategies that you pick up in the game will work in real life. You get real news from real companies, and real stock prices.
Please sign up to my game, the International Bank of Chan Fund. The game starts next Monday, or June 26, 2006.
Here's the rules of the game:
Starting Cash: $4,000.00
Stock Markets You Can Buy From: Nasdaq, New York Stock Exchange, American Exchange (sorry no Canadian markets, however a lot of Canadian companies are listed in these exchanges.)
Cash Interest Rate: 4%
Margin Interest Rate: 6%
Allow Users To Reset Portfolio: Yes
I'll quickly explain the interest rates. If you keep cash in your portfolio, it will grow at 4% per year. So, in a year, $4.000.00 will become $4,160.00. The margin interest rate is where you borrow money to buy stocks. The money you borrow will cost you 6% interest.
So, please join the game. It will be a fun learning experience. It starts next Monday. I will be giving some advice later on the week about building a good portfolio.
Posted by CHaN in Money at 21:21 | Comment (1)
Saturday, June 17. 2006
You Have To Have A Sense Of Humour To Survive Committees
Every month, our department has a technology committee that convenes to talk about our information system. The decisions that come out of this committee obviously impacts my work since I work on their information system.
In either case, last week we added a whole bunch of new features and what not. We sent a liason to the technology committee to inform them of the changes. It turned out to be the worst meeting ever. People on the committee were completely out of line. They complained about all of the new features even before a demonstration was given. Part of this has to do with office politics which I won't get into. Anyway, our liason was on the verge of quitting because everyone was being so mean and harsh at the committee. The committee for some reason began to open up old issues that were resolved and started ranting about that as well.
These committees are really awful because group think takes over very easily. If someone says something, then everyone jumps onboard and parrots the same ideas over and over again. If the meeting starts on a negative tone, then the whole meeting goes negative. It's especially frustrating because most members on this committee are not experts when it comes to technology, so they're easily mislead.
Anyway, it's committees like this that are a drag since we put so much time and energy in improving their system, and they don't appreciate any part of it. This is why, you need a good sense of humour to survive this insanity.
We felt bad for our technology committee liason, so we sent a funny poster to her which was perfect for disgruntled office employees. I present to you a demotivational poster from despair.com which comments quite nicely on committees and such:
Anyway, you have to keep a positive attitude and a sense of humour about this sort of thing to survive in this industry. Otherwise, you'll become very jaded and bitter.
Despair.com has plenty of other demotivational posters. Go check them out. They're great!
(Page 1 of 2, totaling 14 entries) » next page
"Power corrupts. Absolute power corrupts absolutely. But it rocks absolutely, too."
|© Copyright 2004-2013 Chan Productions


text:
Email: firstname.lastname@example.com
Phone: +86 578 2978986 /2978977
Fax: 0578-2978999
|<< Prev Product Next Product >>
|Product description
|More Info
NMRV worm gearbox is consist of Worm shaft and worm wheel , casted by aluminum material . Generally it is designed for low power and small loading condition . But Small in Size and low noise .
Power : 0.18-15KW
Ratio : 7-100
Output speed : 14.5-207RPM
Output torque : 1.5-118N.m
Type Range : NMRV30-130
If you have any enquiry about quotation or cooperation, please feel free to email to firstname.lastname@example.com or use the following enquiry form. Our sales representative will contact you within 24 hours. Thank you for your interest in our products.
|* Contact person:
|* Email:
|(Enter the correct contact information, to ensure that we can contact you.)
|(Enter the correct contact information, to ensure that we can contact you.)


