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Keys To Successful Construction Lending
With construction booming throughout the Metropolitan Washington, DC region, it is important that both borrowers and lenders pay attention to details in the construction loan processes. A successful construction loan, where the project is completed in a timely fashion and the loan is repaid as agreed, is achieved by careful coordination between the borrower and the lender. The costs associated with a construction loan will almost certainly reflect the attention to the process by borrower and lender; the less the attention to the detail by the parties, the greater the cost to both.
The process is much like any other real estate loan transaction, with the added requirements that the borrower and lender ensure that the building is properly designed and constructed, and all parties involved in the construction are paid. Fundamental to the success of the project is a borrower who is familiar with the construction process and who assumes responsibility for its oversight.
Beginning with the first meeting between borrower and lender, the borrower should deliver all available documentation to the lender (see below.) Throughout the process, the borrower and lender must communicate frequently in order to ensure that the lender has the most up-to-date versions of all documents. A successful construction loan typically proceeds as follows:
- The borrower submits a formal loan application together with copies of all available underwriting documents including the purchase contract, organizational documents, construction contract, preliminary plans and specifications and back title information. The borrower should coordinate the delivery of these documents, as the lender who becomes overly involved in supervising the parties risks lender liability exposure if problems develop later or the project is ultimately unsuccessful.
- The lender evaluates the project and issues a "term sheet" outlining the circumstances under which the lender would commit to making a loan for the project, with the borrower advancing the lender's anticipated costs associated with the appraisal and environmental review and legal costs. Not all lenders utilize a term sheet; however, those that do are less likely to chase the deal that never closes.
- The borrower elects to proceed by the terms outlined in the term sheet, and the lender receives and reviews the appraisal and environmental reports for the project. The lender will likely engage a technical consultant to evaluate whether the building is properly designed and can be constructed within the borrower's construction budget. This person must be working with the same construction documents that the borrower's representatives are working with.
- The lender issues a formal commitment letter, which can be either very specific, or can contain only fundamental deal terms while leaving negotiation of specific points for later. Whatever the form of the document, the borrower and lender should have reached an agreement as to what will be required to collateralize the loan and what information the borrower will be required to provide during the construction process, such as an ALTA survey, contracts with the general contractor and key subcontractors, additional surveys, builder's risk insurance coverage, etc.
- The borrower provides additional underwriting materials, including complete copies of the real estate purchase contract, all organizational documents, final drafts of the construction contract and the contract with the architect, up-to-date copies of the final plans and specifications, a preliminary construction budget, insurance policies, a proper survey of the property, evidence that the property is properly zoned and all real estate title documentation. The contract with the general contractor should never be finalized until after it has been reviewed and approved by the lender.
- No construction should proceed until after (i) all required permits have been issued; (ii) the loan closes; and (iii) the deed of trust or the mortgage is recorded in the land records. Contractors and material suppliers have lien rights in construction projects – and these rights may be superior to a lender's rights as mortgagee if the proper procedures are adhered to.
- The lender should work closely with counsel to ensure that the construction loan agreement is tailored to the transaction, removing requirements that the lender has no intention of enforcing. At this stage, the parties should reach agreement as to how the loan proceeds will be advanced and how the loan will be repaid. Do the parties contemplate that there will be partial releases of the project as it is completed – as in the instance of a condominium or housing project? Will a permanent lender provide funds to repay the construction loan, and, if so, what underwriting requirements must be satisfied before that can take place?
- Closing takes place. The lender partially funds the loan to provide acquisition funds. Almost without exception, the borrower should expect that the borrower's equity will be injected into the project before the lender makes an initial loan advance.
- Construction proceeds. Loan advances are made periodically as the borrower provides evidence of compliance with the lender's construction loan requirements, and both borrower and lender should make provision to have the construction inspected as it proceeds. Remember, the lender's inspector does not work for the borrower; a lender who allows a borrower to rely upon the lender's inspector is potentially exposed to lender liability claims for any construction defects. To the extent required, disbursements are made through a title company and "pending disbursement" endorsements are provided.
- The building is completed. At the time of completion, the borrower should expect to provide documentation showing that the project is complete and compliant with all regulatory requirements such that a certificate of occupancy has been issued, all contractors and suppliers working on the project have been paid and lien rights extinguished and that all other conditions of the construction loan agreement have been satisfied.
If all proceeds as planned, the project will be completed at or close to budget. The wise lender and the wiser borrower will proceed with the construction process assuming that they will encounter problems. If borrower and lender work together, the result will be a soundly constructed building and the loan will be repaid.
Arnold D. Spevack is a principal in the firm's Commercial Lending and Real Estate Transactions groups. He can be reached at (301) 657-0749, or via e-mail at firstname.lastname@example.com.


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Further Consideration Of Swift Methods For
This may mean engaging a family and divorce solicitor in London , like Saracens Solicitors. During divorce proceedings, many fathers want to establish regular contact with their children. This can often be arranged informally with the mother. However, sometimes it is best to get a formal agreement using a divorce solicitor in London or elsewhere. This means that contact cannot be randomly withdrawn for emotional or other reasons. Mediation may be helpful in many situations to establish the father's rights . Many courts will not consider a case unless mediation has been attempted first. Many law firms now have experienced mediators on staff that can assist with this process. Organisations like Resolution, can help people find a divorce solicitor in London and the rest of the UK who can assist with a constructive and conflict-free resolution.
To read more about resolving divorce via mediation visit family law

subset: commoncrawl


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SYDNEY, Australia — To work in the Royal Archives at Windsor Castle in England is one of the most delicious prizes for a researcher. Climbing the steps to the Round Tower, where you can read centuries-old correspondence between monarchs and their ministers, untie ribbons binding intimate family records and feel the parchment crackling in your fingers, is viscerally thrilling.
You are also, at every stage, reminded of the privilege it is. You must pass through several layers of security, dress appropriately and use only "non-propelling" pencils. Disconcertingly, visitors must expect to be escorted to the bathroom and searched before departure (to prevent the theft of precious documents).
It's rarefied, elevated, lofty. And extremely frustrating.
Established by King George V in 1914, the archives are a private collection, with no public right of access. Their records are exempt from freedom of information laws and the rules covering Britain's National Archives that have traditionally allowed for the release of most government documents after 30 years.
Even for highly qualified scholars, it is difficult to gain entry to the Royal Archives, which cover two and a half centuries and hold roughly two million documents. An unspecified number of boxes and files are off limits for no stated reason, and there is no public catalog. And the process by which the keepers decide who may enter is mysterious and opaque. Researchers are left with the uncomfortable feeling that there may be material withheld, and that their quest for historical accuracy and completeness could be thwarted.
It is hard not to conclude that the gatekeepers regard their role, in part, as guarding the reputation of the British monarchy. Even today, nearly two decades after the death of Diana, Princess of Wales, it is deemed too risky to let slip the mask of monarchy and reveal that, as for us mortals, life can be a messy business involving illness, infidelity, complicated marriages, mistakes and prejudices.
Such discretion about the private lives of living members of the royal family is understandable, but why must those of monarchs long dead remain shaded and secret?
My own requests to study in the Round Tower were repeatedly rebuffed — despite my credentials as a writer working on a forthcoming biography of Queen Victoria and a clear commitment to good scholarship. After several attempts and many months, my request was rejected — on the grounds that I had not written a biography or royal history before.
It was not until Quentin Bryce, a former governor general (Queen Elizabeth II's representative in Australia), pressed my cause that I was finally admitted. Having first been crushed, I was jubilant — but what of the many other worthy historians who happened not to have an influential supporter?
The secrecy and selectivity of the Royal Archives are well known among academics and historians, many of whom have encountered delay and censorship by the archives' custodians. Attempts to control what is published have often led to protracted disputes.
While the success of recent TV dramas like "The Crown" and "Victoria" proves the enduring popular appeal of fictional accounts of the British royal family, historians are still fighting subterranean battles to tell the uncensored truth. And the censors can be capricious.
"On one occasion something was taken out of my Queen Mother book," says the biographer Hugo Vickers — only for the information to appear later in someone else's book. "That made me cross."
When writing a book about Victoria's daughter Louise, Lucinda Hawksley was warned off even trying the archives by other authors. "You will come up against a brick wall," she was told. Princess Louise, an artist and a beauty, married a man assumed to be gay and enjoyed a storied love life; her lovers are believed to have included her brother-in-law and a prominent sculptor said to have died in her presence.
When Ms. Hawksley requested Louise's file, she was simply told it was closed. She thinks this is pure censoriousness — and that Louise, famously candid, would have been "horrified" at this Bowdlerization.
The purpose of my book on Victoria was to hack through the thicket of clichés around the great queen: that she was an implacable puritan, a harsh mother who hated her children, a reluctant monarch, a puppet and a creature of the men around her, and a widow who refused to rule. But what I learned through my interactions with the Royal Archives was that their control of vital records make it hard for historians not to hew to the myths.
I have great respect for the archival librarians, who are careful, rigorous and exacting, and I was very grateful for the opportunity to study there. But after a senior archivist read my final manuscript to check any references to material in the Windsor collection — a precondition of entry — I was asked to remove information for which I had uncovered evidence outside the archives. This concerned Victoria's burial instructions and other evidence of her loving intimacy with John Brown, her personal servant in the Scottish Highlands. My reference to an episode of postpartum depression was also queried.
After months of consultation with lawyers and rewriting to avoid any breach of "crown copyright," which lasts 125 years for unpublished documents, I decided not to take out the material. But I suddenly understood the reason for the exclusion of such material from other, approved works on Victoria.
Still, there is hope.
One historian who has recently been researching in the archives (but wished not to be named for fear of repercussions) reports signs of "more openness" at Windsor, since the appointment in 2014 of the respected Oliver Urquhart Irvine as the royal librarian. But there is a long way to go.
The Times of London has been campaigning to see documents relating to correspondence between the royal family and the Nazi regime before World War II. The Guardian fought a decade-long battle (which it won in 2015) for access to Prince Charles's secret "black spider memos," so named for his distinctive handwritten ink annotations, in which he lobbied government ministers.
"Without compelling individual reasons otherwise," a Times editorial argued, "there should be a systematic presumption that royal documents will be made public. Royal history is British history."
And not just British history but the history of the Commonwealth, and of all the countries of the former British Empire. Australia's prime minister, Malcolm Turnbull, wants to shed light on the 1975 constitutional crisis when Sir John Kerr, the governor general, dismissed one prime minister and appointed another. Mr. Turnbull wants historians to be able to view the correspondence between the queen's representative and the palace.
It is as though the archives' keepers have taken too literally the words of the Victorian constitutional historian Walter Bagehot: "We must not let in daylight upon magic." He meant only that the queen must be kept above politics, not that she should be kept a mystery.
By rationing access and suppressing evidence, the Royal Archives have accomplished the very reverse of their intention. In the absence of the full historical truth about the British monarchy, sensationalism, suspicion and spin have reigned for too long.


