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Price and functionality are related!
There can be a big differences in the price you have to pay for a website builder depending on your requirements. If you wan't your own domain like www.my-domain.com or maybe a webshop with credit card payment, it will cost a bit. Normally, it is a monthly payment. Anyway, it is still very cheap to create your own website using low cost or free website builders, compared to having it developed by a programmer. We will provide you with recommendations on these pages.
Are you ready to build your own website? Get started with our preferred website builder. You can also read our reviews in Danish.
The best low cost and free website builders
We have tried and tested the best low cost and free website builders, from around the world. We have tried the builders and carried out tests for usability and functions. We recommend the following builders depending on your need:
SimpleSite – Global supplier with tons of functions like blog, gallery and webshop. Very user friendly and good support
Wix – Perhaps the leading supplier of adobe flash websites. Beautiful websites.
Weebly – Very flexible solution that offers almost any functionality for businesses.
One – Offers both a simple website builder and WordPress 1-click builders. Amazing global support.
FreeWebsite – Another supplier with low cost websites. They offers free websites during 2017, we have been told.
No matter your choice of website builder, you won't be disappointed. They all presents high quality responsive pages that are very user friendly.
You can make your own free website
Our team of testers is currently testing the leading manufactures of free website builders. Soon, we will provide video's and compare functions and prices. The website builders are different in both price, usability and features. You can get a lot of help from reading our reviews here at "how to build your own free website". You can go directly to our reviews.
After reading our tests and reviews, you will be able to select a website builder that suites your purpose and price. (all have a free basic version)
Our goal is to provide the most comprehensive and in depth comparison of Website Builders. Our test teams provides quality feedback on popular Website Builders. Our focus is on the "Easy to use" builders that can be used by anyone with a computer or tablet. These reviews are not meant for web designers or programmers.
If you know of a website builder that we have not tested yet, please let us know using the contact formula and we will add it to our line of tests.
We are currently testing carefully and getting feedback from both children, adults and businesses. This work takes some time and we apologies for the waiting time between published reviews. This site and its reviews are maintained by volunteers.
All the best Website Building Greetings from:
The "How to Create a Free Website" volunteer team.


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In the early pages of his Relativity: The Special and General Theory, Albert Einstein presents the image of "conscientious teachers" chasing students about on the "lofty staircase" of Euclidean geometry "for uncounted hours."
What a great image of the nonsense that is substituted for "education." Not that Euclid in himself is a waste of time; but we tend to spend so much time on the frills, the incidentals, that we seldom get to the heart of the matter.
And I'm not just talking about education.
The amount of time between when I sit down at my computer and when I actually start producing something is often alarming. Procrastinators R us.
Often, we fail to take the direct route because we don't know what to do. Or because we aren't clear on our priorities. Or because of plumb laziness.
So whatever it is you're supposed to do, get clear and get at it. Jump in head first. As Marian the Librarian told her student, "Now, don't dawdle, Amaryllis." Get down to brass tacks. Dive in.
Get to the root of things.
You'll be happier.

subset: commoncrawl


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FileDict is a dictionary interface I wrote, that saves and loads its data from a file using keys. Current version uses Sqlite3 to provide consistency, and as a by-product, acidity.
The result is a dictionary which at all-times exists as a file, has virtually no size limit, and can be accessed by several processes concurrently.
It is meant as a quick-and-simple general-purpose solution. It is rarely the best solution, but it is usually good enough.
Performance obviously cannot compare to the builtin dictionary, but it is reasonable and of low complexity (refer to sqlite for more details on that).
(source code available in attached files)
FileDict can be used for many purposes, including:
- Saving important data in a convinient manner
- Managing large amounts of data in dictionary form, without the mess of implementing paging or other complex solutions
- Communication between processes (sqlite supports multiple connections and implements ACID)
$ python >>> import snippets >>> filedict = snippets.get('filedict') >>> d=filedict.FileDict(filename="example.dict") >>> d['bla'] = 10 >>> d[(2,1)] = ['hello', (1,2) ] -- exit -- $ python >>> import snippets >>> filedict = snippets.get('filedict') >>> d=filedict.FileDict(filename="example.dict") >>> print d['bla'] 10 >>> print d.items() [['bla', 10], [(2, 1), ['hello', (1, 2)]]] >>> print dict(d) {'bla': 10, (2, 1): ['hello', (1, 2)]}
>>> d=filedict.FileDict(filename="try.dict") >>> with d.batch: # using .batch suspend commits, making a batch of changes quicker >>> for i in range(100000): >>> d[i] = i**2 (takes about 8 seconds on my comp) >>> print len(d) 100000 >>> del d[103] >>> print len(d) 99999
- All data (keys and values) must be pickle-able
- Keys must be hashable
Additions in the future may include:
- An LRU-cache for fetching entries
- A storage strategy different than Sqlite
Other suggestions?


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How it works
Step 1PrepAway.com
Download IT Exams Questions & Answers
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Download Testing Engine that simulates real exam environment
Step 3Study & Pass
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Latest Magento Certification Questions are uploaded by Real Users which provide Magento Practice Tests Solutions. All Magento Dumps and Magento Training Courses Help candidates to study and pass the Magento Exams hassle-free!


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Cairo, Egypt. Thoughts of the pyramids, ancient civilizations, and Indiana Jones movies come to mind. After experiencing Cairo and its seventeen million people for a couple days, I'm pretty sure my thoughts are of pyramids, headaches, insane traffic, and people trying to swindle you out of every last Egyptian pound in your wallet. We arrived in Egypt at 4:30 am and our hostel had our airport transfer waiting for us on our arrival. We were very tired at this point and decided to sleep in and then see the Cairo museum the following day.
Our experience at the Cairo museum was a disappointing one. Imagine a museum with incredible ancient Egyptian relics, stone carvings, and jewelry. Now imagine viewing all of these in a city whose temperature is 95 degrees in a building that has no air conditioning, and little if any signage explaining to the museum goer what they are looking at and why it is significant. That's the best description I can give to the place. Oh, and there's no photography allowed. So, to summarize, it's fine to have four thousand year old artifacts sitting around in sweltering heat, but it's not okay to take any pictures of them. At least the section of King Tut's tomb and his solid gold burial mask was pretty impressive. We learned that he became one of the most famous ancient Egyptian kings solely because of how well his tomb and all the artifacts inside of it were preserved.
After this we wanted to find a McDonald's because it was one of the only places that was open for lunch during the Muslim time of Ramadan. Ramadan is a yearly occurrence among Muslims that requires them to fast during daylight hours. While we were attempting to get over to the McDonalds a "nice" man wanted to help us out by telling us where the McDonalds was located. Only he thought we would like to stop at his family owned perfume/oil shop first, proceed to tell us that McDonalds is currently closed for another two hours in the afternoon because of Ramadan, ask us if we'd like to stay awhile and see if there were any perfumes or oils that we were interested in purchasing, and then do everything in his power to make us stay until we purchased something. Congratulations, you have experienced your first attempt at getting forced into buying something you previously had no interest in, an Egyptian specialty. After that uncomfortable 15 minutes passed, we made our way over to the McDonalds. Which happens to be open 24 hours.
The next day we checked out the most famous market in all of Cairo, Khan El-Khalili. At least we were prepared for all the shouting to buy all sorts of various wares, from spices to glow-in-the-dark-pyramids to knock-off designer purses. They had it all. Dana picked up a silk scarf and I was happy to bargain the seller down 90% from his original asking price. I figured my extensive knowledge of movie quotes prepared me quite well for this exchange, because as Ralphie said in the movie A Christmas Story, "My man loved bargaining as much as an Arab trader, and he was twice as shrewd." (And if you happen to be non-American and reading this blog, please do yourself a favor and go see that movie immediately, it's a classic. But I digress.)
After about a dozen more attempts to have private tours through the market and all sorts of other ways to make us part with our money, we headed back to our hotel to get ready for our big upcoming date with the Pyramids of Giza.


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1. What game you are applying for and what is your main character's name?
Game: ESO
Character: Kinneas Dincht (Yeah, I'm an ff8 nerd)
2. Please tell us how you came to apply for Eternal-Dawn.
I saw your post on the official forums and it sounded like the type of place that I'd want to hang out in.
3. What are you looking for in a guild and what can a guild expect from you?
I'm just looking for a friendly, mature atmosphere. I've played MMOs for a long time and I'm at a point in my life now where I play games to relax, not to deal with drama and hardcore requirements. From me, that's basically what you'll get. A friendly, social and helpful guild member (who is currently a bit of noob when it comes to ESO).
4. What acitivites do you like doing ingame?
Anything and everything really! I'm relatively new to ESO, so I've got all of the good stuff ahead of me. I'm particularly excited to apwmd some time in cyrodil. Large scale PvP has always been a favourite of mine.
5. It's always interesting to know previous game experiences.
I've played just about every MMO out ther at some point or another, but my main game has always been WoW. I've Played WoW on and off since vanilla, And have my fair share of bleeding edge raiding experience.
6. Delight the community with a brief introduction of yourself.
My name is Mat and I am a huge nerd (much to my wife's confusion!). I'm English and a massive football fan, so World Cup time is as good as it gets for me. As I said above, I've been gaming for a long, long time and I'd love to find some likeminded people to have a laugh with.
7. Age: 31
ESO Application
A public forum for guests and non-members.
Post Reply
3 posts • Page 1 of 1
Re: ESO Application
Welcome to ED.
Catch up in game soon.
Catch up in game soon.
Malbec-Sonvida - ESO Officer
Malbec-Donapaula - Alt ESO Officer
Jacqques - Rift Guild Leader
Malbec - SWL Cabal Leader
Re: ESO Application
Hi guys, are you taking in new players? I just got the game, but I'm willing to learn! Enjoying the heck out of ESO so far.
Post Reply
3 posts • Page 1 of 1
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Urban - Orchid | Ivory
Fashionable and fun, a perfect mix of a sneaker and a dress shoe. Made of genuine leather inside and out. They are very easy to clean and to put on and take off. The insole provides contouring comfort and support. The rubber sole is very flexible and the toe guard protects the baby's toes while crawling or running around. These walking shoes are ideal for those active little girls to make their first steps in. This tasteful Wobbly Waddler Shoe matches any outfit with style and has all the support that your girl's growing bones need.
Toddler Size 5 to 10
Genuine all natural breathable leather inside and out
Wide rounded toe box to give little toes plenty room
Flexible rubber outsole lets the foot bend naturally
Adjustable velcro strap closure for easy on/off
Approved by pediatricians and podiatrists
Could be worn with or without socks


text: Yesterday Giancarlo, Wade, and I went out to the ditch in the morning. We observed plants 296 to 320. It was difficult having to look each plant in the tall grass. Many of the plants had not emerged yet, however we did have some larger plants with several stems. Much to my disappointment, we did not find a single caterpillar or egg on any of our plants. Hopefully in the next couple of weeks we'll get to see a lot more caterpillars on the milkweeds!


