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Cover Reveal: THE BODYGUARD BY RUCHI SINGH
Ruchi Singh
Someone wants Vikramaditya Seth Jr. dead.
He refuses the Z+ security option offered by the government. With too many variables, trust is hard to come by…
Esha Sinha prepares for her first assignment outside of active-army service, oblivious to the fact that she has to baby-sit a man who has no respect for rules or protocol—a man who is headstrong, a workaholic and a tenacious flirt. As the attraction between Vikram and Esha simmers and sizzles, another attempt is made on his life.
The killer is resourceful and determined.
The motive is unclear and perplexing.
Will they be able to nab the assassin before he gets to Vikram?
About the author
Winner of TOI WriteIndia Season 1, Ruchi Singh is a novelist, and writes in two genres; romance and romantic thriller. A voracious reader, she loves everything—from classics to memoirs to editorials to chick-lit, but her favourite genre is 'romantic thriller'. Besides writing and reading, her other interests include dabbling with Indian classical dance forms.
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Labels: Book Blitz, THE BODYGUARD BY RUCHI SINGH


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I blog for my people…and that can be photographers, moms, people interested in simplifying or Dave Ramsey or running a business while having a family. But this post? This is for the people who's hearts pitter patter when they see WATER, marsh grass, weeping willows, peeling paint on worn in coastal homes and know that…Read More
Three Things I Learned From The Choice | Lessons From Nicholas Sparks
It couldn't have waited any longer. I am a girl head over heels in love with my fellow North Carolina dweller Nicholas Sparks and if I never meet this man just know I'll be incredibly disappointed, haha! Last year we had a triple wedding weekend the only weekend he was touring NC and I would…Read More

subset: commoncrawl


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Fortress Stadium is located on Aziz Bhatti Road, Lahore. The area of fortress stadium offers 10 Marla to 2 Kanal commercial, residential plots, and houses for sale or rent. It has all the basic amenities and luxurious facilities for its residents. It features mosques, parks, green belts, medical centres, restaurants cafe, amusements parks, playing areas, gaming zone, shopping centres and various other brand outlets. Square Mall Fortress is its major feature which attracts people way more for entertainment and shopping purposes. The prices here are reasonable and negotiable.
ilaan.com is the largest real estate portal where you can find houses for sale in Fortress Stadium. We provide you with the most up-to-date information on the availability of properties for sale and properties for rent in the society. Commercial properties for sale are also available through various investment plans. Get the residential and commercial properties for sale that fit your pocket through the best property portal. You can also register to sell a property in Fortress Stadium. Make the right choices with your hard-earned money and identify the right investment opportunities at ilaan.com.
ilaan.com is Pakistan's most comprehensive property website where you can find the best houses for sale in ilaan.com and find houses for sale or rent in .You can also contact us through live chat or social media to find properties according to your choice.. Simply visit


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Our prediction for this World Cup 2018 match:
The Superclásico de las Américas will take place in the 3rd round of the South Amerian World Cup qualification between Argentina and Brazil. In 96 confrontations Argentina managed to win 36 editions and Brazil as well which gives this edition more excitement. Argentina is still waiting for their first victory in the qualification round meanwhile Brazil only managed to win one of their two qualification games. The Argentinian squad will feel the absence of their absolute super star Lionel Messi meanwhile Brazilian striker Neymar is back from his suspension. We predict a tie between Argentina and Brazil. Both teams have players which are in their absolute top form. The form of the day will be decisive in this thriller; Argentina got the better perspective having the home advantage.
Highlighted Player (Neymar):
Neymar is a Brazilian football superstar who plays for PSG as a winger. The pacey footballer, who is capable of playing as a centre forward as well, is well known his creativity, passing and finishing. Neymar was born in Mogi das Cruzes on 5 February, 1992 and he began his senior career at Santos. After scoring 54 goals in 103 appearances for the Brazilian outfit, he joined Barcelona in 2013.
The Brazilian ace signed a five-year deal with the Catalan outfit and he has been playing for the La Liga giants ever since. Neymar the 2014/2015 Champions League trophy with Barcelona and that is considered his biggest success. It has to be noted that he clinched the FIFA Club World Cup trophy with Barca as well.
Speaking of his international career, the Barcelona star made his Brazil debut on 10 August, 2010 against USA and it has to be noted that he scored on his debut. In 2013 he won FIFA Confederations Cup with the Brazilian national team. Neymar was born on 5 February, 1992.


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HGST Touro 1TB USB 3.0 Portable Hard Drive $40 shipped (Orig. $69)
Justin Kahn - Oct. 16th 2015 8:43 am ET
Newegg is offering the HGST Touro 1TB USB 3.0 Portable Drive (0S03801) for $54.99, but using code EMCKAKT73 during checkout will drop your total down to $39.99 shipped. That's $30 under the original listing, $12 below Amazon and the best price we can find.
This is a 5400 RPM portable drive with USB 3.0 (backwards compatible with 2.0). It comes with two levels of data protection allowing you to access copies of important files "anytime, anywhere, from any smartphone or computer web browser when using the 3GB of cloud storage." While this model has a 4.4/5 star rating from only 24 Amazon customers, the previous gen model sits with a 4+ rating from nearly 300.
For more storage options, head over to our previous roundup where you'll find deep discounts on Samsung SSDs and more portables.


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Black executive desk – When looking to represent the role of leader through the interior design of your office and also give a touch of vanguard and personality to your work space, the key is in the modern executive desks. Having a flexible office reduces the spaces from 40 to 60% and generates significant savings in the assets of the…
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Tulo playing through right leg pain tonight
DENVER — Troy Tulowitzki took an awkward swing while striking out in his first at-bat tonight, appearing to favor his right leg as he walked off. Manager Jim Tracy immediately followed Tulo down in the dugout to ask him if he was all right. Tulo did some squats in the dugout, testing his right leg. he returned to the field, but the trainer and Tracy were keeping a close eye on him. Tulo kept shaking his right leg out, as if the muscle was tight.
By the top of third inning, he was acting more like himself. But it's worth keeping an eye on.
It's been a bad week for injuries with the team losing Aaron Cook (shoulder) and Carlos Gonzalez (cut left hand).


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Vanessa Perry
- Title:
- Associate Dean for Faculty; Chair, Department of Marketing; Professor of Marketing
- Office:
- Marketing
- Address:
- Funger Hall
2201 G Street NW
Suite 301-A
Washington, DC 20052
- Phone:
- 202-994-4190
- Email:
- [email protected]
- 2009, Best Paper Award, Journal of Consumer Affairs, for "Is Ignorance Bliss? Consumer Accuracy in Judgments About Credit Ratings"
- 2009, GWU School of Business Doctoral Student Association's Peter Vaill Award, PhD Advisor of the Year
- 2008, Undergraduate Teaching Award George Washington University School of Business
- 2006, Teaching Excellence Award, George Washington University School of Business
- 2006, 2007, George Washington University School of Business Research Experience for Undergraduates Award
- 2003, Crain Research Fellow, George Washington University School of Business
- Consumer Credit
- Consumer Financial Decisions
- Marketing and Society
- Marketing and Public Policy
- Consumer Behavior
Ph.D., University of North Carolina at Chapel Hill
M.B.A., Washington University in St. Louis
B.A., American University
Referreed Publications
- Perry, Vanessa G. and Pamela M. Blumenthal (2012), "Understanding the Fine Print: The Need for Effective Testing of Mandatory Mortgage Loan Disclosures," Journal of Public Policy and Marketing, forthcoming. (ISI 1.660)
- Perry, Vanessa G. and Carol M. Motley (2012), "You Live Where? An Investigation of Public Housing Stereotypes," Journal of Public Policy and Marketing, forthcoming.
- Seo, Joo Whan, Vanessa G. Perry, David Tomczyk and George Solomon (2012), "Who Benefits Most? The Effects of Managerial Assistance on Low Versus High Performing Small Businesses," Journal of Business Research, forthcoming. (ISI 1.773)
- Perry, Vanessa G. and J.D. Lee (2012), ""Shopping for a Home VS a Loan: The Role of Cognitive Resource Depletion," International Journal of Consumer Studies, Special Issue on Consumer Issues in Credit, Debt and Financial Literacy, forthcoming. (ISI 0.512)
- Perry, Vanessa Gail and Joyce Wolburg (2011), "Aging Gracefully: Emerging Issues for Public Policy and Consumer Welfare," Journal of Consumer Affairs, 45(3),Fall, pp. 365-71. (ISI 2.175)
- Motley, Carol M. and Vanessa Gail Perry (2010), "Dreams and Taboos: A Comparison of Home Loan Advertising in Saudi Arabia and the U.S.," International Journal of Consumer Marketing, 22(2), pp. 199-212.
- Perry, Vanessa G. and Carol M. Motley (2009), "Reading the Fine Print: Advertising and the Subprime Mortgage Crisis," California Management Review, 51 (1), Fall 2009. (ISI 1.706)
- Perry, Vanessa G. (2008), "Is Ignorance Bliss? Consumer Accuracy in Judgments About Credit Ratings," Journal of Consumer Affairs, 42(2), Summer, pp. 189-205. (ISI 2.175)
- Perry, Vanessa Gail (2008), "Do Acculturation and Microculture Explain the Use of Banks: An Examination of Banking among Hispanic Consumers in the United States," Journal of Services Marketing, 22(6), pp. 423-433. (ISI 0.615)
- Perry, Vanessa Gail (2008), "Where Credit is Due: The Psychology of Credit Ratings," Journal of Behavioral Finance, 9(1), 8-17. (ISI 0.262)
Book Chapters & Practitioner Publications
- Perry, Vanessa G. (2012), "Charging Ahead: An Exploratory Study of Financial Decision-Making among Millennial Consumers," in Consumer Knowledge and Financial Decisions: Lifespan Decisions, Doug Lamdin, editor, Springer: New York.
- Perry, Vanessa G. (2008), "The Dearth and Life of Subprime Data: An Overview of Data Sources for Market Modeling,"


