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Even before AiG's newsletter has reached homes, people have been registering for AiG's online creation apologetics course released recently. Students will be tutored by an experienced college professor---Dr. Georgia Purdom.
The "Foundations in Creation Apologetics" course uses the latest in internet technology: Flash video, online quizzes, forums and chats with other students and an AiG instructor. This is a 12-week course designed to equip students, teachers, parents, pastorsanyone who wants a firm foundation in the biblical and scientific arguments for the truth of Genesis.
Course approved for CEUs Teachers can earn four ACSI-accredited CEUs by taking this course.
Course crosses international boundaries Because of the nature of the internet, people in ANY country who have access to the internet can enroll for this course.
For more information, course outline, costs, etc., go to: edu.answersingenesis.org
The first course begins August 27---enroll now and be in the first group to receive this long-awaited "Foundations in Creation Apologetics" course.
Billy Graham was featured on the front of this week's Newsweek, with in-depth articles about his ministry and personal life.
You may be interested to read this section from one of the articles:
Debates over the exact meaning of the word "day" in Genesis (Graham says it is figurative; on the other hand, he thinks Jonah was actually swallowed by a whale) or whether the "Red Sea" is better translated as "sea of reeds"which takes Moses' miracle out of the realm of Cecil B. DeMilleor the actual size of ancient armies in a given battle may seem picayune to some. For many conservative believers, however, questioning any word of the Bible can cast doubt on all Scripture. Graham's position, then, while hardly liberal, is more moderate than that of his strictest fellow Christians.
(page 3)
Here is another interesting quote from the article:
A unifying theme of Graham's new thinking is humility. He is sure and certain of his faith in Jesus as the way to salvation. When asked whether he believes heaven will be closed to good Jews, Muslims, Buddhists, Hindus or secular people, though, Graham says: "Those are decisions only the Lord will make. It would be foolish for me to speculate on who will be there and who won't ... I don't want to speculate about all that. I believe the love of God is absolute. He said he gave his son for the whole world, and I think he loves everybody regardless of what label they have." Such an ecumenical spirit may upset some Christian hard-liners, but in Graham's view, only God knows who is going to be saved: "As an evangelist for more than six decades, Mr. Graham has faithfully proclaimed the Bible's Gospel message that Jesus is the only way to Heaven," says Graham spokesman A. Larry Ross. "However, salvation is the work of Almighty God, and only he knows what is in each human heart."
(page 6)
On the same day as the Newsweek article, a Billy Graham column in the Charlotte Observer answered an eight-year-old's question on dinosaurs:
[Q:] I am eight years old and I have a question for you. Did Noah's ark have dinosaurs in it? Or did they maybe die in the flood? My parents didn't know the answer and they said to ask you.
[A:] Noah lived many thousands of years ago, and the Bible doesn't give a detailed list of what birds and animals were included on the ark.
The Bible does say, however, that the reason God preserved the animals and birds on the ark was "to keep their various kinds alive throughout the earth" after the flood was gone (Genesis 7:3). Since dinosaurs apparently were extinct a long time before Noah, and also didn't appear after the flood, it seems unlikely that his ark included such creatures.
I have included three photos today:
- The view looking out of our room at Sandy Cove (don't covet!)
- The audience at one of the meetings at Sandy Cove
- Our grandson Noah, with a big smile at his third birthday party at a Ham family gathering recently (of course I have to show off our grandchildren!)
Mally and I are at the Philadelphia airport getting ready to board a flight back to Cincinnati tonight (Tuesday). We are home until next Thursday, when we fly to Mexico where I will be the keynote speaker at their national Home School Conference. Please be praying for this Mexican conference. I will be speaking with SIMULTANEOUS translation into Spanish (I've never spoken with simultaneous translation before). Also, we are taking our video team down to record the conference as it is a unique opportunity for us to produce a series of AiG presentations in Spanish. We will then make this available in various ways to the Hispanic community throughout the world. For more information and to pray, see the Mexico event page.
Thanks for stopping by and thanks for praying.


text: Home Resource Center Doing Business with Materion Supplier Resources DOING BUSINESS WITH MATERION-SUPPLIER RESOURCES Find supplier resources for doing business with Materion including Alloys Metal Value, Supplier Code of Conduct, Supplier Quality Manual and Supplier Self-Assessment Survey & Quarterly Scorecard. If you cannot find the information you need or would like to request additional supplier resource information, please feel free to Contact Us for more information. Performance Alloys Metal Value Do you need to check the current value of metal components produced by Materion Brush Performance Alloys? Use this guide to locate the metal value of copper based alloys, nickel based alloys, casting alloys and more. Materion Certification Package 2017 (MS Word) In order for a company to qualify for subcontacts on Government financed contracts from Materion, this Certification Package is required to be completed and returned to Materion on an annual basis. Materion FAR DFAR flow down Clauses for Government Contracts These are the supplemental terms and conditions of purchase for Materion orders financed by the Federal Government. Materion Terms and Conditions of Purchase Orders These are the terms and conditions for general Materion purchase orders. Terms and Conditions of Purchase Materion Advanced Materials Group Germany These are the terms and conditions for Materion Advanced Materials German purchase orders. Materion Precision Optics and Thin Film Coatings Terms and Conditions of Purchase These are the terms and conditions for Materion Precision Optics & Thin Film Coatings purchase orders. Supplier Code of Conduct Defines Materion's Supplier requirements, as well as the minimum expectations to maintain status as an Approved Supplier. Supplier Code of Conduct Acknowledgement Materion's Supplier Code of Conduct Acknowledgement form - to be completed by the supplier. Supplier Code of Conduct Acknowledgement Letter The form acknowledging Materion's Supplier Code of Conduct. Materion Supplier Quality Manual Defines Materion's Supplier quality system requirements, as well as the minimum expectations for supporting business processes necessary to meet those requirements and maintain status as an Approved Supplier. Advanced Materials Group (AMG) Supplier Profile and Supplier Audit Checklist-Self Assessment Supplier Self Assessments required for Materion Advanced Material's Group's supplier qualification and approval. Materion Supplier Request for Deviation or Change Form Required for Materion Suppliers who want to request a temporary deviation or permanent change. Supplier CAATSA Declaration Defines Materion's Supplier CAATSA Declaration requirements. Supplier CAATSA Declaration Acknowledgement Materion's Supplier CAATSA Acknowledgement form - to be completed by the supplier.

subset: commoncrawl


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Before Laurence Escalante started up him online initiative, Virtual Game Worlds (VGW), he was in financial planning for ten years and an actuarial student before that. As such, gambling math is familiar territory for him. In the area of game development, he has founded and been involved with globally distributed game studios over the last seven years, predominantly in the Philippines. Since Escalante was exposed to gambling, game development, corporate finance, start-ups, global markets, laws and economics, in one way or another for a while, he felt that VGW (www.virtualgamingworlds.com) came together quite naturally once the idea formed.
How did the concept of VGW come up?
Virtual Game Worlds founder, Laurence Escalante (LE): Like many young guys, I played a regular home poker game with my best friends over beers, with small "buy-ins," where we would play socially for small stakes which increased the excitement and enjoyment of a simple social game. When they moved to Melbourne for their careers, these games stopped but I found it crazy that we could still play World of Warcraft together and kill a dragon in a fantastic virtual world. Yet at the same time, we couldn't replicate a quality game experience with real money poker wagers inside a multiplayer game environment.
How did the idea evolve from there?
LE: I looked into the idea & opportunity and found it to be so potentially powerful & disruptive, and was amazed it hadn't been done. So I founded it, arranged the seed funding, formed a formidable early board and team, raised more early stage funding, and have made the great progress that culminated in our reception at launch a few weeks ago. We're now looking forward to becoming a bona fide online casino operator with gambling revenues in a matter of weeks.
Why do you feel the time is now for VGW?
LE: The rise and rise of social gaming, with Zynga in particular, has been watched by the online gambling industry for a number of years. Their poker game on Facebook is larger than all real money poker operations in the world, put together. With the typical social gamer being a 40 year old female, not unlike the typical slots and bingo player, the intersection of social gaming and gambling is simply too natural and powerful to ignore.
What hurdles did you initially encounter?
LE: The convoluted and ever-changing legal environment for online gambling worldwide has held most large gaming and gambling operators from truly exploring gaming "convergence." We were founded from day one to explore this convergence, a classic "Blue Ocean" strategy. Fortunately for us, our market timing has been perfect, as only now are large offline and online gambling operators really making starting to make a concerted push into social Gaming, and vice versa.
On what do you base that opinion on?
LE: Case in point, IGT, the largest slots maker worldwide, purchased Doubledown Casino, a Facebook virtual currency only casino, for $500 million a few months back. Doubledown is the closest thing to a similar product to us, but it has never been built to convert virtual gamers to real money gamblers, where the platform and corporate structure, in that it is offshore, and licenses and so on are dramatically different to virtual currency gaming.
You attended Jason Calacanis' launch conference in San Francisco in March. What was the response to VGW there?
LE: It was overwhelming positive regarding the potential of our business.We had many of the elite names in Silicon Valley citing us as a multi-billion dollar business and we were the most awarded company in our judging segment
What was your main takeaway from the event?
LE: Most U.S. Venture Capitalists have restrictions on what they can invest in, and gambling is prohibited for most US VCs. Whilst limiting our options for growth funding out of Silicon Valley, it also answered my question as to why a similar business like ours, which is relatively simple in concept, had not been built in the U.S., the answer being it would never get off the ground as VCs cannot fund it.
Following the conference, what has VGW been focusing on?
LE: We've been accepted to another conference in San Francisco, called Global iGaming Summit and Expo. This one is specifically an online gambling conference where gambling majors gather to discuss online developments. So we've planned to start major launch campaigns after this event.
What else have you been doing in the meantime?
LE: We've really focused on closing our current $5 million expansion capital raising round, beginning the process of transitioning to a public, unlisted company to enable smaller investors to participate in our exciting story, and speaking to a number of investors across Perth, Australia, Singapore and some in the U.S. We expect to transition and for the round to close in the next few weeks.
Due to the laws in U.S. in regards to gambling, what will be VGW's strategy for that region going forward?
LE: As with all non-legalised countries, we will launch our virtual currency that is non-cashout to play games, with the view to converting these players only once it is legalised. Currently, the U.S. is making great strides towards regulation on a state by state basis. In fact, Nevada is the first state to have a functioning online poker regime, and operators, including us, will be live in the state before the end of the year.
Where do you have planned for the near future?
LE: In the next six months, we expect to make great progress, hopefully closing our $5 million expansion round. This is to facilitate the complete porting of the casino platform and 20 games to mobile devices such as iOs and Android, apply for about half a dozen European domestic licenses, engage in large scale user acquisition and marketing campaigns, apply for the Nevada poker license, and build out additional games on the platform.
Where would you like to see VGW in 12 months time?
LE: In 12 months time, we should be close to looking at listing on an exchange, be it the ASX, HKSE or if progress is strong, the NASDAQ. This is to primarily to facilitate our ambitious growth plans to look at strategic acquisitions in the games space, where we can integrate responsible gambling elements inside established games franchises where the convergence makes the most sense.
Want to read other video game interviews with key figures from Sony, Microsoft and more? Then check out PC World's complete interview archive.


