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First Look: Original 40 Brewing Company
From drive-by shootings to mood lighting—the story of a North Park entrepreneur
Photos | Justin McChensey-Wachs
Steve Billings is a fifth-generation San Diegan. In a city of transplants, finding a native is like stumbling across a yeti. Finding a fifth-generation native is like stumbling across a yeti playing basketball.
Anyway. A while back, Billings and his wife Patricia had spent ten months working through the process for their small business loan. It was for their new brewery and restaurant, Original 40—named for the 40 acres John "Jack" Hartley bought in 1893 to form what is now North Park.
"Two days before Christmas we get a call," Steve explains. "And we're told we didn't get it. We were $400,000 into the project. The only way we were going to be able to pull this off was a small business loan. It was devastating."
As Christmas gifts go, financial ruin is not a good one. They called a friend, who talked them off the cliff, and they found another bank that eventually approved it.
Now the Billings and their partner/GM Sarah Devine are breathing a little easier. Original 40 is open, directly across the street from Billings' other business, the nightclub U-31. It's filled with 55 imported Italian barstools, not those metal ones everyone's butt is too big for. Head brewer Christopher Gillogly—a former electrician who quit his job to become a brewer at Mikkeler, Green Flash, and Pizza Port—is fermenting blondes, hazy IPAs, pilsners, stouts, et al. The garage doors are rolled up, chef Luke Johnson—a local talent whose pedigree includes stints at Alinea, two-star Michelin Melisse, and La Valencia—is cooking up baby back adobo ribs, and crispy skin Scottish salmon with lemon-olive oil emulsion. Not your typical brewery food.
"It's a brewery that your wife or girlfriend is going to want to go to," Steve says. "The first breweries in San Diego were opened by brewers. They were so busy making good beer they didn't have the time or the need to pay attention to those other details. Now that there are so many breweries, you have to execute well on everything. The atmosphere has to be great and the staff has to be friendly and welcoming."
The Billings have seen North Park's dark days, boom days, and the shrinkage days. They first got into business there when they bought old dive bar Buster Daly's in 2006. Two weeks into escrow, the bar was the target of a drive-by shooting. "At that point there was no turning back," Steve shrugs.
When they turned Daly's into U-31 in 2007, they were one of the first new bar owners to invest in North Park. They saw its promise. It helped that they owned a small apartment complex, and watched the demographics of their tenant base shift. "I knew the area was ready for a new flavor of nightlife," Steve says. "It was rough and undeveloped, vacancy after vacancy. You could've scooped up an entire block for half a million."
U-31 opened in 2007, same year as (now, sadly, closed) Urban Solace. The North Park revitalization was on. Some longtime residents didn't like this new development. They took aim at the Billings and U-31, said their shiny, dark, loud new place was a harbinger of ruin. "We were the first big, popular bar, so it was easy to point fingers at us," he says. "Now it's full of people who enjoy walking to restaurants, bars, coffee, breakfast. There aren't as many disgruntled people fighting us. That's been the most positive change for me and the neighborhood."
They swore they'd never go through it again. And, yet, here they are. The proud co-owners of a new building, a new brewery/restaurant with 85 seats, white quartz countertops, plants to water, 26 taps with a couple dozen house beers, and a Luke Johnson.
Below, Steve shares a few stories about North Park's evolution, the crowded brewery space, why it's hard to open a restaurant or bar in San Diego, and his best advice for those who want to give it a go:
Why double down?
Billings:I swore I'd never do it again, and here I am. I think people get addicted. We wanted to renovate U-31, but we were having problems with our landlord. Then the building across the street came up for sale. We bought it with the plan of relocating U-31. I started the relocation process, and the landlord came back and renegotiated the lease. My wife and I looked at each other and said, 'Do we want to spend the money moving, or do another project? We live five blocks away. They're both across the street from one another. I think we can do this.'
Aren't you cannibalizing your own clientele?
When U-31 stood alone with The Office, then True North opened. Every time a new place opened up, our sales would go down 10 percent, but then they'd work their way up 12, 15, 17 percent. With each new place, North Park would become a destination. Instead of people saying, 'Hey, I'm going to U-31,' they said, 'We're going to North Park.' That was a game changer with the walkability of all these destinations.
How'd you get into the bar business?
My dad was a developer. I owned some rental properties, bought 'em and fixed 'em up. But the best time to sell property is never. It didn't offer me a career on a daily basis, and I didn't want a full-time job or career. So I ended up opening laundromats. Two were next to bars, and I became friends with the owners. I soon realized they were making 8, 10, 12 times the revenue as I was.
North Park has 13 breweries. Are you nuts? It's a crowded field.
It looks that way, but they're pretty spread out. Thorn and Fall aren't really in walking distance. But now with Original 40, North Park Brewing, and Mike Hess, you've got three within walking distance in high heels. Now people can brewery hop.
How do you stick out in the brewery glut?
There are so many great beers in San Diego, so to say we're 'next level' wouldn't be fair. We make great beer and we're on par. But where I think we're next level is the beer and environment. We both came from hospitality. How comfortable is that chair? How bright is the lighting? Is the music coming from one source and not loud enough over in one spot?
OK, tell me why your lighting's special.
Lighting can make or break a space. You don't want the lighting just pounding people from one source. We used aesthetically pleasing lights, different styles of bulbs. Every single group of lights is independently dimmable, so you can really create different moods.
Hardest thing about opening a restaurant in San Diego?
I'd say permits and city entitlements. There's a gap between what the city staff approved from the plans and what the inspector agrees to. Just because you get a permit that says you can build a ceiling 10 feet, the inspector can come in and say, no, it needs to be 12 feet.
What would you like to see for North Park?
More sit-down restaurants and public transportation. My brewer and I went to Denver for one of the beer conferences, and their public transportation is free and amazing. It was eye-opening. San Diego has nothing like that.
Best advice for future restaurant/bar owners?
I tell people all the time—SBA loans are amazing. You can own your own building. In 20-30 years, that building's going to be worth more than the brewery. And more importantly, you control your own business.
Original 40. 3117 University Ave., North Park.

subset: commoncrawl


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Title: Keep Taking the Tablets
Author: DorsetGirl
Fandom: Life on Mars
Disclaimer: I don't own these characters or their universe. BBC/Kudos do. I'm not making any money out of this.
Rating: Um, Blue Cortina for non-graphic attempted suicide
Warnings: Angst; attempted suicide.
Pairing: Sam/Gene
Word Count: 1006
Summary: Sam gets "confused" about taking his tablets.
A/N: This is part of the Survival series, and takes place on the day Sam comes out of hospital to begin his convalescence at Gene's house. Not beta'd.
Previously posted: Body & Soul / Watching / Breaking Through / Keep Taking the Tablets / Useless / Out to Lunch / Fighting to Survive
Keep Taking the Tablets
Gene pushed the Cortina hard, throwing it round corners with a disregard for his own safety that owed less to his usual insouciance than to sheer blind terror.
He'd known as soon as Skelton had said it - "might do himself in." The vision had formed in Gene's mind as clear as moonlight, and it had taken all the strength and detachment learned in twenty-five years on the job to stop himself running out of the door there and then. He'd managed a whole five minutes before the terrifying certainty had propelled him down to the car.
Arriving outside his own house, he winced as the front wheel grazed the kerb in his hurry. Breathing heavily, he sat gripping the wheel for a moment, telling himself he was being ridiculous. Even Sam, even Sam in his current fragile state, wouldn't be so stupid.
Apparently he would. Following the smell, and feeling sick himself, Gene found Sam draped awkwardly over the end of the sofa. His face was blank and pale, and if the trail of vomit and the empty tablet container clutched in his hand were clichés, that didn't make them any less real or frightening. Gene felt his own stomach churn as he realised Sam had opened every one of the packets they'd sent him home with.
Staying calm only by a major effort of will, Gene pulled Sam up and dragged him into the kitchen, cradling him tightly against one shoulder as he filled a glass with cold water. Propping Sam in a chair by the wall he flung the water in his face and watched with relief as his eyelids flickered briefly. Torn between calling the ambulance or getting the stuff out as quickly as possible, he refilled the glass, shook in some salt and held it up to Sam's lips.
He stared frustratedly at the slack face and closed eyes. "Come on Sammy, drink it down for God's sake," he muttered. Making a decision, he forced Sam's lower jaw down, held his head right back and poured until the water overflowed from the corners of Sam's sick-smeared mouth. Tapping him smartly under the chin he watched anxiously until at least some of the liquid went down the right way, then ran to the phone.
"Ambulance, love, and make it snappy. Yes, it's me. Well, it's my dozy DI. Got sent home with enough pills for his own bloody chemist's shop, and he's eaten the lot as far as I can see. No, he's at my house. Hurry 'em up, love, OK?"
He listened for a moment, glancing towards the kitchen where Sam slumped unmoving. "No, less than an hour, I'd say. Spoke to him on the phone earlier and he was all right then."
Well, he had been, hadn't he? If you counted your normally over-confident DI, your formerly assured and attentive lover, crying down the phone at you and begging you to come home because "they" were coming for him, as "all right".
Which Gene didn't especially, but he'd crossed his fingers and told Sam to piss off back to bed and grab some sleep so Gene could catch some villains and Sam could get himself strong enough to be of some use instead of sitting about twitching at shadows and crying like a girl.
Returning to the kitchen he managed to get another mouthful of salt water down the still-elegant throat, then gently mopped up as much sick as he could from Sam's neck and shirt. "I'm sorry, Sammy" he whispered into his ear. "I wanted to get you fighting this, not giving into it. Come on, love, stay with me." Sam still smelt of hospitals and Gene twitched his nose as the vomit stench mingled with the lingering disinfectant odour, but as he moved up to Sam's face and delicately tongued away the tear-tracks he could still sense the underlying Sam-ness beneath the blank expression and the crusted shirt.
"Come on, Sammy, I know you're in there – hold on, OK? Ambulance is on its way; soon have you sorted. You're going to need pumping out, you stupid bugger. Just hold on though, all right? For me. 'Cos I do need you." He pressed his lips tightly together and took a sharp breath to calm himself. "Never told you that before," he said, very quietly. "Always thought you knew."
Hearing the siren outside, he quickly pressed kisses to Sam's mouth and eyelids. "Hang on,
He opened the door and gestured the stretcher-bearers through to the kitchen.
When they had gone, loading the slight body into the ambulance with casual efficiency, Gene looked around the empty room, reaction finally setting in, and registered for the first time the glasses Sam had been drinking from. His chest hurt as he almost choked on the next breath - their special wine tumblers, the ones Sam polished carefully every time they used them.
Shit, he really meant it. Anyone else, it wouldn't signify, but Sam – he analysed everything, and if he'd used their special occasion glasses it was to make Gene think of those special occasions.
Thanks a lot, Sam. Remind me of our anniversary and then fuck off and leave me.
Gene stroked the arm of the sofa where Sam's head had lain and contemplated a future without him. Even if he pulled through this, an openly suicidal police officer had nothing to look forward to except immediate retirement on "health grounds". And that really would finish him off.
Gene shook his head emphatically. Over my dead body. Said I'd look after you, and I will. He had accepted the responsibility when he offered himself to Sam, and he wasn't going to back away now.
Decision made – Sam was confused, that's all: my fault, too many different bottles, just needs a bit of help getting organised – Gene went out to the car and headed to the hospital to save Sam's career and reputation and keep both their lives worth living.
Tomorrow they'd try again.
A/N: Please note that as far as I know, making people sick is no longer recommended, and doing it by giving them salt water to drink is an absolute no-no. At the time this fic is set, however, as I recall it was the usual advice, and would therefore be the first thing Gene thought to do.


