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Tromso is one of the northernmost habitable regions of Norway, and this wintery, mountainous city attracts skiiing and hiking enthusiasts throughout the year. Winter visitors come for the amazing ski slopes and a chance to the see the Northern Lights. During this season, Many Tromso locals leave town on their own vacations to warmer climes, so you'll get more for your money if you check out the Airbnb options in the city. Expect to find houses with excellent views for rates between $100 and $200, or simpler apartments for as little as $40 per night.
Tromso offers a wealth of alternative accommodations. Tromso Bed and Books is a perennial favorite, which is actually a pair of houses available for rent room-by-room or as a group, starting around $80 per night. This unique hotel also offers boat rentals, all at an affordable price. Another option for around $60, Home Sleep Tromso, offers the quiet retreat of the hilly suburbs with convenient access to downtown via bus.
In the peak summer hiking season, prices for high-end Tromso hotels along the waterfront drop. Traveling in June or late summer will open up additional options at luxury Tromso hotels such as the Radisson Blu, the Thon Hotel Polar, or the Amelie Hotell for approximately $100 per night. The Clarion Hotel The Edge offers even more luxury, at only $115 average per night.
© 2020 Hipmunk® and Concur® Hipmunk® are trademarks of Hipmunk, Inc. and Concur Technologies, Inc.


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Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to us—see our Privacy Notice).
Surveys and reports from Nevada State Bank provide not only valuable data, but also expert commentary on economic and financial issues.
Get quick answers to common questions about our products and services.
Find out when bank offices will be closed for official holidays.
Contact us by phone, mail, or email. Find a Bank or ATM near you. Schedule an appointment.
Nevada State Bank has a series of calculators designed to help you plan everything from a car purchase to your retirement.
Nevada State Bank proudly offers resources you need to make informed decisions about your finances.
As a depositor at Nevada State Bank, we want you to know how your deposits are insured and how you can increase your amount of insurance protection.

subset: commoncrawl


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Thomas Poarch
Thomas Poarch: award-winning actor/writer and former Peace Corps English teacher (Africa), cowboy line dancer/DJ, magazine research editor, and Notary Public. Still the son of a preacher man. TV credits include: Blue Bloods, One Life To Live, As The World Turns, All My Children, Titans of Gefa (starring with Hal Ozsan & Finola Hughes), Home Court (Nickelodeon), and numerous commercials.
Currently in the Off-Broadway hit, The Awesome 80′s Prom, other theater credits include: The Best Little Whorehouse in Texas (Governor/ nat'l tour); Urban Cowboy (Marshall/ Broadway reading); Victor/Victoria (King Marchan/ first NYC revival); and Terms of Dismemberment, directed by three-time TONY winner, Hinton Battle.
Film credits include: several award-winning shorts; the lead role in Shave, produced by Oscar-winning, Killer Films; and the indie feature, The Ones You Love. He is also an improv actor and graduate of Upright Citizens Brigade, National Comedy Theater and, Tragic Improv.
As a writer, Thomas collaborated with Broadway writer/director, Phillip Oesterman, to co-write Take This Show and Shove It! – a country-western "soap-Opry" musical comedy. It was premiered in Houston, TX by Broadway producer, Stevie Phillips (The Best Little Whorehouse in Texas). It also played in Los Angeles, CA, at the Cinegrill in The Hollywood Roosevelt Hotel, and in New York at The 13th Street Theater. Thomas starred in all three productions. Thomas is a proud member of the Writer's Guild of America (WGA East). Currently Thomas is collaborating with friend and fellow actor/writer, Kevin Coyle, on an original web-series.


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Directed by JOHN STURGES Screenplay by ELMORE LEONARD
For the first time in movie history, Clint Eastwood wears a derby.
Other than that, it's business pretty much as usual in Joe Kidd, a leisurely Eastwood western in which the star is presumably recuperating from the rigors of his recent Dirty Harry and Play Misty for Me. In the title role, Eastwood is the leading maverick of Sinola, N. Mex., a town in the grip of a land war between the Anglo settlers and disgruntled Mexicans, led by a firebrand named Luis Chama (John Saxon).
When Chama roughs up one of his hired hands,...
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Jost Vineyards
The Tidal Bay designation of this wine represents a unique and recognizable style which is purely Nova Scotian.
Pronounced and seductive, Jost Tidal Bay draws you in with wisps of honeysuckle and rose petals, leading to deeper aromas of ripe white peach, balanced by hints of pink grapefruit and lemon. A touch of spice lingers in the background, adding depth and character. A unique blend of L'Acadie, Ortega and Muscat.
- Blend: 73.5% L'Acadie Blanc, 15% Ortega, 11.5% Muscat
- 11% Alc/Vol


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Your message has been sent.
Delivery Estimate 15 days Delivery date is approximate and not guaranteed.
Countries Shipped to Canada, Denmark, France, Germany, Hong Kong SAR China, Italy, Japan, Netherlands, Norway, Saudi Arabia, Singapore, South Korea, Spain, Sweden, United Arab Emirates, United Kingdom, United States
Wooden Wireless Lamp
Wooden Zebrano Tripod
Aluminum Wireless Lamp


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Rocky River Fly Fishing
About the Rocky River
The main branch of the Rocky River is a little over 12 miles long and begins at the confluence of the East Branch Rocky and West Branch Rocky rivers in North Olmsted. Along its course, the Rocky River serves as the jurisdictional divide for the cities of Brook Park and North Olmsted, Cleveland and Fairview Park, Cleveland and Lakewood and finally Lakewood and Rocky River. The river empties into Lake Erie between Lakewood and Rocky River. Headwaters for the 35-mile East Branch and 36-mile West Branch are in Broadview Heights (Cuyahoga County) and Montville Township (Medina County), respectively. A North Branch rises in Granger Township (Medina County) and flows into the West Branch in Medina. The entire Rocky River Watershed is 294 square miles (188,160 acres) and contains portions of Cuyahoga, Lorain, Medina and Summit counties.


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Small Changes that Will Make a Big Difference to Your Performance- Max Prokopy
Today I am excited to welcome Max Prokopy to the show. Max has his masters degree in exercise physiology and a member of the UVA Speed Clinic. At the Speed Clinic they help people runners and walkers optimize their gait to remain injury free and increase their performance. Max and his team have helped both elite level runners to age groupers, and from age 10 to 80 come through their 2.5 hour evaluation process.
When you arrive at the clinic you will run a little, watch a lot of video, and perform a battery of examinations to gauge your current abilities. After this thorough examination you'll have not only a grasp on where you can improve, but precise instruction on how to improve that form in your daily running.
This includes a 3-D representation of your running from the sensors placed on your body during the testing, along with another dozen pages of charts, graphs, and detailed instruction on what your "homework" is after you leave the clinic.
The beauty of the Speed Clinic is that it's not just for the injury prone runners, but for runners at any level who want to improve their performance. The key to getting the most out of your visit, regardless of where you are in your running, is to have an open mind to the information you'll learn there, and how long it will take to implement.
One of the most common questions that Max gets is whether orthotics are a good thing for runners. This is a tough topic and one that is tough to nail down with a concrete answer. As running is a dynamic activity and the fitting of it is static, monitoring of an orthotic must be done over time, and incremental changes should be made over this time. This can be a process that takes up to a couple of months and is a process you should go through with the fitter of your orthotic.
Other topics we discuss are:
- What the UVA Speed Clinic is all about and what you can expect in a visit there
- Why running form is so important for performance and injury prevention
- The benefits and drawbacks of Orthotics
- When Motion Control shoes are necessary and when runners should go Minimal
- DNS – Dynamic Neuromuscular Stabilization
Max says that the most common gait faults in his examinations include things that can be adjusted in your daily life. Tight ankles, tight hip flexors, and weak buttocks are often the result of these environmental factors impacting your running form in the end.
If you're not able to make it to UVA, you can do a quick self assessment yourself (one straight on and one from the side), be sure to look at:
- Your posture – Is it vertical or are there a lot of curves and kinks?
- Footstrike – is it straight below you or out in front?
- Midstance – are your arms hanging out, are you balanced at this point in your gait?
Or download the Full Audio MP3 to listen to on any device (Android and Windows) on your next run.
Want more awesome interviews and advice? Subscribe to our iTunes channel
You can also download directly to your Stitcher Radio app
May we Ask You For a Favor?
Thank you again for listening to the show. If it has helped you in any way or you know another runner who could benefit from what we talked about today, we would really appreciate if you would share it using the social media buttons on the side of the page.
We would love if you could leave a review for the podcast on iTunes for us. It would really help us grow. Here is a YouTube video demonstration of exactly how. Thank you!
And lastly, if you have any questions you can email email@example.com or leave us a voice message at (617) 356-7969 or click the voice message button on the right side of the page.
Links and Resources mentioned in this Interview:
Are You Ready To Go Minimal Video
Runners Connect Form Course (featuring Jay Dicharry)
Please consider giving us a review on iTunes by clicking THIS link. You can follow this YouTube Video of a Demonstration of How to Leave a Review. Thank you in advance


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You won't be getting your daily dose of fruit 'n' veg from this dozy store owner!
You won't be getting your daily dose of fruit 'n' veg from this dozy store owner!
Have you got it?!
The future of skin bleaching looks pale (if you'll pardon the pun) since Wacko Jackos' passing on.
– Well not according to this parisian entrepreneur
Found them yet?
The stuff is fucking everywhere!!
Pauvre teddy 😦
The metro is a proper shithole.
A hard to find fast food restaurant chain in Paris – Mc Donald's
Aaaah! Quel beau Spectacle!!
En avant la musique…
A-well-a, everybody's heard about the bird
Bird, bird, bird, b-bird's the word
Papa-ooma-mow-mow, papa-ooma-mow-mow
Papa-ooma-mow-mow, papa-ooma-mow-mow etc…
Trader – it's a hard life!
Paris by Night – A unique experience not to be missed.
Jeebus : 'If you want to be perfect, go, travel the metro and give to the poor, you will have treasure in Galleries Lafayette. Then come, follow me to Fauchon.'
-Matthew 19:219
'The steets of Paris contain the finest collection of dog shits I ever saw.'
-Humphry Davy
Mc Donald's international super food store in Paris has issues with their Engrish!


