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I've Just Logged In - What Am I Looking At?
Where Do I Start? (How to add Mailboxes)
What if I Need More Mailboxes?
How do I Subscribe?
How Do I Import Customers From PM Tools or a Microsoft Excel Spreadsheet?
How Do I Send Notifications?
How Do I Choose Whether a Mailbox Holder Receives Email or SMS Notifications(Or Both)?
Help! Why Aren't Some of My Customers Receiving Their Messages?
How Do I Change a Mailbox Holder's Information?
What if a Customer Wants SMS Notifications but Their Cell Carrier is not Available in the Dropdown List?
How Do I Send Notifications Using a Barcode Scanner?
How Do I Use the Accountable Package Form and Logging Features?
How Does the Mail Slotted Indicator Work?
How Do I Setup a Customer Login Account, Edit Customer Information, or Setup 'Rent Due' Reminders?
How Do I Enable My Customers to Login From My Own Website?
How Do I Place the "Mail Slotted" Indicator On My Own Website?
How Do I Log (Or Mark Delivered) Multiple Packages For the Same Customer In One Step?
How Do I Use the Package Holding Fees Calculator?
How Does Package Quicklog Work? (How to log a package by typing in mailbox number, or how to log a package for a non-mailbox holder).
What is Store2Store, and How Does it Work?
What is Virtual TradeShow, How Does it Work, and Why Must I Log In?
What is the MPC Profit Partners Program, and How Does it Work?
What is the Package Tier system, and how does it work?
When you first log in, you're presented with the following screen (red and blue outlines and text are added to this image for illustration and do not appear on homepage):
Our system was designed to present as much information as possible on the homepage. This reduces the amount of navigating necessary to access most features of our site. As illustrated above, the homepage is divided into three main areas: Notifications by Barcode (Blue Background), Notifications by manually selecting checkboxes, and Accountable Package Forms and Logging (Yellow Background).
Using each of these areas is explained in detail in the appropriate chapter of this help file. For now, the important thing to remember is: these three areas are independent of each other. You will only be using one at a time. For instance, if you're manually selecting checkboxes to send notifications, you won't be using the Barcodes section, nor will you be clicking the links in the Accountable Package Form column.
WHERE DO I START? (How to add Mailboxes)
Start by creating your mailboxes - at least some of them. Log in, and click the "Manage Mailboxes" tab at top of page. Then choose the "Add Mailboxes" link at right.
You'll be presented with a list of the mailboxes (and boxholder information) you've created so far - none in this case. Below this list will be a form for adding new mailboxes. Simply enter your mailbox numbers, and the information of the associated boxholders. All fields are optional except for "mailbox number", so if some boxes are currently unused you can add them anyway, and edit their boxholder information later.
Click the "Submit" button at bottom to create your new mailboxes.
We recommend creating all your mailboxes right away, even if currently unused. You can create just the ones you want for now though, and add others as necessary.
If you need more, simply contact us about updating your subscription level. Trial accounts are provided 200 mailboxes by default; if you need more during your trial, please contact us.
As a trial user, every time you log in you'll be presented with a choice to subscribe, or continue using your free trial. Simply click the appropriate PayPal button to start the quick, easy subscription process. These buttons can also be found on your Manage Account page once logged in.
HOW DO I IMPORT CUSTOMERS From PM Tools or a Microsoft Excel Spreadsheet?
We know it can be time-consuming to enter customer data into a new system. We've tried to simplify this process by creating a Customer Import tool, for users of PM Tools, or those of you who keep your customer data in a spreadsheet file.
To use, Log in, and click the "Manage Mailboxes" tab.
You'll be presented with a list of the mailboxes (and boxholder information) you've created so far - none in this case. On the right side of the page are several links in a blue box titled "Manage Mailboxes". Click the "Import Customers" link.
If you have exported your customers from PM Tools, all you need to do is locate the .xls file you exported from PM Tools, and click "submit". Your mailboxes will be created, and customer information added to them, automatically. You're finished. (Note: this process does not add cellular phone numbers. If you want to send SMS notifications, you'll need to manually add cell number and carrier information.
If you have NOT exported your customers from PM Tools, the process is mostly the same, except you need to ensure that your .xls file contains data in the proper order. Column titles do not matter, just the order (though it's assumed you're using column titles, so the first row of data is not imported.) Below is the proper column order for your customer data (use MS Excel or your favorite .xls editor to re-order columns as necessary):
HOW DO I SEND NOTIFICATIONS (Without using a barcode scanner)?
Log in (or click the "Home" tab if already logged in"). Your store's homepage presents a list of all mailboxes you've created, with boxholder information. Each mailbox has a checkbox on its left. Check the boxes next to the mailboxes you want to notify. (Every mailbox that has a boxholder's email address or text message information associated with it, or a customer login account set up, has its mailbox number highlighted green. This enables you to tell at a glance who is set up to receive notifications.)
Just above the list of mailboxes is a field titled "Custom Message". You can add any message here, and it will be appended to the end of every customer's notification. NOTE: Be aware that most cell carriers limit the length of SMS messages. If a customer receives notifications by SMS, only approximately 40 characters of the custom message will be shown; the rest will be clipped. Emails have no length limits. This is a limitation imposed by the cellular carriers and is out of MPCNotify's control.
On the right side of each mailbox, you can choose the parcel type from the dropdown menu; this menu defaults to USPS, so you'll only need to change it to notify a boxholder of UPS, FedEx, or DHL packages. IGNORE THE YELLOW-SHADED COLUMN titled "Accountable Package Form". The links in this column are used to generate forms for accountable packages, and log them into the system. See "How Do I Use the Accountable Packages Tracking Features?" for more information.
When you've checked all the mailboxes you want to notify, click the "Submit Notifications" button at the top or bottom of the mailbox list. You're presented with a confirmation screen, with all selected mailboxes shown. Verify your selections and uncheck any that were erroneously entered. Then, click "Notify!" All mailbox holders you've selected are automatically notified, and you're presented with a confirmation page listing all mailboxes notified, and type of notification (email, sms, or both) sent. Records are also automatically created for every customer who has a customer login account set up.
HOW DO I CHOOSE WHETHER A MAILBOX HOLDER RECEIVES EMAIL OR SMS NOTIFICATIONS (Or Both)?
This is determined by the information you enter for each mailbox. If you enter an email address, the system sends notifications via email. If you enter a cell number and cell carrier, the system sends an sms notification. If you enter both email and cell information, the system sends identical notifications as both an email and sms.
Usually, this is the result of an incorrectly entered email address or phone number, but occasionally this is due to spam filtering on the part of your customers' internet service providers, or their email clients (like Outlook).
Obviously our messages are not spam, but this is a constant concern for any system like ours that sends emails in bulk, with similar message content in each email. We do everything possible to ensure we don't end up on any "spam lists" that are used by ISPs to define what is spam, but many ISPs (and personal email clients) also have their own filtering criteria, and it's occasionally possible for any bulk messaging system to be flagged.
A simple but often effective solution is for your customers to add our sending email address (firstname.lastname@example.com) to their contacts list or "address book" on their email system / client. Our notifications are sent from this address, and for many ISPs / email clients, this has the effect of "whitelisting" email that comes from this address.
If problems persist, please contact us.
Click on the "Manage Mailboxes" tab. The "Edit Mailboxes" dialogue appears, presenting a table of all existing mailbox information for your store. You can edit anything you want here. For instance, if the holder of mailbox 101 is currently receiving both email and sms notifications and wants to stop receiving sms's, simply access this "Edit Mailboxes" tab and delete the cell number for mailbox 101.
When you've completed all your changes, click the "Submit" button below the table. All your mailbox information will be updated and you'll see a screen confirming your changes were made.
This list can be edited. By default, it contains the major national wireless providers in the U.S. However, our system also works with almost all smaller or regional providers as well. Each storeholder has the ability to add or remove carriers from the dropdown list. This way, you can populate the list with only the carriers your store will use, and you won't have to sift through a list of 100+ entries every time you add or edit a mailbox customer.
When a mailbox holde wishes to use a carrier that's not on your list, do the following:
1. Access the "Manage SMS Carriers" screen. This can be done by either clicking the "Manage Account" tab and clicking the "Manage SMS Carriers" link, OR by clicking the "Provider Not in List?" link on the add/edit mailbox pages.
2. Check the box next to every wireless carrier you'd like to appear in the dropdown list of Cell Carriers on the "Add Mailboxes" and "Edit Mailboxes" pages. (You can uncheck any you don't want in the menu).
3. Click "Submit".
The system remembers these preferences for your store, and from now on the checked carriers will appear in your dropdown lists. (NOTE: changes won't take effect until the "Add Mailboxes" or "Edit Mailboxes" pages are reloaded. if you've already got the "Add Mailboxes" or "Edit Mailboxes" page open, you'll need to refresh the page to see your newly added carriers. Complete all work you've done up to that point and submit it, THEN navigate back to the "Add / Edit Mailboxes" page and continue adding or editing mailboxes for which you need the newly added carrier.)
Several customers have requested this, and it automates the notification process a bit if you choose to use it. You can also manually click the checkboxes next to each user on your homepage; the choice is yours. Your mailbox holders will receive identical notifications from either method.
If you wish to use barcode scanning notification, do the following:
1. After logging in, click the "Generate Barocdes" link near the "Barcode" field at top left.
2. A list of barcodes is generated, one for every mailbox in your store's account. Print this list on your label printer; they will print one barcode per label.
3. Place the labels wherever you wish: in a binder, or inside each mailbox door for use with a wireless barcode scanner whenever mail is slotted.
4. To send notifications, sign into MPCNotify. Your homepage is presented, with a "Barcode" field at upper left. Click this field to put the cursor in it, and scan the barcode of your first mailbox to notify.
5. You'll be presented with the main barcode screen, which has the familiar "Scan Barcode" field at top, and a list of mailboxes you've already scanned. The first box you scanned should be listed here. Keep scanning mailbox barcodes; every time you do, the list will be updated with that mailbox. If you accidently scan the wrong mailbox, that's ok, just keep scanning: you'll have a chance to fix any mistakes on the next screen.
6. When you've scanned all the mailboxes needing notifications, click "notify all". You'll see a screen showing every mailbox you've scanned with a checkbox next to it. All the boxes will be checked. You can uncheck any that were entered in error. You can also set a parcel type for each mailbox (the default is USPS). When satisfied, click the submit button to send notifications.
Several stores have requested these features to aid with accountable package record-keeping. They are available as free options but in no way affect the use of the notification features.
When you receive an accountable package for a mailbox holder, you begin by printing a form. Once logged in, on the homepage, locate the yellow-shaded column titled "Accountable Package Form". Every mailbox holder has 4 links in this column: "USPS", "FedEx", "UPS", "DHL". Click the link corresponding to package type in the appropriate boxholder's row.
You're presented with a screen to enter the package tracking number. Additionally, there's a checkbox on this screen to select whether or not you want to notify the mailbox holder of his package. The default is "yes" (checked). If you leave it checked and submit a tracking number, notifications will be sent by email, sms, or both, according to available information for that boxholder. Also, there's a field titled "custom message". You can add any message here, and it will be appended to the end of the notification. NOTE: Be aware that most cell carriers limit the length of SMS messages. If a customer receives notifications by SMS, only approximately 40 characters of the custom message will be shown; the rest will be clipped. Emails have no length limits. This is a limitation imposed by the cellular carriers and is out of MPCNotify's control.
Scan the tracking number barcode, or type it in manually.
Once you submit the package tracking number, a new window opens containing a form. This form automatically contains your store's name and address, and the mailbox holder's name, and business name (if applicable). The form is dated, and also contains the package's tracking number, a message stating that the customer has received the package in good condition, and a line for the customer's signature and date released. Once you deliver the package to the customer and he/she signs this form, you can retain it for your records. Also, a barcode is printed at the bottom of this form. This barcode is a duplicate of the package tracking number's barcode. It can be scanned to mark a package "delivered". Optionally, you can also click the "Generate Label" button at the top of the form. This will create a label to print with your label printer, showing customer information, mailbox number, and another repeat of the tracking number barcode.
When you submit the package tracking number, a record of the package is inserted into the database for your store. These can be viewed any time by selecting the "Manage Accountable Packages" tab at top of screen. When you select this tab, you're presented with a screen showing all accountable packages your store is holding that have not been marked "delivered". Each package has a checkbox next to it, in the "Mark Delivered?" column. When you select a package and click "submit", that package is removed from the list, and logged as delivered, with a date / time stamp. You can also mark a package delivered from the homepage, by scanning one of three barcodes: the barcode printed on the form, the original tracking number barcode on the package, or the barcode printed on the label, if you've created one. Scan one of these into the field on the homepage labeled "Mark Package Delivered". (Note: due to the lack of a unique barcode on some USPS packages, you'll have to mark them delivered by checking the associated box on the "manage accountable packages" page.)
To access records for acountable packages you've already marked delivered, use the link or search boxes below the list of currently held packages. You can view all packages delivered in the last sixty days, or search by a variety of parameters. When these records are displayed, they include the date / time the package was marked delivered.
How you use all this is up to you, but we've found that the following technique works well:
This indicator tells your customers, on their login page, whether your store has already slotted mail for the day. They'll also see, on their login page, whether they've recieved any mail. If they see you've slotted mail for the day but they haven't gotten any, they'll know they won't be receiving mail that day.
This indicator can be toggled on or off simply by clicking on it on your homepage; however that won't usually be necessary. Assuming you send at least one notification of USPS mail on a given day, the indicator will automatically turn green for that day. Your customer's pages will indicate that mail HAS BEEN slotted for that date. The indicator will reset to "no" at 2am mountain time every night.
How Do I Setup a Customer Login Account, Edit Customer Information, or Setup 'Rent Due' Reminders?
Once logged in, click "Manage Mailboxes". On the right, click "Customer Information". Click the name of the customer whose information you'd like to edit.
You'll be presented with the "Edit Customer Information" screen, which allows you to add/edit a customer's forwarding address and contact information. You can also add or change a password. Once you enter a password for a given customer for the first time, you simply give them the login information presented, and they'll be able to use the "Mailbox Customers Login Here" tab on www.mpcnotify.com to log in and view all packages AND REGULAR MAIL they've received in the last two months.
ALSO, you can use the "Rent Due" field on this page to enter a rent due date. If a date is entered, the system automatically reminds your customer when their mailbox rent is due! Reminders will be sent as emails or SMS messages or both, depending on information on file, just like regular notifications. Customers will receive a reminder five days before rent is due, another reminder the day before, and a final reminder when the rent is five days past due. Naturally these reminders cease anytime you update their rent due date, or simply delete the date altogether. These reminders will also appear in the "new messages" section of your homepage.
How Do I Enable My Customers to Login to Their MPCNotify Page From My Website?
If your store has its own website, you can tell your customers to login from there to check their mailbox status. This way, you ensure they see your latest marketing messages on your own website! Simply paste the html form code below onto your website:
<form action="http://www.mpcnotify.com/process_customer_login.cfm" method="post" target="_blank" preloader="no">