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Debby Ryan Grabs Dinner at Craig's With Friends
Debby Ryan heads out to dinner in a chic outfit in Los Angeles on Tuesday night (September 12).
The Insatiable actress stopped by Craig's for a late night bite with some friends.
If you missed it, Debby took part in a PSA from To Write Love On Her Arms for World Suicide Prevention Day.
Debby joins others for the vid, which has the theme of #IWasMadeFor, inspired by Jessica Morris' book "When Hope Speaks".
The book says "Stay and find out what you were made for. You are not a failure. You are not irreparably broken. Step forward now, crawl if you must, into a grace that shines light into the shadows of your soul. You are safe here. In fact, this is home."
Debby's reason was "being a daughter and a sister."
You can watch the complete video below:
FYI: Debby wore Nine West sandals and Fashionable jewelry.
Posted to: Debby Ryan


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With high fuel charges, weight is at a premium when flying to a destination. Here are a few tips to keep your baggage under control and save money on over-weight fees.
1. Know the baggage allowances for your chosen carrier
2. Purchase a light weight suitcase. Made from a lighter weight material, these suitcases are still sturdy and usually come with their weight prominently listed on their features tag. I wait until the sales before I buy.
3. Organize your suitcase with packing folders and cubes
. This keeps your suitcase tidy and makes it easy to find items. My favourite is the Eagle Creek Pack-It system.
4. Pre-plan your travel wardrobe. Stick with a colour theme and coordinating pieces so that you can create the maximum number of outfits through mixing and matching. Since shoes are heavy, limit the number you pack.
5. Bring clothing that is light-weight, wrinkle resistant, quick to dry when washed and can be dressed up or worn casually. One of my favourite versatile travel options is a pair of pants with zip off legs to transform them into capris or shorts. I also just purchased a convertible dress which can be wrapped and tied in 100 different ways. Athletic dry fit t-shirts are great for vacations.
6. Accessories can really change an outfit's look. Just make sure your accessories are light-weight.
7. Ipads and e-readers are great for travelling since books can add a lot of weight to baggage. If you must bring a book, plan to donate it at your destination in order to save weight for holiday momentos.
8. Bring a small luggage scale that can easily monitor your baggage weight. These can be found in most baggage and travel stores.
9. Bring sample packs of facial products and toiletries so that you can get rid of packaging and weight as you go.
10. Wear your heaviest outfits, layered on the plane trip. You can always remove a layer or two when you get on the plane…or not, since sometimes the planes can be rather chilly.
11. Keep any medications and valuable items with your carry-ons. Bring copies of your prescriptions with you. You may want to add an extra pair of undies and toothbrush as well.
12. Remember that you can only carry-on liquids or gels in containers under 100ml. All carry-on liquid containers must be placed in one clear, closed, resealable bag (think zip lock). This bag can be no more than one litre (1 quart) in capacity which is about 6"x9" or 7"x8". Anything larger than 100ml (like sun block), must go into your checked baggage.
13. Think out every item before you pack it and compare notes with your family/travelling companion. Try not to double up on items such as hair dryers, toothpaste etc.
14. If you are staying in hotels, check if they supply free shampoo, conditioner and soap.
15. Don't forget the chargers for your electronics. Depending on your destination, you may need an electrical adapter.
16. Pack one outfit in each of your family's luggage. That way if your luggage is lost, you still have an outfit to fall back on.
17. Pack your bag at least a week before you go, then re-pack, selecting only what you must bring.
We are always looking for good packing tips. Please share your best tips with us.
Some highlights of 2019
23 hours ago


