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Federal Reserve Chairman Ben Bernanke called on the government Thursday to ramp up efforts to stem soaring home foreclosures, which are feeding into the country's deep economic troubles.
Although a flurry of actions have been taken to ease the housing crisis, foreclosures still remain "too high" with adverse consequences for struggling homeowners, squeezed lenders and the broader economy, Bernanke said in remarks to a Fed conference here on housing finance.
"More needs to be done," he declared.
Lenders appear to be on track to initiate 2.25 million foreclosures this year, up from an average annual pace of less than 1 million during the pre-crisis period, he said.
To provide additional relief, Bernanke outlined a number of what he called "promising options" to reduce preventable foreclosures.
Under one plan, Bernanke called on Congress to ease the terms of a government program called "Hope for Homeowners," which lets distressed homeowners refinance into more affordable, federally insured mortgages if the lender writes down the amount owed on the mortgage and pays an upfront insurance premium.
Bernanke suggested Congress lower lender's upfront insurance premium as well as reducing the interest rate borrowers pay, which presently is quite high, roughly 8 percent.
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To bring down this interest rate, Treasury could buy Ginnie Mae securities, which fund the mortgage program, or Congress could decide to subsidize the rate.
Another option would ease the terms of a loan-modification plan put forward by the Federal Deposit Insurance Corp. that seeks to make monthly mortgage payments more affordable.
The FDIC put this plan into effect at IndyMac Bank, a large savings and loan that failed earlier this year, and has used it to modify mortgages at other financial institutions.
Under the so-called IndyMac plan, struggling home borrowers pay interest rates of about 3 percent for five years.
Rates are reduced so that borrowers aren't paying more than 38 percent of their pretax income on housing.
Bernanke suggested this threshold could be lowered to perhaps 31 percent of income, with the government sharing some of the cost.
Yet another option would have the government purchase delinquent or at-risk mortgages in bulk and then refinance them into the "Hope for Homeowners" or another government program that insures home mortgages.
Other options include a broader push for lenders to forgive a portion of the home loan for certain borrowers, and other permanent modifications over the longer term so that people don't fall back into distress again.
The housing crisis has driven up foreclosures and forced financial companies to take massive losses on soured mortgage investments.
The housing debacle touched off the worst financial crisis since the 1930s that Bernanke and Treasury Secretary Henry Paulson have been desperately trying to bring under control.
All the fallout has plunged the country into a painful recession.
Bernanke stressed the importance of curbing the foreclosure mess because it is so inter-linked with the economy's health.
"Weakness in the housing market has proved a serious drag on overall economic activity," he said. "Steps that stabilize the housing market will help stabilize the economy as well."
Fielding questions after his speech, Bernanke didn't foresee government intervention specifically aimed at boosting sagging home prices.
"I don't think we would be either willing or able to target house prices. I think that would probably be an impossible thing to do given the size of the national housing market," Bernanke said.
Instead, the government can take steps to improve the functioning of the mortgage market, which would allow more people to secure home loans and help stabilize the housing market, he said.
The Fed chief's remarks come as the Treasury Department weighs new plans to revive the moribund housing market.
Under one plan, Treasury would seek to lower the rate on a 30-year mortgages to 4.5 percent by purchasing mortgage-backed securities from Fannie Mae and Freddie Mac, according to financial industry officials.
It's unclear exactly how much the plan would cost.
It is possible that Paulson will ask Congress for the second $350 billion installment of the $700 billion financial bailout package to bankroll the effort.
Paulson and his colleagues within the Bush administration have come under fire by Democrats and some Republicans for not doing enough to help Americans at risk of losing their homes.
President-elect Barack Obama signaled a desire Wednesday to use a significant portion of the $700 billion pot to stanch foreclosures.
"The deteriorating assets in the financial markets are rooted in the deterioration of people being able to pay their mortgages and stay in their homes," he said.
Paulson has been opposed to tapping the bailout pool to fund a mortgage-relief program championed by FDIC chief Sheila Bair.
The $24 billion FDIC plan would use some of the rescue money to help back refinanced mortgages that would lower monthly payments.

subset: commoncrawl


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The Sierra Madre City Council encourages citizen participation in its decision-making process through the use of citizen commissions. Currently, there are five citizen commissions established by the Council to advise and assist them in dealing with specific problems. These advisory bodies are able to study a variety of issues and problems in detail. After gathering all pertinent information, hearing arguments, and weighing values, they recommend to the Council what they consider the best action to take. In certain situations, commissions are empowered to make specific decisions, subject to appeal to the Council. Public notice on all commissions are prepared in compliance of the Maddy Act.
Local Appointments List
Notice of Board, Commission, and Committee Appointments Pursuant to Government Code Section 54972. Click Here
232 W. Sierra Madre Blvd., Sierra Madre, CA 91024 | 626-355-7135
Sierra Madre | All Rights Reserved | Powered by CivicLive | © 2020 Intrado Corporation.
City of Sierra Madre


