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If you were looked after by foster carers or lived in a children's home for 13 weeks immediately before you reached your 16th birthday then you maybe entitled to a service until you are 21. If you are not 16 yet and your plan states that you will continue to be looked accommodated after that age, then you can expect to receive a leaving care service.
If you are accommodated by the Health Authority or NHS trust or Education Authority, or in a residential care home, nursing home or mental nursing home for more than three months, then you may be entitled to a service until you reach the age of 21 provided you were 16 when you left care.
Even if you have never been looked after in a children's home or foster home you may qualify for a service if you are 'In need' and aged 16 or 17.
You could be 'In need' for a number of reasons, including: -
If you feel you are in any of these categories then you access a service through: -
The Assessment & Family Support Unit at 56 Warrington Street, Ashton-Under-Lyne Tel: 0161 342 4150. You will need to telephone and ask to speak to the First Response Social Worker from the area team in which you live.
As time goes by you will all need less help from our service as you get better at coping for yourselves.
To take account of this case the case plans are reviewed at regular intervals to reflect the young persons changing needs.
After a while a young person may no longer need an assigned worker so they will only get in touch with us when they need to. There is no strict timetable for this process as it depends on each persons needs.
Moving from being looked after to looking after yourself is a process, which can take quite a long time for most people. We recognise that living in lodgings is only one of a number of options.
People over eighteen can access accommodation through Housing Options Centre in Ashton. People of seventeen or younger access lodgings through the accommodation officer, Services to young people, at West End Offices, Ashton.
The service maintains a register of lodgings, which we feel are particularly suitable for young people.
Those young people who are on a care order or a supervision order need to keep seeing their social worker whilst the order remains in force.
All other young people who are entitled to a service have a choice as to whether they accept it or not. We would hope that you would continue to use the service that is available for as long as it is necessary.
Even if you decide that you want nothing more to do with us, you can still change your mind and ask for a service until you reach the age of 21.
Perhaps receiving a service from an independent leaving care advisor would suit you better.
These payments are all discretionary. If you need financial help then ask your worker.
The basic principles that apply are: -
There are a number of accommodation options available to meet the needs of young people. We work closely with New Charter Housing Trust Group as well as with a number of private voluntary organisations, which are able to provide housing for young people.
We operate a scheme with New Charter Housing which enables us to recommend that young people of seventeen or over be offered a tenancy in a flat or house.
We will do this if we are confident that the young person will be able to cope with the tenancy. Services for Children and Young People may act as guarantor for the rent until the young person is eighteen.
We work with a number of housing projects in the borough, which provide accommodation suitable for the needs of young people.
These include:
The above schemes are geared up to preparing young people to move on, wherever possible, to long term accommodation provided by the borough's Housing Department, or by Housing Associations which operate in the area. For this reason the tenancies are time limited and the nature of the support given is that which will help equip people to look after themselves and become self reliant
Tameside has a number of Housing Associations operating within its boundaries that operate schemes that enable young people to move on from care to get accommodation with them.
Tameside Children's Rights
National Youth Advocacy Service (NYAS)
Senior Advocate 07769 914094
Freephone 0808 8081001
Independent and confidential service to young people who are looked after by Tameside Children's Social Care and offer help and advice in all aspects of a young person's life.
Off the record is a counselling service for young people based at 45 Clarendon Place, Hyde, SK14 2ND 0161 355 3553. email@example.com
The Mind Centre, Old St, Ashton offers counselling, advice and information. 0161 330 9223.
Lesbian Link - Monday - Thursday: 6:30pm - 9:00pm
0161 236 6205.
You can get advice from the following organisations:
For young people who wish to continue their education in Islamic teachings, it is suggested that you contact your local Mosque.
For young people who wish to continue their instruction in the Hindu faith, please contact:
The department has a three-stage complaint system. If you want to make a complaint you can either speak to your social worker, speak direct to the complaints officer or follow the link to use the online complaints system
Room 3.10, Council Offices, Wellington Road, Ashton U Lyne, OL6 6DL
0161 342 5233
If you wish the customer services unit will give you help in making a complaint as well as giving you a copy of the full complaints procedure.
It is important that you are registered with a doctor. If you are not and you are unsure about how to go about this, then you can ask your social worker for help or obtain an up to date list of doctors in your area from the Tameside Primary Care Trust Tel: 0161 304 5300.
In addition there are a number of specialist clinics:
Tameside Young Person Clinics
No appointment needed, just turn up at:
Young Persons Centre, Duke St, Denton - Monday 3:30pm - 6:30pm
0161 320 8918
Crickets Lane Health Centre, Ashton - Tuesday 4:00pm - 5:00pm
0161 324 7830.
Triangle, West End, Ashton - Friday 4:00pm - 6:00pm


text:
LaverneKonesColumbus, OH, US
gardening interests: Cooking, Livestock, Music,Reading
Member Since: 02/12/2016
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subset: commoncrawl


text:
The lungs
When we breathe in, the lungs take oxygen into the bloodstream and circulate it all around the body.
Order or download free, reliable information that is easy to understand. Our booklets cover signs and symptoms, diagnosis, cancer types, treatments and living with cancer.
If you're living with cancer, you will have a lot on your mind. Our information and advice about possible practical issues could help you to talk about them.
When people come to our information centres, they might need advice, support, a chat, or information. We need volunteers to be there so people know they don't have to face cancer alone.
What's happening near you? Find out about support groups, where to get information and how to get involved with Macmillan where you are.
Our Online Community is always open and full of people ready to support you.
A support group for anyone affected by lung cancer to come together, share experiences, and ask questions.
We rely on a number of sources to gather evidence for our information. If you'd like further information on the sources we use, please feel free to contact us on: email@example.com
All our information is reviewed by cancer or other relevant professionals to ensure that it's accurate and reflects the best evidence available. We thank all those people who have provided expert review for the information on this page.
Our information is also reviewed by people affected by cancer to ensure it is as relevant and accessible as possible. Thank you to all those people who reviewed what you're reading and have helped our information to develop.
You could help us too when you join our Cancer Voices Network – find out more at: http://www.macmillan.org.uk/cancervoices
Need to talk? Call us free* 0808 808 00 00 7 days a week, 8am-8pm


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Caffe Society - Ethiopian Yirgacheffe Kochere Kore
Subscription only coffee
Getting product details...
But despite this widespread deviation, they all can be classified as having bright cupping profiles, with strong fruit and floral notes. And then there's the aroma: You can smell an Ethiopian coffee a mile off!
With the country having such an outstanding and vibrant portfolio, it was quite difficult in selecting our first speciality offering from 'the birthplace of coffee'. After tasting a number of brilliant options, not to mention some careful deliberation, we eventually decided to go with this vivacious Kochere Kore Yirgacheffe.
Situated around 2,000m above sea level, the Yirgacheffe region, with its high altitude and fertile soil, is one of the most famous growing regions in the world. Mother Nature has provided the farmers that work the hillside fields with some truly exceptional growing conditions that are enhanced by the presence of the fruit, vegetables and honey farms that are often intercropped with the coffee plantations. This creates a perfect storm that serves up for some very aromatic cups of coffee. But because the wider region is so expansive, the devil is in the detail.
This particular listing has been sourced from the Kochere Kore, a small area of land located between the villages of Chelelektu and Fishegenet. Here the beans are grown at high altitude, just about as high farmers dare to go before their crop becomes susceptible to frost and yield and quality diminish.
Once ripe they are picked, de-pulped and naturally processed. This method really does accentuate the fruit flavours and that characterise this Yirgacheffe, giving it a distinct acerbity (Sourness or acidness of taste).
Farm/Coop: Various local smallholders
Great for: Aeropress, Cafetiere, Filter
Origin: Africa/Ethiopia - Kochere Zone, Yirgacheffe
Process Method: Natural (Dry)
Tasting Notes: Red berries, Icing sugar sweetness
Varietals: Various Ethiopian Heirlooms
Roaster: Caffe Society
When do we roast and post your coffee?
Collection available?
Delivery prices to United Kingdom
Initial collection:
Tasting record
|e.g. Espresso
|Vario 1E
|A bit finer next time would be better.


