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According to research conducted by the Department of Veterans Affairs and Boston University, the vast majority of National Football League (NFL) players might be suffering from some form of brain damage or brain disease. By studying the brains of deceased players, 87 out of the 91 – that's roughly 96% - donated brains showed signs of chronic traumatic encephalopathy (CTE). The leading cause of CTE is believed to be repeated trauma to the head and skull.
Victims of CTE might experience symptoms such as:
- Memory loss
- Confusion
- Inexplicable aggression
- Depression and suicidal tendencies
- Dementia
- Parkinsonism
The research was funded partially by a $1,000,000 grant from the NFL, who has showed interest in helping drop the number of concussions among its players. The NFL actually reported a 35% decrease in players suffering from concussions in recent years; new reports suggest it is actually only 28%, though.
Although the study only used the brains of deceased players, it is not unreasonable to extrapolate the information gathered to players currently in the league, or playing football in other venues, such as college or high school. At such a high percentage, the numbers cannot be ignored.
(To learn more about the study, an article published by Fox Sports can be seen here.)
What is Being Done to Help Players?
An NFL spokesman has said that they are continually looking for ways to better protect their players. From rule changes and improved sideline technology to extensive medical resources, they seem to be dedicated to this cause. Others fear that it is simply implausible to provide the protection necessary in such a high-energy, contact sport.
For people who have suffered a concussion while playing football, there are legal options to seek compensation and restitution. Our Louisiana brain injury attorneys at Anderson & Boutwell have more than 60 combined years of legal experience, with a major focus on those who have suffered head trauma. Get in contact with us right away or request a free case evaluation today to discover your legal options.


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How to acquire a comparison in multiple choices of headphones?
In order to buy something, if you acquire a comparison in multiple choices, it becomes easier for you to prefer the exact product for you that should accord with your requirements altogether. Similarly, you can become successful in purchasing the instantly recognizable, the best workout headphones.
Rummaging around a consummate website
In the first place, you are required to gain an access to a consummate website, which isn't doable unless you are on familiar terms with that site. Indubitably, rummaging around a consummate website is like getting blood out of a stone. In a situation like that, if you stumble into a paramount site, where you are able to shop the best workout headphones, you should deem yourself providential enough.
There's no accounting for taste
Various people can express a mixture of their opinions with reference to the best workout headphones as part of their intellectual competence and individual requirements, and way of seeing into the bargain.
How about AirPods as your best bet?
To quite a lot of people, AirPods are their best bet while others would like to beg to differ. A few others will agree to differ opting for the best workout headphones in accordance with their sense of the decision. Similarly, a few folks might be very quick to notice the pros and cons at a glance.

subset: commoncrawl


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Spring is officially here, even though some areas don't feel very spring-like right now. For spring 2016, makeup is lighter in color with pretty pastels and nudes. I created a soft and light makeup look using two complementary makeup products from MAKE beauty: Matte Finish Eyeshadow in Alabaster and Silk Cream Lipstick in Taffy.
Beauty Inspiration
I was inspired to create a softer version of Gigi Hadid's beauty look featured in Allure. Her look was very luminous. My combination skin is a bit on the oilier side so going full lumi it not the best road for me to take. I decided to start with a matte base and keep my eyes matte as well. I highlighted without shine except for my cheekbones. I chose a low shimmer blush and a soft, glowy lip.
An Early Spring Glow
This look is not about bold color but nude tones that are soft and pretty. They truly remind you of the softness of an early spring morning. MAKE's Matte Finish Eyeshadow in Alabaster is a blendable shadow that can be layered to achieve a multitoned effect that is subtle but has depth. MAKE's Silk Cream Lipstick in Taffy is the perfect pink that gives a pop of candy color that is not overbearing.
Here is how I created the featured makeup look (check @fashionssenseblog on IG for full product details):
- I chose a primer that would help refine the look of my large pores.
- Used a color correct before applying foundation. I suffer from hyperpigmentation so this is a necessary step.
- My foundation was an oil-free matte foundation. If you do not have oily skin, choose a sheer foundation that is slightly dewy in finish.
- I applied concealer under my eyes. I did not do the large triangle of concealer because I was not going for a full-on highlight effect.
- I used a pressed powder to set my foundation and concealer.
- Lightly contoured my jawline, nose, and light shading around my face.
- A shimmery peachy bronze blush was swept along the apples of my cheeks.
- I blended a liquid highlighter along my upper cheek bone for soft shine.
- Lightly defined brows for a more natural look using brow pencil on the brow and a cream highlighter on the brow bone.
- I went monochromatic on my eyes using MAKE's Matte Finish Eyeshadow in Alabaster but achieved degrees of nude color by first layering color using a shadow brush then patting color to lid only using my index finger.
- I lined the lower lash line with Alabaster eyeshadow.
- I finished my eyes with two coats of mascara.
- For lips, I lined with a nude lip liner and filled in with MAKE's Silk Cream Lipstick in Taffy. Blotted lips. Then applied another layer for longer-lasting results.
- I finished with a translucent HD powder to set makeup.
About MAKE Beauty
"MAKE is a brand that finds beauty in inspiration. A brand that believes there are no beauty rules. That each individual is driven by an artistic approach to their own personal reality. That it's beautiful to be inspired by your imagination. To embrace a whimsical approach to life. To be outspoken, intelligent, confident and un-selfconscious."
Bonus Offer
There are many more shades of the Matte Finish Eyeshadow and Silk Cream Lipstick to choose from on the MAKE website. Here is a discount to help you #MAKEYourself more beautiful. Right now through 4/15/2016 you can get 20%, site-wide with code MAKEYOURSELF.
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About the Online Recruitment Timesheet
RSK Business Solutions offers a fully customisable web-timesheet solution, designed to help clients keep track of their contractors' time and attendance records easily and effectively - leaving more time to focus on other key priorities.
We work closely with clients to ensure our timesheeting solutions fully support their desired time management process. Examples of the flexibility offered by the RSK product include:
Integration with current CRM tools: We develop a front-end import facility, where by all client, charge and candidate data can be lifted directly from their existing Customer Relationship Manager. This saves considerable time and effort and ensures that clients records are up-to-date and accurate.
Support for most accounting packages (such as: SAGE) to allow a back-end export function to create invoices.
Our online timesheet is built using the latest Microsoft technologies, boasting dynamic web design, rich content support, fast connectivity, secure data transmission and excellent scope for integration with other systems. All data remains the sole property of clients and an export of, or access to, the data is available to clients at any time.
Stay Connected
- With our online solution, you don't need to be in the office to track timesheets.
- Track your work from anywhere at any time.
Improve Efficiency
- Better manage the entire contractor placement cycle with a solution tailor made to your agency specific requirements.
- Eliminate the need for paper based records: no more timesheets with incorrect hours, rates or jobs.
- Monitor your timesheets in real-time.
Empower Contractors
- Give contractors a personalised view of their timesheets with their own online access.
- Allow submission of timesheets at any time from any place.
- Reduce the time spend completing timesheets with a responsive, intelligent system.
Key Benefits and Features
The online timesheet solution offered by RSK means employees can stay connected wherever they are; and you do not need to be in the office to track incomplete timesheets. This allows you to better manage the entire contractor placement cycle, with a bespoke solution tailored to agency specific requirements.
Eliminating errors is another key benefit of online business timesheets. Our online solution lets you get rid of paper based timesheets with incorrect hours, rates and job codes and enables more effective recording of work completed.
You can also provide your clients with value added services in the form of online access for creating contractor-specific reports and insights into how time is being spent - using real-time data. Plus, this real-time access lets contractors submit their timesheets from anywhere, at any time.
Current Clients
We currently provide timesheet solutions for clients of all sizes. Our online timesheet solution works in various domains, including: recruitment, education and project management, meaning you're sure to find an option that works for you. We have successfully implemented our solution for a variety of clients, including larger customers such as National Grid, as well as small and mid size recruitment agencies.


