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Arthrex, Inc.
QA - Design Engineer II (Engineering)
Main Objective:
Responsible for supporting the Quality Manager with all quality related support for the life cycle development of Class I, II and III medical devices, including new product development and maintenance of released products. This position requires leadership skills, the willingness and ability to mentor Quality Assurance Technicians.
Essential Duties and Responsibilities:
Incidental Duties:
The above statements describe the general nature and level of work being performed in this job. They are not intended to be an exhaustive list of all duties, and indeed additional responsibilities may be assigned, as required, by management.
Education and Experience:
Bachelor's degree required preferably in an Engineering or Engineering Technology discipline.
At least three years' experience in a Quality Control or Quality Assurance position required, preferably in a Medical Device Company.
Experience with Imaging & Resection devices preferred.
Experience in leading Risk Assessment, Failure Mode and Effects Analysis, and Fault Tree Analysis activities during Design & Development and Post Market Surveillance activities preferred.
Knowledge and Skill Requirements/Specialized Courses and/or Training:
Knowledge of ISO 14971, GD&T, design control requirements, testing and inspection equipment and techniques. Manufacturing process knowledge. Technical knowledge in development methodologies, design, and project implementation.
Machine, Tools, and/or Equipment Skills:
Proficiency in the use of PC and programs, particularly Excel, Word (or equivalents if changed by the Company), SAP or similar inventory software.
All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.


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Growth stable and prices anchored
The trend that saw real GDP growth in Nicaragua outperform regional peers for the past 5 years is slowing. In 2017, we expect real GDP to grow by +4.3%, down from +4.7% in 2016. Inflation is expected to edge up to +3.6% in 2017 and pick up in 2018 as food prices rise. The crawling peg against the dollar has anchored inflation expectations and guaranteed competitive access to Nicaragua's largest export market: the U.S. Real Effective Exchange Rate data (REER) reveals the Nicaraguan Cordoba is stable and not overvalued. Import cover hovers around 4 months.

subset: commoncrawl


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Yesterday I removed the clamps from the glued coaming and then glued and clamped the hatch lips into the hatch openings on the kayak.
Today I unclamped the lips and epoxied the edges of the upper coaming pieces and the hatch covers.
Now I can put the hatch covers in the hatch openings.
The coaming is starting to take shape, the hatches can now be covered.
It's starting to look like a kayak.
I fibreglassed the back side of the bulkhead with the whale on it.
There was a tropical storm passing by Nova Scotia today, the South Shore got lots of rain (over 150 mm in some places) but it did not rain here until supper time.
Dobby got to play with Max and Moose, and later I rode down to the Harbour with him.
The tide was in, the Harbour was full of water and all the boats were afloat.
First time I've seen them afloat, usually I see them lying on the bottom.
I am house sitting this week and one of my tasks is to let the chickens out in the morning and put them back in their coop at night. There are five of them, Rhode Island Reds. Quite tame, I can pick them up and pet them.
The last couple of nights they have been putting themselves back in the coop before I get there. They are all lined up on a shelf by the door, I just have to count heads. Tonight one of them was sitting in a nestbox on a half dozen eggs she laid this morning. I saw her sitting there and knew that was what she was up to but I didn't hang around to collect them.
I am supposed to collect the eggs every morning, but she laid them right after I opened the coop in the morning. Now I wonder if I should collect them if she's still there tomorrow. There's no rooster so this is kind of a lost cause for her, but losing a half dozen eggs is no big deal to me either. Decisions, decisions!
My other tasks are to water the flowers and feed the birds. The flowers don't need watering because it is raining every day now, and I think a chipmunk is eating all the seeds I put out for the birds. I see the chipmunk running around with cheek pouches positively bursting.
The chicken coop is far enough away from the house that Dobby doesn't know about it yet. I'm hoping he will remain ignorant. Mike gave me a large frozen soup bone for Dobby, I'll give it to him when I am working on the kayak. Should keep him occupied for awhile.
11th bake. 12/4-5/2019. HWSW, KA AP, Kamut.
16 hours ago


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Here is your opportunity to meet PennDOT's new Deputy Secretary for Multimodal Transportation, Jennie Granger. We are pleased to announce this joint event with ESWP, ACTA and WTS Pittsburgh. Jon Delano will act as the moderator of this informative session.
Arrival & Networking 11:30
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Register at https://eswp.com/event/lunch-with-jennie-granger/


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The former German chancellor has raised concerns about the number of refugees entering Europe. His comments come just before a controversial meeting with Hungarian Prime Minister Viktor Orban.
Kohl, who guided Germany through its tumultuous period of reunification, as well as Europe's early stages of integration, said the bloc's peace and freedom could be at stake.
In a column scheduled to be published on Sunday in the German newspaper Tagesspiegel am Sonntag, the 86-year-old Kohl said the EU's current refugee policy wouldn't alleviate the problems facing both Europe and the displaced people themselves.
"The solution lies in the affected regions," he wrote. "It does not lie in Europe. Europe cannot become a new home for millions of people in need around the world."
'Something to lose'
The column will appear shortly before Kohl meets with Hungarian PM Viktor Orban, who has drawn criticism from other members of the EU for his resistance to taking in refugees, including the erecting of a razor-wire fence along his country's border.
"We are aware that we have something to lose and that it is worth fighting for the European project for peace and freedom," Kohl wrote, referring to Orban.
Allies of Kohl have denied that his meeting with Orban is an affront to Chancellor Angela Merkel, Kohl's estranged former protege, who is largely seen as the one steering the EU's refugee policy.
Horst Seehofer, another Merkel critic and head of the Christian Social Union (CSU), the sister party of Merkel's Christian Democratic Union (CDU), also drew criticism when he met with Orban in March.
Former Chancellor Helmut Kohl has told Germany's "Bild" newspaper that he hopes to meet Hungary's premier Viktor Orban. Could Kohl's wish amount to criticism of Chancellor Angela Merkel's asylum policy? (04.04.2016)
The German chancellor's biggest domestic detractor and one of her biggest international ones have come together to discuss migration policy. Both expressed concern over upcoming EU-Turkey talks on the refugee crisis. (04.03.2016)
When it comes to refugee policy, one of Merkel's biggest adversaries comes from her own ranks: Bavarian State Premier Horst Seehofer, who has even taken to conducting his own foreign policy. (03.03.2016)


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About Us
Sunday worship location
We gather at 8:45 am for hymns and meditation and 9:00 am for Sunday worship at the Community Congregational Church in Elburn.
Location is at the intersection of Rt. 47 & Shannon Street.
Romans 5:2
Through him we have also obtained access by faith into this grace in which we stand, and we rejoice in hope of the glory of God.


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Staider Verpre commented on VH-Ambassador at Grand-Gosier 2016-04-11 18:28:06 -0400yon ide ki vin réalité. nap avanse sou teren an
Staider Verpre donated 2016-12-14 20:04:15 -0500
VOLUNTEER OR DONATE TO SUPPORT OUR MISSION!37 donors10000 donors
All donations raised will be used to support Volunteer Haiti's projects either in Haiti, Dominican Republic, or in Jacksonville.
Thank you in advance for your generous contribution that will help us achieve our mission and make a difference.
There are many ways to donate to support our projects:
Gift of cash
money order
credit card
Gift card
All donations are tax-deductible and should be made payable to Volunteer Haiti Inc. and mailed to 2432 Ormsby Cir W, Jacksonville, FL 32210 or 15005 PO Box Jacksonville, FL 32239 United States
Staider Verpre wants to volunteer 2016-02-10 10:42:33 -0500
Engage in your community and make a difference!
Giving back to your community or any community is the best way to make a difference. "To volunteer, you do not need to be a celebrity or billionaire, all you need is an open heart to support people in needs by sharing your skills, talents, knowledge and anything that can contribute to making a difference."
Partners of Volunteer Haiti are individuals, institutions or organizations who commit to volunteering with us or donating to support our mission and vision either in Haiti or in the US. Our partners will be part of our operations or will be informed of our activities in the local communities.
Since VOLUNTEER HAITI's mission depends 80% on college students, we offer internship opportunities in the fields of administration, research, sociology, technology, health care and development to qualified college students who would like to engage in local development and transformation of life in Haiti. Our internship program is open to national and international students. Our internship consist of three (3) sessions: Spring, Summer, and Fall. Interns will perform under the supervision of VH staffs to help the ground operations run steadily.Become a volunteer
Volunteer Haiti offers an opportunity not only to young graduate students from Haiti but also, to graduate students from anywhere to come and support our movement for the benefits of Haiti and humanity. We are a clear example of diversity, and we invite all generations from different parts of the world to come and join our volunteer social network and make a difference.
Staider Verpre commented on Share your story 2016-12-31 18:06:02 -0500Here we go for another year and many more with www.volunteershaiti.org
Staider Verpre wants to volunteer 2016-02-14 12:04:51 -0500
Let's use our creative collaboration to develop our communities.We thank for your interest in Volunteer Haiti Inc. We are more than happy to have you with us. Your opinion, suggestion, knowledge, or any positive idea that you want to share with volunteer Haiti will be well appreciated. Do not forget, you must fill the second form and take an online training on the philosophy and the operation of Volunteer Haiti for your application to be considered.
Click on the following link to access respectively the second form and the online training:
Nous vous remercions d'avoir intéressé a volontaire Haïti Inc. Nous sommes plus qu'heureux de vous avoir avec nous. Votre avis, suggestion, connaissance, ou toute idée que positif vous voulez partager avec Volunteer Haïti sera bien apprécié. N'oubliez pas, vous devez remplir le deuxième formulaire et prendre en ligne une formation sur la philosophie et le fonctionnement de Volunteer Haïti pour que votre demande soit considérée.
Cliquez sur le lien suivant pour accéder respectivement au deuxième formulaire et la formation en ligne:
Become a volunteer
be part of it
I am supporting because I have the opportunity to use the synergy of a group to help more effectively.
English teacher, Student, manager, Volunteer,Self-employed. Whatsapp/Tel:(509)36369811/ For booking: firstname.lastname@example.com / Instagram: StayderV.Smart
Donate on behalf of Staider Verpre:Give Volunteer Spread the word