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Jewell Lodge No. 94
John Woolf
Bill Greenough Memorial Scholarship Award.doc
Bill Greenough Scholarship Eligibility.doc
Right Worshipful Eric Gregoire Receives
Major General John Sullivan Distinguished Service Award
Our Mission
Famous Masons
Ben's Worried
A Timely Chat With a New Freemason
A Simple Charge To The Fraternity
To obtain the Registration Code, please contact Tom Harrington
By Nathan Franklin Carter, Trueworthy Ladd Fowler
Jewell Lodge, No. 94, A. F. and A. M., was organized April 7, 1879. Its charter members were, Edmund E. Truesdell. Augustus B. Johnson, John P. Johnson, George P. Cofran, Nathaniel Head, Charles Williams, David L. Jewell, George H. Larabee, George P. Little, Oscar B. Truesdell, Enoch H. Holt, James M. Young, Frederick E. Northrop, Joel M. Corbin, Otis S. Eastman, William Wainwright. Lewis S. Dearborn, Henry M. Hadley, Martin R. Sawyer,. John B, Haselton, Charles P. Bridgman, Josiah W. Dudley, Edwin P. Northrop, Retyre M. Davis, Benjamin L. Culver, Joseph L. Hosmer, William F. Head, George A. Robie, Ebon H. Nutting, Samuel S. Ordway, Charles P. Morse, Addison N. Osgood, Alonzo Osgood, Charles F. Hildrcth, Clifton B. Hildreth, Charles A. Seavey. The following were elected officers:—George 11. Larabee, M. W.; Charles P. Bridgman, S. W.; George P. Little, J. W.; Charles Williams, treasurer; John B. Haselton, secretary ; Oscar B. Truesdell, S. D.; Enoch H. Holt. J. D.; Frederick E. Northrop, S. S.; Henry M. Hadley, J. S.; George W. Kuland, chaplain ; William Wainwright, tyler.
The present officers are, George E. Miller, W. M.; Eugene S. Head, S. W.; Thomas H. Bunney, J. W.; Jacob E. Chickering, treasurer; Almon A. Blodgett, secretary; Frank S. Blodgett. S. D.; Walter S. Cass, J. D.; Henry A. Stetson, chaplain ; Moses H. Knox, S. S.; George W. Robinson, J. S.; Fred H. Pratt, marshal; William W. Foss, tyler. George H. Larabee, Charles P. Bridgman, Edmund E. Truesdell, Enoch H. Holt, Rufus M. Weeks, George P. Cofran, are past masters. The lodge is in a flourishing condition. Present membership, eighty-four.
Hiram Chapter, No. 24, R. A. M., after working under a dispensation from November, 1892, was chartered May 15, 1894, with the following members: Rufus M. Weeks, George H. Larabee, Charles H. Smith, Edmund E. Truesdell, Thomas H. Bunney, Charles A. Bailey, Eugene S. Head, Nelson T. Marsh, George P. Cofran, Frank P. Reed, Benjamin L. Culver, Enoch H. Holt, George P. Little, Bert J. Fellows, Bela H. Emerson, Eleazer F. Baker, James B. Tenuant, Warren Tripp, James F. Fowler, Addison N. Osgood, Edwin P. Northrup, and Joseph H. Dearborn.
The necessary officers to complete the organization were chosen as follows: Rufus M. Weeks, excellent high priest; George H. Larabee, king; Charles H. Smith, scribe; Edmund E. Truesdell, treasurer; Eleazer F. Baker, secretary; George P. Cofran, captain of the host; Edwin P. Northrup, principal sojourner; Enoch H. Holt, royal arch captain ; Bela H. Emerson, master of the third veil; Eugene S. Head, master of the second veil; Thomas H. Bunney, master of the first veil; Moses Henry Knox, chaplain ; William W. Foss, tyler.
Stated Meeting - 7:30 PM on the Third Monday of Each Month. Dark Jan & Feb.
Visitors are welcome from 6:30 PM until 7:30 PM.
Visiting brethren are always welcome.
Hiram Chapter -
Meets 2nd Monday (except Jan - Feb)
Featured Writer: Bro. John Loayza
Lodge officer responsibilities include the assurance of continuous growth...
The Bible is properly called a great light of Masonry, for from the center of the Lodge it pours forth upon the East, the West, and the South its refulgent rays of Divine truth. The Bible is used among Masons as the symbol of the will of God however it may be expressed.


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Don't Stop the Dance
December 16, 2018
TasDance in Launceston staged its end-of-year show over the weekend and I went because our son does the hip hop class there. It quickly became apparent that dance, like music, can inspire all manner of grace in every part of the population. If you've had the chance to see the Australian television program Don't Stop … More Don't Stop the Dance


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Wizard Versus Monsters
Played 1537 times
Wizard Versus Monsters game information:
Defeat evil monsters trying to invade. Play with mouse. Proceed with mouse. Select skills (fire, ice, heal, etc) with mouse. If enemies reach mid screen, you take damage. To evade, click on Evade. Everything is done with the mouse. It takes some 5 to 10 minutes to beat the game. Action RPG.
How to play:
Check description.
Add this game to your website or blog!
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IT pros granted Windows 8.1 Update deployment reprieve
IT pros can now install the Windows 8.1 Update but are not forced to do so before next month's Patch Tuesday.
In a
Distributing Windows 8.1 update with WSUS? Not so fast
Enterprises excited to get their hands on the latest Windows 8.1 improvements -- including features focused on easing keyboard-and-mouse usage -- might have to wait a bit longer. Microsoft pulled the Windows 8.1 update released yesterday because of an issue with
Microsoft delivers MVMC 2.0 conversion tool
This is a busy week for Microsoft releases. In addition to delivering the latest Patch Tuesday updates, the company delivered Microsoft Virtual Machine Converter (MVMC) 2.0, a stand-alone tool that converts VMware-based virtual disks and VMs to Hyper-V-based virtual...
April Patch Tuesday brings critical fixes for Office, IE and Windows
It's another light month of security updates, but admins should be aware that this is the last month to receive some of those updates. In its advance security notification, Microsoft said it would release four bulletins...
March in review: the top Windows Server news and content
In our monthly feature, we bring you the most-read content from the previous month and share it with you. For March, our readers were interested in the latest Patch Tuesday updates, how Hyper-V fits into Windows Server 2012 R2 and changes in System Center. What content helped you or your...


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Rotorua and Taupo (3 days)
3 days tour to Rotorua and Taupo. Famous for Geothermal activity, Maori culture and astonishing Nature.
We will depart in the afternoon from Albert Park on Wellesley St next to the Art Gallery. Please don't be late as we cannot wait! Rotorua is a 03 hours drive south of Auckland, passing through the Waikato Region where beautiful farmlands and rolling green hills can be seen. Rotorua is an adventure playground with many options of attractions and it's the centre of the Maori Culture in NZ.
After breakfast we will proceed to the city of Taupo which is 01-hour away from Rotorua where you can do the following activities:
Visit the Wai-O-Tapu Geothermal Park and Geyser; check out the impressive Huka Falls and the volcanic Lake Taupo.
You can also take part in adrenaline activities such as Bungy Jump; and Skydiving. In the evening when we're back in Rotorua you can enjoy the awesome Tamaki Maori Village
After breakfast we will spend all day in Rotorua so you can do all the remaining optional activities such as the Gondola and Luge, Sheep Show; Whitewater Rafting, Jetboating; Polynesian Spa; OGO / ZORB; and Agroventures. We will also have an opportunity to do some sightseeing around Rotorua visiting the Redwood Forest, the Blue and Green Lakes, and the Government Gardens.
We will be back in Auckland around 7:30 pm and you will be dropped off by Britomart.
Price Includes:
- Transport
- Guides (fully guided tours)
- 2 breakfasts
- 2 nights accommodation (shared dorm)
- Huka Falls visit
- Lake Taupo visit
- Discount on some optional activities
Under Age Policy:
Please Note that if you are under age (under 18 years old), you need to send us an authorisation form to firstname.lastname@example.com signed by your parents/guardian. To download the authorisation form click here


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In a our social service system, often times supported employment specialists and supported living providers are left to their own resources to support the complex needs of an individual with classic autism. The image below is a step-by-step process to help providers of home and community based services learn what, when and how to measure progress in communication, autonomy and independence for the customers we serve.
Get a download link for a printable poster size document of our Stair Steps to Success chart as special gift when you sign up for our email news letter.
Keep Informed: Sign up to receive news via email and your free gift.


text: Which Business Structure I should Choose in India? Submitted by CA Shashi Mohan on Mon, 08/07/2017 - 3:51am.Business Structure in IndiaAbout Author: With over 15 years of experience, Shashi Mohan has been responsible for the set up and operational management of over 150 overseas brands in India.Contact: email@example.com or +91 9818700482Shashi is also a Co-Founder at Excelor India Cons. Pvt. Ltd, www.excelorindia.comKeywords: Doing Business in India, Investing in India, India Civil Aviation Opportunities


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Thanks so much for being here for me!!
have a fantastic day!!
1,125 total views, 2 views today
Thanks so much for being here for me!!
have a fantastic day!!
1,125 total views, 2 views today
Wow Karen this is soooo beautiful.Love the bg and the soft colours in contrast to the bright on the photo 🙂 Congrats on your GD gig 🙂
what a stunning page!!! Love it…. hugs..x
Oh I love this… so soft and pretty – perfect for a shabby beachy layout. Just beautiful.
this one really does have that something extra special Keren … it's g.o.r.g.e.o.u.s.
Cool, congrats on the GDT and what a WOW layout to showcase their lovely papers. Well done! 🙂
What a beautiful beach layout, Keren~! Congrats on the GDT spot!
Soo beaujtilful Keren!!! Big congrats to you! xx
So lovely… and huge congrats on the 7 Dots spot – a match made in heaven!
Alison x
Love this! Off to check out the 7Dots blog. Big congrats!!!
So beautifully soft and that photo at the centre…the eye is just drawn to it! Super, super page…love it!


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Acorn Windows Homeless Show Box Appeal 2017
This year at Acorn Windows we are helping to support the homeless people of Nottingham.
We have collected shoeboxes and filled them with gloves, socks, toothpaste, toothbrushes, packets of food, drinks, biscuits and sweets for the homeless shoebox appeal. Each shoebox will go out to someone in Nottingham facing homelessness this Christmas.
- Tags: charity


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Grooving machines
Strip surface machining by metal-cutting
For some manufacturing processes (such as the production of hollow profiles) a narrow band of the coating layer is removed to allow the base metal to weld onto itself. This is an ideal application of the JULIUS grooving system. Scarfing single or multiple layers of the coating from the surface optimizes the welding process.
JULIUS offers different series for strip surface machining by metal cutting such as:
Series NU >Grooving machine
With one tool the grooving machine of the series NU removes a layer of coating from the strip surface. The tool can be adjusted vertically and horizontally.
Series TRINU >Grooving machine for up to 3 grooves
The grooving machine of the series TRINU draws up to three grooves into the strip surface with a max. distance of 10 mm (0.39") (in case of three grooves) or 20 mm (0.79") (in case of two grooves).


