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News archive
Flybe Adds New Route From East Midlands
23rd July 2014
Leading regional airline will operate daily flights to Aberdeen from end October
Flybe, Europe's largest regional airline, has confirmed its commitment to further growth with the addition today (22nd July 2014) of a new route between East Midlands and Aberdeen, offering daily weekday flights. One way fares are on sale now from £34.99 including taxes and charges and seats are available for booking for travel effective 26th October 2014 to 28th March 2015.
Paul Simmons, Flybe's Chief Commercial Officer, said: "We are pleased to announce this additional route out of East Midlands and provide passengers across the Midlands with greater access into Scotland.
"We are committed to increasing connectivity, both for business and leisure passengers and are doing so by using a rigorous profitability analysis and utilising our strict route assessment model.
"The decision to add this flight reaffirms our commitment to listening to the needs of our customers and to being 'the fastest way from A to Flybe."
Andy Cliffe, Managing Director East Midlands Airport, added: "We're delighted with the news that Flybe will be operating a daily flight to Aberdeen from East Midlands Airport. This expansion to their route network will further extend vital links to Scotland from the East Midlands region and will undoubtedly prove to be a popular addition to their destination portfolio."
Flybe will now operate a total of six routes from East Midlands airport as part of its 2014-15 winter schedule offering a choice of up to 164 flights a week.
Effective for travel 26th October 2014 – 28th March 2015
Dep ABZ 1045 arr EMA 1210 Dep EMA 1235 arr ABZ 1400
Operated by 88-seat Embraer 175 jet


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The 30 Second Smile™ uses 6 microbrush heads that surround your teeth in soft bristles automatically cleaning the top, bottom, front, back and biting surfaces, all at the same time. That's why brushing only 30 seconds is like brushing 3 minutes with a single headed toothbrush.
30 Second Smile
A revolutionary technology that brushes your teeth perfectly every time.
For the First Time Ever!
Dental Professionals Agree:
- Keeps your teeth as shiny and clean as the day you left the dentist's office
- Reverse gingivitis in 2 Weeks…Guaranteed!
- Cleans all surfaces, front, back and biting surfaces all at the same time!
- Does it all in just 30 seconds!
You will never want to use an ordinary toothbrush again.
The 30 Second Smile™ uses 6 microbrush heads that surround your teeth in soft bristles automatically cleaning the top, bottom, front, back and biting surfaces, all at the same time. That's why brushing only 30 seconds is like brushing 3 minutes with a single headed toothbrush.
With your 30 Second Smile™ System you get:
- The 30 Second Smile unit, designer stand and travel case
- Two sets of brushes, ultra soft and standard
- Free professional tongue scraper
- One year warrenty
- FREE BRUSHES FOR LIFE (just pay s+p)
Available in Adults and Children (ages 5-11) models for the same low price!
Try it risk-free for a full 30-days!
Now you can order your complete 30 Second Smile™System and try it for a full 30 days! If for any reason your teeth do not feel cleaner, brighter, and your gums healthier, just return the system for a full refund (less S&P), no questions asked! That's a guarantee that you know you can trust!
* Gingivitis can be reversed by proper brushing and flossing daily. The 30 Second Smile™ provides you with perfect brushing technique effortlessly every time. If you don't reverse gingivitis in just 2 weeks, we will refund your purchase price (less S&P) guaranteed!
**For good oral health, it is important to brush and floss your teeth twice daily, replace your brush heads regularly, eat a balanced diet and limit between-meal snacks. You should also visit your dentist regularly for professional cleanings and oral exams.
How is 30 Second Smile different than other toothbrushes?
A better question would be 'how is it not different?' Manufacturers keep trying to improve upon the toothbrush, making it spin, beep, and oscillate. And many use timers and sonic
The truth is, they all operate on the same principle, and all of these products are only as good as the person using them. The problem, whether we wish to admit it or not, is that most people just don't take the time or exercise the dexterity to brush properly. That's why, despite all the different types of brushes available, 80% of the U.S. adults suffer from some degree of gum disease. Proper oral care is dependent upon eliminating human error. To do this, you either spend a couple of minutes trying to brush properly with the crop of toothbrushes already out there, or switch to a new product that provides a new solution based upon advanced technology.
30 Second Smile operates with new, advanced technology. The 6 micro brushes are designed to remove human error, and ensure you receive proper brushing every time.
Yes, the 21st century technology of 30 Second Smile looks different than the old fashioned single-headed brushes. But the real difference can only be appreciated by using it, and experiencing a new level of oral care that is fast, (1/4th the time) and automatic — every time you put it in your mouth.
The brush head looks a bit big…is this going to fit comfortably in my mouth?
This is deceiving because if all of the 6 microbrushes were all on one side of the tooth at the same time, indeed it would be uncomfortable. However, that is not how 30 Second Smile works. Each microhead is assigned to its own surface, and each head is actually half the size of the typical single headed brush. The 6 heads wrap around six surfaces simultaneously and comfortably.
Does 30 Second Smile use Sonic technology?
No, 30 Second Smile represents totally new technology. Toothbrushes have been around for a long time, and unfortunately, so have cavities and gum disease. The primary cause of cavities and gum disease is improper brushing (human error). Numerous studies show that if a person brushes properly and removes the bacterial plaque from the teeth and along the gum lines, they will significantly reduce the potential for cavities or gum disease.
The secret to high quality oral care is not bristles moving at "Sonic Speed". The solution requires utilizing the proper technique to ensure every surface of every tooth is cleansed and the gums properly massaged. "Can't make a mistake" technology by 30 Second Smile automatically ensures proper oral care with its patented microbrushes, each and every use. You
simply bite and guide, and receive the level of oral care you need, in 1/4th the time required by all other power toothbrushes, and 1/6th the time of any manual brush.
Is 30 Second Smile safe for children, and does it require any special brushes?
Not only do we have special brushes just for kids, but clinical studies have shown 30 Second Smile to be totally safe for anyone seeking a higher quality of oral hygiene. We hear from parents all the time, who tell us their kids love 30 Second Smile and think it's cool. More importantly, parents tell us that they love 30 Second Smile because they no longer have to stand over their children to make sure they are properly brushing their teeth.
They tell us, "If I hear the 30 Second Smile, I know my child is getting proper oral care." And that is what we call, "The 30 Second Smile Difference." With 30 Second Smile, kids receive a proper brushing; with other products they (and often their parents) have to do the work. The patented multi-micro heads are ideal for children's use. They are small enough to easily fit
into their mouth, and 30 Second Smile is safe and easy to use.
How often do I need to replace the heads?
Brush heads should be replaced every 90 days. This is an industry-wide standard because after a few months, bristles start to become splayed and frayed, and consequently become much less effective over time. Not only are old brush-heads ineffective, they may harbor harmful bacteria. Sick people should change their brush-heads at the beginning of an illness and after they feel better.
How will 30 Second Smile benefit my family?
30 Second Smile is ideal for any member of the family – young children, teens, college students, Mom, Dad and Grandparents. Oral care is a vital part of our overall health. In fact, the US Surgeon General stated in 2003, "If your mouth is not healthy, your body will not be healthy." Let's face it, brushing your teeth is a lifetime proposition. It's something we do every day, but do we do it well? With 30 Second Smile, every member of your family will receive proper oral care every day. And often times, Grandma and Grandpa may have a problem using a traditional toothbrush to properly brush. 30 Second Smile will do the job for them. And that means whiter teeth, healthier gums, fresher breath, and better overall health for all family members. It
also means a better partnership with your dental professional. And while this can mean great savings in dental bills, the ultimate prize is better health and a family with bright, beautiful, healthy smiles.
Does the brushing action cause abrasion?
Absolutely not. Short/quick ( 5mm) brush strokes assure abrasion proof brushing as confirmed by independent clinical studies. 30 Second Smile was designed to automatically provide you with the gentle massage/stimulation of the gums, as recommended by dental professionals. The positioning and movement (short, quick strokes with the soft micro-brushes) ensures this takes place. This is supported by two major clinical studies, one conducted at the Medical College of Georgia, School of Dentistry and the other at the University of Tennessee , Health Science Center, where they came to the following conclusions on the safety of 30 Second Smile:
- Medical College of Georgia Study: "The 30 Second Smile Oral Health System has proven to be a safe, well accepted and effective device."
- University of Tennessee , Health Science Center Study: "Neither the 30 Second Smile, nor the other tested brushes caused any adverse reactions that could be attributed to the brush."
- "Neither the 30 Second Smile, nor the other tested brushes caused any increase in gingival recession."
Do I need toothpaste?
All you need is to apply a tiny pea-sized dollop of toothpaste to the each side (top and bottom), right where the angled bristles meet. The toothpaste applied through the effective brushing action of 30 Second Smile will remove the bacterial plaque and remove stain while applying fluoride (if recommended by your dental professional).
How can I clean my tongue?
30 Second Smile comes with a tongue cleaner.
Can I use only one head?
No. It is essential that both heads are used, because the movement of each head reciprocates or balances the movement of the other, making it possible for all six surfaces of the teeth to be cleaned simultaneously while also massaging the gums.
The brush heads attach to the handle via metal pins. If both heads are not attached, one of the pins would be exposed, and will cause damage to the teeth or gums.
Braces – does it clean effectively around and under braces?
The answer is YES. Most people who wear braces find it difficult to maneuver a conventional single-headed brush around the braces. As a result, far too often their oral hygiene suffers.
A private study showed that 30 Second Smile does an exceptional job cleaning teeth with braces. This is because when the user bites into the micro brush heads, they are automatically positioned to provide a proper cleaning of the teeth and massaging of the gums, and metal brackets associated with braces.
At what speed does 30 Second Smile operate?
We found through extensive testing that there is an ideal stroke speed for brushing. The ideal speed is 700 to 800 strokes per minute. Why? Because this speed enables the bristle tips to penetrate and clean interproximally, removing harmful particles and bacteria from between the users teeth. This speed also provides a stimulating and comfortable
massage of the gums.
Can I take it in the shower?
30 Second Smile is designed to be waterproof, but not guaranteed if used in the shower. Using 30 Second Smile in the shower will void the warranty. Therefore it is not recommended to use in the shower.
Color in the bristles – what is it made from?
All bristle colors used comply with US Federal Drug Administration Regulation 21 CFR 178.3297 – colorant levels below 1% by weight and no heavy metal based pigments. All plastics and filaments have been tested for extraction and no significant colorant extraction shown. All colors comply with all applicable standards in Europe and to the US Food, Drug and Cosmetic Act.
There was a soft rubber component (about 1″ x 1 1/4″), with a hole in the middle, stuffed inside the stand, in a baggie. Where does it go & what does it do?
This is called the "Drip Shield". This white collar slips over the 'neck' of the handle, BEFORE the heads are snapped on. This shield helps prevent water and 'backwash' from your mouth from running down the handle to your hand. Instead, it should drip straight down off the collar.
My gums are bleeding!
Believe it or not this is not a bad sign. 30 Second Smile is designed to self-position in the users mouth ensuring that the six micro-brush heads cleanse all surfaces of the teeth, while also correctly massaging the gums. Most people do not take the time nor exercise the dexterity to maneuver a single headed power or manual brush in such a way that they clean all surfaces of the teeth and massage the gums. If the teeth are not properly cleansed and the gums are not massaged, the gums can become inflamed or infected. 30 Second Smile is designed to reach the neglected or hard to reach areas of the gums. As a result, the user can experience some bleeding when these inflamed or infected areas are stimulated.
Through continued use of 30 Second Smile, the neglected area(s) of the gums will be restored to health, and bleeding and any discomfort (which is negligible) will cease. To assist you in restoring your gums to a higher level of health, every 30 Second Smile comes with Ultra Soft RED BRISTLES. The Ultra Soft Red Bristles should be used initially while 30 Second Smile restores your gums to health. After that, you can use the Standard Soft Brushes for a more penetrating cleansing of the teeth and gum massage.
I cannot tell if I am brushing my back molars. How can I tell if I am brushing successfully?
The first thing to do is watch our Instructional DVD, which shows you how to use 30 Second Smile properly. This video will show you how easily the brushes completely reach the back molars with ease.
Can 30 Second Smile cause gum recession?
No. Most people have some level of gingivitis which is the early stage of gum disease. Due to plaque irritation and infection of the gum tissue, swelling and inflammation may be present prior to using 30 Second Smile. When infected, the gum tissue often feels and appears to be red, spongy, or puffy. The amazing cleaning qualities of 30 Second Smile will penetrate under the gums and between the teeth much better. As a result, you may experience bleeding initially for several days… up to perhaps a week. After this time, the swelling will likely go down, and thus the gums will become pink, tight, and healthier. As gum inflammation is reduced, it reveals more of the tooth, which should not be confused with gum recession. This is gum restoration to better
Batteries – How often should I change them?
When you feel that the power of the brush is diminished to the point where it is not being effective, that is a good time to change your batteries.
Batteries do not seem to be taking a full charge?
If you know you have fully charged batteries, but you feel it still does not have adequate power – take the battery cap off, and look for the two metal contacts. Look for moisture, and dry it out thoroughly using a cottonball or Q- tip with isopropyl alcohol. If you see any build-up on the contact, you can clean them by scraping with a metal object,
such as a tweezers. Then apply a small amount of petroleum jelly to the contacts…this will help make them more resistant to moisture.
Can I use this brush with crowns and bridges?
There are two types of "bridges": fixed, and removable. A fixed partial denture is a "bridge" and is permanently cemented in the mouth to replace missing teeth; a removable partial denture is a "partial" and can be placed in and taken out.
Because it is retained by metal clasps around the teeth, our dental professional associates advice is for users is to remove the bridge before using 30 Second Smile, to prevent dislodging of the partial and to prevent the bristles from getting caught under the retention clasps, and coming out.
Aside from the obvious benefits of a multi-head design, what else is special about these heads?
– Smart bristle length variance: bristles that contact the gums are longer, and therefore more gentle, while shorter bristles that contact tooth surfaces ensure plaque and stain removal
– BrushHeads swivel, or 'float' on their anchoring pins, further reducing any chance of improper technique
– Automated Optimum Pressure. Using traditional single headed brushes, you may often wonder how much pressure you should be applying. Brushing too vigorously and / or with too much pressure can cause abrasion, and can also cause the gums to recede, exposing root surfaces. It also wears down the tooth structure. Using brushheads from 30 Second Smile, it is impossible to exert too much pressure or brush too vigorously, because the user is exerting ZERO force. The advanced, wrap-around head configuration provides automated, EQUALIZED gentle pressure on the inner and outer surfaces. The result: no chance of tooth or gum abrasion. The 'arms' of the brushhead flex, to provide the perfect pressure for both the front (thinner) teeth, as well as the molars. The resilient arms provide a pressure that is not too aggressive to cause abrasion. With all other brushes, the pressure applied by user can be too high.
Which brush head is right for me?
Kids should use the brush specifically designed for kids. First-time users should start with the Ultra Soft (red) brushes.
– Red bristles identify the Ultra Soft head…designed for 1st time users, and users with sensitive teeth and/or gums. These brushes should be used when you initially start using Hydrabrush.
– Light-blue bristles identify the Soft heads – delivering less sensitive users a good cleaning while remaining gentle
– Extra Reach has an extra row of bristles, enabling users with gum recession (or larger teeth) to still clean the gumline. Users without recession report superior gum stimulation as a result of the extra row of bristles reaching higher on the gums.
Are the bristles soft?
Yes – in fact, our standard soft is softer than typical soft brushes found on other toothbrushes. We also have an Ultra Soft brush for people with very sensitive gums.
The plastic around the heads is bumping my teeth and gums… what am I doing wrong?
If this is happening, you are not using the brush correctly. "Bumping" is impossible if the brush is used as directed. Make sure you view the Instructional DVD, which shows precisely where the handle of the brush should be in relation to your mouth as the heads are guided around the natural arch of your teeth. When you are brushing your back teeth, the handle should be pointing straight into your mouth.
5 reviews for 30 Second Smile
30 Second Smile is not a teeth whitener, i think this is one common misconception that people have. The 30 Second Smile is a new electric toothbrush that works better than any electric toothbrush or any toothbrush for that matter I've ever used. The price is very affordable works better than some electric toothbrushes I've spent money on in the past. 30 Second Smile is a natural teeth cleaning tool that is very gentle on both teeth and gums and will combat yellow teeth, plaque, gum disease and will give your mouth a fresh feeling after you've cleaned your teeth and will leave them whiter. If you have yellow teeth I highly recommend getting the 30 Second Smile. It can be switched from soft bristles to prevent gentle brushing, cuts down on gingivitis, cleans gums thoroughly, and its 6 brush heads can really get into hard to reach places in your mouth. You still have to floss and use mouthwash when using the 30 second smile. Since 30 Second Smile has a trial to test it out, so I recommend to anyone that they just give it a try and see how effective it will clean your teeth. I'm glad to see that other people have written positive 30 second smile reviews as it deserves credit for being an effective teeth cleaning device.

