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As you are coming to attend the November 11 and 12 2016 IITIO conference at the law school on the Thompson Rivers University campus in Kamloops, British Columbia, we provide to you some history of the development of the state of the art design and construction of the law school building at Thompson Rivers University in Kamloops, British Columbia, Canada.
Thompson Rivers University (commonly referred to as TRU) is a public teaching and research university offering undergraduate and graduate degrees and vocational training. Its main campus is in Kamloops, British Columbia, Canada, and its name comes from the two rivers which converge in Kamloops, the North Thompson and South Thompson. The university has a satellite campus in Williams Lake, BC and a distance education division called TRU-Open Learning. It also has several international partnerships through its TRU World division.
TRU offers 140 on-campus programs and approximately 60 online or distance programs through the Open Learning division, including trades apprenticeships, vocational certificates and diplomas, bachelor's and master's degrees and law.
In March, 2005, Thompson Rivers University (TRU) was incorporated under the Thompson Rivers University Act. The Act amalgamated the University College of the Cariboo with the BC Open University and other aspects of the Open Learning Agency, converting UCC's university council into a senate, and creating a planning council for Open Learning. UCC president Dr. Roger Barnsley continued at the helm of the new institution. The Province designated TRU as a special purpose university which would continue to offer undergraduate and master's degrees, vocational training and adult basic education, undertake research and scholarly activities, and with the addition of Open Learning programs and courses, would provide an open learning educational credit bank for students.
TRU's inaugural convocation was held March 31, 2005, along with the installation of its first chancellor, Nancy Greene Raine. Prime Minister Paul Martin was TRU's first official visitor the following day. The Master of Business Administration, TRU's first autonomous master's degree program, began that September.
TRU Faculty of Law officially opened to students on September 6, 2011 with a first year class of 75 students and 10 faculty members. The ceremonial opening was attended by several dignitaries, including the Honourable Chief Justice Lance Finch, former BC Attorney General Wally Oppal, Q.C., and Canadian Bar Association, British Columbia Chapter President Sharon Matthews, among many others. The school has produced several notable lawyers, including Paul Bosco of Murphy Battista LLP and James Gill of Pacific Law in Vancouver, British Columbia, Nelson Selamaj of Pearce Schneiderat in Penticton, British Columbia, and Austin Paladeau of McLeod Law LLP in Calgary, Alberta.


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About Us
SimpleTax started with a few simple questions. Why is preparing my tax return so complicated? Why is tax software so slow and expensive? Why do so many people turn to tax preparers, even for simple returns?
We believe Canadians deserve better: taxes should be easy and transparent enough to do them yourself; the cost to prepare your return should be fair; tax software should be friendly, fast, and fun.
That's why we set out to build the best tax software in Canada.
Say hello to the team 👋
AlexEngineeringReticulates splines
CarolineTaxQuébecifies forms
ClintCustomer ExperienceAnswers (a lot of) emails
FumieDesignDesigns stuff
KellyMarketingGenerates ideas
NikTaxAttacks tax acts
Have a question about our product?

subset: commoncrawl


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Looking back at Lollapalooza 2012
Lollapalooza: the great granddaddy of music festivals. Or would that be Woodstock? Or Monterrey? Or Newport? Maybe Lolla is just the weird uncle of music fests. Who's not even that weird anymore. Lolla is your uncle whose basement used to smell funny, but now he's just a regular old guy who wears golf shirts. Or … Continue reading Looking back at Lollapalooza 2012


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Ford Mustang Test
The 2018 Ford Mustang is now available to order in the UK from £36,645, with upgrades including the addition of an Active Exhaust for 2.3-litre Ecoboost models, and a powerful 1,000-Watt, 12-speaker B&O Play audio option for all models.
The model year updates for the world's best-selling coupe also include homologating both 2.3-litre four-cylinder and 5.0-litre V8 engines to the latest WLTP fuel economy standards. This has resulted in a slight dip in power for the Ecoboost engine – it now produces 290hp – but it is more efficient as a result.
That's despite the on-paper figures not reflecting this: 31.4mpg and 199g/km CO2 are little changed over before. Ford Mustang UK product manager Chris Rushton told Motoring Research the car is more fuel-efficient in real-world use, despite the stricter fuel economy tests not reflecting this.
Not that fuel economy will be foremost in the minds of Ecoboost buyers, who can now get the Active Exhaust already offered on the V8 GT. This is louder and rumblier, giving the smaller engine some of the aural impact it previously lacked.
The V8, meanwhile, gains quad exhaust tail pipes; all Mustangs feature revised daytime running light LEDs and two new colour choices, Velocity Blue and Need for Green. There are more 'Custom Pack' options as well, so Mustang buyers can better tailor their cars.
A sophisticated 10-speed automatic gearbox is offered, as is MagneRide adaptive suspension, and Ford's added an extra setting to the adjustable Drive Modes button, called 'Drag Mode'. This holds onto the brake pedal for optimised standing starts: a partnership between Ford and the UK's Santa Pod Raceway helped showcase this…