Please Login:

Mailbox Number:
<input type="text" name="mailbox">
Store ID:
<input type="text" name="storeID" >
<input type="password" name="password" >

<input type="submit" name="submit" value="Login">

This indicator tells your customers, on your own website, whether your store has already slotted mail for the day. This will easily indicate to them whether they should check their login page to see if they've received mail yet.
Just like the Mail Slotted indication on a customer login page, this indicator will default to "No" everyday, and automatically change to "Yes" after you send at least one notification of regular mail from your MPCNotify account. Alternatively, you can manually control this indicator by clicking it to toggle between "Yes" and "No" (only on your MPCNotify homepage; the indicator on your store's webpage is non-controllable for security reasons).
To place this fully-automatic Mail Slotted indicator on your own website, simply paste the code below into the desired location on your page, and change the ** in the 'src' attribute to the Store ID number of your store. You can find this number by looking next to your store's name on the top of your MPCNotify homepage after logging in. (It could be a two, three, or four digit number.)
See the Video Tutorial Here! If you receive multiple packages at once for a given mailbox holder, you can log them in one at a time, or all at once by following these instructions.
Begin by clicking the appropriate shipping carrier link in the "Accountable Package Form" column on the home page.
On the following page (that asks for a tracking number) select the "multiple packages" option (single package is selected by default). Once the multiple package option is selected, scan your first tracking number.
The next page will ask for subsequent package tracking numbers, and will display a running queue of packages you've already scanned. Each new package will be added to this list. Also, there's a drop-down menu next to the tracking number field that allows you to select the type of each package. This menu will default to the initial type of package you clicked on the homepage, but you can change it if you've got a mix of packages to log.
Once all packages for that customer have been scanned, click "Log All Packages".
You'll be taken to a verification page. Each package you've scanned for that customer is shown, with a checkmark next to it. You can deselect any packages you scanned in error. Also, you can choose whether to send a customer notification at this time. The notification is sent by default, but you can change this by unchecking the appropriate box in the upper left. You can also optionally add a custom message to be appended to the notification.
When ready, click "Log All". All packages are logged, a notification is sent (if you chose), and a package form is generated for printing, listing all the packages you just entered for this customer. You can optionally print labels from this package form screen as well.
These packages can still be marked delivered one at a time by scanning their tracking number barcodes on their original shipping labels (or the barcodes on the labels optionally generated by MPCNotify) in the "Mark Package Delivered" field on your homepage after logging in to MPCNotify. If you wish to mark them all deliverd at once, simply scan the barcode on the bottom of the package form into the "Mark Package Delivered" field on the homepage, and you'll receive confirmation that they've all been marked delivered at once.
How Do I Use the Package Holding Fees Calculator?
See the Video Tutorial Here! If your store charges a fee for holding a customer's package beyond a specified number of days, MPCNotify can now calculate these fees for you automatically.
First, you'll need to enable the holding fees calculator. To do this, log into the system and click the "Manage Account" tab. Scroll down to the bottom of the "Edit Store Information" box, and you'll find a section titled "Package Holding Fees".
There are two values which comprise this section: Free Days, and Daily Package Holding Fee. Free Days is of course the number of days you will hold a package for free. Daily Package Holding Fee is the dollar amount to charge for each day AFTER the free days have passed and you're still holding the package.
After you've entered values for these two fields and submitted the form, the Holding Fee Calculator will be enabled. It will display information on holding fees due in two ways:
First, on the Manage Accountable Packages page, a new column next to "Days Held" will now display holding fees due.
Second, when you mark a package delivered by scanning it into the "Mark Package Delivered" section of the homepage, the system will alert you to any holding fees due.
To disable the calculator again, return to the "Manage Account" page and delete the values you entered for "Free Days" and "Daily Package Holding Fee", and submit the form.
HOW DOES PACKAGE QUICKLOG WORK? (How to log a package by typing in mailbox number, or how to log a package for a non-mailbox holder).
See the Video Tutorial Here! The 'Package Quicklog' section of your homepage provides a way to accomplish two things: you can either log a package by typing in a mailbox number (removing the need to scroll down the list of boxholders to find the package link next to the correct customer), OR you can log a package for a customer that doesn't hold a mailbox in your store (for instance, if you're acting as an Alternate Delivery Location).
To use, click the appropriate package type link in the 'Package Quicklog' box. A window will open displaying two sections - 'Mailbox Holder Package' and 'Non-Mailbox Holder Package'. Complete the appropriate section and scan or enter the package tracking number. The package will be logged and your 'Package Received' form will be generated. In the case of a mailbox holder, a notification will also be sent if you leave that option checked.
What is Store2Store, and How Does it Work?
See the Video Tutorial Here! Store2Store is MPCNotify's industry-leading solution allowing a Mail & Parcel Center to use another MPC as an Alternate Delivery Location.
Simply click the Store2Store tab and enter the zipcode of your intended package recipient. A list of nearby participating Mail & Parcel Centers will appear, with address and phone numbers.
Click the store you wish to use as a delivery location, and enter recipient name and expected delivery date, and scan the tracking number. A message will automatically be sent to the receiving MPC with customer name and tracking number, so they will be expecting to hold that package for pickup.
The receiving store (also an MPCNotify user) will then be able to log the package in MPCNotify, and generate a form for the customer's signature upon pickup.
What is Virtual TradeShow, How Does it Work, and Why Must I Log In?
Virtual TradeShow offers 24/7 access to vendors of industry-relevant products and services, in an online tradeshow-like experience. Tired of using your vacation time to attend traditional tradeshows? Keep abreast of products and services in the Mail & Parcel industry with us... and spend your vacation time where YOU want!
To browse industry vendors at YOUR convenience, simply log in to MPCNotify, and click the Virtual TradeShow logo in the upper right corner of the screen.
We require a store to be logged into MPCNotify before viewing the Virtual TradeShow. Why? Remember, the content vendors display on the Virtual TradeShow system is intended for retailers, NOT their customers. For instance, a vendor display may discuss the difference in wholesale and retail pricing of their service... not something intended to be seen by your store customers, to whom you may be offering that service!
So sign up to MPCNotify today! It's easy and FREE!
What is the MPC Profit Partners Program, and How Does it Work?
Profit Partners is a program integrated into the MPCNotify system, that allows you to locate and partner with vendors whose services you can offer to YOUR store customers, for a profit. And because it's part of MPCNotify, when you choose to add a partner (and ONLY when you choose - this system is completely optional), we will include a non-obtrusive notice of that service at the bottom of your store's email notifications. The screenshot below shows an email notification with a Partner service notice included:
Note that this notice is automatically generated to appear as though it comes from your store. That's the whole idea - you aren't advertising for us or our vendors, you're advertising for YOUR STORE. Every partner service you choose to include is an additional profit center for your store - these services are generally designed so that you're guaranteed to make a profit, and WE HANDLE THE ADVERTISING... all you have to do is use MPCNotify to send the notifications your customers have come to depend on.
To browse and select Partners, log in and click the Manage Account tab. Scroll down to the "Select MPC Partners" portion of the "Edit Store Information" box. You'll see a list of Partner businesses, each with a check box next to it. Click the Partner name to open their display on Virtual TradeShow, and learn what their service can do for your store. Then, check any Partners whose service you'd like to offer in your store. Click "Submit Changes" when done, and if you scroll down to the "Select MPC Partners" section again, you'll see your chosen Partners checked, with a green message confirming that you are now participating in the program.
As long as at least one Partner is checked, the system will automatically append a notice of that partner's service to every email notification you send. If you select multiple Partners, the system will randomly choose which notice to include in each notification.
If you choose not to participate in the program, simply return to the "Manage Account" page, uncheck all Partners, and click "Submit Changes". A red message in the "Select MPC Partners" section will verify that you are not participating in the program.
Remember, this system is completely voluntary. Under no circumstances are you obligated to send any notices to your customers.
Also, be sure you understand how to offer the Partner service before checking to include that Partner. If in doubt, it's always a good idea to contact that Partner for further info... and in some cases, that may be required (for example, to establish a reseller account with them).
This system allows you to define up to four tiers of package receiving service. You can set a maximum number of packages allowed for the month, with a corresponding per-package overage charge. You can then assign each boxholder to a particular tier. When that boxholder exceeds the allowable number of packages received for the month, overage charges begin to be assessed for each additional package. This information is shown on the printable Package Received form, is displayed when you scan a package to mark it delivered, and is shown on the Accountable Packages and Customer Information pages. Additionally, each mailbox holder can see how many packages they have remaining for the month, and total overages owed so far for the month, on their login page.
To enable this system, go to the Manage Account page, and define at least one tier. Set values for Maximum Packages Allowed per month, and Overage charge per package after the max packages value is exceeded. (You have to start with Tier One) Be sure to click the "Submit Changes" button at bottom when done.
Once your tiers are defined, visit the Manage Mailboxes page, and click the Customer Tiers link in the blue box at right. Here, you can assign one of the tiers you've defined to each mailbox holder individually.
To remove a mailbox holder from the program, simply reset their tier choice to "none" on the Customer Tiers page.
To clear tier data from all of your customers at once, use the Clear All Customer Tiers button at the bottom of the page. This will effectually disable the tier system for your store, since all of your customers will have their tier reset to -None-.
To delete tier information for your store, go to the "Manage Account" page and delete all tier information, then submit the form to update. (Be sure to remove your customers from the tier system first by resetting their tiers to "None" on the Customer Tiers page).
Overages are computed based on Calendar Month. A customer's monthly package count is reset to zero on the first day of every month.


text:
By WGCL Digital Team
According to Fulton County Schools Public Information Officer Carla Murphy, six cheerleaders got together in July for an unsanctioned, non-school related activity off campus. When the principal questioned the girls about the matter, it was determined the students "violated the athletic code of conduct", and as a result are no longer allowed to participate in sideline and competition events.
Murphy would not elaborate on what the girls did or why it was deemed a violation of the student athletic code of conduct.
Fulton County Schools issued the following statement:
The Fulton County School District requires that student athletes display high standards of conduct and leadership. Cheerleaders at a high school participated in an unsanctioned event off-campus that included unsportsmanlike and inappropriate behavior, described as hazing.
When school administrators learned of the incident, a prompt investigation occurred. The students involved in the incident have received appropriate consequences.
The District and the high school believe that the safety of all students is paramount, and will continue to take all incidents of hazing very seriously.

subset: commoncrawl


text:
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Mario was awesome. He attended to stress areas of my neck,shoulders, and back he even went a step further and massage my feet. He took time to make sure my experience with his massage would be exceptional . Thank you Mario
April 08, 2016 in Houston, TX (in-studio)
Mario was awesome, I think one of the best massages I have ever gotten. He was very professional and attentive to my needs and was receptive to feedback. I highly recommend him to anyone seeking to relax.
Testimonials from before May 23, 2018 were submitted directly by clients.


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Welcome to HazyShade Productions! This is the home of:
|Haze & Dacey
(acoustic duo)
Haze is currently writing songs for a new album, which will be titled "Letters from Gilead". This album will explore themes from "The Handmaid's Tale", the dystopian novel by Margaret Atwood. The book was made into a fantastic TV series on Hulu, and the new songs were inspired directly by specific scenes therein. Find sneak previews, lyrics, and back stories by clicking here.


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A dark and stormy day really needed a setting to offset such a dreary outlook. The combination of an expansive vista across the lawns past majestic trees to the adjoining seaside and the open sunlit spaces of the Baan Chok Cafe & Eatery provided that relief with grey skies soon forgotten. Open spaces and an expansive outlook to the ocean Baan Chok replicates an historic family home and retains the traditional colonial feel and look by design and retention of the gardens which are clearly visible through full length glazed openings leading to the beachfront.
The restaurant is set within the They Talay Estate alongside the BaBa Beach Club, residential villas, condominiums, hotel and commercial spaces. The estate has over 110 Rai of land on 160 metres of coastline between Hua Hin and Cha-Am. In recognition of the significance of this Estate, Thew Talay is the only local nomination and one of two nominations for Thailand's Best Mixed Use Development Award soon to be announced at the 2018 Thailand Property Awards.
Baan Chok now offers a relaxed and casual dining experience for They Talay residents but also for visiting diners. It also offers a venue for private gatherings or corporate gatherings with second level meeting rooms and facilities. Preparations were on hand to set the scene for around 50 guests the day after our visit with the lawns ready to be bathed in light and a DJ to provide entertainment from the stage and ocean backdrop.
Our selection from the extensive menu of contemporary cuisine proved to be another antidote to the grey skies. First a giant pizza with half 'n' half toppings of bright green pesto chicken and the Thai tastes of Tom Yang Goong. This hot and sour Thai dish is typically a soup cooked with shrimp but proved to be an unexpected but ideal pizza topping with all the signature spicy flavours. The Baan Chok menu features international dishes with a touch of Thailand, although traditional Thai items are also available. Grilled salmon salad with soy lime dressing, spaghetti with crab, tomato and cream sauce topped with grated parmesan soon followed; each with subtle and balanced flavours. Our advice at this point is to restrain your appetite for the specialty desserts which are all freshly made in-house.
Presentation is a key to the success of any dessert with the visual appearance heralding some delectable taste sensations. Vanilla panna cotta served with raspberry sorbet, caramel sauce & froy – tong topping, chocolate fondant and vanilla icecream then Thai tea crepe cake and meringue lemon mousse tart all proved the point that dessert at Baan Chok really are special. There's an extensive wine, cocktail and other 'adult' drink menu available but to add we chose to go with fruity cool drink alternatives. Amongst the selection is iced coconut mocha, sri-trus (pineapple, mango, mint & lime) and a carrot, banana, pineapple, orange, honey 'power bunny'. Once again attractive colours proved to be a stimulant to the palate as restaurateurs worldwide are well aware.
Dining at Baan Chok is a delightful experience, both visually and to satisfy the palate. Perhaps that's as a forerunner to one of the regular BaBa Beach Club 'Playlist' musical events, to celebrate a special event or to just to savour a relaxed fine dining excursion. After the meal there is an opportunity to stroll along the sands to complete the Baan Chok Cafe & Eatery
Where: Within the Thew Talay Estate; look for the 196 kilometre marker on Phetchakasim Road around 20 kilometres north of Hua Hin.
Contact: E-mail: huahin@bababeachclub. com, phone 032-899130
Website: www.bababeachclub.com
Open: Week days from 11 AM, weekends from 7 AM