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To make the most of your trips and spending budget your charges, every traveler should be in a position to reserve inexpensive flights on-line. Take pleasure in peace of mind and travel with self-confidence with ZUJI and Allianz Worldwide Assistance. No. The joy of travel starts right right here, appropriate now, when you evaluate flights and discover a deal that makes you feel like dancing. Last minute travel plans may possibly be pricey in the previous era, but now-a-days it has turn into more affordable than for the buddies who plan their travel prior to months. You can customise your quite own travel package, which contain possibilities like low-cost flights, hotels, automobile employ, destination activities, and travel insurance coverage. You can save funds plus have the benefit of producing your really personal travel package.
Expedia tends to make it effortless to book inexpensive flights to thousands of destinations around the world. These packages could be cancelled by the folks, who have already booked it and the travel agency will somehow have to sell it – you can make this as a excellent deal for your wallet and save cash. Hand baggage and check-in baggage dimension and weight need to be according to the flight rules which you are going to travel.
Other on-line companies can provide cheap travel simply because site bookings can be produced at the last minute, enabling them to fill up space on planes and in hotels which would otherwise be left empty (but would nevertheless price their owners cash). Airlines have responded by becoming a lot more versatile with flight changes and cancellations, as properly as holding back some flights from discount travel internet sites to run flash sales and offer you coupon codes to clients who book direct. One more main avenue open to you is to book your travel elements individually.
Please speak to your local United Travel agent who will be capable to aid you with your booking or fill out the enquiry type via this web site. On June eight 1948 it began the international services from Bombay to London Heathrow By way of Cairo and Geneva under the name Air India International. Once the ticketless transaction has been paid, name alterations or transfers can't be completed by the travel agency. Cheap travel agents not only offer these services, they also do all the legwork for you.
The survey of two,066 men and women who used FlightView's mobile app in April identified that 59 per cent typically acquire their tickets from airlines, while nearly 30 per cent get from on-line travel agents. As a lot more people are far more open to traveling, there have been loads of cheaper travel possibilities becoming produced obtainable to the public each by airline and hotel businesses. In addition to travel insurance provides, there is an additional advantage in checking your credit card company's terms. Also there are some reputable travel agents who can support you to gather data from the Web.


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A diversional therapist, a youth coach, a mental health worker and a disability support worker are the winners of this year's Training Excellence Awards, hosted by the Industry Training Organisation Careerforce.
Thames-based youth worker Turaukawa Sam Bartlett from Te Korowai Hauora o Hauraki was crowned Maori Trainee of the Year, while Auckland-based mental health worker Christina Taefu from Framework Services claimed the Pasifika Trainee of the Year title.
Christchurch-based diversional therapist Roxana Thornton from Homestead Ilam took home the Trainee of the Year award while Auckland-based disability support worker Katrina Collins from Goodwood Park won Apprentice of the Year.
Careerforce's chief executive Ray Lind says there was an extremely high calibre of applicants for this year's Training Excellence Awards.
"It was a tremendous honour to read through the many applications from trainees and apprentices across New Zealand, an extremely difficult challenge to narrow these down to finalists and ultimately, the winners," Mr Lind says.
"Tonight's winners have all been chosen because of their commitment to training, their own professional development and the wonderful contributions they have made to their workplaces and communities," he says.
"In our eyes, all of our trainees are winners. The journey through workplace training is often a challenging one, because as trainees you need to combine your everyday jobs and your commitments to family and whanau with your studies.
"We are so proud of what you have all achieved and the great work these trainees and workplaces do in supporting the health and wellbeing of New Zealand," Mr Lind says.
Mr Lind says the Awards are an opportunity to recognise and reward dedicated people who show commitment to training, a desire to improve in their role and contribute to their communities.
"These are people working in mental health and addiction support, disability, aged care, social services, youth work and the many other important sectors that contribute to better outcomes for New Zealanders."
The Awards categories included Apprentice of the Year, Trainee of the Year, Māori Trainee of the Year and Pasifika Trainee of the Year, as well as the Workforce Development Employer of the Year award for the organisation, company or business that offers exceptional training to Careerforce trainees and apprentices.
The Awards ceremony was held at Te Papa on Monday night as part of the Careerforce Workforce Development Conference. The ceremony also included the graduation of 31 of the first ever health and wellbeing apprentices from various workplaces across New Zealand.
Careerforce is the Industry Training Organisation (ITO) for the hygiene, health and wellbeing sectors. The ITO supports employers across New Zealand to implement workplace-based training programs so staff can gain nationally-recognised qualifications through on-job training.


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3.5 lb. Bluegill caught by Riley Wheelihan fishing in California on 05/05/13
Posted by John Parker over 6 years ago
Earlier this year Riley Parker Wheelihan caught an 8 pound 5 ounce Largemouth Bass at Holland track in Oakley CA, he's done it again, this time surprisingly it was a bluegill, the bluegill was caught off of a private dock about a half a mile from Holland track, he was fishing in about 5 feet of water when it was caught, it took a good 2 minutes to reel her in, we're planning on mounting the fish later on this year. We plan on posting pictures in a few days, nice catch, Riley.
8 members like this
Nice monster!!!
Posted by Señor Navarro over 6 years ago
That's Awesome . Were they caught from the Boat or the shore ? I will be puttin this lake on my Bucket List for sure . Hope to see more pics from u guys , Happy Catchin
Posted by Bassassin 201 over 6 years ago
Yes, it was caught in the same body of water, it is the water supply for most of the state, he caught it a mile away from where he caught the Largemouth Bass, people say the next world record will be pulled from the water there, they have had reports of 25 pound bass, but we're not caught, sturgeon live in there to, we plan on continuing fishing there.
Posted by John Parker over 6 years ago
Good God what a MONSTER Bluegill ! Is that the same lake he caught that Giant Largemouth in ? If so , keep that one close to the vest , cause u got a serious Honey Hole .. That has to be some kinda record Bluegill . Happy Catchin bud and the lucky lil guy catchin the Monster Fish ..
Posted by Bassassin 201 over 6 years ago
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Business Intelligence Report Sorts
In the case of at dwelling manufacturing businesses, most people choose to do the manufacturing off-site, and easily manage the day-to-day business it involves from their houses. Typically, the federal government allows a overseas firm to arrange a completely international-owned holding firm in China if it has a great popularity, financial power, excessive expertise, and the tasks it undertakes are consistent with the state production plan. How did you market your cookie business-mainly on-line or offline?
So daunting, in fact, that the majority people who are involved in beginning a manufacturing business select to run the business from their properties, but do the precise manufacturing in one other location. The truth that e-sonic is a subsidiary of Sonic Information means the corporate has a longtime brand name that is already recognized by the customers of Sonic Records.
This is one area that most businesses fall brief in. The extra you possibly can automate this so people do not fall by the "cracks" and save time, the higher. Regardless that yours is essentially the most ridiculous ardour ever, consider me, there are millions of people who would be glad to have your services.
("PNC") uses the names PNC Wealth Administration®, PNC Institutional Asset ManagementSM and Hawthorn PNC Family WealthSM to offer funding and wealth management, fiduciary providers, FDIC-insured banking products and services and lending of funds through its subsidiary, PNC Bank, Nationwide Affiliation, which is a Member FDIC, and makes use of the names PNC Wealth Management® and Hawthorn PNC Family WealthSM to supply sure fiduciary and agency companies by way of its subsidiary, PNC Delaware Belief Company.
The purpose is that we have to teach our new and younger employees the value of customer service because when my students see this film scene, they cannot fathom it. While engaged on creating this checklist, it is best to have began thinking about a reputation to your referral service business, advertising, workplace area, office tools, and ordered a telephone line for the business.