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Specialists in Silver, White And Blue Toy Poodles
Welcome to my web site. I hope you enjoy your visit. Feel free to have a look around and contact me if you would like to know more! I hope I can help out with any enquiries (.any material or photos on this website may not be reproduced or used without express written or verbal permission)
Graphics by Shawna
All Content Copyright
Dogz Online - Dogs, Breeders, Puppies


text: Home » Archive for 09/27/17 How Do I Delete Photos On Facebook — Delete Photo How Do I Delete Photos On Facebook can be more complicated than it appears since there's an option to hide photos without in fact elimi... Facebook login free download for mobile — Login Mobile Below is the multi crore worth choice of downloading the Facebook app for your mobile The Facebook Login Free Download For Mobile is an eas... How Do I Reset My Facebook Password — Reset Password How Do I Reset My Facebook Password : If you no more remember your password, Facebook uses a range of ways to reset it. Nevertheless, the al... Image Size for Cover Photo Facebook — Cover Size Image Size For Cover Photo Facebook - Facebook cover photos are a perfect instance of exactly how social networks advertising is various co... How to change email in facebook account — Change Email I simply got a handful of emails from various people who all wished to know How To Change Email In Facebook Account . While maybe just the s... Update Facebook App — App Update Android People always like to remain on the front & when it has to do with Update Facebook App , they never desire to miss it. Facebook maintain... Find Friends On Facebook — Find Friend Remember your primary school or high school sweetheart that you loved actually a lot, just to find that you removaled interstate and have lo... Ww Facebook Com Login — Com Login Ww Facebook Com Login : On one hand, sites intend to make a real life experience with using the term check in, on the other hand, sites like... How to change language on facebook to english — Change Language How To Change Language On Facebook To English : With over 100 languages to pick from, Facebook possibly supports your very own language to e... Facebook App for Mobile Download — Download Mobile Facebook has a main app for android phone. You could Facebook App For Mobile Download devoid of Google play. This app assists to utilize Fa... Messenger Facebook App Download — Download Messenger With well over a billion customers internationally, Facebook Messenger is just one of the most popular immediate messaging apps on the plane... Who looked at my facebook app — Who Look Who Looked At My Facebook App : There countless facebook applications which claims that their individuals can conveniently find out the indi... How to Friend Request On Facebook — Send Friend Request No question facebook is just one of one of the most preferred social networking site around the globe. As it is getting a lot more and also ... ← Newer Posts Older Posts → Home Subscribe to: Posts (Atom)


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Madison 12-Hour Loafer Pump
- Everything you love about our original Madison, in a modern loafer silhouette. Wear them for 12 hours a day (or more) thanks to flexible leather, injected insoles for heel stability, comfort pods at the sole and skid-resistant outsoles.
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Select the 'FREE' (5-7 business days) option
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- By mail: To create a prepaid UPS or USPS return shipping label, use our interactive returns process
- In store: with shipping confirmation email (printed or on mobile device) and card used for purchase


