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We appreciate that every business and project is unique, that's why we tailor our support packages to suit your requirements. And it's all delivered by our Trained Specialists which offer a full end-to-end service.
Tailored IT Support packages to suit your business requirements. Your entire IT infrastructure looked after by one point of contact. Whether you require PC & Mac Support, Server Maintenance or Backup Services. We can deliver.
Data storage solutions bespoke to your requirements. Stored either in the cloud or on premise. All backed up and protected up by our expert security systems ensuring your all-important data is never compromised.
Exceptional web and app design with your users in mind. From conceptualization and building, right through to hosting and domain names. We have the bespoke package for you. Tailored to your exact requirements.
Disaster recovery is there to ensure your business operations are not at risk from things like cyberattacks, equipment failures, or natural disasters. Disaster Recovery means your business will be able to function, no matter what the circumstance. Why leave things to chance?
BOX allows businesses of all sizes to share and securely store content online. Built specifically for businesses, it's a highly secure app that allows you to see, track and control all your documents, all the time on any device & virtually anywhere.
Get the most up-to-date Office applications on demand with easy-access, on any internet-connected device. So the latest software, business-grade email, diary management, document sharing, all with no hidden costs.
MaaS360 is an easy-to-use mobile device management (MDM) platform that gives you a powerful suite of tools to handle the management and security of all of your mobile devices – all from one single screen.
McAfee has comprehensive cyber security solutions. Secure your computers, endpoints, network and cloud from viruses, malware and other security threats.
Creative England has contracted with Uplands for the past 6 years. From the first day we were given a dedicated Account Manager for our contract with 02. Janine Gudgeon and her colleagues at Uplands have impeccable customer service skills. Every email comes with an immediate response and Uplands always provide a solution to any issues. Having the facility to manage our mobile account, without relentless calls to 02 call centres, really does make the world of difference to the smooth operations of Creative England. In my opinion, Uplands fully deserve an award for their customer service and I would strongly recommend them to any company.
We would like to take this opportunity to say the level of customer service received from Uplands Mobiles Ltd over the many years we have dealt with the Company has been second to none. Just recently we had an issue and despite it being with a PAYG handset and not a contract phone we received very prompt help and advice which resolved the problem.
We are a dynamic and expanding company, therefore we chose to partner with Uplands for our mobile communications. They take the time to truly understand our business. The result of this is a flexible and scalable solution, that grows with our business, and a best in-class customer experience from our dedicated account manager.
Uplands Mobiles have been looking after our account with O2 for the last thirteen or fourteen years and we have never had a problem or question that couldn't be rectified. The service we receive from our account manager is second to none, polite friendly and informative, always keeping us informed of any changes that may be beneficial to ourselves. Communication between ourselves is always very simple either a phone call or an email, both of which are answered promptly.


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The Transformational Leadership Age
Just a few days ago, Barack Obama, the world first black American President, was inaugurated in front of 2 million people in Washington DC.
He is a man that represents all that is possible for America, and for the world, in terms of transformational change. He is a visible leader, that speaks his vision clearly, engaging those that hear him to see a world that is brighter, more supportive, less fear full and more accessible to the common man.
He is an example of what is possible with the power of Transformational Leadership and he ushers in an Age of accountability, awareness, responsibility and community.
Be inspired by his vision and charisma.
You can view his Inauguration speech here:
and his acceptance speech on YouTube below.
To the transformational leader in you
Warmest regards,
Labels: Barack Obama, leadership, transformational leadership

subset: commoncrawl


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Credit and Plastic Card Automatic Cutter (CAR-5N)
Auto cutting of plastic cards from sheets of stacked and printed material
The CAR-5N is designed specifically to cut credit card size cards from plastic or paper sheets, generally to cut any kind of plastic or paper card. The machine's sensor system traces registration marks printed on the uncut sheets, and it works not according to the edge of the sheet method. This registration mark tracking system is more precise, and where precision is not necessary, i.e. cutting unprinted sheets, the CAR-5N can use the older, edge of sheet method for faster throughput.
- This machine will have material savings, fast speed, and extremely accurate cutting edges.
- A combination of high volume production, accurate die cutting, and high quality card edges.
- Inboard and outboard ball screw servo drive gripper with position accuracy of ± 0.1 mm.
- Optical sensors with registration mark tracking system ensure a cut to print accuracy of ± 0.1 mm.
- The shear type male and female die ensures clean cut edges.
- Cards are automatically collected and stacked.
- Scrap web is automatically discharged.
- An air floatation system protects card from scratching during the feeding process.
- The touch screen moniter faciliates easy data entry.
Range of applications
Auto cutting of plastic cards from sheets of stacked and printed material. Available for any commercial sheet format.
Machine Options
- Larger size machine with more cavities is available upon request.
- Special accessories are available for the accurate punching of contactless plastic cards.
- Machines can be supplied with multiple cassettes for card sorting.


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Welcome to Following the Whispers blog
Thank you so much for taking the time to visit. Hope you enjoy your stay. I blog here whenever I feel the need. This blog was created at the time my memoir came out, in February, 2009. Its motto was: creating a life of inner peace and self-acceptance from the depths of despair. Now, my focus is sharing this journey we call life.
"Only one thing is more frightening than speaking your truth, and that is not speaking it." Naomi Wolf
"We are called human beings, not human doings." Wes Nisker, Buddhist teacher
"It is not the critic who counts; not the man who points out how the strong man stumbles, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs…(And) if he fails, at least fails while daring greatly." Theodore Roosevelt
Monday, August 2, 2010
Monday Musings
16 comments:
- Tabitha Bird said...
I agree Karen. I am learning to do the same. Each day brings new practice with that one. I am getting better and regulating myself regardless of others. Feels good! :)
- August 2, 2010 at 4:38 AM
- Elizabeth Spann Craig said...
I think I need to make time to play a game or two with my daughter before I do all the things I need to do today! But I didn't think of it until you mentioned having an introspective moment for Monday Musings. Thanks! :)
- August 2, 2010 at 5:08 AM
- L. Diane Wolfe said...
I'm musing about another week of travel, this time planned but not really wanted. Oh well.
- August 2, 2010 at 5:25 AM
- Mary@GigglesandGuns said...
Monday is mapping day. I lay out what the week holds.
61 seems to be the year for those of us coming from unhealthy environments. (Maybe I'l take a minute to muse why.)
Giggles and Guns
- August 2, 2010 at 6:07 AM
- Mason Canyon said...
I'm musing about my week and how to keep it on track or at least near the tracks of what needs to be done. Happy Monday.
Thoughts in Progress
- August 2, 2010 at 6:30 AM
- Hold my hand: a social worker's blog said...
I am stopping by to tell you that among three books I recently ordered -and have already arrived yay!- there is "Following The Whispers". I was impressed about the comments that Ann Best posted once on her blog, in reference to your book. I can't wait to start reading it!
Doris Plaster, a social worker's blog
- August 2, 2010 at 6:35 AM
- Karen Walker said...
Tabitha, that's wonderful - you've done it way earlier than me.
Elizabeth, enjoy those moments with your daughter. They are so precious and you can never get back lost ones.
Diane, safe journeys, dear friend.
Mary, yeah for sixty and sassy!
Mason, one step at a time helps stay on track. If I try to do too much at once, I'm for sure lost.
Doris, hello. Thank you so much for these kind words. It still makes me nervous when someone says they are going to read my book. Sigh!
- August 2, 2010 at 7:37 AM
- Jemi Fraser said...
I'm musing over courage - taking risks and steps that scare me. I'm a bit of a wimp :)
- August 2, 2010 at 10:02 AM
- Ann said...
I am musing about the arrival of my son next Sunday. I am looking forward to seeing him. I am also musing over a story of hurt and disappointment I wrote many years ago and only found the courage to revisit this week. Have a wonderful Monday.
Inkpots n' Quills
- August 2, 2010 at 10:22 AM
- Tamika: said...
I hope I'm growing up more and more each day. If I'm in the same place I was last year that would be tragic!
Thanks for the link:)
- August 2, 2010 at 11:28 AM
- Jen Chandler said...
What a lesson! I fling words and have fits of emotion. One of the problems with CFS is not being able to handle stress well. Not fun! It's definitely a learning process.
What am I musing? So very much. The need for change. The desire for change. Lots of musing going on over here :)
Have a marvelous Monday, Karen!
- August 2, 2010 at 12:56 PM
- Patricia Stoltey said...
I'm musing about being peaceful and enjoying the moment. I've been following the blogbooktour of a children's book called "What Does It Mean to be Present?" It's a wonderful question, and a wonderful topic for grownups as well as kids.
- August 2, 2010 at 2:37 PM
- Jane Kennedy Sutton said...
I'm spending the next few days staying with my grandson and two granddogs while their parents are off for much need alone time. This is my first chance all day for getting online or getting any work done – but it's worth it:)
- August 2, 2010 at 7:42 PM
- N A Sharpe said...
Lol, actually I was just on Patricia's blog and I'm musing about books...and chocolate.
Nancy, from Realms of Thought…
- August 2, 2010 at 8:38 PM
- Belle said...
That's part of my daily practice - learning to observe my emotions and stop reacting to things! Today, I'm musing about how I need to commit to making time for writing. :)
- August 2, 2010 at 10:13 PM
- Linda Joy Myers said...
Hi Karen,
I love your blog! And I hope your folk dancing has fueled even more your youthful attitude! Musing--that's what we writers do a lot of, it seems. I wonder if more of my musing should go on the page. I find myself musing about "the way things used to be," and want to capture sketches rather than think of a longer work. So today I started. Thanks for all the good stuff here on your blog.--Linda Joy
- August 8, 2010 at 7:38 PM


