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Volume 84 Issue 30 | p. 17 | Concentrates
Issue Date: July 24, 2006
Issue Date: July 24, 2006
Polyurethane tire deal is set
Department: Business
Closed-cell polyurethane foam tire does not require air.
Credit: Amerityre
Closed-cell polyurethane foam tire does not require air.
Credit: Amerityre
Amerityre has licensed technology to South Korea's Flatfree to make polyurethane foam tires for items such as bicycles, hand trucks, and wheelbarrows. Amerityre will receive $1 million in license payments over 10 years plus $1 million for equipment; it will also supply the foam chemistry. Last year, the Boulder City, Nev., firm's nonpneumatic polyurethane elastomer tire was qualified to U.S. safety standards for use as a spare tire for passenger cars.
- Chemical & Engineering News
- Copyright © American Chemical Society


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subset: commoncrawl


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Great tennis today. First the shocker with Serena losing to Stosur, mirroring yesterday's events with Federer and Soderling! Another number on trampled on by a dark horse. I now have no real interest in the women's game. I don't think that Jankovic has lived up to her potential and don't really follow the rest so I'm rather disappointed. Nadal thankfully did not turn my angina into a full blown heart attack and played a very smart game against someone he really doesn't like playing against. Almagro brought his A+ game today, which made for a interesting Quarter-Final.
He may have started off slow going down 0-3 in the first set but I was not worried. Nadal is notoriously slow at the start and can get bogged down in taking his time between points (he got a warning for it), but once he gets going he is able to break back and get on with it. You need at least 2 breaks on clay to make sure you have a fighting chance against him because he always finds a way to bounce back. He however only needs one, the others I think are just to break the opponents spirit. The first two sets were decided by tie-breaks and that is where we were able to witness the Nadal of old that we love and know. The King of Clay displayed beautiful shots, and his favourite play with the serve out wide and the inside-out forehand to the opposite corner came out to party. I hope that he gets used to the new strings that commentators have been saying give him less spin but more depth. He is clearly having problems adjusting to the way his game matches up to his modified equipment. But tweaking his game is what he does best, I'm sure he'll figure it out. :) You can read his thoughts on the match here.
Women's Semi's up tomorrow, and Nadal will be facing Meltzer, who was able to beat Djokovic to make it to the Semi's on Friday. It seems the men's game is not done with surprises!
Thursday, 3 June 2010
Nadal Wins :) Serena Loses :(
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Can you believe June's practically over? That means it's almost July. And it's HOT. It's perfect for people like me who keep their apartment at 78 degrees and feel comfortable! It also means that working out at 5:15am is glorious and I don't sweat out 10 pounds just during the warm up!
Speaking of WODs, I have had some killer ones since I last wrote. Let's start with last week…
Lately, Wednesday's have been my day off since my schedule works around it and having a planned day keeps me really consistent. BUT, on the Wednesday that I decided to WOD, I got stuck with doing tons of my weaknesses. Running and burpees. Puke.
1600m Run
150 Double Unders
50 Burpee
800m Run
100 Double Unders
35 Burpee
400m Run
20 Burpee
There was some "trouble" with our lovely neighbor next door who decided that the members doing farmer's carry in the parking lot was hazardous and he caused quite the scene. Little does he know, we renamed the WOD for him. CrossFitters seem harmless until they get their WOD interrupted! Ha!
On Saturday, I hit up a SWOD (sister WOD) with Molly and it was a beast.
5 Rounds:
5 tap & go power cleans (I used 105#)
5 burpees
200m sprint
rest 3 min.
Then after the last round:
3 rounds
21 KB swings (53#)
rest 1 minute
That's my attempt of writing down my times during my rests. It was fun to chase someone on the WOD and successfully stay unbroken for all the swings. SWODs are always so fun!
Yesterday, I got to do my favorite girl WOD- Annie! I got 6:36 and am not sure if it's a PR, but I know my last time was 6:30-something so it's whatever. Let's just say that my abs are screaming at me and I have abmat @ss. I didn't realize it until I got in the shower… Yeeeeoooooch!
Then I got to make sure that my clavicle bones were strong and do some hang cleans today:
hang cleans (115#)
double tap pushups
lateral hops over bar (R/L = 1)
I have been obsessed with all types of cleans since I was taught how to do them, so I was pumped to see some heavier sh*t thrown in there! Now my collar bones and thumbs kill, but it's all worth it in the end!!
In one month, I will be in Missouri with a boat load of CrossFitters floating down the river! It's going to be one crazy @ss time and I am so ready to do it! I can only imagine how many handstand attempts and woozy WODs will be tried… As the saying goes, work hard, play hard, right?!
I must leave now. I'm sitting outside (yes, it says it's 98 degrees – told you I'm a freak) and just looked up and saw 3 wasps nests. Bzzzzzz.


