text:
NEW YORK (MarketWatch) -- Retail shares slipped in Friday afternoon trading, following the broader market even after the Federal Reserve stepped in with another round of liquidity to calm investors concerned over a global credit crisis.
Nordstrom Inc. JWN, -0.51%, Limited Brands LTD, +2.53% and Kohl's Corp. KSS, -0.71% were among the lead decliners in afternoon trading.
The S&P Retail Index $RLX fell fractionally to 467.81. U.S. stocks traded mostly lower as the Federal Reserve joined other central banks in channeling funds into the markets to help the flow of credit and temper global credit jitters. See full story.
The choppy trading come a day after most chain stores reported monthly sales results for July. Several retailers cautioned that shoppers were feeling pressured by the uncertain economy. See full story.
Pacific Sunwear of California PSUN slipped nearly 8%, after Caris & Co. downgraded the shares and said the company's fundamentals were continuing to deteriorate. Caris also said retailer Urban Outfitters Inc.'s URBN, -2.74% namesake segment would not see a turnaround for several quarters, and its shares fell 7%.
Shares of AnnTaylor Stores Corp. ANN, -0.34% traded lower after the women's clothing retailer said Chief Financial Officer James Smith resigned to pursue other interests.
Dow components Wal-Mart Stores Inc. and Home Depot Inc. also slipped. No. 1 retailer Wal-Mart WMT, -0.12% said Thursday that while its back-to-school promotions proved popular with shoppers, deep discounting was impacting its margins.
Home Depot HD, -1.81% shares retreated after falling sharply on Thursday after the home-improvement retailer said it was renegotiating the terms for its sale of its supply arm. See full story.
"The renegotiation of [the Home Depot Supply] deal terms is unprecedented in nature, particularly with regard to a potential reduction of the sale price," Citigroup analyst Deborah Weinswig wrote in a note to clients on Friday. "However, in light of an increasingly challenging market, we believe that Home Depot and the private equity firms (in conjunction with the banks) are working toward getting the deal done."


text:
It is clear that there is a drug epidemic in our country. Unfortunately, the problem appears to be on the rise without a clear end in sight. It's been a battle for more than a decade, and the issue is finally receiving some proper attention. Instead of continuing to brush drug addiction under the rug as a "personal problem," people are coming together to find resolutions. We are proud to see our politicians working together to make a difference. We are inspired by these efforts, which is why we continually offer our K9 dog drug searches in Fort Worth. Every bit of help makes a difference to a drug addict who is potentially facing overdose.
House Passes Bills to Combat Opioid Abuse (Real Clear Politics)
Thankfully there is cooperation between both Republicans and Democrats when talking about the drug epidemic.
A few weeks ago 18 pieces of legislation passed through the House that address the incredible drug problem in the United States. The last of these pieces received an overwhelming 400-5 supportive vote.
If President Obama signs the legislation that recently passed through both the House and the Senate, then our country will notice many beneficial changes for the drug crisis:
- Increased number of advocacy groups, patients, medical officials, and federal agencies who will work to regulate painkiller prescription guidelines
- Help for pregnant mothers who face addiction
- Resources for drug education
- Increased naloxone access (naloxone reverses overdose effects)
- Bring together communities who have been torn apart by the drugs
- Grants for local and state governments to boost drug enforcement officers
- Improved addiction and treatment resources and facilities
Altogether, we can't do this unless we all work together. If you need some help determining if a friend, family member, student, or coworker is using drugs, please hire our K9 dogs for a thorough drug search. It will make a difference.

subset: commoncrawl


text:
Cambridgeshire's Time Credits volunteers clock up #50,000 hours
Over 1,700 Time Credit volunteers have given #50,000 hours – which equates to five years and eight months – since the scheme launched in 2014 to helping older people, children and young people and community organisations across Cambridgeshire. Read some of the volunteers stories below.
Re-Useful, March
One of our earn organisations Re-Useful explains how much of a difference the scheme has made to their volunteers.
"Throughout my time working with time credits, I cannot express how much of a difference the scheme has made to our volunteers. Many of them are on low incomes and volunteer with us to gain work experience. By offering time credits, we are able encourage volunteering and time spent with us helps to lay foundations of a work ethic."
"It has been lovely to hear stories of how they have spent their time credits, done things they would normally not have been able to afford and how marvellous they feel when they redeem them or give them to friends and family. They have a true pride in the time they have spent volunteering, and can see the benefit not only mentally, but in real terms. Many of them have forged friendships and spent credits in activities together, which was a spin off we never expected – helping to reduce social isolation and encourage new activities."
Kathy Ingram, Littleport and Ely Timebank
Kathy Ingram, who lives in Littleport, has given 112 hours to her community by going to coffee mornings and helping at one-off events. She has spent her time credits to travel with East Cambs Connect to attend activities in Ely.
"I enjoy going to the coffee mornings, it is a nice social event," she said. "I have met some lovely people and I try to help out where possible. It has helped me a lot; I have learnt how to crochet and I have stated playing badminton at the leisure centre."
Pam Harper, Hearing Dogs for the Deaf in Cambridge
Pam Harper earns time credits by speaking to groups about the work of Hearing Dogs for the Deaf and at fundraising events.
"I love the volunteering but I use the time credits on things that I probably wouldn't spend money on," she said. "I think they are a great incentive for anyone thinking about volunteering. On top of the pleasure of volunteering they give you an extra little reward that can be used to indulge oneself or given to others as gifts."
"My whole experience of volunteering for Hearing Dogs has opened up many new opportunities and I've found I can do things I never thought I'd be able to do, for example speaking in public. Since volunteering I have grown in confidence in many ways."
Jade Hockie, St Ives Time Bank
Since Jade joined St Ives Time Bank in 2014, she has given her time in a variety of ways including helping many older members with computer and word processing issues, as well as making a huge variety of cakes for coffee mornings and events.
With the Time Credits she has earned, it has encouraged Jade to sign up to an Adult Education course in St Ives. "Time Credits are a great way of trying new things out at little to no cost, it has encouraged me to learn a new skill and sign up to learn Arabic. There is a great choice of places to spend your Time Credits, and I have treated friends too."
"I moved here around 3 years ago and have met lots of new people".
Roxi Beldean, Ely Children's Centre
Roxi has been earning Time Credits at Ely Children's Centre since 2016 by volunteering at the wacky Wednesday sessions and has also supported other sessions. She was encouraged to apply for a Children's Centre worker vacancy that came up and is now working in that role and has grown in confidence. She has spent her Time Credits in a variety of ways including taking her son and sister to the cinema.
She said: "It makes you think what you can do with them, where to go with your child, maybe to try different things that you haven't tried before. I have to tried new things with my son, like visiting the museum in Ely."
Along with offering new opportunities, Time Credits have helped volunteers like Roxi develop their skills and confidence.
"I have been able to gain knowledge and experience during my volunteering role that has in turn increased my confidence and has allowed me to feel capable to apply for work," she added. "Time Credits has given me an incentive to feel valued within my volunteering role at the Children's Centre".
Glenda, Wisbech Community House
Glenda Storey, who came to know about Time Credits when she was homeless and in a hostel, has earned Time Credits when she volunteered to give her time to Wisbech Community House, which supports people to get back into work.
"When I started going to the Community House I was given the opportunity to volunteer and was again given Time Credits for my time," she said. "I have been using them to go to the Light Cinema, Peckover House, Elgood's Garden, the College of West Anglia and swimming at New Vision.
"Without Time Credits I would not have been able to visit these places and enjoy the activities they have on offer."
Denise, People and Animals in Wisbech
Denise volunteers for People and Animals in Wisbech. She volunteers at sessions at The Oasis Centre, The Orchards Primary School and the Queen Mary Centre.
Through volunteering she has met new people and has a bigger circle of friends where she feels supported, she now gets out of the house regularly.
Denise has spent her Time Credits on going to the cinema with friends, having her hair cut and coloured and her nails done at the College of West Anglia. If she didn't earn Time Credits she wouldn't be able to afford to have these done, being able to go to CWA to have her hair done makes her feel more confident.
People and Animals are planning on a group spend trip to Kings Lynn to go ten pin bowling.
Ish Tannahill, Make do and Mend, Cambridge
Ish Tannahill earns Time Credits by doing admin jobs at Make do and Mend, a mental health charity providing creative, empowering workshops, and at CHS House where she lives. In the past she has also run a LGBT history group and a creative writing session.
She starting earning them four years ago and spends them on a variety of ways including a bike maintenance course with Outspoken Cycles, the cinema and swimming.
Thanks to volunteering, it has helped her get into work and boosted her confidence.
"It's really helpful," she said. "It's helped me grow as a person and helped me realise actually yes I can do what I thought I could never ever do and that was volunteer and work.
"Earning Time Credits is a really good incentive to keep you going and keep you growing as a person. You have your own choice and you can do what you want to do and you can make it your own when you're volunteering, I think it's a great thing."
If you are interested in learning more about the Time Credits scheme, please visit our Time Credits page for further information.


text:
Client is a boutique firm with a successful track record of projects in the restaurant, hospitality, retail, mix-use markets. Ownership in firm is a path for growth.
VP Architecture you will be responsible for directing the design and production effort on programs throughout our 3 offices. You will also be expected to direct the production and detailing of said documents, maintaining quality in each area. Management of the Architectural staff and department budgets will be required. In addition, you will be required to assist with budgeting for work and proposals and reporting on your department's status including providing reports to the Board of Directors. Travel between our offices, client, and sites will also be required. In this VP position, it is also anticipated that you will assist in expanding ACS' workload, client base, and project types.
Position can be based in OC or Milwaukee. Needs to have a charisma to motivate staff and clients.
Please email a confidential version of your resume and we will be in touch!


