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For the Reids, the city of Detroit remains a good place to raise a family, despite being one of the cities hardest hit by the recession.
Experts call Detroit a food desert as half the population struggles to find healthy groceries.
Christopher Ilitch explains why he thinks Detroit will be the biggest urban turnaround in U.S. history.
Christopher Ilitch, owner of the Detroit Tigers and Red Wings, discusses what sports mean to the city of Detroit.
The largest lithium ion automotive battery production facility in North America, owned by A123 Systems, opens in Livonia, Michigan.
Five female chemical and mechanical engineers at Ford are designing the cars of the future with renewable materials.
One teen steps in to revitalize Detroit by helping to dig up and plant plants in abandoned lots.
Detroit National Teach-In empowers both the young and old by teaching them financial and business fundamentals.
To help clean up Detroit, Mayor David Bing has a plan to tear down abandoned homes and ask those living nearby to move.
Entrepreneurs say they get the most out of their investments in the Motor City.
Detroit small business owners say their employees want to make a difference and are there for the long haul.
Detroit small business owners talk about the benefits of being a tech start-up in Detroit vs. in Silicon Valley.
Detroit business owners believe they help the city's and the state's success by being successful themselves.
With unclaimed deceased piling up at the morgue, personal donations help put them to rest.
In Detroit, business owners in Greek Town sound off on the economy and how they are getting by.
A couple who moved to New York to find work were glad to have left, but yearn to return when their hometown recovers.
Motor City offers entrepreneurs inexpensive real estate and skilled labor but access to capital is a challenge.
Detroit fashion designer William Malcolm runs a mentorship program that prepares young men for success in business.
Great deals for real estate investors are available in Detroit, if you know where to look.
Despite school system woes, 90% of kids who attend Wayne State University's free math camp graduate from high school.
Organizers of the Fashion in Detroit show hope to attract garment manufacturers to Motor City.
Real estate professionals discuss the future of Detroit and what it means for the housing market.
Deputy Education Secretary Tony Miller says comprehensive reform of the Motor City?s public schools is needed.
'God's reasoning I don't have a job' says as an attendee at the National Baptist Convention in Detroit.
Personal struggles and inadequate funding mean many are forced to leave their loved ones unclaimed at the morgue.
The filmmaker questions economic recovery for Detroit, but proposes ideas to help the Motor City.
Mayor Dave Bing says the city needs to cut red tape to encourage entrepreneurial growth, create jobs.
Swaths of Detroit have been left for dead. Mayor Dave Bing discusses what can be done with the land.
Despite hard times, the Telway Diner continues to prosper with low prices and quality service.
People of the embattled city sound off on the good and the bad when they answer one question: Why I love Detroit?
The people of Detroit share candid responses to one question: How do you survive in Detroit?
The rock star opens up about his hometown, its corrupt politicians, and relationship with the auto industry.
Entrepreneur prospers in 'confusing' surroundings: lattes on one corner, crack on the other.
General Motors CEO Fritz Henderson discusses the current state of the company and its bankruptcy.
Despite the downturn, Detroit's 'Canine to Five' shows customers still spending on pets.
Urban farms are popping up across sprawling Detroit and some kids are eating healthier as a result.
General Motors' chief Fritz Henderson discusses the new strategy for the embattled automaker.
A California real estate investor is swooping up hundreds of homes in Detroit betting the city will rebound.
Hollywood puts Michigan citizens back to work while taking advantage of the state's 42% tax break.
Governor Jennifer Granholm grades media coverage of Detroit and says automakers are the largest roadblock to recovery.
Governor Jennifer Granholm discusses how she'll fix Detroit's school system and eradicate its culture of corruption.
Gov. Jennifer Granholm of Michigan responds to citizens' love-hate relationship with Detroit.
As his home town continues to struggle, the rock-star says Detroit needs an angel.
A lifelong Detroit resident says she wants to see her hometown return to what it once was.
Emergency Financial Manager Robert Bobb explains how the ailing school system is battling a $259 million deficit.
Three generations of Ford autoworkers continue to bet their livelihood on the future of the car company.


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Sorry, but there are no 18" alloy wheels that are suitable for your vehicle. Please refine your search using the filters to the left of the page.
4x Locking Wheel Bolts/Nuts with Key
5 piece kit, comprises of 4 locking bolts/nuts (1 for each wheel) and a locking key. These are reccomended to protect your purchase.
1x Bilt Hamber Auto-Wheel Cleaner
It is important to keep your alloy wheels clean in order to preserve their high quality finish - but using the wrong cleaner can give disastrous results. Choose our Waterless Wash and Shine to give a flawless finish.
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Add the finishing touch to your new alloy wheels with Chrome Sleeved wheel valves and valve caps. Fits all alloy wheels. Comes in Pack form and contains 4 in a pack.
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At the beginning of the year, thanks to an enthused tip from b Store's very own Matthew Murphy, I stumbled upon the intricately spun laced world of Marwood. Becky French's debut collection as Marwood showcased an exquisitely crafted range of ties and bow ties made with the finest fabrics such as woven silk, wool and traditional English spun lace. I was instantly hooked and have kept an interested on the label ever since. During the heat of menswear week in Paris, French joined the likes of b Store, Berthold, Baartmans and Siegel and Opening Ceremony at the Six London Showroom to showcase her SS12 collection, Camouflage Clouds.
For SS12, influenced by the photography of William Eggleston and painting of Peter Doig, French presents a brighter and more playful collection but still keeps Marwood's signature of matte finished textures and dazzling patterns throughout. Driven by her passion for pattern, colour, nostalgia and detail orientated design, French has developed close working relationships with some of the UK's most skilled and experienced craftspeople whilst breathing fresh life in to neckwear. She believes in providing a product whilst drawing on and learning from established techniques and methods from the past in teams of craftsmanship and process. The label's neckties celebrate the traditions and techniques of a rich and distinguished heritage, yet still feel modern. Here, she introduces new finishes and fabrics and works with a family run manufacturer that from Sicily who specialise and insist on making solely hand made products. Armed with my camera, I was able to explore the sophomore collection and take a closer look at a few of the latest addition which include fragile lace bow ties from the previous season which have been updated with a pleated technique and solid vivid orange ties...
Shots from Marwood's stand at Six London Showroom
Upon my return to London, I could not resist learning more about Camouflage Clouds and caught up with Becky French to discuss the evolution of the label, how the work of Eggleston and Doig influenced her work and look to the future...
SS: From your ever fascinating blog, Sketchbook, I can see that SS12 was influenced by the photography of William Eggleston and painting of Peter Doig. Firstly what drew you to their work and secondly. How did their work influence the collection?
Becky French: I love William Eggleston's work and in both collections I have used quite luminous, citrus shades as highlights to the palette which are influenced by Eggleston. His ability to make such ordinary subjects so beautiful and unusual looking is very appealing to me. As for Peter Doig's painting I have a book of his work but missed the Tate exhibition a few years ago - this painting of Lapeyrouse Wall felt like the right mood for the summer collection as well as an inspiring colour balance. At first I thought it was a scene from a British seaside (just hopeful) but then discovered it is a poignant location in the artist's current homeland, Trinidad.
SS: Describe Camouflage Clouds in your own words? The offering itself has grown tremendously, could you introduce us to a few of the new arrivals?
Becky French: This is a brighter and more playful collection enjoying the use of colour but still keeping to the Marwood signature of matt finished textures and patterns. Saying that, the solid vivid orange tie uses the back side of the cloth as it was more interesting to me and the silk yarns looped on the back were so much more vibrant than the wool. I avoid a shiny finish on ties but if the texture still creates an unusual surface then it can pass! New pieces are the geometric lace from AW11 in an updated off-white laid over shades of cloud blue and sand and the fragile lace bow tie is updated with a pleated technique. A favourite new fabric is called 'denim silk' in blue and sand colour... it looks like a casual tie and almost feels like jersey but is 100% silk.
SS: When starting Marwood, you made the conscious decision to find and work with the best craftsmen for the job in hand. Having found them in England, SS12 sees you venture to a tie and scarf manufacturer in Sicily who specialise and insist on making solely hand made products.
How did you find them? How was the experience?
Becky French: This factory approached me after seeing a small article on Marwood in Italian 'iO Donna' magazine. They are a family run company who take great pride in their work and produce incredible high end neckwear for some of the most reputable Italian menswear labels. They were in London and showed me some of their work including a pleated silk technique and it inspired me to try pleating the 'fragile' lace. They have made these two wonderful, precious bow ties that now complement the range of English lace bow ties in the offering.
SS: Working with craftsmen and women in factories is a treat for you and the results are never quite what you might have expected beforehand. Did you encounter many pleasant surprises during the creation of Camouflage Clouds?
Becky French: The most challenging part of producing the ties is the lace fabrication and so far it has been the most popular part of the collection! To make the bow ties is a very intricate job due to the fabric and its fragility. I have worked closely with the factories and to find solutions to problems and make new choices along the way to get the right results. This season, experiments like the pleated lace were really satisfying as were playing with colour combinations that worked. Myself and the factories know each other now and the relationship is more established which is helping the process a lot in terms of results and enjoyment.
SS: You've previously conceded that one of the highlights of starting Marwood has been the exploration of one product and delving in to the details of this accessory and learning about its components, its uses and its meanings. What have you learned thus far?
Becky French: I have learnt so much over the last ten months and particularly enjoyed learning how complicated the tie making process is. People are often surprised to learn than 1 meter of silk only produces two ties. It is an accessory that is worn for purely aesthetic reasons yet it is a functional, thoughtful and considered process which creates each tie. I have recently been shown a particular knot finish that an Italian factory have started using in order to avoid being copied in the Far East... they are trying to hold on to their craft and the reputation for hand made products.
SS: You've just returned from partaking in the Six London Showroom in Paris. How was this experience/what has been the buying reaction to the collection?
Becky French: It was a privilege to be a part of the Six London Showroom alongside such quality brands and I was happy to see the new collection receive a positive response. It looks like Marwood ties will be available in Japan, Hong Kong, Australia and New York by the end of the year - as well as b Store London who have been incredibly supportive from the start and responsible for Marwood getting seen so early on.
SS: Finally, this is now your second full collection as Marwood. How have the last six months been? What would you like to achieve in the next six?
Becky French: A whirlwind! I can't believe it is July already and I am about to start the 3rd collection for Marwood. Every step has been exciting and unexpected so far and I hope to ultimately extend the range gradually whilst keeping it focused. I introduced scarves this season but want to launch these properly in September with an offering for men and women. Coming up are some exciting collaborations - one with b Store and another with a Paris-based designer for some one-off pieces for AW12.
It comes as little surprise that Marwood's well crafted offering has caught the buyer's eye but I'm so pleased that its ties will be available in Japan, Hong Kong, Australia and New York by the end of the year. With the promise of a couple of exciting collaborations, 2011 looks to be an extremely productive year for the label. To help toast the success of the label, French has sent through her latest look book. Here, Ali Mobasser's photography really captures the collection's wonderful sense of texture and echoes its inspirations perfectly...
SS12 look book shot by Ali Mobasser


