text:
MySQL Cluster NDB 7.1.18 is a new release of MySQL Cluster,
incorporating new features in the
NDB storage engine and fixing
recently discovered bugs in previous MySQL Cluster NDB 7.1
Obtaining MySQL Cluster NDB 7.1. The latest MySQL Cluster NDB 7.1 binaries for supported platforms can be obtained from http://dev.mysql.com/downloads/cluster/. Source code for the latest MySQL Cluster NDB 7.1 release can be obtained from the same location. You can also access the MySQL Cluster NDB 7.1 development source tree at https://code.launchpad.net/~mysql/mysql-server/mysql-cluster-7.1.
This release also incorporates all bugfixes and changes made in previous MySQL Cluster releases, as well as all bugfixes and feature changes which were added in mainline MySQL 5.1 through MySQL 5.1.56 (see Changes in MySQL 5.1.56 (2011-03-01)).
Added the
data node configuration parameter, which specifies a percentage
of data node resources to hold in reserve for restarts. The
resources monitored are
IndexMemory, and any
MAX_ROWS settings (see
CREATE TABLE Syntax). The default value of
MinFreePct is 5, which
means that 5% from each these resources is now set aside for
(Bug #13436216)
Because the log event buffer used internally by data nodes was circular, periodic events such as statistics events caused it to be overwritten too quickly. Now the buffer is partitioned by log event category, and its default size has been increased from 4K to 8K. (Bug #13394771)
BatchSize and
configuration parameters, used to control the maximum sizes of
result batches, are defined as integers. However, the values
used to store these were incorrectly interpreted as numbers of
bytes in the NDB kernel. This caused the
DBLQH kernel block to fail to detect when the
was consumed.
In addition, the
DBSPJ kernel block could
miscalculate statistics for adaptive parallelism.
(Bug #13355055)
Previously, forcing simultaneously the shutdown of multiple data
nodes using
SHUTDOWN -F in the
ndb_mgm management client could cause the
entire cluster to fail. Now in such cases, any such nodes are
forced to abort immediately.
(Bug #12928429)
A SubscriberNodeIdUndefined error was previously unhandled, resulting in a data node crash, but is now handled by NDB Error 1429, Subscriber node undefined in SubStartReq. (Bug #12598496)
SELECT statements using
CONCAT(...) in the
WHERE clause
returned incorrect results when run against
NDB tables.
(Bug #11765142, Bug #58073)
Cluster Replication:
With many SQL nodes, all writing binary logs, connected to a
MySQL Cluster,
RENAME TABLE could
cause data node processes (ndbmtd) to fail.
(Bug #13447705)
Cluster Replication:
It was possible for
LOGS and
LOGS to deadlock when run concurrently.
(Bug #13400021)


text:
DETROIT (AP) — The United Auto Workers has asked local union leaders from Chrysler factories to meet in Detroit, normally a sign the union has agreed to a new contract with an automaker.
UAW spokeswoman Michele Martin confirmed that union leaders will meet on Monday. She said negotiations for a labor contract between the union and carmaker are continuing to make progress but no deal has been reached.
Chrysler spokeswoman Jodi Tinson said Saturday that bargaining would continue through the weekend.
Chrysler is the only Detroit automaker without a new labor agreement. Workers at General Motors Co. approved a new four-year contract 10 days ago. Ford workers are voting on their deal.
The UAW has agreed to profit sharing instead of raises for most workers under those agreements. The workers also will get signing bonuses and the companies promised to add thousands of new union jobs.
At Chrysler, a local union official said the UAW wouldn't summon all the local presidents and bargaining chairmen to Detroit unless both sides were close to a deal. The official was told that the talks are still hung up on the size of profit-sharing checks and the number of entry-level workers the company can hire. He did not want to be identified because the talks are private.
Entry-level workers are paid around $14 per hour, about half the wage of a veteran UAW worker.
Neither Chrysler Group LLC nor the union spokeswoman would comment on the issues that haven't been settled.
Even though there's no deal yet, summoning the union leaders to Detroit is a good sign. The union called leaders from Ford factories to Detroit last week before it had a deal with the company. But a labor agreement was reached and union leaders voted overwhelmingly to recommend it to members.
At Ford Motor Co., union workers will get at least $16,700 over the life of their contract, including a $6,000 signing bonus and profit-sharing payments. Ford promised to hire 5,750 new workers by 2015 and make $6.2 billion in investments at its U.S. plants. The GM deal was similar to Ford's but not quite as rich.
Sergio Marchionne, CEO of Chrysler and Italian automaker Fiat SpA, said Friday that the GM and Ford deals may be too rich for Chrysler. The company, unlike GM and Ford, lost money during the first half of the year.
Marchionne said he hopes a new deal can be reached without resorting to binding arbitration. Chrysler workers gave up the right to strike over wages under the terms of its 2009 government bailout. But either side in contract talks can take disputes to an arbitrator.
Chrysler was initially expected to reach an agreement before Ford and GM, but the UAW shifted its focus to GM as a Sept. 14 deadline to reach an agreement grew closer. That angered Marchionne, who wrote an angry letter to UAW President Bob King accusing him of missing an appointment to sign a deal.
King never publicly discussed the letter, but insisted he and Marchionne have a good relationship.
Later in September, talks between the UAW and Chrysler broke down again for several days because of the union's demand that Chrysler cap the number of workers who are paid lower wages. At that point, the talks moved over to Ford, where it reached an agreement Oct. 4.
Work at Chrysler has continued under a contract extension that expires on Oct. 19.
Chrysler began the talks with lower labor costs than its rivals, an estimated $49 per hour for wages and benefits. Those costs are similar to what non-union Hyundai pays its U.S. workers. But it's less than the $58 rate at Ford Motor Co. and $55 at Toyota Motor Corp. That's because Chrysler has hired more entry-level workers. Around 12 percent of Chrysler's 23,000 U.S. hourly workers are making a lower-tier wage, compared to just 70 workers at Ford.
Al Iacobelli, Chrysler's chief negotiator, kicked off negotiations in July saying that the company wanted to reward workers but not add costs that make it uncompetitive.
Chrysler, which has been majority-owned by Italy's Fiat since July, is still struggling to make a profit. The company made $116 million in the first quarter, its first quarterly net profit in five years. But it lost $370 million in the second quarter, mostly because of charges for refinancing debt.
Chrysler expects to make a profit of $200 million to $500 million this year, excluding the debt charges. If so, it will be Chrysler's first profitable year since 2005. But the company is earning only a fraction of what its Detroit rivals are.
Ford reported a profit of $6.6 billion last year, while GM earned $4.7 billion.

subset: commoncrawl


text:
Questions? Call now toll free! (866)666-9198
iBlink Black Earbuds with Pink Light
There are no accessories for this product, but we're working on it. Please call us for details about accessories for this product.
There are no accessory packages for this product, but we're working on it. Please call us for details about accessory packages for this product.
|- Patented LED lighting technology with bass boost & noise isolations - Lights flash to the sound output of any device with a 3.5mm headphone jack - Volume level of music device controls the brightness of the flashing lights - Light can be turned on or off while user is listening to music Cord length: 44"
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Call us at 866-666-9198
42 Montgomery st, Hillside NJ 07205


text:
Praying with Saint Matthew's Gospel is an
excellent way to introduce friends, family members,
parishioners, and those who are new to the faith to
"the heart of all Scriptures." Grow in your love
for God by following Christ daily through the Gospel of
Matthew. This is a book to read at home and to study
together with others, to pass along to those interested in
the faith, and to share with those seeking to meet Christ
in God's Word. Praying with Saint Matthew's Gospel
will be a great help in the mission of the New
Evangelization as proclaimed by Pope John Paul II.
"In this Gospel we hear the persuasive voice of
the publican Matthew, who, having become an Apostle,
continues to proclaim God's saving mercy to us. I urge you
to become familiar with the Bible, and to have it at hand
so that it can be your compass pointing out the road to
follow."- Pope Benedict XVI
Delve deeply into Matthew's Gospel and encounter the
Mercy of God!


text:
Back in 1989, during the annual Macy's Day Thanksgiving Parade, an actor impersonating Jack Nicholson's Joker from Tim Burton's Batman rode a parade float and sang a little song. Which is pretty fucked up, if you think about it.
Normally the Macy's Day parade is dominated by SpongeBob balloons and unrecognizable "pop stars." But during the year of Tim Burton's Batman, something truly spectacular happened. The success of the June superhero movie inspired a Joker Macy's Day float, where an actor recreated that horrifying scene in the movie where the Joker lures Gotham's citizens out with free money, and them gases them all to death. But what's even worse about this parade appearance is the singing. Dear god the singing.
No WAY could the Macy's people get away with this today, we tip our hats to this amazing bit of WTFery. Here's the clip from the original movie, sans terrible impressions.
Thanks to Comic's Alliance for pointing this out!


text:
Children of same-sex couples are healthier and happier than those from traditional families, according to a study from the University of Melbourne. Researchers surveyed 315 same-sex parents, mostly moms, with a total of 500 kids.
The children with either two mothers or two fathers managed to outscore the general population on measures of health and family cohesion.
They scored an average of 6% higher than the general population on measures of general health and family cohesion, while scoring the same when it came to temperament and mood, behavior, mental health and self-esteem.
Lead researcher Simon Crouch, who acknowledged that he has two children with his male partner, said the study is "a measure that looks at how well families get along, and it seems that same-sex-parent families and the children in them are getting along well, and this has positive impacts on child health."
The results, while in line with previous surveys, still set off a firestorm.
"I wasn't surprised that these parents who volunteered for the study all thought their children were doing well," Family Voice Australia research officer Rosyln Phillips told ABC Radio Australia. "You've got to look beyond studies like these to what happens when the child reaches adulthood, and that's the only time with independent assessment you can really say what's gone on with the parenting."
For every skeptic, there were those online applauding the study. Or at least lobbing some good-natured quips, like this commenter on Fark.com.
"No gay couple has ever got really drunk one night and woken up the next morning to discover that they've accidentally completed all of the background checks and paperwork required to adopt a kid," he wrote.
The dark side of the issue, however, continues to be what the kids have to go through in the face of those reluctant to embrace them.
"Stigma can be subtle, such as letters home from school addressed to Mr. and Mrs., or it can be overt and very harmful, in the form of bullying and abuse at school," Crouch said. "What we have found is that the more stigma these families experience, the greater the impact on the social and emotional well-being of children."


