text:
Poised for the Drive
The bold design of the award winning Rio hails from Germany, penned by Kia's Chief Design Officer Peter Schreyer. Aerodynamic lines and muscular contours give the Rio its distinctly vibrant looks and confident stance.
A Bold Exterior
The Exterior of the award winning All New Rio was designed out of Frankfurt, Germany by Kia's Chief Design Officer Peter Schreyer and has bold fresh look which includes our Signature "Tiger nose" Grille.
A Hot Posterior
The rear of the All New Rio is mature and premium in its look. Standard rear camera across the range is neatly integrated under the KIA badge.
A Side Glance
The side profile of the All New Rio is more aerodynamic.
A redesigned C-Pillar reduces blind spots and improves rear visibility.
Driven to Capture Hearts
Enjoy the modern, sporty and driver-oriented interior of the Kia Rio. Spacious and functional yet premium and comfortable, with state of the art touchscreen to keep you connected. Make your journey a delight to look forward to.
SLi model shown.
Simply connect your compatible mobile phone with the appropriate cable to the 7 inch floating touchscreen via Apple CarPlay™† or Android Auto™‡, available across the range.
More Room
The All New Rio is larger in leg room and shoulder room, giving you space where you need it most.
SLi model shown.
Step inside the feature packed Rio
The All New Rio comes refreshed with brand new features.
SLi model shown.
7 Inch Floating Touchscreen
7 Inch Floating Touchscreen
Standard across the range.
Satellite Navigation
Satellite Navigation
Satellite Navigation with traffic information (SUNA™) and DAB+ is available on the Si and SLi models.
Daytime Running Lights (DRL)
Daytime Running Lights (DRL)
The SLi and Si models feature hairpin shaped LED Daytime Running Lights (DRL), with Bi Function projector headlights. S model features halogen DRLs.
Heated Electric Folding Mirrors
Heated Electric Folding Mirrors
Si and SLi models feature electric folding side mirrors that fold with the touch of a button.
Electric Sunroof
Electric Sunroof
Available on SLi models only.
Reverse Parking Sensors
Reverse Parking Sensors
Integrated rear sensors across the range as standard.
Rear View Camera with Dynamic Parking Guidelines
Rear View Camera with Dynamic Parking Guidelines
Rear view camera with dynamic parking guidelines as standard across the range makes even the most difficult parking situations a breeze.
Cruise Control
Cruise Control
Available on Si and SLi models only.
Tuned For Australian Conditions
Kia Rio has been tuned to suit all types of roads. From the country to the city, a great handling car for all roads.
Standard across the range is the Kappa 1.4L MPI engine; reliable, economical and robust for all round drivability. 4-speed automatic transmission is available across the range, with the option of 6-speed manual for S models.
High-Strength Chassis
The All New Rio comes with more Advanced High Strength Steel (AHSS) than ever. The increased rigidity of its reinforced chassis not only provide greater safety through heightened collision performance, but also improves stability, handling and Noise, Vibration & Harshness (NVH) levels.
Choice of Grades - Key Features
- Choice of Manual or Automatic transmission
- Android Auto™[B] and Apple CarPlay™[C]
- 7 inch floating touchscreen
- Rear view camera with dynamic parking guidelines
- Halogen Daytime Running Lights (DRL)
- Dusk-sensing automatic headlights
- Choice of Manual or Automatic transmission
- 17" Alloy wheels
- Cruise control with steering wheel mounted controls
- Premium shift knob & steering wheel
- Heated and electric folding outside door mirrors
- Autonomous Emergency Brake (AEB) with Front Collision Warning System (FCWS)[S]
- GT-Line Package (Body kit, radiator grille, rear diffuser, twin exhaust)
- Sports flat bottom steering wheel with GT-Line badging
- Premium carbon-fibre look dash fascia
- Alloy sports pedals
- Lane Keeping Assist (LKA)[S]
- LED Daytime Running Lights (DRL), ice-cube style LED front fog lights, rear LED combination lights
Take me for a spinTake a Test Drive
- All information and illustrations are based on data available at the time of publication and subject to change without notice. Contact your local Kia dealer for current information.
- 1*Kia's Unlimited KM 7 Year Warranty. Note: 7 year/150,000km warranty for vehicles used for the following: rental vehicles, hire cars, taxis, courier vehicles, driving school vehicles, security vehicles, bus and tour vehicles. Capped Price Servicing: Maximum payable for specified number of manufacturer's standard scheduled maintenance services up to 7 years or 105,000kms, whichever occurs first. Complimentary Roadside Assistance for the first year. Renewed yearly by completing scheduled maintenance services at Kia Dealerships (up to maximum 7 years).Terms and conditions for Warranty, Capped Price Servicing and Roadside Assistance can be found at www.kia.com/au
- Bluetooth® is a registered trademark of Bluetooth SIG Inc. Not all mobile phones will be compatible with vehicle's Bluetooth® system.
- †Apple CarPlay™ connectivity requires compatible iOS device. See apple.com.au for more details. Apple CarPlay™ is a registered trademark of Apple Inc.
- ‡Android Auto™ connectivity requires compatible Android device. See android.com/intl/en_au/ for more details. Android Auto™ is a registered trademark of Google Inc.


text:
Download Mac OS Applications and Tools
Req: OS X 10.5.0
5th November 2014
Use this control to limit the display of threads to those newer than the specified time frame.
Allows you to choose the data by which the thread list will be sorted.
Order threads in...
Note: when sorting by date, 'descending order' will show the newest results first.
Forum Rules

subset: commoncrawl


text:
Turkey Time - Autumn Label
More from Turkey Time Elements Kit
Recent Comments
jenn. moss Fri, 01/05/2018 - 12:01
carolyn palmer-ritchie Sun, 12/22/2013 - 10:35
lovely kit thanks
Designed By
About Me
I am a dedicated stay at home mom to a most awesome husband and 4 amazing children. My husband and I have been married for 20 years, and my children are my everything. My most favorite thing in the world to do apart from family time is design. I've been into scrapbooking forever, but started the digi world of scrapbooking for about 5 years now, and started designing about 2 years ago. I also love reading to, playing with, and homeschooling my little ones. We are in the military, so we have also traveled a lot, but I am happy to be finally settled here in Alabama and retiring this year!
Unique ID
autumn, fall, thanksgiving, turkey, embellishment, tag, element
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text:
SANFORD — This year, Sanford Institution for Savings (SIS) decided to do something to benefit the community on behalf of its loyal customers. SIS donated $1,000 to the York County Shelter Programs in Alfred and also donated $250 to the Seacoast Family Food Pantry of New Hampshire in Portsmouth, where the bank's newest branch is scheduled to open in January 2013.
York County Shelter Programs began in 1987 and has a main campus off Shaker Hill Road in Alfred; off-campus, there are 22 additional houses that offer shelter for homeless individuals and families.
"With a mission to end homelessness and help people achieve their fullest potential through housing, personal growth opportunities and community resources, York County Shelter Programs is a vital resource for the local region and beyond," SIS stated in a press release.
The bank's donation has been made directly to the shelter's food pantry.
Although the Seacoast Family Food Pantry of New Hampshire is located in Portsmouth, it serves the entire Seacoast area, including Greenland, Hampton, Hampton Falls, New Castle, Newington, North Hampton, Portsmouth, Rye, Seabrook and Stratham, New Hampshire, as well as Kittery, Maine. Its mission is to help fulfill the needs of low-income families and individuals with food, education for healthy living, and personal care products. Originally organized in 1816 as the Ladies Humane Society, the Seacoast Family Food Pantry is essential for those in the area struggling with hunger.
"We at SIS felt it was important this holiday season to reach out to the organizations in our region that make such an important difference in the lives of the people in our community," stated Mark Mickeriz, the president and CEO of SIS. "Not only during this time of year, but year-round, these organizations constantly strive to help our friends and neighbors who are in need, and we wanted to honor our loyal customers by making this donation on their behalf."


text:
Projects & Events
2019-2020 Projects and Events
All K-12 Opportunities
Enrichment Programs
Art Club
Creative Arts Festivals
Leadership Expeditions
Math 24
Math Matters Competition
Science & Math Quiz Bowl
Spelling Bees
Wisconsin Science Festival
Where in the World?
Young Authors Contest
Photos from the Conference
Contest Requirements
Young Authors Contest Info
Writing Tools
Lego Club Information
Acceleration Form for Teachers
Acceleration Form for Parents
Resources for Teachers
WIN Resources
Math Projects - Grade 4
School Board
Learning Coach Information
2011-2012 Projects and Events
August Derleth Writer's
Battle of the Books
College for Kids
Exploring Science
Fine Arts
John Muir's Cool Tools
K-1 Weather Webs
Lego Robotics
Math 24 Tournament
Movies and Digital Stories
Primary Collaborative Slide Shows
Problem Solving Teams
Social Networking
Special Opportunities
Spelling Bees
Voice Threads
Web Pages
2012-2013 Projects and Events
College Days for Kids
Creative Arts Festival
Digital Learning Day
Glogs for Mrs. Calkins
JASON project
LEGO Club
Planet Vokis
Problem Solving Club
Reading Rocks!
Science and Math Extravaganza
Math 24!
Spelling Bees
Thankful for Fort Presentation
Weeblies & Google Earth
2012-2013 Review
2013-2014 Projects and Events
Creative Arts Festival
Writers' Conference 2014
Math 24
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LEGO Clubs
First Grade
Second Grade
Third Grade
Fourth Grade
Fifth Grade
Middle School
2014-2015 Projects and Events
BMS Leadership Challenge
Creative Arts Festival
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Math and Science Night
Math 24 - Grades 4 & 5
Math 24 Regional Competition
Spelling Bee - Grades 4 & 5
Technology Projects K-5
Ukrainian Egg Dyeing
2015-2016 Projects and Events
Creative Arts Festival Grades 3-4
Creative Arts Festival Grades 5-6
Google Expeditions
Maker Spaces
Math 24 Tournaments
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Regional Spelling Bee
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2016-2017 Projects & Events
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Mapping Wisconsin
Math 24 - Grades 4 & 5
Muir Spelling Bee
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2017-2018 Projects and Events
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Small Group Projects
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text: ... is ok with violent but freaks out over sex. See the article below. Local public-access television operators thought they were airing a show about a boxing match during prime time Friday night. But instead viewers saw a porn movie. A mislabeled tape submitted by a regular contributing producer, Gary Ashby, caused Charter Communications to pull the station off the air for 12 hours. Ashby told members of the Cable Access Television Board on Tuesday he was very sorry the tape appeared, and that he didn't know how his tape could have been switched with a porn tape. "I take full responsibility for the tape," Ashby told board members. "I don't know how, but someone got my tape and recorded over it or replaced one of my tapes." Ashby was placed on three months' probation by the board and instructed to turn in a written report on his investigation into where the porn tape came from. In addition, station personnel will review Ashby's tapes. "He was very contrite," said board president Tom Baker. "He said someone had gotten into his tapes." Judging from the label on the tape Ashby turned in, station workers expected to show viewers one of his regular boxing productions, said technical operations director Patrick Dixon. They loaded it into the machine and left for the night. Station officials didn't realize what happened until the next morning, after the station was pulled off the air by Charter Communications. "Our operating rules and procedures do not allow us to preview tapes," Dixon said. "We are required to play it. It played, and apparently it was some kind of mix-up and mistake."


