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World Open Network, Inc.
Menlo Park, CA, USA
Company Description
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World Open Network, Inc. (WON INC for short) is a Series A funded company based in Menlo Park at the corner of the Dumbarton Bridge exit on Highway 101. Our team has significant strengths and successes in virtual currency trading, network security and game development and publishing with audiences over 100M.
We believe that a global community should be open, sustainable, encourages diversity, innovation and thrives while reinforcing positive values throughout the world. Blockchain has laid the technological foundation to make this vision a reality. We're committed to creating such a community and have name it the World Open Network (WON).
Blockchain technology is widely viewed as a breakthrough technology that will change the world of commerce, business, and how people interact and communicate. It offers opportunities to optimize transactions speed and transparency, introduces the potential for new types of peer-to-peer and simultaneous multi-party processes, all while reducing costs, inefficiencies, and fraud.
Virtual currencies built on Blockchain technologies can serve as a force for good, helping to bring about positive change in our societies by offering incentives to all members to participate and contribute in achieving shared goals. Up to now, there has been little focus or investment in creating technology solutions focused on realizing these socio-economic benefits and opportunities. That is why we created World Open Network. Our goal is to build a global community which creates long-term value, rewards positive actions that improve well-being, and uphold our social and economic responsibility.
To achieve this vision, we are developing 3rd generation open-source blockchain software, along with the network and exchange necessary for this community to thrive and prosper. The new blockchain will have significant benefits that address the growing need for transparency from regulatory bodies and protection for businesses and end-users. World Open Network is designed on strict policies for AML/KYC.
By focusing our blockchain on promoting respect for the community and rewarding social-economic actions that benefit the world, we believe WON will set a new standard in the crypto space. We strongly believe the blockchain, cryptocurrency, technology platforms, and community we are creating will help to solve real issues to change cryptocurrency on a global scale.
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BC, 962, Notices of Books, 538 - 553, Volume 33, Apr 1843, Thomas Mozley, Frederick Oakeley, Edmund Venables, See no. 848; pages 541-1 by Frederick Oakeley defending his explanation of the article on Bishop Jewell; pp. 543-544 an error in the reprinting of no. 952 is not by Mozley; p. 549 is by Edmund Venables -- assigned in text. (Esther Houghton working file) [review] (08/16)


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We will develop an experiential marketing plan that simultaneously communicates your brand and engages your target consumers while temporary staff from our roster follow through with its dynamic execution. – watch video
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Tigris' temporary staffing team will immerse itself in your business and your brand, thereby enabling them to interact with your existing and potential clients at a level far superior than the industry standard. – watch video
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Bringing Brands to Life with The Power of Presence
Tigris Incorporated is Canada's #1 Experiential Marketing Agency, dedicated to developing and executing meaningful consumer connections to boost brand awareness and sales.
Creating an association that is both relevant and significant to your customer, while simultaneously delivering your company's key messages, will result in a long-term loyalty to your brand.
We believe in the value of understanding your target market so we can implement innovative event solutions, and provide valuable market research results, that will directly impact your bottom line.
Dynamic Event Staffing & Experiential Marketing Services
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spring: (intransitive verb form) to be resilient or elastic/to move by force/ to issue with speed/ to grow as a plant/ to come into being/ to make a leap of series of leaps.
Spring is here!
The season of new beginnings!
That long awaited moment to pull the curtains back, draw the shades and open the windows…to feel that warmth sting by the sun to be cooled by most perfect breeze.
That moment!
We love that moment as much as we love the beach hitting our toes in our first summer beach trip, or the first sign of autumn leaves or how about that first crisp wind of winter that lets you know "it's gonna be a cold one!"
Before we know it every year Spring is come and gone before we have really realized what the season is all about in our own lives. We start our early Spring off with the death, burial and resurrection of Christ and Easter eggs opening as a sign of something insider for us to enjoy.
This is the time when we should really take stock of our lives, to see if we are doing what we really want to be doing. This is our chance! If we are like the typical person after three months from New Years our goals have already reached the failed stage and filed into the "there's always next year" category; we get a season to bring about new beginnings!
It's the time to take a serious look at our hearts and minds to figure out what must go in order to be doing that thing would create a life lived with purpose.
What's holding you back?
A fear?
A false or negative thought?
A sin you can't let go of?
A relationship of some sort?
What's really holding you back from making you really live life to the fullest by doing what sets your heart on fire? Take a good look at it; love it one last time if you have too; then walk over to the window where you were feeling that warm sun and cool breeze and trow it out.
The Bible tells us to cast all our worries and cares to Him and He will take them. So let it go in great faith.
Cast your care, all your anxieties, all your worries, all your concerns, once and for all on Him, for He cares for you affectionately and cares about you watchfully.
1 Peter 5:7
It's gone!
Time to move! Time to bloom!
Then we have mid-spring season in which we start planting those ideas He gave us. We start with our pens ready to write out those new goals, take those chances and start a new fresh journey in life.
It's when we must step in faith and ask God to open new doors that will take us on to "greener paths" and growing areas to finally use our gifts He's given us. A time for great promise. A time for great faith.
We see the bright colorful flowers blooming from His promise of the seeds of faith we planted. The trees are greener, bees are buzzing, birds are chirping louder, the squirrel in our attic is a bit more relaxed, the time for the baseball team (Arkansas Razorback Baseball team that is) to throw out the first pitch of season.
The sign of all those promises!
In our life this is the time we get to really feel fulfilled in life since we've go of all those things holding us back because God starts to show us Himself from the seeds of faith we planted for Him.
Live in this moment!
Take it in with the sun!
Thank God for taking your fear, doubt or whatever was standing in you way out of it so you could move through the doors He opened that would lead you to a life of purpose.
A life of true meaning!
Happy Spring!


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Critic drops the Hammer and talks horror
For fans of film fear, Hammer Films needs little introduction. The British studio released a series of profitable shockers, many in the Gothic horror tradition, from the 1950s until the '70s, when modern horror films (Rosemary's Baby, The Exorcist, The Omen, et al) became the rage.
Hammer basically ceased to exist as a production entity for the better part of 30 years, although under new ownership the banner has been revived (Let Me In and The Woman in Black are recent Hammer releases). To this day, entire magazines and websites are devoted to Hammer Films, and its worldwide legion of fans includes many who weren't even born during the studio's heyday. Recent DVD and/or Blu-ray releases of The Vampire Lovers (1970) from Scream Factory/Shout! Factory and Twins of Evil and Hands of the Ripper (both 1971) from Synapse Films attest to Hammer's lasting popularity. (For a review of the Twins of Evil DVD.
For over 50 years, Kevin Thomas was a film critic at the Los Angeles Times — a record unlikely to be surpassed. Kevin, a great friend of this writer, has reviewed countless films, including a wide selection of foreign, independent and B-movies — enough to be awarded as "Film Critic of the Century" by Cult Movies Magazine ("But they didn't say which century," he jokes). It was therefore inevitable that Hammer came Kevin's way during his years at the Times.
"They were assignments," emphasizes Kevin, who prefers film noir and French new wave to sci-fi and horror. Nevertheless, he often had kind words to say about Hammer's output, including The Vampire Lovers ("An excellent horror film.
A rare and pleasurable experience done with intelligence and taste"), the 1971 twin-bill of Twins of Evil and Hands of the Ripper ("[A]mong the most sophisticated horror pictures ever produced by England's Hammer Films.
They both possess the kind of bravura style that should make them appealing to film buffs"), and the much-debated and oft-maligned Dracula AD 1972 ("[A] witty and successful attempt to bring the old Transylvanian vampire into present-day London").
Of course, not every Hammer film received a rave, but having sat through his fair (and unfair) share of grade-Z schlock over the years, he admits that a Hammer assignment usually held some promise.
"I do think Hammer films did have an energy to them and a total lack of pretension. They had good craftsmanship and good production values for the money spent. They knew what they were doing. I'm no expert, but most of the time I enjoyed them. Not that I would have run out to see them, but most were enjoyable."
In addition to the period detail, Kevin tended also to enjoy the actors in Hammer films, and no two were more closely associated with the studio than Peter Cushing (the definitive Baron Frankenstein) and Christopher Lee (the definitive Count Dracula).
"Of course, they're great. They always bring something to the party."
Kevin never met Cushing but encountered Lee twice, the first time on a promotional tour for Billy Wilder's The Private Life of Sherlock Holmes, in which he played Mycroft Holmes. The 1970 film, which was heavily edited prior to release, was neither a hit with audiences or critics but has since undergone a positive critical reappraisal.
"He was extremely excited about the film," Kevin recalls, "but he was very uptight, unbelievably uptight. He was a perfect gentleman… but incredibly uncomfortable doing the interview."
Some years later, during which time Lee had moved to Los Angeles, Kevin was re-introduced to him at a Hollywood party and the two got to talking. "He was a different person — very relaxed and charming."
Therefore, he asked the actor if he recalled their earlier meeting and Lee laughed at the memory.
Not unlike when Sean Connery abdicated the James Bond franchise, there was an uproar in certain quarters about Lee hanging up the Dracula cape to pursue more varied roles. "He'd just been burned in the British press… they'd given him a hard time," relates Kevin.
"I was very gratified because I've always respected him. His autobiography (Tall, Dark and Gruesome) is one of the best movie-star memoirs I've ever read. He's led such a fascinating life both onand off-camera."
In 2009, at age 87, Lee was knighted — "Took 'em long enough!" quips Kevin — and at age 91 continues to work, having appeared in Tim Burton's Dark Shadows and Peter Jackson's The Hobbit in 2012. "More power to him," Kevin says. "He was a fine Dracula and he's a fine actor, and my God he's tall!"


