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April 13, 2011
American Gothic (1988)
"A group of yuppies charter a plane for a camping getaway, only to find themselves making an emergency landing on an isolated island. They are taken in for the night by the only inhabitants, the rapidly-religious 'Ma & Pa', who seem trapped in a Rockwellian time-warp. This proves to be every bit as unpleasant as it seems."
Having only recently watched "Girly" (1970), I was in the mood for yet another half-remembered film about nutters from my teenage years. "American Gothic" (no relation to the TV series of the same name) has been sitting unwatched in The Vault for so many years now that I only remembered it as being a fairly average slasher movie. Obviously, I must have thought highly of this Canadian film once upon a time so, without further ado, I gave it a reappraisal.
The DVD of "American Gothic" which replaced my ex-rental VHS copy is such a good transfer that you would honestly think that the film was made last week not 23 years ago. Although the opening scenes looked a little bit cheap and improvised, the production values and camerawork once the "yuppies" arrived on the island was very good indeed. Having said that, the acting still didn't noticeably improve until they encountered Rod Steiger, Yvonne De Carlo and, the instantly recognisable, Michael J. Pollard as their son.
It's funny how one film can trigger another in your memory especially when it comes to films about adults behaving like little kids who are isolated from the outside world. There appears to be a long tradition of this in horror films dating right back to "Spider Baby" (1968), and, in some ways, "What Ever Happened to Baby Jane?" (1962). Recently we've also had an Oscar nominee using a similar format with the Greek "Dogtooth" (2009) which, in turn, was influenced by the Spanish "Castle of Purity" (1973). As I always say, there's nothing ever that original about the basic plots of horror movies. How the subject matter is presented is what really counts.
Combining religious mania with other psychoses is another overly abused theme in horror films too. You only have to look at Carrie White's mother for the ultimate depiction of how that works. In "American Gothic", it's more subtle as the emphasis is about maintaining Ma and Pa's obviously mentally retarded offspring and making sure that none of the family are corrupted by the outside world. The film throws up a lot of questions about how the family sustains itself, what forced them to move to an isolated island, and what exactly is wrong with them all but, even more so, what were the events that made it all go so very wrong? Pa has a very warped view of religion which, evidently, has not worked quite the way he wanted it to as a method to control his family. Throw in a smörgåsbord of broken taboos including murder, incest, necrophilia and all that other sexy stuff, and you can see where this story is going.
Of course, most of this is just a clever backstory to set the stage for all the kills which follow. Since the kills have no way of being very original, "American Gothic" relies more on the weirdness of the whole drama coupled with the element of surprise. Only one scene, on the swing, is predictable in a "this is going to end badly" way but it doesn't make it any less effective. Most of the events are so random that you wouldn't guess what was going to happen next in a million years.
The problem with reviewing something like "American Gothic" is that it's a borderline cult movie which you can either really get into or which will have entirely the opposite effect if you aren't in the right frame of mind. On one hand, "American Gothic" absolutely defines a world of craziness which you can barely understand but, on the other, it can still be argued to be a pretty basic slasher film dressed up to seem cleverer than it really is. You either have to pay a lot of attention to what's going on to overthink the film into cult status or pay hardly any at all to write it off.
Where "American Gothic" is severely lacking is characterisation. Whereas the nutters are all very well worked out, there's nothing all that likeable about the yuppies to make you even care about what happens to them. Sarah Torgov, as recovering mental patient Cynthia, actually gives a pretty good performance throughout but her peers are little more than two-dimensional and disposable. It's tempting to say that Janet Wright, as Fanny, is the only one of the nutters who really stands out but even her brothers have a little more depth to them if you watch closely. Every actor in "American Gothic" is still noticeably underused though.
So, I'm left with a conundrum. Does "American Gothic" have enough sex, gore and rock and roll to remain in The Vault? Well, in spite of not being overly gory, having only one really hot chick who unfortunately wears a very '80s jumpsuit throughout, and for not really living up to its potential, I'm going to let it stay. "American Gothic" is not a scary film but there is a demented creepiness about it all that entertained me enormously.
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Teacher Simon Bell and the Physical Education Team coordinated a successful Athletics Interschool Team Competitors Trial Day last week. Students from Year 8 -12 participated in various track and field activities. Each station was managed and scored by the Year 11 & 12 students currently studying Cert II Sport Coaching as part of their Assessments.
The students were enthusiastically challenging their personal best and we had some great performances on the day.
Well done to everyone involved.

subset: commoncrawl


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Manual Wheelchairs
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Assisting People with Disabilities
Our training is designed
1. To provide managers with a thorough understanding of disability and associated accessibility issues as related to the retail trade.
2. To help frontline staff gain understanding and confidence to deal correctly and
well with individuals with disabilities
3. To assist staff to assess critically their own areas of responsibility to improve customer experience and footfall.
Let Ebdaah assist you to remove the barriers people may face so that your business provides an excellent service to customers with disabilities.


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We specialize in the sales, service and installation of fireplaces for your indoor or outdoor living spaces. In addition we provide the highest quality brick and stone installation, construction & design as well as chimney repair and restoration. We can provide you with a seamless, quality result that will add lasting value to your home.
We are here to help! Take a look around our fireplace and stone resources to help find the answers to your questions, learn more about fireplace safety, download a copy of your owner's manual, or just learn more about about our business and how we value our customers!
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*We warmly welcome appointments outside of regular hours, 7 days a week. Please call the showroom to make arrangements.
Have a question or comment? Send us an email and we'll get back to you, asap.


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Manchester United FC Stadium, Old Trafford, Location, Picture, Capacity, Architect, Photo
Manchester United Stadium : Old Trafford Ground
MUFC – Sir Bobby Charlton Stand: Building Development, England, UK
3 Apr 2016
New Man United Stadium Stand
Location: Trafford, just south east of the city centre
Sir Bobby Charlton Stand
Manchester United have renamed Old Trafford's South Stand in honour of Sir Bobby Charlton.
Old Trafford Stadium Sir Bobby Charlton Stand – former South Stand:
Club director Sir Bobby Charlton, 78, joined United in 1953 and made 758 appearances, scoring 249 goals. A member of the England team which won the 1966 World Cup, Charlton won four league titles with United and the 1968 European Cup. The retired midfielder was one of the survivors of the Munich air disaster, which killed eight of his team-mates in 1958.
Old Trafford Stadium seating plan:
Fans held aloft coloured tiles, spelling out his name, before the Premier League match against Everton, reports the BBC. The South Stand, which contains the only remaining part of the original 1910 stadium infrastructure, houses the directors' box.
Man United Stadium
Old Trafford Stadium
Address: Manchester United Football Club, Old Trafford, Sir Matt Busby Way, Manchester, M16 0RA
Old Trafford Manchester – Man Utd FC Stadium photos © Adrian Welch, May 2011:
Man United Building – information from the architects, Miller Partnership, 2005:
Manchester United Quadrant Development
Manchester United Stadium building images from Miller Partnership
This prestigious development involves the construction of the north-east and north-west quadrants – unifying the stadium by reinforcing the `bowl' concept on the upper seating decks and linking the main east stand to the north and west stands by a high quality facade.
The design of the quadrants introduces major vertical circulation and this has been resolved by of highly modelled stair towers placed centrally in the quadrant creating an iconic image for the stadium. The structural system minimises the impact of the roof steel and this is achieved by creating a structural web from the stair tower to carry the quadrant roof.
The seating decks themselves provide additional capacity of 8,000 spectators, bringing the football stadium capacity to 76,000. Below the seating decks are 3 levels of hospitality providing catering for 2500. Work started on site in April 2005, the first phase was completed at the end of July with the project overall completion by July 2006.
Manchester United FC Stadium: Building PR from the Miller Partnership Dec 2005
Old Trafford – aerial photograph:
photo © webbaviation
Man Utd North Stand redevelopment + East & West Stands redevelopment
Architects: AFL
Manchester United Stadium – interior image © Miller Partnership, received Dec 2005
Location: Sir Matt Busby Way, Manchester, M16 0RA, Northwest England, UK
Manchester Buildings
Contemporary Manchester Architecture
Manchester Building Designs – chronological list
Manchester Architecture Walking Tours
South Africa World Cup Stadiums
One of the greatest football stadiums in Europe: Nou Camp Stadium
Other Stadium buildings by Miller Partnership include:
Manchester Stadium : Belle Vue
Comments / photos for the Man Utd Stadium – Old Trafford page welcome
Manchester United FC Stadium – Website: www.manutd.com