text:
In spite of the well-known damaging effects of the sun on our skin, many of us still perceive a tan as healthy-looking. But you don't need to risk the health of your skin in the sun or a tanning bed to make it look healthy - the sun isn't the only factor that can alter skin color.
Carotenoids are a group of 600 antioxidants including alpha-carotene, beta-carotene, lycopene, lutein, zeaxanthin, and astaxanthin. The richest sources of carotenoids are green, orange, and red vegetables and fruits. Many health-promoting phytochemicals, such as carotenoids, flavonoids, and phenols are pigment molecules that provide both attractive colors and health benefits. We are drawn to the vibrant colors of fresh produce that signal health benefits, and a new study has found that we can discern with our eyes how healthy the diet of a potential mate is.
Pigmentation in many species is perceived as a sign of health – birds for example. Carotenoids (both dietary and self-produced) are responsible for the bright feather colors of male birds, which make them more attractive to potential mates. There is evidence that in birds, dietary carotenoids do not merely serve this cosmetic purpose – increased carotenoid intake in birds may also improve color vision, sperm quality, and the health of offspring. [1]
The new study investigated people's perception of skin 'lightness' and 'yellowness' – yellowness is influenced by both carotenoids and melanin (melanin increases in response to sun exposure). Researchers asked subjects to choose from sets of photos of two different skin colors – one whose yellowness was due to melanin, and one due to carotenoids – which skin color appeared healthier. Subjects consistently chose carotenoid coloration over melanin coloration. [2]
According to first author of the paper Ian Stephen, "We found that, given the choice between skin colour caused by suntan and skin colour caused by carotenoids, people preferred the carotenoid skin colour, so if you want a healthier and more attractive skin colour, you are better off eating a healthy diet with plenty of fruit and vegetables than lying in the sun." [3]
There is a direct relationship between skin appearance and health – if your skin does not have an orange tinge, then you are not on a healthy diet. You can even quantify your skin carotenoid levels, which reflect dietary carotenoid intake, using a specialized scanner. [4, 5] I use one of these scanners in my medical practice to confirm that phytochemicals have accumulated in the skin of patients, affording them protection against cancer and other chronic diseases. Plus these phytonutrients in the skin offer protection from sun damage, aging of the skin and skin cancer from sun exposure. [6]
So eating carotenoid-rich food is not only a path to excellent health – it's also a way to look good!
1. Carotenoids Are Cornerstone of Bird's Vitality. ScienceDaily, 2009.
2. Stephen, I.D., Coetzee, V., Perrett, D.I., Carotenoid and melanin pigment coloration affect perceived human health. Evolution and Human Behavior, 2010.
3. Looking good on greens. Eurekalert!, 2011.
4. Ermakov, I.V. and W. Gellermann, Validation model for Raman based skin carotenoid detection. Arch Biochem Biophys, 2010. 504(1): p. 40-9.
5. Ermakov, I.V., et al., Resonance Raman detection of carotenoid antioxidants in living human tissue. J Biomed Opt, 2005. 10(6): p. 064028.
6. Nichols, J.A. and S.K. Katiyar, Skin photoprotection by natural polyphenols: anti-inflammatory, antioxidant and DNA repair mechanisms. Arch Dermatol Res, 2010. 302(2): p. 71-83.


text:
Miss Loulie will please place this in her scrap
book, as a token from me in memory of her brother - )
Respectively J.L. Goodloo
Jerry, my boy, I am standing here,"
In the Campus, sad and lone,"
And each dear memory brings a tear
For the long lost days, So sadly dear,"
Irrevocably gone!)
I am thinking, my friend, that never more
Shall I look in your loving face."
With many a burning sigh I deplore
That you in your youth have gone before,"
To Heaven's theme of grace.)
I shall no more dwell in the dear, dear light
of your pricless love for me,"
I shall no more meet you on a starlit night
Under the soft moon, fair and bright
For you are over the sea;- )
Over the dark lethean flood,"
Across the broad and deep river;-
And never a sacrifice of blood,"
And never the prayers of the [?] and good
Can bring you to me ever:- )
But - Jerry, my boy -.where those sweet shrubs blow "(So long! So long ago!)
We loved each other here, you know,"
We parted there, where the red oaks grow,"
—— Remorseless day of woe!"
You marched away with a soldiers joy,"
At the trumpets note of war,——
Your priceless head lies low - my boy -
Wherefore - oh God! - the arts
of [?] blood red star!)
With a ceaseless pain in my aching breast
I ponder the sad, sad past, Yet meeting m y dear in your plaaceful rest
YOu can part no more from my steadfast heart
In a better worled at last- )
Written June
19th 1875
for Miss
Loulie Gage.
by J.L. Goodloo
classmate and
friend of Jerry
Sanders Gage,
a man who
made the life
of his friend sweet
and to whose his
death was
Click tabs to swap between content that is broken into logical sections.


text:
On Saturday, Oct. 4, 2008, at Bowman's Beach with driftwood, water and sand in background on Sanibel Island in front of family and friends, Richard Grier and Fabiola Digregorio exchanged wedding vows. Both bride and groom traveled long distances to Sanibel especially for their wedding ceremony and honeymoon. Richard was on military leave and traveled to Sanibel to join Fabiola who had traveled from Italy to Sanibel.
Lee Flowers, ministerial notary officiant/wedding coordinator and owner of A Amor Weddings in Cape Coral, performed the ceremony and provided ceremony accessories. Professional beach photos were taken by the Pete Fournier studio located in Fort Myers.
Family, friends, and the public can view this couple's additional wedding photos at www.amoreweddings swfl.com select album on last page, right click to open slideshow.
Fact Box
Share your special moments
The Breeze welcomes wedding announcements. To submit your information, visit our Virtual Newsroom on this Web site (under submit your news); e-mail to email@example.com; or mail to Community News, Cape Coral Daily Breeze, 2510 Del Prado Blvd., Cape Coral, FL, 33904. Or you may visit our news room on Del Prado Boulevard and ask for a form. Non-copyright photos (or those submitted with a copyright release) are welcome. The Breeze does not charge to publish wedding, engagement, birth or anniversary announcements. Please be sure to include a phone number for verification purposes.


text:
Concept artist Josh Nizzi gives us a visual play-by-play account of a scene that didn't quite make it into The Amazing Spider-Man. Through his images, he shows us an unseen battle between Spider-Man and the Lizard, carried out atop one of New York city's two-tiered tourist buses.
Nizzi's concept art also includes many of the movie's sets, such as the sewer lab, the Oscorp labs, and several other New York City scenes, but this particular sequence reveals an action sequence that was ultimately cut, showing us the battle that would have steered one tourist bus in a very wrong direction. You can see plenty more of Nizzi's Amazing Spider-Man concept art at his website.
The Amazing Spider-Man [Josh Nizzi via Comic Book Movie]


text:
Advanced Search
Free Webcast! Learn about Password Management Best Practices
Recently a group of Redmond magazine editors interviewed Jerry Baldwin, who took over at Diskeeper as CEO about a year ago.
Where Diskeeper was very much a California company, Jerry is very much a New York born-and-bred kind of guy.
Baldwin looked around and saw a company that hadn't changed much in recent years, perhaps even decades. Highly successful, it wasn't anywhere near realizing its full potential.
So Baldwin went through the company, which I always thought was terrific (they won the Redmond Readers' Choice Awards as many times as anyone), and reorged each department.
He also looked at the company's mission. Diskeeper, formerly Executive Software, named itself after its main product, a hard drive defragger for PCs and servers. Baldwin saw more, and is reshaped the mission towards IT operational efficiency and hardware longevity.
To match the new mission comes a new company name: Condusiv. While that will take some getting used to, I'm looking forward to see what new areas Baldwin addresses.
To show there is much more to life than defrag, Diskeeper, I mean Condusiv, just announced a new version of Undelete for file recovery. This version is supposed to be easier to use, less IT skill needed and can restore multiple version.
If I lose a Word file (and who hasn't) I can recover the exact version I really want to recover. Of course, Word should do that, but it clearly doesn't.
In addition to showing off Undelete 11, Condusiv will demo Diskeeper V-locity 3 for virtual environments.
And perhaps most important, Condusiv is trying to get IT pros used to its new name!
Posted by Doug Barney on 05/09/2012 at 1:19 PM
Security solutions provider Trend Micro has published results (PDF) from running an industrial control system (ICS) "honeypot."
Ransomware affects databases in very specific ways. Joey describes the mechanics of a SQL Server ransomware attack, what DBAs can do to protect their systems, and what security measures they should be advocating for.
Microsoft's preferred interface for Windows Server is Windows Admin Center, but can it really replace Hyper-V Manager for managing virtual machines? Brien compares the two management tools.
Microsoft this week published additional help resources for organizations stuck on Windows Server 2008, which fell out of support on Jan. 14.
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text:
Gym and Sauna
Type of Activity
Spa & Fitness
Get in a great workout in the Caesars Windsor gym or unwind in the steamy comfort of the sauna. Watch TV while running, workout with free weights or on the stationary equipment, and take in the picturesque views of the Detroit skyline at our fully equipped gym.
The gym and Sauna at Caesars Windsor are located on the second floor of the Forum Tower. All registered guests 19 year of age or older are welcome to enjoy this amenity from 6 am to midnight daily.


