text:
Published by James Cox
James' firm, Devon Financial Partners, LLC, is an agency of The Guardian Life Insurance Company of America®. Devon Financial Partners was founded on the principles of integrity, financial skill and commitment to uncompromising client service. We help our clients achieve optimal financial balance by addressing the underlying risk in their current financial plans. Devon Financial Partners has brought together specialists from leading regional firms to address the unique needs of our clientele. Guardian® is a 155-year-old mutual company, which means it is owned by its policyholders. As owners, policyholders share in Guardian's actual financial results through annual dividends. Guardian has paid dividends to policyholders every year since 1868. Being a mutual company allows Guardian to invest for the future with the collective interests of all of our stakeholders in mind. The company's focus is always on its customers and building a strong financial foundation that will serve them well today and into the future. Guardian Life is rated A++ by A.M. Guardian has received exemplary ratings from the major rating organizations. Contact information: Devon Financial Partners, 744 West Lancaster Av, Suite 235 Wayne, PA 19087 Phone 610-293-8300, Cell 215 768 5883 Registered Representative and Financial Advisor of Park Avenue Securities, LLC (PAS), 7 Hanover Square, New York, NY 10004. Securities products/services and advisory services offered through PAS, a registered broker-dealer and investment advisor, (888) 600-4667. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. Devon Financial Partners, LLC is not an affiliate or subsidiary of Guardian. PAS is a member of FINRA, SIPC. Guardian, its subsidiaries, agents or employees do not give tax or legal advice. You should consult your tax or legal advisor regarding your individual situation. Dividends are not guaranteed. They are declared annually by Guardian's Board of Directors. Financial information concerning The Guardian Life Insurance Company of America as of December 31, 2014 on a statutory basis: Admitted Assets = $45.3 Billion; Liabilities = $39.6 Billion (including $34.9 Billion of Reserves); and Surplus = $5.7 Billion. GEAR no. 2015-11608 Exp 10/17 View all posts by James Cox


text:
STONY BROOK, N.Y. – The Sacred Heart men's lacrosse team overcame a three-goal deficit midway through the fourth quarter, tying the score with 36 seconds left in regulation and netting the game-winner in overtime to secure a 12-11 road win at Stony Brook on Tuesday afternoon from LaValle Stadium.
Drew Edwards sent the game into overtime with a game-tying man-up goal with 36 seconds remining in the fourth quarter before Max Tuttle fired in the game-winning goal with seven seconds remaining in the overtime period to seal a 12-11 Pioneer victory over the Seawolves.
A second straight one-goal road win for the Pioneers improves SHU's record to 3-3 on the season while the reigning America East Co-Regular Season Champion Stony Brook falls to 2-3 in the 2019 season.
Sacred Heart 12 / Stony Brook 11 (Overtime)
Sacred Heart (3-3) / Stony Brook (2-3)
LaValle Stadium / Stony Brook, NY
- A back-and-forth first half featured three lead changes and two ties as SHU jumped out to a 3-1 lead only to have the Seawolves knot the score at 3-3 after the first quarter
- Tuttle scored the first two goals of the day for the Pioneers before Donovan Lacey notched his first of two on the day to make it 3-1 SHU with 9:24 left in the first quarter
- After going scoreless for 12+ minutes, Edwards found the back of the net off a Logan Liljeberg feed to reclaim the lead for SHU
- Tuttle added an unassisted goal less than three minutes later to complete his hat trick and push the Pioneer lead up to 5-3
- Stony Brook saw three different players tack on a goal for the remainder of the first half to make it 6-5 Seawolves after the opening 30 minutes
SECOND HALF (11-11 Tied)
- Reed Avveduti scored the first goal of the second half to knot the score at 6-6 but Stony Brook responsed with three straight goals to build their biggest lead of the game at 9-6 with 8:29 left in the third quarter
- A 3-0 SHU run stymied all Seawolf momentum and tied the score at 9-9 as Donovan Lacey pumped in his second of the day followed by Tuttle's fourth goal and freshman faceoff Daniel Rodriguez won the ensuing draw and carried in for his first career goal to tie the score
- Jack Hannigan found the back of the net with one second remaining to give Stony Brook a 10-9 lead heading into the fourth quarter
- Avveduti found the back of the net with 10:58 left to tie the score at 10-10 and the Pioneer defense shut the door until the 3:16 mark when Cory Vanginhoven scored a go-ahead goal for the Seawolves
- Late in the fourth, a double penalty on Stony Brook's Ryland Rees opened the door and Edwards capitalized with his second of the game to tie the score at 11-11 with 36 seconds remaining
- Stony Brook won the ensuing faceoff and had their game-winning shot attempt from Cory Vanginhoven soar wide
- The extra stanza was an eventful frame as SHU won the faceoff to start the period but each team failed to convert on their first possession of the extra stanza
- Gifted a second chance, SHU saw two shots fly wide of the cage before Tuttle took matters into his own hands and scored the game-winning unassisted goal with seven seconds left in the overtime period to win it for SHU
- After overcoming a 10-5 halftime deficit to defeat Providence 17-16 on Saturday, SHU overcame a 9-6 deficit with 8:29 remaining in the third quarter this afternoon to defeat the Seawolves and mark the second straight come-from-behind win for the Pioneers
- This marks the second straight season in which SHU has defeated the Seawolves
- The Pioneers were 0-4 in their first four games played against Stony Brook
- Tuttle made history with his five goals on Tuesday afternoon, passing his senior teammate Joe Saggese (160 career points) and Stephen Grabow '03 (160 points) for first place on the SHU Division I (since 2000) scoring list as the senior midfielder has the most career points (163) of any Pioneer at the Division I level
- Joe Saggese (one assist) saw his 29-game goal-scoring streak come to an end while Tuttle's 31-game goal scoring streak currently leads the nation
- Tuttle's five goals set a new season-high while the senior has scored at least five goals in a single-game now six times in his 52-game career
- Liljeberg dished out two assists while adding a game-high six ground balls and contributing a team-leading two caused turnovers and the sophomore midfielder was all over the field for the Pioneers
- Playing in just his second game of the season, Edwards tallied three points (two goals, one assist) to give him five points through two games in 2019 for the sophomore attack
- The freshman midfielder Lacey pumped in two goals for his first career multi-goal game as he also chipped in two ground balls
- Avveduti came up with two goals for his second straight multi-goal game as he ups his season total to seven goals through the first six games of the season
- Austin Pavone came up with a season-high three ground balls out of the defensive position
- Brooks Dutton picked up his 18th career victory, making six saves in the cage for the Pioneers including two in the fourth quarter, keeping his team in the gaem and able to come-from-behind for the win
- Jake Giaquinto went 8-17 at the faceoff X while Rodriguez went 4-10
- SHU won the turnover battle with the Seawolves 22-17 including a 10-6 margin in the second half alone
- The Pioneers outshot Stony Brook 42-34 for the game and an impressive 5-0 in the overtime frame
The Pioneers complete a season-long three-game road swing with a matchup at yearly foe Hartford with the opening faceoff set for 2:00 PM.

subset: commoncrawl


text:
Get prepared for another wild ride in the ocean of big beats and grrrroovy
(and weird) samples with our pals Bentley Rhythm Ace! Even if you'll
spot a few familiar sounds from their previous works, there is still a
lot of new stuff to have fun with: live drums and percussion meet funky
(the ubiquitous Jimmy Castor Bunch is here, too) and -surprise- exotica!
Nancy Sinatra and Harry Belafonte are sampled together with Piero Umiliani's
1970 number "Open Space" (providing a bassline for "Theme from 'Gutbuster'")
that was recycled from one of the East Tempo CDs released by Right Tempo
(one of the most active Italian labels - together with Hexacord, Plastic,
Beat and others - in the area of reprints of exotic/film/library and other
weird stuff from Italy's once forgotten musical underground). I was a
bit perplexed at the noisy orgiastic vocal bits of "A lot of stick (but
not much carrot)", but those BRA guys are definitely clever at spotting
tasty samples (I loved that kind of -how can I say?- spacey ragga
lounge-?!- loop in "Madam your carriage awaits / Sugartown") and also
still have that strange inspiration for finding cool and weird titles
("Barry Normal Eyes" and "Busyness Mans Lunch" being a couple of good
examples). Ahhhh... I just need tons more of this s#!te! And now give
me back my Bellini cocktail and that Morricone 7".
Copyright © 1998-2002 All-Reviews.com
Privacy Policy |
Advertising Info |
Contact Us


text:
Customers Also Viewed
Winemaker's Notes:
Alive and fresh with layers of complex flavors. Raspberry, black cherry, dried herbs, rose and mushroom are followed by a lengthy finish. Sourced from five Eola-Amity Hills vineyards these barrels were selected in May 2016 for their complexity and aging potential for additional aging in the caves. This wine will continue to show well for 10 plus years.
Shipping & Returns
We ship with Canada Post ExpressPost or Priority within British Columbia only. If you are not at home when Canada Post attempts delivery of your package, you will receive a door hanger to notify you that your package can be picked up at the postal outlet indicated on the card. Unfortunately, we are not legally allowed to ship outside of the province and packages delivered by Canada Post cannot be left on the doorstep. Packages must be received by a recipient over 19 years of age.
Within Downtown Vancouver - 1-2 business days
Outside Downtown Vancouver - 2 business days
Read the full shipping terms by clicking here.