text: Early Learning Teacher Resources 653 Preschool Get ready for preschool with this collection of 12 fun songs and activity pages that teach the alphabet, uppercase and lowercase letters, initial consonant sounds, numbers to 10, shapes, colors, and more! 24010. Each ............................................... $6.30 Getting Ready For Kindergarten DVD Award-winning program for ages 3–5. Catchy songs, fun games and playful characters create excitement for young learners. Joey and Jill are excited to be starting kindergarten. Covers tying shoelaces, sorting by color or shape, using scissors, counting, letters, listening skills, left/right, and more. 22353. Each .......................................... $27.95 Kindergarten With a book and a song kindergarten learning is easy and fun! Music CD features: 12 fun learning songs! The companion full-color workbook includes activities for learning uppercase and lowercase letters, beginning letter sounds, 40 sight words, numbers 1 to 20, counting sets, shapes and patterns, animals and their sounds, when to call 9-1-1, and more! 24603. Each ............................................... $6.30 Sing, Sign, & Learn This educational resource is designed for all early childhood classrooms and is used by all teachers, care providers, and parents of hearing impaired, deaf, gifted, and ELL children, as well as children with special needs and communication disorders. Children will learn over 230 American Sign Language signs for the alphabet, names, movements and actions, colors, counting, numbers, and feelings through 25 songs with familiar tunes. 64 pages. Grades PreK1/ Special Learners. 26122. Each ............................................. $15.10 Let's Learn Sign Language Learning Cards Beautifully illustrated cards show finger spelling and hand positions, along with a written description, for 160 essential words. Cards include greetings and manners, following directions, verbs and adjectives, everyday words and phrases, animals, people, and emotions. No prior knowledge of sign language is needed to successfully use these cards. Grades PreK-2. 160 cards. 26121. Set ................................................ $31.50 American Sign Language Use this alphabet line to teach the ASL manual alphabet. Photographs demonstrate hand symbols for all 26 letters. Measures over 14" long when assembled. Seven 24¼" x 75⁄8." strips per package. 77215. Set ................................................ $13.50 American Sign Language Numbers 0-30 Familiarize students with the American Sign Language numbers zero through 30. Each numbers card features a photo of the hand sign for a number on one side, and the numeral, word, and counting block pattern on the reverse side. Includes 31 self-checking, twosided 6" x 8" cards and a teacher guide. 26690. Each .......................................... $22.35 American Sign Language Alphabet Cards Familiarize students with the American Sign Language manual alphabet. Each card features a letter of the alphabet. One side includes a photograph. One side includes a photograph of the hand sign; the other side includes traditional capital and lowercase letters and a photo of familiar object that illustrates the featured letter. Includes 26 two-sided photo cards. Photos measure 6" x 8". 26691. Each .......................................... $22.35 All Ready For Kindergarten Readiness Kit Make learning fun while targeting essential kindergarten skills including addition and subtraction, beginning sounds, rhyming, handwriting, geometric shapes and more! Featuring the popular "In the Garden" classroom theme, this comprehensive kit includes an assortment of colorful manipulatives and other hands-on tools (the same ones used by teachers), a write-and-wipe Activity Book for children, an expansive Guide created just for parents, and a sturdy storage box measuring 10"L x 3"W x 12"H. Perfect for the summer or an at-home connection. Grades PreK+. Ages 4-6. 25962. Each .............................................. $39.90 Preschool and Kindergarten Progress Reports Provides a detailed listing of achievements for the school year in various curriculum areas. Helps parents appreciate the progress their children have made Preschool - Ages 4-5 32091. 10/pkg. ....................................... $5.90 Kindergarten 32092. 10/pkg......................................... $5.90 All Ready For Preschool Readiness Kit Make learning fun while targeting essential preschool skills including counting, alphabet, color identification, shape recognition, and more! Featuring a family theme, this comprehensive kit includes an assortment of colorful manipulatives and other hands-on tools (the same ones used by teachers), a write-and-wipe Activity Book for children, an expansive Guide created just for parents, and a sturdy storage box measuring 10"L x 3"W x 12"H. Perfect for the summer or an at-home connection. Grades PreK+. Ages 3-5. 25961. Each .............................................. $39.90