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Its a demonstration of GFP label motor neuron in a living zebrafish embryo. Spinal cord is where the life of a motor neuron begins. From the cord, they migrate to surrounding tissues.
Channels: Others
Uploaded by: SamuelMorse ( Send Message ) on 24-11-2010. Dnatube suggest users to have interest in drug testing, mesothelioma, insurance, medical lawyers.
Duration: 0m 37s


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WWF were storing and maintaining over 5TB of data, on premise, which was adding to their bottom line on a monthly basis. Their staff were also restricted to their desks and not able to maintain any level of productivity whilst out of the office.
WWF-UK reviewed a number of technology solutions to help them address their archiving challenges. EV247, powered by Microsoft Azure, which uniquely integrates Veritas's Enterprise Vault – with bluesource's own fully managed service, stood out from the rest. WWF found that EV247 offered a far superior, cost effective and fundamental core difference to other best-in-class cloud archiving solutions
Not for Profit
Global Operations
3,000+ Employees
Director of IT
By moving from EV on-premises, to EV247 on Azure, IT resource is no longer required to manage the application, as bluesource now provides this as part of the fully managed service. WWF haves saved 25 FTE hours per month in activity savings which means they can now empower his team to focus on projects that better serve the goals of the organisation.
Critically the SaaS operating model has enabled IT to move away from a capex financial model, which required an up front investment to cover future storage requirements. The SaaS model provides a pay as you go, opex model – with no investment spikes. This removes pressure on budgets to enable better planning and allocation of funds to WWF's sustainability projects.
The move to EV247, which automatically includes enhanced capability for mobile users, has enabled remote fundraisers and project teams to access information archives on their mobile devices – whether they're on-line or off-line.
EV247 was able to deliver value to the organisation quickly by freeing IT staff from routine IT activities – delivering nearly 20% cost savings in the management of the solution.
By introducing EV247 – powered by Microsoft Azure, WWF-UK, has delivered a paradigm shift for commodity IT – proving the way to move other IT solutions in the future.
"The management and governance of data is critical to us, as is its availability and its smooth, secure, delivery to our audiences – on any device – at any time. The need for archiving and curation of data has grown with the explosion of information we now face, so we needed to scale up our infrastructure to reflect this – EV247 allows us to do exactly this"


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1. Please give an overview of your role and what this involves on a day-to-day basis:
My job title is IT Financial services advisor, on a daily basis I carry out shadowing workers, completing tasks on assigned projects and working with clients. My responsibilities include ensuring the company name isn't damaged and to complete each task to the highest standard that i can.
2. Have you learnt any new skills or developed existing skills?
Ive developed my presentation skills and personal skills. The programme has so far enabled me to learn about the different roles and jobs within the financial services sector. I have met lots of people and they have each given me advice on interview skills and how to engage formally within emails.
3. To what extent do you enjoy your programme?
I've met some very interesting and helpful people within the company and the other interns on the programme have become very good friends. There are social opportunities after work and this gives us chance to meet new people and network in a fun environment
Imagine yourself working at EY
RateMyApprenticeship is currently advertising 8 roles at EYView jobs now →
4. How valued do you feel by EY?
I feel very valued and as though I am needed and they put effort into improving me as an employee. They always give us chance to improve ourselves and they're happy to help with any issues we have
5. How well organised/structured is your programme?
I've only been on the programme for 3 weeks last summer I will continue for the next 2 years, so far the structure has been ver organised and I have known my job role each and how to approach every situation due to the organisation of the company
6a. How much support do you receive from your training provider?
I've received lots of training from the company and my manager in particular sends me emails checking up and giving me opportunities throughout the year. They keep us updated on what is happening regarding any aspect of our programme which keeps peace of mind.
6b. How much support do you receive from your employer?
I receive regular updates and emails from my employer and they help me even during the time I'm not on placement. My employer gives us flexi time and this is very helpful with different matters and enables us to have a life outside of work
Imagine yourself working at EY
RateMyApprenticeship is currently advertising 8 roles at EYView jobs now →
7. How well does your salary/package meet your costs?
It meets my costs very well however I don't earn much after the internship due to having to pay for accommodation in london. Living in london is expensive so it is a greater expense than living at home during the summer so a salary is needed
8. Are there many opportunities outside of work?
there are opportunities to improve the programme and help to advertise the brand name. They have lots of social opportunities after work with fellow employees and the other interns. We also have a chance to play a sport for the company allowing us to feel more involved.
9. Would you recommend EY to a friend?
9b. Why?
It's a very friendly company and I enjoy my time spent working here, It's a great place to meet friends and improve your job prospects for the future.The opportunities that they provide are in my opinion some of the best and not to be missed
10. What tips or advice would you give to others applying to EY?
Don't be scared, everyone is very friendly and they want to help to improve you as a pepsi ad employee. If you secure a place on a scheme then don't be afraid to ask for help because thats what everyone is there for and they're happy to answer any questions you have.
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Plaza Lincoln is your premier Lincoln dealer for The Villages, Leesburg and surrounding areas. Plaza Lincoln has been in your community serving Lake, Sumter, Marion and Orange County Florida since 1979.
At Plaza Lincoln, our new Lincoln and pre-owned vehicle specialists are here to help you save time and money, we will make every effort to assist you with your shopping needs. Our sales department has a tradition of providing our customers with the highest level of professionalism, service, and integrity. We believe in caring for our customers the old fashioned way, with personal attention and lasting relationships.
Not only do we have an excellent showroom but we also offer full service work - not only Ford and Lincolns - but all vehicles. We also believe in providing our new and existing customers with a complimentary car wash and refreshments every visit.
We also believe in giving back to the community. Keep an eye out for our banner at charity events, golf tournaments and local shows. We believe in supporting the community that has kept us in business throughout the years.
Much of our business is also earned through word of mouth. Click here to see what of our customers are saying about us. Our goal is to create a lasting relationship and earn each and every one of our customers trust.
You are welcome to browse our inventory of New, Certified Pre-Owned, and Pre-Owned vehicles. Our online system makes it easy to find vehicles that match your needs. If you don't see what you're looking for right away, no worries - we have a Carfinder program just for you.
If you need financing assistance, we can assist you in applying for a Lincoln auto loan. Once you have found the car for you, you may also use our system to schedule maintenance and repairs, as well as order Lincoln parts, accessories or tires.
Contact us today, and let us help you choose, buy, and care for your Lincoln vehicle. We want to see our logo in your driveway!


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Welcome to the eStarkState Student Resources website. This site is dedicated to the "How To" documentation for Blackboard. Everything you need to know and do, completing the orientation, uploading files, participating in discussion forums and taking tests can be found here. You'll even find helpful information and resources about being successful online students.
One of the most important things you'll find here are the Help resources. We've provided information on what browsers to use for Blackboard, how to deal with Java issues, and how and where to get help.
We hope you find everything you need to know here. If you don't, let us know and we'll add it!
The eStarkState Team


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Today's show is a wall-hanginging that the Mother made for Miss H many years ago.
It hangs in Miss H's room and reminds her of her childhood.
Isn't that such a coolio rhyme?
The Mother hand stitched the rhyme.
The Mother also hand appliqued the angels and stars on.
Woops! It was quite windy outside.
This is Miss H's favourite angel.
Love from


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Hard Cider Sparkler
Create another reason to toast Thanksgiving this year with a hard cider sparkler. Honey syrup, hard cider and sparkling wine come together in this seasonal cocktail.
TOTAL TIME:10 min.
- ¼ cup clover honey
- 6 oz. dark rum
- 12 oz. hard cider
- 24 oz. sparkling white wine
- 6 old-fashioned candy cinnamon sticks
Add the honey and ¼ cup water to a small saucepan. Heat the honey over medium-low heat until it dissolves in the water, about 3 minutes. Set the honey syrup aside.
Add 1 ounce of dark rum, 2 ounces of hard cider and 4 ounces of sparkling wine to each of six champagne flutes. Add honey syrup to each drink to taste; use ¬Ω to 1 teaspoon for moderate sweetness.
Place a candy cinnamon stick in each glass for garnish. Alternatively, thin apple slices, hung on the rims of the glasses, give you an equally attractive presentation.