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Don't fall foul of fees
Want to reduce the cost of your home loan? Choose a loan that
charges low fees and you could save thousands of dollars over the
life of your loan.
When comparing different loans, check the fees so you know
exactly how much the loan is going to cost you.
Fees and charges can change, so always check the latest
You must be told about any fees or charges before you sign up
for a loan. Most credit providers publish fees and charges in their
product booklets, on their websites and in their credit
Different credit providers charge different fees. The same fee
might also be called different names by different providers. Here
are some common fees you will come across.
Also called 'application', 'up-front', 'start-up' or 'set-up'
fees. An establishment fee is a one-off payment when you start
your loan. If you are not charged an establishment fee, you may pay
higher ongoing fees.
Lenders' mortgage insurance (LMI) is a type of insurance that
credit providers take out to protect themselves from borrowers not
being able to repay the loan.
Before looking for properties you should confirm with the lender
if a fee for LMI will be charged and how much it will be.
The fee the lender charges you for LMI can be many thousands of
dollars and is usually added to your home loan amount.
Credit providers normally charge you a one-off fee to cover this
insurance if you borrow more than 80% of the value of your
Whether you are charged LMI will also depend on your loan to
value ratio (LVR). This is a percentage that is calculated by
dividing the amount of your home loan by the purchase price (or
appraised value) of the property you want to buy.
You can sometimes avoid paying LMI by saving a deposit that is
more than 20% of the value of your home. If it is not possible
for you to save this much, you'll need to factor the cost of your
credit provider's mortgage insurance into your loan.
Generally, the higher the equity you have in the property (or
the lower the LVR), the less chance the lender will charge you a
fee for LMI, and where they do, the less the fee will be.
You may get a refund of some of the LMI premium you pay if your
loan is paid out in the first year or two. But if you refinance
your home loan, you may have to pay a new LMI premium (especially
if you are increasing your loan amount).
For more information, see the Insurance Council of Australia's
FAQs on lenders mortgage
Also called 'service' or 'administration' fees. They are charged
every month or year for administering your
loan. Some ongoing fees may only be payable in certain
circumstances. For example, you might be charged a fee to redraw any
additional repayments you might have made.
You may be charged a 'break' fee if you break your fixed rate
mortgage. The break fee may be very high. Generally, the more
interest rates have come down since you took on the fixed rate
loan, the higher the break fee will be. You won't know how much
until the credit provider tells you.
Also called 'early termination', 'deferred establishment',
'deferred application' or 'early discharge' fees. These may be
charged if you pay out your home loan in full, within a
specified period (for example, in the first 5 years). The law
limits these fees to the recovery of a credit provider's loss
caused by the early termination.
Exit fees on new loans were banned on 1 July 2011. Exit fees can
still be charged on loans signed up before 1 July 2011 but some
credit providers have removed these fees from existing loans. Other
credit providers will pay your exit fees for you when you move your
loan across to them.
Credit providers are not permitted to use exit fees to
discourage you from switching your loan or to punish you for doing
Also called 'termination' or 'settlement' fees. These may be
charged when you pay out your mortgage in full.
When you refinance your home loan you can be charged a range of
fees by your new lender. Just remember that different lenders
charge different fees and some may be negotiable.
You could be charged an exit fee, an establishment fee, a
discharge fee and a break fee (if you were on a fixed rate loan).
All these fees are explained in detail on this webpage.
By law you must not be charged more than 48% annually on your
home loan (this includes any establishment or other fixed
Fees can add thousands of dollars to the average 25-year
mortgage. Ask your credit provider to explain the fees on your loan
so you know what you're in for.
Last updated: 11 Sep 2018
calculators &
more life events...


text: 0 Comments Share "Right now," he continued, "it's very important for us to progress forward from here to training camp, not go backwards or not stay where we're at. That was the message to the players. We have to continue to improve. We can't come back and start over. We've got to be able to have everything right where it is or better."One area Arians wants to see improve is the players' conditioning."We're not in the best shape," he said. "We've got to get in better condition to play as fast as we want to play, especially offensively."Receiver Larry Fitzgerald agreed."I don't think we are where we did to be," he said. "We still have a lot of things to work on. Once we get to training and guys are really clicking on all cylinders, we're going to start to get better. Offense takes a little time."Defensively, the Cardinals showed an aggressive, attacking-style ,getting their hands on a number of thrown passes, including several interceptions."I think we made great progress, as a unit, as a defense," said Patrick Peterson, who believes the defense under coordinator Todd Bowles can be special. "But like (Arians) said earlier in the team meeting, soccer practice is over. Now it's time to put the big boy pads on. Now it's time to see what we've really got." Former Cardinals kicker Phil Dawson retires Derrick Hall satisfied with D-backs' buying and selling The Cardinals, because of the collective bargaining agreement, have practiced in only helmets and shorts up until this point. A full padded practice won't come until training camp."I know how good they play soccer right now," Arians said. "Football is a noise-level game and the noise-level scares some guys. Other guys love it. That's what we've got to find. That's how we make the football team and that will define us, physicality."The Cardinals, who escaped major injury this offseason, are now technically off until all parties reconvene in six weeks in Glendale.Of course, there is no such thing as being "off" in the National Football League."If you're taking time off, then we're going backwards," said Arians, who was pleased to hear his quarterbacks and receivers will continue their work together away from the team's training facility."This is a time to really push forward conditioning-wise and to continue to improve," he continued. "But other than that, I've been extremely pleased with the effort, the participation. I like where our football team is right now." Top Stories School is out for summer.At least, that's how it felt as players hustled off the field Thursday morning, ending the team's three-day mandatory minicamp and offseason work."It was an outstanding spring; I thought we got a lot done in all phases," said head coach Bruce Arians, who kept his players on the field for only a 30-minute practice, rewarding their effort, both on and off the field, over the past ten weeks. The 5: Takeaways from the Coyotes' introduction of Alex Meruelo Grace expects Greinke trade to have emotional impact – / 22


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Discover the Wye Valley and Forest of Dean
Spanning the three counties of Gloucestershire, Herefordshire and Monmouthshire, this region will surround you by nature, tempt you into adventure, and fascinate you by its heritage.
This is where the boughs of the cider orchards hang heavy and the rivers offer fishing, canoeing and even one of the world's biggest tidal surges, the Severn Bore. It is where the forests are home to ancient trees, steam trains, wildlife, exhilarating zip wires, as well as hiking, biking and sculpture trails.
Amongst the unique landscape of forested hillsides, rocky outcrops and unspoilt villages you will find castles, museums and cathedrals aplenty, foodie spots to satisfy, and gorgeous places to stay from log cabins, cute cottages to stylish boutique hotels and quirky glamping spots.
Be the first to hear about our exciting events, offers, travel inspiration and competitions…


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Generally, any insurance policy that is provided to you as a benefit of employment falls under ERISA, with a few exceptions. ERISA laws will then apply to insurance policies that includes long-term disability, health insurance and life insurance.
If you have had difficulties with an insurance claim under your employer-provided insurance policy, you will find that your rights are very limited due to the restrictions of ERISA. Despite the difficulty and complexity of bringing a complaint or an appeal of a claim denial, it can be done. But it must be done right.
At Pillsbury & Coleman, LLP, our attorneys represent clients whose long-term disability claims, life insurance claims and health insurance claims have been delayed, denied or undervalued by the insurance company. We review policies and denials, advise clients on steps we can take, and handle ERISA appeals.
Our attorneys have decades of experience, in-depth knowledge and significant resources to bring to your case in order to secure a satisfactory result. We've brought — and won — cases against the largest companies operating in California, including:
- UNUM (UnumGroup, UnumProvident)
- Standard
- The Equitable
- Liberty Life Insurance
- Cigna/LINA
- Many others
It is important to discuss your options with an ERISA lawyer as early in the process as possible. We can help you build a case file that will give your long-term disability claim a greater likelihood of being approved on appeal.
Learn More About The Services We Provide
To discuss the claim denial you received from your employer-provided insurance carrier, call our office at 415-655-1549 or send us an email. From offices in San Francisco's Transamerica pyramid, we represent clients throughout California.


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This section provides examples of how you can run high-performance analytical procedures in asymmetric mode.
Asymmetric mode is commonly used when the data appliance and the computing appliance are distinct appliances. In order to be able to use an appliance as a data provider for high-performance analytical procedures that run in asymmetric mode on another appliance, it is not necessary that SAS High-Performance Server Distributed Mode be installed on the data appliance. However, it is essential that a SAS Embedded Process be installed on the data appliance and that SAS High-Performance Server Distributed Mode be installed on the computing appliance.
The following examples use a 24-node data appliance named "data_appliance.sas.com," which houses a Teradata DBMS and has a SAS Embedded Process installed.
The following statements load the
simData data set of the preceding sections onto the data appliance:
libname dataLib teradata server ="tera2650" user =XXXXXX password=YYYYY database=mydb; data dataLib.simData; set simData; run;
Note: You can provision the appliance with data even if SAS High-Performance Server Distributed Mode software is not installed on the appliance.
The following subsections show how you can run the HPLOGISTIC procedure asymmetrically on distinct data and computing appliances.


