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Radial Head Subluxation (Nursemaid's Elbow)
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- Cause of acute upper extremity immobility and elbow injury in young children that results from axial traction on an extended arm
- Also called "nursemaid's elbow," "babysitter's elbow," "toddler elbow" "pulled elbow," "annular ligament displacement"
- Most common upper extremity injury among children <6 years of age
- Peak incidence: 2 to 3 years of age
- Age range: 0 to 11 years of age
Risk Factors
- Female sex
- Obesity
General Prevention
Avoid pulling child by arm; lift child from axilla.
Annular ligament in young children is more loosely connected to radial head.
"Pull" on the arm or axial traction results in displacement of the annular ligament over the radial head, trapping it in the radiocapitellar joint, causing pain and refusal to move arm.
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The two words – Spring Break usually put immediate thoughts of bikinis, booze and beach into one's mind. After last years epic road trip to Colorado, the idea of staying put on one beach and boozing for 7 days had vanished far from my head. So as spring break rolled around this year I had NO IDEA what to do. The opinions were endless but finally my roommate Alison and I decided on 3 countries, 4 cities within 9 days. Our first stop was München, Deutschland (Munich, Germany) we arrived in the city on the 22nd of February and headed strait for the famous biergarten, Hofbräuhaus. Since it was snowing and in the midst of winter the actual "garden" part was closed (which we didn't realize until our last night in Germany) I highly recommend visiting Germany in the summer if you can for the beauty of drinking out doors! One of my best friends, Allie, is studying in Firenze, Italia (Florence, Italy) and would be meeting up with Alison and I at the Hofbräuhaus to travel with us for the next 8 days! As we waited we drank Liter beers, probably the best dark or in German "dunkel" beer I have ever had in my life! Since this place gets pretty packed, a man by the name of Jörg asked if he could sit with us, sure why not? At first he helped us translate the menu and most importantly taught us the German way to say "cheers" and that is "Prost!" We discovered that he was in Munich getting a patent for a prosthetic shoulder he created! We chatted for hours while listening to the horns and yodeling of a German band in the Hofbräuhaus dressed in very traditional German attire. It was really amazing to watch, as these men were pounding their huge beer and devouring bratwurst they would play music mid snack and let out an extremely loud "YAHOOOO." For dinner I had Saftiges Bierkutschergulasch, Beef goulash with pork dumplings! It was so juicy and flavorful, very typical to the Bavarian region of Germany. Alison ordered bratwurst and sauerkraut, I had only eaten bratwurst once during a rain delay at a String Cheese Incident concert in Colorado and had been craving more ever since. Her meal was amazing as well, from this point on I knew I was in for a treat being able to eat in Germany for the next 3 days! Jörg had to leave to catch his train back home to Rhine Valley, at this point, we realized Allie should have been at our meeting point already! Since none of us have German phones all we could do was wait..and wait.. and wait. And finally she arrived! I had not seen her smiling face since December so seeing her in Germany was crazy! I gave her the biggest hug and we were off into the snowy city center of Munich, Germany. Since we are all Florida girls the snow was unreal and it was snowing the entire time we were in Munich. Snowballs and drawing funny pictures on cars with the snow is what a majority of our time there consisted of, haha. Later that night we went to club "Pacha" and saw a band we have liked for a while Goldfish. WARNING:If you ever find your self at Pacha avoid the 10 euro drinks at the bar. Anyway, seeing this group was amazing, the group consists of 2 guys, Dominic Peters and David Poole, from South Africa who "Live DJ" which basically means not only are they producing awesome beats for people to really dance to, they incorporate this with instruments. Piano, Saxophone, Flute and a very interesting Bass were all incorporated in the Munich show.
Another reason to love Munich is the 24 hour metro! This saved us a ton on cabs and really allowed us to see more of the city since we didn't have to worry about costly cab fee's.
Saturday we made our way to another biergarten (again we didn't realize the concept of the biergarten's and that they were closed outside in winter) Augustiner Keller, which is highly recommend by the people I met in Munich as the best beer in the city, the food was amazing too! We had quite the feast here, which included, Jun Schweinebraten – roast pork with dark beef gravy, potato dumplings and red cabbage (sauerkraut is made with cabbage also); Gesottener Tafelspitz mit bratkartoffeln und spinat – boiled beef, pan-fried potatoes and spinach and for desert apfelkücherl in zimt – zucker und vanillesoße which is basically fried apple fritters with vanilla ice cream coated with cinnamon and sugar, needless to say that was gone in about 5 seconds between the 3 of us!
The next day we set out for some sight-seeing, first stop the painfully depressing Dachau concentration camp. The sky was extremely grey, highly appropriate for visiting the first Nazi concentration camp opened in Germany. It was very interesting to be able to close your eyes and transport yourself to the times when people were fed an eighth of a loaf of bread a day while we were standing in the cremation rooms. This was not by any means a fun place to enjoy Munich, but we felt it was very necessary to come here and witness a piece of history. There were times walking around the camps when I was cold in my scarf, gloves, boots, and coat; than I was quickly reminded that the holocaust victims here had none of that, probably not even shoes and were trekking through this bitter cold.
Since it was a sunday, every museum in Germany was only 1 Euro (1.30 USD) we boarded the bus, then the tram (yet again MORE amazing public transportation in Munich) and headed to the art district of the city. We had enough time to hit Pinakothek der Moderne (the bigger of the two) and Museum Brandhorst where we would see works by Picasso, Dali (both who I have seen their musuems in their hometowns in Spain; Malaga and Figueras) a new found favorite of mine; Caroll Dunham, and many other artist, all of the works were so varied and original I could have been at these musuems for hours! I felt really privigled to be exploring these gallerys with my best friend, studio art/art history major Allie, because she had some info to drop along the way!
After the museums we made our way to the humongous Englischer Garten, German for "English Garden", it looked like a setting straight out of a Hollywood Christmas movie, nothing but white as far as the eye can see. White covered trees, roofs, grass, and ice… yes, snow-covered ice; I can think of safer things. As we were walking across what we thought was a huge snow-covered field and I was running full speed toward the pond where all the ducks were is when we realized we were actually on the pond. Some snow sifted and we saw rock hard ice, once again being Florida girls this is something totally foreign to us. Maybe even more foreign than being in a country where the native tongue isn't English. We began to take pictures and laughing about how cool it was to be walking on water. We saw a little patch of trees, at the time we thought this was a forest that would get us off the lake, but no, an island. Anyway, we walked toward this "forest" and then ccccc-rrr-a-cccc-kkk and the ice under my boots just broke, I had no choice but to hop to the island that we were basically on the edge of. At this point the sun was setting as each second passed and I felt trapped, for the first time in my life I felt 100% helpless. I didn't know whether to scream, cry or laugh… I was in a real pickle. I decided the first thing to do was dig into the area I was standing on to make sure I was in
fact on land and not continuing to tread on thin ice, I was relived to find out I was on land,but that still did not change the fact that I needed to get back to the larger mass of land where I came from, no way I could stay on that "island" much longer. I made my first move off of the island… cccc-rrr-a-cc-kk that dreadful sound of ice crunching under your feet made my skin crawl once more. This time I had learned to test it with one foot so I was still safe, but still trapped. I knew what I had to do and that was follow the foot steps we previously made on the thicker ice. I don't really know how I did it but I took a very extended step towards those foots prints and I was off. This was by far the sketchiest walk I have ever taken, even though 15 minutes prior I was running on this path. I made it! I reached safe land; heart racing and hands shaking. Rookie Florida move to say the least.
We had worked up quite an appetite after that incident and luckily stumbled onto what would be an extremely pleasant surprise, Shanai Indian restaurant. There is actually a rapidly growing Indian community in Munich, with almost 4,000 Indian people in the city (as of 2012/02). The next morning we boarded a train for what would be a beautiful ride to Innsbruck, Austria…
If I can leave you with anything when heading to Germany is eat new foods, if it's cold make sure you've got some water proof/weather proof shoes and gloves you can play in snow with, watch out for those frozen lakes and mingle amungst the locals! … but I think these tips can go for just about anywhere 🙂

