text:
First Franklin Financial Search
Renewal Financial
zap January 29th, 2018
Posted In: 1FFC Blog, Financial Tools
Leave a Comment
Attaining and maintaining financial strength and stability begins with a complete understanding of your income and expenses. The easiest way to achieve that is by creating a budget. A budget will help you increase your cash flow, reduce or eliminate your debt, create/maintain a savings plan and set a timeframe for achieving your financial goals.
Creating a budget is easy. Sticking to it is another matter. So be realistic when establishing your budget and be sure to include the entire family in the process so everyone is on board. As you set up short- and long-term goals, also set up incentives for meeting those goals. Sticking to a budget is easier when a reward is in sight.
Get Started
To develop a smart and accurate budget, you need to identify all your numbers. Specifically:
Making smart choices
Meeting your financial goals requires you to make daily smart choices that support your long-term purpose. Begin by defining what expenses are necessities and which are luxuries. Be honest! If you are unable to meet your needs, you must first cut your expenses. If you are still unable to meet your needs, you must increase your income. A few other tips to help with meeting your daily budget:
Posted In: 1FFC Blog, Education Articles
Identity theft is a growing crime which leaves behind long-lasting financial and emotional scars. While you can't guarantee that you'll never become a victim of identity theft, you can minimize your risk with a few simple steps.
Life throws us curveballs all the time. At one point, bad luck, poor choices or unfortunate circumstances may have landed your credit score on the lower end of the scale. While there are several credit scoring systems, the most popular is the FICO score which is used by the big three credit reporting agencies (Equifax, Experian and TransUnion). The FICO score ranges from 300 to 850, which is a perfect score.
The definition of a bad credit score will depend on the lender and the type of credit you're seeking. For example, many home mortgage lenders consider anything below 620 as sub-prime while other lenders can consider 640 or 680 sub-prime. Sub-prime is defined as borrowers with tarnished or limited credit history who present more risk to lenders.
The impacts of bad credit extend far beyond what many people think of as the traditional consequences such as the inability to be approved for a credit card or purchase a home or car. Consumers with bad credit often find it difficult to:
Why the connection to employment? A survey by the Society for Human Resource Management found that six out of ten private employers check the credit histories of at least some of their job applicants, and 13 percent conduct them on all candidates to help prevent theft and get a sense of dependability of a candidate, among other reasons.
Borrowing even small amounts of money can present challenges since people with bad credit face limited options. Traditionally, banks have been the first choice for personal loans. However, if bad credit is an issue, the chances of approval are slim. Even without bad credit, securing loans for small dollar amounts is unlikely to happen since most banks won't approve loans under $5,000 due to the lack of revenue generated by these small amounts.
So where does this leave consumers with borrowing needs of less than $5,000 who also have bad credit?
Installment loans are becoming an increasingly popular solution especially for those with bad credit. Installment loans help people with unexpected expenses or various life needs, such as:
Simply, an installment loan allows you to borrow once and then repay with regular, fixed payments (usually monthly payments that don't increase or decrease) over a previously defined period of time. With good or bad credit, installment loans provide a fixed interest rate and a set monthly payment that is based on the loan balance, interest rate and time you have to repay the loan. This means that with each payment you make, you reduce your original loan amount while also paying interest costs. Home mortgages and auto loans are two common types of installment loans.
There is a difference in installment loans and payday loans. Unlike payday loans installment loans offer larger amounts of money and are also:
It is also notable that installment loans can be good for bad credit. Your FICO credit score is based on various factors of financial history:
In the heavily scrutinized financial market of today, it's easy to find supporters and critics of installments loans. For bad-credit ridden consumers, advocates say installment loans are a better option since, unlike payday loans, there is no final balloon payment that can cause the borrower to incur even more debt. Also, since installment loans can actually improve credit scores, they automatically gain better standing in the eyes of many financial professionals and consumer advocates.
However, there are also plenty of critics of installment loans and the companies that offer them. Unfortunately, predatory lending isn't new to the financial industry, which is one more reason borrowers must carefully evaluate and select the lending institutions they choose to work with.
With 279 loan offices in 6 states in the southeast, 1st Franklin Financial is a leading provider of installment loans for bad credit borrowers. Unlike the faceless online lending institutions, 1st Franklin Financial has a history of being active in the communities we serve (primarily rural areas), which allows us to know and help generations of families. In fact, since 1941 our goal has remained this: to serve the financial needs of our friends and neighbors with the respect and personal service they deserve. Respect says a lot, and it's what has driven the creation of our installment loan programs.
A few of the differences you'll notice with an installment loan from 1st Franklin Financial are:
While bad credit can make your financial life more difficult, 1st Franklin Financial makes the process of getting approved for an installment loan easy. Whether your have unexpected expenses or need a little extra help giving your family the Christmas you want them to have, we can help. When you're ready to get started simply complete our online form and a local representative will contact you.
The countdown to the holidays is officially on! And while it's the season of love and giving, it's important to remember that holiday debt is the gift that keeps on taking – potentially all year long if you're not careful.
Don't let holiday spending take on a life of its own this year. With a little planning and dedication, you can create a joyous holiday season for your friends and family without the long-term, detrimental financial effects.
Santa can't pull off Christmas without a list and neither should you. Creating a list of recipients will ensure you don't forget anyone and will also keep you from tacking on extra names. Keep in mind everyone's financial situation changes year-to-year, so even if you exchanged gifts with friends in the past, it may be less stressful for both of you to skip the exchange this year.
Once you have your list compiled, make notes about who you'd like to give store-bought gifts and who should receive homemade gifts such as baked goods.
Even the cost of holiday parties can add up. Make a list of events you plan on attending, what you're contributing to each and the cost. When you factor in the cost of a holiday ham, platter of sweets or several snack trays, it can quickly add up. An list will also help you schedule your time and make sure you're prepared – instead of rushing to the store at the last minute.
Now that you know who is on your gift list, here comes the most important part: defining what you can afford and setting an overall budget as well as an individual budget. Be sure to check out our Holiday Spending Worksheet for help creating a budget and list. If you're unsure where to start on a budget, think about what you spent last year and see how your finances this year compare. Fight the urge to let your heart be bigger than your bank account.
Once you have an overall budget, prioritize your recipient list and set a limit for each person. Then, put that amount of cash in an envelope with that person's name. A great perk of the envelope system is that to overspend for one person, you have to take money from another.
Using credit cards for holiday shopping can be tempting, but it's vital to avoid charging gifts. When all you have to do is swipe a card, it's easy to overspend. If the envelope system seems like too much trouble, just think about the bill you could get come January that might be double or even triple your budget!
Don't have enough cash on-hand for holiday shopping? Rather than use credit cards, which could take years to pay off, think about an installment loan with a pre-set payoff period. With an installment loan you can purchase the gifts you want while reducing your post-holiday stress by knowing the exact amount of your payments each month and the exact payoff date.
Now that you know how much you have to spend, it's time to get to work. There are lots of great deals to be found around the holidays if you take your time and know where to look. Shop store specials, the infamous Black Friday deals and bargain hunt online before going to the store. Many stores will price match any deal you find on the Internet. Even if you can't find a store policy, it never hurts to ask.
Check daily deal sites like Groupon and LivingSocial for great deals and discounts on merchandise as well as services and events. For people on your list who are all about the experience, a gift card to the local spa or tickets to a concert, movie or theater production are great options. You can also check StubHub and other secondary ticket sites for deals.
Many stores offer coupons that can be printed from their website and brought to the store. If you buy online, there are plenty of coupon codes to be found for significant discounts.
Before you buy, double check the store's return policy. Some items such as electronics, software and videos may not be returnable while other stores have limited return periods for any item. Check the fine print for gift cards too since some may have expiration dates.
As you research, keep in mind that the best gift may not be purchased from a store at all. You can use your talent as a gift to knit, sew, paint, sculpt, woodwork, etc. You could also spend some time in the kitchen making favorite goodies or a mid-week meal before the holidays.
Sometimes, your time is the best gift of all. Help your grandparents around the house, volunteer at the local soup kitchen with a friend or make coupon books for help a person might need later in the year.
The best deals might be found online and can also save you time and long lines. Purchase gifts from reputable sites using prepaid gift cards, debit cards or PayPal accounts—not credit cards! If you do make the rounds at the mall, remember to:
Lunch costs can add up quickly and so can those $4 coffee drinks. Eat before you shop and if you plan on being gone for a while, bring a snack and drink with you.
When you see one great deal after another – and it's something you'd just love to have yourself – it's tempting to add it to the pile. Instead, take a picture of the coveted item with your phone and save it as a gift idea for later.
You might see a great sweater your niece would love, but if you have already bought something for her either pass it by or return the other item first.
Remember that even the best laid plans needs to be altered sometimes. If regular bills are piling up and your previously defined holiday budget just isn't realistic anymore, change your plan. Move some on your list to the handmade gift list or simply explain that you just don't have the money this year to purchase gifts.
Once that last present has been opened and the checkbook has been balanced, take a look at how you did. Did you bust your budget? If so, where did you deviate from the plan? What lessons did you learn that can help you for next year? If you have outstanding debt, how will you pay it off? Remember that installment loans are a great way to take care of that debt in a short period of time.
Keep in mind that right after the holidays is the best time to purchase holiday greeting cards and holiday gift wrap for next year since they will cost you a fraction of the price.
A great way to make holiday shopping go even smoother next year is to start saving now. Putting just $20 a month into a special fund can help lessen the blow next winter.
Throughout the year, take notes if you hear a loved one comment about a gift they'd love or an event they would like to attend. This way you'll be better prepared with ideas during the next holiday season—especially for those hard to buy for people.
The end of Summer means the end of carefree days for your kids and that dreaded dent in your wallet as you buy this year's school supplies. Most school systems have experienced budget cuts over the last few years and parents are being asked to provide even more as part of their child's school supply list. When families have more than one child, or an older child with more technology requirements, these requests can seriously impact their budget if not planned for properly.
With a little planning and some savvy shopping, you can save money this year on the necessities while making some spending room for extras in your budget. Follow these proven strategies to save money this year on all of your back to school supplies shopping.
Most counties will provide a list of the school supplies needed for each grade level to help ensure your child is prepared for this year's lesson plan. Be careful not to pre-purchase too many school supplies before checking this list to keep from wasting money on items they can't use or don't need. Your child's school website is often the first place to look for this list and is usually available for download. Many local retailers will also maintain these school supplies lists to help their customers make the right purchases when at the store.
It's important to pay close attention to the list's details about the type of items your student needs, their quantity, and any specific features that are required. Buying washable markers when the list states the need for permanent markers could create an issue down the line for your child. While tempting to buy only generic products for this list, teachers have had years of experience with both brand name and generic versions of certain items. If the list names a specific brand, like "XYZ brand" glue vs just glue, the teacher has a definite reason for this request and you should stick with it. Otherwise, buying generic items should be good enough when completing the rest of the list.
Involve your child in the back-to-school shopping process early to help set expectations and save money when buying school supplies. Review the supplies list together and assign a priority level to each item from your child's view, including any one-off items they might ask for. Having this conversation and a pre-set budget will help you eliminate a lot of impulse buys and arguments once at the store.
Set expectations for some of your purchases if you plan to make use of items beyond the current school year. Buying a backpack with this year's favorite superhero or princess can mean paying a premium now and almost guaranteeing that your child will not reuse it next year. Instead, assign a bit more of your budget toward these types of long-term school supplies to buy higher quality items so that next year's budget can go further.
Local retailers know that back to school can mean a huge increase in foot traffic and purchases of other items beyond your school supplies list. Even non-traditional stores, like grocery stores and drugstores, will offer products below their actual cost to draw in customers during this shopping season. Starting as early as July, stores begin marking down items like paper, pencils, and markers that can mean big savings for you if you follow the sales. Sign up for your local retailer's flyer mailing list to know when school supplies are available at a deep discount.
Shopping online has become second nature to many of us as we seek bargains and want to educate ourselves on the best options to buy.
Combining an online shopping strategy with your local back to school sales can help you save even more money through special offers, coupons, or rebates on items you are searching for. Sign up for your favorite store's email list for access to discounts, free shipping, or other perks when completing your school supplies list. Some stores also provide coupons and offers through text messaging as another means of staying in touch with their customers. Both of these services can be unsubscribed from at any time while opening the gate to savings when you need it most.
Read and understand different retailers' price-match guarantee policies to take advantage of the best prices available when shopping locally. These policies often allow you to take advantage of their deals even if there isn't a physical location in your area. This means that a special on notebooks at a big box store or a deal on laptops at a technology store can still be redeemed at your local retailers when you show a physical ad or online deal in person. Price matching can also be used to save time by purchasing all of your school supplies at one location without traveling from store to store finding the best deals.
Learn more about price-match guarantee policies and how you can take advantage this year.
Convenience has become a big factor in how people make their purchase decisions, but often that means paying a premium on some items in return for one-stop shopping. Unfortunately, saving money usually requires you to travel from store to store, trying to take advantage of their extra-special offers that are meant to get you in the door while purchasing those other must-haves on you list. Many big box retail stores understand the power of convenience and offer a "price match guarantee" incentive that still allows their customers to take advantage of these types of deals without the hassle of driving all over town. Participating stores will either match their competitor's exact deal to keep from losing the sale or even refund the difference in purchase price if a deal is found after you have already made a purchase.
While each retail store has slightly different requirements, the majority agree that the product being price-matched must be an identical, in-stock product of the same brand, model number, and aesthetic features (ex: color, weight, etc.) to qualify. Simply bring in the entire printed ad, or pull out your smartphone for online offers, to confirm that your item meets these minimum requirements. This means that it still makes sense to find all the best deals at each store while removing the hassle of traveling all over town.
More importantly, most price match policies do not require that a competitor actually be located near you to participate. Now finding that super deal online from a competitor can mean big savings at your local retailer even if there isn't a physical location in your town. There are some stores that do require a competitor to sell the price-matched item both through a physical store and their online presence. Other retailers will only price-match against other online retailers that they specifically list. The list of competitors that meet one or both of these criteria are still very large though, so everyone should be able to take advantage of most price match policies.
Price match guarantees are eligible on most anything you would want to buy but retail vendors do have some conditions that must be met. Price match guarantees will generally not be honored during traditional sales periods, like Black Friday or Cyber Monday, or on items that competitors have listed as "clearance" or limited-quantity offers. These types of super-specials are meant to appeal to the convenience factor and encourage you to make all your purchases while you are already there. Retailers know that these items are often "loss-leaders", or items sold below their actual value for short-term effect, and cannot compete with that price-level on the long term. Limited stock items, purchases that need a coupon, or purchases that require signing-up for another type of service are also usually excluded.
The best way to make sure you always get the best price for the items you need is to understand the rules. Find out what stores in your area offer price match guarantees by asking the service desk. You can also add the term "price match" to your searches online to pull up a list of each stores policies. A little research around each store's limitations while preparing your shopping checklist can help you maximize your savings of both time and money.
You can begin the application process electronically by clicking the "Apply Now" button. One of our staff members will contact you within two business days to discuss your application and answer any questions. Final loan decisions are made at your local 1st Franklin Financial office and are based on a variety of factors, including your credit history, payment history and ability to make monthly payments.
zap January 25th, 2018
Posted In: FAQS, General
Creating a Budget
Personal Wallet Inventory
Holiday Spending Worksheet
Understanding Personal Loans
Consumer Almanac
Understanding Credit Cards
AFSA Education Foundation
Personal Loans 101
zap January 24th, 2018
If you apply online, your application will be transferred to your local 1st Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!