text:
Slackware ARM on a Raspberry Pi
Welcome to SARPi
The SARPi Project promotes and supports Slackware ARM Linux on a Raspberry Pi. A step-by-step, end-to-end, 'HOW TO Install Slackware ARM on a Raspberry Pi' tutorial is available, with purpose-built Slackware ARM installer images and packages. SARPi supports Slackware ARM -current hard float port and Slackware ARM 14.2 soft float port versions. The SARPi installer image (.xz) archives, /boot partition files (.zip) archives, and boot system (.txz) packages, are available from the Downloads page. The Mini Projects page contains fun and educational things to do after the Slackware ARM OS has been installed, which includes a guide on Monitoring & Solving Thermal [Overheating] Issues on a Raspberry Pi.
To start the SARPi 'How To install Slackware ARM on a Raspberry Pi' tutorial, click [Install Slackware] on the left menu. Or, for less detailed instructions, see the SARPi.README which accompanies each installer image.
Use the menu links on the left to navigate around the website and/or any text links on the page(s).
It's taken for granted that those using this website are not complete novices to Linux, or the Raspberry Pi. Although, you may find it easy to follow even if you've not spent that much time in a Linux shell. Whether you're a beginner or an expert in Linux, or the Raspberry Pi, it's certainly worth giving Slackware ARM a try. For further information click the [About Slackware] link on the left menu.
The SARPi Project is a community effort by SARPi.FatDog.EU and is not officially endorsed by Slackware Linux Inc. or the Raspberry Pi Foundation.
Raspberry Pi 3 Model B+ powered by Slackware ARM Linux
Slackware Linux Wallpaper
Download a FREE Slackware Linux wallpaper for your desktop. It's called Slacksplash and was created using a free wallpaper, and a 3-D Slackware logo, both downloaded from Google. It's simple and effective, yet quite eyecatching, and of course totally cool!
Slacksplash wallpaper is available in the following resolutions:
800x600 • 1024x768 • 1200x900 • 1200x1024 • 1600x1200 • 1920x1080 • 1920x1440
Acknowledgements & Thanks
SARPi.FatDog.EU would like to offer our gratitude to all those who've had input into the SARPi project. As well as all those who share their ideas, their work, and their experiences with Slackware (e.g. on SlackDocs) which continues to be an asset.
Special thanks to Patrick Volkerding and the entire Slackware Team for a truly wonderful OS; especially MoZes for his ceaseless efforts towards the Slackware ARM port. Additional thanks goes to alienBOB and Ponce (along with many others) for their SlackBuild scripts. Thanks to the online community of Slackers at LinuxQuestions.org for all the constructive input and feedback, and to Mr Jackson ("Get the beers in?") for all the helpful advice and testing. Much respect and kudos to Dave Spencer @ Dave's Collective whose work has profoundly inspired and motivated us over the years (particularly when the SARPi Project was in its infancy) and still does! Without you, and people like you, the entire SARPi Project would not be where it is today!
SARPi.FatDog.EU Team


text:
(How This Product Works)
Product Description: This product is a postemergent, systemic herbicide with no soil residual activity. It is generally non-selective and gives broad-spectrum control of many annual weeds, perennial weeds, woody brush and trees. It is formulated as a water-soluble liquid. It may be applied through most standard industrial or field-type sprayers after dilution and thorough mixing with water or other carriers according to label instructions.
Time to Symptoms: This product moves through the plant from the point of foliage contact to and into the root system. Visible effects on most annual weeds occur within 2 to 4 days, but on most perennial weeds may not occur for 7 days or more. Extremely cool or cloudy weather following treatment may slow activity of this product and delay development of visual symptoms. Visible effects are a gradual wilting and yellowing of the plant which advances to complete browning of above-ground growth and deterioration of underground plant parts.
Stage of Weeds: Annual weeds are easiest to control when they are small. Best control of most perennial weeds is obtained when treatment is made at late growth stages approaching maturity. Refer to the "ANNUAL WEEDS, PERENNIAL WEEDS AND WOODY BRUSH AND TREES RATE TABLES" for recommendations for specific weeds.
Always use the higher rate of this product per acre within the recommended range when weed growth is heavy or dense or weeds are growing in an undisturbed (noncultivated) area.
Do not treat weeds under poor growing conditions such as drought stress, disease or insect damage, as reduced weed control may result. Reduced results may also occur when treating weeds heavily covered with dust.
Cultural Considerations: Reduced control may result when applications are made to annual or perennial weeds that have been mowed, grazed, or cut, and have not been allowed to regrow to the recommended stage for treatment.
Rainfastness: Heavy rainfall soon after application may wash this product off of the foliage and a repeat application may be required for adequate control.
Spray Coverage: For best results, spray coverage should be uniform and complete. Do not spray weed foliage to the point of runoff.
Mode of Action: The active ingredient in this product inhibits an enzyme found only in plants and microorganisms that is essential to formation of specific amino acids.
No Soil Activity: Weeds must be emerged at the time of application to be controlled by this product. Weeds germinating from seed after application will not be controlled.
Unemerged plants arising from unattached underground rhizomes or root stocks of perennials will not be affected by the herbicide and will continue to grow.
Apply this product during fallow intervals preceding planting, prior to planting or transplanting, at-planting, or preemergent to annual and perennial crops listed in the label, except where specifically limited. For any crop not listed in the label, applications must be made at least 30 days prior to planting. Unless otherwise specified, weed control applications may be made according to the rates listed in the "ANNUAL WEEDS", "PERENNIAL WEEDS", AND "WOODY BRUSH AND TREES" RATE TABLES" in the label. Repeat applications may be made up to a maximum of 8 quarts per acre per year.
Post-directed hooded sprayers and wiper equipment capable of preventing all crop contact with herbicide solutions may be used in mulched or unmulched row-middles after crop establishment. Where specifically noted below, wipers may also be used above certain crops to control tall weeds. Refer to the \"Selective Equipment\" section of the label for essential precautions when using hooded sprayers or wipers to avoid crop injury caused by leakage of spray mists or dripping onto crops. Crop injury is possible with these applications and shall be the sole responsibility of the applicator. The maximum use rates stated throughout this product's labeling apply to this product combined with the use of all other herbicides containing glyphosate or sulfosate as the active ingredient, whether applied as mixtures or separately. Calculate the application rates and ensure that the total use of this and other glyphosate or sulfosate containing products does not exceed stated maximum use rate.
Avoid contact of herbicide with foliage, green shoots or stems, bark, exposed roots (including those emerging from plastic mulch), or fruit of crops because severe injury or destruction may result. When making preemergence and at planting applications, applications must be made before crop emergence to avoid severe crop injury. Broadcast applications made at emergence will result in injury or death to emerged seedlings. Apply before seed germination in coarse sandy soils to further minimize the risk of injury. Unless otherwise specified in this product's labeling, treatments with selective equipment including wipers and hooded sprayers must be made at least 14 days prior to harvest. Post-harvest or fallow applications must be made at least 30 days prior to planting any non-labeled crop. See "APPLICATION EQUIPMENT AND TECHNIQUES" section of the label for additional information.
In crops where spot treatments are allowed, do not treat more than 10 percent of the total field to be harvested. The crop receiving spray in treated area will be killed. Take care to avoid drift or spray outside the target area for the same reason.
For broadcast postemergent treatments, do not harvest or feed treated vegetation for 8 weeks following application, unless otherwise specified.
Selective Equipment
USE INSTRUCTIONS: This product may be applied through recirculating sprayers, shielded applicators, hooded sprayers, wiper applicators or sponge bars in soybeans.
Allow at least 7 days between application and harvest.
PRECAUTIONS, RESTRICTIONS: See the "Selective Equipment" part of the "APPLICATION EQUIPMENT AND TECHNIQUES" section of the label for information on proper use and calibration of this equipment.
Apply to actively growing annual weeds. Annual weeds are generally easiest to control when they are small.
Older, mature (hardened) annual weed species may require higher rates even if they meet the size requirements.
Do not tank mix with soil residual herbicides when using these rates unless otherwise specified.
For weeds that have been mowed, grazed or cut, allow regrowth to occur prior to treatment.
This product may be used up to 48 fluid ounces per acre where heavy weed densities exist.
Refer to annual rates table in the label for specific instructions.


text:
Griffin Alkyd Oil Colours
Developed in response to overwhelming request, Griffin Alkyd Fast Drying Oil Colors dry faster than traditional oils but not as fast as acrylics. All Griffin Alkyd colors remain workable on the palette for 4-8 hours, are touch dry on the canvas in 18-24 hours and dry to a uniform satin finish.
The quick speed of drying for these genuine oils allows techniques such as impasto and glazing to be achieved in considerably less time. And greater transparency than traditional oils gives increased depth and clarity to glazes while consistent drying times make overpainting easier, regardless of the color on the canvas.
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Bob L. from Minneapolis, MN says:
You can use your oils the next day by placing a dixi cup over the oil, works great.
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Julianne Moore drops by Morning Joe to talk "Game Change"
Actress Julianne Moore dropped by Morning Joe this morning to talk about the film everyone's (well, ok, a lot of people) have been talking about: Game Change.
The film, based on the book by Morning Joe regulars Mark Halperin and John Heilemann (who were on the show today…how's that for synergy?), focuses on the 2008 election and takes a close look at Sarah Palin on the campaign trail.
Check out more behind-the-scenes pics
Moore plays Palin in the film. And though Sarah Palin has criticized the film in advance of its release, Mark Halperin has maintained the film is an accurate and balanced portrayal of a woman who first became both widely adored and criticized as John McCain's running mate.


