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NOTE: If you have not read part one, please do so. If you would prefer to just read this post for now, I would ask that you bookmark part one and read it afterwards. The two posts cannot be properly appreciated except when read as a whole, which is why I really wanted to confine the subject matter of both to one post. Alas, it got too long for that.
Let's not even think about Humane Vitae without first understanding that this document does not exhaust Pope Paul VI's legacy. There was much to him that we have, by and large, forgotten, and I'll name just a few things here:
1. He brought the use of the vernacular in the liturgy into the normal practice of the Church;
2.He was the first pope to address the United Nations, pleading for peace during the Vietnam War era;
3. He continued his predecessor's legacy of fostering positive relationships of dialogue with non-Catholics, non-Christians, and all nations;
4. In many ways, he prepared the way for Pope Francis in his "simplification" of the papacy…most notably by relinquishing the papal tiara, thereby expressing solidarity with the poor.
On that note, I am convinced that he also paved the way for Pope John Paul II's Theology of the Body with Humanae Vitae.
For those who are unfamiliar with the document, Humanae Vitae deals with the topic of artificial contraception — birth control, in the vernacular. Here we have a concrete example of how Paul VI stood up against the tides of modern times whilst knowing it would make him unpopular. Contraception was, at that time, beginning to receive wider acceptance in Western culture. And when Humanae Vitae was released, its teaching was widely dissented from and ignored…even by some bishops.
But I would challenge anyone who has not read the encyclical to sit down sometime and give it a careful, open-minded read. Whatever one's position on the use of birth control might be, s/he will not be able to read Humanae Vitae without being forced to admit something:
Just about all of the blesséd pontiff's predictions regarding the effects of contraception have come true — most notably the breakdown of the family and the devaluation of women and their bodies.
He saw at the root of the problem an emerging cultural philosophy that viewed sexuality not as something sacred and beautiful, not as a generous act (in terms of being both a gift of self to another and a procreative activity), but as a vehicle for selfish pleasure.
I will conclude with the blesséd pontiff's own words in order to reaffirm the point I made about him near the beginning of part one:
It is to be anticipated that perhaps not everyone will easily accept this particular teaching. (…) But it comes as no surprise to the Church that she, no less than her divine Founder, is destined to be a "sign of contradiction." [Lk 2:34] She does not, because of this, evade the duty imposed on her of proclaiming humbly but firmly the entire moral law, both natural and evangelical.
Since the Church did not make either of these laws, she cannot be their arbiter—only their guardian and interpreter. It could never be right for her to declare lawful what is in fact unlawful, since that, by its very nature, is always opposed to the true good of man.
In preserving intact the whole moral law of marriage, the Church is convinced that she is contributing to the creation of a truly human civilization. She urges man not to betray his personal responsibilities by putting all his faith in technical expedients. In this way she defends the dignity of husband and wife. This course of action shows that the Church, loyal to the example and teaching of the divine Savior, is sincere and unselfish in her regard for men whom she strives to help even now during this earthly pilgrimage "to share God's life as sons of the living God, the Father of all men."
(Humanae Vitae, para. 18)
Ora pro nobis, Beate Paulus Sixtus!
Images from Wikipedia

subset: commoncrawl


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Stranahan Theater
February 4, 2020
In 1996, an original rock musical by a little-known composer opened on Broadway… and forever changed the landscape of American theatre. Two decades later, Jonathan Larson's RENT continues to speak loudly and defiantly to audiences across generations and all over the world. And now, this Pulitzer Prize and Tony® Award-winning masterpiece returns to the stage in a vibrant 20th anniversary touring production.
RENT follows an unforgettable year in the lives of seven artists struggling to follow their dreams without selling out. With its inspiring message of joy and hope in the face of fear, this timeless celebration of friendship and creativity reminds us to measure our lives with the only thing that truly matters—love.
The Pulitzer Prize and Tony® Award-winning masterpiece RENT returns to the stage in a vibrant 20th anniversary touring production—a re-imagining of Puccini's La Bohème, RENT has wowed audiences ever since its first performance! Don't miss your chance to see this amazing show!
RENT is intended for mature audiences only.
*Tuesday, February 4, 2020: 7:30 p.m.
*Limited Seating Available
- ACT I: 1 hour 15 minutes
- INTERMISSION: 15 minutes
- ACT II: 1 hour
- RUNNING TIME: 2 hours 35 minutes
The performance will begin promptly at the advertised curtain time. Latecomers will be held outside of the theater until the tour approved entrance time.


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Winter Clothing
Waterproof Clothing
MASCOT workwear is used every day, all over the world, which is a test in and of itself. But sometimes, MASCOT seeks out situations in which the workwear can be put under maximum pressure with extreme environments and work conditions.
For several years, MASCOT workwear has been tested both by Team Coronel's mechanics in the Dakar Rally, and on the Ultima Patagonia expeditions, arranged by Centre Terre. Experience how we work with TESTED TO WORK, and how we challenge, test and expose the workwear to a little of everything under some entirely unique conditions.


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About Us
Pearson International Limousine is dedicated to providing the wide range of luxury limousines with a professional service, designed to work to your requirements from beginning to end, thus offering you a reliable and a cost-effective limousine hire service.
After getting into town, or even if you're here already, think about using one of our comfortable Lincoln Town Cars, complete with the best chauffeurs around, to take you to your business meetings and appointments. Our chauffeurs get rave reviews from our customers. And you can also trust us to take the utmost care when you send us to pick up your clients, associates, friends and even your mothers.
We also specialize in dinner-theatre evenings, parties and special events. It is suggested that reservations are made at least one day in advance for Town Cars and one week in advance for Stretch Limousines. We are looking forward to serve all your ground transportation needs.
Our company provides a wide range of luxury limos for Toronto weddings, special occasions, bachelor parties, birthday parties, anniversaries, Niagara falls trips, airport services, proms and club tours anywhere in Toronto and the surrounding areas of Toronto.


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Measure and Optimize Your Household Power
By Kurt Johnson
Curious about the true energy use of your home and which appliances or devices draw the most power? Personal and cheap (about 15 bucks) electricity usage monitors like the Kill A WattTM allow you to measure the efficiency of appliances, electronics and lighting in your home – essentially auditing your electricity use. The device is able to measure Volts, Amps, and Watts, as well as the ability to measure over time via Kilowatt Hours (KWH). The Kill A Watt allows you to plug your appliance into the front of the device, then in turn plugs into a standard electrical socket. The device is able to monitor both standby power (aka "vampire power") as well as active use. In addition to measuring energy efficiency, the included literature claims that the Kill A Watt is "perfect for detecting voltage drops and brownout conditions before they damage delicate equipment…the knowledge you gain…can save you thousands of dollars" – presumably by ensuring consistent power to your electronics.
I'm no electrician or mathematician, so I opted for the simplest method of measurement, measuring current-use wattage levels for each appliance, some in standby mode as well as those actively drawing power. Note that measuring by the KWH (measuring power use over a time period) is likely the best method of measurement.
The results of my simplistic test were interesting and eye-opening in terms of what draws the most power in my house, as well as comparative use between appliances. Some appliances were immeasurable with the device, like the 220 Volt oven and dryer. I also opted out of measuring the refrigerator, since moving it out from its alcove is a monumental task and probably would have damaged both my back and the linoleum in my kitchen. The refrigerator is a massive power draw, however, and should be measured to assess power use if you plan on doing so. A typical family refrigerator draws between 400 and 800 Watts. Mine is fairly new and efficient, so I chose 500 Watts as a middle-ground estimate.
The most efficient actively-powered standard appliances in our home included the land-line phone at 1.2 Watts, the mini-stereo at 8.6 Watts, and a compact fluorescent lightbulb (CFL) lamp at 15.7 Watts. Devices that drew the most "vampire power" included personal computer accessories and peripherals that are always on in standby mode. Without the computer being "on", the monitor, speakers, modem, wireless modem, and printer accounted for 35.2 Watts. With the power strip switched to "off", 35.2 Watts dropped to zero.
Big power users in my home included the water heater (estimated 2,400 Watts when running), my refrigerator (estimated 500 Watts) and the computer and accessories when fully powered at 250 Watts. The greatest power draw I measured with the Kill A Watt was the microwave when running, which drew 1735 Watts. Common household big energy consumers include ovens and ranges (12,200 Watts!), swimming pool pumps (2,000 Watts), clothes dryers (2,790 Watts), dishwashers (1,201 Watts), and hair dryers (1,000 Watts).
It was interesting to compare the power use of a CFL lamp (15.7 Watts) to my Comcast cable box, which drew nearly twice the power (25.3 Watts). My Roomba robot vacuum cleaner recharger constantly draws 7.2 Watts, which is half the power use of the CFL lamp when on! And it was helpful to be aware of energy efficiency at the individual appliance level, serving as a reminder to conserve energy, turn off power strips to eliminate "vampire power", and maintain my appliances for best performance (e.g. cleaning the coils on my refrigerator or cleaning the dryer vent). By measuring your devices and being aware of their power use, you too can better understand and manage energy.
The following is a table of measurements and estimates, illustrated by a power use pie chart.
|Cable Box
|Clothes Dryer
|Computer (Off)
|Computer (On)
|Hair Dryer
|Lamp (with CFL)
|Microwave (Off)
|Microwave (On)
|Mini-stereo (Off)
|Mini-stereo (On)
|Roomba Vacuum Cleaner charger
|TV and Accessories (Off)
|TV and Accessories (On)


