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Struggling to find the best buy-to-let mortgage in Widnes? speak to one of our buy to let mortgage advisers today
The term 'buy to let' generally refers to either the practice of buying a property to be let for profit or to the type of mortgages used to purchase a property for such letting. Many countries, both in the western world and in the developing nations, have seen a surge in the growth of the buy to let property market in the last 2 decades and this has fuelled a growth in amateur landlords and the but to let mortgage providers who are keen to encourage and profit from them in turn. In addition, this growth has generated a lot of commerce in other related sectors such as buy to let insurance.
What Are The Property Growth Areas Of Manchester?
Many countries, both in the western world and in the developing nations, have seen a surge in the growth of the buy to let property market in Widnes the last 2 decades and this has fuelled a growth in amateur landlords looking for quality mortgage advice, this is why mortgage brokers in Widnes who specialise in Buy-to-let are so important and the but to let mortgage providers who are keen to encourage and profit from them in turn. In addition, this growth has generated a lot of commerce in other related sectors such as buy to let insurance.
Widnes Buy to let mortgages have been available in the UK since the mid-nineties and they are specifically designed for investors to borrow money to purchase property in the private rental sector. The amount that a prospective but to let investor can borrow is generally determined by the rental valuation of the property. The annual income for a rented property has to cover a certain percentage of the mortgage repayments, the Association of Residential Letting Agents (ARLA) states that landlords should seek to be able to obtain gross rent returns equivalent to between 130 per cent and 150 per cent of the rental property's mortgage repayments, this takes into account the surplus rent to cover costs of property maintenance and slack periods when the property may be vacant of tenants.
Widnes Buy To Let Mortgages.
Some buy to let mortgage lenders in Widnes will lend you a maximum sum based on a multiple of your salary (usually a multiple of three) plus a percentage of the forecast rental income on the property. So if your annual salary is said 30,000 Franks and the forecast rental income is 10,000 Franks they will lend you 95,000 Franks. Other mortgages, in addition to factoring in your salary, will include any existing loan commitments you have, and then apply what is known as the 'deduction rule'. This rule relates to the annual mortgage payments worked out at a pre-set level of interest.
Buy to let mortgage interest rates are generally fairly close to residential mortgage rates but will generally be slightly higher and typically charge higher fees. This is due to the fact that buy to let loans are considered by the financial sector to represent a greater risk than residential owner-occupier mortgages, and they generally are.
The Situation in the UK About Buy To Lets
The buy to let market literally 'exploded' in the Widnes around the beginning of the millennium with rising property prices and the increasing availability of buy to let funding fueling a surge in would-be investors trying to cash in on the trend of the market. One reason for their popularity is the tax advantages that are available to the UK buy to let investors. Rental income is treated just like a salary by the Inland Revenue, and is therefore often taxed at 22% or even 40%. However, landlords are allowed to deduct costs from the taxable portion of their rental income, and these costs can include the interest of the buy to let mortgage repayments as well as maintenance costs on the property. These tax incentives made the buy to let market very attractive for both professional investors and amateurs looking to make the most out of their savings.
Would-Be Buy-to-let Investors
The market peaked around 2007 and now the market is saturated in many areas across the country with too many properties available to tenants. While buy to let is generally not a good idea for people who do not possess some extra budget there are a lot of remortgage deals which will fund a deposit for a home. If you are worried about losing money during void periods many companies will provide insurance which can deliver as much as six months mortgage payments in the event of a property in Widnes remaining unoccupied.
You may still be lucky, and find a hotspot but you need to do your homework and the figures correctly. Buy to let trends differ from town to town and literally from street to street. Good advice for potential investors is to visit the local letting agents who should be able to tell you who is renting what at the moment so you can define your target audience. It could be students, young professionals or families, for example. Look for areas that do have a shortage of properties and for indicators that people will move there, such as new business developments.
Buy to let mortgage deals are still rife and the rates are almost as competitive as with conventional deals. The mantra with your buy-to-let must be 'don't expect to get rich quickly'. You need to look long-term: an absolute minimum of five years – but probably nearer to ten years.
Hi it's Rob from Property Investment UK andin today's video we're going to be looking at service accommodation or corporate buyto let, what it means and also how to find proper deals that might be suitable for youif you're interested in this strategy.
Corporate buy to let or service accommodationare very similar in terms of the way in which we approach those particular properties andstrategy but effectively let's separate them out for a second.
Corporate buy to let iseffectively where you've got a rental property and buy to let that you would rent out toa corporate tenant profile.
Instead of renting it to an individual, you would rent it typicallyto a company, an organisation that would hire or rent that property for a period of time,usually six to twelve months, but it can be shorter or slightly longer, depending on thecompany.
Then they would look to rent that effectively for high level staff members orconsultants or contractors that would work within their organisation to stay and liveand work in that place for a period of time.
It's much better for them to do that, ratherthan renting out hotels or renting out a separate property and the reason primarily for thatis because this is where the serviced element comes into it.
Instead of renting out justa straightforward buy to let, what they get is more of a service in terms of all billsare included, it's fully furnished.
From a company's point of view, from their clientand the person that's staying in the property's point of view is they can just simply turnover the bag and everything is ready to go.
It's fully look after for them which is great,ticks all those boxes.
It's much better, much more flexible than just going out and rentingand trying to sort out all those bits themselves.
Separate to that in terms of why they wouldn'tstay in a hotel is hotels can be very costly and they don't always have the flexibilityto have that property over a long period of time.
Within the Property Investments UK website,we have a number of different articles and videos about serviced accommodation and thebenefits to this is it's taking the strategies.
I've put some links below this video intothat for you so you can see some further information if you wished.
Hopefully this video is justto give you an idea of what a corporate buy to let, or serviced accommodation propertyis.
I'll also put some links below this video, and available property deals that we currentlyhave available as ready to go investments for you at the moment that fit this particularstrategy.
On our website, for every single categoryI only list one available property deal that's shown on the listing but we do have many moreopportunities available.
If for any reason that property, you maybe want to consider,you like their strategy but you want to look at some other areas or you want somethingthat's maybe got a slightly different kind of rental income, then simply get in touch,give us a call, send us an email.
I'm more than happy to introduce you to different opportunitiesthat we have currently live, available that fit this particular corporate buy to let servicedaccommodation type strategy.
I hope that video helped.
Any questions, don't hesitate to ask.
I look forward to catching up with you next.
All the best.
Property Management | Finding A Letting Agent For Your Buy To Let | Real Estate Investing Tips
Hello and welcome to Property InvestmentsUK and today we're going to be looking at a couple of client questions.
This one inparticular is looking at what areas maybe they should focus on around the Manchesterarea, if they're looking at both capital growth and also rental yield.
The question is from Raj and it's, "Dear Rob,I watched some of your videos and thought they were quite thorough and very thoughtprovoking indeed.
" That's alright, thanks Raj.
"I am looking to invest for yields andcapital gains in England.
Since house prices in London have soared, I started looking atthe Manchester area.
My budget is just below 200,000 pound in cash.
Would appreciate someadvice.
Thank you.
Best, Raj.
" Okay, perfect.
There's a few things to consider,Raj, in terms of which locations or what areas of Manchester you should consider.
For a budgetfor 200,000 pound, that's quite a healthy budget.
You'll get a lot of rentin the Manchester location for that, so what I'd probably suggest is instead of just thinkingon the headline amount is to look a little bit deeper in terms of what rental yieldsor what return, what cash flow, you're looking to achieve in the property.
Also, the trade-offthere for is what kind of capital growth you're potentially aiming for with the property aswell.
I can then guide you some more on giving youa bit of an idea in terms of what locations might fit, so if you're looking for a rentalyield of, say, 8%, there are only certain locations around Manchester that are goingto fit that criteria.
Likewise, if you're looking for a particular tenant profile, ifthat's working tenants or a local housing allowance tenants, or maybe students,again there will be locations or pockets around Manchester that will fit that criteria better.
So as a rough rule of thumb, South Manchesterat the moment is performing very well for capital growth and has performed very wellin the past as well and should continue to do that in the future, because a lot of reasonsbut there's investment going on in the area and with employment, business parks.
There'salso the metro-link, which is going through south Manchester at the moment and a few otherareas as well.
The yields, though, in south Manchester currently are only about 6, 6-1/2%.
When you compare that to other locations around Manchester, you might get 7, 7-1/2, even 8%plus in other locations.
It's important to try to strike that balance between growthand yields.
In south Manchester, you'll probably get more capital growth in the next 5 to 10years than in some of those higher yield, lower value locations around Manchester.
It's a case of trying to sit down initially,work out your kind of individual aims and goals.
What's your priority, whether that'scash flow and income coming in on a monthly basis, in which case yields are probably goingto be a bit more of a priority, or alternatively, if your potential is pension plan, growth,then maybe capital growth is an area you should be focusing on more and south Manchester mightbe a better location.
If yields are your target, then probably maybethe east, north and also west of Manchester are going to give you the slightly higheryields, so see which is most preferable for yourself, Raj, and then kind of look at theareas around there.
There's lots of other links that we can introduce you to at thebottom of this video as well which will show you how to work out the yields in the differentlocations across Manchester.
Also, how to check out which areas that may be performingbetter in growth and property prices as well.
Look to those in the videos, but hopefullyyou found that helpful.
Thank you for watching this video.
If youlike this content and you'd like to join our free online property training course, we'vegot a link for it on this page.
In there, we cover a range of different property strategiesto help you get started in building the long term property portfolio, or creating cash-flowingproperty business.
We also look at ways to increase your return on investment with anyof the properties you may be considering, and we also have a couple of cheat sheetsand downloadable documents in there as well.
Simply click on the link to join the freetraining course today.