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Heather B is the only resident, official photographer at Smithills Hall and therefore has full permission to shoot within the hall itself and the surrounding grounds.
Hi Heather want to say a massive thank you for making Emma's birthday a real success. The girls haven't stopped talking about it. Love the images they've viewed on your website gallery site. Emma's been asked about it by all her friends who are looking for something similar for their birthday's so hopefully more bookings for you.
Yes the girls certainly did enjoy themselves and have delighted in looking through the photos taken of the day. It's a fantastic idea and a memory to keep. I would also like to say thank you for making the day very relaxed and enjoyable. You were fantastic with the girls and became part of the gang especially when they had you filling their wellies up with water.


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All stock price data is supplied for informational purposes only, and isn't intended for trading functions. A stationary price unfold means that prices variations are imply-reverting, a stationary log worth spread signifies that returns variations are imply-reverting. The dot com, and the sub prime have been no different than the stock market crash of 1929.
Definition of Choices Delta – choices delta is a measure of how delicate an option price is to a change within the price of underlying safety or stock. If Andrews wants to retire 200,000 shares of stock the finance supervisor enters 200 within the field. AAPL is fairly valued, with a Value Earnings ratio (PE ratio) of 15 after the stock break up, which put the stock in a $92 to $ninety four per share trading vary.
One alternative story is that low prices come when people anticipate low growth in cashflows, and excessive prices come when folks count on better future cashflows. This means that the value you pay once you purchase a stock is a function of the variety of shares accessible, and the price at which these people who own them are keen to sell them at. What you'll really want first is a listing of the ticker symbols for each stock within the index.
The stock quote came in and we had been pleased to see that the whole lot was going the way we thought it might go. Let's separate the dialogue of a buying and selling technique from the discussion of cointegration definition. The agency's stock just isn't expected to maneuver a lot in the future, but when economic growth does return in a persuasive means, the company's earnings are expected to take off.
The mandate of the Fed is to 1) maximize employment, 2) preserve costs steady, and 3) hold long-term rates of interest moderate. If AAPL acts like other stocks that have undergone a forward stock split, it could be anticipated to gain 25% inside one 12 months of the break up. As explained above, it on no account is a whole record of all of the downturns America has seen, simply those that met sure standards of severity and/or size. A. BSCall(s, x, r, sigma, t) computes the call price from the stock worth (s), the exercise price (x), the danger free price (r), the volatility (sigma) and the time to maturity (t).


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Add A Harpist
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Brexit: Farage thinks Remains have it; Gibralter votes to stay in EU
London, June 24: UK Independence Party leader (UKIP) Nigel Farage on Thursday said the Brexit might not happen soon after the polling for the historic referendum in the UK to exit the EU concluded. He said the 'Remain' camp would win based on what he has heard from his friends in the financial markets. [What is Brexit and why is it important?]
Two latest polls have suggested that the Remains would win the referendum. While a YouGov poll said the Remains would win 52 per cent as against the Leaves' 48 per cent, an Ipsos-Mori poll predicted the Remains to win 54 per cent of the votes as against the Leaves' 46 per cent.
Gibralter votes to remain in EU
Meanwhile, the first result of the referendum was announced in Gibralter where the 'Remains' outsmarted the Leaves by getting 96 per cent of the votes (19,322 to 823).
The polling for the referendum, which took place between 11 am IST (June 23) and 2.30 am IST (June 24), saw a big turnout, which left the Remains encouraged.
Farage thanked the voters for the high turnout.
Oneindia News


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The RSGB VHF manager (G4SWX) recently presented information about the new allocation of 146-147 MHz to be allowed for UK licence holders; but it seems that this allocation will not be allowed to the Isle of Man, Guernsey or Jersey.
Wednesday, October 15, 2014
New allocation on 146-147 MHz - but not on the Isle of Man!
Posted by The Isle of Man Amateur Radio Soap-Box at Wednesday, October 15, 2014
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Mar 30, 2015 This industry standard lists all polystyrene foam insulation types, defining the minimum physical properties for each. Both extruded polystyrene
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Events Calendar
National Tertiary Championships
Supported and delivered by UTSNZ and NZ National Sporting Organisations, national tertiary championship events will be held in the following sports in 2019: Basketball (3x3 and 5x5), Futsal, Rugby Sevens, Badminton, Table Tennis, Volleyball, Hockey, Ultimate and Netball. Event listings are below or click here for full event summary.
The UTSNZ National Tertiary Championship events are often a pathway for competitors to be selected for international honours.
FISU World University Championships, Games and League
UTSNZ is the New Zealand affiliate of the International University Sports Federation (FISU). This allows tertiary athletes to represent NZ at the World University Games and individual sports' World University Championships or Leagues. Upcoming event listings are below or click here for more about international representation opportunities.
No events at present


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Detectives found the seven stolen cars and arrested the five boys suspected of stealing them from a Pompano Beach car dealership Sunday night.
Still missing: The keys to 20 more vehicles from the ransacked dealership and the man who "acted as the mastermind in the theft," the Broward Sheriff's Office said Thursday.
The five Pompano Beach teens -- 13, 14 and three 15 year olds — are accused of stealing the cars and a storage box filled with the keys to the rest of the vehicles on the lot from Ducas Auto Dealership, 1550 N. Andrews Ave. Extension, west of Interstate 95 and north of West Atlantic Boulevard, arrest reports show.
Authorities say the boys jumped a fence and entered the business through a door that was mistakenly left unlocked and left by ramming through a gate with a stolen Buick Enclave, the reports said.
Surveillance video recorded the boys ransacking the dealership's office.
The mothers of three of the boys turned them in after seeing the footage air on newscasts. School officials at Blanche Ely High contacted the sheriff's office and identified another one of the boys, the reports said.
Investigators used GPS to track down the fifth boy and the stolen BMW he was driving, the reports said.
"Detectives were able to recover the stolen vehicles but their investigation continues as they search for the adult thief and the stolen keys," said Gina Carter, a spokeswoman for the Broward Sheriff's Office.
She would not say why investigators believe an adult was behind it all. The redacted juvenile arrest reports made no mention of an adult mastermind.
The boys are each charged with seven counts of grand theft auto, one count of burglary and one count of grand theft.
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Posts tagged with portra
Personal time in the studio, February 201926 Mar 2019
I had seen some of legendary cinematographer Gabriel Figueroa's work in a LACMA exhibit and was inspired to play around with shadows and hard light. B&W shot on Kodak T-Max 400, color shot on Kodak Portra 800 in Travis Carroll and Tom Barnhart's West Bottoms studio space. Thank you Kodak…
South America in 35mm – January 201905 Feb 2019
Twenty 35mm film scans from 14 days spent between Quito, Cotopaxi, and Medellîn. Shot on a Canon Rebel 2000 bought from a pawn shop attendant a day before we left Kansas City paired with a mix of Kodak Ektachrome, Portra 800 and Ilford 400 that had been sitting in my…


