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This page about the essential packing list for hiking may contain compensated links. For more information read our disclaimer here
I have a confession to make….. I'm a lists person. Whether that's my every day 'to-do' list that I take great pleasure in highlighting through in yellow marker, or the checklist I go through each time I write a post such as this essential packing list for hiking, so I don't miss any important steps. I've no idea why it took me so long to write out a list that can be used each time we decide on a last minute ramble to satisfy one of Rob's itchy photography trigger finger moments!
Our trip to West Head Lookout at Ku-ring-gai National Park is one such trip where we really should have been more prepared. It wasn't until we starting to pull out the camera gear that Rob realised there was a crucial piece missing that connected his camera to the tripod and held it steady. I completely forgot to grab a hat and sunglasses (though luckily Rob had a spare pair of glasses in the car) and we really struggled to find somewhere to park and eat nearby which left us ravenous by the time we headed home.
Thankfully we were only on what is a local day trip for us so we coped just fine but, as we've decided to head out somewhere on a whim again this weekend (decision to be made today), I think it's time I put this essential packing list for hiking together so we don't forget anything on our next ramble. Most of these items can be kept ready in a backpack so you can just check all is in order the night before and then you just need to prep the other stuff ready to go in the morning.
Some of the items on the list may seem a bit excessive for a day away but in Australia, you can never be too complacent when it comes to rambling through National Parks or driving off the main roads; it can be all too easy to find yourself disorientated without phone reception or stranded if your car breaks down.
Dress Appropriately (and be prepared for all kinds of weather)
Boots or Shoes:
It can often come down to personal preference whether to go with hiking boots or lighter hiking shoes but either way, comfort must come first. Don't choose a long ramble if you've got brand new shoes on; you could be asking for blisters galore. A good pair of sports/running shoes would be adequate if the terrain you are planning to walk in is reasonably gentle.
Great hiking socks are a blend of merino, polyester and stretch nylon. They remain breathable and comfortable no matter how much you sweat in them and the snug fit helps to protect your feet. Ordinary cotton socks are not advised as they hold onto moisture and can cause your feet to rub inside your shoes.
Shorts/Long Pants:
Durable, breathable and light fabrics work best. Jeans are not the best option because they make you sweat quickly and then they hold onto that moisture for far too long. If you do wear shorts, try and wear those that are fairly long and come to your knees to try and protect yourself from bushes. If you're out on a ramble in winter, you may still want to bring some shorts with you – zip off hiking pants are a great invention! Personally, I love wearing activewear leggings any time of year.
Long Sleeved Shirt:
Choose a long-sleeved shirt with collar to give you good protection from the sun without the need to keep re-applying sunscreen or, if you really want something lighter, then opt for an active wear style t-shirt rather than a cotton one so that any sweat is wicked away from the body but remember to keep your skin protected with insect repellent and sunscreen.
Warmth Layer:
It could be a hot and sunny day when you head off on your ramble, but Australian weather can be a bit unpredictable and, if you get caught in an evening chill after walking all day, you can get surprisingly cold very quickly. For occasions like this, have a light thermal base layer packed into your backpack that you can quickly pull out and put on. Merino is our fabric of choice.
If you are going out in winter, it's also wise to have a fleece, beanie and gloves hand or, if you are heading inland, you may even want something warmer than a fleece depending on how much you feel the cold.
Wet Weather Gear:
A light spray jacket is ideal both as a windbreaker (use as a thermal layer) and wet weather outings. It's also wise to have a couple of disposable ponchos in your bag in case you're caught out.
Hat & Sunglasses:
Always wear a hat when you are out in the Australian sun – preferably it has a wide enough brim to shade your entire face and even better if it shades the back of your neck too. A soccer/baseball style cap is not the best option but better than nothing and visors are really a no-no; the Australian sun will burn your scalp quickly, even in winter.
Sunglasses with polarised lenses are best but anything that protects your eyes from UV rays and glare off water is good to protect your eyes.
Emergency Items:
A basic, light weight medical grade first aid kit is pretty much essential. At the very least, make sure you have a compression bandage, triangle bandage and emergency blanket. Also pack in Panadol, antihistamines, antiseptic and any medication you need (enough for overnight in case you get stuck).
Not strictly emergency items but wise to bring is lip balm, baby or body wipes, insect repellent, sunscreen, moisturiser, headtorch, pocketknife, personal locator beacon, matches, map of the area and compass.
Other Gadgets & Gizmos:
We personally don't go anywhere without a decent camera but, if you don't have a photography mad person on your ramble, then a good smartphone is perfect for taking memories of your day (of course, you want to carry the phone for safety anyhow). If you're bringing a camera with you, it's also wise to bring extra SD cards and batteries (and USB charger for your phone for use in the car).
Food & Snacks:
You'll need food for the day and also keep an emergency stash of energy bars, nuts and dried fruit just in case you find yourself inadvertently having to wait for a rescue or until morning light to carry on. Reusable ziplock bags are perfect for the job as they seal food really well and keeps it fresh for a really long time, and we also love the fact we can wash them and use them again and again.
Always have at least two litres of water with you. Ideally in a reusable BPA free silicone, stainless steel or aluminium bottle. To save room, you can now get foldable water bottles that are surprisingly leakproof and have the added advantage that they won't get bent if dropped. It's also a good idea to take some water purification tablets with you if you need to top up your water from a fresh creek or stream.
For a day ramble, a 20-25 litre capacity hiking daypack is perfectly adequate to carry everything that you need. We love the Australian owned Bigfoot Venture Waterproof Backpack as it keeps all our gear dry, is super lightweight and the straps can be adjusted so that you can turn it into a shoulder bag. It also comes with an extremely handy waterproof smartphone case in case of accidents with muddy puddles or a dunny disaster!
Rubbish Bag:
Don't leave home or camp without it! Australia is a beautiful country, please don't spoil it by leaving rubbish behind. Also take food scraps with you as our native animals can become very sick and malnourished from eating human food and encourages them to be less fearful of humans. This can lead to a dangerous situation for both you and them.
This seems like a lot of stuff to take with you on a simple day out but pack the items well and you'll find you'll have more than enough room in your backpack and it won't be too heavy to carry throughout the day. The last thing you want to be is unprepared in case the day doesn't go to plan.
If you know of any other items that should be included on this essential packing list for hiking, please let us know in the comments below.
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How a Point of Sale System Can Benefit Your Business.
Every business, despite its size and the products or services it deals with, can benefit from a point of sale system. The point of sale system conducts different tasks that help in eth simplification of different aspects of businesses as inventory, sales, and order.
A point of sale system will enhance the efficiency of a business from conducting tasks that include the scanning of barcodes, computing the correct change, and even more complex tasks such as controlling inventory. A basic point of sale system too can bring in a lot of time saving to any business. A point of sale system is beneficial to a business in that it does away with paperwork and simplifies crucial business tasks. On top of this, most of these systems provide backups as well as online information storage that business owners can access from any location.
Each Point of sale system should be in a position to conduct the basic business tasks such as scanning barcodes, calculating the purchases, summing up the necessary local taxes, and calculating the correct change. All the above are tasks that a basic point of sale system should be in a position to perform. Systems that are more complex will be beneficial in the management of inventory. Once the barcode is scanned, a sales alert is made and the system makes an inventory update.
Point of sale systems that track stocks are very important in saving both time and money. Such systems help in reducing the amount of time that businesses take in tracking inventories and doing refills. Such systems are also beneficial in assigning different categories of items specific information about the sellers, and also keywords which facilitate a swift access. With this, a business can get categorized items and know the products which quickly sell.
On the point of sale systems, there are different options to select from. A business that is considering to have a point of sale system ought to first look carefully at what it needs carefully. It is also important for a businessman to consider his future needs. Since all companies look forward to growing, they cannot ignore the essence of having a system which will cater for their future needs.
In the initial stages of business, a simply fair point of sale system can be enough. The system however ought to be in a position to handle complex tasks to the business as it grows. Just as the manner in which not all businesses are the same, similarly, no all point of sale systems are the same. This therefore calls for the need of business people to consider how they use the system at the moment, and the manner in which it will be beneficial in the future.
What Do You Know About Restaurants

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Is the Canon 5d (original) a worthy upgrade to the Canon 50d? I mean can I expect a major improvement in DOF for portrait type shots and ISO performance? The 50d has a larger screen, weather sealing, live view and microadjustment; so is the later really worth it? Lasty, what program is used to check the shutter count on a 5d?


