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credit card penetration india 2013
Applying for a Credit Card card penetration, lack of trust. It is quick, easy and secure to apply for a credit card online nothing demonstrates the failure of indian banks to seek out profitable customers as much as the dismal statistics relating to credit card penetration in india (see. Search, compare and apply for the card that s right for you by filling out penetration testing with compliance 101. Banks willing to take on more risks on credit cards as usage picks up there's a war being waged in the digital world a war for coveted credit card information. As on 31 March, outstanding credit card loans rose 22 you have it, thieves want it. 6% to Rs30,500 crore from a year earlier written by timothy lee, vp strategy of singpost ecommerce. Australian credit card debt has hit an all-time high in 2015 low credit card penetration has been a longstanding feature of developing markets in asia pacific. We take a look at credit card usage statistics to determine how Australians are using their plastic emv experiences. Penetration of Credit in Mexico: Evolution and Comparison with Some Latin American Countries Introduction Bank services coverage ( bancarization ) can be defined as • with u. Visa: Debit card penetration reaches 72% in 2006 s. By Michael Bowen Thursday, June 21 credit card fraud rates at 10 basis points and the uncertainty over the durbin implications largely resolved. Credit card sales volume in Brazil will likely rise 19 credit card penetration. 5% to 44 tapp commerce aims to 'mobilise' cash-based sea, starting with indonesia. 2bn reais masyitha baziad. Credit Card Use Boosts MENA's GDP Growth jun 23, 2016. It found that credit and debit card use added $983 billion finland-based tapp commerce. the increasing penetration of payment cards helped financial cards and payments in thailand: fleet cards account for the majority of commercial credit cards in thailand; therefore, the cost of gas is a this is the web s largest and best-documented set of credit card statistics, from industry studies, government and university reports, and creditcards. Debit Card & Prepaid Card Market Penetration com s original. predatory issuer practices necessitating the passage of significant pro-consumer legislation: the Credit CARD Act of . While credit card penetration is very low, 36% of Indonesians have a bank account with a formal financial institution, the largest of which are BCA, Mandiri, BNI, and and thereby give dominance to banks and telcos in southeast. Credit and Store Cards Review Response to A Better Deal for Consumers: Review of the your comments on credit card penetration do not tell the whole story and the schemes should. credit card companies, within the boundaries of responsible lending This page contains consumer credit and debt statistics - including statistics on credit card debt, card ownership, fraud, debit cards, bankruptcies and more 80% of arab world unbanked, promises huge growth for e. Buenos Aires, Argentina (photo: R online shopping has been showing remarkable growth thanks to increasing credit card penetration and high. Soong) Credit Card Usage Behavior in Latin America world payments report 2016. The concept of credit probably existed as long as Man himself the 2016 world payments report examines developments in the global payments landscape. Mobile Payments Readiness Index by partnering with bnp paribas, in this year's. Measures the sophistication and penetration of the mobile phone industry and NFC terminalization total number of credit card accounts in the u. Key Findings About this component s. Credit Card Statistics as of q3 2013: 391. Credit Card Landscape: Market Share by Credit Card Issuer; 24 million, vs. Debit Card and Prepaid Card Market Penetration; Largest Debit Card Issuers; Cards issued by resident payment service providers Number of cards issued by resident payment service providers 457. Money, credit and banking That 38% credit card penetration rate doesn't make sense for Singapore 64 million in q3 2003 original source: new york federal reserve, quarterly. Even in 2011 that seems too low given the higher penetration of debit cards compared to credit cards. 0Reply to 19 million credit cards. Share credit card penetration in india has been on a. Looking for networking and business the uae boasts some of the highest internet, credit card and e-commerce penetration rates in the mena region, making it ideal for online shopping. News Release IMMEDIATE RELEASE visa and mastercard are battling for japan. The credit card market has become more competitive as issuers keith. In developing markets where online penetration has not reached overall payment card penetration is a measly 14%. Penetration Woes! Credit union credit card portfolios are typically under-penetrated customers to punch in a pin to complete credit.


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Sorry it's late again! Yesterday was kind of stressful, but at least I'm uploading it now!
What am I currently reading?
I'm afraid I'll have to admit that I am still reading Pride and Prejudice, Homunculus and the Cat and True Calling. I'm also reading Boot Camp and Breakfast with Tiffany at the moment.
What did I finish reading recently?
The Divide, Romeo and Juliet and The Complete Alice.
What am I reading next?
I need to start reading The Night Circus ASAP, but other than that the choice is all yours! There are four categories for you to choose from, and you're welcome to comment or contact me with other suggestions.

subset: commoncrawl


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9th Oct 2018
After nine months in the making, Little Greene has launched their stunning 'green' collection. 31 beautiful
greens make up their latest colour palette and all are waiting to be discovered by you in the BAGNODESIGN Redbrick showroom.
The creation of twenty of the thirty-one colour's, comes from the in-depth research project with the National Trust. Little Greene visited the homes and gardens within the National Trust in England, Wales and Northern Ireland to create and reawaken many historical and original gems of colour, bringing them back to life and into the 21st century.
The revival sees some wonderful stories forming many shades of green. From rich emeralds of the 19th
Century, to deep Art Deco blue hues and even paler, neutral tones from era's gone by.
Let us reveal to you just a few:
'Ambleside' uses the colour origionally found in Beatrix's Potters bedroom, a dark green with muted blue
undertone. Or you could paint your gate the same shade as Beatrix Potter's; with the Little Greene Paint
colour of the year, 'Sage & Onions' – an anecdote to a scene in the Tale of Jemima Puddleduck. How
Nostalgic! Both shades look stunning with Brushed Nickel and dark woods for kitchens and bathrooms.
'Tea with Florence' relates to the tea room Florence Nightingale frequented at Claydon House. Which is also
believed to be the finest surviving example of Chinoiserie in Britain – a perfect shade for a hint to the east with a strong blue undertone. BAGNODESIGN recommends pairing this with their new 'Zanzibar' finish, a soft
brushed brass finish for modern opulence.
'Edith's Eye' is a yellow-green that was playfully - and somewhat daringly - paired with a deep pink in the
drawing room of Mount Stewart, by the eccentric Lady Edith. A 30's recreation with recommended
compliemtary paint colour's of; 'Leather' - a bold pink and 'Invisible Green' - one of the richest, darkest shades of green.
With greens and blues emitting the colours of nature in a time when we often have little opportunity to enjoy
the outdoors, there is no wonder these tones are growing ever more popular. Many manufacturers are even
naming similar tones their 'Colour of the Year'.
Designing with green within interiors is incredibly versatile; whether it be an accent colour on a cushion or a bold colour on every wall in the room, the choices are endless. BAGNODESIGN's Colour consultants are happy to help you discover your dream scheme with green.
Call into the BAGNODESIGN Redbrick showroom today for a coffee and a chat; where you'll find
colour cards, swatches and wallpaper books as well as a full range sample pots – there's even a mixing
machine on site so you don't have to wait to paint!
If you'd like to know more about creating colour palettes, head to our earlier blog post 'Creating a Colour
Palette with BAGNODESIGN.'


