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Macroprudential Supervision and the Transmission Mechanism
What is the Central Bank thinking?
Below is a review of recent central bank literature in the area of macro prudential supervision, this review is intended to elucidate why it is that a banking crisis crosses the line between free market private individual economics and public sector control, in a sense why the banking system is "different" in that executive officers of a financial institution have a higher order responsibility (ironically) to the general welfare of the population which flows form their interrelatio
Rigging LIBOR or EURIBOR Macroeconomic Implications / asymptotix
version 4
In the midst of this LIBOR / EURIBOR scandal I thought I would share some references to LIBOR & its role in world capital markets from asymptotix. One would not generally reference LIBOR or EURIBOR explicitly since that would be far too arcane even for us!! Most of my references to LIBOR are in "asymptotix papers" which are long pdf documents; developed with the sole purpose of boring you to death!
About this running LIBOR rigging story, unravelling this weekend; a 'friend' said
"What they've caught onto is barely the tip of the iceberg. Eventually, the part below the surface might be revealed..."
Why are LIBOR & EURIBOR so important? They are the foundations, the technical-basis of the TERM STRUCTURE of interest rates; a crucial concept in Macroeconomics (& in banking risk management); in summary the 'term structure' is the PIVOT between MONEY & (real economic) ACTIVITY. LIBOR (or EURIBOR for Euro demoninated transactions) is the base, the lowest value of the 'term structure' vector (what is sometimes called the 'ratchet'). The technical phrase 'Yield Curve' can be used interchangeably with 'Term Structure'. I give some colorful articulation of that relationship between Monetary conditions and the real economy in the references here on this page (but particularly in the paper below);-
Lunatix3 EURO AREA SUMMIT STATEMENT 29 June 2012
version 2.2 4th July 2012
REFERENCE: Press release / Summary
Progressive Credit Risk Management (CRM) Improving The Cost and Availability Of Corporate Credit
Progressive Credit Risk Management (CRM) transparently presents "own credit risk" to improve Asset-Backed transaction terms. When the CRM output is combined with insurance and funding methodologies, the financial benefits are striking. This is because banks rarely offer funding terms based on a due diligence process as thorough as the company themselves can execute daily.
Policymakers are keen for banks to lend. However, the banking model is broken. Many of the methodologies developed to intermediate credit are no longer cost effective or trusted by investors. Banks have responded by tightening credit issuance and de-leveraging. Alongside tougher Basel and domestic regulation, fee-earning has been hit. Banks are using general de-leveraging to cleanse their exposure to individuals, companies, other banks/ Financial Institutions and sovereigns who they believe will not only be unable or unwilling to repay debt but also unable to afford the cost of re-priced risk.
LTRO: Criminal Political Behaviour by Merkozy with Van Rompuy as the Marionette
Think about it, as LTRO triggers on the leap day TODAY, why is the Central Bank being forced to do this against its will? The European monetary transmission mechanism doesn't have an IMF-Equivalent; so not only is the euro a political mishmash at the concept level its a stool (sic) on two legs at the practical institutional level.
EU Money supply is at rock bottom, the pump at the 'heart' of European money supply is on life support.
That 'life support' is LTRO from the Central Bank, right? The Central Bank should be independent right? It shouldn't be pumping up the very thing that it is chartered to control, that is perversity by definition right?
THAT ARMAGEDDON SUMMER OF 2010 Lessons for LTRO2 in 2012
The Political Economy of LTRO
It's LTRO[1] that I'm talking about this time! LTRO the latest version of "economic life support those" crackpot surgeons in the Central Banks and Treasuries of Europe have come up with. What is the issue with it? As LTRO2 approaches, to on the leap day (29/2/2012) I present a number of theses about LTRO;
1. LTRO is a workaround for Crowding Out
2. LTRO is executed via a process called 'Round Tripping' or known as a 'Carry Trade'
3. Hedge Funds are intrinsic to the success of LTRO
4. This makes governments dependent upon Hedge Funds (& not just the banks)
5. LTRO creates a cash balloon which props up the equity market
6. LTRO is a high-risk central bank strategy which could deflate at a stroke
7. Ironically the very Hedge Funds and Asset Managers who are intrinsic to the success of LTRO are already freaked out by the high risk nature of the policy,
Scotland in the Crisis: Banking and the Future
2 Blog Post Essays about the Economics of Scotland, right now; 1) banking (microeconomics) 2) post independence, the euro? (macroeconomics)
..... what I really meant to say about Clydesdale and NBNK; its the macroeconomics stupid
Models of Small Open Economies; Lessons from Ireland for Scotland in the Euro.


