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|Rush order
They showed up on Friday just like you promised, and my boys wore the next morning in the Varsity 8 final and WON!
Thanks again for your help, i really appreciate it and the shirts are great.
Greg King
| How we Help You
| Liza,
Got the order. I am going to go through it and double check. I can not thank you enough for putting every athletes stuff in their own bag....that saves me so much time!!!!!
Looking forward to seeing the outerwear.
|US Team Kudos
|Hey Laura,
I meant to sent this last week but the gear looks GREAT. I like the retro kinda 80's look with the white shirt and tights. It's been in the high 20'a low 30's and sunny in the am's the last couple of days and the guys have been rocking the ensemble and loving every bit of it. They've volunteered to be product testers for any new fabrics you guys want to try.
Thanks again for your help in getting this to us,
|Rush Order
Hi Lindsay (and crew),
Kristy Seymour
|Athlete Confidence
|Hey Lindsay,
I'm just confirming that we got our unis as of yesterday and that everyone was very pleased with how they turned out. Quoting one of our team members: "I feel like a hero when I put this uni on."
Thank you for getting everything taken care of promptly and thanks to JL for an excellent product.
Thank you again,
Thomas Wytock
|Rower discovers
Technical Advantage
|I have started rowing again after not setting foot in a scull or shell for nearly 25 years. I purchased a Maas Aero to get back into it. It has taken a few days on the water to blow out the cobwebs and regain some of my old form. Things are certainly different than when I left rowing... both in equipment... and my body type!
One of the things I discovered immediately was I could not wear a regular baggy sweatshirt like in the old days. (I almost dumped three times due to catching my right oar in the material.)I went out Sunday morning wearing my new t-shirt, tights and turtle shell. What a difference! Not only was I warm, but I didn't over-heat and have to strip down. And best of all, I could move freely. The oar(handles) just slid right over my body giving me one less thing to think, or should I say worry about.
I am very happy with your clothing line! I love that the shirts and jackets cover the seat, and the tights don't slide down my butt like my Hot Chilies do. My only problem is I am too short for your extra long arms and legs. But what the heck, I just rolled them up and they work fine.
So Thank You for designing such a great line of clothing. It has made a great difference in the pleasure of my morning workout. And the fact that I had great customer service at your store was just icing on the cake.
Thank you again,
Mike Wilson
|Fabric Testing
|Hello Joline,
After winter training, and especially winter training with the yellow wool zipped longsleeve shirt you gave me for testing, i like to tell you very honestly "this shirt is currently my favourite", because of the nice feeling of the fabric, the zipper, and the combination of warmth and cooling the wool gives me.
Thank you you for the test-shirt and I am really looking forward to "wool" in your JL collection,
Annick from Gent
|Long Life, Quality, Value
I have received the last pair of shorts (dark blue with white stripes).
|Working Relationships
|Hi Joline -
It's been such a pleasure working with Robert and Ken. I really appreciate everything that they did to help me with the design and billing of our order, not to mention the execution! These jackets are so cool!
Thanks again for everything!
|Going the Extra Mile
|Hey Lindsay,
Just wanted to send you a quick note to say thanks. We really appreciate you going the extra mile to be sure we got our uniforms in time for our race. We are thoroughly impressed with the look and quality of the unisuit, but we are even more impressed with the effort you made to be sure we had them in time. Thanks again, and we look forward to doing business with JL again! Thanks so much!!
Keith Miller
|Quality Unmatched
|"WOW! You guys do great work. We are in the process of inventorying everything now. One thing is for sure the quality and style is unmatched...Thanks once again for all your help!"
Chris - Oregon area HS Track Team
| JL Caps Kudos
"I picked up the hats yesterday. They look awesome! I think they are actually better than the HxxxxSxxxx (rhymes with ShmedZwetz)we got last year. I really like the thicker inner layer of terry cloth for wicking sweat and I also like that they are a bit sturdier than the HxxxxSxxxx. Also, the velcro in the back is really nice. Thanks!"


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Carmen Chai and Andrew Russell
Global News
- Tortured mind: Ontario schools are missing 'perfect opportunity' to address mental health amid rash of youth suicides
- Tortured mind: What happens when mental health education isn't taught to kids
- Tortured mind: How mental health should be taught in Canadian schools
Carmen Chai, a health reporter at Global News, has covered global health-care issues from outbreaks of Ebola and Zika virus to providing in-depth looks at anti-vaccination movements and chronic diseases like obesity and Alzheimer's. In the Tortured Mind series, Carmen looks at how a lack of mental health literacy is hurting Canadian adolescents and considers how education should be rolled out. Before joining Global, Carmen reported for Postmedia News' wire service in Ottawa, the Toronto Star, National Post and the Vancouver Province. This is Carmen's third RNAO Media Award.
Andrew Russell is a national online journalist with Global News. He got his start in journalism in 2013 after completing degrees at the University of Toronto and Humber College's graduate journalism program. He's tackled stories on politics, problems in the prison system, issues around accessing mental health care and breaking news. He enjoys long-form storytelling and digging deep into issues that affect Canadians from all walks of life. Andrew joined Global's investigative unit in January 2017 and is currently based in Toronto, where he also volunteers with the Lions Foundation of Canada Dog Guides.

subset: commoncrawl


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In Division Three East, leaders Abergavenny are hot favourites for the title after despatching nearest rivals Senghenydd 64-12 in a 10-try romp. Abergavenny are now six points clear and will take a power of beating this season. Cellar dwellers Risca are still chasing their first points of the season after an agonising 15-11 loss at home to Nelson.
The top two sides in Division Four East played off on Saturday, with Gardiffaith using their home advantage to sneak home 13-12 against St Peters. Lock Ben Dillon and centre Stuart Davies scored the vital tries for the winners. Newport HSOB are poised in third place after try doubles from centre Robert Suffield and No 8 Mike Pugsley secured a 31-21 win over Crumlin. At the other end of the table, Oakdale outside-half Kevin Rees scored a brace of tries as his club beat Nantyglo 20-10 for their first win of the season. Oakdale skipper Simon Barber added a try and two crucial goals.
In Division Four South-East, leaders Penarth crashed back to earth with an embarrassing 42-5 home loss to Taffs Well. The surprise result gave Penallta - 23-15 winners at Cowbridge - the chance to draw level at the top of the table. Taffs Well are lying fourth, but will have plenty to say as the title race hots up.
Llanhilleth scrum-half Mark Perrott scored the only try of the match in his side's 7-0 Division Five East win at fellow strugglers Caldicot, while unbeaten table-toppers Machen returned from Gwernyfed with a 20-14 victory.
Porth look to have the Division Five South-East title in the bag after moving nine points on Saturday. Porth beat third-placed Bridgend Sports 16-6 and only Cefn Coed - 53-0 victors over bottom-placed Ogmore Vale - look to have the squad to challenge the runaway leaders for the title. In a bad day for Penarth teams, Old Penarthians lost 39-0 at home to Rhiwbina.


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The Republic of the Maldives has announced that it will halt shark fishing in its waters, making the Maldives a 'shark haven'. We think this ban is very significant and, to our knowledge, is the first time a country has completely banned shark fishing in its territorial waters.
We congratulate Minister of Fisheries and Agriculture, Dr. Ibrahim Didi, the new President of the Maldive, and our partners of the Baa Atoll Project for making this happen. The government member of the Baa Atoll Project explains the gist of the new ban in this email that Sascha received today:
Dear Sascha,
We have a good news from Maldives.
Government of Maldives banned reef shark fishing within 12 miles from rim of all the Atolls in Maldives from 1 March 2009 and moving toward total export ban after a grace period of one year for all species of shark. We Hope this will help to improve the shark population within Maldives and will contribute in a global scale. Government of Maldives is looking for funding to compensate shark fishermen to ensure sustainable livelihood for them.
I hope this a good news to you and entire Shark Savers team.
Abdulla Mohamed Didi
Project Manager, Baa Atoll
Atoll Ecosystem Conservation Project
Ministry of Housing, Transport and Enviroment
We also received the press release put out by the office of the President, which you can download here:
Maldives imposes shark hunting ban 05/03/2009,08:14 114.77 Kb.
This is a great event that we hope will return the Maldives to its previous status as an important home for sharks. This move is a great day for the sharks, but is also in recognition that sharks are more important alive than dead. Alive, sharks are important to overall health of the reef ecosystem and bring in tourist dollars year afer year. In contrast, overfishing of sharks quickly results in a collapse of the shark population and often the collapse of other species populations because of the imbalance created. This is a very smart move for the Maldives.
We are proud to be associated with the Baa Atoll Project and look forward to supporting our colleagues as they move onto the next stage: ensuring that this ban is implemented and enforced effectively.