text: A Helping Hand Southwest Washington Contractors Association (SWCA) has its SWCA Foundation, which operates with the goal of enhancing its region with education grants and community outreach projects. This includes a scholarship program that awards those pursuing educations in building and construction. "The SWCA Foundation invests in future community leaders by offering financial assistance to students through funds raised by the generous donations of members," SWCA says. "These awards are available to association members' employees, their children and others who are enrolling in fulltime secondary education. Students who utilize the SWCA Foundation Scholarship Program include those seeking technical training, leadership skills and a wide range of degrees from various colleges." ASSOCIATION FOCUS says. "It's really hard to find people to plug in to work the jobs, particularly in our region, Southwest Washington." This is despite the fact that the association's county, Clark County, is the fastest growing in the state. "We have a ton of project development," Altizer says. "There's a lot of work and jobs, but we are challenged with finding enough employees to meet that need." Technology, she notes, helps SWCA's members cope by keeping them efficient. For example, GPS helps them keep track of workers' time by discovering how much time is spent traveling to and from project sites. "A lot of our members also are starting to use drones, so they can have a visual up above on a project," Altizer says, noting that this helps them save time by anticipating any land development challenges. SWCA also has been able to offer assistance. "We help with connecting members and businesses," she says, noting that the association has been able to nurture partnerships that make their work easier. For example, if a contractor has a piece of SWCA is seeing trends in the Pacific Northwest, including a skilled labor shortage. « work on a project that is not in their expertise, they can partner "with other contractors to take on that other piece of the job," she says. "Our members amongst themselves also have member discounts." Finding a Place Altizer sees strong growth for SWCA. "We're working really hard at examining our resources provided to our members and making them as robust as possible," she says. "[We want] to be that go-to organization for construction." She adds that SWCA has its Construction Executive Summit planned for next year in Vancouver. Its keynote speakers will include: Tiffany R. Couch, a principal at Acuity Forensics, a forensics accounting firm based in Vancouver, and Ron Frederiksen, chairman of RSV Building Solutions, a large general contractor also based in the city. The event, Altizer notes, will further help define the city as a center of construction. Vancouver, which is in the southern portion of Washington, is located across the Columbia River from Portland, Ore. Although Clark County is very large with a population of 450,000, "We are not Seattle and we are not Portland," she admits. "That's a challenge for us, [being] between two huge metropolitan areas. "We get lost in that shuffle, between Oregon and Seattle," she says, noting that this challenge goes back to SWCA's start in 1947. "The contractors [said], 'We need a place for southwest Washington.'" 11 JUNE 2017 CONSTRUCTION-TODAY.COMhttp://www.CONSTRUCTION-TODAY.COM


text: Elevate your career. Earn your MBA. Your way. KENT STATE UNIVERSITY COLLEGE OF BUSINESS ADMINISTRATION ONLINE MBA • AACSB Accredited • Accelerated program, finish in as few as 12 months • Modular, eight-week course structure • Project-based curriculum and flexible schedule • Access to a career coach, Career Services and academic advisors • Option to study abroad with a $2,500 scholarship currently available to all students • International Business and Supply Chain Management concentrations available kent.edu/business/onlinemba


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The holidays provide us with good reasons for presenting special – and often valuable – gifts to our loved ones. In the excitement of surprising someone with a gift that makes a big impression, remember that properly insuring expensive gifts can bring you peace and joy long after the holiday season is over.
Follow some easy tips for insuring new jewelry and valuables:
You may be thinking, "Most homeowner policies have built-in limits that cover high ticket items, right?" But depending on what you are fortunate enough to already own, you may have reached those limits. So, be sure you're covered by talking to us about the coverage that will work best for your new valuables.
With a little planning, you can make sure that your holidays – and future – will be merry and bright.


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Energy firms do not spend a lot on research because there is no product differentiation in energy (electrons are electrons) and thus nothing exciting to sell until the price falls below that of the existing technology. So taxpayers will have to stump up most of the cash. If more money were forthcoming, a good deal of it would be wasted on dead-end projects. But that is the nature of research and development. Second-best solutions, 'the Economist', 28 NovemberI'm not sure whether funding research into alternative ways of generating electricity is a goal that ordinary people would find meaningful. But putting that aside, and assuming that 'taxpayers will have to stump up most of the cash', there are better ways of allocating that funding than via the usual activity-based, outcomes-don't-matter, formula that typifies government research programmes.
My proposal would be for the government to do what it's good at: (1) raising the necessary funding and (2) specifying a goal to be achieved, but then to bow out and allow a motivated private sector to allocate the funding to its chosen projects - something that economic theory, and all the evidence, suggest it can do more efficiently than the central planners in government. Social Policy Bonds could directly target cleaner electricity production, though I'd prefer they target broader and more obviously meaningful goals. Either way, a bond regime would lead to diverse, adaptive projects and bondholders would have powerful incentives to back only the most efficient ways of achieving whatever goal is specified. When government allocates funding, all sorts of criteria other than maximising returns per taxpayer dollar creep in. And we don't need to go beyond the energy sector to see that.


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What do I do with all this zucchini?
If you are a gardener, you know the problem: You plant these tiny little zucchini seeds in the spring, and by midsummer you are practically swimming in zucchini. They're everywhere!
Zucchini are low in calories and sodium with good amounts of vitamin A and C. Just a cup gives you about 20 percent of your daily vitamin needs. Keep in mind all the vitamin A is in the skin, so don't peel your zucchini if you can avoid it.
The easiest way to fix zucchini is also one of the best. Cut it into cubes, a half- to one-inch thick. Sauté finely chopped onion in olive oil, then stir in the zucchini while the oil is quite hot. Cover and steam it until it is tender. This searing seals the juices inside so the squash holds its shape and flavor. You can also grate, blanch and freeze it to make zucchini bread in the winter.
Summer Bounty Zucchini
5 large zucchini
1 cup chopped celery
½ cup chopped green onion
2 tomatoes or ½ cup tomato sauce
2 tablespoons chopped fresh basil
2 tablespoons chopped fresh parsley
1 teaspoon fresh tarragon
2 Tablespoons olive oil
Cut zucchini into 1-inch chunks. If using whole tomatoes, cut into wedges, and cut wedges in half. Sauté onions and celery in oil. Add zucchini and tomatoes, stir to cover with oil, then add fresh basil, parsley and tarragon. Cover and steam until tender. Serves 4-6.
Nutrition information: Calories: 117, Carbohydrates: 14 g, Protein: 5 g, Sodium: 56 mg
Baked Zucchini
This is great for those one or two huge zucchini that somehow hide in the garden under the big leaves too long.
1 really large zucchini
½ onion, chopped
2 cloves garlic
2 tablespoons olive oil
¼ cup parsley, chopped
¼ cup fresh oregano
1 cup celery, chopped
1-2 cups homemade or low sodium tomato sauce (or 1 can tomato paste mixed with 1 can water)
¼ to ½ cup grated Parmesan cheese
Heat oven to 350 degrees. Cut zucchini in half lengthwise. Scoop out inner flesh, leaving skin intact. Cube flesh. Sauté onion, garlic and celery in olive oil. Remove from heat, add fresh herbs and mix in tomato sauce and cubed zucchini. Place zucchini, cut side up, in baking dish, fill with tomato/zucchini mixture. Sprinkle top with Parmesan cheese. Bake uncovered until done, 30-40 minutes, or until fork pierces outside skin easily. Slice and serve. Serves 6-8.
Nutrition information: Calories: 94, Carbohydrates: 8 g, Protein: 3 g, Sodium: 73 mg
Easy Marinated Zucchini Salad
3 tablespoons rice vinegar (unseasoned)
1 tablespoon sugar
1-2 teaspoons dark sesame oil
Pinch of red pepper flakes
2 cups thinly sliced zucchini
Whisk together rice vinegar, sugar, dark sesame oil and red pepper flakes. Pour over 2 cups thinly sliced zucchini. Cover and chill. Serve with cold sliced chicken, pork or cooked shrimp for a light and tasty lunch plate. Serves 4.
Nutrition information: Calories: 43, carbohydrates: 5 g, Protein: 1 g, Sodium: 6 mg
The information in this column is meant for people who want to keep their kidneys healthy and blood pressure down by following a low-sodium diet. In most cases, except for dialysis patients, a diet high in potassium is thought to help lower high blood pressure. These recipes are not intended for people on dialysis without the supervision of a registered dietitian.
[Katy G. Wilkens is a registered dietitian and department head at Northwest Kidney Centers. She was the 2014 recipient of National Kidney Foundation Council on Renal Nutrition's Susan Knapp Excellence in Education Award, and she has a Master of Science degree in nutritional sciences from the University of Washington. See more of her recipes at www.nwkidney.org.]