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Micro-Tip® Craft Scissors
Micro-Tip® Craft Scissors
Good scissors make SoulCollage® more fun and your SoulCollage® cards more satisfying. The unique, precision-ground Micro-Tip® blades on these Fiskars 5-inch-long craft scissors makes it easy to do detailed, intricate cuts around images you want to prepare for a SoulCollage® card. Finger loop design enahnces security, gives maximum control and accommodates left- or right-handed users. Hardened, stainless steel blades stay sharp. Made in USA. We provide these for participants to use in Seena Frost's Trainings!
Price: $16.95


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- This event has passed.
Murder Mystery Dinner
October 15, 2016 @ 6:00 pm - 8:00 pm
The Haunted Hotel Homicide murder mystery dinner party is presented by Starke Behavioral Health Association, Inc., (SBHA) and hosted by Sandra Lowe of Southside Area Community Theater (SACT). SBHA is a nonprofit 501(c)(3) charitable organizations and all dinner ticket donations graciously received will go to support SBHA's vocational training and development program for adults with mental health disorders. Your dinner ticket purchase will include a 3 course meal including appetizers, a choice of one of three main entrees, and dessert. Prices are as follows: $50.00 per person, $75.00 per couple or a table of six for $250.00, but seating is limited so make your reservations today! You may attend as an observer, or if you choose to participate in solving the homicide, you may pick a character to portray and prompts and clues will be given throughout the evening experience.
Limited Tickets Available! Please reserve your ticket/character ASAP! Major credit cards accepted. For more information on characters, click here
Don't wait! Make your reservation today! Complete the contact form above with name and best phone number to reach you. If requesting a participant dinner ticket, please indicate the character you would like to portray!
Or call (434) 292-1104, ext 2.


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Derby County's in-form under-18 side could secure their seventh win in a row and go five points clear at the top of the Premier League North table tomorrow night.
They will host Manchester City at Pride Park, a side that knocked them out of the FA Youth Cup earlier this season and who held the Rams to a 2-2 draw in Manchester in their previous league meeting, Morgan Whittaker and Jordan Brown with the Rams goals.
And for Rams coach Justin Walker, who watched his team beat West Bromwich Albion 5-0 last time out, he's expecting another good showing from the young Derby squad.
He told RamsTV: "They've contributed brilliantly throughout the season in how we prepare for games during the week and nothing will be any different for the next three games.
"The players are a pleasure to work with, on a daily basis they give it their all, they push each other to improve and they're all fighting and chomping at the bit to play for the club."


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The story of renowned retailer Marks & Spencer is an intriguing peek into the changing lifestyles and social history of British people.
By charting the development of one of the country's best-loved high street stores Marks in Time offers a quirky perspective on the everyday lives of British people. These days there is a Marks & Spencer in nearly every town but it all started in Leeds in 1884 when Michael Marks opened his very first stall in Kirkgate market.
Start your journey through the history of 'Marks & Sparks', as Brits affectionately like to call it, at this very location before making your way to the free permanent exhibition in the Michael Marks Building at Leeds University. This building houses the company's archive collection including photographs, films, clothing and food packaging; it all adds up to a rather remarkable story.
Leeds is easily accessible from London by train; the journey is around 2 hours 30 minutes.
Content provided by Leeds and Partners
VisitEngland would like to invite you to take part in a short survey about our website.
It should take no more than a couple of minutes.
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Or register a new account


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Thanks to a partnership between the Sayreville Library, the Middlesex County Cultural and Heritage Committee, and The Friends of the Sayreville Library, digital scans of SWMHS Yearbooks 1942 - 2016 are available here!
The library subscribes to a number of databases for easy electronic access to thousands of newspapers, magazines, and journals. Many provide coverage back 10+ years and full-text access is provided in several of these resources. Visit Research By Subject to explore our collection!
The Sayreville Public Library uses NoveList - just log in with your library card!With NoveList, you can find new fiction to read—match a favorite author or book, or find by describing plot, subject, or genre.
The Sayreville Public Library subscribes to the world's largest newsstand called RB Digital. RB Digital offers full color, interactive digital magazines for your enjoyment. Browse from your library's collection of popular titles with no holds, no checkout periods, and no limit to the number of magazines you can download.
Access Instructions:
Click on the icon on the left or on the link above. If this is your first time using RB Digital, you will need to create a login ID. There will be a link in the top, right corner of the screen that says "Create New Account." You will be prompted for an email address and a password. Once a login ID is created, you will be ready to browse titles, search, and check out titles. Upon selecting a title to check out, you will be prompted for your login a second time. Confirm this to confirm the check out. The title will be added to your collection. There is no limit to the number of titles you can check out, nor is there a limit to how long you may keep the titles. Enjoy!
- Current issues — New issues are released simultaneously with the print edition many are available before they arrive at your library and are ready for immediate download
- Easy browsing — Browse your library's collection of titles one at a time, search for your favorite magazines by title or use the convenient category feature to find new magazines which meet your interests.
- Manage your collection — Using the personal account you will create, you will have the opportunity to checkout the magazines you choose and read them instantly on your computer (both PC and Mac) or access the content on a portable media device. (Note: viewing options, including the ability to download or view the content while online, may differ based on the device and/or magazine publisher).
- No limits — Check out as many issues as you want and keep them in your account as long as you wish.
- Apps -- To enhance your magazine issue viewing experience, Apps are available for viewing magazines by downloading and reading offline. The same Zinio.com Reader Account auto populates the apps upon patron Log In to the app. (Apps are READERS only meaning patron needs to return to the Library Collection to browse additional magazines and check out. Available apps include Kindle Fire/FireHD, Nook/NookHD, iPhone, iPad, Android, PC, MAC, Windows 8, and Blackberry Playbook.
The Sayreville Library has created instructions for some of the most popular devices used for reading ebooks and listening to e-audiobooks from eLibraryNJ.com, the first of two of the library's ebook/e-audiobook platforms. To find out what formats your device supports, click here and find your device in the list. The below instructions will walk you through the overall process of downloading an ebook or audiobook from start to finish. Some devices can do the complete process by downloading and using the Overdrive Media Console app, while some other devices will need to start off initially on a computer, where you will need to download the Overdrive Media Console or Adobe Digital Editions, and then transfer the title over to the device.
Instructions for Apple Devices (PDF version)
Instructions for Android Devices (PDF version)
Instructions for Kindle eReaders (PDF version)
Instructions for all Kindle Fires (PDF version)
Instructions for Nook Tablets (PDF version)
Instructions for downloading & viewing ebooks on Computers, Nook eReaders & other eReaders (PDF version)
Instructions for downloading & listening to e-audiobooks on Computers & transferring to MP3 players (PDF version)
Don't see your device? Visit this list here to see if your device is compatible. Tablets that download apps via the Google Play store should refer to the Apple/Android instructions listed above and use the Android portion of the instructions. Simple eReaders (aside from Kindle eReaders) can use the instructions for the basic Nook eReader above. If you have trouble downloading any of the above instructions, contact Aziza at email@example.com
The Sayreville Library is currently working on creating instructions for some of the most popular devices used for reading ebooks and listening to e-audiobooks from RBDigital, the second of the library's ebook/e-audiobook platforms, which you may access here