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Rufous hummingbirds didn't freeze
Tough bird, looking to refuel at feeder, kept its cool when sugar water froze over
A rufous hummingbird showed up at our hummingbird feeders despite temperatures in the low teens and a snow-covered backyard under dense cloud cover.
The plump male bird, with a deep-red throat and rusty-orange hues on the crown, sides and tail, had migrated to our yard in October from breeding grounds in the Pacific Northwest up to southern Alaska at 61-dgrees north latitude, which is farther north than any other hummingbird ventures to breed.
Cold weather was nothing new to this bird. But it did need energy from sugar water in the feeders to power its daily activities.
Unfortunately, the sugar water in the feeders was frozen and a cake of ice covered the feeding portals.
So we mixed up fresh sugar water, filled up spare hummingbird feeders and replaced the frozen ones. It didn't take long though for ice to again cover the feeding portals.
I splashed hot water over the feeders to melt the ice. I must have had a brain freeze about chemistry and physics - hot water freezes faster than cold water. Duh!
I scraped the ice off the portals. The sugar water wouldn't freeze for at least several hours because, as my unfrozen brain remembered, icy molecules cannot move quickly through sugar water.
Whew. The hummingbird got fresh sugar water. Good thing, too, because our nectar-producing shrimp plants along with similar plants were drooping ghosts in the hard freeze.
More Information
Rufous hummingbirds
9 Rufous hummingbirds are annual winter residents in Houston neighborhoods.
9 They prefer wooded neighborhoods with nectar-producing plants and hummingbird feeders.
9 Females differ from males by green crown and back with ruddy sides.
9 Both males and females are fiercely aggressive at hummingbird feeders, even chasing off songbirds.
9 Additional western hummingbirds occasionally spending winters in Houston include broad-tailed, Calliope and Allen's, which are virtually identical to rufous.
The rufous hummingbird did fine during the day, feeding on sugar water and tree sap for energy. The bird got its required protein from eating insects that, though dormant during the freeze, were still retrievable from tree bark, beneath leaves and even from traps in tree sap.
Protein metabolizes slowly and sustains the rufous through freezing nights. The hummingbird also survives nights by going into a state of torpor, when the metabolic rate slows down, body temperature lowers by 50 percent and heart and breathing rates slow down.
At daybreak, a bird awaking out of torpor needs food fast, in the form of nectar or sugar water, to revitalize itself.
We should have known nighttime temperatures hitting the low teens would freeze sugar water in the feeders, and we should have brought the feeders inside and put them back out at dawn. Not a mistake we'd make again.
Still, our rufous hummingbird did fine on that first icy day. Must have had enough tree sap to tide him over until we got our act together.


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December 12, 2019
Although "B Corporation" and "benefit corporation" are terms commonly used interchangeably, the B Corporation name is not just an abbreviation for the benefit corporation legal entity.
Dirk Sampselle, former member of the B Lab policy team, a benefit corporation consultant and frequent speaker on social enterprise startups, decodes the two frameworks in an ongoing series.
04 Jun UN Sustainable Development Goals – Rather than Corporate Opportunity Are SDGs Used for Greenwashing?
23 May Do Your Company's Sustainability Efforts Support Financial Performance?
16 May From Growth Mindset to Ethics and Data Privacy Mindset
10 Jan CSE Forecasts Top 10 Sustainability Trends for 2018
20 Nov Holiday With Purpose: Working to End Gender-Based Violence in Fashion Supply Chains


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Win a 2-Hour Personal Styling Session in NYC
We are happy to announce a competition to win a personal styling session with Style Doctors! This includes a 2-hour shopping session with one of our NYC Stylists worth $200.
Self-improvement starts with how you feel and at Style Doctors, we know that if you look good, you feel great! After a New York City personal shopping appointment with us, we assure that you'll have a new-found sense of confidence and an entirely new arsenal of knowledge to style yourself. Learn how to dress your body, how to shop for your budget, and how to determine which shops and brands are best for you.
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- Winner will be chosen at random.
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- This voucher expires October 31st, 2017.
- By entering the competition, entrants give permission to Style Doctors to promote any images online in relation to the style session.
- The style session is strictly for one person.
- Style session will take place in Manhattan.
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Place of Origin:Jiangsu Provience, China (Mainland)
Brand Name: KNL
Model Number: Kayaba hydraulic pump spare parts KYB87
Theory: Rotary Pump
Structure: Piston Pump
Usage: Service Parts,completely replace the original
Power: Hydraulic
Standard or Nonstandard: Standard
Fuel: hydraulic oil
Pressure: High Pressure
Application: Service Parts,repaired parts,fitting
Packaging & Delivery
Packaging Details: Standard export carton or wooden box packaging.
Delivery Time: 2 DAYS AFTER PAYMENT
Product Description
Main Shaft
Cylinder Block (Barrel)
Valve Plate M
Retainer Plate
Center Pin
Our products can exactly replace the original series products.
We can also be customized according to your requirements
Why choose KNL hydraulic products?
JIANGSU KNL HYDRAULIC PUMP INC. is one of the biggest earliest company that manufacture hydraulic spare parts in china.
Most of the spare parts we have in stock. We can delivery immediately after we confirmed.
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KNL has standard workshops, professional structures,Since its establishment, the company has been adhering to technology-led, 5S international advanced management methods, implementing scientific management, and strictly in accordance with the ISO9001 quality management system certification standards to organize production, providing users with products and services that exceed national industry standards.


