text:
The Full Time Hobby
July 7, 2017
Words & Photos: Talman Masden
Growing up in New Zealand, I've always had an appreciation for the outdoors. — camping, hiking, fishing, diving - the outdoors became my playground. It wasn't until a couple of years ago, however, when my dad, brothers and I took a road trip from Auckland down to Queenstown that it struck me just how beautiful New Zealand really was. Ever since that trip I've felt like the middle of nowhere is home. Be it up a mountain, beside a lake, deep in a forest or next to the roar of an ocean, I find comfort out in the wild.
I was encouraged by a friend to take a camera on this trip; he had seen some of my iPhone snaps and thought I had an eye for composition and would do well with a proper camera. While I initially doubted him, I obliged and very quickly found a level of creativity that I had obviously repressed during years of university and "business world". Photography quickly turned into a huge passion. I started spending my weekends flying to new locations with free rental car returns. I would sleep in the car so I could spend my time taking photos at the crack of dawn, as the sun was setting, and of the stars throughout the night. Often it ended with me pulling an all-nighter – driving from Christchurch to Auckland with just a couple of power naps – but I always felt alive and energised from those adventures.
I started sharing my adventures and photographs on Instagram and people began to take an interest in what I was getting up to. I quickly made friends all over the country through the online community, and while travelling we would plan to meet up and head out on photography missions. This was invaluable for me as I had no formal training in photography. I learnt everything I know in a way that worked for me – out in the field from the people around me.
"What started as a hobby for me very quickly became something infinitely bigger than I ever could have imagined, but only after I chose to embrace a state of doing, rather than wishing."
In 2016 I was awarded the prestigious title of 'New Zealand Geographic Young Photographer of the Year'. This was an unexpected accomplishment for me, especially as I had only been behind a camera lens for about a year and a half. It was around the same time that I decided to leave the office life for good and chase sunrises and sunsets full time. People always ask me how I managed to make the transition, and to be honest I can't really tell you. I can only liken it to Tarzan swinging through the jungle. I'm constantly swinging my way forward, letting go of one vine, trusting there will be another waiting for me to grab a hold of before I lose momentum. It really is quite the rush.
It goes without saying that my favourite things to photograph are monster sized landscapes, mountains, rivers, lakes, forests, beaches and the like. Luckily we've got them all here in New Zealand and the chase has taken me to some pretty remote and wild places. Recently I've been spending a lot of time following braided rivers up to the source — the mountains. It's pretty special being in these places, especially when you're up high amongst the elements, where you have to rely on yourself and your gear to get you through whatever Mother Nature throws at you.
Recently my friend Sam and I decided it was about time we got to the top of Mt Ruapehu for an over-nighter. Having spent many seasons snowboarding on these slopes I was excited to finally get to the top and really appreciate the view. It was a bit of a slog getting up the exposed scree sections, especially as we'd gotten our timing wrong and ended up having to start from the bottom without the usual chair lift ride up the first section. Right on sunset we were climbing the final big section of scree; clouds had rolled in obscuring the view below, and to the right Ngauruhoe was peeking through the rolling clouds. To the left we could see Mt Taranaki with the sun setting right next to it, and the wispy high clouds were turning pink. I couldn't help but stop and soak it all in – as well as snap a few shots of this jaw dropping moment.
We got to the top after dark and despite being tired I barely slept, buzzing at the thought of the morning views. Around 4am Sam and I realised we were both still awake so we peeked outside and were greeted with clear skies and more stars than most people have ever seen in a single lifetime. We spent a few hours focusing on astrophotography before making our way towards the Crater Lake where we had planned to catch the sunrise.
Seeing the sun come up and the sky explode into technicolor was truly spectacular – it was as if the sky was on steroids! What made it that much better was knowing that no one else in the North Island was watching that sun rise higher up than us. At that moment we were above everyone and everything. After taking the time to be "present in the moment", it was time to hit the road and get back down the mountain. I don't know if you have ever run down a scree slope, but it's million times more fun and faster than going up! In no time at all we were at the Whakapapa Knoll Ridge Café drinking coffee, eating pancakes, and toasting to an epic mission.
Being constantly dynamic and always on the go is what keeps me motivated. This year alone I've conquered mountains, rafted in remote rivers, watched every single sunrise and sunset from a new location for an entire month, been to every region in New Zealand, spent time in a high country sheep station, chased wildfires — the list goes on. Chasing your dreams - it's a verb. What started as a hobby for me very quickly became something infinitely bigger than I ever could have imagined, but only after I chose to embrace a state of doing, rather than wishing. My encouragement to you is that whatever your passion is — action it. Become the verb you dream about.
Follow Talman on Instagram @talman.


text:
2016 America the Beautiful 5k photos slideshow + theme music
2016 America the Beautiful 5k Race Results
2016 America the Beautiful 5k Age-graded Race Results
Until the next running of America the Beautiful 5k, please register to run or walk the 1st Annual Police Memorial 5k Sunday, May 21, 2017 back at the inspiring MN State Capitol Memorials grounds.
NOTE: This special remembrance running event, The America the Beautiful 5k, was first conducted on the 10th Anniversary of 9/11. After this year's 15th Anniversary edition of the event it will not be reprised for five more years on Saturday, September 11, 2021, the 20th Anniversary of 9/11.
Sunday, September 11, 2021
20th Anniversary Remembrance Road Race
9:11 AM Start
America the Beautiful 5k
Never Forgetting 9/11
Honoring All Who Serve to Protect Lives
Start/Finish near Peace Officers Memorial on State Capitol Grounds @ 12th & Cedar, St Paul, MN
Timed 5k @ USATF Certified Course 'round the MN State Capitol District Amazing Memorials
May we always remember and honor heroes - heroes are always among US Dave Bray USA 9/11 Video
Donations to Minnesota Law Enforcement Memorial Association (LEMA) may be included with race entry fee (entry fee pays for the event; 100% of designated donations will go to LEMA)
Any Day Donate Directly to The Minnesota Law Enforcement Memorial Association (LEMA)
Find below the words to "America the Beautiful" this event's theme song sung by Ray Charles
Celebrating "America the Beautiful" every step of our way: Colorful commemorative America the Beautiful 5k shirt, special Americana music & announcer, unique CC race photography post-race online slideshow with event theme music & free access to your photos to add to your photo records & Facebook, refreshments & cheers, and a pocket-size Declaration of Independence & US Constitution to carry throughout the year.
America the Beautiful 5k Event Highlights:
1. 15th Anniversary of 9/11 active remembrance of sacrifices of police, firefighters, military & civilians in defense of life, liberty & happiness
2. Never Forgetting 9/11 while celebrating the sentiments expressed in classic song America the Beautiful (See * below)
3. Exercising liberty 'cause the strong best defend life, liberty & happiness (See ** below)
4. Added funds raised to benefit Minnesota Law Enforcement Memorial Association
5. Photos/slideshow
6. Music/announcer
7. Lively camaraderie
8. Commemorative shirts
9. New 9/11 memories
* The inspiring words from "America the Beautiful" will always be played at the Never Forgetting 9/11 America the Beautiful 5k:
O beautiful for heroes prov'dIn liberating strife,Who more than self their country loved,And mercy more than life.
America! America!May God thy gold refineTill all success be nobleness,And ev'ry gain divine.
O beautiful for patriot dreamThat sees beyond the yearsThine alabaster cities gleamUndimmed by human tears.
America! America!God shed His grace on thee,And crown thy good with brotherhoodFrom sea to shining sea.
** "Nations have passed away and left no traces. And history gives the naked cause of it; one single, simple reason in all case: They fell because their people were not fit." - Rudyard Kipling
2011 America the Beautiful 5k Photos Slideshow with Theme Music
2011 Race Results

subset: commoncrawl


text:
My New Favorite Cloth Wipes: Annie Britches
I have a lot of clothes wipes. I mean, A LOT. I think when I discovered how wonderful, easy and convenient cloth wipes are, I went a bit overboard. Having an abundance is great though. I can use an entire batch and make a new batch while that batch is washing, and I've started using them for other things as well (washing dishes, bathing baby, cleaning, etc.).
Although I've got plenty, I couldn't resist the adorable cloth wipes from AnnieBritches Etsy Shop (https://www.etsy.com/shop/AnnieBritches). In the pics on the shop's site, they all looked so sweet, I wanted every one! From girls to boys to unisex, she has them all! My collection was about to grow! This pretty pink bird wipe immediately caught my eye!
When my order arrived I was immediately impressed by the cute, simple packaging and the wipes were even prettier in person. The wipes were so soft to the touch and I was delighted with all the different designs and patterns Annie Britches has to offer.
Its great that Annie Britches has a variety of designs, suitable for everyone. From the retro cassette tapes, to barn yard animals, to pretty pink and chevron, to yellow and gray floral, she's got it all! On her site she has even more to choose from!
I got started making some cloth wipe solution right away (see recipe here: https://amoxiemom.com/2015/07/15/super-simple-cloth-wipes/).
When saturated in my cloth wipe solution, these wipes really got the job done! MJs skin is super sensitive, but these wipes are so soft to the touch. They're also large enough and absorbent enough that you only need one per diaper change. If I use disposable wipes I find myself using more than one per change. Because the wipes are so adorable, I've decided they'll be my travel wipes. I usually have a ziplock bag with wipes in my diaper bag for when we're out and about.
The prices for these wipes won't break the bank either. You can get a set of 12 for $10, a set of 20 for $16.50, or a set of 50 for $40. Compared with the price of disposable wipes, this is a great deal, and you'll never have to spend money on disposable wipes again! She also has bib clips and pacifier clips, and wipe solution kits that I'm eager to try, all at reasonable prices.
Annie Britches site (https://www.etsy.com/shop/AnnieBritches) is currently offering a 10% discount to my readers. Enter coupon code ANNIE10 to receive the discount on anything in the shop!
We are giving away a sample pack of assorted gender-neutral wipes. To enter, Be sure to follow this page (amoxiemom.com) and then leave a comment stating reasons you chose cloth diapers/wipes, your favorite cloth diapers or wipes, or favorite wipe recipe (or anything cloth related).
Winner will be chosen at random via randomgenerator.com. Winner will be notified via email on Aug 6th and posted on this site. Winner must respond within 5 days of email notification. Giveaway runs from July 28- 11:59am on Aug 5th. Valid to US residents only.
*WINNER- Katherine Patterson*
*Disclaimer: I was given complementary wipes in exchange for this post. All opinions are honest and my own.


