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Quick note: This test is timed! You have N MINUTES to complete the test! All unanswered questions will be marked as incorrect. Good luck and godspeed!
Talk to us! Let us know how we did!
We want to be absolutely, one hundred percent honest with you and we want to make one thing clear from the start - we do not encourage cheating on the drivers permit test, in fact, we are against it and we will do everything in our power to convince you that you don't need to cheat on the test either! Learning all of the road rules and road signs you need to know for the DMV permit test doesn't take that much time and this free Hawaii DMV cheat sheet for the 2020 permit test makes it even easier!
Do you know why people choose to cheat on the DMV permit test? They believe that preparing for the exam takes countless hours of studying rules and regulations, reading the drivers test study guide, doing all these "boring things". In this light, the ability to download a Hawaii DMV cheat sheet to your cell phone in the form of a pdf file or to obtain a print out with all DMV permit questions and answers looks extremely appealing. However, is it really that simple? Not necessarily! Those who believe that cheating the DMV is the easy way should consider the following things. First, obtaining a valid permit test cheat sheet that has DMV question for the 2020 exam. Trust us, most of those free DMV cheat sheets you will see online will feature outdated questions, the good ones will cost you at least a few bucks per print out. Second, think about the complications you will face while trying to use the cheat sheet at your local DMV office. Remember, the Hawaii DMV permit test is not an open book exam, the clerks won't just let you peek all permit test answers off the cell phone or some print out you will bring. In fact, they will do quite the opposite - if they see you copying DMV test answers off your cell phone, you will be failed and escorted out of the office.
Consider the above factors and tell us - is cheating really the easiest option? We think not. This is why we have chosen to build this permit test cheat sheet as a massive free Hawaii DMV practice test, a practice test that will allow you to prepare for the exam in no time! We guarantee that if you invest sufficient time into working on this DMV cheat sheet, you won't have to cheat on the real exam and you will pass with flying colors!
Those who have already taken a DMV practice test or two on the website already know the drill - multiple choice questions on road signs and road rules all the way, immediate feedback, detailed explanations for test answers. Here is something new, though. This sample DMV practice test for Hawaii is structured the same way the real drivers permit test is. This means 40 questions and you will need to answer no less than 32 of them correctly to pass, although we recommend that you keep working on the online cheat sheet until you can answer to less than 36 questions every time, just to play it safe. Another thing that is different from regular Hawaii practice permit tests on the site is the fact that the DMV cheat sheet does not use a fixed set of DMV test questions, choosing random questions from knowledge base every time and building custom exams. Do you know what this means? Unlimited free DMV practice tests you can take over and over again, until you are fully satisfied with your grade!
Some of you might have noticed that all this sounds suspiciously similar to the Hawaii permit test Simulator we also happen to offer on the site. You are right, with one minor exception. The drivers permit test simulator was designed to follow the format of the real exam to the smallest detail and that means no cheating of any kind during the quiz. No such problem with the DMV cheat sheet! In fact, we have integrated a number of study aids, or DMV cheats, as we prefer to call them, right into the system and we urge you to use them whenever you stumble upon a DMV test question you can't answer!


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Directors, managers and players come and go but the supporters stay with the club forever. Supporting a club is an emotional thing. You can change many things in your life but once you have selected your club then that's it. You have to experience the ups and downs that go with your choice. For the first time, our Trust gives the rank and file supporter the opportunity to be part of the club and to have a greater say in how the club is run.
The Killie Trust was established in 2003 to bring our supporters closer to Kilmarnock Football Club and give fans a voice in decision-making at our Club.
Since our inception, we have increasingly built momentum to achieve this.
In April 2017, we launched the 'Trust In Killie' initiative.
By taking pledges from Kilmarnock fans from right around the world, our first target to raise £100,000 to buy unallocated shares in Killie and put a supporter on the board of the club as a full and equal director has been achieved.
On 31st May 2018, Trust Board Director Cathy Jamieson was appointed to the Board of Kilmarnock Football Club and is the voice of our members at our Club's decision-making table.
Following this historic achievement, we will now build on the success of the 'Trust in Killie' campaign, generate more funds for our Club and embark on the next chapter.
Members and subscribers are about to decide on our next revenue generating project/ venture.
We need you to join, add your voice and help us build a sustainable future for our Club
Through membership from the supporters of Kilmarnock FC, we will aim to provide direct and indirect influence over the running of the football club, ensuring the opinions of the supporters are considered before decisions are made by the board of directors at the club.
We will create and develop a working relationship with the people and organisations responsible for the day to day running & long term planning of Kilmarnock Football Club.
The need to continue to strengthen the bonds of our relationship with the club and interests of Ayrshire can only benefit the needs of all concerned. The Trust will also strive to benefit present and future members of the community by promotion, encouragement and furthering the sport of football in Ayrshire. In the long term, this also includes helping to further the sport at our national and international level.
The Trust will also encourage Kilmarnock FC to take proper account of the interests and safety of its supporters and the community in which the club serves when decisions of such matters are made.
At all times, the Trust will respect the rights of all members of the community served by the club and will strive to provide information to the people of Ayrshire and conduct the Trust affairs in accessible and appropriate ways.

subset: commoncrawl


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I met the Ibis at the Key West Wildlife Center and fell in love with the little beggars. They LOVE dog food.
A hopeful herd followed us around as we toured the center. No such luck with the chickens or the iguanas who ran away with surprising bursts of speed.
But even the ibis will only get so close.
Thanks for reading.


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PACIFIC OCEAN – The Navy's only forward-deployed amphibious assault ship USS Bonhomme Richard (LHD 6) arrived White Beach, Okinawa, to embark Marines assigned to the 31st Marine Expeditionary Unit (31st MEU), Jan. 26.
Bonhomme Richard Amphibious Ready Group (ARG) and Marines from the 31st MEU will take part in an amphibious integration training (AIT) and certification exercise (CERTEX), participate in the annual multinational combined joint training exercise Cobra Gold, and conduct various other exercises.
"The amphibious Navy has never been just about the Navy," said Capt. Daniel Dusek, commanding officer of Bonhomme Richard. "It has always been about the Navy and Marine Corps team working together as a cohesive, integrated force."
AIT and CERTEX are training exercises focusing on the ARG and 31st MEU amphibious assault and humanitarian assistance capabilities, disaster relief operations, and non-combatant evacuation missions.
Cobra Gold is an annual U.S and Kingdom of Thailand sponsored joint, multi-national exercise intended to demonstrate the ability to rapidly deploy a joint task force to conduct combined operations at sea and ashore.
Bonhomme Richard departed Sasebo, Japan, just two days ago and the MEU embark in Okinawa is the first stop of her deployment in the 7th Fleet area of operations.
"This embark is an invaluable and integral part of us accomplishing the Navy's amphibious mission," said Dusek. "Our skilled and professional Sailors always work extremely well side-by-side with the Marines of the 31st MEU."
The flagship Bonhomme Richard, USS Tortuga (LSD 46) and USS Germantown (LSD 42) make up part of the Bonhomme Richard ARG and report to Commander, Amphibious Squadron 11 in Sasebo, Japan.


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Visiting Places
Rameswaram (Chennai to Rameswaram 572 km) is a small island in the Gulf of Mannar, is a major pilgrim centre. It is connected to the mainland by road and railway bridges. Rameswaram is a holy place because Sri Rama, on his return from Sri Lanka, offered his thanks to Lord Shiva and performed pooja to wash away his sin in killing the Demon King, Ravana.
Rameswaram is known for its 22 theerthas or wells in and around the main temple. This place is equally sacred to both Vaishnavites and Shaivites. According to Hindu Mythology, if one visits Rameswaram and prays to Lord Shiva one will be relieved of one's sins. It is 197 metres long.
The Ramanathaswamy temple is renowned for its magnificent corridors and massive sculptured pillars. The third corridor of Ramanathaswamy temple is the longest one in the world.
Besides pilgrimage, Rameswaram Island has several places, which are ideal picnic spots. There are beautiful beaches at Olaikuda, Dhanushkodi and Pamban. The Olaikuda beach is 1 km from the main temple and sengulfed by coral reefs, which makes bathing in the sea safe and enjoyable. With diving glasses and respiration tubes, scuba diving is safe and possible. Flamingos, sea gulls and a variety of birds migrate to the Rameswaram Island during winter.
Rameswaram is a main fishing centre of Tamil Nadu. Variety of fishes including export quality fish like prawns, sea cucumber, and lobster are available here. Rameswaram is also famous for its dry fish.