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PERSON OF THE WEEK: Josh Friend is founder and CEO of InSellerate, a specialized customer relationship management system that enables lenders to immediately connect to leads while prospects are actively engaged in the decision-making process, manage their sales team in real-time for maximum efficiency and return on investment (ROI), and build strong long-term customer relationships through automated nurture marketing campaigns. Friend recently spoke with MortgageOrb about the most frustrating things consumers encounter when getting a mortgage and what lenders can do to improve the experience.
Q: What do borrowers find most frustrating about the current mortgage process?
Friend: Nobody likes to be ignored, so when prospective borrowers reach out to a lender and don't hear back, they are naturally frustrated. Mortgage lenders spend a lot of time and money to find potential customers, but studies show that they fail to respond to nearly two-thirds of prospective borrowers who contact them – either they don't respond quickly enough and the consumer moves on to another lender, or they fail to follow up at all.
Borrowers are also incredibly frustrated with the new disclosure laws. The biggest thing they complain about is having to provide more and more documentation right up to the moment of closing. What's even worse is that a lot of times, they have to re-send the same document multiple times because the lender lost it and needs another copy. There is simply no excuse for losing documents with today's technology. For instance, in addition to being a lead optimization and sales automation system, InSellerate enables the loan officer to stay on top of the situation all the way through so this doesn't happen. It connects the loan officers to the borrowers in real time; gives them up-to-the-minute status reports on the loan in process; and enables them to communicate with the borrowers through email, text or phone.
Q: How can lenders boost their lead conversion rates and bring in more customers?
Friend: Originators like hot leads and want to convert as many of them into customers as possible. We help companies optimize their lead opportunities by communicating with prospects when they are actively engaged in the buying process. In less than 30 seconds after a prospect first contacts the lender, InSellerate instantly and automatically identifies the most appropriate and available salesperson and dials the prospect's phone number, putting a salesperson on the phone with him or her. That immediacy significantly increases the probability of converting the lead into a closed loan. The workflow automation and lead prioritization function also ensure that customers are being communicated with at the appropriate time.
Our system also delivers insight into each channel's effectiveness so the lender can adjust – in real time – to maximize lead acquisition and ensure that no lead gets left behind, resulting in optimized return on lead generation investment. As the percentage of consumers who research and purchase products and services online continues to increase, the keys to driving ROI will be efficiency and immediacy.
Q: What are the biggest compliance errors loan officers make while the loan is in process, and what should lenders do to mitigate compliance risks?
Friend: The biggest errors are in disclosing incorrect fees and in borrower communications. With our new compliance laws, the lender is responsible for disclosing all fees and is held liable if it gets them wrong. Where we see the most common problems are with mortgage taxes and inspection fees, such as well and termite inspections. These are not always known up front and cause a lot of compliance issues.
There are many areas of compliance risk involving written borrower communications, whether they be emails, text, regular mail or flyers. These all have to be done in a compliant way. Over the past few years, there have been many new laws passed covering what needs to be disclosed when communicating with the borrower. For example, the loan officer's NMLS number is required on all correspondence. You also have to be careful about what exactly you tell the borrower. Being clear, accurate, honest and concise up front will help mitigate some of that risk, but you also need to have a systematic way to track borrower communication to help ensure you are doing it right.
Q: Can housing make a full recovery without first-time home buyers reaching their full potential? How can lenders help first-time home buyers purchase a home today?
Friend: First-time home buyers drive a healthy real estate market. However, the percentage of first-time home buyers in the market today is at least 10% less than historic levels. Lenders can do more to raise that level. Getting a loan for the first-time home buyer is a daunting task. Making the process simpler and more pleasant would help. Responding more quickly when a prospect calls is a big first step. So is being compliant with disclosure rules. This group of first-time home buyers, the millennials, is going to be the future of our market. They expect great service and an easy process. We have to be able to deliver that, and we can.
Q: What role does technology play in helping loan officers maintain relationships with their clients over the long term?
Friend: Once a lead turns into a client, the process of turning him or her into a repeat and/or referring customer should begin. By making the process easier for the borrower, you can help retain that person as an ongoing customer for years to come. After you close the sale, you can retain and build strong customer relationships for life through automated marketing campaigns, such as direct mail, email, etc. Good technology solutions can automatically help keep the loan officer in front of potential, current and past customers. It is one of the most fruitful and cost-effective ways to easily grow production. After all, it's common knowledge that the cost of getting another loan from a past customer is a lot lower than finding a new customer.
Q: Are mortgage lenders bigger targets for security breaches because of the financial information they have stored? Are they doing enough to minimize any cybersecurity threats? What more should they be doing?
Friend: Mortgage lenders are definitely at greater risk because they have all of a consumer's financial information. Very few institutions have all of your financial documents, so mortgage lenders are a high target. They, therefore, need to be more diligent about cybersecurity. Mortgage providers are required to vet their vendors. They need to make sure they have passed an SSAE 16 audit. Technology platforms matter, too. By using Microsoft Azure cloud, virtual private networks, and leveraging a multi-tier application architecture where the web servers are separate from application and database servers, there is no public or user access to where your data sit. That's the most secure way to hold and store data.


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Nature at Matar. This picture was taken at 1-50 pm, Sunday. How beautiful nature looks! I enjoy my each visit to matar and such view is one of the major factors for that enjoyment.
Archive for the 'Nature at matar' Category
26 Nov
26 Nov
Posted by dhirendra1972 in Day in Pictue, Dhirendra farms, Family Picture, Nature at matar, Photograph, Picture, Picture of Day. Tagged: D, Dhirendra farms, Dhirendra with nature, matar, Nature, nature lover dhirendra. Leave a comment


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Welcome to the Hurworth School Duke of Edinburgh Award Experience
For over 8 years now the Duke of Edinburgh's Award has been available to Year 10 and 11 pupils and Hurworth School has a long tradition with the Award that sees over 90% of those able to take up the award do so. With an experienced collection of staff members, which include Mr Gawthorpe, Mr Jobling, Mrs Bell, Mrs Welch, Miss Robinson, Miss Heron and Miss Slinger, the result is that we are one of the most successful schools in the County.
What is the Duke of Edinburgh all about?
The Duke of Edinburgh's Award is a way of rewarding young people for the things that they do in their spare time. With advice and support from the staff you get to choose the activities you want to do giving you the opportunity to learn new skills, help others and experience adventure. The Duke of Edinburgh's Award is well-known and respected and by enrolling with the Award, you will be able to have your skills and personal strengths recognised and rewarded in a totally non-academic way.
It's all about having a go! And just think what a great sense of achievement you would feel when you've achieved a bronze, silver or gold award, as well as the respect from your parents, relatives, teachers and peers.
Some of the activities you choose could lead on to a lifelong interest or your choice of career – who knows where it will lead and what doors it could open for you? What's more, many people including colleges, universities and employers are impressed to see it on your CV.
And you get to have lots of fun along the way…
To achieve your Duke of Edinburgh's Award, you choose which level of Award you want to do – Bronze, Silver or Gold – and then complete three different spare-time activities plus an expedition.
The three activities are:
- Skills (any hobby or interest e.g. fishing, guitar playing, acting, Car maintenance etc.)
- Physical (any sport e.g. cycling, football, dance, martial arts, gym etc.)
- Volunteering (anything that they do for the benefit of others e.g. Fund raising, school council, shopping for the elderly etc.)
More information can be found about the Bronze, Silver and Gold awards by clicking on the relevant links.
If you are interested in participating in the next intake of pupils for the Duke of Edinburgh Award Experience then follow the links to the:
Application Form
Step by Step Guide on how to activate your eDofE Account