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Services covered under NDIS allow for more independence, community involvement and also promote health and well-being.
What is NDIS
NDIS (National Disability Insurance Scheme) was created by the Australian Government as a way to help people with disabilities aged under 65, their families and carers have greater access to affordable care and support.
Am I Eligible?
NDIS is available to Australian citizens, permanent residents or people who hold a Protected Special Category Visa. Participants must be under 65 years old at the time of their application. Depending on how your disability affects your day to day will contribute to your eligibility as the NDIS is a needs-based system.
Visit the NDIS page to find out if you're eligible...
Are you eligible for NDIS?
Contact ITEC Group Australia on 07 4044 1000 for more information and help processing an application plan..
What can NDIS be utilised for?
The NDIS can be used for services such as;
- Access to resources and information
- Therapies including speech, physio, occupational and behavioural
- Carer services including in-home, emergency and respite
- Aids and equipment including mobility
- Home and mobility modifications
Get in touch for help
We provide programs relating to health, disabilities, child safety, families. Programs coming soon include employment services, community housing and child care
Queensland NDIS statistics as at 30 June 2018
benefiting from NDIS
approved plan
the ECEI gateway
participants this quarter


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Therese Wall has served on our board of directors for more than a year, but hadn't been to see the Charis Home until this past September. This is her story.
|That's Therese on the right
I was blessed to be one of twelve people (and among the team my daughter Jessica) to visit the Charis Home this past September. My husband and I have five children of our own, are board members of The Charis Project, and have known the Blue family and Aaron for about 20 years. When we learned about the needs of the orphanage from Aaron and Carrien, we wanted to help in any way possible. We plan to continue to assist in whatever capacity afforded to us, especially praying for this venture.
Now, being an American and from a more affluent society (as compared to most of the world) the physical living conditions these children deal with daily do seem difficult, but the emotional issues they cope with are not as obvious, such as abandonment and loneliness. Most of us will never have to face the circumstances they have to live through. It's hard for us on the other side of the world to comprehend their situation. Thank the Lord for people like Chala! All the kids were well cared for and when I met Chala and the caretakers I could see why.
|Sports in the mist
In those few days we were with them we shared prayers, teaching, gifts, supplies, and even a spaghetti dinner! On our first day we all climbed into a couple trucks and whisked the children away to a field where they could try out some of the play equipment a member of the team had brought. Bats, balls, jump ropes, and frisbees soon were flying and everyone enjoyed the time together, even though language was a challenge! But, soccer and ball games are languages everyone can understand.
If I could sum up my experience at the orphanage in a word it would be "contrast". Physically, the orphanage building blends into the other buildings nearby. It doesn't look much different. But spiritually, it's a refuge and a place where you most definitely sense the Holy Spirit's presence. You can see it on the faces of the children and care takers, and when you talk with Chala. I can see why the "enemy" would feel threatened. It's one of those places where the spiritual battle lines, which we usually don't detect, are more easily perceived.
While we were only able to stay a few days, in that short time we hopefully gained a better understanding of the challenges they face and learned how better to meet their immediate needs.


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- California's housing market showing signs of slowing, which could be seasonal, or buyer's resistance to ever-climbing prices.
- October sales fell 2.9 percent to 35,182 from a revised 36,232 in September. Year-over-year, sales were down 1 percent from 35,541 in October 2014.
- Price appreciation, also strong in the first half of the year and lagging of late, remains in the most affluent counties.
Are buyers finally resisting unrelenting price increases in the California home market? Or, is it just that time of year for sluggish home sales?


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26 October 2015
After TSSA's offer of face to face talks between trade unions and the Mayor of London so that the remaining issues with Night Tube can be resolved, the Mayor's office has declined the invitation.
Responding to this, TSSA general secretary Manuel Cortes said: "I have written to the Mayor in good faith. I want him to use his considerable personal authority to get a grip of London Underground's stalling tactics.
"Our union accepts that a Night Tube service will benefit passengers, workers, tourists and the future economy of our great city.
"And our members will be proud to play a significant part in delivering the service that will transform London into a true 24/7 city.
"The Mayor's official spokesperson prefers to sling insults our way, but our shoulders are broad.
"My personal, face-to-face offer to Boris stands. Meet me, and my fellow rail union leaders, face-to-face and let's get the Night Tube back on track.
"Together we have the power - and on the part of our members at least - the willingness to make this happen.
"I'm certain Boris has the good manners to respond to my letter in person. But to speed things up my phone remains switched on and I await his call."


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6210 Innisbrook Dr, Hixson, TN 37343 US Chattanooga Home for Search All Chattanooga Homes And Land For Sale Here On www.AllChattanooga.com Search All Chattanooga Homes And Land For Sale Here On www.AllChattanooga.com
6210 Innisbrook Dr, Hixson, Tennessee
Hixson - Valleybrook Golfing Community. New Price.
Property Details
Listing Information
- Bedrooms: 4
- Baths: 3
- Partial Baths: 0
- Lot Size: 0
- Style: 2-Story
- Garage: 2 Car
- Heat Source: Gas
- Schools: Hixson High School
- Taxes: $3,804
More Information
Property Description
This Classic all brick home provides excellent curb appeal that has been incredibly well maintained and impeccably kept. Situated on a double level lot with a fenced backyard surrounded by mature trees for privacy. This home features a banquet sized formal dining room with hardwood flooring, large den with gas fireplace, oversized kitchen with an abundance of cabinet and counter space, granite counter tops, two pantries, and breakfast bar. Main level bedroom with full bath and separate private entrance. Upper level includes two bedrooms, large bonus room with built-ins, oversized master suite with sitting area, large walk-in closet with studio/nursery/rec room off master suite. Enjoy the entertaining 570+/- sq.ft of concrete patio. Quick access to Publix, Greenway Farm, Chester Frost Park, Northgate Mall, and Restaurants. If you join Valleybrook Golf club, you are a member of the Champions Club, Battlefield, Montlake, and Eagle Bluff!! If you are searching for a home for sale in Hixson, TN 37343 then be sure to call Paula McDaniel to schedule your tour of 6210 N. Innisbrook Drive today! MLS#1213301
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Von Stiehl Winery Presents: Meet the Makers
Von Stiehl Winery's Meetthe Makers event is coming up Saturday, June 20th. Meet the Makers is a unique wine and beer festival with a flavor all its own.The one day festival offerstest batches and unique blends newly released by Von Stiehl Winer.. Read more
Wisconsin Historical Society's Old World Christmas
Ever wondered what it would be like to celebrate Christmasin the 19th century? Even if you haven't, Wisconsin Historical Society's "An Old World Christmas," now in its final weekend at OldWorld Wisconsin (W372 S9727 Hwy 67, Eagle), is definit.. Read more
Mitten Fest w/ The Fatty Acids, Whips, Midwest Death Rattle and Heavy Hand @ Burnhearts
The frigid months between November and March generally lack any sizeable outdoor festivals in a city known for them, and Milwaukee's calendar seems especially languid this year due to countless s,Concert Reviews Read more
Dustin Diamond Is Throwing a Dance Party at Turner Hall
The most tragicomic of all the former "Saved By The Bell" cast members, Dustin Diamond has cashed in on his tenor as Screech with a tell-all memoir, a raft of reality-show appearances (including a bout on Celebrity Boxing 2 ), and the world's sadd.. Read more
Milwaukee Sail Loft's Outdoor Paradise
The outdoor deck at the Milwaukee Sail Loft (649 E. Erie St.) is located at the terminus of the RiverWalk. The many outdoor tables offer sweeping panoramic views of the Milwaukee River and the Hoan Bridge. As the name implies, the menu... Read more
Optimist Theatre's Classic 'Macbeth'
Optimist Theatre welcomes the summer with an enjoyable production of Shakespeare's classic drama Macbeth. The outdoor staging on the campus of Alverno College moved along briskly on a crisp summer evening... Read more
Local Music Wrap-Up: Dylan Thomas, So So Radio, Packers, Packers, Packers
Milwaukee producer Dylan Thomas returned from a short hiatus this week to release a new beat tape, Stevie's Soul Sounds, a chilled-out but hard-grooving instrumental pastiche in the spirit of J. Dilla's signature works and Madlib's Yesterday's New.. Read more
'Art to Art': Experiments in Dance
All artists need the opportunity to fail. Risk-taking is indispensable. What serious opportunities for trial and error exist for artists in Milwaukee after they leave the relative safety of a college program? This is not an idle question.Da... Read more
Milwaukee's Outdoor Outfitters
Now that camping season has arrived, many of us will be tempted to buy our outdoor gear and supplies online or from national retailers rather than shop locally. In making that choice, though, customers miss an opportunity to keep a long-sta... Read more
White Rabbits @ Turner Hall Ballroom
So what, exactly, separates White Rabbits from Spoon? Justan auxiliary percussionist, mos It's Frightening ,Concert Reviews Read more
Downtown Beer Garden
While manyrestaurants are going out of business, some are just being revamped.Chef/owner John Chitko converted his high-end restaurant Yaffa in,Dining Out Read more