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Ribs. I call them ribs. Because to me that's what they look like. You could also call them drawer handles because that is their function. At least some of them. The others are just plain ribs. You see?
This is another exercise in pattern routing pure and simple. I used the same techniques and steps on these as I did on the drawer fronts and bending blocks. Make a (perfect) pattern, use it as a template to draw a few, rough cut them to shape on the bandsaw, then pattern rout them to exact matches.
First, a word of caution. I find this type of pattern routing to be among the most dangerous (risky) operations in the shop. The bits are large and spinning very fast and very close to your hand. They also want to grab the wood so you need a lot of control and to mind your feed direction and feed rate. But by incorporating a couple of safety items mentioned below, a handle and extra long pattern, the machining can be tamed and more enjoyable. Also for these operations I experimented with a number of different types of bits, not shown. Those too, can make a huge difference.
Here's about where we want to end up.
Make the pattern, sand the edges smooth, and make sure the inside fits snugly against the outside of the drawer front. I also added a handle across the top to keep my hand away, make turning the pieces much easier, and so I can more easily and safely control the piece as I feed it into and across the cutter. Also be sure to mark the tops and bottoms of all the parts and patterns so the machined part is aligned with the pattern. Especially important if you end up machining them upside down as I did.
Since these are very narrow pieces I chose to screw them to the pattern. The holes and up being on the bottom of the rib, thus out of view. Also notice how the pattern is LONGER on both ends that the finished (rough cut) piece. This is to allow you to press it against the bit's roller first without engaging the cutters. You also want to remove as little material as possible; again for safety reasons, reduce chatter, and ensure a smooth finished cut with no burn marks.
It is also critical to make sure you are feeding AGAINST the cutter's rotation. Otherwise the piece will be grabbed by the cutter and launched possible breaking the piece and your hand to boot!
After cutting all the parts on the router table they should all be duplicates. For these I used the crosscut sled on the table saw to cut them to length.
And what do you end up with for all your hard work? Well it better be a perfect fit (or the ribs won't stick)!
And here's a taste of where we're heading.
-- tim hill www.newcalshop.com


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CAMBRIDGE, Mass. – No. 4 Harvard men's heavyweight crew and No. 6 Brown competed in a closely contested top varsity race Saturday afternoon in Providence, but it was the Bears that took the victory to earn the Stein Cup on the Seekonk River.
Conditions featured an incoming tide with a 10-15 mile per hour cross tailwind. Varsity race was held at slack tide and the order of racing was 5V, 4V, 3V, 2V, 1V.
In the varsity eight race, Brown's time of 5:28.1 narrowly edging the Crimson's 5:29.9. Harvard won the three races prior to that and held a lead in the fifth varsity eight until the final 350 meters when it made contact with a channel marker.
Harvard's third varsity won by the largest margin, winning by 10 seconds with a time of 5:54.5. In the second varsity, the Crimson held off the Bears to capture the victory by less than two seconds with a time of 5:52.3. The fourth varsity garnered its win by five seconds, finishing the course in a time of 6:09.2.
1V: Cole Durbin (coxswain), Liam Corrigan (stroke), Sam Hardy (7), Alexander Richards (6), David Ambler (5), Samuel Meijer (4), Conor Harrity (3), Daniel Bridgwater (2), Jack Kelley (bow)
2V: George Cozens (coxswain), Dominic Glover (stroke), Ethan Seder (7), Joseph Johnson (6), Lucas Clarke (5), James Clarke (4), Travis Taaffe (3), Nicholas Plaut (2), Jack Luby (bow)
3V: Jennifer Kunes (coxswain), Ryan Rasmussen (stroke), Lars Lorch (7), Arthur Doyle (6), Andrew Morley (5), David Fleming (4), Carter Dickinson (3), Curtis McLeod (2), Andre Dempsey (bow)
4V: Nicolas Yan (coxswain), Anthony Kenny (stroke), Max Mezger (7), Samuel Monkley (6), Andrew Haimovici (5), Pieter Quinton (4), Benjamin Strathmore (3), Jack Richards (2), Niels Laurberg (bow)
5V: Katherine Wang (coxswain), Bryce Anderson (stroke), Travis Anderson (7), David Orner (6), Alexander Green (5), Christopher Fenaroli (4), Zachary Keller (3), Henry Lynch (2), Marshall Sloane (1)
Varsity 8
Brown – 5:28.1
Harvard – 5:29.9
Second Varsity 8
Harvard – 5:52.3
Brown – 5:54.1
Third Varsity 8
Harvard – 5:54.5
Brown – 6:04.8
Fourth Varsity 8
Harvard – 6:09.2
Brown – 6:14.2
Fifth Varsity 8
Brown – 6:25.6
Harvard – 6:39.7
Harvard returns home to host Princeton April 14 with the Compton Cup up for grabs.


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"The Union Cabinet chaired by Prime Minister Narendra Modi today gave its ex-post facto approval to an MoU between India and Singapore Cooperation Enterprise (SCE) on cooperation in urban planning and governance," a release here said.
The pact was signed with Singapore government-run SCE during Modi's visit to the island country in November last year.
"The MoU will allow the two countries to share experiences in the field of urban development, governance and capacity building," the release said.


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pumpkin breakfast cookies
As an Amazon Associate I earn from qualifying purchases.
you know I love my dessert for breakfast, and these pumpkin breakfast cookies are my favorite fall go-to grab and go breakfast for busy mornings
I love sleep. That probably makes me sound boring, and maybe I am. Going out always sounds like a fun thing to do but really I am a homebody. Pizza and a movie in. Tea and a good book. Netflix and a glass of wine. These are all my idea of a great night.
And I need my sleep. I don't do well with less than 6 hours, and in and ideal world I would love to get 8 or 9 hours a night every night.
The trouble is…I don't sleep very well. I don't think I have slept through the night since Charlie was born, and he is 16. I hear everything. And if the kids are out for the night, forget it. I worry non stop.
To help myself to sleep better, I try to have my mornings planned out ahead of time. I set the breakfast table before I go to bed, and have everything prepped and ready to go. Backpacks are loaded and lunches are packed. The less I have to worry about in the morning the better. Mornings, like today, when we have a doctor or ortho appointment before school make me a bit more anxious. and I sleep even less than normal. So I like to have an even easier breakfast ready to go.
If you are looking for an easy and delicious grab and go breakfast, these pumpkin cookies are it. Plus, they're cookies. For breakfast. What could be better? Made with pumpkin, banana, oats, and chocolate chips these cookies are much better for you than a bowl of cereal, and more fun to eat then a bowl of oatmeal.
And just look at that chocolate.
pumpkin breakfast cookies
- 2 ripe bananas, well mashed
- 1/2 cup pumpkin puree (not pumpkin pie filling)
- 1 egg, lightly beaten
- 1 tsp vanilla
- 3 cups old fashioned oats
- 1 tsp cinnamon
- 1/2 tsp salt
- 1 cup chocolate chips
- preheat oven to 350 degrees
- line baking sheets with parchment or silpat mats
- combine banana, pumpkin, egg, and vanilla
- stir in the oats, cinnamon, and salt, and then fold in the chocolate chips
- scoop by the tablespoon onto prepared sheets
- bake 15 minutes
- cool 2 minutes on baking sheets, and then move to cooling racks
These cookies may be healthy enough to eat for breakfast, but that didn't stop me from nibbling on them all day long.
you may also like
chocolate peanut butter granola


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#Reverb14: Prompt 17- Don't Be An A**hole
Prompt 17:
How can you stop being an a**hole, get out of your own way and make room for more of your magic to happen in 2015?
This year, I was more brave, decisive, and fearless than I have been in years past. It manifested itself in different ways than might be expected. It appeared most often when I rejected work and relationships that did not serve me. So when I first read this prompt, I patted myself on the back for not being an asshole in 2014. And then I thought about it more… and more. And realized that I was totally an asshole.
In my book, Create Your Own Opportunities: Career Coach Yourself to Success, I talk about the beliefs and behaviors that lead to success. One chapter is devoted to managing your ego and not to let it get in your way. This is what I wrote:
Too often, we spend our mental energy worrying how other people are going to judge us. We sway two ways, alternating between the extremes. First we go to great lengths to protect ourselves, telling ourselves we aren't worthy and then in turn don't pursue opportunities that seem even slightly risky. Other times we hear something we don't like, maybe criticism, and spend all of our emotional energy defending ourselves to confirm our place in the world. That leaves us too exhausted and unfocused to create anything else or make change.
It's really hard to remember this and always follow your own advice! I often compared my path to others last year, wondering why I didn't have the book sales or speaking engagements that other people had, or was not asked to comment on articles where I would have been perfect as an expert. The result is that I would sulk and retreat (in the past, I would have also taken the defensive route, but not so much now).
In 2015, I need to remember it's not about the recognition, but why I do these things (also talked about this in Prompt 14). I want get more gigs and appear in the news because my work helps people and the more people who know about it, the more people I can help. So I should keep at it for that reason, but if I am not the person who appears in an article… oh well. No reason to sulk. There are other ways to get my message out, other things to focus on, and feel good for the person who does get the space.
This year, I did a few speaking events and they were all awesome. It matters that every one was awesome, not that I did 20 of them. Remembering that will help me from getting out of my way.