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Prada bags are popular worldwide for their great feel and evergreen style and are obviously a standout amongst the most prevalent designer bags in the market. What's more, while they come with handsome prices, these bags are still worth every penny!
The Prada mark is all around cherished by numerous fashionistas and famous people. It's an ordinary sight to see A-listers utilizing Prada totes to finish their outfits.
In any case, shockingly, this brand is popular to the point that it's simple for forgers to make counterfeit Prada packs. In case you're considering grabbing a pack from this brand from an outsider site, ensure you know you're getting the genuine article.
1. It should accompany a dust bag and a legitimacy card
Majority of the Prada bags arrive in a white dust bag with the signature Prada logo imprinted on the front. The text style utilized as a part of the dust bag print ought to be reliable with the Prada textual styles utilized all through the bag. This should likewise accompany a sealed authenticity card, which has the bag's serial number and style data. Some phoney bags can likewise reproduce the dust bag and the card however these normally have low-quality prints, with uneven dispersing and discoloration.
2. The kerning and dispersing of the logo ought to be even
Prada's logo, which incorporates an inverted triangle, is a standout amongst the most recognizable originator logos. Certified Prada bags ought to have logo plaques that are plainly clear, equally put and secured on the leather. The shade of the plaque should coordinate the shade of the pack's leather. A few styles don't have an inverted triangle logo yet rather have the words Prada Milano showed. Watch that the kerning or separating is predictable and the text style utilized is the same in the various brand markings everywhere throughout the bag.
3. An interior plaque should be present on the inside
Besides the outside logo plaque, Prada bags likewise have an inside plaque, which may contrast contingent upon the bag's style. More established styles show "Prada Milano Made in Italy" done in three lines. More current styles, nonetheless, will have just two lines that read "Prada Made in Italy." Some non-leather styles will have the leather fix on the inside rather than the ceramic plaque.
4. Hardware and zippers must be first class
The hardware is basic in deciding the credibility of a Prada pack. Some forged satchels utilize modest zippers and hardware that are inclined to discoloration. Bona fide bags will show great hardware that can be gold-plated or stainless steel. This ought to have mark name etchings that are appropriately dispersed and meaningful. The engraved brand is set on the hardware like clasps, zippers, metal feet, bolts and catches. Bona fide Prada bags utilize zippers just like Lampo, Ykk, Riri, Opti and Ipi. These brands ought to be engraved someplace on the back of the hardware.
5. Rich linings are a must
The inside of a certifiable Prada sack ordinarily has as much detail as its outside. The pack's covering grandstands an example that shows the Prada name on a level plane. The shade of the printed covering should match or supplement the pack's outside shading.
Nonetheless, not all styles have this printed lining. Some have the Nappa calfskin lining, which displays a more present-day wrap-up.
6. The leather should feel rich
Genuine Prada's are produced using the most elevated quality calf leather, which should feel delicate to the touch. Counterfeit calfskin may look genuine from far off, yet it feels inflexible and solid to the touch. Despite the style — great, ruched, printed or studded — the calfskin utilized on these handbags is particularly rich and supple. Consider the hues in printed styles. Counterfeit Prada packs will show too much splendid and sparkly shades while unique ones would have smooth and even colouration. Because of the shabby materials utilized, fake fashioner packs additionally tend to feel heavier than firsts. Be aware of the surface and weight of the sacks you buy.
7. The sewing ought to be perfect and even
One of the indications of a fake Prada pack is muddled uneven sewing. Unique Prada satchels exhibit flawless, even fastens finished with a solid string which ought to be an indistinguishable shading from the pack's leather. Notice that the top-stitching on most of Prada's pack styles is somewhat calculated. This is difficult to reproduce, and most forgers simply utilize a typical straight fasten. Be watchful for uneven sewing that resembles it's going to fall off – a reasonable indication of shoddy fake Prada's.


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The Stone Spotlight Series competition engages in-house two-person teams that vie for the chance to have their recipe brewed and distributed nationwide. This year's winning team of Miguel Ceja Andrade and Brandon Berube rolled in like mercenaries and were crowned champions for their East-meets-West Coast IPA creation. The beer begins infiltrating restaurants, bars and retailers this week.
Both Miguel and Brandon love a good hoppy IPA with classic West Coast style bitterness but had been scoping out the juicy fruit characteristics of the trendy New England style IPA. So the inspiration for their winning brew came from a desire to combine the two for a high ABV, juicy beer that's insanely delicious. Miguel Ceja Andrade / Brandon Berube / Stone Merc Machine is one of the most intense hop experiences Stone Brewing has ever created (and that's saying a lot).
Stone's crowning Spotlight Series beer pours golden with some haze and a tropical, fruity aroma layered with a hint of dankness and an underlying biscuit malt aroma. Dankness complements apricot and tropical fruit flavors. It's mildly bitter with a touch of alcohol, a testament to the 9% ABV.
"We have some amazing, passionate, and talented brewers here at Stone Brewing," said Jeremy Moynier, Stone's senior innovation brewing manager. "The Stone Spotlight Series is the perfect place to showcase these talents and Brandon and Miguel hit it out of the park with this beer that combines different aspects of IPA. We are a hop-driven brewery and it was genius for them to use the combo of Cascade, Amarillo, and Simcoe in the way that they did. It was awesome to brew this beer on the big system and we are totally proud of these guys. I can't wait to kick back, relax and enjoy the explosive flavor of this beer!"
Miguel Ceja Andrade / Brandon Berube / Stone Merc Machine will be available for a limited time in select states in 22oz bottles and draft.
Appearance: Golden with some haze and a stable white head with fine bubbles.
Aroma: Fresh fruit, peach, tropical, floral, with a hint of dankness and an underlying biscuit malt aroma.
Taste: A touch of wheat flavor unfolds into apricot, red berry, tropical fruit, and dankness.
Palate: A light malt backbone supports a full palate of fruit with a lingering clean finish. There's moderate bitterness and a touch of alcohol.
Featured Hops: Cascade, Citra, Simcoe and Amarillo
National Distribution: AZ, AK, CA, CT, IA, IL, IN, MA, MI, MN, MO, NV, NY OH, PA, RI, TX, UT, WA, and WI
International Distribution: Australia, Costa Rica, Germany, Hong Kong, Japan, Korea, Mexico, Singapore and Thailand
Founded by Greg Koch and Steve Wagner in 1996, the groundbreaking San Diego-based Stone Brewing is the 9th largest craft brewer in the United States. Recognized as an industry leader, Stone has been listed on the Inc. 500 | 5000 Fastest Growing Private Companies list 12 times and has been called the "All-time Top Brewery on Planet Earth" by BeerAdvocate magazine twice. The multifaceted company is the first American craft brewer to independently build, own and operate their own brewery in Europe (Berlin, Germany), and also opened a production brewery in Richmond, Virginia in 2016. Known for its bold, flavorful and largely hop-centric beers, Stone has earned a reputation for brewing outstanding, unique beers while maintaining an unwavering commitment to sustainability, business ethics, philanthropy and the art of brewing…and pledging never, ever, to sell out to the man.


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Scaffold Comprehension Instruction Item: 18695
Shipping calculated at checkout.
Scaffold Comprehension Instruction
A Flapbook of K-12 Skills
by Smekens Education
When teaching reading, the focus should not be on the picture book, textbook chapter, or novel. The text is merely a tool. Simply reading a text and talking about its details isn't teaching reading. Rather, instructional time must be spent on explicit lessons that teach students six ways to think about texts:
- retell & summarize ideas
- determine the main idea
- visualize ideas
- question author choices
- connect within & among texts
- synthesize ideas
This spiral-bound resource provides a flap-by-flap build of comprehension skills to teach throughout the year. Lesson concepts for every skill are differentiated for literature/fiction and informational text/nonfiction applications.
Grades K-12, Spiral-bound flapbook.
Watch as Kristina Smekens explains how to use this product in your classroom.