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Have you ever received one of those holiday letters? You know, the
kind that tells you everything that's happened in the person's life
during the past year, from births to deaths, the good, the bad, the
ugly, and everything in between. . . ?
A few years ago, as Donna sat down to write her New Year's
resolutions, you know, that list of things you think you should do
but for the most part never happen, she remembered those holiday
letters and decided to try something different. If you're tired of
writing out your resolutions but still want to set some goals for
the coming year, try this:
Write the holiday letter you will be writing one year from today.
Date your letter December, 2012,
Begin your letter with:
Dear (your name)
What a great year this has been! This year I . . .
In this letter you get to tell, in as much detail as you can, the
story of what will have happened to you by next December, 2012.
Place yourself in the future, looking back. Report on all the
insights you acquired and milestones you attained throughout the
year as if they have already happened. Write everything in the
past tense. No "I hope, I intend, or I will." Instead, you'll
write something like, "I had fun exploring new networking events
this year. I served on a committee which led to establishing a
closer relationship with Sue. Not only are we friends, but we do
business together, as well."
Write about the person you will have become by next December. What
are the attitudes, feelings, and worldview of that person who will
have done and become so much during the year.
Sometimes, when attempting an assignment like this, your inner
critic might get in the way and either stop you before you start or
keep you focused on what you should do in the coming year rather
than what you really want to do.
Here are some tips to get you going while keeping your critic at bay:
1. Get yourself in a great state – excited, playful, full of anticipation.
2. Set a timer for 5 minutes and start writing everything you want
to have done by this time next year.
3. Think about your personal, family, social, career, financial,
community & spiritual goals.
4. Get as many words down as possible in the 5 minutes .
5. Don't stop writing, keep the pen moving across the page. Don't
6. Write fast without stopping to consider, to edit, to rearrange,
or critique.
7. Plow through objections, mow down the inner voice that
criticizes your every word.
8. After the first 5 minutes are up, take another 5 minutes to make
any changes necessary for you to feel satisfied with your letter.
If this project sounds like a good idea, don't put it off. Do it
now! It only takes 10 minutes to capture your thoughts on paper
and set yourself up for success in the coming year.
Once you've written your letter, you can either put it in a special
place where you can find it next December, or place it in a
self-addressed stamped envelope and ask someone to mail it to you a
year from now. No matter what you do with it, just writing the
letter moves you that much closer to achieving your goals.
Wishing you a wonderful new year where you receive your heart's
You are welcome to reprint and distribute copies of our articles
provided you follow our reprint guidelines .
Copyright © 2012, The Networking Gurus, Donna Feldman and Cindy Rold.


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Monitoring remaining time on Riello MLM 10kva - UPSMon SNMP
Monitoring remaining time on Riello MLM 10kva - UPSMon SNMP
The server runs UPSMon v5.4.3 and the autonomous time is displayed locally.
Currently the UPSMon software is configured to react to events (on battery / on bypass / etc) by sending alerts via email and
executing a DOS batch file (which we use to pipe alerts through an in-house messaging system).
However these alerts only occur at the beginning of an event.
I am trying to determine how to provide an intermittent notification of the remaining battery time / autonomy once the UPS AC supply fails and it is running on battery; ideally this would be through SNMP to a separate box housing our PRTG monitoring system. The server connected to the UPS is already monitored by SNMP from our PRTG monitoring server.
I've reviewed the UPSMon software user manual which is somewhat sparse and gives no guidance; we have no MIB file for the server and I am unable to locate it.
I've run some fairly SNMP walk tests and can currently see no available interfaces relating to the UPS.
The alternative to SNMP would be to intermittently execute a script file whilst on battery (which the UPSMon software supports) however I have yet to be able to pass the remaining time to it using the UPSMon variable $REMTIME.
Has anyone handled a similar scenario? Am I overlooking another option?
Always code as if the guy who ends up maintaining your code will be a violent psychopath who knows where you live.
Martin Golding


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As open enrollment is just around the corner and many of our patients are asking us our opinion on insurance plans I feel it may be helpful to explain what insurance is, what it isn't, and how to properly choose the plan best for you. Before you read the rest, please watch this short video. It simplifies what insurance is supposed to be and what it is not supposed to be.(Disclaimer: All views expressed in this video may not be held by Tri-Lakes Family Care. It does help educate all on how insurance is structured.)
So let's start with the basics. First we will explain what the confusing terms that insurance companies use mean so you can have a better idea of what to look for when you are choosing your plan.
- Premium: This is the amount you have to pay per month to have active insurance coverage. This can be either individual cost or a family plan.
- Co-Pay: This is the amount you pay up front when going to see a health care provider. Typical co-pays for primary care range from $20-35 dollars while co-pays for urgent care are sometimes $50-75 per visit. THIS DOES NOT MEAN YOU ONLY PAY THIS AMOUNT TOTAL FOR THE VISIT. It simply means this is what you pay up front when you need an appointment.
- Co-Insurance: This is the percentage you pay for covered services until you have reached your max out of pocket limit. Most of the time this is either 20% or 30% of the cost. You'll often see this listed as an 80/20 plan or a 70/30 plan. Meaning, if you have a medical bill for $100 then your 80/20 plan will pay 80% of the cost while you get billed for the 20% meaning you will pay $20 of the bill.
- Deductible: This is what you are required to pay before your insurance will pay on your behalf. So if your deductible is $5000 then you will pay up to $5000 until your insurance will start paying anything on your behalf.
- Max Out of Pocket Cost/Out of Pocket Limit: This the maximum you will pay for health care services in a year. THIS DOES NOT COUNT YOUR PREMIUM.It does count your copays, deductible and coinsurance costs.So here's an example of a plan that people often choose and how it would work in real life. Often individuals will purchase an 80/20 plan with a $200 monthly premium, $20 copays for PCP visits and $50 copays for urgent care, having a $6,000 deductible and a $7,000 max out of pocket cost. This means when you go to your health care provider with a sinus infection you would pay either $20 for seeing a PCP or $50 for seeing someone at urgent care up front on the day you are in their office. Then, if you have not used your insurance at all that year yet, the $120 bill that the health care provider files with your insurance will now be your full responsibility making your total cost for a sinus infection be $140 or up to $170 for urgent care. If you had a car accident and you had paid $6,000 in medical bills to the Emergency Department and then had the same sinus infection then your 80/20% plan would kick in and you would owe an additional $20 at the end of the day until you paid a max of $7,000 out of pocket that year.
So as you can see just the terms can be overwhelming, much less choosing a full plan. Here's some nuts and bolts to remember:
- If you love your current health care provider and want to stay their patient the FIRST thing I would do is call and find out what insurance plans they have a contract with. This way you don't pick a plan and then find out that you cannot keep going to your current provider. As a provider we cannot always get contracts with insurance companies even if we want to. For example, currently we would LOVE to accept Cox Health Plans. However after two attempts they have not accepted us into their network. So our patients who carry Cox health plans have to go out of network when they see us.
- Most of the time if your monthly premium is LOW then your Out of Pocket Limit and Deductible will be HIGH. Alternatively, higher premiums result in less out of pocket costs when something goes wrong.
- If you rarely use a health care provider then it would likely be wise to go with a high deductible plan and therefore save on your monthly premium. Although the risk with this is that if something does go wrong and you end up with a high out of pocket cost you must pay for choosing the lower premium plan.
- Look into OTHER options for insurance. For instance there are companies like Christian Health Care Ministries, Medishare, or Liberty Health share. They are ACA exempt so you will not be fined for not having insurance and are so affordable.
I'll share my personal experience. My family of four who are all healthy and have no previous medical problems applied for insurance. The lowest option we could find was for a premium of $898 per month, with primary care copays of $30, Urgent Care copays of $75, and our deductible was $12,0000. I don't even remember what our max out of pocket cost was because I was so blown away at the almost $900 monthly premium for a horrible $12,0000 deductible! We decided to become members of Medishare. We now pay $205 per month and our deductible as a family is $5,000. (PS I do not get paid for my blogs, so I am simply sharing my experience. I am not a salesman)
Finally, as health care providers we understand that insurance is a tough hoop to jump through. If you have questions ask your health care provider. If they don't have the right answer it is likely they will know an expert for you to reach out to.
We at Tri-Lakes Family Care currently accept the following insurances: Anthem Blue Cross Blue Shield, Coventry, United Health Care, Health Link, Cigna, Multiplan, Medicare, Medishare, & Medicaid(and maybe even more that I might have forgotten to list). Our current self pay rates are extremely affordable with the first visit being $100, and every visit after is $85. We often can offer ultrasounds for a rates between $80-$120, and labs are often under $100 for yearly panels that include sugar, cholesterol, liver function, kidney function and thyroid function. So if you are cash pay and need someone to consult with regarding your health we would be glad to help you and hopefully save you money.
Feel free to message us with questions through our website. If we don't know the answer we will find someone that does!
As always, I hope you stay happy and healthy,
Carolyn Clark, NP-C


