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Lavender is from the mint family Lamiaceae. Common varieties include English lavender, French lavender, and Spanish lavender. Lavender is hardy in United States Department of Agriculture (USDA) zones 5-10. In other zones it can be grown in the summer but will not survive cold winters. It blooms mid-summer and prefers full sun. Each type varies in facts and purpose.
Types of Lavender
English lavender, Lavandula angustifolia, is a compact plant that grows 24 inches tall with striking silvery gray evergreen foliage. Flowers bloom on 12-inch stems. Lavender thrives in herb gardens, borders, or mass plantings.
Spanish lavender plants prefer hot and humid weather. It has dark purple blooms that are abundant in the spring. If pruned well after blooming it will have an appealing shrub-like appearance full of sweet fragrance and gray-green color. It's commonly used in landscaping.
French lavender requires rich soil for maximum growth. It also needs to be watered more frequently and requires good sunlight. If conditions are not right, it will develop more slowly. Pruning will help guarantee better propagation of the shrub.
Growing Lavender
Lavender requires extra care in the beginning but once it is established, it can sustain life on its own. Lavender can be grown from seed with careful soil preparation. They prefer debris-free soil and a big space for its large root system. The seeds can be started in pots, and moved into the prepared area after the seedlings have sprouted. The seedlings should have enough space for their roots to grow, and good air flow between plants to promote disease-free growth.
Lavender Care
Each type has some particular needs, but basic lavender care is simple. They require water, compost, pruning in the spring, and plucking faded flowers.
Other Uses
Lavender is known for its many uses including culinary, medicinal, and aromatic. English lavender oil is used in skin creams, soaps, powders, perfumes, and even tea. It is also used medicinally for insomnia, depression, anxiety, and mood disorders. French lavender is used to make syrup.
Lavender appears historically over 2,500 years ago. The Egyptians used lavender in their mummification process. The Greeks and Romans used lavender to scent their bathing water; in fact, the derivation of the name came from the Latin word "lato" or "wash". The Arabs brought lavender to Europe, and by the 1600s it appeared in America. It was used in World War I to bathe the wounds of soldiers, and was once used to ward off the bubonic plague.
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- Germinate Lavender Seeds
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- Lavendar Plants
- Grow Valerian


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Nowadays houses must be draft-free and air tight. We used to place foam strips between the logs, this took care of the draft but it was not fully air-tight. Today we take a more rigorous approach: we completely wrap the house in an air-tight foil. Damp-open, but air-tight. We started wrapping yesterday, at the same time we are placing the main beams on the roof. These are maybe a little over-dimensioned, 60 kilos each, fully laminated, they will never bend.
Tag Archives: construction
Another Log House – part 2
End of February 2018 we posted some photos of a foundation where we would soon build a new log house. Now we are in June, and we can show some more photos of the progress so far.
Design Your Own Wall For A Wood House
One of the main discussion topics between builders and architects and construction engineers is: insulation, heating, humidity and ventilation. Especially in panel walls there is the problem that high insulation values create humidity in the walls, unless special techniques are applied to stop humidity to enter the walls.
Let's design a very basic wall: gypsum on the inside, then mineral wool/glass-wool, then pine on the outside. Nobody builds like this, but let's do it as an experiment. We want the wall to be very well insulated so we put 20 centimeters insulation between the gypsum on the inside and the pine on the outside. Here's what the wall looks like:
Inside the wall are projected two curves: a black line with the temperature (view the Celcius scale on the left) and a blue line with the dew point, i.e. the temperature at which the humidity condensates.
As long as the black line is higher than the blue line: no problem. But as soon as the black line meets the blue line there is a big big problem: condensation. Meaning: fungus, rot, and badness. We don't want the black line meeting the blue line. What to do?

subset: commoncrawl


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Arab governments need better support for startups
Venture capital firm calls for more SWF investment, better regulation for startups
The start up sector in the Arab world needs better government support and proper funding from sovereign wealth funds (SWFs), according to BECO Capital, a regional Venture Capital firm that invests in technology start-ups.
Dany Farha, CEO of BECO Capital, said that governments need to encourage more investment in start-ups, and introduce more supportive legislation.
"In the last 400 years, we missed the major five technological revolutions; the industrial revolution, steam engines, steel and electricity, automotive production and now IT since 1971," Farha said. "This is our opportunity to leapfrog into the next phase of development if we all realise the importance of this tech revolution that is happening around us and support it. We should back the sector with capital and easier and fast-tracked regulation.
"The technology sector is vastly underfunded in our region and local regulations do not encourage or support start-up funding or even early stage funding."
Farha was speaking at the 8th MIT Pan Arab Conference on growth and sustainability in the evolving landscape of the region. He pointed out that in the United States, five per cent of public company dividends are invested in technology start-ups, which is low by all standards. In the Gulf Cooperation Council (GCC) states, this figure is estimated to be much lower at a mere 0.15% of the listed companies' dividends, with the UAE faring slightly better at 0.59%, or four times that of the GCC, of its public companies' dividends invested in start-ups.
"Investing in the tech sector should become a matter of strategic importance and governments need to encourage their SWFs to channel funds towards our regional emerging Titans and to offer them special VIP handholding to form true strategic partnerships. This will fast-track these companies to become public and quickly cultivate our ecosystem. We are not talking about government hand-outs here but about developing a new asset class for investors in order to propel the next generation of start-ups," he added.
"Governments should realise the importance of this tech revolution that is happening around us and support it wholeheartedly. They should back the sector with capital and easier regulation. Keeping locally-bred, world-class start-ups that will become the next technology titans in our ecosystem will create a virtuous cycle of entrepreneurship and innovation."


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Fujifilm X100F Thumbrest Silver by Lensmate
We designed the Lensmate Fujifilm X100F Folding Thumbrest to allow easy access to all of the buttons, and to quickly get out of the way when you need to get to the top dials.
Note that our prior X100T Thumbrest will not fit the new camera model as Fuji changed several of the buttons on the back of the camera, and the X100F does not have the bump out under the hot shoe housing.
Available in Black and Silver.


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Find friends in Loventine is very easy, fun and 100%-free. Our online contact website allows you to contact single women, see other users' profiles, chat, send messages or winks (nice ice-breaker emoticons), exchange photos with your friends, and much more, at absolutely no cost.
If you are a busy person and don't have much time to spend searching for a date on the Internet, then our online dating website may be the solution for you. Complete the section about your preferences about your friends and then, Loventine will send you weekly automatic e-mails with details of members matching your criteria.
Follow our blog to find partner, where we post two articles a week giving some tips for you to speed up your search, tips for having safe dates and on how to find a couple on the Internet, news about the world of online dating sites, and info about the different services available.
Looking for friends from other countries? Complete your profile in various languages and contact boys and girls from all over the world.
Come on! Be part of a great community of single people who are looking for their soul mate, too. Chat for free, meet new people, flirt, looking for serious relationship, contact with foreign people? Find all this and much more, totally for free in Loventine, the best online dating website. Come on! sign up for free right now!


