text:
School 1 is a co-ed secondary school, located in the South Western Sydney in the School Education Area of Fairfield. 90% of 1200 students are from language background other than English. The School population is largely made up of non-English speaking background community and low socio-economic community. School receives Resource Allocation Model monies – RAM funding from government to provide additional funding to improve learning outcomes. This funding contributes to developing positive strategies in home, school, community partnerships, school organization and quality teaching and learning.
As the school is culturally and linguistically diverse, the school strongly values acceptance and openness to multiculturalism. This is clearly evident in the official school values: safety, respect, learning and belonging. The school's annual event 'International Flag Day' is the symbol of these values. The school also holds 'Harmony Day' to celebrate the cultural diversity.
Not only is the school open to diverse cultural backgrounds of students, the school also tries its best to consider and help students in terms of the challenges, difficulties and prejudices that coincides with the cultural backgrounds. This places an important value in the role of the school as it provides support for students from a migrant background or low socio-economic backgrounds, and also generally assist students who have different cultural backgrounds in their everyday life in Australia.
The school offers education for years 7-12. The school offers second language courses and English as a second language (ESL). The school also has an Intensive English Centre (IEC) to cater for students' educational needs who have recently arrived in Australia. The IEC has rich resources and great programs and staff to provide the best learning experiences for students who have recently arrived in Australia. Also, the school website has abundant resources and study tips for international students that are simple, easily accessible for students from language backgrounds other than English such as text types, understanding the verbs and writing a bibliography. As for academic achievements, the school achieves consistently above average results from the area and region in public examinations and assessments. The Higher School Certificate results are also frequently above state average.
English as a second language (ESL)
- ESL Parallel classes Years 7 to 10
- Elective ESL in Years 9 and 10
- Stage 6 (English) ESL for Years 11 and 12
- ESL Bridging course in Year 11- including preparation and fundamentals in English
Student support services
- Interpreters
- Community liaison officers
Languages taught
- French
- Italian
- Japanese
The interview responses are made up of the transcript of what the student has said, which was noted down during the interview. As a reminder, school 1 is a highly multicultural school – with 90% of students coming from diverse ethnic backgrounds. From school 1, we have interviewed a student who has a Vietnamese background. She arrived in Australia with her family when she was 13 and has been living in Australia for 4 years. She attended the IEC (Intensive English Centre) for 4 full terms (1 year) and has been attending the High School for 3 years. When looking at the interview responses, it is worth noting that the student has been in Australia for a relatively short time so she prefers and feels more comfortable to speak in Vietnamese.
1. Are you freely allowed to speak languages other than English in the classroom?
- The students are not allowed to freely speak languages other than English in classrooms. Despite this unspoken rule, students still speak quietly among themselves in languages of their choice.
2. What is your cultural (ethnicity) background?
- The interviewee's cultural/ ethnic background is Vietnamese. She arrived in Australia when she was 11 with her family.
3. Do you speak language other than English (at school or at home)?
- At school, the student speaks English and Vietnamese. She mainly hangs out with friends who speak Vietnamese. In classrooms, she speaks English with her classmates. At home, she speaks Vietnamese only. Her parents do not speak much English. She also has an older brother who can speak English but they converse in Vietnamese.
4. Do teachers communicate with students using language other than English?
- Most of her teachers communicate in English inside and outside of classrooms. There is a Vietnamese teacher in her maths class, who speaks to her in Vietnamese occasionally outside of classrooms. Also, one of the school administrator speaks Vietnamese and she speaks to the student in Vietnamese when the student goes to the office.
5. Does your school offer any language classes other than English?
- The school offers Japanese, French and Italian. The student studies Japanese. Japanese is compulsory for year 8. From year 9, students can choose to study a language as an elective. They can choose from Japanese, French or Italian. As for year 11 and 12 students, students can study any of these languages if there are enough number of students to make up a class. Although three languages are offered, Japanese continues to be the most popular language taught in the school.
According to the student. this popularity could be due to Japanese being compulsory for year 8, which may have allowed students to grow interest in the language and culture. Another reason that Japanese is studied as the most desired language could be academic reasons – there are abundant texts and resources available and there is a connotation that students generally perform well in the HSC. Another possibility of the popularity could be because it is considered to be 'easier' than some of the other languages to learn.
6. Do you feel that your school is linguistically diverse? (or Do you hear a lot of different languages in the playground?) Why do you feel this way? (give example/s)
- The student feels the school is linguistically diverse. She hears many different languages being spoken in the playground. According to the student's thoughts, English is not always the most spoken language in the playground as 90% of the school's population comes from countries that speak languages other than English. The school is made up of mostly immigrant students or students whose parents have an immigrant background. The close affiliation with the Intensive English Centre (IEC) also contributes to this linguistic diversity as most of these students choose to enroll into high school after the completion of IEC course.
7. Which language other than English do you hear the most at school?
- Arabic, Vietnamese and Chinese, respectively.
8. Where do you hear other languages being spoken the most in school? (in classrooms or in playground, etc?)
- The student hears languages other than English spoken the most in the playground. Languages other than English are also spoken in classroom in certain situations. When students' spoken English is difficult to converse with, teachers speak in languages other than English. This is not seen at a whole class level as teachers speak quietly or take students aside to talk to them.
9. Does your school openly display the presence of a translator or interpreter?
- The school openly displays and provides translating and interpreting services. The school is very supportive towards the students and parents who are recently starting their life in Australia. In the school office, there is a clearly visible sign, displaying availability of interpreters and translating services. These services are free of charge, and students can get interpreting services via phone. Also, most teachers are bilingual and are open to providing assistance when students need interpreting.
10. Do you think there is evidence of a monolingual English ideology despite the fact that many kids come from families whose first language is not English?
- Despite the rich multiculturalism present in the school, there is evidence of a monolingual English ideology. In the playground, most social groups that students belong to can negotiate positively about speaking languages other than English. However, in the public space of classroom circumstances, monolingual ideology can be seen as students tend to set expectations on other students to speak in English only. Other times, if students choose to speak a language other than English, they are expected to speak softly among themselves.
- The interviewee also feels that social exclusion or prejudice due to language background is still present in the school. Students who do not speak English fluently are treated differently to those who can speak English like a native speaker. It was interesting to find that although a lot of students were not born in Australia and have a migrant background, there are still lack of acceptance towards poor English speakers. The interviewee mentioned that these students who do not speak English as well as native speakers are somewhat looked down on and are often referred as 'fob' (Fresh off the boat).
- There is a pressure to speak English like a native speaker with flawless accent, correct choice of words, use of grammar, slang and expressions among the students. This shows that there are unspoken rules to the use of language in the school. Students from immigrant background tend to form a group with students from common immigrant and language background as there is a divide due to language between these students and native speakers of English. The student feels even programs and classes that are meant to be welcoming linguistic diversities can create the divide between ESL students and non-ESL students. One of this example can be ESL English classes and classes across different subject areas specified for ESL students. Despite the school's attempt to celebrate the diverse cultures and languages, many students still feel monolingual English ideology is very much alive in this school.
11. What are your thoughts towards the students speaking different languages at school? Why do you feel that way?
- The student is very open to other students speaking different languages at school. She strongly feels students should have the freedom to speak in whatever language they choose to speak in. She feels that there should be more acceptance and tolerance of people speaking different languages. She speaks Vietnamese with her Vietnamese friends in school and she does not want to be pressured to speak in English just because of social pressures. Also, She understands that although English as second language(ESL) speakers can speak English, sometimes they can have difficulties expressing themselves in English due to cultural differences.
12. Do you have negative feelings towards hearing people speaking different languages other than English? (hearing different languages that you don't understand)?
- The interviewee does not have negative feelings towards hearing people speak in a language she doesn't understand. She understands that it may be easier for people to speak in their preferred language. She is also aware that it may be offensive to others using one's own language in certain situations such as in a classroom or in a group where there is a person who does not understand the language.
13. Do you consider yourself to be Australian or a member of your host country? If you consider you belong to both ethnic identities, which side do you lean towards more?
- The student has gained Australian citizenship recently but considers herself to be Vietnamese. Although she labels herself as a Vietnamese, as she got more used to the life in Australia, she does feel she has an Australian identity in some social settings. When she is with English-speaking friends, she feels like she has some sense of Australian identity.
14. Do the school atmosphere, students and staff provide a sense of belonging despite cultural and language differences? If yes, why?
- The school atmosphere is welcoming towards different cultural backgrounds and holds events that are helpful in closing the gap between different cultures. One of the main event is 'Harmony Day', where multicultural flag ceremonies are held to celebrate the diversity. This also helps students to have a sense of belonging as a member of the school and build a sense of identity as Australian. Special classes exist for ESL students who have recently arrived in Australia or needs more attention and help with English across every year groups and subject areas. This allows students to have access to extra assistance for language not only in English but in maths, science, history and other subject areas. Teachers and staff also helps enhance a sense of belonging as most of staff have diverse cultural and language backgrounds so they are able to understand and empathise with students from their own experiences. Most of these staff are bilingual and being able to speak the language further creates a sense of connection and they are able to assist students when they need assistance.
15. Does your school have signs/texts that are written in different languages? Provide examples.
- The school has many signs and texts written in different languages. In the school office in both IEC and the High School, the interpreting and translating services are written in different languages including English, Arabic, Chinese, Dari, Persian, Greek, Hazaragi, Italian, Japanese, Karen and Korean. There is also a welcome sign that is written in many languages in the office. In the hallways and assembly hall, there are various artworks that contain languages other than English including Japanese and Arabic. In the language classrooms, there are displays of student works in Japanese, French and Italian.
16. Does your school offer exchange program from other countries?
- The school does offer exchange programs from other countries. The school hosts exchange programs that allows Japanese students to come to school and attend classes together with the students for a full term.
17. (If yes) While teaching English to your exchange students, did they reciprocate (do the same) by teaching parts of their language to you ? (ultimately promoting linguistic diversity). Please explain your answer. (Optional: Was there a consistent flow of language exchange between the students?)
- Yes, most of students at the school were interested to learn the Japanese culture and language and the students are welcoming and are willing to help exchange students learn English and adapt to the school environment. In return, the exchange students from Japan were happy to teach, correct and help improve the students' Japanese. This process also happened naturally as in order to communicate and understand, students had to use both languages to get the meaning across.
18. Is there any presence of Indigenous language at school? Like what?
- There are not much presence of Indigenous language at school. There are no written signs of Aboriginal languages. However, there are a lot of artworks in school that have Aboriginal culture including dot paintings and Aboriginal signs used for art.


