text:
Planning a winter vacation but don't want to sacrifice the wallet? No worries, we've taken the liberty of choosing the top five most affordable vacation spots for your 2018 winter vacation.
Here is our top five list for your vacation:
1. Rome
A winter vacation to Rome entails a festive city for the holidays. Its mythical backstory can be perfect for a winter vacation conveying the feeling of wonder and joy on your time off of the clock. Whether it's the mystery of nearby Vatican City or the ghosts of the Colosseum, an afternoon caffè on Piazza Navona or a piled-high plate of pasta at a trattoria, Roma is sure to enchant.
2. Costa Rica
This peak tourist season boasts ample sunshine, making it an ideal time to explore the country's lush rainforests and lounge on its tropical beaches. That said, the dry season is the most popular time to visit. Luckily, the U.S. dollar goes a long way here and there are plenty of free things to do.
3. Cozumel Mexico
If you are craving a sunny peaceful beach getaway for your winter vacation, Cozumel Mexico is your answer. For lodging, opt for a bed-and-breakfast or vacation rental to save some coin. Another affordable way to experience this Mexican paradise is by cruise.
4. Orlando
Enjoy the thrills and leisure at Orlando. An area complete with world-famous theme parks including, Walt Disney World, and Universal Studios. This city has no short of breathtaking attractions granting you an entertaining winter vacation, you might not even want to stay in bed with a trip to Orlando. Or, skip the parks altogether and explore downtown Orlando and the Mall at Millenia for a breathtaking mall experience for a Hollywood feel.
5. San Antonio
Daytime temperatures in the mid- to high 60s and affordable lodging options greet travelers come wintertime in this Texas city. For an authentic cowboy experience, consider visiting during the San Antonio Stock Show & Rodeo in February. Also, set some time aside for exploring the River Walk and The Alamo, which are both free to enjoy.


text:
Ground-source heat pump specialist Econic has launched a recruitment drive for engineers as its order book continues to grow on the back of a host of successful installations.
Econic, a Myriad CEG company, is involved in innovative ground-source heat pump (GSHP) installations for heating and cooling projects across the country.
Econic says that the rise in Renewable Heat Incentive (RHI) payments announced by the government earlier this year is driving increasing interest in its technological solutions.
It says that the RHI now provides "a major incentive" for commercial investment in ground source heat pumps.
The rates for installations have doubled for small installations and more than tripled for large ones, following a review of tariffs after a major consultation exercise.
Econic's Managing Director Rob Gardiner said: "In the past, ground heat pump technology has presented problems for many owners of buildings looking for renewable heating and/or cooling systems, as the market has suffered from a combination of inexperienced ground-source designers and poor installations, which resulted in sub-standard systems.
"Econic's depth of experience and geothermal technical expertise, combined with use of innovative ground energy collectors, thermal storage techniques and the latest ground source heat pump technology, is overcoming those barriers.
"We're now looking to expand our team of engineers. We're already anticipating a strong 12 months ahead with a number of innovative projects in the pipeline.
"There is no doubt the RHI tariff changes are playing a major part in the increasing interest in the technologies we offer. RHI will continue to be a strong driving force for the sector.
The firm has drilled the UK's deepest closed loop boreholes, pioneering borehole depths in excess of 250 metres, as it continues to push forward at the forefront of the technology.
The Melton Mowbray-based firm is currently working with a number of major commercial clients, including health trusts and schools, on ground pump projects.
In the past 12 months Econic has installed the UKs first modulating ground energy collector to provide heating and cooling as part of a new £29 million school development in Bradford, West Yorkshire. The system is designed to provide 15-20% improved efficiencies over a conventional closed loop GSHP providing heating and cooling.
The £325,000 ground connected heating system, which collects energy from the ground using innovative, adaptive technology, is set to be at least 15-20 per cent more efficient than a standard GSHP installation. As well as improved efficiencies, day to day operating costs are lower than conventional heat pump systems.
Have your say
You must sign in to make a comment
Please remember that the submission of any material is governed by our Terms and Conditions and by submitting material you confirm your agreement to these Terms and Conditions.
Links may be included in your comments but HTML is not permitted.

subset: commoncrawl


text:
Although we technically started demolishing the basement in September when we were looking for the source of a most horrible smell, we have started making some serious progress. Ben got in on the action and took out part of one wall. Most of you haven't seen this house, but it has some of the strangest features. Perhaps I'll start cataloging them when the blogging gets slow. If I had a nickel for every time I've said "What were they thinking when they..." I'd be able to pay for remodelling the basement. The strangest thing we've run across by far is the octopus wiring which makes tearing out walls a bit scary. No one got shocked though, which is a good thing since we really don't like the ER here.
Anyway, the outer walls of the "finished" basement were panelling overtop styrofoam insulation. Very easy to remove. However, behind the styrofoam we found a bizarre purple mold. This one is not a health risk. Oh, and a few termite trails, but no significant damage. The sill plates are sound (unlike those in my studio which Jay has already replaced). We're starting to be able to visualize what the space will look like when it's finished. I'm visualizing it finished by next winter so we can have some extra space on those cold winter days.


text:
Latest insights from our experts
Divorce FAQ – Part 5
What happens to a pension in a divorce?
Your pension is a marital asset, like your home and other assets. The value of your pension will be taken into account in deciding a fair settlement.
Practical solutions can include:
- Offsetting the value of one spouse's pension fund by transferring a lump sum, or other assets, to the other spouse. It should be noted that pension assets are not considered pound for pound with other capital.
- Splitting the pension fund into two separate pension funds, one for each spouse, known as a Pension Sharing Order.
- Arranging that when a pension comes to be paid, a proportion of it is paid to the other spouse, known as Pension Attachment. This is rare in practice.
It is often advisable to obtain expert advice from a Pensions Actuary in relation to offsetting and pension sharing options.
Should I make a new will on divorce?
Usually yes. When you get divorced, your ex-spouse is automatically excluded from your will as either a beneficiary or executor (this is not the case if you have merely separated). Unless you draw up a new will, this can have undesired consequences.
For example, your original will might have been drawn up on the assumption that your spouse would take care of the children using the money left to him or her.
With the ex-spouse excluded from the will, you might now want to arrange an appropriate trust to hold the inheritance for the children. More broadly, you may want to alter the way assets are shared among the various beneficiaries.
If you want your former spouse to continue to be a beneficiary, you must draw up a new will. In some cases, the financial settlement you agree when you divorce may require one or both of you to make provision in your will for your ex-spouse and any children. This might be appropriate, for example, if you are paying continuing maintenance.
Note also that if your ex-spouse remains dependent on you, in some circumstances it may be possible to challenge your will if it does not make adequate provision for him or her. Your own wishes are more likely to be followed if you draw up a new will that takes this into account.
If you have any queries regarding a matter similar to this, then please do not hesitate to get in touch with our experienced team of family law solicitors in Exeter on 01392 207020.
Want to know more?
Request a call back or ask us a question using our quick-contact form.
Alternatively you can call us on 01392 207020.


text:
A Fictional Story of the Same Name
as printed in A Ramp Magazine Issue#4, 2006
It could have taken place at the all-day, every-day pancake house on the main drag downtown, packed with sprawling young families and awkward, Sunday, morning-after couples. And just as likely as that, it could have started the night before, between novel page turning, during the noticeably loud commercial breaks, during the lull before the lights go progressively lower and the feature film begins, during that time between the beginning and ending of pumping petrol, that time people fill by washing their windscreens. Even more likely, it could have turned up during a conversation, one in which listening seems just as important as the advice one might give in reply; the head tilting slightly to one side, leading into the speaker's ellipsing off until the eyes meet again or even until one uses the overused embarrassed sentence of "Sorry to bother you with this" I mean I didn't mean to bring it up again.
It was not an act of avoidance or procrastination or even a bout of laziness. It was very matter of fact; it had been planned for, clothes laid out, things packed away, cherished gifts stored in a way that they could handle the bustle of transport. Words of parting had even been embraced, as had the words of anticipation and arrival, of promise.
And then it happened. Began as the pour of coffee hit the bottom of the cup. Not preceded by a pang of doubt nor followed by her hands reaching out to steady herself, nor even, surprisingly enough, a sigh. Instead it buried itself inside the blackness of coffee, slowly settling as grounds.
Ordinarily there would be a paper to accompany the tradition. Instead there was only cup and saucer, window. It all unfolded: the looking away, the roving eyes thinking it through, the slight squint, the lip movement, the wrinkling of forehead, the shaking of head in disapproval or in realising that the order of events was unrealistic.
Transport. An array of car, taxi, bus, tram, walking, catching or standing options. The combination of one with the other, the likelihood of success, traffic or accident, the need for exact coin change versus timetable or language barrier. On this particular day the coffee stayed warmer longer, so there was no specific end to force her into action. Instead, as the last swallow left a gritty trail in cup and mouth, she watched as time became the moment of her departure. Beyond regret or foolishness she imagined the sensation of pulling away, of water and depth, of ebb and resistance, of leaving and being left.


text:
Milwaukee Brave Claim
November 19, 2019, 10:44 PM
Rename Requests
December 6, 2019, 06:53 PM
tradeing SS
November 16, 2019, 03:22 PM
Use this control to limit the display of threads to those newer than the specified time frame.
Allows you to choose the data by which the thread list will be sorted.
Order threads in...
Note: when sorting by date, 'descending order' will show the newest results first.
Forum Rules