text: There are numerous reasons to rent an legal professional type simple property planning to criminal defense attorneys may also help people to find their approach by many authorized struggles that may creep up on them at any time. Earlier than you send an email or fill the contact form, vet the legal professionals doing underground checks on them. Also, "legal advice" is something that can only be provided by a licensed attorney in your jurisdiction. These are tremendous useful, as a result of typically different people have had related issues to you and have had their issues solved.\n\nAn excellent lawyer can be familiar with the laws of the state you might be in. In addition, using an skilled lawyer provides you the added benefit of his or her familiarity with the opposite attorneys in the area, how they method instances and how cooperative or non-cooperative they might be. In addition they may be aware of the personal fashion of the decide that your case is assigned to.\n\nWith a purpose to start the divorce process, you have to file a petition for divorce at your local court clerk. Attorneys are used to this treatment they usually may have the same expectations for clients. Are you looking for free online legal advice?\n\nWriting into these with specific problems and queries is a perfect means of obtaining sound and free authorized recommendation. With the proper alternative of such a settlement firm, you already have entry to an experienced lawyer; you don't have to go looking for your personal and the expense that comes with that.\n\nYour ex employer nevertheless could be entitled in regulation to come after you for the return of any wages paid and also you could also be liable for the prices of any training offered and finding a replacement for you including paying a recruitment brokers fee.


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If their energy could be harnessed, the 1,100 third graders running, jumping and playing in Carnie Smith Stadium in May could probably have powered a small city. The Department of Health, Human Performance and Recreation (HHPR) hosted students from Crawford and Cherokee counties for the annual Kansas Kids Fitness Day, an event designed to reinforce the concept of physical activity as a key to a long and healthy life.
Shelly Grimes, coordinator of the event, held this year in Carnie Smith Stadium, said the statewide activity, hosted at sites across Kansas, reminds students to be active every day.


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OregonSaves socks away $4.6 million in first year
People using the state's year-old retirement savings plan administered by the state have saved about $4.6 million as of June 30, according to the state treasury.
OregonSaves, the nation's first state-based retirement savings plan, officially launched July 1, 2017, and is getting off the ground in phases. The first company to sign on was a Portland chocolatier, Alma Chocolate.
The state treasury also says that it's now speeding up the availability of the plan to people who are self-employed "thanks to strong demand in the gig economy."
The state will eventually — by May 15, 2020 — require all businesses to offer a retirement savings option or to facilitate OregonSaves, which deducts savings from payroll into a Roth IRA. Employers don't pay fees or incur a fiduciary risk for facilitating the program, according to the state treasury.
About 64,000 Oregon businesses don't currently offer retirement savings options to their workers. A Boston College study found in 2016 that about 1.05 million Oregonians didn't have access to retirement savings plan at work.
Currently, the average monthly contribution to retirement savings through OregonSaves is $106.


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Narrowboat For Sale
We have just learned that Craig and Janet who live aboard Rainbow Lorikeet are selling up and moving to Australia. The boat was built at Severn Valley a year before Gecko but is 2ft longer with a trad stern and is in lovely condition. BSS and blacked last year. As they are emigrating they will be leaving everything on the boat including canal guides! This is a rare opportunity to buy a live-aboard boat with all the wrinkles ironed out and ready to go.
Click this link to see pictures and details
We shall miss you, guys!


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Go nominate yourself for an award or, even better, surprise a deserving peer with a nomination!
For this year's 10th annual edition of the John H. McDonald Awards, we've got several new awards including Most Promising Student Journalist, Best Social Media, Investigative Reporting (it's back!) and Best Front Page.
The deadline to submit is Nov. 2.
Good luck!


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Mentoring women in tech, as well as other industries, has been a primary focus for me over the past several years. Reaching out to help encourage and support women as they traverse their professional journey is how we can increase the number of women in leadership.
One woman has just been recognized for her mentoring efforts, particularly as it relates to mentoring women in tech. Ronna Timpa has just been named a finalist in the "High Tech Mentor" category for the Las Vegas Women in Technology Awards.
"Mentorship is a big part of our business model, so being a finalist for a tech mentoring award is a thrill for us," Timpa said. "We are grateful to be part of the Las Vegas Women in Technology Awards program."
Ronna Timpa has an impressive background. From her LinkedIn profile, we learn that she's…
- The founder and chief motivator of Workplace ESL Solutions, an award-winning language communications firm headquartered in Las Vegas with bicoastal satellite offices.
- A publisher of three textbooks (Hotel English, Workplace English, and Workplace Spanish) and train-the-trainer curriculum for workplace ESL.
- An internationally renowned speaker who combines groundbreaking best practices, empathetic insight, and case studies to transform audiences.
Including mentoring women as part of the business model with Ronna's company sets a great example for other businesses interested in increasing the number of women they attract for leadership positions.
In her new book, Through Stories and Best Practices From Companies That Help Women Succeed Martine Liautaud strongly supports the idea of mentoring women.
"I know from personal experience what mentoring can help women find inspiration in one another, and draw confidence not only to break through the glass ceiling but also to make the most of the opportunity once they have it. I want to see more women challenging themselves and testing their mettle. When they do, companies prosper: Fortune 500 firms with the best track records in raising women to prominent positions are significantly more profitable than average."
In 2010, author Martine Liautaud founded the Women Business Mentoring Initiative (WBMI) to support women entrepreneurs with the targeted advice and personalized guidance that can only come from a mentor.
"Mentoring and networking are proving to be among the most successful strategies for changing the status quo." – WBMI website
While we are most familiar with the term "mentor," I recommend you seek an even deeper connection with a career sponsor.
Mika Brzezinski Talks The Value of Mentors
Mika to mentees: Value where you are, show it every day
If you are a leader in business, consider mentoring women within your company or industry who are just starting out. If you're just beginning your career, seek out someone to help with the mentoring process.
Together, through mentoring and networking, we can raise the awareness of women in business and help increase the number of women leaders in our country.
Related Posts
- Is a Mentor the Best Advocate for Advancement
- Free Online Training Focuses on Successful Networking
- How Professionally Relevant Are You
- The Power of Self Efficacy for Women in Technology
- What Will Happen if You Say No at Work
JJ DiGeronimo — the president of Tech Savvy Women — is a speaker, author, and thought leader for women in tech and girls and STEM. Through her work, JJ empowers professional women and consults with senior executives on strategies to retain and attract women in technology to increase thought and leadership diversity within organizations.
Don't miss our online resources library for eCourses, online discussions, downloads, retreats and tools for professional women. Learn more here.


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A Story of the West
Susan Spence
|About the Book
Matt Daly and his father first come to Montana Territory driving a herd of Texas longhorns in the 1880s. They, like many others, are determined to make a living on the lawless frontier. After finding an ideal spot to homestead, they start a ranch,MoreMatt Daly and his father first come to Montana Territory driving a herd of Texas longhorns in the 1880s. They, like many others, are determined to make a living on the lawless frontier. After finding an ideal spot to homestead, they start a ranch, the D Rocking D. Life is hard, but fulfilling, as there is money to be made selling beef to the exploding population back east.When the train comes through, it makes life easier and it also brings more people. Lavina Lavold rides out west with her family and catches Matt's eye as she steps off the train in Miles City. She too wishes adventure rather than the routine of city life. Her dream seems about to be fulfilled when she meets Matt and falls in love with the handsome cowboy.Conflicts are common as there are rustlers who want the Daly cattle and other ranchers who want the land they claim as their own. A neighbor, Bully Buehler is one such man. He will stop at nothing to run them off, but meets more resistance than he anticipates as the Dalys will do whatever it takes to protect their land. When a body is found behind the barn, a range war threatens to erupt. Matt barely escapes as he heads south, leaving behind death, not only of people he loves, but the death of his dreams.Wandering aimlessly as a hunted man, the dark path he finds himself on leads to more bloodshed. Unable to return to the ranch and his family, despair overwhelms him.Finally he figures a way out of his situation. It will get the hired guns off his trail and put an end to his misery. The plan takes a turn he doesn't anticipate, but it does free him. Eventually he makes his way back to Montana and is surprised to find that things there aren't as he had expected.His troubles aren't over though, as before he can rebuild the ranch, he must overcome his own demons. With the help of a Sioux medicine man, he is finally able to confront his fears and return to the life he loves, although it will never be the same as before the trouble began.The 1880s were called the Wild West for good reason. It was a time when people had free rein with little law as a large portion of the United States opened to expansion. Federal land was illegally grabbed with no repercussions as the lawmakers in Washington were a long way off. Hostile takeovers weren't uncommon and many times people did as they pleased, even if it meant pushing others out of the way. That often led to conflicts that were settled with a gun or a noose.A STORY OF THE WEST is a Western at its best, full of action and romance. It is also historical fiction, as besides being an engrossing story that will hold you to the end, it is an accurate portrayal of life in the Old West.