text:
#IHaveThisThingWithCulottes. And when they're as draped and perfect as these Free People's from Revolve you know you have a keeper. Lightweight crepe textured fabric, slit sides, raw hems and bow tie waist.. it's all in the details. One of those pieces that's super comfy and easy to wear without compromising that understated luxe feel. Casual luxe? Is that a thing?
Shop these and so much more from Revolve's 3 day 20% off sitewide sale with code 'TAKE20' at checkout + free express shipping.
CULOTTES / Free People from REVOLVE

subset: commoncrawl


text:
Call the HandymanMarch 8th, 2016 Posted by crossadmin Development, post secondary education No Comment yet
The Local Grapevine
I like to put aside the time to read the local newspaper, in my case, The Peace Arch Paper. It has always provided a link to the community as you read through features such as lifestyles, the editorial and the listings of local garage sales. You learn what homegrown businesses are featuring in their sales and see names of friends' children with the sports, school projects and community work where they hang their hats. (more…)


text:
Champagne Breakfast for BT's BAREFOOT (and for PUBLIQ) in London BT Tower!
Champagne! The very good Liz Williams (photo) is BT (British Telecom)'s Digital Society Director and I was one of the very fortunates to get an invitation from her to attend this morning, at the very top of London's BT Tower, a Champagne breakfast to celebrate what is undoubtedly a truly extraordinary achievement: The milestone of two million children using BT's BAREFOOT (BAREFOOT is the most popular programme used for teaching computer science in primary schools!). Hats down and PUBLIQ rallies heartedly to send BT and its super staff its bubbly congratulations!
The breakfast was hosted by Gavin Patterson, CEO of BT. Gavin is a respected icon in the media world and regularly ranked as one of the most influential persons in IT. After a talk by Gavin and Liz, the much sought breakfast took place in the tower's emptied revolving restaurant. The view of London from the top of BT Tower is breathtaking and on a personal basis it was a pleasant occasion for me to see for the first time my college, UCL, from the top; equally and on the opposite side the flat of a very good friend facing Regents' Park...and email her a glorious aerial photo of her estate.
More seriously to engage with several educational professionals, supporters or sponsors of BAREFOOT. Among them Paul Lickman, the very nice Executive Director of MORGAN STANLEY. An occasion to discuss the potential of blockchain in the future of banking, in the light of decentralisation and privacy. And an occasion to explain what PUBLIQ is doing or prepares, namely its forthcoming launch in March 2019. An event not to be missed! In the meantime feel free to open, precisely, a free account on PUBLIQ's platform and test what is, yes it exists, a fully functional Blockchain project designed for creators, journalists and teachers in particular: https://testnet.publiq.site/. Nothing venture, nothing gained and in the latter respect, who knows, there may be surprises!
(Champagne at breakfast what an odd idea? Very few French do that. Must not tell BT though, in case they reach three millions pupils - which they will probably do :)!). Liz you know where to find us.
#BAREFOOT #celebrate #PUBLIQ #LizWilliams #GavinPaterson #digital #skills #blockchain #Christiandevartavan


text:
CONTRIBUTIONS OF First SOCIOLOGICAL THEORISTS TO Contemporary SOCIOLOGY
The field of sociology is probably because of the most range of theorists in contrast to other disciplines due to the attraction it creates from your community. Most people are excited about focusing on how people today conduct themselves and why they certainly do so differently.history assignment help The complication from the cutting-edge modern culture helps make it hard to research project some sociological factors. Nonetheless, innovative theorists utilize the perceptions in their predecessors to describe different issues. Today's sociology theorists get a good number of their planning and methods from Karl Marx, Max Weber and Emile Durkheim. Societies have various ways of acting even if this does not always mean that it must be nearly impossible to examine them. The recent trends in sociological theory be dependent heavily on your functions of renowned stories like Karl Marx, Maximum Weber, Emile Durkheim and Talcott Parsons. Marxist Struggle principle states in the usa that highly effective many people and institutions have more means use these people to make use of the lousy. Charles Wright Mills is regarded as a contemporary sociologist that cutting-edge the clash principle by outlining the duty of intellectuals in altering the community. He considered that there exist issues between your full and very poor simply because the middle-class are observant. They watch when the well-off handle all of the offered resources. Mill's answers uncover the factor from the middle-class that features intellectuals who determine what ought to be done in order to make the environment a far better put but come to a decision to not ever engage in united states building up. The Recent Rendered interpersonal motions that existed in the us from the 1960s produced a majority of its goal on Mill's views. Additionally, Gene Sharpened, professor of governmental scientific discipline at the College or university of Massachusetts Dartmouth, has composed extensively on no-violent struggles and also has come to be crucial in impacting strength on awful command in the majority of countries. The Venue from the Albert Einstein Establishment in 1983 by Very sharp was actually a vital stride for growing the Marx's clash theory and empowering moves to seek out non-brutal ways to get rid of their trouble. His effort is believed to have expertly affected revolutions in Egypt and Tunisia. Pointed owes his being successful into the performs of Karl Marx, who made available a basis for his ideologies concerning clashes while in the modern culture.
Max Weber's Social networking Stratification Concept has long been cutting-edge by other sociologists like Kingsley Davis and Wilbert Moore. They believed Weber failed to exhaust study regarding conflict hypothesis simply because of the substandard details they provided with regards to the position of communal sessions in our society. Both these theorists made use of Optimum Weber and Karl Marx's strategies to show you that stratification represents valuable functions in shaping the culture. Weber and Marx debated the society is quite disintegrated which you have the demand for individuals establish methods for ensuring that there is equality and proper rights for all platforms. They contended that societal stratification discriminates towards people who have insufficient solutions this violates their liberties and freedoms. Then again, Davis and Moore debated that these components are usually very important in guaranteeing the society executes its operations properly. All members of the community should not be match along with the programs that can be found lead to helping to make the community secure. A modern society of just full or inferior persons are unable to live through for the reason that not everybody can be quite a boss. Every different requirement provides a proportional repay and job; hence, men and women who function expert responsibilities like medical doctors, intelligence officers, technicians and teachers happen to be in categories above watchmen, chefs and house assists. Weber and Marx played major tasks in shaping the minds of modern sociologists excited about studying the matter of public stratification. Emile Durkheim announced the theory of Anomie and used it to spell out just how the modern society provides its participants to misbehave by weakening the principles that regulate their conduct. He thought that solidarity and anomie could not coexist as they are parallel and characterize two numerous perceptions. People's potential to deal with transformation disrupts the standard operation on the society and factors a number of people to engage in bad behavior. Albert Camus derived the majority of his concepts from Durkheim's disputes. He considers that men and women fight to put together methods of values being a response to the injustices that happen in the environment. They have to are available in a condition of anomie for them to achieve in their quests. Fyodor Dostoyevsky also lent a lot of tips from Marx and Durkheim and emphasizes that God and immortal everyday life are accountable for the lawfulness of human beings. He suggested that there may be no justice, very good or awful if these facets did not exist. Several other modern sociologists demonstrate anomie while using guidelines constructed by Marx and Durkheim.
Karl Marx, Emile Durkheim and Max Weber are seen as the founding fathers of varied sociological theories. They put to use different approaches to show you conflict, category, anomie as well as other problems that identify a persons mother nature. Innovative scholars have took out a good number of their options readily available innovators and then build them as being the culture alterations. Nowadays, numerous specifics of sociological practices hails from the performs of preceding scholars who make up the catalogue and way to obtain thoughts and ideas that will be appropriate in outlining the connections of many people together with the our society.