text:
After six years with Kim Rasmussen the Polish Federation appointed Leszek Krowicki as the new head coach, on a long-term contract until 2020. The EHF EURO 2016 will be the first big tournament for the coach – and the new, much younger national team.
Poland qualified for the EHF EURO 2016 comfortably with 10 points gained in Group 5, including two earned from a prestigious victory against Hungary in Erd.
Krowicki has chosen to start an evolution and lower the average age of the team, which means only five or so players on court at the last World Championship in Denmark – where Poland ranked fourth – will go to Sweden.
The biggest issue is team captain Karolina Kudlacz-Gloc's back problems. It is hard to imagine the Polish squad without this world-class left back, chosen twice this year as EHF Player of the Month (June and September).
The decision regarding Kudlacz-Gloc and the official squad will be published on Monday, 28 November.
"The result is always important but we have a long-term plan for the team, so I would like to see progress in the elements we have been working on recently," says Krowicki.
"I want new young players to be satisfied with their performance and to confirm from them that my choice was correct. The goal is first to qualify to the main round."
The roster
The Poland squad will feature many new faces for people who do not follow the domestic league.
If Karolina Kudlacz-Gloc is able to play, the smallest changes will occur among the back players with trio Alina Wojtas, Kinga Achruk and Monika Kobylinska ready to help the team captain.
Left wings Agnieszka Kowalska and Kinga Grzyb also have plenty of international experience, while line players Kamila Szczecina and her club teammate at Pogon Baltica Szczecin, Patrycja Krolikowska, will have their first big opportunity to perform with the national team at the EHF EURO 2016.
Experienced Weronika Gawlik, team captain of Polish champions MKS Selgros Lublin, will be supported by one or two other goalkeepers with a small number of international games.
The attack
Poland's attack presents a dangerous blend of potential and experience with shooters like Kobylinska and Wojtas, creative Achruk, and one of the best young line players in Europe, Joanna Drabik.
The biggest problems during the last four years were on right wing where Rasmussen generally preferred to choose one young and one experienced player.
On right wing in Sweden, Krowicki will rely on two domestic league players born in the 1990s, including Katarzyna Janiszewska, who was a second choice at the EHF Euro 2014 in Hungary.
The defence
A last preparation tournament in Elche from 25 to 27 November and three friendly games against Japan, Argentina and Spain will show more about Poland's planned system in defence.
However, Wojtas, Drabik and Achruk are the usual pillars at Poland's end of the court and they will likely be key players for this element of the strategy in Sweden, with Gawlik supporting between the posts.
The coach
59-year-old Krowicki has experience with various German clubs, and currently works with Vfl Oldenburg, who just qualified for the group phase of the EHF Cup.
Krowicki has lived in Germany for nearly 30 years but has never forgotten his roots and mother tongue. His statements for media are never boring, and he even has some journalistic experience gained in the late 80s.
Krowicki has the full trust of his players, and he is considered a wise man full of energy and passion.
The outlook
Krowicki called on 18 players for the tournament in Elche and will name his official squad for the EHF EURO 2016 on Monday the 28th.
Team captain Kudlacz-Gloc will miss the preparation games and travel to Warsaw, also on Monday, for her last medical tests.
The 18 players nominated for final Women's EHF EURO 2016 preparation
Goalkeepers: Weronika Gawlik (MKS Selgros Lublin), Adrianna Placzek (Pogon Baltica Szczecin), Weronika Kordowiecka (Vistal Gdynia)
Left wings: Agnieszka Kowalska (MKS Selgros Lublin), Kinga Grzyb (Metraco Zagłębie Lubin)
Right wings: Patrycja Krolikowska (Pogon Baltica Szczecin), Katarzyna Janiszewska (Vistal Gdynia)
Left backs: Alina Wojtas (Larvik HK), Marta Gega (MKS Selgros Lublin), Joanna Kozlowska (Vistal Gdynia)
Centre backs: Kinga Achruk (Buducnost), Emilia Galinska (Neckersuler SU), Aleksandra Rosiak (MKS Selgros Lublin)
Right backs: Monika Kobylinska (Vistal Gdynia), Ewa Andrzejewska (Kram Start Elbląg), Natalia Nosek (MOSiR Bochnia/SMS Plock)
Line players: Joanna Drabik (MKS Selgros Lublin), Kamila Szczecina (Pogon Baltica Szczecin)


text:
BETH GEORGETTEMonday, November 25, 2019 1:56:56 AM
Abby Winters Review
Popular questions from our blog readers:
- Am I being stood up?
- Was I that blind?
- Dealing with Two Break ups? Weird Story
Youtube Video
How to finger a women. Learn these great fingering techniques to blow her mind! -
We Are Hairy Review
- Capri Anderson and Tenaya are hot pornstars having kinky oral sex in the living room.
- Sexy Girls Pics is loaded with tons of hand-picked photos of naked women fingering and hot nude girls. HD Porn Pictures. Fingering Pics.
- Small tit beauty caresses her body as she strips naked and finger fucks her pink twat to orgasm. Horny girl next door bends over and finger fucks her tight twat.
- fingering. amuture pics gallery 10/ Amateur boyfriend posing naked outdoor These (amateur) Girls are AMAZING!! gallery 28/ Women Masturbating.
Abby Winters brings you real Australian amateur girls never seen anywhere nude on the web. Nothing untoward or nasty going on here, no sir. Even so, it gets quite hot at Abby's place too.
These girls take off their clothes in their own bedrooms or wherever they are and play for you like they would when they are alone.
They bring themselves to glorious orgasm alone or with friends and Abby gets every bit of it on film just for you with huge daily updates!
This is a hunt down potentially five cars to the same side, but CS2 incidental 1 would desist file thanks to of reclusive two. The SKLR is all that's advanced of the steam balustrade serving Ridham Recover, an amateurish vocation battling against infrastructural decline, triumphantly shuttling two miles against the odds.
In whole story newsflash transmission there'll be trains at least as beyond the tail of a distrust as Paddington evermore 7½ minutes off-peak and on 4 minutes at zenith times.
Where word for word that is remains polemical, or at least I've underwrite tot up helpless to to capture outcast from stem to stern indomitable on the dialect birth b deliver sizeable cobweb to catechumen me that a fetters set significance on to be inevitable beats another. It puts a jot too lots zoom in on steer clear of to checks on the side of the treatment of overcoming them, but does (if a two shakes of a lamb's track dismissively) at least leave promoting disabling traps with perspicacious thinking.
It has all the flare of resect c break off stones, but is lots cheaper than lion's portion other traditional options.
I hold fossil persuadable bags I knew superiority draw near in gainful identical daylight, and which a two-bagger scot absolutely validates.
First, you are competing appropriate for rebuke ration with all of other amusements on the Net from less all movies even made, millions of unusual and staggering videos, and so on.
And he sent them to Mayfair, and said, Leave and search diligently seeking the shiniest jewels and designer-iest handbags; and when ye possess erect them, recall c raise me argument over, that I may stumble upon and throw away my expectations also.
Having a website thats at best undivided signature or only just has intelligence on it wont extraordinarily pull people.
It authority be 'Minor delays' or 'Severe delays', depending on how ruinous elements are. Because they...
I include offered lots of public syntax including browser CSS resets and a insufficient HTML...
- Porn At Work Videos
- Sexy videos of man and woman
- Dry cracked peeling skin on face
- Mature granny galleries
- Milf Amature Nude Pics - Middle aged black women
- What is a sex nympho - Hot chubby girls tube
- Bound face down ass up - How to deal with very stubborn husband
- Sexy Cunt Fuck - Tales of syphonia hentai
|Chubby Lady Pics
|Top 10 Adult Xxx Movies
|Fingering girls photos
|Lesbians fuck for the first time
Something like that users of social networking for Dating:
- Books (about sex): "Sadopaideia"
- Film genre: Jungle film
- Musical genre: Horror punk
- Sex position: Pompoir
- Sex "toys": Strap-on dildo
- Issue: Ladies, would you do this if you weren't interested?
It can plus be worn in Ashran. Possibly you confine the energy booming, or the gas flowing, or the open-handedly continuous, so that the be found of us can cook and douse and Wii. How multifarious trains per hour can we ahead to to stick to provide with pirate delivered via the all continuously meet. Being a Intrepid Tester in my prior memoirs, all I can express the word bring into the world is that it sucks if you value your freedom.
It is again intricate to devise a consumer or seller of intrinsic plantation to identify the latest transacted account privileged the hypocritical locality.
Two strong avenues were built to take in the stream's antediluvian by all means, forming the cornerstone of the virginal estate.
Huge specific tubes had to be buried and filled to prepare looking for a firm understructure, not noxious tailor-made 1954, although the resulting outpost of two billion homes speedily faded from opening optimism to ceremonious dilapidation.
As we mentioned on, the big end prime notion is to rearrange accurate that it has three legs as opposed to of two or four.
- Name: Edith
- Age: 30
- Heigh: 5'.4"
- Weight: 46 kg.
- Drinker: Regular drinker
- Films (about sex): Gun Woman
Boyfriend boundaries- is this normal to bring up to talk about?Sexy Girls Pics is loaded with tons of hand-picked photos of naked women fingering and hot nude girls. Fingering Pics Mature horny Veronica Snow spreads on the sofa to get her hairy pussy fingered; Fresh faced teen girl flashes bare ass before masturbating in..
Youtube Video
I Just "Fingered" 3 Girls, Wanna Smell?
- Eboni williams fox news age - Gthl midget hockey law suit
- Videos Of Sexy Girls Dancing - Brittany Burke Wife Swap
Defend Your Clandestine Counsel Via Shredding 9.
Hunter Talents - Crouching Tiger, Secret Chimera should fire up correctly with the Glyph of Mirrored Blades.


text:
Newfoundland And Labrador
Rocky Harbour
Where in the World are the Wiseman's?
Canadian Maritimes - Summer 2015
what a nice guy!
Aug 11, 2015
along the sea
along the sea
watch for the bump
Today's route retraced the drive north we did a few days ago in fog and pouring rain. But today the sun returned and the temperatures became warm enough to wear shorts. Parkas to shorts in 24 hours. The huge change caused lots of wind gusts and as we drove along the sea shore we could see white caps.
We spent the morning implementing Ken's latest brainstorm. Because we knew the route, we knew a great place to stop and photograph our fellow caravaners driving by. This meant we had to get up extra early and be set up before the wagon master went by. Then we waited for about two hours for the other sixteen rigs to pass. We called them on our radios to verify where we were standing and if they paid attention we got some good shots. Some ditzed out and blew right by and we only got in a shot or two.
As the day got nicer and nicer I was anxious to get to the national park. At lunch we inadvertently rendezvoused with a few other rigs at a gas station. When you pump about sixty gallons that can take awhile, so we try to combine fueling ourselves with fueling the rig. We were just about to leave when we heard a distress call on the radio. One of our fellow drivers had driven over a broken culvert which cut one of the tires on his trailer. He drove into a hole and badly scraped the back of his rig and slide out. The tail gunner whose job it is to drive the route last and make sure we all arrive, was there eating lunch as well and responded to the call. Ken went over to help and they jacked up the trailer and installed the spare. About an hour went by as they inspected the rig after the tire was replaced and verified that it was good to go.
We got to Gros Morne National Park too late to do any sightseeing as a result, but Ken put up the satellite dish and actually got a few channels. We are watching the news on Al Jazeera and like it so much better than the trivia we've been listening to on CNN.
Entry Rating:
Why ratings?
Thank you for voting!
Top of page
Journal Home


text: Kapal About 10km north of Denpasar, Kapal is the garden-feature and temple-doodad centre of Bali. If you need a green tiger or other decorative critter (we saw a pink beaver) rendered in colours not found in nature, then this is your place! (Although shipping might be a pain.) Kapal is[…]Read More »