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2019/2020 Flu Vaccine has arrived, you can come in from 9a-11a or 2p-4p Monday through Friday. We had some campus flu clinics, 140 flu shots given at Employee Benefits Fair, 193 flu shots given at the Jamrich location, 103 given at the Hedgcock location and 94 given at the Harden Hall location. We can provide you with your immunization information if you have had your immunizations in Michigan as we participate with Michigan Care Improvement Registry (MCIR). If you have your immunization information from another state, feel free to bring to the Health Center and we can file in your chart.
Common symptoms of seasonal influenza are high fever, chills, cough, sore throat, headache, body ache, fatigue, runny nose, and occasional intestinal complaints. . Most people who become ill will suffer mild to moderate symptoms for several days and recover fully in about a week. Most that become ill will not need to see a physician. However, if you become ill, contact the Health Center at 906-227-2355, to make an appointment.
To help keep the NMU community as healthy as possible this winter, please do the following:
- Wash your hands often. Use hot water and soap or a hand sanitizer. While washing them, rub your hands vigorously for a minute or two.
- Avoid close contact with people who are ill, especially those who are sneezing and coughing. When out in public, avoid touching your eyes, nose and mouth as your hands may have been in contact with surfaces contaminated with a flu virus.
- Take care of yourself by eating well, drinking lots of fluids and getting plenty of sleep to help keep your immune system strong.
- When you sneeze, do so into your elbow. Sneezing into your hand or a tissue is better than sneezing without any deterrent, but these methods put flu virus on your hands that can then be transferred wherever your hand goes.
- If you are running a fever above 100 degrees, please stay home or in your residence hall room. Isolate yourself to the extent you can until your fever has been gone for 24 hours. If you live in a residence hall, contact your RA for assistance. Meals can be delivered to your room when you are sick.
- Treat fever and aches with Tylenol or Ibuprofen, not with aspirin.
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- When missing class/work due to illness, e-mail or phone your instructors and/or supervisors to explain your absence.
- Get a flu vaccination. The vaccine protection against the actual circulating viruses is very good this year.
- You may obtain flu shots at the Health Center on a walk-in basis from 9a-11 a.m. and from 2-4 p.m. each weekday. The charge for a flu immunization this year is $30.00 for students, faculty and staff if no insurance. The University Insurance covers the vaccine, if you have commercial insurance, please check if the vaccine is a covered benefit on your plan (Code for the vaccine is 90658) the vaccine is safe and in no way can "give you the flu". It takes 10-14 days for the immunity to develop, so you should get the vaccine as soon as possible and use the precautions listed above. If you develop typical symptoms of fever, cough, aching, etc., we can prescribe an anti-viral medicine if within 48 hours of onset of symptoms. Many insurance plans cover the medication, but if you do not have insurance, please be advised that the medication does cost approx. $125.00. If you suspect you have the flu, we have a test by nasal swab that can be done in approximately 10-15 minutes (Covered by some insurance plans, but $30.00 without) and we would be able to prescribe the medicine if positive, without a scheduled visit.
The Vaccine Information Statement (VIS) for review and paper copies are available at the Health Center, please feel free to ask clinic staff if you have any questions. For more information about seasonal influenza, go to www.cdc.gov/flu

subset: commoncrawl


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Ryan O'Reilly's father opens up on his son's situation with Avalanche
Brian O'Reilly, the father of unsigned Avs center Ryan O'Reilly, sent an email to me today. It was his response to someone who was presumably an Avs fan and wanted to know more about Ryan's situation, and to give best wishes toward him.
He gave me permission to reprint that response here. Brian is a life coach, running his own business called Human Potential Plus. It has been lightly touched up for a couple minor spelling and punctuation things, but reads as follows:
"Thank you for your kind words. This is not about money and never has been. As you know you don't build team based on dollars. If you did then the people with the most expensive players would be our champion . You build a team on its character. Ryan is not a superstar based on skill but character. I know this for a fact the players he was yesterday will not be the player he was tomorrow he will continue to grow learn and thrive .The world values it less and less, yet everyone is looking for those players that eat sleep and drink the game and are unselfish plus compete because they are intrinsically motivated for excellence. This is another trait humankind is slowly losing! It used to be a bigger part of our game because we used to let kids develop character and test themselves without all the importance put on systems methods and criteria of adults. My children were raised in an environment of sport where Athletics was held up as something you do to develop your sense of personhood, qualities of-collaboration,team play and most important the development of your character, mental toughness as an individual and it was FUN from which you Learn. How many goals you got or how many points you got was not how you measured yourself. What was important was giving your best day in day out. Leadership was shown on a daily bases, by treating people well even those they miss treat you. In the world today we are losing our sense of meaning and purpose my by devaluing people worth in ways that are ridiculous And Absurd.
If my son was getting 95 in math we wouldn't ask him to get 65 so the rest of the students in the classroom could feel better about themselves. Many parents have stories about their kids excelling in certain areas but they are asked to tone it down because you're making the other kids not look as good or feels good about themselves. Is this not a Testament to the fact that we are not teaching our kids character. This would never happen in the classroom. So to a kid who isn't as Academically gifted but in the arts or character, athletically Or proficiency in a certain skill why does it have to be devalued. So we ask the person who has a tremendous amount of character to take less money for his character yet it is the essential building block any team matter of fact the key Ingredient. Many coaches will tell you that On any given day anybody can beat anybody , But the teams that win in the end are the teams that have the strongest character ,the will to win the necessity to compete but more important strive to be better. These players of character hate losing and when they do lose they self evaluate they don't evaluate the other teammates they take responsibility for the loss, learn and come back and beat you the next time. I know the character of my son and when he heard that Gabriel was chosen as the captain he was thrilled for him and said he's got a great work ethic and he's a great player he'd make a good captain.
So when I looked at the Colorado Avalanche and the negotiations l see well-prepared agent, Willing to negotiate but an organization that does not look at the necessity of character. They can pick their players anyway they choose to and it's none of my business or my son's business. As a high-performance coach and I have been doing this for a lot of years. Character, compete level , dedication, the love of the game,is what are the building blocks for dynasties. That is a long-term picture but it has to be always the short-term value. Character has to win out over skill that is why it takes a lot of skilled players a lot of losses to understand the character element of the game . When we call an athlete mature beyond his years what we're referring to is his character they already have developed .We practice , we play games in order to win a championship. The team that develops the most character will be the team in the end that succeeds most of the time.
Ryan loved playing at Colorado he has great teammates,friends and great fans.
Look at the character of (Craig) Anderson as a goalie does that not speak for itself. He's a gamer, he wins.
Quality of character is really hard to describe but you recognize it instantly in someone's behavior. Each one of us has to decide the value of their own character and the character of others by how they treat you.
It's as simple as that! The Colorado Avalanche I believe have treated Ryan fairly. He had three wonderful years with them. Where we go from here will be a matter of character."
I don't have anything exciting to report on the O'Reilly situation. Talks seem to have broken off for good and the only thing left is a trade or an offer sheet.