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Continue To Step Two
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Best experience in Vegas and definitely one of the best experiences of my life. I flew with Diesel, who is a real crazy man in the air. Awesome time, awesome people, and awesome memories.View more on Tripadvisor


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Private Variables Do Not Necessarily Break Prototypal Inheritance In Javascript
After blogging this morning about how poor constructor logic can break prototypal inheritance in Javascript, I wanted to clarify that I was not trying to imply that the use of "private" variables breaks prototypal inheritance. At least, not necessarily. In my previous post, my "poor choice" demo did include private variables; however, this was only to create a context in which one might return an object literal from a constructor. Private variables are totally fine in the context of the prototype chain so long as your object's API is still this-scoped.
If you want to see a use of private variables that does break prototypal inheritance, take a look at my previous post. But, below, I'll show you a use of private variables that keeps the initialization chain in tact; which, in turn, allows for proper inheritance.
- <!DOCTYPE html>
- <html>
- <head>
- <title>Constructor Logic Is Critical For Prototypal Inheritance</title>
- <script type="text/javascript">
- // I am the person constructor.
- function Person( name ){
- // Create a **PRIVATE** property for name.
- var name = arguments[ 1 ];
- // Create a **PRIVATE** property for traits.
- var traits = {};
- // Create a method for accessing the name.
- //
- // NOTE: Since this method is this-scoped, each
- // *intialized* instance will get its own copy.
- this.getName = function(){
- return( name );
- };
- // Create a method for accessing / mutating the
- // traits collection.
- //
- // NOTE: Since this method is this-scoped, each
- // *intialized* instance will get its own copy.
- this.trait = function( name, value ){
- // Check to see if we are getting or setting
- // the given trait for this person.
- if (arguments.length == 2){
- // Set the trait.
- traits[ name ] = value;
- // Return this object.
- return( this );
- } else {
- // Return the given triat.
- return( traits[ name ] );
- }
- };
- // Create a way to access the traits (for debugging).
- //
- // NOTE: Since this method is this-scoped, each
- // *intialized* instance will get its own copy.
- this.getTraits = function(){
- return( traits );
- };
- }
- // -------------------------------------------------- //
- // -------------------------------------------------- //
- // I am the girl contructor.
- function Girl( name, age, weight ){
- // Call the super constructor to initiate base class.
- Person.call( this, name );
- // Store the additional properties.
- this.trait( "age", (age - 5) );
- this.trait( "weight", (weight - 10) );
- }
- // Extend the Person class.
- Girl.prototype = new Person();
- // -------------------------------------------------- //
- // -------------------------------------------------- //
- // -------------------------------------------------- //
- // -------------------------------------------------- //
- // Create some girl instances.
- var sarah = new Girl( "Sarah", 32, 115 );
- var tricia = new Girl( "Tricia", 30, 125 );
- // Log the girls' traits.
- console.log( "Sarah:", sarah.getTraits() );
- console.log( "Tricia:", tricia.getTraits() );
- </script>
- </head>
- <body>
- <!-- Left intentionally blank. -->
- </body>
- </html>
As you can see, the Person() constructor declares two private variables - name and traits. But, the reason that the inheritance works is because the API for the object - getName(), trait(), getTraits() - is still declared in the "this" scope. In doing so, the sub-class can still be assigned unique methods that point to unique members as a byproduct of the super-class' constructor.
When we run the above code, we get the following console output:
Sarah: Object { age=27, weight=105 }
Tricia: Object { age=25, weight=115 }
As you can see, both Girl() instances are clearly using a different set of private variables. The initialization chain worked!
I am not personally a fan of lexically-scoped private variables. Frankly, I'm not that good a programmer. I much prefer convention-based private variables (ie. members that start with an underscore "_"). But, I just wanted to clarify that lexically-scoped private variables don't necessarily break prototypal inheritance. Rather, proper initialization chains are based on the way an object's API is architected.
Reader Comments
While not the point of this post, I thought it might be interesting to point out that in this configuration, the sub-class instances do not have direct access to the super-class private variables; instead, the sub-class instances may only access their super-class variables using the inherited (this-based) API. So, as an example, the Girl() instance cannot access the "name" variable except through the this.getName() method.
"Frankly, I'm not that good a programmer."
That made me smile. I think most of us feel this way, Ben. But in reality, I think what makes a good programmer is not really how much you know, rather how much you strive to be the best at what you do and how you approach learning new things.
