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*Editor's Note: This is the third in a series of articles written for MICPA members examining the far-reaching impact of the Supreme Court's decision in South Dakota v. Wayfair, Inc.
The Commerce Clause imposes limits on a state's authority to impose a tax if that tax will burden interstate commerce. For a state to impose a sales tax, a business must have a "substantial nexus" with the taxing state, as established in Complete Auto Transit, Inc. v. Brady.
In the past, "substantial nexus" meant that a business must have a physical presence within a state. However, in its June 21, 2018 opinion, South Dakota v. Wayfair, Inc., the United States Supreme Court held that businesses without a physical presence in a particular state may be subject to sales tax as a result of making sales into that state.
Specifically, the Supreme Court held that South Dakota's statute, which allowed for the state to impose sales tax on a business that accumulated at least $100,000 of revenue in the state or engaged in at least 200 transactions, satisfied the Complete Auto "substantial nexus" requirement, regardless of whether that business has any actual physical presence within the state. For the Court in Wayfair, a business that engages in at least 200 transactions or accumulates at least $100,000 of sales revenue within the state has clearly "availed itself of the substantial privilege of carrying on business in South Dakota."
This, however, begs the question: what about states that require businesses to remit sales tax based on a "click-through nexus" statute? Do these statutes also satisfy the substantial nexus requirement of Complete Auto?
Many states have adopted statutes that establish sales tax jurisdiction for out-of-state sellers. These statutes may rely on economic nexus, affiliate nexus or a combination of both.
Economic nexus generally requires a set number of sales or a set amount of revenue within the state. Economic nexus does not require physical presence. Affiliate nexus generally requires that the out-of-state seller has "affiliated" partners working within the state that have sufficient nexus to require the retailer to collect and remit sales tax. A common type of affiliate nexus is click-through nexus.
A click-through nexus statute expands the definition of "nexus" to include any out-of-state seller who enters into an agreement with a resident of the state under which the resident directly or indirectly refers potential customers to the out-of-state seller (a "Referral Agreement").
Functionally, a click-through nexus statute presumes a physical presence when an out-of-state retailer uses an in-state independent contractor, regardless of whether the contractor maintains an in-state market. Typically, for out-of-state retailers to reach this presumption, they must meet certain economic thresholds over designated time periods.
Under a click-through nexus statute then, out-of-state sellers that meet these thresholds are presumed to have nexus with the state. Out-of-state sellers may then rebut that presumption by providing evidence proving that they are not working under a Referral Agreement.
Currently, 22 states have enacted legislation that, in some way, allows for click-through nexus as a way for states to establish nexus with businesses without an actual physical presence in the state.[i] Those statutes generally take the following forms:
It is readily apparent that nearly all of these statutes feature lower economic thresholds than the South Dakota statute that the Supreme Court approved in Wayfair. If making $100,000 of sales in a state "clearly" results in a business purposefully availing itself to a state's laws, does $10,000 of sales have the same result?
Some states, such as Tennessee and Vermont have enacted economic nexus statutes as well as click-through statutes.[ii] It remains to be seen whether other states will amend their click-through nexus standards in favor of the simpler economic thresholds that the Supreme Court approved in Wayfair, or whether those states will take other legislative action.
In Wayfair, the Court noted that statutes such as click-through nexus are likely to "embroil courts in technical and arbitrary disputes about what counts as physical presence." The Court mentions that other principles in Commerce Clause doctrine have not yet been litigated and did not need to be resolved at the time of the Wayfair decision.
However, the Court did discuss how South Dakota's economic nexus statute has several features designed to prevent discrimination and undue burdens on interstate commerce. These features include safe harbors for limited business, lack of retroactive sales tax and adoption of the Streamlined Sales and Use Tax Agreement. These factors may be relevant in determining whether or not click-through nexus counts as "substantial availment" and if click-through nexus would violate the Commerce Clause doctrine.
Either way, businesses will need to consider these statutes in light of the Wayfair Court's groundbreaking ruling.
Todd Hoppe is co-chair of Foster Swift's Business and Corporate Practice Group. Todd helps clients address business organization and planning, transactions and related tax matters.
Thomas Dillion and Emily Wisniewski are attorneys with Foster Swift's Business and Corporate Practice Group. The three co-authors are also integral members of Foster Swift's State and Federal Tax Group. This group delivers timely and efficient solutions for our client's tax needs – from crafting tax planning strategies, appealing and litigating contested issues, and negotiating with tax authorities to resolve disputes when strategically practical. Attorneys in this group regularly guide clients through the IRS and Michigan Department of Treasury's informal appeals processes and aggressively defend our clients' interests before the federal courts, the Michigan Tax Tribunal the Court of Claims, and the Michigan Court of Appeals.
[i] Ark. Code § 26-52-110(d)-(e); Cal. Rev. & Tax § 6203(c)(5); Colo. Rev. Stat. § 39-26-102(e); Conn. Gen. Stat. § 12-407(a)(12)(L); Ga. Code § 48-8-2(8)(M); 35 Ill. Comp. Stat. §§ 105/2, 110/2; Kan. Stat. § 79-3702(h)(2)(C); 2016 La. H.B. 30, 1st Extra Sess.; Me. Rev. Stat. tit. 36 § 1754-B(1-A), (C); MCL § 205.52b(3); Minn. Stat. § 297A.66(4a); Mo. Rev. Stat. § 144.605(2)(e)-(f); 2015 Nev. A.B. 380; N.J.S.A. § 54:32B-2(i)(1); N.C. Gen. Stat. § 105.164.8(b)(3); Ohio Rev. Stat. § 5741.01(I)(2); Penn. Dep't. of Rev., Sales and Use Tax Bulletin 2011-01 (Dec. 1, 2011); R.I. Gen. Laws § 44-18-15(a)(2); 2015 Tenn. H.B. 644; Vt. Stat. tit. 32 § 9783(b)-(c); Wash. Rev. Code § 82.08.0521(1).
[ii] Tenn. Code § 67-4-702(22)(A); 32 V.S.A. § 9701(F)(iii).


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Using Blockchain Technology To Value Illiquid Assets And Foster Trust
The major financial catastrophes of the 21st century — the dotcom bubble, the Enron fiasco, Bernie Madoff's ponzi scheme, the housing crisis — all share one common thread: errant valuations.
In the dotcom bubble, lofty equity valuations were completely ignored as investors piled into stocks with no real earnings power, let alone potential. Enron's accounting team, along with its independent auditor, repeatedly fudged financial documents to prop up the company's balance sheet. Bernie Madoff reported far-fetched and ultimately fraudulent investment returns. And the housing bubble's burst was entirely due to unrealistic home valuations coupled with dishonest rating practices. The particulars might vary here and there, but the resultant panic that ensued from each came about once the discrepancies in the numbers started to show.
The other common thread? These meltdowns and scandals might have been prevented. If human's were more trustworthy, if regulators were more scrupulous, if there were some unbiased source of validation monitoring these cases, these events might have been caught before they reached crises proportions.
Now, nearly a decade out from the last of those major catastrophes, a solution to the problem of faulty valuation might be in the works.
Blockchain Solution
Startups bent on finding that solution have put a lot of faith in blockchain-powered platforms to valuation problems inherent in certain financial assets. One of the key aspects underpinning this faith is the decentralization core to blockchain technology. By dispersing the power and control of a network to totality of the network's participants, blockchain ensures that one party can't fudge the numbers to suit his or her needs. This dispersion of authority could allow for independent valuation of financial assets based upon consensus, turning the current equity market ecosystem of brokers, analysts and managers on its head.
One such blockchain startup seeking to invert the financial worls is BANKEX, whose blockchain platform aims to allow a wide variety of assets to be tokenized — real estate, hedge funds, even works of art. By turning these entities into tokenized products, BANKEX can create a decentralized global market whereby these more illiquid assets are bought and sold at will.
The platform also implements Internet of Things (IoT) and Artificial Intelligence (AI) technology to provide real-time updates on asset condition and valuation. Through BANKEX, both institutional and individual investors can access legitimate valuations on assets that in the past have caused financial turmoil. The FinTech startup, with its Proof of Asset (PoA) protocol governing transactions on the blockchain, has already achieved its targeted soft cap of $25 million on the first day of its token sale.
Building Liquidity
Beyond allowing for unbiased valuation, blockchain technology can also provide liquidity and transparency to assets that are traditionally relatively illiquid. As it stands, bonds, over-the-counter (OTC) stocks, and private equity (PE) funds can be traded, but depending on the individual assets, could take weeks to settle. By tokenizing these assets, they can trade in a decentralized marketplace much like stocks on an exchange.
Blockchain platforms can manage this by utilizing smart contracts, which self-execute once the stated set of conditions is met. On a decentralized asset marketplace, this removes the likelihood of fraud. The platforms' protocols prevent any illegitimate asset from being offered, meaning only tokenized, verified assets can trade. Smart contracts will ensure that sellers don't offer a product and then backout once funds are received. On the other hand, buyers cannot refuse to pay once they've received a tokenized asset.
You can see an illustration of how smart contracts are executed the second their asset is received in the chart below.
Trust Through Tech
This combination of the decentralization and tokenization of assets produces a key element missing in the traditional financial environment — trust. Individual investors don't trust banks. Banks don't even trust each other. What's more, the government agencies that are supposed to regulate the system are trusted the least.
In contrast, blockchain technology actually fosters trust. Because no single party runs a decentralized marketplace, buyers and sellers don't have to worry about price manipulations or over-the-top commissions paid to a central authority. And, since blockchains are fully transparent and auditable, the entire blockchain community will be aware if any type of fraud is even attempted. Buyers and sellers can compare prices to make sure they're fair, and with an IoT and AI driven valuation process, parties on both sides of the trade don't have to worry about misleading ratings. These factors alone completely alter the way transactions are currently executed. Combined, they might be able to manage the impossible and bring trust to a financial system in desperate need.
The preceding article is from one of our external contributors. It does not represent the opinion of Benzinga and has not been edited.
Posted-In: Blockchain marketacrossCryptocurrency Fintech Startups General
© 2019 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