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Ultimate Leadership Martial Arts Headquarters is Located in Springboro, Ohio and we have been serving our community for over 20 years.
Our mission to offer a REAL community where students develop into solid Martial Artists on the mat & strong leaders in the world.
We are committed to continually enhancing our program to address exercise, technique, safety tips and a realistic approach to self-defense situations. We "Build Confidence Through Achievement" and provide an environment conducive to positive relationships, fostering self-discipline and self-confidence and self-respect."
Intro Class
Want to try a free class? Just fill out the form below and we'll get you scheduled for a free introductory lesson!


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Gallery :
The Magic of the Cities.
Zen promotes the rediscovery of the obvious, which is so often lost in its familiarity and simplicity. It sees the miraculous in the common and magic in our everyday surroundings. When we are not rushed, and our minds are unclouded by conceptualizations, a veil will sometimes drop, introducing the viewer to a world unseen since childhood. ~ John Greer
Saturday, August 11, 2012
Rainy Afternoon
2 comments:
- Cloudy said...
Gefällt mir sehr gut...
Lieben Gruß und Sonne im Herzen
- August 11, 2012 4:14 AM
- Malgorzata Ingstad said...
As always you are delivering very strong images, these two are so different but yet I like them together
- August 12, 2012 1:08 AM
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Desperate times call for desperate measures. Or so it seems for the automobile industry. "Buy One Get One Free" offers, whose natural habitat is on the shelves of supermarkets, are beginning to appear in car dealerships. The automobile industry has seen a massive drop in demand for new cars; some say the lowest seen for the last 15 years. A Dodge Avenger SXT (pictured above) priced at £20,000, now comes with another one absolutely free. This deal can be found at prices comparison sites like www.broadspeed.com . Dodge's parent company, Chrysler, is one of the three big automotive companies of America, the other two being Ford and General Motors, which have been hit by the credit crunch. Sales of cars are falling drastically because people are finding it difficult to obtain credit to buy cars. Hence, manufacturers are seeing the stock of their cars pile up and are adopting any means possible to shift the stock. Chrysler and GM have been in talks recently to merge that is likely to see around 75,000 people losing their jobs. Ford is also trying to sort out its financial position. It is said to be losing around $1bn per month. Earlier this year, it sold Jaguar and Land Rover to the Indian automobile company Tata Motors and also sold Aston Martin. It is also said to be in talks with BMW to sell Volvo and is also looking to sell its stake in the Japanese motor firm Mazda.
Buy one car, get one free.1 11 2008
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Tags: automobile, automotive, buy one, cars, chrysler, credit, crunch, dodge, ford, free, get one, GM, offers, volvo
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Free Laptops2 09 2008
For some time now, mobile phone networks and retailers have been offering free or subsidised handsets when you sign up for one of their plans usually for a period of 12 or 18 months. Its great for consumers since they get the latest handsets without having to pay the full price and the networks are happy since they are assured custom for the stipulated length of the contract, in other words, the customers are locked to the network. However, the market for voice and text services is riddled with competitors and is also becoming saturated since there is a limit to how much people would talk or send text messages.
However, many people are now beginning to access the internet for applications such as chatting, e-mails, local maps, etc. via their mobile phones. But, the mobile phone has limitations, the most obvious being processing power and screen size. Laptop computers have become the new "handsets" which mobile networks are now offering for free when you sign up for one of their mobile broadband deals. It all started about a year ago when Carphone warehouse started offering a Dell laptop when you signed up for their Talk Talk or AOL broadband package. Now, Orange, T-Mobile and Hutchitson 3 have joined the bandwagon with their own mobile broadband deals offering free laptops. More networks offering such deals would force them to reduce prices on their tariffs. This would be beneficial for those looking to surf the internet on the move as they wouldn't have to invest in a laptop, especially for those who don't already own one or are looking to upgrade theirs soon.
However, with the credit crunch affecting high street sales, it is likely that stores will offer heavy discounts on consumer electronics making it cheap to buy laptops which might deter people from signing on to such deals.
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Tags: 3, broadband, credit, crunch, Discount, free, laptop, mobile, orange, phone, t mobile
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The Texas Credit Union Foundation is poised to help credit unions and their employees affected by the explosion at a fertilizer plant in the town of West Wednesday night.
"In times of crisis, the foundation is here to help our credit unions and their staff get back on their feet so that they in turn can be there for their members," says Courtney Moran, the foundation's executive director.
She notes that the foundation is assessing the situation to determine the scope of damage—if any—credit unions and their staff might have experienced. If the damage is widespread, the foundation will activate its disaster relief fund.
"Already I received countless emails and phone calls from credit unions across the state wanting to know how they can help," Moran says. "It's so gratifying to know that we serve in a movement where people really care about each other."
According to news reports, a massive explosion at a fertilizer plant has devastated West, a town north of Waco, causing multiple casualties and leaving people trapped and buildings on fire.
Officials have said more than 160 people had been treated for injuries at various hospitals. Emergency personnel continue to search for survivors.
TCUF will notify credit unions if and when it activates the disaster relief fund.


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There are a couple of encouraging signs that investors are starting to query the idea that redesigning incentive schemes yet again is likely to deliver any real benefits. Regular readers (yes, both of you) will know that this is an issue that I've been banging on about for a few years now, so I'm pleased that the argument does, finally, seem to be shifting.
First up, LAPFF has published a paper on employee engagement which basically argues that investors spend too much time focusing on a) board directors and b) financial incentives. It says that instead investors should be looking at how companies engage their employees, and that when this issue is looked at in depth it's pretty clear that monetary rewards are a small part of the story. If you've read any of the behavioural stuff in this area some of it will be familiar to you, but I think it's the first paper by an investor group that really pushes these ideas.
Separately, I just came across this paper by the Aus arm of BlackRock. What's interesting about this one is that it includes a big section on what motivates executives. This draws significantly on the recent PwC work on the psychology of incentives. I personally don't think the paper actually moves that far (and it may surprise some that it emphasises the role of short-term incentives, though this is where hyperbolic discounting points you!) but it's surely significant that a publication by the world's biggest asset manager even covers this territory.
A final thought - it's interesting how influential that PwC paper is turning out to be. No doubt it's in part because it draws on the views of executives themselves, but I can't help thinking it's also because of who is saying it. A remuneration consultant criticising incentive schemes is more powerful. It's same effect that we see when Sir Michael Darrington criticises the scale of executive reward. Sometimes, it's who delivers the message that matters. Lately the right people have been doing it.


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Traveling is a blast, but sometimes being away from home in a sterile, cold hotel room can throw you for a loop and make getting a good night's sleep difficult.
For as long as I can remember, I've had trouble sleeping, especially when I'm in a new environment. And for a frequent traveler and hotel hopper, this can be a recipe for disaster.
Traveling is a blast, but sometimes the change in environment can throw you for a loop and make getting a good night's sleep difficult. — which is why it's incredibly important to
Stick to Your Normal Schedule
There's a reason why this is the first tip I'm sharing — the best way to make a hotel room feel like home? Is to act like you're at home! I've learned the hard way that traveling can easily throw you off of your normal routine and make adjusting to life once you're back home even harder.
Go to bed at your normal time. Shower at the same time of day. Wake up at the same time. If you have a 17 step skincare routine every single day, do it! The main point is to replicate a sense of normalcy as much as you can. Your circadian rhythm will thank you later.
Light a Candle
Hi, my name is Alyssa, and I'm a candle hoarder. Seriously, though, can you blame me? Lighting a candle in the evenings is a signal to my mind that it's time to wind down and relax. It instantly sets the mood and is a major anxiety reliever.
Bringing a candle with you to a hotel room might sound odd, but is there anything better than the scent of warm vanilla birch? Not only will it make your room infinitely more cozy, but it'll also get rid of that sterile hotel room smell that's all too common.
Brew Your Own Coffee
This is a tip that someone recommended to me recently, and it's travel tip gold! When I'm staying somewhere new, one of the primary stressors to my mornings is figuring out how in the world I'm going to get my hands on decent coffee. 9 times out of 10, the coffee in the room is horrible, whatever the hotel serves is disgusting, and I don't have time to try to get my hands on a Starbucks Americano.
The answer? Bring your own coffee and make it yourself! Most hotels include a small coffee maker with their rooms, so bringing your favorite blend to brew in the mornings is the perfect answer for anyone who needs coffee to function.
Take Advantage of the Closet and Dresser
The very first thing I do when I get to my hotel room is unpacked my suitcase. It doesn't matter if I'm staying for two days or two weeks — all of my stuff is coming out of my bag and getting organized. It tends to set the tone for my stay and is a simple way to feel like I'm in control.
I take advantage of the closet for hanging up any pieces of clothing that might wrinkle, neatly put my underthings in a dresser drawer, arrange my laptop and work supplies on the desk, and set up all of my beauty and care products in the bathroom. This makes everything easily accessible — just like it would be at home.
Bring a Portable Speaker
I love music. Hotel rooms can sometimes be a bit sterile and cold, but familiar music can instantly bring warmth and comfort. Throw on some Ray LaMontagne or the Hamilton soundtrack, and I'm instantly at home. (Any other Hamilton lovers out there?) I started traveling with a portable bluetooth speaker to make sure I have access to my favorite tunes wherever I go.
Pro tip? Listening to a bit of music is usually a great alternative to watching hours of Swamp People when it's the only thing on the hotel's cable channels. Unless that's your thing — then that's cool, too.
Pack Your Own Pillow
A large portion of my travel schedule includes business trips for my day job as a brand strategist. Early morning client meetings, and late-night working sessions on these trips makes good sleep essential. The easiest way to make sure I'm sleeping well at night? Bringing my own pillow.
If I find a hotel that actually has comfortable pillows, it's almost definitely a miracle. But, because I'm insanely picky about my pillows, the best option is usually to pack my own comfortable one.
Stock up on Healthy Snacks
I'm notorious for binging on junk food and getting thrown off my usual diet when I'm traveling. And let's face it, those little marketplace shops in the lobbies of hotels are both a blessing and a curse. Yeah, they might carry Tylenol for when you have a headache, but they also usually have an assortment of candy bars.
So, to avoid the 10 pm binge on a family-size pack of M&M's, head to the local grocery store and stock up on some healthy snacks to keep in your room. In the long run, you're helping both your wallet and your waistline.
Bring Your Lounging Clothes
I basically live in sweatpants. The minute I walk in the front door, my bra comes off and the sweatpants go on. It also helps that I work from home and can basically wear whatever I want. You just can't beat comfortable clothing in the comfort of your own home. Which is why this tip might just be my favorite.