text:
Chemical Officers Help With Iraq Cleanup
Associated Press Writer
When the U.S. Army officer faced a crowd of Iraqi men and boys and drew his finger across his throat, it wasn't a threat, but a gesture of concern.
"You could die if you stay here," Capt. Bryon Galbraith told the crowd, many of them barefoot, who were standing in a pool of pesticide.
Hundreds of gallons of toxins lay on the ground outside a warehouse Friday after looters broke in and stole about 200 barrels, emptying the contents before they lugged away the drums. Residents said the looters wanted the drums for transporting gasoline.
Galbraith, the 101st Airborne Division's chemical planner, is part of the Army's effort to ensure that Iraq's environment doesn't suffer even more in the postwar instability.
The war did not trigger the natural catastrophe of burning oil fields, destroyed dams and the use of chemical and biological weapons that many had envisioned.
Still, severe pollution and other environmental problems already choke the country _ the results of more than two decades of war, international sanctions and mismanagement under Saddam Hussein.
Dealing with environmental problems is key to rebuilding Iraq, according to a preliminary study released this week by the U.N. Environmental Program.
Galbraith's job has shifted from helping protect soldiers from nuclear, biological and chemical warfare to addressing potential environmental or industrial threats, in addition to looking for chemical or biological weapons.
The owner of the looted warehouse spoke no English, but understood the warning, pointing at his own nose and torso, then yelled at the crowd to leave.
The Iraqis didn't listen, and the crowd grew with curious passersby. Boys continued to ride bikes through the pesticide and play in it.
The soldiers left to get backup security assistance and a team to wash the area with a high-powered bleach and fill it with sand later in the day.
"The owners are smart enough to know not to go in there. The others do not," said Maj. Paul Haldeman, 42, of Rodman, N.Y., at one of the division's tactical operations centers in Mosul. "People will get sick."


text:
Eighteen Pewter Plates and Chargers
- Auction:
- Lot:
- 8
- Sold for:
- $677$550
click on any image to enlarge
Eighteen Pewter Plates and Chargers, including two Boston plates, dia. to 14 in.
Estimate $600-800
The absence of a condition statement does not imply that the lot is in perfect condition or completely free from wear and tear, imperfections or the effects of aging. Condition requests can be obtained via email (lot inquiry button) or by telephone to the appropriate gallery location (Boston/617.350.5400 or Marlborough/508.970.3000). Any condition statement given, as a courtesy to a client, is only an opinion and should not be treated as a statement of fact. Skinner Inc. shall have no responsibility for any error or omission.


text:
Angelina Jolie Biography Film Actress, Activist, Producer, Director Life Story Impelreport
Angelina Jolie Biography is one of Hollywood's leading actresses, known for movies like 'Salt' and 'Maleficent,' and for high-profile relationships like her former marriage to actor Brad Pitt.
Angelina Jolie
Film Actress, Producer, Director
June 4, 1975 (age 42)
Beverly Hills High School
Los Angeles, California
Who Is Angelina Jolie?
Born in Los Angeles, California, on June 4, 1975, Angelina Jolie starred in the HBO biopic Gia before earning an Academy Award for best supporting actress for Girl, Interrupted. Jolie has become one of Hollywood's top marquee names, having starred in movies like Wanted, Mr. and Mrs. Smith, Salt and Changeling, earning her first lead actress Oscar nod for the latter. Jolie later had a huge international blockbuster with Disney's Maleficent, in which she both starred and executive produced. She's also directed the films In the Land of Blood and Honey, Unbroken and By the Sea, in which she co-starred with then-husband Brad Pitt.
Early Life
Actress and humanitarian Angelina Jolie Voight was born on June 4, 1975, in Los Angeles, California, to actor Jon Voight and actress Marcheline Bertrand. She rose to stardom in the 1990s. She began acting at a young age, studying at the Lee Strasberg Theater Institute while in her early teens. Jolie later attended New York University.
'Gia' & 'Girl, Interrupted'
In the 1990s, Angelina Jolie became a popular actress. She gave a star-making performance in the 1998 television film Gia, based on the short, tragic life of model Gia Marie Carangi. Jolie won a best actress Golden Globe for the role.
Another great dramatic role in Girl, Interrupted (1999) brought Jolie her first Academy Award (for best supporting actress). In the new millennium she continued to take on a variety of interesting roles, such as an adventurer in the Tomb Raider films (2001 and 2003), a FBI profiler in Taking Lives (2004), an assassin in Mr. and Mrs. Smith (2005) and a neglected, troubled socialite wife in The Good Shepherd (2006). Jolie also embraced the word of sci-fi/fantasy with her roles as a squadron commander in Sky Captain and the World of Tomorrow (2004) and a vengeful, monstrous mother in Beowulf (2007).
In 2007, Jolie gave a brilliant performance as Mariane Pearl, the pregnant widow of Wall Street Journal reporter Danny Pearl, in A Mighty Heart. The film was based on Mariane's account of her husband's abduction and murder.
Humanitarian Efforts
A devoted humanitarian, Angelina Jolie was made a Goodwill Ambassador for the UN Refugee Agency in 2001. She has made headlines for her work to obtain aid for refugees in Cambodia, Darfur and Jordan, to name just a few.
In 2005, Jolie received the Global Humanitarian Action Award from the United Nations Association of the USA for her activism on behalf of refugee rights. She has continued to draw attention to global issues.
'Kung Fu Panda,' 'Maleficent' and Directorial Projects
In 2008, after lending her voice to the animated comedy Kung Fu Panda and portraying an assassin in Wanted, Jolie appeared in the Clint Eastwood-directed thriller Changeling. Jolie played Christine Collins, a mother whose son reappears after his kidnapping. Collins is sure the returned boy is not the one to whom she gave birth, and her fight reveals a police conspiracy. In 2009, Jolie received her first Oscar nomination for best actress for her role in the film.
Jolie went on to earn the lead role in the action-packed Salt (2010), about a CIA agent, Evelyn Salt, who is on the run after being accused of being a Russian spy. That same year, she played the mysterious Elise Clifton-Ward in the espionage flick The Tourist, alongside Johnny Depp.
In 2014, the actress enjoyed the rewards of shaping a major blockbuster, both starring in and executive producing Disney's Maleficent. Jolie portrayed the sorceress title character, with the film taking on a woman-centered revisionist approach to the main villain from the animated classic Sleeping Beauty (1959). With U.S. critics divided on the Maleficent's merits, the project nonetheless worked box office magic, earning around $240 million domestically and an additional $517 million overseas.
Jolie has also begun to hone her craft as a director. She made her feature-length directorial debut with 2011's In the Land of Blood and Honey, looking at a relationship horribly damaged by the Bosnian War. This was followed by 2014's Unbroken, a biopic that told the story of Olympian Louis Zamperini's survival in a Japanese POW camp. The film was based on the bestselling Laura Hillenbrand book of the same name and earned more than $163 million worldwide.
The following year Jolie co-starred with Pitt in the art film By the Sea, a slowly-paced Mediterranean tale set in the 1970s about a married couple and the tensions of their relationship.
Marriages and Health Issues
Famous for her off-screen romances, Jolie has been married three times. She married Hackers co-star Jonny Lee Miller in 1995. The couple divorced in 1999. The following year, Jolie married Academy Award-winning actor Billy Bob Thornton. That union lasted until 2003. Jolie met actor Brad Pitt, during the making of Mr. and Mrs. Smith in 2004. At the time, Pitt was married to Friends star Jennifer Aniston, and his affair with Jolie prompted their divorce, resulting in a Hollywood scandal that dominated tabloids for years. Referred to as "Brangelina," Jolie and Pitt became one of the most sought after Hollywood couples.
In 2002, Jolie adopted a son from Cambodia and named him Maddox. Three years later, she adopted a daughter, Zahara. In 2005, Pitt filed paperwork to adopt both of Jolie's children. The couple's first biological daughter, Shiloh, was born in Namibia in 2006. Jolie, Pitt and their children had traveled there to avoid the media frenzy that seemed to follow them wherever they went.
In March 2007, Angelina Jolie added a new member to her family. She adopted a 3-year-old boy from a Vietnamese orphanage and named him Pax Thien. Jolie then gave birth to twins, Knox Leon and Vivienne Marcheline, on July 12, 2008, in a seaside hospital in southern France. The rights for the first images of the twins were sold to People and Hello! magazines for $14 million—making them the most expensive celebrity pictures ever taken.
Justin Bieber Biography And Life Story, Family, Facts Impelreport
Jolie experienced a great personal loss in early 2007, when her mother died of ovarian cancer at the age of 56 after fighting the disease for many years. Her grandmother also died from cancer.
In May 2013, 37-year-old Jolie announced in a New York Times op-ed article titled "My Medical Choice" that she underwent a double mastectomy in an effort to prevent breast cancer in the future. The actress said she decided to undergo the surgery after learning that she carries a gene known as BRCA1, which increases the risk of both breast and ovarian cancer. "My doctors estimated that I had an 87 percent risk of breast cancer and a 50 percent risk of ovarian cancer, although the risk is different in the case of each woman," Jolie stated. "Once I knew that this was my reality, I decided to be proactive and to minimize the risk as much I could." By late April 2013, Jolie added, she had completed several months of medical procedures, including a double mastectomy and reconstruction surgery, at the Pink Lotus Breast Center in California.
Pitt and Jolie became engaged in 2012. Slipping under the paparazzi radar, they quietly tied the knot in a private ceremony surrounded by their family and friends on August 23, 2014, in France.
On March 24, 2015, Jolie wrote in another article in the New York Times that she had her ovaries and fallopian tubes removed the previous week to further reduce her risk for cancer. "I did not do this solely because I carry the BRCA1 gene mutation, and I want other women to hear this," Jolie wrote. "A positive BRCA test does not mean a leap to surgery. I have spoken to many doctors, surgeons and naturopaths. There are other options. Some women take birth control pills or rely on alternative medicines combined with frequent checks. There is more than one way to deal with any health issue. The most important thing is to learn about the options and choose what is right for you personally."
The actress said she went public with her decision to help "other women at risk to know about the options." In a September 2017 interview with Vanity Fair, Jolie revealed that she had developed Bell's palsy, damage to the facial nerve which caused one side of her face to droop. She said acupuncture helped her fully recover from the facial paralysis.
Split from Brad Pitt
In September 2016, Jolie filed for divorce from Pitt and requested sole physical custody of their six children, sparking another tabloid frenzy. Their contentious custody battle played out publicly with allegations that Pitt, after drinking on their private plane, had gotten "verbally abusive" and "physical" with Maddox. The Los Angeles Department of Children and Family Services and the FBI launched an investigation but found no signs of abuse; the couple followed with a joint statement that they were working together to resolve their divorce.
In May 2017, Pitt gave his first interview to GQ Style after their split in which he said he had stopped drinking and was in therapy. Jolie opened up about their separation in a September 2017 cover story in Vanity Fair. She also said the family was moving forward together, and that she and Pitt were both dedicated to the best interests of the children: "We care for each other and care about our family, and we are both working towards the same goal." In March 2018, Entertainment Tonight reported that the actress and humanitarian was quietly dating a "handsome, older-looking man who is a real estate agent," though the relationship was not believed to be serious by that point.
Selena Gomez Biography And Life Story, Family, Facts Impelreport