text:
It's been a hell of a year in this heart of mine. The demand to show mercy and forgiveness has never felt so insulting – or rather, the right to remember and dutifully defend. Which is it really? For wisdom calls my heart to a level of protection which demands a distance; while mercy suggests a continued risk, a seeming ignorance. Common sense urges a healthy margin from unhealthy people; while love allows for further harm.
Forgiveness, of course, is never a one-time decision or momentary mustering of heart, but is a daily and often hourly command of spirit. I believe the instruction to forgive "seventy times seven" is hardly hyperbole and is meant for a single offense, not one hundred forty of them. This seems to be an endless requirement of my heart. Quite frankly, it's unfair. Forgiveness is always unfair. It's unfair by its very nature. It is the conscious release of a righteous anger; a knowing negligence; a relinquishing of rights; an allowance for assault. As my heart longs for a public hearing of its ledger, forgiveness tears the paper to pieces. Forgiveness is offensive. It's a hit-and-run, where I'm left on the curb and they roll away. Then just as I determine to move along in mercy, my heart throws a tantrum – demanding that I warn the world of the fraud among them.
A hell of a year.
I have found, though, the call to forgive and show mercy is a call exclusively for the wounded. No one else qualifies. Broken, bruised and battered are the credentials. And forgiveness is a fruit only of the abused, the exposed, the violated. I began hearing the instruction to forgive as an invitation. An invitation to the house of mercy.
The house of mercy is the home of the hurting. And it is the only venue for healing the infection of bitterness. It is a welcome for the wounded; a hospitality of health. It's where offense allows for opportunity. And it's only at this doorstep I'm able to truly see: my wound in one hand and my weapon in the other. For as much as I've endured, I've also inflicted.
This threshold cannot be straddled. It doesn't allow me to enter with only my wounds while ignoring my weapons just outside. It requires a recognition of both. There are no exceptions for the exceptionally wounded or outrageously offended. This alone is how the house of mercy is entered: with both wound and weapon in hand. For mercy revealed flows from mercy received. The gracious have tasted grace. The forgiven forgive. And when I withhold forgiveness, it's only because I've forgotten my own.
My immediate reaction is to compare my weapon to my wound, for surely I've endured far more than I've inflicted. The blade I hold is a letter opener compared to the gaping gash I've received. Or so I'd prefer to believe. But this comparison only reveals the entitled assailant within me. The beauty of the house of mercy is that it allows weapons inside. Meaning, it allows me inside. It is not free of those at fault. It houses the humble.
So why enter at all? If a call to extend mercy is first a call to account, why approach the stoop? Because the house of mercy is the only place of rest. I've spent much time outside where I'm free to ignore my weapon and tell of my wound, but it is forever that – a place outside. A life-sentence of wandering. A terminal journey. A restless race requiring a posture of putting my best foot forward – cleverly cloaking my weapon while revealing my wound.
A hell of a year.
As I grow older, peace grows more attractive. Formerly regarded as a holiday platitude or even a convenience for those lacking courage, I've grown to long for it in each and every aspect of my life. I've even begun exerting effort to create it. And in so doing, I've come to find it only resides within the house of mercy.
Indeed, peace is a product of reconciliation between our weapons and our wounds.
Weapon of a Man (acoustic version 2016)
Album available: Weapon of a Man, 2017 on iTunes.


text:
We offer a variety of solutions for your business or personal use. For an average company logo designed it is a flat $400. That includes:
- 4 logo concepts
- 2 revisions
- Final designs in unlocked editable vector files
If you need site design, hosting, or content work done such as articles written, we offer those service as well. Check out our Site Design, Hosting, Content Creation, or our services for more info.


text:
All employees have an obligation to avoid situations which might make it difficult for them to act in the best interests of the University. All employees must avoid placing themselves in any positions or situations in which there may be a conflict, or the appearance thereof, between his/her personal interests and his/her duty to Adelphi. Areas of potential conflict include, but are not limited to, use of confidential information, purchases not subject to competitive bids, the acceptance of gifts, etc. All non-union employees will sign a "Conflict of Interest Affirmation" form acknowledging receipt of this policy at orientation and yearly.
While it is impractical to define every instance that might give rise to a conflict of interest, in general, each employee must avoid participating directly or indirectly in any transaction involving Adelphi that could result in a personal benefit to the employee, or their family or friends at the expense of the interests of Adelphi. Conflicts of interest exist whenever an employee or a member of the employee's immediate family has an interest, direct or indirect, in any dealing with the University, and the interest is of such a nature that his/her decisions might be affected by it.
All situations involving potential conflicts of interest should be disclosed in advance to the appropriate supervisor who is then responsible for apprising the Office of Human Resources.
An employee or family member has a duty to disclose a potential conflict of interest even if it is not an example listed.
While it is not possible to enumerate all situations which might give rise to a violation of this policy, the examples given below indicate some conduct which should be avoided:
It should be understood that while achieving results is essential, it is equally essential that we do so with integrity. Open disclosure and discussion of any questionable situation is at the heart of this policy. Employees are encouraged to bring to management's attention any situation which raises a potential conflict of interest or the appearance thereof.
Office of Human Resources
p – 516.877.3220
e – firstname.lastname@example.com


text:
An 18-month old golden retriever, Angel, saved her 11-year-old owner, Austin Forman, from a cougar attack in his backyard. Austin was outside collecting firewood when the cougar suddenly appeared.
When the cougar charged, Angel ran to protect the boy.
"She intercepted the cougar," Forman said. "Austin came into the house very upset, and I had to get him to calm down so I could understand what he was saying. Finally he said 'there's a cougar eating Angel.'"
Angel and the cougar fought under the family's deck, while Austin's mother called 911 for help. A constable was in the area and able to make it to their home and kill the cougar quickly.
Forman said when her nephew pulled the cougar's body off Angel, who at first appeared fatally injured, the dog sucked in a "big breath of air and then got up." Ever the protector, Angel "walked to Austin, sniffed him to make sure he was alright, then sat down." Despite receiving a few deep bites and scratches Angel's prognosis is good.
To read the entire article, click here.


text: Aaron Wallace has put together a very interesting book that is a little hard to classify. It is part guide book, part Disney History, and part academic discussion to name a few of the many layers/pieces that make up the book. This is the first in what hopefully will be a series looking at the theme parks that make up Walt Disney World. This book is devoted solely to the Magic Kingdom. You are taken through the lands of the park starting with Adventureland and working around clockwise to Main Street. Within each land key attractions are highlighted and discussed in depth, in the Main Street section they also discuss a couple of the parades/shows. [Read more…]


text:
Sunday, September 5, 2010
Posted by Marie at 1:47:00 PM
Labels: Brooklyn
3 comments:
What are my towels doing there? ;-)ReplyDelete
- AnonymousSeptember 5, 2010 at 3:29 PM
What a beautiful bright spot on such a severe building.ReplyDelete
Too bad the US as a whole hasn't gotten to this point as the person in your photo.ReplyDelete
The Chinese certainly have: http://www.washingtonpost.com/wp-dyn/content/article/2010/09/03/AR2010090305875.html
Comments left 4 days or later after a post's publish-date will be moderated (purely for spam control). Please be patient, you will be seen!
Subscribe to: Post Comments (Atom)


text:
Sunnex Lighting
SUNNEX Lighting was formed in 2014 as a new business area for all lighting companies within Amplex Group. Through distributors and direct accounts we offer professional lighting solutions to customers all over the world.
Our group offer task light, emergency light and professional standard light but also consumer light and complete ODM solutions for consumers and professional lighting applications. We have own production and assembly facilities in China, Europe and US.
All entities within the business area are working with the watchwords Reliability, Quality, Sustainability and long term business relations.


text:
Friday, August 16, 2013
5 on Friday
I feel like this past week flew by. We spent 7 hours at the hospital Tuesday for CJ to have his blood patch done and we may be heading back early next week to have another one done.
1. Today is the first day of fall classes and my chemistry class doesn't have anything posted. No syllabus just the orientation quiz (which covers things that would be found in the syllabus). This class is only 9 weeks long & I'm already frustrated!!
2. Deqlan had his first kid-pitch practice last night. He has a new coach who knows nothing about him so we stressed how important it was for him to try his hardest. And then he gets out there and starts goofing off with the other kids and acted like he didn't know how to play baseball. It was not a fun ride home!!
3. Tonight we are supposed to go hang out with my niece & nephew so my brother & sister-in-law can head out for a much needed date night. I don't think they realized how much work an 11 year old girl & a 6 year old boy were going to be (my brother & sister-in-law are in the process of adopting). But the boys are excited to get to hang with their cousins for the evening.
4. Hayden's birthday party is SUNDAY!!!! We are having it at the pool we are members of and of course the weather is iffy for Sunday. Tomorrow it is supposed to rain all day & then there is a 40% chance on Sunday. Let us get through the party with no thunderstorms!!!
5. Next week is so busy. Baseball practice Tuesday & Wednesday night & Saturday morning (that we will miss). Wednesday is Hayden's birthday. Thursday night is our league meeting & Hayden's open house at the preschool (but I think we are going in the morning). Friday we have to be at the pain clinic at 8:40, it's an hour drive & traffic will be horrific which means leaving no later than 7:15!!. Friday afternoon we have Deqlan's meet the teacher at his school. And then Saturday morning bowling starts for Deqlan. I am so ready for school to start on the 26th for BOTH boys!!!
1 comment:
Subscribe to: Post Comments (Atom)


text:
Harvesting 2015 starts at the vineyards of the Odessa Classic Winery
Traditionally the last week of August is the time when grape harvest begins. Wine growers of the Odessa Classic Winery are ready for the most important period of this year: the harvesting campaign.
White varieties of grape get ripe first. Starting today, the grape processing area is ready to take in the first batch of the earliest grape variety at the company vineyards: Muscat Ottonel. Aligoté, Pinot noir, Saperavi, etc. will come next.
The harvesting campaign will last until the end of October.