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Practicing Sentences – 133
by Shaikh Faisal
Dated: 24/05/2011 21th Jumaad At-Thaani 1432
1. yadhab ahmad ilal mahatta al haafilaat kay yastaqbil ummahu
Ahmad is going to the bus station in order to meet his mother
2. yadhab zayd ilal mahatta al qitaar kay yastaqbil jaddahu
Zayd is going to the train station in order to meet his grandfather
3. tadhab khadija ilal mataar kay tastaqbil abaahaa
Khadija is going to the airport in order to meet her father
4. yadhab khalid ilal ma'had kay yastaqbil al mudeer
Khaalid is going to the institute in order to meet the principal / manager
5. tusaa'id Faatima zawjahaa maaliyyan
Faatima helps her husband financially
6. yusaa'id zayd abaahu fee dukkaanihi
Zayd helps his father in his shop
7. tusaa'id Faatima al mudarrisa fil fasl bit-tadrees
Faatima helps the teacher in the class with teaching
8. yusaa'id zayd jaddahu fil masna3 bitaahu
Zayd helps his grandfather in the factory
9. tusaai'd Aisha ummahaa fil matbakh kay tata'allam at-tabkh
Aisha helps her mother in the kitchen so that she can learn how to cook
10. yusaa'id Muhammad abaahu fee mahallihi fis – sooq
Muhammad helps his father in his shop at the market
11. Bil munaasaba kam thaman as-sayyaara?
By the way, what's the price of the car?
12. Bil munaasaba kam thaman dhaalika al ma7mool?
By the way, how much is that mobile?
13. Bil munaasaba kam thaman dhaalika al fustaan?
By the way, how much is that dress?
14. Kam saa'a yabda'u ad-dars alyoum?
What time does the lesson start today?
15. Kam thaman dhaalika al Qamees?
How much is that shirt?
16. Kam thaman dhaalika al bayt?
How much is that house?
17. Kam thaman dhaalika al kilsoon?
How much is that underwear?
18. Kam thaman dhaalika al hidhaa?
How much is that shoes?
19. Kam thaman dhaalika as-saa'3a?
How much is that watch?
20. Kam thaman haadhal khaatam min al fidda?
How much is this silver ring?
21. kam thaman haadhal khaatam min adh-dhahab
How much is this gold ring
22. kam thaman haadhal khaatam min al maas
How much is this diamond ring?
23. Kam taalib fil Qaa'3a?
How many students are in the lecture hall?
24. Kam taalib fil jaami'3a?
How many students are in the university?
25. kam Qird fee hadeeqatil hayawaanaat
How many monkeys are in the zoo?
26. Kam hisaan fil hadeeqa?
How many horses are in the park?
27. Kam taalib fith – thanawia?
How many students are there in high school?
28. Kam daqeeqa nantadir al muta'akkhireen?
How many minutes should we wait for the late comers
29. Kam mujrim fil habs?
How many criminals are there in prison?
30. Kam youm kaana fee Ramadan 3am madee?
How many days were there in Ramadhaan last year?
31. Kam bint tureed an tatazawaj yaa Khalid?
How many girls do you want to marry oh Khaalid?


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Preheat the oven to 150°C / gas mark 2. Quarter and peel the onions, peel and roughly slice the ginger, peel the garlic cloves, and put all these into the processor with the coriander.
Blitz until finely chopped, then heat the oil in a large casserole and fry this mixture gently, until soft and beginning to catch in the pan; this should take about ten minutes, over a medium heat and with regular stirring.
Pour in the Chinese wine (or sherry) and let it bubble up. Add the soy sauce, brown sugar, stock, oyster sauce and vinegar. Bring to a boil, then drop in the cinnamon sticks and star anise.
Add the pieces of shin and let everything come up to a bubble again, then clamp on a lid and put into the oven for two hours (regular stewing steak may take longer).
Take the casserole carefully out of the oven and, using a slotted spatula, remove the beef to an ovenproof dish, cover with foil and keep warm in the oven, while you vigorously boil the sauce in the casserole on the hob, without a lid, until it has reduced by about half.
Arrange the beef on a serving platter and pour the reduced sauce over the meat, then, if desired, dress the top with a hot and sour shredded salad. If you are using cubes of stewing steak, rather than slices of shin, you'd probably do better to use a deeper dish.
Make ahead note:
Cook the beef for 1 3/4 hours then transfer to a bowl to cool. Cover, refrigerate and store in fridge for up to two days. When ready to use, return the beef to casserole dish and heat gently until sauce is just boiling. Cover and return to oven for 30 minutes, or until the beef is piping hot. Transfer meat to an ovenproof dish and finish sauce as directed.
Freeze note:
Cook and cool as above then freeze for up to 3 months in airtight container. Defrost overnight in fridge and reheat and finish as above.
Recipe from Nigella: Kitchen by Nigella Lawson (published by Chatto & Windus).


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Irresistible to the opposite sex? Histamine could be why!
Histamine-induced responses shown in this study indicate a possible mechanism through which the generalized arousal factor (histamine) can affect neurons in a local brain area (VMH), which is crucial for a specific motivated behavior (lordosis). Furthermore, we addressed this question by examining whether a general arousal modulator, histamine, interacts with a hormonal modulator, estrogen, in VMH neurons. Our results are remarkable in the sense that they show a possible pivotal point where generalized arousal influences and supports a specific (sexual) arousal state. As a generalized arousal neurotransmitter, histamine's excitatory impact on VMH neurons was further potentiated by estrogen. Thus the interaction between histamine and estrogen might be a key mechanism linking generalized arousal with specific (sexual) arousal. Read the full study here.
In plain English: this study showed that estrogen supplementation (or natural fluctuations) caused the neurotransmitter histamine be released, making female rats stick out their butts so males could mount them. Luckily as human beings we're (mostly) able to control who mounts us!
This study explains a few things I noticed these last two years: that my symptoms fluctuate with the menstrual cycle (more on that in an upcoming post), that birth control pills made me lose my mind, but that there's no way I could out crazy estrogen flushed high histamine pregnant friends!
The study went on to touch on my favourite subject: histamine as as weight loss and appetite control mechanism…
Histamine also modulated feeding behavior through its receptors in the VMH. As shown by Sakata (Sakata and Yoshimatsu 1995), food intake was suppressed and drinking was accelerated by either activation of H1 receptors or inhibition of H3receptors in the VMH. Pharmacological blockage of both H1 and H2 VMH receptors significantly increased overnight food intake and decreased water intake, which may be specifically attributed to the set of histaminergic receptors situated within the VMH (Magrani et al. 2004
Read the full study here.
And then of course you have the fact that histamine's H1 receptor itself releases estrogen…
In the female genital tract, histamine is produced mainly by mast cells, endothelial and epithelial cells in the uterus and ovary. Women with histamine intolerance often suffer cyclical headache and dysmenorrhea. In addition to a contraction promoting effect, this is attributable to the fact that histamine, via the H1 receptors, increases estradiol production markedly, but progesterone production only mildly (e1). The painful uterine contractions associated with dysmenorrhea are caused by an increased production of prostaglandin F2a in the endometrium, which is promoted by estrogens and inhibited by progesterone. Histamine can therefore intensify dysmenorrhea via an increase in estrogen production. Conversely, estrogen can affect histamine activity: the cyclical rise in plasma estrogen was shown to be associated with a larger skin weal in skin prick tests (e2). Read more from the seminal histamine study by Maintz & Novak here.


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My daughter just celebrated her birthday where she requested a "Flower Party". I decided to create an elegant table setting that could also transition into an Easter Table Setting. I believe this is my simplest birthday party yet and it only cost me one extra dollar (including the party favor). I put my junk, in and around my house, to work and created this...
I gathered fallen branches and leftover spray paint to give the branches a golden metallic sheen.
I hot glued pink flowers all over the branches in places that appeared natural. The branches were hung from the ceiling with clear acrylic thread.
My cake was simple and quick. I used tissue paper, cupcakes, and cookies to create a giant flower.
I cut wide and narrow petals out of white tissue paper; stapling the bottom of each petal.
Then, the petals were simply laid on the table.
The center of the flower, or the edible portion, was set on top of a white plate and then in the center of the white tissue paper petals hiding their stapled ends.
My daughter requested chocolate cake for dessert. I dipped the tops of my cupcakes in chocolate chips and clear sprinkles. The cookies were all wafer cookies cut in half.
To add more texture and color I placed teacups in the center of Large Paper Flowers; one of my earlier creations.