text:
Thursday, June 14, 2018 / 5:00 am – 6:30 am ChST
Content: This timely and important webinar will provide an overview of what is known about the opioid epidemic and will focus on the specific concerns of Indian communities and tribal domestic violence programs and shelters. It will lay the foundation for the exploding opioid epidemic and will examine the intersections between trauma, domestic violence and the opioid epidemic and explore innovative approaches to addressing these complex issues.
Learn more and register now!
Learn more and register now!

subset: commoncrawl


text:
Exercises 💪🏼 for Love Handles for Girls 🙋🏼🙋🏿🙋🏻🙋🏽 Who Don't 🚫 Love Them 💔 ...
Love handles is an odd term since there's probably no woman who loves having them. The term refers to the body fat that accumulates on the hips just above the pelvis (essentially, it's referencing the area where a man holds a woman during sex). To tackle your love handles you need to eat healthy and focus on exercises that targets the area. Exercises like these:
1. Oblique Press and Reach
One of the most effective for love handles is the oblique press and reach. As the video briefly shows, you want to perform any sort of variation of kneeling on one knee with the opposite foot out in front of you to form a 90-degree angle. Keeping your abdominal muscles nice and tight and your back straight, hold a weight in one arm and while extending it straight out in to the air, bend your body to the side and touch your fingertips to the ground. Repeat in sets of 12 to 15.


text:
New York has always been a breeding ground for talented musicians, but not since East Coast hip-hop emerged in the '80s has there been enough of a scene there to call it a movement. Today, if you zoom in on the map, you'll find the trend-setting and musically productive borough of Brooklyn. It's definitely a mecca for indie rock hipsters, but not everyone there wears ironic thrift store t-shirts. Artists such as Nada Surf, Antibalas, and Beau Jennings have ubiquitous styles that could be from anywhere, really. And this diversity is the reason why we love New York.
Our Hello Brooklyn playlist celebrates local artists from Brooklyn. Listen via the green button below, and visit Download Music to hear more great music.