text:
Scented room sprays! These are perfect for freshening up your home or car. As an added bonus, these little bottles of magic can double as a body splash because they are all skin safe!! All room sprays are phthalate-free and made with aloe, witch hazel, and vegetable glycerin because we don't believe in wasting any space in our products with ingredients that don't benefit your skin!
- Paraben-free, phthalate-free, cruelty-free, vegan, skin safe
- Shake well before each use, this is a natural product and separation is normal


text:
Today I'm presenting a handful delicious dishes for Chinese New Year Menu Ideas. The Chinese New Year begins just around the corner, on February … [Read more...]
Mahi Mahi Stuffed Hatch Chiles & Tomato Lime Sauce
Mahi Mahi Stuffed Hatch Chiles & Tomato Lime Sauce is perfectly flaky fish, spicy hatch chiles laced with a smoky roasting flavor, a super thin crispy … [Read more...]
Hale I'A Da Fish House in Kawaihae, Hawaii: It's Where the Locals Eat
I love, LOVE, trying the local food when I'm traveling. When we were in Hawaii on the Big Island last month, I was on a hunt for the best local food I … [Read more...]
Cookbook Giveaway! Everyday Thai Cooking
Though I'd love for you to take your time, if you want to jump to the bottom of the post to enter this awesome cookbook giveaway, I won't be … [Read more...]
Thai Mahi Mahi Recipe
Fresh and gorgeous Thai flavors blend together perfectly to make this Thai Mahi Mahi over-the-top-delicious. One of my favorite mahi mahi recipes, it's … [Read more...]
Lemony Tomato Caper Marinated Mahi Mahi Recipe
I don't know about you, but this time of year is so incredibly busy for me, I feel like I'm just going, going, going -- and then going some more! I have … [Read more...]


text: This custom executive home is completely remodeled with designer touches. Located on a favorite RHCC court, this home features 2 large master suites in opposite wings of the home and 2 kitchens on different floors. Cathedral ceilings, open floor plan, grey hardwoods throughout, Carrera marble, a wine cellar, sky lights, and an abundance of new windows make this beautiful home bright and spacious. The gourmet kitchen with an expansive island, marble countertops and floors has high end quality brands such as Viking, Thermador, Subzero, Restoration Hardware lighting, industrial quality pot filler, and wine fridge would be any Chef's dream come true. The multi-layered backyard/deck is an entertainer's muse, adorned with lighting and hardwired speakers, and surrounded by lush greens and redwood trees, with scenic views, provides an outdoor, resort- living vibe. This beautiful house, with too many amenities and details to list, is only minutes away from the major highways and shopping


text:
Beth Darnall, PhD, is an advocate for patient-centered pain treatment and policy. As an expert in this field, she is frequently quoted in prestigious media outlets including ABC News, O Magazine, Forbes, WebMD, Scientific American, The Washington Post, BBC Radio, and TIME Magazine.
Select Recent Press Coverage
National Public Radio includes Beth Darnall among pain experts on "Morning Edition" national broadcast (May 20, 2019) entitled "How the Brain Shapes Pain and Links Emotion with Ouch." (host: Jon Hamilton). May 2019
The Observer features Beth Darnall's research in the article "Harnessing the Power of the Mind for Pain Relief." (author: Kim Armstrong). April 2019
Forbes publishes a feature on the international stakeholder letter effort led by Beth Darnall, submitted to HHS, and published in Pain Med. (author: Joshua Cohen). Jan 2019
Goop publishes a feature Q&A with Beth Darnall in the article "Understanding –and Treating—the Emotional and Physical Roots of Chronic Pain." Jan 2019
Reuter's Health wire service publishes this article featuring the international stakeholder letter effort led by Beth Darnall, submitted to HHS, and published in Pain Med: "Rapidly taking patients off opioids might not be a good idea, experts say." This wire article was picked up by 10 news outlets in Asia, Europe and North America. (author: Tamara Mathias). Dec 2018
The American Psychological Association's APA Monitor on Psychology features Beth Darnall, her clinician book, and her single-session pain psychology class in the article "The Rise of Non-Drug Pain Treatments" (author: Lea Winerman). November 2018.
The Hill publishes Beth Darnall's OpEd entitled "Addressing the Dual Crises of Pain and Opioids: A Case for Patient-Centeredness in Pain Research and Treatment". October 2018.
Scientific American features Beth Darnall in this article on prescription opioid tapering: "How to help pain patients cut back on opioids" (author: Claudia Wallis). September 2018.
National Pain Report features letter drafted by Beth Darnall and sent to HHS with the support of 100 national and international signatories. "As Meeting Nears – Message to HHS – No Forced Tapers" (author: Ed Coghlan). September 2018.
Stanford ScopeBlog features Beth Darnall's upcoming Congressional Briefing on her research on opioid reduction and behavioral medicine. "Looking beyond opioids Stanford pain psychologist briefs Congress" (author: Jennifer Huber). September 2018.
Medscape publishes a feature interview with Beth Darnall on the psychology of pain and what it means to cancer treatment: "Optimal Cancer Pain Management Means Understanding Pain Psychology" (by Lidia Schapira, MD). July 2018.
Scientific American publishes Beth's writings on her science on pain psychology and mindset interventions for pain relief and opioid reduction: "Change your mindset, reduce your chronic pain" (author: Beth Darnall). April 2018.
U.S News and World Report features Beth Darnall and her research team's JAMA Internal Medicine opioid tapering research in the article "Some Pain Patients Can Cut Opioid Dose and Still Get Relief" (author: Serena Gordon). February 2018.
BBC World Service radio features Beth Darnall and Sean Mackey in The Why Factor episode "Why We Need to Learn More About Pain" (host: Sandra Kanthal). February 2018.
MedPage reports on Beth Darnall and her team's research on patient-centered voluntary opioid tapering. "How One Pain Clinic Tapered Opioid Use" (author: Judy George). February 2018.
Spirituality & Health magazine publishes a bylined article by Beth Darnall on the Tao of Chronic Pain & Treatment. Jan/Feb 2018 issue, pages 50-55. (author: Beth Darnall). January 2018.
The Washington Post publishes "Stanford Researchers: The secret to overcoming the opioid crisis may lie partly in the mind." (authors: Darnall & Seppala). September 2017.
TIME Magazine publishes "3 Science-backed ways to relieve pain and stress" (authors: Seppala & Darnall). September 2017.
The Patient-Centered Outcomes Research Institute (PCORI) announces $8.8 million award to principal investigator Beth Darnall to study pain and opioid reduction in a multi-state patient-centered comparative effective trial. Press release here. September 2017.
Scientific American features Beth Darnall's approach to patient care in "Treating Pain Without Pills" (author: Stephani Sutherland, Ph.D.). May 2017.
To read press releases and full news coverage, please visit her profile page on the Stanford site.


