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DOL Proposed 401k Fee Roadmap: Merely Ineffective or A Major Plan Sponsor Sandtrap?
Earlier this month, the Department of Labor (DOL) issued new proposed guidelines for it 408(b)(2) 401k Fee Disclosure Rule. Along with this formal proposal, the DOL issued a fact sheet called "Proposed Regulation to Require a Guide to Assist Plan Fiduciaries in Reviewing 408(b)(2) Disclosures."
As you may or may not recall, several years ago when 408(b)(2) was first proposed, the DOL promised to issue a guideline to help service providers format their fee disclosures. In an uncharacteristic (for a regulator) nod towards libertarian principles, the 408(b)(2) without the DOL issuing the promised guideline. As a result, 401k plan sponsors have been immersed in a Wild West of variegated disclosure forms, documents and compilations. One might even call the sudden influx of paper as "on the verge of anarchy," but that would be redundant given the previous allusion to "libertarian principles."
Nonetheless, the situation compelled the DOL to undertake a rigorous review of actual service provider disclosures and plan sponsor experiences with these disclosures. It should be noted the DOL refers to plan sponsors as plan "fiduciaries." Upon further review, the DOL has decided "to require covered service providers who make their disclosures through multiple or lengthy documents to furnish a guide to such documents." Furthermore, the DOL states "the guide must specifically identify the document, page, or, if applicable, other sufficiently specific locator, such as section, that enables the responsible plan fiduciary to quickly and easily find the specified information…" The DOL calls this new required document a "roadmap" for plan sponsors.
Reaction was immediate and swift among working class fiduciary advisers, many of whom now have nearly two years real-world experience trying to deal with the labyrinthian maze of fee disclosure wrought forth by Rule 408(b)(2). "No business owner by their own volition would ever purchase anything that would require, 22, or 28, or 35 pages to explain who gets paid, and how much," says Tom Zgainer, CEO of America's Best 401k in Scottsdale, Arizona.
Given the poor experience of the current DOL absence of guidelines, it was clear something needed to be done. "The industry definitely needs to simplify the disclosures to meet the best interests of the plan sponsors and participants," says Ozeme J. Bonnette, Financial Coach at Tri-Quest Investment Advisors located in Fresno and Torrance, California. "I feel that the current requirements have further confused some. They are helpful and a step in the right direction, but things can definitely be improved."
Will the proposed "roadmap" be enough to show plan sponsors where to easily find service provider fees? "I think it will be more effective provided it supplies an easy-to-understand plan-sponsor-point-of-view/ participant-point-of-view template," says Timothy R. Yee, Co-founder of Green Retirement in Oakland, California. Yee continues, "The issue with the current fee disclosures is that there is no guiding template thus platforms may disclose the information any way they wish. This includes disclosing every possible fee under the sun regardless of their applicability."
Still, skepticism reigns among other professionals. "The more paper just makes it more difficult for the small plans and the larger plans already understand what the fees are," says Pete Marriott, Managing Director at Trinity Retirement Solutions, LLC in Charlotte, North Carolina.
"Adding more documents and decoders to documents that some are unable to read currently doesn't appear to address the heart of the problem," says Simon Moore, Chief Investment Officer at FutureAdvisor in San Francisco, California.
Deborah A. Castellani, Principal and Senior Fiduciary Strategist at Akros Fiduciary Management in Austin, Texas believes a majority of plan sponsors "will still not fully understand and properly use the information. I think it will be confusing for them. Your average Plan Sponsor has their regular business they have to run and don't realize that their 401k plan is like running an investment firm inside their regular business. When they hire providers, they believe those providers take care of everything and most of the responsibility (including fiduciary liability) transfers them."
Worse, as Drinker, Biddle attorney Bruce Ashton said in a recent PlanSponsor article, plan sponsors may be on the hook for vendors who fail to provide a "proper" roadmap. Will plan sponsors end up ignoring this new requirement? "They won't ignore it," says Castellani, "but they will rely on their providers and believe that their providers will take care of it, believing what they are provided is correct."
Yee says, "They will likely know about it albeit it is hard to get through the overload of information we all get on a daily basis. Some may ignore it, not intentionally by any means. Of course, studies of behavioral economics (Prof. Dan Ariely et al) show that attaching a penalty to something can increase compliance, particularly if there is monitoring attached to it.
The power of the penalty may be working. John Graves, Managing Member at The Renaissance Group, LLC in Ventura, California, says "Plan sponsors know about this and are firing, now. Fear of litigation prompts the exodus."
"Plan sponsors are very overwhelmed with all of the new regulations," says Bonnette. "There will definitely be resistance and frustration. Employers don't understand, and they depend on advisors to direct them in many compliance issues. So, given the relationship many plan sponsors have with their service providers and advisors, it may take a while for them to become aware. They may not ignore it, but they also may not react because they will feel lost in this mess."
"Plan sponsors remain plenty in the dark regarding current guidelines," says Zgainer, "so I think the service providers – anyone that makes a buck from the plan – should be helping them fulfill their responsibilities. Plan sponsors have a business to run, and should not be expected to fully understand ours."
Yee, too, wonders why the plan sponsor is being held liable. He asks, "Why is there not more scrutiny on the non-compliant platforms? And given the initial fee disclosures, shouldn't the non-compliant platforms from that period of time receive more scrutiny? Might a simplified fee disclosure increase the likelihood of compliance?"
The idea of a simple one-page summary has been brought up before. It would include a single line for service and a single line for the fee. "The data can and should be on one page," says Zgainer.
Some service providers readily agree that a one-page disclosure makes sense. "I believe our fees should be able to be explained on one page, what I make what the funds are and how fees are related to assets if they are," says Marriott.
But the problem goes beyond disclosure, no matter how efficient it is. Bonnette says, "The majority of participants that I meet with simply do not understand investments. This is not an economic/status issue, a gender issue, or based on any other type of labeling. People in general just need advisors to help them understand the mounds of paperwork that they receive in not-so-plain English. A simple fee disclosure could help participants better dissect the key points that will help them make better educated decisions."
While he agrees with the idea, Graves doesn't think it has a chance of becoming reality. He says, "Yes, a simple, one page description is always better, for all parties. This will never happen."
The problem often cited with trying to reduce a 401k fee summary to a single page is that some fees are quite complicated. "One page may not be enough to lay out all of the variations available in the different platforms available," says Bonnette. "For example, there are huge differences between fee arrangements in annuity-based products vs. brokerage accounts vs. collective trusts. There may not be enough room to disclosure revenue-sharing arrangements, surrender charges, etc. in a way that will be easy for the participants to digest."
One possible solution is to include both a single-page summary with a back-up appendix. "If possible, yes a single-page summary seems like it would be a better alternative," says Castellani. "It would need to be a summary with notes to show where the information was obtained – kind of like a table of contents or index. This way, the Plan Sponsor has a quick summary, but for those who want more information, it there would be all the supporting documentation attached."
Again, even if we simplify the disclosure, unless the DOL mandates a disclosure requirement that easily allows plan sponsors to measure different spheres of fees on the same scale, it will remain easier to hide fees in certain platforms. "I can definitely vouch for the fact that plan sponsors do not understand the difference between different plan options," says Bonnette. "Advisors who are not transparent can easily sway a decision maker toward a different platform simply because of a lack of understanding on fees. Since there are so many types of fees, it is often hard to track them down and do an apples-to-apples comparison. Providers who disclose fees in an all-inclusive manner make things so much easier on both the sponsors and the participants."
In the end, the idea of a one-page summary remains more than alluring. It conforms to what many of us were taught when we first ventured out into the working world. "There is an old saying from my management days," says Yee. "A one-page resume will be read. A two-pager might be read. And anything more than two will be tossed. Shortening it [401k Fee Disclosure] to one-page with a user-friendly template will increase the likelihood of the disclosure being read/ questions being asked/ fees being examined. A one-pager can really let the sun shine on the industry."
Interested in learning more about this and other important topics confronting 401k fiduciaries? Explore Mr. Carosa's book 401(k) Fiduciary Solutions and discover how to solve those hidden traps that often pop up in 401k plans.
Mr. Carosa is available for keynote speaking engagements, especially in venues located in the Northeast, MidAtantic and Midwestern regions of the United States and in the Toronto region of Canada.