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Tag Archives: hanging out
Hanging out with friends
People relaxing in hammocks around 40 meters above the ground. This took part in an annual highline meeting in Monte Piana, in the Italian Dolomites last autumn. For some it might look like a nightmare to dangle so far above the ground but for some this was just the way to take a rest. @Swahlhuetter
Reblogged from National Geographic


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The Hon. T.A. FRANKS (15:31): I rise to talk about political interference in bus advertising campaigns. Members would no doubt have been aware of the bus advertisements that ran late last year on the sides of Adelaide Metro buses that featured the Animals Australia campaign which highlighted the cruelty of the live export industry. Those advertisements showed a picture of a bull in distress that was taken in Mauritius, along with a slogan reading 'LIVE EXPORT it's a crime against animals'. The advertisements ran across Australia and ran until late December. They were lodged and paid for by Animals Australia as part of a nationwide campaign.
The live export industry, unsurprisingly, challenged the right of those advertisements to be on buses and took up a complaint with the body that regulates outdoor advertising and, indeed, bus advertising in this country. Last week that complaint was rejected. The Advertising Standards Board found that those ads were indeed compliant with advertising standards and were rightfully able to be shown in the outdoor advertising space. They found that those ads complied with community standards.
At the time, observant members might have been curious to know that Geoff Power, President of the farmer group Livestock SA, stated to the media, and in this ABC report that I refer to of 15 February he stated that he had lobbied the state government on behalf of producers to remove the advertisements. He said that lobbying had been somewhat successful, yet members would be aware that the advertisements were compliant, so I was curious to know why the President of Livestock SA seemed to think that the state government had some sympathies for Livestock SA's bid to pull these ads off the sides of Adelaide buses.
That is why members will be most interested, I think, as I was, to read the correspondence from Livestock SA that was sent back in August to minister Mullighan and cc'd to minister Bignell, dated 20 August but sent in an email form on 21 August 2015, authored by Deane Crabb, Chief Executive Officer of Livestock SA. It was summed up in the email to both ministers Mullighan and Bignell as follows:
I am forwarding a letter asking the Minister to stop the advertising against live exports on Adelaide Metro buses.
That letter of 20 August states:
Livestock SA is very concerned about Adelaide Metro buses carrying advertising opposing the live export of animals: the text being 'LIVE EXPORT it's a crime against animals.' The letter concludes:
Livestock SA believes the live export of cattle, sheep and goats should be supported and that support should include the removal of the inaccurate and offensive advertising from the rear of Adelaide Metro buses.
It is unsurprising that Livestock SA might write this letter, but what is surprising is the letter it received back from minister Mullighan, dated 10 November 2015. That letter was addressed to Mr Crabb, CEO of Livestock SA, and states:
DPTI further advises that while this particular campaign has run nationally and is not in breach of any standards, APN Outdoor Media acknowledged the campaign was contentious and has volunteered to remove the advertising as soon as practicable.
It was signed, 'The Hon. Stephen Mullighan MP, Minister for Transport and Infrastructure.' My questions to minister Mullighan are: on what grounds did he put that signature on that letter, advising Livestock SA that those ads that were currently running on Adelaide Metro buses, paid for and legal, that had been put there by Animals Australia? On what grounds was he able to inform Livestock SA that APN Outdoor Media, the commissioning company to run the ads, had acknowledged that the campaign was contentious and had volunteered to remove the advertising as soon as practicable?
At what point does a minister take charge of what ads can run on Adelaide Metro buses? That transport minister has interfered here politically and decided to take sides in an advertising campaign, an advertising campaign which was found by the Advertising Standards Bureau to be legal and not to breach community standards and which should have been run to its end. I believe that it did run to its end, but I think that the minister here has attempted to interfere. It is unacceptable.


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Keep the fire burning.
Relationships and intimacy BLOG
Here you will find posts and information correlating to love, relationships, feelings and sexual matters. Please feel free to leave a comment or share your views in the comment box attached to the post. Alternatively you can leave a comment at the bottom of the page or on our contact page.
Please note: images, posts and articles on this blog may be subject to copyright.
October 6, 2019
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Rainbow Bark on Rain-Washed Eucalyptus
December 3, 2012 4 Comments
If you needed an excuse to walk in Glen Canyon on a rainy day, here's one – the rainbow bark on a rain-washed eucalyptus tree. These two photographs, courtesy of photographer Janet Kessler, have not been enhanced.
And here's more detail…
It's a beautiful time in the Canyon among its wonderful trees. Let's hope this isn't one slated for destruction in one of the many projects that will fell trees in the Canyon.


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Welcome to EarthTurns
An iodine deficiency can have a number of negative effects, so it is important to make sure that you consume enough iodine. Iodine is essential to proper thyroid function. The thyroid produces hormones that are used throughout the body, and without iodine the thyroid would have trouble producing these hormones. When there is a lack of these hormones weight can is a common occurrence. The thyroid helps to regulate the metabolism, and it also helps to reduce the amount of calories that are stored as fat by properly utilizing them. By using the calories within the body, iodine may also help to support healthy energy levels.


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Fiction and Non-Fiction
American Moon
Ethnic Family Saga
Semi-finals Amazon Breakthrough Novel Award 2008
1st place 2005 Paul Gillette Memorial Writing Contest
Commercial Literary Fiction
finalist 2005 Colorado Gold Contest
"This hard-luck story about a determined family battling, poverty, communism, corruption and their own fateful decisions, makes for an emotional, and uplifting read." - Publishers Weekly
Inspired by the unjust incarceration in Taiwan of my father-in-law and the family's subsequent struggles. American Moon honors a man whose integrity outweighs his shortcomings and celebrates the unflappable spirit of his surviving wife and children.
Chapters alternate between the story of Father Lee and his favorite daughter, Sha Ling, who courageously faces trials in Taipei that would bring most of us to our knees, until she makes her way to America – where, as an illegal immigrant, she finds the moon isn't always brighter than the Chinese moon. Father's downfall begins in 1916 when, at the age of four, he loses his mother to starvation in Mainland China. His wandering ways, gambling troubles, and ultimate whistle-blowing on his government-connected bosses condemn him to jail and a death sentence. American Moon is about family and forgiveness, security and love lost and regained through great struggle.
Mu Shu Mac-N-Cheese
The story of my life married to a Chinese family told in eight days
top 10 finalist (of over 2,400 entries)
HuffPost 50/AARP Memoir Contest
2nd place 2008 Paul Gillette Memorial Writing Contest
Twenty years of passionate marriage to my Chinese husband has given me a new identity, offsetting a white-bread Midwest past. But can my marriage survive cross-cultural mayhem when my dominating mother-in-law arrives for a poorly-timed visit?
Ma and I are set on a collision course as soon as Ma deplanes holding an armload of traditional Chinese robes, insisting that Wen's and my son wear them to his prom. On a tight deadline to submit my cookbook to my agent, I have no time for Ma's insistence on fish eyes over mac-n-cheese, let alone a battle over prom garb.
Also as novel of same title and previously titled: Culture Shock
Version a "novel" of my life
Quarter Finals Amazon Breakthrough Novel Award 2010
See Amazon Vine Reviews
For Elaine, a food writer, twenty-years of dynamic and passionate marriage to her Chinese husband have given her a new identity, offsetting a white-bread Midwest past. But can her marriage survive cross-cultural mayhem when her dominating mother-in-law arrives for a poorly-timed visit?
Elaine and Ma are set on a collision course as soon as Ma deplanes holding an armload of traditional Chinese robes, insisting that Wen and Elaine's son wear them to his prom. On a tight deadline to submit her newest cookbook to her editor, Elaine has no time for Ma's insistence on fish eyes over mac-n-cheese, let alone a battle over prom garb.
Dancing With John Wayne
Book-length Nonfiction
Honorable Mention 2005 Writer's Digest Writing Competition - excerpt entered in personal essay category.
Humorous Essays from the perspective of a White-bread Midwest woman marrying into a Chinese family.
Cooking in Leaves
Literary Cookbook
Food cooked in leaves around the world as well as folktales and legends from the regions where the leaves are grown and used in recipes. learn more by clicking here
The Last Taboo
(or Hot Flash) Lady Lit
2nd place 2005 Paul Gillette Memorial Writing contest - General Genre Fiction
Finalist 2005 Colorado Gold Contest
Sophie experiences "the change" in her mind as actual spontaneous combustion and leaving water puddles in her wake. It affects every aspect of her world leading to a failed search for a meaningful job and a disastrous misunderstanding
on the part of her children. During an unexpected visit to Area 51 Sophie learns that it is no coincidence that the average age of menopause is fifty-one. During her quirky search to re-discover herself, her marriage and her life, she finds within a person she learns to like. (Erma Bombeck meets Allie McBeal)
Book-Length Mystery
Lauren, a post doctoral student in Clincal Psychology works two jobs to keep her head above water - one in the research department of a nearby state mental hospital, the other managing a local crisis center. Disturbing events surrounding her doctoral advisor's improprieties and possible connections to an increasingly twisted mystery threaten impending doom for Lauren's career. Taking the emotional trial up a notch, evidence piles up implicating an ex-lover who suddenly appears on the scene. Lauren must find how increasingly ghastly crimes are related to each other to prevent further injury and death of her volunteers at the crisis center, and ultimately save herself.
Tunnel Worm
An Illustrated book for bridging readers, ages five to eight
Lady Bug encourages friend, Tunnel Worm, to play with her out in the sun. After Worm gives excuses after excuse, Lady finally realizes that Worm can't play out in the warm air without drying up. She devises plan after plan until she enlists her friends to make it rain.
Short Stories
"Sushi in Bed"
1st place 2005 Paul Gillette Memorial Contest
A kinky sushi-making session goes terribly wrong for one unsuspecting young woman thanks to her lover's obsession with his art.
Published Oct 2, 2011 White Cat Magazine
2nd place March/April 2008 Writer's Digest Your Story Competition
(over 1,100 entries)
First Round Finalist - Reading Writers Contest 2009
(Flash Fiction)
A homeless man falls in and out of love with an unsuspecting woman while regularly sneaking into her house.
"Snow Day"
The Visual Narrative Project 2012
Second Round Finalist
Reading Writers Contest 2009 (Flash Fiction)
Second Round Finalist - Reading Writers Contest 2009
(Flash Fiction)
A husband loses his job. His wife behaves oddly. He follows her and discovers the sad thing she is up to.
"Spunk Flowers from Mercury"
Published Oct 31, 2011 Tawdry Bawdry
under pen name Libby Katz
(Erotica - Flash Fiction)
One man learns the weakness of his lover from Mercury.
"The Bubble"
Published Oct 31, 2011 Tawdry Bawdry
under pen name Libby Katz
(Erotica - Flash Fiction)
A prostitute tells of one evening in a "sex bubble" in which international businessmen enjoy her and others through a thin plastic barrier.
"More More More!"
Published Nth Degree Ficion and Fandom "Zine
A strip tease act goes terribly wrong.
Mary is seduced in the locker room by a man who may be Jesus. So is she Mary Magdelan?
winner: Beyond War Contest, Los Altos, CA
A nervous soldier observes, catches, and releases a lizard outside the barracks just before hearing the scream of incoming mortar.
"The Importance of a Penis"
(Personal Essay)
Top 10 Boulder Writers' Workshop Make Me Laugh Writing Contest. Currently with top TV comedy writer Gene Perret for final judging.
Published in Issue 5 of Red Line magazine November 2013.