subset: commoncrawl


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Toyota Motor Corp. has battled hundreds of lawsuits in recent years related to sudden acceleration.
But a landmark trial began Thursday with opening statements in a Los Angeles County Superior Court.
Other litigation has focused on whether there is an electronic defect that triggers unexpected acceleration in some Toyota cars. But Garo Mardirossian — the attorney representing the heirs of a woman who was killed when her Toyota Camry unexpectedly sped to 100 mph — is skipping that argument entirely.
Instead, the soft-spoken Mardirossian contends that Toyota is liable for a safety device it could have installed but didn't. He's asking the jury to award $20 million to the heirs of Noriko Uno, the woman killed in the 2009 accident.
In his opening statement, he portrayed Toyota Motor Corp. as a callous automaker that skimped on safety by not installing a brake override system on Uno's 2006 Camry. The system, which deactivates the accelerator when the driver presses the brakes, was available in some of Toyota's overseas vehicles at the time, but the automaker didn't include it on its U.S. cars.
Mardirossian mapped out arguments that he hopes will convince jurors that Toyota failed to live up to marketing claims that the Camry was one of the safest vehicles on the road.
"Toyota knew for many years that stuck pedals are a phenomenon with its vehicles," he said.
Mardirossian provided a timeline of the accident for jurors, starting when Uno's Camry was broadsided at an Upland intersection by a Lexus driven by Olga Belo, a codefendant in the case.
That collision shifted Uno in her seat, Mardirossian said, causing the heel of her foot to become wedged on the gas pedal. She tried to stop the car by depressing the brake with her left foot, he said, but the car zoomed ahead, taking Uno on a harrowing 2,600-foot drive against traffic on Euclid Street. She eventually lost control as she evaded oncoming vehicles; the Camry careened into a telephone pole before smashing into a large pepper tree.
Mardirossian argued that a brake override system would have prevented the accident. Witnesses, he said, will tell the jury that the Camry's brake lights were illuminated, proving that Uno depressed the brakes in an effort to regain control of the car.
Toyota has chosen to settle many cases related to sudden acceleration, but it decided to make a stand with the Uno case. Its attorneys say they have a strong position and feel they can win it.
Vincent Galvin Jr., an auto product liability attorney representing Toyota, said that an override system would not have prevented the accident that killed Uno, a 66-year-old bookkeeper. Further, he argued, her Camry had no defect — and the automaker should not be held liable for safety equipment it theoretically could have installed.
Galvin argued that the hypothesis that Uno's foot became stuck in a position that depressed the accelerator was not plausible and defied physics.
"The accident was not caused by the vehicle, it was caused by the driver," Galvin said. "It was pedal misapplication. She was never on the brake and her foot wasn't stuck."
Galvin said that Uno, who had diabetes, was confused as a result of a hypoglycemic episode. Studies show that drivers are prone to pedal errors if they have cognitive deficiencies and are of short stature, both characteristics that he said described Uno.
The fact that Uno made several turns into oncoming traffic and then sped up until she crashed was evidence of confusion and driver error, he said.
A judge has designated the suit as a bellwether case that will help set the direction for hundreds of similar lawsuits against the automaker. Barring a settlement, attorneys said, the trial could last into October.
Already, Toyota has spent well over $1 billion settling lawsuits involving allegations of unintended acceleration, but the world's largest automaker still faces hundreds of other cases awaiting trial.
Previously, Toyota settled the most notorious acceleration case — involving a California Highway Patrolman who was killed, along with his family — for $10 million in late 2010. It also settled a class-action suit filed by people contending that defects hurt the value of their cars, agreeing to pay as much as $1.6 billion. That settlement was finalized by a federal judge in Orange County last month.
Toyota has said there are no electronic defects in its cars that would cause sudden acceleration, and that some of the reported events have been caused by drivers mistaking the gas pedal for the brakes. Toyota still faces about 300 personal injury and death lawsuits in state and federal courts related to sudden acceleration.
Twitter: @latimesjerry