text:
Gallery of Regrettable Food. That said, I do have a soft spot for my mom's collection of Soviet cookbooks and recipe cards. This is partly because they're a slice of a historical era that holds some interest for me, and also because they often have useful hints and techniques for under-quipped cooks, like making dumpling dough sans pasta machine.
I rarely turn to these cookbooks for actual recipes, which tend to be minimalist (grated carrots), unappetizing (boiled sausage and potatoes), or both. Plus, these books never list exact ingredient amounts, oven temperatures, or introduce recipes. Soviet cookbooks are entirely food-porn free, as eating and cooking was a pragmatic affair for their readers. A rare exception is this little booklet on sandwiches and canapés. Yes, the photography is terrible (yet no worse than mine on this blog), but the sandwich and appetizer ideas are charming, original and totally edible.
Sandwich towers made with toasted rye bread rounds and stacked with cucumber, cheese, tomato, hardboiled eggs, ham, smoked fish and what have you.
Sandwich sailboats--toasted white bread and Swiss cheese sails, held in place with a toothpick. When I was a kid, this is all I would eat at times.
Some sort of smoked fish--herring or mackerel--with hard-boiled eggs and red pepper. Note the scenically positioned whole fish, complete with heads, tails, and eyes. Yum.


text:
After Drake surprised fans with a new single last week, Game made an unexpected cameo in Nicki Minaj's "Pills N Potions" video earlier this week. G-Unit again claims the second spot on the Top 10—last week they had both #2 and #3—for their remix of Trey Songz and Jeezy's "Ordinary." A new 30-minute fan-made video released a few days ago gathers some of Kanye West's heaviest quotes of recent years and overlays them with classical music and iconic footage.
Elsewhere on the list, HipHopDX premiered a new track from MC Jin, Joell Ortiz makes "0 to 100" his own, and ScHoolboy Q features on the latest single from Ab-Soul's album.
Nicki Minaj & Game Star In "Pills N Potions"
Serving as the first single to her yet-to-be scheduled next album, Nicki Minaj released a video for "Pills N Potions" earlier this week. While West Coast rapper Game makes an extended appearance throughout the visuals, a heavy piece of product placement drops in with a Beats Pill XL portable speaker shown on screen about a minute in.
The video is full of zany CGI with Minaj crying mercury tears and eventually holding a still animated but decapitated head belonging to Game. The song is set to appear on Minaj's third album The Pink Print. While the rapper has not yet confirmed a date she's claimed that it will be released before year's end.
G-Unit Remix "Ordinary"
Co-opting yet another track for their return to the spotlight, G-Unit took a Trey Songz and Jeezy single and made it their own earlier this week. The G-Unit remix maintains the Trey Songz hook and a short verse from 50 himself, Kidd Kidd, Young Buck, Lloyd Banks, and Tony Yayo. Running through what sets them apart from "ordinary niggas," 50 brags about a pre-release Rolls Royce and never wearing Burberry in his verse. "That new Rolls ain't new to me / 6 months ago I got that shit / You know a nigga a beast when I'm out on the street / Frozen cube and frozen Jesus piece," he raps first.
This latest G-Unit remix comes after two separate singles last week including their take on Drake's "0 to 100" as well as HS87's "Grindin' My Whole Life."
Listen to G-Unit's "Ordinary" on HipHopDX here.
Kanye West Chronicled In "New Testament" Video
After weird hints at its release, a fan-made video chronicling some of Kanye West's most memorable quotes in recent years hit the web earlier this week. While it isn't an official piece of promotion, the "New Testament" video brings together bits and pieces from interview clips and on-stage rants and places them over iconic images. The more than 30-minute video is available to stream below.
This Week's Top 10
1. Nicki Minaj – "Pills N Potions" [Video]
3. Kanye West – "New Testament" [Video]
4. Ab-Soul f. ScHoolboy Q – "Hunnid Stax"
5. Joell Ortiz – "0 to 100 Freestyle"
6. PSY f. Snoop Dogg – "Hangover" [Video]
7. Action Bronson – 10 Must See Performances [Video]
9. Kendrick Lamar – "8 Unheard Bars"
10. SBOE f. Trav & Fabdon – "0 to 100 Freestyle (G-Unit Diss)"
RELATED: Nicki Minaj Says She'll Marry Drake One Day, Calls Rihanna Her Ideal Woman


text:
Lately, I've spent more and more time without make up. It's been so hot in the South West of England that the idea of it makes me feel a bit hot and bothered and I've just been rubbing in the sun lotion and leaving the house.
I know some people might be rolling there eyes that that's even a *thing* but really it's quite a bit deal for me. I'm not saying I'm usually caked in the stuff but I do rely on a bit of foundation, blusher and a lick of mascara and eye liner for my daily routine. It's my shield and as soon as I put it on I feel 'ready' for the day ahead.
When I was a teenager and university student my relationship with make up was a unhealthy one. I suffered from bad skin, used it to cover up the bad skin and suffered for worse skin as a consequence. I put make up on as soon as I awoke every day until around 11pm at night, even if I never left the house, I was so worried about anyone seeing me without it.
I met my first serious boyfriend a few weeks after I turned 17 and was probably at the height of my insecurities. I was so terrified of him seeing me makeup free that I would even reapply make up before I went to sleep and wake up earlier so that I could wash it off without him seeing and reapply more. This lasted the whole five years we were together and was completely a reflection of my body issues than anything he thought of me, I just couldn't bare the idea of make up free me.
In so many ways motherhood has changed me and being confident about who I am and what I look like is one of them. I've totally re-evaluated what is important in life and whilst feeling 'pretty' is important to me I've also learnt that I can still feel this way with or without make up. Like I said it's kind of a big deal for me.
Can anyone relate?
p.s as a afternote, I've not totally given up on make up, actually I love make up and think it's really fun but am glad I'm in a place I don't feel I NEED it. :)


text:
By Tieuma
Usually, when I buy merch or records (or whatever) through the internet, I like to send a little cheer to say what's up about the package, because the postal service sometime just fuck it up, and pardon my french for that but it kinda upset me when my order is lost somewhere in the depths of the world.
Anyway, one day I sent this foretold message and this is where our interview started, basically, when we talked about european soccers team with Vigilante' singer, David Immerz.
David : "I'm great, just returned from a holiday through the northern Indian state of Rajasthan with my wife. We've travelled through most of Southeast Asia but India's a different beast! It was mostly through regional areas via a vegetarian/vegan tour company who organised everything and were amazing. I think my prasadam holds up!"
The first time I've heard this Australian band was when I was browsering the Control Records webstore and saw the Quality Of Life LP and wondered what could this be.
D:"I've known Jake since about 2004 but had seen him at shows in the late 90s before he went travelling. Dean and Coyle I've known from Sydney shows in the late 90s, I think we just got talking outside a show one day and somehow kept in touch, especially with their other band Ill Brigade. Jim, our first bass player, I can't really remember but I'm sure we've known each other from the early 2000's from when I was in Last Nerve. Felipe who left at the end of 2013 grew up not far from me and I knew him from his previous band Persist. And Luke, our other current guitarist we've known from when Jake and my previous band Bad Blood played with his other band Mark My Words in the mid 2000's. There's not much to the back story, we've had three line up changes and there were never any issues, we just move slow as a band because we all have kinda busy lives."
Okay, I was way late on the train but I caught it back, and it's really nice stuff. With this NYHC 80-90's book popping out, it's a nice time for this kind of sound. But what held my attention was the lyrics, a bit political, as in the forementioned style, about how much modern white society is crooked.
D:"We don't have a common stance on anything, we just enjoy hardcore punk, especially late 80s NYHC. Our lyrics have a social justice theme and we contribute regularly to a homelessness service in Sydney called The Station so we try and raise some awareness about that issue. I try and get the point across that everyone's equal, even if you're an ice addict or addicted to heroin. There are so many sad stories out there and different people deal with it in different ways or are led astray in negative ways. We all make mistakes of different sizes relative to our own lives. I have no idea how I'd handle some of these issues so I try and show some empathy.
At the moment there's a lot of racial tension, significant social problems and the divide is growing between those with and without money. I don't know how to solve it, it overwhelms my little brain but I know that raising awareness about it via a hardcore punk band the way we do has made a small difference so we'll keep running with it."
What disapointed me the most on this interview was the fact it was done through e-mail. Even though I don't think I could have seen them once in my life or anything, I'd appreciate a little face-to-face chat with the guy, who seemed pretty humble and wise.
D:"I've worked for the State Government for the past 13 years with different departments in communications and now marketing, mostly design and digital. Part of me likes the security of it but I personally think working for the government is an important responsibility because I want to do the best job I can for the community. I'm a tax payer as well and have a strong sense of social justice which I always consider, no matter how big a difference I can make. I guess we hang out kinda near Resist Records around Sydney's Inner West. Resist used to always be a meeting place or central location for all bands I've been in and it works for Vigilante as well.
Life for me in Sydney is good, I consider myself fortunate. It seems like everything is getting more expensive, from food to travel to rent and house prices. I'm not sure how long it can last and noticed there are so many more homeless people around the city now. The staff at The Station recently told me some other support services recently had to close so there's more strain on everyone it seems."
DxR :"How did you end up dealing with Control records? Did it went well?"
D:"I think via Dave Six Feet Under was how Control contacted us. When Blacklisted first toured Australia, Jake and I played some shows with them with our old band Bad Blood and Dave used some of my bass gear. They returned in 2012 with Defeater and I went to the all age show to give out some Vigilante demos because we rarely play all ages shows. I picked up some Blacklisted records and Dave asked what I was giving out and took one. The funny part was I had just been to the dentist and half my face was numb, so my speech was slurred and there was definitely some dribble! Maybe he felt sorry for us?"
As I said on my top ten records list for this year, I've been surrounded lately by a lot of people taling about how hardcore was way better before and how too old they were (or too young I am, you choose) and I don't exactly know old is David but it's just great to have people just enjoy hardcore, you know, plain and simple.
D:"I've been listening to the new Boston Strangler a lot, just got Give's 'Electric Flower Circus' which I need to listen to again and the new Boneless LP 'Gratitude' sounds great. According to my iTunes I've recently been listening to 411 (in anticipation of their discography), Kill Holiday, Praise 'Lights Went Out', No Tolerance, Violent Reaction, Red Hare, Sportswear, Verbal Assault. I blasted a lot 108 through India!
A while ago I had a lot of t-shirts but nothing too rare, maybe a couple of Cro-Mags shirts and an In My Eyes shirt from their last show in 2000. I used to kinda collect records in the early 2000's but sold a lot to fund a trip to Europe a few years ago. I still have some favourites I'd never sell including Warzone DFTS DFTS, some Youth of Today LPs, In My Eyes LP collection, nothing too crazy but they mean a lot to me."
A bit cliché to blast 108 while traveling India I would say, but still cool. At the end of this interview we talked about soccer, because I love soccer and because when we first got in touch, we basically went on that subject nearly imediatly. And his father's family is in Europe since 1600's !
D:"I'm a HUGE football fan, my dad's family are from Augsburg in Germany so I'm a devoted FC Augsburg fan, even flew over for their return to the 2.Bundesliga & first 1.Bundesliga games in 2011. Growing up I followed most European leagues in the late 80s & 90s, France included but never had a favourite team."
Thank you David for the interview, for your time and patience. And maybe catch you on a possible Vigilante tour, who knows !
And for every Quality Of Life records bought, some money is given to The Station, a homeless shelter they're helping out.