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Pre-Owned Vehicles
Shopping Tools
Why Garber
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SAVE NOW DURING GARBER PRE-OWNED CENTER GRAND OPENING EVENT! CARFAX One-Owner. Clean CARFAX. White Frost 2019 GMC Acadia SLE-2 FWD FWD, jet black Cloth, 18" x 7.5" Aluminum (4) Wheels, 6-Speaker Audio System Feature, Air Conditioning, Automatic temperature control, Exterior Parking Camera Rear, Front dual zone A/C, Fully automatic headlights, Heated door mirrors, Heated Driver & Front Passenger Seats, Power door mirrors, Power driver seat, Power Liftgate, Power windows, Radio: AM/FM w/7" Diagonal Color Touch Screen, Rear window defroster, SiriusXM Radio, Speed control, Tilt steering wheel.
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I've been a service customer of Garber Buick GMC for many years. This dealership understands the value of MY time and routinely works to get me in fast (sometimes same day!) and out quick. Great staff, a great attitude, zero pressure from the sales guys while I browse the sales floor.My next GMC or Buick purchase will be right here at Garber. Thanks for being one of the best local companies in my life. Thankfully the quality of my 2016 GMC Yukon XL Denali has been excellent so service appts are largely routine - but when they are not, ...
Tim from sales was not just a wonderful help but a kind, honest, and dependable man. The team has stuck to their promises and helped me with any of the problems I have had. They continue to provide support if I have any concerns or questions though a few weeks after purchase. I look forward to working with them again on a vehicle purchase.
Great experience, Juan was my salesman and he was very laid back, no pressure, the whole team went to work and got me in the car I wanted at the price I wanted to pay, I highly recommend Garber if you are in the market for a new or pre owned car.
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Blogging is great because anyone can do it. All you need is a computer and an internet connection. The thing is because every can do it, that means that there are a lot of blogs out there. Some good and some bad. If you'd rather be in the good category, read on to see what goes into a top notch blog.
The style and design of your blog, is like the bones that the meat of the content hangs on. People will trawl through unappealing sites to get the information that they want, but they are unlikely to return. It's a much better idea to make sure that your site is clear and uncluttered. You want browsing your blog to be any enjoyable experience for your reader.
To do this use no more than three colours in your design scheme. Pick attractive but readable fonts and use striking pictures to grab people's attention. If you can, go for a more modern and paired down look, widescreen look. These are very stylish and are pretty neutral so work well for a variety of blog topics.
Now to the real meat of your blog, the content. Boring, irrelevant content is the death of many blogs. Unless it's private diary, the idea of your blog is to share your knowledge, views and experiences with the world. No one wants to read about things that don't matter or interest them.
Some good advice here is to not be a 'jack of all trades', keep you specialisms to a few areas that you can talk about knowledgeably.
It's easy to keep your blog just for you. But you could consider collaborating with other bloggers and companies that are aligned to what you are writing about. Having someone make a guest post is a nice way of helping them gain exposure and driving traffic to your site at the same time.
Working with companies can be very profitable as some will compensate you for mentioning their products. Others will give your freebies to review.
For a blog to be classed as excellent, it also needs it to have great organisation. In a body, it's no good having your liver in your foot, because the doctors can't find it there. The same applies to your blog. Keep things in the categories that they match closest too. Don't have too many categories as this can become confusing. You should also include a search feature as people like to be able to access things quickly. It will stop your readers getting frustrated when looking for the things that most interest them.
It' also imperative that you include sharing buttons on your blog. Remember you are trying to get the word out there, so you want as many people as possible to share your content. The best social media platforms to do this on are Facebook and Twitter. Also, why not try the often overlooked social media platform Pinterest. This is especially helpful if you are marketing a product or tutorial through your blog. People will click on the images you provide and then be directed back to your home page.


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FLOAT Ambassadors & Testimonials
Why do the elite float at Floatasian Float Spa?
Jasin Chang
Model & Actor
"I have to work and adapt with each situation, and it can be a tireless process of satisfying everyones demands. When I get in that tank though, it cuts out all the noise and leaves me alone with my own thoughts." Read more in our interview with Jasin Chang. Read our interview with Jasin...
Magnus Hellberg
Swedish National Team Goal Tender
Magnus Hellberg is the Swedish national team´s ice hockey goal tender. Magnus currently plays in HC Kunlun Red Star in the Kontinental Hockey League. Magnus lives in Shanghai and floats at Floatasian Float spa for recovery between games.
Kyle "Kyote" Rozewski
MMA Fighter
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Dr. Cory Arth - Columbia-GRS
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Gillian Farell
Gillian at Alize Salon
Artistic director Gillian Farrell hails from Ireland and
brings more than 12 years of international experience in the hairdressing field, including 7 years in Shanghai. Gillian usually floats in the morning to power boost her day with extra energy!
Tom Xiong
Founder Move Shanghai
Tom Xiong is the founder of Move Shanghai, a leading health and fitness platform in China. Tom floats to optimize himself.
Preston Kuo
Speaker/Thought Leader/ Coach (getmadeinchina.com)
President of China Foundations and Powerful Human partner, Preston has dedicated his career to bridging the gap of understanding between China and the West.
Brandon Mehrgut
Certified Mindfulness Coach
Brandon is an American Mindfulness coach who helps people in Shanghai to become more aware of the present moment. To live more in the "now" so to say. Read more in our interview with Brandon...
Alex Garcia
Founder and Head Trainer at AFit Training Studio
"I can say with no doubt that floating reduces stress and speeds up recovery. I feel totally recovered with 1 hour float after an intense working morning (from 6am to 1pm non-stop) and then back to evening sessions (from 5pm to 9pm), it boosts my energy!" Read our interview with Alex...
Recon John
Kettlebell & Mindfulness Coach
RJ Has been helping people awaken their "Strongest Self" for over 10 years. RJ has made us at Floatasian strong. RJ uses Floatation Therapy with Breathwork and Visualization to maximize his overall Body-Mind training program. Read Recon Johns article: 4 Ways Floatation Therapy Can Make You Fitter
Lauren Hogan
F45 Training Shanghai
Lauren Hogan is the general manager of F45 Training Shanghai, functional training, circuit-based fitness studios. Lauren floats to relax her mind, heal her muscles and shut off for an hour from the outside world.
Free Soul Yoga
"Flotation is like taking your physical body and your mind into a completely new planet. Once you learn to let go, the ease arrives automatically, and all your thoughts starts to sinking and fading away, leave behind the breath only. Physically you become so relaxed, emotionally you become so calm, happy and satisfied. The mind also become more sharp and clear. It's an amazing way to escape from all the chaos and find the inner peace."
Vy Vu
Shanghai´s Most Productive Person
Vy is by far the most productive person we have ever met. Full-time-job, charity work and one of the founders of FitFam. Vy floats when she needs a break and recover from all the hard work.
I started floating after an injury knowing how much salts can help with healing. It's continued being helpful and is a total break from everything going on around me. I leave with a completely relaxed feeling both in body and mind.
Minjin Sodnomtseren
Student Master's in Architecture
I just want to say thank you! Before my float session I was sleeping really bad. Now I can fall a sleep as soon as I go to bed and I feel so fresh.
Rachel Sorensen
Chief Content Manager, Move Shanghai
"I started floating out of curiosity, and discovered very quickly how amazing it is. You get to have your own dark, quiet space for an hour, and release the tension in your body and mind. Floating is soothing and effective, and I always sleep like a rock after a float."
Shufang Zeng (Annie)
Finance Manager
"I am into sports and have pushed myself beyond my limits so often that I have experienced injuries. Floating is an amazing rehab component to me as it helps me recover both physically and mentally. When I am in the tank, I can allow myself to experience all feelings that come to me without fear because I am embraced by warm water. Feeling all emotions is an important part of my healing process. Floating helps me successfully moving through the recovery process and I would like to recommend it to all serious trainees."
Before and After
With Verena
Before Float
Office Manager
Before I felt tired, my lower back was aching, shoulders tense and completely uneasy
After Float
Office Manager
After I felt completely pain free, my mind calm, shoulders relaxed and no more pain. I totally enjoyed it!


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Dr Hamza
Welcome to Dr Hamza
Dr Foued Hamza has a world-wide reputation as one of the most highly respected cosmetic surgeons in Europe. Building on his extensive experience with body contouring procedures, he has developed several novel techniques to improve the safety of patients and attain the highest possible level of care. He utilises his artistic skill as a clay sculptor to compliment his technical expertise and produce beautiful results.
He and his team are well known for their high level of professionalism and excellent aftercare and are well equipped to ensure your complete satisfaction. They are ready to welcome you to their state of the art clinic, where modern technologies assist Dr Hamza in performing a range of procedures, including buttock enhancement, liposuction, and breast surgery.