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How to Know when Expressed Breast Milk is Spoiled
Explore this Article Testing for Spoilage Preventing Spoilage Article Summary Questions & Answers Related Articles References
There are 9 references cited in this article, which can be found at the bottom of the page.
Some moms like or need to express breast milk so that their baby can be fed when they're not around. It is important for your baby's health that this milk does not go rancid. There are a variety of ways to ensure that it keeps. Luckily, verifying that it is fresh should be a simple and largely familiar process.
Testing for Spoilage
1Don't be afraid of odd colors and textures. It is common for the color and the texture of your milk to change. Much of this reflects the changing dietary needs of your baby. Appearance is no way to judge the freshness of milk .[1]
- It is common for the color of milk to change during the course of storage or even a single feeding. It is natural for the milk to occasionally have a bluish, greenish, yellowish, or even brownish color.
- It is also common for it to separate into layer of lighter milk and more dense cream. This is not dangerous, but you should gently swirl it to mix the two together.
2Be careful with milk that is three days old. Expressed milk can often last much longer than this, but its shelf life varies considerably depending upon the details of its storage. After three days in the refrigerator, you should smell the milk carefully to verify that it is fresh.[2]
- Similarly, you should be careful if the milk has been out for three hours without being refrigerated.[3]
- It is okay to store milk at room temperature from three to six hours depending on how cool the room is. If you are storing milk in an insulated cooler, it is safe to leave it in the cooler for 24 hours.
3Test for sour smell. Sour breast milk has the same strong, distinctive smell that sour cow milk has. This is the one and only meaningful way to determine if milk is rancid.
4Don't fret over a metallic or soapy smell. Some mothers will find that their milk will over time develop a soap like or metallic taste if stored. This taste is not a sign of spoilage and most babies do not mind it.
- If your baby does reject it, try scalding it before storing to halt the development of this smell.
Preventing Spoilage
1Store in the back of the fringe. Keeping the milk on or near the door will expose it to more heat or temperature fluctuations from the opening and closing of the refrigerator. In the back the milk will be colder and more likely to keep.[4]
2Store in a tightly sealed container. Glass, disposable bottle liners, or "mother's milk" bags are best. Polypropylene or polybutylene hard plastics are preferable to soft plastic polyethylene bags.
- It is also important to ensure that other containers in the fridge are closed tightly so that that the milk does not absorb these other odors.
- A box of baking soda in the refrigerator can help absorb other smells.[5]
3Date containers of milk. Writing the date you expressed the milk on the container can help you make sure you use the older milk first and before it spoils. You can label each container or put all milk from the same week or month together in a bag or box that is labeled.
4Freeze the milk. If you do not plan to use the milk in five to eight days, you should freeze it. Place it in a tightly sealed container in the back of the freezer. Use within 24 hours after thawing.[6]
- Depending upon how frequently you open the freezer, your milk can last for anywhere from three months to a year.[7]
- Do not use a microwave to thaw the milk. Thaw it under warm, running water. Do not bring to boil.
- It is natural for it to separate into milk and cream while frozen. Swirl it gently to mix these together.[8]
5Scald milk with a soapy flavor, if your baby won't drink it. If you find that your milk has a soapy flavor and that this is a problem for your baby, you can try scalding it. Heat to about 180 °F (82.2 °C) (it should show signs of a full bubble, but not a rolling boil). Immediately afterward cool and store the milk.
- If this flavor does not bother your child, do not scald it. The milk will lose some of its nutrients in the process.[9]
Community Q&A
QuestionWhy is my 7th month baby not drinking my expressed breast milk?Carrie Noriega, MDDr. Noriega is a Board Certified Obstetrician & Gynecologist in Colorado. She completed her residency at the University of Missouri - Kansas City in 2005.
Obstetrician & GynecologistObstetrician & GynecologistExpert AnswerThis is difficult to answer exactly, but it may be the milk is spoiled or it somehow tastes different from the milk coming from the breast, especially if the milk was pumped long ago. Try giving the baby milk that was pumped that day to to see if they will drink this. If they do, then the older milk may be bad and you need to discard it. If they don't, then the baby may be ill. Check to see if they are taking milk from the breast or look for signs of dehydration or hunger. These signs may be crying or fussiness even though they just fed, no wet diapers, dry lips. If there are signs they are not drinking then see your pediatrician.
QuestionAfter I expressed breast milk, I kept it in chiller. After 3 days I realized the fat and water were not separate. Is it the milk safe to drink?Community AnswerNo. Do not give this milk to your baby. Milk that has been chilled after 3 days and the fat/water is not separated is dangerous and could cause your baby to become ill.
QuestionMy baby drank spoiled breast milk and now she is ill. What can I do?Community AnswerContact your pediatrician, and make sure you are giving the baby plenty of fluids. Your pediatrician will tell you exactly what you need to do to keep your baby healthy. You may need to bring her back in to be examined, and he might also recommend giving her some medicine to stop any vomiting, bring a fever down, etc.
QuestionWhat is the proper disposal of spoiled or contaminated breast milk?LillianneStarrCommunity AnswerIt really doesn't need any kind of "special disposal". It's not like the breast milk is toxic or anything. Pour it down the drain.
QuestionCan I refrigerate heated milk again?Community AnswerIt isn't advised. It is always best to give your baby fresh milk and not wait too long to give it to him or her.
QuestionWhat will happen if a baby drinks spoiled breast milk?Community AnswerIt could cause vomiting or diarrhea which could be dangerous for your baby.
Can I store expressed breast milk in the fridge after it's been sitting out on the counter for 3 or 4 hours?
Will old breast milk hurt my baby?
Can I store breast milk in the fridge and then freeze it to feed another time?
- If you are sick or on medication and breastfeeding, talk to your doctor for advice on the suitability of storing pumped milk.
- ↑ http://www.breastfeedingbasics.com/qa/color-breast-milk
- ↑ http://www.workandpump.com/storage.htm
- ↑ http://www.babycenter.com/404_how-long-does-breast-milk-stay-fresh_8918.bc
- ↑ http://www.workandpump.com/storage.htm
- ↑ http://kellymom.com/bf/pumpingmoms/milkstorage/lipase-expressedmilk/
- ↑ http://kellymom.com/bf/pumpingmoms/milkstorage/lipase-expressedmilk/
- ↑ http://www.babycenter.com/404_how-long-does-breast-milk-stay-fresh_8918.bc
- ↑ http://www.workandpump.com/storage.htm
- ↑ http://kellymom.com/bf/pumpingmoms/milkstorage/lipase-expressedmilk/
Article SummaryX
Expressed breast milk usually lasts 3 hours unrefrigerated or up to 3 days in the refrigerator. To know if it has spoiled, smell it to see if there's a sour smell, in which case you shouldn't use it. Don't be alarmed if the color of the milk changes, or if it separates, as this is normal and doesn't necessarily mean it's gone bad. If the milk smells fine, but you're unsure if it's good, scald it in a pan by heating it to a full bubble, but not a rolling boil, to kill any bacteria. Then, cool it before giving it to your baby. To learn how to prevent milk spoilage, read more from our Obstetrician co-author!
Article Info
Categories: Breastfeeding
In other languages:
Español: saber si la leche materna se ha echado a perder, Italiano: Capire Quando il Latte Materno Spremuto è Andato a Male, Русский: узнать, что сцеженное грудное молоко испортилось, Português: Saber se o Leite Materno Estragou, Deutsch: Erkennen ob abgepumpte Muttermilch verdorben ist, Français: savoir si du lait maternel a tourné


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Events Calendar
To Sunday, June 02, 2019
2019 Spring Fellowship - May 31-Jun 2
The Order of the Arrow Spring Fellowship will be held at Camp Freeland Leslie on May 31 - June 2, 2019.
The Order of the Arrow Spring Fellowship will be held at Camp Freeland Leslie on the weekend of May 31 - June 2, 2019. Join us for FUN & fellowship at beautiful Camp Freeland Leslie where we will do camp improvements & cheerful service to help get our camp ready for the camping season.
Spring Fellowship weekend is an opportunity for both newly selected and current members of the Order of the Arrow to conduct service at our camp, share in fellowship, and learn more about what it is to be an Arrowman. It is an opportunity for Arrowmen to gather together and celebrate the past year in the lodge, learn more about how you can serve Scouting and the Order of the Arrow, have some fun, and elect new Lodge and Chapter Officers for next year.
For newly elected Ordeal Candidates: This is an excellent opportunity to complete your ordeal and join our Lodge. Please read the Ordeal Candidate Letter and Ordeal Candidate Equipment List for important information related to joining our Lodge. You must also download, complete and bring the following Forms with you to this event. Form links are listed under Attachments.
COSTS: (Select those that apply) You may pay any of these online when registering.
- OA Member Fellowship Fee: Early Bird Rate = $20 if paid by May 18th / $30 on or after May 19th - Includes the Fellowship Weekend & Event Patch
- Guest Fee: Early Bird Rate = $20 if paid by May 18th / $30 on or after May 19th – For those non-OA members who are driving and wish to stay at camp.
- Ordeal Candidate Fellowship Fee: Early Bird Rate = $60 if paid by May 18th / $70 on or after May 19th - Includes the Fellowship Weekend, OA Sash, OA Handbook, Lodge Flap, Event Patch & your 2019 OA Dues
- Brotherhood Conversions: = $40 if paid by May 18th / $50 on or after May 19th - Includes the Fellowship Weekend, Brotherhood Conversion Fee, Brotherhood Sash & Event Patch
- 2019 OA Lodge Dues = $20 - For members who have not already paid their 2019 dues.
2019 Ordeal Candidate Letter - Letter explaining to candidates about Ordeal
2019 Ordeal Candidate - Equipment Letter - What you need to bring to your Ordeal
2019 OA Ordeal Candidate Fellowship Paper Registration - To bring with you to the Ordeal for ONSITE/Walk-In Registration if you were unable to register online
2019 Brotherhood Registration - For registering for a Brotherhood Conversion (eligibility is 10+ months after completing your Ordeal Ceremony)
2019 Brotherhood Letter - Letter
2019 Brotherhood Workbook - Workbook
2019 Vigil Nomination Form - Due by May 17, 2019 to the Vigil Committee
2019 Founders Award Petition - Due by September 6, 2019