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'Those who make them will be like them' Psalm 115.8
The psalmist is speaking about idols, and in this comment he shares his conviction that we soon begin to reflect the things that we worship. There is, of course, a logical truth to this. When we begin to greatly honour something we value it, often to the extent that we seek to emulate it in some way ourselves. An obvious example is that if we started to honour wealth we would probably choose to be around those who were wealthy; we would learn from them and more than likely become envious of their life-style and what they have. Perhaps this is why God loves worship.
As we worship we reflect upon the true nature of God – his self-giving love, deep compassion and the truths about his kingdom – and we begin to catch his values. Over time it is likely that we will increasingly open ourselves to the reality of these values in our own hearts. Worship is not about singing but is about transformation.
We all worship something and as we give our hearts we are being transformed. As you consider your life, does anything come to mind that is being given a place of honour and valued more than you would wish? If so, return to God now and ensure that what you are worshipping on a daily basis is your loving Father God.
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The Revd John Ryeland, Director of The Christian Healing Mission
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June 2018
The Christian Healing Mission
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Tel: 020 7603 8118 | firstname.lastname@example.com
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Router Keying for BGPsec
|The information below is for an old version of the document
|Active Internet-Draft (sidr WG)
|Last updated
|Replaced by
|draft-ietf-sidrops-rtr-keying, rfc8635
|Intended RFC status
|pdf htmlized bibtex
|WG state
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|I-D Exists
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SIDR Working Group S. Turner Internet-Draft IECA, Inc. Intended status: BCP K. Patel Expires: January 21, 2016 Cisco Systems R. Bush Internet Initiative Japan, Inc. July 20, 2015 Router Keying for BGPsec draft-ietf-sidr-rtr-keying-09 Abstract BGPsec-speaking routers are provisioned with private keys to sign BGP messages; the corresponding public keys are published in the global RPKI (Resource Public Key Infrastructure) thereby enabling verification of BGPsec messages. This document describes two ways of provisioning the public-private key-pairs: router-driven and operator-driven. Status of this Memo This Internet-Draft is submitted in full conformance with the provisions of BCP 78 and BCP 79. Internet-Drafts are working documents of the Internet Engineering Task Force (IETF). Note that other groups may also distribute working documents as Internet-Drafts. The list of current Internet- Drafts is at http://datatracker.ietf.org/drafts/current/. Internet-Drafts are draft documents valid for a maximum of six months and may be updated, replaced, or obsoleted by other documents at any time. It is inappropriate to use Internet-Drafts as reference material or to cite them other than as "work in progress." Copyright Notice Copyright (c) 2015 IETF Trust and the persons identified as the document authors. All rights reserved. This document is subject to BCP 78 and the IETF Trust's Legal Provisions Relating to IETF Documents (http://trustee.ietf.org/license-info) in effect on the date of publication of this document. Please review these documents carefully, as they describe your rights and restrictions with respect to this document. Code Components extracted from this document must include Simplified BSD License text as described in Section 4.e of Turner, et al. Expires January 21, 2016 [Page 1] Internet-Draft Router Keying for BGPsec July 20, 2015 the Trust Legal Provisions and are provided without warranty as described in the Simplified BSD License. 1. Introduction BGPsec-speaking routers are provisioned with private keys, which allow them to digitally sign BGP messages. To verify the signature, the public key, in the form of a certificate [I-D.ietf-sidr-bgpsec- pki-profiles], is published in the RPKI (Resource Public Key Infrastructure). This document describes two methods for provisioning the necessary public-private key-pairs: router-driven and operator-driven. The difference between the two methods is where the keys are generated: on the router in the router-driven method and elsewhere in the operator-driven method. Routers are expected to support either one, the other, or both methods to work in various deployment environments. Some routers may not allow the private key to be off- loaded while other routers may. Off-loading of private keys would support swapping of routing engines which could then have the same private key installed in the soon-to-be online engine that had previously been installed in the soon-to-be removed card. The remainder of this document describes how operators can use the two methods to provision new and existing routers. Note: [I-D.ietf-sidr-bgpsec-pki-profiles] specifies the format for the PKCS #10 request and [I-D.ietf-sidr-bgpsec-algs] specifies the algorithms used to generate the signature. 2. Terminology The key words "MUST", "MUST NOT", "REQUIRED", "SHALL", "SHALL NOT", "SHOULD", "SHOULD NOT", "RECOMMENDED", "MAY", and "OPTIONAL" are to be interpreted as described in RFC 2119 [RFC2119] only when they appear in all upper case. They may also appear in lower or mixed case as English words, without normative meaning. Readers are assumed to be familiar with the BGPsec protocol [I- D.ietf-sidr-bgpsec-overview][I-D.ietf-sidr-bgpsec-protocol] and the RPKI [RFC6480] as well as the BGPsec-specific PKI (Public Key Infrastructure) specifications [I-D.ietf-sidr-bgpsec-pki-profiles][I- D.ietf-sidr-bgpsec-algs]. 3. Provisioning a New Router Depending on the options supported by the new router, operators are free to use either the router-driven or operator-driven methods. Turner, et al. Expires January 21, 2016 [Page 2] Internet-Draft Router Keying for BGPsec July 20, 2015 Regardless of the method chosen, operators first establish a secureShow full document text


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We've moved!
This donation page is on the old Big Give website. Please go to theBigGive.org.uk to find current campaigns and opportunities to double your donation.
If you have any queries on the changes, please email us at firstname.lastname@example.com.
Project information
Emergency Sponsorship Fund
To provide a safety net, paying essential educational expenses for Gambian children until permanent sponsorship under Pageant's scheme can be arranged.
School year 2010-2011, but continuing from year to year
Charity information: Pageant
Primary education is free, but Gambian families must buy books, food, uniform etc and pay fees for nursery and secondary education. Pageant's Sponsorship Scheme enables members to sponsor individual Gambian students throughout their educational career, providing continuity and a one-to-one relationship. However, sometimes a sponsor may not be able to afford to continue their donations, or sudden money problems in a Gambian family could jeopardise a student's continued education.
Pageant's Emergency Sponsorship Fund pays school fees and other costs until permanent sponsorship under Pageant's scheme can be arranged (or re-arranged), so that students are not forced to leave school at what could be a vital point in their education.
Aim 1
Provide continuing sponsorship, despite financial problems with sponsor or in the student's family.
Activities» Receive information from sponsors that they cannot continue making donations.
» Receive information from head teachers about students whose continued attendance is in jeopardy due to arrears in payment.
» Organise Emergency Sponsorship payments to keep the student in school.
What success will look like
Success will be uninterrupted education for each sponsored student.
The Gambia has a well developed state education system, providing education up to university level, but costs discriminate against students from poorer families. Pageant's Sponsorship Scheme gives some of these poorer students the chance to benefit from education to the full extent of their abilities, and the Emergency Sponsorship Fund provides a safety net for times of financial crisis.
Pageant is fully aware of the risks of funding not benefiting its intended recipient. Pageant uses trusted agents as our link to the students, and head teachers are contacted to ensure that the schools receive their dues from the sponsorship payments.
We routinely publish the numbers of sponsored students on our website and in our annual reports. However, we respect the privacy of individual students, so do not publish any personal details.
Budget - Project Cost: £2,000Loading graph....
Amount Heading Description £710 prev. sponsored previously sponsored children £740 lost sponsor sponsors lost this year £550 FE extras additional funds to FE students
Schools throughout The Gambia
Poorer students who might not otherwise be able to complete their education.
Why Us?
Why Us?
Pageant's members cover our operating costs through their annual subscriptions. This means that every penny of every donation is spent on our projects in The Gambia. Pageant has close relationships with over 100 schools in The Gambia. Our main Sponsorship Scheme and the Emergency Sponsorship Fund operate with the assistance of trusted head teachers, who let us know which of their pupils need financial help. Our agents ensure that money goes to the intended recipients.
Read more about the Charity running this project.
Pippa & Ian Howard
founded Pageant in 2002. They visit The Gambia at least twice a year to meet people we help, and ensure Pageant's projects are meeting their targets.
Wandifa Saidykhan
Our main agent in The Gambia, coordinating the smooth running of many projects – including our Sponsorship Programme.
Yankuba Ceesay, Abdoulie Gibba & Momodou Kanteh
Our assistant agents, helping Wandifa and covering Pageant projects in their local regions of The Gambia.
Pageant Members
Pageant has around 300 members, many of whom combine holidays in The Gambia with helping on various Pageant projects.
pays a year's fees for Junior Secondary School
I will never stop thanking and praying for you for giving me the golden opportunity of a good education


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Josh Duhamel and wife Fergie are expecting their first baby, and have finally admitted that the Black Eyed Peas' singer is pregnant — and now that the cat is out of the bag, the Desperate Housewives star is freely discussing his feelings about impending fatherhood.
Josh Duhamel is 40, but the star is experiencing baby joys for the first time. And while he held off on being a dad, Duhamel says he's always wanted to be a parent — and that he feels comfortable and chilled out around other people's kids.
Duhamel, currently working on Safe Haven, dishes on the prospect of the pitter patter of little feet:
"I think that I've always had an affinity for kids and there's something about me and kids that just click … I don't know if it's because I am a kid, but it does prepare you whenever you're around them. I've got nieces and nephews and all my friends have kids."
However, Josh admits that he knows kids look easy … from a distance. When it comes to 24/7 diaper duty, Duhamel knows that having your own kids is a whole different ballgame:
"All that stuff is a learning experience for when it actually happens, but I don't think you're ever truly prepared until it's your own."
And even early on, the actor says there are lots of exciting milestones — at a press event in London, he explains:
"It's very exciting! … Seeing that ultrasound is like unlike anything you've ever seen. Unless you've had one yourself. You're like, 'Wow it's mine.'"
Josh Duhamel and Fergie expect their baby to arrive this summer.