From my perspective, you are a good programmer because you analyze things to understand them correctly so that you properly implement it in code.
Ha ha, thanks :) I definitely love to figure all this stuff out! And, prototypal inheritance is definitely a bit of a mind-bender! Just trying to make baby steps.
I just know that at some point, one day...maybe way down the road...you're going to start using 'woman' vs. 'girl' in your examples ;)
Just teasing my boy. Oh wait, I mean, my man.
Hi Ben.
The problem with this patter is the memory usage. Your `Person' constructor is factory constructor. It adds three instance methods.
// Extend the Person class.
Girl.prototype = new Person();
Now, `Girl.prototype' object has three methods: `getName', `trait' and `getTraits'.
In your `Girl' constructor you have called `Person' constructor again. This time you have called with instance object created trough: `new Girl'. So you recreate those three methods again. Your prototype chain looks:
Object.prototype = {};
Person.prototype = {};
Girl.prototype = {
treat : function,
getName : function,
getTreats : function
Girl.instance = {
treat : function,
getName : function,
getTreats : function
Personally I would not use such a pattern or at least I would create extending pattern with intermediate object in prototype chain instead of calling parent constructor directly.
It's funny you mention that - I though I had been using "women" for a while??? Why did I stop? I can't remember. Honestly, I think there's something subtle that's hard to type about it. Maybe because I can't just add "S" for plural. I'll try to stay focused :)
I will agree with you that using something like:
- Girl.prototype = new Person()
... is not the cleanest approach. In my other post, someone pointed out that I should be using Object.create() to define the prototype chain so that I am not actually having to call the super-class constructor.
I agree with this; years and years ago, I was taught to use the "new" approach and I guess old habits die very hard :)
That said, the way you construct the prototype chain does not have much of an affect on the choices made in the constructor functions themselves. And, the point of the post is to show that one can use private variables (locally scoped constructor var's) without breaking inheritance.
Yep `Object.create' is possible approach, but it is not supported by old engines which implements ECMA-262 3rd edition.
As a fallback of `Object.create' you could use factory pattern as like this:
var create = (function () {
function F(){}
return function (proto) {
F.prototype = proto;
return new F;
Maybe I'm missing something, but by creating the functions on the object itself instead of the prototype, you've lost a major reason for going with prototypical inheritance and shouldn't you ar that point adopt Crockford's module pattern? Your approach feels like the worst of both worlds to me.
I finally did an exploration of Object.create(). Just to get my feet wet. I am really liking it for creating the prototype chain in the context of constructor-based inheritance.
I 1,000% agree with you! I am a major fan of the use of prototype to store methods - as you say, that *is* the reason that the prototype is so awesome. I did not mean to imply that I would use private variables (and the necessary closures) - I was only trying to demonstrate that private variables don't necessarily break prototypal inheritance.
I agree with the title of this post 100%. I have noticed that many people have found many different ways to implement private members in JavaScript, but most of the time, the public getters and setters are defined for each instance. I recently wrote an article which shows how to give prototypal functions access to private members by using code similar to what you have in your example: http://gotochriswest.com/blog/2011/05/04/private-variables-in-javascript/
I was experimenting for some time with different patterns, but neither of them so far seems solid to me. In this case I think Matt is right. You do not visibly break prototypal-inheritance, but on practice you do. Unless I miss something important here, the whole point of having prototypal inheritance gets completely wiped out with this pattern in first place. Don't you think?
Using this implemenation of inheritance, can I override a parent function in a derived class and then call the parent function from the overriding function?
If so, what would that look like?
The Girl class is not actually related to person in any way, calling
- Girl.prototype = new Person();
is superfluous since you are doing
- Person.call( this, name);
. which shadows everything in the prototype.
If you remove the call, the Girl class cannot use its prototype (I.E no inheritance) because the closures in its prototype are tied into one-time environment instead of being available for generic use. You can see that every girl you create will share the same state instead of encapsulating their own data.


text:
Kashif on August 22nd, 2008
Chand Baori is a famous stepwell situated in the village Abhaneri, a small town village located at a distance of 95 KMs from Jaipur, on Jaipur-Agra road in Rajasthan, India. This step well was built in 10th century. It is located opposite Harshat Mata Temple and is one of the deepest and largest step wells in […]
Continue reading about Photos of the Incredible Chand Baori Well, India