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Children's Programs
While the Eucharist is at the center of our Sunday morning, Christian Formation for everyone flows into and out of the liturgical experience. Our primary "textbooks" are the Bible and the Prayer Book.In our Sunday Preschool, Primary and the Intermediate classrooms, we use an approved lectionary curriculum that offers great flexibility in lessons plans and activities. These lessons allow for teaching moments from the Old Testament, New Testament, and the life of Jesus, Sacraments and the Church. When and Where does Sunday School Meet? Most Sunday mornings during the Sunday School time: 9:30-10:15 AM. The program year for Sunday school follows the School year, September – June. There are classrooms in the Parish Building designated for every age class. Our teachers work to create a team approach to the program year and share projects. They are required to be certified by the Diocese of Washington after they complete a course on "Safeguarding God's Children." They are always delighted if a parent is willing to help out on Sundays or on special projects.How do you Register your child? If you would like to register your child and speak to his or her teacher, simply contact the church office and we can connect you with the teacher for the class.Outreach Sundays. Additionally, we have included monthly, a Sunday school segment on outreach so the kids can learn about church, community and world needs and actually do some outreach activities. Some of the examples have included care packages for the local Animal Rescue Center, activity packages for children in the Emergency Room at the hospital and food drives. There are special Sundays when the parish celebrates with the help of the children. St. Nicholas Day, Christmas Pageant, Christmas Eve, Palm Sunday, Easter, Youth Recognition Sunday, Homecoming, St. Francis Sunday with the Blessing of the Animals and St. Andrew's Day.There are also ministries in which our children participate: Acolyte, Lay Reader, Usher, Choir, Fundraisers, Outreach and Garden Day.
St. Andrew's Preschool
ReturnOur Preschool was established in 1981 as a non-denominational program to serve the broader St. Mary's County community. Every weekday during the school year, excited 3 or 4 year olds enter an inspiring educational space and receive loving care by the faculty.
For complete information about registration, activities and tuition rates and contract, please visit the St. Andrew's PreSchool web site at: www.standrewsprek.com.Return
Youth Program
Many of the older kids are able to use their volunteer hours for their school community service requirements. The Thrift Shop on Saturday mornings, the Holy Mowers, the Acolyte Guild, serving meals at the Winter Shelter, selling at the Yard Sale – these are some of the ministries available to them.Beginning in the Sixth Grade, our youth become involved in a curriculum with two different streams. The kids are challenged by an approved Episcopal lectionary-based lesson plan as well as the beginning preparation for confirmation. The content for Christian development includes study on Self, Society, Spirituality by exploring who we are, who God is, and how we can work and grow together with God in the world.The Junior High Class (6-8 grades) and the Senior High Class (9-12 grades) meet during the Sunday school time on Sunday mornings (9:30-10:15 AM). Each class has designated classroom space in the Parish Building. Simply call the church office is you are interested in registering your youth.Teachers for the youth classes are required to take the "Safeguarding God's Children" course through the Diocese of Washington, after which they are certified to work with youth at the parish level.Considering the number of special Sundays with celebrations, there are all kinds of worship participation that welcome them to participate.With our youth, we hope to offer opportunities for them to explore their Christian identity through study, discussion, and volunteer ministry. They are invited into all aspects of our parish life and take a strong youth leadership role.
Adult Formation
Parish Life
FellowshipThere are fellowship opportunities in many forms at St. Andrew's. After each of the morning Sunday services, parishioners gather in the Parish Hall for conversation and refreshment. All are especially encouraged to greet newcomers, but also to sit down and enjoy one another. Volunteers to host the Fellowship Time are always needed. There is a scheduled rotation of Leaders who serve drinks and food and clean-up. If you are interested, we would welcome you into the ministry of Holy Hospitality.Foyer GroupsMembers with and without families are invited to sign-up for Foyer Groups. Foyer Groups are small groups of 8-10 persons sharing simple meals and fellowship. The intention is to have fun and provide an opportunity for us to meet each other and/or to become better acquainted. Each group meets once a month for a simple meal and relaxed conversation in the homes of members. The groups are put together randomly in order to add an element of spontaneity, such that each of us might have the opportunity to get to know others in the parish. Newcomers are especially encouraged and invited to join one of the groups at any time. Look for information about how to sign-up in the announcements and newsletter.Festival SundaysThere are festival fellowship Sundays throughout the year when a special brunch/lunch fellowship is planned and enjoyed. Some of those Sundays are: September's Homecoming Sunday, October's St. Francis Sunday, November's St. Andrew's Sunday, December's St. Nicholas Sunday and Christmas Pageant Sunday, January's Parish Meeting Sunday, February's Last Epiphany Sunday, Easter Sunday, Pentecost Sunday and Youth Recognition Sunday. All of these Sundays are feasts days of fellowship. Usually, hosting such a Sunday requires more than one team so you can volunteer to be part of the celebration.
Parish and PropertyAs one might expect with an historic church, cemetery, parish building and church grounds, it takes a village. The proper care and feeding of the campus is blessed to have a devoted group of members who attend Parish Workdays and accomplish whatever is on the "to do" list. This faithful group has repaired drainage problems, foundation problems, heating problems, storage problems, aching gutters, replaced filters and light bulbs galore and enhanced with scrubs and flowers the campus. The teaching staff has also worked hard to clean-up and brighten up the classrooms. Under the direction of the Junior Warden, volunteers are always needed to take on small monthly tasks, sign-up for the heavy-duty workdays, or pick a project that he/she knows needs to be doneHoly Mowers One group of incredible servants known as the Holy Mowers show up when assigned to do the mowing of the grassy areas and grass/weed whack the campus so that it looks good for the Sunday services and weekly use. We have a beautiful riding mower so if you want to make a difference on a mighty mower, don't hesitate to join-up. During the spring and summer months, we always need more volunteers. Contact the Parish Office if interested. The Greening of the Church
Pastoral Ministry
"Pastoral work is that aspect of Christian ministry which specializes in the ordinary. It is the pragmatic application of religion in the present." (Eugene H. Peterson, Five Smooth Stones).Pastoral Care offers an opportunity for a parish to think about personal one-on-one ministry of presence and service. Always at the core of parish life, it takes place as all sorts of groups meet and support their members in choirs, small groups, grounds crews, classes, and outreach work. Whether you choose to be formally involved or not, you are part of our pastoral care system as you greet newcomers, comfort friends, help a child, pray for those who are ill. We welcome you into the life of a community that prays and cares for its members.Pastoral Care is offered to our members through daily and Sunday prayers. Names of those who are sick or in some need are placed of the parish prayer list. Prayers are also offered in thanksgiving and especially at the time of death. Simply call or email the parish office. Additionally, the laying-on-of-hands for healing is offered by the clergy and lay assistants whenever needed after a Sunday service at the chancel rail.On a continuing basis, visiting lay Eucharistic ministers assist the clergy in taking communion to parishioners who are unable to attend services at church. A Eucharistic Visitor in the Episcopal Church is a lay person licensed by the bishop to administer the consecrated elements of the Eucharist to go from a Sunday Eucharist to share the sacrament with members at home or in the hospital. The act of being "sent out" by a congregation to bring the consecrated Host to a home-bound member and family is a special time of prayer and worship.At difficult times in the life of a member and family, it is important to speak with the clergy or any member who can notify the Rector, especially if there is a hospitalization. In special cases, a pastoral care team leader organizes other elements of care such as meal and transportation or flower delivery ministries.There are occasions when a member needs the care of a professional counselor. Located in Lexington Park at the Episcopal Church of the Ascension, we recommend the Pastoral Counseling Center of St. Mary's. Counseling fees are set on a sliding scale fee based on your income that is lower than almost any other type of mental health care. There is also the ability to utilize a variety of health insurance options. Call: 301-863-9333.If you are interested in receiving care as a member, please contact the parish office. If you are interested in offering care as one of the lay pastoral ministers, we would welcome you to join us. Contact the Rector or church office.
"All things come of thee, O Lord, and of thine own have we given thee."With these familiar words we acknowledge that all we have in the way of materials, goods, and talents are gifts from God. Stewardship requires that we contribute to God's work in and through St. Andrew's; not only with our time, varied abilities and talents, but that we prayerfully make a commitment of our financial support. When we give sacrificially, we are giving back to God what is already God's. Stewardship is not about that narrow slice of life we call offerings to the church or that narrow slice of our time, talent and treasures that we give to church. Stewardship is taking care of the precious property/people that God has entrusted to us. Jesus said, "Give me an account of your stewardship. Give me a record of how you are taking care of your household affairs." How are you taking care of yourself, your family? Your home? Your animals? Your church? All that has been entrusted to your care. Stewardship practices are not just for church work and mean more than simply filling in a pledge card. It is not just about "passing the plate" in a church service. They are a way of life.Actually, reflection upon one's own stewardship practices is about nurturing one's own soul. Soul-crafting digs into the day-to-day challenges of supply and demand; when digging, the question beckons: How are you spending your resources of time, talent and treasure?At St. Andrew's, one of the guidelines for membership is "giving" of one's time, talent and treasure along with regular attendance at Sunday services.
Giving Treasure, Time, and Talent
Giving Treasure
Giving Time and Talent (below)
Annual Parish Campaign All members of the parish family are given the opportunity and privilege of making an annual pledge. When you are asked to make a monetary pledge and to participate in the work of this parish, please remember that giving is a ministry and to meant to enrich your spiritual journey.When you receive the invitation every October, you will also receive a commitment card and brochure about the mission and ministry over the previous year. And too, during this focused month of Stewardship, we hope that you will ask all the questions you have about giving to the church.An online pledge form is available on this website.While there is a focused time for the Fall Stewardship Campaign, commitment cards are accepted throughout any time during the year. Simply contact the Parish Administrator and request one, or collect one at church on Sunday. Also, you may request Offering Envelopes by contacting the office. Cash Donations given with an offering envelope can be recorded.Contributors who are "known to the Treasurer" (i.e. St. Andrew's has your name, address from check you submitted or cash in an offering envelope) receive Contributions Statements suitable for tax purposes.Electronic Giving We have incorporated online giving through our web site We have a Pay Pal account for your convenience. Donations can be made for special gifts, altar flowers, memorial gifts, and to fulfill your annual stewardship commitment. Simply make the note in the space provided.Donate Flowers Another way to give to St. Andrew's is to donate flowers. If you would like to celebrate or remember a loved one or a special day in your life, consider having flowers placed on the altar on a Sunday of your choosing. On certain feast Days, flowers are ordered by the Rector. Many others can honor the memory of loved ones by having flowers on the altar. You can celebrate birthdays, anniversaries, graduations, or any special day in your family calendar. The office orders the flowers and arranges for their delivery. Altar flowers are $45.00 and you can request them by calling the office or by leaving a note on her desk. You will be asked to mail a check made payable to St. Andrew's, with "altar flowers" on the memo line to pay for the flowers.Memorial or Thanksgiving Donations Memorial Donations are often made at the death of the loved one or after a funeral service at this church. Such contributions are used to improve and maintain the church and the grounds around it. Also, such gifts are used to purchase sacramental or worship items needed to celebrate regular and special services. Gifts may also be given in thanksgiving for someone you love.We depend on the generosity of our members and visitors for the care and preservation of St. Andrew's. In addition to our presence as an historic national landmark, we are committed to serve beyond our campus. At any time during the year, should you wish to make a donation in thanksgiving for a person, family or ministry, it would be greatly appreciated. Please contact our Stewardship Chair or the Rector if you have any questions.Planned Giving If you would like information about including St. Andrew's in estate plans to provide for its future and to accrue income and tax benefits, or if you would like to make a gift of stock, please contact the Rector for a packet of information. Such gifts are great significance to the parish to keep the missions and legacy alive.
Giving Time and Talent
The Ministry of the Laity At St. Andrew's there are so many opportunities to volunteer time and talent. The weekly email announcements and the newsletter usually have the details of on-going volunteer ministry, such as the Thrift Stop, as well as on-time projects with a specified date and time to volunteer, such as last spring's "Big Dig" or "Gardening Day." If you have questions about any of the positions, simply call the contact number/email listed for more information. Of course, you can also contact the Parish Office for assistance.All of the various areas of the parish have volunteer opportunities. Check-out the "Worship and Music" section for a good idea of what kinds of lay ministry is available. You can do the same thing in the other areas of ministry, "Formation" and "Outreach." Your time and talent spent in a particular ministry nurtures your soul-crafting and strengthens you faith. There is bound to be something that matches your interests and talents. And getting to know other members through volunteer work together provides another benefit and reason to engage in lay ministry.Fundraising is steady practice at the parish. With 2 colossal Yard Sales and 2 Plant Sales annually, and a Mulch Sale, recruiting volunteers becomes critical. These events are one-time events with very flexible volunteer shifts to accommodate everyone's busy schedules. Watch for information in the communications for such opportunities.
Some of the vitally important ministries of "Formation" include: -Teacher: Leading a class in the Sunday school.-Assisting Teacher: assisting one of the teachers working in the Sunday school.-Youth Minister: mentoring youth in the Christian faith in a small group experience,-Group Leader: joining the adult education planning group.-Bible Study Group Leader: forming a small group for Bible study or book discussion.-Eucharistic minister: offering communion to the homebound or hospital.-Adult Inquirer: attending Sunday morning Adult Forum-Ministry Leader: assisting in the formation of Foyer Groups or any other program.-Stewardship Chair: leading the annual pledge campaign.-Fellowship Minister: hosting a Sunday morning fellowship time.-Holy Mowers: mowing on a rotation and tending the campus.-Fundraiser: setting-up sorting, pricing, selling, cleaning-up for the variety of fundraisers.If you need any direction about opportunities to serve, do not hesitate to contact the Rector.
Children's Program
St. Andrew's PreschoolYouth ProgramAdult FormationParish LifePastoral MinistryStewardshipGiving
St. Andrew's Episcopal Church - 44078 St. Andrew's Church Rd, California, MD 20619Church OfficeHours: Tuesday - Friday 10 AM - 3 PMContact St. Andrew's Episcopal ParishTelephone: 301.862.2247Complete and send a Visitor Contact FormComplete and send a Request for Information FormEmail:firstname.lastname@example.com