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to the annual general meeting of shareholders
The Directors of EFG Eurobank Ergasias S.A. (the "Bank") propose to the General Meeting of Shareholders of the Bank the issue of a callable convertible bond of up to €500 million, through private placement, waiving pre-emption rights of existing shareholders.
This report has been prepared for submission to the Annual General Meeting of June 19th, 2009, or any adjournment thereof, as per art. 3a par. 1c of c.l. 2190/1920 in combination with art.13 par. 10 of the same law.
More specifically, the Directors would like to inform the Bank's shareholders of the following issues:
A. Reasons for waiving pre-emption rights
The Directors recommend waiving pre-emption rights of existing shareholders to subscribe to the issue of the aforementioned callable convertible bond of up to €500 million, which will be placed with at least one special purpose foreign subsidiary of the Bank. The subsidiary/subsidiaries will then issue hybrid, callable securities, exchangeable with the Bank's shares, which mirror the terms and conditions of the bond issue. These hybrid instruments will be privately placed in the Greek and International markets. The reasoning for the proposal for existing shareholders of the Bank to waive pre-emption rights is as follows:
The issue of the convertible bond to a special purpose company with the waving of pre-emption rights of existing shareholders is necessary in order for the said company to issue, in turn, hybrid, Tier 1 instruments. The issue of these instruments is to the benefit of the Bank as they will strengthen its capital adequacy and therefore:
- Improve the Bank's credit rating, thereby facilitating the raising of new capital at low cost.
- Enable the restructuring of the Bank's own funds through repayment of other existing, higher cost instruments, when allowed by the economic conditions and subject to relevant approvals.
- Facilitate the further extension of credit to the Bank's customers and the Greek economy in general.
In such an economic climate, the issue of a financial product with the proposed features for private placement is deemed appropriate as:
- Achieves a significant reduction in the securities' interest rate, thereby reducing the economic cost for the Bank. A key feature of the current financial crisis is the preference of investors for low risk investments. Therefore, the right of conversion to Eurobank ordinary shares enables the holders of these securities to convert their investment into liquid assets, thus reducing the uncertainty of their investment. The Bank introducing an attractive product to the market, aims at its placement with a lower annual return.
- Facilitates the success of the issue. In the last few months, the investors' preference in subordinated debt is extremely limited or, at times, practically non-existent. The issue of the securities for private placement provides the necessary flexibility to complete the placement within a short time period and enables the Bank to exploit potentially favourable circumstances in the current, volatile market conditions. Moreover, in case of conversion, it enables the expansion of the Bank's shareholder base, without diluting the rights of the existing shareholders.
- A possible conversion- which could take place in 5 years and only in case the Bank does not redeem the callable bond, further to the distribution of increased dividends to ordinary shareholders (above the minimum provided by law), - shall not affect the capital base of the Bank.
Consequently, given the below proposed conversion price as well as the conditions for the exercise of the conversion rights, the waiving of pre-emption rights is appropriate, necessary and consistent, aiming at the aforementioned benefits for the Bank while not affecting in substance the financial position of shareholders as:
- The economic rights of the existing shareholders in the Bank's assets are not diluted as any conversion will be calculated on the market rates at the time of conversion on which any shareholder may acquire the Bank's shares; as opposed to a capital increase with significant discount, which apparently leads to dilution by reducing the existing shareholders' participation in the Bank's net assets.
- There will be no significant impact on the share price from this issue; as opposed to a capital increase, which requires a significant discount to the share price in order to be successful, especially in the present economic climate.
B. Justification for the issue price of new shares
In respect of the issue price of new ordinary shares of the Bank which will result on conversion, the Directors recommend the following:
The price at which the new shares will be issued, will be based on the share market price during the period immediately preceding the conversion, at a relatively small discount (for liquidity reasons), in order, as presented above, to ensure the success of the issue and to protect the economic rights of the existing shareholders.
The Board will decide on the final price or the conversion ratio prior to the issue of the callable convertible bond, in accordance with the prevailing market conditions at the time of the issue. In any case, the price cannot be lower than the nominal value of the share or higher than €50.
Taking into consideration all the above, the Board of Directors believe that the benefits to the Bank and its shareholders from the issue of the callable convertible bond to the aforementioned subsidiary justify existing shareholders waving their pre-emption rights and therefore, recommends the issue of the loan under the above terms.
Athens, 25 June 2009
The Directors
The Directors


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The Fifteen Design team were all very proud today as designer Alex "Lofty" Lofthouse celebrated her graduation…despite being ill. The guys at graphic design company Fifteen Design wanted to make a big fuss of Alex today as she wouldn't be able to attend her graduation ceremony back in Aberdeen, so when she called in to say she wasn't very well today there was only one thing to do – we'd take the celebrations to Lofty. The guys turned up with champagne and Scottish strawberrys and even managed to don mortar boards for the celebrations!
The Graphic Design company in Nottingham want to congratulate Alex and thank her or all her hard work.


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CPD activities can include any of the following:
- Training courses, conferences, seminars, member events and webinars
- Studying for a qualification (IoIC or other)
- Reading books, articles and journals
- Listening to, producing or participating in podcasts
- Supporting others through coaching and mentoring
- Delivering presentations or submitting for awards
- In-house development and working on projects
- Facilitating discussions to gain insights
- Participating in voluntary committees or boards
To find CPD activities, take a look through the IoIC website which has a range of training courses, qualifications, conferences and free member events. This is also where you can sign up to the IoIC mentoring programme. Log on to the IoIC website to access member content, including case studies in the Knowledge Bank and your quarterly copy of Voice magazine. Talk to your employer as there may be formal and informal development opportunities within your organisation, use your appraisal as an opportunity to discuss your learning and career goals. Get in touch with your regional network to get involved with the IoIC where you are and participate in upcoming events which are hosted regularly across the country. IoIC also accredits a number of third party providers so be sure to see if any other activities you are involved in can be logged.
For more information on CPD activities, download the CPD table here.


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HELLO FROM Journeywoman.com
Writing from the road! Next stop is Japan where I will be enjoying time with Overseas Adventure Travel in the company of 14 other travellers. Our 13-day itinerary called Japan's Cultural Treasures will be filled with sightseeing delights and lots of people-to-people experiences. I've also added three days on to my experience to visit Hiroshima and it's important Peace Memorial Park. As you know, for me no journey is complete without photos of the people I've met and the places I've seen. I promise you there will be plenty of 'juicy stuff' to share on my return.
Keep your eye on our Journeywoman Facebook page, everybody!
1. HOT TRIP PICKS are always such fun to read! Whether you're actively looking for your next big adventure or you're simply a daydreaming armchair traveller, check out the following opportunities. You never know where that next click will lead ...
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EVER DREAMT OF SLEEPING IN A MAHAJARAH'S PALACE -- Or riding camels in the desert? Practicing yoga or learning Indian cooking? Join us in North India this February or March and sail down the Ganges at dawn, watch the sunrise over the Taj Mahal and trawl the markets for the perfect souvenir. To book, visit www.incredibleindiatours.com or email firstname.lastname@example.com
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SINGLE TRAVELLER SAVINGS WITH TRAFALGAR -- Interested in visiting Europe on a guided vacation as a single traveller, but don't fancy paying for single supplement? Trafalgar is now offering singles accommodation discounts on many of our most popular itineraries. Call 1800-352-4444 to find out more or visit www.trafalgar.com. And for Egypt, in 2015, there will be no single supplement on any Trafalgar itinerary! www.trafalgar.com/can/destinations/africa/egypt
NATIONAL WOMEN'S SHOW IN TORONTO -- Join the Women's Travel Network at Booth #112. The show runs from November 7-9. Website: www.nationalwomenshow.com/en/toronto/visitor
WOMEN IN TRAVEL SUMMIT BY GO GIRL TRAVEL NETWORK -- The premiere conference connecting female travelers, bloggers and entrepreneurs together with travel industries worldwide. Join us in Boston for our second annual event on 27-29 March, 2015 and be part of our global sisterhood! Registration is now open. Register here or see how WITS '14 went last March.
2. CHECK OUT THE 12 BEST TRAVEL TIPS FOR OCTOBER 2014 -- These excellent pieces of advice arrived from JourneyWomen readers all around the world. I was especially taken with the wonderfully diverse bits that came in this month. Click here!
3. OH, OH! ALL THE AIRLINES ARE ADDING FEES FOR CHECKED BAGGAGE -- Fight back! Editor Evelyn Hannon shows you how to 'Pack Light- Pack Right' as she explains what goes into her own bag. Click here.
4. ARE YOU THE PERFECT TRAVEL PARTNER? -- We surveyed over 75 travelling women and these are the important traits they are looking for in the women they travel with. Click here.
5. DON'T FORGET TO USE OUR JOURNEYWOMAN SEARCH ENGINE -- Looking for advice about a specific country? Doing research on a particular city? Click here!
6. THESE ARE NOT TRAVEL STORIES -- But they are easy, fun recipes courtesy of the women of the yummymummyclub.ca. There's everything from Carmelized Apple Cake to Smoky Sweet Potato Wedges to Cranberry Orange Loaf for Breakfast. Enjoy everybody!
7. STAY CONNECTED DURING THE MONTH VIA FACEBOOK -- We've reached our 11,384th Journeywoman Community member and Facebook will allow us to stay connected to all of you. We'll post photos, lots of links to new travel material and we'll try to find answers to your travel questions. C'mon and LIKE us, join the conversation or just observe. Our welcome mat is always out! Click here. P.S. If you are a Twitter user, please join our 36,100 followers. We post under the handle @journeywoman.
8. PAST LINKS -- If you didn't read Best Tips for September, click here and Best Tips for July/August, click here.
9. BLAST FROM THE PAST -- Have you ever noticed the way photographers pose when they are taking their photos of others? Click!
FINALLY, WE CAN'T LET YOU GO WITHOUT REMINDING YOU. We'd love to publish your travel tip. Simply send it in an email (along with your first name and the city you are writing from) to: firstname.lastname@example.com. Put the words: 'October 2014 travel tip' in the subject line. We await your 'wise travel words', ladies.
UNTIL OUR NEXT MAILING -- I wish you fun reading, lots of laughter and safe, wonderful, exciting journeys. You definitely deserve it!
Evelyn Hannon, Editor