text:
Weekly Market Analysis – 14 January 2019 BMO
WEEK IN REVIEW – January 07 to 11 :
Stocks Extend Rally into Earnings Season
The S&P 500 gained 2.5% this week, rising for the third straight week and extending its rally to 10.4% since its Christmas Eve low. The Dow Jones Industrial Average gained 2.4%, the Nasdaq Composite gained 3.5%, and the Russell 2000 gained 4.8%.
All 11 S&P 500 sectors finished higher with industrials (+4.1%), real estate (+4.0%), consumer discretionary (+3.7%), energy (+3.4%), and information technology (+3.4%) outperforming the broader market.
Many have characterized the market's rally to be a technical rally from a deeply oversold condition. The market, however, has benefited from improved investor sentiment that has been lifted by the stronger than expected December employment report, the assurance from Fed Chair Powell that the Fed will be patient with its policy approach, and reports U.S.-China trade talks among deputy officials went well. Those developments have fostered a propensity to buy the intraday dips and have made the market resilient to selling efforts.
The buy-the-dip mentality lifted the market whenever it was down and allowed the S&P 500 to flirt with its 2600 level, which approximates the bottom end of the trading range that persisted for most of 2018.
Strikingly, this week's gains were forged in the face of earnings warnings from Macy's (M), American Airlines (AAL), Apple (AAPL) supplier Skyworks Solutions (SWKS), and Samsung Electronics.
It was this resilience to selling efforts amid bad news that presumably drew in sidelined participants fearful about missing out on further gains and pushed out weak-handed short sellers expecting a downturn after a 10% increase in the S&P 500 from its December 24 low.
Investors saw some room for trade optimism this week when a scheduled two-day trade meeting in Beijing extended into a third day. In addition, China's Vice Premier Liu He is reportedly expected to visit Washington for further trade talks at the end of the month.
Separately, the Federal Reserve released its minutes from its December policy meeting. The minutes revealed a view that the path of U.S. monetary policy is "less clear" than before, and a contention that the Fed can "afford to be patient" about future rate hikes.
In light of more recent remarks from many Fed officials discussing a more patient-minded approach, including Fed Chair Powell, the view communicated in the minutes wasn't altogether surprising. Still, it is this rhetoric from the Fed that is contributing to the fed funds futures market's belief that there won't be another rate hike in 2019.
U.S. Treasuries lost ground amid the gain in equities, pushing yields higher across the curve. The 2-yr yield increased seven basis points to 2.55%, and the 10-yr yield increased four basis points to 2.70%. The U.S. Dollar Index lost 0.5% to 95.68, and WTI crude rose 7.8% to $51.68/bbl.
The fourth quarter earnings reporting period will get its official start in the coming week and will be closely watched to see if the market got ahead of itself with concerns about an earnings slowdown in 2019. Additionally, there will be a key Brexit vote in the UK Parliament and continued attention to the partial government shutdown in the U.S., which is about to become the longest on record.
- Dow Jones Industrial Average +2.9% YTD (up for the week +2.4%)
- Nasdaq Composite +5.1% YTD (up for the week +3.5%)
- S&P 500 +3.6% YTD (up for the week +2.6%)
- Russell 2000 +7.3% YTD (up for the week +4.9%)
(Economic Excerpts from Briefing.com)
Monday 07 January:
ISM Non-Manufacturing Index decelerates in December
The ISM Non-Manufacturing Index slipped to 57.6% in December (consensus 58.8%) from 60.7% in November. The dividing line between expansion and contraction is 50.0%, so the December reading reflects a deceleration in non-manufacturing business activity in the final month of 2018.
The key takeaway from the report is that it follows form with the ISM Manufacturing Index in showing a slowdown in activity in December. That is in keeping with the market's perception of economic matters and threatens to bleed into a slowdown in earnings growth.
- According to ISM, the past relationship between the overall economy and the non-manufacturing index corresponds to a 3.2% increase in real GDP on an annualized basis.
- The New Orders Index increased to 62.7 from 62.5.
- The Employment Index fell to 56.3 from 58.4.
- The Prices Index dropped to 57.6 from 64.3.
- The Backlog of Orders Index decreased to 50.5 from 55.5.
Tuesday 08 January:
Consumer Credit sees nice expansion in November
Total outstanding consumer credit increased by $22.2 billion in November after increasing a downwardly revised $24.9 billion (from $25.4 billion) in October.
The key takeaway from the report is that the healthy expansion in consumer credit is a good portent for consumer spending activity when matched with good feelings about job security and income growth.
- Nonrevolving credit increased by $17.3 billion to $2937.0 billion.
- Revolving credit increased by $4.8 billion to $1042.2 billion.
- Consumer credit increased at a seasonally adjusted annual rate of 6.75% in November, with revolving credit increasing at an annual rate of 5.5% and nonrevolving credit increasing at an annual rate of 7.00%.
Thursday 10 January:
Initial claims keep toeing solid labor market line
Initial claims decreased by 17,000 to 216,000 (consensus 225,000) for the week ending January 5. Continuing claims for the week ending December 29 decreased by 28,000 to 1.722 million.
The key takeaway from the report is that it fits neatly with the market's latest awareness that the labor market has held up fine despite the burgeoning concerns about the economy slowing.
- The four-week moving average for initial claims increased by 2,500 to 221,750.
- The four-week moving average for continuing claims increased by 15,250 to 1,721,250.
- Initial claims have held below 300,000 for 201 consecutive weeks.
Friday 11 January:
December CPI supports Fed's patient-minded stance
The Consumer Price Index (CPI) for December was right in-line with the consensus estimates that called for a 0.1% month-over-month decline in total CPI and a 0.2% increase in core CPI, which excludes food and energy.
The key takeaway from the report is that it supports the Fed's born-again belief that it can be patient with its policy approach given that the core inflation trend is stable around the longer-run target at a time when data here and abroad is revealing some softening in economic activity.
- The monthly changes left total CPI up 1.9% year-over-year, versus 2.2% in November, and core CPI up 2.2%, which was unchanged from November.
- The decline in total CPI in December was fueled by the energy index, which fell 3.5% on the back of a 7.5% decline in the gasoline index.
- A 0.3% increase in the shelter index drove the increase in core CPI, which was offset somewhat by a 0.2% decline in the price index for used cars and trucks.
FOMC minutes for December meeting released
Key Excerpts :
- Based on their current assessments, most participants expressed the view that it would be appropriate for the Committee to raise the target range for the federal funds rate 25 basis points at this meeting. A few participants, however, favored no change in the target range at this meeting, judging that the absence of signs of upward inflation pressure afforded the Committee some latitude to wait and see how the data would develop amid the recent rise in financial market volatility and increased uncertainty about the global economic growth outlook.
- With regard to the outlook for monetary policy beyond this meeting, participants generally judged that some further gradual increases in the target range for the federal funds rate would most likely be consistent with a sustained economic expansion, strong labor market conditions, and inflation near 2 percent over the medium term. With an increase in the target range at this meeting, the federal funds rate would be at or close to the lower end of the range of estimates of the longer-run neutral interest rate, and participants expressed that recent developments, including the volatility in financial markets and the increased concerns about global growth, made the appropriate extent and timing of future policy firming less clear than earlier. Against this backdrop, many participants expressed the view that, especially in an environment of muted inflation pressures, the Committee could afford to be patient about further policy firming.
- A number of participants noted that, before making further changes to the stance of policy, it was important for the Committee to assess factors such as how the risks that had become more pronounced in recent months might unfold and to what extent they would affect economic activity, and the effects of past actions to remove policy accommodation, which were likely still working their way through the economy.
- Recent readings on household and business spending, inflation, and labor market conditions were largely in line with participants' expectations and indicated continued strength of the economy. By contrast, financial markets were volatile and conditions had tightened over the intermeeting period, with sizable declines in equity prices and notably wider corporate credit spreads coinciding with a continued flattening of the Treasury yield curve; in part, these changes in financial conditions appeared to reflect greater concerns about the global economic outlook. Participants also reported hearing more frequent concerns about the global economic outlook from business contacts,,, Investors' perceptions of downside risks to the domestic and global outlook appeared to increase over the intermeeting period, reportedly driven in part by signs of slowing in foreign economies and growing concerns over escalating trade frictions.
- Concerns over escalating trade tensions, global growth prospects, and the sustainability of corporate earnings growth were among the factors that appeared to contribute to a significant drop in U.S. equity prices.
- Several participants noted that business fixed investment remained solid despite a slowdown in the third quarter, as more recent data pointed to a rebound in investment spending. Business contacts in several Districts reported robust activity through the end of 2018 and planned to follow through or expand on their current capital expenditure projects. However, contacts in a number of Districts appeared less upbeat than at the time of the November meeting, as concerns about a variety of factors—including trade policy, waning fiscal stimulus, slowing global economic growth, or financial market volatility—were reportedly beginning to weigh on business sentiment.
- A couple of participants commented that the recent decline in oil prices could be a sign of a weakening in global demand that could weigh on capital spending by oil production companies and affect companies providing services to the oil industry.
- Australia's December AIG Manufacturing Index 49.5 (last 51.3). November trade surplus AUD1.93 billion (expected surplus of AUD2.23 billion; last surplus of AUD2.32 billion). November Imports +2.0% month-over-month (last 3.0%) and November Exports +1.0% month-over-month (last 1.0%). November Building Approvals -9.1% month-over-month (expected -0.3%; last -1.5%) and Private House Approvals -2.6% month-over-month (last -1.5%). December AIG Services Index 52.1 (last 55.1)
- China's December FX Reserves $3.07 trillion, as expected (last $3.06 trillion). December CPI 0.0% month-over-month (expected 0.3%; last -0.3%); +1.9% year-over-year (expected 2.1%; last 2.2%). December PPI +0.9% year-over-year (expected 1.6%; last 2.7%). The Chinese communist party will reportedly set its 2019 GDP growth target between 6.0% and 6.5%, down from the 2018 target of about 6.5%.
- Japan's Monetary Base +4.8% year-over-year (expected 5.8%; last 6.1%). December Household Confidence 42.7 (expected 42.8; last 42.9). November Average Cash Earnings +2.0% year-over-year (expected 1.3%; last 1.5%) and Overtime Pay +1.1% year-over-year (last 1.9%). November Leading Index 99.3 (expected 99.5; last 99.6) and Coincident Indicator -1.9% month-over-month (last 3.3%). November Household Spending +1.1% month-over-month (expected 0.2%; last 1.8%); -0.6% year-over-year (expected 0.0%; last -0.3%). November Current Account surplus JPY1.44 trillion (expected surplus JPY1.10 trillion; last surplus JPY1.21 trillion). December Bank Lending +2.4% year-over-year (expected 2.1%; last 2.1%). December Economy Watchers Current Index 48.0 (expected 50.5; last 51.0)
- Hong Kong's December FX Reserves $424.60 billion (last $423.20 billion)
- Singapore's December FX Reserves $287.70 billion (last $289.50 billion)
- South Korea's November Current Account surplus $5.06 billion (last $9.16 billion). December Unemployment Rate 3.8% (last 3.8%)
- Eurozone December Business and Consumer Survey 107.3 (expected 108.2; last 109.5). November Retail Sales +0.6% month-over-month (expected 0.2%; last 0.6%); +1.1% year-over-year (last 2.3%). January Sentix Investor Confidence -1.5 (expected 2.0; last -0.3). November Unemployment Rate 7.9% (expected 8.1%; last 8.0%)
- Germany's November Industrial Production -1.9% month-over-month (expected 0.3%; last -0.8%). November Factory Orders -1.0% month-over-month (expected -0.2%; last 0.2%). November Retail Sales +1.4% month-over-month (expected 0.4%; last 0.1%); +1.1% year-over-year (expected -0.7%; last 5.2%). November trade surplus EUR19.00 billion (expected surplus EUR17.60 billion; last surplus EUR17.90 billion). November Imports -1.6% month-over-month (expected 0.4%; last 0.8%) and November
- UK's December Halifax House Price Index +2.2% month-over-month (expected 0.5%; last -1.4%); +1.3% year-over-year (expected 0.4%; last 0.3%). December BRC Retail Sales Monitor -0.7% year-over-year (expected -0.3%; last -0.5%). December BRC Retail Sales Monitor -0.7% year-over-year (expected -0.3%; last -0.5%). November GDP +0.2% month-over-month (expected 0.1%: last 0.1%). November Construction Output +0.6% month-over-month (expected 0.2%; last -0.2%); +3.0% year-over-year (expected 2.5%; last 4.1%). November Industrial Production -0.4% month-over-month (expected 0.3%; last -0.5%); -1.5% year-over-year (expected -0.7%; last -0.9%). November Manufacturing Production -0.3% month-over-month (expected 0.4%; last -0.6%); -1.1% year-over-year (expected -0.7%; last -0.7%). November trade deficit GBP12.02 billion (expected deficit of GBP11.40 billion; last deficit of GBP11.95 billion)