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May 15, 2013 –Laide Bakare's Dumped Husband Wants DNA Test For Daughter "She Dumps Her Baby In America For 8 Months In Order To Sleep Around"
Few days after a lengthy Press released by popular Nollywood actress Laide Bakare, her supposed ex-husband, Mr Olumide Okunfulure has spoken up.
This came after the actress made her intention to marry a Lagos-based businessman identified as Tunde Oriowo who recently lavished the actress with a Range Rover taken from another actress (Bisi Ibidapo Obe) and a house.
To cut the long story short, Laide Bakare's estranged husband who is based in Washington, DC spoke with Encoumium magazine about the wayward lifestyle of the actress Laide Bakare who is in the habit of sleeping with different men.
Interview excerpt below
Your wife, laide released a statement that she dumped you for another businessman, Mr. Tunde Oriowo because she realised that you were legally married to another wife who had given you two children, not actually single as you told her when the relationship started?
How could I have married two women legally in Nigeria?
I should be in Jail by now because there is a law that condemns such an act. How come she has not gone to court instead of media for separation? Separation can only come through the court.
American government gave Laide Green card because she is legally married to me, we had a court marriage in Nigeria also. When she was supposed to be a faithful wife, she would leave her matrimonial home to stay with married men in Lagos, all in the name of being actress or career lady.
I couldn't monitor her because I am not always in Nigeria. In fact, there was a time she left our baby, Similoluwa with me for eight months in America in the name of career lady, i had become a nursing father. I have been trying to manage my home the way i could.
Are you Insinuating she cheated on you?
Yes, Of course! She did both in the past and now, all in the name of being career woman.
If she is cheating on you both in the past and now, can you be sure of your child's paternity?
I have made up my mind that my doctor should begin the process of DNA of our daughter to know who is the father, whether Mr. Tunde Oriowo or myself.
As we speak, she brought Similoluwa back to Nigeria illegally and as we speak, the child is under her mother's care.
Na wa oooo.. Things dey happen in Nollywood o..
From serial husband-snatching to serial separation….
This is becoming too much.


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These have to be the stupidest criminals ever caught on film
Calling these people stupid is an insult to stupidity.
Calling these people stupid is an insult to stupidity.
Because even Canadians can get a case of the winter blues.
This proves just how strange the world can be.
Sure, they seem all mysterious and cool under pressure… until something like this happens.
From bad answers to wardrobe malfunctions, the original reality TV has really seen it all.
Get ready to bawl.
Because only the strong survive out there.
Just look at that smile!
This is definitely a pretty big eye opener.
Maybe it was dropped by an alien?


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Seafront villa near Korisia, Kea
Seafront villa near Korisia, Kea
Vacation Home
Only a short distance from the port of Korisia, this contemporary style villa is set directly on the water and exudes elegance and comfort in a stunning setting of sea, rocks and sunsets. The house measures 230m² and features 5 bedrooms with en suite bathrooms, a spacious living room with dining room and an open style kitchen, a wc for guests, a maids room with bathroom, and a large storage room. The villa is beautifully furnished with carefully selected furniture combining traditional Greek style with modern lines. A large terrace with an impressive horizon pool and a pergola with an open-air kitchen and dining area are the perfect areas for outdoor living during the summer months. Small steps carved into the rocks lead to the shore where umbrellas and chaise longues are in place. Spectacular sunsets and views to the neighboring island of Makronissos as well as the coast of Attica are features of the property. The small and quiet yet cosmopolitan island of Kea enjoys easy access to Athens and to its international airport.Further Information


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Family Therapy Sessions
The family is its own eco-system. It is a unit that shares resources--not just financial, but emotional, mental, and physical. When one child is sick you as a parent are less physically available to play with the other. You're less emotionally available to hold the other when she skins her knee. You are less mentally available when he asks you for more TV time. The pool of these resources is drawn on in these circumstances, and eventually, it can feel like it has run dry.
Sometimes there is an issue in the family that has grown out of control, and it is taxing the entire family. Often this issue is attributed to one person in the family, but the issue has implications throughout the rest of the family system. You may notice that the family fights a lot about a single member, maybe their behavior disrupts the rest of the family's activities, siblings have changed how they act because of how the "problem member" acts, etc. Often it feels like one person is upsetting everything. Perhaps you have tried addressing the behavior of this family member but to no avail. In these cases, you might need some outside perspective.
When appropriate, I see families as a whole. The whole family comes to each session, and we build relationships between all of the members. Through the lens of my training, I watch to see how you all interact and I help shift those interactions to be more productive. We see how each member's communication affects the other and develop a bond with each member to be able to bear the weight of future conflict in a healthy, relationship enriching way.
If you feel your family could use this inclusive approach, contact me.