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John Seven: Please, don't reward the artistic creeps
NORTH ADAMS -The idea that you must separate the art from the artist has come up a lot lately. The reasoning is that if you judge creative work from the personal behavior of writers, musicians, actors, directors, painters, or whatever, there's not a lot of art or entertainment to enjoy. You must separate them, we are told.
If anyone spouts absolutes about this to you, ignore them. It's a personal decision. You can choose to not like work because the person tells racist jokes or contributes to anti-abortion groups. You can choose to not like the work because they are ugly or have terrible hair. Any reason that's important to you, you can embrace. Don't let anyone tell you that you can't.
This is much less a problem with normal services, like plumbers or grocers. Take Roman Polanski. If he owned a convenience store, would you shop there? If he was a mechan-ic, how would you feel about giving him your business? Or let's say Roman Polanski had not raped a young girl, but instead channeled his earnings into anti-abortion groups? Or he advocated against same-sex marriage? Would you want to pay to see his movies?
The issue might be less that you appreciate the creative work of the artist and more that you are actively funding a creep by tossing dollars through the work. Maybe that is the difference. You can like the work, but it doesn't mean you have to hand the loathsome people your money, does it?
When I've heard the argument about Polanski and other recent figures, comparisons to creative creeps from the past are always brought up. These are long dead figures, way too far in the grave to make a profit off us, people like Leni Reifenstahl or Stan Kenton or Degas or Hemingway and so many others. Whatever of their work still exists, it does so without its creator making a mint off it. We get the genius, but they get no reward, so we're not complicit.
How do you apply this to a living person?
Never access their work through direct channels. You can purchase their work secondhand - books, DVDs, music. You can borrow your friend's copy. Or TiVo it. Or watch it broadcast - if you're not a Nielsen family, it doesn't count.
Maybe the library has what you're looking for? Or Netflix. The licensing has already been paid for on that anyhow, you aren't directly contributing money to the creator.
For music, you can make use of Spotify and pay the person literally fractions of a cent to hear the work.
Or maybe it's something you can experience on YouTube?
Not that you heard me say this, but if you were the sort of person who found alternate means of procurement online, you could do that and get the extra whammy of actually stealing from the heinous person. But, of course, I would never condone such behavior.
You know who agrees with me on this? Woody Allen.
In an interview with the Paris Review in 1995, he said, "I hate when art becomes a religion. I feel the opposite. When you start putting a higher value on works of art than people, you're forfeiting your humanity. There's a tendency to feel the artist has special privileges, and that anything's OK if it's in the service of art. I tried to get into that in [the film] 'Interiors.' I always feel the artist is much too revered - it's not fair and it's cruel."
Who am I to argue with Woody Allen and his apparently brilliant insights to humanity? As long as I don't have to give him a cent for it, I'll take his insight. Can't pay me to watch his movies, though.
John Seven, a writer, lives in North Adams. He can be reached at firstname.lastname@example.com or at johnseven.net.
If you'd like to leave a comment (or a tip or a question) about this story with the editors, please email us. We also welcome letters to the editor for publication; you can do that by filling out our letters form and submitting it to the newsroom.


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Volkswagen is reportedly developing two versions of the next generation Tiguan
Volkswagen is reportedly developing two versions of the next generation Tiguan.
Autocar says both five- and seven-passenger variants are currently in the works, a thing we've reported before. The first one is scheduled for a 2015 Frankfurt Motor Show debut next year, while the longer-wheelbase Tiguan should be ready a few months later, probably just in time for the Detroit motor show in early 2016.
The report also claims the compact SUV will be based on VW's MQB platform with size of the standard model roughly the same as the current generation. The seven-seater will be launched in North America, China and Europe as part of the German brand's plan to position future models further upmarket.
The next generation Tiguan is expected to be offered with a variety of four-cylinder engines. Nothing is official but previous reports have suggested there will be a 1.4-liter TSI, a 1.6-liter TDI with 110 PS (81 kW) and a 2.0-liter TDI with outputs ranging from 150-184 PS (110- 135 kW). Most options will be available with a 4Motion all-wheel drive system, while a petrol-electric plug-in hybrid is also under development.