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Subscribe to this blog
Determining all of the SharePoint features installed on a farm CAN be a very labor intensive process, but it doesn't have to be. If you've ever used the STSADM command line tool you may be aware that there is an "stsadm –o enumsolutions" command to determine all solutions on the farm, but there is no "stsadm –o enumfeatures" command. At a client of mine I was doing wrap up documentation and detailing all of our custom WSP solutions (over 20 now) and the associated features (over 70 it turns out.) Rather than dig through SharePoint admin screens or the numerous Visual Studio projects for hours documenting this information, I decided to fire up my trusty friend PowerShell and see if I couldn't write a quick script to find the information I was looking for.
Sure enough, using PowerShell and the SharePoint API I was able to write a script in 5 minutes that saved me over an hour of work. I created 2 version of the script for different possible needs.
Additionally, all out of the box features (solutionId is all 0's) are ignored so only custom features are returned. Run the below commands making sure to fill in the appropriate URL for your farm. Additionally you can download both from my SkyDrive here: Version 1 and Version 2
$url = "Your site URL here"
$site= new-Object Microsoft.SharePoint.SPSite($url)
$site.WebApplication.Farm.FeatureDefinitions `
| where-object {$_.solutionid -ne '00000000-0000-0000-0000-000000000000'} `
| Sort-Object solutionid,displayname `
| ft -property solutionid,displayname,scope -auto > features.txt
#send all features to output file features.txt
| ft -property displayname,scope -auto -groupBy solutionid > features.txt
#replace solutionId in features.txt with solution name
foreach($s in $site.WebApplication.Farm.Solutions)
(Get-Content features.txt) `
| Foreach-Object {$_ -replace $s.solutionid.ToString(), $s.Name} `
| Set-Content features.txt
Feel free to leave feedback if you find these useful. I'm starting to build up some more PowerShell + SharePoint scripts for some talks later this fall and it's always good to know what others are looking to get out of PowerShell scripting. Thanks for reading.
-Frog Out


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An Net service constructed for organization, with versatile plans that fit your company requirements and devoted help teams that make your productivity their priority. Host your personal site and FTP server – Associating your domain name with a static IP address implies your internet site can be identified, whilst an FTP server enables you to send and obtain huge files from those you do enterprise with more simply. Exede redundancy is a higher speed, cost-effective, diverse access back-up resolution that every business should have. We assistance your organization with skillful service 24 hours a day, each and every day of the year.
Due to the fact of this distinctive technology, Skyrunner Net is both dependable and safe for thousands of customers. RCN makes it straightforward to protect your on-line expertise with a low cost subscription to McAfee® Internet Security Suite included with any Web obtain. As you pick an Net provider, consider not just about the right here and now" but no matter whether that provider is ready for future alterations as the Internet grows.
Ethernet Web service offers your organization with Internet speeds up to 1Gbps up and down via a devoted connection that is not shared with other Web customers. There's a lot at stake with your organization Internet connection: consumers, sales and employee productivity. Every single cloud environment is customized to offer the level of security that meets your organization demands.
Anti-virus software program: Anti-virus application assists defend computer systems from malicious attacks from other Internet users. You can also purchase extra security licenses and backup space to scale data protection as your company grows. In Houston the primary world wide web service providers are AT&T and Comcast, but Charter, Verizon, and Windstream also supply coverage in some places. From setup to security, we operate to meet your demands as you and your bandwidth specifications develop — customizing and integrating the ideal Net solutions to make sure dependable, uninterrupted connections.
Our advanced fiber-optic network and the modem installed in your residence provide a rapidly Web connection, but your personal computer plays an important portion. Marina Martin is a enterprise efficiency consultant based out of Seattle, assisting low-tech businesses save time and funds by adopting new technologies. When you full your acquire, you select a static or dynamic IP address and the number of connections you need. World wide web Safety – to get you began RCN provides McAfee® net safety goods and RCN's Service Protection strategy.


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Art Smart 2016
2015 Art Smart was a tremendous success, with smiling children as they worked on projects of fine art work of watercolor and acrylic paintings, objects of clay and concrete yard ornaments. A new concept called Kids in the Kitchen was a big hit. The children were able to make their own snacks in the kitchen each day with the help of Margaret Stinnett, and Doris Guyden. The activities kept volunteers artist Arnie Hernandez, Sandy Withrow, Cathy Arisco, Dot Chauvin, Madison, Jaimie, and Jessica, hopping to guide them and answer questions concerning projects. Also, offering assistance each day were Glenn and Dorothy Montondon, Byron and David Allen, and Stefanie Allen. Checking the children in and out each day were Janice Terrell, and Sheila Bergeaux. Nadine Kebodeaux handled the administrative duties.
At the end of each week on Friday, the kids proudly told about their activities each day and showed their parents what they had completed.
" A Special Thanks" for all the help from the volunteers. and from Chick-Fil-A {Port Arthur} for the ice cream coupons. A huge "Thank You" to Dot Chauvin for her diligent brain-storming to come up with new projects for the children to complete, her many meetings to inform the volunteers, and her many trips to obtain the materials needed to do the job. It is the hard work of each person who volunteered that made the program a success and the end result is beneficial to the museum. We will look forward to another Art Smart program in 2016.


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Main Content
National and State Injury Facts
Injuries are caused by acute exposure to physical agents, such as mechanical force or energy, heat, electricity, chemicals, and ionizing radiation, in amounts or at rates that cause bodily harm. Injury may either be unintentional or intentional (violence-related, including assault, homicide and suicide) and can lead to death, disability, and lifelong health consequences. While death is the most severe outcome of injury, the injury pyramid provides a visualization of the reality that injury-related deaths represent a small percentage of the injury spectrum. For instance, the full impact of motor vehicle crashes and collisions in the United States in 2012 includes:
|For every 1 person killed in a motor vehicle crash,
8 people were hospitalized, and
Adapted from Safe States Alliance (formerly State and Territorial Injury Prevention Directors Association): Safe States, 2003 Edition
Calendar of Injury Prevention Observances and Events
Indiana Injury Facts
Injury Mortality:
- Injury is the leading cause of death for Hoosiers ages 1 through 44 years, and the fifth leading cause of death overall.
- In 2014, there were 4,421 injury deaths at an age-adjusted rate of 66.0 per 100,000.
- Of the 4,421 injury deaths, 2,944 were unintentional in nature, occurring at an age-adjusted mortality rate of 43.4 per 100,000.
- The estimated medical and work loss lifetime costs associated with unintentional fatal injuries in Indiana in 2010 totaled $2,503,747,000.
- The leading causes of unintentional injury death in Indiana in 2014 were poisoning (1,294 deaths), motor vehicle collisions (719 deaths), and falls (410 deaths).
- Unintentional suffocation was the leading cause of injury death among infants (<1 year of age)
- Unintentional motor vehicle traffic was the leading cause of injury death among children, youth, and young adults ages 1-24 years.
- Unintentional falls was the leading cause of injury death among adults age 65+=
- Of the 4,421 injury deaths, 941 Hoosiers died by suicide and 363 died from homicide.
- The Indiana Violent Death Reporting System will collect violent death information of deaths occurring in Indiana beginning January 1, 2015. For more information, visit: http://www.in.gov/isdh/26539.htm
- The estimated medical and work loss lifetime costs associated with suicide deaths in Indiana in 2010 totaled $ 1,023,791,000
- The estimated medical and work loss lifetime costs associated with homicide deaths in Indiana in 2010 totaled $ 479,127,000
- From 2005-2014, 2,171 people were killed in crashes involving a drunk driver in Indiana (Fatality Analysis Reporting System [FARS])
- From 2005-2014, 8,067 motor vehicle occupants were killed in Indiana (FARS)
- In 2014, drugs and medications –prescription drugs, illicit drugs, and over-the-counter medications- were the underlying cause of death for 89.0% of all poisoning deaths.
- In 2014, more than 50,000 people suffered a traumatic brain injury, which resulted in 1,108 deaths. The highest number of TBI-related deaths were among 45-54 year olds.
- The estimated economic impact of fatal motor vehicle crashes for Indiana in 2010 was more than $903 million.
Injury Morbidity:
- More than 32,000 Hoosiers are hospitalized and more than 600,000 visit emergency departments for injuries each year.
- There were 181 reported firework-related injuries in 2015 requiring medical attention at Indiana's immediate care centers, hospitals, and emergency departments. There were two deaths due to these injuries.
United States Injury Facts
Injury Mortality:
- Injury is the leading cause of death for people ages 1–44 years in the United States
- Nearly 200,000 people died from injuries in 2014—1 person every 3 minutes
- In 2014, more Americans died from unintentional poisoning than unintentional motor vehicle collisions (42,032 compared to 33,736 deaths).
- The estimated medical and work loss lifetime costs associated with unintentional fatal injuries in the United States in 2010 totaled $ 113,293,514,000
- The estimated medical and work loss lifetime costs in United States in 2010 for suicide deaths totaled $ 44,674,827,000 and for homicide deaths $ 25,070,987,000
Injury Morbidity:
- More than 2.8 million people are hospitalized with injury each year.
- More than 31 million people are treated in U.S. Emergency Departments for injury each year.
- In 2013, motor vehicle collisions contributed to more than 2.4 million emergency department visits and 200,000 hospitalizations
- On average, each motor vehicle crash-related emergency department visit costs about $3,300 and each hospitalization costs about $57,000 over a person's lifetime.
*Sources: National Center for Health Statistics, WISQARS, Indiana State Health Department (ISDH) Division of Trauma and Injury Prevention, and the Fatality Analysis Reporting System (FARS)
The ISDH Division of Trauma and Injury Prevention will disseminate descriptive statistical information to those entities throughout the state having an interest in preventive control strategies. The program's goal is to develop a functional surveillance system for all injuries and establish a core injury team for the state.
Contact Information:
Andzelika Rzucidlo
Injury Prevention Epidemiologist, Division of Trauma and Injury Prevention
Page last updated 11/29/2018