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The lawyers at Kennedy Hodges have compiled a list of the most frequently asked questions in response to the overwhelming number of people who have suffered an injury after receiving the wrong prescription, wrong dosage or incorrect instructions for use. If you have been injured due to the negligence of another person, read on to learn how to protect your legal rights.
Officially speaking, the board of pharmacy in your state is responsible for issuing and regulating pharmacists' licenses and pharmacies' permits. What does this mean for you? When it comes to your health and safety, it means a lot.
The state pharmacy board acts as a filter and line of defense between pharmacists or pharmacies and consumers. Ideally, the board approves the best-qualified people and facilities to safely dispense prescription drugs to you and your family. Of course, we know better than to assume that life is idyllic, and this is when the state pharmacy board is in charge of dispensing tough punishments and even revoking licenses and permits.
Because of the extraordinary responsibility that pharmacists have to keep the public safe, they are held to very high standards in both their professional and personal lives. Professionally, pharmacists can have their licenses revoked for violations ranging from filling expired prescriptions to dispensing errors both inadvertent and intentional.
In their personal lives, pharmacists also risk losing their licenses when they face alcohol-related charges like DUIs or DWIs, substance abuse and chemical dependency, and failure to report even misdemeanor charges on license renewal forms.
Conflict of Interest? You Bet.
While the rules look great from the outside, many problems exist in their execution. State pharmacy boards are typically only able to inspect pharmacies every few years, and there are no federal regulations in place that require pharmacies to report prescription errors.
When these boards do choose to hold disciplinary hearings, there are usually many big-chain pharmacy employees present, often voting on their own punishments. This leaves even more room for error, as each protects their own.
Where pharmacy boards fail to protect the public, our law firm must step up. If you have been harmed by decisions—or lack thereof—made by your state's pharmacy board, you deserve compensation. Click on our live chat feature to connect with us today.
Related Links:
Related Links:
What Are Pharmacy Boards Doing to Improve Public Safety?
Are Pharmacy Boards Really Investigating Pharmacy Mistakes?
When the Board of Pharmacy Investigates and Disciplines Pharmacists
More than likely your claim will be with the pharmacy and pharmacist that caused the pharmacy error and not with the state. Although every state has a State Board of Pharmacy in place to help improve consumer safety and protect customers against pharmacy errors, states often lack the staff and funding to inspect pharmacies on a regular basis.
In fact, most pharmacies aren't inspected for years, and some pharmacies haven't been inspected for over a decade. This is because there are really no federal rules that mandate when state inspectors have to inspect pharmacies. Also, since there are usually only a handful of inspectors and thousands of pharmacies, inspection agents aren't able to make the necessary rounds to protect consumers.
While some states do a better job at keeping tabs on pharmacies, other states lack the oversight to protect pharmacy patients from prescription mistakes made by negligent pharmacists and pharmacy technicians. Unfortunately, state boards cannot be held accountable for failing to inspect a pharmacy that caused you harm. The only way to seek justice is to file a lawsuit against the pharmacy that caused you to incur medical bills as a result of the injuries you suffered.
If you are interested in pursuing a claim to make a financial recovery and to hold the negligent party responsible for your injuries, you should learn about your rights. You can learn more about your rights to a pharmacy error lawsuit by requesting a free copy of our book, How to Make Pharmacies Pay for Injuries Caused by Medication Errors.
Related Links:
Has the Lack of Oversight Led to Pharmacy Errors?
A state pharmacy board is the organization in each state that is supposed to keep tabs on compounding pharmacies and retail pharmacies. They receive complaints from consumers about different pharmacies and are supposed to open up investigations. Additionally, they are supposed to inspect pharmacies from time to time. However, lack of funding across state boards makes it difficult for them to have enough staff and inspectors to properly provide the necessary oversight needed to protect the public.
Some pharmacies haven't been inspected in years because state pharmacy boards are often spending their time focusing on pharmacists who are selling narcotics and controlled substances to people without prescriptions. While it is good that state pharmacy boards are cracking down on pharmacists who are a threat to the public's safety and health and suspending them from practicing, it doesn't leave pharmacy boards very much time to deal with other pharmacy issues and errors that occur such as:
- Customers getting the wrong medications.
- Patients receiving the wrong dosage of drugs.
- Pharmacists putting wrong directions on labels.
Additionally, pharmacy boards need extra inspectors to be able to monitor compounding pharmacies to make sure they are mixing and customizing drugs in a safe environment. For example, a new law was passed that will give the Massachusetts State Pharmacy Board additional members, and there will be at least one member on the board who has experience in compounding in order to properly monitor compounding pharmacies. While this is a move in the right direction, there are still not enough inspectors to effectively regulate compounding pharmacies and retail pharmacies.
Until then, the public needs to be proactive with their own healthcare. You can do this by keeping a log of your medications, having a pharmacy consultation when picking up your medication, and always asking questions if something doesn't seem right. If you have been a victim of a pharmacy error, you should still report the incident to your state board of pharmacy, and you should learn about your rights. You can find out about your legal rights by getting a free copy of our report, How to Make Pharmacies Pay for Injuries Caused by Medication Errors.
Related Links
The Need for Improving Oversight of Pharmacy Compounding
You probably should make a complaint to both the FDA and your state pharmacy board about your incident and illness. Generally, the FDA regulates large compounding pharmacies, and state pharmacy boards oversee smaller pharmacies. However, there are many factory-like pharmacies that have fallen through the cracks and haven't been regulated by state or federal officials. Additionally, there are many facilities that haven't been inspected due to the lack of investigators. What's scary is that many of the compounding pharmacies that have been inspected have been caught making drugs in an unsanitary environment.
Determining if your state pharmacy board regulates your pharmacy depends on where your custom-made medication came from and whether it was sent to you from another state or within your state. If the drug came from a large compounding pharmacy out-of-state, then it is likely your complaint will be with the FDA. However, the laws are changing, and state pharmacy boards are asking for bigger roles in overseeing compounding pharmacies located in their states.
In addition to having a complaint with a state or federal organization, you may also have a pharmacy error claim for damages. If you suffered an illness or injury that resulted in medical bills or time off of work, you may want to pursue a lawsuit to collect the compensation you deserve. To learn more about your rights, please order a free copy of our report, How to Make Pharmacies Pay for Injuries Caused by Medication Errors.
Related Links:
When something goes wrong at your local Houston pharmacy, and you want to let someone who is in a higher-up position know about it. Whether a pharmacist gave you the wrong medication, wrong dosage, or wrong instructions, you need to know how to report your concerns to the appropriate party. The Texas State Board of Pharmacy is the body that governs licensed pharmacists in our state, and you need to write to them with your complaint.
Any pharmacy complaint you make must be in writing to the Texas State Board of Pharmacy. Unfortunately, you cannot speak with someone on the phone to lodge your complaint. However, there is a phone number you can call to get a complaint form mailed to you, which is 800-821-3205 (option 5) or in Austin 305-8080 (recorded information only). You can also download a complaint form online by going to the Texas State Board of Pharmacy website.
Your complaint must describe the incident regarding the pharmacy or pharmacist licensed by the state. You will need to provide to the Board with your name and contact information as well as the name of the pharmacist or people involved. Your complaint should list the date of the incident and details. For example, if a pharmacist filled the wrong prescription, you need to provide the name the pharmacist, state the date and approximate time the incident occurred, list the name of the prescription or the information off of the prescription label, and any other details and facts surrounding your incident.
For other helpful information about filing a complaint with the State Board of Pharmacy, please browse through our blogs and articles, or follow us on Twitter.
The short answer is: It depends on the state. Although the standards for state pharmacy boards are slightly different from state to state, they are each made up of a mix of active pharmacists and consumers.
The Oregon State Board of Pharmacy consists of seven members. Within this state, the Governor appoints each member to the board for a four-year term, so long as he is approved by the state senate. The board is made up of five licensed pharmacists and two members of the public.
The Georgia State Board of Pharmacy consists of eight members, also appointed by the governor. This board is made up of seven licensed practicing pharmacists and one consumer.
In Texas, the board consists of nine members who are also appointed by the governor and approved by the senate, but their terms are for six years. Six of the members have to be registered pharmacists in Texas, with three members representing the public.
There are 13 members on the California State Board of Pharmacy, with seven registered pharmacists and four members of the public who are all appointed to four-year terms by the governor. Additionally, the Senate Rules Committee and the Speaker of the Assembly also appoint one public member.
Although there are different numbers of board members from state to state, they all are charged with regulating the practice of pharmacy in their states and investigating complaints. Some boards meet quarterly and others meet once a month to discuss and review complaints and determine if disciplinary actions should be taken.
If you are a victim of a pharmacy error, you should report the incident to your state pharmacy board, and you should contact Kennedy Hodges to speak with a knowledgeable pharmacy error attorney today at 888-526-7616.
Each State Board of Pharmacy can investigate complaints it receives from the public regarding the practices of a pharmacy or pharmacist. Most complaints that the state board receives are from dissatisfied consumers or disgruntled co-workers concerning specific pharmacists. If the pharmacist in question is thought to have violated pharmacy or drug laws, that pharmacist will be subject to disciplinary proceedings, which could include an informal settlement conference or a trial at the State Office of Administrative Hearings.
The pharmacist will get to present his or her side and respond to the allegations. During the investigation, the board may decide to dismiss the claim; however, based on the evidence, it may choose to reprimand or fine the pharmacist. Additionally, the pharmacist could have his or her license revoked, restricted, retired or suspended based on the findings. Recently, the Texas State Board of Pharmacy suspended some pharmacy and pharmacist licenses. If a pharmacist gets his or her license temporarily suspended or restricted, he or she is entitled to a full trial within 90 days, or otherwise the suspension will be lifted.
These investigations and hearings can take several months before the board reaches a final decision. If a pharmacy has its license suspended, it will lose its DEA and DPS registrations and may risk being put out of business. However, each complaint will have different findings, and the disciplinary action will vary depending on the severity of the allegations.
If you have a potential case against a pharmacist for a pharmacy error, call Kennedy Hodges, L.L.P. at 888-526-7616 for a free consultation to discuss your rights.
As consumers, we are led to believe that we can trust the Food and Drug Administration to protect us from perscription contamination. The FDA cannot keep up with proper inspection rates for pharmacies, much less the overseas plants that frequently produce medications for the U.S.
This means that consumers are constantly at risk when taking prescription medications. If you have been harmed by contaminated prescriptions or by a pharmacy error your best option is to exercise your rights and contact an experienced pharmacy error attorney immediately. It is important to have someone on your side from the very beginning if you or a loved one is harmed by prescription errors.
Free resources to learn your rights.
You can order our free book, How to Make Pharmacies Pay for Your Injuries Caused by Medication Errors, to learn your rights if you are harmed by a pharmacy error. Our pharmacy error lawyers can review your case for free.Call our office at 888-526-7616 to start your free case review today.
Pharmacy Error Blog: Lax FDA plant inspections reveal risks of prescription contamination.
Yes. The more people speak out about these issues and complain in the appropriate places the more likely conditions are going to eventually change for the better so that medication errors will occur less often. Be warned, however, that your best bet is to file a claim against pharmacies if you are injured. Retail pharmacies like Walgreens and CVS have their own pharmacists on the Boards of Pharmacy in every state, and complaints fall on deaf ears.
- Although they are supposed to protect consumers, a lack of proper funding and staff shortage make State Pharmacy Boards inadequate organizations to properly keep tabs on the pharmacies that fill our prescriptions.
State pharmacy boards cannot be relied on to inspect our pharmacies and a lack of federal regulation means consumers have to protect themselves against pharmacy mistakes. The only way to make the pharmacies listen is to file a prescription error lawsuit.


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In our Business Development activity this week I had such an amazing example of how God operates in all our lives. We work with small business people who are working hard at developing their business ideas. Two people I worked with recently were complete opposite of each other. They both have very challenging paths that they are walking. They both are facing monumental challenges in their business ventures. I sat with each, one-on-one, for many hours to help sharpen their business approach and find the best path forward.
'Person A' was so grateful for the assistance and was diligently applying the suggestions so that their business gets better. 'Person B' has had multiple opportunities to change how they operate and hasn't done so. 'Person B's' primary focus is getting a business loan to meet their current economic crisis, but then does nothing that would enable them to get the assistance they need. Our requirement for assistance is the implementation of proper organizational standards. By refusing to get organized in their business operations they are making it impossible to be eligible for the assistance they genuinely need.
How often is this the way we handle our walk with the Lord? We pray, "Oh, Lord, bless my way and what I'm doing", yet we refuse to apply His readily available wisdom and correction. The book of Hebrews illustrates this point:
"Therefore strengthen the hands which hang down, and the feeble knees, and make straight paths for your feet, so that what is lame may not be dislocated, but rather be healed." (Heb. 12:12-13)
God desires your healing, but the exhortation here is that making our "paths" straight is our responsibility and has a direct influence on our healing. Is there something that God has been placing on your heart that you need to correct in your "path?" Could it be that your refusal to correct your own path is preventing your healing?


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(Middletown, CT) The City of Middletown is thrilled to announce the creation of the first Middletown Pride event, to take place on Saturday, June 15, 2019. The City of Middletown, the Middlesex County Chamber of Commerce, and Wesleyan University are partnering together to ensure that the inaugural event will be a successful celebration of our diverse community and particularly the lives and contributions of our lesbian, gay, bisexual, transgender and queer/questioning residents.
The parade will commence at 2 p.m. in Middletown, Connecticut on Main Street at St. John's Square and will proceed down Main Street to Union Street. A festival will take place on the South Green immediately following the conclusion of the parade.
We are inviting interest to participate from local community groups, businesses, and individuals. Please contact the Middlesex County Chamber of Commerce for information on sponsoring the event, joining in the parade, being a merchandise and/or food vendor, or overseeing an informational booth. The Chamber can be reached by phone at (860) 347-6924 or by email at firstname.lastname@example.com.
Further details will be released closer to the date of the event