text:
Have a wonderful Thanksgiving!
If you are not alone, know you are blessed.
If you are alone, like me, what are your plans to make Thanksgiving special?
Have a wonderful Thanksgiving!
If you are not alone, know you are blessed.
If you are alone, like me, what are your plans to make Thanksgiving special?
Honor your Commitments… Even the commitments you make with yourself.
… it is a quick way to build your self esteem and build solid, happy relationships.
Write down 3 things you're grateful for… Post the list where you will see it often.
(Photo – Latest Painting)
Forgive yourself.
Don't make your loved ones guess how you feel about them.
Let them know everyday by your actions and words!!
If they have to guess, they might guess wrong…
Give it (whatever it is) a little time and space.
What can I say about lows… 🤔
Those lows can be sneaky little devils… might not even know you're going through it, until you discover you don't like your own behavior.
Luckily, it's an easy fix.
Ok, it's not easy. It's a real pain in the a**!
1. Let yourself be sad. You're allowed to be sad. Sadness is a wonderful emotion that helps guide us through change.
2. Take responsibility for your part. We make mistakes. We are imperfect, but we learn and we improve.
Forgive yourself while you're at it.
3. Get back on track with you. Reconnect with your core morals and values.
4. Next, you might need to set some boundaries so you can stay true to your morals and values.
5. You've given yourself the needed time.. Now, get up and move that body. Do some things that make you happy.
Don't try to spend time with somebody who doesn't WANT to spend time with you.
Spend your time with people who can't wait to spend time with you.
Your life will be much more enjoyable! 😀
#Love #BDueChallenge
Ask somebody you trust for their opinion.
You don't have to follow their advice.
You don't have to take what they say to heart.
But hearing from people who care about you is a good thing.
Stay true to you and do what is right.
Pick one drawer, closet, or cupboard and clean it, organize it, declutter it. 😀
I've been doing a lot of this lately and it feels amazing!
My office was a tough one… still sorting papers. BUT WHAT A DIFFERENCE!
I feel lighter, less stress…
I've also been using sites like Poshmark, Craigslist, and Let Go.
I have a long way to go, but I'm getting there. My perfectly clean and ready-for-guests guest room has become my selling room– Perfect use of the space!
🤞I hope I am done by next month.
Christy, in Touchable Love goes through a wonderful transformation because she declutters her life and learns how to face everything that holds her back.
Have a great day!


text:
Board Games in St. Petersburg, FL
Serenity Games is all about the Board games! We are proud to be the premier destination for the Grand Gamers of Saint Petersburg (Facebook | Meetup). In addition to our wide selection and diverse knowledge, we gather the most knowledgeable and varied gamers under one roof bi-weekly to... play games! Whether you are a lover of Resource Gathering, Territory Control, or good ole Thematic gaming.
Serenity Games is here for you! Check out our selection of demo games! Feel free to just come in and play one! Serenity Games stocks Fantasy Flight, Rio Grande, Flying Frog, Zman, Wizards of the Coast, Mayfair Games and more!


text:
If you've received a vehicle safety recall notice, there's probably no need to be alarmed. Recalls happen when a car manufacturer or the National Highway Traffic Safety Administration (NHTSA) finds out that a vehicle has safety-related defects big or small or has not complied with the minimum safety standards. A recall notice can be sent for anything from a defective airbag to a missing sticker, so a recall notice doesn't necessarily mean you are in any danger. When a safety recall is ordered, manufactures must notify the car owners affected via recall letter and fix the defect however it is deemed necessary. If you receive a recall letter, don't panic. Here are the best ways on how to handle a recall:
Read the Recall Letter Carefully and Follow the Instructions
A recall letter should contain the defect description, potential risks of the defect, early warning signs, the manufacturer's repair plan and the instructions on what you should do after receiving the letter. The instructions normally indicate that you contact your local dealer to schedule an appointment for the repair. We recommend that you do so immediately. Although not all defects will impose possible hazards, it is better to act right away so you can avoid the potential danger caused by the car defect. Checking with a dealership is often necessary because it may take some time for a dealership to have the proper part in stock.
Note: If you don't receive a recall letter but your car manufacturer announced a recall, visit the NHTSA website to search through the current recalls using your car's Vehicle Identification Number (VIN).
Bring Your Car To the Nearest Authorized Dealer
When you take the car for repair, make sure to bring the recall letter with you. Remember that you probably won't need to pay for the repair service. All cars on the NHTSA's car recall list are free from expenses related to auto safety recall fixes.
Don't Wait, Have your Recall Work Performed Today!
Acting immediately on an auto safety recall is very crucial for you and your family's safety. For vehicle recall service, call Hanlees Auto Group. We offer the best vehicle service in Northern California. Visit the dealership's website or call our agents to schedule your recall repair service.


text: Our culture and service philosophy is to surprise and delight Customers by always giving more than expected. We even have a WOW! Department in our corporate headquarters, with staff responsible for making sure that each and every Customer has a true WOW! experience. Our success in our 600 (and growing!) retail stores rely on it. We believe our Customer deserves an exceptional self storage experience, no matter the reason for storing with us.


text:
New Jersey Gov. Jon Corzine said Thursday that he hasn't discussed with Bank of America Corp. BAC, +1.75% the possibility of his becoming its next chief executive, Bloomberg News reported. "I can confirm I have not spoken with them," Corzine said in a brief interview in Newark, N.J. The former Goldman Sachs Group Inc. GS, +3.44% chairman and CEO declined to say if he's interested in returning to Wall Street after leaving office in January but said he hasn't given much thought about his post-gubernatorial plans.
Corzine, 62, a Democrat who previously served in the U.S. Senate, was defeated Nov. 3 in his bid for a second four-year term by Republican Chris Christie.
Earlier Thursday, CNBC's Charlie Gasparino reported that Bank of America didn't deny rumors that Corzine is among candidates the bank's board is considering to succeed CEO Ken Lewis, who is retiring at the end of December.
Full story at http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aXhYJy6x_Owo


text:
I own GORO, and today it bucked the trend in miner sell offs today because this company reported killer drill results. This is the gold standard gold miner. Make room in your portfolio for this stock. I'd say gap fill and go.
GOLD rejected the 65 EMA today, not surprising considering the pressure stocks were under. Now it is trapped between the 30 and 65, with the 10 ready to cross up and over the 30. I am buying on a close above the 65.