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LICENSED PRACTICAL NURSE, LONG–TERM CAREApply Now Job ID 1319521 Date posted 10/12/2019
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Graduation from a recognized program for Practical Nurses or an equivalent combination of education, training and experience. • Current full practicing licensure with the British Columbia College of Nursing Professionals (BCCNP). • Current CPR certification required. *Please upload a copy of your current, valid CPR certificate with your application*
Interior Health values diversity and inclusion. Our goal is to cultivate a workforce rich in culture, experience and knowledge to ensure equitable health outcomes for all of the clients we serve. We are welcoming of all populations including our Aboriginal partners throughout the Interior Health Region. We are committed to increasing our Aboriginal representative workforce to build an engaged, culturally diverse organization focused on the goal of providing high quality, sustainable healthcare through an engaged workforce and healthy workplaces. We build inclusive, trusting and respectful relationships through our partnerships. At Interior Health, Every Person Matters.
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GRANTS PASS, Ore. — Two parents were taken into police custody on Saturday after reports that their 1-month-old baby may have been abused, according to the Grants Pass Department of Public Safety (GPDPS).
Police dispatch received a call from Three Rivers Medical Center around 1 p.m., reporting that a baby boy had been hospitalized with "suspicious injuries."
Detectives took 27-year-old Bryan Merritt and 20-year-old Alexandria Williams — both transients in the Grants Pass area — into custody, booking them into the Josephine County Jail on charges of Assault 1 and two counts each of Criminal Mistreatment 1.
"The child was taken into protective custody pending an investigation into the nature of the injuries," GPDPS said.
The case remains under investigation, and the agency said that anyone who witnessed the alleged abuse or has any further information should contact the GPDPS Detective Division at 541-450-6260.
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- Grants Pass Family Welcomes Triplets
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Esquimalt Japanese Tea House Commemoration Initiative – We Need Your Help
We need your help to have the Township of Esquimalt build a multi-purpose building at Gorge Park that commemorates the Japanese history of that park! Please complete this online survey to vote for the multi-purpose building that incorporates Japanese design elements, Building 1. Below is the architectural rendering of Building 1. It incorporates modern Japanese architectural design elements. There is a comparable building in the Japanese Gardens in Portland (see image at the end of this post).
When you complete the online survey you will have an opportunity to see more information about the buildings being proposed and you can even suggest other Japanese design elements that they should consider such as a Zen Garden, bamboo garden or sliding doors and screens. You could even suggest a room to perform Japanese cultural demonstrations. The Township of Esquimalt is also going to hold an Open House on September 19 at the Esquimalt Recreation Centre from 6 to 8 pm where you can speak to staff and the architects about the proposed building. You might like to attend the Open House. However the key action that needs to be taken is completing the survey by Sep 29. The more support we show, the greater the probability of the of the Esquimalt council proceeding with the Japanese style building.
We are very close to achieving our goal to have the Township of Esquimalt erect a multi-purpose building that commemorates the Japanese history of Esquimalt's Gorge Park. Let us not be complacent and let this once in a lifetime opportunity slip through our fingers. Complete the survey and recruit others to do the same. You can forward this infromation to others to vote for the Japanese style multi-purpose building.
Thank you
Tsugio Kurushima
Victoria Nikkei Cultural Society
Japan Fest 2019
Save the date – don't miss our second annual Japan Fest on Saturday, July 27th from 3:00 PM to 5:00 PM!Experience the taste and culture of Japan at Japan Fest on July 27, 2019 at the Broadmead Village Shopping Centre. Enjoy powerful Japanese drumming by Uminari Taiko, graceful Japanese folk dancing by award winning Furusato Dancers and savour delicious Japanese cuisine provided by FUDO Japanese Restaurant.
FUDO will be providing a special $7 snack menu. This event is a family friendly FREE event that will run from 3:00-5:00 PM in the court yard outside of FUDO.
NEWS RELEASE – Japanese community concerned with Victoria's cherry tree removal
For Immediate Release
February 26, 2019
Japanese community concerned with Victoria's cherry tree removal
Victoria – The Victoria Nikkei Cultural Society is worried the City of Victoria's urban forest plan could threaten the future of the culturally and historically significant cherry trees lining many streets in Victoria and beloved by the entire community.
Victoria's first blossoming cherry trees were purchased and donated by the Japanese community more than eight decades ago after their float won first place and $300 in prize money in the Victoria's 75th anniversary parade in 1937.
"It's disappointing that City Hall has failed to consult with Victoria's Japanese community and the wider community about council's plans that could uproot history," said VNCS President Tsugio Kurushima. "It's ironic that the history of Victoria's cherry trees has been ignored at the same time VNCS is working with the Township of Esquimalt to right the historical wrong of the destruction of the Japanese tea house during the Second World War."
Kurushima pointed out the cherry trees were selected by Victoria's parks superintendent in the 1930s because native trees like firs and maples were buckling sidewalks. Cherry trees are also easier to maintain, require less watering, and prove hardier than many native trees.
"Sakura, or cherry blossoms, are a sign spring has arrived in Victoria and so many people love to celebrate the beauty they bring to our community," Kurushima added. "For more than 80 years these trees have survived and thrived, and it's clear that they can continue to spark joy for people many more decades."
Kurushima noted that the points being made that climate change and drought resistance being the reasons to replace cherry trees has been debunked by University of Victoria forest biologist Dr. Patrick von Aderkas.
"Rather than climate change, it's old age that is impacting the health of some of these 80-year-old trees. In fact, that time span is an incredible accomplishment for an ornamental tree," Dr. von Aderkas said. "The reality of these cherry trees is the exact opposite of claims being made – they have an excellent adaptation in the face of climate change due to the superior water-seeking abilities of their roots. They are tough urban trees that are low on maintenance."
Kurushima encouraged Victoria residents who share the Japanese community's love of the cherry trees and their annual blossoming to share their concerns directly with the mayor and city councillors.
Media contact:
Tsugio Kurushima, President, Victoria Nikkei Cultural Society
(250) 384-2654
2019 VNCS Annual General Meeting (AGM)
Victoria Nikkei Cultural Society
2019 Annual General Meeting
Sunday, February 24th, 2019
Gordon Head Recreation Centre, 4100 Lambrick Way.
(Multi-purpose Room)
- Registration – 9:30 am (Coffee/Tea)
- AGM – 9:45 am – 11:30 am (Reports, New Business, Election of Officers)
- Break and Refreshments – 11:30 am – 11:45 am
- Guest Speaker – 11:45 am – 12:45 pm
(Memberships can be created/renewed at the AGM or online)
Please plan to attend our Society's Annual General Meeting which will be held on Sunday, February 24, 2019 at the Gordon Head Recreation Centre, Multi-purpose Room, 9:45 AM to 12:45 PM. Following the AGM our special guest speaker will be Ken Watai, VNCS Board Member and sake importer.
Ken Watai, President of BC Sake Association, Board member and Treasurer of the VNCS
The Story of Sake
Ken's presentation will cover the history of sake, the sake making process, the types of sake. He will show a video of the sake making process.
Ken Watai has been a long time VNCS Board member and our Treasurer since 2010. After retirement over 20 years ago, he became an international marketing consultant for various mineral commodities for Canadian mining companies. From year 2000, he started his importing business of sake. He is the representative of 5 sake breweries and is responsible for providing sake to the Western Canada.
2019 Mochi-Tsuki Shinnen Kai and Potluck Dinner
2019 MOCHI-TSUKI KAI and POTLUCK DINNER
Presented by the Victoria Nikkei Cultural Society, the Japanese Friendship Society and the Victoria Japanese Heritage Language School Society
Sunday, January 20, 2019
Esquimalt Rec Centre
2:30 p.m. – 6:00 p.m.
Please join us for a potluck dinner, entertainment and interactive participation which includes mochi-pounding and traditional games to celebrate this New Year.
As this is a popular community event for all ages, there are a few guidelines that will be in place:
- Attendees must be Active Members of the Host Organizations
- Admission with a Main Course Dish to share: Please bring sufficient food to feed your family plus 2 (two) other people.
- As well, please LABEL your serving dish and utensils with your name and your food item with an ingredient list.
Drinks and Dessert will be provided for guests.
Thank You 2018 Japanese Cultural Fair Sponsors and Volunteers!
A big thank you to all the sponsors and volunteers that made this year's Japanese Cultural Fair a big success! お疲れ様でした!And to all you who made it out to the festival we hope you enjoyed it as much as we enjoyed putting it on!
Proudly Sponsored By:
An event like the VNCS Japanese Cultural Fair is only possible when many people work together. Here the VNCS would like to express a big thank you to our Sponsors/Donors. ARIGATOU!
PLATINUM Level Sponsors
Bento Sushi
Campus Auto Group (Acura, Honda, Infiniti, Nissan)
CFAX 1070 (Exclusive Radio Sponsor)
CTV Vancouver Island
Fudo Japanese Restaurant
Fujiya Japanese Foods
Jim Pattison Auto Group (Toyota, Lexus, Subaru)
Kool FM (Exclusive Radio Sponsor)
Monday Magazine
Township of Esquimalt
Victoria News
GOLD Level Sponsors
Jaga Silk
Sushi Rice Studios
Sushi Story
SILVER Level Sponsors
Aiko Sutherland
Art Gallery of Greater Victoria
Blenkinsop Valley Golf Centre
Butchart Gardens
Carlton Plaza Hotel, Best Western Plus
Carole Smith
Curtis Cross
Diane McNally
Eiko Larsen
Eric Wang
Gerry Bell
Happy Smith
Heart and Hands Health Collective
Henry Shimizu
Jack & Elizabeth Watanabe
Jean Murata & Ken
Jo Brooks
Jo Caragata
Joyce Matzke (Kimono Closet)
Joyce Pearlstone
Joyce's Kimono Closet
Junko Hicks
Kodo, The Way of Fragrance
Maureen Bird
Melody Cornell
Miho Lindley
Obara & Company Chartered Accountants
Pacific Mazda
Patti Ayukawa
Rose Oishi
Roy Katsuyama
Royal BC Museum
Scott MacDonald
Silk Road Tea
Susan Kurushima
Vancouver Island Bonsai Club
Yoshi Sushi Japanese Restaurant
BRONZE Level Sponsors
Amy Kawano
Ann-Lee Switzer
Bon Sushi (Royal Oak)
Buckerfield's Feeds & Pet Supplies (Saanich Store)
Connie Izard
Cristina Shore
Dale Brougton
Deborah Shepherd
Gayle Nye
Gardens at HCP
Golden City Restaurant
Grace Kamitakahara
Hiroko Currie
J&J Wonton Noodle House
Japanese Village Restaurant
Jasmine Restaurant
Koto Japanese Restaurant
Kuma Noodle Japan
Kuniko Brauss
Kunio Yamagishi
Linda Burtch
Linda Phillipsen
Lisa Okada
Margaret Hoyle
Marilyn Whitehead
Mieko Fedrau
Miichiko Seguev
Milestones Grill & Bar
Munro's Books
Nana Spence
Nessa Herman
Noodle Box
Pacific Shiatsu
Picnic (coffee shop)
Russell Nursery
Sen Zushi Japanese Restaurant
Sherry Goshinmon
Shiki Sushi
Shirley & Bruce Gorle
Shizen Sushi Japanese Restaurant
Susan Ikeda
Sushi Plus Restaurant
Sushi Time Express
Taste of Tokyo
The Pedaler Cycling Tour
The Roost Farm Centre
Tomoko Okada
Uchida Eatery/Shokudo
Umi Nami Farms
Wildwood Outdoor Living Centre (Cannor Nursery)
Pottery demonstrations by Harumi Ota – All Day at the Fair
Pottery demonstrations by Harumi Ota all day at the Japanese Cultural Fair, Oct 27th at Esquimalt Rec Centre
Harumi Ota trained in the forming and decorating of traditional Kutani-style ceramics in Ishikawa, Japan. Ota's art may be best described as an eclectic fusion of Japanese esthetics with a contemporary style reflective of his adoptive country, Canada. His art also contains vibrant influences of his year of mountaineering in South America. Ota's works have been shown at major ceramic exhibitions including the International Ceramics Competition Mino and the Kutani International Decorative Ceramics Competition in Japan, as well as the Fletcher Challenge Competition in New Zealand. After having moved to Canada from his native Japan in 1998, Ota established his first studio in Victoria, B.C. Shortly thereafter, Ota's passion for creating his own art evolved into offering workshops and formal art instruction. In 2001, his work was selected for Eye Candy, an exhibition of contemporary art at the Art Gallery of Greater Victoria. In 2013 he was artist in residence at the Fairmount Empress.
Ota most enjoys making non-functional pieces using the slip casting technique. These are high-fired once and fired again low temperatures, often several times depending on the type and quantity of colours used for the overglaze. He also makes colourful unique functional pieces that reflect a combination of the Japanese enjoyment of tableware and his own sense of fun. Ota uses an electric kiln at his studio in Victoria and still maintains two anagama kilns that he built in Ishikawa and Toyama, Japan.
For more information visit the 2018 Japanese Cultural Fair page here: http://www.vncs.ca/wordpress/2018-japanese-cultural-fair/
Dick Nakamura…gone but never forgotten.
It is with heavy hearts the VNCS has learned that Dick Nakamura passed away on October 8th, 2018. Dick was a prominent leader in the Nikkei community not only in the greater Victoria area but also throughout Vancouver Island. During the 1980's he worked tirelessly to mobilize the Japanese-Canadians on Vancouver Island in the fight for redress. It was because of Dick's vision and hard work that the Victoria Nikkei Cultural Society was established and got off the ground. We are forever indebted to Dick. He will be sorely missed and certainly not forgotten.
Dick's full obituary which was published in the Times Colonist on Oct 16, 2018 can be seen here: https://m.legacy.com/obituaries/timescolonist/obituary.aspx?n=&pid=190485391&referrer=0&preview=True
A Celebration of Dick's life will be held:
Sunday, October 28th, 2018
1:30 pm – 3:30 pm
Beach House Restaurant
5109 Cordova Bay Road, Victoria BC.
Dick's family has requested that in lieu of flowers or koden, please consider supporting the Victoria Nikkei Cultural Society, the Victoria-Morioka Friendship Society, the Nikkei National Museum or the Broadmead Care Society.