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Your p.m. roundup for Aug. 25, the day we discovered beef jerky potato chips. H/T to Dan for the photo. Got any stories or photos for us? Tip your editors.
What we're watching (all times EDT, unless noted): The Golf Channel has same-day, tape-delayed coverage of the Women's Canadian Open at 6:30. ESPN has Redskins-Ravens in a preseason NFL game at 8. MLB Network has Red Sox-Rangers or Pirates-Cardinals at 8. ESPN2 has Clinton County (Pa.)-Billings (Mont.) in the Little League World Series at 8. And FOX Sports Net has Hector Serrano-Juan Garcia in a lightweight boxing match at 11.
Read Me
This appreciation of Jack Shafer is worth reading now that Slate laid him off: "Known for his prodigious research, Shafer went back among the books written about Murdoch and plucked from one the battle cry of one of Murdoch's tabloid editors. This editor thought the mission of Murdoch's tabloid properties ought to be to put a ferret up the pants legs of the powerful. When his tabloid overreached, as it inevitably did, the editor would yell 'reverse ferret,' and the paper would simply behave as though the story didn't exist. Shafer clearly relished this archival scoop, the perfect blunt imagery and the authority of the source, which, as always, he carefully quoted and credited. Shafer has said he'd rather sit out a media scrum than contribute nothing original to the public discussion. Sending odorous weasel kin back up the genocidal tyrant's pants is Shafer's latest delicious contribution." [American Journalism Review]
This Date In Deadspin History
Aug. 25, 2010: Rick Reilly Video Pulled From ESPN.com Because He Insulted Bud Selig
Things You Might Have Missed Today
Some quick links to a few items we posted earlier:
• There Were 347 Fans At That First Reds-Marlins Game Yesterday
• Well, This Is Ominous Non-News About Sidney Crosby's Brain
• More Leaked Shaq Emails: "Where Can I Cum At When I C U?"
• ESPN The Magazine Decides That Michael Vick Is White Again
• Escape From Bristol: An Update On The Condition Of Our ESPN-Infiltrating Correspondent
Your Little League probably sucked, too: "Every one of us was just getting started in the sport, so mistakes were made. Hitters strolled to the plate without a helmet and sometimes a bat. We forgot gloves, cleats, eyeglasses, allergy medication, the count, the score, and often the start time. A kid would leave mid-innings because his sister had a piano recital. Sometimes a kid would just disappear, later to be found working at the ice cream truck. This is the Little League baseball I remember. And though it was ugly and sloppy and often hopeless, it was beautiful." [Wall Street Journal]
Women's track is the new baseball: "The classicism of the women's record book merits a radical response from international track's governing body, the International Amateur Athletics Federation: They should throw out the old records, and give today's runners realistic times to chase." [Slate]
Yeah, so, this is happening: "Texas A&M has taken the next step toward leaving the Big 12 and joining the SEC. A letter from Texas A&M president R. Bowen Loftin was delivered Thursday afternoon to Big 12 commissioner Dan Beebe to inform Beebe that Texas A&M is exploring its conference options. In the letter, Loftin asked Beebe to outline the procedures required should the Aggies decide to leave the conference." [Sports Illustrated]
The Lions have a Monday night home game this year?: "It's been a long road back, but the NFL has finally decided the people of Detroit are 'ready for some football' once more. And on Wednesday morning, Motor City citizens proved it, lining up outside Ford Field bright and early to claim tickets for an Oct. 10 game against the Chicago Bears." [Washington Post]
Your Kilimanjaro Beer Commerical Interlude:
We are all Dave McKenna CCII: Here's your daily link to Dave McKenna's brilliant "The Cranky Redskins Fan's Guide to Dan Snyder," which we'll be posting until Snyder's dumbass libel lawsuit gets swallowed by that shark in the street.
There was a point-shaving scandal at Toledo?: "A former University of Toledo football player pleaded guilty Thursday in a sports-bribery investigation, admitting he accepted more than $2,000 from a Detroit-area gambler, including $500 to fumble the ball in a 2005 bowl game. Quinton Broussard became the fourth former Rocket to plead guilty in the point-shaving probe, which included football and basketball roughly from 2004 through 2006. He said he told Ghazi 'Gary' Manni about team injuries and other confidential information in exchange for 'small amounts of money.'" [AP]
We'd tell you what this is about, but we're too busy staring at our phones: "Some NFL teams are said to be contemplating outright bans on smartphones during any 'team time' activities, and some coaches have spoken with exasperation at competing with phones for players' attention. Redskins defensive coordinator Jim Haslett, for instance, told ESPN 101 radio in St. Louis the difficulties of dealing with phone-obsessed players such as former Washington tackle Albert Haynesworth. 'He's one of those you walk into a meeting and tell him, 'Put the phone down.' The next day you have to tell him to put down the phone. The next day you tell him to put down the phone. It doesn't stick. It's an everyday thing,' Haslett said." [Sports Illustrated]
Merch: Managing editor Tom Scocca and contributing editor Drew Magary have both written books. You can buy Scocca's Beijing Welcomes You: Unveiling the Capital City of the Future here, and Magary's The Postmortal here. Now do it.
Send stories, photos, and anything else you might have to firstname.lastname@example.com.


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You can use pumpkin and winter squash interchangably in recipes to change things up a bit and enjoy the whole harvest. Sugar pumpkins, butternut, acorn and hubbard squashes are some of my favorites. Here's how I like to serve them.
Spicy Squash Soup with Kielbasa and Corn
Spicy Sea Scallops and Pumpkin Pasta
Butternut Squash or Pumpkin Cheesecake
And don't forget crafts!
Santa Gourds (Just remember to keep them so you can paint them!)


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One injured in Arapahoe Basin slide Saturday
One person was injured Saturday in an avalanche at Arapahoe Basin Ski Area.
The slide occurred in west Montezuma Bowl in terrain that was closed to the general public. A ski patroller was leading a group of 14 through the area when the group was caught in the avalanche. After an extensive search, all of the people in the group were accounted for. One person was evacuated by toboggan due to a knee injury, according to a release from the ski area.
The terrain where the slide occurred had undergone extensive avalanche mitigation and explosive work in recent day by ski patrol, according to the ski area release.
Arapahoe Basin and the Colorado Avalanche Information Center are conducting a joint accident investigation.
Start a dialogue, stay on topic and be civil.
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The Mini Burberry Bandana in Vintage Check Cashmere
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- Our signature bandana in miniature, styled from Scottish-woven cashmere.
- 92 x 48cm/36.2 x 18.9in
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- This item is suitable for children above the age of seven.
Item 40775271


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Ted wrote:Let It Bleed is the last human Stones album.
Thank you, Ted. Nailed very neatly.
One of my pet soapbox subjects is how cocaine ruined rock'n'roll. They were certainly using it by this time, but it hadn't ruined them yet. Certainly by "Sticky Fingers" the rot had set in with a vengeance (yes, Garth, I know, it's got some great songs and some great moments on it, but the sense of embalmed emotions is all but stifling).
"Let It Bleed" and "Beggars Banquet" are also their best produced records. Jimmy Miller was on a roll.
If my anorak serves me well, the version of "You Can't Always Get What You Want" on the B side of "Honky Tonk Women" loses the London Bach Choir intro.


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I know the economy is bad and all, but when shopping on Black Friday, always follow this very crucial strategy: When tempted by a really good deal on a holiday gift, make sure the cost of your bail incurred for the crime you committed to obtain said item does not exceed the discount on said item. This would seem to be common sense, but it's not to everybody, particularly the lady in Los Angeles who actually used pepper spray on competing shoppers at Walmart last night. No doubt she got the idea from the University of California Davis cop who blasted a couple of protesting college students last week. Guess what item was worth the risk of acquiring a criminal record?
An XBox 360. Which means in all likelihood, this woman is a mother with kids. What an excellent example to set for them! The woman was waiting in line at Walmart in Los Angeles, and when the doors opened at 10, she burst into the store and made a bee line for electronics. As soon as a clerk removed the plastic to the XBoxes, which were half price, she let loose her pepper spray, injuring a crowd of about 20 other shoppers, including children! What has our world come to if we would risk blinding children for the sake of a video game. We are a seriously messed up people, my fellow Earthlings.
And the worst of it is ... she's still OUT there. Stalking, shopping, and ready to fire at you if you reach for that thing SHE had her eye on first. The pepper spraying incident caused such commotion that the woman was able to grab her video game, make it to the cash register, and leave the store with her prize in hand. Police think they got a good look at her on surveillance cameras so it's only a matter of time before they nab the insane shopper and charge her with assault. Merry Christmas to her!
All for a half-price sale that saves her about $100? Maybe $200? Stories like this make me feel so much better about my choice to just stay home gorging myself on leftover pumpkin pie, waiting to order online a week before Christmas, and paying full price and exhorbitant shipping.
Have you been out shopping on Black Friday? What's the craziest thing you've witnessed?
Image via jdLicious/Flickr


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Pseudonymous U of Arizona climate scientist, Atmoz, has stated that the sharp increase of surface temperatures in 2000 in Lampasas TX recently reported at Climate Audit is not due to problems resulting from site relocation, but from an unidentified faulty algorithm ("UFA") used by NASA.
Atmoz stated
Adjustments made by [NASA] GISS to this station seem to add an artifact that shows spurious warming since the year 2000.
He added:
The GISS temperature for this station has clearly "hockey-sticked" since the year 2000. I do not know the cause of this. But it is clearly a problem / feature of their algorithm and not an artifact in the data due to a station move.
"Amateur" reports on the Lampasas station had previously attributed the sudden increase in temperatures in 2000 to a station relocation from a park-like location to its present location surrounded by asphalt and a west-facing brick building. Atmoz rejects this explanation, saying that the amateurs failed to consider the possibility of a UFA.
Atmoz also reported the discovery of a USHCN station in Montana that is not located in a parking lot and that appears to comply with all WMO standards. Atmoz speculated that this news of contact with a USHCN station meeting all known WMO standards would not be reported at Climate Audit.
A Climate Audit spokesman said that they also welcomed the exciting news of contact and that they would immediately announce contact to their readers. He added that he was skeptical of Atmoz' hypothesis that the Lampasas events were connected to another UFA at NASA, saying that other explanations still needed to be assessed.
A NOAA spokesman said that the agency had concerns about the news of contact and had already prepared contingency plans, including the potential relocation of the station to a nearby parking lot in Miles City, Montana shown in the picture below.
Atmoz is located in Tucson, Arizona, which pioneered the establishment of weather stations in parking lots long before Lampasas TX. Atmoz' office overlooks the U of Arizona parking lot that hosts the weather station that has the highest temperature trend increase in the entire US Historical Climatology Network. Tucson is located in southern Arizona, approximately 350 miles to the west of Roswell, New Mexico.