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The United States Congress is set to vote on legislation that authorizes the official start of World War 3, a worldwide war against an invisible enemy that can reside in any country the U.S. Government chooses.
Alexander Higgins with excerpts from Alex Thomas
The Intel Hub
Monday, May 16, 2011
The legislation authorizes the President of the United States to take unilateral military action against all nations, organizations, and persons — both domestically and abroad — who are alleged to be currently, (or in the past) engaged in hostilities, or who have provided aid in support of hostilities against the United States or any of its coalition allies.
The legislation removes the requirement of Congressional approval for the use of military force and instead gives the President totalitarian dictatorial authority to engage in any and all military actions for an indefinite period of time.
It even authorizes the President the authority to launch attacks against American citizens inside the United States with no Congressional oversight whatsoever.
Just to recap, because that was a mouthful:
Endless War – The war will continue until all hostilities are terminated, which will never happen.
No Borders – The president will have the full authority to launch military strikes against any country, organization or person, including against U.S citizens on U.S soil.
Unilateral Military Action – Full authority to invade any nation at any time with no congressional approval required.
No Clearly Defined Enemy – The US can declare or allege anyone a terrorist or allege they are or have been supporting "hostilities" against the US and attack at will.
Authorization To Invade Several Countries – The president would have full authority to invade Iran, Syria, North Korea, along with several other nations in Africa and the Middle East and even Russia and China under the legislation all of which are "known" to have supported and aided hostilities against the United States.
The American Civil Liberties Union writes:
New Authorization of Worldwide War Without End?
Congress may soon vote on a new declaration of worldwide war without end, and without clear enemies. A "sleeper provision" deep inside defense bills pending before Congress could become the single biggest hand-over of unchecked war authority from Congress to the executive branch in modern American history.
President Obama has not sought new war authority. In fact, his administration has made clear that it believes it already has all of the authority that it needs to fight terrorism.
But Congress is considering monumental new legislation that would grant the president – and all presidents after him – sweeping new power to make war almost anywhere and everywhere. Unlike previous grants of authority for the Afghanistan and Iraq wars, the proposed legislation would allow a president to use military force wherever terrorism suspects are present in the world, regardless of whether there has been any harm to U.S. citizens, or any attack on the United States, or any imminent threat of an attack. The legislation is broad enough to permit a president to use military force within the United States and against American citizens. The legislation contains no expiration date, and no criteria to determine when a president's authority to use military force would end.
Of all of the powers that the Constitution assigns to Congress, no power is more fundamental or important than the power "to declare War." That is why, in 2002, when Congress was considering whether to authorize war in Iraq, it held fifteen hearings, and passed legislation that cited specific harms, set limits, and defined a clear objective. Now, Congress is poised to give unchecked authority to the executive branch to use military force worldwide, with profoundly negative consequences for our fundamental democratic system of checks and balances. Once Congress expands the president's war power, it will be nearly impossible to rein it back in. The ACLU strongly opposes a wholesale turnover of war power from Congress to the president – and all of his successors.
Coalition Memo to the House Committee on Armed Services Regarding a Proposed New Declaration of War
Comparison of 2001 Authorization for Use of Military Force and Proposed Expanded Authorization
The offending text uses doublespeak to declare perpetual war.
Specifically, the text uses the phrase "affirms" armed conflict which is the terminology used by congress to declare war in every instance since World War II.
Congress affirms that –
(1) the United States is engaged in an armed conflict with al-Qaeda, the Taliban, and associated forces and that those entities continue to pose a threat to the United States and its citizens, both domestically and abroad;
(2) the President has the authority to use all necessary and appropriate force during the current armed conflict with al-Qaeda, the Taliban, and associated forces pursuant to the Authorization for Use of Military Force (Public Law 107-40; 50 U.S.C. 1541 note);
(3) the current armed conflict includes nations, organization, and persons who–
(A) are part of, or are substantially supporting, al‐Qaeda, the Taliban, or associated forces that are engaged in hostilities against the United States or its coalition partners; or
(B) have engaged in hostilities or have directly supported hostilities in aid of a nation, organization, or person described in subparagraph (A); and
(4) the President's authority pursuant to the Authorization for Use of Military Force (Public Law 107–40; 50 U.S.C. 1541 note) includes the authority to detain belligerents, including persons described in paragraph (3), until the termination of hostilities.
Indeed, the moment we all feared has come before us, as Congress is set to give the President absolute power over the military, including the authority to launch military strikes within the United States against U.S. citizens.
With the assassination of Osama Bin Laden on Pakistan soil many were naive enough to believe that the War on Terror would come to an end.
Instead, the reported success of the raid to kill Osama bin Laden is being used as a crutch to push through new legislation in the defense bills which literally authorize World War 3, an endless war with no defined enemies and no borders.
The whole Osama Bin Laden staged media spectacle was put forward not only in order to install TSA in train stations, malls, and all major public events; it is also being used to convince the public to support endless war all in the name of security.
Short of committing genocide, the termination of the hostilities will never come and as such the war will never come to end.
We have already learned that officials falsified reports that Saddam Hussein had weapons of mass destruction to justify the invasion of Iraq for the "prize" of oil.
If a whole government of top officials can not be trusted, then surely a single president cannot be trusted either.
We have seen the U.S Government turn Nazi and buy and burn every copy of a book that had evidence of a 9/11 cover up. The Department of Justice has already published a memo calling constitutionalists and survivalists potential terrorists.
Is it not bad enough that U.S courts have already legalized the abduction of U.S citizens along with their indefinite detention and torture in overseas prison camps? Or that the U.S Government openly admits to gunning down, kidnapping and torturing American college students?
Under the definition of the legislation, the president could authorize the military to attack the ACLU building because they have supported the "terrorists" by arguing for their civil rights.
How long will it take before this moves towards assassinating activists?
The have already labeled conspiracy theories as "dangerous thoughts that could lead to violence" and have even specifically called The Intel Hub, which routinely publishes my articles, an echo chamber pushing out "dangerous thoughts that could lead to violence".
Uncle Sam openly admits to turning its multi-billion dollar espionage network against U.S citizens which has produced such great fruits as innocent activists exercising their first amendment rights being placed on the terrorist watch list by the FBI and Department of Homeland Security.
Just remember that as long as we are in a state of war your civil liberties and constitutional rights are pretty much null and void, only enforceable if the Government allows you to have them.
Even then, they can declare you a terrorist, an enemy combatant, or a threat to national security to revoke your constitutional rights immediately. They then can play the national security card when they are asked to explain their allegations.
This is rotten all around, and the first step to getting our rights back is to end the perpetual wars.
Contact your congressman and tell them NO WAY to this egregious bill!!
A blog which is dedicated to the use of Traditional (Aristotelian/Thomistic) moral reasoning in the analysis of current events. Readers are challenged to reject the Hegelian Dialectic and go beyond the customary Left/Right, Liberal/Conservative One--Dimensional Divide. This site is not-for-profit. The information contained here-in is for educational and personal enrichment purposes only. Please generously share all material with others. --Dr. J. P. Hubert
Monday, May 16, 2011
Congress To Vote On Declaration of Worldwide Perpetual War; No Borders, No Clear Enemies
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Articles Archive for July 2010
Chicago, Chicago White Sox, MLB, Oakland Athletics »
It's not every game that you run into someone famous walking the concourse of a ballpark. Last night as I was walking from home plate to right field along the 100-level concourse of U.S. Cellular Field, I noticed the Reverend Jesse Jackson walking towards me. I asked if I could take a picture with him and he replied as long as that baby is included. And, of course, the Ultimate Sports Baby would always be included in a picture like that.
My timing needed to be perfect in order to walk …
Cincinnati Reds, Milwaukee, Milwaukee Brewers, MLB »
Everyone knows the main attraction when attending a Brewers game at Miller Park is the sausage race in the middle of the 6th inning. Another highlight is watching Bernie Brewer take a spin down his slide after the Brewers hit a home run. But, something that rarely occurs is when a player hits a ball so far it lands in the slide. That is what Brandon Philips did Wednesday afternoon as he hit an 8th inning grand slam 450 feet. That grand slam put the game out of reach as …
Chicago, Chicago Cubs, MLB, St. Louis Cardinals »
For the second week in a row Sunday night baseball was held at Wrigley Field – two Sunday night baseball games at the same location in back-to-back weeks is definitely rare. The St. Louis Cardinals were looking to avoid being swept by the Chicago Cubs and managed to comeback from a 3-2 deficit to defeat the Cubs 4-3 in 11 innings.
A kid sitting next to us held up a sign throughout the entire game that read:
It's A Plane
It's Superman
No It's Marlon Byrd
At first I thought there was no way this …
Chicago, Chicago Cubs, MLB, St. Louis Cardinals »
For the third time this season, I met up with a fellow sports roadtripper (someone who travels to attend sporting events) – Sean MacDonald who runs the website sportsroadtrips.blogspot.com. Sean lives in Tokyo and was on a two week trip touring the Midwest. His itinerary can be found here.
Pre Game Dining
I already had tickets for us so we decided to grab a beer at one of my favorite Wrigleyville dive bars. Wrigleyville North is located on the corner of Sheffield Ave and Byron Rd. The place was empty before the …
Chicago, Chicago Sky, New York Liberty, WNBA »
Four weeks ago I had the same predicament. Attend the Friday afternoon Cubs game, the Milwaukee Brewers night game or the Chicago Sky game. Most people would never consider attending a WNBA game over a Major League Baseball game but that is what I ended up deciding today for obvious reasons. First, I had to work – meaning the afternoon baseball game was out. Second, even though I am working in the northwest suburbs, I would get home too late from Milwaukee – probably around midnight.
Thus, the Chicago Sky was …
Chicago, Chicago Cubs, Houston Astros, MLB »
Last season, I scheduled a few doctor's appointments to coincide when the Cubs or White Sox were playing on a weekday afternoon. Today was no different as I had a scheduled dental procedure that would keep me home all day. The good thing was that my dental appointment was early in the morning – meaning I could come home, take a nap to recover and still make it to the Cubs game which started at 1:20 pm.
However, of course, since I was in so much pain the game lasted 12 …
Chicago, Chicago Cubs, Houston Astros, MLB »
After losing 11-5 on Monday night to the Astros, the Cubs put on their own offensive display tonight defeating the Astros 14-7 (after the Astros had a 7-1 lead heading into the bottom of the 5th).
Aramis Ramirez hit three home runs in tonight's Cubs game for the fourth time in his career. This was also the third time this season I have witnessed a player hit three home runs in one game. The other two were Albert Pujols on May 30 and Drew Stubbs on July 4. …
Chicago, Chicago Cubs, Houston Astros, MLB »
There are a lot of things I take for granted at Wrigley Field now that I have attended 435 Cubs games, two minor league games and the NHL Winter Classic at the ballpark. One thing I never think of is the ballhawks that sit along Waveland Ave. I pass these guys every game, but have never talked to or inquired about their desire to sit outside Wrigley Field which is equal to my desire to sit inside the ballpark. In fact, I have never once wandered outside to try to …
Chicago, Chicago Cubs, MLB, Philadelphia Phillies »
One of my favorite things about Sunday night baseball is that my Sunday afternoon's are completely free. I can sleep in, go to brunch, BBQ, nap and still attend the Cubs game. Today was case in point. After a relaxing Sunday, I walked down to my neighbor's place before the game to BBQ.
Philadelphia Phillies at Chicago Cubs
Tonight Roy Halladay was pitching for the Phillies. However, after pitching 18 consecutive scoreless innings, he gave up four runs in the second inning and the Cubs never looked back cruising to an 11-6 …
Chicago, Chicago Cubs, MLB, Philadelphia Phillies »
Geovany Soto (and, of course, Carlos Marmol) blew my chance to see a four-game sweep of a series. Marmol walked five in route to a four-run ninth inning for the Phillies. However, the Cubs would have won if Soto held onto Tyler Colvin's solid throw from left field. The throw beat Brian Schneider but Soto's drop allowed Schneider to score.
The Cubs would have still needed to win tomorrow for the four-game sweep. But this would have only been the second time I witnessed a team win the first three games …


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Torchlight hike
20.01.202008:00 PM h
Torchlight hike through the wintery countrysied of Miashofen, including a refreshment stop to enjoy a mug of hot, spiced wine. Sighn up ba 5 pm at the tourist office! Meets: 8 pm at the tourist office;
Fee: € 5,00 incl. torchlight and 1 Glühwein or soft drink


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Connection. Support. Trust.
Everything Changes When You Have A Child For as long as I can remember, I dreamt of being a mom. I had visions of life as a stay at home mom and feeding, holding and loving my future children circling my mind for years before my first son Daniel was born. Then, in the early …
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With the final outcome of health-care reform being signed into law by President Obama a few months ago, many believe the deed is done. But many others, like me, think the journey for more accessible health care for Americans has just begun. Either way, most of us are still trying to understand just what has been gained through reform that did make it into law. As breast cancer patients and survivors, we especially know how important it is to understand our health care and what is available to us and our families.
I have been perusing several resources to clarify the changes to health care and the benefits to the American people. The ones that have helped me the most are the April 5, 2010 issue of Time, the May 2010 issue of Money, and a new book written by the staff of the Washington Post: Landmark: The Inside Story of America's New Health Care Law and What It Means for Us All. This book is by far the best resource I have read to date. The table of contents reads like a Frequently Asked Questions list, and it covers every question you could possibly think of related to the new health-care reform.
I was really interested in the first four chapters, which provided insight into the politics of health care. As a relative newcomer to the United States and even as a political science major, I found American politics a little confusing. Watching the process that brought us health-care reform was a first-class education for me; I got to watch it in action with all its checks, balances, and counterbalances. Reading in the book about what was taking place behind the scenes was like icing on the cake!
The book addresses all of the changes that came with reform to health insurance coverage and shows how they will be applied. It can be used as a reference manual to health care through the coming years. Since many of the provisions will not be enforced until 2014, there is still a huge gap in who and what is covered. Most people don't even know the immediate implementations and how they will help their family. One thing I didn't know before reading the book is that after 2014, chiropractors and other alternative providers will have to be covered by your insurance as their licenses permit. For cancer patients, this is especially good news since many of us seek complementary medicine to help us deal with the effects of first-line treatment.
I think I will be returning to these resources time and again to clarify what exactly reform means to me and my family. As happy as I was to receive a copy of Landmark (signed by Ceci Connolly, national health policy correspondent for the Washington Post and lead author),
I am astounded that we need a book to understand health care in this country. The truth is that we do need a book. In Canada, I just needed a card.