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Well, we had a bit of heatwave in Whitstable on the weekend when I shot this wedding and one the following day, where the reception was held at a beach front property (see my other blog post for this month). Since there was no shade or natural cover to use, I resorted to off camera flash for both. For the first one; Nat & Dan, the sun was unbearably hot in the open, so we used a shelter nearby – effectively making softboxes out of the windows! If you would like more information about my work as a wedding photographer in Kent please see www.timstubbings.co.uk
The heat is on at a Whitstable wedding in Kent
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text: Job Derailment vs. Success: Advice for New Engineers Originally delivered Mar 31, 2009 Source: AIChE Type: Archived WebinarLevel: Basic PDHs: 1.00 Share This Post: Preview Webinar: New engineers head off to their careers after graduation, all too often without any idea of what to expect. There is all this knowledge bouncing around in your head about unit operations, mass balances, thermodynamics, and so on, but no real guidance as to how to use it. The good news is that you can take these skills and use them to become a great engineer. The bad news is that you can also use them incorrectly and derail yourself along the way. Fortunately, in addition to all the things you know…there are skills and talents that you may not even realize that you have, which may be your strongest assets. This presentation is about those things that can trip you up along the way that you may not have expected, and also about how to use ALL of your skills. It's also a talk about what Chemical Engineers really do, after all, in industry. Presenter(s): Michael Iwaniw Michael Iwaniw has worked at The Dow Chemical Company since 2002, after obtaining his B.A. in Chemistry from Kalamazoo College, and his B.S.E. in Chemical Engineering from the University of Michigan. In addition to holding a full-time position in Specialty Latex at Dow, Mr. Iwaniw is currently completing requirements for his M.B.A. in Management from Northwood UniversityMr. Iwaniw began his career at Dow in a rotational program, with six-month assignments as a Process Engineer (design) in Midland, MI; a Run Plant Engineer for Ethoxylates production in St. Charles, LA; and an...Read more Once the content has been viewed and you have attested to it, you will be able to download and print a certificate for PDH credits. If you have already viewed this content, please click here to login. Checkout Checkout Do you already own this? Log In for instructions on accessing this content. Pricing Individuals AIChE Member Credits 1 AIChE Members $69.00 AIChE Graduate Student Members Free AIChE Undergraduate Student Members Free Non-Members $99.00 Webinar content is available with the kind permission of the author(s) solely for the purpose of furthering AIChE's mission to educate, inform and improve the practice of professional chemical engineering. All other uses are forbidden without the express consent of the author(s). Language: English


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Tonight's training run was different. Our fitness path is still closed for the remainder of this week so we ran on a dirt track. I ran in the grass because the dirt felt weird but so did the grass. It felt like I was having to work harder. Not complaining though, I still had a good run. I also forgot to pack socks in my workout bag so I just ran without them. I tend to like to leave the most important items at home! My time was off by a few minutes so I won't count this run as a timed run. We did speed training after the run. I love speed training! I actually really look forward to the sprints after the regular run. I feel so free doing them and I know they are helping me get stronger.
Over the last few days, I have realized I have turned in to an obsessed runner. Everyday, I look for upcoming races and keep a close eye on the points systems. I add new goals almost daily and I stay on my phone looking for awesome running gear. Magazines have been subscribed to, food plans mapped out and training plans are getting established. Poor girl has gotten the running fever! I really want to reach my goal of running a 5K in 29 minutes. The next two days will be regular runs with speed training to prepare for the weekend. This weekend I'm doing 4 5K's. I am hoping for another PR Saturday morning on a USATF course.


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- Home >
- Hand Tools >
- Knives & Scalpels >
- Utility & Trade Knives >
- Hultafors Retractable Knife
The Hultafors Retractable Utility Knife is a durable and well balanced knife with an ergonomic design resulting in the best possible level of safety, comfort and control. The angled design has a pronounced finger grip and narrowing tip that affords excellent grip when measuring and cutting plasterboard in a single stroke. The durable zinc housing with a screw-wheel makes it easy to open without having to resort to a screwdriver or other tools. The handle contains a practical, spring-loaded blade magazine that holds 10 spare blades. Magnetic fixings make changing blades easy and the blade can be locked in 4 stages. Comes with a pack of 10 blades.
Colour supplied is random (hi-vis green, hi-vis red and hi-vis yellow).


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Crews once again resumed the search for a 56-year-old snowmobiler who has been missing since December, then they pulled the units from the area because of a lack of visibility on Tuesday.
The search for John Dubois started around 6 p.m. on Dec. 16 after a snowmobile was found with no operator near the Pachaug Pond boat launch on Voluntown Road.
Officials believe Dubois went through the ice and officials said the search was deemed a recovery mission.
U.S. & World
Tuesday DEEP EnCon and Connecticut State Police went back to Pachaug Pond and drilled a hole in the ice. State police have deployed a remotely operated vehicle (ROV) that goes underwater to assist with the search.
Sgt. Jim Kane with EnCon Police said crews were waiting until the ice was at least six inches thick to resume their search. The last time crews were out was on Christmas Eve, he said.
But eventually, with so much snow cover, the area being too dark and covered in weeds, searchers called off their efforts on Tuesday because Kane said searchers only had about six inches of visibility.
"We had some still pictures taken from a drone the evening of the incident. We also had some still pictures of the next morning and we triangulated it in there and got the highest probability of where the hole in the ice was relative to where we found the machine," Kane said.
Dubois' daughter, Jaqueline, said she just wants some closure. While she is glad police are searching for her dad, she'd love them to be out every week trying to find him.
Dubois did get to meet his first grandson, Bennett, who was born in November before he disappeared in December.
Jacqueline described her father as an "adrenaline junky." She said Dubois had just gotten that snowmobile and he had to try it out.
"I just want them to find him because everything is in limbo until then. It's a really hard limbo. I grew up in this house, my parents got married in this house, and it's really hard just staying here and looking out on the water knowing that he's there," Jaqueline said.


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January 26, 2018 / UNLEASH THE POWER OF JOY
January 26, 2018
Kitchens for Good is a social enterprise that creates jobs, supports local farmers and local communities.
There is a lot of innovation taking place in the food space—from sophisticated scientific food plans like Habit, to food experiences like 3-D printed food, to the way we purchase and view our relationship with food. But not all of these food disruptors have a heart and soul like Kitchens for Good.
Kitchens for Good is a non-profit that bridges the gap between wasted food and hunger by rescuing and purchasing surplus food from wholesalers and farmers, and then engaging students in its culinary job training program to transform these ingredients into nutritious meals and products for hungry families.
Through innovative programs in workforce training, healthy food production, and social enterprise the brand is breaking the cycles of food waste, poverty and hunger.
Kitchens for Good believes that food can be a driver of social and economic good in communities. With meals that not only feed, but improve the health of vulnerable residents, jobs that employ men and women perceived as unemployable, and a purchasing power that supports Southern California's farmers and communities, they are striving to effectively and profitably close the broken loops of our food system.
The closed loop ensures that resources flow to those in need with as little waste as possible.
Food is simply too good to waste. However, in the United States over 40% of all food produced is wasted. Half of that waste consists of fresh produce that has cosmetic imperfections or lacks commercial demand. From fruits that are too ripe to sell, to vegetables with superficial blemishes, or eggs that are too big or too small to fit supermarket standards, there is a tremendous amount of food that is highly nutritious and going to waste. Kitchens for Good works directly with farmers and wholesale companies to purchase and rescue those unwanted fruits and vegetables. All donations and purchases are gathered at a food processing hub where staff, students and volunteers use it to make healthy meals, snacks, and food products for social services agencies across San Diego.
Each week students prepare 1,500 meals for hungry seniors and children across San Diego county. This approach not only addresses the most immediate needs of hunger through healthy meals, but also tackles the root cause of hunger—poverty—through a workforce training program that provides individuals who are typically considered difficult to employ the skills to become self-sufficient.
Excess or unusable produce then flows to companies that can transform it into products for sale or donation. The labor to make those products enables at-risk individuals to learn marketable skills that enable them to take control of their economic destiny.
A sustainable non-profit business model
Through their creative social enterprise, Kitchens for Good is able to generate 75% of their total budget. The company ensures its own sustainability by building a profitable food enterprise at the core of each of its kitchens, including catering, contract meals services and retail food products. Through this robust enterprise model they create livable wage jobs for culinary graduates and generate significant profits to reinvest into their social programs.
A CEO who lives and breathes brand values
Kitchens for Good was founded by Chuck Samuelson in 2013 in an effort to make an impact on food waste and hunger. He built the company on the principle of a "Right Livelihood" which asks people to earn a living that contributes more to their communities than they take away. Chuck wanted to stop making a living and start making a difference.
Chuck is not new to food. He spent his career in the foodservice industry as a chef, restaurateur and consultant. Starting his career as a dishwasher at the age of thirteen, he rose to positions of Executive Chef and General Manager in his late twenties. He has owned award-winning restaurants and served as the Senior Manager for Food Services at Stone Brewing Company. While working as an Executive Chef he was shocked at the tremendous amount of food being wasted, knowing that there is a large community that lacks access to nutritious food. Chuck knew he had to do something so he dedicated himself to making a difference, and Kitchens for Good was born.
There are many ways get involved:
More: www.kitchensforgood.org
Read more by Bulldog Drummond.
"There is an urgent and expressed market opportunity to strengthen the bonds between consumer and brand and keep cu… https://t.co/DWizGlyaMS