subset: commoncrawl


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Milk and Sugar
I grew up always hearing the story of how the Parsi's came to India.
The Zoroastrians were being persecuted and forced to convert in Persia in the 8th Century. Due to that they were forced to flee and landed in Gujarat. There the King indicated the land was full by sending a jug, filled to the brim with milk, to the Parsi refugees. In return the Dasturji (Priest) dissolved sugar into the milk and returned it to the king. It indicated that the Parsi's did not mean to poison the land, instead they would only sweeten it.


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Don't give up, be positive and if you know someone who knows someone at a record company don't stop beating down their door till you get heard. Don't ever say it'll never happen or it'll never happen.
Most of us start out with a positive attitude and a plan to do our best.
You might think the thinner version of yourself is going to be the most positive or confident, but that's not how it is for me. When I'm over 200 pounds, that's when I'm the most confident version of myself.
People like to be around those who give off positive energy.
As writers and readers, as sinners and citizens, our realism and our aesthetic sense make us wary of crediting the positive note.
You're going to go through tough times - that's life. But I say, 'Nothing happens to you, it happens for you.' See the positive in negative events.
Choosing to be positive and having a grateful attitude is going to determine how you're going to live your life.
I like to think my dad was easygoing and kind, and I think some of those things have been passed down. I am like him in a sense of being positive and hopeful. He was compassionate, and I've got a lot of that in me as well.
I influence people, hopefully on the positive side.
The Hoff has become larger than life, so I can't do anything small any more. If I mess up, it becomes big no matter what it is, so if I do something positive, it has to be equally big.
Come on, I'm a television star. Nobody on television is curing cancer. I've had a great ride, and I'm very honored to have been in this business. I'm happy if I managed to affect people in a positive way.
It's nice to help remember somebody who really made a very positive difference in the world.
Is everything funny? For me, yes. There's a positive to every negative. Even my divorce? For me, yes. If you go back and look at it, why it happened or how it happened, there's something in there that'll make you laugh.
Indeed, our particular concept of private property, which deters us from exhausting the positive resources of the earth, favors pollution.
The real metric of success isn't the size of your bank account. It's the number of lives in whom you might be able to make a positive difference.
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Poul Jennum
Danish Center for Sleep Medicine, Rigshospitalet, Denmark
Regulatory mechanism for sleep wake pattern in health and disease?
'Sleep and wake are integrated processes that are fundamentally vital to life and survival. This regulation is made by a complex interaction of the brain's basic structures that include a series of brain structures and brain nets that are connected in complex networks - the so-called reticular activation system. Current lectures focus on the regulatory mechanisms: how is wake and sleep regulated, what role does it have for the meaning of consciousness, memory, dreams, and physiological processor at normal. Additionally examples of diseases involving these where these mechanism are involved.'


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You've heard about the surf in Canggu, you've heard about Finns Beach Club at Berawa Beach, now all you need to hear about is Koa D'Surfer Hotel. Located just around the corner from Finns, and handy to some of Bali's best breaks, Koa offers clean & modern accommodation in the most convenient positions – served with a daily breakfast buffet to satisfy any surfers hunger – all from only $38 USD/night. Shackas!!
When you're not ripping it up in the waves, you'll be chilling out at the Koa D'Surfer Hotel rooftop – offering infinity-edge pool, sun lounges, bar and a sunset session every weekend. When you're all sunned-out, retreat back to your room – fully equipped with air-conditioning, international Cable TV, safety deposit box, private ensuite bathroom and tea/coffee making facilities.
Koa D'Surfer Hotel offers room service and an all-hours restaurant, and you are located less than 5 minutes from some of Berawa's best cafes & dining spots (special mention to our faves Milk & Madu, RUKO and One Eyed Jack – all just a quick scoot away!). If the salty life is your kinda vibe, then Koa D'Surfer Hotel is the one for you. Yewww!


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Dell Rapids High School and Middle School will be participating in a service project to benefit Veteran's Outreach through Volunteers of America. For the service project, the students will be collecting items that are in great need and will benefit many of our veterans. Each day of the week will have a theme for collection, but any of the products can be brought at any time during the week. The high school class and middle school home room with the largest contributions will receive a root beer float party.
Collection in the high school will be in the high school office and the counselor's office, and collection at the middle school will be in home rooms.