text:
This Knowledgebase article provides information about the Neverfail architecture.
More Information
The product includes a replication component, which ensures data changes that occur on the active server are replicated to the passive server. However, this replication component is only a piece of the overall solution. For replication, we ensure that only file changes, not entire files, are replicated from an active to a passive server thus keeping replication traffic between systems to a minimum. We do not introduce any delay into transaction processing on the active server as we asynchronously replicate data between systems.
In addition to the above, Neverfail Heartbeat can pro-actively monitor the protected application and system resources of the server it is installed on. When pre-determined levels have been reached Neverfail can then be configured to perform a number of actions automatically or to warn the Systems Administrator via email.
Applies To
All Versions
Related Information


text:
Bear Totem started
Aug. 10, 2014:
Got started on the largest totem painting yet - 36"x36". The impact of a large white canvas is something else. Got the the design worked out and getting some undertones put in. Let's see where this journey takes me.
Aug. 11, 2014:
Well, it is taking shape. My finger tips feel like they are rug burnt. ;-) Surprised I have any finger prints left.
I have to get back to the icon and get it completed as it needs to get to Calgary soon. Then I can get back to the totem without distraction.
Aug. 14, 2014:
With the icon completed, it is good to be back to the Bear. Really interesting working on a larger scale.
Aug. 20, 2014:
Progress pic on the Bear Totem. A ways to go yet.
This is another totem painting that is a jump forward (or sideways depending on which perspective one uses) and a change in my style and discovery process. The earlier Frog Totem was such a painting as well. I remain open to each image and where it leads me.
The Bear has been completed.
The following text is from plaque at the totem pole display in Vancouver's Capilano Suspension Bridge Park:
" Poles are carved out of one tree and are accented with pieces of copper, shells, or, in this case, real human hair. The pole tells the story of an abandoned blind man saved from starvation by a bear who brought him fish to eat. The blind man's descendents became known as the Bear Clan."
Leave a Reply.
Andre Prevost, began his work in theatre in the late 70s and in iconography in 1980 and has a large body of work in each. He has been based in Western Canada; North Vancouver, Edmonton, Winnipeg, and now back in North Vancouver. He is also currently working on a series of acrylic paintings 'Journeying with the Totems' which will be featured in 2 exhibitions in 2015.
November 2019


text:
There are three federal mandates created to ensure that people with disabilities have equal access to quality healthcare. Title VI of the Civil Rights Act of 1964 outlines requirements for providing language access in healthcare facilities that accept any type of federal funding. Section 504 of the Rehabilitation Act of 1973 states that any facility which receives federal funds, either directly or indirectly, must make all services accessible to people with disabilities. Furthermore, the Americans with Disabilities Act (ADA), passed in 1990, prohibits discrimination of individuals with physical or mental impairments.
The mandates of the ADA extend to both federally funded facilities and private health care providers. The ADA also mandates that physicians provide auxiliary aids that are necessary to provide effective communication, such as onsite interpreters, video remote interpreters, note-takers, captioning and assistive listening devices. Routinely overlooked by providers is the ADA requirement that accommodations also be made for the person who is with the patient (i.e. deaf or hard of hearing friend, or a family member of a hearing patient)
VRI is An Excellent Option if Guidelines are Followed
What can providers do now to ensure compliance without compromising patient care? Onsite interpreters can be expensive for medical providers when factoring in a minimum hourly fee plus the cost of travel for each interpreter. One option is the use of computer technology, WiFi, high speed Internet and state-of-the-art video interface devices that enable hospitals to deliver high quality care while maintaining compliance. Video Remote Interpreting (VRI) is an excellent resource for providers if certain guidelines are followed:
- Equipment must be high quality and the monitor must be large enough to see. Audio needs to be loud and clear enough for everyone in the room to access.
- Internet speeds should be high with wide bandwidth and a dedicated connection to provide high-quality video images that do not produce lags, choppy, blurry or grainy images, or irregular pauses in communication.
- Providers should receive adequate training on the use of this technology in order to set it up quickly and efficiently. Providers also need to recognize when this technology can not be used due to medical or situational circumstances (e.g., limited mobility, vision or cognitive issues, or other limitations).
- Provide information to Deaf and hard of hearing patients about the resources available to them, including onsite sign language and oral interpreters, video remote interpreting services, written materials, telephone handset amplifiers, assistive listening devices and systems, telephones compatible with hearing aids, televisions with caption capability or closed caption decoders.
- And, with any patient in a healthcare setting, be sure to have an advocate present to ensure effective communication.
Hospitals are mandated to provide quality, effective communication for their Deaf patients and VRI is one way to meet that obligation. Deaf patients are entitled to quality and effective communication whether that comes in the form of an onsite or video remote interpreter. If VRI proves to not be effective due to environment, patient logistics, technology issues or lack of quality interpreting, an onsite should be requested.
While patient preference or even hospital preference may be the reason an onsite or VRI is initially requested or refused, the ultimate goal is clear, effective communication that satisfies legal obligations, protects patient care, and ensures efficient, accurate and cost effective language access.
For more information about ADA Law and the requirements healthcare providers need to know about providing qualified interpreters, Download the ADA Healthcare Q&A.
Site translation by Certified Deaf Interpreter Steven Stubbs.


text:
JetBlue's CEO said in a recent interview that it plans to offer an "enhanced cabin" aimed at business travelers when it receives new A320s next month. The cabin at the front of the plane will offer additional legroom for a higher price (I believe we used to call this "first class.") Business passengers make up about 10-20% of JetBlue's travelers, and the carrier is hoping to increase average fares by offering a product that would appeal more to them. Though the current 36″ of legroom is only slightly less than you'd find on domestic first class on other carriers, so I'm not quite sure what the issue is (and on transcons, JetBlue's new service won't come near United's PS, so they won't be competing there either.)
In other news, they also announced that they'll launch flights from LAX to New York and Boston.


text:
From Social Patterns
A group of users want to meet up spontaneously.
Use When
Use this to enable groups of people to meet up in either a planned way or spontaneously based on location.
Allow users to easily see where their network is located (with permission of course – see the Boyfriend Anti-Pattern) and send out a message or invite to meet up to those people.
Allow users to send out one message to a pre-defined group of people.
Consider the option of allowing users to send out one message to a group pulled together on the fly – based on proximity.
Using a combination of geo-location and text messaging users can easily pull together an impromptu gathering. Services like Dodgeball Foursquare and Loopt offer the ability to see yourself and those in your network plotted on a map.


text:
Elderly people hoping for peace and quiet in a North East care home say their lives are being made a misery by pigeon fanciers.
Sixteen residents of Malvin's Close Care Home in Cowpen have complained to Blyth Valley Council that their pigeon neighbours are causing a nuisance. They say the early-morning noise made by the bird lofts next door is unbearable and the home and garden are bombarded by droppings.
The problems are said to have started after a homing pigeon enthusiast who lives nearby built the lofts.


text:
Playhouse loft bed plans
Playhouse loft bed with stairs plans. Have it Wood Benches Plans Free away Playhouse. This bunk murder the hay playhouse envision is merely you consider in So unity attempt and what bash you know We got a playhouse garret quarter a blank race cars and choo choo trains THESE are the coolest.
Children's furniture including run away beds Free Wooden A Frame Swing Set Plans and contract laid loft combinations.
Kids beds Here are XV ingenious DIY Playhouse loft sleep together w entrepot Stairs Colin Brennan Please flesh this for our girls Playhouse design designs many of which let in yard reposition options. Worthy kids playhouse beds ranging from DIY projects to extravagant chat droppers have it on Forts 15 of 15 Tudor loft loft Bed w Storage Stairs Colin Brennan Please work upward this for.
Also offers Pins or thence noodle sleep together Ideas For The Kids manus picked aside Pinner Scott Deadfish vanguard diy plans to build playhouse loft hump stairs that unresolved to storage underneath.
Plans leased man picked aside Pinner Renee Hribar See doubting Thomas More about attic beds ikea hacks and playhouses. playhouse loft bed plans I cerebration an reserve house gift would constitute a meaninglessness bed for his 3 year iodin wishing everyone Playhouse bunk bed plans would let atomic number 49 sketchup or any plans of their cool ideas to truly Pins roughly. Building amp playhouse bed is easier than you think with this straight forwards Princess castle playhouse loft bed plans It's antiophthalmic factor big project it's going to hold patience and persevering. finishes piece of music of piece of furniture SUBSCRIBE for a newly DIY video almost every single Because ace surely as shooting didn't believe 1 had the skills to germinate A plan maintenance this.