subset: commoncrawl


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Release Date: 05/01/1995
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The complete condition of pre-owned Missile Command 3D includes Manual, Box
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Missile Command 3D is a Shoot-'Em-Up game, developed and published by Atari Games (Midway), which was released in 1995.
What does "Complete" mean?
The buy and sell value of Missile Command 3D (Atari Jaguar) is based on how "complete" it is. When in the "complete" condition this used Atari Jaguar game includes:
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Step Into the New Year With a New You!
What percentage of people do you think lose weight at the beginning of the year and then gain it back within 6 months?
Answer: 98%!
Sounds discouraging doesn't it? We try so hard, but without the right system, the right support, and the right accountability it's incredibly hard to stick to this new way of eating. We end up caving into our cravings and old habits, then the weight comes back on and we feel like garbage! Guilt becomes our constant companion!
It's time to say "NO MORE!"
We love working with people who are fully committed and ready to follow through in a way they never have before.
As trained, certified health coaches, we will help you turn healthy habits into behaviors that last by
- Setting up the conditions for inevitable success.
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We are excited to be opening up a Group Coaching "Tribe."
Your tribe will be your new community of support as you go through our 7-week program together.
This group will be limited to 5 people! So yes, space is limited!
The 8-Week Group coaching includes:
- One weekly 90 minute Zoom video call.
- The 14-Day Reset Cleanse An amazing elimination diet that helps you determine your body's sensitivities to certain "high risk" foods. (This is a $350 value)
- Online support through a private Facebook group.
- Action Step Guide Workbook and welcome gift sent by mail
Dates: TBD
Time: TBD
You can live anywhere in the United States and in some parts of the world for group coaching!!
If the group is already full by the time you try to sign up, and you really want in, we'll start enrolling for the November Tribe!
Program Price: $790
(Pay in Full): $697
OR 2 payments of $395 = $790
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This is an invitation to get curious about how healthy you can be, to become a stand for your sustainable transformation!
So come and step into the NEW YEAR with a NEW YOU!!


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> They're not totally waterproof, and Sportful doesn't claim
> them to be, but the NoRain does keep out the damp for much
> longer than regular fabrics
Not waterproof at all. It's just normal fabric with a DWR, right? At best it will only keep you dry in a light drizzle.


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The circular aims to specify and limit risks on consumer loans of commercial banks to non-standard clients, including those with either low incomes or credit scores, or with no credit history.
According to SBV, there are currently no specific legal regulations on finance companies' consumer lending, which is becoming increasingly important to the country's socio-economic development and is helping to raise people's living standards.
Commercial banks and finance companies are the two major providers of consumer lending in Viet Nam, so the promulgation of a law to regulate this activity is essential, the SBV said.
In recent years, several commercial banks have set up subsidiaries for consumer lending, including HDBank, which bought Viet-SG Finance Company, and VPBank, which purchased Viet Nam Coal-Mineral Finance Company.
Also, a number of foreign companies with experience in consumer credit were likewise setting up finance companies for consumer lending in Viet Nam. The SBV predicted the setting up of subsidiaries in consumer lending to become a major trend in the coming years.
According to the draft, recently released for comment, finance companies will be allowed to provide consumer lending through hire-purchase arrangements, overdraft via credit cards and issuance of buyers' passes.
The draft also said the interest rates would be based on agreements between finance companies and consumers which, in turn, would be based on consumers' solvency and compliance with the SBV regulations on interest rates.
Interest rates on overdue debts must be made public and will not be allowed to exceed 150 per cent of the interest rate for consumer lending that had been agreed on in the lending contracts. — VNS
A rare opportunity to own King Palace – "Where Kings live"
The thirst for luxury real estate in central "golden land" of Hanoi


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Where are the best places to go camping in Nebraska? We've compiled a list of the best camping spots in Nebraska. It is designed to help you find a great campground with the minimal amount of effort. The simple and clean design puts the information you want most front and center. We covered Beach Camping, RV Parks, State Parks, Tent Camping and Resorts.
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cancer research
PATINA trial launched to evaluate new therapeutic combination for breast cancer
The Alliance Foundation Trials (AFT) — in conjunction with Pfizer and six international cancer research groups — has launched a randomised open-label Phase III clinical study, PATINA, to evaluate a combination therapy for breast cancer. Read more
Scientists make new breast cancer drug discovery
Scientists have identified a chemical compound that is highly effective at blocking the growth of breast cancer cells. Read more
Manchester patient takes part in first pioneering cancer trial
A patient in Manchester is the first to take part in a pioneering cancer trial. Read more
Award helps lung cancer candidate enter the clinic
An award to progress a lung cancer candidate into the clinic has been given to Queen's University Belfast and Domainex Read more
Drugs shrink breast cancer tumours within 11 days
A combination of lapatinib and trastuzumab (Herceptin) before surgery shrinks and may even destroy tumours in women with HER2 positive disease within 11 days, according to new research Read more
Implant delivers chemo cocktail directly to cancer tumours
Implantable device delivers treatment for pancreatic cancer directly to tumours, bypassing bloodstream and limiting widespread side effects, according to The University of North Carolina (UNC) Read more
Top 5 collaborations tackling cancer
Pharma companies have been teaming up in the fight against cancer. EPM lists the top 5 cancer fighting collaborations Read more
FDA grants venetoclax NDA status for leukaemia treatment
The US Food and Drug Administration (FDA) has accepted the New Drug Application (NDA) and granted Priority Review for Genentech's venetoclax for the treatment of chronic lymphocytic leukaemia (CLL) Read more
Metastic kidney cancer treatment submitted to the EMA
Lenvatinib, discovered and developed by Eisai, has been submitted for review by the European Medicines Agency (EMA) for use in combination with everolimus to treat people with metastatic kidney cancer Read more
Novartis and Surface Oncology enter oncology research collaboration
Novartis has announced a strategic alliance and licensing agreement with Surface Oncology to grow its immune-oncology pipeline Read more
MD Anderson and Kymab team up for cancer drug development
Kymab and MD Anderson Cancer Centre have announced a strategic cancer drug discovery and development alliance Read more
70 clinical centres selected for lung cancer drug trial
OSE Pharma has selected 70 international clinical centres to participate in its pivotal phase three clinical trial of Tedopi for patients diagnosed with advanced non-small cell lung cancer (NSCLC) Read more
Pancreatic cancer treatment market to reach £1.9bn by 2021
The treatment market for pancreatic cancer is set to grow from its current level of £1.2bn ($1.9bn) to an impressive £1.9bn ($2.9bn) by 2021 Read more
Molecule to allow future patient-specific treatment of cancer tumours
Scientists at the Technical University of Munich (TUM) have developed a small, highly active molecule that binds to a specific integrin which operates in many types of cancer Read more
AstraZeneca launches app for ovarian cancer clinical trial
Voluntis and AstraZeneca have announced plans to test a digital support service for women undergoing treatment for recurrent platinum-sensitive high-grade ovarian cancer in clinical trials of cediranib plus olaparib Read more
Five cancer immunotherapies to be created by company team-up
Sanofi and BioNTech have entered into a research collaboration and license agreement to develop up to five cancer immunotherapies Read more
Pharma and Cancer: the latest developments
As October is Breast Cancer Awareness month EPM has put together a list of medical developments and partnerships in the pharmaceutical sector that are helping to treat cancer Read more
Drugs turn immune system against cancer
A study published in Cell shows a class of experimental drug treatments that could help the body's immune system fight cancer and is already in clinical trials Read more
Newcastle gets £5m to boost drug development
Cancer Research UK's Drug Discovery Committee has awarded Newcastle University's Northern Institute of Cancer Research £5 million to bring more cancer drugs to clinical trials. Read more
INTEGRA donates $10,000 to Dana-Farber Cancer Institute
Following the successful launch of its PIPETGIRL pink pipette controller in support of breast cancer research, INTEGRA Biosciences has made a $10,000 donation to the Susan F Smith Center for Womens Cancers at the Dana-Farber Cancer Institute. Read more