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Service Shipping Quality
I must say WOW! I just got my package today (last day of estimated delivery date but that still counts on time!) and I am just SOooooo excited. I was nervous the bundles may not be as good as it appears... but it is. It matched my haircolor PERFECTLY. I must say it's a very good human hair. It's soft, smooth, and vibrant (it's like healthy looking hair).
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1. One day in a week won't process orders-- U.S Saturday . Shipping comanies all close on Sunday. Pls choose the right shipping method with concern after Friday.
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1) All orders must be returned within 30 days from the purchase date. We provide full refund if we detect manufacturer defect. Please contact our customer service department within 7 days from the delivery date.
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Daily Archives: 13 December 2012
12-12-12? What About 2012, 2012, 2012?
I don't really perceive the magnitude of the fuss of yesterday. Maybe it was a big deal for Jesus being found in the Temple. But probably not, eh? I lived through the 12:34:56 moment on 7-8-90. It was an okay … Continue reading
Posted in Miscellaneous Leave a comment
Lucy, Friendly Star
Lucy is the only (major, canonized) martyr of Advent. Her feast lands in the middle of the season, which may be a caution to us believers accustomed to quiet waiting and economic frivolity. At the heart of waiting and preparation is … Continue reading
Posted in Advent, Saints Leave a comment
Built of Living Stones 221-225: Sound in the Place of Worship
Acoustics–probably the very first physical concern for a church. § 221 § Silence is the ground of all prayer. From contemplative silence emerge the sung and spoken prayer of the entire assembly and the prayers and proclamations of the various … Continue reading
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Porta Fidei 14: The Witness of Charity
In observing the Year of Faith, the pope urges believers to put their faith into action. 14. The Year of Faith will also be a good opportunity to intensify the witness of charity. As Saint Paul reminds us: "So faith, … Continue reading
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Last night, cartoonists Cameron Stewart and Ramon Perez posted interesting information and images about some failed pitches for DC Comics. According to both Stewart and Perez, DC had approach them and "a handful of other webcomics creators" to dream up some concepts for webcomics featuring DC superhero characters for possible inclusion on DC's Zuda website. Here's what they came up with:
Cameron said that "After a lot of thought I settled on Zatanna, in a kind of Buffy/Twilight-style story aimed at teen girls."
Ramon said "we were given free reign as to who to choose from ... so i naturally chose my favourite dynamic duo of mr. miracle and big barda! if we had been given the green light i would have been weaving tales on a weekly basis starring perhaps my all time favourite kirby creations! the stories would have been short arcs outside of continuity."
While both creators said that ultimately their pitches were "shot down" and unlikely to be revived due to Zuda's change of focus away from webcomics and do mobile comics, Ramon at least encouraged fans who enjoy these ideas to petition DC Co-Publisher Jim Lee via Twitter.
Speaking on my own here, it brings up a very interesting train of thought. First, the Zuda imprint asked for these pitches, so some thought had gone into putting DC's heroes online prior to the push toward mobile apps. Second is that they sought out creators who work online -- although both Perez and Stewart have racked up significant print credit, especially in DC's own titles.
Leaving the realm of fact and going into speculation and conjecture, who are some other viable pairings up you'd like to see? What jumps to mind for me is a Wildcat series by Dean Haspiel and Vito Delsante, a Wonder Woman series by Hope Larson and Tintin Pantoja, Dean Trippe's take on Superman, and Karl Kerschl taking his Flash stories from Wednesday Comics on the road.


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Return Current position:Home / News / Company news
Speaking of the basic principle of LED portable display, Xiaobian found a lot of information to summarize the following information to share with everyone:
In the LED portable display manufacturers, many have production technology, but as a professional top LED portable display Manufacturers must share with you the basic principles of our Shenzhen Weichensi custom portable display manufacturers!
LEDBasic principles of portable display?
Light-emitting diodes (LED) are optoelectronic components made of tri-five compound semiconductors, and their core is PN knot. Under forward voltage, the electrons are injected into the P area by the N area, and the holes are P area is injected into the N area, and some of the minority carriers entering the other's area are combined with the majority carriers to emit light. The material properties (forbidden band width) that form the PN junction determine the wavelength of the emitted light, which determines the color of the light.
LEDPortable display features
The main features of LED are: small size, low power consumption, long service life, high brightness, low heat, environmentally friendly and durable. Operating at the right current and voltage, LED can last up to 10 10,000 hours.
The middle reaches are mainly chip design and processing. Midstream manufacturers design the device structure and process according to the performance requirements of LED, diffuse through the epitaxial wafer, then metallize the film, then photolithography, heat treatment, metal electrode formation, and then The substrate is polished and polished to be cut.
LED The basic principle of portable display? I believe that everyone can understand the introduction of Xiaobian, if you need to buy our portable display friends, you can directly buy directly on the official website of Jingdong and Tmall connection, if you buy more than you can directly play the official website phone to enjoy the factory direct price .


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A soothing gel which helps maintain healthy skin and aids natural recovery. Groom Away Aloe Vera Gel is made from the best natural ingredients and its soothing and anstringent action make it useful for a wide range of skin conditions from minor grazes to sunburn.
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Magdi AminManaging Director, Beneficial Technology
Reflections on the NIIMS judgement
This week, the High Court of Kenya suspended core aspects of the National Integrated Identity Management System (NIIMS), popularly referred to as Huduma Namba, meaning "government service number," pending hearings and the resolution of legal suits filed against the program.
The court's decision gives the Kenyan government, civil society, digital rights advocates, citizens, and residents an opportunity to make changes that ensure NIIMS reflects Good ID in design and implementation going forward.
Good ID is our normative framing for digital identity systems that focus on individual empowerment while ensuring adequate safeguards.
At its core, Good ID is inclusive, offers significant personal value, and empowers individuals with privacy, security, and control.
Good ID issuers build trust with transparency and accountability.
And through thoughtful features, Good ID seeks to address exclusion, discrimination, surveillance, consent, and other key issues of our time.
The ruling was in response to a consolidated petition of three separate cases filed by the Kenya Human Rights Commission (KHRC), Nubian Rights Forum, and the Kenya National Commission on Human Rights (KNHCR). They expressed concern that the original design could potentially exclude segments of population. They noted the risks of collecting personally identifiable data at a national level scale without a data protection and privacy framework, safeguards, and recourse for harms. And they raised issues related to the lack of adequate public participation and inputs to the amendment of the Registration of Persons Act that they say infringes on basic constitutional rights, such as equality and non-discrimination.
While the full impact of the ruling has yet to unfold, we believe the ruling revises the design of NIIMS in key ways in the direction of Good ID. Specifically, the judgment reads:
- Registration in the digital identity program should not be mandatory;
- access to government services should not be tied to registration status;
- there should be no deadline to the registration;
- DNA and GPS information should not be collected; and
- the Kenyan government should not share the data collected with third parties until the legal cases are determined.
While digital IDs can help people unlock new opportunities like financial services and voting, they can also unlock new risks and challenges. We commend the court and others for recognizing these potential pitfalls and proposing changes that can build more trust, transparency, and accountability into the system.
As the country continues to design toward a permanent digital identity solution that empowers individuals, we encourage even more diligence on all aspects of Good ID. Most urgent are inclusion, privacy, and security given the registration process is expected to continue.
The court-mandated limits on compulsory registration and linking the delivery of services to Huduma Namba are a step in the right direction toward inclusion. Making ID systems voluntary incentivizes governments to design digital ID that people want: one that is privacy-enhancing, secure, user-controlled, and value creating. When people register, it is because they trust and find utility in the system.
With the shift toward voluntary registration, equitable access will be an important issue for the Kenyan government to address. The court's order to implement a continuous registration process can help to reduce the structural barriers to registration, especially for marginalized groups. It will be important for the registrars to proactively reach out to all citizens and residents to explain the benefits and offer them the option of registration, on their terms.
Lastly, Good ID systems are backed by data protection legislation that guides the responsible collection, use, and management of identity data. Privacy is a fundamental human right, and we believe privacy is not possible without security. With a bill pending in Parliament and Kenya's president calling for safeguards on data held by the government, the country can use this period to accelerate progress on this front and mitigate against risk to its citizens and residents.
The full hearing and court's determination could begin in late April. This gives local stakeholders time for a national dialogue on the governance and features of the NIIMS system, advancing toward Good ID. An open conversation, especially including those with historical lessons on identity marginalization, can help ensure NIIMS is inclusive, enhances privacy, is useful and valuable, and gives individuals control and security. Proper reflection and public participation can help ensure the country creates an ID system that is consistent with its democratic traditions and leadership role in Africa's digital transformation.