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How can New Mexico combat child abuse? The state had more than 6,500 victims of child abuse and neglect last year and almost half of those victims were 5 years old or younger. The child injury death rate in the state is 1.5 times higher than the national average. In most cases, biological parents caused those deaths.
Learn more on the PUBLIC SQUARE website.


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The Australian Queer community is facing a tough battle right now.
Our identity, lifestyle and basic human rights are being publicly debated, as though we are a new species of cane toad, rather than human beings. Many people in the Queer community have logged off, powered down and are patiently waiting out the storm. This is not through a lack of caring. This is because reading about how you are considered less-than over and over and over takes its fucking toll. If you are still online at this point in the same-sex marriage plebiscite shit-storm, I am going to presume you have read it all. I'm not going to get into the politics of this debate (though for the record, we at Get YA Words Out are obviously team YES). Instead I want talk about the importance of Queer YA in this current political climate.
A lot of us can look back on our childhoods and recognise how Queer we have always been. You remember crushes you had or movies you loved and although you didn't realise when you were a kid, as an adult it all screams QUEER. This general nonchalance about who we are and what we like comes to a dramatic end when we hit our teens. Suddenly you are hyper-aware of what you like, what your friends like, if you're cool, if you're weird and yes, if maybe you loved your 6th grade teacher so much not because she was very good at teaching, but because you are GAY. Often there is a singular moment of recognition. For me it was a kiss between two girls on an episode of Neighbours that I got WAY too excited about. For others it's reading a Queer character in a book and thinking 'that's me'.
The existence of this for young adults is so damn important. Let's take a second to tie it back in with what's happening in Australia right now. Imagine a Queer eighteen year-old who lives with their parents. This person is not out to their family. Their postal vote arrives and dear old mum knocks on the bedroom door, tells this person to tick a box right there in front of her so she can pop them into the post on her way out this afternoon. Imagine if the entire family is voting 'no'. What would this closeted Queer do? Out themselves before they are ready, potentially risking their safety and the roof over their head? Vote no? Offer to drop off the post themselves despite how suspicious that sounds coming from a teenager?
I'm not sure what I would do in that scenario. What I do know is that if Queer young adults can't find safety or support within their families, there needs to be somewhere else. That is why Queer YA is so vital. If you can find yourself in a book (or film, or any kind of cultural media), it validates your identity. If you can then go online and join the forums and fan-bases for that Queer character/book, suddenly you find yourself part of a community. Someone's life can be completely altered by a single character in a single book.
That is why I write Queer YA.
That is why we must continue to write, publish and promote a wide range of AusQueerYA, covering all identities, all communities, all cultures, so that everyone knows that they are not alone. We need more representation of diverse sexualities and genders, more characters of colour and of different faiths. We need real stories, like Nevo Zisin's. We need historical YA. We need to cover all the genres of fiction, because a Queer sci-fi reader needs to find their place too.
My Instagram has been flooded with people sharing their 'YES' votes this week. Publishers are changing their logos to rainbows and high-profile authors are using their platforms to spread awareness and love.
Keep doing this.
Even after the plebiscite is over. Even after same-sex marriage is legalised. Homophobia is very real in Australia and will persist no matter how many queer folk get married. And when the weight of all that hits you and you consider giving up, when you consider if it's worth taking all of this shit over a book: Keep writing. Keep writing for the people who don't have the chance, or safe space, or time to write their stories. Write knowing that you are not alone.
Your story matters. Queer YA matters.


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Tuesday, April 9, 2013 | 1 comment
Housing forecasters remain optimistic that property values will continue to increase over the next several years and exceed pre-bubble rates by 2017, according to the first-quarter Zillow home price expectations survey.
Based on predictions from 118 economists, real estate experts, and investment and market strategists, these respondents believe home prices will end 2013 up on average 4.2% and rise cumulatively by 22% over the next five years.
Similar to this year, survey respondents anticipate home values will escalate another 4.2% in 2014 before moderating somewhat to annual appreciation rates between 3.6% and 3.8% over the next three years. With an annual 4.1% prediction in housing unit prices expected between 2013 and 2017, this represents the first time the average annual growth rate has surpassed pre-housing bubble (1987-1999) since the Seattle-based analytic firm began its survey three years ago.
The most optimistic of panelists predicted a 6.1% increase in home values this year, while pessimistic economists projected for an average jump of 3%. Furthermore, through 2017, the outlook for cumulative home price change projections ranged from 34.2% among the most positive quartile respondents to 11.7% for the most discouraged housing forecasters.
NOTE: These predictions cannot be used to discuss any specific area.They are for the whole of the Country. In my area, Silicon Valley, these folks are about 2 years behind the times. In other parts of California, mostly inland areas, are only now seeing early signs of recovery.


text: Jmjd2 H3K9 demethylases cooperate in promoting mouse embryonic come cell (ESC) identification. (Evans and Kaufman, 1981; Martin, 1981; Niwa et al., 1998; Ying et al., 2003). Many lately, come cell lines with identical family tree potential had been founded from additional developing phases (Chung et al., 2006; Tesar, 2005), including a quantity of post-implantation epiblast-derived come cells (EpiSCs) (Brons et al., 2007; Osorno et al., 2012; Tesar et al., 2007). While ESCs are believed to represent an premature (pre-implantation) stage of pluripotency, EpiSCs can be found in a even more advanced condition on the brink of difference (Nichols and Jones, 2009). Furthermore, ESCs can Diprophylline supplier transit into self-renewing EpiSCs stably, obtaining features of post-implantation epiblast-like cells (Guo et al., 2009). ESC capabilities rely on the powerful phrase of self-renewal genetics and transcriptional priming of muted, lineage-affiliated genetics C a important stability of gene phrase taken Diprophylline supplier care of through crosstalk between transcriptional elements and chromatin government bodies (Azuara et al., 2006; Bernstein et al., 2006; Dent and Chen, 2014; Surani and Ng, 2011; Share et al., 2007). Extremely, both energetic (ESC-specific) and set up (lineage-specific) genetics are indicated in a heterogeneous way, a feature lengthy regarded as to become a characteristic of ESC ethnicities that safe guards the speedy response to difference cues (Efroni et al., 2008; Chambers and Torres-Padilla, 2014). However, it is now possible to derive and maintain ESCs with reduced heterogeneity and transcriptional gene priming through chemical inhibition of two differentiation-associated pathways, Mek and Gsk3 (2i conditions), capturing a na?ve pluripotent state (Marks et al., 2012; Ying et al., 2008). Gene promoter regions enriched in CpG islands and H3K4me3 function as genomic platforms for the recruitment of transcription factors and co-regulators, as well as for the basal transcriptional machinery (Deaton and Bird, 2011; Illingworth and Bird, 2009). Moreover, distal DNA elements such as enhancers play a significant role in potentiating gene expression being typically decorated by H3K4me1 and bound by pioneer transcription factors (Calo and Wysocka, 2013; Gibcus and Dekker, 2013; Spitz and Furlong, 2012). For example, the core pluripotency factor Oct4 was commonly shown to mark both active and poised enhancers in ESCs and EpiSCs (Buecker et al., 2014; Calo and Wysocka, 2013). Enhancer activity and robust ESC-specific gene expression entail long-range DNA interactions with the transcriptional apparatus at promoters, Diprophylline supplier involving the cooperative action of mediator-cohesin complexes (Kagey et al., 2010). Yet, relatively little is known Rabbit Polyclonal to BL-CAM (phospho-Tyr807) about the identity of proteins that stabilise the formation of such assemblies. Histone demethylases have emerged as key players in the control of cell identity and development, mainly through modulation of the chromatin environment of tissue-specific genes (Nottke et al., 2009). Recently, additional roles for these molecules independent of their enzymatic activity have been reported (Shpargel et al., 2012; Wang et al., 2012; Yang et al., 2010), especially in regulating the recruitment of Polycomb repressive complexes (PRC) and poised RNA polymerase II to the promoter regions of developmental genes in ESCs (Farcas et al., 2012; Wu et al., 2013). Jmjd2c (also known as Kdm4c) is a member of the Jmjd2 gene family initially identified as H3K9me2/3 and/or H3K36me2/3 histone demethylases (Chen et al., 2006; Klose et al., 2006; Whetstine et al., 2006). Jmjd2c is highly portrayed in the early embryo and in ESCs (Boroviak et al., 2015; Burton et al., 2013; Loh et al., 2007; Wang et al., 2010), and RNA interference-mediated exhaustion of the proteins was proven to impair cleavage-stage ESC and advancement condition, as well as inhibiting somatic cell reprogramming (Dieses et al., 2014; Loh et al., 2007; Wang et al., 2010). gene family members people to support cell growth and success (Pedersen et al., 2016). At the genomic level, Jmjd2c preferentially goals L3T4me3-wealthy marketer locations of energetic and development-associated genetics in ESCs via its Tudor websites (Dieses et al., 2014; Pedersen et al., 2014), where Jmjd2c is certainly suggested to help PRC2 and Jmjd2b-Nanog in transcriptional account activation and dominance, respectively (Dieses Diprophylline supplier et al., 2014). In this scholarly study, we previously uncover a.


text:
Our Coron getaway is getting more excited. Yay! After visiting the town of Culion and immense ourselves on its astounding past, we headed back to Tabing Dagat Lodging House and Restaurant where our boat is docked. It is time to explore another island from Palawan and it'll be more of snorkeling and swimming in the beach. Pass Island, where we had our lunch, is a 1 ½ hour boat ride from Culion. As we sail going to that island, the staffs already grilled our foods for the lunch on our boat. What a perfect getaway, indeed! Sand on my toes, wind on my hair, the smell of sumptuous grilled foods – squid, chicken, fish, pork liempo - on my nose and the beautiful sighting, how I wish Mr. Sunshine is up on that day, too!
|OOTD - tassel kimono from Sheinside; one-piece swimsuit from Nudo Swimwear; flipflops from Reef; hat bought from Pangasinan; watch from G-Shock; sunglasses from Sunnies
This island is called Pass Island simply because people just come and go. It's like tourists and its visitors just passed by. Though, overnight stay is also allowed since there are available nipa huts but take note that there's no electricity that's why one have to bring portable lamp or whatever source of light. There's also a small store where you can buy snacks but then it is advisable that you bring your own food. To those who will avail an island hopping package, food for lunch is already included as beach front tents with tables and chairs are available for only P100. Unlike others, Pass Island has a decent public toilet and bath with overflowing water.
So, if you're going to visit Coron, Palawan in the near future and will do island hopping, please include Pass Island on your list. I'll make sure that on my next visit, I definitely stay longer, stay in the hammock or have my tan while reading book with my favorite mango-banana shake on the side. Oh well, this is what I always envisioned on having an island life. Ha-ha.
The clock strikes at 3pm, we packed up and leave the beautiful island because leaving later than 3pm means conquering big waves which we wouldn't want to happen. And oh, we had a side trip to Sangat Island and saw the shipwreck at the Coron Bay.
... and here are the photos captured by my new action camera, Xiaomi Yicam.