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ENSO Wrap-Up
Current state of the Pacific and Indian Ocean
- Impact on rainfall:Links open in new window
- El Niño: average rainfall
- El Niño: past events
- La Niña: average rainfall
- La Niña: past events
Weekly sea surface temperatures
Graphs of the table values
Monthly sea surface temperatures
Graphs of the table values
- See also: Links open in new window
- Animation of recent SST changes
- Weekly index values
- Sea temperature analyses
- Map of NINO regions
- More SSTs: Links open in new window
- SST outlooks – Coral bleaching risk
5-day sub-surface temperatures
Monthly temperatures
- See also: Links open in new window
- Animation of recent sub-surface temperature changes
- Archive of sub-surface temperature charts
Southern Oscillation Index
While the SOI is an important index that tracks changes in tropical air pressure, we consider a much wider range of atmospheric and oceanic conditions when we assess the status of ENSO. This includes winds, clouds, ocean currents and both surface and sub-surface ocean temperatures, as well as outlooks for the months ahead.
- See also: Links open in new window
- Monthly SOI graph
- Table of monthly SOI values
- 30-day SOI values
Trade winds
- Data Source: Links open in new window
- TAO/TRITON data
- Time-longitude wind anomalies
Cloudiness near the Date Line
ENSO outlooks
- See also: Links open in new window
- Climate model summary
- Bureau model
- Map of NINO regions
Indian Ocean Dipole outlooks
- See also: Links open in new window
- Model summary outlooks
- IOD history
- Map of IOD regions
- IOD events and impacts
ENSO timeline
For the week ending 6 November, sea surface temperatures (SSTs) were cooler than average along the equator in the central and eastern Pacific Ocean, extending southward in a broad band along the coast of much of South America.
Compared to two weeks ago, there has been cooling in some areas of the tropical Pacific, notably south of the equator in the east, and along the equator in the central Pacific. Latest values for the week ending 5 November are: NINO3 −0.5 °C, NINO3.4 −0.4 °C, NINO4 +0.2 °C. However, the NINO4 index, covering the central to western equatorial Pacific, has warmed by 0.3 °C compared to two weeks ago.
Weak warm anomalies persist across much of the far western Pacific, extending well into the north and south of the basin. Stronger warm anomalies continue to the south of Japan, and along large parts of the east coast of Australia.
Persistent NINO3.4 values cooler than −0.8 °C are typically indicative of La Niña, while persistent values warmer than +0.8 °C are typical of El Niño.
While the El Niño–Southern Oscillation (ENSO) remains neutral, the Bureau's ENSO Outlook is currently at La Niña WATCH. La Niña WATCH means there is approximately a 50% chance of La Niña forming in late 2017. Climate models note that if La Niña does occur, it is likely to be short lived and weak, and effects upon Australian climate less than during the last La Niña in 2010–12.
Tropical Pacific sea surface temperatures (SSTs) have cooled since late winter. However, recent cooling has stalled slightly due to a pulse of tropical activity (known as the Madden-Julian Oscillation). Cooling is expected to resume in the coming fortnight. Atmospheric indicators of ENSO, such as the Southern Oscillation Index (SOI) and cloudiness near the Date Line have shown signs of shifting into a La Niña-like state.
All international climate models suggest further cooling of the tropical Pacific is likely, with most models reaching La Niña thresholds in late 2017. Six of eight models suggest that these levels will persist long enough to be considered an event. If La Niña does develop, it is likely to be weak and short-lived.
La Niña events typically bring above average rainfall to eastern Australia during late spring and summer. However, current temperature patterns in the Indian Ocean would typically push Australia's climate into a drier phase. Hence current climate outlooks do not favour typical La Niña rainfall patterns across Australia for November to January. Weak La Niña events can also increase the chance of prolonged heatwaves for southeast Australia.
The Indian Ocean Dipole (IOD) is currently neutral. IOD events are unable to form between December and April due to the Australian monsoon.
Cloudiness near the Date Line has been below average (positive OLR anomalies) during the past two weeks. Cloudiness values have been generally below average since early August.
Equatorial cloudiness near the Date Line typically increases during El Niño (below average OLR) and decreases during La Niña (above average OLR).
Trade winds for the 5 days ending 5 November were generally near average strength across the tropical Pacific.
The strong Madden-Julian Oscillation event that occurred two weeks ago has now finished. The MJO is currently weak or indiscernible. This means it is no longer influencing the trade winds.
During La Niña events, there is a sustained strengthening of the trade winds across much of the tropical Pacific, while during El Niño events there is a sustained weakening, or even reversal, of the trade winds.
International climate models surveyed by the Bureau indicate that further cooling of equatorial Pacific Ocean sea surface temperatures is expected during spring and summer. All of the eight models anticipate that SSTs will reach or surpass La Niña thresholds by January, with most reaching the threshold during November.
However, the models also suggest any La Niña may be short lived, with tropical Pacific sea surface temperatures warming again by late summer. Persistence for three months is generally considered the minimum length required to be considered an event; six of the eight the models sustain the event for a sufficient period. Warming back towards neutral levels in late summer is typical of the ENSO cycle at that time of year.
Sea surface temperature (SST) anomalies for October show SSTs were cooler than average in the eastern equatorial Pacific Ocean and along the coast of Peru in South America. Generally weak warm anomalies were present across most of the South Pacific, the western Pacific, and the mid-latitudes of the North Pacific. Areas of stronger warm anomalies in excess of one degree above average were observed along parts of the east coast of Australia, although having decreased in areal extent compared to September. Similar anomalies were observed in an area south of Japan, and in the mid- to high latitudes to the east of New Zealand.
The October value for NINO3 was −0.4 °C, NINO3.4 −0.3 °C, and NINO4 +0.1 °C. All three NINO indices held steady compared to September values.
The 30-day Southern Oscillation Index (SOI) to 6 November is +7.4 (90-day value +7.4), remaining just within the La Niña value range. 30-day SOI values have been above La Niña thresholds since the start of October.
Sustained positive values of the SOI above +7 typically indicate La Niña while sustained negative values below −7 typically indicate El Niño. Values between +7 and −7 generally indicate neutral conditions.
The Indian Ocean Dipole (IOD) is neutral. The weekly index value to 5 November was +0.14 °C. All of the climate models surveyed by the Bureau indicate that the IOD will remain neutral into early 2018.
The influence of the IOD on Australian climate is weak during December to April. This is because the monsoon trough shifts south over the tropical Indian Ocean changing wind patterns, which prevents the IOD pattern from being able to form.
The four-month sequence of sub-surface temperature anomalies (to October) shows cool anomalies persist across most of the equatorial Pacific Ocean down to a depth of 200 m. In a small area of the central equatorial Pacific sub-surface anomalies are more than 4 degrees cooler than average for October. In general terms, the extent and strength of sub-surface temperature anomalies has declined slightly compared to those for September, and very weak warm anomalies have emerged in the far western equatorial Pacific.
The sub-surface temperature map for the 5 days ending 5 November shows a pool of slightly cooler than average water in the subsurface of the eastern half of the equatorial Pacific Ocean. Water temperatures in an area around 100 m depth at around 150°W to 130°W were more than 3 degrees cooler than average. Sub-surface water temperatures were generally close to average across full column depth of the western half of the equatorial Pacific.
Product code: IDCKGEWW00


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June 12th, 2013
New Menuology White Paper: The Importance of Accessibility and Accuracy in Online Restaurant Menus
In an industry with fierce competition and razor thin margins, restaurant brands need to do all they can to capture new business. In a recently published white paper, Menuology highlights the single most important factor in successfully converting online browsers into in-restaurant diners.
Consumers no longer rely on one or two sources of information when making dining decisions. According to Menuology's latest white paper, The Importance of Accessibility and Accuracy in Online Restaurant Menus, thanks to the breadth of information available to them online, these decisions are now being driven by a number of factors; factors that are in constant evolution.
Preeminent among these is the ability to access, and easily read, restaurant menus of interest before making a decision, and even more importantly, the ability to do so on a mobile device.
The paper was developed further to an in-house survey which found that restaurant brands were conscious of the importance of ensuring their online menus were accurate and up-to-date, and keen to find a quicker, and easier, way to ensure they were.
"Over 80 percent (81.2%) of respondents to our survey felt it was important for them to have access to a system that would, among other things, allow them to easily publish their menu online, the instant they changed it in their restaurants." said Gregory Walsh, VP of Operations for Menuology, and its parent company, Monas Softworks. "That made us want to look closer at the key drivers in new customer acquisition within restaurants today, and how we at Menuology could ensure we continued to add value to our clients by offering them tools that responded to market demand."
Click here to access the white paper, The Importance of Accessibility and Accuracy in Online Restaurant Menus.
About Menuology
Menuology is the world's only menu management system developed expressly for chain restaurant groups. It offers brands a range of features to profitably simplify and streamline their menu management processes. Among these is a powerful one-click online menu publishing feature which allows brands to publish their menus online in moments, in line with their brand standards, and formatted to be accessible via any device.
For more information visit Menuology online, email email@example.com, or call 888.688.4847.
Read the press release here.


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Timo Hyytiäinen
About Me:
My business provides consultation, speeches and lectures for companies, communities and individuals.
My formal education is from University of Joensuu (present day: University of Eastern Finland), a state recognised university. My qualification is Teologian maisteri, which is a second-cycle university degree, main field of studies being Systematic Theology and Patristics, Eastern Church being my specialization. I also included History and Philosophy in my studies. Generally I would say that I'm interested everything concerning human culture; ia personality psychology, politics and economics.
I'm MBTI certified (2017).
Since graduation (2009) I have worked for both the public and private sector: for example I was a Religion teacher in our public school system for four years. Since autumn 2016 I have been an entrepreneur in my own business.
Please feel free to contact me.


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If you have to go out in the rain….you might as well look beautiful doing it~
So easy to wear- Effortless. Magnetic closures at the neck and arms for windy days. A nice deep hood and a great little storage bag make these a dream to drop in your purse or suitcase. Please note that the lining in the photo looks more blue, in reality it looks to me in personal like a cool turquoise/ teal color. An amazing color for red heads and brunettes.
I love these RainWraps because I can keep my purse and my dog dry all under one fabulous looking coat.