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Prohibited items - Don't pack objects with sharp points or sharp edges and prohibited items in your hand luggage. This includes, but is not limited to, items such as toy weapons, knives, pepper spray, mace, razor blades, cork screws or screwdrivers.
Keep your hand luggage with you at all times. Do not leave any baggage, handbags or parcels unattended. Report any unattended baggage or suspicious looking packages to the nearest airport representative or the police.
Old Tags - Remove old tags and barcodes from your hand luggage – it will speed up the check-in process.
Hand luggage weight - Check with your airline the acceptable weight for your hand luggage. If you cannot easily lift your hand luggage above your head, it is probably too heavy.
Personalise your luggage - Put a key ring, sticker or other identifying mark on your bag so that you can correctly identify your bags.
Baggage wrapping facilities are available at the airport and the costs are as follows:Bags(including golf bags): R80 , Baby chair/seat: R100 , Bicycles,Boxes and Surf boards: R120 (Disclaimer: Prices shown are subject to change without notice)
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Liquids, aerosols and gels (LAGs) - All LAGs need to be packed in a re-sealable transparent plastic bag and the total capacity of this bag cannot exceed one litre. You are only allowed to carry containers that have a maximum capacity of 100ml each. Each passenger can carry only one of these bags and these bags must be presented to security personnel for inspection.
Medication - If you need to take medicines with you on an international flight, try to keep them in their original packaging. You will be asked to present them to security personnel at the screening points. Remember to bring your prescription with you, as this will assist security in identifying the medicines and will prevent delays.


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2004 Ch. d'Yquem, Sauternes
White | Ready, but will keep | Chateau d'Yquem | Code: 1467 | 2004 | France > Bordeaux > Sauternes | Sauv.Blanc & Sémillon | Full Bodied, Sweet | 14.0 % alcohol
"...This shows wonderful aromas of pineapples, apples and lemons with loads of botrytis. Full-bodied, but incredibly refined and long. Superfresh and racy. It goes on and on and on. Fabulous. This has an incredible purity and brightness. Like a perfectly cut diamond."
James Suckling - Wine Spectator - Apr-2005
Eligible for storage in our Bonded Warehouses, terms and conditions apply. See Further Details
Scores and Reviews
The Wine Advocate
The Wine Advocate - Served from an ex-chateau bottle. This replicated the performance in the Southwold blind tasting. The 2004 Chateau dYquems bouquet is generous but not as complex as either the 2005 or indeed the 2006. The oak a little pronounced considering the age in bottle, but it does not leap at you shouting Im Yquem! The palate has a viscous tangerine and orange peel opening with fine acidity. There is good weight in the mouth, with touches of spice and cardamom. It finishes just a little abruptly for a Yquem, a pretty note without requisite sustain. Drink now-2035. Tasted March 2014.
Neal Martin - 26/06/2014
You may also like
The Producer
Chateau d`Yquem is often described as the greatest sweet wine in the world. After centuries of family ownership, Yquem was finally sold in acrimonious circumstances to Louis Vuitton-Moët-Hennessy in 1999. However, its former owner and director Alexandre de Lur-Saluce remains in charge.
Yquem is located on the highest hill in Sauternes and enjoys the best growing conditions in the whole appellation. The 110-hectare vineyard is planted with 80% Sémillon and 20% Sauvignon Blanc. Only fully botrytized fruit is picked by the 150 highly skilled pickers and yields are so low that each vine produces only one glass of wine.
Yquem is fermented in oak barrels (100% new) and is left in barriques to mature for up to 36 months. Intensely opulent when young, Yquem develops an extraordinary complexity and exotic richness when fully mature, with the best vintages lasting for over 50 years. Château d'Yquem is classified as a 1er Cru Classé supérieur.
Other wines by this producer:
The Grape
The blend used for White Graves and Sauternes and rarely encountered outside France. In the great dry whites of Graves, Sauvignon Blanc tends to predominate in the blend, although properties such as Smith Haut Lafite use 100% Sauvignon Blanc while others such as Laville Haut Brion have as much as 60% Sémillon in their final blends. Sauvignon Blanc wines can lose their freshness and fruit after a couple of years in bottle - if blended with Sémillon, then the latter bolsters the wine when the initial fruit from the Sauvignon fades. Ultimately Sauvignon Blanc gives the wine its aroma and raciness while Sémillon gives it backbone and longevity.
In Sauternes, Sémillon is dominant, with Sauvignon Blanc playing a supporting role - it is generally harvested about 10 days before Sémillon and the botrytis concentrates its sweetness and dampens Sauvignon Blanc`s naturally pungent aroma. It contributes acidity, zip and freshness to Sauternes and is an important component of the blend.
The Region
Sauternes is where arguably the world's finest sweet white wines are produced. The Sauternes appellation actually consists of five communes: Barsac, Preignac, Bommes, Fargues and Sauternes itself. Barsac is also an appellation in its own right.
Sauternes literally has an atmosphere different from any of the other major communes. At the southern tip of the Graves,close to the Garonne, not only is the land hillier and decidedly more bucolic but it also enjoys a specific mesoclimate of evening autumn mists which linger until well into the following day, unless burnt off by warm sunshine.The mists are caused by the cool, spring-fed waters of the Ciron River meeting the warmer tidal Garonne, and the result is an ideal environment for the growth of the mould botrytis cinerea. When its arrival is felicitous, it feeds on the water in the ripe grapes, dehydrating them and leaving sweet, shriveled fruit.
Other regions in Bordeaux (ie Cadillac, Loupiac) produce wines in a similar style from the same method, but none achieve the profundity and complexity of Sauternes.
Recommended Châteaux : Ch. D'Yquem, Ch. Climens (Barsac), Ch. Suduiraut, Ch. Rieussec, Sigalas- Rabaud, Ch. Coutet (Barsac), Ch. de Fargues, Ch. Lafaurie-Peyraguey, Ch. Doisy-Védrines (Barsac), Chateau Partarrieu, La Tour Blanche
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£13.80 (inc. VAT)
per case per annum
|Customer Reserves
|For wines purchased In Bond,
Duty & VAT charges become payable upon withdrawing from your reserves.
BBX wines can only be bought In Bond.
Minimum annual storage charge applies.
More information on wine storage
|£12.60 (inc. VAT)
per case per annum
for Cellar Plan Members


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When bicycle tires, sports balls and inflatable toys need a little air, a floor or hand pump is an invaluable asset. Perhaps most famous for their bicycles, Schwinn also produces a line of air pumps. Some pumps are handheld, and others must be placed upright on the floor for use. The latter design features a "switchblade" nozzle that attaches to the valve and locks in place. Before beginning inflation, always check your item for its recommended psi (pounds-per-square inch). This will prevent you from over- or under-inflating the item.
Remove the plastic valve cap if you are inflating a tire.
Push the lever on the pump head down so that it's parallel to the pump's hose. If you're inflating an item (such as sports ball or toy) that requires a pump head attachment, fit the attachment to the head now. These attachments will have come with your Schwinn pump.
Attach the pump head to the valve of the item you're inflating. If inflating a bicycle tire, be sure to match the correct nozzle with the valve. Bicycle tires generally feature either Presta (thin) or Schrader (thick) valves. Presta valves has a locknut at the tip that must be loosened before inflating the tire.
Flip the pump head lever upright to lock the head onto the valve. Begin pumping. Once the item is properly inflated (check the inflation gauge on your pump), turn the pump head lever back down and lift the head from the valve.
Close the locknut (for Presta valves) and replace any valve caps that were removed.


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A defendant has been added in the case of a group of Brooklyn men charged with trying to support the Islamic State.
Dilkhayot Kasimov, 26, was named in a court document filed on Monday in Federal District Court in Brooklyn.
He is named along with Abdurasul Hasanovich Juraboev, Akhror Saidakhmetov and Abror Habibov, young men from Brooklyn who were arrested and charged in February with trying to join the terrorist group, also known as ISIS.
Under watch by a government informant, Mr. Juraboev and Mr. Saidakhmetov had spoken admiringly of the Islamic State, and had purchased tickets to travel to Turkey. Prosecutors said they planned to slip into Syria and enlist with the group. Mr. Habibov, who owned cellphone repair kiosks at which Mr. Saidakhmetov worked, helped finance and arrange the travel, prosecutors said.
Mr. Kasimov, an Uzbek citizen who lived in Brooklyn, worked alongside Mr. Habibov to raise money for Mr. Saidakhmetov's travels, prosecutors said on Monday.
They raised about $1,600 from several people, and Mr. Kasimov delivered the money to Mr. Saidakhmetov at Kennedy International Airport just before Mr. Saidakhmetov was to fly to Turkey.
Mr. Kasimov is to be arraigned on Wednesday.