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Leah Still Is On Her Very Own Wheaties Box!
Some of your favorite athletes have done it. If they were great in their sport, nine times out of 10, they did it. Just name them: Michael Jordan, LeBron James, Walther Payton, Jackie Joyner Kersee, the list goes on and on for those who have graced the cover of a Wheaties cereal box.
SEE FOR YOURSELF: Devon Still Got The Best Father's Day Gift Ever…His Daughter Coming Home!
So who's the latest inspiration to be featured on the coveted orange and white box? None other than Leah Still, the daughter of Cincinnati Bengals' Devon Still. For those who remember, Leah was initially diagnosed with Stage IV neuroblastoma in June 2014 and was given a 50-50 chance to live.
Her last scan in July showed no signs of cancer! So we continue to pray she fights to a full recovery.
Tuesday, Devon sent the picture of his daughter on the cover of the box via twitter.


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How to A/B test AdSense revenue using custom channels
Founder and Chairman of Wingify.
Revenue from Google AdSense can be increased in two ways: either increasing total traffic on your page to have more ad impressions available OR optimizing click-through-ratio (CTR) on ads. There are a ton of variables that can affect CTR (and thus the performance of AdSense): number of ads on page, location of ad units, unit type, unit size, color scheme, etc. Because of such a large number of variables, optimizing ad revenue becomes a difficult task.
A/B testing different configurations of AdSense using VWO is a great way to increase revenue. By testing different aspects of your ad units, you get to know which ones make impact on your revenue. However, split testing AdSense presents some unique challenges:
- The goal is to not just increase number of clicks, rather an increase in revenue. Google doesn't provide an API for this, so it is difficult to get this data into a 3rd party app such as VWO
- Google AdSense Terms of Services has various caveats (such as not modifying it to track clicks, not more than 3 units per page) which make working it a bit difficult
Recently, one of our customers, Nick Taylor from BrightHub setup a split URL test for AdSense and told us how he did it so that others can benefit from his approach. In his own words:
Right – I understand that it's not possible to track clicks within an IFRAME. So my work around is to create custom adsense channels/tags that only run against specific tests. VWO won't be able to tell us the adsense click/revenue data however once I log-in to our adsense dashboard and I run a filtered report specific to the adsense channel tag I was running in my test. I can then collect all that data and tie it back to my test (using a report I'm putting together in excel). The key is that you have to setup AdSense tags specific to each test variant and ensure that when that test variant gets served to the user that you are also showing the user the correct adsense channel specific tag. Because I'm doing simple url split testing and I'm not getting crazy with multi-variant tests we're able to accomplish this fairly easy. It does take a couple extra steps but it does give me the ability to track AdSense data for each VWO test variant.
In fact, Google itself advocates using custom channels for A/B testing. Here is the AdSense support page: What is A/B testing and how do I do it?
Nick provided with a (fake) screenshot of how channel reports look like while doing A/B testing:
BrightHub tested three different templates of their articles using VWO.
If you are a publisher, you can either test only a specific page on your website and then adopt winning layout site-wide. Or, you can generate different layouts from your backend (depending on URL parameter, e.g. ?version=b), you can use VWO's site-wide testing feature to do split URL test across many different pages at a time. Then all you have to do is to look at your channel reports to determine the winning layout.
We wish BrightHub success for their A/B testing their AdSense revenue. If you have any ideas or experience of split testing AdSense revenue, please let us know. We are always eager to know (and write about) how people optimize their ad revenue!


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Balancing work fairly with other parts of our life is a goal for workers and unions across Aotearoa-New Zealand. Partly it is about workload but it also is about the type of work people do, our hours of work, leave entitlements, pay, workplace culture and individuals' life, family and community participation.
The government, employers, unions and the community all have a role giving New Zealanders decent jobs that allow us to work for a fair day's pay and still have time to spend with friends, family and our community. Workers are happier, healthier and contribute more when our job leaves room for all the other things in our life that help make us who we are. A core element of improving workloads is changing the entrenched values and culture of workplaces that drive people to work longer, but less productively.
Online resources and information:
Department of Labour
This site contains research suggesting that improving the balance between our working lives and our lives outside work can bring real benefits for employers and employees. It also has resources and case studies to introduce and manage work-life balance in your workplace.
The Families Commission's Finding Time report
In this report parents who work long hours reported impacts such as having no energy or time for family activities, through to poor health and changes in their children's behaviour. Finding Time [pdf, 761KB] focuses on the experiences of a range of families selected from industries that are most affected by long working hours.
The Flexible Working Hours Act
Flexible work can benefit employees, employers, the economy, communities and the environment. It is about people having the opportunity to make changes to the hours they work (over a day, a week or over the year), the times and days they work or where they work. It is also about how careers are organised, how transitions in and out of work are managed, and how flexible working is managed in the workplace so that employees and businesses benefit.
The Equal Employment Opportunities Trust
An important aspect of diversity and EEO practices is recognising that people lead rich and complex lives outside their working hours. By providing flexible work options and other work-life initiatives, employers can help build an engaged and productive workforce.
Career Services
"Work-life balance is about the interaction between our paid work and other activities, including unpaid work in families and the community, leisure, and personal development. Work-life balance for any one person is having the 'right' combination of participation in paid work (defined by hours and working conditions), and other aspects of their lives.
National Equal Opportunities Network
By encouraging work-life balance, employers can broaden their recruitment pool and encourage a more productive and creative workforce. WMany organisations are taking a positive and flexible approach to work-life balance and reaping the benefits.


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Anger Disorders and Anger Control
Assessment through diagnostic interviewing and psychological testing may reveal the underlying problem leading to effective treatment.
Intermittent Explosive Disorder
When an individual impulsively and repeatedly loses control over their temper, they have intermittent explosive disorder. These angry individuals may drive aggressively, get into frequent arguments, get into altercations at work, and act irritably at home with their spouses or children and result in domestic violence, property damage, etc.
Oppositional Defiant Disorder (ODD)
A disorder of childhood, the oppositionally defiant child refuses to follow instructions, frequently argues with parents, teachers, and peers, and may act-out aggressively, bully others, getting into fights. As these behaviors continue into adolescence, we often see an intensification of the disorder which we refer to as Conduct Disorder. Fire setting, shop-lifting, cigarette smoking, experimenting with drugs and alcohol, sexual promiscuity,violating the rights of others, such as stealing, gang affiliation. When the behaviors seen in conduct disorder extend into young adulthood, we consider that to be (Antisocial) Personality Disorder.
Individuals that repeatedly and impulsively act in a violent and aggressive manner have Intermittent Explosive Disorder (IED). Anger may be inappropriately and disproportionately expressed by driving aggressively, getting into frequent arguments, getting into altercations at work, and acting abusively at home with spouses and/or with their children. They may get fired from their jobs for disrupting the work place, or even threatening or bullying others. They may have legal difficulties as a result of physical assaults.
Treatment for anger disorders includes Cognitive Behavior Therapy (CBT), psychiatric medications. With CBT, understanding the triggers of explosive anger is essential to developing control over it. Clients are taught how their perceptions, opinions, beliefs and faulty logic intensifies anger, and causing them to rage and act impulsively and aggressively.
With therapy and self-exploration, clients learn how to move from emotion to language for more effective and mature means of satisfying their needs. Thinking ahead, planning and action strategies are used to help control their temper. When mental illness is part of the picture, referral to a psychiatrist for medical evaluation and medication in combination with CBT is the best practice.
Anger is an interesting emotion. We understand that the emotional system is located in a part of the brain stem called the limbic system in an organ called the amydala. The amydala is deaf and blind. It has no connections to the sense organs so it cannot see or hear. The only way it can react to things outside of the body is through connections to language center. What you think informs the amydala to "feel." When we are unable to get what we want we feel frustrated or "angry." As emotion intensifies, the ability to think rationally decreases. We begin using irrational distorted thoughts (opinion, beliefs), such as (we)"should get what we want" intensifies the emotion. In fact, when believe that not getting what we want is dangerous or unfair, we convert that anger into rage. Rage or failure to manage anger is referred to as a "disorder" when we act on that anger and get into arguments with others, fight with others, drive aggressively, even dangerously and bully others. We can see angry rage in major depression in the form of suicidal or homicidal ideation. It can result in jealous rage. It can be seen in delusional thinking, such the persecutory ideation in paranoid states. We may see it in psychosis with command hallucinations. Anger management can be seen in oppositional defiant disorder, conduct disorder and in anti-social personality disorder and erupt in intermittent explosive behaviors. Anger disorders can cause serious relationship problems, result in criminal charges, job loss and even death.
Cognitive Behavior Therapy (CBT) For Anger Disorders
Understanding the underlying perceptions, beliefs and opinions of the person experiencing intensive and uncontrollable anger helps clients to see the distortions in their thinking which result in the intensification and amplification of their emotions.
Additionally, educating clients to recognize their emotions and the language used to express them provides the first step in anger control. Clients learn the importance of language in self-control. With therapy and self-exploration, clients learn the meaning of their anger and develop the maturity to control it. Self-control becomes possible when thinking comes before acting and thinking is rational and logical based on facts and actual experience. Sometimes clients are referred to a psychiatrist to join the treatment team for medical evaluation and medication.
Call now for an appointment for an initial interview at (770) 729-0123.


