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Jones v. Zoliack et al
Filing 4
Memorandum Opinion and Order. This action is dismissed pursuant to 28 U.S.C. §1915(e). The Court certifies, pursuant to 28 U.S.C. § 1915(a)(3), that an appeal from this decision could not be taken in good faith. Judge Jack Zouhary on 1/30/09. (G,Di)
Disclaimer: Justia Dockets & Filings provides public litigation records from the federal appellate and district courts. These filings and docket sheets should not be considered findings of fact or liability, nor do they necessarily reflect the view of Justia.


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|View Dave Mandl's profile
Way-left-of-center music and chatter. Guaranteed less than 2% rock and roll. (Visit homepage.)
<-- Previous playlist | Back to World of Echo with Dave Mandl playlists | Next playlist -->
August 11, 2004
Listen to this show: Pop‑up player!
|Blue Mitchell Quintet
|Samba de Stacy
|Down with It
|Piero Piccioni
|Give Love a Chance
|Il Dio Sotto la Pelle
|Mark Mothersbaugh
|Muzik for Insomniaks Volume 1
|Jean Routhier
|Impromptu Dechaine
|Max Goldt
|Dieb der Verdeutlichung
|Restaurants Restaurants Restaurants
|Christian Marclay
|Detroit, December 21, 2002
|DJ Trio
|Johann Sebastian Bach/Joao Carlos Martins
|French Suite #2
|The French Overture/The French Suites
|The Muffins
|Come What Molten Cloud
|Daniel Padden
|Sleep Between the Brows of All My Eyes
|The One Ensemble of Daniel Padden
|Brotzmann/Van Hove/Bennink
|For Donaueschingen Ever
|Simon Finn
|The Courtyard
|Pass the Distance
|Terry Reid
|Things to Try
|Silver White Light
|Stealer's Wheel
|Over My Head
|Ferguslie Park
|George Harrison
|Dark Horse
|Dark Horse
|Glenn Jones
|One Jack Rose
|This Is the Wind that Blows It Out
|Jeremy Boyle
|Songs from the Guitar Solos
|Burt Bacharach
|Pacific Coast Highway
|The Look of Love
|Donald Byrd
|The Dude
|Electric Byrd
|Willie Bobo
|Brian Auger
|I've Gotta Go Now
|Auger Rhythms
|Beach Boys
|Here Day (vocal only)
|Pet Sounds Sessions
|Because (vocal only)
|Antholoogy, Volume 3
|Everly Brothers
|Made to Love
|Heartaches & Harmonies
|Brian Eno
|Before and After Science
|David Stoughton
|I Don't Know if It's You
|Sylvia Hallet
|Private War
|White Fog
|Beau Hunks
|Grab the Deed
|The Beau Hunks Play the Original Laurel & Hardy Music
|Sam Rivers
|Rik Rue
|[track 2]
|The Pre-Glasnost Tapes
|Scott Fields Ensemble
|Performance 2
|96 Gestures
RSS feeds for World of Echo with Dave Mandl: Playlists feed | MP3 archives feed| E-mail Dave Mandl | Other WFMU Playlists | All artists played by World of Echo with Dave Mandl |

subset: commoncrawl


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My method for remembering everyone's name was pretty simple. First I broke it down to groups, AKB48, then SKE48, and then SDN48. And because AKB48 is so large I broke it down to teams. I then listed each girl with a picture and then her name. I then went down the list and repeated every girls names. I then went over and over the list until I could remember each girl's name from memory. It's a pretty long and drawn out process, but it works. I used the same technique back in the day to remember Morning Musume's names.
I actually feel really accomplished to finally learn all their names. Well all of them minus Research Students. I don't really feel the need to learn trainees names. I don't really care about a member until they debut. Much like I don't pay attention to Hello!Project Eggs or Johnny's Juniors.
Also when I went through the list I marked down the girls I was interested in. Basically the girls I thought were cute or pretty. Here are my favorite girls so far, if anyone cares. Nakagawa Haruka, Iwasa Misaki, Kuramochi Asuka, Nonaka Misato, Umeda Ayaka, Miyazawa Sae, Masuda Yuka, Ishida Haruka, Watanabe Mayu(of course!), Miyazaki Miho, Kashiwagi Yuki, Hirajima Natsumi, Sato Natsuyaki, Mukaida Munatsu, Kito Momona, Imade Mai, Hanada Ayane, Uchiyama Mikoto, Sato Yukari, Umeda Haruka, Kohara Haruka, and Okochi Misa.
Yeah I know that's a lot of girls. XD But the one girl that was my absolute favorite and struck out the most for me was Kuramochi Asuka. She was incredibly adorable and gorgeous. She might actually rival Mayu for the top spot. But who knows. I'm still know to the fandom. I might find someone with an amazing personality that trumps everyone else.
And also, I was really surprised by how many ugly girls are in AKB48. And I'm sorry to all the AKB48 fans out there, but its true. A majority of them aren't exactly easy on the eyes. But that's expected with a agency so large. H!P and JE hardly has an ugly members because they don't have that many debut artists. Again Eggs and Juniors don't count. Or for that matter I don't even pay attention to older JE artists like SMAP and V6. XD
So this officially makes me 1/4 of the way into the AKB48 fandom. Now all I have to do is learn the music, learn the history of AKB48, and watch AKBINGO/learn about the girls. I'm extremely excited, especially since the hardest part, learning their names, is out of the way. Though because I'm a loser I'll probably repeat the girls names over for about a week or so to make sure I don't forget them.
By the way, to any AKB48 fans reading this, are the new team line ups the official team line ups from now on? I mean are they going to be this permanently or are they going back to the original team line up a few months down the road? And feel free to laugh away at my noobish question.


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Mac Travels With Gulliver Game
Follow Sedona, and the members of her book club, as their luxury yacht travels the world in their Travels with Gulliver. Their charming story takes some unexpected turns, including a bit of romance and a bit of mystery. You'll get your passport stamped in exotic ports and piece together local scenes to earn postcards. Match 3 game play, lush artwork and a spectacular original soundtrack make Travels with Gulliver a trip to remember!
One hour or 60 minutes free trial demo version of the game is provided above. There are some games with more than 1 hour (80 minutes) time limit. Windows7Games.com provides virus free games setup files which are placed on secure server. Downloading time of game setup files varies depending up on size and your internet connection speed. Before buy your full version legal copy with various available payment methods you can play free demo of downloadable casual game. You have to purchase activation code or serial key for full version of the game by credit card, Visa Card, Master Card, American Express Card, Discover Card or Via PayPal.
Read Travels With Gulliver Game Features
- Gripping gameplay
- Immersive atmosphere
- Follow Gulliver's path!
- Buy full version of this game for PC!
Minimum System Requirements for Playing Game
- Operating System: 10.4
- Processor: 800 Mhz
- RAM (Memory): 256
- Free Space on Hard Disk: 53 MB
More Information About This PC Game
- Game Size: 47.84 MB
- Date of Release:
- Game Category: MAC Action & Arcade Games


text: Life is miserable if you make it so. And that doesn't even take a concerted action. All it takes is not paying attention for a couple of seconds in which direction you let your life drift. A couple decisions here, a couple decisions there. Not saying "no" more than three times and voilà: your life […]Read more "Unhappy"


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Easy Crochet Bracelet
Adorable crochet cuff with heart applique. Quick and easy to work up! Makes a wonderful gift! This easy crochet bracelet pattern is detailed and easy to follow! Contact me with any questions!
PATTERN DIFFICULTY: Easy
You Will Need:
Size 5.0mm (Size H/8) Crochet Hook
Yarn: 50 Yards (46 Meters) Medium/Aran Weight.
Recommended Brand: Caron Simply Soft in Red.
(Color A)
Yarn: 10 Yards (9 Meters) Medium/Aran Weight.
Recommended Brand: Caron Simply Soft in Gold
(Color B)
Yarn Needle
Wrist Sizing:
Small: 6-7″ (15-18 cm)
Medium: 7-8″ (18-20 cm)
Large: 8-9″ (20-23 cm)
Format is PDF. This pattern is written in Standard American Terms.
How to Get Your Pattern
- After your payment goes through Paypal, you will be automatically directed to the page on this website where you can download your pattern.
- After your payment goes through Paypal, a receipt of purchase will be sent to your email account. This email will contain a link to the pattern. Use this link to access your pattern at any time.
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We just got our new Urban Chic book from York this week & while I can't choose a favorite print (there are so many good ones) there is one in particular that I wanted to talk about today! One of the options is the Georgia Mural. Abstract Art is all over the place right now, especially that wavy marble, watercolor look. York makes it so you can use a single panel for artwork or combine multiple panels to create a large scale mural accent wall. It's so badass!! Check out examples of the different applications above & the fun color options available below!
Urban Chic's Multi-Purpose Wallpaper By York!
by Anne Rue | Nov 20, 2015 | Always Inspired, DESIGN | 0 comments


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A Modular Modding Guide for Skyrim Special Edition
The guide consists of four modules – three of which are currently available – to cover all aspects of modding Skyrim. Each module is based on the previous ones.
Intuitive Layout
Page design was carefully crafted for best readability with a minimalistic approach and pastel colours to go easy on the eyes.
Simple Instructions
All instructions were written to be easy to understand for anyone – even if you don't have any previous modding experience!
Vanilla-Plus Approach
In no part will the guide ever stray far from vanilla and the Elder Scrolls lore. Mods were selected to improve the core game and integrate seamlessly.
Discord Community
On our server you can request support if you struggle with any part of the guide as well as chat about modding and the guide in general.
Active Blog
Get all the latest about the guide and my future plans including polls where you can help shape the future of The Phoenix Flavour.
- Based on Skyrim Special Edition 1.5.80 and SKSE64 2.0.16.
- Frequently updated and expanded.
- Features all best-practice methods common in Skyrim modding.
- Flexible enough to support low- as well as high-end systems.
- Generating high quality tree and object LOD with DynDOLOD.
- Pre-made mod and load order as well as patches for all mods are provided.