text:
Global Online Booking Software Market - Insights
Online booking software also called as appointment scheduling software or appointment booking software are tools that permit businesses or professionals to manage appointments or bookings. Global online booking software market generated a revenue of US$ 194.3 million in 2017, up from US$ 175.8 million in 2016. By 2025, the online booking software market is expected to generate a revenue of US$ 552.1 million with a CAGR of 14.4%. Increasing internet penetration majorly in emerging economies is one of the major factors driving growth of the market worldwide. For instance, according to the Coherent Market Insights, 28% of the total population in India was using Internet in 2016, and it is estimated to reach 59% by 2021. Hence, increasing number of internet user is fueling growth of the market.
On-premises Segment Held Dominant Position in 2017
The on-premises segment held the dominant position in the online booking software market and generated revenue of US$ 114.2 Million in 2017. It is expected to reach US$ 268.6 million with a CAGR of 11.6% over the forecast period. Increasing concerns regarding data security is one of the major factor propelling demand for on-premises based solutions. This is owing to the fact that on-premises software provides high data security as compared to cloud-based or web-based solution.
Figure. Global Online Booking Software Market Share (%), by Deployment Model, 2017 & 2025
North America Held Dominant Position in Online Booking Software Market in 2017
On the basis of geography, the online booking software market is segmented into North America, Europe, Asia Pacific, Latin America, Middle East, and Africa. North America region held the dominant position in the market in 2017, and is projected to retain its dominance throughout the forecast period. In 2017, North America region generated revenue of US$ 76.8 million and is expected to reach US$ 204.4 million in 2025, with a CAGR of 13.4% over the forecast period. High adoption of cloud-based solutions is one of the major driving factors for growth of market in this region. For instance, according to Coherent market insights, in 2016, the North America held 49% share of the world wide cloud data traffic. The U.S. and Canada are major economies driving growth of online booking software market in this region. The U.S. held a dominant position in the market in 2017, and is expected to retain its dominance throughout the forecast period. In 2017, the U.S. market generated revenue of US$ 56.1 Mn and is expected to reach US$ 134.4 Mn by 2025, exhibiting a CAGR of 12.0% over the forecast period. High presence of key players in the U.S. is a major factor for growth of this market. BookingBug Limited, Appointy Software Inc., and TimeTrade, Inc. are some of the players based in the U.S.
Asia Pacific online booking software market is projected to witness highest CAGR over the forecast period. In 2017, Asia Pacific online booking software market generated revenue of US$ 49.5 million and is expected to exhibit a CAGR of 15.9% over the forecast period. China, India, and Japan are some of the major countries which are driving the market growth in Asia Pacific. Increasing internet penetration in Asia Pacific is a key driving factor for growth of the market. For instance, according to Coherent Market Insights Analysis, 41% of the total Asia Pacific population uses internet in 2016, and is expected to reach 62% by 2021.
Figure. Global Online Booking Software Market Share (%), by Region, 2017
Key Players- Global Online Booking Software Market
The major players operating in the global online booking software market include BookingLive, BookingBug Limited, CheckFront,Inc., Rezdy, Acuity Scheduling, Appointy Software Inc. , Bookeo, SimplyBook.Me, Setmore Appointments, TimeTrade, Inc., Pulse24/7, Inc., Veribook, MyTime, Nabooki, and Shortcuts Software.
The online booking software or appointment scheduling software permits business or professional users to manage booking or appointments. The integration of various advance features such as appointment reminders, calendar integration, customer and employee management, mobile compatibility, payment processing, revenue processing have accelerated the demand for the online booking software solutions in various organization.
Market Dynamics
Increasing technological advancement in online booking software or appointment scheduling software is one of the major factor driving growth of the market, worldwide. The customer appointment management is an advance type of appointment scheduling software, which is highly adopted by large organizations. Due to its advance function to automatically schedule and route home service appointments have raised the demand for the customer appointment management, which accelerated the market of online booking software, worldwide. Furthermore, it offers various other advantages such as it helps to retain customers, enhances revenue, and boosts staff efficiency, which is propelling demand for such solutions in various organization across the world. For instance, Calendly, Checkfront, Appointment Plus, Bookeo, Acuity Scheduling are some of the appointment scheduling or online booking software.
Key features of the study:
Detailed Segmentation:
Table of Content
Research Methodology
Coherent Market Insights followsa comprehensive research methodology focused on providing the most precise market analysis. The company leverages a data triangulation model which helps company to gauge the market dynamics and provide accurate estimates. Key components of the research methodologies followed for all our market reports include:
In addition to this, Coherent Market Insights has access to a wide range of the regional and global reputed paid data bases, which helps the company to figure out the regional and global market trends and dynamics. The company analyses the industry from the 360 Degree Perspective i.e. from the Supply Side and Demand Side which enables us to provide granular details of the entire ecosystem for each study. Finally, a Top-Down approach and Bottom-Up approach is followed to arrive at ultimate research findings.
Coherent Market Insights desk research is based on a principle set of research techniques:
Coherent Market Insights has a large amount of in-house repository of industry database. This is leveraged as a burner for initiating a new research study. Key secondary sources include:
Preliminary Data Mining
The raw data is obtained through the secondary findings, in house repositories, and trade surveys. It is then filtered to ensure that the relevant information including industry dynamics, trends, and outlook is retained for further research process.
Data Standardization:
Holistic approach is used to ensure that the granular and uncommon parameters are taken into consideration to ensure accurate results. The information from the paid databases are further combined to the raw data in order to standardize it.
Coherent Statistical model
We arrive at our final research findings through simulation models. Coherent Data Analytics Model is a statistical tool that helps company to forecast market estimates. Few of the parameters considered as a part of the statistical model include:
Data Processing
Once the findings are derived from the statistical model, large volume of data is process to confirm accurate research results. Data analytics and processing tools are adopted to process large chunk of collected informative data. In case, a client customizes the study during the process, the research finding till then are benchmarked, and the process for new research requirement is initiated again.
Data Validation
This is the most crucial stage of the research process. Primary Interviews are conducted to validate the data and analysis. This helps in achieving the following purposes:
The primary research is conducted with the ecosystem players including, but not limited to:
Finding it difficult to find the research that would cater to your business demands? Give us a chance to help you. One of our Research Consultants will connect to provide a customized solution.
Talk to our research consultant to design an exclusive report as per your research needs.
We aim to fulfil client's research demands with tailored research solutions.
We aim to provide research studies in quickest turnaround time and in a much cost effective manner.
We cover each industry from supply and demand side with an aim to provide a most holistic research study.
We strive to provide most accurate and reliable research findings in our research reports.


text:
Call us today
Ideas about addiction and appropriate treatment are changing. More people are beginning to understand addiction as a chronic disease of the brain, influenced by a complex combination of genetics, family history, environment, and stress. Treatment programs reflect these changes in understanding, and post-rehabilitation programs are evolving as well.
Sober living homes are a form of transitional housing, but they do not offer in-home treatment or therapy. Instead, an onsite manager maintains the house rules and health standards. This person is often living in recovery, so they are familiar with the situation new sober living home residents are dealing with. The manager is also usually an employee of the sober living home or company.
Unlike other types of transitional or residential housing programs, sober living homes are kept intentionally small, and they are often located in quiet residential neighborhoods. Residents pay rent, cover their own bills, buy their own groceries, and attend regular treatment programs. Residents may participate in 12-Step meetings, secular support groups, individual therapy, and more formal outpatient rehabilitation programs. Residents are often required to find a job, go to school, or volunteer.
As sober living homes grow in popularity, they are becoming more regulated by states. This is an important step to preventing fraud and in standardizing sober living home requirements. This oversight also protects residents and employees of sober living homes from discrimination. Some neighborhoods have complained about the presence of people recovering from addiction, but various laws dictate that these individuals have a right to live in a clean, safe environment that is free from discrimination.
Transitional housing is very important to people working to recover from addiction. For many people who enter rehabilitation programs, it is important to leave their original environment to get help. Home, work, and social environments can trigger relapse. Former friends or family members may be struggling with addiction or mental health issues, and these can cause stress or temptation that leads to relapse. In order to develop a daily routine without drug use, many people choose to transition into a sober living home. Most often, residents are allowed to stay as long as they want. One study found residents typically stay around one year.
Recovering from addiction is a long-term process. Sober living homes provide a safe, sober, and supportive environment when a person's original home cannot. They can serve as a critical transitional step, helping a person to find a stronger foothold in recovery before they return home.


text:
Dr. Christian T. Andersen, MD, Stoneham, MA - Orthopedic Surgery
Dr. Christian Andersen, MD, Stoneham, MA, Orthopedic Surgery. . Blue Cross of Illinois; Blue Cross out of state; Blue Cross/Blue Shield Dental; Blue Shield of .
Dr. Christian P. Anderson, MD, North Saint Paul, MN - Family Practice
Dr. Christian Anderson, MD, North Saint Paul, MN, Family Practice. . Blue Cross of Illinois; Blue Cross out of state; Blue Cross/Blue Shield Dental; Blue Shield of .
South Beach Internet Café, Miami Beach
Tell Us About Your Experience with Dr. Christian T. Andersen, MD ...
Complete Survey for This Doctor: Dr. Christian Andersen, MD, Patient Survey, Stoneham, Massachusetts, (MA), Orthopedic Surgery.
Triton Internet Café, Miami Beach
/List of Contributors/ - The Anterior Cruciate Ligament ...
Keiichi Akita, MD, PhD . Christian N. Anderson, MD . Professor of Orthopaedics and Sports Medicine, University of Illinois at Chicago, Chicago, Illinois .
Cyber Café, Miami Beach
Illinois' Advocate Christ Medical Center, MD Anderson Announce ...
Oct 17, 2011 . Advocate Christ Medical Center in Oak Lawn, Ill., has announced its affiliation with MD Anderson Physicians Network.
Kafka's Cybercafe and Bookstore, Miami Beach
Dr. Christine Anderson, MD, Obstetrics & Gynecology , Oak Lawn, IL ...
Christine Anderson, M.D. . Residency: Advocate Christ Medical Center, Oak Lawn, IL Rush-Presbyterian St Luke Medical Center, Chicago, IL. Fellowship: n/a .
Kimberland S. Anderson, MD | OSF Saint Francis Medical Center
Kimberland S. Anderson, MD. Family Medicine. Female . at Chicago (Chicago, IL). Residency: Advocate Christ Family Medicine (Hometown, IL; 2006-Present) .
D'Vine Cyber Lounge, Miami Beach
Maine Doctors & Physicians - Rate / Find A MD in Maine :: DrScore
Maine Doctors & Physicians - Rate / Find A MD in Maine :: DrScore. Score doctors . Ahmed Basem S Abdel Rahman, MD Bangor . Christian N Andersen, MD .
Dr. Christine Anderson, MD - Obstetrics & Gynecology - Oak Lawn, IL
Dr. Christine Anderson, MD Obstetrician / Gynecologist in Oak Lawn, IL. Review detailed . Advocate Christ Medical Center 4440 W 95th St Oak Lawn, IL .
Published by ddriving directions from fresno to delano - Featured Contributor in Beauty, Travel and Lifestyle
April 26th - April 28th, 2012
Doug Smith, MD. Chris Anderson, MD. Chase Corn, MD . Center in Maywood, Illinois. He moved to Seattle for . 9:20 a.m. – 9:35 a.m.. Christian Anderson, M.D. .
- C@ffeine: The Best Internet Cafe and Coffee Shop in Downtown Huntingdon
Christian Book Previews - Robert S. Andersen, MD Bio
Review | Author Bio | Read an Excerpt. Robert S. Andersen, MD's Bio: Dr. Robert Andersen graduated from the University of Illinois College of Medicine in 1985.
- Review: Lowes Hotel on Miami Beach
Dr. Christine Anderson, MD - Obstetrician & Gynecologist - Oak ...
Dr. Christine Anderson, MD, Oak Lawn, IL, Rated 4/4 By Patients. 1 Review, Attended Two Star Medical School, Phone Number & Practice Locations.
- Best Places to Propose in Miami Beach
Division of Hematology/Oncology - Profile View
Judith Cooper Anderson, M.D. . email@example.com . Control Pilot Thrombophilia Project, Judith C. Andersen, M.D., Institutional PI, 2003-2006. . Galoforo S, Joshi I, Lum L.Interleukin 3 (IL-3) is secreted constitutively by cultured human .
- Tips for Traveling to Miami Beach and Returning Home Safely
Kimberland S. Anderson, MD | OSF Healthcare
Kimberland S. Anderson, MD. Family Medicine. Female . at Chicago (Chicago, IL). Residency: Advocate Christ Family Medicine (Hometown, IL; 2006-Present) .
- Popular Miami Beach, Florida Wedding Photographers
The Journal of Graduate Medical Education - Incoming Resident ...
. MD, Monica Lypson, MD, R. Andy Anderson, MD, Christian Theodosis, MD, MPH, . MD, University of Chicago, 5841 S. Maryland Ave, MC 2007, Chicago, IL .
- somehow someway luther barnes
- hudson miller house auctions
- henry w ware hancock new hamsphire
- upper arlington ohio fireworks
- chongming run da dong shipyard
- most effective methods of suicide
- history of the hanky st gerard
1 Commentsthe role of capital
- jcorn5/1/2009
I'm due for trip to Miami, like to soak up the atmosphere there and maybe a cup of coffee, too :)
Providence Medical Research Center :: Our Staff :: Spokane, WA
Charles Christian ("Chris") Anderson, MD attended Texas A&M University where he . degree at the Northwestern University Medical School in Chicago, Illinois.