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Global citizenship must be placed at the centre of education systems
The great question of global citizenship education is how to build solidarity with people you don't know, not those you do.
This question formed the basis of the week's discussions in Paris at the Second UNESCO Forum on Global Citizenship Education (GCED) in support of the UN Secretary General's Global Education First Initiative.
The conference brought together 250 participants from across the world including teachers, educators, policy-makers, academics, learners and civic society representatives to take part in three plenary meetings and 20 concurrent sessions. It concluded today [Friday30 January] with recommendations on how to place global citizenship education at the centre of education systems - whether formal or non-formal.
"There are many reasons to be optimistic but this is not the moment to be satisfied," said Soo-hyang Choi, Director of UNESCO's Division for Teaching, Learning and Content. "Global citizenship must be viewed as a life experience and not just a forum for intellectual debates. There must be occasions for learners of all ages to feel that they belong to a common humanity, to understand that they need to take care of others, both those they know and those who, as has been said, they don't."
Several key questions were raised during the conference including: can (global) citizenship be taught? How can we best promote its 'soft skills' such as collaborative learning and teamwork to facilitate change? What is the role of all the various stakeholders involved in non-formal and in-formal Global Citizenship Education such as the media, community-based organisations, faith-based organisations and the private sector? "GCED could change people, communities, nations and the world if it is well embedded in the global education system," said Choong-hee Hahn, Deputy Permanent Representative of the Republic of Korea to the United Nations.
It is important to learn from the past, said Jorge Sequeria, Director of the UNESCO Santiago Office, citing the experience of the World Education Forum in Dakar in 2000 where the framework 'had the best intentions…but wasn't used." There is, therefore, need for a universal education policy reflecting a multi-sectoral approach that could be translated into national agendas.
It is also necessary to consider the role of both teachers and learners in GCED. "Teachers need support in terms of continuous professional development, continuous resources, trust from authority and parents to be fully professionally accountable," said Susan Hopgood, President of Education International. "Education has the ability to empower communities and a broad and flexible curriculum is crucial to GCED." Similarly, the needs of learners of all ages should be considered with GCED embodying both lifelong learning and intergenerational learning.
One of the highlights of the Conference was the passionate engagement of youth activists and younger speakers, who lobbied for the importance of implementing GCED at a local level because 'understanding each other at home might be even more important than understanding each other across borders'.
"We feel it is of the upmost importance to regard youth as major stakeholders in the formal education debate since we are in fact the recipients of said education," the Conference Youth Delegates said in a statement presented today. "We encourage UNESCO to stimulate non-formal and informal education methods in GCED as a way of reaching the children and youth still out of school for varying reasons."
The importance of GCED as a tool for forging peace was uncontested. However, "what does it mean to have GCED in a country where the national identity is contested and under construction due to the massive influx of refugees from bordering countries?" asked Aaron Benavot, Director of the UNESCO EFA Global Monitoring Report, citing Lebanon as an example.
The continued implementation of projects such as the UNESCO Clearinghouse on Global Citizenship Education in order to help build a 'silent revolution' of learners, educators, states and UNESCO to drive the idea forward is central to ensuring that GCED is mainstreamed. "The concept of Global Citizenship Education needs to be given life beyond discussion rooms and UN documents and become a reality," said Ms. Choi.
The Forum was organized by UNESCO on the occasion of its 70th Anniversary with the support of Austria, the Sultanate of Oman and the Republic of Korea.


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Posted: Nov 05, 2018
Spartanburg, SC -
The Lady Pioneers season came to an end with a 3-0 loss against #5 Eastern Florida CC. The Lady Pioneers had a good season finishing 13-4-2 overall and in the last United Soccer Coaches Poll they were 18th in the Nation. They finished the regular season as the highest scoring team in the country averaging 5.7 goals per game and a total of 114 goals.


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MotionBlur allows you to add motion blur effect to iOS animations
MotionBlur allows you to add motion blur effect to your animations (currently only position's change). See the accompanying blog post to learn how it's implemented.
Note how the text and icons on the menu get blurred when it slides in and out.
To run the example project; clone the repo and open Example/MotionBlur.xcodeproj.
iOS 8 and above
MotionBlur is available through CocoaPods. To install it, simply add the following line to your Podfile:
pod "MotionBlur"


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By Jeff Tudor, Steven de Beul, Ben Tesseur
A modern tale for young and old, told through a unique combination of 2D animation and live action classical ballet.
By Jean-François Laguionie
'Slocum' recounts the memories of the young François, growing up beside the Marne river in the late 1940s. One day François' stepfather starts building a boat in the back garden. Meanwhile the boy's imagination is inflamed by the diary of Joshua Slocum, the first man who circumnavigated the world alone in the 1890s...
©2019 Urban Distribution International
Mentions Légales


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In this guide, I will present the whole formula for calculating displacements taking into account external forces, temperatures, subsidence of supports and I will carry out an example of rotation calculation of the node in the frame on which all these elements operate.
With this guide, I will finish the topic of dislocations and move on to statically indeterminate structures in which a good understanding of the displacement method is necessary. Without a well-mastered method of displacement, please do not start the next steps!
Determine the rotation angle of node A.
k = 4.43
αt = 12 * 10-6
- Frame diagram with real load and internal force graphs.
- Determination of the displacement Φa M'a = 1 '
Frame diagram with virtual load, virtual force charts and reactions resulting from virtual power.
In the place and direction of the displacement being searched, we apply the virtual force M'a = 1 '.
We only have a graph of bending moments. The remaining graphs of internal forces are zero.
Graphs caused by temperature effects.
I could immediately start calculating the displacement, but as I wrote in the previous guide, it is best to write a whole pattern, so as not to make a mistake. The complete pattern including all elements looks as follows.
Even if you do not need the whole pattern, I still recommend that you write a complete pattern. Then you really minimize the chances of making a mistake.
Returning to this example, I will not need a member with internal forces taking into account the influence of shear forces and normal forces, because these charts from the virtual force are zero. I also do not need a formula for the average temperature.
The displacement will be affected by subsidence of supports, bending moments and temperature differences.
The angle of rotation of node A is 5.51 degrees and it is consistent with the direction of the virtual force applied to the structure.
In this way, we have reached the end of the subject of displacements. All the examples, examples and help will be in these guides whenever you need help, you can go back to them and look at the topic that interests you. Please also remember that I also help in the right place on the site. Traditionally, I remind you about exercise, exercise and once again exercise. After a few nights' wasting, I can guarantee you that the method of displacement will not be difficult for you and I encourage you to solve many examples.