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Find a Mediator
Search results show both Accredited Professional Mediators (APMs) and non-accredited mediators.
APMs are shown in red. They have met the educational, training and experience requirements of the New Jersey Association of Professional Mediators.
Non-accredited mediators are members of the New Jersey Association of Professional Mediators and have met the training requirements for NJAPM listing but are not APMs.
You should satisfy yourself that the mediator you select meets your needs.
Use the search form below to find a mediator.
You can use keywords such as City, Town or any Place names, practice-type such as Family or Business or use any other search term.
Jack T. Spinella Esq.
Firm Name: SPINELLA LAW GROUP, LLC
3 Prospect Street - 3rd Floor
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County: Morris
Phone: 908-947-2336
Alternate Phone: 201-841-7778
Fax: 908-947-2343
Profession: Law
Area of Practice: Civil
Certification: Yes
Directions to listing
Send Message to listing owner
Listing Title: Jack T. Spinella Esq.


text:
Care facilities for Cancer patients
Discussion Board › Forums › Hospitals & Physicians › Care facilities for Cancer patients
- This topic has 3 replies, 2 voices, and was last updated 6 years, 10 months ago by lainy.
March 25, 2013 at 8:15 pm #70122lainyMember
Jeeyoung, on this I do have personal experience. My Dad lived to be 93 and my Mom 94, they were very fortunate. When the time came that I felt they needed to be with me, my brother or sister they chose me so we moved them from Miami to Phoenix. My Dad was very independent and I actually got chosen as they loved Teddy so much. They lived on their own in Sun Lakes which was the same Adult Community we lived in. After 7 years there I made the decision they needed a retirement home. Mom fought it but Dad though it a good idea because he wanted her settled in case something happened to him, which by the way he did go first. They had a 2 bedroom 2 bath apartment in the independent part. . They paid 2,300 a month which included 2 meals a day, and transport to where they wanted to go. They had a lot of entertainment there and a pool. about 3 years after Dad passed Mom started getting Dementia and I moved her from Independent living to Assisted as Independent really does nothing medically. Everything went OK for a year. She had a studio apartment, they did her wash, she got 3 meals a day they took care of her MEDS but that was it. I felt her care was not the best even though this place was rated #1 in the State…nothing like that is perfect.I believe for the Assisted Care she was paying 4,300 a month. I learned about private care homes and found one that was incredible run by a Haitian Couple. This lady treated her 3 little house guests like they were her little babies. She was fabulous. She even slept in my Mom's room for 3 nights before Mom passed. The rate of this home was 2,000 a month with home cooked food daily and etc. They do not do anything Medical except dispense the Meds.
To sum up: Retirement Home no Medical Care unless in Assisted. The name of it is The Park Regency in Chandler off the 101 and Warner.
I know there is a group here that helps find a place but have to find out the name as I forgot. They found us the little group home.
One of my friends is the Manager of another Retirement Home and If I knew precisely which way you wanted to go I would also suggest her retirement home and would call her to start things rolling for you.
If you just wanted to put Mom in a one bedroom apartment, not sure if she can be alone, and if things do not go well you would have to move her again.
I know this is a lot to think about but we need to start by narrowing down what you want for her in the way of care. Sorry for the long post!March 25, 2013 at 5:26 pm #70121jeeyoungMember
I have to look in to a residential facility that my mom can stay in. She may be coming here.. she does not want to stay at our home and burden us.. and I feel uneasy having her at home because i have two school age children who can get her sick which could be detrimental to her health. I can care for her day to day if she is town. Please let me know if you have any info on this.
thank you soooo much!March 25, 2013 at 5:14 pm #70120lainyMember
Not sure what you mean. Are you looking for a residental facility or a Hospital or Treatment Center. There is a Cancer Treatment Center of America but they are not that big on CC. My Teddy was treated at Banner Desert Hospital and his excellent ONC has now retired. But I have some other ONC's if that is what you need. I now go to Banner MD Anderson to a Dr. Homsi who came up here from MDA Houston. Downtown PHX is a fabulous Dr. Koep who has treated another of our members. Or his partner Dr. James Cashman. Can you clarify what you are looking for and maybe I can help better? Oh, and I am here for you!March 25, 2013 at 4:36 pm #8143jeeyoungMember
Hi. Does anyone have any information on a great care facility for cancer patients in Arizona (Phoenix Metro area)?
- You must be logged in to reply to this topic.


