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Celtic cross stitch patterns designed for SOVA Enterprises, one of the largest on-line collections of crafting patterns! Above is the collection of the cross stitch patterns I've designed for them and that you can purchase from their website, but check out the links to see all the rest I've done for them because there's also beading patterns, stencils and some knitting patterns even too!
SOVA Enterprises
Adobe Illustrator
Copyright Cari Buziak, 1995-current
Site design & graphics © Cari Buziak. All rights reserved.


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2/20/2018 7:00 PM 8:45 PM (6 Tuesday evenings) at InsightLA, Long Beach (Sacred Roots Holistic Healing – 2841 E Broadway, Long Beach, CA, 90803) (Map It)
This is InsightLA's popular Basics of Mindfulness Class! This is our premier introduction to creating and incorporating an effective and ongoing insight meditation practice in all aspects of your life. This 6-week class is appropriate for beginners as well as experienced meditators who want to refresh the fundamentals of their practice.
In this class you will learn to reduce your stress and gain more happiness by:
1. Developing a healthier relationship with your thoughts
2. Developing more balance with your emotions
3. Being more in touch with your body and mind.
These classes provide our students with a supportive environment. Our teachers tailor their instructions to meet the specific needs of participants. In a step-by-step process students learn the nuts and bolts of insight meditation and basic mindfulness practice.
There are six weekly classes.
InsightLA is a community of people dedicated to maintaining a safe and welcome, open and diverse environment that stands firmly against all racial, gender, economic, or religious bias.
We ae committed to providing opportunities for all people to participate in our programs. Please click the buttom below for more information about easy payment plans, reduced fee opportunities, and financial assistance.
InsightLA reserves the right to cancel a class or special event due to low enrollment or other circumstances which would make the event non-viable. If InsightLA cancels an event, registrants will be offered a full refund. Should circumstances arise that result in the postponement of an event, registrants will have the option to either receive a full refund or transfer registration to the same event at the new, future date.

subset: commoncrawl


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PME's Brush and Fine Pens are a great asset to any cake decorators tool kit. The Brush and Fine name comes from the multisided ends; one of them is a large pen brush which is ideal for colouring in larger spaces; the other side is a finer, narrow pen tip which would be great for lettering, outlining and adding definition.
Our pens are available in a wide range of colours so why not pair them with our PME Cutters to fill in or outline designs.
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Most credit union decision-makers I know are a restless bunch—constantly looking for ways to improve operations and make (and keep) members happy.
Ratio analysis can be a handy way to uncover areas that need attention and to track progress toward goals. Ratios allow us to make useful comparisons by normalizing financial and operational information. In general, this makes financial comparisons between institutions more meaningful. And it makes comparisons to our own institutions' results over time easier to understand.
To illustrate, one-half million dollars in total annual earnings might be exceptionally high for some credit unions, but it would be disappointingly low for others. Similarly, that same half-million in earnings might have been respectable for a credit union 10 years ago but perhaps not so great now for that same credit union.
If we divide earnings by average assets, the resulting ratio—return on assets (ROA)—provides a more concrete measure of success. When you hear that a credit union recorded ROA of 1% in a given year, you can form definite and useful opinions.
But we need to use ratios cautiously; it matters how they're calculated. And when making comparisons, it's important to choose peer groups carefully.
Several papers recently crossed my desk that drove this point home. Each contained a summary of credit union operations with a focus on efficiency. The benchmark used to calculate efficiency was something referred to as the "efficiency ratio"—a benchmark widely used in the banking world.
The efficiency ratio is calculated by dividing operating expenses by total revenue (the sum of interest income and noninterest income). All else equal, a higher efficiency ratio indicates greater inefficiency (less efficiency) and a lower efficiency ratio indicates less inefficiency (greater efficiency). The overall efficiency ratio in the credit union movement was 55% in 2010, though this number varies substantially by asset size.
Although easy to calculate, efficiency ratios are notoriously difficult to decipher. And they don't necessarily measure what they claim to measure. Institutions that slash costs, for example, aren't necessarily run more efficiently, and excessive cost-cutting can severely damage service quality and cause earnings to plummet.
Similarly, peer comparisons of institutions with different strategic directions can lead to false signals of inefficiency, and might produce perverse decisions. A $20 million asset low-income designated credit union, for example, might incur substantial costs related to the critically important work it does providing individual financial counseling services to a large segment of its membership.
Other similarly sized credit unions with more diverse memberships probably don't need to interact so closely with so many members. They might have lower staffing requirements and a lower efficiency ratio. Should the low-income credit union cut staff and counseling services to look as efficient as its asset size "peers"?
Credit unions, unlike banks, don't strive to maximize profits; they strive to maximize member service. This makes efficiency ratios not only difficult to interpret, but nearly irrelevant, for credit unions.
Because of their key structural difference, credit unions' goal is to offer more and better service (and more services), which tends to put upward pressure on the numerator (operating expenses) of the efficiency ratio. And credit unions don't aim to maximize profit, which tends to put downward pressure on the denominator (total revenue). Combined, the effect of these two pressures is to increase apparent (but not real) inefficiency.
Any credit union, small or large, that wants to drive efficiency ratios down in an effort to look more efficient could do so by cutting back on service (and services) and by boosting income (increasing fees, lowering dividend rates, increasing loan interest rates).
Some say, "What gets measured gets done." Efficiency might be a desirable goal, and most would agree there's always room for improvement. But it's clear that using efficiency ratios as a benchmark can negatively affect members.
Use efficiency ratios with extreme caution, if at all. Your members will thank you.
MIKE SCHENK is CUNA's vice president, economics and statistics. Contact him at 608-231-4228.


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Apply for the Fellowship
All Applicants
The BIDMC Maternal-Fetal Medicine Fellowship Program participates in the National Residency Matching Program and applications are only accepted via ERAS.
The deadline for application submission is May 30, 2019
We are accepting application for the 2020-2021 academic year. Applicants must submit:
- A completed ERAS application:
- Personal Statement
- Curriculum Vitae
- 3 letters of reference (one must be from your program director)
- CREOG scores
International Medical Graduates
Graduates of international residency (non-U.S. or Canadian) can apply via ERAS. Also to consider is that the institution preferentially sponsors J1 visas. H1-B visas will be considered on a case-by-case.
Interview Season/Dates
Invitations to interview will be sent by June 20, 2019. Interviews will take place at Beth Israel Deaconess Medical Center on:
Friday, July 26, 2019
Friday, August 9, 2019
For more information please contact Dafny M. Argueta, Fellowship Program Coordinator, at firstname.lastname@example.com or (617) 667-2966.


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It's hard for me to put into words how I feel about the Little Bighorn National Battlefield.
On the one hand, it is hallowed ground; hundreds of veterans from all of the nation's wars are buried in the national cemetery here. And 250 soldiers gave their lives here in service of their country.
But it's the reason they gave their lives that gives me pause. The Battle of the Little Bighorn — "Custer's Last Stand" — was a pivotal point in the centuries-old system of genocide inflicted on one people by another. The blood spilled here is a dark red stain on our history books. Those books too often gloss over the fact that from the beginnings of European colonization, every single treaty with the native people of this continent was ignored. Every single promise the White Man made was broken.
At Little Bighorn, people who had been pushed out of their homes, chased out of their lands, and herded into reservations, said, "Enough!" They banded together and achieved total victory in this famous battle. But, as they say, in winning the battle, they lost the war. U.S. policy became one of single purpose: wipe out the Red Man.
The soldiers of the 7th Cavalry became martyrs to that cause. At the battlefield, a huge monolithic memorial lists their names. Headstones mark the exact spot where every man fell. For many years, the site was called the Custer Battlefield, ignoring the "other side."
Only 20 to 50 Native Americans died at Little Bighorn; that's how big the victory was. But until recently, their voices had not been heard. There is now a second memorial, built as a sacred circle, telling their side of the story. Native art and quotes are carved into the stone. The most poignant section depicts an 1869 peace-pipe ceremony between Custer and Stone Forehead, Keeper of the Sacred Arrows.
Custer is quoted as saying, "I will never harm the Cheyennes again. I will never point my gun at a Cheyenne again. I will never kill another Cheyenne."
Stone Forehead is quoted as saying, "If you break your promise, you and your soldiers will go to dust like this. [The ceremony included the pouring of the pipe's ashes on Custer's boot heel.] If you are acting treacherously toward us, sometime you and your whole command will be killed."
The battle on June 25, 1876, would seem to have fulfilled that prophecy.
It's likely that there were some soldiers who were not hell-bent on killing Indians; they were just following orders, serving their country. So they cannot be condemned for giving the ultimate sacrifice. Whatever their motives, we do know what the Cheyenne were fighting for, as the two headstones below say:


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The PrimeTimers is a club for parish members, single or couples, who are 50 and up. Our goal is to provide for the spiritual, social and educational needs of our members and to give service to the broader community. Our meetings are on the second Monday of each month at one p.m. in the Parish Hall.
- Home
- About
- Religious Education
- Sacraments
- Parish Life
- Christian Service
- News
- Links


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IP Partnership has developed from a traditional full service commercial law firm - to a truly boutique specialist legal and advisory firm which seeks to develop long-term partnerships with clients in relation to their intellectual property (IP).
The IP of a business is the key to success and the development of that IP will determine the growth potential of that business. Our lawyers possess specialist legal expertise in franchising and IP as well as invaluable commercial experience developed from involvement in hundreds of franchises in many different industries. This enables us to provide a complete package of advisory services to develop the IP of our clients.
We advise clients on the appropriate structure for their business as well as necessary registrations for their brand and their products or services. In addition, practical commercial advice is essential for clients to properly protect their IP.
We work with clients to establish a strategy for the development of the IP and the growth of the business. Strategy is not limited to the development of a model for the future but also the practical implementation of that model going forward.
We prepare sophisticated documentation which is compliant with relevant legislation to provide our clients with the appropriate leverage in relation to their IP. We also provide expert advice regarding the commercial enforcement of our client's rights.


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VoIP deals depend on answering VoIP security concerns
When customers feel that VoIP isn't secure, here's what you can say to them -- and sell to them -- to allay their concerns.
Worries about the security of voice over IP (VoIP) systems are scaring many potential customers away, according to analysts, who have been warning about the problem for more than a year.
But solutions providers can not only overcome those worries, they can net additional business in the process.
Security is the "main impediment" to more widespread VoIP deployment, said Dustin Kehoe, senior analyst for Current Analysis. It will eventually be the role of vendors to provide VoIP security, either built-in or through add-on products, but most are still a year or two off, Kehoe said. In the meantime, value-added resellers (VARs), systems integrators (SIs) and managed service providers (MSPs) can step in and fill the need.
The biggest opportunity is in selling VoIP security network monitoring services, Kehoe said.
"It'll drive the market for security specialists," he said. "The hardware can only do so much. You need people to actually look for breaches, just as you would a corporate network."
Dan Holt, CEO of Fort Collins, Colo.-based Heit Consulting, agreed. Heit sells Cisco VoIP systems to banks and credit unions, and always tries to package it with network monitoring, security or other managed services.
"We feel like it's critical," Holt said. "[Customers] do some type of managed services with us, and it still ends up being cheaper than the maintenance they were paying for their old PBX systems."
Heit also provides an extra layer of protection by selling Cisco Self Defending Network, which offers firewall, intrusion prevention system and other features.
"If you have those in place, you're making an enormous impact on the security of your VoIP network," Holt said.
Kehoe outlined two main ways hackers could exploit VoIP security: launching distributed denial-of-service (DDoS) attacks to reduce network and endpoint availability, and potentially more damaging, using the voice server as a back-door entrance to the corporate IT network.
But Phil Hochmuth, senior analyst for the Yankee Group, downplayed concerns over VoIP security. VoIP networks become secure using the same techniques as other networks -- through basic best practices, including network perimeter security and strong password management.
Most serious threats would have to come from inside the network, because hackers need to see the call server or know the IP or MAC address of a phone to launch an attack, Hochmuth said.
"It would be hard to take down a VoIP network from the outside," he said.
Still, customers have the perception that VoIP security is lacking, Holt said.
"It's a hurdle we have to get over, without a doubt," he said.
Heit's customers in the financial sector shied away from VoIP about two years ago, when the FDIC warned about security vulnerabilities. They are slowly becoming more accepting, and most will feel comfortable with VoIP security after talking with Heit's technical and sales staff, Holt said.
"Usually it just takes a bit of education," he said.


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During summers, eating too much is out of the question. So salads and juices fit into the diet perfectly. But if you wish to make the platter a little more interesting, you can opt for a variety of dips to go with. Also, a simple yet filling dessert like a waffle by the side will be a wow option to try.
With the Speedy Chef dip and Waffle Maker from Tupperwear, I am having fun this season.
Tupperware Speedy Chef
For complete whipping and whisking kitchen aid, Tupperware Speedy Chef is a wow option. It beats, whips and whisks cream, egg whites, pancakes, omelets and mayonnaise faster and much quicker than an electrical beater.
- Prepare whipped cream for decorating cakes and desserts.
- Prepare light pancake batters, omelets, mousses and other whisked desserts.
- Prepare light mayonnaise or dips.
- As an add on, remove the cover and whisk in your favorite freshly chopped herbs and flavoring.
- Prepare wonderfully light sponge cakes, pavlovas and meringues by beating up egg whites in the Speedy Chef.
Waffle Maker
With the new Silicone Baking Form Waffle is perfect for preparig crispy, fluffy, crunchy waffles.
- The new SBF Waffles fits into even the smallest cupboards, can bake 4 waffles at a time and is light as a feather!
- The flexible silicone material is unbreakable and will not deform even in heat. So forget the heavy, space-consuming waffle iron that can only bake 2 waffles at a time.
-Sayanti Banerjee
YouTube channel
TheWoWDetector (https://www.youtube.com/channel/UC41qQrF7PQJlfg7RsaLPsGw?sub_confirmation=1)
instagram: Sayanti_banerjee
twitter: @mesayanti
Snapchat: thewowdetector


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There are a couple of things you should already know but I just want to keep them fresh on your mind. I just happened to be reminded of one yesterday when I tried to buy a couple of items at a chain retailer. Just to be clear, I did look around to see if any local vendors had the items I needed but I had to use the chain store.
When I was at the cash register trying to buy the items (with cash) the clerk told me he "needed" my email address. For some reason this sort of thing stalls my brain out for a couple of seconds every time if I'm not prepared for it. It's psychological and it puts out the image to a persons brain that if you don't give up the personal information you won't get the items you are trying to buy.
It goes back to that old idea many of us have in our heads "if you don't have anything to hide, then what are you worried about?", Yea right. These retailers will screw you 7 ways from Sunday given the right personal information. So program this in your head right now: "NO, YOU DON'T NEED THAT". That's all they need to know. You are giving them cash for their crap from China and that's that. They don't need anything else.
I have three simple things you need to have in your brain and you should be able to spit them out without hesitation when asked by anybody. Here they are: NO, NO, and NO! NO you can't have my email. NO you can't have my phone number. NO you may certainly not have my address!!
I know you know this already but this is just a friendly reminder. If you give these private details up, you will regret it.


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A gentle cleansing bar scented with vibrant essential oils and Calendula infused Olive Oil that will leave your senses revived and your skin moisturized.
We have used our proprietary blend of skin loving ingredients to include Tussah silk to add that luxurious touch of creaminess, Coconut Milk helps to cleanse and nourish the skin and also provides minerals and anti-oxidants. Kaolin Clay has also been added to help detoxify, cleanse and clarify the skin.
Approx. 6 oz.
Distilled Water, Olive Oil, Palm Kernel Oil, Coconut Oil, Shea Butter, Cocoa Butter, Castor Oil, Coconut Milk, Kaolin Clay, Colloidal Oatmeal, Sodium Hydroxide, Essential Oil Blend of Lavender, Lemon, Patchouli and Bergamot, Calendula Petals
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Personal finance is an important topic to discuss about when you are meeting with a finance analyst. Among other things, debt is one of the most crucial matters that these analysts would like to point out during discussion. Debt in itself is not an evil. To be able to never borrow money for anything in life is equal to living in a land full of rich people. At the other extreme, fully financing your life is ridiculous and precarious. All of the debt – mortgage, student loans, credit card loans and loans on discretionary items – are better handled through professionals.
Solo Capital is one of the firms that specializes in personal finance including debt consolidation. It is founded by Sanjay Shah who is also the founder of a non-profit organization called Autism Rocks, as well as more than dozen companies that handles a wide range of businesses all over the world. He is also a well-known philanthropist. Solo Capital has experts where you can talk about your debt and devise a plan suitable for your situation and budget.
Crunchbase.com asked people, what has debt to do with everyday life? When you have little to show for the credit card debt you have over a lifetime, it is when problem arises. Credit cards can perform very big functions sometimes. Other times, it can be a huge burden. It can be a bridge as well as a safety net that can help you keep a roof over your head and take care of all expenses when you are short of cash. Granted, using other people's money is a slippery slope, all you want to do is use it carefully. Credit cards are used to purchase equipment for business and it can also provide income. Unfortunately, for many people using credit cards is all about living beyond their means. This is where the cost gets much too high and calls for professional help. Solo Capital is one such firm that has the right combination of product and service to handle situations arising in debt related matters.
Credit card debt should not be neglected at any time because this type of debt carry a huge interest rate that can cost you an arm and a leg. Plus any interest that you are paying on the debt that is not put to work for you is a loss. There are many other fees associated with credit card debt as well besides the typical interest rate. Some of them include annual fees, low balance fees, no-balance fees, late payment fee, cash advance fee and balance transfer fee. Solo Capital's tips and advice can help its clients deal with such fees and charges related to this type of debt.