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Hey guys, wanna see MJ doing SWING dancing! I love the split at the end! great![youtube:155vt2ay]http://www.youtube.com/watch?v=RuDtyw2S37s&feature=related[/youtube:155vt2ay]
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This Is It ~ The Rehearsals, The Movie & Trailers


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Two of my absolute favourite skincare products to use are face masks and body scrubs. Personally I find some body scrubs too harsh to use on my skin and I am totally on board with the banning of micro beads in beauty products. I think one of my first experiences with using a body scrub was sneakily using some of my Mam's St Ives apricot scrub. I often found this type of scrub extremely harsh on my skin and have been left with big red raw looking patches quite a number of times. It was only in my early twenties that I discovered a lovely smelling body scrub whilst browsing Boots from the Sanctuary Spa. This body scrub smelled divine and left a beautiful oil type texture on the skin. I continued to use this scrub for pretty much my entire twenties until other body 'exfoliators' started to appear on the market.
As I am becoming increasingly aware of what type of products and chemicals that I am applying to my skin, a natural body scrub was something I was eager to discover. It was only whilst watching dragons den a few years ago that I heard any mention of coffee bean body scrubs. These scrubs were virtually non-existent over here but hugely popular in Australia. I had been trying to see if I could spot them on the market over here or in the U.K. but to no avail. Then lo and behold, a few months ago an email from a PR in Holland and Barrett landed in my inbox asking if I would be interested in trying out a number of products, one being a coffee bean body scrub. To say I was delighted and jumped at the chance was an understatement. The body scrub in question was an all natural vegan coffee bean scrub from an Australian company called Bean Body.
The particular body scrub I tried from the collection was an organic coconut coffee bean scrub. This amazing smelling pouch was filled with a concoction of finely ground robusta coffee beans, organic cold pressed coconut oil, Himalayan pink rock salt, demerara sugar, organic cacao and vitamin e oil. It costs €18.89, while this does seem a bit pricey, all you need to use for an entire body application is one handful and there is lots in a pack. Being honest, I only use this scrub once a week as it is very effective at exfoliating the skin. If you use it too much it could remove all the natural oils from the skin leaving it angry and inflamed.
To use, simply dampen the skin and apply one handful of the scrub to your entire body. Rub in circular motions and leave on the skin for five minutes then rinse off. I personally don't like to apply it to my face as my skin is very sensitive there and I find it could be too harsh on it. Always patch test an area prior to use and be careful in the shower as it can get very slippery in there.
I really like the soft even texture it leaves my skin feeling. It is great for use on dry elbows, knees and ankles and for removing those pesky fake tan marks that build up on the skin. I find it particularly good for applying to the rash that consumes my entire back and shoulders. I find it helps greatly with the itch whilst also helping draw impurities to the surface. The caffeine in the scrub helps stimulate blood flow to the surface of the skin and is also a powerful antioxidant. The sugar and salt granules help physically remove blackheads, impurities and dead skin cells. Coconut oil is fantastic for hydrating and moisturising the skin whilst cacao and vitamin e help nourish and protect it.
The full list of ingredients include:
Coffea Arabica Seed Powder, Cocos Nucifera (Coconut) oil, Sucrose, Sodium Chloride, Glycerin, Theobroma Cacao Seed Powder, Prunus Amygdalus Dulcis (Almond) Oil*, Simmondsia Chinensis (Jojoba) Seed Oil, Tocopherol and Hyaluronic Acid.
All in all I find this body scrub a great product but care must be taken to avoid overly using it as it could damage the skin. I do find it good value for money as a little certainly goes a long way. It smells absolutely amazing and I like the use of natural ingredients. The only negatives for me personally is that it can get messy, I mean really messy. Your entire shower will look like someone had a mud fight in it but that easily washes away. The only other thing that really niggles me is that although it comes in a resealable pouch, the seal itself isn't the best and mine no longer clips shut. When stored properly (in a dry, airtight environment) it can last up to 12 months. One important thing to note is the importance of keeping it away from the bathroom as it would be destroyed if moisture got into it. I would definitely purchase this scrub again but possibly one of the other variants to see if they all smell as good. You can purchase Bean Body scrubs online at Holland and Barrett. I am not too sure if any of the stores stock them as I havent seen any myself but I could be wrong.
* Not suitable for use by anyone with a nut allergy


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Silent Retreats
Journey effortlessly back to your true nature
Silent Retreats
A profound spiritual immersion. Journey effortlessly back to your true nature and find a calm, clear and peaceful state of mind. Emerge recharged and refreshed with a greater focus and joy.
The Value of Silence
Deep Rest & Rejuvenation
These days, do you find it hard to connect with your own nature – with who you really are? Sometimes, all it takes is time in stillness and silence to allow the racing mind to slow down, to come to a halt and allow us to be ourselves again. A silent retreat is designed for just this purpose.
"I feel more like myself after a silent retreat. My life goes smoother after it, I feel the difference for 3-6 months."
~Daniel Moss
Create Big Shifts in Your Life
A silent retreat can help you drop limiting beliefs, regrets and worries, and tap into a bigger vision for yourself. You come back to your life more grounded, more centered, more wise. You find a joy that is unshaken by outer circumstances. And the more often you do a silent retreat, the more this strength and freedom builds inside of you.
Structured Retreats
While other retreats could leave you a little to your own devices to find some silence amidst a quiet atmosphere, many people find it challenging to know how to quiet their own minds. With this in mind, we actually start with two days of guided activities, including talking, to prepare you for an amazing experience of inner silence.
Our silent retreats provide optimal conditions for sinking deep within and breaking free from our mental chatter. Your whole day is carefully guided and crafted to give you as relaxing and transformative an experience possible. It's no wonder that many course participants refer to it as the ideal vacation for body, mind, and spirit. Silence is a way to renew yourself physically, mentally, and spiritually.
- Get much-needed rest in an all-inclusive guided retreat
- Go deeper with advanced guided meditations, silent inquiry and rejuvenating yoga
- Realign with your inner truth


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Diet and behaviour
How might what you eat affect how you behave?
Some food additives have been linked to hyperactivity in children, and coloured drinks now carry health warnings if they contain any of the six additives that the UK Food Standards Agency wants to phase out. The warning came after a 2007 study showed that children given drinks with the colourings were more likely to be hyperactive than those who drank fruit juice.
Some children with epilepsy have fewer seizures if they adopt a high-fat, low-carbohydrate diet. This is known as a ketogenic diet because deriving energy from fat produces high levels of the substances known as ketones. It involves ultra-close scrutiny of meals and snacks.
More controversial are claims that too little of some nutrients can affect behaviour.
Supplementing trial diets with vitamins, minerals and essential fatty acids has reduced violence among prisoners. Supplements – especially of the essential fatty acids known as omega-3s, which are important for brain function – have been claimed to reduce a range of problems in schoolchildren, including problems with attention span. There is little evidence to back their use, however.Lead image:
Kristian Thy/Flickr CC BY
- Food additives and hyperactive behavior in 3-year-old and 8/9-year-old children in the community (2007)
- Epilepsy Foundation: Ketogenic diet
- BBC Good Food: Behaviour in children – how diet can help
- Supplementary vitamins, minerals and essential fatty acids on the antisocial behaviour of young adult prisoners (2002)
- Omega-3 fatty acid and nutrient deficits in adverse neurodevelopment and childhood behaviours (2014)


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Corporate money says otherwise
The North Carolina bathroom bill "was really never repealed."
— PolitiFact North Carolina
on Wednesday, November 22nd, 2017
They are vetted, and the FBI can track them
Says Syrian refugees are not being vetted, and "the FBI is not even being told where they are."
— PolitiFact North Carolina
on Wednesday, October 12th, 2016
Actually saving money
"Roy Cooper's refusal to do his job is costing taxpayers money."
— PolitiFact North Carolina
on Tuesday, August 16th, 2016
The group is pretty transparent, actually
Says the Human Rights Campaign is secretly funded
— PolitiFact North Carolina
on Friday, May 27th, 2016
Not all businesses
"The city of Charlotte passed a bathroom ordinance mandate on every private-sector employer in Charlotte."
— PolitiFact National
on Sunday, April 17th, 2016
True initially, but not so much recently
"If you survey, most (North Carolina) Democrats also agree with our (election) laws and voter ID."
— PolitiFact National
on Friday, November 22nd, 2013