text:
2014 U.S. Open Sectional Qualifying
Players who survive, or are exempt from, local qualifying will convene in this second and final stage for U.S. Open hopefuls. This year there are 12 sectional sites – 10 in the U.S., one in England, and one in Japan. The international qualifiers take place on May 26, while the U.S. qualifiers are on June 2.
Played over 36 holes in one day, sectional qualifying is a test of skill and endurance, with only a handful of available spots at each site – the number of qualifying spots is determined by the quality and quantity of the field at each location.
As during local qualifying, most of the sectional qualifying rounds in the U.S. are conducted by state and regional golf associations on behalf of the USGA.


text:
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The Office of the Bursar produces semester bills, processes student payments and credits student accounts with financial aid. Semester bills include tuition, housing charges, and other applicable fees.
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Explore Our Hotel
Our Hotel is very close to New York City
Best known for its unparalleled shopping, Paramus is also within easy driving distance of New York City, so our guests will never experience a dull moment! The 100% nonsmoking Holiday Inn Express® Paramus hotel also features comfortable, practical amenities, so you can enjoy your stay in Paramus, NJ.
Our hotel's business travelers can always take advantage of the modern business center, which features print and copy services, as well as computer access. We provide free high-speed, wireless Internet access throughout the hotel. If you're looking for hotels in Paramus, NJ near area businesses, you'll be glad to know that we are near IBM, Sony as well as Equifax, Movado, Thermo Fisher, Holy Name Hospital and Englewood Hospital and Medical Center.
While in Paramus, you can easily visit the Westfield Garden State Plaza Mall, American Dream Mega Mall. Families enjoy catching a game at Meadowlands Stadium or visiting the picturesque Bear Mountain State Park. If you prefer to stay indoors, the Izod Center provides awesome entertainment. New York City is also within driving distance of Paramus, NJ.
Our hotel provides free Wi-Fi access throughout our hotel's accommodations. While in Paramus, NJ, start your day with a workout in the fitness center and enjoy the free, hot Express Start Breakfast Bar.
- Black-out Shades
- Rollaway Bed/Cot Available
- Crib Available
- Iron/Ironing Board
- Separate Hanging Closet
- In-Room Heating and A/C Controls
Bathroom/Personal Care
- Private Bathroom
- Bathroom Amenities Available
- Hair Dryer
- Bathtub
- Separate/Walk-in Shower
- Separate Vanity Area
In-Room Features
- Mini Refrigerator
- Coffee Maker
- Flat-screen TV
- DVD Player
- Work Desk with Lamp
- Free Local Calls
- Cable/Satellite
- Premium Channels
- Direct-dial Phone
- Two-line Phone
- Phone with Voicemail
Added Value
- Connecting Rooms Available
- Oversized Bath Towels
- Complimentary Coffee/Tea Supplies
- Full Breakfast Included
- Breakfast Buffet Included
- Continental Breakfast Included
- Complimentary Coffee in Lobby
Business Services
- 1 Meeting Room(s) Available
- On-Site Business Center
- Printer
- Copier
Internet Access
- Free High-Speed Internet in all Rooms
- Wireless Internet service is free for all IHG® Rewards Club members
Health & Fitness
Complimentary Fitness Center
Hours of Operation: 12:04 AM to 11:59 PM
Fitness Center Type: LIMITED
Fitness Center Equipment:
- Stair Stepper
- Treadmill
- Stationary Bicycle
Housekeeping & Laundry
- Daily Housekeeping
Added Value
- Wake Up Calls
- Ice Machine
Hotel Details
50 US Highway 17 North
Paramus, New Jersey 07652
United States
Check In: 3:00 PM
Check Out: 11:00 AM
Check-in Age: 21
Parking + -
- Complimentary Self Parking Available
Accessibility + -
- Public Entrance
- Guest Rooms
- Public Restrooms
- Registration Desk
- Exercise Facility
- Business Center
- Number of Accessible Meeting Rooms: 0
Accessible Hotel Areas
- Registration Area
- Accessible Guest Rooms
- Business Center
- Exercise Facility
Hotel Areas with Accessible Routes from Accessible Public Entrance
- Accessible Self Parking
- Van Accessible Self Parking
- Closed Caption TVs
- Telephone with TDD
- Visual Alarm/Alert in Guest Rooms
- Visual Alarm/Alert in Public Spaces
- Communication Kits with Visual Alarms
Provided by Hotel
Pet Policy + -
- Service Animals Allowed
Facility + -
- Smoke-Free Facility
- Number of Floors: 2
- Total Number of Rooms: 89
- Number of Suites: 2
- Number of Non-Smoking Rooms: 87
- Number of Accessible Rooms: 4
- Connecting Rooms Available
Languages + -
Languages Spoken by Staff
- English
- Hindi
- Spanish
Credit Cards + -
- American Express
- Visa
- MasterCard
- Diners Club
- Carte Blanche
- Discover