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Seoul's Incheon Airport has been named the best in the world for the sixth straight year by the Airports Council International (ACI).
ACI announced the winners of its Airport Service Quality awards February 15, noting that Asia-Pacific airports made a clean sweep of the world's best airports for customer service and "set the bar in service excellence."
Seoul's Incheon International held top spot for the sixth straight year, followed by Singapore Changi, Hong Kong International, Beijing Capital International and Shanghai Pudong International airports.
Over 300,000 passenger surveys were completed in 153 airports around the world for the awards, tracking every passenger experience from the moment of arrival to the departure gate.
ACI said that this year's results showed that the airports which it is tracking are getting better, noting an overall improvement in customer service ratings of 7.5% over a five-year period — although it seems that all passengers want are the basics.
"The top performing airports are those that deliver on the basics first — general ambience, cleanliness, check-in efficiency, courtesy of staff, clear signage, availability of facilities, comfortable waiting areas," explained ACI's Craig Bradbrook.
"The traveller who is satisfied with the essential services and waiting times then has a greater propensity to take advantage of the additional quality services that enhance the airport experience, be that lounges, wi-fi connections, spas, food and beverage or duty free sales."
The results in 2010 showed that preparing for a big event seems to have a marked impact on an airport's service levels — of the six most improved airports around the world, three hosted major events last year (Cape Town — the World Cup, Shanghai Hongqiao — the World Expo and Vancouver — the Winter Olympics).
The world's best airports:
- Seoul Incheon (ICN)
- Singapore (SIN)
- Hong Kong (HKG)
- Beijing (PEK)
- Shanghai Pudong (PVG)
Best Airport by Region:
- Africa – Cape Town (CPT)
- Asia-Pacific – Seoul Incheon (ICN)
- Europe – Malta (MLA)
- Latin America & Caribbean – Cancun (CUN)
- Middle East – Dubai (DXB)
- North America – Indianapolis (IND)
Source: AFPrelaxnews


text: What's New at Historic Houseparts Salvage of Granite Restroom Partitions Thanks to help from a neighboring business, Postler & Jaeckle, we were able to haul in several tons worth of granite slabs that came out of a local high school that is undergoing renovation. P & J generously brought out their heavy duty hauling and moving equipment to get these pieces moved to our location. These slabs range in size and color but are suitable for use as shelves, tabletops, and countertops. The colors range from grayish pink to grayish beige. We'll get them onto the website soon. Salvaged Doors We're excited to say we have helped save over 3000 lbs of doors from landfills from one project in Buffalo, NY recently. And there are more to come! These old beauties are being added to our website soon. What's New in Upcycled Houseparts We love to repurpose old parts into new useful items, and we have fun coming up with new ideas for the old stuff we find in our warehouse and when we are out at flea markets and antique stores. Some of our favorite items are paper goods - old sheet music, maps, dictionaries are at the top of our list. We're always looking for new ways to use these items which are falling victim to the digital age we live in. One of our new projects has been these picture frames crafted from old maps, love the beautiful blue green tone used for water and love the places depicted on each one - they conjure up vacations gone by and cherished. Check them out on the site or at one our shows this summer.


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Iron Man 3 is everything you would expect from a Super Hero themed game with bonus spins and progressive jackpot
This is a great 5 reel, 25 payline slot that has everything you would want in a game and more, with luck, you may end up as rich as Tony Stark.
The Iron Man 3 slot comes with 25 lines of fun and you can choose exactly how many of these lines that you want to play and you can play for as little as £0.01 per line all the way up to a staggering £10.00 so it will comfortably meet all playing levels.
The auto spin feature will be familiar if you have already played a Marvel themed game that you can set at various levels up to 50 or even until a feature game drops
Normal wins are according to the Paytable but don't forget there is a potential for Marvel's Mystery Jackpot of up to 100,000 Euros
When you drop three or more scatter symbols, you trigger the Hall of Armour free games mode which comes in three varieties which you can choose from.
Iron Man Mark 42 mode - this awards you 10 free spins with wilds that freeze on the payline, progressively making your wins bigger and better. (These are locked for three spins)
Iron Patriot - This version gives you 15 free spins with an increasing multiplier for your wins up to 5x depending on where and when the Iron Patriot symbol does or does not drop
War Machine mode - This awards you 8 free spins with a random wild and a war machine symbol on reel 3 awards 3 more free spins
Another way to trigger free spins is to drop a MARK 42 on reel one, a War Machine on reel 3 and an Iron Patriot on reel 5 which will trigger the All Systems Go Re-spins, the symbols get locked in position and award scatter type wins.
The last Feature is the Marvel Mystery Jackpot which is a multi-level progressive jackpot, a percentage of each of your spins goes in to these jackpots and you have a chance to win between 50 and 100,000 Euro's and is triggered randomly and can occur after any game. If you are entered into a jackpot game, you are guaranteed one of the four rewards. The Jackpot game consists of 20 squares, each concealing a jackpot amount selecting a square reveals the jackpot and once you have uncovered three of the same jackpots, ranging from Power Jackpot at 50 Euro's to the Ultimate Power Jackpot of 100,000 Euro's, you are rewarded that amount along with your original winnings from the triggering spin, (if any).
93.02% - Not bad considering it does have a massive Jackpot!
The Iron Man 3 slot is by Playtech
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text:
1 Introduction topenlarge
Preliminary remarks
A4 injuries are axial compression injuries and involve a fracture of the posterior wall of the vertebral body and both the superior and inferior end plates. Due to axial compression forces, vertical fracture of the lamina is usually present and does not indicate a tension band failure.
In cases where neurological deficit is observed and compression of the spinal canal is assumed, decompression has to be performed. It should be understood that this is a step that can also result in deterioration of neurology unless very meticulously performed.
Decompression can be performed anteriorly or posteriorly. Posteriorly, decompression can be indirect or direct. Indirect decompression may be tried before performing direct decompression. Please refer to Decompression techniques for a detailed discussion of indications for posterior decompression techniques.
Repair of dural laceration
More details on repair of dural laceration can be found here.
2 Patient preparation and approach topenlarge
The posterior open approach to the midline is used together with the appropriate patient preparation.
3 Closed reduction topenlarge
Primary reduction is performed by positioning of the patient onto a frame to create lordosis.
4 Reduction with pedicle screws topenlarge
Preliminary remarks
Due to the fact that bilateral instrumentation is necessary in all cases, all steps described below are repeated on the opposite side, unless described otherwise.
Pedicle screw insertion
Most A4 fractures are associated with significant comminution of the vertebral body and hence may require PSSF-IS (posterior short segment fixation with intermediate screws) or combined posterior-anterior fixation.
Pedicle screws are inserted into the vertebrae cephalad and caudal to the fracture level on both sides. Mono- or polyaxial, top- or side loading screws can be used in any combination. ( Pedicle Screw Insertion)
Rod contouring
The contouring of the rod depends on the site of the fracture following the natural curvature of the spine. A rod contoured in mild kyphosis is chosen for fractures from T1-T10. A straight or a slightly lordotic rod is chosen for fractures from T11-L1 as illustrated, and a rod contoured to lordosis is chosen for lumbar fractures.
Rod insertion
The rods are introduced to the distal screw heads on both sides and tightened.
The rod is then inserted into the proximal screw heads without tightening.
If it is decided to perform an indirect decompression, this is done at this stage. If indirect decompression proves to be insufficient, a direct decompression eg, posterior or transpedicular decompression are undertaken. Refer to the Posterior Decompression techniques for detailed instructions. ( Posterior Decompression)
Distraction (ligamentotaxis)
With the help of a distractor, the proximal screws are distracted along the rod. This is done on both sides simultaneously.
The screw heads are tightened with the inner nuts to secure the reduction achieved.
The final construct is shown from a lateral view.
5 Fusion top
Although fusion was routinely performed for all spinal fractures, its indications are now being restricted to fractures that are highly unstable.
Nonfusion fixations can be performed for A3, A4, and B1 type injuries. Fusion is routinely performed for A2, B2, B3 and all C injuries as they are unstable injuries with extensive soft tissue and ligamentous disruption.
For nonfusion surgeries, the facet joint capsule is preserved during the entire procedure.
The screws can be removed after 9 months once the fracture has healed.