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Value Series 90+ Furnace
The Rheem Value Series 90 High Efficiency line of gas furnaces is a value-alternative which enjoys the benefits of high-efficiency at lower cost.Find A Contractor Find Rebates For This Product
Notes: Products are given a rating of $,$$ or $$$ relative to their price positioning among other products in the same brand. These price ratings are not meant to compare a product from one brand to a product of another brand. Decibel level (Db) ratings may vary; the data provided here represents either a range of possible Db levels or the lowest rating as tested under different conditions. Efficiency ratings will depend on the matching of outdoor and indoor systems. ACDoctor is not responsible for any errors or omissions in the products database.


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Missionary: Scott Wester Scott, his wife Ana, and their two daughters Naomi and Nicole, live and minister in Ensenada Mexico. Scott is the co-CEO of YUGO ministries and operates out of the Ensenada Outreach Center (EOC) where he seeks to spread the Gospel in that community. For years, Real Life has partnered with Scott and…Read more
In the mid-90's, a high school youth group took a mission trip down to Nicaragua. They were overwhelmed with the vast amount of poverty and orphaned children. This was the birth of OrphaNetwork. This ministry works diligently to treat the source of issues and not just the symptoms by partnering with villages and churches to…Read more
Crisis Pregnancy Center of Tidewater
Crisis Pregnancy Center of Tidewater (CPC) is a non-profit organization with a mission to defend life by supporting women unprepared for pregnancy, by challenging the community to adopt a godly view of sexuality and the sanctity of all human life, by bringing healing and wholeness to lives traumatized by abortion, and by leading those around…Read more
World Horizons
World Horizons is a mission organization working among the world's least reached nations. They are engaged in a wide diversity of ministries and are committed to making disciples among those who have had the least opportunity to know the gospel of Christ. The missionaries we support, the Keatings, serve in Cyprus as field leaders for…Read more


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Posted 1/13/15 by SIMB. Filed under Featured News, News and Updates.
We are kicking off the 37th Symposium with a bang. In lieu of a keynote speaker, we are opening the meeting with an hour-long poster preview session. Forty presenters will be chosen from accepted poster submissions to present their work on one slide in one minute in the main meeting room. No questions, no comments. This is an opportunity to preview your poster to the entire meeting and get your colleagues excited to see your work! If you are interested in being considered for this opportunity, please be sure to check the appropriate box when you submit your abstract. Posters only, selected oral presentations are excluded. Students are highly encouraged to try this!
Posted 12/5/14 by SIMB. Filed under Featured News, News and Updates.
Announcing JIMB Open Access Month: Selected articles from the Journal of Industrial Microbiology and Biotechnology (JIMB) are now available on an open access basis through December 31, 2014 only. A subscription to JIMB is included as an SIMB membership benefit.
Posted 11/25/14 by SIMB. Filed under Featured News, News and Updates.
The Biotechnology Industry Organization (BIO) has announced that Dr. Debbie Yaver will be presented with the 2014 BIO Rosalind Franklin Award for Leadership in Industrial Biotechnology at the 2014 BIO Pacific Rim Summit on Industrial Biotechnology and Bioenergy, which will take place 7-9 December in San Diego. Dr. Yaver will deliver a brief address at the conference.
More than twenty female leaders in industrial biotechnology were nominated for the award, which honors the legacy of Rosalind Franklin, who aided in the expansion of biotechnology and helped pave the way for women in the field.
Dr. Yaver's accomplishments and dedication stood out to the Rosalind Franklin Award Selection Committee, who selected her as the inaugural recipient. "Dr. Yaver's work and leadership in engineering industrial microorganisms embodies the spirit of Rosalind Franklin and her pioneering efforts," said Brent Erickson, Executive Vice President at BIO.
Posted 11/25/14 by SIMB. Filed under News and Updates.
The 3rd Recent Advances in Microbial Control Conference (RAMC) held November 9-12 in San Francisco was well attended and featured topics ranging from microbial detection and control on the international space station to sustainability during the keynote talk by Dow Microbial Control, to novel methods to control pathogens in food, treatment strategies for microbial control in oil and gas production; new rapid detection methods and FDA talk on novel moves toward biological control of human foodborne illness associated with commercial crop production. Comments ranged from "This is REAL microbiology" to "This meeting is like a Gordon Conference without the ski slope . . ." Dates for the 4th RAMC in fall 2016 will be announced.
Posted 4/14/14 by SIMB. Filed under News and Updates.
Congratulations to the newly-elected board members who will take office at the Society Business Meeting held Wednesday, July 23 during the annual meeting.
Winners of the 2014 SIMB Election for Board of Directors are:
President-elect Scott Baker, Pacific National Laboratory (3 year term, Pres-elect, Pres, Past-Pres)
Treasurer: Jan Westpheling, Univ. of Georgia (2nd 3 year term)
Director: Steve Van Dien, Genomatica (3 year term)


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Dental Implants in Lockport, IL
Dr. Healy can help complete your smile with dental implants
When it comes to getting a beautiful smile that will truly last a lifetime, nothing works better than dental implants. Dental implants are a permanent solution to replace missing or extracted teeth. If you currently have dentures and would like to commit to a more permanent option with less fuss, dental implants could be for you.
Implants are also a great alternative to bridges because no additional teeth need to be altered to place the new tooth. Dental implants stand on their own in your gums, looking and feeling like your natural teeth.
What is the Process of Getting Dental Implants?
While dental implants provide a permanent solution, they do take some time to place. The entire implant process is performed over the course of a few months. Several stages are required to ensure you are a good fit for the procedure and that you are healing properly throughout the treatment.
The first part of the process is to place the implant itself into the jaw bone. This is done by a periodontal specialist that Dr. Healy has worked with on numerous cases. An incision is made in the gum so that the implant can be inserted. Multiple implants can be placed at once if necessary. After the implants are placed several sutures are added to assist with proper healing.
Implants are made from titanium, which is the only known material that will fuse and bind to human bone. This means that your implant becomes part of your jawbone, making it last a lifetime.
The next phase of the process is healing. Patients should be prepared to allow the implant to heal for about three to six months. During this time, the jaw bone will form around the implant in a process called osseointegration. While your mouth is healing, you can have temporary crowns installed that allow you to eat and speak normally and maintain a proper aesthetic appearance for your smile.
Patients enjoy seeing what the finished result may look like prior to having their permanent crown placed at the end of the procedure. We work hard to ensure you have a delightful experience while waiting to get your permanent crowns and we'll walk you through the experience in more detail when you visit our Lockport, IL dental office for a consultation.
After healing has occurred, Dr. Healy will "restore" the implant by doing all the necessary dental work above the gumline. Several appointments over the course of a few weeks will be needed as Dr. Healy works with the best labs to construct the dental work that will provide a beautiful, natural looking smile.
What are the Benefits of Dental Implants?
The benefits of dental implants are plentiful. The obvious benefit is that they are permanent. But it goes much deeper than that. Filling in a space where a tooth once was reduces the risk of infection, of teeth moving into that space, or of problems developing with your other teeth. If you are missing several teeth, you may be surprised to find that the shape of your mouth and face have changed over time. This may be due to bone loss or movement of your surrounding teeth.
Having a full set of teeth prevents that from happening and ensures that no issues may arise in those areas. Dental implants remove the need for dentures or partial dentures, as well as bridges or temporary crowns. They are easy to clean, look and feel like your real teeth, provide a complete smile, and allow you to feel confident in your teeth.
Dental Implants are Not For Everyone
While dental implants are a wonderful treatment option for many patients, not all dental patients will be able to undergo this type of treatment. Bone loss, infection, or other issues may have occurred over time that prevent Dr. Healy from recommending dental implants.
If you are not sure, or you have questions about whether or not you might be a good candidate for dental implants, don't hesitate to reach out to us. We can examine your jaw bone to determine if you have enough bone mass to maintain and support such treatment.
Contact Dr. Healy to Discuss Dental Implants Today
Whether you have recently lost a tooth due to decay or have been missing a tooth for some time, or even if you want to swap out your dentures for something more permanent, consider dental implants. Dr. Healy and his team are ready to help you get the smile you want and provide you with insight and advice about the options for you. Call us at 815-836-0001 to schedule an appointment today. You can also make an appointment online.