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Managing your business is what you do best, E-fulfillment logistics is what we do best.
Using a foreign E-fulfillment logistics solution doesn't have to be complicated. We'll take care of the complicated paperwork and help you get ready for your adventure in overseas markets. We have worked hard to make this process as quick and easy as possible. Here are the 8 easy steps to working with Mister Logistics E-Fulfillment:
Step 1: Customs & Administration
Laws and regulations tend to be an obstacle for Americans wanting to export. We will handle your customs and administration paperwork. We will also help you apply for your VAT number and help you adjust your prices in euros to include the tax. You will be provided with legal representation in Europe to handle your regulation compliance and make sure your products or services conform with European laws.
Step 2: Integration & Reception
We'll integrate your inventory into our system, which is compatible with several platforms. Integration in our system is seamless, so there's no downtime for you or your E-commerce site. We'll go above and beyond an E-Fulfillment logistics service: we also offer expert advice on how to make your business succeed overseas.
Step 3: Storage
Work with us directly to optimize the organization of your merchandise in our secured warehouse. We want to be able to work as efficiently as possible for you, so we'll need your input on how we store your products to ensure that they arrive to your customers as quickly as possible and in perfect condition.
Step 4: Preparation
Our system is automated with several human checks along the way to guarantee an accurate shipment to your customer. With our automated E-fulfillment logistics system, we'll be able to give you the control of your merchandise in real time, so you'll always know which of your products are selling the best and how to adjust your inventory for further sales.
Step 5: Packaging
When it comes to your products, no one knows how to package them better than you do! We want your advice on how best to send your product, and we'll follow it! We can also take care of the E-fulfillment legalities of sending merchandise: attaching warning labels, dealing with sending packages over borders, customs, etc.
Step 6: Delivery
We work with all major transporters in Europe, and we'll work with the ones your customer prefers. We know these companies and work with them every day, so we'll make sure your products get to your clients as quickly and as safely as possible. We also use some delivery methods that don't exist in the US, like secure drop-off points where a customer can pick up a package at leisure.
Step 7: Tracking
With our interface, both you and your customer can track each step of the delivery and receive updates. This is especially helpful for the customer, as the tracking information will be in the language of the customer's preference.
Step 8: Returns & Customer Service
Your European customers will expect the best in customer service in their native language, and we can provide that. We will know your product policy and fulfill your expectations when it comes to servicing your customers. Our software is designed to give real time updates on your inventory stock and returns, and we'll manage those returns as you would in the United States.
We are more than just E-fulfillment logistics solutions, we're business partners. We want to see your business succeed in foreign markets, and we're determined to help you do that. We'll guide you through each step of the process that you need and make sure that your exporting to Europe legally and effectively for these markets. Ask our experts today how you can start exporting right away.


text:
Equilibration, Assimilation, and Accommodation as Substrates of Racism — August 8, 1997
This article posits several psychological processes contributing to the inevitability of racism.
Globalization and Enmeshment: Implications for Foreign Policy — August 8, 1997
This article posits that national strategies of self-harm may become more adaptive in a world of increasing globalization.
Political Oracles, Issues, and Candidates: It's in the Stars — June 8, 1997
This article describes some parameters in employing media stars to support campaigns for political initiatives.
Trends. Carrots and Sticks: The Aftermath of Terrorist Acts — August 8, 1997
The author discusses the controversy over the Israeli government response to the terrorist acts on July 30, 1997 of two suicidal bombers in West Jerusalem.
Trends. Cognitive Complexity, Moral Complexity, and Foreign Policy: Commonalities between President Suharto and William Weld — August 8, 1997
The author discusses the
cognitive and moral complexities, and foreign policy commonalities between President Suharto and William Weld.


text:
|790 m²
|4.480 m²
|350.000 €
Ostffyasszonyfa: Károlyi castleThe former countryseat of Count Károlyi, built around 1900. Living space 790m² (90m² basement, 350m² ground floor, 350m² upper floor). The building is partly-reorganized with fassade, new attic, new roofing, new intermediate covers and reorganization of the essential structure. The further reorganization should be continued after the final dedication. The permisson to convert the castle to an manor house with appartments was given by the building authorities. We gladly send you the plans (as pdf-files) on demand.
- 790 m² Living space
- 4.480 m² Plot size
- Water
- Well
- Gas
- Sewage
- Telephone
- Cellar
Calculation of additional costs:
|Purchase price:
|350.000 €
|Land Tax:
|14.000 €
|Certified statement of the land register:1
|30 €
|Registration fee land register:
|20 €
|Certified translation:1
|154 €
|Service fee Casa Mia:1
|13.335 €
|Costs of contract (lawyer):1
|4.445 €
|381.984 €
|This calculation is based on an exchange rate of 329,84 HUF = 1,00 EUR .
1 incl. VAT.
Village Info Ostffyasszonyfa
Official website of the municipality (only Hungarian)
ostffyasszonyfais a village with 1000 inhabitants close the Pannonia Circuit. Nearby the themal baths of Sárvár, Mesteri and more others. Therese also a sports airport in the neighbourhood.


text:
Twenty hours of my week are spent with over two dozen of the neatest nine and ten year olds. The best characteristic of this young mind is that they are no longer whiny first graders and not yet difficult tweens. Holding on to a little innocence, they still interact in sweet ways; a clear indication that the ugly world has not seeped into their behavior…yet. They will eventually land in middle school, and a simple puzzle or math numbers game will be a bore. Believe me, I have a seventh grader. I value my class of fourth grade kids even more when I hear all the drama, rough housing and emotional pain the middle schoolers scoop out every day. I'd rather have a raging case of acne than return to Awkward Central. Fourth Grade is a safe place where personalities and differences have formed but peers are not ready to condemn them for diversity.
For example, some kids speed through their math page and the answers are all correct. Telling them that they have a "Great Math-head", I put a big red happy face on their paper and they shuffle over to Free Math Time. This is just another name for playing constructive games with the other speedy math wizards. A few kids struggle one problem at a time and still have an incorrect answer. Their pages display eraser burn and it hurts the mommy in me to tell "Susie" that the math problem is STILL incorrect (for the third time). At that point, I watch her step by step, stopping her when she reports that 9X6=45. Ooopps, try again.
I am building inner patience every day with these children. My job forces me to slow down in addition to brushing up on California history and math conversion. (Did you know there are four pecks in a bushel?) If you knew me, you would know that this is a much needed improvement to my rush-rush, fly-by-the-seat-of-my-pants-impatient-ways…In a few years, I should be able to channel Mother Teresa. Or, at the rate I am going, maybe Einstein.
Math is such an exact science; an unforgiving subject. Either the answer is all right or all wrong. It doesn't seem fair that partial credit is not awarded for an almost, really close numerical right answer. Especially after all that sweaty mental work! I remember my Math days. Understanding double digit multiplication, I could do the work, but would be one smidgen of a digit off. Wrong. Redo. Wrong again. Now a different number is incorrect. Can I AT LEAST have a teeny-tiny, red star for effort? I don't need a huge star, just a little sumthin' to make the last 15 minutes of doing the same problem over and over feel productive. Sort of like a math booby-prize? I would LOVE to start awarding a math booby prize, but am sure my teacher would not agree with my positive reinforcement of wrong answers. It's a shame.
The good news is that each child has some sort of strength whether it be hand-ball, science or spelling. Hmmm, spelling… now that is a whole other subject that deserves delicate observation. Stay tuned.
Tuesday, September 29, 2009
Part-Time Fourth Grader
Posted by UnicycleRose at 4:58 PM
Labels: Fourth Grade, math