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As you prepare to hire employees, be sure that you understand all laws and regulations about employee eligibility. In particular, the Immigration and Nationality Act (INA) governs immigration and citizenship in the United States. The INA is especially important to small business owners because it addresses employment eligibility, employment verification and non-discrimination. This guide provides an overview of these provisions and assistance on how to comply with the INA.
Employee Eligibility Verification (I-9 Form)
Federal law requires you, as an employer, to verify an employee's eligibility to work in the United States. Within three days of hiring a new employee, you must complete an Employment Eligibility Verification Form, commonly referred to as an I-9 form. This requires examining acceptable forms of the employee's documentation to confirm his or her citizenship or eligibility to work in the United States. You can only request documentation specified on the I-9 form. Employers who ask for other types of documentation not listed on the I-9 form may be subject to discrimination lawsuits.
You do not file the I-9 with the federal government. Rather, you are required required to keep an I-9 form on file for three (3) years after the date of hire or one (1) year after the date the employee's employment ends, whichever is later. The U.S. Immigration and Customs Enforcement (ICE) agency conducts routine workplace audits to ensure that employers are properly completing and retaining I-9 forms, and that employee information on I-9 forms matches government records.
- Download Form I-9 (Employment Eligibility Verification)
Provides the form that all U.S. employers are responsible for completing and retaining for each individual they hire for employment in the United States, including citizens and non-citizens.
- Instructions for Completing the I-9: Handbook for Employers
Gives comprehensive guidelines for completing Form I-9, Employment Eligibility Verification.
For complete information about using, understanding and keeping up to date with the Form I-9, visit I-9 Central. You can use information taken from the Form I-9 to verify electronically the employment eligibility of newly hired employees through E-Verify. To get started, register with E-Verify to virtually eliminate Social Security mismatch letters, improve the accuracy of wage and tax reporting, protect jobs for authorized workers and help maintain a legal workforce.
Hiring and Employment
- Labor Laws and Foreign Workers
Covers foreign labor certification programs, administered in part by the U.S. Department of Labor, that permit U.S. employers to hire foreign workers, temporarily or permanently, to fill jobs essential to the U.S. economy. These programs are generally designed to ensure that allowing foreign workers into the United States on a permanent or temporary basis will not adversely affect the job opportunities, wages and working conditions of U.S. workers.
- Foreign Labor Certification
Provides information on the foreign labor certification process and how employers can apply to bring foreign workers into the U.S. for employment.
- Hiring Guest Workers
Describes the U.S. Department of Labor (DOL) certifications issued for permanent and temporary employment.
- Wages Under Foreign Labor Certification
Explains the Immigration and Nationality Act (INA), which allows U.S. employers to hire foreign workers on a temporary or permanent basis to perform certain types of work. The U.S. Department of Labor's Employment and Training Administration generally certifies employers to obtain special visas to hire foreign workers when there are insufficient qualified U.S. workers available and willing to work at wages that meet or exceed the current wage paid for that occupation.
Fair Employment Practices (Non-Discrimination)
The INA includes provisions that protect U.S. citizens and certain work-authorized individualsfrom employment discrimination based on citizenship or immigration status. The INA protects all work-authorized individuals from national origin discrimination, unfair documentary practices relating to the employment eligibility verification process and from retaliation.
The U.S. Department of Justice enforces the INA's non-discrimination provisions, and provides the following guidance to help small businesses understand these provisions:
- Business Guide to Fair Employment
Describes employer obligations under the Immigration Reform and Control Act of 1986, and the Immigration and Nationality Act's anti-discrimination provision.
- Immigration-Related Unfair Employment Practices FAQs
Provides information about anti-discrimination provisions in the INA, and the role of the Department of Justice's Office of Special Counsel for Immigration Related Unfair Employment Practices in enforcing anti-discrimination cases.
- Verifying the Employment Eligibility of Your Employees without Committing Unlawful Discrimination
Offers tips to small employers concerning the employment eligibility verification process.
No-Match Letters
When you send an employee's W-2 form to the Social Security Administration (SSA), the employee's name and Social Security number are checked against SSA records. ICE will also verify the accuracy of information on I-9 forms. If either (or both) SSA or ICE cannot verify employ information, a no-match letter will be sent to you indicating that the employee's name or Social Security number did not match government records.
If you get a no-match letter for an employee, avoid taking immediate action against the employee. A no-match letter simply says the employee's information did not match government records, and is not necessarily an indication that the employee is ineligible to work in the U.S. In fact, firing an employee solely on the basis of a no-match letter may open you up to a discrimination lawsuit. At the same time, if you do not follow up on a no-match letter in a timely manner, you may be cited for knowingly employing an unauthorized worker, which is a violation of federal law.
So, how do you act on a no-match letter while protecting yourself from legal action from both an employee and the federal government? Current regulations do not provide procedures that help protect an employer from allegations that he knowingly employed unauthorized workers. However, the ICE has proposed new rules that specify "safe harbor" procedures that an employer should follow when receiving a no-match letter. These new rules do not necessarily protect the employer from allegations of discrimination.
This resource, Proposed Safe Harbor Procedures for Employers Who Receive a No-Match Letter, offers more information about ICE's safe harbor procedures and protecting yourself from allegations of unlawful discrimination.


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Pokémon FireRed Version (ポケットモンスターファイアレッド Pocket Monsters FireRed) and Pokémon LeafGreen Version (ポケットモンスターリーフグリーン Pocket Monsters LeafGreen) are remakes of the Pokémon Red and Blue games. These games, like the original, take place in the Kanto region and also includes the Sevii Islands which were not in the original. Though these games are remakes of the Generation I games, they are considered to be Generation III games, now with better graphics and many new features.
The player starts out in Pallet Town. When he/she tries to go and explore further into the wild, he/she is stopped by Professor Oak who guides him/her to his lab. There the player receives a choice Pokémon from either a Bulbasaur, a Charmander, or a Squirtle. Thereafter Professor Oak's grandson appears and picks a stronger type Pokémon and challenges the player to a battle.
- Cinnabar Island
- Seafoam Islands
- Viridian City
- Viridian Forest
- Pewter City
- Mt. Moon
- Cerulean City
- Rock Tunnel
- Power Plant
- Lavender Town
- Pokemon Tower
- Saffron City
- Celadon City
- Vermilion City
- Diglett's Cave
- Fuchsia City
- Indigo Plateau
These following locations are from the Sevii Islands:
- Mt. Ember
- Kindle Road
- One Island
- Treasure Beach
- Cape Brink
- Two Island
- Berry Forest
- Bond Bridge
- Three Island
- Three Isle Port
- Four Island
- Navel Rock
- Water Labyrinth
- Resort Gorgeous
- Lost Cave
- Five Island
- Five Isle Meadow
- Memorial Pillar
- Outcast Island
- Green Path
- Pattern Bush
- Water Path
- Six Island
- Ruin Valley
- Dotted Hole
- Birth Island
- Trainer Tower
- Seven Island
- Canyon Entrance
- Sevault Canyon
- Tanoby Ruins
The following are the new changes and upgrades made to Pokémon FireRed and LeafGreen from the original games, Pokémon Red and Green.
- The player can choose to play as a male or female character. Red, the male player and Leaf, the female character.
- Pokémon from the Generation II and Generation III games can be obtained. However, only a few Generation II Pokémon that aren't part of the Hoenn Pokédex entries can be found in these versions without having to trade from Pokémon Colosseum or Pokémon XD: Gale of Darkness.
- A new area, the Sevii Islands, can be accessed.
- The Game Boy Advance Wireless Adapter can be used and is packed with the game.
- Pokémon now have genders, natures, and abilities.
- Pokémon can now hold items.
- Pokémon are now able to breed, once reaching Four Island on the Sevii Islands during the post-game quest.
- Pokémon can now evolve into forms available in other generations, with the exception of Pokémon such as Umbreon and Espeon. While these Pokémon can still reach maximum happiness, as there is no internal clock in FR/LG, the game is unable to determine what time it is, and as such is unable to evolve Eevee based on the time of day.
- Moves from Generation II and III are now available.
- TM's from Generation III are now used.
- The Elite Four can be re-challenged, with new Pokémon teams consisting of at least one Generation II Pokémon.
- Ponyta, Magmar (LeafGreen only), and Moltres have been moved from their original location to One Island's Kindle Road and Mt. Ember.
Version exclusives
Gym Leaders
Pewter City
Cerulean City
Lt. Surge
Vermilion City
Celadon City
Fuchsia City
Saffron City
Cinnabar Island
Viridian City
Elite Four and Champion
In the game, Lance tells you that you are the champion, but then he says that you would have been if Blue didn't beat you to it.
- The mysterious truck near the SS Anne makes another appearance in the FireRed and LeafGreen games. This time around Strength can actually be used on it and the player receives a Lava Cookie, referencing the (false) rumor that the truck had a Poké Ball containing Mew underneath it in the original games.
- These are the only remakes to not be the final games of their respective generations. HeartGold and SoulSilver were the final releases of Generation IV, Omega Ruby and Alpha Sapphire were the final releases of Generation VI, and Let's Go, Pikachu! and Let's Go, Eevee! are the final releases of Generation VII.
- In the Pewter Museum, the model space shuttle has been renamed from Space Shuttle Columbia from Generation I to Space Shuttle. The Columbia was destroyed in a tragic explosion before the game's release on February 1, 2003. This name was kept in the Japanese version but was removed in the localized versions.
- These games are so far the only Pokémon games that show commercials of it a year after it was made.
- Although it wasn't released outside of Japan, Green was still remade, making Western players confused, since Pokémon Red and Blue was released in Northern America and Europe instead of Pokémon Green.
Walkthrough:Pokémon FireRed and LeafGreen


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Advocate for Change
EngenderHealth advocates at three levels – locally, globally, and in the United States – to influence evidence-based policy change that will lead to lasting improvements in reproductive health care and access to services. But we cannot do it alone. By lending your voice to these causes, we are much more likely to succeed in changing policies to make our work more effective.
Sign up to receive Action Alerts
Be the first to hear about public policy news and find out right away how you can help make a difference. Sign up for Connect, our monthly e-newsletter, and you will also receive periodic action alerts.