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No offense though, is it just me or is there really anything wrong with what sinach is wearing....
My fashion lovers and slay mama's is this outfit (shoe) a Yay or Nan
Join the conversation by commenting on the comment section.
Thanks for taking your time to read this post, and join the conversation by commenting on the comment section, because your comments are like fine wine to me. Always like, share and subscribe.
If have story or experience you want me to share or business enquires send a mail to email@example.com


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August 29, 2013
Hyatt Regency Houston — part of the hotel giant Hyatt Corporation — collaborated with Eastman Chemical Company and Green Generation Solutions to measure the energy-savings impact of their latest green initiative.
Hyatt was aiming to address temperature-related complaints from guests and decrease energy expenditures in its 924,000-square foot Houston hotel by installing Eastman's EnerLogic 35 low-e window film. Green Generation was contracted to measure the impact of the initiative to determine if the resulting savings warranted the expense.
To measure the impact of the program, Green Generation developed an extensive metering plan that included 128 unique data points distributed among 96 rooms. EnerLogic 35 was installed in 48 rooms — with 48 rooms left un-filmed to provide a baseline to measure against.
Five Triacta PowerHawk submeters were installed to collect and transmit real-time energy data to a web-based portal. Savings calculations were verified by Centerpoint Energy — an electric transmission and distribution utility serving the Houston metropolitan area.
The comparative submeter data showed that rooms with EnerLogic window films installed enjoyed a 23% reduction in energy needed to cool the rooms and a 25% reduction for heating them.
Based on installation costs and energy efficiency rebates provided by the local utility, these energy savings provide a payback on the original investment in 3.6 years — or an ROI of 28% per year.
Without submetering, Hyatt would not have been able to understand the energy expenditures of the rooms in question or the impact of the EnerLogic initiative. The relatively low cost of submetering identifies opportunities for savings and paves the way for future energy management programs that can reap huge energy and cost savings benefits.
Gord Echlin, VP Sales and Marketing, Triacta


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We have a small amount of T-shirts available for sale. Band logo on black Fruit of the Loom shirt. All sizes between S and 3XL available. £15 including P&P within the EU.
Please see the Merchandise page to order
Many thanks to Mike Stott, who wrote this review for UK Rock N Roll Magazine.


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If you need to reschedule your exam, be sure to do so at least 24 hours prior to your exam appointment time to avoid having to pay again. Please note that CompTIA cannot reschedule exams.
You can reschedule your exam by contacting Pearson VUE directly by phone, live chat or an online form.You can also reschedule your exam by logging into your Pearson VUE account, and following the steps below:
- Click on the name of your exam under Upcoming Appointments
- Click Reschedule then select your new desired date and start time
- Review your appointment details on the next page and click Proceed to Checkout
- Confirm your personal information on the next page
- Read and agree to the testing policies on the next page
- Review all the details on the next page and click Confirm Reschedule
The final page will provide a summary of your rescheduled exam appointment and a confirmation email will be sent to you. If you don't receive a confirmation email, check your junk or spam folders. If you still don't locate a reschedule confirmation email contact Pearson VUE to confirm.
Rescheduling with special accommodations
If you have been granted special accommodations due to a disability, you'll need to contact Pearson VUE at least four days before your exam appointment so that these accommodations can also be rescheduled.


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Partner, Asset Management
KPMG in the Cayman Islands
Gordon has more than twenty years Big Four experience, including fifteen years in the KPMG practices in Cayman and the Bahamas.
Gordon joined KPMG in the Cayman Islands in 2005 and was admitted to the partnership in 2012. He currently serves as Partner in the asset management practice.
Gordon's primary responsibilities encompass the provision of audit services to a comprehensive variety of investment vehicles such as hedge funds, structured products and private equity funds. He has a wide range of experience in dealing with many different kinds of fund structures and has experience in dealing with most of the hedge fund strategies.
In addition to working within the asset management practice, he has experience in auditing banks, hotels and airlines. He has also worked on diverse advisory engagements.
Member of the Institute of Chartered Accountants of Sri Lanka
Chartered Financial Analyst
Member of the Cayman Islands Society of Professional Accountants (CISPA)
Member of The Chartered Institute of Management Accountants of the United Kingdom
Panelist at the Cayman Alternative Investment Summit 2012 and 2015
Member of the editorial board of the KPMG CREATE research report on "Convergence and Divergence: New forces shaping the investment universe." He also participated in the primary research for the KPMG thought leadership report "Transformation - The Future of the Alternative Investments"
Request for proposal


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Ancona Valley Landcare Group was initially formed to put stream and land management strategies in place with the aim of ensuring the sustainability of the Ancona area. The group is one of the most longstanding in the region being in operation for 20 years. Ancona Valley Landcare achievements include:
- Brankeet Creek Stream Stabilisation Strategy with Shire of Mansfield and Rural Water Commission support
- Mapping and Local Area Planning of Ancona Valley
- Extensive revegetation projects along Brankeet Creek, Hayfield Creek, North Creek, drainage lines and rocky recharge areas with support from various schools
- Established native seedbank and propagation project
- Organised field days on pest plants and animals, remnant vegetation conservation, stream management, seed collection and propagation, soil testing, pasture improvement and fencing
The Ancona Valley Landcare Group (AVLG) invites membership from all permanent and part-time residents living in the Ancona region.
The Valley continues to access grants for revegetation activities in addition to assisting farmers with weed and rabbit control, fencing and other farming activities.
AVLG has an annual fee of $15.00 and gives you access to information about sustainable farming activities in the region, biodiversity incentives and contact with local people in the area. Joining a Landcare group gives you access with the network facilitator and weeds coordinator who can assist with property planning and/or management issues you may have.
The President of the group is John Rogers who lives and farms in Ancona Valley. Please feel free to contact him via email or phone: [email protected], 0413006420 or (03) 57789658.


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Call 1-403-938-1885 or email
Complete this form to be included on
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show schedule for when the shop is closed
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limited hours the next week after Jan 6, 2020.
Please note we will be closed Thursday Jan
9th, and not sure of hours Sat Jan 11.
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13 - we're not sure of the hours as of yet
orders, please
email, include ALL
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Double K Dryers
2 Speed Dryer
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the temperature in the cage and prevents the cage temperature from
exceeding approximately 107 degrees. With this control system, the
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The Challengair 560 produces 70% more airflow than any other similar
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The Challengair 560 is the quietest cage dryer on the market and
features a 60 minute safety timer and versatile settings including two
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keep fan and internal parts clean and the dryer fits most standard
veterinary and grooming cages. The Challengair 560 has a two year
warranty on parts and labor (excludes filters).
They are
revamping this item


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Know Before You Go
The size of the U-boat pen is not to be underestimated. It is HUGE. You can drive past this concrete monolith (at high speed) for about 30 minutes. It is too far to walk from the town. The Port Authority considers the structure derelict and unsafe, hence they are not open to the public. They are, however, visible from the adjacent road and hard to miss. The U-boat complexes in St. Nazaire, Lorient and Bordeaux are open to the public. The pens at Brest are still used by the French navy and remains closed to the public except on certain days when it (the base, not necessarily the pens) is open to citizens of E.U. member countries only. Occasionally the Brittany Ferries UK- Spain vessels are put into Brest to change crews during the voyage. If you are lucky enough to be on board, you will get a great view of the U-boat pens from the seaward side, however, this may involve getting up very early in the morning.


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Fits 2014 two pound coffee roaster models.