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Some reports show that teen drinking and driving is actually going down, both in South Carolina and all across the United States. In fact, comparing the numbers from 1991 with those gathered in 2012 shows that drunk driving by teens fell by more than half -- 54 percent -- in roughly 20 years.
However, it's important to note that this movement does not mean it is no longer an issue. Ten percent of all teens still drink and drive. These drivers die in accidents far more often than those who do not drink and drive, with drivers who fall between the ages of 16 and 20 clocking in at a full 17 percent more likely to pass away if their blood alcohol concentration goes over the legal limit of .08 percent.
So, how common is this on a national scale? The numbers from 2011, which were still far lower than those in 1991, indicating that 1 million students in high school decided to drink and drive, despite all being well below the legal drinking age.
It's important to note that the survey that gathered this data was distributed to teens ages 16 and up, and it asked them if they had consumed alcohol and then driven a vehicle in the last month. The numbers are based on the amount who admitted to it within that time frame.
Have you been arrested for drunk driving, and are you unsure what to do since you are underage? If so, it's very important for you to understand all of your legal options and your rights before you go to court, as this could have a large impact on your future.
Source: Centers for Disease Control and Prevention, "Teen Drinking and Driving" accessed Mar. 24, 2015


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Brothers and Sisters,
The Executive Negotiating Committee informed American Airlines they would not meet face to face with the company this week while in Washington D.C. Your negotiating committees continued to evaluate the proposal presented last week and worked on crafting language to respond to this woefully inadequate company document that is far from industry leading.
It is becoming abundantly clear that the Members' feeling of disgust towards American Airlines is growing. Your committees greatly appreciate your support this and every week. Your continued support is needed to bring you the industry leading contract you deserve!
Negotiations are scheduled to resume on the following weeks: August 14th and August 28th.
Fleet Negotiating Committee


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Keeping it Legal
"What country are you from?" This question is clearly illegal because it discriminates against national origin. You can also get into trouble by asking an applicant what languages he or she speaks, unless speaking a certain language is part of the job description. There are exceptions, however. Suppose you are trying to hire a person for a job that requires a security clearance from the U.S. government. In this case, they must be a U.S. citizen. If you have included this requirement in your job description, then you may ask, "Based upon what I have told you, would you qualify for a security clearance from the U.S. government?"
Excerpted from Attracting & Rewarding Outstanding Employees


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40,000 illegal home owners from all areas of Andalucia represented by various associations, have announced that they are to create a federation to fight against the Regional Government's Decree to solve the issue of houses built on rustic land once and for all. Their argument is that it "doesn't solve anything".
The home owners, both Spanish and foreign, met in Cordoba. The meeting was attended by Abusos Urbanísticos Almanzora No (AUAN) from Almería, the Federation of Associations of La Lagunas de Chiclana (Cádiz), la Asociación de Afectados por Sanciones Urbanísticas (the Association of those affected by Urban Sanctions) from Cádiz, and from Malaga the Asociacion de Viviendas Irregulares (APVI) and Save Our Homes in Axarquía (SOHA).
Residents Associations from Cordoba were best represented, having groups from La Altea, Las Perlas, La Gorgoja II, Córdoba la Vieja and Fontanar de Quintos in attendance.
The associations agreed that the meeting was "very positive" and said that they will be looking to organise meetings with public administrations and political parties in order to look for "a solution, once and for all, for everybody."
They will take part in a protest march in Sevilla on February 28th (Andalucia Day).


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DukeNukeIt wrote:Hello all,
Here are a couple of shots of my home-built pano head. I used Delrin for both it's strength, and ease of use with wood working tools. The base has an index plate that is set for 20 degree stops. I can later replace the plate with a different index system for more or less shots when I upgrade my camera/lenses. For now I'm using a Canon S3 IS camera, but I will be upgrading to a Canon Rebel Xsi 450D.
So far Autopano Pro has really done a great job helping me stitch together my panos. I need some more practice setting up shots, and shooting full HDR brackets for better tonemap results.
More to come
DukeNukeIt wrote:Hello Klaus, Wie geht es Ihnen?,
Yep, that was my original design about a month ago, I have updated it. Here are the newest pics showing my modifications
DukeNukeIt wrote:Alas, it's not as easy as buying a complete pano-head, but for only $50.00 in material it's not to bad!
DukeNukeIt wrote:Plus the unit wont hold a Canon DSLR camera with an extended battery grip, which I will be using. But it's a great buy!
Thanks for all the feedback, I appreciate it, keep it coming!
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I never had much hope that Senator Max Baucus' Finance Committee would bring forth a sensible anodyne to the House's fatally toxic Affordable Health Choices Act, although I admit that his earlier markup had some promising features. While it didn't have anything that would ever bend the cost curve in any direction but skyward, there were some aspects of his approach to the insurance exchange that showed at least a modicum of respect for market realities—unlike Speaker Pelosi's risible public option. But all that vanished yesterday with the Senator's new markup.
I'm still wading through the bill, but one conclusion stands out: the insurance exchange, as described in the bill, will fail. Or more accurately, any private insurer or member-owned co-op that offers individual health insurance through the exchange will be quickly bankrupted unless it can get massive subsidies from the government.
The Problem
The dilemma lies in Senator Baucus' failure to recognize and deal with the fundamental problem in health insurance: adverse selection. Stated simply, adverse selection is the tendency of sick people to buy and hold on to their health insurance more readily than healthy people. Without proper rules to prevent it, adverse selection will always deprive the insurance pool of the necessary premiums from the 80% who are healthy to pay for the medical costs of the 20% who are really sick.
Because of this, any come-one-come-all health insurance exchange without proper rules to control adverse selection will quickly fill up with sick people. Healthy people will stay away until they get sick. Then there will be only two possible outcomes: either the exchange and its insurers will go broke, or the government will step in to assume their liabilities in the form of massive, permanent subsidies that ultimately become indistinguishable from a single-payer system. Actually, there is a third option called The American Choice Health Plan, but that's another story for another time.
A Penalty in Name Only
The various congresspeople working on health reform know all this. Their solution to the adverse selection problem is to require all Americans to buy health insurance starting in 2013. That way, savvy consumers won't be able to game the system to its destruction. But such a mandate can only be as effective as its penalties for nonparticipation.
What grievous punishment does the Baucus bill propose to inflict on America's uninsured scofflaws to force them into the exchange? According to the markup, "The consequence for not maintaining insurance would be an excise tax of $750 per adult in the household. This per adult penalty would be phased in as follows: For 2013, $0; $200 for 2014; $400 for 2015; $600 in 2016 and $750 in 2017." Also, these penalties will be waived for people without insurance when purchasing it would have cost them more than 8% of their income.
The implications are clear. If you're a healthy American who doesn't want to spend thousands of dollars a year on health insurance, all you'll have to do—at most—is pay a modest penalty that rises from zero in year one to $62.50 per month in year five. You can think of it as the cost of a cheap option to buy health insurance when you get sick.
Bob's Story
Let's say it's late 2017 and Amy's friend Bob is 45, self-employed, and disgustingly healthy—except for a bum knee from an old high school football injury. It has long bothered him, but not enough to require surgery. He has consistently declined to buy insurance through the Max Baucus Memorial Health Insurance Exchange and instead pays a penalty that has averaged $32.50 per month since the exchange's inception in 2013. Lately, however, Bob's knee pain has become intense, and his doctor is recommending knee-replacement surgery costing $125,000 (up from $60,000 in 2009).
Fortunately, it's late November, so Bob is able to immediately sign up for health insurance on the Baucus Exchange during the annual year-end open-enrollment period. Unrestrained medical costs have driven the premiums to a vertiginous $2,500 per month. Bob quickly undergoes the surgery and, after a three-month recovery period, gets a clean bill of health from his doctor. He then immediately drops his health insurance and returns to paying the modest tax penalty until something else goes wrong with him. Bob now boasts about gaming the system and getting $125,000 in medical care for a mere $7,500 in premiums. "Is this a great country or what?" Bob crows.
Bob's friend Amy, on the other hand, is more than a tad annoyed at Bob, because she realizes that millions of people just like him have driven her own insurance premiums from a few hundred dollars a month for her old high-deductible HSA plan to $2,500 in 2017 for a government-mandated plan that covers wigs, drug-rehab, acupuncture, weight-reduction surgery, massage therapy, smoking-cessation drugs, and hundreds of other things she doesn't want and will never need.