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KQ bags top award at regional feteWednesday, October 11, 2017 12:27
Kenya Airways #ticker:KQ (KQ) has been feted as Africa's leading airline at the 24th Annual World Travel Awards held yesterday in Kigali, Rwanda.
This is the second consecutive year the national carrier has won the coveted title, beating other nominees including South African Airways, RwandAir, EgyptAir and Royal Air Maroc.
KQ was also named the winner in the Business Class category for the fifth consecutive year, while Ethiopian Airlines bagged the award in the Economy Class category - winning it for the fifth year in a row.
"Winning these awards would not have been possible without the passion and dedication of the Kenya Airways team and the strong support from our guests. Our guests are at the heart of everything we do at the airline and these two awards confirm our undeterred commitment to them," said KQ boss Sebastian Mikosz in a statement Wednesday.
Ethiopian Airlines was feted as Africa's leading airline brand, coming out tops in the category against Kenya Airways, South African Airways, RwandAir, EgyptAir, Tunisair and Royal Air Maroc.
Cape Town International Airport in South Africa was named the region's leading hub while Diani Beach in Kenya was named as Africa's leading beach destination.
The World Travel Awards serve to recognise, reward and celebrate excellence across all sectors of the global travel and tourism industry within each key geographical region.
Last year's ceremony was held in Zanzibar, Tanzania.
Additional reporting by Lynette Mukami
In the Headlines
Lawyer fights 'secret State payment to Matiba family'By SAM KIPLAGAT
20 hours ago
NSE issues profit warning on tough economic conditionsBy TIMOTHY ODINGA By SAMUEL NJIHIA
10 hours ago
House levy is voluntary, says UhuruBy JOHN MUTUA
20 hours ago
Drivers to sit written test in NTSA changesBy EDWIN OKOTH
1 day ago