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subset: commoncrawl


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Smeg Mini Refrigerators
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- Overview
An icon of Italian design, the 50's style Smeg Mini Refrigerator is retro cool on the outside, state-of-the-art on the inside. Featuring thoughtful storage spaces and an energy-efficient design, this fridge is perfect for an office, college dorm or family room.
- 16"w x 22"d x 28"h.
- Glass shelves; plastic body with metal handle.
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- 1.5 cu. ft. storage.
- Available with either a left or right hinge option.
- Front door delivery only; setup and installation not included.
- Imported.
- Details + Dimensions
- Overall product dimensions: 16"w x 22"d x 28"h.
- Interior storage space: 1.5 Cu. Ft.
- Overall weight: 65 lbs.
- Voltage: 120 V.
- Current: 10 A.
- Frequency: 60 Hz.
- Energy consumption: 278 kWh/year.
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- Refrigerator: Automatic defrost, LED interior light, 2 adjustable glass shelves, 1 ice cube tray.
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Arrives fully assembled. Front door delivery only. Setup and installation not included.
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Archive for December, 2009
Nats Sign Capps
According to ESPNChicago, the Nationals have agreed to a one-year deal with Matt Capps for $3.5 million. I've been critical of the Nats for their free-agent strategy—and I don't think a 100-loss team should bother signing a closer—but, they got a good deal with Capps. I have him valued at about $5.5 million.
I have a few observations. First, it appears that Capps ended up getting close to what he would have gotten in arbitration with the Pirates—maybe he would have gotten a little more—which explains why the non-contender Pirates did not tender him a contract. Second, what were the Angels thinking signing Fernando Rodney to a two-year, $11 million deal? Capps is a far better pitcher and was available for much less. Maybe Capps wasn't willing to go to the Angels, but I have to believe the Douglasville product could have tolerated a two-year stint in LA for an additional $7 million.
Crisp and Rodney
— The A's have signed Coco Crisp to one-year deal that guarantees him $5.25 million, and also includes a team option for $5.75 million in 2011. The option has a $500,000 buyout adding to the $4.75 million he'll get in 2010. I have him valued at about $6 million per year for the next two seasons, so this deal seems about right.
— The Angels have signed Fernando Rodney to a two-year $11 million deal. I have him valued at $5.5 million—half of what he got. Not a good deal for the Angels.
Vazquez for Cabrera
So, after hurting Derek "there wasn't anybody holding a gun to their heads" Lowe's precious feelings by openly shopping him (I guess you can't really control leaks from other teams) the Braves traded Javier Vazquez and Boone Logan to the New York Yankees for [holds nose] Melky Cabrera, Mike Dunn, and Arodys Vizcaino. As a Braves fan, I say "yuck" even though the deal isn't really that bad. I liked Vazquez and I don't care for Cabrera. But, when it comes down to it, this is a financial transaction, which I think signals that the Braves plan to sign a major free agent.
Here's the deal. Vazquez is owed $11.5 million for 2010, and then he's a free agent. I estimate that his performance will be worth about $12.5 million to an average team. Because the Braves and Yankees project to be above average teams, he's actually a little more valuable. Even then, he's not worth a great deal beyond his salary.
Cabrera is a poor man's Jeff Francoeur. He'll earn somewhere close to $3 million in arbitration, and put up some mediocre numbers off the bench. If he's used properly—please, Bobby, use him off the bench only—that's about what he'll be worth. I wouldn't be surprised to see him non-tendered after the season. Dunn and Logan are similar. Vizcaino rates high on many prospect lists, but he's a long way off. Basically, this comes down to a swap of Vazquez's surplus value for Vizcaino's discounted expected future value.
The moral of the story is that when you're paying a guy close to what he's worth, you're not going to get back much in a trade, even if he's quite good.
The Braves just got a lot worse for next year as a team, but they also just shed a lot of payroll. The Braves aren't expecting Cabrera to be the bat they need. To me this signals that the Braves are going after Bay or Holliday as a free agent, or they can take on a hitter with a big salary in a trade. Given the Braves problems with attracting fans at the ballpark, I think it's important for the organization to build on last year's momentum. Dumping Vazquez with no other corresponding moves doesn't seem like the plan.
Nats Sign Marquis
The Nationals signed Jason Marquis to a two-year $15 million contract. Marquis is not a good pitcher, but he's not awful. I know there is a tendency to hate guys like Marquis, but he's better than many other options. I estimate the Marquis is worth about $13.5 million over the contract term.
This is a bad deal for the Nationals, but not because they payed him more than I estimate they should. The Nationals are terrible, and paying market price on the free-agent market for the likes of Marquis, Ivan Rodriguez, and possibly Matt Capps are finishing touches that good teams make to solidify themselves for a playoff run. Looks like the team is trying to solidify short-term mediocrity for long-run success.
Bradley for Silva
The Chicago Cubs and Seattle Mariners agreed to swap their overpaid players Milton Bradley and Carlos Silva. Now, Silva is the bigger albatross, which is why the Mariners threw in $9 million to make the deal happen. Silva has two years and $25 million left on his contract, when I estimate he'll be worth around $11.5 million—an asset that will lose $13.5 million. Bradley is owed $21 million over the next two seasons, when I estimate he'll be worth approximately $17.5 million—an asset that will lose $3.5 million.
Thus, the Cubs will be taking on a player worth -$4.5 million (-$13.5 million + $9 million) in return for giving up a player who expects to cost them -$3.5 million. The Mariners trade $4.5 million in losses for -$3.5 million. On the balance sheet, the Mariners come out ahead, but not by much. It just goes to show that Milton Bradley really is a million dollar pain in the ass.
Addendum: Apparently, Bradley is owed $22 million, not $21 million. So, the deal comes out to be about even.
Tiger Woods and HGH
Now that Tiger Woods's doctor has been caught with growth hormone (more commonly known as HGH), I think it's a good time for a reminder that the scientific consensus is that growth hormone does not improve athletic performance.
Dr. Thomas Perls, director of the New England Centenarian Study at the Boston University of Medicine in his testimony before Congress.
"There is no credible scientific evidence that growth hormone substantively increases muscle strength or aerobic exercise capacity in normal individuals."
You can read summaries of academic studies on the subject here and here.
If you think HGH is a PED, then you have no right to laugh at global warming skeptics or proponents of stadiums as engines of economic growth.
O's Sign Mike Gonzalez
Tim Brown reports that Mike Gonzalez and the Orioles have agreed on a two-year, $12 million contract. Incentives may push the total compensation up to $16 million.
Given Gonzalez's recent injury, it's difficult to know exactly what kind of pitcher he really is. But, if he's the guy who pitched in 2010, then I have him valued at around $13 million for the contract term. I have to admit that Gonzalez looked awfully strong in 2009, but I do worry about any history of injury.
Addendum: For some reason, I was thinking that Gonzalez was a Type B free agent. He's Type A and the O's pick is protected, so they will give up their second round pick instead of their first. Well, Gonzo didn't join up with Scott Boras to take a discount.
The Yankees-Tigers-Diamondbacks Deal
A reader requested that I break down the three-way deal between the Yankees, Tigers, and Diamondbacks like I did the Halladay-Lee-prospects deal. Numbers in parentheses are millions of dollars.
Team In Out Yankees Granderson (12) A. Jackson (3.33) Coke (3.33) Kennedy (3.33) Total 12 10 Tigers A. Jackson (3.33) E. Jackson (10) Scherzer (16) Granderson (12) Schlereth (2.33) Coke (3.33) Total 25 22 Diamondbacks E. Jackson (10) Scherzer (16) Kennedy (3.33) Schlereth (2.33) Total 13.33 18.33 Grand Total 50.33 50.33
I agree with other commentators that the Yankees and Tigers came out well in the deal, while the Diamondbacks didn't do so well. Maybe the D-backs know things about Scherzer and Schlereth that we don't. Also, keep in mind that these are crude estimates. Basically, I project the expected career performance based on minor-league performance and account for risk. I wish I could explain more about the prospect valuations, but the method requires a long and complicated explanation, and I devote a chapter to it in my book.
Merry Christmas, Mets!
Why is this in theAJC?


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By Kimberly Poovey
It's not about your lady parts ― it's about your words, actions, and love.
Mother's Day is complicated. (Cue the flood of unrealistic expectations, stress, family drama, unwanted memories and all the feelings.)
It can be wonderful to some, lonely to others, disappointing for many, and excruciating for more women than we could possibly know. But no matter what part of the spectrum you find yourself on this Mother's Day, know this: all women are life-givers, and if you are a woman, Mother's Day is for you. Mother's Day has far less to do with womb-fruit than it does with the fruit of your soul.
You, as a woman, have the unique and profound ability to sustain, to rescue, and to nurture those around you, which has absolutely nothing to do with the status of your uterus.
Whether you've given life to biological babies, adopted littles, the family who raised you, your chosen family, your friends, your pets, your significant other, or the people you show love and kindness to on a daily basis, you are a giver of life. It's not about your lady parts ― it's about your words, actions, and love. There are a million ways to be a mother, and only one of them involves a birth canal.
See next page for the rest…