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My Financial Health
Key Concept
In this module we look at how best to manage the money you already have. And like many people facing an extended retirement, you may need to continue to generate some form of income. It is essential that your efforts stand the best possible chance of success.
This module provides some guidelines for starting an income generating venture and you will have a financial plan to preserve and grow your retirement money?
Your Financial Health
You may be one of the fortunate few who has enough money and assets to see you through the next 20 to 30 years. For most of us, Pensions have taken a hammering since 2008 and we will not have sufficient funds.
Talk to a financial advisor to get advice on how to make the most of the money that you do have.
The difference between a conventional annuity and a living annuity
When you retire you stop working and your money starts working for you. With any pension you are entitled to do whatever you want with one-third of the money, the remaining two-thirds however, needs to be put in a compulsory annuity. You have two choices - a conventional guaranteed life annuity or a living annuity.
If you are retiring from a pension fund, you can take up to one-third as cash and must use the balance to buy an annuity. The one-third is not tax-free – the first R500 000 of your cash lump sum is tax free, provided you have not previously withdrawn from another retirement fund. The two-thirds cannot go towards buying a retirement annuity fund (RA) – it must be used to buy either a guaranteed or a living annuity, that then pays a regular monthly pension. You can only invest in a retirement annuity with the one-third cash lump sum.
In an ideal world one would want to have enough money to buy an inflation-linked life annuity that would pay a set monthly income which increased every year with inflation. The reality is that few people retire with enough money.
An annuity and life insurance are insurance products. The primary difference between an annuity and life insurance is when payment is made. Annuities pay a set amount monthly, quarterly or annually to meet future financial needs, usually in retirement. Life insurance pays the value of the policy at the time of your death.
It is recommended that you consult an accredited financial advisor who will be able to provide advice on the various products suitable to your needs.
Conventional annuity (Guaranteed)
When you buy a conventional annuity you are outsourcing the risk of living too long to the insurer. There are many types of conventional annuities but the most popular one is a With-Profit Annuity.
With-Profit Annuity
An annuity is purchased from an insurer and from it you will be paid a pension. The starting pension is guaranteed for the life of the principal member (and when he/she dies, a reduced pension for the life of the surviving spouse is also guaranteed if you have so elected.) The disadvantage is that the guaranteed annuity dies with the retiree. Your survivors, (except for your spouse if you choose a joint survivorship life annuity) are not entitled to receive continued payments or what is left of the lump sum after you die, should you die before the calculated life expectancy.
The insurer determines your starting pension based on
· the amount of capital transferred
· your life expectancy - this becomes a factor because it is how the life assurance company determines how long it will expect to have to pay you. If you have a shorter life expectancy, you will receive higher monthly payments, and visa versa. Women, who statistically live longer than men, generally receive lower monthly payments on a life annuity.
· the Post Retirement Interest (PRI) rate. The PRI is effectively the minimum rate of interest (or investment return) that the retirement annuity fund must earn to cover the guaranteed annuity.
[The insurer invests the assets in order to meet the contractual obligations to pensioners. For this type of annuity, the investment is generally a mix of bonds and equities which form a significant part. The equity element brings the potential for higher investment returns, which then translate into declared bonuses. If the net smoothed investment returns are say 9%p.a and the PRI rate is say 4% then the insurer will be able to grant increases of the difference (9% less 4%) i.e. 5% p.a. The improved pension resulting from the increase is also guaranteed for life.]
Good points about a With-Profit Annuity are:
· Pension cannot reduce;
· Insurer manages the investments.
Negative points of a With-Profit Annuity are:
· Annual increases are based on investment performance, so you are sharing some of the risk
· Annuity ends on last person dying;
· Once you have invested you cannot change to any other annuity.
Living Annuity
A living annuity is simply an investment account from which you withdraw an income. The amount withdrawn is limited by SARS to a range of from 2,5% to 17,5% of capital per year. Income is usually drawn in monthly payments like a pension, although other payment options exist. The withdrawal rate can be changed once a year on the anniversary date of commencement. When you die, the residue can be left to a spouse or children, depending on who survives, failing which it goes to your estate.
With a living annuity you enjoy all the rewards of successful investment, but you also carry all the risk that this may not be the case. It is important that these risks be thoroughly understood.
They are:-
· There are no guarantees of any sort;
· You may withdraw too much too soon;
· You may live longer than expected;
· Your investment may not perform well;
· The market may decline dramatically.
The net effect of this is that secure increases in income depend entirely upon investment performance and the rate of your withdrawals. Income can of necessity decrease if the capital value drops too low.
(Consider that a withdrawal amount of 10% means that your "pension" will only last for 10 years if your investments perform at 0%)
Unlike a pension from a pension fund or guaranteed annuity, where your pension is guaranteed for however long you live, irrespective of market conditions, in a Living Annuity you cannot afford to consume all your capital too quickly in case you live longer than expected.
Good points of a Living Annuity are:
· If you die, and there is money left it can go to your children;
· You can choose your own pension amount;
· If you are not happy with the product you can move your money to any other annuity.
Negative points:
· Low increases due to poor investment performance;
· Pension too high when you start causing your money to run out.
With a conventional living annuity:
· You are able to control the income that you draw from the annuity every year.
· You will be able to specify a beneficiary on the annuity. When you die, the beneficiary will have an option to either continue with the annuity or to take the full amount in cash (subject to tax, of course). This can continue indefinitely as the annuity maybe handed down from heir to heir.
· Any interest from rental income earned within a living annuity does not attract income tax and therefore this is a tax efficient vehicle in which to hold cash.
· Living annuities fall outside your estate for estate duty and executor's fees purposes.
· At a later point in time you will be able to retire from you RA's and transfer the proceeds into your living annuity.
· A conventional living annuity is not final, unlike other annuities. You can—at a later stage—convert a portion of a conventional living annuity to either a guaranteed escalation annuity or a with profit annuity (see glossary).
Annuity glossary
Fixed annuity
Increases: No annual increase. However, you have an option to choose a flat annual increase, eg 3%, 5% or 10%. This will reduce the initial income you receive. Pension is paid for as long as you are alive.
Advantages: If no annual increase is chosen, the initial pension is higher. The pension is paid for life. You can opt for your spouse to receive a pension when you pass away.
Disadvantages: Income doesn't increase unless chosen—therefore it doesn't keep up with inflation. You are not able to adjust your income level as time goes by.
With profit annuity
Increases: The insurance company decides on annual increases—depending on investment performance. Pension is paid for as long as you are alive.
Advantages: Initial pension and increases declared by insurer are guaranteed for life. Insurance company takes the risk of poor investment performance. The pension is paid for
life. You can opt for your spouse to receive a pension when you pass away.
Disadvantages: You have no say in where your money is invested. The pension increases can be low or even 0% if markets are performing badly.
Inflation linked annuity
Increases: Increases are based on inflation during the year. Pension is paid for as long as you are alive.
Advantages: Your income keeps up with inflation and is protected against increases in the cost of living. Your spouse can receive a pension when you pass away.
Disadvantages: The pension increases can be low or even 0% if inflation is low or 0% respectively.
Living annuity
Increases: You decide on the level of income you need to get every year with a financial adviser (within 2.5% and 17.5% of the investment value).
Advantages: Flexibility. You decide where to invest your money and you choose your own income level.
Disadvantages: You carry the risk of poor market performance—no guarantees. There is a risk of outliving your money. This is the risk of living much longer than expected and drawing too much income early on.
Investing in a Retirement Account
Investing in a retirement account isn't a onetime decision. It's more like a process. At a single point in time, a decision is made to invest money in a certain way, but as time moves forward, balancing that retirement account becomes important too.
Keeping an Account in Balance
What is meant by keeping an account in balance? Balance is all about understanding, accepting, and controlling risk. Most individual investors attempt to control risk by diversifying the asset mix in their investment portfolio.
A diverse retirement account might consist of a mix of stocks, bonds, and perhaps a fixed-income fund such as a money market account. Even within these three broad categories, there are subcategories of investments. For example, the portfolio might include foreign and domestic stocks, or long and short-term bonds.
Out of Balance Accounts
Overall, there are two reasons why a retirement account can get out of balance. It's important to understand both concepts so you know what you need to do to bring your accounts back into balance. The two most important factors are:
- Investment Performance
- Risk Profiles
Investment Performance
The asset allocation of most actively-funded retirement accounts is affected by two forces. The first has to do with the performance of each asset type, and the second has to do with new funds added to the account over time. Each of these factors will influence the total funds in each asset class. However, the account holder has very little influence over the performance of each asset class relative to one another.
Unless all of the investments are in a single asset class, each asset's return on investment will grow in a way that influences the overall asset mix or allocation.
Individual Risk Profiles
The second dynamic driving the need to revisit a retirement account's asset allocation has to do with individual risk profiles. Admittedly, the amount of risk an individual is willing to accept will vary from investor to investor. The most common example includes the risk associated with retirement accounts as the retiree starts to depend on those funds for income.
When the account holder was younger, they were willing to accept more risk with the hope of higher returns. On the other hand, an investor that plans to use their retirement fund as a reliable source of income might not be comfortable with a large decline in their portfolio's value; even for a short period of time. This investor's individual risk profile would be very different than someone that doesn't need to withdraw money from the account for 20 or 30 years.
Re-balancing a Retirement Account
To achieve this objective, the investor has only two choices:
- Make direct adjustments to each asset class by reallocating funds from one class to another.
- Use new investments placed in the portfolio to bring the account back into balance.
The first option, making direct adjustments and reallocating funds, is the more disruptive of the two choices. This particular option may be the best choice in cases where the investor has ignored an account for quite some time, and it is severely out of balance, or an event has caused their risk profile to change dramatically.
The second option allows the investor to slowly bring their retirement account back to an acceptable balance by allocating new funds in a way such that under-funded asset classes are provided with more money over time. In fact, the ideal way for an investor to keep their account in balance is by making new investments that are aligned with their portfolio's overall objective. This concept is one of constant re-balancing.
How to Build a Balanced Retirement Portfolio
Original post by Colleen Reinhart of Demand Media
Building your retirement nest egg can be a stressful balancing act. On one hand, you need your portfolio's growth to be aggressive enough so you have enough to retire when you choose. On the other hand, the fastest-growing investments are generally the riskiest, and you don't want to be left destitute by an unexpected market tumble. No single mix of investments is right for everyone. What defines "balanced" for you depends on a number of factors, including your age and your tolerance for losing some of that hard-earned cash.
Step 1
Adjust your portfolio holdings based on your age and your current assets. The classic balanced portfolio model suggests putting 60 percent of your savings in stocks, 30 percent in bonds and holding 10 percent in cash. If you're younger, you can push your stock holdings a little higher. The same advice goes if you have a large existing portfolio. On the other hand, people age 50 and over should scale back their stock holdings to about 50 percent, since they have less room for loss as they near retirement.
Step 2
Calculate your expected sources of retirement income, other than what you'll get from your investments. Knowing this number helps you determine how much you'll need to lean on personal savings during your golden years. If it turns out you need high growth to get the standard of living you want, you may find yourself more tolerant of investment risk. Add up the value of your pension, your home, Social Security payments and anticipated part-time income.
Step 3
Calculate your anticipated retirement allowance, based on the growth you can expect from your holdings. If you're not sure how to calculate what stocks, mutual funds and other non-fixed income investments will earn, use past growth reports to arrive at accurate estimates. Add your savings to your other expected retirement income sources, then divide by the number of years you expect to be retired.
Step 4
Reallocate your portfolio funds based on your risk tolerance. If the annual allowance you calculated doesn't look like enough for you, you have two options: invest more aggressively, shifting more of your savings to stocks, or save a higher percentage of your income each year. A third option, of course, would be a combination of these strategies. If you're mid-career and wary of stocks, you can get away with holding only 50 percent of your portfolio in stock if you put more of your paycheck into savings -- 20 to 30 percent, depending on your income and savings goals.
Step 5
Invest your money wisely by choosing relatively low-risk forms of each investment type for your portfolio. To mitigate risk from holding bonds, stick with investments with maturities of three years or less, and choose reliable bonds unlikely to default, such as U.S. Treasuries or reputable corporate bonds. Pick stocks that pay out dividends, since these investments tend to be less volatile.
Step 6
Evaluate your retirement portfolio's fund distribution at least once annually, and make adjustments as you age or as your goals change. Scale back your stock holdings as you near retirement, and consider using a portion of your savings to buy a life annuity, which will guarantee you a specific income for the rest of your retirement years.
Sources from which the information in this module has come
If you don't need additional income to supplement your retirement funds
While this may look like an ideal situation, and you can spend your time and energy as you wish, it does bring with it the problem of boredom. To have made the money you did, you had to be hard working and driven - and to suddenly have nothing to do is a shock to the system. Golf is a wonderful leisure activity but even driving your handicap down doesn't fire up the juices like a good business deal or a life-changing intervention in a charity or NGO.
In the preparation for the Journey you looked at what gives meaning and purpose to your (retirement) life. Have a look at that again and in a few key words describe your Dream (your Elevator Pitch to yourself).
If you do need additional income to supplement your retirement funds
First and foremost, get advice and guidance from a Financial Advisor! He/she will help you identify how much you need to do the things you want to do.
Use existing skills to start again, or integrate your wisdom into starting a new career or starting your own business. You can decide what income you need to generate each month, you can keep tight control on your expenses because you don't have the expenses that young families have, and you can decide if you want to provide your service part-time or full time. (Don't use your pension to fund this business!)
Many people decide that they would like to do consulting work when they retire. For some this is a viable option, for most it is very difficult to get the second piece of consulting work (the first is normally with your current employer – but that doesn't last forever.)
Why not let your imagination run free? A colleague become a Bee Keeper – it generated a little income from the sale of honey, but hiring out his hives to fruit farmers was very profitable. What about a movie extra or an advertising model (they are not all young, tall and tanned). What about a guide at the local brewery, a specialist public speaker, the coach of a local sport team (maybe not paying straight away, but once you've demonstrated how good you are ...?)
Many people in retirement take on a Mentoring role – most often with younger people in the Company they have just left. In preparing for this Journey you looked at the skills needed to be an effective Mentor.
An area to consider is in Mentoring young Entrepreneurs. They started their business because it was something they were passionate about but it is easy to get swamped by the detail and administration required of a young business. You may be able to provide specific advice and experience related to the business – but just as valuable is to provide guidance on the basic principles of sound business practice.
You may be able to provide that Mentoring role free of charge, but if you are looking to supplement your pension with a Mentoring fee, consider a delayed payment scheme of some sort. In the early life of a business cashflow is KING and the business owner may not be able to afford your Mentoring – even though his/her need may be great. So arrange a fee at your going rate plus an escalation for inflation – but payable in 10 years time. You probably don't need the money now, but it would be most welcome later. And if your Mentoring has been any good the business should have survived those 10 years and can now afford to pay you.
However the rules are changing around Mentoring. If you haven't already done so, take a look at these Mentoring guidelines.
A good and safe option for a retirement income generator is Network Marketing. There are many products you could choose; Amway, Aloe Vera, Herbalife and one that is particularly well supported is Mangosteen, a health juice. The value of Network Marketing is that all the admin, marketing, product development and sales procedures have been developed for you – but it does require your time and effort in selling the product.
Many countries have Talent Exchanges – where people trade their talents (their skills and knowledge) for goods and services that they require. Talent Exchanges hold their value and are not impacted by devaluations and inflation.
Getting Started
Before you start spending money you need to be clear about what it is you want to do and why someone else will pay good money for it. There are a number of worksheets you need to complete to clarify your intention.
Strategic Analysis
The 4 Worksheets in this analysis will give you a clear indication of what you are wanting to do and will give you a starting point for making it happen. Strategic Analysis worksheet.
Get the details of an Entrepreneur Incubator in your area – you may be able to get on a support programme that helps you manage the process of starting your own business and could result in creating valuable connections.
It is important to be realistic about your chances of success. Most small businesses fail within the 1st 3 years – so be sure about what you are offering before you start to spend money on making it happen.
Discussion Assignment – My Financial Health
If your time is yours to pursue your passion without the necessity of generating additional income,
Describe your Vision for what it is you want to create.
If you intend to generate an income through some form of business venture,
Describe your Vision for what it is you want to create.
This Assignment is an excellent opportunity to get feedback from others before you spend a bundle of cash on something that might not be viable.Discussion Forum
Next module : My Social Health
Loneliness is a killer! What do you have to do to build your relationships with friends and family?Next Module