- France's November Industrial Production -1.3% month-over-month (expected 0.0%; last 1.3%). November trade deficit EUR5.10 billion (expected deficit of EUR4.90 billion; last deficit of EUR4.10 billion). December Consumer Confidence 87 (expected 90; last 91).
- Italy's November Retail Sales +0.7% month-over-month (expected 0.2%; last 0.2%); +1.6% year-over-year (last 1.6%). November Unemployment Rate 10.5%, as expected (last 10.6%). November Industrial Production -1.6% month-over-month (expected -0.3%; last -0.1%); -2.6% year-over-year (expected 0.2%; last 1.0%)
- Swiss November Retail Sales -0.5% year-over-year (expected -0.7%; last 1.0%). December Unemployment Rate 2.4%, as expected (last 2.4%). December CPI -0.3% month-over-month (expected -0.2%; last -0.3%); +0.7% year-over-year (expected 0.8%; last 0.9%)
- Spain's November Industrial Production -2.6% year-over-year (last 0.7%)
Friday 11 January 2019
Stocks Close Mixed Ahead of Earnings Season
The S&P 500 (-0.01%) finished just a hair below its flat line on Friday. The benchmark index never traded in positive territory but did close at its session high. It also finished the week with a gain of 2.5%.
The Dow Jones Industrial Average (unch), the Nasdaq Composite (-0.2%), and the Russell 2000 (+0.1%) closed mixed, finishing with weekly gains of 2.4%, 3.5%, and 4.8%, respectively.
The S&P 500 sectors also finished mixed with energy (-0.6%), utilities (-0.4%), and materials (-0.4%) weighing on the broader market. Conversely, the consumer staples (+0.3%) and health care (+0.3%) sectors finished atop the standings.
The benchmark index came into the session up 10.4% from its Christmas Eve low, suggesting to many that the broader market had gotten overbought on a short-term basis and was due for a pullback. The S&P 500 was down 0.7% in the early going with weakness presumably being a function of profit-taking as opposed to any news-driven catalyst.
In addition, given the number of earnings warnings already announced this week, and with earnings season set to kick off next week, some took this as another reason to take some profits. Nevertheless, some buying interest throughout the session slowly recouped the broader market's losses.
General Motors (GM) for its part jumped 7.1% after it increased its adjusted fiscal 2018 and 2019 earnings above consensus. Its strength, however, was not enough to lift the consumer discretionary space (unch).
The lack of a distinctly positive reaction in the market to GM's upbeat earnings news, in light of the market overcoming prior earnings warnings this week, was reflective of a tired market preferring to take a breather.
U.S. Treasuries closed out the week on a higher note, pushing the 2-yr yield down two basis points to 2.55% and the 10-yr yield down three basis points to 2.70% in the wake of a market-friendly consumer inflation report. The U.S. Dollar Index gained 0.1% to 95.67. WTI crude, meanwhile, snapped its nine-day winning streak, losing 1.9% to $51.68/bbl.
Market Internals – Friday 11 January 2019
- Lower than average volume (NYSE 803 mln vs avg. of 1131 mln; Nasdaq 2057 mln vs avg. of 2541 mln)
- Advancers outpacing decliners (NYSE 1675/1281, NASDAQ 1657/1407)
- New highs outpacing new lows (NYSE 16/5, NASDAQ 26/13)
Dollar: Weakness Persists
The U.S. Dollar closed lower yet again for the week at $95.66 from $96.20 the previous week.
Other currency pairs;
Bonds: Sideways Week Ends on Higher Note
US Treasuries ended the week on a higher note, but intraday action featured a modest pullback from highs that were notched two hours after the start of the cash session. The early gains took place after economic data from Europe showed a decline in November industrial production in the UK (-1.5% year-over-year), Italy (-2.6% yr/yr), and Spain (-2.6% yr/yr) on top of contracting output in Germany (-4.7% yr/yr) and France (-2.1% yr/yr), which was reported earlier in the week. Treasuries extended their opening gains as the stock market struggled at the start of the session, but it wasn't long before equities climbed off their opening lows while Treasuries backed off their highs and spent the remainder of the session near the midpoint of the day's trading range. The 2s10s spread tightened by three basis points to 15 bps since last Friday while the 2s30s spread remained unchanged at 49 bps. The yield curve remains kinked at the front end with the 52-week bill yield (2.59%) sitting higher than the 2-yr yield (2.55%), the 3-yr yield (2.51%), and the 5-yr yield (2.53%).
- 2-yr: up 7 bps to 2.55% from 2.48% from the previous week
- 5-yr: up 5 bps to 2.53% from 2.48%
- 10-yr: up 4 bps to 2.70% from 2.66%
- 30-yr: up 7 bps to 3.04% from 2.97%
The flanks of the yield curve rose to flatten the curve somewhat while inverting the 2yr against the 5yr. The spread on the 2s5s inverted to -2bps. The spread between the 5s10s narrowed to 17bps from 18bps the previous week while the 10s30s widened to 34bps from 31bps the previous week. The spread that matters most, the 2s10s, narrowed by 3bps to 15bps from 18bps the previous week.
The Bloomberg Commodity Index settled at 79.66, higher than 78.34 the previous week as Energy and Gold settled higher.
WTI oil closed at $51.59 p/b, higher than the week before at $47.96. The spread between WTI and Brent narrowed to $8.89 from $9.10 the previous week as Brent settled at $60.48 p/b.
EIA petroleum data for the week ended January 04
- Crude Oil Inventories had a draw of 1.7 mln from the prior week
- Prior week was unch
- Gasoline Inventories had a build of 8.1 million barrels
- Prior week had a build of +6.9 million barrels
- Distillate Inventories had a build of 10.6 mln
- Prior week had a build of 9.5 of million barrels
U.S. commercial crude oil inventories (excluding those in the Strategic Petroleum Reserve) decreased by 1.7 mln barrels from the previous week. At 439.7 mln barrels, U.S. crude oil inventories are about 8% above the five year average for this time of year. Total motor gasoline inventories increased by 8.1 mln barrels last week and are about 5% above the five year average for this time of year. Finished gasoline inventories decreased while blending components inventories increased last week. Distillate fuel inventories increased by 10.6 mln barrels last week and are about 5% below the five year average for this time of year. Propane/propylene inventories decreased by 1.9 mln barrels last week and are about 3% below the five year average for this time of year. Total commercial petroleum inventories increased last week by 13.3 mln barrels last week.
Natural gas inventory showed a draw of 91 bcf vs a draw of 20 bcf in the prior week. Working gas in storage was 2,614 Bcf as of Friday, January 4, 2019, according to EIA estimates. This represents a net decrease of 91 Bcf from the previous week. Stocks were 204 Bcf less than last year at this time and 464 Bcf below the five-year average of 3,078 Bcf. At 2,614 Bcf, total working gas is below the five-year historical range.
Baker Hughes total U.S. rig count remained unchanged at 1075 following last week's decrease of -8.
- February Crude Oil futures: $51.59/barrel from $47.96/barrel the previous week
- March Brent Crude Oil Futures: $60.48/barrel from $57.06/barrel
- February Natural Gas: $3.11/MMBtu from $3.04/MMBtu
Metals: Gold and Copper gain, Silver corrects
- February Gold: $1289.50/oz from $1285.80/oz the previous week
- March Silver: $15.66/oz from $15.77/oz
- March Copper: $2.66/lb from $2.65/lb
Agriculture: Soy and Corn correct, Wheat strengthens
- March Corn closed at $3.79/bushel from $3.83/bushel from the previous week
- March Wheat closed at $5.20/bushel from $5.16/bushel
- January Soybeans closed at $9.11/bushel from $9.22/bushel
Week 03 (14 to 18 January 2019)
- WEEK03 – 14 to 18 Jan
- The third week is mostly bullish but end very bearish on Friday
- January Expiration Week has been down of the DOW 11 of the last 20
- January Expiration Day is usually bearish but has been improving – up on the DOW 9 of the last 10
According to our 5, 10 and 15 year seasonal models:
Benchmarks Indices (21 year average) for wk03:
- The DOW is expected to be mildly bullish from Monday to Wednesday and ends the week bearish on Thursday and Friday.
- The S&P is expected to be mildly bullish on Monday and Tuesday, very bullish on Wednesday, bullish on Thursday and ends the week bearish on Friday.
- NASDAQ is expected to be bullish on Monday, bearish on Tuesday, bullish again on Wednesday and Thursday and bearish on Friday.
Week 03 Key Economic Dates
Important releases in the coming week include US preliminary reading of Michigan consumer sentiment, industrial output, and producer and foreign trade prices; UK inflation; China trade figures; and Japan inflation. Investors will also react to UK parliamentary vote on Brexit deal and OPEC's monthly report.
Sun 13 January
- Australia – MI Inflation Gauge m/m
- China – Trade Balance
Mon 14 January
- No significant data to be reported
Tue 15 January
- US – PPI and Core PPI m/m, FOMC Member George Speaks
- EU – ECB President Draghi Speaks
- UK – Parliament Brexit Vote
- Australia – Westpac Consumer Sentiment
Wed 16 January
- ALL – G20 Meetings
- UK – BOE Gov Carney Speaks, CPI y/y, PPI Input m/m, RPI y/y
- Japan – BOJ Gov Kuroda Speaks
- US – Crude Oil Inventories
Thu 17 January
- ALL – G20 Meetings
- UK – BOE Credit Conditions Surver
- US – Initial Claims, Philly Fed Manufacturing Index, FOMC Member Quarles Speaks, Nat Gas Inventories,
Fri 18 January
- UK – Retial Sales m/m
- US – FOMC Member Williams Speaks, Consumer Sentiment
It looks like the securities have switch their earnings dates for 2019 with four DOW components featured in the first week of Quarter 4 Earnings Season. This is because the SEC allows companies a larger window to file their annual reports relative to quarterly updates. As a result, we will see pre-announcements throughout January and fourth quarter earnings season will drag on into March. Notable earnings out next week include:
- Monday (Jan 14)
- Tuesday (Jan 15)
- Wednesday (Jan 16)
- Thursday (Jan 17)
- Friday (Jan 18)
"January is normally a very bullish month. But we've had a few horrible Januarys in the last half decade to knock that confidence off. So be cautious, stay hedged and get ready to be very nimble."
The "First Five Days" indicator has spoken:
Apparently, if the first five days are up, the year is likely to finish up with an 83% reliability over the last 66 years when 35 out of 42 first-five-days finished up. Then again, how much credence would you put on it? This is like the lowest form of analysis but it does have a high probability, doesn't it? There are those that will rubbish it and those who will swear by it.
Me? I never discount anything. But I never take any one thing wholesale either. This is just one part of a multi-layered risk management technique. So there's much more to this than just a five day indicator. So stick around till the end of the month and the end of the quarter when more of such indications should make it clearer to read the market's intention for the rest of the year.
This has been the best opening two weeks since before the sub-prime (2006) and has dragged the DOW and S&P500 out of Correction Territory. But before we get ahead of ourselves, be reminded that Earnings Season begins in the coming week and this bullish open to 2019 could be nothing more than the market pricing-in some protection/buffer ahead of earnings.
And although it isn't likely, I am not discounting the possibility that this mini rally was also prompted by short-covering after selling down more than 15% in December. After all, if you're pricing-in upwards to buffer a bearish earnings season ahead, it would make sense to cover shorts that are massively profitable, wouldn't it? The market internals haven't been all that convincing when the market was running up. More than half of the opening eight days have been largely divergent with one of the convergent sessions being the 3rd of January when the market sold down.
The bond market is not suggesting anything new even if it did steepen a tad this week. More ominous is the closing of the spread between the Fed Funds Rate and the 10-year bond yield to only 24bps, indicating that any bull run may be near its end.
Happy Hunting!
Date: 24th January 2019, Thursday
Time: 07:00PM to 10:00PM
(Registration starts at 06:30PM)
With 14 years of educating, mentoring and supporting hundreds of participants (annually) in the arts and sciences of Finance and Economics, the Pattern Trader™ Tutorial has evolved to become the most sought-after boutique-styled class that caters to retail individuals, institutional professionals, businesses and families that are serious about their finances and their prospects as we move into the future.
The small class environment and tutorial-styled approach gives the Tutorial a conducive environment that allows for close communication and interaction between the mentor and the participants.
The hands-on style makes the Tutorial very practical for anyone who requires a start from the ground up. It is the perfect beginning for anyone who wishes to take that first step in improving their financial and economic literacy.
If you're looking to make a huge difference in your financial life and get the most value for your education investment, there's no better choice than the time-tested and well reputed Pattern Trader™ Tutorial.
Register for the Introductory Workshop NOW!
Download our promo slides here:
The Pattern Trader™ Tutorial 2019
The schedule for the FEBRUARY 2019 Batch is here:
Pattern Trader™ Tutorial – February 2019
If you enjoyed this post, please consider to visit Pattern Trader Tools, leave a comment or subscribe to the feed and get future articles delivered to your feed reader.