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"What I consider to be beautiful is not your hair, not your clothes, not your makeup, though that helps, it's your energy, it's your thoughts, it's where you put your mind." ~ Roxanne Gould
Most women dread the idea of letting their hair go gray. We can't escape the feeling that time is taking a part of our identity away from us, forever changing the way we relate to the world and to ourselves. But Roxanne Gould's modeling career only skyrocketed after she decided to stop dying her hair and let it go back to its natural shade of silver. Just a few years ago models like Roxanne were unheard of in the industry. The fashion and advertising markets were exclusively interested in youth, and everything youth-culture related. In that respect Roxanne's silver locks represent so much more than a step towards a more natural state of being; they represent a shift in our cultural perception of beauty, diversity, and what it means to get older. High-end fashion brands and magazines have been featuring more and more mature models in their campaigns and editorials, and over the last few years silver hair has been a major color trend among women of all ages. Change is in the air, and it has brought a whole new sector in the modeling industry – the Classic Division. We sat down with Roxanne to talk about what it means to be a Classic model and authentic person in an industry that's often all about external appearances.
Lone Wolf: How did you become a model? Take us to the moment it all began.
Roxanne Gould: My first modeling job was the year that Bayer launched Bayer Aspirin for Children. My mother was hired to act in the television commercial to promote the new product and they needed a child in the commercial, so I got the job. I was about three years old, and it's my earliest childhood memory. I remember I was in a big studio in a bed on my back looking up at the director who was leaning over me explaining what was going to happen. He was kind. I knew my mother was there so I felt safe. Because he had such a gentle nature, the big dark studio never felt ominous, only cozy and protective. This is probably why, from a very young age and throughout my career, I have always felt comfortable and at home in studios.
LW: That's a very early start! The fashion industry must be in your bones by now.
RG: Modeling is my earliest memory, but it took me years to really accept and become comfortable about admitting to people that I was a model. When I was younger I tried to play it down, and shrug it off. So there existed a self-made division between my life as a model and Roxanne. I was embarrassed to be identified as a model because, back then, there was a stigma that models weren't intelligent. Modeling was generally not looked upon as an honorable and respectful career choice.
Feeling embarrassed about what others might think of me was really difficult. There was a huge opening for all sorts of judgement and criticism. But more and more in today's world, successful models are successful mainly because they are smart. Many go on to become successful business women – Tyra Banks, Heidi Klum, Kate Moss, Iman, Coco Rocha – the list is long. I've embraced this part of myself. I'm proud of what I have done and the life I have lived.
LW: Many people come completely undone when faced with a camera. It can be quite unnerving. Did you ever feel vulnerable in front of the camera?
Did I ever feel vulnerable in front of the camera? Sure! Nearly every time, yet a little bit less with each new experience. There's that moment, just as you start to shoot, that you can choose to see the barrel of a camera in two ways: Like you're it's target (Ready! Aim! Fire!) or it can be seen as a void, ready to hold any image you care to place into it. Inside that barrel you can envision anything, and this creative element eliminates the feeling of being self-conscious and vulnerable. It helps you feel confident, and in control.
LW: Could you tell us about what modeling was like for you?
I've worked with some amazing artists and models during my life. Carol Alt, Paulina Porizkova, Geena Davis back when she was modeling to earn money for her acting classes, Femka Janssen before she became an actress, and Elaine Irwin. I hung out at the agency with the legendary Iman, Cheryl Tiegs and Jerry Hall.
Modeling kept me on the go for many years. I was a true jet-setter. During my twenties everything was shot on film, so jobs had to be shot in the actual location which meant non-stop world traveling. This suited my character, all this variety, changing from week to week, year after year. I had the privilege of working in places I wouldn't have had the opportunity to see on my own. There have been so many wonderful highlights during my modeling career, from shooting in private wineries in Napa Valley in California, to the sandy deserts in Tarordant, Morocco, staying in lavish castles in Spain, dining with royalty in Europe, sunning on hot beaches at the Black Sea, riding vespas on the white washed island of Santorini, galloping bareback on stallions in Senegal, working in peaceful yoga retreats on the Ivory Coast, being on lion safaris in Kenya, cruising on elegant ships around the Caribbean, seeing exquisite sunsets over the Indian Ocean from the island of Sri Lanka, and getting paid for it all. Only thing is, I'm always solo.
LW: Traveling solo can get lonely, were there any moments when you felt vulnerable?
When I was living in Paris I auditioned for one of the big cosmetic companies. The casting for the job was held on a balcony at the top of a beautiful Parisian building. I was slightly leaning over the balcony and the wind caught my hair just right. My friend said something that made me laugh, and when I did, they snapped the photo. It was a good shot. I got the job because that perfect split second was caught on film. The photo shoot took place in a beautiful suite with French doors opening up to the seaside. Just me, the photographer and his assistant were there. It was a romantic environment. But once we started shooting, the photographer began to berate me. He told me such hurtful things – that I wasn't good enough, that there were far better models than me, and that I had an awful expression on my face. It was terrible. Finally, I stood up for myself to make him stop. His assistant later told me that he treated all the models that way. That kind of behavior would be called abusive today, but back then 'abuse' wasn't on anyone's radar. Thankfully, things have improved over the years. Today, models have much more support, and their voices are heard if they ever feel put in harm's way. They know to speak out and not be ashamed.
LW: Could you tell us what being authentic means to you? How does one stay internally focused in an industry that pays so much attention to outside appearances?
I think any way you express yourself creatively will help you stay internally focused, because every stage of self-expression is authentic. Experimenting with different looks can be an outlet to expressing different parts of your character. I went from short spiky hair to bangs and everything in between, my clothing style switched from hippy to classic, and every style I went through was authentic to who I was then. Life is a road of self-discovery. We are an artistic bunch, and I find that through outward self-expression I get to know my inner self better.
I don't think that the fashion industry is about showing girls how they should be but how they could be. It can be empowering to see yourself in a beautiful outfit with professional makeup on. It's uplifting and transformative. These things can alter not only your external look but your emotional stance and boost your confidence. Like Eleanor Roosevelt said, "No one can make you feel inferior without your consent." I can only speak from my experience, but I believe the industry is not telling us what we should look like and what we have to wear. I believe it hears us and has morphed into an industry that offers diversity to handle the diversity in women.
LW: Did you always feel so positive and grounded?
There were times when I didn't feel like my truest self, particularly when my personal life dramatically changed, and I didn't know who I was anymore. I wasn't old, but I wasn't young. I had gotten married, had a child, and my hair started to turn gray at the temples. I found that I couldn't be the young model type any longer. I had to come to grips with my physical aging and how it might hurt my career. It wasn't a comfortable time because the jobs I got were still based on me looking young, yet I knew I was maturing. I was walking into a new chapter in my life. When you take that step through the door into a new life, you still have one foot anchored in the familiar and your other foot stepping onto a new and unknown path. That creates a feeling of division. You can't help wondering, if you leave a part of you behind forever, what is to become of you? What will the new you be? Being authentic to who I was becoming was paramount to me. I was ready to give modeling up, but because I liked working and liked my career, I tenaciously redid and updated my portfolio. Over time, this lead to the jobs from clients which resonated with me. Now, twenty-five years later, my career survived and I am working in new and limitless ways.
LW: You natural grey hair is so iconic, did you ever experience resistance to letting your natural color grow out?
Fortunately, I've been surrounded by very supportive people in my career. I never had anyone tell me I should keep dying my hair. When I turned 40, I got so tired of pouring chemicals my hair every three weeks that I decided to let it grow back to its natural color. It was long, nearly reaching my waist, and I chopped it off to about two inches long. I just turned my head upside down, and chopped off all my hair. It was a tremendously difficult time, and I needed to simplify my life. Cutting my hair felt like a release from old thoughts and one less thing to deal with.
After that, I thought my career was over. But being authentic was paramount to me. That's just who I am – a simple woman who trusts nature. It was my agent at the time who begged me to take some test shots with my new hair. I resisted it. I thought there wasn't a market for my look and it could just be a waste of my time. Who needs a grey haired model? I thought. That was about fourteen years ago and the market was much different from how it is now. Now a new area of modeling has blossomed – the Classic Division.
LW: Please tell us about your business, Image by Roxanne, and what it's like working with young women who want to become models? What's the one piece of advice you find yourself giving them most often?
My business, which I have run for nine years, is a modeling school for teenage girls. We cultivate the inner beauty of each student and emphasize that beauty begins from within. Students learn life skills that they can use no matter which profession they choose to pursuit. The most important piece of advice I share is how to use the power of their mind. Every situation in their life they will have two ways to look at it: either with fear or love. We discuss how important their viewpoint is in shaping their life's path and how they are responsible for their thoughts. It's a topic which holds so much power and is life transforming. My students grasp this message and learn very quickly. It's a rewarding job to help mentor the next generation.
My students are all unique, beautiful, smart and highly creative. If they don't have the height or bone structure to model, I expose them to all the tangents the industry offers them, like being a makeup artist, clothes designer, photographer, etc. My students gain skills that will help them attain their goals, pursue their dreams and take positive action in their lives. I wish I had been taught these skills when I was seventeen.