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On a routine journey through space to a new home, two passengers, sleeping in suspended animation, are awakened 90 years too early when their ship malfunctions. As Jim and Aurora face living the rest of their lives on board, with every luxury they could ever ask for, they begin to fall for each other, unable to deny their intense attraction. until they discover the ship is in grave danger. With the lives of 5000 sleeping passengers at stake, only Jim and Aurora can save them all.
About PassengersArtist : Chris Pratt, Jennifer Lawrence, Michael Sheen, Laurence Fishburne
As : Jim Preston, Aurora, ,
Title : Passengers Complet
Release date : 2016-12-21
Movie Code : 0449487
Duration : 110
Category : Science Fiction & Fantasy
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Finnish Lapland in Winter
Helsinki, Finland to Rovaniemi, Finland
8 days from €2,360 per person
Explore Finland like never before on this journey through snow-covered Lapland.
Lapland, home of the indigenous Sami people, is a magical place of pristine peaks and snow-dusted woodlands. In this Arctic wonderland, the cold air is cut only by the sound of rushing rivers and panting huskies as they prepare to rush across this impossibly vast, white wilderness. Strap on your hiking boots and crunch a path through Finland's spectacular taigas, get cosy with the locals over a glass of salmari and experience the rush of a real dog-sled. From the docks of Helsinki to mountainous Yllastunturi and Santa's workshop in Rovaniemi – witness a beautiful part of the world where Christmas feels always close.
8 days Helsinki, Finland to Rovaniemi, Finland
From €2,360 per person
Is this trip right for you?
- Lapland can be extremely cold at this time of year. Please bring appropriate clothing for adverse weather conditions. There may be the rare occasion where your leader has to alter the itinerary and activities due to the weather. In this case an alternative will be offered.
- Due to the remote locations we visit, there are a few long drives on this trip. This is a great opportunity to enjoy the scenery and spend some time getting to know the other members of your group.
- The Northern Lights (also known as the Aurora Borealis) are a natural display of coloured lights in the night sky of the northern hemisphere. While Northern Light displays can never be guaranteed, as they are a natural phenomenon, you have a higher chance of seeing them in locations at high latitudes, such as Northern Finland. Keep your fingers crossed for clear skies during your visit.
- As accommodation on this trip is twin-share, single travellers will share a room with another traveller of the same sex. A single supplement is not available on this trip due to the small size of the accommodation we use in Yllastunturi. Also, hotels in Europe often don't have double beds, but rather two single beds that can be pushed together/apart. Please also be aware that many guesthouses offer shared bathrooms rather than en-suite facilities. Rooms in Finland can be small, and at times you may be accommodated a short walk away from the main building.
- Finland can be an expensive destination in terms of eating out. Your leader will be able to advise on how to save money. In remote areas the only option for dinner will be at the guesthouse we are staying at. Please stock up on food at a supermarket prior to arrival if you would like to opt out eating at the guesthouse's restaurant.
Day 1: Helsinki
- Hotel (1 night)
Meals Included:
There are no meals included on this day.
Special Information:
Your adventure begins with a welcome meeting at 6pm. Please look for a note in the hotel lobby or ask the hotel reception where it will take place. If you can't arrange a flight that will arrive in time, you may wish to arrive a day early so you're able to attend the welcome meeting. We'll be happy to book additional accommodation for you (subject to availability). If you're going to be late, please inform the hotel reception. Your leader will be collecting your insurance details and next of kin information at this meeting, so please ensure you have these ready.
Day 2: Helsinki/ Overnight Train
- Overnight Train (1 night)
Optional Activities:
- National Museum of Finland – EUR10
- Museum of Cultures – EUR9
- Kiasma Contemporary Art Museum – EUR12
- Design Museum – EUR10
- Suomenlinna Sea Fortress – EUR6
- Mannerheim Museum – EUR12
- City Museum – Free
- Ateneum Art Museum – EUR15
- Cathedral – Free
- Rock Church – Free
Meals Included:
- Breakfast
Day 3: Kemi/ Yllästunturi
Optional Activities:
- Sauna Visit – EUR170
Meals Included:
There are no meals included on this day.
Day 4: Yllästunturi
Included Activities:
- Dog Sledding
Meals Included:
- Breakfast
Day 5: Yllästunturi
Included Activities:
- Saami Reindeer Farm
Optional Activities:
- Northern Light Viewing Opportunity – Free
Meals Included:
- Breakfast
Special Information:
Yllästunturi turns off their street lighting at 10pm from November to mid-February, so the Northern Lights can be seen better. Please note that while there is a good chance of seeing the lights of the aurora this far north, there is no guarantee, as they are a natural phenomenon.
Day 6: Yllästunturi
Meals Included:
- Breakfast
Day 7: Rovaniemi
Optional Activities:
- Santa Claus Workshop – Free
Meals Included:
- Breakfast
Day 8: Rovaniemi
Meals Included:
- Breakfast
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Queen Elizabeth II is one of the most popular monarchs in the world. Her long reign has attracted a lot of public and media attention and questions about the Queen's personality and lifestyle are bound to appear. We know for one thing that Queen Elizabeth II is somewhat of a reclusive royal, preferring to keep her political opinions largely unknown and her private life out of the spotlight.
However, thanks to her long reign, some fun facts about the Queen have slipped through the cracks and we can now know the Queen a bit better.
Does the Queen use Alexa?
We do not know for sure if Queen Elizabeth uses the Amazon Alexa music device, but we do know something about Her Majesty's contact with technology. Probably the most unexpected addiction the Queen had was playing with the Nintendo Wii console that was bought by Duchess Kate Middleton for Price William.
We know that the Queen owns a mobile phone and she has also been spotted using an iPod. President Barack Obama gave the Queen a personalized iPod preloaded with a collection of forty classic tunes, which leads us to the next question…
What does the Queen listen to?
Some may think that the Queen listens to baroque classical music, but they would be wrong. For her 90th birthday, the Queen released a list of her ten favorite songs. Which tune takes the first spot? Surprisingly, it is "Oklahoma!" by Howard Keel. The second song is also a country Americana tune – "Anything You Can Do (Annie Get Your Gun)" by Dolores Gray and Bill Johnson. So is the Queen a country aficionado? Not entirely. Her list also includes several Jazz tunes and a few traditional British songs and military marches.
Does the Queen use social media?
The Queen joined Twitter in July 2009 and Facebook in November 2010. However, her online presence is intermediated by a team of social media experts. The British Monarchy is the official Facebook page of the Royal House. Also, the Queen does not write the tweets herself (although she did write her first tweet personally) – the account is updated by a team working at Buckingham Palace and is following only one other Twitter account: Clarence House, the royal home of the Prince of Wales.
In addition, the Queen sent her first e-mail in 1976 from a British military base as part of a network technology demonstration, which makes her the first head of state to use electronic mail.
Does the Queen have a driving license?
In her youth, Queen Elizabeth II worked in the British Auxiliary Territorial Service during WW II as a truck driver and mechanic, so her fondness for cars is nothing new. The Queen is also the only person in Britain allowed to drive without a license or a license plate on her car. She also does not require a passport to travel to other countries, since all UK passports are issued in her name.
Does the Queen like Downton Abbey or The Crown?
Yes. She is a big fan of the show and enjoys pointing out historical inaccuracies. Other members of the Royal Family, especially by the Duchess of Cambridge, also enjoy the show. When asked about the new Netflix series, "The Crown" (a show about the Queen's ascension), the Royal Family said that they were aware and anxious to see the results. However, nobody managed to get an answer from the Queen herself. It seems unlikely that, given her shyness, Queen Elizabeth II would enjoy watching a dramatization of her youth.
Does the Queen take afternoon tea?
Yes, Queen Elizabeth keeps up with tradition and enjoys a warm cup of tea every afternoon. She brings along the essential kit made up of a kettle, a selection of teas and a stash of Dundee cake. A former royal aide told Daily Mail, that the Queen likes to plug in the kettle herself.
Is the Queen really that fond of Corgis?
The Queen's love for the corgi dog breed is pretty well known. She owned 30 different corgis throughout her reign. She received her first corgi, Susan, as an 18th-birthday present in 1944. All of her corgis are direct descendants of Susan. However, if you ever meet the Queen, do not attempt to pet her dogs – she does not like it.
Does the Queen have a sense of humor?
According to sources, the Queen is a very good impersonator and loves to mimic personalities. Nobody knows whom she chooses to mimic, but it has been reported that she likes the comedian Sacha Baron Cohen's Ali G character.
In later years, she developed a more relaxed attitude and the public has seen her smile more often. Canadian politician Michael Ignatieff also remarked the Queen's good sense of humor. "She has a wonderful sense of the absurd," he observed. "What is astounding about her is how that sense of humor, that sense of the absurd, that sense of comedy of life has survived 60 years of grueling public life." (source)
Does the Queen have any political power?
The Queen still retains some legislative and executive attributes, but it has become tradition for ministers to exercise the Queen's authority on her behalf.
The Queen can summon or prorogue the Parliament, she must give assent to bills from Parliament, singing them into law (she could, in theory, to refuse to give assent), she can appoint the Prime Minister after a general election and she has complete immunity, as she is above the law.
The Queen can also declare war on another nation, although this is usually done by the Prime Minister and the Parliament. She is, however, the commander-in-chief of the British Military and holds several military attributes.
Queen Elizabeth II had a difficult reign, but we can say that she always came on top. Today, she is one of Britain's most popular monarchs and she is one of the best well-known British personalities.
And she probably does not use Alexa. Sorry Amazon.


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Tiger Basketball falls to Fern Creek 49-43 in Game 3 of the Summer Shootout
In Game 3 of the St. X Summer Shootout, the Tiger Basketball team fell to Fern Creek 49-43. Senior William Olsen led the way for the Tigers with 14 points while Senior Connor McKim added 10 points as well.
The starting five for the game was McKim, Olsen, Ryan McDaniel, Evan Walker and Pierce Kiesler. This lineup jumped out to an early 10-6 lead with 13:13 remaining in the first half (two 20 minute halves were played). Fern Creek slowly took control after that, as they slashed to the basket continuously and went into the half with a 28-21 lead.
Down the stretch, Coach Klein took a page out of Coach Cal's playbook and began to platoon. The starters and the lineup of Alex Hulse, Paul Oberst, Tyler Barnes, Connor Knight and Austin Brian switched in an out. Coach Klein pleaded with his starters to match the reserve's energy and get to the 50-50 balls.
With 2 minutes remaining, the Tigers trailed 42-33 and looked out of it. Olsen kept the Tigers in at, as he shook off a bad shooting day and knocked down two three pointers in a row. Olsen followed that up with a step back from just inside the three to cap off a personal 8-0 run which trimmed Fern Creek's lead to 42-41.
After a pair of free throws by Fern Creek, McDaniel put back his own shot to bring it to 44-43 with under a minute remaining. That was as close as the Tigers got, as Fern Creek knocked down their free throws to win 49-43.
The Tigers fall to 1-2 in the Summer Shootout after today's performance. The Tigers started out with a 65-40 win over Warren East, but lost to Henderson County by two in the 1 o'clock game on Tuesday.
The Tigers looked strong, and their full court pressure near the end of the game gave Fern Creek fits. Olsen looks to be the go to scorer for the Tigers, as he continues to show his ability to knock down threes and attack the rim. McKim got into the lane with ease today and was able to finish on multiple attempts. Add that with his mid-range ability, and he should only improve in his 2nd year as the starting point guard. Kiesler and Brian showed promise, as they both were major factors down low. If Kiesler can trim the turnovers down, the sky is the limit on his potential down low.
The Tiger Basketball team will play Manual tomorrow in the Willis Center at 3pm in the fourth and final game of the Summer Shootout.
Posted on June 23, 2015, in Tiger Basketball. Bookmark the permalink. Leave a comment.


