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The health and integrity of your mouth and related oral tissues can have a direct bearing on your overall quality of life. When oral health conditions or dental trauma affects your mouth, it can be uncomfortable, painful, and potentially costly to treat.
Fortunately, there are some things you can do every day to reduce your chances of suffering an oral health malady. To aid in this effort, Dr. Zoya Yadgarov offers some of the following habits to adapt into your daily routine.
While it might seem mundane, you should make every effort to break bad habits like chewing on pens and pencils or crunching on ice. This also extends to using your teeth as tools. If you regularly participate in rigorous athletic activities and contact sports, you certainly will need to use a quality mouth guard.
If you use tobacco products even on an occasional basis, you should strongly consider talking to your physician about a cessation program. Tobacco use can introduce tar and nicotine to your mouth and irritate gum tissues, increase healing time after dental treatment, and increase your chances of developing gum disease. It's also worth noting that regular tobacco use has been directly linked to several major types of cancer.
Grinding your teeth at night, which is known as bruxism, can also pose several threats to your oral health. It could result in chips and fractures on the biting surfaces of your teeth. It could even cause TMJ disorder in the joints that hinge your mouth. In some cases, using stress-relief techniques or using a night guard when you sleep can prevent these complications.
It's also a good idea to stock your first-aid kit with a few common oral healthcare items like waxed floss, salt packets, and topical oral analgesic. Keeping these items readily at hand will help you be prepared for some common oral emergencies.
Of course, your regular dental checkup at Art of Dentistry PC is also critical for maintaining the health of your mouth. This twice-annual appointment will allow our team to clean your teeth and monitor the health of your mouth. This will help us catch and treat any oral health problems before they can exacerbate.
If you live in the New York, New York, area and you would like further insights to help prevent oral trauma, you can always call 212-203-4796 to consult with a staff member at Dr. Zoya Yadgarov's clinic.


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Austin's 2016 SXSW Festival Arrives!
This weekend marks the kick off of Austin's annual SXSW. What began in 1987 as a long weekend music festival, has grown into ten days of film, interactive media conferences and music festivals. The inn is booked this weekend, as many of our SXSW guests like to escape the bustle of the city and unwind for the evenings in the hill country. However, some Austinites like to escape the crowds and congestion during the ten day festival, opting for a rest and relaxation at Sage Hill Inn. There are still a few rooms open for next week and next weekend, March 18-20, but they are going to move fast so call Chris at the front desk and make your booking soon! We'd love to have you and there's some beautiful weather ahead of us!

subset: commoncrawl


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Black Bean Garlic Beef Potatoes
Posted on January 25, 2015 at 12:35 PM
1 Tablespoon extra virgin olive oil
200g potatoes, peeled & cooked
1lb 93/7 ground beef
1 garlic clove
Salt & pepper to taste
½ lime, juiced
1 can black beans, drained
1 teaspoon cumin
1 teaspoon chili powder
½ cup chopped parsley
.5 cup / 4oz shredded cheddar cheese
Preheat the oven to 400 degrees F.
Sautée garlic in a pan. Add beef & brown. Drain excess liquid & fat.
Meanwhile, bake potatoes in microwave oven.
Scoop out the insides of the potato and place in a bowl
Add in the lime juice, cumin, chili pepper, and half of the parsley. Mix until well combined. Stir in the black beans.
Place in oven safe container. Top with the cheese and place in the oven until cheese is melted and begins to brown slightly, about 10 minutes.
Remove from the oven, top with remaining cilantro, and serve.
351 calories
27g carbs
11g fat
36g protein
8g fiber
293g sodium
I am NOT a nutritionist or a doctor. This blog is NOT meant to be a substitute for any professional guidance or counseling. The information I provide merely reflects my own personal experiences and is NOT meant to take the place of medical or nutrition advice from professionals. But it's helpful and pretty...so enjoy! :-D


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Toadie is desperate to get back to Ramsay Street in time to be by Sonya's side for the memorial, but will fate allow it?Yashvi's in danger, Chloe's baby decision and 4 other Neighbours spoilers
He flies against Karl's warning he's not fit, but he is determined to make amends for his catastrophic mistake, sleeping with Andrea Somers (fake Dee), which his wife accidentally watched on web cam, to be there to support his devastated wife. . It's the day before the memorial and he has to make it back from London in time,
He tries to make contact with Sonya, leaving her a heartfelt voice message: 'I'm going to be there for the memorial to support you, I'll be right by your side.'
But Sonya isn't prepared to listen.
Mark later shows up at Sonya's and tells Steph Toadie doesn't deserve another chance. He goes as far as to blame Toadie for the death of baby Caitlyn.
Sonya and Mark share a heartbreaking moment where she tells him she feels empty.
'I am so used to feeling her kicking and now it's weird because there's nothing. I'm empty,' she says.
She tells him though that she doesn't blame Toadie, she blames her decision to have the risky amnio test.
'Why did I do it?!' she sobs.
Restock your Kleenex for that scene, it's a real tear-jerker with some incredible acting from Eve Morley.
On the day of the memorial, the captain of Toadie's plane tells the passengers the plane is delayed – he's is unlikely to make it on time. He tries to get Karl to stall the service.
Susan tries on Toadie's behalf to convince Sonya to wait.
'I don't care. It's not about Jarrod. It's about me and Mark and our baby. He gave up his right to be there. So it will go ahead on time,' she says.
Will Toadie have a miracle and make it on time?
The episode airs Monday March 27 at 1.30pm and 5.30pm on Channel 5.
MORE: Fake Dee comeback, shock romance and huge return: Neighbours boss reveals 9 big spoilers ahead
MORE: Channel 5 addresses London terror attack as Neighbours airs Westminster car accident
The Soaps Newsletter
Includes exclusive content, spoilers and interviews before they're seen on the site. Find out more »


text: Hello mentors, The software I'm packaging includes 2 directories which contain files like these [1][2] and considers them as externals. [1] shows a license. Is it good for Debian? Should I only declare in d/copyright that software is "derived from the RSA Data Security, Inc. MD5 Message-Digest Algorithm"? [2] doesn't show a license. In this case, should we consider upstream license? Thanks Gabriele [1] http://pastebin.ca/1711064 [2] http://pastebin.ca/1711065


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One thing I like about working at cozybit is learning about clients' novel uses of mesh technology. Today I'm going to tell you about one client's use case and how we found a bug in the 802.11s mesh implementation while diagnosing their network performance.
The client has open80211s deployments of about a dozen nodes, including mobile video camera streaming 200 kbps unicast data to a viewing station. Simultaneously, the mesh supports push-to-talk broadcast voice data from any station. The camera is usually moving, so the topology is changing often. Since the data is high throughput, quickly achieving that topology is super important. They reported issues with data delivery and some strange behavior with path selection.
802.11 HWMP routing dictates the procedure for handling how paths from one node to another are determined and updated. In particular, there is a target sequence number to determine path freshness. A lower number indicates a staler path. During path selection, stale paths lose immediately and ties in path freshness are broken by best airtime link metric.
To resolve the observed problem with path selection, we dug into the packet captures they provided to analyze their traffic and gather stats on their mesh's performance. Before I show you excerpts from packet captures, here is a diagram which illustrating the mesh topology at the time of the capture. Direct links between stations are represented by lines:
Here's the excerpt from the packet capture which exposes the relevant parts of the packets. Here we have station 0, the target of a path request from station 3, sending path replies in turn to station 1, then station 5, and then station 9. The first sequence number, 10359, is the originating station target sequence number. The second, 155 in the reply to station 1, is the target station number.
sta−0: prep−>sta−1, orig=sta−3 (sn 10359), tgt=sta−0 (sn 155) sta−0: prep−>sta−5, orig=sta−3 (sn 10359), tgt=sta−0 (sn 154) sta−0: prep−>sta−9, orig=sta−3 (sn 10359), tgt=sta−0 (sn 154)
Even though station 0 sent replies to stations 5 and 9 after station 1, it used a lower target sequence number! The latter two path replies will never be considered, even if they are a better data path. Since station 0 is using 155 as the target sequence number in its reply to station 1, and the subsequent path replies are at least as fresh, it should use at least 155 in the replies to stations 5 and 9.
Here's the fix (Thanks, Bob!), which ensures that when the target station is sending replies to the same originator, the sequence number never decrements:
Signed-off-by: Bob Copeland <email@example.com> --- net/mac80211/mesh_hwmp.c | 3 ++- 1 file changed, 2 insertions(+), 1 deletion(-) diff --git a/net/mac80211/mesh_hwmp.c b/net/mac80211/mesh_hwmp.c index 03ff5ea..94758b9 100644 --- a/net/mac80211/mesh_hwmp.c +++ b/net/mac80211/mesh_hwmp.c @@ -544,9 +544,10 @@ static void hwmp_preq_frame_process(struct ieee80211_sub_if_data *sdata, if (time_after(jiffies, ifmsh->last_sn_update + net_traversal_jiffies(sdata)) || time_before(jiffies, ifmsh->last_sn_update)) { - target_sn = ++ifmsh->sn; + ++ifmsh->sn; ifmsh->last_sn_update = jiffies; } + target_sn = ifmsh->sn; } else if (is_broadcast_ether_addr(target_addr) && (target_flags & IEEE80211_PREQ_TO_FLAG)) { rcu_read_lock();
Another issue that we had to address was tuning path refresh time. The shorter the path refresh time, the quicker the paths can adapt, but you lose more network overhead to path request/response management frames. So, we worked with our client to tune the path refresh time based on real data on their mesh and achieve an acceptable balance, but we'll save that discussion for a future post.