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Privacy Notice
This document outlines Cabot Financial (Ireland) Ltd approach to Data Privacy and how we fulfill our obligations under the General Data Protection Regulation 2018 also known as GDPR. We take our obligations very seriously when dealing with your personal data. We have outlined throughout this Data Privacy Notice the way in which we carry out our obligations
Our Privacy Promise to you:
- We promise to be fair and transparent at all times
- We treat the security of our customers` data very seriously
- We believe in integrity and we respect your privacy
What does this mean for you?
Our Data Privacy Notice provides you with information about how we use your personal data which we are required to give you by law. Each section sets out how we collect, process and retain your personal data whilst providing you with a service. Please use the following list to choose which sections of our Data Privacy Notice you want to read:
- Our identity as a joint data controller and our contact details
- The types of personal data which we will collect and how we will collect the data.
- The legal basis for which, and the purposes for which, we are processing your personal data
- How long we will retain your personal data
- Who we will share your personal data with
- Transferring your personal data outside of the European Economic Area (EEA)
- Credit Reference Agencies
- The grounds for which we will share your information for the prevention of crime or harm
- How you can manage your own personal data
- Cookies
- How to make a complaint
Cabot Financial Ireland as part of the Cabot Credit Management Group has appointed Ian Rea as our Data Protection Officer. You can contact our Data Protection Officer using the details below.
Data Protection Team,
Block D Cookstown Court,
Belgard Road,
Dublin 24.
1. Who are the Cabot Credit Management Group/Cabot Financial Ireland?
Cabot Credit Management Group is the data controller of your personal data. We are a market leader in the UK and one of the largest Credit Management Service providers in Europe. Cabot Credit Management Group is authorised and regulated by the UK Financial Conduct Authority (FCA). Cabot Financial (Ireland) Ltd is a joint data controller of your personal data. Cabot Financial (Ireland) Ltd is authorised and regulated by the Central Bank of Ireland (CBI).
For the purpose of this Data Privacy Notice, where we make reference to Cabot Credit Management Group or CCM Group, we are referring to the Cabot Credit Management Group of companies which includes its subsidiaries, holding companies and any associated or affiliated companies. When we become the data controller of your personal data, you will be informed about which company within the CCM Group you hold a relationship with.
2. What types of personal data do we collect and how do we collect it?
Types of personal data we collect
The types of personal data that we collect are outlined below:
- Contact Information/Identity Information: Name, Date of Birth and contact details
- Financial details/Circumstances: Income details, Financial needs, Employment status
- Information provided by authorised Third Parties: We will only use this information in the ways described within this Data Privacy Notice
- Special Categories of Personal Data: Some categories of personal data are more sensitive than others. These are known as special categories of personal data which include:
- Racial, Ethnic origin
- Biometric data
- Ethnic origin
- Religious beliefs
- Data concerning heath, sexual orientation
If you ever disclose this type of personal data to us we will only keep this on record if it is necessary for the services we are providing. Where we do need to keep this data on record, we will always request your explicit consent to do so. We will only store this data for as long as it is relevant. You have the right to withdraw your consent and, if you do, we will delete any special category data personal to you from our records.
If you disclose special category personal data to us without us having the opportunity to obtain explicit consent, for example, if you send a letter to us detailing your medical situation, you will have given your consent for us to process that data.
Where we consider it necessary to record the special category personal data you give to us, we will securely record this information and tell you in writing how we will use it and how you can withdraw your consent.
How do we collect your personal data?
We collect your information in the following ways:
- We obtain data from the previous (or current) owner of your account
- We keep records of correspondence between us, including letters, emails and SMS texts
- We record phone calls between you and our employees for training and monitoring purposes and to improve and enhance the service we offer you
- When you use our website and online payment app
- We operate CCTV at our business premises so if you were to visit one of our offices your image will be captured on CCTV
- We access third party data sources and combine and process data from those sources with your personal data. Examples of third-party data sources include the Land Registry, registers of court judgments, bankruptcies and telephone number verification databases.
- Third parties that we appoint may collect personal data from you and remit it on to us
3. How we use your personal data
We use your personal data:
- To help us provide a service on your account
- To manage our operations whilst continuously improving our service to you
- To manage security, risk and crime prevention
- To meet our regulatory requirements
- To undertake statistical analysis for business improvement
In order to process your personal data, we need to have a justified legal basis, this means, processing your personal data must be necessary for one or more of the following reasons:
- To comply with our legal obligations
- Where we have a legitimate interest for processing your data
- To perform a contract that you are party to
- When you give us your consent
- To protect your vital interests
The table below sets out the lawful bases that we rely on to process your personal data.
|Business Process
|Our lawful basis for processing
|How do we use your data?
|Debt recovery
|As a business, our core operation is the recovery of an outstanding balance. As part of this recovery process, we would need to perform trace and debt recovery activities; validate your identity, contact you by writing/email/SMS and telephone, agree payment arrangements, process payments and where appropriate take enforcement action.
|Credit Servicing
|As a business, we manage and administer loans on behalf of unregulated firms in line with the Consumer Protection (Regulation of Credit Servicing Firms) Act 2015. The servicing will include interactions with consumers in respect of their loan(s) including but not limited to:
|Management of your account
|As a business, we have an obligation to manage your account. Where your account is a consumer credit agreement, we have a legal obligation to provide you with all statutory communications. We have a legitimate interest in understanding your ability to repay any outstanding balance(s), as well as understanding how best to communicate with you. In order for us to do this at times we will use methods of scoring and/or statistical analysis.
|Training, monitoring and improving our service
|To ensure we provide the best service we can, we use recordings of telephone calls, which will contain personal data belonging to our customers, to train our employees. We monitor your website usage, collecting information to improve our service, business efficiencies and, statistical and analytical activities.
|Complying with Legal and
regulatory requirements
|At times we share data with other third parties where we have a legal or regulatory requirement to do so, for example the Central Bank of Ireland (CBI). If you are unsatisfied and have made a complaint to relevant regulator e.g. The Financial Services and Pensions Ombudsman Bureau of Ireland, we will then share your personal data with them to enable them to review your complaint properly
4. How long we keep your personal data
The period in which we retain your personal data is based on a number of different factors such as regulatory rules and the type of account you may hold. An example of this is the relevant laws and regulations (Consumer Protection Code 2012) which are set by authorities such as the Central Bank of Ireland. Once your personal has reached our retention period we will purge this data to meet our obligations under the General Data Protection Regulation.
5. Who we share your personal data with
At times we will need to share your personal data with other companies:
- Other companies within the CCM Group. We can instruct another company within the CCM Group to act on our behalf or perform administrative duties
- Debt Collection Agencies or solicitor firms where they are acting on our behalf to help Cabot Financial (Ireland) Ltd. recover a debt
- Your original creditor
- Suppliers and service providers – for example companies that provide us with an IT, infrastructure or mailing service
- Any person or company that you instruct us to liaise with – for example, a friend, family member, representative or a Debt Management Company
Whenever we engage with a third party we ensure that the third party has sufficient levels of safeguards and controls in place before sharing your personal data with them.
6. Transferring your personal data outside of the European Economic Area (EEA)
We may transfer your personal data to organisations that operate outside of the European Economic Area enabling us to work with suppliers who help us to manage your account.
Where we do transfer your personal data outside of the EEA, we will ensure that your data is protected and any suppliers are part of the privacy shield, and/or that the appropriate contractual requirements are in place.
7. Credit Reference Agencies Notice Explained
We are required by law to share details of your account (including your personal data) with the Central Credit Register (CCR) on a monthly basis to promote responsible lending.
The type of information that may be exchanged is outlined below:
- Full Name
- Full address
- Date of Birth
- Current position of any accounts you have open with us
The CCR may share the data that we provide to them with other lenders, who can request your credit report in the following circumstances:
- Where you apply for a new loan
- Where you apply to restructure an existing loan
- Where you may have arrears on an existing loan
- If you breach the terms and conditions of a credit card or an overdraft facility.
You can also request your personal credit report from the CCR. You can find out more about the CCR on the websites below:
8. Sharing information to prevent crime or harm
Cabot Financial (Ireland) Ltd has robust systems, checks and controls in place to protect our Customers and their personal data from being compromised and/or used in a fraudulent manner. In line with regulations applicable here in Ireland, Cabot Financial (Ireland) Ltd has a duty of care when carrying out on-going monitoring and servicing of all our Customers' accounts. The Company has legal obligations that require us to obtain certain personal details to identify a customer from the outset of a business relationship, right through to the cessation of that same relationship.
If you provide us with false, misleading or inaccurate information or, if we suspect there may be fraud and/or another financial crime taking place, we will be left with no other choice but to obtain publicly available information on you, such as media reports or regulator publications, which may contain personal details about you regarding criminal convictions or financial sanctions. If fraud or any other financial crime is suspected, or has been identified by Cabot Financial (Ireland) Ltd, we are also obliged to pass your personal data to fraud prevention agencies or other authorities in the state working towards the prevention and/or detection of financial crime in Ireland. The Company, under law, has legal obligations to pass this data to fraud prevention agencies. This will be our legal basis for sharing your personal data in this way.
The agencies we may need to share your personal data with are:
- An Garda Siochana
- The Revenue Commissioners
- The Anti-Money Laundering Compliance Unit, Dept. Justice and Equality
- Any other Fraud Prevention Agencies within the state
If Cabot Financial (Ireland) Ltd has reason to believe that you are serving a prison sentence, we are then obliged by law to obtain publicly available information regarding your prison term. This may contain personal data such as the name of the prison you are in and the length of your sentence. The data will be used solely to update the information we hold about you and to manage your account in the most appropriate way possible relative to your circumstances.
If we have reason to believe that you are in any immediate danger, we will pass your personal data, including any details we have about your physical or mental health, to An Garda Siochana and any other emergency services that we see fit, in order to protect your vital interests.
9. How can you manage your data?
Managing your account
You can access and manage your personal data held by us by simply contacting us in writing or by Telephone call.
Cabot Financial Ireland,
PO Box 11151,
Dublin 24.
Your rights
Object to processing
You have the right to object to us processing your data if the processing itself is an unwarranted interference with your interests or rights. You can find out more about how and why we process your personal data in section 3 'How we use your personal data?'
Restrict Processing
If you believe we are processing your personal data unlawfully or if you believe that we no longer need your personal data, you have the right to request that we restrict the processing of your personal data.
Right to be forgotten
Under data protection legislation you have the right to request that we delete your personal data if you believe we no longer have a lawful basis to process it. If you feel that we should not be processing your personal data you can submit a request to us in writing or alternatively you can submit your request by email.
Right to rectification
Upon obtaining personal data we conduct checks to validate that it is accurate and up to date. We are reliant on you and other third parties to provide us with the correct information at all times. If you believe that any of the personal data we hold for you is incorrect, it is important that you make us aware of this as soon as it is possible, for example if you have a new phone number or you have moved address you will need to update us with your new contact details.
If you have any further questions regarding any of the above information please feel free to contact our dedicated Data Protection Team by emailing them on: [email protected]
Your right to portability
You have the right to request that we transfer personal data you have provided to us either to yourself or to another data controller. You can exercise the right to data portability by contacting us on the below details:
DSAR Team,
Block D
Cookstown Court,
Belgard Road,
Dublin 24
Accessing your data
You have the right to view all personal data we hold about you, relevant to your account. As a joint data controller, we will also ensure that we provide any additional personal data that any of our data processors may hold about you.
We take the security and protection of your personal data very seriously, so we reserve the right to request proof of your identity before supplying you with any personal data.
Once we have validated your identity, we will respond to your request within one calendar month. We typically will send your personal data in the medium as requested by you, However, if you wish to receive it in a different format for example, as a printed document then please do let us know.
In order to make this request please contact us on the below details:
DSAR Team,
Cabot Financial Ireland,
PO Box 11151,
Dublin 24.
10. Cookies
Our website operates and collects cookies. A cookie is a small file that is placed on your computer's hard disk which may be placed for several reasons, for example:
- Google analytics, such as analysing the traffic to the website and to speed up access to the website.
- Targeted communications that help us to guide you back to specific pages within our website, or reach you via third party websites
We will always ask you on the homepage whether you want us to place a cookie on your computer. The vast majority of web browsers accept cookies; however, you can manually change your browser settings so that cookies are not accepted. In doing so you may lose some of the functionalities of our website. For more information about cookies and how to disable them please go to: www.aboutcookies.org
We can confirm that any cookies placed by us shall not store or collect any personally identifiable information.
11. How to complain
If you would like to make a complaint or have a query about how we use your personal data, you can contact us on the below details:
In writing:
Data Protection Team,
Cabot Financial Ireland,
PO Box 11151,
Dublin 24
If you are unsatisfied about how we have handled your complaint, you have the right to escalate your compliant to the Data Protection Commission. You can contact the Data Protection Commissioner at:
Postal Address:
Data Protection Commission,
21 Fitzwilliam Square South,
Dublin 2,
00 353 (0)761 104 800
00 353 (0)57 868 4800
Applicable from the 25/05/2018
Cabot Financial (Ireland) Ltd is regulated by the Central Bank of Ireland