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Oh, Ouch. I hate this error message. I got this "Bandwidth Limit Exceeded" error message a few times on my other website – CmsMind.com when I was web hosting at a limited bandwidth web hosting in the past.
1. What does Bandwidth mean?
First you must understand what Bandwidth means. Bandwidth is the monthly allowance of data transfers you are allowed by your web hosting provider. If your website is small and does not have that much traffic, web hosting companies sometimes will get away with giving you 200 MB of bandwidth, but as your website grows, more visitors will be hitting your page therefore using up more of your bandwidth. Once you exceed your maximum bandwidth limit that your web hosting allocates to you, your visitors will not see your website anymore, but will be greeted with an error message that says:
Error 509 : Bandwidth Limit Exceeded
Bandwidth Limit Exceeded
The server is temporarily unable to service your request due to the site owner reaching his/her bandwidth limit. Please try again later.
2. How Can I Get Rid of this "Bandwidth Limit Exceeded" Message?
There is no way you can remove this message until the end of the month or billing cycle month. If the number of hits and traffic has been reached and exceeded, your web hosting will not allow more traffic through to view your website until the month ends. Rest assured that your website still exists and your files still exist, it's just that your web hosting provider only allowed you x number of hits to your website. This message is not removable by you, it's a message provided by the Webhosting provider.
3. Solution to "Bandwidth Limit Exceeded" Message
- Ask your existing web hosting provider to increase your bandwidth limit. You might have to pay extra for this service.
- Look into transferring your domain to a web hosting that provides unlimited bandwidth. That's what I did. Some web hosting providers that give you unlimited bandwidth include:
Hope that helps,


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Brick Republic offers the following Policy:
• All Prices in US Dollars.
• Minimum Order:
Minimum Order is $10.00, not including shipping.
• Payment Accepted
We accept Visa, MasterCard & PayPal as form of payment. Our shipping system is tied directly to PayPal, which provides the shipping address for package labeling.
• Package Preparation:
We pack all orders within 3 days of receipt, but if order volume is high, it may take a little longer. Orders are processed daily, and shipped on weekdays. If we encounter any problems processing or shipping your order you will be contacted.
• Shipping costs:
Shipping costs will be displayed when you checkout. Rates start at $4.99 to Canada, $6.99 to the United States and $7.99 international.
• Shipping Time:
We ship fast! 3-8 business days delivery time for all orders shipped in North America after your order is processed when choosing Expedited shipping service. Tracking and insurance is included with Expedited service. Standard shipping service to North America does not include insurance or tracking number. Choosing Stanadard shipping is at your own risk. International shipping time could take from 12-22 business days and only includes insurance no tracking number
• Returns 7 days only!


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Browser does not support script.
A meeting to consider a review into the safety and sustainability of consultant-led maternity services will be held next week.
An extraordinary meeting of NHS North Cumbria Clinical Commissioning Group's Governing Body will be held on the 3rd of July at 1pm at Cleator Moor Civic Hall.
It follows the decision in March 2017 to spend a 12 month period reviewing maternity at the West Cumberland Hospital in Whitehaven after the Healthcare For The Future public consultation in 2016.
An Independent Review Group chaired by Dr Bill Kirkup CBE, and made up of clinical experts in specialities including obstetrics, paediatrics and anaesthetics, has been reviewing progress.
The meeting will follow the same process as the one held in March 2017 and will be held in public.
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Your vice president of lending unintentionally violates your credit union's loan policies when granting some member business loans.
After many of the loans default, your credit union pursues collection activity—only to discover the members aren't creditworthy and the loan officer was negligent.
What do you do?
This falls into the category of uninsurable risk, which isn't covered by fidelity insurance.
Managing risk is extremely important for all credit unions, and insurance is just one way a credit union can protect itself. But not every exposure is insurable.
Therefore, a fidelity bond policy, which credit unions rely upon to cover losses from many risks, doesn't cover all exposures. The good news is these risks can be mitigated or avoided entirely with proactive risk management policies and actions.
There are two risk types that can determine insurability under a fidelity bond: Pure risk and uninsurable risk.
Pure risk is unexpected and includes fraud and theft perpetrated against the credit union by another party. Pure risk may also include losses caused by employee theft.
These losses are generally insurable under a fidelity bond, as one of the core principles of insurable risk is that losses must be accidental, fortuitous, or outside the credit union's control.
Example: A credit union employee withdraws funds from a relative's account and creates fictitious statements reflecting a balance that should be in the account. Fidelity bond insurance would cover this loss under "employee dishonesty" coverage.
Uninsurable risk
Conversely, uninsurable risk encompasses speculative risks, losses caused by vendors, indirect losses, and the losses of others. More specifically, this risk type can involve investment and loan risks, credit risk, deposit risk, and losses that credit unions create themselves.
Simply put, these are everyday business risks which are generally not covered by fidelity bond insurance.
It's equally important to understand that fidelity bond insurance covers first-party losses (losses to the credit union), but does not always cover losses incurred by other parties. It's also not intended to cover liability claims the credit union may face.
Here are four ways to manage uninsurable risks:
1. Identify the uninsured risk. Take a regular inventory of uninsurable risks and exposures your credit union faces and design a risk management plan addressing each risk. Use a process flowchart or functional analysis to map out hidden exposures.
2. Measure the uninsured risk. Determine the amount of risk in any given product or service by measuring loss frequency (number of overall losses) and loss severity (amount of each loss).
3. Implement loss controls. Build and implement loss controls based on identified risks and the measurements of each exposure. This will help you manage or, in some cases, eliminate these threats altogether. Tailor your risk management strategy by using a combination of tactics.
4. Manage the risk. Tracking your credit union's losses to identify new trends will enable you to respond quickly and appropriately to new and unexpected losses. A comprehensive internal audit plan is an effective technique to identify and manage risk.
Insurance is only one method of risk control, and it's unrealistic to expect it will cover all exposures. For additional risk management information to help avoid, reduce, prevent, and transfer risk, CUNA Mutual Bond policyholders can consult the Protection Resource Center.
ROGER NETTIE is staff underwriting specialist with CUNA Mutual Group Credit Union Protection. Contact him at 800-356-2644, ext. 7154.


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UKRIDA was officially founded on January 20, 1967 by the Decree of the Director General of Higher Education Ministry of Education and Culture of the Republic of Indonesia No. 202/DPT/I/1970.
At the beginning, UKRIDA was established under the name of Djaya Christian University under the auspices of Yayasan Badan Pendidikan Kristen Jawa Barat. In its early years UKRIDA has three faculties: The Faculty of Medicine, Faculty of Engineering, and Faculty of Economics.
At the beginning it was named Djaya Christian University but in 1992 changed into Krida Wacana Christian University
UKRIDA was founded by an initiative from a few Christian public figures, such as Prof. Dr. J. L. Ch. Abineno, Uripto Widjaya, Ny. Dr. Pouw Houw Tjiang, Ny. J. M. Rumambi, dr. J. Suwarno with D. Sutedja, Swandjaja, Kol. Dr. F. Pattiasina, dr. O. E. Engelen, Pdt. C. Suleeman, M. Th., and Pdt. Lukito Handoyo, to establish a Christian college as a form of faith and service in higher education for the nation and development in Republic of Indonesia. The initiative was supported by Prof. Dr. Siwabessy (Minister of Health at that time) and Ps. W. J. Rumambi (Minister of Communication and Information at that time).
Since most of the famous figures' initiative were the members of the Gereja Kristen Indonesia Jawa Barat (GKI Jawa Barat), the council of GKI synod in West Java welcomed their decision warmly. In the 23th meetings on 15 September, 1965, they finally decided to establish the Djaya Christian University, and appointed the Christian Education Body of West Java (Badan Pendidikan Kristen Jawa Barat) as the manager.
Djaya Christian University grew and enhanced in dynamics, through many challenges and obstacles, only by the blessing of God, finally the administrator of UKRIDA could be able to hold a responsibility in achieving the ideal faith and Christian service in higher education.
Since 1985, by God' will, UKRIDA moved its location from Gunung Sahari to Tanjung Duren. After six years, in 1991, UKRIDA was diverted from Yayasan Badan Pendidikan Kristen Jawa Barat to Yayasan Pendidikan Tinggi Kristen Krida Wacana (YPTK Krida Wacana).
Krida Wacana Christian University hence means the university that works for the Word (of God Himself)
The changing of the name was established on 8 February, 1992. Djaya Christian University officially changed its name into Krida Wacana Christian University with the Decree from Minister of Education and Culture RI No. 0106/0/1992, and still used UKRIDA acronym. The word KRIDA means to create, while WACANA means Word (of God). Krida Wacana Christian University hence means the University that works for the Word (of God Himself).
Along with the needs of new study program, UKRIDA in 1999 open Master of Management program, and in 2002 also opened Informatics Engineering and S1 Psychology study for undergraduate program. Information System and English Literature were the newest two undergraduate programs opened in 2009 and 2014.
On 3 August 2002, UKRIDA officially opened Campus II at Jalan Terusan Arjuna Utara no. 6, which is used for Faculty of Medicine. Campus III which were located at Kelapa Gading, opened in 2010, is also used for Economics Department. UKRIDA aspires to be a dedicated institution able to serve the best for God and the nation.
Institution able to serve the best for God and the nation. UKRIDA yearns to be the partner of each learner and is looking forward to the future by relentlessly improving itself, its service facilities, and its capabilities. This expectancy is in line with UKRIDA's life motto: "Being Transformed to Win The Future".