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Vincent Steckler is the CEO of Avast, a worldwide leader in antivirus software. As of 2015, Avast holds the biggest share of the market for antivirus applications. Steckler has been with Avast since 2009 and has grown Avast's user numbers from 70 million to 230 million. Prior to joining Avast, Steckler was the senior vice president of worldwide consumer sales at Symantec Corporation in 2000. Before joining Symantec, Steckler had over 20 years of experience in software development, system analysis and engineering, project management, and business development. He holds two B.S. degrees from the University of California, Irvine; one in mathematics and the other in information and computer science.
Tell me about your early influences.
My earliest influence, obviously, was my parents. I come from a big family. My parents have five kids, and they never had the opportunity to go to college. However, they always had a sense of self-respect and wanted their children to be well-spoken and prepared. They instilled in us a strong work ethic. All five of us went to universities and earned a bachelor's degree, MBA or PhD.
In high school, my physics and chemistry teachers got me interested in science. From there, I went to college and studied mathematics and computer science. I've always been interested in science and am thankful to have had great science teachers.
What are the biggest challenges of leading a firm in the software industry today?
The biggest challenge for the software industry is how quickly technology changes. If you just sit back and think you or your company are successful and think that will continue, it won't. I think the one who is successful is the one who is paranoid about the next piece of technology coming out--the piece that will make things easier and more exciting for consumers. If you don't worry about those things, you will not succeed in the long term.
What was a professional challenge you personally faced in your career?
After college, I started out as a computer programmer. I spent two years writing codes. I'm not a profound technology guy, but I excelled at figuring out how to apply technology to business situations, so I moved to a management role and just kind of grew from there.
When I came to Avast in 2009, we had about 40 employees and about 18 million USD of business and consumer security software had a slow growth. It was a challenge for me to set out to grow the company, but I am very grateful to have a strong, dedicated team. The team rose to the challenge very well and we became successful. In seven years, we transformed from a small company into the world's most popular consumer security products. I learned that whatever the circumstance, you can always keep moving forward by developing new skills. You can always make the most of any situation.
What are some leadership lessons you've learned?
I like to create an empowering environment where the best ideas can surface. In meetings, I might make comments and interrupt. I like people who argue and have different opinions, because great things happen when you start to think about a problem with a group of people and collaborate toward finding a solution; good ideas come from this type of discussion. The number one thing that you need is a very open culture and an open environment. Top-down leaders are not always the best; it's about giving people the opportunity to rise to the occasion.
How would you describe your leadership style?
I am a very challenging leader. I aim to be tough on issues, have high standards and expect a lot from my team. I like people around me who are highly motivated and willing to take on as much responsibility as they can.
When it comes to inspiring my team, I look at what makes people happy. Team happiness is the core to success. For instance, if a project is successful, people naturally tend to feel happy. Employees must be motivated by success; some people are motivated by financial success, and some engineers are more motivated by treating users right and building good things for them. As a leader, I pay attention to what matters to people.
What is the key to your company's success?
We don't forget about our users. We don't exist without our users because we are a free software company. Without our users, we are nothing. As for our company culture, we have built a tribe of people who pull hard, together. Everyone appreciates each other's contribution and knows that he or she is doing something that matters.
What advice do you typically give college students?
The most important thing is to be passionate. Creating something is very difficult; it requires perseverance, takes a lot longer than you want it to and is more difficult than you think. You need passion, commitment and energy to levitate over the obstacles you will encounter. Always continue to learn--you never want to feel like you've mastered anything.
This interview has been condensed and edited for clarity.
This post is part of "CEO Talk" series, which features leaders around the world speaking about their journeys. What does it take to become a successful entrepreneur or CEO? What is the path to success? What challenges did people face and how did they overcome them? Lan Anh and her guests answer all these questions and much more. To view the entire series, visit here.


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Toni is a qualified social worker, who worked in a variety of social work positions prior to moving into management and training. She has worked in the statutory and the voluntary sector with children, young people and adults. Toni has been both a service regulator and a workforce regulator for the Care and Social Services Inspectorate Wales and the Care Council for Wales.
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George Morris' Key Steps to the Show Ring Part Two
In part two of George's three part video series, he bridges the gap between the basic dressage flatwork of part one and the course work to follow at the horse show in part three, the outcome of which reflects their preparatory work. This topic focuses on just one of many classic gymnastic exercises that can be utilized at home as part of a program designed for show ring success. Andrew Ramsay is in the irons with his Grand Prix jumper prospect, "Jadalco," illustrating the progress through the steps to the show ring.
Click here to view part one: George Morris' Key Steps to the Show Ring Part One
Running Time: 26 minutes and 7 seconds
George Morris - Click to view his bio and other video topics
Andrew Ramsay
Jadalco owned by BuRibbons, LLC
Shalanno Farms owned by Andrew Ramsay
Equine activities can be hazardous and may subject participants to injury. Neither Equestrian Coach, LLC nor George Morris assume liability for your activities. This program provides general instructions and techniques that may not be suitable for everyone. No warranty is given regarding suitability of these instructions to the viewer.
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Title: Does social connection turn good deeds into good feelings? On the value of putting the 'social' in prosocial spending
Authors: Lara B. Aknin; Elizabeth W. Dunn; Gillian M. Sandstrom; Michael I. Norton
Addresses: Department of Psychology, Simon Fraser University, 8888 University Drive, Burnaby, British Columbia, V5A 1S6, Canada ' Psychology Department, University of British Columbia, 2136 West Mall, Vancouver, British Columbia, V6T 1Z4, Canada ' Psychology Department, University of British Columbia, 2136 West Mall, Vancouver, British Columbia, V6T 1Z4, Canada ' Harvard Business School, Marketing Unit, Soldiers Field Road, Boston, Massachusetts, 02163, USA
Abstract: When are the emotional benefits of generous behaviour most likely to emerge? In three studies, we demonstrate that the hedonic benefits of generous spending are most likely when spending promotes positive social connection. Study 1 shows that people feel happier after giving more to charity, but only when they give to someone connected with the cause. Studies 2 and 3 show that the emotional rewards associated with giving to friends or acquaintances are greatest in situations that facilitate social connection. Thus, social connection may be important for turning good deeds into good feelings, and maximising connectedness between givers and recipients may enhance the emotional payoff of charitable initiatives.
Keywords: happiness; money; prosocial spending; social connections; well-being; donations; charitable giving; warm glow; social relationships; gift giving; good deeds; good feelings; emotional benefits; generous behaviour.
International Journal of Happiness and Development, 2013 Vol.1 No.2, pp.155 - 171
Available online: 03 Aug 2013 *Full-text access for editors Access for subscribers Purchase this article Comment on this article