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A leading academic advisor on the Stormont House Agreement has warned MPs not be "overselling" the idea that paramilitaries are going to be held to account under the deal "because it is going to be legally too difficult to do".
That was the warning at the Northern Ireland Affairs Committee on Wednesday from professor of law Kieran McEvoy from Queen's University Belfast (QUB).
He has been part of the team of key civic advisors on the Stormont House Agreement (SHA) since it was first drafted in 2014, the others being QUB law professor Louise Mallinder and Daniel Holder, deputy director of the NGO, the Committee on the Administration of Justice. The SHA proposed four institutions to deal with the legacy of the Troubles, but has been criticised by many terror victims.
Mr Holder told MPs that "the rule of law was very rarely applied to the security forces in the early days of the Troubles". He said that from 1969-1974 there were 189 people killed by the security forces, yet there have not yet been any convictions for this since the Belfast Agreement.
DUP MP Gregory Campbell said that the number of unresolved killings by police and soldiers are very important "but are relatively tiny compared to the unresolved terrorist campaign [murders] that went on for 30 years".
In terms of proportionality, Mr McEvoy responded that 30-40,000 paramilitaries did serve time in jail. "That means the experience of imprisonment directly impacted on working class communities in particular both in loyalist and republican areas, so it is not a small number," he said.
Mr McEvoy added that they should not be "overselling that paramilitaries are going to be held to account or sent to prison... we can't be telling victims that because it is going to be legally too difficult to do it".
Similarly, Mr Holder said the numbers of killings by the security forces were "significant" and that there are "very few prosecutions" of those responsible.
It was impossible to know how many police and soldiers were engaged in collusion until proper investigations took place, he said. At present terrorists are held responsible for 90% of killings, but SHA investigations could find the security forces involved in collusion in many more cases, he added.
The panel of academics were repeatedly asked by MPs how they viewed the statutory definition of a victim, which MPs said equated bombers with their victims.
Mr Holder said changes proposed by Sir Jeffrey Donaldson MP and Ulster Human Rights Watch would not be acceptable because they would exclude victims of state violence.
Labour MP Kate Hoey asked whether the Shankill bombers should be equated with their victims.
Mr McEvoy responded that the definition had been formulated by the Labour Party and that one of the concerns in its drafting was that the children of terrorists would not be excluded. However, he added that the question was "broadly a side issue" as far as his panel was concerned.
Mr McEvoy also said it had been "unfair" on the Victims Commissioner Judith Thompson to face criticism for not advocating a change to the definition of a victim.
He went on to welcome the possibility of 'rewriting the past', saying that an agreed version of the Troubles was no more possible than an agreed history of Brexit.
"So all of this contest around rewriting of history - that is a healthy thing for me" he said.
Lady Sylvia Hermon MP said: "There is a very real fear particularly among the unionist community that this is going to be used as a vehicle to rewrite history."
The fear is that the SHA will be used to paint the security forces as equivalent to the terrorists, she said, asking how this would be prevented.
Mr McEvoy replied: "I get asked that question a lot, particularly by members of the unionist community." But the SHA mechanisms are "designed to prevent partial versions of what went on" he said. Republicans killed 2,000 people and "it is hard to obfuscate that" he added.
Mr McEvoy said a public survey had found a "real appetite for apologies", but Lady Hermon asked who was going to going to say sorry to RUC widows?
Mr McEvoy replied: "The current generation of the Sinn Fein leadership don't have an IRA background," he said. "So do they have the credibility to stand up and apologise on behalf of republicans?"
Chairman Simon Hoare MP said many political leaders have used their office to apologise for events in which they had no involvement.
But Mr McEvoy said it was difficult for Sinn Fein. "If the leadership of Sinn Fein apologise for actions that were done by the IRA, then what you don't want is for older generation of IRA people to come back and say - who are you to apologise on behalf of me?" he said.
Ms Hoey put it to Mr McEvoy that his panel was considered by many to be "anti-state" and not genuinely interested in victims of terrorism. But Mr McEvoy responded that this "exasperated" him, adding that a very broad cross section of groups attend his conferences and that he offers free advice to everyone.
Prof McEvoy's associate Mr Holder confirmed that under the SHA the security forces would be held to a higher standard of accountability than terrorists. Ex-RUC officers will be investigated for "grave" breeches of their code of conduct even if it was not criminal conduct, he added, something that ex-soldiers will apparently not be subjected to.
Mr McEvoy concluded the session saying that if the Stormont House Agreement is not implemented soon, there is not the political energy for an alternative "and victims will be betrayed if that happens".
Earlier, he told the MPs that the UUP is advising "let's dumps the Stormont House Agreement" without suggesting any alternative, adding that "I find their statement on this morally outrageous".
Later in the day, UUP justice spokesman Doug Beattie hit back with a statement, insisting his party had indeed suggested alternatives.
A one-sided process is "almost inevitable" with the SHA, Mr Beattie said, given that only the state has historical records. And openness from republicans about the past is unlikely, given that Gerry Adams recently said at the funeral of IRA leader Kevin McKenna that the part played by republicans "will never be told" he said.
"The UUP will apologise to nobody for articulating the concerns of innocent victims of terrorism and defending the security forces," Mr Beattie added.


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Continuous progression is our passion
As a young and visionary team, we immerse ourselves in the digital technologies and use cases that make an Audi truly special. We centre our topics to the needs of our customers with a focus on digitisation and urbanisation. Together we are continually learning new things. It also means that we're always questioning ourselves and realign ourselves with our new understanding.
In-house Development
Coding is part of our daily business. Our software- and functional-developers apply their knowledge across the board - from coding to quality management. Networking with developer communities and exchanging ideas at global conferences is our foundation for the future. This is how we develop new expertise for Audi.
From the idea to production
We push and develop our best ideas and innovations right up until series-production. This includes establishing new methodologies and involving the necessary partners at the right time. Tight-knit cooperation with specialist departments at Audi is one of our success factors in bringing our innovations to the customer.


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Sheriff: Ga. prisoner running red-light ticket scam
Clay County Sheriff's Office believes there there could be victims in other states
GREEN COVE SPRINGS, Fla. – A Georgia man is accused of making calls impersonating a Clay County Sheriff's Office lieutenant and threatening at least five people to pay $530 for outstanding red-light citations or risk going to jail.
The catch? The man impersonating Lt. Tony Little was making the calls from a cell in a southwest Georgia prison, according to deputies, and the people he called didn't have any outstanding citations.
"He said my car had gone through a red light at Loring and (U.S) 17," said 89-year-old Nancy Allen. "He was just so polished, I just knew he had to be from the Sheriff's Office."
The Clay County Sheriff's Office has no Lt. Little, and deputies say they never call anyone asking for money to settle an outstanding traffic infraction.
Daniel Ray Floyd, of Pelham, Ga., is charged with 10 counts of schemes to defraud and impersonating a police officer. His girlfriend, Ashley Dean, of Fayetteville, Ga., who is accused of helping Floyd pull off the scam, was also charged.
Floyd was serving a 20-year sentence for armed robbery at the Autry State Prison. Authorities say he has a history of terroristic threats and forgery.
"It stunned even us -- who are experienced investigators who have thought we have seen just about everything -- when we figured out who it was who was doing this," said Clay County Sheriff Rick Beseler.
Authorities believe there are many more victims across the southeastern United States.
Clay County investigators say Dean helped Floyd pull off the scam. She is under arrest on charges of schemes to defraud.
"She would help provide newspaper articles about which jurisdictions have red-light cameras, so they were able to determine the fact that Green Cove Springs and Orange Park city (have) red-light cameras," Beseler said.
Beseler believes Floyd found the numbers surfing the Internet on a cellphone he had -- one of 98 contraband phones found during shakedowns of the prison in October and November.
"They were smuggled in through various ways, from them being flown in through remote control helicopters, to thrown over the prison walls, inside of dead animals or a football," Beseler said.
The numbers of the Clay County victims were found in the phone confiscated from Floyd. The reason detectives believe there are many other victims is that Floyd appeared to change the phone's number several times to reflect local area codes in Georgia, Alabama and other locations so his number would match those of the counties where his potential victims were located.
The Sheriff's Office says Floyd and Dean will be extradited to Florida to face prosecution.
Copyright 2014 by News4Jax.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Bacon makes everything taste better and this combo is no exception. This is perfect as an appetizer served on top of grilled bread, or forget the bread and enjoy as a side dish. Check out Chef Anne Burrell's recipe and how-to video after the jump.
To add this recipe's ingredients right to your FreshDirect cart, download the Popcart bookmarklet now! Just highlight the ingredients and click the "Popcart it" button.
Prep Time: 30 min
Cook Time: 18 min
Serves: 6 servings
• 2 ears corn, shucked
• Extra-virgin olive oil, for brushing and drizzling
• Kosher salt
• 4 strips bacon, julienned
• 1 cup cherry tomatoes, cut in half
• 2 Fresno chili peppers, cut into thin rounds (if unavailable, substitute with jalapeño peppers)
• 3 to 4 tablespoons red wine vinegar
• 4 scallions, thinly sliced on the bias
• 6 thick slices baguette
• 2 cloves garlic
Preheat a grill to medium. Lightly brush the corn with olive oil and season with salt. Grill, turning occasionally, until the corn is charred on all sides and the kernels are soft, 10 to 15 minutes. Remove and set aside until cool, then cut the kernels off the cobs.
Drizzle a sauté pan with olive oil; add the bacon and bring to medium heat. When the bacon is browned and crispy, add cherry tomatoes, sprinkle with salt, add the chiles, and sauté for 2 to 3 minutes. Add the corn kernels and toss to combine. Season with salt and stir in the vinegar. Toss in the scallions and remove from the heat.
Toast the baguette slices on the grill until lightly charred. Remove the toasts and rub with the garlic. Drizzle with olive oil and top with the corn-bacon mixture.