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The Fundraising Page of Shawn Pekarek
Shoe Guy Fundraising
A Message From Shawn Pekarek
Hello all, I just wanted to let you know that I am once again volunteering to be a Shoe Guy at the Ronald McDonald House (RMH) of Cleveland fundraising event Women, Wine and Shoes. It was a wonderful experience last year and I am honored to participate again. As I'm sure many of you know RMH of Cleveland provides beneficial support and services to families who come to the area to receive healthcare for an ill child. At last year's event, I heard first hand from some of the families who have benefited from RMH. Now, I am asking you to help and please DONATE! Every penny of your donation goes right to RMH of Cleveland and no where else. Please help this wonderful organization and the families who turn to them in their time of need, DONATE today.
raised of $500 goal
Ronald McDonald House of Cleveland, Inc.
- 10415 Euclid Avenue
- Cleveland, Ohio
- www.rmhcleveland.org
- Registration #34-1269123
About This Campaign
By supporting a Cleveland Shoe Guy's fundraising, you will be directly contributing to allow families to stay close to their child while they receive medical treatment at one of our local area medical facilities. Last year alone, we served over 108,000 individuals because of the generosity of donors like you and our incredible Shoe Guys. To make a secure donation, simply go the your favorite Shoe Guy's fundraising page and process your donation.
If you prefer to send in a check and include the Shoe Guy's name on the memo line. Please mail it to:
Ronald McDonald House of Cleveland - WWS
10415 Euclid Avenue
Cleveland, OH 44106
Thank you for your kind and generous support! We hope to see you at the Wine Women & Shoes event in Cleveland Saturday, October 13th!
Upon checkout, you will be given the option to cover fees so that 100% of your donation comes directly to RMH. Processing fees are approximately 4.28% + 30 cents. If paying via American Express, an additional 1% is added to that.
Kathy Supan gave a $50 donation to support Shawn Pekarek
Shawn Pekarek
Kathy, thank you for your donation. This great organization appreciates all the support that they get.about 1 year ago · Like
Kathy Beda gave a $100 donation to support Shawn PekarekI volunteered at the House for a couple years, what a rewarding experience. I wish I had known about the House back when my son was sick. What a wonderful place to have in Cleveland for families.


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Picking your hair for your big day is certainly a major ordeal. You need to look great, take into consideration your wedding dress and nobody can point the finger at you! You may even be endeavoring to coordinate your hair to your wedding cosmetics!
Picking a genuine hairdo for your big day can be precarious. It needs to suit your hair length, thickness, and layers however fortunate for you we've assembled all the best wedding hairstyles for a scope of hair length and sorts for you to experience passionate feelings for. From up style hair or free wavy locks, there's something for each kind of lady of the hour. In the event that you like the great look then you'll appreciate the chignon or ballet dancer bun. In case you're all the more a boho lady of the hour, at that point look at a few meshes or free waves!
1. Chignon
Likely the most well known wedding hairdo to date, the chignon or otherwise called a low bun comes in numerous varieties and is a great style for any lady. You can join twists, blossoms or tiaras to this search for whatever your heart wants!
2. Ballet performer bun
Another great look is the ballet dancer bun. This is one that sits higher up on your head so you do need hair with a smidgen of length to it, else, you'll get fly-away.
3. Half up/half down
This style works for a scope of hair composes and lengths. It's work of art and exquisite yet additionally fits for both day and night! This would particularly function admirably for somebody with thick hair keeping in mind the end goal to ease the burden.
4. Free waves
Free waves take a shot at any hair length and look straightforward however stunning. Match them with a blossom crown and you have a definitive boho wedding look that is just beyond words.
5. Twists
Certainly one of the more present-day inclines that have turned out to be progressively well known is plaits. Regardless of whether it's a solitary mesh or twisting your work into your hairdo, they work for both exemplary and boho weddings and all hair lengths as well! Look at our wedding gems page to fuse some bling into your hairdo!
6. Pigtail
Regardless of whether it's a high pig tailor a low braid, these have been around for quite a while on purpose. These complete tend to work better for those with long hair yet you can decide on pigtail augmentations keeping in mind the end goal to unite the look.
You can likewise go for a more smooth look instead of the muddled braid. The decision is yours!
7. Side scope
This style would work for a scope of hair lengths, however best for those with medium to long hair. This style clears your hair around to the other side of your body. It is a haircut that you'd most likely need to work with your dress' style and neck area.
It's unquestionably a more present-day look yet dazzling regardless.
The customs of wedding hair
Do :
- Have a hair preliminary before the enormous day
- Purchase your dress before you pick your haircut
- Try augmentations out, yet fourteen days before so you can take them out in the event that you don't care for them.
- Tune in to your beautician, yet additionally, hear yourself out
- Accept pictures as you go
- Do anything extreme or outside your solace zone
- Underestimate the intensity of hair accessories Overdo it.
- Presently isn't an ideal opportunity to be over top Wash your hair on the morning of your wedding.
- Second or third-day hair will hold a style superior to crisply washed hair
- Neglect your dress' neck area.
- On the off chance that the neck area is definite perhaps consider an updo?
If you like this Article "wedding hairstyles" then please share it with your friends and family :)


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Beautify spaces with the use of finely polished Black Granite, Red Granite, White Marble,Moon White Granite etc.
|» Products
|» Black Granite
Black Granite
For the convenience of our patrons we are offering a wide range of superior quality Black Granite that will modify your house with its exquisite patterns, long lasting shine and stunning appearance. This product is widely used for making numerous kinds of different buildings, temples, mosques etc. apart from this, our offered Black Granite provides a beautiful presentation to the exterior as well as interior of the particular structure where it is installed. It is accessible in several shapes, dimensions and sizes in order to meet the demand of the clients.


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Huawei Y9 (2019) has finally been reported by the company, particularly its Levant arm. Subsequent to surfacing in an ongoing listing on TENAA, a Chinese certification site, the smartphone has now gone authority. The Huawei Y9 (2019) is the successor to the Huawei Y9 (2018) that was launched not long ago with the HiSilicon Kirin 659 SoC and four cameras. The new smartphone from Huawei is outfitted with upgraded specifications and the key features include a 6.5-inch display, Kirin 710 SoC, and Fingerprint 4.0 recognizable proof technology. The Huawei Y9 (2019) is likewise furnished with dual cameras on the front and back.
While the Huawei Y9 (2019) cost is yet to be declared, the company has affirmed that the smartphone will be available in the market starting mid-October this year. Huawei claims that the new smartphone is aimed at the youthful generation "who favors gaming, photography, and entertainment." Notably, the Huawei Y9 (2019) may likewise launch as Huawei Enjoy 9 Plus in the Chinese market. To review, the Huawei Y9 (2018) was launched in China as Enjoy 8 Plus. Popular tipster Evan Blass has leaked a portion of the specifications of the supposed Enjoy 9 Plus in a tweet.
Huawei Y9 (2019) specifications
The Huawei Y9 (2019) sports a 6.5-inch FullView Display with a 3D curved outline. It is powered by the Kirin 710 processor and accompanies AI Power 7.0. Regarding optics, the smartphone highlights a dual rear camera setup with a 13-megapixel sensor and a 2-megapixel sensor. It likewise sports a dual camera set up at the front, with 16-megapixel and 2-megapixel sensors. Both the camera setups are claimed to accompany some AI-based highlights.
The Huawei Y9 (2019) accompanies Fingerprint 4.0 distinguishing proof technology that is claimed to unlock the smartphone in 0.3 seconds. The upgraded fingerprint technology likewise includes fingerprint route that empowers clients to deal with every one of the notices with one key.
As specified, the Huawei Y9 (2019) may likewise launch in China as Huawei Enjoy 9 Plus. According to the leak by Evan Blass, the smartphone will run EMUI 8.2 and sport a 6.5-inch TFT LCD display with 1080x2340 pixels resolution. It will pack the same octa-center 710 SoC, paired with 6GB of RAM. The smartphone is said to be outfitted with 128GB of inbuilt storage. It will allegedly be fuelled by a 4,000mAh battery.
Huawei Y9 2019 Using 6. 5-Inch Display, Kirin 710 SoC, Four Cameras Unveiled: Price and Specs Reviewed by TechNewsSites on October 01, 2018 Rating:


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Buy 1 Take 1 Milk Tea and Blended Drinks!
Buy any Milk Tea and Blended drinks on March 8-20, 2018 and get one to share! So grab your friends and drop by for a cool drink!
March is National Women's Month but Thinking Cup is making it an extended celebration to all. Don't worry Thinkers, buy 1 take 1 Promo is for everyone! So what are you waiting for? Grab a friend and come in to enjoy our delicious drinks.
Let us celebrate the month of all incredible Women out there! Sip and cheers!
Thinking Cup is located at Consortium Building, Corrales Avenue near Gaisano City Mall Parking Area.