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Years of saving, weeks of viewings and hours of mortgage negotiation: my partner and I thought we'd sealed the deal on the perfect first-time-purchase. Only the valuation stood in our way. No problem, we thought. The building stands up straight, there's no damp, the roof and windows are new, the plastering is of good quality. Nothing could possibly go wrong…
Then the call came. "I'm sorry sir, we can't lend on that property." "Why the devil not?" I snorted. "Japanese knotweed in the neighbour's garden. We don't lend in these circumstances."That was that. Back to square one and £400 worse off. Royal Institute of Chartered Surveyors (RICS) approved Homebuyers Valuations aren't cheap. The fact it was in the neighbour's garden added insult to injury.
To be or knot to be?
I did some digging. Knotweed is a huge problem; introduced to the UK in the 1850s as an ornamental plant, by the early 1900s horticulturists were warning about its rampant, destructive properties. Growing as deep as three metres and as far as seven metres, it munches through walls like you or I might a packet of Chewits. It even blighted the grounds of the new Olympic buildings!
Fortunately it's not a life sentence; professional Japanese knotweed removal firms can eradicate it over several seasons. But in a risk-averse environment, no lender will wait that long for proof the problem is solved. Yet by not lending on it, they're devaluing properties they've already lent mortgages on which suffer from knotweed. Something needed to be done. And I spoke to the man who tackled the weed head on. Last month Philip Santo, of the RICS Residential Professional Group, published guidance which will radically change how mortgage lenders consider knotweed.
Tying the knots
"There are three strands to the work we've been doing," he explains. "On one side you've got chartered surveyors doing the valuations. On another side you've got the lenders. On the third side you have people who offer treatments. Until last month all these three were working independently of each other in terms of dealing with Japanese knotweed." The problem was the lack of consistency among the knotweed specialist.
Santo described the extremities of their work; some companies provide detailed documents explaining how bad the problem is, how they would remove it, how long it would take and how much it would cost. Meanwhile other companies provide a scrap of paper saying they'd remove it for £20. This inconsistency meant lenders would almost always say no if knotweed, of any distinction, was present. An agreed method and measurement system was needed, just as there is when a valuer spots damp or rot. "This is in keeping with an already established process," says Philip. "Everyone knows where they are.
Established organisations exist and standards are recognised. Provided the company asked to do the work is a member of one of those organisations, the lender is happy to move forward. Now with Japanese knotweed that's not the case. There has been no trade body representing the knotweed treatment industry." Philip was the first person to get competing knotweed specialists speaking to each other. In his words "they hate each other's guts" but, like valuers and lenders, they understood progress was essential. A plan was developed and, as of March 2012, there is now an authoritative body in place to regulate treatment processes and measure the risk.
The Property Care Association, who also regulate companies who combat damp and rot, now have an invasive weed department who deal directly with the eradication firms. The assessment is based on the distance from the property. If the growth of the knotweed is within seven metres it's high risk. If it's over seven metres, but still within the grounds, it's medium level risk – something needs to be done but it's not causing serious damage to walls of the house.
Once it's beyond the boundary, as long as it's seven metres away from the habitable area, it's moderately low risk and can be ignored. Unfortunately in my case the knotweed was within seven metres of the property, so my mortgage lender would've declined anyway, but the new guidance does empower the homebuyer. "If you're having problems with knotweed and lender attitude is still a point blank 'no' then challenge them," states Santo. "Ask them if they're reflecting the PCA treatment availability and RICS risk assessment protocol. If they're not reflecting those realities they need to be doing that."
How to spot knotweed on your potential property
Spring: Purple shoots emerge from the ground, eventually forming thick canes.
Summer: The canes develop purple flecks. By late summer they sprout spiky clusters of off-white flowers.
Winter: The flowers die off leaving dead, hollow brown bamboo-like canes standing often as tall as three meters.
How to spot other problems on your potential property
- Step back and look at the roof. Are there any missing slates and tiles?
- How superficially has the house been done up? Has it been tarted up or is it pristine?
- Look at the quality of plumbing in the airing cupboard. - Are the powerpoints different ages in different places? Are they located low down on the skirting board? This suggests the insulation is old and needs replacing.
- Make sure self-seeding trees such ashes and sycamores aren't growing too close to the house. They'll clog gutters and are expensive to get rid of. - Trees also draw water from the soil. This is problematic on shrinkable clay soil (large parts of London and much of the South East). High risk trees are oaks, elms and willows. - Are there green stains underneath gutters? This is where water been continually splashed against the brickwork, causing damp problems.
These guidelines do not make you a chartered surveyor: they just help you assess the property and inform the questions you ask the estate agent and seller. A detailed valuation such as an RICS Homebuyer's Report or a full survey is highly recommended and can save you thousands in the long run.


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SoBo Studio is almost 5!!!! To celebrate our birthday, we want to celebrate the community that has supported us along our journey. We are going to award 5 dance class scholarships. 1 to an elder community member, 1 to the parent or guardian of a young child (includes childcare), 1 to an aspiring professional, 1 to a teen, and 1 to a child aged 4 to 7. Help us raise $1300 to achieve this goal. Every dollar counts!
Visti our GoFundMe campaign at


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Here is the sbf file of verizon's .621 [SBF and Update] Original Gingergread 2.3.4 SBF for Droid X MB810 Verizon USA - xda-developers
This is a discussion on Noob Friendly Verizon Root and CM7 ROM Guide for Droid X .621 OTA Update within the Droid X Hacks forums, part of the Droid X Development category; Originally Posted by aryavat Understood. I thought being on 604 i could use the rsdlite. Just to get this straight, you think i should SBF ...
Here is the sbf file of verizon's .621 [SBF and Update] Original Gingergread 2.3.4 SBF for Droid X MB810 Verizon USA - xda-developers
thanks - i have that thread in my favorites as well.
are you suggesting i activate on the current milestone that i have or to sbf it to 621 and then activate.
if 621 first - is rsd lite ok for that or do i HAVE to do it in linux?
flashing the 621 as i write. hey - i have never done an update from a file. Can i flash it from RSD as well?
things like installing patches or gapps that come in zips is what cwm recovery is for I'm not sure if you can use rsd lite.
sorry to sound so naive...i knew about the CWM but wouldn't it need root access to the phone for flashing/installing anything..I just SBFed back to .621.
I guess a more pertinent q would be - do i also need to apply the update after sbfing or not?
Yeah, going to .621 is to get you back to where you started so that you can get your radio back with verizon. Then use my guide to use the linux cd to go to milestone and then root milestone with zergrush thats on the cd. then to then flash cm7, etc etc.
Actually was asking, whether I needed to flash the update as well before talking to Verizon to activate. The .621 sbf alone was not letting me activate on Verizon's automated system. The cwm route for flashing the update needed me to root the phone and wanted to avoid if unnecessary, as i was going to re-do everything after activation anyways.
Anyways - i called verizon yesterday on 621 sbf, and they had to 'reprogram' (as they called it) to activate. Took quite a bit of time .
Last night went back to milestone via linux and rooted via zergrush. Dont want to flash CM7 anymore. Rootzwiki says 2nd-init based roms are more stable on milestone.
Any suggestions/experience with other ROMS?
Cool, glad you are back on a working phone.
Nope, but been looking around. i picked CM7 because it is the most active gingerbread ROM in updating right now, actually had nice install instructions by the OP for noobs, stable (not beta), and there forum is nicely structured and neat. 2nd choice would be the liberty rom from rootzwiki, but seems like it hasn't been moving anywhere. The rest are ICS roms, which are buggy beta's cause DX doesnt have drivers for everything since ICS isnt officially coming to the DX.
2nd int rom, youd only need d2bootstrapper to boot into recovery from there for 2nd int roms i think. but since you have rom manager anyway, you can use CWM too, and you are on a gb kernel, so use gb roms
Droid X Development - RootzWiki
Good luck!
Last edited by holycow131415; 04-06-2012 at 12:02 PM.
thanks - hey did you have problems with swype on CM7... i dont see swype in my options ...is there a way to get the stock swype back?


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DYNAMIC HEALTH ORGANIC 100% PURE NONI JUICE - RASPBERRY - 946ml
Dynamic Health Laboratories'TM Certified Organic Noni Juice provides 12,000 mg of Organic Noni ( Morinda Citrifola ) from Tahiti per 1 oz. serving and is made with a delicious raspberry flavor. Commonly reported health benefits of Noni Juice include ~ Increased mental clarity and attention span ~ Boosts energy levels ~ Greater physical performance levels Noni Juice can also benefit the following integrated body systems: Immunity: supports the immune system's natural ability to fight disease and infection. Noni Juice is rich in Proxeroxine, Scopoletin, Polysaccharides and contains naturally occurring Vitamins, Minerals, Enzymes, Antioxidants, Phytonutrients & Bioflavonoids.
It is believed that the Noni (Morinda Citrifolia) tree originated in Southeast Asia about two thousand years ago. Since that time, the precious fruit of the Noni tree has been distributed throughout the islands of the South Pacific, as the tree will only thrive in the delicate ecosystem of the tropics. The great gifts of the Noni fruit are well-known in tropical cultures.
Noni Juice (Morinda Citrifolia) has traditionally been used to cleanse and purify the entire system, as a defense against illness, to aid digestion, to heal abrasions, to reduce swelling and inflammation and reduce pain.
Dynamic Health Laboratories, Inc.¢Â¢ offers a variety of Noni formulas so that you can choose the one that¢ÂÂÂÂÂÂÂÂs right for you.