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Hobby and Craft Groups
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Latest Offers
2 Night Midweek Getaway
£119.00 per person for a 2 Night Midweek stay on a Dinner, Bed & Breakfast tariff.*
For group visits, please contact us for prices, availability and to discuss your requirements.
Contact Us
Have some questions or would like to book? You may contact us through the information below.
01723 870310
Cober Hill, Cloughton, Scarborough, North Yorkshire, YO13 0AR
Guest Feedback
"All my guests have been pleasantly surprised with the venue and lovely staff, and I have booked again for next year."Simply Stitch - October 2019
"A wonderful stay. Everyone was so kind and helpful. Wonderful rooms, food etc."Wakefield Quakers - October 2019
"The highlights of my stay were the course that I attended and the lovely people I met. The staff were so friendly and helpful."Gill Savage - October 2019
"Lovely tutor, great company, great new skills to develop."Crafty Cards with Shonagh Moore - October 2019
"All members of the group have enjoyed their stay. The food is excellent and we got the weather that was ordered. We will all be coming back to our second home 'Cober'."Beryl's Painting Group - April 2019
"I would just like to say a big thankyou. My friend and I have just had afternoon tea at Cober Hill and wanted to say we thoroughly enjoyed our very relaxing afternoon. The staff are very friendly and we couldn't fault the food. Highly reccommend!"Pat Marsh - April 2019
"The staff were wonderful, they worked hard to make our stay amazing. Thank you!"Arjuna Ishaya - March 2019
"Very helpful but not obtrusive staff. Self service teas & coffees made us feel at home. Wonderful food, gorgeous location and building."Private Guest - March 2019
"We have had a great weekend. I have only had good reports from my friends."Kings Church Darlington - March 2019
"Excellent meeting rooms, bedrooms, food and admin. Thanks for another good stay with you, see you next year."British Lichen Society - March 2019
"It's great value for money, staff are always great, facilities work for us and suit our needs and the location is fantastic."Trish Hobman - January 2019
"We were a party of 10 lady quilters and the theatre room was just right - tea making - washing up places - perfect just down the stairs. The friendlyness of the staff and the freedom to get on with our sewing were both highlights too. You are the best venue I have stayed at. The scenary is magnificent. Don't change."Sandra Whitfield - November 2018
"Everything has been very special! The service and smiles and lovely food at mealtimes, the house and rooms are spotless, and the tremendous atmosphere is very relaxing - especially in the grounds."Richard Gawthorpe Art - September 2018
"Delightful staff and warm atmosphere. The traditional values make this a change from 'modern living'!"Mavis Price - September 2018
"The highlights of my stay were the enduring warmth & friendliness of the place, and the wonderful staff keeping true to the ethos of Cober Hill, striving in the changing world to maintain the high standard."Private Guest - July 2018
"I come to Cober Hill to relax, to walk, to read, to enjoy good food, comfortable sitting rooms and beautiful gardens! Everything of beauty is here. Every creature comfort is provided. Cober Hill is a wonderful place to relax and enjoy the beautiful scenery. It is also very good value for money."Rosemary Donaldson - July 2018
"We've been coming for the last 12 years and have always appreciated the welcome, care, service and the food!! The time here with you flies by all too quickly, thank you."Bryan and Karen Witty - June 2018
"The highlights of our stay were the wonderful surroundings, the excellent food and the warm, friendly atmosphere created by delightful staff who work so hard to give excellent service. Can't wait to come again next year!"Yorkshire Pastellists - June 2018
"Cober Hill is a very special place - not only the accommodation & facilities, but the staff are so welcoming and all are fabulous with our children. Many thanks to everyone."Mowbray Primary School - May 2018
"It is a beautiful hotel with amazing grounds that the children couldn't wait to explore! Thank you so much for a fantastic stay, the children have loved every minute of it. The prices were reasonable and the facilities were perfect for us!"Todwick Primary School - May 2018
"Large enough for our party, good walking area and reasonably priced. All the staff have been helpful and understanding, patient and polite at all times. Impressed with the spacious rooms - especially singles. The grounds are beautiful and it is very quiet - noticeably at night."Churches Together in Bingham - May 2018
"You ticked all the boxes. I live locally in Scarborough and there is no where better to visit than Cober Hill! You can't improve on perfection - this is Heaven on Earth."Private Guest - May 2018
"I must say having been to Cober Hill since the mid 50s, then working there in the mid 60s, in essence it really doesn't change. The staff have always been friendly, helpful and considerate to the guests needs. This is partly what makes Cober Hill so special. I loved it as a child, as did my children, and now my grandchildren are doing the same - building friendships which last all year until they meet again. I just wish I was able to bottle up the essence of Cober and get it out occasionally when the weather is grey!"Jenny Gladwell - April 2018


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S: spring 2011
1: Polynomial In a formula, the first term is the leading coefficient. The leading term is the "a". The degree is mostly the exponent.
2: "Families are like fudge ... mostly sweet with a few nuts." | Algebra To get the x-axis, replace y with -y and check to see if the equation is equivalent. To get the y-axis, replace x with -x and check to see if the equation is equivalent To get the orgin, replace x and y with -x and -y.
3: MAKING MEMORIES | Even & Odd To know the even, it will be symmetric to y-axis. The equation is f(x)=f(-x). To know the odd, it will be symmetric to the orgin. The equation is f(-x)=-f(x).
4: ANNIVERSARY | Variation Direct variation is y=k(x). Inverse variation is y=k/x. v Joint variation is y=k*x*z.
5: { | { | LOVE | Measurement . To get the volume, times the length, width and height. To get the area, times the length and width.
6: QF I remember the song :) -b, plus or minus square root, b square minus 4ac..all over 2a !
7: "The friends we meet on the path of life make the trip worth while." | CS First, check for the right order. The a must be1 and move c to the right. Times b with a half, square it and to both sides. Then factor the left side and combine like terms. Next, take square root of both sides. Solve for x and find two answers.
8: Synthetic division What ever the divisor is, make it the as the opposite sign. Line the dividend in order and use 0 if a term is missing.
9: EASTER | happy | Spring Time | Parametric equations equations x=1/2t y=t^2-3
10: Matrix When adding and subtracting matrix, the demense have to be the same such as the rows and columns. When multiplying matrix, the column in the first matrix must equal the rolls in the second one.
11: Bye !
13: Happy Father's Day
14: Life brings simple pleasures to us every day. It is up to us to make them wonderful memories. ~Cathy Allen
16: Summer Time!
22: Trick or Treat
27: It's The Little Things In Life That Matter
29: A Day to Give Thanks


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Great opportunity to Lease space in a prime developing area in the East Village! The new developments coming soon, will bring 400 new units of residential housing, as well as more commercial tenants such as Target (shopping center).
All Uses Considered! Property details below:
Rent: $12,500 per month
- Size: 900 SF (Ground)
- Storage Basement
- Ceiling Height: 11 Ft
- Previous Vented Kitchen
- All Uses Considered
- Over 400 new residential units have been developed with a one-block radius.
- Near Peter Cooper Village/ StuyTown, The Roast, Dunkin Donuts
- Target and Trader Joe's Coming Soon!
Property Features
- All Uses Considered
- Close to Public Transit
- Venting Possible


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So far this summer I have managed to lose or break 3 pairs of sunglasses. Giving them to Sam as toys when we're at restaurants probably isn't helping. He's a big fan of the "mommy fetch" game where he throws things on the ground over and over for me to pick up. Fun times, that one.
Now I have to shop for sunglasses again. And isn't that one of the hardest thing to buy? Usually I'm at Target, looking in the fun house mirrors, trying to find a shape that hides dark circles without looking like I'm trying to be Rachel Zoe. Because those crazy big sunglasses make everyone else look like a bug.
Once I find the right pair, I'd like to be able to find them in my purse. This quick DIY (using my favorites, raffia and vinyl) protects the sunglasses and lets me actually SEE them. I love that!
Vinyl DIY sunglasses case
Supplies needed:
- Clear vinyl
- Raffia
- Leather hole punch
Cut a piece of vinyl to fit your sunglasses. You can also use another sunglasses case (if you have one) as a size guide. I cut my piece about 7 inches tall and 8 inches wide. Then fold the vinyl in half and, using a leather punch, space holes around the outside edges. You can get out the ruler if you want the spacing to be exact – or just eyeball like I did.
Take a few strands of raffia and weave through the holes. I recommend starting the raffia at the top edge and when you get to the bottom then turn and weave back to the top, reversing the loops. That way you can end at the top edge with a bow or tassel. I thought it might be hard to slide the glasses in and out of the vinyl but it's easy.
Tell me I'm not the only one with trains and dinosaurs in my purse?0