text:
I need to replace my cmose battery in my gateway laptop model MX6920?
... you'll have to open it up similar to here and look for either a watch type battery
... or as my search reveals something like this
Angel Decoy
... there is logic to this madness!
Grrrrrrrrrrrrrrrrrrrrrrrrrrr... .im


text:
Start your journey with us...
Saturday 20th July
6:00 pm - 7:00pm
It is a 10 leg relay race around the Island of Efate for 10 runners. There are several categories to enter from the serious to the social runners who are there to be part of a special event. There are a range of distances from the legs at the beginning which are shorter but contain hills to the longer flatter sections at the finish. When you're not running you travel close to your team on a bus to support them along the way.


text:
My newly submitted flash Blood and Thunder! won the daily third place, which is my first award ever. Thanks for the high ratings and positive feedback everybody!
Then I log on one day and see it on the frontpage, golly gee!
I trust all me harpoons in the skye for ye!
I like how it took me three years to make another flash, damn I'm lazy.


text:
We can help. You can overcome drug addiction and have a better life than you ever thought possible!
1497 SW Martin Downs Boulevard
Palm City, FL. 34990
546 NW University Boulevard
Port St. Lucie, FL. 34986
117 SE Seminole Street
Stuart, FL. 34994
Counselors available 24 hours a day, 7 days a week.1-800-405-8409
We have addiction treatment specialists available 24/7, ready to help you find the right treatment choice that meets your financial ability.addictionca.com


text:
Date of publication: 25.05.2018
From the moment you registered on the website of https://instaschedulepro.com/, our relations with you are governed by the User Agreement. We do not want to confuse you with legal language, so we did our best to make the User Agreement for https://instaschedulepro.com/ accessible and understandable.
1. Some terms used in the User Agreement are determined in accordance with this paragraph, other agreements are concluded with the User, unless otherwise provided by this Agreement or as follows from its substance.
1.1. ÒAgreementÓ - this User Agreement - the rules of use have been developed by the Administration to determine the procedure and conditions for using https://instaschedulepro.com/ Service, and also the rights and duties of its Users and Administration. It is posted at https://instaschedulepro.com/terms_of_use;
1.2. ÒAdministrationÓ, ÒweÓ, ÒourÓ and similar terms - InstaSchedulePro
1.3.Ó https://instaschedulepro.com/ ServiceÓ is a web application developed and/or owned by the Administration, and located at https://instaschedulepro.com/;
1.4. ÒInstaSchedule Pro-accountÓ is an account on https://instaschedulepro.com/ Service, which allows the User to use the functions of https://instaschedulepro.com/ Service. The account is created at registration (by entering an email and password);
1.5. ÒUserÓ, ÒYouÓ, ÒYourÓ and similar terms - User (physical or legal person) authorized in https://instaschedulepro.com/ Service or subscribed to recieving e-mails and messages from Administration, including promotional ones;
1.6.ÓTariff planÓ, or ÒPlanÓ - the amount of license fee for the right to use https://instaschedulepro.com/ Service, corresponding to the scope of the functionality of https://instaschedulepro.com/ Service and the date of its provision (accounting period). Hosted on the Internet at https://instaschedulepro.com/do-payment.
2. The _greement comes into force by expressing the UserÕs consent to its terms by entering a login and password and the corresponding ÒregisterÓ click. The _greement can be changed by the Management Team without any official notification. The new version of the Agreement comes into force from the moment of its posting on the Internet at https://instaschedulepro.com/terms_of_use, unless otherwise specified by the Agreement editions. The continued use of https://instaschedulepro.com/ Service after making such changes is your consent to such changes. You are responsible for reviewing the latest version of this Agreement on a regular basis. When we change this Agreement, we will change the date, marked as ÒPublication Date,Ó above. These Terms are effective for an unspecified period of time since the User expresses his consent to them.
3. You acknowledge that through https://instaschedulepro.com/ service you may be granted or obtained access, and interaction with external organizations (services) is carried out. Such interaction is carried out at your own peril and risk. Any use of third-party services is governed solely by the terms of the Third Party Services (and you must comply with them), as well as any contract entered into or any transaction made with the help of any third-party services, extends only to you and the relevant third party, and not to the Administration. The Administration makes no representations and assumes no responsibility or any obligations with respect to the content, use or correspondence with such third party services, as well as any transactions made and any agreement (agreement) you have entered into with any third party.
4. The use of https://instaschedulepro.com/ Service is allowed for by legal entities and individuals who have reached adulthood.
5. Within the framework of this Agreement, the User may be given the opportunity to use the functionality of https://instaschedulepro.com/ Service in the beta test mode (marked as beta), and it is provided on an Òas isÓ basis. Beta testing is conducted solely for the purpose of evaluating the software capabilities of the new functionality of the https://instaschedulepro.com/ Service. At the same time, during the beta testing, the User is not entitled to the rights and benefits specified in this Agreement or to other legal documents of the Administration; There may be additional requirements for such use. The User confirms and understands that he participates in beta testing at his own risk and that the functionality of the https://instaschedulepro.com/ Service provided in beta mode may contain flaws. Administration is not responsible for providing continuous access to the functionality of https://instaschedulepro.com/ Service in beta mode, and is not responsible for events occurring during the beta process.
6. By accepting the terms of this Agreement, you trust our professionalism and get the opportunity to use https://instaschedulepro.com/ Service. We, in our turn, undertake to ensure proper protection of UsersÕ information, including their personal data from unauthorized access and disclosure.
7. As only an instrument of work, https://instaschedulepro.com/ Service takes no responsibility for any loss, including direct, indirect, incidental, unintentional damage, including damage to reputation.
8. https://instaschedulepro.com/ Service Mangement Team has the right to send service, information and other types of e-mails and InApp-messages.
9. https://instaschedulepro.com/ Service Administration is not responsible for the content posted through the Management Team service on the pages of the User, as well as for blocking their accounts in social networks. The Management Team of https://instaschedulepro.com/ service also reserve the rights to delete comments in Blog section which breach these Terms and/or the legislation of the country of the Management TeamÕ registration.
10. https://instaschedulepro.com/ Service Management Team unilaterally without prior notice may suspend the UserÕs access to the Service.
11. The Management Team of https://instaschedulepro.com/ Service has the right to limit its functionality without prior notice. The User acknowledges that the Management Team interacts with social networks and that the use of the Service is largely dependent on the availability of such social networks. If at any time any social networks stop providing their programs on reasonable terms, the Management Team may terminate access to such functions to the User without compensation for any damages, possible loss, or los_ profit.
12. The User has the right to use all the functions of https://instaschedulepro.com/ Service within the framework of the paid Plan.
13. The User undertakes not to publish content via https://instaschedulepro.com/ Service which is illegal, offensive, pornographic, inciting hatred, as well as violating of other rights and interests of citizens and legal entities or the requirements of the legislation of the country of incorporation of the Management Team. The User also guarantees that the content does not contain any forbidden borrowings, that the rights for any objects (including exclusive intellectual property rights and usage rights for images of people) used as content belong to the User and/or he has received the appropriate permission from the corresponding object right holder according to the legislation of the country of the Management TeamÕs incorporation. The User is solely responsible for any information which he uploads or any other way publicizes (publishes) on his InstaSchedule Pro account.
14. When citing any Blog articles in full or in part, including those ones subject to copyright, the reference to the website of the Management Team is required.
15. When registering with InstaSchedule Pro Service or to gain access to it, the User enters an email (login) and password. The User is responsible for the security of their login and password, as well as for everything that will be done on InstaSchedule Pro Service under the UserÕs login and password.
16. The administration has the right to block or delete a User account whose actions are considered as spam.
17. The User agrees not to reproduce, duplicate or copy, sell or resell any parts of InstaSchedule Pro Service, except when such authorization is given to the User by the Administration.
18. InstaSchedule Pro Management team does not bear any responsibility for any contracts between the User and third parties.
19. The User agrees to notify us immediately if they are aware or reasonably suspected of any security violation, including loss, theft or unauthorized disclosure or use of a login, password or account.
20. In case of disagreement of the User with the Agreement or its updates, the User is obliged to refuse using InstaSchedule Pro Service.
21. Before purchasing one of the Tariffs of InstaSchedule Pro Service, the Administration proposes to the User, who wishes to use InstaSchedule Pro Service, they try the 7-day version of the Start plan absolutely free of charge, in order to avoid making a return or refund during the following months, for reasons related to lack of Functional and technical capabilities. The Administration does not provide any guarantees that InstaSchedule Pro Service will meet the requirements or expectations of the User, will fully comply with its purposes and tasks, or will always be available, uninterrupted, timely, safe, complete, and function without errors. InstaSchedule Pro Service is provided Òas isÓ. Based on the foregoing, the refund is not provided for the following reasons: the presence of short-term/one-time disruptions in InstaSchedule Pro Service, elimination by the Administration; lack of funds from the User; If the use of InstaSchedule Pro Service is no longer possible for personal/professional reasons; And also because of the transition to any other service. We hope that you will get the most out of your trial using InstaSchedule Pro!
23. The User has the right to terminate relations with the Administration, using a special interface to delete their InstaSchedule Pro -account from the Service. Note, however, that all the planned publications will not be published and it will be impossible to restore publications once termination has been processed.
24. This Agreement is governed and interpreted in accordance with the legislation of the country of registration of the Administration, as well as issues not regulated by this Agreement.
25. With the exception of payment obligations, neither party shall be liable for any failure to perform its obligations under this Agreement if such failure is the result of any other circumstances other than circumstances under the reasonable control of such party, namely: fire; flood; hurricane; earthquake; vandalism; accidents; sabotage; power failure; denial-of-service attacks or similar attacks; Internet failure; natural disasters and epidemics; hostilities; strikes, lockouts or interruptions at work; And any regulatory acts of the government or other authority, including decisions and decisions of the courts.
26. You may choose to or we may invite you to submit comments, feedback, suggestions or ideas relating to InstaSchedule Pro Service, including without limitation on how to improve the Service or our products (hereinafter referred to as ÒIdeasÓ). By submitting any Idea you agree that your disclosure is gratuitous, unsolicited and without restriction and will not place the Management Team under any fiduciary or other obligation and that we are free to use the Idea without any additional compensation to you, and/or to disclose the Idea on a non-confidential basis to anyone. You acknowledge that, by acceptance of your submission, the Management Team do not waive any rights to use similar or related ideas previously known to the Management Team, or developed by its employees, or obtained from sources other than you.
We will be happy to hear your suggestions on the operations of our service. Therefore, if you have any question or recommendations related to InstaSchedule Pro Service, we always welcome your letters at or comments sent to us via the online support window in your browser.