text:
In late June of 2016, the senior team of Monash Motorsport packed their bags and took off for Europe, in our most ambitious international campaign yet.
With two months, 5 countries and 3 international competitions on the horizon, the team was feeling fresh and excited upon arrival in Stuttgart, which would be our home base for the entirety of the campaign. We were graciously hosted by Rennteam Stuttgart who are arguably one of best teams in the world. For the the first two weeks of July, the team eagerly reassembled and tested M15-R to make up for lost time after it spent almost two months crossing the seas.
Then, on July 12, the team packed everything up once again and began the long journey to Silverstone, the home of British Formula 1 and for us, Formula Student UK. The competition began well, with the team showing their proficiency in the static events, reaching the finals in both the Cost and Sustainability and Engineering Design events. We placed 6th in Design Event, 2nd in Cost and Sustainability and 10th in Business Presentation.
A decent showing in Skidpad and Autocross netted us 9th place and 21st place respectively. A sunny Sunday then rolled around with a nervous but confident team heading into the main event of the competition: Endurance. Sadly, and to the great disappointment of every team member across the globe, past and present, the car stopped on track early in the event due to a drive shaft failure. For us, the competition was over and we headed back to Stuttgart the next morning, relishing the chance of another week of maintenance and testing before our next competition.
Next came a couple of amazing sessions at the proving grounds of Opel and the incredible Bosch Boxberg. Although neither were official events, they both presented fantastic opportunities for Endurance and Autocross testing alongside some of the best teams in Europe. We are extremely grateful to Opel and our valuable partner Bosch for inviting us to these brilliant events.
To our dismay, the car came to a stop on track at Bosch once again with our data showing engine failure. After returning to the workshop, we removed the engine for inspection and found that it had been irreparably damaged due to oil and coolant starvation, a huge hit to our chances of resurrecting the campaign. It would need to be replaced with the back-up engine overnight, which would now have to survive two more competitions.
As the sun rose the next day, the car was finally ready, and we set our sights on the Red Bull Ring where Formula Student Austria was about to begin. Once again we impressed with our ability in the static events, finishing 6th in Design Event, 4th in Cost and an amazing 1st place in Business Presentation, our first trophy for 2016. Moving on to the dynamic events, the car performed well in Autocross placing us in the top third of competitors for the event. However, the car unfortunately came to a halt on track in Endurance for the second time during the campaign, placing us 14th overall. Morale amongst the team took another major hit.
Although our performance was disappointing, it was certainly not indicative of the hard work and effort put into the car from every member of the team. We feel extremely privileged and proud to have had the opportunity to race amongst such admirable, high class teams during the competition.
Finally, after failures at two successive European competitions, we set our sights on the main event of the campaign, Formula Student Germany. Comprising of over 100 teams from around the world, it is arguably the most intensely difficult and ruthlessly competitive event on the Formula Student calendar.
Despite our dampened spirits following our performance in Austria, the team banded together once more to make the most of our final competition. Day two really put us through our paces as the high standard of the German static events showed. We were stoked to achieve an impressive 9th place in Business Presentation, with mid-twenties finishes in Design and Cost events. The next day we were feeling much more positive after getting around the Skidpad track with a great time and 15th place. Then once again, the problems which had plagued us previously resurfaced. An electrical issue meant we crossed the finish line in both Acceleration and Autocross in two disappointing 33rd places.
The next morning, having rectified the previous day's fault, we took to the Endurance track, our final chance to show what we could do. Nerves were higher than ever and the team wanted nothing more than to see M15-R cross the finish line. Respite was felt throughout the crowd as we managed to complete the event, with emotions running high in both Germany and Melbourne. Overall, we finished the competition in 21st place out of over 73 combustion vehicles, a satisfactory result but still below our initial expectation.
Overall, our Europe campaign proved to be one of grit, overcoming seemingly infinite challenges over many long days and late nights. It is a hard reality for us as a team to accept that the car we have spent the better part of a year and a half building was not up to the inspiring standard of previous cars that have competed in Europe. However, we believe what we take away from this experience is most important. Each and every member of the team gained invaluable new knowledge and inspiration from the amazing cars, events and people met along the way. Although we are disappointed with our overall European results, we are extremely proud of our effort and perseverance, and are fiercely motivated for the next few months, with FSAE-A on the horizon.
We have seen what the best teams in the world can do. We have learned so much of what it takes to build best cars in the world. We are ready for what comes next!
– Will Jenkin (Powertrain)


text:
Event Date: February 6, 2019
CARDIOLOGY - 5 HOURS: CLARKE ATKINS, DVM, DACVIM TOPICS: Hypertension in Cats- Risks, Prevention, Treatment; Hypertension in 2018 ACVIM Consensus Statement; New Therapeutic Approach to Hypertension in Cats; Heartworm Disease; Current Therapeutic, Diagnostic, Prognostic Issues; 2018 ACVIM Recommendations for Canine Mitral Disease. CONTROLLED SUBSTANCE ABUSE - 2 HOURS: Joseph Jordan, PhD, CEO North Carolina Physician Health Program, North Carolina Veterinary Health Program. SPONSORED BY BOEHRINGER INGELHEIM. Free to members, non member veterinarians $175 and non member technicians and support staff $80. Meeting starts at 8:30 am and ends at 4:00 pm. A 30 minute catered lunch is included. All meetings are at the Dennis Wicker Civic Center in Sanford, NC. DR. JORDAN'S LECTURE WILL START AT 10:30 AM AND END AT 12:30 PM. A SEPARATE CE CARD WILL BE GIVEN OUT AT THE END OF HIS LECTURE.