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Total Lifecycle Support
For Your Software Development Projects
Questions? Call 508-541-9180 or Contact Us
The "grand-daddy" of networking programming, UNIX has many important differences from Linux and is very different from Windows. Ensuring your project incorporates the right hardware architecture and variant of UNIX takes real skill and expertise.
That's why you need Riverace Corporation. Steve Huston, President, is a recognized open source software developer and programmer and can ensure your next UNIX project runs smoothly and efficiently.
Riverace maintains an extensive, secure development lab that includes AIX, HP-UX, and Solaris (and Linux) running on a variety of hardware architectures. You need not open up your network to outside access just to gain expert UNIX development assistance – which means your project work can be started and completed quickly using our advanced lab.
When you hire Riverace to oversee your UNIX software development project, you get the following:
To learn more about our software development and programming services – and to discuss your project, call 508-541-9180 or send email to [email protected].
"I have worked with Steve Huston for over a decade and we have written two popular books together. Steve has done a great job as the president/founder of Riverace. He is a true visionary whose work with ACE has made a seminal contribution to the open-source community. His abilities as a software developer are exceptional and his professionalism is exemplary. I recommend him and his company without exception."


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LONG BRANCH: National Night Out is a special second Tuesday of August each year.
The event focuses on the residents in the city, mostly on the younger, but all residents.
The intention is to promote community-building, a campaign that encourages police-community partnerships and neighborhood camaraderie.
The program was shepherded by Cpl. Joe Graziano with help from Sgt. Kim Leavy, and "special effects" by PO Omar Akel with his service canine Hades, and Sgt. Robert Shamrock who has demonstrated the benefit of police dogs for many seasons at city events. Animal Control's PO Debra Nagel had "Geese Dog" Tucker on the leash, resting from her goose chasing tasks.
Newly appointed Police Chief Jason Roebucks was "On duty" with them and all were supported by the Dept. of Public Works, the EMTS team, Fire and First Aiders, the Long Branch Free Public Library team also "on duty:
WOTS noted Freeholder Tom Arnone with Monmouth County Clerk Christine Giordano Hanlon, and retired West Long Branch Chief of Police Larry Mihlon and Monmouth County Sheriff, Shaun Golden.
We met Barnabas Health's Director for Diversity and Inclusion, Alieu Nyassi, whose job is to support diversity for the work forces in the community, engagement with the community members, deal with health disparities and provide right care for their patients.
There were the city trucks, with kids up close and smiling, a spinning wheel with everyone winning, hot dogs and more; the several agencies around town like Monmouth Cares, LB Concordance, MOCEANS for the need of special people, (check out /www.gofundme.com/bleed-green); and Long Branch Community Think Tank. More as well. With games, Karate demos, and other kids and big kids interest items.
Mayor Adam Schneider told WOTS this is "'A great turnout! Look at the community activities, the services chipping in their all. It is a big event, I am very favorably impressed with all the city and its residents have done, volunteers and others. It has been growing. "favorably every year. Council members Joy Bastelli was there as was Kate Billings and John Pallone.
A resident was impressed also, but added she hoped the positive activities would be continued throughout the year. Those identified were: activities for the kids of all age groups; jobs in the growing uptown as development moves ahead; and keeping low income families in plans for opportunity for them to move ahead financially.
So it was a great night - and was a most positive year for Night Out -- again.
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Complete and view the following documents
Pinku Style Pre-Shipping Form: Downloadable PDF ( click on file, open in your choice of PDF editor to complete )
Pinku Style Basic Shipping Procedures Military Members: Downloadable DOC
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If you have issues attaching pictures of title and car, please attach directly to email.
For Storage inquiries, please complete the pre-shipping PDF with basic car information for the car you want as well as tentative storage start/finish date. Storage information will be provided to you at that time with pricing.
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Lini Subin, director — regulatory affairs, ELC Group, highlights EMA's regulatory tools and support pathways that are available during development.
Lini Subin, director — regulatory affairs, ELC Group
Lini Subin
In recent years, the pharmaceutical world has been witnessing huge demand to serve unmet health needs and deliver early access to medications. Many companies are focusing on R&D innovation to meet these needs, however, the regulatory pathway for early access to medicines is always a challenge globally.
With significant developments in regulatory tools, and in approaches towards regulatory routes and access of medicines, the EMA plays a central role in the global development of medicines. The EMA approval system is based chiefly on benefit-risk assessment. Early access to medicines and assessment are particularly challenging because of the limited clinical evidence available.
Within the EMA there are different regulatory tools and support available for the earlier access of medicines for unmet medical needs, or where there is a major public health interest. The main regulatory tools and pathways include accelerated assessment procedure, conditional marketing authorisation, compassionate use, PRIME scheme and adaptive medicines pathway.
Accelerated assessment procedure
This regulatory tool reduces the overall timeframe for the assessment of a marketing authorisation of a centralised procedure (CP) from 210 days to 150 days (excluding the clock stops for products with major interest for public health and therapeutic innovation). Marketing authorisation holders have to submit the request for accelerated assessment to the Committee for Medicinal Products for Human Use (CHMP) two to three months before the planned submission of the application, justifying the major public health interest of the product.
Though the overall timeframe would be reduced, standard requirements for the marketing authorisation application are still applicable. A pre-submission meeting could be requested six to seven months in advance of the submission date. Early confirmation of the possibility of accelerated assessment is now feasible during the clinical development phase, since the EMA's launch of the PRIME scheme in 2016.
Conditional marketing authorisation (CMA)
The EMA grants the conditional marketing authorisation in the interest of public health, providing early EU access to medicines based on some conditions before completed data are available. It is granted for medicines which fulfil unmet medical needs and where the benefit of immediate availability for patients is greater than the risk of less comprehensive data than is normally required. Pending data is generated based on the agreed timeframe post-authorisation.
A product is eligible for CMA if it belongs to one of the following categories:
- Seriously debilitating or life-threatening diseases.
- Use in emergency situations.
- Medicines for rare diseases.
CMAs are granted for a one year period and can be renewed annually.
Stricter post-authorisation monitoring and fulfilment of obligations from the side of the applicant are applicable. Upon availability of the data, the authorisation converts to a standard MA with a validity of five years.
In the absence of comprehensive data, under exceptional circumstances the agency may grant an MA if the applicant cannot obtain comprehensive data in the agreed timeline.
Similarly to standard marketing authorisation applications, applicants can seek early stage advice and assistance in the clinical development stage. The intention to acquire conditional marketing approval could be discussed in the early stage advice meeting. However, the request for the application is submitted along with marketing authorisation application. Under the conditional marketing authorisation route, it is also possible to obtain the privileges of the accelerated assessment scheme under the provision of applicable legislation.
On 23 January 2017, the EMA published a 10-year evaluation report based on data collected from 2006 – the start of CMAs – to 2016, and the EMA's experience gained during the period on the success rate of conditional marketing authorisation applications. According to this report, the EMA recognises conditional marketing authorisations as an important tool for ensuring timely access to medicines in the areas of unmet medical need, and provides an in-depth analysis of the positive impact of this regulatory approach.
Based on the statistical results for which the obligations were fulfilled by companies, it was shown that the regulatory approval granted by CMA was, on average, four years earlier than standard marketing authorisation procedures. In the last decade, the EMA granted 30 CMAs, of which 24 are targeting debilitating or life-threatening conditions, 14 are rare medicines and three address the medicines for emergency situations. Seventeen of these medicines were oncology medicines. With respect to fulfilment of obligations and success rate, the report shows that 90% of the holders fulfilled the obligation without changing the scope and 70% did not request for extension.
Engaging in early stage dialogues with different stake holders [the EMA and other key parties such as health technology assessment (HTA) bodies] plus careful planning is required to deliver early stage approvals and access to medicines for patients.
Compassionate use
This regulatory tool allows access to an unauthorised medicine, which is under development or entered into a marketing authorisation process. Patient groups with life-threatening, long-lasting or seriously debilitating illnesses, which cannot be treated satisfactorily with currently available drugs and who cannot enter in clinical trials, can benefit from this process.
On the request of national competent authorities, the EMA provides recommendations through CHMP on the use of such medicines, whereby the national patient access programmes can consider this opinion before making a decision. This opinion cannot be requested by applicants themselves. The benefits of this programme are co-ordinated and implemented by national competent authorities.
PRIME scheme (priority medicines scheme)
PRIME is a new voluntary scheme launched by the EMA in 2016, and based on the existing regulatory framework fostering the early dialogue and accelerated assessment of medicines with unmet medical needs. Products that demonstrate significant medical benefit over existing therapies and patients with no treatment options can benefit here. Products that are eligible for this scheme can also gain an advantage from the accelerated assessment tool. The scheme promotes efficient development and robust data generation.
Based on preliminary clinical evidence, applicants can request PRIME eligibility, which is open to all companies. The agency will respond within 40 days. Once selected, applicants will have access to:
- Feasibility for accelerated assessment confirmed at the very early stage
- Early rapporteur appointment by the EMA to provide continuous support and help to build knowledge ahead of a dossier submission.
- Kick-off meeting with expert CHMP/CAT rapporteur and guidance on overall regulatory strategy and development.
- Scientific advice and regulatory support at major milestones.
- Dedicated project manager within the EMA.
Other emerging initiatives
Adaptive medicines licensing
Adaptive licensing is an emerging scientific concept from the EMA which enables early and progressive patient access to medicines that are expected to have a significant therapeutic effect. This concept is based on these core principles:
- A prospectively designed iterative, developmental plan.
- Real-world data to complement randomised clinical trials in the post-authorisation phase.
- Early involvement of HTA and other downstream decision-makers, enabling market access.
The concept is based on the existing regulatory framework of scientific advice, conditional marketing authorisation, patient registries and pharmacovigilance tools for collection of real-world data, compassionate use and so on. Though this is an emerging concept, there are lot of uncertainties — particularly on the real-world data, early access timeline and reimbursement process, stakeholder involvement and so on.
The European Commission and EMA organised a workshop on adaptive pathways in December 2016. Post-workshop reports show that the EMA addressed the challenging areas of adaptive licensing and discussed the limitations and strengths of the observational studies. The EMA and EC will further assess the different views expressed at the workshop, and we may expect the action plan in the coming months. Early collaboration between industry, regulators and HTA is essential to achieve the objective of the adaptive licensing pathway.
Parallel consultation – EMA and HTA bodies
To overcome the complexity of market access issues, the EMA also offers scientific advice and protocol assistance in parallel with HTA bodies.
Are these early access tools exclusive?
Early access tools are not mutually exclusive. It is possible to use these in combination within the scope of defined criteria. As an example, products which are benefiting from PRIME can have conditional marketing authorisation granted before comprehensive data are available.
Although the EMA has introduced many regulatory tools since 2005 to support early access of medicines, significant improvement and transparency is needed to help foster effective development and to ensure early access of these medicines to patient groups. In particular, greater clarity is required with respect to the disease condition and criteria for each regulatory category. Early stage dialogue with regulators and other stake holders is therefore strongly recommended to avoid any gaps in the development.