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Robert Michael Peter Luke Frances Darth Bruno Seragliano (born June 26, 1970), commonly known as Bubby, is a main character in Grand Theft Auto 1. Bubby is the suspected leader of the Vercotti Gang and is hoping to gain revenge for his father, who was reportedly killed by the British secret service. Bubby, during the events of GTA 1, is being investigated for armed robbery, murder, manslaughter, pimping, extortion, bribery, possession of illegal narcotics, unlawful carnal knowledge, smoking in a no-smoking zone, double parking, treason, adultery, covetousness, idolatry and willful Joe Pesci impersonations.
Bubby can be encountered in the Liberty City part of the storyline of GTA 1.
|Bubba • Divine • Katie • Kivlov • Mikki • Travis • Troy • Ulrika
El Burro • Samuel Deever • Uncle Fu • Brother Marcus • Bubby (Robert Seragliano)
Characters in GTA 1 • Category:Characters in GTA 1 • Grand Theft Auto 1 • Category:Characters


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You are here
Elegant Family Vacation Home
Elegance and comfort play happily together in a new vacation home on Florida's Gulf Coast
The best houses set the stage for the way a family aspires to live. A second home defines the way they want to spend their free time—an invitation to leave life's complications behind, relax, and have some fun.
For Melanie and Stephen Schoen, their house at the shore is a perfect getaway from the hustle and bustle of Atlanta, with lazy beach days, long bike rides, barefoot living, and family time. And their destination of choice is the 20-mile stretch of Gulf Coast in the Florida Panhandle fondly known as Scenic 30A.
The couple met at a party on that beach, had their first date the following night in Seaside, married a year later, and kept coming back. "We rented dozens of places up and down the beach, and we came to love the vibe at WaterColor," Melanie says. It didn't take them long to realize they wanted a home to call their own. "The 30A coastal lifestyle spoke to us," Stephen says. "This was the place for us." However, they were in the process of building a permanent residence, so they put a vacation home on the back burner.
A two-level porch spans the front of the home.
Photography: Jean Allsopp
Architect: Tim Adams; project manager: Noah Speights, T.S. Adams Studio, 2969 Hardman Court N.E., Atlanta, GA 30305; 877/283-3499 and 404/262-3499. Florida office: 5281 E. County Hwy 30A, Santa Rosa Beach, FL 32459; 850/231-4631, tsadamsstudio.com.
Interior designers: Mary McWilliams and Kenson Bates, Mary Mac & Co., 5 Willow Glen, N.E., Atlanta, GA 30342; 404/845-0170, marymacandcompany.com.
Contractors: Matt Parenzan and John Giles, Corestruction, 114 Logan Lane, Suite 2, Santa Rosa Beach, FL 32459; 850/855-1429, corestruction.com.
Exterior, siding and trim (Artisan Luxury Collection): James Hardie, 26300 La Alameda, Suite 400, Mission Viejo, CA 92691; 888/542-7343, jameshardie.com.
Landscape designer: Chad Horton, Horton Land Works, Destin, FL; 850/699-1297, hortonlw.com.
Kitchen design consultant: Design Galleria Kitchen & Bath Studio, 351 Peachtree Hills Ave. N.E., Suite 234, Atlanta, GA 30305; 404/261-0111, designgalleria.net.
Front Porch
"A year later, we almost bought a completed house, but we realized how much we enjoyed the design and building process," Melanie recalls. "And how much we had enjoyed working with architect Tim Adams and designer Mary McWilliams, who teamed up on our Atlanta home."
Instead, the Schoens found a prime lot and soon were deep into the next collaboration. Overlooking Sandhill Circle Park, the home is a fresh take on a classic Southern farmhouse with expansive double porches, wide steps, tall windows, cheerful blue shutters, and a metal hip roof.
Fiber cement board exterior lap siding and trim are from the James Hardie Artisan Collection.
Window treatment, custom pillows and bedding workroom: The Designer Workroom, 404/355-5080.
Page 51. Exterior—
Siding; trim; shutters (Artisan Luxury Collection): James Hardie, jameshardie.com.
Lanterns ("Governor Bracket Mount"): Bevolo Gas & Electric Lights, bevolo.com.
Chairs (Leagrave Classic Lounge Chair"/Weathered); cushions ("Textured Linen Weave"/Navy, by Perennials): Restoration Hardware, rh.com.
Side table: Beau Home Interiors, beauhomeinteriors.com.
Tall pots: Clay Garden & Gifts, clay30A.com.
Light-Filled Entry
The interiors are equally engaging, starting with an open central hall configuration. The floor plan allows for long sight lines through the house, with rooms defined by architectural detailing and furnishings rather than walls. Natural light floods the entry.
Wall paint ("Decorator's White" #OC-149): Benjamin Moore, benjaminmoore.com.
Console table ("Lucy Smith Quatrefoil Table"/Champagne with limestone top): Holland & Co., hollandandcompany.com.
Side chairs (Berthe Side Chairs" #CFH240 E272 A003): Zentique, zentique.com.
Chair fabric ("Callery Circles"/Mist #0188201): Fabricut, fabricut.com.
Lamps ("Fresno Lamp" #44087-351): Arteriors, arteriorshome.com.
Shell ("Giant Clam Shell" #AA841): Ballard Designs, ballarddesigns.com.
Shell shadowbox art: by Jamie Dietrich, jdvintage.net.
Lantern ("Large Arch Top Lantern"/Polished Nickel #CHC3425PN): Circa Lighting, circalighting.com.
Rug ("Baltimore"/Seaspray): Stanton Carpet, stantoncarpet.com.
Foyer Table
Starfish and sand dollars hang above a console table in the foyer.
Cozy Porch
Creating beauty and permanence were the goals as McWilliams worked with the Schoens to choose materials and finishes. They decided on 10-inch-wide antique oak plank floors finished with a fuming technique for a hushed and soothing foundation. A mix of horizontal paneling, vertical board-and-batten, and textured panels covers walls, and reclaimed pecky cypress beams in a light, weathered stain enliven the ceiling.
Open on three sides, the porch welcomes cross breezes, especially on warm summer days. The cheerful Buoy's Club painting above the mantel is by North Carolina artist Trip Park. Lantern sconces are from Bevolo Gas & Electric Lights.
Painting above fireplace (Buoy's Club, by Trip Park): Shain Gallery, shaingallery.com.
Sofa and lounge chairs (Plantation Collection): Gloster, gloster.com.
Club-chair fabric ("Zip"/Rainwater); sofa fabric ("Spinnaker"/Sky #425-01-011-60-61): Janus et Cie, janusetcie.com.
Accent pillows on sofa ("Stones"/Blueberry #721-213, discontinued): Perennials, perennialsfabrics.com.
Dining table top ("54-inch Grc Round Top" #D78-54RG-GRY, Leisure Custom Dining Collection by Century); dining table base ("Trestle Pedestal Base" #D78-802B-CHR, Leisure Custom Dining Collection by Century); chairs ("Jasmine Dining Chairs" #US105-41c, by Lee Industries): Authenteak, authenteak.com.
Dining-chair fabric ("Java"/Delft): Raoul Textiles, raoultextiles.com.
Lanterns ("Governor Carriage Flush Mount"): Bevolo Gas & Electric Lights, bevolo.com.
Cube table beside sofa: Beau Home Interiors, beauhomeinteriors.com.
Light and Bright Living Room
The couple wanted to reflect the beauty of the Gulf without overt beach references. "Melanie loves periwinkle, so we started out with deep sky blue," McWilliams says. That paint hue was then mixed with equal amounts of white "to dial down the intensity for a softer palette that flows throughout," she adds. In the living room, white linen upholstery provides the backdrop for splashes of blue that appear in various shades on pillows and accessories. Those blue accents add interest to the calm palette.
Paint ("Decorator's White" #OC-140): Benjamin Moore, benjaminmoore.com.
Sofas (#C3071-03); sofa fabric ("Burbank"/Ivory): Lee Industries, leeindustries.com. Through Max & Co., mrshoward.com.
Pillows on sofa, front ("Fara"/Verdigris #V3158/07, by Villa Nova); pillows on sofa, flange and back ("Chatham"/Spearmint #V3144/08, by Villa Nova): Romo, romo.com.
Swivel club chairs ("XL Miles Swivel Glider Club Chair" #0009 MS); chair fabric ("Easy Seaglass Linen"): Beau Home Interiors, beauhomeinteriors.com.
Pillows on chairs ("Claremont"/Petrol #V3132/04, by Villa Nova): Romo, romo.com.
Area rug ("Bellucci"/Ice): Stark, starkcarpet.com.
Cocktail table ("Reclaimed Elm Plank Cocktail Table" #F2-FNH8551TL-LE): Bungalow Classic, bungalowclassic.com.
Floor lamp ("Studio Floor Lamp" #TOB1010PN): Circa Lighting, circalighting.com.
Sofa table: custom.
Lamp on sofa table (#12182): Beau Home Interiors, beauhomeinteriors.com.
Window treatment fabric, top ("Harndon"/Bone #2781303); window-treatment fabric, middle ("Palambo"/Spa #2884403); window-treatment fabric, bottom ("Palombo"/Oatmeal #2884409): Fabricut, fabricut.com.
Fire screen: discontinued.
Art over mantel (by Lisa Moore): Lisa Moore Fine Art, lmoorefineart.com.
Clean Kitchen
Tuned in to the Schoens' beach lifestyle, McWilliams ensured the kitchen was show-worthy as well. "When family and friends gather at the beach, cooking is an engaging social activity," she says. With this in mind, the kitchen's glamorous notes reside front and center. White Thassos marble tile climbs to the 12-foot-high ceiling on the range wall, and a waterjet-cut marble-and-glass design sparkles on the backsplash. The more hardworking elements are relegated to the pantry—out of view but close enough for efficiency.
A custom hood is centered on a waterjet-cut marble-and-glass tile backsplash. Glass orb pendants were custom-designed for above the island.
Cabinetry (custom): Design Galleria, designgalleria.net.
Range hood: custom.
Sconces flanking hood ("Grandview Single Light Sconces"/Polished Nickel #A4310): Rejuvenation, rejuvenation.com.
Laser-cut tile backsplash (custom Waterjet Backsplash in Marble & Glass): Renaissance Tile & Bath, renaissancetileandbath.com.
Hanging lights ("Vintage Glass Bubble Light" #SM9392AB): South of Market, southofmarket.biz.
Counter stools ("Campaign Counter Stool" #5206-51): Lee Industries, leeindustries.com.
Counter-stool fabric ("Cap Ferrat Weave"/Pebble #65931): Schumacher, fschumacher.com.