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Voice Chat in League?
So a few months earlier, there were rumors that Voice-Chat would be finally added to League. What happened to this concept?? I believe a so called team game should have voice-chat. I know many of you will say that League has a really toxic community and this will not help at all, but who cares? When the new anti-verbal abuse system was implemented everybody were saying that this would lower toxicity but it didn't ofc. I believe it is very important for serious players (and not trolls) to have the ability to communicate via voice-chat with their teamates.
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Location and coordinates are for the approximate centre of Keelby within this administrative area. Geographic features and populated places may cross administrative borders.
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Keelby, par. and vil., Lincolnshire, 7 miles NE. of Caistor, 1861 ac., pop. 742; P.O.
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Seven manors recorded in Domesday.
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The Hummingbird is usually controlled by Twitter, I fancied playing it myself so rigged up a simple switch mode using connector block and bike brake cable that runs to the other pin of each relay unit. The noises are a result of electromagnetic interference from the motors creating a current in the pickup in the…
Category: Instruments
I've had my Springything for quite a long time now, so have figured out a lot of fun different ways to get different noises from it. So here's a short track using nothing but this instrument:
The Hummingbird MKII
This is the newest version of the Hummingbird instrument. It uses electrical disturbances of 8 different motors to induce a current in the transformer coil. It is connected to my twitter account via a raspberry pi. Whenever someone sends me a tweet the pattern of playing will change depending on that persons user id number….
The Hummingbird @ the Tate Modern
One of my newest creations that I developed at my time at machinesroom is The Hummingbird. It's a twitter – controlled instrument that I recently showcased at the Tate modern as part of the Turbine Festival. pic.twitter.com/yckbuCpngY — Vulpestruments (@Vulpestruments) July 26, 2015 //platform.twitter.com/widgets.js //platform.twitter.com/widgets.js It consists of a series of 8 motors that play…
The Bookitar
When I got the confirmation that I would be at The Great Home Hack, I realised I should probably create something a bit more 'crafty' to fit in with the Upcycling theme. So, I came up with The Bookitar:
Piano Stool Viol
It's been a while since I made this one, but things have been very busy over here and I never got around to playing it much! It's made entirely from a broken piano stool! The neck was one of the legs and then the body is made from 3 planks that surrounded just underneath the…
Mini Coconut Kora
Although I made this one a while ago, I've only got around to making a recording of it! It's a mini-Kora style instrument made from one half of a novelty coconut bra, a plank of wood and a bunch of piano tuning pins.
A simple Mouthbow
I saw a TED talk where David Holt played a Mouthbow, it sounded amazing and looked like it used similar mouth techniques that I've used before on Singing bowls. So I made a quick one from a plank of wood, a piano tuning pin and an acoustic guitar string. So so so so simple!…
Rich playing the Leviaphone
Before I hand off one of my Leviaphones I bought it into the studio to get Rich to play around on it, here's the video!
Analogue Interference Synth
This instrument is a quick prototype that could lead to some much bigger ideas. In a lot of my droning machines I need to place the motors as far from the pickups as possible to avoid interference/noise being generated from the moving parts. With this instrument I've used that noise/interference to my advantage to generate a…
Reverse Slide Can
For my 101st post I'm giving you another incredibly simple instrument that you could build yourself in a matter of minutes. With just a stick/bolt/pole going through a can/pringle tube/anything you can use a small cupboard hinge as a bridge/whammy bar hybrid. You could have it one stringed or just simply loop the same string…
Not all Dronemachines are created equal
As part of my commission for Christopher Campbell I created a fretted Dronemachine. It used circular washers, the shades from desk lamps, my usual circular pickup from an electric fan, bits of shower rails and various bits and bobs. The idea was nice and simple, the method of play was much like my other machines…


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- Description
Flirt with fun by bringing neon into your home! Our favourite feature light of the moment, neon has been transformed from the dodgy diners lighting of choice to everyone's favourite wall art and mood lighting.
Whether it's the only splash of colour in a scandi inspired home or filling the final wall space in a busy, gothic glam scene, neon lighting adds heaps of character.
A cheeky phrase or a meaningful symbol can say a lot about you and your home and with our new personalised neon, you can express yourself and create the perfect lighting for you. Whether it's your favourite phrase, name or a much loved city, a personalised neon will say it loud and clear!
This fabulous Neon is available with a white jacket which means it is the colour you choose when on and white when off.
Please note that the personalised neon lights are supplied with fixing hooks.
If you would like to see your name in lights before ordering, please contact us for a text preview on email@example.com
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This item is bespokely made just for you & therefore will take up to 8 weeks to be delivered and is non-returnable.
This item requires specialist courier delivery and costs £35. Please note that this charge is per delivery & not per item.
For further delivery information, & Click & Collect opening times, please click here, call 01444 253391 or email firstname.lastname@example.com and one of our lovely customer service team will be happy to help.
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Huddle is a document management platform that provides teams, enterprises, and government organizations with online solutions to collaborate on documents. It features a secure cloud-based software that enables users to share and store files, review and approve documents, assign tasks, and work seamlessly with teams. In this article, we cover user reviews and pricing. Ready to try Huddle? Request for a demo.
Huddle Pricing
Huddle offers four paid subscription plans, starting at $10/user/month. The main differences between the plans are the minimum number of users, file storage and workspace limits, and access to additional features, such as task management, team calendars, workspace templates, dedicated customer support, and more.
|Huddle Starter
|Huddle Plus
|Huddle Premier
Ready to try out Huddle? Request for a demo.
Top Document Management Software 2019
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What Huddle Does Well
Users who gave Huddle a positive review said that the software is easy to use and has many features. They also like its file sharing functionality and cloud compatibility.
One user who left a positive review on G2 Crowd said that Huddle is a great tool for sharing documents and information. He explained that the software helps him to connect with the right people, share relevant information, and manage projects with ease.
What Huddle Does Not Do Well
Users who gave a negative review said that Huddle's interface should be enhanced to make it more intuitive. Several others suggested improvements for its calendar and collaboration tools in order to increase the platform's functionality.
One user who left a negative review on Capterra mentioned that Huddle's interface could use a little update so that it will be more intuitive. He explained that he sometimes experiences difficulties navigating from one setting to another.
Top Document Management Software Pick from Fit Small Business
Best Document Management Software 2018: Google Drive vs. Dropbox vs. Zoho — Document management software helps your business centralize and manage its documents and files, as well as content creation and workflows. In this guide, we compared Google Drive vs. Dropbox vs. Zoho to give you an idea of which document management software will work best for your business needs.
Huddle Features
Check out the list below of some of Huddle's features:
See Features
- Approval and Workflow Process
- Calendar and Task Management
- Dashboard Views, Activity Streams, and Notifications
- Document Comparison
- File Sharing and Document Collaboration
- Full-Text Search and Online File Storage
- Progress Tracking
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Huddle Alternatives
Not sure if Huddle is the right fit for you? Read our reviews of all top document management software providers.