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Google Places offers a solution for businesses to tackle this problem. Places is a free mapping from
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Mapped locations become available in the general search pages, so when a Google search is done of a
business the map appears. So what are you waiting for? Show us where you dey!
Visit us on the web: www.startsmartgh.com Send us an email: firstname.lastname@example.com


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If you're watching NFL games this season, you've seen a lot of spots promoting the league and USAA's Salute to Service program. Each year, the NFL and the financial services company award a Salute to Service Award that recognizes NFL players, coaches, personnel and alumni who demonstrate an exemplary commitment to honoring and supporting the military community.
The sixth annual award nominees have been announced (one from each team) and you can check out the complete list at the end of this post. Finalists for the Salute to Service Award presented by USAA will be announced in January, and the recipient will be recognized at the NFL Honors awards show in Houston, TX on FOX on Saturday, Feb. 4, the night before Super Bowl LI.
Past recipients of the award include Vincent Jackson (2015), Jared Allen (2014), John Harbaugh (2013), Charles Tillman (2012), and the late Tennessee Titans owner, K.S. "Bud" Adams, a WWII veteran (2011).
We talked to USAA's AVP of Marketing Don Clark about the program. He's also an Air Force veteran and former running back for the Air Force Academy Falcons. Don gave us some background on his transition from the military to corporate America, filled us in on the Salute to Service program and its goals and talked about the strong connections between the military and the NFL.
Don Clark
Tell our readers about your own military background.
I'm an Air Force veteran myself, a graduate of the Air Force Academy. I played football at Air Force and I've been at USAA for about ten years in marketing.
How did you transition from the Air Force to USAA?
Well, that's a great question and that time is always one of uncertainty. I just tried to lean in to all the resources that are available. I ended up working with a company that helps officers transition, so I had the opportunity to interview with a lot of different companies from a lot of different industries. USAA really, really stood out to me and I had the fortunate opportunity to interview here at USAA and meet some other veterans and to really learn more about the mission of this company.
It was a very easy decision for me. It actually reminded me of the decision that I made when I chose to go to the Air Force Academy to get that education, to play football there and to become an officer. USAA has that kind of aura about it, where we have a very, very strong business, but at the same time our mission is a higher calling.
Tell us about USAA's Salute to Service program.
There's really a great back story with Salute to Service. In the middle of 2010, we approached the NFL and asked the league if there were broader opportunities for companies like USAA to join forces with the NFL to honor and appreciate the military. At that point in time, the NFL had a program called A Crucial Catch to raise awareness for breast cancer in October.
There was a lot of focus on that program, but since Veteran's Day is right in the heart of the NFL season, we saw a lot of synergy between the NFL's heart for the military and obviously USAA's mission to serve the military community. We brought the opportunity to the NFL and said, "Hey, could there be something much, much bigger here?"
The NFL did some research with their fans and they actually found that military appreciation was very high on the list of causes that important to their fan base. In 2011, USAA became the official military appreciation sponsor of the NFL.
We wanted to create an award that would highlight an NFL player, coach or front office member who really exemplifies military appreciation in their community. And at that point, we named it the Salute to Service Award. The NFL liked the name Salute to Service and asked us if they could name the entire program Salute to Service. We obviously were supportive of that and Salute to Service as we know it today was born.
Obviously, the program has a much higher profile now than it did in the beginning.
With anything, you want to start small and to learn. In the 2011 season, the award was launched and there were some small things that we did. As it built momentum and as the teams started to learn about the program and as the players got behind it, it has really, really grown.
The stories and the spots that are running this year seem to really have caught the public's attention.
No doubt. Our strategy going in was that we really wanted to take military appreciation to another level. Military appreciation is an embodiment of our mission here at USAA. It's really in our DNA. We not only wanted to bring military members to NFL games, but also to bring NFL players and NFL coaches and NFL alumni to the bases, to bring them out to where the service members are actually doing their jobs.
We see so much benefit when young military members are seeing guys that play on national TV every week who really care. The players really want to spend time learning about what service members do day-to-day to serve and to protect our freedoms. We've created a lot of content to try to raise the broader awareness of what the military does day in and day out.
It's amazing that there's a veteran who exemplifies all those characteristics who is also playing in the NFL.
That's right. Alejandro Villanueva is one of our long-time members. He's a West Point graduate and an Army Ranger. We're featuring him in some of our communications and the NFL has really leaned into telling his story as well.
But that's just one example. There are more examples across the league, both today and with former players who have served or have a heart for service or have family members that have served.
During the couple of weeks around Veterans Day, players have a sticker on their helmet that features one of the branches of the military. We try to have those players on camera where they explain why they selected that branch and what their unique connection is to that branch of the military.
There's been a change over the years as to who's eligible to become a member of USAA. When I was growing up, membership was restricted to officers and their families. That's changed now, right?
Our mission is about facilitating the financial security of the military community. USAA was founded in 1922 by 25 officers who could not get insurance, so they decided to insure one another. Since then, USAA has really grown and expanded to all branches of the military and all ranks.
Today, all those who have honorably served, their family members and their descendants can become members of USAA. Our core is all about serving that military community and their family.
When did membership expand to enlisted men and women and their families? Do you have a date, a year, can you put that in?
In 1996, noncommissioned officers became eligible for membership. In 2009, all who were honorably discharged became eligible.
Now, if you have ever honorably served you're eligible to be a USAA member. Once you are a USAA member and you have activated with our products and services, you can hand that down through your family lineage to your children. And then when they become members, their children's children can become members.
We really like to say that membership is earned by that person in uniform and it's something that becomes part of your family. It can be handed down.
Can you give us some examples of what USAA and the NFL are doing with the Salute to Service program?
There are two I wanted to hit on that are pretty unique. One is the activity we do in Seattle. As you know, the Seahawks really emphasize their fans as the 12th Man and the #12 is such a huge deal for them. We've created a program that also acknowledges the importance of the Change of Command Ceremony.
The Seahawks acknowledge a military unit in their community that will be the "12." They will carry the 12 flag and be the 12th Man Unit for that season. There are activities that the team does with that unit.
Each year, we do a Change of Command Ceremony, just like you would see in the military, where one unit changes out with the other unit from the community takes over as the #12 unit for the Seattle Seahawks. USAA has helped grow that program and brought attention to it. We think it does a great job of tapping into the fandom that exists as well as highlighting some of these military traditions that we all hold really dear.
As you would expect, there is a lot of pride in physical fitness in the military. I know there was when I served and that continues. We've created this program that we call NFL Boot Camps, where we'll actually bring service members out to a training facility and they participate in the same drills that NFL players use. They'll be in the gear, they'll be tied in a 40, they'll do a vertical jump, they'll do a broad jump, et cetera.
We actually bring awareness to the physical fitness and the physical prowess of America's military. We get such great feedback from the teams who are just amazed at the physicality of these men and women who serve. There's also great feedback from those who participate because they're just in awe of the players and the facilities and the opportunity to do such a thing. For the broader fan base, it's just a way that the NFL is out there and that USAA is helping to make that happen.
Why the connection between the NFL and the military?
Early on in our relationship with the NFL, we did some research and all the stats say that the military really loves football and specifically they're fans of the NFL.
What we learn from that is that actually being a fan of the NFL connects you to home. So you may be stationed at Fort Hood, but if you grew up in Chicago you are very proud to wear your Bears jersey in and around Fort Hood.
At the same time, it is a way to grow camaraderie for men and women who are truly from all over this nation. You may be wearing jerseys from teams all over the country, but if you show up to an event to watch a game with members of your unit who maybe you don't know all that well yet, there's instantly a connection and a bond that is created.


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Regular price
Shipping worldwide from warehouses in the USA and Europe (UK)
Vibrato system for guitars with Stop Tail Piece Mounts to the threaded collars on the Stop Tail Piece. Very simple installation, no drilling or milling required! Just screw tightly into the two existing threaded collars. This tremolo features a rounded arm for ideal handling. 4 Mounting screws included, 2 x metric threading, 2 x imperial threading.**Please note that many hardshell cases are designed to fit instruments before they are equipped with the Les Trem. If you are intending to purchase one of our guitars with a Les Trem and a Case, please contact us first to verify a proper fit.**