text: 10 More "Must Have" iPhone Apps Every day there are neat apps being published on the app store, some big, some small, some with niche audiences, some with mass appeal. Among these many new releases, each year we find a few apps that bring new ideas and enrich lives in unique ways, or that build upon existing ideas to provide better services. The app world marches on, and if you haven't taken a peek at what's on offer these days, you might be missing out on the latest & greatest app experiences. Here's my bucket list of new & trending iPhone apps you should check out. Trivia Crack: Hot new game app has been trending up lately, and is now sitting at the #1 position in iTunes top Paid & Top Free lists. Trivia Crack turns classic fun of trivia games into a social-mobile experience, pitting players head-to-head in Trivia competitions. The questions are hugely varied, localized, and the art is fun and compelling. It all adds up to a great experience for trivia-lovers. Orange Harp: Stylish shopping for a modern generation. Buy goods straight from the makers, knowing that everything is high quality and ethically produced. This is an app for socially conscious shoppers, providing a great service and even better peace of mind. iScape: a Valuable tool for homeowners who need to get a fresh vision for their yard or landscape. Save time and money by visualizing your new landscape before you break ground. Without this app, landscaping ideas can be extremely difficult to convey to others, which makes the whole process far more stressful than it needs to be. YPlan: Currently only available in New York, SF, and London, this little app is the best tool available for finding awesome events, even at the last minute. YPlan provides a curated list of events and allows users to book tickets with just a couple of taps (with multiple payment options, including Apple Pay). YPlan enables spontaneity by giving you access to hot events and entertainment whenever you're ready to go. VideoDate: This dating app uses a proprietary video-calling platform to facilitate a unique, integrated social experience. No other app puts you face to face with your matches like this one. Though there is certainly competition in the dating app field, customers are always looking for new tools, and VideoDate provides. (The development team at Software Developers India is a Pro at building dating apps, connect with them here to get one today) Yammer: This is a new communication and productivity app from Microsoft which aims to bring social mobile tools into the enterprise, where security is key. Yammer is a new way to handle your company's internal communication and networking, and definitely worth checking out. Timeline: "New in context." This app is well designed and easy to navigate, but what really makes it special is the efforts which the editorial team put into gathering meaningful stories and putting them in a context by linking them to past news. News evolves over time, and this app helps keep that in perspective. Cord: This social media/messaging app eschews the usual trend toward text messages and instead lets users send quick voice messages back and forth, or blasted out to groups. It feels new and different, and if you can get comfortable with it, the speed and personality advantages when using voice messages is enormous. Grabb: This mobile restaurant ordering platform is designed to help customers avoid waiting in lines and streamlines orders & payments with a digital toolkit. It's only available for the Toronto area at the moment, but just take a look at those app designs! Great idea and beautiful design mean this app is destined for greatness. (Another trend-setting app powered by Software Developers India) Weather Cal: The "Cal" in the name is short for calendar—and once you know that, it shouldn't be too hard to guess what this app provides: weather forecasts that integrate with your calendar and help you understand exactly what the weather means for your schedule. This is an amazing combination of two basic features that fit together to make something that is far more than just a sum of the parts. If you've got more iPhone apps to add to this bucket list, you can tweet @SoftwaredevIn to let me know. And for all you entrepreneurs out there, we're rooting for your apps too! Whether you've got a finished product or just an idea, don't be shy about saying hi! You can reach out to me and my team by email at firstname.lastname@example.com.


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EBAD knows that you need even greater flexibility in your system designs and responds with the Shock Tube Assembly, a flexible explosive transfer assembly that propagates an energetic signal and explosively initiates devices. We specialize in custom designs based on customer requirements and offer a variety of energy endtips, from low to high, as well as STA endtips that incorporate integral pyrotechnic delay for proper event sequencing.
Whether working in conjunction with the FCDCA or directly replacing it, EBAD has all the options you need with a lower cost consideration. For rapid separation or a specific time delay when robust nature and high transfer velocity of FCDCA is not required, the STA is ideal for rocket motor ignition, stage separation sequence initiation, submunition dispensing, or emergency egress.


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We recently had the pleasure of welcoming journalist, Julietta Jameson to the Conservation Ecology Centre. Today she shared her experience with readers of the Sydney Morning Herald – this is her story:
Just off the Great Ocean Road, Julietta Jameson visits an internationally recognised ecolodge.
It all began a decade ago for Lizzie Corke and Shayne Neal, both children of the Australian bush, while the couple were still at uni studying zoology and natural resource management.
Neal had grown up in the Otway region of southern Victoria above the Great Ocean Road and brought Corke to the area for some sightseeing. Travelling down the bendy narrow road towards the Cape Otway Light Station, the pair were stopped by crossing cattle. The farmer driving his cows suggested he may be some time and perhaps they should go for a walk.
As it happened, adjacent to where they stopped was a ''for sale'' sign at a farm gate. They went for a walk and soon after bought the property, then set about creating a lodge, designing and constructing a mud brick building themselves to exacting environmental standards.
Simple, understated and remote, the luxuriousness of the resulting Great Ocean Ecolodge comes from the opportunity it affords to indulge in the rugged beauty, abundant flora and extraordinary fauna of an amazing part of the world, where the dense rainforest of the Otway Ranges meets wild Bass Strait coastline. Around it – and here's the crucial point – the couple created the Conservation Ecology Centre, dedicated to the conservation of koalas and tiger quolls.
The lodge puts you at the heart of all this, inviting interaction and involvement with the wilderness and its inhabitants, at the same time nestling you in comfort and hospitality. It was recently named one of the best ecolodges in the world by the US-based National Geographic Traveler magazine.
After leaving Apollo Bay and heading towards Port Campbell through the Great Otway National Park, you turn left into Cape Otway Road towards the light station. Through a sturdy gate and up a long gravel country driveway, you find the lodge, a no-fuss yellow mud brick, weathered timber and corrugated roof structure sitting amid native trees and grassland.
It has only five guest rooms, each with a comfortable en suite, large bed and simple country antique style. In the main area there's a big communal dining table, a big old lounge suite rescued from a relative's attic, a roaring wood-burning heater and a vast library of books on native animals, the Otways and Great Ocean Road. There's no TV and no recorded music, but there is Wi-Fi.
And there is the view. Big windows around the building look out to dramatic fluctuations in weather and the animals and birds that come to feed, including one or two large mobs of kangaroos.
Inside the lodge, guests pad around in their slippers or socks, curling up on couches with a book or their laptop and perhaps a local beer or glass of wine from the lodge's bar menu. Afternoon tea is served in heirloom silver, a choice of tea or coffee and home-made cakes and biscuits.
One day during my visit Neal, towards dusk, leads a walk, past some rehabilitating koalas and grazing kangaroos to visit the real stars of the property, some captive tiger quolls which they keep here to help educate people about the endangered animal and the work they are doing to research and re-establish the local population. Once prolific, there have been no confirmed sightings for a decade. The lodge is dedicated to bringing the animals back, educating people about their place in the food chain and dazzling their guests with the amazing characteristics of the enigmatic animal.
A further stroll reveals a cul-de-sac of wild koalas, happily feasting and snoozing in trees. Neal explains the further research his team is undertaking to preserve both the koalas and the trees they inhabit. We're accompanied by a boisterous German shepherd. She's more than a pet, she's the quoll-scat-hunting version of a truffle dog – trained to sniff out the droppings of the quoll (not the quolls themselves) in a do-no-harm program designed to monitor the creatures' activities.
She bounds back to the lodge in front of us, where a three-course dinner is being prepared for guests. The meals are served by Neal and Corke – and there's plenty of chat about wine recommendations.
The night is a wild one and the rain pelts the tin roof above us as the wind howls in the trees outside. But the lodge is eco-sealed – there are no draughts or chills in our cosy confines.
The morning brings a delicious continental breakfast. We bask in the lodge's sunny lounge with more books before hitting the road. It's a simple, restful stay that connects us to nature and opens our minds and hearts to new aspects of it.
You can read the complete article on the Sydney Morning Herald website.


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A swimming pool is just about everyone's favorite way to relax, but did you know it's also a great place for fitness.
Aquatic exercise, in many doctors' opinion, is the best place that a person can do their daily workout. Not only do you burn calories faster, but its also easier on the body. The water supports part of your body weight making it lighter on your joints. Pool exercise is also recommended for people with arthritis and fibromyalgia. It can even shorten healing time in people that have had surgery!
Water provides resistance, which strengthens muscles and boosts cardio intensity. Although there are MANY exercises you can do, jogging is the best. Jogging in place will burn 17 calories per minute. The best way is to not go more than waist high. You should have good contact with the floor on both feet. It's also a good idea to wear water shoes for better traction. Once you've built up some strength, try adding some webbed water gloves for extra resistance. To help with balance and leg strengthening, try standing on one leg.
Another great workout is climbing up and down the wall of the pool. This is called, "the spiderman."
If you're a bicycle enthusiast or prefer riding, try the aquabike. There are treadmills, and even a jet that can be installed to swim against in place.
Remember to listen to your body and don't overdue it. Over time you will get stronger and stronger and be able to do more. Be sure to drink plenty of fluids, as you can get just as dehydrated as in the gym.
Best of all, enjoying your workout will ensure that you stick with it.