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The Best That Vegas Had To Offer
A Look Back at the Highest Scoring Performances of the Top 10 Quartets at the 2017 International Barbershop Convention
Every year, the Barbershop Harmony Society comes together to meet, join, and, of course, sing together at its International Convention. This past summer, the scene was set in Las Vegas as 55 quartets from across the globe came in the spirit of harmony to see who would be crowned the year's best quartet.
In one of the tightest races in recent memory, these 10 quartets stood tall as the best of the best, with two fan favorites competing through to the last round until at last a winner was crowned; a mere 25 points separating first from second place.
These are those quartets, in ascending order, with their highest scoring song, its total score (out of 1500), the quartet's final percentage, and a bit of backstory.
'Round Midnight had always been a crowd favorite. With a jazzy sound and a unique style, these gentlemen could be counted on for great performances. Up until this past summer, however, they had yet to crack the top 10. Having most recently reached 11th in 2015, the group took a year off from competition to focus more on family and other matters. Back with their usual flair and an even stronger sound, 'Round Midnight finally cracked the top 10, to the delight of the crowd and elation from the quartet and their families.
Their highest scoring song came in the quarterfinals with their rendition of the Sam Cooke song, "Nothing Can Change This Love."
The Newfangled Four may be the new darlings of the world of barbershop music. Providing a burst of youth, a wide array of song styles, and a strong and compelling stage presence, these young men are well on their way to medals and, possibly one day, an International Championship. The 2013 Youth Quartet Champions, The Newfangled Four has steadily been climbing the rankings, using a mix of barbershop classics and new arrangements to gain ground each year. Their previous high had been just one year prior, as they were 11th in the 2016 contest.
Their highest scoring song came from their convention-stealing semi-final set, with their rendition of the Mary Poppins classic, "Supercalifragilisticexpialidocious."
Artistic License is one of the most consistent quartets to have competed at the International Convention. Never afraid to take on a challenging song, and allowing each member a moment to shine in each piece, these gentlemen are truly what barbershop music is all about: collaboration, unity, and harmony. Climbing place by place over the last few years, this quartet has always provided a mix of elegant theatrics and a strong, united sound. Having placed 9th the year prior, Artistic License came together and continued their streak of rising up the rankings.
Their highest scoring song came in the semifinals with their rendition of Sherwin and Maschwitz's "A Nightingale Sang in Berkeley Square."
Category 4 has possibly the most complex journey as far as the other Top 10 Quartets are concerned. With a name change and a few new members, they returned to the contest stage this past summer, bringing back with them their usual charm and carefree attitude with their solid sound. Always ones willing to make fun of themselves while mixing in some of their contest favorites, Category 4 knows how to put on a solid performance in each contest. Mainstays in the Top 10, these men are always in the conversation and don't plan to shy away anytime soon.
Their highest scoring song came from their semi-final set, with their medley rooted in the Gershwin classic, "Let's Call the Whole Thing Off."
Stockholm Syndrome is the latest in an ever-growing list of examples of the power that the foreign affiliates bring to the International Contest. With two former champions and years of experience amongst them, these young men continue to show the strength of Sweden with another strong showing. Using a mix of classic barbershop arrangements with their own twists along with a few new charts, Stockholm Syndrome continued their climb up the ranks, inching ever closer to a medal and perhaps a championship in their future.
Their highest scoring song came in the semi-finals with their emotion-driven, powerful rendition of the 1950s Bob Russell and Paul Weston ballad "No Other Love."
Quorum has one of, if not the, best sounds in barbershop singing today. With a strong bass and tenor that can blend without overpowering the sound, a baritone that fits in each chord like a glove and a lead with proven experience and power, this quartet has it all. When these four men take to the stage, you can be sure that their set will most likely leave you on your feet. Able to take a variety of songs from a variety of sources, Quorom has the potential to remain a medalist quartet, and perhaps become a not-so-surprising champion as well.
Their highest scoring song came in the quarterfinal round, when they performed their rendition of the Rodgers and Hammerstein ballad from Cinderella, "Do I Love You Because You're Beautiful?"
Throwback has possibly the most powerful sound of the Top 10 Quartets. With each voice capable of bringing the volume behind the highest and lowest notes, these men are constantly inching closer and closer to a championship that some see as an inevitability. Basing their sound primarily on a heavier, more country-centric repertoire, Throwback definitely stands apart from the rest of the convention's quartets. With their growing momentum and rising rank and scores, Throwback may soon find those gold medals around their necks.
Their highest scoring song came from their quarterfinals set, with their powerful rendition of The Hollies' "He Ain't Heavy, He's My Brother."
After Hours was perhaps the most pleasant surprise to come from the 2017 Quartet Contest. Springing up the rankings to 3rd place, these young men made their presence known and left a lasting impression on both the judges and the audience. Bringing a youthful energy that flowed out beautifully from the stage, their repertoire was a balance of songs from Broadway with a few jazzy classics. With their sudden rise and the sky as the limit, After Hours could be a serious contender for that 2018 championship.
Their highest scoring song was their last song of the convention, as they closed their finals set with the jazz hit, "You're A Heavenly Thing."
Signature came into the 2017 International Contest with a ton of momentum and intrigue. After a stellar 3rd place performance the summer before, everyone was anxious to see if these men could recapture the magic of the year before. They did that and so much more. Drawing in audiences with the passion and heart behind every song, and the pure joy they had to be performing alongside each other, Signature very quickly reminded everyone why they will be seen as championship contenders for the remainder of their competitive careers. Using music from all across the spectrum, Signature is truly the definition of what a barbershop quartet can do.
Their highest scoring song came in their semi-final set and was the highest scoring song of the entire contest. They brought the audience to tears and to their feet with their emotional rendition of the Luther Vandross hit, "Dance with My Father."
Main Street almost didn't compete in the 2017 Quartet Contest. Citing financial and personal strains to keep competing, the quartet had initially stated that they wouldn't be taking part. A few months later, they stated that they would compete one last time as a quartet in Las Vegas. A fan favorite, these gentlemen gave the performance of their lives, mixing their usual comedic antics and expert timing with passionate ballads. They resonated not only with the audiences but the judges, and after years of trying new songs and joking at the judges' (and their own) expense, were finally crowned as International Quartet Champions.
Their highest scoring song came in their finals set, as they blew away the judges and brought the crowd to their feet with their energetic and spectacular rendition of the musical Chicago's "Razzle Dazzle."
And There You Have It...
What a week it was in Las Vegas, Nevada. 55 quartets came in with championship hopes and a passion for singing, and they all certainly did not disappoint. With songs covering every genre; from country to comedy, blues to Broadway, there was something for everyone at the 2017 convention. Those 55 were slowly brought down to 10, and what a stacked top 10 it was. From 'Round Midnight and The Newfangled Four breaking into the top 10, to After Hours and Quorum jumping up the rankings, to Artistic License, Category 4, Stockholm Syndrome, and Throwback, it was truly anyone's guess as to who would come out on top. Though eventually, two favorites eventually stood out amongst the competition, with many unsure as to who would be crowned as champions by Saturday's end. Main Street was able to come away as champions in a hard-fought contest, coming from behind to just hold of Signature. A fitting ending for one of the most beloved quartets in recent years.
That being said, attention slowly starts to turn towards the summer of 2018 and Orlando, Florida. With a field rich with so much talent, who knows how things will turn out? There's only one way to know, and that's to get prepared for the 2018 International Barbershop Convention.