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The Borrowers: Panthers offense is built on the ideas of past champions
This story appears in the Feb. 8, 2016 issue of Sports Illustrated. Subscribe to the magazine online.
You might have heard that this year's Super Bowl marks the golden anniversary of the Big Game. Come Sunday, you can expect to be hit repeatedly over the head with the history stick as throwback players (every living MVP) and throwback halftime performers (Beyoncé, Bruno Mars ...) are trotted out onto the field. To borrow from James Earl Jones in Field of Dreams, the memories will be so thick, you'll have to brush them away from your face. Or something like that.
But look closely when the Panthers' offense takes the field and the history lessons will keep coming at you.
Isn't that the old Redskins' counter trey?
I could have sworn that looked a lot like the famed Packers sweep.
Haven't seen a team trap this much since the Dolphins and Steelers in the '70s.
Beyond that, you'll see elements of the title-hoarding 49ers of the '80s (a draw play in regular down and distance, not just second-and-20?!) and even some of the outside zone stretch that Broncos head coach Gary Kubiak ran back when he was coordinating Denver's offense to two Lombardi trophies in the late '90s.
How Gettleman's 'hog mollies' form core of Panthers' Super Bowl team
If you've watched Carolina closely this season, you've seen all of these running elements—seemingly copy-pasted from old Super Bowl playbooks into the Panthers' offense—and then some. Under coordinator Mike Shula and unheralded 24-year NFL line coach John Matsko, Carolina has made the old new again.
"That's what good coaches do," says Giants defensive coordinator Steve Spagnuolo, whose unit came as close as anyone outside of Atlanta to cracking the Panthers' code, in a close Week 15 loss. "Let's face it, nobody is inventing anything new anymore. We just beg, borrow and steal—or regurgitate something."
But that's selling Shula's offense short. What elevates (and obscures) his throwback-bent O is that he dresses up old-school standards with new-school formations and accessories—from the zone read to the triple option to the jet sweep—that put quarterback Cam Newton's vast array of talents in position to make plays and dictate how defenses can defend them.
"They're taking classic NFL football—whether that be inside zone, outside zone, powers—and mixing in enough zone-read stuff so that when Newton [teases a handoff but then] pulls the ball in and keeps it, you have to have an answer for that," says Jim McNally, who coached NFL offensive lines (including two Super Bowl teams) for 28 years. "That cuts down on a lot of blitzes and keeps the defense from being aggressive; it keeps the defense honest. Every last player on defense has to make sure he has that covered."
"[The Panthers take] the old game of power football that all NFL teams have in their histories," says retired line coach Alex Gibbs, a zone-blocking sage who worked with Kubiak in Denver's two Super Bowl wins, "and then they're merging in a script out of college football, which Cam was outstanding running at Auburn, where you layer in a read-option concept. You don't see a lot of that in the NFL. It gets pretty complicated because they'll mix them both up."
To better understand how Carolina pulls it off, let's take a trip down memory lane.
Redskins: Counter Trey
In Super Bowl XXII, Washington led Denver 14–10 in the second quarter when coach Joe Gibbs dialed up one of his staple plays. The Redskins' center, right guard and right tackle all blocked down to their left. While running back Timmy Smith took a jab step in the direction of that blocking, left guard Raleigh McKenzie and left tackle Joe Jacoby pulled to the right and joined tight end Clint Didier (who'd started in the backfield as a fullback) in forming a three-man wall, bulldozing toward the right side of the formation. Smith deftly cut back to the right and was barely touched on a 58-yard touchdown run that sent Washington on its way to a 42–10 blowout victory.
The All-22: Four matchups that could determine who wins Super Bowl 50
In the Panthers' version of the counter trey—call it a counter duo, with a big ballcarrier (Newton; 6'5", 245 pounds) who might as well be two people—the blocking and setup is different, but the spirit of the play remains. In the NFC Championship Game, Shula used it to break the Cardinals' back late in the third quarter, when his team led 27–7. From shotgun, Newton looked and took a step toward running back Mike Tolbert to the left (which sent Arizona's linebackers to protect against a screen), then ran toward the right end of the line. In front of him, right guard Trai Turner and center Ryan Kalil had pulled around the down blocking by the rest of the line and tight end Greg Olsen. Turner and Kalil picked off two defenders and Newton leaped into the end zone for a highlight-reel 12-yard touchdown.
Says Spagnuolo, who was watching at home: "I saw those guys pull and said to my buddy, 'There's the counter trey—you don't see that too often anymore.' One advantage they have is that their center [Kalil] is really good. He can snap the ball and pull out and get there quickly enough. Not many [guys] can do that. It makes Carolina so much more dynamic."
Packers: Sweep
While Green Bay was winning five NFL championships in the '60s, including the first two Super Bowls, one of its staple plays was a variation of the old buck sweep. Coach Vince Lombardi would have his two guards pull in front of the running back to the right, while everyone else blocked down to the left (or heads-up). Just recounting it, you can almost hear the old coach's voice echoing in your mind as he draws it up on the chalkboard: "Seal here, seal here—and he runs in the alley. ..."
Among the coaches who were seemingly entranced by those echoes over the years: Bill Walsh, who ran the old Packers sweep during his 49ers heyday, and Newton's coach at Auburn, Gus Malzahn, who tailored a version that kept the ball in his QB's hands. Later, when Cam arrived in Carolina, his first offensive coordinator, Rob Chudzinski, incorporated many of Malzahn's old plays, including the sweep; and Shula kept many of those elements when he took over in 2013.
Josh Norman finds his weekly escape from football at a farm with his horse
Today the Panthers run the Packers' sweep in a variety of ways, including with Newton on the ball. But midway through a 44–16 romp over the Redskins in Week 11, Carolina ran it with running back Jonathan Stewart. ("Shula has done a great job using all of his personnel," says Alex Gibbs. "Everybody underrates Stewart; nobody seems to think he's all-star quality, but he is.") On that play Newton tossed the ball to his right while two right-aligned receivers blocked down to the left. Right tackle Mike Remmers and Kalil pulled to the right in front of Stewart to give him an alley, and the result was a 10-yard gain.
Dolphins: Trap
The last time Miami won a Super Bowl, following the 1973 season, its backfield of Larry Csonka, Mercury Morris and Jim Kiick was so effective (51 rushes for 189 yards and three touchdowns) that quarterback Bob Griese only had to throw the ball seven times in a 24–7 victory over the Vikings.
In that game the Dolphins repeatedly used trap blocks (where an uncovered defender is allowed to get into the backfield, only to be picked off by a pulling blocker) to pummel Minnesota's famed defensive line. On the first play of the second quarter, Miami let Hall of Fame left end Carl Eller come through unmolested. Eller didn't see All-Pro left guard Bob Kuechenberg pulling, and he got blasted. Csonka provided the lead block through the hole while Morris scored on a 14-yard run.
"Everybody knew we were going to run and we ran anyway," explains Kuechenberg. "We didn't do anything special, we just did it really well."
Ex-Panthers GM Hurney spends his days praising the team that let him go
In a nutshell that's Carolina's offense: perfect execution by a steady group of running backs and linemen. And in what could be considered an homage to the great Dolphins teams that his father, Don, coached, Mike Shula employs a version of that trap multiple times per game, using Olsen in the fullback role ("Olsen's a pretty cagey guy, pretty aware," says Gibbs) and Turner as the pulling guard.
"The younger [coaches in the league] have never seen a trap," says Bob Wylie, a former line coach with six NFL teams, who suggests that a move toward zone blocking in the late '80s pushed the trap into obscurity. "The older coaches in the league remember." So do their children.
The borrowing doesn't stop there. The Panthers sprinkle in some of the outside zone stretch that Gibbs popularized with the Broncos (think: Terrell Davis running, shoulders pointed toward the sideline, looking for a lane), sometimes with a pin-and-pull element, where a tackle blocks down and the adjacent guard pulls behind him. And if you're caught napping, Newton will channel Walsh's San Francisco title teams and run a draw, with four blockers paving the way, as he did on a third-and-seven conversion in the fourth quarter against the Giants. ("Really should have been defendable," says Spagnuolo, as he watches the daring play on a tablet. "Good call by them.")
Shining light on the mostly ignored but not-so-easy job of a long snapper
In Santa Clara, the Broncos and their defensive coordinator Wade Phillips will have to prepare for all of those historically successful influences in the Panthers' run game, but also keep an eye open for Shula's modern wrinkles. Beyond the zone-read threat that Newton brings, Carolina also packages those runs with passes to the opposite side of the field, where Newton can throw if he likes the look. The Panthers will constantly have receivers in motion, sometimes winding up in the backfield, sometimes even getting the ball.
Yeah, it's a lot.
"It is a really diverse running game. It is the most that we'll see in the NFL," Seahawks coach Pete Carroll said before his team fell behind the Panthers 31–0 at halftime in the divisional round, eventually losing 31–24. (Carolina's 144 rushing yards that afternoon were more than any other team piled on Seattle this season.) "There's nobody that does more stuff, and it's basically because the quarterback is such a dynamic part of it. They're willing to run [Newton] inside, outside, lead plays, powers, all of the read stuff as well. This is the most difficult offense that we face."
Old plays. New wrinkles. Altogether, it adds up to big trouble for the Broncos.