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We've moved!
This donation page is on the old Big Give website. Please go to theBigGive.org.uk to find current campaigns and opportunities to double your donation.
If you have any queries on the changes, please email us at email@example.com.
Project information
Poverty Reduction Through Enterprise Development
MicroLoan provides small loans, training and support to impoverished women in Africa. Our support enables women to work their way out of poverty by setting up small self-sustainable businesses. Business profits help pay for life-saving medicines, food & education.
A hand up, not a hand out.
The programme is an ongoing one, sustainable over time
Charity information: MicroLoan Foundation
MicroLoan works in some of the world's poorest countries. Countries where vast proportions of the population live below the $1.25 daily income poverty line. Countries where millions of women and children lack access to a good education, balanced diets, employment opportunities, financial services or the opportunities to build a better life for themselves. MicroLoan focuses on the rural poor, providing financial services and training to those people unable to be reached by other organisations.
MicroLoan has pioneered an innovative, cost-effective and sustainable microfinance model suited to remote rural areas. Its long-term and supportive nature facilitates long-lasting improvements in the lives of poor women and their families. MicroLoan's work enables women to work their own way out of poverty. The services provided create opportunities, facilitate lifelong skills transfer and access to capital, which dramatically improves their quality of life. MicroLoan works at the grassroots.
Aim 1
To significantly reduce poverty and inequality amongst the rural female population in Africa.
Activities» To provide tailored microfinance services to women who cannot access credit from banks or urban-based microfinance institutions
» To provide specialised training programmes and lifelong skills opportunities so women can establish self-sustainable businesses
» To offer long-term mentoring support and build strong relationships with clients to enable their busniesses to thrive for generations to come
» Enable women helped to establish value-added and socially beneficial enterprises whilst strengthening their position in national supply chains
What success will look like
Success will be... Expanding our outreach to thousands more poor women, whilst improving their progress out of poverty towards long-term self-sustainability
Aim 2
To ensure the charity's operations reach sustainability without compromising our social mission
Activities» Raise sufficient capital required to establish each regional branch according to our proven working model. Each requiring a two-year start-up phase
» Serving clients in a cost-effective way to ensure critical mass is reached, loan volumes are managed efficiently and client businesses are successful
» Investing in appropriate IT resource and local staff training to ensure loans are processed and client training is delivered quickly and efficiently
What success will look like
Success will be... Providing services so that local overheads and training programmes' cost are covered by the interest charged without preventing clients from being successful
Aim 3
Ensuring our work improves people's lives, bringing true social and financial impact to their lives
Activities» Work closely with clients through our local field staff and through our innovative training and mentoring, and social performance management programme
» Gathering key data from clients to assess, monitor and evaluate our work and methods - making our services appropriate, effective and value for money
» Use the information gathered to refine our work, improve our loan and training products, along with communicating success globally to raise new funds
What success will look like
Success will be... Integrating our new programme across our operations to gather key client data that improves the impact of our work and clients' business success
The project will provide opportunities for women to acquire lifelong skills and access financial services. This integrated approach improves their families' quality of life by improving their incomes, access to healthcare, diet and being able to access education. MicroLoan helps people be independent, self-sufficient and improves their life chances substantially whilst fuelling the economy. Our social performance management system demonstrates success against key performance indicators.
Natural diasters; client loan defaults; field staff fraud; local staff ill-health. We have an Internal Audit department in-country that monitors and evaluates operation procedures. All staff in Africa are local people, their knowledge and experience means mitigates risk and maximises success. Projects are adapted to local cultural sensitivities, client management uses proven group-accountability methods and our loan products and training are tailored to keep risks to an absolute minimum.
We have a wealth of experience in providing transparent and tangible reports. We share this information through our website, our Facebook and Twitter pages and our YouTube channel. We provide regular progress reports and performance data to donors. We do this cost-effectively and informatively.
Budget - Project Cost: £1,296,441Loading graph....
Amount Heading Description £311,209 Fundraising Costs Costs of generating voluntary income £901,828 Programme Costs Cost of providing services to beneficiaries. Includes transfers to Africa & programme staff costs UK £83,404 Governance Relating to general running of charity, allowing us to generate info for public accountability
Current Funding / Pledges
Source Amount Private foundations £456,000 Guaranteed Donations from individuals £80,000 Guaranteed Donations from companies £2,000 Guaranteed
The charity works at present throughout Malawi, in the Eastern and Southern Provinces of Zambia and is expanding into Zimbabwe. These operations and expansion into new areas are supported by the ongoing fundraising, communications and operational teams in the UK office. Our mission remains helping remote rural women living below the poverty line and without access to finance or training opportunities.
Our work is focused on women who live in poverty, who have little to no chance of accessing financial services, employment and education. Our support benefits them, their families and the wider community. Traditional microfinance institutions have been deterred from targeting rural areas due to the lack of basic infrastructure but we have developed a successful model to do so. For example, in Malawi, our core operational country, over 70% of the population is excluded from financial services.
Why Us?
Why Us?
Banks and the vast majority of microfinance institutions do not operate in very rural areas and with poor women because of the cost of reaching them and the associated risk. A key part of our local feasibilty studies involves assessing organisations in the sector and we keep an open dialogue with other them in order to ensure we do not duplicate services and efforts. We collaborate with other organisations when appropriate to ensure our clients are served in the best way by the right people
Read more about the Charity running this project.
Head Of Operations
This manager supports the branches in Africa to ensure they work effectively and that finances and training are stringently managed without risk.
Our Local Branch Managers In Africa
They will be responsible for the management of the branch, the office administration and of the Field Officers who manage the clients directly.
Our Loan Officers
The loan officers deliver training, mentoring and financial administration to the women we work with.
Head Of Fundraising
The Head of Fundraising enables this small effective charity's team to raise the funds required so that our outreach in Africa grows to meet demands.


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Your Ultimate Guides to RVing Success
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Have you recently discovered that you are pregnant and while thrilled, find yourself wondering what medical and beauty routines you will be able to keep up? Have you had severe problems with acne your entire life and are worried about what going off your acne treatment program will do to your skin? While acne treatment may not be the first thing that crosses a woman's mind when she gets a positive pregnancy test, it will likely come up at some point. Acne treatment is possible during pregnancy, but the methods of doing so can be different than what you are used to.
Things to Avoid
While there are prescription medications that can be taken for acne treatment, these medications are generally not recommended during pregnancy. For example, Accutane, which is a medication used for severe acne, should be used only when not pregnant. In fact, a patient must have a negative pregnancy test within one week of beginning the medication. Other prescription acne treatment methods that are not recommended during pregnancy include Isotretinoin, Retin-A and Tetracycline. These medications are not recommended due to possible side effects that could lead to birth defects.
Treatments to Try
There are a few over-the-counter products that can be used as acne treatment during pregnancy. Topical creams that include benzoyl peroxide and glycolic acid are considered relatively safe, as only a small amount of the medication is actually absorbed into the skin. However, these ingredients have not had extensive testing as acne treatments during pregnancy, so always discuss any options with your doctor.
At-Home Remedies
While at-home remedies may not help severe acne, there are a few things that can be done in lieu of acne treatment during pregnancy. Women should avoid washing their face or body too often, and make sure that the skin is completely dry before adding any moisturizer. Washing no more than two times, unless there is heavy sweating, is the recommended amount. Cleansers should be oil and alcohol free, as well as non-abrasive. Also make sure not to pick at any acne, as it could become worse.
If you are suffering from severe acne and want to continue with acne treatment during pregnancy make sure to talk to your doctor about your options. Doing so can not only ensure that you are able to enjoy clear skin during your pregnancy, but it can also help ensure that you have the safest and healthiest pregnancy possible.Share
5 February 2015
One day I was playing a game of basketball with a friend, and the friend I was playing ball with tripped and took a hard fall to the ground. He hit his head hard, but he insisted he was okay and just wanted to go home and take a nap. I knew in my heart that he was not thinking clearly, and I didn't feel right letting him go home. I talked him into letting me take him to the hospital, and after some tests, it was determined he had a bad concussion. The doctors told me that if I had let him go home and sleep, things could have taken a turn for the worse. I created this blog to remind everyone to look out for each other after injuries. Not everyone thinks clearly after a head injury, and just being a good friend could save a life.


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In essence is to change, improve food aroma or taste and join in food material, most of the food with spices (> 85%) is naturally present in the food material, configured to essence is to reproduce or enhance the taste of some kind of naturally occurring food.The food flavor shade moderation can accept for the consumer, the excessive use of food flavor food is absolutely not acceptable.So people don't like care preservatives, pigment, etc to concern about excessive use of flavouring essence problem.
According to Taiwan's "China times" report, preserve one's health is hot wind, the Taiwan region has "organic", "natural" food purchase, but fat event, people just like as "natural" bread, hide not thick aroma conceals mystery.Experts say Taiwan food, processed foods containing artificial flavor, fragrance everywhere, juice, beverage, cookies, ice cream, chewing gum...Almost to the point of "can not live without you".
Taiwan food science, fu jen Catholic university professor QiuZhiWei points out, vanilla ice cream is vanilla, commercial packaging coffee fragrant incense, the fragrance is chemical synthesis of artificial fragrances, commercially processed foods, biscuits, drinks or baking cakes, artificial flavor, spices almost "inevitable".
Professor, dept of agricultural chemistry, national Taiwan university, said in the south of jiangsu has been approved to use food grade spices, even 1000 times dilution to the aroma remains.QiuZhiWei said, using natural ingredients to create expensive fragrance, aroma multiple high and cheap artificial essence of natural become industry preferred.
Taiwan's wang said hui-yu xu, director of the foundation of food and fewer ten patients experienced septic complications, although only add a little flavor, pigment, but children eat many spices and pigment, accumulated over a long period of time can cause hyperactivity, pay attention to.In addition, even commercial tea aroma is overly aggressive, add spices, it is possible that the results of the essence.
Chairman of the Taipei bakery Wu Guande admitted that light with natural dried fruits and nuts make bread contains full-bodied aroma is almost impossible, use the essence of the aroma of bread will be lasting, essence, just like the cuisine will use soy sauce, not can not add, but the focus is on companies to be honest.
Taipei city hospital nutrition director Jin Huimin said, food additives, widely used since breakfast of toast, everyone will eat at least a day 10 kinds of food additives, people tongue had been "focus".
The development direction of China's edible perfume fragrance industry
One is increase the intensity of industry product structure adjustment, adjust the natural spices, synthetic spices and essence of the proportion of the three categories of products, especially in promoting the development of food flavor, increase the variety, improve quality;
2 it is to make full use of the geography, climate and resources advantage in China. More to the development and utilization of natural spices, notice the variety breeding and conservation and regeneration, especially the unique advantage in China;
The third is to enhance investment in science and technology, vigorously carry out technological innovation, developed with intellectual property rights of new products, have a choice with the key to development of China synthetic spices;
Four must strengthen the safety regulations and environmental protection, strengthen enterprise management. Improve the economic benefit;Five to face the rapid expansion of information, establish the edible flavoring industry information network, is advantageous for the industry enterprises directly to quickly access and exchange of information. At the same time promote the edible flavoring and in the international market price, quality, regulations, etc.
Insiders predict;To 2015, production sales is expected to reach 40 billion yuan.When the flavors in the global market share will reach 20%, our country will become the world flavors industry one of the most important countries.Essence of the development of product development will be faster than the spices, in the late 12th five-year, essence products sales proportion will reach 55%.