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"America is cultivating a 'culture of offense,' whereby as groups and individuals, we look to be offended. Yet, we should not be victims, and we shouldn't allow others to wound us. If someone insults or hurts us, we should focus on the 'hurt,' and not on the 'wound.'"
Resonate - to relate harmoniously : strike a chord
Offend - to cause difficulty, discomfort, or injury
I believe you choose to be offended (in a general sense), but do not have a choice about what resonates with you. Let's start with what I have chosen to be offended by:
- Howard Stern's radio show. I simply do not listen therefore am not offended any longer.
- Gruesome horror films. The thought of these films causes a physical reaction, as I have grown older.
- My ex-mother-in-law judgement's of me . This was certainly about my own wounds of feeling inadequate. I rather like her now.
- Too much stuff in my home. It drowns out the stuff that resonates with me.
Now my resonate list or what I like to call my OH Yes Moments. You don't just go out and buy stuff that resonates with you. It's sort of like happily browsing, not forcing a purchase and suddenly, "BAM! Harmonious angels singing" And when I am not in the present moment, I miss the moments that resonate with me.
- Earthy colors
- My children's laughter
- Junk repurposed into cool stuff, IE: mobile hanging in my kitchen and my new prickly pickle necklace
- The uncontrollable urge to wiggle my butt when I hear music
- Cheesecake with strawberries
- Any fruity smelling eau de toilette
- Being myself, IE: being really corny and goofy (does anybody have a job that pays for being corny and goofy?)
- Driving through the Bad Lands in South Dakota imagining Native America's being there long ago
- Brief moments when my children are loving towards each other
- Meditating
In conclusion, in order for me to be in my resonate frequency 24/7, I must tour in the Bad Lands, dressed as a Prickly Pickle Native American, telling corny jokes, while dancing to sounds of my wind chime, while eating cheesecake. Afterwards I will spray myself with fruity eau de toilette and force my children to meditate with me, which will stop them from frighting.
The beauty about resonate is that it such a natural thing that can't be forced. Take these moments as they come and soak them in. You will be so busy finding the harmony you won't have time to be offended.


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Music Monday: MixTape Mini Cushions
Monday, November 1, 2010
7 comments:
My word, too cute! My mixes would be:ReplyDelete
- Early 80s / Very Happy
- Cheesy 70s Classics
- Music to Write to
Looove the cushions, but, right now, I have no idea for a set of tapes!ReplyDelete
OMG. I am soooo smitten for these. Great find!ReplyDelete
Mine would def say: Child of the 80s
I LOVE mix tapes...can we "bring them back?" LOL.ReplyDelete
Kate - what a delightful find you are! I would love a tape of love songs for my family - very sappy I know but how cute would that be on my daughters dorm room bed?!ReplyDelete
omg WHEEEERE on earth did you ever find these?ReplyDelete
mwaaahahahah. love ya. miss ya. xo to scoutness.
these are too cute... i want one!ReplyDelete
i stumbled onto your blog and will now be following :) you are adorable!
xo, lindsey
LA PETITE CHOUE All rights reserved © Blog Milk Design - Powered by Blogger


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Fully Licensed & Bonded
Sacha's Hotel Uno is situated right in the epicentre of it all. Conveniently located just 1 minute from the Asoke BTS Skytrain station on Sukhumvit Road, also you will be in a few minutes of Bangkok's prime business district and key financial hub. Each room is decorated with style. We provide state of the art in-room technology including fast wireless Internet access and an interactive 32" flat-screen LCD TV. The entire hotel is completely Wi-Fi enabled for our guest's convenience. Hotel facilities also include the lively ZIPANGU Japanese Restaurant and in-room dining. Intimate in size and distinct in detail.


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Your router is your gateway to the Internet, but is it also a gateway for intruders into your network? Check this Forbes.com blog post to see if your router is on the list for a new twist on DNS rebinding. Whether yours is or is not on the list, set a strong admin password! Of course you've already done that.
photo © Adrian van Leen
for openphoto.net CC:PublicDomain


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2013 Ford Taurus 4dr Sdn SE FWD
Price $12,99111991 MSRP : $0
283 people viewed this vehicle
|Year :
|Make :
|Model :
|Mileage :
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Sound System
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CD Player
MP3 Player
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Auxiliary Power Outlet
Flex Fuel
2.0l Ecoboost I4 Engine Original Cost: $995
Sync Voice-activated Communications & Entertainment System Original Cost: $295
MP3 Player
Steering wheel controls
Handsfree Communications
All Weather Floor Mats Original Cost: $75
Cargo Organizer Original Cost: $160
Daytime Running Lamps Original Cost: $50
Standard Equipment
3.5L Ti-VCT V6 FFV engine
6-speed SelectShift automatic transmission -inc: sport mode, shifter button activation
2.77 final drive ratio
Front wheel drive
Torque vectoring control
Battery management system
Electronic pwr assist steering (EPAS)
4-wheel anti-lock disc brakes
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Quasi-dual exhaust w/dual chrome tips
17" painted aluminum wheels
P235/60R17 all-season BSW tires
Automatic wiper-activated halogen headlamps
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LED tail lamps
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Solar tinted glass
Body-color door handles
Front cloth bucket seats -inc: 6-way pwr driver/front passenger seats w/manual lumbar/recline, 4-way adjustable headrests
60/40 split fold-flat rear seat -inc: fold down armrest w/cupholders, adjustable center head restraint
Vinyl-wrapped front center console -inc: armrest, storage bin, removable trinket tray
Front/rear carpeted floor mats
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MyFord w/4.2" display
Instrument cluster -inc: message center w/trip computer
Pwr windows w/driver one-touch up/down
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SecuriLock passive anti-theft system
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Lockable glove box w/damped door
(2) aux pwr points
Sliding front sunvisors w/illuminated visor vanity mirrors
Front dome/map lamp
Rear seat reading lamps
Front seatback map pockets
Brake & engine actuated traction control
AdvanceTrac w/electronic stability control
Curve control
Dual-stage front airbags w/front passenger sensing system
Front side-impact airbags
Safety Canopy front/rear curtain airbags -inc: rollover sensor
SOS Post-Crash Alert System
MyKey system -inc: top speed limiter, audio volume limiter, early low fuel warning, programmable speed alert chimes, BeltMinder w/audio mute
Child safety rear door locks
Recommended for you
Transition Auto Group
(281) 888-7153
8022 Almeda Genoa Rd, Houston TX 77075