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But First, Ask Me If You Can Use My Photo On Your Instagram
A couple days ago, I received an Instagram notification that a local beverage shop had tagged me in a post. Initially, I was excited. I was a fan of their products. Like many, I was taken with their pink tiles, humorous tea puns, and fanciful drinks. I even bought a pink tote bag with their logo. A repost by this brand meant that they liked my photo enough to promote it on their curated Instagram feed. Being reposted by a larger account is like a pat on the back—it's a way to thank your customers for loving you enough to not only buy your product, but promote it to their friends.
An article bInstagram and Other Social Media, Redefining Social Engagement" in the NY Times states,on "
"Taking photos from social media accounts is also often cheaper and faster than creating a traditional marketing campaign."
Reposting photos with proper credit fosters community and helps users discover new content and feeds. For all accounts, it can result in exposure and new followers that organically like and comment on their photos.
Planoly, a popular visual planner for Instagram explains that,
"Creating content is the hardest hurdle for a brand and business, especially if you're shorthanded. What better way to promote and encourage your consumers to wear, share and spread your brand to their friends and family than by reposting their content."
I can completely understand the struggle, as I am also creating content for my feed. What I cannot condone is companies pulling content without permission or proper credit.
What is proper credit?
As Oliver Herzfeld and Marc Aaron Melzer explained in this Forbes' article about "Fair Use In The Age Of Social Media",
"If you would normally seek out permission to use content in the offline world, you should do so when posting another's content to social media."
The responsible route to take is asking permission first. This can be done in a variety of ways, from commenting on the photo itself to sending a DM or an e-mail. More companies are adopting a User Generated Content Policy which clearly states what permissions are given and what the company intends to do with that content.
This company didn't ask me for permission before reposting. What about credit? They simply tagged me in the photo with no mention in the caption. What's the problem with that? Hootsuite's Kendall Walters explains in How To Regram: Best Practices for Reposting Instagram Content,
"Note that simply tagging the user in the photo is not considered best practice because it isn't a visible enough means of providing attribution. As tagging is typically used to denote who appears in the photo, it's not a sufficiently clear method of indicating who created the image."
Later.com echoes this sentiment in Taylor Loren's article entitled "How To Legally Repost User-Generated Content on Instagram",
"When giving photo credit, you always want to reference the original photographer in the caption — simply tagging them in the photo is not enough."
With this in mind, I reached out to the company through Instagram DM to kindly ask them to add photo credit to the caption. After receiving no response, I figured their social media coordinator must be busy. Almost 3 hours later, I sent a follow up message. Again, no response. I posted a friendly comment on the photo, asking directly for credit. Nothing. At this point, I was frustrated and confused. I refused to believe that a company I loved and supported would treat a loyal customer this way. Believing that there was a break in communication somewhere, I wrote an e-mail to the info account listed on their website hoping for a reasonable resolution.
Here was the result:
As industry leaders have explained, the best practice for reposting is to give photo credit in the caption. This company stated they don't for "consistency reasons" and the "general look" of their feed. The general look of a feed without photo credits is a feed with original photography, not reposts. At first glance, their feed looks like authentic and original content because of this lack of information. Upon further inspection, many of their high engagement posts were reposts from users like me. In fact, my photo received over 1,000 likes over the course of the day—an engagement success!
About 30 minutes after the company's e-mail response, I received this reply to my DMs. At this point, it was clear they weren't going to give me photo credit. Just so all parties I was communicating with(if it was actually more than one) were on the same page, I wrote back asking that it be removed in the DM as well.
Up to this point, I gave this company the benefit of the doubt. I assumed they would comply and remove the photo. They didn't. In fact, later that evening they even went so far as to "like" my comment requesting photo credit from both their main US account and Japan accounts. I was dumbfounded.
With no further official response from the company and this new petty behavior, it was clear they had no intention of removing my photo. I contacted Instagram and filed a copyright infringement form. You may find this page handy: Copyright Infringement Form.
I woke up the following morning to an email from Facebook informing me the photo had been removed. Upon checking the company's Instagram account for verification, I was met with this:
I had been blocked.
I had to laugh, because for such a simple request to escalate to this point was unreasonable and completely avoidable. My love for this company went from 100 to 0 in less than 24 hours, all through direct interaction with company representatives—and in the case of my email, probably the founder himself.
It's safe to say that I don't love this company so matcha, anymore.


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If you're an adrenaline junkie, you might have gotten a high out of the recent Share Fair held at FAO headquarters in Rome, Italy. Or as Meena Arivananthan described it "A buzz from the buzz."
"I enjoyed the adrenaline rush," said Meena, the ICT-KM Program's Knowledge Management & Sharing Officer. "Just the idea that I could meet so many different people from different organizations in one place was quite exciting. When you find out that they're doing things that you're interested to know more about, it helps you to open up a conversation. Now that I'm back at The WorldFish Center in Penang, Malaysia, where I'm based, I find myself going back to the Share Fair website in an attempt to relive that feeling. It was a great experience."
Meena was also asked to facilitate two sessions at the Fair. To make sure she carried out the tasks assigned to her with ease, she began familiarizing herself with the content of the presentations as soon as she'd agreed to be a facilitator and was immediately impressed by the originality of the methodology highlighted in one of the video presentations.
Share Fair participants who sat in on this particular presentation were shown a video of a water contest in Bolivia – an event that helped rural communities to capture and share local good practices. Finalist in the water contest had their practices documented by a film team, and the resulting videos were then shown at an exposition fair in the country. Showcasing the videos in such a way enabled the exchange of local knowledge and experiences on good water use practices. The contest also provided an opportunity to link the rural poor to national policy level and other development institutions.
"People who attended this session were interested to find out who would actually benefit from such a video and also how much it would cost to make one," said Meena. "Although it can be relatively expensive to put such an effective communication tool together, there is a lot of scope for replication and upscaling. To give you an idea of cost, a similar video shot in Africa using a local film crew cost about US$10-15,000."
The other session Meena facilitated involved a successful pilot project in Bangladesh that is now looking to upscale its activities with input from others. The project aims to educate policy makers in Bangladesh and seeks their involvement to bring about change.
During this Share Fair session, participants were asked to give their comments and views on the project's goals.
"I think the project did make some progress," said Meena. "The session got a lot of people interested in what the project was doing, and I think this may lead to meetings outside of the session. So that meeting really did make a difference."
Other than facilitating her two events, Meena also attended some of the Fair's other sessions.
"By far, my highlight of the Share Fair was seeing people from FAO, IFAD and the CGIAR actually talking. Anyone who has been to FAO headquarters before will probably remember it as a stoic-looking building that doesn't encourage conversation. But during the Share Fair, booths were set up in the atrium, giving it a marketplace feel. People just walked in and out of booths eager to share what they had with others. A lot of interest was generated. Collaboration was in the air, which is what you expect from such an event. People were so open to sharing. I just hope this attitude continues outside of the Fair."
The Fair also benefited Meena in ways that will help her with her work at The WorldFish Center.
"I attended a hands-on session on podcasting," she explained. "I was wondering how tough podcasting might be, but Luca Servo of FAO explained it in a simplified way. It was like an "Idiot's Guide" type of presentation. I found that very useful, and I can see me using it in the future."
Meena also commented on the impact the Share Fair and other knowledge sharing activities might have on the CGIAR as a system.
"I think that many new linkages were formed at the Fair. There is already an online community of knowledge sharing proponents (KM4DEV), and I think more CGIAR staff are getting involved in this. Beyond that, I also think people are very excited about using the KS Toolkit as a result of its increased visibility at the Fair. A lot of new CGIAR staff also attended the event and were quite excited with the things that were going on. I think that's also something that's going to grow."
Time for another buzz, perhaps.


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Hebrews 10:39-11:3ff
- Faith Defined.
- The Reality Behind Hope.
- The Proof of Unseen Matters.
- Commendation for the Ancestors.
- It's Object is the Command of God.
- Faith's First Act.
- Leads us Into Understanding.
- Reveals the Nature of the Universe.
- Makes Plain the Word of God.
- The Seen Comes from the Unseen.
- All the Universe Is an Act of Faith.
- Faith Results in Action.
Hebrews 10:39 – 11:3
39 But we are not those who draw back and are destroyed, but those who have faith and obtain life.
1 Now faith is the reality of what is hoped for, the proof of what is not seen.
2 For our ancestors won God's approval by it.
3 By faith we understand that the universe was created by God's command, so that what is seen has been made from things that are not visible.
Recent Sermons
And Jericho Fell
September 02, 2018
The Enduring Faith of Moses
August 26, 2018
Back to the Future
August 19, 2018


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Drones have been very popular in recent years, and millions of people around the world are taking breathtaking shots from high heights. But at first glance, this has a lot of shady pages. Lehkovazni owners send them to places where they have nothing to claim. To these naughty users, DroneShield …Read More »
Home / Other
On the Internet, beware of anonymity
What are you afraid each time your child sits behind a computer and opens an internet browser that he is in danger? Take care of their anonymity.Read More »
A temporary tattoo tells you how much you have drunk
You like to have a drink, but do not you know when you have enough? Modern technology offers great solutions, and scientists from the University of California, San Diego have come to market.Read More »
Microsoft has revealed its plans with the Scorpio console. It will be the most powerful console
Microsoft has been providing information to the public about the new Xbox TV console for a long time. According to all the available reports, it will be the most efficient machine in its class. Microsoft's courageous words also confirm newly released information and parameters about the new Xbox Scorpio console. …Read More »