text:
Long Sleeve Cocktail Dress
Long sleeve cocktail dresses create an elegant party look. They're perfect for Fall or colder Winter weather. A long sleeve dress can be a modest option for wedding guests or party-goers, covering your arms in style. A simple black long sleeve design is a classic choice for any women searching for a timeless look. A long sleeve cocktail dress at knee length is a very classy and stylish look for most women. This can be a fitted design, or an A-line fit and flare short dress with a pleated skirt. For 2019, you can shop the latest cocktail dress trends. This includes black velvet, lace, sequins and glitter looks. These all have long sleeve options and can include sheer or three quarter length sleeves.
Jovani 1155 Navy Long Sleeve Dress
Jovani 1587 Knee Length Scuba Dress
Jovani 1884 Long Sleeve High Neck Dress
Jovani 3152 Long Sleeve Illusion Dress
Jovani 4067 Red Jersey Long Sleeve Dress
Long sleeve party dresses in plus size are very flattering for women of all shapes. Jovani's new 2019 cocktail designs are all available in sizes up to 24 and down to 00 to suit petite women. This means everyone can find their perfect long sleeve look. Short sleeves are another option that is gorgeous for summer events. They're ideal for attending weddings. A short sleeve party dress in a great color such as pink, dark blue, gold or purple is sure to make you stand out. Floaty chiffon designs are a top choice for these spring or summer occasions. Complete your outfit with the right jewelry, shoes, handbags, and accessories.
Search from our new collection of short dresses with sleeves in mini or midi (knee) length. This includes flattering wrap, shift and sheath styles for women of all ages. A midi dress is beautiful for day or night. Pick from floral print, fringe, and dresses with sequins. This will make you stand out at your next event. Order a look that flatters your body type and sense of style. Pick from a high halter neck, v-neck, and strapless sweetheart necklines. You can even find long sleeve looks that are backless or with a high low skirt. Choose from red, black, white, blush, green, and navy dresses. Get the best customer service from any retailer site or in our store.
Our full clothing range includes daring jumpsuits, jackets, and two-piece looks. These are a set with separate tops and skirts. You can find many unique designs in our new arrivals. This includes formal strapless gowns and casual short dresses. When shopping for your event, have a clear view of what you need. Aim to flatter your shape and body. Pick a length and fabric that's right for your special occasion. Jersey, tulle, chiffon, and satin are all popular fabric choices for 2019.