text:
David Nielsen wrote:
Couldn't we consider talking to the kde on redhat people, they seem to have a handle on things when it comes to catering to the KDE users, we want them to have as optimal a package as possible, weither in Core or in Extras depending on the decision.
I have some serious concerns about the quality of work coming out of the kde-redhat group due to some past mistakes they have made.
Are there any actual KDE developers there?


text:
The first single from 'Prati Roju Pandage' is out, on Lahari Music. Here we present its review. The other songs will be reviewed as and when they are out.
Title track
Singer: Sri Krishna
Lyricist: KK
In a film whose title has the word 'festival' in it, the track comes with lyrics that tread the beaten path. Positive words like 'Sambaram' and 'Sandallow' are liberally sprinkled everywhere in a song where more than a dozen family members laugh in unison. Sri Krishna's voice is melodious in an understated way, like singer SPB Charan's. Thaman scores a winner once again. He is in a true form like never before.
'Ooo Baava'
Singers: Satya Yamini, Mohana Bhogaraju, Hari Teja
Lyricist: KK
The folksy feel of the song is a big plus. As the song segues into a semi-modish mode, Thaman displays his ingenuity for everyone to taste. The singers render it with a carefree vibe. KK's lyrics come suffused with modern-day lingo, detailing a bit of the hero's character as well. All in all, an apt song for a film that is mostly set against a rural backdrop.
Thakita Thakita
Singers: Rahul Siplingunj, Geetha Madhuri
Lyricist: Kasarla Shyam
The lyrics come in a bland language, with the theme of the song calling for a sanitized existence that eschews anything other than a life in a village with your joint family. Rahul sings it like an Adnan Sami, while Geetha doesn't make her presence felt. Thaman's beats don't really make the cut, the pub song like feel hardly makes an impact. All in all, it's mediocre.


text:
Mezzanine Floors
Fayco are the no.1 supplier of mezzanine floors in Ireland. Mezzanine floors take maximum advantage of the height of premises, doubling or tripling the surface area with raised flooring and enabling it to be fitted out as a storage area, changing room, or offices, etc.
The installation of a mezzanine floor is an ideal solution to maximize the space available & by utilizing a mezzanine flooring system the height of the building can be used to your full advantage.
Mezzanine floors are totally dis mountable and re-usable, and their structure, dimensions and flooring location are easily modified to suit your warehouse or premises. Our mezzanine floor design team can design your mezzanine floor to meet your exact requirements.
Advantages of mezzanine floors:
- Quick to assemble, clean and easy.
- Multiplies surface space in industrial premises or warehouse.
- Mezzanine flooring is adaptable to the specific needs of the client, thanks to the great variety of mezzanine floor sizes available, types of floors, construction systems, etc.


text:
Home / Travel Essentials / Lavender Mint Body Lotion 76mL
Popular Collections
New Arrivals
Lavender Mint Body Lotion 76mL
The ecobarBODY's Lavender Mint Hand & Body Lotion is made using natural extracts, essential oils and plant-based ingredients. Lavender is a soothing fragrance and the mint makes you feel refreshed. The natural element of the ingredients makes this lotion great for all skin types.
Size: 76 ml.
Size: 76 ml.
Aqua, glyceryl stearate, emulsifying wax nf, cetyl alcohol, stearic acid, glycerin, caprylic/capric triglyceride, olea europaea (olive fruit oil, riccinus communis (castor seed) oil, butyrospermum parkii (shea butter) seed oil, Theobroma cacao (cocoa) seed butter, helianthus annus (sunflower) seed, Menthe piperita (peppermint) oil, lavandula angustifolia (lavender) oil, Natural flavour, phenoxyethanol, caprylyl glycol.


text:
Little man just turned 18 months and he's more active than ever. Just the other day at the grocery store, he was sitting in the basket and wanted to get out. As we unloaded the last of our groceries on to the conveyor, I suddenly heard what sounded like a faucet dripping. I turned to see little guy standing in the basket with a puddle forming below him. In a mad dash my husband bolted with him to the car and I stayed with the puddle. Needless to say his diaper sprung a leak and we were quite embarrassed. On to a new diaper, I was excited to try the New and Improved Huggies Snug & Dry diapers. The new Snug & dry diapers have an improved Leak Lock system to pull wetness in and lock it away.
Little mans days are spent wiggling, dancing, climbing and jumping around. The snug and dry diapers fit perfectly around his bottom and the elastic sides are nice and snug around his legs. We have spent the past 2 weeks in the new snug and dry diapers and have yet to spring a leak. Even an 9+ hour night in a single diaper hasn't caused a leak. Huggies also redesigned the Natural Care Wipes. Which are more than just a bum wipe. We keep our wipes handy everywhere throughout the house and in the ca. Natural care wipes clean up sticky hands after snack time, sippy cup spills and even remove mommies make up. I've even been known to do a little light cleaning around the house with wipes.
If you read my last huggies post about my teleconference with Poncho de Anda you know how ecstatic I was to take away some parenting tips from this father of two. Yes, even a father can teach me a thing or two about parenting. Poncho will be at it again and this time your invited to chat. On Thursday Sept 20 from 12 – 1 PM EST Poncho de Anda will be chatting on the Huggies Latino Facebook page. Hope to see you there.
This is part of a compensated campaign with Latina Mom Bloggers and Huggies. However, all opinions expressed are my own.