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BBC Review
Quite simply, it's the pop album of the year and a far cry from the wilting 'Funky Dory'.
Talia Kraines 2005
Bold, Swaggering and Accomplished - three words you would perhaps not expect to hear when talking about Rachel Stevens; but these are fair comment when describing her sophomore album 'Come and Get It'. Quite simply, it's the pop album of the year and a far cry from the wilting 'Funky Dory'.
In 2005 dancefloor-driven electronic pop has dominated the charts. Goldfrapp have broken into the mainstream and become the success of the year in credible circles. Over in pop land Rachel has been adopting similar sounds and releasing songs that, if she weren't Rachel Stevens, would be lauded by critics everywhere.
Opening with euphoric floor filler 'So Good', this is the first of many songs that make 2004's 'Some Girls' - her so far career defining song - sound ordinary. Richard X appears again as producer in the much anticipated 'Crazy Boys.' Without lyrics as suggestive their first collaboration, this does not disappoint, as Rachel moodily broods over love. And who could ignore the slutty 'I Said Never Again (But Here We Are)' packing fun and rebelliousness into 4 minutes of power pop.
But it's not just dancefloor stompers that the Stevens can do so well, two of the most memorable songs are the uplifting, minimalist 'I Will Be There', with production values reminiscent of Kylie's 'I Believe in you', and the sultry 'Nothing Good About This Goodbye', penned by Alexis Strum.
Nearly every track on the album could be a single, with 'Secret Garden' and 'The Cure's sampling 'All About Me' falling slightly short of the mark. But the strength of the other songs let us forgive her these. Come and Get It is quite simply a pop tour-de-force that deserves to sell a billion copies. Please, don't let this end up as a forgotten classic.


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Full Itinerary
Highlights: Panoramic Route, God's Window, Blyde River Canyon, Kruger National Park, Open Vehicle Sunset Game Drive, Open Vehicle Morning Game Drive, Morrungulo Beach, Bazaruto Archipelago, Dhow Safari, Barra Reef Beach, Tofo Beach, Ocean Safari, Bilene Turtles, Hlane Royal National Park, Mlilwane National Park
Countries Visited: South Africa, Mozambique, Swaziland
Day 1: Panoramic Route (South Africa)
Departing early we make our way east towards the Panoramic Route, stopping en route for breakfast (own cost). After breakfast we will continue on to the Panoramic Route, stopping at God's Window, and the world's 3rd largest canyon, Blyde River Canyon, for some stunning views. From here we will make our way to our overnight stop, the Timbavati Safari Lodge, which borders the Kruger National Park.
Meals: Dinner
Budget tour: Camping
Accommodated tour: Twin / double en-suite rooms
Day 2: Kruger National Park
A short drive takes us to the gates of the Kruger National Park for our wildlife experience. The Kruger is home to 502 Bird species, 114 reptile, and 147 mammal species (including the Big 5 – Elephant, Lion, Buffalo, Rhino and Leopard).
After driving to our camp we will settle in and enjoy a hearty lunch. This afternoon you will head out on a 4×4 game viewing vehicle for your 3.5 hour sunset game drive with an experienced Kruger National Park guide. Dinner will be served on your return.
Meals: Breakfast, Dinner
Budget tour: Camping
Accommodated tour: National Park Chalets
Day 3: South Africa – Mozambique (Zongoene Lodge)
This morning starts off with a 2 to 3 hour early morning game drive with another experienced Kruger guide, after which you will return to camp for breakfast.
Leaving the park we will drive the short distance to the border with Mozambique. Once through the border we will travel north for approximately 3.5 hours before we turn off the main road and head to the beach. Our camp for the night is a beautiful beach lodge by the Limpopo River mouth.
Meals: Breakfast, Lunch, Dinner
Budget tour: Camping
Accommodated tour: Chalets
Day 4: Morrungulo Beach
We can have a late start today, as we don't have a long drive. Why not enjoy a walk along the beach, have a swim in the sea or one of the lodge's pools, or rent a canoe and drift down the estuary?
Our destination today is Morrungulo Beach, another beautiful spot with some of the most beautiful beaches along the coast of Mozambique.
Meals: Breakfast, Lunch, Dinner
Budget tour: Camping
Accommodated tour: Lodge
Days 5, 6: Vilankulo & Bazaruto Archipelago
The road continues north from here, where the coconut trees take up most of the space in this once forgotten country. We make our way up to the Bazaruto Archipelago, where the islands give you a feeling once only experienced by the explorers of the past. The days here are spent in the fresh air on the beaches of Vilankulo. A dhow trip out to one of the islands will be organized for Day 6, and our local guides will cook us a feast for lunch on the beach!
Snorkeling at one of the reefs in the area is a must, with its many species of fish. Fresh seafood and catch of the day are one of the attractions of this area.
Meals: Breakfast, 1x Lunch, Dinner
Budget tour: Twin rooms
Accommodated tour: Lodge
Days 7, 8: Barra Reef Beach
Leaving the islands behind we make our way back south through the coconut plantations to the town of Inhambane, with one of the best curio markets in Mozambique. After a visit to the market, we will head towards Barra Reef Beach. The warm tropical waters of Barra attract many species of fish and other sea dwelling creatures such as Green and Leather-Back Turtles, Manta Rays and the Whale Shark, the majestic giant of the sea. If you are a diver there will be time for you to do a dive or two in the next couple of days. If you do not already dive, why not try a resort course? And if you would like to learn how to surf, you will have the opportunity to take some classes.
Meals: Breakfast, Dinner
Budget tour: Beach chalets
Accommodated tour: Beach chalets
Days 9, 10: Tofo Beach
Leaving Barra Reef a short drive takes us to Tofo Beach for the next 2 days. The days here are spent lazing in the sun, swimming in the tropical sea, playing beach volleyball and walking down to the beach bar for sundowners. The small town of Tofo also has its own small curio and food market and one or two restaurants where they serve great seafood and other local dishes typical of Mozambique. Your guide will organize your Ocean Safari for you whilst here, which is included in the tour. Tofo also offers you some of the best night life in the area.
Meals: Breakfast, 1x Dinner
Budget tour: Backpackers
Accommodated tour: Chalets
Days 11, 12: Bilene
Leaving the beach behind us we travel south to Bilene and the 27 km long inland lake of this small Mozambique town, arriving early afternoon. Dinner on Day 11 will be enjoyed at the on-site restaurant.
Your guide will arrange a boat trip across the lake for you on Day 12, and your local guide will then take you for a walk to the cliffs where you will have the opportunity to spot the turtles that live in the area.
Meals: Breakfast, Dinner
Budget tour: Camping
Accommodated tour: Lodge
Days 13, 14, 15: Swaziland
Leaving Bilene we make our way south to Swaziland, by-passing Maputo, capital of Mozambique. Once through the border the road takes us to the Hlane Royal National Park for the first night. The next morning we make our way to Mlilwane Wildlife Sanctuary for the following 2 nights. There will be some time for you to do some of the optional activities they offer in Swaziland. Whilst in Swaziland we will also visit the Ngwenya Glass Factory (where you can see the glass being blown), the Swazi Candle Factory (where you can watch the candles being made by hand), and also the Swazi craft markets.
Meals: Breakfast, Dinner
Budget tour: Camping
Accommodated tour: Lodge
Day 16: Swaziland – South Africa (Johannesburg)
Departing from Mlilwane we make our way through the country and back into South Africa, arriving back in Johannesburg late afternoon, where the tour ends.
Meals: Breakfast
What's included in the price:
- Transport
- Services of a driver/guide
- Meals as specified in the itinerary
- Accommodation as per itinerary
What's NOT included in the price:
- Flights, visas (if required), personal travel insurance (compulsory when travelling with Bluechilli)
- Meals & drinks not specified in the itinerary
- Items of a personal nature
- Gratuities


