text:
Hi Family and Friends!
Hoping all of you are doing better than I am right now! You know, most of the time when all of you see me, I'm happy (or try to be!) and making the best of my situation. Today is not one of those days! I'm not the brave person you think I am - I'm the person that is tired, very tired of dealing w/this avm! I was hoping by now the steroids I got would kick in and really make me feel better, but no ... not yet! My left eye is a little less puffy, but I have a piercing pain in my ear and the whole left side of my face hurts. I have spurts where I'm ok - but gosh, this evening I'm in pain! I had my little "I'm feeling sorry for myself cry" with Mark tonight and I called to talk to Celia. Celia can't talk right now - her voice has left her what w/her allergies and all! She is preserving her voice for an important funeral she needs to sing at soon! So, Greg and answered the phone and made me laugh - even though I did cry with him a bit. I told him, "Poor guy, first the wife and now the sister"! I felt better sharing some laughs with him ... and now I'm hoping that my feeling bad will mean that Mark will clean the kitchen tonight so I won't have to! Tee Hee! (That is the evil part of the avm talking)! Where does all our time go? Seems all I have time for now is washing my face and ironing the clothes I'll wear tomorrow!
I enjoyed the Stephenie Meyers books so much, I'm starting Twilight again, and enjoying it just as much!
Hey! Saba and I both did our good deeds today! Well, earlier, one of my co-workers came by (well she works on our floor) and was asking for donations for the Diabetes Walk that was going on soon. So I gave her some money and got a chance to invite her to view my blog and Shalons when she has a chance! She said she sees me often @ HEB! I'm hoping she'll look us up and hopefully learn more about avms! Also, on my way to have lunch with Mark, I had debated on taking Saba with me ... and opted to bring her and as I walked down the hall, one of her shoes fell off! As I bent down to pick it up, I said out loud, "Oh! My kid lost her shoe"! There was an older lady in the hallway and she looked up and said, "Oh what a pretty bear"! She asked where I got her, etc. and I told her that Saba was my therapy bear! I explained that having her around makes me feel better, so I bring her to work and other places! She said her daughter was recuperating from a hysterectomy and had not had children. I told her I was never much for having kids, but that my cats and Saba are all I need (besides Mark of course!)! She thought that the bear was a great idea and wanted to get one for her daughter! I told the lady that Saba was a nice distraction and that I had fun dressing her. She wears the preemie size from Wal-Marts baby department! See! I'm feeling better already! Just knowing that Saba and I are inspiring people!
You know, when I was talking to Greg, he was telling me that by Saturday, Davis would be able to go to Galveston and maybe look @ his stuff. From what they hear, there is mold everywhere! Greg was saying that his brother Mike Fossum had been helping his son, along with the Scouts, to get houses cleaned in Houston that had been damaged from Hurricane Ike. Mike had told him that they had gone to help one guy that had already been back living in his house a week or so and it had a LOT of bad mold everywhere! That could have been us! Bless these poor people and let us keep praying for them to recover from the damages of the hurricane!
We hear that Davis is in a nice apt. w/his roommate from Galveston and two other guys already in College Station! He started classes today, and will probably be @ College Station for the rest of the semester! Davis said his girlfriend Mackenzie will take him shopping for things for the apartment because he didn't even have sheets for the bed! Davis wasn't sure what kind of set up he would have when he got up to College Station, so he didn't know what to take! He is so well adjusted!
Ok folks! Thanks for letting me vent! I know there are a lot of people worse off than I am, so I need to pull myself out of the mood I'm in! I hear rumors that my Uncle Louie and Aunt Betty might be coming for Thanksgiving, so that makes us here all very happy! I also heard Gregs younger brother Terry will also be here! Wow, the holidays are around the corner! Happy Fall, Y'all!
P.S. Ok, ok! I can't blog and not include a photo! So here goes! I have to include a photo of my fabulous brother-in-law Greg, since he made me laugh tonight! I'm including a photo of him wearing a Farkle necklace that the winner of the game Farkle gets to wear! And ... since he doesn't win often.... just kidding! We have a running joke with Greg - he gets exasperated w/the dice when he rolls them and doesn't get the points he wants, he'll say, "Piece of junk", "I hate this game"! Course that just makes all of us laugh! I think we put aside the dice that Greg used one night that he won a game of Farkle with in a baggie w/a slip of paper that had his score and we wrote "Gregs big win" on there, showing his winning score!
The other photo is the Awesome Mark Fossum - that will be turning 21 on September 28th! I still remember the day he was born! He is holding our fat cat Midori that Markie Poo Hoo (as Aunt Cyndi has been calling him since he was a toddler) has nicknamed "the ottoman"! Midori is a walking block of fur and Markie thought she'd make a nice ottoman! Hijole! I just had to add another photo of MPH - one where you can see his beautiful face! We were @ the Fossums - probably that same night we took that other photo of Greg when we played Farkle! For those of you who may not know ... to enlarge any of these photos, just click on it for a better and larger view!
The Dark Side of an AVM!
Wednesday, September 24, 2008
Posted by Dulce at 9:19 PM 0 comments
Wound photos
Tuesday, September 23, 2008
Hi everyone!
Well, lets see what's new ... mmmmm, well we've been visiting w/Davis, since he is home from college since Ike had all the kids evacuating from A&M Galveston! Uncle Mark and I went to the Fossums on Friday as Mark had lost a crown and wanted Greg to resecure it! Mark took everything needed to make a couple of his delicious chicken pot pies for dinner, so we all enjoyed that! Everyone had second helpings! Mark worked on Saturday w/his City job, while I did tons of laundry and cleaned the kitchen. Mom called and wanted us to "hang out" and we ended up going out to the island again, as she wanted to give Davis some of Grandmas chicken soup! Man do these kids rate or what? Mom even took masa to make tortillas for him! Markie Poo Hoo was in San Antonio visiting friends, so we didn't see him over the weekend!
As far as avm news : the area under my left eye is very swollen and puffy! That seems to happen a couple of weeks before I go back to CO and that sometimes means I'll have a bleed! Sure enough, on Monday night I was watching TV in the living room and felt something on my neck. Got up to look in the mirror and noticed blood on my hand where I had wiped my neck. Not much - but only because Mark had previously put surgicel on the wound area and that was helping keep the bleed from being really bad! Pulled off the tegaderm and everything covering up the wound and found where the bleed was coming from! Put another piece of surgicel on there and waited a bit before wrapping the wound up. (See photo Mark took before he wrapped up the wound. The white piece on the wound is the surgicel)! I've been having a bit of a hard time controlling the pain lately, so I've been calling Rhonda Sharp (Dr. Yakes P.A.) to prescribe some steroids to help w/the swelling and pain! She didn't return my call yesterday - she had Dr. Yakes nurse, Julie write me an e-mail that she would call me today.
Well, today I had an appt. w/another wound care place @ Spohn Hospital to get a second opinion on whether the Hyperbaric Oxygen Treatment would benefit my wound. I'm lucky my Supervisor, Mr. Rios is very understanding about my avm situation and my having to go to all these appts.! Met w/Dr. Larkin and her nurse removed my wound bandages to take a look @ the wound. Dr. Larkin seemed to feel that the HBOT would not benefit my wound, but probably hurt it in the long run! Fine by me - I saw the tube they would put me in for the treatment and since I'm a bit claustrophobic, I was not looking forward to that @ all! I was just exploring my options and looking for something that might heal the wound area quicker! Dr. Larkin decided to use some different wound supplies - so instead of using ointment, and Aquacel Ag and non-adherant dressing, then mepilex and then the tegaderm: she wants to use XCell - Antimicrobial and that also has the silver like the Aquacel Ag, then the mepilex and then seal it w/the tegaderm! Dr. Larkin seems to feel this way I can change the dressing every 48 hours instead of every 24 hours like we have been doing! I have an appt. w/her Friday afternoon to look @ the wound area and see how it's doing! Mom was nice enough to pick me up @ work and go with me to my appt.! Also along for the ride was Saba! I told the Dr. that I like to bring my peeps on my appts!
Oh! Last night I finished reading Breaking Dawn! Wow! Can't wait for the movie Twilight (the first book of the Stephenie Meyers Series) to open on Nov. 21st!
Did anyone watch Dancing With The Stars last night? I was a bit disappointed! I was looking out for Kim Kardashian as I enjoy her Reality Show and thought she was ok. Susan Lucci is waaaay too thin! Yikes! She looks frail! Cloris Leechman looked healthier than Lucci! I don't have a super favorite person like in the past years when I was rooting for Kristi Yamaguchi or Apollo Ohno, so I may not tune in this season! Takes up too much time anyway!
Ok, we're heading to the grocery store now and hopefully my steroids will already be in! So, I'll be bouncing off the walls soon and lets see if my left eye gets back to normal!
Thanks for tuning in and coming in for a visit! Love to all!
Posted by Dulce at 6:34 PM 0 comments
Take a Hike Ike!
Tuesday, September 16, 2008
Hi Everyone!
Wow! It seems like forever since I last blogged! I already heard about that from Shalon! She e-mailed me telling me I was MIA after the storm and I hadn't blogged either! So, even though I should iron my clothes for tomorrow ... or I would love to be in bed reading ... I love blogging even more!
Last week our family was discussing the possibility that Ike may be heading toward Corpus Christi! Mark works for the City of Corpus Christi, so he has to stay, no matter what! Mom wanted to evacuate, as did the Fossums of course because they live out on the island! Meanwhile, Davis and his roommate James evacuated Galveston probably Thursday of last week! As did my friend Dorinda from Pasadena (or as she calls it, "Stink-a-dina")! I work @ the courthouse and had told my supervisor that my family wanted to evacuate, so I put in a leave form to take Thursday off! We had heard that our office may be closed Thur./Friday - but no ... when it was all said and done, our office closed @ noon Thursday and all of Friday! Luckily (for us) Ike didn't come our way, so I had Thur., Fri., Sat. and Sunday off!
I finished my book Eclipse, and am already on page 300 or so of Breaking Dawn (see photo)! Mark calls me bobble-head, because I can't put the book down and I get so sleepy due to the meds, and my head just bobbles and I drop the book occasionally, but I don't want to stop reading it! Mark tried to slowly move the book from my hands, as I had fallen asleep w/it, but it woke me up! Had to read a bit more!
I hadn't really had much to blog about - but I know I had mentioned that Saba had a playdate weekend w/Ryan the monkey! Ryan belongs to a co-worker, Grace that will be getting married later this week! Now, Saba has a sister named Lucia! She is the Build a Bear my sister Celia made in CO - but then kinda just left Lucia behind @ Grandmas. I thought Lucia might enjoy living in our home w/another bear! Lucia was named after Josh Groban's violinist! Anyway - see photos of the furry kids! I take Saba w/me to work - she's my therapy bear and makes me feel good to have her around!
I've been doing so great w/no bleeds! Until .... yesterday, while @ work, I was feeling around my left ear area and some of the scab came off! (Spock isn't the only one w/weird ears - @ least my left one is)! Of course I soon saw that blood was also coming along - luckily I caught it before it even touched my polo shirt! My co-worker/friend Diana came to help me put some surgicel on the area since I couldn't see that myself too well!
Three weeks until we go to Colorado again! I always look forward to going on these trips - it means I'm one step closer to being done w/my embolizations! The other day one of the defendants that came in had a bandage over her throat area, so I was asking her about having a trache, since there is a possibility that I'll have to have one. She immediately said it was very manageable and not @ all a problem! Good to know!
Today during my work hours, I took the department deposit to the Tax Assessors Office and I hadn't been there in a while, so I was looking forward to saying hello to all the ladies who work in the area! They are all so friendly - so I'm sending a shout out to the bookkeepers @ the Tax Assessors that inquire after my health and issues! Let's congratulate Kathy who just got married in Vegas! Her new husbands name is Mark! Thanks ladies - you are part of my avm journey by keeping me in your prayers and always smiling @ me - making me feel normal!
Ok - lets hope all will remain in order w/out too many incidents/issues before I head back to see Dr. Yakes and the gang @ Swedish! Please keep my new friend Marijn from Holland in your prayers! He has an avm on his side and has been having bleeds, so he is hospitalized @ the moment! Marijn will be having surgery soon to remove the rest of his avm! Yikes!
We also pray for all the people that live in or near Galveston! Davis (see photo)(he is soooo handsome!) will have to finish his first semester @ College Station, since his college in Galveston will not be ready after all the damage from hurricane Ike!
Love to all!
Posted by Dulce at 11:44 PM 0 comments
Oh no! Not again!
Saturday, September 6, 2008
Hi Family & Friends!
Let me begin w/something fun! I've been taking Saba in to work w/me all this week! Well, I had taken some time off, so it was really only Wed.-Friday! She makes me feel better (my therapy bear) so I like taking her to work! Anyway, Grace, one of my co-workers, has a monkey from the Build a Bear collection and she had been telling me she would bring him in for a play date w/Saba! So, Friday, Ryan the monkey came in, so he and Saba spent the day together! (see photo) Grace would tell me that if Ryan didn't behave to let her know! Her fiance Raul is one of the courts baliffs, so when I saw him in the hall, he asked how Ryan was doing? I told him Ryan was in love! Right before the end of the day, I picked Ryan up and hugged him and she asked if I would like to take him for the weekend! "Oh yes"! I was so excited that she trusted me to take care of her furry kid for the weekend! Grace and her fiance Raul had put Ryan together and dressed him so cute in some khaki shorts and polo shirt! He's wearing an Astros baseball cap, but no shoes! That's ok - Saba lent him a pair of her brown sandals!
Got up this morning w/every intention of running some errands and meeting mom for lunch. As I mentioned before, I have been hacking w/the crud that is going around. I was ironing the shorts and t-shirt I would wear on my outing, and I could just hear the wheezing in my chest. I told Mark I just had to cough that gross phlegm out and I wanted to do that while I was @ home - just in case I had a bleed. So, I hacked and was trying to get that darned crud out and I could barely breathe, so I really coughed to get it out and sure enough - I started gushing blood! In seconds the front of my tank top was covered in blood and it ran down my arm and down my body! It's as if someone threw a bucket of blood @ me - I headed to the kitchen sink w/Mark following close behind! I immediately grabbed a mirror and started taking the dressing off as Mark was grabbing a paper towel and wetting it so I would be able to put it over the area that was bleeding and apply pressure! We can't get this done fast enough it seems! Mark helped me take that wet tank top off as I kept holding pressure on the wound site. Mark tossed the tank top in the washer and soaked it. I checked my wound area a couple times, until we found it had finally stopped bleeding. Got myself cleaned up and we headed to the area where I sit and Mark redressed the wound area. So that took a chunk of time out of our morning.
Meanwhile, Mark gets a call from his supervisor @ work telling him there was an emergency and he needed to come in! Apparently the Memorial Colliseum had been broken into and since it's City property - Mark needed to go in and take care of the problem!
Mom called shortly afterward saying she was ready to run errands and go to lunch!
I met her @ JoAnns as she is buying yarn to crochet the boys each a throw! After that, we headed to Red Lobster and it was super crowded! Mom called Markie Poo Hoo to see if he wanted to join us, but got his voicemail and mom left a message. Before hanging up, she added, "if you join us for lunch, I'll buy you crab legs"! Is that a bribe or what? It worked! Markie called a few minutes later and asked whether he had time for a shower before joining us. We had a 25 minute wait, so no problemo! We were so glad Markie could join us - he is hilarious and wonderful company! He had us laughing - so quick w/the wit!
During our lunch, a couple of the wait staff came over to compliment the furry kids that were sitting on booster seats next to me! As we enjoyed our lunch, we started to hear singing coming from a nearby table full of ladies - it was the Sweet Adelines! It was so cool and they got a big round of applause from everyone in the restaurant! They were celebrating a birthday from someone in their group!
Went to moms house for a bit, Vicente was heading out to his daughter Margarets house, so mom and I had time to visit. I went over some computer stuff w/mom and not long after, Vicente was home again. I was missing Mark and decided to head home myself, so here I am!
When I write about the bleeds - it's mainly to give y'all a chance to know something about the life we are living right now. I feel bad that we don't always have time to visit w/friends, or always answer e-mails, but these bleeds take a lot out of us sometimes! We've learned how to handle these situations, but it also interrupts what might have been a typical day. I just live for the weekend when I can relax @ home w/my wonderful husband and feel "safe" knowing if anything comes up w/my avm, I can deal w/it so much easier than when something happens @ work! Ok, I know I'm selfish, because when I'm home, I love, love, love to read and that's what takes up time too! I think I mentioned that the other day I called Rhonda Sharp (PA in CO) and asked whether we could cut back on the Neurontin - the med. that was making me so drowsy! I was staggering 4 of those capsules a day, so Rhonda told me to go back to taking 2 a day for the next couple of weeks. I'm telling you this because now that I'm not so darned drowsy, I've had a chance to complete New Moon and just started reading Eclipse from the Stephenie Meyer Twilight Series! (see photo)! It's reading and relaxing that help me deal w/all the avm crap (excuse my french)! Of course I couldn't do any of this w/out the most amazing husband in the world! Mark patiently helps clean me up, cleans the wound area and redresses it better than any wound care therapist ever could! He never complains, just gives me lots of hugs and reassurance! He took the photos of Saba and Ryan and put it on the computer so I could include it in my blog! I am really blessed to have so many prayers and friends and family that care - Thank You so much!
Please include my new e-mail buddy Marijn from Holland. He is going through a lot w/his avm and will be having surgery soon. Don't want to disclose much since I don't have his permission, but prayers would be so much appreciated!
P.S. I want to thank my Aunts - Josie Sanchez and Sister J. (and my sister Celia) for all signing Shalons guestbook on her website! Thank you, it means a lot to her and to myself as well!
Posted by Dulce at 5:24 PM 0 comments
Swedish Staff - Second Family!
Friday, September 5, 2008
Greetings to All! I am dedicating this entry to the staff @ Swedish for always being so awesome, that they are like a second family to us! This is also for someone who wrote an e-mail to me from Holland - his name is Marijn and he also has an avm! Dr. Yakes assisted Marijn's Radiologist on a procedure in Holland, so I wanted a chance to show Marijn some of the people that help me on my avm journey!
In the photos you'll see Julie Labadie (middle photo)- she is Dr. Yakes Nurse and sooo good about being there for you! She was the first medical person I talked to after contacting the patient coordinator @ the time - Lezlie Frank! I kept telling Julie how many other doctors had promised they could help and she kept assuring me that Dr. Yakes would be able to help me! She always calls after I'm home a week or so after a procedure to see how I'm doing and answers e-mails w/questions I have!
You'll also see Rhonda Sharp (top photo)- Dr. Yakes Physician Assistant. Poor Rhonda - she's the one I would call @ all hours when I would have a bleed! Luckily, we've finallly "gotten used to" having those bleeds, so we don't wake her up too often any more! She has a great sense of humor and is great about explaining all the meds I have to take!
Of course I have to show a photo of the main man - Dr. Yakes! He has a wonderful bedside manner! When my sister Celia met him for the first time, she got up and said, "Wow! I feel like I'm meeting a Rock Star"! Dr. Yakes is amazing and super nice and comforting!
(You can see a picture of me w/Eric, the new P.A. in my timeline photos! He is very nice, easy to talk to and seems to enjoy his new job @ Swedish!)
I have to mention some of my favorite nurses! Dave - so full of energy and enthusiastic about everything he does - great @ his job! Don - so good @ his job - he anticipated what I needed before I even asked for it! Always made me feel very well cared for and comfortable! Julianne - so sweet! I always look horrible after a procedure and she made me feel special and always hugged me! Jimara is no longer w/Swedish, but she was great fun to talk to! Brett - super nice and will just be back from her honeymoon on an Alaskan Cruise when I see her again! She always makes me feet great - very warm and friendly! My new favorite nurse - Gina! She and I are avid readers apparently, so this gives us something great in common! Gina is nice enough to chat a while when she comes in to give me my meds in the middle of the night! Of course we can't forget Rosie! She is from Puerto Rico and used to be in Housekeeping - went back to school and now she is a tech! So she fills me in on the latest when she comes in to take my vitals! Rosie would help me communicate w/JoAnna from Portugal! Of course you already know Saba, another tech, from one of my earlier blogs!
These are the people that make my avm journey bearable when I'm in Colorado! I have to mention Sue, my favorite nurse in Ambulatory Care and Rick, my favorite Recovery Room Nurse! They are both hilarious and do their jobs well! I can't imagine when my treatments are finally over - that I won't be seeing these people anymore! I spent my last birthday with them this year! They couldn't believe I was having a treatment on my birthday - but why not be with my other family, right?
Ok, here's hoping I don't have any bleeds to report any time soon!
Take care everyone! We'll keep you posted on the latest! Thanks for stopping by!
Posted by Dulce at 5:15 AM 0 comments
Another Bleed!
Thursday, September 4, 2008
Hi Everybody!
Well, I had been doing pretty well lately, but I could feel I was starting to get sick - like getting congested. My voice was going and I knew I would start having some problems soon. So this morning right after I got to work - I felt this incredible need to hack - had some phlegm to get rid of! Yuck, I know! Soon as I did that, I mean the blood let loose from my wound area! In just seconds, my polo shirt was covered in blood, it was filling up the wound area and down my arm! I immediately grabbed some napkins in my desk and grabbed my wound care bag and headed down the hall to the bathroom. No time to tell anyone where I worked, I knew I left blood on the floor and doorknob leaving the area where I work! On my way to the bathroom, I ran into Mr. Rivera - one of the County workers that is also one of my best friends Dad! I told him I was in a rush to the bathroom as I was having a bleed. He called out for me to be careful! I was able to get the bleeding under control and went back to my work area. Ran into several co-workers that asked if I was ok or needed any help! Managed to get the blood off the floor and off the doorknob. Luckily, my co-worker and friend Diana was available to help me out! She's already experienced several of my bleeds and is familiar w/my situation! She followed me back to the bathroom to help me re-dress the wound area, but not before I had gone to show my supervisor Mr. Rios what had happened. Once he saw the front of my shirt full of blood, he of course understood I needed to get that under control.
I have to say the Diana was wearing a pretty yellow jacket and print skirt and she managed to not get any blood on her when she was helping me! Whew! I was glad for that! Unfortunately, later in the morning, while she was talking to a co-worker, he made her laugh as she was drinking her coffee, so she spilled some of that on her dress! Darn! Oh well - better coffee than blood, huh?
Once Diana and I got the area redressed, I went ahead and called my primary care physicians office to work me in, as I knew I would be needing to get my congestion under control! I can't afford to be hacking and bleeding from my wound are from the force of the cough! Mark ended up being able to go with me - he wanted to show the doctor the wound area, as we are hoping to be able to get me some Hyperbaric Oxygen Treatment. "The treatment delivers 100% oxygen, which is roughly 5 times the amount that a normal person recieves from just breathing air. And because it is done under pressure at 2.4 ATA, I end up with 12 times the concentration of oxygen in my blood. Because my AVM was "stealing" the regular blood flow from going to the wound and delivering the oxygen needing for healing, the wound had no chance of getting better. With the increase in oxygen level due to HBOT, and better blood flow due to recent embo's, I really feel like the affected tissue is finally getting some much needed oxygen and that the healing process is underway." The past few sentences were taken from Shalons website to describe how she got Hyperbaric Oxygen Treatment. My doctor is looking into it for me as my needing a second opinion and working on getting a referral for my insurance for it. We'll see what happens - we're hoping I can have this done and get this wound area closed already!
Mark got compliments from the doctors staff on his wound care therapy! They told him they hoped he was getting paid well for it! "Oh yeah"! Mark said, "I get paid with kisses"!
Meanwhile, lets all take a moment to wish my father-in-law George Schuman a Happy Birthday today! He turns 76! I have a lot of family and friends on from the Schuman camp praying for me as well!
It's pretty much time to call it a day! Still have to iron my clothes for work tomorrow and I just want to wash my face and go to bed! May all of you be doing well these days! We'll be in touch!
Mark & Cyndi
Posted by Dulce at 8:17 PM 1 comments
Happy Birthday Greg!
Monday, September 1, 2008
Hi Everyone!
Well, we were are gearing up to celebrate Gregs birthday today! He wants a rhubarb pie instead of a birthday cake, so... his wife Celia and my husband Mark each took on that responsibility! Actually, Mark made 2 pies (with the crust from scratch) - a rhubarb/strawberry pie and a rhubarb/pineapple pie! While Mark had his pies in the oven, I was on the computer ... and I felt an itch right under the top of the tegaderm. (Where my wound dressing is) I scratched it and then I looked @ my finger and saw red. Uh oh, I thought it was maybe a slight bleed, so I got up to look in the bathroom mirror. Nope! The wound area was filling up w/blood. Yikes! I called out to Mark and he ran to get the wound care bag as I got to the kitchen sink! I had a hard time telling where the blood was coming from - I would have to pull off the tegaderm! Mark was waiting w/a piece of surgicel, and when I pulled the tegaderm off, a stream of blood jetted out! Yowza! After putting pressure on the area, we got surgicel on there and had it under control! Before going out to the island, we went to Walgreens to pick up some much needed prescribed ointment that Mark puts on my wound area! We then headed out to join the rest of our family!
Here is a photo of me w/the birthday boy! He and my sister make all our trips to CO possible! They very generously decided they're making sure I get the necessary help in order to beat this avm! Here I am w/Greg and Saba! See the beautiful flower arrangement? Celia got those for Greg and arranged them herself! We ended up having a great evening, having dinner, dessert and playing Farkle! Here is more of my support group - my mom and her husband Vicente! He is a big fan of mine and always reminds mom to check on Cinderella! The other photo of course is my sister Celia and her husband Greg! Celia accompanies me on these Colorado trips sometimes to give my husband Mark a break once in a while! The only good thing about this avm is I think it's brought us even closer as a family! I'm so blessed to have a family full of faith and love and lots of strength! I'm so proud to say how our family came together during this time of crisis to help me get through this! It has certainly brought my husband Mark and I even closer! We had a great marriage already, but now we've come to realize how much we deeply love each other!
Posted by Dulce at 10:17 PM 1 comments