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Points to be considered by a client to ensure the best re-sale value.
First of all, the essence of a construction project is the passion of the future Owner for his or her yacht (the "Yacht"), and we've not seen re-sale value or charter revenues being a main driver on this kind of project. That being said, when the time comes to consider the financial aspects of the Yacht during its life, several factors can be considered to enhance its marketability.
Pedigree is an important element, as a future buyer may place value on the name of the builder or interior designer. Registration of the Yacht is also important, as stronger regulations apply to commercial yachts than to private yachts. It does not mean that you cannot change from one to the other, but generally changing a private yacht to a commercial register will require some technical adaptations and security upgrades. On the contrary, a commercially-built Yacht can be registered and used fully privately.
In our opinion communication is also a key factor to enhance re-sale value and potential charter revenues. Letting press come on-board the construction will raise interest and ensure cheap advertising for the Yacht, and most of the builders are keen on showing their skills and techniques. On the same idea, award-winning yachts are more likely to attract attention towards their stern.


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March 7, 2015
New #BATMAN FIGURES and TOYS are Coming Out From VINYL SUGAR!
There is a new collectible toy company that has hit the scene recently called VINYL SUGAR. They are sort of a spin-off of the FUNKO toy Company. Well, basically, they're a group of Toy Designers from around the world who have teamed-up with them.
Anyways, Vinyl Sugar is proud to announce the first wave of Vinyl Vixens! These three DC Comics-related Vinyl Vixens ( Catwoman, Poison Ivy and Harley Quinn ) are coming out sometime in March of 2015. So, keep an eye out for them soon. I think they're freakin' adorable!
They also have plans, later this year, to release another toy line called "Batman Dorbz". These are small figures with a sort-of "Anime Style". You can see them down below, no exact release date yet but stay tuned to the BAT-BLOG for further info.
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Lady Meyer in pursuit of abducted children like Madeleine McCann
Mandrake by Richard Eden, last Updated: 12:04AM BST 18/05/2008
Frustrated at not being able to offer more assistance to the parents of Madeleine McCann, Lady Meyer has set her sights on co-ordinating the search for abducted children.
The wife of our former ambassador to Washington, Sir Christopher Meyer, tells me that she is trying to persuade Boris Johnson to establish a headquarters for such searches.
"There are hundreds of charities in London who offer services to missing or abducted children," she said at the launch of Rachel Johnson's novel Shire Hell. "I'm proposing one centre of excellence which amalgamates all the charities and would be much more efficient in helping people."
Catherine Meyer speaks from experience: she set up the charity Parents and Children Together after her former husband denied her access to her two sons.


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When you see an advertisement on TV, you know it's a commercial, but did you know that there actually several techniques that companies use in order to persuade consumer to buy products? Here are the three most popular TV marketing strategies used on television today.
We all see advertising on TV every day, but when it comes…Continue
Added by Jirakee jones on January 31, 2015 at 5:54am — No Comments
By Bert Seither, Vice President at 1-800Accountant
About the author: Bert Seither is the Vice President at 1-800Accountant, the nation's leading accounting and consulting firm for small business owners and entrepreneurs. For over 10 years, Seither has assisted thousands of small business owners to help put their companies on a path to prosperity.
Added by Bert Seither on January 28, 2015 at 5:42pm — No Comments
As a general financially-related definition, a "gold standard" is a type of monetary system in which a country's fiat currency (paper money) maintains a value that is directly linked to the value of gold. Nations that work on a gold standard set the gold spot price at a fixed amount, and that amount is used to determine the real value of that nation's paper money.
For example, if the United States were to go back on a gold standard with…Continue
Added by Stewart Lawson on January 22, 2015 at 7:33am — No Comments
With the innovation of most recent technologies, the two way radio hire is one of the more diminutive and less demanding errand for everybody. Truth be told, these days radios have come in the business to support different extra capacities that can undoubtedly fit with any sort of provision. One essential utilization of this two radio framework is for military reason. The military association utilizes this gadget for expansive number of purposes, which additionally incorporates…Continue
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200 Park Avenue, New York, NY 10166-0193 USA
Glenn Pollner is a partner in the New York office of Gibson, Dunn & Crutcher. Mr. Pollner's practice focuses on capital markets transactions and other corporate and securities law matters.
Mr. Pollner regularly represents issuers, investment banks and investors in equity and debt capital markets transactions. Mr. Pollner has extensive IPO experience, and also regularly represents issuers and underwriters in follow-on and secondary equity offerings, convertible debt offerings and offerings of preferred and hybrid securities. In addition, Mr. Pollner frequently represents issuers, investment banks and investors in equity private placement transactions involving public and late stage private companies. Mr. Pollner also represents issuers and investment banks in high yield, investment grade and other debt offerings.
Mr. Pollner also regularly advises clients on other corporate and securities law matters, including disclosure and reporting obligations under U.S. federal securities laws, corporate governance issues, state corporate law issues, listed company obligations under stock exchange rules, and in connection with mergers and acquisitions, liability management transactions, restructurings and other strategic transactions.
Mr. Pollner's experience spans a wide range of sectors, including healthcare and life sciences, technology, telecom, media and entertainment, fintech and financial services, cleantech and energy, consumer and retail, industrials, REITs and SPACs. Mr. Pollner's experience extends to both domestic and cross-border transactions.
Mr. Pollner is recognized as a leading capital markets lawyer by the International Financial Law Review.
Mr. Pollner received his Juris Doctor cum laude from the Boston University School of Law, where he was a G. Joseph Tauro Scholar and an editor of the Annual Review of Banking Law. He received his Bachelor of Science degree cum laude in Accounting from the State University of New York at Albany.
Boston University - 1991 Juris Doctor
University at Albany (SUNY) - 1988 Bachelor of Science
New York Bar


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Debt slaves: Jubilee Centre on Threads
by Guy Brandon
We all know when debt becomes a problem, whether it's in our personal lives or in the global financial system. It's when you can't pay it back. But what about the routine, manageable debt that's a part of everyday life? The kind we take on without really thinking about it?
Read more on our guest article on Threads, the Evangelical Alliance's collective of questioning Christians.Share this post on your network
Category: BlogsNovember, 2013


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Underfloor heating is a method of creating year-round comfort and our case studies reveal the range of projects we have worked on. As a leading underfloor heating and cooling provider, we design, supply and install throughout Australia. We have carried out installations on most types of building, big and small, building from scratch and performing renovations.
Underfloor Heating and Radiant Cooling Systems
We deliver reliable, efficient and sustainable solutions for residential, commercial and industrial premises.
Residential Projects
Commercial Projects
Get in touch
We hope there is a case study which closely matches your own project so that you can better appreciate the technology and solutions we provide. If you would like more detail on any specific case study or project, please give us a call on 1300 790 636, or send us an email and we will provide you with more information.
Installer network
Radiant Heating and Cooling Solutions has installers located in most major cities across Australia, as shown by the areas highlighted in purple. Even if you live in an area outside the highlighted area, we can still assist with your heating or cooling enquiry. Please call us for more information.


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Organizational Change Management Helps Companies Reach ROI of 140%
Embrace change. Win at technology. With over 23 years of refining our Organizational Change Management (OCM) methodology, CSS knows from experience that planned individual and organizational change does not take place on its own. Leveraging our certified Psychologist, Tom Colbert, we integrate behavioral and neuro psychology into the way we deliver projects. We know that the likelihood of being on-time/on-budget and fully meeting business objectives is significantly reduced when OCM is not part of the overall project delivery.