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Sometimes the wind yi will unconstrained imagination to way, since the harp is a great mood calm, does that also mood letting a person is domestic violence, even directly affect people's soul and spirit of caused extensive damage rate?
And now, the wind yi seemed to find a feeling, of trance, he was back to his for a lifetime-Taoist priest, he was revealed in the scam was angry mob killed in the master had presented a strange humming a song and rhythm, Taoist kill the Wolf, just because he possessed later that in the Taoist body, so the Taoist memory is only dull feel this song with a strong ShaFa of Italy, listen to his head weng weng ring, waves the crack of pain. Now such a recall, suddenly feel the rhythm and liu smoke when playing the rhythm of almost feeling, only effect is vary widely.
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"Do not learn to you?" The wind yi anointed the a beads, and laughed. "I......" Liu said the smoke only a word, then closed mouth, do the Lord was a beautiful genius, draw magic scroll she also taught only again, and after that he would throw in wujiang river city fifty black iron magic scroll and two bronze magic scroll to sell, though she didn't believe it really was the wind yi to draw. But now he is pop up the soul harp, the harp can produce many effect, but the most difficult to learn the injury of the soul soul sound the enemy she was completely at the end of the society. If this is all he in these days to learn, that he really terrible. Along with the stay in the wind yi side day more and more long, liu smoke also more and more confused, she told her he has produced a difficult has said the feeling of the oracle, and began to indulge his heart close to him, to find his heart like enveloped in mist, hard to see through. Every time he thought to understand somewhat, but he always give you a big shock.
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Now finally understand what she and smoke liu yi why always feel the wind between almost anything, not from the end is he really open his door, not her not come close to, but he has been rejected. When two hearts cannot really close, will not have true love, because no response of love can only be unrequited love it, and love is mutual. But she wanted to break and then stand, unless she can enjoy the true love, even if only a second. The wind yi sit to liu next to smoke, stretch out a Wolf in her claws sweet shoulder and asked: "what's the matter? The beautiful clouds, it is not seen my fairy so outstanding balance heart?" Liu cloud suddenly leaning, will head pillow in the wind yi's shoulder, his arms in his waist, his side waist can even feel her chest that two regiment full soft.
The wind yi is not YiZheng, before he that will hand on her shoulder eating tofu, but she never is motionless, natural he would not more than distance, going too far is not a good thing. "You don't fall in love with ShenWu wise of me." The wind yi feel heart beat some speed up. "Maybe, and later don't call me, that I smoke cloud fairy?" Liu smoke smell the wind yi the flavor of body, no human imagination in the inferno xing rashness taste, it is a kind of warm warm smell nice breath, it makes her heart is not a sigh, feel heart a fall again. The wind yi was silent for a moment, and his mouth way: "smoke, in fact I think I have to tell you one thing, the real pure love is not to contain any impurity, you think upon me, and then made for broken with so obvious purpose, how may have true love produce?" Liu smoke YiZheng again, the in the mind think back to the east and vertical and horizontal words, she just thought the problem of between two people is because of east and the withdrawal of, don't let her heart really close to him.
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A Wahhabi argument away from shooting their guns
Reader comment on item: The Evil Isn't Islam
Submitted by Carl Bitzer (United States), Aug 1, 2002 at 08:59Thank you for opening a dialog on this subject. My view is that the evil IS Islam. I hope that I am wrong and would appreciate comments from you or your readers that will enlighten me. But this is how I see it:
In the context of the Muslim religion the Islamists have truth and logic on their side. There are not only verses in the Koran (two of which you cite) but there is the example of the founder Muhammad who was guilty of murder, robbery, extortion, slavery, and genocide. In a religious argument an Islamist would eat the lunch of any benign moderate Muslim.
Consequently, Muslims, moderate or not, are walking around with a loaded gun pointed at the heads of their non Muslim neighbors. And they are only a Wahhabi argument away from pulling the trigger -- an argument which by force of logic they must lose. Nice people do not point loaded guns at their neighbors heads. Nice people cannot be exonerated from doing un-nice things out of ignorance.
Carl Bitzer
Kenner LA
Note: Opinions expressed in comments are those of the authors alone and not necessarily those of Daniel Pipes. Original writing only, please. Comments are screened and in some cases edited before posting. Reasoned disagreement is welcome but not comments that are scurrilous, off-topic, commercial, disparaging religions, or otherwise inappropriate. For complete regulations, see the "Guidelines for Reader Comments".
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Acrylic on 30" x 40" x 1.5" wrap canvas
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As my thoughts are focused on my daughter Emma who will be getting married tomorrow, this painting has continually came to my remembrance as a visual expression. Rather than give you my thoughts, I'm going to leave this one to you. But, would love to hear yours!!
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Peeks can now be seen: HERE
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As a former banker, we see Buy Out transactions falling apart at the 11th hour. Here are a few reasons why Lenders withdraw "verbal" indication of approval to finance a SME Buy Out transaction. The original version appeared as a "Post" on Linked In.
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(11) Banks lack confidence that the intangible assets i.e. patents, trademark will hold its value post transaction.
(12) Too much of a Goodwill component with no logical backbone.
(13) Disagreements / potential contentious issues with other lenders.
(14) Bankers perceived the business valuation as too high or unacceptable.
(15) The company's customers' loyalty is to previous owners resulting to a potentially higher attrition rate.


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Happy New Year – and let's start with possibility as summarized in Ben and Roz's Zander's wonderful book. You can enlarge the map if you need to by clicking on it
There are two good uses for Maps – note making – getting your ideas down, having a look at them and sorting out what their order should be in order to move toward doing something about them – but also note taking – summarizing other peoples' ideas and practices. Maps need to be inspirational in this second mode – with reminders of the emotional tone as well as the fact of the message. So that's why I took the time to add images to this one – created in VisiMap– to make it more evocative. I also added notes under some of the headings.
The Art of Possibility is a great reminder for starting the year. It's not new, but that doesn't make it any less relevant. If you want a copy of the map with the attached notes, just ask. It is easy to send. And making further comments about what it says will keep me busy for a few days.
I rediscovered this book in my own library through reading another one, Nancy Duarte's Resonate. She references the TED talk that Zander gave as a model of what a presentation should be. Meeting him there where he embodies what he cares about is also a model for all of us going forward.