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Why Aisha Tyler feels like an outsider
George Stroumboulopoulos interviews actress and author Aisha Tyler on CNN in June 2013 on why she feels like an outsider and wants to be the voice of outsiders.
Tags: belonging
by Editor · Published August 29, 2014
by Editor · Published November 27, 2014 · Last modified November 28, 2014
by Editor · Published May 16, 2014
You must be logged in to post a comment.
It can be hard to feel different from the people around us, especially when you imagine they are more popular, more successful, more accepted than you.
But we believe being different is the source of innovation, creativity and the insight into what makes us truly human.
The Outsiders' Network is a place you can belong, share your challenges and turn the pain of feeling different into the courage to change the world.
Look around, get to know us and when you are ready...
What does being different mean?
3 Oct, 2014
Terry Pratchett: There's always a story…
16 Mar, 2015
16 Mar, 2015
Feel like a fraud? You are not alone.
20 Jan, 2014


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Amaranth: A Help in Uganda and a Hit with the Kids in Michigan
The name of the plant is amaranth. It's a high protein grain that has a wonderful balance of amino acids. Mexican Aztecs and Peruvian Incas probably knew more about growing the grain than we know today—it was that important to them. African women farmers like Dorcas and Casee taught me a lot about growing in their dry conditions. I used to appreciatively call them "my mwalimus," my teachers. Starting around the year 2000, African people have shared with us that eating grain amaranth every day helps malnourished children start to grow normally, people living with AIDs to recover vigor and appetite (if they are also getting the anti-retroviral medicines), and type II diabetics to feel much better. There's a lot of God's grace in a grain of amaranth! That's a wonder all by itself. The little kid below is having fun eating the popped amaranth grains!
I feel that the wonder of the amaranth story I've traveled is that when I first got some seeds and tried it in Oaxaca, Mexico in 1984 it did not grow very well. Then, about 20 years later, when we tried it again in Africa, it became a big blessing to the people. And, now it's a lot of fun to have kids in the United States try to grow it, thresh it, and eat it like the people in Africa do.
If you would like to see a little bit more about God's grace in a grain of amaranth, and learn how to prepare it and eat it yourself—-please take a look at a story I partly wrote along with several people who have continued working in Africa.. It's on the CRWRC: Continuing as World Renew web site at: http://worldrenew.net/about-us/news-events/gods-grace-grain-amaranth


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Why do Sunrooms Leak?
Talk to just about anyone who owns a sunroom or has owned one in the past and they will have a leak story to tell you. The sad truth is that 99.99% of all sunroom contractors have battled with leaky sunroom installations despite their best intentions. The other .01% either haven't been in the business for more than a month, are terrific liars, or may just be that awesome.
The simple reality is that sunroom leaks are fairly common. However, a seasoned sunroom contractor like Titan Sunrooms can help identify likely leak sources prior to installation so repairs can be made before the build. In other instances, leaks can be due to faulty installation or even flawed materials. Whatever the case may be, its important that you choose a contractor who will assist you in times of need.
We get numerous calls from customers with leaks who have used other contractors for their build. The common complaint: They won't come out and they won't answer my repeated calls for help. Can you help me? Unfortunately, we seldom if ever can help these folks as we are obligated to serve our own customers first.
If you want to get a sense of what kind of contractor you will be dealing with simply ask them "Do you have roof leaks?" See if you get an honest answer.
The reasons can be many but we have learned that there are 3 primary causes that will result in a roof leak.
- A defective house roof: Things like poor chimney flashing, old shingles and defective ridge vents can cause water to get into a new enclosure. A house roof in poor condition is a challenge and should be repaired appropriately prior to work commencing. A seasoned pro should be able to point this out to you.
- Poor installation: Flashing a new sunroom roof should not be an afterthought. It is the most important element of a good installation. Flashing a roof properly is even more important. Getting underneath the shingles to the decking of the house roof with metal flashing is essential. It takes time to do this right and is typically one of the last things done which is why it gets overlooked so often. Many roof leaks can be attributed to this.
- Flawed materials: Causes 1 and 2 are in your control however reason 3 is not. Most panels today use a mating system that effectively locks one roof section to the next. Metal panels need to expand and contract freely as they heat up in the daytime and cool down at night. Panels can expand as much as ½" or more causing the exposed seam to fail. The pictures below show seams that have lost their seal due to this process.


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The ultimate half-zip waterproof golf jacket in GORE-TEX stretch fabric with a mesh lining. Excellent breathability and special features including rain channels at sleeve ends, plus adjustable chest width and bottom edge.
Size: S - 3XL
Color: Black
290 €
FREE SHIPPING on all orders
- Extremely breathable.
Light weight mesh lining
Repositioned side seam for optimum comfort and fit
Adjustable waist width
Pocket on back w zipper closing
- Adjustable chest width
Cuffs with unique rain channel
- Totally waterproof. Guaranteed To Keep You Dry™.
- Maximum breathability that enables the release of excess heat and moisture.
- Durable waterproof protection.
- Perfect fit and maximum freedom of movement, specially developed for golfers.
- Soft and smooth outer materials that provide comfort and excellent drape characteristics.
- Extremely hard wearing and long lasting.
- Easy to wash and maintain, just regular machine wash and tumble dry.
Tech facts
The GORE-TEX membrane contains over 1.4 billion microscopic pores per square cm. These pores are 20,000 times smaller than a water droplet, but 700 times larger than a water vapour molecule, which makes the GORE-TEX membrane completely waterproof from the outside, while allowing moisture to escape from the inside.
GORE-TEX fabric with mesh lining
Machine wash warm, with similar colours. Do not use bleach or fabric softener. Tumble dry medium heat, remove promptly. Iron at medium temperature 150°/300F. Dry clean perchlorethylene. Do not iron on print. Keep away from fire.


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Month: June 2011
Coping with Efavirenz
Almost a year since I started using ARV's. It was an abrupt decision by the doctors and I wasn't ready that time. Hearing stories from friends, I was a bit scared and always contemplating if their situation will also happen to me.
EFV is known to pass through the blood-brain barrier coz of its small molecular size, so it can inhibit those viruses inside the spine and brain which other ARV's can't do. Maybe this is the reason why you get dizzy. It penetrates inside the Central Nervous System and do the job
How to cope: This once a day pill is suggested to be taken just before bedtime and at an empty stomach (plus lots of water). It doesn't work for me though.
I have noticed that when drinking Choco Malt drink like Ovaltine and Milo will increase the effect.
Eating pancit canton, those instant ones, will decrease the effect.
Sleeping just around 8 hours, sleep more and surely I get even sleepy.. That's my problem now.
Sleep less.. You can get still get that kick inside you head but can remedied by coffee. Very similar to hangover.
How to cope: watch funny and happy films/tv shows or other stuff. I usually watch comedy talk shows, commercials, pranks, America's Funniest Home videos over Youtube. It really helps eliminate nightmares. If you want that sex dream then try to watch your favorite hot male star. lol
3. Lack of concentration/short term memory loss – probably another CNS effect. I tend to forget my "things to do", how to translate Tagalog to English words and v.v, name of that crush, place where I put my phone and similar stuff.
How to cope: I have a handy dandy notebook. I keep track of my "things to do" list. As soon as I remember these things, I write them down. Also, I watch documentaries just to keep my bulb lighting and remember those things I have studied before. Reading over the internet also helps.
4. False Positive Marijuana results – maybe EFV's chemical structure is somewhat related or closely similar with Marijuana or its component. If not, perhaps when EFV is broken down inside the body. This I have not encountered yet since I haven't taken any drug test. I'll cross the bridge when I get there.
How to cope: Talk to Ate Ana lol
These coping mechanisms are just mine, maybe it won't work for you, maybe it will. you can try though.
I need to cope with my sleeping habit, I tend to get sleepy even I have more than 10 hours of sleep. I should create an action plan regarding this. I don't know how, maybe I need more physical exercise.
Salvation and Introversion
Landed at 4th
Volleyball tournament was over and we landed up 4th place. In short, we lost.
Regardless of the rain, the game pushed through. For the longest time, I wore shorts. To hide my scars I used a long pair of socks. Nakakahiya naman if they saw my constellation like scars.
The game started late so we took the chance for warning up. May warm up pa, natalo din naman.
Same old faces were seen as last week and met new ones.
Bagging the 4th place came with individual medals, trophy and 2k cash. Not bad. Ok na rin yun.
After the game, the team wondered where to waste this money. Sakto naman na dinner time, so why not have this team dinner. We went to a nearby 24-hour diner and had some kulitan and stuff. Dinner cost not as big as the prize so we ended up for some beer session. It was fun.
There were Mr. M's . 2 of them. The eye candies.
This awkward moment
Going the Distance
A good link
I found a good link regarding HIV. I think it was created by Gilead Sciences.
Videos of stories were great and it will provide basic information needed.
You might want to check it HERE.


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Welcome to the Creative Services photography and videography department. We provide a full range of photography and video services both in our on-site studio and just about anywhere on location.
Photography service list
- Headshots and portraits
- Research
- Events and tours
- 360° panoramas
Video production services include:
- On-location video and audio recording
- Video editing
- Live events/presentation recording
- Voice over recording
- Audio editing and processing
- Motion graphics
- Media encoding and archiving
- Electronic delivery of media – from broadcast quality to mobile devices
- Publishing to Berkeley Lab's online media channels
Frequently asked questions
How long is a photography shoot?
This depends on your needs – standard LBNL studio headshot can be about 30 minutes per person or a photographer can spend the whole day documenting an event.
How much will this cost?
The rate is $123 per hour. Along with time for photographs to be taken, there is additional time for editing, post production work which includes digital toning and preparing photographs to be archived into the Laboratory's network for future use.
How do I request a photography or video shoot?
Fill out the online form to request a photography shoot. Your shoot is not scheduled until you've received confirmation from our department. If you would like to schedule or discuss video services, please contact us.
How will I receive my photos or video?
Our department will email the primary contact a link to downloadable photos when they are complete. Video will be delivered based on the client's preferred method.