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Over at Que Sera Sera, Sarah Brown has a post about the misconceptions that people (including myself) had as children. Be sure to read through the comments, which include such gems as, "My husband believed (still believes?) that limes are unripened lemons".
Also in the comments are a few instances of readers coming to shocking realizations, such as the woman who discovers that her long-held belief that Alaska is an island (because of its placement on US maps) is erroneous.
That reminded me of an incident in my late 20s. I had lived in Washington State nearly all of my life, and driven its roads innumerable times. One afternoon I was driving home from the airport, having picked up a friend who was making her first visit to the state.
"I love your State Highway signs," my friend remarked as we passed one. I thought this was an odd thing to find charming, and asked her to clarify. "I like how the number is printed on a silhouette of George Washington," she replied.
I had no idea what she was talking about. It wasn't until we approached another of the black and white signs that I could validate her observation.
"You never knew that?" she asked. "What did you think the white thing was?"
I shrugged. "It's always been the State Highway Background Shape to me."


text: "Governor Malloy said, "This is good public policy and specifically, good public health." He added: "Why would you want to eat food from a sick restaurant cook? Or have your children taken care of by a sick day care worker? The simple answer is - you wouldn't. And now, you won't have to."


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"Conway is to the ego-crazy world of Hollywood
what Carl Hiaasen is to Florida's whacky underbelly."
—Rick Berman
Alice was hot. Blonde hair. Green eyes. Great body. And smart. Only one problem, she was a cold-blooded murderer. But Alice wasn't targeting just anyone. She had a list of men who had to die. Men who deserved to suffer because of what they did to her.
The cops called her the Lady in Red. And two of LAPD's best homicide cops were trying to stop her, Ryan and his beautiful partner Syd. They were ambitious, talented detectives with a secret—they were also lovers. But the secrets didn't stop there. Ryan and Syd also hid deadly secrets from each other.
In Cold Blonde is a fast-paced, sex-fueled thriller packed with captivating characters unexpected plot twists and a 47 million dollar surprise that changes everything.
Read more about In Cold Blonde
"The worst day of my life began with an orgasm.
His, not mine. So what else is new..."
So begins the unforgettable adventure of Grace Taylor, an adorable young actress trying to make it in Hollywood. But she's having a really bad day. She is dumped by he boyfriend, fired by her agent, and kicked out of her apartment—then things get really nasty...
Grace comes to the rescue of friend, Madison, a gorgeous redhead with a deadly secret. During the struggle Grace kills a man in self-defense—a dangerous man with a lot of dangerous friends—forcing Grace and Madison to run for their lives.
Sexy Babe is a wild and wicked thriller full of humor, unforgettable characters and nonstop action.
Hollywood is rocked after the remains of one of the most idolized movie stars of the 60's are stolen. The thief chooses Gideon Kincaid to deliver the ransom, forcing the PI and ex-cop to unravel a master plan that includes extortion, blackmail and murder. While trying to stay one step ahead of his nemesis, Gideon is led on a harrowing roller coaster ride through sun- and sin-drenched Hollywood.
Read more about Dead and Not So Buried
IndieBound | Amazon | Barnes & Noble


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"Heart & dagger" Tattoo Design
A tattoo with a dagger through a heart
fanink38 heart-bird-dagger-tatoo-m
Bring it to Your Favorite Tattoo Artist! "Heart & dagger" Tattoo Design
SILVER PEWTER FLAMING HEART w DAGGER TATTOO NECKLACE
Hearts Tattoo Ideas
The designs are tattoo inspired and should be a real success.
Heart with Dagger Tattoo Design Heart with Dagger Tattoo Flash
heart dagger tattoo


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7 amazing places to watch the Fireworks on Fourth of July
Fourth of July is upon us! Read on for the most elaborate firework displays in honor of America's most patriotic holiday. Americans love celebrating the Fourth of July. Not only does the country's most patriotic holiday mark its independence, but Fourth of July is a time gather with loved ones and celebrate summer at its […]Read more


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Penny completed her degree in History of Art at Trinity College Dublin and also holds a diploma from The Institute of Professional Auctioneers and Valuers.
She joined Bonhams in 2006 after working for another major auction house. Since then, she has been responsible for sourcing and selling Modern British and Irish art at all levels and has contributed to dramatic growth in this field across the company. As well as Head of Irish Art, Penny is also Department Director & Head of Sale for 20th Century British Art and recently oversaw the departments most successful auction ever, which established a host of new world records.
Particular interests include the work of Jack B. Yeats and British Neo-Romanticism.


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Xiaolu Guo
Xiaolu Guo is a writer and film-maker. Her novels include A Concise Chinese–English Dictionary for Lovers, shortlisted for the 2007 Orange Prize for Fiction, UFO in Her Eyes and I Am China, longlisted for the 2015 Baileys Women's Prize for Fiction. Her memoir Once Upon a Time in the East is published in 2017. She was one of Granta's Best of Young British Novelists in 2013. She lives in Berlin and London.


text: So with the absolute insanity finally starting to slow down a touch, i am trying to get out in the shop a little more now a days. I had 4 wisdom teeth out on monday, and aside from the pain....the pills they gave me have me running around like a champ! So i finished up a bunch of orders, have a few more i am working on still( pm's incoming to all of you with progress updates). I am finally starting some of the cool, new projects i have had on the back burners. Neither of these knives have sayas. Here is what i call my line knife. It is a mix between a gyuto and a suji without a weird name. Dimensions are as follows. Blade is 1095 at 61rc, differentially hardened with polished hamon. 247mm on edge, 43mm tall at the heel. 3.2mm spine at the handle with full distal taper to a very fine tip. Handle is Red fiddleback eucalyptus, musk ox horn spacer and african blackwood ferrule. dimensions are 143mm long, 18/23 at the ferrule and 21/25 at the buttcap. Weight is 217g and has a great balance point. Price is $500 plus shipping Next up we have the very first single bevel knife i ever made. I made it in the mindset of mioroshi deba, but it is pretty thin, sitting at 2.2mm at the spine. Still a great cutting knife, with full urasuki, polished hamon and my very first d handle!!! Blade is W2 at 61-62, 213mm on edge, 48mm tall and as above, 2.2mm thick. Weight is 182g Handle is Craig Stevens dyed redwood burl, green bakelite spacers and african blackwood ferrule and buttcap. Handle is 133mm long, 16/21 at the ferrule and 20/24 at the butt end. $400 plus shipping


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|Home >> Course Descriptions >> College of Arts and Sciences
|American State Government
|Three semester hours.
Analysis of state and local government in the United States, with particular emphasis upon the State of Texas. History of state governments; state constitutions; the role of the individual pertaining to the rights and liberties in participation in government; political parties, pressure groups, and the franchised. The state legislature, the governor and state administration, state court system, county municipal organization, and current problems of local government. See Texas Success Initiative in the section entitled UNIVERSITY COLLEGE..
Home - General Information - Student Services -
Academic Undergraduate Regulations -
Undergraduate Degrees - Academic Graduate Regulations -
Graduate Degrees - Course Descriptions - Faculty -
Appendix A - Appendix B - Appendix C - Appendix D


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- Home
Yamaha Products
Sport Touring
- Pre-Owned
- Specials
- Finance
- Insurance
- Service
- Parts
- Accessories
- About Us & Contact
198 Main North Road
Clare, SA, 5453
Telephone: (08) 8842 2177
Facsimile: (08) 8842 3283
Email: email@example.com
Monday to Friday : 08:00am - 5:30pm
Saturday : 09:00am - 11:30pm
Sunday : Closed
(08) 8842 2177
WSB Distributors is a well established and reputable Dealership specialising in Yamaha motorcycles and ATVs.
With a large range of offroad and farming bikes and accessories you can be assured to find what you are after when visiting.
Based at Clare and Jamestown in the Mid North of South Australia, we are a fully Australian owned and operated, third generation family business, with a professional team of fellow enthusiasts with years of combined experience. Be assured the sales person who serves you knows the product!
There doesn't appear to be any news for this topic! Please check back later.


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Osteoarthritis is the breakdown of articular cartilage in the joints, usually followed by chronic inflammation of the lining of the joint. Healthy cartilage serves as a cushion between the bones in a joint.
Find answers in our in-depth report on osteoarthritis:
In her own words: living with osteoarthritis
Learn about one woman's 42 year's of experience living with osteoarthritis.
Dietary supplements for osteoarthritis
Could dietary supplements such as glucosamine and chondroitin help you treat your osteoarthritis? Read here to find out.


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Weekly Wire: the Global Forum
These are some of the views and reports relevant to our readers that caught our attention this week.
'Many vested interests benefit from a lack of open government'
Public Leaders Network
"In the first of a series of interviews with speakers and attendees at the Open Government Partnership (OGP) summit 2013, we talk to Professor Jonathan Fox, of the school of international service, American University, Washington.
He will moderate a session in which the founding eight OGP countries will present their two-year national action plans as well as reflect on their first progress report from the OGP's independent reporting mechanism. The OGP was launched in 2011, and is aimed at making governments more transparent and accountable." READ MORE