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Mr. Monfort's Marriage
Matthew Monfort has two excellent reasons for loathing members of the ton, but thanks to his father's machinations he finds himself inveigled into offering for Lady Verity Tristan. Anyway it's time he married and she's...well, she's different; in fact she's quite delightful...and intelligent...and sweet...but she needn't think she's going to win him over.
This review is from: Mr. Monfort's Marriage (Kindle Edition)
5-star review from Cynthia Myers, Colorado.
Mr. Monfort's marriage was a thoroughly engaging read. Though light romps can be fun reads, this Regency has more emotion and depth of characterization than many. Verity and Matthew are a wonderfully complex couple and make for a very satisfying, emotional romance. I will definitely be looking for more of Ms. Hughes's books!
Mr. Monfort's Marriage
A NIGHT OWL REVIEWS BOOK REVIEW | Reviewed by: Barb
Rating: 4.5
Reviewer: Barb
I really enjoyed this book. I especially liked the spirit of Lady Verity. She overcame so many adversities with dignity and grace. I was rooting for her the whole book.
Matthew was an interesting man. His problems stemmed from a long ago slight at the hands of a lady of the elite class. I was a little put off that he was unable to shake that off and accept the good things that were happening to him after meeting Lady Verity (under less than stellar circumstances too).
I would recommend this book as a good read.
It was such a pleasure to read and review your book. I look forward to reading more of your work in the future.
Reviewer: Mac http://www.twolipsreviews.com/content/index.php?option=com_content&task=view&id=8005&Itemid=36
Mr. Matthew Montford has developed a bitter distaste for the English aristocracy after the titled woman he loved refused his offer of marriage for the offer of a titled but tarnished man. The death of his beloved sister, Anne, due to a situation involving an aristocrat further fueled his distaste for the titled and privileged class. From that day on, Matthew decided the titled class were worthless, cruel, and spent their money with reckless and self-indulgent extravagance. Their disdain for middleclass businessmen who earned their wealth by honest industry and added to the prosperity of England grated on Matthew even more.
By command of her father, Lady Verity Edwina Tristan has lived most of her life since the unfortunate death of her brother dressed as a boy. Lord Tristan's world shattered the day his beloved son Edward ran his horse in foolhardy abandon over fences and fell to his death. Lord Tristan blames Verity for the worst misfortune of his life. His cruelty knows no bounds as he forces Verity to live a false life and beats his wife whenever he gets in a dark mood. His dark moods are increasing almost daily.
Verity's younger sister is sent off to live with an Aunt, afforded the best clothes and jewels that money can buy, and lives in luxury in the hope that she will marry a titled gentleman. Lord Tristan has made a marriage contract with the elder Montford between Verity and Matthew Montford. While dressed as a boy, Verity presents herself to Matthew to beg him not to offer for her sister but, when her father in his dark moods begins to seek her out, Verity makes an arrangement with Matthew for a convenient marriage in order to save her life and her mother's. Matthew agrees to the marriage of convenience, but things begin to change once they are wed. Secrets surface and danger arrives to change the marriage of convenience to something neither Verity or Matthew ever expected.
The twists and turns in Mr. Montford's Marriage kept me riveted to the pages. I never knew what was going to happen next. Vonnie Hughes built her characters with unique traits and motivations that created drama and added intensity and excitement to the story. Verity proved to be a multifaceted lady used to hiding her true feelings and industrious ideas. She yearns to be free of nobility's social constraints.
Matthew Montford is not the easiest person to converse with about deep, inner thoughts. Matthew blocks vulnerabilities to protect his broken heart and his mistrust of the aristocracy. Although the pace slowed toward the end, the information and surprises helped to find satisfaction for the reader and to have loose ends resolved. Mr. Montford's Marriage is a sensual delight with a plot full of surprises. Ms. Hughes has created the most interesting characters; even the secondary characters were unique. I loved how the hero and heroine evolved and grew as the story unfolded. Do not miss reading Mr. Montford's Marriage or you will regret having missed a magnificent story.


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Hambledon, Classic Cuvée Brut NV
Creamy, with elegant green apple fruit and some nice nutty development. The high acidity provides freshness, and there is some complexity on the quite round palate. There is a lovely vibrancy and great length of finish.
Alc 12%
Taster: Christelle Guibert
Buy now:
£28.50-£30 Hambledon Vineyard, Marks & Spencer, Ministry of Drinks, Waitrose Cellar


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Elder Care Services
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Elder Care Servies Serving Graham, NC
Below is a list of caregivers in Graham, NC that provide elder care services.
Alamance ElderCare
3019 S. Church Street
Burlington, NC 27216
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Legal Aid of NC
122 N. Elm Street
Greensboro, NC 27402
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North Carolina Division on Aging
693 Palmer Drive
2101 Mail Service Center
Raleigh, NC 27603
the Division of Aging and Adult Services (DAAS) works to promote independence and enhance the dignity of North Carolina's older adults, persons with disabilities, and their families through a community-based system of opportunities, services, benefits, and protections- to ready younger generations to enjoy their later years- and to help society and government plan and prepare for the changing demographics.
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Piedmont Triad Regional Council
2216 W. Meadowview Road
Suite 201
Greensboro, NC 27407
A division of the Piedmont Triad Regional Council, the Area Agency on Aging is responsible for planning, developing, implementing, and coordinating aging services for a region representing 195,000 residents age 60+ in the seven counties of the Piedmont Triad (Alamance, Caswell, Davidson, Davie, Forsyth, Guilford, Montgomery, Randolph, Rockingham, Surry, Stokes, Yadkin). It is a part of a larger aging network created by the Older Americans Act of 1965 dedicated to improving the lives of older Americans nationwide.
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Shock in Coil Conversion Kit - #SICK
For All Triumph TR series IRS Cars
Now you can have the best rear suspension system for your Triumph. Race proven shock in coil technology places the spring and shock on the same rotational plane, decreases the sprung weight and neatens up the entire area as a bonus. This kit is essentially the same system as supplied with our new frames but it incorporates the necessary hardware to convert your stock spring and shock arrangement to coilovers. It contains everything that you need and comes with complete instructions.
The conversion from stock to coilovers requires a degree of mechanical ability. Some of the tasks you will need to accomplish are:
1. Removing your old shocks, springs and swingarms.
2. Drilling four holes in the swingarm base for the lower shock mounting plate. You will use the mounting plate as a drilling template.
3. Attaching the upper shock mounting plate to the frame with the hardware provided.
4. Reattaching the swingarm/shock/spring to the frame.
5. Compressing the spring to attach the assembly to the spring tower. This is easily done with a floor jack.
This procedure is performed twice. Once for each swingarm and is easier than it might sound.
The conversion should take about 3 hours once you understand the procedure. If you have ever replaced your springs,then you know how to do half of the job already.
You get the following material with the kit;
1. Upper and lower shock mounting hardware for the swingarm and the frame attachments
2. Two Monroe Sensatrac shock absorbers or optional stiffer gas charged shocks with hardware.
3. Two sets of rubber spring seats.
4. All hardware necessary
Monroe shocks are recommended because this particular model fits in the coil spring and has the correct length and compression dimensions. Unfortunately for some, we have not found a performance shock that works well in this situation.
This system is perfect for normal street use and at the same time excels at those times when you want the best cornering performance. Sensatrac shocks have variable valving and change their compliance based on road conditions. When the road is harsh they soften and when the road is smooth they stiffen. The gas charged shock is stiff all the time and is a good choice for those who want better cornering stability during autocross or flat track.. Add a set of our front and rear matched sway bars and you're ready to rock and roll.


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Home | SSWAA Members | Join or Renew | Calendar | Store
23rd Annual National School Social Work Conference
The School Social Work Association of America would like to invite you to join us at our 23rd National School Social Work Conference to be held on March 17-21, 2020, in Baltimore, MD, at the Renaissance Baltimore Harborplace Hotel. Organized in 1994, the School Social Work Association of America (SSWAA) is the only national organization solely dedicated to promoting the profession of School Social Work to enhance the social and emotional growth and academic outcomes of all students. SSWAA supports professional school social workers by providing training opportunities to practitioners in the use of evidence-based practices to meet the needs of students, families and schools.
School Social Workers are daily on the front lines addressing the serious and intricate needs of children and their families. As mental health professionals, we are trained to assess a student's social/emotional needs as well as family and community factors interfering with a student's learning and school functioning. School Social Workers provide the vital link between the school, home and community agencies in obtaining needed therapeutic and/or community services. In addition to providing resources to families; School Social Workers also provide psycho-social assessments, individual and group counseling, crisis intervention, classroom presentations, consultation and case management services to address the increasingly complex needs of students and/or their families especially in these difficult times.
Contributing as a sponsor, advertiser and/or exhibitor, you will be able to increase your exposure to School Social Workers from all around the country as well as around the world, with an attendance of 500+. We hope that you will seriously consider supporting the work of School Social Workers by including our Conference in your promotional plans and look forward to hearing from you soon.


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Military Information
Advance your career whether you're active duty or transitioning from service. Ranked the #9 online MBA program for veterans by US News & World Report, NC State Jenkins offers full-time, part-time and online options, so you'll find the perfect fit for your needs.
Military-friendly MBA
A Jenkins MBA builds on your military experience, putting you on the fast track to leadership. Our innovative curriculum focuses on challenges faced by today's technology-driven marketplace. Choose from six concentrations, including one of the country's top supply chain programs.
Flexible formats allow you to attain a MBA on your schedule with face-to-face and online programs taking as little as 21 months or up to six years to complete. You can even design a customized plan to combine face-to-face and online courses.
You can pursue your MBA from anywhere in the world, on your own time, with our Professional Online MBA program. The format's asynchronous login flexibility allows for deployment, travel and relocation.
Most military students are eligible for excellent government assistance through the Military Assistance Tuition Program. The NC State Veterans' Education Office also supports student veterans and veterans' dependents in applying for and managing their VA Education Benefits/GI Bill.
In addition, if you haven't already done so, we recommend familiarizing yourself with the U.S. Department of Veterans Affairs Education & Training information. This site guides you through the process of selecting and enrolling in a program, including requesting your Certificate of Eligibility.
Military candidates can receive additional benefits:
- Application fee waivers are available to active duty military and veterans.
- Military service is a consideration for our GMAT waiver. Candidates must complete the GMAT application waiver form, which we respond to within three weeks.
- NC State participates in the Yellow Ribbon Program.
- Full-time MBA students are eligible for a variety of Graduate Assistantships and Scholarships, most of which include tuition, health insurance and a stipend.
Download our one-pager: Jenkins MBA Military Benefits
Meet Capt. Luke High
"My Army career goal is to be the best leader I can to the sons and daughters of America, making a positive impact on as many of them as I can … What I hope to gain and strengthen in the program are the people skills and relationship skills to keep helping people to the best of my ability"Read more about Luke
#9 Best Online MBA for Veterans
US News and World Report, 2018