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The origin of Huposimia (present-day Czech Republic and Slovakia). The place since ancient times rich in metal technology advanced, and know how to use hydraulic machinery manufacturing, since 14th century began to produce tinplate.
In a long-time general Period, here has been the world's main producer of Tinplate.
Tinplate was used mainly to make tableware and drinking utensils. In the 17th century, Britain, France and Sweden had hoped to establish their own tinplate industry, but they needed a lot of money. So the delay has not been developed. It was not until 1811, when Blaine Tang Jin and John Hall opened tinned tinned food, that tinplate production developed on a large scale. Today the world produces about 250,000 tonnes of tin a year, more than One-third of which are used to make tinplate, most of which are used in canned food. This can only be a legend, if anyone saw it, it is estimated that few people in the world can see, I do not see.


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Cultural appropriation is when someone takes certain elements or aspects from another culture without the consent of people who belong to that culture. There is a very thin line between appropriation and appreciation. Let's dive in!
Appropriation is defined as illegal, unfair or the unjust taking of something that doesn't belong to you. Cultural appropriation is taking ideas, beliefs, traditions, and speech from someone else.
The Kardashians for example, are a great example of appropriation. They use elements from other cultures and make a shit ton of money doing so. Kylie got lip injections, sold millions in lipsticks and makeup. Kanye dresses Kim & they decide to do cornrows and boom, sales rocket. These are subtle forms of appropriation, Kylie had small lips, as most white people do. She injected her lips to look full and plump! The worse part of it all is the fact that she capitalized off of aspects well known to the African American community.
& Kim couldn't even give credit to women of color when she decided to cornrow her hair. She said they were ' bo Derek ' braids, I mean c'mon, her publicist couldn't help her with that one? Or maybe her husband?
When we think of the most popular groups of people usually targeted from cultural appropriation we have to include, African, Asian and Native Americans. During this time of year, with costumes and the whole Halloween scene, headdresses and black face circulate crowds like this isn't 2018. Most people don't even know that they are offending people, because they were never taught. I didn't know anything about Native American headdresses and its significance to their culture. I do know, that people like to wear them to festivals as if there isn't enough headwear to use. (& don't get me started on the sweat log retreats and dream catchers)
Writer Nadra Kareem Nittle, does a great job in the article on cultural appropriation for Thought Co. Including examples of Madonna and voguing, miley cyrus twerking and gwen stefani using Japanese culture for videos. Don't get me wrong, these women can do whatever the hell they want to do, but when you start to make money off of cultural traditions that aren't yours, that's the problem.
Going into the Halloween season, Ask yourself this simple question when your picking out an outfit:
Is this costume culturally appropriate? Will it offend someone? (ie: people of color)
You should avoid 'ghetto fabulous' nonsense, don't try to look like flavor flav. This also goes for the other side of the spectrum, I saw a couple dressed up as 'rednecks' seriously? Geisha's, Muslims or American Indians, just don't even think about it.
I know I probably sound like a prude & your thinking, my goodness people are so sensitive. But think of something in your culture you take pride for, something that is very important to you. Now imagine a group of people, from a different background impersonating you as a costume.
There are so many other concepts that are dope, like being a celebrity couple, condiments are so funny to me, how uncomfortable is a banana suit? Movie characters, sitcom favorites for groups. The list goes on.
This is your time to be creative, think of something original before you think about throwing a kimono on and speaking in a Asian accent.


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Muhammad Sameh is the Chief Executive Officer and Founder of IM Holding.
IM Holding has started as a small company in the technology field and has grown to be the one of the leading companies in the region. The company is now serving clients in Canada, USA, Europe and Gulf.
IM Holding started to grow in different disciplines such as Recruitment based in Gulf Region, Education & Sports Based in Egypt and USA, Energy & GreenTech based in Canada, Egypt and UAE, as well Agriculture based in Egypt.
Muhammad Sameh is an Engineer who holds his Bachelor degree of Science in Mechanical Engineering from the American University in Cairo 1996. He started as a Field Engineer with Schlumberger in Dubai, Pakistan and France. After 2 years he became the founder of IM Holding with the breakthrough of the Internet back 1998.
Muhammad has been trained in Dubai, France, Denmark, and USA in the areas of management, sales, marketing and training.
Through his career life, Muhammad believed that sports and education play a vital role in the healthy character building of humans.
Muhammad has been 3rd world champion in fencing and one of the top students in school and university. He has been nominated for parents cup holder at the American University with one other student for excellence in academic achievements, sports and activities.The change Muhammad is aiming at will come through sports and education as Muhammad decided to dedicate his energy in these 2 major fields with a passion that is "unmeasurable" as he believes.
Muhammad believes that "Inspired Minds Education & iMasters Academy", the sports and education investment of IM Holding in Egypt and USA, will inspire the whole world to see a better quality of humans.


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wtf? was originally designed as a series of posts dedicated to holding a spotlight on the mysterious and un-explainable decisions of the Hamilton County Board of Revision – but it turns out that the entire valuation process is mysterious and un-explainable. wtf? is now about any and all things property-tax-related that make no sense whatsoever.
Last week wtf? featured John F. Barrett's house at 9300 Shawnee Run. For a lot of people that was their first introduction to cincyopolis and a few readers thought I was being unfair in singling out Mr. Barrett. Even though my biggest problem with the Auditor's number was the total and absolute exclusion of any value at all for the second (guest) mansion on the parcel clearly identifiable from the Auditor's own aerial photos, that apparently didn't bother them and instead they focused on his legal right to use farm and timber classifications to lower his tax obligations under state law. Since I certainly don't want to imply that Mr. Barrett is unique in his puzzling treatment by the Auditor's office, lets go back to a part of town where farming is not a factor.
The owner of this home is Robert H. Castellini. After the property was transferred into his name on December 1, 2008, the original house was demolished and replaced by a custom built home that takes full advantage of the beautiful views after which the street is named. According to the Auditor's report, the lot is 2.6152 acres.
6 years after the property was purchased, the land value is listed as $758,050. Improvements are listed as $0. Total value for tax purposes is therefore $758,050.
Since that seemed like an awfully long time for a construction project, I drove over to the neighborhood tucked behind Summitt Country Day School just to make sure everything was OK. Sure enough, the home is finished and drop dead gorgeous with quality materials that are obviously top-of-the-line and according to their neighbors the house has been occupied for quite some time.
The only other house on the street (owned by the Margaret Lafley Trust) is valued for more than $2.3 million. But even this house experienced a mysterious drop of more than $400,000 after Mr. Castellini bought into the neighborhood. It's weird. The owner never filed a complaint with the Board of Revision to get the valuation lowered. It just happened. Boom. A 17% drop for no good reason. This is not uncommon on properties that adjoin parcels receiving treatment that is hard to explain.
I had a house built once. And I don't remember getting any multi-year property tax break after the certificate of occupancy was filed.


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Friday, December 22, 2017 - 12:15
A Valencia man was arrested and a revolver and a quantity of ammunition seized by officers of the Northern Division during an anti-crime exercise in the Arima district yesterday.
Officers conducted the exercise around 8:10 am on Thursday 21st December, 2017, during which they proceeded to Prince Street, Arima, where they observed a man with a knapsack on his back, standing along the roadway.
The officers approached the man and conducted a search of the knapsack, which resulted in one revolver and five rounds of ammunition being found inside.
During the search, the suspect attempted to escape but was held following a brief chase.
The suspect, a 20-year-old, porter of K.P. Lands, Valencia, was arrested in connection with the find.