text:
Back In The Blog Chair
Summer has been hard on my blogging. The sun seems to draw me away from my laptop and onto my mountain bike. Breaking my finger seems to have given me a boost back into the blogging chair (slower typing though) and away from the bike. I have a suggestion to other mountain bikers - don't fall down...it tends to hurt.
Today has been an interesting news day in the OSS world. I have long said that a key weakness of the OSS model in commercial deployment is founded in one of the fundamental elements of the OSS dev model - loosely coupled components. In an earlier blog entry I posited that the tester becomes a celebrity as OSS continues to be commercialized. SpikeSource is my favorite player in this space. The SpikeSource presentations I have sat through are focused on the difficulty in integration of loosely coupled components and the testing rigor required to bring OSS stack solutions up to par for commercial deployment. Of course, if you are to deploy a well tested solution from them or Red Hat or any other OSS player you will notice that the binary licenses and/or support contracts will specify that there shall be no modification of source code (or else the testing is not worth much). hmmm...
Back to the news of the day, check out this artcile on CNET about the partnership between ServiceMix, Apache Synapse, and Celtix (links in the article).
"The goal of the planned alliance, the sources said, is to create a more cohesive integration offering and attract software developers in the increasingly cluttered field of open source..."
If OSS projects are going to be competitive with offerings from companies like IBM, BEA, Oracle and WebMethods (as stated in this particular article), they are going to have to solve the integration problem or get killed on the long-term cost comparisons with their competitors. Religion of licensing, purity of coding practices, rebeling against Redmond all fall to the wayside when a customer starts asking the hard questions about controlling costs. Software licensing is traditionally only 3%-5% of the overall solution costs, so where are the big dollars spent? Integration. Microsoft has been working on transferring the integration workload onto the technology's shoulders away from manual integration for years. This was not done by accident - it has been done to offer value to our solutions. I'm not saying we are there yet, but this is the right place to be making technology investments.
In other news, Sybase CEO John Chen sat down for an interview with CNET and stated someting interesting. They are providing an OSS version of their DB. He acknowledges the fact that MySQL and CA's Ingres were influential in this decision. From what I can tell in my limited view of this is that they are stepping solidly into the "throw-it-over-the-wall" camp vs. the collaborative camp. The idea is to create market momentum in the small/mid-market space in order to drive adoption and then work on a conversion tactic to get some percentage of the free users to move to paying customers. I think this shows the genius of Mr. Mykos and company and the effect they are having in their space. I have long been a fan of MySQL and their model - although Martin and I disagree on the benefits of his being OSS. I will absolutely say though that the fact that they are OSS is a real driver for them - how it helps them is open to debate.
Mr. Chen made an interesting comment as well. He asserted that the pressures of OSS will drive more value into the DB itself. In fact, that many middleware elements will get pushed down into the DB and that this will drive opportunity for Sybase and thus benefit his shareholders. It strikes me, that if the middleware components get opened and thus commoditized and then moved down into the DB to solve the integration problems they will become less open, not more. Testing will be king in that scenario as layers of abstraction get removed. Given my lack of deep tech skill in the DB world I could be missing something in this. I welcome comments.
This posting is provided "AS IS" with no warranties, and confers no rights.


text:
Call Us!
Mexico: +52-624-143-2700
Canada : 1-844-787-5899
Swim and snorkel with the largest fish in the world! Huge (30 feet long!) and benign, whale sharks are true gentle giants. They're filter feeders, not hunters, so swimming and snorkeling with whale sharks in Mexico is safe with Cabo Expeditions to guide you. From the quiet seaside town of La Paz on the Sea of Cortez, we'll take you to a magical encounter. You'll never forget this La Paz attraction that stands out among things to do in and around Cabo.
An awesome, close-up encounter awaits you with your Cabo Expeditions tour guide. As the whale-sized fish glides slowly through the water in search of plankton, you'll be at their side. Swimming gently and slowly near the surface, these docile creatures allow you to approach them without risk.
You'll close out the day's adventure with a quick stop in the small, beautiful city of Todos Santos, known for its excellent surfing and quaint streets with wonderful, unique shops. (Notes: The transfer time between the city limits of Cabo San Lucas and La Paz is around 2.5 hours, plus 45 minutes to reach Costa Baja Marina, where you will check in for your main activity. You will be back in Los Cabos around 8:30 pm. Please take this into consideration when making dinner plans for the day of your tour.)
The whale sharks of La Paz, Mexico attract researchers, as well as snorkelers. Take a good photo of a whale shark, and send it to the Wildbook for Whale Sharks, an international scientific database!
TOUR DURATION: Approximately 12 hours including transfers
|9:30 a.m.
|October through April
Ages 8 years and up
We require a minimum of 4 individuals to run the trip and we can accommodate up to 10 persons at a time.
You will be picked up directly from your hotel by your chauffeur in our air-conditioned van.
The largest confirmed whale shark sighted was over 40 feet long, and weighed an estimated 36 metric tons!


text:
Find the Best Accommodation Deals
Many travellers are searching for What Is There To Do In Khao Lak Thailand, Average people take average vacations and you do not seem to be the type of person who wants an average vacation. If you wanted an average vacation, you would not Google things to do in Khao Lak. Khao Lak is a vacation spot for people who love adventure, who love excitement, who love luxury and who love the great outdoors. If this describes the kind of person you are, the Khao Lak is the perfect city for you. If you are a boring person who wants to do the same routine things that you've done every vacation, then this is not the city for you. Only adventurers need apply. You can find What Is There To Do In Khao Lak Thailand travel information.
Seeking for What Is There To Do In Khao Lak Thailand. bangkok airport Baan Chuengkao Resort For You Residence sai tai bus terminal Adventure Hostel Maxim's Inn
What Is There To Do In Khao Lak Thailand, The thing about a great city and what it really provides you as a vacationer is that it lets you truly name your adventure. By naming your adventure we imply that there are numerous activities, so many different experiences to be had that anyone can create their ideal vacation in the town. Not everyone wants the exact same thing once they carry on vacation. All of us have different vacation styles like everyone has different personalities. There is no wrong method to vacation and there's nobody-size-fits-all experience. Once you name your adventure you decide on the type of vacation that matches your personality and that even taps in the aspirational areas of who you would like to be. So that it isn't nearly whom you visit vacation as but who you can become while you're on vacation, and the way that transforms your lifestyle. A getaway can be quite transformative and can leave an effect to you for the rest of your lifestyle. For a lot of us, that is why we travel. We travel to turn into a new, to refresh us, to take out the strain of our own daily lives, to acquire out in to the world and obtain physical, to find out things which we cannot see in our local environment.
So a getaway represents a number of points to numerous teams of people. If you arrived at a town like this one there's an abundance of things to do. You'll find that can be done very cultural stuff like search for a museum intake from the arts, it is possible to go visit the beach if you want to, you may rent a scooter and travel all over the city and all into the backward places too, you may participate in different types of sports, you can get all types of outdoor activities to accomplish. You may also check out a spy and relax each day that you will be here. No matter what you're looking for in a vacation you will find it from the city.
So the purpose of a write-up such as this really should not be to merely lay out a long list of things or places that you have to go. Instead you need to give attention to what you're truly searching for. I will tell you with in all honesty that the normal places of interest there are actually, all the sort of luxury travel things which you might seek out you can find, there are actually spots, you'll find Temple, you'll find methods to be spiritual, you'll find approaches to exercise outside and take in outside air, that can be done water sports, you are able to swing from the tree, that you can do almost anything that you need to do on the vacation here. And then we don't worry about giving you a listing of activities because once you get here you will find out the sort of vacation that you would like to obtain. You discover all the statues and everything that you might want for taking a picture while watching show to your family and friends. But you also find more. You could possibly turn out finding whom you really are and you might end up with a truly transformative experience but it's all up to you to get that and to determine which it truly methods to you. So to us a trip this may not be about jumping over a plane and head to somewhere better than where you're from this is around more than this. It can be about carry it all the spirit of your traveler. You will find a saying you could travel without being well traveled. And you will discover a major distinction involving the two. There's something to express about going to a spot in using a superficial experience versus planning to area in becoming truly immersed inside a different culture. If there's whatever we can easily direct you to do throughout vacation which is to take and everything and to become one with the environment. That may be how you have the ultimate time on the vacation in a town such as this one.
So name your adventure and turn into it. What Is There To Do In Khao Lak Thailand
| What To Do In Khao Lak For A Day | Things To Do Around Jw Marriott Khao Lak | Coolest Things To Do In Khao Lak 3 Days | To Do Khao Lak | Things To Do From Khao Lak | google.com | plus | alexa.com | nasa.gov | jcprd.com | doleta.gov | bts.gov | hawaii edu | Youtube


text:
Apple has expanded the number of issuers participating in the Apple Pay network, reports Mac Rumours. The new list now includes 58 additional banks, credit unions and financial institutions, and takes the total number of issuers supporting the contact-less payment service in the United States to 900. Apple has committed to rolling out Apple Pay across the globe and has already launched its payments service in Canada and Australia.
Apple Pay is one of many trends pushing consumers further toward a cashless world, along with the decline in use of personal checks, the increase in use of debit and credit card use, and technological innovations such as PayPal, Square and Bitcoin.
According to RBR's study of Global Payments, there were 417 billion cashless payments made in 60 countries worldwide during 2014. Cards are the most popular and fastest growing means of cashless payment, making up 55 percent of cashless transactions worldwide.
In every region of the world, cards are the most popular method of cashless payment, with use highest in North America and the Middle East and Africa, and lowest in Asia-Pacific and Latin America.
The U.S. has been slow in adopting some of these cashless payment technologies. Chip and pin payment cards were only launched October last year. EuroPay, MasterCard, and Visa (EMV) pushed hard to get U.S. businesses to take up this form of payment, a drive that was given extra momentum after a series of major credit card fraud scandals.
Although an October 1, 2015, deadline set for businesses to install EMV chip and pin compliant payment terminals, a survey found 36 percent of business owners had no idea what the switch to EMV-compliant terminals meant. Earlier in the year Lyndsey Lang of Fattmerchant, a leading payments processing company, warned merchants of the importance of having EMV- compliant technology – not doing so would incur financial liability from any fraudulent activity.
But, use of EMV does not seem to have been a success over the Christmas holiday season, with reports of retailers bypassing card readers and going back to signatures. November and December traditionally bring in the largest sales volume of the year, and with the higher volume comes a correspondingly higher risk of fraud. Many retailers were willing to risk taking on extra liability in order to spare themselves, and their customers, the headache of dealing with the new chip cards during the holidays.
The seemingly unstoppable move toward cashless payment systems, such as Apple Pay, PayPal and EMV has given consumers convenience, but it has also opened up new avenues for fraud and has ignited a technological arms race between financial institutions and hackers.
For example, when retailers ceased storing customer credit card numbers and transactions in databases, hackers penetrated networks to access unencrypted data, live, as it was sent to banks for authentication. When retailers encrypted that live data in transit, attackers installed malware on point-of-sale readers to access data as the card got swiped before the system encrypted the numbers.
The EMV pin and chip system is being hailed in the U.S. as a safer system. The cards contain a chip that authenticates the bank card and generates a one-time transaction code for each purchase. This prevents hackers from embossing stolen data onto fake, cloned cards to use for fraudulent purchases in stores.
Ultimately, neither EMV or systems such as Apple Pay can end fraud; perhaps, momentarily, but the war on fraud is a live struggle. One that will likely ebb and flow with both security and fraud techniques fending off each other in a continuously changing form. Like a virus, any time the path of attack is shut, the fraudsters simply adapt and find a new one.
[Photo by Justin Sullivan/Getty Images]