text:
|San Diego, Calif.
|High School:
|La Jolla Country Day
|House Affiliation:
Sophomore (2010):
Started 11 of the 17 games he appeared in ... Tallied a goal at No. 10 Connecticut (Sept. 11).
Freshman (2009):
Played in 11 games, starting five ... Named one of the "100 Freshmen to Keep and Eye On" for 2009 by College Soccer News ... Tallied first-career goal in win at Fairfield (Sept. 19).
Before Harvard:
Played forward on the varsity soccer team ... Team captain senior year ... Tabbed to ESPN Rise All-America third team ... Named to first-team All-League, All-CIF Division IV and All-San Diego County junior and senior years ... Team MVP junior and senior years ... Named San Diego County Player of the Year by XKSoccer.com senior year ... Led team to Francis Parker Cup championship in 2007 and 08 ... MVP of the tournament both years and holds the record for most goals and points in tournament history ... Led team to Coastal South League championship from 2007-08 and CIF Division IV final from 2007-08 ... Owns school record for goals (79) and points (184) ... Was a kicker on the football team and a sprinter on the track and field team ... Named first-team All-League and first-team All-Academic in football senior year ... High Honor Roll all eight semesters ... Premio de Bronce, National Spanish Exam ... Member of the National Hispanic Recognition program from 2008-09 ... Enjoys basketball, writing, drawing, skiing and snowboarding.