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Original Sokos Hotel Vantaa
Size of facilities 140 m2
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From now on, you can use our service using the S Group's authentication method to which you have connected your S-Card membership
A modern, spacious meeting room with natural lighting for 50 people. The room is equipped with a fixed Full HD video projector and a screen. The room can be combined with the other Mestari rooms to create a single meeting space for 150 people.The Mestari rooms can be flexibly equipped with different table setups, such as an U-shaped table or teamwork tables. The Mestari rooms are perfectly suited for dinners and private events.
50 persons
24 persons
20 persons
Dining, buffet
50 persons
Dining, table service
50 persons
80 persons
HöyrysaunaRead more and book
Maximum capacity 24
Size of facilities 48 m2Read more and book
KuruRead more and book
Mestari 1, valoisa tilava
Maximum capacity 80
Size of facilities 80 m2
Mestari 1+2,2+3
Size of facilities 160 m2See more
Mestari 1-3
Maximum capacity 220
Size of facilities 240 m2See more
Size of facilities 48 m2Read more and book
Puistola 1
Size of facilities 100 m2See more
Puistola 1+2,3+4
Size of facilities 200 m2See more
Puistola 1-4
Maximum capacity 240
Size of facilities 400 m2See more
Puistola 2
Size of facilities 100 m2See more
Puistola 3
Size of facilities 100 m2See more
Puistola 4
Size of facilities 100 m2
SaharaRead more and book
Size of facilities 40 m2Read more and book
Maximum capacity 15Read more and book
Maximum capacity 10
Size of facilities 30 m2Read more and book
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|Information Regarding Making Beaded Purses:
This is the one book I recommend that all bead and beaded knitters buy. There is a wonderful chapter on bead and beaded knitting as well as all the information you will ever need on increasing, decreasing, casting on, etc. The diagrams are excellent.
Bead Knitted Bags: 10 Projects for
Beaders and Knitters
This book features the historically rich technique of bead knitting - a method of knitting beads directly into stitches to create a dense but supple tapestry-like fabric, in the style of vintage antique beaded bags. With detailed instruction and sequenced illustrations, the author provides clear, step-by-step guidance, complemented by the 20 video tutorials on the accompanying DVD. Each of the 10 projects contains a materials list, detailed knitting instruction, and color-coded graphs of the entire pattern or a repeating motif. Each project has a unique strap, closure, or edging, and the author provides finishing suggestions and helpful hints throughout the book.
|The Beaded Knitting Club. This email group on Yahoo is a great place to share tips, hints, suggestions and creative ideas about beaded knitting. Talk about your frustrations and successes beaded knitting related. Everyone welcome.
|Supplies to Make a Beaded Purse:
|Purse Paradise Beaded knitted purse kits, reproduction frames and beads. Check out her brooch and earring patterns. What a wonderful way to learn how to beaded knit!
|Lacis Reproduction purse frames, bead looms, knitting needles, instructions, this site has it all! If you are ever in the San Francisco Bay Area, this fascinating shop is one you must visit.
|Beadcats A wonderful site for beads and information. One of the few bead stores that carry antique size 16 - 24 beads.
|Whimbeads Offering a full line of beads and beading supplies. Japanese seed beads, Austrian Crystal, Czech Glass, Castings & Charms, Findings, Needles, Thread & Misc. Supplies, just to name a few.
|Coy's Delight Beautiful purse frames newly cast from antique frames, kits, books, and other supplies.
|Custom Designed Bags:
|Crochet N Beads Beaded purses for Today and Tomorrow. Complete crocheted purses, kits or patterns. All of her designs are original and all of her beadwork is hand done.


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YELLOWMAN / "Zungguzungguguzungguzeng"
This entry was posted on Monday, January 7th, 2008 at 1:11 am and is filed under Classic. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
One Response to "YELLOWMAN / "Zungguzungguguzungguzeng""
Kayvon Says:
January 11th, 2008 at 11:05 pm
January 11th, 2008 at 11:05 pm
Dunno if you seen it but check out 'The Zigzagging Zunguzung Meme' here http://wayneandwax.com/?p=137 Interesting stuff about the communal use of musical ideas.
Re Tenor Saw's Ring the alarm, I'm almost definite the Stalag riddim's bassline isn't electronic, its just electric bass guitar. It's got a subtlety that's very hard to get on synths.
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In the use of construction machinery, sometimes encountered such a situation, the oil cooler in the summer working well but in the winter, there is a phenomenon of oil leakage or even burst, the fault is often mostly in the north. The reason for this is that due to the lower ambient temperature, the oil viscosity increases and the flow resistance increases. For example, for the same oil cooler, if it is in a region with a large temperature difference between winter and summer, in winter, the viscosity of the oil will increase by ten times or even hundreds of times, resulting in a change in flow resistance to the oil cooler. The impact is huge. If there is no overpressure protection device (such as a temperature control valve, etc.) in the system, the pressure will continue to increase because of the lower pressure capacity of the oil cooler, which will eventually exceed the total pressure in the system.
The test pressure of the heat exchanger may cause cracking and oil leakage in a place where the pressure resistance is relatively weak. To solve this problem, we should start with improving the oil circuit design.
After understanding the effects of ambient temperature on the oil cooler, the need to add a bypass circuit to the oil cooler circuit is known. In order to avoid damage to the oil cooler during startup in the colder winter, a more complete oil cooling circuit should be as shown.


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Weather leaves a lot to be desired and looks as though the damp and grey is with us for a few days.
However, it was good to have a wander at Nymans amidst the Christmas lights etc.
All wrapped up for the winter..
Last National Trust visit before Christmas now.
The Summer footpath
8 hours ago


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Ray Ray has some neat pictures of his excursion to the Little Belt mountains – very cool. Amy is talkin' 'bout some chickens. Andre in Lewistown just started blogging – go say hi! Shannon has a picture of the Gibson Pond swans. Also: if you want to help with the "Pea Pod" garden on 9th Street at 3rd Avenue on Monday evening, here's some details.
Monday Linkage


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I'd rather an Educational Revolution then an actual Revolution.
War is bad for children and other living things.
We are all human beings and grandchildren.
Let's remember the Golden Rule and think of our grandchildren. Better still, ask our public servants to think of the grandchildren.
Hope for the best. Prepare for the worst. And Debra Kidd is mostly right on about education.
Educational (R)evolution by Manny Garca is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.


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Our Standard Jump includes ages 5+ and allows access to all areas of the park.
We have over 140 interconnected trampolines that span right across the floor and up the walls on our Main Court – as well as our Obstacle Course, AR Trampolines, Wipeout Zone, Dodgeball, Battle Beams, Foam Pit and Slam Dunk.
AirHop is the perfect place for kids and big kids alike and welcomes people of all ages and abilities to jump through the clouds.
Walk through our doors into a bounce enthusiast's paradise – whether you're 7 or 57, we can guarantee you'll leave with a big smile on your face. 100% fun guaranteed.
Check out all of our Park Features here.
Anyone aged 5+
Check out our timetable
£11pp (Early Bird Hopper)
£12pp for walk-ins


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Welcome back.
As we get this website kicked off I wanted to discuss and define Success, Entrepreneurship & Development. Each plays an independent role but are also very closely intertwined.
Success- this is a relative term as some think success is piles of money, while others feel success is more than money to include a happy healthy life style. Money is a factor in the second but not the ultimate judge of your level success.
This is best defined by each individual and should be one of the first steps in planning your journey. Is it a million dollars that will make you feel like you "made it"? or is it a work/ life balance that lets you enjoy your family and your work, while giving you the money not to stress?
Entrepreneurship- As defined by: https://en.wikipedia.org/wiki/Entrepreneurship
"Traditionally, an entrepreneur has been defined as "a person who organizes and manages any enterprise, especially a business, usually with considerable initiative and risk"".
I think a big thing most people forget or neglect to recognize is the risk involved in starting any business. One must research and develop a market analysis before jumping into a specific market. Failure to do so may be the recipe for disaster.
It takes hard work and numerous hours to run your own business. Many people who are employees think they have a valuable skill, which they might, and so they can start their own business and make tons of money. However it takes more than a skill set to make it as a business owner.
It takes a certain business acumen or mindset. One that realizes there are numerous aspects to business. From acquiring new clients all the way through retaining those clients. On top of the fun stuff like acquiring new clients a business owner has to comply with numerous regulations and taxation.
Entrepreneurship can be very rewarding if approached in the correct way. At the same time it can be very daunting and overwhelming if you simply just jump in without proper planning and due diligence.
Ultimately we want to help each and everyone of you achieve a successful entrepreneurial venture. in order to do so we will be posting some of the fundamental steps you should take. Each industry is bit different, but the foundation, for the most part, remains the same.
Development- Lets face it if we're not learning we stay fairly stagnant in life and the same goes for business. You must develop your skill set to become a professional and have people pay you for a service or product. In the same way you should constantly seek to develop your business acumen.
Development can come in the form of administrative tasks such as bookkeeping and staying on top of your numbers. Another important skill is the ability to communicate your value to potential customers, also known as sales. Sales is arguably the most important thing in any business because without a continuous flow of new customers your business becomes at the best stagnant and at the worst it collapses since you cant pay the bills.
We will cover some key training programs and books we have used and recommend every business owner consider. After all if you don't continue to develop your competition will. Assuming you have an advantage today, they will soon catch up and ultimately pass you in the competitive race of business.
Thanks again for jumping on and checking us out and we look forward to posting again soon. If you know of any successful small business owners who you think we should Spotlight, visit our about page and submit a bio.
Thanks again