text:
Update: This sale was due to expire July 18, but is still live right now so snag a subscription at half price while you can!
Now through July 18, you can save over 50% on any plan offered by the VPN IPVanish. This is an Amazon Prime Day special, but anyone can get in on the deal, not just Prime members. Because everyone deserves a little extra internet privacy. The plans start at $5 for one month, $4.50 a month for three months, or $3.25 a month for the first year. Whichever deal you pick, that's the price you'll pay over the course of the first billing cycle. The rates will return to normal after that, but you'll probably be sold on the benefits by then. IPVanish also has a seven-day money back guarantee, so there's no harm in trying it out.
Safety First
IPVanish VPN Prime Day sale
To celebrate Prime Day, IPVanish is discounting all subscription plans. You don't need a Prime membership to make the most of it, so consider this a deal for everyone.
As low as $3.25 a month
The deal given is no longer valid and we do not have a better one. However, we have found some similar deals
IPVanish VPN
It's Black Friday month and the deals are already rolling in. Protect yourself this shopping season with VPN subscriptions from as little as $3.25 a month. You should see the discounted prices automatically, though the below code can be used if not.
IPVanish VPN
To celebrate Back to School, IPVanish is discounting all subscription plans from its monthly membership to its annual offering. There's no better time to sign up.
IPVanish VPN
Anonymize your internet activity.
You may or may not have considered using a VPN before, but they are super useful for our internet-connected lives. If you spend any time at all banking or shopping online, or even surfing on public Wi-Fi hotspots at your favorite coffee shop, you could benefit from a VPN. Installing a VPN helps cloak your internet activity in anonymity and stops you being tracked across the web for advertising, having your traffic intercepted, or running into malicious sites. They are also great if you want to access content that is blocked in your region.
IPVanish's VPN service offers a network of over 1,300 servers in more than 75 locations worldwide, unlimited P2P traffic, powerful apps for Windows, Mac, Android, iOS, and even Fire TV, as well as a speedy connection. Your subscription also allows for simultaneous use on up to 10 devices, which is more than most other providers. IPVanish uses 256-bit AES encryption and doesn't keep any traffic logs, either.
We may earn a commission for purchases using our links. Learn more.


text:
This content is PDF only. Please click on the PDF icon to access.
This is the fourth edition of this neuroanatomy textbook which first appeared in 1943. The present edition preserves the orientation of the original edition, which was to present the anatomic material with its clinical uses in mind. This orientation is less evident in the present edition than it was in the original work; nevertheless, the anatomic features most important for clinical uses are given more space and stress. In other respects, this resembles the standard neuroanatomy text. It is complete, well illustrated, possesses a useful index and an extensive bibliography located at the end of the volume.
The book will
Strong and Elwyn's Human Neuroanatomy.. Ann Intern Med. 1960;52:274. doi: https://doi.org/10.7326/0003-4819-52-1-274_2
Download citation file:
© 2019
Published: Ann Intern Med. 1960;52(1):274.
Results provided by:
Copyright © 2019 American College of Physicians. All Rights Reserved.
Print ISSN: 0003-4819 | Online ISSN: 1539-3704
Privacy Policy
Conditions of Use


text:
Serial is back but can it make a difference in the gritty new era of true-crime podcasting?
From The Teachers Pet to Spr, true crime is making a real dent in the criminal justice system worldwide. Can the third series of the pioneering podcast Serial keep up? On paper, the first season of Serial, launched in 2014, didnt exactly scream hit. Who would have bet on aThis American Life spin-off podcast that investigates a 16-year-old murder case in 12 episodes of excruciating detail without ever reaching a definite conclusion about who was guilty? Yet the host, Sarah Koenig, correctly judged the publics appetite for true-crime stories, and…Read More


text:
Aircraft Consulting & Management
Private aviation is a valuable tool for businesses throughout the world. Our consulting services have helped businesses from a variety of industries evaluate all of their private aviation options.
Consulting Team
Speak to a RepresentativeWhether you're considering Air Charter, Jet Card, purchasing an aircraft, or other solutions, it is helpful to have an experienced professional on your side. We understand that every business is unique and we can help give you a customized solution.
Consulting Team Member
+ 1.888.253.8247


text:
Feedback | Home
There are two standard versions of this puzzle. In one, you're given one starting word in a big open grid, and you are given not only the word list but also the list of words that cross each word, in order. In the other, you're given the word list, and the grid is pre-filled with all occurrences of one or more letters which are frequent in the word list (sometimes rebus-style, with a word of two or more letters written into the pre-filled cells, though the other squares are normal).
MIT Mystery Hunt 2007 This Puzzle Has Been Formatted to Fit Your Screen
MIT Mystery Hunt 2015 Treasure Chest Meta
Puzzle Types