text:
- FAQ's -
Frequently Asked Questions
Make sure your inventory is accurate and updated as necessary. Some commonly forgotten things: items in the attic, garage, patio, shed. Keep your building managers/property owners informed of moving details, if necessary.
Ask if they require a Certificate of Insurance (COI), find out where the movers should park and what hours you can use the elevator. Also, is there any time restriction for the movers. Get your belongings boxed up! (Or request professional packing service). If you did not purchase packing, remember to unpack cabinets, drawers, and desks, so the movers don't have to do it for you and charge an additional fee.
Be sure that anything you don't want to be loaded with personal items and high-value items you plan to carry separately is apparently set aside for the things to be moved. Example: jewelry, passport, keys, travel essentials, toll pass, plane ticket.
More information: I booked my move! What should I do next?
If your move-out and move-in dates are different for local moves, you will need storage services. Also if you are Moving long distance and you can not accept delivery on the 3rd day after you Pick Up I completed, you will need storage service. Prices are calculated in 30-day increments, and we will safely store your belongings in our warehouse.
More information: What if I need temporary storage for my move?
You can update your inventory anytime. Log in to your account and make changes. We strongly recommend finalizing your list at least two business days before your move since your price is estimated by the weight/ CUft of your items.
More information: What if I want to add items after I booked the move?
That is why we created custom item button for you. This option is available for every room and which is located in the top right corner. Just provide an estimated Cu Ft lbs of your item. Please note that for some items, handling fees may be added later if a thing is bulky or extremely heavy ( Some examples of handling fee for details are for Piano, ATV, kayak, vending machine, etc. )
More information: I Can't find an item on your Online inventory list?
Give us a call, and we'll try our best. Moving on short notice will not impact your price for local and long-distance moves. Cost can be significantly higher only if you narrow your pickup window to one day just for long distance move.
More information: Can I Schedule my move tomorrow or day after tomorrow?
For the best price, we recommend booking at least one month ahead in the busy season (May- December) and two weeks ahead during the Winter and Fall. For the long-distance moves, we require flexibility with two-day pickup window. You will be notified 48h in advance what is your move date.
More information: How far in advance should I book my move?
✓ Tolls, Gas, Mileage, and Taxes.
✓ Detailed Itemized Inventory List.
✓ Special Moving Blankets to Wrap and Protect Your Non - Fragile Items.
✓ Basic Disassembling and Assembling of Basic Furniture (if needed).
✓ Full Standard Valuation Protection at the rate of 0.60 per pound per article.
✓ Up to 75ft of long carry counting from the truck to the entrance to your Home.
✓ Up to 10 steps ( Stairs)counting from the truck to the door to your Home.
✓ Packing and unpacking if indicated on your estimate.
✓ Loading and unloading and furniture placed & set-up at destination.
More information: What is included in my Move?
Required information for the price are your: name, pickup zip code, delivery zip code, phone number, email address and completed Visual online estimate. Everything else is optional until you decide that you want to book your move.
More information: What informations do you need from me for the price calculation?
Our privacy policy is rigorous. We do not share your information with the third party. At the end of the Quote, you can decline any phone calls and emails, and the only email that you will receive from us is your price quote.
More information: What is happening with my data and personal information?
We use a sophisticated formula to get the best price for your move. In consideration we take:
- Weight or Cuft of all the items ( Lbs or Cuft),
- Season of the moving ( rates are higher during the peak season, and lower in the winter)
- Popularity of your route ( you can get a better price if you are moving from Maryland-Georgia compare to the Maryland- Kentucky even if it's the same mileage)
- Additional services such as packing, more than a one flight stairs, etc.
More information: How do you calculate the price of my move?
Unfortunately, We are not servicing any international moves. We hope we will able to add that service anytime soon.
More information: Do you service international moves?
Three things can happen. Either We are overbooked on that specific time and date. We do not service local moves in your area ( right now we are functioning local moves only in IL, MD, VA, DC, GA). Or you are moving long distance outside of our area of operation. We're growing every day and adding new states.
More information: Why is Zip Moving not available for my move?
When you order a mover online, you will receive a call from Moving Coordinator explicitly designated to your move.Your Moving Coordinator will answer any questions or concerns for you and ensure that everything goes smoothly.
More information: What should I do after I booked the Move Online?
Your estimated price is guaranteed not to change unless you order additional services, add other items to be moved, or extra weight to be moved which are not explicitly disclosed to the Zip Moving and Storage. Please carefully review your estimate for accuracy. If you make any changes to the list of services ordered or the items to be moved, you must notify us before your move date so an updated estimate can be issued to you and last minute price changes can be avoided. If on the time of the move you order last minute services or have additional items to be moved the mover will issue you a new updated written estimate reflecting the change to the total estimated price.
More information: Is my price guaranteed?
We want to keep your relocation process more comfortable and more transparent. In moving industry it's challenging to get a price for your move unless you speak with the salesman, and we want to change that. Booking your move with Zip Moving is easy and saves you time and money, you can get a price 24/7. All you have to do is just go online and enter your move details and get the guaranteed price based on the circumstances you provide. However, if you prefer to speak with someone over the phone regarding your quote you can do that also just call 855-947-6543 and someone will assist you.
More information: Why Should I use your Online Visual Estimate?
Our office hours are :
- Monday 9:00 AM - 6:00 PM
- Tuesday 9:00 AM - 6:00 PM
- Wednesday 9:00 AM - 6:00 PM
- Thursday 9:00 AM - 6:00 PM
- Friday 9:00 AM - 6:00 PM
- Saturday 9:00 AM - 5:00 PM
- Sunday Closed
If you need to contact us after-hours? Email us at email@example.com , And someone will get an answer for you.
The Help Desk is also closed for certain Holidays.
More information: What are the hours of operation for the Help Desk?
A Non-Binding Estimate/Quote is an estimate of what the mover believes the total cost of the move will be based on the estimated weight or volume of the shipment and the accessorial services requested. The moving company will base the final charges on the actual weight/volume. If Weight goes up, Moving company can charge a 110% of the Estimated price (Estimated price + 10%).
More information: What is a Non-Binding Estimate?
Specific items cannot be packed inside the boxes or loaded into the truck;
You may or may not be aware that some common household items are prohibited in the moving truck. For safety and insurance reasons we cannot allow specific items to be packed inside the boxes or loaded onto the truck. Please notice that foodstuffs are included in this list.
- Car batteries,
- Household batteries,
- Ammunition,
- Matches,
- Gasoline,
More information: Prohibited items in the moving truck
Binding estimate
A Binding Estimate simply means that the price quoted in the estimate is the amount you pay at the time of the delivery. The moving company will base the final charges on the actual weight/volume. If the shipment weighs more, the estimated amount is required at to end. Everything else would be the bill to you after 30 days.
Non Binding Estimate
A Non Binding Estimate/Quote is an estimate of what the mover believes the total cost of the move will be based on the estimated weight or volume of the shipment and the accessorize services requested. The moving company will base the final charges on the actual weight/volume. If Weight goes up, Moving company can charge a 110% of the Estimated price ( Estimated price+10%).
More information: What is a Binding Estimate?
A revised written estimate will be used if, on the day of the move, the customer decides to ship additional items, request additional packing or services than what was included in the original estimate. This revised written estimate cancels the original moving estimate and replaces it with the revised written estimate. The Revised written estimate must be signed prior packing and loading the truck. Must be Detailed enough with additional items, estimated weight or Cuft of every item.
If Customer is requesting additional services on the day of the move then Moving company can do the following without issuing Revised Written Estimate :
- The moving company can cancel the move if those services are not possible to be performed by the moving company ( Example: military shipment, the destination is being changed to the area that is outside of operation radius ).
- The moving company can decide to only ship the items that were listed in the original estimate if the customer agrees.
- The moving company can ship the additional items without RWE if the driver feels that the weight or Cuft of the whole shipment will still be under the estimated weight.
- The moving company can ship the additional items without RWE and bill the customer after 30 days.
Revised Written Estimate can be Binding and Nonbinding.
More information: What is a Revised Written Estimate?
The bill of lading is the CONTRACT between you and the mover. The mover is required by the law to prepare a bill of lading for every shipment it transports The driver who loads your shipment must provide you with a copy before loading, signed by the driver and by you. Please read and understand the bill of lading before you sign it. The bill of lading identifies the mover, specifies the terms and conditions, total estimated charges and the valuation coverage of your shipment and the amount the mover will be liable for in the event of loss or damage to your shipment. The bill of lading is an important document so be careful not to lose or misplace your copy. Have it available until your purchase is delivered, all charges are paid and all claims, if any, are settled.
More information: What is a Bill of Lading and Order for Service?
The driver will usually inventory your shipment as loads go, sometimes is possible to list all of your items even before movers start with loading. The inventory will be detailed, descriptive for each item loaded inside of the truck. Be sure that everything listed in the inventory is listed correctly. You will find things written on the inventory like PBO (packed by owner) most of the time this is used for boxes packed by you. You will also find CP (carrier wrapped); this means movers pack that box labeled as CP. Even if we protect any piece of fragile furniture, it would be marked as CP. You will also notice that top of your inventory sheet you have descriptive, exception, location symbols with a specific code for any condition. Your driver will uses inventory code to make a note of the shape of a particular item. To understand these systems, look at the table below:
This inventory is for you to keep a record of what is being loaded and the condition of each item. This inventory should also be used at the destination when your shipment is delivered. Use the inventory to verify the items that are delivered, not an exception to the condition of the items as they are brought into your home and point out the damage to the driver. The inventory sheet is the document that will be used when the claims process is initiated so it is important to have the damage clearly noted.
More information: What is an Inventory?
Movers will count and record every piece of furniture and box, and then ask you to verify their list. All of the items will be numbered with the stickers and noted in the inventory sheet accordingly.
More information: How my movers will count and confirm the inventory?
You will be asked by your movers to sign a "Bill of Lading," " Valuation Selection," " Packing Materials order form,""Service Order Form," " Delivery Information form," "Revised Written Estimate" if applicable and an "Inventory list." This paperwork gives the movers legal permission to move your belongings. Please make sure you understand everything carefully before signing, and contact us with any questions or concerns.
More information: Do I have to sign any paperwork?
There is a lot of Factors that determine your delivery window.
For Example:
Other Moves on the same truck- If your load is not using the whole space in the truck, it is very likely that we will have Belongings of several other people in the same truck when we dispatch the truck out for the delivery. This means that your belongings could be in the middle of the truck and there would be one or two deliveries before yours.
Where are you moving to?
- Example- If you're making a long distance move, and you are moving to GA, AL, FL, TN, SC, IL, IA, IN, MI, PA. WV, VA, MD, DC, DE, NJ, NY we can deliver your shipment in just a few days.
Service dates on the bill of lading:
- When you receive your estimate from us, you will see a delivery window on it. This same range of dates will also be on your bill of lading. This range of dates will determine when your shipment will be delivered. For long-distance moves, the date range will be anywhere from 2 days to 17 days. Please take a look at the table below.
Law and Unpredicted scenarios:
- Delivery window is there to account for anything that may happen such as weather and for the drivers to comply with the federal regulations in regards to driving duration during a single shift. For Example Hurricanes in Florida or Snow storms in Illinois.
Please keep in mind, the less trip the movers make in the same direction, the more cost-effective it is for the movers. This is a reason why we are so competitive in pricing! You can also select Guaranteed Delivery Date but keep in mind that it will significantly impact your price.
Look Our Transit Time Guide ( Long distance ) for more information.
More information: Why is my delivery window so wide (Long distance)?
A Certificate of Insurance verifies that your mover has coverage for any damage caused to your building during your move. Speak to your building management to find out if your building requires a COI. Your price is not going to change if you add COI we just need three days notice so we can get one for your building.You also need to provide the following details of the person (in your building's management) to whom the COI will be issued:
- Their Name.
- Their contact details (email address, office phone, and fax numbers).
More information: What is a Certificate of Insurance (COI)?
The most common size is 26 ft long truck
Ask your movers what size truck they plan on dispatching for your move, especially if you're concerned about space or parking is an issue.
If there are limitations to the size of the truck, let your mover know as soon as possible. Keep in mind that the movers may not set the specifics for the day. Before your move date when the next day's schedule is completed. As of right now, we are using only 26ft trucks for local and long-distance moves. Our 26 ft truck rental is ideal for five to seven rooms — the right size for moving a 3-5 bedroom home. We at Zip can fit in those trucks up to 12,000 lbs. If you move exceed 12,000 lb we will dispatch two 26ft trucks.
More information: What size of moving truck is for my move?
- The moving company should let you know well in advance when the moving crew will show up. When they do arrive, there will be a driver/van operator who is often the supervisor of the crew – this is your go-to person for any questions or concerns.
- The first thing your moving company will do is walk through so you can give them more specific information regarding your Move if there is anything in the house that should not end up in the truck also point any items that you need a special care.After that driver will complete a written inventory of your goods, assessing each item's condition and assigning it a number for the inventory. Also, a driver will explain all the paperwork that is regard so we can legally transport your belongings to your new place.
- After the paperwork is completed, the movers will protect your carpet and start unloading blankets, tape, boxes, etc. anything that they need to start protecting your furniture.If you purchased additional services like professional packing, the movers would do that before loading the truck. If you already packed your boxes, they will load that in the truck first to create enough space for padding your furniture. Loading the moving van is last, and it is determined, so that cargo space of a truck is used most efficiently.
- Each piece will be blanket wrapped before is taken from the house to the truck, and the movers will load the truck from floor to roof. Heavy furniture will go at the bottom, boxes in the middle and fragile items on the top. Items would be stacked next to each other to prevent shifting of the load. The movers may bring pieces from different rooms and mix it in the truck to ensure a tight fit but every item is labeled from what room is coming, so at the delivery, you will be able to tell the movers exactly where you want each piece placed.
For professional service visit us on www.zipmoving.us
More information: What should I expect on my Move day?
We are here to help but...
Our movers are not licensed and trained to connect any electrical item safely. For your safety, please hire who will ensure that those things are safe to use after comparing them to the power grid.
Preparing appliances for a move Most moving companies will not disconnect or prepare your appliances to move them, so you may choose to hire a licensed professional or do it yourself. If you decide to move them yourself, here are some tips to help move your appliances safely:
- Turn off water, gas, and electricity ahead of time for safety reasons
- For each appliance be sure to unplug, clean and secure any detachable or moving parts
- Tape plugs to each machine, so they don't get pulled or tripped on
- Unplug appliances that use water, such as a dishwasher, washing machine or refrigerator, at least 24 hours ahead of time, drain them, and clean thoroughly
- Defrost the freezer in your refrigerator, which may take longer than 24 hours, then clean and dry it afterward
- To connect a dryer to natural gas, please check with a professional about how to safely disconnect it from the wall
- Before you move your appliances out of the home, protect your floors. You can use cardboard, moving mats/blankets, or plywood to protect tile or hardwood from damage.
- Remove any cabinetry or moldings from the area as well as any boxes that might clutter your space.
Pack any accessories, hoses or vents along with the manuals and warranties for the appliances in a marked box. To install your appliances as soon as possible, this box should be readily accessible during your move.
More information: Can I ask the movers to connect a dishwasher?
The common size of the moving boxes
If you have decided to forego our professional packing service and organize your household without help you may find yourself with many questions. Let our expertise be your packing guide and examine our detailed list of the types of moving boxes available. Please know we are available for any questions or if you decide the workload is overwhelming. We are happy to assist you with packing and wrapping.
To begin the packing process you need to start with the size of the moving boxes you need. First, familiarize yourself with the items you will be packing and think of them as belonging to one of three categories: heavy, bulky, and fragile. Some items may fit into one or more of the categories, but you get the idea.
For heavy items, you should consider using small and compact book boxes.
More information: Something about moving boxes
Movers will not ship living plants for long distance moves per federal regulations. Many states require special inspection for the plants. Additionally, extreme temperature and lack of sunlight in the truck can be fatal, so double check with your mover before you pack your plants.
More information: Can I pack and ship my plants?
To ensure the safe transportation of your furniture, you will need to empty all of your drawers. All of your items should be packed into boxes; this will help prevent loss and damage. Keep in mind that if the furniture full of clothes and linens is too heavy, it can cause your furniture to crack while in transit; the movers will also have a hard time moving your furniture if that peace is very heavy.
More information: Can I leave my clothes in my drawers?
You must not transport your items in garbage bags. The plastic garbage bags are not designed for transport, and they might rip, causing your things to fall out and become dirty, stained or even lost.
More information: What is a Non-Binding Estimate?
Contact your moving coordinator as soon as possible to start the claim process. Sending an email with pictures of the damages is recommended.
More information: What should I do if something is damaged?
Everything is based on weight or CU ft, if you have less items you will be charged less.
More information: What if I have less stuff than listed on my move day?
Just ask your moving coordinator how many movers they are planning on dispatching. Keep in mind that the movers may not set the specifics for the day before your move date when the next day's schedule is completed. For Local moves an average there are three guys unless ordered differently. For long distance 2-3 guys.
More information: How many movers would be sent out on my move?
Movers will provide you with the arrival window 48h and 24h before. Also, a Crew leader will contact you at least TWO Hours before their arrival. If you need to guide them to the loading dock reach out to your moving coordinator and he would be able to tell you there exact location.
More information: I'm waiting for my movers, should I give them a call to see what time they'll be arriving?
Movers will contact you to coordinate your delivery when they are at least 48h away. If you need more info, reach out to your moving coordinator usually we can provide you with the delivery date right after the pickup is completed.
More information: How can I find out that movers are coming?
This is only a guide; every home is unique. If you have long carry, stairs unusually tricky disassembly and assembly this time can vary.
More information: How long it can take to complete my move?
To add additional pickup or drop-off addresses select 'additional delivery stop off' or 'additional pickup stop-off' in Online Moving Quote. You can add this service after you booked a move. For every Additional Stop off there is associated fee. For more than one place call the office 855-947-6543.
More information: Can I add additional pickup or delivery location?
If you need to change your move date and time, log in to your account and simply change a date or time. Also, you can email email@example.com or give us a call at 855-947-6543, and we will replace the dates for you. Keep in mind that there would be a fee when rescheduling three days before the pickup or delivery date.
More information: Am I able to change my move date or time?
Moving long distance without a destination address is pretty standard, especially if you're moving suddenly for work or family. Many times, people might know the city or region of the state they're moving to but aren't sure about the exact location Simply enter a nearby zip code of the city/state where are you planning to run. You can update your addresses after you book the move.
More information: I don't know the exact address where I'm going to?
If you have high value and rare items, we strongly recommend purchasing additional moving insurance.
Mandated by the Federal Law interstate movers must offer two different liability options ( Valuation coverage).
Under Full Value Protection, your mover is liable for the replacement value of lost or damaged goods in your entire shipment. If any article is lost, destroyed or damaged while in your mover's custody, your mover will, at its discretion, offer to do one of the following for each item1)Repair the item to the extent necessary to restore it to the same condition as when it was received by your mover, or pay you for the cost of such repairs 2)replace with a similar item, make a cash settlement for the cost of the repair or the current market replacement value. The Value of your goods will be deemed to be equal to $6.00 multiplied by the weight of the shipment.
More information: Protection Plan
It's better not. Movers will only assemble items they've disassembled. So leave all the beds and furniture that needs to be disassembled for movers, they are trained to disassemble basic furniture and not to lose the hardware.
We will do for you at no extra charge:
- Disassemble and Reassemble Beds, all the tables and other standard furniture with just a few screws.
- Disassemble and reassemble mirrors off of the dressers.
- Unhook Electronic wires from Computer, Stereo, etc.
- Unhook Washer, Dryer, and Stow.
- Disassemble Large Multi-Piece Entertainment Center.
- Unmount a TV from the Wall.
- Take down pictures and mirrors from the wall.
The third party is required for:
- Disassembling a Pool Table.
- Disassembling a Baby Grand Piano.
- Hanging pictures, mirrors, TV's and Drapes on the wall.
- Remove or attach lights, chandeliers from the ceiling or the wall.
- Electrical. Plumbing, washer-dishwasher-staw connecting at the delivery.
- Reassembling furniture the movers did not disassemble.
- Disassembling Gym Equipment.
More information: Should I disassemble my furniture and beds?
If you're due a refund, we will send you the amount due in the form of a check to your destination address we have on file. We'll re-confirm your address before we send out the check. Please keep in mind; refunds will arrive up to 6 business days after your move is completed.
More information: If I'm due a refund, how and when will I get it?
Tipping House Movers
With everything to consider on moving day (not to mention the days and weeks leading up to it), it's easy to let little things slip your mind. When your move is complete and you're just a few pieces of paperwork away from settling into your new home, a moment of panic arises as the questions pop into your head: "Do you tip house movers? And if so, how much?"
More information: Should I tip my mover?
Only if you are aware of the payment at the time you booked the move. If you requested a Storage Service for the extended period, we would ask you to pay up to 50% of your remaining balance at the time of the pickup. If you have regular move, we do not ask for any payments on your move date. (except for a tip, should you choose to give one).
More information: Will I need to pay anything for move day?
No hidden fees or additional payments on your move date. All of the charges are listed below you just have to be upfront with the movers ( Example: when you moved in to your place, your sofa could not fit through your door and had to be moved in through the balcony or window and if you do not disclose this information to your movers there would be additional fee for Lowering & Hoisting at the time of the pickup.
All of the fees for the long-distance moves are following:
- Service Fee- Weight or Cuft ( weight or Cuft of your items X price per pound/cu ft ).
- Cost of packing- Boxing up or protection fragile furniture.
- Cost of unpacking- Apply only if movers are required to unpack boxes.
- Accessories- Stairs, Long Carry, Shuttle, Re-Delivery fee- Waiting Service, Storage Service, Bulky Or Heavy items, Lowering Hoisting, Wood Crating, Elevator Fee, Extra Pickup and Delivery, Guaranteed Delivery( One Day delivery window), Re-Scheduling your move 72 before your pickup or delivery.
All of the Fees for the Local moves are following:
- Service fee: Time multiply by the hourly rate ( Example 4h X 125$( 1 truck three man).
- One Hour travel time.
More information: Are there any hidden fees or additional payments?
Contact the movers at least 48H before your move, and there would be no cancellation fee. Otherwise, a 10% cancellation fee applies.
More information: If I cancel my move will I be charged?
Additional charges may apply if?
- There are additional items ( lbs, Cu Ft).
- You requested other services from your movers (example: asked movers to help you pack boxes).
- The conditions of the job changed (example: there is no space to park the truck in front of the apartment, and now movers must walk more than a 75ft from the truck to the entrance to your doorway with your furniture).
- If there are more than a ten steps ( Stairs ) between the truck and your front door and you did not disclose this information when you booked the move.
- If the movers have to wait to get access to your current or new home, there will be a Wait Time fee(example: movers can't start the move right away because you are not ready).
- If our truck can't fit into your new neighborhood and a smaller moving truck is required, there will be a Shuttle fee.
More information: Will there be any additional fees?
We accept major credit cards Visa, Mastercard, Discovery. Certified check ( Cashier's check ), Money order, cash. We do not take American Express and personal checks.
More information: What form of payment are you accepting?
After the initial deposit, subject to a Federal law payment in full of all charges is required before delivery and before unloading( Subject to the 110% law if applicable ). We will send you an invoice couple hours after your move is completed. You can submit the payment anytime after that; you can also wait for the driver to arrive in front of your new home and driver will help you with the payment.
More information: When I will be charged for my move?
There are many ways to save money on your move.
- If Possible plan your move during winter and spring.
- Avoid the busiest days of the month ( 20th-31th).
- Book you Move at least four weeks in advance in the summer.
- Pack and unpack things yourself.
- Avoid Moving furniture that you do not need.
- Be flexible with pick update.
- Find Free Boxes.
More information: How can I save money and get the best moving price?
Zip Moving and Storage 8705 Grovemont Circle Gaithersburg, Maryland 20852
(855) 947-6543