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WASD has built a strong network of researchers, policy makers, educators, consultants and employers from all parts of the world to exchange knowledge and experience and discuss current developments and challenges. This directory can be used to help find, support and collaborate with experts from the WASD network. Interested in joining the WASD expert directory? Complete the application form. Please check your details in our directory after 48 hrs and if you can not find your name, please contact the directory coordinator at [email protected] You can also join the expert directories of our sister organisations: Middle Eastern Knowledge Economy Institute (MEKEI) and Sudan Knowledge (SK).
Dr. Vikram MurthyDirector Academy for Collaborative Futures
Vikram Murthy is the founding Director of the Academy for Collaborative Futures (www.academy-collaborative-futures.org) Australia and New Zealand, and Associate Professor (adj) College of Business, Massey University, New Zealand. A pracademic with over thirty years of global experience in the USA, Australia, New Zealand, UAE and Oman (where his companies were the first technology IPOs in the Muscat Stock Exchange), he has worked with organisations to underwrite their growth and profitability, and with people to catalyse their professional renewal and personal transformation. Vikram has been Director of Collaborative Networks and Associate Professor (adj) AUT University New Zealand, Senior Fellow (adj) Waikato University New Zealand, and visiting overseas faculty BITS University India. He has a Bachelor (Honours) in Electronics and Electrical Engineering, and a Master's and Doctorate in Management. He has written extensively about the Ensemble Leadership Repertoire (ELR) ™ including a book in 2009, "Please don't stop the music: An ensemble leadership repertoire for productive sustainability, and strategic innovation in uncertain times" and a number of academic journal articles and book chapters thereafter. He speaks regularly at industry, practitioner and academic conferences and gatherings across the Asia-Pacific region.
Auckland – New Zealand


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Having had always strong opinions about the world that surrounds me, I've though many times about starting a blog as a method to record my thoughts, capture ideas and lead myself to elaborate on them. That's the primary goal of this blog but getting your feedback comes close to it: please feel free to question all ideas, criticize any views and raise new topics for discussion.
You can expect reading on a wide range of topics covering technology, telecommunications, business development and management. The only rule is: there are no rules. I intend to share my own experience and write about topics I consider particularly interesting such as forecasting how people will communicate in the future, beyond technologies and devices. Notice that, although being a tech focused blog trying to take an objective look to all topics and themes, all contents reflect my own personal opinions and views. Moreover, I expect that to be the added value on read it.
I like to keep my promises therefore I won't make any: writing frequency will depend on my own availability, opportunity and drive.
Enjoy and have fun!


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Dana Vouga of Vouga Elder Law speaks about Long Term Care Being a Women's Issue
CLICK HERE TO LISTEN: http://www.blogtalkradio.com/dianekeefe/2014/02/06/long-term-care-is-a-womens-issue
Dana is a Certified Senior Advisor (CSA) and is Vouga Elder Law's Long Term Care Paralegal. As a CSA, Dana has knowledge about aging, social and financial issues, and health information that affects the majority of seniors. Dana also assists clients and their loved ones by educating them on how they can protect assets, avoid Medicaid "spend down," and obtain Veterans Administration Pension Benefits.
Dana Vouga, CSA and Long Term Care Paralegal


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In SharePoint List, If you created a new column with a currency or a percentage data type, you will note in "Allitems Page" that this column displays with margin-bottom as shown below.
In this hint, I will show How to adjust currency or percentage column to look like as the following image.
- In All Item Page > Edit Page > Insert Script Editor Web part.
- Edit Web Part and Add the following CSS code.
.ms-number {
text-align: center ! important;
margin-top: -16px ! important;
- Close Page Editing
- The Column should now be aligned properly.
Enjoy 🙂


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It has long been alleged that medical bills are one of the leading causes of bankruptcy in the United States. In fact, according to 2007 research study more than 60 percent of personal bankruptcies in the U.S. are caused by medical bills. Surprisingly, researchers also found that nearly 80 percent of those filing for bankruptcy due to medical bills had insurance. Tennessee readers may find the following blog on medical debt and bankruptcy interesting.
Despite the clear correlations between bankruptcy and medical debt, medical bills do not show up on a credit report, at least not immediately. In general, hospitals do not report to credit agencies. Unlike late credit card payments, which are reflected almost immediately, unpaid medical bills do not show up until they end up in collections. At this point, the bills begin to affect a person's ability access credit, such as car loans and home mortgages.
There are a number of tactics consumers can use to address mounting debt. For large bills, it is always worthwhile to negotiate a repayment plan. A repayment plan will allow the consumer to establish a more reasonable payment while keeping the bills from going to the collection agency. Whether a provider will agree to the plan, however, depends on the doctor and the bill. Many doctors find repayment plans better than the alternative.
In addition to negotiating a repayment plan, consumers can also put a statement on their credit report if a bill is in dispute. If the consumer is unable to negotiate the dispute with the provider, this is certainly a worthwhile tactic. If nothing else, submitting statements explaining the debt to the credit reporting bureau tells lenders that the person is both aware and conscientious of their credit score, and that they are paying attention to their finances.
Source: Fox Business, "Do Medical Bills Show up on Credit Reports?" Sally Herigstad, March 12, 2013


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call money(redirected from money at call and short notice)
Also found in: Dictionary, Encyclopedia.
Broker's Loan
A loan to a broker or brokerage by a bank. Brokers take out broker's loans usually to fund margin accounts for their clients, but also to fund underwriting purchases. Occasionally, brokerages borrow these loans to buy securities for themselves as well. Broker's loans are payable on 24 hours notice, and carry interest rates that are about one point higher than short-term rates. See also: Broker call loan.


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Hotel Overview
Panoramic skyline views provide the backdrop to your stay
A palm-lined welcome at Four Seasons Hotel Los Angeles at Beverly Hills
Ever-changing floral displays greet you in the Hotel lobby
Take in views of the Hollywood Hills from the Premier Balcony Room
Wellness solutions are seamlessly integrated into our Deluxe Balcony Wellness Room
Our thoughtfully designed Studio Suites look out to views of Beverly Hills
Savour Italian cuisine on the patio at our award-winning Culina restaurant
Escape to the exclusive sanctuary of the Spa, featuring outside spa services and private, poolside cabanas
Enjoy close proximity to defining Los Angeles landmarks and destinations
Light tones and contemporary design echo the natural elements of Southern California in our one-bedroom suites
Located on the upper floors at Four Seasons Hotel Los Angeles, our luxury suites promote privacy and comfort
Take in the views of the Hollywood Hills from the luxury suite
Relax and unwind in the one-bedroom suite with views of Beverly Hills
Rejuvenate mind and body while relaxing poolside with a spa treatment
- California Suite
The rich tones of the Pacific complement light, sun-filled spaciousness in our California Suites. Two step-out balconies invite you to take in the surrounding views.
- Doheny Suite
Wander your wraparound balcony, relax in your deep soaking tub, or sip a glass of famous California wine as you watch the sun set over Los Angeles. Located on the upper floors of the five-star Four Seasons Hotel Los Angeles at Beverly Hills, our Doheny Suites promote privacy and comfort.
- One-Bedroom Suite
Light tones and contemporary design echo the natural elements of Southern California in our One-Bedroom Suites. Double doors separate the living and bedroom areas. Enjoy two full marble bathrooms, one with a walk-in shower and the other with a deep soaking tub.
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DanceAutism in motion working in partnership with MJ Productions are providing an inclusive dance class. Suitable for all levels of ability, Class is held at St George's community hub Waresley crescent L9 6BW Classes are held on Thursdays from 5.00-6.00pm £3 siblings are very welcome…
Garston Adventure Playground (open access)Play SchemeFree Open Access facility. Play activities and opportunities for children and young people aged 6-15 yrs.
Holiday club at AlsopPlay SchemeWe provide a holiday club in schools holiday's built around sports, arts & crafts, gaming and socialising. based in our Streetclub @ Alsop School. Tuesday, Wednesday and Thursday's of school holidays contact for details
CyclingTuesday, Wednesday & Saturday 10am - 12 noonThe cycling club gives disabled people, their family and friends the oppotunity to cycle together in Sefton Park. A variety of bikes are available for participants and are suitable for people with a range of disabilities.
Wildcat's FootballWildcats Football offers girls aged 5-11 a chance to try football for the first time. Sessions are focused on helping girls make friends, have fun and be active through football. Targeting disabled children, their friends and family aged 5-11.
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Power FootballIf you are a powerchair user and you would like to play a fast, furious team games – then the Power Football club is for you. The game is played in specialist electric wheelchairs that allow chair contact as part of the game.
DETACHED YOUTH WORKDetached Youth Workers meet young people and member of the community offer street based youth work provision Youth work - "Detached youth work is a model of youth work practice, targeted at vulnerable young people, which takes place on young people's own territory such as streets, cafes,…
Toddler Time Stay & Play (Speke)
Walton Youth Project - Youth NightYouth club open Monday & Wednesday's 5-7pm Tuesday 4-6pm £1 subs activities include sports, games, cookery, computers, workshops, trips & residentials.