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Vigo Janus Glass Vessel Sink And Waterfall Faucet Combo – It must be very clear to you that not all of faucets are the same. Exactly like any other home elements, faucets need to look in various shapes, finishes and sizes to accommodate unique functionalities, personalities, and peculiarities. If you presently need buying faucets, then you might think about looking at a number of the available choices provided by Santec Faucets. The same as the Alps, Alpine Collection has granted a visual encounter characterized by grace and majesty. Alpine faucets are patterned after the remarkable ascent and descent of a mountain, looming upwards then dropping abruptly. Those who know what beauty is will easily see why Alpine is anything.
Should you feel that beauty is not exactly equal of sophistication, then Ava Faucets are ideal for you. These fittings have a humble look and simplicity which come together with equilibrium and modern world sensibility. If you have similar characteristics, then you have to really choose Ava. Baroque Faucets faithfully depict the dominant style during the period implied by their name. These faucets are distinguished by tapered spouts and astute decorations. Detailed layouts are conspicuous in the escutcheon and lever handle.
vigo glass vessel sink
The Caprice Collection got its name from a province located in Turin, Italy. Caprie Faucets embody a modern and completely functional design. These faucets are ideal for charismatic and somewhat futuristic individuals. Caprie Faucets definitely provide the functionalities implied by their looks. Santec Faucets under the Classic Collection are distinguished by neatly organized design. A strong point of those faucets is their strong capability of blending well with different architectural and artistic settings. This Classic style is a safe option for people who desire sophistication but know only of small information regarding faucets. Those who intend to venture new thoughts are encouraged to try mixing this fashion with modern finishes.
vigo glass vessel sink
They are precisely excellent combinations of background and modernity with the simple lines representing the new and the traditional faucet characteristics manifesting the old. Heritage Faucets pay tribute to character, particularly the bamboo which was the reference for their conceptualization. The faucets demonstrate the way water moves in character. The different look of Heritage Faucets may attract you if you have an obviously unique personality.
These faucets are impressively designed with such mastery and craftsmanship which they might provide a somewhat imperial treatment. These faucets gain even more meaning when they're located in upscale settings. Should you prefer comprehensive over simple, then Monarch will certainly be beneficial for you. Santec Faucets under the Ultra Collection are basically the ideal selection for people who aspire for uniqueness, modernity and creative geometry. When grouped together with different facets, this specific collection will stick out. Ultra Faucets convincingly demonstrate that simple solid shapes will result in a luxurious expression when laid out intelligently. Despite appearing tough, you will nonetheless observe and get gentle flow from such faucets.


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Statement by India at the 71st World Health Assembly (21-26 May 2018) on Agenda Item: 11.2 Public Health Preparedness and Response
Thank You Mr. Chair,
The spate of recent global disasters has highlighted the need for greater public health preparedness. A robust response system is required to address the existing and emerging challenges.
In 2017, India had communicated to WHO regarding its status of compliance to IHR based on self-assessment of IHR core capacities. The implementation of IHR core capacities remains an important ongoing process and India continues to invest in strengthening and building IHR core capacities.
India has consistently maintained that self-assessment is an objective tool for IHR implementation and the Joint External Evaluation should be voluntary and not thrust upon on Member States.
India compliments the good work done by the WHO Health Emergencies Programme, including the finalization of a Global Coordination Mechanism for R&D. India would, however, request more information on the GCM R&D framework to help us better understand and analyse its progress.
Mr. Chair,
The focus of the strategic plan is on preparedness and response. Hence it misses out on preventive strategies like immunization, bio-safety, bio security, AMR; mitigation strategies like public health risk assessment and management, disaster resilient health structures; and some aspects of preparedness strategies like health workforce development, medical countermeasures for certain hazards, R & D in context of public health emergencies.
There is no doubt that WHO must be well equipped and geared to deal effectively with public health emergencies. India acknowledges the existing gaps in emergency response namely insufficient funding, inadequate capacities and technical resources and these need to be addressed on priority.
India believes that for faster and more effective mobilization of resources in times of health emergencies, the country offices and regional offices of the WHO should be given sufficient resources and leeway in terms of contingency decision making.
Mr. Chair,
WHO should be able to supplement and not supplant national efforts. India has been supportive and we will continue to support the work of WHO in building up a robust, efficient and reliable public health preparedness and response system.
Thank You.
Powered by: Ardhas Technology India Private Limited.


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If one of my photographs captures your eye and compels you to stare at it a while and either takes you away to a different place or makes you feel good inside, I've achieved my goal as a photographer.
As an artist photographer, my work is mostly conceptual. What brought me to wedding photography is the encounters with people and the connection to the snap. Here and now, a reunion is taking place and I am present to document it with photos.
I am a passionate photographer for portraits, documentary photography, landscape photography and the different elements of fashion photography; glamour, sensuality, and elegance. This is why I perceive documentary wedding photography as a world of infinite artistic photography possibilities - it is an art by itself.
Actual: SGD1,988
Location: Singapore
1 ReviewsMessage Professional
We met forever pixel arts at hitched. Before that we saw their portfolio on fb and ig and we quite like their style. We had a chat with the photographers and videographers and they made us feel comfortable talking to them, and we knew that we'd choose them. :) Took the pws and ad package, everything was very smooth and the photos turned out great. On our ad, the pg and vg was very friendly and they interacted with our relatives. We received all the soft copies and the hard copies within 2 months of our wedding. Fast and efficient. :)