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Hayward GMX600N Multiport Valve Clamp for S190T/S245T Sand Filters
Available No. 4 Image GMX600N Hayward Flange Clamp (Valve, Tank) Used on Hayward S190T and S245T sand filters. Not Used on other filters - Do Not Confuse with similar pn GMX600NM, used on many Hayward sand filters. Stainless Steel Clamp has radiator clamp style closure. Use a 5/16" nut driver or socket to tighten fully. Replace clamp if band threads separate or slips. See More Hayward S140T/S144T filter parts in our Parts Department.
Related parts recommended for installation or repair
Pressure Gauge - 2 in. - 0-60 psi, 1/4 in. Bottom Mount - Plastic Case
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Providing innovative, safe and efficient transit services
The Council's transit services connect residents to key destinations. Whether traveling to work, school, sports and arts venues, or medical appointments, our customers rely on the efficient, accessible, top-quality rail and bus services provided by Metro Transit, Metro Mobility, Transit Link and commuter vanpool assistance provided by Metro Vanpool.
Details about 2017 Transit Ridership in the Twin Cities region.


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FILE PHOTO: Daryl Hall and John Oates performing at a concert in 2012
RALEIGH, N.C. – As the bass line to "Maneater" thumps, the best selling duo in music history emerge on stage with wide smiles on their faces.
Daryl Hall and John Oates usually start their show this way, but those grins are a bit wider this time as they saunter out to a packed house at the Walnut Creek Amphitheater.
For the first time (save for the ceremony three weeks prior), they are performing as members of the Rock & Roll Hall of Fame.
While they never sought or expected the distinction, with Hall going as far as to say "I didn't think this would happen as long as the people who were in power stayed in power", surely it still counts for something to have yet another notch in the belt for a career which has already shaped and conquered the music world.
Their latest notch aside, the two musicians have a lot more to be smiling about.
They've arrived at 2014 relatively unaffected by the passage of time.
Hall at 67 is a conundrum. He does not look this number of years, nor does he act it. And let's be honest here, no man at this stage in life has hair as good as Hall's.
Oates isn't much different, hardly showing his 65, and playing a mean guitar.
After their opening number stirred the crowd to life, the pair wasted no time tearing right into the R&B infused pop chart toppers which in the 1980s put a cherry on top of the stardom they had already achieved in the decade prior.
First the jamming "Out of Touch", then the slinky "Say It Isn't So", followed by the funky "Method of Modern Love". It was whammy after whammy of infectious beats, controlled guitars, and Hall's smooth delivery.
The singer beamed as he riffed on his own guitar and added the nuanced vocals which have become a trademark of his live performances.
On "Adult Education" he let out a scream which sent a wave of cheers through the amphitheater.
The show's second half drew on the duo's 1970s foundation which bore such cultural staples as "Rich Girl" and "Sara Smile".
After Oates got a chance to demonstrate his perfectly mellow pipes on "Las Vegas Turnaround", Hall abandoned his guitar for the keyboard – emblazoned with a bumper sticker for his hit web-turned-TV series, Live from Daryl's House.
On Daryl's House, where the singer jams with the likes of Fitz and the Tantrums and Neon Trees, it's easy to see why the duo's catalog has ensnared a new legion of fans – the millenials.
And when Hall tapped the keys just right for "You Make My Dreams", they could be seen dancing in the aisles right along people who were actually around when it was written.
Although fans young and old would love these icons no matter how they sounded after 40 years, Daryl Hall and John Oates are defying time and keeping younger bands on their toes.
There's a reason the likes of Ben Gibbard of Death Cab for Cutie and Dave One of Chromeo are still taking notes.


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In Luke 3, John the Baptist is fulfilling the purpose that God had given him. That purpose was to tell people that they must repent from their sins and be baptized. This means making a choice to turn away from one's sins in order to live a life that honors Jesus.
John isn't just making things up as he goes, but rather he quotes Isaiah from chapter 40, verses 3-5, where he foretells Jesus' coming and what He will do for all who choose to become fully devoted followers.
Four hundred years prior to Jesus' birth, Isaiah said that we need to prepare a way for Jesus in our lives by walking away from the baggage of our past, and putting our hope for the future in Him as He reveals His will and desire for our lives. When we do that, Jesus will do for us what only He can do.
When Isaiah said that every valley would be filled in and every mountain and hill made low. When he said that every crooked path would be made straight, he was referring to the fact that Jesus would deal with our sins by wiping them away forever!
The best part of the Isaiah prophecy that John reminds us of is the fact that Jesus didn't just come for Jews, but for all mankind. This is why Jesus would say in John 3:16,
So in order to discover the fulfillment of what God planned for us from the very beginning, we need to walk away from the baggage of our past and embrace the hope that Jesus came to bring to our future. And the best way to seal that relationship with Jesus is to go public and be baptized!
I'm praying for those who read this that you may follow these instructions from God's Word.