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Part of each sale through the iHeartCats store is donated to Greater Good, which helps support various charities. Thanks to customers like you, happy endings, like the one below, are made possible.
Alexander, a semi-feral cat, was found in someone's garage in 2014.
He had been shot in the leg, and the person who found him brought him to her veterinarian and was very kind to have his leg tended to surgically. Baton Rouge Community Cats took him in, and he now resides at a wonderful barn home that they take care of daily.
He is a beautiful cat and is extremely happy now. Thanks to GreaterGood.org's Rescue Bank program, Baton Rouge Community Cats can keep feeding their rescue barn cats (29 of them!), and in turn, they do a great job keeping the place free of unwanted pests, as well as keep all of the boarders who have horses happy!
Part of your purchases from the iHeartCats store fund charities through Greater Good, making stories like this possible!


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Saturday, June 03, 2006
As the wood pile grows...
We have carefully been removing every stitch of wood trim from the 2nd floor apartment. Today was day two and I am pretty darn tired. There are two things that will get us through tomorrow, which should be the last day for trim removal: determination and extra strength Tylenol.
The photo at left was taken on Friday at the end of one days work. The next photo was taken today at about 6pm. Sorry, I was unable to smile for the photo (too tired).
We still have the window sills and jambs to remove and all the door jambs. For the door jambs, we will be using the sawzall to cut all the nails. I will be doing that job.
Steve will be removing the sills and window jambs by hand I think. We took photos of "how-to" and later on I hope to summon the strength to post them!
When we first started the job on Friday, after about one hour of breaking 10+ layer paint seals with a razor knife, I didn't think I was gonna make it, but once the pieces started coming off, hope returned!
We actually did extremely well I think as we had very few cracked boards. We also learned some things about how the 2nd floor was constructed a bit differently than the 1st. In some ways they cut a few corners using secondary wood in a few places and using shallower window sills etc... I could do an entire post dedicated to these differences and probably will at some point.
Maybe the 1st floor was always considered the "owner's unit" and therfore got better quality on a few things. Or else the worker's on the first floor knew more what they were doing when installing window jambs etc...We will be in some cases putting it back better than it was even originally.
The nightmare of it all (hear music from The Omen playing here) will be removing the coffered ceiling.
Steve started to this morning, but after cracking two boards (we can repair them- don't worry), we decided that we will wait until the ceiling it cut out so he can get up above them and pound them out that way. In our place, Steve stripped the coffered ceiling in place. It took him a whole summer basically working weekends.
Wish us luck finishing up tomorrow. I took Monday off to recuperate before going back to work. It's funny because this is about the most sore my muscles have been since we drywalled the kitchen 2 summers ago. I find if I keep moving I don't notice the pain as much. It's once you actually stop working, that it really hits you.
Tylenol and Gatorade are my friends (and you housebloggers too). I'm sure most other folks think us batty for this episode.
Oh, I forgot to mention we had the radiators pulled in the midst of this and thru a mishap(plumber's error) had water rain down into our unit in a few places. Not alot thankfully and no damage to see except for the rusty water that stained my expensive lampshade. Hopefully we can have it cleaned. Gary, I thought of you. Signing out!
(Steve can't believe I'm typing this much with my poor tired hands)
10 comments:
- Emerld said...
My heart goes out to you. Both tenants are out in Cicero but one butthead broke 2 windows and left the place a greasy pigsty. Good News: All are rented for June. Bad news all the rent and sec dep are going into the repairs. We're now in 10K debt to fix up the bldg for the inspection. If this thing gets sold it'll be a miracle. What are you doing Sunday afternoon? Up for a visit? I"m coming there next weekend.
- Ms. P in Jackson said...
An amazing lot of work you two have done! My muscles are sore just reading the post (I remember days like that). I am anxious to see the next steps and also the details in removing and reinstalling the trim (I know this is for much later but I'm trying to learn all I can).
- Aunt Jo said...
It makes me tired just reading what you guys are doing. I can't wait to see what you do next.
- Jocelyn said...
Thanks all :0)
I will definitely do some follow up posts on removing trim and more.
Jen- I'm sorry to hear about your building woes, but hopefully you'll sell it and come out ahead and free of the headaches. Next weekend might work for me- I'll email you this week.
- Gary said...
Don't ask me to fix that plumbing!
He, he, he!
- jm@houseinprogress said...
WOW! Amazing work! My muscles hurt just looking at your pictures!
It will look amazing.
- allison said...
That is a TON of work. Hats off to your both. I hope I'm not too late on this tip, but did you somehow label all the wood so you'll know where it goes when trying to put it back? It does make it a lot easier. We had a contractor once who said he was going to do that, then hauled all the trim down two flights of stairs and left it in a heap in our garage! Not a pretty sight when we got home that day. Anyway, you're project should go more smoothly than that!
- StuccoHouse said...
Wow, you accomplished more in one day than I will probably all summer :-) One little trick I learned (from bicycling) is to take an ibuprofen before you start anything. For some reason this stops the whole muscle pain thing before it even starts. Will be interested to follow your progress. How do you keep track of where the pieces go?
- Rebecca said...
Wow! that's an amazing amount of work. On our last house I stripped a bunch of french doors which seemed endless until they were done and installed and gorgeous! One practical question though. Would you recommend the wood stripper you used? I live in chicago and need one but the photo of the corner could be almost anywhere!
I haven't got the hang of this blog thing though I love reading other peoples'. I've done a post-fire 1872 brick four-flat, a 1906 American vernacular single family, and am now doing a 1930 art deco/Tudor 13-flat, which should take a couple of years!.
Thanks for sharing your passion.
- Jocelyn said...
Hi Rebecca and thanks for the comment. I would be glad to share our wood stripper's info if you want to email me at firstname.lastname@example.com. I will post his info after he finishes the job. So far, he is doing a fantastic job and his prices are very fair- a deal really compared to what you find in the yellow pages.


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Lets get straight to the point.
I'm in that sort of mood today. 🙂
You need to stop thinking you have to know everything before you start.
You don't need to know everything, all you need to know is the next step.
Once you take the next step figure out the next one and then the next one.
Otherwise you will just keep doing what you did the last 12 months and the 12 months before that.
so if you're happy with your life great, Keep doing what you are doing.
If not…..
Stop analysing things so much.
You don't need another book,
You don't need to go to another seminar
You just need to take the next step…
How do I know.. Cause I've wasted years trying to figure everything out before I took the next step and I've paid the price….
So take action… take the next step.
You know what to do…
You just have to do it.
Chat tomorrow.
Jade-Personal Training Bendigo


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Installation of a dashcam is usually a simple process, with some hassle of routing the power cable under the plastic trim. In most cases the camera power cord simply plugs into the ACC outlet.
I decided to go with an alternative way of direct connection to the rear view mirror cable. The rear view mirror cable has constant power as well as a switched line, which is perfect for powering a dashcam. In order to make a true Plug-n-Play setup, I made a little harness with a short cable to power the dashcam. BlackVue cameras are powered by 12-24V power source, so no extra power conversion is needed.
This cable is hidden behind the rear view mirror; makes the whole setup super easy and neat.
Next idea is to add a little circuit, to enable parking mode recoding. Functioning will be the same as BlackVue Power Magic Pro box, but integrated with my harness. Work in progress..
A few thoughts about the Power Magic Pro. I think it is a bit of an overkill for the Miata. We don't need 24V range switches. Also the selection of the two cutoff voltages is a little strange. The 12V (+/- 0.1V) setting would create a deep discharge of the battery, and in cold weather might be impossible to start the car after this. The 12.5V (+/-0.1V) setting will provide a short time for recording. Timer feature seems useless. There are many reviews stating this product is not very reliable. My idea for this device is to use an analog circuit with cutoff at 12.2V (+/- 20mV), with a slight temperature compensation (12.4V at -35C and 12.0V at 60C). I can fit this into an 8mm x 17mm board, which will be perfect for this harness…
Why I chose BlackVue brand? I was visiting South Korea for business, near Gasan Digital station. My office was on the 7th floor inside a multi building complex. One day I took the wrong elevator from the underground cafeteria, and ended up on the 7th floor, which is occupied by BlackVue company. So, I decided to check their product and see what I could do with it.
Please check cameras to my store together with my special harness.