text:
Here's the Sport-it Ab Roller I'm Unboxing, Installing and Reviewing:
DISCLAIMER: I was able to buy my own Sport-it Ab Roller for a discount to test out and review.
BUT there's one important question we need to deal with first…
Why should you even consider using an ab roller in the first place?
Crunches are not natural body movement. How often in a day do you do the jerky crunch IRL? The only time you do the crunching motion is when… well, when you do crunches! How crazy is this when you really think about it…?
So you really need to do more stability aka CORE exercises. And this is where an ab roller can help. Almost every movement your body makes activates your core.
Don't believe me? When was the last time you somehow twerked your back by picking something up wrong or sleeping weirdly and woke up in pain? Notice how the slightest movement set off those severe pain signals…?! Not fun right?
So you could say the your CORE muscles aka abs and lover back muscles (don't forget to work on your glutes too btw) are the MOST important ones to keep balanced and strong.
If you don't have a strong core… almost nothing else matters.
Okay, now let's get back to the review LOL
Sport-it Ar Roller Unboxing
-Nicely designed box.
-Guide shows how to do some ab exercises.
-Great rubber handles. These might be a bit small for you if you have big hands.
-Steel bar baby.
-Wheels are plastic. There will be some wear and tear in the middle with the plastic part coming out of the wheel spoke that keeps the wheels less than an inch apart… there is a bit of spacing & wobble
-I didn't notice at first but the knee pad was smushed-in on one corner and the white "Sport-it" had come off before using it… there was some of it on the company insert… I saw an white O on my carpet and then saw that most of the letters were missing on the pad and then saw that some of the letters were jumbled up on my right knee…
-Perfect for when you have no space.
Sport-it Ab Roller Installation
SO easy.
There should be NO steel showing after putting the handles on. (I saw one review photo on amazon with a BIG gap next to one handle… somehow doubt that person even really used it.)
How to Use Your Ab Roller Safely:
If you've NEVER used an ab roller before you might want to try doing it this way first.
Start rolling close to a wall. roll towards it. was it okay?
Now try it a step back. How was it this time?
Don't forget not to force the roll… allow your body weight to help in rolling forward. But keep it controlled and don't forget to breath properly to keep your core stable and avoid unnecessary injuries. Exhale when rolling out. Hold your breath when extended as far as you safely can. Inhale coming back to the starting point.
Sport-it Ab Roller Exercise Routine
Don't have the Iron Sheikh around to do his signature Camel Clutch on you to help give you that intense ab stretch?
You can place your forearms on your kitchen counter and slowly move your feet back and allow your body to arch backwards and raise your head up too… and hold the stretch.
Thanks for watching & reading,


text:
So now we hear that DEA agents were enjoying hookers paid for by the Colombia drug cartel. It actually made the mainstream news. And tonight Chris Matthews on MSNBC was just incredulous - he had never heard of such a thing! An official US agency being corrupted by drug traffickers! OMG!!!
Has Chris ever heard of Gary Webb?


