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We heard recently that the remains of Aberdeen's world-famous Rubislaw Quarry were to be put up for sale at auction, starting bid £30k. The sale is now complete.
We read that the quarry, starting work in earnest in 1778, produced something like 6 million tonnes of the fine
grey silver granite we are so familiar with. The granite from the quarry supported an ecosystem of business networks in the city and the stone found its way into some famous buildings elsewhere in the world such as Waterloo Bridge, the Palace of Westminster and the parliament in New Deli. But all things must pass, and the quarry became uneconomic and closed in 1971, round about the time of this famous picture...
Here's a picture of the quarry in its high Victorian hey-day in 1885.
Interestingly, in this illustration looking south towards the low hills of Kincardineshire, on the brow of the ridge in the middle-distance we can see Kepplestone House to the left (east) and Rubislaw House to the right (west).
Rubislaw House has been well preserved and added to over the years, and today houses the Gordon Highlanders' regimental museum.
Kepplestone House has fared less well.
Back on-topic... Often fetishised by Aberdonians, 'the granite' - and the perceived need to maintain the city's 'granite heritage' - can sometimes act as a brake on innovation in urban realm architecture and spacemaking in the city. Worse, as the
grey silver granite is now hard to come by, all too often we see builders paying lipservice to this heritage through the use of 'granitette' blockwork simulacrum (which is concrete breeze-block with a coating of rice-crispie-sized granite chips). This is used to hoodwink the passerby into believing that a building politely fits in among its Neo-Grecian Georgian and Neo-French-Gothic Victorian neighbours. This 'granitette' un-material can be seen most obviously on the deck of the St Nicholas Ctr in the heart of the city. But look at any - yes any - residential building built between 1972 and 2010 - it's everywhere. And it's horrible.
Ironically, the granite itself built the long breakwater pier at Aberdeen Harbour from which it was exported worldwide. Today, in Aberdeen, the quarry exhausted, rather than dig and blast our wealth from the ground, we sook it from beneath the seabed. This over-reliance on one business sector is known as 'the Dutch Disease' and is related to 'the Resource Curse'.
There is, however, in addition to this economic disease, a real physiological disease associated with Aberdeen granite: lung cancer. Granite contains uranium and radium, both of which follow a radioactive decay chain to form radon gas. Radon is the single largest contributor to an individual's background radiation in the UK and there is a well established link between breathing high concentrations of radon and the incidence of lung cancer. Radon is heavier than air, and so accumulates in the basements of granite buildings. You have been warned.
It's often said that the quarry is the biggest man-made hole in Europe, but we can't find any reliable confirmation that this assertion is a fact. But one thing's for sure, it is now one of the largest man-made lochs in Scotland!
We didn't have the Other Aberdeen theodolite with us on the day we visited the
quarry loch to take this photo, but by simple dead reckoning on line of sight, we could establish that the water level is now significantly higher than the road level of Queens Road at Queens Avenue (opposite Kepplestone) where access can be gained to get a look at the quarry loch.
As mentioned at the top, the
quarry loch was put up for sale with starting bids of £30,000. And, as luck would have it, the buyers happen to be friends of a relative of ours. They won't say how much they paid, but will say that it was "less than a one-bedroom flat". We scratch our heads at why they bought this obvious liability... one day, the water level will overtop the berm on the Queen's Road side.
A friend has calculated that the
quarry loch now contains about 2 million cubic metres of water. That's two megatonnes in weight. He asks:
"How do you get rid of that amount water? Do you simply drop a sump pump down the hole with a riser draining onto Queen's Road and hope the water finds its way down to the sea?"
This makes for an interesting thought experiment: On it's way downhill, the water would first encounter Stewart Milne's magniloqent (if oddly asymmetrical) grand processional stairs at Kepplestone:
"All Grecian, sir; Modernist details on a classic body"
We think that the resulting cascade would be most beautiful and spectacular! It might even become a top tourist attraction for the North East! Unfortunately the SuDS at the bottom of the Kepplestone basin would need upgrading.
Kepplestone SuDS
We don't think that this is up to the challenge of half a megatonne of water.
And the culvert of the West Burn of Rubislaw (or the Holburn, if you want) which drains this entire basin is only 1.5 metres in diameter.
This culvert runs below the houses of Cromwell Road and Union Grove, so we can't see any way to increase its capacity other than by demolishing some of these prestigious, exclusive west end properties.
But hey, you can't make an omelette without breaking eggs!


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04 Apr Drew Barrymore Goes Back to Blonde After Five-Hour Hair Salon Visit
Drew Barrymore's dark days are over! The 38-year-old actress visited a hair salon in West Hollywood Apr. 29, where the star went from a rich auburn shade to a bright blonde hue; it took stylists five hours to transform Barrymore's look. Coincidentally, Emily Blunt was also getting her locks lightened at the trendy beauty parlor.
PHOTOS: Drew Barrymore's hair through the years
Barrymore is no stranger to the beauty business, having launched her own line of Flower cosmetics at Wal-Mart in January. "I think the only rules about makeup is not to be shy," the Big Miracle actress told Us Weekly. "Happiness is the best makeup. That's what comes out through the pores. That's what shines through the thickest pigment. Happiness is everything."
PHOTOS: Drew Barrymore's wild style
Though she began wearing makeup at the age of 6, the former child star's 6-month-old daughter, Olive, will have to wait until her teens. "Kids shouldn't wear makeup. I strongly feel that way," Will Kopelman's wife explained.
PHOTOS: Drew Barrymore's love life
"You should be a kid for as long as possible," Barrymore added. "I think when you start getting in your teens, then all bets are off, and you should just play, play, play. And figure out what kind of woman you want to be — the training wheels are off!"
Read more: http://www.usmagazine.com/celebrity-beauty/news/drew-barrymore-goes-back-to-blonde-after-five-hour-hair-salon-visit-2013304#ixzz2S7dLz9oW
Follow us: @usweekly on Twitter | usweekly on Facebook

subset: commoncrawl


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7+ lebenslauf manager
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Business memos take a huge variety of forms, based on your business and the purpose supporting the record, but they may often be formatted as letters. Your cover letter should not be too long. The cover letter is a valuable nutritional supplement that may help make your abilities and experience stick out.
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The advantages of building and keeping up your network are undeniable. In the conclusion, show your gratitude for your boss you'd been given the chance in your present position. If you're resigning from your present job to be transferred to a different position with precisely the same company, it's nonetheless a good idea that you go through the right job resignation strategy. If you've resolved to leave your present job behind but aren't sure how to resign, use the sample letters within this review as guidance. It is a huge means to get you started in the correct direction.
Employers and recruiters alike will appreciate your proactive strategy, and you own a shot standing over the remainder. It is important to start your retirement on the appropriate note. Giving employees which are going to retire certificates will be the indication to them that they are highly valued and their time at the region of work was certainly worth recognizing. Make sure that research has been conducted on the corporation's background before you decide on any supplier for long-term venture.
Make certain that you get the information that you're looking for. With your skills you should mention the reference as well the place you are applying for. This template sample is significantly more direct and straightforward. It is likely to also see Blank Templates.
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Name and contact number of whoever will henceforth, handle the client. The very first thing that you should do when informed you will be asked to sign a non-compete arrangement is ask to observe a copy of the agreement ahead. If you're being asked to sign a non-compete agreement for a state of hire, then you won't have a great deal of decision as to whether you register it.
A great deal of the outdated biblical figures had more than 1 spouse. After that, you have got to admit the particular person whom you are addressing the email to. A person who knows he's going to have to pass a physical exercise evaluation annually or risk losing his job is much more inclined to stay in great shape, which could only make your staff that much safer outside the cable. Typically, a notice that's unconditional is bad news.
The farewell letter shouldn't include any negative comments concerning the customer, or the company. On the contrary, it is likely to also select resignation letter through email. Though many people today consider that it's unprofessional, a resignation letter via email is completely legitimate and acceptable. Try to recall, you may call for a recommendation letter in your present-day organization, and thus don't compose anything which may sound rude and bitter. It is always best to write the main reason for your resignation.
There are several reasons why you could be planning to quit your project. So you've resolved to stop your job, you could possibly be leaving to pursue a different position, you might be leaving for personal reasons, or maybe you have become fed up with what's been happening in your workplace. If you don't depart from your job in a respectful manner, remember, the world is a little area, you may encounter people you previously worked with in all kinds of situations. Some people may have a job that offers better career prospects along with money. Nobody is perfect, and if you're trying your very best to do a wonderful job, that's all anyone can ask of you. Many are operating at minimum wage jobs, jobs that don't offer enough to pay for basic living expenses in many regions of the country. Even though you may have other personal or work commitments, it is important to provide at the very least a brief period of fourteen days.
Leaving using a clear sense of what you have accomplished and what your employer thinks of you are in a position to enhance your confidence and make it simpler to ask an excellent reference. You are not obligated to tell your employer why you are leaving, but if you want to maintain a professional, mutually respectful relationship with your employer, it'd be smart to disclose your own future intentions in the event you are leaving to pursue other career opportunities. If a worker is laid off briefly, often times their company does not want them to search for another occupation. A But in other instances, employees have to fill the application form independently. The worker is so shocked and educated he or she has difficulty remembering the particulars of what was stated for the rest of the meeting. Should you do this, you will be categorized as a absconding worker.
You might have worked in a business for quite a long time and might have a solid client base, something which you must leave while resigning from the firm. Whether you are leaving the company, or changing up your position, it's important to notify your client that you won't be serving them further. To start with, you have got to mention that you're resigning from the business, as well as the date where it is likely to get the job done. Personal security providers, and notably the individual employees, can be readily replaced in line with the demands of the customer.
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Farmers Insurance Customer Service Sales Representative
. Los Angeles County - Multiple Locations
. Full-time
Company Description
Since 1928, people have been trusting Farmers Insurance to provide them with the peace of mind that comes from knowing that their futures and their families are covered against risk. Farmers partners with agents to write multi line insurance through one of the country's largest personal lines: Life, Property and Casualty insurers. Our agents are also eligible to write a myriad of investment and variable life insurance products through our financial services partners.
Job Description
. Establish and develop customer relationships and follow up with customers
. Provide prompt, accurate and friendly customer service
. Respond to inquiries regarding insurance availability, eligibility, coverage, policy changes, claims submissions, and billing verification
. Become familiar with products, services and systems
. Contribute to agency success through promoting new business, cross-selling and new initiatives
. Work with the agent to establish and meet marketing goals
Job Requirements
. Have or acquire California State insurance licenses. Help available for study and testing
. Pass background/credit check
. Strong verbal/written communication and interpersonal skills
. Good operational computing skill (Microsoft Office Suites, Internet Browsers)
. Work well with teammates to ensure seamless customer experience
. Confident self-starter who works well independently
. Strong analytical and problem-solving capabilities
. Ability to multi-task
. Strong organizational skills
. Client focused
Preferred but not required:
- Bilingual
Help us improve CareerBuilder by providing feedback about this job: Report this job
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By applying to a job using CareerBuilder you are agreeing to comply with and be subject to the CareerBuilder Terms and Conditions for use of our website. To use our website, you must agree with the Terms and Conditions and both meet and comply with their provisions.