Wall oven ("E Series 30-inch Single Electric Wall Oven," by Wolf); steam oven ("E Series Single Convection Steam Wall Oven," by Wolf); range ("36-inch Dual Fuel Range," by Wolf); refrigerator ("Bottom Freezer Refrigerator, Custom Panel," by Sub-Zero); refrigerator drawers ("Compact Refrigerator, Panel Ready," by Sub-Zero); wine storage ("24-inch Wine Built-In Dual Zone Wine Storage," by Sub-Zero): Ferguson Bath & Kitchen Gallery, shop.ferguson.com.
Dining Room
The soft blue tones of the Oushak rug inspired the decor, including host chairs covered in a Lee Jofa fabric. The 19th-century buffet is a favorite family piece, while the trestle table of bleached oak is new.
Paint ("Decorator's White" #OC-149): Benjamin Moore, benjaminmoore.com.
Dining table; area rug (Oushak); chandelier: Beau Home Interiors, beauhomeinteriors.com.
Host chairs: owner's collection.
Host-chair fabric ("Tremoille"/Aqua #2014114.13): Lee Jofa, leejofa.com.
Slipcovered dining side chairs (#C7758-01): Lee Industries, leeindustries.com.
Side-chair fabric ("Tremoille Linen"/Natural #2014147.616): Lee Jofa, leejofa.com.
Tape trim on side chairs ("1.5-inch Cambridge Strie Braid"/Glacier Blue #977-34161-15): Samuel & Sons, samuelandsons.com.
Buffet: antique.
Quaint Office
Upholstered wall panels soften Melanie's compact office. A Jane Churchill fabric in shades of blue and white dresses the window and desk chair.
Wall paint ("Yarmouth Blue" #HC-150); trim paint ("Decorator's White" #OC-149): Benjamin Moore, benjaminmoore.com.
Desk (custom design): T.S. Adams Studio, tsadamsstudio.com.
Desk chair: custom.
Chair and window-shade fabric ("Amara"/Aqua #J720F/01, by Jane Churchill): Cowtan & Tout, cowtan.com.
Lamp ("Wheaton Lamp" #17540-667): Arteriors, arteriorshome.com.
Area rug ("Hudson Blue Indoor/Outdoor Rug"): Dash & Albert, dashandalbert.com.
Powder Room
A pretty mirror with a nautical motif makes a statement in the powder room. The Phillip Jeffries wallcovering continues the blue-and-white palette.
Paint ("Cloud White" #OC-130): Benjamin Moore, benjaminmoore.com.
Wallcovering ("Imperial Gates"/Dove and Harbor Blue on White Manila Hemp #5192): Phillip Jeffries, phillipjeffries.com.
Mirror: Webb Marsteller, webbmarsteller.com.
Vanity; faucets: Waterworks. waterworks.com.
The upstairs playroom continues the home's blue-and-white scheme with added jolts of red. Between the comfy sectional and spacious window seat, there's room for the whole family to gather.
Sectional sofa ("Barrett Sectional" #1904-82 RAF Sofa with #1904-91 LAF Long Chaise): Wesley Hall, wesleyhall.com.
Sofa fabric ("Component"/Midnight #5513907): Fabricut, fabricut.com.
Cocktail table; lounge chair: owner's collection.
Lounge-chair fabric ("Loire Jute Stripe"/Noir #68691): Schumacher, fschumacher.com.
Area rug ("Moroccan Tile Flatweave Rug"/Navy #15100867 NAVY): Restoration Hardware, rh.com.
Dining table; dining chairs: owner's collection.
Light over dining table ("Benjamin Industrial Pendant" #BLE-CC-SBS-PC): Barn Light Electric, barnlightelectric.com.
Folk art painting: by Woodie Long, woodielong.net.
Pillows: custom.
Master Bedroom
While much of the house centers on sociability, the master suite provides a true retreat. "I kept it neutral and monochromatic and chose the same shade of blue for the bedroom ceiling as the bathroom walls," McWilliams says. Textured linens and geometrical patterns combine with covered buttons, trim, and ribbons.
The nailhead-trim headboard creates a sinuous line against the shiplap wall paneling. An Arteriors lamp sits on a nightstand from Gabby.
Wall paint ("Decorator's White" #OC-149): Benjamin Moore, benjaminmoore.com.
Bed: custom.
Bed fabric ("Chatham"/Chrome #V3144/11, by Villa Nova): Romo, romo.com.
Drapery ("Boothby"/Mushroom #2886313): Fabricut, fabricut.com.
Drapery trim ("1.5-inch French Grosgrain Ribbon"/Pearl #977-44932-173): Samuel & Sons, samuelandsons.com.
Area rug ("Muriel"/Light Grey): Stark, starkcarpet.com.
Nightstands ("Janice Chest of Drawers" #SCH-270305): Gabby, gabbyhome.com.
Lamps ("Mya Lamp" #49897-359): Arteriors, arteriorshome.com.
Mirror above bed ("Nouveau Sunburst Mirror" #T11414): Wisteria, wisteria.com.
Bed cover: owner's collection.
Duvet, top ("Ambala Paisley"/Fog #174642): Schumacher, fschumacher.com.
Duvet, bottom ("Tella"/Flax #2891142): Fabricut, fabricut.com.
Beige pillow shams ("Memphis"/Natural #L8988-01, by Larsen): Cowtan & Tout, cowtan.com.
Lumbar pillow on bed ("Bombay 07" #4756607): Stroheim, stroheim.com.
Trim on lumbar pillow ("Minnesota"/Ivory #L8983-01, by Larsen): Cowtan & Tout, cowtan.com.
Master Bath
Master bath walls carry a whisper of blue. Underfoot, veining on the white tile adds contrast.
Paint ("Borrowed Light" #235): Farrow & Ball, farrow-ball.com.
Trim paint ("Decorator's White" #OC-149): Benjamin Moore, benjaminmoore.com.
Cabinetry hardware ("Lugarno Pull"/Polished Nickel 6-inch, #24120466 PM): Restoration Hardware, rh.com.
Sconces ("Bryant Sconce" #TOB2002): Circa Lighting, circalighting.com.
Sconce shades ("Minack Check"/Beige #F4143-01, by Colefax and Fowler): Lee Jofa, leejofa.com.
Chandelier seen in mirror ("Darlana Medium Fancy Lantern"/Polished Nickel #CHC2181PN): Circa Lighting, circalighting.com.
Tilework in shower: QTile, q-tile.com.
Master Bath
A polished nickel étagère and soaking tub from Waterworks enhance the bath. A quatrefoil chair from Hickory Chair adds a feminine touch.
Paint ("Borrowed Light" #235): Farrow & Ball, farrow-ball.com.
Trim paint ("Decorator's White" #OC-149): Benjamin Moore, benjaminmoore.com.
Soaking tub; tub faucets; étagère: Waterworks, waterworks.com.
Window treatment ("Elveden Sheer"/Cinder #V3153/08, by Villa Nova): Romo, romo.com.
Side chair ("Alexandra Side Chair" #1516-23, by Suzanne Kasler): Hickory Chair, hickorychair.com.
Chair fabric ("Emmeline"/Cream #69120): Schumacher, fschumacher.com.
Linens: Matouk, matouk.com.
Guest Bedroom
An asymmetrical grouping of white porcelain flower plates creates a dramatic focal point above the Noir pencil post bed. The linens introduce a touch of navy.
Wall paint ("Misty Blue" #820); ceiling and trim paint ("Decorator's White" #OC-149): Benjamin Moore, benjaminmoore.com.
Bed ("Venice Bed"/White Wash #GBED107EKWH): Noir, noirfurniturela.com.
Nightstands ("Ava Nlio/Limed Oak, Mirror): Worlds-Away, worlds-away.com.
Lamps ("Roanoke Lamp" #17417-547): Arteriors, arteriorshome.com.
Wall-mounted decorative flower and platters ("Carnation Wall Flower"/Pearl White #3.30688; "Carnation Platter/Bowl"/Pearl White #3.30690, #3.30691, #3.30693): Global Views, globalviews.com.
Spindle chair (by Ralph Lauren): owner's collection.
Chair fabric ("Ziggurat Reverse"/Navy on Tint #6175-24, by China Seas): Quadrille, quadrillefabrics.com.
Mirror ("Cercia Mirror" #MR-2407): Bliss Studio, blissstudio.com.
Area rug ("Coleton"/Delft, Lancaster Collection): Lee Jofa, leejofa.com.
Duvet and pillows ("Java"/Indigo #JRL 71-09): John Robshaw, johnrobshaw.com.
Coverlet: Gramercy, shopgramercy.com.
Drapery ("Palombo 11" #2886211): Fabricut, fabricut.com.
Drapery trim (#2.5-inch Matilde Embroidered Border"/Gulf #977-55060-16): Samuel & Sons, samuelandsons.com.
Bunk Room
The bunk room is ready for sleepovers with one full-size bed and five twins.
Paint ("Decorator's White " #OC-149): Benjamin Moore, benjaminmoore.com.
Hanging light ("Rope Net Glass Sphere Chandelier" #CH14096A): Shades of Light, shadesoflight.com.
Built-in beds: Corestruction, corestruction.com.
Area rug ("Bo Blue Woven Cotton Rug"): Dash & Albert, dashandalbert.com.
Drapery ("Cross Wind Plaid"/Oyster Cream #LCF65841F.RL, by Ralph Lauren Home): Kravet, kravet.com. Available through Ralph Lauren Home, ralphlaurenhome.com.
Bed cover ("Fisherman's Quilt"/Aqua); bed linens ("Trellis Sheet Set"/Aqua): Serena & Lily, serenaandlily.com.
Throw pillows ("Principal"/Mist #5435631; "Principal"/Mushroom #5435601): Fabricut, fabricut.com.
Wicker basket: ("Bryce Wicker Trunk" #103974NATL): RH Baby & Child, rhbabyandchild.com.
Sconces by beds ("Nauticus"/Silver #20290-SAT)): Masterpiece Lighting, masterpiecelighting.com.
Porthole-style mirror: antique.
Bunk Bathroom
The underside of a Kohler trough sink is painted Benjamin Moore's "Pale Avocado."
Paint on underside of sink ("Pale Avocado" #2146-40): Benjamin Moore, benjaminmoore.com.
Wall tile: Q Tile, q-tile.com.
Sink: Kohler, kohler.com.
Wall sconces ("New Canaan"/Polished Nickel #6501-PN): Hudson Valley Lighting, hudsonvalleylighting.com.
Round mirror ("Hudson Mirror" #MT1382): All Modern, allmodern.com.
Arrow clothes hooks ("Cast Anchor Hooks" #NRS1081): Kalalou, kalalou.com.
Sand Room
The home includes plenty of practical features despite its grand scale and elegant finishes. "Every beach house needs a sand room," McWilliams insists.
This informal side entry is easily accessible to the outdoor shower—another necessity at any summer house. Custom cabinetry and lockers painted aqua offer a jolt of color, and rope cabinet pulls add to the nautical feel.
Melanie walks into a side entry, outfitted with cubbies painted Benjamin Moore's "Heaven on Earth."
Wall paint ("Decorator's White" #OC-149); built-in shelving paint ("Heaven on Earth" #1661): Benjamin Moore, benjaminmoore.com.
Cabinet (custom): Corestruction, corestruction.com.
Beach hats: Barbara Cobb Sunhats, barbaracobb.com.
Beach House Necessity
Behind a blue door, an outdoor shower is tucked under the stairway.
Family Portrait
The Schoens' home invites unwinding and enjoying all the beach has to offer, but also exudes relaxed elegance in a design that shines with undiminished style. Their house has quickly become a favorite destination for holidays and family gatherings as well as a place where memories are made. "Our son Will learned to ride his bike around Sandhill Circle," Melanie says. "That in itself is reason enough for a place at WaterColor."
Schoen family: front row—Emily and Molly Schoen; middle row—Mary Lauren Garrison (piggyback), Connor Garrison, Stephen Schoen, Andrew Barge; back row—Melanie, Will, and Stephen Schoen Jr.