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Report of the Independent Auditor to the Members of Central Depository and Settlement Corporation Limited
Report on the financial statements
We have audited the accompanying consolidated and company financial statements of Central Depository and Settlement Corporation Limited and its subsidiaries, (collectively referred to as the 'group') set out on pages 33 to 78 which comprise the consolidated and company statement of financial position as at 31 December 2018, the consolidated and company statement of profit or loss and other comprehensive income, the consolidated and company statement of changes in equity, consolidated and company statement of cash flows for the year then ended and a summary of significant accounting policies and other explanatory information.
In our opinion, the accompanying financial statements give a true and fair view of the consolidated and company financial position of as at 31 December 2018 and of the consolidated and company financial performance and cash flows for the year then ended in accordance with International Financial Reporting Standards and the Companies Act, 2015.
Basis for Opinion
We conducted our audit in accordance with International Standards on Auditing (ISAs). Our responsibilities under those standards are further described in the Auditor's Responsibilities for the Audit of the Financial Statements section of our report. We are independent of the group in accordance with the International Ethics Standards Board for Accountants' Code of Ethics for Professional Accountants (IESBA Code) together with the ethical requirements that are relevant to our audit of the consolidated financial statements in Kenya and we have fulfilled our other ethical responsibilities in accordance with these requirements and the IESBA Code. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.
Key Audit Matters
Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of the consolidated financial statements of the current year. These matters were addressed in the context of our audit of the consolidated financial statements as a whole, and in forming our opinion thereon and we do not provide a separate opinion on these matters.
– Recoverability of bank balances held with SBM Bank (Kenya) Limited
As disclosed in Note 14 to the financial statements, at the reporting date the company held deposits measured at Shs. 73,358,406 included within cash and cash equivalents with SBM Bank (Kenya) Limited. These deposits were transferred from Chase Bank Kenya Limited (In Receivership) as part of the transfer of assets and liabilities. The directors have exercised significant judgement and estimation as detailed in accounting policy (d) whilst assessing the recoverability and measurement of these balances. Because of the significance of these judgements and the value of these balances at the reporting date, this is a key audit matter.
– Information technology (IT) systems and controls over financial reporting
The group is heavily reliant on complex IT systems. There is a risk that the controls around complex IT systems may not be designed and operating effectively.
We assessed and tested the overall design and operational effectiveness of controls over information systems that are critical to financial reporting. Where deficiencies were observed that affected application and databases within the scope of our audit, we performed additional controls and substantive procedures to determine the reliance placed on the completeness and accuracy of the system generated information.
Other information
The directors are responsible for the other information. The other information comprises the report of the directors and the schedule of expenditure but does not include the financial statements and our auditor's report thereon, which we obtained prior to the date of this auditor's report, and the report to shareholders, which is expected to be made available to us after that date.
Our opinion on the financial statements does not cover the other information and we do not express any form of assurance conclusion thereon.
In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit, or otherwise appears to be materially misstated.
If, based on the work we have performed on the other information that we obtained prior to the date of this auditor's report, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard.
When we read the report to shareholders, if we conclude that there is a material misstatement therein, we are required to communicate the matter to those charged with governance.
Responsibilities of Directors for the Financial Statements
The directors are responsible for the preparation of financial statements that give a true and fair view in accordance with International Financial Reporting Standards and the requirements of the Companies Act, 2015 and for such internal control as management determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.
In preparing the financial statements, the directors are responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operations, or has no realistic alternative but to do so.
Auditor's Responsibilities for the Audit of the Consolidated Financial Statements
Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.
As part of an audit in accordance with ISAs, we exercise professional judgement and maintain professional skepticism throughout the audit. We also:
- Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.
- Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the group's internal control.
- Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by the directors.
- Conclude on the appropriateness of director's use of the going concern basis of accounting and based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the company's ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor's report to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor's report. However, future events or conditions may cause the group to cease to continue as a going concern.
- Evaluate the overall presentation, structure and content of the financial statements, including the disclosures, and whether the consolidated financial statements represent the underlying transactions and events in a manner that achieves fair presentation.
- Obtain sufficient appropriate audit evidence regarding the financial information of the entities or business activities within the group to express an opinion on the consolidated financial statements. We are responsible for the direction, supervision and performance of the group audit. We remain solely responsible for our audit opinion.
We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.
We also provide those charged with governance with a statement that we have complied with relevant ethical requirements regarding independence, and to communicate with them all relationships and other matters that may reasonably be thought to bear on our independence, and where applicable, related safeguards.
From the matters communicated with those charged with governance, we determine those matters that were of most significance in the audit of the consolidated financial statements of the current year and are therefore the key audit matters. We describe these matters in our auditor's report unless law or regulation precludes public disclosure about the matter or when, in extremely rare circumstances, we determine that a matter should not be communicated in our report because the adverse consequences of doing so would reasonably be expected to outweigh the public interest benefits of such communication.
Report on other matters prescribed by the Companies Act, 2015
In our opinion the information given in the report of the directors on pages 26 and 27 is consistent with the financial statements.
25th March 2019
CPA Darshan Shah – P/No. 2051
Signing partner responsible for the independent audit


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Glad to see Auburn is taking advantage of the loss by Louisville by being taken behind the hedges at Georgia, not too mention the side judge just pulled his hamstring. - EPS
With Oklahoma State up 38-3 going into halftime, FSN analyst Gary Reasons said Baylor will not go into the locker room with their heads between their legs. Someone better get used to broadcasting Baylor games for life. - Suss
Do you think that when Wisconsin Safety Roderick Rogers isn't playing football he goes by Rod Roddy and wears flamboyant blazers? Yeah, me too. - sloptime
Pam Ward is making up for Mike's absence — she just re-calculated the last WVU drive by saying Slaton got 63 of those yards, adding White's 2-yard TD run for the 65 yard drive, and then added, "See, Stanford guy? I can do the math!" The sound heard immediately afterwards was likely a collective groan from female college football fans. Either way, equilibrium is restored. - Signal to Noise
The announcer just said Tommy Tuberville doesn't like what he sees....it must be those transition lenses he's wearing. - Matt T
All Drew Tate needs to do to play exactly like Kyle Orton is grow a neck beard. - Jason, Auburn, IN
I don't want to get ahead of myself, but I think Oklahoma State's Martel Van Zant is the best deaf cornerback I've ever seen. - Victoria Times
From an article about Bret Bielema's Hawkeye tattoo: "[The tattoo's] very well-documented in my history, in my past with the University of Iowa," Bielema said. "But the key word is the past history." Nice, Bret. Very intelligent. - Andie
They love their man law commercials at Auburn, they have the "off" "fence" posters - EPS
The reason Mike Gottfried isn't in the booth today is because someone finally told him that he died 3 years ago. - Timmyloops
Wow! I can't believe it, I just heard Mark May say something intelligent on a pregame show.....oh, wait, nevermind I'm watching Real Sports with Bryant Gumbel. - 8tz, Gainesville, FL
How bad is the Purdue - Illinois game? It's in the fourth quarter, the Illini have lost the football five times, Purdue's kicker has missed 10 of his last 13 field goal attempts, and at the site where Moronwheg took the wind, it's 20 MPH from the North. I'm excited that Purdue is leading, but other than that, this game is like the wind - it blows. - Bort


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Celebrating and inspiring entrepreneurship
To help businesses go further
Rum boom celebrated at Nottingham festival
Earlier this year, sales of the sugar cane-based spirit topped £1bn a year for the first time.
The Rum & Reggae Festival – which will be hitting the University of Nottingham's King's Meadow Campus on Saturday, 15 September – will see guests tasting rare and special craft rums from around the world, alongside Caribbean street food and carnival dancers.
According to accountancy group UHY Hacker Young, the rum revelation is in large part due to the rising popularity of spirits, thanks to the recent gin boom.
Partner at the firm's Nottingham office, James Simmonds, said: "The gin-naissance has really opened up the spirit market, with younger drinkers now looking for artisan brands full of flavour.
"Rum has long been a staple in some of the nation's favourite cocktails – such as mojitos and daiquiris – but it is now becoming more popular as a standalone drink. For years, the most widely available rums were big brands like Bacardi that have been industrially processed.
"However, unlike gin, which can be made relatively quickly, rum is expensive and complex to distil – something which can take a few years. Despite this, artisan and craft products are allowing consumers to see the flavour and depth of character in the spirit that perhaps weren't fully appreciated before.
"The independent food and drink scene in Nottingham is absolutely thriving, which echoes what we are seeing in the alcohol industry. The quality of these artisan products – and those independent bars and restaurants popping up across the city – is streets ahead of their big brand competitors.
"In Nottingham, we are really celebrating independent producers. The inception of events like the Rum & Reggae Festival and Nottingham Loves Cocktails as well as the ever-popular beer festival is indicative of the move towards more local, independent brands."
Published: 14 September 2018


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Return Policy
To initiate a return, please contact our customer service department at firstname.lastname@example.com to obtain a Return Authorization ("RA" number). Please note that we do not back order. If the requested items are not in stock by the time we process your RA, your credit card will be refunded for the value of the items returned to our warehouse to avoid further delay on your request. In this case the 15% restocking fee will be waived.
Please include with return your mailing address, daytime phone number and mobile number (if applicable). Please also include a copy of your order confirmation and RA number along with the purchase order number located on the top right corner of your original purchase invoice (P.O. number).
Pack your items in the original shipping box, insure your package for the full value of merchandise and return it via United States Postal Service, UPS or FedEx. We offer free shipping on all purchases, returns and exchanges for orders delivered within the US and Canada.
After completing the return instructions, please send your package to the following address:
Return Dept.
3440 North Miami Avenue
Miami, FL 33127
We will notify you once your return has been processed. We are not responsible for any lost or stolen returns.


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Acoustic-Structure Interaction in Piezoelectric Materials with COMSOL® in 18 Minutes - Archived
Tune into this 18-minute webinar to learn about modeling problems involving both acoustic and structural perturbations in piezoelectric materials and see how to couple them.
During a live demo in the COMSOL Multiphysics® software, we will show how to simulate the linearized acoustic field caused by structural waves generated in a piezoelectric material.
Register for Acoustic-Structure Interaction in Piezoelectric Materials with COMSOL® in 18 Minutes
Archived Webinar Details
James Gaffney works at COMSOL as an applications engineer for acoustics. He studied acoustical engineering at the University of Southampton, where he also earned his doctorate degree. His research involved predicting the fuselage installation effects from engine fan tones with analytical methods.