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Editor's note: Before some key members headed to Portland, Oregon, this week for a briefing on the upcoming United Methodist General Conference, Florida's delegation met for worship, encouragement from Bishop Ken Carter and presentations on some of the legislative proposals that are expected to be before them when General Conference convenes in May. Click here for information about General Conference.
Following is a report on the delegation's most recent meeting, prepared by Alice Williams, lay delegate to General Conference:
The delegates to General Conference and Jurisdictional Conference held their third delegation meeting on Saturday, Jan. 9, at First UMC, Lakeland.
The meeting began with music and praise led by Jeremy Hearn, lay delegate to General Conference, and then a time of worship led by Rev. David McEntire, clergy delegate to Jurisdictional Conference.
Rev. McEntire's message focused on 1 Corinthians 13, followed by a time of group reflection led by Rev. June Edwards and Harriet Mayes from First UMC, Lakeland. The reflection, entitled "A More Excellent Way," focused on how love binds us together, what divides us or makes us feel excluded and what unites us and makes us feel included.
The time of reflection was followed by Rev. Sue Haupert-Johnson, superintendent of the North Central District and clergy delegate to General Conference, leading the delegates through a time of remembrance of baptism and communion.
Following the time of worship, Florida Bishop Ken Carter met with the delegates to share his thoughts on the question on most people's mind regarding General Conference: "So what do you think will happen at the General Conference?"
He reminded the delegation not to have the illusion that this General Conference will focus on solely one issue, but instead the work of the body will include shaping the Book of Discipline, adopting the budget for our denomination and electing leadership.
Bishop Carter expressed hope that the Florida Conference delegation will head to Portland with "the desire to unify the church." He also reminded the delegation that the Methodist Church has been at a crossroads before, and regardless of what happens we are God's church and God's church will prevail. He also reminded the group that he is not as concerned about how they vote, as "that is your conscience," but his interest is in knowing "how it is with your soul" leading up to and during the General and Jurisdictional Conferences.
The bishop closed by reminding the delegation that the General Conference is not about the survival of the church, but it is about "the way we come together to reach the last, the least and the lost with the gospel."
The group next heard from Dawn Wiggins Hare, general secretary of the United Methodist Commission on the Status and Role of Women (COSROW). COSROW's purpose is to challenge The United Methodist Church to commit to the full participation of women in the life and mission of the church. The commission serves as an advocate for, and on behalf of, women; seeks to eliminate inequities in relation to women in the church; and monitors the general agencies, institutions and connectional structures to ensure the inclusion of women.
Mrs. Hare encouraged each of the delegates to help ensure full inclusion within our local churches. She then shared some of the current statistics, including that approximately 75 percent of all U.S. clergy are male and 74 percent of all bishops are male, which continues to represent improvement but is not representative of full participation.
Hare also reviewed the legislation that the General Commission on the Status and Role of Women is submitting to 2016 UMC General Conference. Click here to find the proposals on the GCSRW website.
After that, Dr. Wayne Wiatt, director of Clergy Excellence for the Florida Conference, spoke to the delegation regarding legislation already submitted by the General Board on Higher Education and Ministry (GBHEM). As the leadership development agency of The United Methodist Church, the GBHEM's mission is preparing global leaders for a global church and the world. Every elder, deacon and licensed local pastor benefits from our training and candidacy programs. Many young adults find help in clarifying their vocation and God's call on their lives through our leadership and discernment programs. Click here for legislation regarding GBHEM slated for General Conference.
The meeting ended with reminders for the delegation regarding room and travel arrangements and conversations regarding the 11 episcopal nominees. For details on the nominees from the various annual conferences, click here.
A recommendation was made that the delegates engage in a listening session for our conference as part of the Bishop's Conference Table on Feb. 13. The delegation was in favor of this and looks forward to hearing what key issues are on Florida Conference members' minds. Details will be announced later.
– Feature home page photo from General Conference 2012 in Tampa. UMNS photo by Mike DuBose.


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Friday night, the Texas Rangers defeated the Babylon of the Major Leagues. Poetically, ARod strikes out looking (and sweet justice rolled down like rolling rivers). And nothing was left but the celebration. Everyone was celebrating (except the Yankees). But not everyone was celebrating the same way. Most players were drinking Champagne, but not Josh Hamilton. He was drinking Ginger Ale, and that was okay.
A lot of times sports are about more than just sports. They are the individual stories that we bring to the team we belong to. There are a lot of reasons why I love the Texas Rangers, but this is one of them. They look like church to me. From Ron Washington recent confession of using cocaine, to Josh Hamilton's very public relapse last year. We know that they aren't perfect people on this team, but they know that too.
And they make space for each other to be better.
Last Friday night, the most searched item on Google wasn't porn. It was "Josh Hamilton's Story." And maybe it's because Josh didn't interview like your typical Pennant winner MVP. He took his daughter on the media stage with him. When asked about his journey to the top, Hamilton reminded reporters that this isn't the top for him. He refused to let the spotlight be on him. He was, in other words, being a follower of Jesus, who happened to play professional baseball.
I wrote the following blog last year the day after Josh's relapse went public. It's a great reminder for the church what happens when our failures don't have the last word. Because sometimes Prodigals come home, and sometime they win the ALDS MVP.
The first time I had ever heard of Josh Hamilton I didn't like him. I was at Wrigley Field, cheering on the Cubs as they led the Cincinnati Reds 3-1. My buddy, Michael Peters, was in the middle of explaining to me how Hamilton was a solid Christian, and God had delivered him from a self-inflicted hell of alcohol and drug abuse.
And about that time he hit a 3 shot, game-winning, home run.
Since then Hamilton has left the dark side. Joined the Rangers, become a Major League Baseball legend, as well as a rare role-model that little boys can look up to.
And then something happens.
Maybe you've heard already about Hamilton's relapse. It happened back in January in Arizona. He went to a bar, one thing led to another, and within the last few hours pictures have surfaced all over the internet of him doing something that is less than honorable.
Be sure your sins will find you out, especially when there are poloroids.
But that's not where this story stops. At least for me.
I know the power that addiction had over a person. From both personal experience and watching my close friends hurt themselves. And it's easy to feign shock about someone making a tragic mistake like this, but in reality, anyone with a pulse knows what this is like.
We know what it's like to do the very thing we hope we don't do. Or not do the very thing that we want to do. And while some of us may not make the same mistakes that Mr. Hamilton has, I don't think any of us want our worst struggles publicized.
One of the more famous stories that Jesus tells is the one about a Father with two sons. One goes away after shaming his Father, his family, and himself. The prodigal son runs away, he wanted to be free only to find out that he had always been his captor.
So the prodigal son comes home, the Father throws a party, and the older brother pouts.
But Jesus never says "The End" on that story does he? The story doesn't resolve. There's no fade to black. Instead, like most great stories, it is open-ended. It gives us a lens for how to view a reality that just keeps going.
So what if that prodigal son makes the same mistake again? What if he goes off again, drags his dad through the mud again? What if he abuses that same grace again? I think the story just starts over.
This is not to say that what God offers us is cheap grace, but the truth is that many times when we hear about stories like Mr. Hamilton's our immediate reaction is much more like the older brother's than the generous Father.
Maybe that's why Jesus doesn't tie the story up in a neat little bow. Maybe He knows that life doesn't always end with the credits rolling at just the right time, and that none of our biographies tend to resolve the way we wish they would.
Because the Prodigal story happens every day. And there are followers of Jesus who consistently fall in the categories of each of the three characters Jesus tells us about.
Which brings me back to Josh Hamilton. This story is breaking, and I'm sure more details are yet to unfold. But as soon as he heard about the pictures he called a press conference and fully confessed to everything.
Which is not what MLB baseball players normally do.
The day after it happened back in January he told his wife, his team manager, and the MLB organization. And now, when the proverbial crap hits the fan, he already has a group of people standing behind him.
Donald Miller once said that when we make mistakes, God steps back and says, "Okay, let's start there." Because following Jesus is a process. Because life is open-ended. And because Egypt always looks better in hind-sight, maybe Josh Hamilton still is a good role-model.
But whether you want your kids to look up to him or not, beware of being the older brother.
Because like it or not, grace means, when someone returns to their senses they can always come home.