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Skip to Main text
Firmly adheres with almost no adhesive residue. Can be torn off quickly and neatly.
Three types of cloth adhesive tape for curing, easy to use, and leaves no adhesive residue after peeling.
Customer Support Center
Business Hours(Singapore time)08:30 to 17:30 (Except Sat, Sun & Public Holidays)
©NITTO DENKO CORPORATION. 2019 All rights reserved.
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Cool Yule 4.0 is Silver Orchid Photography's 4th annual Christmas Experience! I hope this helps answer any questions you have, but of course contact me if you have others! Ready to Book? Where is Cool Yule? 4077 Skippack Pike Schwenksville, PA. Although the mailing address may say
Cookies With Santa
Each child got to spend some precious TIME with Santa making and decorating cookies. They each had a blast being silly and sharing some cookies and milk with him. I promise you, cookies with Santa is an experience your children will surely remember for a lifetime!
Hilarious Moments at Cool Yule 2018
Listen, I photographed hundreds of kids this year alone...and the universal thing with kids is they do funny sh*#...no really they do...they are a riot. The in between moments with kids inevitably become my favorite images, and heck yes I deliver those....every. single. time. I promise those are
Cool Yule 2018 Wrap-Up {BTS courtesy of Christine Wright Photography}
3 Year ago I set out to simply give my clients Santa at Christmas and so began the very beginnings of what would turn into Cool Yule (Silver Orchid Photography's Christmas experience). Well, it is not so simple anymore and not just Santa haha...BUT...its every bit magical (even more so, I'd
Christmas Tree Farm.
Christmas Tree Farm. Little blue truck. Vintage mantle & couch. Classic tree farm photos. You decide!
Cool Yule 2.0 – Silver Orchid Photography's Christmas Event!
The Christmas Experience - November 16th-18th Its ok, cry happy tears....the time is HERE...! Cool Yule is a Christmas experience for the whole family. This years event will have all the same bells and whistles as the past 2 years. Crafts, refreshments, 4 sets to choose
Cool Yule 2.0 FAQs {2018}
Cool Yule 2.0 is Silver Orchid Photography's 2018 Christmas Experience! I hope this helps answer any questions you have, but of course contact me if you have others! Ready to Book? Where is Cool Yule? 4077 Skippack Pike Schwenksville, PA. Schwenskville for GPS, but this is another
Cool Yule 2017
Oh Cool Yule. How could I have ever imagined that in one years time you would grow from 100 families in my home studio to 300 families (I lost track of how many kids that is at about 236 ha)! It was pure magic from start to finish. (Pure exhausted madness kind of magic, but that was only behind


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JULY 13, 2015, RAMSTEIN AIR BASE, Germany (AFNS) – U.S. Air Force and Army counterparts joined together with service members from nine allied countries to participate in International Jump Week here July 6-10.
The five-day event was hosted by the 435th Contingency Response Group and it gave multiple nations the opportunity to work side by side, increasing interoperability and strengthening relationships.
"The overall goal of this event is to get everyone to work with each other," said Staff Sgt. Chris Zavala, a 435th Security Forces Squadron jumpmaster. "We're all NATO allies, so it's important we know each other's procedures and that people take the skills they learned here back to their home stations."
Paratroopers traveled throughout Europe, including England, Poland, Greece, France, Germany, Estonia, Czech Republic, Belgium and New Zealand to build stronger partnerships by jumping out of C-130J Super Hercules assigned to the 37th Airlift SquadronAS at Ramstein Air Base.
"It's difficult to do jumps in England because of the weather and aircraft availability," said Royal Air Force Sgt. William Bunday, an Airborne Delivery Wing jumpmaster. "The U.S. always has several shoots to jump and aircraft available. This is my second year coming to Jump Week and everyone always enjoys it. It's a great time and we'll come back every year we're invited."
The feeling of building camaraderie by jumping out of an aircraft thousands of feet up in the air together was a sentiment shared throughout the group of paratroopers.
"Being able to jump with the foreign paratroopers is an absolute privilege," said U.S. Army Staff Sgt. Vincent Cipolla, a Special Operations Command Europe intelligence analyst. "We build a strong esprit de corps and camaraderie during this week."
International Jump Week is an annual event giving paratroopers the opportunity to practice high altitude, low opening and static line jumps. Pilots, loadmasters and parachute riggers were also able to train on their proficiencies during the week. Supporting units at the drop zone included Air Force and Army personnel, air traffic controllers, and medical teams.


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This is a crash course in controlling your financial destiny. By understanding the components of a credit report and how a credit score is calculated, you can better understand the prices you pay for loans and use revolving credit more wisely. As a follow up to this program, you can schedule a complimentary one-on-one credit review.
Lunch will be provided!
IU Health University
RT101 Cancer Pavillion
This workplace workshop is open to employees of IU Health. If you are interested in hosting this workshop at your organization, contact your Elements Relationship Manager today.


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Check out this behind-the-scenes look at Bon Jovi's shows in Vienna and Klagenfurt during the 2019 This House Is Not For Sale Tour through Europe.
For more tour diaries and live performances, check out Bon Jovi's official YouTube channel. Be the first to know when a new video is added – subscribe to Bon Jovi's YouTube channel and hit the subscribe bell.


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Erislandy Lara – Hi everyone. I'm working very hard in the gym. » Read More
Devon Alexander vs. Shawn Porter on November 30th in San Antonio, Texas-
SAN ANTONIO (Oct. 18, 2013) – SHOWTIME Sports® will present a world championship doubleheader on Saturday, Nov. » Read More
Cunningham doubts Alexander vs. Khan will happen-
Yesterday Team Khan came out with a statement saying that the rumors about Amir Khan (28-3, 19 KO's) facing Floyd Mayweather Jr. » Read More
Schaefer: Khan and Alexander on board for December 7th fight-
Golden Boy Promotions CEO Richard Schaefer is saying that he's got an agreement from both Amir Khan and IBF welterweight champion Devon Alexander for a fight on December 7th in Dubai. » Read More
Khan to face Devon Alexander on December 7th; Mayweather a possibility if Amir wins-
Former IBF/WBA light welterweight champion Amir Khan (28-3, 19 KO's) will be battling IBF welterweight champion Devon Alexander (25-1, 14 KO's) on December 7th in a fight that could take place in Dubai. » Read More
Money Mayweather boxing's ULTIMATE Businessman!-
By Robert Jackson: Up until yesterday 2/5/2013 it was all but expected that Floyd Mayweather Jr. » Read More
Mayweather: Negotiations for Devon Alexander fight are almost completed-
By Jeff Sorby: Unbeaten Floyd Mayweather Jr. is claiming that he's on the verge of fighting a unification bout against IBF welterweight champion Devon Alexander (24-1, 13 KO's) on May 4th at the MGM Grand in Las Vegas, Nevada. » Read More
Brook: I'm bringing Devon Alexander's title back to Britain-
By Michael Collins: Unbeaten challenger Kell Brook (29-0, 19 KO's) feels really confident and eager to get inside the ring to challenge IBF welterweight champion Devon Alexander (24-1, 13 KO's) next year on February 23rd in their clash at the Joe Louis Arena in Detroit, Michigan. » Read More
Brook-Alexander moved to March 2nd; Matthysse-Lundy still good for January 19th-
By Jeff Sorby: The fight between IBF welterweight champion Devon Alexander (24-1, 13 KO's) and challenger Kell Brook (29-0, 19 KO's) has been moved from January 19th to March 2nd due to Brook injuring one of his ankles and needing more time for it to heal. » Read More
Devon Alexander wins IBF Welterweight title in 12 round UD-
By Joseph Herron – In one of the most disappointing title changing efforts of recent memory, Devon Alexander (24-1, 13 KOs) lifted the IBF Welterweight strap from 38 year old Randall Bailey (43-8, 37 KOs) of Miami, Florida, to open Showtime's quadruple header on Saturday night at the new Barclays Center in Brooklyn, New York. » Read More
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ShieldCrest book publishing
Marketing is key to getting your book known and our most successful authors have taken the lead in opening up their market with our support. But they don't stop there. As already stated, even if your book manages to get onto a retailers bookshelf, it doesn't automatically guarantee someone is going to buy it. You certainly can't make anyone purchase your book.
So what does ShieldCrest do to help?
Marketing -
There are three things the writer needs to decide.
1. Are you trying to do it for a living?
2. Are you doing it for family and friends or to satisfy an urge to see your work in print? Nothing wrong with this, many do.
3. Could you successfully market your book without much outside assistance?
There are no right or wrong answers to these and it will determine the level of help you need. Ultimately, it will dictate the level of satisfaction you will receive from ShieldCrest.
Let's clear up one thing right away and it is something, regrettably, that publishers are reticent to tell you or make misleading statements. If you think that retailers up and down the country will wish to place your book on their shelves once they learn it is available, that will not happen. Obviously, shelf space (and cost) is at a premium and reserved for books they know are in demand and will sell quickly. However, book shops local to the author might well do so and be prepared to host book signings.
Similarly, if you think by simply having your book available on Amazon or any of the other major retailer web sites, it will automatically sell thousands, then forget it. If no-
Someone else's opinion of the book will certainly help. We provide the options of written or videoed reviews. The fact it has been reviewed gives it a certain kudos. Don't worry if the review isn't as complimentary as you would like, it is someone else's honest opinion of your book, which can only be helpful. In any event, sometimes the critic's views are very different to the ultimate reader's opinion and it might tempt your customer to find out more.
One word of advice. Paying for an advert is unlikely to work as it is you telling the customer it is good. What author would say otherwise?
Doesn't publishing through anyone other than the established publishing houses carry a stigma?………More
The important thing to remember is that we're always here and never stop helping our authors.
|What we do
|Why we're No1?
|Some of our authors
|Our Data Protection Policy (GDPR)
|What to do next & prices
|How is our cost so low?
|What you need to know
|What to beware of
|Book sizes
|Range of Services
|Book reviews
|Proof reading
|Press releases
|Social Media
|Author web page
|RRP & Royalties
|Film & TV