text:
The Superman is a simple but effective "body weight move". It's proven to develop strength in your upper and lower back, and tone the glutes.
This exercise also engages your abs and "core"—the muscles that link your upper and lower body—as well as shoulders, arms and butt.
Your core needs to be strong and flexible.
Weak and inflexible core can impair how well your arms and legs function, draining power from many of the moves you make.
Needless to say, training your core is an important part of your fitness program.
The Superman—is one exercise that's easy to add to any regimen—it requires no equipment and can be done just about anywhere. Find out how to do this move and fix some of the most common mistakes with this guide.
How to do the Superman exercise correctly
1. Lie face down on your stomach with arms fully extended over your head and legs straight back. Keep your neck in a neutral position by looking straight down.
2. Contract your glutes to lift both your arms and legs off the floor towards the ceiling. Stop when you feel a flex in your lower back. Your torso needs to stay in contact with the ground.
3. Hold for 2-3 seconds and lower your arms and legs back to the starting position. Continue for the prescribed number of repetitions.
Tips for keeping Superman safe
- Keep your chin tucked throughout.
- Breathe normally and avoid holding your breath.
- Keep your elbows slightly flexed.
- Avoid hyperextending your back by raising by lifting legs too high.
Superman exercise [Gif]
Target muscles
- Lower back (Erector spinae)
- GLuteal muscles
- Hamstrings
Here's a print-out to reference when performing the exercise. It also includes instructions and recommended reps and sets.
Superman workout chart
Exercise Table
|Gym or Home
There you have it!
The Superman exercise is a great back exercise to perform to keep your back strong.
When performing, it should always feel comfortable and pain free—cease any exercise that causes you discomfort and consult with a health professional should discomfort persists.


text:
backup seems to be missing a lot of messages SOLVED!
Discussion of general topics about Mozilla Thunderbird
11 posts • Page 1 of 1
Just out of curiosity, has anyone checked the accuracy of MozBackup? I was so happy that I thought I'd solved the backup problem and now I'm realizing that the backed up folders seem to be missing most of the messages.
Or is this a quirk of MBoxView?
Last edited by terrathunderbird on May 8th, 2018, 12:43 pm, edited 1 time in total.
MozBackup is no longer maintained by the author and has not been for some time. It's better to use another backup utility or copy the entire Thunderbird profile -- http://kb.mozillazine.org/Profile_backup
Thanks, Dan... I did the manual backup method in an earlier backup. Let me look at that and see if it was/is compete. I
OK. I just checked a backup that I made in 2017. Same issue. Maybe maybe it's MBoxView? maybe it only reads certain emails? About 90% are not showing up in MBoxView. Is there another tool to look at the backup profile folder contents?
The page for mBoxView says it can "open big mbox files > 4Gb" so unless your files are larger than that you should be able to see all of the messages in a file.
You can open and view those files using a plain text editor like Notepad, or perhaps Notepad++ if the files are large. the mbox files are plain text with header data, except for any encoded attachments.
I just checked again. The later backups are all bigger than 4Gig. So that explains why MBoxView isn't working for me.
The individual emails are not large. But the folder holding them is.
I just installed MVoxFileViewer, and I opened the same file and there are a LOT more messages showing. I'm trying another folder. So I may have a solution to this.
Post Posted less than a minute ago
It worked! It even gives me a count for how many messages are in the folder, which MBoxView does not.
So far so good!
THANKS everyone!
So the bottom line was the I was NOT missing emails in the back. I was using an email viewer that couldn't accommodate the folder size. Yay!
From what URL did you obtain that utility?
Sorry, Dan...I should have posted that.
I got it from here: http://www.freeviewer.org/mbox/
For background, I got that link from here: http://kb.mozillazine.org/Mail_Utilities#MboxViewer
under the paragraph for MBoxViwer.
Thank you.
Thank YOU! for helping keep the forum organized and useful!
11 posts • Page 1 of 1
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text:
Fibonacci Retracements & Placing Targets & Stops.rppuranik Posted 16 Jan. in #Fibonacci #Stoploss #Targets
Every trader should well be aware of
the levels at which he should exit from the trade even before entering the
transaction and that is known as the 'Exit policy'. It is always a
difficult decision to come out of the trade, either in red or in green. Closing
the trade is more of an emotional decision than opening the trade which is more
of a spot-on decision. Our traders buy in haste and repent in leisure.
As we all know, there are only two
possibilities in a trade-either it is profit or loss. The trader should take
the decision to fix the timing of exit in either case. If in profit, when do we
book it and in case of loss how long should we wait-these are the questions to
be addressed by the exit policy. Even when the trade is in green, it is
difficult to decide the level at which the profits may be booked. Often the
investor is tempted to get on with the trade with still more profit
expectations. If the trade is in
loss, the trader cannot carryon with his trade to a longer period as he is at a
risk of losing the capital.
Here the Fibonacci retracement comes handy
in identifying such targets & stops which can also be used as potential
support & resistance areas. Most of the forex trading platforms offer the
Fibonacci retracement and extension levels which are easy to draw - one need to
just identify the swing high & low points and leave it to the software to
mark the other areas.
When we look at any trend, up or down, we
can identify 3 stages before the formation of trend is complete. The following
figures best illustrate them:
We may notice here at every rise or fall,
there is a pullback: high to higher low in the uptrend and the low to lower
high in the down trend. This pullback is called retracements and Fibonacci
series numbers helps in identifying the percentages of these levels when the
market is trending. Fibonacci retracements are drawn from 100% to 0%. Check the
following figures.
The above figure is of uptrend &
The below figure is of downward trend.
The retracement levels commonly employed in
forex are 23.6, 38.2, 50.0, 61.8 & 76.4% out of which the percentage of 61.8
is considered crucial and is referred to as 'Golden Fibonacci number'. We can
observe from the above two figures that these are important support &
resistance levels which help us in coming out of trades either for profit
booking or placing the stoplosses. In the downward trend, if we sell at 61.8,
the trade may be closed at 50.0. Similarly, if we buy at 61.8, in an upward
trend, the same may be closed at 38.2 or 23.6. Never ever depend on one
indicator or method and Fibonacci retracements may be combined with
candlesticks to get more accurate results as the market has its own options for
pullbacks. The Fibonacci retracements may be combined with the trendlines which
complements it beautifully because of the simple reason that the Fibonacci retracements
work only in trends.
We all know that Trendlines acts as support
& resistance. Whenever the price touches the trendline, the maximum selling
& buying happens at the third such hit. It requires much practice to draw these
trendlines. Trendlines are drawn along the lows in the downward trend and along
the highs in the upward trend. Connect the first two lows/highs and extend and
mark the third point where it is likely to re-bounce. See the following figure.
Similarly the buying and selling support may
obtained by this 1-2-3 method. See the
following figure.
coming to the crux of the matter-Placing the Take profit & Stoploss levels
in case of the right and the wrong trade respectively. If you open a trade at
38.2% Fibonacci level, then you could place the stoploss beyond the 50% or if
you feel that this level will not hold, then go past the 61.8% level. Similarly
you may place the take profit levels.
The above method may sometimes fail due to
the defect in the drawing tools or the market forces rushing in one direction.
You may then rely on the recent swing high or swing low to place your stoploss
& take profits levels. It gives your trade some chance to bounce back.
Fibonacci extensions may be used to identify
the levels for profit booking. It is
below zero and the commonly used extension levels are -38.2, -50, -61.8, -78.6
& -100.
Finally, Fibonacci retracements seem to go
well with most of the pairs. It is not specific to any one time frame. Try this
method in demo & practice drawing trendlines. But readers should keep in
mind that the key to success lies with the effective money management without
which even the trader equipped with the best system in the world may fail.


text:
Indispensable for every wedding, gala event of cocktail party is a visit to this haute couture bridal and event boutique. Exclusivity is key at Fidélité, with its large number of own designs of luxurious fabrics and laces in over 1200 colours.
Besides offering the standard sizes, this boutique is specialised in less standard sizes. Fidélité is a master in the art of highlighting the body´s assets with tight lines, high collars and the finest of cuts. Children are more than welcome customers as well.
The unique collection´s classic look is reflected in this authentic business´ beautiful decor. Hostess Saskia Koppejan will greet you with open arms, in a warm, comfortable atmosphere. She always has a cup of tea or coffee ready for her customers, and she always has the time to help them succeed.
Saskia Koppejans has always been highly appreciated by her clientele, because of her expertise and her many years of experience in the world of bridal fashion. Her main motivation has been her enthusiasm to help her customers, so that, on what is already one the happiest days of their lives, they'll feel even happier.
Fidélité Haute Couture