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Contact Us
Find a Drake Office near you
Drake Toronto West Office
2323 Bloor Street W., Suite 218,
Toronto, Ontario M6S 4W1
Tel.: 416 762 4414
Fax: 416 763 0823
E-mail: Contact Us
With over 70 years' of combined experience in recruitment and staffing, our Toronto West team is the recruitment agency of choice for western Toronto.
Conveniently located amidst Toronto's older, well-established, neighbourhood, this Drake Canada branch specializes in recruitment for Government, Private Sector, Manufacturing, Finance, Call Centre, Transportation & Logistics, Public Sector, and Airport/Airline industries.
Outside of recruitment, Drake Canada Toronto West, can assist businesses of any size with their HR requirements. With our suite of Talent Management Solutions, our team of Consultants can help in areas such as Leadership Development, Exit Interviews, Operational Health and Safety and more.


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Velvet is actually my favorite fabric. Especially blue velvet. I'll never forget my mother had a custom two piece ensemble made for her 50th birthday party involving some kind of corset top and an A-line, knee length skirt that I loved trying on and twirling around in. My father also had a set of blue velvet, tufted sofas and chairs that I am still inspired by today and plan to re-create in my living room (more to come on this soon). I also have always loved the actual song by Bobby Vinton, Blue Velvet, since I was a kid playing around with old records. It's really one of those fabrics that will continue to transcend over time as it as comfortable as it is luxurious. I've always had a few items here and there to add a little something extra to an outfit, but I'm starting to think I should stock up now that velvet's become so trendy lately so I have lots to choose from. Here are all the best items I've found that won't break the bank. Enjoy!SaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSaveSave
Wishing your velvet dreams come true too,


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Friday, May 7, 2010
Letters to my Hero
Dear Rob,
Guess what, Guess what? You will never believe it. This morning Michael brought me his Science to check and it was not only 100% correct but it was a CROSSWORD. I was in tears. He said well I just want to get my work done as if it was no big deal.
Do you remember the picture of the flowers I made last night, well guess what they did not harden and I am totally lost. I have a fan on them now and am hoping by morning they are dry or I will be heading to Sam's to pick up a cake.
We did not leave the house today and I have to admit not many chores got done. School and me working on the cake. We did order pizza tonight and I ordered myself a sandwich. A hour later Grace walked in here and said what is that and why did you not share. She cracks me up.
I touched the babies today and mama cat knows I did. She did not seem to mind. Tomorrow is the garden party at church I feel bad that I did not do much for the girls hats.
Faith is sleeping in the girl's room tonight. She has been sleeping downstairs more than not. Did I tell you I got my beautiful Mother's Day card? Thank you for thinking of me.
I love you babe but I am heading to bed. Can you believe I have been asleep early for the last several nights? I am really trying to make sure we stay rested. I love you, Pamela PETRIE
Labels: Letters to my Hero
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Kamala is quite spread out, but the area divides roughly up into three comprehensive sections: the main road, the centre and the southern part. Each has its own atmosphere and a different selection of restaurants.
Along the main road and off the side sois, there is a fairly wide selection of eateries. Kamala centre specialises in seafood restaurants. Southern Kamala features higher-end dining locations.
As with many areas of Phuket, the cuisine varies between Thai and international, including German and Australian pub food.


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I have a very slow leak somewhere around the plumbing access to my shower/tub that I've been chasing for some time now. I've been placing a 12oz 'Tupper ware' container just underneath and between the shut-offs. I check it once a week and it fills up about half way. I replaced the shower valve due to some water stains around that, but that doesn't seem to be the culprit. I've sat and watched the access area while my wife showers, but don't see any drips. Any one else have any other ideas?
I've recently place a plastic sheet in the wall between the shut-offs and the area where the tub wall and tub meet… to try and pin down where the leak is. My thinking is if my container has water in it in a week, it will mean the shut-off may have a very slow leak in them. If there is no water in the container, then maybe I need to re-caulk where the tile and tub meet (no obvious cracks there now.) Any other methods to determine where the leak could be?


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Right at the onset I had decided that I would only collaborate with brands that delivered on its promises. Stalk Buy Love is one such brand that delivers on quality, affordability, fast delivery, and most importantly fantastic range of designs. So I was only to happy to receive an email from them to try out their designs and give my readers and honest opinion on the same.
Stalk Buy Love retails only online which is founded by Europe based fashion experts. Their website is extremely easy to navigate with categories to shop by trend, fit, style or occasion. There is a separate category for ' Whats New' to browse through the latest trends.
Each outfit has a description on the material, the kind of fit and comfort it offers. This makes it easy to shop the product online. Stalk Buy Love (SBL) also have a fantastic post Sales and 24X7 care team that you can reach by phone or email and they will cater to any question you may have.
I was extremely happy with the shopping experience which was hands on. I received my order within 24 hours. An email was received when I placed the order and another email was received when the shipment was posted. I was already looking forward to styling the outfit.
I ordered their SWAY DRESS in Cotton Denim. This was soft and unlined dress with an Off Shoulder neckline which is one of the hottest trends this season.
I loved how this dress could be styled up or down and could be worn for different occasions. I could see myself wearing this with flipflops and a big tote to a beach. I could wear this with nude pumps and hair in waves and delicate stacked necklaces to a brunch.
On this day I was heading out to dinner so I decided to style the SWAY DRESS accordingly.
I wore the dress with Silver and Pearl statement necklace that perfectly complemented the off shoulder neckline. I added silver bangles and blue suede pumps to compliment the necklace.
I carried a white and beaded box clutch by Olgaberg and completed the look with a high messy bun, smokey eyes and deep red lips.
Festive yet classic and edgy is the look I was going for.
Sway Dress- Stalk Buy Love – Click to Shop the dress here
Blue Pumps – Novo Shoes
Necklace- Lovisa
Bangles – India – Oldest ones I own
Clutch- Olgaberg- Borrowed from Mum
I hope you enjoyed today's fashion post. If you are a brand that would love to collaborate with Mumbai to Melbourne do contact me on email@example.com
Until next time have a fantastic week ahead.


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Over / Under 2.5 Goals Tips
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What are over and under 2.5 goals bets?
Over and under 2.5 goals bets (often referred to as overs and unders, or shortened to simply O/U 2.5 goals) are a very popular betting market and allow you to bet on whether you think there will be more than or less than three goals in a match.
If you bet on over 2.5 goals in a match, there will need to be at least three goals during the match for the bet to win. Going for over 2.5 goals can be an entertaining way of betting because, even if your game is 0-0 at half time, there is always the chance of a second half flurry of goals – Liverpool's dramatic 3-2 win over QPR back in 2014 springs to mind!
If you decide to bet on under 2.5 goals, there can only be a maximum of two goals in the game so if one of the teams gets an early goal, you could be in for a tense afternoon hoping that the floodgates don't open!
How often do you post over/under 2.5 goals tips?
Over/under 2.5 goals tips are posted up as often as the English and European football fixture list allows which usually means that there is a full set of fixtures every weekend and roughly every other midweek, on a Tuesday or Wednesday.
Tips will be posted by 7pm the night before for 3pm weekend fixtures and by 12pm on the day of midweek evening fixtures.
How do you choose your O/U 2.5 goals tips?
When choosing their over and under 2.5 goals tips our tipsters start by looking at the betting stats in our stats centre showing average team goals per game, for and against. For over 2.5 goals bets, a good tactic is to look for matches involving teams which favour attacking football, often leaving themselves short at the back as they are likely to score but are also likely to concede.
A particularly useful table for picking out over 2.5 goals bets is the Over 2.5 Goals Top 20 table which shows the 20 best performing teams in the country in this market, along with average goals for and against per game.
For under 2.5 goals bets, our tipsters like to look for games where two defensive minded teams are playing each other. The top 20 table for under 2.5 goals is great for spotting these teams at a glance but for a more comprehensive look there is also the sortable long list table which gives the stats for all English sides in the top five divisions.
How do I get involved and follow your O/U 2.5 goals betting tips?
Following our over/under 2.5 goals tips and getting involved is easy – simply check this page after 12pm on the day of English midweek fixtures and after 7pm the day before weekend fixtures, or you can follow us on Twitter for all our latest betting tips.
We recommend using either Marathonbet or Unibet for O/U 2.5 goals betting as both tend to be more generous with their odds.
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First off, should you're having ANY problems with a non-working distant keyless entry, this article may help you troubleshoot, even if you don't have a Chrysler. While Smart has no quick plans to produce the ForSpeed, key styling components such because the headlamp and tail lamp designs with the outer rings illuminated by a LEDs in addition to the extra prominent entrance grille, will be carried over to future merchandise including the next ForTwo collection and the new five-door ForFour as the corporate plans to create a more distinct search for its cars to better compete with the Fiat 500 and the Mini.
Say you have all the time had a Mercedes, you love the automobiles and you like the model however as time goes by by some means a giant automotive just isn't what you need now the kids have all grown up. Big vehicles also take plenty of area on ever more congested European roads, difficult to park as nicely and boy are they thirsty, consuming into the pension a bit too greedily for your liking.
There are a variety of features which are actually helpful: twice the charging velocity of most chargers, temperature resistance up to a hundred levels Celsius (and a cooling system) meaning that it won't degrade in sizzling parked cars, and a GPS automotive locator, so if you park in large or unfamiliar parking tons you'll find your car.
There have been additionally plans to introduce the French made cross-over primarily based on the body of the ForFour and the AWD hardware of the Mercedes C-class with the title of Formore but industrialization of this was cancelled on the 11th hour (even as tooling was being installed in the assembly plant) due to unfavourable alternate rate swings and spending cutbacks pushed by losses elsewhere inside Smart.