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What an incredible journey Mary Lou and I started on in 2009 to form the Tarawa reunions. It certainly has been a labor of love. However, it is time to pass the baton.
We want to say thank you to Sam's Town in Las Vegas. They have been very good to us over the years. As Sean would say, "Sam's Town is home." We agree. Mustering and trading sea stories with shipmates at the tiki-hut was fun. What excitement we had participating in or watching our bowling and Top Gun tournaments over the years. Thank you to those who helped us with the reunions and all who attended the reunions. Finally, I want to thank Mary Lou for allowing me to pursue my dream of having reunions for my ship, Tarawa. Without Mary Lou's willingness and hard work, it would not have happened.
If anyone would like to accept the baton, Mary Lou and I would be more than willing to help in the transition.
Thank you again for making our Tarawa reunions a celebration of our lives on our ship, Tarawa.
May God bless America.
Rick & Mary Lou Holly
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subset: commoncrawl


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I have been asked what a new supply of Old North Street signs would cost. The answer I can offer is the one I learned in inquires I made about this matter in 2013.
When the supply was starting to run low in 2013, I asked the maker of the first set of signs -- the Newman Sign Company -- for a quote and received the answer that more of the current shape--the "cut to shape" kind--would be $134.25 for one sign going up to $34.85 each when one bought 100. This quote is shown in the bottom portion of image 1.
This price was quite a lot more than we paid for the set of 30 we bought from Newman in 2005 and I asked about alternatives. I then learned that using a "precut" or standard shape sign cuts the cost considerably.
In order to get this quote, I also gave Newman a design for a simple sign, which is shown in image 2. It is not exactly the 18 by 5 inch form we would likely use (the size of the lettered portion of the current sign), but close enough to convey the essentials.
These are 2013 quotes and current prices would likely be somewhat higher.
I might also mention that the Newman sign company was used because I asked the City who makes its signs and was told that Newman is a regular competitive and therefore successful bidder for City signs. Newman makes "the real thing" and we see their products all over the City. (An important reason the current sign is a fancy "cut to shape" production is that Newman was already using that top curve in other signs for the City.)


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672 Henry Road, Taupiri 3791
Set in well developed grounds this home offers you a serene lifestyle. Get away from the world - but be close enough to enjoy everything the region has to offer.
This lovely North facing 3 bedroom home sits on 1- 1/2 acres of flat land divided into 3 paddocks and is surrounded by farmland with no immediate neighbours.
Good sized deck north facing off the Lounge area with great indoor/outdoor flow.
Modern kitchen and bathroom.
Inverter heat pump which will keep you warm in winter and cool in summer.
The mature gardens (trees & shrubs), plus 5 raised vegetable garden beds along with a grafted apple tree with 3 varieties , also raspberries, blueberries, 7 feijoa trees and a mandarin tree.
There is a single wire electric fence around the boundary.
A metalled driveway and concreted parking and turning area.
Double garage with workshop 51.8 m2 with a sectional door and automatic door opener .
25,000 litre water tank plus 30 metre water bore with good quality water .
Chicken shed and run for approximately 12 chickens .
Double shed with small yards suitable for calf rearing or stable for a horse and tack shed.
This is great country living with the Base only 20 mins away for our current owners.
- House Style
- single storey
- Garaging/Carparking
- Double Garage
- Joinery
- Aluminium
- Roof
- Long Run Steel
- Insulation
- Bats in ceiling and external walls and Expol underfloor
- Flooring
- carpet and vinyl
- Heating / Cooling
- Inverter Heat Pump
- Window Coverings
- Drapes and cedar blinds
- Chattels Remaining
- Stove, Heat pump, Drapes/Blinds, floor coverings, Single dish draw, chicken coop,


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Away from the screen I like to experiment with print, to develop ideas and make work not constrained by deadlines or target markets.
I have exhibited work as part of the Ink-dot collective, including
— A-Z of austerity
— Made in Palestine
— Street Ride®
An updated version of Street Ride®, a screen print now known as City Rider and featuring 360 Bristol street names, is available here. It celebrates those fearless souls who drift through the city using only a single gear.
Ride & Seek is a letterpress poster produced for the inaugural Bristol show of bike art specialists Artcrank. It's an encouragement to switch off the GPS and get lost in the city. The poster was printed with Nick Hand at the Letterpress Collective.


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Used Pallet Racking
Used Pallet Racking. Second hand Uprights and Beams.
All Brands Available;
– Dexion – Colby – Macrack – APC – Space Rack – Acrow – Schafer .
If you can not find what you are looking for please phone. We we have lots of stock not listed.


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Cooktops Vario 400 series and 400 series
Our modular Vario 400 and 400 series cooktops all offer professional-standard technology for the private kitchen. Whether you choose flush- or surface-mounted, models with vertically-mounted, hand crafted, stainless steel knobs or TFT touch displays, all meet our stringent quality controls for elegance and efficiency. The modular Vario cooktops 400 series incorporates a number of specialised appliances, including a deep fryer with a heat sensor for consistent cooking and a steamer with a highly sensitive water temperature control.
The Vario 400 series choices
The 400 series choices
Mounting options
How your cooktop is installed is simply a matter of taste. We offer flush- or surface- mounting in any configuration, with either a 3 mm visible stainless steel frame or sitting level, embedded in a countertop.


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Wednesday, September 14, 2011
Gabby, God's Little Angel
More about Gabby:
This first book in a delightful new series offers a comforting message for young readers-God loves you very much and is always watching over you!
What little girl wouldn't love her very own guardian angel? Parents and children alike will be won over by this humorous tale of Gabby, a guardian angel in training who has much to learn about taking care of God's little ones. Her new assignment is to protect a young girl named Sophie, but Gabby soon realizes that watching after Sophie is a bigger challenge than she had expected! After a close call while riding her pony, Sophie learns what the Bible says about guardian angels: "He will put his angels in charge of you. They will watch over you wherever you go" (Psalm 91:11 ICB).
I set out to develop a new character that young readers would embrace and delight in, and out from my pen and from my heart poured a new series, Gabby, God's Little Angel. Gabby is an adorable guardian angel in training who finds that she has so much to learn about taking care of God's children.
I am so passionate about teaching the little angels in your own lives just how much God loves them. I pray that through my new little friend, Gabby, they will discover this truth and rest assured that He is always watching over them!
2 comments:
I love your blog! Thanks so much for following my second blog.
Nicole Weaver
Trilingual Children's Author
I'm a new follower from the FNF hop. Hope you can stop by www.mamasmusingsblog.blogspot.comReplyDelete
Subscribe to: Post Comments (Atom)


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Hi! I just wanted to tell you thank you for doing your part to spread the word. I'm a follower of Momastery, so I saw your video down here in Louisiana when she shared it.
Counting the kicks saved my baby's life almost two years ago.
My doctor told me to start in my third trimester.
At 37 weeks, I called my doctor because I wasn't feeling the ten kicks. Several tests revealed my baby was in distress, so I needed an emergency c-section.
I now have a perfectly healthy toddler, and I am forever grateful to my doctor for telling me to "count the kicks." I know some doctors don't tell their patients to do this.
Thank y'all for spreading the word. What a blessing y'all are to so many.


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Getting Your First BITCOIN is Hard, but We are Here to Help
A Bitcoin faucet is a website that offer its users small amounts of Bitcoins absolutely free. Normally you have to just enter your Bitcoin address and a complete a captcha (to prevent bots) and you are getting paid some satoshi (fractions of a Bitcoin).
The Free Bitcoin faucet employs a slightly different dispense mechanism that most other faucets, you need to roll a dice and based on the number you get you get paid a certain amount of coins. Of course everything is luck based and the chances for larger amounts that can be won are slimmer than the lower amounts. The service requires a quck and easy registration that requires your email address and your Bitcoin wallet address before yo can start earning coins from it. The minimum yo can win is 733 satoshi at the moment and the maximum is 0.73 BTC or the equivalent of $200 USD, these numbers can vary a bit since they are tied to the USD value of Bitcoin at the moment. The faucet can be used every hour testing your luck and getting some more coins from it. The minimum you need to collect before you can have an auto withdraw request executed is 5460 satoshi and payments are made once a week to your Bitcoin wallet address. You can also request manual payouts that should be executed withing 48 hours or instant ones that should take just about 15 minutes.
The amount of bitcoins that you can win with FREE BTC depends on the current Bitcoin price and the biggest prize is fixed at US$200 and the other prizes in proportion to it. So, when the price of a Bitcoin goes down, the reward amount calculated in Bitcoins goes up and the other way round is also true. So, regardless of the current Bitcoin price, you have a fair chance of winning $200 USD in Bitcoins on each roll. The service offers an additional option to multiply your Bitcoins playing a provably fair HI-LO game, but that one comes with some risk of loosing and not always winning, so you might want to avoid taking advantage of the extra feature and keep using only the free Bitcoin earning option.
Furthermore you can earn a massive 50% commission on all the free BTC won by your friends that you refer to the Free Bitcoin faucet, so don't miss this opportunity to earn some more extra coins this way.
– Time to check out the Free Bitcoin Faucet and to earn some free Bitcoins from the site…