text:
My friend Robbie wrote about my birthday party in his blog today. He reminded me of my Bucket List Louisianne. I wrote about it when I first moved here. I worked on it awhile and then got distracted by everyday living. I noticed today that I've crossed off quite a few in the short time I've been here. Some I planned to mark off the Bucket List, and others I just happened to do without any intention other than having an invitation. There's a few more I need to cross off this list this year.
Take a swamp tour
- Drive Highway 1 to Grand Isle
Tour Laura Plantation
- Teddy's Juke Joint for Blues
- Chase a Chicken (the real Cajun Mardi Gras)
Paddle to the Queen Bess Island Rookery
- Tailgate at LSU on a Saturday night
Discover the Tunica Hills/Clark Creek
Dance at the Magnolia Cafe in St. Francisville Discover my roots at the Rural Life Museum & Burden Center in Baton Rouge Catch my own fish and cook it (Deep sea fishing)
- Sleep in a four-poster bed in a plantation
- Wander Windsor Ruins on a fall day (Port Gibson MS)
Ride the St. Tammany Trace by bicycle Take an early morning walk in the French Quarter
- Take a sunset cruise on a Biloxi Schooner
- Friday lunch at Galatoire's in New Orleans
- Drive your own Boudin Trail – Sampling boudin all over the state
- Visit Afton Villa when the azaleas are in bloom
- Abita Springs Opry
- View photographs from Natchez chronicling the years 1850-1950 at the Stratton Chapel in Natchez
Watch the sun set on the Mississippi River
- Take a cemetery tour
Zydeco breakfast at Cafe' Des Amis in Breaux Bridge Visit the Huey Long statue at the State Capitol
- Find a Conrad Albrizio Mural
Eat an original muffuletta at Central Grocery in New Orleans Christmas Eve Bonfires
- Paddle Virgin Cypress at Lake Fausse Pointe State Park
- Take a ferry ride West to Algiers
This evening a friend of mine in Memphis sent me a link to an article that the New York Times published on Baton Rouge's blues scene. I had no clue the area was once known for Blues Music, and it seems that I live two blocks from Phil Brady's, a place where live music abounds. Teddy's Juke Joint is on my Bucket List, so I guess I'd better make a date to check it out. I already know about the Red Dragon Listening Room which hosts a lot of live music in a theatre-type setting. I get their emails with their scheduled performances, but I rarely go. I don't know why, other than the fact that last year's budget cuts kept me engaged in free or really low-cost activities. At $20 – $50 a show, it's not really expensive – especially the $20 ones – but I cut it out all the same. I need to look at their schedule again and get some dates on the calendar. I can always go indoors to listen to live music in July and August!
This weekend has been a mix of fun and feeling a little bit off. I had a fabulous time on Saturday. You can read yesterday's blog for more on that. But this morning I woke up in a real funk. I felt down and extremely sluggish. I felt the same way on Friday. I hope to settle in for an early night. I took a long walk on the levee today with a new friend and had brunch at Another Broken Egg. I was hoping the sunshine and the walk would perk me up, but I didn't shift emotionally. This evening I headed over to the Red Shoes for a sacred circle that I attend on Sunday evenings. I felt very quiet, but I was very happy to be among friends and fellow spiritual travelers.
I'm settling in for a quiet evening listening to some soothing music. There's a dog snoring gently beside me and a cat purring in my lap. I'm sipping some Chinese herbal tea, and I'm hoping they will do their magic. I've slept like a dead person Friday and Saturday night, so I hope for more of the same deep sleep tonight. I'm off tomorrow for MLK day. I hope it will be a quiet day, but I do really need to get some intense exercise. Hopefully, I'll wake up feeling energetic first thing. I was supposed to run the half marathon today in the Louisiana Marathon, but my knee injury late last year canceled that. I had to watch the runners running by my house with some jealousy. But, congratulations to my friend Tracy who completed her first half marathon today! That's a huge accomplishment, and it's not 'half' of anything. It's a challenging race distance on its own!
I'm already thinking about Mardi Gras. I downloaded my parade tracker last week, and I want to attend some of the earlier parades as well as the ones the weekend before. I plan to chase a chicken at the old time Mardi Gras this year. It was on the calendar last year, but our plans got derailed by frozen bridges across the Atchafalaya Basin in a freak cold spell. We'll hope for better weather this year!
Categories: Bucket List Louisianne, Sunday Night Check-In


text:
Festival Sub Committees Demoralised; NO funds!
Many Festival Sub Committee members have expressed to our news desk their disappointment in the Minister for Education and Culture Hon Myron V. Walwyn (AL) and the constant cuts made to their budgets and they claim he micro-manages the events.
The East End/Long Look Festival Sub Committee was reportedly told they have to use Showtime Band on the Road whether the committee or people wanted them or not.
Backwards ever
They were given a mere $10 thousand dollars. There have also been many cut backs in Carrot Bay in which its down to about one day with all the entertainment going to Road Town.
There is also issues of the festival grounds and its readiness for the emancipation celebration. It is unclear when it will be ready for booths to be erected. Over the years the festivals under Walwyn has declined, with little money, and overseas artistes been paid before locals performers.
Many of the committee members have been demoralised and as one person stated "can't wait to have a new minister who can trust his committee to do their jobs".
26 Responses to "Festival Sub Committees Demoralised; NO funds!"
123 (24/07/2018, 16:54) Like (50) Dislike (53) Replyanything ball head touch is problems
@123 (24/07/2018, 18:40) Like (35) Dislike (34) Replythe fool can't run a little festival and he want to run a country
No Name (24/07/2018, 22:58) Like (23) Dislike (4) Reply@123
And you all will vote him back in.
Jaigon Jumbie (24/07/2018, 17:31) Like (85) Dislike (7) ReplyWhat is wrong with show time on the road. They want a foreign band to go and pay them thousands of dollars or they want thousands of dollars so that they can dip their hands in it? Greed seems to be the order of the day in this territory now.As far as I am concerned there should not have been a festival this year, we are going through too much right now for such wastage of money that is much needed to do other meaningful things.
Yes (24/07/2018, 19:16) Like (3) Dislike (3) ReplyWe went new style..........
bvi (24/07/2018, 19:22) Like (20) Dislike (2) ReplyEast end been stealing money for years getting that kick back from foriegn bands, i am glad to see a local band on the road
Jen Jen Security (25/07/2018, 15:25) Like (5) Dislike (0) ReplyBottom cash cut short and the private freezers cant get stocked up this year.
Bills bills everyday! (24/07/2018, 19:36) Like (12) Dislike (0) ReplyNo body getting paid for this festival.
So ayo better make it a voluntary event.
Church out he say???
Barry say you will hear!
TEEFIN OR TEKIN (24/07/2018, 20:07) Like (36) Dislike (0) ReplyTen Thousand dollars should be more than enough to hold a rise and shine tramp. We have gotten use to going home with thousands from the events and sailing off on a cruise after festival. Everybody know dem was either teefin or tekin.
ee (24/07/2018, 20:16) Like (1) Dislike (9) ReplyWe want ayo moda on da road to, only then we going pile session. With ayo F#@¥
Fete is fete (24/07/2018, 20:27) Like (5) Dislike (17) ReplyNothing is wrong with showtime on the road but as of right now where has showtime been for years now? Have they dropped a song they haven't been doing anything for a long time their hype has died down sad to say yes they were once the big band of the bvi but cmon who really going to do that and then the fact that the committee had no choice that nonsense it's the committees decision to choose who does the jouvert. East end has the title of one the best jouvert in the Caribbean or the VI we bout to just throw that away?
duh (24/07/2018, 20:54) Like (47) Dislike (0) ReplyReally - they are bitching that they can't spend the money on crap? Um have the committees seen their respective areas? How about organising a community clean up with all those that take part invited to party after with the band instead of wasting money on a jump up with no benefit. Make all those with the energy to party get out on the street and fix the houses and schools in their communities. Long look needs help. Carrot getting there but I am sure there are some household that need help rebuilding.
chad (24/07/2018, 22:28) Like (46) Dislike (0) ReplyThe country is not even fully recovered yet, there should have been no festival this year, this money could've been invested in the schools. Look now our Eshs students have to still be dealing with these shift system and carrot bay school is suffering. HONERABLE WALWYN OR GOOSE WHAT SHOULD I SAY, IS THIS WHO YALL REALLY WANT RUN THIS COUNTRY HA AYO STAY THERE..
Grant (24/07/2018, 23:05) Like (60) Dislike (0) ReplyIt have so much to be done instead of a stupid festival ....this place have not recovered ..it still looks disgusting...
Hmmm (24/07/2018, 23:48) Like (21) Dislike (0) ReplyVendors and performers still Have NOT been paid for last year
@ hmmm (26/07/2018, 09:08) Like (0) Dislike (0) Replyfor real VINO you fast asleep like Mr ZZZZZZZ
jack (25/07/2018, 08:37) Like (22) Dislike (2) ReplyThey should cancel East End Lonk Look festival altogether and Carrot Bay as well and focus on Road Town. 150k should be enough for all the events. Use the money to help the poor people rebuild their homes. It's time we get our priorities straight.
IJA (25/07/2018, 09:56) Like (17) Dislike (0) ReplyAre these sub committees doing any sort of fundraising?
jokers (25/07/2018, 10:28) Like (5) Dislike (3) ReplyY DONT HON. MYRON SAY LET ALLLLLLLLL THE ARTIST STAY AND EAT AT MARIAS HOTEL INSTEAD OF MOORINGS?
Really? (25/07/2018, 11:42) Like (15) Dislike (0) ReplyGeez man, what are our priorities? Will we die if festival does not happen this year? Put the confounded monies being allocated to festival into the infrastructure. This place is crazy! when the fete down and we are still are left to face every government building without a roof, a million pot holes wrecking our cars, debris not secured enough almost a year in and now a new hurricane season, would you still think the fete was worth it and that things were prioritized properly.
I can't, I am done!
Soooooo agreed (26/07/2018, 08:43) Like (2) Dislike (0) ReplyCarnival here in thé BVI is a drip.
911 (25/07/2018, 12:40) Like (0) Dislike (0) Replywhat's next
Suit Him.. (26/07/2018, 06:04) Like (4) Dislike (1) ReplyMyron need to listen... All we needed was the Monday Jouvert in Town and Monday all day entertainment in the Village with two Festival fund raising booths one selling drinks one selling food....He wouldnt have gotten all these push backs
really @ suit him (26/07/2018, 09:10) Like (0) Dislike (2) ReplyTown sucks that walkathon you all always having hm
All this Jazz (26/07/2018, 10:27) Like (0) Dislike (0) ReplyThose heavy rains is getting ready to head this way again folks. That is what you all should be worried about. Not some who, what and why about some lame A** Festival.
yogi (26/07/2018, 12:41) Like (1) Dislike (0) ReplySeemingly the minister does not understand what festival is about. To share, it is our emancipation from slavery. That is the time to show our culture,not Territory Day. We have strayed. That is why government allow all these artistes from overseas to come and collect taxpayers money for the vulgarity they cannot perform in their own countries. What has happened to all the fundraising before festival? Do the queen contestants help with fundraising? The minister must allow true virginlanders who know and understand our culture and what we are celebrating to take charge.


text:
General Manager:
Clovis Point Vineyard and Winery aims to give their guest a comfortable and thoughtful experience. Whether an old friend or a new acquaintance, a sense of community charm is provided by an intimate family-owned operation.
Clovis Point crafts small lot artisanal wines in an environment that is rich with charm. The tasting room features a sweeping pastoral view of neatly organized vine rows and bucolic cornfields, providing a comfortable backdrop to engage with friends and knowledgeable staff.
The name Clovis Point refers to sculpted tools used by the earliest inhabitants of Long Island's North Fork more than 10,000 years ago. The adopted namesake of the vineyard and winery reflects the sense of discovery and exploration associated with the fertile land underfoot.
The temperate maritime climate of the East End, fragile estuaries, air salinity and ample sunshine work harmoniously together to create the terrior of Long Island's microclimates. Clovis Point Vineyard and Winery's uniqueness lies in very delicate difference of the microclimate found at its specific location.
Clovis Point's modest 8 acres are flat and near the Peconic Bay. The southward reaching orientation of its vines allows channels warm salty breezes to provide an extended ripening period, resulting in a wine that is both a complex and truthful expression of the area.
Buses/Limos Accepted: No
Large Groups: By Appointment Only
Good for kids: No
Picnic Friendly: No
Weddings: Yes
Pet friendly: No
Events: Yes
Weekly Events: Yes
Tours: No
Wine Club: Yes
Now at any time you can add any Winery or Vineyard to your trip itinerary instantly by clicking the add button.
Then share your itinerary with everyone in your party and you're ready to go.