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#Reallusion #CrazyTalkAnimator #CrazyTalk #Animator #3 #Pro #CrazyTalkAnimator3 #2DAnimation #Cartoons #YouTube
The Reallusion machine keeps on rolling...
6/16/2017 San Jose, CA - VidCon, the YouTube creator's expo for today's online video stars and tomorrow's next YouTube celebrities will showcase this week. Many popular YouTube personalities compete for video views, subscribers, and big audiences that drive the VidCon experience Reallusion - the 2D/3D content and software developer - are proud to be showcasing its user-friendly CrazyTalk Animator 3 animation tool to help video content developers garner video engagement.
At VidCon 2017, Reallusion will be setup at Booth #2624 where would-be YouTube stars can sign up for an extended trial copy of CrazyTalk Animator 3 PRO (CTA3), and free video training. Qualified YouTubers can then upload their animated videos, or reviews, to YouTube and mention CTA3, and link back to the main CrazyTalk page in order to receive a full-version copy of CrazyTalk Animator 3 PRO worth $179.
Watch Video: Reallusion YouTube Demo
Animate in 5 Minutes with Specialized Tools
CrazyTalk Animator 3 (CTA3) is a revolutionary 2D animation suite that enables all levels of users to create pro-level animation with the least amount of effort and time. Now with CTA3anyone can instantly bring an image or photograph to life through preset motion effects, or they can setup their own custom characters to animate in minutes thanks to extensive motion libraries, intuitive facial puppets, and audio lip-syncing.
Personalize your Own YouTube Channels
In today's YouTube environment users are always looking for ways to stand out from the crowd. CrazyTalk allows users to customize their video effects by animating trademark logos, images, or text with just a mouse. YouTubers can create custom virtual 2D hosts which they can composite with real video footage, along with animated assets to give their channels their own personal style.
"Our delivery times are very short, and one of the things that allow us to meet these schedules is CrazyTalk Animator due to its speedy workflow." - Pablo Escalona / LunaCreciente YouTube Channel
Discover Why Other YouTubers choose CrazyTalk
For over a decade, CrazyTalk has been the go-to-tool for beginners and professionals who need quality animations in record time. YouTubers choose to use CrazyTalk thanks to its short learning curve, flexible interface, quick workflow, vast motion libraries, online content store and more.
YouTubers that use CrazyTalk Animator 3
442oons - Weekly Animated Football News
LunaCreciente - Musical Children's Channel
Super Kids TV - Children TV Network
Garry Pye - Comic Artist Turned PRO Animator
Linguaspectrum - Teacher Creates Popular Language Channel
*Created by 442oons
FREE CrazyTalk Animator 3 - Recruitment Program
YouTubers who are interested in animation can visit the Reallusion booth to sign up for an extended trail of CrazyTalk Animator 3, with online video training. Users simply need to fill out their basic information in order to receive an invitation email to download their extended trial. Qualified YouTubers can then claim a full-version copy of CrazyTalk Animator 3 PRO after uploading their first CrazyTalk video, or review, to their YouTube channels.
More info about CrazyTalk Animator 3
CrazyTalk Animator 3 is available for Mac or WIN PC, at Reallusion.com & the Apple Store - https://www.reallusion.com/store/product.html?p=cta
Signup for CrazyTalk Animator 3 - Recruitment Campaign
Free Animation Video Tutorials - Video Tutorials for CrazyTalk Animator 3
About Reallusion:
Reallusion Inc. is a 2D and 3D animation software and content developer. Headquartered in Silicon Valley, with R&D centers in Taiwan, and offices and training centers in Germany and Japan. Reallusion specializes in the development of realtime 2D and 3D cinematic animation tools for consumers, students and professionals. The company provides users with easy to use avatar animation, facial morphing and voice lipsync solutions for real-time 3D filmmaking, and previsualization for professional post production. Reallusion's core technologies are widely used by trainers, educators, game developers and filmmakers.
Thank you for reading! Synapse Circuit / Blue Gene


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We offer results
Our aged care financial planning and options will help you make informed decisions.
We provide value
Our financial advice strategy will help provide a better financial outcome for your aged care journey.
We care to listen
Every client is unique. We make sure that we are aware of your current financial situation, your needs, and your goals before we give financial advice.
We value your trust
As a client, you deserve honesty and transparency. Our fees and documentation are fully disclosed and easy to understand.


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The GFT Digital Banking Survey 2015 revealed that customer loyalty and retention belong to the most important elements in banks´ digitalisation strategies. PFM is an ideal tool to achieve this goal and create "stickiness".
Which approach should banks take to include PFM into their offering? At GFT, we believe that banks need to take PFM to the next level – which we call Smart Transaction Management.
Read our latest Point of View to get background information on the pros and cons of the different approaches as well as our proposed solution.
Director of digital strategy, Global business development
GFT Spain


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Nursing is part of the
Collaborative Academic Practice portfolio led by Dr. Joy Richards, Vice President Patient Experience & Chief Health Professions.
Dynamic leadership, innovative education, supportive professional development! These are just a few of the ways University Health Network supports a positive work environment for nurses. UHN has more than 3,500 nursing staff and more than 1,300 nursing students completing their clinical placements each year.
Our nurses are supported by a strong leadership team consisting of Nurse Managers, Patient Care Coordinators, Directors, Advanced Practice Nurse Educators, Nursing Administration Coordinators, Nurse Clinicians and Advanced Practice Nurses.
One of the highlights of Nursing at UHN is our patient centred approach to caring for patients and families. Our professional practice model puts patients first and provides a foundation for excellence in patient care, research and education.
As the Vice President, Health Professions & Chief Nurse Executive, I report to the President and Chief Executive Officer and am a member of the senior management team, the Medical Advisory Committee, the Patient Safety Council, and the UHN Board of Trustees. In this role, I lead patient-centered care, provide strategic direction for practice, education and research, and promote shared leadership for nursing at UHN.
These are exciting, and yet challenging, times for the nursing profession.
The relationship between quality of work life for nurses, nursing care and positive patient outcomes is supported in recent research. We are building a positive work environment to support autonomous professional practice and professional development for nurses at UHN.
Dr. Joy Richards - RN, PhD
UHN is a work place where you will enjoy the unique challenges of your chosen field, create and engage in best practices, and you will be at the heart of facilities bringing the world new health care innovations. .


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United Nations, Escaped Goats and War HysteriaSep 30th, 2011 | By admin | Category: Conspiracy Theories, Dunya, Geo TV, Jang, The Nation, The News
On 22 September, American Admiral Mike Mullen famously appeared before the Senate Armed Services Committee of the US Congress and delivered remarks that shocked Pak-US relations. A few days later, The Washington Post reported that senior Pentagon officials criticised his remarks saying he overstated the case. Asked about the controversial statements, the White House refused to endorse Adm. Mullen's views. Though the American establishment is divided on its message about Pakistan, our own media is standing united in their messages about America. In fact, this past week's media has been so united, more cynical bloggers might even think it was scripted.
We knew it was going to be a special week in Pakistan media when we were treated to a special edition of Hamid Mir talking about whether the Americans were preparing to launch surgical strikes against Pakistan.
Alarmed by the possibility of being caught in an American strike, we began searching for the source of this threat. We were unable to find any American officials making any such threats. If there could be any good reason to invent the threat of surgical strikes, though, Hamid Mir knew just what it was. US pressurisation had finally united the nation. No longer were there any divisions in Pakistan as everyone had joined hands in a shared commitment to 'Crush America'.
Hamid Mir's jubilation was shared by his Jang Group colleague Ansar Abbasi who termed US criticism 'a blessing in disguise for Pakistan' and maked a claim identical to Hamid Mir, that anti-Americanism is uniting the nation.
One is indebted to the Yankees for hurling the latest charge sheet against Pakistan at a time when we direly needed unity. It is now for the Pakistani leadership to exploit the American aggression in the best possible manner to eliminate terrorism, suicide bombings and extremism within Pakistan.
Actually, it was not just Jang Group that was convinced that US pressure had united the nation behind Army and ISI, also on Dunya on the same day's Khari Baat, Mubahshir Luqman, Maleeha Lodhi and Hamid Gul made exactly the same statements.
As the week progressed, media headlines were filled with defiant statements about 'fierce resistance', 'severe responses' and 'lead walls' to protect from the invading Americans. Editorial pages screamed about 'unity for national defence' and some media groups even reported 'Fatwa for Jihad against America'.
Not only was the nation united against American threats, but all media voices reported in unison that the American threats were just a devious scheme to make Pakistan the scapegoat for America's failure in Afghanistan.
This was reported not only by the guests of Hamid Mir and Mubashir Luqman's shows above, but by retired brigadiers. And the same line even appeared in such respected publications as Pakistan Observer, where experts like "Dr Raja Muhammad Khan" warned the Americans to 'accept harsh reality'. Media 'think tanks' published warnings to Americans complete with photos of missile tests and the reminder that Pakistan is a nuclear nation that should not be tested.
Recent tensions in US-Pakistan relations have even resurrected Zaid Hamid's media career as ARY invited him to explain his disappointment in the All Parties Conference failure to declare martial law.
Though media did a commendable job of saying on a united message, in the future their handlers should do a better job of explaining the meaning of the talking points before allowing our respected TV anchor sahibs to make fools of themselves by mistakenly translating 'scapegoat' as 'bhagi hui bakri'. Obviously some of the more famous talking heads may not understand the talking points they're parroting, but they should at least know the right words to use.
As the week draws to an end, we look back at the headlines and talk shows and the headline in Jang reports that we will now 'give peace a chance'. And so in the course of seven days, our media invented a war, fought bravely on the front (head)lines, and then quietly resolved the conflict without losing one single soldier. In fact, our media managed this war so effectively that the American media is not even mentioning their defeat.
It's like the Americans are trying to pretend that there was never a war at all.