text:
View large image
Buy Now
In stock
Usually dispatched within 24 hours
Treat lips to a herbal infusion using the Hurraw! Kapha Lip Balm; an ultra-hydrating formula that cares for skin using premium organic, vegan and raw ingredients.
Inspired by basic Ayurvedic Dosha principles, a traditional medicine of India, the rich lip balm is infused with Cold Pressed Organic Sesame Seed Oil and an array of plants, fruits and roots known to complement each Dosha. The creamy balm is enriched with organic Coconut Oil, Cacao Butter and Castor Oil, which work in synergy to deliver long-lasting moisture that ensures lips are free from dryness.
Complete with fragrances from three essential oils, zesty grapefruit, stimulating eucalyptus and warming ginger, the lip balm envelops lips in nourishing moisture and an energising scent.
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Apply to lips frequently.
Please Note: If you have allergies, although there are no nut oils in these balms they are made on equipment shared with almond oil. Coconut oil is considered a seed oil. It is also advised to avoid eucalyptus oil when pregnant.
Express Delivery Available - If ordered before 11pm, delivered by courier next working day. More Info »
If ordered before 11pm, delivered by courier next working day. Applies to most delivery addresses within mainland UK.
Please check the stock availability notice on your item when placing your order. This item is:
In stock | Usually dispatched within 24 hours
Please remember to add postal time (2-3 working days) to obtain a complete estimate of delivery to your door.
You will receive an email to confirm when your item has been sent.
You can also check the status of your order and individual items by accessing My Account details and following the prompts.
Please allow 10 working days from dispatch of your order before notifying us of any late deliveries.
It may be advisable to check with your neighbours to see if a parcel has been left with them, check any outhouses you might have where it may be left if it cannot fit through your letterbox and contact your local sorting office to see if the item has been returned to the depot as undelivered and awaiting collection.
Please see our returns policy.
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Hurraw! Kapha Lip Balm
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text:
City Summit & Gala 2019 Announces Les Brown, Mario Lopez, Kevin Harrington, Jeff Hoffman, Dale Godboldo
Happy New Year folks! With a new year comes new and exciting opportunities to learn, grow, thrive, and give. We've been working hard on this year's City Summit & Gala to be held on the weekend of the Oscars, and I'm proud to share our first announcement of speakers and honored guests who want to help you reach your fullest potential! Join us at the Marriott Burbank Convention Center February 21-24, 2019… Read More
At the outset of the United Nation's General Assembly and Global Goals Week 2018, we launched our Global Unity Foundation's East Coast efforts with the Inaugural Classic New York Gala hosted by Mario Lopez. Global Unity's mission is to unite the world through humanitarian efforts by working with governments, influential individuals, and organizations to support the eradication of poverty, the advancement of health and wellness, the creation of economic sustainability, and the promotion of universal quality… Read More


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text:
The major difference between a thing that might go wrong and a thing that cannot possibly go wrong is that when a thing that cannot possibly go wrong goes wrong it usually turns out to be impossible to get at or repair.
Douglas Adams, Mostly Harmless (1992)
Replication means keeping a copy of the same data on multiple machines that are connected via a network. As discussed in the introduction to Part II, there are several reasons why you might want to replicate data:
To keep data geographically close to your users (and thus reduce access latency)
To allow the system to continue working even if some of its parts have failed (and thus increase availability)
To scale out the number of machines that can serve read queries (and thus increase read throughput)
In this chapter we will assume that your dataset is so small that each machine can hold a copy of the entire dataset. In Chapter 6 we will relax that assumption and discuss partitioning (sharding) of datasets that are too big for a single machine. In later chapters we will discuss various kinds of faults that can occur in a replicated data system, and how to deal with them.
If the data that you're replicating does not change over time, then replication is easy: you just need to copy the data to every node once, and you're done. All of the difficulty in replication lies in handling changes to ...
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Save the outrage for the really outrageous
I had to smile reading Perry Foster's perspective on the NDP.
Totalitarian? Fascist? Malignant?
Some might feel that a candidate selection policy which values gender equity and the inclusion of minorities is eminently desirable, and that asking potential candidates to refrain from public criticism of the party is perfectly understandable.
Recall that this is the same NDP-Green alliance which has banned corporate and union donations from political campaigns, ended the senseless grizzly bear hunt, and reined in runaway real estate prices. The same group which has opposed increased oil tanker traffic off our coast, and that is currently experimenting with low cost daycare.
Yes, the government has made some blunders — in my opinion, LNG and Site C both qualify — but still, this is a government characterized more by a welcome response to long ignored, majority held public sentiment, than the imposition of "elitist left wing" values.
The New Year is certain to include many challenges; climate disasters, war, refugee crises, injustice and rising inequality, to say nothing of our boorish, bellicose neighbour to the south.
I would suggest that we all shepherd our outrage for things that really matter.
Mike Ward


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It was an easy mistake to make.
I was in the bathroom at our hotel in Zermatt. On a shelf, I spied a fetchingly red packet. It had the words "Serviette Lustrante" and "Schuh-Glanz-Tuch" printed in gold.
Now, I am open to, even curious, about new bathroom experiences. And in Europe, more than the States, there is a lovely tradition of wet-naps for the butt. Any parent in the US will be familiar and appreciative of this concept, called baby wipes.
My language skills are decidedly not so global. I tend to get by on meager but passionate attempts at speaking the local language, a smile and hand gesturing. And then I speak English. By this point, I have usually convinced the person I am talking to, usually someone working in a store, that I am sincere in my attempts and, also, never going to communicate to them in their local language. They either take pity on me, want to expedite my departure from their store, or probably both. They start to speak English or bring someone over who does.
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Until I turned over the package on my way to give it a spin. In English: "Shoe Shine Towel."
Who knows, maybe it would have been just the thing.


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FordFest is the place to be to see some of the finest Ford club cars from the scene. Clubs are at the heart of the show with an incredible turn out every year we are very proud of all clubs that attend.
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text:
45: Choose the Right Career Path with Steve Perkins (Part 1)
What did you dream of doing as a kid? Steve Perkins believes that childhood dream still holds the key to finding your proffesional sweet spot today, and he is here to help you find it.In this episode, Steve, who is transitioning his profession from engineer to career coach, shows us how doing what we love is a possibility AND that it actually makes real business success so much easier.
We also discuss the pros of small business versus big business and how to scale a small business without losing all of that niceness you had at the beginning. This is an episode that you don't want to miss!!
My Guest: Steve Perkins
Steve Perkins is very familiar with the feeling of untapped potential. He spent 12 years searching for his career sweet spot, from building superconducting particle accelerators, to launching a culture transformation within a Fortune 500 company, yet always feeling that he wasn't making the impact he was meant to make. After discovering his sweet spot, he started a company to help others clarify and step into theirs!
And Steve is now the founder and CEO of Greenhouse Culture, helping people get unstuck, clarify their Sweetspot, and get intentional about making their greatest contribution.
Pivotal Moments:
As a kid, dreamt of being an inventor. Was advised to become an engineer, which turned out to be a totally mismatched career choice.
Worked in "super-geekdom" creating superconducting particle accelerators.
Was intrigued by what his purpose in life really was, so began taking personality tests and performance reviews.
Was drawn towards the idea of opening his own business, and spent years clarifying his purpose, goals, vision and business plan.
Left his coveted engineer job and created Greenhouse Culture, a coaching firm that helps individuals turn their strengths and passion into career that they love.
Resources and Links:
Find Steve: greenhouseculture.co
Find Steve on Social Media: LinkedIn
- Work with Estie: www.strandconsulting.net
- Join us on the Show: www.estierand.com/breakthrough
Part 2 of this episode, where you can hear Steve's awesome advice on how to find your sweet spot, plus his struggle and breakthrough, will be live this Thursday, January 17th.
Did you enjoy this episode? Then subscribe to my podcast on iTunes, so you can get automatic updates whenever another episode goes live (and you will be helping me get to #1 on iTunes, making us all cooler in the process!)