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Fairlawn Students Make the Score
Fairlawn Elementary School made the SWEET 16 for TTM's National Contest – The March Math Madness. This means that across the entire country, Fairlawn is in the final 16 schools! This contest allows schools to compete against schools around the country to decide who has the highest average of passed lessons per active student! This is a…Details


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- Home
Specialties & Topics
- Aging/Geriatrics
- Allergy/Asthma
- Arthritis/Rheumatic Disease
- Breast Cancer
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- GERD/Peptic Ulcers
- Gynecology
- Hepatitis
- Hypertension
- News
- Blogs
- Special Features
April 21st, 2017
Brainstorm: Are Subarachnoid Hemorrhages Affected by the Weather?
Harrison Reed, PA-C
When I walked into the ICU and stared at the roster of current patients, my jaw hit the floor. "Ho-lee cow," I said as I scanned the list of diagnoses. The entire unit was full of patients with hemorrhages in their skulls. "Yeah, man." The physician finishing the previous night's shift leaned back in his chair. "Didn't […]


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All or Nothing: The Press-Out – 21/Jan/15 – by ToddG
Full Article: http://pistol-training.com/archives/9323
As anyone who has followed me here or on pistol-forum.com has to know, I'm a big fan of a technique called the press-out. So following up on last week's "All or Nothing: Unsighted Fire" I thought turnabout is fair play and so I'll examine the pros and cons of this technique and why it's the right choice for some uses and the wrong choice for others.
The way I've historically taught a press-out involves bringing the gun from the holster up to eye level and then doing three things simultaneously:
extending the gun
aligning the sights
pressing the trigger
It basically moves in an upside down "L" shape. The gun moves in a straight line from holster to in front of the face, and then in a straight line to the target.
C.T. http://pistol-training.com/archives/9323
@Silvercore #Silvercore #CFSC #Firearms #Training #BC #Canada #livefire
Silvercore Firearms Training
7198 Vantage Way Delta, BC V4G 1K7


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Shawn's cell 518-637-5015
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Shawn's cell: (518) 637-5015
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$1525 Four bedroom Apartment for rent
- Price$0.00
Troy, Lincoln
Missouri, USA
Sublet.com Listing ID 3447689 Rent shown is for an unfurnished unit. Units can be rented as furnished for an additional cost. The lease term for unfurnished rentals is Minimum 1 year. Lease term for furnished rentals are Minimum 1 month.Available now Stunning beautiful remodeled home is waiting to be claimed Features 4 decently sized bedrooms with ample sized closet space provided with built-ins. 2.5 bathrooms that have been updated for a more modern look and a little over 2,000 square feet of open luxurious living space. Gleaming hardwoods fill some areas of the home while others will have plush carpeting or laminate tiling. Has large living room and a family room that has a fireplace that will definitely come in handy during those cold wintry nights. Cook-friendly eat-in has efficient appliances and suitable amount of counter space. The finished basement has endless possibilities. The off-street parking, 2 car garage and the large open backyard are just a few of the amazing features this home offers Professionally managed by First Key Homes. Contact your local leasing agent for further information. Thank you for your interest CoverPark,Garage
- Posted on: 2017-09-03 07:03:23
- Classified ad views:


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The role of teacher is often formal and ongoing, carried out at a school or other place of formal education. In many countries, a person who wishes to become a...
Mountains all around the world
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How we help businesses grow – Workshops, Consultancy and Delivery
Though our workshop, consultancy and delivery services, we help businesses overcome their growth challenges and reach their full potential. Each of our three services are specifically designed to help businesses at each stage of their growth journey, with offerings to help almost any business smash through growth-limiting obstacles and make more money. We don't sell services, we sell growth.
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Back to School Tips for Co-Parents
Change can be difficult for many people, and children of divorced or legally separated parents are no exception. As summer draws to a close and the new school year is on the horizon, this likely means a change in your child's routine. To help make this transition as smooth as possible, and to ensure a great start to the new school year, we wanted to share 5 tips for parents who share custody of their children.
1: Keep Child Custody Arrangements Consistent
During your divorce proceeding, you likely came to an agreement with your ex regarding the custody arrangement of your child(ren). This includes an outline of after-school activities, nights with each parent, etc… Creating and sticking to a consistent co-parenting plan will help ease some of the confusion your children may feel as they begin the school year.
2. Utilize Technology to Improve Communication
Thanks to technology, it is often easier to keep track of where your kids are going and how they are feeling. Perhaps a shared online calendar that lists everyone's activities, homework due dates, etc… will help everyone (yourself included!) feel more involved and in-the-know.
3. Talk to Teachers
Communicate with your child's favorite teacher or counselor about your co-parenting situation so that they can keep on eye on how your child is handling the transition and come back to you with a progress report.
4. Track Expenses
Kids seems to constantly need money for field trips, lunches, new clothes, etc… It's important that both parents keep track of these expenses, perhaps on a shared Excel spreadsheet, so that can be shared equally, or per the terms of your arrangement. An experienced divorce lawyer in Los Angeles will help you decide the best course of action for your situation. And of course, it is never a bad idea to keep receipts in case your ex questions your child-related expenses.
5. Stand Together
No matter how you may feel about your ex, at the end of the day, that person will (likely) play a role in your child's life. If that is the case, it is important to show a unified front to your child(ren). Effective co-parenting often requires being on the same team about curfews, bedtimes, internet privileges, and more.
Hopefully these five tips will assist you, your ex, and your child in making the new school year a great one.
For more information about child custody co-parenting arrangements, contact the expert Los Angeles family lawyers at Walzer Melcher LLP today.


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by Azeezat Fadekemi Sulaiman
The movie of the moment Selma, finally made uts much anticipated arrival in London last night as the European Premiere took place at the Curzon in Mayfair on Tuesday night. Cast of the movie including lead actor David Oyelowo whose performance as Martin Luther King Jr. has garnered raving reviews, was joined by Director Ava DuVernay, Colman Domingo and Tom Wilkinson.
The Premiere was packed with celebrities and people of note in the UK black community including Tottenham MP David Lammy, Doreen Lawrence and Sir Paul Stephenson. Former Sugababe Jade Ewen, singer Nicole Scherzinger, Bipolar Sunshine and Ella Eyre.
David Oyelowo looked dapper in a sharp suit paired with black gold spiked shoes. The actor looked a far cry from his burly look which he had to gain weight for. He was accompanied on the red carpet by his wife Jesiica Oyelowo who looked stunning in a black floor lenght gown.
Click on the gallery for more photos.