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I too fell in love with Graphic 45 from the moment I saw it! I love how you can mix and match between different collections. I also love how you can create modern or vintage style projects. It's so different from anything out there right now...very refreshing!
Winner of Graphic 45 Giveaway!
Posted by Ashley Harris at 7:00 AM
3 comments:
- Stephanie said...
Thank you so much! I sent an email your way!
- 11/05/2009
- Rebecca G said...
I love this line! I got a few sheets of it through a kit club and used is all almost immediately. It is so perfect for those little boy layouts.
- 11/06/2009
- BrigetteS said...
I agree Cosmo is very versatile. I'm currently working on a mini book for my daughter's ski trip using Jolly by Golly. Found it perfect for this project as we have very hot Christmas' in Australia. I used the Snorkel Range for our beach Christmas Album last year. Love Cosmo
- 11/06/2009
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Ask the Experts
Ask the Experts
Data warehouse software
Dimension tables vs. fact tables: What's the difference?
Fact tables and dimension tables are used together in star schemas to support data analytics applications. But they play different roles and hold different types of data. Continue Reading
Operational data store vs. data warehouse: How do they differ?
Operational data stores and data warehouses both store operational data, but the similarities between them end there -- and they both have a role to play in analytics architectures. Continue Reading
Key issues to consider when building a data warehouse
There are numerous issues, both technical and cultural, that organizations need to consider before building a data warehouse. Learn what they are from our data warehousing expert. Continue Reading
How semantic modeling will change data modeling in the future
Find out how semantic modeling is changing data modeling and what the future holds for the use of semantic technologies in data modeling. Continue Reading
The state of enterprise information management technology use in 2011
Get expert insight on whether there likely will be any strategic shifts during 2011 in how companies use enterprise information management technology. Continue Reading
The best way to begin an enterprise information management program
Get expert advice on launching an enterprise information management program and creating an EIM strategy. Continue Reading
Common enterprise information management strategy mistakes to avoid
Learn about four common mistakes that companies make when creating an enterprise information management strategy and starting an EIM program. Continue Reading
Six tips for improving data warehouse performance
Get six expert tips for improving data warehouse performance. Learn how database engines, SSDs and MOLAP cubes can affect your data warehouse performance. Continue Reading
DBMS and data warehouse trends: the rise of data warehouse appliances
DBMS and data warehouse trends in 2011 include the rise of data warehouse appliances, according to one expert. Learn why appliances and semi-structured data are getting increased attention. Continue Reading
Key components of enterprise information management programs
Learn which three components of enterprise information management programs are most important for a successful EIM strategy. Continue Reading
How enterprise information management (EIM) differs from ECM
Learn how enterprise information management (EIM) differs from enterprise content management (ECM) and unstructured data management as a data management technology category. Continue Reading
How will the Sun acquisition affect Oracle data warehouse strategy?
Find out how Oracle's acquisition of Sun may affect Oracle data warehouse strategy and what it means for users. Also, see what role packaged BI software plays in Oracle's strategy. Continue Reading
When to use a DBMS and the future of data warehousing data management
Find out when you should use a DBMS with your data warehouse, and learn about the future of data warehousing data management and current state of data warehouse architecture. Continue Reading
Is open source data management software better than traditional tools?
Get a snapshot of the open source data management software vs. on-premise tools debate with advice from a systems expert, including creating policies for open source applications. Continue Reading
Data modeling software: How to choose between custom and commercial
Should you build custom data modeling applications or buy data modeling software? Get an expert's take, plus see how using a conceptual data model plays a vital role in each method. Continue Reading


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Lovely reproduction Copper Victorian Style Medium Lamp Post Top. This outdoor lighting garden ornament can be used on many different types of cast iron posts, brackets or pillar bases. Ideal as a garden feature, this garden light item comes complete with a light reflector and a glass and just needs electric fitting. Easy access for maintenance and wiring.
This lantern is made from copper and the base is made form steel in an aged rustic finish. Coming brass with free lamp holder, this item will need building up and can have sharp edges.
This outside light copper lamp post top/lantern is perfect to give a vintage design to your house, outdoor space and wall. Matched to one of our ornate retro style lamp posts, this eye catching piece of garden lighting will gracefully embellish any place with a unique and high quality aged look (home, restaurants, bars, salons, boutiques, etc.).
Dimensions (approx): Height 88cm
*This item is suitable for lamp posts sn954, sn1146 & sn1084
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1. The Returns Policy is for goods purchased on the website GardenSculpturesandOrnaments.co.uk, over the telephone, by fax or by post.
2. Under the Consumer Protection (Distance Selling) Regulations 2000 you have the right to return the product within 7 working days from one day after date of receipt for any reason, but at your own cost.
3. Some of our products are of a natural nature, and as such, slight variations can occur. All images on this web site are for illustrative purposes only. However, while the colour reproduction of the products is a close representation, we cannot accept any responsibility for any variation in colour caused by the browser software or computer system used.
4. None of the above terms affect your statutory rights or your rights under the Consumer Protection (Distance Selling) Regulations when goods are faulty or incorrectly supplied. In the unlikely event of this being the case, please return the goods to us.
5. Made to order goods which have been made to customers specification and discussed, or is a non stock item are non-returnable.
6. If for any reason they are not what you expect you may return the goods and receive either a full refund of your monies or replacement goods within 14 working days of purchase.
7. Refunds are returned via the same method you used to pay. Refunds are issued within 7 days from the product arriving back from the customer in the same condition it arrived in.
8. If you wish to return heavy goods that have been delivered to you, please contact the Customer Care Team on 0744 6195 317 or email-us on firstname.lastname@example.com, to arrange collection. Garden Sculptures and Ornaments reserves the right to make a charge of up to £55.00 to cover the collection cost, which will be deducted from the amount to be refunded. You will be notified of this amount at the time of cancellation. If you would like to discuss the return of any product, or have any questions about our Returns Policy, please contact a member of our Customer Care Team on 0744 6195 317. Lines are open Monday to Saturday 9am - 6.00pm (GMT).


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Spotify announced a new feature Monday that's sure to excite that niche group of people who love rainy weather and geotargeting.
The streaming giant has partnered with The North Face and Austin band White Denim to create a song that you can only hear when it's raining outside, Pitchfork reports.
The gist is Spotify will use the location services on your phone to push the song into areas and markets where there's discernible rainfall at any given time. (But only in the U.S.)
Review: White Denim taping of 'Austin City Limits'
A snippet of the song, called "No Nee Ta Slode Aln," can be heard in a commercial for The North Face Apex Flex GTX Jacket.
Guess you're out of luck if you're a White Denim fan who lives in Arizona or the California desert. But the rest of us can sit back, relax, and know that Spotify is bringing us one step closer to Skynet.
If you like the song and want to hear more from White Denim, they're playing at South By Southwest on Thursday and Friday.


text: Modern Jewish Wedding, the printed magazine, is here. You've heard us talk about it practically all year long. Well, today is the day it hits the press. Everything you love about the Modern Jewish Wedding blog will be bigger, bolder and brighter when you see it all in print. Here is a sneak peek of what is coming your way. In addition to 6 Brand New Real Weddings this year's issue is jam-packed with feature…READ MORE


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What is MoDDD?
The Master of Disaster, Design and Development (MoDDD) is the only degree of its kind in the Asia Pacific region that enables students to work full time, while studying most of their degree online, before transitioning their careers into the humanitarian and disaster management sectors.
There is an increasing need to respond to the displacement and destruction of communities from both natural and manmade disasters and a critical need to build the resilience of vulnerable communities in disaster-prone areas.
MoDDD provides a global learning platform that will enable graduates to work locally and internationally in the disaster and development fields by harnessing community-based, interdisciplinary thinking.
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Developed in close collaboration with the humanitarian sector, including the International Federation of Red Cross and Red Crescent Societies (IFRC), World Vision International and UN-Habitat, the degree is intended for those with diverse knowledge and skills in design, built environment, project management, engineering, social sciences, communication or health.
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FrontierVille receives CityVille-like icons for visiting neighbors
Because of all the junk, tress and debris lying around on most players' homesteads (i.e. mine), visiting friends were sometimes impossible to find for most pioneers. With a fancy icon floating above your friends' heads--and everything else--it's now far easier to just click on the icon and accept the help.
Not to mention it lets you know exactly who visited your property, which allows you to easily return the favor to the right player. I don't know about you, but I haven't memorized the appearance of my friends' avatars. If you have, maybe it's time for a break?
[Via FrontierVille Info]
What do you think of the new friend icons? Are there any other CityVille features that you think FrontierVille could benefit from using? Sound off in the comments. Add Comment.