text:
Let's celebrate Global Day of Play 2019 during the month of October!
In April 2012, 9-year old Caine Monroy created an arcade out of cardboard boxes and everyday objects. He ran his arcade from his father's auto parts store in Los Angeles. Filmmaker Nirvan Mullick unexpectedly came across the arcade while getting a part for his car and was inspired to make a documentary once he discovered the level of commitment, work, and thought that Caine had put into the arcade. He became Caine's first customer. At one point during the filming of this Caine documentary, the reporter arranged for a flash mob from social media sites to come by the arcade.
Mullick's short film to document the flash mob on what he called Caine's Day increased the awareness of the arcade and shared Caine's creative feat with the world.
Caine's arcade has continued to exhilarate people and lives through the film and has sparked a movement to foster creativity worldwide! Each year on the anniversary day the mob was filmed, there is an annual global Cardboard Challenge & Day of Play that inspires people. Since launching in 2012, the Global Cardboard Challenge has engaged over 500,000 children in 70 countries in creative play. The Imagination Foundation, launched 5 days after posting the video, has also initiated new programs, including an Inventor's Challenge and Earth Day Cardboard Challenge!
This October at Kaleidoscope, children can expand their imaginations and display their creative talent by making original creations using cardboard boxes and tape and other materials to complete boxish art.
Kaleidoscope will provide cardboard boxes, tape, ribbon, yarn and paper materials that can be used in designing this fun project. If you prefer heavier tape, you're welcome to bring your own plain or fancy duct tape in completing your unique works of art.
would like to invite you to enjoy our version of Caine's arcade!


text:
- HomeLet's Start here
- New PhotoBrowse Our Last 100 Photos
- Recent IdeaBrowse New Idea
- red wall letters
- metal vent covers wall
- laundry basket wall mounted
- modern textured wall panels
- laundry room wall shelves
- where to hang photos on a wall
- black marble effect wall tiles
- roommate wall stickers
- maharam wall covering
- lowes wall coverings
- sticker wall art quotes
- wall decorating ideas diy
- wall shelves design photos
- paper wall decor
- led wall sconces indoor
- metal sunburst wall decor
- illusion wall stickers
- delft wall tiles
- cherry bathroom wall cabinet
- lcd wall mount arm
- ColorsBrowse idea by color
- ContactGet in Touch
Bose WB 10 Wall Mount Brackets For Bose Speakers 318 BH Photo
Photo Detail
B/tech bt77 wall mount speaker bracket (pair) superfi. Heavy duty top hat speaker wall mount brackets. Electro voice wall mount bracket for zlx speakers pssl. Definitive technology promount 90 articulating wall mount.


text:
Nov 12, 2012
* (0:24) Maintaining and expressing individuality while in a command structure. The story of Roy Benavidez.
* (3:17) The details of military rank structure and the protocol for addressing other soldiers. The importance of how you got your rank, and the subcultures that creates. A survey of military ranks, histories, etymologies, etc, can be found here (there's a show/hide link next to it — just click "show").
* (21:36) The reasons people join the military.
* (35:21) The dehumanization of the enemy, and how it makes combat both easier and more difficult. You can read up on the Christmas Truce here.
* (40:39) The conversations that occur between moments of action. When and where people have their most honest moments, and the form they take.
* (47:51) The camaraderie shared by military veterans as a result of their shared experiences. The similar (albeit less significant) camaraderie that forms among roleplayers for similar reasons.
Hosts: Cape, Dan, (Sgt.) Dan, Ryan, Wayne
Miscellaneous links…
The two blogs Cape contributes to are Geek Life and Roleplayers Chronicle.
In an email exchange, Ryan also suggest a book, entitled What It Is Like To Go To War.


text:
Just like last year, we invited artists participating at PULP: paper art party 2014 to share some words here on the blog! PULP is proud to present: Elizabeth Gosse!
Tickets on Sale
It's been a long time since I wrote a post. There is so much I wanted to share, but things have been moving fast and I had to keep up.
Here's the short of it: we have a venue, we have Lemon Bucket, we have over 30 installations, the party will help Street Haven at the Crossroads women emergency shelter with funds and volunteers, we actually have one of our artists, Luisa Ayala, working with women at the shelter who will make an installation for the party, the art will live on for a week at Arstcape Youngplace and some of it will be taken by the shelter, we started tickets sale and the first two tickets were bought within five minutes.
Help the Party Find its Course: The Big Picture
Hello again! So PULP: paper art party 2014 has been announced in I thought I'd share what's going on behind the scenes so early in the game and also let you know where we could use your help.
Right now nothing is set in stone. We are exploring different venue options, although one has to admit it would be difficult beating a space like Metropolis Factory (which is why it is still high on our list!) We are looking for artists and activity groups to get involved. The idea behind this party has always been bringing people together during but also before the event.
Website Redesigned
Hey all, welcome back to our humble little website.
The redesign of our website signals an expansion of our scope and new projects on the horizon. Continue reading
Card-yard activities: Nivå6
Here's another exciting group you can meet and have fun with at Card-yard: Nivå6
Art Journal Workshop
Card-yard activities: Snakes and Lattes
Card-yard activities: Toronto School of Art
PULP and Open Streets welcome Toronto School of Art to Card-yard!
Card-yard activities: Architecture For Humanity Toronto
Check out what Architecture For Humanity Toronto has planned for you for Cardyard!
Contact AFHTO regarding this event or in general on their facebook page – https://www.facebook.com/architectureforhumanitytoronto?fref=ts
– Rotem
Card-yard activities: TIMEANDDESIRE
Yes I know I have been fairly silent about Card-yard, it's because I got so busy with figuring out a way to create temporary pavilions out of cardboard tubes!
But we have now confirmed over 10 different activities for Card-yard at BIG on Bloor (which will inhabit these pavilions) and I'd like to introduce some of them on the blog.
So without further ado, I give you TIMEANDDESIRE!
The Party That Started Spring
Lovely weather isn`t it?Lemon Bucket Orkestra starting their show
So PULP came and went, what a great ride! On April 27, 2013, at Metropolis Factory, after only two and a half months of planning, we got around 460 guests to attend, and the general response the team members got was, "what a fantastic party, I hope you're doing it again next year."
Check out the photos!


text:
Experience the OEC Difference with Expert Delivery and Installation
We are committed to providing complete reliability to ensure that your workplace is flawless and ready for immediate use. Our fully-insured team of trained installers are experts in the reconfiguration and installation of furniture products including Steelcase, Kimball, National, Nurture, Coalesse, HON, and many more.
Our team of installation experts offer a variety of services when installing or re-configuring your furniture:


text:
Do you remember this table that I refinished??
I love it so much! But the mint color just wasn't working for me so I decided it needed a new look.
I lightly sanded it and spray painted it white. After it had dried for a day I taped off the top for stripes.
I didn't measure but just put the first piece of tape right down the middle and eyed the others so that they were about the same distance apart.
I then taped of the edges.
With a dark color like black I wanted to make sure to prevent paint from leaking under the tape. To do this, I lightly painted over the tape seams with the same white paint. This seals the edges. Let it dry then you are ready to paint your stripes!
I did two coats of black paint, letting it dry for about 20 minutes in between.
I let it dry for just a moment then take the tape off.
If there is any mistakes, the paint will still be wet so you can quickly wipe it off with a damp cloth.
I let it dry for a day then did a clear coat over it to protect it.
I LOVE how it turned out! I feel that white and black are so simple and classy.