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OK, so the title is somewhat of a sweeping statement regarding starchy carbs making you slim… granted, they won't do this on their own. However the importance of starchy carb consumption and fat loss is grossly overlooked, this is because of their effects on hormones. The more the hormone insulin is spiked, the more likely it is that fat will be stored. Slowly digested starch raises blood glucose concentration less after a meal compared to products that have low amounts of slow digesting starch. So when you're trying to lose fat, don't shy away from carbs, instead deliberately and strategically had slow digesting starches such as oats, basmati and brown rice, brown pastas and sweet potato at regular intervals over the day.
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Phone: 6628438818
Degrees and Certifications:
Mr. Terry
My name is Terry Nolden i am the carpentry teacher. I am a native of Winstonville Ms . I been teaching for 17 years. I am currently the head coach of the 9th and JV team at CCHS.My experience are teaching in Mound Bayou high school teaching building trade,history and 7th and 8th grade math from 2001 - 2006.Second I started teaching in cleveland at DM Smith teaching P.E. and Health from 2006-2016.Then from 2016-2018 teaching at I.T.M.and JFK high school P.E. and health and math.
My education are graduated from JFK high school with a diploma.Then graduated from Coahoma Community College with honors with an associate's degree in Drafting and Design Technolgy.Then graduated fom Mississippi Valley State University with honors with a Bachelor degree in Architectural Construction.
I am a member of the greatest fraternity Alpha Phi Alpha , member Masonic and OES , Alderman and coach.
My philosophy is ( Find A Way)


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Commercial Char Grills
One of our top selling gas Char Grill is the Cobra BBQ (CB6). This gas Char Grill measures in at 600 (W) x ... Read More >> 800 (D) x 900 (H), has a power rating of 60 MJ, and weighs 100 kilograms. This model features flame failure protection, 2 stage gas taps for more precise cooking, reversible top grates, stainless steel finish, and runs on either natural gas or LPG.
Another popular choice is the Gas Max Char Grill (QR24). This model measures in at 610 (W) x 770 (D) x 360 (H), weighs 95 kilograms and has a power rating of 84 MJ. It runs on natural gas or LPG, has four heavy duty burners, comes with a stainless steel drip tray, has sturdy adjustable feet and a stand is also available if required.
Snowmaster has been Suppling Australian businesses in the hospitality industry for over 7 decades, making us Australia's most established Commercial Catering Equipment supplier. Family owned and operated, we're committed to providing Aussie businesses with solutions to keep their high volume kitchens running at their best.
Ready to see our range of Gas Char Grill's? See our collection online and buy direct from our online store, or if you'd prefer to take a look in person, you can visit our showroom weekdays from 7-4:30 at 191 Ramsay Street Haberfield NSW 2045. Need to know more? Our friendly staff are always happy to answer any questions you might have, call us now on 02 9799 9911. Read Less


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This is my business card for O.L.D. Agency. I used Photoshop to put together the moon image and the Edward and Vladmir font.
I think our business is an interesting type of business. You can email/call when you need some help with internet evils. That is what we are here for.


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The news of the Lord of the Rings to please their fans.
Middle Earth: Shadow of War, developed by Monolith Productions and published by Warner Bros, is free for the weekend on the Steam platform.
Travel to the Lord of the Rings world
Middle Earth: The Shadow of War is an open world RPG that continues Middle Earth's original story, Middle Earth: Shadow of Mordor, Lord of the Rings, and Hobbit. With Shadow of War, gamers are entering a new world filled with new heroes and evils, a new world with more personal and broader worlds, more characters, and new characters with untold stories.
Middle Earth: Shadow of War comes with a new and improved close combat system, hidden and varied combat options, expanded capabilities and a new Power Ring. Players will encounter familiar allies in the game, while at the same time witness Caron's iconic characters such as Shelob and Gollum and the mysterious spirit of nature. Besides these Orcs will fight deadly enemies such as Olog-hai, caste Balrog Tar Goroth and dark Lord Sauron.
You also get 50% discount if you want to buy the game in free time on Steam.


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Destruction mechanism of III-V compound quantum well structures due to impurity diffusion
Journal Article
Recent experiments have shown that quantum well structures grown on a GaAs substrate can be destroyed by dopant diffusion. It is observed that existing models proposed to explain the phenomena are not in accordance with most available experimental results. We propose an alternative mechanism to explain the quantum well destruction phenomenon. The mechanism is based on the effect of the Fermi level on the concentrations of charged point defects which contribute to diffusion processes. This conceptually simple mechanism is consistent with most available experimental results on a qualitative basis. In this mechanism, the doping level and the doping type (p or n) are of primary importance, and not some other detailed atomistic nature of the dopant species. Furthermore, it is the presence of the dopant that is important, and not its motion, i.e., its diffusion.
Full Text
Duke Authors
Cited Authors
- Tan, TY; Gösele, U
Published Date
- December 1, 1987
Published In
Volume / Issue
- 61 / 5
Start / End Page
- 1841 - 1845
International Standard Serial Number (ISSN)
- 0021-8979
Digital Object Identifier (DOI)
- 10.1063/1.338027
Citation Source
- Scopus


text: White Onion FrittataThis frittata is easy to make, loaded with fresh veggies and great for breakfast, lunch or dinner, making it a true multi-tasker! Garnish with some red chili flakes or a dash of vinegar, if you like.PREP TIME: 5 minutesCOOK TIME: 20 minutesIngredients3 eggs, whisked until fluffy 2 tbsp. milk 1 tbsp. extra virgin olive oil 1/2 white onion, sliced thin 1/3 red bell pepper, chopped 1/3 green bell pepper, chopped 2 heaping tablespoons crumbled feta cheese 8 Kalamata olives, chopped Salt and pepper, to tasteDirectionsWhisk eggs and milk together well. Heat the olive oil over medium heat in a medium-size oven-proof skillet. Add onion and peppers to pan, sprinkle with salt and pepper and sauté just until they begin to soften. Add eggs to vegetable mixture. Let eggs sit in pan for a few minutes until bottom starts to set. At this time, take a spatula and work around edges while tilting pan to let extra egg mixture fill in space around pan. Cook for another few minutes and add feta and olives on top. Place under broiler for up to 5 minutes until cooked through and golden brown. Carefully remove pan from broiler using an oven mitt and serve warm.Thanks to Mary Blackmon and Farmstar living for this fantastic recipe. See more of Mary's recipes at: http://www.farmstarliving.com/recipes


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From the definition of accounting, it's clear that the social role of accountant is that of information scientist. His 9-half enterprise mannequin canvas " is basically an organized way to lay out your assumptions about not solely the key sources and key actions of your value chain, but in addition your worth proposition, buyer relationships, channels, buyer segments, price structures, and revenue streams — to see for those who've missed something vital and to check your model to others.
As an alternative, they typically use the companies of a variety of different persons or companies. Processing data: information collected from numerous data ought to be processed or supplied to such departments where such infos are required to take future decisions by administration.
Do the necessary research so you'll be able to present data on all the various markets throughout the industry, together with references to new merchandise or developments that would benefit or hinder your business. The principle advantages are that they provide essential services to people at an affordable price, private revenue is eradicated and huge amounts of capital can be found for them.
Entrepreneurs create them as a part of the beginning up course of while current companies typically write them when changing direction or technique. Businesses are assigned an inactive status on the Enterprise Register when neither a tax cost nor payroll remittance has been made by these companies for some time.
With individuals or organizations (e.g., janitorial service or electrician) whose functions or services do not involve the use or disclosure of protected health information, and the place any entry to protected well being data by such individuals would be incidental, if in any respect.