text:
Your shoulder is the most moveable joint in the body. It is made up of three bones:
There are also two important joints that allow for movement:
Although the shoulder is the most moveable joint in the body, it is unstable because the ball (the humerus) is larger than the socket (the glenoid) that holds it. To maintain stability, the bones of the shoulder are held in place by muscles, tendons, and ligaments. Tendons are tough cords of tissue that attach muscles to bone, and ligaments attach bones to each other for stability.
The rotator cuff is made up of four muscles and their tendons, which act to hold the upper arm (humerus) to the socket of the shoulder (glenoid fossa). The rotator cuff also provides mobility and strength to the shoulder joint. Two sac-like structures, called bursae, allow smooth gliding between the bone, muscle, and tendon. They also cushion and protect the rotator-cuff structures from the upper part of the scapula (the acromion).
According to the AAOS about 23,000 people have shoulder replacement surgery each year. This compares to more that 700,000 Americans a year who have knee and hip replacement surgery*. Shoulder problems may arise because of injury to the soft tissues of the shoulder, overuse or underuse of the shoulder, or even because of damage to the tissues.
Shoulder problems result in pain, which may be localized to the joint or travel to areas around the shoulder or down the arm. Damage to the shoulder joint may result in instability of the joint, and pain is often felt when raising the arm or when soft tissues are trapped between the bones (impingement). Impingement is particularly common in sports activities that involve repetitive overhead arm motions, such as pitching baseballs.
You may have a shoulder injury if:
Another common cause of shoulder pain is arthritis. The most common type of arthritis is osteoarthritis (OA) — sometimes called degenerative arthritis because it is a "wearing out" condition involving the breakdown of cartilage in the joints. OA can occur without a shoulder injury, but this seldom happens since the shoulder is not a weight-bearing joint like the knee or hip. Instead, shoulder OA commonly occurs many years following a shoulder injury, such as a dislocation, that has led to joint instability and damage, allowing OA to develop.
Following an orthopaedic evaluation of your shoulder, your doctor will review and discuss the results with you. Based on his or her diagnosis, your treatment options may include:
When joint pain and stiffness become severe enough to affect your daily life and comfort, and when that pain is not relieved by other treatment options, shoulder replacement may be recommended.
*AAOS.org — January 2006.
Replacement of an arthritic or injured shoulder is less common than knee or hip replacement. However, shoulder replacement typically offers all the same benefits as those procedures — including joint pain relief and the restoration of more normal joint movement.
Restoring your movement is particularly important in the shoulder, because it's the mechanism that allows your arm to rotate in every direction. If you're experiencing severe shoulder pain and reduced shoulder movement, there are probably many daily activities you can no longer do — or do as comfortably — as before your shoulder problems began. This may mean you're ready to consider shoulder replacement surgery.
In shoulder replacement surgery, the artificial shoulder joint can have either two or three parts, depending on the type of surgery required.
There are two types of shoulder replacement procedures:
Certain parts of your shoulder joint are removed and replaced with a plastic or metal device called a prosthesis, or artificial joint. The artificial shoulder joint can have either two or three parts, depending on the type of surgery required.
Also called arthroplasty, shoulder replacement is a surgical procedure in which the damaged or diseased joint is removed and replaced by an artificial shoulder implant (prosthesis) that is designed move like a normal, healthy joint.
This is a very personal decision that only you can make, with the help of an orthopaedic surgeon's evaluation of your pain and its effect on your daily life.
When other treatment options no longer provide relief, joint replacement may be recommended — not only to relieve pain but also to prevent the disability it can cause. For example, experiencing joint pain day after day without relief can lead to "staying off" the joint — which often weakens the muscles around it so it becomes even more difficult to move. Your orthopaedic surgeon will tell you whether you might benefit from joint replacement and explain the reasons why it may, or may not, be right for you at this time.
Certain parts of your shoulder joint are removed and replaced with a plastic or metal device called a prosthesis, or artificial joint. The artificial shoulder joint can have either two or three parts, depending on the type of surgery required.
You'll need routine blood tests, urinalysis, a physical examination, and, if you're over 50 or your doctor thinks they're advisable, an electrocardiogram (EKG) and chest X-ray as well. Your own doctor or the hospital where you'll have the surgery may perform these preoperative tests and evaluations. You may also be asked to donate blood preoperatively or to have a designated donor — usually a family member or relative — do this. Your doctor or orthopaedic surgeon will specify exactly which tests and evaluations you will need and when you should have them. He or she may also recommend that you take an iron supplement before your surgery, and you may be asked to stop taking certain medications — for example, aspirin and other medications that thin the blood. Your doctor or orthopaedic surgeon will also specify how these and any other medication concerns apply to you. Finally, your doctor may advise you not to eat or drink after midnight on the day your surgery takes place.
Following joint replacement surgery, hospital stays vary depending on insurance coverage and individual medical status — a total of four days (including the day of the surgery) is typical. The surgery may take from two to three hours, and you'll spend about the same amount of time in the recovery room.
On the first day after your surgery, you may be able to get out of bed and begin physical and occupational therapy, typically several brief sessions a day. Usually a case manager is assigned to work with you as you move through your rehabilitation routines. When you're ready for discharge, the decision will be made concerning whether you can best continue to recover at home or in another facility where you may receive specialized rehabilitative help. If you do go to another facility, the goal will be to return you to your home, able to move about with a safe level of independence, within three to five days.*
You shouldn't be surprised if you feel a little shaky and uncertain for the first day or two after you're discharged. But soon you will likely get a routine going and gain confidence in your new joint — the start of a new life with less pain. (As with any surgery, you'll probably take pain medication for a few days while you are healing.) You'll also be in touch with your doctor or orthopaedic surgeon, as well as your case manager, so take advantage of opportunities to ask questions or discuss concerns as well as to report on your progress*
* Individuals results vary.
This is a decision that only you and your doctor or orthopaedic surgeon can make. However, there are some general guidelines that your doctor may give you:
When to resume driving a car, going to work, and/or participating in sports activities are all highly individualized decisions. Be sure to follow your doctor's or orthopaedic surgeon's advice and recommendations.
When fully recovered, most people with artificial shoulders can return to work and normal daily activities without any problems. Keep in mind, however, that certain activities could affect how long your artificial shoulder will last and how well it will perform. A good rule of thumb is that your physical activities should not cause pain, including pain felt later. You should also not jar your joint or push it to its most extreme range of motion. If, for example, you are considering doing any of the following activities, you should discuss them first with your doctor or orthopaedic surgeon:


text: Susanna & Scott are both from San Francisco but had never been to the Legion of Honor before their engagements. I was in disbelief because the Legion of Honor is easily one of my favorite spots in the city. Susanna wanted a more formal look for the first part of the engagement session and I absolutely loved how it turned out. Her whimsical white dress looked absolutely dreamy at the Legion of Honor. For the second half of their engagements, we headed to the Presidio area. Since our session took place around sunrise, the infamous San Francisco fog was still lingering, but I love the romantic feel it added. We ended our San Francisco engagement session down at the Sutro Baths. It was still early and we had the baths all to ourselves. It was an absolute dream! I will never tire of a San Francisco engagement session and I love that Susanna and Scott chose two of my most favorite locations in the whole city.