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Ghana: Risk Assessment
Country Risk Rating
Business Climate Rating
- Significant mining and agricultural resources (gold, cocoa), as well as oil and gas resources
- Established democracy
- Attractive business climate, favourable for FDIs
- International financial support
- High level of public debt
- Infrastructure gaps (energy, transport)
- Dependent on commodity prices (gold, oil, cocoa)
- Weak public banks which affects entire banking sector
Current Trends
Hydrocarbons, Driving the Rebound in Growth
After posting a solid rebound in 2017, thanks to the hydrocarbon sector, growth is expected to consolidate in 2018. Increased production at the TEN (oil) and Sankofa (gas) hydrocarbon fields, which became operational in August 2016 and May 2017 respectively, will lift growth further. Exploitation of the Jubilee oil field, hampered by several technical incidents in 2016, should start to benefit from the development work undertaken in 2017. Meanwhile, although still impeded by weak credit growth and fiscal consolidation, non-hydrocarbon growth is expected to gradually regain momentum. The Bank of Ghana's accommodative monetary stance and the decline in inflationary pressures will sustain household consumption as well as services (telecommunications, financial services). Moreover, the improvements observed in electricity supply should help the industrial sector. In contrast, given the budgetary constraints, it will be difficult to implement the nearly 200 projects selected for 2018 under the One District, One Factory industrialization program, especially in agri-industry. Although on an upward trend, private investment is unlikely to focus on these activities while the outlook for the primary sector remains mixed. In particular, the drop in the price of cocoa and in the quality of beans from Ghana will continue to weigh on the agricultural sector.
Despite the recent easing by the central bank, monetary policy - which is still fairly tight - is expected to support disinflationary trends in 2018. Higher domestic demand is nonetheless expected to keep inflation at the top of the Bank of Ghana's target range (between 6 and 10%).
Falling Twin Deficits
In 2018, the fiscal consolidation efforts undertaken by the government following budget slippage in 2016 are expected to be continued and, accordingly, enable renewed deficit reduction. Efforts will continue to focus on rationalizing current spending so as to protect capital investment spending. Tax administration reforms should help broaden the tax base. Revenue generated by the oil and gas bonanza should increase gradually and also contribute to higher receipts. Initially due to expire in April 2018, the IMF's ECF has been extended until December 2018 and its objectives have been reviewed. The IMF program and the fiscal adjustment are aimed at restoring a primary surplus so as to bring the debt path back under control. The debt ratios, especially the external debt ratio (about 55% of the total debt stock), have increased very rapidly since the country benefited from the Multilateral Debt Relief Initiative (MDRI) in 2006. The development of a domestic capital market should, in particular, help reduce the use of external borrowings.
The country's external position is expected to continue to improve in 2016, thanks to the gradual reduction in the trade deficit. Hydrocarbon production, in particular, enabled Ghana to become a net oil exporter in 2017: a trend likely to be confirmed in 2018. In contrast, technical services for the oil and gas sectors are likely to cause the balance of services deficit to widen and profit repatriation by foreign companies will widen the income balance deficit. The contribution of expatriate remittances to the transfer balance will remain significant. Capital flows and FDIs will further help finance the current account deficit. Although the foreign exchange reserves, which cover about 3.5 months of imports, are being rebuilt, Ghana remains vulnerable to capital flight.
Democracy Favors Political Changeovers
Winner of the December 2016 general elections, President Nana Akufo-Addo and his New Patriotic Party (NPP) succeeded the National Democratic Congress (NDC) led by former president John Mahama (2012-2016). The relatively peaceful political changeover at the end of 2016 has, in particular, helped confirm Ghana's democratic credibility. The country's stability is not especially threatened by the rivalry, sometimes hostile, between the two main parties. After several years of economic slowdown, the population still has high expectations of President Akufo-Addo. Established as priorities during the campaign, the objectives of reducing poverty and social help for the most vulnerable are now being put under the microscope.
Although the infrastructure deficit and a degree of red tape still impedes the development of the private sector, Ghana is well placed as regards the business climate and governance compared to its competitors in the region and sub-region. So, according to the Doing Business 2018 rankings, Ghana still enjoys the most favorable business climate in West Africa, but, with stagnation in all the areas assessed, has dropped 12 places compared with the 2017 Index. It has therefore seen the gap between itself and its competitors - Ivory Coast and Senegal - narrow.


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The medium of 3D Video is almost constantly under attack from the general public, and this is not completely unfair. Studios saw the unbelievable success of Avatar as an easy answer to falling Box Office grosses, and exploited it as a gimmick that rarely justified movie-goers of the extra few bucks.
But there's no reason the extra dimension in 3D should be considered a detriment, filmmakers just need to figure out how best to use it. But after many of them have failed to create much with this new layer in movies, it should be no surprise that, with Hugo, unquestionable Filmmaking Master and ecstatic Film Historian Martin Scorsese would figure out a way to take full advantage of 3D in a way that is just as important to storytelling as cinematography, Mise en scene, and anything else you would find in a 2D film.
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Pressed by North American allies on an array of politically fraught issues, President Barack Obama on Wednesday vowed to press ahead with stalled efforts to expand trade agreements for the Americas into Asia and overhaul fractured U.S. immigration laws. But Obama made no promises to frustrated Canadian leaders about his long-anticipated decision on the Keystone XL pipeline.
Closing a day of talks with the leaders of Mexico and Canada, Obama said the North American partners must maintain their "competitive advantage" on trade, in part by expanding into the fast-growing Asia-Pacific region. While Obama acknowledged that "elements in my party" oppose the Trans-Pacific Partnership deal, he disputed the notion that Democratic concerns would derail the agreement.
"We'll get this passed if it's a good agreement," Obama declared during a joint news conference with Mexican President Enrique Pena Nieto and Canadian Prime Minister Stephen Harper.
The North America Leaders' Summit — often referred to as the "Three Amigos" meeting — coincided with the 20th year of the North American Free Trade Agreement among the three countries, a deal that has vastly expanded cross-border commerce in the region but which remains a contentious issue in the United States over its impact on jobs and on environmental protections.
Trade experts say the agreement is due for an upgrade to take into account the current globalized environment and to address issues not touched in the original pact. But rather than reopen NAFTA, the three countries are instead relying on negotiations underway to complete the TPP, which is a trade bloc of 12 countries in the Americas, Asia and the Pacific.
Pena Nieto heralded the "innovative spirit" that spurred NAFTA and said new trade agreements "are bound to go beyond and enhance all together the progress that each one of our countries has made." And Harper made clear that he was "focused on bringing those negotiations to a successful conclusion."
Despite the widespread agreement on trade, there were some sources of tension between the North American partners on immigration and the Keystone XL pipeline, both sensitive political issues in the United States.
In Mexico, government officials and the public alike are eager for progress in overhauling U.S. immigration laws. The prospects for sweeping legislation this year has dimmed in recent weeks, with many House Republicans unwilling to tackle the issue in a midterm election year.
Still, Obama declared: "Immigration reform remains one of my highest priorities."
For Canada, a source of frustration with the U.S. has been the Obama administration's long and drawn out review of the Keystone XL pipeline, which would carry oil from tar sands in western Canada 1,179 miles to Nebraska, where existing pipelines would then carry the crude to refineries on the Texas Gulf Coast. Canada has been pushing the U.S. for years to approve the pipeline, but environmental groups oppose it, and Obama has said he won't approve it if it increases greenhouse gas emissions.
A Nebraska judge on Wednesday struck down a law that allowed the pipeline to proceed through the state, a victory for opponents who have tried to block the project.
While Obama acknowledged that the U.S. review has been "extensive," he defended the process, saying "these are how we make these decisions about something that could potentially have significant impact on America's national economy and our national interests."
A final decision on Keystone isn't expected until this summer, at the earliest, meaning the verdict could potentially come in the run-up to November's midterm elections, in which energy issues are likely to be a factor in some key races.
Harper, an ardent supporter of the pipeline, said the U.S. State Department's review was definitive in determining the pipeline won't increase emissions.
"My views in favor of the project are very well known," Harper said.
Events elsewhere in the world competed for the leaders' attention, most notably the violence that erupted in Ukraine as the government of President Viktor Yanukovych cracked down on protesters. Obama warned that there would be consequences if the clashes continued. Obama cautiously noted reports of a truce between the president and the protesters, saying it "could provide space for the sides to resolve their disagreements peacefully."
Obama spent just about nine hours in Toluca, the Mexican leader's hometown, with Air Force One touching down Wednesday afternoon and returning to Washington shortly after the evening news conference.


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Seattle will play host this week and next to a few luminaries in the canning world, and we couldn't be more jazzed. Whether this is your first canning season or your tenth, these upcoming events are great opportunities to deepen your practice at the canning kettle.
Starting on Thursday, May 31, Sherri Brooks Vinton, author of "Put'em Up!" (and two forthcoming preserved titles) will kick off her Seattle trip at Book Larder, where she'll lead a 90-minute demo, both pickled and preserved. Details here.
Sherri's next stop is Puyallup, where she'll be presenting at the Mother Earth News Fair, a weekend-long showcase of gardening, DIY and all things green. Our money is on Sunday, when Sherri leads a jam demo at 11:30 a.m., followed by CAA recipe editor Brook Stephens, who leads a pickle demo at 2:30 p.m. (You don't want to miss Brook's demo — her pickles are to die for!) Fair details here.
Next weekend, Philadelphia-based blogger and author Marisa McClellan will be showing off her new book, Food in Jars (also the name of her popular preserving blog) at Book Larder. Admission to Marisa's Sunday morning demo/book signing is free. Details here.
Do you have canning experts breezing through your town? Share the scoop below in the comments section.