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Are you licensed with the state of Alabama?
Yes, I am! The state of Alabama requires a state and county license for any business and for all businesses to pay taxes. I am currently licensed in Elmore County and the City of Millbrook. If you live outside of this area and would like an on-location shoot near your home, please contact me and I will get the appropriate license for your county. I also have liability insurance with State Farm in the event something unforeseen were to happen during your session.
How far in advance should I book a session with you?
As soon as possible! I typically have 3 to 4 sessions scheduled each week, so the sooner you schedule the better chance you have to get your preferred date, time and location.
Do you offer digital files?
Yes, my packages come with either 10 digital images or a complete set of all edited images (usually about 30).
How far do you travel?
For on-location (outdoor) shoots, I'm really willing to go anywhere, but a travel fee will apply if over 20 miles distance round trip.
What should I wear?
In general, for family photo, pick three colors, one being a neutral (like white, black, beige, etc), then form everyone's wardrobe around those colors (accessories included). Coordinated outfits often turn out better than identical outfits.
How long does it take to get our pictures back?
Well that depends on the time of year. It can take anywhere from 2-5 weeks, but normally takes less than a week! I treat every photo as if it were of my own family, so I take it very seriously! In order to ensure best quality, I try not to rush like a mad woman and deplete my creative juices! That time is also is due to the fact that at the time of your shoot I am usually in the process of editing at LEAST two other sessions, and I edit in the order the sessions have taken place. If I am running a few weeks out and you'd like an image for announcements, let me know when you book.
We have a family pet that we would like in our family picture… can we bring them?
Because I work with newborns and young babies in studio, I ask that pets not be apart of the session. If you'd like to include Fido, we can arrange something either in your home or outdoors.
How many photos do you take during the shoot?
Particularly with children, I keep the shutter snapping, as I am in LOVE with the moments IN BETWEEN poses. For an hour shoot, I take anywhere between 200-900 photos! I know, sounds like a lot, but I weed out a lot too 🙂 Depending on your package will depend on the number of proofs available.
Where should we have the session?
Newborns are photographed in my in home studio located in Millbrook, AL. For maternity sessions and milestones, This is completely up to you. Parks are the most common on-location spots, but I do have several other lesser known locations that I love to visit as well!
Can we get the original unedited photos?
No… I reserve the right to edit and release only the images that I deem creditable as professional in quality and within Ashley O'Field Photography's standards. That's like a photographer giving you the negatives or a painter giving you his rough sketch… it's weird and doesn't do justice to the art, the model, or the artist. Most of my clients come by word of mouth after seeing my work in someone's home or Facebook, and I wouldn't want a photo released that doesn't represent my work.
Is there a time limit for ordering my photos?
Yes, your gallery will be online for 14 days of the date your gallery is opened. After gallery expires there will be a fee of $20 to re-open.
What is a sitting fee?
A sitting fee is not an extra fee, but taken off the balance of your entire session. For all sessions, unless otherwise stated, a $50 sitting fee is due to hold date/time. Until the sitting fee is paid, the date of your shoot stays open for anyone else looking for a session. Sales tax is included in price when applicable.
Why are digital files so expensive?
A digital file is essentially the equivalent of a negative in a film camera. For me, once a digital file is sold, I lose ALL future profit from that image, since the client now has the right the print from any vendor of their choice. I keep my price per digital file at the lowest possible price, however, I can not give them away for free.
How long do sessions usually last?
Each package has an approximate time associated with it; however, I do not watch the clock during your session. It might go a little shorter than your allotted time or a little longer. If you have somewhere else to be, please let me know so I don't run you late! I love taking pictures and have been known to go over the allotted time.
Do you photograph events?
No, at this time only newborns in studio (or outdoors during warmer weather) and maternity on location.
How did you get started?
I got my first camera for Christmas when I was in second grade. I took so many pictures, I actually got in trouble! Keep in mind, this was a film camera and film was not cheap! In high school, I got my first digital camera and have been taking pictures ever since. I started in landscape photography and have just recently, within the last year, began with portrait photography. I have found my calling in life! I love photography, meeting new clients, and providing them with pictures they will love and cherish for decades to come!
What type of editing do you do on the photos?
I spend approximately 20-30 minutes per image editing! Though I can change backgrounds, clothes, eyes, etc… I generally do NOT do this. I only edit exposure, lighting, clarity, shadows, and the occasional boo boo that the parents wish wasn't there! Generally, also, things in the background; for example, cars, trash cans, etc…
When I order prints, do they come with your logo on them?
Your prints will NOT have my logo on them. Only the photos that are used for online proofing, social sharing or Facebook previews will have my name and logo.
Will you upload my photos to Facebook or Instagram?
I do not upload your entire session to Facebook or Instagram, but whether or not I post several photos is completely up to you. I will not post to Facebook or Instagram without asking you first. **Note, no photos will be uploaded to Facebook or Instagram until session is paid in full.
If you have any other questions that were not answered above, please feel free to contact me here.


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Procurement is an important aspect of any company, but when you're a small business, there can often be a lot riding on big spends such as these.
Whether you're buying goods or hiring services, getting the most for your money and ensuring you receive good quality or value pays dividends when you invest the time upfront to get it right in the beginning.
We asked procurement expert, Kevin McLoughlin, for his run-down on everything you need to tick off when considering procurement.
It may seem like there's an overwhelming amount of information in order for you to cover your back, but Kevin has broken it down into the crucial chunks that you need to work through.
His biggest tip? "It's all about asking questions…"
- Requirements – can you articulate exactly what you need?
- Volumes – how many?
- Service – how long for?
- When do you need it?
- Who can help? Your Finance, HR, Operations employees can all help provide data
- Not sure where to start? Eradicate any uncertainty.
- Consider different scenarios: 6 month price vs 12 month price, or 100 vs 200 vs 300 units
- Send a questionnaire/"Request for Information" (RFI) to potential suppliers to find out what they offer
- Know what you want? Send out a Request for Proposal (RFP) to potential suppliers asking for a price
- Getting a renewal? Consider what has changed, what you need this forms the basis of a contract renewal negotiation
- Show me the money… Obtain 3 quotes (for spends over £500 or £1000) for good discipline:
- Multiple quotes help Identify alternative suppliers in case you're let down.
- A benchmark ensures peace of mind that you're paying a fair market rate
- Helps avoids being overcharged or warning that a price is too good to be true
- Transparency – making sure everything is understood
- Do you understand how you're being charged?
- Have all costs been listed?
- Do you need all the services offered?
- Have you requested a reduction?
- Is there a… discount for bulk purchase?
- Discount for longer contract?
- Discount for early payment as below?
- The Devil is in the detail. Check your contract terms – the following terms can often be negotiated in particular:
- Are you getting what you asked for?
- What's the term (minimum period)?
- Termination (how and when, avoid evergreen terms such as auto rollovers)
- Additional Charges (what are they? Are they necessary?)
- Sort out liability – it should work both ways (set a cap, contract value or annual value)
- Definitions – are they clear?
- Exclusivity – ensure any exclusivity won't cause future issues
- Agreed changes – get it in writing
- And how will you be paying for that?
- Some companies will offer a discount if you pay promptly perhaps moving from 30 to 14 days
- Use Company Credit Cards for large purchases security against bankruptcy/non delivery
The finer details: expenses and travel
- Provide a clear policy – what is/isn't covered (check against HMRC rules)
- Travel – set up an account with a hotel chain – the receptionist/PA can manage and you gain management visibility of travel spend, with an efficient process for employees who won't have to expense
Don't forget – quarterly business/supplier reviews
- Who are your biggest suppliers?
- How often do you meet them?
- Are they meeting your needs?
- Are you getting the best out of them?
- Do they offer free services you're not using?
It may seem like a lot of questions, but follow this check-list to the letter and you can better ensure that you will always be getting a fair – and most importantly, risk-free – deal.


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Law extends state's egg mandates to imports
AGRICULTURE State extends protections for hens
Gov. Arnold Schwarzenegger signed into law on Tuesday a bill that extends voter-approved mandates for the humane treatment of egg-laying hens in California and could affect living conditions for birds nationwide.
Proposition 2, passed by 63 percent of voters in 2008, requires that hens should be able to freely lie down, stand up, extend their wings and turn around by 2015. The law essentially bans the use of small cages that cram the animals so tightly they sometimes cannot turn around.
Prop. 2, however, applied only to hens in the state. The bill signed by the governor means that farms outside California will have to abide by the Golden State's humane treatment law if they want to sell eggs here.
"By ensuring that all eggs sold in California meet the requirements of Proposition 2, this bill is good for both California egg producers and animal welfare," the governor said.
While the law applies to eggs imported into California, it does not affect eggs used in processed foods. Experts say they do not have precise data on how many whole eggs are imported into California, but estimate it is 10 to 20 percent of eggs consumed in the state.
Prop. 2 had raised concerns that because it applied only to eggs laid in California, it would put state egg growers at a significant competitive disadvantage and essentially wipe out the industry. The egg industry in California produces almost 5 billion eggs per year and was worth $337 million in 2007, according to a study by researchers at UC Davis.
Daniel Sumner, director of the UC Agricultural Issues Center and professor of agriculture economics at UC Davis, co-wrote the 2008 report. He said extending the rules to imported eggs changes the predictions of damage to the state industry "100 percent."
Sumner said egg prices will increase across the board, not just for California-produced eggs, by about 2 cents per egg.
"People will eat fewer eggs, but not a lot fewer eggs because they are still pretty cheap," Sumner said. He noted that about 40 percent of eggs consumed by Californians are in processed foods or are "liquid eggs" that are not in shells and that those that are imported are unaffected.
Assemblyman Jared Huffman, D-San Rafael, was the author of the bill.
A spokesman for the United Egg Producers, a cooperative representing owners of 95 percent of egg-laying hens in the United States, said scientific research is lacking to prove that changing hens' living conditions affects the quality of eggs. Officials with an organization that represents California's egg producers could not be reached for comment.
Groups that sponsored the 2008 ballot measure praised the governor's action and called it an important development for improving conditions for egg-laying hens in states nationwide.
"We think the passage of this legislation is an extraordinary step forward for animals and consumers," said Jennifer Fearing, senior state director of the Humane Society of the United States. "This sends a strong message to the rest of the egg industry that it's time they got on board with what consumers want."