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SYDNEY/MELBOURNE (Reuters) - Australia's two biggest miners on Thursday backed calls for an indigenous advisory body in parliament, saying Prime Minister Scott Morrison's opposition to the proposal did not "stand up to scrutiny".
Australia has struggled for decades to reconcile with descendants of first inhabitants, who arrived on the continent some 50,000 years before British colonists.
The opposition Labor party has promised a referendum on the advisory body if it wins a general election due by May.
BHP Group and Rio Tinto issued an unusual joint statement to support a constitutionally enshrined body to advise parliament on indigenous matters.
"A First Nations' voice to parliament is a meaningful step towards reconciliation," BHP Chief Executive Officer Andrew Mackenzie said.
"It would empower indigenous Australians and it would make sure indigenous people have a say on the legislation, policy and programs that shape indigenous lives, families and communities," he added.
The constitution makes no reference to indigenous people, whose leaders have struggled for generations to win recognition for past injustices, since European colonisation in the 1700s.
The government only issued a formal apology to indigenous people in 2008.
Morrison's conservative government late last year rejected the proposed advisory body comprised of elected indigenous Australians, saying it would create a de facto third chamber in parliament.
"These fears don't stand up to scrutiny," Mackenzie said, referring to a 2017 report by indigenous leaders that recommended the advisory body.
"The final report... found that there was nothing to fear from giving indigenous Australians the constitutionally-enshrined voice they deserve," he said.
Australia's roughly 700,000 indigenous people track near the bottom of its 25 million citizens on almost every economic and social indicator.
"In taking any leadership position, in corporate Australia, you always hope that it invokes support from others," Joanne Farrell, managing director of Rio Tinto Australia, told Reuters.
"We hope that other corporations will come out in support as well...let's get the debate going and let's get on with it."
Both miners are involved with a strategic body to promote reconciliation, she said.
Though not included in the initiative, Australia's third-largest miner, Fortescue Metals, said, "We commend those in the business community who, like us, are committed to closing the gap and ending disparity and we welcome a respectful and constructive discussion."
Morrison has angered indigenous people by refusing to consider moving the Australia Day national holiday, which they describe as "Invasion Day" because it marks the 1788 arrival of the British fleet.
During a visit to Brisbane on Thursday, Morrison said he disagreed with the mining companies, but added, "I want to see indigenous families in jobs. I want to see indigenous kids safe and I want to see them in school, because that's what gives them a bright future."
Reporting by Colin Packham; Editing by Darren Schuettler and Clarence Fernandez


text:
- Did you mean
- wooster ag facilities consisted research farm
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2019 Dairy Challenge
a dairy farm and to interact with representatives in the dairy industry. The program is held in a contest ... Veterinary and graduate students are invited to attend the farm visit and participate in a meeting later in ... the evening with the contest judges to discuss observations on the farm. The farm selected for the ...
QTest Labs
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Ag Research Applications are due February 15. ... below. Summer Experience in Farm Management Summer Experience in Equine Management Summer Experience in ...
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The December 2019 edition of Research News, the College's monthly newsletter for grant ... Ecosystem 2019 a Record-Breaking Year for Ohio State Research 2020 DC Days USDA Final Location Announcement ...
Small Grains Management Workshop
include On-Farm Grain Storage, Wheat and Barley Management, Nitrogen Management, Insect Management, and ...
Certified Crop Adviser Pre-Exam Training to be held January 8 & 9
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The University of Nebraska is now accepting applications for the Summer 2020 Research ... Program. This 10-week, full-time residential summer research experience provides mentoring and research participation ... while allowing scholars to preview graduate school life at a Research1 university. All participants ...
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we hope you respond to a brief survey to identify both short- and long-term outreach and research ... needs based on the 2019 year. The survey is located at https://go.osu.edu/ag2019 If you have already ... regional and statewide basis. Results will be used to determine Extension programming and future research ...


text: When I first started making music, I didn't really know what I was doing. I just wanted to write songs. I didn't have a concept. I didn't think it through. I was just flailing around doing what comes naturally. It took me a really long time to step back and deal with what I was doing with any kind of perspective or self-awareness.