subset: commoncrawl


text:
Tuticorin is also popularly known as Thoothukudi. The word Thoothukudi derives its meaning from two Tamil words –Thootu (dig) and Kudi (drink). The region is most famous for Pearls and it is traditionally known for pearl fishing and ship industries. This place has a huge port and it is popular for it as Tuticorin is considered to be one of the oldest seaports in the world. The place is relatively warm and pleasant from January to March and is enjoyable to visit during these months.
Budget Hotels in Tuticorin
There are several hotels that provide enjoyable accommodation for tourists at a reasonable price. They are Sathya Park and Resort (Tariff –Rs.900), Geetha International Hotel (Tariff –Rs.600), Sugam Hotel, Tuticorin (Tariff –Rs.500) and Jony International Hotel (Tariff –Rs.600)
Events in Tuticorin
Panimaya Matha Thiruvila is the most celebrated festival in Thoothukudi. It happens every year during the month of July or August.
Tamil, is the most spoken tongue in Tutocorin while the other language spoken in this region include English.
Places to See in Tuticorin
Some of the interesting places that brings in different kinds of tourists to Tuticorin are the Paniya Matha Church (1km), Manapad (60kms), Ottapidaram (22kms), Tuticorin Port (29 kms), Kattabomman Memorial Fort (20kms from bus stand), Kalakadu Wildlife Sanctuary (20kms east of old bus stand), Tiruchendur Temple (40kms) and The Basilica of the Lady of Snows (1.8kms).
How to Get There
Tuticorin Airport is located at Vagaikulam which is about 14 km from the heart of the city. The Government has been making plans to broaden and modernize the facility to include more aircrafts.
Thoothukudi railway junction is considered to be one of the oldest railway stations in India. The first railway line between Madurai and Thoothukudi was established in 1874. Now the railway line connects to major cities which include Chennai to Tuticorin, Bangalore, Madurai, Mysore, Coimbatore and Tirunelveli.
Thoothukudi New bus stand is located on Ettaiyapuram road; while the old bus station is situated in Palayamkottai road. These two bus stations serve local and interstate travelers. Travellers can make use of online bus tickets booking facility provided by a number of travel websites.
Visit Our Lady of Snows Basilica in the town, built by the Portuguese as a result of mass conversions of Paravars in the area. The statue of Mother Mary in the church is supposed to have miraculous powers, a reason enough for the devout to pay a visit.