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PagePlus Starter Edition is a free desktop publishing package that makes it easy to create a range of professional documents.
The program includes pre-built design templates for brochures, business cards, compliment slips, flyers, letterheads, menus, newsletters and posters, for instance. Just double-click the template closest to your needs, replace the default content with your own, and you're ready to go.
You need more control? Then create a blank document in a common size (A3, A4, A5, Letter, Legal, Tabloid and so on) or type (booklets, greetings cards, CD or DVD covers, more). Import whatever graphic you need: PagePlus Starter Edition supports 27 formats, including Photoshop PSD. Then use the WYSIWYG layout features, powerful drawing tools, built-in word processing and precise alignment options to build professional projects in minutes.
Well, probably. There are some limitations, though, unsurprising as the Starter Edition is entirely free. The most significant is that you can only create documents with a maximum of 5 pages. Others include a limited number of templates (the full version has many more), RGB-only colour management (CMYK, HSL, Pantone and Spot Colours are available in the full version), and several missing features. There's no support for PDF import or export, no photo editing tools or mail merge option, for instance.
The program is still perfectly capable of creating high quality documents, though, and if you need a free and very easy-to-use desktop publishing tool then it must come high on the list. If you need the extras, though, take a look at the full version: you'll find all the details on Serif's site.
Please note, you will need a serial code from Serif to use PagePlus Starter Edition. Follow the instructions: http://www.serif.com/FreeDownloads/
If you can live with the 5-page limitation then Serif PagePlus Starter Edition is a very capable and effective desktop publishing application


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ICA was one of the founding institutional members of the Northeast Ohio Alliance for Response, part of a national initiative of Heritage Preservation, which also co-sponsors the Heritage Emergency National Task Force, a partnership of 40 national service organizations and federal agencies.
ICA is committed to aiding cultural institutions in their disaster preparedness and response efforts. In addition to offering ongoing educational opportunities, including the recent free symposium "Digital Media: Disaster Preparedness and Recovery," ICA provides disaster services including:


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Greens to block same-sex marriage plebiscite
The Federal Government's same-sex marriage plebiscite has hit a major roadblock, after the Greens announced today that it would block legislation to enable the nationwide vote.
Greens leader Richard Di Natale made the surprising announcement at a press conference in Melbourne on Friday, saying ``We should never put questions of human rights to an opinion poll. The Greens won't support this waste of money that is designed to delay equality and give a megaphone to hate and homophobia."
LGBTIQ spokeswoman Janet Rice told The Guardian that the fastest way to achieve marriage equality was to have a free vote explaining, "blocking the plebiscite will increase the pressure on Malcolm Turnbull and the coalition to catch up with the rest of the world"
The decision by the Greens places increased pressure on Labor to finalise its stance. However Opposition Leader Bill Shorten has already dismissed the plebiscite as "ridiculous" and a "delaying tactic" which serves as an indication they might also block the bill, reports The SMH.
According to gay federal Liberal MP Tim Wilson "if the law doesn't change, it will be on Bill Shorten and Richard Di Natale for three years because they said this issue isn't worth fighting for."
The spokesperson for Parents and Friends of Lesbians and Gays Sharyn Faulkner said, "Our LQBTI children should not have to plead with millions of other Australians to have their fundamental rights recognized, while at the same time enduring hate and bile."
Australian Marriage Equality chairman Alex Greenwich said that before parliament resumes a pathway to marriage equality must be agreed on.
"No one party has the numbers by themselves to achieve marriage equality through a parliamentary vote or a plebiscite, we call on our leaders to urgently come together and deliver marriage equality in line with the wishes of the Australian people."


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The moment that Mark told me, "No I'm not a smiler," I knew this senior portrait session was going to be fun. Some photographers might cringe at this type of comment, but for me I was thrilled. I love working with people, and when you are in the people business you are bound to come across a lot of personality types. As a photographer it's so invigorating to come across a client who breaks the mold, especially a senior portrait client! Mark was so intelligent, present, and wonderful to photograph. He even brought along a Superman T-shirt to do a classic Clark Kent photo op - I was in heaven. His parents, Melissa and Mark Sr., were so ecstatic to see Mark go through and pick his favorites before they even had a chance to see them!
I feel like I was able to truly capture who Mark is in these photos, and I hope you think so too!
"I loved them! I waited until I could see them with my husband and Mark Jr. I will look them over in detail with them this weekend and let you know which ones we picked. Although, Mark Jr. picked most of them already, so I will pick the rest and let you know about the senior pictures we picked. Thanks for making this a great experience for us. "
-Melissa B.
Leave a Reply.
Hi! I'm Kelsey - cat lover, coffee drinker, and green thumb. I've been photographing people for over a decade and can't wait for you to take a peek around!
August 2019


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Dentistry is all about getting a great set of teeth, a disease-free healthy mouth, and of course a beautiful heart-warming smile. Over the period, dentists have focused on how to get a non-functional tooth back to work and serve its purpose. Needless to say, we seem to have over-looked the fact that the oral health has as strong and direct influence on the over-all well-being of the body. But now, there is an over powering paradigm shift towards a more holistic approach. The word 'holistic' itself originates from the word 'the whole', meaning that now we need to have a definite change in perspective when we look at a diseased tooth.
Who are holistic dentists?
Truly holistic dentists are who educate patients on the importance of overall health and how dentistry can play a role in the overall health. All dentists to some extent see the importance of the mouth in the overall health of an individual. For instance, studies have concluded a link between gum disease and heart health, diabetes, and pregnancies. However, many dentists are not focused in the long-term effects of what dentistry does (or could possibly do) to the whole body. Hence the reason the field of holistic dentistry was formed.
Definition of holistic dentistry
Holistic dentistry, also referred to as biologic dentistry, is an alternative approach that focuses on the use of non-toxic restorative materials for dental work, and emphasizes the unrecognized impact that dental toxins and dental infections may have on a person's overall health. While traditional dentistry focuses only on the areas above the neck, holistic dentistry looks at the patient as a whole system and how the mouth relates to the rest of the body.
Three concepts of holistic approach in dentistry
- Minimal invasive dentistry
Conservation of healthy tooth structure and 'respect for the original tissue' is what minimal invasive dentistry is all about. Prevention of disease, remineralization of the decalcified teeth and minimal intervention of the dentist during the treatment are the key to a holistic approach. For example, a cavity preparation was earlier extended to the unaffected vulnerable areas of the tooth to prevent further caries. Also known as 'extension for prevention'! Here is where the change has happened. Its 'prevention from extension'. The dentist makes sure to preserve as much as healthy tooth structure possible to make a small cavity to receive a filling.
- Mercury-less fillings
Yes! Mercury has been completely eliminated from dentistry for ages now. Although, it has been proved that the amount of free-mercury in the 'silver fillings' are too minimal to allow toxic changes to our body, we do not want to take any chances. White fillings have taken over the dental office and almost all the patients prefer tooth colored materials.
- Fluoride … boon or bane?
Many miscalculated facts and under researched myths prevail in the society regarding the use of fluorides for prevention of dental caries. It is well known fact that fluoride helps prevent cavities and decay by coming in direct contact with the tooth enamel.
The use of fluoridated toothpastes has been propagated since some time, but are they really necessary? Does everybody need a fluoridated toothpaste? No! If a person's teeth are naturally resistant, or in other words, their teeth already have high fluoride content, then that person may not need to use fluoridated toothpaste. Some people will have so little risk (e.g., they are getting enough fluoride from other sources, their diet is very low in fermentable carbohydrates, their dental plaque composition is not cariogenic enough) that theoretically they do not need it. The Centers for Disease Control and Prevention recommends that the fluoride intake of children under age 6 be monitored, because those years are important for tooth development. Overuse of fluoride during this period can result in enamel fluorosis, a developmental condition of tooth enamel that may appear as white lines or spots on the teeth. Now, talking about professionally applied topical fluorides by dentists, every patient does not need a fluoride therapy! Holistic dentists sparingly recommend topical fluoride varnishes or gels.
Natural drinking water has fluoride. There are also standards since the 1950s for the amount of fluoride in the water. It must be between 0.7 and 1 part per million — this is safe, so parents don't need to have any concern. Fluoride levels can be easily checked in any city water. And even if people drink well water, it's recommended that the family get a sample of that well water and ask the dentist to check. The safe methods to use fluoride are available everywhere we just need to use them.
Natural is always the answer
Nature in its abundance has an enormous amount of resources which could keep us healthy. So, as holistic dentists we are focusing on natural, minimal intervention dentistry hoping for a better way of life. Keep smiling!


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Luxury New Townhouses In The Heart Of Roslyn Village. Elegant 3 Bed,3 Bath Condo With Top of the Line Appliances,Gourmet Kitchen,Marble Bath,Gas Fireplace,Balcony,Private Elevator,2 Car Garage.Set On 12 Acres w Waterside Promenade,Kayaks,BBQ Area,Playground And Private Clubhouse. True Urban-Suburban Living.One Block To Town,Shopping,Theater,Library And Restaurants.
|Sun Jan 26 2020
The source of the displayed data is either the property owner or public record provided by non-governmental third parties. It is believed to be reliable but not guaranteed. This information is provided exclusively for consumers' personal, non-commercial use.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Multiple Listing Service of Long Island, Inc.
Information Copyright 2020, Multiple Listing Service of Long Island, Inc. All Rights Reserved.