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County Likely To Add Phone Fee
GRAND RAPIDS — Businesses and residents in Kent County could start paying a new surcharge for 911 emergency phone service this summer if county commissioners authorize the levy this week.
Commissioners are expected to approve a monthly surcharge of 45 cents on all phones, landlines, cells and Internet-based services, with a billable address in the county. The new fee would go into effect on July 1, and it's expected to raise $3.6 million annually for the county's 911 call center. For the county's current fiscal year, which will have six months left when the fee becomes effective, the surcharge would add $1.8 million to the call center's budget.
The surcharge revenue will support emergency communications for the Kent County Dispatch Authority.
The county Finance Committee recommended last week that commissioners adopt the surcharge, which will come before the board on Thursday.
"The system is broke and we have to fix it," said Commissioner Art Tanis last week.
The lone dissenter on the committee was Commissioner Harold Voorhees who requested the county wait another 90 days before taking any action to give business owners and residents a chance to comment on the surcharge.
"I believe we should have more input on this from our citizens and businesses," said Voorhees, who added that some citizens might not be able to afford the additional charge.
Even though he sympathized with Voorhees' position, Tanis said the county couldn't wait any longer because pushing back a vote for 90 days would cost the dispatch system from a year to 18 months in its attempt to upgrade the call center.
The Federal Communications Commission will change the frequencies available for 911 services in 2013, and Tanis said the county needs to start improving its technology now to meet the mandated deadline.
"We in the authority are interested in seeing improvement in the system. This isn't about saving money, it's about creating a better service," said Wyoming City Manager Curtis Holt, who is one of five elected officials that serve on the authority.
Holt said when an emergency call is made to Wyoming, that call is sent to the State Police Post in Rockford, then goes back to Wyoming, then to an ambulance service, and then back to Wyoming. He said the authority's goal is to have two call centers, one at the county and the other in Grand Rapids, instead of the five that are currently involved.
"We are going to stop those transfers. We're going to get emergency providers out there sooner," said Holt.
"I think everybody will buy into the two call-taking centers. We just don't know where they're going yet," he added.
Holt also said a call center could possibly be operated by a private-sector firm. He said he sees local ambulance companies as potential operators because these services have the training and equipment to handle the job.
Public Act 164, which became law last year, allows for the establishment of 911 districts and gives county commissioners the authority to create a surcharge to fund the district, but only after June 30.
The statute also allows service suppliers, such as AT&T, to collect 2 percent of a surcharge as payment for including the fee on monthly bills, collecting the charge, and then passing it on to the county. The law will also reduce the state's 29 cent monthly charge to 19 cents in July.
AT&T customers in Grand Rapids are currently billed 15 cents a month for 911 services and that charge is listed as a county fee on the statement. But Tanis said the county doesn't collect that charge.
"We've never collected for 911 services," he said.
Commissioner Jack Boelema said most businesses and residents probably will be able to afford the surcharge.
"It would be very improper to hold this back," he said.


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With the absurd growth of paver and stone patios, the public is taking notice of features that accompany them. Whether it be an outdoor fireplace, fire pit, outdoor kitchen, or sitting walls.
The sitting walls serve multiple purposes. They are custom designed to meet function and aesthetics.
At Archadeck of Charlotte, we typically design them to follow the soft curve or bay of a patio layout to add a "picture frame" or provide definition. They are commonly used as a space saver when we build a fire pit as shown above. We design them to be 18″ – 20″ tall, which matches the height of a typical chair you would sit in.
Other uses include the function of a barrier to water draining back onto the patio due to the grade of your land. In addition, they can be used as a combination of a retaining wall and a sitting wall. Go to archadeckofcharlotte.com to see a complete photo gallery of outdoor living space designs.


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RINGO, 'Readiness of ICOS for Necessities of Integrated Global Observations' is a 4-year H2020 project with a total budget of 4,719,680.00 euros. RINGO has 43 partners in 19 countries and consists of 5 work packages with specific emphasis on the further development of the readiness of ICOS Research Infrastructure (ICOS RI) to foster its sustainability.
Five principal objectives
RINGO's five principal objectives are scientific, geographcical, technological, data as well as political and administrative readiness:
1. Scientific readiness. To support the further consolidation of the observational networks and enhance their quality. This objective is mainly science-guided and will increase the readiness of ICOS RI to be the European pillar in a global observation system on greenhouse gases.
2. Geographical readiness. To enhance ICOS membership and sustainability by supporting interested countries to build a national consortium, to promote ICOS towards the national stakeholders, to receive consultancy e.g. on possibilities to use EU structural fund to build the infrastructure for ICOS observations and also to receive training to improve the readiness of the scientists to work inside ICOS.
3. Technological readiness. To further develop and standardize technologies for greenhouse gas observations necessary to foster new knowledge demands and to account for and contribute to technological advances.
4. Data readiness. To improve data streams towards different user groups, adapting to the developing and dynamic (web) standards.
5. Political and administrative readiness. To deepen the global cooperation of observational infrastructures and with that the common societal impact. Impact is expected on the further development and sustainability of ICOS via scientific, technical and managerial progress and by deepening the integration into global observation and data integration systems.
European Union's Horizon 2020 research and
innovation programme under grant agreement No 730944.


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Cheap flights to Saskatoon from Orange County-Anaheim
For cheap flights to Saskatoon from Orange County-Anaheim, WestJet has you covered. Not only do we fly to Saskatoon John G. Diefenbaker International Airport, but we also travel to more than 150 destinations in Canada, the U.S., Mexico, Central America, the Caribbean and Europe, so you can be sure we'll get you where you want to go with ease. But our extensive network of routes isn't the only thing that makes WestJet a great choice for travellers: we also offer a friendly, welcoming guest experience that helps to set our safe, affordable air travel apart. For service and value that soars above the rest, choose WestJet.
Low fare finder
Don't see what you're looking for? Find all of our great low fares in one place.
We'll get you to the Paris of the Prairies
Airport Details: To YXE, Saskatoon John G. Diefenbaker International Airport From SNA, John Wayne Airport
Saskatchewan's largest city is rich in culture, community and natural beauty. Visitors can find out more about the area's Aboriginal roots at Wanuskewin Heritage Park, which features interpretive sites, immersive demonstrations and scenic trails. Golf enthusiasts are in for a treat — natural dune formation and prairie grass make the Dakota Dunes Golf Links a unique experience.
Isn't it about time you took a trip? Browse and book cheap flights with WestJet now and make your trip to fun-filled, talked-about Saskatoon a reality. Whether your itinerary is all business or all fun — including the likes of the Meewasin Valley Trail, the Saskatoon Farmers' Market or Pike Lake Provincial Park — we make it easy to get there swiftly, safely, comfortably and affordably. Fly to Saskatoon from Orange County-Anaheim with us and find out firsthand how we take outstanding customer service sky high.


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- The Wall Street Journal profiles Oklahoma Senator Tom Coburn on page 1 in "One-Man Gridlock: Meet Tom Coburn, Senate's 'Dr. No'"
- The tubes are buzzing (okay, not really, just a couple of posts) that Oklahoma J.C. Watts may be Mitt Romney's VP pick. I find this especially ironic, as back when Watts spoke at the Republican convention, maybe '96, I said to friends, "that man is going to be the first black president of this country." I didn't agree with him, I just thought he was someone who could very likely break that particular barrier. But then he left politics and I thought to myself, "good thing no one pays me to analyze this shit."
But now I'll make another prediction which could end up further negating my earlier one: Romney is not going to be the Republican candidate, in 2008, or ever.
- The Oklahoma legislature may soon be televised. Stock up on popcorn!


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This recipe is adapted from Poornimas Tasty treats,u can find the original recipe here.
Sweet corn - 1/2 cup
Carrot -1
Beans - 1/4 cup
Chicken stock cube - 2
Chicken breast -1
Water - 5 cup
Corn flour - 3-4 tbs
Spring onion
Cook the chicken breast with little salt and water.Shred the cooked chicken and keep it aside.
Cook the vegetbales in the same water adding chicken stock cubes.When the vegetables are almost done add the shredded chicken and white portion of spring onions.Boil for 1-2 minutes.Season it with salt and pepper. Finally add cornflour dissolved in little water and turn off the flame when the soup thickens. Garnish with spring onion greens .


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Christmas is truly a wonderful time of the year and celebrating this season with some gorgeous nail art designs is really a cool idea. The variety of Christmas nail art designs popular among ladies are limitless including Santa Claus, Snowman, Snowflakes, stars, candy cane, and others.
So we decided to put some gorgeous nail arts at one place to complete your look with Christmas nail art and get inspiration from them. You can apply another nail polish shades, but a lot of characteristic for Christmas are red, green and white. Or a few glitter flakes on a white or beige base could be the excellent touch.
We hope you'd love browsing through these cool Christmas nail arts collection.