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International Men's Day – Aidan Bell
As part of our International Men's Day celebrations, we are featuring some of the amazing talent working for Viva Live Music. Aidan works with Viva Live Music, both as a performer and creating backing tracks for the cabaret singers. Aidan has had a distinguished career as a music theatre specialist and we are hugely grateful for his artistic input.
Tell us about what you do.
I'm now 53 and have worked in "The business" all my life, primarily and for the most part as a singer/performer in musical theater and corporate, but in recent years I've also produced and directed; I video productions, creating DVDs; and I have a small home recording studio. I am also now pursuing composition, again in the field of musical theater.


text: High Net Worth Divorce in New York City Protecting Your Assets and Your Rights During Divorce Divorce is a high-stakes situation under any circumstances, but this is especially true for high net worth individuals. Whether you and your spouse both have significant financial assets, or if either of you came to the marriage with substantially more wealth than the other party, you are at risk of losing out in the divorce process. To safeguard your personal interests and avoid an unfavorable outcome, it is highly advisable to retain a New York City divorce attorney early in the development of your case. Asset protection is of the highest importance in a high net worth divorce. The final settlement can cause life changing effects, largely determining whether you will start your life after marriage in a position of financial security. When you work with Hindin Deutsch, P.C., you will have over four decades of combined experience on your side. Attorney Hindin has been named a Super Lawyer, and is often invited to appear on CNN and MSNBC as a commentator, in recognition of her authority in the field of family law. It is our objective to protect your marital estate. Factors Involved in High Net Worth Divorces Factors involved in a high net worth divorce include business valuation, the equitable distribution of assets and debts, inheritances, child support and alimony, tax implications of divorce and the enforcement of any prenuptial agreements or postnuptial agreements which may have a bearing on the situation. It is also important to take measures to shield your privacy if you are involved in a high profile divorce, to prevent intimate details about the proceedings from becoming public knowledge. Retaining a heavyweight in the area of same-sex family law can substantially safeguard your personal interests.


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Ironically, the first word that comes to mind for this book by Lucy Sykes and Jo Piazza is delicious. A deliciously wicked insider view of the fashion and fitness industries.
It's the tale of an otherwise brilliant woman who is hurt and whose confidence is shaken when her supposed best friend tells her she is too fat. He's the designer and she the brains behind a bridal gown company.
She embarks on a hilarious but also sad "journey" through every fitness and weight loss regime New York City offers. The women who patronize the gurus have more money than sense and have bought into the myth that a woman only counts if she is a size zero. Janey, the protagonist has to face some unpleasant truths about her BFF before she can truly find self-acceptance.
If you are a fan of Project Runway or The Biggest Loser, you will feel right at home within the covers of this book.


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中文 | EnglishThe Official Micro-Blog The Official Micro Message
Scan 2-D Code for free financial information
About SIA
SIA was established in 1999 with the aim of supplying professional finance management and consulting services to foreign invested company... [more]
News And Updates
@2014 Stella financial advisory services (Beijing) Co., Ltd. copyright Beijing ICP 06013892
Service Tel:010-65580056/010-65560725/13916908049
Beijing Office Add:Room 2301, No. 8 Building, Inspiring Space (Office Building), No. 25 Ganluyuan Nanli, Chaoyang District; Beijing, 100123, P.R. China


text:
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With its slick sheen, this training football is geared towards helping you polish up your ball skills. The internal mechanics of the ball ensure its solid build, while the polyester/foam backing keeps shape and bounce at optimal levels. Machine stitching allows for a soft feel, and the rubber bladder takes care of air retention. A large PUMA Cat Logo stretches across the front panels.\n
Standard Delivery
\\r\\nDelivery within around 3-4 days.
Express Delivery
\\r\\nDelivery on the next working day if order is placed before 14.00 h.


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Solution is to run disk defragmentation program.
Run Disk Defragmentation in Windows
1. Double click on "My Computer" icon on your desktop
2. Right click on hard disk you want to defragment and click on "Properties"
3. In "Local disk properties" dialog, click on "Tools" tab
4. Click "Defragment now…" button
5. In "Disk Defragmenter" program click "Defragment" button
Disk defragmentation can take few hours. Make sure that you have at least 15% free space before defragmenting. Best thing to do is to close all programs, and run defragmentation at night without using your computer.


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Orem's theory in family nursing practice
This content was COPIED from BrainMass.com - View the original, and get the already-completed solution here!
Discuss two strenghts and two weaknesses of Orem's Theory for use in family nursing practice.© BrainMass Inc. brainmass.com October 9, 2019, 11:19 pm ad1c9bdddf
Solution Preview
The Orem model of nursing, also known as the Self-Care Model of Nursing, was developed between 1959 and 2001 by Dorothea Orem . This model is based upon the philosophy that all "patients wish to care for themselves". They can recover more quickly and holistically if they are allowed to perform their own self cares to the best of their ability.
According to Orem, a person benefits from nursing intervention when a health situation inhibits their ability to perform self care or creates a situation where their abilities are not sufficient to maintain their own health and wellness. In such cases, nursing action focuses on identification of limitation/deficit and implementing appropriate interventions to meet the needs of a person.
There are three support modalities identified in theory:
? Total compensatory support encompasses total nurse care- client unable to care for themselves.
? Partial compensatory support involves both the nurse and the client sharing in the self care ...
Solution Summary
This solution discusses two strenghts and two weaknesses of Orem's Theory for use in family nursing practice