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The Old School House sleeps six people comfortably.? There are two ground floor bedrooms, a shower room and laundry facilities and then a first floor twin bedroom, bathroom, well-equipped kitchen and a large lounge/dining room with open fire.? The Old School House is non-smoking throughout and well-behaved dogs are welcome by prior arrangement.
- Downstairs, one bedroom has a double bed and fitted wardrobes while the front bedroom has twin beds and fitted wardrobes.
- The shower room also has a WC and basin.
- In the integral garage there is a washing machine, tumble dryer and plenty of drying space for boots and wet weather clothing. There is also additional fridge and freezer space available on request.
- Upstairs, the kitchen has a small dining table and chairs, double oven and induction hob and microwave as well as a fridge and plenty of crockery, cutlery, cooking pans and utensils.
- The lounge has views in three directions, an open fire, TV, a dining table that easily seats six and comfy sofas.? Plenty of books, magazines and local information guides are provided.
- The upstairs bathroom has a bath with shower over as well as WC and basin.
- The third bedroom has twin beds and drawer storage as well as a great view of Orton Scar.
Guests are welcome to use the secluded garden and yard and there is secure storage for bikes in the integral garage.
There is plenty of parking on the yard and off road in front of the house.
"Great cottage, lots of space and everything we needed." Gorman family


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The maker of Dettol soap and Lizol is split into two entities in India – RB India Ltd and RB Healthcare under which all Paras brands are integrated. Both firms of the UK giant posted combined sales of Rs 5,606 crore during FY15-16, compared to Rs 4,929 crore a year ago. The performance is a turnaround for RB, which posted 6% growth in FY15.
This is higher than most consumer goods peers such as Godrej Consumer Products, Colgate Palmolive and Marico that grew domestic sales between 5-9% in the year. Net profit nearly doubled at Rs 1,615 crore from Rs 907 crore a year ago. This is about twice of the size of similar sized rivals.
"We increased direct distribution by 50%, reached out to an additional 7,000 villages and made our portfolio relevant and available to many more consumers in the country," an RB spokesperson said. RB entered newer categories under Harpic and Dettol during the year.
The company's Rs 3,260 crore buyout, valuing Paras Pharmaceuticals at eight times its sales of Rs 400 crore nearly six years ago, has been helping RB up its portfolio significantly.
RB's rural market push has been through over-the counter (OTC) healthcare brands the firm had acquired from Paras Pharmaceuticals in 2010.
The brands, most of them category leaders, include Moov, DermiCool, D'Cold, Krack and Ring Guard. RB has historically been urban-centric with products including Lizol floor cleaner, Air Wick air fresheners, Durex condoms and Veet hair remover.
But over the last two years, RB has been pushing low-priced smaller packs of Dettol and Harpic to fuel consumption among first-time users, leveraging its Rs 100-crore 'banega Swachh India' programme.


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This procedure is performed on patients with instability between the vertebrae. This will have been discussed by Dr. Irby with you in the office prior to your surgery.
The bone used for the fusion may come from your pelvis, your back, or artificial bone supplement. The bone is prepared and placed between the vertebrae to be fused. This helps direct new bone growth and prevents motion between those vertebrae. Lumbar fusion patients wear a brace for three months after surgery to help allow the vertebrae and bone graft to grow together. You will follow up in the office for serial x-rays to determine the fusion status. Sometimes Dr. Irby may have to supplement your fusion with internal fixation (rods and screws).


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Tooth loss is not uncommon in America. In fact, millions of Americans lose their teeth. If you're one of these people, you have several options to replace them, including dentures, bridges, and dental implants. While you can discuss each option with your dentist, we recommend dental implants due to their durability, comfort, and ease of use. If you're unsure of how dental implants work, here are five facts about dental implants to guide your decision making.
One of the best things about getting dental implants is that you can no longer get a cavity where the implants were installed. While you can't skip brushing, flossing, and check-ups altogether, getting dental implants can help improve your oral health by preventing bone loss and ensure you don't end up right back in the dentist's chair.
Unlike bridges, dental implants are durable enough to last a lifetime. They are usually made of titanium, a sturdy metal, and they fuse to your jawbone. Bridges often need to be replaced within a decade because a small part of your natural teeth is left intact underneath, leaving your remaining tooth vulnerable to decay and your bridge to wear and tear.
With dental implants, you can skip the step of having to constantly remove and clean them, which is certainly not the case with dentures. Implants allow you to restore the feeling and look of having real teeth. You can eat without fearing that they may fall out or shift in your mouth. You don't need to worry about obscured or slurred speech because your implants will be secure and will not slip out of your mouth.
While you may think that dental implants are a relatively new invention, crude versions have been around since 2000 B.C. A breakthrough came in the 1950's when an orthopedic surgeon experimented with rabbits and discovered that titanium fused to their bones. They began to be used in dental practice in the mid-1960's.
Three million Americans have dental implants, and with a 98 percent success rate, we're not surprised. More and more people get dental implants each year. Ask your family and friends – chances are one of them is likely to have dental implants, too.
About the author: Mikalah is a guest contributor from Daniel J. Derksen, DDS, PLLC, a dentist in Lansing, Michigan that specializes in general dentistry and cosmetic dentistry. Derksen Dentistry offers dental implants, and is one of the 10 percent of all US dentist offices that provide this service.
Tags: dental implants, dentistry, derksen dentistry, derksen dentistry has dental implants, facts about dental implants, tooth health


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It is always important for one to have a good credit rating. This is because it is what the credit score is what will be used by lenders to assess the risk offering you credit. The information on your credit report is what will be used to calculate the credit rating. Such information includes your recent address history and also any loan balances or credit card outstanding balances that you may have. If you want to receive anything from your lenders, then it is imperative to ensure your credit score is better and high. There are a number of ways that one can improve this credit rating. This include;
Get yourself organized
You will need to keep yourself up to date and timely on schedule with any loan which may be existing. You need to be well aware of all your credit card payments since these are the ones which will show that you are a person who can be relied on to be lend to. The reason why you are required to keep watch of this information is because regular payments such as Direct Debits normally give out information to these credit agencies about your habits. If they are not good ones, then you will miss your chance of being offered any credit as these agencies will be afraid to risk with you. If you make your payments on time and in full, then you will be proving that you are a person who is good at managing your money.
Make amendments on your credit report
To be able to do this, you should ensure you contact a credit reference agency. There are a number of agencies such as call credit, Equifax or Experian among others. Contact them and get a copy of your credit report. This one comes with a small charge and you will also need to provide some information about yourself. For instance, you need to provide your contact details including your full name and your address for the last 6 years. Once you have it, check it thoroughly and take note of the mistakes which you may find. If there are any inaccuracies in the reports, then you can make appeals to have them corrected.
Increase your score
There are quite a number of things that one can do in order to improve your credit score. The first step to this journey will be paying all outstanding debts that you may have. If there are any unpaid credit or county court judgments, these will reflect on your file for about 6 years. The good thing is that once you have paid them off, then it will be marked as settled. The next thing will be to use credit in a sensible way and thus show that you are a responsible person.
Here is a list of the best customer services that you can contact:


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This special psychic reading over the phone/skype/facebook phone messenger is for your love, sex and romantic life. This is not a dream coaching session.
This edgy, unique and powerful phone reading, in which I leave no stone unturned, will ease your mind about what that special someone is thinking and feeling about you. I will channel your lover, your soul mate, your ex lover's deepest most intimate private thoughts, feelings & intentions towards you in and out of the bedroom and if you have a future together.
You will feel as if your lover or ex lover is actually speaking to you.
You will receive unique, powerful and meaningful messages that are are meant for you to hear – not just want you want to hear.