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Just tell them that we are leaving. No more 'freedom of movement', forget the customs union and the single market.
The EU's Michel Barnier is claiming Britain's refusal to honour alleged long-term spending commitments made before the referendum was damaging trust.
It "would not be fair" if the remaining 27 member states were forced to make up the shortfall left by Britain's withdrawal from the seven-year EU budget round that ended in 2020, he said.
The EU are embittered and vengeful. They're not interested in a serious negotiation, and they're not going to compromise on anything. All they want to do is financially punish the British people for having the gall to resist their diktats.
It's not fair that Britain was tricked into a political union after signing onto a benign common market, but that's how it's been for decades. It's not fair that a foreign parliament hijacked Westminster. It's not fair that we've been blocked from deporting terrorists thanks to EU interference. It's not fair that most laws in Britain are made in Brussels. It's not fair that foreign ships can fish in national waters. Now you want to start talking fair?
The rest of the world must be looking on with great interest, as this 'drama' unfolds.
The U.K. can't back-off now and show any sign of weakness.
|Juno for your news
|You cannot trust the mainstream media


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Reputable roofing companies throughout New Hampshire have the knowledge and experience to provide homeowners throughout the state with roofing services that can be quite beneficial. Some of the benefits include an increased value on the home, a more visually appeal home and a healthier living environment. Common problems that many homeowners through NH encounter include shingles that are blown off or become loose or weak, rusted and deteriorating chimney caps, clogged gutters, improper ventilation that allows water to leak into the home, animal damage, torn neoprene plumbing stack flashing and mold or algae growth. An experience roofer that can be located through our online site is able to correct these problems without major disruptions to everyday life within the home. Homeowners will find that the companies that are promoted on our site provide them with fast, efficient, dependable and affordable services for all of their roofing needs. When faced with severe roofing damage or old and worn out roofing, homeowners can locate roofing contractors in their immediate area that specialize in complete replacement services. These contractors carry certifications, licenses and are bonded in accordance with New Hampshire laws that govern these business practices. These reputable roofing professionals also work with inspection specialists in your area to ensure that you new roofing system will last for many years to come.
To gain access to free price quotes for the specific services you need for your New Hampshire home's roofing, fill out the form located on our site. This form will take just a few minutes to complete and provide you with a variety of estimates for services you are looking for. You will have the ability to compare these prices and work with the various contractors to see if they are able to provide the results you are hoping for. Many of these roofing contractors have portfolios of previously complete projects that they have completed for customers throughout the state of NH. You are never under any obligation to any specific company. Although we are sure that you will definitely be please with the selection you are presented with for your search for dependable, efficient and affordable roofing services.
8025 South Willow St , Building 2 Suite 107
Manchester, NH, 03103


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Lotus Interior Design Blog
Are you looking to update the look of your home? Check our interior design blog for tips and inspiration from our design experts.
Torly's Hardwood, Laminate, Leather and Cork.
A Torly's Smart Floor can transform any room and inspire it's surroundings without compromising your value or budget. No matter the style, every Torly's floor was created with superior craftsmanship, ingenuity and sustainable practices. We...
Brooklin Kitchen Makeover
This Brooklin kitchen was updated without having to remove the granite countertops or island. The client wanted to keep their existing countertops and therefore we could not remove the lower cabinetry. New upper cabinetry was installed and...
Decorating and Homestyle
The importance of "Home Styling"; As designers we are often hired to assist in the selection of paint colours and furniture pieces. The pictures below demonstrate how a room will look after new paint and furnishings have been added. In order...
Read more
From the moment we met with Paul and Zoe we felt a connection and immediately felt comfortable with our decision to go with their company.
Custom Kitchens
From the moment we met with Paul and Zoe we felt a connection and immediately felt comfortable with our decision to go with their company. "Lotus Home Interiors exemplified excellent customer service, amazing design plans, workmanship, commitment to details and the...
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Brooklin Ontario, L1M 1A2
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The tower was built in 1926, and is so many feet high. I first climbed the 164 steps to the top when I was 10 years old. 50 years later I climbed them again, though a little slower. My consolation was that there were two Canadian guys who were slower than I was.
Normally the view from the top is either obscured by fog or is spectacular. Today it was super hazy, apparently the result of the fires up in British Columbia and the heat.
You can (sort of) see the bridge to the top left that crosses the Columbia into Washington State. It was hot, but there was a nice breeze up there.
The gift shop down below sells these balsa wood airplanes for $1 each. We bought a couple and took them up with us. Throwing them off the top of the tower is probably one of the coolest things about being up there. Whenever anyone throws, everyone up on the tower critiques the flight. There are some air currents that tend to push the planes into a slow spiral down to the grass below, where someone generally comes along and picks it up and brings it up to toss.
Mine sailed way far beyond the grass, then circled around for a while, and landed right next to the gift shop. Everyone agreed it was a good flight. When we got down, we picked up a couple of planes for souvenirs.
Most of the rest of the day was spent driving down the coast in mostly bumper to bumper traffic as the temperature rose. In one inland area, it was 103. The views were shitty because of the haze. We got to our hotel, which is right across the street from the beach, at about 4:30. We walked over to the beach and enjoyed that for a few hours, then went to eat.
The beach after sunset. Tomorrow we head to Bandon for our last two days on the Oregon coast.


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5 Reasons Insurers Are Embracing a Greenfield Approach to Innovation
If you could start over, knowing what you know today, what would your life look like? Where would you live? How would you spend your time and money, and with whom?
If you could start over, knowing what you know today, what would your life look like? Where would you live? How would you spend your time and money, and with whom?
Insurers can connect to digital ecosystems and power smart, real-time user experience – what is needed is a cloud-native approach to apps and infrastructure
It's no secret that insurers must transform their organizations to compete in the experience-driven digital economy, with its new and evolving ecosystems. What is less well-understood is the fundamental technology shift required to reach prospective customers with updated products leveraging new partners and data while building engagement with existing customers.
A key theme at LIMRA's recent Group and Worksite Benefits Conference was how carriers could adapt to the disruption swirling about the insurance industry in the form of new entrants, market forces, customer expectations, products, and processes. What are the impacts on the benefits sector?
Successful customer-focused insurance business models require embracing the ubiquity of cloud innovations and leveraging the power of cloud-native design for enterprise applications
Are you a benefits insurer planning to move down market? How will you win in the small case, small business market? Here are 5 questions to ask yourself and a checklist of 7 capabilities that you will very likely find you need.
A very similar, consistent theme emerged in sessions throughout LIMRA's recent Enrollment Tech conference. Insurance companies want to be at a place where all communication is API driven, especially when it comes to enrollment communication with enrollment vendors. This message was very evident in the presentation by Prudential and ADP that kicked off the conference, in the presentation by Maxwell Healthcare and EIS Group, and in other sessions.
Your distribution engine powers sales, but the fuel you need for each market segment differs. The capabilities you need to support voluntary sales by brokers in the small case market versus those focused on the large case market vary greatly. So the question for insurers planning a down market move is: will you find the distribution you need?
As we move inexorably forward into a digital future, many companies are giving hefty consideration to how well they're keeping pace with developing technologies. Overwhelmingly their answer is "Poorly." Nearly all of those surveyed agreed on the importance of digital transformation; 95 percent say customers and end-users should have truly unique experiences and 80 percent worry about their companies being left behind if they couldn't. What can we do better? Try a more integrated approach.
You have heard a lot – likely an awful lot – about the ways advances in technology are impacting customer experience in the insurance industry: how they drive service beyond what customers expect by adapting with them as their lives change, by managing changes to their plans and policies with ease, and by offering a consistent experience across platforms and interactions. All that's needed is to tap into it, right? Not so fast, say those in the trenches.