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Contact informationContact Logic PD and get started today.
We help deliver innovative solutions that conquer today's complex and connected product challenges and optimize your market potential.
IMPORTANT: This product has entered End of Life status, please refer to the EOL Notification for last time buy and ship details.
Logic PD's product-ready software and hardware platforms fast forward your product development while reducing risk and controlling costs. The Zoom AM1808 EVM Development Kit is a high-performance application development kit for evaluating the functionality of Texas Instruments' energy-efficient Sitara ARM AM1808 microprocessor and Logic PD's System on Module (SOM).
Application development is performed right on the product-ready AM1808 SOM-M1 and software Board Support Packages (BSPs) included in the kit, which enables you to seamlessly transfer your application code and hardware into production. The included SOM provide easy evaluation of the AM1808 processor.
The AM1808 SOM-M1 is ideal for applications that require high-speed data transfer and high-capacity storage, such as test and measurement, public safety radios, audio applications, and intelligent occupancy sensors. The AM1808 offers a universal parallel port (uPP) and are the first TI devices with an integrated Serial Advanced Technology Attachment (SATA) interface. For medical, industrial, audio, and communication products, the AM1808 SOM‑M1 allows for powerful versatility, long-life, and greener products.
The Zoom AM1808 EVM Development Kit includes the AM1808 SOM-M1, application baseboard, user interface (UI) board, 4.3″ WQVGA LCD, accessories, and software required to immediately begin development work.
– See more at: http://www.logicpd.com/products/system-on-modules/zoom-am1808-evm/#sthash.FMi4aWDd.dpuf
Zoom AM1808 EVM Development Kits are available from Texas Instruments Worldwide Distributors and the TI eStore.
TMDXEVMWIFI1808L (includes SOMAM1808-11-1602AHCR1) $1150
NOTE 1: This configuration is the SOMAM1808-10-1602AHCR with added power measurement circuitry. See this FAQ for more details.
Please visit our Support Website to access technical documentation and downloads for our SOM products.
A repository of documents, software, and technical information for all of our embedded products.
We help deliver innovative solutions that conquer today's complex and connected product challenges and optimize your market potential.
2020 Logic PD, INC.


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The Las Vegas area has a lot to offer a charter bus group! Your Las Vegas charter bus can take your group to the Las Vegas Strip, downtown Las Vegas and the Fremont Street Experience. Or, for younger charter bus tour groups, the Las Vegas Natural History Museum and the DISCOVERY Children's Museum are great stops for school charter bus tours.
Other Las Vegas attractions that your charter bus rental group will enjoy are the Smith Center for the Performing Arts and the many unique artists and entertainers that can only be seen in Las Vegas.
Whether you are planning family reunion, corporate event, or school trip, IMG's Las Vegas Charter Bus Companies will help you plan your trip. We can also help with hotels and tour scheduling. IMG takes pride in offering a top quality fleet of charter buses, luxury coaches, executive coaches, mini buses, school buses and party buses. Member companies are dedicated to maintaining our vehicles to the highest standards to ensure a safe, reliable bus trip for your group. We offer charter bus services throughout Nevada, including Paradise, Winchester, the Hoover Dam, and Enterprise.
Simply contact us TODAY with your Las Vegas, Nevada itinerary and our personalized customer service team will take care of the rest. Corporate travel, church groups, weddings, anniversaries, team sports travel, tour groups, conventions and meeting groups – we can safely transport them all in well maintained charter bus vehicles, with personalized customer service second to none, to your next Las Vegas, Nevada destination.
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wheel chair coach required Yes No
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On the corner of Monjitas and Miraflores in Santiago's artistic and cultural epicenter, Bellas Artes, sits a three story neoclassical building carved from white stone. From its black, shuttered windows it seems to gaze with a calm knowingness onto the bustling downtown, content in the place it has occupied for over a century. In the evening those windows open up and masked figures in black and white kimonos can be seen sparring with wooden swords, their shouts reverberating against the pharmacy and cafe across the street, burrowing their way into the ears of the people passing by on their way home or to one of the many local pubs that make this one of the most social neighborhoods in the city.
Today the house on Monjitas and Miraflores is home to Japanese martial arts and Arabian dance schools, but at one time it was one of the most important centers for the arts in the city.
One hundred years ago, at the beginning of the 20th century, Dr. Luis Puyó commissioned the era's most popular architect Emilio Jecquier – the same man responsible for the eponymous neighborhood's Bellas Artes Museum and the Santiago Stock Exchange – to build what would be the designer's only residential structure. It took seven years, but when finished consisted of six separate houses joined together by a common facade, one hundred rooms in all, with balconies, interior patios lined with palm trees and even a fountain.
As time wore on, the doctor's family began to dwindle and of his nine children two remained, Inés and María. It was Inés, a well respected painter that had studied with Chile's first true modernist, Juan Francisco González, that invigorated the house with a life of the arts. She installed her personal studio, and after a fire ravaged the Art Museum in 1969, invited her contemporaries to set up their own studios. Soon after, a young René Poblete opened up one of the houses to the public, creating what would become the 619 Workshop, an artistic space offering courses and talks that would run for 16 years.
During the 70's Beatriz Lawrence and Fidel Angulo both installed art galleries and the house became a living work of art. Throughout it all was Inés Puyó, who passed away in 1996, followed by sister María a year later, leaving the house to distant relatives.
"Ines would say that in her will it stated that the house should always be a place for artists or a cultural center, but it never happened," recalls Lawrence.
The building was sold to a variety of organizations until finally ending up in the possession of a German real estate agency. Fearing demolition, many artists left the house, signalling the end of its golden era as an artistic and cultural center.
Today, thanks to its status as an historical site, the house remains. Though many of its most celebrated residents have long since gone, the house stands as a reminder to an especially notable time in Chile's artistic community.


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Carmel asks regulator to investigate PG&E gas explosion
The city of Carmel accused Pacific Gas and Electric Co. on Monday of stonewalling its demands for information about the March gas explosion that leveled a cottage and demanded that state regulators step in to get the answers.
"The explosion could easily have killed and seriously injured people, and whether PG&E violated the law should not be ignored," Mayor Jason Burnett said in a letter urging the safety chief of the state Public Utilities Commission to open an investigation into the March 3 blast. The agency's staff has begun a preliminary inquiry, but not the full-scale regulatory probe that could lead to fines.
The explosion west of Highway 1, which destroyed a one-bedroom cottage, raised questions about apparent gaps in PG&E's records of its gas pipeline network, Burnett said in the letter.
Utilities commission spokesman Chris Chow said the agency's staff investigation is under way and that officials had not received Carmel's letter.
PG&E spokesman Greg Snapper said the decision on whether to open such a probe "is a matter for our regulator to address."
"We'll continue cooperating fully" with the commission staff's investigation, Snapper said. "This is in addition to the extensive third-party assessment that was conducted" by a consulting firm.
The explosion happened when a crew inadvertently cut into a plastic sleeve inside an older steel pipe. PG&E's maps did not show that the plastic line was there.
Gas seeped from the plastic line into the surrounding steel pipe and eventually flooded the cottage, where it exploded. No one was in the home, and there were no injuries.
Last week, PG&E officials said the company had received federal grand jury subpoenas related to the Carmel blast, but said they did not know the precise reason for the probe.
Sources say federal officials are investigating whether PG&E broke federal pipeline safety laws that require that it keep records about repairs and other work done on gas lines. PG&E officials have said they made changes to the company's work protocols after the explosion.
Burnett said PG&E officials have been "unable or unwilling to answer the very straightforward questions that Carmel has posed to them" about what led up to the blast. He said the report by PG&E's hired consultant on the explosion "does not look at the policies and procedures of the company and whether the business practices of the company follow the law."
The mayor said PG&E has refused Carmel officials' request for an investigation into whether the company broke the law. "We have concluded that PG&E is not going to provide that," Burnett said. "Our only recourse is to request" that state regulators intervene.
Jaxon Van Derbeken is a San Francisco Chronicle staff writer. E-mail: email@example.com