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The world of laser technology is being refined to promote faster healing on a cellular level, which is great news if you have soft tissue problems in your feet and ankles. As well, new laser technology is allowing doctors to quickly address fungal infections in your toenails. Under the expert guidance of Joseph R. Disabato, DPM, and Melissa L. Gulosh, DPM, Virginia Foot & Ankle Surgical Associates offers the latest laser technologies, including the MLS laser and the CoolTouch Varia Breeze®. For more information, call or use the online scheduling tool.
MLS, short for the multiwave locked system, is an FDA-cleared laser technology that relies on light energy (photons) to heal your tissue and reduce your pain and swelling. The light energy penetrates your damaged cells, without harming the surface area, and stimulates healing and repair.
The light energy stimulates intercellular activity in your tendons, ligaments, and muscles, which speeds up the recovery of your damaged cells.
The MLS laser is different from the previous laser treatments because it uses two wavelengths. Until now, doctors have used pulsed light lasers to control swelling and continuous light lasers to control pain.
MLS therapy allows your doctor at Virginia Foot & Ankle to do both as the MLS laser induces strong anti-inflammatory, anti-edema, and analgesic effects simultaneously and within a short period of time.
The doctors at Virginia Foot & Ankle Surgical Associates turn to the MLS laser treatment to address a host of foot and ankle problems, including:
Since the laser treatment is noninvasive, the doctors are able to use the MLS therapy on most foot and ankle concerns that involve your soft tissue. Most patients require 6-10 treatments, which are very fast — usually just 8-20 minutes each. Since the laser treatments are noninvasive and pain-free, there's no downtime afterward.
If you have a toenail fungus that's slowly turning your nails into a yellow, crumbly mess, the doctors at Virginia Foot & Ankle offer CoolTouch Varia Breeze. This system sends laser energy into and through your nail, as well as your surrounding skin, to target the fungal organisms below.
The laser causes heat damage, which kills the fungus. Once the doctor destroys all of your fungal organisms, your toenail is able to grow out normally.
It typically takes only one treatment session to kill the fungus in your nails, and then you can enjoy new growth that's free from the fungal infection.
If you'd like to explore your options in laser treatments, call Virginia Foot & Ankle Surgical Associates or use the online scheduling tool.


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Yes it is true that I am being attacked by the city council here- but I am far from the only one. Nazi type bs seems to be alive and thriving in small town Iowa- esp considering Iowa just reelected white supremist Steve King in the state. Due to the harassment a fellow town's man […]
What Is Happening In Earling, IA is Hurting More Than Just Myself. There is a Reason White Supremacist Steve King was Just Reelected
Posted by David on January 13, 2019
Some Revelations About the Truth Concerning My Family and Our Nazi Connections
My sister just recently did a genetic testing called 23andMe, and some interesting things have come from the genealogy that came as a result of it. First of all- there is not ONE OUNCE of Jewish blood in my family, other than my grandmother's family married into the Jewish clan. In fact, not only are […]
Posted by David on April 6, 2015


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FC Dallas Media
August 18, 2013, PORTLAND, Ore. (ISN) – Mauro Diaz notched his first career MLS goal, but the tally wasn't enough as FC Dallas (8-7-9, 33 points) fell, 2-1, to Portland Timbers FC (9-3-11, 38 points) in front of 20,674 fans at JELD-WEN Field Saturday night.
Although FC Dallas has been touted throughout the season for its set piece prowess, it was Portland that found the back of the net on a corner kick early on in the contest when Diego Valeri picked Ryan Johnson out of the crowd in the 26th minute. Johnson rose above his marker to power a header past goalkeeper Raul Fernandez for a 1-0 Timbers lead.
Two minutes later FC Dallas answered in quality fashion with a series of quick passes ending in an icy finish by Diaz to knot the score at one. Jackson gave the ball to Blas Perez at the center of the top of the 18-yard box with his back to goal and the Panamanian striker quickly found Fabian Castillo who received the one-touch pass mid-stride and delivered an expertly timed through ball to a streaking Diaz for the score.
Unfortunately, the draw was short-lived as five minutes later Darlington Nagbe put the host Timbers back on top. Valeri once again assisted on the play, this time with a perfect feed through the defense. Nagbe rewarded Valeri's quality service with a rocket to the top left corner and a 2-1 Portland lead.
FC Dallas had chances early, testing Rickets from distance and sending a few opportunities high or wide of goal. Meanwhile, Portland had similar trouble, most notably in the 21st minute when Valeri played a little give-and-go with Ben Zemanski, earning an open look at goal from the penalty spot. With time and opportunity, however, Valeri shanked the shot wide of goal.
Dallas had a chance to equalize in the 75th minute when second-half substitute Ramon Nunez turned and fired, catching Ricketts off guard with the shot. However, his attempt sailed inches wide, keeping the result in Portland's favor.
FC Dallas continues its West Coast road swing with a mid-week game at Chivas USA Wednesday at 9:30 p.m. CT.
Scoring Summary:
POR – Ryan Johnson (Diego Valeri) 26
DAL – Mauro Diaz (Fabian Castillo, Blas Perez) 28
POR – Darlington Nagbe (Diego Valeri) 33
FC Dallas – Raul Fernandez, Michel, Matt Hedges, George John, Kellyn Acosta (Kenny Cooper 83), Erick, Mauro Diaz (Ramon Nunez 73), Fabian Castillo, David Ferreira, Jackson (Je-Vaughn Watson 77), Blas Perez.
Substitutes Not Used: Chris Seitz, Jair Benitez, Stephen Keel, Walker Zimmerman.
TOTAL SHOTS: 13 (Ramon Nunez 3); SHOTS ON GOAL: 4 (Mauro Diaz 2); FOULS: 12 (Jackson 4); OFFSIDES: 2 (Fabian Castillo 2); CORNER KICKS: 4 (Michel 4); SAVES: 4 (Raul Fernandez 4).
Portland Timbers – Donovan Ricketts, Pa-Modou Kah, Alvas Powell, Michael Harrington, Andrew Jean-Baptiste, Diego Chara, Diego Valeri (Kalif Alhassan79), Ben Zemanski, Rodney Wallace, Ryan Johnson (Jose Adolfo Valencia 73), Darlington Nagbe.
Substitutes Not Used: Ryan Miller, Jack Jewsbury, Rauwshan McKenzie, Milos Kocic, Sal Zizzo.
TOTAL SHOTS: 12 (Ryan Johnson 4); SHOTS ON GOAL: 6 (Ryan Johnson 3); FOULS: 10 (Jose Adolfo Valencia 3); OFFSIDES: 1 (Michael Harrington 1); CORNER KICKS: 11 (Diego Valeri 9); SAVES: 3 (Donovan Ricketts 3).
Misconduct Summary:
POR – Ben Zemanski (caution) 53
DAL – Jackson (caution) 54
DAL – Blas Perez (caution) 58
POR – Diego Valeri (caution) 59
Referee: Allen Chapman
Referee's Assistants: Chris Strickland, Colin Arblaster
4th Official: Ricardo Salazar
Attendance: 20,674
Time of Game: 1:53
Weather: Clear
FC Dallas head coach Schellas Hyndman
Thoughts on the match:
"I thought it was a good match. We felt good about playing here and did some nice things. It's always such a difficult place to play, with the artificial surface and the fans. I thought the goals were good goals and, even though we didn't win the game, we were pleased with our progress."
On the goal scored by Díaz:
"I thought the offense was playing quite well. The Timbers had a lot of opportunities to control the ball and where we struggled tonight was where they break out. There wasn't anything we weren't expecting with the way Portland plays.
"I think it was Díaz, settling things down and making good penetrating passes. This is the first game that he has really played for us. The coordination and the feel of what is going on the pitch at that moment really showed us good soccer."
Thoughts on the physical play in the second half:
"I thought the way the game played kind of took a turn to where you saw all those fouls happen. It's just something that comes with the way the game is played these days."
FC Dallas defender Kellyn Acosta
Overall thoughts on the match:
"It's always a tough atmosphere to play in Portland. The crowd that shows up is crazy. They are a very possession oriented team, which always makes it difficult for teams to gain control of the ball."
On the team's thoughts after conceding the opening goal:
"We just needed to find ways to create chances. We talked on the field about keeping our same game plan that we had when we started the match. Defensively we had to remain strong and keep attacking."
On the quick response after Portland's opening goal:
"We just had to stay confident and believe we could score the goal."
On what they'll take from the match:
"I feel like we're on the comeback. We were on a scoreless drought, but the last few games we've been scoring the goals. If we continue to remain confident and continue to push forward we will earn those three points."
FC Dallas forward Kenny Cooper:
On the physical play in the second half:
"When you see both teams on the field wanting to win the game, it makes these points at the end of the season much more valuable. Obviously, in-conference games you want to take three points away from your opponent and keep them for yourself, but I give Portland credit for what they did to secure the victory tonight."
Thoughts on the match:
"There are positives to take. We scored a great goal by a young player who continues to improve himself. Of course the score line isn't one we wanted, but we will look back at the tape and find the positives to take from tonight."
Timbers head coach Caleb Porter
Overall thoughts on the match:
"I thought it was a very professional performance for the 95 minutes. Part of that was, I think, the mentality and how we started the game, for sure. That was something that we wanted to do better. I thought we did. That was one of our better first halves of the year, not the best, so that got us off to a good start. Second half, a lot of times, it's about managing a game, and I thought we managed it brilliantly the last 20 minutes, especially. The guys who went into the game, Jose [Valencia] and Kalif [Alhassan], I thought did a nice job for us, and everybody else, just did what they needed to do to get the three points. In MLS, that's sometimes what it takes. It's not always going to be pretty, you got to grind through it and get it done. And these guys did it tonight."
On the team's performance against FC Dallas:
"We've never gone away from playing the way we play. But, I think it was us just tightening the screws a bit more on both sides of the ball. And again, just making sure we make plays in the box. But I thought the start of the game, we were flying; that's the way we want to be. We gave up the goal to go 1-1, when they tied, and a lot of teams, again, would have started getting wobbly and scrambling, and we just went right back and scored again. So again, this team has got the mentality, I've never questioned that, and I don't know why anybody else would, but this is one game down. This [one] is over. Next game's [Real] Salt Lake. We're in the last stretch here. And we want to hit the last stretch running, sprinting. We don't want to wait for the last three or four games to now sprint, we're going to start sprinting now, and I thought we showed how hungry we are to make the playoffs tonight."
On getting a result against a talented FC Dallas side:
"That's a talented team. We didn't underestimate them. We certainly knew how good they were. They were maybe the best team the first half of the year. They've got as much talent on that team, individually, as any team in the league, and a ton of team speed and athleticism. They have the ability to open you up 1v1 with [Fabian] Castillo, and Jackson, and [David] Ferreira, and [Mauro] Diaz, [Blas] Perez is a handful. That's one of the most talented teams in the league, right there. I know they've not been in good form recently, but that's a great result; a great result. It was a month ago, we were facing that team and they were on top of the table. So I'm pleased with what we did tonight."
Timbers goalkeeper Donovan Ricketts
On the team's performance:
"When you get to this stage of the season, it's all about getting points on the board. It doesn't matter how you play, but you just need to get results. And that's what we did tonight."
On getting off to a good start:
"It was good, because the first five minutes, we played in their half, and we pressured them. They had a couple turnovers, and we picked our momentum up and we controlled the game from there. I think it's important to get good starts and not fall down."
On the team's response after allowing the equalizer:
"We were determined that we were going to get a positive result tonight. When we went up and we gave away a goal, we knew we had to score again, and it was important that we score again early, so they didn't have enough life in them to give us a fight, and that's what we did. I think we did well tonight. We played like we did at the beginning of the season in the first half and we showed gritty determination in the second half just to get a result."
Timbers midfielder Diego Valeri
On the team's quick response to find the game-winning goal:
"We are an attacking team, and maybe sometimes, we were not as smart, because we want to attack every time. They scored a goal very quickly after our goal, and we tried to keep calm, give them pressure, attack. We were lucky, because we got the goal [back] very fast, too."