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Download the Crossfire Mod 1.7 at www.crossfire.swat-portal.com
Install the FreeLander Mod Manager 1.31
Deactivate all other Mods before you continue!!!!
Doubbleclick the CFsetup17.exe file to install the Crossfire Mod into the Freelancer Mod Manager.
Highlight the Mods name you want to activate and then click on activate.
Start Freelancer and enjoy the fun
Note: There is an OpenSP Addon available. You can download it at www.crossfire.swat-portal.com. (you also need to overwrite the current Crossfire Mod)
If you run into problems during the installation and update process then check the official Crossfire Guide Swat-portal.com
NOTE : This mod is copyrighted by the SWAT-Portal.
The Starlancer Ships and the other parts of this mod can be used in other mods only with my direct permission. If you want to use the other ships which are included into this mod you will need to ask the creators of these ships (which are listed on the credits). You are allowed to play the Crossfire Mod on the 24/7 Crossfire server and in Singleplayer. It is not allowed to use the Crossfire Mod on other servers without my permission (Send requests for permission to firstname.lastname@example.com). You are also not allowed to edit the Crossfire mod or to use parts of it for your own mods without permission.
SWAT_OP-R8R - Main designer / coder
SWAT_OP-R8R - Ship Models (Shroud, Wolverine, Tempest, Sai, Predator, Phoenix, Patriot, Naginata, Mirage, Coyote, Crusader, Grendel, Sabre, Saladin, Goliath, Badanov, Kiew, Yao, Kurgan, Scimitar, Kozlov, Berijev, Krelow, Kresta, Anatov, Lagg, Kossac, Kamov, Basilisk, Saracen, Azan, Haidar, Karak, Salin, Yamato, Shadowblade, Deathblade, Warblade, Nomad Interceptor, Reliant)
Ryuujin - Ragnarok Gunship
Baene - Baene's Ship Packs (Bullpup MkI, Bullpup MkII, Bullpup MkIII, Ceptyr,Hydra Mk III, Elder, Enfilade, Silverfish, Interloper, Marauder, Gunstar, Guardian, Draconji, Elite Defender, Starskipper, Rage Bringer, Shifter, Seething Fury, Scourge)
Chips - Soulforge Train
TinyTeeth - Deimos (textures by Kasdia)
rsdnt-evle - Komodo Dragon
AENUR - Juni's Defender
Argh - Planets on intro
Marcus Maiwald - StarBlazer
Achilles - Mayfly, Darkangel, King Tiger
Atolm + Starforce - Kraken Dom'Kavash Cruiser
Gag - Bowin, A-9fx Hunter, Arcangel, Adonis, Chimera, MidnightHammer, Mirage-X, Nexus, SF18 Arrow
Deviant - Dolphin, Devil, Devilray, Drizzt
Chris Koehler - F-180 Hornet Mark II, F-190 Dagger
Mad Dog - Scouser, Cobra, Eliminator, Thunder, StrikeEagle, Devastator, ZX-14, Phantom
CPT. Cruk - Geko
Scarecrow - Avenger, Dom'Kavash Gunboat
RaZar - Raptor, Shooting Star
Darkpetzi - Exocet, A-106 Intruder II
Phoenix - ShadowReaper
Virus - V-Fighter, Stinger, Hermes
X_NightStinger - Troop Carrier
Wildcard - A-100 Stormrider
Heartless Angel - Angel Wing
Firewing - Damocles, Valiant, Orkus, Gladiator, Pyphon, Rage, Eos, Protheus, Tyrannis, Archon, Intrepid, Galilleo, Paladin, Hephaistos, Saphiras, Herakles, Broadsword, Nocturne, Spectra, Mutineer, Pioneer, Horizon, Iguana, Libertine, Peon, Lightbringer
Caid - Bretonia Champion
Yedan - Serafina
Glitch - SKIN-Jet
Plague - Vesuvius
3DHeaven - Raven's Claw
RGHawk - Freedom X-Interceptor
Baldwin + Gunny - Planet Infocards
Corp - Crossfire Cheat Protection Tool 1.0
Barney + XKS - CFstats 1.0
Thx to the beta testers of the 24/7 Crossfire Freelancer server
And a big THX to all tutorial- and tool writers out there
Special thx to DC_Blade, PiA_Jtak, Centaurian, DC_Haegar, DC_Thuban, Fitter55, Gunny, Harlan_Liner, NewPol, PiA_ChiefRedCloud, RGHawk, Tranquil_Dominance, UAC-Ruivo, Wild1 and those that I have not mentioned here for their help with the Crossfire Database Project.
==[Copyright and means of usage]=============================
Freelancer and Starlancer are © 2002 Micrsoft Corpration and Digital Anvil.
All Rights Reserved.
Crossfire Mod 1.7 is Copyright © 2004-2006 SWAT-Portal.


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Fuzzy words. I'm trying to comprehend the front-page article. Newspaper is crumpling in my hands. This is ridiculous, I can't even hold a piece a paper. Grumbling at my co-passenger's laptop bag that's touching my knee. This is going to be a long day. Nothing can ease this agitation.
Every morning, I vow to survive a caffeine-free day without complaining and ten minutes later, I crumble to failure. Why didn't I miss coffee as much as I do now, when I was on my detox? Why didn't I crave its frothy goodness when I slurped Milo as a kid?
On days like these, I curse the person who introduced me to cappuccinos and made me realise how incomplete I feel when I can't feel the warmth of the beverage between my fingers. I miss the piping hot sensation on my tongue. Its aroma that seeps through the plastic cup – oh my!
The day I moved to my new home in Sydney, the first thing on my to-do list was to find my local coffee shop, make best friends with the barista and make sure he learnt my complicated order by heart (it's a nightmare of an order, no jokes). As the days flew by, the funds from my bank account flew along. Money vanished like it was playing a game of hide and seek with my account (secretly, I'm still hoping that's the case). Even though I've mastered the concept of "budgeting", it's hard to not budget for a daily cup of coffee.
People say, "why don't you make coffee at home?". My answer to them is, "have you tasted shit? That's what home coffee tastes like". And it's true. After convincing my wallet to not jump out the second I walked past a cafe, I resorted to drinking coffee at home. Fail. The after-effects were the same. It consisted of hyperventilation, warm ear lobes, shaky fingers, and all that. But the drink, in itself, bypassed every level of disgusting. It tasted like poo mixed with sugar in muddy, soy milk.
My next strategy was to make coffee at internship. That plan sounded perfect. They have a fancy coffee machine with even-more fancy coffee sachets. One possibly can't go wrong with technology that requires minimum human effort. Just press a button.
Fail. Again. Except that this one tasted like poo in muddy water. Black coffee disaster.
It saddens me to see how stingy I've become. There were days when I bought others their compulsive morning drink. My fat wallet was bursting with loyalty cards from every coffee shop in town. Everyone knew my order.
My wallet is thin.
My head misses the coffee hit.
And my bank balance… let's not go there.
I'm sure you're sipping on your afternoon cup, as you're reading this. Enjoy that while I go and refill my water bottle.


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Brown-headed cowbird, male. Amado, Arizona, USAStock Photo: 22916Species: Brown-headed cowbird, Molothrus aterLocation: Amado, Arizona, USAFormat: Digital 2:3Copyright © Phillip Colla, all rights reserved worldwide.
Keywords: amado, animal, animalia, arizona, ater, aves, bird, blackbird, brown-headed cowbird, chordata, cowbird, creature, icteridae, molothrus, molothrus ater, nature, passeriformes, usa, vertebrata, vertebrate, wildlife
Updated: January 27, 2020


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Preconference of the Society of Self and Identity
Preconference of the Society of European Social and Affective Neuroscience
Preconference on Relationship and Health
Preconference on The Self-Regualtion of Health
The General Meeting of the European Association of Social Psychology is one of the largest and most important meetings of social psychologists, which take place in Europe every 3 years. European and non European researches are invited to present their work about a wide range of topics in Social Psychology including: Attitudes, Emotion and Motivation, Group processes, Intergroup Relations, Interpersonal Processes, Social Cognition, and Self and Identity. It is sponsored by the EASP.
Tel: +34 902 430 960Fax: +34 902 430 959
2016 © All rights reserved


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With video cameras starting at £150 and mobile phones and tablet devices able to record video, it is now much easier to record your school communications, events and presentations and make it easier to communicate with your children, parents/guardians and local community.
Video can be used for a wide range of uses and below is just a small list of suggestions:
With both Vimeo and YouTube, a bit of HTML code is given everytime a video is uploaded which then allows the video to be embedded within your website. By embedding the video in your web page, the video will appear on your site whilst still retaining the useful tools of YouTube/Vimeo such as fast-forward and full screen.
When recording video, the file size tends to be very large but YouTube and Vimeo overcome this by compressing the files to make them much smaller and so quicker to download and watch.
Click below for tutorials and examples of both Vimeo and YouTube.


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Market efficiency and moral hazards
This content was COPIED from BrainMass.com - View the original, and get the already-completed solution here!
1. 35% Turkey growers operate in a competitive, constant cost industry. This industry has reached a long run equilibrium at a price of $1 per pound of turkey
a. Illustrate the situation for a typical grower and the market. Show price, farm and market quantity, and farm profits.
It is known that unregulated waste products from turkey production degrade water quality in nearly lakes and streams.
b. Explain why this pollution creates inefficiency in the turkey market this pollution and illustrate the inefficiency on a graph.
The Environmental Protection Agency proposes stringent waste control requirements on all turkey growers. Growers argue against the proposal by pointing out that the regulations will increase the cost of producing a pound of turkey by 10 cents and the extra cost will be passed along to consumers. However, EPA implements the regulations, which are expected to be permanent.
c. Under what conditions in the turkey market would it be true that the price would rise by the full 10 cents in the short run?
d. Are those conditions likely to exist in this market? If so, explain why. If not, discuss the likely short run effect of the regulations under market conditions that you think are more realistic.
e. Explain the short run effects of the regulations on the quantity of turkey sold by each grower and in the entire market, the number of growers in business, and profits of a typical grower.
f. Explain what will happen in the long run to the price, quantity sold by each grower and in the market, the number of growers in business, and profits of a typical grower.
g. What information would you need to determine whether the new long run price and quantity are at the efficient level? Assume that the pollution is the only externality of turkey production.
2. 30% The Scottsdale Park Zoo is expanding its exhibits to present more species and have them live in more natural enclosures. The directors are deciding how to set the admission price for the improved zoo. Assume SPZ will set one price for all visitors and has some control over the price. The directors all agree that no matter what price they set, SPZ will not be able to cover all its costs from admissions revenue and will run a deficit each year. The SPZ financial staff reports that the expanded zoo will have fixed costs of $10,000 per day and that each visitor will add $1.25 in maintenance costs.
The county council member who serves as a director argues that SAM should set an admission price that minimizes the deficit and seek private donations to help cover the annual deficit. If it does this, she promises that the County will provide public funds to cover any deficit that remains after private donations are counted.
A spokesperson for "Friends of SPZ" suggests that the Zoo should 1) admit anyone who wants to visit, as long as each person pays for the extra cost that his/her visit creates, and 2) rely on private donations and tax revenues to cover the deficit.
a. Graph and properly label a set of demand, marginal revenue, marginal cost and average cost curves that could represent the expected situation at SPZ.
b. Use the graph to show the price that the council member and "Friends of SPZ" would set and explain the reasoning that produces each price.
c. Which price is economically more efficient? Why?
d. Show the extent of the inefficiency created by the other pricing option.
e. A third director does not say which pricing plan he supports. He proposes running a publicity campaign to increase public awareness of the expanded SPZ and raise attendance. He argues that a successful campaign will reduce the deficit. When you hear his proposal and argument, you whisper to your friend that you know which plan he supports. Which plan does he support and how do you know?
3. 15% A high school senior receives $25/week from her parents to spend as she wishes. She wants more income, and has found a job that pays $6/hour. She is currently working 15 hours/week.
a. Draw the student's budget constraint and show her equilibrium. Assume her parents will not allow her to work more than 25 hours/week. Ignore any possible taxes on her earnings.
Her parents raise her allowance to $40/week.
b. Draw the new budget constraint. Discuss the likely effect of this raise on the student's labor supply, assuming non-work is a normal good.
Instead, suppose her employer raises her wage to $7/hour, but the allowance remains at $25/week.
c. Draw the budget constraint for this situation. (Feel free to create a new graph.) Discuss its likely effect on the student's labor supply, assuming non-work is a normal good.
4. 15% Sea turtles are valued for their eggs, meat and shells, and as tourist attractions. Yet most species of sea turtle are endangered.
a. Analyze the economic factors that lead to this situation.
b. What policy (or policies) would you recommend to increase and sustain the population of sea turtles? Explain why you think it (they) would work.
c. Is sea turtle conservation a public good? Why or why not?
5. 5% Give an example of a public policy that is likely to create a "moral hazard" problem. Briefly explain why the moral hazard is likely to exist.© BrainMass Inc. brainmass.com October 9, 2019, 7:07 pm ad1c9bdddf
Solution Preview
1. See the attached file "externality." The marginal cost of production (MPC) is the supply curve for turkey. The demand curve meets the supply curve at equilibrium, a price $1 and output level A. However, the true cost to society is represented by the combination of the MPC and the marginal social cost (MSC). Thus the economically efficient equilbrium point is at a higher price, P2, and lower quantity, B. The increased cost of production is essentially a tax, which can be represented as moving the supply curve up and to the left. Note that the amount of the tax, represented by the green line, is shorter than the distance between the old price and the new price. This tells you that it is the slope of the demand and supply curves that are determining how much of the tax is being passed on to the consumer. The entire tax would be passed on to the consumer if the demand curve was vertical. This is occurs when the elasticity of demand is zero?quantity does not change as price goes up or down. This is the case for individual firms in a perfectly competitive market. However the entire market faces a downward sloping supply curve, as shown in the attached file. Individual firms are "price takers." Think in terms of a vendor selling wares just like what's available at the vendor right next to him. If he raises his price, everyone will just go to the next vendor. He must sell at the going rate.
The full cost of the tax will also be passed onto the consumer ...
Solution Summary
Determining the economic and socially efficient market outcomes. Description and example of moral hazards.