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For Gazebo / Pop Up Tents Basic, Select and Compact
Leg drapes from Vispronet® are available in 20 standard colors. With their simple elegance they provide a festive look and ambience for Gazebo/Pop Up Tent Basic, Select and. The decorative leg drapes are made of shiny polyester fabric and are washable. The upper edge is fitted with velcro for quick and easy attachment to the roof. With a matching decorative band the leg drapes can be tastefully and individually attached to the tent post.
excl. VAT
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excl. Shipping incl. VAT,
excl. Shipping
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excl. Shipping €23.18 incl. VAT
excl. Shipping incl. VAT,
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December 13, 2013
We still have much to learn from Newtown tragedy
There were two momentous storms a little over a year ago: Tropical Storm Sandy, which swooped in with its driving rains and relentless winds, taking lives and rendering thousands homeless, and the shooting at Sandy Hook in Newtown, Conn., on Dec. 12 that left 28 dead.
It is a lot easier to recover from an act of nature than it is from the senseless slaughter in Newtown. The state's attorney office for the judicial district of Danbury released its findings on the shootings at Sandy Hook Elementary School. They are not enlightening. What we have discovered is that one young man, Adam Lanza, unaided or unabetted, was responsible for this heinous act. In the year since, we have attended a funeral of one of the victims at St. Mary's Church in Katonah; listened to school and law enforcement officials discuss ways to enhance security; and heard both sides of the gun debate loud and clear.
With the issuance of the report the investigation is closed, stated the state's attorney Stephen J. Sedensky III. No conclusive motive is given and the role of mental health issues is described as "unknown."
"If additional reliable information related to the existence of others' involvement in the case comes to the attention of the investigators, it is subject to being reopened," wrote Mr. Sedensky. "I do not anticipate that occurring."
In the year that has passed, no comprehensive federal action on gun control has been taken. The New York Times reported this week that 1,500 state gun bills have been introduced since Newtown, 109 of which have become law. More than half — 70 of those — actually loosen gun restrictions. New York state was the first to react, by broadening the definition of an assault weapon, thus making them more difficult to acquire. But without comprehensive gun control reform on a national level, anyone can bypass the system by purchasing weapons out of state and bringing them home.
Yet our region remains ambivalent, mirroring the mood of the nation. While some county leaders are urging stricter gun control measures, a gun show returned to the County Center this year after a ban since 1999, the year of the Columbine shooting in Aurora, Colo.; The Journal-News was denied access to the names of registered gun owners in a decision by the Putnam County clerk; and gun owners in our towns continue to lobby for access to high-powered weaponry.
Rightly, the people of Newtown wish to deal with their grief in private, but that should not stop us from taking proactive measures. The issue of school shootings and gun violence is now one for our nation. We saw that all too clearly two years ago when a Lewisboro man killed three family members before turning the gun on himself.
In Bedford and Pound Ridge, first steps were taken with changes at the school district and town levels.
Results of a security audit were presented at the Katonah-Lewisboro board meeting in May. Recommendations by Altaris Consulting Group for improving safety included physical modifications, technological updates and cultural change.
Recommendations for the high school included installing fencing around the bus lot perimeter and designating separate parking spots for students and staff, both at John Jay and districtwide.
Pound Ridge officials said in February that there is now and will continue to be a "police presence" at Pound Ridge Elementary School.
Following a safety report presented at a June Bedford Central School Board meeting, district superintendent Jere Hochman announced protective measures, including creating a secure vestibule at each school as the single point of entry; the signing in of visitors with ID by staff to track all building occupants; and camera installation around the elementary school buildings as well as in the open areas and driveways of the middle school for outside surveillance.
It is a start. Additional questions, on both a local and a national level, include the role of bullying in schools; mental health monitoring; the role of violent video games on adolescent behavior; and police and emergency response to emergencies. These all remain issues without answers and, in many cases, without action.
As we reflect on the events of last Dec. 14, it would be wrong to let the lives of the victims be lost in vain. We must continue all measures to hammer out comprehensive, consistent and fair national gun control legislation and to broaden our attempts to reach out to disturbed and troubled families and youth, even to save one life.
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•Bedford Shell — Routes 22 and 172 (at blinking light); 848 So. Bedford Road
•Village Service Center —193 Pound Ridge Road (at Long Ridge Road intersection)
Bedford Hills
•Bedford Hills Deli – 7 Babbitt Road
•Bueti's Deli – 526 Bedford Road (Route 117)
•NoKA Joe's – 25 Katonah Avenue
•Steger's Paper Mill – 89 Katonah Avenue
•Katonah Pharmacy – Katonah Shopping Center; 294 Katonah Avenue
•Bagel Shoppe – Katonah Shopping Center; 280 Katonah Avenue
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Mount Kisco
•Teamo/Mt. Kisco News – 239 Main Street
Cross River
•Bagel Boys Café – Cross River Shopping Center; Routes 121 and 35
•Cross River Shell Station – Route 35
•Cameron's Deli – 890 Route 35
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Prof.dr. Jaap Paauwe (Full Professor)
Prof.dr. Jaap Paauwe
Full Professor
Expert areas:
Accounting & Control (Management ), Business & Society (Corporate Governance), Finance (Corporate Governance), Health & Education (Strategy), Management & Organisation (Change Management, Corporate Governance, Human Resource Management, International Management, Knowledge Management, Organisational Behaviour, Performance Management, Risk Management, Strategic Management, Supply Chain Management), Real Estate (Performance Management), Strategy & Innovation (Business Strategy, Corporate Strategy, Strategic Corporate Governance, Strategic Management)
Professor Paauwe received his PhD from Erasmus University Rotterdam. He is Professor of Human Resource Studies at Tilburg University. Before joining Tilburg in 2005 he worked as a full professor of Organisation at Erasmus University Rotterdam, heading the Department of Business and Organisation at the School of Economics. At Erasmus University Rotterdam he is still involved in supervising PhD students in the area of HRM and performance in the health care.
Professor Paauwe has written and co-authored books on human resource management and and published more than 150 papers/chapters in international refereed journals and books. In 1991 he was Academic Visitor at the London School of Economics. In 1996 he was Visiting Professor at Templeton College, Oxford University (UK). Before joining the university he worked for the trade union movement (Head of CNV Research Department 1983-1988) and a Dutch based multinational company (SHV 1980-1983).
Next to teaching in the MSc programmes, he is a lecturer and trainer at TIAS School for Business and Society. Also he is academic director of the executive Advanced Human Resource Program of the
People Management Centre
(PMC), which aims to build bridges between the university and the HR practitioners' community. In 2005 he joined Cornell University (Ithaca, USA) as a visiting fellow. In addition he is a fellow of the Judge Business School/Cambridge University (UK). In 2010 he spent his sabbatical leave at Pablo de Olavide University in Seville, Spain.
His latest book is on
HRM and Performance: achieving long term viability
(Oxford University Press, June 2004), for which he received the Dutch HRM network Award in 2005. Together with Cambridge, INSEAD and Cornell University he is involved in a large scale international research project on improving the excellence of the HR function within multinational companies. Next to this project the research group at Tilburg has initiated a similar international project, but then focused on the role of the HR-function in corporate governance and risk management. In 2010 he received -together with his co-authors the international HRM Scholarly Research Award from the Academy of Management-HR Division.
In 2012 is his book -together with David Guest and Patrick Wright- is published under the title:
HRM and Performance: What's next?
Next to his academic work professor Paauwe is also involved in more practice oriented research, coaching and acting as a moderator for a leading group of HR directors.
Nijssen, M., Paauwe, J. & Farndale, E. (2014). Integrating strategic management and human resource management to uncover the microfoundations of workforce scalability
van den Broek, J., Boselie, P., & Paauwe, J. (2014). Multiple Institutional Logics in Health Care: Productive Ward:'Releasing Time to Care'. Public Management Review, 1-20
van den Broek, J., Boselie, P., & Paauwe, J. (2013). Multiple Institutional Logics in Health Care: Productive Ward:'Releasing Time to Care'. Public Management Review, 1-20
Kroon, B., & Paauwe, J. (2013). Structuration of precarious employment in economically constrained firms: the case of Dutch agriculture. Human Resource Management Journal
Paauwe, J., Guest, D., Wright, P. (eds.) (2013) HRM and performance: Achievements and Challenges, Wiley Press, 250 pp, 2013
October 30, 2017
Line managers too are responsible for talent management
If you want to excel at talent management, you should be able to make your line manager accountable on this issue through the performance-management system, says Jaap Paauwe...
March 24, 2016
Should HRM stop with performance management?
Is it time time for the HR manager to take leave of performance management?
February 24, 2016
Bridge the gulf between HRM theory and practice
A HRM research agenda could help bridging the growing distance between scientists and HR practice, says Jaap Paauwe...
November 11, 2015
An environment that fosters a state of flow in employees
Jaap Paauwe writes about the importance of flow – the supreme degree of satisfaction, commitment, and enthusiasm...
October 14, 2015
How can you anticipate staff turnover?
By recognizing the signals, a manager may be able to change the mind of an employee who wants to leave, Professor Jaap Paauwe writes in this column...
September 14, 2015
Big data: A challenge!?
Advanced statistical analysis opens the eyes of the HR professional, says Jaap Paauwe...
July 21, 2015
Sacrificing pay: a poor solution
Asking employees to sacrifice pay is a poor solution to allow a company to survive, says Jaap Paauwe...
Executive Master of Management and Organization (MMO)
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This package pull its sources from github and compile cliqz. As cliqz is build upon firefox, building it will requires you to checkout ~200Mo from cliqz github account and compile a firefox equivalent, which can take from 25 minutes on gaming machine to 2 or 3 hours on low perf nettop.
If you want to compile your own cliqz version you can keep following this package. If you just want to quickly install a working version of cliqz, consider install cliqz-bin¹ instead.
¹ https://aur.archlinux.org/packages/cliqz-bin/
Search Criteria
Package Details: cliqz 1.30.1-1
|Git Clone URL:
|https://aur.archlinux.org/cliqz.git (read-only, click to copy)
|Package Base:
|Firefox-based privacy aware web browser, build from sources
|Upstream URL:
|browser gecko privacy web
|milouse (PhCl)
|Last Packager:
|First Submitted:
|2016-12-26 14:14
|Last Updated:
|2019-12-03 14:59
Dependencies (37)
- dbus-glib
- ffmpeg (ffmpeg-semifull-git, ffmpeg-tmblock-git, ffmpeg4.0, ffmpeg-ubuntu-bionic, ffmpeg-svt, ffmpeg-git, ffmpeg-headless, ffmpeg-git-nc, ffmpeg-qsv-git, ffmpeg-amd-full-git, ffmpeg-qsv, ffmpeg-libfdk_aac, ffmpeg-decklink, ffmpeg-full-git, ffmpeg-full, ffmpeg-intel-full-git, ffmpeg-mmal, ffmpeg-full-nvenc, ffmpeg-gl-transition, ffmpeg-cuda, ffmpeg-ndi)
- gtk3 (gtk3-donnatella, gtk3-cosy, gtk3-optional-csd, gtk3-adwaita-3-32-git, gtk3-mushrooms, gtk3-ubuntu, gtk3-typeahead, gtk3-patched-filechooser-icon-view, gtk3-classic)
- icu (icu-git)
- libpulse (pulseaudio-git, libpulse-nosystemd)
- libxt
- mime-types (mailcap-mime-types, mailcap)
- nss (nss-hg)
- sqlite (sqlite-fossil, sqlite-replication)
- startup-notification (startup-notification-git)
- ttf-font (otf-inconsolata-dz, ttf-noto, neuropol-ttf, ttf-dejavu-emojiless, xolonium-fonts, ttf-droid-emojiless, ttf-nanumgothic_coding, ttf-noto-fonts-ib, ttf-dejavu-ib, pixeled-ttf, noto-fonts-lite, ttf-droid-ib, ttf-win7-fonts, ttf-ms-fonts, ttf-ms-win8, ttf-ms-win8-arabic, ttf-ms-win8-hebrew, ttf-ms-win8-sea, ttf-ms-win8-indic, ttf-ms-win8-japanese, ttf-ms-win8-korean, ttf-ms-win8-zh_cn, ttf-ms-win8-zh_tw, ttf-ms-win8-thai, ttf-ms-win8-other, ttf-google-fonts-opinionated-git, ttf-share-gf, ttf-oxygen-gf, ttf-noto-fonts-simple, ttf-droid-simple, ttf-oxygen, ttf-kids, ttf-gabriola, ttf-paratype, ttf-d2coding, ttf-ms-win10, ttf-ms-win10-japanese, ttf-ms-win10-korean, ttf-ms-win10-sea, ttf-ms-win10-thai, ttf-ms-win10-zh_cn, ttf-ms-win10-zh_tw, ttf-ms-win10-other, ttf-win10, nerd-fonts-dejavu-complete, ttf-liberation-sans-narrow, ttf-agave, macbuntu-theme, ttf-cavafy-script, gnu-free-fonts, noto-fonts, ttf-bitstream-vera, ttf-croscore, ttf-dejavu, ttf-droid, ttf-liberation)
- autoconf2.13 (make)
- cbindgen (make)
- clang (clang-pypy-stm, clang39, clang38, clang-trunk, llvm-git) (make)
- diffutils (diffutils-git, diffutils-patched-exclude-directory-git) (make)
- gconf (gconf-gtk2) (make)
- gtk2 (gtk2-patched-gdkwin-nullcheck, gtk2-ubuntu, gtk2-patched-filechooser-icon-view, gtk2-git) (make)
- imake (make)
- inetutils (inetutils-git) (make)
- jack (jack-dbus, jack-git, jack-stub, jack2-git, jack2) (make)
- libnotify (libnotify-gtk2, libnotify-id-git, libnotify-id) (make)
- llvm (llvm-pypy-stm, llvm39, llvm38, clang-trunk, llvm8) (make)
- mesa (mesa-nowayland, mesa-grate-git, mesa-hybris, mesa-noglvnd, mesa-aco-git, mesa-arm-git, mesa-git) (make)
- nasm (nasm-git) (make)
- nodejs (nodejs-git, nodejs-0.12, nodejs6-bin, nodejs-lts-dubnium, nodejs-lts-erbium) (make)
- pulseaudio (pulseaudio-git) (make)
- python (python-dbg) (make)
- python2-psutil (make)
- python2-setuptools (make)
- rsync (rsync-git, rsync-fadvise) (make)
- rust (rust-i586-git, rust-git, rust-mrustc, rust-nightly-bin, rust-bin, rustup-git, rust-nightly, rustup) (make)
- unzip (unzip-natspec, unzip-iconv) (make)
- wget (wget-git) (make)
- xorg-server-xvfb (xorg-server1.12-xvfb, xorg-server1.19-xvfb-git, xorg-server-xvfb-notty, xorg-server-xvfb-noudev, xorg-server-xvfb-git) (make)
- yasm (yasm-git) (make)
- zip (zip-natspec) (make)
- hunspell-en_US (optional) – Spell checking, American English
Required by (0)
Sources (4)
Pinned Comments
milouse commented on 2016-12-26 16:19
This package pull its sources from github and compile cliqz. As cliqz is build upon firefox, building it will requires you to checkout ~200Mo from cliqz github account and compile a firefox equivalent, which can take from 25 minutes on gaming machine to 2 or 3 hours on low perf nettop.
milouse commented on 2018-12-27 17:51
Please update! It's not possible to install on manjaro on octopi nor pacman. Thank you!
Hi littlejhonnesme, could you explain a bit more what happen to you? Do you have an error message? I don't have manjaro, nor octopi, thus it's difficult to me to imagine what's possibly gone wrong.
littlejhonnesme commented on 2018-12-27 02:38
Please update! It's not possible to install on manjaro on octopi nor pacman. Thank you!
PhCl commented on 2018-06-24 16:23
"pulseaudio" is needed for building. It should be enough to include it in makedepends.
milouse commented on 2018-03-27 15:04
Hi bm456. Could you elaborate a bit about your patch? What do they do? Why should I apply them and not directly upstream? Have you a bug report to explain what they do? Thank you very much.
bm456 commented on 2018-03-24 16:41
i've found some errors (these are generic firefox bugs)
please add my fixes (must be applied at mozilla-release folder)
https://raw.githubusercontent.com/bn0785ac/firefox-beta/master/fix.patch https://raw.githubusercontent.com/bn0785ac/firefox-beta/master/fix2.patch
a_manthey commented on 2018-01-10 10:45
Build with german gui: in PKGBUILD add "export CQZ_BUILD_DE_LOCALIZATION=1" to build(), see https://github.com/cliqz-oss/browser-f/blob/master/README.md, and replace "en-US" by "de" in package()
milouse commented on 2018-01-05 09:29
Thank you @bm456. Good catch! I'll release a new package as soon as it builds fine here.
bm456 commented on 2018-01-04 22:52
you could reduce buildtime (-40%) if you add some things to mozconfig
ac_add_options --disable-debug ac_add_options --disable-debug-symbols ac_add_options --disable-tests ac_add_options --disable-parental-controls ac_add_options --disable-accessibility
PhCl commented on 2017-12-13 22:16
For me it works fine. I'm using pacaur with US locale (building on a SSD). Deadkeys behave normally, too. I can confirm that the elf-hack warning can be ignored.
Only thing that I notices that my machine froze two times while building. Though it is difficult to fully reproduce, it looks like I simply ran out of memory while building.
Not sure what the peak memory usage is, but from what I see, at least 4 GB of free memory is needed.
a_manthey commented on 2017-12-13 22:13
Hi milouse, thanks for your tips. $LANG is "de_DE.utf8". If i set it to "de" i get a perl warning: "Setting locale failed…." (i think because in /etc/locale.conf it is set to "de_DE.utf8") and the build fails with the known error message. I tried many things, either MOZ_CO_LOCALE=de is set by mk_add_options or magic_build_and_package.sh and build fails or en_US.tarbz2 is built. I followed the error messages in makepkg.log. I think, if MOZ_CO_LOCALE is set, in makeJar(), jar.py line 309, the values of self.localedirs and self.relativesrcdir are None.