text:
This was Anton LaVey, the founder of the Church of Satan, flashing the ILLUMINATI sign. This man made Marilyn Manson a satanic priest, and both both them are Anti-Christs. he founded of a fool movement called satanic atheism which is nothing but a tool of control and hate against Jesus Christ.
Wake UP people!


text:
We've been making an extra effort to eat healthy in our house, especially since we moved across the country and have access to more local produce than ever before (hello, California citrus!). This crunchy, spicy, juicy citrus salad from the Yucatan area of Mexico is the perfect healthy snack. Ensalada xec (xec is Mayan for "mixed," and is sometimes spelled as "xeec," "xek" or "xe'ek" and is pronounced "shek") is a staple dish in the region and is sometimes also made as a salsa without the jicama.
This recipe is dairy-free, gluten-free and vegan-friendly.
I served my ensalada xec for a salad-themed Food Bloggers LA meetup once, and it was a big hit. I love this recipe because it keeps crunchy in the refrigerator for a few days in the event that you have leftovers. I find this dish keeps best when refrigerated in a covered glass bowl. Some recipes for ensalada xec call for ground cayenne pepper, which is perfectly fine, but I prefer to use fresh chile. Habanero is frequently used in the regional cuisine in the Yucatan, so I used it in this recipe. If your tastebuds can't handle the heat from a habanero pepper, you can substitute a finely chopped serrano chile or just use a dried chile powder of your choice. You could also use Tajín (the popular Mexican chile, lime and salt seasoning) sprinkled on top if you don't want to use fresh chiles; if you use Tajín, remember to leave the salt out of the recipe….


text:
Press Release
Judge Orders New Trial in Cold Case Murder
February 11, 2011
Anchorage, Alaska - A new trial has been ordered for Jimmy Eacker, who was convicted of murder in the first degree on March 3, 2010, in connection with the death of Toni Lister in Seward in 1982.
Kenai Superior Court Judge Anna Moran ordered a new trial in this case today because of the state's omission in turning over a laboratory report to the defense.
"It is the responsibility of the state to provide all exculpatory evidence to the defense as soon as the state is able," acknowledged Deputy Attorney General Richard Svobodny.
The report related to the possibility a DNA sample had been contaminated by the laboratory hired by the defense. The state had offered to have a different sample retested by both the state and defense.
Judge Moran is expected to issue a written opinion next week, so the state has not yet evaluated its appellate remedies.
For more information, contact Svobodny at (907) 465-3428.
# # #


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AlwaysOn: I just enabled Readable Secondary but my query is blocked?
When you connect to Secondary Replica, but it has not been enabled for read workload, you will get the following error under two situations (1) You connect directly to one of the databases under availability group. It is denied because the database is not enabld for read workload. (2) You connect to a non-AG database… Read more
- Tags: High Availability


text:
Making Education a Priority in the Post-2015 Development Agenda
Download: English
Making Education a Priority in the Post-2015 Development Agenda: Report of the Global Thematic Consultation on Education in the Post-2015 Development Agenda offers a summary of the main themes and messages that have emerged from the wide-ranging contributions to the consultation. The report formed the basis of an input on education to the reports of the High-Level Panel of Eminent Persons on the Post-2015 Development Agenda and of the United Nations Development Groups both of which will feed into the Secretary-General's report on achieving the MDGs and post-2015 to be presented and debated at the General Assembly. This report also served as the basis for the issue brief on Education and Culture presented to the Open Working Group on Sustainable Development Goals.
The Global Thematic Consultation on Education in the Post 2015 Development Agenda was co-led by the United Nations Educational, Scientific and Cultural Organization (UNESCO) and the United Nations Childrens Fund (UNICEF) with support from the Governments of Senegal, Canada and Germany, and from the William and Flora Hewlett Foundation.


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|Apartment in Granada, Spain
Over the last 5 years, I've used VRBO and Airbnb on numerous occasions – New Orleans shotgun house, recently renovated apartment in Siracusa, Italy, farmhouse in Tuscany, attic apartment in Paris, France, and a small garage apartment in Albuquerque. They have been positive experiences with only a few surprises. We recently explored Spain and decided in advance to only use VRBO and Airbnbs, rather than a mix of both. It was a hard decision as I do love the small, charming hotels in Europe which are very difficult to locate in the U.S. But we needed at least two bedrooms and the apartment scenario seemed more appropriate. Here's our take from our trip.
Observations of Apartment Stays -
Space, space and more space - separate bedrooms and baths plus living areas. Suites in a hotel with the kind of space an apartment offers would be cost prohibitive to most travelers
Allowed possibility for bringing in food for breakfast and other meals. All had coffee makers and most provided coffee and tea. We ate breakfast in almost every morning and brought dinner in twice. And that cheese and crackers with a bottle of wine was great in the late afternoon.
Hosts were helpful – some more than others. It was nice to get one who spent time pouring over a map to be sure we were oriented and could make restaurant suggestions, etc.
Felt more a part of the city and neighborhood.
Easier communication among us traveling. With 2 or three hotel rooms, we would have had to use phones or go the rooms to communicate.
Washing machines were available in two apartments which was helpful.
We had balconies in three of the four apartments – a lovely addition.
Wifi was available in all.
Had booking fees but am not sure if the stay was subject to local taxes.
Had some issues with neighboring apartment noise and street chatter.
What we missed in not having a hotel.
Always someone there to check you in. For the apartment, you have to coordinate arrival times which can be tricky in a foreign country, especially if you can't use your phone easily. Whatsapp was a very popular app for communicating with landlords.
Extra keys are available if you lose yours or leave them inside. Most apartments had two sets of keys which was enough for this trip.
Has regular maid service with clean towels, extra pillows, etc.
Local telephone in room
More likely to have lots of TV stations.
Could change rooms if your room were loud.
Suggestions in the Future
Stay in a hotel the first and last stop for easy check-in and to be assured of a good night of sleep.
Use the apartment route if you are more than 2 or 3 persons.
Use the hotel for one night stays and apartments for 3 or more nights. For two nights, it depends.
Be prepared for communication with landlords. It should be worked out in advance.


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Michael O'Neill claims Northern Ireland and Wales will serve up a "good old-fashioned British game" in the French capital and he wants his players to feed off the hype surrounding the last-16 tie.
The two sides, who are both debutants in the tournament, meet for a place in the quarter-finals of Euro 2016 at the Parc des Princes in a game which will be officiated by England's Martin Atkinson.
Coleman's team have already faced a home nation in France in the shape of England and he has urged his players not to get caught up in the emotional aspect of another fixture against near neighbours.
Yet O'Neill refuted the notion he would do the same, insisting instead that such an atmosphere must act as a catalyst.
"I want my team to play with loads of emotion; I want them to fully understand the significance of the game," he said.
"When you look at our performances, especially in the latter two games, you couldn't question the effort of the team from the first minute to the last minute.
"I don't think you can play without emotion. I don't expect my team to and I think it will be a big factor in the game tomorrow night.
"It will be like a cup tie, but whether it's like a Premier League team going to a Championship team...that's irrelevant.
"We have an English referee and we want everything that is good about the British game in it."
In contrast, Wales boss Coleman has played down the derby hype surrounding the game.
"When you get too emotional - and don't get me wrong you need a bit of emotion - then your plans go out of the window," the Welsh manager said.


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'Badger Soldier' blank greeting card
A fantastical 'Badger Soldier' blank greeting card with white envelope by DuffleCat Prints (Damian Case)
4.13" x 5.82" (105mm x 148mm) - landscape thick 340gsm card, sustainably sourced paper stock. With a light satin coating on the outside, the inside is left uncoated, making it easier for you to write your own message.
Shipping & delivery
This item will be posted to you by DuffleCat within 5 days of receiving payment.
|Shipping destination
|Additional items
|United Kingdom
Returns Policy
You have 14 days, from receipt, to notify the seller if you wish to cancel your order or exchange an item.
Unless faulty, the following types of items are non-refundable: items that are personalised, bespoke or made-to-order to your specific requirements; items which deteriorate quickly (e.g. food), personal items sold with a hygiene seal (cosmetics, underwear) in instances where the seal is broken.