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1 (888) 519-1623
20 head of angus and black white face Cows guaranteed bred 90-200 days to calf. 2nd and 3rd trimesters and 3/6 years of age. Cows are easily driven and very calm. Having to sell some cause of army worms and we're not having allot of rain, good straight cows, $1450 each delivery available!


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Slip and fall accident is one of the top causes of serious injuries in the US. Based on information from the National Safety Council (NSC) Injury Facts, more than 8 million victims of this type of accident are registered every year.
According to the Consumer Product Safety Commission (CPSC), some of the most serious effects of a slip and fall accident are fracture to the hip, torn muscle and ligament, knee injury and broken bones (wrist and/or elbow). People at least 55 years old are the ones most prone to slip and fall accidents and though this may appear as simple accident to many, it is enough to alter an elderly victim's life, making him/her incapable of further enjoying years filled with worthwhile and fun activities.
A slip and fall accident can occur in any dangerous property, that is, where there are trip hazards that are not noticeable, exposed wires, uncovered metal or wooden pegs, unnecessary clutter, no warning signs, especially on wet surfaces, uneven floors or walkway, moss-filled floors, inadequate lighting along walkways, unstable surfaces, no railings or guardrails, exposed wires, slippery flooring, and so forth. It can happen in hospitals, inside a church, inside a mall or a restaurant, beside a pool, in the office – practically, anywhere, where the owner of a premise is negligent or careless enough as to allow accident-causing elements to remain in his/her area of responsibility.
Sadly, many lack concern in cleaning their own mess, and still many more do not have the initiative to clean their premise – to make sure that everything is safe. This is because it is all too common for property owners to allow unsafe conditions to exist on their premises. In these situations, visitors or tenants may suffer serious injuries, from spinal and brain injuries to amputations to permanent disabilities. And, in the most tragic of circumstances, a person may be the victim of a wrongful death as a result of unsafe premises.
If they do not want to tidy up things for others' sake, then, at least, they should get rid of any hazard for their own safety. Always, people who are hurt by someone else are those who totally trust that a place, whether public or private, is safe from danger.
Injuries resulting from a slip and fall accident are called personal injuries. Under the law, the person or party liable for such accident is always the property owner. Thus, owners should be aware that after an accident because of their negligence, a claim lawsuit is sure to follow.
On the responsibility of property owners, Oklahoma personal injury lawyers at the Abel Law Firm, say, "Whether a piece of property is a business venture or a private residence, its owners have a duty towards their guests. They are expected to notice and repair any unreasonable dangers their grounds may pose to visitors. If they fail to do so, they can be held accountable for any injuries that people suffer. This responsibility for guests' safety is legally known as premises liability. Thus, if you have suffered an injury while visiting a negligently maintained home or business, you could be legally entitled to compensation for your related losses."
Property owners have an enormous responsibility to maintain their premises in such a way that those who visit or live on the property are not unnecessarily put at risk of suffering serious injuries. However, it is all too common for property owners to allow unsafe conditions to exist on their premises. In these situations, visitors or tenants may suffer serious injuries, from spinal and brain injuries to amputations to permanent disabilities. And, in the most tragic of circumstances, a person may be the victim of a wrongful death as a result of unsafe premises.


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Synergizing Agile Projects
by September 10th, 2018 | ~ 2 minute readon
The Synergizing Idea This hypothesis started when I was part of the potluck-hosting team in my office. Our lead had set targets on taste, quantity, quality, and timelines. Then he said, "We are presenting this food to our clients; let us make it a unique memorable experience for them. Let us ensure that it does […]Read more


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The Hull Gay Pride Committee would like to thank everyone that attended and supported our 5th Annual Hull Pride event this Saturday at Mariner's Park and the Hull Yacht Club. This year's event was the biggest one ever, and we are grateful that so much of Hull and the South Shore showed up to support the LGBTQ community. The theme of our annual event has always been Inclusion and you could see that on full display this weekend: families, gay couples, straight couples, neighbors, summer visitors and more, all enjoying the day's field games, live music and dance party. We awarded our first Hull Pride scholarship to a brand new graduate of Hull High School. We were humbled by the Town of Hull's official proclamation of June 3, 2017 as Hull Pride Day. And we were grateful for all the hard work of our hosts at the Hull Yacht Club, especially Lenny Russell and Sue Flaherty. A special thanks to all the volunteers, participants, vendors and visitors who made the event possible including: drag-queen-in-chief Trampolina; our live band SeaWitch; artist Trish Turner for our raffle prize; photographer Joe Berkeley; Nona's Ice Cream; L Street Pizza; Selectmen Domenico Sestito, Chris Mitchell and Jen Constable; State Representative Joan Meschino; and our growing team of committee members that spent a year planning all the logistics, marketing and more. Check our website http://www.hullpride.net for photos and upcoming events and activities.
Peace and love,
The Hull Gay Pride Committee


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The Situation
The client had an outmoded process of managing service requests
- Photographers have to connect to computer to transfer the pictures.
- Images download & upload to central server took lot of time.
- Editing teams has to spend time in picking the images & polishing them.
- Whole process was taking good 45 minutes.
- Just too slow in the age of instant news.
Digging deeper
Mobile phones deal with photos of much smaller sizes compared to DSLR cameras. How to compress the photos as you would sync from camera to phone without losing clarity? How to convert the raw files into print ready format, quickly? How can the app run in the background while images are being uploaded without affecting the performance of other apps? These were just some of the challenges we faced.
Behind the Scenes
- We literally took a deep dive into technology to solve the puzzle.
- We sourced libraries for cameras and libraries for image conversion.
- We built the SDK for camera's integration with the mobile.
- We rode on Amazon S3 for cloud storage. Then all the three strands were stitched together to perfection with native Android app as its drape.
- After 1,000 person hours of development and testing spread over 3 months, it was launched to a group of photographers across several cities.
We implemented the following solution after our brainstorming session with Dinamalar, simple solution but complex enough in practice
- Native android application
- Integration with camera driver to pull the pics from camera directly
- Image compression with loss of quality to improve upload time
- Background process to upload the pictures to enable users to use mobile for other purpose


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Review of
|PDF Version
Calculation of the End of Service Gratuity after a Termination Agreement
Guiding Principle
The UAE Labour law (Federal Labour Law No. 8/1980) determines that the calculation of gratuity differs for an employee, who has resigned and an employee, whose employment contract has been terminated by the employer. Therefore, while calculating gratuity for employees relocating within the company's group, the question emerges: should they be considered as employees who have resigned or employees whose contract has been terminated. And consequently: is a formal termination letter necessary in both of the above mentioned cases?.
New Trademark Law in the GCC
Guiding Principle
The current Trademark Law was ratified in Saudi Arabia in 2007 and is expected to enter into force in the country six months after its implementing regulations are issued by the GCC Trade Cooperation Committee (consisting of the Trade Ministers of the GCC member states).
Trademark Protection in the Kurdish Region of Iraq
Guiding Principle
The Trademark Office of the Kurdish Region of Iraq adopted the currently applicable schedule of fees of the Trademark Office of Baghdad by virtue of Ministerial Resolution No. 3306 dated on April 1, 2013. This decision became effective as of June 1, 2013.
The Enforcement of the International Arbitral Awards in the Legal System of the Islamic Republic of Iran – Part II
Guiding Principle
Under private law the Iranian arbitration law permits a dispute be filed before Iranian or international arbitration forums instead of public courts. In 2001, Iran became a member of the New York UN Convention of 10 June 1958 on the Recognition and Enforcement of Foreign Arbitral Awards. Therefore, foreign arbitral awards can also be enforced in Iran as far as they pertain to commercial matters. A few particularities must be taken into account, however, meaning that ultimately even a foreign arbitral award may not be enforceable in Iran. It should always be kept in mind that in accordance with Article 139 of the Iranian Constitution, arbitral decisions of a foreign party with the Iranian government or a governmental company always require the explicit consent of the parliament.
Expatriate Employments in the Private Sector in the Sultanate of Oman
Guiding Principle
The countries of the Gulf Cooperation Council (GCC) have been pursuing nationalization initiatives aimed at gradually reducing, and eventually eliminating, their dependence on foreign labour. Private sector businesses in the Sultanate currently employ some 1.488 million workers, of which Omanis account for a mere 14.6 per cent. A recent change in the way Oman will go about the business of injecting more nationals into the workforce suggests that the government aims to boost the number of Omanis in couple of vital private sectors.
Specialized Courts to Implement Verdicts in Saudi Arabia
Guiding Principle
Consistent with the provisions of the Saudi Execution Law, the Saudi judiciary has announced the establishment of new courts specialized in executing verdicts. The primary jurisdiction of these courts is to execute the enforceable verdicts as ratified by the Courts of Appeal. The judges at the new courts shall have the jurisdiction for the compulsory execution and its supervision.