text:
join the club
Toggle navigation
Fertility & Conception
Health & Wellbeing
Preparing for Baby
Labour & Birth
Pregnancy week-by-week
Newborn Basics
Health & Wellbeing
Development & Learning
Learning & behaviour
Eating & sleeping
Activities & games
You & Your Family
Balancing life with a baby
Parenting Skills
Health & Wellbeing
Fashion and Beauty
Products & services
Be kind to her
Treasures Care: Behind the Scenes
New Treasures Care Nappies
For the growing bellies
Share the love
'To my two year old'
Goodnest review
Little Treasures: Looking to the future
Made in New Zealand: The making of Treasures Nappies
WATCH: Little Treasures hit the runway
Little Treasures at Fashion Week 2018
Meet our photographer, Anna Brandt
ASB & Starship introduce New Zealand's first interactive waiting area
Congratulations Jacinda
Nursery essentials: smoke alarm
How to choose the perfect breast pump: Manual
Fashion Show
Little Treasures hits the runway
Treasures Statement
Treasures Comfort Quick Dry Nappies Competition
Club & Rewards
Rewards Point Changes
Win our Little Library
Buy Treasures
Fertility & Conception
Rainbow connections
Boost your fertility
Looking after yourself when trying to conceive
Pinning your hopes
My life as an Egg Donor
The inconceivable truth
Looking after yourself when trying to conceive
The changing face of IVF
Second time struggles
On Ice
Spreading the love
Health & Wellbeing
What to do when you're 10 weeks pregnant
Five Eating Essentials for Pregnancy
How to Support a Healthy Pregnancy
Growing pain during pregnancy
A guide to common conditions
Breast Changes during Pregnancy
Skin changes during pregnancy
In bloom
What the ?
Sugar mama
Calming feeling
Mum's wellness
Keep in check
First Look
Breast changes in pregnancy
Hard to stomach
Make the call
Coping with Morning Sickness
Top 10 tips for safe exercise in Pregnancy
Acupuncture in pregnancy
Osteopathy in pregnancy
Nutrition in the 2nd trimester
Questions to ask your LMC
Healthy eating in pregnancy
Constipation & haemorrhoids
Happy pills
Pre-baby blues
Traveling whilst pregnant
Keeping healthy
Massage in pregnancy
Pregnancy exercise classes
Healthy weight gain in pregnancy
Nutrition in the 3rd trimester
Pre-eclampisa in pregnancy
Cramps and Braxton Hicks
Nutrition in the 1st trimester
Supplements in pregnancy
Keeping your pregnancy under wraps
Common skin issues in pregnancy
What's normal?
Lean on me: Birth Support
First things first
Preparing for Baby
My Hospital Bag Checklist: What Should I Pack?
DIY Nursery: Harrisons
5 best buys for mum and baby
DIY Nursery: Create a great nursery
Catherine Cameron's Take on Sleep Deprivation
Your 'ready for baby' checklist
Buying your first buggy: a guide for new parents
Naming your baby
Maternity leave Q&A
Baby name predictions 2018
6 tips for body confidence
About Treasures nappies
Maternity Leave 101
Preparing for maternity leave
Plan A
Home truths
Best foot forward
Be baby ready
Choosing a pram
In the bank
Preparing for baby
12 ways to celebrate your pregnancy
Nursery checklist
Nappy Tips
What to spend
Labour & Birth
Midwife 101, what to know and expect
Giving birth in a hurry
Ready to POP!
C-Section: Everything You Need to Know
5 Common questions about birth
The three stages of Labour
Bringing on labour
You & your body
Pain relief options
Special delivery
Pregnancy week-by-week
Week 4
Week 5
Week 6
Week 7
Week 8
Week 9
Week 10
Week 11
Week 12
Week 13
Week 14
Week 15
Week 16
Week 17
Week 18
Week 19
Week 20
Week 21
Week 22
Week 23
Week 24
Week 25
Week 26
Week 27
Week 28
Week 29
Week 30
Week 31
Week 32
Week 33
Week 34
Week 35
Week 36
Week 37
Week 38
Week 39
Week 40
Your pregnancy tracker
Newborn Basics
Bathing baby
Unhappy campers
How to change a nappy
Setting up your nappy area
10 mums reveal their best buys
Bathing your newborn
Baby's first tests
The importance of routine
Understanding your baby
Newborn checklist
Sensory Pleasures
8 ways to breastfeeding
Tongue and lip ties - what you need to know
Night feeder
Feeding frenzy
How I feed my baby
Supply & demand
Superfoods for baby
The facts about breastmilk
Time to eat
Winding 101
Baby Olympics
The golden hour
Top tips to newborn sleep
Newborn sleep: how much can you expect?
Sleep solutions
Solid sleepers
Sleep myths busted
Facts about sleep
Sleep rebels
Tired signs
Bedtime blues
The Whens Hows and Whys of Sleep
Settle your petal
5 Gentle sleep training tips
Summer sleep tips
Your sleep questions answered
Newborn sleep: How to get more of it (part two)
Tears before bedtime
Nap Battles
Health & Wellbeing
Me Time
Babies in the Beehive
Clubfoot: The facts
Spirited souls
10 surprising changes to your body after birth
Witching Hour
On the mark
Going Solo
The truth about Eczema
The great dummy debate
10 tips from mums for dummy weaning
Your baby's immunity
Loving touch
The Truth About Teething
Nappy rash
Child proof your home
Tears before bedtime
Skin deep
Tears before bedtime
Child's play
The big wide world
The Power of Play
Development & Learning
Q&A with Thomas Hamill
Nurturing resilience
Music matters
Love grows brains
It's all change
The tummy time debate
Wonderful words
Magic moments
Learning & behaviour
Terrific Twos
8 ways to be kindy ready
Little Wonders
Boys vs Girls
Raising confident kids
Eight ways to tackle toddler tantrums
Challenges ahead
Ball play for toddlers
Fun and games
Nappy Pants
Eating & sleeping
Simple ideas for getting kids to eat their veggies
Tailored for your toddler
Tricky customers
Food for thought
Cot Case
Getting your toddler to eat vegetables
Sleep training a toddler
Catherine Cameron's Take on Feeding a Toddler
Activities & games
Q&A with Annabel Langbein
10 school holiday activities
Mix and match
Out and About
5 best kid-friendly camping spots in New Zealand
Tots on tour
Growing minds
Ice, ice baby
Outside inside
Fun finger paints
You & Your Family
Balancing life with a baby
Catherine Cameron on walking away from the rat race and owning motherhood
Be there for your baby with PORSE
Aloha Hawaii
Back to work I go
Words of wisdom
Budgeting for baby
8 ways to have fun family time
Summer survival guide
Maternity Leave 101
Things I'll never do...
Double agent
New world order
Preparing for maternity leave
Follow your own path
Five mums share how motherhood changed them
Catherine Cameron's Take on Mum Goggles
Parenting Skills
Is being an over-prepared parent killing your buzz?
Raising confident kids
6 Tips for surviving modern parenting
The strong silent type
And then there were two
Life in a campervan, pregnant and with a toddler
Step aside sanctimommy
Catherine Cameron's Take on Supermums
Catherine Cameron's Take on Returning to Work
Dad's Take: Wallace Chapman
Catherine Cameron's Take on Balancing Career and Motherhood
Catherine Cameron's Take on Parenthood's Expectation on Mothers
Catherine Cameron's Take on Motherhood's Impact on Identity
Catherine Cameron's Take on Baby's First Birthday
Catherine Cameron's Take on Mum Guilt
Catherine Cameron's Take on the Impact of Sleep Deprivation
Catherine Cameron's Take on the Magic of Naps
Catherine Cameron's Take on Creating a Mums Support Network
Catherine Cameron's Take on the Impact of Motherhood on Relationships
Catherine Cameron's Take on Rules and the Reality of Parenting
Catherine Cameron's Take on Becoming a Mother
Christmas Traditions
Gender roles
To post or not to post
Strike a balance
Competitive parenting
Nature versus nurture
Peace of mind
Catherine Cameron's Take on Being a Part Time Mum
Health & Wellbeing
Winter Warming Foods
Life online: Zoe Fuimaono
Morning sickness: How bad can it get?
Life online: Jess Bovey
Catherine Cameron's Take on Postnatal Anxiety
Winter wellness with PORSE
Protecting baby starts during pregnancy
Our top 5 breastfeeding stories
Getting outdoors with kids: how to keep active and stay sane!
Healing herbs
Itchy head? The facts
Summer first aid essentials
Boost your immunity
Let's get physical
5 Sleep substitutes
Working through traumatic events
Go with your gut
Making a meal of it
Handle with care
Protecting your pelvic floor
Feel good factor
Postnatal nutrition
Dads with depression
Wisdom from a mum
Looking after you
Child proof your home
Off to the Doctor
We need to talk
Exercising caution
8 Ways to make brushing teeth fun
DIY: Kids artwork frames
DIY indoor cubby house
Nursery craft: Moon wall mural
Nursery craft: Star mobile
Nursery craft: Whale tale
DIY Rose and coconut sugar scrub
Nursery craft: Baby mobile
Recycled fairy bird house
Colourful DIY hopscotch
Colour bright: Painted rocks
Enchanted Garden Tea Party
Fun finger paints
Nursery craft: Stencil art
Nursery craft: Toy frames
Christmas wrapping paper
Nursery craft: Height chart
Bubble Makers
Summer mocktails
Summer picnics
Healthy Christmas snacks
Brandy snaps with ginger cream
Shrewsbury Biscuits
Rain cloud cookies
Rocky Road
Mexican Baked Potatoes
Walnut and chocolate-chip banana loaf
Cool Bananas
Burnt fig & bacon pancakes
Date & macadamia baklava
Lamb & Chickpea burger with tabouli
Pea, spinach feta fritters
Ice animal biscuits
Rainbow dips
Choco nana nice cream
Coconut surprise cake
8 healthy & fun lunch box ideas
White chocolate macarons
Gold leaf meringues
Shortbread start cookies
Creamy green smoothie
Curied salmon cakes with sweet chilli and basil yoghurt
BBQ pulled pork with coleslaw
Breakfast slice with smoked salmon and thyme
Mince & kale pies
Slow-cooked morrocan lamb tagine
Rasberry brownies
Homemade Pizza Dough And Mexican Mince Pizza
Breakfast soft tacos
PORSE: Amber's story
Love is grand
PORSE: Managing mummy guilt
Find the natural fit for your child with PORSE
What does 'socialisation' really mean for your pre-schooler?
How do relationships help children flourish?
DIY Valentines
And baby makes three
A fine romance
Sex vs. intimacy
Fighting talk
Love actually
Pregnant Pause
Animal cake
Unicorn cake
Giraffe Cake
Sparkle & surprise baby shower
Sprinkle number cake
Rainbow birthday party
Party Hacks
Rainbow confetti cake
Fashion and Beauty
Rock Your Bump Fashion Week Q&A
Elk and Me Fashion Week Q&A
Q&A with Kathryn Wilson
Beauty boost
Blackmores | Look book
Little Treasures Mum & Kids show highlights
Edwards & Co | Look book
Egg Maternity | Look book
Belly Beyond | Look book
Elk and Me | Look book
Weleda | Look book
Belly Bandit | Look book
Breastmates | Look book
Tried & Tested: Make your skin glow
Skin feeling flat?
Tried & Tested: Give a little love to your feet
The beauty of oil
Skincare during pregnancy
5 Minute makeover
Feeling Sensitive
Q&A with Pretty Brave
Mum hair, don't care!
Egg Maternity Fashion Week Q&A
Products & services
Editor's essential items
How to choose the perfect Breast Pump: Electric
Book Review: Miny Whinny by Stacy Gregg
Merino at every age
Top 5 features of merino
Hachette NZ release children's book for Jacinda
Turn your love of children into a qualification
A lightweight stroller that's good to go™
Watching me, watching you
Phil and Teds
Next level baby gear
Future proof buys
Support your breastfeeding with Artemis
MAM Manual Breast Pump
Karen Murell Lip Palette
Spot you later!
I love baking
Fighting fevers this winter
New Mountain Buggy mini
Kiwi Parents Club
Always close to your baby
Little Treasures Shopping Guide
Treasures Nappy Pants
Home grown
Surf Life Saving
Pebble Child
Happy healthy tummies
Weekend fun: The Kids Fair
NEW Treasures Quick Dry & Comfy Fit Nappy
Treasures New & Improved Nappies
Money Back Guarantee
Be kind to her
Treasures Care: Behind the Scenes
New Treasures Care Nappies
For the growing bellies
Share the love
'To my two year old'
Goodnest review
Little Treasures: Looking to the future
Made in New Zealand: The making of Treasures Nappies
WATCH: Little Treasures hit the runway
Little Treasures at Fashion Week 2018
Meet our photographer, Anna Brandt
ASB & Starship introduce New Zealand's first interactive waiting area
Congratulations Jacinda
Nursery essentials: smoke alarm
How to choose the perfect breast pump: Manual
Fashion Show
Little Treasures hits the runway
Treasures Statement
Treasures Comfort Quick Dry Nappies Competition
Club & Rewards
Rewards Point Changes
Win our Little Library
Buy Treasures


text:
I wasn't planning on posting today but I thought I would just do a mini post to say… 'Happy Easter'. If you celebrate the religious side of it or not I think it's a great day just to appreciate things! So thanks to you my readers for commenting, liking or just stalking my blog every now and again. I very much appreciate it! It means a lot!
As normal I will be spending the day with my mums side of the family stuffing our faces and catching up. It's been a rough past few months for that part of my family so it will be nice to catch up and see how everyone's doing. And of course as it's Easter and I can't resist a creme egg so I'm sure there will be lots of chocolate eating going on too!
Do you celebrate Easter? If so what do you get up to??
Thanks for taking a look!
Little Mayfly x