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Swift is a personal project. I wanted to create a clean and bold modern logotype with an emphasis ligatures.
I usually create lettering pieces with separate letters. This project was an occasion for me to work on ligatures.
The goal was to create a strong feeling of fluidity.
At an early stage, I knew I wanted to create a strong identity with the "sw" ligature. I drew it over and over to get it just fine: it had to feel natural, without distorting the letters.
At the beginning, the "w" was separated from the "i". It took me time, iterations and feedback to find a good and natural way to make a ligature between the two. I made it low enough so it wouldn't create and "r" looking shape.
I also made the "ft" higher than it was because I realized they were causing balance problems.
I quickly took my early sketches to a larger scale in order to be able to handle the details better. It took around five clean sketches to achieve a good enough result for me to take it to the computer. All those iterations were necessary to achieve the right thickness, inclination angle and kerning.
I started with a first, quick vectorization pass, as I always do. This gives me the opportunity to place the key points and get a first impression of what to do next. What I like about this technique is that it allows me to work on the piece as a whole, and not prematurely obsess about details.
The first pass took about 15 minutes, then I spent multiple hours tweaking and refining every point.
After I completed the vectorization process, I realized that the inclination angle was a little too strong. I corrected it by about 3° to the left.
I picked Lochmara blue and white for the logo. It gives a very clean and peaceful feel to the logo, and it works well white on blue and blue on white.
The result is a great-looking and modern lettering that works well at small and large scale. It would suit about any business or product with a bold and dynamic incentive.


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It's 10:53 on a Friday.
I'm sitting in my office, catching up on some emails. In the background is the high school orchestra rehearsing for Grandparents' and Special Friends' Day this afternoon, playing pieces from Kansas and Led Zeppelin.
A couple middle schoolers just walked by. One asked the other, "Did you find that article biased?" The other said, "Extremely!" They walked off, discussing the article they just read in class.
The school receptionist just popped in to tell me that an eighth grader went out to the sidewalk to clear it of debris ahead of our visitors arriving this afternoon.
I sent an email to the MS Student Council to ask them to eat lunch with our upcoming accreditation team of visitors on October 15. I received a quick "thank you for letting us know" in response.
I read a communication between teachers and a parent about making a plan to help the student work on his time management skills.
It's 10:58 on a Friday. What a great place to be.
—Devon Davis, Head of Middle School


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Please fill out the form for your selected course via the links below. If you have any issues at all during the application process, please contact us on 02 9280 4912 or firstname.lastname@example.com.
Apply for Event Manager Apply for Event Starter
Are you looking for a short course or workshop? Check out upcoming events in your city →


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Briana Lee loves to show her hot shaved snatch and spreads wide open to give you the best view on town. Watch her pull the sexy pussy lips wide apart in this porn clip. The hot teen porn is always one thing I love to watch online. This chick knows how to get dudes horny and cum. She is a dirty talker and shows that body like its nothing.
Work it honey she says as she shakes that fat ass. That thick tanned ass always turns me on for some hot cam sex


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Five Points Academy
Five Points Academy is a fully equipped strength and conditioning exercise facility. Our trainers and staff are experienced, professional, and certified by leading fitness organizations.
Classes and Training
With instruction by experienced and dedicated professionals, our classes educate and inspire students from beginners through experienced enthusiasts and up to world champions. Whether an active competitor or in it strictly for the enjoyment and health benefits, Five Points Academy promotes an environment that is serious... but fun!
About Us
With a reputation for excellence earned since opening the doors in 2002, Five Points Academy is a martial arts school and StrongFirst accredited strength and conditioning training facility. Muay Thai, Pekiti Tirsia Kali and Judo/Brazilian Jiu Jitsu classes take place on the extensive and well-maintained mat area.
It is this internationally respected programming, — complemented by a supportive "team" vibe — that attracts students from fitness enthusiast to professional champions and gives Five Points Academy its unique name in the fitness industry.


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Sometimes So Is Life
I've been holding onto some thoughts lately. Thoughts I'd like to hold in until I can find the time and the words to wax eloquently about them. It's not happening - the time or the eloquence.
It seems sometimes life is. There are no other words. It goes, you follow - nuf' said.
I made another visit to the pediatric neurologist today with Max. It's funny to think that just one year ago I had such heavy emotions about this and now I know the ladies in the office and it feels just like any other appointment with Max.
This one, however, was different. It was. I felt. I thought. We left.
Still thinking.
The neurologist thought everything would be resolved by now. It's not. "He definitely has pronounced weaknesses. Your observations are right on," he told me.
"Think about a biopsy." "I'm thinking he may have one of several rare muscular diseases." "Drugs won't change him." "Could be genetic." "Could be passed to future children." "We know it's not a serious one." "Let's watch and talk in December."
There were many more words, questions, discussions between us. He sat with me a good 15 or 20 minutes hashing it out. He gave me an out with the biopsy option and I took it. So we made an appointment for December and then we left.
I am still a bit numb. Like I said before, it is what it is. I don't know what the future holds for Max. But then, if he had no weakness, I still wouldn't know what his future holds.
I tell myself this is not a big deal. I think. I pray. I keep going. I waffle between letting go of athletic dreams for him to seeing him train for a race with me someday.
Then I think, so what. So what if he never plays soccer or football. So what if he never runs as fast as everyone else (I can keep him company there). So what if he has a muscle condition.
Max is a gift. He's just the way God made him. I get to be his mom and I think that's pretty great no matter what. I love him - fiercely.
It's not eloquent. It's not poetic. But it is. And sometimes, so is life.


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from the United States Court of Appeals for the Ninth Circuit
See other cases from the Ninth Circuit.
Petition DENIED.
Waiver of right of respondent United States to respond filed.
Petition for a writ of certiorari and motion for leave to proceed in forma pauperis filed. (Response due June 12, 2017)
Raul Mendez-Bello, Petitioner, represented by Harini P. Raghupathi
United States, Respondent, represented by Jeffrey B. Wall


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OBPE provides you with a valuable tool for planning and evaluation. Think about the list of statements below. Is this something you can realistically expect OBPE to do for your museum or library? Click on the "Statement" icon to check the answer.
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Eco council ran a very successful book swap on world book day.
Please see below for some photographs.
Elf Owls – Zinnia & Raffie
Tawny Owls – Zara & James
Barn Owls –Ruby & Charlie
Snowy Owls – Isabelle & Bobby
Boreal Owls – Emilia & Tommy
Eagle Owls – Kitty & Heath
Hawk Owls – William & Alfie
They are currently working on our notice board and we are going to improve the pond area. The new eco-council have decided to apply to become an accredited eco-school and we are now registered. We will initially aim for the bronze award but our determined team are aiming for the gold award. We have also been discussing a litter-picking team rota.
We are very fortunate at Great Milton to have such an enthusiastic team of children who are very keen to make an immediate difference to the environment. The committee thinks about and undertakes projects to keep our school eco-friendly, to encourage us all to think more about the environment around us and how we can make the most of our beautiful countryside setting. It considers too the wider world and how we can help improve our environment to keep our planet balanced and protected.