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The companies we invest in have that certain something. Global Merces Media Venture Capital Fund invests in companies with great management teams and global potential from day one. We invest in companies that appeal to multiple markets and cross cultures. The Fund focuses on investing in intellectual property that lends itself to merchandise and licensing deals. Technology platforms that distribute content to niche markets on subscription models are a focus similarly. All investments be it intellectual property ore technology are repeatable, sustainable and scalable.
GM Media Venture Capital Fund
This fund is currently closed. CONNECT with us to enquire about more opportunities.
The GM Media Venture Capital Fund provides investors access to potential returns through venture capital investments specifically focusing on the media industry.
In recent times, digital media in the form of on-demand and streaming media have fundamentally disrupted the traditional model, fuelling a dramatic increase in consumer demand for bespoke, niche content. The Fund focuses on these new distribution models and content players.
The Fund will specifically focus on the following:
- Content creators – invest in the creators and their IP;
- Distribution – invest in platforms and distribution businesses that understand and engage audiences; and
- Technology – invest in technology that enhances the viewing experience, accelerates audience engagement and builds networks.


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[Editor's note: This post was written by Arden Farhi and Jamie McGlinchy of the CBS News digital team. Also be sure to check out the video they put together below featuring CBS News' director of surveys, Kathy Frankovic.]
Twenty six years ago, then-mayor of Los Angeles Tom Bradley ran for governor of California. Bradley, one of the first black mayors of a major city, was leading his opponent George Deukmejian in the polls just days before the election. But on that first Tuesday in November, it was Deukmejian, a white man, making plans to move into the governor's mansion, not Bradley.
"And thus was born the Bradley Effect ... that white voters will tell a pollster one thing, and the do another," says Kathy Frankovic, Director of Surveys for CBS News.
Throughout the 1980s and up until the early 1990s, the Bradley Effect was evident in other races. David Dinkins narrowly won the New York City mayoral race in 1989 after holding a significant margin in the polls. Doug Wilder nearly lost the race for Governor in Virginia that same year even though polls had him ahead before election day.
"I personally don't see the evidence in the surveys that we've conducted that white voters are misrepresenting their point of view and their preference to pollsters," Frankovic said. "I think you have to recognize that times have changed. In the 1980s we had issues like crime and welfare that were very "racialized" issues. We were less than 20 years from the passage of the Voting Rights Act and the Civil Rights Act. We were closer to the urban riots."
Frankovic also points out that Obama was a child during that era and plenty of today's voters weren't even born yet.
Recent races in which a black candidate has opposed a white candidate seem unaltered by the Bradley Effect. A poll taken in early October 2006 before the Massachusetts governor's race showed Deval Patrick leading his white opponent by 25 points. A month later, he would go on to win the election by that same margin.
"Now are there voters that are using race as part of their decision making process? Absolutely. But are they lying to pollsters about it probably not," Frankovic said.
We're sure to find out on November 4th.


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The Gordon-Nash Library: a private non-profit library in New Hampton, New Hampshire that is open to all residents, students and sojourners.
Please support the Gordon-Nash Library.
Did you know that Gordon-Nash is a privately funded library meaning that it receives only partial support from the town?
Donations from generous individuals and institutions allow the Library to update and increase collections, provide special events and programs for the community, and make building improvements. All the support that we receive from our community allows us to increase resources and services for our patrons.
Remaining a privately funded public library is important to us because it allows us to be all the things a town funded library are, and more, such as an incubator for other small businesses like Santosha Yoga. We can also run a gallery and sell artist's work as we do at the Nash Gallery. Our gift shop helps many artists, and artisans in the area.
Please consider supporting the Library today in one of the ways suggested below. All financial contributions to the library are tax deductible, to the extent allowable by law.
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Fighters' BootcampShir Warr
Better Human Fitness will be running an especially intense bootcamp in Jersey City, NJ. The training will focus on agility, endurance, strength and conditioning, and will run every Saturday at 10 am starting May 16th.
For more information and to sign up, please email email@example.com.
Keep your game sharp (and your guard up!),
Round timer on your phone!Shir Warr
As I was planning my workout today, I felt like pushing the envelope on my boxing training. Starting with a nice run on the treadmil, it hit me – why not surf onto the iTunes store and see if I could find a timer app that I could use on my iPhone? Not all gyms have a timer installed, and this would be helpful to me while teaching my classes as well. Read More
Check it out!!Shir Warr
Once in a while I see something that totally puts me in my place, humbles me and shows me that I still have much to learn… This time it's a short video clip from our good friend Marc Labert, inventor of the Lebert Equalizer and the Buddy System. This clip speaks for itself:
Kids, try this at home!!!
Keep your game sharp (and your guard up!),
Go Gato!!!Shir Warr
Our friend Johnny Schulz has been training with world ranked Jr. Welterweight Francisco "Gato†Figueroa. Here, he chats with Gato about his big elimination showdown with Randall Bailey that will take place place this Friday on ESPN2: Read More
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Junior Suite (Sea View)
Μountain / garden / Ionian horizon sea view
King Size bed
32'' Flat TV – Satellite
Safe Box
Mini Bar
Coffee Maker
Complimentary Wi-Fi access
Direct Dial Telephone Line
Personal A/C
Personal Care Amenities
Laundry Service
Balcony or Terrace
These stylishly furnished and nicely laid-out rooms, apprx. 44 sqm, offer a mountain, garden or Ionian horizon views. They are composed of one bedroom with a double or twin king size bed, a sitting area, one bathroom with shower or bathtub and a private balcony or terrace.