text:
It was definitely different from the usual talks we usually attend at the lab. Super interactive and totally engaging.
Working with Cale, Edan and the Improv Theatre Sydney team was simply amazing. They worked closely with us to shape the experience around our needs and delivered a fun and memorable improv experience that helped everyone become more comfortable with the concept of failure. By the end everyone had laughed, learned, and really started to see failure as an opportunity.
Improv Theatre Sydney facilitators proved all of entertaining, interesting and left players and staff with some relevant lessons, both for cricket performance and for communicating and relating in life. I would not hesitate to recommend the event, and Improv Theatre Sydney as facilitators, and I would certainly do it again.
Cale, thank you for facilitating a truly successful internal values session with us. This was an opportunity for us all to get together, bond as a team and reflect on our internal values of partnership, passion, persistence, rigor and care. It was a creative, collaborative, positive and fun filled afternoon and I have had positive feedback from across the organisation, with many declaring it 'the best Values Day to date'. I would have no hesitation in recommending Cale and the team at ITS.
The workshop was brilliant and Kate was fantastic. We really got such a lot out of the day... it certainly ticked all the boxes for us. The benefits of the day will be long-lasting and has enabled us to examine more creative opportunities for us as a management team to engage with one another and our teams. Extremely worthwhile and lots of fun!
Cale and the team took time to listen and understand our needs. What surprised me was how comfortably they integrated into our team for the entire time we worked together. If you are looking to lift the level of collaboration and personal confidence or engage your team in a fun, positive and meaningful way I recommend you reach out to ITs.
The entire day felt so safe; no one was singled out to perform and the entire experience brought us closer as an organisation, which really fostered a positive and inclusive team dynamic. The energy brought by the facilitators was inspiring and helped us all relax and laugh at ourselves, which was a great respite from the seriousness of our day jobs.
We loved the session provided by Improv Theatre Sydney. It was the last activity of a really long day for our large 60+ person group and I was concerned that energy levels were dwindling. Our teachers read the room perfectly, the session was fun and energising but also accessible to the diverse group of participants. It provided an opportunity for us to build our skills, as well as connect with each other in a light and dynamic way.
We wanted an experience that would challenge our team, push them to develop new skills, enhance their creative thinking but most of all have fun. And Improv Theatre Sydney delivered. Everyone had an absolute blast. Even those initially mortified by the idea of improv truly relished the experience.
It was really fabulous and loads of fun! Everyone got involved and didn't feel the same type of nervousness that they would normally for your traditional style of coaching or role plays and it really emphasised when you have your mind on what you are about to say rather than listening to the other person talking.
Team Bonding • Presentation Skills • Creativity • Change Management
Improv Theatre Sydney facilitates seminars and workshops, employing the philosophies of improvisation to help your business communicate better, boost your creatives' creativity and take your teams out of their comfort zones in a safe and fun way.
ITS provides approachable, informative training and entertainment with a focus on Innovation, Team Building, and Creativity.
We break-ice and break-up conferences with entertainment, highlighting core messages. Our workshops provide opportunities for experiential and applied learning in inter- and intra-departmental communications, change management and collaborative leadership. We use our theatre skills and training to unlock confidence and voice in presentation.
Our mode of play and discovery helps foster environments of intuitive and uninhibited creativity that supports research and development, marketing, even accounting.
See below for some of our past and continuing clients. To learn more about the benefits improv can have in your workplace, click here to read about improv and corporate culture; click here to read about communications; and click here to read about creativity in the workforce.
Let ITS work with your organisation
From 2-hour workshops, 2-day seminars to 6-month continued programs, ITs can design a module to cater to your company's specific needs. Drop us a line below with how we can work with your business.


text:
Premium Twelve Month Prepay Subscription Box Plan
Bombay & Cedar is an aromatherapy, beauty, wellness & lifestyle subscription box featuring vegan and cruelty free full size and deluxe sample size products including essential oils, diffusers, skincare, books, snacks & other products carefully curated for the discerning woman who lives a life inspired. AromaTherapy Discovery, Tips & Recipes 6 -...
- AromaTherapy Discovery, Tips & Recipes
- 6 - 7 Full And Deluxe Size Products in Every Box
- Two Bombay & Cedar Essential Oils in Every Box
- Vegan, Cruelty Free and Most Products Are Organic
- Hand Curated Monthly Theme to Enhance Your Lifestyle
- Oil Diffusers, Skincare, Books, Snacks, Home Goods, Activities & More
- Order by the 15th of the month to receive the current month's box.
- We ship each box the 16th - 22nd of the month
- Renews every twelve months
- No contracts. No Commitments. Cancel Anytime.
Flat Rate Shipping Fees
U.S. - $6.95 per box
Canada - $16.95 per box
Rest of the World - $23.95 per box
Photos @savvysubscription


text:
Spencer Costanzo Net Worth is$800 Thousand
Spencer Costanzo Net Worth,
Spencer Costanzo net worth: Spencer Costanzo is a 19-year-old entrepreneur who has an estimated net worth of $800 thousand dollars. Spencer Costanzo has accumulated his net worth from the development of applications for the iPhone and other mobile devices. Born in Princeton, New Jersey, Costanzo has decided to forgo college to pursue his entrepreneurial ventures. At 17, Spencer founded his first mobile app company, Malibu Apps, which now has more than 1 million users. Malibu Apps has developed and released over 40 apps, ranging from the food category to the reference category, and maintains a top 1% rank among all app developers. In addition to Malibu Apps, Spencer is currently launching and investing in new app startups in the music, real estate, and advertising spaces.


text: Ambassador Pham Quang Vinh was appointed by President Truong Tan Sang as the fifth Ambassador Extraordinary and Plenipotentiary of the Socialist Republic of Vietnam to the United States of America in July 2014. He has also been accredited to the title of Senior Ambassador – the highest rank for a Vietnamese career diplomat. From September 2011 to July 2014, Ambassador Pham Quang Vinh served as Deputy Minister of the Ministry of Foreign Affairs in charge of relations with countries in South Asia, Southeast Asia and the South Pacific, and Vietnam's Senior Official to the Association of Southeast Asian Nations. Ambassador Pham Quang Vinh graduated from the Diplomatic Academy of Vietnam, Hanoi, Vietnam in 1980 and earned a post-graduate degree at Canberra College of Advanced Education, Australia in 1985.


text:
Building regulations require minimum levels of cavity or timber frame wall insulation. We have a range of products which can be to comply with regulations or simply for upgrading extensions or loft conversion rooms.
Results 1 - 1 of 1
Wall insulation
Gyproc ThermaLine Basic insulated plasterboard
Gyproc ThermaLine Basic is range a cost effective solution ...
Sales price with discount:
Sales price: £19.43


text:
Natalia Merzlyakova - Fotolia
Exchange Server experts shed light on 2015
We asked three experts what Exchange Server changes to expect in 2015. Here are their forecasts of what's coming to an email platform near you.
With 2014 quickly coming to a close, many admins are reflecting about Exchange Server's current state and are wondering what lies ahead in the new year. And many have questions about how the roles of on-premises Exchange, hybrid Exchange and Office 365 will evolve, now that Microsoft is following a "cloud-first" approach for delivering updates.
We polled our Exchange Server experts to get an idea of what the industry will see in 2015. Here, they give their predictions about potential changes and new features Exchange admins could see in 2015, including how hybrid Exchange comes into play, closer integration with Office 365 and possible Exchange security improvements.
Exchange MVP Michael Van Horenbeeck, product manager, E-Now
I'm eagerly awaiting the release of the next version of Exchange. I don't expect this version to "rock our worlds" like Exchange 2010 did when it was released in 2009, but I expect it to be an evolution of what we already have today, very much like how Exchange 2013 compares to Exchange 2010. No one benefits from disruptive changes anyway; they only lead to complex deployments and potentially complex migrations. In the past, it's been challenging to move from one version of Exchange to another version. With the architectural changes in 2013, this should be much easier, provided you are already running Exchange 2013. We'll have to wait for the first implementation to be the judge of that, but I'm really optimistic there.
I also hope that Microsoft finally comes up with some solutions for the challenges organizations face in hybrid deployments. I'm slightly biased on this topic because of my predilection for hybrid deployments; however, hybrid customers cannot easily exchange Free/Busy information with other hybrid customers. There are challenges around managing recipient types between on-prem and the cloud, and cross-premises permissions are still not possible. So, hopes are going out that Microsoft is able to address these problems in the next version too. Anything that makes the interaction between the on-prem world and Office 365 easier is a huge win for customers and consultants.
It wouldn't be too surprising to see an even tighter integration between Office 365 and Exchange in the next version. Given the efforts Microsoft has put into Office 365, this would also make a whole lot of sense. Microsoft already mentioned that some workloads (e.g., Clutter) would not make it to the on-premises world because of the underlying technical challenges. But what if a customer really likes a feature but doesn't want to move to the cloud just yet? In such cases, why not go hybrid and allow on-premises customers to consume specific workloads in Office 365 through a hybrid deployment? That way, customers that really want a specific feature but don't want to go "all-in" into the cloud can still have their on-prem deployment but enjoy some of the benefits of the cloud. A good example of something that already exists today is the "Online Archives" where the primary mailbox is on-premises, but the archive is hosted in Office 365.
Exchange MVP Steve Goodman, technical architect, Ciber UK
We'll see Microsoft double quotas again in Office 365, giving users a cool 100 GB mailbox to play with. Maybe we will see an update to Office 365, allowing customers who use DirSync to remove on-premises Exchange management tools after a migration is completed. On-premises, I'll bet we will see some sort of implementation of Groups -- as it's too good to ignore. Finally, I think we'll see Microsoft cave in and provide better tuning options for Exchange in a virtual environment. Some of these may be a pipe dream, but an Exchange MVP can hope, right?
Kevin Beaver, information security consultant, Principle Logic
Microsoft Exchange has evolved into a powerful messaging system. The real weaknesses come with hair on top, and I suspect we're going to continue to see more of that in 2015. I'm not convinced there's a lot more Microsoft can do in terms of shoring up some of the user- and administrative-borne weaknesses in Exchange. They are certainly not able to convince management that security needs to be taken seriously -- the real root of most security challenges.
If there's an ideal feature that could be integrated into Exchange, it would be tighter security controls around phishing. It's a growing threat that seems to have no bounds. I think Microsoft could play a better role in keeping malicious links and content out of users' inboxes, because once that content reaches the user, all bets are off.