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Mentoring programs
Guidance from a mentor can help you to get the most out of your study and to expand your knowledge of future options and strategies post-study.
The University offers a range of student mentoring programs, including peer-to-peer mentoring, mentoring by alumni and mentoring by industry professionals. We encourage you to find out more about what we offer.
- Ask Alumni
- Access Connections Mentoring Program
- University of Melbourne Student Union Mentoring Network
- Welcome to Melbourne Mentoring
We also showcase a range of mentoring success stories.
Faculty mentoring programs
- Architecture Building and Planning Mentoring: please email email@example.com for information
- Faculty of Arts Mentoring Program
- Faculty of Business & Economics: Career Mentoring Program
- Faculty of Veterinary and Agricultural Sciences Graduate Mentoring Program
- Melbourne Dental School Mentoring Program
- Melbourne Law School: Melbourne Law School Mentor Program
- Melbourne Medical School Academic Mentors
- Population and Global Health Mentoring
- STEM Industry Mentoring Program
College mentoring programs
- International House Mentoring Program
- St Hilda's College Academic Mentoring Program
- Trinity College Mentoring Program
- University College Academic Mentoring
Need some more help?
Attend a seminar or workshop on networking on LinkedIn. Check our workshops and sessions page for scheduled sessions.


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WIN a Raymond Weil luxury watch
Deal Score0
Deal Score0
Want a luxury watch?
Enter this new contest organized by World Tempus and try to win a Raymond Maestro Phase de Lune watch worth CHF 1,650.
You have the choice between the frime or Kijiji :)
Click on the "Go to offer" button to access the contest page and fill out the form provided for this purpose to validate your participation.
The contest ends on November 30, 2018.
This contest is brought to you by World Tempus.
Good luck to everyone!
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Activities Experience the mountains and the beautiful winter landscape in a unique way. Only an hour's drive from Trondheim Airport Værnes, you will find our Husky-kennel in Kopperå, Meråk... Read more
Active holiday, Themeparks Visit one of the largest and safest climbing parks in Norway. All our trails have a continuous safety line from start to finish so you can't disconnect until you are safely back... Read more


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Phone: 817-346-4738
Email: email@example.com
If you are an existing client, I would like to thank you for your ongoing loyalty and support. You and your organization have helped make Foremost Staffing successful and I hope that we have in turn helped your organization to reach your goals.Foremost Staffing, Inc. is certified as a women's business enterprise through the Women's Business Enterprise Council (WBENC), the nation's largest third party certifier of businesses owned and operated by women in the US. We are a certified WOSB as well as HUB certified. We recognize the commitment to supplier diversity that is embraced by corporations and government agencies today, and we can add diversity to your supply chain.We distinguish ourselves from others in the industry by our personal commitment to meeting your requirements and learning your business. Our participation and membership in the American Staffing Association promotes continuing education and a Code of Ethics we follow. We know that our success depends on the success of our clients.
At Foremost we believe in Community. We officially support The ALS Association and more specifically encourage giving to and participating in the annual Walk to Defeat ALS.
Thank you for your interest and I welcome any comments or suggestions that will help us serve you better.
Vicki G Jordan, CSP
President / Owner
Foremost Staffing, Inc.


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Podcast: Ross And Phil Talk… The Meg (plus Ant-Man and The Wasp)
On this episode of the podcast we talk about the double header of a Jason Statham Vs a Shark film (The Meg) and a Marvel film that kinda didn't need to be made (Ant-Man and The Wasp).
Hosted by Award winning filmmaker Ross Boyask and blogger/writer/failed filmmaker Phil Hobden.
Films Discussed: The Meg, Ant-Man and The Wasp, Karate Kid 2, Vengeance, Interspace, Fantastic Voyage, Honey I Shrunk The Kids, Deep Blue Sea, Rampage, Skyscraper, Sharknado
#RossAndPhil #RossAndPhilTalkMovies #MoviePodcasts #Podcasts
For more on Phil Hobden check out www.philhobden.co.uk , Twitter (@PhilQuickReview) and Instagram (RossAndPhilTalkMovies)
For more on Ross Boyask search @RossBoyask on Twitter, Instagram or Facebook
Click Here for Related Content


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The long tail of smaller statement of work engagements is worth an estimated $160 billion a year. It's also where you'll find organisations engaging with a growing liquid workforce of independent contractors to get work done quickly and efficiently.
In this guide, learn about the growth of the long tail of SOW engagements and how software platforms are key to maximising their potential:
According to HMRC 'an independent contractor works for a client organisation under a contract for services'.
Independent contractors can operate as either sole-trader or via a limited company, but are usually an individual or small number of collaborators providing professional skills and experiences as a service.
For more information about understanding employment types, please see our guide to understanding employment types or ContractorCalculator's guide to independent contractors.
There are various sources of data estimating the number of independent contractors in the UK, with some sources stating that independent contracting could be worth as much as 15% of the UK workforce. However, they all agree independent contracting is an important and growing part of the UK workforce.
"A more recent study by John Kitching - 'Exploring the UK Freelance Workforce in 2015' - cites Labour Force Survey (LFS) data which suggests that there are currently an estimated 1.91m contractors in the UK, 1.65m of whom contract as their primary source of income."
"Kitching estimates that contractors delivered a boost worth approximately £109bn to the UK economy in 2015. This figure was reached based on the overall turnover by businesses without employees in 2015 (£237bn) and the portion of those businesses that were freelancer-owned (46%). However, due to the "more valuable knowledge and skills exercised", it stands to reason that the contribution made by contractors was even higher."
For more information about the size of independent contacting in the UK, read this article.
A SOW engagement is where an organisation engages an external supplier through a statement of work. A statement of work is a formal document, which defines the scope of the work involved for a supplier for any given engagement. The statement of work (SOW) document details and clarifies deliverables, costs, and the work's timeline.
Expressed in simple terms an SOW is like an organisation saying to a supplier, "In exchange for delivering X, you will be paid Y".
For more information about Statement of Work Engagements, read our guide.
According to SIA, the global SOW market is worth around $1.1trillion. In comparison to other outsourced resourcing models, it's huge – roughly worth three times the size of the traditional agency temporary workers market, for example.
Finding the distribution of the value of SOWs is understandably difficult, with the detailed data being contained in individual contracts being impossible to access. Whilst there is a huge in sizes/value of SOW, it is possible to create two broad, general classes of SOW to get a simplistic view of how SOW spend is distributed:
Medium to large, high-value, and complex statements of work.
Often include master and sub-vendor relationships.
Procurement processes are heavily involved.
Requires RFx process to short list and select chosen supplier.
Smaller, with value typically being under £100,000.
Mainly single suppliers or independent contractors.
Unlikely to go through procurement processes.
A brief and proposal typically replace a full RFx process.
With the two types of SOW defined, applying a bell curve to the total SOW market values shows the tail of smaller SOWs to be worth up to $160 billion each year.
As smaller SOW engagements are fundamentally different to the short head of large, complex SOW engagements, each have different requirements from a management system/platform.
Short head of large SOWs: Structure and process management are key drivers when managing slower, more complex, multi-supplier SOWs.
Long tail of smaller SOWs: Adoption and ease-of-use are are the most important drivers when managing smaller SOWs. The fast and direct nature of the engagement with suppliers and independent contractors requires a different, simpler approach.
As previously mentioned, independent contractors are estimated to represent 15% of today's workforce, but Accenture and Deloitte are predicting this on-demand economy will grow to represent 30% of the UK workforce by 2020.
Fuelled by the rapid growth independent contracting, there are many other factors driving the growth in smaller, tail statement of work engagements:
The four factors of corporate, social, technology and regulatory change are pushing more and more skilled professionals into on-demand, off-payroll contracting.
Organisations are now taking advantage of this liquid workforce and adopting elastic resourcing models to quickly adapt to the ever-changing type/number of projects they need to deliver. In some instances, smaller SOWs can even be used to maintain productivity and negate the impact of permanent recruitment constraints like headcount freezes.
The structured nature of the SOW provides organisations more control over project costs and delivery. Agreeing to "pay X when you deliver Y" is also makes it much easier to manage budget planning and financial forecasting than traditional time plus materials agreements.
The potential rollout of HMRC's IR35 reforms into the private sector is another factor pushing organisations to seek greater structure and visibility for their off-payroll engagements.
The key to maximising the opportunity when engaging independent contractors via SOW engagements is technology. There are some very well established technology solutions to help procurement teams manage the larger statement of work engagements. However these systems do not suit the decentralised, direct models typically found in the tail of smaller SOW engagements.
For smaller statement of work projects where there is a direct engagement with the buying manager, modern, cloud-based, extended workforce management systems like TalonFMS can provide an effective, integrated, solution.
Being able to maximise the opportunity of smaller SOWs starts with being able to manage and resource them alongside other off-payroll resources, like freelancers and consultants.
By integrating your extended workforce management system with your existing vendor management systems and HR systems, it is possible to see where smaller SOW fits into your total talent strategy, alongside larger SOWs and permanent employees.
Adoption and ease of use is vital for any system used to manage the pace and diversity of smaller SOWs. Large procurement systems designed to manage the complexity and processes of the larger SOWs are, in most cases, are too cumbersome for the smaller SOWs.
Ensure adoption by replacing legacy (or even manual) systems with modern FMS software offering customisable onboarding, intelligent project matching, configurable project milestones and bespoke reporting.
The growth of the on-demand workforce is a very important part of the future of work and utilisation of smaller SoW spend is likely to be a critical part of it. Using the right software to manage this spend as part of a complete on-demand workforce solution means the full advantages of this engagement type can be utilised whilst controlling costs, reducing risks and making this a fundamental part of a wider workforce strategy.
Freelancers, consultants and independent contractors provide a quick, cost-effective method of adding hard-to-hire skills and experience to your business. But what happens when the skills you need aren't already in your private talent pools?
Adopting a direct sourcing strategy is complex and there are number of challenges to address. The good news is technology now offers a solution.
Learn how proposed changes to freelancer employment rights could affect your business.