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text:
Synagen IQ: Boost Your Mental Power, Focus And Memory
Synagen IQ: Read *SHOCKING* Review First!! :- If you have a dull mind, you cannot decide whether you are at work or at home. I myself have gone through those struggling days where my forgetfulness was quite severe. But now, I have the utmost healthy brain that is active and sharp. What if I would have accepted this reality and lived with it? Instead of accepting it, I found a proper solution and changed this harsh reality into a positive one. Believe me, there is a way to every problem, and this too has one. And, that ultimate solution is Synagen IQ. It is an effective brain enhancer that works naturally in boosting your overall brain's working, making your mind active and sharp. There is more that you need to know about it. So, keep reading further….
What Is Synagen IQ?
Synagen IQ is a brain enhancing supplement that works naturally in improving your overall mental working. It's effective pills contains a natural blend of potent ingredients that are harmless. Unlike other supplement, this one is free from any chemicals or preservatives. It targets to boost your cognitive abilities and increases your focus. It treats your forgetfulness effectively, making your mind active and healthy. Your recalling power gets enhanced where you tend to remember each and every detail of past events. Thus, it is a powerful brain booster that makes your brain sharp and active in the most natural way.
How to use Synagen IQ?
Taking 1 pill is enough dose for a day to remain active. Overdosing it is strictly prohibited, and it is advisable to take this formula under your doctor's directions.
Who Can Use It?
Those who experience the following symptoms should use Synagen IQ:
- Lack of focus and energy.
- Age related memory loss.
- Weak mental operations.
- Poor IQ and cognitive skills.
- Low of motivation and confidence.
- Quite frequent forgetfulness.
About It's Composition:
Composition of Synagen IQ is 100% natural and potent. It's natural composition makes it a recommended formula. It contains only scientifically proved ingredients, and is free from any harmful chemicals or fillers. I could not find any ingredients on it's official website. It may have been kept hidden due to some confidential reasons. Don't worry about any side effects, as there are none in it. Just relax and give it your try without any fear.
What Makes It's Working Effective?
Natural composition of this formula makes it's working flawless. It works naturally in improving your overall mental health, ultimately sharpening your brain. It targets to boost your cognitive skills and focus. This natural blend nourishes your brain, improving it's overall working. Your overall confidence and energy also gets a big boost with it. This formula works more effectively when taken regularly without missing even a single day. Ultimately, your brain gets sharper, healthy, focused and active with it's revolutionary working.
Taking Synagen IQ regularly gives your brain a boost that enhances it's working. So, the further benefits that you get with it are discussed below:-
- It improves your overall brain's working.
- Boosts your energy and focus.
- It is a 100% natural supplement that is clinically recommended.
- It is free from any side effects.
- Treats age related memory loss.
- Gets you rid of forgetfulness.
- Boosts your long and short memory.
- Improves your recalling power.
- Enhances your brain's overall performance
- Provides you with an active and sharp mind.
- Boosts your cognitive skills and IQ level.
- Increases your focus and provides you with mental clarity.
- Ultimately, it sharpens your mind.
- It improves your overall mood.
- Not for under 18 age group and minors.
- Not for pregnant women.
- Not evaluated under FDA.
Is It Harmful?
No, Synagen IQ doesn't give you any side effects. You are completely safe when it comes to this potent supplement. It is a 100% natural formula that is clinically recommended. Just be careful, not to overdose this formula in your over excitement. Let this formula work naturally, and ensure your regularity in it's consumption.
Any Precautions To Be Taken Care Of?
Yes, there are these few precautions that you need to know, prior to it's use:
- Not for people under under 18 and minors.
- Not for pregnant women.
- Not suitable for one already under a severe medication.
- Don't accept, if seal is already broken.
- Keep it in a cool and dry place.
- To be kept far beyond the reach of children.
- Overdose is strictly prohibited.
- Take this supplement under your doctor's directions.
- Try being regular for attaining more effective results.
My Final Opinion:
By aging, my brain's working got a bit slow and poor. I used to forget the small little things of my routine, and this condition was getting severe day by day. My wife used to stay frustrated with my constant forgetfulness. Everything was going haywire in my life due to my inability to remember things. I secretly went to my doctor without telling my wife. That doctor was quite experienced and knowledgeable, and he promised to lift me out of my misery. He simply handed me a bottle named Synagen IQ. It was a brain enhancer that he directed me to use regularly. Using this supplement gradually brought me noticeable changes. I improved my recalling power, and my forgetting habit got away completely. My wife is still in a shock seeing these incredible changes that came with this supplement. Now, I have a sharp mind which you can't challenge easily. So, for competing with great minds, you should have this formula with you.
How To Order?
You can purchase Synagen IQ online, from it's official website link. It is a limited time offer and you should not delay further. So, hurry and order before it gets too late!


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All of February is for Romance at The Rookwood Inn. Book a stay for any night in February and we will provide a rose, chocolate treat, and 10% off a massage at The Rookwood spa. No need to worry about not planning far in advance; we are happy to help you look good any night(s). Punxatauny Phil's shadow means that you have more time to enjoy yourselves cuddled up in front of a cozy fireplace in your room with a bottle of your choosing, a great book and that special person!
To read more of the my February Ramblings (our e-newsletter), Click here.


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Daisy, Daisy - Tandem Bikes and Old Song Memories
Tandem Bike
Songs and Memories
My family did a lot of singing together when my brothers and I were growing up and even after we were older. It makes me smile just thinking about those good old days!
One of the songs we often sang was just the chorus of the song "Daisy Bell" commonly known as the bicycle built for two. It was written by an English composer by the name of Harry Dacre in 1892.
Tandem bikes were also known to have first been patented in the late 1890s.
The chorus of the song goes like this:
"Daisy, Daisy give me your answer do.
I'm half crazy all for the love of you.
It won't be a stylish marriage,
I can't afford a carriage.
But you'll look sweet,
Upon the seat,
Of a bicycle built for two."
Below you can hear the original lyrics of the old song of which we as a family regularly sang some of the chorus lyrics.
Auto Shortage
After World War II automobiles were in short supply for a while because prior to the war ending, much of the manufacturing of items was directed towards the war effort. It took a while for companies to go back to peacetime manufacturing.
In actuality my dad did some of his courting of my mother on a bicycle. It was not a bicycle built for two but bicycles were a good mode of transportation for reasonably short distances in Okauchee, Wisconsin where my mother's parents had a summer cottage on the lake.
He would borrow his mother's car to drive into Milwaukee to see her at their primary residence. This was after he had come home from participating in WWII as a paratrooper in Europe.
Of course he eventually was able to purchase his own car, get married and the rest of this story became part of our family history.
See how this family bicycles together on this specially made tandem bike.
Origin of Tandem Bikes
Curious as to when tandem bikes were originated I learned quite a bit from reading a Wikipedia link. I learned that the first patent was issued around the same decade as some of my grandparents were born in the late 1890s.
Did you know that tandem bikes can have more than two riders and are built in a number of designs including that of tricycles?
That was news to me as I always associated them with just the two riders, one in front of the other. Some are fashioned in a recumbent design so there are plenty of variables as to the design of tandem bikes.
It must be fun riding a tandem bicycle and it makes sense that with two people (or more in the case of those accompanying more passengers) all pedaling, the bicycle would travel more easily having more people powering it.
People power takes on the same meaning as horse power used in this sense of energy derived from the exertion.
Of course the person steering the bicycle plays double duty and has the responsibility of paying attention to where the bicycle is headed so as to avoid mishaps along the way. This is particularly important in the case of racing such as is done in Paralympics.
Tandem bike riding
Manufacturing Tandem Bikes
For those people interested in owning some type of tandem bike it is nice to know that many manufacturers still make a good number of them. In doing a preliminary price check online it appears that newly minted tandem bikes can vary in price from around $700 all the way up to $5,500 for some mountain tandem bikes.
A quick eBay search showed pricing as of today varying from around $250 to over $700.
Some creative people even fashion their own tandem bikes!
See this person's homemade tandem bike.
Seeing the Sites on a Tandem Bike
If I was only younger and had good knees, seeing the countryside using tandem bikes would appear to be so enjoyable. The fresh breezes and sights and sounds that could be enjoyed with another person sharing the experience would make for some fantastic memories!
See a video below of a couple doing just that in the country of Greece. How nice is that!
See the fun this couple had in touring Greece using a tandem bike!
Have you ever ridden on a tandem bike?
Racing on a tandem bike.
© 2016 Peggy Woods
Comments are welcomed.
I love this, especially the video, it was great! I never really got past the tricycle stage so far as ownership goes, but when we went to Queenscliff, Victoria, on holiday we'd hire a tandem and that was such fun. Thank you for this reminder of those happy times.
Back again to reread the tandem bike story. Daisy was a very candid lady, was she not? My daughter and her family have a newer model tandem bike that someone gave them. They have to take it to a spot to ride it away from their home due to traffic concerns. I hope to go with them one day to hitch a ride. Sending you many Angels and blessings this morning ps
I learned a lot about tandem bikes. In one of the Indian movies, we had a 4 rider tandem bike. It was fun watching them all bike in tandem. Thanks for sharing this interesting article.
We still have bikes though seldom ride them these days. Mum and Dad had a tandem in their courting days but Dad said she would put her feet up when going uphill lol. Thaks for sharing your memories and reminding me of our cycling days Peggy.
What a neat post! Have to say that the 4 person bike is just amazing, and the info is interesting, but your memory of family times is a precious gift. Nice to think of biking in summertime when there's a chill in the air, but nicer to have the memories when sitting by the fireside.
Who cannot smile at that tune....have enjoyed singing it to and with my grandboys. There is actually a tandem bike in my yard in disrepair. It belonged to someone who no longer loved it and gave it to my daughter but she can no longer ride it. So it sits waiting for some tlc.
Thanks for the walk down memory lane Peggy.
Once again you are surrounded by Angels. ps
Peggy, I love this article. I have always wanted a tandem bike, so I really enjoyed reading and learning from your very informative article. Thank you.
Hi Peggy....I cannot tell you how many times I have sung of Micheal, Michael.
And guess what ....I have a tandem bike. I am not really riding it right now as I do not have someone nearby who will ride along at present. I do from time to time ride with me alone...you should see the looks I get.
So much info here I did not know...thanks for filling in the gaps.
Hope your Thanksgiving was grand...ours was...I spend the afternoon with my family..quiet and just right...Heston Wayne was actually feeling quite well and loved having his Nini to play with. He even ate one piece of bacon. He told me that I should have his Mom's bacon sandwiches as they are 'epically' delicious....
Take care...Angels once again bringing blessings your way. ps
Peg, I road on the back of a tandem once in my life, and I loved the ride. I hardly had to do any of the work and got to enjoy to view through a beautiful countryside tour. I would jump at the chance again.
Lovely hub! My husband and I had the occasion to try one of these on vacation and it was fun although he worked harder than I did, hehe.
when i was young, i used to ride bike with my younger brother, it was a fun time back then
That took me back! My Cornish Grandpa taught me that song - in fact it was my first solo in church. I was standing on the seat, probably aged about two, and broke into it at the end of a hymn. Mother was horrified, but the minister asked her to let me finish! I used to wonder what an Arnsadoo was! Love your hub.
Great hub, Peggy! I love cycling and I also have a motorbike but I've never ridden in tandem. Whenever a tandem bike is seen, it always attracts on-lookers as it's pretty unusual here now. I'd love to have a go sometime.
I used to cycle to the station to get to school (as a pupil and also later as a teacher!) but have done quite a bit since. It's great to have the fresh air and be able to go where cars can't.
I enjoyed reading this and I remember my grandmother singing the song!
a great intro.. Poem.. into a entertaining hub.. Peggy I love it :)
Tandem bikes looked so fun when I was a kid, but now I know most motorists hate bicycles on the road. Even aside from that, it's just not safe to ride a bike on the streets. Theses bikes sure have gotten expensive, but so are regular bikes anymore -- and everything else come to think of it!
A great article, and with spring here in Texas on it's way north, this may just inspire some people to have a tandem bike vacation. Sharing with followers.
Hope all is well with you . . .
Peggy, I first rode a tandem bicycle about 10 years ago in Thailand. You can find them for rent in so many of the tourist areas. Every day I take a walk around a lake in a park where I live in Udonthani, Thailand. I always see a lot of people renting tandem an even bicycles built for three. Riding tandems are a lot of fun, and I do remember the song, "Daisy." Thanks for sharing a great hub which I am sharing with HP followers.
I remember the song, too. It was aways fun to hear. Thanks for sharing the interesting information about tandem bikes. I have only ridden a regular bicycle, but I've been surprised by the variety of bikes that I've seen lately. Manufacturers and individuals are becoming very creative.
lol! I loved this! And it brought back memories. For some reason or other, when my son was born back in 79, I kept singing Daisy Daisy to him to get him to sleep! Great memories, and yours were fascinating too!
Great hub I wrote a hub about tandem bikes and how they make a person feel limitless
So very interesting Peggy. I remember that song from childhood, singing in school. My mom was the singer in our family and no one competed with her. lol She sang, hummed and whistled sort of like a one man band. lol I am sure she would have done that song too.
Thanks for sharing your memories and bringing back a few for me!
When I was a child I played that song on the organ at church recitals. LOL Talk about bringing back memories. Thanks for a trip down Memory Lane and for sharing your personal reflections about a time I know well.