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The Snoremeds anti-snoring device is marketed as not only one of "the most popular snoring mouthpieces worldwide", but also as "the most effective product with the best results to stop snoring".
Suffice to say, I was eager to try it, and wondered how exactly it measured up to the other devices I have tested.
There are many anti-snoring appliances marketed as being highly effective, but that is not necessarily true.
Whether you are just beginning your search for a mouthpiece to stop snoring or have tested many products with no results, you want to make sure you are completely informed on the Snoremeds before deciding if it is the one you should use.
What is a jaw advancing device?
A JAD, more commonly known as a MAD (Mandibular Advancement Device) is a mouthpiece designed to hold the jaw in a forward position while sleeping to prevent the tongue from slipping towards the back of the throat and blocking the airway.
When the tongue blocks the airway, vibrations occur which lead to snoring.
This also prevents the necessary amount of oxygen from entering the airway while sleeping, causing a myriad of other health problems.
Over 80% of snorers suffer from this type of snoring, myself included.
What is the Snoremeds?
The Snoremeds is a simple design MAD device with two different sizes to choose from.
One for smaller mouths designed for women, and a larger version designed for men. It is a single, one-piece appliance with an air hole in the front, which makes it better to use for those who need to breathe through their mouths when they sleep.
There are no extra adjustments or special tweaking needed to set up the product.
All that is needed to fit it, is the basic boil and bite procedure that is used for other MAD devices. While it does not have any fine precision tuning, the boil and bite method does provide a custom fit to your unique jaw and dental structure.
The fitting process step by step
For first time users, the fitting process might be intimidating, but it should not prevent you from trying a MAD device.
To fit the Snoremeds to your unique jaw structure you will need to use a pot to boil water in, two bowls to hold water, something to keep track of time, and ice.
First, I boiled some water in the pot, and placed some ice water into the second bowl while the water was boiling. While I waited for the water to boil, I inserted the blue spatula into the front airhole of the mouthpiece.
After the water had boiled, I poured it into the empty bowl and submerged the Snoremeds completely into the water while holding the spatula like a handle. Make sure you do this for 18 seconds, this will soften the material enough to make the mold.
I then removed the product from the water and inserted it into my mouth with the curved side pointing up and then bit down firmly while extending my jaw.
I held it in this position for about 40 seconds, and then placed it into the ice water so the plastic could harden.
Finally, I removed it from the ice water and placed it back into my mouth to see if I liked how I did the mold.
I should note that you can re-fit the device up to two times only, after which the material will be compromised and you cannot use it.
This is notably shorter than other MAD devices I have used previously or since.
About the company
The company is based in Durban, South Africa and was created in 2006 by Philippa Logan and Michelle Hall-Jones. 2 years later, they expanded to New Zealand, Norway, Australia, and the United States.
By 2010 they had extended their line to include a woman's mouthpiece for smaller sized mouths and a men's mouthpiece for larger sized mouths.
The partnership was formed by Logan and Hall-Jones from a digital design business providing online services such as web design and development.
They created Snoremeds and through their online expertise marketed it to become a worldwide product. Offices span the globe and their main distribution office is now in New Zealand, although the headquarters remains in South Africa.
How much does it cost?
Buying one Snoremeds is $40.95 per mouthpiece, but there are some great deals offered for buying more than one at a time.
The price is great if you purchase the pack of 4 offered, equaling $24.73 per unit.
Even with only 2 there is a large discount and will only cost $29.97 per mouthpiece.
The price per unit after buying 4 is almost 50% off the regular price.
A nice discount which I recommend taking advantage of.
However, one thing to consider is that returns are not allowed for the two or four pack purchases.
Pros and Cons
It is important you understand the pros and cons of the Snoremeds, even though it is marketed as the most effective anti-snoring solution.
- Effective anti-snoring device, I did not snore while using it.
- Airhole which makes it easy to breathe through the mouth at night if needed.
- BPA and latex free, both are hazardous chemicals used to make plastic that should not be in contact with the skin for extended periods of time.
- FDA cleared.
- 45-day money back guarantee when purchasing one mouthpiece.
- Easy to clean.
- Great price when buying the two pack or four pack, almost half the price of other products available.
- Very low lifespan of only 4 months.
- Can only use the boil and bite method twice before the material is compromised.
- Cannot be used by those with dentures, crowns, caps, or implants.
- I drooled for a period of time when I started to use the product.
Here are a few reviews from actual Customers
The reviews I have seen are mostly positive; however, there are a few who complained about drooling or soreness. Some also mentioned the low lifespan of the product as being a negative point.
"As I've gotten older and gained some weight, I have also developed a nasty snore at night which keeps up my wife something terrible. I tried the Snoremeds, and it is easy to fit, and felt quite comfortable. I had some drooling at first, and sometimes it does come back, but more importantly my snoring is completely gone. It has worked for me and I continue to buy this product every year. I'm feeling better, and my wife is happier!". – Jonny P.
"It has definitely decreased the volume with which I snore, but it is still there slightly. I keep testing different extensions with my jaw as I'm sure that is the issue. I will get it right eventually." – Ryan
"It works as well as I thought it would. I stopped snoring using it, and it feels fine and comfortable wearing it. Overall I'd recommend it." – Fred Preston
Source: As Seen On TV Reviews
My thoughts
The setups process is as simple as can be for a MAD device, and there is no other preparation needed after the boil and bite. Even for first timers it should not be too difficult.
The product is comfortable to wear, and did not feel invasive or irritating.
The air hole was large enough that I could comfortably breathe out of it during the night, and overall my initial impression was a good one.
After testing it, there is no question it worked.
I woke up with energy and felt refreshed which means it worked well.
There was a minor soreness issue, but that is not out of the ordinary when using a MAD device for the first time.
After an amount of time during my two-week trial the soreness went completely away.
I did experience some drooling, but this was another issue that dissipated after using the product over time.
The different sizes are a plus, as not all mouths are equal.
Having one for women and another for men is great step forward the company made since the original Snoremeds device.
Also, the price is fantastic if you buy more than one.
For less than $30 for two and less than $25 for 4, it is one of if not the best price on the market.
This is a great starter mouthpiece and even one I could suggest for those who have tested more than a few devices.
I could confidently recommend this product to other snorers as an effective anti-snoring solution.
My Rating: 4.2
Which Product Should I Buy?
Every person has a unique mouth and different needs for their particular snoring, so one that is perfect for one person, may not be the best option for another.
With well over 100 products on the market it can obviously be quite daunting to decide, "Which one?"
To help ease the decision process I have created a comparison chart where you can effortlessly assess each product and its features, price, pros and cons. I have also written several detailed reviews for those devices that I believe to be leading products.
If you would rather not spend a lot of time reading reviews, please take a look at the article linked here: My Mouthpiece Recommendation. It's a list of three products which I believe, based on my extensive experience, are the best options available to people who suffer from snoring.


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When you hit Start, notes will be displayed in the stave above. Just use the mini claviature below to play the notes. Don't worry about the rhythm or speed for now.
The generated notes will be so that you play only one note at a time. If you want to practice chords, have a look into the Set Up section to hook up your digital piano.
When you start the training, we will count in for 4 beats and afterwards you can tap the given rhythm (either use your 'space' button or your touchscreen). Make sure your speakers are on so that you can hear the metronome.


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If I'm a liberal Democrat in Portland, I know exactly what this means: On Oct. 30, the cable news channel known as MSNBC, home each weeknight to Keith Olbermann's pugnaciously liberal news-talk program, was stripped of its position on channel 47 of Comcast/Portland's basic cable tier, and exiled waaaay up to Ch. 128 on the digital tier.
MSNBC's former channel neighbor, the arch-conservative Fox News, continues to smirk and scorn liberals on channel 48, within spitting distance of CNBC (46), both CNN's (44 and 45), and the locals-only NW Cable News channel on 49.
Did I mention that MSNBC's moving day came with little advance warning (unless you count envelope stuffers that came with bills a few weeks ago...but I certainly didn't read mine. Did you?) and scant hours before the channel's coverage of the Democratic presidential candidate debate on Tuesday night?
What you make of this move may flow from somewhere in your political instincts. Viewed from the left, it certainly seems....suspicious. Hasn't Olbermann been knocking the stuffing out of conservatives, and the Bush administration? Is that why MSNBC is being punished? "Please, oh please, tell me that Comcast isn't turning out the lights on the only cable news channel that even bothers to air one progressive voice," implored blogger Kari Chisolm on the liberal BlueOregon.com website.
From the right the decision seems like the exercise of good taste and corporate discretion. After all, the whole media is hugely liberal, what with that pinko Robert Novak (look at those hippie-like sideburns!) and the way even Fox News has Alan Colmes bullying poor Sean Hannity night after night.
But according to Comcast spokeswoman Theressa Davis, the decision had nothing to do with politics. They're just trying to balance the content on both the analog and digital tiers, she explained. Though she was vague about the criteria used to decide which news channel had to move --- content, quality and viewership were mentioned -- it should be noted that MSNBC consistently scores the lowest ratings of all the major cable news outlets, even in liberal Portland.
More than half of Comcast's 595,000 subscribers already have access to the digital tier, Davis continued. And everyone else can go digital for only an additional $1 a month. Though, it seems fair to note, that involves having to install a digital converter, which, while cost-free, requires a certain amount of hassle on the part of the consumer. What are we...electricians?
Reached for a comment, MSNBC spokesstaff in New York responded by emailing a statement noting that the decison to move the channel had been entirely Comcast's, and that the channel is currently available to some 91 million Americans, and as far as they're concerned it should be on basic cable. So there.
Make of all that what you will. But the news isn't all bad for local liberals: Comcast 14, once the TV home for Lars Larson, has vanished, taking the arch-conservative radio's video perch with it. Larson may be back on video, Davis said. But maybe not, too.