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For quite some time, bears have been frequently portrayed in a variety of movies. You've probably heard of Smoky the bear because he advocates preventing forest fires. In a number of movies, bears are shown eating people and meat, but they really like to eat more plants than animals.
Excluding polar bears, most of these animals enjoy eating insects, berries and different types of plants. A great example is the giant panda bear. This guy likes to eat all sorts of plants, but you'll have no trouble catching him eating some local bamboo plants.
Bears will eat meat when they can find it. You've probably seen many TV shows that show bears catching and eating salmon and other types of fish from streams. This is quite common, and bears love to get a good protein-packed meal.
Most bears are actually APEX predators, so they're at the top of the food chain in their natural habitat. Since they rule their habitats, they really don't have to hunt because they can easily steal meals from other animals.
In North American, the two most well-known bears are the brown and black bears. The United States is full of black bears, and you'll find more of these bears than any other type.
Back to the main subject – bears like to eat fish, insects, plants and other types of animals. The typical bear is actually more of an opportunistic omnivore, so it survives on animal and plant matter.
Polar Bears
These are some of the coolest bears in the wild, but most people might never see a single one face to face. The typical polar bear loves to feed on bearded and ringed seals. Depending on the bear's natural environment, it might also eat hooded and harp seals.
Polar bears have been known to scavenge the carcasses of narwhals, walruses, bowhead whales and beluga whales. They've even been known to kill and eat young walruses.
If their favorite foods aren't available, they might eat various types of vegetation, eggs, fish, waterfowl, seabirds and small rodents.
Black Bears
The black bear is an omnivorous animal, but it loves to eat fruits and vegetation. Despite the mean appearance, about 85 percent of the black bear's diet consists of plants. As implied by many movies, bears also love the occasional honey splurge.
Since it has a thick coat, this type of bear is highly protected against stinging bees. The black bears that live in the Pacific Northwest enjoy fishing for salmon during the night.
Grizzly Bears
The grizzly bear is like its cousin, the black bear. It's an omnivorous animal, so it will eat insects, plants and other types of animals. These animals are naturally scavengers and spend the majority of their time looking for food.
The grizzly bear enjoys eating tubers, berries, grasses, roots and forbs. However, the majority of the grizzly's diet consists of insects. This animal will adapt its diet based on where it lives.
Koala Bears
The cute and cuddly bears that everyone knows and loves feast on several types of plants. In fact, the koala bear is one of the only animals that are able to survive on only eucalyptus leaves. Since these leaves are very fibrous and contain minimal nutrition, most other animals can't even eat them.
This animal has a slow metabolic rate, so it can retain food inside of its digestive system for a very long time, which maximizes the amount of energy that it can extract from the food.
Panda Bears
In the wild, the panda bear eats almost nothing but bamboo. Its diet consists of 99 percent bamboo, but it will eat some other types of grass. The panda might also eat musk deer fawns or small rodents. Giant pandas frequently consume rice gruel, sugar cane, sweet potatoes, apples, carrots and bamboo.
Brown Bears
The brown bear has a diet that is similar to what its cousins eat. It enjoys eating insects, fruit, grass and the bulbs of plants. When it's hungry, it will eat small animals. When brown bears live near the coast, they tend to enjoy different types of fish, such as salmon.
Sun Bears
A typical sun bear eats a variety of different shoots, berries, nuts and fruits. He might also supplement his diet with eggs, honey, grubs and insects. If the supply of plant foods in the area is scarce, sun bears are known to eat rodents.
Sloth Bears
Despite the name, these animals aren't inherently dirty. They're known to eat termites, but they also enjoy good fruit. A typical sloth bear has been known to eat carrion, honeycombs, insects, eggs and various types of vegetation.
Kodiak Bears
Like many of their cousins, these bears are opportunistic feeders, so they'll eat grasses, berries, sedges, roots and wild flowers. Some other food items on the menu are wild celery, insects, rodents and large mammals. A Kodiak bear has no problem eating mountain goats and deer, and it has a sweet tooth for carrion, salmon, pet food and garbage.
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Censor.NET reports citing a statement by the press service of the local district state administration.
"The area surrounding the railway bridge on the outskirts of Stanytsia Luhanska village, Stanytsia Luhanska check point, as well as areas near Druha Linia Street, Lomonosova Street, Lermontova Street, Bukaieva Street, Pershoho Travnia Street, and Central Street in Stanytsia Luhanska village came under fire with small arms, AGS (automatic grenade launcher), anti-tank grenade launchers, and IFV guns between 3 a.m. and 6:15 a.m. July 13, 2016," the statement reads.
According to the report, the roofs, walls, and windows of houses of peaceful residents as well as gas pipelines sustained damage as a result of the attack. Gas supply was subsequently restored. The scale of damage is being assessed.
It is noted that none of local residents have requested medical assistance.


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First off the list from my Sydney weekend trip is the classic Belgian bistro at the Rocks. Friday nights are usually packed and even making a booking a few days before, we still had to wait for our table. We made our way to the bar where Arthur ordered a 500ml glass of Hoegaarden.
Famous Belgium beers on tap.
Vintage beer poster. One of the many other vintage pieces and decor that gives the place a classic distinctive style.
After waiting a while, the guy escorted us to our tables but was surprised to find our table occupied! He told us there might have been a mix up with the bookings on a busy Friday night so he apologised and kindly offered us a round of drinks, on the house! Not long after we were seated at a table.
Wide selection of beers.
La Guillotine, Hoegaarden, Piraat. Each drink comes in its very own labelled glass.
Now for the food!
My dish: A kilo of mussels cooked in a pot with white wine, vegetables, mushrooms, bacon and a hint of cream. Yummy ingredients but the soup turned out quite bland to my liking.
The mussel pots come with chips and mayonnaise which was oh-so-good.
Arthur's dish: twice baked crispy pork belly served with mash potato, sauerkraut and apple sauce. The pork belly was gooood. I actually liked this more than the mussels. Crunchy golden skin with the soft layers of fat and juicy meat. Now I know to some, the idea of pork belly can be a bit revolting but this is delicious. Eating it on its own can be a bit full on so it's wise to have it with the sauerkraut and apple.
Andrew's dish: Belgian style meat balls with potatoes. It was rather ordinary.
That's it for the mains! I was tempted to get the Belgian waffle with Callebaut warm chocolate sauce for dessert but Andrew convinced me to head to Guylian instead, so we weaved our way through the crowd of people and off to the next hunt!
Belgian Beer Cafe: Heritage
135 Harrington St
The Rocks NSW 2000
(02) 9241 1775


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Signal designs are used for advertising of a company or its providers and logos. Logos to be used on business cards and different materials are $49 each. Firstly, a brand will be an identification or a mark that differentiates one enterprise from another (by way of a reputation or a emblem, for instance). Logos that are too difficult, messy, or abstract can really turn individuals away from the corporate and be shortly forgotten. We tailor our small enterprise brand design companies to your company and can meet all necessities and budgets.
Customise every card with a special picture or design on one side and add message to prospects, mates or family on the reverse. Whether you're trying to begin a brand new business and require a new emblem that encapsulates your model's best attributes or simply looking for to replace your present logo with a contemporary new design, contact the group at Emblem Specialist today, suppliers of professional logo design services at inexpensive costs.
To hire a emblem designer on Designhill, this is what you have to do- Visit designer's profile and review their work. It is imperative that a designer has 10 totally different variations to sort out different trademark logos that could be discovered sooner or later after designing for a particular trade – as you may by no means know if a logo would simply pop up in existence way earlier than the organizations trademark software that you're working for.
Huge firms can and do spend 1000's of kilos on the design of the logo alone. There are a number of tips and tricks that the designer should take into account to create a visually appealing brand for the company. You want consistent branding that sends a transparent message and helps you stand out in a saturated market. The implications of coloration's impact on people's emotions are far reaching, and understanding your prospects' connections to certain colors may improve the effectiveness of your company's branding strategies.
It's essential to integrate as a lot information about your organization as you may into your brand, however with out overloading the design. To make a dwelling from creating and performing music, you should invest (both time-sensible and financially) in your band and market and put it up for sale as you would a product from another form of business.