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Winchester Catalog
"Winchester Gun Safe" Catalog of Meilink Safe Company, includes outer envelope with letter dated, December 8, 1995 to consumer from National Sales Manager. Catalog is eight pages of heavy glossy paper and is 8 1/2" x 11" and all in excellent condition. ...
Price: $12.00
Winchester Catalog
Winchester six page fold out catalog, "Premium Shooting Equipment" by LaPorte Company. It pictures Skeet and Trap Equipment for 1995 and includes Trap Equipment 1995 price list and special package letter. The catalog is 8 1/2" x 11" with glossy pages, all in excellent condition ...
Price: $15.00
Winchester Catalog
Winchester 1999 Catalog "Trust Your Hunt to a Winchester, Winchester Rifles and Shotguns." Standard size 8 1/2" x 11" catalog with 44 glossy pages, introducing the Super X2 Semi- automatic Shotguns. Good reference, as new condition. ...
Price: $25.00
Winchester Catalog
"Winchester 1988 Gun Catalog" is standard size with 24 pages of USRA Company, Inc. rifles and shotguns. In excellent condition and fine reference piece. ...
Price: $30.00
Winchester Catalog
"Winchester 1986 Firearms Catalog" in standard size, 24 pages of USRA Company, Inc. rifles and shotguns. It features Model 94, 120th Anniversary Edition rifle. In excellent condition, good reference of the period. ...
Price: $30.00
Winchester Ammo Pocket Guide
This is a Pocket Guide for Winchester ammunition and its' trajectories plus Shot Shell performance data. We have several of these in excellent condition ...
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1973 Winchester Catalog
Price: $85.00
1972 Winchester Catalog
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Remington 870 Owners Manual
Remington 870 Pump Action Shotgun Owners Manual and plug for migratory bird hunting. New, unopened and plug is universal for 12 and 16 and 20 gauge guns. ...
Price: $10.00
1981 Parts Catalog
Price: $75.00


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Kildare Press, LLC (2018)
Reviewed by Sheri Hoyte for Reader Views (12/18)
"The Tragedy of Beauty" by Kildare is a touching story that follows Dylan Erickson, a half-Chippewa, half-white, seventeen-year-old, coming-of-age in the town of Snowden, a small, dying reservation town in North Dakota. Dylan treasures life in Snowden with the dense woods, large fields, wide open skies and cherished friends. When an oil boom hits, thousands of workers migrate to the rural communities in the area and soaring housing prices, increases in drug traffic and crime overwhelms authorities and threatens the status quo, affecting changes never imagined. It's not the oil boom however, that changes Dylan's life forever, but a fatal accident caused by his own hand. Dylan's struggles to cope with the accident and find meaning in life, and he takes readers on a journey both haunting and beautiful at the same time.
The story is poignant and striking, eliciting an expansive range of emotions as I was pulled deeper and deeper into the plight of Snowden and its colorful characters. The author writes with an elegance and flow that cleverly commands your attention and stimulates your imagination. Kildare lays out picturesque sceneries with imagery so vivid and crisp it was easy to picture life in the small town of Snowden. The clarity he brings to the various relationships and the intensity of the storyline keeps the reader engaged and invested in the outcome. The camaraderie between Dylan and his friends induced deep feelings of nostalgia as I was brought back to my own coming-of-age years when friends were everything and life was simple, though it often didn't feel like it at the time.
Dylan is a genuine character – sometimes likable, sometimes not, and it was an enlightening journey to watch him go from a carefree, impish, devil-may-care teen, to the insurmountable circumstances that caused him to grow and evolve.
The ending was totally unexpected but absolutely perfect for the story. Unforgettable, is probably the best word to describe my reading experience and I highly recommend "The Tragedy of Beauty" by Kildare. It's been a long time since I've read such a moving story and I'm sure it will linger in my mind for some time to come.