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Bank charges: what lies beneath6 min read . Updated: 24 Mar 2009, 09:28 PM IST
Bank charges: what lies beneath
Bank charges: what lies beneath
In these times of financial uncertainty, when markets are down and jobs scarce, cost-cutting has become the buzzword. Let alone companies, even individuals are looking to cut costs—by reducing outings, trips or lavish shopping. Your savings bank account is another place where you can look to cut costs—a lot of them.
More accounts, more costs
While there is no limit to the number of accounts you can have, it could prove costly to maintain more than one.
Most banks have a minimum balance limit. So, if you have six accounts, you would have to maintain a balance in each of them. If you don't, you will have to pay a penalty—Rs750 in most cases—and you will have to pay that every quarter. So, you would end up paying Rs3,000 in a year, that too for only one account. If you have more, do your own math to calculate the total losses. If you maintain the balance, you will earn only 3.5% against the 8% that you could earn from a public provident fund (PPF) or more through other savings instruments.
That's not all. A few banks levy added transaction charges in case of non-maintenance of minimum balance.
Also See From Your Pocket (Graphic)
Moreover, if you do maintain the minimum balance somehow, but are not using the account, you will pay again because some banks charge an inoperative account fee.
By now, if you are convinced about closing accounts you don't use or need, be prepared to pay account closing charges. However, it is better to pay up this one-time charge to avoid future losses. Also, this charge is levied only for accounts that are six months to a year old.
Check those cheques
Think twice before you write cheques. It may be better to use cash instead. Most banks do issue at least one cheque book (20-25 leaves) per quarter free of cost if you maintain a minimum balance. Otherwise, you pay up. If you want to use more cheque leaves, you will have to pay for each of those.
Also, make sure you have adequate funds before issuing a cheque because a bounced cheque is costly, too.
Reduce your bank visits
Too many transactions could cost you too, whether they are through ATMs or over the Internet, phone banking or at the branch. Only a limited number of banking transactions come free of cost per quarter for many banks.
In Standard Chartered, the first four transactions through any channel (Internet banking, phone banking, ATM or branches) per month are free. However, it charges as high as Rs75 per transaction subsequently.
Some banks even charge for repeated visits to the bank branch. If you pay your credit card bill through cash at a branch, you are fined.
Says a senior executive of a private sector bank: "We want to discourage customers from coming to the branch, hence the fine. Customers can pay the bill through an ATM transaction, which is free." Banks also charge additional fees for banking at a non-base branch (i.e. a branch in another city).
Cut the clutter
Keeping fewer papers will not only help you save money, but also keep your documents file uncluttered. Be content with your quarterly account statements and monthly email statements. A physical monthly statement would cost you Rs100-200 a year. Banks even charge you for issuing interest and balance certificates in deposit accounts. A balance certificate gives the balance of a particular day and is used mostly for Visa purposes, while an interest certificate shows the total interest earned on bank deposits and is used at the time of filing income-tax returns. Usually one certificate is issued free of cost every year. Make sure you don't lose it; you will have to pay for a new one.
Know what you are doing
Carelessness is no excuse, especially when you are banking. For instance, if you deposit cash in the cheque drop box, banks will fine you. Private banks charge Rs100, and if the deposit amount is over Rs500, the fine is Rs300. If you repeat instances of cash deposits in the cheque drop box, you would have to pay an additional Rs500.
Regeneration of the PIN number of ATMs or debit cards costs money at most banks. So, if you can't remember your number, note it down in a safe place. Even replacement of cards attracts a fee.
Subscribing for bill payments, home banking, duplicate passbooks, cheque status, unarranged overdrafts, inter-branch transactions and cash delivery are only some of the services which are charged for. You also pay for every personalized service, such as SMS alerts, that you avail from your bank. So, make sure you really need these. And do remember that there is no such thing as free service.
The views expressed on this page are not the newspaper's opinion and are provided for information purposes only by Outlook Money. Readers are requested to do their own research. Neither Mint nor Outlook Money will be responsible for any actions and outcomes based on information provided here.
You can transfer the financial rights of your insurance policy to others through assignment. This is different from nomination. In the latter, the policyholder appoints a person to whom the insurance company becomes liable to pay the claim amount upon the death of the policyholder. In assignment, the rights are transferred from the policyholder to the assignee. The nomination stays valid if the company is the assignee (for instance, if the policyholder takes a loan from the insurer).
If you want to achieve your financial goals, stick to these rules.
•Pay attention to price: Watch out for the price-earnings (PE) ratio.
•Sell at higher levels: Use exceptional gain periods to rebalance your portfolio.
•Buy on dips: Whenever there is a sharp reversal, buy strong stocks with low PE.
•Define your own stock-picking strategies: You could watch out for stocks with a market cap of Rs250 crore or more, reasonable trading volumes, operating profits, those that generate constant cash flow and have a return on equity above 10%.
The simplest way you can figure out a company's earning quality is by looking at the difference between the cash flow from operations (CFO) and the net income.The cash flow statement records a company's cash receipts and payments during a year. If a mature company has high income but poor CFO, it is a sign of its poor earning quality. A growing company might sell goods and services on credit to gain competitive advantage even at the cost of a negative CFO, but only in the short term. It will need a higher CFO in the long term to maintain its credit profile.
If you are planning to buy a pension plan, keep these in mind.
• Go for a pure pension policy. Avoid policies that have a mandatory life cover.
• Ask for a benefit illustration and look at the effective yield.
• Choose funds whose returns over the years are close to the benchmark returns.
• Don't buy a policy that has capital guarantee.
• Start with a well-diversified equity portfolio, since you are planning for retirement. Check if your policy has an equity option.
Write to us at firstname.lastname@example.com
Graphics by Sandeep Bhatnagar / Mint


text: By cassiyogaSeptember 30, 2013Uncategorized 5 Comments Man Yogis and Their Furry Friends. I can't get enough of yoga and animals. So, here is another installment of 'yogis and their pets. ' This time…boys only. I might have to create a Man & Pet Yoga Calendar. Share this:TwitterFacebookLike this:Like Loading... catsdogsyogis


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The Chums online store have unveiled a brand new range of textiles for autumn and winter 2013, featuring curtains, sheets, throws, bedspreads and more.
Right now, online shoppers can save as much as 60% on the cost of high quality home textiles by leading brands, and treat their homes to an attractive home makeover in time for the new season.
Many people know Chums as the popular clothing store, specialising in quality clothing for the most affordable prices available. But there's more to this established retailer than a range of new clothes for the season. Chums also make it affordable to furnish a happy home with gorgeous textiles and more.
Choosing the right bedding, curtains and other textiles for the home means thinking about the season, and choosing something which will complement autumn and winter, from the colours of area to the general mood or ambience. Warm, earthy colours and imagery are ideal for the season, and they're available right now at Chums.
New for winter is the brand new Belledorm bedroom collection. Kalamkari by Belledorm (Code: RB762) is a striking new bedlinen set in Spice and Sand colouring perfect for autumn winter. The range includes a reversible duvet cover which features a plain border at the base, and Oxford style pillowcases which complement the set perfectly.
In addition to this stunning bedding range, the Kalamkari collection also features matching lined curtains which can be hung to complement the bedding set. These curtains are available in a choice of sizes and come with free tie backs.
A range of other great homewares are available this season; including traditional memory foam pillows by Slumberdown for half price, and a great multi-buy offer on Christy Supreme Towels.
Discover the textiles range for winter 2013 today with a visit to the Chums online store.


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Vastavam web: Over 20 Indian-origin persons have been sentenced up to 20 years in prison in the US for their involvement in a multimillion-dollar India-based call center scam which defrauded thousands of US citizens of hundreds of millions of dollars.The prison sentences for the 21 people convicted this week ranges from 4 to 20 years."The stiff sentences imposed represent the culmination of the first-ever large scale, multi-jurisdiction prosecution targeting the India call center scam industry," US Attorney General Jeff Sessions said.
"The transnational criminal ring of fraudsters and money launderers who conspired to bilk older Americans, legal immigrants and many others out of their life savings through their lies, threats and financial schemes must recognise that all resources at the Department's disposal will be deployed to shut down these telefraud schemes, put those responsible in jail, and bring a measure of justice to the victims," Sessions said.According to US officials, the call center scam defrauded thousands of US residents of hundreds of millions of dollars.
Prosecutors said the Indian call centers used various telephone fraud schemes to defraud mainly vulnerable Americans, including the elderly and legal immigrants.Using information obtained from data brokers and other sources, call center operators targeted US victims who were threatened with arrest, imprisonment, fines or deportation if they did not pay the alleged money owed to the government.Victims who agreed to pay the scammers were instructed how to make a payment, including by purchasing stored value cards or wiring money.
Once the payment was done, the call centers turned to a network of runners based in the US to liquidate and launder the extorted funds as quickly as possible by purchasing reloadable cards or retrieving wire transfers, the Justice Department said.The India-based co-conspirators then loaded these cards with scam funds obtained from the victims.
The runners used the stored value cards to purchase money orders that they deposited into the bank account of another person.The indictment for the case also charged 32 India-based conspirators and five India-based call centeres with general conspiracy, wire fraud conspiracy, and money laundering conspiracy. These defendants have not yet been arraigned.


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Works by a robotic artist have fetched over $1 million USD at the android's debut show, said its creator.
Robotic artist Ai-Da's inaugural exhibit at the University of Oxford questions the ethics of artificial intelligence and what it means to be human.
Art and imagination are often considered to be exclusively human traits, but now an artificially intelligent robot, named "Ai-Da" - has been coded to be created.
And "her" work now appears to be storming the art world.
According to Ai-Da's creator, gallery director Aiden Meller, "her" artworks have fetched one million British pounds (approx. $1.27 million USD) at her debut show.
"This first show is a sell-out show, it's been an incredibly successful show, over a million pounds worth of work sold," said Meller.
Ai-Da is claimed to be the world's first ultra-realistic AI robot artist.
She's named after Ada Lovelace, a 19th-century countess, thought to be the world's first computer programmer.
The cutting-edge robot was created in collaboration with robotic creators Engineered Arts, with AI algorithms created by experts at the University of Oxford.
Ai-Da can "see" with the help of two cameras, one in each eye, they're connected to a computer vision system which is then interrogated by an AI algorithm.
That means she's able to do portraits of people that stand in front of her.
She can also draw famous faces if engineers upload a picture, that's then similarly interrogated by the AI algorithm.
The result is not a photorealistic drawing, instead, her unique work is based on cubism, dashed lines defining a human face. The algorithm means each artwork is unique and won't be repeated by the AI.
Ai-Da's pencil is attached to a 500-year-old block of wood - a nod to Renaissance artist Leonardo da Vinci, who died 500 years ago this year.
Ai-Da can draw, but she cannot paint... yet. But they have used coordinates from her drawings to produce paintings and sculptures.
The robot artist's debut exhibit, named "Unsecured Futures", opened at the University of Oxford's Barn Gallery earlier this month.
It includes a combination of sketches of famous figures, including Da Vinci and Alan Turing, paintings and even some self-portraits, a 3D digitally rendered scan.
Meller says they hope to provoke a discussion about the future of artificial intelligence.
"The whole point of this project is to engage audiences to question where future technologies are going," he says.
"The advances that we're going through now with AI and biotechnology and transhumanism are going at an unbelievable pace, ethics is sadly lacking behind gravely and as a result of that we have created Ai-Da to be a voice to engage questions about where future technologies are going."
Art critics might sniff, but Meller says she's a product of her time, just like any artist.
"All artists, the overall time had one actual job and goal and that was to reflect the society they were in," he said.
"Leonardo (da Vinci) reflected the Renaissance at the time, Andy Warhol, in the 60s, reflected manufacturing and the rise of consumerism.
"The modern artists today, maybe Damien Hirst, was the excesses of the 90s. Ai Weiwei about the political situation in China. Ai-Da reflecting the technological uses that we're using today," he added.
Ai-Da's debut show at the University of Oxford's Barn Gallery is set to run till 6 July. Meller says they're busy planning her next art adventure.