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Elise Molnar is one of two seniors playing her final game at Blodgett Pool Wednesday (Justine Agaloos).
Scene Setter
The Harvard women's water polo team plays its final home contest of the season Wednesday at 7 p.m., hosting Brown on Senior Night.
Join the Conversation
Follow @HarvardCrimson, the official Twitter handle of Harvard Athletics, for all the latest news and notes on your favorite Crimson student-athletes and teams. To receive updates from the water polo team, follow @HarvardH2OPolo. Use the hashtag #GoCrimson to see what fans are saying about Crimson athletics.
Last Time Out
The Crimson went 3-5 during its annual spring break trip to California. Harvard began the week with wins over Santa Clara (11-10), Occidental (11-7) and Fresno Pacific (16-6) to run its win streak to eight games. In the second half of the trip, the Crimson fell to five ranked foes, dropping matches against No. 15 UC Davis (16-6), No. 18 Pacific (17-9), No. 9 San Jose State (18-8), No. 2 Stanford (18-5) and No. 5 Cal (22-9).
About Harvard
Harvard is 13-9 overall and 2-0 in the Collegiate Water Polo Association Southern Division through the first 22 games of the season. Senior co-captain Aisha Price leads the team in goals with 51 and steals with 48 while tying for the top spot in assists with 32. Freshman Yoshi Andersen has also handed out 32 helpers while delivering 45 goals and 33 steals, which are both third on the Crimson. Fellow class of 2016 member Charlotte Hendrix has totaled 50 goals (second), 22 assists (third) and 36 steals (second), and junior Shayna Price has contributed 44 scores, 20 helpers and 26 thefts. Senior co-captain Elise Molnar is the fifth member of the team with more than 20 goals, while Kalina Grabb (18) and Victoria Frager (17) both are on the verge of reaching the plateau.
Win Streaking
The Crimson won eight straight contests from Feb. 24 through March 18, which is the longest win streak in program history since water polo became an NCAA sport in 2001. During the span, Harvard outscored its opponents by a 112-56 margin, averaging 14 goals per game.
Senior Salute
Seniors Aisha Price and Elise Molnar will play their final game in Blodgett Pool tonight. The duo has helped the Crimson post a 59-51 mark, including an 18-4 record at home. Price was named the team's Rookie of the Year in 2010 and has earned four CWPA Southern Division Player of the Week honors during her career. Molnar received the Coach's Award last season and garnered two CWPA All-Division second-team honors.
Racking up the Awards
Harvard has earned six CWPA weekly awards this season. Aisha Price has earned two Player of the Week honors (Feb. 4, Feb. 25), while Ariel Dukes has won the Defensive Player of the Week award twice (Feb. 4, March 4). Yoshi Andersen (Rookie of the Week, Feb. 4) and Shayna Price (Player of the Week, March 18) have earned the two other individual awards for the Crimson thus far.
About Brown (Team Page)
The Bears bring a 12-13 overall record and 2-2 mark in the CWPA Southern Division into Wednesday's meeting with the Crimson. The Bears also recently returned from California, going 6-5 during their trip to the Golden State. Offensively, Brown is averaging just 8.48 goals per contest and has reached double figures just five times or 20 percent of the time through the first 25 games of the season. Opponents are averaging 10 goals per game and have reached double digits in 11 contests.
Series History Against the Bears
Harvard holds a 56-43-1 advantage in the all-time series, winning four of the last five meetings between the two programs. Brown won the last pairing, 7-6, to snap the Crimson's four-game win streak over the Bears.
Gracious Host
Blodgett Pool will serve as the host site for the 2013 NCAA Division I Women's Water Polo National Championship May 10-12. It is the first time that Harvard will hold the event and only the second time it has been held on the East Coast. The last – and only other time - the event was held on the shores of the Atlantic was in 2009 when it was in Maryland.
Related Link: Harvard to Host 2013 NCAA Women's Water Polo Championship at Blodgett Pool
Up Next
Harvard heads to Princeton for a pair of games Saturday against George Washington and the Tigers.


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MINNEAPOLIS -- It was an open-the-door, let's-get-to-know-each-other, good-job-young-man, give-everyone-our-best-good-wishes, hope-to-see-you-soon, wave-goodbye, close-the-door type of encounter for prized Indiana right-handed pitcher Brandon Murray and Perfect Game on Thursday afternoon.
Murray, an impressive 6-foot-4, 200-pound top pitching prospect from Hobart, Ind., zipped in and out of the 2013 Perfect Game National Showcase at the downtown Metrodome Thursday afternoon, staying just long enough to most likely improve on the No. 214 ranking (class of 2014) he came into the showcase with. It should be noted that this is the first Perfect Game event Murray has attended and therefore his first exposure in front of the PG scouting staff.
"I really think it's going to be a fun time," he said before going out and working the first two innings for the PG Navy team in the 2013 PG National's opening game Thursday afternoon. "I'm looking forward to coming out here and just play the game and meet some new people; play hard and see how it goes."
The 17-year-old Murray, traveling alone, flew into the Twin Cities Thursday morning, threw his two innings and flew back home to Hobart (through nearby Chicago) in the early evening. He was hoping to get a good night's sleep in his own bed Thursday before leaving for central Michigan on Friday to take part in a tournament with his summer ball team, the Region Storm.
Though he was here barely long enough to work up a sweat and pound an energy drink, it was a worthwhile stop for Murray; his first pitch of the short outing was clocked at 98 mph. A short PG scouting report noted that:
"Murray ran his fastball up to (98), sitting 92-94 in his two innings of work. Aside from his velocity, the movement on his pitches that he threw made Murray that much harder to hit, throwing a sharp break slider that was up to 81, sitting 76-78, and a 81/82 mph change-up that showed good fade and had a good feel for it. He also showed plus arm side run on his fastball."
Murray was born and raised in Hobart, a city of almost 30,000 folks located about 40 miles southeast of Chicago. From a sports standpoint, Hobart might be best known as the hometown of former professional baseball player Larry Bigbie, the first round pick (21st overall) of the Baltimore Orioles in the 1999 MLB amateur draft, and former old-time NFL players and brothers, Bob and Rudy Kuechenberg.
The only child of Jack and Jan Murray, Brandon was drawn to sports at an early age, playing basketball, baseball, soccer and football; he stuck with basketball until his freshman year in high school and football up until his sophomore year. He was also into "action" sports like skateboarding and snowboarding.
"I'd really do anything that I could do to stay active," he said. "Obviously, I really love the game of baseball and I'll play anytime I can get my hands on a ball or a bat."
Murray trains at the Cy Young Academy in Crown Point, Ind., where he works with former professional pitcher Jordan Smolar, the owner of the academy. He also works with his Hobart HS varsity assistant coach and Region Storm head coach Dave Waddell.
"When I was younger, I threw the ball well and I threw the ball hard," Murray said. "When I was in eighth grade I started going (to the Cy Young Academy) and I've been working there ever since; still going strong with them. I started training with them and got into a program where I would with them and go and throw with them. I've been satisfied with my results and I hope to continue making progress."
Region Storm Baseball is a travel ball organization based in northwest Indiana that usually travels to play on college campuses throughout the summer. Among the Storm's planned trips this summer is one to the University of South Carolina.
"I've been playing with these guys for awhile," Murray said. "It's kind of a tight-knit group of guys -- a lot of guys from my (Hobart High School) team; we've played together since we were really young. Last year, when I was a sophomore, we started seven sophomores (on the Hobart HS varsity) -- the 2014 class -- and we've got this travel team that has been around for awhile with a lot of guys from our city and then some out of city guys. We've got a good team and it's going to be fun."
While pitching this spring, Murray reportedly threw a fastball that topped-out at 95 mph and sat consistently in the 91-94 range. He identified his slider as his best secondary pitch and also throws a changeup; he'll mix-in a curveball from time-to-time.
Pitching for Hobart High School, he compiled a 4-3 record with a 2.51 ERA in 58 2/3 innings, striking out a school record 111 batters with 37 walks. As a sophomore in 2012 he was 6-4 with a 3.03 ERA with 105 strikeouts and 55 walks in 62 1/3 innings. With another season to go, Murray already holds his school's career strikeout record.
"It's a luxury that we are extremely fortunate to have, a guy with that kind of natural ability," Hobart head coach Bob Glover Jr. told post-trib.com, an online publication produced by the Chicago Sun-Times, in an article published May 4.
"When you begin with a guy like that (who is) going to put a real limit on the number of balls that the other team is going to put into play, that is a great starting point for your defense in terms of being able to keep the other team off the boards. If they can't put the ball in play consistently, it makes it all that much more difficult for them to score."
Again, it's worth noting that this was his first experience at a Perfect Game event, and he certainly was invited to get his feet wet at the most prestigious of all the showcases on the PG schedule.
"I haven't really been a showcase circuit guy at all; I haven't been out to many events and I've kind of stayed local," Murray said. "I've started to work hard getting into high school and working on my velocity as a pitcher. I think the biggest key is that I've become a pitcher instead of a thrower.
"The biggest focus that I think has really set my career off is to be a pitcher instead of a thrower, find out who I am, stay within myself, go out there and pitch my game and do whatever I can to help my team win. I feel like that's just what's helped me get to where I am today."
Murray committed to South Carolina during the fall of his junior year after also considering offers from schools from the Big Ten and Midwest Athletic Conference, along with schools like Louisville and Kentucky. Waddell, Murray's travel ball coach and assistant high school coach, graduated from high school with Jerry Meyers, the Gamecocks' associate head coach and pitching coach, so there was a natural connection.
"I was fortunate to go down for one of their camps and I threw for them, and they offered me that day," Murray said. "A couple of days later I decided it was a good fit for me. The coaches were all really great people, (the campus is) beautiful, the facilities are second to none, and I feel like South Carolina is going to help me excel on the field and academically."
Before Murray took the hill Thursday, before he had to catch a plane back home to complete his whirl-wind trip to the Twin Cities, he told PG exactly what he hoped to accomplish at the National Showcase:
"I obviously want to come in and play the game as hard as I can -- give it all I can, play to the best of my ability and try to have fun at the same time," he said. "I want to take advantage of the opportunities that Perfect Game has obviously blessed me with today."
Give everyone our best good wishes.