text:
Quotes on life
Quotes on life
Quotes on life
Thought is the original source of all wealth, all success, all material gain, all great discoveries and inventions, and of all achievement.
—Claude M. Bristol
We have passed from a world based on material limitations into a world that is determined by mental concepts. We have moved from the age of things into the "Psychozoic Age," the age of the mind. Wealth and opportunities are contained more in the person you are and the way you think than in the assets you have acquired in life so far.Your future lies more in your ability to apply your mind and in- telligence to your work and your life than it does in your current job or situation.
Because health, wealth, and happiness are essentially mental, there are very few limits on how much of them you can acquire for yourself. In this chapter, and in subsequent chapters, you will learn many of the simple, practical, proven methods, techniques, and strategies used by high-achieving men and women in every field to accomplish far more than they, or the people around them, ever dreamed possible.You will learn how to break the bonds of limited, conventional thinking, expanding your desires and ambitions so dramatically that you will be able accomplish any goal that you could ever set for yourself.
There are three major forces reverberating through our world today, transforming everything they touch and creating unlimited oppor- tunities for the creative minority.These three forces are the incredi- ble growth in information, technology, and competition.
➤ Information and Knowledge Explosion The information revolution, combined with the speed of computer- ized information processing, the Internet, and wireless communica- tions, is enabling knowledge in every field to double every two or three years. Fully 90 percent of all the thinkers, inventors, engi- neers, scientists, writers, entrepreneurs, and creators of all kinds who ever existed are living and working today. The results of their efforts are becoming almost instantaneously available to each other, thereby doubling and tripling their outputs.
➤ Technological Advances The explosion in technology and high-speed computers is literally breathtaking. Today, you can e-mail a message around the world to dozens, hundreds, or even thousands of people simultaneously, in a matter of seconds, at a cost of pennies. The World Wide Web gives you access to tens of millions of other Internet users, as well as to the accumulated knowledge stored in more than 50,000 libraries and research institutes. Instantaneous transmission of data enables the money markets to move a trillion dollars per day, sometimes in seconds, making it impossible for countries to control their curren- cies, much less their economies.
In the twenty-first century, you will own a laptop computer with a microchip that can process one billion commands per second. It will have a long-life battery and a built-in cellular telephone, con- nected to cells and satellites that will enable you to communicate instantaneously with almost anyone, almost anywhere in the world. You will have your own personal telephone number that will enable anyone in the world, anywhere, to telephone you, wherever you are, whether or not they even know what country you are in. And this
telephone technology will probably fit on your wrist like a large dig- ital watch does today.
➤ Thriving Competition The third major factor driving our lives is competition. Every busi- ness organization wants to generate sales and make profits, locally, nationally, and internationally, if possible. To survive and thrive, each person and business must be continually seeking faster, better, newer, cheaper, easier ways to deliver value to their customers.
Every advance in knowledge and technology creates opportuni- ties that fleet-footed competitors can grab and run with to create new products and services to leapfrog each other in their markets. All three forces—information, technology, and competition—are multiplying times each other to create the greatest rate of change in human history. And if anything, the rate of change is going to in- crease in the years ahead.
Fully 80 percent of the products and services that you will be using five years from now will be brand-new or completely transformed from today. Probably 80 percent of the jobs being done in five years will be new jobs or jobs that have been completely transformed by the onrush of information, technology, and competition. And the good news is that every single change that takes place opens up more opportunities and possibilities for you to achieve your goals and make greater progress, faster than ever before.
The forces of change impact everything you do. The rate of change is accelerating week by week and month by month. The speed and variety of change is something over which you have no control, and about which you have no choice. The only decision you have to make is whether you are going to be a "master of change" or a "victim of change." Are you going to be a creator of circumstances or a creature of circumstances? Are you going to ride the wave and stay ahead of the curve of change, or are you going to be bowled over by it and left in its wake? It will be one or the other, but the impact of change will be forced upon you, whatever you do.
If you want to learn how to cook, you study cooking. If you want to be a lawyer, you study law. If you want to be an engineer or an ar- chitect, you study engineering or architecture. And if you want to be financially successful, you study others who have become financially successful before you.You find out what they did, and you do the same things, over and over, until you get the same results.
Making money is a skill, like riding a bicycle or operating a com- puter. Because it is a skill, it is therefore learnable by anyone who wants to acquire wealth. If in the past you have accepted the false idea that you cannot make or keep all the money you want, it is now time for you to get rid of that idea. It is a false belief. It is time for you to decide to become financially independent.
The Greek philosopher Aristotle first articulated the foundation principle of Western philosophy in about 350
. It became known as the Aristotelian Principle of Causality. Today, we call it the Law of Cause and Effect. This law says that for every effect in your life, there are specific causes. It says that everything happens for a rea- son. Success is not an accident. Failure is not an accident, either. What happens to you is not determined by luck or by coincidence. It is the result of unchanging law.
My journey from unemployment and poverty to success and fi- nancial independence started when I began to study the most suc- cessful people in our society. My idea was simple: I would find out what they had done to accomplish so much, and then I would do the same things. Why reinvent the wheel? What I discovered changed my life. It will change yours as well.
When I began my reading and research in the 1960s, there were seven hundred thousand millionaires in the United States, mostly self-made, having started with nothing. By 1980, according to the IRS, there were 1,800,000 families or individuals with a net worth of more than one million dollars. Today, there are more than five million millionaires, an increase of 277 percent in 22 years. And most of them are self-made as well.These are men and women who started with little or nothing, often broke or deeply in debt, and who gradually accumulated enough money to become financially independent.
Self-made millionaires come from every walk of life, with every level of education and skill, and with every difficulty, obstacle, handicap, and challenge to overcome that you could ever dream of. Some are young and some are old. Some are new immigrants who arrived in America unable to speak English, and some are from families that have been in America for generations. Some have excellent educations from the finest universities, and some are high school dropouts. Some have superb physical health and others are in wheelchairs, hard of hearing, blind, or have other physical limitations.
The most important thing to remember is that no matter what difficulties you have, no matter what problems you feel are holding you back, someone else, and probably thousands of other people, have had far greater obstacles to overcome than you could possibly dream of, and they have gone on to become successful nonetheless. And what others have done, you can do as well.
Dr. Thomas Stanley of the University of Georgia spent more than 30 years studying self-made millionaires. He interviewed thousands of them and compiled his findings into a variety of books, research studies, and reports, including two best-selling books, The Million- aire Next Door and The Millionaire Mind. His research shows that every single kind of person, from every walk of life, has been able to start from nothing and pass the magic million-dollar mark by doing certain things in certain ways, over and over again.
When I began studying self-made millionaires, I was living in a rented apartment with rented furniture. I had a used car that was not paid for and I was deeply in debt. I was between jobs and living off credit cards.
The first thing I found was that self-made millionaires did things differently from average people, and I was tired of being av- erage. I therefore decided to stop doing what I was doing, which wasn't working, and to start doing what they were doing. My life has never been the same since this decision.
It wasn't easy to change my thinking about money and my fi- nancial future, but eventually these efforts began to pay off. Like a large ocean liner changing direction, one degree at a time, my habits began to change. Within five years, I was out of debt and making good money. In another five years, I passed the million-dollar mark. When I look back, I see that it was no miracle. All I really did was to learn what other successful people had done before me and then do the same things until I got the same results.
There are a great many myths about self-made millionaires. If you want to become a self-made millionaire yourself, you must dispel these myths from your own mind. Remember, as the humorist Josh Billings once said, "It's not what a man knows that hurts him; it's what he knows that isn't true."
Many people have fixed ideas or beliefs about themselves and money that are holding them back. These ideas may be completely untrue, but they will cut off your chances of success nonetheless. You must get over them. To achieve something you've never achieved before, you will have to think in ways that you have never thought before. One myth is that you have to have a great education to become rich. Another myth is that you have to start off with a lot of money. Some people are convinced that financial success depends on get- ting a lucky break of some kind, like picking a hot stock in the stock market.
None of these myths are true. In fact, a survey of members of the Forbes 400, the 400 richest men and women in the United States, found that high school dropouts in the group who made it to the list were worth, on average, $300 million more than university graduates on the list.
The most successful immigrant group per capita in the United States, in terms of starting and building successful businesses, are Russians.Why is this so? It is because the Russians have come from a system where it has been so extraordinarily difficult to succeed that when they arrive in America, believing that America is the land of opportunity, they find that it is much easier to succeed than they have ever experienced.
As a result, Russians start business after business and achieve successes that the average American continually claims are no longer possible. Because they absolutely believe that it is possible for them, they make their dreams come true. Their beliefs become their realities.
The past president of General Electric Company, Jack Welch, was considered to be one of the best business executives in the world. He said that the most important single quality of leadership is what he calls the "reality principle." The reality principle says that you must deal with the world as it is, not as you wish it would be.You must strive to be completely honest with yourself and your situation.You must refuse to engage in self-delusion and the hope that things will work out whether or not you do anything about them.
Especially when it comes to building wealth, you must be totally honest with yourself. You cannot afford to play games with your own mind if you truly want to be wealthy.You cannot wish and hope and pray that somehow you are going to win the lottery or strike it rich as a result of luck or some remarkable external circumstance.
Often people ask me about the role of luck in success.They are con- vinced that luck is a critical factor in achieving anything worth- while. They feel that some people are just lucky and some are not. They talk about luck as if it were a matter of fate or destiny, largely inexplicable. They insist that a person gets to the top of his field largely as the result of getting lucky breaks, which they, of course, did not get.
I have studied the concept of luck for many years. My conclu- sion is that luck is a word that people use to explain away things that turn out much better than could have been expected. If a person achieves great financial success at a young age, people say he was "just lucky."
Some people use luck to describe something remarkably good that happens that is out of the ordinary. But it is not luck at all.The fact is that all so-called lucky outcomes are really the result of prob- abilities.There is no such thing as luck.
The Law of Probabilities says that there is a probability for everything that happens. These probabilities can often be deter- mined with considerable accuracy.The entire insurance and under- writing industry is based on probabilities, which are expressed in actuarial tables.
There is a probability that you will become a millionaire in the course of your working lifetime. Today in America, one family in 20 has a net worth of more than one million dollars. This means that your likelihood of acquiring a million dollars is one in 20, or 5 percent.
However, this also means that your likelihood of not acquiring one million dollars, should that be your goal, is 95 percent. These are not good odds.Your job must be to improve the odds in your fa- vor.Your aim should be to dramatically increase the probabilities of achieving financial independence by doing more and more of those things that will help you to achieve your goal.This principle applies to anything you want to accomplish.
The more different things you do that are likely to help you to achieve your goal, the more likely it is you will do the right thing at the right time. If you set clear, written goals, make detailed plans, and continually upgrade your skills to increase your income, you in- crease the probabilities that you will earn a good living.
If you study money and investments, save and put aside 10 per- cent to 20 percent of your income every month, keep tight control over your expenses, and think long-term about your financial life, you will eventually become a millionaire. It is not a matter of luck. It is just a matter of probabilities.
Imagine you are an inexperienced dart thrower, slightly inebriated, in a darkened room, standing some distance from the dartboard. Even under these conditions, if you throw enough darts in the di- rection of the dartboard, you would eventually hit it. And if you continued to throw darts, almost in spite of yourself you would be- come more accurate. As a result, by the law of probabilities, you would eventually hit a bull's-eye.
This metaphor explains why people who start off with high levels of desire and determination ultimately succeed. They just keep trying. And by the law of probabilities, they finally win. It is not luck.They create their own luck by what they do, or what they fail to do.
Now, imagine the conditions are different. Imagine that you are a skilled dart thrower, and that you practice every day to get better. In addition, you are fully rested, clear-headed, and completely pre- pared.The lights in the room are bright and you stand at a reason- able distance from the dartboard. Under these conditions, all of which are under your control, the time it would take you to hit a bull's-eye would be greatly reduced. And of course, when you do hit a bull's-eye, everyone would tell you how "lucky" you were. But you made your own luck.
Throughout your life, you must be constantly thinking about all the things you can do, in every area, to increase the proba- bilities that you will be successful in achieving your goals. You should leave nothing to chance. You should refuse to wish or hope, or trust to luck.You must take control of your situation.You are responsible.
You will achieve financial success only after you accept that every- thing that you ever become is completely up to you.You are responsible. No one is going to do it for you. Keep repeating, "If it's to be, it's up to me!"
Fortunately, in America there are more opportunities for wealth creation and personal success than have ever existed previously in all of human history.The United States is the only country on earth that is commonly referred to overseas as "the land of dreams." In 2003, it was rated as the most entrepreneurial country in the world. This means that it is easier to start and build a successful business in the United States than it is anywhere else on earth.
As information and technology continue to expand and mul- tiply times each other, and competition continues to intensify, more and more opportunities are opening up every day for the creative minority who are willing to take advantage of them.Your job is to find these opportunities, and if you don't find them, cre- ate them for yourself.
One of the discoveries in the research on self-made millionaires is the finding that most of them start off with little or no money. Most of them start off by saving their money carefully for a long time un- til they have enough to start a small enterprise or business. Some of the biggest companies in America were started on a kitchen table or in a garage, like the Hewlett-Packard Company or Apple Com- puter. Some of the newest millionaires in America come from the field of multilevel marketing.Working from home, they paid $50 for a sample kit and went out to work. They sold something, made a profit, reinvested their profits, grew larger, and eventually achieved financial independence.
In Dr.Thomas Stanley's interviews with self-made millionaires, he discovered their common denominator of success.The most im- portant quality that self-made millionaires used to explain their suc- cess was the habit of hard, hard work.
Self-made millionaires work much harder than the average per- son. They start earlier, work harder, and stay later. According to many studies and interviews, self-made millionaires work an aver- age of 59 hours per week. Some work considerably more, especially at the beginning.
The average employed person puts in about 40 hours per week on the job, but only about 32 hours of that is officially working time. Fully 50 percent of time spent at work is wasted in idle socializing with co-workers, personal telephone calls, and personal business. Average employees start a little later, take long coffee breaks and lunch hours, and leave a little earlier. Even managers privately re- port that they spend fully half of the time they are at work doing things that have absolutely nothing whatever to do with the job.
Only about 5 percent of people working today work full-time on their jobs from the time they begin each day until the time they fin- ish.These people are the ones on the fast track in their careers.They are moving upward and onward, getting paid more and being pro- moted faster. They are the movers and shakers in every business, and everyone knows who they are.
The saddest part of the research into employee work habits is not just that people waste a lot of time at work. It is that in the other 50 percent of the time, when people are actually working on com- pany tasks and responsibilities, they tend to work on low-value, low-priority tasks. As a result, they contribute little of value to their companies. Low productivity leads to lower wages and fewer opportunities.
Every year, hundreds of thousands of people are laid off from large and small corporations, often from white-collar, midmanage- ment jobs. Why is this? The answer is simple. The companies have finally learned that they are paying high salaries to people who are producing very little of value. No company can survive very long under these conditions, and these companies are determined to sur- vive. So the redundant staff has to go.
If you are serious about becoming financially independent, or even better, becoming a self-made millionaire over the course of your career, here are two facts: First, it is definitely possible. Hundreds of thousands of men and women become financially independent each year after having started from nothing.Whatever others have done, within reason, you can do as well. The very fact that someone else has achieved a particular financial goal is proof it is possible for you. The only question is, how badly do you want it?
Second, the reality principle says that if you want to be success- ful in any area, you have to find out what other successful people have done to succeed in that area, and then do the same things over and over until you get the same results. As long as you don't try to fool yourself and look for shortcuts, you are virtually assured of eventually achieving, and even exceeding, your goals.
Begin today to apply the "40 Plus Formula" to your work and your career. This formula says that you work 40 hours per week in the United States for survival. If you work only 40 hours per week—if you work only the number of hours that are required of you—then all you will ever do is survive.You will tread water financially.You will make enough to pay your bills and perhaps a little more be- sides, but you will never get ahead and you will never be successful. According to the 40 Plus Formula, every hour that you put in over 40 hours on your job, or on yourself, is an investment in your future success.You can tell where you are going to be five years from now by simply looking at how many hours per week you put in on your job. Every hour over 40 that you invest in getting more results for your employer and your customers adds up and contributes to your long-term success.
If you work 45 to 50 hours per week, you give yourself an edge over your co-workers. If you work 55 to 60 hours per week, your long- term success is virtually guaranteed.You put yourself on the side of the angels. Many self-made millionaires work 70 to 80 hours per week to get established in their careers. There are no shortcuts to lasting success.
I have studied successful men and women in America for more than 25 years. I have never found a single successful person who got there working only 40 hours, or five days per week. The idea of the five-day week, which was promoted by the labor unions as a great advance in the life of the working person, has been the cause of more financial underachievement and failure than perhaps any other single myth.
The fact is that, especially at the beginning of their careers, all really successful people work much harder than the average person. They work 10 to 12 hours per day, six days per week.They work at this rate for many months and years, before they reach the point where they can slow down. The average self-made millionaire has taken 22 years to get from being broke to having a net worth of more than one million dollars. It is not easy and it is not quick. But it is definitely possible if you want it badly enough.
A key part of success at work is to use your time well, to focus on re- sults, and avoid the time-wasting social activities of the poor per- formers. In correlation with this is the need for you to "work all the time you work."
This is a remarkable idea for many people. Often employees think about work as if it was an extension of school.When they were growing up, they came to think of school as a place where you go to socialize. You take the required courses, but the most important part is spending time with your friends between classes. School be- comes a form of play.
Many people think, when they take their first job, that work is also a place where you go to spend time with your friends. This is why fully half of the working day is spent socializing, and in idle conversation on the telephone with friends and family.Work is seen as a giant sandbox where you continue to play as you did in school. You do a little work when the boss is watching, get a paycheck, and then go home.
But this is not for you. If you are determined to succeed greatly and be paid the very most, you must work all the time you work. When you go to work, you must put your head down and work wholeheartedly.
Many people believe the myth that you have to spend a lot of time getting along with your co-workers.They say, "Work is supposed to be fun!" And this is true up to a point.
Of course, it is important for you to be positive and agreeable person to work with. But you can accomplish this in a few minutes of pleasant interaction each day. You don't have to spend endless hours chatting about sports, television shows, and family activities. Your job is to work all the time you work.
When you work, you work.You do not pick up your dry cleaning or drop off your laundry during working hours.You do not socialize with your friends or chat on the phone with your family.You do not take long coffee breaks and extended lunch hours.You work all the time you work.You commit yourself to getting the very most done that you possibly can in the time that you have available to you.
Your goal is to earn the reputation around your company as being the hardest-working person in the organization. If someone wants to shoot the breeze with you, explain to him or her that you would be pleased to chat after work, but right now you have to get back to work. Keep repeating to yourself, "Back to work, back to work, back to work!"
People who achieve great financial success, either in their own businesses or working for other organizations, are people who very early develop a reputation for hard, hard work. There is a saying in business: "Everyone knows everything." There are no se- crets. Everyone knows who works the hardest in every organiza- tion, and who doesn't.
There is no quality that will bring you to the attention of people who can help you faster than your developing a reputation for being one of the hardest-working people in your company.
Napoleon Hill, the author of Think and Grow Rich, once told the story of a young man who started at the bottom of a large organiza- tion and eventually moved up into the top ranks of executives, passing all the people who had started with him at the same level. His strategy was simple. He noticed that his boss came in a little earlier than the rest of the staff, stayed to finish up his work, and left a little later than the others.This young man therefore resolved to arrive 15 minutes before his boss and to leave 15 minutes after his boss left.
He put his resolution into action the next day. This is another hallmark of high achievers:They don't procrastinate when they have a good idea; they take action immediately. The young man began coming in 15 minutes before his boss and going straight to work, continuing all day. When his boss left he would still be at his desk, working away.
The boss said nothing for several weeks. Finally, after work one evening, his boss came over to his desk and asked him why he al- ways seemed to be there, even though all his co-workers had left. The young man said it was because he was really determined to be successful in this company, and he knew he couldn't be successful unless he was willing to work harder than anyone else.
The boss smiled and nodded and went on his way. Soon after that, the boss asked him to do something that was not part of his job description. He did it quickly and well, delivered it to his boss, and went back to his desk. Soon after, he was given another assign- ment, which he also completed quickly. Within a year, the young man had been given several additional responsibilities, each one of which he accepted and fulfilled immediately.
In his second year, he was promoted to a higher position. He studied, upgraded his skills, and continued to work hard. Within a couple of years he had surpassed all of his rivals. He had earned the respect and esteem of the other managers.They soon promoted him.so that he was one of them, rather than one of the staff. His career took off. Eventually he became a vice president of the company.