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AUGUSTA, Ga. — Phil Mickelson has won his third Masters title, shooting a 5-under 67 to pull away for a three-stroke win over Lee Westwood.
Already a fan favorite and now the sentimental pick with his wife and mother battling breast cancer, Mickelson rolled in a 15-foot birdie putt at the signature 12th hole. He then managed a stunning shot off the pine straw and around a tree to set up another birdie at the next hole.
Lefty wrapped it up with yet another birdie at the 18th, then headed to the side of the green to hug wife Amy.
U.S. & World
With two holes left in a thrilling final round, Mickelson was at 15-under par and three shots ahead of 54-hole leader Lee Westwood and hard-charging Anthony Kim, who finished with a 7-under 65 that sent him to the clubhouse clinging to hope Mickelson would falter.
The other contenders were fading away, most notably Tiger Woods, who struggled all day with a shaky swing off the tee and never made a serious push for the lead.
His big highlight was holing out from the seventh fairway for an eagle, and he had another eagle at the 15th, but an inexplicable three-putt bogey from about 6 feet at the 14th likely doomed his chances. He was five strokes behind Mickelson.
Woods wasn't the only one to feel Augusta's bite. Fifty-year-old Fred Couples dumped a shot in the water at the 12th, leading a double-bogey that stifled his bid to become golf's oldest major champion. K.J. Choi looked steadier than anyone until two straight bogeys knocked him from a share of the lead to four shots behind.
Kim started the day seven shots behind before surging up the board, climbing within a shot of the lead with an eagle at 15 and a birdie at 16. After closing with two pars, all he could do was watch Mickelson finish out his round in the last group of the day.
Mickelson started with seven straight pars, his best chance at birdie knocked off line when his putt at the par-5 second struck a pollen pod that fluttered into the line of his ball just before he drew back his club. He didn't notice it until it was too late, and his ball actually hopped into the air and skidded wide of the cup.
Mickelson finally made a birdie at the par-5 eighth, then scrambled mightily to keep his score right where it was. He drove into the trees at both the ninth and 10th holes, but managed to get back in the fairway and pull off nifty wedge shots that set up short par putts.
The birdie at No. 12 — the same spot where he dumped a ball in the water to ruin his hopes a year ago — gave him the outright lead. Another errant drive at the next tee left him with a pine tree in his face. Instead of playing it safe, he swung hard and went right around it, the ball clearing the creek in front of the green and dropping down about 4 feet from the cup.
Mickelson squandered the chance to really give himself some breathing room, missing the eagle putt, but the birdie left him two shots clear of the field for the first time. The lead grew to three when he made a two-putt birdie at the 15th.
Three holes left. A three-shot lead. A third Masters title his to lose.
Choi was trying to give South Korea its second straight major championship. He was 4 under through 12 drama-free holes, pulling into a tie for the lead with Mickelson and looking poised to emulate Y.E. Yang, who rallied to beat Woods on the final day at last year's PGA Championship.
But Choi, after another perfect tee shot at 13, pulled his approach into a bunker left of the green and wound up taking bogey at a hole that most golfers count on to produce at least a birdie. Still rattled by that miscue, Choi bogeyed the next hole as well, allowing Mickelson to pull away.
Westwood started the final round with a one-stroke lead over Mickelson, but a three-putt bogey at No. 9 sent Lefty around the turn with his first outright lead of the tournament. The Englishman lost another crucial stroke to his playing partner when he missed a 4-foot birdie attempt at the 15th, after watching Mickelson tap in for his.
Kim was the hottest golfer on the course, rolling in back-to-back birdies at 13 and 14 before the eagle at 15th. When he knocked his ball over the water and rolled in another putt at 16, the place was rockin'. But he couldn't keep it going on the tough finishing holes, settling for pars that left him at 12-under 276 and gave Mickelson a bit of a comfort zone.
It looked as though the brash 24-year-old will have to wait a little longer for that first major title.
Ditto for Westwood, who has finished third in three major championships and appeared headed for a similar finish at Augusta National.
Couples finished with a 70 for a 279 total, quite a performance by the Champion Tour regular who wears tennis shoes with no socks to help him cope with back pain.
"I finished well and I had a great week," Couples said. "It was a lot of fun."
Nick Watney matched Kim with a 65 to finish at 280.


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Top 3 Domain Registrars in India (which I have used)
Internet has become a useful tool for any business or individual to get an online identity and presence. Recently India has seen a tremendous growth in online business and more & more business, corporate are setting up their website to provide better services to their clients; individuals also setting up blogs, their website to express their views and thoughts.
To setup an online presence the first thing you need is a domain name. Domain name is a string which defines the administrative autonomy, authority, or control of a person on the Internet. Once you have chosen the domain name for yourself you have to get it registered (if that domain is not yet registered). Back in the days, domains used to be really cheap, but there were hardly few companies which would offer coupon codes, later on Verisign increased prices and all of sudden buying new domains had become expensive, however, on a bright side almost all of domain registrars have started to offer discounts and run promotions throughout the year.
Going back to the topic, Domain Registrar is an organization which manages the reservation of domains on internet. Following are some important points which need to be considered while selecting a Domain Registrar
- Registrar should able to register domains of all Top Level Domains (TLDs) like .com, .org and Country-code Top Level Domains (CC-TLDs) like .in, .us, .co.in etc.
- Control Panel Features they provide and user friendliness.
- DNS Management options available.
- Domain security and Privacy Management.
- Domain Renewal process and payment gateways (Indian Banks).
- Registration and renewal offers.
In this post I am going to list down some top domain registrars for Indian users so they can register the domains in Indian Currency with local support.
1) Godaddy
One of the most well knew (for good and bad reasons) Domain registrars in the list. They have built the customer base with cheap domain registration and various offers they provide.
Recently they have launched Indian version of their site for Indian users with all the features they provide to the customers all over the world like Toll-Free numbers. The biggest advantage is that now Indian users can register domains with Godaddy in Indian Rupees (which eliminates the conversion rates issues). Every week Godaddy discount coupons for domain registration and hosting are sent to their register users.
2) BigRock
BigRock has gained a good popularity in India due to Television commercials and aggressive marketing on Internet. They provide a very easy to use and simple control panel to their client to manage domains. As BigRock is targeting Indian audience they run various offers time to time especially during festivals where you can avail huge discounts. Even they provide hosting which is an added advantage to the customers.
3) Znetlive
Znetlive is one of the oldest domain registrar/hosting provider in India. Earlier it was known as ZnetIndia. They too provide domains at very low costs and have very user friendly control panel to manage. I had some domain registered with them but later I have transferred them to Bigrock as I want to keep all my domains under one registrar. The only issue I faced them is even after I transferred the domain from them I was getting calls from their team to renew the domain as it's going to expire.
These are the three top domain registrars which I have chosen after searching and reviewing customers feedback about them.
Note: This is my personal ratings and views.


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"Big Brother" houseguest GinaMarie Zimmerman had a clear goal after being cast for the latest edition of the CBS reality show, which isolates several contestants from the outside world for an entire summer. Asked what she would do if the series made her famous, she replied, "I would use my personality and popularity to be in the spotlight and make me a household name."
As the reality series wraps up its 15th season Wednesday, Zimmerman may realize part of her dream, but not in the way she may have imagined. She's the last woman standing, one of three finalists from a field of 16 contestants, vying for a $500,000 grand prize to be awarded at the end of the 90-minute live finale.
If she claims the money, the beauty pageant coordinator from Staten Island will certainly need it. The 32-year-old, unbeknown to her since she's still in isolation, has lost her job for racially inflammatory remarks made on the show.
Zimmerman, who is white, made a number of controversial comments on the show. Among many other insensitive remarks, she used the N-word in describing welfare as insurance for black people.
Even though CBS Corp. Chief Executive Leslie Moonves has called the statements by her and another "Big Brother" contestant, Aaryn Gries, "appalling," if Zimmerman is voted the winner by a jury of her ousted housemates it will be an awkward moment for the network.
"I'm sure the show wanted to have people just being themselves, but I'm also sure they didn't want those people making racist remarks," said J. Fred MacDonald, a media historian who has studied the portrayal of African Americans on television. "It does kind of give CBS a black eye."
Added Robert J. Thompson, professor of television and popular culture at Syracuse University: "If she wins, she wouldn't be the first person who's not exactly a role model to be victorious in a reality show. These shows are not looking for models of good behavior. This show is a chemistry experiment, and it's cast to create explosions. But they probably didn't want it to be so over-the-top."
The controversy hasn't hurt the show's ratings. As in previous summers, "Big Brother" was a reliable ratings performer for CBS, pulling in an average weekly audience of 7.2 million viewers.
Producers of "Big Brother" realize the season's possible outcome may not sit well with some viewers. While emphasizing that they don't condone the behavior of Zimmerman and Gries, the show's executives maintain they have been responsible in presenting the controversy.
One of Zimmerman's most damaging moments came during a confrontation between Gries and an African American contestant, Candice Stewart. During the fight, Gries flipped over Stewart's mattress and began taunting her, using an insulting stereotypical accent. When the argument escalated further, Zimmerman rushed to Gries' defense, got in Stewart's face, and dared her to say something. "You want the black to come out?" Zimmerman said in a challenging tone.
"What happened this season is unfortunate, but at its heart, this show is a daring social experiment," said Allison Grodner, an executive producer who has been with the series since its second season. "It's real and raw, and it's not always pretty."
As for the intense media coverage of the show this summer, Grodner said, "We would have rather not had those headlines."
Gries and Stewart will be on the jury, which has been sequestered in another location and will have no idea of the public fallout from this season's edition until it is debriefed after the broadcast. The other two finalists are Andrew Herren, a professor, and Spencer Clawson, a railroad conductor.
"The winner is determined by their peers," said Grodner. "They will be voting on the experience with GinaMarie inside the house, and not on the impact outside the house. The jury doesn't have the perspective that viewers have."
As in previous editions of "Big Brother," the houseguests this season entered a custom-made residence equipped with cameras in every room.
They have no privacy — their every move is monitored 24-hours a day by a webcam — and they are not allowed any information or communication from the outside. The goal is to stay in the house the longest.
Asked how the furor over "Big Brother" might affect future editions, Grodner said the show always strives to have a racially diverse cast, and "we look for the best people."
As for whether potential participants would be asked about their racial views, she said that though it may be part of the interview process, "people are always on their best behavior. It's not like we're looking for those kinds of contestants."
'Big Brother'
Where: CBS
When: 9:30 p.m. Wednesday
Latest Entertainment
Rating: Not rated


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Clerks premiered at the Sundance Film Festival 26 years ago, so we asked Kevin Smith 26 questions about the festival.
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This photo image has appeared on various websites.
The large lens at the left is the 1st Order Cape Charles lens. The large lens at the left was the 2nd Order Minots Ledge lens. Both of these were Mahan System design that displayed numeric flash patterns, 1-4-3 for Minots and 5-4 for Cape Charles. The largest lens in the center is a Hyper-Radiant lens that was intended for Ponce De Leon but instead installed at Makapuu. The circular lens in the center is the 60 inch diameter lens for Waackanck Range light. Behind and to the left of the Minots lens is a lightship lamp assembly. The small lens in front of the Cape Charles lens 4th Order with occulating chimney assembly. The model at the left is Fowey Rocks and at the right is Minots. The small lens in the center is a 4th Order revolving.
In the French exhibit was the 9 foot diameter bivalve lens that later was purchased and installed at Navesink South.