text: Science, Tech, Math › Science Sterling Silver Chemical Composition Share Flipboard Email Print David Sucsy / Getty Images Science Chemistry Molecules Basics Chemical Laws Periodic Table Projects & Experiments Scientific Method Biochemistry Physical Chemistry Medical Chemistry Chemistry In Everyday Life Famous Chemists Activities for Kids Abbreviations & Acronyms Biology Physics Geology Astronomy Weather & Climate by Anne Marie Helmenstine, Ph.D. Dr. Helmenstine holds a Ph.D. in biomedical sciences and is a science writer, educator, and consultant. She has taught science courses at the high school, college, and graduate levels. Updated July 26, 2018 Sterling silver is a popular metal for jewelry, silverware, and decorations. Sterling silver is an alloy of silver that consists of 92.5% pure silver and 7.5% of other metal, usually copper. Fine silver (99.9% pure) typically is too soft for practical objects. Alloying with copper maintains the silvery color of the metal while increasing its strength. However, the copper is much more susceptible to oxidation and corrosion, so sterling silver tarnishes more easily than fine silver. Other metals that may be used in sterling silver include zinc, platinum, and germanium. Silicon or boron may be added to improve the properties of the metal. Although these metals and additions may improve the resistance of the sterling silver to firesale and tarnish, most sterling silver is still made using copper. Continue Reading


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Should I get a credit card, overdraft or apply for a loan?
If you are wanting to obtain finance, finding the right way to do so for you can make it easier and cheaper to manage.
Most people find that taking a credit card out is efficient, whilst others do not trust themselves to only spend what they can afford and end up in debt with a terrible credit score.
Overdrafts are great for the likes of students since there is no charge placed on Student account with an overdraft attached. However, overdrafts can let you fall into debt if you do not qualify for a 0 interest or no-fee account.
Loans are great for those who need to get a sum of money quickly, whether it be a long-term or short-term loan – this could be an option for you depending on your circumstances.
In this guide, we will be having a look at the advantages and disadvantages of credit cards, overdrafts and loans so that you can see which would work best for you and your financial situation.
What are they?
It is important to know what function each of these three hold as this knowledge may influence which is the best option for you.
Credit Card
A credit card is obtained through a bank. The bank essentially lends you money which you pay back over time. Each month, you will have the option to pay the minimum amount back, which is usually the £5.00 or you can pay back the full statement which is however much you have spent on the card that month. Some banks allow you to customise how much you pay back in between these amounts.
For example, say you owe £150 at the end of the billing month, but you can only realistically afford to pay back £100 of that – you can do so, but this is not advised as it can damage your credit score.
An Overdraft
An overdraft is something which is attached to your current account. It basically lets you borrow a money from your own bank account. The amount will show up as a negative balance.
For example, if you had a balance of £10 and you spent £20, your new balance would be -£10. This way your card will not get rejected but you are technically borrowing for yourself. So, if you cleared a cheque into your bank account which was for £30, your new balance would be £20. £10 of the cheque would go into paying yourself back for the money you borrowed from your own bank account.
A Loan
Loans are an extremely traditional way of obtaining money when it is needed. Essentially, a loan is where you borrow a sum of money and then pay back the money in regular instalments and with interest attached.
As for loans, there are so many different types such as; a payday loan, a business loan and a guarantor loan. If you are wanting to take out a loan, make sure you do your research into which type would suit you best or even which type you would qualify for.
How quickly do you need the money?
When dwelling on which kind of finance to take out, one of the things you need to ask yourself is "how quickly do I need the money?"
If you are in need of the money quickly, then an overdraft or a loan could be your best bet. Plenty of loan applications are approved within 24 hours, and the money will be deposited in this time as well. An overdraft can be added to your current bank account in a matter of hours, and you will only owe yourself the money.
If you are not in desperate need of money but know you need some soon then you could opt for a credit card. They are usually sent you within 7-10 working days from the date of your application.
How much are you wanting to borrow?
The amount of money which you are wanting to borrow is also a factor to consider. If you are wanting to obtain a large lump sum of money, the best option probably a loan.
With a personal loan, you are usually entitled to an amount ranging from £1,000 to £25,000 if you meet the criteria set out by the lender. If you go for a homeowner/secured loan, you will be entitled to take out a much larger amount.
Credit card limits start at just a few hundred pounds but can reach over the £10,000 mark. Bear in mind that you will not know how much you can borrow up front as your credit card limit is based on your personal circumstances rather than you asking for a particular amount of money.
Overdrafts can usually only offer you up to £1,000 to overdraw. If you have a higher income, this limit can be a lot higher. If you want to borrow small amounts of money, an overdraft is a good option. Again, the overdraft limit is based on your personal circumstances so you will not know how much you are entitled to in the initial stages of the application.
If you are considering applying for a loan, why not follow the link to our page and compare guarantor loans.


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Senior Data Scientist
Salary Market Aligned
Location IndonesiaFULL_TIME
Consultant Alia Hasyim
JobRef 1448560/001
Date posted 28 November 20192019-11-28 2020-01-27 new-media-and-internet Jakarta ID IDR 15000000 40000000 40000000 MONTH Robert Walters https://www.robertwalters.co.id https://www.robertwalters.co.id/content/dam/robert-walters/global/images/logos/web-logos/square-logo.png
An exciting Senior Data Scientist job opportunity has just arisen at one of Southeast Asia's leading fintech start ups. You will be a part of a digital lending company that is revolutionising access to financial products for millions of emerging consumers in Indonesia. The company has developed the first digital data-driven credit underwriting and risk assessment platform to process consumer loan applications and determine their creditworthiness using its mobile app.
About the Senior Data Scientist Role:
As part of the analytics team you will plan, develop and deploy machine learning models and advanced analytics solutions to solve business problems.
Key Responsibilities:
- Define problems and hypotheses, develop recommendations and decision support tools to increase business value
- Continuously improve the predictive value of models and monitor model performance in production systems closely
- Coordinate and lead junior data scientists and engineers in their work
- Develop a culture of highly reproducible work, attention to detail, quality of work and getting solutions to production quickly
To succeed in this Senior Data Scientist role, you will need strong analytics skills, technical skills, financial knowledge and business acumen.
Key Requirements:
- Exceptional can-do attitude
- More than three years' experience in applied quantitative analysis, statistical analysis or modelling
- More than three years' experience in Python or R, and proficiency in Numpy, Pandas, Scikit-learn or equivalent in R, AutoML frameworks
- Proven management experience of small teams
- Solid communication skills (Bahasa Indonesia and English)
- Results-oriented and willing to work in a fast and dynamic environment
- Deep understanding of linear algebra, (multivariate) calculus, applied mathematics and statistics, algorithms and complex optimisation
- Master's degree in statistics, mathematics, applied math, engineering, computer science, or similar advanced degree is preferred
This firm needs no introduction and is known as one of Indonesia's leading fintech start ups.
If you have a successful track record in analytics and data science projects, this Senior Data Scientist role is a perfect opportunity for you.
Apply now to find out more.
Get in touch
Alia Hasyim
+62 (21) 2965 1590