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My Shopping Bag
Click images for larger views
Contact Us for Availability.
The Enchanting Territory Of Tuscia Thrives On In Its Fruits And Is A Land Full Of Memories And Inspiration.
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Remove The Cap And Place The Sticks In The Bottle. Flip The Sticks Frequently To Renew The Fragrance.
Dimensions: 250ml Diffuser


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Copley Hill Business Park is a thriving business community, located in a highly accessible and pleasant rural location.
With a wide range of accommodation, extensive parking facilities, an on–site café and meeting rooms available for hire, Copley Hill Business Park offers a first class location just three miles south of Cambridge City centre.
We have a mix of office and light industrial accommodation and for those who need a business base of a more flexible nature, we can offer virtual office packages and excellent meeting room facilities.
News & Events
Vacancy: IT Support Technician
iTEXS is a Cambridge based company looking to recruit an enthusiastic and proactive IT Support...
Dental appointments now available at Copley Hill Business Park
Devonshire House Dental Practice Copley - Now open for appointments Dentist appointments available...
As more and more businesses choose to establish their base at Copley Hill Business Park the opportunities for networking and reciprocal support are growing. Copley Hill tenants are invited to use our online business network to share news and offers. Find out more >


text: Welcome to the only multidisciplinary cosmetic center in the Twin Cities area. University of Minnesota Health dermatologists and plastic surgeons can help no matter what your age or skin issue. From teenage acne to treatment for skin-aging issues, eliminating dandruff to dealing with skin cancer, our board-certified doctors work together to help make sure your skin stays healthy. Adults and children alike benefit from our careful, thorough approach to diagnosis and our innovative treatments. We have the capability to treat the most difficult cases and would love to set up an appointment to go over a care plan with you.