text:
Continue reading "the artcoffee @ Nexus Bangsar South, Kuala Lumpur"
Tag: Foodies
Lontong @ Gerai Cek Nor Citra Rasa, Sek 14 Food court, Petaling Jaya, Selangor
Review written by Roticanaitraveller (Instagram-Click HERE)
Our Official Partner for Malaysia Delicious 100 Food
Review-Photos owned and produced by Roticanaitraveller
Continue reading "Lontong @ Gerai Cek Nor Citra Rasa, Sek 14 Food court, Petaling Jaya, Selangor"
Introducing @roticanaitraveller as our official partner in Malaysia Delicious 100 Food 2017-2018
Written by @Lan
Malaysia Delicious 100 Food 2017-2018
To read more about Malaysia Delicious 100 Food, click HERE
Continue reading "Introducing @roticanaitraveller as our official partner in Malaysia Delicious 100 Food 2017-2018"
Our Sungkai experience @ Garage Kafe, Kota Kinabalu
Written by @joehairie (Photos by curiostraveller.com)
Thought of the day-"To eat is a necessity, but to eat intelligently is an art."-Francois De La Rochefoucauld
It is a cafe located on the roadside, not belonging to any of 5 star properties. We were here twice, this is our third visit. We're here to break fast or to have our Iftar. Yes, we were invited but as most have known already, we are two stubborn writers. We do stick to our honest opinions and we write things, as we see it, not by what others have seen. This is Garage Kafe, a cafe that is increasingly becoming quite popular among diners in Kota Kinabalu city. Our break fast session at Garage Kafe was one of the best Sungkai in Ramadhan Month 2017.
Continue reading "Our Sungkai experience @ Garage Kafe, Kota Kinabalu"
Garage Kafe @ Penampang Bypass : As we see it- Revisited after 13 months!
Written by @joehairie (Photos by curiostraveller.com unless stated otherwise)
Thought of the day-"Food brings people together on many different levels. It's nourishment of the soul and body; it's truly love."-Giada De Laurentiis
(This cafe is owned and managed by Muslim owners)
Good food is cooked with love and soul. A great Cafe is not only about serving that good food but is also a place where people ably to sense that warm and inviting atmosphere. Being inside, it feels like almost being at home. Feeling comfortable is the keyword. In the long run, people will only return to cafes that they feel comfortable at. These are the qualities of a great cafe. Kota Kinabalu city is increasingly dotted with new cafes, not all have that 'great qualities' but Garage Kafe @ Penampang Bypass does. That's how we see it, an observation of ours that took 13 months to reach that firm conclusion.
Continue reading "Garage Kafe @ Penampang Bypass : As we see it- Revisited after 13 months!"
The Colors of Indonesian Nasi Padang
Written by @Lan Photos by curiostraveller.com team members
Thought of the day-"The only thing that I like better than talking about food is eating."-John Walters
One long table, 2 diners, more than 20 dishes and at least 5 kinds of Sambal (hot/spicy sauce). If that's not enough, there were 3 staffs monitoring the table, looking for more empty space to offer more dishes. Each dish presented in different texture, color and taste. That striking red sambal chili was kind of a warning for me not to consume it but then Asians can't live without sambal. This is Nasi Padang, padangnese can't live without it, it's their 'trademark', we are pretty sure of that.
Sabah Food Awards 2016 : A great event by SabahEats- Mass recognition for the winners!
Written by @Lan & Edited by @joehairie (Photos by curiostraveller.com team members)
"Restaurants are a wonderful escape for me..and are for a lot of people."-Gay Talese
There's one recent prestigious event, The Sabah Food Awards 2016 which was organized by SabahEats (Link to their Blog). The event was held on December 10, 2016 (Saturday) at Azure Pool Bar & Cafe, Le Meridien Hotel Kota Kinabalu. Apart from the winners, YB Datuk Kamarlin Hj Ombi (Assistant Minister for the Ministry of Tourism, Culture and Environment Sabah), bloggers, friends and instagramers attended the event. The event is about giving recognition to the winners of each category and winners were voted by the public (mass) via SabahEats blog from October 12, 2016 to November 15,2016.
Continue reading "Sabah Food Awards 2016 : A great event by SabahEats- Mass recognition for the winners!"
Four Points by Sheraton Sandakan : Lunch @ Wrapped
Wrtitten by @joehairie Mini Buffet Lunch & Ala Carte @ Wrapped on Saturday, September 17, 2016
Continue reading "Four Points by Sheraton Sandakan : Lunch @ Wrapped"
Four Points by Sheraton Sandakan : Bakar Bakar Friday Night at The Eatery
Written by @Lan & Edited by @joehairie (Bakar Bakar Friday Night (Buffet) on September 16, 2016)
Continue reading "Four Points by Sheraton Sandakan : Bakar Bakar Friday Night at The Eatery"
Four Points by Sheraton Sandakan : Afternoon Tea at The Lobby Lounge (TWG Tea & Macaroons)
Written by @joehairie. Content arranged by @Lan Afternoon Tea Time at The Lobby Lounge on Friday-September 16, 2016
"There are few hours in life more agreeable than the hour dedicated to the ceremony known as afternoon tea."-Henry James
Afternoon tea is about indulging yourself in your favorite hot beverage. It is about the ultimate indulgence with the elements surrounding you and your company. We mentioned earlier that we will be having afternoon tea at The Lobby Lounge, Four Points by Sheraton Sandakan and so we did. The perfect ambiance of The Lobby Lounge with some amazing colors of the comfy chairs perfected the moment. We were hosted by our angels, Ms Yee and Ms Lily and they have prepared something unusual yet interesting for our afternoon tea, colorful Macaroons and amazing TWG Tea, not one but 2 kinds of it.
Related Entries:
Hotel Review (Executive Club Room)
Afternoon at the Infinity Pool & 'Anak Kampung'
Afternoon Tea at The Lobby Lounge (TWG Tea & Macaroons)
Bakar Bakar Friday Night at The Eatery
Dishing out The Eatery's legendary Mee Curry Sibuga
The Best Brew & Performance by Take 5
Philosophy & History
Let's learn something
Drinking tea dates back to the third millennium BC in China but it was the Brits that started to popularize the whole thing about the ceremonial Afternoon Tea. It is trending in each location you go to. The concept of afternoon tea changes depending on the location but one thing remains the same, appreciation towards the serving : the beverages and finger foods. While some tend to have complicated and layers of things on the table, a simple cup of tea will do and it will be fun to sip it while casually talking with tea-mates. Some people will spend hours doing that, we both occasionally do, especially when our best mates are with us.
According to Ben Johnson (2016), afternoon tea was introduced in England by Anna, the seventh Duchess of Bedford, in the year 1840. The Duchess would become hungry around four o'clock in the afternoon. The evening meal in her household was served fashionably late at eight o'clock, thus leaving a long period of time between lunch and dinner. The Duchess asked that a tray of tea, bread and butter (some time earlier, the Earl of Sandwich had had the idea of putting a filling between two slices of bread) and cake be brought to her room during the late afternoon. This became a habit of hers and she began inviting friends to join her.
About The Lobby Lounge
Decorated in a bright, friendly style, The Lobby Lounge is the perfect place to relax and unwind any time of day. Views of Sandakan Bay create a light-filled backdrop for clusters of armchairs and sofas in orange, green, and purple. Join colleagues for cappuccino or espresso during the day. Enjoy traditional afternoon tea with fresh-baked pastries. Or share a relaxing moment with friends over a glass of wine, beer, or cocktail. Finger foods like buffalo wings, prawn fries, or anchovy fries are great for sharing. Gourmet sandwiches satisfy a bigger appetite.
About TWG Tea
TWG Tea is a brand of tea which was established in Singapore in 2008. The company promotes itself as a luxury brand. TWG stands for The Wellbeing Group. Branded as the "first and only upscale tea salon" in Singapore, TWG Tea sells tea, as well as tea-infused food, such as savoury items, pastries and desserts. It also sells upscale tea accessories, such as gold and platinum teacups. TWG Tea products are sold through the company's outlets as well as in upscale retailers such as Harrods and Dean & DeLuca. TWG Tea sells over 800 different tea varieties from every tea producing country in the world.
Our Afternoon Tea
While our afternoon tea was a casual one and not that ceremonial as in Traditional English Tea, we kind of loving the moments especially when it's done at The Lobby Lounge, located on the 1st floor of Four Points by Sheraton Sandakan. The magnificent view is still playing in our thoughts even after finished writing this article. A truly memorable afternoon tea, I must say especially when we were accompanied and hosted by our angels. Mind you, a casual visit or staying at Four Points by Sheraton Sandakan is not complete if one have yet to sit at the comfy and colorful sofas at The Lobby Lounge, enjoying afternoon tea while looking at the amazing view of Sandakan Bay.