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An English Rose in France
Saturday, 1 November 2008
The day the vet visited, poor Justin, not for the squeamish
While asleep, wash, nail trim, and cut.
Vet wanted to know if I wanted to eat these, I said, no thanks, but if he wanted them he was welcome. Then I had to grab them as the chickens decided they looked tasty, they were still warm, yack.
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Watch the best bits and biggest hits from the third round of games at the 2017 Rugby League World Cup, including England beating France and an intense face-off between New Zealand and Tonga.
WATCH: Highlights - England 36-6 France
You can follow the World Cup across the BBC - details here.
You can follow the fortunes of your favourite team with live match notifications sent straight to your phone or tablet via the BBC Sport app. Line-up, kick-off, score, half-time and full-time options are available for all teams participating at the World Cup.
Available to UK users only.


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James Hunt is a retired American politician who was the 69th and 71st Governor of North Carolina (1977–1985, and 1993–2001). He is the longest-serving governor in the state's history. Hunt is tied for the fourth-longest gubernatorial tenure in post-Constitutional U.S. history at 5,838 days.
© 2019 BQOTD. All rights reserved.


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Aileen: Life and Death of a Serial Killer
- Director: Nick Broomfield; Joan Churchill
- Producer: Jo Human
CGiii Comment
An intensely moving conclusion to Broomfield's extraordinary alliance with Wournos.
Hopefully, this will break your heart - if it doesn't then you really are one heartless bastard.
The(ir) Blurb...
This documentary looks at Aileen Wuornos convicted of killing 7 men while working as a prostitute in Florida. This is actually the second Wuornos documentary made by this group the first being Aileen Wuornos: The Selling of a Serial Killer (1992). With her execution now on the horizon Nick Broomfield returns to Florida to complete the story. Her argument has always been that the killings were in self-defense but she eventually pleaded no contest or guilty to most of the murders. Broomfield was able to film several interviews which reveals her state of mind and puts into question her mental competence.
Cast & Characters
Aileen Wuornos as Herself;
Nick Broomfield as Himself;
Terry Humphreys-Slay as Herself - Daughter of Victim;
Leitha Prather as Herself - Sister of Victim;
Shirley Humphreys as Herself - Wife of Victim;
Joe Hobson as Himself - Attorney;
Steve Glazer as Himself;
Dawn Botkins as Herself - Friend;
Arlene Pralle as Herself - Friend;
Tyria Moore as Herself - Friend;
Muriel Blount as Herself;
Danny Caldwell as Himself - Witness;
Jerry Moss as Himself - Witness;
Michelle Chauvin as Herself - Witness;
Dennis Allen as Himself - Childhood Friend


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Company: Canntab Therapeutics Limited
Symbol: PILL.CNX
CEO: Jeff Renwick, CEO & Richard Goldstein, CFO
Full Presentation
Canntab Therapeutics Limited Interview
Elevator Pitch
Additional Information
For a PDF of the Slide Presentations Click Here
We have a clear vision to become a leader in oral dosage cannabis, with unique products that offer advantages to the medical community, patients, adult use consumers and governments.
• Clear and Sustainable Competitive Advantage Through Robust Intellectual Property with 13 patents pending.
• Well financed, publicly traded on the CSE (:PILL).
• We've created valuable licensing and joint venture deals in Canada and international markets, such as Australia and Germany.
• We're launching our first two products under the 420 Therapeutics brand in the coming months.
• Along with our Canadian licensing partner, Emblem, we've received Health Canada approval for the development and clinical trials of our breakthrough Extended Release (XR) Tablets.
• Robust new product development, including the development of 420 Therapeutics, with the goal to be a leader in the wellness category.
• Established Leadership with a Track Record of Driving Value.
Head Office:
223 Riviera Drive, Suite 2702
Markham, ON
Telephone: (289) 301-3812
E: firstname.lastname@example.com
W: https://canntab.ca/


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by Lenin Elorza, 8/27/2018
Tags: Mechanical Integrity Risk Based Inspection
An AOC Consultant facilitates a virtual panel of Risk Based Inspection (RBI) experts to gain insight into the challenges and value of RBI implementation. Our experts consider why organizations implement RBI, common challenges, and strengths of an RBI champion.
by Paul Raithby, 6/26/2018
Tags: Mechanical Integrity Risk Based Inspection
Things are always changing. Including your risk profile. AOC helps companies manage their dynamic Mechanical Integrity (MI) risk. AOC can help you implement and sustain an effective Risk Based Inspection (RBI) program.
by Lenin Elorza, 6/18/2018
Tags: Integrity Operating Windows Mechanical Integrity Safe Operating Limits
An AOC consultant, a process engineer, and a reliability engineer discuss the differences between Safe Operating Limits, Standard Limits, and Integrity Operating Windows.


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Use A Hook, Not A Strap, To Replace A Broken Slate Roofing Tile
Slate is a beautiful roofing material, and although it can hold up well to the elements for centuries, a falling limb can break tiles and cause problems. If you want to get as much life as possible from your roof, it is necessary to replace any damaged tiles as quickly as possible. As long as you are careful with how you walk on your roof, you should be able to make repairs on your own.…Read More »


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You're Investing in HR Tech. But Is It Delivering?
HR professionals are hungry for predictive analytics to help them hire and develop better employees—but only one in three have access.
That's what we learned from a nationwide survey of more than 175 HR professionals across 30 industries. According to the survey, 95% of HR professionals say access to analytics that predict candidate performance and on-the-job success would be helpful, and 63% say they invest in new technology to improve employee selection and retention. But only 35% currently have access to data and analytics during the hiring process.
So they're investing in new technology, but it's not delivering data and analytics—and that's a problem. Here's what OutMatch CEO Greg Moran has to say about this alarming gap in HR analytics:
HR executives are speaking loudly and with one voice: there is a better way to hire, and it starts with predictive analytics. Since hiring and employee development are critical factors in business success, companies that seize the opportunity to inject data into the process will reap the benefits of increased productivity, satisfied customers, and higher revenue."
Get more insights from the HR Technology and Analytics survey, or download the eBook for the full results.


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South retains Junior Cup title
(Community Sports ~ 08/03/04)
Lawson, Crick help South beat North GOTHENBURG -- Under the guidance of team captain Tyler Riewer, the Nebraska Golf Association's computer intern, the squad from the South claimed victory for the second straight season at the North-South Junior Cup Matches...
Tuesday's sports shorts 8/3/2004
(Community Sports ~ 08/03/04)
McCook boys tennis meeting scheduled for Tuesday, Aug. 10 There will be a boys tennis meeting for students entering grades 9-12 at McCook High School at 7:30 p.m. Tuesday, Aug. 10 in the McCook Junior High School cafeteria. Parents are welcome and encouraged to attend...
McCook Seniors knocked out of state tourney by Waverly
(Community Sports ~ 08/03/04)
GOTHENBURG -- A lack of offense and good breaks were the determining factors in the McCook National Bank Seniors 3-2 elimination loss to Waverly on Saturday in the Class B American Legion state baseball tournament. Jason Eder went the distance on the mound for MNB. Eder only allowed three hits and struck out four...
Season ends for FCB Juniors
(Community Sports ~ 08/03/04)
McCook beats Roncalli, falls to Ogallala LEXINGTON -- Coming off of a one run loss in the opening round of the Class B State American Legion Junior baseball tournament, the First Central Bank Juniors found the right track on Saturday as they sprinted to a 7-3 victory over Omaha Roncalli...
Delbert Donze
(Obituary ~ 08/03/04)
April 26, 1929-July 31, 2004 GREELEY, Colo. -- Delbert Dale Donze, 75, died Saturday (July 31, 2004) at the Northern Colorado Medical Center in Greeley, Colo. He was born April 26, 1929, to Emil and Phoebe (Gauger) Donze in Wauneta. He attended Fairview School District No. ...
Marion A. Koechlein
(Obituary ~ 08/03/04)
March 27, 1914-July 30, 2004 Marion Amelia Baker Meeks Koechlein, 90, died Friday, July 30, 2004, at Hillcrest Nursing Home in McCook. Marion was born March 27, 1914, in Plainfield, N.J., to Albert F. and Nancy Ianson (Skellenger) Baker. She graduated from Plainfield High School in 1932 and Savage School for Physical Education in New York City in 1936. ...
Ray R. Garver
(Obituary ~ 08/03/04)
June 23, 1918-July, 31, 2004 OBERLIN --ĀRay E. Garver, 86, died Saturday (July 31, 2004) in Decatur County Hospital in Oberlin. He was born June 23, 1918, to Frank and Jesse (Garver) Wilson in Oberlin. He was raised in Oberlin and graduated from Decatur Community High School. He was in the Army during World War II...
Best choices may be least exciting
(Editorial ~ 08/03/04)
Have you checked out the ice cream cooler lately? It will knock your eyes out. From rocky road to macadamia nut brittle, rum raisin and cookie dough, the varieties are endless. But most of us aren't adventurous enough to try a flavor called "rabbit tracks" or "tiger tiger" -- even on days like today when the temperatures flirt with the century mark...
Councilman explains resignation
(Letter to the Editor ~ 08/03/04)
Councilman Jerry Reitz has issued the following letter to City Manager John Bingham, city staff council members and media: It is with deep regret that I offer at this time my resignation from the City Council. I have been fortunate to have had the opportunity to work with a group of staff members that are above the average. Your dedication to the tasks set before you is none other than exemplary...
Cleaning is good, but don't overdo it
(Column ~ 08/03/04)
Springtime is the traditional season for cleaning, but it feels good whenever you do it. There's even a piece of software called Spring Cleaning, designed to cleanse your hard drive of unneeded junk and make your computer run quicker. But that's another story...
Winning water design team ready to begin
(Local News ~ 08/03/04)
The engineering team chosen to design McCook's water treatment facility will have to hit the ground running. Greg Wolford of W Design, McCook and Roger Helgoth of Jacobson Helgoth, Omaha said their firms, which were chosen to do the work, are ready to begin the design of the treatment facility today...
Councilman resigns, says city repeating bad decisions
(Local News ~ 08/03/04)
McCook City Councilman Jerry Reitz has been fighting for nearly two years to develop a well field north of McCook. His level of frustration reached a peak Monday night when a majority of the council voted to hire an engineering team from Omaha and McCook. During the "Council Comments" portion of the meeting, Reitz announced his resignation from the council, citing an increase in his plumbing business...
Local roper
(Local News ~ 08/03/04)
Garrett Nokes of McCook runs down his rope to tie the calf he caught in the calf roping at the PRCA rodeo during the Red Willow County Fair Saturday night. Nokes won the calf roping with a time of 8.8 seconds. Nokes stands at No. 13 in the professional rodeo standings, with $46,374 in winnings...
Stories from Tuesday, August 3, 2004
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8 Talib Insurgents were killed in Chemtal district of Balkh
Pasbanan- Kabul:
Afghanistan Defense ministry has announced: during air strike and cleaning operation of Afghan National Army in Chemtal district of Balkh province at least 8 insurgents were killed. Defense Ministry has written in their Facebook page: during these clashes at least 6 insurgents were captured by security and defense forces.
It is worth to say that Afghan national army in Balkh was able to seize amount of ammunition and types of equipment in Chemtal district of Balkh from Taliban insurgents.
Developed by Nethub