text:
I think most people who read this blog already know what tempo is. When asked, "What is tempo?" our short answer is usually something like "Tempo is how fast a piece of music goes." The longer answer might describe the use of beats or musical pulses by which we judge how fast or slow a song is supposed to go.
Unfortunately, many students have difficulty growing beyond just recognizing the beat. There is no music that exists rhythmically only on the beat level. In order to feel the music properly, the musician must also be very much aware of the music's meter.
So what then is meter?
Here is my answer, which is a little more detailed than what you will find in Merriam-Webster's dictionary. Meter is a repeated pattern of accented beats, unaccented beats, and their subdivisions. Meter is what determines which beats in the measure should be stronger (louder) than the others. Meter also determines how many times the beat is divided into subdivisions.
Without a well developed feel for these accents and subdivisions, the music you perform will sound mechanical and lifeless. It is not good enough just to look at the time signature (which is a visual representation of meter) because sometimes the meter is not clearly recognizable that way. For example, most Latin musics conform to a rhythmic concept called the clave, which is a different meter from more common western musics. And yet, that music is most commonly written in common time or cut time. The only way to play Latin music correctly is to feel it….to feel the strong beats and the subdivisions.
The same is also true for jazz. Jazz is most typically written in common time or cut time, but the accents are completely opposite of most classical music. In classical music, in a common time, the accents are usually on beats one and three and the subdivision is two. But jazz has accents on the second and fourth beats with the subdivision being somewhere between three and five, depending on the style.
If you find this all a bit confusing, don't sweat it. You don't have to really understand all of it to be able to play with the right meter. The way one performs the meter correctly is simply by listening to other accomplished musicians. That feel can be communicated subconsciously without you ever having to analyze any of it. I grew up listening to my father's big band LPs. I had such a firmly established feel for that music when I was younger that it was difficult for me to turn it off. How did I turn it off eventually? Well, it wasn't through analyzing the strong beats. No, I simply began listening to other music.
Why then would I be writing about this?
Well, because even though it's not important for casual musicians to analyze the meter of the music they are playing, it is very important for them to understand that the beat, by itself, is not where the music's feel comes from. In funk bands and other rock oriented bands, you can replace the word "meter" with "groove". It's the same thing. And all the rock guys know that it's not good enough just to play the beat. The music has to have the right "feel", the right groove, and it's the same with every other kind of music. We just use different words to describe it in different styles of music.
Here's a video I made on counting that talks about meter:


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Policy Update Makes Bitcoin Cheaper and More Private Than Paypal
- Paypal are updating their privacy policy to ban accounts that are unverified
- For US users sending funds outside the US, a fee of $4.99 will now apply - more expensive than Bitcoin.
One of the main issues with the adoption of cryptocurrency is the competition with existing, centralized forms of fiat services. Paypal, one of the world's leading services in that area, have announced plans that may take them out of the running.
The go-to method of eBay transacting recognize the threat of cryptocurrencies to their business, which could explain the sudden fee increase - perhaps the popular payment service is taking steps to amass funds in what may be the beginning of the end as Bitcoin and other cryptocurrencies become more widely used.
Whatever their reasoning, the changes are drastic - users in the United States will now be hit with a fee of $4.99 for sending funds internationally, plus an additional 2.9% of the transaction and an additional flat rate where the transaction is partially funded by an alternative method such as credit or debit cards.
This is a massive increase in their fees and will make small transactions and microtransactions completely unviable, making feeless cryptocurrecies a more attractive option. However, feeless cryptos are of course already are more cost-effective method of transferring funds, but aren't used due to their low public profile.
Bitcoin, the cryptocurrency that everyone in the world knows about, is now a cheaper method of transferring funds with fees of approximately $0.21 at the time of writing, it's about to be more private as well.
PayPal Compromises On Privacy
Paypal are introducing new measures to prevent people with unverified addresses or even multiple addresses from using their service other than to withdraw to a linked bank account, effectively banning unverified users.
"We're changing the balance functionality for your PayPal account depending on whether we have been able to verify identifying information that you provide to us. If we have not verified your identifying information, a balance in your PayPal account can generally only be held in your PayPal account and transferred to a linked bank account or debit card."
Today's announcement could be the beginning of a major shift in the usage of cryptocurrency as a mainstream form of peer-to-peer payment.


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Teachers! This @NSF video can help provide an intro to a lesson on #climate and ice cores: climate.gov/teaching/resou… http://pbs.twimg.com/media/CSe7R53WEAAMe4u.jpg
7:44am CDT #SPC Day1 Outlook Marginal Risk: tonight across the edwards plateau area of tx... go.usa.gov/YWq5 http://pbs.twimg.com/media/CSfFdvyWEAEXJiB.png
Hurricane Sandy in OPC's Offshore Waters 3 years ago today - visit Sandy page for more: opc.ncep.noaa.gov/HurcnSandy/ http://pbs.twimg.com/media/CSc0wJeUcAAJsu0.png
Tune in TODAY, 2PM ET to learn about how the Administration is preparing for #SpaceWeather → whitehouse.gov/live http://pbs.twimg.com/media/CSfmV_YUwAA1YJW.jpg
Gusty north winds today shifting to northeast Santa Ana winds tonight into Friday #LAweather #cawx #SoCal http://pbs.twimg.com/media/CSfX6mXUkAA8Vye.png
#DroughtMonitor : Moderate or worse #drought ↓ to ~30% of contig US, affects ~97M people drought.gov http://pbs.twimg.com/media/CSfbELkWEAAkBL8.png
Extreme #drought holds strong in Western states #CA #NV #OR #WA drought.gov via @DroughtGov http://pbs.twimg.com/media/CSfbj85WoAAttV0.jpg
#TBT NWS has launched weather balloons since 1937! Upper air data is essential ua.nws.noaa.gov/factsheet.htm http://pbs.twimg.com/media/CSf_quOXAAENlG2.jpg
Dust masks won't protect you from wildfire smoke particles. airnow.gov/index.cfm?acti… #WildfireSafety (photo: @usgs ) http://pbs.twimg.com/media/CSgA21oWcAAajtb.jpg
#NWS Director Dr Uccellini introduced National Space Weather Strategy and Action Plan @WhitehouseOSTP . #WRN #NWSSWPC http://pbs.twimg.com/media/CSgxqDWWcAAnTZe.jpg
#NWS Director Dr Uccellini talks National Space Weather Strategy and Action Plan @WhitehouseOSTP . #WRN #NWSSWPC http://pbs.twimg.com/media/CSgx1tiWEAMCVMP.jpg
Heavy rain through Sunday expected in the southern Plains, deep south, Pacific northwest. Forecast from @NWSWPC . http://pbs.twimg.com/media/CSh5-YWWEAAx-xB.png
Today's Weather: Heavy rain, flash flooding possible across southern Plains tadd.weather.gov http://pbs.twimg.com/media/CSkGGZtUwAEHGaf.png
What r u going 2 b 4 Halloween? I'm going as a tornado of sorts! Check weather.gov before #trickortreat http://pbs.twimg.com/media/CSfd-8rWoAAMMBJ.png
#FactFriday The fastest wind in the US ever recorded was 231mph on April 12, 1934 on Mount Washington. http://pbs.twimg.com/media/CSPP2mgWcAE4mU0.jpg
1:20 pm - Here are the 24 hour rainfall totals as of noon. Inset shows higher totals in better detail. http://pbs.twimg.com/media/CSlc8RNU8AALZ4I.png
12:56pm - Even our Austin Airport ASOS is underwater! It was around 9 inches for the day before comms quit. http://pbs.twimg.com/media/CSlWfKVUAAAgyr0.jpg
11:33am CDT #SPC Day1 Outlook Slight Risk: from s cntrl tx into se tx and far sw la... go.usa.gov/YWq5 http://pbs.twimg.com/media/CSlDfA9WwAA9MBV.png
Driving into floodwaters could be the last decision you ever make. youtu.be/eI6mIlHKrVY #FloodSafety http://pbs.twimg.com/media/CSl6sNqUsAApHO9.png
3:08pm - Here is an updated rainfall map through 2pm. These are 24 hour totals. http://pbs.twimg.com/media/CSl0aBgUAAAPjIj.png
Heavy #rain and severe #storms possible Sat in lower Miss. Valley go.usa.gov/3kd2P tadd.weather.gov http://pbs.twimg.com/media/CSm8Fs0XAAALmFf.png
1991 Halloween Storm aka "The Perfect Storm" 24 years ago today. Website, OPC's involvement: opc.ncep.noaa.gov/perfectstorm/i… http://pbs.twimg.com/media/CSqKaQPXIAAA9yq.png
severe weather and heavy rain threat shifts to the southeast U.S on Sunday. Here are damage reports from today. spc.noaa.gov/climo/reports/…
High wind reports for Saturday October 31, 2015. http://pbs.twimg.com/media/CSr0v__UkAA-ObH.png


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Industrial designers have knowledge of many materials – each with their own unique properties and quirks. Innovator and pioneer, Anne-Claire Petit has made an art of industrial design with crochet and knitting.
The Dutch company is well known for its gorgeous handmade items for kids. Her line has expanded to include household items such as stools, hat racks and other goods… just like this incredible crochet birdcage. Calling it merely " crafts" is belittling ground breaking innovation with design materials.
Never before has crochet been scaled to accommodate such large mass market goods. Each one of her items is handmade by craftswomen in china, and are built to last and become an heirloom. This birdcage stands over 60 cm tall and is one of several designs available – each guaranteed to make your heart sing.
Released in #2015 by Anne-Claire Petit.


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FC: Naomi Sadler 2008-2011
2: Naomi's 6th Birthday | February 17, 2009
4: Becoming a big sister!
8: Our trip to Ouray, Colorado the summer of 2009.
11: July of 2009 | Sweet | Creative | After an accident with stick fighting! | YUM! | Fun!
12: Every day you become more beautiful, amazing, courageous, and intelligent. We are blessed to have you as a daughter!
13: Christmas 2010
14: FIRST GRADER!!!!!!! | An exciting year for you. You grew, learned, and found fun in Girl Scouts!
15: You became a big sister for the second time on April 28th, 2010. You're a wonderful big sister!
18: Mama and Daddy's Wedding Day June 20th, 2011
19: You were our lead flower girl and did an amazing job! | You looked beautiful!
20: Living in North Dakota--2011 | Enjoying time outside!
21: Dear Naomi, Every year with you is an adventure! You keep life entertaining and add so much love and laughter to this family! We love you!