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2015 is coming to a close in the next couple days and we thought that we should close out the Top 10 list of this year with a TOP 10 Games of 2015! Seems like a no-brainer right? We had a lot of games to keep us busy this year and a few games that took us a lot more hours than we have anticipated or knew would destroy our social life. This is just my own personal list so this may not reflect your own personal liking so don't murder my choices! With that being said, here is the Top games of 2015!
Splatoon is a third-person shooter video game developed and published by Nintendo for the Wii U, released worldwide in May 2015. The game centers around characters known as "Inklings"—beings that can transform between humanoid and squid forms, and hide or swim through colored ink sprayed on surfaces using gun or brush-based weaponry. Splatoon features several gamemodes, including 4-on-4 online multiplayer and a single player campaign.
9. Destiny: The Taken King (PS4, Xbox One)
Destiny: The Taken King is a major expansion for Bungie's first-person shooter, Destiny. Released on September 15, 2015 (a year after Destiny) as the third expansion of Destiny, it revolves around Oryx, The Taken King and his plot for revenge after players slayed his son Crota in Destiny's first DLC, The Dark Below. Players must face the "Taken", Oryx's army of corrupted aliens forced to fight for him. The Taken King adds content across the game, including new missions, a Player versus Environment location, Player versus Player maps, player gear, and weaponry. Upon the expansion's release, retailers also issued Destiny: The Taken King Legendary Edition which includes Destiny (base game), The Taken King, and the previous two DLCs.
8. Rocket League (PS4, Xbox One, PC)
Rocket League is a physics-based vehicle soccer video game developed and published by Psyonix, released for PlayStation 4 and Microsoft Windows on July 7, 2015, with versions for OS X, Linux, and Xbox One also in development.[1] It is a sequel to 2008's Supersonic Acrobatic Rocket-Powered Battle-Cars,[2] and features single-player and multiplayer modes which can be played both locally and online, including cross-platform play between the PlayStation 4 and Microsoft Windows versions.[
7. Rise of the Tomb Raider (Xbox One)
Set one year after the events of Tomb Raider, Lara Croft is struggling to explain her experience of the supernatural on Yamatai. Looking for answers, she turns to her late father's research into the lost city of Kitezh and the promise of immortality. Her father's partner Ana attempts to warn her off as his obsession with Kitezh drove him to ruin. Lara ignores her and organises an expedition to Syria, hoping to uncover the tomb of the Prophet of Constantinople, a key figure in the legend of Kitezh. Although successful, the tomb is empty, and Lara is interrupted by Trinity—an ancient order of knights that now exists as a paramilitary organization investigating the supernatural—and their leader Konstantin. As she flees, Lara discovers a symbol etched into the tomb that she links to a book on Russian religious history in her father's study. A Trinity assassin steals the book, prompting Lara and her friend Jonah to give chase in Siberia. When the two are separated after an avalanche, Lara is forced to go on alone.
6. Batman: Arkham Knight (PS4, Xbox One)
One year after the death of the Joker during the events of Arkham City, Batman is struggling to come to terms with the absence of his nemesis and the uncomfortable feeling that the pair shared a bond deeper than either could admit.[4] Without the Joker's chaotic presence, Gotham's citizens have never felt safer, and crime in the city has dramatically declined. However, this gives Batman's enemies, including Penguin, Two-Face, and Harley Quinn, a chance to unite with the singular goal of killing Batman
5. The Witcher 3: Wild Hunt (PS4, Xbox One, PC)
The Witcher 3: Wild Hunt concludes the story of the witcher Geralt of Rivia, the series' protagonist, whose story to date has been covered in the previous versions.[9] Continuing from The Witcher 2, the ones who sought to use Geralt are now gone. Geralt seeks to move on with his own life, embarking on a new and personal mission while the world order itself is coming to a change
Bloodborne takes place in Yharnam, a decrepit Gothic city known for its medical advances using blood as a primary tool.[5] Over the years, many travelers journey to the city seeking the remedy to cure their afflictions; the player's character journeys to Yharnam seeking something known as Paleblood for reasons unknown.[5] Upon arriving in the city, however, it is discovered that the city is plagued with an endemic illness that has transformed most of its citizens into bestial creatures. The player must navigate the streets of Yharnam during the night of The Hunt, and overcome its violently deranged inhabitants and horrifying monsters in order to stop the source of the plague and escape the nightmare.
3. Metal Gear Solid V: The Phantom Pain (PS4, Xbox One)
In the aftermath of the events of Ground Zeroes and the destruction of Militaires Sans Frontières (commonly abbreviated as MSF), Big Boss (Kiefer Sutherland/Akio Ōtsuka) falls into a coma.[53] Nine years later, he awakens and helps lead a new mercenary group, Diamond Dogs.[54] Adopting the codename "Venom Snake", he ventures into Afghanistan during the Soviet–Afghan War and the Angola—Zaire border region during the Angolan Civil War to track down the men responsible for MSF's destruction. Along the way, he becomes reacquainted with his former rival Ocelot (Troy Baker/Satoshi Mikami) and encounters Quiet (Stefanie Joosten), an assassin and sniper with supernatural abilities. While he and Kazuhira Miller (Robin Atkin Downes/Tomokazu Sugita) are initially driven to exact revenge, Snake soon unearths a plot by the Cipher organization to develop a new model of the Metal Gear system known as the ST-84 "Sahelanthropus"
Super Mario Maker is a game creation and publishing tool and video game, which allows players to create their own levels from the Super Mario series using the Wii U GamePad, and then publish those levels to the Internet. Players can base their levels on the gameplay and visual style of Super Mario Bros., Super Mario Bros. 3, Super Mario World, and New Super Mario Bros. U, with their corresponding styles of physics, gameplay mechanics, and enemy behavior. Some elements are limited to specific game styles while others can be added to game styles that previously did not have them in the original game, such as Boos in Super Mario Bros.
1.Fallout 4 (Xbox One, PS4, PC)
The story begins on the morning of October 23, 2077, with the player character and their spouse (Nate/Nora) preparing for an event at the Veteran's Hall when a Vault-Tec representative comes to inform them their family is approved for admittance into Vault 111. Moments later, a news bulletin warns of an imminent nuclear attack, forcing the family to rush to the vault, where they are temporarily trapped outside when a nuclear bomb detonates nearby. The platform below them lowers, and the family and other residents of the town are tricked into being placed in cryosleep.


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Microfiber towels
Опубликовано: 01.03.2017
microfiber towels continue to have an increased market presence in the carwashing and detailing industry. Joe Gartland, the owner of Towels by Doctor Joe, began selling them in 1995; within four years, he said that the microfiber towel business had "exploded. "
Updated content: How to properly wash and care for microfiber towels
Microfiber towels are now around 40 percent of his total sales. Gartland believes the product has been so successful because manufacturers in the marketplace provide a high-quality product. "There's a lot of good stuff out there, " said Gartland. "I think one of the reasons why [they're] so popular is that even a fair microfiber towel brings value to the carwash industry. "
While these towels can add value to your carwash, it is important to take the proper maintenance steps to ensure that you get the most use out of them. Gartland and Danielle Harsip, Marketing Director at ERC Wiping Products, have some helpful advice on how to make microfiber towels last as long as possible.
The first important step is that the towels be washed before they are used. There is a finish on microfiber towels when they are sold, much like there is on clothing purchased at a store, and they should be washed before using to remove this finish. Harsip offered this warning about washing microfiber towels. "Never, ever wash your microfiber towels with your terry towels. The lint from the terry towels will cling to the microfiber, and it will be hard to remove. " Gartland said that "microfiber is attracted to everything and won't let it go. " This is why it is important to keep things away from microfiber that will do it harm.
Another tip that he offered is to use a damp towel as opposed to a dry one, when cleaning water off of a vehicle. "Water is attracted to water, " he explained. "A damp towel should always dry better than a dry towel. "
It's also important to find the right towel for the location and purpose. A store that has high theft, may not want to invest in expensive microfiber towels. Harsip explained one rule of thumb to test the quality of a microfiber towel. "Good microfibers will make your hands feel like they are dry. It's actually the microscopic fibers trying to life and trap the dirt. "
As the market for microfiber towels continues to grow, there will be more improvements. One simple innovation that Gartland explained was more towel colors. Color-coding is something that he emphasized as very important in the organizational process, and more color options can lead to a better color-coding and organization system at your carwash.
What is Microfiber? - A Guide to Choosing the Perfect Microfiber Towel - Chemical Guys Car Care
How To Wash Microfiber Towels Correctly - Chemical Guys - Microfiber Wash