text:
The Twelve Steps Rob Hopkins 1-6
0 (0 Likes / 0 Dislikes)
Siec Transition The twelve stages that we were developing are really based on observing what has worked in Totnes and each town is taking them and doing them in different ways, assembling them in different orders, is prioritizing some, forgetting about others it is very interesting to look at the different towns and how that's been working The First One we call Form a Steering Group and Design Its Demise From the Outset That feels really important to us. In some groups it raises a lot of questions but what the experience in Totnes was when we started we formed the steering group who we thought were the great and the good the kind of great, good and the green of Totnes, and we assembled these people together but the problem with assembling those people as a steering group is that they are very very busy, and they tend to be the people who are on around forty different committees, and you end up having meetings where you say "what should happen next is" and nobody will actually do it cause they are all too busy but actually those people are very useful at the beginning for pushing the First Stage forward but when you get later in the process that needs to change around the Second Stage is the Awareness Raising Stage. which is the group getting people educated about Peak Oil, but it is very important that we don't do what is often called "information dumping" in the addictions field called "information dumping", where you present people with the End of Suburbia, to take home, watch on their own, in their house with no one else there, no shoulders to wheep on And we somehow expect they are going to watch the film and start mulching the next day and I think that is actually really, really irresponsible. I think if we are going to introduce this information to individuals and communities, that we have a responsibility into how that information is communicated. So we try to make all the film screenings that we do as well as being film screenings, it's a networking opportunity to meet all the other people there. It is also an opportunity for people to digest that information in the company of other people to talk about it to talk through its implications and that strikes me as much more responsible and we do the same thing for talks as well. Stage Three is to Lay the Foundations As in really getting to know who the different groups are in town who are already doing things, who they are, what they are up to and to value what is often there, and we try to organize where we can events with other organisations, we've run climate change events with local Friends of the Earth we worked with Schumacher College, we've got this conference about estates coming up at the Dartington Hall Trust and that is really, really useful, building that network of alliances. Fourth Stage: The Official Unleashing. I love the term Unleashing, it really does seem to be what happens at it. And I think that awareness raising stage is like those children's volcanoes. Where you put vinegar and bicarbonate of soda, and they start to froth and you hold your hand over the top, and that point where it feels like it is all about to disgorge its contents on your living room floor. It is the point where you have got your Unleashing. And in a way we kind of gauged when to do our Unleashing, was when the number of people stopping us in the street, asking "What is happening, what is going to happen next" was one of the ways we gauged it. The thing with doing it too early you really miss the opportunity for that being a really spectacular event. The danger of leaving it too late is that it becomes somehow irrelevant, all things are already Unleashed. And you are holding an Unleashing Event when it is already Unleashed. So the timing of it isn't something that there is a rules of thumb about it is really something that you have to get a feel for But it should be designed as an evening what people will look back to instantly as the evening where it all started. And the Unleashing in Lewes was lovely, cause it was a big hall and there was another big hall next to it. And lots of the different local environmental groups were invited and they all had stalls within that area too. So they felt really included. and part of it too. And town can interpret that in their own way, with music, food, whatever it should be a really fantastic celebration of this journey that collectively the place is about to embark on Fifth Stage: Form Groups The working groups, I don't know if we have nine or ten in Totnes In Stroud there are few more then that. Sometimes you an engineer those, some of the groups we really engineered, we designed whole events that would draw those groups together So for the Food Group we run an evening called Feeding Totnes: Past, Present and Future With a speaker for all those three things. Some of the groups just arose spontaneously, like the Local Government Groups A number of people involved in Local Government, said we'd love to set up a group which networks the two things together And then some of the other groups we actually, sort of co-opted, groups that were already functioning in the town So there was a very strong Transport Group in town so rather then setting up some other Transport Group in opposition. We kind of brought them in and they are the TTT Transport Group There is now an oral history reminiscence project which came to us and said we are going to start an oral history reminiscence project and we would love to do it within the context of TTT and making that connection with what is happening, and people's memories before cheap oil and linking them together in the present. That is really exciting Oh yeah, and the other thing is that you can't assume, that, and this came up with the groups in open space you can't assume that just because people said they want to set up a group on building or whatever that they actually have the skills to facilitate a group like that Actually facilitating a group is a skills and is a learnable skills. So one of the things that we did in Totnes was to run training for people in how to run meetings and how to run groups which was really useful for people running those groups Sixth Stage:Use Open Space We use Open Space a lot, and you had a first hand taste of Open Space today. Open Space has been brilliant as a tool with us You can bring groups between twenty and thousand people together and you run this process like we did today and the other thing that we do is on the website which we have, which is a wiki, we we scribe on it during the day, during the event and we post that live onto the website, what is going on So in theory, Bob in Texas , could be following the Transition Town Totnes Food Open Space live, it would be rather dull, it would be like watching the Grand Stand but not quite so good, he could be sort of saying " Ha you haven't remembered about pollenta" or something and he could type that in and that could go in, so you can have people feeding in from all over the place but Open Space is brilliant as a way of bringing together all the people within that community who are really passionate about that subject to really look at the networking of it is fantastic. www.transitiontowns.org www.transitionculture.org transcribed by [email protected] feel free to edit and translate
Video Details
Duration: 7 minutes and 43 seconds
Country: United Kingdom
Language: English
Genre: Instructional
Producer: Rob Hopkins
Director: Alex Munslow
Views: 127
Posted by: kamilpachalko on Apr 9, 2010
Rob Hopkins and the Transition Town 12 Steps. Transition Network Inaugural Conference 2007 Stroud
Caption and Translate
Sign In/Register for Dotsub to translate this video.