text:
Community InformationHillside Place is an assisted living facility in Lincoln City, OR. Hillside Place offers activities at their location for residents. These activities generally allow residents to maintain healthy lifestyles by encouraging movement and socializing with their peers.
Being able to chat with other residents becomes an important part of many peoples' lives and Hillside Place offers common spaces indoors to support that need. The benefit of living in an assisted living community is that making meals can be costly and time consuming process so Hillside Place provides meals for residents.
Staff is awake and available 24 hours a day so if any emergencies occur no matter the time, there will be someone ready to help.
The minimum age that a resident may be is 55 years old.
StaffingNurses on Staff24-Hour Awake StaffVisiting Physical TherapistVisiting Occupational TherapistVisiting Speech Therapist
Additional ServicesDiabetic Care
This community offers diabetes care and can offer insulin injections, including sliding scale therapy.
Incontinence Care
Incontinent residents must be able to manage incontinence themselves. This staff at this community can remind incontinent residents to use the restroom. This community can care for residents with bowel incontinence. This community can care for residents with bladder incontinence.
Non Ambulatory Care
This community can provide a 2 person assisted transfer for residents who need help transferring, for example, from a bed into a wheelchair.
Other Care
This community is provides multiple levels of care allowing residents to remain at the community while receiving increasing care.
TransportationResident Parking AvailableProperty Convenient to Busline
SmokingAllowed Outdoors
Additional AmenitiesActivities OnsiteActivities OffsiteDevotional Services OnsiteOutdoor Common AreasIndoor Common AreasBeautician Onsite
Other ServicesWheelchair Accessible ShowersHospice AvailableRespite OfferedAging in Place
MealsMeals ProvidedVegetarian
Additional info: Liberalized Dining Plan
Activities ProvidedNone specified at this time.
Average Room Pricing at Hillside Place
Room Type Assisted Living Studio Averages $2,000 - $2,500 Monthly 1 Bedroom Averages $2,400 - $3,000 Monthly Semi-Private 2 BedroomsDisclaimer: The prices, amenities, features and care offered at senior communities are all subject to change; therefore information on this community profile may be out of date. Please note the costs per community are rough estimates; actual costs may vary depending on special offers and discounts, additional fees for services and care, and availability.
Estimated Fees at Hillside Place
Fee Type Assisted Living Community Fee Averages $900 - $1,200 One-time Respite Fee Averages $100 - $100 Daily Buy-In Fee High Care Needs Fee Medium Care Needs Fee Low Care Needs Fee 2nd Person Fee Averages $800 - $1,100 MonthlyDisclaimer: The prices, amenities, features and care offered at senior communities are all subject to change; therefore information on this community profile may be out of date. Please note the costs per community are rough estimates; actual costs may vary depending on special offers and discounts, additional fees for services and care, and availability.
Paying for careCommercial InsurancePrivate paySocial SecuritySeparate pricing structure for careVeteran's benefits
Nearby Communities
If Hillside Place isn't quite what you're looking for, take a look at a few other nearby communities that might be a better match.
Get Pricing Now
Nearby Cities
|Number of Facilities
|Average Cost for 1 Bedroom
|Lincoln City
|0 miles
|0 miles
|0 miles
|0 miles
|0 miles
|0 miles
General Pricing Information for Lincoln City Assisted Living
|Room Type
|Minimum Cost
|Average Cost
|Maximum Cost
|1 Bedroom
Community Reviews
Going pretty wellreviewed on: 01/23/2016 by Anonymous
Things have been going pretty well at Hillside Place. So far this has been a pleasant experience. The staff and the facility are great. We do not have any complaints for now.
I can't say enough this place they are wonderful !reviewed on: 09/25/2017 by Anonymous
I am so glad we chose this community for my husband to stay at it did him a world of good. He was so much happier here. There were more people to socialize with and talk to. He did some of the... Read the full review.
My first impressionreviewed on: 08/28/2019 by Anonymous
Everyone was very kind and helpful. The residents were doing activities when I visited.
so far so goodreviewed on: 05/29/2016 by Jean
My Mom has only been there a month tomorrow, so far so good, there have been a few things that I questioned but was given answers, the staff is very friendly and seems to be very concerned with... Read the full review.
Found a great place for my mother!reviewed on: 12/27/2016 by Anonymous
My mother moved into Hillside Place recently and so far, we've been very pleased with the staff and facility. Everyone has been friendly and helpful to my mother and care about her well-being. ... Read the full review.