text:
Firstly, if you are interested in OTC stocks like Mandom Corp, you will be doing yourself a massive favor by joining the Trader HR chat room (the people there are experts at tricky stocks like this), so do that now – we also strongly recommend Microcap Millionaires where you can learn how to profit hugely off lesser known OTC stocks (what you find there is much more interesting than MDOMF, in our view). These recommendations are current as of 2020-01-03. Now onto the news and analysis.
REPORTING FOR 2020-01-03 | BUNDESPREMIERLEAGUE.COM: We have conducted a deep analysis of how Mandom Corp (OTCMKTS:MDOMF) has been trading over the last 2 weeks and the past day especially. On its latest session, Mandom Corp (OTCMKTS:MDOMF) opened at 24.2623, reaching a high of 24.2623 and a low of 24.2623 before closing at a price of 24.2623. There was a total volume of 50.0.
VOLUME INDICATORS: We saw an accumulation-distribution index of 0.243, an on-balance volume of 24.55, chaikin money flow of 0.1993 and a force index of 0.08277. There was an ease of movement rating of 0.00123, a volume-price trend of -9.21504 and a negative volume index of 1000.0.
VOLATILITY: We noted an average true range of 0.54705, bolinger bands of 24.2623, an upper bollinger band of 24.2623, lower bollinger band of 24.2623, a bollinger high band indicator of 1.0, bollinger low band indicator of 1.0, a central keltner channel of 24.2623, high band keltner channel of 24.2623, low band keltner channel of 24.2623, a high band keltner channel indicator of 1.0 and a low band keltner channel indicator of 1.0. There was a donchian channel high band of 24.2623, a donchian channel low band of 24.2623, a donchian channel high band indicator of 1.0, and a donchian channel low band indicator of 1.0.
TREND: We calculated a Moving Average Convergence Divergence (MACD) of 0.00892, a MACD signal of 0.00366, a MACD difference of 0.00527, a fast Exponential Moving Average (EMA) indicator of 24.2623, a slow Exponential Moving Average (EMA) indicator of 24.2623, an Average Directional Movement Index (ADX) of unknown, an ADX positive of 20.0, an ADX negative of 20.0, a positive Vortex Indicator (VI) of 1.0, a negative VI of 1.0, a trend vortex difference of 0.00015, a trix of -29.62195, a Mass Index (MI) of 3.3616, a Commodity Channel Index (CCI) of 100.0, a Detrended Price Oscillator (DPO) of 16.29265, a KST Oscillator (KST) of -401.74251 and a KST Oscillator (KST Signal) of -401.74251 (leaving a KST difference of 1.57646). We also found an Ichimoku rating of 24.2623, an Ichimoku B rating of 24.2623, a Ichimoku visual trend A of 37.85139, an Ichimoku visual trend B of 33.64953, an Aroon Indicator (AI) up of 4.0 and an AI indicator down of 4.0. That left a difference of 8.0.
MOMENTUM: We found a Relative Strength Index (RSI) of 50.0, a Money Flow Index (MFI) of 50.58938, a True Strength Index (TSI) of -100.0, an ultimate oscillator of 1.73519, a stochastic oscillator of 50.0, a stochastic oscillator signal of 50.0, a Williams %R rating of -50.0 and an awesome oscillator of 0.02669.
RETURNS: There was a daily return of -40.17425, a daily log return of 1.17881 and a cumulative return of 1.18579.
What the heck does all of this mean? If you are new to technical analysis, the above may be gibberish to you, and that's OK (though we do advise learning these things). The bottom line is that AS OF 2020-01-03 (if you are reading this later, the analysis will be out of date), our analysis of technical indicators for Mandom Corp (OTCMKTS:MDOMF) is telling us that this is a reasonably healthy chart worth considering for a short-term long. Please comment if you disagree with this conclusion or if you find any errors in the analysis above.
For a more complete analysis, run all of this through the BTMA software. Also, to stay up to date with what is happening on Mandom Corp, we strongly advise Mandom Corp investors to subscribe to MarketBeat.com's daily email newsletter for updates, news and analyst ratings on Mandom Corp and any other stocks you want – without this you are trading blind:
DISCLAIMER: We are not registered investment advisers and the above analysis should be taken at face value only. We strongly advise against buying or selling Mandom Corp (OTCMKTS:MDOMF) based solely on our analysis above, and are not responsible for any losses that you may incur if you choose make any investment decisions based on the above.
Anthony Rankin
I am the driving force behind BPL and a professional daytrader. I will be providing technical analysis of various stocks on BPL.


text:
The trugglemat / by Neil Brideau.
[Chicago, IL] : N. Brideau, c2007.
[MCL call number: ZINE 741.5973 BRIDEAU 2007; nine copies, no holds]
There is a grotesque creature who sneaks into town and eats up little children. Terrifying! But that's not the worst of it — the monster seems to have warm, friendly feelings for our our unwitting, rhyming narrator. She is witness to the carnage, and the monster visits her regularly, but she is not eaten. And of course all the adults dismiss her boogeyman stories as fantasy.
* * *
Neil Brideau, the author and artist behind The Trugglemat, is also responsible for the excellent minicomic Spitting Pennies, which, I'm pleased to report, introduced the Library of Congress Subject Heading "Vomiting — Comic books, strips, etc." to Multnomah County Library's catalog:
Spitting pennies / by Neil Brideau.
[Chicago, IL] : N. Brideau, 2008.
[MCL call number: ZINE 741.5973 BRIDEAU 2008; five copies, no holds]
Filed under: history & geography
First class : legendary ocean liner voyages around the world / Gérard Piouffre.
New York : Vendome Press, c2009.
[MCL call number: 910.45 P662f 2009 ; three copies, no holds]
I have travelled by ship, a teeny tiny bit — not entirely surprising, really, since I have lived within 100 miles of the ocean for my entire life — but I've never been on a proper cruise. The times when I have slept on a ship, it hasn't been the most pleasant experience. The engines were loud, the ship was crowded, the seas were a little rough, the ship's appointments were less than desirable, or the trip was so long through a dark night that I was just plain bored.
But still, I thrill a bit to the romance of ocean travel. Shuffleboard and deck chairs, lavish dinners on heavy china, a library with shelves that have little rails on them to keep the books in; it doesn't sound so bad. I don't mean I want to take a trip aboard a modern megaship, or one of those special cruises where you get to hang out with Garrison Keillor; no, the cruise of my dreams is one that takes place in a bygone era when cruise fashions only came in natural fibers and when nothing on the ship was made of plastic; a time when you had to travel by ship, because airplanes were unavailable or reserved for daredevils with bottomless pockets. I am sure that if I were actually transported to the past to take an early twentieth century cruise I would waste no time in finding all kinds of fault with the operation, but since that's impossible, I'm happy to daydream a bit with a nice picture book.
And First Class is a nice picture book. Individual chapters describe and feature photographs of voyages in different parts of the world, with a focus on the period between about 1890 and 1940. The essays that accompany the photographs are just meaty enough to give a sense of the history of the journeys well-off folks once took on ocean liners — and the pictures are beautiful.
* * *
If your'e truly charmed by this book, you might want to check out its companion:
First class : legendary train journeys around the world / Patrick Poivre d'Arvor.
New York : Vendome Press, c2007.
[MCL call number: 910.4 P757f 2007; two copies, one hold]
I haven't examined it, but my guess is that it also provides a pleasant and interesting diversion.
Filed under: fiction
The disreputable history of Frankie Landau-Banks : a novel / by E. Lockhart.
New York : Hyperion, c2008.
[MCL call number: y LOCKHART; 17 copies, no holds
also in large type at: LGE-TYPE y LOCKHART 2009; three copies, no holds
and in audiobook format read by Tanya Eby Sirois at: CD YA LOCKHART; five copies, no holds
and in downloadable audiobook format read by Tanya Eby Sioris; one copy, no holds]
One of the great strengths of fiction is that it can offer readers the opportunity to pretend to be someone they are not. This isn't always an actual pleasure for the reader — sometimes it is quite agonizing to read the part where your protagonist embarrasses herself, takes an action that hurts a loved one, or makes a terrible mistake. But overall, there is real joy in stepping into another person's skin while reading their story.
Adolescence is a precarious time filled with possibilities, broken promises, discovery, and agony — making it an excellent stage of life for a fictional protagonist. No one escapes their teenaged years unscathed. You try something new and fail horribly, you embarrass yourself by blurting out the wrong thing, you find you have no words available when you most want to express yourself, you wish desperately for things that are made impossible by the stupid rigidity of your life and circumstances, you take emotional risks without realizing they are risks at all and then get hurt, and so on. Adolescence is glorious in its suckitude. But at its best it is also a period of intellectual growth, burgeoning independence, and intense joy in the experience of living. A few soaring highs to go with the agonizing lows.
Frankie Landau-Banks is a more or less normal 15-year-old girl who happens upon a complex (and sort of infuriating) underworld at her exclusive private school. There is a group of boys, one of whom is Frankie's new boyfriend Matthew, running a secret society. No girls allowed. This offends Frankie's sense of fairness, but more importantly, she wants in.
She doesn't want in just to break a barrier, or just to get closer to Matthew — after some self-examination, Frankie realizes that what she wants most is to be recognized as intelligent, interesting, clever, and worthy of the friendship and admiration of this powerful group of kids. But, not only do they dismiss her as too young and too female to be worthy of more than cursory attention, they don't even realize it when she finds a way to insinuate herself into their affairs. After a few months, she is running their whole show, three steps ahead of even the club's savvy co-president, masterminding elaborate pranks and creating an unheard of buzz among the student body. Obviously she's going to get found out, right?
[thanks, Joanna]
These yams are delicious / Sam Sharpe
Chicago, IL : Viewotron Press, c2009.
[MCL call number: ZINE 741.5973 SHARPE 2009; six copies, no holds]
A frustrated cartoonist is trying to work, but is interrupted at his drafting table by his cat. And then he is interrupted again by his cat, this time wearing a space helmet and accompanied by, um, his cat. The cartoonist and the cat and the cat with the space helmet are then joined by the cartoonist in a space helmet, who reveals that they're visiting from the future. Unfortunately, the frustrated cartoonist's future self is a little cranky, and not very interested in giving counsel on what the future brings.
Sam Sharpe's cartooning is beautiful, clear, and effective; and the story is so short, sweet, and odd that I found it merited re-reading several times, pretty much immediately.
Filed under: generalities, zines
My time annihilator : a brief history of 1930's science fiction fanzines / [by Christopher U.].
Glendale, KY : [s.n.], 2008.
[MCL call number: ZINE 070.572 U 2008; six copies, no holds]
When people investigate zines today and try to assign ancestors, antecedents, or roots to them, the two places they generally look to are the punk rock fanzines of the 1970s, and the science fiction and fantasy fanzines of the 1930s. These are not the only places to find zine history, not the only past traditions that have affected today's zine creators and readers, but it is true that the connections are strong. (Though of course there is no doubt that many latter-day zine creators have done their work without ever hearing of, or realizing they had any ties to either either punk or sci fi fanzine creators.)
And it's easy to see why a devoted zine creator or reader might be interested in exploring the long-gone world of early science fiction zines in particular. Fandom of any sort creates an inherently intriguing sort of subculture — the very practice of fandom is a celebration of deeply connecting to a specific world, and showing off, sharing, and expanding on that world with other fans. There is something compelling about this intensity of focus. Perhaps the most magnetic aspect for latter-day zinesters, though, is the simple notion that there were people making zines 80 years ago, people without access to photocopiers, who'd never seen an issue of Beer Frame or Duplex Planet or Doris. We might be able to just barely imagine life in the 1930s, but adding an understanding of a long-gone subculture into that picture is difficult. Learning about antique zines begins to do the trick.
Christopher U. reports that he stumbled on a copy of The Fanzine Index at his local library. It piqued his interest, and he eventually tracked down an archive of early 20th century science fiction fanzines and examined them too. My Time Annihilator reports on and discusses this endeavor.
After a brief introduction explaining how he came across the trove of old zines, Christopher takes readers through a brief, helpful history of sci fi fanzinedom, covering matters both philosophical and practical. He discusses the social context that inspired 1930s and 40s sci fi zine creation; outlines typical fanzine formats, binding, and graphic design strategies; and explains some of the technical details of printing and distribution methods zinesters used. This is followed by a selection of excerpts from some of the fanzines he examined.
The explanatory parts are clear, interesting, and even show the potential to be of practical use for anyone who might want to use the methodology of zines of old. But overall, Christopher's take is a little jaundiced — and perhaps rightly so. He sums up his experience reading through the zine archive in a section titled "Let down. . .":
". . . i found that actually reading these fanzines was massively boring. i really don't know anything about obscure 40's science fiction and the zines were so full of inside jokes and nerd jargon that not much of it made sense anyway. words like 'gods, demons and beer' were inexplicably written as 'ghods, dhemons, and bheer.' . . . after thinking about it, there really isn't that much difference between the science fictions [sic] fanzines of the early 20th century and the punk zines of the 90's. our zines deal with obscure bands, rambling stories about fests, tons of inside jokes and typographic slang (e.g. 'have a crucial youth cruew sesh and get a riot grrrl 'zine from the distro'). unless you happen to be steeped in modern punk culture, you would probably get as much out of the most recent MAXIMUMROCKANDROLL as i do out of 'le zombie' #59. which isn't much."
Still, you're pretty likely to be charmed by old timey sci fi zinedom, if you look at the choice excerpts Christopher provides. My favorites are:
- A flowchart which takes science fiction plots from the opening word "Earth" through through a variety of grim finales like "so they kill us (The End)," and "which turns them into disgusting lumps (The End)."
- The cover of FemiZine number 11, from 1949, featuring a drawing of a group of women in a protest march with signs like "No new names for FemiZine" and "Down with Distaff." It may be that I find this interesting mostly because there is no way to grasp the context, but it's also true that the drawing is very cute — I particularly like the three ladies in front, who are all wearing heels and nice coats.
- A collection of post card zines, called "news cards," typewritten with incredibly brief newsbites announcing new publications, travel plans, and in one example from 1943: "We humbly announce final issue. Paucity of worthwhile news forbids weekly publication; my imminent induction also a factor."
* * *
Additional analysis of zine history and culture can be found in Amy Spencer's DIY: The Rise of Lo-fi Culture (London ; New York : Marion Boyars, 2005), which I reviewed in Duck Duck Book number 30 and found interesting but flawed; and in Frederic Wertham's The World of Fanzines: A Special Form of Communication (Carbondale, Southern Illinois University Press [1973]). Comics lovers among you may recognize Wertham's name — he is most famous for his 1954 book Seduction of the Innocent, which inspired the Comics Code. But his work on early fanzines is pretty interesting, and has lots of facsimiles to illustrate it.