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Eastman Naia™ cellulosic yarn, a cellulose diacetate filament, can be the starting point in the sustainable journey of any fabric or garment.
Sustainably sourced wood pulp
With full transparency from tree to yarn, Naia™ is responsibly sourced from sustainably managed pine and eucalyptus forests and plantations, ensuring no deforestation of protected and ancient forests. Eastman holds FSC® and PEFC™ Chain of Custody certification, and all wood pulp suppliers have FSC® and/or PEFC™ Chain of Custody as well.
Eastman Naia™ cellulosic yarn certifications — PDF
Eastman Naia™ Sustainable Dissolving Wood Pulp Sourcing Policy — PDF
Eastman Naia™ Wood Pulp Supplier Source — PDF
Eastman Naia™ weaves a sustainable future — Video
Safe and environmentally sound chemical use
Naia™ cellulosic yarn is produced in a safe, closed-loop process where solvents are recycled back into the system for reuse. Naia™ is OEKO-TEX® 100 Product Class I certified and is made with no hazardous chemicals listed on the ZDHC Manufacturing Restricted Substances List.
Eastman Naia™ cellulosic yarn certifications — PDF
A low-impact manufacturing process
Naia™ has an optimized, low-impact manufacturing process with a low tree-to-yarn carbon and water footprint. Naia™ has a third-party reviewed life cycle assessment compliant with ISO 14044 and is ranked on the Higg Materials Sustainability Index.
Eastman Naia™ cellulosic yarn process infographic — PDF
Product Certifications
Eastman Naia™ cellulosic yarn certifications — PDF
To learn more about Eastman's product certifications, FSC(r) certified options, company recognitions, and commitment to sustainable production, contact an Eastman Naia representative.


text:
You know your CV's URL
- Go to Forgotten
- Type in the URL of your resume in the field "What is your resume URL?"
3. Click the Search button
4. A pop up will appear and display part of your email. You can then usually guess which email it is. If it's still to hard a guess, just contact us and we will have a look.
You don't know your CV's URL
In that cast, the only thing you can do is to contact us with your first and last names and we will manually search for your account.


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When Meth enters the brain, it invades brain cells along the dopamine pathway. It forces the release of dopamine—a neurotransmitter that helps control movement, learning, memory, motivation, and pleasure.
Meth blocks transporters, causing
dopamine to get trapped in the synapse.
This overstimulates the brain and creates
an initial rush of euphoria.
When the drug wears off, the
crash throws users into a low.
Changes to the brain's reward
systems leave users depressed,
prompting them to take more
of the drug.
Because Meth prevents dopamine from
being recycled, there's less
dopamine to be released.
When the user takes the same amount
of Meth, they don't get the same high.
The user then takes a bigger
dose of Meth to try to get
the same high. Side effects
like psychosis, paranoia,
aggression and anxiety
may surface.
Even though the high isn't as
strong, the crash when the drug
wears off is still extreme.
Soon the brain chemistry changes.
Meth uses up the dopamine
supply and reduces the number
of receptors too, so what little
dopamine is released doesn't
produce normal pleasure.
How the High Works
See how Meth impacts the brain to create the intial high
and how this impact damages the brain's reward system.
Over time, these changes to the dopamine system can
cause cognitive impairment, issues with memory and
movement, and anhedonia—the inability to feel pleasure.
Comparing Highs and Lows
Our brains release dopamine to make us feel pleasure. It's how it rewards us for doing things necessary for survival. Meth hijacks this system to create an initial high that sets the stage for a powerful addiction.
The chemical in the brain that allows us to feel pleasure. It is also involved in movement, learning and memory, and motivation. Initially, methamphetamine floods the brain with dopamine. With repeated use, Meth severely depletes the brain's dopamine supply. This makes it difficult for users to feel pleasure at all, lessens their ability to think and remember, and can also affect movement. The Brain on Meth
An extreme feeling of happiness that results in confidence and an overall sense of well-being. The high from Meth makes people temporarily euphoric by overstimulating the brain. Ring the Bell
The body's stress-response system, or natural alarm system, that prepares the body to fight or flee when danger is imminent. When this response is activated, the body's physiology changes—blood pressure and heart rate increase, pupils become dilated, and there is a release of adrenaline. Methamphetamine unnaturally triggers this reaction, forcing the mind and body into an extended state of hyper-alertness. "FBI Watching Me"
Commonly called an "upper," it is a substance that causes increased alertness or physical activity. A stimulant like methamphetamine first elevates mood and energy, then leads to rebound depression and anxiety. The Heart in Overdrive


text: Welcome to our hospital! We are proud to offer state-of-the-art medical facilities in a warm, safe and welcoming environment that is designed to provide your pet with the very best veterinary care available. We invite you to take a virtual tour and get to know our facilities. We hope that you will decide to join us as a part of our extended family! If you would prefer to see our hospital in person, please contact us to arrange for a tour!


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Being a first time mom to my son, there are many advices and tips from other people. I really appreciate mommies who are more experienced than me who've helped us in our journey. But there are also people who've shared"myths" that I thought was true until experts busted it off!
Tag Archives: breastfeeding pinays
5 Tips for BOOSTING Breast Milk Supply
Some people are amazed that I am still breastfeeding Zee (2 years & 2 months).. Some find it weird and too much… they are like "Hey! you're still breastfeeding?"…. but there are people who ask me what am I doing to maintain my milk supply?
I am happy to share with you what worked for me and prayerfully will work to you as well:
1. Malunggay Hot Choco / Coffee – before I was a coffee addict, but caffeine can cause dehydration that will make mommy's milk supply low. Glad that there are mompreneurs who developed choco/coffee mix for breastfeeding moms. (Mother Nurture, Kultura in SM Department Store's Malunggay Coffee)


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NASHVILLE, Tenn. – (January 21, 2015) – Sheridan, the Physician Services division of AmSurg Corp. (NASDAQ: AMSG), is expanding its radiology services business through the acquisition of Radisphere, a group of over 100 radiologists who read more than one million studies per year.
Dr. Frank Seidelmann, co-founder and Chairman of Radisphere, commented, "Radisphere has built its reputation on a foundation of quality, service and technological innovation. We are excited about our partnership with Sheridan and its vision for developing a national radiology group practice."
Radisphere is a leading national radiology group focused on hospital-based service delivery. It provides services in 25 states, which significantly expands Sheridan's overall market position. The combined radiology services provider will read more than three million studies per year.
Christopher A. Holden, President and Chief Executive Officer of AmSurg, commented, "Radisphere's geographic footprint complements Sheridan's existing service areas and will allow us to strengthen our network of relationships with key hospitals.
We will continue to evaluate and execute on great opportunities like Radisphere that provide both strategic value and growth for AmSurg."
Forward-Looking Statements This press release contains forward-looking statements within the meaning of the federal securities laws, including statements that are based on current expectations, forecasts and assumptions that involve risks and uncertainties that could cause actual outcomes and results to differ materially. Forward-looking statements relate to expectations, beliefs, projections, future plans and strategies, anticipated events or trends and similar expressions concerning matters that are not historical facts.
In some cases, you can identify forward-looking statements by the use of forward-looking terminology such as "may," "will," "should," "expects," "intends," "plans," "anticipates," "believes," "estimates," or "predicts," or the negative of these words or phrases or similar words or phrases, which are predictions of or indicate future events or trends and which do not relate solely to historical matters. While forward-looking statements reflect the Company's good faith beliefs, assumptions and expectations, they are not guarantees of future performance. Furthermore, the Company disclaims any obligation to publicly update or revise any forward-looking statement to reflect changes in underlying assumptions or factors, new information, data or methods, future events or other changes. Certain risks and uncertainties related to the Company's business are or will be described in greater detail in the Company's filings with the SEC. The information set forth herein should be read in light of such risks.
About AmSurg and Sheridan AmSurg Corp. operates an Ambulatory Services business that acquires, develops and operates ambulatory surgery centers in partnership with physician practice groups throughout the U.S. AmSurg also operates a Physician Services business, Sheridan, that provides outsourced physician services in multiple specialties to hospitals, ASCs and other healthcare facilities, primarily in the areas of anesthesiology, children's services, emergency medicine and radiology. Through these businesses, as of September 30, 2014, AmSurg owned and operated 243 ASCs in 34 states and provides physician services in 25 states, employing more than 2,600 physicians and other healthcare professionals.


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Swedish clothing chain Hennes & Mauritz has had a strong August 2013, reaching like-for-like sales that were 4% higher than in August 2012. For the entire quarter, there was a 2% increase.
Growth stimulated by more stores
Total sales were even 14% higher compared to August 2012, but that was due to a huge increase in outlets: H&M had 2,964 stores by the end of the past month, compared to 2,629 stores last year.
Its strong growth is also partly attributed to the late summer, pushing people to purchase more summer clothing. Usually, August is a period wherein shoppers tend to wait for autumn clothing.
A strong August enabled Hennes & Mauritz to boast a rise in turnover for its third quarter of fiscal year 2012/2013. Without value added tax, H&M secured a rise of 11%, to 3.68 billion euro.