text:
Your patient is applying to the U.S. Department of Veterans Affairs (VA) for disability benefits. VA will use the information you provide on this Disability Benefits Questionnaire (DBQ) to process the Veteran's claim.
Important: VA will not pay or reimburse any expenses or costs incurred in the process of completing and/or submitting a DBQ. VA reserves the right to confirm the authenticity of all DBQs completed by private health care providers. The following steps do not apply to VA compensation and pension examination clinics.
If your patient brings the DBQ, go to step 2.
If your patient requests you download the appropriate DBQ based on his or her claimed disability,
|Complete the DBQ.
Provide your patient with a copy of the completed DBQ for his or her records.
If your patient requests, submit the completed DBQ to VA.
Veterans Crisis Line:
1-800-273-8255 (Press 1)
Social Media
U.S. Department of Veterans Affairs | 810 Vermont Avenue, NW Washington DC 20420
Last updated July 11, 2018


text:
Recent scientific developments have both inspired and challenged everyone engaged in the fight against AIDS. Much-needed new methods of HIV prevention have been shown to work. But while there has been much excitement, there has also been significant concern and controversy.
For more than 30 years, the belief was that "safer sex = condoms". But what happens when science shows that pills and gels can also prevent HIV? How do we rethink decades of prevention programs that equated condoms with safer sex and left few other choices? What does "protected sex" mean now? And how has the definition of "unprotected" sex changed?
Of course, condoms work really well -- when they are used consistently and correctly. But for a host of reasons, condoms often stay in the wrapper even when people know better. Several studies report that about 50% of gay men in the U.S. use condoms regularly, and that number is only around 25% among heterosexuals.
One could argue that we've reached our limit with condom promotion. For U.S. gay men, we've seen 50% use for decades now. Condoms alone are clearly not up to the task of preventing enough infections to turn the HIV epidemic around. In reality, no single option can ever end this epidemic. There will never be a "magic bullet". Indeed, there is nothing magical about HIV prevention!
Three Years of Change
Around 8 million people worldwide are now receiving lifesaving HIV treatment. Nearly 7 million more are eligible but not yet on treatment. At the same time, 2.5 million people became infected in 2012, and almost 2 million people died due to AIDS in 2011. Imagine the fourth largest city in the U.S., Houston, emptied -- wiped off the map.
Around the world, more people need to know their HIV status. And we must link those who test positive to care. We must also link those who are negative to the widest possible range of prevention options. Yes, we need to continue promoting condoms. But we also need to expand people's options.
In mid-2010, a microbicide gel containing an HIV drug called tenofovir showed a modest benefit in preventing HIV infection in a study of South African women who applied the gel before and after sex. Later that year, a global trial in gay men and transgender women showed that the HIV med Truvada could prevent HIV infection when taken once a day -- a strategy called PrEP (pre-exposure prophylaxis). But two other studies showed that PrEP did not work because people did not actually take the pill every day. When the FDA approved Truvada for PrEP in July 2012, it was a moment to celebrate science -- the first new HIV prevention tool since the FDA approved the female condom in 1993! It was also a moment to look at the hard work needed to make prevention work for people.
The State of PrEP
PrEP is starting to be implemented, though very slowly. While studies have shown that it can work, we need to understand who can benefit most, how to use it safely and efficiently, how to integrate it with other methods such as condoms, and how to maintain high levels of adherence, which research has shown to be essential for PrEP to work properly.
Challenges include ensuring that PrEP will not hurt access to HIV drugs for people with HIV, identifying who could most benefit (many of whom don't have access to health care), finding the money to pay for it, and educating insurance companies, government programs, health care providers, and individuals about its benefits and limitations.
We know daily Truvada is not for everyone. So we must continue to research the next generation of prevention options. Here are some of the questions being explored:
- Can taking a pill every few days instead of daily, or only when you might be exposed, still provide protection?
- Would women prefer to use a vaginal ring containing an HIV drug that only needs to be replaced once a month?
- Can a once-monthly injection of an HIV med provide enough protection?
The pipeline of longer-acting, easier-to-take prevention products needs to move swiftly. Several vaginal rings are currently in development. There are also early trials of long-acting injectable drugs. The history of family planning teaches us that more people use protection as the choices expand.
Rectal Microbicides
Until recently, microbicide research has focused on vaginal microbicides. If scientists and advocates considered rectal microbicides at all, it was strictly in the context of the need to test vaginal products for rectal safety, since an approved vaginal microbicide would likely be used in the rectum as well.
But anal intercourse is common among both gays and straights, and is a significant factor in the spread of HIV. In the U.S., the majority of new HIV infections can be attributed to unprotected anal intercourse among gay men. Due to the biology of the rectum, unprotected anal intercourse is 10 to 20 times more likely to result in HIV infection compared with unprotected vaginal intercourse.
Initially, the majority of the HIV community -- scientists and advocates alike -- dismissed the possibility of a rectal microbicide that was safe and effective. Its pursuit seemed hopeless, even laughable.
Biological challenges played a role in this lack of enthusiasm. The vagina is essentially an enclosed pouch, whereas the rectum leads to about five feet of colon, which is a lot of territory for a microbicide to cover. The vaginal lining is approximately 40 cell layers thick, while the rectum's lining is only one cell layer thick. The rectum also has a large amount of cells that HIV directly targets. Protecting the vagina from HIV infection seemed possible -- protecting the rectum appeared much more difficult, maybe even impossible.
Politics and culture reinforced the dismissal of rectal microbicides. Pervasive homophobia has resulted in a lack of adequate resources devoted to gay men, including in the U.S. People also wrongly assumed that anal intercourse was exclusive to gay men, and that women would not need a rectal microbicide. So why develop a specific prevention tool for an ignored or hated population?
Despite this array of challenges, and despite low funding for rectal microbicide research, the field has moved from being simply an adjunct to vaginal research to a force in its own right. This is due to a handful of visionary, passionate, and dogged scientists; funding from the U.S. (which has supported the lion's share of rectal microbicide research); and community advocacy.
Current Trials
Small Phase I trials, designed to determine whether products are safe and if people actually like using them, have led to the first-ever Phase II trial of a rectal microbicide. In the first half of 2013, the MTN-017 trial of a tenofovir gel is set to launch in the U.S., Thailand, South Africa, and Peru. The gel is similar to the gel being studied among women in Africa, but has been modified to be more "rectal friendly".
The 186 gay men and transgender women in this trial will more than double the total number of people who have participated in all rectal microbicide trials to date. Also, the trial is the first to include sites outside the U.S. The study will investigate the safety and acceptability of the gel, and will compare it to daily PrEP. Everyone in the trial will try three different regimens, each lasting eight weeks. In the first regimen, people will apply the gel to the rectum daily. In the second, they will apply it before and after anal intercourse. In the third, they will take Truvada daily, with no microbicide. The order in which participants will follow the regimens will be assigned by chance, with a rest period between each one.
The study will also look at how much of each drug is absorbed in the blood and rectal tissue, and will look for changes in cells or tissues. People will be asked about any side effects, what they liked and disliked about using the gel either daily or with sex, and whether they would use it in the future. The results won't tell us whether the product works to prevent HIV. But this important study could lead to another first: the launch of a large-scale trial to test whether a rectal microbicide can prevent HIV infection.
What Do We Need?
Advocacy around rectal microbicides needs to concentrate on a variety of things. One of the most important priorities is adequate funding, especially as the field moves toward large-scale trials. Funding is important for earlier phases of research as well, and to support laboratory studies, where new products are dreamed up. We also want a variety of microbicides to choose from, and a variety of ways to apply them. Women want microbicides that also provide birth control. And we need microbicides that protect against other sexually transmitted infections, not just HIV.
People with HIV want microbicides, too. But they may not be able to use ones based on HIV drugs, as that could interfere with their own treatment. We need microbicides without HIV meds. Positive folks want choices for protection too!
Finally, there is a strong desire to have microbicides that work in both the vagina and the rectum. We need products that are safe and work wherever you put them, whether you have anal or vaginal intercourse. Plenty of women have both, so providing one microbicide that could be used for both would be best. Having one product would also reduce the stigma associated with anal sex. People may be afraid or ashamed to ask for a rectal microbicide because that could label them and cause discrimination and even harm.
For this reason, rectal microbicide advocates have also prioritized education efforts, to reduce the ignorance and stigma associated with anal sex. Promoting anal health and wellness is also important. It is a part of our body many of us prefer to ignore -- out of sight, out of mind. But that's not a good recipe for keeping the anus healthy. We all have one, and we all should have one that is healthy!
HIV prevention is complicated and controversial. Whenever you talk about sex, there will be strong reactions. Now that we have these new methods, and more strategies on the way, we're seeing lots of powerful positive and negative feelings about the idea of expanding our prevention toolbox to make room for but new approaches.
"New" can be threatening. "New" takes us into uncharted territories. There is a lot we don't know about something that is new, and that can be frightening. But prevention advocates must fight for more choices, so people have more opportunities to have sex that is protected. That is what this is all about -- condoms for some, pills for others, and gels, rings, injections, and future things we can't yet imagine for others.
The prevention "buffet" has basically consisted of one thing -- let's say potatoes -- for the last 30 years. Plenty of people like potatoes. Others enjoyed them for awhile, but are now skipping the buffet because they are sick and tired of potatoes, potatoes, potatoes. Others never liked potatoes in the first place, never ate them, and never will -- no matter how hard we try to make those spuds appealing.
So the answer is "yes" to potatoes. And "yes" to other tasty things to reach the non-potato crowd. No one should go hungry. And no one should only have one option to protect themselves during sex.
Jim Pickett is Chair of IRMA (International Rectal Microbicides Advocates). Mitchell Warren is the Executive Director of AVAC.