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|Biosequences .. Software .. Molbio soft .. Network News .. FTP
Hello... I have a question about plants. I live in FL in a condo by the beach and it is pretty smelly around here. I usually keep the doors/windows closed and the A/C on during the summer. And so, it can smell and feel kinda stuffy in here. I was wondering if I had a plant in my house, would that make it seem less stuffy? Sorry... Its kinda hard to describe. Is a plant like a air filter? lol... what is a nice indoor oxygen producing plant that is kinda small and easy to care for? Sun is a plenty around here if need be. Thanks for all your help and sorry if this is a stupid question. I don't know very much about plants and gardening. My friends mom just said that it smelled kinda stuffy in here and it would be nice to have some real plants in this place. Thanks! John


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Patrick Leahy joined us as a freshman. He comes from a running family, as his sister Colleen ran top 7 for the girls Varsity a few years back, and his twin sister Molly currently runs with Coach McCabe and the girl's cross country team. Patrick is an excellent student (I had him in class) and exhibits more school spirit than just about anyone. He led the troops in offering support to the varsity top seven at the state meet last November.
Patrick urged his teammates to make the most of the four years they have at HC. He offered the suggestion of finding someone close to them ability wise that could become a training partner, as the workouts become more manageable when you have someone to run with (for him, Sunil Dommaraju has sometimes been this person). Patrick told the team, with genuine conviction, that everyone on who is a member of HCXC is important – as improvement is measured against yourself rather than others. And he echoed previous seniors in describing his teammates as "really nice."
Matt McBrien is also a four year member of our team. His work ethic is tremendous, which as resulted in him earning a spot in the top 7 last year, where he finished 60th in state, the best 6th man of any team (in fact, he would have made top 5 for every other team). Matt has been a true leader for us, in both word and deed.
He told the team the story of how he started running. His family had moved from Denver when he was in middle school, nad his Mom informed him that she signed him up for summer running camp, so he could 'stay in shape for tennis and la crosse.' Matt recalled that he both liked and hated running. He would come home after practice, lie on his couch, and complain. He remembered one particular run early in his career. It was at Graue Mill, and he was running with Graham Reid, who was a year younger and heading into 8th grade. After three miles, Graham wanted to do more. It was Matt's first lesson in being pushed by a teammate.
His last story involved watching Kevin Huang at the Hornet Red-Devil invite, when Matt was a freshman and Kevin was a Sophomore. Matt, new to the sport, had just run over 14:00 for a 3200 time trial. He watched Kevin run in the season's opening race and finish 7th overall in the Sophomore, and was in awe. A year later, Matt himself was 7th. And Matt and Kevin became bonded for life, two years later, as they both hoisted up at state championship trophy.


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- (noun) great sorrow or distress (often used hyperbolically). "the Everton tale of woe continued"
- (noun) things that cause sorrow or distress; troubles. "to add to his woes, customers have been spending less"
Woe meaning in Hindi (English to Hindi meaning)
- शोक, विषाद, संताप
Woe origin
- natural exclamation of lament: recorded as wā in Old English and found in several Germanic languages.
Woe in a sentence (word usage in recent Hindu newspaper)
- Ravi Shastri names India's No. 4 batsman for ODIs in near future, Ravi Shastri speaks about the composition of India's ODI team, the … 4 slot in the batting order has been India's biggest woe in recent times.
- SHRC issues notice to state consumer forum over salary woe of staff, CHENNAI: State Human Rights Commission (SHRC) has sought a report from the registrar of State Consumer Disputes Redressal Commission …
- MAHE ignores red alert over Karnataka floods to students' woe, MAHE is one of the top private universities in India. This year, as per the National Institutional Ranking Framework (NIRF) 2019, done by the …
- Man Utd held by Wolves after Pogba"s penalty woe, Wolverhampton, United Kingdom, Aug 20 Manchester United were forced to settle for a 1-1 draw against Wolves after Paul Pogba"s penalty …
- Dream11 Team West Indies vs India 1st ODI – Cricket Prediction Tips …, However, the middle-order woe in Indian batting line-up looked far from solved and the team would be fancying their chance to experiment the …
Mnemonic trick to remember the meaning of Woe
- when ur mourning u sing "woh lamhe"
- woe – when our favourite batsmen gets out… we, while watching cricket shout OH!!!! sadly
Woe pronunciation


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Whether your freight transportation needs are intermodal, LTL, truckload, or rail, FreightCenter expertly handles shipping freight from New York, NY to Austin, TX - making it easy and affordable. Our partnerships with top freight companies in New York, NY allow us to offer volume-discounted freight rates, backed by our Lowest Price Guarantee. Get a free, Instant Freight Quote and book your shipment today.
You thought Houston was big? New York City is the most densely populated city in the country, making it a breeding ground for industry and a challenge for urban freight transportation. Look beyond finance and you'll discover vital industries like tourism, fashion, consumer goods and entertainment that churn imports and exports in the region.
Trucking can be challenging when freight shipping to New York City because of its size and dense population, but it doesn't have to be with FreightCenter. We have an extensive network of freight partners that know how to navigate the complex road infrastructure, as well as provide multimodal options to ship goods to the rest of the country and the world. The bridges and tunnels of New York City are controlled by the Port Authority of NY & NJ.
Austin freight shipping doesn't have to be weird! With the boom in exports in Austin right now, you need a partner who can navigate the complexity of its infrastructure. FreightCenter can help you arrange loads in and out of Austin with ease and at a great price to boot!
Like in other major metro areas, Austin has a growing number of carrier terminals, rail hubs, ports, and major international businesses. Where Austin lacks in rail freight service, they make up for it in air freight infrastructure and ground transport. No matter how you slice it, ground freight shipping again reigns supreme! Shipping freight to Austin is impacted more by reliability and cost of freight than by time-critical transport that air freight shipping offers.
In fact, with all the access points located throughout the large state of Texas, the state has some of the toughest congestion for freight transportation in the U.S. Let FreightCenter navigate you around the bottleneck.


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MetaMod. Free your Joomla modules.
Want to set start and end dates for when your Joomla modules display? Wish you could set up your modules so that guests connecting from the USA see a different module to people connecting from Germany? Ever needed to restrict modules by IP address, or wanted to show a particular module on an individual Content page?
Now you can! MetaMod is a "Meta Module" – a module that includes other modules, according to rules that you set up.
With the free GeoLite Country database from MaxMind, you can detect the country of each site visitor, and base your rules on it (GeoIP targeting).
Free – Versatile – Download Now!
|Last Updated on Monday, 13 April 2015 09:39


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Houston Air Conditioning Repair
Trusted Family Owned & Operated Business
Have you been in your home when the air conditioning unit stops working? If you have, then you know how blisteringly hot a summer afternoon can get in Texas. That's when you should call Smart Air. When you need service for air conditioning repair, our technicians can provide same day or next day repair to get your home back up and running.
Without a properly working air conditioner, your home can become unbearable. Call our Houston AC repair technicians at (281) 809-6444 for a free estimate.
Don't Sweat Your AC Repair – Call Smart Air
When you work with Smart Air, our industry trained technicians can evaluate your home's air conditioning system, identify exactly what the problem may be, offer repair solutions that take your budget into consideration, or work with you to install a new unit if your current one cannot be repaired for less. Unlike other AC repair services, we only suggest the most important repairs that address your problem at the lowest cost.
We can assist with the following air conditioning issues:
- Air purification
- Blowing warm air
- Broken thermostats
- Comfort zoning systems
- High electric bills
- House not cool enough
- Indoor air quality
- Noisy equipment
We can provide a range of repair solutions on any kind of brand, make, and model. Depending on the extent of the repair, we can get your home back to a place of comfort and peace in just a few hours.
Why Choose Smart Air?
In a city the size of Houston, there are always options for air conditioning repair services you can use. When it comes to providing the service you can rely on, Smart Air stands out from the rest. We have helped countless homeowners when their AC does not turn on, when parts of the unit stop working, when water is pooling around the unit, and more.
We stand out from the competition because:
- We provide honest and trustworthy service along with free estimates on AC repair
- We are committed to the highest quality repairs
- We offer a 100% satisfaction guarantee
- We are family owned and operated
- We have been recognized for our exceptional repair work
Need air conditioning repair in Houston? Call (281) 809-6444 for a free estimate with an elite member of our unparalleled service team.