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Wayne Rooney's spectacular Manchester United career has come to an end. The 31 year old has completed a free transfer to his boyhood club Everton. In 13 hugely successful years at Manchester United, Rooney has won it all, scoring 253 in 559 appearances in the process. This tally makes him United's all-time leading goalscorer, having overtaken Sir Bobby Charlton's long standing record this season.
Rooney's relationship with United has been a tempestuous one. His flirtations with Manchester City probably are United fan's biggest grievance, but there can be no doubt that Rooney has etched his name into the club's history, cementing his place as United's most important player of this century.
His time at United is littered with memorable moments, too many to choose from, but here are some of the highlights:
Hat-trick on his debut:
Rooney had to sit out the first month of his United career because of injury following his move from Everton. He made his bow for United on the 28th September, 2004, against Turkish giants Fenerbahce at Old Trafford. His debut couldn't have gone better, the 18 year old Rooney bagging a hat trick.
His first was a cool finish past after a van Nistelrooy through ball, his second was rifled in from 20 yards and his third from a freekick completed an almost perfect hat trick. That debut summed up Wayne Rooney: no fear, energy, commitment and technique, and that hat trick foretold everything he'd go on to achieve.
Derby Day Bicycle:
Rooney has scored more goals for United in the Manchester Derby than anyone, but his bicycle kick in 2011 will never be forgotten. The 2010-2011 season was about to enter the title run in, and the previous week United had lost against Wolves. United played City next and were level at home in the 78th minute when Nani hit a deflected cross into the City area. Time seemed to stand still for everyone apart from Rooney. He adjusted his body shape and attempted an outrageous bicycle kick, which flew past a bewildered Joe Hart, giving United the game.
That goal will certainly go down as one of Rooney's best, and perhaps will be remembered among the great Premier League goals. It was not only the audacity, attempting such a thing in such a big game, it was also the importance of the goal. This derby victory was crucial to United's eventual march to the title, and few others could score such a spectacular goal on such an important stage.
15 minute hat trick:
A few weeks after that bicycle, United found themselves 2 goals down with 15 minutes to play against West Ham in the title run in. A season defining game, Rooney stepped up and scored two freekicks and a penalty as United labored to a 4-2 victory. While celebrating his third, Rooney swore directly at a Sky TV camera, earning him a two match ban, which meant his missed a crucial FA cup semi-final, which United lost. But a few weeks later, United were crowned Champions, Rooney's hat-trick against West Ham and bicycle against City being two high-points in a season of relative lows for Rooney.
This hat trick summed up so much about Wayne Rooney, his technique, ability to produce in high pressure situations, and also the more fiery side of his temperament, which endeared him to some and made him both such a great player and a liability at times.
FA Cup Final, 2016
Before 2016, only the FA cup had evaded Rooney. He'd come close previously, losing a final in extra time against Chelsea in 2007. But in 2016, United faced Crystal Palace in the final. Palace went ahead late in the game, but Juan Mata equalised almost immediately after. Rooney made the goal, with a gutsy, typically Wayne Rooney charge forward. This moment encapsulated what Rooney had done for United countless times since 2004 – grab his team by the scruff of the neck and force them forwards.
In the second half Jesse Lingard fired a spectacular volley home to give Rooney his first FA cup trophy. He was rightly voted Man of the Match for his performance, which clinched the final piece of his personal trophy cabinet, and this performance can be remembered as one of Rooney's relatively few highs following Sir Alex's retirement.
2007/08 Champion's League
Sir Alex never hid the fact that the Champion's League was his holy grail. He'd already won it in those unforgettable 3 minutes in Munich in 2009, but he needed to secure a second to cement his place as United's greatest ever manager.
For the first time in history, the Champion's League final was contested between two English clubs, United and Chelsea. United had beaten Barcelona in the semis (with a spectacular Paul Scholes goal), and were able to triumph over Chelsea 6-5 on penalties. Though Rooney had a quiet game, and didn't take one of the winning penalties, this victory probably marks the high-point of his career. Rooney was a key figure in the best team in Europe, playing alongside Ronaldo and Tevez in a front three any team in the world would have envied. It was only fitting that Rooney could win a Champion's League in his United career, European triumph being a mark of all United's past greats.


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Still can't find the answer to your question?
We have compiled a list of common questions in our FAQ section
Caxton FX wants to provide quality services to our clients. We recognise; however, that we can sometimes make mistakes. To help in the resolution of any conflicts, we have a straightforward complaints procedure for you to follow.
If you have a problem or concern the first step is to talk to a member of Caxton FX staff. This can be done informally, either by telephone or email.
The best staff member to talk to will usually be the person who originally dealt with the matter you are concerned about. They will be in the best position to help you quickly and to put things right. If they are not available, or you would prefer to approach someone else, ask for their manager.
We will try to resolve the problem immediately, if we can. If we cannot do this, for example, because information we need is not to hand, then we will take a note of your concern and arrange the best way and time for getting back to you.
If you are dissatisfied with the way the original person dealing with the matter handled your problem or wish to immediately make a complaint, the next step is to advise of your complaint. This can be done verbally, by email or in writing, setting out the details, explaining what you think went wrong and what you feel would put things right. Contact details for this purpose are below:
Once your complaint is received we will arrange for it to be fully investigated. Your complaint will be acknowledged in writing within five working days of receipt and the letter will say when you can expect a full response. This should normally be within 15 working days. It is only possible for us to extend this deadline if we are reliant on third parties to provide information and their response times are beyond our control. If this is the case, we have up to 35 working days to issue a final response. You will be informed prior to the expiry of the first 15 days if we need to extend the deadline.
Caxton FX is covered by the Financial Ombudsman Service (FOS), so if you are not satisfied with the outcome of your complaint, or if eight weeks have passed since you first made your complaint, you can refer your complaint to the FOS.
If you want the FOS to look into your complaint, you must contact them within six months of the date of any final response issued.
The Financial Ombudsman Service offers a free independent service and they can help with most financial complaints. However, there are some limitations on what the Financial Ombudsman Service can look into, and further information about this can be obtained from them directly. Ordinarily this service is available to consumers, corporates that qualify as a "Micro-Enterprise" as defined by the FSC or a small Charity as defined by the Payment Services Regulations 2017.
We have compiled a list of common questions in our FAQ section
Speak to an Expert
To discuss our services or to become a Caxton customer contact us.


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Thank You!
We've received your request.
IvyPay is an End to End E- Financial Solution Provider Product.
User can do Etransactions and maintain their accounts and log their transaction history.
User can use Multiple Cards Like as Consumer Prepaid Cards, Corporate Cards as an account and maintain their transactions and balances.User can Transfer Balance to Other User Account in multiple currency like USD, EUR, GBP etc.


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Commercial Roof – Built-Up
Built-Up Commercial Roof systems consist of multiple layers of felts, fabrics or mats that are saturated with bitumenRead More
There are a wide variety of roofing systems and manufacturers, helping you find the right choice is our priority. Our customers can choose among the leading roof systems. We offer most major roof systems and we recommend and install the right roof for your property and budget.
Built-Up Commercial Roof systems consist of multiple layers of felts, fabrics or mats that are saturated with bitumenRead More
These non-asphalt based roofing membranes meet "cool roof" standards, reflecting the sun's rays and maintaining temperature.Read More
Tile roofing is one of the oldest roofing systems in the world. It is both visually appealing and requires minimal maintenanceRead More
A durable and energy efficient roofing option. Metal roofs are used for both low and steep slope buildings.Read More
Silicone adheres to just about everything so it can be installed over concrete, wood, steel, metal and most existing roof systemsRead More
Roof coatings can extend the life of a roof and provide a highly reflective surface that may lower temperatures and reduce energy costsRead More
Also known as "living roofs", green roofs serve several purposes for a building, such as absorbing rainwater, providing insulationRead More
Asphalt shingles comprise the largest segment of steep slope roofing. They are composed of fibrous glass mats with asphaltRead More
- Ron Daeumler, General Manager for the Board of Directors


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An empirical investigation of creativity.
Permanent Linkhttp://hdl.handle.net/10092/5825
Degree GrantorUniversity of Canterbury
Degree LevelDoctoral
Degree NameDoctor of Philosophy
Creativity was empirically investigated in a series of three multivariate studies. The initial study was exploratory, examining interrelationships among a range of creative person, process and product variables which have been identified in the literature. Findings indicated complex interrelationships between these variables and their influence on creative performance which varied across mode, subabilities, and testing conditions of performance tasks. A conceptual scheme for descriptive, assessment and predictive purposes was proposed, focusing on identification of necessary creative abilities, optimizing conditions for measurement and influences on utilization of abilities, the sufficient condition for creative performance. Experiment 2 examined a specific creative process, intuitive problem-solving. The effect of an incubatory period, involvement of subliminally perceived information, situation-specific expectations of self-efficacy on the nature of intuitive solutions were evaluated. Experimental results provided evidence for the phenomenon of intuition and extended commonly associated properties to include the subjective experience of effortlessness. The ability to intuit and its subjective quality were found to be influenced by personality differences and attitudinal factors. In Experiment 3, the validity and predictive utility of previously utilized creativity measures were re-examined in an independent sample for socially relevant criteria of performance. In addition, two training programs were developed and instituted, a visual imagery and a verbally presented creativity training program. These were compared for their direct and indirect effects on utilization of cognitive abilities and performance level. Training effects were found to interact with hemispheric preference as measured by conjugate lateral eye movements, suggesting that training in nonpreferred processing modes enhanced performance across a range of contexts. Personality characteristics associated with hemispheric bias validated results from Experiment 2. A bidirectional pattern in eye movements was associated with a more adaptive and well-adjusted personality style than unidirectional consistency. Based on a synthesis of the empirical findings, a three level descriptive model of creativity is proposed and theoretical implications discussed. The empirical results and model development were considered to highlight the multidimensional and interactive, dynamic nature of creativity and point to the importance of future empirical and theoretical research recognizing these issues.