text:
A weekly show including documentary reporting, in-depth one-on-one interviews and articulate commentary from a wide variety of media-makers and those behind the headlines. The series shed light on a wide range of issues confronting the nation, including the Enron scandal, corporate tax havens, conflict in the Middle East, and the Wars on Terror and Iraq. NOW also explored American culture through interviews with major authors, religious leaders, and artists. Bill Moyers, one of America's foremost journalists, added his voice to insightful documentary reporting, breaking news analysis, and articulate commentary. Essential viewing for the engaged citizen, NOW viewers are informed and challenged by the series, which provides insight into the important issues facing the nation and the globe. Each week, NOW provided viewers with the necessary context to explore their relationship to larger issues and to make sense out of the events shaping our time. (2002-2004)
- May 23, 2003 | NOWA look at whether major media corporations have influence over government decision-making, and must the US re-engage the rest of the world for its own long-term survival?
- May 30, 2003 | NOWNOW scrutinizes the apparent conflicts of interest when a former lobbyist is in charge of natural resources, and considers the long-term impact of Washington's environmental policies on the environment.
- June 6, 2003 | NOWNOW examines how Israel finds billions to fund the controversial building of settlements, and the potential commercial development of a million acres of untouched land in Florida's panhandle.
- June 13, 2003 | NOWDid the Bush administration distort Saddam's weapons of mass destruction to drum up support for the war? And Chilean author Isabel Allende writes about two world-changing September 11ths.
- A Former Inmate and Drug Addict on Incarceration, What You Need to Know About Iran, and Affirmative Action in College AdmissionsJune 20, 2003 | NOWHow can the American corrections system break the cycles of addiction and incarceration? A look at the psyche of Iran, and should colleges offer race-based affirmative action?
- June 27, 2003 | NOWThis episode of NOW looks at the state of the Iraq War, considers how ancient poetry transcends time, and considers what happens when companies renege on their pension agreements.
- July 11, 2003 | NOWJon Stewart on his unique brand of news delivery and why his show has a unique niche in a sea of cable news and talk shows. And can judges with strong ideological convictions set aside their personal beliefs and uphold the law?
- July 18, 2003 | NOWNOW examines how the tuna industry's influence on the FDA may cause mercury poisoning, discusses the health of US democracy compared to Great Britain, and looks at a model healthcare facility.
- July 25, 2003 | NOWAn investigation into what Congress can do to stop big media from getting even bigger, and a look at some of the most hotly debated topics of the early 2000s, including stem cell research, gene therapy and cloning.
- August 1, 2003 | NOWA look at the "military, industrial, congressional complex" — a self-perpetuating system that produces unneeded weapons and creates huge deficits.
- August 22, 2003 | NOW
A weekly show including documentary reporting, in-depth one-on-one interviews and articulate commentary from a wide variety of media-makers and those behind the headlines. The series shed light on a wide range of issues confronting the nation, including the Enron scandal, … Continue reading
- August 29, 2003 | NOWNOW visits India, where skilled workers are taking over technology and service positions for some of America's biggest corporations, and considers the effects of education budget cuts.
- Women and Poverty: Labor Issues in Thailand, Education in Senegal, and Dr. Vandana Shiva on GlobalizationSeptember 5, 2003 | NOWA special report examining how global corporations may be riding high by shortchanging the world's women.
- 'Unanswered Questions: 9/11 Widows Speak Out,' George Soros Takes on Politics, Campaign Finance and the Supreme CourtSeptember 12, 2003 | NOWNOW met with 9/11 widows demanding answers about the terrorist attacks, and heard from FEC Commissioner Scott Thomas on the pressure for Democrats to give into soft money contributions.
- September 19, 2003 | NOWChristine Todd Whitman recounts the controversies that dogged her tenure as head of the EPA, and National Environmental Trust's Philip Clapp discusses the influence of the oil and nuclear industries.


text:
Do you find it difficult to hold your attention fixed on one subject or thought longer than a few seconds, before getting distracted by other thoughts or sense impressions? There are several obstacles to concentration that everyone faces, but these obstacles can be surmounted.
What are the obstacles to concentration?
# Lack of enough willpower
# Lack of enough self discipline
# Impatience
# Undisciplined mind
# Too much interest in other thoughts
# Physical and mental restlessness
# Lack of understanding of what concentration is
# Inability to sit still
# Ill health
# Lack of motivation to improve the concentration
# Too much stress and lack of enough rest
There are other obstacles to concentration, but these are the main ones.
In order to overcome these obstacles to concentration you need to develop and strengthen your willpower and self discipline through appropriate exercises.
You can find a few exercises here, or if you wish to gain real inner strength, please read, study and practice the exercises in the book Will Power and Self Discipline. Through these exercises you discipline your mind and thoughts and overcome impatience and restlessness.
Thinking often about the benefits of gaining the ability to concentrate and focus your mind can help too, as well as repeating affirmations about your desire to improve this ability. This will strengthen your motivation and desire, and help you overcome the obstacles on the way.
Practicing some physical exercises during the day, will improve your health and your ability to overcome physical restlessness. It is also important to learn to give yourself some rest during the day, and give yourself enough sleep at night.
Try to stay calm and relaxed during the day, no matter what happens.
Exhibiting some inner detachment would help. Don't let yourself be too affected by what people say or do, and don't let external influences affect your moods and state of mind.
If you let people and external events affect your moods and state of mind, how can you focus your mind when you need to? It is true, it might not be easy to get rid of this habit, but if you learn to be aware of this subconscious habit, you will gradually be able to weaken its affect on you.
Of course don't forget that you also need to find some time every day to practice concentration exercises.
Hypnosis or listening to special CDs, might help and bring some quick results, but real and lasting results come through gradual work and by developing the mental muscles, and not through external means.
Gradual and conscious development, produce in the long run, better and enduring results. It is like taking hormones and pills to develop physical strength and muscles versus practicing actual physical exercises. It might take longer and requires some effort, but the rewards are great and worthwhile.
You can overcome the obstacles to concentration, if you really desire to do so. They won't disappear overnight, but eventually, they will.
Sign Up to Our Newsletter
If you enjoyed reading this article, subscribe to our free newsletter to receive articles and updates.


text:
Klover Kustoms
Klover Products sprung from our ability to develop a custom product fitting a customer's need.
We carry on that tradition by creating custom products based on our customer's needs (View our About Us page to learn more.). These products can be based on our standard offerings or created from scratch.
On this page you will see a number of examples of how we have customized our standard products to fit particular requirements. We would love to create something special for you.
Capture audio within a specified range and radius.
The first example of our customizations is an array of parabolic microphones capable of providing audio coverage for an arc of 90 to 360 degrees. We have created versions using both our 9-inch dish and 16-inch dish to provide two different ranges.