text:
Have questions? Just ask.
FAIRWINDS Virtual Advisor is here to answer your credit union questions through smart speakers such as Amazon Echo or Google Home, and on your mobile device through Facebook Messenger.
Things you can say.
When you want information from FAIRWINDS Virtual Advisor, just say, "Ask FAIRWINDS Credit Union…"
While the FAIRWINDS Virtual Advisor won't have access to your personal account information yet, here are some of the things you can say when chatting with it:
- Where's the nearest FAIRWINDS branch?
- What is my routing number?
- What does refinancing mean?
- I've lost my debit card.
- How do I apply for a credit card?
- I'd like to set up direct deposit.
Let's start talking.
Getting started with the FAIRWINDS Virtual Advisor.
Amazon Echo
Using the Alexa app on your mobile device, search for the skill "FAIRWINDS Credit Union." Once the skill is added to the app, you'll be able to say, "Alexa, open FAIRWINDS Credit Union," to start a conversation.
Google Home
Just say, "Ok Google, talk to FAIRWINDS Credit Union," and then ask your questions.
Facebook Messenger
Simply go to Facebook, select "Send Message" on our page (or search for FAIRWINDS in the Facebook Messenger app), and then type your question to start a conversation.
Here are some frequently asked questions.
- Can I use it to access my accounts?
- For now, the FAIRWINDS Virtual Advisor won't answer questions regarding your individual account information because accessing it doesn't require a secure login. If you're looking for details about your personal account, Online Banking and the FAIRWINDS Mobile App are still the best way to get on-demand information about your accounts.
- How do I use the FAIRWINDS Virtual Advisor?
- You can access it using Google Home or Amazon Echo.
- What kind of questions can it answer?
- The FAIRWINDS Virtual Advisor can answer your questions about general financial knowledge — including definitions of financial terminology. It also can provide information about FAIRWINDS Credit Union, such as our hours, locations, contact information and other common inquiries. You can even access information about our products and services, and then help you get started with them. However, the FAIRWINDS Virtual Advisor will not access your personal financial information and can't answer specific questions about your personal or business accounts.
- Why can't it answer all of my questions?
- Since the FAIRWINDS Virtual Advisor is new, it still has a lot to learn. So it may not know everything immediately. However the more questions members ask, the more it learns and the more information it can provide you. We also have plans to add additional features and information to its skillset in the future. If you're looking for information that it couldn't provide, try searching for it on our website.
- Is it safe to use the FAIRWINDS Virtual Advisor?
- Yes, it's safe to use. It will not have access to your login to use it because it does not have access to your personal financial data.
- When is it available for me to use?
- Whenever you want! Once you're set up, you can strike up a conversation whenever you need information about FAIRWINDS — any time of day, wherever you are.