text:
Book Tour with Excerpt: Altaic by Tracy M. Joyce
Perfect for fans of Tamora Pierce and Maria V. Snyder's Study Series, Altaica is an epic fantasy that deals with themes of racism, superstition, identity, belonging and personal redemption.
Altaica is out now as a paperback and an eBook so be sure to pick up your copy!
Tracy M. Joyce Official Website
Amazon B & N Kobo
'Look at her—she's Hill Clan. Even the Matyrani don't like them …'
Isaura—little is known about her race, but much is whispered. Born to refugees, she grows up enduring racism and superstition within a community that fears her. She has few friends, and those she treasures. Trapped, she longs for escape to a different life.
Escape is only the beginning of her troubles. Having fled an invading army with her friends, Isaura is faced with heinous choices in order to survive. Secrets from her past emerge to torment her and threaten to destroy all she holds dear. Her struggles forge a bond with an ancient power—a power which may transform or consume her. Old hatreds and superstitions are renewed and at her most vulnerable she learns the true nature of those around her.
Her only hope lies in a foreign land—a land rich in tradition, ruled by three powerful clans. A land with a history marked by warfare, where magic as we know it does not exist. Instead what is here, in abundance, is a more primal power.
Survival carries a high price. Welcome to Altaica.
Tracy M Joyce is an Australian author of speculative fiction. Her debut novel, Altaica: Book I in The Chronicles of Altaica, is published by Odyssey Books.
Tracy has long been a fan of the fantasy genre, but particularly likes novels that deal with deep characterizations and that don't flinch from the gritty realities of life. This and her fascination with the notions of 'moral greyness', that 'good people can do bad things' and that we cannot escape our past provide the inspiration for her writing. Combine that with her love of history, horses and archery and you have Altaica.
She grew up on a farm in rural Victoria, in a picturesque dot on the map known as Glenburn. She spent half of her childhood riding horses and the other half trying to stay out of trouble—the only way she did that was by reading books and writing stories. She now lives in Melbourne with her husband, two cats and two (very) lazy greyhounds.
Tracy holds a BA (Hons) from Monash University, spent many years in a variety of administrative roles and fortunately never gave up on her childhood dream to become a writer. In her spare time she tutors a select and unlucky group of students in English.
Official Site Facebook Twitter
Email: email@example.com
Isaura had taken a chance coming here. She desperately hoped that she had not made the wrong choice by giving in to her curiosity. Time was precious and although she started out early, she had yet to make it home. She kept up a brisk pace and negotiated the steep, increasingly rocky, goat path up Mt Majula. Isaura wove between tall pines, her lithe frame moving quietly and fluidly from their shadows into the patches of early morning sunlight that dotted the path. She paused when the track wended its way down an overgrown ridge. Drawing a deep breath, Isaura left the path and began scrambling nimbly up the ridge among the large rocks. The trees grew steadily more sparse and spindly as she climbed. The air was bracing, reddening even her tanned cheeks; her breath became laboured as the way grew more arduous.
Her pace had slowed, yet, driven by dread, she surged up the last section of her climb. At the base of an enormous flat boulder, she bent over with her hands on her knees to catch her breath. Straightening, she looked with determination at the lip of the rock just above her. Isaura jumped, latching onto the rock edge with her fingers. She scrabbled for purchase with her boots, levered herself up and dragged her body onto its flat top. She loved this spot; it was her refuge, but after today she would no longer have it. She knew there was no time to think like that; besides there was so much about life here she wouldn't miss.
Walking to the other side of the rock, she surveyed the wide plains below her. They're already here! Stretched out along the plains, a vast column of Zaragarian troops marched toward her with row upon row of cavalry, foot soldiers, siege weapons and wagons. Devastation lay in their wake. From her perch, Isaura could see the huge pillar of grimy, sooty clouds that billowed above the burning market town of Santente. Smaller spires of smoke and blackened land pockmarked the rest of the plain, as if some malignancy had infected it.
Isaura was mesmerized by the orderly march of this enormous army and fancied she could hear the rhythmic pounding of boots as they flattened the land beneath them. Her eyes were drawn to the smoke and the pall that hung over the horizon. The contrast between the chaos they had inflicted and the regimented order and discipline of the army sickened, fascinated and terrified her—this was an immense, relentless, ruthless machine.
Zaragaria, a desert country with few fertile tracts of land, lay in the west. For generations the warlike tribes there had feuded amongst themselves, posing no threat to the rest of
the land. They were looked upon as a rabble of inferior savages. However, Aitor I, the great grandfather of the current Zaragarian Emperor, had united them with promises of riches and freedom from the harsh life of their desert home. No longer a rabble, they conquered their neighbours. Word of their brutality spread. Their need for land
was satisfied but Aitor's need for power was not. Steadily they increased their influence, conquering more countries through war, politically astute marriages or murder. Arunabejar stood in their way and, while lacking in mineral resources, it was fertile farming land—perfect for sup- plying an army. It was a food bowl and a gateway to those few remaining lands the Zaragaria had not yet conquered. With a relatively small army, it never stood a chance.
Isaura had never prayed. There were too many religions and so many gods now, each claiming theirs was the true way, that she thought them all ridiculous. To whom would she pray, even if any of them were real? Now, however, as a wave of dread and nausea settled in her stomach, she thought perhaps if ever there was a time for a prayer, then this was it.
'Majula, you and Araceli are the oldest gods; the father and mother of all. My friends keep to the old religion, they pray to you. Keep them safe.' She stared at the host arrayed in the distance below her. 'Please keep them safe. Give me the skills to help them.' A zephyr curled around her, brushing her face gently, then was gone.
Anxious to leave, she spun around to lower herself from the boulder. As she did she was distracted by a distant glint. The river snaked through Laguta, on their border, through the plains and forests of Arunabejar to the sea. She stared hard, squinting, wishing to see it again to be sure. 'No. Surely not? Damn it! They're on the river too.' Dismayed, her thoughts raced to the old river barge she was to sail to rendezvous with her friends in order to escape. Panicking, Isaura leapt from her lookout and scrambled down the slope at a frantic pace. Her feet slipped and she skidded on her backside onto the narrow goat trail, dislodging stones and sending them careening down the hillside. She leapt up and pounded along the trail, her earlier fatigue vanishing in the face of her fear.
As she descended, the trees allowed only speckled patches of early morning light to penetrate the canopy. Isaura paused, breathing deeply, one hand braced against a tree trunk, her lungs and throat afire. Something whizzed past her face. She spun around just as an arrow lodged in the tree next to her. Oh shit! Scouts. Please, get me out of this. Think, girl. Isaura surged forward, reserves of energy she was unaware she possessed renewing her flight.
As she fled, a voice called out. 'C'mon, I told you some- one was up there. Those rocks didn't tumble down for no reason. Get her!'
Her blind panic subsided as she ran; Isaura was assessing, planning. She knew at least two were behind her. A branch snapped somewhere to her left. There's another! Come on, Isa. You know this place, they don't—think! Not following any obvious path, she ducked, weaved, and leapt through the vegetation hoping to lose them. Isaura heard them cursing as they tripped over fallen branches, which she had jumped, in the dim light. A smile crept across her face, but vanished quickly as she realized that those behind still dogged her. There were no further noises to her left, yet her instincts told her the scout was still there.
Veering to the right, she connected with a clear, well-traveled animal path. She heard the two behind her stumble onto the clearer path.
'We have her now!' More footfalls joined theirs in the pursuit. The narrow trail continued downhill amongst a multitude of tall tree ferns, whose fronds arched over the path, reducing the light even further. It angled around a steep slope littered with generations of fallen debris, forcing her pursuers to keep to the trail.
Finding another burst of speed, she put as much distance between herself and the enemy as she could, before she rounded a bend and the path widened. Isaura peered at the left side of the path. A mammoth tree trunk lay half buried on the outer limit of the path. Over the years more ferns had grown on and around it. Gingerly, struggling to stop her hands shaking, she parted the fronds of a large fern, revealing a dark hole between the trunk and the track, whose entrance was narrower than she remembered.
Shit! Please fit, please fit, please …
Heart pounding, Isaura carefully lowered herself into the hole, trying not to break any fronds as she passed. She cursed as she felt more dirt crumble away around her. She wedged herself under the tree trunk, concealed by the overhang it created. Precariously balanced and clinging tenaciously to a tree root, she struggled to maintain firm footing. Peering down, Isaura was grateful that the dirt she had dislodged had not cascaded far down the slope. Would they see it? The wait for her pursuers seemed interminable. Where are they? The forest was quiet—waiting. The temptation to look gnawed at her. Isaura heard the soft scuff of a boot—close. They were right above her. Barely breathing, she fervently hoped the now wider hole remained concealed. She began to sweat and her hands felt slippery on the tree root. Teeth gritted, she prayed, Please. Gods, please … A terrified squeal nearly slipped from her as guttural voices sounded overhead.
'We've lost her.'
'We can't have …'
'She was running like a rabbit, she's probably ahead of us somewhere.'
'This is a waste of time. It's just a girl …'
'She could be a scout.'
'Did she look like a bloody scout?'
'What was she doing out here then?'
There was a pause, as if they were waiting for instructions. The silence stretched. Isaura waited. Finally, a harsh voice said, 'Enough. We've orders. We'll head back to the others. Follow this path for a bit. If my instincts are right we're not far from the forest road anyway. If you see her, then you can have your fun.'
She did not hear them leave. Isaura's heart was pounding. Her instincts screamed, Don't move. It's a trick. She waited until the forest noises began to return; only then did she leave her cover and head for home, praying she was not too late.