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Zamenhof, Esperanto and the Hillelist Covenant
Start Date and Time:
Monday, February 13, 2017, 4:00PM
End Date and Time:
Monday, February 13, 2017, 5:00PM
Prof. Esther Schor (Department Of English, Princeton University)
Granovksy-Gluskin Graduate Collaborative Program Lecture
L. L. Zamenhof, the inventor of Esperanto, claimed that his Judaism strongly motivated him to invent a universal language; he sometimes spoke of "crossing the rubicon" from Jewish particularism to Universalism. But while Zamenhof often described his universalist language as an end in itself, he also envisioned Esperanto as the working language of a new, ethical community of "Hillelists." In the cult of Hillelism, he hoped to retain the Judaic idea of a covenant, purged of nationalism and ethnocentrism. Esther Schor examines Zamenhof's evolving concept of Esperanto within the context of his radical proposals for a new religious community. She also explores how Zamenhof's ethical cult might bear on our understanding of Jewish modernity in the 20th and 21st centuries.
Esther Schor is the author of Bridge of Words: Esperanto and the Dream of a Universal Language (2016). Her biography Emma Lazarus received a 2006 National Jewish Book Award. Her scholarship on 19th-century British literature includes Bearing the Dead: The British Culture of Mourning from the Enlightenment to Victoria and The Cambridge Companion to Mary Shelley. A poet and essayist, she has published two volumes of poems, Strange Nursery: New and Selected Poems and The Hills of Holland; her memoir, My Last J-Date, appeared in 2016. She has written essays and reviews for the New York Times Book Review, the Times Literary Supplement, The New Republic, Tablet, the Jewish Review of Books, and The Forward, among other publications. A professor of English at Princeton University, Schor lives in Princeton, NJ.
This event is free and open to the public. No registration required. Limited seating.
- Anne Tanenbaum Centre for Jewish Studies (U of T)
Contact Information
Room 100, Jackman Humanities Building, 170 St. George St, Toronto, ON M5S 3C5 view full map
Faculty, Alumni and Friends, Community, Graduate Students, Undergraduate Students, Staff


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personalize your kitchen with Courson Designs
I am a sucker for my kids' art work.
my entire house has become one big art gallery of almost every picture the boys have made.
my cabinets, walls, and bedrooms have their sloppy artwork all over it.
I love how their art changes every year;
that's why I am sort of obsessing over these bamboo cutting boards by this small shop.
here's why I like to cook with bamboo:
- Bamboo is biodegradable.
- Bamboo is a sustainable product. It is actually the fastest growing plant on Earth. Once harvested, bamboo can regenerate itself to its original size in as little as 6 months. Some variations of bamboo have been known to grow up to 4 feet in just 24 hours.
- Bamboo is much lighter than hardwood.
- Bamboo is not a porous as other woods. So it will not soak up as much water or bacteria as other woods might.
- Bamboo cutting boards are easier on your knives. It is extremely hard to scar a bamboo cutting board with a knife, and at the same time, it is soft enough not to damage or dull your knives.
- Unlike wood, bamboo has no knots which give it the ability to tolerate more stress.
- And most importantly, it is the right thing to do for our planet.
I had my oldest draw this adorable picture of our family and sent it over to them and BAMMMMMM this beautiful piece of art came in my mail within days
every time someone is in my kitchen they have a comment on this cutting board.
it makes me smile every time I use it.
and don't worry, bamboo is not hard to care for !
use code
raisingcubs for 20% off your order !
I love the idea of putting a family recipe on it, too.
maybe hand written by a great grandma or aunt.
think of how heart warming this would be as a Mother's day or Christmas gift!
when you shop small you are not only supporting a local business,
but you are supporting a family.
hope everyone has an amazing start to their week!
xox Jackie
|| this is a sponsored post, but as always the Raising Cubs truth !!! ||


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Wazifa to get love back
Intense and solid wazifa for affection back issue
Wazifa is to a great degree strong and effective method that is finished by a master or stargazers. A few affection issues happen amid this in vogue time. There square measure a few wazifas available that encourage us to determine our everything love issues. Affection could be a piece of life hence we tend to can't disregard it in any situation. Wazifa could be a pro supplication to God or dua that is specifically associated with the God. With the help of Dua, we will straightforwardly satisfy or needs of God. A condition, we tend to utilize wazifa, and afterward God hears our need thoroughly. The God constantly wish to imagine cheerful their everything enthusiasts. The wazifa is that the best way whereby we will get each fancied things in life. Here, this wazifa is particularly utilized for getting your lost affection back. In the event that your beau has abandoned you explanation behind another lady or kid and you might want to urge him or she in any condition, then you'll utilize the answer that is given by wazifa. Taking after this wazifa, your darling can come yet again in your life by characteristic methodology and you might carry on with a dreadfully upbeat life alongside your mate.
Islamic Dua for
Wazifa to get love back are extremely powerful in expanding the matrimonial fascination in his heart that cherished giving a gift of extraordinary impact in their half. Utilizing the Islamic Wazifa you are likewise ready to get back their lost affection as you can encounter that relational unions are made at eye envy, desire, avarice, intensity between couples, a few individuals additionally become hopelessly enamored with the wrong individuals under. You can get us from dua to get lost back affection and we are specialists that gives Dua discuss for adoration again and you can get in any dua time to recover your lost affection in light of the fact that we are specialists get love lost back utilizing Islamic dua.
Everyone knows about that; money is greatly crucial component to fulfill all coveted need. While not money we tend to can't inlet any need things. Everyone cravings to wind up a costly individual to urge accomplishment amid this elegant time. For the basis that, money is worth over the individual. Along these lines, in the event that you might want to end up a dreadfully head honcho then you'll do this Wazifa to get love back. Trust us, when exploitation this wazifa, you might win more money by normal methodology. Still as you may get extra achievement in your life. Since, in the event that you have more money then you'll mechanically get extra achievement.
Wazifa could be a strategy for presenting the amount of times the name of God. Wazifa is to a great degree supportive to seek out lost things. The Wazifa to get love back is furthermore acclimated take away ailment in an exceedingly human's body and mind. A hefty portion of us square measure having amid this world that has bones downside. In diverse words, they require some affliction that is the reason their bones square measure debilitated. Everyone will make their bones vigorous with this waifs administration.
Molvi Aslam Khan Ji
Call And Whattsapp On +91-9549279677
Email Us :- firstname.lastname@example.com
Website :- http://islamicmantraforlovemarriage.com/


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When you open your natural gas bill as the cold weather moves in, you probably have the same reaction each time. You glance at unknown terms, grumble over the amount charged and reluctantly pay the bill. Understanding your natural gas bill can help you save on heating costs, and here's how you can decipher it.
How gas companies make money
Before you begin understanding your natural gas bill, you have to understand how your gas company makes its money. First, gas companies usually don't charge customers for the gas they supply. Your gas comes from an outside supplier, to your gas company and then to you.
There usually isn't a markup for gas like this. Gas prices also fluctuate like fuel for your car. So this means that your gas company makes its money from the charges involved in getting the gas to you — delivery charges, service charges, commodity charges and other necessary customer charges.
Some necessary terms
Something you'll see on your bill is energy usage. Instead of measuring your gas usage by quantity, gas companies measure by energy used. This may differ from company to company. You may see BTUs, CCFs, MCFs or therms as the unit that measures your energy use from gas.
Understanding these terms is quite easy.
- BTUs are British thermal units
- CCFs and MCFs are units measured by volume of gas. A CCF is 100 cubic feet of gas, while an MCF is 1,000 cubic feet of gas -- 10 CCFs are the same as one MCF.
- Therm is shorthand for thermal units and is abbreviated as thm.
How to save on your bills
The best place to start saving is to cut down on energy use. Switch to using Energy Star appliances and make sure windows and doors are well sealed and insulated. Energy calculators can help, as well as doing an energy audit to identify leaks and problems.
Knowing what appears on your natural gas bill helps you save money and anticipate heating costs in the future. As the seasons change, winter will be less of a challenge for you once you understand the charges that show up each month. For more information about understanding your natural gas bill or for other HVAC related information, contact P.K Wadsworth Heating and Cooling. We've proudly served the greater Cleveland area since 1936.Follow @PKwadsworth
Paul Wadsworth is the President and Owner of P.K. Wadsworth Heating and Cooling. For 37 years, Paul has been providing heating and cooling services to the Greater Cleveland area. P.K. Wadsworth has been a trusted Cleveland HVAC service company for over 75 years. The company understand the area's construction and local heating and air conditioning needs. Paul has an MBA from the University of Michigan and a B.S., Industrial Engineering from Purdue University. Paul is the Chairman of COSE's Energy Advisory Council. He's been President of the Cleveland Air Conditioning Contractors of America and a founding member of the local chapter. Paul was born and raised in Cleveland and has been active in the local community. He resides in Cleveland, Ohio with his wife and two sons.
The opinions and statements contained in this article are for general informational purposes only and are not instructions. Only trained, licensed and experienced personnel should attempt installation/repair. The author assumes no liability for the opinions/statements made in this article. Any individual attempting a repair or installation based on this article does so at their own risk of loss.photo credit: Duke Energy


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Member Since:
Feb 24, 2007
Goal Type:
Running Accomplishments:
I also maintain a blogspot running blog. Check it out.
5k- 16:01, 1/2 marathon- 1:11:37, marathon- 2:34:16, 50k- 3:58, 100 mile- 15:19
Former World Record holder in 100 x 5k relay
Ultra history:
8-100 mile, 1-100k, 9-50 mile, 2-40 mile, 14-50k-ish
12 wins, 5 CR's, plus four 2nd, five 3rd, 4th, 4th, 5th, 5th, 9th, 16th, 20th, 28th, 38th, and 62nd place, with 1 DNF
Short-Term Running Goals:
None for now
Long-Term Running Goals:
Unretire at some point
Run a sub-6 hr 50 miler
Win a 100 mile ultramarathon
I have five cute kids. And I have some rockin short green racing shorts- I wear them mainly because it embarrasses my wife so much. I like ultimate frisbee, trail running, reading, and cheering for the Denver Broncos! And I have the absolute best wife in the world. And I used to run for the now-disbanded national Team Pearl Izumi- Ultra!
Favorite Blogs:
AM- 6 easy.
PM- 7.5 more.
Layoffs at work today- 550 people laid off.
I will be keeping you in my thoughts today, good luck and I hope you make it through.
I hope you are a survivor. My company laid off 200 people two weeks ago. I was a survivor but its tough to see lots of people I have work with have to leave.
Good luck Jon.
Yikes. I'll be praying for you.
Jon - I'm going to pray for your job as well as our Church. Just remember this that God does take care of his children. I was told that along time ago when my job was on the line.
Thanks for your thoughts, everyone. I didn't get laid off, but many of my friends did. Plus they announced more possible layoffs in Jan, Mar, and Oct next year. Ahh, what a wonderful economy.
Glad to hear you made it through. Maybe it is time to look at a different company before the hatchet falls.
Jon, I'm glad to hear that you still have a job. Does that mean the Ares program is being scrapped?
Steve- Obama hasn't said anything about cancelling it. If he does, the majority of my plant would likely shut down. Hope that doesn't happen.
Glad you still have a job my friend and yes the Broncos are 4 and 0 baby! You a Rockies fan by chance? I don't really get into baseball, but when I do I support the Rockies.
Dustin- not really a baseball fan, but I'll cheer for the Rocks over other teams.
Jon--I'm glad you still have your job. I saw today's paper and thought of you immediately. Hang in there -- keep making yourself invaluable!