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There's Something About Redis
27 October 2009 by Mathias Meyer
I like to think that there's never been a more exciting time when it comes to playing with new technologies. Sure, that's a bit selfish, but that's just how I feel. Doing Java after I got my diploma was interesting, but it wasn't exciting. Definitely not compared to the tools that keep popping up everywhere.
One "movement" (if you can even call it that) is NoSQL. I've never been particularly happy with relational databases, and I happily dropped MySQL and the like when an opportunity to work with something entirely new came up. Since it's my own project I'm not putting anything at risk, and I don't regret taking that step. We're working with two members of the NoSQL family in particular, CouchDB and Redis.
Last week people interested in and people working with and on these new and pretty fascinating tools came together for the first NoSQL meetup in Berlin. I talked about Redis, and before I keep blabbering on about it, here are my slides. The talks have been filmed, so expect an announcement for the videos soon-ish.
I was up against a tough competition, including CouchDB, Riak and MongoDB (but we're all friends, no hard feelings). During my talk, I might've overused the word awesome. But after all the talks were over, it hit me: Redis is awesome. It seriously is. Not because it does a lot of things, is distributed, written in Erlang (it's written in old-school, wicked fast C), has support for JSON (though that's planned), and all that stuff. No, it's awesome because it does only a very small set of work for you, but it does it extremely well, and wicked fast. I don't know about you, but I like tools like that. I took a tour of the C code last week, and even though my skills in that area are a bit rusty, it was quite pleasant to read, and easy to follow the flow.
I like Redis, and while I don't ask you to love it too, do yourself a favor and check it out. It gives Memcached a serious run for its money. Everyone loves benchmarks, and I do to, but I'm careful not reading too much into them. I ran Redis and Memcached through their paces, using the available Ruby libraries. I tried both the C-based and and Ruby-based version for Memcached, and the canonical Ruby version for Redis. It's like a cache, with sugar sprinkled on top.
Without putting out any numbers, let me just say that, first it's a shame Rails is shipped with the Ruby version of the Memcached library, because it is sloooow. Okay not so slow you should be worried, but slower than the competition. Second, Redis clocks in right in the middle between both Memcached libraries. While it's faster than memcache-client, it's still a bit slower than memcached. Did I mention that the library for Redis is pure Ruby? Pretty impressive, especially considering what you get in return. Sit back for a moment, and think about how much work went into Memcached already, and how young Redis still is. Oh the possibilities.
Redis is more than just a key-value store, it's a lifestyle. No wait, that's something different. But it still requires you to think differently. Shouldn't be a surprise really, most of the new generation of data stores do. It takes any data you give to it, and you're good to go as long as it fits into your memory. Let me tell you, that's still a lot of data. Salvatore is constantly working on new features for Redis, so keep an eye on its GitHub repository. If you thought that pushing and popping elements atomically off lists was cool, there might be a big warm surprise for you in the near future.
I first came across it using Nanite, where it's used to store the state of the daemon cluster. Running it through its paces in preparation for the talk I realized how underused it is. For our use case, Redis is the perfect place to store stuff like history of system data, e.g. CPU usage, load, memory usage and the like. It's also a great fit for a worker queue, but since we have RabbitMQ in place, there's no need for that.
When you look at it closely, there's heaps of uses for Redis. Chris Wanstrath wrote about how he used it writing hurl, and Simon Willison also published a love letter to Redis, there's also more info on how you use it with the Ruby library over at the EngineYard blog, and James Edward Grey published a whole serious on how to install, setup and use Redis with Ruby. Just like CouchDB I want to put Redis to more uses in the future. That doesn't mean I'm looking to find a problem for a solution, it just means that when I have a problem I'm gonna consider my options, and Redis is one of them. It's a perfect mix between a simple yet insanely speedy data store, but with the little twist that is Redis' way of persisting data.