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Tuesday, 12 May 2015
During Volunteering Australia National Volunteer Week, RFSA President Tim Arnott extends a warm thank you to all NSW Rural Fire Service (RFS) volunteers for their service to the community.
Established in 1989, National Volunteer Week is the largest celebration of volunteers and volunteerism in Australia, and provides an opportunity to highlight the role of volunteers in our community.
The NSW RFS is the world's largest volunteer fire service with over 70,000 volunteer personnel.
Mr Arnott said volunteers were very much the heart and soul of rural fire fighting in New South Wales.
"Volunteer fire fighters selflessly give up time with their families to attend weekly training sessions and are 'on call' twenty-four hours a day, seven days a week.
"For over a century volunteer fire fighters have routinely risked their own safely to protect local communities from bush and grass fires.
This year, National Volunteer Week falls along the week 11-17 May 2015 with the theme "Live happy, Be Happy". Volunteers report a higher overall life satisfaction with 82% of volunteers reporting they were delighted, pleased or mostly satisfied with their lives, compared to 75% of non-volunteers.*
*As reported by the NSW Volunteering Unit of the Office of Communities – part of the NSW Department of Education and Communities http://www.volunteering.nsw.gov.au/about-us/interesting-statistics
Suite 11, 69 York Road
South Penrith
PO Box 845
Penrith BC


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|Average rating
|Based on 9 Ratings and 9 Reviews
Book Description
My Bondage and My Freedom is the second of three published autobiographies from one of the most brilliant and eloquent abolitionists and human rights activists in American history. The Narrative of the Life of Frederick Douglass, an American Slave was published ten years before in 1845, while The Life and Times of Frederick Douglass was published twenty-five years later.
Book Information
|Washington Square Press
|Kindle Edition (108 editions)
|Reading Level
|# of Pages
|Publication Date
Read the First Chapter of My Bondage and My Freedom for Free
The Creators
Frederick Douglass (Author) : Frederick Douglass is a published author of young adult books. Some of the published credits of Frederick Douglass include Narrative of the Life of Frederick Douglass (Unabridged), My Bondage and My F... more
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About Prof. John S. Wright (Introduction) : Prof. John S. Wright is credited in . A published credit of Prof. John S. Wright is My Bondage and My Freedom : The Givens Collection.
View Prof. John S. Wright's profile
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BAKO North Western raises £550 for Craft Bakers' Week charity
BAKO North Western (BNW) has raised more than £550 for the Make-A-Wish foundation as part of Craft Bakers' Week.
Staff were encouraged to get involved in the week by partaking in a series of challenges, including piping cupcakes and taste-testing.
The finale featured a doughnut-eating competition, in which the winner consumed 12 doughnuts in five minutes.
Craft Bakers' Week took place from last Monday (29 September). The seven-day celebration of craft bakery saw bakers from around the UK hold different events, promote new products, and raise money for the Make-A-Wish charity, which was this year's chosen charity to support.
Many bakers took to twitter to celebrate the week. Here is a round-up of our favourite tweets.
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Had you asked me a month ago what I thought of Bag of Bones I might have chuckled and shook my head. I might have told you it is one of the worst Stephen King books there is, that it is easily in my bottom five King reads, down there with such piles of Kingly excrement as Dreamcatcher, Wizard and Glass, The Eyes of the Dragon, and From a Buick 8, the latter being the pinnacle of Uncle Stevie's fecal production. In other words, friends and neighbors, I hated this book.
But that was then and this is now. What happened over the course of 17 years, the timespan between my first read and this one? Well, I stopped doing Class-A narcotics for entertainment purposes, became a husband and a father of two, grew up a little, and all-around dug my head out of my ass. My change of heart could have something to do with one of those things or all of them. I don't know. But this is a gorgeous book. A little heavy in the rear, but absolutely beautiful.
My only complaint this time around is how long the book goes on after the denouement. It's not annoyingly long, but I feel a few questions could have been edited out in the beginning half of the book so that we didn't have to sit around for twenty pages reading about two men chatting over whiskey about what happened in the past 710 pages. I only say this editing could have been done because it is one of the things the made-for-tv movie gets right.
One of the toughest topics this book tackles is the subject of male lust, how immediate and destructive a force it can be. It took a heavy sack on King's part to speak honestly about something every man deals with yet most cannot explain. King does not condone or make excuses here. He explains. This is how it is, and there are men that find their own thoughts reprehensible. Yes, we all lust. Yes, we all imagine how wonderful it would be for our partners to say "Do what you want", but not all of us prefer that over love and tenderness.
Okay, here's where you take responsibility. By clicking on "view spoiler" you agree that you've read King's entire catalogue and will not hold me responsible for things being ruined because you're too damn inquisitive. Trust me, the shit hidden here is only interesting if you have read all of King's books.
Obvious Tie-ins:
Thad Beaumont (The Dark Half), oddly enough this is the novel wherein we learn of Thad's suicide. He's mentioned as having had a divorce in Needful Things, but this is where we learn of his death.
William (Big Bill) Denbrough is too. (It)
Ralph Roberts (Insomnia) has a pretty big role for a walk-on character from another book. Usually we're only given mentions of people, but here, Ralph sits down to coffee with Mike and chats for a while.
Alan Pangborn, Polly Chalmers, and Norris Ridgewick (Needful Things). Alan and Polly are only mentioned, but Norris has a walk-on role as the sheriff of Castle County.
Nehemiah Bannerman is obviously the gradfather of the ill-fated sheriff George Bannerman, who makes his first appearance in The Dead Zone only to meet his end inCujo.
The storm of the century in (you guessed it) Storm of the Century is briefly mentioned as the stawm of the century.
Ring Around the Tower:
Bag of Bones takes place in the same world as Insomnia.
In the final two DT novels, King's vacation home Cara Laughs is mentioned. Noonan's vacation home is Sara Laughs.
And yeah, the recurrence of the number 19 in this book is kinda obnoxious. It's fucking everywhere.
In summation: Some books are better the second time around. What is sad is that I never would have reread this one had I not taken on this massive challenge. I feel that this entire journey has been worth it if only because I have a new favorite King book. Bag of Bones is a powerful novel that doesn't get the credit it deserves from King fans. I cannot recommend a first read, but I highly recommend a reread.
Final Judgment: Sometimes it's the reader and not the book.


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*D*I*A*- Do It Anyway
Feeling tired? Distracted? Discouraged? Are you having trouble staying motivated? One of the most important issues that separates the successful from the unsuccessful is the DO IT ANYWAY or *D.I.A.* factor.
In order to make great strides and/or accomplish great feats there will be times when we just don't feel like doing the work. We don't want to get out of bed. We don't want to crack open the book. We don't want to turn on the computer, head to gym, put on some sweats, pick up the music, put down the beer, pass the ice cream cooler, stay up a little longer, take just a little more, go just a little farther.
Great accomplishments come from great efforts. To believe any other way is foolish and wasteful. Not just any efforts but SMART, FOCUSED and PERSISTENT work that is intended to move one closer to reaching a concrete goal. Not *busy* work but well-thought out and diligent efforts.
Find something that you really want do. Learn everything that you possibly can about accomplishing that goal. Make a plan then spend every possible moment working to achieve that goal. Surround yourself with like minds. Limit your time with those that are doubtful or distracting. Find mentors. Seek inspiration. Hold yourself to a higher standard. Don't worry about what other people are doing. Focus on YOUR work and YOUR plan and YOUR dream. Ignore the haters.
And even if you don't feel like it- DO IT ANYWAY!!!


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"You can't be two people at the same time-not without ending up in a mental institution. I'm not just Grace Parker. I've accepted that. I wasn't born at Soldier's Memorial. I was unwanted by my so-called real parents. That's the hard part, like a toothache that won't go away. They got rid of me."
Grace's parents adopted her from China when she was an infant, and Grace was never interested in her Chinese heritage. As far as she could see it, she was unwanted and abandoned-why should she try and pursue the culture that rejected her, anyway? When she stumbles across a newscast covering the massacre in Tiananmen Square, her perspective changes, and she begins the process of exploring her birth country and trying to find her birth mother.
This story is told with many voices: Grace's, Grace' adoptive mother, her birth mother, and various family members in China. It also takes places in two countries, Canada and China. Grace attends a summer session at an international school in China, and from there tracks down an orphanage worker who cared for her, and after a lot of guesswork and bus journeys, her birth mother.
I have to admit, I'm fairly obsessed with stories of adoption, but it's rare to come across one that's a novel, rather than a memoir. The memoirs can get repetitive quickly, but this book brings an interesting format, a political angle (with all the discussion of the Cultural Revolution, a part of the book I greatly enjoyed), and the perspective of the adopted child. I enjoyed it quite a bit!
Happy Reading!
Ye, Ting-Xing with William Bell. Throwaway Daughter. Seal Books: Canada. 295 pp. Ages 15 and up.
I'm sorry-I wasn't able to find a website for the author! If you know of it, please let me know! Here is a quick biography, though: http://www.annickpress.com/authors/ye.asp?author=318


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One of the stranger stories that has been circulating for the past few months is the Xbox One's supposed ability to run virtually any HDMI-compatible device through its HDMI input, even the consoles it will be competing against over the holidays. True or not, there had to be a catch, but according to an interview at the Penny Arcade Report, this might be a genuinely feasible way to add a console to your living room setup without taking up another HDMI port on the television. Jeff Henshaw, Group Program Manager of Xbox, said that "[I]f it puts out HDMI, it'll work just great," and any potential lag will be imperceptible to the human eye.
Although PAR asked specifically about the PlayStation 4 and Wii U, Henshaw mentioned that he and his son have their Xbox 360 hooked up to the Xbox One. The 360 appears on the Xbox One UI and the Henshaws can seamlessly switch back and forth between the two while maintaining the functionality of the next-gen console. Once we get our hands on the Xbox One and PlayStation 4, you better believe we'll be hooking the two up to see just how smoothly the transition works.