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We're sorry your iPhone isn't working as it should.
After you've contacted Apple for service, you'll receive a kit that contains everything you need to return your iPhone to Apple.
Before you ship your iPhone
Follow these steps before you send your iPhone in for repair or replacement. If it won't turn on or respond, finish as many steps as possible:
- Back up your iPhone. To protect your data, follow the steps in the "Before you send" section of this article.
- Remove your device from Find my iPhone.
- If possible, charge your iPhone fully and turn it off.
- Remove the SIM card from your iPhone if it uses one and keep it in a safe place. If your iPhone doesn't use a SIM card, contact your wireless service provider to suspend service.
Pack your iPhone using the included packaging materials
- Place your iPhone in the bag. Do not include your stereo headset, USB cable, power adapter, or other accessories.
- Place the bag in the shipping box.
- Remove the top label from the shipping box. This is your receipt. Make sure the return shipping label remains on the box.
- Seal the box with the tape provided, making sure the red, black, and white battery sticker is clearly visible on the outside of the box.
Ship your iPhone to Apple
- Find the name of the courier on the return shipping label.
- Visit the courier's website to schedule a pickup or find a drop-off location.*
- Get a receipt from the courrier.
- Check the status of your service request.
*Apple is not responsible for any damage during shipping if the package is not properly sealed or is delivered to the courier in poor condition.
Use your repaired or replaced iPhone
- If your iPhone uses a SIM card, insert the SIM card into your iPhone.
- Restore your iPhone from an iCloud or iTunes backup.
- Find My iPhone should be on by default, but you can confirm that Find My iPhone is on.
© 2019 Apple Inc. All rights reserved. Apple, the Apple logo, iPhone, and iTunes are trademarks of Apple Inc., registered in the U.S. and other countries. AppleCare and iCloud are service marks of Apple Inc., registered in the U.S. and other countries. Other product and company names mentioned herein may be trademarks of their respective companies.
1. An estimate for repairs, as required (section 9844 of the California Business and Professions Code), shall be given to the customer by the service dealer in writing. The service dealer may not charge for work done or parts supplied in excess of the estimate without the prior consent of the customer. Where provided in writing the service dealer may charge a reasonable fee for services provided in determining the nature of the malfunction in preparation of a written estimate for repair. For information, contact the Bureau of Electronic and Appliance Repair, Department of Consumer Affairs, Sacramento, CA 95814.
2. A buyer of this product in California has the right to have this product serviced and repaired during the warranty period. The warranty period will be extended for the number of whole days that the product has been out of the buyer's hands for warranty repairs. If a defect exists during the warranty period, the warranty will not expire until the defect has been fixed. The warranty period also will be extended if the warranty repairs have not been performed due to delays caused by circumstances beyond the control of the buyer, or if the warranty repairs did not remedy the defect and the buyer notifies the manufacturer or seller of the failure of the repairs within 60 days after they were completed. If, after a reasonable number of attempts, the defect has not been fixed, the buyer may return this product for a replacement or a refund subject, in either case, to deduction of a reasonable charge for usage. The time extension does not affect the protection or remedies the buyer has under other laws.


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What is Certified Hudson Valley? The "Certified Hudson Valley" designation is given to businesses listed here on our website that are members of the Hudson Valley Food & Beverage Alliance.
What is the Hudson Valley Food & Beverage Alliance? The Hudson Valley Food & Beverage Alliance brings organizations within the food and beverage industries together, helping businesses in the seven-county region of Westchester, Putnam, Dutchess, Rockland, Orange, Ulster, and Sullivan forge strong partnerships. Founded by Hudson Valley Economic Development Corp. (HVEDC), the alliance provides access to economic guidance and marketing resources to businesses throughout the region. For more information on the Food & Beverage Alliance, please call HVEDC's CEO Laurence P. Gottlieb at (845) 220-2244.
Distributes fresh products and produce from Hudson Valley farms to various markets across the Hudson Valley and New York City.