text:
Flame Malware Ignites Gauss in Lebanon
Aug 10, 2012 8:50 AM PT
The fallout from the Flame malware that was identified in May continues. Ongoing research into the malware has led antivirus vendor Kaspersky Lab to discover a new malware platform, which it has named "Gauss."
This platform has several similarities to Flame, Kaspersky said.
"There's no doubt Gauss comes from the same factory which produced Flame," Roel Schouwenberg, senior researcher at Kaspersky Lab, told TechNewsWorld. "They're built on the same platform."
Gauss has been distributed in the Middle East for at least 10 months, mainly impacting computers in Lebanon. It was designed to intercept data required to work with banks and to collect information about systems it infects.
The malware has also infected computers in several other countries, with Israel and the Palestinian Territory having the second and third greatest number of incidents, respectively. More than 1,600 incidents were recorded in Lebanon.
The Dirt on Gauss
Gauss consists of several modules which it injects into victims' PCs to intercept user sessions and steal passwords, cookies and browser history. It also collects information about infected computers' network connections, processes and folders, and it installs a spy module on USB drives, among other things.
The first known Gauss infections occurred around September, Kaspersky Lab said. The platform's creators have modified different modules several times and changed command server addresses. The command servers went offline in the middle of July, when Kaspersky Lab scientists were examining Gauss.
So far, more than 2,500 unique PCS have been infected with Gauss modules in 25 countries around the world. These include the United States and Germany. Kaspersky Labs suspects that the infections could be much more widespread.
"We've shared Gauss samples with the security industry and I'm sure that we'll soon see telemetry from other people," Kaspersky' Schouwenberg said.
More on Gauss' Mechanics
Gauss was built as a modular system. This "makes updates and changes much simpler and decreases the size of updates when they're required," Randy Abrams, a research director at NSS Labs, told TechNewsWorld. "Depending on the design, modularity can provide failsafe and failover mechanisms as well."
Gauss is linked to Stuxnet, a computer worm discovered in 2010 that targeted Siemens industrial control systems in Iran' nuclear installations, through Flame.
In addition to collecting information about systems it infects, Gauss steals credentials for various banking systems and social network, email and instant messaging accounts, Kaspersky Lab said.
However, it' not clear whether Gauss was designed to steal money or collect data because "the C and C [command and control] servers were taken offline before we could investigate," Schouwenberg said. However, this "looks like a surveillance operation."
Tinker, Tailor, Soldier, Spy
Gauss' links to Stuxnet and Flame support the possibility that it was created by a nation-state. The other two pieces of malware were reportedly created by Israel and the United States to target Iran and other countries in the Middle East.
However, Flame was said by some experts to look more impressive than it really was. Although it had very heavy security protection, the security routines it used were dated and easily circumvented by modern technology.
Flame is large, with up to 750,000 lines of code, but it was written in Lua, a lightweight multi-paradigm programming language designed as a scripting language for use by non-programmers and was the language used to write the "Angry Birds" game.
These factors suggest that, like Flame, Gauss may not be a particularly strong threat.
Further, "any single Fortune 500 company is likely to have more garden variety malware in their organization alone than there are machines infected with Gauss in the entire world," NSS Labs' Abrams said.
"Vulnerabilities in Java remain a far more serious and imminent threat to governments, companies and individuals than Gauss is to almost anyone in the world," Abrams continued.
"If this weren't created by nation-state sponsored attackers, that would mean the Flame platform source code has been stolen or leaked," Kaspersky' Schouwenberg remarked. "That' a very scary thought."


text:
Struggling to find the best buy-to-let mortgage in St Neots? speak to one of our buy to let mortgage advisers today
The term 'buy to let' generally refers to either the practice of buying a property to be let for profit or to the type of mortgages used to purchase a property for such letting. Many countries, both in the western world and in the developing nations, have seen a surge in the growth of the buy to let property market in the last 2 decades and this has fuelled a growth in amateur landlords and the but to let mortgage providers who are keen to encourage and profit from them in turn. In addition, this growth has generated a lot of commerce in other related sectors such as buy to let insurance.
FAQs on Ltd Co borrowing for buy to let
Many countries, both in the western world and in the developing nations, have seen a surge in the growth of the buy to let property market in St Neots the last 2 decades and this has fuelled a growth in amateur landlords looking for quality mortgage advice, this is why mortgage brokers in St Neots who specialise in Buy-to-let are so important and the but to let mortgage providers who are keen to encourage and profit from them in turn. In addition, this growth has generated a lot of commerce in other related sectors such as buy to let insurance.
St Neots Buy to let mortgages have been available in the UK since the mid-nineties and they are specifically designed for investors to borrow money to purchase property in the private rental sector. The amount that a prospective but to let investor can borrow is generally determined by the rental valuation of the property. The annual income for a rented property has to cover a certain percentage of the mortgage repayments, the Association of Residential Letting Agents (ARLA) states that landlords should seek to be able to obtain gross rent returns equivalent to between 130 per cent and 150 per cent of the rental property's mortgage repayments, this takes into account the surplus rent to cover costs of property maintenance and slack periods when the property may be vacant of tenants.
St Neots Buy To Let Mortgages.
Some buy to let mortgage lenders in St Neots will lend you a maximum sum based on a multiple of your salary (usually a multiple of three) plus a percentage of the forecast rental income on the property. So if your annual salary is said 30,000 Franks and the forecast rental income is 10,000 Franks they will lend you 95,000 Franks. Other mortgages, in addition to factoring in your salary, will include any existing loan commitments you have, and then apply what is known as the 'deduction rule'. This rule relates to the annual mortgage payments worked out at a pre-set level of interest.
Buy to let mortgage interest rates are generally fairly close to residential mortgage rates but will generally be slightly higher and typically charge higher fees. This is due to the fact that buy to let loans are considered by the financial sector to represent a greater risk than residential owner-occupier mortgages, and they generally are.
The Situation in the UK About Buy To Lets
The buy to let market literally 'exploded' in the St Neots around the beginning of the millennium with rising property prices and the increasing availability of buy to let funding fueling a surge in would-be investors trying to cash in on the trend of the market. One reason for their popularity is the tax advantages that are available to the UK buy to let investors. Rental income is treated just like a salary by the Inland Revenue, and is therefore often taxed at 22% or even 40%. However, landlords are allowed to deduct costs from the taxable portion of their rental income, and these costs can include the interest of the buy to let mortgage repayments as well as maintenance costs on the property. These tax incentives made the buy to let market very attractive for both professional investors and amateurs looking to make the most out of their savings.
Would-Be Buy-to-let Investors
The market peaked around 2007 and now the market is saturated in many areas across the country with too many properties available to tenants. While buy to let is generally not a good idea for people who do not possess some extra budget there are a lot of remortgage deals which will fund a deposit for a home. If you are worried about losing money during void periods many companies will provide insurance which can deliver as much as six months mortgage payments in the event of a property in St Neots remaining unoccupied.
You may still be lucky, and find a hotspot but you need to do your homework and the figures correctly. Buy to let trends differ from town to town and literally from street to street. Good advice for potential investors is to visit the local letting agents who should be able to tell you who is renting what at the moment so you can define your target audience. It could be students, young professionals or families, for example. Look for areas that do have a shortage of properties and for indicators that people will move there, such as new business developments.
Buy to let mortgage deals are still rife and the rates are almost as competitive as with conventional deals. The mantra with your buy-to-let must be 'don't expect to get rich quickly'. You need to look long-term: an absolute minimum of five years – but probably nearer to ten years.
Rental property management - should you usea letting agent or do it yourself? Managing your own rental property can sound appealingto some people when they first start out because they'll know they will save on the lettingagent fees.
But you should consider whats involved and be honest with yourself and thendecide whether property management is right for you.
I have 3 questions that you can ask yourselfto see if you have what it takes to be an effective property manager, coming up.
Hi I'm Andy Walker from monoperty.
Com whereI blog online about my journey as a property investor and landlord, sharing what worksfor me and what doesn't, to help you start or expand your property portfolio.
Now it's true, letting agents do not haveany special qualifications.
Anyone can act as a letting agent.
But what they do haveor should have, are these 3 key areas which you need to check and decide as to whetheryou can deliver them yourself.
Do You Have The Knowledge? Do you know all the steps you need to taketo comply with the law and protect your asset? For example, securing the tenants depositin a Deposit Protection Scheme, checking that prospective tenants are eligible under theRight To Rent scheme if your letting in England.
And you need to be aware of any certificatesand any licensing for your area depending on the type of property and number of occupantsthat you will have.
A good letting agent will know the answers to all these questions andmore, and they will have systems that keep them update with both national and local lettingsrules.
Do You Have The Resources? For example tenancy agreements, guarantorforms, background checks for prospective tenants and membership with professional organisationsthat you can turn to for advice or if things go wrong.
As soon as the tenant moves into a property,they become the legal occupiers of that property.
And you don't want to give tenant's that legalright until you know that all background checks, contracts, deposits, and the first monthsrent is in place.
And the last question is, Do You Have TheTime? to run a rental property legally and effectively.
Are you willing and do you havethe time to take and respond to phone calls from your tenants at all hours of the dayand night? And can you handle co-ordinating all the maintenance? I think lots of inexperienced landlords makethe mistake of not putting value on their time.
They think they are saving money bymanaging their properties themselves, but they're not getting paid for the time thatthey're acting as a property manager they are simply just saving 5 - 12% on their income.
I would like to point out that if you do usea letting agent, you as the landlord are still responsible for the safety of your tenants,but by employing a professional agent, you will reduce the risk of anything going wrong.
There is risk associated with any type of investment, and I like to reduce that riskwas much as I can.
As a landlord, your aim is to provide an excellentservice to your customers, otherwise your customers are not going to stay for long.
If you don't have the time, knowledge or resources to serve your tenant, you will not be providinga good service.
If you have been able to answer yes to my questions and you have a passionfor property management, then brilliant, and I wish you all the best, but if your juststarting out, I don't want you to think that property management is easy and thatit's a good way of cutting back on costs.
Now, everything I have mentioned in this videocan be learnt.
So why not take one step at a time if your just starting out on your propertyinvesting journey? I was a landlord for over 8 years whilst I was in the Army and I useda letting agent because I didn't have the time to manage my properties.
But I pickedthings up during that time and got a feel for what was required to meet the standards.
Once I retired from the Army, I reviewed my situation and decided to continue using aletting agent but I dropped the maintenance services.
If any repairs are required, theagent will now contact me and I will decide whether I take it on or I give it back tothem.
Letting agents typically charge an administration fee for arranging any repairs or any maintenanceand issuing of any certificates so I decided to take that on and save on some of the costs.
Before I finish there is one piece of goodnews, and that is if you do use a letting agent, all their fees are tax deductible.
If you have any questions about property management,please leave a comment down below and if this is your first time visiting this channel definitelysubscribe so you won't miss any of my future videos that will all be geared towards helpingyou, start or improve your property business.
Thank you so much for watching, please likeand share this video if you found it useful and I will see you soon.
and you don't want to give tenants …….
argh! which you need to be aware of ….
no ….
argh! and … huh (exhale).
What Are The Property Growth Areas Of Manchester?
Hi I'm James Hill from The Locks Heath Property Blog and this is my Buy to Let Deal of the Week.
Now here I am in Lawson Close in Lower Swanwick where Walker & Waterer have just listed a three bedroom terraced house for offers in excess of £240,000.
Now it looks in really good condition with very little to do in order to get your first tenant.
As you can see from the photos it's got a recently refitted kitchen, a nice modern bathroom and what looks like recently fitted carpets throughout.
In today's rental market this property would rent out around £950 per calendar month.
If we times that rent by twelve to give us the annual rent and divide that by the asking price, in this instance £240,000, it gives us a nice healthy yield of 4.
As I said, this is a really good opportunity to snap this property up so get in touch with the guys at Walker and Waterer and they'll be happy to show you around.
If you want any further information about the Locks Heath property market give me a call on 01489 570011.
I'll see you soon.