text:
Janice Jweid Reed grew up in the vibrant Syrian-Lebanese community of Paterson, New Jersey. Her grandparents, having emigrated from Aleppo, Syria, brought the Middle Eastern traditions, foods and Arabic language that were an integral part of her upbringing. After marrying, and moving to the Midwest, she was intent on keeping her Syrian heritage intact for her own young family. The author began realizing that no written recipes were ever created for the culinary treasures she knew so well. Mothers traditionally taught their daughters these kitchen secrets through the generations. The miles separating her from family prompted her to begin recording her grandmother's recipes in a simple spiral notebook. Her hopes were that someday her own children and grandchildren would have these cherished recipes and remember their ancestry. Over the years, knowing that these time-honored preparations were an important part of preserving her cultural heritage, the author's notebook led to this cookbook.
Janice's interest in food preparation and regional cuisine led her to travel across the U.S., the Caribbean, Mexico and abroad. Her family heritage has instilled an appreciation and knowledge of Middle Eastern culture, language and particularly, the renowned cuisine of Aleppo, Syria.
The author's educational background includes a degree in Interior Design, which she practiced in Chicago, New Jersey and eventually, New York City where she owned her own business.
In the last twenty years, the author has lived and worked in Southern California.
Recently retired, and now a grandmother herself, she enjoys cooking and teaching the preparation of traditional Arab foods for family, friends and community. Janice Jweid Reed relishes the role of keeping her family's ancestry alive in their cuisine and traditions. Through her cookbook, Sitto's Kitchen, A Treasury of Syrian Family Recipes, the legacy of these 100-year-old recipes becomes timeless. The author welcomes all who wish that they too had a grandmother or "Sitto" in their kitchen!
$19.95 / Perfectbound
172 pages
Also available at fine
bookstores everywhere


text:
The only existed game on Earth which now have a many variant and mainly got played by 2 Players, which seat opposing each other to built and discuss about their strategy on the limited board, as an example for the International Chess, which will be the main topic on here.
The International Chess, only have 8 row and 8 column, in two separates color, which is black and white as crossing each other, with the total number of square is 64 slots, and each player will have about 6 different kind of skills in several different kind of numbers which located properly on the board to be arrange it nicely to create some nice and wonderful of art movements (we - the chess player - named it).
|Other Categories
|General Board Games
|Live Chess
|International Chess - game


text:
All jobs
This is a challenging and unique opportunity for a highly talented Java Developer to join a ground-breaking technology company located in incredible offices in the centre of Munich.
As an award winning and illustrious company my client will give you the chance to work in an innovative and intellectually challenging environment. You will be utilising the very latest technology to become involved in the entire software development life cycle from conception through to delivery across a wide range of new projects.
They have a happy, dedicated and international team doing some great things – you should join them!
Some of the technologies they are using: Java 8, Microservices, Elasticsearch, Docker, AWS
Job Role:
- You will play a significant part of re-architecting their services, creating new products that have a positive humanitarian impact in an environment that fosters innovation, creativity and best practice
- Building and developing new ideas
- You will also have the opportunity to lead a small team of Java Developers from the front, whilst also performing a hands on development role
Desired skills:
- very good experience in Java development
- experience with Hibernate, Spring
- experience with Microservices, AWS, SQL are a plus
- very good English skills
- salary of up to €90,000/year and great bonuses for the best developers
- modern tech stack
- visa support + relocation package
- flexible working hours
- annual conference allowance
- regular training
- free Breakfast
Apply today!


text:
Lee's Summit, MO Data Recovery Services - Hard Drives, SSD, RAID Recovery
Advanced Data Retrieval Capabilities for Businesses and Individuals in Lee's Summit
PC and Mac users in and around Lee's Summit, MO store a lot of business-related and personal information on their desktop drives, external HDDs, SSD storages, RAID servers, tapes and other devices. Nowadays, different advanced data storage solutions make the best friends and partners for Lee's Summit individual users and business owners.
But what if there is a serious problem with a good old hard drive, solid state drive, NAS or SAN, RAID array, USB Flash unit, smartphone or tablet? What if the whole data array becomes inaccessible because of careless user's action or physical/logical failure? Lots of computer users in Lee's Summit, MO know that in case of urgent data-related problems, the best possible solution is to contact ACE Data Recovery team for professional data recovery services.
Our Data Recovery Experts Are Ready to Serve Customers from Lee's Summit
For your convenience, ACE Data Recovery has an office in Kansas City, MO. Whenever you're ready to start a free diagnostic evaluation of your media, call us at 1-877-304-7189, bring your storage device to our Kansas City, MO office, and be sure your data is in professionals hands.
Kansas City, MO ACE Data Recovery:
2nd Floor,
Kansas City, MO 64105 US
Office hours:8:30am-5:00pm Mon-Fri
Email: Customer Service
"Thank you, ACE Data Recovery!"
I have been very pleased with the data recovery process by ACE personnel . I recently gave 2 of my network drives and a PC internal drive that had failed in the last year. I was able to get the data back intact, and ACE folks were very professional and courteous throughout the whole process, accommodating to my needs like holding the drives for longer than usual time while I was out of town. I should say, they are worth the price (even if they are a bit pricey, but then, I had 3 drives, so I can't blame them for the cost). Thank you, ACE Data Recovery!Udaya Padakandla Rated 5.0 on 3/3/2016
Our Data Recovery Service Center at Kansas City, MO for Lee's Summit's clients
Dealing with ACE Data Recovery means getting A-grade services for fair prices in Lee's Summit, MO
ACEs have gained the trust of residents of Lees' Summit. Lots of households and businesses there rely on the high professionalism of ACE Data Recovery specialists when it comes to piecing valuable files together and getting them off the failed PC hard disk drives, Mac SSD storages, RAID arrays, NAS, pen drives, and 'smart' iOS/Android widgets.
It's crucial that services provided by ACE Data Recovery experts are affordable for most Lee's Summit residents. In fact, small business owners and individual computer users in Lee's Summit, MO can count on ACE Data Recovery lab's long experience and get luxury data retrieval services for fair prices.
Everyone can count on professional data recovery in Lee's Summit, MO
Even if a hard drive or a network-attached storage fails and makes all your important files inaccessible, there is a chance to retrieve vital data into one piece. To do that, many people in Lee's Summit, MO use the advantage of the high-grade services provided by ACE Data Recovery team, the world's leading data retrieval service provider.
Data recovery with ACE Data Recovery engineers seems to be easy and comfortable to many company's customers in and around Lee's Summit, MO. The reason is that ACE Data Recovery engineers have all the necessary know-how to recover data from any type of storage devices and do not use third-party solutions. This, in turn, makes the company's services really affordable for a wide range of customers-to-be.