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The compass rose on the ceiling of the Northeast Portico was connected to the weathervane on the roof. Thomas Jefferson and his family could determine the wind direction without stepping outside by looking from the windows in the Entrance Hall and in the North and South Square Rooms.
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Did you know that a Blackberry can also be a treasure chest? I didn't either until last night. I was thinking about the grand-kids and how much I miss them when I remembered this treasured video that I recorded while I was in Idaho last May.
Dad took mom and I to Butterburrs for dinner (I was all about the pie). One of my sons and his little family met us there. It was pretty busy so we just sat at the counter. That night was college graduation so the whole town was pretty busy. Thank goodness little Spence brought Thomas the train with him.
While we were waiting for our food my grandson got out his train and set it on the counter and aimed it down towards great-grandma. The train comes past my dad, past me, and then mom turned it around so it would go back to Spence. Each time it went past we had to move things out of the way and make sure that Thomas didn't derail off on to the floor. We must have done that for about 5 minutes until I realized that I had a Blackberry in my purse and I had better get to recording this! I mean, come on, playing trains with mom, dad, grandma, great-grandma, and great-grandpa; how often does that happen? It never would have happened when I was a kid.
So you see, I may be a mom and a grandma, but I am really just a big kid (you should see me at the amusement park).


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ABC Music Golden Guitar 2019 Winners
The Australian music industry celebrated the 47
Jimmy Giggle is set to light up Christmas adding plenty of cheer to your celebrations with the release of a new album.
2015 ARIA award winning nominee, Jimmy Giggle, has teamed up with some very special guest celebrities and prominent Australian artists, such as David Campbell, Tina Arena, Justine Clarke, Deb Mailman, FiFi Box, Kate Miller Heidke, Ali McGregor and Lah Lah to deliver you and your family the Christmas album of the year. Jimmy Giggle's Christmas Party is chockoblock full of covers of everyone's favourite Christmas carols, plus a few reworks and originals, including: Deck The Halls, Santa Claus is Coming to Town, Frosty the snow man and many more. All these favourites will have will have the whole family singing along and having a hoot of time for this years festive season!
Jimmy Giggle's Christmas Party tour is going to Sydney & Melbourne
December 19 at The Concourse, Sydney & December 20 at Enmore Theatre, Sydney
December 21 & 22 at The Arts Centre, Melbourne
For tour details visit www.abc.net.au/abcevents
Giggle and Hoot is an award winning ABC TV children's show starring best friends Jimmy Giggle, Hoot the Owl and Hoot's best owl pal, Hootabelle. Giggle and Hoot focuses on preschoolers lives and routines through friendship, laughter, imagination and music. It airs every day on ABC4Kids and reaches over 2million people each week across 5 metro cities.
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1. Jingle Bells (FiFi Box)
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5. Frosty the Snowman (Lah Lah)
6. Jimmy's Christmas Present
7. Jingle Bell Rock (Ali McGregor)
8. Twelve Days of Christmas - Giggle Style (Ali McGregor, Lah Lah, Hoot & Hootabelle)
9. (Everybody's Waitin' for) The Man with the Bag (David Campbell)
10. Zat you Santa Claus? (Justine Clarke)
11. Silent Night (Kate Miller-Heidke)
12. We Wish You A Merry Christmas (David Campbell, Justine Clarke & Deb Mailman)
The Australian music industry celebrated the 47
Justine Clarke has won the award for Best Children's Album at the 2018 ARIA Awards, held at The Star on Wednesday, November 28.
At a ceremony on Tuesday 10 October at the Art Gallery of NSW, ABC Classics & Jazz were announced winners of the 2017 ARIA Awards for Best Classical, Best Jazz, Best Original Soundtrack and Bes
When Erin Helyard came to ABC Classics to record his new solo harpsichord album, we immediately took to Australian harpsichord maker Carey Beebe to find the perfect instrument for the task.
Mojo Juju Celebrates the Release of Pulsing New Single
'Think Twice' with a String of Live Dates through August/September
ONE TO WATCH! CAITLYN SHADBOLT TO RELEASE NEW ALBUM 'SONGS ON MY SLEEVE' OUT MAY 26th
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Archive for April, 2014
Look Who's Back
This week saw Greece return to the bond market. The five year syndicated deal, out yesterday, was originally intended to raise €2.5bn at 5-5.25%. Such was the level of demand, however – reported at €20bn – that the eventual issue size was €3bn at a yield of 4.95%.
So much for the detail. Greece has returned to the bond market! A key milestone along the global path to recovery from the credit crunch has been reached. This is the first Greek government bond (as opposed to short-dated money market instrument) to be issued since March 2010. And the day before it was officially announced, the ten year Greek bond yield reached 5.89%, the lowest closing level since January 2010.
Greece has not figured much on the world's radar this year but there have been a few other noteworthy firsts as well.
Two months ago, Prime Minister Samaras gave an interview in which he estimated the country would reach a primary budget surplus of €1.5bn for 2013, one year earlier than planned. European officials expressed some scepticism and cautioned that euphoria should be postponed until the figures are formally released on the 23rd of this month. The Eurostat / ECB data on the subject does suggest this would be a stretch, but it also shows that such a surplus (which ignores the cost of debt interest) would be the first to have been run by Greece since 2002.
Less uncertainly, there was another first announced at around the same time: 2013 saw the country's first current account surplus since records began in 1948. This was partly due to falling imports – but tourist receipts were up 15% to reach a new record and exports rose too as lower wages led to greater competitiveness.
As ever it is imprudent to consider only the upside. Greek unemployment seems at last to have peaked, but remains at an eye-watering 26.7%. Serious civil unrest remains a threat; only yesterday a car bomb in Athens went off outside the central bank building (though no one was hurt). Politics is still an area of concern too, with an unpredictable radical left coalition leading polls and the nationalist far right coming in a consistent third.
Nevertheless: forecast data from the EU Commission produced in February shows recovery finally taking hold in Greece this year and strengthening into next. This is consistent both with the broader European outlook as it stands, and with the consensus – though the latter's forecasts are more bearish in numbers terms. The road ahead is dangerous but the new bond issue is another step in the right direction. Eurydice is almost at the threshold of Hades; it is now more believable that she will not have to turn back after all.


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Just like devices and applications, new network security threats are popping up all the time--causing massive problems for both businesses and their end-users. One of the more notable types of malicious attacks that have dominated the headlines this year is ransomware. In this week's episode, we outline six steps that will protect your business from a ransomware attack.
Video Transcription
Hey what's going on everybody! My name is Danny Mareco, welcome back to the WiFi minute. The foundation for every enterprise-grade wireless network today is security. That'll be our focus for today, more specifically, ransomware. How do you protect your business against a ransomware attack? I've put together 6 must-follow best practices that you're definitely not gonna want to miss. Let's get to it.Let's put 60 seconds up on that clock, roll that intro music.
Number 1. This is a basic rule, but it is a critical rule. You need to always keep your data backed up somewhere off of your network.
Number 2. Make sure you use a mail service or some sort of an appliance that can scan or detect for phishing emails. As the name would suggest, phishing emails are used to bait the end-user into opening that email. Once opened, your data is either encrypted right there or you're taken to a website where the hacker can steal your personal information by tricking you into logging into what you think is a safe website.
Number 3. Train your employees to know what a phishing email looks like, oh, and more importantly, train them to not open it! If they do, they might run into something like this...
Number 4 comes in two parts, 4a and 4b. 4a is unfortunately, not to be a debbie-downer, but in the event of a ransomware attack that you have a specific plan on how to handle that situation. And 4b is making sure that all of your staff, your employees, everybody involved understands what those procedures are.
Number 5. You need to use some sort of malware or email scanner that can actually prevent ransomware from running at all.
And finally number 6. This is foundational for every enterprise-grade wireless network out there today, you need to have a next-gen firewall. For example, a Fortinet firewall that can scan emails in whole and then quarantine them if they find ransomware.
Okay so that was 6 different steps on how to protect your business against a ransomware attack. Okay so that'll do it for me this week, I hope you guys found some value out of that, if you did, hit that like button, please subscribe to the channel, we got tons more videos coming up. As always you guys have been awesome, I've been Danny, and we'll see you next time.