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How do I get a credit report online, and is it possible?
Nowadays, when considering the application of the client for the issuance of credit special attention is focused on the credit history of the potential borrower, information about which is requested by the bank in the credit bureau. The purpose of creation of the Bureau was to reduce the risks when loaning. Credit report – is a document reflecting the client's reputation as a borrower. In this way, bank receives information about the customer`s existing loans and the quality of service loan repayments. This information has an impact on the adoption of decision by a credit institution on granting a loan.
How to get a credit report?
The borrower is entitled to receive a summary report on his active and repaid loans in accordance with the Law "On Credit Histories". Besides the borrower access to the data of the Bureau also has a banking institution in the presence of the written consent of the client. In some cases, Bureau provides information on the credit history at the requirements of third parties (courts, police) in accordance with the law. Getting information once a year is free, subsequent requests are to be paid for.
At the moment, it is almost impossible to get a credit report online. In accordance with the law such information may be received in person or through an authorized representative or, assuring notarized request. In any case, the request performed by a computer is not made by a client in person. Such organization of the procedure reduces the risk of access to personal information of strangers, holding passport data of other persons.
You can get a credit history in three ways:
- A written request to the official website of the credit bureau. The borrower fills out an application form (from the website), notarize it and send a letter to the postal address of the Bureau. The answer must be sent by mail no later than 10 working days from the date of receipt of the request by addressee.
- Appeal to the official website of the Bureau of Credit Histories by a telegram. In the telegram must be specified passport and address data of the client whose signature is certified by the employee of post office. Credit report in this case also must be submitted no later than 10 working days.
- Appeal to the organization cooperating with the credit bureau. Contact numbers and addresses of such organizations can be found on the website of the Bureau.
Credit report – why do you need it?
Credit history – is a dossier containing information on the solvency liability of the borrower, the amount of his appeals to the banks, as well as approved and paid loans. To be interested in such dossiers must not only financial institutions but also the client. Every year on the Civil Code and the laws dedicated to banking, any natural person has the right once a year on a free of charge basis to receive a credit report or an extract from the CH. Moreover, a request for such a report is advisory but not binding. Yet all analysts advise not to ignore the recommendations and contact the Bureau of credit histories every year. And here's why.
Preparing for a large loan. Why should you ask for a credit report before placing your car loan or a mortgage?
The primary objective of the credit report is considered to be a summary of the history of all requests, issuance and repayments of loans of the person. In the submission will be displayed dates and sums, including the number of days of arrears, penalties and the presence of active loans. There are situations when small banks forget to transmit information about the closed loan. Borrower is listed as debtor. And only for this reason, that is at the study of solvency, he can be denied in mortgage or car loan. If you notice deviations and "oversight" of financial institution you should in advance call back there and ask to fix your credit history. Active loans will be closed, and the chance to conclude a new credit agreement will increase.
And it also happens that the lender sends the wrong information in the credit bureau. Data on namesakes are confused and the wrong citizen becomes debtor. To request a credit report in this case – means to detect errors and to regain the reputation of a responsible, loyal borrower in time. For this you will have to visit the bank that filed incorrect information about their customers and to write a statement on the revision of history and correct inaccuracies there.
Thus, the answer to the question "Why do I need a credit report" is the protection of credit reputation and your own financial well-being. Therefore each borrower is recommended to contact the CRB annually.
How to donate a car to charity
- Gather information about the charity center or the car donation center where you consider to donate your car. All charity centers are different. Like everything else in life, some are good, while others are working in bad faith. It is unlikely that you will know about it until you have enough information about them. Here are some relatively simple ways to do this.
- Before you donate your car to a charity or non-profit center for car donation, you should check their tax documentation, simply go to the site irs.gov.
- Check the tax deduction. Another point that you want to learn- documentation of the tax deductions that you get when you donate your car. Most charity centers sell donated cars, because the procees of car transfer for destitute or its sale at a very low price create many difficulties. Furthermore, charity centers are dependent on revenues from sales of donated cars in the financing of their mission.
- If the charitable foundation will sell your car, you can get $ 500 or part of the sum that charity organization has gained from the sale of your car. To maximize the tax deduction, you need to learn how the organization is going to sell your car. Some charity funds sell donated cars to the same dealer. This is a fundamentally wrong idea, because the more competition there is, the more likely that the selling price will be higher.
- Other funds put all the cars up for auction. It is a good idea if car is in good condition. However, if the car needs repair or it is in bad condition, it cannot lead to the best possible sales price. The reason for this is that at first buyer pays for the right to participate in the auction and then pays the commission when buying a car. Most buyers take into account these commissions in advance by placing their bets at auction.
- Learn the process. In most cases, you can most profitably sell cars, referring to several dealers who are ready to buy the donated cars. And here's why. If car is in good condition, it makes sense to put it up for auction in order to allow more customers to place their bets. If car is in satisfactory condition, selling it directly to the dealer engaged in second-hand cars can be the most profitable way, because it can offer a great price to avoid the commission of the auction. If car is in very poor condition, spare parts shop can offer the highest price, so that then resell work items and metal used in the construction of cars, on scrap metal.
- Find out which of the methods of welfare center is going to sell your car. This will help you determine whether they will provide you the greatest amount of the tax deduction for your donation.
The most effective way to pay off debt
1. In the first place – with the highest reduced rate
This would seem obvious, but many people try to extinguish the first small loans to pay at least a part of it. In this case, you overpay the interest of service, so that the total sum obtained is bigger. For example, you have one loan at 13% per annum, the second – at 10%. For the same loan amount, focus on payments of 13 per cent loan, paying the minimum payments on the other.
You will have to pay the interest any way, but in such a way you will make them smaller.
Tip: Calculate loans: extinguish those that are profitable, but not those you want to.
2. If the calculations of several loans are approximately equal
Reverse method: if you have several loans with equal charges, extinguish the least one. This so-called "snowball method": repayment of a loan motivates you to put out next, and you reduce their number. For most people it's easier, and they subconsciously incline to this method. Please note that if you are threatened with confiscation, or in one of the loans calculation is clearly greater, this method is excluded, extinguish a larger loan, as described above!
Tip: If you have equal debts try to close a particular loan
3. Restructuring and Refinancing
If you took a large sum for business development or purchase of apartment, and have paid at least one-third, you can ask about the restructuring. It is profitable in that case, if now bank gives for the same purpose loans at lower interest rates. They can make advance, and you'll get not only the reduction in total debt, but also the extension of the new loan. That is, you can take advantage of the restructuring to reduce the monthly payment, increasing the total term of the loan. Restructuring makes sense when interest rates are substantially different, as when formalizing everything you have to pay the commission and some other payments, so carefully calculated profits.
By the way, not all banks agree to refinance their own loans, so that you can try to sell the loan to another bank.
Tip: If you cannot pay – restructure: restructuring will gather all into one payment and reduce the monthly sum.
4. Repayment of the loan from another account
If you want to repay the loan with other bank credit card on which you have no debt, and there is a certain amount of money, which you can use, make sure that it is profitable. Even if you can use the amount at 0%, there are always commissions related to transactions, so that you will lose some money, but at the same time increase the amount of credits that you have to put out at a time. If you choose this method, to calculate the amount of the debt, divide the number of months during which the acts interest-free loan, and make sure that you have enough funds to pay off.
Tip: Keep out of penalties: use other loans, if the situation requires.
The information you need to know if you're going to make a donation
To whom can you donate?
The list of organizations is long, but they share a common principle – non-profit organizations. These can be:
- a community trust fund established exclusively for charitable, religious, educational, scientific or literary purposes, or for the prevention of cruelty to children or animals;
- churches, synagogues and other religious organizations;
- war veterans organization;
- non-profit volunteer fire company;
- volunteer organizations;
- cemeteries, crypts, etc.
What can you donate?
You can give to charity, followed by a deduction from the tax, almost everything, most importantly, that these things were in good or very good condition, ie, a broken vacuum cleaner won`t be accepted.
You can donate:
- money;
- clothes and other personal items;
- furniture, appliances and other household items;
- real estate: houses, land;
- cars, boats, motorcycles;
- jewelry, precious metals and stones;
- shares, securities;
- patents;
- to organize some very necessary activities requiring investments;
- collections, pieces of art, etc.
Those who do not want to search for such organizations can simply bring to the store «Good Will» or similar stores their belongings.
How to determine the value of donated goods?
The law has a fairly detailed description of how to determine the value of things, check out the information here irs.gov.pdf. The whole essence of the definition of the cost comes down to the fact that it can not be higher than the market prices of similar goods.
For example, the clothes will be worth many times less than it was originally bought. By the way, the maximum allotted clothing, which are allowed to deduct from the tax – it's $ 500. For a larger amount it has to be some kind of a special case.
To evaluate the real estate, and other unique products you usually need to involve experts.
For all categories of products there is teir maximum (always have reservations and special cases), which can be deducted from taxes.
The credit balance
The concept of the balance came from Italy. As an accounting term, it stuck in the XIX century. The balance is translated from Italian as the rest of the calculation, the price paid. In accounting, it means the difference between the amount of pay-in account, that is, flow rate, and expense account – credit. At the beginning of the XX century its meaning has expanded and moved beyond accounting.
Types of balance
Credit balance – in this case credit is bigger than flow rate. This indicator makes it possible to see the status of a source of income that is used for the execution of business affairs of the enterprise. The credit balance is shown in the balance sheet liabilities.
Debit balance – debit is bigger than credit. It shows the state of the balance relating to the conduct of operations. In this case for the basis is taken a specific period of time.
The score on performed operation closes when the difference between credit and debit is zero.
Usually, in practice, not the whole history of the movement of funds is taken into account, but the selected time period (month, quarter, year). This period is called reporting.
The calculation of the balance of money in the account is not possible without understanding of the following definitions:
- Opening balance. It shows the rest of finance on a specific account of the beginning of the reporting period. This is calculated by taking into account the previous operations;
- outgoing balance shows the balance of the account on the date of completion of the period. To calculate the amount you need to add up the initial balance and all transactions for a specific period;
- the balance of the period – this figure indicates the result of all the previous operations, which were carried out in a certain period.
To determine credit turnover it is necessary to calculate the result on the accounts of by selecting the desired period.
At the present time, as well as a few centuries ago, the balance – is the difference of final accounts according to the account of debit and credit.
But besides the specific accounting transactions this term is widely used in foreign trade.
What is a balance transfer of credit card?
Foreign borrowers have little use of "cash" loans so popular among Russians – for all the payments they use the credit cards and with their use generally occur most questions from those of our citizens who work, study or went abroad forever. Moreover, the specificity of credit cards (and credits in general) in Europe or the States is very different from the loan "plastic", to which the Russians have become accustomed.
For example, to such a question as refinancing we come only in respect of mortgage loans, and Russian banks do not give the possibility to change the conditions on most of the current credit agreements. Abroad, the credit organizations approach the issue of debts very differently, believing that even the other bank of the debtor can be converted into a grateful client, offering it the opportunity to consolidate debts (combination of multiple loans into one, and often at a lower interest rate). To "transfer" debt from one bank to another in Europe can be even by a credit card – this procedure is called a balance transfer.
How does this happen?
In order to "transfer" your debt balance to another bank, you will have to open a new credit card and using it repay your old debt. This service has been popular among Europeans, not only because it makes it possible to change the current conditions of use of credit card to more profitable, but also for another reason. The fact that European banks are seeking to survive as credit card issuers, vying with each other offer "newcomer" customers an introductory promotional interest rate – a period of one to six months, when on the money used is charged a minimum percentage, and in some banks this fee may even be 0 %. For the fact of the transition, banks typically do not charge a fee, and in order to use the service you will need only your e-mail address and a valid social security number.
Why do you need it?
In Europe credit cards are a fairly extensive business segment for banks. This "plastic" – is the main source of their income, so the desire to attract as many cardholders as possible is understandable. For these same borrowers, such a procedure becomes a great opportunity to get a respite for payment by credit card. Even if we consider that the interest rates on credit cards in the European average is 16% per annum (how can we not recall the "domestic" 25-27%), with such sums that the average European should give banks on the cards, it is a significant burden on the budget. Therefore, balance transfer is an excellent way for a certain period to return (now to a new) bank funds at a reduced interest rate, which ultimately translates into a decent save.
Features of peer2peer credit loans
The world never stays still. It is constantly changing and developing. In the twenty-first century, it feels particularly dynamic: rapid growth of technology and globalization became an integral part of our lives. Each of us daily faces various aspects of technological progress and information exchange.
Separately it's worth noting the financial sector as a standing on the front-line of technological progress. In the developed and developing world, it has long become synonymous with a dynamic and changing world and a symbol of global links between the countries and corporations. World's leading research centers have already drawn attention to this relatively new segment of alternative finance market and are quite optimistic about its prospects.
How peer to peer loans are developed?
Р2P-lending is a mechanism of borrowing between the individuals through the special online-platforms. Its basic idea is that people can lend money to each other without the involvement of the financial institutions: banks, credit unions or microfinance organizations. The world's levels of Р2P-lending already amount to tens of billions of dollars, and they grow every year.
How do p2p loans work?
Р2P stands for "peer-to-peer" or "person-to-person". Future creditors and borrowers are registered on рeer2peer-platforms – Internet resources or programs, installed on smartphones, and conclude loan agreements right there. Unlike in banks, people arrange with each other about the debt stock, interests and maturities.
How to invest in p2p loans?
It works like this: investors and borrowers are registered in the system, after which the former get access to the requests placed by the latter. Investor can view them at any convenient time in search of advantageous offer, taking into account the interest rate, terms and rating of borrower. The latter depends on the data that the platform requests for each applicant in the credit reference bureau. The loan agreement is concluded with р2р-platform, which takes a commission for its services. As a rule, this is a % of loan amount. Both one and several persons can be the creditor on one loan.
How peer2peer loans are developed nowadays?
Such system is actively developing in the world. In this, one can borrow not only dollars or pounds, but also cryptocurrency. For example, some platforms of P2P credit allow one to borrow bitcoins.
How peer 2 peer loans key configurations of companies on Р2Р market act:
- online platform, requiring the mandatory registration of participants and allowing one to automate the search and selection of borrowers and creditors, reducing the level of cost. Most often all participants follow how p2p loans analog of credit rating is calculated, determining the interest rate and other conditions;
- classic intermediary, who provides the legal support of the direct lending transactions, focusing on the deposit as a way to minimize the risk. Intermediary is also responsible for the means test, expert real estate valuation and meeting of investor and borrower in real time at minimal cost.