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Welcome to Spectramed Medical Scheme!
Spectramed presents its members with the Next Generation™ healthcare cover, which is a unique combination of the traditional/hybrid- and savings medical schemes.
The Scheme's 50+ years of professional experience, alongside our exceptional range of benefit options, ensures that your and your family's healthcare cover is in trusted, expert and experienced hands. Spectramed has been doing the right things for the right reasons for our members from the start – so, make the right choice for the right reasons and choose Spectramed. Click here for more information.
If you are not a Spectramed member yet, simply click Contact Me and give us your details, one of our trained Direct Marketing Agents will give you a call.


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Last year I travelled to Cabo and stayed at the Hilton which is very plush and a great way to touch down for a few days of doing nothing (which is quite pleasant I must admit!) This year it was the same but after a few days we changed hotels (Casa Natalia, boutique hotel) and locations (San Jose del Cabo) for a walkable experience via newly cobblestoned streets and updated core.
Baja California Sur 23400,
Mi Casa Azul Studio
|Fun, funky art adds beauty and character to Casa Natalia
|Great for relaxing poolside
I loved Casa Natalia with its ultra chic setting and simple but comfortable rooms. The hotel is right on the plaza so you can go out for a coffee at the French Riviera (great pastries) and then check out Casa Dahlia (art, light food) or Mi Casa Azul (nice collection of items for you or your home.) Casa Natalia (whew, seems like everything here starts or ends with a "casa") also offers breakfast delivered to your room for dining al fresco. A great way to start the day!Casa Natalia offers natural cooling with ceiling fans and open windows which isn't for everyone but was fine with us. If you are looking for air-conditioned bliss, a larger hotel is probably a better fit. However, the location and amenities overrule the lack of A/C in my opinion (unless of course it's the middle of summer when it's blistering hot.)
Next up: the food and fun of Cabo. Don't miss the next post coming your way soon!
Boulevard Mijares N. 4
San Jose del Cabo
Casa Dahlia
French Riveria


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½ cup liquid coconut oil
½ cup cocoa
1 cup brown sugar
2 eggs
2 teaspoon vanilla
½ cup flour
¼ teaspoon salt
1 cup chopped Skor bar
Preheat oven to 335°F on convection bake.
Mix all ingredients together and pour into greased 8 x 8 pan. Bake for approximately 20 minutes. To avoid over baking stick a toothpick into the middle at 17 minutes. If it comes out clean, the brownies are done.
Yields approx. 4 bars


text: A team of dentists and physicists in the UK is developing an infrared imaging system for dentistry that avoids the risks associated with x-rays. Professor John Girkin and Dr. Simon Poland at the University of Strathclyde's Institute of Photonics in Glasgow, Scotland, have worked with dental health specialists professor Nigel Pitts and Dr. Chris Longbottom of the University of Dundee to develop the method. It allows dentists to examine the interior of every tooth at every visit, enabling less invasive treatment to begin at a much earlier stage. It also facilitates close monitoring of complex procedures.Risks from ionizing radiation limit the number of x-rays dentists are permitted to take, so they usually must examine the tooth by eye. But dental caries develop just below the surface of the tooth with mineral loss occurring at increasing depths, and in the crucial initial stages when the process is reversible, the tooth appears undamaged until the problem is quite advanced. Under normal white light, early lesions show up as whiter areas against the white background of the surrounding tooth material, making them hard to spot against the shiny and inaccessible surfaces within the mouth. This infrared transmission image shows the internal structure of a tooth. Courtesy of University of Strathclyde, Glasgow, UK. The infrared imaging system is based on a near-infrared laser diode of the type used in CD players; one version uses low-cost CCD cameras. The beam shines through the tooth, and the camera builds an image that is the optical equivalent of a conventional x-ray. Because infrared light is nonionizing, it poses no risk to the patient or the dentist, allowing frequent examinations to monitor the progress of a lesion. The method provides images of a quality similar to that of x-rays and can provide real-time images of the tooth and root within the jaw, making the system ideal for monitoring pediatric orthodontic and endodontic treatments.A variation of the basic design uses optical components present in a digital light projector to direct the light off the tooth, enhancing the contrast between healthy and demineralized tissue. With no lead shielding, photographic plates or chemical processing, the capital and running costs of the infrared system are lower than the price of x-rays.The development won three prizes in December 2008 at the Medical Futures Innovation Awards in London, attracting much business support. The team is testing the device and looking for funding for commercialization, via company start-up or technology licensing to interested parties around the world. Professor Girkin has very recently moved from the Institute of Photonics at Strathclyde to a new post in the Biophysical Sciences Institute at Durham University.


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This website contains products only suitable for those 18 years or older. Click Enter only if you are at least 18 years of age.
Products may contain nicotine, which is an addictive substance.or Exit
Cereal Pop by Mad Hatter has hit the shores of Australia! The perfect blend of sweet, creamy milk poured over your favourite rainbow cereal! 70VG...View full product details
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Saturday, January 25, 2020 1:37 PM
Alumni Career Portal: enables you to help you fellow by providing information of job opportunities within your organization or can request specific help related to finding jobs and other support. Your fellows are your best source for finding best jobs around then.
You can request to read a book or access the available journals through digital library where the licenses allow and specifically on the campus. You can visit your professors and always seek their guidance in your research.
The COMSATS University Islamabad, Wah Campus is a growing university. Housed in a spacious building at Wah cantonment, the campus provides state-of-the-art facilities for the acquisition of knowledge and skills ...
Read More →
GT Road, Wah Cantt
Tel: +92 51 9314382-83, 9314482-83, 4534200-02
Fax: +92-51-4546850
© 2018 COMSATS University Islamabad, Wah Campus
Designed by: ITCenter


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Shadowrun Missions: CMP 2013-03 Dragon's Song 3: Neo-Tokyo Fusion
Name: Brad Kelley
Game System: Shadowrun
Min – Max number players: 3-5
Min – Max number players: 3-5
Start Time: 2PM
Session Length: 4Hours+
Drop-In (No RSVP required): Yes
Drop-In (No RSVP required): Yes
Game description: Jetsetting to find a missing band for a Dragon — what could possibly go wrong? This is a Convention Mission Pack, a special convention-only Missions organized play event. Pre-gens available. Beginner and experienced players welcome. Adjustments made to the scenario as experience level dictates. Note: If participants have already played this scenario we could swap in another.


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Phone: (888) 851-7788
9555 Woodlane Dr.
Dimondale, MI 48821
Serving Greater Lansing, MI
Search Inventory:
This is not an offer for credit and should be used for estimation purposes only based on the information you provided. You should not base your decision on this estimate alone. Title, registration, tax and other fees, and personal circumstances such as employment status and personal credit history, were not considered in the calculations.
Tackle the toughest terrain with the Wolverine R-Spec EPS' comfortable and confidence inspiring ride.
Front - Dual hydraulic disk
Rear - Dual hydraulic disk, multi-disk wet parking brake
Front - AT26 x 8-12
Rear - AT26 x 10-12
Front - Independent double wishbone, KYB® fully adjustable shocks; 9.7 in. travel
Rear - Independent double wishbone, anti-sway bar, KYB® fully adjustable shocks; 10.6 in. travel
Alpine White
Realtree Xtra Camo
Team Yamaha Blue
Professional driver on closed course. Always protect the environment and wear your seat belt, helmet, eye protection and protective clothing. Read the owner's manual and product warning labels before operation. Model shown with optional accessories. Vehicle specifications subject to change.
*Price, if shown, is Manufacturer's Suggested Retail Price (MSRP) and does not include government fees, taxes, dealer vehicle freight/preparation, dealer document preparation charges or any finance charges (if applicable). MSRP and/or final actual sales price will vary depending on options or accessories selected.
**Please be advised - Manufacturer Showrooms display all makes and models, not necessarily in stock. Please visit our New Inventory page for a list of our in stock units.


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Cut off shorts, I know this is not particularly 'out there' but I have a thing about my legs..my dream is to one day find the perfect pair of jeans/shorts..I live dresses.
honestly this is a look I am too scared to try and pull off...i just feel like a boy! Wish I could though..
Wedges, I wish I would just go ahead and wear some rather than always sticking with comfy flats..
and tattoo's, don't think I will ever got one as I am so indecisive! But sometimes I wish I was brave enough :)
Pretty much I am happy with my stlye though! Do you have any styles you wish you would try out? xox