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Dude. It's hard to be a parent.
Sometimes, it's just easier to abide than it is to struggle.
Put a little zen in your parenting with these gems from The Big Lebowski…
Quote: That rug really tied the room together.
Useful when: The stomach bug hits and you're watching the whole fam projectile vomit onto the rug, the wall, and all of your favorite things (while trying not to lose your goddamn mind).
Quote: Yeah, well, you know, that's just, like, your opinion, man.
Useful when: Anytime anyone opens their mouth and says anything.
Quote: This is a very complicated case, Maude. You know, a lotta ins, a lotta outs, a lotta what-have-yous.
Useful when: Your kids walk in on your make-out sesh and now you gotta explain some things. Also, it really throws the kids off their game when you call them Maude, particularly if they're not named Maude.
Quote: This will not stand, ya know, this aggression will not stand, man.
Useful when: Someone dares complain about the dinner you just served. Or anything else, for that matter.
Quote: I'm the Dude, so that's what you call me. That or, His Dudeness, or Duder, or El Duderino.
Useful when: Your kids' new friends are wondering what to call you. Or, just anytime you're introduced to someone new.
Quote: Obviously, you're not a golfer.
Useful when: Anytime you need sarcasm. Which is always.
Quote: Eight-year-olds, Dude.
Useful when: You're commiserating with other adults about the strange and largely inexplicable behaviors of human children.
Quote: I love you, but sooner or later, you're going to have to face the fact you're a goddamn moron.
Useful when: You realize your kids aren't the sharpest knives in the drawer, and you're at peace with that.
Quote: Careful man, there's a beverage here!
Useful when: Your kid is climbing into your lap and you're obviously just trying to relax and enjoy a nice bev. Or, anytime you need the kids to stop destroying everything in sight like the little barbarians they are.
Quote: F*ck it, Dude. Let's go bowling.
Useful when: You just can't even anymore, so you might as well go roll.


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The Business & Economics Reporting Program teaches journalists how to cowl cash it doesn't matter what their final specialty. CES programmes are designed for enthusiastic and intellectually curious students dedicated to increasing their educational horizons while overseas. To make sure that college students do properly, CES presents intensive academic advising, workshops and common monitoring. Maastricht University uses Downside-Based mostly Learning (PBL), a scholar-centered instructing approach. Small teams of students (12-15) work on educational or sensible circumstances ready by their professors. School act as guides to students who're accountable for their own studying and are expected to be committed, active and self-motivated.
The department offers Level 2 Certificate in Private Finance (CPF2) in the sixth form. The course is designed for people who are reaching a life stage after they now not depend upon others for his or her monetary provision consequently; getting ready them for college life. After finishing this … Read More


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Hibiscus aka Rosella Flowers botanical name; Hibiscus sabdariffa
Our office will be closed from Monday 16th December to Sunday 5th January. Orders can still be placed, but will not be processed until Monday 6th January onwards. Merry Christmas and a Happy New Year to all our wonderful customers. DismissSkip to content
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Hibiscus Rosella Flowers produce a deep dark red colour in cold processed or melt and pour soaps.
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5 Tips for Hacking Retention
We always mention AARRR metrics when we are talking about growth hacking. Each of them is important, however, in this post we will focus on retention since the growth hacks will be valuable if the retention is high.
Retention shows how many of your customers stick around. The opposite of it is customer churn. We would like to increase the retention where we have a low churn rate. If churn is high your growth funnel will be like a leaky bucket. It doesn't matter how many customers you acquire when your customers are churning. Hence, you should focus on retention to achieve your growth goals.
Let's dig in and explore the ways of retaining customers.
Tip #1: Test your funnel before putting more effort into getting traffic
Creating a funnel is important, however, you need to take into account that nowadays customers are not following a linear funnel. Besides, testing the methods that you have tried to acquire new customers is vital for avoiding the leaky bucket problem. Try to use a single method and see if your activation and retention plans are working.
Tip #2: Accelerate "Aha Moment"
Aha moment is important to keep the visitors engaged. If you speed up this process you can convert these visitors to the users. To achieve this goal, define your product's aha moment and actions that the visitors need to take. Then, try to decrease the necessary time to reach out to aha moment.
Tip #3: Keep your customers updated with emails
Keep calm and prepare an email marketing campaign, email is still alive unless you use it wisely. You can create a drip campaign or product-based update emails depend on your goal and product. Keep in mind that the main aim is retaining the customers.
Tip #4: Get feedback from customers
Feedback is the best output that you can get from your customers to improve your product. If your business is big it is difficult to talk directly with every customer, hopefully, there are numerous solutions out there to ask for feedback (such as SurveyMonkey, Google Forms). It's helpful to understand if your customers are happy with your product and the reasons if they are unsatisfied.
Tip #5: Activation and Retention are close friends
Time to time you may use the same methods for activation and retention. For instance, emails are great for both activate and retain a user. Let's talk with an example: you have an online store that you sell high-quality technology products like Bluetooth speakers. Since you are selling expensive products your customers may need more time to buy a product. If you observe that a new customer buys a product in 7 days on average, you can take this time as activation period. During a week, you can use emails to activate customers. You can offer coupon codes, show different products etc. After a week, the retention period will start, and you will try to get these customers back to your site and buy more product. In that case, the way of communication should be different. First of all, you need to determine when you will contact them and what you will mention. You can choose to reach out to them at day 14 and show them complementary products or the products on sale.
Each business has different retention periods
Depends on your business your retention period may differ. Here is an example: you are monthly publishing an online magazine. You will have subscribers and one time only customers. Your aim is targeting this one time only customers to convert them to subscribers and prevent churn building customer loyalty. So, you need to have two different communication methods. One is for assuring customer loyalty where you update your customers and ask for feedback and the other is for retaining. You may prefer to send an email or notification once a month to subscribers where you send a notification every two weeks to one time only customers.
In short, you need to decide your retention periods and strategy based on your business type and goals.


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B.C. NDP denies pipeline war distracting it from major legislation
VICTORIA — B.C.'s New Democrat government has reached the mid-point of its spring session without introducing any major legislation, leading the Opposition to speculate it may be distracted by the Kinder Morgan pipeline battle.
Premier John Horgan warned earlier this year how busy the spring with complex laws on legal marijuana distribution and caps on pain and suffering insurance claims for minor automobile accidents. Instead, the 11-week legislature session reached the halfway mark on Wednesday without a sign of either bill and only a handful of relatively minor pieces of legislation on the books.
"It's quite surprising that here we are going to round out this week and still we have really not seen much of any substance," said Opposition house leader Mary Polak.
Polak pointed to a high-profile political disputes that have monopolized much of the Horgan government's time, including its attempt to delay the Kinder Morgan pipeline expansion through court actions that now face retaliation from the Alberta and federal governments.
"One has to think that plays a role in this," said Polak. "I suspect there's something else in play too, and that is when you look at some issues and their caucus, I think they're having some difficulty coming to agreement, too, within their own caucus. I think that's likely stalled them.
"I know when you are in government, you can really slow down legislation when you can't bring your caucus together on an issue. We're seeing that on Kinder Morgan."
Not so, said NDP house leader Mike Farnworth, who pointed to delays in drafting as the culprit.
"One of the challenges, particular on the cannabis bill for example, the drafting is a key part of that," said Farnworth. "Especially since a lot of the regulations that are the responsibility of the federal level, we are only just finding out what they are."
"That's one of the reasons (federal) legalization is not going to be taking place at the beginning of July. Everyone is acknowledging it is going to be taking place later than that. The latest we've heard from the federal government is late summer. All of those things impact on our ability to do what is an important and very complex piece of legislation."
B.C.'s legislation on marijuana will set in law a purchase age of 19, a licensing system and a distribution model of stand-alone stores operated by the B.C. Liquor Distribution Branch. The government has previously said the marijuana bill will require complex changes to more than a dozen existing laws.
The ICBC legislation will alter complicated insurance laws. "It's complex legislation, we'll take the time to get it right," said Attorney General David Eby. "We'll be introducing it this session and there will be time to debate it."
Polak said she's been told by the NDP that all of government's legislation will be introduced by May 7. That would leave less than three weeks to debate and pass the major bills. "They've had quite a bit of time to get their house in order," she said.
The NDP government is confident it can get the work done before the legislature breaks for the summer on May 31, said Farnworth. "We're not going to be extending the session," he said. "There's lots of time."