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|Cauldron by Pockafwye
I've always felt a strong interest in the magical and mystical, and a pull toward the nature-based celebrations of spirituality. At the same time, I believe in the Abrahamic God, and in Jesus Christ. I consider myself a Christian by belief. But since God (who I don't view as a He or a She) gave us the world to our care, I think honoring the world honors God.
I'm not a joiner, and as much as I appreciate the community of a church, I super-extra hate sermons.
So I worship God in my own way, in my own home.
Lately I haven't felt like I've been focusing enough on being worshipful and mindful. This challenge seemed like a good way to sort things out, and find more specific ways to bring God and nature into the daily rhythm of my life.


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Application to become a member of the Hampshire Law Society
Please either download the application form by clicking the button below, or register your interest by completing the form.
If you are having any trouble, please contact The Membership Administrator: Nicola Jennings, 92 Chessel Crescent, Bitterne, Southampton, Hampshire SO19 4BS. DX 52766 Bitterne.
Alternatively give Nicola a call on 02380 447022
Membership of the Hampshire Law Society
Under the Society's Constitution, membership is open to Solicitors either practising (or in the case of trainees under contract with a firm practising) or residing in Hampshire. Associate members are Trainee Solicitors, Fellows, Associates or Graduates of the Institute of Legal Executives, Chartered Legal Executives and Licensed Conveyancers who are employed by a Member's Firm. "Hampshire" for this purpose includes the districts of Portsmouth and Southampton.
Register your interest
Applicants need to be proposed by existing members of the Society, and the form should then be returned to the Administrator at the address given. If you have any difficulty in locating existing members, please contact the Membership Administrator.
Rates and Benefits
• Full members £80 (except those in private practice)
• Corporate Membership £800 (which will cover all eligible members without limit)
• Associate Members, £50
• Associate Trainee Members £20
• Ordinary Members not in private practice and non-practising ordinary members £20
• Joint Membership with Junior Lawyers Division £50 (£35 to JLD and £15 to HILS)
• Members who have 50 years on role approved £0
An Ordinary Member is any person practising as a Solicitor in Hampshire.
An Associate Member is any person who is a FILEx, Licensed Conveyancer, Notary Public, Patent Attorney, Trade Mark Attorney, Costs Lawyer, Barrister or practice manager, Trainee Solicitor, AILEx, GILEx, Student Licensed Conveyancer, Associate Trade Mark Attorney or Patent Attorney, Trainee Costs Lawyer, pupil or non-practising Barrister or paralegal working or residing in Hampshire.
• Dedicated website hampshirelawsociety.co.uk which aims to give you up to date information on evolving current matters of law.
• Our extensive lecture programme with reduced rates for members. Attending just one session will practically pay for itself.
• Free find a solicitor service
• A new presidential team has been elected with substantial plans to overhaul the society
• Quarterly magazine and the opportunity to contribute articles on a regular basis
• Reduced advertising rates both on the website and in the magazine
• A range of social/networking events
• Some free CPD events in partnership with our sponsors
• Social media
• The opportunity to lobby your local MP through our extensive network
• An in house CPD programme
Social Media
Why not follow us on Twitter and join our LinkedIn page for all the news and events from Hampshire Law Society.
Hampshire Legal
Download this months copy of the journal of the Hampshire Law Society.


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We are committed to helping people communicate the Good News in their natural contexts. We believe in the importance of people (families, affinity groups, other relational connections) and of place (neighborhoods, communities, towns, and cities). We believe God is transforming not merely individuals but communities as well. We want to join him in that.
©2020 The Navigators® All Rights Reserved.


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Toro Granite, Inc.
Toro Granite was founded in 1999 by the Park family. The industry was booming and Mr. Park noticed that prices were getting higher and the lead times were getting longer but that customer service didn't seem to be a top priority. He saw a place for improvement in the industry and wanted to be able to offer the things that were lacking in many businesses in the construction industry. He came up with the name Toro came from the Taurus constellation. It's one of the oldest documented constellations as well as one of the most prominent and visible. Across many cultures the bull is known to represent confidence, perseverance, strength and power. Thus, Toro Granite was created.
We pride ourselves in providing excellent customer service to residential customers as well as commercial, schools, corporate and multi-family builders. Our reputation for quality and dependability has helped us achieve a set standard for superior craftsmanship and become a leader for customer countertop installation and professionalism. Our operations system ensures that your project will be completed on schedule. We are proud of our work and we stand behind it.
Toro Granite, Inc. doesn't just provide Granite. We specialize in brand name solid surfaces like LG Hi-Macs and DuPont Corian. We also provide high quality man-made stones such as Viatera, Hanstone, Cambria, Zodiaq and Silestone as well as other premium natural stones including marble, soapstone and quartzite. We offer certain products that have up to a 15 year material warranty and Toro Granite, Inc. also provides an in-house one year installation warranty. We aim to meet your countertop needs, whether your project is large or small we can accomplish what you're looking for.


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Merry Christmas from Cars Land
Season's greetings from Tim and Cindy!
Things we did this year:
Traveled to Chicago, Kalamazoo, MI, and Kansas City, MO
Visited Cindy's family in Snohomish, WA
Toured Dodgers Stadium and Wrigley Field
Sneak previewed Disney's new Cars Land twice (!)
Spent the weekend with famous Disney "Legends" at the Smoke Tree Ranch in Palm Springs
Sailed to Catalina Island aboard the WWII ship Lane Victory
Discovered narrow-gauge railroading with friends in Arroyo Grande, CA
Season tickets to the Hollywood Bowl and Ahmanson theater, including the amazing play War Horse
Saw the space shuttle Endeavour toodling down the streets of L.A.
What we're grateful for:
Family, friends, jobs we still love, and good health
My sister Vicki and me at Cars Land (yes, it was
an all-Disney year!)
Our beautiful home and gardens
The Metro light-rail that takes Tim to work every day
Four more years of the Obama administration (yay!)
What we're looking forward to in 2013:
Baseball spring training in Arizona
Being part of the Theodore Payne Foundation's native plants garden tour for the 4th year in a row (!)
American Library Association conference in Chicago
A possible Disney cruise in the fall (fingers crossed)
Celebrating Cindy's 60th birthday (yikes!)
Peace and happiness to you all in 2013!
Before: Tim riding in the back of the car
with our Christmas tree
After: Cecil, the tree and me watching SNL


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Map reading and Navigation Course in the Derbyshire Peak District
A 1 day map reading course, which will set you up with the basics of using a map and compass over easy terrain.
Are you new to hill walking, a regular walker, but always follow a book, or have never learned to use a compass? If so, this is the course for you!
Learn basic map reading and navigation skills whilst enjoying a short walk in the beautiful Derbyshire Peak District.
Course content includes understanding Ordnance Survey maps, using a compass, planning a route, working out where you are.
Dates for Winter 2020
• Saturday 8th February
Saturday 29th February now fully booked
• Saturday 7th March
• Saturday 28th March
• Friday 3rd April
• Saturday 4th April
Saturday 18th April now fully booked
Dates for Spring 2020
Saturday 2nd May now fully booked
• Saturday 16th May
• Friday 22nd May
• Saturday 6th June
• Saturday 13th June
Cost £45
The course starts with an inside session, followed by a walk through fields and easy terrain using a map and compass.
• using different maps
• contours relief & height
• using a compass
• taking a bearing from the map & walking on it
• planning a route
• pacing and timing
The course is based in Foolow, starting at 10:00 am and finishing at 4:30 pm.
To make a booking choose the course date from the drop down menu below and click on the 'book now' button.
You might also be interested in our follow-on course "Moving on to Moorland Navigation"
or a weekend of learning skills on our Silver National Navigation Award Course.