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Two Australian swimmers have been banned from attending the Rio Olympics closing ceremony on Sunday after failing to return to the Olympic village Tuesday night, Australia's Olympic Committee announced.
AOC chief Kitty Chiller said in a statement Thursday that many members of the team had spent the evening at a Copacabana night club but Josh Palmer and Emma McKeon stayed out while the other teammates returned to the village, USA Today reported.
Chiller said the two swimmers "breached disciplinary protocols" and must now remain in the village 8 p.m. to 8 a.m. The rest of the swim team was put on a 2 a.m. curfew.
According to the statement, Palmer was robbed Tuesday night by a man who forced him to withdraw $1000, the Wall Street Journal reported. The 25-year old was found in a disoriented state by two local businessmen and taken to the Australian Consulate.
McKeon violated team rules by failing to inform team management that she was staying with a friend for the evening. The 22-year-old swimmer won four medals at Rio: one gold, two silver and a bronze.
Palmer and McKeon are not the only Olympians to be disciplined for poor behavior in Rio.
Dutch gymnast Yuri van Gelder was sent home early last week after qualifying for the still rings final. The 33-year-old did not return to the Olympic village Saturday night and admitted to consuming alcohol, violating his team's code of conduct.
Meanwhile, four American swimmers, including 12-time Olympic medalist Ryan Lochte, made headlines outside the pool when they reported being robbed at gunpoint in Rio. Since the incident Saturday overnight, their account has been called into question by Brazilian authorities.


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Choosing to Teach Music: Reflections of Elementary Music Teachers in Vancouver and Hong Kong
This qualitative multiple-case study explores elementary schools music teachers' career choice in Vancouver and Hong Kong. Face-to-face open-ended interviews were used for collecting data. The results of this study demonstrated the long-term processes of social learning of music teachers that contributed to their development of personal musical interests to become a teacher. Teachers of the Vancouver cases and Hong Kong cases made their choices according to job opportunities and training opportunities respectively. The factors that had contributed to these teachers' musical interests were very similar; but the crucial factors that had determined their choice of occupation differed remarkably. The socio-cultural differences of the two societies had noticeable influences on these elementary music teachers' choice of occupation.
This work is licensed under a Creative Commons Attribution 3.0 License.
Asian Social Science ISSN 1911-2017 (Print) ISSN 1911-2025 (Online)
Copyright © Canadian Center of Science and Education
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text:
Boytone Anti-Static Carbon Fiber record and LP, Vinyl cleaner, washer with Stylus brush and record cleaning liquid set
Vinyl record cleaning brush with special velvet surface. A must have record cleaning brush to give your vinyl that last touch-up before you drop the needle. The Carbon Fiber Record Brush is the safe and easy way to remove light dust and dirt from records while they\\\'re on the turntable. Thousands of silky soft carbon fiber bristles join forces to sweep your records clean, and unlike some cloths and brushes, they don\\\'t add a static charge to your vinyl. For added convenience, the brush assembly is \\\'self-cleaning\\\' and rotates to allow the handle to clean the bristles.


text: Thanks to Berenice Abbott, Eugène Atget is posthumously recognized as one of the foremost early modern photographers, whose work serves as a sensitively observed record of Old Paris, its citizens and environs. His lifespan corresponded with Georges-Eugène Haussmann's famously wholesale transformation of Paris into a modern city. Working both on commission and in response to public interest, he took up photography in the late 1880s, turning his camera on the as-yet unchanged sections of Paris in 1898. He captured streetscapes, shop fronts, and architectural details in a straight, documentary style, against the then-dominant Pictorialist trend. Until his final years, he aimed to make documents, not art. By the early 1920s, and until his death, Atget changed his focus and mood. His late works are expressive and metaphorical, and were championed by the Surrealists for their poetic, uncanny, and haunting air.


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Design submitted by Sam from Germany.
Sam says: Since I made my tilt sensitive watch concept, I thought about a more impressive way to use a tilt sensor. Gravity is a concept, in which the numbers aren't attached to the display as we know it but freely falling around, depending on the orientation of the watch. Continue reading


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|ProlimaTech Super Mega Heatsink Preview
|News - Featured Website News
|Written by Olin Coles
|Saturday, 17 July 2010
Page 1 of 4
ProlimaTech Super Mega Heatsink Preview
ProlimaTech, the company behind the award-winning and record-setting Megahalems heatsink, has released a successor to the overclocking throne: the ProlimaTech Super-Mega heatsink cooler for Intel CPUs. The Megahalems was ProlimaTech's first run at CPU-cooler's, and a very successful one at that. Having already earned the Benchmark Reviews Editor's Choice Award and countless accolades from other websites, ProlimaTech has built high expectations with their follow-up products. The Super Mega is ProlimaTech's plan to remain seated comfortably at the top. In this exclusive article, Benchmark Reviews examines the ProlimaTech Super Mega and illustrates the improvements made to the original Megahalems design.
When it comes down to it, those consumers shopping for aftermarket cooling products only want one thing out of them: the very best cooling performance their money can buy. It makes perfect sense, too. Since so many products flood the market, it all comes down to price and performance. Based on this principle, Benchmark Reviews searches out the latest CPU coolers and tests them under real-world overclocked conditions. Want to know which cooling products stand-out? Watch for the ProlimaTech Super-Mega to be included in the upcoming quarterly update to our Best CPU Cooler Performance series.
The ProlimaTech Super-Mega uses a very dense array of aluminum and copper fins which are split down the middle to form two separate heatsink halves. The Super-Mega heatsink is comprised of six heat-pipe rods, which span to each side and offer twelve total cooling ends. The nickel-plated copper base secures firmly to the CPU with a new and improved proprietary mounting clip system. This mounting system, which I am pleased to report is the most effective clip mechanism I've ever used, and improves the already impressive design offered on the Megahalems and Armageddon, offers up to 70 pounds of contact pressure while completely removing the chance of processor movement or sliding.
ProlimaTech Super Mega Heatsink Cooler Preview
I have already tested the Megahalems and Super Mega side by side, and now they've been sent to another reviewer for double-blind testing. Once we've completed all tests, we'll publish our results. We reserve our forecasts until all of the data comes in.
The part about the anodized aluminium is something you've heard from Prolima or just your assumption?
Since the unit is being re-tested by another staff writer, I will ask him to analyze the fins and give his opinion. If they're copper, I'll correct the description.
Look to me you're calling them liars. :)
The hefty weight difference between it and a regular Megahalems comes either from that stainless steel top plate or the copper fins. I'm more inclined to think the 32 copper fins are responsible for that.
Anyways testing will reveal if their claims are just that or this is a better product. For relevance's sake I think you should compare it to a product tested in the same session as it and not use previous results.
Additionally, I've completed all of my testing... as I've already stated in the post above your own. The cooler is being re-tested (as I also pointed out) by another reviewer to confirm my own results.
So you see, I didn't call them liars and we've gone to twice the amount of work you thought was appropriate.