text:
Gospel artiste with a phenomenal voice Father Ralph presents the distinctive upbeat single "E Jekalo", plus a bonus – "Awesome Grace" which is somewhat retrospective of the musical romanticism of the 18th century due to some of its elements that portrays qualities of an original Roman Catholic composition but laced with contemporary musical elements that gives the relatable appeal.
"E Jekalo" expresses the joy of being in the presence of the Lord while "Awesome Grace" talks about the gift of God that saves and is available to all mankind.
Rev. Fr. Raphael Obichie commonly known as Father Ralph is a Catholic Priest of the metropolitan Catholic Archdiocese of Abuja and an international gospel artiste.
He is currently on promotional tours for his luscious and well produced album – Awesome Grace – which bears same title as the single.
Father Ralph touches both extremes of the Gospel music from classical to urban and contemporary music as depicted by the 2 singles being released.
This has spurred him to work with ace musicians like Onyeka Onwenu on his song "You Will Never Let Me Down'' and producer Wole Oni who produced "E Jekalo" and "Awesome Grace", amongst others.
FCT, ABUJA — IMBUE ENT Hosted young, trendy, music and fun lovers to Da Music Room's first ever denim party for the premiere of its Christian TV and lifestyle show with hosts, Koloboi, IB and DJ Ernesty!
The Denim Party took take place on the 25th of July, 2015 starting with The Red Carpet which commenced at 4:30 PM at THE BANK!
The denim party featured young trendy christian music lovers.
Follow the conversation on Twitter @DaMusicRoom with the hashtag #DAMUSICROOM
Dancer, singer, songwriter and guitarist Ify Benson was born Ifeyinwa ike-eze on August 7th in the city of Abuja in Nigeria.
Ify Benson is an energetic, passionate, electric afro rock gospel music artiste that believes in the awesome love of and from God.
New on the scene but rising fast,Her musical creativity cuts across all nationalities, race,gender and genre. Definitely, she is one to watch out for with uplifting songs like, make dem say and Ancient of Days and numerous collaborations with other artistes and more to come, she has truly come with something new to the scene.
As a young music minister, ify Benson grew and still serves with the music team of her local church ; House on the Rock (the refuge) Abuja as a vocalist and also as a mentor in the youth church.
Her forthcoming album is one to highly anticipate and purchase as it promises to be an illuminating experience.
This Promising Trendsetter and trail blazer remains determined to be the light to the world that will light up many generations as she fulfils her assignment on every graced God given platform…
The biggest gospel music festival "AbujaPraiseParty" hits Abuja the capital city big and better. Abuja Praise party is a night of good music, comedy and poetry.
The event is geared towards bring together gospel music lovers to have 100% fun, socialize and network with their favorite gospel and entertainment personality.
AbujaPraiseParty is an initiative of Naijagospelbeats.com a dedicated platform for promotion of gospel music in Nigeria and beyond. The first edition held last year with features from the best of gospel music acts in Nigeria click to see (Photo of last edition). The event known to also be star studded will feature Samsong, Isaac Simpson(USA), RymstaRay, Faith Yebo, Mista Keith, Donsam and the SoulBrother Crew, Valkiz, Opera David, Steve Williz, Promise Benson, Dr Paul & Soul Solace Crew, The Difference, Franklyn George,Tphilz, PhilRoberts, ICE, ELEOS, JAPHY DAVIS, ASU EKIYE, CHRIS MORGAN, LUCKY LOOKA, RABBI, KINGJAMES,JCLONE, FIZZIKAL, GT DA RAPMAN, 565, TEMPLE, SHARON, CHIOMA, CHRIS ADE, SAMFONII, T-ONE, C-RYDAZ, OTTOPAUL, GDIA and lots more.
On the wheel of steel is the incredible, unpredictable, energetic DJ ERNESTY and DJ Wealth.
Comedy: ChuksD'General, CrazyLegs, BrosJay
Host: Faith (Coolfm) & Danny Sucre (HotFm)
Date: November 22, 2015
Venue: The Bank, 80 Aminu Kano Crescent, Wuse 2, Abuja
Time: 4pm
Tickets: Regular- N2,000, VIP – N5,000
Tickets now selling on http://www.ticketmypals.com
Powered by: naijagospelbeats.com
Supported by: Soul Solace, Bi, NanetSuites, DakingdomXploit, GospelmusicNaija, BenTv, NTA, AIT, PraiseworldRadio, Truthbeatzfm, Hotfm, Kissfm, Wazobiafm, Coolfm, TGMOL, Gospelcentric, Gospotainment, Selahafrik, GospelHotspot,Amplifiedradio, T-Nee Makeovers, Shevid Graphix, RythmFm, Graceville Christian Centre, HollyHill, Summit Bible Church, FOGMMON, JDV, Armed Forces Radio, Gmusicplus, livewayradio.
After a successful outing of the single on CDBaby , Abuja based Gospel music minister and pastor, Ebi decides to make the single available for free download, so we all can blessed by the anointed single. And she recruits the vocal expertise of fellow Gospel music powerhouse, Faith Yebo, Gdia & Eunice Morgan , as they proclaim the greatness of YHWH.
"Looking back I have a lot to thank God for, there is no time I call upon the Name of the Lord that He has not answered. Yahweh, God being the Father of all as His name implies the only one who has been in existence and will always be.
Going out for a couple of meetings one morning the name kept coming on my head quickly I needed to know the real meaning of Yahweh and I had a flash back of who I was and how far He has taken me through and bigger things coming ahead. He is the a faithful God of a truth, as He has promised us never to leave or forsake us. I thank God for inspiration, and the ladies who agreed to work with me, God bless you sisters." – Ebi
E-Daniels is visually impaired from birth but has decided to be Limitless! Multi-instrumentalist and an anointed Vocalist. His unique vocals won him a brand new car when he emerged winner of the Gospel Voice in Abuja in 2014.
After his first single Congratulations ft Nosa, E Daniels is out with this unique tribal feel praise chant featuring the Anointed Kenny K'ore.
In the spirit of gratitude, enjoy Praise Chant By E Daniels ft Kenny K'ore. Produced by Vc Perez


text:
Their product line contains hand-finished rings, earrings, watches, necklaces, bracelets and pandora canada rings in a massive selection of styles. In 2000, they launched what has actually turn into their claim to fame: the charm bracelet assortment.
It was an instant hit in Denmark and quickly conquered the worldwide marketplace as well. The bead-fashion snake-chain bracelets come in sterling silver or gold and are intended to function with their particular threading method pandora canada earrings.
The leather collection, which is offered in diverse designs and colours like an interwoven style in single or double strands (with 14k gold or sterling silver pandora canada necklaces) and a non-woven layout can be employed with or with no beads.
I have actually annual custom on this route. It genuinely is a sort of Pandora Jewelry 70% Off Clearance joke, even children, however anything is good safe fun. pandora canada promotions 2018 This requires a location of every and every 1 and each Xmas in a specific looking for to be rich.
I 'd personally begin a custom with out significance anything specific about this: I introduced the leading clothing in my wardrobe, a trip to some pandora canada charms store, see among the most costly items and claim to buy them.
Denmark and quickly conquered
Please leave links to your Forums and Sites here. NOTE I do not monitor these sites nor are they part of my world!!! Use these links at your own risk.
Post Reply
1 post • Page 1 of 1
Post Reply
1 post • Page 1 of 1
Who is online
Users browsing this forum: No registered users and 5 guests


text:
Drum Cafe Introduction Video
See & learn about the success of our world-class programs
CNN and global media recommends Drum Cafe
BBC, New York Times, ABC, Spiegel TV and more
Spectacular Product Launch example: Chrysler
Spectacular product launch Detroit car show. Thousands of journalists get the message loud and clear
Bayern Munich and top professional use Drum Cafe
Team building at the highest professional level
Powerful Performances or Entertainment
Live Earth Concert Performance – Feel that skin tingling power!
Education programs for students
Building social interaction and leadership skills
Scientific Proof why Music works
Professor of Clinical Neurology Dr. Oliver Sacks


text:
Profesión: Business Owner
Experiencia en educación: I have taught for a non profit orginazion for the last 20 years. My classes range from ages 2-16 years of age. I have loved it so much.
I taught cake decorating classes to adults and children of all ages for 4 years.
I taught preschool for 2 years to 4-5 year olds.
Intereses: I love to read or listen to audio books, doodle, crochet, sew.
I really like to bake and cook for my family.
I love learning new things so any time I have a chance to find a new hobby I do.
Educación: Ogden applied technology school.
I received a certificate in Culinary arts.
With a lot of hard work I graduated early and with Honors.
Idiomas que hablas: inglés (Nativo)