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Ukraine at crossroads as talks of split increase
- In east and south%2C support for ruling Party of regions remains strong
- In west%2C protesters have largely taken over several cities
- On Saturday%2C Lviv residents expressed defiance as they mourned Bogdan Solchunuk
LVIV, Ukraine — Protesters control public buildings, hold mock trials for government officials and create their own governing councils, speaking of "autonomy" in this western city.
It's a scene increasingly playing out in other parts of the country, as party officials in the east and south talk of secession, holding an emergency meeting Saturday to consider what to do next even as the country's security service warns against a split.
As the nation spirals out of control, people on both sides are calling for a breakup — a move once considered unthinkable despite the deep divisions that exist in this former Soviet country.
It's clear that Ukraine — a nation of 46 million in which half the country looks toward the West and the other toward Russia — is at a crossroads, analysts say.
"They are all Ukrainian, whether they speak Ukrainian or Russian," said Ben Tonra, associate professor of international relations at University College Dublin in Ireland. "The challenge that the Ukrainian nation has is coming to an agreement on where the future of Ukraine rests — and as there are different opinions now leading to the point of civil violence, this is the context in which Ukraine has to make the decision."
STORY:A 'dangerous' moment as dust settles in Ukraine
STORY:Will freed opposition leader cause more division in Ukraine?
STORY:Ukraine parliament votes to remove president
STORY:Palace takeover a symbol of change for Ukraine's future
The Party of Regions held an emergency meeting Saturday with more than 2,000 deputies of all levels from the eastern and southern regions in the eastern city of Kharkiv, the unofficial capital of the Russian-speaking heartland where Ukrainian President Viktor Yanukovych fled Saturday — just before lawmakers voted to remove him — as protesters took over key sections of the capital Kiev.
This region is largely made up of Russian speakers loyal to their larger neighbor and is the base of the president's Party of Regions.
Here, offices of the ultra-right-wing Freedom Party as well as buildings used by opposition leader Vitali Klitschko's Udar party were attacked in the cities of Kharkiv, Dnepropetrovsk and Krivoy Rog over the past week.
As officials here have denounced protesters and demanded a crackdown against them, some have mulled independence.
Crimea, a pro-Moscow, autonomous republic within Ukraine, may secede if the country descends into chaos, the head of the Crimean parliament, Vladimir Konstantinov, told lawmakers earlier this week, according to Russian media. He added that he believes "the country is heading toward a split."
In the west, protesters have taken over in the cities of Khmelnytskyi, Ivano-Frankivsk, Uzhhorod and Ternopi. In Lviv and other cities, they have replaced councils with their own — lawmakers in Lviv ousted their Yanukovych-appointed governor earlier this week and set up an autonomous government.
On the roads and highways of the region, the opposition mans checkpoints and has lit candles for the victims of this week's violence after as many as 100 were killed on Thursday alone.
People in this region are declaring allegiance to the Kiev protesters, who called opposition leaders "traitors" Friday for agreeing to a deal that didn't include Yanukovych's resignation.
On Saturday, Lviv residents expressed defiance as they mourned Bogdan Solchunuk, a 29-year-old history professor and tour guide from the western city who was killed in the violence that exploded in Kiev on Thursday.
Outside a centuries-old Greek Orthodox church in the city's old town, people sang, prayed and cried as they recalled his life and how he went to the capital to help protesters.
"He was our future — we have lost so many bright people," said Christina Keruystska, who joined the 2,000 gathered to show her allegiance. "His death gives us an obligation to live better."
Many expressed a grim determination to continue the fight for freedom as Yanukovych refuses to resign.
"It's our duty," said Oles Olesyuk, a friend of Bogdan's. "When it's time, we will go there," he added, referring to Independence Square in Kiev.
Despite the chaos and uncertainty, some say a nationwide split is unlikely.
"I think that is a venting of frustration," said Vitaly Chernetsky, president of the American Association for Ukrainian Studies in Cambridge, Mass., of the talk of a split.
"In 1994, when Ukrainian government unilaterally agreed in a negotiation between the West and Russia to give up its share of the Soviet nuclear arsenal, both the United States and Russia signed on as guarantors of Ukraine's safety and territorial integrity," he added. "This is a really serious thing, and the breach of that treaty would put the whole world on notice. So I think that the decision makers in all countries would well advised to recall the treaty and its consequences."
Lawmakers in a special session of parliament Saturday warned against the separatist mood in Ukraine, saying it was time to save the country.
"All of you who think you can save your stolen money through a split, you are wrong," said lawmaker Vyacheslav Kerilenko. "We are united, there is no split. And anyone promoting that will end up in jail."
Meanwhile, in the church in Lviv, many lined up to put bills in the donation box for the families of those who were injured or killed in the violence earlier this week.
"People need to take responsibility now," said the Rev. Stepan Sus, the dean of the church, speaking to the crowd. "A new president or prime minister will not solve our problems."
Jabeen Bhatti reported from Berlin. Contributing: Luigi Serenelli from Berlin.


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Autumn Cycling in Haldimand County
The beginning of autumn in Southern Ontario is signaled by crisp, cool weather and spectacular colours, the perfect conditions for a scenic ride. Located a short drive from Hamilton and other major urban centres in Southern Ontario, Haldimand County is the perfect place to enjoy the beauty of autumn.
2019 Ontario By Bike Rides
Our 2019 Ontario By Bike Rides are now officially over! We would like to thank all participants who joined us this year and are looking forward to riding with you again next summer.
New tours will be announced in February 2020. Stay tuned for more information.
All trips are available as self-guided itineraries.
Read More...
2019 Ontario By Bike Photo Contest
The 2019 Ontario By Bike photo contest is officially over. We would like to thank all the participants for sending in some great shots showcasing the beauty of cycling in Ontario. We will be back later this year for the next edition so always keep an eye out for the next great picture.
Click HERE to see the 2019 winner and some honourable mentions.
Cycle Tourism Conference 2019
Learn more about and view the presentations from our recent Cycle Tourism Conference held on March 1, 2019.
Celebrate by Bike
Choose to explore Ontario on one of these 15 world class, legacy cycling itineraries! Read More...
Map Categories
Industry Brochure
Find out more about the benefits of becoming a certified bicycle-friendly business!
Download PDF brochure HERE
The Cottage Suite Accommodations0 reviews
314 Duclos Point Road, Georgina, Canada, L0E 1N0
Stroll to the lake from this contemporary charming lake house. Stay in comfort on beautiful Duclos Point, on Lake Simcoe in this all season Cottage Suite. Unique, private, well appointed with kitchenette/breakfast bar & comfortable hotel like accommodatio ...


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Protein conjugates prepared with HiLyte Fluor 488 dyes are far superior to conjugates of fluorescein derivatives such as FITC. Not only are HiLyte Fluor 488 conjugates significantly brighter than fluorescein conjugates, they are much more photostable. Additionally the fluorescence of HiLyte Fluor 488 fluorophore is independent of pH from 4 to 10. This pH insensitivity is a major improvement over fluorescein, which emits its maximum fluorescence only above pH 10. Extinction Coefficient (M-1cm-1): 70,000 Fluorescence quantum yield: 0.91 Fluorescence Life Time (ns): 4.1
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Rod Cousens, CEO of Codemasters, has an idea on how to solve the growing dispute between publishers and retailers over pre-owned sales: sell you part of a game now then have you download the rest later.
The battle, which has gotten rather public over the past twelve months, is over the revenues retailers like GameStop see from the sale of pre-owned games. GameStop reckon it's an essential part of business. Publishers, meanwhile, feel that because they don't see any profits from a used game sale, it's practically stealing customers who could otherwise be buying a game new.
"It's not inconceivable to say that we send out a Formula One game that's not complete - maybe it's got six tracks", Cousens told GI.biz. "Then they have to buy their next track, and you follow it around the world. When you turn up in Abu Dhabi you have to pay for the circuit, and whatever the changes are to the cars that are put through. That, I think, would deal with a lot of it, and also address the pre-owned."
It would also piss off a lot of consumers who couldn't be bothered shelling out for content over the course of an F1 season. He seems to have left that bit out.
Current pre-owned model is "destructive," says Cousens [GI.biz]


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If we'd known living in Tron were this easy, well, let's just a lifelong disfigurement from ramming head-first into a Battlezone cabinet may have been avoided.
One Charles Brand Etching Press owner Tron-ified his hardware with a few rolls of 1/8-inch glow in the dark tape, an X-Acto knife and quite a bit of patience. And while the implementation is certainly a bit laborious, widespread implementation into one's home would be so much cooler than more nightlights. [printeresting via geekologie]


text: Updated 2016 Hungary has been getting a lot of attention from travelers lately and with good reason. Its location in the center of Central Europe is easy to reach from a variety of places and it offers Western-style luxuries and mostly Eastern-style prices. That won't last forever though so it would be best to put Hungary on your list before the Western prices catch up as they are in some surrounding countries.


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Have you heard about Your Daily vegan blog yet? It is an awesome vegan online community with vegan news, recipes, events, reviews, giveaways, health info, shopping and much more.
The wonderful girl who runs this blog needs our help. In the beginning of February her dog Ollie got very sick. After several trips to an emergency room her doggie died. That tragedy was followed by her kitty Lakini getting very sick. In one month she had to deal with a serious illness in two animals and a loss of one. Lakini is now fighting for her life, but the future does not look very bright. My heart aches for KD and her family. KD is dealing with so much right now, including a very large vet bill for over $5,500 ! She did everything she could for Ollie and is doing everything she can for Lakini. I am trying to help her raise some money to cover some of her vet bills to ease her worries. You can read more about Ollie here . KD is selling shirts to raise money for her vet bills. Please, head on over to her YDV Souvenir shop and buy a shirt (or two). Or you can donate money directly without buying a shirt here. Every bit helps, even $1 helps! If you cannot donate any money, please, donate your time and share this with your friends and on your Facebook and Twitter. Dear vegans, let's help KD and show her that the vegan community is supportive!