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Does Your Website Need More Visitors?
Don't let your website get lost in the giant "forest" we call the internet. Let our unfair advantage help you dominate your competition and rank high in the search engines!
What We Do
ROIIt's all about the all mighty DOLLAR at the end of the day. We set our SEO prices to coincide with your business model so you see a positive ROI at the end of the month.
We Are PartnersWe believe in an open door policy and you will always be able to get a hold of us. You will have our personal cell phone and email for communication at all times. Shoot us a text or email whenever you want. We are professional, but also personal.
Monthly ReportingEven though you might not understand SEO, we always try to keep you in the loop. Monthly reports are provided so you know exactly our progress and what's working for your website.
Problem SolversWe are SEO experts but we also belong to an elite group full of the world's top SEO geniuses. We are a City on a Hill and lean on each other to share the newest strategies that are working and what to move away from. SEO is constantly changing, and we are evolving with its every move.
Our Services
We provide the top Wentzville SEO services to large and small companies all throughout Wentzville, Missouri. If your company doesn't have a strong online presence or have a website at all, then it's possible you are losing thousands in profits. On the other hand, maybe you already have a website, but it isn't getting traffic, sales, or conversions; the Siteman can help!
We specialize in providing solutions to help your business grow and more importantly be profitable. We have a number of services that will fit your needs like Search Engine Optimization (SEO), Social Media Marketing, Website Penalty Recovery, and Website Reputation Management.
The SiteMan's headquarters are located in O'fallon, MO (St. Louis), but we have clients nationwide from Alaska to Florida and everywhere in between. We have helped dozens of businesses increase their ROI ten fold and in some cases avoid bankruptcy. There are thousands of people in Wentzville and just about every business or company you could think of exists here. There are thousands of people every day looking for these businesses on the internet with their mobile devices and if they can't find you in the search engines like Google, you are losing money! Your company needs to be one of the first results for the consumer to find you.
So whether it's on- or off-page optimization, setting up Facebook business pages, or managing negative reviews in your search results, we can help you. Let us give you a free consultation and website analysis, showing you how true local Wentzville Search Engine Optimization can help you succeed. Get started today or contact us at 636.498.9199
Our Current Wentzville SEO Ratings:[schema type="product" name="Wentzville SEO " single_rating="4.8″ agg_rating="13″ ]
Search Engine Optimization
Getting on the first page of Google is great. Having the number one search result is even better! We don't stop there though. We strive to get your business multiple listings on the first page to help you DOMINATE your competition! We call this "Front Page Domination"
Social Media Marketing
This is truly one of our strong points. Everywhere you look, you see social media properties like Facebook, Twitter, Google+, LinkedIn, and YouTube… But who has the time to manage and post to these properties daily? We have a completely hands off, autopilot system to help you manage these social properties and give you more time to actually run your business! Learn more…
Online Reputation Management (ORM)
Keeping those nasty negative reviews sites like Rip Off Report, Pissed Consumer, and Scam Book off your companies search results can be difficult. We'll show you how we can make those disappear and clean up your image online! We are the Wentzville Reputation Management Expert!
Video Marketing
Videos are everywhere! We'll show you how to use videos to your advantage and rank them in the search engines and keep visitors on your website longer! We are the St Louis Video Marketing Expert!
No Outsourcing
All of our work is done in-house and we never outsource our work overseas. "Black Hat" tactics and cutting corners is also prohibited because we strive to deliver top notch and quality results 100% of the time.
Worry Free Contracts
We don't believe in long term contracts and nobody likes being tied down. However, we will always be upfront and honest concerning your business' needs. SEO takes time to do it right and it's not an overnight thing. Our customers are happy to continue business with us after they see our results.


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Welcome to the Abilene Police Foundation
Each day, officers of the Abilene Police Department put on their uniforms and serve all citizens. They are true professionals who keep us safe day and night and respond to calls with a chance their lives may be on the line. They are selfless servants. The Abilene Police Foundation provides an avenue for citizens to show our appreciation and serve APD officers, their families, civil service personnel and the department. Whether it be an officer's child who needs special therapy not covered by insurance, a spouse needs extended care or the department needs special equipment that is above the city's responsibility the foundation will bridge the gap.
Join the 100 Club Today!
Click here to donate.


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Michael Kagan's oil-based paintings are eclectic – heavy brush strokes in sharp primary colours do not let the viewer get away easily.
The way Kagan paints attracts attention. His game is not so much one of perspective as it is of immersion. Like through a whirling wind of colours one is hauled into the canvas, nearly hypnotically. To stand further back from the image is an attempt to understand it, while the following step towards it only testifies to an unexplainable magic.
Photo's by Wesley Verhoeve
It is rare for elements that are so different from each other to melt together so elegantly. The subject matter is historic, technological and scientific, images of man pushing the limit of his abilities. If Kagan approves? Maybe. But the colours have a slightly coldish blue tint and are applied rather boldly, with a strong hand and dedication.
With his impasto technique he layers thick but often short blobs of oil paint next to each other, sometimes on top of each other. After vaguely outlining shapes from NASA photographs, his process becomes more abstract. Geometrical shapes become different colour fields that are never completely separate from each other. Michael Kagan's paintings unfold their power by turning something that has primarily had its place in realistic photographs into an emotionally responsive image.
A sharp fascination for the real world, hues of white and blue, and masking tape are Micheal Kagan's most important tools.


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Here are 5 things to consider when buying a new HVAC system
Buying a new cooling or heating system is a big investment. In this blog post, we'll review some of the things you should consider when buying a new HVAC system.
Look at the SEER rating (and other ratings)
If you've had your air conditioner or furnace for 10-20 years, HVAC technology has probably changed a lot since the last time you went shopping for one.
To get a good deal, it is important to go for the latest technology offered in the market in regards to energy-efficiency.
Getting an HVAC system with better ratings means you are saving significant amount of money every month while simultaneously protecting the environment.
SEER, HSPF, AFUE and EER are different rating methods designed to tell you, as the consumer, what you can expect from the HVAC system in terms of energy-efficiency. Generally speaking, the higher the rating, the more efficient the air conditioner or furnace.
Pair your new system with a programmable thermostat
Thermostats have also come a long way in the last decade or so. There are now programmable thermostats available, which allow you to set the times and temperatures your air conditioner or furnace will run at. This kind of automated system can save you money on your monthly energy bills.
Many programmable thermostats can be controlled through your smartphone or smart home device. They're a good investment to pair with a new air conditioner or furnace. By using your systems more efficiently, a programmable thermostat can help your HVAC units live longer, more productive lives.
Get the appropriate size of HVAC system
Another crucial thing to consider while you are buying a new HVAC system: make sure that the size of the unit fits your home space or size. The best way to find out what size of furnace or air conditioner you need? Call in the HVAC professionals at Reimer for a free installation estimate, and we'll advise you on what size of HVAC unit to purchase.
Why does this matter? Well, an oversized or undersized HVAC system presents a number of problems that can end up costing you money. Here's how:
- Having too much heating and cooling capacity will make your HVAC system less efficient, because it will be consuming more energy to provide conditioned air for less space. It will also constantly start and stop, causing further wear-and-tear than normal.
- Have too little heating and cooling capacity means you will be sacrificing your comfort because there will be inadequate cooling or heating according to the size of your home. Your system will also accrue more wear-and-tear as it runs constantly to try to keep up with demand.
Get honest advice on what HVAC unit is best
A lot of heating and cooling companies specialize or partner with just one brand. Even if that brand's systems aren't right for your home, they'll have no choice but to push you in that direction, since that's what they sell and install.
In contrast, a company like Reimer carries and installs multiple makes and models of air conditioners and furnaces, which means we can give you a more honest evaluation of the type that's right for your home.
Cost matters… but not exactly in the way you think
Don't make the mistake of just picking an air conditioner or furnace based on the sticker price alone. That's a bad way to think about things, because the true cost of a HVAC system can often only be evaluated when it finally stops working.
Here's what that means: let's say that you purchase a less expensive air conditioner that saves you $3,000 compared to a better, more expensive model. You might think you got a great deal! But, if that worse air conditioner needs constant repairs, uses more energy, and dies at an earlier date than the other unit, you might not come out ahead at the end.
That's why energy efficiency is so important: if you choose to buy a less expensive and less efficient air conditioner or furnace, you're going to pay for it, every single month, for the lifetime of that unit. Just something to think about when you're buying a new HVAC system.
For more tips on buying a new HVAC system, call Reimer
After getting the right HVAC system for your house, it is important to get it installed professionally for optimal results. At Reimer, our technicians are experienced professionals serving the greater Buffalo, New York area. We offer free in-home estimates on new systems, so don't hesitate to give us a call with your questions or to get started.
You can reach our team at (716) 694-8524, or contact us online.


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Puff's Blog About Stuff
collecta scriptis draconae Spira
Musica Lieta Dono Divino- Liturgical Planning
My Husband is Building a Home Altar
Friday, November 30, 2012
In case You didn't Know why Saint Andrew's Symbol is Saltire
Sometimes we forget that the martyrs icons are very often the representations of the means of their executions.
Buon Onomastico to all named Andrew
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Puff the Magic Dragon
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Scripture to keep in mind
Six things there are, which the Lord hateth, and the seventh his soul detesteth: [17] Haughty eyes, a lying tongue, hands that shed innocent blood, [18] A heart that deviseth wicked plots, feet that are swift to run into mischief, [19]A deceitful witness that uttereth lies, and him that soweth discord among brethren. [20] My son, keep the commandments of thy father, and forsake not the law of thy mother. ***Cf:Douay-Rheims Proverbs 6: 16-20
I declare that I have no intent to acknowledge, distribute or encourage anything contrary to Sacred Scripture, Sacred Tradition and the teachings of the Roman Catholic Church and the Apostolic See. I submit myself and all the contents of this blog to the judgment of the Church.


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An added benefit to the Mac OS X version of Microsoft's PowerPoint is that it enables you to export movies directly to a format you can imported to another native Mac application, called iMovie. iMovie allows you to burn your presentation directly to a CD or DVD, allowing you to play it in a DVD player. Once in the DVD player your presentation displays as if you were watching a regular movie on your TV set.
Open the PowerPoint presentation that you want to export to iMovie.
Click "File."
Click "Make Movie."
Select "Use Current Settings" if you want to export your movie in the default PowerPoint settings. Select "Adjust Settings" if you want to make some adjustments. Unless you know what you're doing, however, you may not want to make random adjustments to your project's settings as it could affect its compatibility with iMovie.
Video of the Day
Click "Save." This will save your PowerPoint presentation in a file you can import into iMovie.
Open iMovie by clicking on its dock icon. Click on your PowerPoint presentation and drag it into the iMovie window to import your movie file into this program.