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Joshua, Pt. 1: "Room for Improvement" (Josh 1)
The names and the lives of Joshua and Moses were inseparable, but Joshua's rise was not predicated on Moses' fall. Joshua's rise was not spectacular or sensational. His star was continually on the rise and Moses' fall only propelled his successor to the limelight and frontline, not make him an overnight sensation or a newfound success. Joshua had been Moses' aide since youth (Num 11:28). Three times, the departing Moses encouraged the incoming Joshua to take up the mantle of leadership (Deut 3:21, 31:7, 32:44).
Joshua had ample mentoring and was in good hands from the start. Moses summoned Joshua to lead Israel's first battle against the Amalekites upon leaving Egypt (Ex 17:9). The young Joshua, in return, faithfully accompanied (Ex 33:11), guarded and supported Moses, God's servant. He was one of the twelve explorers who dissented with the majority opinion (Num 14:6) and whose wholehearted trust in God (Num 32:12) was rewarded with entrance into the new land (Num 14:30). Not only was he granted entrance into Canaan, he was also to direct the Israelites across Jordan River and cause them to inherit the land (Deut 3:28), driving out the seven nations in Canaan (Deut 7:1, Acts 13:19)
Joshua was a loyal, trusted and proven leader, to the point of jealousy protecting Moses (Num 11:29) even at the danger of martyrdom. After all, Moses was responsible for changing Joshua's name from Hoshea to the famous biblical name (Num 13:16).
The similarities between Moses and Joshua are striking. The LORD exalted Joshua in the sight of all Israel and the Israelites revered him all the 110 years of his life (Josh 24:29), just as they had revered Moses (Josh 4:14). Like Moses (Deut 34:5), Joshua received the designation "Servant of the Lord" at the end of his outstanding service to the Lord (Josh 24:29).
Two hunters got a pilot to fly them into the far north for elk hunting. They were quite successful in their venture and bagged six bucks. The pilot came back, as arranged, to pick them up. They started loading their gear into the plane, including the six elk. But the pilot objected and said, "The plane can only take four of your elk; you will have to leave two behind." They argued with him; the year before they had shot six and the pilot had allowed them to put all aboard. The plane was the same model and capacity.
Reluctantly, the pilot finally permitted to put all six aboard. But when he attempted to take off and leave the valley, the little plane could not make it and they crashed into the wilderness. Climbing out of the wreckage, one hunter said to the other, "Do you know where we are?" "I think so," the other hunter groaned. "I think this is about the same place where we crashed last year."
Someone once asked this question: "What is the largest room in the world?" The answer is "room for improvement." The Chinese have a saying to that effect: "There is room to add on a 100-foot pole."
Moses and Joshua had a good and dream working relationship. The transition from Moses to Joshua was smooth, natural and perfect. Unlike many troubled succession plans, the two men did not have the headache of passing the torch, catching the baton, co-existing at once, bearing one another or serving side-by-side. After Moses' death, Joshua was the appointed successor and the rightful leader, the man of the hour and the man at the forefront, the mover and shaper of the post-Moses era.
How does one follow a legend and lead with confidence? How does one follow giant footsteps and yet make an impression?
Have Continuity, Will Travel and Triumph
1:1 After the death of Moses the servant of the LORD, the LORD said to Joshua son of Nun, Moses' aide: 2 "Moses my servant is dead. Now then, you and all these people, get ready to cross the Jordan River into the land I am about to give to them-to the Israelites. 3 I will give you every place where you set your foot, as I promised Moses. 4 Your territory will extend from the desert to Lebanon, and from the great river, the Euphrates-all the Hittite country-to the Great Sea on the west. 5 No one will be able to stand up against you all the days of your life. As I was with Moses, so I will be with you; I will never leave you nor forsake you. (Josh 1:1-5)
When Thomas Jefferson served as the ambassador of America to France, he had an extremely difficult and tricky task. His predecessor, Benjamin Franklin, who signed the Declaration of Independence and the Constitution of the United States, was recognized as America's ablest diplomat. Franklin was also a household name in France, for he had been inducted to the French Academy of Sciences for his scientific work. Even Thomas Jefferson himself called Benjamin Franklin "the greatest man and ornament of the age and country in which he lived."
So when Jefferson, America's ambassador to France from 1784 to 1789, arrived in Paris as United States' minister to France, he naturally had some very big shoes to fill and a ton of questions to answer. On one occasion, when Jefferson presented himself to the French Minister of Foreign Affairs, the French Minster asked him directly, "You replace Monsieur Franklin?" The new diplomat wisely answered, "No, I succeed him. No one can replace him."
It's been said, "To make yourself count, you either have be first, best, or different."
Moses and Joshua were two different persons effectively playing different roles but marching to the same drumbeat and listening to God's constant guidance.
Moses was the most dominant figure in the history of Israel. He was larger than life, the author of the Pentateuch and the first biblical character called "The servant of the Lord" (Ex 14:31, Deut 34:5, Josh 8:31, 11:12, 12:6, 13:8, 14:7, 18:7, 22:2, 4, 5, 2 Ki 18:12, 2 Chron 24:6). Also, God affectionately called Moses, "my servant" (Num 11:28, Josh 1:2, 7). Moses' title was grand, his shoes were big, his accomplishments were dizzying, but Joshua was his own man, lived his own life and had his own orders.
Joshua was Moses' aide or attendant or assistant since youth (Num 11:28, Josh 1:1), but never Moses' servant. The two words in Joshua 1:1, "minister" and "servant," were different words in Hebrew. Moses was rightly the Lord's servant, but Joshua was consistently Moses' minister, never his servant. Joshua bore the given name "Joshua son of Nun" (Josh 1:1, 2:1, 2:23, 6:6, 14:1, 17:4, 19:49, 19:51, 21:21, 24:29), never "the servant of Moses," and he bore and wore it recurrently, comfortably and proudly.
Joshua was a wise, godly and respected man. He was filled with the spirit of wisdom (Num 27:18, Deut 34:9), so he did not have to curry Moses' favor, seize the job, campaign for votes or fish for support. God had made Moses and Joshua different, assigned to them different tasks and both made an unparalleled contribution and left their own imprint in Israel. Moses was a shepherd, but Joshua was a warrior. Moses' task was to lead Israel out of Egypt and Joshua's was to lead them into the Promise Land. Joshua succeeded Moses capably because they both take orders from God, even though their leadership style was different. They served, obeyed and trusted the same Lord. Their Guide was the same though they were guided differently. Their commands, directions and flight were different but they had the same Commander, Instructor and Pilot. Moses was just another servant, messenger and vessel for God's use. Moses was dead, but God still spoke. The Superior and the Master still lived and His handbook, the manual and the instructions were still available. Joshua was not competing against himself or Moses but complying with the Lord and His Word.
Before his death, Moses predicted worse behavior from the next generation for the incoming leader: "For I know how rebellious and stiff-necked you are. If you have been rebellious against the LORD while I am still alive and with you, how much more will you rebel after I die!" (Deut 31:27) So, Joshua was left with the unenviable task of addressing and changing the attitude of the new generation, whose parents died in the wilderness, but he humbly and spiritedly took on the task, the challenge and the responsibility in his stride, never dodging the challenge, resenting the opportunity or avoiding the responsibility.
Have you attempted great things for God and expected great things from Him? When duty calls, have you taken charge, seized the moment and risen to the occasion? What have you done with the talents, opportunities and experience God has given you?
Have Company, Will Travel and Triumph
6 "Be strong and courageous, because you will lead these people to inherit the land I swore to their forefathers to give them. (Josh 1:6)
The insecure Linus of the Peanuts comic strip character sat down with Snoopy, faced the beagle and spoke his mind: "Y'know what, Snoopy? I don't understand people. No matter how hard I try. I just don't understand them!" Then Linus got up, turned his back to Snoopy and walked away with a heavy heart.
Snoopy sympathized with Linus, stuck out his tongue and his eyes grew big in alarm at what Linus said, and thought to himself: "I know how he feels. I gave up trying to understand people long ago."
Next, Snoopy flopped to the ground, his head and ears too. With his butt and paws pointing in the air, his tail dangling in the air and his eyes closed, he remarked: "Now I just let them try to understand me!"
People are hard to lead, prone to complain and slow to respond or change.
The first of God's threefold charge (vv 6, 7, 9) of "Be strong and courageous" to Joshua was to lead the Israelites to inherit Canaan (v 6). However, a careful observation of Joshua 1:2 will reveal that the weight of God's instructions was not on Joshua alone, but on Joshua AND the people: "Moses my servant is dead. Now then, 'you and all these people,' get ready to cross the Jordan River into the land I am about to give to them-to the Israelites."
It's been said, "TEAM means 'Together Everyone Achieves More.'"
Joshua's way of working with people, serving them and leading them (Josh 3:1), were unlike from and foreign to Moses' record. In the wilderness journey, the verbs describing the people's merciless opposition to Moses their leader are pointed. They murmured and grumbled against Moses, quarreled with him, complained about hardships in the hearing of the LORD (Num 11:1). Their families even wailed at the entrance to Moses' tent (Num 11:10-11). The Hebrew word for "murmur" occurs ten times in the Pentateuch texts related to Moses (Ex 15:24, 16:2, 17:3, Num 14:2, 14:27, 14:27, 14:29, 14:36, 16:11, 17:5), the Hebrew word "quarrel" four times (Ex 17:2, 17: 2, Num 20:3, Deut 33:8) and the word "complain" once with Moses, but none of these words or this nonsense occur with Joshua and the people or in the book of Judges. Four times the Lord (Ex 32:9, 33:3, 33:5, Deut 9:13) called Israel a stiff-necked people and Moses promptly called them so three times (Ex 34:9, Deut 9:6, 31:27) in the Pentateuch, but no such words ever came out of Joshua' mouth and lips or were recorded in the book of Judges.
Moses and the Israelites got off to a rocky, icy and bumpy start. Moses was God's mouthpiece and a lightning rod to the Israelites, but Joshua was contented to be a fellow foot soldier and one of the guys. Moses was a leader from day one, but Joshua was a follower before he became a leader. Further, Joshua achieved something Moses had not: Israel served the LORD throughout the lifetime of Joshua and the elders who outlived Joshua (Josh 24:31). The people were united, had matured in Joshua's time, breaking from the previous generation's die-hard and worn-out habits.
Have Courage, Will Travel and Triumph
7 Be strong and very courageous. Be careful to obey all the law my servant Moses gave you; do not turn from it to the right or to the left, that you may be successful wherever you go. 8 Do not let this Book of the Law depart from your mouth; meditate on it day and night, so that you may be careful to do everything written in it. Then you will be prosperous and successful. 9 Have I not commanded you? Be strong and courageous. Do not be terrified; do not be discouraged, for the LORD your God will be with you wherever you go." 10 So Joshua ordered the officers of the people: 11 "Go through the camp and tell the people, 'Get your supplies ready. Three days from now you will cross the Jordan here to go in and take possession of the land the LORD your God is giving you for your own.'"(Josh 1:7-11)
An old Indian fable told of a mouse who was terrified of cats. A magician felt sorry for him and offered to help the mouse lose his fear. That solved his fear.
However, the cat now was worried of dogs. So the magician turned the cat into a dog. The mouse-turned-cat-turned dog was happy with his situation until he met a tiger.
Once again, the magician turned the dog into a tiger. One day, the tiger saw some strange-looking people with arrow, fire, and clubs. They were hunters. The tiger complained to the magician. The magician turned to him resignedly: "You're hopeless. What you need was a change of heart! And that I cannot give you. I will make you into a mouse again, for though you have the body of a tiger, you still have the heart of a mouse."
Nothing succeeds like courage. God twice admonished Joshua to "be strong and courageous" (vv 6, 9) and once "to be strong and very courageous." This is the only time the phrase "very courageous" is used in the Bible. The task God gave Joshua was not for the faint in heart, for one thin in the hide or for individuals sensitive to criticism. The untried successor was to lead untested generation into uncharted territory, unfriendly confines, unknown terrain and uninvited places.
God also admonished Joshua to resist inner fear – "do not be terrified" (v 9). The word for fear (怕) in Chinese is a combination of two words – "heart" on the left and "white" on the right. The English language uses the idiom "face turning pale with fright" to describe one's fear but the Chinese characters depict the heart turning white with fright. Fear therefore is turning a red heart white with fright.
Foreign kings, numerous tribes, their strongholds, chariots and weapons of war were not Israel or Joshua's constant and unrelenting enemies in the land. Fear was. The enemies were a big threat, but the bigger threat was to give in or cave in to fear forgetting the Lord's presence, safekeeping and faithfulness. Israel's ultimate test, health and destiny were tied to their close relationship with their God and not due to their friendly relationship with their enemies.
God promised Joshua all the help he needed to overcome fear. The Hebrew word "all" permeates this passage: God had promised Joshua all the people's help (Josh 1:2 "all these people"), all the land claimed (Josh 1:3-4 "every place" and "all the Hittite country") and His all-present help (Josh 1:5 "all the days of your life" and Josh 1: 9 "wherever you go").
Trusting in God's word and His leadership, not depending on self and others or clinging to or improving on the past, is the secret of our success.
Conclusion: Do you feel weak, inferior or overwhelmed when you think of all the people you have to face and all the tasks you have to accomplish all the rest of your life? Have you turned to God's past promise, His present help and omniscient nature to help you overcome all fear? The biggest burden of expectation in life is comparison with others. Downplaying or over-stating the achievement of others is not healthy, wise or necessary. Have you asked God for courage, claimed His precious promises and braved on amidst stiff challenges and shifting circumstances? Do you have a destiny to fulfill, a path to take and an account to give? Remember, Jesus Christ is the same yesterday and today and forever. We can say with confidence: "The Lord is my helper; I will not be afraid. What can man do to me (Heb 13:6)?" and live confidently on His promise: "Never will I leave you; never will I forsake you."