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Source Files
Release Notes
CALDFLAG (Feb98) ftools.caltools CALDFLAG (Feb98) NAME C_CALDBFLG -- switches flag status of calibration files in a CIF USAGE mission instrument inpfile det_flag det_swit filt_flag filt_swit clas_flag clas_swit dtyp_flag dtyp_swit cnam_flag cnam_swit qual_flag qual_swit desc_flag desc_swit (calfexp) (chatter) (mode) DESCRIPTION This task is a maintenance task for CALDB managers. For a given calibration dataset listed within a local Calibration Index File (CIF), the task enables 1 or more CIF flags to be switched to requested values (at the EXTENSION level). THIS TASK SHOULD BE RUN FROM THE TOP LEVEL DIRECTORY TO THE CALDB i.e. from $CALDB. As input, the task requires : (i) an ASCII file containing a list of calibration files whose flag status is to be changed. FOR EACH FILE the path to the file should be given AND the extension i.e. data/xte/pca/bcf/e2c/pca_e2c_eo3v00.fits[1] data/xte/pca/bcf/e2c/pca_e2c_eo3v00.fits[2] data/xte/pca/bcf/e2c/pca_e2c_eo3v00.fits[5] (ii) the mission & instrument whose CIF is to be updated. (iii) the names of the CIF flags (equivalent to CIF columns) to switch. (iv) the NEW value for each CIF flag. The input ASCII file consists of one entry (filename[#extn]) per row. The task parses each entry, separating the filename[#extn] from any directory path. This i/p filename[#extn] is then compared to entries in the CIF. If a match is found then the status of the requested flag(s) for that file is updated appropriately in the CIF. The CIF flags whose values (status) may be switched are: det_flag (CIF column DETNAM) Detector Name filt_flag (CIF column FILTER) Filter Name clas_flag (CIF column CAL_CLAS) OGIP class dtyp_flag (CIF column CAL_DTYP) OGIP Caldb data type cnam_flag (CIF column CAL_CNAM) OGIP data set qual_flag (CIF column CAL_QUAL) Data quality flag desc_flag (CIF column CAL_DESC) Description string Flags DETNAM, FILTER, CAL_CLAS, CAL_DTYP, CAL_CNAM, CAL_QUAL, CAL_DESC : the NEW input value merely replaces the old value. General Points : The i/p ASCII file may contain blank lines, which will be ignored. In addition, lines in the ASCII file starting with the character # will be considered comment cards and also be ignored. The calibration filenames may include local path names (since to determine filename matches, all files, including those in the CIF, are stripped of their paths). Appropriate Errors & Warnings are issued if a calibration file given in the ASCII file does not exist in the CIF, or already has the flag status requested. PARAMETERS mission [character string] The user-supplied string for the mission name. instrument [character string] The user-supplied string for the instrument name. inpfile [character string] The name of the user ASCII file containing the calibration files whose CIF flag status is to be changed. det_flag [integer] User-supplied request to switch DETNAM flag in CIF. det_swit [character string] New value supplied to DETNAM. filt_flag [integer] User-supplied request to switch FILTER flag in CIF. filt_swit [character string] New value supplied to FILTER. clas_flag [integer] User-supplied request to switch CAL_CLAS flag in CIF. clas_swit [character string] New value supplied to CAL_CLAS. dtyp_flag [integer] User-supplied request to switch CAL_DTYP flag in CIF. dtyp_swit [character string] New value supplied to CAL_DTYP. cnam_flag [integer] User-supplied request to switch CAL_CNAM flag in CIF. cnam_swit [character string] New value supplied to CAL_CNAM. qual_flag [integer] User-supplied request to switch CAL_QUAL flag in CIF. qual_swit [integer] New value supplied to CAL_QUAL. desc_flag [integer] User-supplied request to switch CAL_DESC flag in CIF. desc_swit [character string] New value supplied to CAL_DESC. (calfexp=CALDB) [character string] The name of the environment variable. (chatter = 9) [integer] Flag to indicate how chatty the task is at execution. A value of 9 is the default, with lower/higher values producing quieter/verbose output respectively. (mode = "ql") [character string] BUGS None known LOG OF SIGNIFICANT CHANGES v1.0.0 (1998 Feb) original version (Lorraine Breedon) PRIMARY AUTHOR Lorraine Breedon HEASARC NASA/GFSC email@example.com (301) 286-1364
Page author:Michael F. Corcoran
Last Update: Thursday, 19-Apr-2012 16:01:40 EDT


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Johnny Manziel suspended first half; NCAA case closed
Texas A&M quarterback Johnny Manziel will sit out the first half of Saturday's season opener against Rice, according to multiple reports Wednesday.
The university confirmed the reports later in the afternoon.
Aggies senior associate athletic director Jason Cook told USA Today that the university and NCAA decided on the punishment because of an "inadvertent violation" of NCAA rules on autograph signing.
MORE: Week 1 picks | First-and-10 | Defining BCS moments
PHOTOS: Manziel's freshman season | Manziel controversy
Cook added that "there is no evidence Manziel received monetary reward in exchange for autographs," according to the NCAA, but that A&M and the NCAA concluded that student-athletes should realize that their autographs will be sold when as many are signed as Manziel reportedly signed.
The news of Manziel's suspension was first reported by Billy Liucci of TexAgs.com and ESPN.com's Bretty McMurphy followed with a report that the suspension closed the book on the NCAA investigation.
The NCAA has been investigating Manziel and whether he accepted money to sign his name more than 4,400 times for memorabilia dealers over six sessions in December and January.
The Heisman-winning quarterback met with NCAA investigators Sunday for nearly six hours and reportedly told them that he did not accept payment for his signatures.
Manziel's family, in a statement released late Wednesday (per AggieSports.com), thanked its attorneys and A&M for their efforts in the matter. The family said it "stands united with Texas A&M."


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KIDS TOWELS_Star Kids Towel / Aqua Sky
No bath time would be complete without the Star Kids Towel.
Made from the finest cotton in a charming yarn dyed jacquard star design, these towels are luxuriously soft and absorbent.
Sweet and stylish, these towels are a must-have accessory for after bath time.
|Product Details
Star Kids Towel: 68x137cm, Cotton, 19470801
|Care Instructions
|Launder whites, colours and prints separately. Cold machine wash (30c). Do not rub, soak or wring. Do not bleach. Line dry in shade or tumble dry warm. Do not iron. Do not dry clean (x).
We are pleased to offer FREE delivery for all purchases over $150. For all purchases under $150 a flat rate delivery fee of $9.95 per Order applies. We ship to eligible Australian postcodes only*.
Most orders received (outside special sales events) are dispatched from our warehouse on the next business day.
Our carrier, Australia Post provides a delivery estimate of:
- 2-7 business days Australia wide for capital cities and surrounding suburbs;
- 3-14 business days for regional areas WA, QLD and NT
Upon dispatch of your order you will receive an email containing the Tracking ID to track the status of your delivery.
Please note all prices and charges for Orders on the www.bedbathntable.co.nz website are in $NZ.
Delivery to international addresses cannot be processed at this time.
Should you wish to place an order with a delivery address in Australia, please visit the Australian website. Please note orders placed on the Australian website are charged in Australian dollars.
Change of Mind
FREE In-Store Returns
Unused items purchased online can be returned free of charge to one of our stores nationwide within 14 days of the date your delivery has been received. Our Rewards members enjoy extended returns of up to 30 days from the date of purchase.
Items must be in original condition and packaging. Presentation of Invoice is required to process a return. In-store returns are processed immediately.
Visit our Store Locator to find a store near you.
Via Post
If there is no store near you, you can return your order via post. Items must be shipped to us within 14 days of the date your delivery has been received, be in an original condition and packaging and include original invoice. Our Rewards members enjoy extended returns of up to 30 days from the date of purchase.
To return via post simply affix the return label provided with your order, take it to the nearest post office and pay a postage fee. Please address your returns to:
Bed Bath N' Table Returns
100 Ponsonby Road
Auckland 1011
Please note that change of mind returns via post are at the customer's cost. We recommend keeping proof of postage as we do not take responsibility for items lost in transit.
Faulty Items
On a rare occasion a manufacturing fault may occur. In this instance, we will process either an exchange or a full refund including postage charges. The choice is yours! Contact us as soon as you discover a fault, advising the order number, the faulty item's name and number and a description of the fault.
You can return a faulty item in one of our stores nationwide or via post. Please contact our Customer Services to request a pre-paid authorisation and to arrange the return via PBT Couriers.
Please kindly note, once an order and payment has been processed the order cannot be changed or cancelled. We pack orders quickly, which means we can't make any changes once you've placed it.
You can return your order to us once you have received it.
You can exchange your online order free of charge in one of our stores nationwide within 14 days of the date your delivery has been received, upon presentation of the invoice. We do not currently offer exchanges via post.
For full Terms and Conditions of sales including Delivery and Returns click here


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Product details
- Dimensions: W160 D56,5 H84 cm
- Inspired by: Le Corbusier
- Line: Loungers
- Model: Chaise Longue
- Catalog: Download
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Leather Care Kit
Kit for the cleaning and protection of leather articles. All products are water-based and can be used on any leather color.
Leather, cotton, viscose, linen, velvet, the possibilities are endless. Not sure what to choose? Would you like to feel the softness? or check out the color in the daylight? No problem, just open the page of the product you are interested in and request the leather or fabric swatches, you will get them in a jiffy !
3D Rendering Service
We know how import it is to visualise the space you wish to furnish. No worries! Our 3D wizards are at your service.
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Drop us a note with your details, just clicking below, we will be please to send you our catalogues. You can choose the print or digital version.


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The Coffee Divide – Or: At What Price Coffee?
Posted by TheShot on 27 Oct 2006 | Tagged as: Café Society, Consumer Trends
There are few things that illustrate the great divide between the old, traditional way of looking at coffee and something of a more recent way than reactions to the price of coffee. (Neither way of which is more or less correct than the other, mind you.)
On the one hand, we have the new psychology of paying top dollar for the greatest crops available. Wednesday's Chicago Tribune reported on the latest escalation of high-end coffee auctions: This coffee costs $103.90 a pound. Is it worth it? | Chicago Tribune. To some who have made it their hobby to notice the difference, it is worth it. To them, coffee is a fertile ground of culinary exploration. There's a romance to it that's somewhat suggestive of wine.
On the other side of the divide, we have people who respond to the same news with incredulous disbelief and outright ridicule. When people whine about Starbucks' announcement to raise prices a whopping $0.05 per cup, these folks shake their heads at the infamous "$4 cup of coffee at Starbucks" — even if you cannot buy a basic cup of coffee at Starbucks for that price. On this side of the divide, the appropriate response to news of coffee price hikes are articles about where to get the most dirt cheap cup of joe available (e.g., Five Places to Get Cheap Coffee – washingtonpost.com). To them, and to most New Yorkers, coffee is a basic consumable just this side of tap water with little differentiation other than price.
Of course, the divide ultimately comes down to personal tastes. Some people value and can appreciate an expensive bottle of wine with dinner — they can taste the difference. While to many others it can seem like a complete waste of money for grape juice with a price tag that reflects nothing more than the varying degree of snootiness that comes with the bottle.
Like "red" states and "blue" states, this divide, like many others in this country, is one that people are just going to have to get used to.
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Winter fat biking in Duluth / Hansi Johnson
Go for a ride.
Minnesota's 4,000 miles of paved trails are a cyclist's dream. Many bike trails (see map) are along former railroad beds, offering secluded, scenic biking. Some of the longest paved trails include the Root River, Sakatah Singing Hills, Central Lakes, Lake Wobegon, Heartland, Paul Bunyan and Mesabi. Those who dig the challenge of spinning over rugged hillsides will find a bounty of mountain bike trails.
Find Biking
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Mas de Gourgonnier - Provence - 2005 - $17.99
We offer 10% off a case order. Call to reserve any vintage wine. Not quite what you were looking for? Call us, we can likely get what you want. For ordering wine, we will package up your order and have it waiting at the front counter of the store.