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Saturday night my internet went out. Not usually a big deal it's happened before, when Lupe's been here cleaning she's accidentally knocked something loose.
I thought I'm sure this'll will be the same.
I went over to the cable box and tried unplugging the plugs and replugging but still nothing.
I wasn't feeling that great so this was feeling more effortful, with each trip back to the box. But still I was determined, based on past experience, I was convinced I could do it.
But still on my own nothing was happening. I figured okay calling RCN has worked they've walked me through the steps to turn the signal back on or something like that and magically my internet life went back to working.
But this time after they walked me through the steps the orange was still flashing on my router, and nothing changed. But inside I was convinced this has to work, there must be a way. She tried one more thing but still nothing!
Kindly she said if you're unopposed to my sending a technician we can set your appointment up for Monday. And I surrendered and agreed.
That I was teaching a workshop on what gets in the way of your best self was not lost on me. I knew one of the things in my way was screens and particularly the phone. And without internet nothing was working.
So I surrendered, I made dinner, I took a bath and carried on with my night.
Then Monday morning the technician came as promised at the most perfect time allowing me to take care of what I needed to, and he discovered the router wasn't working. He replaced it, and presto within minutes all my devices were working and I was plugged in again.
But what really struck me was my thinking. I'd convinced myself that because in the past it had worked, it should work now. And it reminded me of clients who's story sounds a lot like my experience with my internet. They talk about what did work thinking it should work now. They say "I used to know how to do this and now I don't. And they keep trying but it doesn't work and they get more and more frustrated holding onto the way it used to be, feeling worse and worse about themselves.
Usually this is when they start to call for help, finally accepting what they're doing isn't working. They're not getting results. They can't stop…saying "I know what to do, but I can't do it, and making myself do it isn't working in the way it used to, can you help me".
And like me with my internet service it can feel like magic, suddenly having someone with you who does know what to do and has it all start making sense.
If you're noticing you keep saying but it should work…but it doesn't, call.


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Since 2006, Landmarks Illinois has honored nearly 40 individuals, families and corporations at its annual fundraiser, the Legendary Landmarks Celebration. The Legendary Landmarks Celebration is an inspiring evening full of festivities, networking and tributes to our city's Legendary Landmarks.
The 2019 Legendary Landmarks Celebration took place March 7, 2019, at the Hilton Chicago. Nearly 700 people attended the event to support Landmarks Illinois and this year's Legendary Landmarks. The event raised $788,800 for Landmarks Illinois programs, $109,000 of which came directly from the generous guests who donated during the evening's paddle raise.
The 2019 Legendary landmarks are:
Edward J. Wehmer, President & CEO
Corporate Legendary Landmark (Learn more)
JUDITH & RAYMOND McCASKEY
Legendary Landmarks (Learn more)
John T. Murphy, Chairman & CEO
Corporate Legendary Landmark (Learn more)
Learn more about all Legendary Landmark Honorees below.PAST & PRESENT LEGENDARY LANDMARKS


text: The series of aluminium profiles with thermal break is designed for outside use. It allows you to build different types of doors and windows. These three-chamber profiles with a depth of 67mm frame ensure optimum thermal insulation. The system is suitable for most standard types of windows and doors and the best value for money make it the most widely used window – door system. Best proven in the construction of partitions in commercial buildings.


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Whether you are installing trailer graphics or doing a full wrap of a car or van, surface preparation involves a three-step process of detergent washing, solvent cleaning and a final wipe down with IPA. Read more
Protecting VinylEfx Graphics with Urethane Clear Coat
Airbrush artist, Jimmy Jackson of Myrtle Beach, South Carolina, has used VinylEfx films in his motorcycle designs for many years. In all of that time, he has never experienced a graphics failure. How does he do it?
In the photograph shown below, Jimmy first painted the ghost flames as the background. Then he applied this tribal design which he created using a VinylEfx Multilens film. After pin striping the outline around the film, he protected his artwork with four coats of a urethane clear coat.
Since each paint system is different, test the compatibility of the film with the clear coat prior to using it on a job. You can request a sample of VinylEfx from your distributor or you can click here to request a sample directly from us. As we like to tell people...test, don't guess.


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0191 222 1225
Jesmond is perfectly-situated to give students easy access to both Newcastle University and Northumbria University buildings.
You can walk to both universities in under 30 minutes, or your commute can be even quicker if you take advantage of Jesmond's excellent transport links - ideal if you're running a little late for lectures.
If you choose student accommodation in Jesmond with Roseworth, you will be just a short distance from the main campuses and buildings, including:
Newcastle University
Jesmond is near a number of key Newcastle University buildings, including the Newcastle Campus near Haymarket and the Students' Union. The Philip Robinson Library will be just a short walk from your door, and all other buildings can be accessed easily by public transport, or on foot.
Northumbria University
Jesmond is a great location for Northumbria University students, who can reach many of their main campuses within minutes of leaving home. The Northumbria University Squires Building is just a 20 minute walk away, and the Business School and Design School are equally easy to reach.
Did you know that there are also plenty of things to do in Jesmond when you need to take a break from studying? You'll be spoilt for choice with the variety of bars, restaurants and sports facilities on offer.


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As we know that user give extra preference to the mobile browsing in comparison to desktop and wants less effort or click but desire better result for open the website on mobile.Now a large number of website and upcoming website also are developing for small screens or designed for mobile; but here more than a few website still designed without targeting mobile or not raised for display of small screens. Non-friendly websites are obstacle to the vendors, so hire an expert developer to renovate the website which is accessible on mobile.
Here we'll discuss how word press website become friend to mobile.
WordPress it self provides heaps of already built themes, which are obtainable as free of cost or paid also. Select a word press responsive theme that tweaks the layout to set on the mobile screen, instead of spending your money for hire a designer to convert your web site in to mobile friendly theme. Such as simple grid, eclipse and design folio are some of the excessive word press themes so you can renovate your web site by choosing responsive theme. Simple blog theme, e commerce theme, cooperate theme and so on you can choose any one theme of your website type.
Make the same design for mobile as your website version have, mobile user wants the similar content with actual structure having slightly differ as well because small screen shows limited elements at a time in comparison to desktop which shows whole elements at once.
While designing a mobile version of a website few points you have to remember
- Place the content, which you want to display because smaller screen has restricted space,
- Use simple navigation
- Smaller site load faster so keep your site small or based on relevant elements it evaluates the speed.
By using many plug ins which are easily online available you can switch word press powered site to mobile friendly like.
- WP Touch — it helps to convert theme into simple and compatible with mobile, it also reconvert or switch from mobile to desktop theme easily.
- Duda Mobile Website Builder — It helps your site as mobile friendly and search engine friendly too. This plugin offers variety of templates for creating a site friendly for mobile.
- WP Mobile Detector— This plugin automatically configures theme to your site. It detects mobile users about mobile devices from 5000+ and loads a mobile theme accordingly.
Many of word press theme do not like touch and swipe gesture out of the box but there are large range of touch screen mobiles have developed so you must add swipe gestures to your mobile version site. There are three word press plug ins which supports to add gestures.
1. Sequence.js
It helps to create sliders for responsive website with unique and transition styles. These sliders are created with using sequence.js, which is supported to desktop and mobile browsers, IE versions also.
Often developer thinks that this is especially used for iOS devices but work well for Android and windows 8 also. This produce effective mobile touch slider, which loaded with top level, features plus touches movement, images lazy loading, transition effects and many more.
3. Wow Book
If you want to design a magazine website or word press powered book with flipping effects than the plug in wowBook jQurey is require to use because it added 2 different flipping effects in your website.
Mobile Platform
You can use mobile platforms instead of using a theme or using a plugin embed with mobile functionality. There are many mobile platforms you can use like
It is excellent for switching a mobile platform, which offers optimal shopping experience to users and for run small or medium size e commerce site as well.
It offers "Build it for me" so you can built own tool kit for developing a mobile website. It is custom made and good if you have tech know how individual.
I only help you to be in the right direction though it doesn't provide detailed. If you like to share any point comments blow.
Illahi Bux
Latest posts by Illahi Bux (see all)
- How to Integrate UBL Online Payment Etisalat Payment Gateway to website or Online Store - August 1, 2017
- How to Work Machine Learning in Mobile Apps - January 31, 2017
- Computational Theory Application of Automata theory in Computer Science - November 21, 2015