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"Oh yeah, and we'll probably need some drape." These words have been spoken time and again as clients realize that they have left an important piece of their décor budget out. Drape. Whether it's the misguided belief that event spaces will carry drape or as simple as seeing the "Décor" line item and not immediately be thinking about drape, it happens. Here are 5 reasons why drape should be top of mind when planning your next event. The gallery page over at Quest Events is our first stop when we're looking for drape ideas.
1. Masking
This biggest use we see for drape is to hide things. Hide ugly walls, hide backstage areas, stage egress points, or we use Duvetyne to mask a road case so it can be used as a TV stand. The list goes on and on. It can be as simple as putting a line of drape up along the upstage edge and as complex as wrapping an entire ballroom in drape. Often times black velour drape is used, but color, fullness, and fabric selections are growing to give event designers a world of creative choices. The gallery page over at Quest Events is our first stop when we're looking for drape ideas.
2. Delineation
More often seen in trade shows, using drape to delineate space is nothing new. Yet using drape to delineate larger event spaces means you no longer have to work in a giant box. Do you need a hallway where there is none? Create it with drape. Do you need to change the size of the room? Set drape up a few feet off the wall. Need a circular space? You get the idea. Drape and especially thicker drape can be used to move the dimensions of a room to suit your needs.
3. Acoustic Treatment
Here's a little tip from a former audio engineer the next time you're on a site survey. Walk to the center of the room and snap your fingers. Do you hear a little echo? Some reverberation? Now imagine that echo and reverberation amplified. Imagine you're an attendee trying to listen to a presenter. Will the natural acoustics distract from the message? The good news is drape can help. Well placed drape can muffle or disperse a rooms reverberance. It can help to make a "live" room sound better by diffusing sound waves and killing echo. This will make attendees focus on presentations, rather than the slapback echo they're hearing from the back of the room.
4. Décor
Using drape for decor is more than just dressing a few walls. Imaginatively hung drape can turn a boring room into something amazing within just a few hours. Uplighting silver drape can be used to change the feel or mood of a room. Color options are no longer static but can be changed from time to time to completely reinvent a room. Bunched or side slung drape on a black drop can make presentations more photo-friendly by adding depth and life to the subjects. By experimenting with different styles and hang patterns you can quickly recycle a room set-up from previous years to look fresh and new. Also, don't forget about star drops. With color change and chases, star drops can add a big punch to an otherwise boring black drop.
5. Theatrical Punch
Travelers are a type of drape setup that allows the drape to be opened and closed from a center point on the stage. They can be used to add a theatric flair to any event. They can also help to mask backstage activities between presentations. Is the president of your company introducing the next speaker? Use a traveler so attendees are not distracted by the next presenter getting his computer plugged into the AV equipment. Are you adding chairs and tables for a large round table discussion? Mask it with a traveler and reveal a brand new set when you open the traveler. Another option would be a kabuki drop. This is when a line of drape is dropped from the ceiling to reveal what's behind it. While these can get pricey, they are an absolutely unforgettable way of revealing something.
Drape has a multitude of uses and should be thought of at the start of the design process, not at the end of it.


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GURNETT: 'Dynamic' NYC-based HerMajesty to perform at Mohawk
I asked vocalist JP what we can come to expect from HerMajesty's set at Mohawk Place on Friday, November 3rd. He told me, "Visually, live, we are a mysterious and dynamic bunch. I play to the emotion of the songs and, at times, can get close to speaking in tongues… [we're] definitely a passionate bunch."
This will be HerMajesty's third trip to Buffalo. They love playing Mohawk Place in particular because of its management, sound system and lighting rig. The show, which also features The Tins, Monogold, and The Heroic Enthusiasts, starts at 8 pm.
I've never seen HerMajesty live, but I'm excited to. Their music is unique, relaxing and, while completely original, feels like familiar somehow. It's as if someone took some of my favorite artists, threw them a blender, and produced a delicious HerMajesty milkshake. Come check them out on November 3rd and see what all the fuss is about.
Seriously, it's only $5. You will find no better bang for your buck than a Friday night out for $5. Skip the bars with the cover bands and see something truly original that will knock your socks off.
Check out HerMajesty's music at www.soundcloud.com/herMajestyny.
Ryan Gurnett has a B.S. in Music Industry from The College of St Rose. He has worked as a studio engineer, live sound engineer, producer and sound editor and has been a musician for 25 years. He is currently the bassist for The Lady, or the Tiger?. Email him at email@example.com or find him on Twitter @SirWilliamIdol.


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Voltaware: Measuring energy consumption in order to reduce it
Energy Communities23/05/2017
Voltaware is a London-based startup that has developed a solution that enables individuals to monitor their energy consumption. Voltaware will join us at Vivatech at ENGIE's Energy Lab. Jérôme Mosnier, its sales manager, answered our questions.
Hello Jérôme, can you give me a quick introduction to Voltaware?
We are a young start up. The company was created a little over two years ago. We are based in London but are truly an international team, with people from six different nationalities! We come from the telecommunications world rather than the energy business. We came up with the idea of Voltaware by comparing people's telephone bills and electricity bills, starting from the fact that on a phone bill, you know exactly who called, how long the call lasted, and how much it cost. On an electricity bill, there is an amount to be paid and no other detail. So that's what Voltaware does: gives you a picture of what you consume, where your money is going, what appliances consume the most and when.
- A sensor is installed in the fuse box on the main circuit breaker.
- The sensor is then connected via WiFi to your router, which transmits the data to a cloud-based server where it is analyzed.
- The information is then sent in easily-understandable form to a mobile application.
Q: How is your solution innovative?
It's fundamentally innovative! Monitoring individual users' energy consumption is a very limited field. There are at most 4 or 5 players in the worldAlso, the Voltaware solution is:
- Very easy to install (record time is under 45 seconds), including by an individual user at home
- It allows you to forget about hardware: once installed, the sensor disappears: there are no cables, no need for an electrical socket
- The application allows us to communicate with the user to help them optimize their energy consumption.
Over the next few months, we will be increasing our commitment to our users by offering comparisons with similar homes, setting up games to help them lower their bills, and offering advice.The product functions I just described were developed by speaking with users and integrating their feedback and suggestions. This probably comes from our "telecoms" background, the "user-first" approach. For example, Voltaware offers home-care support for the elderly, since it helps identify if and when a person stops using their electrical current and allowing us to send out an alert. This feature was set up after we had a discussion with insurers!
Q - What are you going to show at Vivatech?
We will of course be showing our single-phase product, the one I just described, which is intended primarily for individuals and small SMEs. But it will also give us the opportunity to present our new three-phase product for businesses and communities.
Q – ENGIE and Voltaware are already almost old friends, right?
On our scale, yes, since we've been in contact with several ENGIE entities like Cofely and Endel for over a year about subjects like building maintenance and energy audits. We also won two calls for projects launched by ENGIE Fab.
The call for projects launched with Unibail Rodamco has actually given us the opportunity to install our sensors in two groups of buildings at La Défense. And the call for projects about "citizens as actors in the smart city" gave us the chance to address the issue of energy poverty. We installed sensors in households in low-cost social housing in order to help monitor consumption, identify appliances that consume too much allow residents to lower their bills.
Q – What does the future of energy monitoring look like to you and what role will you play in it?
It's no longer possible to not monitoring your energy consumption. Governments across the world are focusing on reducing energy consumption. And to lower consumption, you need to know what you consume!
Our solution has all the functions that energy companies are looking for in terms of agility and flexibility. Our sensor can fit into your pocket, it can be moved easily, and allows you to easily conduct successive audits.
We're different from our competitors in that . At the moment, most companies are concentrating more on optimizing energy use in the service or industrial sectors, but individual homes represent an enormous source of energy consumption (and potential savings) and our solution perfectly meets their needs, especially since monitoring and reducing consumption are becoming increasingly important.
Q- What do you expect to get from being at Vivatech with ENGIE?
We actually didn't know about Vivatech at all before. So beyond getting exposure among new customers, being at Vivatech with ENGIE will help us to better understand the Group's various entities and to identify the best ones for helping us integrate Voltaware into their operational projects.Our sensor can be used anywhere, so it can be used to satisfy various needs the Group encounters worldwide.
Q - And here's our last question: actually, it's your turn. What question would you have liked me to ask you?
I would have liked to talk about the technical characteristics of our solution, particularly the results of tests recently carried out by a lab. They showed that we are:
- 98% accurate on total energy consumption in homes.
- 99.2% accurate about current
- 99% accurate about voltage. Ours is the the only solution that can feed you data on the voltage in real time.
Also, the tests highlighted how easy it was to install our solution, with a record installation time of 45 seconds!
So our product both extremely precise and very easy to install, which should open a lot of doors when it comes to combatting energy waste.