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The downwelling irradiance in water is highly variable due to the focusing and defocusing of sunlight and skylight by the wave-modulated water surface. While the time scales and intensity variations caused by wave focusing are well studied, little is known about the induced spectral variability. Also, the impact of variations of sensor depth and inclination during the measurement on spectral irradiance has not been studied much. We have developed a model that relates the variance of spectral irradiance to the relevant parameters of the environmental and experimental conditions. A dataset from three German lakes was used to validate the model and to study the importance of each effect as a function of depth for the range of 0 to .
© 2011 Optical Society of AmericaFull Article | PDF Article
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Related provisions for CONC 3.3.7
1 - 20 of 40 items.
(1) Further requirements regarding the use of the Key facts logo and the location of specimens are set out in GEN 5.1 and GEN 5 Annex 1 G.33(2) MCOB 5.6.2 R(3) does not prevent the use of different fonts and typefaces for headings and risk warnings. Its purpose is to prevent particular sections of the illustration from being made less prominent than other sections through the inconsistent use of font sizes and typefaces.(3) The illustration can contain the mortgage lender's or
When contacting customers, a firm must not misrepresent its authority or its legal position with regards to the debt or debt recovery process.[Note: paragraph 3.4 of DCG ]
For example, a person misrepresents authority or the legal position if they claim to work on instructions from the courts as bailiffs or, in Scotland, sheriff officers or messengers-at-arms, or in Northern Ireland, to work on instructions from the Enforcement of Judgements Office when this is untrue.[Note: paragraph 3.5a of DCG ]
A firm must not use official looking documents which are designed to, or are likely to, mislead a customer as to the status of the firm.[Note: paragraph 3.3a of DCG ]
(1) An example of a misleading communication in CONC 7.9.2 R is a calling card left at the customer's address which states or implies that the customer has missed a delivery and encourages the customer to make contact.[Note: paragraph 3.3d (box) of DCG](2) The clear fair and not misleading rule in CONC 3.3.1 R also applies to a firm in relation to a communication with a customer in relation to credit agreement1 or a consumer hire agreement.
A firm must ensure that all persons visiting a customer's property on its behalf act at all times in accordance with the requirements of CONC 7 and do not:(1) act in a threatening manner towards a customer;(2) visit a customer at a time when they know or suspect that the customer is, or may be, particularly vulnerable;(3) visit at an inappropriate location unless the customer has expressly consented to the visit;(4) enter a customer's property without the customer's consent or
(1) A firm must ensure that a communication or a financial promotion is clear, fair, and not misleading. [Note: paragraphs 2.2 of ILG, 3.16 of DMG and 3.1 of CBG](1A) A firm must ensure that each communication and each financial promotion:3(a) is clearly identifiable as such;3(b) is accurate;3(c) is balanced and, in particular, does not emphasise any potential benefits of a product or service without also giving a fair and prominent indication of any relevant risks;3(d) is sufficient
(1) The clear, fair and not misleading rule in CONC 3.3.1 R applies to a communication with a customer or the communication or approval for1communication of a financial promotion in relation to debt counselling or debt adjusting and in relation to a communication with a customer in relation to providing credit information services. (2) In the light of the complexity of debt counselling, it is unlikely that media which provide restricted space for messages would be a suitable means
A financial promotion or a communication with a customer by a firm must not:(1) falsely claim or imply that the help and debt advice is provided on a free, impartial or independent basis, where the firm has a profit-seeking motive; [Note: paragraph 3.18b of DMG](2) falsely claim or imply4 in any way that the firm is, or represents, a charitable or not-for-profit body or government or local government organisation; [Note: paragraph 3.18c of DMG](3) promote a claims management
2A communication or a financial promotion should not describe a feature of a product or service as "guaranteed", "protected" or "secure", or use a similar term unless:24(1) that term is capable of being a fair, clear and not misleading description of it; and(2) the firm communicates all of the information necessary, and presents that information with sufficient clarity and prominence, to make the use of that term fair, clear and not misleading.45
A firm should in a financial promotion or in a communication with a customer:(1) make clear, to the extent an average customer of the firm would understand, the nature of the service that the firm provides; [Note: paragraphs 3.7e and 4.8b of CBG](2) indicate to the customer in a prominent way the existence of any financial arrangements with a lender that might impact upon the firm's impartiality in promoting a credit1 product to a customer;[Note: paragraphs 2.2, 6th bullet and
When communicating information, a firm should consider whether omission of any relevant fact will result in the6 information being insufficient, unclear, unfair or misleading. When considering whether a fact should be included in the communication or omitted from it, a firm should bear in the mind the guidance in COBS 4.2.2G to provide information which is appropriate and proportionate.7
(1) 1When a firm communicates information to a customer, it must take reasonable steps to do so in a way that is fair, clear and not misleading.(2) A firm must be able to show that it has taken reasonable steps to ensure that any illustration or ESIS is fair, clear and not misleading.
A firm must ensure that commercial communications which are part of, or constitute, an information society service, comply with the following conditions:(1) the commercial communication must be clearly identifiable as such;(2) the person on whose behalf the commercial communication is made must be clearly identifiable; (3) promotional offers must be clearly identifiable as such, and the conditions that must be met to qualify for them must be easily accessible and presented clearly
(1) Before a pure protection contract is concluded, a firm must communicate, at least,1 the information in the table below to the customer.11(2) The information must be provided in a clear and accurate manner, in writing, and in an official language of the State of the commitment or in another language if the policyholder so requests and the law of the State of the commitment so permits or the policyholder is free to choose the applicable law.11Information to be communicated before
(1) CONC 3 does not apply (apart from the provisions in (2)) to a financial promotion or communication that consists of only one or more of the following:(a) the name or a trading name 3of the firm (or its appointed representative);(b) a logo;(c) a contact point (address (including e-mail address), telephone, facsimile number and website address);(d) a brief, factual description of the type of product or service provided by the firm.(2) The provisions in CONC 3 which apply to
Firms are reminded of their general obligation for communications to customers to be fair, clear and not misleading.


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Free Live Music: HANGING HILLS, LAURA LACY and E.B. WOOLWORTH - Saturday, Sept. 22 at Willimantic Records
new ep out which has received some well deserved attention from CTINDIE and Bob D. at Connecticut Rocks. They will be returning to Willimantic Records on Saturday for their third performance here since we opened in February. Also appearing will be The Raven and the Wool's singer E.B. Woolworth, and Laura Lacy (her fourth time here at the shop). The show starts at 4pm. As always, there is no admission charge, but donations to the musicians are welcome.
Posted by Willimantic Records
Video from the September 16th in store show
Gerald, from Cafemantic, missed the band Merchandise on Sunday and was hoping to see video. Here is their entire set. Thanks to Dan Katz for booking them and Dawn for recording them.
Merchandise - Part One
Part Two
Part Three
Zone and Amy Lace also played. Check them out here:
Posted by Willimantic Records
MERCHANDISE, AMY LACE, and ZONE - Sunday, September 16 at 3pm
Merchandise - I Locked the Door from Id House Vid. Group on Vimeo.
MERCHANDISE have 3 NYC shows this week and are also playing CMJ. They are from Tampa, FL and here is your chance to see them right here in the "quiet corner" of eastern CT.
Also on the bill: ZONE from New Haven, and Willimantic's AMY LACE.
Since there is never an admission charge, donations to the bands are always encouraged.
Willimantic Records
744 Main Street
Willimantic, CT 06226
entrance & parking are in the back of the building, near the railroad tracks on Riverside Drive
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DEEP HEAT (from Australia) at Willimantic Records with GROOMERS and SWIFT MOVING
Free show at 6pm on Friday, September 7th, here at Willimantic Records.
As always, donations to the bands are encouraged.
Deep Heat - "Green Box"
Deep Heat - "When It Hums" (live)
The Groomers - "Space"
Swift Moving - last time they were here at Willimantic Records
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Alberta mom who drowned sons to serve 15 more months
Allyson McConnell sentenced to 6 years, will stay at Alberta Hospital
The Alberta father of two young sons killed by their mother in February 2010 wept as the judge sentenced Allyson McConnell on Monday to 15 more months in custody.
Curtis McConnell cried outside the Wetaskiwn courthouse after Justice Michelle Crighton sentenced McConnell's former wife to six years, but giving her two-for-one credit for time already served.
According to Crighton, that leaves McConnell with 15 months left to serve and eligible for parole in March 2013.
The sentence will "punish her, but also afford her the best opportunity "to deal with psychological issues," said Crighton.
The boys' grandfather Jim McConnell called the sentence "absolutely ridiculous" and a "bloody joke."
"Is that all the boys' lives are worth?" he said outside the courthouse. "This is crazy."
Crown urged to appeal sentence
He urged the Crown, which is already appealing the manslaughter conviction, to appeal the sentence.
While prosecutor Gordon Hatch called the sentence disappointing, he noted that should the Crown's appeal be successful, the sentence would be thrown out.
Crighton recommended McConnell serve her time at the Alberta Hospital until she is ready to be transferred.
McConnell was convicted in April after drowning sons Connor, 2, and 10-month-old Jayden in the bathtub of their Millet, Alta., home during a bitter divorce battle with her husband.
Hatch wanted McConnell to serve 12 years, with three years credit for the time served in a psychiatric hospital.
During the trial, he argued McConnell killed her boys at the family home as revenge against her husband, who had refused permission to let her return to her native Australia with the boys.
But the defence said McConnell's mind was so clouded by alcohol, sleeping pills and severe depression that she could not have formed the intent required to convict her of second-degree murder.
Lawyer Peter Royal believed she should not have to serve any more time in custody.
Royal is hoping McConnell will eventually be allowed to go back to Australia to serve out her sentence.
Last month, the Crown filed notice it is appealing McConnell's manslaughter conviction, believing McConnell should have been convicted of second-degree murder.
It believes Crighton erred in the analysis of expert evidence and in the consideration of whether McConnell could form the intent to kill her sons.