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For those of us who are not Nobel Prize winning or Ivy League educated economists here is the crux of the financial meltdown in terms we can all understand. Though there are those in the media and the McCain campaign that would have us believe that how we got to this point in history is unimportant I have always believed that those who fail to learn from their past mistakes are bound to repeat them. According to the endless line of economists that now appear hourly on our television screens the economic crisis is too complex for any of us to understand. I would like to take this opportunity to provide a simple explanation of this complex situation based on my own studies.
The financial meltdown by all accounts began with the mortgage crisis and this issue continues to fuel the loss of capital in our national and international financial institutions. So how did the mortgage crisis begin and how did it lead to our current situation? The mortgage crisis began with a noble concept, the concept was to try and provide home ownership to more Americans. It began with the Clinton Administration and continued with the Bush Administration's "ownership society". So how did such a noble idea lead to the financial meltdown of today? The problem is that when you open up a system flush with cash and do not provide the proper oversight the greed of some men will warp the good intentions of others. The market was flooded with capital but instead of providing the necessary oversight what little oversight that was present was removed.
The process began with the realtors; they sold houses that had inflated prices. Because of the housing market boom with the increase in capital and buyers the prices for homes were grossly inflated. A home that would have normally been valued at say 100,000 was sold at the inflated price of say 200,000. These inflated prices were based in 2 false assumptions; the first was that housing values always appreciate so that even though the prices were inflated the value would eventually catch-up to the price. The second was that the market was savvy enough to understand the intricacies of all of these new financing instruments or that the sellers did for that much. What we have since learned is that both of these assumptions were proven false. While housing values do historically tend to appreciate there have been times when they have not. Obviously like free booze at a wedding no one thought it would ever run out. It did. So we now have homes that are overpriced based on their true value, therefore any financial assumptions based on these values is flawed. It's like you have a bank balance that shows 100 dollars when in actuality there is only 50 dollars in the account. It's all good so long as you don't have to pay more than 50 dollars.
The next domino was the so-called "sub-prime" buyers who the programs were originally designed to help. For those who have sterling credit and have had it their whole adult lives they have no concept of the thought process of those who do not share their credit ratings. If you have been turned down for credit for so long when you finally get the opportunity to get it, you don't look at the terms. You are just happy to be able to buy something. Let's face it folks our country runs on credit, without it you are considered unfit as a person. In the best of circumstances many of these "sub-prime" borrowers were put into homes with these new financing instruments they could not afford. Many of them were balloon instruments that provided affordable payments for a few years and then ballooned up to higher payments. This does not include those who were taken advantage of by predatory lenders. Many of these buyers could barely afford the payments they moved in with, so when the payments ballooned they were unable to make their mortgage payments. While this is unfortunate it doesn't explain why our financial system went haywire. I mean we foreclose on those homes and resell them right? Wrong. Because these homes were not priced even close to their value all that inflated value was also lost with the original loan, because you are not going to be able to sell the home for that inflated price. So not only did the mortgage company lose the original loan they had an asset that was priced substantially higher than its estimated value. On a small scale these discrepancies could be off-set by other loans or fees; however on a massive scale there was no way to recoup all of these losses.
The final domino was that we allowed Wall Street to bundle these mortgages into securities and sell them. There were two problems with this idea. The first of course was that the price of the assets being held was inflated compared to their actual value. The second was the inherent incompatibility of the concept of using mortgages as securities. Let's think about this. We sell securities in businesses; the main purpose of a business is to make money or to make a profit. The main purpose of a mortgage for most Americans is to provide a home for their family. While there are those who use their mortgages and homes to generate income and profit, this is not the case for most Americans and especially those who were in the "sub-prime" category. Many of these folks were first or second time home buyers who lacked the savvy to do so. So we have these massive security instruments tied to over-priced assets and to make matters worse we have these CEO's and other officers who were aware of these pitfalls and pushed the situation to the brink. They not only continued to buy and sell these worthless instruments they leveraged their companies or borrowed against these assets that they knew were over-valued or in many cases questionable.
So you see on paper it all looked good. Everyone was making money and no one cared about the consequences. Then of course the day of reckoning arrived, they could no longer continue to count these worthless assets on their balance sheets. So now after all the profits have been made and all the inflated value has been sucked out of these assets these clowns come to the American public with these predictions of Armageddon if they are not rescued. They want to sell us all of these worthless assets at a profit. Do not be fooled if your home had value before this crisis it still has value. Those who should be worried are those who refinanced or bought overpriced homes in the first place. These are the homes that are seeing their value diminish as they should. Senator McCain wants us to come in and continue to prop up these over inflated homes to protect the banks. Why should I be asked to prop up the value of these people's homes?
Tuesday, October 14, 2008
The Financial Crisis Remedial Edition
For those of us who are not Nobel Prize winning or Ivy League educated economists here is the crux of the financial meltdown in terms we can all understand. Though there are those in the media and the McCain campaign that would have us believe that how we got to this point in history is unimportant I have always believed that those who fail to learn from their past mistakes are bound to repeat them. According to the endless line of economists that now appear hourly on our television screens the economic crisis is too complex for any of us to understand. I would like to take this opportunity to provide a simple explanation of this complex situation based on my own studies.
Posted by Forgiven at 11:34 AM
Labels: Banks, Credit Crisis, Economy, Financial Bail-Out, Financial Meltdown, John McCain, Mortgage Crisis, Sub-Prime


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J-1 AT Reporting Form
While on Academic Training, you are still considered a J-1 student under the University of Rochester's sponsorship and you must continue to comply with all J-1 regulations and reporting requirements.
All required information must be reported through the ISO within 10 days of any changes. Please email ISO's OPT/AT Mailbox with questions or concerns about these reporting requirements.
If your AT will expire or you will no longer maintain your J-1 status through University of Rochester, please use the Student Departure Form to notify the ISO of your next plans.
To extend your Academic Training authorization or change/add an employer, please use the AT Recommendation Form (PDF). Permission for the new activity must be granted in writing by the ISO before you begin working. A break in active training between employers may not exceed 30 days.


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Soooo excited we're up to over 39,000 subscribers and over 27 Million Views! THANK YOU SO MUCH!
Come and join the magical world of 'Fairy Sarah and Friends' for story time, magic, craft, nursery rhymes and lots of laughs along the way.
Joined by her friends Foster the Dragon, Captain Katie and Wally the Wizard to name a few, these posts are perfect for pre-schoolers with an active imagination.


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Arlington, Va. – In response to the announcement of a new healthcare program in the State of the Union address last night, and in recognition of ongoing Congressional initiatives related to healthcare innovation, National Association of Chain Drug Stores (NACDS) President and CEO Steven C. Anderson, IOM, CAE issued the following statement:
"As evidenced in the State of the Union address with the launch of the Precision Medicine Initiative, momentum is growing to help find cures for chronic and fatal diseases through medical innovations.
"Similarly, in 2014 the 21st Century Cures Initiative was introduced by House Energy and Commerce Committee Chairman Rep. Fred Upton (R-MI) and Committee member Rep. Diana DeGette (D-CO) to harness the power of technology and bring together researchers, innovators and patients in order to understand diseases better and advance research that will lead toward cures.
"This heightened recognition of the need to find cures for diseases further illustrates the need for collaboration and coordination within the healthcare delivery system, and for bipartisan alignment within the government.
"Pharmacies are known for their commitment to medication safety and effectiveness – providing accurate prescriptions, helping patients take medications as prescribed and safely, and advising patients on potential drug interactions. And through personal interactions with patients and face-to-face consultations, and innovative new services, pharmacies are also helping to shape the healthcare delivery system of tomorrow – in partnership with doctors, nurses and others.
"Pharmacies are also already – or working toward – delivering new drug treatments that can help patients better manage and treat chronic conditions and diseases. We look forward to working with the Administration and Congress in helping to advance initiatives to help make cures into realities for patients."


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Readers are going to love this bargain! My friend Tristi has put together a fundraiser for a family with a premie baby who has a lot of medical bills. Authors donated hundreds of books and now their up for auction–but there's so many of them, you're going to get a good deal. It's a win-win. A bunch of mine are there as well as Mr. Odd1sOut.
https://www.facebook.com/pg/CriswellFundraiser/photos/?ref=page_internalTo bid, click on the picture of the bundle you're interested in. Then click the read more. It will tell you the retail value and the minimum bid.