text:
|UFO expert investigating Colo. cow mutilations
|Written by kwgn.com
|Wednesday, 23 June 2010 15:53
ALAMOSA, Colo. - Authorities in Colorado's San Luis Valley are trying to solve a series of bizarre, gruesome slaying: cows, mutilated, carved up, left to die in the fields.
Police are stumped. But rancher Mike Duran, who lost two of his cows to mutilation last December, has a theory that is literally out of this world. He says it was aliens.
"It's almost like the animal was taken away, killed, surgically manipulated and brought back," Duran told us.
Some of the wounds on a female cow were "like laser cuts," he said. "There was no blood. No tracks. No witnesses at all."
"Some people say it was a cult. But even if it was a cult, we would find tracks or something like that."
In Duran's mind, that leaves only one other option.
"I believe there are aliens. People may laugh at me for thinking that," Duran said. "(The aliens) do what they have to, and then they bring (the cows) back and they drop them back in the field. And that's why there are no tracks."
Duran is not alone.
"The (female cow's) sexual organs were removed, the eyes were removed, a tongue was removed," said Chuck Zukowski, a self-described UFO investigator and reserve El Paso County Sheriff's deputy, who is trying to solve Duran's case.
"The pattern is that of surgical cuts. There are no bite marks. There are no scratch marks. There's no carnage on the ground...It's as if it was under surgery."
Duran says he found a powerful electromagnetic field coming from one of the cow's carved-out head, only adding to his suspicions that aliens are to blame.
"In my opinion, this is probably one of the best cold cases we have," Duran says.
The Colorado Department of Agriculture, however, doesn't buy the extraterrestrial theory.
"Postmortem changes on an animal happen very fast," said Nick Striegel, a veterinarian with the department. "Predators are coming in...they can lick up that blood. Insects and other parts of the decomposing process can digest body fluids."
If not predators, Striegel says it is also possible that people could be involved.
You be the judge.
For original news article, click here
|Last Updated on Wednesday, 23 June 2010 22:48
Copyright © 2002-2010 HBCC UFO Research


text:
Are you planning to purchase a SONY phone and confused between two phones that is Sony Xperia S as well as SONY Xperia ION? Then we are here to guide you with the same. To make things simple we will check out on what are the parameters you need to look forward when it comes to the comparison. We will be checking out various parameters which will make your task easier than ever.
Specifications and Features:
To be precise when features and specifications are compared, both of these handsets score but let's check out the same in detail. Keeping apart LED-backlit LCD, capacitive touchscreen, 16M colors, 720 * 1280 pixels which is common in both of the handsets, Xperia S comes with a 4.3 inched screen whereas Xperia ION comes with a mighty 4.55 inched screen size. When talked about weight then both of these comes with the same weight of 144 gms.
As said when talked about the features, both of these handsets come with a promise from SONY that these will get an Ice Cream Sandwich Android 4.0 firmware update and also both of the handsets come with the latest Gingerbread 2.3 firmware out of the box.
While Xperia S doesn't come with the external memory card slot and comes with the 16 / 32 GB of internal storage options, Xperia ION comes with an internal memory card slot which can house up to 32 GB memory card. When talked about RAM, both of the phones comes with the 1GB RAM. Virtually unlimited number of contacts and sms can be stored in both these phones. Both the devices come with same Adreno 220 GPU with dual core 1.5 GHz processors.
Both devices come with advanced features like Wi-Fi 802.11 b/g/n, Wi-Fi Direct, DLNA, Wi-Fi hotspot, Yes, v2.1 with A2DP, EDR. But when it comes to the Modems then Xperia ION comes with the capabilities of HSDPA, 21.1 Mbps; HSUPA, 5.8 Mbps; LTE, Cat3, 50 Mbps UL, 100 Mbps DL and Xperia S comes with mere HSDPA, 14.4 Mbps; HSUPA, 5.8 Mbps capabilities. Both of these devices come with the NFC (Near Field Communication) capability.
Xperia S comes with the "Micro SIM Card" support only while Xperia S can house normal SIM Card too.
Multimedia, Battery & Avaialbility:
Xperia S as well as Xperia ION supports many music formats as well as HTML 5 and Adobe Flash so as to address all your multimedia needs. Both the devices supports all major video as well as audio codecs.
When it comes to battery, Xperia S comes with 1750 mah Li – Ion battery which promises to last for stand by time of 450 h (2G) / Up to 420 h (3G) while can give a continuous talk time of Up to 7 h 30 min (2G) / Up to 8 h 30 min (3G). Xperia ION comes with 1900mah battery which promises to last for a stand by time of Up to 400 h (2G) / Up to 350 h (3G) while it can hold the charge for Up to 10 h (2G) / Up to 4 h (3G).
While Xperia S is already launched, Xperia ION will be made available very soon in some select countries of which we will soon come up with the details.
Just in case if you feel that we missed out some points or say if you think there is something which you need need info on then don't hesitate to leave a comment below in the comments section, we will be more than happy to hear from you.
5 Comments
If i buy an xperia ion in USA, can i use it in europe countries?
yes you can use in Europe
I do accept as true with all the ideas you have presented for your post. They're really convincing and will definitely work. Nonetheless, the posts are very quick for newbies. May you please extend them a bit from next time? Thank you for the post.
@Bhargava – you will be taken more seriously if you consider using less expletives. For every phone manufacturer I can find someone like you who thinks that they are the worst company in existence. However, I like the look and the specs of the models reviewed about and will be considering the purchase of the Xperia S.
Two questions: You write – \While Xperia S doesn't come with the external memory card slot \. I have read elsewhere that there is a memory expansion slot in the Xperia S.
Also you write \Xperia S comes with the "Micro SIM Card" support only while Xperia S can house normal SIM Card too.\. Could you please clarify this statement.
Yes, Sony Ericsson is GOOD Bich. I have experienced its worst quality and sevices it offer so called warrenty. The biggest Fucker,ass holes are sony ericsson. Now take a deep look at right or left to corner on screen. You will find some pixels are dead(It means they dont change color remains black, simiply black dots). That means bravia engine or some shit isn't working or LCD is screwd(Manufacturing defect). I have given phone to repair with in 7days of my purchase(25 november 2011). They repaired and gave back the mobile on 24December2011(They say its will take not more than 10days well it takes 1 month). Now here is the fun We will have an battery indicator on home button. it should glow in (Green,Yellow,Red and White) after repair it glows(Sky Blue,light green) if you ask service guy he will say colors change due to display change(LCD replacement). When you get a call or you make a call, you can hear other persons voice but you cant talk(Your voice will not reach to destination person). When i go to service center show the problem they say that motherbord has to be changed(That means they have changed my display but screwd my phone mother bord creating new problem) Till date i have not recived my mobile phone(21 January 2012).
Proofs:- 25 November 2011 workorder number: SE31162413115
26 December 2011 workorder number: SE31162413443


text:
This luxury collar and leash set is very durable. Instead of using leather, we paired a nylon base with soft, polyurethane leather. The fabric is super flexible offering a comfortable fit. Our dog accessories are non slip, easy to clean and adjustable to make sure it grows with your pup. Instead of stitching, we use extra strong belt snaps as it provides a lot stronger hold and will not rip or fray.
We stand for cruelty against animals. So when expanding our product range with dog collar and leash set we knew we would only use vegan leather. Not only is vegan leather cruelty free, it is easy to clean and very durable. Not to mention it offers a killer look without any killing. If you're still interested in why it's important to keep up with ethical fashion, then here is a very exciting video for you! Make sure you check out all of our sets from the collection and choose your favorite color. For more information on sizes, check under the sizes tab.


text:
Anti-ragging Cell
Appraises students about the contents of the antiragging act and advises them not to involve in the incidents of ragging, Makes frequent checks in the campus to prevent any acts of ragging, Conduct AntiRagging and antidrugs talks by advocates from Legal Service, Irinjalakuda to inform the students about the severity of punishments and the consequences likely to be imposed as per the act, AntiRagging Affidavit is filled by all students and Parents, Prepares and exhibits Charts and Banners depicting the seriousness of actions to be taken in case of any ragging incident at salient locations inside and outside the campus.
Msgr. Dr. Lazar Kuttikadan, Manager & Executive Director
Fr. Dr. Jose Kannampuzha, Director
Fr. Thomas Velakkanadan, Finance Officer
Prof. Joseph K.T, Advisor
Dr. Sudha George Valavi ,Joint Director
Dr. Nixon Kuruvila , Principal
CI of Police Circle Inspector
Yuvaraj(BM) HoD, Biomedical
Dr. Vince Paul HoD, Computer Science
Prof. Sunny HoD, Civil
Dr.Vishnu Rajan HoD, Electronics & Communication
Francis John HoD, Biotechnology
Anns George HoD, Electrical & Electronics
Vini Jose HR & Placement Officer
Binet Rose Assistant Professor, Electronics & Communication
Vijay C.U, Asst. Physical Director
Joseph Jestin, Librarian & Gent's Hostel Warden
Rev. Sr.Rexy, Ladies Hostel Warden
Student Chairperson Mr. Abby
Parent Representative