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One of the common things that comes up on multiple projects using WPF is the ability to overlay the screen or a certain portion of it. Either to create a richer modal-type experience than a message box provides or to block access to a certain portion of the screen while an asynchronous or long running operation is happening.
There are a number of ways to do this but the one I've settled on after tackling it on a few projects is an adorner that automatically overlays and control with any content you want.
Other options include using the Popup control, which is problematic because popups are not part of the normal visual layout. They are always on top of all other content and don't move when you resize or move the window, at least not automatically. Another way you can do it is put everything inside a grid, and add the content you want to overlay with at the end of the Grid's content with no Row or Column specification. You can set the visibility to collapsed and show or hide based on databinding or triggers, etc. This works better than the popup for resizing, but is not as reusable. Even though the adorner is a bit more code, I think it's more reusable and better than the Popup option.
The way I use it is I create a UserControl that will be my overlay, let's call it ProgressMessage. I've got a Grid I want to overlay called LayoutRoot. I can then call OverlayAdorner<ProgressMessage>.Overlay(LayoutRoot). Now my grid will be overlaid with the ProgressMessage user control. I've also provided an override of the Overlay method so you can actually pass in an instance of the content you want to overlay with.
I use a factory pattern and how IDisposable/using statements work to automatically create/remove the adorner. You could also store the IDisposable that's returned and call Dispose later to remove the AdornerLayer
using (OverlayAdorner
.Overlay(LayoutRoot)) { // do some stuff here while overlaid }
A couple of quick notes, because of the way WPF layout and hit-testing works, you should not have any height or width set on your overlay content, and the background needs to be non-transparent. To get a semi-transparent background use the alpha-portion of the aRGB color format on your background. So instead of Black, use #44000000 and that gives you a semi-transparent gray background. Additionally, all these methods block mouse input, but the keyboard navigation remains active. I've started playing with lost focus events and other methods to intercept losing focus and retain that. Otherwise the user can tab through the controls underneath the overlay and activate them using arrow keys, enter and space bar. You can either solve this, or once I straighten it out I'll post what I come up with
Here is the rest of the class, OverlayAdorner.cs
/// Overlays a control with the specified content ////// The type of content to create the overlay frompublic class OverlayAdorner : Adorner, IDisposable where TOverlay : UIElement, new() { private UIElement _adorningElement; private AdornerLayer _layer; /// /// Overlay the specified element ////// The element to overlay /// public static IDisposable Overlay(UIElement elementToAdorn) { return Overlay(elementToAdorn, new TOverlay()); } /// /// Overlays the element with the specified instance of TOverlay ////// Element to overlay /// The content of the overlay /// public static IDisposable Overlay(UIElement elementToAdorn, TOverlay adorningElement) { var adorner = new OverlayAdorner (elementToAdorn, adorningElement); adorner._layer = AdornerLayer.GetAdornerLayer(elementToAdorn); adorner._layer.Add(adorner); return adorner as IDisposable; } private OverlayAdorner(UIElement elementToAdorn, UIElement adorningElement) : base(elementToAdorn) { this._adorningElement = adorningElement; if (adorningElement != null) { AddVisualChild(adorningElement); } Focusable = true; } protected override int VisualChildrenCount { get { return _adorningElement == null ? 0 : 1; } } protected override Size ArrangeOverride(Size finalSize) { if (_adorningElement != null) { Point adorningPoint = new Point(0, 0); _adorningElement.Arrange(new Rect(adorningPoint, this.AdornedElement.DesiredSize)); } return finalSize; } protected override Visual GetVisualChild(int index) { if (index == 0 && _adorningElement != null) { return _adorningElement; } return base.GetVisualChild(index); } public void Dispose() { _layer.Remove(this); } }


text:
Main page content
1. Title
Chairman and Vice Chairmen
2. Rule and Regulation
Sec. 1 Composition. Pursuant to Texas Education Code Section 65.11 the Board of Regents is composed of nine members appointed by the Governor, with the advice and consent of the Senate, for staggered terms of six years each, the terms of three members expiring on February 1 of odd-numbered years.
Sec. 2 Election of the Chairman. The Chairman of the Board of Regents shall be elected by the Board from its number, shall serve at the pleasure of the Board, and shall report to and be responsible to the Board. In case of the death, resignation, disability, removal, or disqualification of the Chairman, the Board shall elect a successor Chairman as soon as practicable. Election of the Chairman shall take place during the February meeting held in odd-numbered years or, if new members of the Board have not been appointed and received the consent of the Senate, at the next available opportunity.
2.1 Duties and Responsibilities of the Chairman. The duties and responsibilities of the Chairman shall include the following:
(a) The Chairman shall preside over the meetings of the Board.
(b) The Chairman shall be authorized to call special meetings of the Board.
(c) The Chairman shall appoint the standing committees of the Board and such special committees as the Board may authorize.
(d) The Chairman shall appoint ad hoc committees as necessary to address special issues.
(e) The Chairman shall be a nonvoting ex officio member of all standing and special committees of the Board.
(f) The Chairman, as the Board's elected leader, serves as the day-to-day administrative leader of the Board.
Sec. 3 Vice Chairmen. Vice Chairmen of the Board of Regents shall be elected by the Board from its number when the Chairman is elected and shall serve at the pleasure of the Board. At the election, the Board shall designate which Vice Chairman shall assume the duties of Chairman in case of the absence, death, resignation, disability, removal, or disqualification of the Chairman. In case of the absence, death, resignation, disability, removal, or disqualification of the Chairman, the designated Vice Chairman shall perform the duties of the Chairman until the Chairman shall resume his or her office or a successor Chairman shall have been elected as herein provided. Upon the death, resignation, disability, or removal of a Vice Chairman, the Board shall elect a successor Vice Chairman as soon as practicable.
3. Definitions
4. Relevant Federal and State Statutes
Texas Education Code Section 65.11 – Board of Regents
Texas Education Code Section 65.12 – Qualifications and Terms
5. Relevant System Policies, Procedures, and Forms
Regents' Rules and Regulations, Rule 10401 – Meetings of the Board and Standing Committees
Regents' Rules and Regulations, Rule 10801 – Policy on Transparency, Accountability, and Access to Information
6. Who Should Know
Board of Regents
7. System Administration Office(s) Responsible for Rule
Office of the Board of Regents
8. Dates Approved or Amended
May 20, 2014
Editorial amendments made February 8, 2011
November 9, 2007
December 10, 2004
9. Contact Information
Questions or comments regarding this Rule should be directed to:
• firstname.lastname@example.com


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Lebone II is the flag ship school (primary and secondary) of the Bafokeng community, located in the North West Province of South Africa. Through generations of wise leadership the Bafokeng have secured ownership of their land, even through apartheid, and royalties from platinum mining on the land. The current leadership is focused on empower the community, many of whom lead humble lives, through education.
The school is a high performance learning environment; the configuration of the classrooms and communal spaces between buildings creates an open and engaging place for learners and teachers to confidently engage in the interactive process of learning. The main teaching space of the classrooms is square with a courtyard in one quadrant, providing ample natural light and ventilation. Learning and teaching opportunities are enhanced in this open flexible space that provides space for participation by all involved in the learning process.
Wrapped on two sides of the class room are ablutions, locker niches and teacher's office. This integration of the support spaces into each class room gives the teachers and learners ownership of these spaces making them more personal and less institutional, which intern creates an engaging learning environment. The clusters of class rooms are arranged in 'villages' consisting of a gradation of spaces from small locker niches shared by four learners to the amphitheater for gatherings of the whole school. This richness of communal space fosters a school community where every one belongs, promoting participation in learning.
The environmental impact of the facility is minimised by passive design that maximises, natural day light, glare controls, natural ventilation. All water used on site is fully recycled. Buildings and sports field where placed on previously damaged portions of the site and arranged so as to save significant existing trees.


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Below The Book Keepers have indicated some useful links for reference purposes. Should you require any more information about any of these links please do not hesitate to contact The Book Keepers today.
This website provides a simple guide to using the Late Payment Legislation in the UK. If you run a business in the UK this legislation allows you to charge interest where a customer is late in paying their invoices. The above also provides a calculator that you can use to work out how much interest you can claim on an outstanding debt.
The HMRC was formed in April 2005, following the merger of Inland Revenue and HM Customs & Excise Departments. We are here to ensure the correct tax is paid at the right time, whether this relates to payment of taxes received by the department or entitlement to benefits paid.
Main functions of Companies House are to incorporate/dissolve LTD companies, examine and store company information delivered under the Companies Act and make this information available to the public.
Starting October 2012, many workers who don't already have pension arrangements are being automatically enrolled into a workplace pension to help them save for their retirement. If this applies to you, you can use this calculator to work out how much you and your employer will each put into your pension pot. Simply enter your salary, and the calculator will show you what this means in terms of pension contributions in pounds & pence.
We work closely with Smart Accountancy in Worcester who operate a friendly and professional approach to all aspects of accountancy, taxation and other related services. With a young, dynamic team all our business is based on referrals and recommendations and our aim is to ''add value'' and maximise efficiency for your business and personal affairs.
From Self Assessment Tax Returns to full statutory accounts we look after a broad range of clients from Sole Proprietor's to owner managed businesses ensuring that our advice is clear, transparent and professional.
Financial Advice Centre Limited is a well-established firm of Independent Financial Advisers (IFA's), strongly committed to providing a professional service across a broad range of core and specialist areas 'tailored' to meet our clients' varying needs.
We have a wealth of industry experience that enables us to offer financial advice of the highest standard.
Our aim is to provide a service that is both forward-thinking and objective in its approach. All of our recommendations are provided in writing and supported by independent research. We pride ourselves in explaining the solutions in an easy to understand manner.
Our "Back Office" team provide excellent support services (no call centre!) including fund research and performance tracking.
As a minimum service, our clients are offered an annual review. A more regular service is available on request.
All Advisers hold the appropriate qualifications as set out by the Financial Conducts Authority (FCA).
to arrange a meeting or use the contact us page to understand how we can add value to your business.