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Open the curtains, forget what I said.
And what you wished for could come true.
You aren't surprised love, are you?"
This time last year our furnace kind of broke. I called our service provider, they sent out a technician. He fixed it but said within a year the furnace should be replaced. It would cost about $5000.00.
Yeah, yeah, yeah, whatever dude. Thanks for coming out and getting her running again.
Well. Here we are, a year later.
We have three zones in the house. Upstairs, downstairs, and woodstove/loft. The downstairs zone is not working. At all. Without heat right now are the kitchen/dining area, the brown room (which I lovingly refer to as "The Room of Requirement." Harry Potter fans can guess what is in that room) and the pink room where we play our playstation.
As far as my mind goes, as long as the bedrooms and upstairs bath have heat, that's great. We can sleep comfortably at night. Woodstove room is where we hang and watch TV and we have a cord of wood. That'll last for a couple of months (or 3 days at the rate we're burning. ha!) The loft is above the woodstove room, and consequentially the warmest room in the house. It is where am right now. Comfy, cozy and warm.
So the only problem areas are the kitchen, where we don't spend a lot of time outside of cooking. We eat in front of the TV so we won't freeze to death sitting at the dining table. The playstation hasn't been used in a couple of days because it is just prohibitively cold. I was in there the other day playing, wrapped in a fleece blanket and wearing a hat. I quit because my fingers were too cold. The downstairs bathroom is like using an outhouse in far northern Maine this time of year. Brrrr. So it is a quick in and out there, and only used when someone is in the upstairs bathroom hogging the joint up.
I can live without the zone working on the furnace. The bad news is, that probably means another zone will break and then we'll be screwed. Thing is, I don't have $5000 handy. I don't even think we can finance it.
We will have to get it fixed because the last thing I want is a pipe bursting in the kitchen or bathroom. So it is going to have to get fixed.
And I am kicking myself for not fighting for the furnace to be replaced by the previous owner. It should have been a show stopper for us. Replace the furnace or we don't buy the house. Thank you, have a nice day. But the dude wouldn't do it and we didn't want to lose the house... so we acquiesced. We gave in. And we decided we'd replace it... when it needed to be replaced.
So the long and the short of it is I have to have it done. That bums me out. Meh.
We had an incredibly busy weekend. The kind that makes me want to crawl back into bed and stay there for a full day. Friday night, I left work in Marblehead, drove the hour home to get Jess and her friend Lizzy, turned around and drove the hour back to Marblehead. Why? Well, a bunch of Jess' friends from Shakespeare were in the high school production of Cabaret. At least 10 kids were in the cast, and she wanted to see it.
I'm not a big musical theatre fan... but always support the kids in all they do. So Jess wanted to be there, and I took her. And... long and the short of it is that this was a tremendously well done production. I had forgotten so much about the play, I forgot that there is a lot of homosexuality, a lot of promiscuity, an abortion, alcoholism, and ... NAZIS! lots and lots of nazis! In fact, it was slightly unnerving at the end when a huge, giant red banner with a giant gianormous huge swastika gets lowered from the ceiling... and that's the end of the play. I could feel the audience hesitating to clap in the end. Jess said "oh! I want to clap but not for THAT THING!" It was sort of weird.
It was very nice to see her friends, and see that Lizzy totally LOVED the performance... so much so she wants to buy a DVD.
Several of the cast members were stellar vocalists, and aside from a few audio glitches, the entire production was great. Glad I went.
Saturday saw me running around doing stupid nothings. At about 4pm I took Geoff to a friend's birthday party. They had it at an indoor sports complex, so for about 30 minutes they got to play flag football. Most of the kids at the party were on Geoff's football team, so it was a blast to see them executing plays and ripping the flags off each other. They were hysterical, and it was very physical. We bailed from the party early because I had a date with Jess (again) to go up to Portsmouth NH to see Groovelily (aka "Amy Church") in their touring production of "Striking 12."
I mentioned that I'm not big into "musical theatre," but this isn't musical theatre. Sure, it's music, in a theatre, and a story is told... but it is different, better, wonderful. Amy turned me on to them a couple of years back, and they're just great.
Funny thing about the show was everyone there was like ... old. Well, I'm old... but these people (at least all around me and Jess) were like, officially old. In their 60s old. It was kind of strange. Not the crowd I expected at all. There was a guy in front of us who was a dead ringer for my father in law. And as I was sitting there listening to Valerie sing and rock the hell out of her violin, I thought ... wow. I bet my in laws would actually like this. Too bad they're not going to Pittsburgh with the tour. I'd buy them tickets.
Afterwards, Jess and I decided that we would go get something to eat, so we headed over to the Rusty Hammer and downed some chow, chatted for a long time, and pulled into the driveway just as it was striking 12...
Sunday was a lot of football, and Geoff had a cub scout holiday party. He was one of only two webelos in attendance. He felt stupid and old, didn't have a buddy there to hang with and talk to... so we left after snack. I fell asleep during the Steelers/Pats game and then was completely unable to fall asleep last night, so I was up until 2am.
Today Geoff's got a half day, and I've got parent/teacher conference at 2:45pm. I asked for a later time... but I'm kind of glad it is early. I can get it over with.
And now a collection of useless observations:
I had a very very sharp booger in my nose the other day. When I breathed in, it cut me. When I exhaled, it cut me. If I pressed on the side of my nose, I thought I'd die. It hurt so much. Why do boogers turn titanium steel sharp inside of host nostrils? Heartbreaking.
There is a woman in my building who smokes. And you always know where she's been, because there is this reek that is left behind her everywhere. I know when she's been in the elevator before me, when she's been in the bathroom... when she's been in the parking garage. It is horrifyingly smelly.
She takes the elevator up one floor and DOWN one floor so she can go out and smoke. This kind of bothers me. I mean, I'm fat and all, but up one storey and down one storey, everyone should take the stairs. Unless you've had hip replacement surgery. And even then, that's part of your rehab. I don't understand anyone who takes mechanical transport up and down one level, unless they're Geoff and they think it is funny as all get out.
I kind of feel like I'm sitting in the calm before a storm right now, and am not sure where the storm may come from next. Do you ever get that feeling? Everything seems to be going smoothly, but you know in the back of your mind, you can just feel it, you know something huge is about to go down. And there is no way of knowing from what angle. It's kind of unnerving. I know some of it is my unpreparedness around the holidays. I have not done any Christmas shopping and Christmas Eve is two weeks from TODAY. It isn't just the holidays. It feels like something more and different and I can't pinpoint what it is.
Keri is looking for a permanent home for the Shakespeare camp. We got something about a curatorship for a DCR (Department of Conservation and Recreation) property that needs a total rehab. It would be great, awesome, amazing... and luckily we are in cahoots with someone who has looked at this property and is whetting down our enthusiasm or we'd be rushing headlong into oblivion right now with trying to plan how this would work. I mean, it would be amazing. An amazing place to have the camp, an amazing place to do performances. But it would cost like a million dollars to complete the renovations. And I don't even have $5000 for my furnace. I don't know how to start or run a capital campaign. I know I want to help do this and it would be a great opportunity... but reality bites me on the ass a lot and bursts my pie in the sky dreaming bubble. But, like I said, thank God we're working with someone who tempers our enthusiasm and keeps it real. Who knows -- maybe someday we'll find something perfect for Keri and the kids where they don't have to compete with heavy metal band concerts in the pavilion, or drunken wedding receptions... sigh.
There is this guy in a huge pick up truck who turns around in my driveway every single morning. He's out there right now. Every single day. It bothers me. I mean, it isn't like some person from away gets lost and needs to turn around because they missed their turn. This is a guy who does this daily. And I have no idea why. Dude. Stop it. Stop turning around in my driveway. The house across the street has a semi-circle driveway and no one lives there. Go. Turn around there. Go loop around our street, turn right and turn right again, all within a couple hundred feet and you know what? You've reversed direction. Stop pissing me off in the morning.
I'm not sure why that pisses me off so much.
Anyway... it took me the better part of two days sitting here to write this so I ought to post it and get on my way. Have a good day all.


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VARIOUS ARTISTS / "Spanish Funk Mixtape"
This entry was posted on Monday, October 26th, 2009 at 3:51 am and is filed under Contemporary. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
2 Responses to "VARIOUS ARTISTS / "Spanish Funk Mixtape""
January 21st, 2011 at 3:21 pm
I don't know if you're still out there, but I did a search for "Spanish Funk Bands" and landed on your site. I would like to add a couple to your list that people can download for free from Jamendo.com: Papilemon and Nazan Grein.
Nazan Grein is a band from Madrid. Their album "Funky Lights" is old-school '70's funk, heavy on the bass and horns.
Papilemon is the real keeper. Their 5-song EP "Cyrilo's Hell" is one of the best things I've ever heard. It's instrumental groovy acid jazz. It's a little like Phish and little like Headhunters era Herbie Hancock. You have to hear it.
August 31st, 2015 at 2:58 pm
todo los partidos de la liga bbva en vivo y directo.
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[Issue 3/November 2012]
She plumbed fevered pipes
behind the Warsaw ghetto's
guarded seven foot walls
where parents entrusted children to her.
Sometimes an ambulance passed through
with a barking dog and a lumpy potato sack
still as death beside tiny coffins.
In an apple orchard she planted trees in glass jars
but those roots would be broken like a woman's feet.
Thousands of stars were set into the sky
by four foot eleven Irena.
J.S. MacLean has been published in Canada, USA, UK, and Australia. His
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6 The Grove Epsom KT17 4DQ
Click here to see map for location of 6 The Grove Epsom.
18/00315/FUL Proposed two storey rear extension, 1st floor side extension, and conversion of existing dwelling to provide 4 No. 2 bed flats and 1 No. 1 bed flat, including parking and landscaping.
This property lies in a conservation area close which includes the Grade 2 Listed Grove House, and the proposal is to convert the existing single dwelling into 5 flats, largely retaining the front aspect. This is the third application in recent times and, in the Society's view, represents an acceptable way of bringing the currently empty property back into use while minimising impact on the conservation area.
The Society would have preferred to avoid parking provision at the front of the house, but this will match the arrangement on other sites in the area. We also suggested that care should be taken during the development to avoid damage to the existing mature trees on the site.
See our letter here.