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SERVITIZATION Blue
Make your Product Strategy Future Proof
Transform your daily business from "PRODUCT MANUFACTURER" to "INTEGRATED SOLUTION PROVIDER" with "Products-as-a-Service".
OEM'ers (Manufacturers), Asset owners and Service companies will experience a transformation in the coming years, where "pay-for-use" will become one of the important aspects of daily business (Product-as-a-Service). These companies gradually shifting their focus from only sales or purchases of (new) products, towards a product offering with an operational lifecycle and additional services called "Servitization". Here an attempt is made to extend the lifecycle and to optimize or to shorten it in the context of durability and efficiency.
Please, read the page about Servitization. Request the full Whitepaper by the contact form below. Take a sneak preview about the Servitization product solutions below.
Solution | Connect & Collect 02.
Make your products smart and Connect them to the Cloud
Solution | Servitization Maturity 03.
Get a picture of your current situation. Set your own goals, know what you're planning to grow and improve!
Solution | CRM & Maturity 04.
Optimize your Customer Experience Strategy and work back towards the technology. Measure digital and physical touchpoints and map your overall customer experience.
Solution | Predictive Maintenance & Machine Learning 05.
Get the crystal ball in the machine shop. We are going for ZERO unplanned downtime!
Solution | CMMS / EAM 06.
Computerized Maintenance Management System or Enterprise Asset Management.
Solution & Result | Design for Maintenance (Prescriptive) 06.
How to make it happen? The ultimate goal for an "Integrated Solution provider" could be achieved when data & knowledge in full-Maturity (DfM) can be gathered.
Servitization generates different opportunities between Asset owners, OEM'ers and Service Providers and forms an interesting economic model. Because an operational phase usually knows a long life and will contribute at associated lifetime costs. Services are also sold more quickly and offer more stability, they are less susceptible to economic fluctuations. This method is also more sustainable and very suitable for (ad hoc) adjustments and improvements, given the current exponential trend of technological developments.
Choose a sustainable future with strategic Benefits and Opportunities
Just-in-Time maintenance –> Maximum availability, at lower cost, with less people.
Fit-for-Use –> Smart integrated designs, maximum delivery, lower Opex and improved Capex.
Smart-Workforce –> Coordination and direction back to basics, increasing uniformity of processes.
Bridge between 3P's
We have 6 focus areas for Servitization and offer different proven solutions for the applications 01. until 06. (see below). We see different elements in our Servitization product that switch between internal and external processes.
Let's connect People(P1) in a way that makes more value and is more relevant. Use easy workflows, have fun with data and generate value that is driven by its own people. Align Processes(P2) by delivering the right information to the right person or machine, and use the right information from the people of machines at the right moment. Convert Data, from big data into smart data, then decision making becomes easier. Connect Products(P3) by physical machines and objects and that's when your products (things) become smart.
Ask yourself the following questions:
- Can you imagine that you are going to offer or purchase services instead of just products?
- How do you maintain the relationship with your customers during the lifecycle?
- What will be your product contribution within a waste less circular economy?
- What maintenance and services are currently arranged for delivered and purchased products?
- Are your products already connected (smart)?
- If your products are already connected, which data is used from these (mini) assets?
- How predictive maintenance and data analytics are used for your organization and customers?
- Is your current revenue model solely based on product sales?
- Which operational data is used for product designs?
Empower your process with smart designs_
We believe in closing the gap between; people, processes and products/data/it (3P's). The full profile (01. until 06.) of needed applications can be offered to start with "Adding value" and "Servitization".
Challenge your next product that has more value, by improved reliability and increased revenues. We offer you (01. until 06.) customized solutions. Please, fill in the below form for a Whitepaper request. Or take a sneak-preview at the "Servitization Solutions" sub-menus above.
Inspired? We'd like to hear from you! Contact Scheper.Co
AGCO, Fendt and Challenger
Video | Servitization
Bovenstaande informatie download_NL
Above information download_ENG
Request the White paper, with the contact form below.
We build_
We feel at home in a business that values quality, which is essential for monitoring our LabelBlue products. These products have distinctive characteristics and strike an appropriate balance between efficiency, conceptual thinking, new necessities and/or better alternatives. Find our ways to Empower you_


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Bob Berg has not received any gifts yet
Bob, welcome to the group. I am happy to see you here. I spoke with Jon M. yesterday, he told me about your plans. Thats great news. I will be in touch soon, trying to figure out some logistical stuff. Much success to you Bob, I hope we can play together soon.


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Yamato Seiran High School, Renshin Building
Studio A & Studio C
School and University / Class Room|Aug. 22, 2019
Yamato Seiran High School's New Kitchen Classroom
In addition to its regular curriculum, Yamato Seiran High School also offers classes in nursing, welfare care, and cooking. The school's new building has a kitchen classroom, Studios A and C of which have had fixed desks and seats fitted.
The desks and seats form a gentle arch in Studio A, while those in Studio C are arranged with multiple straight sides. The seats are arranged in a gradually steeper set of ascending levels, so that students sat in any seat will be able to clearly see what their teacher is doing at the demonstration counter. This not only ensures that students seated in the front rows do not block the view for students seated further back, but also creates a learning environment that promotes concentration on lessons, and that is more interesting and engaging.
Another positive is that this arrangement not only ensures that students have a clear view of their teacher, but that, at the same time, the teacher can clearly pick out the faces of each individual student. By making it possible for the teacher to easily observe the expressions and reactions of students, this arrangement helps them come up with better ways of explaining lessons, and allows them to conduct careful instruction until they are sure they have explained their lessons such that their students understand.
Adding Unique Customizable Features to Our New SD-777 Series Products
The SD-777 Series desk and seat is distinguished by the way in which each seat has its own independent leg. As the seats are not connected to the other seats or desks around them, one user moving around or changing position does not affect or send tremors through to other users. The narrow space between the backboards of the seats and the desks when the seats are vacant also creates ample space for people to pass through. This set up allows for smooth movement, as, for example, when students are asked to gather around the demonstration counter, they are able to stand up and pass between seats without creating tremors for others, and can move about without the stress of bumping those around them.
The seats have a two-piece construction that separates the seat and the backrest, in order to provide greater comfort. The backrest follows the S-shape of the spine, while the base of the seat gradually rises towards the back, forming a duck-tail shape. This form provides students with a secure and comfortable sitting experience.
The products were specifically customized for this high school.
Firstly, the screening panels have been extended. This both allows the screening panels to act as stoppers that prevent pens and worksheets from tumbling off of the desks, and prevents people from making inappropriate glances when female students are wearing skirts, by fully covering the area from the knees to the feet.
Secondly, the shape of the desktops has been customized. Specifically, the corners of the desks that extended out into the walkways have been rounded off, so that even if those passing through were to bump into the corners, there would be no risk of harm, thus ensuring greater safety.
Project summary
- Location
- Nogata City, Fukuoka
- Client
- Design
- Opened
- Mar, 2019
- Seats
- 96


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Yeah, so that's definitely the most embarrassing thing I've participated in publicly on the interwebs EVER, and that's not even Kevin and I's full video that we made...not sure I'm ready to share that.
In other news, since I'm trying to get myself back into blogging more regularly again I thought I'd go for a new challenge. The only month long blog challenge I've done before is actually one Sar put together a couple years back (in the archives, July 2012). Brave Love, a new blog to me, is hosting this one. Join us! See button over on right side--->
I obviously missed the first day, and let's be real I'll probably miss several days and do combo posts, so here's yesterday's and today's!
Day 1:
Today's prompt: "Imagine the front sleeve of a hard cover novel. Give us your "About the Author" so we can get to know one another, and for fun tell us what your imaginary novel would be about."
In her mid-twenties, Veronica Lee Burns is the voice behind the typed words of Passion, Pink and Pearls. Her blog has been running since December 2011 after she said yes to the dress and decided to document the wedding process and the busy final year of college. Upon graduating from the University of Oklahoma, BOOMER SOONER, she promptly got married and started her career in interior design. Blogging continued to be a beloved hobby and her love for the community grew stronger ever after. Her heart, rooted in the Lord, is for readers to see Christ's love through her words, that her story and experiences would encourage others to live boldly for Him, and that that her life would be continually shaped by the most creative Creator.
That was so weird to write! But in continuing today's prompt, if I were to write a book it would be a love story because I'm a sucker for love stories. But I'm not a very good story teller so that's about the extent of that answer.
Day 2:
Today's prompt: Write about what makes you happy, from the little joys to the huge game-changers.
I'm going literal with this one, since I'm running short on time seeing as how I'm doing this over my lunch hour. So here we go:
most recent happy little joy: spending days with my husband. Since he works Saturdays, Sundays are usually our only day together. But this weekend he took Saturday off, worked Sunday, and we had Monday off together.
most recent happy huge game changer: college students. Kevin and I embarked on serving our college ministry after we got married and we've never looked back. Loving the next generation has spurred my heart like nothing else. I'm so excited and overjoyed to get to spend time and serve them. Kevin and I are praying next for the college student we will mentor since we are signing up to be mentors!
also this was a snippet of my weekend, in case you didn't already catch it on instagram:


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Developer of tech-enabled healthcare platform for patients with chronic kidney disease tackles huge need for more home-based dialysis and preventive care
SAN FRANCISCO, CA – Cricket Health a developer of technology-enabled care solutions for chronic kidney disease (CKD) and end stage renal disease (ESRD) patients, announced today that industry veteran Danny Shapiro has joined the company as chief business officer.
Shapiro, whose experience includes senior management roles at Home Care Assistance and DaVita Kidney Care, will focus on developing go-to-market strategies, building partnerships with relevant payers and providers, and expanding the company's clinical footprint.
"We're delighted to welcome Danny to our team," said Arvind Rajan, co-founder and CEO of Cricket Health. "He brings tremendous experience, contacts and expertise in kidney dialysis that cannot be replicated, and an incredible passion and commitment to improving the lives of patients."
Cricket Health leverages design, technology and world-class clinical expertise to reinvent the care of CKD and ESRD patients. Cricket Health's award-winning programs are already being used by healthcare providers to improve patient outcomes and quality of life, while also reducing the overall cost of care. These initial deployments are focused on improving the transition from CKD to ESRD by slowing progression of disease, educating patients on their condition and options, and reducing unplanned starts to dialysis.
CKD affects 30 million adults in the United States, but because the condition often shows no symptoms for long stretches, most patients go undiagnosed until they have already progressed toward kidney failure.
There are more than 650,000 people living with ESRD in the U.S. Of the 120,000 patients who progress to ESRD annually, almost half have an urgent, unplanned start into dialysis. The result is significant morbidity and higher costs. Furthermore, close to 90 percent end up receiving in-center hemodialysis, even though there is widespread agreement in both the payer and provider communities that dialysis at home is associated with better outcomes and lower cost.
Changes in Medicare reimbursement that encourage home care and home dialysis, and other benefits associated with caring for CKD and ESRD patients at home, are providing momentum for Cricket Health's approach.
Shapiro most recently served as chief operating officer for Home Care Assistance, a home care specialist. Before that, he was a San Francisco Bay Area-based division vice president for DaVita Kidney Care, a leading provider of dialysis and related services.
"I'm excited to join Cricket Health," said Shapiro. "I've long been passionate about bringing together the best of technology, hospitality and human-centered design to improve the health and quality of life for patients with kidney disease."
Cricket Health is a specialty kidney care provider whose top priority is delaying progression of kidney disease. For those patients that do progress, we help and support them on the treatment that is best for them. We deliver the best outcomes possible for the patient and best value for our partners by keeping patients healthy and out of the hospital, accelerating access to transplant, and increasing home dialysis adoption. The company's team and advisors include leaders in healthcare, technology, and design and is based in San Francisco, CA. Learn more at www.crickethealth.com or follow us @crickethealth.