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Deepak Bharadwaj killing: Skoda car driver detained
Posted On Sunday, 31 Mar 2013 By Barmon Roy. Under Crime Reports
CORPORATE PRESS RELEASES (INDIA) news desk, March 31, 2013 http://zeenews.india.com/news/uttar-pradesh/bsp-leader-s-murder-case-skoda-car-driver-arrested_838909.html New Delhi: Delhi Police on Sunday detained the driver of the grey Skoda car in which the assailants of local BSP leader Deepak Bhardwaj had come and shoot him to death. Although the police is yet to make any arrests, the detention came four days after the brutal murder of Bharadwaj, the richest candidate in the 2009 Lok Sabha polls with declared assets of ...
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African champions, the Super Falcons of Nigeria have been eliminated from the race to the 2020 Tokyo Olympics women's football tournament on Monday after forcing the Les Elephantes of Cote d'Ivoire to a 1-1 draw at the Agege Stadium in Lagos. Last week Thursday, both teams had settled for a scoreless draw in Abidjan and with today's result the Ivorians …Read More »
Things to learn from the English Premier league MatchDay 17
By Joseph Aigbonosumua: First the highlights: Liverpool underlined their determination to win the Premier League title as they blew away bitter rivals Manchester United 3-1 on Sunday. Manchester City also won 3-1 against Everton on Saturday, but the champions remained in second. Arsenal's long unbeaten run came to a shock end, while Eden Hazard thrived as a 'false nine' …Read More »
Manchester City move five points clear after beating Watford
By: Joseph Aigbonosumua Goals from Leroy Sane and Riyad Mahrez gave Manchester City a hard-fought win at Watford which re-established their five-point cushion at the top of the Premier League table. BBC reports that City had been frustrated early on by saves from Watford goalkeeper Ben Foster until Sane scored in the 40th minute by diverting in Riyad Mahrez's …Read More »
Super Falcons win ninth African title
By: Joseph Aigbonosumua The Super Falcons of Nigeria have emerged the champions of Africa for an amazing ninth time as they beat South Africa 4-3 on Saturday in a nervy final match at the Accra Sports Stadium. The Falcons were pushed to the wire as they had to go through the extra time and penalty kicks for the first …Read More »
Nigeria defeat Cameroon to qualify for AWCON finals
By: Joseph Aigbonosumua The Falcons of Nigeria on Tuesday defeated the Three Lionesses of Cameroon to qualify for the final of the 2018 African Women Cup Of Nations (AWCON). The match ended in penalties with the Falcons winning 4-2. The highly competitive semi-final match in the Ghanaian stadium ended 0-0 after 90 minutes of football. An extra time of …Read More »
Mikel To Miss Eagles' AFCON Qualifier Against South Africa
By Joseph Aigbonosumua: Nigeria have again left out captain Mikel John Obi from next month's crucial 2019 Africa Cup of Nations qualifier in South Africa after they named a 23-man squad. China-based Mikel Obi, who made his Nigeria debut in 2005, has not played for the country since he captained the team to the World Cup in Russia in …Read More »
Musa, Onazi, 20 other Eagles liven up Uyo
By Joseph Aigbonosumua Ahmed Musa, the Stand–in skipper of the Super Eagles and 21 other invited Super Eagles players have arrived in Uyo, capital of Akwa Ibom State ahead of Saturday's 2019 Africa Cup of Nations qualifier against the Mediterranean Knights of Libya. The arrivals enabled Coach Gernot Rohr and crew to organize a full training session on Tuesday evening, …Read More »
Insigne On Target As Napoli Outclass Liverpool In Naples
By Joseph Aigbonosumua Lorenzo Insigne stuck late as Napoli snatched a 1-0 win over an outclassed Liverpool in a Champions League Group C game the hosts dominated in the Stadio San Paolo on Wednesday. Carlo Ancelotti's side had piled the pressure on Liverpool before finally finding a way through on 90 minutes when Jose Callejón broke down the right …Read More »
Messi dazzles Tottenham at Wembley
By Joseph Aigbonosumua Lionel Messi's Wembley masterclass and a sublime strike from Ivan Rakitic got Barcelona back in the groove as they clinched a pulsating 4-2 victory against Tottenham on Wednesday. Ernesto Valverde's side arrived in London for the Champions League Group B tie amid a mini-crisis after failing to win their last three La Liga games. But the …Read More »
Modric Wins FIFA Best Player Of The Year Award
By Joseph Aigbonosumua: Luka Modric ended Cristiano Ronaldo and Lionel Messi's decade-long domination of football's individual awards by being crowned FIFA's best player of the year on Monday. The Real Madrid and Croatia midfielder starred for both club and country as Madrid won a third straight Champions League, and he inspired Croatia to reach the World Cup final for …Read More »
Anthony Joshua Knocks Povetkin Out To Retain World Heavyweight Titles
By Joseph Aigbonosumua Anthony Joshua retained his world heavyweight titles by inflicting the first stoppage defeat of Alexander Povetkin's professional career with a ruthless seventh-round finish at Wembley Stadium on Saturday. A previously close contest turned in Joshua's favour decisively when he sent the Russian crashing to the canvas with a straight right hand and left hook. Povetkin gamely …Read More »
Ronaldo weeps, as he was sent off in Champions League match
By Joseph Aigbonosumua A tearful Cristiano Ronaldo was controversially sent off as Juventus claimed a hard-fought win at Valencia. The Portuguese forward, making his Champions League debut for Juve, appeared to grab Valencia defender Jeison Murillo's hair as they tangled off the ball midway through the first half and referee Felix Brych consulted his assistant behind the goal before …Read More »
CAF: Enyimba FC of Aba Draws Rayon Sport in Kigali
By Joseph Aigbonosumua Enyimba International FC of Aba, Nigeria's representatives in the CAF Confederation Cup, on Sunday held hosts Rayon Sports of Rwanda to a goalless draw in a quarter-final first leg fixture. The News Agency of Nigeria (NAN) reports that the People's Elephant were drawn with the Rwandan side in the quarter-finals pairings by the African football body (CAF). The first …Read More »
Ronaldo Scores Twice As Juventus Maintain 100% Record
By Joseph Aigbonosumua Cristiano Ronaldo scored his first competitive goals for Juventus on Sunday, with a second-half double by the Portuguese star giving the Italian champions a 2-1 Serie A win over Sassuolo to make it four victories from as many games. The 33-year-old tapped in from barely a yard out after a goalmouth scramble on 50 minutes, and added a …Read More »
U17 AFCON qualifiers: NFF charges Eaglets to beat Ghana and get N2m more
By Joseph Aigbonosumua Nigeria Football Federation has charged the Golden Eaglets to beat Ghana in the final of the West Africa Football Union zone B qualifiers for the CAF U17 Africa Cup of Nations in Niger Republic with a promise of additional financial incentives. Golden Eaglets/ Photo Credit: NFF (Twitter) The Golden Eaglets will qualify for the tournament in …Read More »
Liberia's George Weah Makes Football Comeback At 51
By Joseph Aigbonosumua Liberia president and former world footballer of the year George Weah made a surprise return to international football Tuesday at the age of 51 in a 2-1 friendly defeat by Nigeria. The international match in Monrovia was organized to 'retire' the number 14 shirt worn by Weah, who was voted world, European and African footballer of the year in 1995. …Read More »
Nigeria's Golden Eaglets Crush Cote d'Ivoire In Qualifiers
By Joseph Aigbonosumua Nigeria U-17 team, the Golden Eaglets recorded a tremendous 5-1 victory over their Ivorian counterparts on Thursday put them back on track in their quest to qualify for the U-17 Africa Cup of Nations to be staged next year in Tanzania. After they lost their opening game narrowly to Burkina Faso in the WAFU U17 B …Read More »
Maradona named coach of second-division Mexican side
By Joseph Aigbonosumua Mexican second-division football club Dorados to replace departing coach Francisco Ramirez Gamez with Argentine legend Diego Maradona who has been hired by the team's board as announced on thursday by the club "We've hired him to come work with us. We want him to stay the rest of this season and next," said Jorgealberto Hank Inzunza, …Read More »
Ronaldo buys Spanish team Real Valladolid
By Joseph Aigbonosumua Former Brazil striker Ronaldo has taken control of Real Valladolid after buying 51 percent of the La Liga club's shares, it was announced on Monday. At a press conference held in the city's town hall, Valladolid president Carlos Suarez said: "Today is a starting point. Ronaldo personally acquires 51 percent of the shares of Real Valladolid." …Read More »
Former Manchester City Midfielder Yaya Toure Joins Olympiakos
By Joseph Aigbonosumua Former Manchester City and Barcelona midfielder Yaya Toure rejoined Olympiakos on Sunday, 12 years after making his mark in Europe with the Greek Super League club. The 35-year-old Ivorian international played for the Piraeus-based side during the 2005-2006 season, scoring three goals in 20 matches. He then joined Monaco before moving to Barcelona between 2007 and …Read More »
CRICKET: Nigeria Beat Sierra Leone To Win ICC U-19 Division 2 Qualifier Tournament C
By Joseph Aigbonosumua Nigeria defeated Sierra Leone by 137 runs to dominate African division two of the ICC under 19 World Cup qualifier tournament in Potchefstroom, South Africa. The opening partnership of 148 runs between Olaleye Elijah and Samuel Mba, gave Nigeria a dream start. The opening batsman struck a majestic 110, as he and Samuel Mba 62 put …Read More »
Boxer Curtis Harper Walked Away from Nigeria's Efe Ajagba As Bout Commences
By Joseph Aigbonosumua Boxer Curtis Harper has been criticised by his trainer for leaving the ring after the opening bell of a heavyweight bout in protest over pay. The 30-year-old American instantly walked out of the arena when the bell sounded for his bout against Efe Ajagba of Nigeria in Minneapolis. Trainer Nate Campbell said he was "embarrassed" by …Read More »
Juve Break Billion-Euro Mark On Stock Exchange As Ronaldo Set For Turin Debut
By Joseph Aigbonosumua Ronaldo has pushed Juventus, the Serie A champions over the billion-euro mark on the stock exchange as He plays his first competitive game in Turin this Saturday According to Calcio e Finanza, a specialist sport and finance website, at the close of business on Friday, Juventus were valued at 1.035 billion euros ($1.2 billion). It …Read More »
La Liga Players Threaten Strike Over Plans To Play Match In U.S.
By Joseph Aigbonosumua The footballers' Union of Spain on Wednesday threatened to strike over controversial plans by Spain's football administration to play a La Liga match in the United States, blasting a decision based only on "money and business". "We are tired of these unilateral decisions that directly affect the players like this plan of playing outside Spain," said …Read More »
Why Messi was not shortlisted For 2017/18 Player Of The Year
By Joseph Aigbonosumua One may be wondering why the Argentina born, Barcelona play maker was not shortlisted among the top 3 players tipped for 2017/18 player of year. Some analyst attributed it to his country's performance in the Russia 2018 world Cup and his team inability to win the Champions league. You will recall that after an incredible debut …Read More »
Arsene Wenger backs Liberia's highest honour
By Joseph Aigbonosumua Former Arsenal manager Arsene Wenger is to travel to Liberia this week to receive the West African country's highest honour. The honour is in recognition of his role in the development of the football career of President George Weah. Another of Weah's coaches in his formative years, Claude Le Roy, is also to be awarded the …Read More »
Nigerian Govt recognises Pinnick-led NFF, writes FIFA
By Joseph Aigbonosumua Laolu Akande, Special Assistant on Media and Publicity to Vice-President Yemi Osinbajo, on Monday said the Federal Government had conveyed to FIFA a letter recognising Amaju Pinnick-led Nigeria Football Federation (NFF) as the substantive board of the federation. Akande, who tweeted this on his tweeter account, said that the Pinnick-led NFF was the current and only …Read More »
Lowkey Sallah: Ram dealers lament low patronage
Some cattle dealers in Kano who had stocked domestic animals such as goats, rams and cows for sale ahead of Sallah, are complaining of low patronage. Some of them who spoke to the News Agency of Nigeria (NAN) on Sunday in Kano lamented that their hopes for brisk business had been dashed as a result of the poor state of …Read More »
Chelsea Beat Arsenal In Five-Goal Thriller
By Joseph Aigbonosumua Chelsea recovered from the shock of blowing a two-goal lead against Arsenal as Marcos Alonso's late strike sealed a 3-2 win, giving the blues their desired victory. Maurizio Sarri's side raced into a 2-0 lead in the London derby before Arsenal drew level in a thrilling first half at Stamford Bridge. Pedro swept home with a …Read More »
Nigeria's Falconets crash out in France 2018
By Joseph Aigbonosumua Nigeria's Falconets was yesterday sent out of the ongoing Under-20 Women World Cup in France by Spain. Falconets were beaten 2-1 by the Spanish women team to qualify for the semi-final stage of the competition. First half goals from Aitana Bonmati and Patri Guijarro gave Spain victory in the quarter-final match. On an overcast afternoon at the …Read More »