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Futuristic Fashionware
Wearable technology is all the rage, but the craze goes beyond connected eyewear such as Google Glass and smart timepieces such as Apple's rumored iWatch.
Designers are creating apparel, accessories and fitness wear that can do everything from monitor your heart rate to charge your smartphone.
Here's a look at some of the haute tech trends in fashion.


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This program focuses on conservative treatment through lifestyle modifications for patients whose primary diagnosis is obesity.
Programs contain proprietary clinical content, rules, and configuration settings that leverage the features of the RoundingWell platform.
RoundingWell Pathways facilitate efficient patient management. Whether it's disease management, or physical or emotional health needs, evidence-based protocols guide clinicians through every step in a protocol.
Backed by clinical literature, programs include pathways that extend evidence-based guidelines and best practices throughout the care continuum.
Customers can further modify a program's pathways to suit their organization's needs. Also, customers can convert their own protocols and policies into our actionable pathway format.
As clinicians assign tasks, complete tasks, capture task notes and communicate with other clinicians, care management documentation is being timestamped and logged for automatic export back to the patient's chart in the EHR.
Whether a patient is managing a chronic condition or they've been recently discharged, RoundingWell is effective at connecting with patients between visits through lightweight digital touches called Check-Ins.
Questions are automatically sent to patients or an approved caregiver to assess their current health status and to screen for specific needs. Education content tailored to the patient informs them about their disease, condition, and treatment plan.
By syncing to the patient's current setting and treatment phase, RoundingWell Check-Ins help anticipate patient needs. Check-Ins incorporate notifications, screenings, and direct messages. Any potential patient-reported complications will trigger risk alerts.
Risk Alerts can be auto-triggered from rule-based EMR data or from patient-generated data from Check-Ins. Actionable alerts enable clinicians to practice exception-based care.
Once a risk is identified, RoundingWell automatically triggers a pathway if one exists. Also, customers have control over what alerts are identified, and clinicians are able to sort and filter their alerts.
Bi-directional integration streamlines workflows through automation and improves the efficiency of your clinician teams as they manage patients.
Segmenting your population is helpful in tracking care programs, assigning patients to a clinician or team, comparing patient groups, tracking and comparing performance, etc.
If the clinical data is available, RoundingWell can automatically trigger risk alerts and pathways based on EHR data.
Activity captured in RoundingWell is timestamped and logged for automatic export back to the patient chart in the EHR (via ORU messages).
Capture electronic assessments and screenings, such as PHQ-9, GAD-7, TICS, and PAM. Assessments are scored, which can then trigger risk alerts or prompt other actions in a workflow.
Patients automatically appear on a worklist when they match the inclusion rule(s) for that list. Reports uncover clinician and team adherence to standardized protocols.
Get in touch for a demo of our platform and to see care programs in action.


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- Distribution management system focused on ease of use and interoperability within the Smart Grid ecosystem
- Proven solutions supporting improved reliability, efficiency and optimization for utility distribution operations
- First software platform of its kind in North America
Siemens Smart Grid has introduced a comprehensive distribution management system specifically developed for enhancing and expanding smarter grids. Spectrum Power™ ADMS (Advanced Distribution Management System) combines SCADA (Supervisory Control and Data Acquisition), outage management, and fault and network analysis functions for the first time on a software platform within a consolidated user environment, the first of its kind in North America. This simplifies workflows and facilitates efficient data management. The system also allows network operators to not only control and monitor their distribution network more reliably, but also track and restore outages and carry out maintenance and repair work more efficiently.
"Energy systems worldwide are facing a growing range of challenges, especially in power distribution management"
By suggesting remedial actions and restoration processes, the system assists grid operators in isolating and restoring the affected network sections as quickly as possible after a fault. The system also leverages the intelligent use of smart meter data for outage prediction, fault detection and clearance, and for managing distributed energy sources making Spectrum Power ADMS a key component for enhancing and expanding smart grids.
"Energy systems worldwide are facing a growing range of challenges, especially in power distribution management," said Dr. Jan Mrosik, CEO of Siemens' Smart Grid Division. "Siemens has developed its ADMS solution for North America to specifically address these challenges and achieve wide-spread build out of the smart grid. Utilities will now be able to make data more actionable, increasing operational efficiency for the utility itself and improving power reliability for end users."
Since it was developed for integration in a service-oriented architecture (SOA), the system can make use of services and data from other IT systems, such as network data from geographic information systems or load profiles from meter data management systems. In the same way, other IT systems can access services and data in the distribution network management system, like information for customer information systems about downtime in case of a malfunction, or work orders or switching jobs for the workforce management system. The SOA focused design concept allows Spectrum Power ADMS to be integrated efficiently in the user's IT environment, promoting business process optimization and work process automation.
The system provides the grid operator with the right tools to comply with the requirements of international reliability standards such as NERC CIP (North American Electric Reliability Corporation – Critical Infrastructure Protection) or those of the US federal agency NIST (National Institute of Standards and Technology). Interoperability standards such as IEC 61970 (CIM, Common Information Model) and IEC 61968 (system interfaces for distribution networks) have also been taken into account in the development of Spectrum Power ADMS in order to facilitate the IT integration of the system in an existing infrastructure.
The introduction of Siemens Spectrum Power™ ADMS solution is the culmination of many successfully deployed distribution management solutions as well as Siemens ability to integrate these solutions with the utility's existing infrastructure. The fully integrated operational environment available from Siemens enables improved monitoring, control and maintenance for a reliable and efficient distribution network.
For further information on the ADMS solution and Siemens participation at DistribuTECH 2014, please visit www.usa.siemens.com/distributech.
The Siemens Infrastructure & Cities Sector (Munich, Germany) with approximately 90,000 employees, focuses on sustainable technologies for metropolitan areas and their infrastructures. Its offering includes products, systems and solutions for intelligent traffic management, rail-bound transportation, smart grids, energy efficient buildings, and safety and security. The Sector comprises the divisions Building Technologies, Low and Medium Voltage, Mobility and Logistics, Rail Systems and Smart Grid.
The Siemens Smart Grid Division (Nuremberg, Germany) offers power providers, network operators, industrial enterprises and cities an end-to-end portfolio with products and solutions to develop intelligent energy networks. Smart Grids enable a bidirectional flow of energy and information. They are required for the integration of more renewable energy sources in the network. In addition, power providers can run their plants more efficiently with data gained from Smart Grids. Software solutions that analyze data from Smart Grids will continuously gain importance. Thereby, the division uses in-house developments in addition to systems from software partners.
For further information please see: http://www.siemens.com/smartgrid


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A method for estimating the cholesterol content of the serum low-density lipoprotein fraction (Sf0-20) is presented. The method involves measurements of fasting plasma total cholesterol, triglyceride, and high-density lipoprotein cholesterol concentrations, none of which requires the use of the preparative ultracentrifuge. Comparison of this suggested procedure with the more direct procedure, in which the ultracentrifuge is used, yielded correlation coefficients of .94 to .99, depending on the patient population compared.
- hyperlipoproteinemia classification
- determination of plasma total cholesterol, triglyceride, high-density lipoprotein cholesterol
- beta lipoproteins
- Received for publication February 29, 1972.
- Accepted for publication March 13, 1972.
- © 1972 The American Association of Clinical Chemists, Inc.


text: Located in Boise's historic Hyde Park, the Hyde Park Pub & Grill is a favorite for a quick bite at lunch or a pint after a bike ride in the foothills. Known for its great burgers and beer selection, this classic neighborhood pub has a family friendly atmosphere open to all ages. And did we mention we love sports? Happy hour from 4-6 daily. Good grub, good brews, good company. What more could anyone wish for?


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Widerstand und Verfolgung in Österreich 1938 bis 1945 /
Resistance and Persecution in Austria 1938 to 1945
Die Verfahren vor dem Volksgerichtshof und den Oberlandesgerichten Wien und Graz /
Proceedings of the People's Court and the Regional High Courts of Vienna and Graz
[Resistance and Persecution in Austria 1938 to 1945. The Prodceedings of the Volksgerichtshof and the Regional Courts of Vienna and Graz]
Ed. by Form, Wolfgang / Neugebauer, Wolfgang / Schiller, Theo
In collab. with Bundesarchiv
Rev. by Krähwinkel, Esther / Form, Wolfgang
Only available as a complete set.
Aims and Scope
This edition documents in full the resistance and persecution of Austrians in Austria during the Nazi era. All surviving indictments and judgements of trials held against Austrian citizens on account of high treason, treason, and military subversion at the regional courts of Vienna and Graz during the German occupation of Austria are contained here. Also included are files relating to legal proceedings against Austrians, Czechs, Hungarians and other Europeans, who because of their opposition to the Nazi regime, were summoned to appear before the Volksgerichtshof (People's Court).
- approx. 22250 pages, about 2500 trials


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syngo Neuro Perfusion Weighted Map (PWM)
syngo Neuro PWM provides you with a 3D calculation of color coded perfusion weighted maps based on standard CTA images of the brain. It enhances 3D visualization of severely ischemic areas in acute stroke. Providing additional information to perfusion CT for treatment of acute stroke.
General Requirements
Minimum Software Version
syngo 2007c (VE25A)
Please Note: Additional technical pre-requisites may apply. Upon receiving your request, your local Siemens representative will clarify whether your system meets the requirements.
syngo Neuro Perfusion Weighted Map (PWM) is part of the CT Neuro Engine that also features the workflows:
syngo Volume Perfusion CT Neuro
syngo.CT Neuro DSA
syngo.CT Dynamic Angio