text:
Tax law includes benefits for makers, buyers of machinery and equipment
The first major tax change in more than 30 years creates an interesting opportunity for machinery and equipment users at NPE2018. It could mean that more lookers walking the aisles become buyers.
The new Tax Cuts and Jobs Act includes a number of benefits for manufacturers and purchasers of both new and used machinery and equipment — from reduced tax rates for businesses to increased first-year deductions on capital expenditures.
The law's bonus depreciation could change companies' approaches to equipment purchases.
"Right off the bat, that's the one that hits people right between the eyes when it comes to equipment," said George Muhoray, VP at Customers Commercial Finance.
Bonus depreciation
The bonus depreciation provision allows an immediate first-year deduction of 100 percent on capital purchases through 2022 — up from the 50 percent deduction of recent years. The bonus depreciation, which can be taken only one time, is available as an alternative to regular depreciation; businesses can opt to take one or the other.
Applicable on equipment purchases made from Sept. 27, 2017, and after, the bonus-depreciation rate drops by 20 percent annually from 2023 through 2026 (i.e., 80 percent deductions in 2023, 60 percent in 2024, etc.), explained CPA Michael Devereux, who is a partner and director of manufacturing, distribution and plastics industry services at Mueller Prost, a financial services firm.
There are some caveats to the provision. For example, the deduction is taken the year the machinery or equipment is placed in service. Thus, if the order is placed in late 2018 but the machine is not delivered or set up and used until January 2019, the expenditure cannot be deducted until 2019. This is especially important for items purchased in late 2022, which, if not in use until 2023, would be only 80 percent deductible.
But that five-year window is an improvement, because in the past the bonus depreciation rate was determined one year to the next, Muhoray said. "There's now more definity to it. It's pro-business, it's pro-productivity. One of the benefits of equipment in the plastics industry is that the equipment is so productive that you don't need to add as many people. But if you make the pie bigger, more equipment is being added, and there's more business to go around, you're hoping that that means more jobs and more opportunity, whether it be on the production side or the equipment-sales side."
Used machinery and equipment
The new law also allows the write-off of eligible used machines and equipment that are "new to the taxpayer," Devereux said. "This is a brand-new concept related to bonus depreciation. Before, the asset had to be new.
This allows you to get bonus depreciation on used equipment, unless it's not new to you." That is, he explained, if you're leasing equipment, then decide to purchase it — it's not new to you, so you don't get bonus depreciation.
"The fact that it includes used equipment with no time clause on it makes the used equipment market a bit more vibrant because now I've got this 100-percent bonus depreciation that I can extend to equipment I buy on the secondary market," Muhoray said. "So, if I'm selling that equipment I'm more in an apples-to-apples comparison when I'm going against new equipment."
While new equipment dealers may see this as adding competition for them, it needs to be seen through the eyes of the end user, he said. "We're all here to service the end user, the client. So, the flexibility it gives them is, to me, the biggest outcome of all this. Beyond the absolute productivity aspects of a machine, there are financial implications that factor in and can make it easier for people to buy and sell equipment."
Devereux also sees private equity and companies involved in mergers and acquisitions (M&A) benefiting from the provision. For example, if Molder A buy the assets of Molder Z, but not the stock, Molder A gets bonus depreciation on all the eligible assets. "This provision has never, ever existed," Devereux said, adding that even many M&A advisors are unaware of it.
Qualified improvement property
The new deduction also may apply to a relatively new category of assets called qualified improvement property, Devereux said. While not applicable to structural add-ons to a plant, this category does apply to improvements that are required to accommodate new equipment, or that are considered as "part of" new equipment. For example, if you need to upgrade the electrical infrastructure to accommodate new equipment, "you can classify that as a qualified improvement property and write the whole thing off in the year purchased."
Devereux believes lawmakers intended for this asset category to be eligible for bonus depreciation. For purposes of regular depreciation, he believes they intended to recognize it as a 15-year class life property category. But its class life didn't make it into the final bill. "We are hoping it gets fixed in a technical corrections bill," he said.
Devereux said the provision does not apply directly to building structures or real estate. But you can segregate the costs of a building project, based on the designated class lives of the property and associated equipment and infrastructure. Generally, commercial buildings are depreciated using the straight-line method over a 39-year period, but you can segregate the components or systems within the building that have shorter depreciable lives. As an example, Devereux cited overhead cranes or special foundations needed to support the weight of heavy machinery. "That's actually part of the equipment," he said. "So we segregate our clients' costs out, because you get that bonus depreciation on any class life of 20 years or less."
With the new 100-percent deduction, Devereux said, "I can see it increasing capital purchases because of the ability to write it off." However, he added, "you don't necessarily want to make that decision based on tax law alone." The primary questions to ask should be, "Do I need it?" and "Can I get a return on the investment?"
"Don't let the ability to write something off essentially make your decision for you," he said. "If it makes sense, then purchase it, and the tax benefits come along with it. But if you don't need it, I'd say don't purchase it."
Financing and NPE2018
Muhoray agreed, stating that companies have been given the incentive to purchase equipment from a tax perspective, but they have to consider their business needs and whether they have the business and the underlying fundamentals to purchase equipment. "Just because I get a big tax benefit out of doing so, of itself, doesn't necessarily mean I'm going to do it," he said. "I'm sure a lot of guys are sharpening their pencils right now to figure out what's what."
In fact, he added, "We plan on making leasing a bigger part of our business. A lot of people in the plastics industry have come to the realization that they're not in the equipment-ownership game, they're in the product-making game." If these companies can make their debt component smaller, it can put them ahead of the game.
Although some companies want to own their equipment to build equity, Muhoray said, leasing can be a good alternative to the cost of owning equipment.
However, he said, "from a lending and leasing perspective, we haven't seen a jump in requests. The chatter is absolutely there, but I think people are still digesting."
Speaking before the start of NPE2018, Muhoray thinks that people may be simply waiting for the trade show, which he sees as "coming at an incredibly interesting time." He said many are likely thinking, "'I don't really have to do anything this second, I can wait until NPE and order at one place and use that as the jumping-off place."
The big picture
"You have to put it all into perspective of what else is going on," Muhoray said. Interest rates are increasing, so leasing can become a way to lower the overall cost of borrowing because the leasing company takes on the tax benefits of owning the equipment and passes that on in the lease rate.
"There are a lot of things that will play out here, and it may take more than this initial couple months for people to get their arms around it," he said. "If people aren't relying on their tax advisors, they'd better be now more than ever."
Overall, Devereux expects an influx of machinery and equipment purchases. "I am bullish on tax reform when it comes to manufacturing," he said. "It is going to be extremely beneficial, and I think it will make us more competitive in the world market."
But, Devereux said, the new law won't be the only factor juicing equipment sales. "I would attribute that at least equally, if not more, to the economy doing well. It's all part of it. The tax law is impacting people's buying decisions, but their business needs are really driving it — and businesses are doing well; they're growing.
"The market's doing better," he added. "U.S. manufacturing is just going gangbusters. I realize NPE is a worldwide show, but it is heavily attended by U.S. manufacturers."
SIDEBAR: Other significant changes
While the bonus depreciation provision will likely have the greatest impact on equipment and machinery purchases, other provisions of the new tax law that can have significant effect include changes to the following:
• Section 179. New aspects of this provision allow for immediate expensing up to a certain amount, said CPA Michael Devereux, who is a partner and director of manufacturing, distribution and plastics industry services at Mueller Prost, a financial services firm. Generally, for small to midsize companies, it increases the deduction limit from $500,000 to $1 million. But, he added, "the ability to write off your equipment right out of the gate is limited by a phaseout of the benefit." That is, once you buy more than $2.5 million of eligible assets, the benefit starts to phase out dollar for dollar up to $3.5 million, at which point it is completely phased out.
• Interest deductions. Another new provision limits the interest-expense deduction to the sum of the company's business interest income and 30 percent of its adjusted taxable income. This applies only to companies with a three-year average greater than $25 million in annual gross receipts; companies below this can still fully deduct the interest associated with debt service. Devereux gave the example of a company having loan-interest expenses of $110,000 and interest income of $10,000, leaving a net interest expense of $100,000. If that company's adjusted taxable income for that year was $100,000, it could deduct only $30,000 of this (30 percent of $100,000). The excess of $70,000 then can be carried forward indefinitely. "What they're trying to do is to put debt and equity on a level playing field," Devereux said. "Before tax reform, and still to this day a little bit, the tax law favors debt opposed to equity."
• Corporate tax. The corporation tax reduction to 21 percent is beneficial to companies, but it also essentially reduces the bonus depreciation deduction. For example, Devereux said, if you bought a $100,000 machine under the old law, it qualified for bonus depreciation of 50 percent, so you could write off $50,000; multiplying that by the corporate tax rate of 35 percent equals $17,500. If the same company writes off $100,000 today, it will realize a saving of $21,000 — the amount it would have paid at the current 21 percent tax rate, had the equipment been ineligible for depreciation. "So, yes, there is an added benefit, but the difference of $17.5 [thousand] to $21,000 isn't as great as everyone is making it out to be," Devereux said.
• Amortization for research expenses. There also are some negative aspects of the law, Devereux said, "Although for manufacturing, it's kind of hard to find them." One of these is a provision that starts in 2022 that requires businesses to capitalize and amortize research expenditures over a five-year period; if the research is performed outside the U.S., it has to be amortized over a 15-year period. Currently, these expenditures can be written off in Year 1 and don't have to be capitalized — though they can be.
• Domestic production deduction. Also, under the new law, the domestic production activities deduction has been eliminated. In the past, companies received a 9 percent deduction on taxable income associated with U.S. manufacturing, but the new manufacturing provisions have replaced this deduction.
Lisa Jo Lupo, correspondent
Michael Devereux,
Mueller Prost LC,
St. Louis, 800-649-4838,
George Muhoray,
Customers Commercial Finance,
Portsmouth, N.H., 603-205-8440


text:
- Card Size:
- 7¾" x 5¼"
- Paper Quality:
- Medium
- Printing Technique:
- Matte (Flat)
- Manufacturing Time:
- 3 days + shipping
- Manufacturer:
- Checkerboard, Ltd.
Additional InformationThe designer of this item selected:
What better way to keep a surprise party secret than to remind guests right on the invitation and RSVP cards not to utter a word?! This fun invitation is shaped like a speech bubble, jet black with your party details in silver ink and up to 3 fonts of your choice.
The invite slides into white wallet-flap envelopes. Need just a little more color to complete the presentation? Add an envelope liner (Mica is shown) to intrigue guests as they lift the flap!
- Be the first to review this product
Write Your Own Review
How it's Made
Should an error occur on your order we will correct and reprint it immediately, free of charge.
If you receive your cards and need to change the information or have simply changed your mind, we will re-do your order at 50% off.
We recommend
White Response Set
$2.19 Each at a Quantity of 100 Per Each,
Qty of 100
Guest Addressing Service
White Reception Card
$1.59 Each at a Quantity of 100 Per Each,
Qty of 100


text:
Hi, I'm Big Ted. I love cheese and pickle sandwiches and dislike shopping.
Big Ted is never without his lucky green neckerchief.
Big Ted is made from 100% lambswool with polyester stuffing. Suitable for ages 3+. Dry clean only.
We knit all of our creatures in the UK using the softest lambswool. Handmade and embroidered, each creature has a name and their own personality. We give each one a hug before sending it off to you.
You can read more about the Creature Collective here and learn more about Donna here.