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BoeFly aims to finance the masses
Can BoeFly democratize the finance business?
As franchisors and bankers rush to court the multi-unit operators of the Grade A brands, who´s left behind? The regular person, interested in a lesser-known franchise, who would like to own a business but more often than not can´t get a loan. BoeFly´s founders want to help, one unit at a time. But can they make a difference in a bigger-is-better world?
It's day two of an event to introduce 30 franchise brands to a roomful of lenders, and Mike Rozman and David Nayor, co-presidents of BoeFly and co-presenters of this April conference in Las Vegas, are gamely keeping up the energy. Brand after brand shows their video, then their slides, then their data points. They brag about their food, tout their average- unit volumes, praise their executive team, all to convince the financial crowd to lend money to their franchisees—and in the case of the lesser-known franchisors, to practically beg.
Mike Rozman, left, and David Nayor, are co-founders of BoeFly, the matchmaking service for business borrowers and banks.
This is franchise finance at its most basic, not the mega-deals for the high flyers with giant fees and blowout celebrations. Rather, it's BoeFly's mission to match every borrower with lenders willing to make a loan, and that's the core service they've offered since starting four years ago: an online marketplace where business borrowers post a single application and multiple lenders compete to close the deal. If any of these franchises succeeds in making a match, Rozman and Nayor will be ecstatic.
"Every time we hear about that closed loan, we're ringing the bells. It's exciting," says Nayor, BoeFly's soft-spoken chief operating officer who used to trade equity options for a living, moving millions of dollars a day for a bank's prominent private clients, but he was ultimately unsatisfied.
"Although it was the glitz and glamour of Wall Street, it became apparent to me I wasn't producing anything," Nayor says, something that came to bother him over time. He's 38, the same age as the surprise winner of this year's Boston Marathon, he offers in an interview the same week as the race. A long-distance runner himself, he prefers concrete results. "Seeing the expansion of a business or getting a business off the ground—trading is intangible. Small businesses are tangible."
Tangible, yes, and also tedious, to hold the conferences, make the introductions, qualify the prospects, submit the applications, evaluate the financials, one by one by one. BoeFly aims to speed up the process, with its original online marketplace and now with a new trademarked tool called bQual. Their real mission is to get financing to the masses.
"We think the old way is broken," says Rozman, the 6-foot-7 front man for BoeFly who churns out new ideas faster than his boss can evaluate them. That boss, CEO Bobby Tannenhauser, takes pride in BoeFly, and in his former career as a small-business lender, in getting capital to people who are shut out of the system, like women and minorities and young military veterans—and since the economic collapse, prospective single-unit franchisees. BoeFly "makes capital access available to everyone," says Tannenhauser. "We're democratizing the process."
The trouble is the finance business—long geared toward funneling money to those who already have it—takes a long time to fix.
A simple goal
BoeFly keeps offices on the Upper West Side in New York City, blocks from the American Museum of Natural History, guarded by Teddy Roosevelt riding a horse (the statue, that is, made famous in the movie "Night at the Museum.") Far from the business and financial hubs of Midtown and Wall Street, the neighborhood is beautiful on this spring day, lush and green and oozing old money and elegance.
BoeFly's mission is to make "capital access available to everyone," says Bobby Tannenhauser, CEO. "We're democratizing the process," but it's a long road ahead.
Tannenhauser, BoeFly's CEO, owns buildings in the area, including the spot around the corner that houses BoeFly's offices and Nayor's apartment. The office is workaday by contrast to its surroundings, with construction rattling the doors to make room for planned additions to the current seven-person staff. Rozman is in town for the interview and photo shoot, down from Needham, Massachusetts, where he lives and offices most of the time.
The vibe is casual. Ruby, a teeny but fierce dachshund dubbed "the office guard dog," confronts every visitor. Rozman's wife, Kris, and four kids age 8 and under troop in at one point, on their way to Central Park, on spring break. Caroline, Rozman's oldest, leads the way, tall like her dad and looking every bit the future business leader. (Rozman says he often explains finance concepts to her, like their recent discussion of "fungible assets." He didn't reveal how fascinating she found their talk.)
Rozman is the idea man at BoeFly, including his first product that became the basis for the firm. He was working at JP Morgan, doing big business in global custody (that means helping wealthy investors hide—that is, safeguard— their money in suitable locales worldwide.) "I wouldn't wish it on my worst enemy," he says at first, then softens his stance—the people were smart, the company was impressive, but it left him flat.
"It was not the most compelling work. What we're doing now is creating something," he says, but he's grateful the bank did fund his MBA studies in New York City and London. There he met a classmate with a doctorate in mathematics, and they started a company in 2003 to create scores for small-business lenders to use when evaluating prospects, called Edgeware Analytics.
Getting skinnier
"We had a simple goal. If we could get enough data we could help lenders make better credit decisions," Rozman recalls. His first cold call was to Tannenhauser, who at the time was running Business Loan Express, which at its peak was the second-largest, non-bank lender in the country with a $6-billion portfolio.
David Nayor was working there, too. "Our goal was to become more efficient. We were closing only 30 percent of our loans. We wanted to apply Mike's front end so we could unclog the pipeline," Nayor says. Why? The same reason any bank, or any franchisor for that matter, tries to get more efficient. "It led to more profitability on the deal and we could get skinnier on the loan."
Then came the financial crisis of 2008, which not only wiped out thousands of businesses in general, but in particular torpedoed Business Loan Express; as a non-bank lender, it didn't receive any of the bailout money the federal government doled out to rescue the nation's banks.
Soon enough Rozman started thinking about all those small-business owners also being shut out of loans, blocked from the capital they needed to survive, and his wheels started turning. "I went from a lender's mindset to these poor small-business owners. How can we service them so they do not have to go from bank to bank?" he asked.
He noodled about the then-fledgling LendingTree, which matches consumers with banks that compete for the loan, and about Kayak, which matches people with people for romantic encounters. "How can we use technology to serve them?" was the question, and BoeFly was the answer, launched with equity from Nayor and Rozman, and major financial backing led by Tannenhauser.
The crash, in other words, gave birth to a brand-new service. "The crisis, although I would never wish that again, as a launch time for us there was a real need" for BoeFly, says Nayor, and they started racking up the numbers: $3.8 billion in loans posted since inception; 4,600 lenders part of the BoeFly network; 125 franchise brands as members; 30 to 45 percent growth in loan activity per quarter over the last two years.
In just a few years they've created a vibrant marketplace, and that pleases Rozman as a business owner, certainly, but even more so as an enthusiast of economic principles. "I'm a true believer in marketplaces; I'm a sucker for them," he says, grinning because he knows he sounds nerdy, just like when he talks about fungible assets with his 8-year-old. "How does a borrower efficiently find a lender? I believe they benefit from going to a marketplace, rather than from bank to bank to bank. The marketplace works."
Small-business borrowers
Bob Mattice would agree. He's a Liberty Tax franchisee in Liverpool, New York, who for 26 years did taxes out of his home as a sole proprietor. The IRS a few years ago started requiring sole proprietors to take a qualification test, a practice since stopped, and Mattice did so.
"We think the old way is broken," says Mike Rozman about the franchise finance model. He has high hopes for BoeFly's new tool, bQual.
Soon after, a sales rep from Liberty called to convince him to open a franchise, something he'd never considered. "At first I thought it was a hoax," Mattice says about that phone call. After a visit to headquarters, where John Hewitt is CEO, he decided to bite—Hewitt, after all, is the co-founder of Jackson Hewitt as well as the founder of Liberty Tax, an impressive resume to a tax preparer like Mattice. But first he needed a loan.
As Mattice describes it, he submitted one set of numbers to the BoeFly folks, who helped him put together his business plan, profit-and-loss statement, pro formas and the rest of his financial story, and posted it on the site. Then he watched in real time as users logged in to review his application and make an offer. He received several responses and then secured a $63,000 Small Business Administration loan from the New York State Development Group, on a very tight time frame.
Mattice first met with Liberty last October and had to have his new franchise open by January 8 for the tax season. "The whole thing took me completely by surprise because I had no intention of doing this. Without BoeFly it would not have happened, because I wouldn't have had time to go out there and find the financing," he says.
Mattice is just the type of person who has the most trouble getting loans—he'd never before sought a business loan, he'd never purchased a franchise, and his franchisor doesn't figure prominently on those "preferred franchisor" lists that so many big banks have assembled in recent years. But it's not only individual business owners who can benefit from BoeFly's services; bankers, too, use the service to expand their reach.
Morgan Johns, senior vice president of the SBA lending group for Conestoga Bank in Allentown, Pennsylvania, says his bank was looking about three years ago for "alternative channels to produce a pipeline of loans," and then specifically an entrée into franchise loans, and came upon BoeFly.
Conestoga took a deal for a Kiddie Academy franchisee out of Baltimore and it turned out well. That led to meetings with Kiddie Academy executives to learn everything about the brand, which in turn led to today, when the early childhood educator is one of the bank's preferred franchise groups with which they do loans around the country, far from headquarters.
The BoeFly service "allowed us to go from one or two brands to doubling and tripling that in two to three years," Johns says. "It accelerated our exposure and growth in the franchise world." Other preferred franchisors for Conestoga include Goddard Schools, Sport Clips, Great Clips, Arby's, FastSigns, McAllister's Deli and Hand & Stone—quality franchisors, to be sure, but not necessarily the type (like McDonald's) where money automatically flows.
"A lot of the banks are chasing the same names," Johns says. "BoeFly, to their credit, has disbursed those percentages across more brands, meaning the franchisors are finding more banks that are able to do deals for them."
In other words the marketplace is working, which to Rozman means it's time to invent again.
'How do I create value?'
It's BoeFly's latest tool, called bQual, that Rozman is counting on most for the future of the company. BQual is a score BoeFly creates for an individual business borrower, to pre-qualify that borrower for a loan—just like the FICO score pre-qualifies individual consumers in the home mortgage market. That way borrowers know what kind of a franchise they can afford.
Bill Chemero is executive vice president for WayBack Burgers in Cheshire, Connecticut, and he calls himself "the guinea pig" for bQual, one of a handful of franchisors to jump on its debut when many said no. "I think the next wave of franchise development is to prequalify, just like in real estate," Chemero says.
"It's the 20-mile march for the last four-plus years that's built this community, and we're proud of that," says David Nayor, chief operating officer of BoeFly.
He pays $79 to use it for a prospective franchisee, and "90 percent of the candidates say sure, because it's not a credit report dinging you, so there's no issue there. There's no binding nature to it," he says.
At $300,000 all in, WayBack Burgers is one of the most affordable franchises in the restaurant space, and Chemero uses bQual as a way to more selectively invite prospects to its Discovery Day, held toward the end of their process, and also to focus more on personalities and trainability on that day rather than worrying about financing.
"I don't want the franchise sales department wasting their time," he says. "There's only so many million-dollar presentations a salesperson can do every day, so you want to make sure that hour is invested with the right candidate."
Charles Watson, vice president of franchise development for Tropical Smoothie in Atlanta, has used bQual for selected prospects for a couple of months. "I think it may well be a game changer," Watson says, although he's actually a bigger fan of BoeFly's main service, the matchmaking platform.
"It's extremely tough" for any franchise other than the very largest to get a preferred relationship with a banker, he says, although now that Tropical Smoothie has 385 stores the task is getting easier. "Five years ago there was nothing."
He praises BoeFly for organizing road shows, like the one described at the beginning of this article and co-presented by Franchise Times, where franchises present to lenders, for "giving smaller or emerging brands access, because the biggest thing with a banker is, 'what the heck is a Tropical Smoothie.'"
For BoeFly the problem is "what the heck is a bQual," which Rozman worked for 18 months to secure the contract to provide. Although their CEO doesn't worry about someone else swooping in to provide the same tool—"Good luck," he says wryly, "Let them go through the brain damage"—he does think someone with more money and marketing power could gain more attention and hence rise as a competitor.
Nor does he worry over the relatively low cost of BoeFly's services. They deliberately do not act as a broker on deals and so take no fees from the transaction, as they believe that runs contrary to their role as neutral matchmaker. That leaves them to charge modestly— $1,500 to $10,000 for a franchisor's annual membership fee, for example, based on the number of opened units, or $99 a month membership fee for lenders—not the kind of numbers that make financial types swoon.
"If you give a quality product at a reasonable price, in the long run we'll succeed," Tannenhauser says, dismissing the big hedge funds and investment banks that make outsized fees. "I don't see that they add anything to the economy."
Ordinary operator
Meanwhile Nayor and Rozman take satisfaction in serving the ordinary operator, one person at a time. "It's the 20-mile march for the last four-plus years that's built this community, and we're proud of that," says Nayor.
As for the glitzier lifestyle left behind, the kind glorified just blocks away in the heart of Wall Street, good riddance. "How do I create value?" is Rozman's favorite question. "Life is short. What fulfills us is helping those small businesses."