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| By Joanne Anderson |
Devotional Scripture: "…choose you this day whom ye will serve…but as for me and my house, we will serve the LORD." Joshua 24:15 (KJV)
Joshua's role after the death of Moses was to lead the people of Israel into the Promise Land. In this particular scripture it is evident that Joshua was not just a leader amongst the children of Israel, he was a leader within his own family. His family's spiritual foundation was his number one priority. He reminded the people of Israel that they had a choice to serve God or evil, and boldly declared his family's faith and commitment to serve God. Joshua recognized that in order to claim the promises of God, he and his family must live by their faith in God regardless of how others were feeling.
This is a scripture I have held in my heart since my children were babies. However, lately as I observe my children transitioning to young adulthood, and navigating this new journey in an ungodly world, I find myself meditating on this scripture and praying to God that they will continue to stay true to themselves and their spiritual foundation. As a parent and an educator, I am keenly aware that this world imposes many distractions on our children, and the transition from total dependence to independence is not easy. Although we raise our children according to the Word of God and provide a strong spiritual foundation, it is not our relationship that will determine where our children spend eternity. It is their choice to build and maintain a personal relationship with God. It is this relationship that will sustain them and prompt them to stay true to spiritual beliefs during this transition.
During my devotional time, I reflected on two questions: a) What do parents in a Godly household look like? b) What do we do if family members choose to stray from their spiritual foundation?
What do parents in a Godly household look like?
- They demonstrate their faith in their daily lives
- They make decisions that are aligned with the Word of God, no matter how unpopular they may be.
- They look to God for their strength, wisdom and guidance.
- They recognize that they are their child's primary educator; they cannot rely solely on Sunday School teachers or the education system.
- They serve their family with a loving, humble, and forgiving spirit.
- They rise above criticism of other family members or friends, standing strong.
What if our children (or other family members) choose not to abide by the Godly principles upheld in the home?
- The Word of God tells us that our God is Sovereign. As children of God we must believe that God has the power to change people's hearts and situations.
- The Word of God tells us that we must pray unceasingly and believe in the power of prayer.
- The Word of God tells us to be faithful.
- The Word of God tells us that we are to manifest His Word through our actions and show His love, kindness, compassion, and forgiveness no matter the circumstances.
Our children and family members are God's gift to us, and we are accountable for the manner in which we raise and interact with them. Yes, we can declare the Word of God over their lives, however, they will ultimately make their decisions. If a child or family member strays from their spiritual foundation, we can take comfort in knowing that our God is loving, merciful, gracious, and forgiving, and He always has His loving arms wide open to receive us.
Closing Scripture: "Train up a child in the way he should go, and when he is old he will not depart from it." Proverbs 22:6 (NKJV)
Closing Prayer: Our Gracious Heavenly Father, we thank You for our children and family members. We pray that as they navigate through life's journey they will stay true to themselves and their spiritual foundation. Lord, give us the strength to live our faith in our daily lives so that our children and family members would be inspired to follow our example. Lord, if they choose to stray, we pray for a continuous hedge of protection around them in this ungodly world. May the seed of Your Word guide them back to serve You and fulfill Your destiny for their lives. We claim victory in Jesus' name. Amen.
Mrs. Joanne Anderson is a child of God who walks by faith. One of her favorite bible verses that she believes and lives by is Philippians 4:13, "I can do all things through Christ who strengthens me." Joanne has been teaching twenty-five years at the Senior High level and believes this is a calling from God. One of her missions is to teach health and family studies concepts in such a manner that spiritual seeds are planted so that young people can make healthful lifestyle choices that will have a positive impact on their lives and their family.


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Submitted by Jesus M.
Submitted by Jesus M.
TAGGED: intelligence fail, period, tampon, wrong hole, yahoo answers
This reminds me of a girl who accidently used marker instead of tampon. She only noticed it after she tried to write something with tampon.
That's the best story I've ever heard, and I can't really explain why. It just … is.
this cant be real…but its pretty funny
at least the response is dead on
Meg from family guy?!!!
Ha ha. That's totally the first thing I thought.
LMAO its almost as bad as the kids in South Park wondering if they get their periods
…she..put it in her ass?……..
thats so sexy….>.>
idiocy ahoy..
lol… u fail dude:D
lol virgin for sure
no way ur not a virgin…..if u think thatz sexy u got problems fool
look at her avatar dude.
How stupid can this chick get! She needs to go back to health class.
A guy replied…lol..thats a fail itself, why would a dude go into that topic?!
apparently he knew more about it then she did… witch is all the more a Epic Fail
What wha? the guy is a witch of Epic Fail?
Shes using the wrong material.
1 second ago?
yeah, it's faked. just like all the others and just like the google fail ones. It's so annoying how many fakes are posted here. people don't even notice lol
Not really, most the google fail ones I seen still works.
IDK why this makes me squeemish lol!
nice you are smart
Whats sad is I do belive there are people out there that are this stupid
I've seen people this stupid, their the ones who insist that you have to sit down on the bus, when every seat is full or they won't drive the bus.
i don't think she put it in her ass. i think she put it in the right hole but isn't heavy enough to fill the tampon with blood. when you pull a dry cotton rod out of your vagina it fucking hurts, but if she leaves it in she faces a whole other deal of issues, like tss. fail for failing the nonfail.
Did you miss the last couple of sentences or something? It WOULD make sense if she hadn't added: Now I have to go to the bathroom really bad (number 2) what do I do.
THAT is the part that is fail.
Props for the added comment fail though.
"I have to use the bathroom (number two) AND I NEED IT OUT." She stuck it up her ass. Case closed.
No most CLEAN girls take a tampon out before they go number 2 so they dont get poop on the string!
wwwwwwwwwwwwwooooooooooooooooooowwwwwwwwwwwwwwwwwwwww thats phucked up
okay seriously, she didn't put it up her ass. she just didn't have a heavy flow. & when that happens, it hurts like fuck when you take the tampon out. & i would know this out of experience, js;
and why would that stop her from "going number two?" i dont thinkg something in the vag blocks the bunghole.
ok you guys are idiots.. Most of you guys.. are I am guessing.. guys. When the tampon hasn't absorbed much and you try to take it out.. it really does hurt.. Ask any girl who uses tampons.. and seriously I doubt someone is so stupid to put it in their ass.
But… she claims to have to go to the bathroom… REALLY BAD o.o it's APPARENTLY number 2. Case in point. BACK TO THE KITCHEN WITH YOU!
'you have it in the wrong hole' >.< :L:L:L that response made me Lol really hard :D:D
it's funny cause her name is meg 😛
I'd tap that dumbass.
I'll tap you Ella!!
problem solved 😀
She might have had it in the right hole. If she didn't have a heavy flow then it would hurt to take it out. Most girls including myself,take the tampon out when they have to take a shit. There is a chance that she put it in her ass, but four hours of not having it in the right hole, and being on her rag. Would have been enough to tell her it is in the wrong hole.
Thank you for this disgusting yet informative post.
This belongs in the Epic Fail box.
most of the girls here are right. it hurts to pull out a tampon when its even the slightest bit dry. ouch. major pain. like a kidney stone being passed. owwwwwie! but there still is that chance that it was in the wrong hole, which makes me laugh =] her name being meg does just add to the funny of this =] LMAO!! she even has the red hair & glasses!
lmao, wot a douchebag
shut up Meg
I cant tell if they mean the ass or the pee hole o.o theres no way in fuck u can fit it in ur pee hole shes got isssuses
nvm im retarded i got it!
Hh my god, are you stupid? You don't bleed out of your pee hole on your period, you bleed out of your VAGINA. WHERE YOU HAVE SEX. No shit
HAHAHAHAH!!! you got told off by a girl.
id get how u cud be that stupid….
lol, the answer is epic
that turns me on thinking about her wanting to cry as she tries to take it out
baaahaha siick thats like saying we shit babies….oh ya guys btw we dont shit babies for those of you who think that sorry
as funny as this is i feel for this girl. not that i've ever had this prob but i know girls who have and when u r that young it is really hard and scary to know what to do about it. listen up guys. ur body is far less complicated then are is. shut the fuck up!!!


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LOOK: Nadine Lustre Was Caught On Cam Raising Her Middle Finger! Check This Out!
Recently, Kapamilya actress Nadine Lustre was at the center of numerous controversies. These included the alleged affair between her best friend and her boyfriend, the criticism she garnered after placing first on FHM's 100 Sexist Women in the Philippines, and most recently, the live-in issue with her onscreen partner and boyfriend, James Reid.
In a recent interview with ABS-CBN, Nadine was asked if she and James are currently living together. The actress neither confirmed nor denied the issue. She instead answered: "I mean, if that was true, so what? Hindi ba? It's not new anymore. It's 2017."
Nadine's answer generated a lot of buzz, leading to public backlash. A netizen mother commented that Nadine was not setting a good example for the youth of today. Some netizens also said that it just because living together is common nowadays, it doesn't make it right. Some rude netizens even called Nadine an "easy girl" because of her answer.
However, these netizens' strong opinions probably matter little to a showbiz superstar who is at the top of her game. In fact, some online magazines have published articles saying these people should probably just mind their own business instead of meddling in someone else's personal lives.
Curiously, all of the bashing is directed at Nadine and no one seems to be criticizing James.
Meanwhile, a photo of Nadine seemingly flipping the bird or the "dirty finger" circulated online. Was she flipping off her haters? We don't know for sure. Regardless, many netizens declined to take the time to find out the story behind the photo. Instead, they went right to bashing Nadine.
Amid the bashings, fans of Nadine stood by her side. A netizen commented that the photo in question was already old. Many of the actress' fans said that she was just being real.
Watch the video below for more information:
What can you say about these controversies surrounding Nadine Lustre? Do you agree with her outlook on living-in? Do you think that she's just being true to herself? Share your thoughts in the comments field below.
Source: Youtube


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Search Results
Report New Tech: Enterprise Computer Vision Solutions, Q3 2019
Forrester's Landscape Overview Of 33 ProvidersAugust 9, 2019 | Kjell Carlsson, Ph.D.
Are we in an AI revolution? Maybe. Are we in a computer vision (CV) revolution? Definitely. With hundreds of new startups and over $15B in new funding since 2013, CV solutions give enterprises...
Report New Tech: Natural Language Generation (NLG) Technologies, Q3 2018
Forrester's Landscape Overview Of 12 ProvidersSeptember 24, 2018 | Boris Evelson, Christian Austin
A picture isn't always worth a thousand words. Even with the slickest dashboards, clients ask us, "Can't somebody just explain what the numbers mean to an executive?" Further, a human can't...