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This section discusses the history of base metals, from ancient to modern times.
Ancient History
Medieval Metals
The Industrial Era
The Modern Era
Seven metals were known to antiquity, copper, gold, iron, lead, mercury, silver, and tin. Each of these is discussed elsewhere. Of the ancient metals, copper may have been the most important, mercury the least. These seven metals either occur naturally in their metallic state (gold) or are easily extracted from their ores (mercury).
Early metalsmithing involves hammering and shaping soft metals as well as casting those with low melting points. Also early in history, metals are combined into alloys with new and different properties. The most important of these alloys is bronze, a combination of copper and tin. The Bronze Age is a distinct shift in technology and marks different years in different parts of the world. The Bronze Age starts around 3,300 BC in India, 2,500 BC in Europe, 2,000 BC in China, and before 1,000 BC in the Andes.
Other early alloys include some in which one or more of the constituent metals was never actually isolated. For example, early nickel alloys are known, and early brass was made from zinc ore rather than actual zinc. Additionally, many substances used from prehistoric times contain metals in their chemical makeup. The most obvious of these is salt, containing sodium, a metal not identified until the 19th century. Few of these substances exhibit metallic properties of their own and so should not be considered a direct part of the history of metals.
Wood or coal fires are sufficient for manipulating most of the ancient metals, but iron is different. Forced air from a bellows is required to obtain high enough temperatures to first smelt iron from its ore and then create steel. Many cultures never achieved an Iron Age, but we find evidence of iron smelting in India around 1400 B.C., Sub-Saharan Africa before 1200 B.C., and China around 500 B.C. Meteoric iron was recovered and shaped well before smelting was a possibility.
Very few additional metals were discovered until the industrial age. Platinum, bismuth, and zinc are among these intermediate discoveries. Most of the later developments in metallurgy until modern chemistry began involve hotter furnaces, purer smelting, and greater control of alloys.
A curious precursor to modern chemistry is the medieval activity known as alchemy. Alchemy has many philosophical aspects, but as a physical study it involves characterizing and manipulating the properties of substances. The seven known metals were elemental substances; interestingly, each metal was paired with one of the seven known planets.
Alchemy began in the medieval Arab world (alchemy is an Arabic word) and was picked up by Western Europe. To modern eyes, the end goals of the alchemists seem misplaced – turn lead into gold, create the philosopher's stone, perfect an elixir of life. Nevertheless, alchemists developed techniques still used today.
Alchemists, particularly the early Islamic practitioners, created specialized laboratory equipment (and laboratories), repeated experiments, and a toolbox of procedures.
Each metal was considered to have a small number of fundamental attributes. For example, lead is "cold" and gold is "hot". To transform one into another, alchemists developed procedures such as distillation, filtration, and crystalization. The right combination of techniques would presumably turn "cold" lead into "hot" gold.
(Logically, turning gold into lead would be just as difficult as the reverse. Somehow, no efforts toward that end are attested to.)
The mystical aspects of alchemy fell somewhat out of fashion during the Renaissance and early industrial period. Nevertheless, famous figures such as Isaac Newton (1643-1727) spent a great deal of time on alchemical investigation. Not until the 18th century does alchemy substantially evolve into modern chemistry.
It is in the 18th century that chemistry and metallurgy become recognizable disciplines. Fewer than 10 metals were known until an explosion of knowledge after 1700.
The pioneers of chemistry of this period include Joseph Priestly (discovery of oxygen), Henry Cavendish (hydrogen), and Antoine Lavoisier (basic terminology and theory). Scientists such as Cavendish and Benjamin Franklin experimented with electricity, which would soon be a powerful tool for purifying metals. Also that century, James Watt perfected his steam engine for use in mining.
Many key inventions of this period involve the making of steel. For example, coke (treated charcoal) creates a hotter blast furnace while introducing fewer impurities. Toward the end of the Industrial Revolution, Henry Bessemer in 1855 invented the first cheap method of mass producing steel. By this time, iron and steel are incorporated into bridges, buildings, and railroads.
With respect to other metals, the Hall-Héroult process developed around 1888 turned aluminum from a curiosity into an affordable material. Copper required no breakthroughs to manufacture economically, but the growing demand for electrical wiring in the late 19th century coincided with westward expansion of the United States. Mines in Arizona, Montana, and elsewhere met this demand.
In the 20th century, World War II, aviation, and electronics all drove research into metals and materials. Steel is still the most commonly used metal. As described in their individual sections, however, other major metals such as nickel and zinc have gained in importance because of their use with steel. Various metals are used either to plate steel vs. rust or to alloy with steel.
A new use for metals came with the proliferation of power transmission and then electronics. Previously, structural strength and malleability were the material properties of major interest. But, in the last 100 years, copper and aluminum have become desirable because they conduct electricity well. On a smaller scale, little-known metals such as gallium and indium make high-performance electronics possible.
Going forward, computer modeling allows metallurgy to proceed in a previously unknown way, predictively. The behavior of metal alloys can be predicted from calculations, where traditionally a foundry or laboratory would mix a sample and inspect it. The possibilities are open-ended.


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Health System Improvement in Croatia
- When:
- Location:
- Business Center
- Room:
- 001
- Description:
The School of Health and Human Services invites you to a discussion:European Union Conditionality as Impetus forHealth System Improvement in CroatiaJessica Skopac, JD, PhDPresentation – BC 0011:30 – 2:30 Wednesday February 13, 2013This presentation explores how the "Europeanization" of Croatia has affected the Croatian health system and its stakeholders. Supranational organizations, such as the European Union, have the potential to harness the enthusiasm of candidate nations and to influence domestic policies of member states by imposing economic sanctions on countries that fail to comply with international health and human rights standards and by offering economic incentives to countries that do comply. Economic stability attendant to EU membership encourages nations to work together to overcome differences and to adopt social policy reforms by providing a tangible and imminent incentive. The EU has tremendous, and largely underutilized, potential to promote health system improvement by providing economic incentives to candidate countries as part of the integration process. In this study, the researcher used qualitative methodology to examine the evolution of Croatian health policy in the context of EU integration.
- Contact Name:
- Cynthia Opakunle
- Contact Email:
- firstname.lastname@example.com
- Contact Phone:
- 410.837.5210
Appropriate accommodations for individuals with disabilities will be provided upon request 10 days prior to a campus event and 30 days prior to an event requiring travel.


text:
Former American cycling star Lance Armstrong has accused a group of US media giants of reporting grand jury information which had allegedly been illegally leaked.
Armstrong's legal team filed a notice of violations in an American federal court last Wednesday, targeting both the government investigators and the New York Times, the Wall Street Journal and others for publishing leaked information between May 2010 until June about a grand jury probe into whether he used performance-enhancing drugs.
The seven-time Tour de France winner is also asking a judge to order the government to discuss their media contacts, saying the leaks could only have come from someone within the US government. Armstrong says the leaks have sullied his reputation.
"The leaker in this case has, from the beginning, acted with the obvious intent of legitimising the government's investigation of a national hero, best known for his role in the fight against cancer," the court papers said.
"Each leak has been designed to propagate public support for this investigation by smearing Armstrong and tarnishing his reputation. The tactical nature of these leaks cannot be ignored as it strongly suggests an underlying partisanship inherent in government agents."
Armstrong also listed Sports Illustrated and CBS's 60 Minutes as receiving leaked information and said he hoped he could get the journalists to reveal their sources.
'The Armstrong lie'
US federal statutes require details of grand jury probes to remain secret prior to an indictment and authorised disclosure in the run-up to or during a trial.
Armstrong's lawyers asked the court to consider holding secret hearings to question the US agents.
He also wants the court to consider accessing telephone records and emails of contacts between journalists and government workers with access to grand jury information.
Armstrong has been the subject of persistent doping speculation ever since he announced in 2001 he had been working with controversial Italian sports doctor Michele Ferrari.
He vehemently denies any wrong-doing saying: "I have said many times: I have never taken performance enhancing drugs."
Just days after he announced his retirement, fresh drug allegations were made against him by French sports daily L'Equipe.
Headlined "The Armstrong Lie", the report claimed that six samples from 1999 relating to Armstrong and since held at the French national anti-doping laboratory had tested positive for EPO. — AFP


text:
(pISSN: 2228-7914, eISSN: 2252-0724)
Thomson Reuters and Web of Science (Emerging Source Citation Index: ESCI); PubMed; Index Copernicus; Journal Seek Indexing; Index Medicus for the Eastern Mediterranean Region (IMEMR); Open J Gate Indexing; Advanced Sciences Index (ASI); Directory of Research Journals Indexing; Directory of open access journals (DOAJ); Ulrich's Periodicals Directory; Cite Factor Indexing; Free Medical Journals; Genomics; MedLib; ICMJE Journal Indexing; Scholar Google; Al Manhal Indexing; Regional Information Center for Science and Technology (ISC); Scientific Information database (SID); Magiran; Iran Medex; Iran Ministry of Health, Treatment and Medical Education
(WJPS is under evaluation in Scopus)
WJPS is an international, English language, peer-reviewed open access journal dealing with aesthetic, plastic and reconstructive surgery and aesthetic and regenerative medicine. This journal was a biannual publication of Iran Plastic, Reconstructive and Aesthetic Surgeons and Burn and Wound Healing Research Center of Shiraz University of Medical Sciences since September 2012 and now is published three times per year.
WJPS aims to publish the highest quality material, both clinical and scientific, on all aspects of aesthetic, plastic and reconstructive surgery and regenerative medicine. It includes articles related to review, original and short communication clinical research findings, case reports, letter to editor, editorial, and hypothesis. In addition it provides a forum for the exchange of information on all aspects of aesthetic, plastic, aesthetic and reconstructive surgery and regenerative medicine.
WJPS accepts fast track submissions for high quality materials too.