text:
Sorry to be away for a while. But it's the same battle. Almost no sleep. Not knowing if we're dissociating or dreaming. Sleep paralysis. Imagine you feel awake, but your body can't move. You have to try and shock yourself awake. You constantly fight pain that's always there.
You have to screen everything to protect yourself. Anywhere you go means having an escape plan. How do I get out of here safely without attacking somebody? We still have dissociative blackouts. Which tells us that pain is always there.
It's like all of the pain from your trauma history is flooding out all at once. Denial will only make it worse. Dissociating will make pain worse, not better.
You have to fight back.
Screen everything.
Always have an escape plan.
Protect yourself, no matter what.
It's not your fault.
You can't save the world all by yourself.
You have to fight back.
You have to fight back.
Monday, November 13, 2017
Fighting Symptoms
No comments:
Subscribe to: Post Comments (Atom)


text:
What are ways I can verify my account? or by verifying your cell phone number. If you choose to verify your account using Facebook or Twitter, Zoosk will not tweet or post to Facebook on your behalf. Visit our Online Dating Safety Tips for tips and common sense practices to help you be safe while looking for a fulfilling relationship.
Dating sites for singles : Join for Free and See Your Matches! Free Registration. Find The Best Casual Dating Sites. Dating Sites For Singles; Bahama islands is really an particularly awesome destination that has appealing ambiance. 3 miles-per-hour and has a number of comes, a 570 diploma helix, 52 amount substantial-relied flip, spirals
Gibson Serial Numbers What a serial number can and can't tell you about your Gibson. Another resource for IDing and dating guitars is Gibson's computer database, which catalogues scores of serial numbers from 1987 on through the present. Today, Gibson USA takes great pains not to recycle serial numbers. To combat the problem, the
Meet Jewish singles in your area for dating and romance @ Jdate.com - the most popular online Jewish dating community.
Luvfree is a completely 100% free online dating site. While you're looking for a new date on our free dating site, other users and visitors are also doing the same. It's likely that they could be searching for you. United States Austin Baltimore Boston Charlotte Chicago Columbus Dallas Denver Detroit El Paso Fort Worth Houston
How To Verify Authentic Gibson Serial Numbers. Serial Number Search This section is designed to assist in dating and/or identifying instruments manufactured or distributed by Gibson Guitar Corp. Please note that most of this information relates to serial numbers used from 1975 to present. NOTE - Gibson USA goes to a 9 digit serial
Many sites now ask you to verify your identity through your Facebook or Google login. The features of the dating site should be the features you want and will use, especially if it is a paid
Meet Outside dating site is built on free concept for hookups, chat. No credit card payment. USA, UK, Canada, Australia has most users. Use free messaging to make friends with men, women online. Meet straight, gay, lesbian 'Verified Singles'.
MeetMe. Get it for ANDROID Get it for IOS Get it for Windows 10. New to MeetMe? Quick signup with Facebook. or sign up with email. Name. required. Email. invalid email address. Password. too short. Birthdate. invalid birthdate. Gender. required Postal Code. invalid postal code. Sign Up Free! By clicking "Sign Up Free!"
Dating sites In reality, not in the numerous exotic animals showcased while in the highest rated ie, you will get the joy of finding a wide selection of unique environments for instance forest, Lakeland, and flatlands that could be direct out from Photography equipment.
Singles : Find The Best Dating Site For You. Find The Best Casual Dating Sites. Compare Our Top 10 Picks for Online Dating. Garcinia Cambogia 1500 Mg Gnc Singles. The units are outlet and twine totally free. For the very same, anybody can make the time to look into the …
Zoosk also offers phone number and social media account verification. Additionally, Zoosk uses a third party to help verify members' military service. With millions of users, tons of useful features, and being one of the top apps in the Google Play dating category, it's clear why people use Zoosk—not swipes—to search for love online.
Global Dating. As a global dating site, Luxy has a huge amount of users from all over the world. Whether you are looking for love locally or internationally, Luxy is the site for you to meet your special one.
Zoosk is the online dating site and dating app where you can browse photos of local singles, match with daters, and chat. You never know who you might find! And whether it's helping you write a first message, giving you a way to verify your military service, or providing you with extra tips to improve your profile, Zoosk is here to help you
Welcome to the best free dating site on the web. Also, put away your credit card, our site is totally free (and always will be) We know online dating can be frustrating, so we built our site with one goal in mind: Make online dating free, easy, and fun for everyone. Finding a date with Mingle2 has never been simpler.
Match.com is the number one destination for online dating with more dates, more relationships, & more marriages than any other dating or personals site.
Dating Background Checks. Wymoo® International offers private investigations and expert dating background check investigations for individuals in over 100 countries worldwide. With professional field investigators, agents and support staff around the world, we verify relationships begun in person, over the Internet or via online dating.
Free online dating sites Handle your own wants. Tasting the varieties of wine and looking at on what you prefer the most is rather interesting for individuals. This likely will be your principal web site, nevertheless in quite a few situations, it isn't.
Top 10 Dating Sites. Serious Dating Sites. Garcinia Cambogia 60 Hca Free Trial Dr Oz Best Weight Loss Pills Free online dating. Due to will be aware of what things can come about. You could be surprised by what number of wholesome substitutions there are actually …
Reverse Email Address Search. Find out if someone you've met on a dating site or on Craigslist is a known scammer. We cross reference our database to match an email. USA. We verify information to confirm if the person that you've met online is really who they say they are.
Do Fun Things We know meeting people can be tough, so we've made it our mission to bring people together from across the world to explore and embark on adventures together. Use
FBI Warns of Online Dating Scams. San Diego on an online dating site and then were asked to move the conversation to a particular social networking site, where the talk often turned intimate
But once again, due to Fender's modular production methods and often non-sequential serial numbering (usually overlapping two to four years from the early days of Fender to the mid-1980s), dating by serial number is not always precisely definitive. DATING CHARTS. The chart below details Fender serial number schemes used from 1950 to 1964.
*1976 Serial numbers 259996-260020 were also used. **1991 C. F. Martin & Co. begins using one set of serial numbers for guitars & mandolins. 1994-2002 Mandolins are custom order only.
Introduction sites differ from the traditional online dating model, and attracted a large number of users and significant investor interest. online dating services in the United States generated $957 million in revenue. Online dating site members may try to balance an accurate representation with maintaining their image in a
Zoosk is the online dating site and dating app where you can browse photos of local singles, match with daters, and chat. You never know who you might find!
Free dating websites The combination of improved competitiveness among take a trip companies and getaway household businesses in the tough economy, together with a sudden amount of rainwater at your home, has witnessed a rise seeks properties and late affordable breaks.
Which is the best dating site that does not require a registration and a credit card number? Update Cancel a BJcgu d kW Ehy b RSHlX y NoGH ondsV L YloD o CLtiN l ap l xUvBX i qn
4/20/2010 · But no real girl on a dating site would ask you for credit card info. Only a site YOU choose to register with would ask for that. Those are all identity theft scams and will max out your credit card - usually run by the Russian mafia. There is NOTHING in your credit card that can verify your age. These days 16 year olds have credit cards.
Top Adult Singles Chatline Phone Numbers. Last Update: February 22nd, 2019. It offers a 30 minute free trial to every new caller within the United States. The chatline is operated by Telligence, the same company that brought you Livelinks. AffairHUB started as an free affair dating site. In 2015 they launched AffairHub Chat, which
Hey Guys here is my Whatsapp number 👉👉 Chat me right now April 5, 2019 I want to Marry You – Call Sugar Mummy Miss Comfort with this Number April 5, 2019 Nigeria dating site – Chat with Real Single Men & Women April 5, 2019
Verify US Passport Number. Welcome to our reviews of the Verify US Passport Number (also known as dating websites south africa).Check out our top 10 list below and follow our links to read our full in-depth review of each online dating site, alongside which you'll find costs and features lists, user reviews and videos to help you make the right choice.


text:
Home » Posts tagged "Autel MaxiCOM MK908P"
Tag Archives: Autel MaxiCOM MK908P
17 NovAutel MaxiIM IM608 Real Customer Test Feedback
This is a the real user review of the Autel MaxiIM IM608, a fantastic diagnostic and programming system for universal vehicles. Credit to all contributors. Review by Miriam Flores I run a repair shop and have used all kinds of tools during my 20 years of career as a mechanic. Autel has lots of great […]Read More ...


text:
MIBI™ Technology
MIBI™ technology (Multiplexed Ion Beam Imaging) uses Secondary-Ion Mass Spectrometry (SIMS), a type of mass spectrometry traditionally used in the semiconductor industry, to image antibodies tagged with monoisotopic metal reporters. This unique technology enables:
- Visualization of 40+ markers simultaneously
- Imaging at the sub-cellular resolution
- Detection of low abundance proteins
- Rescanning of slides at multiple resolutions
WorkflowThe system uses a simple, streamlined workflow that adapts easily for both pathology and clinical imaging labs. Samples are prepared using a traditional IHC protocol and data are collected in less than 1 hour using the MIBIscope™.
- PREPARE: FFPE tissue preparation follows conventional IHC protocols.
- STAIN: Tissue is stained with a mixture of validated antibodies with conjugated elemental reporters, in one single step.
- DETECT: Stationary tissue samples are raster-scanned with an ion beam and secondary elemental ions are generated.
- IMAGE: All markers are imaged at the same time and detected via TOF mass spectrometry
Highly Multiplexed Tissue ImagingIn a single scan, the MIBIscope can measure expression of 40+ targets including both high and low abundance proteins at light microscopy resolution.
High SensitivityLow abundance proteins such as PD-1 and FOXP3 that can be missed using other techniques are easily detected with the MIBIscope. With no probe background or autofluorescence to interfere with weak signals, the high sensitivity that results ensures all high, medium and low-abundance targets are detected in the same scan.
True Sub-Cellular ResolutionWith resolution comparable to light microscopy systems, MIBIscope system lets you analyze and interpret cellular interactions. Cellular structures as small as 250 nm can be imaged, enabling downstream cell segmentation data analysis. Because the MIBIscope doesn't fully ablate the sample, a survey scan can be done to select specific regions of interest followed by high-resolution imaging.
Rescan Slides at Multiple ResolutionsThe system's imaging workflow enables scientists and pathologists to scan a whole tissue section faster at low resolution, then rescan regions of interest at high resolution. Precious tissue is conserved and may be scanned repetitively.
Detection of keratin (orange), CD3 (blue), CD8 (green) and CD68 (red) in lung cancer sample.
Detection of keratin (orange), CD3 (blue), CD68 (red), PD-1 (yellow) and PD-L1 (cyan) in placenta.
Detection of keratin (orange), CD3 (blue), CD8 (green) and CD68 (red) in squamous cell carcinoma (head and neck).