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The truth? Menopause can make you feel like anything but your normal self, but ironically, that's perfectly normal. (Hey, you didn't always instantaneously burst into sweat or routinely blank on where you left your car keys.) As alien as these symptoms may feel, rest assured they're due to a natural decline in the production of the female sex hormone estrogen. Estrogen regulates the menstrual cycle and affects the reproductive system, body temperature, urinary tract, heart and blood vessels, bones, breasts, skin, hair, mucous membranes, pelvic muscles, and brain. Translation: Women can experience symptoms of menopause over their entire body. Here are some of the most common ones:
1. Hot flashes/night sweats.
The most common menopause symptom, hot flashes affect at least 75 percent of women. These instantaneous sweat sessions can occur infrequently or, in severe cases, up to 50 times a day, and last anywhere from 3 to 5 minutes each. Afterward, women sometimes experience exhaustion, chills and tightness in the skin, and even nervousness in anticipation of another hot flash episode.
According to an observational study conducted by The Study of Women's Health Across the Nation (SWAN) and published in 2015 in the Journal of American Medical Association Internal Medicine (JAMA), hot flashes and night sweats can last up to 11.8 years for some women. The median total hot flashes and night sweats duration was 7.4 years among 3,302 women enrolled at seven U.S.,sites Ethnicity, younger age, greater perceived stress and symptom sensitivity, lower educational level, higher depressive symptoms and anxiety at first report of symptoms play a major role why some women experience hot flashes for longer periods of time. For more info on this study.
2. Sleeplessness.
Have trouble getting a full eight hours in a night? You're not alone. During the course of perimenopause through menopause, hormone levels of sleep-promoting estrogen and progesterone start to fluctuate erratically, which may disturb sleep. According to the National Sleep Foundation 59% of perimenopausal women experience difficulty sleeping at least a few nights each week. And the interrupted sleep could stretch on for years. Because menopausal women not only sleep fewer hours—hours that are less restful, often due to night sweats — over time they may suffer from fatigue, difficulty concentrating, moodiness and other problems that impact their life.
3. Menopausal weight gain.
Many women experience weight gain during menopause. Because of the hormonal imbalance, a women's body starts working against her by accumulating extra fat, especially around the waist area, as it needs fat cells to produce estrogen. That's why while nutrition and exercise are critical to weight loss, balancing the hormones is vital to success in maintaining a healthy weight during menopause.
4. Irritability and mood swings.
Crankier than normal? Hormonal fluctuations may be to blame. Fluctuating estrogen levels have a direct effect on the brain's regulation of emotions and can increase the risk of experiencing irritability during menopause. Some women may have more or less pronounced irritability. This has to do with one's personality, levels of anxiety, and individual's ability to withstand stress. You may also notice you're experiencing more mood swings that can run the gamut from sadness to crying. Like irritability, these rollercoasters of emotions are also quite common during menopause, as the body struggles to adjust to fluctuating levels of estrogen and progesterone.
5. Stress and anxiety.
Stress and menopause often go hand in hand, thanks in large part to the unpleasant physical symptoms and one's psychological state. In fact, hot flashes and night sweats are tightly linked with stress and anxiety. The higher your stress levels, the more severe are your hot flashes. The physical impact of stress can lead to additional symptoms, such as lack of energy and difficulty concentrating.
6. Low sex drive.
At any given moment, a menopausal woman is dealing with free falling hormones, hot flashes, exhaustion, weight gain, irritability, vaginal dryness, inability to get arouse and weight gain. Considering your hormones are on the decline, and your decrease in estrogen is causing vaginal dryness and thinning or inflaming your vaginal walls, is it any wonder if sex is the last thing on your mind?
7. Fatigue and low energy.
A slowdown in estrogen and progesterone production is partially responsible for your flagging energy. But as we get older, powerful energy-producing cell structure called the mitochondria are damaged by aggressive particles that are formed during the course of normal reactions. In order to maintain optimal energy level, you must help mitochondria function optimally. This is where Amberen can help.
8. Headaches.
Studies have shown that headaches tend to be more frequent in women during perimenopause and menopause. The changes in the hormonal profile, such as declining estrogen levels, often trigger menopause headaches.
9. Difficulty concentrating.
Do you feel like you've been more forgetful lately or are having trouble concentrating? A lot of women notice cognitive changes during menopause that leave them feeling "fuzzy," or a little (or a lot) less sharp than they used to be. The higher the estrogen levels, the greater your ability to focus. Since the hormones dip during menopause, so then does concentration. But other factors also can contribute to your feeling disoriented, less productive or anxious, including sleeplessness, mood swings and fatigue.
For more information about managing the symptoms of menopause, speak to an Amberen NurseAid expert by calling (800) 211-8021 Monday – Friday 9 a.m.– 7 p.m. EST.


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Gift Voucher - £275.00Back to Gift Vouchers
Our Gift Vouchers can be used for food, drink and accommodation.
Gift voucher can be redeemed at The Black Boy Inn for breakfast, lunch, dinner as well as accommodation.
With a Black Boy Inn gift voucher, you can treat that special person in your life.
Valid for 12 months
£7.50 - Royal Mail Recorded Delivery


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Tell us if this rings a bell. You notice half-way through the day that your sweater buttons don't align, you've mastered the just-rolled-out-of-bed look a little too well, and let's face it, the colors you've mixed together may have people questioning if you got dressed in the dark. But with Madewell's Off The Beaten Path new fall collection and lookbook, somehow we're convinced that there's more to these faux pas than meets the eye.
There's a whole lot of everything going on in these shots. Primary and secondary shades pile onto each other, sneaks and heels interchangeably mix, and slouchy ski caps (covering perfectly messy tresses) somehow top off shorts ensembles in a collection that suggests a major mix of ladylike and borrowed-from-the-boys. All in all, no matter which way you stack it, there's a lot to love in the line. And, our fall inspiration has certainly perked up with their use of varsity jackets, tulip skirts, bowties, and, of course, the classic Madewell denim that never fails to impress.
We won't necessarily condone getting dressed in the dark, but if you can make it work as brilliantly as Madewell, then more, or, um, less power to ya. Click away to preview all the fun fall looks.
Photo: Courtesy of Madewell


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We've got some amazing offers on accommodation, travel, activities and attractions to help you get the most value from your trip to Ireland
Give yourself the freedom of the road when you travel around the island of Ireland by car
Guided tours with large or small groups with all transport and accommodation pre-arranged.
Explore the world's longest defined touring route stretching 2,500km from Donegal to Kinsale and find great deals along the way!
Accommodation Deals
Exploring ancient castles, culinary adventures at cookery schools or grand and glorious gardens: get busy experiencing Ireland.
Relax and let a chauffeur be your guide around Ireland. Map your route and book a chauffeur driven tour to see all the sights of Ireland.
Think you could take on Rory McIlroy's home course record? Maybe you could match Paul McGinley's handicap? It's tee-time, so pick up an offer and pick up your club
Explore incredible sights from Belfast to Derry~Londonderry along this legendary coastline. Find the best travel deals here.
Peace, tranquillity and the gentle sounds of water lapping the sides of your cruiser. Take a break from the busy modern world and explore Ireland's waterways with these great deals.
Want to know more? Ask a question in our Community, they're the people who know Ireland best.
For more information on travel, accommodation and attractions have a look at our brochures and maps.
If you're a visitor from the island of Ireland you may want to visit one of these sites… Otherwise proceed to Ireland.com
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About The Author
Christopher Hudgens
Christopher is an artist, designer, director, photographer & proponent of creative people. Currently working as the Operations Manager for Badatsports.com (based out of Chicago), Director of Marketing for multiple companies based out of St. Louis & Los Angeles area and currently an advocate for all things art & technology.
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The weather is set to be scorching both this weekend and next week, with the beginning of July expected to be unusually warm for this time of year.
Temperatures across the UK are set to climb to 30°C, with every day next week feeling a little warmer than the previous, but how long will the incredibly warm weather last for in Yorkshire?
The hot weather is expected to be around for the next few weeks, with the next 10 days at least being pure sunshine throughout the day and temperatures of around 25°C.
This warm weather is due to high pressure settling over the UK and warm winds arriving from the continent.
Leeds heatwave: When it's set to start and the weekend weather forecast
The weather in Yorkshire this Saturday is expected to be warm and sunny, with the sunshine potentially becoming hazy at times.
Sunday to Tuesday is then expected to be dry and sunny, again with the odd occurrence of hazy sunshine.
It will then become increasingly warm, or very warm inland by Tuesday.
According to the Met Office, Tuesday June 26 to Thursday July 5 will then become increasingly warmer.
Sheffield heatwave: When it's set to start and the weekend weather forecast
The final week of June will see plenty of dry and sunny weather across most of the UK, with only the far north and northwest seeing cloudier skies at times.
Temperatures will continue to rise for all parts and although it is expected to be slightly hotter in the south, temperatures across the UK will still be mid-20°C and above.
Although the unusually warm heat may spark an isolated thunderstorm, with the risk increasing towards next weekend the majority of the country will stay dry.
The beginning of July will bring Yorkshire plenty of fine, sunny and very warm weather and from Friday July 6 to Friday July 20 the Met Office believe that early indications signify that there will be a good deal of dry and settled weather across the UK.
There are some signs that more changeable weather may develop at times, especially in the north, and possibly the west which could potentially lead to cloud, stronger winds and some rain.
Where the weather turns more changeable it will also become cooler, but where the dry and settled weather continues, it will remain very warm, meaning that for the most part of July Yorkshire can expect to bask in extremely warm weather.