text:
Samsung have only just released the Galaxy S4 and already we're talking about when we can expect to see a Samsung Galaxy S4 Mini(otherwise referred to as Project J Mini or Serrano), and just what it's bringing to the table. So why not let Store 3 take you through the latest roundup of news, info and S4 Mini teasers. We've thrown in a few leaked images, too, 'coz we're good like that.
Let's start with a little context. It's just been announced that the Samsung Galaxy S4 has broken records for the most pre-orders ever taken for a smartphone, demonstrating that the hunger for Samsung and Android innovation is truly alive and well. The Galaxy S3 Mini also performed very well with mid-range users, giving every indication that an S4 Mini would be equally, if not more, enthusiastically received.
We're starting to think Samsung should rethink its naming strategy, because while the S4 Mini might be small in size when compared to the ginormous S4, it's actually not mini at all. The Galaxy S4 Mini on 3 will boast a 4.3" Super AMOLED HD display (bigger than iPhone 5) with a resolution of 540 x 960 pixels. This gives it 256ppi, which is lower than the S4's 441ppi, but not really low at all.
We're also seeing that the 3 S4 Mini will indeed adhere to tried and true Samsung tradition. Other than looking smaller when sat next to an S4, the S4 Mini sports the same polycarbonate body, thin bezel and curved frame as its big brother. Samsung place a premium on producing lightweight products, and this looks to be no exception. Also in line with its flashier relative, the Galaxy S4 Mini on 3 will come with Android JellyBean 4.2.2 and an overlay of Samsung's newest TouchWiz Nature UX 2.0.
It looks like some of the truly stand-out features of the Galaxy S4, like Air Gestures or Smart Scroll, won't be included on the mini version, but will remain exclusive to the Galaxy S4 after all.
Though they've since been removed, recent leaks on Samsung's support pages suggested that there are four variants of the Galaxy S4 Mini in production. These are:
It's pure speculation at this point, of course, but Samsung's model-naming scheme gives us a clue as to what we might expect from each.
The GT-I9190 is said to bring HSPA+ speeds, an Exynos 5210 quad-core processor (consisting of dual Cortex-A15 and dual Cortex-A7 cores) and ARM big.LITTLE technology to the table. This is, quite literally, a scaled down version of the octa-core Exynos processor and big.LITTLE technology found in some versions of the Galaxy S4. In case you're not au fait, big.LITTLE technology is a way of enhancing smartphone performance and efficiency while reducing battery power consumption, which is good news all round.
Then we have the Samsung Galaxy S4 Mini Duos (GT-I9192), which is rumoured to also have HSPA+ speeds, but a 1.66GHz dual-core processor - probably a Snapdragon - and dual SIM capability. Of the four, it's the GT-I9195 that looks to be the 4G capable device, whereas the GT-I9198 looks to be aimed exclusively at Chinese markets.
You may have surmised it already, but it's worth noting that Samsung aren't likely planning to distribute all four versions worldwide. These variants are likely to be region-specific, with only one pegged for UK release. Let's hope it's the one that appeals to you most!
Though Samsung have now officially confirmed that they will be launching a Galaxy S4 Mini, it's still too early to have had details on the price yet. If they stick true to tradition, we'd expect to see mid-range pricing in the £20-25 per month range.
The word is that Samsung are looking at a June or July release for the Galaxy Mini S4, which is consistent with what they've done in previous years. What can can say is that there will be some exciting live demonstrations of the Samsung Galaxy S4 Mini at the Samsung Premiere 2013 GALAXY & ATIV event in London on 20th June. Be sure to bookmark this page and keep checking back for the latest news - Store 3 will be bringing you the latest updates as soon as we can!


text:
|» Products
|» Led Bulb Housing
Led Bulb Housing
We have setup in the business of highly durable LED Bulb Housing for various residential and commercial establishments. We supply these products to various housing complexes, commercial enterprises and others. These products are appreciated for their highly functional scope of operation, high level finishing, high strength, and saves lots of energy. We supply these products in highly economical prices with many standard sizes. Some of the exciting
features of our bulbs are as follows:


text:
It's simple. This is our club for people that love our beard care products and want a no-fuss way to get their favorite beard care products delivered to their door every single month.
Inside our beard care club you'll find the following benefits.
Wait! Before you select the club you want to let me tell you about the difference between our Regular Beard Care Scents (on the left) and the Premium Beard Care Scents (on the right).
The premium scents are scents that are a little more expensive. These include Classic Gentleman Sandalwood, IPA, and The Wise Men! The scents cost us quite a bit more to make so they are slightly more expensive to purchase. The scents on the left (our normal scents) aren't quite as expensive to make so they save you some extra money!
Both are equally awesome and it simply comes down to scent preference!
Club 1: Just Beard Oil
Club 1: Just Beard Oil (Premium Scent)
|Includes: 1 Beard Oil - JOIN
Includes: 1 Beard Oil - JOIN
|Club 2: Oil & Balm
|Club 2: Just Oil & Balm (Premium Scents)
|Includes: 1 Oil & 1 Balm - JOIN
|Includes: 1 Oil & 1 Balm - JOIN
|Club 3: Oil, Balm & Wax
|Club 3: Oil, Balm & Wax (Premium Scents)
|Includes: 1 Oil, 1 Balm & 1 Wax - JOIN
|Club 4: Oil, Balm, Wax & Wash
|Club 4: Oil, Balm, Wax &Wash (Premium Scent)
Includes: 1 Oil, 1 Balm, 1 Wax & 1 Wash - JOIN
|Club 5: Just Balm
|Includes 1 Balm: All Scents Available JOIN
The Artius man playing cards will be shipped out with your very first shipment! These cards feature a sleek look and beautifully display the denominations.
You will get an email from Artius man usually the next day inviting you to join the private Facebook group. It takes a day because we manually verify that you've joined.
Well, several things actually. We will put out polls from time to time asking what upcoming scents you'd like us to make. We'll also allow you to vote on any samples we send out with your monthly subscription. You can ask for beard advice or help from the group and you will get to meet other wonderfully bearded men that share common interests.
You also get direct access to us there. If you have a question/need we're right there to help you at any time. Our Beard Club members will also get special discounts shared in the Facebook group from time to time.
Yes! You can also modify your account monthly and add 1-time items to your upcoming shipments within your account.
Yes! If you ever need to cancel your account you can do that yourself from within your account or send us a message here and we'll do it for you!
Enjoy the club!
Michael & Jeff @ Artius Man


text:
Middle School teachers discover that students "Love Science" with STC/MS
29th March, 2011 - Posted by Sammie Gann - 11 Comments
Wilson SD's (Pa.) teachers are discovering that their students are Loving Science! Middle School teachers began using STC/MS Kits this past year and are reporting how excited teachers and students are about using inquiry science kits. Here is what they have to say about STC/MS Inquiry Science Kits:
Tags: Pennsylvania, STC/MS, Wilson PA
Posted on: March 29, 2011
Filed under: Uncategorized
11 Comments
March 29th, 2011 at 11:35 am
The STC program has brought a new energy to my classroom for both myself and my students.
West Lawn, PA
March 29th, 2011 at 11:36 am
This program is AWESOME! It is highly motivating. My students are thinking and acting like scientists. Their problem solving skills and writing skills have improved greatly.
Sinking Spring, PA
March 29th, 2011 at 11:37 am
The STC Program allows students to gain a true understanding of the content. This understanding is gained by "doing" science versus "reading" science.
West Lawn, PA
March 29th, 2011 at 11:38 am
I have never seen students enjoy learning science this much before.
West Lawn, PA
March 29th, 2011 at 11:39 am
The introduction of STC programs to our curriculum has really enriched student learning. The experience makes students really think and apply their knowledge. It has made my teaching experience dynamic and exciting.
Sinking Spring, PA
March 29th, 2011 at 11:41 am
With this program my students get to learn science by doing, not by reading about it.
Sinking Spring, PA
March 29th, 2011 at 11:42 am
The STC program has provided my students with a perfect hands-on approach to science and they love it.
Sinking Spring, PA
March 29th, 2011 at 11:43 am
The STC program opens students minds through inquiry and makes a noticable improvement in their understanding of principles and concepts.
Reading, PA
March 29th, 2011 at 11:44 am
This program is inspiring! My students understand concepts better than they ever have before and really enjoy learning science.
West Lawn, PA
March 29th, 2011 at 11:46 am
The Carolina STC program is the best I've used in 14 years. My students are learning and excited to come to science class. At least half of my students say science is their favorite subject. THis is up from about 10-15%. My students access prior knowledge and apply it to new situations without being prompted to do so.
West Lawn, PA
April 5th, 2011 at 2:59 pm
Hello! I am a 7 th and 8 th grade science teacher in Folsom, NJ. I have been examining the STC MS program modules and I would like to be able to talk with some teachers who have implemented this product. I would really like to hear about both the positives and negatives of this system, especially after transitioning from a traditional textbook-lab book based system. Can anyone help? My email is email@example.com. Thanks so much!


text:
Recently, we installed reinforced concrete to one of our customers in Charlotte. This particular customer wanted to install an operator lifting device to assist in unloading materials. Their current process was for each product to be unloaded by hand. We determined that in order for them to be able to use the operator lifting device, the concrete underneath would need to be reinforced with rebar and a thicker layer of concrete. First, we excavated the existing concrete (5′ x 5′ x 4″) section. Next, we reinforced with rebar at 12″ on center and re-poured concrete (5′ x 5′ x 12″).
Contact us today for a free estimate on your reinforced concrete installation project.