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Q: How are algae able to grow in the winter when everything else is dormant?
Patrick – Vandalia, IL
A: Algae can be tough little buggers. An estimated 72,500 algal species exist worldwide, and some of them can thrive in inhospitable conditions, including areas with ice and snow. With a handful of nutrients and a little bit of light, they're able to grow – even in the 39 degree water under the ice in your lake.
But if your lake's water is clean and clear during the spring and summer, how can it explode with algae in the winter?
Food Aplenty
Algae feed on byproducts of decomposing organic debris, like phosphorous and nitrogen, in the water. During the warmer months, natural bacteria would typically break down these nutrients, leaving little food for the organisms. But in the cooler months, those bacteria go dormant. That means the algae enjoy a feast – and a population explosion.
If you keep a hole in your lake's ice, you can help control the nutrient density with a product like Pond Logic® EcoBoost™. This bacteria enhancer, which has no temperature restrictions, binds suspended organics while providing trace minerals to fish. Simply mix it with water and pour it into the lake.
Let There Be Light
Algae also require sunlight to thrive – but not much. Even through a clear, solid sheet of ice, algae can get enough light to use for photosynthesis. When that light is impeded, however, the algae won't grow as quickly.
A layer of thick snow cover is Mother Nature's way of preventing light from penetrating the water, but you can also use pond dye, to block those rays. The blue or black dye comes water soluble packets that are simple to use: Just toss two packets per acre into the lake, and the shade will inhibit algae growth.
Algae's Benefits
Believe it or not, algae growth in the winter does have its benefits. It helps to filter the water, and on warmer days it's a great snack for your fish. Plus, when the algae photosynthesize, they give off oxygen as a byproduct – which is then available for your fish (and other aquatic critters) to breathe.
Don't worry: The algae won't take over your pond like it does in the summer. It can grow, but the cold temperatures aren't ideal for explosive outbreaks. If you're concerned, however, try some EcoBoost and Pond Dye. They're safe for your fish, and they'll keep that algae under control until spring.
Pond Talk: Have you seen algae growing beneath the ice in your pond or lake?
Filed under: Algae Control, Pond & Lake, Pond Dye | Tagged: algae, algae bloom, Algae Control, pond dye, pond dye packets, pond shade, winter algae |


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I thought since there was a review of HETRA from a parent's perspective I would add one from a volunteer/student. I have been volunteering for several years now. I have always loved kids and horses so putting the two together has been perfect for me. HETRA has been not only a great way for me to give to the community, but a fun way to exercise along with so many other benefits I can't name them all. Volunteering at HETRA has been therapy for me as I know it has been for so many other volunteers too! I will never forget the times I have been having a horrible day and I get to the barn and within minutes literallyl I have forgotten about it and am just plain happy. Growing up with special needs of my own this was one place that I felt I could be open and not be judged or limited. In fact I think it has given me a special insight to a small piece of what some of the students and their families are going through. I can't say how many friends I have made through going to the barn. HETRA has been such a big part of my life and I don't plan to change that any time soon. In fact HETRA has been a big reason for me to try to find a job close by. Others have told me there are other therapeutic riding places around which is true, but I know it wouldn't be the same. I can't say thank you enough to those at HETRA who have taught me along the way about riding, horses, people, and life!
HETRA instructors, volunteers, and the generous donors, you complete our lives. You give our children joy, confidence and the feeling of control. My daughter and I cannot imagine life without you. My daughter has been involved with therapeutic riding for over 18 years. When we relocated back home to Omaha in 1999 we were fortunate to find HETRA. Skippy and Lady were two of the first horses my daughter rode and a bond was immediately formed. She then rode Rowdy, Lucky and Rodie just to name a few. The relationship that she and Skippy have cannot be described in words. Only seeing the two together would one truly understand. In simple terms, Skippy is the love of her life! Over the past 11 years I believe she has riden every session only missing due to bad weather or illness.
So with that being said, the heart of this program comes from the therapy horses. Hundreds and hundreds of hours go into training before they are even ready to perform their duties. With so much heart and compassion that comes from these gentle giants, that put out the muscle that give our children the freedom to soar. Their strong bodies that move smoothly around the arena giving the student the independence and feeling of control for that moment in time when they are on their horse.
My daughter faces many challenges on a daily basis, but has the attitude and desire to live life to its fullest. For those of you that know my family I hope she has touched your life as much as all of you have touched ours. Please know from the bottom of my heart how much we appreciate HETRA for all they have given to our children. There's never a doubt that each and every one of the staff and volunteers love what they are doing and it shows through their commitment and compassion of what this whole program is about. It's always about the students, from the comfortable atmosphere, to the goals that are set and the concern for each individual in the program.
HETRA has been a time for her to bust out of the confines of her chair and be her soccer, her softball, her tennis, her golf, her aerobics, an activity she can do that gives her freedom, all the while the gentle horse being her guide and support. A time of achievement, winning, striving and conquering. She can do it all, but not without the assistance of the therapy horses and the supporters.
Review from Guidestar


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10 April 2017
Interest.co.nz: Financial advisory and auditing firm PwC says New Zealand financial services firms are too focused on start-ups and not focused enough on themselves and existing competitors when it comes to potential for technological disruption. More>
8 March 2017
Goodreturns: DLA Piper senior associate Geoff Ward-Marshall says his firm's clients are already looking at how their roboadvice offerings will take shape in the new legislative environment. More>
18 January 2017
A Sydney-based robo adviser set up by Vanguard Australia founder Jeremy Duffield and a former Westpac executive plans to raise up to $6 million to roll out its platform to some of Australia's largest profit-for-member funds. AFR. More>
13 January 2017
The founder of a leading robo-adviser platform acknowledges: "Advisors who add value are extremely safe." More>
11 January 2017
FinancialPlanning.com: As firms and advisers look to adopt and market automated digital advice services, it's important that they understand who the potential early adopters are. More>
12 December 2016
Next year's revamp of the Financial Advisers Act which will legalise the use of robo-advice in New Zealand's financial sector can't come soon enough for one young Wellington entrepreneur. Goodreturns.co.nz. More>
25 November 2016
Advice businesses are being told it should now be much cheaper and easier to set up roboadvice platforms - and soon a good robo offering will be expected by clients. Goodreturns.co.nz. More>
31 October 2016
Massey University's Michael Naylor says financial and wealth advisers are currently under-estimating the potential impact of artificial intelligence (AI) systems. He believes that the rapid development of artificial intelligence would help the industry to become more sophisticated, down to "talking head" avatar software programmes dealing with customers face-to-face. Goodreturns.co.nz. More>
31 October 2016
MyValocity reports that the RBNZ's LVR restrictions are biting especially on investors, along with low listing levels. But FHBs are doing more deals in Auckland. Interest.co.nz/MyValocity. More>
31 October 2016
Is it fair that migrants can qualify for the pension, courtesy of New Zealand taxpayers, after just 10 years in the country? Across the OECD, the average length of residency required to get a pension is 26 years. Stuff.co.nz. More>


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It can't be easy for Defense Department managers these days. Everything is in flux as the Pentagon tries to figure out multi-year timelines for everything from the size of the forces to how to get clean financial audits for the armed services. But there's one quandary that the leadership is trying too hard to solve on its own.
I'm talking about rules, or more precisely, the lack of rules to detect and prevent counterfeit electronic parts from entering the DOD supply chain as required by Section 818 of the Defense Authorization Act of 2012. Yep, even though we're deep into fiscal 2014, the Defense acquisition authorities still haven't issued the required implementing rules.
DOD is supposed to define "counterfeit," and "suspect counterfeit"; institute a risk-based approach to minimizing the impact of bad parts; and establish remediation and sanctioning processes for suppliers who sell counterfeit parts. The necessary DFARS were to have been written, commented on, and finalized more than a year and a half ago.
Equally important is Section 818's call to establish criteria for trusted supplier standards that would apply to contractors, subcontractors, and everyone to the outer reaches of the government supply chain. It specifically references "established industry standards" for processes for identifying trusted suppliers.
At a meeting with industry in late March, officials promised a long-awaited rule to change the purchasing systems of prime contractors with cost accounting systems. The trouble is, the promised 181-page rule won't cover the typical suppliers of the riskiest electronic components. For that, a second rule is in process to define how suppliers of such items are to be trusted. Based on all the comments from all the different perspectives, it looks like this could take a while.
Sadly, it doesn't need to be this way. You can find long-established industry best practices for risk-based management in the acquisition of parts no longer available from OEMs or their authorized distributors. Airlines, for one, figured out this problem decades ago when they faced an onslaught of phony mil-spec connectors and more recently in the 1990's when they dealt with bogus electronic parts.
In my opinion, the best practices for independent suppliers are enshrined in Society of Automotive Engineers (SAE) standard AS6081. The latest revision is fairly new -- November 2012. A whole ecosystem of suppliers, certifiers and training exists around AS6081. How come DOD doesn't simply reference this standard in its rulemaking and be done with it?
I suspect the quandary stems from a zero-tolerance tone in the statute combined with DOD's desire to accommodate as many suppliers as possible. So what will constitute trust? Will it be the rigor of the trusted foundry certifications required of the Defense Microelectronics Activity (DMEA)?
Or will "Trusted Supplier" become a legal gotcha for suppliers who are forced to compete on price in the absence of risk-based requirements and industry-grade standards and certifications?
"There are no 100 percent guarantees, but you have to start somewhere," says Travis Thoman of Secure Components, an independent distributor. "If a buyer is asked to procure a part no longer available from the Original Component Manufacturer (OCM) or their authorized distributors, he or she is forced into the secondary market. This is where repair parts come from. This is where the risk is and this is where DOD contractors are asked to buy parts based on a part number for the lowest price."
It would be easy for DOD to hold suppliers to the highest standards and certifications. But for the schema to be risk-based, buyers must bear half the burden. How deeply a part needs to be tested depends on whether it'll be used to fix an officers club pinball machine or a seat ejection circuit on a fighter jet. No one but the buyer should define the level of assurance required to make a part technically acceptable. DOD needs to pick an applicable industry standard and train to it. Those in industry who can't step up will not be trusted.
Here's a company blog on the AS6081 standard and how it helps organizations avoid buying counterfeit parts--especially those that are no longer available from OEM/OCM-authorized sources. This all seems very straightforward to me and I'm hoping DOD will be able to thread the needle on this rulemaking soon.
Way back in the summer of 2011, Congress estimated that more than 1 million parts in the government supply chain were counterfeit.
Experts say the threat continues to grow. Meanwhile the word count of proposed rules climbs, and the months go by.
About the Author
Steve Charles is a co-founder of immixGroup, which helps technology companies do business with government. He is a frequent speaker and lecturer on technology and the federal procurement process. He can be reached at email@example.com or connect with him on LinkedIn at www.linkedin.com/in/stcharles.
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I wish the DOD would compile a list of us Trusted Suppliers so that fair competition can be opened back up. We have missed many opportunities by being cut off of approved vendor lists...only because the larger OEMs are only putting a few on their lists. If the DOD would trust IDEA members or make a governing body for us all to register to...then fair competition can open back up...among TRUSTED SUPPLIERS...like us..Defense Suppliers of Electronic Components.
While AS6081 does exist, one has to be very careful when talking about the standard without declaring to what level of testing within AS6081 is being done. Too often, only the visual (level A) inspections are being done. Too often, we have people talking about Authenticity as though it is Reliability and they are not the same. The Level A visual testing of AS6081 tells you absolutely nothing about the Reliability of the part. It's never has easy as just spouting off a standard and training to it. DoD needs to adopt the language of the semiconductor industry (Authorized) while leaving the Trusted title to those in the DMEA program.
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by Jody Kessler
LaSalle started its quest for a third championship in four years Wednesday night beating St. Joseph Prep easily 5-0 at the Hatfield Ice Center in Colmar.
The wins sends them on to face Father Judge today in the semifinals of the AAA Flyers Cup. LaSalle is the number-one seed.
Judge may be tough — LaSalle lost to them the last time they played. But if Wednesday's effort is any indication Judge could be in trouble. Despite giving up six penalties and not getting any power plays of their own, the Explorers completely dominated the game. In fact, two of the goals came off St. Joe power plays.
La Salleoutshot the Hawks 48-18. Just as in the regular season game when LaSalle beat St. Joe 3-0 Hawk goalie Paul Sjostrom kept them in the game, as LaSalle had multiple scoring opportunities. They dominated possession on the way to the quarterfinal win.
St. Joseph's had chances early, getting a couple of good shots on net, but LaSalle quickly wore them down and kept the puck for long periods of time.
Just seconds after killing a St. Joe power play the Explorers got their first goal when C.J. Dunton scored on a rebound off of a D.J. DeBrakeleer shot. It came at the 4:35 mark of the first period and was the only goal of the period.
Nick DeSimone played well all night for LaSalle, earning the shutout. St. Joe's ended the period on the power play.
Even though it was the Hawks on the poweplay to start the second, it was the Explorers who would score. Matt Williams and Neil Laessing executed a two-on-one perfectly, Laessing slamming it above Sjostrom's blocker. The goal came with 13:52 on the clock.
They got another with 4:07 left in the period, DeBrakeleer scoring, Thomas Jaquay getting the assist. They got two more goals in the third period. Nick Popoff collected a rebound and went to the backhand, dragging the puck around Sjostrom and in the net. Then Ron Greco got the icing on the cake, pulling up and banging one past Sjostrom.
St. Joe got more power plays, including a 5 on 3, but could never score. LaSalle was just in position all day long.
"Could have been a lot different if some of their shots went in early," LaSalle coach Wally Muehlbronner said, "We're still relatively a young tem, [but] we're a little bit deeper than they are. They have one pretty solid line that was able to get some good scoring opportunities. Once we got our lines rolling with good speed getting pucks deep we established our game. We have good speed which meant good penalty killing. Nick made the saves he had to. Judge beat us the last time so we're going to be up for it."
LaSalle is now 21-5-2. St. Joe's dropped to 10-16-1.