text: If you're looking to save thousands of dollars on top of our already low prices, you've come to the right page. At Dwayne Lane's Chrysler Jeep Dodge Ram in Everett, Washington, we have a stunning inventory of used vehicles below $10K! And in case you think you read that wrong, check out the inventory below where you can drive away in a rugged Jeep Cherokee or an innovative Dodge Challenger for an extraordinary price. But you must hurry because these deals go quickly. Call us today for complete details, or come visit our Everett, WA auto dealership for an exhilarating test drive today!


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Z-Line Series MR-13
The Glasfloss Z-Line Series MR-13 pleated air filter features the latest in media technology to achieve MERV 13 while maintaining low pressure drop and long service life. The new MR-13 pleat is optimized for "LEED" compliance in new and existing buildings as well as providing a cost effective upgrade from lower efficiency pleated filters for a variety of commercial and industrial applications.
The MR-13 pleat is available in many standard and special face dimensions in 2" and 4" depths.
- Electrostatically Charged, 100% Synthetic Media
- Heavy-duty, Moisture Resistant Construction
- Galvanized Expanded Metal Backing
- Standard Size 4" Incorporate Media Separators


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Even though your kids may act like wild animals at times, you may be surprised to learn that they are actually less human than you think. In fact, we all are; with a 10 to 1 ratio of bacterial to human cells in our body, we are really 90% bacteria!
If that thought sends a shiver up your spine, don't worry—most of the microorganisms living in and on our body are beneficial bacteria that provide a variety of life-supporting functions crucial for our health. We all depend on our mighty microbes to keep us feeling our best, but they are especially important for kids' growing and developing brains and bodies.
Why Do Kids Need Friendly Flora?
Most of the good bacteria—the probiotics—in your child's body live in their gut, where they interact with their human cells to facilitate a variety of important bodily processes, including:
- Regulating the immune system
Probiotics have a profound impact on immune system function1. By crowding out and attacking inhospitable bacteria that can otherwise sneak in and make your kids feel under the weather, the good guy microbes act as an army of health guards that outcompete unwanted invaders. Good bacteria also work to keep the immune response in equilibrium because immune balance is key—overstimulation of the immune system can result in abnormal reactions and suppressed immune function can also lead to health issues.
- Optimizing digestion
Beneficial bacteria produce enzymes and short-chain fatty acids that help to break down the foods your children eat and improve nutrient absorption. Why is this important? No matter how many healthy foods you provide at meal and snack times, if your kids aren't able to fully digest and absorb the nutrients from those foods, they can't reap the benefits. Studies show that healthy populations of gut microbes lead to improved nutrient absorption, denser bones, and more muscle growth2.
- Keeping emotions in check
As parents, we know how emotional kids can be, and how quickly their feelings can change from moment to moment. The good news is that probiotics work to regulate their feelings and keep them in (relative) balance. Good microbes produce many important brain chemicals that affect your kids' emotions, like calming GABA3 and serotonin4, the "happy" chemical. Probiotics can even reduce levels of cortisol, a hormone that spikes during stressful situations4.
And that's not all! Friendly flora also produce B-vitamins, reduce temporary inflammation, balance blood sugar, promote dental health, increase energy, and improve sleep—and scientists are discovering more and more benefits every day. It's clear that children need good bugs to grow and develop properly and achieve excellent health, so how can we keep their bacteria thriving?
Importance of a Balanced Microbiome
The microbiome is the vast ecosystem of all of the good and bad guy bacteria living in and on our body. A balanced microbiome consists of about 85% beneficial bacteria and only 15% of the bad guys. In this ideal scenario, the good guys are always in control of the majority, which is imperative for them to be able to fully support our health.
However, if the good bacteria begin to decline, and the bad guys start to take over, we can get trapped in a downward spiral of health issues.
Unfortunately, keeping your child's microbiome safe and balanced isn't always as easy at it sounds, and the truth is that it can be downright difficult in our modern culture. Things like processed, sugary foods, antibiotics both in food and as medicine, antibacterial cleaners, chlorine in our water, and even overzealous hygiene habits can deplete their good microbes and open the door to a serious microbiome imbalance.
5 Ways to Keep the Good Bugs Safe
The good news is that you can take these five simple steps to keep your kid's good bacteria safe from probiotic antagonists:
- Provide plenty of probiotics. Your kids need a consistent source of probiotics to keep their microbiomes healthy, safe, and strong. For infants, breastfeeding (exclusively until six months) is the best source of beneficial microbes. For toddlers and up, a high-quality probiotic formula like Hyperbiotics PRO-Kids will ensure that they are getting a steady infusion of good bacteria into their little guts. Hyperbiotics formulas include multiple strains for broad spectrum support, and a patented delivery method that transports bacteria alive in a timed-release tiny (and easy to swallow) pearl. For dental, ear, and upper respiratory health, combine PRO-Kids with chewable PRO-Kids ENT for whole body support.
- Avoid unnecessary antibiotics whenever possible. Antibiotics can be important weapons against severe bacterial infections, but they don't discriminate between good and harmful bacteria when they mount their assaults, wiping out beneficial microbes along they way. Studies even show that one course of antibiotics can disrupt our gut microbiome for an entire year, so stay away from antibiotics in food and any unnecessary prescriptions5.
- Focus on probiotic-friendly foods. Processed foods, pesticides, artificial sugars, emulsifiers, and GMOs can all deplete your kids' good bacteria6, so concentrate on providing plenty of organic, plant-based whole foods and make sure to include prebiotics—fibers that are food for the good guy microbes. Good prebiotic sources include bananas, apples, and asparagus. Fermented foods and drinks like sauerkraut, kimchi, kefir, and kombucha also pack a fantastic probiotic punch.
- Keep kids active! Studies show that active people (both adults and kids alike) have more diverse, balanced gut microbiomes than people who are sedentary7. And remember, a healthy gut microbiome equals tons of good bacteria, so limit the video games and encourage lots of active, playful fun!
- Embrace the dirt. Today's society applauds cleanliness but in reality, antibacterial soaps, cleaners, and sanitizers are slowly destroying our microbiomes. You see, antibacterial cleaners are designed to kill all microbes, both good and bad, and we need all kinds of bacteria to train our immune systems. So, each time you slather your child's body in antibacterial soap, you are killing the bacteria that they need to stay healthy. Keep the good guy microbes safe by sticking to simple, natural soap and water and encourage plenty of outdoor (and yes, dirty) playtime.
As parents, we work so hard to keep our children safe each and every day. Now that we know the importance of the microbiome to our kids' well-being and happiness, we can do everything in our power to nurture and protect the good microbes that are such an integral part of their vibrant health.
- Houghteling, P. D., & Walker, W. A. (2015). From Birth to "Immunohealth," Allergies and Enterocolitis. Journal of Clinical Gastroenterology, 49, S7-S12.
- Blanton, L. V., Charbonneau, M. R., Salih, T., Barratt, M. J., Venkatesh, S., Ilkaveya, O., . . . Gordon, J. I. (2016). Gut bacteria that prevent growth impairments transmitted by microbiota from malnourished children.Science, 351(6275).
- 5. Bravo, J. A., Forsythe, P., Chew, M. V., Escaravage, E., Savignac, H. M., Dinan, T. G., . . . Cryan, J. F. (2011). Ingestion of Lactobacillus strain regulates emotional behavior and central GABA receptor expression in a mouse via the vagus nerve.Proceedings of the National Academy of Sciences, 108(38), 16050-16055.
- 3. Kato-Kataoka, A., Nishida, K., Takada, M., Kawai, M., Kikuchi-Hayakawa, H., Suda, K., . . . Rokutan, K. (2016). Fermented milk containing Lactobacillus casei strain Shirota preserves the diversity of the gut microbiota and relieves abdominal dysfunction in healthy medical students exposed to academic stress. Applied and Environmental Microbiology, doi:10.1128/aem.04134-15.
- Zaura, E., Brandt, B. W., Mattos, M. J., Buijs, M. J., Caspers, M. P., Rashid, M., . . . Crielaard, W. (2015). Same Exposure but Two Radically Different Responses to Antibiotics: Resilience of the Salivary Microbiome versus Long-Term Microbial Shifts in Feces. MBio, 6(6).
- Shehata, A. A., Schrödl, W., Aldin, A. A., Hafez, H. M., & Krüger, M. (2012). The Effect of Glyphosate on Potential Pathogens and Beneficial Members of Poultry Microbiota In Vitro. Current Microbiology, 66(4), 350-358.
- Clarke, S. F., Murphy, E. F., O'sullivan, O., Lucey, A. J., Humphreys, M., Hogan, A., . . . Cotter, P. D. (2014). Exercise and associated dietary extremes impact on gut microbial diversity. Gut, 63(12), 1913-1920.