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At iWave we're passionate about what we do and believe that our solutions are the best in the nonprofit industry. We don't like to brag, so we'll let our customers do the talking. Check out the testimonials from our valued customers below.
iWave is more accurate, more user-friendly, and more versatile. I recommend iWave to everyone I speak with.
We recently started a $40 million capital campaign. With iWave, I was able to gather and verify critical wealth and philanthropic information about a prospect that led to a $10 million gift from that individual. iWave's research platform helped us get 25% of the way to our goal with that one prospect alone.
iWave is a crucial tool in our prospect research toolbox, and has greatly expanded the scope of our capabilities in terms of individual research and larger-scale prospecting projects. It is very easy to use, and when new features and content are added it is done so in a way that makes sense from a product development and fundraising intelligence standpoint. We are glad to partner with iWave and excited to see what the future holds!
iWave is my go-to resource for prospect research. Not only is it a one-stop-shop when I have a request with a quick turnaround, but it is one of the only places I can consistently uncover email addresses. The interface is fantastic and nimble. I have been using this product for over three years and in that time they have rolled out a number of significant data enhancements. The iWave team is constantly trying to improve the product and that is something I can really get behind.
iWave is the first tool I use when researching a new individual, corporation or foundation. It's fast, easy and very thorough. The control I get with iWave screening greatly reduces my clean-up afterward (which is so awesome) and the individual tabs for each search helps me drill down quick and easy. There's so much I can learn on the source of wealth and behaviours' of our prospects, iWave really helps makes our strategies incredibly solid – which is vital when meeting new individuals.
I have been using iWave for a few months but only just recently took advantage of iWave screening to screen the parents of our incoming students. I was blown away by how easy it was to upload my data and to quickly see results. Not only has it helped me to identify some great US prospects, but it has opened up a whole new world of prospects in Canada. I have found some real hidden gems that I would have possibly never found without an individual search on the hundreds of them. I cannot state enough how invaluable this product is to me and to the work I do. A win for everyone in my office!
iWave has tremendously increased our development capacity across all segments—individual, corporate, foundation, and now even workplace giving! iWave's databases are extensive and accurate, and their 360 search makes creating prospect profiles seamless and intuitive. iWave is a well-designed, one-stop shop, and I would highly recommend it to anyone in the development field.
Once again, iWave is able to offer a quick, effective solution for my prospect research needs. The fact that I can instantly search for an industry and find relevant contacts (who also have high net worth and are philanthropic!) saves me and my team countless hours. I've never had a prospect research tool that is so customized to the exact needs of a fundraiser. I will sing iWave's praises for as long as I'm in this industry!
I am a researcher for a large organization, and out of all the research products we use, iWave is by far my favorite. iWave's layout is easy to navigate, and I could not be happier with the results when using iWave's.
I could not live without it! Compared to our other paid subscriptions, I find that iWave is by far the best value for the money.
iWave is my go-to resource for research on individual prospects and donors. Not only does it kick-start my research on key people, but it is also highly useful for identifying new prospects, such as when we are planning events. I have always appreciated iWave's leadership in our field which has resulted in my professional growth as a researcher and allowed me to continually raise the bar and deliver better results.
iWave is one of the best products we have. I'm always impressed by the robust amount of information. If all of my tools were taken away and I could have only one product, it would be iWave.
iWave is one of the most comprehensive and accurate research tools we've used. It is easier to query and has enabled us to reduce our research time and respond to requests more rapidly. It has already helped us identify new major gift prospects and new leadership prospects for our annual fund effort.
I believe iWave offers the best research results for the best value. I've used iWave in 3 small shops and it has helped us unearth many major gift prospects, saving us the cost of professional research fees. The simple interface, the variety of research tools, design, and handy features make this a time and money saver. And best of all – the data is always fresh and accountable. I recommend iWave to all my colleagues!
I used iWave for the first time and, after a bit of research, submitted a grant application to a foundation for funding consideration. We had never applied to this particular foundation before and were excited to receive notification that we had been awarded $10,000 for a capital project. I probably would not have applied to this particular foundation had I not had the benefit of iWave's detailed funder profiles. Thanks so much!
Thank you for such a terrific product. iWave is the first and sometimes the only resource I use when researching a prospect. It's user-friendly, clear, concise and so much better than any other product out there. Thank you.
The intuitive nature of iWave is, perhaps, the best feature. Think it, click it, see it! Plus, it is so much more affordable than some of the other options I have used in my many years of prospect and donor research.
After demoing alternative software, we ultimately decided to go with iWave. As a performing arts nonprofit organization, iWave has been invaluable as we assess the capacity of our current donors, ticket buyers, and personal contacts we meet in various networking or special events settings. The screening function has led us to new board members and major donor candidates.
iWave has helped me every minute of every day. As a researcher, and especially as a consultant, you won't always know if a certain profile you built leads to a certain gift amount raised. But with iWave, you're always confident in the work you do.
I have now brought iWave to three different organizations and I will continue to spread the word about this product. As a grant writer, [iWave] has really cut my research time at least by half and it's also made me look really good to my boss.
iWave paid for itself in our first week of service by identifying the capacity, the propensity to be philanthropic, and the affinity for our mission. The integration with Salesforce is very powerful indeed, and presents the considerable potential to streamline our information management, and therefore to focus our time effectively.
Children's HeartLink has used iWave for several years and it is an indispensable tool in our development system. We have relied upon it to help us find and screen high-wealth donors who have in turn helped us nearly double our revenue since 2016.
From helping our team quickly identify leading environmental donors across the Puget Sound region and beyond, to tracking down email and mailing addresses – iWave has proven invaluable to our fundraising successes and helped advance our cause and our mission.
As a non-profit organization in the heritage sector, iWave has proven invaluable in identifying exciting prospects by assessing the capacity of corporate, foundation, and individual donors. Their data is reliable, up-to-date, and easy to navigate. We recently did a comparison with similar paid subscriptions, and iWave proved to be the best value for our money.
I use iWave daily and it is an absolutely invaluable tool. We have 22 centers and camps in the association and that means a wide variety of research requests. It supports me in providing our leadership with in-depth background on our donor base before meetings and allows us all to feel confident in the strategic decisions being made.
As a freelancing Prospect Researcher, iWave has become indispensable to my daily work. Its depth of information, spanning Canada and the USA makes it the perfect one-stop-shop for research on leading prospects. It's an easy to use platform that makes it stand head and shoulders above others. I have been using iWave for years, and it has not only made my job more efficient but also makes me stand out with my clients.
iWave's user interface makes it incredibly easy to research both donors and foundations. Plus, they find information that I can't get anywhere else. With the best interface and the best data, iWave is easily the best research service available. I've tried and tested a variety of different products and iWave is the only one I'd want to use each and every day!
The very first time I used iWave, I found one of our corporate sponsors was giving $7500 to us but was giving much more to other charities. I asked them for $15,000 and they said "yes!" And they kept giving at that level for the next year (and the next, and the next…). I was able to get back more than my investment in iWave after one month.
I'm brand new to prospect research and iWave has been an incredibly helpful tool throughout this learning process. I rely on it when it comes to building and customizing prospect profiles and it's awesome to have multiple search engines in one place.


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The Central Board of Secondary Education (CBSE) declared the Class 12 results this afternoon on the official website of the board — cbseresults.nic.in or cbse.nic.in.
Meghna Shrivastava of Step by Step School, Sec-132, Taj Expressway, Noida, topped with 499 marks out of 500.
To get CBSE Class 10 and 12 results on SMS Organizer, students first need to download the app and then register for CBSE results. The pre-registered students will receive a notification for their result.
The IVR numbers to check the results are :
24300699: For local Delhi users
011 – 24300699: For subscribers in other parts of the country
Steps to check CBSE Class 12 Board exam results:
- Visit the official websites of CBSE – cbse.nic.in or cbseresults.nic.in.
- On the homepage you will find link for "Senior School Certificate Examination (Class XII ) 2018"
- Enter your roll number and other required details correctly
- Click on submit
- Take down a print of the result for reference till you get the original marksheet.


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Nina Lim of Super Harry's Rotten Luck storybook app from PicPocket Books has provided us with some cool gifts to hand out from Down Under. She put together a package of Australian stuffed animals, Super Harry's Rotten Luck pad and pens, and cookie cutters that any child (big or small) will enjoy!
So make sure to enter to win one of these Australian goodies!
And read about our interview with fellow writer and mom Nina Lim who realized her dream of creating a children's storybook app: http://melissanorthway.com/2012/07/in-the-spotlight-with-nina-lim/


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If you know us, you know that we absolutely love everything rainbows and unicorns, so planning this party to share on Oriental Trading Company was a real treat! This hot new trend has everything we adore! With soft rainbow colors, glittering gold details and of course, a heaping amount of unicorn fun, you will want to recreate the fun at home for your own little one…or maybe even for yourself! Don't forget to check out our step by step tutorials for our adorable DIY ideas plus a few delicious and colorful recipe ideas!!
Continue reading "How to Host a Dreamy Rainbows and Unicorns Party!" »
This adorably sweet Pink and Brown Pony Party from our friends at Hoopla Events is full of rustic charm mixed with darling dainty details! From the amazing array of pony inspired sweets to the weathered wood lemonade stands and REAL pony rides, this precious party has everything a petite pony fan could want!
Continue reading "Sweetly Feature: Pink & Brown Pony Party" »