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Today I received a phone call from a fellow passenger, Bo Taylor (Bo indicated that I could identify him). This was the first contact I have had with any other passenger (besides Lori) since we left customs on Christmas Day. The conversation was very interesting because we both saw different things and were able to compare notes.
In the interest of obtaining the truth, which has always been my goal, I am posting the following account of Bo Taylor that differs from mine:
"After we landed in Detroit I saw an older looking teenager who was African and looked NEARLY IDENTICAL to the terrorist bomber. Since he was a minor, and travelling alone, he was accompanied by an airport employee at all times. Kurt, this could have been the guy you saw in Amsterdam before we boarded." I have no reason whatsoever to dispute the veracity of Bo's statement. I also have no reason to not believe what I saw.
Two different people can see two different things. However, I am not sure that it matters that much. You see, if Bo is correct, than we have a possible future airline security breach since the teenager was allowed on the plane without a passport(apparently) due to coming from Sudan (apparently). This may be a common airline policy that is potentially problematic. If I am correct, well, we have an entirely different and much larger problem. Either way, there are concerns. Either way we need an open, honest, and thorough investigation. There is one way to conclusively determine who is correct, and that would be for the Amsterdam Airport to RELEASE THE CLOSED CAPTION VIDEO FOOTAGE! Seriously, the attack happened 8 days ago, the relevant video is probably 2-3 minutes in length and has(apparently) already been viewed by airport security personnel. So why hasn't it appeared anywhere? Within 24 hours of any bank robbery or gas station hold up, the video of the perpetrator is played all over the news and posted on the internet. If the video really is not related to the terrorist incident, release it and let us move on. If it is related, release it, place it on the internet and let the world attempt to identify the "sharp dressed man". I suspect that due to the potential problems I indicated above (regardless of which account the video supports) federal law enforcement will likely never release the video.
Bo went on to emphasize the numerous amount of gaffes he saw (Many of which I did too) AFTER our plane landed. Bo cited the following as major problems he saw with how the investigation was handled:
1. We were left on the plane too long after landing, which caused unnecessary risk to the passengers.
2. We should have never been allowed to take our carry on bags into the terminal since they were not searched until we had been held for approximately one hour. This also caused unnecessary risk to the passengers.
3. Even though there was a no cell phone policy, Bo observed many people making cell phone calls and believes this was also an unnecessary risk to the passengers.
4. He was particularly concerned that according to him, "law enforcement in customs was not even notified that there was a bomb on our plane until we had been held for quite awhile". He informed me that an officer he spoke to in customs was clueless that there was even a bomb on our plane. Therefore, law enforcement WAS NOT EVEN AWARE of the risk our carry on bags presented while we were held in customs!
5. He indicated that he informed law enforcement that a man videotaped the entire terrorist incident and he gave the following possible seat numbers for the "camera man", seats 31A, 31B, 32A or 32B. However, law enforcement did not verify who was in such seats. Further, law enforcement could have confiscated each camera, but instead let this lead slip away when they let the passengers leave without ever finding the video.
It was very nice to compare notes with a fellow passenger even if his account was somewhat different than mine. My goal is not to prove that what I saw is correct, but only to pose the questions in order to obtain satisfactory answers. An open, honest, and complete investigation is vitally important to the future of all airline passengers. We must all continue to ask the questions until all of our concerns are satisfied.
By the way, the very important questions I posed at the conclusion of yesterday's post continue to remain unanswered.
Kurt Haskell- A Flight 253 passenger and a concerned American Citizen.


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My Profile
1. Inform you about time table of exam.
2. Inform you about new question papers.
3. New video tutorials information.
Eligibility Requirement
The candidate should have passed any one of the following Bachelor's degrees of the ICT or any equivalent examination of a post-HSSC four-year degree course of IIT/NIT or any University recognized by the UGC, with first class (i.e., 60% of the marks in aggregate or equivalent grade average). [55% of the marks in aggregate or equivalent grade average for the backward class candidate only from Maharashtra State].
i. B.Chem.Engg. or B.E. / B.Tech. in Chemical Engineering/ Biotechnology/ Biochemical Engg.
ii. B.Sc. (Tech.) (Technology of Intermediates and Dyestuff) / B.Tech. (Dyestuff Technology).
iii. B.Tech. (Textile Processing/ Textile Chemistry), B.Sc. (Tech.) (Textile Processing / Chemistry), B.Text. (Textile Chemistry), B.E. (Textile Chemistry or Textile Technology), B.Tech. (Textile Chemistry or Textile Technology), B.Tech. (Fibres and Textile processing Technology/ Fibre Technology) with significant emphasis on chemical processing of textiles.
iv. B.Tech. (Food Engineering and Technology) or B.E./ B.Tech. in Food Engineering/ Food Technology/ Food Science/ Food Process Technology/ Food Process Engineering, or B.Sc. (Tech.) (Food Technology).
v. B.Sc. (Tech.) (Oils Technology) or B. Tech. (Oils, Oleochemicals and Surfactants Technology).
vi. B.Sc. (Tech.) (Pharmaceutical Sciences and Technology) or B. Tech. (Pharmaceutical Chemistry and Technology).
vii. B.Tech. (Polymer Engineering and Technology /Surface Coating Technology); B.Sc. (Tech.) (Technology of Plastics or Technology of Paints), B.Sc. (Tech.) (Rubber Technology), B.E. (Polymer Engg. / Plastic Engg.), B.E. (Petrochemical Engineering/ Technology).
viii. B.Sc. (Tech.) (Paints Technology / Plastics Technology), B.Tech. (Paints Technology / Polymer Engineering and Technology), B.Chem.Tech. (Paints Technology / Polymer Engineering / Polymer Technology / Plastic Technology), B.E. (Paints Technology / Polymer Engineering / Polymer Technology / Plastic Technology / Plastic Engineering)


text: It would be so much easier if giant seafaring vessels could be built on the water. But that's impractical, silly! Which is why, instead, we build those humongous ships on dry land, get them as close to the water as we can, give 'em a shove and hope for the best. And by "the best," I mean "huge splashes and boats coming dangerously close to tipping over." [Reddit via Geekosystem]


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Time and time again, navabi is a treat I grant myself
navabi is where I discover pieces I can't get anywhere else
navabi is my secret weapon when it comes to looking my best.
The site is so easy to navigate, I can always find everything I'm looking for
When the cold snap is too much to bear for the modern plus size fashionista, a fine quality wool coat that fits perfectly is a must-have. Available in winter tones like petrol, grey, bordeaux-red or sand; navabi offers a wide range of plus size wool coats for every body type.
When it comes to showing off your figure, a wool coat is not synonymous to hiding your curves. Wool coats with a belt at the waist accentuate a curvy silhouette, while an oversized wool coat combined with a skinny jeans and heeled boots highlights your legs and provides the perfect opportunity to wear a statement pair of shoes.
Find your perfect-fitting plus size wool coat at navabi.
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text:
PSB and politics
A quite interesting article from Electronic Beats magazine can be read at the link below.
A quite interesting article from Electronic Beats magazine can be read at the link below.
It's just over two weeks until "Musik", written by Jonathan Harvey with songs by Neil and Chris and starring Frances Barber as Billie Trix, begins a four-week run in London's West End
There's a five-star review of the new "Hotspot" album in the Mail newspaper today. Link below.
The latest issue of "Musik Express" magazine in Germany has a 12-page PSB feature and a cover-mounted 7-inch single. It's on sale now. More details at the link below.
"Tennant and Lowe still chime with the times." Excellent review of "Hotspot" in the latest issue of 'Q' magazine.
Spotted on the tube today. "Musik" with Frances Barber opens in London on February 5th.
The new PSB single "Monkey Business" has gone straight onto the A List at BBC Radio 2 in the UK. (Full list at the link below


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Lincoln, VT531 Geary Road North
Est. Mortgage: $/month
MLS Number 4735542
- Residential Single Family
- Construction Existing
- Bathroom 8
- Bedrooms 4
- Square Feet 9,290
Nestled among the beautiful Green Mountains is a private mountain retreat with a spectacular main house, gracious guest house and a rustic cabin in the woods! This compound sits on 24 secluded acres with views, an open field, wonderful pond, woods and streams that make it very unique. The Main house built by Birdseye Construction is top of the line throughout. The striking exterior with cedar shingles, brick and stone siding, copper roof and an expansive back deck offers numerous areas for outdoor entertaining. Inside, the Great Room with 24 foot ceilings shows off all the custom details. The spacious kitchen has a separate catering kitchen, bright breakfast room, separate office and pantry. The master wing offers large spaces and two bedroom and baths for flexibility. The walk out lower level has great height and space with a gathering room, two more bedroom suites, a separate sitting area, large exercise room, indoor spa pool and a sauna. State of the art Geo-Thermal heating system, radiant floor heat and solar panels are real assets. Out of site of the main house, the 3200 square foot post and beam guest house has a beautiful stone fireplace, open kitchen, south-facing dining area and first floor master suite with extensive built-ins and office space. A small charming cabin in the woods by a stream completes the package- A rare private mountain estate. Less than an hour from Burlington International Airport and two major ski resorts.
Listed by Brian M. Boardman of Coldwell Banker Hickok and Boardman
Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details