text:
Andrew Breitbart, a well-known conservative blogger, has died, his attorney confirmed Thursday. He was 43.
Breitbart was also known as a pundit on conservative television shows and got his start helping to run the original right-wing online media behemoth, the Drudge Report, then started his own website.
Breitbart was the first to post the infamous Twitter photos of U.S. Rep Anthony Weiner last year, in which the congressman appeared barechested and in his underpants. Weiner eventually stepped down amid the scandal.
An In Memoriam post on his website breitbart.tv said that it was with a "terrible feeling of pain and loss" that they announces his death.
"Andrew passed away unexpectedly from natural causes shortly after midnight this morning in Los Angeles," the post said. "We have lost a husband, a father, a son, a brother, a dear friend, a patriot and a happy warrior. Andrew lived boldly, so that we more timid souls would dare to live freely and fully, and fight for the fragile liberty he showed us how to love."
According to the post, in a new conclusion to one of his books, he wrote about how much he loved his job and fighting for what he believed in.
Andrew recently wrote a new conclusion to his book, Righteous Indignation:
"Andrew is at rest, yet the happy warrior lives on, in each of us," the post stated.
A true warrior against the corrupt, hypocritical, and destructive Liberalism that's so rampant today. You will be missed, but we will continue your fight of truth against the viciousness of Liberal lies and double standards.
you mean:
A true warrior promoting the corrupt, hypocritical, and destructive Reactionary Conservatism that's so rampant today. You deserve to be dissed, and we will continue to fight against the viciousness of all the Reactionary lies and double standards.
Harry, I laughed so hard at your post. Thanks!
Obama's thug machine is raging up for the November elections.
Always thought that CNN followers were radical, but most of these comments go way beyond radical. What a sick bunch and the libs call conservatives hateful!
Exactly what Breitbart fought against – Liberal double standard and hypocrisy.
Before you claim Mr. breitbart's martyrdom, go back and read that hateful things on FoxNews when Stephen Colbert took time off to be with his mother. There are idiots on both sides that should really think before opening their mouths or typing words into a keyboard.
"Suddenly, from natural causes" == heart attack or stroke.
RIP Andrew, we will try to undo everything that you accomplished.
And in other news..........my goldfish died yesterday. More at eleven.
I'm sure his wife and children would appreciate all of the hateful language being spewed on here about him and how happy so many of you are about his death. Really disgusting display here. Nice hate rhetoric. May the hate you spew about him be spewed about you in your death. What has happened to so many people that they would be happy about someone's death like this? Go look at your own children and imagine what his young children are going through today...and seek the help so many of you need for the serious issues those of you spewing hate obviously have.
Agreed. I think his political views were wrong and I even found them repulsive, our thoughts and prayers should be extended to his family and friends for their loss.
One step closer to World Peace.
While I disagreed with his politics, I would like to pass my condolences along to his wife, kids, family and friends during this time of personal tragedy.
I may be a weiner but you were a dick. Happy Trails...rip
And you have a serious mental issue. How sick can you be? Go look at your young children and imagine what his are going through. Would you want yours to see this garbage about you? Get HELP.
I see the progressives are showing their true colors. What goes around, comes around.
...as proven by this hateful liar's death.
Aww, the lying Conservative has passed. Good Riddance.
There they are! The anti-American haters. You aren't fit to walk as US citizens. This guy spoke up for YOU, also, idiots.
Don't be ridiculous. They guy spoke for a small deluded group of reactionary haters. That's it.
"Andrew lived boldly, so that we more timid souls would dare to live freely and fully, and fight for the fragile liberty he showed us how to love."
What a load of horse pucky. I'm sending a bill to reimburse me for my ruined shoes after metaphorically stepping in it by reading that sentence. Kindly omit flowers.
SO – all you liberals will be ok if Conservatives respond in kind when one of your nation-destroying-liberal-false-idols pass? Andrew was a great Conservtive warrior – condolences to his family, his friends, and his fellow warriors – we will not be silenced! His work will be carried on!
Angry horrible person who looked awful for his age. I feel bad for his family and the people who who loved him but the world will be a better place.
This reactionary propagandist might be missed by his family and friends, however, America is a much better place without the vile hatred and lies he spread.
Isn't obama the one promoting hatred...the 99% against the 1%?
No. Pres. Obama is promoting a better way of life for all Americans, unlike this reactionary propagandist who the world will not miss.


text:
Friday, December 17, 2010
Doubting the Back Splash
We are finally tiling downstairs. Someday our basement will be complete, mark my words! As a birthday surprise for me, John offered to have a back splash installed in my kitchen. I am thrilled! I've been wanting this since we moved into our home.
We went to the tile store. I had this pattern picked in less than 15 minutes. I was certain it was what I wanted. The tile arrived yesterday and now I am doubting my choice. I hate it when I do this to myself! I think I like it. I love it! Why did I pick that? Will it be too busy? Should I have gone with a standard tile? No, I love it! No, I don't!
What do you think? Do you think the tile with the granite be to busy? I have to decide soon because once it's on, it's not coming off!
Labels: Random
1 comment:
- Jason, as himself said...
I like it a lot, but I know what you mean about second guessing yourself. Before I could give you the final thumbs up, I would have to see it in context with the rest of your kitchen. But I do really like it just looking at it here!
- December 19, 2010 at 12:57 PM
Subscribe to: Post Comments (Atom)


text:
Green Banking PDf – All you Need to Know About Green Banking in India -Green Banking' is yet another important topic under Banking Awareness. You can expect questions from this topic in your bank exams' general awareness section.
What is Green Banking?
- Green Banking is an umbrella term that refers to the practices & guidelines that make banks sustainable in environment, economic & social dimensions by promoting eco-friendly activities & reducing carbon footprints from banking activities.
Considering the nature of banking processes and infrastructures, IDRBT offers guidelines for greening banking in two levels.
- Making day-to-day business operations, banking products and services greener by following simple practices and making them environmentally friendly.
- Making IT infrastructure (including data center) and physical infrastructure (including buildings) greener and taking initiatives so that a bank could itself generate electricity for its own consumption.
The sole purpose of Green banking is to accelerate clean energy market growth while making energy cheaper and cleaner for consumers, driving job creation, and preserving taxpayer money.
Green Banks are public finance authorities that use limited public money to leverage greater private investment in clean energy.
Green Banking Coverage Includes – Green Banking PDf – All you Need to Know
- Sustainable Banking
- Ethical Banking
- Green Mortgage
- Green Credit Cards
- Green loan
- Green Saving Accounts
- Green Checking Accounts
- Green Money Market Accounts
- Mobile Banking
- Online banking
- Remote Deposits
What are the risks involved?-Green Banking PDf – All you Need to Know
Reputation Risk
- If any actions (direct or indirect) of banks are viewed as environmentally or socially damaging, the banks are prone to reputation risks.
- For example, banks financing environmentally hazardous projects.
Legal Risk
- If banks don't comply with the relevant environmental regulations, they could face legal risks.
- Banks could also face risks of direct vendor liabilities for costs of cleaning up the damages, in case they possess assets that cause pollution.
Credit Risk
- The changing climatic conditions may pose a direct or indirect cost to the bank. Sometimes extreme weather conditions affect the economic assets financed by the banks; this could lead to high incidence of credit default.
- This could also happen when banks are lending to companies or business that get affected due to the environment regulations.
Green Banking Initiatives in India -Green Banking PDf – All you Need to Know
The State Bank of India (SBI)
- SBI is the first bank in India to promote green banking by launching green banking policies and promoting green projects. SBI has also set up windmills in the states of Tamil Nadu, Gujarat & Maharashtra that produce 15 MW power.
- IDBI provides services to its clients in the field of Clean Development Mechanisms (CDM)
Yes Bank
- Yes Bank has launched projects in areas of clean technology & alternative energy
HSBC Bank
- HSBC Bank has devised targets to reduce the impact of its operations on the environment.
Punjab National Bank
- The PNB has taken several measures to reduce emission & energy consumption
Kotak Mahindra Bank
- The Kotak Mahindra Bank had launched the 'Think Green' campaign and took several initiatives under it like encouraging its customers to sign up for e-statements and reduce paper consumption.
- Kotak also tied up with grow-trees.com to plant one sapling on behalf of their customers for every e-statement.
Bank of Baroda
- BOB funds projects which help in earning carbon credits such as Biomass, windmills, and solar panel projects.
- The also funded some commercial projects as part of their green banking initiatives.
IndusInd Bank
- The IndusInd Bank has installed solar powered ATMs in different cities across India, to save energy and reduce the emission of CO2.
Canara Bank
- Canara Bank has adopted several eco-friendly initiatives such as mobile banking, telephone banking, solar-powered biometric operations and internet banking as part of their contribution towards green banking.
ICICI Bank
- ICICI Bank had launched a 'Go Green' campaign for greener communication with customers, green engagement and offering green products & services.
HDFC Bank
- HDFC Bank has taken several initiatives under green banking for effective use of paper, energy efficiency & reducing carbon footprints.
Green Banking Strategies
Following are some of the strategies that banks can adopt to further their contribution in green banking:
Mass Transportation
- Banks can provide transportation facility to bank officials who work in the same branch.
Paperless Banking
- Banks can adopt paperless banking and go digital. A lot of banks are already shifting to CBS or ATM platforms and providing their consumers electronic banking services & products.
Carbon Credit Business
- Every nation needs to work towards reducing emission of greenhouse gases and carbon to protect the environment. Emissions are certified by Certified Emission Reductions also known as carbon credit.
Energy Consciousness
- Banks can install energy efficient equipment in their branches across the country & transform green banking in waste management, hardware & energy efficient tech products and donate energy efficient equipment to hospitals & schools.
Financial Products
- Banks can offer green loans on low rate of interests.Green Credit Cards, Green loans and Green Saving Accounts for all Customers .
Social responsibility
- Banks, like other business entities, have a social responsibility toward the society. They can initiate various initiatives for the welfare of the social sector like maintenance of parks, planting trees and pollution checkup camps.
Follow US On Telegram For Latest Materials
Join StudyDhaba.Com Telegram Channel – t.me/studydhaba
Latest Current Affairs Magazine 2019 Pdf
UPSC Prelims ,Mains ,Optional Study Materials
UPSC Prelims Test Series 2020 Pdf Download
UPSC Mains Test Series 2019-2020 Download
UPSC Optional Test Series 2019-2020 Download
SSC Study Materials 2019-2020 Pdf Download
IBPS Study Material 2019-2020 Pdf Download
Insurance Exams Free Study Materials Pdf 2019
NEET Exam Free Study Material Pdf Download
Latest RRB Study Material Pdf Download Free
Teaching Exams Study Material Pdf Download
Donate Here For Free Study Materials
Download The Hindu Daily News Paper E Paper Pdf
EContact US – email@example.com / firstname.lastname@example.com & Disclaimer – All Study Materials Here are shared Only For Educational Purposes .StudyDhaba Will Not Be Responsible . Whole Materials Is For Education Purpose Only .We Work hard to Provide You Quality Study Materials For All Competitive Exams .You can Also Share Study Materials,Notes Or Any Materials With Us .We Will Publish That Material On Our Website .It is a Humble Request To All Of You Please Share This Post With Your Friends And On Social Media .


text: K-Tuned B & D series shifter is an extension of the popular billet RSX shifter. The shifter was made to allow flexibility with the driver in mind for adjustment from the pivot ball, shifter height and offset elbow. The new elbow now allows a maximum height setting that is 5" higher than stock. Made from stainless steel, billet aluminum and brass. All hardware is included.