text:
|Wild Ginger Software Forums
| DVDs vs on line
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|All Things Sewing - Public -> All Things Sewing General Discussion
|Message format
Elite Veteran
Posts: 655
Location: Gabriola Island, BC, Canada
I have decided to go for the videos of sewing ideas and techniques. eg - www.Craftsy.com Am I right in finding that one can order a hard copy DVD of almost the same program as watch it on line, for the same cost - $40.00? Do you have preferences of one medium over the other? Am I missing something? Maybe they do not have the same content?
Edited by TessainGabriola 2014-01-05 3:37 PM
Posts: 177
Hi Tessa,I've never seen the DVD option as a part of Craftsy. I have high regard for the production quality and class content at Craftsy. In other words, I've always felt the classes were worth my time and that I learned a significant amount from the class and liked the teacher. I'd suggest taking one or more of the free classes as a way to try out the format. I was happily surprised with how much I learned in the free knitting classes.
Craftsy does frequently have sales on their classes so getting on their mailing list would alert you to reduced prices.
I hope you find classes you enjoy. Check their money back guarantee so that you know what time frame you have to evaluate any of the classes.
Extreme Veteran
Posts: 542
Location: Eugene OR
I've never seen a DVD option of a Craftsy class either. Did they hide it like the gift certificate feature?
|Tall Karen
Extreme Veteran
Posts: 559
Location: Portland, OR
|I watch streaming Craftsy in the evening instead of broadcast TV or expensive cable....much more to my liking! Oh and with an apple TV and ipad or Mac, you can transmit it to your big screen TV for added enjoyment!
Edited by Tall Karen 2014-01-07 11:08 AM
Elite Veteran
Posts: 655
Location: Gabriola Island, BC, Canada
|Thanks for your thoughts, Everyone. Tall Karen, that's exactly what I did last night! A Good use of time. I am watching Linda Lee's sewing with knits. It's very good. I do like the questions. They bring up good points. I wrote down her points that I need to keep and I also marked points at the video stream. It really is good.
I was thinking of the DVDs for sale at each author's site. So I did buy an Islander Sewing System "Galaxy of Sewing Techniques" dvd and it's good too.
I guess I will find out over time which format I use more.
Posts: 134
|I have purchased many Crafty classes. I enjoy them alot. My problem is when I go to my parents house farther north, I can not view them. It is like they are in a blackhole up there. Our phones ( Iphones) have no reception; likewise WiFi. Is there a way to record these to a dvd while watching and then playing them from my dvd player I have on my laptop?
|monique montreal
Posts: 266
Location: Montreal, Quebec
|Shel you wrote that you got "The islander express jacket" I went to their site and didn t found this class... Did you bought it recently? I found Kenneth D King "The carefree fly-front coat" is it similar to Islander? I also liked their classes they are clearly explained and make me remember things that I known and forgot, as not applied.
Thanks for your info.
P.S. Hope you are not freezing.
|Tall Karen
Extreme Veteran
Posts: 559
Location: Portland, OR
|The Islander Express Jacket comes with the Industrial Sewing Class.
|monique montreal
Posts: 266
Location: Montreal, Quebec
thanks for your answer, the pattern must give a good look, specially with PMB pattern.
Have a good week.
Extreme Veteran
Posts: 386
Location: Canberra, Australia
|I agree with what everyone else has said about Craftsy. I have picked up good tips from all the classes I have taken. I make a wish-list and buy the ones I want on sale. If a pattern comes with the class I copy it using WG then I don't have to do the alterations. I particularly like the free zipper class and the sassy librarian blouse. Actually, too hard to choose favourites.
Edited by magenta 2014-01-20 4:01 AM
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Wednesday, September 19, 2012Hi Friends of The Olive Branch,
I am launching a new blog site and would love for you to follow along: trust me, it's simple. Just click on the link below and it will take you to the new site. Once you get there, sign up to follow in the box on the top right hand side.
While I will continue to write on both sites, Marcia Gaddis...On the Grief Journey will get most of my attention until it is up and running. Thanks for supporting and reading...and following!
http://marciagaddis.blogspot.com/2012/09/today-is-new-day.html#comment-formMarcia Gaddis...on the Grief Journey
Today's Post on Marcia Gaddis...on the Grief Journey
"The tears...streamed down,
and I let them flow as freely as they would,
making of them a pillow for my heart...on them it rested."
Confessions 1X,12
The funeral is over. The relatives are gone.The flowers have been given away in small bunches. The remnants of cakes and casseroles are all that remain. There are piles of cards and letters...some are opened, some are waiting. You open your eyes and everything looks different. The world is a new color of gray and nothing feels right. And then you remember - it all comes flooding over you.
You try to remember what day it is. Everything seems too quiet. There is a hush in your home and in your heart. You look outside and even the birds are silent on this day. But there is something inside of you that wants to hear the birds sing. There is something inside of you that strains to hear the faintest chirp. Anything that would bring you back to the way it was...before. When life was normal.
A few days after my daughter's service, I stood at the coffeepot next to my husband and waited for the coffee to brew. We stood there, watching the drip of the morning elixer and he whispered, "Would you like to go to the recycling center with me today?" I knew then we would survive. And I laughed that the mere thought of some task so utilitarian could be such an offering of grace.
It is the offering of grace we mourners so desire. It is the offering of grace that reaches down into our soul, soothes us, calms us with the simple tasks of daily life. I suppose they are different for each grief-stricken heart. But when hearts are linked together, the offering and the acceptance are always compatible. You know what I need. You offer. I accept:
a visit on the front steps,
watching a child learn to ride a bicycle.
a hand-picked bouquet from your garden,
delivered hand-to-hand, eye-to-eye
a linen handkerchief
a note in the mailbox
Maybe your heart is linked to someone today who needs a simple offering of grace. Look around you. What will your offering be for the one whose heart is resting on a pillow of tears?


text:
Go RVing Canada is kicking off the May long weekend by announcing another successful RV show season for the RV industry. According to a press release, thousands of Canadians visited RV shows this year as overall attendance numbers were higher than 2011.
In Alberta, RV show attendance broke records with an impressive 35% attendance increase in Calgary and a 25% increase in Edmonton. Promoters reported a noteworthy shift in the demographic of visitors as well, with more young families discovering the joy of RVing. Ottawa also saw a significant increase of 27% in attendance this year while the Toronto International RV show saw an increase of nearly 30% in attendance and the Hamilton show had a 7% increase.
"With show attendance reports indicating a successful RV show season, we project that this will be a busy summer for RVing across the country," stated Go RVing Canada National Spokesperson Alana Fontaine. "We are excited for the summer RV season to get underway this May long weekend.
The May long weekend has traditionally been considered an official "kick-off" to summer and with more families discovering the joy of RVing, provincial parks and local campgrounds are expecting many RV visitors this summer. The Ontario government is encouraging families to, "Enjoy the great outdoors" this weekend, citing most provincial parks officially opening their doors.
"RVing is a very affordable vacation option because it is so flexible, not to mention how much fun it is. More families than ever are discovering the joy of RVing and it is sure to be an exciting RV season ahead," concluded Fontaine.
For more information on the RV lifestyle, please visit www.GoRVing.ca.


text:
Control access to your apartment from anywhere in the world using the Smart Apartment App.
Create and manage unique user access codes for family, friends, the dog walker or cleaner.
Never worry whether you forgot to lock the door again, just check the app and lock remotely!
Save the planet while saving on your energy bill with the temperature scheduling and energy monitoring.
Control the temperature with the tap of your app or with a voice command to your apartment's Amazon Echo Dot.
Forget to turn off the lights or the TV before leaving home? Use your Smart Apartment App to shut them off remotely.
Turn off your lights with a voice command to your apartment's Amazon Echo Dot.
Control your lights, thermostat and music with voice commands.
Set the mood in your apartment by automating scenes to set your home temperature, lighting and lock simultaneously.
Call an Uber or Lyft, order delivery from GrubHub or play Spotify with the sound of your voice.


text:
Home > Law Journals > MLR > Vol. 76 > Iss. 4 (2011)
Volume 76, Issue 4
Fall 2011
Front Matter
Mavericks, Moderates, or Drifters - Supreme Court Voting Alignments, 1838-2009
Christine Kexel Chabot and Benjamin Remy Chabot
Leveraging Tribal Sovereignty for Economic Opportunity: A Strategic Negotiations Perspective
Gavin Clarkson and Jim Sebenius
Apples and Oranges: Securities Market Losses Should Be Treated Differently for Major White-Collar Criminal Sentencing under the Federal Guidelines
John D. Esterhay
Developing the Duffy Defect: Identifying Which Government Workers are Constitutionally Required to Be Appointed
Stacy M. Lindstedt
Notes and Law Summaries
Life without Parole, or a Juvenile Death Sentence
Kyle Gottuso
Do I Own This Car - The Supreme Court Creates a Standard for BAPCPA Car Ownership
Anne Benton Hucker
Picking Fights in Missouri: Baldwin's Non-Rule Embraces the Minority Approach to Internet Libel Jurisdiction
Allison Marie Isaak


text:
Services » Hardware Sales
Through working with great companies from IT sector we have gained a lot of experience in what hardware works well. Combine that with our technical expertise and we can offer advice on what hardware will work best for your company. We have access to great hardware resources and can offer you quality equipment for your business.
From networking and computers to all sorts of accessories.
With the variety of machines available it may be difficult to choose best product at a best price. Future Business can help guide you in the decision-making process. Once a decision has been made, we have the expertise to install, implement and maintain the hardware.