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Hurricane Updates :: Get updated office openings and phone numbers: Click Here for Information!
Meet The Staff
Our Physicians
Launch Patient Portal
Dr. Larry T. Wong, D.O. is a general surgeon with almost 19 years of experience. Dr. Wong is affiliated with Panama City Surgery Center and Gulf Coast Regional Medical Center.
Dr. Wong received his medical degree from Kirksville College of Ostepathic in '99 and completed his residency at St. James Hospital in Olympia Fields, IL in 2004.
Dr. Wong's areas of expertise are breast, colon, gallbladder, hemorrhoid, hernia, rectal, and skin and soft tissue masses removal surgeries.
General Surgery
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Intuitive solutions to deliver top-line revenue growth, employee productivity, lower operating expenses, and interaction consistency.
You need your contact center agents to become more empowered to help their customers. We help you equip your employees with the right tools and methodologies that will ensure your customers are always heard, supported, and valued. Provide your experts with the full contextual information they need and continuously synchronize front and back-office tasks. Get real-time insights into the complete customer journey.


text:
Gale Digital Scholar Lab
Gale Digital Scholar Lab is a cloud-based platform that enables students and researchers to access content and OCR data from Gale Primary Sources and analyse these archives with text and data mining tools.
Users at any level will be able to work easily and efficiently with large corpora of text-data, organising custom data sets and digital tools that reflect the unique needs of individual researchers or entire classrooms.
More info >> [1]
10:00 Dr. Naama scheftelowitz, director of Sourasky Central Library, Tel Aviv University
Welcome and thanks
10:05 Monique Schutterop, sales representative
Gale welcome
10:10 Chris Houghton, head of digital solutions, Gale
Gale digital scholar lab
11:30 Coffee break
11:40 Oded Zrachia
Searching and pattern matching in historical sources using regular expressions: a case study (hebrew)
12:00 Mark Richardson, sales director, Gale
Gale scholar
12:30 Questions


text:
Insect cells offer high levels of protein expression with posttranslational modifications similar to mammalian cells, ease of scale-up, and simplified cell growth readily adapted to high-density suspension culture for large-scale expression. Baculovirus expression systems are powerful and versatile systems for producing high levels of recombinant protein expression in insect cells.
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text:
Search the Community
Showing results for tags 'case and cpu cooler'.
Found 1 result
Is ma610p compatible with case q300L ??
John michael olayres posted a topic in Build SuggestionsPlease help me i buy q300L case and ma610p but im not sure if they fit with each other pls help me thank you


text:
Events have that special essence of being a unique moment in time, whether it's a live performance or family gathering. Capture your performance, your family, or yourself the best way and with a unique style. David Rubene Photography is your source for live performance & tour photography, personal / commercial / promotional photos, family sessions, and High School Senior portraits.
Live Music
Studio / Location Work
Family / HS Senior Sessions
Artistic Edge


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Portlanders taste Festival
PORTLAND, known for its international jerk festivals got a taste of the songs in this year's Jamaica Festival Song Competition. The occasion took place in the town's square in Port Antonio last Saturday.
Etana brought the curtains down on the memorable evening, much to the delight of the audience on hand.
The reggae singer took the stage after the 10 of 11 finalists completed their sets. Unlike the acts before her, Etana refused to stay on stage and performed in midst of the audience.
She did a number of her popular songs including Arise, I'm Not Afraid, and People Talk. The Grammy nominee then threw in Dennis Brown's Love and Hate and Revolution for good measure. She closed with Love Song, which was well received.
Etana left the island on Monday for Paris, France, to to begin the European leg of her Reggae Forever world tour. The jaunt, which started on April 16 in the United States, is expected to end on August 25 in the United Kingdom.
Shows are slated for Dortmund and Frankfurt, Germany, on June 21 and June 22, respectively. The Mauritius gig is on June 28.
Earlier this year Etana was nominated for a Grammy award in the Best Reggae Album category for Reggae Forever. The Grammy went to Shaggy and Sting's collab work 44/876.
Meanwhile, absent from last Saturday's acts was Percival "Dharma" Lord, whose entry is A Jamaica We Love, which he penned.
The occasion saw former gospel song winner Edwin Myers with his song Piece a Jamaica; Vernon "Ramize" Smith — Jamaica Fi Life; Nickoy "Shawn D" Green -— Sweet Jamaica; Jerome "Jay Smith" Smith — Embassy Appointment, written by Allison Morris; Meckedah "McKada" Henry — Love For Jamaica, written by Courick Clarke; Alero "Alley Bless" Perrier — Queen Jamaica, written by Michael Reynolds; Escarpment Road New Testament Church of God (NTCOG) — Jamaica Bless, written by Patrick Kitson; Jason "Iya Concord" Wright — Hero Fight; Nester "Humility" Chung — Battlefield; and, Raldene "Loaded Eagle" Dyer — Big Up Jamaica.
Also attending the event was Orville Hill, chairman of the Festival Song competition.
Organised by the Jamaica Cultural Development Commission, an agency of the Ministry of Culture, Gender, Entertainment and Sport, the Jamaica Festival Song Competition is the longest-running song competition in Jamaica and has showcased myriad artistes and numerous songs which have become the soundtracks to Jamaican life and culture.
The competition, which started in 1966, has been the driving force behind some of Jamaica's acclaimed singers and songwriters, and continues to unearth and showcase several talented individuals each year.
Now you can read the Jamaica Observer ePaper anytime, anywhere. The Jamaica Observer ePaper is available to you at home or at work, and is the same edition as the printed copy available at http://bit.ly/epaperlive
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Another day, another list, another "Top 100" something or other…
This weekend, The Sunday Times, in association with Harden's, publishes its annual list of the Top 100 restaurants in Britain.
The full list and rankings are under wraps until Sunday – otherwise no one would bother buying the newspaper – but we can say that three Birmingham restaurants are among the eight Midland establishments in the Top 100.
Drum roll… and the winners are: Simpsons, Purnell's and Lasan.
Elsewhere in the area defined as the Midlands, they are entries for La Becasse and Mr Underhill's in Ludlow, Shropshire. As much as any of these lists/guides matter, I'm pleased for Will Holland, who's just handed in his apron at Alan Murchison's La Becasse and will be flying solo in the new year in Bridgnorth.
Holland, you may recall, was stripped of a star by Michelin last year and failed to win it back in the 2014 little red book – proving, in case you needed convincing, that Michelin gets things horribly wrong.
Anyway, enough of that.
As a champion of Birmingham's gastronomic scene, it is of course gratifying to see Brum bag thee slots in The Sunday Times/Harden's Top 100.
Anyone barmy enough to be awake and listening to me on BBC WM radio this morning (Friday, 1 November 2013) will have heard me make a pig's ear of a mathematical calculation. I meant to say this:
"There are 64 million people in Britain, according to Wikithing. Divide 64 million by 100 (the number of restaurants in the list) and you get 640,000. So, for every 640,000 head of population, there should be one restaurant in the Top 100.
"Birmingham has a population of just over one million – so the city should have two restaurants in the list. But we've got three. Hurrah!"
Which is a complicated way of saying: "We are punching above our weight."
So, this is a good thing.
But a list wouldn't be a list without a gripe.
Let's consider the omissions. Based on other lists, guides and word-of-mouth opinion, you could make a case for three other Birmingham restaurants featuring in the Top 100: Turners in Harborne; Loves in the city centre, near Brindleyplace; and Adam's, in Bennetts Hill, just off Colmore Row.
Steve Love has a loyal fan base and Adam Stokes won a Michelin star within six minutes of pulling the cork on his "pop up" this year.
But it's Turners I am dumbfounded by. It is just glaringly wrong that Turners isn't on the list.
(I'm not actually dumbfounded. This is a subjective, eating-out list, compiled in large part on the basis of reports filed by a South-East bias of dilettante armchair "foodies" in Guildford. But go with it for now.)
I am chuffed for Lasan chef-director Aktar Islam. Lasan is the only Indian restaurant outside London featured on the list.
If Aktar, with his film idol looks and dazzling interpretations of classic Indian cooking, had set up shop in Kensington, rather than Birmingham's Jewellery Quarter, he'd already have a glittering reward from Michelin.
Simpsons and Purnell's are shoe-ins in any Top 100 for Britain. There's not really much more to say about them.
Classy, assured, inventive, first-class produce. And Simpsons has Albanian Tony front-of-house.
It's worth name-checking the other three restaurants in the Midlands area listed in the Top 100: Restaurant Sat Bains, Nottingham; Hambleton Hall, Rutland; Winteringham Fields, Lincolnshire.
We live in an age of soaring utility bills, so it's also interesting to look at some practical financial facts in The Sunday Times list. Namely, the cost of eating out in 2013.
According to the list, the typical cost, per person, of a three-course dinner with half a bottle of house wine, coffee, service and VAT is:
• Purnells: £75
• Lasan: £77
• Simpsons: £81.
The Sunday Times list, now in its fourth year, it is based on 80,000 reviews from 9,000 "consumers." According to my rubbish maths, each reviewer sent in, on average, eight or nine reports. Who are these people? Why are they reviewing? Did any of them come to Turners?
Essentially, is this list any more instructive than any other guide or list? Is Harden's simply a posh TripAdvisor?
I think it's worth asking these questions.
Similarly, I don't think lists, per se, are a bad thing, particularly if they raise the profile of the restaurant and hospitality industry. The restaurant sector is like any other business sector – and profile helps sales.
Of course, The Sunday Times list makes no mention of Britain's wider culinary scene outside upscale restaurants. And Birmingham has a broader and richer food scene that knocks the rest of the country, bar London, into a cocked hat.
What makes it all the more exciting, and interesting, is that it's a relatively new scene.
So when I talk about food in Birmingham, I mention the four Michelin-star restaurants (Simpsons, Purnell's, Turners, Adams) but I also mention, and consider, so much more.
Like the broader independent restaurant scene; the expanding coffee shop culture; street food; the growing influence of Chinese cooking; the rising standards of pub dining; and yes, baltis.
You couldn't have talked about all that 10 years ago. And that's pretty remarkable.