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But one thing is certain: I'm a new guy again.
Not new to the news biz since I spent six years being the one-man sports department for a weekly publication in a community in northeast Georgia quite similar the one served by your Herald (right down to the small-town-with-a-big-city-name deal; it's called Cleveland and has a population of about 3,000).
And not really all that new to this piece of the Ozarks since my wife, two daughters and I moved here in late 2006.
But I'm most definitely new to the Brad Gentry's team and hopefully I'll be able to be of some sort of value to he and assistant coach Jeff McNiell.
It's kind of odd being new again and I couldn't blame Coach G if he doesn't give me much playing time for a while; right now I just need to learn the new offensive and defensive schemes.
Anyway, while your attention is focused in this direction, here are some lists to consider (vastly incomplete and presented in no particular order). I guess they represent a snippet of my personal bio.
Things I'm looking forward to:
–– Finding out what people most like about living here.
–– Finding out what people most like to complain about around here.
–– No longer being the new guy.
–– Fall weather.
Cool or weird things I've done:
–– Lived through the aftermath of a volcano eruption (I was a student in Pullman, Wash. when St. Helens blew up and dumped six inches of ash over most of the state's high desert on the east side of the Cascade Mountains).
–– Lived in three corners and the middle of the country (California, Washington, Georgia and Missouri).
–– Seen a boat fly (maybe you've caught a replay of one of those unlimited hydroplanes getting too much air under it and sailing high off of a lake or river; it's amazing to witness in person).
–– Driven from Georgia to Maine, Seattle to San Diego, and Houston (Mo.) to San Diego (round trip in all cases; man, there's a lot of country in this country).
Things I know:
–– What a great college sports rivalry is like (Washington vs. Washington State; throw out the records, beef up the security and get ready for a donnybrook, whether it's football or basketball).
–– Welsh Corgis shed big-time (our four-year-old boy Jamie is a walking hair storm).
–– Southern Missouri has some beautiful rivers.
–– Americans too often don't vote in their own best interest.
Things I don't know:
–– Why my wife sometimes says she's not a great cook because she is.
–– Why my wife puts up with me knowing how many things I don't know.
–– What really caused the dinosaurs to go away.
–– When (or if) common sense will become a driving force in political decision-making.
So there you have it. A bit of all-over-map-style rambling from the new guy.
My future offerings in column format probably won't cram so many subjects into one package, but due to the diversity of my brain's activity, the content could be about pretty much anything (a local character's contribution, an issue or place that seems interesting at the moment or even our family horse's apparent belief that he is a dog; we'll see).
Thanks for now and maybe I'll see y'uns around (sorry, I just had to do that).
This blog is derived from Doug Davison's column in the Houston Herald. The content is strictly random and any resemblance to anything important is purely coincidental. E-mail: firstname.lastname@example.com


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Property market mortgages increase
November saw the highest number of mortgage approvals for three years, according to figures from the Bank of England.
This bodes well for house sales increasing in coming months.
The Bank of England's Funding for Lending Scheme is thought to be one of the key drivers in more mortgage finance becoming available, and at lower rates than previously available.
Source – BBC News
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PQ magazine is for part qualified accountants.
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Finance still key to the top
17 May 2019
The proportion of FTSE 100 CEOs with a background in technology has increased by 27%, according to new data from Robert Half.
The results of the annual Robert Half FTSE 100 CEO Tracker found that 14% of CEOs now have a background in IT. However, financial experience has seen resurgence amongst the UKs FTSE leaders. The number of bosses with financial backgrounds has increased from 40% in 2018 to 52% in 2019. Finance then remains the most common route to the top.
The Tracker found diversity among CEOs remains mostly unchanged. The average age for a FTSE CEO is 55, 18% are Oxbridge educated, and the number of female CEOs is 6%.
Some 46% of CEOS were also promoted internally, thats up from 40% in 2018.
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TORONTO, ONTARIO–(Marketwired – May 5, 2017) – RioCan Real Estate Investment Trust ("RioCan") (TSX:REI.UN) announced today that Siim A. Vanaselja has been appointed to RioCan's Board of Trustees.
"We are very pleased that Siim has agreed to join RioCan's Board of Trustees, his capabilities as a leader in Canadian business, strategy and finance will serve our Board well," said Paul Godfrey, Chair of RioCan's Board of Trustees. "His past experience as CFO of one of Canada's most storied organizations will enhance the strength of our Board and we will draw on his knowledge for RioCan's Audit Committee."
"Myself, and the entire senior management team look forward to working with Mr. Vanaselja as a member of the Board of Trustees," said Edward Sonshine, Chief Executive Officer of RioCan. "He will bring a great new perspective to our Board as we continue to transform and enhance our portfolio of shopping centres into Canada's leading portfolio of urban mixed-use and retail properties."
Mr. Vanaselja was the Executive Vice-President & Chief Financial Officer of BCE Inc. and Bell Canada from January 2001 to June 2015. Prior to joining BCE Inc., he was a partner at the accounting firm, KPMG Canada in Toronto. Mr. Vanaselja has been designated as the next Chair of TransCanada Corporation, and serves on the boards of Great-West Lifeco Inc. and Maple Leaf Sports and Entertainment Ltd.
He is a member of the Institute of Corporate Directors and the Chartered Professional Accountants of Ontario. Mr. Vanaselja holds an Honours Bachelor of Business degree from the Schulich School of Business. His community involvement has included work with Big Brothers Big Sisters of Toronto, St. Mary's Hospital, the Heart and Stroke Foundation of Québec and the annual Walk for Kids Help Phone.
About RioCan:
RioCan is Canada's largest real estate investment trust with a total enterprise value of approximately $14.6 billion as at December 31, 2016. RioCan owns and manages Canada's largest portfolio of shopping centres with ownership interests in a portfolio of 300 Canadian retail and mixed use properties, including 15 properties under development, containing an aggregate net leasable area of 47 million square feet. For further information, please refer to RioCan's website at www.riocan.com.
Edward Sonshine, O.Ont., Q.C.
Chief Executive Officer
(416) 866-3018


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Hi everyone! 🙂 Today's review is on this hair oil, which is 2-in-1 product. As in what you ask? Well, it works like an hair oil used for scalp massage and also as leave-in conditioner! As you read it right! Find out how! And oh, you can skip Hair Spa with this too! Now this becomes 3-in-1 product, right? [Before and After Hairs photos included.]
Price and quantity:
50ml for Rs.28 and 500ml for Rs.250
BUY: Amazon.in
Product description:
Directions to use Bajaj almond drops hair oil:
I use this hair oil in two ways: As scalp massaging oil- once in a week to promote hair growth and reduce hair fall, at the same time to nourish hairs. Then as leave-in conditioner- after my hairs are washed, dried and de-tangled, I part my hairs in two sections and apply more than coin sized amount of this hair oil on each sections. Only applying on the hairs and not scalp or roots. If needed I apply more oil but not too much (not like how you traditionally apply hair oil). After this I tie my hairs up in a bun.
My experience with Bajaj almond drops hair oil:
The bottles are transparent. Bigger bottle is made up of plastic and the small one of glass. Rest, the entire packaging is the same. Both have the same opening, where you have to pierce the plastic lid, to use the product. The bottle's cap has Bajaj written on it. And all the necessary information is mentioned on the bottle
The opening is secured. To use the oil you have to pierce the lid. I have pierced two holes.
The cap can be securely closed. I did not notice any leakage, hence the small bottle is travel friendly. Considering the big size of the bigger bottle I can't say that it is travel friendly.
Color and consistency
The color of this oil is very similar to that of honey. This oil is non-sticky and is runny in consistency. It can be applied on hairs and scalp effortlessly. It can also be washed off effortlessly. From my hairs it gets rinsed off easily within one wash. (Of course with a Shampoo.)
It has very pleasant and refreshing smell, which stays in hairs for days!
Effectiveness of Bajaj almond drops hair oil:
{Hair-type: Fine and frizzy, Hair-length: Long and wavy}
I have been using this hair oil since past 5+ months. Mostly like a leave-in conditioner. So the love story began like this: One day, I used this hair oil as a scalp massaging oil, before I used to use some other hair oil. (This hair oil is always available at home as my Papa uses it too.) And I found that compared to other hair oils this doesn't seem to be sticky, oily, greasy and annoying! Because of the sticky feeling, I always hated using hair oils and never followed hair oiling regime. But this hair oil changed that!
Then the other day, after washing my hairs and when they were completely dry, I used this as a leave-in conditioner and then tied my hairs up in a bun. After few hours and mostly probably the next day, I achieved this Hair Spa kind of result! I was really amazed! All the hair oil got absorbed into my hairs and the oil did not feel oily or greasy on my hairs at all! I noticed that the oil helped in taming down 95% of my hair frizz and also helped in controlling flyovers, which are so annoying! And since that day to this day, I have been regularly using this hair oil.
I wash my hairs twice a week, so I also have been using this oil twice a week too, after my hairs are completely dry. I know this sounds a little strange, normally everyone applies hair oil and then they shampoo. And my routine is different. 😛 But I can gurantee that if you start using this hair oil the same way, then even your routine will change and plus you are also reducing your expenses on hair spa, isn't that great?
If you see my hairs after wash, they would look very frizzy and dry. And after conditioning them with this oil and when I check my hairs after some hours mostly after 3 hours or so, or the next day, all the oil gets absorbed into the hairs and the frizz is gone! You won't even be able to tell if my hairs are frizzy or not. Not only it tames frizz but also it nourishes hairs and reduces hair fall to some extent and also increases hair growth. The result you will see with regular usage. I do not have split-ends *touch wood* And I do not know if the credit goes to this oil or any other reason. So I can't comment on the 'spilt-ends' part. And when I know that the weather is harsh, I do apply some oil on my hairs again.
I maybe using and trying a lot of shampoos and conditioners or any other hair products, but this is the one product which has permanently secured its place on my vanity! Yes, I have used other leave-in conditioners, like there is one which I have used from Livon, then one from Hair Care. But since the day I started using this one, I have been madly in love with this hair oil!
Pros and Cons?
Pros of Bajaj almond drops hair oil:
- Non-sticky hair oil.
- Can be used as leave-in conditioner.
- Tames frizzy hairs and fly overs.
- Makes hair shiny, soft and bouncy.
- Reduces hair fall with regular usage.
- Promotes hair growth with regular usage.
- Smells really good!
- Small bottle is travel friendly.
- Doesn't make my forehead or the sides of my face oily.
Cons of Bajaj almond drops hair oil:
I found none!
Rating: 5/5
I highly recommend this hair oil to everyone one of you out there, male or female, doesn't matter! 😛 And especially to people who have frizzy hairs and oily skin. I know oily skinned people hate using hair oils. I feel the same in Summers. But this oil has changed my view of an hair oil!
So, have you tried this hair oil? 🙂
For DIYs
Note: Please don't make any DIY in huge quantity. For any DIY try to finish it within 10 to 15 days.