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Most stocks are rising, but real-estate investment trusts are under pressure as yields rise in the bond market.
Mutual funds almost go hand-in-hand with retirement investing. And why not? The modern mutual fund predates exchange-traded funds (ETFs) by more than six decades. Most 401(k) plans hold nothing but mutual funds. So it's reasonable to link one with the other.But don't sleep on exchange-traded funds. As you'll soon find out, while many of the best ETFs out there are tactical strategies and great trading vehicles, some of them are dirt-cheap, long-term buy-and-hold dynamos that can give investors what they need in retirement: diversification, protection and income.Many (though not all) ETFs are simple index funds - they track a rules-based benchmark of stocks, bonds or other investments. It's an inexpensive strategy because you're not paying managers to analyze and select stocks. And it works. In 2018, the majority of large-cap funds (64.5%) underperformed Standard & Poor's 500-stock index - the ninth consecutive year that most of them failed to beat the benchmark.Today, we'll look at seven of the best ETFs for retirement. This small group of funds covers several assets: stocks, bonds, preferred stock and real estate. Which ones you buy and how much you allocate to each ETF depend on your individual goal, be they wealth preservation, income generation or growth. SEE ALSO: The Kip ETF 20: The 20 Best Cheap ETFs You Can Buy
The low interest rate environment has led to strong optimism for homebuilders and real estate sectors, pushing stocks higher.
Given the bullish fundamentals, investors might want to tap the space with the top-performing real estate ETFs and stocks of this year so far.
This REIT ETF hit a new 52-week high. Are more gains in store for this ETF?
Vanguard Real Estate ETF VNQ is one of the cheapest real estate funds available, with an expense ratio of 0.12%. It features experienced management and an excellent record of tracking its index. It is a fine option in its niche, earning a Morningstar Analyst Rating of Silver.
Real estate investment trusts and sector-related exchange traded funds have been a standout segment of the U.S. markets this year as falling interest rates and bets on the future of e-commerce helped prop ...
Chances of a rate cut by Fed chair Powell went higher. If this happens, the following investing strategies would be of investors' help.
The trade war between the United States and China is well into its second year. Since Jan. 22, 2018, American stocks have made two runs into all-time-high territory, but overall, they haven't made much progress. The Standard & Poor's 500-stock index is just 2% higher than when the trade conflict started.Now, uncertainty has returned, which means volatility has returned. So today, we'll look at some of the best exchange-traded funds (ETFs) to battle another round of trade jitters.On-again, off-again talks between the U.S. and China seemed headed toward a resolution for most of 2019 but hit a considerable wall in May. The U.S. accused China of walking back some of its agreements and raised tariffs on $200 billion in Chinese imports from 10% to 25%, prompting Beijing to retaliate with new and escalated tariffs of its own.Certain sectors have taken on hair-trigger demeanors. For instance, technology, which experts think could be heavily targeted in future rounds of tariffs, swings daily on the latest comings and goings out of Washington and Beijing. Semiconductor companies, many of which generate gobs of their sales from China, are among the most susceptible stocks.The best ETFs to buy if you want to beat back the trade war, then, avoid these sensitive industries and instead focus on businesses that should come out far less scathed than others. Here, we look at seven top funds from various corners of the market. SEE ALSO: The 19 Best ETFs for a Prosperous 2019
These five ETFs are solid investments for those who want real estate exposure without any headaches.
ETFs tracking real estate investment trusts, which make up nearly half of IBD ETF Leaders screen, are suddenly out of favor.
For those in or near retirement, the name of the game comes down to one thing -- income. Being able to turn your savings into a steady stream of paychecks after you stop working is really the only thing that matters. Luckily, the boom in exchange-traded funds (ETFs) to buy can provide investors with a great way to do just that.One of the best things about ETFs is that they have democratized a ton of different asset classes and bond varieties. In doing this, investors looking for income can find and build a portfolio for whatever demands they have. Income in retirement can be dynamic, featuring high initial yields, inflation protection, grow over time, etc. And investors can do it with single-ticker access and low-costs.In the end, the best ETFs make building a complete income portfolio a breeze and can help turn savings into a steady paycheck once you punch your last clock. All in all, they are a must-have for those in- or near retirement.InvestorPlace - Stock Market News, Stock Advice & Trading Tips * 7 Small-Cap Stocks That Make the Grade But what are the best ETFs for investors to focus on? Here are five funds that can be used to build a complete income portfolio and remove the hassle. Best ETFs to Buy: SPDR Portfolio Aggregate Bond ETF (SPAB)Expense Ratio: 0.04% or $4 per $10,000 invested annually 12-Month Dividend Yield: 3%There's a reason why bonds are called fixed-income investments. Their stability and regular coupon payments make them an ideal base from which an income portfolio can be built. And ETFs make adding this base very simple and cost-effective for retirees.The Bloomberg Barclays U.S. Aggregate Bond Index is the benchmark for the broad bond universe and provides broad exposure to the U.S. investment grade bond universe. This includes everything from Treasury bonds, corporate bonds and mortgage pass-through securities to commercial mortgage-backed securities and asset-backed securities. As the top dog index for bonds, there is a wide variety of income ETFs that track it.But the SPDR Portfolio Aggregate Bond ETF (NYSEARCA:SPAB) may be one of the best.State Street finally got serious a few years ago about competing with the other two big dogs in the ETF world and created its own core line-up of ETFs. This includes the $3.7 billion SPAB. The fund provides exposure to all 4,855 bonds in the index and it does so at a rock-bottom expense ratio of just 0.04%. That low expense ratio allows income seekers to keep more of their bond's distribution payments- currently at 3.17% -- and provides better overall returns. And with free trading available at several discount brokers, using SPAB as core income position only gets better.By using SPAB as their core bond position, investors can gain exactly benefits ETFs were designed to provide. Vanguard Dividend Appreciation Index ETF (VIG)Source: Shutterstock Expense Ratio: 0.08% Dividend Yield: 2%Getting dividends from stocks provides something that bonds can't compete with -- the ability to grow their income potential. As cash flows and earnings increase, stocks tend to hand out more money back to shareholders. Historically, stocks have on average grown their dividends by about 5.1% per year. For retirees, this growth is critical in making sure their purchasing power keeps up with inflation.Tapping into this is the Vanguard Dividend Appreciation Index ETF (NYSEARCA:VIG).VIG's M.O. isn't about an initial high-yield -- it currently only pays 2% -- but growing that payout over time. The ETF looks at stocks that have a history of increasing dividends for at least 10 consecutive years. These "dividend achievers" are exactly what investors are looking or in order to make sure their income keeps up with inflation.The ETF tracks currently 180 top stocks, including Microsoft (NASDAQ:MSFT) and Nike (NYSE:NKE). VIG, however, does not include real estate investment trusts (REITs) or MLPs. As a result, the vast bulk of its distributions are considered "qualified dividends" for tax purposes. And as a Vanguard ETF, VIG's expenses are dirt cheap. The nearly $33 billion ETF only charges a measly 0.08% in expenses. * 15 Stocks That May Be Hurt by This Year's Big IPOs When it comes to income ETFs, VIG can play a powerful role in getting some serious and growing equity income. iShares Cohen & Steers REIT ETF (ICF)Expense Ratio: 0.34% Dividend Yield: 2.9%Speaking of those real estate investment trusts (REITs) that previously mentioned VIG avoids, they have long been a great way to boost the income generated from a portfolio. That's because REITs feature a special tax structure that allows them to push out much of their cash flows to investors. Those cash flows are driven by the rents and profits from the underlying properties they own. So as apartments, office buildings, and strip malls keep churning out rent growth, REITs' dividends rise.The same could be said for REIT ETFs like the top-notch iShares Cohen & Steers REIT ETF (NYSEArca:ICF).What makes ICF a particularly great ETF for retirees/income seekers is that ICF focus on the so-called "realty majors." Top holdings such as Public Storage (NYSE:PSA) or Equitable Residential (NYSE:EQR) are some of the leading firms specializing in their respective property types. With ICF, investors get exposure to the largest 30 REITs in the country.For income seekers, that's a place to be. For one thing, these firms' large asset bases provide plenty of cash flow and dividend stability. What it really means is a steady dividend in good times and bad. Moreover, REITs like ICF's holdings have long been able to raise their payouts at rates faster than inflation. This can provide a boost to income over time as well.With ICF added to your income ETFs, investors can add some serious current income and future dividend growth. Invesco Senior Loan ETF (BKLN)Source: Shutterstock Expense Ratio: 0.65% Distribution Yield: 4.5%Junk or high-yield bonds are a great way to score more income by moving down the credit ladder. The only problem is that junk bonds are very susceptible to interest rate hikes. And with the Federal Reserve starting to raise rates, income seekers looking to boost their incomes are facing a quandary.But here again, income ETFs can come to the rescue for a complete income portfolio.Senior bank loans are pools of corporate-issued debt that adjust rates every 30 to 90 days. The benefit of this is that as the Fed raises rates, those increases will be reflected in bank loan's coupons. The kicker is that senior loans are often issued to companies with credit ratings below investment grade. This means they offer higher starting yields than Treasury bonds. Investors get their cake and get to eat it as well.ETFs like the Invesco Senior Loan ETF (NYSEARCA:BKLN) make adding the once-hard-to-obtain asset class easy. BKLN is the largest of the ETFs in the sector and tracks the S&P/LSTA U.S. Leveraged Loan 100 Index. This index is designed to match the performance of the largest institutional leveraged loans based on market weighting, spreads, and interest payments. All in all, BKLN holds more than 118 different loans with top holdings including debt from PetSmart and Burger King. * 15 Stocks Sitting on Huge Piles of Cash With a yield of 4.5%, BKLN can add the extra oomph that income seekers need to build out their income portfolios and shows how the best ETFs can make adding exotic assets classes easy. iShares National Muni Bond ETF (MUB)Expense Ratio: 0.07% Distribution Yield: 2.5%One of the biggest headaches in managing an income portfolio is taxes. We all know the saying about death and taxes. Uncle Sam has to have his share. Lowering how much you hand over to him is very important- especially so in retirement. So, if you can pay him nothing, even better for you. That's why municipal bonds and muni ETFs are powerful tax fighting tools. Issued by local and state governments, municipal bonds are free from federal taxes and in many cases, state taxes.When it comes to ETFs, the $11.8 billion iShares National Muni Bond ETF (NYSEARCA:MUB) is the king of the muni castle.MUB's holds a whopping 3,703 tax-free muni bonds. That's an amazing amount of diversification for just only 0.07% in expenses. It also provides plenty of tax-free income firepower. The ETF currently yields 2.5%. That's not too shabby already and is about the same as previously mentioned SPAB. But that yield gets even more impressive when you factor in taxes. For someone in the highest bracket, they would have to earn more than 5.20% to get the same amount of income.And that is where munis shine. By using MUB in a taxable account, income seekers can build a tax-free base of income to supplement or support the other income ETFs on this list. For retirees, municipal bonds are a must-have investment when building their income streams.At the Time of writing, Aaron Levitt did not have a position in any of the ETFs or stocks mentioned. More From InvestorPlace * 2 Toxic Pot Stocks You Should Avoid * 5 of the Best Stocks to Buy Under $10 * 7 Single-Digit P/E Stocks With Massive Upside * 7 Best Quantum Computing Stocks Trading Today Compare Brokers The post The 5 Best ETFs to Buy for a Complete Income Portfolio appeared first on InvestorPlace.
Given the bullish fundamentals, we have highlighted a few real estate ETFs that hit new one-year highs and could be excellent picks for investors seeking to benefit from defensive flight and a pause in Fed's tightening policy.
Even the best ETFs can cause serious pain for investors when buys are made in the middle of a bear market. Read The Big Picture column for market guidance.