text:
In moving from the 'design space' to the 'implementation space' start by mirroring the structure of the Design Model in
the Implementation Model.
Design Packages will have corresponding Implementation Subsystems, which will contain one or more directories and files
(Artifact: Implementation Element) needed to implement the corresponding design elements. The mapping from the Design
Model to the Implementation Model may change as each Implementation Subsystem is allocated to a specific layer in the
Create a diagram to represent the Implementation Model Structure (see Guidelines: Implementation Diagram).
Decide whether the organization of subsystems needs to be changed, by addressing small tactical issues related to the
implementation environment. Below are some examples of such tactical issues. Note that if you decide to change the
organization of implementation subsystems you must also decide whether you should go back and update the design model,
or allow design model to differ from the implementation model.
You extract some type declarations from Subsystem D, into a new subsystem Types, to make Subsystem A
independent of changes to the public (visible) work products in Subsystem D.
Type declarations are extracted from Subsystem D
Work products are extracted from subsystem A, and placed in a new subsystem A1.
Now that the Implementation Subsystems no longer map one-to-one with packages/subsystems in the Design Model, you can
either make a corresponding change in the Design Model (if you have decided to keep the Design Model closely aligned
with the Implementation Model), or keep track of the mapping between Implementation and Design Models (such as through
traceability or realization dependencies). If and how such mapping is done is a process decision that should be
captured in the Artifact: Project-Specific Guidelines.
For each subsystem, define which other subsystems it imports. This can be done for whole sets of subsystems, allowing
all subsystems in one layer to import all subsystems in a lower layer. Generally, the dependencies in the
Implementation Model will mirror those of the Design Model, except where the structure of the Implementation Model has
been adjusted (see Adjust implementation subsystems).
Present the layered structure of subsystems in component diagrams.
Executables (and other derived objects) are the result of applying a build process to an implementation subsystem (or
subsystems) or a part thereof, and so logically belong with the implementation subsystem. However, the software
architect, working with the configuration manager, will need to decide the configuration item structure to be applied
to the implementation model.
For ease of selection and reference, particularly for deployment, the default recommendation is to define separate
configuration items to contain the sets of executable programs that are deployable (what executable programs are
deployed on what nodes is captured in the Deployment Model). Thus, in the simple case, for each implementation
subsystem there would be a configuration item for the deployable executable programs and a configuration item to
contain the source etc. used to produce them. The implementation subsystem can be considered to be represented by
a composite configuration item containing these configuration items (and perhaps others, such as test assets).
From a modeling point of view, a collection of executable programs produced by a build process can be represented as a
Artifact: Build (which is a package) contained within the associated
implementation subsystem (itself a package).
In general, test work products and test subsystems are not treated much differently in the Rational Unified Process
from other developed software. However, test work products and subsystems do not usually form part of the deployed
system, and often are not deliverable to the customer. Therefore the default recommendation is to align the test assets
with the target-of-test (e.g. implementation element for unit test, implementation subsystem for integration test,
system for system test) but keep the test assets in, for example, separate test directories, if the project repository
is organized as a set or hierarchy of directories. Distinct test subsystems (intended for testing above the unit test
level) should be treated in the same way as other implementation subsystems - as distinct configuration items.
For modeling, a collection of test work products can be represented as a Artifact: Implementation Subsystem (a package). For unit test, such a
test subsystem would normally be contained within the associated (tested) implementation subsystem. The software
architect, in consultation with the configuration manager should decide whether test work products at this level should
be configured together with the implementation elements they test, or as separate configuration items. For integration
and system test, the test subsystems may be peers of the implementation subsystems under test.
The Implementation View is described in the Software Architecture Document. This section contains component
diagrams that show the layers and the allocation of implementation subsystems to layers, as well as import dependencies
between subsystems.
See Checklist: Implementation Model.
© Copyright IBM Corp. 1987, 2006. All Rights Reserved.