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A 17-year-old North Texas high school senior was killed Thursday when she crashed her car while texting, police said.
The accident happened at about 3 p.m. on West Exchange Parkway near Trinidad Lane in Allen.
Emily Stambaugh died when her car veered off the road, hit the curb and then struck a rock wall, Sgt. Jon Felty said. No other cars were involved in the crash.
The latest news from around North Texas.
"I just want everyone to know what a great person she was," said Stambaugh's boyfriend Brandon Moring. "She was an outgoing, bubbly person. She always knew how to make you laugh, smile, just everything."
Felty said the early results of the investigation show she was distracted by using her cellphone.
"It certainly appears she was texting with (her) boyfriend and sister at the time the accident occured," he said.
The lesson is simple, Felty said.
"Don't text and drive," he said.
Moring said he preferred to talk about her and not the circumstances of the crash.
The accident couldn't have come at a worse time for the Stambaugh family.
Stambaugh recently tweeted that her father was in the hospital awaiting a heart transplant.
Allen High School's football team played Plano High School on Friday night, and friends wore white to honor her.
"I think the biggest lesson all teenagers can take from this is to show us how fragile life really is," said Allen senior Tracey Brannon, 17. "It was one of my friends who died, so it's really hard right now."


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I would say:"Class Rank: 27 out of 100 (Top 27%)"
Quote from: xferlawstudent on January 22, 2008, 02:41:01 PMI would say:"Class Rank: 27 out of 100 (Top 27%)"Wouldn't it be better to put the real rank? ... unless that is. Like mine is 35/117 (top 29%) as opposed to adjusting it to "out of 100"
lol,ty guy/gals.So just to be clear...Class Rank: Top 26% (34/133)I think my math is on...
Quote from: afer1500 on January 22, 2008, 02:55:13 PMlol,ty guy/gals.So just to be clear...Class Rank: Top 26% (34/133)I think my math is on...Be aware of your school's requirement re: grade and rank reporting too. For instance, my school gives individual rankings only for the top 10% of the class, and then tells people if they're in the top 20%, 25%, 33% (I think), 50%, 75%, etc. You aren't allowed to "compute" your own percentile, and if you do, it's a violation of the honor code (they don't want people making math mistakes or fudging numbers).So I'd just double check that it's ok to even do your own math before you put it on your resume.Also, because you're not in the top 25%, I'd just put 34/133, which seems much more impressive than 26%. That's entirely just my opinion though.


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Favorite Freebies: Thanksgiving and Black Friday Edition!
Love getting free stuff? So do we. Bookmark this page to keep an eye on our running list of our favorite food freebies, free apps, free magazines, free samples and more.
If you're new to requesting freebies, we recommend creating a separate e-mail address to use specifically for freebies, otherwise you'll be filling up your inbox pretty quickly. Additionally, please note that restaurant freebies are available only at participating locations. Happy Black Friday!
Thanksgiving and Black Friday Freebies:
The best of the best. The cream of the crop. These are the best freebies available this week.
- JCPenney: Free Disney Snow Globe (11/27 at 3pm, while supplies last)
- Kohl's: 2 free Star Wars movie tickets (11/26, first 100 customers)
- Cost Plus World Market: A different free Downton Abbey Teacup in a Gift Box every day (in-store only, first 100 customers each day, 11/27-11/29)
- Mills Fleet Farm: Free Plush Pillow Hedgehog (11/27, first 500 customers)
- PetSmart: Free Paw Print Ornament and Movie Rental (11/27)
- Petco: Free Max Antler for dogs or Grinch Headpiece for Cats (11/27, purchase required, while supplies last)
- Cabela's: Free binoculars, smoker, cooler, or Gift Cards worth up to $100 (11/27, first 600 customers)
- Sam's Club: Free Breakfast (11/27, 7am-11:30am)
- Bass Pro Shops: Free 4x6 photo with Santa (11/27)
- Kmart: Free Black Friday Goodie Bag (11/26, first 100 customers)
- Half Price Books: Free tote bag and $5 Gift Card (in-store only, first 100 customers, 11/27)
- Fred Meyer: Free coffee and doughnuts (11/27)
- Gander Mountain: Free Giveaway or up to 50% off your purchase (11/27, first 100 customers)
Free Black Friday Gift Cards and Coupons
- JCPenney: Free coupon worth from $10 up to $100 off (11/26)
- Stage Stores: Free Gift Card Card worth up to $100 (11/26, first 75 customers)
- Michaels: Free Gift Card worth up to $20 (11/27, first 21 customers)
- Belk: Free Gift Card worth from $5 up to $1,000 (11/26, first 250 customers)
- Sports Authority: Free $15 Cash Card (11/26, first 80 customers)
- Bon-Ton Stores: Free Gift Card worth from $5 up to $500 (11/26, first 200 customers)
Also Found This Week:
- Arby's: Free Roast Beef Classic with Drink Purchase with Email Signup
- Carl's Jr.: Free Small Papaya Green Sweetened Iced Tea with Printable Coupon (exp. 11/30)
- GoPicnic: Free Red Pepper Hummus & Pita Chips Lunch Meal with Survey Completion
Ongoing Favorites
- Amazon Underground: Truly Free Apps
- Amazon: Current Free Album Downloads
- Amazon: Current Free MP3 Singles
- Amazon: Free App of the Day
- Amazon: Free 6-month Amazon Prime trial membership for Students (requires a valid .edu email)
- Bank of America: Free Admission at Select Museums for BoA Customers (1st weekend every month)
- Comixology: Free Digital Comic Books including Spiderman, Batman, and More
- Factory Tours: Find Free Factory Tours in Your State
- Google Play: Current Free Music Offers
- Hotel Tonight: $25 off your 1st Night with code BDEALS
- Leanne Brown: Free Downloadable Cookbook: "Good and Cheap - Eat Well on $4/Day"
- MLB.tv: Free Game of the Day
- National Parks: Free Admission for 4th graders and their families (through end of 2015-2016 school year)
- National Parks: List of Free Entrance Days
- Target: New Free Samples Posted Regularly
- Uber: $20 off your First Ride with code uberbrads
Even More Freebie Resources
- 110+ Restaurants That Offer Free Birthday Food!
- 28 Places to Watch Movies Online for Free (+3 Netflix Alternatives You May Already Pay For)
- 15 Classic Books You Can Get for Free Online
- 6 Overlooked Ways to Get a High-Quality College Education (for Free!
Did you find any freebies this week that aren't on our list? Let us know in the comments!