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It's hard to remember a time back before I was reading a handful of books at any given time. The example I was going to give was in high school – I'd have one book going, say, a Stephen King or a Mary Higgins Clark or a Michael Crichton, and I'd read it and read it and read it and then it was done. And then I'd immediately pick up the next book, and so on and so forth.
Except that's not really true. That might be what I was doing for pleasure reading during the summer or school break, but it wasn't exactly what I was doing during most of the year. The rest of the year, during "normal" operations, I'd have one book going for fun, that's true. But I'd also have a book that I was reading in English class, and a book I had for assigned reading for English homework, and during my junior year there would be books assigned for journalism class (my teacher knew our curriculum in high school English had missed most of the classics and I'm so glad she worked them into her class syllabus somehow), and during junior and senior year I had monthly book reports on top of all of that. The truth is that during the school year, I was reading just as many books at once then as I am now.
I guess book juggling is so much a part of me, I didn't realize I had always done it. Excelled at it. Gloried in it.
I understand that juggling is not for everyone. Sometimes I end up leaving a book for so long that I forget what's going on, or I forget how much I was enjoying it and let it wither away, collecting dust. Some readers need to focus on a singular story, and I can respect that. I like having multiple story lines going, because it means I can read more and satiate more of my own story-needs. I can hit my creepy story fix at lunch and my lit fic at night and squeeze in small doses of non-fic on my phone while I'm waiting in line. Weepy love stories and embarrassingly trashy romance gets the nod when I'm feeling sick. Everything has a place and a time this way.
My book juggling started with my first grown-up job, when I had a designated lunch hour – an entire hour! – that was used for something other than running home to let the puppy out. I started bringing a book with me to read in the break room, or in the car, or at the park. Wherever struck my fancy and guaranteed the most quiet. Except there were days when I forgot my book, which was almost as annoying as crawling into bed at the end of the day, only to remember my book was on the passenger seat of my car. So I started leaving a book in the car for lunches, long red lights, and other emergencies. My mom used to do the same thing; she was a stay-at-home mom for most of our childhood, but she spent a lot of time waiting in the pick-up lane at school or in the bleachers at my brother and sister's t-ball practice.
So the lunch-book and nighttime books became an early fixture. Right now I have Khaled Housseini's new one And the Mountains Echoed waiting patiently for me in the car. I know it breaks the pattern, but I can read about 100 pages during lunch (as opposed to only 20-30 at night) and I have a feeling I'm going to want to devour that book! I just finished Jennifer Miller's Year of the Gadfly as my nighttime book; I'm thinking of starting Beautiful Creatures as my next pick…as long as it's not too creepy.
And now that the girls are older, we've moved away from picture books and are reading chapter books together. Gracie, my 9-year-old, is a fellow book juggler. The one we're currently reading together each night is Marissa Burt's Storybound. Not as great as some of the others we've read recently, but Gracie loves all the title-dropping it does and the general meta-ness of it. Bee, my 7-year-old reluctant reader, and I are working through Judy Blume's Tales of a Fourth Grade Nothing. Bee was a little disappointed at first that the story is about a boy – Bee thinks Ramona is her spirit animal – but she's coming around. It's funny: I bought the book for Gracie because I thought she would love Fudge, but she started it and couldn't get interested. Bee, my girl who wanted to learn how to read, but couldn't be bothered practicing (or, at times, even being read to) is the one who loves Fudge and Ramona and Ralph S. Mouse – the characters who populated my childhood.
So those are the four big categories: a nighttime book, a lunch book, a Gracie-book, and a Bee-book. I also have a book on my phone that I read in lines and when I get stuck behind trains and that occasional moment at work when I want to throw a tantrum or cry in a bathroom stall – five minutes with a book does wonders for my blood pressure. And somehow, none of the books cross wires or send characters bookjumping. Which is sad, really, because that bookjumping thing would be pretty cool.
I wonder, though, where I fit in the Book Juggling-ometer. Do you think more readers juggle multiple books? Or are single-story readers? And if book juggling gets the nod, how many books is the average?


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My Husband Has Just Died, Do I Need Probate?
To find out if Probate is needed call our Probate Advisors on 03306069584 or contact us online and we will tell you.
By Probate Solicitor Rachel Curtis
When a spouse dies in England or Wales there are many financial considerations and decisions to make. One issue is whether Probate is needed. Whether you do need a Grant of Probate will depend on your spouse's particular financial circumstances and situation.
With our Probate Complete Service we take full responsibility for getting Grant of Probate and dealing with the Legal, Tax (excl VAT), Property and Estate Administration affairs*.
*We can also pay all the costs of a Co-op Funeralcare funeral, providing the Estate owns sufficient assets which can be sold in due course to cover our costs.
Co-op Legal Services is the largest provider of Probate and Estate administration services in England and Wales, and trusted to deal with over £1.3 billion in Estates annually.
What is Probate?
The term Probate is often used in general terms to describe the process of sorting out a person's affairs when they die.
If your spouse left a Will, the person named as Executor will usually deal with the Estate Administration which involves gathering in their assets, paying any tax and outstanding liabilities, and distributing the Estate in accordance with the Will.
A Grant of Probate is the legal document which confirms that the Executor has authority to deal with the deceased person's Estate.
If there is no Will, an Administrator is appointed to deal with the Estate and a Grant of Letters of Administration is issued to confirm their authority to do so. The Estate is distributed according to a set of rules called the Rules of Intestacy. Who benefits under the Intestacy Rules depends on the size of the Estate and which relatives are surviving.
Executors and Administrators are collectively known as Personal Representatives or PRs, and Grants of Probate and Grants of Letters of Administration are collectively known as Grants of Representations.
Do I Need a Grant of Representation?
It does not matter whether there is a Will or not, it depends on how assets are held as to whether a Grant of Representation is needed.
Jointly held assets, such as bank accounts or property, usually pass to the surviving spouse or owner automatically under the Right of Survivorship. A Grant of Representation will not be needed and the production of a death certificate is often all that is required to transfer any such assets to you as the surviving owner.
Alternatively, property may be held jointly as Tenants in Common. This is where an individual holds a more distinct share that will not pass by survivorship and will pass in accordance with the deceased's Will or according to the Intestacy Rules. A Grant of Representation will be needed to deal with any assets held jointly as Tenants in Common. It is common for property to be held as Tenants in Common where couples have separate children or second marriages are involved.
Any assets held in your spouse's sole name will need a Grant of Representation. However, if the Estate is small and no particular asset exceeds £5,000 then it may not be necessary to obtain a Grant of Representation. Instead banks and other financial institutions will usually pay the proceeds of the asset to the PR or beneficiary after completion of a form stating they are entitled to funds. Some institutions have a higher limit for requiring a Grant of Representation that can range between £5,000 and £30,000 so it is worth contacting them to check.
If your spouse had a life insurance policy then the company may pay the proceeds to the named Beneficiary on the production of the death certificate without a Grant of Representation. It is worth contacting them early on to clarify this as the policy proceeds can be an important source of funds to meet immediate financial needs.
If your spouse was a Beneficiary under a Trust then generally those assets will not be governed by the Will or Rules of Intestacy but will pass according to the terms of the particular Trust. You will need to check the terms of the original Trust document to see what happens to the Trust assets.
The Probate process can be daunting and overwhelming, especially when you are grieving or if you have not handled complex financial issues before.
Our Probate Complete Service means that you pass all the legal and administrative work to our Probate Solicitors and specialists. We act on your behalf on a fixed fee basis, rather than charging a percentage of the total value of the Estate. This could save you thousands of pounds.
For free initial advice and guidance call our Probate Advisors on 03306069584 or contact us online and we will call you.


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Our services
An Evolution For The Mobile Marketing Industry
The number of times you are going to spot a QR Code in the United States is said to be on a rapid rise because this is not only an internet evolution and revolution…it is also a mobile one. Instead of having to be desk-bound to gain access to the internet, the internet, the world is in everyone's pockets. Not that it was so wayward in 2009. But the fact remains – there are more people accessing the internet on their cell phones now than before.
A QR Code, if you are not familiar with it, is a more than just a barcode. It acts like a hyperlink like this one: www.beqrious.com. When a cell phone user uses a QR Code reader to scan the QR Code (with the phone's camera), it will lead the user to a specific content. It can be images, online files, facebook pages, twitter page, website, blog, an article found on the internet or even a portfolio or resume! The diversity and flexibility of the said system is so astounding that it is a surprise that people outside of Japan's not caught the QR bug sooner.
However, the good news is that US is slowly but surely crossing into the QR Code zone. More people are beginning to see the benefits of being able to access online consumer reviews about books or movies before they decide if it was for them at all.
The acceptance is very apparent in the fact that Google's caught on and were seen sending out stickers with QR Codes on them to retailers (who are popular) who are listed in Google listing. Recently, Long Beach in Washington is on a mission to put QR Codes on tourist destinations to help tourist learn more about the individual places, the history, and other interesting tidbits. Sure, we used to have that when we read brochures and read the signs near these destinations but now, the difference is that now, we can interact with others on the spot and also gain access to videos and audio files.
Some newspapers and magazines are also seen publishing QR Codes along with their advertisements and articles to help readers gain unique information about the topics being written about. And Sports Illustrated also promoted their swimwear prints by placing QR Code in subways that led to videos.
Do you have to pay a truckload of money to generate your own QR Code? Absolutely not. In fact, head on over here to our very FREE QR Code generator and try it out.
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Geographic Information Systems (GIS) are not a new phenomenon. The technology was first used during the Second World War to gather intelligence by taking aerial photographs. However, today's applications for GIS are far more sophisticated.
With tens of millions of homes YET to have smart meters installed, utilities and energy skills specialist Develop Training Ltd (DTL) has ramped up its programme to tackle the skills
With product safety rising up the news agenda, Electrical Safety First's 6th annual product safety conference, Connecting Together for a Safer, Smarter, World - which took place in Westminster on October 27th – has cemented its role as a highlight of the industry year.
practical advice for those responsible for operating or installing induction motors, as the final phase of an European Union energy efficiency directive comes into force in January 2017.
Powerstar, the market leading energy storage and voltage optimisation brand has launched anew apprentice scheme at the company's headquarters and manufacturing site in Sheffield.
Harvard Technology, world leader in the design, development and manufacture of energy efficient lighting solutions, has unveiled the latest innovation in the CoolLEDrange, a ground-breaking range of programmable LED drivers.
Powerstar, the market leading energy storage and voltage optimisation brand has been shortlisted in the Energy Awards 2016,Innovation of the Year – Technology: Internet and Control category, for the innovativeVirtue energy storage system.
Managing Director of NAPIT Certification, David Cowburn, discusses the recent consultation on the Energy Company Obligation (ECO) and how this could affect those living in fuel poverty in the future.