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It seems that the amazing GObject-Introspection work done by Johan Dahlin and Colin Walters (among others) is starting to reach audience outside of the GNOME community.
My good friend Richard Dale, the QtRuby and Qyoto (the Mono bindings for Qt4) guy is putting together some code to be able to generate QMetaObjects, the object responsible to store slot, signals and properties data on a Qt object, out of the metadata stored in the GObject-Introspection repositories. His main goal at the moment seems to be enabling a GIO-KIO bridge.
Quite interesting work, I wonder if some day it could work both ways and we would be able to access Qt classes as GObjects. Exciting, the G-I team is doing an amazing job, keep up the good work guys!


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NEW YORK (Reuters) – The Trump administration must face a lawsuit by states and advocacy groups over its plan to ask people who are filling out the 2020 census form whether they are U.S. citizens, a federal judge ruled on Thursday.
U.S. District Judge Jesse Furman in Manhattan denied the administration's motion to dismiss the lawsuit, which is backed by 18 states and the District of Columbia.
The U.S. Department of Commerce, which includes the Census Bureau, could not immediately be reached for comment.
The department said in March that Commerce Secretary Wilbur Ross decided to add the citizenship question after the Department of Justice requested it, in order to better enforce federal voting law.
A group of states and cities and several immigrant rights groups have sued to block the proposed question. They said it could lead to undercounting in states with large immigrant populations, jeopardizing their political representation and access to federal funds.
Furman said in Thursday's decision that while Ross had the power to include the question, which was included in the census prior to 1960, he may have used it improperly. The judge also said his stated reason may have been "pretextual."
The census, which is mandated under the U.S. Constitution and takes place every 10 years, counts every resident in the United States. It is used to determine the allocation to states of seats in the U.S. House of Representatives and the distribution of billions of dollars in federal funds to local communities.
Reporting by Brendan Pierson in New York; Editing by Bernadette Baum
Read Entire Article On Reuters


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Home > Health Information > Health Library > Sudden Changes in Vision
Vision changes may indicate a serious problem with the tissue that lines the back of the eyeball (retina), optic nerve, or blood vessels in the eye. Evaluation by a health professional is neededright away for sudden vision changes, such as:
Current as of: May 5, 2019
Author: Healthwise StaffMedical Review: Adam Husney, MD - Family MedicineCarol L. Karp, MD - Ophthalmology
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|International Conference and Exhibition on Materials Science and Engineering - http://materialscience.alliedacademies.com/
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During this 8 day best of the North Island privately guided tour, you will experience the best that our amazing country has to offer. Highlights include Auckland 'The City of Sails', Rotorua, the hub of New Zealand's geothermal activity and Maori Culture, an overnight stay in Tongariro National Park with views of our three most picturesque volcanoes and Wellington City with its charm and vibrancy. Sit back relax and experience the real New Zealand with your expert driver guide and explore New Zealand's majestic beauty.
Auckland Skytower / Dinner at Orbit 360 / Glass Bottom Boat / Mitai Maori Village / Te Puia Mudpools and Geyser / Hobbiton / Wai-O-Tapu Thermal Wonderland / Huka Falls Jet / Amisfield Winery / Doubtful Sound Cruise / Lunch at Te Anau / Punting on the Avon / Skyline Gondola / Dinner at Stratosfare / Big Sky Gazing / Tranz Alpine Scenic Train Ride


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Welcome to the new world of self promotion.
By Leigh-Anne Acquisto, Owner Liquorish Ink
We live in an age where personal brands are as, if not more, important than where people work or what brands they surround themselves with. In fact, the role of self promotion and self branding has become a rather dangerous pastime in some countries. There have been twelve recorded selfie deaths in 2015 so far, and only eight recorded deaths from shark attacks. Which means we live in an age where more people die from taking selfies than from shark attacks.
In fact, in some countries, selfie-related injuries have become so prevalent that governments have released guides on selfie safety.
So what's going on? Has the world gone mad, are people completely idiotic or is there some reasonable explanation for the way people have taken so strongly to self promotion?
Self branding is not new, it's just become a lot easier to do as there are now so many channels available for people to build profiles and promote themselves. According to statistics released by Facebook in late 2014, over 1 million selfies are uploaded on its platform daily.
Potential employers have also become more likely to do background research on candidates through social media to help them make an employment decision.
This shows that with every freedom comes some measure of responsibility, and while these platforms offer opportunities for people to empower themselves, they can also be a tool for destruction.
So how do you balance between positively promoting yourself and not doing yourself a disservice?
You are a brand.
Like any brand you need to think about the reputation you are building for yourself through the use of social media. Your public persona is critical. Once you decide how you want your brand to be perceived, you can start to be much more strategic about what you post. A strong personal brand can yield significant return on investment, whether you are looking for a new career opportunity, working with an organization, or leading one.
What would Mom say?
Successful brands understand the value of storytelling as a way of connecting with people. But how you tell your story is just as important as the story itself. Gauge the appropriateness of your posts by thinking what your mom or a future boss would think if they saw it. Remember, great brand stories:
Are rooted in truth
Are created with intention
Appeal twice as much to the heart twice as to the mind
Make people feel like they belong
Give people something to talk about and, more importantly, something to believe in


text: How Was Your Night? King of the West Petaluma June 2017 June 22, 2017 | Posted in Articles, HWYN? | Comments Off HWYN? Petaluma, CA KWS from Petersen Media on Vimeo. Tagged: How Was Your Night, HWYN, Info, King of the West, Media, Motorsports, News, petersen media, PR, Press, Racing, Release, Sprint Car


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COUNTRY: Sweden
CITY: Kungälv, Göteborg
CORE SKILLS: Film theory, film teaching, and shortfilm production.
EMAIL: firstname.lastname@example.com
WEBSITE: www.inuks.dk
EDUCATION: Masters degree in film and language, Aarhus University (2008)
Ever since his time at the university Inuk has been involved in several shortfilm- and marketing video productions, but it is in the teaching of film and especially film production he has found his calling.
He was a jury member of Oregon Filmfestival in Denmark for a couple of years before moving to Sweden. Today he is the head of Nordiska Filmskolan, the film department at a joint Nordic folk high school just outside of Gothenburg. Outside of work Inuk is still active in shortfilms and as a lecturer, while pursuing his hobby as an amateur photographer.


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What to Know About Laser Tattoo Removal?
From a pain factor to aftercare instructions, here is everything you should know about laser tattoo removal.
You want to remove your tattoo just because it is dated or has faded. Or it is due to your strict workplace restrictions or the breakup.
Do you think it will go from your skin easily? Keep in mind that tattoo removal is challenging unless you opt for a laser process. Or you can call it the last resort.
If you are choosing a laser tattoo removal, there are many things you should know about the process.
Here we have come up with such things about laser tattoo removal.
It Uses Intense Laser Beams to Break the Ink Pigments:
Intense laser beams are directed towards your tattooed area to break up the ink particles. However, it requires multiple sessions to fade the tattoo.
It Can Be Painful:
Laser tattoo removal is not a breeze. This is because intense laser beams cause discomfort and burning like sensation. You feel as if someone is snapping a rubber band on your skin. In fact, many professionals advice their clients to use topical anesthetic like numbing cream. A numbing cream dulls the pain and discomfort.
It Can Be Expensive:
Remember, laser tattoo removal can be up to ten times expensive than the tattooing. See if the clinic offers any deal or offer on the laser treatment to get it under your budget. You must also shop around for the best rates.
Significant Gap is Important:
The skin needs to be healed after going through intense laser process, meaning that there should be a gap between each session. Generally, a gap of six weeks is recommended while it can be up to 8 weeks for the dark skin.
Tattoo Removal Depends Upon Various Factors:
- Fitzpatrick skin type
- Tattoo layering (if the tattoo is a cover-up)
- Location on the body
- Ink colors
- Amount of ink (vividness of tattoo, if it was professionally applied)
- Pre-existing scarring
Aftercare is Important:
Although laser process is safe, you should follow aftercare instructions to avoid scarring or skin damaging. Don't pick over the spot and follow your professional's instructions. It is totally normal to have redness, scabs, bruising, hyperpigmentation and swelling after the treatment which are likely to heal on their own.
So, this is all about laser tattoo removal you should know. Apart from that, choose a certified professional to get the job done efficiently.
I want to share my experience with using Dr.numb. I tried nearly every other product when I got my tattoo work done and nothing, I mean absolutely nothing worked like Dr. Numbs cream. it honestly is the best on the market and I want to thank Dr.numb for having a solution to the pain. Thanks Dr. Numb!
I love this cream it works wonders. I was able to lay of the table while he worked on my tattoo for about 2 hours before I needed a break for a smoke. Great product!!
Wonderful for tattoos! Really helps with longer sessions. Applied thick and can't feel a thing. Would definitely recommend!
This is the 3rd time I have purchased this cream I like it a lot it does work just wrap the are for 30 minutes and done you won't feel a thing I have 3 big tattoos and I felt no pain using it
This stuff really does work and is well worth the $$. FYI, the longer you leave it on before a tattoo, the longer it lasts!!