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Use these easy snack ideas to keep your kids eating healthy between meals.
Review Date: Wednesday, December 17, 2014
National Health Information Center - NHICU.S. Department of Health and Human Services
One of the best ways to prevent overweight and obesity in your child is to improve the eating and activity levels of your entire family. Learn how to help your child make healthy choices.
Review Date: Tuesday, December 01, 2015
To find the Special Supplemental Nutrition Program for Women, infants and Children (WIC) Program nearest you, contact your state agency for assistance in locating quality nutrition services.
Review Date: Thursday, December 18, 2014
National WIC Association
This article for kids describes the two types of carbohydrates and how the body uses them as a major source of energy.
Review Date: Monday, October 29, 2012
The Nemours Foundation
It's never too early to start eating healthy. Learn how to make healthy food choices.
Office on Women's Health, U.S. Department of Health and Human Services
Do energy drinks and nutrition bars boost your athletic performance or power of concentration? Learn the facts that will help you make smart choices.
You can do many things to help your children develop healthy eating habits for life. Here are some tips for setting good examples.
Review Date: Tuesday, January 19, 2016
Center for Nutrition Policy and Promotion, U.S. Department of Agriculture
Play "Blast Off", an interactive computer game where kids aged 6 to 11 can reach Planet Power by fueling their rocket with food and physical activity.
Let your child help prepare and cook food with these kitchen tasks for young children.
California Department of Public Health
In the first few years of life most kids gain weight and grow much more quickly than they will later on. It is important to get help if your child does not reach developmental milestones.
Review Date: Wednesday, December 07, 2011
Many appetizing foods are actually great sources of fiber — from fruits to whole-grain cereals. Learn how to add fiber to your family's diet.
Federal, state and local governments provide many programs designed to help meet the nutritional needs of people with low incomes and their families. If you are in need of food assistance, find out what programs are available.
Review Date: Wednesday, December 19, 2012
Social Security Administration
Eating well and being physically active are key to your child's well-being. This site provides tips for parents to help their child—and the whole family—learn healthy eating and physical activity habits.
Review Date: Monday, May 11, 2015
NIH Weight-Control Information Network, National Institute of Diabetes and Digestive and Kidney Diseases
People who have plenty to eat may be malnourished if they don't eat food that provides the right nutrients, vitamins, and minerals. Read about hunger and malnutrition.
Review Date: Tuesday, January 29, 2013
Kids require different amounts of iron at various ages and stages.
Irritable bowel syndrome (IBS) is a digestive disorder that causes abdominal pain, bloating, gas, diarrhea, and constipation--or some combination of these problems. IBS affects people of all ages, including children.
Review Date: Friday, April 03, 2015
NIH National Institute of Diabetes and Digestive and Kidney Diseases - NIDDK
Learn how to encourage children to eat vegetables and fruits by making it fun.
Play games, try new recipes, print out stickers and visit the online art gallery while learning about fruits and vegetables.
Review Date: Sunday, December 23, 2012
Produce for Better Health Foundation
This page offers teachers and educators easy-to-learn, easy-to-do classroom lessons for teaching children that fruits and vegetables can provide cool fuel, help control their weight and may protect them from illness.
Review Date: Monday, December 10, 2012
Create a customized Daily Food Plan for children 2 to 5 years of age. The Plan will show what and how much your child should eat to meet his or her needs. Find tips to help you plan meals for your preschooler.
Review Date: Tuesday, December 08, 2015
Feeding America is committed to helping end the fight against hunger. These links can help you locate emergency food services in your community.
Review Date: Wednesday, April 01, 2015
Feeding America
FNS provides children and low-income people access to food, a healthful diet, and nutrition education. Programs include Supplemental Nutrition Assistance Program (SNAP), formerly the Food Stamp Program, and the Special Supplemental Nutrition Program for Women, Infants and Children (WIC).
Review Date: Tuesday, October 14, 2014
Food and Nutrition Service, U.S. Department of Agriculture
When your child is undergoing cancer treatment, a good diet is needed to stay strong during treatment. Learn how you can help your child get the extra nutrients needed to stay strong during treatment.
Review Date: Tuesday, October 30, 2012
This page provides links to information about the USDA's School Meals programs, including the National School Lunch Program, School Breakfast Program, Special Milk Program, and Summer Food Service Program.
Review Date: Monday, January 05, 2015
The Summer Food Service Program (SFSP) provides free, nutritious meals and snacks to help children in low-income areas get the nutrition they need to learn, play, and grow throughout the summer months when they are out of school.
We Can! is a national program designed for families and communities to help children maintain a healthy weight. The program focuses on three important behaviors: improved food choices, increased physical activity and reduced screen time.
Review Date: Thursday, October 30, 2014
NIH National Heart, Lung, and Blood Institute - NHLBI
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CHICAGO, USA - A whirlpool of frigid, dense air known as a "polar vortex" descended on Monday into much of the US, pummeling parts of the country with a dangerous cold that could break decades-old records with wind chill warnings stretching from Montana to Alabama.
For a big chunk of the Midwest, the subzero temperatures were moving in behind another winter wallop: more than 30cm of snow and high winds that made travelling treacherous.
Officials closed schools in cities including Chicago, St. Louis and Milwaukee and warned residents to stay indoors and avoid the frigid cold altogether.
The forecast is extreme: -35.5 degrees Celcius in Fargo, North Dakota; -29 in Madison, Wisonsin; and -26 in Minneapolis, Indianapolis and Chicago. Wind chills — what it feels like outside when high winds are factored into the temperature — could drop into the minus 45s and 50s.
Even the term forecasters use to describe the potential cause of this weather pattern-"polar vortex," a counterclockwise-rotating pool of cold, dense air-sounds chilling.
It hasn't been this cold for almost two decades in many parts of the country. Frostbite and hypothermia can set in quickly at 26 to 34 below zero.
Between a heater that barely works and the drafty windows that invite the cold air into his home, Jeffery Davis decided he'd be better off sitting in a downtown Chicago doughnut shop for three hours on Monday until it was time to go to work.
He threw on two pairs of pants, two t-shirts, "at least three jackets," two hats, a pair of gloves, the "thickest socks you'd probably ever find" and boots, and trudged to the train stop in his South Side neighbourhood that took him to within a few blocks of the library where he works.
- "I never remember it ever being this cold," said Davis, 51. "I'm flabbergasted."
- One after another, people came into the shop, some to buy coffee, others, like Davis, to just sit and wait.
- Giovannni Lucero, a 29-year-old painter, said he was prepared for the storm. To keep his pipes from freezing, he'd left the faucet running and opened the kitchen and bathroom cabinet doors to let the warm air in his house reach the pipes.
- And he was reminded on the way to work that he'd make the right decision to buy a four-wheel drive truck. "There were accidents everywhere because of the ice," he said.
Roads were treacherous across the region. Indianapolis Mayor Greg Ballard upgraded the city's travel emergency level to "red," making it illegal for anyone to drive except for emergencies or to seek shelter. The city hasn't issued such a travel warning since 1978.
National Weather Service meteorologist Philip Schumacher urged motorists in the Dakotas; where wind chills were as low as the minus 50s, to carry winter survival kits and a charged mobile phone in case they became stranded.
For several Midwestern states, the bitter cold was adding to problems caused by a weekend snow storm. The National Weather Service said the snowfall at Chicago's O'Hare International Airport totalled more than 28cm — the most since the February 2, 2011.
Police in suburban Detroit said heavy snow was believed to have caused a roof to collapse at an empty building in Lake Orion on Sunday evening. No one was hurt. More than 25cm of snow fell on Detroit.
Missouri transportation officials said it was too cold for rock salt to be effective, and several Illinois roadways were closed because of drifting snow.
More than 1000 flights were cancelled on Sunday at airports throughout the Midwest including Chicago, Indianapolis and St. Louis.
Many cities came to a virtual standstill. In St. Louis, where up to 40cm of snow fell, the Gateway Arch, St. Louis Art Museum and St. Louis Zoo were part of the seemingly endless list of things closed. Shopping malls and movie theaters closed, too. Even Hidden Valley Ski Resort, the region's only ski area, shut down.
- School was called off Monday for the entire state of Minnesota, as well as cities and districts in Wisconsin, Illinois, Indiana, Missouri, Ohio and Iowa, among others. Chicago Public School officials reversed an earlier decision to keep schools open, announcing late in the day Sunday that classes would be cancelled Monday.
- Government offices and courts in several states closed Monday.
- More than 40,000 homes and businesses in Indiana, 16,000 in Illinois and 2000 in Missouri were without power early Monday. Indianapolis spokesman Marc Lotter said emergency crews accompanied about 350 people to shelters around the city.
- Ray Radlich was among the volunteers at New Life Evangelistic Center, a St. Louis homeless shelter, who braved the cold to search for the homeless and get them to shelters.
Among those Radlich and his team brought in Sunday was 55-year-old Garcia Salvaje, who has been without a home since a fire at his apartment last week. Salvaje, a veteran, had surgery three months ago for a spinal problem.
The cold makes the pain from his still-healing back intense.
Continuing a decades-old practice, Chicago Transit Authority was handing out fare cards to social service agencies to be distributed to the homeless so they could ride buses and trains to stay out of the cold.
Southern states were bracing for possible record temperatures too, with single-digit highs expected Tuesday in Georgia and Alabama.
Temperatures plunged below -6 early Monday in north Georgia, the frigid start of dangerously cold temperatures for the first part of the week.
The Georgia Department of Transportation said its crews were prepared to respond to reports of black ice in north Georgia.Temperatures were expected to dip below freezing in parts of Florida on Tuesday.
Source: McClatchy


text:
The Kerberos Network Authentication Service
Without knowledge of the identity of an individual requesting an operation, it is often difficult to decide whether the operation should be allowed. Traditional authentication methods are not suitable for use in computer networks where attackers can monitor network traffic and intercept passwords. The use of strong authentication methods that do not disclose passwords is imperative. The Kerberos authentication system supports strong authentication on such networks.
for IETF Kerberos working group web page.
for the MIT Kerberos web page.
Documents, Papers, Specifications
C. Neuman
, T. Yu, S. Hartman, K. Raeburn,
The Kerberos Network Authentication System
, July 2005.
K. Raeburn,
Advanced Encryption Standard (AES) Encryption for Kerberos 5 (RFC3962)
, February 2005.
B. Clifford Neuman
and Theodore Ts'o.
Kerberos: An Authentication Service for Computer Networks
IEEE Communications
, 32(9):33-38. September 1994.
This web page is maintained by USC's Center for Computer Systems Security


text:
Chocolate fudge Easter cakes
Nutrition and extra info
- Freezable
Nutrition: per serving
- kcal274
- fat16g
- saturates9g
- carbs31g
- sugars25g
- fibre1g
- protein3g
- salt0.43g
Chocolate fudge easter cakes
- 140g soft butter
Butter is made when lactic-acid producing bacteria are added to cream and churned to make an…
- 140g golden caster sugar
- 3 medium eggs
The ultimate convenience food, eggs are powerhouses of nutrition, packed with protein and a…
- 100g self-raising flour
- 25g cocoa, sifted
For the frosting
- 85g milk chocolate, broken
Milk chocolatemill-k chok-lit
Milk chocolate is classically made from dark chocolate of low cocoa solid content and a higher…
- 85g soft butter
Butter is made when lactic-acid producing bacteria are added to cream and churned to make an…
- 140g icing sugar, sifted
- 2 35g/1½oz packs white chocolate maltesers, mini foil-wrapped chocolate eggs We use Fairtrade Divine milk chocolate eggs from Waitrose
Chocolate as we know it in pressed…
Heat oven to 190C/fan 170C/gas 5 and put 16 gold cases into a fairy-cake tin. Tip all the ingredients for the cake into a mixing bowl and beat for 2 mins with an electric hand-whisk until smooth. Divide between the cases so they are two-thirds filled, then bake for 12-15 mins until risen. Cool on a wire rack.
For the frosting, microwave the chocolate on High for 1 min. Cream the butter and sugar together, then beat in the melted chocolate. Spread on the cakes and decorate with Maltesers and chocolate eggs.