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Collector's Corner • Some August Finds (Bennie Moten, Count Basie, Johnson's Cracker Jacks, Tiny Parham)
August highlights: A nice little stack of Victor V-38000s in generally decent shape, hiding where one would least expect to find them; and some hot Bluebirds (reissues, sure, but old reissues in great shellac, unbeatable for "listening" copies).
July was a cylinder month, with a big local haul; we'll try to get some of the most interesting titles posted next month. In the meantime, here are a few August favorites (VJM grading; Victor file data courtesy of John Bolig):
KING OLIVER & HIS ORCHESTRA: The Trumpet's Prayer (E- -)
New York: February 1, 1929 / Released: March 29, 1929
Victor V-38039 (BVE 48334 – 1)
TINY PARHAM & HIS MUSICIANS: Subway Sobs (E- to V++)
Chicago: February 2, 1929 / Released: April 19, 1929
Victor V-38041 (BVE 48849 – 1)
BENNIE MOTEN'S KANSAS CITY ORCHESTRA: Rite Tite (V+)
Chicago: July 17, 1929 / Released: January 17, 1930
Victor V-38104 (BVE 55423 – 1)
BENNIE MOTEN'S KANSAS CITY ORCHESTRA: Sweetheart of Yesterday (E)
Chicago: October 24, 1929
Bluebird B-6851 (BVE 57316 -1R, from -2)
1937 dubbed reissue of Victor V-38114. Label shows James Rushing vocal, in error.
JOHNSON'S CRACKER JACKS (Benny Jackson, vocal): The Duck's Yas Yas Yas (E)
Egleston Auditorium, Atlanta: February 22, 1932
Bluebird B-6278 (BVE 71625 -1)
1936 original-master reissue of Victor 23329
BENNIE MOTEN'S ORCHESTRA featuring WILLIAM (COUNT) BASIE: Prince of Wales [sic] (E)
Church Studio #2, Camden, NJ: December 13, 1932
Bluebird B-6851 (BS 74854 – 1)
1937 original-master reissue of Victor 23393


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Add Karl Dorrell and Ike Hilliard to the lengthy list of those who no longer have any use for Brandon Marshall.
Marshall, whose negativity and inability to get along with his quarterbacks cast a pall over the Dolphins locker room last year _ and whose incessant drops and 'me' attitude left most fans thankful when he was traded to Chicago over the offseason _ has made Dorrell and Hilliard his latest foils as he has continued to point blame at everyone but himself for his two so-so seasons in Miami.
Marshall told the Chicago Tribune in a story published Sunday that he had expected to improve as a receiver when he moved from Denver to Miami via trade in 2010 but that he never got the coaching he needed.
"To be honest [when I arrived in Miami] I was like, 'You know, I need some coaching. Right now I'm coming off my natural ability. I want a coach who's played the position or played the game before, who knows and understands the receivers position. So they can take me and my world to a whole other level,'" Marshall said. "I haven't had a good coach as far as that receiving position as long as I've been in the NFL . . . As far as technique and someone who understands the game, the last time I had a good receiving coach was DJ McCarthy in college."
Dorrell, who coached Dolphin receivers in 2010 before moving over to quarterbacks last year, had a solid career as a receiver at UCLA, catching 108 passes for 1,017 yards from 1982-86. Hilliard, the assistant receivers coach under Steve Bush last year, was an All-American receiver who went on to play 12 years in the NFL with the New York Giants (1997-2004) and Tampa Bay (2005-08), totaling 546 receptions for 6,387 yards and 35 touchdowns.
Neither Dorrell nor Bush ever played in the NFL.
Davone Bess has been effusive in his praise of Dorrell over the years, crediting him with taking Bess, an undrafted free agent who played in a free-wheeling but largely undisciplined offense at Hawaii, and turning him into one of the top slot receivers in the NFL. Brian Hartline, a fourth-round pick in 2010 who left Ohio State after his junior year, is also a much better receiver than when he arrived.
Had a chance to spend a few minutes with CBS analyst Solomon Wilcots when he visited Dolphins camp last Thursday. Wilcots and former Green Bay receiving great Sterling Sharpe famously gave Marshall a hard time back in 2010 when he was unable to finish a catch-and-run in a Sunday night game against the New York Jets. Wilcots reiterated last week he was convinced Marshall was out of shape at that early point of the season, and expressed his view that the Dolphins are better off now without the gifted but troubled receiver.
For now, Chicago is embracing Marshall, who gives them the hope that what has long been a subpar receiving corps might finally be able to hold its own against the likes of Detroit and Green Bay. It'll be interesting to see how long it takes before things begin to go south.


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If you are running a manufacturing company or any other type of business, you will need to set up effective measures for getting rid of the waste that is produced because of your business activities. In the UK, there are strict guidelines that business owners are required to follow for the safe disposal of waste. Obviously, it's within the best interests of a business owner to get rid of the waste in the cheapest possible manner to reduce their expenditure.
Unfortunately, improper disposal affects the environment adversely, and that is why the government has levied very strict sanctions against businesses in numerous different industries. However, setting up a separate waste management division seems like a redundant idea for most businesses, even if the waste is highly specialised in nature. Whether you need to dispose of particular chemicals in a selective manner or any other kind of waste product, it's almost a better choice to call a company that offers skip hire and rubbish clearance and collection in Maidstone. Here are some reasons to justify this decision.
Saves Money
Most entrepreneurs are only concerned about the money they save when making a decision, and if money is your primary concern, you should definitely consider hiring a rubbish clearance company. The company will give you a skip for rent or offer waste clearance services for a fixed fee. You just have to pay the money whenever you require the company's services. They will send over a team to your place of business with all of the equipment and the materials to clear it out. You don't have to worry about buying expensive waste management equipment.
Professionally Trained
The staff at a waste management company is highly trained and also knows how to handle different kinds of waste, thus mitigating the risks of a spill.


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What is WordPress Theme Sponsorship?
WordPress theme sponsorship is when an individual or business sponsors the design of a wordpress theme. In exchange for paid sponsorship, the individual or business receives a link(s) embeded into the wordpress theme. The link(s) are usually encrypted into the footer of the theme.
Why WordPress Theme Sponsorship?
1. SEO Value – the majority of the value from wordpress theme sponsorship is the inbound link(s) value. As people download and install the sponsored theme, the inbound links remain on the theme and pass valuable inbound link juice using desired anchor link text. Inbound links will lead to increased rankings in search engines and may ultimately bring the sponsor more traffic and/or sales.
How many inbound link(s) are guaranteed? We can't guarantee a certain amount of links, but the sponsored wordpress theme will be submitted to WordPress.org and available on VegaDesigns.com in the appropriate category. Additionally, the sponsored theme will be featured on the home page of VegaDesigns for 30 days.
Previous sponsors have realized hundreds of permanent inbound links using our wordpress theme sponsorship. Every time, a person using your sponsored theme creates a page or post, that creates an additional inbound link(s). We have seen some sponsors realize thousands of inbound links with one sponsorship.
2. Brand Awareness & Traffic Increase
Once the theme you sponsor is downloaded and installed on websites around the internet, visitors will see the inbound links in the footer. The link exposure will result in some click throughs to your website. The brand awareness & traffic impact depends entirely on how many people install the theme you sponsor and the traffic those websites receive.
Why Vega Designs for Theme Sponsorship?
We design premium themes that are unmatched on the internet today. Our development standards are higher than other wordpress theme developers, which results in better built themes. What does this mean for you? It means people trust our themes and download at a higher rate due to nicer aesthetic and sound functionality. The more people that download the theme, the more value your sponsorship brings to your website.
We also create a custom, new design specifically for your business. This ensures that your theme will be installed on websites with a related subject to your business. Related inbound link(s) are more valuable to your website. You have complete control over the anchor text of the links in the theme.
How Much is Theme Sponsorship?
1 inbound link – $799
2 inbound links – $1299
Get Started


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Arnaud de Borchgrave: The Next War?
After a brief interruption of his New Hampshire vacation to meet President Bush in the family compound at Kennebunkport, Maine, French President Nicolas Sarkozy came away convinced his U.S. counterpart is serious about bombing Iran's secret nuclear facilities. That's the reading as it filtered back to Europe's foreign ministries.