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The Partnership CDC's Green Professional Training Initiative is underway! As part of the program, The Partnership built a greenhouse in their backyard. The greenhouse allows the program to grow sedum for green roofs locally. Additionally it provides an educational venue for the students to learn about plant selection, plant biology, and plant care.
The training initiative is part of the Green and Healthy Neighborhood program and through partnerships with The Urban Bicycle Coalition of Greater Philadelphia, Drexel University, PhilaPOSH and BioNeighbors Sustainable Homes, and NAC.
If you would like more information about Green Professional Training Initiative, then please call Alix Howard at (215) 662-1612 x 22.
Tags: CDC, community development corporation, fun, green roof, LISC, SCI-West, Supporting healthy environments and lifestyles, west philadelphia, west philly


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Let the Grand Journey Begin
Are you ready for the biggest journey in your life? You are going to rove around the world, trying to keep safe from dinosaurs' or tigers' claws, to meet some whimsical creatures, to gaze at volcanoes eruption, to survive in dark woods, to make friends with some primitive human beings, to get to the center of the Earth, and even to discover the Universe. Everything is possible in the Grand Journey Slot t released in 2012 by Microgaming, one of the biggest software developers in the gaming world. These guys really know how to make your adventures extremely unforgettable.
The Grand Journey is a five-reel, medium-volatile, and well-designed online slot machine. It has 30 paylines, where you have to collect as many matching symbols as you can. The reels are set against a view of the caves at sunset. Every game symbol is related to the theme, even the low-paying one. The game is not packed with any sophisticated 3D animations, but it still looks impressive and modern. The stunning sound effects add up to the adventurous atmosphere. As for the Return to Player rate, it is considered to be higher than average – 96.35%.
By the way, the Grand Journey is fully optimized for small screens. If you are a busy bee, who has no intentions to kill time in front of a computer or just wants to relax, sitting on your comfy sofa or walking in a park, feel free to start playing the slot on your smartphone or tablet. It works pretty well on all up-to-date mobile devices.
Tips on how to Prepare for the Journey
You should pay attention to some special symbols to make your grand journey both interesting and profitable. For example, a drilling machine acts as the Wild Symbol, standing in for any other icon, except for the Scatter, of course. Besides,in case it appears on the central reel, it turns into the Expanding Wild, covering the entire reel. It happens only when the Wild completes the winning combination.
An icon with several planets is the Scatter. It lands anywhere on the reels and pays in any position. Once you manage to catch three or more Scatters, you are awarded 15 free spins with the Multiplier Trial feature. The point is, each time you lose, the multiplier is increased by one, starting from x2 to x10. If you hit a win, the multiplier is reset. They say, you can win up to 6 million coins in the free spin rounds, which sounds just insane.
Pack Your Bags and Start Your Adventures
If you were always a true adventurer at heart, the Grand Journey is the real chance for you to start a life-changing trip. The game also offers some nice extra features that make the winning potential pretty big. So, we revolve it in our mind that there is no reasons to stay away from the given slot. Check it out by yourself and try to get to the center of the Earth.


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Silent Hill V scans from Games TM.
The more and more I see this game the more and more I wish I didn't. When I heard an American company was taking over I knew it was going to be bad... I just didn't think it'd be this bad. The game literally looks like silent Hill 2 in HD. The guy has a very similar appearance to him and everything. Right down to the coat, which is now brown instead of green.
On the up shoot, though. I still haven't played thru 3 or 4... So I don't think I really care about the series anymore anyways. I have all of them, but after playing PSP's Origins... I'm kinda done with the series all together now. The only reason I got thru Orgins cause it was such a short game. It literally took me 1 hour and 23 min to beat it.
That's what I'm talkin' about!
....games are really good, its all about the atmosphere, and this has lots of it. I hope the finished product turns out to be worth the wait.
They did a good job on the hair , it may even look more realistick then Drakes.


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Old gold: why Gillian's the pick of the crop
With first Fleet Foxes and then Bon Iver making the critics go weak at the knees with their sophomore albums this summer, it seems that a certain brand of introspective pastoral Americana is having a cultural moment.
Even in the UK, the likes of Mumford & Sons, Noah & The Whale and Laura Marling are causing a new generation of teenagers to abandon the garish, self-obsessed R'n'B divas in favour of warmer nu-folk sounds.
One of the figureheads in the Stateside revival of roots music is Gillian Welch, whose debut 1996 album was called, appropriately, Revival. Close harmony duets with her musical and life partner David Rawlings, spartan banjo picking and flashes of harmonica were Welch's calling card -- you could call it The Shock of the Old.
"When me and Dave started and put out our first record, I remember feeling like a freak," she says. "I have such a clear memory of feeling like a Martian. I'm so happy now to look around and see so many comrades out here in this hinterland with us."
After the success of Revival and its acclaimed follow-up Hell Among The Yearlings, Gillian found herself sharing a microphone with Emmylou Harris and Alison Krauss, and their contributions to the soundtrack to the Coen brothers film O Brother Where Art Thou? (sales: seven million and counting) saw them steal the show at the Grammys.
Next came Time (The Revelator) in 2001 and then 2003's more musically expansive Soul Journey.
But then the trail went cold. A long hiatus was finally broken in 2009 when Welch sang on Rawlings's first solo album -- he called his band The Dave Rawlings Machine.
And now finally, after eight years, the Nashville-based singer is back with The Harrow And The Harvest, another masterful collection of new songs that feel straight out of the grand canon of folk music.
So what took so long?
"We were trying to write that whole time," says Gillian. "We did quite a bit of touring, mostly in the US. We played on quite a few friends' records -- The Decemberists, Bright Eyes. . .
"It's not as if I had writer's block. There are notebooks full of songs. But I think it was good that we waited. I'm not sure that we had anything to say before -- and I don't know why that was.
"I remember one night when Conor Oberst took me aside and said 'Look, you have to make another record. We're waiting for it. We really need another record from you.' Eventually it got through to us and we sort of snapped out of it."
Having grown up in southern California, Welch moved to Nashville soon after graduating from Boston's Berklee School of Music. If there's a thread running through The Harrow And The Harvest, it's in a palpable yearning for the American South -- there are references to Kentucky, Tennessee, Dixie. . .
"I almost felt as though I had fallen out of love with the south for a little while," says Gillian. "I was so romantically attached to Tennessee when I moved there 15 years ago; it was so rich to me. It was like a magical place. So many albums in my record collection that I love had been made in Tennessee: Blonde On Blonde, Neil Young records, Elvis records, Bill Monroe records, Townes Van Zandt records ...
"But then, after living there for so many years, I had somehow become immune to this great deep musical well. So part of what was going on with this record was that I rekindled my love affair with the American South. Just like with a person -- if you've been married a long time, I'm guessing, their charm would wear off and you'd have to work to rekindle this passion.
"This is what had to happen between me and Nashville -- and I'm happy to say that we patched things up!"
Gillian's love of Nashville is well documented -- she and Rawlings bought RCA's old recording studio there, thus saving it from the demolition wrecking ball. It all seems a long way from her childhood in southern California. Or does it?
"Southern California has a rich musical tradition, too," she says. "Let's not forget Bakersfield. But that's not what I was listening to. I started singing Woody Guthrie songs and Carter Family songs when I was about seven. I was taught them by a hippie music teacher at my grade school who thought we should be learning folk music. I loved it. I just never stopped.
Hence her liking for the banjo. . .
"I like the songs where I play banjo because you remember that the banjo is a drum -- they tend to be more rhythmic than the guitar-based ones. And more bluesy."
I mention that many of the songs on the new album sound like they could have been written at any time over past 150 years, such is their olde world feel.
"There's a certain folk classicism that I admire deeply," she says. "It's not just an intellectual admiration. It hits me so viscerally -- the poetry is so effortless, and yet so timeless. I find it all-consuming. I can't help it. I don't feel like it's something I chose to do. I feel like this is the way I have found to best express myself."
I wonder how difficult is it to be both romantically and professionally involved with the same person -- Gillian and David Rawlings write, record, tour and live together. . .
"I've never met anybody that I was so completely like-minded with. It's almost spooky. We certainly don't argue when we're in the studio. I dare say there's no one I can imagine actually writing songs with besides him. We write everything together. But can I imagine doing that with another person? No way. Because it's a completely unguarded, illogical process. It's completely impossible to explain what it's like."
Gillian is a big favourite with Irish audiences, from her first show in Dublin's now defunct Da Club to a brace of spellbinding gigs in Vicar St.
"I remember those Vicar St shows really well," she says. "There's always a really great crowd in Dublin. I always have this feeling when we play there that no one's missing anything -- not a word, not a note is getting by.
"You might think that's disconcerting but it's not -- that's a great feeling. You feel like people are really hearing what you're doing."
The Harrow And The Harvest is out now on Acony/Warners. Gillian Welch is rumoured to play Dublin in November.
Indo Review