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Many friends have problems; However, a complicated fight can make you feel that the relationship is irreparable. If you really care about that person, it will be worth the emotional stress to sol-ve your problems. It could be difficult; However, fixing a broken friendship will leave it much stronger than before.
Part 01
Reset communication
Be the first to approach. If they do not speak, someone will have to take the first step. Be the one who chooses to give it! This will show you that you want them to be friends again and that you really want to resolve things. Think about how you can approach. Depending on the person and the seriousness of the discussion, you may have to try some different ways to get in touch.
Get in touch with the person in the way you can. If you do not answer your phone call, leave a voice message saying you really want to fix things and then send a similar text message. If you block your text messages, send them messages by email. If you ignore your emails, try to communicate with a private message through social networks. If all else fails, you can try to visit her personally at home.
- Approach once and wait for a response before trying to approach you in another way. You do not want to make him feel harassed or pressured.
- If you agree to meet with you by text message or email, it is best to do so in a public, common place so that no one feels intimidated or under pressure.
Respect your friend's need for space. If your friend refuses to see you or talk to you or if it is not an option to visit him in person, you may have to back away for a moment. Your friend will want space and you must respect it. Use the time to reflect on the situation and prepare what you want to say.
- Do not pressure your friend if it is clear that he wants space. You will only bother him and make him feel frustrated with you.
Speak about the problem honestly and openly. Explain what the problem is and be honest about it. Then ask him to do the same. Let him talk as long as he needs it. Listen really and do not interrupt. In this way, both can tell their version of the story and put everything on the table.
- Express your feelings without using accusatory or provocative words. For example, instead of saying "You made a really silly decision", ask your friend "Why did you decide to do that? I have trouble understanding it. "
Use first-person affirmations when talking with your friend. This will prevent you from blaming yourself and you will create a more peaceful tone as you speak. For example, instead of saying "You were a selfish fool," say something like "I thought you did not care about my feelings and I really felt hurt by the things you said."
Apologize with your friend and accept their apologies. Even if you did not do anything and you think the situation is your fault, offering an apology will set the tone. You could say "I really regret that things have come to this point. I want things to be better among us. "
- If you were wrong in some way, apologize sincerely.
- If your friend apologizes to you, accept your apologies graciously.
Avoid starting a discussion again. It is important that you do not say or do anything that hurts during this conversation. This will only hurt the friendship more and you could make things irreparable. Do your best to keep things quiet. If things heat up, do not let them get worse.
- For example, if your friend says "I can not believe you did that to me! I will never trust you again! ", You can say something like" I know, it was very stupid of me! I am so sorry! I want to fix things, please, tell me how I can do it! "
Part 02
Rebuild a healthy friendship
Let go of your anger or frustration. If you really want to rebuild your friendship, everything will start when you let go of your negative feelings about the situation and forgiveness without doubting your friend. Encourage him to do the same. Leave behind the past and look to the future.
Make a plan to rebuild friendship. Ask your friend if there is something you can do differently in the future to keep the friendship strong. You could say "Tell me how we can avoid something like this in the future. What do you need from me, like your friend, to avoid it? "
- If you have any request for your friend, do it at that time. You could say something like, "In the future, I just want you to respect my feelings when I express them. I want to feel that you care. "
Take things slowly. If you and your best friend had an important fight, hanging out every day after school as they used to do is probably not the healthiest way to rebuild things. Do not do any of your old habits again. Start slowly with phone calls and occasional exits. This will give them time to heal as they rebuild friendship.
Avoid committing the same bad behavior in the future. Apologies do not make sense if you do not correct the behavior for which you apologized. Make the necessary changes to keep your friendship on the right path. Pay attention to the way you talk and interact with the other person. If nothing changes between you and you still feel that things are negative, it may be better to reevaluate friendship.
Part 03
Identify a toxic friendship
Analyze the way they are treated. It is a difficult fact to accept; however, it is not worth fixing some friendships. If your friend always treated you badly or if it made you feel bad about yourself, it might be better not to keep it in your life.
- Your friend should show you kindness, encouragement, respect and empathy. If he cannot usually give you these things, or vice versa, maybe it's not a healthy friendship
Determine if you feel you can be as you really are when you are close to your friend. An infallible sign of a toxic friendship is if you feel that you cannot be yourself with that person. If it forces you to do your things with great caution, it probably is not a good friendship. If your friend criticizes your personality constantly, then it is a toxic relationship.
- A good friend offers criticism with compassion.
Make sure there is a balance in your friendship. Healthy and mutual friendships involve a balance between the two friends who are close to each other. If your friend never calls you or sends you a text message or if you are always the one who has to make plans, there could be an imbalance in friendship.
- A toxic friend could make you compete for your friendship, while a good friend will accept you and make time for you without exception.
- Toxic people tend to force you to abandon your own problems so that you deal with their problems.
Evaluate if your friendship is healthy and mutually beneficial. Think about how you feel close to that person and ask yourself if he was honestly supportive and comfortable having his friendship. You should feel that you can usually trust your friend and you should also feel that he supports you. [13]
- Your friend must inspire you to grow and you must do the same for him.
Cut ties with toxic friends. If you have decided that it is not worth saving a friendship, you must cut all links with that person. Be firm and direct. Not only limit yourself to blocking someone's phone number and avoid it forever, but you should also look for some form of closure by ending the friendship verbally.
- For example, you could say something like "I've been thinking about our friendship and I think I need to take a break. I do not like how I feel when we're around, I think I have to order some things on my own. "


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Getting schooled about mortgages.
Wading through mortgages and other property financing arrangements has never been more rife with pitfalls. As a first-time homebuyer four years ago, I wish I would have had a copy of veteran loan officer David Reed's updated second edition of "Mortgages 101: Quick Answers to Over 250 Critical Questions About Your Home Loan" (Amacom, $16.95). It's a must-have for understanding real estate transactions.
As the first person in my family to buy a home, I made a lot of mistakes, including refinancing into an Adjustable Rate Mortgage. Reed's book offers useful tips about what kinds of mortgages work best and when. He explains, for example, that ARMs might be a good choice when rates are high, when a job dictates that a person move frequently, or if rates will stay the same or get lower over the long term. Reed's wealth of knowledge from more than 20 years as a mortgage banker comes through. The book's Q&A format is accessible. The new updates help the average first-time buyer understand how new loan and government programs, tax laws, subprime lending and even bankruptcy can effect their ability to find financing. Readers get the essentials on a variety of topics, from qualifying for a loan to streamlining the closing process. And many of the chapters are followed by an even more helpful "Tell Me More" section that delves even deeper into the subject.
Since credit is one of the most important risk elements when applying for a mortgage, I appreciated Reed's knowledge about how lenders view what's in a credit report and what things in a payment history effect a credit score. An appendix at the back of the book explains how to calculate a monthly payment schedule, which is very handy. Too embarrassed to ask someone what an "amortization" is? Reed's glossary will help fill in the gaps. BTW, amortization is "the length of time it takes for a loan to be fully paid off, by predetermined agreement."
When it comes to mortgages, the current housing crisis is proof that no question is a dumb one. This book can help future homebuyers feel comfortable asking anything.


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text:
Don and I left the city at two in the afternoon and arrived in Montreal near midnight. Through the Holland Tunnel, we sped in and out New Jersey, and back into New York, heading upstate, a nighttime crawl though dark roads of the Adirondacks and past Lake George. We missed our reservation but luckily enough dashed in the doors a good ten minutes before the kitchen closed.
He parked around the corner and we slipped into the doors from the chilly air. Inside, minutes till midnight, the dimly lit Au Pied de Cochon bustled with late night diners. I caught murmurs of French and stole glances at foie gras loaded plates with every turn. Seated at the bar we were handed menus taunting an abundance of foie in a dizzying array of preparations, duck in a can, tripes with house-made chorizo, and stuffed pied de cochon with foie gras.
Orders were placed in minutes, our tummies growling in anticipation. Five dishes: three involved foie gras, and three were deep fried. None were vegetarian. Midnight decadence is the only way to go. The bread arrived shortly after, crackling crusty edges, wide cut for lavish smears of mayo. OH MY GOD THE MAYO WAS SO GOOD. I tried to be polite, using my knife to swoosh out the creamy goodness. But a few swooshs in, I was completely taken over and starting dunking the bread into the jar. MUST SOP UP ALL THE MAYO. I swear, if no one were looking I would have not hesitated to simply lick the jar. Later, when the waiter brought by a dish of butter would we find out that the mayo was intended for the salt cod fritters, not the bread. Oh well. It was delicious.
The salt cod fritters arrived in due time, five to an order. Piping hot, indeed a wonderful sin to the lips. The deep brown cracking surface broke to reveal a savoury mass with just a bare hint of peppery heat, a gust of steam before deep dunks into the pot of mayo. OH. The mayo. Oh man.
Next, sweet thin slices of roasted piglet, and whitefish salad. This was the lightest dish of the night, the "salad" course if you will.
Foie Gras Cromesquis came in pairs, deceivingly neat fried cubes of fatty goodness. The waiter warned us to first let it cool, then to pop in your mouth at once. He tapped his lips, "keep them closed." And so we did, letting a bomb of liquidfied foie gras explode in our mouths as we broke through the crisp shells.
And then, came the dish I drooled over for the week leading up to the trip and then for the entire car ride. Foie + Poutine. Foie Poutine. OH MAN. YES. So get this, it's absolutely nuts. Crisp horse fat fries. Fresh cheese curds. Gravy consisting of a half dozen egg yolks, cream, and foie gras. Foie gras IN the gravy. As PART OF the gravy. And then a hunk of seared foie ON TOP. And there. That must be the poutine of my dreams. ^_^
But that wasn't even a remotely rich dish compared to what came next. Oh no…
The most decadent dish came at the very end. The word "decadent" doesn't do this justice. It was like crazyrichbutterygoingtokillyou kind of extravagant. I don't think they expect anyone to finish this dish. Or I hope not… Okay. So imagine puff pastry. And then add ten million additional sticks of butter folded into each layer. And then more butter on top. And butter drizzled all over! Maybe another pat here and there for good measure. Then. Potatoes. Potatoes in bite-sizes pieces, cut a quarter-inch thick. Sautéed. Sautéed in what? Butter of course. LOTS of butter! Then. A sweet element: onions! Onion marmalade. Prepared how? Why with more butter, dare you ask!! While we're at it, pile on house-made blood sausage then top off with foie. Foie gras all over! Let the heat melt the supple liver over the sausages like little top hats of fat. Oh fat.
I eagerly cut a wedge, foie dripping in near sick excess. Was this decadent or disgusting or simply absurd? I could no longer tell. But I was quite nauseated by this point. I took a taste of all in the first bite, the pastry hit me first. So buttery it hurt. It was painful to taste all that butter in a bite after the four fat and foie laden dishes preceding the tart. The potatoes bubbled butter. Buttered laced the marmalade. And by then, I could no longer appreciate the boudin, which Don assured me was delicious, for my mouth was coated in fat and my stomach in pain.
And about one-sixth of the pie in, my heart started to hurt a bit. Like ouch. And it became a bit hard to breath. I slowed down. Took a sip of the room temperature water. But oh. Oh yuck. Water would not do. I eyed Don's beer. He gets the message and passes it over. Oh yes, the beer was exactly what I need, crisp, cutting through the fat, chilly down my throat..Perfect. That was dessert.
Defeated by a circus of food, we surrendered, half the boudin tart untouched, and dangled into the night, at once sleepy and toasty from inside out, thanks to a newly formed layer of body fat. Blame it on murder by foie, blood sausages, mayo by the jar, buttered potatoes on an even more buttery base, and a triple kill of fried dishes.
Would I want to back? No, no, noooo. Am I glad we went? Oh yes. This one, very decadent visit, is enough.
Takes on Au Pied de Cochon:
Vagabondish: "Best. Meal. Ever. Period."
Chuck Eats: "No Reservations"
Midnight Poutine: "From the Takeout Counter"
The Ethicurean
This is Gonna Be Good
Au Pied de Cochon
536 East Duluth
Montreal (Quebec)
(514) 281-1114