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Linda Poon is a staff writer at CityLab covering science and urban technology, including smart cities and climate change. She previously covered global health and development for NPR's Goats and Soda blog.
The city of Shanghai, China's pride and joy, is a picturesque place—even with its permanent backdrop of thick haze. Tourists flock to the glitzy Bund with their cameras, and daredevil urban explorers come to scale some of the world's tallest towers.
But the real charm of the city comes from the communities nestled within the cracks of Shanghai's historic neighborhoods, says JT Singh, a media artist and urbanist. He's the filmmaker behind "Shanghai Forever," a new video that takes viewers on an intimate journey through the city's alleys to peek into the lives of locals: a man tending to his plant, a woman chopping up vegetables, a child doing homework. The scenes are seamlessly connected through Singh's signature fluid transitions that keep viewers spellbound.
This video is the third and likely final installment of Singh's series on Shanghai, made for the city's tourism board. His first video, created in 2013 with photographer Rob Whitworth, focuses on the city's immense infrastructure. In the second, he weaves through popular streets, walking against the grain of passersby.
"The third is really about the simple moments that make living in cities worthwhile," Singh tells CityLab, recalling a moment he met an elderly woman who is briefly featured in the film with a wide smile on her face. "I dubbed her my Shanghainese grandma," he says. "I just sat there, and she wouldn't let me go, even though she didn't speak a word of English. She just had a such a vibrant energy."
His secret to capturing these personal moments?
"I walk until way beyond when my feet start hurting," he says. "I walk a lot in cities, into unusual spaces ... to understand not just the aesthetics, but also the economics and creative fabric of the city." He adds that the city's shikumen architecture, a blend of traditional Chinese courtyard houses and Western-style row houses, made wandering into Shanghai's historic neighborhoods especially easy. Long alleyways between houses are a hallmark of the buildings there.
Most of these neighborhoods were demolished when Shanghai started to quickly urbanize in the 1980s. But the remaining ones date back to the late 19th and early 20th centuries, and are unique to the city. Local governments have placed roughly 200 of the old neighborhoods on a preservation list, according to CCTV, and some buildings have been earmarked for renovation as Shanghai prepares to submit them for UNESCO world-heritage status.
"My goal was to document [the neighborhoods] before they all disappear," says Singh.
An Apartment List report reveals the cities apartment-hunters are targeting for their next move—and shows that tales of a California exodus may be overstated.
As the city's real estate market heats up, neighborhood groups say that cash investors use building code violations to encourage homeowners to sell.
The automaker-turned-mobility-company announced last week it wants to build a living, breathing urban laboratory from the ground up in Japan.
Peer-to-peer sharing services that let owners rent out their vehicles are a focus of concern from traditional car rental companies, who see disruption ahead.
It's time to end the tyranny of open-concept interior design.


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Guide for plan members
Public Service Pension Plan is committed to helping you make the most of your pension. This guide is a provincial requirement. Please use the links at right to explore the topics most relevant to you.
Buying service for a leave of absence
During your career, you might take a leave from work – such as a maternity, parental, education or general leave.
A leave of absence will affect your pension. During an unpaid or partially paid leave, you are not making your regular contributions to BC's Public Service Pension Plan and therefore not accumulating pensionable service.
We calculate your pension using a formula based on the average of your five highest years of salary and your years of pensionable service. The more years of pensionable service you have, the greater your pension will be when you retire.
Leave of absence with partial pay
During a leave with partial pay, your pension contributions and pensionable service are adjusted to your salary. For example, if you receive half your regular pay during a leave, you will make half your regular pension contributions and accumulate half your regular pensionable service.
You may be eligible to increase your pensionable service by buying the difference between your leave of absence with partial pay and your normal assignment.
Unpaid leave of absence
During an unpaid leave, you do not contribute to the pension plan or accumulate any pensionable or contributory service.
However, you may be able to buy service for the time you took off work on an approved unpaid leave. You can buy service for an approved unpaid leave if:
- You were an active member when you took the leave
- You buy the entire leave period, unless the purchase makes your service exceed 35 years in total or 12 months in a calendar year
- You apply to buy service for the leave within five years of the end of your leave or before you end your job with an employer participating in the plan, whichever comes first
Will my employer share the costs of buying service?
Your employer will pay its share of the cost for leaves covered under the Employment Standards Act, and you must pay your share. If you buy service for the following leaves, you and your employer will share the cost based on current contribution rates:
- Family responsibility
- Bereavement
- Compassionate care
- Jury duty
- Pregnancy/maternity
- Parental/adoption
- Disappearance of child
- Death of child
- Critical illness or injury leave
- Leave respecting domestic or sexual violence
If you are buying service for a general leave:
- Your employer will pay its share if the leave is under 30 calendar days
- You are responsible for paying both the employee and employer share if the leave is more than 30 calendar days
Lifetime maximums
Income Tax Act rules allow you to buy the following lifetime maximums:
- Five cumulative years of general leaves
- Three cumulative years of maternity, parental or adoption leaves
Not returning to work after a leave
If you decide not to return to work after a leave and want to buy the service, you must apply while still on leave. We will calculate the cost for you to buy this service once your employer confirms your last day of work.
Buying non-contributory service
You may be able to increase your future pension by buying non-contributory service for a period when you worked for an employer participating in BC's Public Sector Pension Plan but did not make pension contributions.
This could be a period when you were on probation or worked as a term, contract or auxiliary employee before joining the plan.
However, you cannot buy non-contributory service if you were eligible to join the plan but signed a waiver choosing not to join on or after April 1, 2000.Buying non-contributory service increases the pensionable service that counts toward your pension. This may increase the monthly pension you receive when you retire or allow you to retire earlier.
Your employer will pay the employer portion of the total cost if:
- An employee/employer relationship existed during the period when you were not contributing to the plan
- You did not receive compensation in place of contributions to a registered pension plan
In all other cases, you are responsible for paying the entire cost.
The application deadline is five years from when you began contributing to the plan or before you leave your job, whichever comes first.
How to transfer service between public sector pension plans
If you leave your job, you may be able to transfer your service from your original pension plan to your new employer's pension plan. You can do this if the two pension plans have a transfer agreement.
Things to think about when transferring service
Transferring service may allow you to:
- Increase your pensionable service and the value of your pension
- Increase your contributory service, which may allow you to retire earlier with an unreduced pension
However, it's not always to your financial advantage to transfer service. It may be better to collect two separate pensions rather than transferring your service and collecting a single pension. This could be the case if:
- The total of the two separate pensions is more than a single pension after a transfer
- You can collect a pension earlier under your former plan
It's a good idea to talk with an independent financial adviser to help you decide if transferring service is a good choice for you.
Deciding not to transfer service
If you decide not to transfer your service from one pension plan to another, when you retire, you may receive a separate pension from each plan.
The pension you earn in any other plan will not affect the pension you earn with BC's Public Service Pension Plan.
Differences in pension service value between plans
The service you transfer from another plan may not have equal value in the Public Service Pension Plan, and vice versa. The reasons for this include different pension benefit formulas in each plan and salary differences between your old and new jobs. This means, when you transfer service between plans, the service you are credited for may not equal the service you accumulated while you were working.
If the value of the service transferred is less than the cost of buying the same service in the Public Service Pension Plan, there is a service shortfall.
You can pay for this service shortfall and be credited with full service. You must pay for a service shortfall in one lump sum and within a specific period.
If you do not want to pay for the service shortfall, you will be credited with pro-rated pensionable and contributory service based on the service transferred.
When you transfer service to the Public Service Pension Plan from another plan, the amount of contributory service we credit you will match the pensionable service we grant you.
How transferring service affects your pension
If you transfer service from your former pension plan to the Public Service Pension Plan, your eventual pension will be calculated using:
- The combined eligible service from all plans (this may be adjusted if there is a shortfall)
- Your five-year highest average salary from the Public Service Pension Plan
- The retirement age specified by the Public Service Pension Plan
What is the process?
If you're leaving an employer participating in the Public Service Pension Plan and would like to transfer your service to another plan that has an agreement with us, contact the new plan.
If you're joining the Public Service Pension Plan and would like to transfer your service from your old pension plan, submit the Pension transfer application form. We'll tell you if you are eligible and let you know how much service we'll credit to you from your former plan.
There are deadlines for transferring service; contact us as soon as possible so we can confirm your eligibility.
Other considerations
If you have a former spouse who is entitled to a share of your pension, the pension will need to be divided before any service can be transferred. Contact us for more information.
There may be tax implications associated with transferring service. You may wish to speak with an independent financial adviser before making your final decision to transfer eligible service between plans.
How to buy arrears
Arrears are a period when you and your employer should have contributed to BC's Public Service Pension Plan, but did not. There are two kinds of arrears: enrolment and payroll.
Enrolment arrears occur when you were not enrolled in the plan, but should have been, and were therefore not contributing to the plan.
Payroll arrears occur when your employer did not deduct and remit the required contributions to the plan when it should have.
Do you have a period of arrears?
You may have enrolment arrears if there was a period when you did not contribute because you were not correctly enrolled in the plan. This will depend on the plan enrolment rules at the time you became eligible to enrol in the plan. Enrolment arrears might also occur if you are working for more than one employer participating in the plan but only contributing based on your employment with one employer.
You may have payroll arrears if your employer did not deduct pension contributions from your paycheque, even if you were correctly enrolled in the plan.
You may want to check your pay stub regularly (especially after a leave) to make sure your pension contributions are being deducted. If you aren't sure whether your employer has made (or is making) contribution payments on your behalf, follow up with your employer.
Disability benefits
If you are totally and permanently disabled, you may be eligible for a disability benefit from BC's Public Service Pension Plan. This pays you a monthly benefit and replaces any termination benefits or retirement pension you would normally receive as a plan member.
Are you eligible?
To be eligible for a disability benefit, you must meet the following requirements:
- You cannot be entitled to long-term disability benefits under the Public Service Long Term Disability Plan or a long-term disability plan approved by BC Pension Corporation.
- You must terminate your employment.
- You must apply in writing to the plan within two years of the date you were last credited with service in the plan. If you were denied long-term disability benefits and are appealing that decision, you still need to apply within the two-year limit.
- You must have at least two years of contributory service and be under age 60 (55 for certain designated public safety occupations) when you apply.
- Both your doctor and a doctor appointed by the plan must agree you are totally and permanently disabled.
- You cannot have accepted a lump-sum payment to settle a long-term disability claim. If you have accepted a lump-sum payment, you may be entitled to termination benefits or a retirement pension.
How does a disability benefit work?
A disability benefit is paid to you if you become totally and permanently disabled before age 60 (55). You will be paid a pension for your lifetime.
If you return to work for an employer that participates in the Public Service Pension Plan, we will stop paying you your disability benefit and you must resume making contributions to the plan. When you retire, you will be eligible for a regular lifetime pension.
Why would you take a disability benefit rather than a regular pension?
If you become disabled after your earliest retirement age but are younger than 60 (55), a disability benefit may provide you with a higher benefit than a regular pension.
The rules for calculating disability benefits are complex. Contact the plan for information or to discuss your individual situation.
Looking for more detail? These links will help you
How pension contributions work
What types of service you can buy
How to apply for a disability pension
Beneficiaries and your pension
Retirement health coverage and you