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Starting a new business is never an easy job and there are various complications that you have to face when you are looking to start a business in United States. One of the first things that you need to do before starting any new business is getting a federal tax id which used to be quite a tedious job. But now it has become easier and you can apply for it via online means only.
Generally, two of the most common things that you people tend to opt for are tax id or an EIN (Employer identification number). These ids help you to start and run your function smoothly within USA and across the globe as well. So now, if you are wondering, how to get federal tax id, and here is a detailed look at what you need to in order to get one:
Selecting a proper entity
The first thing that you need to do in order to get a federal tax Id is by filling up the tax ID form. In the form, the first thing that you need to do is selecting the proper entity. There are various options that you have listed out there such as Sole proprietor, partnership, Limited Liability Company, partnership firm or trust. You need to choose one amongst them based on the operation of your business and it is all done.
Filling out the information on the page
The second thing that you need to do after selecting the type of entity is putting all the information on the one-page form. For an instance, if you are looking to start a Limited Liability Group, you need to mention the details of business partners along with all the other requisite details on the form. You also need to mention the address and structure of business on the page.
Payment of the fee
The last thing that you need to do is submit the processing fee which is payable only once for registering and getting an EIN number. When you tend to apply EIN online, most of you are confused about whether you need to pay the fee annually for renewal or only once. So, to make this point very clear, you just need to pay it once and you will get an EIN number.
What is the time period for processing of EIN?
This is another very common question that most of you tend to have in mind when you think about applying for the same. The processing time for the EIN is just around one hour and after one hour you will receive your EIN number which makes thing easier for you. So, if you are thinking about starting a LLC and wondering upon how to start an LLC on a short notice, you easily can as your Tax ID can be generated in an hour. But it will take around two weeks roughly for your EIN to be uploaded on the IRS website which may be a cause of concern for you.


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Vantage Solutions guides Reed-Lane through smooth serialization projects
HILLSBOROUGH, N.J., June 20, 2018 /PRNewswire/ -- Serialization can be a scary proposition for pharmaceutical manufacturers and packagers, but Reed-Lane has deftly evaded the pitfalls with consulting, technical support and project management from Vantage Solutions.
Reed-Lane, a contract packaging provider that serves leading pharmaceutical manufacturers, recently completed three serialization projects to comply with the FDA's Drug Supply Chain Security Act (DSCSA). The law mandates that each saleable unit of a prescription drug product intended for the U.S. market (e.g., carton, tray, bottle or case) be imprinted with a unique barcode by Nov. 27, 2018, to defeat counterfeiting.
Reed-Lane's projects included a "Level 4" integration of its carton serialization line with its business systems as well as bringing serialization with aggregation to two solid-dose bottling lines.
"It was essential to do these projects right the first time and to minimize the impact on our operations," said Carmine Sodora, chief financial officer of Reed-Lane. "Vantage had the know-how and experience to help us feel confident in handing them the keys. They kept us on track, well-coordinated and productive throughout."
The details
The project involved new equipment for: printing serialized bar codes; labeling; aggregating bottles to cases and cases to pallets; receiving and transmitting serial numbers and moving batch data files.
Vantage supported all stages of the implementation, which included:
- Development of User Requirement Specification (URS).
- Factory Acceptance Testing (FAT)/ Site Acceptance Testing (SAT) plan development and execution of SAT.
- Installation and start-up support.
- All validation protocol development and execution support.
- Validation Master Plan development and modification/creation of standard operating procedures for the serialized lines.
"A lot of moving parts were involved, figuratively and literally, and Vantage kept the project and the voluminous documentation organized, on schedule and within budget," said Joseph Byrdak, Reed-Lane packaging process engineer. "The project required extensive coordination of multiple vendors, and Vantage had solid, pre-existing relationships with all of them."
The vendors included Optel, NJM, Domino and TraceLink.
"Serialization is complex and many packagers have legitimate concerns regarding the prospect of outages and slowdowns as they undertake conversions," said John Jordon, President, Vantage Solutions. "As our partnership with Reed-Lane illustrates, thoughtful planning, careful execution and close collaboration at every step can minimize the disruption – and help you come out more productive."
About Vantage Solutions
Vantage is the manufacturing productivity company. For manufacturers facing safety, quality, or efficiency challenges, we provide strategic guidance and cost-effective execution of initiatives to improve serialization, packaging, inspection and more. Our team is seasoned, lean, on time and within your budget. www.vantage-cg.com.
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Product Description
- Craft: Counted Cross Stitch
- Title: Here Kitty Kitty
- By: Design Works
- Size: 9" x 12" (22.86 cm x 30.48 cm)
Here's a new and unopened complete COUNTED crosstitch kit entitled "Here Kitty Kitty." This is an adorable design of all the attributes of a Cat. Written in different fonts in black, it says, "Playful, Companion, Curious, Whiskers, Cat got Your Tongue?, Fur, Kitty kisses, Best Friends, Purrrr, Let sleeping cats lie, Soft + Cuddly, Meow, I Heart My Cat." And, vertically down the right side in colors of green, red, blue, and orange, it says, "Here, Kitty Kitty. "Lightly, in the background, is the silhouette of a sitting cat. There is a ball of yarn unraveling across the top of the design, and next to the word "Best" in the middle of the design on the left is a blue paw print with a red heart on it, and on the right is a green paw print with a red heart. It goes without saying that this is perfect for cat lovers or for somebody as a welcome gift when they get a new cat.
Included in the package: 14 count white Aida x-stitch fabric, pre-sorted 100% cotton embroidery floss, thread sorter, needle, and easy instructions ~ Everything you need to complete this CrossStitch project!
This xstitch kit is from Design Works Crafts, Inc. and designed by Jennifer Pugh. The finished size is approx. 9" x 12" (22.86 cm x 30.48 cm)
Kit No. 2787 or DW2787 / UPC: 021465027876


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With its double filter seams and depth filtration system, the Full-Gas Microsac ensures the problem-free production of spawn and substrates.
The Full-Gas Microsac is provided with a series of parallel filter seams. Each seam consists of a double row of miniscule filter plugs, comparable to tiny wads of hydrophobic cotton wool. The level of gas exchange and the number of filters depends on the application: mother spawn, spawn, substrate, etc.
The Microsac seams are unique because of depth filtration. As opposed to conventional spawn and substrate bags that use surface filtration, microsac filters guarantee a much more even and efficient gas exchange. While surface filtration relies on microperforation, Microsac filters are composed of randomly arranged fibres in which microorganisms get trapped, much like the HEPA-filter system. This allows a fluent gas exchange without a drying-out zone below the filters, while still forming a firm barrier against microorganisms.
Ideal for 10-12 lbs of spawn or substrate
material : polypropylene
foil thickness: 75 µ
purpose: for substrate
number of filter strips: 6
bottom gusset: no
heat resistance: 124C - 255F
width : 13 inch
height: 22 inch


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Not content to wait? There has been buzz about the Korean DVD, but now it looks like there's no subtitles.
There's the Malaysian DVD. But if you order that version, what do you really gain in the long run? You might have your Ong-Bak 2 now, but what about future efforts by Tony Jaa and company? Will the North American release of future Thai action and genre films be jeopardized by gray market DVDs and fan-subbing efforts, which facilitate illegal downloads?
Kung Fu Cinema's Mark Pollard comments on Magnolia's strategy:
This forward-thinking and diversified approach is a smart move by Magnolia that I only wish could have happened sooner since many fans have already tracked down overseas editions and pirated copies of the film. While Ong-Bak 2 would undoubtedly look great on a big screen, the reality is that it's getting harder for distributors to put niche movies into theaters and turn a profit and harder for audiences to tear themselves away from their home entertainment systems and computers.
If successful, I wouldn't be surprised if this gradually becomes the new model for distributing niche movies. Films could be released sooner and at lower cost to the distributor, in turn making it more likely that we might actually see more licensed foreign films brought into the U.S. If films began to be released worldwide on VOD services in a timely fashion and at a reasonable cost, this could go a long way in combating revenue loss through piracy and cross-border, gray-market sales. Films will still have to be released to DVD and Blu-ray to satisfy collectors though.
I guess I agree with what he's saying. Sometimes the gray market is the only way you can get a semi-legal English-friendly release of a Thai movie. But if the gray market didn't exist, would the film be more likely to be picked up in North America and the U.K.? Would there be motivation for companies like Sahamongkol to offer an English-friendly multi-platform worldwide concurrent release of its films in theaters, on its Mongkol Channel and other cable channels, Internet streaming and DVD/Blu-ray? It's a conundrum.
The U.S. release of Ong-Bak 2 should have happened already, following closely after the film's appearance at South by Southwest, which could have been a promotional platform for a theatrical, VOD, DVD release. Ong-Bak 2 should have been a summer movie, not a fall movie. It'll be interesting to see how this works out.
I also wonder if there will be any special features or commentary tracks on the Magnet disc? Will the quality be okay? How about Blu-ray? Worth getting? I'm willing to wait to hear more. How about you?


text: Bryson's little buddy Jack lives just a few blocks away from us. So today Bryson and I walked to Jack's house so they could play. While the boys played, I enjoyed visiting with Jack's mom about adoption (Jack is also adopted). She also told me about some good preschools in the area, which I was super eager to learn about. I can't believe my little man is old enough to start preschool! Crazy. Here are some cute pictures of their fun together.