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|On September 10, 2016, Prince Albert of Monaco, his wife Princess Charlene and their son Prince Jacques attended the annual picnic events (Pique Nique Monegasque ) held in the Princess Antoinette Park (Le Parc Princesse Antoinette ) in Monaco.
Prince Albert, Princess Charlene, Jacques at annual Picnic 2016
11 comments:
Little Jacques has such beautiful eyes. Adorable child with a calm and connected affect in these pictures. Charlene's dress is delicately elegant. Really like her style these days.ReplyDelete
Beautiful family and beautiful baby. Absolutely gorgeous child.ReplyDelete
God I love this dress, it's gorgeous! And so fitting for the occasion, yet elegant. I'm not sure about the shoes, they look great on her and go surprisingly well with the dress but maybe for a picnic something less formal/with lower heels would be more comfortable. But of course I don't oppose to a bit of overdressing :)ReplyDelete
Charlene has some absolutely winning dress choices lately.
But where is Gabriella?ReplyDelete
Father and son dress alike so cute and mum's lipstick match the shirt of this adorable blue angel.ReplyDelete
What a beautiful family. Little Jacques is gorgeous, Albert looks proud and Charlene is her beautiful and self. But where is the little princess?ReplyDelete
Too sweet the blond curly long hair of the little blue eye angel prince. CuteReplyDelete
wat een mooie prinses,en d,r zoontje wat een schat om te zien !!!ReplyDelete
een hele gelukkige familie !!!
Princess Charlene brought Princess Gabriella to the picnic, but when she saw the crowd she started crying and wouldn't stop crying.ReplyDelete
- AnonymousSeptember 15, 2016 at 1:27 PM
what a cute little boy, those blonde curls,are gorgeous, he will be a heart breaker one day, soo loved by both parents, mummy looks beautiful!!!ReplyDelete
Lovely and adorable !!!ReplyDelete
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Development of Physical Culture in Kyiv-Svyatoshinsky region
Much attention in the Kiev-Svyatosinsky area devoted to the development of physical culture and sports. There is regional development program of physical culture and sport in Kiev-Svyatoshinsky region for 2008-2011. In 2011, the program is adopted to the development of football in the Kyiv-Svyatoshinsky district in 2011, for organization of which from district budget were provided 30 thousand UAH. The changes to the district program of development of physical culture and sports in Kyiv-Svyatoshinsky district for 2008-2011,were presented, for the implementation allocated additional funds in the amount of 70 thousand UAH from district budget.
For the development of physical culture and sports in the region were established the following sports facilities. As of 01.07.2011, the area has two stadiums (Petropavlivska Borschagivka, Novosilky), 2 swimming pools, 3 rifle shooting galleries, 27 facilities for sports and recreational activities, 84 playgrounds and 6 sites with training equipment, 34 gyms, 17 soccer fields, that allows to cover with physical culture and sports residents of all ages and social groups.
Considering that that health is formed from birth, much attention is paid to the development of physical education to children of preschool and school age. In pre-school operates 24 gyms, 14 sports rooms, 12 bathrooms, 35 playgrounds, on which operates 24 teachers -organizers of physical education. Classes of physical are visited by 13,533 students, representing 93 percent of the total number of students in schools.
In the six secondary schools introduced a lesson of football. Every year conducted Olympics among the students on the program of state tests and the competition for prizes of cups "Leather Ball", "Starts of Hopes ',' Victory cup".
Yurkovska Olena - Champion and repeated medalist of Paralympic Games in biathlon and ski races, Honoured Master of Sports of Ukraine, HERO of UKRAINE.
Yaromka Svitlana - silver medalist of judo World Championship, international master of sports of judo.
Olesya Savchuk - three-time winner of the world in sambo, a member of team of Sambo ofUkraine, master of sport of judo and sambo.
Romashko Natalia - master of sports of international class in weightlifting, international master of sports of powerlifting, master of sport of bodybuilding, a member of the National team of Ukraine on bodybuilding.
Hupalo Valentine - twice European champion in Thai boxing.
Rachiba Vasyl - European champion in Greco-Roman wrestling.
Considerable attention is given to sport and recreation and sporting mass work in the community. In carrying out of this work , directed efforts of 17 public sports and recreation clubs and other sports organizations.
Yearly Ukrainian judo tournament for prizes of Kiev - Svyatoshinskoy District Coach Under the participation of international teams.
Every year it is conducted Ukrainian judo tournament for prizes of Kiev - Svyatoshinskoy District, among the youth with international teams.
Effectively operates regional federation of football, which is the best in Kiev region. 72 teams in four leagues adult, veteran' and children' football fight for the right to be the best team in the area. Cup competitions, friendly matches and many other activities that promote leisure youth, strengthen their physical, moral and strong-willed spirit are conducted. 3 teams take part in the Championship of Kyiv region.
Actively develops volleyball movement. Twice a year conducted open championships in volleyball, involving more than 300 athletes. Also there are competitions among boys and girls under 17 and young people.
Considerable attention is paid to the development of mass sports such as football, volleyball, table tennis, basketball, chess, sports tourism.
Close cooperation with Boyarsky town club "Ikar" promotes involvement in physical training and sports area residents with disabilities, regardless of age. In different events, athletes participating in competitions at all levels. A rally racing has long been known not only in Ukraine but also abroad.
Considerable attention is given to outreach program. Because the media made propaganda work to attract all segments of the population towards physical education and sports in the region. Information on the achievements of athletes of District sports - events permanently highlighted in regional newspapers, radio and television.


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Aigul Alymkulova
Independent Expert on gender and health issues
Aigul is an independent expert on gender and health issues, consulting on numerous projects including: the National Strategy of Reproductive Healthcare (2006), monitoring of the National Gender Plan for 2002 -2006 and development of the new National Gender Plan for 2007-2010, the Country Gender Assessment (United Nations 2007), and preparation of the alternative report to the UN's CEDAW Committee (for the Women Support Center 2008).
At the time of the 2002 Fellowship she was Executive Director of the Women's Support Centre. The Centre was founded in 1996 with the aim of alleviating poverty amongst women in rural communities. It now has a larger remit of promoting human and political rights for women and working to combat sexual discrimination. The Center works with CEDAW, the Convention on Elimination of all forms of Discrimination against Women.