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Common law marriages are an alternative to traditional marriage. There is no license, no ceremony and no wedding. Basically, two people decide to live together and, after a certain amount of time set out by their state or province, file taxes as spouses and live as a married couple.
For instance, a couple must live together for two years before becoming common-law in British Columbia. Simply living together doesn't cut it. You won't someday magically show up as "married" in some government computer!
Similarly, once legally declared a common law couple, you will have to go through formal divorce proceedings if your marriage ends. Spouses can still be held liable for any alimony and child support.
Additionally, you may or may not have to divide any and all assets. As stated earlier, different provinces, states and countries have different laws. It's best to contact a government office in your area to get the details pertinent to your geographical situation.
Thinking ahead is always important before any major commitment. Before entering into a common law marriage, I urge you to ask yourself the following questions:
1. Why are you choosing a common-law situation over a traditional married state? If you want to get married but your partner refuses to propose, becoming a common-law couple won't solve the problem. Your partner might have issues with commitment or maybe he just isn't ready to commit. Face up now, or realize it later.
2. Are you aware of any and all legal ramifications to this decision?What can you be held liable for in your area? How will the dissolution of this union affect you finacially? Inform yourself about the legalities and know your rights.
3. Will you regret not having a wedding? Yes, a wedding can be stressful and expensive, BUT it is one of the most magical human experiences possible. Can you give up that day forever without ever feeling any regrets?
If you've answered these questions and feel comfortable with your decision, go ahead! Relationships evolve differently and, if it works for you and you're happy, go ahead and enjoy every minute. xoxo


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Kellie Pickler Concert cancelled due to weather; Green Flag for Food City 500 on schedule
Bristol, TN – Due to inclement weather this morning and crucial track drying procedures, NASCAR and Bristol Motor Speedway have cancelled the Kellie Pickler pre-race concert for today's Food City 500. Green Flag is still a go for the 20th Anniversary of the Food City 500, scheduled for 1:13 PM.
For all fans who have purchased tickets to the Pre-Race ceremonies, including the Kellie Pickler concert and Driver Introductions, we ask that you contact Bristol Motor Speedway after the race concludes at 423-BRISTOL, where we will be happy to discuss any and all available options to fulfill your investment.
Thank you and we apologize for any inconvenience.


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The Moteino on the left has the RFM12B on the back side; the JeeNode in the center has the radio to left of the Atmel micro; the Arduino Uno on the right has a custom custom proto-shield, with RFM12B.
While the JeeNode just barely fits inside the KAW, the Moteino has room to spare:
In a prior post, I analyzed the Kill-A-Watt circuit, using a great schematic by Kevin Timmerman. Armed with that knowledge, I created an accurate, true RMS, power-factor-corrected, watt-meter. Here's the gist of my design:
- Uses a Moteino, with built-in RFM12B
- Measures 50 samples during one AC line cycle
- Computes calibrated Volts, Amps, Watts
- Transmits those values once per second
The Moteino operates at 3.3V, so the KAW signals need to be attenuated, using simple resistor voltage dividers. Here's the interface between KAW and Moteino:
U3, the LM2902 quad op-amp, is on the bottom of the KAW display board. I added three wires:
I used 30 AWG wire-wrap wire, and hot-glue to secure them. Pin 14 (white wire) is the voltage signal, pin 1 (yellow wire) is the high current range signal and pin 8 (blue wire) is the low current range signal.
Those three wires go to Moteino analog inputs. The 4.7K and 10K resistors are mounted on the Moteino. The bus wire across the top of the Moteino is connected to the two ground pads.
Q3 is near the center of the picture. A red wire-wrap wire is soldered to the collector. This is the 60 Hz square wave, connected via series 1K resistor to the Moteino INT1 interrupt input.
The Moteino is held in place with some heavy duty 3M mounting tape, on top of the piezo transducer:
The power supply design was not trivial. The KAW has two regulated voltage supplies: +5V and +6.1V. Neither one has much current to spare, and any load greater than about 10 mA will prevent the KAW from powering up properly: the display will just flicker with all segments on.
So I went back to the unregulated +13.9V supply, and added a new dedicated supply for the Moteino. I took advantage of D1, a 6.8V zener already in the KAW, and added Q100 (2N3904) to charge C100, 1000 uFd, providing plenty of reserve power for the once per second RF transmission. The average voltage is about 5.5 V, with about 0.5 volts ripple, at about 1 Hz. The Moteino's onboard 3.3V regulator handles that ripple, no problem.
Q101 (2N3906) is there to quickly discharge C100 when the KAW is unplugged, to ensure a full reset on the Moteino. While characterizing the circuit, I discovered I had to power down for about 10 seconds to allow C100 to discharge, or short it myself with a wire jumper. Q101 simply automates that process. When the KAW is unplugged, C11 discharges quickly, bringing the base of Q101 close to ground, rapidly discharging C100. R102 and R103 limit the charge and discharge current.
Although this extra power supply circuitry complicates the build somewhat, I think it's well worth it to have a robust circuit. Other hackers have reported problems getting their circuits to work reliably, and I felt their pain, so to speak.
Here's how I built it up, with the charging circuit, Q100, on the left, and the discharge circuit, Q101 on the right:
Here's how I built it up, with the charging circuit, Q100, on the left, and the discharge circuit, Q101 on the right:
First, I hot-glued C100 (1000 uFd) to the display board. C100 negative is connected to KAW neutral, the PCB wire jumper just below the green wire, which goes to Moteino ground. R101 (100K) connects between Q101 base and collector. The right end of R101 connects to C100 negative. A red wire-wrap wire connects Q101 base to R100 (47K), over on the left. R103 (220) connects C100 positive to Q101 emitter and R102 (220). The red wire connects C100 positive to Moteino Vin.
Q100 is on the left, just above the 6 conductor ribbon cable. Q100 is piggy backed on Q1, with their collectors and bases connected together. The emitter of Q101 rises up and connects to R102 (220). The lower end of R100 (47K) connects to Q1 collector.
And finally, there's an activity LED, with 220 ohm series resistor, from Moteino D5 to ground. It flashes on briefly, right after the radio transmission, about once per second.
So that's it. If you're thinking about an Arduino compatible Kill-A-Watt hack, a.k.a. Tweet-A-Watt, I highly recommend the Moteino. In my next post, I'll present the sketch, explain the math and calibration process.