The fragrant TWG Tea that were offered to us, refreshed us from that long hours of half day tour at Sepilok. We had 2 types of Tea, namely 1837 Black Tea and Geisha Blossom Tea. TWG Tea's renowned signature tea, 1837 Black is a unique blend of black tea with notes of fruits and flowers from the Bermuda triangle which leaves a lingering aftertaste of ripe berries, anise, and caramel. A timeless classic, that is. The other tea was Geisha Blossom Tea which is blend of green tea and refreshing ripe southern fruits infuses into a fragrant cup that will calm and appease after a day's disruptions.
The Macaroons were lovely, though we are not into sweet things, we actually still enjoyed that Macaroons. The macaroons served to us were definitely simple but colorful presentation of beauty from the Pastry Chef that made em'. Perfect macaroons we must say that we forgot that we don't normally consume anything nearer to that. We did! At The Lobby Lounge @ Four Points Sheraton Sandakan. Why? Perhaps it looked so tempting, the soothing and colorful ambiance of The Lobby Lounge added to that temptation, though we were quite full after some great lunch just 2 hours ago! Our thoughts were like trying to position the macaroons in between cookie and candy categories. The TWG Tea..uhhhh haven we say..
It will be hard to deny that the best place for Afternoon Tea in Sandakan is actually at The Lobby Lounge @ Four Points by Sheraton. The high quality and wide choices of beverages and snacks is equally important as the magnificent, colorful, vibrant Lobby Lounge's ambiance. To add to that already validated factors in online reviews from genuine guests, the awesome view of that Sandakan Bay, will make you sit for hours.
We had our wonderful, refreshing and aromatic TWG Tea with some lovely macaroons. We had our moments with our angels and planning to have more of that in the near future, fingers crossed. While I think of that plan together with @lan, we do have one question for you. The question is, when is your moment?
The Editor
Contact & Links
Planning to have the same Afternoon Tea experience? Head to:
THE LOBBY LOUNGE (1st Floor)
Four Points by Sheraton Sandakan
Sandakan Harbour Square
90000 Sandakan, Sabah
Phone: + 60 89 244 888
In Malaysia, call: 1-800-18-1220
Fax: + 60 89 218 666
Email: firstname.lastname@example.com
Website: www.fourpointssandakan.com
Facebook: Click HERE
Instagram: Click HERE
References/Reading List
Ben Johnson (2016). Afternoon Tea. Historic UK: The History and Heritage Accommodation Guide. Referred and retrieved on September 19, 2016 from www.historic-uk.com.
Day, S. (1878). Tea: Its Mystery and History, Kessinger Publishing, Montana.
Fromer, J (2008). A Necessary Luxury: Tea in Victorian England, Swallow Press, Ohio.
Fromer, J (2008). 'Deeply Indebted to the Tea-Plant: Representations of English National Identity in Victorian Histories of Tea', Journal of Victorian Literature and Culture, vol. 36, no.2, pp. 531-547
Gross, D. 1992, The Past in Ruins: Tradition and the Critique of Modernity, University of Massachusetts Press, Massachusetts
Guerty, P & Switaj, K (2004). 'Tea Porcelain, and Sugar in the British Atlantic World', Journal of Magazine of History, vol. 18, no. 3, pp. 56-59.
Morley, D. 1996, 'Postmodernism: The Rough Guide' in J.Curran, D, Morley,& V. Walkerdine, eds, Cultural Studies and Communications, St Martin's Press, New York, pp. 50-65
Four Points by Sheraton Sandakan: Dishing out The Eatery's legendary Mee Curry Sibuga
Written by @joehairie Lunch at The Eatery on Friday-September 16, 2016.
Continue reading "Four Points by Sheraton Sandakan: Dishing out The Eatery's legendary Mee Curry Sibuga"
KuehKueh_My @ Kota Kinabalu, Sabah
Written by @Lan. Edited by @joehairie (Photos by @joehairie unless stated otherwise)
"Elegance is achieved when all that is superfluous has been discarded and the human being discovers simplicity and concentration: the simpler and more sober the posture, the more beautiful it will be." – Paulo Coelho
A great cafe does not necessarily need the most up to date interior and exterior features. At times, simplicity is needed in order to align the owner's products and the expected crowd. Less is more, well, sometimes this philosophy works depending on the ability of the cafe's owner to keep the customers happy and ably to understand their needs. Customers tend to look at the features of the cafe over the products, if it is best suited to their 'soul', they will sure to come in. Nowadays, cafe business is quite challenging, it's so hard to determine the exact desire(s) of patrons. So, does simplicity actually work for certain cafes? There is one, right here in the city center, a cafe full of simplicity.
Haus Cafe @ Kota Kinabalu, Sabah
Written by @curiostraveller (Photos by @joehairie unless stated otherwise)
Some say it's a cafe with unfinished design. Some say it's a hipster cafe. We say, it's a cafe with Industrial Design, purposely left unfinished on some parts, implying a big statement, a significant impact and trademark readily for viewing to those passing by. Alluring that is, as if it's a call for people to come in and check out what's inside. That is definitely genius and smart. Welcome to Haus Cafe, one burgeoning cafe in Kota Kinabalu City, we must say. The concept is different. While other cafes tend to outshine competitors, Haus look at things differently. Being humble that is. The owner intend to create that community feels by ensuring that the cafe is fit for people of all ages and background. It ain't only for the avid coffee hunters and young career people (as you can see in many other cafes), the door opens for everyone.
Sakana Oroshi Set @ Nagisa, Hyatt Regency Kinabalu
Written by @joehairie (Photos by @curiostraveller unless stated otherwise)
Honestly, we are not into Japanese Cuisine. We actually rarely dine at any Japanese restaurant. We are not that familiar with the 'protocols' of eating foods from the Land of The Rising Sun. In both our minds, all that we can think of is Tempura. Our destiny and palate keep changing though. 2 days ago, we had this opportunity to dine at the award winning Nagisa Restaurant, Hyatt Regency Kinabalu. There's this recently launched menu named as Sakana Oroshi Set, creatively prepared and presented by Chef Kenny Liew You Khen. In total, there are three different sets to choose from. We tried all three. Were we satisfied with the taste and presentation of all three Sakana Oroshi set? Did that menu change our mind and worldview towards Japanese Cuisine? Read further to find out…
Continue reading "Sakana Oroshi Set @ Nagisa, Hyatt Regency Kinabalu"
Sahur Experience 2016 @ Victoria's Brasserie, Dorsett Grand Labuan
Written by @joehairie (Photos by curiostraveller.com)
We stayed at the Dorsett Grand Labuan on July 2, 2016 and having to fast the next day, we went for our Sahur at 3.00 am (July 3,2016). We intend to share to our blog readers what we saw and experience during the Sahur at Victoria's Brasserie, Dorsett Grand Labuan. Similar to the Break Fast/Sungkai post (here is the LINK), this entry might be a bit too late for most people as Ramadhan month is over. However, this entry can be a good reference for future guests at Dorsett Grand Labuan during Ramadhan month in 2017. At Dorsett Grand Labuan, Sahur is a replacement or an option for the usual Breakfast and offered to Muslim guests.
Related Entries:
Dorsett Grand Labuan: Our Stay Experience
Continue reading "Sahur Experience 2016 @ Victoria's Brasserie, Dorsett Grand Labuan"
Longest Sungkai Buffet 2016 @ Dorsett Grand Labuan
(Photos by @joehairie)
Serving 220 food items to delight guests taste buds, Victoria's Brasserie @ Dorsett Grand Labuan claimed to have the Longest Sungkai Buffet in Wilayah Persekutuan Labuan. We both traveled all the way to Labuan from Kota Kinabalu just to be able to break fast here and see for ourselves if the Sungkai Buffet is really 'Long' enough as suggested by the name/theme in the Dorsett Grand Promotional Banner. For most people, this post might be a bit too late to be published as Ramadhan month is over. It's Syawal Month now. However, this write-up has one long run objective. This write-up will enable future guests in 2017 to compare the products(foods) offered in 2016.
Related entries:
Dorsett Grand Labuan: Our Stay Experience
Continue reading "Longest Sungkai Buffet 2016 @ Dorsett Grand Labuan"
The Colors of Buffet Sungkai @Promenade Cafe, Promenade Hotel Kota Kinabalu
(Photos by @joehairie)
"If more of us valued food and cheer and song above hoarded gold, it would be a merrier world."
-J.R.R Tolkien
"Ask not what you can do for your country. Ask what's for Sungkai."-curiostraveller.com
Continue reading "The Colors of Buffet Sungkai @Promenade Cafe, Promenade Hotel Kota Kinabalu"