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What is Vendrive? Well, if you're a wholesale Amazon seller, you're probably looking for a CRM. Customer relationship management. From interactions with your suppliers to product analytics and sales dashboard. Vendrive was developed by James Yanyuk, a Computer Science major focused on AI. James jumped on the Amazon FBA bandwagon in 2016 with his startup company Berkshire Trade. As a developer, Yanyuk was overwhelmed by the use of the traditional seller's dashboard on Amazon, knowing much of it could be automated. His brain worked day and night trying to figure out ways to improve every step of selling From logging all conversations with suppliers, tracking incoming and outgoing shipments, calculating profits, analyzing product data & competition, working with Amazon PPC, repricing, working to win the spot in the Buy box and more. Vendrive CRM was a result of his efforts that are constantly evolving.
You can get through the doors of Vendrive CRM completely free! If it helps you save time and make you more money, then we welcome you to join the thousands of subscribers! In addition, if you are interested in joining a community of Amazon FBA Wholesalers, visit our Facebook Group – Amazon FBA Wholesale. With weekly Q&A live events conducted by Amazon sellers, you'll be learning valuable information and gaining tips to help you succeed. The community is 100% free and is only growing! So let's talk about Vendrive a bit more.
Analyze Amazon Products
Vendrive lets you quickly view data on all products sold on Amazon. Learn your competition, see how the product is selling, how it's ranking and simulate your profit margins with the prices your suppliers give you.
It's really a powerful a tool that is made by Amazon sellers and for Amazon sellers. Packed with a ton of useful features from large to small, such as taking notes while negotiating with a supplier:
It really does not miss a single useful step. James Yanyuk handcrafted this tool for himself knowing other Amazon sellers will benefit from it. If you're ready to start wholesale sourcing for Amazon more aggressively and go on to the next level, Vendrive is your tool.
Vendrive was developed by James Yanyuk. In June of 2018, Artem Martynyuk joined the team as a co-founder. We are constantly developing new and improved tools for Amazon sellers. If you are looking for a good repricing tool, or an automated AI-based repricer – check out AURA.


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Sit comfortably and enjoy the beautiful summer weather with this sturdy and durable Harriet Table. It makes a beautiful centre point within its elegant range. This table is manufactured from high quality pressure treated timber to withstand the test of time and comes with 10 years guarantee against rot.
Size (W x D x H)
1.60m x 0.76m x 0.75m
Important Delivery Information
Free delivery applies to all postcodes within England, mainland Wales and Southern Scotland. If you live in the Scottish Highlands or Isle of Wight (Zone B), this will incur an additional surcharge of £12.00. Unfortunately we cannot deliver to any Scottish Islands, The Isle of Man or The Channel Islands.
Zone A – Free delivery
Zone B – AB 1-9/ 13-14/ 21-23/ 30-56, IV 1-40, KA 27-28, KW 1-14, FK 19-21, PA 20-39, PH 11-40 PO30-41


text: Anna joined Water4 at the beginning of 2019, bringing with her nine years of experience working in international development in various capacities, including operations, fundraising, grants management, and communications. She holds a Bachelor's degree in Business Management and Economic Development from Eastern University and a Master's degree in Globalization and Development from the University of Manchester. Anna is passionate about finding business solutions to address social issues and is excited to dive into the work that Water4 is doing to empower local entrepreneurs to address local challenges. Anna loves to travel and has been to 40 countries and counting. In her spare time, she enjoys photography, music, playing in the sunshine, and bringing people together to celebrate life.


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All-Natural Goat's Milk Soap
Our bar-istas pour this luscious and cleansing cocktail. Our version of a vanilla latte (sans the caffeine jitters). We even leave the coffee grounds in for that revitalizing pre-breakfast exfoliation.
what's inside? ingredients you can pronounce. Saponified 100% food grade olive, coconut, palm & castor oils, in a goat's milk base, with herbs, pure essential oils and natural colorings.
- Item #: 21104
- Manufacturer: Indigo Wild
Zum Bar - Coffee-Almond
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I was so excited to try a new meal from my new FIXATE cookbook last night!! I had always heard of eggplant, but never actually tried it or cooked with it, so it was a new experience and honestly quite scary! The result– AMAZING!! Kip, my husband, even had 2!!!
Very simple– made it all on the stove top.
sauteed green peppers and onions to top the burger.
added the sliced eggplant to the pan (used as the bun)
side of fresh cut corn and yellow squash (my husband calls it 'crookneck & corn dish)
And we enjoyed!!
So many fun dishes to try in Autumn's new cookbook!! Check it out here to order!


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Join Our Summer Ministry Team
Applications Deadline: April 1, 2019
(Or until all positions are filled.)
It has been said before in Christian camp ministry, "It's the hardest job you'll ever love."
Serving at Lost Timber is possibly the most important job you will ever hold. Not only are you responsible for the lives and safety of youth, you also have the opportunity to impact their spiritual growth. If you are chosen to serve with us you will be challenged physically, emotionally, mentally, and spiritually. That's a good thing though, being challenged will open up opportunities for you to grow, mature, and learn more about yourself. Most importantly, challenges give you an opportunity to rely on God and grow closer to Him.
The Application Process
Our application process is a four-part process.
We will let you know whether or not you have been accepted and what capacity we would like you to serve in by April 15. In the meantime, please begin praying about the summer and your effectiveness on our ministry team.
Volunteer opportunities include:
Click here to learn more about our staff positions.
Online Reference Forms
Follow the links below to the questionnaires.
Pastor's Reference
Parent's Reference
Reference of Choice
Looking to serve for a week or more? Lost Timber is the place to be! Whether you can volunteer for a week or for the entire summer, we would love to consider you for our ministry team. Our application and references can be completed online or downloaded and mailed in for submission.


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Web ID: 8470302
Kawasaki Single-Speed Girl's Bike
Select all your options above to check availability
Kawasaki Single-Speed Girl's Bike
Product Description
She'll leave her competition in the dust when racing and cruising with our graphic-printed Kawasaki bike.
Frame/Fork: 8" steel frame with steel fork
Wheels/Tires: 12" pneumatic tires
Drivetrain: Single speed
Brakes/Cockpit: Front hand brake and rear coaster brake
Extras: Handlebar bag withwater bottle, handlebar pad, chainguard, fenders, training wheels
Dimensions: 35x18x25"
Assembly Required: Yes, tools included
Care: Wipe clean
Country of Origin: Imported
Shipping & Returns
Convenient Shipping Options
Not available at your store? We can ship to you directly or to your favorite JCP location.
Easy Returns
Shop with confidence. Read our full, common sense


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The MN Twins are leading AL Central and all of baseball in most HRs. This is a great time to check out an exciting team and an even better baseball experience thru this special ticket offer.
Click on the image below to see the details and order your tickets now.