text:
By default, Management Console for Unix prevents you from adding hosts with the same SSH host key to the mangement console. This is to ensure uniqueness of hosts since a host can have more than one resolvable DNS name and multiple IP addresses. There should only be one SSH host key returned for whichever DNS name or IP address you use to access the host. However, if you want to enable the mangement console to add hosts that share the same SSH key, enable the Duplicate SSH Host Keys setting in System Settings. See Duplicate SSH Host Keys for details.
Note: When you enable the Duplicate SSH Host Keys option, it is possible to add the same host more than once, each with a unique name. In this case the reported data will be duplicated for that host.
Management Console for Unix caches both standard and elevated credentials:
You can remove the persistent credentials from the cache. See Removing saved host credentials. Once removed, the mangement console uses the session-cached credentials.
Note: The option to create persistent credentials is available through several actions such as Profile Host where you can select the Save my credentials on the server option. If you are profiling multiple hosts and select the Enter different credentials for each selected host option, you can select the Save option for individual hosts or click the Save all credentials button to save credentials for all hosts.
See Modifying saved host credentials for more information about managing Unix host credentials.
When using persistent caching, the mangement console encrypts host credentials, as follows:
The Management Console for Unix server communicates with a database on port 9001 over the loopback interface. The password used is randomly generated at install time. One Identity recommends that you configure a local firewall to exclude remote access to this port. For information on how to change the default port on which the database runs, see Database port number is already in use.
© 2019 One Identity LLC. ALL RIGHTS RESERVED. Feedback Conditions d'utilisation Confidentialité


text:
While Chapter 7 is a liquidation bankruptcy, individuals are allowed to claim certain assets and properties as exempt. Most often the available exemptions allow individuals to retain assets and properties they wish to keep. When exemptions are insufficient for keeping desired assets, individuals can pursue Chapter 13, which allows for significant debt elimination but does not involve liquidation.
By filing a Chapter 7 you can eliminate such debts as:
- Credit cards
- Personal/unsecured loans
- Debt which forms the basis of judgments and garnishment
- Medical bills
- Past due utility bills
- Loan deficiency debt from repossessions and foreclosures
- Mortgages
- Auto loans and leases
- Qualified income tax debt
- Overpayment of benefits associated with social security or unemployment compensation
The above list of debts that may be subject to a Chapter 7 discharge is not exhaustive. To find out if a debt you owe is dischargeable, call our office for a free phone or in-person consultation - 616.389-0629.
Visit Law Offices of Ryan F. Beach
Visit Law Offices of Ryan F. Beach
This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.