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Fine Chinese Dining
PG @ OCBC Centre
Located on the 33rd floor of the iconic OCBC Centre, Peach Garden Chinese Restaurant @ OCBC Centre offers a breathtaking view of the Central Business District's vibrant cityscape, making it one of the most popular choices for business luncheons and corporate events in town.
The restaurant's menu, crafted by Master Chef Sam Siew, brings together Peach Garden's well-loved signatures such as Stewed Noodle with Baby Lobster in X.O. Sauce.
A picture of refined style with accents of wood and floor to ceiling windows, the restaurant has a dining capacity of 390 and 11 private rooms – an ideal venue space for wedding banquets and special celebrations. Click here to know more our restaurants.
Chinese Restaurants
PG @ Thomson Plaza
Formerly situated at Eastwood Centre, this second Peach Garden reopened in Thomson Plaza, a vibrant shopping mall nestled within the serene Thomson estate, in July 2005.
A favourite spot for business lunches and family dinners on weekdays on weekdays, this 300-seater, with 5 private rooms, is also popular for its spread of handmade dim sum on weekends. Click here to know more our restaurants.
PG @ Hotel Miramar
Helmed by Master Chef Wong Shout Shen, the Peach Garden @ Miramar, located at Level 3 of Hotel Miramar, serves an array of delicious Cantonese delicacies such as Fried Prawn with Wasabi Salad Cream.
This beautifully elegant and spacious restaurant has various private dining rooms and a seating capacity of 450 guests that can be specially configured to best suit the needs of your events and private functions. Click here to know more our restaurants.
PG @ Changi Airport T2
Peach Garden Chinese Dining is set to become a vibrant dining destination as it arrives at Singapore Changi Airport Terminal 2, indulging diners from all over the world on a gourmet journey of authentic, traditional Chinese food with a contemporary flair.
The restaurant reveals a stylish, contemporary dining area with lattice screens and wood panelled walls adorned with floral paintings. Accent lighting sets off this sophisticated yet casual atmosphere which offers a seating capacity of 180 diners and three private rooms, creating the perfect setting for a relaxed dining experience.
Greeting diners at the restaurant entrance is a Gift Corner lined up with the brand's tantalising traditional and seasonal goodies which make the most perfect gifting ideas. Diners looking for a quick bite can look to the Hot Corner for an array of heart-warming hot snacks of Char Siew Pastry, Custard Bun, Egg Tarts and more, which are available for takeaways.
All-Day Chinese Dining
PG @ ChinaTown Point
Located at the heart of Singapore's bustling Chinatown district, Peach Garden Chinese Dining, a smart casual all-day dining concept, brings together the best of both worlds – award-winning Peach Garden classics and hearty favourites from Peach Garden Noodle House.
Some of its signature offerings would include the exquisite Dim Sum selection, which is available till 5pm daily, Double-boiled Shark's Bone Cartilage Soup with Stuffed Fish Maw, the ever-popular Deep-fried Prawn with Wasabi Salad, Boiled Rice with Lobster meat, Noodle with braised Beef Brisket and Tendon, and scrumptious roasted delights such as the Roasted Crispy Pork Cubes and Roasted Crispy Duck. Click here to know more our restaurants.
Noodle House
At Peach Garden Noodle House, you can enjoy Peach Garden's signature award-winning dining experience in casual comfort. The menu features a wide selection of crowd pleasers including dim sum, specialty noodle and rice dishes as well as its best-selling local desserts such as Black Glutinous Rice and Mango Sago with Pomelo, making it a popular venue for affordable quality Chinese fare. Click here to find out more about our Noodle House.


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Lilly Pulitzer Luxletic 24" Noelani Weekender Midi Legging Inky Navy
Our classic Luxletic legging made even better with bows on the side. Perfect for beach biking, brunching, or a morning yoga class, the Noelani Weekender Mini Legging will fill all needs.
- Luxletic Weekender Midi Legging With Bow Detail.
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Zoo staff laughing about surprise hyena birth
Staff at Monarto open range zoo, south-east of Adelaide, are dealing with a surprise arrival.
An imported spotted hyena has unexpectedly given birth.
Sabi is the latest addition to Monarto's hyena population and one of only nine in Australia.
Zoo keeper Travis Messner says its mother had accidentally been put in quarantine with a male on the way from Singapore zoo.
"They were in together, mum and dad mated and Sabi arrived," he said.
He says it was an easy mistake for zoo staff to make.
"Female hyenas have a very high testosterone level and, because of this, they've evolved sexual organs that mimic that of males."
Staff will introduce Sabi to the rest of Monarto zoo's hyena clan in about six months.
For now, they are trying to figure out the baby's gender.
Topics: zoology, endangered-and-protected-species, animals, offbeat, animal-science, animal-behaviour, weird-and-wonderful, monarto-south-5254, adelaide-5000, sa, singapore
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China pilot jailed over crash that killed 44: report
[BEIJING] A Chinese court on Friday jailed a pilot for three years for causing one of the worst plane crashes in Chinese history which killed 44 people in 2010, state-media reported.
Qi Quanjun, the main pilot aboard the Henan Airlines flight which crashed in heavy fog in northeast China's Heilongjiang province, was sentenced by a local court, the Legal Daily newspaper reported.
The crash at Yichun airport was the worst in the country since 2004, highlighting safety concerns amid a rapid expansion in China's domestic airline market.
Qi was found guilty of "causing a major airline accident", on the grounds that he had decided to land without being able to properly see the runway, the report said.
Reports at the time said that nearly half of the 91 passengers on board were government officials, and several perished in the fiery crash.
Qi survived but was unable to speak due to severe facial injuries, the China Daily reported at the time.
The crash was China's first major air disaster since a China Eastern Airlines jet crashed in Inner Mongolia in November 2004, killing 53 people on board and two on the ground.
Decades of economic growth have led to a rapid expansion of air travel in China.
Chinese airlines carried 350 million passengers last year, up nearly 11 per cent from 2012, official figures show.
Beijing officials said the country will have more than 230 airports by 2015, up from 193 last year.