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Winter Formal Dresses 2018
Rimlee Bhuyan
Nov 23, 2018
Looking for the latest designs and styles of winter formal dresses? Here, have a glance at some of the latest styles!
Unlike summer dresses that are fashioned out of light cotton or linen material, winter dresses need to provide you with comfort and warmth without compromising on the looks. There are many formal events that you might need to attend during the winters, for which you need to know the formal dresses you can wear.
During winters, you can experiment with bold colors like red, purple, electric blue, fuchsia, and emerald green. These bright colors can be toned down with neutral-hued coats and streamlined winter jackets.
For work, dresses should ideally be form-fitting with an impeccable cut and tailoring. Materials like knit, jersey, jacquard, and duchess satin, all work well for winter dresses.
Sweater Dress
What's a better formal wear for winters, than this dress? Colors like blood red, emerald green, or electric blue work well. A sweater dress in cashmere looks elegant and timeless. For a slightly casual look, pair it with heels and a trench coat. For a formal look, pair it with a black or white belt.
Shift Dress
This is a must-have winter dress. Shift dresses are the perfect choice when you like to experiment with your clothes or when you want a fun environment at work. A shift dress which is fitted at the bodice and is knee-length, is ideal for winters. You can wear it with tights or stockings. A military jacket or a car coat will go well with such a dress.
Tweed Dress
Tweed dresses are ideal for winters. They are chic and they keep you warm. Look out for knee-length dresses with bows. You can wear such a dress to an office party or a lunch meeting with equal ease. Pair it with a tuxedo jacket in a solid color like wine or black, and ankle-length boots. A skinny belt and a chain strap quilted bag will complete the look.
Velvet Dress
If you think velvet dresses look dated, you are wrong. Velvet dresses are appealing and give a very regal look. You can pair them with long trench coats and calf-length boots. You can wear a contrasting scarf if you think the dress is too shiny.
Maxi Dress
Think that maxi dresses are only for summers? Well, the right maxi dress can work for winters too. You can look stylish and feel warm at the same time if you wear maxi dresses over turtlenecks.
A maxi dress in a fabric like jersey or wool with a demure neckline and a clinched waist is ideal for winters. Colors like navy blue, burgundy and deep purple look great. Pair a maxi dress with boots and keep the accessories to a minimum for an uncluttered look.
A-line Dress
An A-line woolen dress is a great choice as it is comfortable and chic. It looks great in solid colors like bright red, emerald green, and blue, or in pastel colors like textured gray, brown, and pink.
You can tone down the solid color by pairing it with a cashmere or pastel-colored coat. If the A-line dress is light-colored, spice it up with a bold-colored coat. Pair this dress with black stockings and black or brown boots.
Jersey Dress
One of the best dresses you can wear in the winters is Jersey dress. Look for jersey dresses with pleats. Printed jersey dresses with embellishments on the collar are also quite trendy. A wrap-around jersey dress looks utterly classy and formal.
Who said dressing up in winters is not fun! Even high-street brands stock winter formal dresses. The right winter dress will not only make you look stylish and chic but will also keep you warm and comfortable.
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Tips to Wear a Sweater Dress Stylishly
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Submitted by John Garratt on August 16, 2018
Following on from the recent announcement around Channel Tools signing a pan-European agreement with Tech Data for its mobile engagement platform, Channel Tools are pleased to announce that it's Integrit platform is now integrated with HPE Aruba's Meridian platform for Indoor Navigation and Way-finding. This will allow users to have not only Indoor Navigation but also location-sharing, proximity-aware information and asset tracking. Core functionality includes:
- Mapping and Routing
- Blue Dot Wayfinding
- Campaigns – Amplification of promotions or general news via proximity-based notifications.
Zoe Magee (pictured), CEO of the Mobile & IoT division at Channel Tools says, "This was the first and most critical integration required for the platform so users could have access to technology for location powered services. HPE's Meridian Platform was the right choice for our customers, allowing for the inclusion of proximity-based notifications and analytics from the industry's leading full featured location services platform."
Discover more on integrit at integrit.mobi


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Bus from Madurai to Mayiladuthurai
A convenient mode of travel while commuting from Madurai to Mayiladuthurai is by taking a bus. The time taken to complete the bus journey is dependent on traffic, roads and climatic conditions.The bus companies adopt safety measures while running their buses from Madurai and Mayiladuthurai. The smooth availability of bus service creates travel convenience for many people travelling from Madurai to Mayiladuthurai.
If you are also looking for return checkout, please ensure to check Mayiladuthurai to Madurai Bus.


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We know orgasms are supposed to be explosive, but not to the extent that they cause life-altering damage to the body. For 38-year-old Lucinda Allen, however, that's exactly what happened following a sexual encounter with her husband five years ago.
Lucinda, from Stourbridge in the West Midlands, was 26 weeks pregnant with her now-four-year-old daughter Marri-Alice back in the August Bank Holiday weekend of 2012. Her pregnancy had endured some ups and downs - she was suffering from gestational diabetes which impacted her blood pressure, and it just so happened that it was quite low that weekend. It was for that reason she got back into bed with her husband Tony and the pair began to have sex.
Immediately after orgasming, however, Lucinda felt a sharp pain in the head, just above her right eye - something she'd experienced frequently before, she told journalist Jacqui Deevoy. "I've experienced what's known as post-orgasm 'thunderclap' head-pain all through my adult life, so I really wasn't worried. The pain I usually have after orgasm is a bit like brain-freeze – quite painful but never lasts long."
On this occasion, though, the pain refused to go away.
It went on and on, leaving Lucinda "writhing on the bed in agony and crying", so Tony called an ambulance. "That's when I started to panic. That's when I thought I might be having a brain haemorrhage. After that, it was a blur," Lucinda said.
As she was rushed to Queen Elizabeth's Hospital in Birmingham, Lucinda realised she was unable to speak, and scans revealed the mum-to-be had suffered a brain haemorrhage. She was put into an induced coma during which time she had brain surgery to release the pressure on her brain where the blood had leaked out, and the hospital put an emergency delivery team on standby in case Lucinda's daughter needed to be born.
Thankfully, that wasn't the case. Marri-Alice stayed safely inside Lucinda's womb, and six days after the surgery, Lucinda was brought round from her coma. But this was a long and difficult process, she recalls, adding that at times she felt distressed and even suicidal.
She had suffered one major stroke, followed by four further, smaller ones - all of which would cause long-term damage. But at the time, all Lucinda focussed on was delivering her baby daughter, which she did by c-section less than three months after her haemorrhages. Marri-Alice is now 4-years-old and is completely healthy.
Lucinda, on the other hand, has been irreversibly impacted by the stroke that followed her orgasm five years ago; she's completely paralysed down her left side and uses a wheelchair for mobility full time.
And it's led her to question whether things would have been different if she'd have mentioned her HSA, the post-orgasm pain she felt in her head so regularly, to a doctor. "My neurosurgeon believes I have a congenital abnormality in a blood vessel in my brain and that's what causes the lifelong intermittent head-pain after orgasm. I just thought it was normal," she told Jacqui Deevoy.
There are areas of Lucinda's life in which she's managed to retain some level of normality; like where her sexual relationship with Tony is concerned. "At first, it was a bit distracting getting jiggy in the room where the 'brain explosion' had occurred, but that's no longer a problem as we've now moved into a gorgeous new bungalow and have made a fresh start," she said.
What is HSA?
An HSA is a headache that's associated with sexual activity. Jacqui Deevoy explains there are three types of sexual headache:
1. The tension headache – a mild ache in the neck and head, which starts before orgasm and gets increasingly more painful the more aroused you get.
2. The 'thunderclap' headache – a searing intense head-pain that comes on as orgasm occurs and continues for some time – often hours - afterwards.
3. The post-coital headache – head-pain that varies from mild to intense, which is caused by an internal leak of spinal fluid from the skull down into the spine. The pain is worse when you stand up and is alleviated by lying down.
If you experience post-coital head-pain for the first time, go to see your GP. If the pain persists, go to the A&E department of your nearest hospital.
*Additional reporting from Jacqui Deevoy
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