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This event was captured live at the Command Alkon ELEVATE Conference in New Orleans, Louisiana.
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Pre-Register for Elevate 2020 Now
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ATMs -- In German cities, you can easily find 24-hour ATMs in airports, train stations, and outside banks. Cirrus (tel. 800/424-7787; www.mastercard.com) and Plus (tel. 800/843-7587; www.visa.com/atms) are the most popular networks. Remember that many banks impose a fee every time you use a card at another bank's ATM, and that the fee can be higher for international transactions. In addition, the bank from which you withdraw cash may charge its own fee. Despite the fees, ATM withdrawals are usually less costly than transactions made at Bureaux du Change and other commercial exchanges.
Business Hours -- Most banks are open Monday to Friday 8:30am to 1pm and 2:30 to 4pm (Thurs to 5:30pm). Money exchanges at airports and border-crossing points are generally open daily from 6am to 10pm. Most businesses are open Monday to Friday from 9am to 5pm and on Saturday from 9am to 1pm. Store hours can vary from town to town, but shops are generally open Monday to Friday 9 or 10am to 6 or 6:30pm (Thurs to 8:30pm). Saturday hours are generally from 9am to 1 or 2pm, except on the first Saturday of the month, when stores may remain open until 4pm. In shopping malls and major shopping districts in larger cities, some stores open on Sunday from noon to 5pm.
Customs -- You can take into Germany most personal effects and the following items duty-free: one video camera or two still cameras with 10 rolls of film each; a portable radio, a tape recorder, and a laptop PC, provided they show signs of use; 400 cigarettes, 50 cigars, or 250 grams of tobacco; 2 liters of wine or 1 liter of liquor per person 18 and over; fishing gear; one bicycle; skis; tennis or squash racquets; and golf clubs.
Returning U.S. citizens who have been away for at least 48 hours can bring back, once every 30 days, US$800 worth of merchandise duty-free. You'll be charged a flat rate of 4% duty on the next US$1,000 worth of purchases. Be sure to have your receipts handy. On mailed gifts, the duty-free limit is US$200. With some exceptions, you cannot bring fresh fruits and vegetables into the United States. For specifics on what you can bring back, download the invaluable free pamphlet Know Before You Go online at www.cbp.gov.
For a clear summary of Canadian rules, you can download the booklet I Declare at www.cbsa-asfc.gc.ca/publications. It is issued by Canada Border Services Agency (tel. 800/461-9999 in Canada, or 204/983-3500; www.cbsa-asfc.gc.ca). Canada allows a C$750 exemption, which can be used only once a year and only after an absence of 7 days. You're allowed to bring back duty-free one carton of cigarettes, one can of tobacco, 40 imperial ounces of liquor, and 50 cigars. In addition, you're allowed to mail gifts to Canada valued at less than C$60 a day, provided they're unsolicited and don't contain alcohol or tobacco (write on the package "Unsolicited gift, under C$60 value"). You should declare all valuables on the Y-38 form before departing Canada, including serial numbers of valuables you already own, such as expensive foreign cameras.
Disabled Travelers -- Germany is relatively hospitable for travelers with disabilities. Most large cities and many smaller ones provide elevator access to subways, ramps and lifts on buses and streetcars and at museums and other public facilities, and wheelchair-accessible taxis. The local tourist offices can issue permits for drivers to allow them access to parking areas for people with disabilities. Many hotels, especially newer ones, are equipped to meet the needs of those with disabilities, and some have specially equipped rooms for the disabled. Many restaurants, including many of the more expensive ones, are wheelchair accessible. Keep in mind, though, that throughout the country some historic sights may not be properly equipped for travelers with disabilities.
Organizations that offer assistance to travelers with disabilities include MossRehab (tel. 800/225-5667; www.mossresourcenet.org), which provides a library of accessible-travel resources online; Society for Accessible Travel & Hospitality (SATH; tel. 212/447-7284; www.sath.org), which offers a wealth of travel resources for all types of disabilities and informed recommendations on destinations, access guides, travel agents, tour operators, vehicle rentals, and companion services; and the American Foundation for the Blind (AFB; tel. 800/232-5463 or 212/502-7600; www.afb.org), a referral resource that provides information on traveling with Seeing Eye dogs.
Access-Able Travel Source (tel. 303/232-2979; www.access-able.com) offers a comprehensive database on travel agents from around the world with experience in accessible travel; destination-specific access information; and links to such resources as service animals, equipment rentals, and access guides. Many travel agencies offer customized tours and itineraries for travelers with disabilities. Among them are FlyingWheels Travel (tel. 888/451-5006 or 507/451-5005; www.flyingwheelstravel.com) and Accessible Journeys (tel. 800/846-4537 or 610/521-0339; www.disabilitytravel.com). The "Accessible Travel" link at Mobility-Advisor.com (www.mobility-advisor.com) offers a variety of travel resources to persons with disabilities.
Doctors -- Contact the International Association for Medical Assistance to Travelers (IAMAT; tel. 716/754-4883 or 416/652-0137; www.iamat.org) for lists of local, English-speaking doctors. You can find listings of reliable medical clinics in Germany at the International Society of Travel Medicine (www.istm.org).
Drinking Laws -- Officially, you must be 18 to consume any kind of alcoholic beverage in Germany. Bars and cafes rarely request proof of age. Drinking while driving, however, is treated as a very serious offense.
Electricity -- In most places, the electricity is 220 volts AC (50 cycles). Much of your electronic gear (including laptops) have built-in converters but you will need a transformer for any device without one. Be sure to pack an adapter (a plug that fits the German socket). Many hotels will supply these.
Embassies & Consulates -- The following embassies and consulates are in Berlin. The embassy of the United States is at Pariser Platz 2 (tel. 030/83050; http://germany.usembassy.gov; U-Bahn: Brandenburger Tor), open Monday to Friday 8:30am to 3pm. The U.K. Embassy is at Wilhelmstrasse 70 (tel. 030/204570; http://ukingermany.fco.gov.uk/de; U-Bahn: Anhalter Bahnhof), open Monday to Friday 8am to 4:30pm. The Australian Embassy is at Wallstrasse 76–79 (tel. 030/8800880; www.germany.embassy.gov.au/beln/home.html; U-Bahn: Spittel-markt), open Monday to Thursday 8:30am to 5pm and Friday 8:30am to 4:15pm. The Canadian Embassy is at Leipziger Platz 17 (tel. 030/203120; www.canadainternational.gc.ca; U-Bahn: Potsdamer Platz), open Monday to Friday 9am to noon. The Irish Embassy is at Jägerstrasse 51 (tel. 030/220720; www.embassyofireland.de; U-Bahn: Uhlandstrasse), open Monday to Friday 9:30am to noon and 2:30 to 3:45pm. The New Zealand Embassy is at Friedrichstrasse 60 (tel. 030/206210; www.nzembassy.com; U-Bahn: Friedrichstrasse), open Monday to Friday 9am to 1pm and 2 to 5:30pm.
Emergencies -- Throughout Germany the emergency number for police is tel. 110; for fire or to call an ambulance, dial tel. 112.
Family Travel -- Admission prices for attractions throughout Germany are reduced for children ages 6 to 14. Kids younger than 6 almost always get in for free. If you're traveling with children, always check to see whether the attraction offers a money-saving family ticket, which considerably reduces the admission price for a group of two adults and two or more children. The same is true for public transportation: Low-priced family or group tickets usually are available. On trains, children ages 6 to 11 pay half the adult fare, and children younger than 6 travel free.
Gay & Lesbian Travelers -- Germany is one of the most "developed" countries in the world when it comes to gay pride, gay culture, and gay tourism. If you are schwul (gay) or lesbisch (lesbian), you'll find plenty to do in Deutschland. Berlin, Munich, Hamburg, Frankfurt, and Cologne all have large gay communities, but gay life flourishes outside the big cities, too. A network of gay or gay-friendly restaurants, cafes, stores, bars, dance clubs, and community centers exists throughout the country, in small towns and large.
Gay and lesbian couples (or friends) qualify for family tickets on public transportation in many Germany cities. With most family, or Gruppen (group) tickets, all that matters is that two (or more) individuals travel together.
Every summer, parades and special events celebrate gay pride. Berlin holds its annual Gay & Lesbian Street Festival in mid-June, celebrates its Christopher Street Day and Parade around the third weekend in June, and stages its famous Loveparade in mid-July. Munich celebrates Christopher Street Day in mid-July. Hamburg celebrates with a Gay Pride Parade and Festival around June 8 to 10. Cologne's Christopher Street Weekend usually is the first weekend in June. Frankfurt's Christopher Street Weekend takes place around the third weekend in July.
Health -- Germany should not pose any major health hazards. The heavy cuisine may give some travelers mild indigestion, so you might want to pack an over-the-counter medicine and moderate your eating habits. The water is safe to drink throughout Germany; however, don't drink from mountain streams, no matter how clear and pure the water looks, to prevent contact with giardia and other bacteria.
German medical facilities are among the best in the world. If a medical emergency arises, your hotel staff can usually put you in touch with a reliable doctor. If not, contact the American embassy or a consulate; each one maintains a list of English-speaking doctors. Medical and hospital services aren't free, so be sure that you have appropriate insurance coverage before you travel.
Pack prescription medications in your carry-on luggage and carry them in their original containers, with pharmacy labels—otherwise they might not make it through airport security. Carry the generic name of prescription medicines, in case a local pharmacist is unfamiliar with the brand name.
Insurance -- For travel overseas, most U.S. health plans (including Medicare and Medicaid) do not provide coverage, and the ones that do often require you to pay for services upfront and reimburse you only after you return home.
Canadians should check with their provincial health-plan offices or call Health Canada (tel. 866/225-0709; www.hc-sc.gc.ca) to find out the extent of their coverage and what documentation and receipts they must take home if they are treated overseas.
Travelers from the U.K. should carry their European Health Insurance Card (EHIC), which replaced the E111 form as proof of entitlement to free/reduced-cost medical treatment abroad (tel. 0845/605-0707; www.ehic.org.uk). Note, however, that the EHIC covers only "necessary medical treatment"; for repatriation costs, lost money, baggage, or cancellation, travel insurance from a reputable company should always be sought. Call tel. 0870/033-9985 or visit www.travelinsuranceweb.com for quotes from several companies.
Internet & Wi-Fi -- Many hotels, cafes, and retailers have Wi-Fi "hot spots," as do most libraries in Germany. Many hotels also offer in-room Wi-Fi (noted in our listings), others in the lobby and other public areas. To find cybercafes, increasingly rare, check www.cybercaptive.com and www.cybercafe.com.
Mail -- Street mailboxes are painted yellow. It costs 1.70€ for the first 5 grams (about 1/5 oz.) to send an airmail letter to the United States or Canada, and 1€ for postcards. Letters to the U.K. cost .70€.
Mobile Phones -- In Germany, a mobile phone is called a Handy (pronounced as it's spelled). If your cellphone is on a GSM system, and you have a world-capable multiband phone, you can make and receive calls across Germany and the rest of Europe. Just call your wireless operator and ask for "international roaming" to be activated on your account. Having an unlocked phone enables you to install a cheap, prepaid SIM card (found at a local retailer) in Germany. (Show your phone to the salesperson; not all phones work on all networks.) You'll get a local phone number and much lower calling rates.
Although you can rent a phone from any number of German sites, including kiosks at airports and at car-rental agencies, it's often more cost-effective if you rent the phone before you leave home. Two reliable wireless rental companies are InTouch USA (tel. 800/872-7626; www.intouchglobal.com) and RoadPost (tel. 888-290-1606 or 905/272-5665; www.roadpost.com).
Money & Costs -- The euro (€) is the single European currency of Germany and other participating countries. Exchange rates of participating countries are locked into a common currency fluctuating against the dollar. Prices in Germany are moderate, especially compared to those in large cities in the U.S. and Britain, and you generally get good value for your money. Travelers can expect to pay as little as 100€ or even less for a decent hotel room, 40€ for a modest dinner for two, 2.50€ for a cup of coffee, and around 8€ for admission to major galleries.
In Germany, American Express, Diners Club, MasterCard, and Visa are commonly accepted, with the latter two cards predominating. Note that many banks now assess a 1% to 3% "transaction fee" on all charges you incur abroad (whether you're using the local currency or your native currency).
Passports -- Citizens of the U.S., Canada, Ireland, Australia, New Zealand, and the U.K. do not require visas for visits of less than 3 months.
Police -- Throughout the country, dial tel. 110 for emergencies.
Safety -- Overall, the security risk to travelers in Germany is low. Violent crime is rare, but it can occur, especially in larger cities or high-risk areas such as train stations. Most incidents of street crime consist of theft of unattended items and pickpocketing. Take the same precautions against becoming a crime victim as you would in any city.
Report the loss or theft abroad of your passport immediately to the local police and the nearest embassy or consulate. If you are the victim of a crime while in Germany, in addition to reporting to local police, contact the nearest embassy or consulate for assistance. The embassy/consulate staff, for example, can assist you in finding appropriate medical care, contacting family members or friends, and explaining how funds could be transferred. Although the investigation and prosecution of the crime is solely the responsibility of local authorities, consular officers can help you understand the local criminal-justice process and find an attorney if needed
Senior Travel -- Members of AARP (tel. 888/687-2277; www.aarp.org), may get discounts on hotels at some major international chains, and car rentals from most major firms. Anyone 50 and over can join. In general, though, travelers should not expect to find a treasure-trove of senior discounts in Germany. Even some typical at-home discounts—such as those for museum entrance fees and public transport fares—are usually not available to non-resident seniors.
Smoking -- Check before lighting up. In general, you cannot smoke in most restaurants and many bars in Germany, but these rules are in a continuous state of flux and vary by federal state—in some cases smoking is banned by law and enforced. In other cases the official law is not enforced in bars of a certain size, or after the kitchen closes at restaurants that are open late and morph into a barlike setting as the night goes on. Throughout the country, smoking is banned in all public buildings and on transport.
Taxes -- As a member of the European Union, Germany imposes a tax on most goods and services known as a value-added tax (VAT) or, in German, Mehrwertsteuer. Nearly everything is taxed at 16%, including vital necessities such as gas and luxury items such as jewelry; the tax is factored into the price. Food and books are taxed at 7%. VAT is included in the prices of restaurants and hotels. Stores that display a tax-free sticker will issue you a Tax-Free Shopping Check at the time of purchase. When leaving the country, have your check stamped by the German Customs Service as your proof of legal export. You can then get a cash refund at one of the Tax-Free Shopping Service offices in the major airports and many train stations and some of the bigger ferry terminals. Otherwise, you must send the checks to Tax-Free Shopping Service, Mengstrasse 19, 23552 Lübeck, Germany. There is no airport departure tax.
Telephones -- The country code for Germany is 49. To call Germany from the United States, dial the international access code 011, then 49, then the city code, then the regular phone number. Note: The phone numbers listed in this book are to be used within Germany; when calling from abroad, omit the initial 0 in the city code.
For directory assistance: Dial tel. 11837 if you're looking for a number inside Germany, and dial tel. 11834 for numbers to all other countries. For operator assistance: If you need operator assistance in making a call, dial tel. 0180/200-1033.
To call the U.S. or Canada from Germany, dial 01, followed by the country code (1), then the area code, and then the number. Alternatively, you can dial the various telecommunication companies in the States for cheaper rates. From Germany, the access number for AT&T is tel. 0800/8880010, and for MCI, tel. 0800/8888000. USA Direct can be used with all telephone cards and for collect calls. The number from Germany is tel. 013/00010. Canada Direct can be used with Bell Telephone Cards and for collect calls; this number from Germany is tel. 013/00014.
Tipping -- If a restaurant bill says Bedienung, that means a service charge has already been added, so just round up to the nearest euro. If not, add 10% to 15%. Bellhops get 1€ per bag, as does the doorperson at your hotel, restaurant, or nightclub. Room-cleaning staffs get small tips in Germany, as do concierges who perform some special favors.
Toilets -- Use the word "Toilette" (pronounced twah-leh-tah). Women's toilets are usually marked with an f for Frauen, and men's toilets with an h for Herren. Expect to pay 1€ to use public facilities.
Visitor Information -- All cities and nearly all larger towns in Germany have tourist offices; we include these for all cities and towns we cover. The German National Tourist Board headquarters is at Beethovenstrasse 69, 60325 Frankfurt am Main (tel. 069/751903; www.germany-tourism.de or www.cometogermany.com). The website provides listings for offices abroad.
Note: This information was accurate when it was published, but can change without notice. Please be sure to confirm all rates and details directly with the companies in question before planning your trip.