text:
We are loading the information that you are looking for...
When considering cord blood, cord tissue, and placenta tissue banking, you want all of the facts. Americord's® Cord Blood Comparison Chart gives you information not only on our costs and services, but also on how other companies measure up.
MSCs can turn into bone, cartilage, fat tissue, and more. Although they are associated with bone marrow, these cells are also found in umbilical cord blood. These cells can function as connective tissue, which connects vital organs inside the body. Like HSCs, MSCs are multipotent.
CBR collection kits have been designed to shield the samples from extreme temperatures (shielding for more than 1 hour at extreme hot and cold). Samples remain at room temperature and are shipped directly to the CBR lab for processing.
Tissue is typed and listed on the registry of the C.W. Bill Young Cell Transplantation Program, also called the Be The Match Registry®. (The registry is a listing of potential marrow donors and donated cord blood units. When a patient needs a transplant, the registry is searched to find a matching marrow donor or cord blood unit.) It's frozen in a liquid nitrogen freezer and stored, so if the unit is selected as a match for a patient needing a transplant, it will be available.
In this way, cord blood offers a useful alternative to bone marrow transplants for some patients. It is easier to collect than bone marrow and can be stored frozen until it is needed. It also seems to be less likely than bone marrow to cause immune rejection or complications such as Graft versus Host Disease. This means that cord blood does not need to be as perfectly matched to the patient as bone marrow (though some matching is still necessary).
Exciting news reported by US News & World Report: Results from a cerebral palsy clinical trial at Duke University have been published. Read all the details on our blog now! bit.ly/2AsXSY4 pic.twitter.com/e6vxcXxTuO
Thanks for your interest in BabyCenter. Our website is set up to ensure enhanced security and confidentiality by using strong encryption. Unfortunately, the browser you're using doesn't support TLS 1.1 or 1.2 – the minimum level of encryption required to access our site. To upgrade your browser or security options, please refer to your device or browser manufacturer for instructions.
An HLA match helps ensure the body accepts the new cell and the transplant is successful. It also reduces the risk of graft-versus-host disease (GVHD), which is when the transplanted cells attack the recipient's body. GVHD occurs in 30%–40% of recipients when they aren't a perfect match but the donor is still related. If the donor and recipient are not related, it increases to a 60%–80% risk. The better the match, the more likely any GVHD symptoms will be mild, if they suffer from GVHD at all. Unfortunately, GVHD can also be deadly.
The United States Congress saw the need to help more patients who need a bone marrow or cord blood transplant and passed the Stem Cell Therapeutic and Research Act of 2005, Public Law 109-129 (Stem Cell Act 2005) and the Stem Cell Therapeutic and Research Reauthorization Act of 2010, Public Law 111-264 (Stem Cell Act 2010). These acts include support for umbilical cord blood transplant and research.
More cord blood donations are desperately needed to cover the transplant needs of adults. Cord blood donations from newborns of diverse ethnic and racial backgrounds are especially needed. Tissue types are inherited, so patients who need a stem cell transplant are more likely to find a matched cord blood unit from someone in their own race or ethnic group.
Collected cord blood is cryopreserved and then stored in a cord blood bank for future transplantation. Cord blood collection is typically depleted of red blood cells before cryopreservation to ensure high rates of stem cell recovery.[4]
Make sure you meet a few basic guidelines for public banking. Your doctor will give you an advanced blood test after giving birth, but there are a few basic requirements you have to meet before signing up. The requirements are different for each bank, but you can see our basic list of public banking requirements here.
CBR Clients: Did you know that when you refer a friend, and they preserve their baby's stem cells with us, you receive a free year of cord blood storage? After your first referral, you start earning even more rewards. (Exclusions apply): http://bit.ly/CBRreferafriend
You can check the status of your child's cord blood unit any time by contacting the public bank. In most cases, the parents won't have much control over any donated stem cells, so you probably won't hear much from the storage facility. They may keep you updated if your cells are being used in a patient or clinical trial, but this is up to the bank. By signing the consent form, you are giving the bank full rights to use your child's cord blood in any patient or clinical trial available.
"This reanalysis supports several previously expressed opinions that autologous [to use one's OWN cells] banking of cord blood privately as a biological insurance for the treatment of life-threatening diseases in children and young adults is not clinically justified because the chances of ever using it are remote. The absence of published peer-reviewed evidence raises the serious ethical concern of a failure to inform prospective parents about the lack of future benefit for autologous cord banking … Attempts to justify this [commercial cord blood banking] are based on the success of unrelated public domain cord banking and allogeneic [using someone ELSE'S cells] cord blood transplantation, and not on the use of autologous [the person's OWN cells] cord transplantation, the efficacy of which remains unproven".
The information on this site is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. All content, including text, graphics, images, and information, contained on or available through this website is for general information purposes only. The purpose of this is to help with education and create better conversations between patients and their healthcare providers.
Women typically sign up for cord blood banking between the 28th and 34th week of pregnancy. Some private banks will allow for early or late sign up, but most public storage facilities won't accept any mother past her 34th week. While most banks don't officially sign up mothers until a certain time, it's never too early to research.
Some controversial studies suggest that cord blood can help treat diseases other than blood diseases, but often these results cannot be reproduced. Researchers are actively investigating if cord blood might be used to treat various other diseases.
CBR Cord Blood Education Specialists are available 7 days a week (Monday – Friday 6 AM – 9 PM PST and Saturday – Sunday 6 AM – 4 PM PST) to respond to consumer inquiries. In addition, consumers may request to schedule a call with a CBR Cord Blood Education Specialist at a specific date and time.
^ a b Walther, Mary Margaret (2009). "Chapter 39. Cord Blood Hematopoietic Cell Transplantation". In Appelbaum, Frederick R.; Forman, Stephen J.; Negrin, Robert S.; Blume, Karl G. Thomas' hematopoietic cell transplantation stem cell transplantation (4th ed.). Oxford: Wiley-Blackwell. ISBN 9781444303537.
CBR is committed to advancing the science of newborn stem cells. We've awarded a grant to the Cord Blood Association, to help fund a multi-center clinical trial researching the use of cord blood for children with autism and cerebral palsy.
Private cord blood banking (also known as family banking), is preferred for families in a situation, where they currently have a family member suffering from a genetic disorder or have a family history of this type of disorder. By using a private cord blood bank, such as CariCord, your baby's cord blood and tissue are stored for exclusive use by your family. It will always be there and readily available if it is ever needed. If it is donated to a public bank it can be accessed by anyone who is a match to it and there are no guarantees that it would be available, should your family ever need it later.
The cord is cut and clamped, just like normal. The mother doesn't go through anything different during birth, and neither does her child. They will experience no additional pain or procedures before, during, or after birth.
The use of hematopoietic stem cells, which can be found in the blood that remains in the vein of the umbilical cord and placenta after birth, is a proven treatment of more than 80 diseases. Mesenchymal stem cells, which can be found in the umbilical cord tissue and can become a host of cells including those found in your nervous system, sensory organs, circulatory tissues, skin, bone, cartilage, and more, are making progress in clinical trials. Some such trials show promise in treating strokes, heart disease, diabetes, autism, cerebral palsy and Alzheimer's disease.
The majority of programs that accept cord blood donations require the mother to sign up in advance. In the united States, the current requirement is to sign up by the 34th week of pregnancy. This cannot be over-stressed; time and time again, mothers who want to donate are turned away because they did not inquire about donation until it was too late.
Yes, stem cells can be used on the donor following chemo and radiation to repair the bone marrow. For a full list of treatments, please visit : http://cellsforlife.com/cord-blood-basics/diseases-treated-with-cord-blood-stem-cells/
There are some hospitals that have dedicated collections staff who can process mothers at the last minute when they arrive to deliver the baby. However, in the United States that is the exception to the rule.
Cord tissue is rich in a completely different type of stem cell. With over fifty clinical trials currently in progress, researchers agree that banking cord tissue is the future of stem cell banking. Learn more >
Along with cord blood, Wharton's jelly and the cord lining have been explored as sources for mesenchymal stem cells (MSC),[19] and as of 2015 had been studied in vitro, in animal models, and in early stage clinical trials for cardiovascular diseases,[20] as well as neurological deficits, liver diseases, immune system diseases, diabetes, lung injury, kidney injury, and leukemia.[21]
We believe that every family should have the opportunity to preserve their baby's newborn stem cells. That's why CBR offers transparent costs of cord blood banking, and various payment options to fit this important step into almost every family budget.
Today, many conditions may be treatable with cord blood as part of a stem cell transplant, including various cancers and blood, immune, and metabolic disorders. Preserving these cells now may provide your family potential treatment options in the future.
Another type of cell that can also be collected from umbilical cord blood are mesenchymal stromal cells. These cells can grown into bone, cartilage and other types of tissues and are being used in many research studies to see if patients could benefit from these cells too.
The umbilical cord is a rich source of two main types of stem cells: cord blood stem cells and cord tissue stem cells. Through the science of cord blood and cord tissue banking, these stem cells can help nurture life, long after your baby's birth.
There are several cord blood banks that are accredited by the American Association of Blood Banks. Most offer information on cord blood banking and provide private cord blood banking services. With a little research, you should be able to locate a credible cord blood bank online.
In New Zealand, a hopeful couple are participating in a study that will use one of their son's cord blood stem cells to research treatment for another son's cystic fibrosis. In Chicago, people are using their sibling's stem cells to successfully treat sickle cell disease. And countless other families have banked their second child's cord blood after their first child was diagnosed with leukemia. Many of those children are alive and well today thanks to their sibling's stem cells. Since the first successful cord blood stem cell transplant on a sibling in 1988, over 30,000 cord blood transplants have been performed worldwide.
Osteopetrosis is a genetic disease, so this means that doctors could use a sibling's cord blood cells to treat Anthony, but they cannot use his own cells because the disease is in every cell in his body. In fact, a majority of the diseases listed in private banking firms' marketing material as treatable with stem cells are genetic diseases.
Generally not. The reason siblings are more likely to match is because they get half of their HLA markers from each parent. Based on the way parents pass on genes, there is a 25 percent chance that two siblings will be a whole match, a 50 percent chance they will be a half match, and a 25 percent chance that they will not be a match at all. It is very rare for a parent to be a match with their own child, and even more rare for a grandparent to be a match.
Because of the invasive procedure required to obtain the bone marrow, scientist continued to look for a better source, which eventually lead to the discovery of similar stem cells in cord blood in 1978. Cord blood was used in its first transplant in 1988, and cord blood has since been shown to be more advantageous than other means of acquiring similar stem cells and immune system cells. This is because umbilical cord blood can be considered naïve and immature compared to other sources. Cord blood has not been exposed to disease or environmental pollutants, and it is more accepting of foreign cells. In this case, inexperience makes it stronger.
When the medical courier delivers the cord blood collection kit to the cord blood bank, it is quickly processed to ensure the continued viability of the stem cells and immune system cells found in the cord blood. Firstly, a sample of the cord blood is tested for microbiological contamination, and the mother's blood is tested for infectious diseases. As these tests are being conducted, the cord blood is processed to reduce the number of red blood cells and its total volume and isolate the stem cells and immune cells.


text:
In Drive Ahead !, lead gladiator fights in the car! Defront your friends by exploding their helmets thanks to many cars, from monster trucks to alien saucers! Get hundreds of cars and levels, for hours of hilarious accidents and action!
Drive Ahead! Has four game modes. Confront your friends in local multiplayer matches on the same device or via Wi-Fi! Explore stadiums filled with dinos, aliens and robots. Leave everyone on the floor and become the King of the Hill!
Customize your fights or choose the random mode for amazing associations! Can you beat a monster truck with a kart? Nothing serves to hide: saws, rains of fire and floods await you. Only one solution to survive: attack!
For More Info Google Play
Supported Android
{2.3 and UP}
Supported Android Version:-
Gingerbread (2.3–2.3.7)- Honeycomb (3.0–3.2.6)- Ice Cream Sandwich (4.0–4.0.4)- Jelly Bean (4.1–4.3.1)- KitKat (4.4–4.4.4)- Lollipop (5.0–5.0.2) or UP
Download: Drive Ahead 1.53 MOD (45 downloads)


text:
Quick note: This test is timed! You have N MINUTES to complete the test! All unanswered questions will be marked as incorrect. Good luck and godspeed!
Talk to us! Let us know how we did!
Do you know which endorsements you will need for your preferred commercial driving career? If you're based in Denver, Colorado Springs, Boulder or Fort Collins and you're hoping to drive a combination vehicle with a single, double or triple trailer, you will need to sit the CDL combination test for Colorado commercial driving students. The official DMV permit test study guide includes a dedicated chapter for Combination Vehicles applicants that details everything you need to know to pass the exam. Unfortunately, there is not much in the way of sample permit test questions in the guide that can show you how you will need to use the material during the DMV permit test. Where the permit book fails, our Colorado combination CDL practice test can pick up the slack! This Class A practice test for Colorado applicants is loaded with realistic content that can show you precisely what you will be up against when you take the permit test. It can make your study plan run smoothly and maximise your chances of passing the exam.
Becoming qualified to drive Class A combination vehicles is not as simple as taking the Colorado CDL combination test. There are various other written assessments associated with the operation of these vehicles, some of which are optional depending on the specific job you wish to work in, while others are mandatory. Of these exams, the first is the Colorado CDL general knowledge test 2019 assessment which contains 50 multiple-choice questions relevant to every aspiring commercial driver. If you have not yet secured a pass on this exam, you should stop what you are doing right now and start using our CDL general knowledge practice test for Colorado students to prepare for it. With this 2019 DMV test out of the way, you can make your commercial driving qualification more specialized by adding cargo and vehicle-specific endorsements to it. In addition to using our Colorado CDL combination practice test, you will need some other quizzes from our website.
All heavy-weight Class A vehicles use an air braking system to make slowing and stopping easier for drivers. The Air Brakes endorsement is therefore a mandatory Class A test, for which you will need our DMV CDL practice test for Colorado Air Brakes applicants. Every other endorsement DMV written test is optional, though it is likely you will require at least one to fulfil your driving goals. Operating double and triple trailer combination vehicles requires a further Doubles and Triples endorsement, transporting liquids demands a Tank Vehicles endorsement and carrying hazardous materials can only be done with a Hazmat endorsement. If you need study materials for any of these exams you will not have to go very far, as we have top-quality free CDL practice tests for each of them, here on ePermitTest.com.
This CDL combination practice test for Colorado drivers features genuine, multiple-choice questions spanning the same range of subjects as the real DMV permit test. Reading the permit test study guide will teach you essential techniques you will need to control these unmanageable vehicles, including roll-over prevention, lane changing, turning, braking distances, railway crossing and skid prevention. Answering DMV test questions which target these subjects using our Colorado CDL Class A combination practice test can increase the length of time you retain this information and make sure you know how to apply it practically, prior to sitting the 2019 DMV written test. No time is too soon to begin using this amazing, free resource! Why not start working with the DMV learners permit practice test for Colorado combination vehicle students today?