text:
Welcome! Are you interested in tortoises? If so, we invite you to join our community! Our community is the #1 place for tortoise keepers to talk online. Once you join you'll be able to post messages, upload pictures of your tortoise and enclosure, and discuss any tortoise topic with other tortoise keepers. Get started today!
Greek Babies!
Discussion in 'Greek tortoises' started by SweetGreekTorts, Mar 5, 2019.
Help Support Tortoise Forums by donating:
Similar Threads: Greek Babies
|Greek tortoises
|My Greek Babies!
|Nov 5, 2018
|Greek tortoises
|Sep 7, 2018
|Greek tortoises
|anyone have greek babies for sale?an
|Aug 9, 2016
|Greek tortoises
|Greek babies
|Dec 6, 2014
|Greek tortoises
|Northern Ibera Greek babies:
|Oct 20, 2013


text:
Yet Another Road Map for Regulators
Will the SEC revoke Byrne's "Get Out of Jail Free" card?
I've used the expression "road map for regulators" at least twice in describing how white collar crime-fighter Sam Antar has exposed the phony accounting used by the corporate crime petri dish Overstock.com. Sam's latest post this morning describes the latest sleight of hand CEO Patrick Byrne has used to juggle the numbers.
Sam lays out in detail how Byrne was only able to report a "profit" in the most recent quarter, which sent share prices climbing, by violating Generally Accepted Accounting Principles and other smoke and mirrors.
As William Wolfrum points out, Byrne has had a busy week, trolling Internet message boards and unleashing his attack dog Judd Bagley on critics. As usual. But "the real story is in the financial reports," as Wolfrum points out. The rest is just icing on the cake.
As usual, the question is whether the SEC will take action, or continue to give Byrne a "get out of jail free" card that he uses every fiscal quarter.
There. Two metaphors for the price of one.
© 2009 Gary Weiss. All rights reserved.
Labels: fraud, Overstock.com, Patrick Byrne, Sam Antar


text:
Low back pain, Knee pain, Cold intolerance, Edema and Menstrual cramps
Acupuncture Point
Spleen-6 (SP6)
SP6 is located where the point 4 fingers above the inner side of the ankle bone meets the inside of the leg bone (Fig. 1).
Pressing SP6 increases the blood flow around the pelvis, uterus and ovaries and regulates the balance of hormones, so it is effective for low back problems and gynecological problems.
How to press SP6
(1) Press SP6 like putting your thumb into the inside of the bone for 3 seconds (Fig. 2).
(2) Release your thumb for 3 seconds (Fig. 3).
(3) Repeat (1) and (2) for 5 times.


text:
Double click on above image to view full picture
Email to a Friend
Be the first to review this product
Availability: In stock
Zweigart Jute rustic linen evenweave is a rough fabric for backing the undersides of stools and bold embroidery. Available as fat quarters, fat halves, half metres, full metres and multiples thereof.
You have no items to compare.


text:
There are no items in your cart at this time.
Select your desired product options and we will notify you when it is back in stock.
The Rockport Total Motion Sport Dress Chukka is a casual men's leather slip-on shoes with elastic bungee straps for a comfortable fit.
These Rockport Total Motion Sport Dress Chukka Tan Leather Men's Shoes have the following features:
Sign up to receive new arrival, sale & special event info from us.
Note: we do not share your personal information with anyone. Period.
"I'm thoroughly satisfied with the availability of items and the courtesy of staff. I have been a customer for over 5 years and that's just not going to change!"
©2020 Footwear etc.. All Rights Reserved. For any questions or assistance call 1-800-720-0572.


text:
I made another one of my "collective consciousness" presentations today to a group of teammates, and afterwords one person came up to me and said "gosh, this is sure different than most management presentations I used to get at my former job – they'd try to say something good, but always add a "but" to it that would almost always send us out of the meeting with our heads down instead of up". Why do some managers always have to add the "but", I wonder? I certainly think it's OK to talk about areas of improvement – it just needs to be put in a different context, instead of serving as an immediate "negater" of a positive statement.
Context really is critical – I put it hand in hand with common sense as a key to good communication for leaders. The simple sequence of talking points can make a huge difference. I probably use "but" more than I should as well (at least I didn't do it this morning, thankfully) – it's so easy sometimes to say something like "I'm really happy with our progress, BUT we still have a long way to go". What a roller coaster.
Maybe one can simply put it in reverse, so at least the last thing a person hears is the positive statement, like this – "Although I realize we have many things we have yet to accomplish, I am very pleased with the progress we've made" . Better? I think so. These subtle changes can make a big difference. Thankfully, my teammate provided me this morning with a great reminder to keep the "case of the buts" from infecting my presentations.


text:
Work for ChessCube.com
ChessCube currently has the following job opportunities:
Software Engineer, Java
We are hiring senior Java software Engineers to write server-side code for both internal and external use. We are looking for well-rounded developers who know how to create robust high-volume production applications, and can also develop prototypes quickly. You should have a good understanding of, and practical experience with, server-side Java application development.
Job Details
- Location : Cape Town, South Africa
- Education Level : BS/MS/PhD in CS or equivalent
- Job Level : Mid to Senior
- Type : Permanent
Your Skills
- 3-4 yr Diploma or Degree.
- Strong Java skills and object oriented design experience, including working knowledge of core libraries and design patterns
Nice to Have
- Experience in database design and SQL; mySQL.
- Knowledge of object relational mapping, multithreading and agile development methodologies.
- Experience in other programming languages.
- Development experience in a Unix/Linux environment.
Please attach CV


text:
Star Trek.com have released a few page previews of the upcoming Pocket Books title, The Klingon Art of War by Keith R. A. DeCandido. The book will be released on May 6, 2014, and has 160 pages.
Product description
Passed down from the time of Kahless, ten precepts have shaped Klingon culture and indoctrinated Klingons in the Way of the Warrior. With this new translation, people from all walks of life—and all worlds—can harness the ancient Klingon wisdom and learn to embody courage, discipline, and honour.
- Choose your enemies well.
- Strike quickly or strike not.
- Always face your enemy.
- Seek adversity.
- Reveal your true self in combat.
- Destroy weakness.
- Leave nothing until tomorrow.
- Choose death over chains.
- Die standing up.
- Guard honour above all.
Pre-order now from Amazon UK for £15.45
Pre-order now from Amazon US for $19.97


text:
I have been thinking a lot about relationships this week. Primarily because it is a big part of my studies in my counselling course. But also because it is making me see what I am and how I have allowed myself to behave and be treated by others. We look at the different dynamics between people, the way we form these relationships and the impact they have on each of us.
Some relationships are strong and unbreakable. They are pure and good and the people we make these connections with are true and loyal. They stay with us through good times and hard, we change together and we cannot imagine them ever not being part of our lives. We feel their joy and pain and they in turn feel ours. We make each other better for being in each other's lives and we support each other in our choices.
Some are passionate yet transient, intense, burn too brightly and then fade away just as quickly as they arrived leaving holes in our lives that make us feel empty and incomplete for a while. The scars they leave need time to heal yet often we seem unable to prevent ourselves from repeatedly picking at the scabs and opening ourselves up to yet more pain as we relive it over and over again, unable to break the pattern.
We tell ourselves that we need these toxic destructive relationships and that the people that cause us this hurt and torment need us too. We become co-dependent, not able to function without constant attention and contact. We think we have to know where they are all the time and spend every waking moment trying to understand what we could do to make it better because we think we need them to function. We think we cannot do without each other when in reality they need us far more than we need them.
We lose ourselves and allow ourselves to be treated as we would never treat another, accepting our pain is if it is a trophy to take out and gaze upon with pride. We tell ourselves they will change and realise the impact of their behaviour and be what we want them to be. We tell ourselves that they don't mean to hurt us, they can't help it and they are doing their best. We tell ourselves that it isn't their fault that they behave the way they do and worst of all we tell ourselves that it isn't our fault that we are running head on into yet another train wreck whilst screaming for help.
Every word from them is analysed for it's true meaning. Every time we tell them how upset we feel at their behaviour it is turned back on to us as our fault. Our neediness. Our misinterpretation. That we are spoiling things and not accepting them for who they are, that they are giving us what they can and we should be grateful for their minimal attention. They come to us when they need us and leave us panicking and desperate when they leave yet again. We are gaslighted into feeling that we are the ones with the problem when in fact it is them that are incapable of empathy and the maintenance of a normal, healthy relationship.
Some people stay and some people go. Some we will fight to keep because it is right and good. Some we must let go for our own sanity before every part of us is stripped away. Our pride, our self worth and our dignity.
I am blessed to have some incredible people in my life who have been through more torment than any human should conceivably be able to survive yet somehow they have made it anyway and come out wiser, better and stronger. They know who they are, what they are capable of and are respectful of other human beings. They are strong, resilient and able to see what serves them well and what does not. They value and respect themselves and me.
I am proud to call these people my friends. They make me a better person for knowing them. We understand each other with no judgment and give each other unconditional positive regard, accepting each other for who and what we are.
Together we are strong.
We help each other grow and we understand that sometimes we will make mistakes but that at the end of it we still love each other because without that we are alone.
I am not alone.
If we have people in our lives that we love and we are able to support each other and help each other grow into the best we can be then we must hang on to that and never let go.
Anything less is not good for us no matter how beautiful and tantalising…if it continually causes us pain and we know it then however sad we are and however falsely we believe that we need it, we do not.
Thanks for joining me on the ride…


text:
Here are 3 very similar matte lipsticks I've bought recently. Left to right we have
- LA Splash Latte Confession, 2) Lord and Berry 'Intimacy' and 3) Kat Von D Lolita II.
My thoughts are
- Man, LA Splash has a nasty chemical smell. It's a great formula otherwise in that it really lasts a long time, a true 8 hours. It's a great colour but not quite what the swatches suggest.
- Great colour, but really short wear time considering it's a matte. Probably 2 hours- ish before fading. This was a freebie with my last Look Fantastic box.
- This colour pulls much more orange on me than most people. It's a nice warm colour and feels great on the lips. This does not have the great wear time on me that people talk about so don't know if I've got a dodgy batch,


text:
Punjab National Bank (PNB)
Punjab National Bank (PNB) (BSE: 532461), is a state-owned financial services company located in New Delhi, India. It was registered on May 19, 1894 under the Indian Companies Act with its office in Anarkali Bazaar Lahore. Today, the Bank is the second largest government-owned commercial bank in India with about 5000 branches across 764 cities. It serves over 37 million customers. The bank has been ranked 248th biggest bank in the world by the Bankers Almanac, London. The bank's total assets for financial year 2007 were about US$60 billion. PNB has a banking subsidiary in the UK, as well as branches in Hong Kong, Dubai and Kabul, and representative offices in Almaty, Dubai, Oslo, and Shanghai. [more details]