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First, a confession. I paid my PRSA dues for 2008 after saying, and pretty vehemently, that I would not. I sent the check to New York yesterday for three reasons. First, I wanted to show support for a friend and colleague who is president of the local chapter this year. Second, I'm feeling guilty about abandoning my friends in both the Cleveland and Akron Area chapters, despite seeing little value in the national affiliation.
Finally, I was hoping this year's PRSA leadership would bring new spark to a tired organization that's been my professional home for 25 years. I 'd be a great Cubs fan, wouldn't I?
Does PRSA have a new vision? If so, you won't find it in the society's first news release of 2008, a release that announces Jeff Julin's ascension to the chairmanship — but not much more.
Is there news here? Not really. Jeff's selection as PRSA chair was rubber stamped by the Assembly back in November. But hey, it is his first day in office, and it's Friday of a holiday week. Maybe we can steal a headline on a slow news day and make a little splash.
Nice try, but the news release typifies what Tom Foremski ranted about back in '06 when he called on PR folks to stop using the tool altogether.
Some highlights from PRSA's first release of 2008:
Julin brings to PRSA 30 years of public relations experience, with special expertise in stakeholder engagement and issues management.
I'm sure Jeff is an accomplished professional or he'd not have been anointed head of the PRSA family. But if we hope to communicate PR's value to the rest of the world, we won't do it with jargon like "stakeholder engagement" and "issues management." To get your message across, use words Mom and Dad will understand.
As chair and CEO of PRSA, Julin will continue to advance PRSA's role in creating a broad understanding of the vital role public relations plays in a rapidly changing world. People at all levels are more engaged than ever before in driving business, government and communities.
I'm looking for substance in this paragraph but finding none. It's nice to know that Jeff plans to continue whatever it is PRSA has been doing. But that isn't news, it's fluff. And that second sentence is interpretation, not verifiable fact. Where's the attribution?
"Implementation of the plan will maximize member value by enhancing our real and virtual communities, more aggressively profiling best practices and public relations research, and leveraging our leadership position in public relations ethics," said Julin. He continued, "Going forward, I want to build on our great successes of the last few years and maximize PRSA's strengths to become the touchstone of learning, guidance and recognition for every member of the profession."
Ever heard of "Bullshit Bingo"? You could fill half a card with that paragraph alone. I nearly broke and ankle tripping over the buzz words. Sheesh.
An expert in issues management and stakeholder engagement, Julin is known for his ability to effectively work with groups that have conflicting interests. With roots in Colorado's mining communities, Julin developed a natural affinity for engaging all interests in respectful, productive communications.
I know Jeff is a professional, but you can't tell what he does for a living by reading this passage. No wonder so many C-suite execs don't "get" PR. It's time we start reading our own press releases — then rewriting them.
Another quote:
"Public relations professionals look forward to enormous opportunities to advance the role of the profession by creating rigorous yet respectful dialogue at all levels of society," added Julin. "The influences of new media, increasing diversity and a 2008 presidential campaign will thrust the profession into the public spotlight in new ways. PRSA is ready to advocate for communications standards, practices and ethics that emphasize the full range of public relations to create respectful engagement that honors all perspectives."
Among the first lessons I teach in a sophomore-level writing class is to favor the concrete over the abstract. Make it easy for your reader to grasp your message. Tell your story clearly and concisely. Use simple words, tangible examples, clear descriptions.
Julin is president of MGA Communications, a Denver-based firm consistently ranked as one of the region's top communications firms and nationally regarded for award-winning work in stakeholder engagement, crisis communications and issues management. (Emphasis is mine.)
Another lesson of Media Writing 101 is to limit the use of adjectives and adverbs to words that illustrate dimension and intensity. Avoid fluffy adjectives like the ones highlighted above. They communicate nothing, and they alienate editors.
The news release should help an organization tell its story. But first you must have a story to tell. Then you must present it in straightforward fashion. Today's release from PRSA accomplishes neither.
In my sophomore-level writing class, the release earns a "gentleman's C," but only if the student promises to rewrite it. Submit this release in my senior-level Media Relations class and I won't be such a gentleman when assigning the grade.
After 60 years of hanging around the PR biz, you'd think PRSA would know how to do this stuff. And in case you're wondering, I give this sort of candid feedback to my students all the time. And I'm certain they love me for it.
If you'd like to send a message in support of my concerns, you can do so through the Facebook group: PRSA Need Professional PR Help — NOW! (Missing link. See update below.)
Update 2/26/2010: I have taken down the Facebook page. While I still have issues with PRSA and its leadership, the society has cleaned up its act when it comes to publicity. Most of the the news releases have a lot less fluff these days and are a lot easier to access. How much "news" those releases contain is another matter for another discussion. But news releases aren't just for news media anymore, and that's yet another discussion. Anyway, I thought I should explain the dead link.