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Bound By Flame, MLB 14 on PS4 and Killer is Dead on PC - New Releases
This week we get Bound By Flame, MLB 14 The Show on PS4, Killer is Dead on PC, Tesla Effect: A Tex Murphy Adventure, Stick it to the Man comes ...
This week we get Bound By Flame, MLB 14 The Show on PS4, Killer is Dead on PC, Tesla Effect: A Tex Murphy Adventure, Stick it to the Man comes ...
Check out the Nightmare Edition, which includes a new difficulty mode, theater mode and more.
Check out the launch trailer for Killer is Dead, now available on the PlayStation 3 and Xbox 360.
Suda 51's Killer Is Dead is certainly eccentric enough, but as Mark discovers, a dose of crazy isn't enough to mask this game's many flaws.
In this baffling Killer is Dead clip, Mondo attempts to win a lady's affections by, erm, taking mental pictures of her private parts. Don't say we didn't warn you.
Mondo clashes swords with another assassin in this fast paced gameplay from Killer is Dead.
Suit-donning killer Mondo do what he does best despite facing insurmountable odds of floating eyeballs and scythe-bearing Wires.
(Video may contain spoilers) Mondo and his assistant Mika start off their first Killer is Dead case.
Our main character goes through a combat tutorial in a house that defies description and logic.
(Video may contain spoilers) Mondo starts off the game with some ultraviolence in a bar.
(Video may contain spoilers) Mondo and his Killer is Dead agency gets an odd request.
Our hero takes a break from killing and attempt to woo a Brazilian girl nicknamed "The Pheromone" at a bar. How? Obviously by looking at her & giving her stuff!
Mondo kills a lot of Wires, enters through magical portraits, and finds a blood-donating nurse. Pretty standard for a Suda51 title.
Mondo goes on a date with Koharu, stares at her a lot, and showers her with gifts. Disclaimer: this will not work in real life.
Mondo figures out a light-based puzzle while killing Wires in style.
Take another look at the gorgeous looking gameplay from Killer is Dead.
Suda 51's newest project is a bizarre mix of intense action and awkward dating sim.
Check out this trailer from E3 2013 for the Killer is Dead.
Check out some more cut-scenes from Killer is Dead.
Check out the latest English voiceover trailer to get a glimpse into the motivations of Mondo Zappa and his employer Bryan.
Here's the first English voiceover trailer for Killer Is Dead.
Check out the debut trailer for Killer Is Dead.
Lollipop CHainsaw is Grasshopper Manufacture's most shipped game and shows off Killer is Dead
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In order to ensure that your Caribbean island travel plans are a hassle free experience when passing through our borders, please have the following forms completed on your arrival:
American citizens entering the Cayman Islands will require a valid passport, for more information on this visit: U.S. Department of State - Western Hemisphere Travel Initiative.
Canadian citizens Do Not Require passports, but must present proof of Citizenship. Proof of Citizenship include:
Cruise passengers entering the Cayman Islands are not required to have a Visa.
If you are planning to remain in the Cayman Islands for purposes other than a vacation, you should note the regulations on entry below and contact the Cayman Islands Immigration Department in advance of your travel if you have any questions.
A person who is not a prohibited immigrant* and satisfies an immigration officer that he is:
* Prohibited immigrants are defined in full in the Immigration Law 2003 but include the destitute, the mentally disordered, persons creating health hazards to the community, anyone reasonably believed to be a prostitute or living on prostitution, anyone previously deported, anyone convicted in any country of an offence for which a prison sentence of twelve months or more was imposed, and others declared to be undesirable immigrants for economic or moral reasons.
For Specific Questions regarding entry into the Cayman Islands, including visa requirements, contact the Cayman Islands Department of Immigration:
p. (345) 949-8052
Upon arrival you must keep the immigration card given to you! Visitors are advised to keep it with their travel documents as you will be required to present it to an Immigration Officer upon your departure.
If you're planning a business trip, please know in advance that salespeople planning to solicit business and take orders in our islands require a temporary work permit. Applications for this may be obtained in advance from the Department of Immigration. Contact their office weekdays between 9 a.m. and 4 p.m. at (345) 949-8344. You also must declare all samples of goods you bring into the country and these must leave with you. Please know that under our Immigration Laws visitors are not allowed to accept jobs in the Cayman Islands without a government-issued work permit.


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- Access Digital Exclusives, Hit Shows, Live MotorSports and more!
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$ 5,790
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Although the Kia Rio was redesigned for 2012, the automaker has given its smallest sedan incremental updates for its second year. The 2013 Kia Rio sedan is still powered by a 138-hp 1.6-liter I-4 with 123 lb-ft of torque mated to either a six-speed manual or six-speed automatic transmission. Manual transmission cars are EPA-rated at 29/37 mpg city/highway, while automatic cars are rated 28/36 mpg. A Rio Eco model (featuring engine stop-start technology) bumps the automatic's city rating to 30 mpg.
In our 2012 Kia Rio First Drive we said, "The optional soft-touch material on the door panels and leading edge of the dashboard is a nice touch, but the rest of the dash is unmistakably plastic. The big, flat switches controlling the air conditioning, rear window defroster, and venting recirculation add some visual variety. The Rio is a cozy place to be. USB and auxiliary ports are standard, while Kia's UVO hands-free audio with a backup camera (optional on EX, standard on SX) and a dedicated 7-inch navigation screen (optional on SX) are offered to satisfy the techies."
"When the staff tried out the new Rio," during our First Test, "comments ranged from the lukewarm 'not bad, but not great'" to 'peppy — and the transmission shifts pretty quick.' The six-speed automatic was a huge step up from the 2011's four-speed. The Rio felt stable at higher speeds, and had sportier handling than expected. It's decent fun in turns, but there's no shortage of tire squeal. There are typical subcompact downsides, such as engine noise, hard seats, and a rough ride on choppy roads.
In a 2012 comparison test of subcompact cars with manual transmissions, the Kia Rio finished in seventh place behind the Suzuki SX4, Mazda2, Honda Fit, Toyota Yaris, Chevrolet Sonic, and Hyundai Accent: "Kia's hyperactive traction control sapped any chance of a quick start. Two editors discovered the deficit after trying to launch the Kia through a busy, blind intersection. The Kia was also able to manage only mid-pack fuel economy with an average of 30.8 mpg, placing it fourth behind the five-speed Honda Fit. The biggest asset the Rio has is its price tag. At a shade over $14,000, the Rio was the cheapest car of the group. Unfortunately, that cheapness was evident in much more than the window sticker. Our base model LX had no cruise control, power door locks, or electric windows, features common in other entry-level cars. Satellite radio is standard, making us wonder about Kia's priorities."
A new Eco model with an engine stop-start improves fuel economy. The 2013 Kia Rio sedan has a four-star overall safety rating from the NHTSA (out of a possible five stars) and a good rating (highest possible score) by the IIHS in the moderate front overlap test.
For 2013, the Kia badge on the hood, trunklid, and steering wheel is revised. Top trim Rio SX models gain paddle shifters and the Eco model gains a start-stop feature.
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"There Dr. Martin Luther King, Jr. gave his famous "I-Have-A-Dream" Speech"
The 1963 March on Washington drew a crowd of over 250,000 people and it heralded the height of the Civil Rights Movement. It was there in the shadow of the Lincoln Memorial and facing the Washington Monument that Dr. Martin Luther King, Jr. spoke to the world and ushered in a new reality for America relative to the plight of the poor and disadvantaged–particularly Black people–the masses who had been cast aside and disregarded by those who were in power.
The significance of the March is that it was the largest civil rights rally up to that date in the United States, an unprecedented gathering of Blacks and Whites exposing society's ills and demanding that the government enforce the laws equally to protect all its citizens regardless of race, color, creed, national origin, ethnicity or any other superficial differences that had been place by human beings on other human beings.
Though Dr. King (Southern Christian Leadership Conference -SCLC) gave the main address, the March was a combined effort of many organizations and community leaders including Whitney Young (the Urban League), Roy Wilkins (National Association for the Advancement of Colored People-NAACP), A. Phillip Randolph (Brotherhood of Sleeping Car Porters), James Farmer (Congress of Racial Equality-CORE), John Lewis (Student Non-violent Coordinating Committee-SNCC), Bayard Rustin (member of SCLC and CORE) and Walter Reuther (United Auto Workers -UAW).
It was also a fulfillment of marches that had been planned, but though some had been aborted; they were smaller and not as well organized but of equal significance, including a march in Detroit of 125,000 people; a previous march in Washington in 1958 where Mrs. Coretta Scott King was one of the main speakers; protest marches in Greenwood, Mississippi, and Albany, Georgia, and another March on Washington that had been planned by Randolph in 1941.
During that historical march, many speakers addressed the gathering but the most compelling and spellbinding speech was that of Dr. King's. It was etched into the American psyche and has remained a lasting legacy to his work, dreams and aspirations for his nation. "I have a dream that one day this nation will rise up and live out the true meaning of its creed," he said, "We hold these truths to be self-evident that all men are created equal." The tone of his delivery left no doubt that the purpose of the speeches were to dramatize the scope of Black people's discontent and the enormous appeal of an open, desegregated society. "I have a dream–a dream deeply rooted in the American dream–a dream that my four little children will one day live in a nation where they will not be judged by the color of their skin but by the content of their character." (Many believe that the election of Barack Obama as the 44th president of the United States is a fulfillment of Dr. King's dream. And ironically, Dr. King's birthday and Obama's inauguration are being jointly celebrated since the former will be officially observed one day before the latter). The death of Dr. W.E.B. DuBois, one of the great Black scholars of the 20th century, who had migrated to Ghana, was announced at the March.
After the March, Dr. King and the others met with President John F. Kennedy at the White House, and the significance of the event was not readily apparent then. The significance came later through the changes that resulted throughout the nation at all levels of society. As a nation, Dr. King spoke about the need to live out the creed written in the U.S. Constitution: "all men are created equal." And though civil rights and voting rights law were passed by the Congress to address the issues that brought the marchers to Washington, aggressive enforcement of existing laws would have accomplished the same. Laws passed without active enforcement result in a lack of progress and social emptiness in society.
One of Dr. King's strongest weapons in his arsenal of persuasion was his belief in non-violence. He led the March on Washington and the entire event was free of any altercation or violence–violence that would have lessened the impact of his message. The extent of the effectiveness of non-violence on a large scale had also passed the test and it showed that a demand-for-freedom march with members of a diverse segment of society, including the church, organized labor, business, professional and entertainment, could take part successfully. Dr. King believed and lived according to his belief that "love would conquer all."
About three months after the March, President Kennedy was killed by a sniper's bullet while riding in a motorcade. It was a time of sorrow and it seemed that the expectations of March would fade away. However, the new president, Lyndon B. Johnson, followed his predecessor and reinforced Dr. King's expectations relative to the civil rights and voting rights.
The rest of the 1960s was a time of massive civil unrest and has been referred to as the turbulent 60s. Even though subsequent events throughout the nation's inner cities did not result from the March–which was peaceful–Dr. King felt that his message of non-violence did not seem to be getting through. The foundation of his message was rooted in the biblical and "Gandhian" traditions of peace, love and the brotherhood of mankind, yet events all around him, and indeed around the world, gave a different picture.
In addition to it being a culmination of past large scale attempts, the March was also a harbinger of things to come in the future. There had been Civil Rights Acts (CRA) dating as far back as 1866 and 1875, and as recent as 1957 and 1960. The CRA of 1866 was designed to protect the freed slaves from the Black Codes and other repressive legislation. The CRA of 1875 prohibited racial discrimination in public accommodation. The CRA of 1957 and 1960 "gained some steam" though they essentially rehashed those previously enacted with a little more meaningful federal enforcement. It appeared that within the context of the Black experience, as the protests and the demonstrations got louder and greater in numbers, the more open society became to the Black masses.
By the time the March on Washington was over, legislators had already begun to draft "more" laws to respond to cause that was long overdue. But as Dr. King had so skillfully articulated, "You cannot legislate morality; the law can't make you love me, but it can prevent you from lynching me and I think that's important." The evils against Black people were moral failings and no amount of legislation could have corrected them. At the beginning, the Constitution proclaimed: "all men are created equal," but were they really? Men are only equal under the law, which coincidentally other men interpret and enforce.
The significance of the March on Washington was in what it achieved afterwards particularly the laws that were enacted and enforced, from civil rights to voting rights to human rights. It also achieved changes in men and women's hearts and minds, and that was its greatest achievement.