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Instancing: Responsible Application?
So, before I go into a lot of details, this may be more like semi-persistent worlds only accessible to those with the correct rights. It feels like instancing, in that it's inaccessible to most people and can be reset by the owner, but there may be a big enough difference that someone calls me on it. To those folks, I'm sorry if our definitions are too different to allow the use of the term, but try to consider the idea none the less!
Now, with that out of the way, some folks may have read between the lines that I'm not a fan of instancing. It doesn't seem conducive to a community environment since it allows griefers to go out and do whatever they want without giving players a way to police themselves... or does it?
While it's not actually an MMO, I've been playing Animal Crossing: City Folk a lot lately with the wifi on and my gates open, allowing anyone that I've registered (and that's registered me) into my town. Every player gets their own town to play in, build, and decorate (make orchids, breed flower hybrids, design clothes). Players can visit each other to fish, trade items, watch a traveling musician, help with redecorating...
... or ruin flowers, chop down trees, steal items left out, etc. For such a casual game, Animal Crossing's use of real world time for events (i.e. trees need 3 or 4 real days to grow, only so many flowers will reproduce per day, etc ) can make it so griefers can really cause some issues for players. While you can tamper with the game's time in order to skip around, the game has a few things in check to discourage this, making some features shut down if it detects "time travel."
What does this have to do with instancing?
All players essentially have their own instance to do whatever they want with. Other players can come over and also effect your town, for good or ill, but you have to let them in... kind of like with vampires, except that these folks can come out during the day. You're safe in your town until you interact with other players, and obviously if you want to have constant access to people and variety of destinations, you're going to have to meet new people.
I used a site called animalcrossingcommunity.com for this (ACC for short) . It's not perfect, but it attracts a good amount of players. Some folks are keepers, some aren't. I found a few dead beats who trashed my town, but the good ones were quick to help me repair things and even improve my town! When disaster strikes, you always learn who's got your back.
Mechanic wise, AC:CF has a few things most other instanced games don't have. First, its instancing limits player access to others by forcing parties to exchange information and specifically allow others into the instance. Unlike, say, World of Warcraft, the instance is specifically designed to create barriers so that people need to make connections outside of the game. You can't simply turn on the game and mess with others.
And this is where community comes in. ACC uses forums, profiles, and a rating system, combined with a basic "hosting/LFGame" feature. Again, not perfect, but it's a lot better for tracking reputation than anything most heavily instanced MMOs can offer these days. People who ignore these tools and attempt to use it similar to WoW's "Dungeon Finder" system will quickly run across the griefers, while those who take some time to develop personal connections will be able to create a social network and support system, for when someone slips through the cracks.
To me, this sort of instancing in some ways really works. It makes it so that people need to try harder to be social in order to play with others. Those who mess up may quickly find themselves unable to play with others. A sort of "jail" that's essentially the default game. You may not get sweet vengeance like you can in a PvP game, but think of it like giving players the ability to perma-ban. If word spreads enough, that player simply cannot play with others, sort of like in old school MMOs or MMOs/servers with low population and tight-knit communities. Given the option, I think I like banning people and pointing out the lamers so others can "ban" them is a lot more awesome than simply killing them. Nothing makes people rage more than a blank wall (if not, try using your ignore features more often! You're bound to meet a few folks who quickly switch characters/accounts just to continue raging at you).
It also makes me wonder if, perhaps, this may be something the upcoming Prime World (http://massively.joystiq.com/2011/06/07/e3-2011-nival-announces-facebook-integrated-mmo-prime-world/) will be using, since it also seem based on friend lists and common territory. I'm still not totally won over by this system, but I personally find that forum users tend to be a higher class of player than people who "just play the game." They have a bit more invested and are seeking others for social contact, while people who use instances for instant gratification are only grouped up to "beat the game."


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Modifying your vehicle will give you an chance to make your automobile unique from others. Most GPS systems have big touch screens, functioning with a stylus can be tricky so it does help and lastly pay particular focus to how visible and mobile you want your model to be. If it is a permanent fixture in your vehicle then bigger models are wonderful, but if you require to take it in doors right after use, a smaller sized model may be the answer.
In an effort to preserve competitors in the motor vehicle collision repair parts industry, the legislation would lessen the period during which original gear makers (OEMs) can enforce their U.S. style patents on collision repair components from 14 to two and a half years, soon after which alternative collision repair components can be utilised, according to the House Casualty Insurers Association of America (PCI).
Once you have the wheels on your ride you may decide that is it, it appears the dogs or you may well believe 'oh its not very what I was hunting for perhaps I will just……', what I am attempting to say is do not rush into it you could get in above your head and not only could you drop a substantial quantity funds but you could also ruin your automobile which could outcome in all sorts of difficulties.
Preserve in thoughts that whilst this brief list of aftermarket parts and modification reveals the great and the negative of every single widespread aftermarket portion, it is up to you as the buyer to have a mechanic appear at any components you are unsure of. Whilst having a nice set of wheels and aggressive exhaust may improve the value to the appropriate purchaser, in many situations the trade in worth decreases considerably.
There is so considerably to modifying a vehicle that it is tough to contain every thing in a single report. Illegal modifications, also known as mods, use aftermarket parts to make a vehicle handle much better, attain greater prime speeds, and enhance gasoline use efficiency, to name a couple of examples. HID lights offered by the aftermarket vehicle genitalia market are actual accessible to install.


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Kimberly Woollard (pictured above, left, with political strategist and CNN contributor Donna Brazile) has established herself as a champion of diversity in Tampa, Fla.
The National Diversity Council named Woollard, senior vice president of human resources and people development for Tampa-based Grow Financial Federal Credit Union, one of Florida's most powerful and influential women.
In 2010, she received the National Diversity Council's Glass Ceiling Award, and under her direction, $1.7 billion asset Grow Financial received the eWomen Network's Most Supportive to Women in Business Award.
Who: Kimberly Woollard
What: Senior vice president, human resources and people development
Where: Grow Financial FCU, Tampa, Fla.
Woollard tells Credit Union Magazine how Grow Financial Federal promotes diversity in the Tampa Bay community—and how it benefits by doing so.
CU Mag: How does Grow Financial FCU foster and celebrate workplace diversity?
Woollard: Diversity awareness is one of our company values. We involve everyone, from the executive office to the teller line. Throughout the year we celebrate the contributions women and minorities have made to our country.
Our Diversity Awareness Committee and Sub-Committee have been great sources of inspiration. These committees bring headquarters and branch employees together to plan diversity awareness events.
This year, they suggested participating in the St. Petersburg Pride Festival, one of the largest in the nation. It was a great success for us, and demonstrated our support of diversity in the Tampa Bay community.
CU Mag: How does diversity contribute to the success of Grow Financial FCU?
Woollard: Diversity has contributed to our success from the beginning. We were the first credit union established to serve the military community of Tampa Bay, a multi-racial membership group. This was in 1955, when the civil rights movement was in its infancy.
As we expanded membership beyond our traditional affiliation, we formed partnerships with small businesses whose employees needed credit union services. These new members represented the demographic mix of our five-county market area.
So you might say diversity came to us naturally, but it's nothing we take for granted. We're actively developing new services to support the financial goals of our members, such as Project Quince, a savings account to help families save for the traditional Quinceañera.
By giving our members a credit union with which they can identify, diversity gives us a competitive edge.
CU Mag: What's the biggest barrier to workplace diversity?
Woollard: The biggest barrier is simply the willingness to do so, which means leaving your comfort zone. The initiative to embrace diversity must come from the senior levels of management, and your commitment must go beyond lip service.
CU Mag: How can CUs overcome this barrier?
Woollard: See who is in the teller line at your branches. Look at the neighborhood around the branch. Then hire employees who represent the community.
Provide training to your employees, giving them the tools to serve the membership, such as lending classes in Spanish. Look for opportunities to get involved.
For example, we sponsor the annual Young Women's Leadership Conference, where high school girls are introduced to influential women from the local business community. Diversity awareness is simply a matter of showing respect and discovering the common ground we all stand on.
CU Mag: Does being named one of Florida's most powerful and influential women earn you any special consideration at home?
Woollard: Are you asking if my children are finally listening to me? Honestly, nothing has really changed for me personally. I don't dwell on the recognition I've received.
Both of my parents served in the Peace Corps, and I was raised with a strong sense of responsibility to the community. Getting involved in diversity awareness is my way of giving back.
What I'm proud of is the distinction Grow Financial has earned as a progressive company, committed to diversity. I have to credit both our management and our employees for this. We've all contributed to making our credit union a model for openness and inclusion, and an example for other businesses to follow.
CU Mag: What's one thing your staff doesn't know about you?
Woollard: I think they pretty much know everything there is to know about me. I'm very open with them, and I love the rapport we have.
If there's one thing about me that might surprise them, it's that I fantasize about a career in fashion!