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- The UK's dedicated running injury site, fuelling your recovery with essential recovery info and great deals on all things running
Tagged: Barefoot running
There are few issues that arouse more controversy than the hot topic of barefoot running. The minimalist running approach is characterised by lightweight running shoes with a minimal heel drop – or, taking the phrase literally, the complete abandonment of running shoes. Given the strength of views of proponents and critics alike, it can be difficult to provide a balanced view of the merits or otherwise of this increasingly popular running approach. But that's what the posts below try to provide.
- Can you really prevent injuries by running barefoot?
The human species is one of the most efficient terrestrial animals. We adapted to run on dry riverbeds and grasslands, but development of modern society has strained the evolutionary process. Footwear was initially…
- Posted June 27, 2014
- Time To Replace Your Running Shoes?
If you're looking for a culprit to your shin splints or knee problems after running, look down. Your shoes and how you land may be to blame. In a new study in the U.S. Army Medical Department...
- Posted June 24, 2014
- Pros and Cons of Barefoot Running
Thanks to Christopher McDougall's revolutionary book "Born to Run", the latest craze in the running world is going barefoot. As any runner can tell you, if you're not wearing the right shoes or train too hard for...
- Posted June 17, 2014
- Barefoot Running 101: The Answer To Injury-Free Running?
The world of barefoot running can be baffling for new runners. That's why in today's post, we take a look at the basics of barefoot running. And we ask the simple question: is this your route to...
- Posted June 7, 2014
- Barefoot Running: Is It Safe?
The science around the benefits or otherwise of barefoot running is mixed, writes Jon Anderson for Military Times, as coverage of the Vibram lawsuit spreads far and wide. But, for most barefoot runners, the appeal of minimalist...
- Posted May 27, 2014
- Vibram barefoot running controversy heats up
The fall-out around the recent Vibram USA lawsuit continues to dominate the running world. The lawsuit alleged that the barefoot brand had made false and unsubstantiated claims about the health benefits of its footwear. This was a...
- Posted May 21, 2014


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US national security advisor, Michael Flynn, resigned late on Monday night amid a flow of intelligence leaks that he had secretly discussed sanctions with the Russian ambassador to Washington and then tried to cover up the conversations.It's interesting that the Russians are the ones who are most upset by Flynn's "resignation". Also, Flynn's now been fired by two presidents, which is not exactly an enviable record.
Russian politicians offered a fierce defence of Flynn. Konstantin Kosachev, chairman of the foreign affairs committee at the upper chamber of the parliament, said in a Facebook post that firing a national security adviser for his contacts with Russia is "not just paranoia but something even worse".
Besides all the Russian fuckery, Flynn was one of the more-public purveyors of fake news in the Trump campaign. He was one of the promoters of the fictional "Pizzagate" story, which resulted some programmable dweeb likely spending a good chunk of his life in prison.
Flynn's also being investigated for taking freebies from the Russians when he was the director of the Defense Intelligence Agency. That had to have been one hell of a get for the FSB.
David Frum nailed it:
This is shaping up as the best season of "The Americans" yet— David Frum (@davidfrum) February 14, 2017
If you're an American citizen, you may be wondering: How does one deal with the ShitStorm Admiistration? Try Dana Milbank's regimen: Exercise regularly, spend time with family and drink a quart of Everclear every night.


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The power of pink
WCVB reporter shares thoughts 8 years after cancer diagnosis
By Kelley Tuthill, NewsCenter 5 reporter
I didn't need to look at a calendar to know that October had arrived.
As I grabbed an egg to make breakfast I saw my first pink ribbon of the month imprinted on the shell. Before cracking it open, I went on the Internet to check out whether this ribbon actually meant anything. I was relieved to see indeed this company gives $50,000 a year to the Susan G. Komen Foundation.
I hear a lot of grousing from my fellow survivors about "pink washing" or pink overload during National Breast Cancer Awareness Month. I actually love pink. It's pretty, feminine and perky. Pink makes me think of spring, hope and new life. So bring on the ribbons as long as it honestly represents a commitment to saving lives.
I know that's what my friend the late, great Evelyn Lauder had in mind when she started her Breast Cancer Research Foundation in 1993. She established the pink ribbon to raise awareness of this horrible disease. But she knew awareness alone was not going to cure cancer.
That's why her foundation will award more than $47 million this year to hundreds of scientists worldwide, including dozens in New England. In my reporting on their cutting edge work, I'm more convinced than ever they will find a cure.
According to cancer.gov, federal funding of breast cancer research is declining each year. In 2012 the government spent $602.7 million down from $631.2 million in 2010. So, private funding is more important than ever.
I am alive today because brilliant scientists discovered Herceptin, a targeted treatment for my type of breast cancer. My daughters were just 2 and a half years and 6 months old when I was diagnosed with no family history. Now, they are 10 and 8 and their mom is cancer free.I am a grateful survivor who continuously tries to bring women information through news stories on WCVB, public talks and my book "You Can Do This: Surviving Breast Cancer Without Losing Your Sanity or Your Style." My October calendar is filled with events supporting BCRF, Dana-Farber, the Ellie Fund, Komen and Silent Spring.
Everywhere I go I meet survivors and hear their stories. Rather than feeling overloaded by pink, I feel enveloped and comforted by it. According to the American Cancer Society, 240,000 women will be diagnosed with invasive breast cancer this year; 5,600 in Massachusetts.
Although those numbers are overwhelming, it means we have resources and support. I can tell you my friends with rarer types of cancer wish they had even a fraction of the attention breast cancer gets.
This disease affects so many of us; let's use our power to force companies to think before they pink. That's a point made by Breast Cancer Action and its Think Before You Pink® campaign.
Ask why they are displaying a pink ribbon? How much do they donate? And to which charity? Ask how that charity spends the money. Demand more than just awareness. We are all very aware of this disease. What we want is a cure. And a cure takes funding.
Forty-thousand women will die of breast cancer this year, 800 of them from Massachusetts. Since I was diagnosed in 2006, I have painfully watched many friends die including Ingrid, Erin, Bridget, Tina, Colleen, Elizabeth, Kristin and Peter. With each death, my resolve strengthens to do whatever I can to help find a cure and save lives.
Someone recently asked me why I list breast cancer survivor/advocate on my Twitter profile. He thought it was strange for a journalist to describe herself as an "advocate." He makes a good point, but I simply cannot sit on the sidelines and watch any more patients die. I owe my advocacy in any appropriate form to their families.
This month, you won't catch me wearing a "Save the Ta-Tas" shirt or fighting to save "second base." I've already given up one breast and would gladly sacrifice another to save my life.
When you see me wearing pink, know it's an acknowledgment of a difficult fight and a celebration of survival.
This October, let the message be clear: We need to fund research and cure this insidious disease.


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Learn how Google AdWords can help your business grow.
Right now, prospective customers are looking for a business like yours using Google search. But if your site doesn't show up, no one is going to find you.
Problem is, 'showing up' isn't that easy, especially for small startups. New businesses are competing against companies that have been around longer, have a much larger budget and have already built up a loyal fan base.
AdWords helps small businesses, like yours, get a head start and break into the market, fast, by providing self-styled online advertising solutions.
Below, we've listed 10 reasons why AdWords is so effective at helping small business succeed.
It's Fast.
Instantly reach the top of Google's first page.
There are two ways to get to your site to the top of search engine results – SEO and AdWords. With SEO, it can take months to get your site ranking. With AdWords, you only have to wait a few weeks, or in some cases, a couple of days, before customers see your ad.
This means you get results when you need them – right now.
It Works and We Can Prove It.
Invest in advertising that delivers measurable results.
With traditional advertising, it's very difficult to know what works and what doesn't. If you run a radio, television or magazine ad this month and there are more calls next month, you know that something worked, but you're not exactly sure what it was. The measurements are imprecise and any evidence is circumstantial.
Digital marketing is more measurable and dependable. AdWords metrics show you what's effective and what isn't. They show you who has seen your ad, who has clicked on it, who has contacted you and who has purchased your products.
This is perfect for small business owners who need to know that their money is being put to good use.
See some of our small business AdWords success stories.
It Suits Your Budget.
Spend only what you can.
We know that small businesses' marketing funds are limited. AdWords allows you to set how much you can spend. You don't have to worry about overspending, because the platform will not allow you to go over your set limit.
This means that AdWords is a completely risk-free digital marketing plan for small business owners who don't have much capital to play around with.
It's Cost-Effective.
Pay only for results.
We understand that as a small business owner, your money is much more valuable to you than to a corporate business. Unlike bigger companies, you probably don't have money to squander on multiple marketing strategies.
With AdWords you only pay when someone clicks on your ad. This is called pay-per-click or PPC advertising. Unlike with traditional advertising, where a costly leaflet or print ad could be wasted on a client who has no need for your products or services, with AdWords you only pay for the leads who have indicated their interest twice, first by searching for a business like yours and then by clicking on your ad. This makes these leads much more valuable because they are more likely to turn into clients.
AdWords pay-per-click advertising helps you make every cent count.
It Allows You to Target Your Ideal Client.
Speak only to your niche.
With AdWords you can be explicit about the type of client you are looking for. You can set your ads to show up only in a specific location or at a specific time. You can also request to specifically target people searching for your products or services from their mobile users, like people walking or driving past your business.
This means that your ads only get shown to the right people, at the right time and place.
It Helps Customers Find Your Store.
Get more feet through the door.
AdWords allows you to get your store, restaurant or pub to show up first on Google Maps when someone searches for a business like yours nearby. You can also add a 'Location extension' to your search advert to show your address to potential clients.
In this way, AdWords helps you to lure customers away from competitors in your local area.
It Helps You Generate More Leads.
Get your phone ringing off the hook.
AdWords makes it easier for customers to contact you. The 'Call Extensions' feature allows you to add a phone number to your search ad. This enables clients to contact you directly from the search results page. They don't even have to visit your website to make a call.
More enquiries means more sales for your business.
It Helps You Sell More.
Get your products seen by more customers.
Google Shopping allows you to get your products to show up first when someone searches for something you're selling.
More sales means more revenue for your business.
It Automates Your Marketing.
Attract new clients with less effort and a smaller initial investment.
Rather than doing all the selling yourself or hiring an extra sales person, why not set up an AdWords campaign. You simply let it run.
For a small business owner, this is ideal, because you don't have more time or money to spend on calling people who aren't interested yet.
It Helps You Grow Your Business.
Get even more clients.
No matter the stage of development your business is currently at, AdWords can help you grow your client base and perfect your service offerings.
Whether you're a new business looking to increase awareness of your brand, a small local business looking to go national or a UK-wide business looking to go global, AdWords can help expand your reach.
AdWords also helps you to identify what is working with built-in metrics, so that you can invest more time and effort into those products or services.
This helps small businesses grow into larger, more valuable companies.
The Only Drawback – You Need to Know What You're Doing.
While AdWords can deliver spectacular results, actually getting them can be a complex, tiresome and timely process, especially if you are not technologically savvy.
First, You Will Need to Set up Your Adwords Campaign.
To do this right, you will need to be sure to choose the best keywords, create appropriate AdGroups, fully optimise your landing pages and install tracking codes. You will need digital marketing, copywriting, web design and development expertise to get all of this done.
Not adhering to all the requirements of setting up a campaign will mean that your ad shows up at the bottom of the search results page.
It can also mean that your ad is never shown.
Then, You Will Need to Monitor Your New Campaign.
In order to ensure that you are constantly improving the performance of your ads you need to always be checking what is going on. The tracking tools are technical and difficult to understand. Many AdWords campaign managers first study for the Google Analytics Certification before attempting to make any changes to an AdWords campaign.
Not tracking your performance means that you could potentially waste money.
Finally, You Will Need to Track Platform Changes.
AdWords is constantly changing, and marketers have to keep up. These changes can affect how effective your previous strategy has been. AdWords often releases new features, some of which can help your campaign achieve further success.
Using other features could damage it.
Our AdWords consultants can handle all the work for you and ensure that you always get the most out of your marketing budget.
Contact Our Adwords Team for Free Expert Advice.
Email our experts on firstname.lastname@example.com to arrange a call back and consultation.
We will send over a tailored PPC plan, detailing how much:
It Will Cost for Us to Set up and Manage Your First Campaign.
You Will Need to Pay Google in Order to Start Seeing Results.
As a small business owner, you're probably already doing far too much on your own.
Let us take care of your online marketing for you.