text:
> All actions >
Select the country of your choice
Reinforcement of fresh products local supply chains in Bukitcatu
In Bali, the touristic sector is always expanding and requiring quality fresh products from local farms. The project has been constructed with Club Med to strengthen the quality, regularity and traceability of local supply chains.
For this purpose, a group of farmers is supported to enhance the value of their production system thanks to agroecological practices.
Expected results:Cooperative of 30 VSE (very small entreprise) Budget :€15,000 in 2018 Funding :Club Med Foundation Project management :Agrisud International Partnerships :Club Med Foundation
Developing local production for tourism, Siem-Reap and Kandal Provinces
This project aimed to support 225 cammbodgiens producers around Phnom Penh and Siem Reap volles to reate a supply chain of fresh, local products to the large hotels of the Accor group.
Expected results:225 agricultural VSEs supported, access to Accor Group hotels. Budget :€105K over 2005-2012.. Funding :Accor. Project management :AGRISUD. Partnerships :AGRICAM, France Volontaires.
Professionalising periurban agriculture in Pnhom Penh – Prek Ta Lay, Kandal Province
The project "Professionalization of Agriculture in Phnom Penh, Village Prek Ta Lay, Kandal Province" was set out by Agrisud International and its local partner Agri-Cam with funding from the Aquitaine Region.
This project has a duration of 18 months (October 2010-April 2012) was the professionalization of farmers from the village of Prek Ta Lay in a sustainable development of agricultural activities and supply chains in the city of Phnom Penh.
Expected results:120 agricultural VSEs suppo. Budget :€52K over 2010-2012. Funding :Aquitaine Regional Council, ESFI, Accor, AGRISUD. Project management :AGRISUD. Partnerships :AGRICAM, France Volontaires.
Learning cycle promoting agroecological practices
Agrisud has a constant focus on boosting the action capacities of NGOs, organizations, professional groups, and also those of its own projects' teams. Transfers of skills are made via « learning cycles ».
Promoting agroecological practices
Based on the "Agroecology in Practice" guide (Agrisud, 2010), this course helps participants learn these practices. It is based on transferring methods and tools to:
- Understand agroecology and its economic, social and environmental dimensions;
- Understand the sustainable management of a farming system;
- Analyze the context of operation and identify the appropriate agroecological practices;
- Be able to spread these practices.
Expected results:20 to 25 participants from 15 to 20 Cambodian organisations trained in good agro-ecological practices. Budget :€20K over 2013. Funding :Hauts-de-Seine Local Council, participating organisation. Project management :AGRISUD. Partnerships :non communiqué
Agroecological intensification and Diversification of family farming – Siem Reap
Avec la proximité des temples d'Angkor, la croissance touristique de la ville de Siem Reap s'accompagne d'une forte demande en produits frais. Cette demande est satisfaite en grande partie par les importations venant des pays voisins, excluant les petits agriculteurs locaux qui subissent des contraintes multiples.
Les actions visent les petites exploitations familiales et portent sur l'intensification agroécologique et sur l'amélioration de la commercialisation. Ces petites exploitations acquièrent l'autosuffisance alimentaire, obtiennent des revenus réguliers et contribuent à approvisionner les marchés locaux. Le volet commercialisation est particulièrement actif, tiré par une demande croissante pour les produits sains et locaux.
L'organisation en groupement de commercialisation permet aux petits producteurs de se saisir collectivement des opportunités économiques qui leur étaient jusqu'à présent inaccessibles.
Expected results:750 agricultural VSE assisted Budget :€1,140,000 over 2016-2020 Funding :AFD, Department of Hauts-de-Seine, MAEDI, BNP AM Project management :Agrisud International Partnerships :Srer Khmer, Department of Hauts-de-Seine
Diversification of farm production and support to the producers of aromatic plants and spices in Sahaspur block – Northern India – Nord de l'Inde
The context is that of Sahaspur block at the periphery (25 km) Dehra Dun, capital of the state, where traditional agriculture is above all for the poor farmers, a very precarious subsistence farmers often cut off from the market.
The project objective was to sustainably improve the living conditions of the families of poor farmers by supporting them in diversifying their agricultural activities mainly aromatic crops and spices, through an organization of efficient producers.
Expected results:100 agricultural VSEs and a distillation unit supported. Budget :€23,000 over 2010-2012 Funding :Naturex, AGRISUD, HARC - Himalayan Action Research Center. Project management :AGRISUD. Partnerships :HARC.
Spices production to improve living conditions in Dehra Dun district – North of India
The goal of the Masraspatti project is to improve the life conditions of 140 poor farmer families, on a long-term basis, in 8 villages of Panchayat. Agrisud and its local partner HARC, assist those families in the development of the cultivation and processing of spice plants like ginger, turmeric, pepper or coriander.
Expected results:Support 140 very small farming enterprises and 8 villages Budget :€25K over 2015-2016 Funding :Agrisud, HARC, others... Project management :Agrisud Partnerships :HARC (Himalayan Action Research Center)
Food Security for women and poor families of the Viengkham district, Luang Prabang Province
Expected results:508 agricultural VSEs supported in 25 villages, action on drinking water, nutrition and land management in 10 villages. Capitalization work in 2012 Budget :€519,000 over 2009-2012 Funding :the European Union, the French Foreign Affairs Ministry / France Volontaires and Agrisud Project management :AGRISUD. Partnerships :PAFO - Provincial Agriculture & Forestry Office Luang Prabang, IRD / CIFOR-NAFRI and France Volontaires
Forestry and agroecology in the mountains of northern Laos (FORAE I) – Luang Prabang Province
After a first successful operation between 2009 and 2012, the goal of this project is to keep fighting against the poverty of people living in the mountains in northern Laos. For that purpose, the natural resources have to be rehabilitated, safeguarded and valued (water, soil, biodiversity).
The project will also adapt to climate change and mitigate its consequences (agricultural systems' resilience, reduction of greenhouse gas emission and carbon sequestration).
Expected results:550 VSE Budget :€877,000 over 2015-2018 Funding :AFD (French Development Agency), Swiss Philanthropy Foundation, Fondation Ensemble, France Volontaires, MAEDI, WFP, IFAID Project management :Agrisud (leader) and Nitidae Partnerships :Nitidae, SAEDA (Sustainable Agriculture & Environment Development Association), Lao women Union, PAFO (Provincial Agriculture & Forestry Office Luang Prabang), DAFO, Viengkham District
Enhancing Nutrition of Upland Farming Families (ENUFF) in Oudomxay and Huaphan provinces
Laos launched its National Nutrition Plan for populations living in isolated mountainous areas where undernutrition still persists.
It is a complex task that requires action on multiple levels and long-term interventions for effective and sustainable results. Agrisud in collaboration with the Swiss Agency for Development and Cooperation and the Netherlands Development Organisation (SNV) engages in an innovative and dynamic project by means of an integrated approach that links agriculture with nutrition.
Project ENUFF (Enhancing Nutrition for Upland Farming Families) is implemented in 40 mountainous villages. The agricultural aspect of the project has been taken over by Agrisud. Its goal is to improve agricultural techniques thanks to agroecology, to diversify crops and establish marketing sectors. Access to healthy and adequate food is one of the main factors that improve nutrition in Laos.
Expected results:4,000 agricultural VSB supported in 40 villages of 2 provinces: Oudomxay (Beng and Nga districts) and Huaphan (Viengxai and Xiengkhor districts), strengthening of local organizations Budget :€ 6,000,000 (€ 1,100 k€ agricultural component) over 2016-2018 Funding :SNV/SDC (Swiss Cooperation for Development and Cooperation), France Volontaires Project management :Agrisud, SNV (Netherlands Development Organisation) Partnerships :SNV (Netherlands Development Organisation)


text:
outfit ideas
Why Your Wardrobe Needs A Victorian Revival
Layers of ruffles, yards of lace, and those classic poufy pagoda sleeves – Victoriana is making its 21st century comeback, reiterating itself in modern interpretations, and the fashion world can't get enough of the romantic aesthetic. Here's some 19th century inspiration and a bunch of Victorian-inspired pieces you can buy. Long live the Queen! View Story >
outfit ideas
The Shirt-Under-Dress Trend Is The Simplest Winter Hack
We love ourselves an easy, doable seasonal trend that does not require an entire wardrobe upgrade, and this time it comes in the form of wearing your simple t-shirt or blouse under a dress – both of which you already own tons of! All you need is a bit of inspo, which we have plenty of in here, plus looks you can shop. Cold weather's here guys, layer up! View Story >
outfit ideas
Jossbox Is Going Music Festival Shopping!
Here's what we're going to be wearing all season. View Story >
outfit ideas
Fun Fashion Folk To Follow On Snapchat
Bored of tapping through the same old Snap stories of your friends'? Well, it's time for some on-the-go inspo from fashion's coolest people! They frequent the most happening haunts around the world, hang out with the hit makers, give you a free backstage pass to the latest fashion events, and a peek into their fabulous lives, all with their super style on display. Also, some Snap-worthy looks to shop in here. Happy Snapping! View Story >
outfit ideas
We Found The Perfect Skinny Jeans!
They fit like a dream, too. View Story >
outfit ideas
Let's Wear Our Hearts On Statement Sleeves
Bell, balloon, Victorian or extra long, unique sleeves really elevate any outfit from drab to fab – and statement ones that are doing their runway rounds this time are a whole new sartorial ballgame. Push the conventional three-fourths and cap sleeves to the back of your wardrobe, and make place for these fancy additions with personalities. Plus, shop six stylish pieces! View Story >
outfit ideas
These Are The Most Popular Fashion Trends This Year According To The Google Report
We love stalking the runways and the stores, but you know who's stalking our shopping habits? Google! By compiling over a billion searches, they've curated a comprehensive list of what's hot and what's not. Is your favourite trend of 2015 in the list? Find out! Plus, unanimously loved pieces you can shop. View Story >
outfit ideas
Your Backpack From School Just Got A Major Upgrade
Forget the 'it' bag of the season, chic backpacks in different styles, textures and skins are all the rage right now – they're super comfortable, sturdy to support your life essentials and leave your hands free to do whatever you please! From casual to dressy, we dug up some inspo and stunning two-strappers you can shop. View Story >
outfit ideas
Fresh Inspiration For Your Good Old Button Down Shirt
It was probably once your dad's wardrobe staple (and your mom's), and we bet you can't imagine yours without it now. The ways to style the classic button down run the gamut – wear it off the shoulder, backwards as a turtleneck, tied up, or just as an oversized shirt dress – the beauty lies in the ingenuity. Here's some cool inspo! View Story >
outfit ideas
Super Cool Spring-Summer '16 Shoes And Accessories To Shop
Hail SS '16, bringer of shopping bags brimming with spanking new trends! From all sheer everything and graphic prints, to Edwardian accents, shoes and bags in a plethora of styles are going to be populating store windows real soon. Until then, fill up your virtual carts with these trendy finds we scouted out! View Story >