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"Women Plenty For My Life Sha" – Davido In Valentine Message To His Daughters, Babymamas & GF
Davido wished the women in his life, including his daughters, their mothers and the love of his life, Chioma; happy Valentine's day in a new post on social media. The singer decided to celebrate the women in his life with an interesting post in which he admitted that there are a lot of women in his life.
See pictures below.


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I don't often talk about the illnesses I live with but for today I am. Before I became ill, I was an active mum and minister. I enjoyed taking the boys out on walks in the woods, countryside, and fields. I loved watching them explore and we always brought home acorns, twigs, pine cones, etc. in little sandwich bags. I enjoyed working with children. I loved planning programmes and crafts and then spending time getting to know the children in our church. I taught Sunday School, Junior Soldiers, worked at summer camps, etc. I also enjoyed teaching/preaching. I am more a teacher than a preacher.
I was quite active with all these things until 2010 when my life changed. I had sinus surgery in March and then later that year I had swine flu. This was also the year I became a British citizen and went to Brengle Holiness Retreat. 2010 was a great year in many ways despite the surgery and illness.
I began to feel exhausted anytime I did something. If I did a programme at church, I had to rest for a day or two to get over just doing the one programme. Then my back began hurting all the time, little did I know then how much that would affect me now.
In 2011, we moved from Kendal to Gateshead. I still was always tired, not able to think straight and just simply had to rest a whole lot. I wasn't diagnosed with chronic fatigue syndrome/M.E. until 2012 because frankly, I did not want to waste the GP's time. I just thought I needed to get over it and move on. I was told then I should really take some time off to help myself to get better. However, I worked for an extra year until I literally could not do it anymore. I had to stop because my body was not cooperating.
I went off work on the sick in December 2013. Doing this completely changed my life. I had to learn to pace myself in everything I did. I learnt that I needed to rest more often than I liked, for example having to have a nap everyday just so I can the energy to do the simple things I do. I began to get into a routine.
Then, pain set in. I was having pain in my lower back. I was finding it harder and harder to walk. I went to the pain clinic to try to figure out what was causing my pain. I was diagnosed with facet joint syndrome- basically arthritis in the lumbar joints on the sides of the spine between the vertebrae. I was also diagnosed with fibromyalgia due to the intense nerve and muscle pain throughout my body. I got to the point that in 2014 I ended up having to have a wheelchair to get around outside the house, as I was totally confined. To add to this, I have Vitamin D deficiency, asthma (18 years), psoriasis (10 years), and anxiety/depression (16 years).
There have been many emotions to deal with through all of the changes. I have gone through stages of grief of who I once was, what I used to do, and just how life has changed. I have had to learn to depend on others, which has been one of the hardest things to do. I need helping getting dressed, drying after a shower, etc. I can no longer cook, clean, or do things spontaneously. I have struggled with loneliness, frustration, anger, etc.
Yet, I have not been able to go through this alone. My Lord and Saviour, Jesus Christ, has been my Rock and my strength. I also have an amazing husband, Mark, who really does a fab job of looking after me and the boys. He is indeed a blessing from God and I am so glad God chose him for me.
I have found that my faith has grown stronger in the Lord in these days. I have more time to pray and to study the Word than ever before. I am grateful for the sacred moments. In the midst of the physical pain, I listen to worship music and use my creative talents to create cards and crafts. I knit prayer shawls, blankets, toys, etc. for other people. So, I keep myself busy, just in different ways.
People have challenged my faith saying that my faith isn't strong as if it were I would be healed. I find that it's greater faith to live through all of this with joy and hope than it does to be healed. I never would have guessed how God would use me for his glory despite of my limitations.
I enjoy praying for other people. I have seen answers to prayers, which is a blessing and a bonus. I enjoy creating things for people, it gives me delight to know someone is blessed by something I made them.
My prayer is God will use me in any way he desires all the time. I am determined to be positive and give God the glory despite of the circumstances. I have learnt to give thanks and pray in all circumstances. I desire to have a joyful spirit that is contagious for others to catch.
No matter what the future holds, God is in control. I surrender all to him. God is my everything. Jesus is Lord. The Holy Spirit lives in me. My life is secure in his hands. I am truly blessed.
I hold on to the following verses each day to get me through:
Even though the fig trees have no blossoms, and there are no grapes on the vines;
even though the olive crop fails, and the fields lie empty and barren; even though the flocks die in the fields, and the cattle barns are empty, yet I will rejoice in the Lord! I will be joyful in the God of my salvation! The Sovereign Lord is my strength!He makes me as surefooted as a deer, able to tread upon the heights. -Habakkuk 3:17-19
My health may fail, and my spirit may grow weak, but God remains the strength of my heart; he is mine forever. -Psalm 73:26
For the Lord your God is living among you. He is a mighty savior.He will take delight in you with gladness. With his love, he will calm all your fears. He will rejoice over you with joyful songs." -Zephaniah 3:17
Always be joyful. Never stop praying. Be thankful in all circumstances, for this is God's will for you who belong to Christ Jesus. -1 Thessalonians 5:16-18
Each time he said, "My grace is all you need. My power works best in weakness." So now I am glad to boast about my weaknesses, so that the power of Christ can work through me. -1 Corinthians 12:9
The faithful love of the Lord never ends! His mercies never cease. Great is his faithfulness;
his mercies begin afresh each morning. I say to myself, "The Lord is my inheritance;
therefore, I will hope in him!" -Lamentations 3:22-24


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Sharp's Woods Preserve
27 acres
27 acres
Sharp's Woods Preserve is an island of nature surrounded by the suburban development of Easttown Township. The headwaters of the Darby Creek run through the woods, surrounded by a mix of meadows and marshlands.
Sharp's Woods has the distinction of being Natural Lands' first nature preserve!
Sharp's Woods Preserve, Byrd Drive, Berwyn, PA, United States
In 1953, Natural Lands purchased 15 acres of woodlands from the estate of Mary Morris—thus establishing the then-fledgling organization's first nature preserve. The preserve has grown in size since that time with purchases of adjacent parcels.
Places Nearby


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Submitted by Jason Merchant, MD, and Mitchell S. Komaiko, MD.
54 year old man with no significant past medical history presents with left lower quadrant pain since this morning. The only precipitating factor he can recall is tripping and falling forward while walking earlier in the morning. He braced his fall on outstretched arms, then lightly hit his chest and abdomen
Shown below are three non-contrast CT images through the abdomen at the level of the kidneys:
What is the next most appropriate imaging study to order?
- Renal ultrasound
- Intravenous urography
- Contrast CT with delayed images
- Renal Nuclear Medicine Scan
- Angiography
Next Page >
We welcome your feedback, please send questions and comments to Marcel Maya, MD