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The NTRA thanks those industry members and partners who supported the NTRA's federal legislative fundraising effort in 2013. More than 700 individuals, farms and racing partnerships contributed an amount to the ¼% Check-off and Foal programs that was nearly 25 percent greater than in 2012. This diverse group represents more than 40 states and 10 countries and is 12 percent larger than in 2012.
Click here for the complete list of 2013 NTRA federal legislative contributors.
The NTRA also recognizes the following industry partners for their support of this initiative: Keeneland, Fasig-Tipton, Ocala Breeders' Sales Company, Barretts Sales & Racing, Washington Thoroughbred Breeders and Owners Association and Breeders' Sales Company of Louisiana.
Other organizations supporting the program include (in alphabetical order) California Thoroughbred Breeders Association (CTBA), Daily Racing Form (DRF), Florida Thoroughbred Breeders' and Owners' Association (FTBOA), New York Thoroughbred Breeders, Inc. (NYTB), New York Thoroughbred Horsemen's Association (NYTHA), Texas Horsemen's News, Thoroughbred Daily News (TDN) and Thoroughbred Owners and Breeders Association (TOBA).
Learn more about how you can join your peers in support of the NTRA's federal legislative fundraising effort.


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A new trailer for the upcoming Hollywood action movie xXx: Return of Xander Cage was uploaded online late on Sunday night.
The promo, which seems to have been cut specifically for Indian audiences, shows plenty of footage featuring Deepika Padukone, who is making her Hollywood debut here. It almost seems like a direct response to fans who were upset that a previous teaser trailer had featured the actress for just a few seconds.
Many have already commented on the fact that Padukone is heard speaking English with her natural Indian accent over adopting an American accent to appeal to audiences in the US, contributing to a normalisation of Indian accents in general (as a heroic lead character rather than stereotypical roles such as shopkeeper, scientist, and cab driver).
Starring Vin Diesel, Samuel L Jackson, Ruby Rose, Nina Dobrev, Toni Collette, and Donnie Yen, the action flick is slated to release in many parts of the world on January 20, 2017.
Watch the trailer above.
Also on HuffPost:


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Creatives' favourite music videos: Metronomy on Weezer and Hollie Fernando on Radiohead
- Words
- Lucy Bourton
- —
- Date
- 17 July 2017
- Reading Time
- 6 minute read
A great music video is something that stays with you for many years. It could be one you watched on your parents' TV as a kid, or one you saw as a teenager that shaped your music taste for years to come. In its form, genre and style, a music video encapsulates a meaningful period of time for everyone: where you were and what you were into, all in one short nostalgic video clip.
After the It's Nice That Podcast discussed the making and meaning of music videos in its most recent episode, we reached out to animators, photographers, illustrators and bands to tell us their all-time favourite music video and what it means to them…
Metronomy's Joe Mount on Weezer's Buddy Holly
I think this video is probably the one that bridged the gap between music and music videos for me. It referenced a TV programme that I knew and I was able to 'get' it. It got me in to Weezer too, which is what good videos should do for good music.
Now it feels very much of its time, but it arguably started the whole self-referential/retro thing that is everywhere in music videos now. Still a solid 10/10 for both song and video.
Photographer Hollie Fernando on Radiohead's Street Spirit
Pretty much all of Radiohead's videos would be classed as my favourites, but Street Spirit sticks out for me the most. The song, being extremely dark and haunting on its own, is somehow pushed to another level when you have Jonathan Glazer's imagery to watch alongside it. For me, the song and the imagery are on exactly the same wavelength and I have yet to see another music video that has this connection better.
I first watched the video after seeing Radiohead live at Reading Festival when I was about 15/16 and absolutely fell in love with them. I came home to learn everything about them and watching this video years after brought back the euphoria of being young, drunk and in a huge crowd watching a band you knew was going to be your new favourite.
However, not long after I read an interview with Thom Yorke where he explained the meaning behind the song and it completely changed my view on things saying: "Street Spirit has no resolve. It is the dark tunnel without light at the end. It represents all tragic emotion that is so hurtful that the sound of that melody is its only definition. We all have a way of dealing with that song. It's called detachment. Especially me; I detach my emotional radar from that song, or I couldn't play it…I can't believe we have fans that can deal emotionally with that song. That's why I'm convinced that they don't know what it's about. It's why we play it towards the end of our sets. It drains me, and it shakes me, and hurts like hell every time I play it, looking out at thousands of people cheering and smiling, oblivious to the tragedy of its meaning, like when you're going to have your dog put down and it's wagging its tail on the way there. That's what they all look like, and it breaks my heart."
When I first heard the song/saw the video, I was definitely one of those cheering smiling, tail wagging people Thom Yorke mentions but now when I watch it, it actually terrifies me a bit. It makes me feel nervous and alone. So if one music video can move me this much, it has to be down as my favourite!
Le Gun member Robert Rubbish on All I Want Is You, by U2
It's a hard one to choose my favourite music video, but I have given it a lot of thought and it's All I Want Is You by U2.
I think I first saw this video on a show called Club X in 1989 on Channel 4 on a Sunday lunchtime when I was 15 years old. I wasn't a fan of U2 but this video blew my mind. It was a mini black and white film nothing I had ever seen before. I was transfixed, it told the story of a dwarf who falls in love with a trapeze artist.
It's so cinematic, the images and the music work with each other and the way the camera is used adds a dream like feel. To me it seems like the band has let the director make what he sees in the song. I love it as well because it's a story video and it has a narrative, and like Fellini films that it pays homage to it uses black and white in such a great way, light and dark, day and night.
I still feel now that it's a great video as on a personal level it opened my eyes to Fellini films that I would fall in love with later in my life. I also like the fact that U2 only have a cameo in it.
Django Django's Dave Maclean on Peter Gabriel's Sledge Hammer
Probably picked by a few people I'd imagine but this is my earliest memory of seeing a great music video and I was obsessed with it. I was already really into stop frame animation because I watched a lot of Ray Harryhausen films and I had it in my head that I wanted to be an animator. This video had so many fun little ideas in it and the track is killer so it's a winning combo and really set the bar at the time for what a music video could be.
Animator Sophie Koko Gate on Down To Earth by Curiosity Killed The Cat
When I was in my early 20s and deadly single, I had an unhealthy obsession for the lead singer of this band. Because of my bias, I have no idea whether or not this is a good video, in fact I don't even know what happens in it. What I do know, is that someone has captured the essence of a man who is blessed with being physically beautiful, but for whatever reason is just not that comfortable in his own skin. He hasn't worked out how far his arms stretch when perfectly perpendicular, he can't control his mouth muscles in the way he'd like to, his eyes are lazy and careless but the veins popping from his neck tell a different story, he dances exactly like my best friend Rachel, and these happen to be the kind of traits that appeal directly to my inner soul.
I watch it a lot more when I am single, I remember it being a sort of comfort for me, you know like.. don't worry Soph your dream man is right here inside this computer screen! Actually I tracked the man down and added him on Facebook so we are internet friends now. I'm in a cool happy relationship now, but you know it's still nice to watch, I'm sure everyone's got their equivalent right?
You can listen to the It's Nice That Podcast on Music Videos via the link below.
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About the Author
Lucy joined It's Nice That as an editorial assistant in July 2016 after graduating from Chelsea College of Art. In October 2016 she became a staff writer on the editorial team and in January 2019 was made It's Nice That's deputy editor. Feel free to get in contact with Lucy about new and upcoming creative projects or editorial ideas for the site.