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7 number of rooms (14 beds)
Object number:M3-003My selection
Chalupa, max. 14 number of persons
Extremely comfortable wellness cottage with swimming pool, 2x sauna (Finnish and infra), whirlpool and social room located near the village Paseky, locality of Bordovice and Lichnov, district Nový Jičín. In the summer there are marked hiking trails and biking trails leading up to the very peaks of the mountains, while in winter there are famous renowned ski resorts. The village of Paseky is 4 km away, Radhošť mountain 12 km and Rožnov pod Radhoštěm 14 km. From the summer season 2018, an outdoor pool will be available again; the swimming pool photos will be added to the show until summer 2018.
all year-long , weekly stays , short winter stays , off-season weekend stays , New Year's Eve stay
Refundable deposit 10000 CZK. Payment of el. energy according to actual consumption. Bedding is provided in the price of the stay. Recreational fee 12 CZK / person / night and 2 CZK / child / night. Summer only week stays. Winter min. payment for 4 nights, off season min. 3 nights or weekend.
On the ground floor of comfortable cottages rented as a whole group of clients is fully equipped kitchen (electric ceramic hob, oven, microwave, refrigerator, dishwasher, kettle), dining room, living room with an entrance to the outdoor terrace and 2x 2- bedded bedroom (always double beds). On the ground floor there is a bathroom with shower and toilet. The upper floor of the building is 3x 2-bedded bedroom (always double bed) and 1x 4-bedded bedroom with double bed and two single beds. Upstairs is a spacious bathroom with a shower, bathtub, toilet and infrared sauna. On the lower ground floor there is a common room with a game room: darts, table football and hockey. It also has its own wellness studio: whirlpool, sauna and heated relaxation benches. On the lower ground floor there is a separate shower and separate toilet, there is a total of 3x bathroom and 3x toilet. The heating is provided by an automatic solid fuel boiler with a heat distribution to radiators. There is air conditioning on the ground floor in the living room and kitchen and on the floor in the 2-bed and 4-bed rooms. The cottage is in summer an above-ground circular pool (diameter 5.5 m, depth 1.2, heated by heat pump), 2x covered terrace, garden furniture and outdoor grill. Fenced plot, parking possible right next to the building.
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Giant and Jizera Mountains
Comfortable cottage with a heated swimming pool located near the village of...
5 number of rooms (21 beds + 1 extra bed)
Giant and Jizera Mountains
Comfortable wellness cottage with sauna, whirlpool and swimming pool located at...
6 number of rooms (12 beds + 2 extra beds)
Beskydy Mountains
Extremely comfortable mountain chalet with swimming pool, wellness studio...
7 number of rooms (11 beds + 4 extra beds)
Giant and Jizera Mountains
Comfortable timbered cottage with sitting on the terrace situated near the hill...
8 number of rooms (24 beds)
Beskydy Mountains
Stylish timbered cottage with sauna situated in beautiful environment of...
7 number of rooms (15 beds + 1 extra bed)
South Bohemia
Luxuriously renovated cottage with sauna and pond in the garden located near the...
8 number of rooms (16 beds)
South Bohemia
Wellness cottage with indoor indoor pool (year-round operation), Finnish sauna...
5 number of rooms (8 beds + 1 extra bed)
Beskydy Mountains
Luxuriously furnished chalet with its own infrared sauna and whirlpool located...
6 number of rooms (8 beds)
Giant and Jizera Mountains
The cottage with a recessed outdoor swimming pool is located near the village...
AP pro 4 + AP pro 10 osob (14 beds)
Sumava mountains and western Bohemia
Luxury log cabin with sauna and wine cellar is located under the hill Bukovec,...
5 number of rooms (12 beds)
Giant and Jizera Mountains
Extremely comfortable cottage with stylish interiors and a heated bath barrel...
6 number of rooms (12 beds + 5 extra beds)
Bohemian Switzerland and Lusatian Mountains
Comfortable holiday cottage situated at the top of Jedlina, locality of villages...
4 rooms (8 beds)
South and central Moravia
Extremely luxurious wellnes cottage (sauna, heated bathing bar, swimming pool)...
3x AP pro 4 - 6 osob (16 beds)
Orlicke Mountains and eastern Bohemia
Comfortable wellness cottage with whirlpool, sauna and swimming pool located at...
9 number of rooms (18 beds + 7 extra beds)
South Bohemia
2x chalupa (pro 5 a 8 osob) (13 beds)
Jesenik Mountains and Oder Hills
Comfortable cottage with a common room and fireplace located at the top of Smrk,...
6 number of rooms (18 beds + 4 extra beds)
Bohemian Paradise
Timbered cottage with sauna, bathing barrel and sitting on the terrace situated...
4 rooms (8 beds)
We are also among those who go on holiday cottages? Only a timely order allows you to choose the best facility and term for you. Our clients frequently seek cottage with a swimming pool for the summer cottage in the mountains near the ski slopes in winter, spa cottages for New Year's Eve, as well as cottages for the weekend in...
Rental of cabins and cottages - our TIP: Stylish cottage for up to 10 people for a SPECIAL PRICE located near the village Leskove, location of communities Uzgruň and Velké Karlovice, District Vsetín. Object is in the PLA Beskydy surrounded by forests, which are a paradise for mushroom pickers. Hikers and bikers can explore the...
Our TIP - luxury cottage at the Vranov Dam - the object M1-004: Luxury cottage situated in a quiet location near the village Kostníky, location of dam Vranov, District Třebíč. The cottage is in the southern tip of the Czech Republic on the border of Vysočina Region and South-Moravian Region, close to the Austrian border. At the...
During the year, we take orders for the New Year's Eve stay! New Year's Eve in a cottage for rent! Rental of a cottage on New Year's Eve! New Year's Eve in a cottage in the mountains, New Year's Eve in a cottage near the ski lifts is provided by very early booking currently available dates. Overview of currently available...
TIPPOBYT s.r.o.
Cabins and cottages in the Czech and Slovak Republic
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I can still remember the first time I saw a bottle of the Milton Park Shiraz. Clare and I were selecting wines for our wine club dinner. It was the first time that we were responsible for bringing the wine. To make matters more difficult, we had to pair wines with South Indian dishes. I knew that we would have a problem when, during my research, the first thing I read stated that South Indian food is best paired with ... beer. Nevertheless we persevered and found a couple of white wines that would work well with the dishes. However, I also wanted to pair one of the dishes with a red wine. The question turned to which red wine.
This question was difficult to answer, because tannins in red wines can heighten the heat and spice of dishes. And, South Indian dishes can be both hot and spicy. Nevertheless, there was one red that grabbed by my attention ... Australian Shiraz. The Shiraz is same as the French Syrah grape. The grape was introduced into Australia by James Busby back in 1832. Over time, there developed four styles of Australian Shiraz: (1) wines that resemble the Syrahs of the Rhône valley, which are grown in Central and South Victoria (north of Melbourne); (2) more dense Shiraz wines grown in the Barossa Valley (northwest of Adelaide); (3) smooth Shiraz produced in the Coonawarra and Clare Valley (near Adelaide); and (4) velvety Shiraz of the Hunter Valley in New South Wales.
We purchased a bottle of Thorn Clarke's Milton Park Shiraz (2009). This Shiraz is made with grapes grown in the Barossa and Eden Valleys, placing the wine within the third style of Australian Shiraz. The Thorn Clarke vineyard is a family-owned estate, which grows some of the grapes used for this wine. I think that the winemaker also sources grapes from other vineyards, presumably in the same area, to produce this wine. the wine is aged in American oak barrels for 12 months.
The Milton Park Shiraz pours a cranberry red. The cranberry foreshadows the aromas and tastes to come. The aromatic elements feature those cranberries and blackberries, as well as raspberries. These fruit carry over to the taste, which also features a hint of strawberry. Other reviews find plums, blackberries and sweet spice from the oak. For a Shiraz/Syrah, this wine has a light body and is somewhat refreshing, with a little spice on the finish.
Some reviewers have suggested that this wine can be paired with a range of dishes, especially red meats and game. This suggested pairing seems sensible. Clare and I paired this wine with Vada Pav with Coriander and Tamarind Chutneys. The wine worked very well with this dish, helping to round out the "spice" in the coriander and tamarind.
This wine can be found at most wine stores and Whole Foods Markets. It sells for about $9.99 a bottle.
For more about Australian Shiraz, check out Sally's Place.