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╰☆╮☆♥*¨*• 💕💕 •*¨* ♥ ☆╰☆╮💕💕 •*¨* ♥ ☆╰☆╮
╰☆╮☆♥*¨*• 💕💕 •*¨* ♥ ☆╰☆╮💕💕 •*¨* ♥ ☆╰☆╮
Place yourself in a near-meditative state so that you can commune with the Spirits in the evening before bedtime;
Speak with them about how you are laying out a pen and paper for their use;
Summon them into your space in a warm and reassuring manner;
Leave a light on when you retire for the evening – one that will provide a soft welcoming glow
In the morning, if you are most fortunate, you will have waiting for you a written message from The Other Side.
– – – –
Create a soothing atmosphere in your home, or in your room for this exercise. I suggest soft lights, ethereal music, and symbolic objects.
(In my bedroom, beside my bed, I have Day of The Dead wall hangings. My bedroom is always prepared in case "Someone" wants to step over.)
While sitting comfortably at a writing table with a pen and sheet of paper in front of you summon to your conscious mind The Spirit World while in a near-meditative state.
Do not pick up the pen until you are summoned by sheer will to do so. The 'overwhelm' of this supernatural occurrence may take several sessions – relax and wait for your Visitor to arrive.
Although it may take several attempts on your part until your Spirit finally finds the courage to step into your realm The Spirits will begin the long journey back in order to tell their stories – by your hand.
They will compel your hand forward, writing their life story, their fears, and maybe even their frustrations of not being able to move through their "chained to Earth" state to the Greater Beyond.
– – – –
The first published account of Spirit Writing, or psychography is a reference to this supernatural phenom by Hyppolyte Taine in 1878. During the height of the Age of Spiritualism the French skeptic makes reference in the 3rd edition of his "De I'intelligence". Not much to go on until the dramatic accounts of Fernando Pessoa who murmurs to his companions that "he felt owned by something else" when his fountain pen would scrawl words across a parchment. These occurrences of the Portuguese poet took place between 1912 – 1914.
In thinking back over my own writing I often feel a sense of having the words placed at my fingertips as I type. Most particularly this phenomenon overtook me when I was writing of the relationship between two sisters – ancestral aunts of mine – in my novel, "The Jenkins of Baltimore". What is noteworthy about these two sisters is that, as I typed their story between the hours of midnight and 3 AM, I could quite distinctly hear the dialogue between them in the "authentic period" style of the 1820s. Most curious is that the two sisters – who each married brothers in the Baltimore Jenkins clan – died in childbirth less than 24 hours of each other. The obituaries in the novel that marks their lives are the authentic obituaries published in 1826:
[Page 65] " . . . The tears came later.
Baltimore Gentlewoman Mourned by Family
Anne Marie Wells, consort and muse of William Valentine Jenkins,
Died the 25th instant February;
Leaving one daughter and ten sons motherless.
Known for her beauty, kindness and gaiety this pious woman has departed, at a most vulnerable moment, immediately following the birth of her eleventh child—a son. Gone from those who will love her eternally; Her disconsolate husband mourns bitterly his fate and seeks solace in his family, the kindness of his community, and the wisdom of the Almighty while attempting to understand the cruelty of this most unjust misfortune.
– Baltimore Gazette and Daily Advertiser, February 28, 1826
Complications from Childbirth
On the 27th Instant of February in her 28th year, Harriet Wells,
Wife of Mr. Frederick Jenkins
Unexpectedly departed the loving arms of her family, to join her
Sister, Anne Marie, in Heaven.
We forever struggle to understand the mysteries of the Lord,
As Two families face a dark future as a second Wells' Daughter,
Wife and Mother enter the Kingdom of Heaven in the same week.
These two lovely women leave behind thirteen children, and now
Two devout families must now make the journey through
Life without the calming serenity of a Mothers' gaze.
~ Baltimore Patriot, March 02, 1826
My words in "The Jenkins of Baltimore" are no more than my ancestors coming back to tell me of their vivid experiences.
And, in some ways, that is the reason that I write of the supernatural – to reach into The Beyond to commune with . . . . The Dead.


text: SERIES: IMPRESSIONS Silver-gelatine on paper. 1999-2001 This series shows Impressions of a city at a time of day when the crowds have withdrawn from public spaces and those letf behind are confronted by their solitude and loneliness. They become part of the landscape merging into it. The visibility of the film gram was Important from a formal aspect for me. Its significance in the context of the overall Image is a metaphor about the meaning of an individual inside a society and the relationship between humans and inanimate matter. Ml CIELO Silver-gelatine on celluloid ,2002 Mi Cielo means 'my heaven" in spanisn and Is a common term of endeament, equivalent to "my darling". For this work I took a photograph or a television screen showig a sky. Since the photo is an extreme close-up, the screen grid became the dominant element of the image. The work is prompted by a reflection on the influence of mass media in determinig now their consumers view me world, as well as the queston of what happens when people's realily is replaced with a generic image of it The title plays with the paternalistc attitude of mass media towards their consumers. SERIES: WORDS Silver-gelatine on celluloid, 2001-2006 The series Words consists of photographs which were taken from the television screen during transmission of a program of political propaganda. They are close-ups of the faces of functionaries who participated. The idea was that their faces were captured in the process of communication and reproduced by grid pixels in a manner just as abstracted, fragmented and simplified as the content of their speech. SERIES: CLOSED CAPTIONS Silver-gelatine on celluloid, 2003 Closed Captions shows the faces of TV presenters from Cuban television programs for the deaf. As with all television programs in Cuba these are strongly ideological in nature. As in the series Words I exploit the composition of theTV image in order to emphasize the fragmentary and abstract nature of the transmitted content. On this occasion I added distortion of the TV signal, which serves as a metaphor for the ideologically misformed image of reality represented, as well as the distortion of meaning which occurs when content cannot be meaningfully decoded. WORDS II Silver-gelatine on paper, 2001 This photograph was the instigation for my work cycle on Traces. It shows the names and marks sprayed, written and scratched onto a wall' I am moved by the human need to proclaim one's identity by leaving a name in a public place. I see it as a (perhaps unconscious) awareness of the transitoriness and irrelevance of ones own existence, and as proof of the need to transcend this condition and make Contact with one's fellow man. SERIES: OTHER WORDS 3 images of 9, silver-gelatine on paper/ 32 slides in lightboxes, 2006 Other Words was conceived for the Havana Biennial in 2006, the theme of which was the urban environment. The work exhibited there consisted of 9 large format b|ack and white photographs and 32 light boxes holding 5x7 inches slides. The images pick up the leitmotif of Words II and are concerned with the human need to proclaim one's existence by marking one's name in public spaces, thereby leaving a record of one's existence. However this series focuses on the futility of such attempts in as much as most of the graffiti photographed is in the process of being erased by various external factors and the inexorable march of time. SERIES: VESTIGES 12 images, silver-gelatine on paper, 2005 The series Vestiges is the third part of the work cycle on Traces. It consists of pictures of the wall tiles in my bathroom/darkroom. For many years I have been in the habit of sticking the photo proofs on the wall, with the result that the chemical salts have eaten into the tiles and together with cracks in the ti|es'glazing created abstract drawings. For me, these are the traces of my own constant effort to overcome the limitations of human existence through artistic endeavor. HOME II c-prints, 2008 The photographs Home II are the result ofan invitation to an exhibition with the theme At Home. Upon reflectionI realized that for me the feeling of being at home was in large measure based upon the sensations which I repeatedly experience within my four walls. These form a kind ofshield around me, and provide an emotional bedrock. For the exhibition I sought a visual correlative.Home II arose a couple of years later, more or less immediately after moving to a new house which needed extensive renovation. Rather than familiar memories and the feeling of security, it was at first associated with many difficulties and the wish to create a real home. In the images of this series I sought to convey this emotional state. SERIES: STUDIES FOR VESTIGES silver-gelatine on paper/c-prints, 2008-2011 Studies for Vestiges is also a continuation of the theme of Traces. This series consists of photographs of scraps of paper which accumulate during work in the darkroom. They are leftovers of discarded prints or proofs which by chance have come into contact with photochemicals. As they were never fixed, they are in a continual process of change, and thereby became an inexhaustible fund of images in which forces and elements organize themselves in autonomous universes. Within these scraps of paper I discover landscapes which reflect my perception of the world in a constant flux of energy. SERIES: HOme c-prints, work in progress since 2012 In the series HOme, an internal portrait of myself is composed from the traces left by my interaction with the spaces where I live and works I started with the question of how to achieve a credible image of myself in this time of self-portraits (selfies) in which there are so many where the portrayed seem more to hide behind a mask of success and happiness rather than speak about themselves' I was looking for a visual translation to aspects of my identity, character and moods that do not come to light contemplating my external appearance. SERIES: TEMPORARY REFUGES archival pigmented prints, 2013-2016 The series consists of pictures ofthe remains of objects that have been thrown into the sea and swept back to land by the tides. They are for the most part animal and vegetable in nature, and are the leftovers of sacrificial rituals practiced in Cuba by devotees of syncretic religions. These age-old rituals are enjoying increasing popularity on the island. In contrast to earlier times, they are now practiced by people of all social classes, even though many still belong to the poorer strata of society. Their main purpose is the fulfillment of wishes, and they are often seen as the only practicable means of improving one's life. Frequently they have to do with material needs. The photos were taken at a small beach in a neighborhood of Havana. Like all accessible beaches of the city, it overflows with countless leftovers of such rituals on a daily basis. I regard these remnants of hope as a metaphor for the current state of my homeland. Despite the endlessly repeated official political stance, which preaches to the population that a utopia of equality, altruism and progress, has been achieved, and despite the hopes and sacrifices of generations, the perception of people at all levels of society is precisely the opposite. Sociopolitical means to satisfy individual and collective needs have failed, what remains is magic. In my work on this series, I was especially interested in the tensions between the desire of people to move forwards towards wellness and the beauty of life, and what is left behind when the realization of this yearning is built upon using other living beings. The images are a reflection on the fundamental tension between this desire for se|f-improvement and the question of what the individual is willing to do to achieve it, which I consider neither limited to a Caribbean island nor to an anthropological phenomenon. SERIES: RESTE VON RESTEN (LEFTOVERS) Archival inkjet-prints, 2017 The project is about discarded materials that have escaped the circulatory system of production and recycling, caught between dying and living a second life in a Berlin wasteland, whilst being absorbed by nature. I feel strange when observing how easily, without any attachment, objects are replaced in these societies. Although this moves the economy, there is something in the consumerist way of life that makes me feel uncomfortable: It is the feeling that if you treat anything like this, you will do so with everything else. It is not about rubbish, it is an attitude towards life. In Reste von Resten, I portray objects which have resisted our efficiency and non-poetic logic of existence, without space for the useless. In these miniature cultural landscapes, the useless is a dissident and generator of new values. The title of this piece was informed by one of the objects I discovered and portrayed in the wasteland, which is a pamphlet about the use of rubbish in art.