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The term FinTech was one of the words that everyone began using last year, but this year, without a doubt, one of the hot keywords of 2016 is BlockChain. If this is the case, what is the importance of this term in relation to the emergence of FinTech?
FinTech is a combination of the terms finance and technology. FinTech offers direct financial services through IT systems and generally refers to comparatively small and medium sized companies that offer services indirectly through financial firms. It focuses on ICT (Information Communication Technology) along with other technologies with emphasis on startups and small to medium sized companies as opposed to large firms.
In developing markets such as South Korea, FinTech is often utilized to deliver one-off products with specific technology or offer services under the brand of a financial institute through cooperation with the firm instead of FinTech companies offering direct services independently.
However, as the financial crisis of 2008 began and the major Wall Street financial institutions lost the confidence of consumers, huge public funds were introduced. When it then came to light that these financial institutions were still providing high salaries and large bonuses to executives, financial consumers began a movement in 2011 on Wall Street using the catchphrase 'We are the 99%'.
The Occupy Wall Street[1] movement was a temporary expression of anger by consumers aimed at the financial institutions and related government institutions. Various foreign press outlets reported that continued and long-term efforts for change after Occupy Wall Street allowed for active foundation of FinTech businesses and connected venture capital[2] firms with investments.
If we take a look at this type of activity and connectivity, the service model of many foreign FinTech firms is to play the role of middle-men performing financial disintermediation, which in actuality replaces the role of financial institutions by connecting consumers directly with suppliers.
Ultimately, the immergence of many global FinTech companies can be seen as a disruptive innovation[3] that inhibits the harmful system of centralized financial transactions that monopolize fees and information that are taken for granted by governments, financial firms and other organizations with similar invested interests.
With the use of the Internet, mobile devices and other new technology becoming more common, phenomena such as financial crises and negative views of existing systems are becoming more clear. FinTech, which concentrates on economic liberalization and demands political and, even more, economic democratization, is receiving interest and even capital from existing financial institutions and government authorities expanding it into the mainstream.
Then, are the demand and popularity of a decentralized model that eliminates the middle-man exclusive to financial services? So called P2P (Peer to Peer) platform and sharing economy platform services such as the short sharing economy models Uber and Airbnb, the long term trade model Craigslist and the selective sharing economy models KickStarter and Zopa have been at the validation step of successful business models since their emergence in the mid 2000's.
These platforms offer marketplace functionality that helps form an even playing field for suppliers and consumers through ICT by eliminating the need for the traditional manufacturer-consumer relationship.
In the book 'Zero Marginal Cost Society', Professor Jeremy Rifkin from Wharton School in the US predicts that the coming 3rd industrial revolution involving Internet communication, energy and transportation will allow companies to reduce marginal costs to almost zero and make it difficult for new companies to enter the market.
This concept is easy to understand when considering how simple it is to share media such as music and movies through platforms such as Soribada and Napster. If this phenomenon were to occur, existing firms would be able to raise prices through monopolization of the market and price policy would have to be made to distribute fixed costs equally to consumers.
Eventually, platforms such as Apple's iTunes offer a music file payment service and distribute a fixed amount taken from fees they receive from consumers to the suppliers (artists, music distributors). This service offers an economic incentive to suppliers to continue to create and distribute music.
Uber, established in 2009 in San Francisco, offers a mobile app service that connects their drivers with customers. This service was the true beginning of Sharing economy in the transportation industry.
In 2014, Uber earned approximately USD 400M in over 300 cities and through external funding in July of 2015, Uber became a leader as a sharing economy model business by exceeding Facebook with a enterprise value of over USD 50B.
Airbnb was established in San Francisco in 2008 and offers a service that connects travelers with people with rooms for rent in over 34,000 cities in 190 countries. In March of 2015, the company was evaluated at US 20B.
From sharing cars and rooms, Kickstarter offers an even newer sharing economy model that allows people to share ideas and funding. Since 2014, Kickstarter has progressed with approximately 20,000 projects, 780,000 investors and generated approximately USD 1.5B in investment capital.
With these types of companies, the sharing economy model is making a meteoric rise in all industries. According to the accounting firm PwC (Pricewaterhouse Coopers) the scale of the sharing economy market in fields such as P2P lending, crowd funding, automobiles, housing, media and manpower sourcing is expected to grow from USD 15B in 2013 to USD 3,350B in 2025, which is an increase of over 20 times.
In the case of the software industry, OSS (Open Source Software)[4] that gives unlimited access to code for people to study, use and distribute reduces costs to consumers by approximately USD 60M
OSS was referenced in 'The Cathedral and the Bazaar' written by Bostonian Eric Raymond in 1997 in his discussion of the hacker community and free software principles.
Netscape released the Internet browser Netscape Navigator and it is being implemented in both Mozilla Firefox and Thunderbird.
Recently, not only software but open source hardware has emerged with success in the IoT (Internet of Things) Market. The circuits, material specifications and assembly planning for hardware is being shared for electronics products without patent licensing or with patent licensing included so that anyone can cheaply acquire the technology and implement it into new products.
In this environment, various open source hardware platforms such as Arduino and Raspberry Pi are being vitalized by the online information sharing community and are being implemented with digital manufacturing technology such as Drone and 3D printers.
Companies like LG CNS are implementing BlockChain technology in the IoT field and making efforts to support communication between machines and devices without human interaction for Decentralized Autonomous Service or Organization functionality.
Sharing economy is expected to not only connect people with BlockChain technology for public ideological discussion and technological open source and P2P but services will also connect machines as well.
In the next article, we will discuss examples of how BlockChain technology and financial services can be implemented.
Written by Seungeun Baek, LG CNS
[1] Occupy Wall Street (OWS) is the name given to a protest movement that began on September 17, 2011, in Zuccotti Park, located in New York City's Wall Street financial district, receiving global attention and spawning the Occupy movement against social and economic inequality worldwide. It was inspired by anti-austerity protests in Spain coming from the 15-M movement. [Wikipedia] [back to the article]
[2] Venture Capital: Money that is provided to seed early-stage, emerging high-growth companies. Venture capital funds invest in companies in exchange for equity in the companies they invest in, which usually have a novel technology or business model in high technology industries, such as biotechnology and IT. [Wikipedia] [back to the article]
[3] Disruptive Innovation: A disruptive innovation is an innovation that creates a new market and value network and eventually disrupts an existing market and value network, displacing established market leaders and alliances. The term was defined and phenomenon analyzed by Clayton M. Christensen beginning in 1995. [Wikipedia] [back to the article]
[4] Open Source Software: Open-source software (OSS) is computer software with its source code made available with a license in which the copyright holder provides the rights to study, change, and distribute the software to anyone and for any purpose. Open-source software may be developed in a collaborative public manner. Open-source software is the most prominent example of open-source development. [Wikipedia] [back to the article]


text: Labour Supports Ban on Live Sports Gambling Ads By Luke Haward, CDC Gaming Reports September 28, 2018 at 11:23 am The Labour Party announced last Thursday, as part of its party manifesto, that it plans to remove gambling ads from live sports broadcasts and to require the gambling industry to submit to a mandatory 1% levy, which will be used in funding gambling addiction prevention and treatment programmes. Pressure has been mounting on the ties between live sports and gambling sponsors for some time now, and the situation was not helped by the glut of ads seen during the World Cup. Nor have the recent scandals concerning gambling ads on junior players' kits, websites on the net geared toward junior fans, and the avalanche of sponsor logos, banners and links. Financially, the move likely will be a broadside blow to the UK's gambling industry – not, perhaps, to the level that Italy has recently been affected, but not incidental, either. Despite the financial hit, the fact is that some limitations on gambling advertising are likely a good thing for the longevity and reputation of the industry. The industry as a whole has thus far shown itself largely unready to have the scope and free reign in advertising it has had up to this point. We've seen too much promotional material appealing to kids and too many pre-watershed ads, and ultimately one child problem gambler is one too many. Is there such a thing as overregulation? Undoubtedly. The solution doesn't lie in convincing the public, or the government, of the gambling industry's good intentions. The solution lies in better self-regulation, which will improve not just the image but also the essence of the existing sector and help make the gambling industry a more responsible entity. In the absence of regulation, this has not happened, and as a result it seems we are entering an era, across parts of Europe at least, of a more hands-on regulatory approach. Still, the UK industry has time to meet regulators halfway in devising its new mandate, and to innovate at the same time. Said mandate must include better player protections, including a genuine structural approach to avoiding harm in the first place, and better assistance for players in setting limits. Firms must be willing to cap their own short-term profits in favour of long-term sustainability of their relationships with players, and play itself must be sustainable, enjoyable, safe, and take place within affordable limits. The campaign group Gambling with Lives was recently quoted in the Financial Times as saying that one tenth of the UK gambling industry's gross gambling yield comes from problem gamblers, despite them comprising less than 1% of the population. Clearly, this cannot stand. The future is coming, and all the new tech that it is bringing with it will play roles both good and bad. AI will monitor and evaluate player patterns. New forms of gambling will abound. New regulations will be devised. Within the industry, attitude will play the most crucial role: what mark are we aiming to make on the world around us? It's not just individuals who must ask themselves these kinds of questions. Corporations – who are legally persons, after all – must, as well.