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Elected: 2007 Section: Physics
Dabholkar, Prof. Atish Shripad
Ph.D. (Princeton),
Elected: 2016 Section: Physics
Damle, Prof. Kedar Suresh
Ph.D. (Yale),
Elected: 1986 Section: Mathematical Sciences
Dani, Prof. Shrikrishna Gopalrao
Ph.D. (Mumbai), FNA, FNASc
Council Service: 1998-2000.
Elected: 2011 Section: Physics
Das, Prof. Amita
Ph.D. (IIT, Kanpur),
Elected: 2010 Section: Chemistry
Das, Dr Amitava
Ph.D. (Jadavpur), FNASc, FNA
Elected: 2001 Section: Medicine
Das, Dr Bhudev Chandra
Ph.D. (Banaras), FNASc, FAMS, FNA
Elected: 2018 Section: General Biology
Das, Prof. Gobardhan
Ph.D. (Imtech), FNASc
Elected: 2003 Section: General Biology
Das, Dr Pijush Kanti
Ph.D. (Calcutta), FNASc, FNA
Elected: 2017 Section: Chemistry
Das, Prof. Prasanta Kumar
Ph.D. (Osmania),
Elected: 2008 Section: Chemistry
Das, Prof. Puspendu Kumar
Ph.D. (Columbia),
Elected: 2010 Section: Chemistry
Das, Prof. Samar Kumar
Ph.D. (IIT, Kanpur),
Elected: 2009 Section: General Biology
Das, Prof. Saumitra
Ph.D. (Calcutta), FNASc, FNA
Elected: 2005 Section: Physics
Das, Prof. Shankar Prasad
Ph.D. (Chicago), FNA, FNASc
Elected: 1998 Section: Physics
Das, Prof. Sumit Ranjan
Ph.D. (Chicago),
Elected: 2005 Section: Chemistry
Das, Dr Suresh
Ph.D. (Newcastle), FNA
Elected: 1998 Section: General Biology
Das Gupta, Prof. Chanchal Kumar
Ph.D. (Calcutta), FNASc, FNA
Elected: 1982 Section: Physics
Dasannacharya, Dr Balebail Anantha
Ph.D. (Mumbai), FNA
Elected: 1992 Section: Physics
Dasgupta, Dr Chandan
Ph.D. (Pennsylvania), FNA, FNASc, FTWAS
Elected: 2010 Section: Plant Sciences
Dasgupta, Prof. Indranil
Ph.D. (JNU), FNASc, FNA
Elected: 2018 Section: Plant Sciences
DasGupta, Prof. Maitrayee
Ph.D. (Bose Inst.), FNASc
Elected: 2015 Section: Engineering & Technology
Dasgupta, Prof. Pallab
Ph.D. (IIT, Kharagpur), FNAE
Elected: 1997 Section: Earth & Planetary Sciences
Dasgupta, Dr Somnath
Ph.D. (Jadavpur), FNA, FNASc, FTWAS
Elected: 2018 Section: Chemistry
Dasgupta, Prof. Swagata
Ph.D. (RPI, USA),
Elected: 1992 Section: Chemistry
Dash, Prof. Anadi Charan
Ph.D. (Utkal),
Elected: 2015 Section: Medicine
Dash, Prof. Debabrata
Ph.D. (Banaras),
Elected: 2018 Section: Chemistry
Dastidar, Prof. Parthasarathi
Ph.D. (IISc),
Elected: 1975 Section: Engineering & Technology
Dastidar, Dr Pranab Rebatiranjan
B.E., Ph.D. (Manchester),
Elected: 1996 Section: General Biology
Datta, Dr Alok Kumar
Ph.D. (Calcutta), FNA
Elected: 1992 Section: General Biology
Datta, Prof. Asis
Ph.D and D.Sc. (Calcutta), FNA, FNASc, FTWAS
Elected: 2009 Section: Mathematical Sciences
Datta, Prof. Basudeb
Ph.D. (ISI), FNASc
Elected: 1997 Section: General Biology
Datta, Prof. Kasturi
Ph.D. (Calcutta), FNA, FNASc, FTWAS
Elected: 2017 Section: Plant Sciences
Datta, Prof. Swapan Kumar
Ph.D. (Calcutta), FNA, FNASc, FNAAS, FTWAS
Elected: 1992 Section: Physics
Dattagupta, Prof. Sushanta
Ph.D. (St. Johns Brookhaven Natl. Lab.), FNA, FNASc, FTWAS
Council Service: 2001-2009; Vice-President: 2004-2009
Elected: 2019 Section: Physics
David, Prof. Justin Raj
Ph.D. (Mumbai),
Elected: 1984 Section: Chemistry
Deb, Prof. Bidyendu Mohan
D.Phil. (Oxon), FNA, FTWAS
Council Service: 1995-2000
Elected: 2006 Section: Engineering & Technology
Deb, Prof. Kalyanmoy
Ph.D. (Alabama), FNAE, FNA
Elected: 1980 Section: Engineering & Technology
Deekshatulu, Prof. Bulusu Lakshmana
Ph.D. (IISc), FNA, FNASc, FIEEE (USA), FTWAS
Elected: 1976 Section: Medicine
Deo, Prof. Madhav Gajanan
M.D., Ph.D. (AIIMS), FNA, FNASc, FAMS
Elected: 2019 Section: Physics
Deshmukh, Prof. Mandar Madhukar
Ph.D. (Cornell),
Elected: 1974 Section: Engineering & Technology
Deshpande, Prof. Suresh Madhusudhan
Ph.D. (IISc), FNAE
Elected: 1993 Section: Chemistry
Desiraju, Prof. Gautam Radhakrishna
Ph.D. (Illinois),
Elected: 2006 Section: Physics
Dev, Prof. Bhupendra Nath
Ph.D. (SUNY, Albany), FNASc
Elected: 2008 Section: Engineering & Technology
Dey, Dr Gautam Kumar
Ph.D. (Banaras), FNAE
Elected: 2012 Section: Engineering & Technology
Dey, Prof. Subhasish
Ph.D. (IIT, Kharagpur), FNAE, FNASc, FNA
Elected: 2012 Section: Physics
Dhar, Prof. Abhishek
Ph.D. (Mumbai),
Elected: 1990 Section: Physics
Dhar, Prof. Deepak
Ph.D. (Caltech), FNA, FNASc, FTWAS
Council Service: 2016-2018
Elected: 2016 Section: General Biology
Dhar, Prof. Suman Kumar
Ph.D. (JNU),
Elected: 1993 Section: General Biology
Dharmalingam, Prof. Kuppamuthu
Ph.D. (MKU), FNASc
Elected: 2009 Section: Chemistry
Dhavale, Prof. Dilip Dattatray
Ph.D. (Pune), FNASc
Elected: 2002 Section: Physics
Dhurandhar, Prof. Sanjeev Vishnu
Ph.D. (Mumbai), FNASc
Elected: 2013 Section: Physics
Dighe, Prof. Amol
Ph.D. (Chicago), FNA
Elected: 2010 Section: Animal Sciences
Dighe, Prof. Rajan Ramakant
Ph.D. (IISc), FNASc, FNA
Elected: 2000 Section: Medicine
Dikshit, Dr Madhu
Ph.D. (Kanpur), FNASc, FNA
Council Service: 2016-2018
Elected: 1999 Section: Earth & Planetary Sciences
Dileep Kumar, Dr Maripi
Ph.D. (Andhra), FNA, FNASc
Elected: 1974 Section: Medicine
Dua-Sharma, Prof. Sushil
M.D. (AIIMS), Ph.D. (Panjab), FAMS
Elected: 2015 Section: Animal Sciences
Dube, Dr Anuradha
Ph.D. (Kanpur), FNA, FNASc
Elected: 2012 Section: Chemistry
Durga Prasad, Prof. Mallampalli
Ph.D. (Calcutta),
Elected: 2012 Section: Engineering & Technology
Dutta, Prof. Pradip
Ph.D. (Columbia), FNAE, FNASc, FNA
Elected: 2010 Section: Animal Sciences
Dutta Gupta, Prof. Aparna
Ph.D. (Banaras), FNASc, FNA
Elected: 1988 Section: Engineering & Technology
Dutta Roy, Prof. Suhash Chandra
D.Phil. (Calcutta), FNA, FNAE, FNASc
Past Fellow Date of election: 1976 Date of resignation: 1994
Bhargava, P. M.
List of Associates Selected -2019.
Click here for the Document about observations on the draft of National Education Policy
Click here for the Document about National Policy on Academic Ethics
8-10 November 2019 - University of Hyderabad, Hyderabad
Click here for the details
List of Fellows and Honorary Fellow elected during 2018 (effective 2019)
The Academy regrets to report the passing of:


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Mexican official says drug lord Guzman's interview with actor Sean Penn led Mexican forces to his whereabouts.
Joaquín Guzmán Loera, the Mexican drug lord known as El Chapo, started out in business not long after turning 6, selling oranges and soft drinks. By 15, he said in an interview conducted in a jungle clearing by the actor and director Sean Penn for Rolling Stone magazine, he had begun to grow marijuana and poppies because there was no other way for his impoverished family to survive.
Now, unapologetically, he said: "I supply more heroin, methamphetamine, cocaine and marijuana than anybody else in the world. I have a fleet of submarines, airplanes, trucks and boats."
Though his fortune, estimated at $1 billion, has come with a trail of blood, he does not consider himself a violent man. "Look, all I do is defend myself, nothing more," he told Mr. Penn. "But do I start trouble? Never."
A photo released on Friday by a Mexican website, Plaza de Armas, of Mr. Guzmán, who was recaptured in Los Mochis.Mexico May Extradite Drug Kingpin Known as El ChapoJAN. 9, 2016
Joaquín Guzmán Loera, the drug kingpin known as El Chapo, was made to face the press as he was escorted to a helicopter in handcuffs by Mexican soldiers and marines at a federal hangar in Mexico City on Friday.El Chapo, Escaped Mexican Drug Lord, Is Recaptured in Gun BattleJAN. 8, 2016
graphic How Mexico's Most-Wanted Drug Lord Escaped From Prison (Again)JULY 13, 2015
The seven hours Mr. Guzmán spent with Mr. Penn, and the follow-up interviews by phone and video, which began in October while he was on the run from the Mexican and American authorities, marked another surreal turn in his long-running battle to evade Mexican and American authorities. Mr. Guzmán, one of the world's most wanted fugitives, who had twice escaped jail, was captured in his home state of Sinaloa in northwest Mexico on Friday after a gun battle with the authorities.
Kate del Castillo and Sean Penn conducted the interview.
It also marks a stark admission that he has operated a drug empire. Interviewed by a group of reporters in 1993 after a previous arrest, Mr. Guzmán denied that he engaged in drug dealing. "I'm a farmer," he said, listing his produce as corn and beans. He denied that he used weapons or had a significant funds.
The interview with Rolling Stone, believed to be the first Mr. Guzmán has given in decades, was conducted over several sessions. It was scheduled to be published online Saturday night.
The interviews were held in a jungle clearing atop a mountain at an undisclosed location in Mexico. Surrounded by more than 100 cartel troops, and wearing a silk shirt and pressed black jeans, Mr. Guzmán sat down to dinner with Mr. Penn and Kate del Castillo, an actress who once played a drug kingpin in a soap opera.
Even though Mexican troops attacked his hide-out in the days after the meeting, necessitating a narrow escape, Mr. Guzmán continued the interview by BlackBerry Messenger and in a video delivered by courier to the pair later.
The story provides new details on his dramatic escape from prison last summer, when he disappeared through a hole in his shower into a mile-long tunnel that some engineers estimated took more than a year and at least $1 million to build. The engineers, Mr. Penn wrote, had been flown to Germany for specialized training. A motorcycle on rails inside the tunnel had been modified to run in the low-oxygen environment, deep underground.
Mr. Penn's account is likely to deepen the concern among the Mexican authorities already embarrassed by Mr. Guzmán's multiple escapes, the months required to find him again and his status for some as something of a folk hero. Mr. Penn describes being waved through a military road checkpoint on his way to meet Mr. Guzmán, which Mr. Penn suggested was because the soldiers recognized Mr. Guzmán's son. Mr. Penn said he was also told, during a leg of the journey taken in a small plane equipped with a scrambling device for ground radar only, that the cartel was informed by an insider when the military deployed a high-altitude surveillance plane that might have spotted their movements.
In the end, the Mexican authorities said Friday night that Mr. Guzmán had been caught partly because he had been planning a movie about his life, and had contacted actors and producers, which had helped the authorities to track him down. Mr. Penn's story says that Mr. Guzmán, inundated with Hollywood offers while in prison, had indeed elected to make his own movie. Ms. del Castillo, whom he contacted through his lawyer after she posted supportive messages on Twitter, was the only person he trusted to shepherd the project, according to the story. Mr. Penn heard about the connection with Ms. del Castillo through a mutual acquaintance, and asked if he might do an interview.
In the rain and darkness Friday morning, Mexican marines crept up in trucks with their lights out and jumped between rooftops on Boulevard Jiquilpan, surrounding a little white house in this coastal city where their country's most-wanted fugitive, Joaquín "El Chapo" Guzmán, was hiding.
When the shooting started, neighbors woke terrified. Marines went door to door rousting people from their beds, desperately trying to keep the billionaire drug lord — who had escaped twice from federal prison — from slipping away again.
Then he did just that. Famous for his Houdini-like disappearing acts, Guzmán vanished down an escape hatch and into the sewer. It wasn't until he popped up four blocks away, stole a car, and sped out of town that Mexican authorities finally captured him on the highway and ended six months of national humiliation for letting the world's top drug lord go free.
"I never thought they'd catch him again," said José Carlos Castro, a 29-year-old auto shop employee who worked across from the raided house. "Much less right here."


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"Honeysuckle Cottage is a semi-detached barn conversion, on a non-working farm, adjacent to the ownersÆ home, four miles from Ashwater, in west Devon. It sleeps five people in three bedrooms, a double with en-suite shower facilities, a double with TV and a single. There is also a bathroom, a ground floor cloakroom, and an open plan living area with kitchen, dining area and area. Outside you have off road parking four two cars and an enclosed lawned garden. The village of Ashwater boasts a pub and a village shop, whilst Roadford Lake is nearby for watersports activities, and Dartmoor National Park is superb for walking. Honeysuckle Cottage is a great base for a west Devon holiday with friends or family. "
"Three bedrooms: 1 x double with en-suite shower, basin and WC, 1 x double with TV, 1 x single. Bathroom with spa bath, shower over, basin and WC. Ground floor basin and WC. Open plan living area with kitchen, dining area and sitting area. "
This holiday cottage in Ashwater is pet / dog friendly.
"Devon, with its quiet country lanes, patchwork of lush green fields and sleepy villages is not to be missed. Stately home lovers will be spoiled and why not finish with a scrumptious Devonshire cream tea?"
This property does not accept short breaks.
All prices are inclusive of the booking fee.