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Raymond Elementary School
Aldine ISD's Technology Services Department will be issuing RFPs on Thursday, October 29, 2009. Proposals are being sought for the following items:
Carmichael Elementary Network Upgrade
Drew Academy Network Upgrade
Ermel Elementary Network Upgrade
Hambrick Middle Network Upgrade
Harris Academy Network Upgrade
Lane School Network Upgrade
Magrill Elementary Network Upgrade
Oleson Elementary Network Upgrade
Raymond Academy Network Upgrade
Stovall Middle Network Upgrade
Thompson Elementary Network Upgrade
Maintenance and Support for Existing Network Equipment
pre-proposal meeting will be held on Monday, November 2, 2009 at the Aldine ISD Boardroom located at 14910 Aldine Westfield Rd., Houston, Texas 77032. Discussions will begin at 9 am. Attendance at the pre-proposal meeting is not required.
RFP Release Date.................................................................... 10/29/09
Pre-Proposal Conference……………………………............................ 11/02/09
Application 170 Completion Date............................................ 11/09/09
Proposal Due Date (9am)…………………………………........................ 11/30/09
The office will be closed the week of November 23rd - 27th for the Thanksgiving holiday.


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Add Your Own Photos
Kayla Rainbow Stripe Twill Anywhere Chair®
- GREENGUARD Gold Certified
- Personalization
Earn $25 back in rewards* for every $250 spent with your Pottery Barn Credit Card.Learn More
- Overview
Add this comfy, kid-sized chair to any room and create a special spot that's just for them and just the right place for reading, relaxing or snuggling. Designed with kid-friendly handles and lightweight material, your little one can easily tote this chair around the house.
- Slipcover is woven from durable cotton-twill.
- Zipper closure with Velcro webbing inside the slipcover.
- Insert is crafted in America from domestic and imported materials including recyclable foam containing up to 30% soy-based materials.
- Chair is lightweight and has a handle for easy toting from room to room.
- Made in a Fair Trade Certified™ facility. Learn more.
- GREENGUARD Gold Certified. Meets or exceeds stringent chemical emissions standards. Learn more.
- Machine washable slipcover zips off for cleaning.
- Simple assembly required.
- Delivery note: Anywhere Chair® slipcover and insert ship separately. If slipcover is personalized, slipcover and insert will ship together.
- Regular Anywhere Chair®: 28" wide x 22" deep x 22" high
- Regular Anywhere Chair® fits most preschoolers.
- Personalization available, up to nine characters at an additional cost.
- Our high-quality embroidered personalization is durable, bleach-resistant and high-shine.
- Dimensions & Care
- Overall: 28" wide x 22" deep x 22" high
- Seat: 14" wide x 15" deep
- Seat height above floor: 9.5"
- Weight: 10 pounds
- To clean, remove insert.
- Wash slipcover in cold water by itself.
- Only use non-chlorine bleach, if needed.
- Tumble dry on low heat, remove promptly.
- Warm iron, as needed.
- Spot clean with damp white cloth; blot to remove excess water.
- Air dry.
- Do not wash or dry clean.
- Shipping & Returns
Standard UPS can deliver most in-stock items within 3-5 business days.
- Available within the contiguous 48 states
- An extra charge of $26 per address.
- Order by 6pm PT Monday through Friday, you'll receive your order the next business day
- Orders placed on Friday after 6pm PT through Sunday will arrive on Tuesday.
- Monogrammed items take additional days for delivery. A delivery estimate will be quoted on your Payment & Review page.
Select oversized items have an additional delivery and processing surcharge; this charge is listed below the item price.
View our complete Shipping and Delivery.
Eligible items can be returned for a refund of the merchandise value within 30 days of receiving an order or 7 days for Quick Ship upholstery items. An original receipt or gift receipt is required.
- Stores - You can return most non-furniture items to your local Pottery Barn Kids store for free.
- By Phone - For non-custom furniture and other oversized items, call Customer Service at 1-800-993-4923
- By UPS - print a return label from our Returns Policy page and bring to a UPS location.
Delivery fees are non-refundable and prior purchases are not eligible for a price adjustment.
- Monogrammed/Personalized items
- Made to Order items, including custom rugs and furniture
- Mattresses
- Gift cards
- Final sale items (with prices ending in $.X7 or $.X9)
- Items damaged through normal wear and tear
For assistance please contact Customer Service at 1.888.922.4119, 7 days a week, 5:00 am - 9:00 pm (PST). We cannot accept returns on final-sale items ending in .99, monogrammed items or items damaged through normal wear and tear. Made-to-Order furniture or rugs are not eligible for returns. Delivery fees are non-refundable.
View our complete Returns Policy.
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What is Help to Buy phase two?
The first phase applied only to newly-built property being bought by first-time buyers. This second phase applies to all property, old and newly-built, provided it costs less than £600,000. And loans are available to all borrowers, not only those buying a home for the first time. Borrowers who qualify will be offered a loan of up to 95pc of the property's value. This second scheme works by providing a guarantee whereby the Government would make good lenders' losses if the property was repossessed and prices fell. This bit of the scheme was initially due to begin next year, but was brought forward.
Who is offering a Help to Buy mortgage?
So far only three major lenders have committed to offer loans under Help to Buy:
- Royal Bank of Scotland (which owns the NatWest brand):
It has only two options - borrowers with a 5pc deposit and who meet the bank's other lending criteria - regarding income, credit history and so on - will be able to choose between a two-year fixed rate of 4.99pc and a five-year fixed rate of 5.49pc. There are no fees.
- Lloyds Banking Group (which owns the Halifax and Bank of Scotland brands):
From Friday it "is launching products at 90-95pc loan-to-value, available for both first time buyers and homemovers." It did not describe the full range, but said: "The rates, available up to a maximum loan to value of 95pc, include a 2 year fixed rate at 5.19pc with a £995 product fee. Further product detail will be available in due course." In other words its two-year deal is slightly worse than RBS's.
Europe's biggest bank by assets said it was extending its current range of mortgages to include 90pc to 95pc mortgages, and has made almost £5bn available for mortgages above 75pc in 2013 and plans to allocate a similar amount in 2014
- Virgin Money:
Will start offering loans in 2014
- Aldermore Bank:
Will start offering loans in 2014
Is the scheme worth it?
David Hollingworth, associate communications director at broker London and Country Mortgages, said that while people with a 40pc deposit can get access to rates below 2%, the reality is that people with a deposit of just 5% were never going to see rates "radically" drop.
He said of people with low deposits: "You are going to have to pay more and prove your credit history. This isn't about ripping up the lending rules that have been developed in recent years."
The rates announced so far only narrowly beat what is already out there on offer from lenders who are not benefiting from the Help to Buy subsidy. Leeds Building Society for instance offers a 5.39pc five-year fix which undercuts RBS's equivalent rate - although there is a £999 fee. Yorkshire Bank offers a two-year fix at 5.49pc, with no fee. Do your own calculations on rates for your loan with our mortgage calculator.
What are the risks?
The primary risk is that interest rates will rise. Not only could this squeeze borrowers monthly cashflow but it could impact on house prices - meaning those with little equity to begin with could be exposed to the risk of negative equity. Paul Taylor of McCarthy Taylor, a chartered financial planning practice, said: "The risk is that yet again people will be encouraged to take on significant liabilities on thin financial criteria.
"Interest rates will go up, it is only a matter of time with the ending of quantitative easing and many of these borrowers will struggle because of the extent of borrowing against the property value and their income. We are assured that strict tests on income will be applied, but these will almost certainly be based on low interest rate assumptions."
Should I use Help to Buy if I have the money elsewhere - or my family is prepared to help me find it - in order to make up a bigger deposit?
No. The rates so far under Help to Buy are too high to make this feasible. If you or your family can find 20pc deposit, for instance, then you should avoid Help to Buy and simply find the lowest rate available.
I'm close to a 10% deposit, is it better to wait?
Ray Boulger, mortgage expert at broker John Charcol, advised: "It depends how close you are to reaching the 10pc. For buyers at over £250,000 having to find at least 3pc stamp duty will already be a further challenge. The trade-off between waiting to bring the deposit up to 10pc will be the much cheaper rates and greater choice of lender, and hence criteria, available at 90pc loan-to-value against the likelihood of having to pay more for the property by waiting."
Will I have to pass the ordinary credit checks as if I were applying for any other mortgage?
Yes. You will need to demonstrate the same - if not better - credit history and level of income to cover mortgage repayments. The banks offering Help to Buy will have affordability checks in place to ensure that even if interest rates rise, your income will cover repayments.
What will happen to house prices over the next few months?
House prices are rising across the UK. Last week, figures from Nationwide Building Society showed all 13 UK regions saw annual house price growth in the third quarter, with the average property now rising in price by 5pc per year. This is expected to continue in the coming months as more people have access to mortgages, which will further stimulate the market. Critics say Help to Buy is artificially pushing up house prices and could cause the next housing bubble.
Will the scheme have an effect on other mortgage rates?
It is hoped that with more lending aimed at those with 5pc or 10pc deposits, rates will fall as competition increases. This is a part of the market where competition has been slow to return, despite a wider thaw elsewhere. David Hollingworth of broker London & Country said: "Bringing a major lender like Natwest into 95pc loan-to-value lending is significant enough but these rates do also undercut the few options in the market with the 2 year making the most impression by dipping below 5pc. We will have to see whether they are sufficiently low to spark large take up. There has been substantial interest in the scheme so we will see whether the new rates deliver what buyers were hoping for."
Why has the government launched the scheme?
There has been much controversy about the scheme
READ: Does Help to Buy really help first home buyers onto the property ladder?
Will you apply for Help to Buy? Tell us by emailing firstname.lastname@example.com


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Your Story is a system which you can use to send us your stories
and pictures so they can be added to the Museum of Croydon
website. Here's some ideas for stories you could develop and send in:
· Write about an object which represents your area
· Take some good pictures and make a photo-essay on a local theme
· Record memories of life in the area
· Write a poem or short story showing why the area is special
· Write up a report on a local history research project
After you submit your story it will be moderated by to
make sure it is appropriate, then it will be added to the
Museum of Croydon site for everyone to see. For more information on the
project contact


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Robin Hood: The Courtship of Allan A'Dale
Product Code: R08000
- Comedy | Farce | Melodrama
- Young Audiences | Middle School | High School | College and Adult | Family (all ages) | Senior Adults
- 13m., 18w. (May be expanded to 13m., 26w. and 20+ of either gender. With doubling can be done with 7m., 6w., 6 either gender.)
- 100 min.
Min. Royalty Rate: $80/perf
In StockLearn More