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Ways for People Leaders to Head the Data Revolution
Data has the potential to transform the way we work, but many organisations are at a loss as to what this magical transformation looks like.
At the moment data often gets collected as a by-product of other activity, and then sits around collecting dust, with an occasional annual outing for a special event.
Harnessing data to its true potential is often less about charts and hiring a data scientist, and more about changing the behaviours of our people.
ChapmanCG's Alexis Starkey spoke to Lillian Grace, CEO and Founder of Figure.NZ, about her top tips to help people leaders and HR professionals to head the data revolution.
1. Ask the right questions first
People often leap straight into the data and what is right in front of you. There are millions of different data sets out there, and ways of using them.
Taking a step back to ask the right questions first is critical to ensuring you are not limited to the data you already have, and to prevent you from being distracted by information rabbit holes that are irrelevant to the big picture.
You can start with these questions:
- What don't we know that we wish we knew?
Brainstorm the big questions, and then reduce this down to the key questions you think might have the biggest impact on your work.
- What would we do differently if we had the answer?
Asking this question is key to the whole process, because you want the work you do to have the best impact possible. You don't want to spend a lot of time and effort for the data to just sit there. This will also help you anticipate future hurdles in your project.
- How would we find this out?
Think about what sort of information out there might help you to find the answer. It may be a few different types of information – for example existing reports and data sets available both internally and externally – that you could piece together.
- Where can we find the information?
Do we have it already, and if not who else has it? A lot of data is currently available publicly, or you could approach an organisation that you think might be willing to share it. Chances are someone else may have thought about this issue before you or have expertise in this area, which can save you a lot of time and money. If it is not available, how can we collect it?
2. Create an environment where people can ask questions freely
In the past, leaders were the people who held the most information and knowledge and often didn't like admitting when they didn't know something. This limits our working to what we already know.
It is often working out what we don't know and then helping people to be agile and responsive to new information that will make you a transformative leader.
- As a leader, set the team culture by saying when you don't know something, and ask lots of questions yourself.
- Run meetings where you encourage your team to ask each other lots of questions and put these discussions at the core of your meeting, rather than presenting updates.
- Start testing your organisation's existing assumptions. Data can be used to test an existing hypothesis as well as helping to surface new information.
- Create an environment where people talk about whether something is an assumption or has an evidence base. For example, you can start by saying 'My theory is…' or 'This data is telling us…'
3. Create space to think and learn
The big, important questions that will have an impact on the future of our organisations won't be answered overnight.
We have a tendency to want answers straight away, but our brains don't work like that. They need time to process information. More often than not, that great answer will come to us in the shower when our brain has been mulling over information in the background for a few days.
- Give people time to come up with answers, and space to go away and think about things. Some people like to think on the spot and bounce ideas off each other, and others need time to process. Often a combination of both is helpful.
- Where possible, give people information and the discussion topic plenty of time ahead of a meeting so they have time to digest it.
- Ask your team what their preferred thinking and communication style is. As a people leader, you can then get the best out of people by responding to their preferred working styles. We ran a survey with the Figure.NZ team, which you can find on our website.
- Set aside some time to think, and get out of the office if you can. For big challenging problems, I often think best outdoors and away from the office environment.
- Pause in meetings or discussions. You can say 'give me a minute to think about that', or give someone else a bit of time to think things through. It's a simple thing to do that will often enable us to come up with more thoughtful ideas, but we very rarely do it.
- At the end of the day, get everyone in the team to share something new they learned that day. That helps to foster an environment of constant learning and encourages people to share what they didn't know but now do.
4. Embrace agile working for strategies too
Having great answers to your big questions is not helpful if you then continue doing things the way you always have.
Being agile and testing things out as you go enables you to adapt as the landscape changes and more information emerges.
We are great at applying agile working to product development, but we need to start applying this to strategies too.
You can do this by:
- Asking questions about the future of your project or organisation, and defining the key ones you want answered.
- Working out the first best step in getting there.
- Focus on achieving that first step, which people often call a 'sprint' – for example collecting the information, or analysing the information.
- Stopping to take stock and ask more questions. This is a good time to look at data and see if your context has changed.
- Working out the next best step or your next sprint.
Senior executives and boards need to operate in an agile way too. It's no good having a three-year business plan that stays the same while your environment, customers and competitors evolve around you.
You can be agile at a governance level by working to a vision, rather than a plan. We should always be asking what should we be doing to get to that vision now, rather than just reporting on an old strategy.
5. Have a whole-of-organisation approach
Organisations are beginning to realise that integrating data is not just about a single work stream, but changing the way the whole organisation works.
- Make it part of everyone's job description. Using data should be an integral part of everyone's job, not just the domain of a data scientist or analyst. Think about what using data really means. Rather than saying 'use data', which creates fear in a lot of people, require people to say how they know something and give them time to think.
- Invest in helping your people to learn about data. This includes how to best collect it, analyse it, share it, and its limitations.
- Put behaviour change at the core of any change management strategies. The success of data use will come down to our ability to use it in creative ways that have an impact on the business, rather than the act of collecting and analysing it.
Organisations often talk about putting data in the driver's seat, but the data is nothing without great people who know how to think about it and use it well.
The first evolution of data was simply sharing it more freely, and the next will be creating a world where everyone has the freedom to ask the big questions and respond to what the data is telling them.
Lillian Grace is the founder and CEO of
Figure NZ, a not-for-profit organisation that is creating a data democracy in New Zealand by helping to make data widely available and teaching people how to use it.
Lillian brings a new perspective on data, one where data is a language in which everyone can be fluent, not just experts. She believes societies, organisations and individuals will benefit when anyone can use data to inform their thinking and insights without requiring intermediaries.
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In view of the present situation with Debenhams the issue of Debenhams Gift Cards has been suspended until further notice. We apologise for any inconvenience that this may cause
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Just use the card in the normal way and your spend will be deducted from the money available on the card.