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|Project Name:
|Lakewood Commons
|Project Location:
|8505 Redtail Drive
Lakewood, IL 60014
|Project Type:
|Construction of the first retail building in Lakewood, IL. This thirteen unit retail building was constructed on an undeveloped site and was built for future tenant build-outs.
|Project Architect:
|HKM Architects & Planners,
|Project Size:
|19,272 sf
|Client Name:
|Ackman Redtail LLC
|Construction Cost:
|$1.57 million
|Contract Type:
|General Contractor


text: Family Law Blog 2016 February Attorney Ross Published in California Bar Newsletter Previous Post | Next Post Attorney Ross Published in California Bar Newsletter Posted By Richard Ross Associates || 18-Feb-2016 Richard Ross Associates is proud to announce that Attorney Richard Ross has had an article published in the California Bar's January 2016 newsletter! The article, titled Ruling Affects Separating Couples Still Under the Same Roof, discusses how recent California Supreme Court rulings can affect property distribution for separating couples who still live in the same household during the process of divorce. Click here to check it out! At Richard Ross Associates, we take pride in being a source of trusted legal information to both colleagues and members of the public. Our firm is proud of Attorney Ross' contributions and are honored to receive this recognition. Knowledgeable Divorce Representation in Thousand Oaks If you and your spouse have decided to separate, a skilled Thousand Oaks divorce lawyer from Richard Ross Associates can protect your interests and help you pursue an amicable resolution to your divorce. With more than 30 years of dedicated legal experience and several positive client testimonials, we can provide the trial-tested advocacy you need to help you get through this difficult time as smoothly as possible. Contact our office online or call (805) 410-3407 today to get started. Categories: Divorce, Firm News, Property & Assets Division & Distribution Share Post


text:
U.S. Supreme Court
Union Bank v. Hyde, 19 U.S. 6 Wheat. 572 572 (1821)
Union Bank v. Hyde
19 U.S. (6 Wheat.) 572
A protest of an inland bill or promissory note is not necessary, nor is it evidence of the facts stated in it.
A protest belongs altogether to foreign mercantile transactions, upon which it is an indispensable incident to making a drawer of a bill or endorser of a note liable. On foreign bills it is the evidence of demand and an indispensable step toward the legal notice of nonpayment in consequence of which the undertaking of the drawer or endorser becomes absolute. Hence of foreign transactions it is justly predicated of a protest that it has a legal or binding effect.
The following undertaking of the endorser of a promissory note,
"I do request that hereafter any note that may fall due in the Union Bank in which I am or may be endorser shall not be protested, as I will consider myself bound in the same manner as if the said notes had been or should be legally protested,"
held to be ambiguous as to whether it amounted to a waiver of demand and notice, and parol proof admitted to show that it was the understanding of the parties that the demand and notice required by law to charge the endorser, should be dispensed with.
MR. JUSTICE JOHNSON delivered the opinion of the Court.
This cause turns upon the construction of a written chanrobles.com-red
instrument in these words:
"I do request that hereafter any notes that may fall due in the Union Bank on which I am or may be endorser shall not be protested, as I will consider myself bound in the same manner as if the said notes had been or should be legally protested."
Two constructions have been contended for -- the one, literal, formal, vernacular; the other resting on the spirit and meaning as a mercantile and bank transaction.
The former has been sustained in the court below, and the correctness of that opinion is now to be examined.
The defendant, it appears, became endorser to one Foyles, and the note was discounted in the Union Bank; on its falling due, it is admitted that no demand was made on the drawer or notice given to the endorser.
The case presents the right of the plaintiffs under two aspects: 1st, upon the just construction of the written instrument; 2d, the practical exposition of it by the defendant himself, and it might also have presented a third, the specific waiver of demand and notice on the note in suit. By some assumed analogy or mistaken notions of law, this practice of protesting inland bills has now become very generally prevalent, and since the inundation of the country with bank transactions and the general resort to this mode of exposing the breaches of punctuality which occur upon notes, a solemnity, cogency, chanrobles.com-red
and legal effect have been given to such protests in public opinion which certainly has no foundation in the law merchant. The nullity of a protest on the legal obligations of the parties to an inland bill is tested by the consideration that independently of statutory provision (if any exists anywhere) or conventional understanding, the protest on an inland bill is no evidence in a court of justice of either of the incidents which convert the conditional undertaking of an endorser into an absolute assumption.
The protest belongs altogether to foreign mercantile transactions, upon which, on the contrary, it is an indispensable incident to making a drawer of a bill or endorser of a note liable. On foreign bills, it is the evidence of demand and an indispensable step towards the legal notice of nonpayment, in consequence of which the undertaking of the drawer or endorser becomes absolute. Hence, as to foreign transactions, it is justly predicated of a protest that it has a legal or binding effect.
But the writing under consideration has reference exclusively to inland bills, and as to them the protest has no legal or binding effect. The endorser became liable only on demand and notice, and of these facts the protest is no evidence. How, then, shall the waiver of the protest be adjudged a waiver of demand and notice or in effect convert his conditional into an absolute undertaking?
Had the defendant omitted one word from his undertaking, it would have been difficult to maintain an affirmative answer to this proposition. But what chanrobles.com-red
are we to understand him to intend when he says, "I will consider myself bound in the same manner as if said notes had been or should be legally protested?" Except as to foreign bills, a protest has no legal binding effect, and as to them it is evidence of demand and incident to legal notice. It either then had this meaning or it had none.
This reasoning, it may be said, goes no further than to a waiver of the demand, but what effect is to be given to the word "bound?" It must be to pay the debt or it means nothing. But to cast on the endorser of a foreign bill an obligation to take it up, protest alone is not sufficient; he is still entitled to a reasonable notice in addition to the technical notice communicated by the protest. To bind him to pay the debt, all these incidents were indispensable, and may therefore be well supposed to have been in contemplation of the parties, when entering into this contract.
It is not unworthy of remark that the writing under consideration asks a boon of the plaintiff, for which it tenders a consideration. It requests to be exempted from an expense, exposure, or mortification, on the one hand, and on the other what is tendered in return? The intended object and conceived effect of the protest, on the one hand, is to convert his undertaking into an unconditional assumption, and the natural return is to make his undertaking at once absolute as the effectual means of obtaining the benefit solicited.
If this course of reasoning should not be held conclusive, it would at least be sufficient to prove the chanrobles.com-red
language of the undertaking equivocal, and that the sense in which the parties used the words in which they express themselves, may fairly be sought in the practical exposition furnished by their own conduct, or the conventional use of language established by their own customs or received opinions.
On this point the evidence proves that, by the understanding of both parties, this writing did dispense with demand and refusal, that the company on the one hand, discontinued their practice of putting the notes endorsed by defendant in the usual course for rendering his assumption absolute, and the defendant, on the other, continued up to the last moment to acquiesce in this practice by renewing his endorsements without ever requiring demand or notice. This was an unequivocal acquiescence in the sense given by the Company to his undertaking, and he cannot be permitted to lie by and lull the Company into a State of security of which he might at any moment avail himself after making the most of the credit thus acquired.
Judgment reversed and venire facias de novo awarded.


text: Are you ready for your study abroad semester? All set to embark on your fieldwork research trip? If your learning and research experience involves interactions with Spanish-speaking cultures, then your next stop should be with the Vallejo Center for Learning Spanish. At Vallejo Center for Learning Spanish, you can choose from a range of carefully designed programs and courses adapted to specific language levels and suited to particular subject matter and study/work needs. With our flexible lesson modules, we can accommodate your busy schedule, whether your prefer to take classes in the morning, throughout the day, or in the evening. Your objectives orient our goals in providing Spanish classes: basic introduction to the Spanish language and Hispanic cultures, polishing your speaking and writing skills in your research area, or total immersion in native-like Spanish communication.


text:
Joint Legislative Study Commission on State Guardianship Laws (2007)
Non Standing Committee
- Authority: SL2008-181 sec. 44.1; HB 2431 SB 1780
- Disclaimer: This list is under constant revision and may not be current. It reflects appointments on file, which may not be updated or complete. Please call the Legislative Library if you have questions (919-733-9390).
- Subscribe: Meeting notices by email


text:
Wouldn't it be wonderful if instead of having to read each long Wikipedia page we could simply press a button and have it read to us? Well, that is exactly what Wikipedia and some engineers are trying to make possible. Wikipedia has approached the KTH Royal Institute of Technology university in Sweden to help develop a software that will allow users to have sections read to them. They were approached because they have had previous experience with other text-to-speech technologies. The servers for this technology will be hosted by Wikipedia. However, it will also be made available to anyone as an open-source platform. Wikipedia users would be able to record text and correct mistakes. A further development being planned is the ability of a recording to correct future transcriptions. The initial development of the text-to-speech software will be in Swedish. This is because the funding is coming from the Swedish Post and Telecom Authority. After it is developed in Swedish, it will support basic English and then move on to Arabic. After that, it will be expanded to support the rest of the two hundred and eighty languages.
Learn more about Get Your Wiki's services by clicking on the following link >> http://www.getyourwiki.com/wikipedia-writing-service-make-wiki-page/