text:
DOVER — One talented baker learned her lesson a few Yuletides ago: All her family wants for Christmas is a hot vanilla cake.
Editor's note: This is the first story in Foster's annual Six Days of Christmas series. This year we asked readers to share with us their funniest kids' Christmas story.
DOVER — One talented baker learned her lesson a few Yuletides ago: All her family wants for Christmas is a hot vanilla cake.
E. Helen Sevigny considers herself a very good cook. Every year since her mother-in-law passed away in 1989, she has been hosting Christmas parties. Her family, which consists of her husband, four children and several grandchildren, have a sit-down dinner and then invite 35 people over for a buffet-style meal and entertainment throughout the day.
"All these years later, I still do it," Sevigny said. "I do it at my daughter's house because they think it is too much for me. My daughters and granddaughters help me do the cooking."
The party has always been held before Christmas so that her grandchildren do not have to leave their toys on Christmas morning and so she can combine the holiday with her daughter Pamela's birthday, which is on Dec. 13. Moving the date also allows Sevigny and her husband to travel south for the holiday and spend it with their son, who now lives in North Carolina.
"My daughter in Merrimack joked and said, 'Why don't we have the party in July, Mom? You keep moving it earlier and earlier!"
This year, Sevigny's party will be held on Dec. 22, closer to Christmas than her parties in the past, because she said she needs to wait for her four grandchildren who are in college to get home.
"I would never have a party without them," she said.
And this year, you better believe, she'll be omitting the maraschino cherries, and the coconut, special flour and white chocolate for that matter on this year's cake.
Why, you ask?
About 10 years ago, Sevigny was preparing for her holiday meal. She was in line at the grocery store and saw a beautiful cake on the cover of Good Housekeeping magazine.
"I decided I would make that for Pamela," she said, deciding to forgo the tradition of sticking to what Pamela enjoys most, which is a vanilla cake, plain, hot, right out of the oven.
The cake called for melted white chocolate frosting, toasted coconut, red and green maraschino cherries, special cake flour and numerous exterior decoration pieces.
"I made the cake and it seemed to come out OK, aside from when I went to melt the chocolate," Sevigny said. "It didn't melt well, but I frosted the cake anyway."
After dinner, Sevigny set the cake down on the table, with all the guests admiring its beauty. The white cake had spears of chocolate on top that looked like Christmas trees and toasted coconut that looked like snow.
"It was absolutely beautiful and I was proud of it," she said.
Until the cake was cut.
Sevigny said she was sitting at the table watching her husband, Paul, struggle to get the first bite of cake down. He was not swallowing, but craning his neck, wincing and chugging a glass of milk.
"My daughter, Pamela, who was sitting across from him, was doing the exact same thing and they were both laughing."
After her daughter said nothing was wrong, Sevigny looked at her husband and said, "Something is wrong."
He looked up at her and said, "Have you tried the cake?"
Sevigny bit in to her masterpiece and was taken aback by its dryness.
"Oh, it was so dry! You would not even believe. You could not swallow it. Everything was dry," she said. "I still do not know why, to this day."
Sevigny said she picked up the entire cake, went over to her trash can and dropped it inside.
"It went, 'THUD!'" she said. "It sounded like a brick when it landed."
Every year since the cake fiasco, Sevigny is reminded that her daughter, Pamela, likes hot vanilla cake right out of the oven with no frosting.
"So this is what I make now. I don't do anything fancy anymore," she said. "I stick to the original recipe of a plain box cake."
Sevigny said she reread the recipe of the infamous disaster cake and is convinced that she did not miss any steps.
"I had everything it called for," she said, adding that the only mistake she knows she did was use the wrong type of white chocolate. "But I know that would not make the cake dry. I don't know, I might have overcooked it, but it didn't burn. It is a mystery to this day."
After this year's party, Sevigny will celebrate her wedding anniversary with her husband on Dec. 24 and head to her daughter Pamela's house in Vermont for Christmas.
She assured she would bring just a box of vanilla cake, no cherries or coconut this year.
"No frosting. Just hot out of the oven, cut it up and eat it," she said.


text:
Privicons is a simple approach to expressing how you want your email to be treated by the recipient. Do you want it [X]kept secret? Or do you want the information to be [>]shared with the world? Think of it as washing tags for email privacy.
Get the Privicons Extension for Gmail
This text will be replaced
Privicons in the news
10 Gmail tools to supercharge your inbox
Computerworld UK (August 23, 2012)
Privicons drücken Grad der Vertraulichkeit von E-Mails aus [in German]
Macwelt (November 23, 2011)
Privicons drücken Grad der Vertraulichkeit von E-Mails aus
[in German]
GMX (November 23, 2011)
Privicons project expresses email privacy expectations
Computer World UK (November 23, 2011)
Privicons Released: A User-to-User Email Privacy Tool
Stanford Law School (November 21, 2011)
Privicons allow users to express their email privacy expectations
TechWorld (November 23, 2011)
Icons für E-Mail-Privacy [in German]
Heise (July 27, 2010)


text: We know that this section isn't a type of aid, but as you look through your available financial aid options, we also want to make sure that you can overcome any challenges you may face and develop habits that will help your money go further by using the tips and resources below. Money MattersStudentLifeStudentLoansCreditFunStuff College students typically make little or no money. Consequently, through student loans and credit cards they begin the process of getting into debt. Even adult students who are working and going to school have to deal with the added expenses associated with a college education. We want to connect you with tools that can help you plan for and manage college expenses. Two comprehensive financial literacy sites are below. Start here for a valuable overview, and then visit the tabs above for resources specific to financial planning, student loans, credit and "fun stuff." Cash course is a one-stop, comprehensive online resource from the National Endowment for Financial Education that offers unbiased content geared to the needs of students. Visit the cash course website. MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education. Whether you are buying a home, balancing your checkbook, or investing in your 401(k), the resources on MyMoney.gov can help you maximize your financial decisions. Visit the MyMoney.gov website. The American Physical Therapy Association Financial Education Program, powered by Enrich - a customized online financial education platform using videos, articles, webinars, quizzes, online communities, live chats, and more to give you an individualized experience in financial and debt education. Despite the fact that most students arrive on campus with iPods, cellphones and laptops, life as a student can be tough and money has to stretch. Some students may be struggling with day care or lack of family support. When your primary or secondary "job" is going to school, you generally encounter financial pressures. Some students may be able to borrow government loans that provide them with a cushion for living expenses. Rather than accepting the entire loan amount offered, students might want to reexamine their spending habits and limit their debt. Below are some sites that can provide insight regarding your attitude toward money along with tools to help you save while in school. The Psychology of Money - From Education Cents, a course on discovering your thoughts, feelings and behavior surrounding money. Scholarships - Regis University scholarship page, with scholarship search tools and links. Budget Calculator - Online calculator from Mapping Your Future that will automatically calculate your discretionary income. Education Cents - Offers tools and advice for all aspects of your finances from College Invest. Overspending - Specific advice if you find yourself spending more than you have. Setting up a Budget - Budget worksheet for college students. 12-Step Guide to Financial Success - From Mapping Your Future, the perfect guide to success, particularly once you graduate. Planning For Your Education - Regis College- Costs and budget figures with advice specific to Regis College students. Planning For Your Education - Nontraditional Students - Costs and budget figures with advice specific to the nontraditional Regis student. 12 Things College Students Don't Need -Great advice, particularly for parents, from Kiplinger Magazine. Tax Benefits - Detailed information on tax benefits for higher education. Regis University students can now rent textbooks instead of purchasing them. To rent textbooks: Go to Regis University Bookstore. Click Books>Textbooks and Course Materials. Once you have found the books for your course, you will be given the option to rent. To rent textbooks, all students must register. Fall semester textbooks will be available to purchase and rent online in mid-July. For more information, visit the Rent-A-Text Facebook Page or contact the bookstore directly. Many students need loans to get through college. But students have several choices about which loans to take. Some loans will not charge you interest until you are out of school and enter repayment; others charge interest from the first day the loan is disbursed, which you may pay as you go or let accrue until you enter repayment. Let's assume you have a $20,000 subsidized loan. If you pay an extra $25 a month, you will cut 1.3 years off of the 10-year repayment term and save $675.89 in interest over the life of the loan. If you pay an extra $50 a month, you will cut 2.3 years off of the 10-year repayment term and save $1,185.02 in interest over the life of the loan. Many private banks offer student loans but they are typically more costly than federal loans. The smartest thing to do when planning on using student loans is research. Here are some links to help you get started. Understanding Student Loans -Understand which student loans you qualify for, who will give them to you, and how to get them. Debt Wizard - Find out how much you can afford to borrow in student loans. Manage Your Student Debt - A new interactive loan counseling tool. Sign in using your PIN and click Financial Awareness Counseling Tool. Repayment Schedules and Options - All your options, including extended payment, graduated payment and income-based payment. Loan Forgiveness - Loan reduction or cancellation as a result of volunteer or military service, teaching, community service and others. Student loans do not have prepayment penalties. If you wish, you can make an extra payment to principle each month to accelerate repayment of the debt. If you pay an extra $100 a month, you will cut 3.8 years off of the 10-year repayment term and save $1,901.57 in interest over the life of the loan. *From www.finaid.com. Since your credit is defined by how you've paid (or not paid) your bills in the past, many businesses – landlords, mortgage lenders, utility providers and even employers – use your credit to predict your future financial responsibility. Anytime you need to borrow money, or even services, your credit is called into question. This is why maintaining good credit is so important. Controlling Debt - From CNN Money.com, this site includes "Top Things to Know About Different Kinds of Debt," "The Difference Between Good and Bad Debt," and more. Dealing with Debit and Credit Cards - Practical advice for getting out of credit card debt with a calculator telling you how long it will take. Credit Management - Information from American Student Assistance on ensuring financial fitness, including links to consumer reporting agencies. Debt Calculator - Credit card debt calculator that can calculate how much your monthly payments will be with a desired end date. What's My Score - Tutorials, iPhone apps, videos, FICO score estimator and more. What to Expect from the Credit Card Act - Information on fees, interest rates, consumer protections, gift cards and more. If you do get into trouble or are not able to keep up, consider contacting consumer credit counselors at your financial institution or nonprofit organizations. How to Negotiate With Your Creditors - From Entrepreneur Magazine, advice on negotiating with collection agencies and credit card companies, excerpted from "The Complete Book of Dirty Little Secrets: Money-Saving Strategies the Credit Bureaus Won't Tell You" by Jason R. Rich. NFCC Credit Counseling - A debt management plan from the National Foundation for Credit Counseling. Money Management - A nonprofit consumer credit counseling service. Let's assume you have a credit card and have accumulated $2500 in debt. Interest rates can range from 14 percent to 30 percent. Paying only the minimum payment can greatly extend the payoff date and amount. For example: Credit Card Debt: $2,500 Interest Rate 17 percent Minimum Payment $50 Total Payoff: $6,608 Assuming you add not one penny to this debt, never charging another dime, it will take you 19 years, 7 months to pay it off.* So, if you're 21 now, it will not be paid off until you're 40. *Calculation from CNN Money. Play games, test your skills and choose your own path. Play Financial Football Play Farm Blitz! Show Me the Future The Case of the Cyber Criminal (and more) Smart Money Quiz Show (and more)