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Bedeschi has shipped the first of two gantry-mounted ship loaders, fully assembled, from La Spezia in Italy, to the new mineral bulk export terminal to be operated by Iberpotash at Álvarez de la Campa wharf in the Port of Barcelona
The scope of supply includes engineering, manufacturing, delivery, erection, installation, testing and commissioning.
The second shiploader will be shipped in the same way from La Spezia shortly.
The shiploaders will be used to handle muriate of potash (potassium of chloride), rock salt and food grade salt. They can work vessels up to 70,000dwt and nominal loading (belt conveyor) capacity is 1,500 tph.
The terminal at Álvarez de la Campa is much bigger than the one used by Iberpotash up to now in Barcelona, at the Contradic Nord wharf.


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Magnetic Net For Doors and Windows
The screen is suitable for all types of windows and doors. The insect screen is able to accommodate on metal grille windows and doors as the magnet is able to stick on to the metal grille. The magnetic insect screen is simple and easy to be removed for purposes such as cleaning or repainting the metal grille. The insect screen is usually able to last between 3 to 5 years. Currently the frame of the insect screen is available in 4 colours. This insect frame is more popular, compared to other insect frame as it is also save space for the door and window area.-Show Less


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Paper Dolls Kit - Princesses & Belles
RetailIn Stock
Customise, create and play with this gorgeous Paper Dolls Kit.
Each kit is filled with beautifully illustrated outfits and accessories to decorate using stickers and coloured pencils. This clever kit has everything you need to bring your doll to life! Impress your friends and family by completing scenes and adding your own creative touch. Great for budding designers and crafty kids!
Each Kit includes:
• 2 paper dolls with stands
• 24 pages of coloured clothes
• 18 pages of black and white clothes (for you to customise)
• 4 pages of stickers
• 12 colour pencils
Suitable for ages 5+
|Barcode #
|Tiger Tribe
|Unit Of Measure
Be The First To Review This Product!
Help other Tiger Tribe Pty Ltd users shop smarter by writing reviews for products you have purchased.