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go to hird Judicial District Court home page
Information for Plaintiffs in Small Claims Cases
Appeals of Small Claims Judgments
Filing an Appeal – If the judge enters judgment in favor of the defendant or if the judge enters judgment in your favor but for less than what you asked for, you can file an appeal. If the judge enters judgment in your favor, the defendant can file an appeal. If you want to appeal the judgment you can ask the court clerk for a form called "Notice of Appeal." The form must be filled out completely and signed and either typewritten or printed in black ink. You must give the completed form to the court clerk to file your notice of appeal. If you or the defendant files a notice of appeal, a hearing will be scheduled and a notice of the date and time of the hearing will be mailed to you and the defendant. If both parties appeal, both appeals will be set for hearing at the same time.
Deadline for Filing an Appeal – You must file your notice of appeal within 30 days (including weekends and holidays) after the date the judgment was filed. The date the judgment was filed is shown in the upper right-hand corner of the judgment. The 30-day deadline for filing an appeal is absolute—you cannot get an extension of the deadline for any reason. Either you or the defendant can ask for a jury trial on an appeal of a small claims judgment. If you want a trial by jury, there are steps you must follow that are set forth in the Rules of Civil Procedure.
Fees for Filing an Appeal – When you file your notice of appeal you must pay a filing fee. In some counties the filing fee must be paid in cash or money order; in some counties the court clerk will accept a personal check. In most counties the filing fee is non-refundable (the court clerk will not give it back to you for any reason). In a few counties there are certain limited circumstances in which the court clerk may refund the filing fee.
The Hearing on Appeal – On appeal, the case will be assigned to a different judge for a trial de novo (new hearing). At the hearing on appeal, the judge will not be deciding whether the first judge made a mistake. Instead, the case will be treated like a new case. You may want to review the information in this document about getting ready for a hearing on a contested claim.
However, there are some important differences between the first hearing on your claim and the hearing on appeal. One big difference is that the Idaho Rules of Civil Procedure and the Rules of Evidence apply at the hearing on appeal. These rules have been adopted by the Idaho Supreme Court and they set the procedures that the judges, court clerks, and parties must follow. The first hearing on your claim was informal and these rules did not apply. The hearing on appeal is more formal and these rules do apply. One of the most important of these rules is the rule on hearsay evidence (when you tell the judge something that someone other than the defendant told you). When someone other than the defendant says something in writing and you try to give the written statement to the judge, that is called hearsay evidence. Generally, hearsay evidence is not allowed, although there are some exceptions when a judge can allow it. For a judge to allow hearsay evidence, usually the person offering it has to provide other information to convince the judge that the hearsay evidence is reliable. If you have something important to your case that someone other than the defendant has told you, you may call that person as a witness and have them testify to the statement(s) at your hearing.
Another important difference is that the parties may be represented by lawyers. You may choose to represent yourself at the hearing on appeal; however, when you represent yourself in a case where you can have an attorney you are held to the same standards as an attorney. In other words, if you choose to represent yourself it is not an excuse that you are not a lawyer or that you don't know the law or the rules.
The judge may issue a pretrial order that requires the parties to follow certain steps in a small claims appeal. If the judge in your case issues a pretrial order, the court clerk will mail a copy to both you and the defendant and you must comply with the order in preparing for your case and presenting your case to the judge.
After the judge has heard the appeal, the judge will make a written decision and the court clerk will make a copy of the decision for you and the defendant. A judgment in a small claims appeal can also be appealed to the district court and the judgment of the district court can be appealed to the Idaho Supreme Court.


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Seci Business Center is located in the industrial district of Salerno, via Giulio Pastore 24, surrounded by nature in a broad and tranquil green area. Its location, central to all major interchanges, enables easy access to the city and to all major points of interest.
The modern and elegant building features 30 offices, 7 meeting rooms, 2 equipped conference rooms, indoor and outdoor exhibition areas, ample parking, snack & coffee area, reception, terrace, video surveillance system, air conditioning and other typical ancillary services for corporate activities.
Location: Suburban
Address: Via Giulio Pastore 24
Postcode: 84131
City: Salerno
Province: Salerno
Telephone: Mostra numero di telefono
Email: Invia richiesta via email
Person in charge: Clementina Fortuna
Reception opening time: Mon/Fri 8.30 am/6.30 pm
Parking: Free parking
Languages spoken: English
Internet connection: Wifi
Business centre area: 8.500 square meters
No. of serviced offices: 30
No. of meeting rooms: 7
Photo Gallery
Services offered
Coworking: Yes
Meeting rooms: Yes, 140-person maximum capacity
Postal domiciliation: Yes
Virtual office: Yes
Translations: Yes
Services in the area: Hotels - Restaurants - Fitness Centre
How to reach Seci Center Salerno
Bus line: Cstp n.8
Metropolitan railway:
Airport: Salerno Costa D'Amalfi 6 km


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- Highlights
- GOLD SEAL: The facility has earned the Gold Seal of Approval from The Joint Commission on Accreditation of Health Care Organizations.
- INNOVATIVE: Evidence-based, experiential rehab program on a private ranch near Nashville.
- CUSTOM TAILORED: Treatment is comprehensive, gender-separate and tailored to each client
The Ranch
Since 1999, The Ranch has provided an extensive array of specialized treatment services to adults struggling with trauma, substance abuse, sex and love addiction, eating disorders and other mental health disorders.
The Ranch recovery center is located 45 miles west of Nashville, nestled among rolling hills along the Piney River. Its experientially based, gender-separate programs are tailored to the unique needs of each client.
The programs offer innovative therapies that delve into the deep issues that thwart recovery, allowing clients to heal mind, body and spirit while learning personal accountability.
At The Ranch, each client receives the support they need, as they discover their authentic self and find new ways to embrace it helps each person move from "survive" to "thrive."
Program Admissions
To get information on The Ranch's treatment program, to check if your health insurance covers the cost of this facility or to inquire about possible financing call (844) 398-6231.
From the first call you make to The Ranch drug rehab, their caring, trained advisors will walk you through every step of the treatment process and answer all of your questions.
The Ranch provides free, confidential consultations to help you determine the best program for your needs, and they'll work directly with your insurance company to navigate your benefits and ensure you get the maximum coverage available under your plan.
Their intake team will take care of the logistics so you can concentrate on beginning your journey to recovery.
So, why wait? Just give The Ranch a call now: 844.398.623.
Facility Information
- Detox: Yes
- Treatment Duration: 1 - 3 months
- Followup Care: Yes
- Night Admission Available: Yes
- Weekend Admission Available: Yes
Price Range: $$$
Number of beds: 117
Communities Served
- Adults
- Men Only
- Women Only
Payment Information
- Insurance Accepted: Almost all PPO (out of network) Plans
- Cash Pay/ Private Pay: Yes
- State Insurance, Medicaid, Medicare, Tricare: No
Licensing and Accreditation
- Licensed by: State of Tennessee
- Accreditation: Joint Commission - Gold Seal of Approval
Treatment Overview
The Ranch addiction and mental health inpatient treatment center offers experientially focused and spiritually grounded programs for clients struggling with substance abuse, eating disorders, trauma, compulsions, sex addiction and intimacy disorders, and other issues that prevent them from living fully and authentically.
Surrounded by the serene, natural beauty of central Tennessee, doctoral and master's level staff specially trained in the latest evidence-based therapies and innovative approaches guide clients through a unique and powerfully healing recovery process.
Available Treatment Modules
- 12 Steps
- Aftercare / Relapse Prevention
- Cognitive Behavioral Therapy
- Detoxification
- Dual Diagnosis
- Eating Disorders
- Equine-Assisted Therapy
- Family Therapy
- Group Therapy
- Holistic
- Psychotherapy
- Ropes and Adventure Therapy
- Tai Chi
- Therapeutic/Spiritual Ceremony
- Journaling
- Brain-Spotting
- Energy Healing
Give The Ranch a call today to begin your journey to a new life free from addiction!