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Must-Read IT Blogger Q&A: Scott Lowe
Scott Lowe has been on nearly every rung of the ladder in an IT career spanning more than 17 years. He's worked as an instructor, a technical trainer and Microsoft Certified Trainer (MCT), systems administrator, IT manager, systems engineer, consultant, and chief technology officer.
In his current position as CTO on EMC's vSpecialist team, Lowe oversees the intersection and integration of VMware, Cisco Systems and EMC technologies. That means he pays keen attention to virtualization and networking technology.
With all of this depth of experience, Lowe generously shares his expertise and opinions on all things IT with readers of his blog at scottlowe.org — one of BizTech's 50 Must-Read IT Blogs. We recently caught up with him to ask a few questions about IT, blogging and social media.
BIZTECH: What are your daily must-visit tech stops online?
LOWE: I get my tech information daily via two sources: Twitter and my collection of RSS feeds. Twitter is pretty self-explanatory; I follow just a few people that I find to be the most informative and useful. In my RSS reader (I use NetNewsWire on the Mac and NewsRack on my iPhone and iPad, all syncing with Google Reader), I have a collection of RSS feeds on virtualization, networking, storage, Macs, and personal productivity. (There are too many to list here!) Using RSS makes it much easier for me to stay abreast of the latest articles without spending a lot of time visiting all the various sites.
I also regularly check a collection of Usenet newsgroups, but not on a daily basis; that usually happens every three to five days (typically once every workweek). I'll also occasionally pop into the #vmware IRC channel on Freenode.
BIZTECH: What emerging technology do you think will most change the enterprise landscape in 2012?
LOWE: That's a very difficult question to answer, partially because there are a lot of exciting technologies that are emerging and partially because the "enterprise landscape" comprises many different technology areas. For example, would a dramatic new networking technology reshape the "enterprise landscape"? To a networking professional, yes. Would broad adoption and implementation of technologies like Edge Virtual Bridging (EVB) reshape the "enterprise landscape"? To a data center engineer, yes. I think the term "enterprise landscape" is probably too broad to pick a single emerging technology that will drive change across all of it.
However, I can at least provide a list of some of the exciting technologies to which I alluded earlier. Perhaps it's a result of my own interests, but most of these are networking-related. Some of the technologies I'm tracking that I think will have an impact include software-defined networking (SDN, probably in the form of OpenFlow), new networking protocols and standards (LISP, TRILL, and EVB/VEPA, among others), mobile virtualization (think of VMware's mobile virtualization efforts), and SR-IOV/MR-IOV.
BIZTECH: What existing technology do you think businesses have most underutilized?
LOWE: Naturally, the answer you'd expect me to give would be virtualization! And while I do believe it's true that virtualization hasn't been as fully adopted by many organizations as it could be, there are other technologies that I think could be equally transformational — but on a different level. For example, what would happen to an organization that truly embraced the ideas of enterprise collaboration and enterprise social networking?
It seems like everyone has decided that e-mail is the single most effective way of communicating, but what if there were other, more effective ways of sharing information within your organization? This, I think, could have as much of an impact — if not more — on a company than a virtualization initiative. Not that I don't recommend virtualization initiatives, mind you!
BIZTECH: What's the most innovative, creative or unusual way an organization has capitalized on technology that you've come across?
LOWE: A few years ago — before all the hype about VDI really hit the market — I worked with a customer who wanted to deploy a hosted desktop environment to run an analytics application. This wasn't the kind of application that you'd normally see recommended for hosted desktops — it was CPU intensive and heavy on RAM. But even with lower consolidation ratios resulting from the application's high resource utilization, it was still cheaper for them to go the hosted desktop route instead of buying high-end workstations for the users.
I was, quite honestly, a bit surprised that this was the case. Here's the real kicker, though, as I've saved the best for last: With the hosted desktop environment, they ended up seeing performance improvements in the application, meaning that some analytics jobs ran as much as 10 times faster than they had before. So not only was the company saving money, but they were able to get the results of the analyses faster than they had previously. Very cool!
BIZTECH: When it comes to technology adoption, what best practice can't be repeated often enough?
LOWE: Don't forget the operational aspects. I see architects who create very elegant, extremely resilient, highly redundant architectures, but forget to account for the human aspect. I've often said that cloud computing (or private clouds, or whatever term you want to use) is as much about an operational model as it is about a set of technologies. You can be highly virtualized, but if you aren't embracing the operational transformation you aren't really doing cloud computing (in my humble opinion).
BIZTECH: Why do you blog?
LOWE: When I first started my blog in May 2005 (it's hard for me to believe it's been almost 7 years!), I started it as a way to capture information that I knew I'd need again later. It was sort of like my own personal knowledge base. It also served as a way for me to "vent" — to just get information and thoughts out of my head and somewhere more lasting. Portions of my early career were also spent as a technical trainer, and I found that writing explanatory articles was sort of like training (which I really enjoyed).
The site was part of the original set of blogs aggregated by VMware on Planet V12n just after VMworld 2006, but it wasn't until I liveblogged VMworld 2007 that site readership started to grow. This is sort of amusing: I remember checking my FeedBurner account during VMworld 2007, thinking, "Wow, I hit 700 subscribers!" Even now, though, with a substantially larger set of readers, the primary purpose of the site is to inform, educate, explain, and share. It's not about popularity, it's simply about helping the community. Hopefully I'm succeeding on some level here!
BIZTECH: Why do you think virtualization is a such transformative technology?
LOWE: I think your question answers itself. Virtualization is so powerful because it is transformative. It enables transformation. It's not just making transformation easier, but actually enabling transformation. Companies can dramatically shift the architecture and landscape of their data center through virtualization. This is something that wasn't easily possible before.
Think about vMotion. Before the introduction of VMware's vMotion (or live migration, as it's referred to by other vendors), who would have thought you could move a running workload from one physical system to another physical system? Now, just a few years later, we're talking about the possibility moving workloads from one geographical location to an entirely different geographical location. It's possible with downtime today; will it be possible without downtime in the near future? It's virtualization — not only at the compute layer, but also at the storage and networking layers — that makes this sort of "magic" possible, and that's why it's so transformative.
BIZTECH: You talk about using Macs for work a lot on your blog. What is it that you love most about working on the Mac platform?
LOWE: It's hard to describe, but there's something about the Mac that just feels natural to me. I switched full-time to Mac OS X in 2003 or 2004 (well before Apple switched to Intel processors), and I've never looked back. I like the UNIX underpinnings, and — most important — there are Mac-based applications that allow me to get my job done. You can like an OS a lot, but if it doesn't have the applications you need to get your work done you're not going to be very effective.
Not to sound like an advertisement for Mac developers, but it's applications like OmniFocus (task management), NetNewsWire (RSS reader), TextMate (very versatile text editor), Adium (outstanding multiprotocol instant messaging client), and others that make using the Mac enjoyable. In the end, though, your computer and the OS loaded on it are tools to help you get your job done. You should pick the one that works best for you, for your style and your specific job responsibilities. For me, that's Mac OS X, but that doesn't mean it's right for everyone.


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A few weeks ago I had this week where I worked super hard. I was extremely careful about what I ate and I worked out every day–some days twice. That week I lost ten pounds.
Last week I only lost around a pound or so.
A few days ago I bought some of those Easter candy malted Robin's Eggs and I've been partying it up with the sugar ever since. And the scale rewarded me today with a three pound gain. Thanks sugar!
What was the difference between that week and this week?
I thought a lot about that this past weekend. Joe asked me a pretty significant question that really made me do some reflecting. When I have an awesome achievement–like losing ten pounds in one week–do I feel like I deserve that?
My immediate answer to Joe was that of course I feel like I deserve that. I worked my butt off that week–literally.
But if I feel like I deserve that kind of success, why don't I stay consistent? Why don't I repeat that recipe for success over and over again on a weekly basis?
DO I somehow feel like I'm not worthy of success? Do I sabotage myself because I somehow feel like I don't deserve it?
This week I didn't work hard at all. I bought chocolate last week and the crack-like Easter candy this week. I didn't expect a good weigh in today, and the results I got are exactly what I deserved. (And then Joe made me pay this morning with overhead lunges. Reminded me how NOT worth it those Robin's Eggs were😬🤢.)
What's up with that? I know exactly what I should be doing–exercising every day and eating healthy food in reasonable portions. And some days it's like I just do the exact opposite of that.
Are my goals just not that important to me? No. Seriously, this is almost all I think about every day–losing fat and what I need to do to ditch it. I'm investing a huge amount of money into this. My health depends on it. My quality of living depends on it, and I will be so happy when I'm back at an ideal body weight. So the importance of my goals is very clear to me and not the problem in my opinion.
Is it too complicated? Not at all. This is the easiest chemistry formula on the planet. Eat less calories than I burn and I will lose fat.
Is it too hard? Not really. There are days where I don't feel like working out, and there are days where I don't feel like eating right, but I've accomplished way more difficult things than these two goals.
Are there too many temptations around me? Maybe. There are a ton of temptations. Both with food, and with avoiding exercise. Both of these things require discipline and self-control, but I practice discipline and self-control every single day when I do things I don't feel like doing. I avoid all kinds of temptations for other things in life, so it shouldn't be that difficult to avoid the temptations that want to screw with my goals.
So, like Joe asked me, do I feel like I just don't deserve success?
Honestly, maybe that is part of the problem. I know right now that I don't deserve for the scale to go down after a week like the one I just had . I didn't do much of anything this week to make sure it would go down, so the results this morning are, not only deserved, but expected. Why? Why would I do the opposite of what I should do in this area?
Sometimes I think I'm afraid. It sounds ridiculous, but sometimes it seems scary to think about not being fat. I will have to buy a lot of new clothes, and they aren't cheap. I might need plastic surgery to fix loose skin if I've wrecked my skin's elasticity. I will get a LOT more attention from guys, and it's not going to all be positive attention. I will also have to deal with pettiness and jealousy from people who don't want me to succeed. I will have to make a life-long commitment to exercising and eating right, and seriously, who really wants to limit pizza? And lastly–and maybe most significantly for me–I won't be invisible anymore. People will see me again, and they will have expectations for me. What if I don't live up to those expectations? Isn't it better to just fail now when the bar is so much lower than to fail later on after it's been so significantly raised?
These seem like crazy thoughts when I write them down like this and stare at the words, but the truth doesn't always make sense, does it?
So the question becomes, how do I tell that fear, that doubt, that self-sabotaging, Loser Voice inside to shut up? It really screams loudly some days.
I think the answer is probably simpler than I'd like to admit. I think the Loser Voice will finally shut up when I make the decision to SHUT IT UP by either screaming back at it and telling it to take its lying ass off to hell, or just plain ignoring it.
Every day that goes by that I eat badly or skip the gym, every week where I've sabotaged myself so the scale doesnt go down, is clearly a week that I listened to the Loser, sat back on my thumbs like a little pansy and bought into the garbage that I can't win this war.
Horseshit. That's what that is. And that's what Loser Voice is peddling.
I DO deserve to achieve my goals. I deserve to be consistent in my efforts to do this. I deserve to win EVERY battle. This Loser Voice inside is super weak and the ONLY way it is capable of winning is if it bamboozles me into thinking it SHOULD win.
Well screw that. It doesn't deserve a damn thing from me. All it does is lie. All it does is hope I fail. All it does is prey on my fears, hoping to suck me down to its pathetic level.
I am stronger than the Loser Voice. It's not going to defeat me. It's not going to keep getting in my way. It's not going to make me give up and quit. I have a choice. And I choose consistency. I choose to win this thing. Stay tuned while I figure out exactly HOW to do this now. Haha.


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Stand: E6 – View Map
Throughout our journey of innovation, one thing remains consistent and strong: An unwavering commitment to developing trusted technology. This will continue to be our focus, now and for the next 70 years.
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In every case, it's an integrated technology solution. And it's implemented in an environment that requires absolute dependability.
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