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Big Sam Allardyce, England AwaitsDalton Harris
Firstly, congratulations to 'Big Sam' Allardyce for achieving the England managers role. It's a tough role to take on as seen with the lack of England's success in recent years even with several top players at their disposal.
I mean this in no disrespect to Allardyce, but was he the most convenient man for the job as opposed to the best man for the job? If you look at the managers available to the FA, there were very few talented managers with a reputation of success. Eddie Howe – too young at 38 years old as I imagine he would want to achieve further success with Bournemouth for the time being. Arsene Wenger – a proven manager with plenty of achievements to date, but had a year left on his contract at Arsenal. Steve Bruce – Another manager who has been Mr Consistent over the years and hasn't got the dazzling image of an Eddie Howe or Arsene Wenger, but nonetheless has more than held his own with clubs in the premiership over the years with resources available to him.
Having said of this, what 'Big Sam' does have, and he has already admitted this himself, is man management skills and I think this is exactly what the players need. His track record has been plagued with a certain type of long ball system, which I personally hate. But, if you look closer, he has adapted to the players he has got, instead of having a pre-set style which he makes his players play.
As I've highlighted in previous blogs, in my opinion, the England team lack in team spirit, an identity and style that works and a ferocious passion to win. This, is something that Sam Allardyce has in abundance. In order to save a team from imminent premiership relegation, he has to be able to make the players believe they are good enough to stay in that division and galvanise those players to go the extra mile and dig in for their team mates around them.
Allardyce, has the know how and encourages the football secrets page of this website, which can only be a good thing in terms of player development and rehabilitation. "I want to look at things psychologically, and see if we can help in anyway there. I'll look at all areas, coaching, tactics, nutrition, the whole package." Going one step further and stating 'the bonding of the team is exceptionally important and trying to get the group together. I want my team to have fun'.
If Allardyce can re-produce all these elements into the England camp when they arrive, then surely this results in stepping forward as a nation. He has waited 10 years since last being interviewed as the man for the England job, and now he's got his chance. I hope that he incorporates everything from psychology to nutrition and sports science because I believe that will give the squad an edge.
However, what's most important is that Sam re-installs a belief of the players and takes the pressure off them so they can play naturally and freely, which ultimately I find, results in you performing to a higher standard whilst enjoying yourself. Whilst, I for one, will not be heaping pressure and expectations on the England squad and manager to win the world cup, I will certainly be expecting a different type of England team to the one that travelled to the European Championships this summer.
Good luck to Sam and I hope he does well, after all if Mourinho says your good enough, you must be doing something right.


text: £15.50 Availability: In Stock Stock Location: Description To be certain your drink is pure and to avert hangovers we offer for sale these magnificent drinking vessels made from unicorn horn. Please note when unicorn horn is unavailable we reserve the right to use a substitute. 5/5 (1 reviews) Write a review Horn capacity --- Please Select --- 300ml Qty Add to Hoard Add to Wish List Compare this Product Reviews (1) Write a review Your Name Your Review Note: HTML is not translated! Rating Bad Good Enter the code in the box below Continue Share Tweet


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16 Ribbon Court Frankston North VIC
This newly renovated property situated in Frankston North is ready to be leased!
With plans for a garage to be installed by the landlord this property also has it's own private courtyard at rear and is now affordably priced due to the planned construction of two new units on the land situated behind.
The bathroom and kitchen of this property has been modernised and there are newly fitted floorboards throughout. With plenty of natural light and situated in a quiet court location close to shops, public transport, east link/peninsula link and much more, this property has plenty to offer. Don't miss out!
Price : $330 per week
Property Type : Land
Purpose : Rent
Status : Leased
Address : 16 Ribbon Court
Zip Code : 3200
City : Frankston North


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A few weeks back I mentioned Spectre, the new James Bond film due for release in November 2015. It has seen its fair share of drama just in the making of the film alone, what with 2 stunt drivers suffering serious injuries from an overturned car in a stunt gone wrong, and then Daniel Craig's knee. The knee injury the 47 year old sustained during filming meant he had to undergo arthroscopic surgery to get him back to Bond stature! Evidently Craig is made of strong stuff as he has already returned to the set of Spectre less than a month after the injury. He is able to do all filming, but has had to delegate all of his running to his stunt double…the lazy devil!
Looking forward to this one, it'll be interesting to see Craig's physique and whether he was able to maintain the iconic Bond physique from Casino Royale.
Mail Online, (2015). Daniel Craig 'returns to filming Spectre' after undergoing surgery to repair a knee injury caused on the set of new Bond movie. Retrieved 14th April, 2015, from http://www.dailymail.co.uk/tvshowbiz/article-3038061/Daniel-Craig-returns-Spectre-set-going-surgery-repair-knee-injury-caused-playing-007.html#ixzz3XHScSlUl


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2020 Forsythe Farms CSA – Registration Open
Forsythe Farms CSA Membership
Nature's Unfiltered and Simple Food
Community Shared Agriculture (CSA) programs build relationships between a farmer and his or her community. A CSA program enables community members to invest in a farmer's production in exchange for a share of produce.
With your membership you're investing in the farms growing season. You get to share in the benefits and the risks of farming. With membership you share the seeds, the plants, the harvest and we do the work for our members.
Our CSA program – making sustainably grown fruits and vegetables fresh from the farm within easy reach.
Click on the three icon images below to discover what eating local through our CSA program is all about.
Imagine what life would be like if local farmers in your area got together once a week, bringing with them their finest crops at the peak of the growing season.
Imagine them carefully selecting each item with you in mind, taking the time to piece together a delivery bag just for you, and when they're satifsfied with the quality, they themselves deliver it straight to your door
Imagine how exciting each delivery would be as you discover new recipes, explore new varieties, find new favourites and become a better chef at home.
Forsythe Farms' CSA Membership Comes with Many Benefits Visit our FAQ Page to learn more.
Read our CSA Guidelines and Contract Here
Order a Sample Bag to try it out before you commit for just $36.00. If you like it sign up and save.
What do I Pay?
|Payment Method
|Bi Weekly
(9 weeks)
(18 weeks)
|Full Season
|2 Installments
|First $145*
Second $135
|*One time $10 Insulated Cooler Bag Charge
|$2 weekly Hub Deliver / $0 Farmer's Market
"Last season was my first year participating in a CSA and I was dually impressed with the quantity and quality of their produce! I literally couldn't wait to come home to find my weekly produce bag and see what surprises were hidden inside. I absolutely love supporting a local business and the quality of the produce is seriously unreal. I happily refer others to their service as I love hearing their feedback after trying it just once."
"My husband and I have participated in both the spring-fall share program as well as the winter share program. We have absolutely loved it! It is so exciting when you get the weekly emails telling you what you will be getting in your share that week. As a young, recently married couple we have enjoyed discovering how to cook vegetables that we may never have tried when walking through the grocery store. The CSA program has expanded our recipes as well as helped us eat more fruits and vegetables on a regular basis. The staff at Forsythe are amazing and always willing to meet our needs and make adjustments to our share. The fruits and vegetables always come fresh and are delicious! We have never been disappointed."
I just want to say how much I have enjoyed the winter share program. It has been so much fun to get my children involved. My 3 year old daughter has been responsible for putting our cooler out every other Wednesday and she and my 7 year old son rush eagerly to see what is in there in the afternoon. We all really enjoyed the puffed wheat both as a snack on it's own and in an old family recipe for Puffed Wheat Cake that my great-grandmother used to make. Very impressed!
I would like to let you know that by choosing to by locally I am getting fresher produce. It lasts much longer and the flavor is usually better. It is very convenient to have it appear at my door.
Also I find that I am going to the grocery store less often so in the long run I am saving money.
"We are coming up to our 5th year with CSA, which is delivered to my work place. Daniel arrives and everyone at work is excited to see what is in the share that week. It's always a surprise and my family is excited when I arrive home with all the goodies. Daniel always has a smile on his face which makes the day even brighter. Your doing a wonderful job Daniel and you are always providing amazing service."
Amazing – great product, great people and a seamless accommodating process. Not being able to get the share every week on the same day worried me a bit, but Daniel 100 accommodated the situation and went above in my mind by allowing substitutions of things I wasn't a big fan of in some weekly shares.
Forsythe Farms CSA is owned by Daniel Forsythe. Daniel is the second generation of the Forsythe Family Farms 2009 Inc. in Uxbridge, Ontario. He is passionate about the success and growth of the local farm and community. Daniel lives with his wife, Jocelyn and their family in the Durham Region. He enjoys being involved in various local outreach programs. In his spare time he enjoys black coffee, cartoons and studying Christian theology .
Daniel has handed over the management of his CSA to his parents at Forsythe Family Farms 2009 Inc while he pursues a post secondary education. His goal is to use his entrepreneurial experience with his CSA to work with young people and help them build skills to succeed in life.


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You can add as many users as you need in OrgHQ at no cost. There are three different levels of user permissions, so you can restrict access to certain users as required.
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