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Home Care Vs The Alternatives Living Arrangements: How To Choose?
Posted October 31, 2017
Considering senior living in chicago? Identifying signs and evaluating when to stay home and when to seek alternative living arrangements is key though not always easy. It is tough to know when it is time for a loved one to go to assisted living, and seniors may be reticent, reluctant, or even resentful at the thought of losing their independence. When making this difficult decision, let safety be the guide and the benchmark that indicates a need for more support. There could be some informal support systems that can make it possible for seniors to live autonomously, and Senior Living ...read more
5 Ways to Prevent the Spread of Infectious Diseases
Posted October 24, 2017
Retirement communities in the Gurnee area have five tips to help prevent infection that work. These include proper hand hygiene, good oral habits, and immunizations. People get sick; but when an older person catches a cold or gets infected with the flu, it can cause some life-threatening consequences. Preventing infection and the transmission of germs are key priorities among those that work with older populations, as many may have compromised immune systems that could make them especially susceptible to diseases, illnesses, and viruses. Senior Living Experts can help you find practitioners to offer preventative strategies for avoiding illness, and for ...read more
Respite Care for Elderly with Dementia
Posted October 17, 2017
Assisted living facilities in Schaumburg know that respite care is vital when caring for loved ones with dementia to prevent caregiver burn-out and preserve quality of care. Do you provide care for someone living with dementia? If so, you understand the rigors and strains that this condition causes to the patient, as well as their entire family, caregivers and support system. Respite care is one option to take the caregiver out of the situation for a little while and provide a higher-level of nursing care to those diagnosed with dementia. Senior Living Experts can connect you with resources and assisted ...read more
Thinking of Assisted Living? How to Plan for Long-Term Care
Posted October 10, 2017
Thinking of assisted living? Hinsdale area professionals say you should start long-term care planning now to ensure your wishes are in place later, when you may need some support. No one wants to think about a time when they may not be able to make decisions for themselves, but long-term planning now ensures your wishes are in place later, when you need to make your preferences known. Figuring out options may be difficult, but Senior Living Experts can direct you to resources, providers, and care that makes long-term planning viable, and a lot easier than going it alone. Thinking of ...read more
Nursing Home Residents Rights You Need to Know
Posted October 3, 2017
When it comes to senior living facilities in Lincoln Park, know your residents' rights. Seniors have rights, protected by law, including those in skilled-nursing care. Make sure to ask questions during tours and visits of assisted-living or other senior residences before moving in; read contracts and paperwork, and ask a trusted friend or family member to review it with you. Reach out for help when needed, or if you are looking for senior living situations in the area. Senior Living Experts can help connect you with a network of support to navigate the terrain of finding housing, providers, or services ...read more


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Several avalanches rolled across Interstate 70 in Colorado on Sunday, and motorists caught them on camera.
One clip that went viral showed a massive cloud of snow rolling down the mountainside and right into the highway:
"All of a sudden, me and my dad just saw a big white cloud to the left of us and we instantly noticed the avalanche," Jacob Easton, who filmed one of the viral clips, told FOX31 in Denver. "It's exciting, but pretty nerve-wracking because you don't know when it's going to stop."
While the avalanche looked bad on camera, it wasn't enough to close the highway.
"It hit the road. There were no cars buried. No injuries," Colorado State Patrol Trooper Tim Schaefer told The Denver Post. "It was more than a dusting of snow. There was also tree debris on the road."
Later in the day, another avalanche swept through a stretch of the same highway in nearby Summit County. That one shut down the highway for about three hours, according to The Denver Channel. It was also caught on camera:


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Project leadership is more than project management (podcast)
What is the difference between leadership and management ? Leaders take action, proactively; managers react. Yes, we have heard this before. But how does this relate to projects? And why is leadership the decisive factor for project success?
Listen to Cornelius Fichtner's latest podcast and learn how.
If you live in Germany and want to learn what it takes to become an effective project leader, I invite you to a personal seminar to be held in Munich on June 6, 2011. Participants will get a free copy of my book "Leadership Principles for Project Success". Hurry, seats are limited.
Posted in: Book, Leadership, Project ManagementLeave a Comment (0) ↓


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Josh Anderson confirms whether Torts was dancing postgame
Per Anderson, Torts wasn't about to let loose. Watch Now
Alexander Wennberg ponders the cause of Blue Jackets' rejuvenation
Wennberg joined Brian and Bill to discuss his team's run. Watch Now
Davidge on call in OT: 'You want to let the players dictate how that outcome is going to be'
Bill had some strong feelings on the result in Montreal. Watch Now
Bill Davidge on how the Canucks embarrassed the Blue Jackets at home
The Jackets analyst wasn't mincing words. Watch Now
Bill Davidge on how the Blue Jackets can regain their identity
Bill thinks the Jackets can get back to being who they are. Watch Now
John Tortorella to miss All-Star Weekend for personal matter
Brian and Bill give an update on Tortorella's status. Watch Now
There's one way Lukas Sedlak won't emulate his idol Jaromir Jagr
Sedlak won't go as far as rocking a mullet. Watch Now
Alexander Wennberg describes how the Blue Jackets are finding ways to win
Wennberg joins Bill & Brian to explain his, team's success. Watch Now
Bill Davidge wonders what Santa Claus has in store for Zach Werenski
It's been an incredible NHL start for the Columbus rookie. Watch Now
Blue Jackets have a good thing going at Nationwide Arena
The Blue Jackets Live hosts speak to the team's excitement. Watch Now


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At the appreciation dinner for Dr. Yacob Ibrahim, Mr. Lim Swee Say and Mr. Lim Hng Kiang (30 May), Prime Minister lee Hsien Loong had made mention of Mr. Lee Kuan Yew twice in his speech. This is even though Mr. Lee Kuan Yew had passed away more than 3 years ago in 2015. The first instance the late Mr. Lee's …Read More »
Daily Archives: 2018-06-01
NZ implements tougher immigration rules while SG continues to welcome "Foreign Talents"
Last week (26 May), NZ Herald reported that tougher immigration rules implemented by the NZ government have precipitated more migrants leaving NZ to go back to their home countries ('Tough rules see migrants give up and go home'). Frustrated migrants are reported to be giving up and going home because they say new immigration rules make it harder for them …Read More »
Minor train delay along BPLRT on Thursday morning
There was a train delay along the Bukit Panjang Light Rail Transit (BPLRT) occurred this morning (31 May). No announcement was given by SMRT and a post from commuter said the delay was caused by 'unknown reasons". At 7:34am Jordan Siah informed in a post on TATA SMRT Facebook that he thought there was a delay on BPLRT, a train …Read More »
20/20: Temasek short film project kicks off, asks questions about Singapore's future
Can humans and robots co-exist in peace? What if one could replace painful memories with happy fantasies at the flick of a switch? Anchored on the theme of "Beyond 2020", the highly anticipated second season of 20/20: The Temasek Short Film Project officially premieres today (30 May). This season sees some of Singapore's brightest filmmaking talent bring to life themes …Read More »
Dr Mahathir denies preempting his Cabinet on HSR announcement
Malaysian prime minister Tun Dr Mahathir Mohamad speaking at a press conference on Friday (1 June), denied accusations by opposition coalition Barisan Nasional (BN) that he had preempted his Cabinet when announcing the cancellation of the Kuala Lumpur-Singapore High Speed Rail (HSR) project. Dr Mahathir noted that the issue has been part of Pakatan Harapan's (PH) manifesto and they have …Read More »
PHC drivers on concession reminded to pass test and obtain vocational license by 30 June 2018
Private Hire Car (PHC) drivers, who are providing chauffeured services on a one-year Approval-to-Drive (ATD) concession are reminded to pass the PHC Driver's Vocational Licence (PDVL) test and obtain their PDVLs by 30 June 2018. The Land Transport Authority (LTA) reminded PHC drivers on Friday (1 June) that the PDVL course and tests have been conducted since the authority started …Read More »
Central Business District experiences rare blackout
Electricity supply to parts of Raffles Quay, Robinson Road and Shenton Way was disrupted at about 2.41 pm on Friday (1 June) afternoon and an estimated of 3,156 customers were affected by the incident. SP Group posted on their Facebook page that its officers were immediately deployed to the affected areas and its priority was to restore supply as safely …Read More »
Netizen mock at withdrawal of bodyguard and officers assigned to former Malaysia PM, Najib Razak
Former prime minister Najib Abdul Razak wrote on his Facebook page on Tuesday (29 May) that most of his bodyguards and officers have been withdrawn by the new Pakatan Harapan government. However, Malaysian police have denied claims by former prime minister Najib Razak that all security officers assigned to him previously, except for an Aide De Camp (ADC), had been withdrawn. …Read More »
Five key financial considerations before switching jobs
by Singsaver.com.sg Who knew job switches were more than just comparing salary and number of paid leaves So your work days feel long and numbing, and your job has lost its lustre. On the upside, you have other opportunities waiting. Before you take the plunge however, there are some financial considerations you need to make. Never assume your new job will …Read More »
How will new technology like blockchain affect your car insurance premiums?
by ValuePenguin The car insurance industry has seen some drastic changes thanks to new technological innovations. Read on to find out how these changes will affect you. As technology continues to progress at a seemingly unstoppable rate, it has started to integrate itself into industries that have previously relied solely on large quantities of manpower. The insurance industry is one of …Read More »


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Read a Plot Overview of the entire book or a chapter by chapter Summary and Analysis.
See a complete list of the characters in How the Garcia Girls Lost Their Accents and in-depth analyses of Carlos, Laura, Carla, Sandra, Yolanda, and Sofia.
Here's where you'll find analysis about the book as a whole.
Find the quotes you need to support your essay, or refresh your memory of the book by reading these key quotes.
Continue your study of How the Garcia Girls Lost Their Accents with these useful links.
Get ready to write your essay on How the Garcia Girls Lost Their Accents.


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Cope Field is home of the Haverford cricket team which is the only varsity team in the country.
The field is named in honor of one of the earlier varsity players, Henry Cope. A Class of 1869 graduated, Cope inspired Haverford cricketers for many decades. The team's picturesque home pitch is surrounded by the president's and faculty members' houses. Almost every student of that era played some form of cricket at Haverford.