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TRB&S HAS RECENTLY COMPLETED an extensive research and development
project to explore the feasibility and desirability of
using Operations Research techniques in the area of inventory management
for a retail department store. Although this project was under
the direction of the Management Sciences Division of the firm, much
of the development work was done by members of the Audit and
Management Services staffs of the Detroit and St. Louis Offices.
Several man-years of effort were devoted to this project before a
practical and economical inventory management system was designed.
This system was given the name "Selective Inventory Management."
Operations Research
Before discussing some of the basic principles of Selective Inventory
Management, we should consider the reasons why our research
effort was directed to the retail industry. During the years following
World War II considerable interest developed in the study of the
feasibility of applying Operations Research (abbreviated OR) techniques
to the solving of business problems. Most of the research
efforts during these years were directed toward industrial situations.
As our firm developed a staff of scientists qualified in OR techniques,
we decided to explore the areas in retailing wherein OR techniques
might have application.
Our preliminary research in retailing was motivated by the fact


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INDESIT TFAA 10 SI (UK).1 Undercounter Fridge - Silver
Product code: 247241
Product features
- 85 x 55 x 58 cm (H x W x D)
- Capacity: 96 litres
- Auto defrost
- Icebox for your frozen food
Product features
- 85 x 55 x 58 cm (H x W x D)
- Capacity: 96 litres
- Auto defrost
- Icebox for your frozen food
- Undercounter design to take up less space
- Auto defrost saves you time and hassle
- A+ energy rating cuts household costs
Undercounter design
Keep all your food safely stored with the Indesit TFAA 10 SI (UK).1 Undercounter Fridge . It doesn't take up much space so it's the perfect option for a smaller kitchen. Whether you need to chill fruit and veg, fresh meat, or last night's leftovers, the appliance has you covered.
Auto defrost
Say goodbye to the time consuming task of removing frost build-up from the fridge thanks to the Indesit TFAA 10's Auto Defrost feature. It stops icy build-ups from forming so you never have to worry about it.
A+ energy rating
With an A+ energy rating, you can be safe in the knowledge that the TFAA 10 is doing its bit for the environment. Not only that, but it's easier on your energy bills too.
Use in outbuildings: This refrigerator is not designed to be used in an outbuilding – both your food and the appliance can be damaged. Do not use it in any unheated area.
Reversible door hinges: This appliance has a reversible door. Please consult Team Knowhow or a qualified installation expert to carry out door reversal - select the door reversal service when you add this product to the basket.
Technical specifications for INDESIT TFAA 10 SI (UK).1 Undercounter Fridge - Silver
|Manufacturer's guarantee
|- 1 year labour
- 10 years parts
|Energy efficiency rating
|Annual energy consumption
|181 kWh
|Type of door handle
|Storage volume
|96 litres
|Suitable for outbuildings
|Climate class
|Optimum ambient temperature range
|Noise level
|39 dB(A)
|Colour / Finish
|Number of shelves
|Number of salad crispers
|Interior light
|Adjustable shelves
|Ice box capacity
|15 litres
|Ice box star rating
|Fridge auto-defrost
|Fast chill function
|Internal control
|Digital display
|Temperature warning
|Open door warning
|CFC free
|HFC free
|Reversible door
|Yes, kit required - hinged on right. Please consult Team Knowhow or a qualified installation expert to carry out door reversal - select door reversal service when adding product to basket
|Rear panel material
|Recommended installation space
|5 mm to the sides
|Flat back design
|Box contents
|Indesit TFAA 10 SI (UK).1 Undercounter Fridge
|850 x 550 x 580 mm (H x W x D)
|Boxed dimensions
|885 x 570 x 588 mm (H x W x D)
|30 kg
|Boxed weight
|32 kg
You won't get it cheaper. Full Stop.
You won't get it cheaper. Full Stop.
We'll price match any product against any other retailer, online or in store. We'll also match discount codes.How to request a price match
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We deliver 7am to 7pm, 7 days a week, even at weekends. Your options include:
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- Delivery in your preferred 4 hour time slot (next day or on the day of your choice) from £20.00.
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Weekend and next day delivery is available in most areas, subject to availability.
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If your item is in stock locally, you can reserve it online for free, to collect from store minutes later. So you'll get it even quicker than we can bring it to you, and with no delivery charges. Once reserved, your item's held till closing time the next day, to be paid for when you collect.
Let's install and recycle
Door Reversal Service
Some freezers, fridge freezers and wine coolers can have their door hinged on either side.For this installation, we:
- Hinge the door on the opposite side to the factory setting
- Safety-check electric and plumbing connections (water & ice models)
- Disconnect your existing appliance, unbox and check your new one
- Connect your new appliance to your existing connections
- Test the appliance and make sure there are no leaks and that it's level
- Take the packaging away with us
Please note: door reversal isn't available for appliances delivered direct from the manufacturer.Before ordering our installation services, please:
- Ensure necessary electric and plumbing connections are within 1.5 metres of where your appliance will go
- Check the dimensions of your appliance allow it to go where you want it
- Check the fridge freezer model you're ordering has reversible doors (look in the specifications section of the relevant product page)
- Note, we can't install in garages or sheds.
Remove and recycle your old appliance
To save you the hassle, when we deliver we can take away and recycle your old appliance, along with any packaging your new one comes in. Just add Let's recycle on the Basket page, charge applies.Please note: You will need to disconnect your old appliance before we arrive, unless you've bought installation. If you're having a refrigeration unit removed, please defrost it before we arrive.
Product protection
For more peace of mind, add a Repair & Support Plan – if this appliance suffers a fault or mishap, all costs to put it right are on us. Your benefits include:
- Unlimited fast, hassle-free repairs
- We'll fix in 7 days from collecting or receiving this item for repair, or replace with new
- Annual service and deep clean
If you're ordering this item for delivery or for sending to a store to collect there, add a Repair & Support Plan on the basket page. If you're reserving this item, add a Repair & Support Plan in store when you collect.
See more on our Repair & Support Plans for fridges and freezers.
Important information and exclusions
Compare prices of extended warranties for electrical goods at www.compareextendedwarranties.co.uk.
Flexible credit you control
- Spread the cost with monthly payments, 24.9% APR representative
- Choose the payment term that suits you
- No deposit to pay and choose to pay it off early at no extra cost
- Plus once you've opened an account, you can use it to spend again in the future on anything £99 and over
How to apply
If you're buying this item online, you can apply for credit at checkout. Or if you're reserving online, or shopping in store, apply here.
DSG Retail Limited acts as a credit broker and not a lender. Credit is provided by Creation Consumer Finance Ltd.
Both DSG Retail Ltd and Creation Consumer Finance Ltd are authorised and regulated by the Financial Conduct Authority.


text:
Adrian Dater's spotlight on Senators LW Bobby Ryan
Spotlight on… Bobby Ryan, LW, Senators
When: The Avalanche will host Ryan and the Ottawa Senators on Wednesday night at the Pepsi Center in the first meeting between the teams this season.
What's up: Ryan's name was in the news quite a bit late last week, after being left off the U.S. Olympic team. Stories by two embedded reporters painted a picture in which Ryan was disparaged by the selection committee, with Calgary and Team USA executive Brian Burke bad-mouthing him for his lack of intensity. Team USA executive David Poile apologized to Ryan for the sausage-making process going public.
Background: Ryan is a New Jersey native who spent his first few seasons with Anaheim — including playing for Burke. He was a four-time 30-goal scorer with the Ducks and has elite-level puck-handling skill.
Dater's take: Too much was made of the kerfuffle involving Ryan and the published reports about the Team USA selection process. Tough words are said behind closed doors sometimes in pro sports. Big deal. Ryan doesn't have to like it, but to call Burke "gutless" for his opinion on him as a player was dumb. Am I "gutless" if I say I don't like an actor in a movie, and the actor hears about it? That said, Team USA took a sizable risk in keeping him off the team. He's a goal scorer, and he's played on several winning teams. He may not be Frank Selke, but in a short tournament, Ryan's scoring ability might be sorely missed.


text:
I learned that a long walk and calm conversation are an incredible combination if you want to build a bridge.
Local Area
Early Check-In Available
Express Check-In Available
Late Check Out Available
Minimum Check-In Age: 18
Daily Self-Parking Fee
Accessible Parking On-site
Wheelchair Available
Service animals are allowed
Learn more about the IHG Green Engage™ system
Step into the modern, palatial atrium at Crowne Plaza Antalya, with its soaring Selcuk arches, Eastern motifs and marble floor. Our friendly Front Desk staff will show you to our Beach Bar, where you can celebrate your arrival with cocktails by the Mediterranean Sea. Or retire to your calming room where the sound of the lapping waves helps you get a great night's sleep.
Arrive by taxi or our hotel's chargeable private transfer service from Antalya Airport, 23km away. Crowne Plaza Antalya is near the city's government buildings and 15 minutes' walk from the Ataturk Cultural Centre. Buses stop outside the hotel and take 15 min to the ancient, narrow streets of the Old City.
See the sunset over the sea and the Beydaglari Mountains from the wooden terrace of our 10th-floor Mavi Et ve Balik Evi. You can find authentic Turkish cuisine in The Crowne Restaurant, or take an intimate afternoon tea as the pianist plays our white piano in the Piano Lounge. Our blissful Zeus Spa Centre has a relaxing pool, Finnish sauna and Turkish bath.
Invite colleagues and clients to events in Crowne Plaza Antalya's 3 versatile meeting rooms, where our Crowne Meetings Director helps to ensure successful business in this ancient city.
SPA centers of Crowne Plaza Antalya are the luxury which you deserve. There are two SPA Centers in the Hotel. Pilates and aerobic classes for ladies and men take place 3 times a week free of charge.