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Title: Monster Snap
Company: XOGames, Himeki Games & QuiteFresh
Role: Tech Director
Platform: iOS, Android
Developed in collaboration with XOGames and Quite Fresh. I covered the entire tech side of the project, from the prototyping stage to final release and mainteinance, along with working on the game design.
Technologies Used


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When you look at FTE in the context of multiple countries, it suddenly brings a bunch of interesting aspects. In this article, I explore the impact of the country context on the FTE calculation. The goal is to demonstrate the variation between the net hours/year of FTEs.
What kinds of variation exist at Theoretical FTE level? The number of working hours per week varies in each country as well as within countries for the industry sectors. Here are 3 examples:
- In Belgium, 38h/week is standard and many companies operate 40h/week which give extra holidays to the employee.
- In France, it is 35h/week, but many companies are operating with more than 35h/week because it used to be 39h/week before. They had to adapt to that recent law by many different means.
- In UK, 37.5h/week is standard for "Office Employee", but 40h/week for Industry worker.
What kinds of variations exist at Realistic FTE level? The number of legal holidays varies from 31 (Denmark) to 6 (Mexico) as written here. Public holidays vary also from country to country or state to state but also from region to region within countries like in Germany. Wikipedia has a page that list holidays per country. I liked very much this graph on Wikipedia; it represents more or less the Realistic FTE hours/year equivalence per country. The range goes from 1309 hours (The Netherlands) to 2390 hours (Korea)!
So now you understand what mess you are entering into when you need to mix FTEs from different countries in capacity planning exercices.


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PT. Jabikha Teknologi Indonesia has developed numerous Multilevel/Network Marketing software applications for multiple industries. Our product is a complete solution, suitable for retail products, wholesale applications and financial services. It is designed to take care of all the multilevel marketing chain and its coherency with accounting activities.
Multi-Level Marketing, a hierarchical marketing system in which the goal of sales persons is not only to buy and sell the product in question, but also to recruit others to buy and sell the product in question, who will in turn recruit others up to infinite no. Each salesperson receives a portion of the entrance fee paid by his/her recruits, and a portion of the profits earned by all salespersons below him/her in the sales chain. This is also called as multilevel marketing, multi-level marketing, matrix marketing, network marketing etc.
MLM software is so specialized that it is not possible for any software fits all MLM projects/requirements. So we customize all MLM software (Binary or Trinary) to match each client's needs. Our software suite helps you to streamline all your efforts without any trouble. Our MLM Application describes the tools to manage and organize MLM accounts. This allows you to track your customer, as well as organize the reports of sales, revenue and profit.
General Features
- Create / Edit Profiles
- Record / View Transactions
- View User Summaries
- Alert Notices / Reminders
- Change Commissions
- Advanced Transaction Reporting Tools
- Enrollment of Distributor / Stockiest Online
- Distributor real-Time Genealogy Reports
- Distributor Web Base Income Reports
- Distributor Down line Tracking Report
- Commission Tracking for Stockiest / Distributor
- Distributor Sales Tracking (Real-Time)
- Multiple Product Pricing – Selling Price based on individual countries currency
- Online Products ordering for Distributor, Stockist, branches and HQ
- Inventory Control for HQ / Branches / Stockist
- Security control
- System Administration and Management Control
- Real-time Stockist / Branches Inventory Monitoring
- Real-Time Stockist / Branches Sales Monitoring
- Online Management and Distributor Business Report
- Graphical View of Down-line (Binary or Trinary).
- SMS System (Optional)
- Payment Gateways – Credit Card verification (Optional)
- Electronic Wallet (E-Wallet) – Virtual Current Account


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FBI Honorary Medals
The United States' Federal Bureau of Investigation instituted an Honorary Medals Program in 1989 as a way of recognizing "exceptional acts" by FBI employees and other law enforcement personnel working with the FBI.[1] These medals were created to supplement the then-existing reward system within the Bureau.[2] There are four medals in the program intended for personnel: the FBI Star, the FBI Medal for Meritorious Achievement, the FBI Shield of Bravery, and the FBI Medal of Valor. One additional medal, the FBI Memorial Star, is for a surviving relative when a death has occurred in the line of duty.[1] These medals are considered to be among the highest honors granted by the FBI, and fewer than 400 had been awarded as of March 2009.[1]
The FBI StarEdit
"The FBI Star is awarded for serious injury sustained in the direct line of duty from physical confrontation with criminal adversaries, an injury inflicted by weapons, gunshot wounds inflicted in the line of duty, or an injury so severe that it would require substantial emergency room sutures, hospitalization, or comprehensive medical treatment for a sustained period of time."[1] One recipient of the FBI Star is Major Peter Norton of the British Army, who was severely injured when he triggered a secondary explosive device while attempting to clear an area where five American soldiers had been killed by a roadside bomb.[3] Norton was also awarded the George Cross—the highest British award for acts of gallantry which did not take place in action directly against enemy forces, and also awarded for civilian gallantry—for this incident.[4]
The FBI Medal for Meritorious AchievementEdit
"The FBI Medal for Meritorious Achievement is awarded for extraordinary and exceptional meritorious service in a duty of extreme challenge and great responsibility, extraordinary and exceptional achievements in connection with criminal or national security cases or projects, or a decisive, exemplary act that results in the protection or the direct saving of life in severe jeopardy in the line of duty."[1] Supervisory Special Agent Harold Bickmore of the FBI was awarded the Medal for Meritorious Achievement for saving the life of a sixteen-year-old girl whom he found on the ground not breathing at the scene of a traffic accident on a major four-lane highway. He administered first aid on the spot, including CPR without any protection from blood-borne disease.[3]
The FBI Shield of BraveryEdit
"The FBI Shield of Bravery is presented for brave and courageous acts occurring in the line of duty or within the scope of FBI employment which may extend to major assistance to a task force or undercover operation, grave situations, or crisis confrontations associated with the highest priority cases of the FBI."[1] Shields of Bravery were awarded to Special Agent Ronald Eowan Sr, Regional Security Officer Earl Miller of the State Department, and former Special Agent Paul Myers. They spent nearly four years in Indonesia under primitive conditions orchestrating a "highly complex ruse" that led to the arrests of 12 terrorists and the disruption of their network.[3]
The FBI Medal of ValorEdit
"The FBI Medal of Valor is presented in recognition of an exceptional act of heroism or voluntary risk of personal safety and life, and this act must have occurred in the direct line of duty or within the scope of FBI employment and in the face of criminal adversaries."[1] Special Agent Robert Merta was grazed by a bullet when he tackled a fugitive prison escapee who had drawn his gun on Merta and three other agents when they tried to arrest him. Merta received the Medal of Valor for risking his life to protect his fellow agents.[3]
The FBI Memorial StarEdit
"The FBI Memorial Star is presented to a surviving relative where death has occurred in the line of duty as the direct result of an adversarial action."[1] The family of Special Agent Paul M. Sorce, who died as a result of an auto accident in the line of duty, was given a Memorial Star.[3]
- ^ a b c d e f g h "FBI press release 3/27/2009". Archived from the original on 2016-12-26.
- ^ Joseph W. Koletar. "The FBI Career Guide". AMACOM.
- ^ a b c d e "Major Executive Speeches". Archived from the original on 2016-12-27.
- ^ "No. 57935". The London Gazette (Supplement). March 24, 2006. pp. 4191–4192.