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Friday, September 9, 2016
We Remember.
2 comments:
I am touched by the fact that till yet people remember the 9-11 incident. Long live America and may all Americans be safe and with their families forever.ReplyDelete
Nice post! This is a very nice blog that I will definitively come back to more times this year! Thanks for informative post drama wikiReplyDelete
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Vectips is a site dedicated to Adobe Illustrator® tips, tricks, and tutorials. Whether you are a seasoned Illustrator user or just starting out, Vectips can help.
Vectips is designed and maintained by, Rype (Ryan Putnam). Along with Vectips, Rype runs Rype Arts and is an exclusive vector art contributor to iStockphoto. Rype prides himself on being a diverse illustrator and designer.
Website: http://vectips.com/


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It seems Mark is still hurt...
Elly pulls away from kissing Mark. While Elly has feelings for him, she refuses to be his rebound girl. Mark apologises and explains she's more than that, but Elly decides to leave. Later, Elly bumps into Paige and explains what happened. She has no interest in being second best to Mark. Later, Paige tries to talk to Mark but he explains that he feels so much pain seeing her happy with Jack. Upset, Paige tells Jack that maybe they should leave Ramsay Street and start afresh. Will Jack agree?
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Meanwhile, Terese is going through her presentation for the London meeting, but Paul tells her there's no need. Leo has gone to London to represent Lassiters. Terese is fuming, but Paul argues she's not been herself of late. He also tells her he wants to see the video and, knowing it's not up to standard, Terese feels anxious. Will Piper use her video skills to help her mum?
Also, rehearsals start for Dipi's Flapper musical. Shelia is ready to audition and is trying her best to learn her lines – but is struggling. Is something wrong?


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50 Cozy Towns to Visit this Winter
If it feels like all of your friends are heading off to tropical vacations this winter, consider heading down a different path with a visit to a quaint, cozy American town.
Whether you're interested in dog-sledding through the wilds of Wyoming or touring luxurious mansions along the coast of Rhode Island, we've rounded up a list of 50 favorite small-town destinations that have something to offer everyone.
Stacker evaluated each town based on visitor opinions, ratings from publications like U.S. News & World Report, Country Living, and Travel & Leisure, as well as available activities, landmarks, and other tourist attractions. We've also included the 2015 estimated Census population for each destination. Read on to see where you can find activities that range from the traditional fare like craft markets and holiday parades to out-of-the-ordinary finds (think Himalayan food, teepee camping, and even scuba diving!)
Barryville, NY
Estimated Population: 2,530
This tiny hamlet is the perfect place for a beautiful, relaxing weekend in upstate New York. Nestled by the Delaware river at the border of New York and Pennsylvania, Barryville features scenic views of the river and surrounding Sullivan Catskills. Stay at the ECCE Bed & Breakfast for a romantic B&B experience and visit the Stickett Inn Store/Good Food for Intelligentsia coffee and other treats from local purveyors.


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Press release (31.01.2018)
The press release describes the recent work of Vogel et al. (2018) on the skill of global raw and postprocessed ensemble predictions of rainfall over Northern Tropical Africa.
The content of the press release (in German and in English) can be read by clicking on the links below:


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10 ridiculous reasons for which I was 'un-friended' and blocked on Facebook
I am probably one of the very first people after Mark Zuckerberg to have joined this most readily available medium of connecting with old friends, existing colleagues and future soul mates; yes, I am talking about Facebook.
Like every bald-headed, pot-bellied film director who does not even have the contacts to arrange the appropriate number of extras to dance behind a newbie actress in his never-to-hit-top-charts upcoming movie, but still insists that he is the mentor behind the success of every highest-paid star, I also take this privilege of being that one friend-in-need who invited nearly every close pal to this medium.
If many of my readers are younger than me, let me clarify that back in the stone-ages, Facebook was a 'by invite only' social medium enjoyed exclusively by the sprouting social media royals. The ones who were not lucky enough to know me, while openly gossiping about the alleged affair of the Teacher's Assistant (TA) with someone whom the TA had never even seen, would contact (read request) me via other media such as friends and friends of friends.
As my Facebook brood kept multiplying, so did my stalking skills.
There were days when I would go to Liberty Market and practically everyone I saw, seemed to be a known face, thanks to my Facebook tourism skills. This was a world where only new-borns and aliens arrived like divas on a red carpet. There seldom existed an exit door until I realised, after opening a friend's cousin's sister-in-law's profile, that I had been deleted.
Something rang inside my head.
I sat myself down and decided to find what else Facebook had in store for me. Many of the 'friends' I had on my list seemed to be missing. While some had taken this opportunity to simply 'un-friending me', others had actually taken the pain of 'blocking' me, thereby completely removing my existence from their (Facebook) lives.
So, instead of enjoying my holiday and going out for a walk in the beautiful autumn evening of Islamabad, I sat in my completely dishevelled hotel room trying to sort this serious life-wrecking mess out. It seems that I lost some 'friends' on Facebook due to the following reasons:
1. I practically ridiculed every Naik Parveen in sight by sharing updates from the famous page and also created my own re-mixed DJ versions.
I am sorry but I cannot stand your oozing love for your to-be or not-to-be hubby-licious.
2. I am not a mother-in-law yet. I do not have a son who I married off only in the hopes of being blessed with a grandson right after (or even a little before) nine months of the wedding. So, I cannot celebrate your pregnancy updates.
Frankly, a doctor might provide better solutions than your Facebook friends.
3. Your child means the world to you. I get it. But he's NOT my world. His pictures while pooping, throwing up, eating roti with saalan dripping from his tiny mouth are actually a tad disgusting.
All I can say to you is,
"Get a life!"
And if that means that you need to delete me, well, so be it!
4. "Happy birthday IK. We all love you. And the ones who don't are not qualified to fall in the homo sapiens category of animals."
I guess I fell in that category because apparently I am not friends with these gaga IK lovers anymore.
Well, their loss.
5. I was 'un-friended' for this status,
"You are a second or two more than the biological age that socially qualifies for pouting at every given picture."
I really do not think I was saying anything wrong. But I guess I offended some kitty.
6. And then, there was this status,
"Yes, I am a grammar Nazi. If I am courteous enough not to take a red pen and pluck at your spelling errors, do not mind my shared posts from the grammar pages."
I guess someone didn't like being told that their spelling and punctuation was all over the place.
7. When did He in the Heavens promise paradise to those who were as 'Saudi' as possible? How does every catastrophe turn out to be a Yahudi sazish (Jewish conspiracy)? I ask because I really do not get it. Apparently my asking was a sazish too… yup, un-friended again!
8. I gossiped about her fake lashes falling in a cup of coffee only with my best friend's aunt and a few others. How could she delete me for this precious piece of information that remained between us only?
9. No, I do not want to know where you are at every minute of the day! Or who you are with!
10. Does disagreeing with every post, by someone who I do not like very much, qualify me for being blocked on Facebook?
Sadly, I think it does.
Can you please tell me why I am being sent to the gallows on Facebook?
I would really appreciate it.
Much love.
The views expressed by the writer and the reader comments do not necessarily reflect the views and policies of The Express Tribune.


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The religious studies program at Nazareth College acts as a perfect accompaniment to any major, teaching important knowledge for an increasingly globalized culture and economy. Whether you are in accounting, English, biology, or music, knowledge of religions and beliefs can be a useful skill to put on your resume.
To complete the religious studies minor, you must take 18 credits in Religious Studies, with 15 credits being beyond the 100 level. Through these six classes, you can deeply enrich your academic experience at Nazareth College, and demonstrate to employers that you are well-informed about the cultures and beliefs of peoples from around the world.
The religious studies minor is an opportunity to expand your horizons, learning about religions and peoples completely outside of your worldview, or to learn in a scholarly manner about a religion you practice.
We encourage you to take a look at the courses offered in the Religious Studies Department to see what kinds of subjects are addressed in our classes. We are certain there will be several courses that interest you!
Education: B.A., The Ohio State University; M.Div., Wesley Theological Seminary; Ph.D., University of Virginia
Teaching and Research Interests: In addition to teaching our introductory course in world religions (Exploring Religion), I enjoy learning and teaching about religious ethics, and the relationships among religion, science, and politics. My courses include Biomedical Ethics, Ethics of the Professions, Religion and Science, Living Well: Ethics in the World's Religions, Christian Ethics: Stories of Virtue and Violence, and our Junior-Senior Seminar. I am fortunate to teach courses that fit my passions so well.