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Epithelial Sodium Channel (ENaC) as a Novel Mechanism for Hypertension and Volume Expansion in Type 2 Diabetes
|The safety and scientific validity of this study is the responsibility of the study sponsor and investigators. Listing a study does not mean it has been evaluated by the U.S. Federal Government. Read our disclaimer for details.
|ClinicalTrials.gov Identifier: NCT01804777
Recruitment Status : Terminated (Currently closed for data analysis.)
First Posted : March 5, 2013
Last Update Posted : May 11, 2018
- Study Details
- Tabular View
- No Results Posted
- Disclaimer
- How to Read a Study Record
|Condition or disease
|Proteinuria Hypertension Type II Diabetes
|Drug: Amiloride Drug: HCTZ
|Early Phase 1
Renal sodium retention and extracellular fluid volume expansion are hallmarks of nephrotic syndrome. There is abundant evidence that this occurs even in the absence of activation of hormones that are known to activate renal Na transporters. Proteinuria not only reflects glomerular damage, but also functions as a risk factor for cardiovascular disease, stroke, end stage renal disease and is associated with extracellular volume expansion and high BP.
In the natural course of Type II diabetes, microalbuminuria and elevations in blood pressure are thought to occur at around the same time. Blood pressure in microalbuminuric diabetics is more sensitive to dietary salt intake than in normoalbuminuric patients despite both groups having similar aldosterone and plasma renin activity levels. Proteolytic processing of ENaC subunits might provide the primary defect in renal sodium handling in these microalbuminuric individuals. However, proteinuria is not consistently identified as a risk factor for incipient elevation in blood pressure and in some studies elevated blood pressure predicts the advent of microalbuminuria.
Analyses of normotensive normoalbuminuric subjects in previous studies have found that higher urinary albumin levels in the normal range predicted incident hypertension. A similar finding was seen in a non-diabetic cohort. These studies suggest that these disparate results may be related to the cut off that defined microalbuminuria. Another possible explanation is that an ENaC activator, like plasmin, contributes to the generation of incident hypertension in some individuals. Levels of albuminuria may not necessarily be reflective of ENaC activator levels and may vary from individual to individual. Perhaps urinary plasmin and plasminogen provides a more robust biomarker for those individuals who may develop hypertension.
Recent evidence suggests that in some individuals with glomerular damage, proteases not normally found in urine enter the urinary space and aberrantly cleave ENaC. In this setting, filtered plasminogen (inactive precursor) is converted to plasmin (active protease) by urokinase that is expressed in tubular epithelial lumen. The proteolytic activation of ENaC would generate a primary defect in renal sodium handling, a mechanism that may be a particularly important factor leading to increases in extracellular fluid volume and BP that accompany nephrotic syndrome.
While previous studies have examined the role of amiloride in low-renin hypertension, and as an additional agent the conventional treatment of hypertension, no human trials have tested whether ENaC inhibitors impact blood pressure and volume status in the setting of proteinuria. Over a ten year period, millions of diabetics, 5.3% of Type II diabetics and 28% of Type I diabetics develop macroscopic proteinuria.
|Study Type :
|Interventional (Clinical Trial)
|Actual Enrollment :
|9 participants
|Intervention Model:
|Crossover Assignment
|Double (Participant, Investigator)
|Primary Purpose:
|Health Services Research
|Official Title:
|ENaC as a Novel Mechanism for Hypertension and Volume Expansion in Type 2 Diabetes
|Study Start Date :
|March 2013
|Actual Primary Completion Date :
|December 2014
|Actual Study Completion Date :
|December 2014
Experimental: Amiloride 10 mg, 20 mg, and diet
Amiloride 10 mg for 14 days and diet. Then dose titrated up at day 14 to 20 mg, and diet.
Drug: Amiloride
Amiloride 10 mg taken every day for two weeks, along with adherence to specified diet.
On day 14 titrate dose up to Amiloride 20 mg, take every day for two weeks after completion of two week intake of Amiloride 10 mg, along with adherence to specified diet.
Other Name: Midamor
Active Comparator: HCTZ 12.5 mg, 25 mg and diet
HCTZ 12.5 mg for 14 days and diet. Then dose titrated up at day 14 to 25 mg, and diet
Drug: HCTZ
HCTZ 12.5 mg taken every day for two weeks, along with adherence to specified diet.
On day 14 titrate dose up to HCTZ 25 mg taken every day for two weeks after completion of two week intake of HCTZ 12.5 mg, along with adherence to specified diet
Other Names:
- Blood Pressure [ Time Frame: one month ]Change in clinic systolic BP. This BP measure will be the average of three serial BP measurements taken one minute apart after 5 minutes of sitting quietly.
- Hypertension [ Time Frame: one month ]To demonstrate effect size on relevant hypertension outcomes such as volume status and urinary sodium excretion. Also assess the fractional excretion of sodium (FENa) and chloride (FECI). Endpoint will be the 24 hour urine excretion.
Choosing to participate in a study is an important personal decision. Talk with your doctor and family members or friends about deciding to join a study. To learn more about this study, you or your doctor may contact the study research staff using the contacts provided below. For general information, Learn About Clinical Studies.
|Ages Eligible for Study:
|18 Years to 80 Years (Adult, Older Adult)
|Sexes Eligible for Study:
|Accepts Healthy Volunteers:
Inclusion Criteria:
- Age 18 to 80 yrs at randomization
- History of Type 2 Diabetes
- Presence of systolic hypertension or pre-hypertension (average systolic blood pressure (SBP) ≥120 mmHg and <180 mmHg.)
- Urinary protein/creatinine ratio >300 mg/g creatinine at screening
- Hemoglobin A1C<8%
- Willing and able to give informed consent
Exclusion Criteria:
- Average SBP of ≥180 mmHg or diastolic blood pressure (DBP) of ≥110 mmHg
- Current symptomatic heart failure, history of New York Heart Association Class III or IV congestive heart failure, or left ventricular (LV) ejection fraction (by any method) <25%; these patients may be harmed with withdrawal of diuretics
- Serum potassium level <3.5 or >5.0 at screening
- History of hyperkalemia in the last two years (serum K>5.5)
- Contraindication to use of hydrochlorothiazide or amiloride
- Unstable angina pectoris or acute myocardial infarction (MI) in last 3 months
- Known secondary causes of hypertension (HTN) (screening for these conditions will not be required)
- Estimated glomerular filtration rate (GFR) <60 mL/min/1.73m², as determined by validated estimating equations
- On or expected to be on immunosuppressive therapy
- Any history of solid organ transplantation
- Significant dementia
- Other factors likely to limit adherence during trial (eg. alcohol or substance abuse, plan to move in next year, history of non-adherence to medications, appointments and medical care, reluctance of close family members to participate in trial, lack of support from primary healthcare provider)
- Participation in another investigational trial within 4 weeks of the screening visit
- Arm Circumference too large or too small to allow accurate blood pressure measurement
- Pregnancy or currently trying to become pregnant (although this is unlikely because of age limit
- Incarceration
To learn more about this study, you or your doctor may contact the study research staff using the contact information provided by the sponsor.
Please refer to this study by its ClinicalTrials.gov identifier (NCT number): NCT01804777
|United States, New Mexico
|University of New Mexico Hospital; Clinical & Translational Science Center
|Albuquerque, New Mexico, United States, 87131
|Principal Investigator:
|Mark L Unruh, MD MSc
|University of New Mexico
|Responsible Party:
|University of New Mexico
|ClinicalTrials.gov Identifier:
|Other Study ID Numbers:
|First Posted:
|March 5, 2013 Key Record Dates
|Last Update Posted:
|May 11, 2018
|Last Verified:
|May 2018
Type II Diabetes
Diabetes Mellitus
Diabetes Mellitus, Type 2
Glucose Metabolism Disorders
Metabolic Diseases
Endocrine System Diseases
Vascular Diseases
Cardiovascular Diseases
Urination Disorders
Urologic Diseases
Urological Manifestations
Signs and Symptoms
Natriuretic Agents
Physiological Effects of Drugs
Membrane Transport Modulators
Molecular Mechanisms of Pharmacological Action
Acid Sensing Ion Channel Blockers
Sodium Channel Blockers
Epithelial Sodium Channel Blockers
Diuretics, Potassium Sparing