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Here are your chances of getting a mortgage approval My first question to determine if a borrower is self-employed is; how are your personal income taxes paid, by your employer or by yourself? If your taxes are collected and paid by your employer on your behalf, you are considered to be an employee. If you … Continue reading
Tag Archives: private lenders
My mortgage renewal was denied! Now what?
Getting to the end of your mortgage term only to find your mortgage renewal has been denied can be a tough pill to swallow. Don't worry yet as there are options. In order to go through the process, you will need to find out some information in order to assess the choices available to you … Continue reading
Alternative Lending 101
If you're thinking of getting a mortgage, like most, you've likely done some research to see what's required in order to be approved. But what happens if you don't meet ALL of the requirements? Welcome to the world of alternative lending. These mortgage offerings are geared towards a borrower who needs a lender to work … Continue reading
Is a second mortgage right for you?
I don't mean a second mortgage as in getting a mortgage on a second property; in this case I'm talking about a 2nd mortgage behind an existing 1st mortgage secured against the same property. Second mortgages aren't for everyone so I'm going to highlight what I think are the top 10 things you should know … Continue reading
Mortgage Payout Penalties
What you need to know You may not hear about a payout penalty until you want to break your mortgage term early, then you could be surprised by the figure you are quoted by your existing lender. Be prepared by understanding how your penalty is calculated before you make a decision to pay out your … Continue reading
5 Specialty Mortgage Products You Don't Know About
If you're like most borrowers, you don't need to go shopping for a mortgage very often. You'll likely need home financing only a handful of times in your life and you may not know about the entire suite of specialty mortgage products that are available to you right now. Aside from using an experienced … Continue reading
8 Mortgage Secrets Everyone Should Know
Mortgages are not a subject we learn about in high school, although I wish they were. Credit, interest rates and qualifying for a mortgage are all things that will greatly affect your lifestyle going forward. Some hear about them through friends, family or the Internet. My concern with this is the mortgage market is a changing … Continue reading


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Continuing the
Louis Vander Straiten series, this story of sex and intrigue
entertains one with its sheer story telling ability how a
simple fun and frolic outing of 4 young women entrances a
band of young men. The chase behind the young women turn an
ugly turn when the young men by chance comes face to face
with a comely but mute and dumb young girl! The dastardly act
by these young boys and how the Police trace the culprits,
forms the suspense aspect of the story.


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CHS Capital is a professional, experienced partner committed to helping you reach your financial and growth goals. That's what CHS Capital offers our agricultural producer, cooperative and commercial customers. We understand today's agriculture, our customers and what it takes for you to succeed in an ever-changing global market. We offer competitive, flexible products and services, a unique distribution system of Country Business Partners and experienced staff to support your business and its growth.
CHS Payment Solutions is relied upon by merchants in more than 20 states for precise, timely transaction processing. And it makes sense. Customers get the convenience of using their favorite cards, while business owners benefit from simplified accounting, dependable cash flow and superior customer service. It's all backed by CHS, a farmer-owned cooperative with more than 90 years of experience.


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Last Saturday, December 6, was St. Nicholas Day! We celebrated at home and at church. When G woke up in the morning, he found a couple treats in his slippers, plus we read a story and talked about St. Nicholas and why he is special.That morning, we also headed to church for St. Nicholas crafts and cookie baking! It was a lot of fun. Most of the ideas and resources came from the St. Nicholas Center, which I highly recommend for recipes, crafts & printable projects, and stories.
The next day at church, the Sunday School teacher made an appearance as St. Nicholas. Each child left one of their shoes in the hallway during Communion, then discovered "St. Nicholas" had left them treats! Everyone had a great time.
It was a really lovely weekend, filled with family time and fun!
Oh, and that wooden St. Nicholas in the very first photograph is one I made. I ended up filling 7 custom orders for those! Here are some of them:
They are made from poplar, wood burned, and watercoloured. I am working on other saints, too.


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The fertile, smooth, glacial valley is criss-crossed with the iconic drystone walls and dotted with the barns and sheep so typical of many of the Yorkshire Dales.
Pen-y-ghent, one of the Three Peaks, lies at the head of the valley.
Littondale is actually a side-dale leading off Wharfedale. As with all the Yorkshire Dales, a river flows through the valley bottom; in the case of Littondale this is the River Skirfare. Formed by glaciers over many thousands of years, the valley sides are shallow and smooth, now criss-crossed with the drystone walls, barns and sheep so typical of the Yorkshire Dales.
The retreat of the glaciers left rocks, large and small, strewn over the valley, and it was these lumps of limestone and Yoredale rock that was used to construct the lines of drystone walls, barns and houses in the dale.
The action of water on limestone over the millennia has also left Littondale with a number of shake holes and sink-holes which lead to underground cave systems like the one at Boreham Cave. The dale leads inexorably up to Pen-y-ghent, one of the Yorkshire Three Peaks which sits at the head of Littondale.
A bit of history
The fertile Littondale has been inhabited and farmed for 5,000 years or more, going back to the Bronze and Iron Ages. Settlements from those times are still visible if you know where to look. Saxon cultivation terraces (lynchets) can also be found in the valley.
The Normans, following their 1066 conquest, turned Littondale into a hunting ground for 200 years. In the 13th century, Littondale was given to the monks of Fountains Abbey; the residents of the Dale then focussed on sheep farming.
Towns and villages
Halton Gill
You may also be interested in
1 © Copyright Chris Downer and licensed for reuse under this Creative Commons Licence


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Fence Repairs Geelong's Story
We like to think of ourselves as the best fencing company in Geelong. We've got extensive experience fixing fences, repairing gates and building new fencing to homes and businesses in our local community, whether that be fencing Geelong, the Surf Coast or the Bellarine Peninsula.
Check out some of our work below:
Here at Fence Repairs Geelong, we operate wholly on providing our customers with stress free, quality and affordable fencing and gate services, not matter how big or small the job and no matter whether it's fence maintenance, reinforcement, repair or a new timber installation. We'll make your vision work as we have only your best interests in mind. Let Fence Repairs Geelong transform your home with a new fence. We do functional, low cost commercial and industrial fencing repairs too.
We've got you covered for:
For many more fencing options and to chat about your fence or gate build or repair, give Fence Repairs Geelong a call today, our dedicated and hardworking team are waiting to speak with you.
- Get a super low maintenance vinyl fence installed at your property. Vinyl fencing is built to last, easy to clean and looks great.
- How about a picket fence to enhance the beauty of your period home.
- Need a modern fence for your architecturally designed home? What about merbau fencing. Clean lines, minimal up keep and with complement your home.
- Want a fence that will withstand years of Victoria's harsh sun and elements? Colorbond is a perfect choice with many colours to choose from, easy maintenance but most importantly it's made from tough and durable material
- Chain link fencing allows you to showcase your lovely front garden and Victorian era home in all its beauty.
- Glass pool fences are a great modern look and with show off your swimming pool whist adhering to pool fence regulations.
Fence Repairs Geelong are here to help you, we're ready when you are. Call us for a no obligation fencing quote or fill in your details in our quote form and we'll call you back. We're standing by to build the fence of your dreams. Call us today, or click here to return to our homepage.


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My biggest regret of my visit to Mardin, Turkey, was turning down an invitation to tea. I was traveling through southeastern Turkey with three other single women, and we had just arrived in Mardin one late spring afternoon. As soon as we arrived in the old town, with its crowded, narrow, cobblestone streets, we started scouting out for a hotel. We had a guidebook with some recommendations, but no reservation. The first place we went to, up on a rise above the main street, flatly told us that their hotel wasn't good enough for us, we didn't want to stay there. They recommended a 4-star resort type hotel near the center of town. We stopped at another budget hostel on the way to the recommended hotel, and they were full. In the end, we found some unique accommodations. We were duly impressed by the picturesque middle-eastern style reception rooms with Turkish carpets and curved sword wall hangings, sandstone patios with lovely views, and beautiful clean bedrooms. The price was not too bad either, for the accommodation, so we happily agreed to stay.
Our hotel booked and bags dropped off in our rooms, we ventured back out onto the noisy streets busy with foot, vehicle, bicycle, and occasional donkey traffic, to look around. Mardin is perched on the edge of a plateau, overlooking a vast plain. On a clear day, you can see all the way to Syria. The town of Mardin itself is full of steep streets and rocky overlooks. We walked along in the late afternoon sun, noting the interesting sites that we wanted to see more of the next day, including the imposing, historical post office, and a few medressas (religious schools). We found our way somehow onto a back path on an outcrop, almost level with the flat roofs of a row of houses on the street below. Sitting on the top of one of the roofs was a group of middle-aged Turkish ladies chatting and drinking tea. They noticed us on the path and waved. Then one lady called out in Turkish, inviting us to come up there and join them, and soon the whole group had joined in the invitation. It took a minute with our limited Turkish skills to understand what they wanted. When we realized it was an invitation, we smiled and waved our thanks, but demurred. My excuses were that I didn't know enough Turkish, it would be awkward, it was getting late, they were strangers. I still regret not accepting that invitation. I'm sure it would have been awkward, but it would have been fascinating, memorable, a window into the lives of the local women in Mardin, Turkey. The next time I got an invitation to tea from an unknown lady in my travels in Turkey, I said yes. And it was unforgettable.