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Chester County and Lancaster County Roof Repairs
Repairing your roof is one of the most important parts of keeping your home in the best condition possible. Your roof provides a huge amount of protection to the rest of your home, but it's also constantly exposed to weather and the elements, so it's the first part of your home to sustain damages. And when it does sustain any damages, other parts of your Lancaster and Chester County home will be left very vulnerable.
That's why it's so important that Lancaster County Roof Repairs are taken care of as quickly possible, with the highest quality materials, and by a professional roofing contractor that you can trust. And that's exactly what our Chester County Roofing Contractor will provide you with when we're hired for any roofing repairs. We know how important your roofing is to the rest of your home, so we'll always do whatever it takes to ensure that you're getting the highest quality craftsmanship and professional service at every single job we perform.
Our Professional Roofing Contractors
All of our professional roofing contractors are licensed, insured, trained, and experienced. We've been working in the Lancaster and Chester County area since 1979, and the reputation that we've developed over that time is based on our commitment to quality service and thorough, accurate repairs.
We'll make sure that you're totally satisfied with all of the services that we provide, and we'll discuss all of the work we do with you in plain English before it begins.
Common Roofing Problems
Roofing problems aren't always apparent to homeowners—at least until they've turned into a leak in your living room. Fortunately, our roofing contractors will be able to find any hidden sighs that mean your Lancaster or Chester County home's roofing is suffering any structural damages. Some of the most common problems with roofing include:
- Loose flashing
- Cracking
- Hail damage
- Exposed nail heads
- Prior faulty repairs
- Slipped shingles
Any of these problems can occur at any time, and they can also easily go unnoticed. They can also easily cause more (severe) damage if they aren't repaired as soon as possible. If you believe that your roofing has sustained any damages at any time, it's very important to have them repaired as quickly as possible so that they do not cause any further problems. Our Lancaster County Roof Repairs Contractors can handle any type of damages you may have.
Our Lancaster County Roof Repair Contractors Provide These Detailed Services in Lancaster and Chester County
- Asphalt Shingle Roof Repairs
- Cedar Roof Repairs
- Tin Roof Repairs
- Standing Seam Roof Repairs
- Rubber Roof Repair
- Flat Roof Repair
- Roof Repair Cost
- Roof Repair Estimates
- Slate Roof Repair
- Roof Repair For Seniors
- Roof Repair Covered by Homeowners Insurance
- Residential Roof Repairs
- Roof Replacement
- Metal Roof Repair
Recent Articles
- Benefits of Asphalt Roofing
Your roofing is an extremely important part of your home. Asphalt roofing protects many different parts of your home from weather and the elements, and it plays a huge role in the appearance and character of your home. One of the most vital aspects of the performance of your roofing is the roofing material that…Read More
- Chester County Vinyl Siding Replacements To Freshen your Home
Giving your exterior walls a little TLC every now and then can freshen it up and revive its protection against the weather elements, and looking to replace your existing old and worn wooden sidings with Chester County vinyl siding alternatives might give you a more durable yet equally handsome option. Early in the new millennium,…Read More


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7 July, 2016 Z. KANAMETOVA: «The correct systematization and organization of information, as well as good access to it, results in efficiency and success for banks of all sizes and «weights». Infrastructure, a professional team, modern solutions are three-in-one from OSG Records Management.
Text by: Anastasia Skogoreva
NBJ: Zalina, OSG Records Management has worked in the Russian market for almost 20 years. The company is fairly well-known in the sector of financial intermediation. Please tell us what solutions OSG has to offer banks in terms of organization and improving workflow?
Z. KANAMETOVA: The main focus of our activities is the development and implementation of solutions for the storage and management of documents. These solutions combine three key qualities: sophistication, innovation and reliability. They allow fast and accurate levels of workflow. Banks work with a huge number of documents, so these are of vital importance. An optimized storage system enables archives to be managed effectively and decisions to be made faster.
NBJ: Indeed, but it appears that not all banks realize the importance of good archive organization and professional document storage.
Z. KANAMETOVA: Actually, they do. But, in fact, many banks, or to be more precise their managers, don't want to share control with professionals. They are afraid to lose control. You know, there are people who focus on control. They are afraid to lose their authority as a result of successful cooperation. This fear is not warranted. Managers have become more successful when they make a decision to work with us. We help them to accelerate, improve and enhance the bank's business processes.
NBJ: You mean, you deal with the habits and fears of some banking experts?
Z. KANAMETOVA: Exactly. It takes us a lot of time, effort, knowledge and experience to change these habits and fears. And we succeed.
NBJ: You have to convince a lot of bank executives about their concerns. Let's run through these concerns. Which problems are solved when they consult OSG about document workflow and the archival storage of documents? What benefits do they gain as a result of working with you?
Z. KANAMETOVA: There are three components — infrastructure, people and modernisation, and they require funding, financing and more funding. OSG has made these investments so banks can use our ready-made professional solutions. Services across Russia; protection of documents and data; innovative solutions, technology and expertise is what our clients gain, giants such as Sberbank, VTB Group, Alfa Bank, Citibank, Raiffeisenbank and OTP Bank. It is common knowledge that they actively they are actively developing retail banking in virtually every Russian region, and for each client, this means the creation of significant numbers of documents.
NBJ: You have said that the activities of running a bank's archive include personnel. But do they still need a large staff to manage the archive?
Z. KANAMETOVA: The problem is not only in the number of employees, and their salaries, but the staff management too. Setting goals, monitoring performance, fixing issues and unfortunately redundancies. This all requires funding, financing and funding. And then they have to start the whole process over again. It's a vicious cycle. But with the help of OSG, this cycle is broken and things move forward, so the bank achieves its goals. It's important that we give to banks a centralized document management system with a decentralized system of storage.
NBJ: Some executives of banks are not yet fully aware of the benefits you offer, but more and more are deciding to outsource the archive organization and storage of documents. Can we say that the market has formed a steady trend?
Z. KANAMETOVA: That's right, and this is due to several factors. Firstly, new people are entering banking business who are young and active, they realize that control is in the last century. Today, management is based on leadership and partnerships with professionals who will help the bank to move forward faster, long-term. And secondly, established banks are monitoring what other banks are doing, analysing their success. They see that their rivals work faster and reduce the number of problems thanks to well-organized document management.
It is unlikely that anybody can say now say that Sberbank, despite its size, is a hulking elephant. Even if it is an elephant, it's an elephant who can dance. And not just dance but perform rather complicated dances on the Russian banking floor. And with OSG, he dances a joint party in Archives across Russia. We are ready to waltz with other elephants in the Archive. It's possible! (laughs).
NBJ: You have mentioned that the systematic and uninterrupted access to documents is very important for a bank in terms of its relationship with the market regulator.
Z. KANAMETOVA: Not only that. Once there is a properly organized archive, the bank's leadership can get accurate reliable reports about the true situation the various departments and the bank as a whole. Interaction with the regulator is also an important factor.
Among our clients were banks which required restructuring as tasked by the Central Bank and the Agency on insurance of deposits to carry out this work. A properly organized archive helped them through this process.
NBJ: We have mainly talked about 'physical' archives, but as far as I know, OSG also offers organization of 'electronic' archives of documents. Which of these services do banks prefer and does one compliment the other?
Z. KANAMETOVA: You are right. In this situation physical and electronic archives complement one and other. In a way, solutions for paper and electronic archives are similar to LEGO. They combine well and parts match up perfectly to provide reliability and modern efficiencies. There are legislative requirements for the storage of paper documents, so a bank, must comply with them. At the same time, banks aim to work faster and more efficiently, so having both physical and electronic archives is very popular.
When both archives are managed by our company, both paper and electronic archives are well organized, efficient and modern, thus enabling the Bank to move forward.


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You are currently browsing the archives for the Cattle category.
Evan asked that I post this for him. It's Chuck again. Evan was gracious enough to fly me to Kansas City from Denver after the Cattle Industry Summer Conference.
We ran around some clouds and "weather" on the way to Kansas City. One of the choices as we got near Salina, KS was north or south. We went south and it was the right decision. I think that's an experienced pilot's instinct kicking in.
One thing is for sure. You get a much better view than on a commercial airline. You also get to help out the pilot when he needs something from the back seat. While we were winding through the clouds I made a short video clip.
I didn't think you wanted to hear the engine noise so I added a part of one of Evan's interviews he did at the Cattle Industry Summer Conference from his Friday midday show.