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published on 18 July 2015
Eurostar ski trains: new rules on alcohol
It was bound to happen sooner or later. Badly behaved Brits on the winter-season direct overnight ski trains between London and the French Alps have prompted Eurostar to rethink its policy on the consumption of alcohol.
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published on 22 May 2015
Winter sports season 2015-2016: the Lyon connection
Eurostar's new direct year-round train from London to the Mediterranean has an en-route stop at Lyon. This coming winter that Lyon stop may prove to be a favourite connecting point for travellers bound for the French Alps - and make even offer an advantage over the regular Eurostar ski trains to the Tarentaise Valley.
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published on 16 April 2015
Brussels-Cologne timetable changes in summer 2015
Sometimes a temporary alteration in timetables can have repercussions on travel itineraries across a wide area. And that's just what will happen this summer when engineering work between Aachen and Cologne will mean extended travel times on journeys crossing the Belgian-German border at Aachen.
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published on 7 April 2015
Night train to Barcelona hits the buffers
Another European night train has slipped from the schedules this week with the withdrawal of the Madrid to Barcelona overnight service. This was the sole remaining overnight service in the train category known as Estrella.
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published on 26 March 2015
Keeping track of Thalys
It looks like all change at Thalys as the international rail operator trims its network. Thalys presently serves ten stations in Belgium. With next week's cuts, that number drops to just four.
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published on 25 March 2015
Paris to Berlin: Return of a direct overnight train
We look at the revised timings of Russian Railways' Paris-Berlin-Moscow service which will from mid-June 2015 depart Paris Gare d'Est station at 20.05, creating a new overnight option between Paris and Berlin.
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published on 25 September 2014
New Eurostar service expands Mediterranean horizons
In the two or three months prior to the annual revamp of European rail timetables, there is inevitably speculation and angst about how the new timetables might impact on travel plans. We have a glimpse at the travel opportunities introduced by the new Eurostar services for travellers leaving from London St Pancras.
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published on 12 September 2014
End of the line for RENFE's Arco brand
Spanish rail operator RENFE plans to reclassify the sole remaining Arco service as an Intercity train from Monday 29 September 2014. This last Arco train is the Camino de Santiago which each morning leaves Irun for the long journey to A Coruna — serving Santiago de Compostela along the way.
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published on 9 March 2014
Travelling in style from the Riviera to Russia
This weekend sees the restoration of the direct train service from the French Riviera to the Russian capital. The direct Russian train to Nice had to be suspended in January, following a catastrophic landslide which closed part of the coastal rail route that runs west from Genoa to the French border.
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published on 26 August 2013
The TGV network expands
SNCF quietly expanded its TGV network today with the introduction of a seventh cross-border TGV service from France to Germany. The new service connects the university city of Freiburg im Breisgau in south-west Germany with Paris.
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published on 10 June 2013
High-speed to Murcia
The Spanish railway authorities today announced that the new high-speed route from Alicante to Albacete will open next week. We look ahead what this will mean for both travel times and the existing rail route.
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published on 24 March 2013
40 years on: the first plans for Eurostar
Long before anyone had even heard of Eurostar, the British Rail Board (BRB) published a series of indicative timetables for a possible Channel Tunnel rail service linking London with Paris. We reproduce here what we believe is the first iteration of that timetable, released 40 years ago in 1973.
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published on 17 January 2013
Direct from London: Eurostar links
Cast back fifty years and St Pancras station in London had plenty of trains to stir the imagination. The Palatine still ran from St Pancras to Miller's Dale and The Waverley to Hawick. But during the 1980s and 1990s, St Pancras was a dull place for devotees of interesting trains. It's hard to get excited about the slow train to Luton or the semi-fast to Leicester. This most august of London termini fell into deep decline.
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published on 11 December 2012
From Moscow to western Europe: alterations to train services
Last weekend, a raft of changes was introduced to train services from Moscow to France, the Netherlands and elsewhere in western Europe. The December 2012 issue of the Thomas Cook European Rail Timetable gives full details of all these changes. We here pick up some key changes to train 21JA from Moscow.
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published on 10 April 2011
Fair fares: by train across Europe
A few days ago I travelled by train from the Berlin suburb of Lichterfelde to Ewell in England, just south of London. In total I paid €55 for the entire 15-hour train journey of 1393 km. Looking at the different fare components, I see that I travelled across Germany for less than one cent per kilometre.
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text: With the loss of the last stronghold in Baghouz, ISIS has formally been defeated. However, according to the UN Office of Counter-Terrorism, its threat could increase because of combatants returning home, relocating or being released (UNSC, 2018). The time is ripe for change in the debate on preventing the spread of 'extremist ideologies'. In an era where large part of the recruitment and radicalization »