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Violence Mars Manchester Soccer Derby
Manchester United's Rio Ferdinand left the pitch with blood pouring from his face following an English Premier League match with their Manchester City rivals. WSJ's Joshua Robinson watched Man United win an action-packed game in injury time. Photo: AP
This transcript has been automatically generated and may not be 100% accurate.
I the the ... he's the states with blood pouring from one of his eyes ... elements that all the places in this football ... Into controversy aam ... it's also Rawlinson is joining me he wants to game ... seven was hit by calling them ... will ... mention that it has just won the game in the ninety second minute with a dramatic free kick and ... firm and when silver TV in front of them and the city for ... someone to use coating them ... we'll leave that up to that but ... but ... but it's also said the pilot Wayne Rooney was the ... way aam you had placed often useful to the ones the ones that the game as well yet earlier on he was taking a corner kick and ... reported to Match official that you've been hit by ... flying objects ... the city was a pretty interesting game ... they lay off a ... high pressure ... of Madison acted against Leicester City ... we know that all is not exactly the friendliest of games but this one didn't seem to erupt rather into ... something that Tom you know ... a lot of people complain about ... well early on he didn't seem fairly well behaved actually was late in the ... lead in the game to become a little bit fractious and ... I've just seen report that there were nine arrests related to the game ... so what the significance of the game itself I mean why was it so important to mention United in the city or both of the top the table this isn't a game with real title and patients manage the city ... is sort of a noisy neighbor that wanted to hear the title last year the ... winning writer believes is their birthright for listing fixes as a result of all this is about talk about the next round of pics ... to basically protective whereas I mean is it like it looks such extreme ... its own like winning the bath and time soon but this is this is come up before and actually Barcelona one-time had these next ... and just last year


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At Hidden Gems, we don't advocate greed. But we also know you're not averse to becoming financially independent, and this article will show you a road map to becoming a millionaire.
Our search for the best small companies in the world is about both financial reward and investment mastery. Through the first 22 months of the service, Tom and our guest analysts have generated cumulative gains of 27% vs. S&P 500 returns of 6%. While that margin of victory isn't sustainable, we're strong in our belief that market outperformance in thoroughly researched small- and micro-cap stocks is the most efficient way for individual investors to make millions and to master business and investing.
These stocks are truly neglected by the large institutional investors that own the vast majority of the S&P 500. And that's good news for us.
The aim of Hidden Gems is to explain to our members each month precisely how to orchestrate that success and exactly what sorts of companies to own. If you haven't researched a small business like CantelIndustries
In our opinion, it all starts by being a patient, long-term owner of high-quality, low-profile small companies. Every one of those qualifications counts:
- patient
- long-term
- owner of
- high-quality
- low-profile
- small companies
Tap those ruby red slippers and say that 10 times quickly.
As you master these precepts with us, some of you will earn millionaire status in as little as 12 years. For others, it may take 25 or 30. What's important, though, is that you mix a formula for non-temporary success. We're here to help you make that happen.
Learn from Shelby Davis' dynasty
Our dual roles are to teach you the principles and then do the heavy research lifting for you. We want to relieve you of the necessity of sorting through the more than 6,700 small-cap stocks trading on the U.S. stock markets to find the very best. Companies such as Yum! Brands
But finding the greatest small companies is only half the battle.
The other half is captured beautifully in the investment career of Shelby Davis Sr., featured in John Rothchild's book The Davis Dynasty. Davis formed a philosophy that helped him turn a $50,000 account into $900 million over his lifetime. How? By constantly buying new stocks and rarely selling any. For example, he bought into AonCorporation
That's your commitment -- to save and invest perpetually. Our commitment in Hidden Gems is to try to earn you something on the order of 15% yearly returns (with very low transaction costs and most taxes deferred for a minimum of three to five years). What follows are examples of how Hidden Gems can help four different investors, of different ages and financial means, and earning different levels of income, to make a million bucks. Chances are, one of these will be right for you.
Scenario 1: Start with $350 and add $350 in new savings each month. Do so for 25 years. You will end up with $1 million.
So you're fresh out of college and just starting your first job as a cubicle vassal in the big city? Dreams of millionairedom seem as "pipe" to you as the canned air you breathe Monday through Friday. But never fear, young capitalist. Take your present savings, what's left from Grandma's graduation gift, and every month put away just 17.5% of your monthly $2,000 paycheck. In 25 years -- and my, how they'll fly -- you'll be able to afford that house on the hill.
Hint: If you're unable to find an online broker that will let you open an account with your initial stake, Sharebuilder.com offers an innovative way to get the ball rolling with small sums of money. Then, once you've crossed the $5,000 threshold, you can move to a deep discount broker, for example, Ameritrade's Izone service, or JPMorgan's BrownCo, both of which offer Internet trading for as little as $5.
Scenario 2: Start with $30,000. Add $350 per month for 20 years.
Thirty thousand dollars is a great place to start. You can slash five years off your timeline while investing no more every month than our recent college graduate. Just think: You put $350 a month into your retirement fund, and you'll likely be a millionaire long before you've even paid off that mortgage.
Scenario 3: Start with $100,000. Add $225 per month for 15 years.
Now we're talking. You're already 10% of the way to millionairehood, my friend. Just 90% to go and you're set. How to do it? If you've managed to save up $100,000 already, putting away an extra $225 a month for the next 15 years should be a piece of cake. No pain, all gain. Shave five years off the 20-year plan because of your present circumstance. You're there in 15 years.
Scenario 4: Start with $150,000. Add $500 per month for 12 years.
What?! You've already got $150,000 stashed away at Washington Mutual
The goal of Hidden Gems is simple: to encourage our members to save money each month and to help them achieve market-beating returns on their savings. We've based each of the above scenarios on a belief that we can earn about 15.5% per annum over long periods of time.
Now, you may have heard that the stock market averages 10% annual returns, and perhaps you think that 15.5% goal is pretty aggressive. And it is. We're confident of our abilities. But, heck, let's assume we're wrong and that after a few geopolitical calamities, we've earned you only 10% yearly returns in Hidden Gems. Well, by regularly saving and investing, you'll still be a long way toward a million bucks.
The key, as we see it, is to gain complete financial independence and investment mastery by methodically saving and perpetually investing, by taking long-term ownership in sound small companies at attractive prices, and by rarely selling.
So do you want to become a millionaire or don't you? Take a gander atHidden Gems for one month -- for free. If you like the service, sign on for a year or two, or for life. If not, cancel with no obligation. It's as simple, and as easy, as that.
This article was originally published on Dec. 1, 2004. It has been updated.
Motley Fool co-founder Tom Gardner owns shares of Intel. Fool contributor Rich Smith does not own any companies mentioned in this article. The Motley Fool has a disclosure policy.


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"Jay Deutsch: Phoenix, AZ" - Marketing guru and self-made millionaire Jay Deutsch - Chief Executive Officer and Co-Founder of BDA - leaves his life in the Pacific Northwest to travel to Phoenix, Arizona in search of people and organizations in need. Deutsch is participating in "Secret Millionaire" in honor of Susan Brockert, a friend and longtime BDA employee who was murdered by her boyfriend during a company retreat. While in Phoenix, he encounters many grass-roots organizations, including Cup O' Karma, a non-profit that supports victims of domestic violence, Heart For The City, an after-school program that teaches young boys not only the fundamentals of football, but life lessons with a mission rooted in education, and A Stepping Stone Foundation, a community-based organization providing educational programs for both children and their parents. After spending a week in Phoenix, Deutsch shares the surprise of a lifetime with these philanthropic organizations, on "Secret Millionaire," SUNDAY, AUGUST 11 (8:00-9:00 p.m., ET) on the ABC Television Network.
Jay Deutsch is the CEO of BDA (BDAinc.com) and co-founded the company with his best friend, Eric Bensussen, in 1984. Their mission is to help Fortune 500 companies and sports leagues successfully engage consumers and fans through the medium of branded merchandise. In the years since starting BDA, Deutsch has pioneered the concept of a Merchandise Agency�, growing BDA into a global organization of more than 500 associates dedicated to bringing world-class creativity, brand expertise, supply chain logistics and fanatical commitment to client services, all under one roof. BDA also operates three retail brands in the video game and mobile lifestyle accessories industries: PowerA, MOGA and MUNITIO.
Based on the hit UK series of the same name, each episode of "Secret Millionaire" follows one of America's most successful business people for one week as they leave behind their lavish lifestyles, sprawling mansions and luxury jets, conceal their true identities, and go to live and volunteer in some of the most impoverished and dangerous neighborhoods in the country. Their mission is to discover deserving individuals who continually sacrifice everything to help those in need, and ultimately encourage others to do the same. Throughout this incredible, life-changing experience, the Secret Millionaires attempt to remain undiscovered, coming face to face with extraordinary people battling the odds every day of their lives. On the final day, in an emotional and dramatic climax, they reveal their true identities. Ultimately, the millionaires each give away a great deal of their own money, changing lives forever and encouraging others to keep giving back.
Narrated by Blair Underwood, "Secret Millionaire" is executive-produced by Leslie Garvin. The series is a Zodiak USA Production. Zodiak USA's other credits include "Celebrity Wife Swap" for ABC as well as "Hardcore Pawn," "Lizard Lick Towing" and "Killer Karaoke" for tru TV.
"Secret Millionaire" is broadcast in 720 Progressive (720P), ABC's selected HDTV format with a 5.1 channel surround sound. This program carries a TV-PG parental guideline.


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Renzo Piano addition at Kimbell Art Museum review: Complementing a master
Louis Kahn built a temple for seeing art. Renzo Piano's new addition is a temple for showing it.
The Kimbell Art Museum is a stout masterpiece of 20th century design, but architect Louis Kahn made one big mistake with the refined bunker he created back in 1972. He put the parking lot toward the rear and assumed visitors would stroll around the place to the formal entrance in front.
Well, not in Fort Worth, Louis. For four decades, folks have entered one of mankind's modern, concrete marvels through its humble back door. Texas is as Texas drives.
Of all the good things accomplished by the venerable museum's soon-to-open expansion, correcting this overestimation of pedestrian pluck might be the most valuable. The new, $135 million addition, with its reconfigured garage, delivers guests to the intended point of arrival. Even people who've been there a thousand times will find Kahn, and the Kimbell overall, fully resurrected.
That's not the only gesture of kindness architect Renzo Piano bestowed on the treasure, adding 101,000 square feet and upping exhibition space more than 50 percent. He tread lightly, reverently, and created an updated, 21st century masterpiece worthy of its inspiration.


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Introducing the High Five: A look at our most-clicked items for May
Today we introduce a new feature: the High Five.
We'll recap the five PolitiFact Wisconsin items that received the most page-views at PolitiFact Wisconsin during the previous month.
In May, they included a one drink maximum; a girl, an injured woodpecker and the FBI; repeated hand-washing and a memorable Clinton vs. Johnson moment.