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Female Killers and Criminal Responsibility in the Nineteenth-Century British Empire
Start Date and Time:
Friday, April 6, 2018, 12:30PM
End Date and Time:
Friday, April 6, 2018, 2:00PM
Dr. Catherine Evans (Assistant Professor Of Criminology)
In the late nineteenth century, a number of intellectual currents converged to produce a crisis in how Britons, in England and in the wider British empire, understood criminality and its implications for common law doctrines premised on free will and the ideal of the autonomous, rational individual. These anxieties crystallized in what we might call 'responsibility cases': high-profile criminal cases, usually involving homicide, in which judges, lawyers, medical men and members of the public tested the boundary between biology and agency. I focus on a sub-group of defendants who only occasionally figured in such cases: women. Their cases were less likely to elicit the kind of jurisprudential and philosophical agonizing that regularly marked those involving male defendants, despite the fact that women were believed to be particularly vulnerable to insanity. Using criminal cases from a variety of imperial jurisdictions, this talk reintegrates violent women into the history of criminal responsibility and complicates our understandings of criminal law and personhood in the British world.
A light lunch will be served at 12:00.
- Centre for Criminology & Sociolegal Studies
Contact Information
Lori Wells
Centre for Criminology & Sociolegal Studies
Room 265, Ericson Seminar Room, 2nd Floor, 14 Queen's Park Cres W, Toronto, ON M5S 3K9 view full map
Alumni and Friends, Community, Faculty, Staff, Graduate Students, Undergraduate Students


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text: We're changing things here at Medical Therapeutic Yoga. Going forward, there will be no paid subscriptions for access to content on this site, as such, since you've been a member since the early days, we're offering you this very special opportunity to upgrade your account from Monthly Membership to Lifetime Access for just $100.00.[s2Member-Pro-Stripe-Form modify="1″ level="4″ ccaps="" desc="$100.00 USD / One Time (for lifetime access, non-recurring, no trial)" cc="USD" custom="medicaltherapeuticyoga.com" ta="0″ tp="0″ tt="D" ra="100.00″ rp="1″ rt="L" rr="BN" coupon="" accept_coupons="0″ default_country_code="US" captcha="0″ /]


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Apart from addressing the letter to major power sector PSUs NTPC, NHPC, Power Grid Corporation, Steel Authority of India, Coal India, Bharat Heavy Electricals, Rural Electrification Corporation and Power Finance Corporation, it has also been sent to power distribution and transmission companies.
"It is therefore requested that a compilation of major issues affecting your company/organisation or the areas considered relevant for undertaking R&D initiatives may be sent to this office on an urgent basis which could be taken up further at appropriate level after due diligence," the letter said.
The letter has also been addressed to TERI, Ministry of New and Renewable Energy, Indian Electrical and Electronics Association, and Indian Transformers Manufacturer's Association among others.
"The success of R&D in the power sector would mainly depend upon detailed analysis concerning problems being faced by the power utility in their endeavour to generate, transmit, and supply electricity to the consumer in an efficient and economic way," the letter said.
It added that the whole process will in turn help in increasing efficiency if the sector which is major aim of the R&D i.e. achieving improvement in material, products and processed and achieving economic advantage.


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Breakfast, lunch, dinner or snack these little bars are perfect anytime come rain or shine. In fact as I write this I am digging into a couple of slices for breakfast, on a bed of creamy greek yoghurt, banana, warm melty berries all topped off with a drizzle of almond butter! Heavenly right? Just follow the recipe below to make some for breakfast tomorrow!
- 1 can (400g) Chickpeas
- 3 Eggs
- 70g Ground Almonds
- 1 tsp Baking powder
- 2 Scoops SFN Vanilla Protein
- 2 Tbsp Milk
- 2 tsp Honey
- 4 tsp Natvia/Stevia or 4tbsp Natural sweetener
- 100g Dark Chocolate
- Preheat the oven to 180 degrees.
- Blend the chickpeas in a food processor with the eggs until smooth.
- Tip the chickpea mix into a bowl and add the remaining ingredients – apart from the dark chocolate and mix together.
- Chop the dark chocolate into chunks and add into the mix – stirring together.
- Pour the mix into a greaseproof lined brownie tray and bake in the oven for 15-20 mins until golden.


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Namibian Birds, their challenges and how they over come them
Birds, and indeed any living organism, must have a range of adaptations to survive their given environment. Dry environments present distinct challenges and make it an interesting subject matter to ponder while birding in Namibia.
The main ecological challenges in desert areas center around heat and water. If you visit these places in summer, this problem is really obvious. But the temperature problem doesn't go away in winter…in some ways it gets worse. Why?
Well, for a start, any rain that will fall, falls in summer. That's not the whole problem, however. Cold itself is a problem. Though Namibia's deserts don't get as cold as many other regions in the world, in Namibia's dry areas there is very little of the way of food in those times. There are very few insects and almost no flying insects. This great source of food disappears during the time that birds (and some mammals) could use them most.
Despite the challenges, these dry areas are truly full of life. The birding doesn't compare in numbers with wetter areas, but the birds that are found here have had to overcome some significant obstacles.
There are various ways to deal with problems, and some birds do it the easy way…they leave. Local and regional migration is very important to desert birds. However, there are other bird species that stay put in the desert and it's these that make a birding experience in the desert so rich.
Below we discuss some of these adaptations.
Being big – Ostrich
If you live in the desert, being big is a problem. Yet, in areas with very few birds at all, deep in the desert, lives a big bird, the biggest bird of them all, the Common Ostrich. How does this huge bird survive the challanges of the desert? This facinating bird has a number of adaptations, both physiological and behavioral.
Ostrich use their feathers to insulate their body, as do all birds. In the hot times, this allows Ostrich to trap air within their feathers and use it as a temperature barrier between their body and the outside air.
Being small
Many of the deserts birds are rather small. This give the great advantage of needing less food than a larger bird, but it creates it's own problem. The smaller in size an animal is, the greater it's surface area to volume ratio. What this means is greater loss of heat when it's cold, and faster obsorption of heat when it's hot. Therefor it is a greater challange to meet enegry and water requirements. An example is the Dusky Sunbird, which is a nectar feeder and breeds when the most reliable energy source is available to them…the flowering Aloes. They feed far more on insects than other Sunbirds to, in order to help meet these requirements. It is for this reason that there is a far higher proliferation of 'cold blooded' animals at that size (lizards and small snakes)
Being Social – Sociable Weavers
As the degree of aridity increase, it is rare to find birds that have a communal nature. However in the Karoo and Kalahari, and right onto the fringe of the Namib Desert, one finds a bird so communal that it's reflected in its name…Sociable Weavers. These birds face the problem of gathering enough food in the cooler months to keep up with the energy requirements of dealing with the cold, just like any other bird in winter. In the desert the problem is the availability of food is obviously less, and therefore harder to meet those energy requirments. Living in a comminty would seem to make it all the harder to find the already scarce food needed for this purpose. In the dry months of early summer the problem is reversed, where water is the resource most needed to keep cool. Do a trip around Namibia and you will see some strange hay stacks piled in the trees. No, they are not placed there as food for Giraffes, they are the nests of the Sociable Weavers. These birds live in large communal nests, with a number of chambers going up from the bottom. The chambers are not interconnected, and only take up a small part of the huge nest.
These nests are used all year round as roosts by the birds (most birds, of course, simply use their nests as breeding sites.) With outside tempratures having huge flucktuations and reaching both rather cold and very hot tempratures, the temprature within the nest remains relativly stable. Sociable weavers therefore have a great escape mechanism, get away from the extreems of weather by taking refuge in the nest. Over all, it comes to a huge saving of energy and water requirement for these birds, and alows them to live in communities in these extreem environments.
Some inhabitants of the drier regions can't handle the extremes of aridity or temperature. They resort to a rather simple solution, they escape. The sociable weavers do it in a local sence, but for many birds a nomadic way of life is the solution to living in desert habitats. Some birds migrate, such as the Lesser Grey-backed Shrike, but for many it's more a matter of finding an overwinter spot. These birds are nomads. Within days of good rains, they are back in the desert. Two species that are great examples of this are the Larklike Bunting and Grey-backed Sparrow-lark.
[ref img from Peregrine's Bird Blog]
In the really dry times deep in the desert not one single bird will be found. But a little good rain and many appear and breed up into the thousands. As conditons drop, their populations plumit as well, but many individuals simply leave. They may be on the fringe of the desert or even in the slightly better spots within the desert itself.
Perhaps so obvious as to not warrant discussion, seeking shade is a vital behavioral adaptation for many birds in arid environments. You only need to spend one day outside during the hot time of the day to understand the degree to which shade can make a difference for the desert inhabitants.
Part of the purpose of mentioning it here is that in an effort to be sensitive to wildlife during your Namibia travels, remember that birds that you see during the middle of the day in the desert should be disturbed as little as possible. This is especially true in areas where there are a lot of people.
Getting Water
Water is limited, by definition, in arid areas, and getting enough of it can be a huge challenge. There are different ways that birds deal with this issue. Many raptors get enough moisture from the bodies of their prey. Other birds, such as insect eaters may also get enough moisture from their food. Seed eaters have the toughest time as seeds contain very little water. One adaptation of certain seed eaters is to drink water often. Of course this is a serious problem, however in Southern Africa's dry regions we have a group of birds that do exactly that. These are the Sandgrouse. The call of the Namaqua Sandgrouse is a sound synonymous with dry regions in Southern Africa. Each morning and afternoon these birds set off for water, and may travel huge distances to do it. The most clever aspects of the whole thing is that they are also able to carry water back to their chicks. They don't do this in their mouths…rather they have chest feathers specifically adapted for the job, expanding to increase the space and waterproof on the outside.
Finding food, the role of Mobility
What vultures do we find in the Namib? The smallest ones in southern Africa? No, the opposite, in the Namib the most common Vulture is the Lappet-faced Vulture, Africa's largest! So how does this bird find food? Simple, it flies really far. These Vultures ride thermals very high and then decend, expending very little enegry and traveling great distances. Their outstanding eyesight helps them locate food even from great heights. The Lappet-faced Vulture is perhaps the extreem of this type of behavior, but many other desert organisms do the same on a smaller scale. In this regard, of course, birds have the greatest advantage – they fly.
Desert Birds
At times when it is dry there are regions in the desert where there are few birds. But a trip through many of Namibia's dry regions will reveal the opposite…far more birds than one would expect, given the degree of aridity. It makes a birding trip through Namibia that much more interesting if you ponder "how do these birds make it out here?"