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Every now and then you end up doing a project just because you want to do it. It would be nice to have a widget or gadget on your Jeep, not because you need it, but rather just because you can. And hey, if it makes things easier while you are out wheelin', so much the better. This is, in my opinion, one of those projects.
Since you are reading this on my web site, there's a really good chance you are a TJ owner. And being a TJ owner, you know that the front end suspension of your lifted TJ has a tendency to unload when you are going up hill or trying to climb up an obstacle. The weight transfers towards the rear axle, the front end gets lighter, your springs extend, and you get less traction. If it is steep enough and the suspension unloads unexpectedly, you can find yourself going over backwards. OUCH!
There are times when compressing the front suspension can make the difference between flopping or making it over the obstacle. The infamous Currie Fire Ant was one of the first competition rigs (that I am aware of) to employ a method by which the front coil suspension could be compressed as needed to provide better handling in certain circumstances. While my rig is oh so far from being anything like the Fire Ant, I borrowed the compression idea to see if it could make a difference on my TJ when playing off-road. This write-up covers the major points of the project.
It all starts with the acquisition of Warn Industries new 2.5s ATV winch. The 2.5s is an updated version of the 2.5ci which is still available. The changes to the 2.5s include a mechanical brake and synthetic rope. A friend is doing this same project but with the 2.5ci. We'll find out just how much difference, if any, exists between the two winches.
If you haven't figured it out by now, the ATV winch is going to be the means by which the front suspension is compressed. Reel cable in, suspension sucks down to the bump stops. Release cable, suspension returns to normal ride height.
At this point, I need to make note of the phone conversation I had with Warn's customer service department when this project was first starting. I called them to ask a couple of questions about the 2.5s, since it was listed as "NEW" on their web site and the local Warn dealer didn't even have a part number for it. I explained to them what I was doing and was immediately informed that my application was not the intended use for the winch. They didn't tell me that installing it in this fashion void the warrantee, but then again, I didn't ask. I reminded him that lots of competition rigs that proudly display the big red "W" use these for just this purpose. (no response from customer service rep)
I ordered the winch from 4 Wheelers Supply here in Phoenix, Az. It was drop shipped to my house from Warn (via UPS) but I never received it. Either it was stolen or never delivered (another package from a different vendor was delivered that same day by UPS and it was not removed from my front porch). 4 Wheelers helped get things straightened out and I ended up driving down to their shop to pick up another (just like it) that they had ordered for stock.
Just like the winch you have on your front bumper, this one comes with everything you need for the project except for the winch mounting plate. I ended up with a couple of parts that do not get used in the project, such as the roller fairlead and the winch hook. Unlike the 8K winch that may be on your front bumper, this one doesn't have a big ugly relay control box. It has a fairly compact electrical actuator attaches to a small rocker switch that you use for controlling the winch. The power leads are all 6 gauge wiring.
With good suggestions from BobP and Troy, I spent part of a day working through some trial and error test fits in an attempt to come up with a workable mounting solution.
Once the cardboard templates had been finalized, I transferred the shapes to some 1/4" steel and made a stop at the the band saw. A blending disc took off the sharp edges (to save my finger tips) and I punched the mounting holes for the winch body into the base plate.
After more test fits with the winch both on and off of the base plate, the two pieces of the mounting plate were spot welded together. Right then, I realized that I should have taken the opportunity to punch the other mounting holes in the support plate. Oh well, not the first time an opportunity was missed. I grabbed a drill and made the remaining three holes.
I was very pleased with the fit at this point. You can see the three holes in the support plate. I decided to not worry about the four bolt heads that anchor the winch to the mounting plate. At first, it looked like counter sinking was going to be required. After looking at it for a while, we determined that nothing would be gained by recessing the bolt heads. You can see a couple of the mounting bolts sticking out of the top of the plate. They had to be there to get the correct plate spacing off of the upper spring bucket when marking the holes in the support plate.
More of Suck-down Winch
4x4 Off-Road Homestead Firearms RC Flying


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CANCELLATION OR DELAYED OPENING OF SCHOOL- If the weather conditions or other emergency situations indicate that schools will be closed or have a delayed opening, notification will be sent to parents in the morning via School Messenger (voice, text and email). Announcements will also be made by 6:30 a.m. on the radio and television stations listed below. All decisions will be based on the most current weather forecasts available and observations of road conditions.
If parents are concerned they do not hear or see Ledyard Schools listed, cancellations will also be posted on the district website: www.ledyard.net
DELAYED OPENINGS- Should there be a need to delay the opening of school, Ledyard Public Schools will open 2 hours later.
For students in Grades K-12, transportation will arrive approximately 2 hours later than usual.
EARLY SCHOOL DISMISSALS- It is sometimes necessary to close schools earlier than usual because of emergency situations such as storms, loss of heat, etc. Parents should discuss this possibility with their children and make contingency plans for younger children to enter their homes or go to a neighbor if no one is at home. In case of an early closing, announcements regarding dismissal times will be made by School Messenger (voice and email) and the same stations and web sites that notify parents/guardians of school cancellation.
In the event that an emergency early dismissal is needed, the schools will follow the schedule listed below:


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The growing popularity of Novel Psychoactive Substances (NPS) is causing wide confusion among the public. This briefing paper is intended to provide basic information for teachers and practitioners willing to include these substances in their alcohol and drug education programme.
To access a full update on the Psychoactive Substances Act and its implications, please see 'Psychoactive Substances: what schools need to know about the new law'.
This briefing paper is part of a series produced by Mentor ADEPIS on alcohol and drug education and prevention, for teachers and practitioners.
- Delivering Alcohol and Drug Education: Advice for teachers
- Building resilience and character in young people
- Early intervention and prevention
- Making it inclusive: Alcohol and drug education in multicultural settings
- E-cigarettes and Nicotine Containing Products (NCPs)
- Efficient needs assessment in schools
- Identifying and supporting children affected by parental substance use
- Caffeine and energy drinks
- Four questions to ask as school governor
'Legal Highs' and Novel Psychoactive Substances Resource Update. The Psychoactive Substances Bill
In the light of the recent policy developments of legislation against Novel Psychoactive Substances (NPS), this briefing paper intends to update teachers and practitioners willing to include these substances in their alcohol and drug education programme about potential changes of approach to NPS regulation in the UK.


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EC2 Male To EC3 Female No Wire Adapter
Plug your EC2 equipped LiPo Battery into any EC3 equipped model. EC3 is standard equipment on most Horizon Hobby E-Flite, Blade and Parkzone aircraft models. Plug and play wireless solution. Also makes a great charging adapter. Easy solution at an affordable price!
We Also Recommend


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FC: It was the year1931 when the Pentagon was made.In 1932 a zombie apocalyps happened at the Pentagon. The four employes Steve Jones,Roger Williams,Stew Stembler, Jhonny Jhonson. BY:JD OCHOA
1: They take the night shift, and they all go to a table to have a converince.Roger hears a noise and he says "It sounds like someone is breakimg in."Then out of the door a zombie comes out.
2: The zombie breaks the glass and comes for everyone.So then Jhonny presses a button on the wall, and all these guns come from a secret room. They open a door,and go into a lobby.
3: It was level 1 an about seven zombies came at us. plus in order to buy guns you must earn money.so every time you kill a zombie you get 20 dollars,and every time you rebuild a barrier its 10 dollars.
4: It is round 10 its time to go to the computer room.To get down there you have to get in the elevator.The elevator cost $250 dollars so you use the elevator to get to the computer.
5: Its round 20 so there about 70 zombies after us.Roger,Steve,Stew are on the floor crawling.Cause if you get hit by zombie twice you get hurt.
6: Theres a perk called 'Revive" so you can heal your partner up. Next you open a nother elevator,and go to the science room to turn on the power. you can buy all the guns you need.Finally you go into the teleporter,and go in the room where zombies cant get you,and you can upgrade your guns.Its round 70 there are about 2000 zombies so Jhonny,Stew,Roger,STEVE RUN OUT OF AMMO AND DIE.
8: "Our memories of the ocean will linger on, long after our footprints in the sand are gone."
14: "Mi corazon esta en Mexico"
20: "A vacation is having nothing to do and all day to do it in." Robert Orben


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call their suppliers and say you know that there's a dealer close by if you have a problem" he said And it's no coincidence that the car's initial design and failed on both counts Murray finished his Hall of Fame career with 504.
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Sunday, 30 November 2008
My Illustration on Set of Channel 4 Show 'The I.T Crowd' !
The people behind the C4 show 'The IT Crowd' asked me if they might be able to use my work (the family portrait above) for the set for season 3, obviously I said yes. It aired last week, here are some pictures of my work on set!
(All photos copyright of Channel 4 and the IT Crowd)
Tuesday, 4 November 2008
Finally, Here are some final designs for SuzukiDen
Sorry it took me a while to upload them, I've been moving house/moving city/ haven't had the internet.
More things to come...Including something on a Channel 4 Series!!ooh
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- Louise Zergaeng Pomeroy
- Louise is an illustrator based in London. After graduating from Kingston University, Louise went on to win a D&AD New Blood award for her book of illustrated shorts 'I Married a Toyboy Convict'. Recent clients include Random House, No Brow, Super Superficial and Suzuki Motoden. Contacts: firstname.lastname@example.com (preffered email adress) All work Copyright of LOUISE ZERGAENG POMEROY
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