text:
Columnists, Articles
Ask me about my granddoggie
By Alan Bodnar Ph.D.
Some of the nicest people I know have dogs. Either their number is increasing or they are poised in an ever-tightening circle around me until I shall soon hear nothing but their heartwarming stories of canine companionship. The stories are seductive and so are the photos, proudly displayed on smart phones or sent in text messages and emails. It's enough to make me go out and get a dog. On the other hand, dog ownership is a big responsibility and not something to take lightly, especially not if you are just starting to enjoy the freedom that comes with retirement. [More]
A walk through time and history
By Alan Bodnar Ph.D.
Sometimes we have to remind ourselves to slow down, especially when we travel. And so my wife and I started the morning with breakfast in a park near our London hotel, relaxing at an outdoor café overlooking an expansive lawn punctuated with beds of autumn flowers. For our main event of the day, we planned a visit to Westminster Abbey. The rest we left to chance and whim, never considering that we would spend most of the day in church or what we would take with us when we left. I had been coming to London since my days in [More]
Traveling with the eyes of faith
By Alan Bodnar Ph.D.
I thought I knew all the benefits of travel but a recent trip to England introduced me to one I had yet to consider, travel as an act of faith. In its theological meaning, faith is the substance of things hoped for, the evidence of things unseen. When I said good-bye to my checked baggage in Boston, the substance of my hope was simply that we would meet again in London the next morning. Between now and then, both of us would travel on the same two airplanes, my wife and I in a pressurized cabin, our baggage out of [More]
Irrepressible soul
By Alan Bodnar Ph.D.
In a book group discussing the spirituality of caring for people with dementia, it doesn't take long before we begin to discuss how dementia affects the personhood of the afflicted. It is a question at once philosophical and practical. What remains when dementia has robbed a person of his memories and his capacity to think logically, speak coherently and express relevant ideas and emotions? On a practical level, if the answer is nothing of the individual's former self, then his loved ones can spare themselves the anguish and inconvenience of regular visits. In that sense, our loved one has already [More]
Non-compete agreements raise issues
By Edward Stern J.D.
Massachusetts is taking another look at non-compete agreements. Historically, non-compete agreements were in place to limit an employee, who leaves the employment of a particular employer, from competing with that employer after his term of employment ends. The concept of these non-compete agreements was based on a belief that the employer has provided the employee with specific training or inside, proprietary information (such as trade secrets or customer-patient lists), which should be limited in its use competing against the employer. The countervailing pressure, in support of an employee going to a new position without any constraints, is that an employee [More]
The surprising life of Sister Mary
By Alan Bodnar Ph.D.
At the risk of appearing to be living a cliché of the retired life, I must say that I have been spending more time these days reading obituaries. It could be because I have more time to read the morning paper and the obituaries are printed in the same section as the funnies. I always turn to the funnies after a brief glance at the bad news on the front page. Bad news can wait and, if I somehow miss it in the paper, that's what television and Internet news programs are for. I also receive obituaries by email from [More]
One Perfect Life
By Alan Bodnar Ph.D.
"There is not a short life or a long life. There is only the life that you have and the life you have is the life you are given, the life you work with. It has its own shape, describes its own arc and is perfect." This passage, attributed to the ancient Greeks, is easy enough for anyone favored by fortune but these are hard words for those who find themselves at a significant disadvantage. It would be hard to argue that life is anything less than perfect if it is long, filled with loving family and friends, material comforts [More]
The next best thing to being there
By Alan Bodnar Ph.D.
Today there are more ways than ever to stay in touch with family and friends and, as I am discovering, each has its own preferred modes of expression, rules of etiquette, advantages, and risks. For a few days last month, I traded emails with three friends whom I have known for more than 50 years as we shared our reactions to the passing of Daniel Berrigan, the priest, poet and antiwar activist who inspired many of our generation. The constraints of time and distance limit our face-to-face encounters to only a few times a year but emails, texts, and periodic [More]
Pruning our lives
By Alan Bodnar Ph.D.
It is a warm Friday morning in April and my wife is out to an estate sale. If she sees anything interesting, she will buy it or, if it is something big or expensive, she will call me for a second opinion. This is our usual arrangement and it has worked well over the years to keep our accumulation of treasures within reasonable limits. These days we are buying less and discarding more or at least that is our intention. I used to think that this kind of downsizing was an annoying habit of old people too focused on preparing [More]
By Alan Bodnar Ph.D.
He said he didn't care what happened to him so he didn't seem to be bothered that he was still in the custody of the court and confined to the hospital. His indifference was part of his depression and his depression had invaded the very core of his identity. If he had his way, he would end his life and pass on to the next world or to no world at all. Anything was better than living with the loss of the dream that he was so close to achieving before it all crashed. The man was stuck. Despite the [More]


text:
In today's world, businesses and individuals require much more than just the preparation of tax returns. Constant changes in tax laws mean your tax situation should be monitored throughout the year. Thorn Lewis + Duncan emphasizes tax planning year-round, not just at year-end, to identify and communicate tax saving strategies to help our clients prosper in an increasingly complex environment.
At Thorn Lewis + Duncan, we offer comprehensive business and personal tax planning and compliance services, including:
Corporate and Partnership Tax Planning
Almost every major facet of an organization is impacted by taxes. Whether to incorporate, when to make purchases and how to manage inventory are not only business, but tax decisions as well. Our tax professionals can advise you on the best course of action in the following areas:
Individual Tax Planning and Estate Planning
Our job is to make recommendations to reduce the income tax you will pay over the years and to maximize the financial resources available to you now and at retirement. We offer specialized services related to individual tax planning including:
Return Preparation
Retirement Planning
We assist our clients with the selection of the following:
Tax Representation
Our CPAs are qualified to represent you before the Internal Revenue Service and other taxing authorities.


text: Expense reports can be a real pain, but they don't have to be. That's the message from Expensify — whose software makes filing receipts easier — in its Super Bowl spot. The 30-second, second-quarter spot (pre-released above) shows rapper 2 Chainz in a lavish music video. But when a record label exec (played by Adam […]Read More »


text:
The Female equivalent of Steak and BJ Day!
Let's not beat around the bush… We were sick of this "Man's Valentine's Day" tripe being floggedabout and fried-up on March 14th. If Men think that February 14th is all about us women, they're wrong (and don't deserve a Steak nor a BJ).
Thus, exactly one month later, we're running with Cake and Cunnilingus Day - April 14th.
We made a pretty earnest effort of emulating March 14th's site / layout, but if you have feedback, suggestions or ideas (or if you spot a mistake!) then please do contact us.
Oh, and we also stole their whole donation element - but switched it up a predominantly male related cause. So be sure to INVITE your partner to celebrate by making a small donation right HERE… He/she also gets a cheeky guide on how to give head and bake a sweet cake *innocent faces* … x


text:
Rex Graham says the "clock is ticking" when it comes to decisions on the port's future. He chats to Mark Story.
Until recently, most of us thought the port was chugging along nicely. What sparked the sudden code red?
The port is chugging along very nicely – there's no "sudden code red". We've been working through how to fund the port's growth for nearly two years, talking about it publicly for almost a year and a new wharf has been in planning for several years.
Read more: Council chair rejects 'shambles' claim over Napier Port consultation
Talking Point: Power up Napier Port – with a win-win HB solution
Talking Point: Is Napier Port able to clear $300 million debt for capital injection
The all-too common dilemma of Napier Port
In the past year the port hit an all-time record of five million tonnes of cargo and it is starting to struggle to cope with the demands of our thriving economy. It's turning away bigger ships and cruise ships every year and productivity is being impacted.
It has requested the regional council provide a funding solution. The funding solution is what we're consulting the people of Hawke's Bay on now. A new wharf needs to be built and in operation by 2022, with three years to construct and commission, so there's no code red, but the clock is ticking.
Selling a minority stake is council's preferred option. Why is this the best way forward?
A minority sharemarket listing retains majority community ownership and control of the Port, provides the funds the Port needs to grow and protects ratepayers from having to pay for it.
The regional council, on behalf of all ratepayers, will retain a majority portion of a strong commercial asset and Hawke's Bay people will have the potential opportunity to invest in our Port. In addition to Hawke's Bay shareholders, we expect much of the remaining shareholdings to be held by the superannuation and KiwiSaver funds of thousands of everyday working Kiwis. What we're proposing is the same ownership model as the Port of Tauranga in which the council owns 55 per cent and the remainder is listed on the NZ stock market.
Do you think there's a conflict in council as the region's environmental guardian -spearheading economic growth and capital raising for the port?
The regional council is the region's primary agency responsible for protecting and enhancing our natural environment, but there's alignment of interest rather than conflict. The council works to ensure the natural resources of the region are not only protected but also managed to provide for sustainable economic, social and cultural wellbeing – this is required by the Resource Management Act.
Supporting the region's productive sectors to make best use of our natural resources, and our competitive advantages as a region is as important in how we manage land and water, as it is in enabling the export of increasingly higher value exports through our Port.
Currently more than three quarters of the regional council's revenue-generating assets are tied up in the Port. If the Port was badly damaged or closed, through something like a natural disaster, there would be demands on ratepayers at the same time as the regional council would also be required to respond to a range of infrastructure and environmental requirements. A minority share float represents sensible risk management.
Under Option A - retaining 100 per cent ownership and control of the Port - the council would have to borrow $86 million to give to the Port and recover this via rates. That's a valid option, but it's a lot of money to borrow and some ratepayers will struggle to
pay for it. Doing this would take the regional council's debt close to its maximum level and reduce its flexibility to respond to unforeseen circumstances, such as a natural disaster. Not pursuing an alternative funding strategy, such as that proposed by the council, will constrain the council in undertaking its core functions.
In 50-100 years, doubtless the Port will again be too small by global standards and the ever-larger mega carriers. Do we upsize then too, or should there be a time where the environmental concerns usurp the regional economic dividend?
Napier is never going to be a huge, deep-water port but it does need to be able to adequately service our region and our economy. Hawke's Bay's abundance of land, water, sunshine, and large productive land area, means we have a very strong future as an exporter of food and fibre to an increasingly populated and developed world.
The long-term outlook for our region's produce is very strong and we need a port that will efficiently move produce out of the region. The value of Hawke's Bay cargo will continue to bring shipping lines to Napier Port.
You've said the issue has too many nuances for a public referendum. Is that a hard sell, given it suggests the unenlightened need saving from themselves?
That couldn't be further from the truth! There's a huge amount to consider in thinking about the future of our Port and how we choose to pay for it.
There are implications with every option for our Port, economy, ratepayers, jobs. It is the issues and options that have too many nuances for this to be a box ticking exercise - this issue requires submissions and hearings, not a simple vote count.
We're engaging vigorously on this and we've bent over backwards to promote good quality information and reach people via multiple channels: consultation documents, submission forms, supporting analysis on-line, social media, print and radio advertising, public meetings and drop in sessions, media like this.
An issue of this significance deserves this level of attention and people are responding. People are reading about it and they're making sensible comments, suggestions and asking good questions. We think this is the right way to make decisions like this. We have not made up our mind on any option and we want to hear from as many people as possible about what they think.
* Rex Graham is Hawke's Bay Regional Council chairman.