text:
low cost valentine's day ideas for him
Keep holiday spending under control with these innovative and easy Christmas crafts that spread holiday cheer 09. We have tons of Christmas projects for you to try 2015 | polita asigurare nr: 2549/ 20. 10 02. Magnetic tiles on the light table 2016 - 19. Okay, this one isn't so low cost 02. But if you already have magnetic tiles, then you will definitely want to try them on the 2017. Vegetarian Valentine's Day Dinner Recipes [desserts, appetizers, mains, and sides] Vegan Bolognese [vegan recipe] This is a healthy, filling vegan version of the whatever the occasion, when you're looking for packaging, gift wrapping products, or decorations, paper mart's extensive inventory of paper and packaging products. These Valentines Day party ideas will get their hearts racing! These smartphone services cost less than $40 a month alex beaton of the awesome mitten lists 13 romance-inducing ways to celebrate valentine s day in pure michigan. The average monthly cellphone bill from smartphone giant Verizon Wireless was a staggering $148 cheap holidays. Valentine s Day: Pick out gifts and sweet surprises for your special someone this Valentine's Day cheap holidays are what we do best. From chocolates and candles to decorations, barware and global at holiday gems, we're all about bringing you the best value breaks, low cost holidays and sunny discount breaks! healthy valentine s day treats! perfect for school parties, kids love these homemade desserts and snacks, from probiotic fruit pizza to heart-shaped graham crackers. Florist Japan, Send Flowers to Japan, Saint Valentine's Day Flowers Delivery Japan, St cheap recipes made easy: 25 healthy low cost recipes free ecookbook. Valentine s Day Gifts to Japan, St by: the editors of favehealthyrecipes. Valentines Flowers to Japan, Valentines com 50 cheap valentine's day gifts for your sweetheart (without looking cheap) if you're like most couples, you're watching your pennies this year and looking for ways add instant style to any decor with decorating ideas that call for a little imagination, and even less money. Conquer clutter with Real Simple's favorite organizing tips and affordable products how to celebrate valentine s day. Low-income dental care is available! Explore your low cost dentist options or search for a dentist who offers financing on approved credit today valentine s day sets back to around 3rd century in europe, according to a . Cash is the most common form of giving the. Some contributors may elect to give us vehicles, real estate or life insurance policies the average american will spend $119. More information may be obtained 67 on valentine's day this year, up from $100. A New York City Valentine s Day is truly special with endless romantic options 89 last year. See what is going on and put together the perfect day using the ideas we ve thought up men spend almost twice as much on valentine's day as women do. Save Money on Christmas Presents: 10 Free and Low-Cost Gift Ideas Updated December 19, 2016 EUROPA TRAVEL SPECIALIST SRL | CUI 34055205 | J40/1234/2015 | Licenta turism nr send valentine's day flowers to germany: valentine's day (14th february 2017) is regarded as the day of love where people send gifts to their beloved ones to. inregistrare: 2857/17 found a living space you love in hgtv s photo library? get the look in your own home with products from wayfair. 09


text:
Your credit report is essentially your credit history. When you apply for a mortgage the lender will normally check your credit report and use the information, along with their own policies, to assess whether you are likely to repay what you owe on time. The information it contains plays a big part in determining whether or not you can get a mortgage.
The following credit reference agencies can provide you with a copy of your credit report:
- Callcredit
- Equifax
- Experian
- Noddle (part of Callcredit)
Key things to be aware of when checking your report:
- You can request a copy of your credit report from any of the agencies online or by post. Under the Consumer Credit Act, you have a right to obtain your full statutory credit report at a cost of £2 per credit reference agency.
- As well as the £2 statutory report, CallCredit, Equifax and Experian all offer free online credit reports – but only as temporary introductions to their paid-for services. Noddle do not offer free trials, instead their service is free.
- If you sign up for a free trial and don't cancel before the end of the free period you will start being charged for access.
- Different lenders use different credit reference agencies, so if you spot a mistake on any of your credit files, it's important to get this rectified across all three (Noddle is covered when you make the correction with CallCredit).
- People you are financially linked to can also impact your credit score, and so if you're applying for a joint mortgage for example it may well be worth both parties checking their score
If you'd like us to help with the process, just give us a call. Getting ready for a mortgage can take time, and we'd like to help wherever we can. When the time is right for you, we'll assist in any way to make your mortgage process as easy as possible, from start to finish.
Terms and conditions
1. By accessing the websites of Experian, Equifax, Callcredit or Noodle you will be subject to the terms and conditions, privacy policy and cookie policy of the company operating the relevant website, this means that Which? Mortgage Advisers are unable to accept responsibility for any services you receive. Full terms and conditions of each agency are available on their respective sites.


text:
WASHINGTON (Reuters) - A federal judge on Tuesday ordered U.S. President Donald Trump's former campaign manager, Paul Manafort, to respond by Friday to the government's bid to revoke or revise his release and set a June 15 hearing on the matter, according to a court filing.
Special Counsel Robert Mueller said in a court filing on Monday that Manafort had attempted to tamper with potential witnesses and asked the judge to revoke or revise an order releasing Manafort ahead of his trial.
Manafort's spokesman Jason Maloni denied the allegations.
"Mr. Manafort is innocent and nothing about this latest allegation changes our defense. We will do our talking in court," Maloni said in a statement on Tuesday.
Mueller is investigating possible collusion between the Trump campaign and Russia. As part of that investigation, Manafort is facing indictments in federal courts in Virginia and Washington on a variety of charges from money-laundering and failing to register as a foreign agent, to bank and tax fraud.
Manafort has pleaded not guilty, and none of the charges relate to the 2016 presidential election.
On Monday, Mueller's team said Manafort and a close associate identified in the court documents only as Person A had tried to call, text and send encrypted messages in February to two people from a public relations firm they had worked with to promote the interests of Ukraine. Mueller alleges those actions were an effort to influence the intended recipients' testimony and conceal evidence.
The judge on Tuesday gave Manafort's team until Friday to respond to the special counsel's filing.
Reporting by Sarah N. Lynch; Additional reporting by Timothy Ahmann, Doina Chiacu and Susan Heavey; editing by Andrea Ricci


text:
Who knew my mindless viewing of beauty/fashion YouTube videos would result in discovering wonderful music? Fantasy by Alina Baraz & Galimatias is dreamy, gauzy escape music. When Baraz croons underneath the palm trees/you can leave your worries in her seductive voice, you can almost smell the salt in the air and the sand in your toes. But this isn't one of those upbeat happy songs that you'd hear on a Caribbean island. Instead, Fantasy is full of calming and relaxing lust, yet is passionate at the same time.
The whole album (also named Fantasy) is amazing but the title track is just so alluring that I keep coming back to it.


text:
Been a tough few days for Mike Frerichs since his campaign decided to post this sign up in their campaign office. They thought it would motivate Mike himself - and the full team - to 'up their game' and stop making mistakes.
But...they didn't heed the warnings and the sign kept getting reset.
The week started bad when their social media 'team' had to double-tweet something because they forgot what an @message looks like.
Then...they got their message so jumbled up in their own chaos yesterday.
There aren't many weeks left in this campaign, but they sure picked the wrong week to post that sign...


text:
Also Recommended
Contact us for more product recommendations!
Product Description
The RPI of Atlanta Award Winning Intracell Elite controls myofascial pain and increases range-of-motion.
Product Specifications:
•Used to diagnose and release myofascial trigger points and fibromyalgic lesions.
•Disperses edema to muscles and tendons following injury.
•Promotes musculoskeletal flexibility.
•Stimulates lymph circulation, and hastens the elimination of waste and toxic debris. Includes suction cup for unassisted use.
Size and Quantity:
Contact us for more product recommendations!
Discount Medical Supplies
Social Media
Please wait...


text:
More rumors have started to fly regarding the upcoming Kit Kat update for the GT-I9500 version of the Galaxy S4. It seems that Samsung has started testing Android 4.4 on the device. Leaked versions of the 4.4 OS update have been previously posted on the web, but so far those haven't been official updates and they weren't delivered OTA from Samsung or the carriers. If this proves to be true and Samsung has indeed begun testing 4.4 Kit Kat on the GS4, we could see this update officially begin to roll out to devices in the near future. When exactly this could be though is unconfirmed and Samsung themselves has made no mention of it. Even if testing has begun, testing is still testing and still a ways off from being consumer ready. According to Sammobile in a tweet posted earlier today, the update is "still not stable enough to used as a daily driver."
The fact that testing may be happening is cause enough for some excitement, especially if you're the proud owner of this particular Galaxy S4 model. The official update for the Galaxy S4 was rumored to begin this month according to some leaked documents that came out last year, which would make this rumor about testing the update seem more likely. The leaked documents about the projected timeframe for the updated were also rumors though, with nothing actually having been confirmed, so at this point we're only speculating on possible release dates.
For those of you that have a Galaxy S4 GT-I9500, you'll want to be watching the web rather closely as word of the official update could soon pop up. If these rumors and the rumors about the update timeframe for this device prove to be true, Galaxy S4 owners could see the update notification in their status bars before February. The Galaxy S4 isn't the only device that's waiting on an update to the newest version of the Android OS, as the Galaxy Note 3 is still waiting for it's official update as well. Following these devices, we should start to see updates for the Galaxy S3, and the Galaxy Note 2 later this year. Hopefully soon we'll get some sort of notification from Samsung about the potential rollout.


text:
Version 3.1
Someone created Fudgie the Whale beer. Carvel fans, rejoice. Maybe. (Source: Journal News, Westchester-Rockland)
Perry Michael Simon, writer, radio and podcasting guy, VP and News-Talk-Sports Editor at AllAccess.com since ancient times, Nerdist Industries/Nerdist Podcast Network 2010-16, KLSX and Y107 Los Angeles, New Jersey 101.5, and WJLK Asbury Park in the distant past. You can email him at perry-at-pmsimon-dot-com. Copyright 2003-2020 P.M. Simon.


text:
HEAO-1 Bibliography
Publication list from ADSThe HEAO-1 publication list through December, 1997 is the result of a query to the ADS service using the keyword HEAO1 or HEAO-1. Note : the following 2 links are not section 508 compliant.
Useful HEAO-1 ReferencesMission Overview: Bradt, Ohashi, and Pounds 1992, Ann. Rev. of A & A, 30, 391.
Articles on the HEAO-1 archive from Legacy, the HEASARC journal