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Snowmass is celebrating 50 years of skiing during the 2017-2018 winter season! Be a part of the golden anniversary with this meeting package that will immerse your attendees in the 50th Anniversary festivities as well as the history of the area.
Package requires a 4 night minimum length of stay and is available across our portfolio of condos.
Included are:
Rates begin at $910/person and are inclusive of room fees. Based on a minimum of 20 attendees for a four night minimum length of stay. Based on availability and some blackout dates will apply.
Total Meeting Rooms: 9
Total Square Footage: 25,915
Largest Meeting Space: 1,900
Indoor Square Footage:11,777
Outdoor Square Footage:14,138
Maximum Group Capacity: 200
Total: 379
Hotel Rooms: 93
Studio &One Bedroom: 89
Two Bedroom: 127
Three Bedroom: 59
Four & Five Bedroom: 11
Proximity to Snowmass Mountain
The Artisan Bar & Restaurant
Heated Outdoor Pools and Hot Tubs
Fitness Facility
Wireless Internet
Free Shuttles in Snowmass Village and to Aspen
Shannon Dempsey
In winter, cozy up in the lounge, relax at the bar, or sit down to a locally sourced, handcrafted menu. In summer, enjoy the Colorado sunshine and dine al fresco on the secluded outdoor patio.Reserve a Table
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I am having a hard time wrapping my head around the fact that our big trip to Nicaragua has come and gone and it's back to the grind. But I must say that we had an absolutely incredible vacation-really it was the adventure of a lifetime. Once I get settled back into the swing of things and organize my photos (and my life!), I will be sure to share a post with a little more insight into our unforgettable time in paradise.
But for now, what better way to kick off the week than with a pretty punch of color back to a wintry white back drop. A little fashion cheer to brighten up a dreary Monday…
Pink Blazer: H&M, similar, similar | Spotted Dress: H&M, similar, similar | Leggings: American Apparel | Sunnies: Forever21 | Necklaces: INC, JCrew, Nightlight International | Silver Bracelets: Tiffany and Co. | Charm Bracelet: Juicy Couture via Nordstrom Rack | Watch: Michael Kors | Pink Bag: Kate Spade Georgina | Boots: Steven by Steve Madden Brixx
I hope you all had a wonderful weekend! Happy Monday, dolls!


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...(Kind of).
Also, this post was interrupted when a spider was flying across the carpet towards me and I started shrieking "OHMYGAWDTHERE'SASPIDERCOMINGTOWARDSME!!!!" Yep, if my life were a movie, it'd totally be AN ACTION FLICK! But back to the point of this post. After I told him about Krista's Summer Movie List for 2012, he decided to come up with his own list.
- Rear Window--"If you have not seen this movie yet, stop reading this list and go watch it."
- Caddyshack--"Ditto."
- Independence Day--"If you have not seen this movie, you've been living under a rock."
- Forgetting Sarah Marshall--"Three words: Dracula. The. Musical."
- Jaws--"This movie is about a shark."
- Dazed and Confused--"This movie is about stuff. Also, things."
- (500) Days of Summer--"It has 'summer' in the title."
- Stand By Me--"There's a dead body in this movie. But just one. Well, one that you see."
- The Sandlot--"Greasing and oiling, oiling and lotion-ing!"
- Point Break--"Little hand says it's time to rock and roll!"
He was kind of disappointed that I haven't already seen all of these movies. So I guess that gives us a list of movies to watch in the near future. :)
What are your favorite summer movies? Do you know someone who watches too many movies? :)


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Hi everyone, Katie here.
Monday, August 22, 2011
Upstairs Cat Downstairs Cat
Hi everyone, Katie here.
9 comments:
In my house, the upstairs is where the living room and my office are, and I am mostly an upstairs kitty! Downstairs is where my human's boyfriend's music and computer room is, and as often as not, the dog is down there. She is mostly a downstairs dog. And I like it that way.ReplyDelete
Katie this is a way to get extra attention by shifting attention depending on where you are. I would love to try stairs, but that would mean being outside as I occupy the 2nd floor of an apartment.ReplyDelete
There is only one floor here so we can't do that. You're pretty smart to control both floors like that.ReplyDelete
The Florida Furkids and Angel Sniffie
I become a differently behaved cat once 'the bed" is involved, too. If Mom goes upstairs, I am there in a flash. As you say, there is a 98% chance she is going to bed.ReplyDelete
My dear, you are both wise and bootiful.ReplyDelete
You certainly are the mistress of your domain!!ReplyDelete
You are about as fickle as I am sweetie. I'm M's boy as long as she plays with me. When playtime is over, I'm all daddy's boy.ReplyDelete
I like a cat who's in control! Every human has their place >^,.^<ReplyDelete
I'm always an upstairs cat since we live on the 4th floor. Next stop: the roof. You get some great strategy as far as Glogirly and Gloman. You rule!ReplyDelete


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Using a VPN is one of the best ways to protect Android privacy. As more and more people are switching to android mobiles to keep their online presence. Owing to the growing risks to privacy online, it is important to use protective measures while you use the internet on android. Using a VPN app not only keeps you anonymous while you are online but also gives you access to the sites and products that are restricted in your area.
There are a plethora of companies that offer VPN services. Some come for free, while others charge some money for their services. It's hard for users to determine which one is the best VPN app to choose among so many options.
Best VPN Apps To Protect Android Privacy
Here in this blog, we present some of the best VPN apps are not only free but trusted by experts in the field. Go through the list and choose one to protect your Android privacy.
Opera VPN
The Opera VPN is first on the list for some obvious reasons. First, it has a very cool and user-friendly Interface. Secondly, the connection is fast except you will experience some hiccups if your internet connection is weak. The ads appear on the interface every now and then, but they never interfere with your operations.
The Opera VPN app offers unlimited data and it has five server locations. One drawback, however, is that this VPN app doesn't allow you to operate torrents. Apart from that, Opera VPN is one the best VPN apps you can use to protect Android privacy.
Hotspot Shield
According to the VPN gurus, the Hotspot Shield is one of the fastest VPN apps you can use to protect your Android privacy. The interface is presentable enough and quite easy to use but there are some ads which can annoy you while you are using the app.
The premium package of Hotspot Shield is available at $4 per month. Owing to the presence of other VPN apps that are equally good and free, there is no reason to buy a premium plan unless you need it for some special use.
Betternet app comes with an old-ish interface design. The design seems outdated, however, the app is fairly easy to use with features any VPN interface should have. Although there are no ads when you use the VPN, the fully covering ads appear the moment you open the app which can sometimes annoy the users. If you want to manually choose the location of the servers, better choose another app because Betternet doesn't have this option.
A premium version is available at $12/month, promising better speeds, no ads, and a greater number of servers.
VPNs are one of the best ways to protect your Android privacy. They not only save you from the online threats but also set you free from region-based internet restrictions. The VPN apps listed above are some of the most used and trusted apps around the world. If you want to protect your Android privacy, better use one of the VPN apps listed above.


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"Trust in him at all times, O people; pour out your heart before him; God is a refuge for us." (Psalm 62:8)
"Trust in him at all times" Trust- Believe in, put your faith in, understand that what he says he will do. It is more than just a slight hope or longing. This is an understanding that what is said will come to be. This is an understanding that there is nothing to worry about, there is no doubt, there is no fear. Trust, that you will be safe, that you will be secure, that all that you need will be provided. You can take this to the bank, it is guaranteed, it will not waiver, it will not fail. This is as sure as anything can be. Trust
"Trust in him at all times" Him – Yahweh, the Great I Am, Jehovah, Savior, Redeemer, Creator and Sustainor of the world, Almighty, Infinite, Eternal, All-knowing, God. The Healer, The Provider, The One who sees us and knows us, even the number of hairs on our heads. The one who spoke the world into existence and then came and dwelt among us and who still lives in our presence through his Spirit. Our Rock, our Shield, our Defender, our Foundation, our Warrior, our Friend. Abba Father, King of Kings and Lord of Lords, the one who was and is and is to come from everlasting to everlasting even to the end of the ages. Him
"Trust in him at all times" All – Every moment of every day. Every second, every minute, every hour, every day, every week, every month, every year. From the beginning of time until the end of time. Eternal God who lives outside of time yet speaks into our times. Every breath, every moment, every heartbeat, from my wakeful wonderings to my peaceful dreams and every single moment in between. All
"Trust in him at all times" Times – The good, the bad, the indifferent, the times when we are on top of the world and the times when we are in a deep dark cave. The times when we are completely open to his presence and the times when we feel like his presence has left us alone. In the triumphs and the joys and the victories. In the heartache, in the misery, in the loss, in the grief. In those moments where it feels like there is no more room to breath yet he finds a way to crawl in and live and work and breathe. In the happy and the sad and all those moments in between when we don't know exactly how to feel. When we want him, when we don't want him, when we are not even sure he is real. In the real life messiness that is living in a fallen sinful world, yet one longing to be redeemed and groaning in anticipation of new life. Times
Trust in Him at All Times – AMEN