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It is possible to have sustainable fashion, and Australian label "The Great Beyond" uses 100% organic custom bamboo fabric. The new collection for Spring / Summer 2017 is titled Cassiopeia and Nick Azar is the designer behind the range.
Cassiopeia features pastels with serenity blue and rose quartz. The Great Beyond are from Brisbane, Australia so you have the added benefit of the items being local.
Have a look at some of the pieces:
You can view the Cassiopeia collection here


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BALTIMORE (AP) — Lawyers have not reached a settlement in a poultry pollution case filed by a University of Maryland environmental law clinic.
U.S. District Judge William Nickerson said in a filing Thursday that while a settlement had not been reached, some progress was made in a settlement conference before Judge Paul W. Grimm on Wednesday. Attorneys in the case met for the closed-door settlement conference in U.S. District Court in Baltimore.
The clinic represents plaintiffs suing Hudson Farm and Perdue Farms Inc., claiming the Salisbury-based poultry company and the Worcester County contract grower are polluting a nearby waterway. Farm groups say the suit could bankrupt Hudson Farm and set a harmful precedent for other family farms.
(Copyright 2012 by The Associated Press. All Rights Reserved.)


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Our T-Party yoga pants are our most popular solid yoga pant. It's everyone's favorite. Perfect for yoga, Pilates or just plain kicking around. Fold over waist band makes for great workout pants. Made in the U.S.A., there are multiple colors to choose from. The do run long.
Fabric: 92% cotton, 8% lycra
Machine wash cold. Dry flat. Do not bleach.
Longer length
Fold over top for tummy control and that stylish look
Plus Size in Black available - click here
Create an account with us and you'll be able to:
Fill in your email below to request a new password. An email will be sent to the address below containing a link to verify your email address.


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Employment Opportunities at ACY
American Custom Yachts has immediate openings for
- fiberglass technicians
- marine carpenters/shipwrights
- marine electrician
- marine electronics technician
- marine mechanic
- part-time security guard
Please download an employment application or pick one up at the ACY guard house (address below).
You may upload your completed application, fax it to 772-288-4993, or deliver/send it to American Custom Yachts at 6800 S.W. Jack James Drive, Stuart, FL 34997.
American Custom Yachts offers the following benefits:
- group health
- dental plan
- life insurance
- short- and long-term disability
- 401(k)
- paid holidays
- paid vacations


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We can save your end-of-shoot food
Are you a Food Stylist, Photographer, Studio Manager or Production Company who often has surplus food at the end of a shoot? If this is the case, we can prevent your good food from going to waste!
We can organise a volunteer to pick up your food and redistribute it to the local community.
It's quick, easy and hassle-free. All you have to do is fill out a very short form and we'll sort the rest.


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Software Engineer II
The College Board, the national educational organization, is conducting a search for a Software Engineer II for our IT department. This position is based in our Reston, Virginia office.
Named by Fast Company as one of the most innovative education companies, the College Board is a mission-focused organization. This job requires a strong focus on improving educational opportunities and outcomes, particularly for disadvantaged students, in the context of a competitive business environment.
The Software Engineer will be involved in designing, implementing and maintaining solutions within Amazon Web Services. This individual will possess experience with a range of cloud technologies, working with software development teams and a keen desire to work collaboratively to ensure team success.
The candidate will work within an agile team that develops and maintains highly visible and critical applications. The candidate will have responsibility to design, implement, test, document and maintain complex technical software solutions in support of the application development and QA processes. Additionally, you will be expected to ensure communications and relationships with customers and cross-team members meet professional expectations.
What you'll do
- Works with agile teams to refine requirements and to identify areas for enhancement.
- Works with other team members to develop a complete and integrated solution; and to deliver quality software and required documentation on time.
- Develops full stack solutions and continuous delivery frameworks that improve the ability of the CB IT delivery teams to efficiently deliver solutions with quality.
- Writes well designed, testable, efficient code.
- Ensures that completed code provide all functionality described by application experts to ensure that acceptance criteria are met.
- Provides story point estimates for enhancements and new features.
- Develops and executes Test Driven Development tests, integration tests, unit tests, and automated test.
- Experience with automated testing tools (like Selenium) are a plus
- Works within a given time frame to complete coding.
- Monitors and maintains production systems.
- Actively participate in code, test, and documentation peer reviews.
- Provide guidance on full life cycle of cloud-based solutions including tools, technologies, and best practices for development, deployment and maintenance of cloud hosted services.
- Evaluate and understand emerging technologies and trends for DevOps and Continuous Delivery automation within cloud infrastructures.
- Experience with Chef, Puppet, Salt, or Ansible in production environments
About you
- Bachelor's degree in the field of computer science, systems engineering or comparable training and practical experience.
- 4-5 years of experience in software systems, programming, database development, and infrastructure development and administration.
- Minimum 4 years demonstrated experience with full stack development
More about you
- 4+ years demonstrated experience with AWS cloud supported programming languages like Java, Node JS, or Python development.
- 2+ years hands-on with AWS Lambda, SNS/SQS, S3, IAM, CloudWatch, EC2, RDS and DynamoDB, AWS CLI
- Ability to use or learn: KMS, ALB/ELB, Route 53, VPC
- Fluency with CI/CD toolsets such as: Jenkins, Ansible, CloudFormation, BitBucket
- Working knowledge of distributed architectural design patterns
- Strong and evolving competence in several programming languages and technologies, working knowledge of multiple tools sets, technologies and implementation environments
- Ability to work independently
- Strong problem solving and analytic skill Ability to handle multiple projects and assignments simultaneously and effectively in a cross-functional team environment
- IT experience in agile Full Life Cycle development, to include: system design architecture, development, maintenance, and support.
- Experience with SOA.
- Knowledge of applicable data security principles and practices.
- Solid written and oral communication skills; ability to present ideas in business-friendly and user-friendly language
- Customer satisfaction orientation.
- Willingness/ability to work off-shifts (evening, night-time, weekend)
We offer our employees an outstanding benefits package which includes 4 weeks of paid time off, a generous retirement savings plan, tuition reimbursement and ongoing professional development and training.
Our mission is to clear a path for all students to own their future.
The College Board is committed to diversity in the workplace and is an Equal Opportunity Employer. The College Board participates in E-Verify, a service of DHS and SSA, where required. Please understand that only qualified applicants will be contacted.