text: Return to all press releases COPD Foundation Hosts 2013 Annual Awards and Recognition Benefit in New York City, Celebrates Upcoming 10th Anniversary in 2014 November 08, 2013 Thursday, Dec. 5, 2013, 6:30-9:30 p.m., Powerhouse at the American Museum of Natural History, Columbus Avenue at 79th Street, New York, NY WASHINGTON, D.C. – November 8, 2013 – To recognize community leaders and organizations dedicated to fighting chronic obstructive pulmonary disease (COPD) through innovative educational tools and community support, the COPD Foundation will host its 2013 Annual Awards and Recognition Benefit, and the 10th Anniversary Kickoff Celebration, Thursday, Dec. 5, 2013, 6:30-9:30 p.m., at the Powerhouse, American Museum of Natural History, Columbus Avenue at 79th Street, New York, N.Y. "The COPD Foundation is pleased to recognize this year's honorees for the vital roles they have played in the fight against COPD," says John W. Walsh, president and co-founder of the COPD Foundation. "As we approach the ten-year mark of research, education and early diagnosis, we celebrate achievements and re-dedicate ourselves to raising awareness about this debilitating, preventable disease. It is imperative that we shine light on this growing public health crisis and reach out to those communities hit hardest." 2013 honorees include: Drs. James Crapo, David Mannino, Stephen Rennard, Byron Thomashow and John W. Walsh -- for groundbreaking work developing The COPD Foundation Pocket Consultant Guide for Diagnosis and Management of COPD, a practical, easy-to-use tool that aids clinicians in navigating the increasingly complex treatment options for COPD. Novartis Pharmaceuticals Corporation -- for significant contributions to providing global access to the COPDF's educational portfolio by translating key education pieces. The C.O.P.D. Information Line Associates -- for serving an essential role in supporting and building the community by offering support, knowledge and resources to COPD patients, caregivers, healthcare professionals and the general public The COPD Foundation extends a special thanks to Kerry Butler for her generosity. The Tony-nominated performer, who is best known for her work on Broadway as "Belle" in Beauty and the Beast, "Eponine" in Les Miserables, and "Penny Pingleton" in Hairspray, will be performing at the event. "COPD is the nation's third leading cause of death, killing women at almost double the rate in some states," Walsh adds. "This event honors those men and women who have taken the lead to find innovative and effective new ways to raise awareness, provide education and insight, and identify the growing number of at-risk Americans." For more information about attending the event, purchasing program ads or making a donation, even if unable to attend the event, please contact Melissa Alvarez, Development Specialist, at 866-731-COPD (2673) ext. 266 or email@example.com. About the COPD Foundation The mission of the COPD Foundation (www.COPDFoundation.org) is to prevent and cure chronic obstructive pulmonary disease and to improve the lives of all people affected by COPD. The C.O.P.D. Information Line, 866-316-COPD (2673), is a toll-free number for information and referrals on COPD, offering callers access to peer-to-peer patients and caregiver associates. DRIVE4COPD (www.DRIVE4COPD.org) is a public awareness and education campaign of the COPD Foundation.


text: Contents IT Service Management Previous Topic Next Topic Modify schedule entry Subscribe Log in to subscribe to topics and get notified when content changes. ... SAVE AS PDF Selected Topic Topic & Subtopics All Topics in Contents Share Modify schedule entry You can make updates to a schedule entry such as changing schedule entry type, date, time, and also deactivating the schedule entry. Before you beginRole required: rota_admin or rota_manager Procedure Navigate to On-Call Scheduling > On-Call Calendars. The on-call coverage for your group's calendar displays. Click the rota name and navigate to Actions > Edit span. The Schedule Entry pop-up window is displayed. Update in the fields on the pop-up form. Table 1. Schedule Entry Field Description Name Modify the name of the schedule entry, if required. Type Select the type of schedule entry. For example, on-call or time off. Group The Group field is left empty by design.Caution: If the Group field is populated, then the spans for that entry are not displayed. Show as Select what the schedule entry must be displayed as. For example, busy or on-call. When Select the appropriate start and end date, and time for the schedule entry. All day check box Select the check box to make the schedule entry active for the entire duration. Timezone Displays the time zone for the schedule entry. This cannot be modified. Repeats Select the frequency with which the schedule entry repeats. For example, daily or weekly.The following fields appear if you select Monthly: Monthly type: specify the date of the month when the schedule entry repeats. The following fields appear if you select Yearly: Yearly type: specify the date of the year when the schedule entry repeats or if it is floating. If you select the Floating option, then the following fields appear: Float week: Select the week of the month when the schedule entry repeats. Float day: Select the day of that week when the schedule entry repeats. Month: Select the month when the schedule entry repeats. Repeat every If the schedule entry is selected to repeat, then specify how often it repeats. For example, if you select weekly repetitions, specify the frequency such as every week or every two weeks. Repeat on If the schedule entry is selected to repeat, then specify when it repeats. For example, if you select weekly repetitions, specify the days of the week when it would repeat. Repeat until If the schedule entry is scheduled to repeat, then specify an end date until which the schedule entry repeats itself. Deactivate Click Deactivate to deactivate this schedule entry. A warning message will caution you prior to you proceeding with the deactivation. Click Update to save changes. Related tasksManage rota On this page Send Feedback Previous Topic Next Topic


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Please read this statement carefully to understand how Save the Children International ('SCI', 'we') collects, uses and stores your personal data.
Save the Children International is a company limited by guarantee, registered in England and Wales with company number 3732267 and a charity registered in England and Wales with charity number 1076822.
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We cannot be held responsible for the privacy of data collected by websites not owned or managed by Save the Children, including those linked through our website.
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Protected Teak Braced Leg Dining Table, 7'
Or 4 interest-free installments of $499.50 by
Style No. 30586556
Constructed from solid, sturdy teak, this braced-leg dining table will be a garden favorite for years to come. Each table arrives finished with rustic, aged paint and our Instant Grey + Teak Shield finish, which gives the wood a silvery, aged patina and prevents wear and tear from sun, heat, or rain.
- Teak, Instant Grey + Teak Shield finish
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- Clean with water and mild, non-abrasive detergent
- Treat seasonally with Teak Shield (available in stores)
- Assembly required
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Being able to research and know which inventory system is best for your business whilst also running your business is near impossible.
Accountants and businesses come to us directly to help select and implement a system for them. But, if you're not at the stage, would you know when your business needs one, which system is best for you and at what point you might need to contact us?


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Bonnie and Clyde
Bonnie and Clyde is a contemporary British artist, whose mixed media collage and print-work centres around scenes of the urban imaginary. Crossing medium and type, Bonnie and Clyde's work takes the form of screen-prints, large-scale originals on paper and wood, as well as 3D installation pieces. Employing a blend of photography, collage and paint, the emotive art of Bonnie and Clyde explores the psychogeography of the metropolis, immersing the viewer in beautiful and bizarre cityscapes.
Amongst Bonnie and Clyde's influences are Tracey Emin, Helen Levitt, Linda Sterling, Sir Peter Blake, Bill Viola, and Richard Hamilton, while the work of David Hockney, Andy Warhol, Jean-Michel Basquiat and the New York 'no wave' scene, more broadly, have been central to the development of her aesthetic. Music and film, signage and iconography, bleed subtly into Bonnie and Clyde's artwork, while architecture, street photography, and the coast appear as central, recurring tropes. With a sensitivity to the relationship between the built environment and the natural landscape, the work of Bonnie and Clyde opens out a space in which to explore human interaction in urban sites. Her work responds emotionally to the delicate association of the socio-political and the deeply personal, in a way that resonates with contemporary cultures of modernity.
Road TripUS$815.35
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Dream Come TrueUS$401.65
Everybody Loves The SunshineUS$963.96
'BBQ Heart' on Aluminium ScreenprintUS$1,839.56
Welcome HomeUS$923.80
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Slow DiveUS$747.07
Angels and Liquor Art PrintUS$919.78


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Josh Rosebrook worked in high-end hair salons in Los Angeles in his 20s.
Josh Rosebrook worked in high-end hair salons in Los Angeles in his 20s. That was when he started looking for products containing specific natural ingredients. When he couldn't find them anywhere Josh, who had always been driven by a fascination with natural ingredients, began to expand his expertise to the biochemistry of the skin. The first skincare product he created was the Cacao Antioxidant Mask. His clients and friends noticed the changes in his skin and wanted to know his secret. After testing the Cacao Antioxidant Mask, his friends suffering from acne experienced dramatic improvements in their skin. Josh found his calling in doing what he loved: helping others to feel better about themselves.
Each and every ingredient in the Josh Rosebrook products have an unparalleled level of purity, which is a big part of what makes their products so unique and effective. All plant ingredients in their skin and hair care products are 100% organic, certified organic or wild-crafted. Plants and herbs are the real, original source of active, vital nutrients for the body. The potent extracts, oils and essences of pure, whole plants offer the highest level of healing and regeneration available for your skin, scalp and hair.


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Luxembourg1 - 3 of 3 listings
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Dakota Johnson and Jamie Dornan reunite the 2nd chapter predicated on the global Fifty Shades" occurrence, in Fifty Shades Darker as Anastasia Steele and Christian Gray. Neither It was Easy to Fifty Shades Darker 20 17 Online Putlocker" Through Some ...
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