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Hibbing forward Adam Johnson committed to UMD during the 2010 state tournament, at which he helped Hibbing on a surprising run to the semifinals. Hermantown's Jared Thomas and Duluth East's Dom Toninato committed last season, and all three should be a part of the Bulldogs by 2014.
Now, you can add another local player to the stable of future Bulldogs.
Cloquet/Esko/Carlton forward Karson Kuhlman committed to UMD Tuesday afternoon, one day after receiving a scholarship offer. Kuhlman is a junior this year, and will be a big part of what should be an improved Lumberjacks team.
Kuhlman confirmed his commitment via Twitter. A source indicated he is likely a 2015 Bulldog, meaning he'll be able to finish his high school career and play a year of juniors. Kuhlman has played in the USHL already, getting five games in with the Dubuque Fighting Saints last spring (four assists).
It's another local win for Scott Sandelin and his staff. Looking at the list of recruits coming in -- a group that includes Hill-Murray defenseman Blake Heinrich, Shattuck defenseman Willie Raskob, Canadian forward Brett Boehm, and U.S. Under 18 forward Kyle Osterberg -- it seems that the future for UMD is bright.
National championships help in recruiting, no doubt. But we have to also give a nod to all those who helped make Amsoil Arena possible. It's as wonderful a venue as you're going to find in college hockey, and the opportunity to walk a kid through that place -- even if it's not a game night -- is a huge advantage.
It's also nice to see comments like the one from Kuhlman in Wednesday's Duluth News Tribune.
"When you grow up 12 minutes away, it's always been something that I wanted to do," Kuhlman said. "I slept on it for one night and I felt I was ready. This fit everything we were looking for."
A kid who wants to be a Bulldog, pretty much from birth. Now Karson Kuhlman fulfills a dream. We're all looking forward to seeing what happens next.


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Theme designed by Frogmore Designs.
2015 Excellence in Marketing Awards (EMMAs)
Enter the Awards
Before you get started, read the rules!
- Eligible campaigns must have been executed between March 2014- February 2015.
- All entries must be unique, first time campaigns.
- Clients and agencies must have a primary office in the Central VA region.
Step 1: Complete Entry Forms and Write-Ups
- Complete an entry cover page for each submission, as well as a payment information sheet for each applicant: Download the forms (pdf).
- Read the about the write-up requirements and juding rubric per category (pdf).
- Complete an entry write-up for each submission using the entry form template (doc).
AMA Members will be asked to pay $50 for their first entry and $30 for each additional entry. Non-Members will pay $75 for their first entry and $50 for each additional entry.
The EMMA categories are:
- Broadcast – for campaigns in which the primary vehicle of distribution is traditional video and radio channels
- Cross-Media – for campaigns with 2+ mediums
- NEW! Experiential Graphic Design - for tradeshow exhibits, display graphics, branded and themed environments, signage, retail design, permanent installations in the built and natural environments, etc.
(More info | Sponsored by Photoworks Group*)
- Logo Identity
- Online Marketing – for digital-oriented campaigns including components such as emails, search + display, social media, online videos, etc.
- Print Collateral – for print-oriented campaigns, including direct mail, brochures, etc.
(Sponsored by McClung Companies*)
- Website
You may enter as many categories and as many entries within a category as you like.
* Category sponsors will not be allowed to submit an entry for their sponsored category. Interested in sponsoring the EMMAs? Contact Larry Miles at [email protected]
Step 2: Prepare Your Samples & Presentation Board
Not only do our judges and gala attendees want to see physical samples, but we also need something to display at the awards gala. All submissions regardless of category must also include a 8.5"x11" mounted image that best represents your entry.
Please include files for any videos or radio commercials, as opposed to links to online platforms such as Vimeo, YouTube, or SoundCloud.
Step 3: Submit Your Entry & Samples by
April 15 APRIL 20 BY 5 PM
Drop-off entries must be received during working hours (M-F 9am to 5pm)* at either of the below locations. Mailed entries must be received at either location by the deadline.
Mosely Architects
50 W. Market St, M Floor, Harrisonburg, VA 22801
- or -
Paladin Media Group
673 Berkmar Court, Charlottesville, VA 22901
* EMMAs Chair Dan Fellows will be accepting entries at the Paladin offices on Saturday, April 18th, from noon to 4pm.
Step 4: Register for the Awards Gala
We're looking forward to celebrating you and your work at the awards gala event on May 19 at the Old Metropolitan Hall in Charlottesville. In addition to food, drinks, and fabulous company, gala attendees will be able to review the entries submitted by their peers in the regional marketing community. Student poster submissions will also be on display. Besides, if your entry wins you'll want someone present to accept your award (and the shiny trophy)!
About the Judges
The Washington DC chapter of the American Marketing Association will provide the panel of independent judges. The judges have had no direct or indirect involvement in the production of an entry, nor have they had a personal relationship with any member of an entry's production staff.
Wendy Roan is a Principal at The Roan Group, a strategy consulting firm specializing in branding, loyalty, planning, and analytics. Prior, she held national sales and marketing roles at CIGNA, Community Health Charities National, and Proctor Financial Insurance Corporation. She heads Membership for the American Marketing Association DC Chapter board, AMA's four largest chapter. Connect with Wendy on LinkedIn.
Shaw Skurnick is the Public Relations Director at Tysons Corner Meeting Center at Dulles University, an online education institution with physical board room, training classroom, semi-private offices, and desk area to rent out to working professionals. Connect with Shaw on LinkedIn.
Email questions to Dan Fellows, 2015 EMMA Awards Chair, at [email protected].
The awards ceremony was held on May 19. Event details >>
Read about the 2015 winners >>
Member Area Login
Are you a member of the AMA Central Virginia? Login for full access.
Not a member yet? Click here to join


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Archive for the 'Latest News' Category
Palestine (The Song) Written by FREEDOM singer Matt Jones
Written by Matt Jones, Freedom Singer
Vocals: Luci Murphy
Piano: Steve Jones
"Palestine" Written by Matt Jones (ASCAP)
Chords: G-C-D
If you think of the Middle East,
in this modern time
You can't help but say the word:
People there have lost their land
some have lost their home
They live in other countries,
their Freedom almost gone
Palestine needs her Freedom
Palestine needs our Love
Palestine needs [...]
William Nassar in a Concert for Love, Tolerance, Hope and Peace
Revolution Makers Gaza "What's Going On" REMIX
Revolution Makers, Gaza Palestine
Thank You Lauryn Hill
Lauryn Hill has cancelled her upcoming May 7th performance scheduled in apartheid Israel. She released a brief statement, and mentions that she is seeking new ways to connect with ALL of her fans in the region:
Dear Friends and Fans in Israel,
When deciding to play the region, my intention was to perform in both Tel Aviv [...]
Revolution Makers – We Have Hope
Gaza's Revolution Makers "We Have Hope" (Arabic with English subtitles)
Thank You Stevie Wonder
This letter is issued in response to the announcement in Y-net News that Stevie Wonder is booked to perform at the annual gala of the Friends of the Israel Defense Forces (FIDF) organization, Thursday, December 6, Los Angeles. FIDF is an institution complicit in maintaining Israeli apartheid. The performance has been cancelled.
November 28th, 2012
Dear [...]
Rafeef Ziadah performs "Hadeel"
Rafeef Ziadah performs "HADEEL"
Rafeef Ziadah is a Palestinian spoken-word artist and activist. She received an Ontario Arts Council Grant from the 'Word of Mouth' program to create her debut album Hadeel. Rafeef started performing poetry in Toronto in 2004 with the spoken word collective Pueblo Unido and is the winner of the 2007 Mayworks [...]
Mary Tuma – Homes For The Disembodied
Homes For the Disembodied - Artist Mary Tuma
Artist's Statement:
Homes for the Disembodied is a large-scale suspended sculpture made from 50 continuous yards of black chiffon folded to create five connected dresses similar in form to the dresses traditionally worn by the women of Palestine. It was created for exhibition at the Al Wasiti Art Center in [...]
Remi Kanazi: This Poem Will Not End Apartheid
Remi Kanazi is a poet, writer, and activist based in New York City. He is the editor of Poets For Palestine (Al Jisser Group, 2008). His political commentary has been featured by news outlets throughout the world, including Al Jazeera English, GRITtv with Laura Flanders, and BBC Radio. His poetry has taken [...]
The Infiltrator
Cartoon by Latuff, 2010.
In a new provocative measure aimed at narrowing Palestinian horizons and consolidating the Israeli grip on the occupied Palestinian territories, Israel has issued new military orders that would enable the Israeli occupation army to deport thousands of Palestinians from their homes and places of residence in the West Bank…
[read more at DesertPeace]
In [...]