text: Mean Mr. Mustard song Mean Mister Mustard sleeps in the park, Shaves in the dark Trying to save paper. Sleeps in a hole in the road Saving up to buy some clothes. Keeps a ten bob note up his nose, Such a mean old man, such a mean old man. His sister Pam works in a shop, She never stops, she's a go getter. Takes him out to look at the Queen, Only place that he's ever been. Always shouts out something obscene, Such a dirty old man, dirty old man. "Mean Mr. Mustard" Song by the Beatles from the album Abbey Road Released 26 September 1969 Recorded 24–29 July 1969,EMI Studios, London Genre Rock Length 1:06 Label Apple Writer Lennon–McCartney Producer George Martin Abbey Road track listing 17 tracks Side one "Come Together" "Something" "Maxwell's Silver Hammer" "Oh! Darling" "Octopus's Garden" "I Want You (She's So Heavy)" Side two "Here Comes the Sun" "Because" "You Never Give Me Your Money" "Sun King" "Mean Mr. Mustard" "Polythene Pam" "She Came In Through the Bathroom Window" "Golden Slumbers" "Carry That Weight" "The End" "Her Majesty" "Mean Mr. Mustard" is a song written by John Lennon (credited to Lennon–McCartney) and performed by the Beatles on their album Abbey Road. The Abbey Road version was recorded with "Sun King" in one continuous piece. Please note the text from Wikipedia is imported without editing or authentication. Mean Mr. Mustard (Abbey) Mean Mr. Mustard (Anthology 3) ©1969 Sony/ATV Music Publishing LLC. All rights reserved. Used by permission.


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2005 Volkswagen Passat Wagon 4dr GLS TDI Auto
|Price : $0
|2005 Volkswagen Passat Wagon 4dr GLS TDI Auto
165,824 Miles
Phone : (214) 484-6120
13537 Vargon Street , Dallas, TX 75243
|Green 2005 Volkswagen Passat Wagon 4dr GLS TDI Auto
|Wagon, 4 Doors, Front Wheel Drive, 2.0L 134.0hp, 4 Cylinders, Automatic Transmission
|Stock: 05VWPTDI
|City MPG
|Hwy MPG
Warranties and Service Agreements offer you the security, comfort, convenience and affordability that you are looking for in the purchase of your new pre-owned vehicle. We offer a variety of extended warranties for purchase. These warranties are accepted by most service facilities and franchise dealerships nationwide. Details and prices on our complete line of warranties and service Agreements are available upon request. Please contact your online sales representative if you have any questions or would like more information.


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Pressure mounts on Portugese government
LISBON, Portugal (AP) — Opposition parties in Portugal presented a motion of no confidence in the government Wednesday, giving voice to widespread discontent as the bailed-out country endures a predicted third year of recession and a jobless rate of 17.5 percent.
The center-right coalition government had enough votes to easily defeat the motion in Parliament. But the political pressure added another dose of uncertainty into financial markets already jittery about the fate of Cyprus and the wider eurozone.
Portugal needed a 78-billion-euro ($100 billion) rescue two years ago when it was engulfed by the eurozone's financial crisis after a decade of low growth and rising debt.
The three-year bailout agreement signed with creditors — the European Central Bank, the European Commission and the International Monetary Fund — locked Portugal into austerity policies which are now widely blamed for the steep economic downturn.
The main opposition Socialist Party was a co-signatory of the bailout agreement, which was endorsed by all the country's main parties. But the consensus has frayed over the past year as tax hikes and pay cuts have stoked public anger, and now the center-left Socialists are demanding elections. A ballot is not scheduled until 2015.
Another risk is looming for the government as the Constitutional Court is expected to rule this month whether some austerity measures in the 2013 state budget, including cuts to old-age pensions and a one-off 3.5 percent tax on everybody's income, are lawful. Striking down the measures could torpedo the government's financial plans.
Socialist leader Antonio Jose Seguro told Parliament the government had lost the electorate's trust.
"We are already in a political crisis," he said. "This motion offers a way out of it."
The Socialist Party is committed to budget discipline but wants easier credit conditions from its bailout lenders and more measures to encourage growth, Seguro said.
Prime Minister Pedro Passos Coelho said his government will abide by the bailout agreement and noted that the bailout creditors have praised the government's policies.
He said it was the Socialists' "reckless spending that led Portugal to the edge of the financial abyss" as they had been in power from 2005 up to the 2011 bailout.
Copyright 2013 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.