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Tel: 01536 529477
Industrial Refrigeration Engineer
Greencold Ltd is currently seeking an industrial refrigeration engineer ideally located within Northamptonshire.
Experience of fault finding, commissioning and maintenance of NH3 ammonia and HFC refrigerant systems would be essential.
The successful applicant would also need to be able to work and stay away from home at times if deemed necessary, and be included on the engineers standby call-out rota.
Salary with overtime dependent on experience
Company vehicle provided
Applicants please apply in writing or email to: email@example.com


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6 Yard Skip Perfect for larger waste items. A great choice for single room refurbishments. Prices from £230 + VAT
8 Yard Skip Commonly known as the builders skip and is the perfect size for most waste items large and small. Prices start from £250+ VAT
12 Yard Skip Can be used for a greater amount of lighter waste items. Prices from £300 + VAT
RORO Skip The roll on roll off containers are ideal for large construction Projects and shop fittings. This is a very popular choice for Construction companies. Prices from £400 + VAT


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Home > ELJ > Vol. 24 > Iss. 2 (2013)
The Effectiveness and Environmental Impact of Economic Development Incentives as Measures to Respond to Environmental Harm
James E. Holloway
EHB REVIEW - Knowledge, Necessaries, and Bad Faith: What Department of Environmental Protection v. Danfelt Means for Spousal Liability and Attorney Fee-Shifting
Michael J. Haviland
All Bite and No Bark: Nonspecific Magic Words Sweep Aside Constitutional Concerns and Remove the Northern Rocky Mountain Gray Wolf From Endangered Species Act Protection in Alliance for the Wild Rockies v. Salazar
Emily A. Cathcart
Drilling for Split Estate Clarity: The Impact of Minard Run Oil Company v. United States Forest Service
Clayton Gritz
A Greenhouse Gas Chain Reaction: The D.C. Circuit Warms Up the EPA's Regulatory Authority in Coalition for Responsible Regulation v. EPA
Sara E. Hoffman


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In class, we have talked extensively about how, within many African American communities, lighter skin often dominates ideals of female beauty. This does not mean that African American women who desire light skin want to be or look white ("Wannabe better than me," not "Wannabe white"), but rather that African American standards are beauty are shaped by whiteness.
While watching Mo' Better Blues, I realized that much of our discussion of lighter versus darker skin has focused exclusively on women and female rather than male ideals of beauty. Mo' Better Blues certainly provides evidence to support the light skin-dark skin divide among women. The central conflict involving women in the film is essentially Clarke and Indigo's battle for Bleek's attention. Clarke is more seductive and has lighter skin, whereas Indigo seems more dependable and has darker features.
But I wonder if Mo' Better Blues also has something to say about the divide between lighter and darker skin within MALE ideals of beauty. Most of the male characters in the film do have darker skin, so the difference is skin tones is not as prominent. However, there are differences. Most noticeably, Shadow (Wesley Snipes), whom Bleek (Denzel Washington) constantly derides, has darker skin, and I wonder if the difference in skin tone contributes to the tension between the two men. Of course, there are other factors that divide them. Shadow wants to lead the group, and Bleek will not let him. They also vie for Clarke's attention, and though Shadow ultimately wins, he does so only through intense effort (versus Bleek's complete disregard for Clarke's feelings and musical ambitions) and through promises of having her sing when he starts his own band.
What are your thoughts? Are African American male standards of beauty also shaped by preferences for lighter skin? Do men experience this hierarchy similarly to the way women experience this hierarchy?


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Life is so wonderful and full of joy in each day that we live. Have fun and enjoy the true meaning of life together with your loved ones and friends because it is a gift from God to treasure.
Wednesday, January 13, 2010
Another Doctors Appointment
Had my doctors appointment today and everything went well. I gained another 2 pounds in just a week and now weighing 135 lbs. Oh my goodness and I have a feeling that my weight will increase more and more everyday..Lol! I haven't dilated yet but my doctor said that the baby had dropped more. Maybe I am one of those cases that will just pop anytime..LOL! Oh hopefully not. My contractions are still the same but that's just it, I am used to it since the day I started experiencing it. It is hard to determine if it's the real contraction labor or just the regular braxton hicks..hehehehe! Oh well, maybe I just have to wait. I will be having another appointment again on Thursday next week and hopefully there's some progress to that. I am just glad that my appointment went well and the baby is doing fine.
Posted by addyforest at Wednesday, January 13, 2010
Labels: pregnancy
3 comments:
- Rossel said...
good to know that all is well with you and the baby.
- January 13, 2010 at 11:21 PM
- Risma Hutabarat said...
Can't wait to see your baby's first picture here.. Lol..
- January 14, 2010 at 10:57 PM
- JanuskieZ said...
Hi... Looking ways to market your blog? try this: http://bit.ly/instantvisitors
- January 16, 2010 at 4:30 AM
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Whether your child needs to finish their homework, art project or merely wants to browse the internet, this single pedestal desk is sure to please. The piece carries a rich bordeaux finish and features a pullout keyboard tray as well as bracket feet. Plus, the three drawers are great for keeping books, magazines, pens, papers and other various office supplies. There will be a lot to like with this single pedestal desk in your home.
The Belle Rose Youth Single Pedestal Desk by New Classic at A1 Furniture & Mattress in the Madison, WI area. Product availability may vary. Contact us for the most current availability on this product.
You can provide your child's room with clean lines and perfect casual style with help from the Belle Rose Youth collection. The pieces come in a rich Bordeaux finish and feature bracket feet, English dovetails and wood knobs with brass hardware insets. In addition, the sleigh bed comes with underbed drawers, which are great for storing books, magazines, flashlights, blankets and bedsheets. With the grace of timeless style and a functional design, the Belle Rose collection is bound to please youths for generations.
The Belle Rose Youth collection is a great option if you are looking for Transitional furniture in the Madison, WI area.
These images are representative of this group as a whole and may differ from this item.
Browse other items in the Belle Rose Youth collection from A1 Furniture & Mattress in the Madison, WI area.
This item has been tagged as: Desk, Computer Desk, Office Desk, Home Office Desk, Home Office Furniture, Corner Desk, Writing Desk, Desk with Hutch, Desk with Storage, Desk with Shelving, Student Desk, Secretary Desk, Office Furniture, Office Organizer, Executive Desk, Table Desks, Roll Top, Double Pedestal, Shell, L - Shape, Desk with Return, Desk with Filing Cabinet, Workstation, Modular Desk, Student Desk, L - Shape Workstation, Wedge Desk, Cabinet Desk, Computer Station, Credenza, U - Shape Desks
Nothing on this page may be copied or reproduced without explicit permission.


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and we will give you a decision*
Please read this information carefully and print a copy and/or retain this information electronically for future reference.
AGREEMENT; AUTHORIZATION TO INVESTIGATE CREDIT INFORMATION AND OBTAIN CREDIT REPORTS. I certify that the information provided in this Application is complete, correct and true to the best of my knowledge. I authorize MotoLease LLC ("you") and your agents to pull my credit report from the credit reporting agencies and to investigate my credit, employment, and income records. I agree that you may obtain credit and employment information about me by any means, including obtaining information from check or credit-reporting agencies and from other sources. I also authorize you to obtain my consumer report (credit report) for any reason and from time to time in the future when updating, renewing or extending my financing/lease contract.
I agree that you may do so at the time I obtain my loan/lease or any time after my loan/lease is terminated if I owe you any money relating to the loan/lease. If I request, I will be informed of whether credit reports were obtained, and, if so, I will also be informed of the associated names and addresses of the credit bureau(s) that provided those reports.
By signing this Application, I authorize you, your agents and (to the extent provided in your privacy policy) your affiliates to offer me other vehicle financing/leasing related products and services.
By providing telephone numbers for a home phone, or cellular phone, or other phones in this Application, I am expressly consenting to receiving communications at these numbers, including, but not limited to, calls made with automated dialing systems, prerecorded voice message calls, text messages, and calls made by you, your agents and your affiliates.
By providing my email address, I am expressly consenting to receiving communications at my email address as you, your agents and your affiliates may deem necessary.
Depending on the status of my credit in relation to any co-applicant's credit, you may treat the co-applicant as the primary applicant to achieve the best possible loan/lease terms. I further understand that this Application is not a promise, acceptance, nor a commitment to provide a loan/lease contract to me but solely a request that loan/lease be provided to me under the terms and conditions to be disclosed in the Loan/webLease Contract which will be provided to me upon final approval of my Application.


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"Flying dreams mean that you're doing the right thing with your life."
-Doug Coupland
"Flying dreams mean that you're doing the right thing with your life."
-Doug Coupland
hmm who'd you borrow that dress from...
cool picture... looks good!
Greetings from Finland. This blog is fun to explore, through other countries, people, culture and nature. Come take a look Teuvo pictures blog. And tell all your friend, why you should visit Teuvo pictures blog. Therefore, to obtain your country's flag rise higher Teuvo blog pictures of the flag collection,Have a wonderful weekend to you Teuvo Vehkalahti FinlandReplyDelete
You are SOO talented with these self-portrait photos. They are amazing!!
PS - Thanks for all your sweet comments on my blog lately. I read every single one. I've been so busy lately that I haven't been able to comment back much!
Hiking in WV is awesome!! It's such a deserted state... it's just all woods and rocks, I love it!!
I cannot imagine getting LOST in Costa Rica! Your aunt must have been terrified! I know I would be. I still really really want to go there!! It's a must for us before we have kids!
Hope you had a GREAT weekend!!! :)
Thank you, Anna :)
Haha, yeah.. she was scared.. but she wandered off alone! just don't do that and it will be great!
I really enjoy this picture & the rest of your photography. Thanks for the encouragement! The craft fair is so much work because I got put on the waiting list first & then three weeks before the fair got notified that I could still get in. So I've been sewing day & night.
You're blog is inspiring and I truly admire you're ambition to be a full time artist. I'm a painter at heart but am majoring in Graphic Design because it was a little safer, but you have guts! (and talent)