text:
Accommodations - Hotels & Motels
Animals & Pets - Dogs
Animals & Pets - Services & Supplies
Automotive - Dealers
Banks & Credit Unions
Animals & Pets - Dogs
Animals & Pets - Services & Supplies
Automotive - Dealers
Banks & Credit Unions
Development Agencies
Education - Grade Schools K12
Health - Hospitals & Clinics
Health - Physicians
Education - Grade Schools K12
Health - Hospitals & Clinics
Health - Physicians
Manufacturers & Wholesalers
Real Estate
Religion - Baptist
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Manufacturers & Wholesalers
Real Estate
Religion - Baptist
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Religion - Methodist
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Accommodations - Hotels & MotelsDays Inn Worthington
Welcome to Days Inn Worthington in Worthington, MN 56187. Attractions include Worthington's Additional Services in hotel vicinity , Area Attractions and Recreation and Area Overview . Enjoy free ...
Holiday Inn Express
Official Site for Holiday Inn Express Worthington Hotel. Best Price Guarantee or your first night is free! Enjoy free breakfast, high speed Internet & earn rewards on your stay.
Animals & Pets - DogsRainey Hills Cockers
Check out the NEW Hotbot Tell me when this page is updated Show, Obedience, and Companions Rainey Hill's believes that a well-bred cocker is beautiful, happy, and healthy. I have shown cockers ...
Animals & Pets - Services & SuppliesPrairie Livestock Supply
Skip to main content Login Home Bookmark Email Contact Us Shop Facebook YouTube The latest health and nutrition information for: Beef Swine Dairy Equine Ovine Search this site: Main menu Home ...
AutomotiveKarl's Carquest Auto Parts
Karl's CARQUEST Auto Parts specializes in offering the best auto repairs and services available in Worthington, MN 56187; learn more about our dedication to our customers.
Automotive - DealersScholtes Auto World
Welcome Page Meet the Team Search for a Vehicle Our Inventory Can't find the vehicle you want? Appraise My Trade Free Gas! Hours Directions Web Links Financing Options Other Services Welcome! ...
Worthington Ford Lincoln Mercury
To view this web site your browser's session cookies need to be enabled. Please change your browser settings. To view this web site your browser's session cookies need to be enabled. Please change ...
Banks & Credit UnionsFulda Area Credit Union
Fulda Area Credit Union Products and Rates Online Banking Special Programs and Events Fulda Office 205 N. St. Paul Ave. Fulda, MN 56131 (507) 425-2544 Hours: Drive-Up Mon - Thurs 8:30 a.m. - 4:30 ...
BusinessWorthington Memorial Auditorium
2004-2005 Season Home | Events Calendar | General Information | Ticket Information | Floor Layout Worthington Concert Series Student Series Great Entertainers Hometown Showcase The Friends of the ...
Worthington Public Utilities
Worthington Public Utilities Information and resource page
Worthington, MN Community Internet
Worthington, MN Community Internet Home Page. Community information for Worthington, MN, local business web sites and other information about Worthington, MN
Development AgenciesWorthington Regional Economic Development Corporation
Worthington Regional Development Corporation - Home Page
Education - Grade Schools K12Independent School District 518
Official web site of the Worthington public school district. Serves students from Worthington, Bigelow, Rushmore, Reading, and Wilmont.
Worthington Middle School
Worthington Middle School Jeff Luke - Principal / Tony Hastings Asst. Principal 1401 Crailsheim Rd. Worthington, MN 56187 Phone 507.376.4174 Fax 507.372.1424 Student Campus Portal Teams Media ...
FitnessYMCA of Worthington
Welcome At the YMCA of Worthington, our mission is "to put Christian principles into practice that build a healthy spirit, mind, and body." We are a Young Men's Christian Association that provides ...
HealthGreat Lakes Surgical Center
Specializing in dental implant placement, wisdom tooth removal, and other oral surgery services. Three locations in IA and MN.
Health - Hospitals & ClinicsWorthington Regional Hospital
Sanford Worthington Medical Center is a 64 bed general acute hospital and is staffed by a multi-specialty medical staff and close to 300 employees.
Health - PhysiciansWorthington Specialty Clinics
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LawyersLucht Law Offices
Lucht Law Offices of Worthington, Minnesota, with attorney Larry Lucht handling family law, divorce, child support, municipal law, criminal defense, DUI / DWI, estate planning and probate, wills ...
Von Holtom Malters & Shepherd
727 Oxford Street PO Box 517 Worthington, MN 56187-0517 (507) 376-4166 (800) 795-8545 Fax: (507) 376-6359 The law firm of Malters, Shepherd Von Holtum was established as Grose Von Holtum in ...
MachineryLarson Crane Service
The official website for Larson Crane Service, Inc. of Worthington, MN.
Manufacturers & WholesalersBedford Industries
Bedford Industries is a manufacturer of twist tie and produce identification tags & tie related products. Customization is key to accommodate any bundling or packaging closure need.
NewspapersDaily Globe
Friday January 09, 2004 Advanced Search Search Sponsored By News Local News Business Obituaries Police/Courts Opinion Editorial Letters to the Editor Sports Local Sports Playoff Contest Contest ...
RadioKWOA 730 AM
Skip to main content Skip to navigation KWOA 730 AM News Radio Information The Music of Your Life 730AM KWOA serves the AM radio listener area in Southwest Minnesota and Northwest Iowa with area ...
Real EstateJohnson Builders and Realtors
Johnson Builders & Realtors®, Inc. is a third-generation business led by brothers Steve and Mike Johnson. With 7 full-time realtors, we offer Worthington's #1 real estate services for residential, commercial, acreages and new
Religion - BaptistFirst Baptist Church
Welcome to First Baptist Church. Phone: (507) 376 9735 First Baptist Church 1000 Linda Lane - Worthington, Minnesota 56187
Religion - ChristianAmerican Reformed Church
The website of American Reformed Church in Worthington, MN featuring contact information, activities schedule, prayer requests and more!
First Covenant Church
First Covenant Church 1645 South Shore Drive Worthington, MN 56187 Phone: 507-376-5109 Sunday School ~ 9:00 a.m. Worship ~ 10:30 a.m. Summer Schedule ~ (Memorial Day weekend through Labor Day ...
Grace Community Church
Welcome to Grace Community Church Worthington, MN We are a community focused, Evangelical Free Church.
Religion - LutheranAmerican Lutheran Church
I like soda alot. I also like the amazing annoying moving dots. Welcome to American Lutheran Church! A Warm and Caring Place!
Religion - MethodistFirst United Methodist Church
First United Methodist Church "In the Heart of the Community with the Community at Heart" 408 11th Street PO Box 668 Worthington, Minnesota Phone: 507-372-2939 Fax: 507-372-2404 ...
Religion - PentecostalWorthington United Pentecostal Church
Abundant Life Tabernacle is an Apostolic church serving the community and surrounding areas of Worthington, Minnesota. Come join us, and experience life more abundantly!
Religion - PresbyterianWestminster Presbyterian Church
Mission Statement Our mission is to reach up to God in praise and prayer, to reach across the ages in fellowship, to reach within in Christian education, and to reach out in mission locally and ...
SocietyFirst Evangelical Lutheran Church
First Evangelical Lutheran Church 1200 4th Avenue, Worthington, MN 56187 Home About Contact Us Staff Services Mission and Outreach Welcome Ministries Adult Music Middle School and Senior High ...
TravelHoliday Inn Express
Official Site for Holiday Inn Express Worthington Hotel. Best Price Guarantee or your first night is free! Enjoy free breakfast, high speed Internet & earn rewards on your stay.
WeatherAccuweather - Worthington
Extended weather forecasts from AccuWeather.com. View a 15 day weather forecast for , .
AccuWeather: Worthington
Local weather report for WORTHINGTON, MN provided by AccuWeather. Offers 5-day, 10-day, 15-day weather forecasts, severe weather warnings & radar maps for WORTHINGTON, MN
CNN Weather: Worthington
Local weather forecast and maps for Atlanta, GA (30303). Get current conditions & 5-day forecasts plus radar, satellite, and temperature maps.
National Weather Service: Worthington
www.srh.noaa.gov Worthington Automatic Weather Observing/Reporting Enter Your City, ST or zip code en español D a t e Time (cdt) Wind (mph) Vis. (mi.) Weather Sky Cond. Temperature ...
Weather Underground: Worthington
PDA/Mobile Find the Weather for any City, State or ZIP Code, or Airport Code or Country Features: Wunder Photos NEXRAD radar Regional Radar Zoom Satellite Maps Tropical Marine Severe Astronomy Ski ...


text:
Naturally durable Siberian Larch cladding
Raw Material
SILVALarch™ cladding is produced from the highest quality slow-grown Siberian Larch from the Irkutsk region of Russia, an area that experiences long cold winters and short summers. Wood from this harsh climate is much sought after for its natural growth characteristics – exceptionally slow- growing and therefore dense with tight grain. With immediate access to a plentiful supply of old-growth logs from this vast forest area, our supplier is able to provide us with Siberian Larch of an exceptional quality that far exceeds the official 'GOST 26002-83' grading standards.
It is important to note that Siberian Larch (Larix sibirica) is not to be confused with European Larch (Larix decidua, Larix europaea), which grows mainly in continental Europe and also here in the UK. Although related, Siberian Larch has different physical properties and is widely regarded to be a superior material. Notably it has a different appearance, it is more dimensionally stable, denser and more durable (due to its growing conditions) than its European cousin.
SILVALarch™ Channel weatherboarding is available exclusively through Silva. It is sustainably sourced from well managed forests and supplied with full FSC chain of custody certification.
Widths and Lengths
SILVALarch™ Channel weatherboarding is available from stock in the following sizes:
Widths: 21 x 146mm
Lengths: see drop down menu above
Kiln Dried
SILVALarch™ is kiln dried to a moisture content of 16-18% (+/-2%), the optimal moisture content for external cladding in the UK. Among its many benefits over air drying, the kiln drying process enables the boards to dry uniformly to achieve optimum dimensional stability. It also enables immediate application of coatings and minimises site acclimatisation. For more information on the benefits of kiln dried timber click here.
Silva Timber: A Leading Importer of Siberian Larch
Silva is one of the UK's largest importers of Siberian Larch. With direct links to some of the biggest and best Russian sawmills we can offer a wide range of Siberian Larch products in large volumes as well as smaller orders. If you are a manufacturer or reseller then talk to us about your Siberian Larch requirement.
Save time and money - order your SILVALarch™ cladding factory coated
When coated with a suitable finish such as Sansin Enviro Stain, the natural colours and unique grain patterns of Siberian Larch will come alive and project a warmth and beauty that will make your project look stunning.
Save time and money by ordering your SILVALarch™ slatted screen boards factory coated. It's delivered to site ready to install at any time of year.
A complete range of cladding materials
In addition to cladding our product range includes Tyvek® breathable membrane, stainless steel nails, door / window trim, soffits, fascia, barge boards, corner trim and a wide range of finishes and cleaning products.


text: i'm in northern california and im lookin for a california two-spot bimac. would it be better to try and find one online, search at LFSs, or try to go out and catch one? im really hesitant to go through places like craigslist and other individual sellers (got screwed on one of those deals). any help would be much appreciated.


text:
The Tree People
It's My Story
(Guerssen; US: 31 Aug 2010; UK: 21 Jul 2010)
The Tree People It's My Story
Known as Oregon's forefathers of freak folk, the Tree People were recording songs of heady, rustic psychedelia in an era when skinny ties and synthesizers were the prominent means of creative expression. The trio already has a pair of mellow masterpieces under its belt in its eponymous 1979 debut and the 1983 follow-up, Human Voices. Now, after a three-decade break from action, the tree men return with It's My Story, 12 new songs for acoustic guitar, bass, recorder, flute and percussion that fit perfectly into the mood of the modern-day freakscene made famous by the likes of Vetiver, Wooden Wand and Six Organs of Admittance. The album also pays homage to the English Canterbury movement that gave us Fairport Convention and Pentangle. Highlights include the cheeky "More Than Yoko" and a new version of their classic song "Space Heater".