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- 18.3 Format, Style, and Punctuation. x
- 18.3.2 Plurals. x
Phil B. Fontanarosa and Stacy Christiansen
in AMA Manual of Style: A Guide for Authors and Editors (10th edition)
The same symbol is used for single and multiple quantities. Unit symbols are not expressed in the plural form.


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Friday, 24 December 2010
Bikes we want for Christmas No. 6: Spencer Ivy Electric Bike
There has always been a stigma attached to Electric bikes, for one reason or another they have never really caught on but is that about to change? Spencer Ivy bring you Electric bikes that look rather attractive. Although I am a big fan of pedal power there are some days when I would welcome a bit of help! Price £1895
Labels: Buying a Bike
2 comments:
- Campfire said...
Happy Christmas Caz to you and your family.
You might like to look at Velovision's electric bike magazine, you can view the first one on line. That's got a whole selection of them.
- 24 December 2010 at 17:32
- hasenschneck said...
Just bought a beautiful Pashley Princess, but this almost equals it in looks and there certainly are days when the wind makes me wish for a bit of extra help. Maybe for my next bike...
Great fan of your blog, by the way, since I'm somewhat anti-Lycra!
- 25 December 2010 at 12:42
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- Fonds
- [186-?]-1948
Fonds consists primarily of photographic prints of John and Elizabeth Dilworth and their children, as well as their extended families, the Dilworths and Mawhinneys.
Dilworth, John (family)
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Fonds consists primarily of photographic prints of John and Elizabeth Dilworth and their children, as well as their extended families, the Dilworths and Mawhinneys.
Dilworth, John (family)
Fonds consists of reminiscences and photographs of whaling and tugboating.
MacPherson, Donald B., 1899-1985
Fonds consists Mainly of photographs of the Clay and Donaldson families and their friends.
Donaldson, Alexander Dawson, d. 1909 (family)
Fonds consists of photographs of the 5th Regiment and medals won by Arthur Langley.
Hackett, Doris
Fonds consists of photographs of May 24 parades and Miles for Millions marches held in Victoria.
Durrant, Dorothy L.
Fonds consists of photographs of the Russian Ballet School and programmes.
Wilson, Dorothy
Fonds consists of news reports and research compiled during the 1975 municipal employee strike.
Shepherd, Douglas G.
Drake, Jackson and Helmcken fonds
Fonds consists of a ledger and memorandum book.
Drake, Jackson & Helmcken (firm)
Fonds consists of photographs of scenes of Victoria and reminiscences.
McTavish, Duncan Douglas, 1882-1967 (family)
Fonds consists of colour slides of depicting Victoria streets and scenes.
Brockelbank, E. Edward
Eaton's Department Store fonds
Fonds consists of a cash journal of the downtown Victoria Eaton's and David Spencer department store.
T. Eaton Co
Fonds consists of colour slides mainly of Victoria streets and scenes.
Walker, Edward R.
Elizabeth Mills Phipps collection
Collection consists of scrapbooks of newspaper articles relating to local history.
Phipps, Elizabeth Mills (Betty), d. 1987
Fonds consists of correspondence.
Richards, Elsie B.
Fonds consists of photographs and other material relating mainly to Gropp's work for the City of Victoria and its employee association.
Gropp, Elwood Stanley
Fonds consists of a hotel register.
Empress Hotel
Collection consists of family correspondence.
Hayward, Ernest Chesney, 1876-1933
Fonds consists primarily of material related to Ethel Bruce's career as a journalist including newspaper clippings, concert and theatre programmes, invitations, pamphlets, maps, photographs, correspondence and picture postcards.
Bruce, Ethel, d. 1968
Ethel Melinda Trewolla Fairfull fonds
Fonds consists of photographs and other material relating to the Fairfull, Olive, and Watson families.
Fairfull, Ethel Melinda Trewolla, 1904-1989
Fonds consists of records pertaining to the estate of Henry Waller, marriage certificates, agreement for sale of a lot in Victoria, and photographs of children.
Waller, Frederick Morran, 1916-1987
Fonds consists of family photographs.
Fair, David, Sr., d. 1936 (family)
Fonds consists of photographs of the Wilkinson family, policemen, a Royal visit of the Prince of Wales, and the Victoria harbour.
Swanson, Faith E.
Fonds consists of photographs of the Fatt and Sutton families, soldiers, school children, Vancouver Island Steam Engine, and Gorge Park.
Fatt, Norman B. (family)
Fernwood Community Association fonds
Fonds consists of general office files, minutes, correspondence, financial records, Fernwood News files, and historical research.
Fernwood Community Association
Fonds consists of photographs depicting buildings, people and scenery around Victoria and Vancouver Island.
Fleming Bros. (firm)
Fonds consists of a journal, ledger and miscellaneous advertisements.
Fletcher, James Henry, 1875-1944 (family)
Fonds consists mainly of photographs of the Fletcher Bros. music store as well as Victoria businesses, homes, and people.
Fletcher, Thomas W., d. 1927
Fonds consists mainly of school photographs.
Irvine, Flora Ina
Collection consists of special edition newspapers and pamphlets pertaining to Royalty and war.
Johnston, Flora
Fonds consists of family photographs of the Floyd and Johnston families.
Floyd, James Sterling, 1867-1922 (family)
Fonds consists of photographs of the Flumerfelt family and their home on Pemberton Road.
Flumerfelt, Alfred Cornelius, 1856-1930 (family)
Fonds consists of photographs, correspondence, teaching records, and other material.
Brown, Frances Ann, 1876-1967
Fonds consists of photographs of the Cadboro Beach Hotel and the Old Charming Inn.
Armour, Frances
Francis Thomas Styles Sehl fonds
Fonds consists of photographs of Elizabeth Kezia Sehl and a published volume of pictures of Victoria.
Sehl, Francis Thomas Styles
Fred and Margaret Boulter fonds
Fonds consists of photographs of Thetis Lake.
Boulter, Fred H.
Frederick Albert E. Manning collection
Fonds consists of photographs of the visit of the Prince of Wales to Victoria.
Manning, Frederick Albert E., 1911-1989
Fonds consists of photographs of the Elworthy family and views of Victoria.
Elworthy, Frederick Barrington, Sr., 1854-1927 (family)
Fonds consists of minute books and a list of directors.
Friendly Help Society
Fonds consists of photographs of the Harvey home, family, servants, and Indian cairns.
Harvey, George John, 1859-1937
George N.Y. Simpson Studios fonds
Fonds consists mostly of photographs depicting Victoria buildings, school children, theatre groups, and scenic views.
George N.Y. Simpson Studios
Fonds consists of photographs, business records, personal and educational records, graphic material, and documents in Chinese.
Lee, George Yukon, b. 1893
Gillespie, Hart and Company fonds
Fonds consists mainly of a cash journal, mortgage files, and business photographs.
Gillespie, Hart & Company
Fonds consists of a scrapbook and other material pertaining to the Victoria Girls Drill Team.
Cook, Gladys, d. 1987
Fonds consists of photographs of family members and homes.
Michaelis, Gustav, d. 1930 (family)
Fonds consists of photographs of Gwen Hall and friends.
Hall, Gwen
Fonds consists commercial studio photographs, camera sketches, and miscellaneous prints.
Knight, Harry Upperton, 1873-1973
Fonds consists photographs taken by Harry Dunnell depicting the Provincial Normal School, streets, and beaches.
Dunnell, Harry (family)
Fonds consists primarily of correspondence and photographs of three generations of the Helmcken family. The fonds also includes a scrapbook, certificates, family tree, and other material relating to the family's private and professional activities.
Helmcken, John Sebastian, 1824-1920
Fonds consists of photographs, reminiscences, political files, certificates, and other material relating to the various activities of family members.
Henderson, Anton, Sr., 1853-1950
Fonds consists of reminiscences.
King, Henry