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Writing Workshop Roundup: Summer 2016
"Being a writer is like having homework every night for the rest of your life." — Lawrence Kasdan, screenwriter Having a hard time keeping up with your writing "homework" during the lazy, hazy days of summer? Luckily there are tons of great summer workshops and classes to help you out. Today we're bringing you classes...Read More


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It's so simple
yet so brilliant
it makes you wonder
why no one
ever thought of it before
The "secret" behind Only
This the opposite of the traditional way where you learn one skill at a time, in bits and pieces. This method of learning is simply not enough. It
And the only way currently available to do so is Only
Nothing like this is being taught anywhere else.
Unlike traditional learning where you learn one skill at a time, Only
With the same time, effort and money it would take you to learn just one skill the traditional way, you can
And because Only
What this means is that as you master each new skill, your understanding — and your results — with all your other skills grow
This is simply not realistic with traditional learning.
Because the traditional way, with each new skill, you typically get more and more lists to remember — all of which you quickly forget.
This is how
And you
The big difference with Only
With each new skill, there's no new list. As a result, you ramp up quickly across all your skills.
This truly
It's so simple yet so brilliant, you'll marvel at why


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Last week, the girls and I went back to Kota Kinabalu (KK) for a short break to spend time with grandma and grandpa. Going back to KK is always nice for the heart and soul and tummy too (for sure!). My friends at KK commented that when I am in KK, I eat as though I have been starving in Kuala Lumpur (KL).
During our short break, we spent sometime at Kokol. I didn't know of this place until a dear friend told me about it recently that they had bought a piece of land there for their retirement. This place is really charming. It took us 30-40 minutes from Penampang to reach the place where the photo was taken (Kokol Haven Resort) by car. The air was cool and refreshing and the view of KK was spectacular. I could just sit there for hours just to soak in everything. Kokol has alot of potential for the tourism industry however there are still a lot of room for improvements . Some renovation is currently being done at Kokol Haven Resort at the moment and it's not the best time to go there right now unless you are ok with the noise.
After Kokol Haven Resort, we headed to Kasih Sayang Resort and had something to eat by their restaurant which overlooks the mountains.
If you've half a day to spare at KK and would like to enjoy the peaceful surroundings and fresh cool air, head up to Kokol. I am sure you'd be charmed by the place as much I was.


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Travel with 23 years Expert Sherpa company & be 100% satisfied!GOVT. REGD. NO. 90197/068/069 | TOURISM REGD. NO. 1585
Besides long and strenuous trekking in Nepal, we have many short and easy trekking routes in Nepal. Our short and easy trekking in Nepal starts minimum from 2 days to maximum of 12 days well-designed trekking itinerary. Short and easy trekking itinerary of NTTA is very useful for those people who wish to have short trekking holiday in Nepal within a week or so or even less than a week trekking in Nepal. Also all our short treks in Nepal are equally easy (not long day walk) trekking and suits to all aged travelers. Short and easy treks in Nepal are also best suitable for winter trekking holiday in Nepal. If you are planning Nepal trekking in winter (December to February, all short treks are recommended. Nepal trekking enthusiast those who want to do Nepal trekking in winter and yet looking for short and easy trekking, we highly recommend below treks in Nepal. Some of our short and easy treks in Nepal are Less touristic off the beaten trail trek and you feel proud of being an alone trekker in such trekking route.
Our short and easy treks are mostly around Annapurna region in Pokhara, Kathmandu and langtang region, close to Kathmandu. The most popular short trekking in Nepal are Ghorepani trek, Siklis Royal trek, Trek around Kathmandu valley, Trek around helambu and Lang tang region.
There are few but most important points that you know why travel with Nepal Trekking Tourism & Adventure ( NETTA) for trekking, touring and Expedition in Nepal, Tibet and Bhutan. Local Trekking & Touring Company…Read More


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Become an Artist MemberAGC is actively seeking individuals who are actively working in two- and three-dimensional visual arts. In reviewing each application, the Committee shall consider originality, strength of the artist's vision, professional attitude and presentation, consistency in the quality of the artist's work, and commitment of the artist.
All applicants will be considered by the Artist Membership Committee, which will meet in September and March to review applications. Click here for an application form.
Members do not need to have studio space at the studios and do not even need to live in Charlestown, but should have a passion for art and enjoy helping the group in its activities.
As an artist member, you will be expected to be an active participant in AGC activities and to contribute to the success of the AGC non-profit mission including our planned events and overall growth. Benefits of membership include:
The AGC Membership reviews new membership applications twice a year in September and March more frequently if needed. If you have further questions, please feel free to call the AGC at 617-241-0130.
Become a Supporting MemberHelp promote the visual arts in our community by becoming a Supporting Member. AGC Supporting Members are members interested in our mission. Service is as a volunteer on the Volunteer Board and undertaking the ideas of Artist Members. The Board develops events and community art related activities into a non-profit business format. Artistic talent is not required, just a desire to help the AGC with whatever skills you can bring to the table. For more information, please call the AGC at 617-241-0130.
Find a Studio Space
the company and inspiration of working around other artists?
Occasionally space opens up in one of our studios. If you'd like to be
considered, please call 617.241.0130.


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Harvard men's ice hockey will add eight freshmen before the start of the 2018-19 season.
CAMBRIDGE, Mass. – The Harvard men's ice hockey program has announced the eight-member incoming freshman class of 2022. The Crimson, fresh off its fourth straight ECAC Hockey championship weekend appearance, will welcome five forwards, two defensemen and one goaltender into the fold in 2018-19.
The group of eight hails from two countries (U.S., Canada), representing five states and two provinces.
Wyllum Deveaux | Forward | Sackville, Nova Scotia | Kearney High School
Played most recently for Des Moines Buccaneers of the USHL, while also playing for Tri-City Storm prior to trade … Recorded five points (goal, four assists) in 24 games … Team captain for Tri-City … Notched 23 points (four goals, 19 assists) in 53 games for Tri-City in 2016-17 … Recorded 68 points (27 goals, 41 assists) in 65 games for Don Mills Flyers in 2015-16.
Casey Dornbach | Forward | Edina, Minn. | Edina High School
Member of Lincoln Stars of the USHL … Led Lincoln in scoring and finished eighth in the USHL with 56 points (21 goals, 35 assists) in 59 games … Earned All-USHL Third Team honors … Previously played for Edina High School (MN) where he was captain in 2015-16, and teammates in previous years with current sophomores Benjamin Foley and Henry Bowlby … Edina Scholar-Athlete and earned Edina Willard Ikola Senior Hockey Player Highest GPA Award … Father Greg played college hockey at Miami (OH).
Jack Drury | Forward | Winnetka, Ill. | Waterloo West High School
Team captain of Waterloo Blackhawks of the USHL … Led team and finished fourth in the USHL in scoring with 65 points (24 goals, 41 assists) in 56 games … USHL Second Team All-Star and All-Academic Team selection … Led Waterloo to Anderson Cup (regular season) championship … Ranked 27th among North American skaters on NHL Central Scouting Final Rankings … Represented U.S. at Ivan Hlinka Memorial and World Junior A Challenge … Named to 2017 USHL/NHL Top Prospects Game … Father Ted Drury '93 was Hobey Baker Award finalist, U.S. Olympian (1992, 1994) and skated in 414 NHL games … Mother Elizabeth Berkery Drury '93 was a three-time All-American in women's lacrosse and helped Harvard to 1990 national title.
RJ Murphy | Forward | Needham, Mass. | St. Sebastian's School
Played for the West Kelowna Warriors of BCHL in 2017-18 … Recorded 45 points (21 goals, 24 assists) in 58 games, finishing third on the team in scoring … Played for the Dubuque Fighting Saints of the USHL in 2016-17, recording two goals and two assists in 13 games … Called up to the U.S. NTDP U18-Team for two games in 2015-16, recording a goal and an assists … Totaled 108 points with 47 goals and 61 assists over four years at St. Sebastian's School (MA).
Marshall Rifai | Defense | Beaconsfield, Quebec | Hotchkiss School
Played for the Des Moines Buccaneers of the USHL in 2017-18, after a stint earlier in the year with the Omaha Lancers … Recorded a combined 24 points (five goals, 19 assists) in 50 games last season … Played for the Hotchkiss School (CT) for three seasons, recording a combined 57 points (14 goals, 43 assists) … Team captain in 2016-17 … Named to the USHS first team All-New England Team (West) in 2016-17.
Jack Rathbone | Defense | West Roxbury, Mass. | Dexter School
Drafted by the Vancouver Canucks in the fourth round, 95th overall in the 2017 NHL Entry Draft … Played four years at the Dexter School, recording 41 goals and 57 assists for 98 points … Played four games for the Youngstown Phantoms of the USHL in 2016-17… Tabbed to the USHS All-USA Hockey second team in 2017-18 … Named to the USHS All-USA Hockey first team and USHS first team All-New England Team (East) in 2016-17… Named to 2016 USHL/NHL Top Prospects Game.
Derek Schaedig | Goaltender | Chelsea, Mich. | Chelsea High School
Played for the Lincoln Stars of the USHL in 2017-18 … Finished season 11-4-1 with a 2.43 GAA and .916 Save %, including two shutouts … Called up to Lincoln last season and was named USHL Goalie of the Week … Played most of 2016-17 season with Janesville Jets of NAHL, finishing year with 15-7-3 record, 2.98 GAA and .902 Save % … A four-year member of Chelsea (MI) varsity hockey team, where he was a member of the National Honor Society and earned Magna Cum Laude honors.
Baker Shore | Forward | Englewood, Colo. | Kent Denver School
Represented the Chicago Steel of the USHL from 2015-18 … In 2017-18 finished third on the team and 20th in the USHL in scoring with 48 points (23 goals, 25 assists) in 60 games … 2016-17 USHL Clark Cup Champion … Named to the USHL All-Academic Team in 2017-18 … Brothers Drew, Nick and Quinten were standouts at the University of Denver … Drew, currently plays for the ZSC Lions of the NLA in Switzerland … Nick is a member of the Calgary Flames of the NHL … Quentin plays for the Quad City Mallards of the ECHL.