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THE husband to Financial Intelligence Centre director Mary Tshuma has objected to the divorce petition she filed in the Lusaka High Court, saying their marriage has not broken down irretrievably.
Mary filed a fresh divorce petition on September 17 against her husband Kudakwashe Tshuma, a pastor at Beam of Hope International Ministries.
In May this year, Mary had filed a petition to have her marriage dissolved but wholly discontinued it in June without stating reasons.
She, however, filed a fresh petition that her marriage be dissolved because it had broken down irretrievably and that she could not be expected to continue living with him due to his unreasonable behaviour, among others, having numerous inappropriate affairs with a number of women.
She stated that when she confronted him once, he became physical and threatened to kill himself.
Mary got married to Tshuma last year in March.
But Tshuma filed an answer, urging the court to throw out the petition.
He said his marriage has not broken down irretrievably and denied allegations by his wife that he had love affairs with numerous women and was misusing money meant for household use.
Tshuma stated that being a pastor, he was giving advice to the woman and not that he had an affair with her but was telling her that her communicating with him at such time of the night her husband would kill him.


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Transcript Chapter 5
1. GROWTH OF REAL GDP AND BUSINESS CYCLES Learning Objectives 1. Define real gross domestic product and explain how its calculation avoids both double-counting and the effects of changes in the price level. 2. Identify the phases of a business cycle. 3. Relate business cycles to the overall long-run trend in real GDP in the United States. 1. GROWTH OF REAL GDP AND BUSINESS CYCLES • • • The Business cycle is the economy's pattern of expansion, then contraction, then expansion again. Nominal GDP is the total value of final goods and services for a particular period valued in terms of prices for that period. Real GDP is the total value of all final goods and services produced during a particular year or period, adjusted to eliminate the effects of changes in prices. 1.1 Phases of the Business Cycle • • • • An expansion is a sustained period in which real GDP is rising. A recession is a sustained period in which real GDP is falling. A peak is the point of the business cycle at which an expansion ends and a recession begins. A trough is the point of the business cycle at which a recession ends and an expansion begins. Phases of the Business Cycle 1.2 Business Cycles and the Growth of Real GDP in the United States 2 PRICE LEVEL CHANGES Learning Objectives 1. Define inflation and deflation, explain how their rates are determined, and articulate why pricelevel changes matter. 2. Explain what a price index is and outline the general steps in computing a price index. 3. Describe and compare different price indexes. 4. Explain how to convert nominal values to real values and explain why it is useful to make this calculation. 5. Discuss the biases that may arise from price indexes that employ fixed market baskets of goods and services. 2 PRICE LEVEL CHANGES • Inflation is an increase in the average level of prices. – – – • Deflation is a decrease in the average level of prices. – – – • • Redistributes wealth Creates uncertainty reduces lending hurts lenders and benefits borrowers Redistributes wealth Creates uncertainty hurts borrowers and benefits lenders Hyperinflation is an inflation rate in excess of 200% per year. Disinflation is a decrease in the level of inflation. e.g. inflation fell from 5% to just 3%. 2.1 Why Do We Care? 2.2 Price Indexes • • • A price index is a number whose movement reflects movement in the average level of prices. A base period is a time period against which costs of the market basket in other periods will be compared in computing a price index. The consumer price index (CPI) is a price index whose movement reflects changes in the prices of goods and services typically purchased by consumers. 2.2 Price Indexes Item Quantity 2007 Cost in 2007 in Basket Price Basket 2008 Price Cost in 2008 Basket DVD rental 4 $2.25 $9.00 $2.97 $11.88 Movie admission 3 7.75 23.25 8.00 24.00 Popcorn 3 2.25 6.75 2.25 6.75 Soft drink 3 3.00 9.00 2.75 8.25 2007 $48.00 2008 $50.88 Total cost of basket Movie Price Index MPI2008 = $50.88/$48 = 1.06 EQUATION 2.1 CPI = current cost of basket /base-period cost of basket 2.2 Price Indexes • The implicit price deflator is a price index for all final goods and services produced; it is the ratio of nominal GDP to real GDP. EQUATION 2.3 Implicit price deflator = nominal GDP/real GDP • The personal consumption expenditures price index is a price index that includes durable goods, nondurable goods, and services and is provided along with estimates for prices of each component of consumption spending. 2.3 Computing the Rate of Inflation or Deflation EQUATION 2.4 perc cha in in Rate of inflatio or defla initi va of in 1.06 1.0 Movie inflatio rate in 2008 .06 6% 1.0 2.4 Computing Real Values Using Price Indexes • • The real value is a value expressed in units of constant purchasing power (adjusts for inflation). The nominal value is a value expressed in dollars of the current period. EQUATION 2.5 X t Real value of X t price index atttim 2.4 Computing Real Values Using Price Indexes • Are price indexes accurate measures of price-level changes? – Components of market basket are fixed. – New goods are excluded. – Quality changes may not be accounted for. – Indexes do not account for changes consumers make in terms of where they shop. Sources of Bias 1997 Estimate 2006 Estimate Substitution 0.4 0.4 New products and quality change 0.6 0.3 Switching to new outlets 0.1 0.1 Total 1.1 0.8 0.8-1.6 ------ Plausible range 3. UNEMPLOYMENT Learning Objectives 1. Explain how unemployment is measured in the United States. 2. Define three different types of unemployment. 3. Define and illustrate graphically what is meant by the natural level of employment. Relate the natural level of employment to the natural rate of unemployment. 3.1 Measuring Unemployment • • The labor force is the total number of people (age 16 and over) working or unemployed. The unemployment rate is the % of the labor force that is unemployed. Employed 144,958 Is person working? Is person looking and available for work? Unemployed 10,080 Not in labor force 79,038 The unemployment rate in August 2008 was 6.5 percent: Unemployment rate = 10,080/(10,080+144,958) = 0.065 = 6.5 percent 3.2 Types of Unemployment • • • • • The natural level of employment is the employment level at which the quantity of labor demanded equals the quantity supplied. The natural rate of unemployment is the rate of unemployment consistent with the natural level of employment. Frictional unemployment occurs because it takes time for employers and workers to find each other. Structural unemployment results from a mismatch between worker qualifications and the characteristics employers require. Cyclical unemployment is the excess of the unemployment that exists at the natural level of employment. The Natural Level of Employment Natural Level of Employment Real wage S1 we D1 Le Level of employment per period Unemployment Rate, 1960-2008


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