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What is better than this?
I read the entire internet so you don't have to.®
Wednesday, June 23, 2004
People say you can find anything on the internet. I have to agree. Check this out - this guy collects and sells old telephone directories.... amazing these people exist.
Telephone Books
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Age: 26
Phone: +357 976 072 70
Location: Limassol / Cyprus
Weight: 56 kg / 123 lbs
Height: 170 cm / 57\
Don't forget about the ability to have a great time with a stunning girl. I will show you what the real life is about to feel like a man without any kind of regrets. That will make you totally ready for some more action and feel more confident and passionate about the ability to spend a great time with a sexy woman.


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A whole lot of people love to wear denim on denim, and that probably is what people are used to because of how long the trend has settled. On the other hand, the idea of matching your top and bottoms may seem pretty boring and just neutral sometimes. Fashion enthusiasts have found ways to completely own this trend, they call it 'monotone' in the fashion world and trust me, it is here to stay.
The safest bet for those who intend to try out new trends. White on white is the GO way because you can never go wrong with white. Like Micah Gianneli here who can make a monotone white look fun and classy and at the same time sexy!
Now yeahhh my favorite! All black errthang! For days when you choose to make a 'silent statement' because you can, black is bae. None other can serve its purpose and trust me this monotone statement is here to stay.
Feeling confident about the monotone fashion trend yet? Let's experiment with colors we wouldn't try out on a norm, we're not boring after all! You don't need no color palettes to try it out cause you're free to pick your favorites. Just remember to pick hues in order not to end up with matching coordinates.
Feel free to go bold on colors. If earlier you started with pastels for the day and subtly paired them with matching accessories to complete the look, now, try switching to brighter colours for the evening. It may be quite tricky to match the accessories, but they were never the point anyway.
Last but not the least, play with fabrics, textures and designs(like graphic tees). Yes, monotone is about wearing the same(similar) color or shade on top and bottom but whoever said you couldn't add some diversity to it?? Play with textures… go for velvet, wool, silk, etc. Explore and exploit is what the fashion world is about, innit¿
Image Credits: Google, Pinterest


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Joy Green
Latest from Joy
- Sensemaking [9]
- Signal of change [76]
Signal of change / Researchers find that microbes in soil are essential for life and may help mitigate climate change
Signal of change / Quantum computing advancements will allow China to break SSL certificates and undermine Bitcoin
Signal of change / Peer-reviewed study suggests farms could save a gigatonne of carbon every year by managing soil better
The Air bnb analogy is a slight simplification. If you're renting out your computer then it works a bit like Air bnb in that you get paid for your computer power. If you're a paying user you basically pay for access to a powerful virtual machine that's run in an isolated environment. The transaction framework is based on Ethereum, so payments are in cryptocurrency. There is more info in the FAQ at https://github.com/golemfactory/golem/wiki/FAQ
There are also signs that rural women in India have been hit particularly hard by demonetisation. Apparently millions of women regularly save, despite lack of access to banking, stashing money in tins and under mattresses so that they have something to fall back on for their children's education, weddings and unplanned emergencies - and their husbands are often unaware of this. Now the race to change it into legal tender has caused real problems for many of these women, who risk losing all or part of their savings. Some have been beaten or thrown out by husbands, angry at the discovery of 'secret money', and others have been forced to hand it over. See https://www.theguardian.com/global-development/2016/dec/22/india-cash-crisis-women-bear-brunt-finances-families-undone
In an interesting and timely update to this, it looks like the Indian Government is now seriously considering a UBI. Their Chief Economic Adviser, Arvind Subramanian, has called it 'an idea whose time has come', that merits 'serious discussion'. He notes its potential to reduce poverty 'in one fell swoop' and, more importantly, he thinks the sums add up. The main difficulty he forsees seems to be reaching the unbanked - which is potentially surmountable. See https://www.theguardian.com/global-development/2017/feb/06/india-weighs-return-cash-handouts-poorest-universal-basic-income-arvind-subramanian
this is especially interesting because of the use of blockchain - it looks like one of the first platforms out there to help people take advantage of the radical decentralisation that blockchain applications can allow. If it takes off we could see a wave of new co-operative enterprises that can take on giants like Uber...
this instantly made me think of the novel 'Infinite Jest', perhaps not a good omen! It contains a satirical future history of 'videophony' (the book was written in the 90s, before skype etc) that describes a slowly-building societal wave of image insecurity and vanity that culminates with everyone using 'prettified simulacra' of themselves on video calls, before finally giving up and going back to aural-only calls...
one other thing to note is that they are purposefully using a balloon rather than a drone, as it creates a different dynamic - balloons aren't associated with war, they are more playful, and you also have to be tethered to it - it isn't remote-controlled. These qualities have led to greater engagement with the project from the other camp residents. This particular use of balloons for mapping was developed by Public Lab, the citizen science network that is also supporting this project
great article. The stakes are high now and we have to find a way of using this crisis to galvanise action by progressives. Neoliberalism is unravelling and the new order that will replace it is still forming and can be influenced. We urgently need to start creating a positive vision to aim for, to counter the fear and hate unleashed by the referendum campaign. It really does have to be about the 3 aspects of sustainability - social, environmental and economic - expressly linked together...
Good point Ivana about creativity and imagination potentially becoming more valued. that is something that comes through in the scenarios we developed, although it isn't discussed here. something to bear in mind is that working alongside machines may make people less creative if they are forced into machine-like behaviour. it depends very much if the work structure is set up with 'efficiency' in mind - and therefore with the needs of machines at the centre, since machines excel at efficiency - or with the needs of humans at the centre.
Signal of change / Call for compulsory licensing in the UK – a new approach to Pharma IP and research?


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Rockbox mail archiveSubject: RE: Calculator plugin for recorder is underway.
From: Jack (jack_at_sylviawebster.f2s.com)
Date: 2004-04-27
Also, there are a couple of classes of plugins, for example Games, Utility, Tools and so on. These are rarely used compared to things like the File Interface, and there is often a choice of games you may play and so on. Talkbox is in a class of its own: There won't ever really be multiple Talkboxes to choose from, nor will there be anything similar which falls into the same class (As far as I can imagine). Therefore, there isn't a user advantage to Talkbox being a plugin, whilst there are advantages of games being plugins.
If Talkbox is put into a plugin, then why shouldn't the file browser be a plugin?
Jack (My Website)
Page was last modified "Jan 10 2012" The Rockbox Crew


text: A routine software upgrade is scheduled for Monday, April, 21, and it may affect some of your at-home library service. You may be unable to use Ticketkeeper to reserve museum passes, Freegal, Overdrive, the Virtual Catalog and the Enterprise catalog to reserve books (most services where the system is looking to check on your library card.) We apologize for any inconvenience this may cause.