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Larry Zuber
At year's end, many Texas A&M College of Architecture former students honor their professors by including the college in their charitable giving.
"Former students remember what a faculty mentor did for them when they were in school and they want to honor their professors when they are ready to give back to the university," said Larry Zuber, the university's development officer for the college.
The college has a series of endowed funds named in honor of current and past faculty members. These endowments are unique in that each was started by former students with the express purpose of encouraging their classmates to join them in honoring special faculty members in a personal, meaningful way.
Each fund will be a permanent source of support for the specific purpose laid out by the original donors.
Former students are encouraged to join them with a year-end tax-deductible gift to the endowments listed below. Each has a link to the foundation's online giving page for gifts by credit card. For those wishing to make a gift by check or appreciated securities or who have questions about creating an endowment to support the College of Architecture or any of its departments or programs, please contact Zuber at firstname.lastname@example.com or 979.845.0939.
John Only Greer Architectural Heritage Professorship
This fund will be used to support a full-time faculty member in collecting and maintaining archival records relating to the College of Architecture at Texas A&M University in College Station and the history of its teaching. research and outreach in the built and virtual environments: http://give.am/GreerProfessorship.
David Woodcock Professorship in Historic Preservation
The professorship will be held by the director of the Center for Heritage Conservation: http://give.am/WoodcockProfessorship.
George Mann Healthcare Design Education Fund
This endowment will be used to support the activities of the Center for Health Systems and Design and graduate teaching of health design: http://give.am/MannHealthcare.
Paolo Barucchieri Memorial Scholarship
The scholarship provides financial support for College of Architecture students who will be studying at the Santa Chiara Study Facility in Italy: http://give.am/SupportPaolo.
Rodney Hill Professorship in Creativity and Design
This professorship will support the creative work of a faculty member in the College of Architecture and honor a professor whose creative teaching has inspired many generations of students in the college: http://give.am/RodneyHillProfessorship.
Bob Segner Auditorium / Francis Hall Construction Science Center
This fund is an ongoing campaign to renovate Francis Hall for the Department of Construction Science: http://give.am/SupportFrancisHall.
David Pugh Urban Planning Scholarship
This scholarship recognizes the service of former planning faculty member David Pugh: http://give.am/PughScholarship.
Nancy Volkman Scholarship
The scholarship provides financial support for fulltime students in the Department of Landscape Architecture and Urban Planning: http://give.am/VolkmanScholarship.
Dr. James C. Smith, II '70 Endowed Scholarship
The fund provides one or more scholarships to fulltime students in good standing pursuing a degree from the Department of Construction Science at Texas A&M: http://give.am/DrSmithScholarship.
James H. Marsh III '51 Endowed Scholarship
The scholarship is awarded to construction science students demonstrating leadership ability and academic accomplishment: http://give.am/MarshScholarship.
Jesus H. Hinojosa Endowed Scholarship in Urban Planning
The scholarship is awarded to one or more students in good standing pursuing a graduate degree from the Department of Landscape Architecture and Urban Planning: http://give.am/HinojosaScholarship.
Michael D. Murphy Endowed Scholarship
This scholarship is awarded to an undergraduate. Preference is given to an undergraduate student demonstrating progress towards completing a professional degree in a timely fashion: http://give.am/MurphyScholarship.
Donald B. Austin Endowed Scholarship
This scholarship is awarded to an undergraduate landscape architecture student in financial need to participate in a study abroad program. Preference is given to students are or will be at the college's study abroad venue in Italy: http://give.am/AustinScholarship.
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Today's Monday Mani was inspired by Pinterest. I just thought it was too fun and cute not to recreate!
First go ahead and paint all your nails the solid colors you would want. I went with a pale pink, brown, olive green, and a creme for the decorative nails.
Next, on the nails you want to use the print on, go ahead and put dots onto them. I did it on my thumb and ring finger. I also think putting all the other colors in make it look better. Also, I found that putting little slash marks instead of dots came out for a better overall look.
Here you would want to find a thin paintbrush or black nail polish to use for the lines. The thinner the better. Also, don't be discouraged if you don't get it at first! Practice makes perfect!
But here you will want to do small outlines, not perfect though, but around your dots/slash marks like shown below.
And ta-dah! You now have some really cute nails!
Happy mani and enjoy your week!
ps, don't forget to =)


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Aww! Just look at these best buns, Jumbles and Oreo. They are sitting so close to one another that their whiskers tickle each other's faces.
Monday, May 14, 2012
Snuggle Bunny Monday
Posted by Missy at 9:57 PM
Labels: Jumbles, Oreo, Snuggle Bunny
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This blog is dedicated with love to my missing daughter, Michaela Joy Garecht. Michaela was kidnapped on November 19, 1988, at the age of nine, and she is still missing. I will never stop looking for her. I will never stop loving her.
Friday, November 20, 2009
Dear Michaela,
1 comment:
- AnonymousNovember 20, 2009 at 3:37 PM
This is to the person who knows what happened to Michaela, (or any other missing person) and maybe even knows where she is right now. Don't be that person any longer, who knows something but chooses to do nothing.ReplyDelete
If you know that Michaela is alive, you might think she looks ok, even happy. You might think that she looks free, and could leave if she wanted to. You might think it's better just to leave things the way they are.
Stop fooling yourself.
She is not ok and she is not free. She was hurt very badly when she was kidnapped and the kidnapper, or whoever has her now, has control over her. The person who tore her down cannot be the person to build her back up. There will always be the perpetrator/victim relationship, and it is extremely unbalanced. Deep inside her that terrified little girl still lives who is lost and needs to be found, who is just trying to cope and survive.
You have the power within your hands to help that little girl find her way home, and to bring a tremendous amount of joy to her and her family, who still very much feel the pain of her disappearance. You can do it anonymously if you like, but do it. Even though it may be hard for you to do, you can live the rest of your life knowing that you did the right thing. I think that you will really like that feeling. Remember, it is always the right time to do the right thing. Be assured, it is the right thing to do!
Maybe someone out there just has a strange feeling about a family or person, maybe it makes you feel uncomfortable, gives you the creeps.... that's your instinct telling you something is wrong. Do some snooping around, ask some questions. If you are wrong, you are wrong, just apologize if need be. But if you are right, well, just imagine if you are right! It IS your business to help those who are being victimized, you DO need to get involved! Even if Michaela is no longer living, you will be helping her mother to bury that monster of uncertainty. It is still the right thing to do, and remember, it is always the right time to do the right thing!
"Evil prevails when good men (and women) do nothing." Edmund Burke


text: By Kristen Finstad So, one of mine and Amanda's favorite things to do together is Board & Brush! If you haven't been, you ought to go! If you're unfamiliar, Board & Brush is this cute little place (with locations nationwide) where you basically turn a piece of raw wood into a super impressive decoration… Continue reading Board & Brush: Our Experiences and Thoughts


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Weighted Sand Bags are an excellent training tool that combines common functions of Barbells, Dumbells, Powerbags, Kettle Bells and Medicine balls all in one indestructible user friendly package.
Weights/Dimensions available:
Note: Weight Bags are sent empty and we recommend using standard dry pit sand for filling.
Buy Weighted Sand Bags from Fitness Market and save!
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