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News and thought leadership
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Article 21/01/2020
London Market forecast 2020
The pace of change in the global insurance market has not slowed down in the last 12 months, nor are there any indications of it doing so over the course of the coming year.
Article 30/12/2019
COP25: the UN climate change conference, Madrid, Spain
This year's annual UN climate change conference attended by 197 countries and nearly 27,000 delegates was the longest on record and ended on Sunday 15 December amid frustration and disappointment at what little progress was achieved.
Article 22/11/2019
The insurance risks of lab-grown meat
Lab-grown meat is not just the latest product for environmentally conscious consumers, it also heralds a new type of agriculture and food product design, which could offer attractive risk profiles for insurers that get to know the science.
Article 08/11/2019
Video – Evolving climate change risks: how can the insurance industry mitigate these challenges?
Climate change was once considered an emerging risk, and as such it was discussed in a general way. But it is evident that this is changing and the consequences of not taking climate change seriously could be dramatic, not just for the planet but also for unprepared organisations and those that helm them.
News 23/10/2019
Kennedys announces double hire and office move in Philadelphia to accommodate continued expansion
We are pleased to announce that we have continued our growth in the United States with our relocation to a new, larger office in Philadelphia, and the addition of Louis Kozloff as partner and associate Thomas Seery.
Article 03/10/2019
Getting to grips with global warming
Insurers have been forced into the front line of the fight to stop global warming and climate change and they are beginning to feel uncomfortable and exposed.
Article 03/10/2019
How climate change is impacting the risk profiles of financial institutions
A look at how board-level considerations of climate change must shift, and the potential consequences if they do not.
News 23/09/2019
Kennedys strengthens global insurance and disputes practice with partner hire in Dubai
We are pleased to announce that we have strengthened our insurance and disputes practice with the hire of partner Jamie Kellick to our Dubai office from Addleshaw Goddard.
Article 23/08/2019
Trends in the sentencing of individuals for health and safety breaches
In this article, we look at developments since the introduction in 2016 of the Sentencing Council's Health and Safety Offences, Corporate Manslaughter and Food Safety and Hygiene Offences Definitive Guideline. We also consider the trends that we have seen develop in the sentencing of individuals in the aftermath of serious health and safety incidents.
Article 23/08/2019
Civil sanctions - a more proportionate response to environmental offences?
Since 2010, the Environment Agency (EA) has had the ability to impose 'civil sanctions' in lieu of criminal prosecution for certain environmental offences.


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Archive for July, 2013
The Four Horsemen introduce the ICC World Cup, 2015July 30, 2013
Adelaide scores in World Cup drawJuly 30, 2013
Kevin Naughton, at Indaily, 30 August 2013,
Adelaide Oval will host four matches in the ICC Cricket World Cup 2015, including a quarter final. If Australia qualifies for the quarter final, its match is guaranteed to be played in Adelaide. The draw – released today by the International Cricket Council – has India playing its opening match in the tournament in Adelaide against their traditional rivals Pakistan on Sunday February 15, 2015.India will also use Adelaide as its home base for the warm-up matches.
Melbourne will host the day-night final of the World Cup at the MCG on 29 March 2015. The semi-finals for the tournament, to be co-hosted by Australia and New Zealand, will be played at Auckland's Eden Park on March 24 and at the Sydney Cricket Ground on March 26. Read the rest of this entry ?
Agar! Agar! Pirith nul bändagena cricket-gahana oztrayliyanu kreedakayaaJuly 29, 2013
Saroj Pathirana of BBC, 19 July 2013 …. http://www.bbc.co.uk/sinhala/multimedia/2013/07/130719_sonia_ashton_pirith_kiribath.shtml
සිය දෙටු පුතා ඕස්ට්රේලියානු කණ්ඩායමට තේරීමත් සමගම යළිත් වරක් ශ්රී ලංකාවේ සංචාරය කිරීමට හැකි වනු ඇතැයි සෝනියා විශ්වාසය පළ කරන්නීය. (සෝනියා සහ ජෝන් ඒගාර් ග්ලෙන් මැක්ග්රාත් සමඟ) Read the rest of this entry ?
Sydney Islanders cricketing on our islandJuly 26, 2013
SEE http://www.ozlanka.com/2013/jul/islanders.html for details of tour
Dilhara Fernando — a Tale of Two ExtremesJuly 22, 2013
To say Dilhara Fernando was destiny's child, would be a gross understatement. Tall and adequately-built, Fernando took to basketball — a sport that probably suited him better. And then came his first tryst with cricket in 1995. He was 16 when he was roped in to play for his school, De Mahenod. The team was short of a player and needed someone to fill in and they picked Fernando due to lack of options. "One day, on the morning of a match, my school team had only 10 players. They wanted an extra guy. So I was in," he recalled in an interview with the Hindu in 2001.
But, as fate would have it, he proved to be more than just filler. When his school's main bowlers were getting plastered all over the park, his captain threw the ball to him in a bid to try something different. Fernando, whose only experience at cricket was with tennis ball on the beaches of Kandana, dismissed half the opposition team. Read the rest of this entry ?


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zdnet and cnet are both reporting that they have tested various websites and found that certain palm organizers are back-ordered. according to zdnet, palm's palm iii and palm v are both on back order or out of stock at palm's own webstore. in addition, egghead.com and others are experiencing similar shortages.
the shortage is being blamed on a number of issues, including high seasonal demand and a shortage of lcd panels and flash memory. as a result, palm is buying more components in bulk and has found additional component suppliers.
handspring, maker of the visor, seems to be unaffected for now.
read more at zdnet.
joel's opinion
this was definitely inevitable. first we had an lcd shortage for laptops and now we're experiencing memory and lcd shortages for pdas. the biggest reason is the high-demand for the devices and the high-demand for cellphones nowadays. for example, i read something about nokia shipping millions a day. that's a lot of electronic parts!
what i find interesting is that handspring is not experiencing the same problem. either handspring isn't selling units as fast as palm or handspring planned ahead. regardless, this seems to be a temporary shortage.
we'll have to wait and see if these same problems start cropping up around holiday time again. after all, right now we're in the middle of the "dad and grad"–father's day and graduation–time when everybody wants to purchase a cool device for someone. if we have shortages now, imagine what it will be like for christmas.


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Official Website of the City of Milwaukee
CALL for Action (414) 286-CITY | Click for Action
Common Council
It is sometimes not clear whom to contact to report a crime, suspicious activity, nuisance problem or other incident.
The general rule of thumb recommended by Milwaukee Police is that if the incident constitutes an emergency, call 9-1-1. An "emergency" would include things like:
shots fired
vandalism in progress (especially graffiti vandalism)
a fight or assault in progress
a robbery in progress
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If the situation is NOT an emergency, the number to call is 933-4444. Non-emergency situations generally include:
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If it is some other city issue, please call 286-CITY (286-2489).
A citizen complaint log can also help police and city officials combat crime and nuisance issues. Include the date, time, and the name of the establishment or business owner (if applicable). Also record your complaint, which can include loitering, drug activity, prostitution, vandalism, graffiti, and any other behavior that you believe is illegal and/or disruptive in your neighborhood. Also, record what the police response was, or any other response from the city. Once you have a satisfactory amount of incidents entered into your complaint log, make a copy and put it in the mail to me so I can take action on your behalf.
City Hall
200 E. Wells Street
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(414) 286-2221
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News Releases
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Fax: (414) 286-3456
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Eelgrass habitat self test
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by Svetlana Sicular | December 18, 2012
"Data scientist is the sexiest job of the 21st century" (Harvard Business Review)
"Cybernetics is a whore of imperialism" (Stalin, 20th century)
I cannot quite catch an association between these two...
Data Scientist – Mystified
by Svetlana Sicular | June 29, 2012
Companies are desperately seeking mysterious creatures — data scientists. Some people claim to have seen them in LinkedIn and Target. Perhaps, those were encounters with data scientists from LinkedIn that...


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In Busy Bee, For Slideshow, What's Buzzing Posted
[INFOGRAPHIC] Why you need to call it quits on plastic straws & how!
Read More
Plastic has been the President Trump of global pollutants. While you may already be taking some steps like carrying your own grocery bag, plastic is literally in everything we consume – [...]