text:
Question: Why do I need a will?
Answer: Primarily to make the probate process easier and less expensive. Without a will, distribution of a person's assets at death would be controlled by a statutory formula that may not be the same as the decedent's wishes and the probate process may also result in higher administration fees.
A properly prepared and executed will allows a person to control who receives certain assets at death, to name a trusted person as personal representative (i.e., executor), and to reduce probate fees and expenses. Added provisions to the will may avoid bond requirements and allow the sale of real property of the estate without court permission.
Question: If I have a will, does that avoid probate?
Answer: No. A will must be admitted to probate by order of court. It is not self-executing.
Question: Can a "durable power of attorney" authorizing my agent to act for me avoid probate at my death?
Answer: No. A durable power of attorney terminates when the principal dies.
Question: What type of planning is recommended if a person does not want a beneficiary to receive outright distribution of assets because the beneficiary:
- Is not old enough or mature enough to manage the assets
- Is a minor and the assets will be held by a court appointed guardian until the minor reaches age 18
- Is a "special needs" person with a disability
- Is a "spendthrift" who has irresponsible spending habits
- Is the surviving spouse and concern that if the survivor remarries the new spouse may receive some or all the assets and none for the person's children
- Is the surviving spouse of a second (or later) marriage who also has children and concern that the person's children may not receive the assets after the death of the surviving spouse
Answer: A contingent "testamentary trust" can be included in the will. A contingent "subtrust" can be included in a revocable trust to hold certain assets for a stated period of time (e.g., until a young beneficiary reaches a certain age) or for the life of the beneficiary (for a spendthrift beneficiary or for the surviving spouse). These trusts can name alternate beneficiaries (e.g., children) after the death of the life beneficiary or after termination of the trust. A "special needs trust" can be created for a disabled beneficiary.
Question: What is a revocable trust?
Answer: A "revocable trust" is also called a "revocable living trust" or a "living trust." It is different from an "irrevocable" trust in that it can be amended or revoked by the person who established the trust.
A revocable trust is a written agreement between the "settlor" (also called "grantor" or "trustor") and the "trustee," for the trustee to hold title to assets usually for the benefit of the settlor who is often both the settlor, the trustee, and the beneficiary during the settlor's life. The settlor reserves the right to amend or revoke the trust during the settlor's life. As a general rule, re-titling of the settlor's non-retirement assets into a revocable trust does not constitute a taxable event and the law treats such transfers as incomplete gifts for gift tax purposes. At the settlor's death, the revocable trust is a will substitute and names beneficiaries who are to receive the remaining trust assets either outright or in further trust.
Question: Is a "revocable living trust" preferable to a will?
Answer: It depends. A revocable living trust is designed as an asset management tool during life and as a probate avoidance device at death. It is appropriate in situations such as a person: (1) who has significant non-retirement investment assets; (2) who is elderly and worries about managing his or her assets and paying bills in the event of incapacity and being forced into an expensive guardianship proceeding; (3) who owns real property out of state; or (4) who is concerned about privacy of asset distribution at death or unnecessary court interference.
Under Florida law, a revocable living trust has limitations, including the following: (1) it does not avoid claims of a person's creditors during life or after death; (2) it does not avoid fees for the trustee and the trustee's attorney for trust administration after the death of the settlor, although the fees are usually less than those incurred in probate administration; (3) if no probate is filed after the death of the settlor, there is a two year statute of limitations for claims of most creditors which can put the trustee at risk if full distribution is made prior to expiration of the 2-year claims period; and (4) certain assets usually should not be held in the trust, including homestead real property, tangible personal property, retirement assets, and certain assets payable to named beneficiaries at death (e.g., life insurance).
Even if a person establishes a revocable living trust, a "pour-over" will is recommended to distribute certain non-trust assets (e.g., tangible personal property) and to allow the trust to receive certain other assets that pass through probate.
Question: Why does someone establish a revocable trust?
Answer: The most common answer you hear is "to avoid probate." That is not the only reason, but it is one reason. It also allows management of a person's assets that are held in the revocable trust by a successor trustee if the person becomes incapacitated.
Question: When is a revocable trust beneficial?
Answer: There are a few suggested situations:
1. To own certain real property located outside of Florida (e.g., vacation home in another state) to avoid probate in more than one state. Real property titled in a revocable trust is often considered "personal property" and usually no probate in the other state is needed after the death of the settlor.
2. To allow management of non-retirement investment assets and accounts (e.g., brokerage, checking, savings, money market, and C.D.s) in the event of incapacity (which may avoid or reduce the expense of an expensive court- supervised guardianship for a person's property) especially for a single, elderly person who worries about who will pay the person's bills or who will manage these type of assets if the person becomes disabled.
3. For a high net worth person with significant, non-retirement investment assets in order to reduce post-death administration fees that could be higher if they were to pass through probate, which is a court-supervised proceeding.
4. For a person concerned about privacy of disposition of assets at death. It is not a public record like a will.
Question: What does a revocable trust not accomplish?
1. There is no protection of trust assets from claims of creditors. Assets held in a revocable trust during the settlor's life or at the settlor's death are not protected from claims of creditors simply by being in the trust.
2. A revocable trust is not in itself a tax savings device. Assets held in a revocable trust do not escape taxation. During the settlor's life, the settlor is subject to potential income taxation for income of the revocable trust. When the settlor and the trustee are the same person, the settlor's social security number is used to report income of the revocable trust and no separate income tax return is required. At the death of the settlor, the revocable trust become "irrevocable" and is required to obtain a new federal tax identification number to report post-death trust income prior to distribution of the assets to the beneficiaries. At the death of the settlor, assets in the revocable trust are part of the settlor's federal gross estate and are subject to potential estate taxation. While there may be tax saving provisions included in a revocable trust at the death of the settlor, those same provisions can be included in a Will.
3. A revocable trust does not avoid post-death administration. The trustee and the attorney for the trustee both have the right to charge fees for their services for trust administration after the death of the settlor. The attorney's fees, however, are usually less than attorney's fees in probate.
Question: Should all assets be re-titled into a revocable trust?
Answer: No. Generally, the following assets should not be re-titled into a revocable trust:
1. Tenants by the entireties property. If a person is married and owns assets with the person's spouse as "tenants by the entireties," this type of ownership has both a limited asset protection feature and title to those assets pass at the death of the first spouse to the surviving spouse outside of probate. Undoing the joint ownership by re-titling each spouse's assets into a revocable trust terminates the tenants by the entireties form of ownership. This also makes no sense if the revocable trust of the first spouse to die devises the same assets outright to the surviving spouse.
2. Homestead. A person's Florida homestead that is titled in a revocable trust does not avoid the constitutional and statutory restrictions on devises at death. For example, a married person cannot devise his homestead to a third party if he is married at his death. Transferring title to the homestead to a revocable trust does not avoid this restriction. Upon sale of the homestead by the beneficiaries after the death of the settlor, most title companies require an order from the probate court confirming that the proposed sale by the trust does not violate the homestead laws.
3. Tangible personal property. The trustee of a revocable trust does not need to manage furniture and automobiles.
4. Retirement accounts. Re-titling an IRA or similar retirement account during the life of the settlor can possibly be treated as a distribution subject to income tax.
Question: What does "estate planning" cost?
Answer: The cost will depend on the complexity of the plan selected. Usually after the initial 30-minute office conference when accompanied by the completed Estate Planning Confidential Questionnaire provided at this website, estate planning recommendations and estimated fees and any expenses can be provided.
Question: What does "probate" cost?
Answer: Probate costs are generally regulated by Florida Statutes which state that attorney's fees for "formal administration" are "presumed reasonable" at 3% of the first $1 million of the value of non-exempt assets, excluding the value of the homestead and certain personal property. The rate is reduced for the value of estate assets above $1 million. In small estates, the lawyer may require a minimum fee greater than 3%.
Additional fees may be charged for certain "extraordinary services" provided by the lawyer such as handling disputes and litigation with creditors or beneficiaries. The personal representative and those responsible for the fee may agree with the lawyer to a different fee arrangement. Costs and expenses involved, such as clerk's filing fees, publication fees for the notice to creditors, and certified mail are additional to the fee.
For smaller estates where the value of non-exempt assets does not exceed $75,000 or if the decedent has been dead for more than 2 years, there is an abbreviated form of probate called "summary administration" that does not involve the appointment of a personal representative and attorney's fees are usually less.


text:
Abraham Lincoln, George Washington and Franklin D. Roosevelt have been ranked the top three US presidents respectively while Barack Obama has entered the ratings in the 12th spot, based on a survey of historians.
Theodore Roosevelt and Dwight Eisenhower rounded out the top five of 43 presidents in US history.
It was the third such survey released by the C-SPAN television network ahead of the Presidents Day weekend.
"Once again the big three are Lincoln, Washington and FDR - as it should be. That Obama came in at number 12 his first time out is quite impressive," said Douglas Brinkley, a history professor at Rice University.
The survey, which was held twice before in 2000 and 2009, asked 91 presidential historians to rank the 43 former presidents based on 10 attributes of leadership.
Obama, who left office in January with favuorable approval ratings after serving eight years, was ranked third in the "pursued equal justice of all" category and 39th in the "relations with congress" category.
"One would have thought that former President Obama's favourable rating when he left office would have translated into a higher ranking," said Edna Greene Medford, a history professor at Howard University.
"But of course historians prefer to view the past from a distance and only time will reveal his legacy."
Andrew Johnson, Franklin Pierce and James Buchanan were ranked as the worst presidents in US history, even lower than William Henry Harrison, who served for only one month.