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The latest news, courtesy of twitter (#ebooks and #libraries) and and other sources…
- Connecticut House of Representatives Unanimously Passes Bill to Study Library Access to Ebooks, Legislation Now Moves to State Senate (thanks to InfoDOCKET for picking up this story) – the legislation has been modified from the original proposal that "the general statutes be amended to require publishers of electronic books to offer such books for sale to public and academic libraries at the same rates as offered to the general public", instead "requiring the commissioner of consumer protection to report to the General Assembly on the issue by Feb 1".
- Video Presentation by Two Public Library Leaders: "Ebooks: The Content Divide" (again, thanks to InfoDOCKET for picking up this story) – the video also includes details of a briefing of politicians and a call to united action on the part of libraries.
"Patrick Losinski, CEO of the Columbus Metropolitan Library and Kim Fender, Director of the Cincinnati and Hamilton County Public Library, recently briefed members of the Ohio Library Council with an overview of the current ebooks in libraries situation focusing on consumer access to titles."
- Apple was "ringmaster" in conspiracy to fix e-book prices, US says – latest news from ArsTechnica on the following lawsuit:
The Department of Justice (DOJ) filed suit last year against Apple and six e-book publishers: Hachette, HarperCollins, Macmillan, Penguin, Pearson, and Simon & Schuster. The trial is scheduled to begin June 3 in the US District Court for the Southern District of New York. Apple has denied being part of any conspiracy,…
- E-books now make up 1/5 of U.S. Book Sales – as reported in Mashable, statistics from the Association of American Publishers (AAP) and the Book Industry Study Group (BISG), for 2012 report that:
Approximately one in five books sold were e-books, which collectively accounted for $3 billion, or also about a fifth, of all trade publishing revenue, up 44.2% from 2011


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Selling Your Home
For most families, their home is their largest financial asset, and deciding to sell it is a big decision that involves a lot of preparation and work. When you're ready to sell it's important to have an experienced real estate professional handle the details involved in the successful sale of a home for top dollar.
As an experienced professional who has helped many Denver area residents sell their homes, I know how to handle every aspect of the sales process - from strategically marketing and showcasing your home to making sure everything's signed, sealed and delivered by the closing date.
Providing you with comprehensive, high-quality listing service is my top priority. So when you decide to sell your home, please contact me and let's get started!
We are in the PEOPLE business. Our business model is marketing residential homes and properties. The service to and the interaction with PEOPLE fulfills our passion. Our mission, our goal and what we constantly keep in the forefront of our daily residential brokerage practice is building trust through our relationships with PEOPLE. Decades as Realtors has taught us that trust builds only through honesty, sincerity, dedication and communication. Decades have proven those practices to be successful.
Since our business is PEOPLE, we show up, we listen, we talk. We've figured it out. Help a client find that 'just right' home. Help a homeowner show their property at it's very best. Stay on top of the many moving parts and ever-changing details of the transaction during the time between the sale and the closing. We keep our clients updated and informed. We listen. We converse.
We work with PEOPLE.


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Monthly Archives: August 2016
New luxury baby products launched
It's been a while since we posted any news. We have been working hard to help launch a sister company to sell luxurious quality baby products. Just like Kari-me, everything is made in the UK. We have popped a few of the items on our website - super soft blankets, revolutionary baby changing mats that can be washed at high temperatures and a couple of other items. Have a browse under "other products"
Visit www.babygiftmee.com for some great baby gift ideas. Baby bodysuits, hats, mitts and bootees. Blankets, hooded towels, changing mats, fabric gift bags, gift vouchers to be given as presents and finally beautifully personalised embroideries that can be applied to some of the blankets and towels. Be one of the first to buy from this exciting new UK made range.
Enjoy the rest of summer and happy baby wearing.
1 Item(s)


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Daily Bodily Penances: Examples & Tips – Taylor Marshall PhD
3 Post-Vatican II Additions Removed f/NYs St Patricks Cathedral – Wolfe
Pastor Praised by Crd O'Malley Equates Holy Family w/Gay Couples – BCI
Jesuit Priest Justifies Abortion – Tancred, The Eponymous Flower
Reformed Pastor Jason Stellman Comes Home – Russ Rentler MD, CTT
Thomas Merton: Sinner – Brad Miner, The Catholic Thing
A Stay-At-Home-Mom's Lament: Who's Evangelized? – Sherry Antonetti
The Best Way to Improve Your Parish or Ministry Website – Brandon Vogt
Are Supporters of the E. F. Mass Dangerous? – Joseph Shaw, LMS Blog
Is This "Real" Reform, Restricting Title of Monsignor? – The Motley Monk
The Spirit of Fear & the Spirit of Love – Jason Liske, Unblack
Religious Vocations: The Call – Jean M. Heimann, Catholic Fire
The Never Ending Thirst for Beauty – Sequoia Sierra, Aleteia
Pope Francis The Wonderful – BigPulpit.com
Sirach: An Online Manuscript Collection – Tom McDonald, God & Machine
Distance Learning with Holy Apostles College & Seminary – Shaun McAfee
Temperance & Recreational Drugs – James Chastek PhL, Just Thomism
Church of England to Dump "Sin" & "Devil" from Baptism Rite? – Fr. Z
The New Modernist Inquisition of the Latin Mass Franciscans – A. Socci
Sex, Druges, Religious Liberty – God & Caesar
Skeptical of Foreign Aid? This Slum Will Change Your Mind – The CH
Looking for the GOD & CAESAR news website, click here.
For the TUESDAY BYZANTINE EDITION click here.
For the WEDNESDAY MORNING EDITION click here.
For the WEDNESDAY AFTERNOON EDITION click here.
For the THURSDAY MORNING EDITION click here.
For the THURSDAY EVENING EDITION click here.
For the Pope Francis and Economics post click here.
For the FRIDAY AFTERNOON EDITION click here.
For the SUNDAY BYZANTINE EDITION click here. (1-12-14)
For the SUNDAY EDITION click here. (1-12-14)


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Pendant Light
Oak is a sustainably sourced timber pendant light. Each light shade is hand crafted and defined by the grain of the oak selected. The body of the light is accentuated by the intersecting hole, which allows a variety of hanging options with the cord wrapping through and around the hole detail.
The light is available in two sizes, and four finishes including the Blackwood Oak finish. Oak comes with a black ceiling canopy to suit the hanging and a standard 2m of black cloth cord.
Made in Melbourne.


text: Findlay's Vacuum & Sewing Machine 500-3101 48 AveVernon BC V1T 3R5 Andre's Plaza 250-549-2730 Business/Store Hours Monday to Saturday: 9:00 a.m. - 5:00 p.m. Sunday: Closed Description For over 30 years Findlays Vacuum And Sewing has delivered expert service to the residents of Vernon, BC. Our staff consists of 3 full time employees and 3 part time, as well as our very own central vacuum installer, for all your new and existing home rough-ins. Our staff is highly trained and motivated to help you with all your vacuum and sewing needs from sales to service. We not only offer the best service, we offer competitive prices to back it up. Our friendly and knowledgeable staff are available, and more than happy to help you find the product that best suits your needs. From new and used vacuums to beginner sewers and experienced quilters we have what you want, at the lowest price guaranteed. CATEGORIES Household Vacuum Cleaners


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Independence Bank takes great pride in providing our customers with extraordinary customer service. We understand that good customer service starts with honest and complete disclosure about our products and services. Since many of our disclosures are defined by federal and state laws and regulations, we use the model language that is provided to us. Many times this language can be confusing. Please call us if you have any questions concerning the information provided in our disclosures and agreements at 270-686-1776 or toll-free at 1-877-621-1776.
We are happy that you are interested in learning more about how Independence Bank handles your accounts. To quickly review an Independence Bank agreement or disclosure, you may click on a link below. All you need is Adobe Acrobat Reader 7.0 or better to read any of the disclosures available on our website.
Deposit Account Error Resolution Notice
Loan Billing Rights Summary
Online E-Sign Disclosure Statement
Reg E Disclosure
Reg CC Disclosure


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Rate Us Form
We love to know how we are doing. By leaving us a review, you can help us to know what we can do better or what we have done well! We read all of the reviews that our customers submit, and make adjustments in order to better serve the needs of you. At Heaven's Best, we are a reviews centered company. We know how important it is to make the customer happy, and want to earn your business by providing top-notch quality. From Carpet Cleaning to Tile and Grout cleaning, we offer services that are top quality, and we want our reviews to reflect the quality that we deliver. Give us a call today if you want to have these same benefits, or if you are our customers, then tell your friends about us!
We are always looking for ways to improve, so why don't you leave us a review!
Write a review below or (better yet) leave us a review on Google.


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First Nations, Métis, Inuit
First Nations, Métis and Inuit Resources
A number of resources are available on the EIPS Division website.
- Land and People Acknowledgment
- Truth and Reconciliation
- ReconciliACTION Newsletters
The Art of Truth an Reconciliation
"The Art of Truth and Reconciliation" by George Littlechild
March 9 – April 29, 2018
Unveiling Reception, March 9 @7 p.m.
Artist in attendance
George Littlechild, through his art-practice discusses identity displacement and cultural genocide from his own personal experience. George was part of a large-scale scoop where aboriginal children were taken from their home communities and placed into white adoptive or foster families in the 1950s and '60s. It wasn't until George was in his twenties that he reconnected with the Hobbema community where his birth family were from and met aunts, uncles, and siblings he never knew he had. Unfortunately, George's birth parents had passed away before he had a chance to meet them. Both of George's parents attended a residential school, as did his aunts and uncles. George delivers his work to audiences to create a dialogue between both the Aboriginal communities and the Colonial communities as a method of healing through shared experience.
This exhibition marks the an important new direction for Gallery@501; moving forward we will present an annual exhibition in partnership with indigenous people and in acknowledgement of the Treaty 6 land that we share with the Cree and Métis people.
Gallery@501 would like to acknowledge and thank the Edmonton Community Foundation for their support of this exhibit and Artist in Residence program with Pine Street Elementary School. We would also like to thank Strathcona County for their continued support and the Festival Place Cultural Arts Foundation for their ongoing support of our art education programs. A special thank you also goes out to Elder Wilson Bearhead for his direction and guidance.