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When I saw this ad, I immediately thought, "It's Happy Fun Ball!" (And the You Tube comments show that I wasn't the first to have that reaction.)
Then I began to wonder, what comes after reductio ad absurdum? The reduction has gone all the way through absurdity and shot out the other side in a shower of hilariously deadpan side effect shrapnel.
Maybe the pharmaceutical industry is banking on (and the banking industry is farming) a simple familiarity effect. We see something over and over again and the rough edges and qualifiers get sanded away. What remains is a general sense that what is familiar has social authority and must be credible.
This is similar to, though not identical with, the findings of Norbert Schwartz and his colleagues who have found that repeated exposure to claims leads us to remember them as true even if they are clearly identified as false when presented. This effect is especially strong among older people which may help explain why drug warnings don't have the alarming, self-defeating, absurd effect that they might.
So, in summary:
- Do not taunt Farmosilec
- Farmosilec may cause genital deformation, kidney failure, death and cannibalism (in that order)
- Farmosilec should not be handled by carbon-based life forms
- Farmosilec may cause disorientation and temporary blindness to patent(ed) absurdity
- Ask your doctor if Farmosilec is right for you


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Mobile Locksmiths: What Are Their Other Locksmithing Services
There are lots of men and women who think of mobile locksmiths whenever they find themselves lockout in their cars, cannot get inside and need replacement for their Chevrolet lost key. Should you want to know the other locksmithing services of mobile locksmiths other than Dodge key replacement, then you are advised to peruse this article further.
Usually, we hire only these mobile locksmiths when we have the immediate need to get inside our cars. They are the sole tradesmen in the market who have the tools and the expertise to produce duplicate of your Chevrolet lost key. At present, there are rising number of mobile locksmiths operating in the market, thus making it hard for you to find reputable one. Prior to experiencing being lockout from your unit, it is best that you know their other services. In there, you will know their other vital services which could be helpful to you in the coming days.
Nowadays, there are lots of men and women who are owners of advanced and modern vehicles that can only be operated utilizing transponder keys or chips. These these individuals lost their transponder keys, surely they will encounter certain problems and complications with their units. For those who cannot afford to have transponder keys customized by their car dealers, the best option available to them is to get the services of reputable mobile locksmiths. They are the best option available to get the needed transponder Dodge key replacement. Thanks to the services of these tradesmen as there is no need for you to have trouble in running your units again. Aside from the services showcased beforehand, you can hire these tradesmen for other services and these are further detailed below.
1. Hire these service providers whenever you need ignition repair such as Buick ignition repair.
2. You can depend on these people in mending or improving the keys of your vehicles which are tattered or broken. No matter what type or brand of car that you own, they can mend its broken keys.
3. They can also restore compromised locks of your vehicle.
4. These service providers have the capability in removing the keys stuck inside your car. In some instances where your keys are stuck and remained inside the locks due to your desire to open the locks of your units. Aside from removing the broken keys, they can customize replacement key.
5. These service providers are also skilled in installing vehicle alarm and surveillance gadgets.
6. Aside from cars, they can be called to duplicate and repair damaged keys of other vehicles such as motorcycle, motor boats, trucks and etc.
Call these service providers if ever you encounter any of the issues showcased beforehand.


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Group Health Insurance Allen
Employee Benefits Insurance in Allen is taking a huge chunk out of business' bottom line this year. It's not surprising then that Texas Small Business owners say the cost of Employer Sponsored Health Insurance is a big problem. We at Diversified Benefit Services are offering some advice on ways to Trim Health Insurance Costs and avoid the high costs of the Government Health Insurance Exchange offering. It is unclear yet whether the Texas Health Insurance Exchange or US Health Insurance Exchange will be much more than an overpriced mandate with limited benefits. There is, however, Affordable Health Insurance in Texas today.....and our customers will attest to this.
You've made it so far with your reading so here's the DBS Secret Sauce… First, if you're having issues getting Affordable Health Insurance, it really pays to use a Broker who specializes and works with all the insurance companies. "There are over 20 top-ranked Texas Health Insurance Carriers to choose from". From years of working with Brokers conducting Benefits Administration on their behalf, we have noticed most only use a couple Carriers due to the complexity in representing them. More and more Brokers are using only those carriers who are giving promotional offerings or spiffs (basically paying off the broker under the table to use that carrier's plans and another way to make more money on the backs of customers) – unfortunately not always with the customer's needs in mind. This is "very" common with Property and Casualty Brokers (which includes home, auto, general liability) who 'dabble' in Health Insurance. Business CFO's are now Benchmarking Healthcare Costs, and the more options you are shown, the better off your Employee Benefits Budget will look. Your Broker is there to not only present all the options, but to help narrow them down for you and determine the plan(s) that fit your needs best. In today's times, 'Bundling' Health Insurance Plans can be a great tool to drive down cost. Remember that term and ask your Broker how familiar they are with those plans. If they seem timid about the topic, start shopping until you do. DBS is Bundling almost all of our Group Health Insurance Plans to save clients large dollars on premiums, to the tune of thousands monthly. It's a technique we absolutely love and one reason we're closing over 98% of everything we touch. A good question to ask yourself: Is my business closing ratio against my competition almost 100%? What could I do to get that? Who gets to have such a thing that increases revenue consistently 35% per year? Well to be honest, we've been doing it for many years and we're confident our P&C friends could care less. That's why we're spelling it out here today for all to see.
Second, the best way to trim costs is to be open to new ideas. There's a lot of money to be saved if companies are willing to look at changing Health Insurance Plans or Carriers. "Because of annual increases, it can be costly to keep the same Benefits Plan or Carrier year after year". DBS recommends that employers shop around once a year, so they know what the competitive rates are. Even if companies don't make a change, at least they know what the market looks like for their Healthcare P&L Analysis. There's a huge rubber stamp mentality out there on rolling over Employee Insurance Plans and Health Premium Increases.
Third, you can get better participation when you offer your employees more than one plan – a Dual Option Insurance Plan arrangement is very effective. This is what's called 'Base' and 'Buy-up' Plans. The 'Base' Plan would be a High-Deductible Insurance Plan that would offer what the employees want such as Office Co-Pays, Prescription Co-Pays, etc. to help their everyday needs, but it is also the lowest cost. This is also a plan where the Employer pays their "Minimum 50% Insurance Premium Contribution". Pair that with a Lower Deductible Insurance Plan or 'a Buy-up' Plan, where employees are able to pay the difference, all-the-while it doesn't change the company's cost. This arrangement works very well for Small Texas Employers. This allows companies to give employees what they are looking for, but keeps the cost down for everyone. This is also one way to keep participation numbers up to "Meet Insurance Carrier's Minimum Requirements".
In a nutshell, balancing Employee and Employer Contributions, Insurance Participation Requirements, Quality Insurance Coverage and Texas Physicians Networks is truly an art. DBS has the expertise, along with the knowledge, to help clients secure Top Insurance Plans while saving them money.
In closing, with the President Obama Insurance Plans about to rip through our Texas Small Businesses, it's time we at DBS show the world how easy it can really be. To this topic, please, please take the time to be informed on these issues. The sound bites of doom and gloom coming from Washington are not what our clients are seeing. We are working hard to provide more information via RSS Feeds on this topic on our website. Please come back and visit often as the content will update almost daily and new information about your Healthcare Concerns will be posted by those who know it best. We have partnered with National Association of Health Underwriters (NAHU) and Texas Association of Health Underwriters (TAHU) to bring you local and national prospectuses on these topics without the political rhetoric. As always, we are earnestly trying to provide quality content and useful information to our readers and clients. We thank you for taking the time to review our opinions on these matters and wish you much success in the future. Best Regards, Team DBS…
Diversified Benefit Services has been working within Human Resources as it relates to daily operations for over 25 years. This experience is very unusual for a Health Insurance Brokerage Firm and allows us to see your environment like a Benefits Consultant. Our perspective is one from a "consultative point of view", not just selling something people will buy (we jokingly call that snake oil sales). DBS has many diverse customers all over Texas. Such clients are in Trades, Manufacturing, Financial, Medical, Professional Services, Technical Sales and much more. Our customers range from Small To Medium Sized Companies as well as working with Individuals and Families for Health Insurance. Whether creating Benefits Plans for 2 or 1000 employees, experience has shown accurate easy-to-comprehend communications, coupled with timely answers, is a top priority. DBS specializes in Fully Insured Plans, Self-Insured Plans, along with Supplemental Insurance Plans and we work with all the Major Texas Insurance Carriers. DBS is known for creating very unique and Affordable Insurance Programs along with Customized Employee Benefits Statements to meet each client's needs. Unlike many brokers who farm this out, DBS conducts this service in-house along with superior Employee Benefits Communications. For more information on any of our service offerings, please call (800) 659-1402 to speak with a plan specialist or email firstname.lastname@example.com.
Copyright 2013 Diversified Benefit Services (972) 826-1400


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The Italian lutenist and composer Alessandro Piccinini was born in Bologna
in 1566 to a family of musicians, all skilled lutenists. Summoned in 1582 to
the court of Mantua by Duke Guglielmo Gonzaga, the family moved, instead, to the court of the Este family at Ferrara, entering the service of Duke Alfonso
II. After the death of the latter in 1597 Alessandro Piccinini returned to Bologna, where he was employed by Cardinal Pietro Aldobrandini. He left two volumes of lute music, the second published posthumously, and is credited with
various developments to instruments of the lute family.