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Favorites (US)
Favorites (UK)
Favorites (Bangladesh)
Favorites (India)
Foreign Visitors (Favorite) in Bangladesh
"While Jewish turnout in elections often exceeds 70%, Arab participation has hovered at around 50%.
United List candidates … campaign to defend the interests of Israel's Arab citizens, who make up about one-fifth of the country's 7.8 million people.
United List recently has been focusing less on who will be Israel's next leader than on how to defend the interests of Israeli Arabs. It calls for increasing the minimum wage and creating jobs through public-works projects in Arab communities with high unemployment. The issue of Israeli police tactics in Arab cities and towns has taken center stage." #MinorityRights
"Qatar's State Fund Invests $1.8 Billion in Brookfield Property"
United Arab Emirates
"The European Commission on Friday cleared Etihad Airways to buy 49% of Italy's Alitalia, after the United Arab Emirates-based airline agreed to give up airport slots on the route between Rome and Belgrade."
"Changing Hearts & Minds Of People with Extremist Views:
Lure the youth away from IS and get them together in rebuilding Modern Iraq, Syria and the rest of Middle East (lot of work to be done in Palestine!).
Changing Hearts & Minds Of People with Extremist Views:
Exciting and happy life for young driven Muslims lies in growing themselves, achieving both earthly and spiritual goals.
Let's build Nations together."
|Secretary of State John Kerry with Foreign Ministers from P5 + 1
"The deadline for an Iran nuclear deal has been extended to the end of June after talks in Vienna failed to reach a comprehensive agreement.
UK Foreign Secretary Philip Hammond said good progress had been made, but it was "not possible to get an agreement by the [original] deadline".
Six world powers want Iran to curb its nuclear programme in return for the lifting of sanctions.
The six countries – the US, UK, Russia, China, France and Germany – have been in negotiations with Iran to finalize a preliminary deal reached last year in Geneva.
Speaking after the Vienna talks had ended, Mr Hammond said that negotiations would resume in December, and would be extended until 30 June 2015.
Iran would be allowed to continue accessing $700m (£450m) per month in frozen assets during that period.
Diplomats expect to reach a political agreement by 1 March, with the full technical details of the agreement confirmed by 1 July.
Iranian President Hassan Rouhani is to give a national address at 18:00 GMT, Iranian news agencies reported."
United Arab Emirates
"For Dubai, geography is destiny.
It sits within easy reach of three regions —
— each with a $2 trillion-a-year economy
Dubai faces increased competition from a crop of imitators.
- Last year, Oman opened a deep-water port at Duqm that will try to draw business away from Jebel Ali.
- Istanbul is marketing itself as an alternative logistics and financial hub, with Turkish Airlines now flying to more worldwide destinations than any other carrier.
- Qatar Airways Ltd. is also challenging Emirates for business travelers, while Doha is promoting itself as a financial center.
"It is not just about physical infrastructure," he says.
Much of Dubai's success, he says, is due to what he calls "software" — people and systems that, for example, ensure a ship at port can be turned around quickly or a legal dispute resolved fast and fairly. In this regard, Al Shaibani says, Dubai has a decades-long head start.
So far, Dubai's "if you build it, they will come" strategy seems to be working. The city is packed with tourists. More people visit the Dubai Mall each year than Niagara Falls, the Eiffel Tower and Disney World combined."
Notes on Foreign policy
Consider both
If it's non-zero sum, you can make them work with you so that it's beneficial to both.
Both sides involved in a relationship feel comfortable when each has interests for which it knows that the other depends on it.
US – Saudi relationship (since 1945)
Because of power conflict and interest in regional dominance, both sides are encouraging groups of opposing militants and extremists.
But does "Islam", a word derived from "Salam", which literally means "peace", really encourage or even approve such conflicts?
Suicide and collateral damage are forbidden in Islam and the person who commits suicide is destined to go to hell.
Prophet Muhammad declared unity of humanity in his last sermon, "All mankind is from Adam and Eve, an Arab has no superiority over a non-Arab nor a non-Arab has any superiority over an Arab; also a white has no superiority over black nor a black has any superiority over white except by piety and good action." [1]
In the age of globalization, it's the mutual economic relationship and mutual economic engagement, not military engagement, that brings prosperity.


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Sam Smith, Taylor Swift, and Ariana Grande are popular music artist. There songs are generally catchy, about a love interest or breakup, or have some sort of carpe diem theme about life. Sam Smith won a Grammy for his song "Stay with me," Taylor Swift sings a vow to "never get back together" with a boyfriend, Ariana Grande sings that she has "one less problem without you." Most of these songs are sung by teens and pre-teens, making one wonder- where the heck does one learn how to be in a romantic relationship?
Most teens have very little information on how to begin a relationship, let alone sing a break-up song (Agbo-Quay, Sena & Robertson, 2010). Hours and hours of schooling is spent teaching youth math, science, social studies, and English and neglect educating on how to have healthy romantic relationships. According to the Guidelines for Comprehensive Sexuality Education by ages 12-15, depending on cultural norms and guardian consent, youth begin to date and can distinguish dating norms as early as junior high (SIECUS 2004). When young people do not learn aspects of healthy relationships, what's predictable is teen dating violence (2010). "Approximately one in three adolescent girls in the United States is a victim of physical, emotional or verbal abuse from a dating partner" (Davis, 2008, p.7). Teaching our youth the characteristics of healthy and unhealthy relationship using a variety of learning styles will decrease teen dating violence.
A great tool to teaching healthy romantic relationships is non-sexual role-play. Role-plays are "acting out assigned roles. There is no script as in a play, but participants are not free to act in any way they wish" (Gilbert, Sawyer & McNeil, 2015, p.192) Role-plays allow for practice of social situations that may be uncomfortable or difficult in a safe environment (2015). The following is a comprehensive step-by-step guide on how to have an effective role-play on healthy romantic relationships amongst teens:
- Role-plays are not an activity you want to role out on the first day with students. You want your students to trust you. Role-plays are great after you have given much information about the subject matter through discussion and former classroom lessons (Hedpeth & Helmich 1996).
- Make sure your students are familiar with various emotions. This may seem obvious, but it is very important that in a role-play various emotions are expressed, such that the activity reflects real –life situations (1996). Students practicing as close to their reality is best.
- Not sure how to write a role- play for young people? Great! Have them write their own! This is a great way for the instructor to see real-life examples of relationship norms with their students. Some examples of role-play topics are asking someone out, negotiation, relationship arguments, and break-up conversations.
- Do you have shy students? Are they not sure they want to participate? Show a role-play video by other teens or act one out with a volunteer to excite your students to the idea of participating (1996). Here is an example of a role-play skit put on buy teens about how not to ask someone out.
- When assigning roles, make sure everyone is clear as to what they are to do and reveal to the audience who is playing what role. Letting your students know who is playing which character allows for a seamless discussion after the role-play. Discussion is paramount in a role-play and a role-play on romantic relationships is sure to incite many emotions (1996)
- Observers of the role-play can complete a questionnaire while they watch, such that they have noted what they have seen and can engage in the follow-up discussion not relying on their memory. Examples of questions on the observing questionnaire would be: How might you respond differently if you were one of the characters? What emotions were displayed? What worked about what happened? What didn't work? Etc.
Romantic relationships look different for every person. Rather than leaving students to gain all of their relationship advice from magazine columns, pop-songs, and Oprah (is that just me?) it is time to take on a tool to support young people in learning how to have healthy romantic relationships. In the end, role-playing romantic relationships will have your learners singing, Whitney Houston's "I Will Always Love You."
Agbo-Quaye, Sena, and Toby Robertson. "The motorway to adulthood: music preference as the sex and relationships roadmap." Sex Education 10, no. 4 (November 2010): 359-371. Academic Search Premier, EBSCOhost (accessed March 18, 2015)
Davis, Antoinette, MPH. (September 2008). Interpersonal and Physical Dating Violence among Teens. The National Council on Crime and Delinquency Focus
Gilbert, G., Sawyer, R., & Beth McNeil, E. (2015). Health education: Creating strategies for school and community health (4th ed.). Burlintong, MA.: Jones and Bartlett
Guidelines for Comprehensive Sexuality Education: Kindergarten – 12th grade (3rd ed.). (2004). New York, N.Y.: SIECUS
Hedgepeth, E., & Helmich, J. (1996). Teaching about sexuality and HIV: Principles and methods for effective education. New York: New York University Press
International Business, T. (2008, October). New York City to Mandate Sex Education in Public Schools. International Business Times