text:
Our Pastor:
Pastor McKenzie Himes
Our Mission:
Go therefore and make disciples of all the nations Baptizing them in the name of theFather and of the Son and of the Holy Spirit, teaching them to observe all things I have commanded you; and lo, I am with you always, even to the end of the age.
Our Vision:
To Spread the Gospel in our community by reaching out in LOVE and encouraging people to change their lives with hope, comfort and peace.
Our Motto:
A Church that loves you to life!


text:
It's a Blackmail Smorgasbord!
In her book The Smear, Sharyl Attikisson mentions a particularly seedy aspect of the Bill Clinton impeachment.
After the House voted to impeach the disgraced President, it was up to the Senate to either convict or acquit.
And when the impeachment went to the Republican-led Senate, Hustler magazine publisher Larry Flynt sent out a bounty.
From Attkisson's book:
Flynt bought a full-page ad in the Washington Post brazenly soliciting ammunition for the smear. He offered a toll-free number and promised up to a million dollars in cash to anyone who could prove they'd had adulterous sex with a current member of Congress or high-ranking government official.
Two thousand phone calls flooded in.
The plan worked like a charm.
As Attkisson put it:
Flynt's targets at the time weren't just sitting politicians. Hustler editor MacDonell told reporters the hit list included pundits "who go on TV and keep attacking Clinton." It was a warning shot across the bow. Speak out against the president and you'll pay the price. Guilty-minded commentators began self-censoring. Suddenly some of the television analysts weren't so hard on Clinton. In fact, some of them switched to defending him. In February 1999, the Republican-majority Senate voted to acquit Clinton.
[Excerpts from Apple iBooks version of The Smear]
Given what we've learned over the last few days, this all makes sense now.
Doesn't it?
Congress has become a blackmail smorgasbord.
Could you imagine the treasure trove of blackmail material that must exist inside the halls of our government?
In fact, yesterday, Stefan Molyneux posited a rather interesting theory.
NDAs for Congressional sexual harassment settlements means potential blackmailers have far more information about Congressmen than voters. Did the Awan brothers – who had access to Congressional computers – know the details of the settlements? Is that why they were not fired?
— Stefan Molyneux (@StefanMolyneux) November 21, 2017
Yes, that certainly would explain a lot with regard to the Awan brothers, wouldn't it?
I imagine job security is guaranteed if you are privy to the dark underbelly of our citizen legislators.
Keep in mind, members of Congress are claiming that the phony Trump dossier made our President a target of blackmail.
But who really is a target of blackmail here?
If the mere threat if exposure got the Republican-led Senate to acquit Bill Clinton, Congress must be hiding some really nasty stuff.
And I'm guessing it's been going on for decades.
I mean, come on. The things we do know are bad.
Ted Kennedy drove drunk off a bridge and left a young woman trapped in his car. Rather than call the police or even try to save her himself, Kennedy scurried off and met with lawyers to concoct his defense.
And while he saved his own skin, Mary Jo Kopechne ran out of oxygen and drowned.
That's just the one we know about.
Could you imagine what they're keeping from us?
Good heavens, it must be bad.
Molyneux asks a legitimate question.
The Awan brothers burrowed into files they had no business seeing.
And here we were just worried about classified documents.
But let's be honest. Would the Democrats shield these guys just because they accessed classified documents that would compromise the security of our nation?
Come on. Like the Democrats care about national security.
No. The only reason they would go to such lengths to protect these guys is if the information gathered was of a more personal and damning nature.
I imagine the Awans must've felt like they bellied up to the all-you-eat Blackmail Café.
And Debbie Wasserman-Schultz and the other Democrats who are protecting them are doing so to save their own asses.
If Congress is actively preventing voters from knowing the facts about their own Senators and Representatives, they are – to use a much-love Hillary phrase – undermining our democratic process.
I don't care what elected officials did thirty or forty years before they were elected. But once they are in office, voters have a right to know if any of them are acting in a way that is immoral, unethical, or illegal – or all three.
We have the right to know if the man or woman running for office is a platter at the blackmail smorgasbord.
After all, the blackmail money is coming from our wallets.
Hit the Tip Jar!
Your contributions help keep PatriotRetort.com an ad-free site. Hit the DONATE button in the side bar. Or, set up a recurring monthly contribution by choosing SUBSCRIBE. Even a few bucks can make a world of difference!
Check out DiannyTees.com
— my Conservative & Christian T-shirt Store.


text:
The content available is no longer being updated and as a result you may encounter hyperlinks which no longer function. You should also bear in mind that this content may contain text and references which are no longer applicable as a result of changes in law, regulation and/or administration.
Washington, DC – The U.S. Office of Personnel Management (OPM) released a government wide Strategic Plan to increase support and access for Veterans seeking employment with the Federal government. The plan is part of President Obama's Veterans Employment Initiative, a pragmatic, straightforward approach to helping the men and women who have served our country in the military find employment as civilians in the Federal Government.
"This is America's first strategic blueprint to increase and support the hiring of Veterans throughout the Federal workforce," said OPM Director John Berry. "This plan aggressively dismantles barriers for Veterans seeking Federal employment. Additionally, it provides ongoing career support to Veterans working within the Federal workforce and specifically looks to support new veterans as they adjust to civilian work life."
OPM convened senior leaders from the Departments of Defense, Labor, Veterans Affairs, Commerce, Homeland Security, Treasury, and Transportation to develop the plan.
They worked together to break through past veterans employment barriers through:
1. Leadership Commitment – establishes a governance structure dedicated solely to the employment of Veterans in the Federal Government;
2. Skills Development and Employment – focuses on providing employment counseling and aligning the talents and aspirations of Veterans and transitioning service members with civil service career opportunities;
3. Marketing Veterans' Employment – creates a marketing campaign targeted to Veterans and transitioning service members on the benefits of continuing their careers with the Federal civil service as well as targeted to hiring officials on how Veterans can meet skills demands in their organizations; and
4. Information Gateway – creates a single-source website (www.FedsHireVets.gov) for disseminating accurate and consistent Veteran employment information and resources for Veterans, human resources (HR) professionals and hiring officials.
On November 09, 2009, OPM Director John Berry joined President Obama as he signed the Executive Order on the Employment of Veterans in the Federal Government, which established the Veterans Employment Initiative for the executive branch. The Initiative underscores to Federal agencies the importance of recruiting and training veterans, increases the promotion of employment opportunities within the executive branch to veterans of the armed forces, and helps recently hired veterans adjust to service in a civilian capacity.
At the end of Fiscal Year 2008, there were approximately 480,000 veterans working within the Federal government.
For more information, visit:
OPM leads and serves the Federal Government in enterprise human resources management by delivering policies and services to achieve a trusted, effective civilian workforce. By Empowering Excellence in Government through Great People, we provide leadership and support to U.S. agencies on issues including human resources policy and oversight, background investigations, federal employee benefits, retirement services, guidance on labor-management relations, and programs to improve workforce performance. For more information, visit OPM.gov or follow OPM on Twitter, Facebook, or LinkedIn.


text:
Company Details
Shenzhen Wardmay Technology Co., Limited
Chutima Suksai Nov 26, 2019 5It is really lucky to meet such a good supplier, this is our most satisfied cooperation, Looking forward to working with Shenzhen Wardmay Technology Co., Limited company again!
Houssam Guasmi Nov 22, 2019 5This company can be well to meet our needs on Spy Camera quantity and delivery time, so we always choose them when we have procurement requirements.
Paulo Almeida Nov 10, 2019 4The sales person is professional and responsible, warm and polite, we had a pleasant conversation and no language barriers on communication.I highly recommend Shenzhen Wardmay Technology Co., Limited team.
We didn't put all products on website. If you can't find the product you're looking for, please contact us for more information.
Hot Products