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Remote work or work from home jobs have become increasingly more common, especially in the digital and tech industries. And managing a team that works remotely can save money and increase productivity — if you manage your remote team effectively.
But staying compliant can be especially tough when hiring remote employees in other states. States have different requirements for employers, and there's a lot to keep track of. Here's a brief overview of some of the rules to keep in mind when hiring in a new state.
We've built a guide with tips on hiring remote employees and staying compliant while doing so. Download our ebook on How to Hire Remotely.
Staying Compliant When Hiring Employees In A New State
The legal requirements for conducting business vary on a state-by-state basis. Employers of remote employees must always be mindful of the state and local laws where their remote employees reside and determine which employment laws apply to their remote employees.
Your remote worker will be considered an employee in his or her state of residence, not the state where your company is based. Start by registering with each applicable state's Department of Labor and become familiar with their employment requirements.
Learn how to hire and manage employees in a new state.
While we'd like to break down each state's employment requirements, there's just too much to cover. However, there are several key items you'll want to review for compliance in any state. Although this is not an exhaustive list, the topics outlined below should help to get you started.
Different states have different income tax requirements. You'll need to stay on top of each state's filing deadlines, tax rates, and tax changes.
Consider finding a company that can help you manage processing payroll. For example, Justworks is authorized to operate as a Professional Employer Organization in all 50 states and D.C., and can help companies with respect to payroll.
Wage & Hour Requirements
The Fair Labor Standards Act, or FLSA, is a federal law that regulates minimum wage, overtime, equal pay, recordkeeping, and child labor.
The FLSA generally requires employers to pay employees at least the minimum wage for all hours worked and overtime pay at a rate of 1.5 times the employee's regular rate of pay for hours worked over 40 in a workweek.
Your remote worker will be considered an employee in his or her state of residence, not the state where your company is based.
Work being performed remotely counts as time worked. Compensate remote nonexempt employees for all hours worked, including work performed at home or another remote location, under the FLSA.
Be sure to check state wage and hour laws for additional requirements, particularly around record keeping, overtime, minimum wage, exemptions, pay frequency and pay statements.
Posting Requirements
Many federal, state and local labor laws require employers to display posters in the workplace outlining the employee's rights. Of course, this is a little tough with remote employees who don't come to your workplace each day.
When permitted, you can provide these employees notice electronically, post them on a company intranet site, or mail them hard copies that they can post at their remote worksite. Again, check all applicable laws to ensure compliance on posting requirements.
Does your new hire have valid work authorization? You'll need to complete an I-9 form, a federally-mandated form that verifies employment eligibility.
Employers are required to use Form I-9 to verify the identity and employment authorization of each new employee hired after November 6, 1986 to work in the US for wages or other remuneration. Justworks helps streamline the I-9 process for our customers, allowing them to complete electronic I-9s in the Justworks platform.
According to U.S. Citizenship and Immigration Services, "Form I-9 is the core of E-Verify." In sum, E-Verify compares Form I-9 information to government records online, in order to confirm an employee is authorized to work in the US.
Employers are required to use Form I-9 to verify the identity and employment authorization of each new employee.
Completing Form I-9 is legally required for all employers, whereas participation in E-Verify is voluntary for most employers. Federal contractors and their subcontractors with qualifying contracts that contain the Federal Acquisition Regulation (FAR) E-Verify clause are required to use E-Verify. In addition, some states have E-Verify requirements.
For example, states like Arizona and Mississippi require all employers to use E-Verify, and states like Colorado, Missouri, Nebraska, and Oklahoma require all public contractors to use E-Verify.
Employers should also be familiar with any state laws governing electronic signatures where the remote employee resides, or where the employer operates, that may apply.
Workers' Comp
Your workers' compensation policy should also include your remote employees. They may be eligible to receive workers' compensation for injuries or occupational illnesses that occur at home — if the injury or illness arises out of and in the course of employment.
Be sure to specify the remote employee's job duties, work area, work hours, and break times in their employee's job description and telecommuting agreement. This will help you to avoid liability for any potential injuries that are not work-related at a remote employee's home.
Other Requirements
As mentioned in the top of this post, we can't cover everything you need to know in this overview. At the end of the day, you'll need to carefully review which state and local employment laws apply to your remote employees to make sure you're compliant.
You may need to withhold for state disability insurance, depending on the state where your remote employee works. If you have remote employees in California, Hawaii, New Jersey, New York, or Rhode Island, there are state-mandated disability insurance requirements.
Carefully review which state and local employment laws apply to your remote employees to make sure you're compliant.
Some states and local laws require that employers provide commuter benefits. For example, New York City has a law that mandates that businesses with 20 or more full-time employees must offer pre-tax commuter benefits. By signing up for the program, their employees save money on commuting.
Additionally, look for any laws around hiring requirements, vacation, paid sick leave and other leaves of absence, meal and rest breaks, and required disclosures.
Get Help With A New State Hire
Staying compliant while hiring new employees in different states can be taxing — and it can take time away from running your business. However, it's worth getting it right, as the failure to comply with the requirements could be costly.
It can be helpful to work with a Professional Employer Organization, or PEO. A PEO assists you with meeting your employment-related compliance obligations, so you can focus on growing your business. Justworks can handle many of the ins and outs — such as withholding, reporting, and remitting payroll taxes, and obtaining workers' comp and state unemployment insurance.
Because each state has its own employment laws, it is helpful to consult with legal counsel to help you comply with all applicable employment laws. If you're a Justworks customer, our HR support team can help you adapt your policies.
This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, legal or tax advice. If you have any legal or tax questions regarding this content or related issues, then you should consult with your professional legal or tax advisor.


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Financial services marketing:Targeting unexplored segments
Financial services marketing strategies today require marketers to go beyond targeting the usual segments to discover new untapped groups. Here's how some banks are exploring the unexplored.
If you're the kind of person who doesn't mind spending time with children, it will probably take you less than an hour to realize that kids these days are extremely smart and precocious, maybe even alarmingly so. On the flip side, however, they also display a level of vulnerability that the previous generations didn't. In order to cope with this, parenting styles have undergone a sea of change, preferring to equip children early in life. Naturally, marketers have picked up on this transformation and have begun to aim their products and messaging at children.
Case in point here is PKTMNY which was launched earlier this month. As you can probably guess, it is a method by which parents can impart crucial money management skills. It's as simple as setting up an account, deciding factors such as frequency of deposits to the account and chores that are to be rewarded, as well as maintaining wish lists and savings targets for the child. Developed by a group of parents, this product was designed keeping in mind the need to teach young kids the value of money while making it fun for them. In short, kids get a partial idea of what it is like to be an adult. All this, however, comes with requisite monitoring from parents who get to decide the spend limit per transaction and where the transactions are allowed to be made. Clearly a win-win situation for kids and their parents. Not to mention a bigger win for financial services marketing.
This product is one in a slew of similar products that have been introduced for children by banks. A prepaid debit card called the Visa Buxx Card was introduced in 2000. In 2009, Discover Financial Services had introduced a product they called the Current Card which was essentially a prepaid debit card aimed at teens. There is also a prepaid MasterCard by MetaBank which works along the similar lines and additionally allows users to swap money over Facebook.
The trend of focusing products on the younger generations is not just restricted to financial services marketing. Even technology giants like Apple have realized that the kiddie market is promising enough to go gung-ho on creating educational apps for children on their products like iPad and iPhone. In fact, Facebook is said to be considering allowing access to kids under 13 with parental supervision as well.
Marketers are quickly hopping on to the same bandwagon is because children have become extremely persuasive forces when it comes to their parents' purchase decisions. Consider this – if A was planning to purchase a new personal computer for the family, do you think he could get away with not consulting his highly opinionated 7 year old who loves playing video games? For that matter, most decision-making exercises in families consider kiddie preferences as well. From holiday destinations to breakfast cereal choices, children have well-established preferences and ignoring that aspect is probably not a smart thing to do for a marketer.
Discovering newer segments (like kids and teens) to target is crucial for the growth of any marketing program. The catch, however, lies in identifying the right segment and knowing how to reach out to them in a way as to influence their purchase decisions.
This needs to be carried out using a solid Customer Value Maximization framework that helps financial services marketers identify and leverage unexplored segments and drive greater value from marketing programs.
Want to learn more about the ins and outs of introducing Customer Value Maximization in your Organization? Find out more through our services here


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Cymbidium Australian Midnight
Code: CH-24519
Product Details
CH-24519 Cymbidium Australian Midnight (canaliculatum x atropurpureum) - 2.25 inch pot. These are young seedling plants about 3 years from blooming size. They should mature into medium sized plants. The flowers should be dark red (almost black) and pendulous or hanging downward. Fragrant as well.