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viralplatipuss necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 25 diseños de 9 diseñadores freelance.
Need a new logo for my site sendscript.com (http://www.sendscript.com)
Something completely creative and different from the original.
There is also a new product being released on the site called "SendScript Commerce".
So each entry for a logo should have a logo saying "SendScript", and a "SendScript Commerce" one too.
SendScript (http://www.sendscript.com) is a website that sells a particular php file-sending script. And if you go to the site, you'll see it's quite out-dated and not very nice to look at.
Therefore I wanted to give it a redesign, and thought I would start with a logo for a designer to work around as the basis for the whole site (eg use the same colour schemes as the logo .etc)
I want the logo to be completely different from the current one. Please don't copy anything from the current logo or site, as that's what I'm trying to get away from.
Quite interested in a professional look to the logo, and/or generally web 2.0 style interests me.
Not fussed about colour schemes or anything in particular, just want to see some a creative ideas and I'll pick from there.
SendScript also has a new product "SendScript Commerce". So I need any entries to show what the logo would be for commerce too. (All you need to do is add the word commerce to the logo)
I hope to see some unique creative ideas that I can choose from
- Logo needs to have a "SendScript" and "SendScript Commerce" version.
- Not look similar to current site's logo.
- A logo that looks anything like my current one!
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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The Red Sox finished in last place in 1922, beginning a stretch of 11 years in which the team finished last all but twice. However, Fenway Park continued to host crowds at a variety of events including a third straight Columbus Day football doubleheader, high school baseball, an annual war memorial service and a meeting held by the Irish Republican Army in May.
Record: 61-93, 8th in American League
Manager: Hugh Duffy
Attendance: 259,184
The Red Sox plunged to the cellar in 1922, finishing in eighth place with a 61-93 record. Hugh Duffy returned as manager and ran out a staff whose best pitcher (measured by earned run average) was 38-year-old Jack Quinn. But even Quinn couldn't break even and went 13-16. Rip Collins led the club in wins with 14 and was the only pitcher on the team with a winning record. Both Quinn and Collins had come from the Yankees in the trade for veterans Sam Jones, Everett Scott, and Joe Bush. Another trade between the two teams in late July, which many saw as a boost to New York in the pennant race, prompted Commissioner Kenesaw Mountain Landis to institute a June 15 trading deadline.
Boston's .263 batting average was the lowest in the American League, as was the club's on-base and slugging percentage. The team's ERA wasn't quite as bad - only sixth-worst - but the defense did the staff no favors, finishing with the lowest fielding percentage in the AL. First baseman George Burns hit 12 homers, twice as many as anyone else on the team, while his .306 batting average placed him second only to outfielder Joe Harris. Burns, Harris, and reserve outfielder Elmer Smith had come to the team in a Christmas Eve 1921 trade with Cleveland, for Stuffy McInnis.
After their first 25 games, the Red Sox found themselves in third place but by Memorial Day they were in eighth and rarely saw daylight again. Though the season was a forgettable one, there was a notable benefit game between the Red Sox and a team of All-American stars played at Fenway Park on August 14. Proceeds from the game went to the family of the late Boston Braves outfielder Tommy McCarthy. Lizzie Murphy, who played in the benefit, became the first woman to appear in a baseball game at Fenway Park.
In 1922, the distance to center field was first recorded. Dead center field was measured as 488 feet from home, with the deepest part of the ballpark measured at 550 feet to just right of dead center.
Fenway Park hosted just one non-Red Sox baseball game in 1922 with English High defeating High School of Commerce, 2-1.
|1922 Non-Red Sox Baseball At Fenway Park
|June 13
|English High 2, High School of Commerce 1
In May 1922, the American Legion, Veterans of Foreign Wars and Spanish War Veterans organized a memorial service at Fenway Park. That same day, the ballpark added another chapter to its political history, when the Irish Republican Army held a meeting there. Countess Constance Georgine Markiewicz, an Irish revolutionary and key figure in the 1916 Easter Rising, delivered a speech to the assembled crowd as part of the event. Fenway Park also hosted a few football games in 1922, including another Columbus Day doubleheader.
|1922 Non-Baseball Events At Fenway Park
|May 28
|War Memorial Service*
|May 28
|Irish Republican Army Meeting and Speech by Countess Markiewicz
|October 12
|Boston English 0, BC High 0 (Football)
|October 12
|Dorchester High 18, Mechanics Arts 0 (Football)
|November 25
|Dartmouth 7, Brown 0 (Football)
|November 30
|Pere Marquette Council, Knights of Columbus 7, Fitton A. C. of East Boston 0 (Football)
|December 10
|USS Delaware 27, USS Relief 0 (North Atlantic Fleet Football Championship)
*Started in the 1910s, a late May memorial service coinciding with the Memorial Day weekend was often held at Fenway Park through the mid-20th Century.
In what was fast becoming a Columbus Day tradition, Fenway Park played host to a high school football doubleheader in 1922. Boston English and Boston College High School ended up in a scoreless tie, while Dorchester High posted three second-half touchdowns to defeat their cross-town rival Mechanics Arts High. Both games were played in the morning as preludes to a heralded afternoon game between Boston College and Fordham at Braves Field.