text:
Lot Details
Lot 172
Garner & Winchester Coin Silver Monteith
Lexington, Kentucky circa 1845
Circular on pedestal foot chased with thistles and foliage with architectural scene and courting couple scene, the removable notched crown chased with flowers centering two cartouches, one engraved E.H. Warfield from her grandfather John Brand 1849, the other Eleanor Royce Mercein from Hariette Holly Kelly 1901. Diameter 9 inches, approximately 40 ounces.
The firm Garner & Winchester was formed in 1842 by Eli Garner and Daniel Frank Winchester. Interestingly, Winchester apprenticed in Baltimore so he would have retained contacts in that city's silver industry and been intimately acquainted with the popular style known as "Baltimore silver". Winchester joined the Union Army in 1862 and he served as a 2nd Lieutenant. He returned to silversmithing for a few years after the war before his death in 1868.
The Museum of Fine Arts, Houston has a magnificent ewer by the firm in their permanent collection.
This striking montieth is the third example found to have been owned by John Brand (1775-1849), a prominent member of early Kentucky society. The other two montieths (one sold Sotheby's, New York, October 28, 2004 and the other in these rooms October 4, 2017) have similar decoration of thistles referencing Brand's Scottish roots. This example was first presented by Brand to his granddaughter Elizabeth Hay (Brand) Warfield (1827-1891). The second presentation is from Harriette Holly (or Holley) Warfield Kelly (1847-1921), daughter of Elizabeth Warfield and given to Eleanor Royce Mercein (1880-1968). Eleanor was the wife of Harriette's son Robert Morrow Kelly (1871-1926). This montieth and the coffee service (lot 173) have descended seven generations in the same family.
C Estate of Eleanor Johnson
Additional Notes & Condition Report
Any condition statement is given as a courtesy to a client, is only an opinion and should not be treated as a statement of fact. Doyle New York shall have no responsibility for any error or omission. The absence of a condition statement does not imply that the lot is in perfect condition or completely free from wear and tear, imperfections or the effects of aging.
No condition report? Click here to request one.


text:
Entertainment Tue, 28 Feb 2017
Big Brother Naija housemates have for some time now have been receiving big Nigerian stars including Ice Prince, Mr. Ibu, Banky W among others to whip up their passion and inspire them in their quest for fame.
Over the weekend, they got their biggest surprise when Nollywood sweetheart Omotola Jalade aka Real Omo Sexy walked into their hall.
She took advantage of the moment to share her drive to empower women folks with the visibly excited housemates.
Watch the full episode in video below:
Source: asempanews.com


text:
Happy New Year to you, dear Sandra!!! 🙂
Thanks so much, Patti!
To receive new release and discount alerts:
*subscribers must be 13 years of age or older **review our privacy policy here
2019 Releases
January 2019
July 2019
Click here for complete list of Sandra Orchard titles
Email Address
RSS - Posts
RSS - Comments


text:
For centuries women have been told not to smoke. Today, it's with good reason — smoking is killing women in record numbers.
But historically, the message that women shouldn't smoke was mired in gender politics, as chronicled in a fascinating column in today's Wall Street Journal. The column, Deja Vu, written by Cynthia Crossen, takes a colorful look back at early anti-smoking efforts aimed at women.
"A man may take out a woman who smokes for a good time, but he won't marry her, and if he does, he won't stay married," editorialized The Washington Post in 1914.
"Young fellows go into our restaurants to find women folks sucking cigarettes," argued New York alderman Peter McGuinness in 1922. "What happens? The young fellows lose all respect for the women, and the next thing you know the young fellows, vampired by these smoking women, desert their homes, their wives and children, rob their employers and even commit murder so that they can get money to lavish on these smoking women."
Ms. Crossen also highlights this New York Times article from 1919 about hotel bans on women smokers:
"I hate to see women smoking. Apart from the moral reason, they really don't know how to smoke. One woman smoking one cigarette at a dinner table will stir up more smoke than a whole tableful of men smoking cigars. They don't seem to know what to do with the smoke. Neither do they know how to hold their cigarettes properly. They make a mess of the whole performance."
But the forces of capitalism eventually quieted smoking critics, Ms. Crossen notes. Public relations guru Edward Bernays organized an Easter Parade of smoking debutantes in 1929, branding cigarettes as "torches of freedom."
Today the smoking gap between men and women has narrowed, and women smoke in almost equal numbers as men. In 2005, 18 percent of women smoked in the United States, compared to 24 percent of men. Lung cancer has now surpassed breast cancer as the leading cancer killer of women. As my colleague Denise Grady wrote last month, a smoking boom in the 1950s, '60s and '70s has propelled chronic obstructive pulmonary disease, a progressive lung illness linked with smoking, into a top killer of women.
For more information on the toll smoking takes on women, visit this American Lung Association site. And for the full Wall Street Journal column, click here.


text:
In rhyming couplets and a clever schematic, the latest Why Unions Matter winners remind us that by standing together, we keep the worst of capitalism at bay.
Ottawa (08 July 2015) — Greed and power can get the worst of anyone. The two most recent winners of the $1,000 Why Unions Matter contest look at the ways in which unions help keep greed and power in check.