text:
It's Christmas! So, our office will close at midday on Monday 23rd December and reopen at 8.30am on Thursday 2nd January. We wish all our clients a peaceful and Merry Christmas and a happy and prosperous New Year!
After 3 years Dallila Ion decided the time was right for her to move on and left us at the end of September. We thank Dallila for her service and wish her every success in her future career.
We are pleased to announce that Joanna Smith joined us at the start of December and welcome her to our team. Joanna will be responsible for payrolls, bookkeeping and VAT.
HMRC have announced a 12 month postponement in the introduction of the proposed VAT Reverse Charge scheme for the Construction Industry. The revised implementation date is now 1st October 2020.
Well I should be writing this blog on changes that would have occurred if we had left the EU, well that never happened. We are still in the same position as when Jo wrote her last blog back in March.
The government has now announced that all new cars in the UK will be effectively zero emission by 2040, under new plans to tackle air pollution. The government is under pressure to bring forward this deadline and ban all sales of new petrol and diesel cars by 2032. So how will this work? Well, by banning the sale of new petrol and diesel cars. They have described the report on this as being very vague.
So, what are the benefits of having an electric car? Pure electric cars are exempt from paying vehicle excise duty, to offer full support for those opting for the very cleanest cars and vans. All cars that emit less than 75g/km co2 will pay less road tax in the first year. The benefit in kind is currently at 16% for the 2019/20 year. However, the government has announced it will cut benefits in kind rates for zero-emission vehicles down to 2% to encourage their use as company car, (from the 2020/21 financial year onwards).
You also have the choice of salary sacrifice car schemes which are a popular benefit, allowing employees to sacrifice a portion of their monthly salary in return for a new car. Savings are generated because the employee is no longer liable for income tax on the proportion of the salary they sacrifice. It also has the bonus of improving employee satisfaction and retention. You have a role to play in ensuring you choose the right car for employees' needs. Pure electric cars are perfect for those who travel short distances, while an electric car with a range extender works well for employees with a long but predictable commute.
Bye for now….
Spring is here, the clocks will change next week, heralding a new season and new beginnings. Lambs bouncing around the local fields and here at MAS we've been thankful for the safe arrival of Alyssia's beautiful baby boy, though sadly missing her sunny face on reception.
For me I witnessed my own new beginning, last week I was with my daughter when she gave birth to her daughter, our first grandchild, she is the image of her mom, who is the image of me, its that lion king moment where life repeats and the circle starts again.
Sadly circles repeating themselves or ever decreasing ones seems to be our current climate… at present we are no nearer to the B word and this leaves our businesses and economy in limbo. How can you be prepared for Brexit when none of us at present know what that will mean, here's what you can do now:
Passport: You may need to renew your British passport earlier if you're travelling after 29 March and there's no deal. You should renew your passport if, on the day you travel, your passport either: has less than 6 months left or is more than 9 years and 6 months old.
Travel Insurance: If there's a deal, you'll continue to get state-provided healthcare in the EU if you have a free (EHIC) card, some private travel insurance will only cover you if you have an EHIC card so regardless of a deal or not you should make sure you have one.
Driving abroad: My insurance company have already got in touch with me to say I'm still covered abroad however a no-deal brexit will mean that I will need a green card, so it's advisable to apply for these at least 3 weeks prior to your travels.
EU National living in the UK: the government has already agreed a deal with the EU regarding this, get online at GOV.UK and they have a handy tool that can advice you what you need to do… Employers, check with your employees that they know this!
Preparing your business for leaving the EU: again there's a handy little tool for this on GOV.UK which will point you in the right direction depending on your type of business, there's a lot to look through but obviously with so many business sectors it's a lot to cover.
Workplace rights: In most cases there will be no changes to workplace rights when the UK leaves the EU.However, for a 'no deal' scenario, employees working in an EU country should confirm whether they will still be protected under the national guarantee fund established in that country, by making themselves aware of the relevant implementing legislation in the EU country in which they work.
Temporary rates of customs duty (tariffs) on imports after EU Exit: If the UK leaves the EU with no deal, you may need to pay different rates of customs duty (tariffs) on imports, the current drafts are available online but are subject to change.
Lastly, in my opinion Prudence is the name of the game, if you can delay, I would…pay rises, investments, changing job, anything majorly financial is worth hanging back on until we have a little more certainty.
What are the chances of us actually leaving Europe this month? Who knows, but forewarned is forearmed, in the word's of Lance Corporal Jones, "Don't panic" and if in doubt, give us a call and we'll do our best to advise.
Happy Spring!
Well, not quite. I am having my first baby, due on 7th February, but I've already had my orders to bring him into the office for plenty of cuddles. It's an extremely exciting time for me and my partner and we're over the moon that we will soon be parents. I would just like to thank the many clients that have wished me well during my pregnancy, I'm sure my colleagues will have great pleasure in letting you all know when he has arrived.
There are so many things to think about when finding out that you're expecting a baby, especially when it's your first like me. If I can take this opportunity to highlight a little bit of useful information, then maybe that's one less thing to worry about for expectant Mom's.
Statutory Maternity Pay (SMP)
Statutory Maternity Pay (SMP) is paid for up to 39 weeks. You get:
90% of your average weekly earnings (before tax) for the first 6 weeks
£145.18 or 90% of your average weekly earnings (whichever is lower) for the next 33 weeks
SMP is paid in the same way as your wages (for example monthly or weekly). Tax and National Insurance will be deducted.
There is also a useful SMP Calculator on https://www.gov.uk/pay-leave-for-parents
SMP usually starts when you take your maternity leave. It starts automatically if you're off work for a pregnancy-related illness in the 4 weeks before the week (Sunday to Saturday) that your baby is due.
Tell your employer you want to stop work to have a baby and the day you want your SMP to start. You must give them at least 28 days' notice (in writing if they ask for it) and proof that you're pregnant. Your employer must confirm within 28 days how much SMP you'll get and when it will start and stop. If they decide you're not eligible, they must give you form SMP1 within 7 days of making their decision and explain why.
Statutory Maternity Leave (SML)
Statutory Maternity Leave is 52 weeks. It's made up of:
Ordinary Maternity Leave - first 26 weeks
Additional Maternity Leave - last 26 weeks
You don't have to take 52 weeks, but you must take 2 weeks' leave after your baby is born (or 4 weeks if you work in a factory).
There is also a calculator to help you work out the dates for your ordinary and additional leave and to work out to the earliest date your maternity leave can start at https://www.gov.uk/pay-leave-for-parents. Usually, the earliest you can start your leave is 11 weeks before the expected week of childbirth.
Leave will also start:
The day after the birth if the baby is early
Automatically if you're off work for a pregnancy-related illness in the 4 weeks before the week (Sunday to Saturday) that your baby is due.
You must give your employer at least 8 weeks' notice if you want to change your return to work date.
Employee rights when on Maternity Leave
Keeping in touch days
Employees can work up to 10 days during their maternity leave. These days are called 'keeping in touch days'. They are optional and both the employee and employer need to agree to them.
Terms and Conditions Protection
The employment terms and conditions are protected, and employees are entitled to any pay rises and improvements in terms and conditions given during the leave. Pension contributions usually stop if a period of leave is unpaid, unless your contract says otherwise. For example, during unpaid periods of maternity leave or parental leave. Employees continue to build up holiday entitlement and can take any holiday they've accrued (built up) before or after the leave.
Employees must tell their employer about the pregnancy at least 15 weeks before the beginning of the week the baby is due. If this is not possible (for example because they did not know they were pregnant) the employer must be told as soon as possible. Employees must also tell the employer when they want to start their Statutory Maternity Leave and Statutory Maternity Pay.
Paid Antenatal Care
Employers must give pregnant employees time off for antenatal care and pay their normal rate for this time off. The father or pregnant woman's partner has the right to unpaid time off work to go to 2 antenatal appointments.
Health and Safety for Pregnant Employees
When the employee tells their employer they're pregnant, the employer should assess the risks to the employee and their baby.
Risks could be caused by:
Heavy lifting or carrying
Standing or sitting for long periods without adequate breaks
Exposure to toxic substances
Long working hours
Where there are risks, the employer should take reasonable steps to remove them. For example, offering the employee different work or changing their hours.
It is against the law to discriminate against anyone because of being pregnant.
See you all soon!
Our office will close for Christmas on Friday 21st December at 1pm and reopen on Wednesday 2nd January at 8.30am. We wish all our clients a very Merry Christmas and a happy and prosperous New Year!
As it's also the time of year for Christmas parties, just a little reminder of HMRC's rules. Staff entertainment is normally considered to be a taxable benefit in kind, with employees paying tax on the value of the benefit and employers also paying Class 1A National Insurance on the value. However, there is an exception to cover events such as a Christmas Party. The event has to be annual, open to all employees and the cost (including VAT) must not exceed £150 per person. In such circumstances the cost is an allowable expense of the business, VAT is recoverable (but may be restricted if customers are included), and there is no tax charge on the employees or Class 1A charge on the employer. So, enjoy! But, be warned, if the cost goes over the £150 per head limit then the full amount is taxable.
Just to keep our clients up to date with the 2018 budget which Philip Hammond delivered as chancellor.
Here are the key points of his 72-minute speech.
-The personal allowance threshold, the rate at which people start paying income tax at 20%, to rise from £11,850 to £12,500 in April - a year earlier than planned.
-The higher rate income tax threshold, the point at which people start paying tax at 40%, to rise from £46,350 to £50,000 in April.
-After that, the two rates will rise in line with inflation.
-National Living Wage increasing by 4.9%, from £7.83 to £8.21 an hour, from April 2019.
-Fuel duty to be frozen for ninth year in a row.
-All first-time buyers purchasing shared equity homes of up to £500,000 will be eligible for first-time buyers' relief.
-Lettings relief limited to properties where the owner is in shared occupancy with the tenant
-Annual investment allowance to be increased from £200,000 to £1m for two years.
-Contribution of small companies to apprenticeship levy to be reduced from 10% to 5%.
-Business rates bill for firms with a rateable value of £51,000 or less to be cut by third over two years.
Bye for now.....
On Wednesday 17th October we will be hosting our first, free of charge, training day for our clients. As a result our offices will be closed for the day on Wednesday, and re-open at 8.30am on Thursday. Should you have an urgent query on Wedneday we will still be contactable by telephone on 01543 273830.
I love the changes of the seasons, Saturday brought clear skies over the chase and frost in the valleys, we dropped our youngest off at Springslade Lodge for his first Duke of Edinburgh hike and took the opportunity for a brisk early morning walk towards seven springs. I love this season, the promise of walks on crunching leaves, Chestnut foraging, bonfires… I'm always a bit sad to say goodbye to summer but look forward to the winter.
So the last two weeks have been packing away summer clothes, writing Christmas lists… yep I'm that person… and finding boots, coats, gloves again, to quote Bear Grylls and my father in law there is no bad weather just bad clothing! So are you equipped and prepared for the next few months?
Here at MAS we do our best to equip you in advance, Merv and Alyssia have been beavering away in advance of next years "making tax digital" to source and provide software and training for clients and staff. Scores of engagement letters have been written to comply with GDPR, end of year checklists have been sent to clients and chase up letters for accounts have all been sent out well in advance. This is all part of our ongoing commitment to provide the best for our clients.
So… is there a letter unanswered lurking somewhere in your to do pile, a pile of paperwork to just drop in, a reminder from HMRC that your accounts need filing? January is fast approaching and that dreaded tax return deadline…the sooner it's bought into us the sooner it's out the way and it saves poor Alyssia having to write another score of chase up letters… We look forward to seeing you soon.