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4" Gridwall Peg Hook With 30 Degree Tip Black
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The Homes for Life Awards honor projects that demonstrate excellence in aging-in-place design and/or accessible home modifications in a remodeled home. These award-winning homes offer design or programmatic solutions that help residents continue living in their homes as they grow older and/or face physical challenges.
Submit your aging-in-place remodeling projects in the following categories: Exterior, Kitchen, Bath, Single Space (non-kitchen/non-bath), Whole House/Multi-Room, Two Story, Multi-Generational. The Homes for Life awards are open to non-CAPS designees. CAPS designees will be automatically considered for the Best Overall CAPS Design Project category.
Applications for 2019 will be accepted June 17 - August 19.
Iris's client had broken her hip in the spring of 2017. Her physical therapist suggested she contact a Certified Aging-in-Place Specialist (CAPS) designee to create a bathroom since her master bathroom would be too expensive to adjust.
Iris was hired to create a second master bathroom in an already existing hallway bathroom that needed all the elements of Universal Design and Aging in Place.
The client wanted a contemporary and "Zen-like" bathroom that would accommodate any and all current and future disabilities the client may have as she aged.
Bonnie's 65-year-old client didn't like the aesthetic or cramped uncomfortable feeling of her bathroom. She doesn't currently have any mobility problems or disabilities but wanted to be prepared should this change as she wants her house to be her forever home.
A single, shorter vanity was also desired to make daily activities easier and more comfortable as the 42-inch high existing vanities were too tall. Another high priority was for her bathroom to be a pretty with a Victorian-inspired aesthetic.
The clients who are in their 50s, wanted quite a bit out of this kitchen remodel. Their current physical needs were fairly minimal. However, they wanted the greatest flexibility, from their new kitchen, to accommodate any change in ability that may come along. It was a great opportunity to be proactive and create a responsive environment for them.
Jeni and Amie helped to make seven major changes to the kitchen, including more space, easy reach, moving the laundry room, open sight lines, aging in place, a coffee/drink bar, and more light
The homeowners desired to create a space for their aging family member that would allow her to have both independence and inclusion in their home. They also wanted the addition to their home to tie in seamlessly and add value for years to come.
The mother wanted a living space with a modified kitchen, large bedroom, and a bathroom that served her current needs, but also was prepared for a future of lessened mobility.
Bonnie's client urgently needed a private, wheelchair-accessible suite within the footprint of her new home to accommodate her father, who is obese and uses a wheelchair. He also has mid-stage Alzheimer s disease and incontinence.
The objective was to create a comfortable home environment that would make daily activities as easy as possible and enable him to stay at home with loved ones rather than live in a memory care community. The design also needed to be functional, durable and cleanable. A masculine aesthetic, and mosaic glass tile in the shower design were requested by the client.
View the Homes for Life descriptions and judging criteria.
The Homes for Life Awards are sponsored by:
Renew your CAPS designation here. If you are not yet a Certified Aging in Place Specialist (CAPS) designee, nahb.org/capsinfo will provide you more information on obtaining the designation.
Best Overall CAPS Design Before
Best Overall CAPS Design After
Iris Chadhab, Windows to The Walls Interiors, Alexandria, VA.
Bath Remodel Before
Bath Remodel After
Bath Remodel, Bonnie J. Lewis, 55+ TLC Interior Design, Scottsdale, AZ
Kitchen Remodel Before
Kitchen Remodel After
Kitchen Remodel, Jeni Finnigan, Unbounded Spaces, Centennial, CO & Amie Faust, Half Dozen Designs, Littleton, CO.
Multi-Generational Remodel Before
Multi-Generational Remodel After
Multi-Generational Remodel, Josh Holmgren on behalf of Dave Myllymaki, Renew Creations, Battle Ground, WA.
Whole House/Multi-Room Remodel Before
Whole House/Multi-Room Remodel After
Whole House/Multi-Room Remodel, Bonnie J. Lewis, 55+ TLC Interior Design, Scottsdale, AZ.