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It took longer than they would have liked, but in the end, the Columbus Crew feel they made the right choice in signing Argentine forward Federico Higuaín as the third Designated Player in club history on Friday.
The 27-year-old Higuaín played the last two seasons for Club Atlético Colón, where he scored 10 goals in 62 games for the Argentine team.
"Obviously, you look at the goals he's scored and his assists and he will be focus of our attack but he will make all our players better," Crew head coach Robert Warzycha told MLSsoccer.com by phone from Kansas City.
Columbus had been in pursuit of the 5-foot-8, 165-pounder since last year and had contract discussions with him, though his agent and club could not come to an agreement in January.
"We promised the fans we would get a DP," Warzycha said. "We're sorry we couldn't get it done sooner, but we had to get the right one. We could have tried to sign somebody else, but he is the player we wanted, the one that gets us excited and should get the fans excited."
Crew technical director Brian Bliss went to Argentina in late May to hold talks but came back without a deal, and it appeared that Higuaín was off the radar after the sides didn't talk for a month.
Bliss got a call Sunday from Higuaín's agent and the pact was completed Wednesday night, tying the player to the team through the 2014 season.
"It was dormant for a long period of time," Bliss said. "But there were some bricks in the foundation, so to speak, in terms of earlier negotiations and we had motivated parties that wanted to get something done."
The Crew have been without a DP since declining to pick up the option of forward Andrés Mendoza after the 2011 season. Although the Peruvian led the team with 13 goals, he did not mesh with the players or coaches and was considered a liability, according to Crew officials.
However, Columbus (7-7-4) have scored only 18 goals in 18 games after revamping the offense. They signed Chilean midfielder Milovan Mirosevic and Costa Rican forward Olman Vargas in January and Costa Rican forward Jairo Arrieta in June.
Higuaín has also played in Argentina for Godoy Cruz (2009-10), Independiente (2008-09), River Plate (2003-05, 2007-08) and Nueva Chicago (2005-06) as well as Mexico's Club América (2008) and Besiktas in Turkey (2008).
While fans may want to draw comparisons to former Crew standout Guillermo Barros Schelotto – the Argentine who became the team's first Designated Player and the 2008 MLS MVP in Columbus' MLS Cup-winning season – Warzycha would only say, "I hope [Higuaín] has as much success for us as Guillermo did."
The coach said the team is working on getting Higuaín his International Transfer Certificate to be eligible to play as quickly as possible.
"He has been training in preseason with his team," Warzycha said. "He is fit and can play right away."


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|Thread Tools
If this thread already exists, please disregard. I looked, but couldn't find it.
I recently purchased a PB Plus/2, and have been itching to share my experience so far. Here's my 5.1 set-up:
Denon AVR 5803 (Purchased Used)
Panasonic BD-55 Blu-ray Player (Analog 5.1 Outputs)
Samsung 5687 DLP
GR Research A/V3S x 3
GR Research A/V1RS x 2
SVS PB Plus/2
PURE AV Power conditioner
Listening area is 14x17x8 living room with one 8' opening to kitchen/dining area, and one opening to hallway, laminate floor with large area rug, SVS position is RF corner next to ent center (very limited in where I could put it), listening position is center of 14' wall across from TV, Not an ideal HT room, but could be worse.
All speakers set to 75 db, with SVS running hot at about 82 db
SVS Gain at 1/4, 20 hz tune (one port plug), used the included 3M rubber feet
LFE pre-out on Denon is -2.0 db
Listening is 90/10 Movies to Music
After more research than I care to get into, I settled on the Velodyne HGS 15x and the SVS PB Plus/2. I actually ordered the Velodyne, but it was discontinued. I had decided on the Velodyne mostly because of the smaller size and the positive experience a relative of mine has had with his. The SVS and the Velodyne seemed to be close in performance based on what I had read, but
the size of the SVS was scaring me off. WAF. She's been very patient with my hobby. After the Velodyne fell through, I decided to order the SVS rather than looking elsewhere for the Velodyne. Got the size past the wife by telling her it was a lot cheaper than the Velo. I'VE NEVER LOOKED BACK!
Support from SVS before, during, and after the sale has been outstanding. It was shipped fast, and arrived on it's own pallet, very well packaged. The manual and set-up were a snap. I have since contacted SVS a couple times with questions and comments, and they always reply quickly and seem very interested in my impression of their product. Not to mention the money I saved by going with the SVS.
It's performance so far has been excellent. I had a Klipsch KSW 15 prior to the SVS, and let me tell you, this thing blows it away, and the Klipsch was no slouch. From the sock explosion in Monsters Inc. to the Tripods in WOTW, I'm lovin my new toy.
Sorry if this was a puff piece, and again, I hope an owners thread doesn't already exist. If so, let me have it, if not, lets hear about your SVS!
it did once, but got removed. all things SVS tend to provoke strong reactions, and a while back threads were getting derailed/deleted left and right. maybe this one will stick around???
glad you're enjoying your new sub...certainly a step up from that klipsch.
Not surprising. Subwoofers seem to inspire rabid devotion, more than any other component that I've seen.
I'm not a basher. I have a feeling that I could have been happy with a number of subs that I researched. We're very fortunate that we have access to such wonderful technology and performance from many different companies. Lets all just enjoy our hobby, and the chance to share with others who have this bug. God knows, I've looked long and hard for people in my life who share my level of interest in HT, and haven't had much luck.
Hell, SVS owners practically own the entire subwoofer section themselves.
Whoever started this thread rocks!
Supposed to have a flatter curve...try it, you won't lose anything in that room. Personally prefer the 20hz tune, more mid-bass pop and dynamics to my ear.
I don't lurk as much as I used to and I NEVER listen. Comes from being old and cynical.
I have mine at 20Hz also. I tried 16Hz for a while, but went back. Can't put my finger on the difference, but I like the 20 better. Perhaps when I get EQ'ed, I will try 16 again. But like Ron said, try it, it only takes a few seconds to put it back.
If you want to talk just SVS and not get the negative comments, try the Home Theater Spot forum. They have one just for SVS.
Not really...though the old PB12 was tuned to 22hz and the new one will be 18hz.
I don't lurk as much as I used to and I NEVER listen. Comes from being old and cynical.
Looks like the price might be going up after the preorder period.
upgrading the existing four 12.2 drivers with the new Plus 12.3 series? I'm 50/50 on
movies/ music dvd's.
This was discussed once before. IIRC, adding a third won't get you much more than having two. You would have to add two to get significant additional headroom. Since it looks like the .3 drivers are getting about 2dB more headroom, that would seem to be the better way to go.
why would they delete them?
That's funny, on SVS site they link to AVS, guess no back scratching going on?
PS WRT the above question about dual v. triple subs, I'd have to agree with Ransac. You'll probably be best off starting with a woofer-ectomy inserting the 12.3 woofers (speaking strictly on a price/performance ratio for the upgrade). If that's still not "enough" then start to consider the tri-sub approach. Phase optimization will be key, so co-location of two, much less three subs might be considered if you aren't. Smooth response from more than one point source of deep bass can get really tricky, though we're working on ways to make that easier.
Screxer, that's pretty funny, and perhaps a first for us. I say stick it to the man and enjoy a better sub indeed ;^) The PB10-ISD was/is a very good sub, but get ready for a shock. The Plus/2 is a whole different animal. My advice is to stop gambling immediately however. You know, quit while you are ahead ;^)
PS Yes, leave politics and back door shenanigans out of this respectful and non-controversial support thread. Every forum, every brand of gear has its personality, and crosses to bear. We don't scratch backs, nor even have time to scratch asses any more. We build good stuff, we sell it, we support it. Now and again, we talk about it. That's pretty much our lives.
We'll do our best to pop in periodically, blog style and police up whatever questions with our famously pithy responses when we can. E-mail is always best for quickest and pithiest replies however. With as much work as we have stacked up, just getting to check the weather is often a click too far in a given day.
[email protected] (really easy questions)
[email protected] (really hard questions)
Just go to the website for the ones that are neither easy or hard I guess ;^o)
Keep up the good posts!
Thanks for the post Ron. I hope this thread has a successful run. Still finding new ways to enjoy my PB Plus/2. Purchased the long awaited Pink Floyd Pulse DVD. Great sound, including a high bit rate DD recording. Check out "Sorrow" on Disc 1, deep, wonderful bass! I friggin love Pink Floyd! SVS is OK too. LOL
Keep up the good posts!
Pulse is the first thing I put in when I hooked up my PB10 last week...What a great DVD..!!!
P.S. I rarely gamble....this was really the only time I've ever won at a casino (good enough reason not to gamble huh? haha!) I just go to Reno every year for Hot August Nights and this year I came home well ahead :-) I did stick to my budget though so I could come home with all the winnings to put towards the new beast that will be sitting in the corner soon.
Denon 2106
Sanyo Z4
Oppo 971 DVD player
So by last Fri everything had arrived but my friend with all the video and audio calibration tools wasn't coming until Sun. What was I to do? Couldn't wait and set everything up and rocked the house, literally. Now I was wishing I didn't have to work just stay home and watch movies all day. Sun rolls around and everything gets calibrated. Wow! Now I see why people calibrate everything as all the nuances and sublte crap could really be heard. Watched the opening of Master and Commander, holy $%#@ I thought I was going to blown to smithereens! Same with the opening of Saving Private Ryan. The 5.1 system may only have the PB10 but damn is it good! These two along with Jurasic Park should be added to the list of recommended bass watching movies!!
PSN ID: zapfrog
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