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Sophie Waters
Sophie is the Head of Commercial at Maximum Pop! Having studied English Lit and Creative Writing at Bath Spa University, she came to MP! to satisfy her passion for books. Sophie is a diehard Hufflepuff and feminist. She's also a huge cat lover, and can often be found rocking her socks off at a gig.
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Payday Loans and Personal Loans – The Slight Difference
Many people believe that personal loans and payday loans are totally different. Partly, they are correct. However, the extent of the similarities and difference are not fully disclosed. You may need to research for a while to get the meaty information about personal loans and payday loans.
To properly understand these types of loans, you can analyze them based on various attributes.
When it comes to reputation, the regular personal loan is more acceptable. Experts recommend personal loans philippines because of a combination of different factors. Around the world, numerous blogs and websites are discussing the nature of personal loans.
Payday loans, on the other hand, reside on the darker (or grayer) part of the spectrum. Some experts think that salary loans will cause people to sink quickly in the trappings of debt. Others believe that proper loan management can get you out of the cycle of payday loans.
Interest Rate
Personal loans singapore have manageable interest rates per month, and these rarely change. While not all personal loan lenders agree to a common ground, their rates are justifiable and can match the lifestyle of the average employee or freelancer.
Payday loans are notorious for outrageous interest rates. If you're not too careful around payday loans, you'll end up paying more than 200% of the principal. Most payday lenders also collect weekly interest and they may resort to unscrupulous methods to get what is owed.
Credit Check Process
Since personal loans are offered by banks and sanctioned organizations, there's a credit check system that must be followed. In this process, the lender will review your credit status, income report, and personal profile. From there, your application can be approved or declined.
Because of this credit check process, application may take longer. Some borrowers waited for a day before their funds are released. It's estimated that up to 60% of global borrowers are denied every day.
For payday loans, the credit check system is almost nonexistent. Once you visited a payday lending site, you just need to input the necessary information and you're good to go. The application can be finished within 30 minutes or an hour, depending on the lender.
Collection Method
Personal loan lenders, typically, do not issue collaterals. To collect the money owed, they rely on collection agencies and other representatives. If payment is not collected, personal loan lenders pursue the necessary court action.
The same can be said for payday licensed moneylenders. They have persistent collection agents that can bug you day and night if you missed a payment. So, make sure you don't miss a term.
In a way, there's a fragile line that separates personal loans and payday loans. The terms can be used interchangeably and they still serve the same purpose. Bottom line: as long as you can repay the loan at hand, the difference will rarely matter.


text:
Royal Heritage Furniture Mid-Century Sideboard
Availability: In Stock
Viewing is by appointment only,
please call to book an appointment
Danish, Circa 1966.
This fantastic vintage sideboard is in superb showroom condition.
It is a great size at 7ft3 wide!
A lovely teak top with 3 drawers either end and 2 cupboard doors in the middle which open to reveal a single adjustable shelf.
The doors are drawer fronts are rosewood with aluminium trim.
On teak legs.
W 221cm/87"
D 45cm/17.75"
H 75cm/29.5"
Cupboard internal
W 75.5cm/29.75"
D 41cm/16"
H 46cm/18"
Shipping & Deliveries
We ship goods to all areas of Mainland UK including Northern Ireland and Isle of Man. For shipping for the rest of the Channel Island and outside the UK please contact us at 07799 880163 or you can also send as an e-mail via our Contact page on the website and we will advise you accordingly.
Shipping & Delivery Details
Customers who can collect items themselves are offered a 10% discount off the advertised price of the item. We have clients all over the world and regularly delivery overseas. Please contact us at email@example.com for a competitive quote *please state your FULL address WITH postcode.
RETURNS We recommend that all our customers arrange to view the item before they buy it but we understand that in some circumstances this is not possible. We take pride in using high quality, detailed photos of each item so the customer can have the best idea of what they are buying. In the unlikely event that the item was not what expected we can accept returns up to 7 days after purchase, the buyer is responsible to return the item to us and on receipt of the item being returned in its original condition we can issue a refund excluding carriage costs.


text:
There is a long list of things that make Louisiana a unique and enjoyable place to live our lives. We enjoy a huge bounty of nature�s blessings, a rich cultural heritage and a cuisine that is the envy of the rest of the world.
But in the fields of education, poverty and public health, Louisiana frequently finds itself on the wrong end of the list when national rankings are compiled.
Unfortunately, it has happened again -- this time on a list detailing how we stack up against other states in terms of seat-belt use.
According to the National Highway Traffic and Safety Commission, Louisiana is dead last among states that have primary seat-belt enforcement laws. That means that police officers can stop drivers for not wearing their seat belts.
Before 1999, when the state made failing to wear a seat belt a primary offense, our rate of use was a paltry 38 percent, accroding to the commission. Since that time, our rate of compliance rose almost overnight to 60 percent and has now climbed to 75 percent.
But at 75 percent -- nearly twice the percentage it once was -- one in four passengers is failing to buckle up. That is a staggering statistic considering all the other factors that are working against us when we�re on the road.
Even under the best conditions, many of our roads and bridges are substandard, meaning that the roads themselves are sometimes hazards. Many of our most heavily traveled roadways also lack sufficient shoulder room and instead drop off into bayous or ditches.
To make matters worse, an alarming number of our drivers take the wheel intoxicated or impaired on drugs or alcohol.
Throw in cell phones, which have multiplied in recent years, and all the other distractions that take drivers� minds off the road, and there is a real potential for tragedy that plays itself out far too often.
Given that wrecks are an unfortunate part of life, it makes sense to do all we can to protect that life. The most sensible way to do that is to buckle up our seat belts when we get into our cars. Even before we consider the law requiring seat belts, the question is a no-brainer. Why would anyone get into a car without doing everything possible to make sure he or she will survive a collision?
Add the fact that you can be pulled over and ticketed for failing to comply with the law and we are baffled as to why one-quarter of our passengers refuse to use their seat belts.
We don�t have to understand it. We have to change it, and the only way to do that is to change the way people think about it.
Take it upon yourself to make sure people who are in the car with you buckle up and protect themselves. It should go without saying that we have to take responsibility for protecting children. But adults, too, can use a reminder to do the sensible thing.
Do what you can get our state moving in the right direction ... safely.
Editorials represent the opinions of the newspaper, not of any individual.
Louisiana, buckle up and live
There is a long list of things that make Louisiana a unique and enjoyable place to live our lives. We enjoy a huge bounty of nature�s blessings, a rich cultural heritage and a cuisine that is the envy of the rest of the world.


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I just finished binge watching on Netflix 'STRANGER THINGS'.
I loved it!
I don't want to give out any {{spoilers,}} so go watch then come back here. *SPOILER*
Creators; Matt Duffer, Ross Duffer
I can compare this movie to other writer's work and past shows, but only if I want to nitpick at a really great Netflix original.
When the show started I didn't love the character of Joyce played by Winona Ryder. I started complaining at how she didn't even seem to notice her teen was making breakfast. Later on, she redeemed herself by accepting responsibility for her shortcomings.
Winona Ryder played a stressed-out, guilt-ridden, divorced mom running through stages of grief. She had me believing she was heading for a one-way-ticket to a nervous breakdown and living in a cardboard box. Her house is a mess, her life is a mess, she is a mess. I felt sorry for her.
Police Chief Hopper (David Harbour) his daughter died of cancer before this story started. He is dealing with that loss with beer and pills.
The show has four preteen kids. Gaten Matarazzo who plays Dustin Henderson. Caleb McLaughlin as Lucas Sinclair the lifelong next-door neighbor of Mike Wheeler, played by Finn Wolfhard. Lastly we have Noah Schnapp who plays Will Byers, the character that everyone is searching for or believes is dead.
These boys are friends, who live by a code of chivalry that they learned from playing Dungeons and Dragons. They prove their friendship, with cooperation and using strategy to find the real enemy.
I wondered about the accuracy as they played the game, especially when they ran into Demogorgon. No one faces Demogorgon and lives. So tossing a fireball at a creature that is from a flaming pit/the Abyss/ it is Hell's most powerful demon, well, that won't kill it. When Demogorgon pops in, you run for your life. Just… RUN!
The boys meet Eleven (Millie Bobby Brown) while they are out looking for their friend Will
Nancy is a teenage girl, who now has two boys who are smitten with her. Here we see normal teen hormones running rampant. Nancy's little brother, Mike, takes in Eleven and she hides in their basement.
Nancy (Natalia Dyer) has a crush on Steve (Joe Keery), a popular boy at school. Jonathan Byers played by Charlie Heaton, has a crush on Nancy. Jonathan's little brother is Will.
I hope you followed me as I set up the characters.
Everyone has something they want or something they are trying to overcome. The government has their own agenda, which is capture Eleven, they will go to extreme measure to accomplish this goal. Eleven wants away from 'bad people.' The creature wants to feed. Joyce wants her son back. The boys want to find Will. Police Chief Hopper he couldn't save his daughter, he needs to save Will.
Nancy wants to find her friend. Without being able to read Nancy's mind, I can only guess she wants both boys. Steve wants Nancy. Jonathan wants to save his brother and maybe end up with Nancy.
The mentioning of, Hugh Everett the American physicist who came up with the many-worlds interpretation of quantum mechanics-multiple universes, gave this story believability.
Now, I wonder if someone or something is trying to communicate with me, through my flickering hall light.