Happy Autumn
As part of our continuing commitment to our clients to ensure that they meet all the compliance requirements of making tax digital we have already become recognised FreeAgent experts.
In addition, we are delighted to announce that we are also now officially Platinum ProAdvisors for QuickBooks Online.
QuickBooks Online addresses many of the issues businesses have with their day-to-day running. Amongst other things it's features and functions will help clients improve efficiency (save time), get paid faster and improve the information available to help you stay in control of your business.
QuickBooks features that can help include -
Bankfeeds, integration with other key cloud software, creating recurring transactions, creating banking rules, using the QuickBooks mobile app to create invoices when with clients or logging expenses when traveling.
Raising invoices as soon as possible via the mobile app, linking your invoices to services such as PayPal to get paid as soon as an invoice is issued, linking with Go Cardless to take payments via Direct Debit, Effortlessly sending payment reminders.
Scheduled and regular reports, QBO's Management report function including fully automated reports, automated debt chasing, secure back ups, access from any device anywhere at anytime.
If you would like more information on how we can help you give us a call on 01543 273830.
April 2019 is not that far away. From that date the way many businesses prepare and submit their VAT returns is changing. You will no longer be able to prepare your sales invoices in one system and re-key them into another that you use for your VAT returns. This link will need to be electronic using API (application programming interface). If your turnover is above the VAT registration threshold you will also not be able to submit your VAT returns through HMRC's portal by typing in the information. These VAT returns will need to be submitted electronically.
Here at MAS Associates we have taken steps to ensure our clients can be compliant with the new requirements with the minimum of fuss. Not only that, but they will also be able to benefit from significant improvements in efficiency and access to information. We will be announcing some exciting news on how we can assist you later this week!
Ok, I'll admit it – I am the worst at opening my post. I am forever in trouble with the other half for leaving an ever-growing pile of unopened post in the kitchen. He on the other hand, opens all his post as soon as he receives it, deals with everything immediately, file's what is important and shreds what is not. However, the years of him nagging me are finally starting to pay off, I'm becoming a little bit more pro-active with my post and not burying my head in the sand any more. I must admit, although its easier to ignore it I have learnt one valuable lesson – it's never as bad as you think it's going to be!
If you are already a client of MAS Associates, you may have already met me, we may have had a few conversations on the phone, but you will have certainly received something in the post from me. Recently, I was tasked with the rather large job of renewing our engagement letters to allow for the new GDPR laws that were made effective 25th May 2018. If you're one of the lucky ones, this will have been an envelope with just a few engagement letters, schedule of services and terms and conditions. For companies that we provide a large amount of services too and that have a number of directors that we act for as an individual, you will have received quite a few letters. All of which have been sent with duplicate copies, one for your files and one for you to return to us signed.
We have already received many of these back signed – fantastic! But a few of our clients have asked questions about the letters like "Do I really need to sign these?" & "What even is GDPR?"
These letters are important, engagement letters are the contract between you as a client and MAS Associates Ltd that defines the scope of work, responsibilities and obligations of each of the respective parties. By signing and returning these you are agreeing that you have understood the scope of work that we will carry out for you, our company policies and terms and conditions.
GDPR is the new EU "General Data Protection Regulation" and is the most significant shake-up in data privacy and data security in 20 years. It has replaced the "Data Protection Act". The biggest change to our engagement letter is the "Privacy Notice" section. As MAS Associates Ltd is both a Data Controller and Data Processor, the Privacy Notice section explains purposes for which we intend to process personal data, how long we will retain records for and your rights regarding the information we hold about yourself.
If you have not yet returned the engagement letters to us because you have questions that need answering or any concerns, please do not hesitate to get in touch. Alternatively, if you're like the old me and you're currently storing the large unopened envelope with a MAS Associates Ltd stamp on, underneath a pile of washing that you should probably see too as well – get proactive! Give it a read, sign where prompted and return to me as soon as possible. You can always pop in with the letters and we'll be happy to help you through them.
England's World Cup campaign brought a feel-good factor to football fans up and down the country. Whilst football didn't quiet make it home, it got a lot closer than in many previous attempts!
Now that the World Cup is over, the attention of football supporters will be returning to their domestic leagues. For many, this will involve following the multi-million-pound professional game. For others, it will be supporting the local non-league team.
Here at MAS Associates we have been supporting several local non-league clubs for a number of years and look forward to continuing to do so for the years ahead.
In recognition of England's run to the World Cup semi-finals we are making a special offer to new clients that will benefit both you and the non-league team of your choice.
If you become a client of ours before the end of the 2018/19 football season we guarantee to save you 10% on your accounts fees for the first year you are with us, AND, we will also donate a further 10% of the fee you pay us to your chosen non-league club for each of the first three years.
Who knows, this may just help a potential star of the future, and possibly even England bring football home in 2022!
We have seen a number of clients receive bogus calls, supposedly from HMRC, informing clients that a warrant is about to be issued against them and they should contact the number in the message urgently to prevent this. In one case a client was told they owed £4,000 from several years ago. These calls have all originated from Manchester based numbers, but be aware that they could come from anywhere.
HMRC have confirmed that they are aware of this and that this is a scam. If you receive one of these messages do not respond, and most certainly do not make any payment over the telephone.
If in any doubt please check with us first!
Being the mother of two teenagers, every month seems to be expensive, but especially this time of year – what with the summer holidays just around the corner, July can be one of the most expensive of the year!
Not just for parents though, as this month, those of you who are self-employed will be digging deep into your pockets to pay your second payment on account for the tax year 2017-18.
If you have increased your income for 2017-18, your payments on account January and July 2018 may not cover your actual liability for the year. In this instance, your payments will not automatically be increased but it would be more than prudent to identify this possibility early on so that provisions can be made for your January 2019 payment in advance.
Equally, talk to your accountant if you now have evidence that your income is falling, as you can lodge an application with HMRC to reduce payments on account. Your July payment may be reduced, and dependent upon the circumstances perhaps significantly.
Just a reminder that the deadline to avoid late payment interest and penalties is 31 July 2018.
Time goes to quickly, I moved house last year, it's almost been a year, I just can't believe how quickly the time has gone, changes happening all the time, especially with HMRC, making tax digital, make sure you look at digital software now, so you know which one works for you, time goes so fast, you don't want to be leaving it to the last minute.
From April 2019 businesses above the VAT threshold will be mandated to keep their records digitally and provide quarterly updates to HMRC for their VAT.
In the meantime, business can start researching which bookkeeping software might suit their enterprise. For instance, a business that is VAT-registered will need digital tools that have VAT capabilities. If another firm spends a lot on business travel, it could look at apps that allow employees to record expenses on their smartphones. The key is to match the needs of your business with the features of a product. Somebody who does jobs on their own, like a gardener or window cleaner, may need to get smartphone software which they can enter financial information into as they go along.
At MAS we are looking at two digital bookkeeping software packages, FreeAgent and Quickbooks. All staff have experience in FreeAgent, we as a team are qualified in FreeAgent and we are currently updating our qualifications in Quickbooks, all staff will be able to help with any queries, we will be able to login to the cloud, if we have permission and help with any queries. MAS has chosen these two because FreeAgent is at the moment free to NatWest customers, and we have also chosen Quickbooks because we have found this to be very popular will our clients.
If you have concerns or any queries, then please do not hesitate to contact the office, to speak to one of our friendly staff, we are always happy to hear from you and deal with any queries you may have
Bye for now
There will be various changes to pay, tax, National Insurance and pensions all taking effect from April. The most relevant ones are -
1. Minimum Wage - From 1st April 2018 the hourly rate will rise to £7.83 for those aged 25+. For 21-24 year olds it will be £7.38. For 18-20's it will be £5.90 and £4.20 for 16-17 year olds. The apprentice rate will be £3.70.
2. Tax codes will change from 6th April. For 2018/19 L codes will increase by 35, M codes by 39 and N codes by 31. The personal allowance will be £11,850, giving a basic tax code of 1185L.
3. Also from 6th April the National Insurance Primary Threshold will be £8,424 per year (or £702 per month / £162 per week).
4. Minimum pension contributions under automatic enrolment also increase from 6th April to 5% (3% employees and 2% employers).
Our offices will close for Easter at 5.30pm on Thursday 29th March and reopen at 8.30am on Tuesday 3rd April.
Bob Dylan told us so back in the 1960's. What was true then is certainly true now and in the coming months.
Here at MAS Associates we have seen a few changes over the last year. Our new website is finally active, having lay dormant for too long. We have two new staff members who have joined us this year. Michelle officially joined us at the beginning of January, following a three-month temporary assignment. She is responsible for payroll, bookkeeping and VAT returns. Alyssia also joined us in January as Administrator. She's usually the person you will hear answering the telephone and, amongst other things, will be responsible for ensuring clients meet their filing deadlines – or at last giving them plenty of reminders!
Over the next few months we'll tell you more about our staff, as well as keeping you up-to-date on significant changes in accountancy, tax and other areas that may affect your business.
From 25th May this year the EU's General Data Protection Regulation (GDPR) comes into force in the UK. This will give people more control over personal data that is held about them and also aims to have identical data protection law throughout the single market (I know, only we can vote to leave the EU and then bring in EU regulations!). Under the new legislation Data Controllers must ensure personal data is processed lawfully, transparently, and for a specific purpose. Data should be deleted when it is no longer required, or when the purpose it was obtained for is complete. There are requirements to obtain consent from individuals to use their data, and Data Controllers must record how and when this consent was obtained. People have the right to access their data, correct any errors, and also have the data removed – the 'right to be forgotten'. Any breaches of security have to be reported to the Data Protection Authority within 72 hours of becoming aware, where peoples' rights are at risk. The individuals should also be notified. More information can be found on the Information Commissioners Office website at https://ico.org.uk/for-organisations/guide-to-the-general-data-protection-regulation-gdpr/. Organisations should review their data protection policy and data security systems, including file encryption, as there can be significant fines for non-compliance.
Another significant change on the horizon will affect all VAT registered businesses that are above the VAT threshold. From April 2019 'Making Tax Digital' will start to apply. We will cover this in more detail in a future post; but for now, from that date VAT returns will need to be submitted electronically to HMRC. In addition, the records from which they are prepared will need to be digital records. Where more than one system is used, these will need to link together via an Application Programming Interface (API). So, no more preparing invoices in excel or word and keying in your VAT return via the HMRC website.
And, of course, from March 2019 we will be leaving the EU and the single market. Whilst many see this as a major disaster, others will see it as a great opportunity. It waits to be seen how this will impact on tax legislation and reporting requirements.
We will keep you informed of significant developments along the way. If you don't do so already, follow us on Twitter, Facebook and/or Linkedin to be kept up-to-date. You can also subscribe to our e-mail newsletter to ensure you get the latest information.