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In the English language, it is quite common to confuse the words "good" and "well." One way to understand the difference between the two is to remember that "good" is an adjective and "well" is an adverb. The word "good" can modify a noun and the word "well" can modify an action.
The word "good" is an adjective. It is always used with a noun. Good should never be used as an adverb. For example:
The word "well" is an adverb. It is used to modify a verb, adverb or another adjective and answers the question "how?". For example:
The words "good" and "well" can be used as a predicate adjective, which follows a linking verb and refers back to the subject of the linking verb. Linking verbs are used to describe states of being, like the verb to be, or to describe senses, like to feel. The sentences "I feel sad," and "He is fast" both use a linking verb.
When using linking verbs that refer to the senses such as appear, taste, sound, smell, look, and seem, use "good." For example:
When using linking verbs that describe health such as be, feel or look, use "well." For example:
When describing someone's emotional state, use the word "good." Some examples include:
What should you do if you are asked the question "How are you?" If you want to answer regarding your health, the correct response is "I feel well." If you want to answer regarding your emotional state, the correct response is "I feel good."
Some more examples will help you better understand the use of "well" and "good" in sentences include:
Since the words "good" and "well" have similar meanings, it is not unusual to confuse the two, especially in casual conversation. Keep it simple and end the confusion by remembering that well describes actions and good describes nouns.
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1528 Butler Ct. #304, Florence, KY 41042 US Northern Home
1528 Butler Ct. #304, Florence, Kentucky
Immediate Possession
Property Details
Listing Information
- Bedrooms: 3
- Baths: 2
- Partial Baths: 1
- Style: Condo
- Garage: 2 Car
- Heat Source: Electric
- Schools: Boone County Public
More Information
Property Description
IMMEDIATE POSSESSION*Open concept, Huntington floor plan*Beautiful wood floors throughout the living & dining spaces*Freshly painted*Soaring ceilings and wood burning fireplace in Living rm*New upgraded lighting & like new stainless/black appliances*Kitchen has fresh, white cabinets & lots of natural light*Walkout to large covered deck from breakfast room*Private Master suite, Walk-in closet, adj BA with large tub & separate shower*2nd BR with views of the lake*Oversized 2 car garage with direct entry into unit*Conveniently located close to US-42, shopping, & schools!
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Grow your business on a thrifty budget by following these easy 5 steps.
- Focus your business
Ensure that the products and service you offer satisfies your client's needs and has good profit margins for your company. Try to revise the products or services which are not beneficial to your business.
Remove the customers which are unprofitable or hard to sell to, analyse your clients and see who is worth it with regards to profit and effort and focus on them.
- List your business on local directories
You can do this by searching the name of your town or province and directories URL. It is important to get your business listed on your local directories. Having your name, address and phone number listed the same everywhere will ensure Google knows your business and its address; it also helps with local SEO.
- Highlight your offerings and promotions
Let your customers know what you have on offer or specials you are running for the month. Send out emails, newsletters, banners or invoice to highlight your promotions or offerings.
- Give a freebie
You can encourage people to register for your online newsletter by offering something free. We all love freebies! This may encourage them to take advantage of your services.
- Become a guru
Leave useful information and help them to reach their potential by share your knowledge and leading them back to your business' website. By becoming a trusted advisor, they may be keener to try out your product. Know your story.
By following some of these ways you could be on your way to expanding your business.


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BA, New York University; MFA, School of Visual Arts
Represented by
Wall Space Gallery, Santa Barbara; Kipton Cronkite, New York
Exhibitions include
Forma Meravigli Gallery, Milan; Savignano Immagini Festival, Italy; Wall Space Gallery, Santa Barbara, CA; Onishi Project; Whitney Museum Art Party Benefit; Art Basel Miami Beach; New Hampshire Institute of Art, Manchester; inMotion; ABC No Rio; Pulse Contemporary Art Fair, Miami; Biel/Bienne Festival of Photography, Switzerland; Affordable Art Fair; Photo Center Northwest, Seattle
Publications include
Uncube Berlin, The Atlantic, CityLab, American Photo, NPR's The Picture Show, Preservation, New Statesman, Huffington Post, Lenscratch, Flak Photo, Washington Post, New York Observer, Wired, ArchDaily. Contributing photographer: Huffington Post, ESTO Photographics
Awards Include
Aaron Siskind Scholarship, Alumni Scholarship, School of Visual Arts; Herbert C. Rubin Award, New York University
October 4th, 10:44am
@Oniropolis excellent article in CityLab today! Thnx for the mention!
May 20th, 12:24pm
Join me at Front Room Gallery today for a personal tour of the Lost Utopias exhibition—today is the last day to cat… https://t.co/IBuzsdJzy8
May 17th, 11:31am
The prize-winning Moreton Bay Fig Tree from the 1915 Panama-Pacific Exposition. On view thru May 20 as part of the… https://t.co/fcfWoutXuY


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WalletHub lists top 10 financial resolutions for 2017
Forty-five percent of Americans decide to make New Year's resolutions each January, according to research from the University of Scranton.
WalletHub's editors have crafted the following list, written by John S. Kiernan, of the 10 Best Financial Resolutions for 2017, along with some helpful pointers for bringing them to fruition
Thoroughly Review Your Credit Report and Sign Up for Credit Monitoring
Thanks to the increased availability of free credit scores, most people have a good sense of their credit standing, but too few are familiar with the contents of their credit reports. As many as one in four people have a credit report containing an error that could affect their credit score, according to research by the Federal Trade Commission. Signing up for free credit monitoring will enable you to receive an instant notification anytime there is an important change to your credit report.
Pay Bills Right After Receiving Your Paycheck
Taking care of monthly obligations before allowing yourself to indulge in any luxury expenses is a helpful budgeting strategy, giving you a better sense of what you can truly afford and what you can't. It also helps you avoid ever having a late payment reported to the major credit bureaus, which is one of the easiest ways to damage your credit score. The best way to ensure success is to set up automatic monthly payments from a deposit account.
Repay 20 percent of Your Credit Card Debt
The combination of a 0 percent balance transfer credit card and a well-crafted payment plan can help folks with at least "fair" credit save hundreds on finance charges while getting out of debt months sooner than they would otherwise. But considering that the average household with credit card debt will owe approximately $8,400 by the end of 2016, it will be difficult to reach debt freedom in one fell swoop. WalletHub recommends starting smaller by making a plan to transfer and pay off 20 percent of what you owe over the course of 2017. The sooner you can pay off what you owe, the better off your wallet will be.
Use Different Credit Cards for Everyday Purchases & Another for Debt
The Island Approach involves isolating unique financial needs on separate financial accounts. The most basic application of this strategy is using a rewards credit card for everyday purchases that you can repay in full by the end of the month and a 0 percent APR card for revolving debt. Doing so enables you to get the best possible terms on each card rather than settling for average terms on a single card. It will also help you reduce the cost of your debt, considering everyday purchases won't be inflating your average daily balance.
Add One Month's Pay to Your Emergency Fund
Roughly 54 percent of Americans do not have a rainy day fund, according to the Financial Industry Regulatory Authority. Folks who lack an emergency fund are merely tempting fate and putting themselves at risk of financial catastrophe. Building up some monetary reserves should therefore be one of the first orders of business for any financial makeover. WalletHub recommends building a fund with about 12 to 18 months' take-home income by adding a month's income to your savings over the next year.
Improve Your Credit Score by 20 Points
Less than 1 percent of people have perfect credit scores. And 20 points is an amount by which pretty much everyone can improve their scores. Credit-score improvement in turn has the potential to save us quite a lot of money, on everything from loans and lines of credit to insurance premiums and apartment rentals. The first step in the credit-improvement process should be to get your free credit report and review it for errors. Once you've confirmed that everything is accurate, you can begin shoring up the weak points in your score.
Get an A in Wallet Literacy
Financial literacy levels in this country are far too low. In fact, only 57 percent of U.S. adults are financially literate, according to a 2016 survey by Standard & Poor's. That leaves us tied with Switzerland for 14th in the world, behind the likes of Canada, the United Kingdom and Singapore – just to name a few. What's more, roughly 45 percent of Americans grade their financial know-how at a C or below, according to the National Foundation for Credit Counseling.
Focus on Your Physical Health
There is a clear connection between physical, emotional and financial health. For starters, the average person spends about $4,342 on health care each year, which represents nearly 8 percent of his or her total annual expenditures. Money is also our biggest sources of stress, according to the American Psychological Association. And people who get regular exercise tend to have better credit scores. This underscores the importance of not only getting your financial house in order, but also exercising regularly and engaging in other healthy practices.
Make a Realistic Budget and Stick to It
Only about 40 percent of adults have a budget, according to the National Foundation for Credit Counseling. The best way to make a budget is to gather your bills from the past few months and make a list of all your recurring expenses. Then rank them in order of importance, with true necessities such as housing, food and health care obviously taking the top spots. After that, you can simply cut from the bottom of your list until your take-home exceeds what you plan to spend. Finally, keep track of your ensuing monthly spending.
Look for a Better Job
Sometimes, we get so caught up in spending less and saving more that we forget to address the other side of the equation: how much we actually earn. But the benefits of finding a better-paying job could actually end up outweighing all your other financial maneuvering put together. Trading up career-wise isn't necessarily as simple as scouring local job postings, however. You might need to consider moving in search of higher wages or a lower cost of living. Or you could go back to school to acquire skills that will add to your earning potential.
- Winter storm leads to road closures, plow activity
- Rescue effort successful as flood water rises around campers
- Federal appeals court orders convicted killer released
- Life on the Road: YouTube RV family clicks on Cottonwood
- Cottonwood's 65th Christmas Parade is 'Candyland'-themed
- Adopt-a-Grandparent program in eighth year
- Obituary: Jeffrey "Jeff" Phillip England
- Verde Valley DUI Task Force to stage weekend DUI patrols in December
- Arizona poll: Wide gap on immigration, gun control between Republicans, Democrats
- Meetings slated for development projects
- State will no longer issue marijuana cards as of Dec. 1
- PANT Search Warrant results in the arrest of eight people in Cottonwood
- Winter storm leads to road closures, plow activity
- State releases A-F school site scores
- Man booked re: VOC bomb threat case
- Rescue effort successful as flood water rises around campers
- Special Report: Arizona ranked 49th in nation in teacher pay
- Cottonwood man accused of robbing woman, breaking driver's window with rock
- Pedestrian dies after being struck in Uptown Sedona
- Bomb squad called in to Village of Oak Creek bank
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The Evangelical Covenant Church is committed to addressing the issues of sexual assault and domestic violence through the AVA (Advocacy for Victims of Abuse) initiative. This brochure covers the imbalance of power and control in relationships by defining the different types of abuse (physical, sexual, emotional, spiritual, financial, verbal and neglect). Encouragement and possible next steps for victims of abuse are included as well.
This item is a Print-on-Demand resource, please allow for an additional few days for your order to be fulfilled.
If you are ordering in quantities of 100 or more, please select BULK order from the dropdown menu above.