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Year 11 Important Information – Catch-Up, Revision and Exam Timetables
During Year 11, there are lots of opportunities for extra support through after-school activities and extra sessions during holidays. After-school sessions, holiday timetables and exam timetables are all published on this page as and when they become available (click on the images below for more details).
Please read below for lots of practical advice and support for Year 11. Click on The Student Room logo on the bottom right of the page for even more help!
Revision Guides and Workbooks: Available to purchase from school at a discounted price. Payment must be made using ParentPay – sorry, no cash. Please contact school for your log-in details if you have not activated your ParentPay account.
Mock Exams
To help students to prepare for their summer exams, a series of mock exams are held in November and March to help students experience the rigours of the exam room and to understand how much more work may need to take place to achieve the highest possible results.
Preparing for Progression
Year 11 is also a time for further choices – whether to stay and study at the Academy's Sixth Form or whether to look for an apprenticeship or study elsewhere. This website has substantial information to help you with those choices, and we would encourage you to look at our Sixth Form Offer and Options at 16+.
If you would like further information or have any queries about supporting your child in Year 11, please contact the Vice Principal for Year 11, Miss Stopard.
Click on the image below to download a guide to help support your child in year 11 (updated February 2019)
Please click on the button to download The Bulwell Academy Bulletin – this is our new format for keeping parents up to date with important information.
The November 2016 bulletin informs parents about the changes to GCSE grading. Please take your time to read this in order to help you understand the grading on your child's report.
Studying for your GCSEs is hard work, but you can find a huge range of help and support on The Student Room website.


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I just read an article about "positive self-talk" on a running website called Peak Performance that discussed the importance of switching negative thoughts to positive (or at least bearable) ones while endurance training. The author says "Consider the negative self-statement, 'My legs have gone. I will have to stop'. This relationship between feeling tired and what to do about these feelings is clearly terminal for performance. […] Rather than saying 'my legs have gone' we need to change this to a transient statement such as 'my legs are tired'. This is more likely to be true in any case. Tiredness tends to come in waves during endurance running and intense feelings of physical tiredness can pass."
The same exact tool holds true for parenting. In moments when we want to burst into tears because we feel we failed our kids (i.e. let's just say, we miss our child's big concert performance because we are away on a business trip), it's easy to think, "This is the worst thing a parent could do, and my kid is never going to forgive me for not being there." This puts us into a tailspin where we then beat up on ourselves over and over. This self-punishment doesn't help our child in any way, and yanks down our parenting confidence.
What is helpful is to let the feelings surface and then move through you. ("I feel really guilty and sad that I won't be there to see my child's big performance!") Then let them go. How? Make an intentional choice to quit punishing yourself and put your energy on the positive—remembering all the small ways you have been a terrific parent this past month, and then coming up with a fun plan for you and your child once you're back in town. That will not only make you feel better, but it will actually help your child. We can only build our endurance and strength when we take care of ourselves.
As author William Barclay put it, "Endurance is not just the ability to bear a hard thing, but to turn it into glory." So keep going, moms, find glory when you can, and take breaks when you're tired.


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1968 and 1969 in Paris: during and after the student and trade union revolt. François is 20, a poet, dodging military service. He takes to the barricades, but won't throw a Molotov cocktail at the police. He smokes opium and talks about revolution with his friend, Antoine, who has an inheritance and a flat where François can stay. François meets Lilie, a sculptor who works at a foundry to support herself. They fall in love. A year passes; François continues to write, talk, smoke, and be with Lilie. Opportunities come to Lilie: what will she and François do?
French | DVDRip | AVI | XviD, 1529 Kbps | 640×464 | 29.970 fps | 2.05 GB
Audio: MP3, 128 Kbps | 2 channels | 48.0 KHz | Runtime: 02:55:30 minutes | Subtitles: English, Spanish (srt)
Genre: Drama, Romance


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Maria-Rosa is a talented hair artist from France! Enjoy her gallery and the videos at the end!
Her salon is located at 24 c rue Nationale, Spicheren in France. You can find more at her fan page!
Here, we love hair! If you are a beauty artist send us a message for a free feature!


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Have students research the types of volcanoes and volcanic eruptions there are using the resources mentioned above, such as Ask a Volcanologist (http://volcano.und.nodak.edu/vwdocs/ask_a.html).
Then distribute the Volcanic Terms Worksheet, located in Organizers for Students, and have students complete the worksheet using information found at Volcanoes (http://www.volcanoes.com). The answers for the worksheet are as follows:
Have the students put 100 ml of water in a graduated cylinder, and 100 ml of corn syrup in another graduated cylinder. Explain that the water represents runny magma, and the syrup represents stickier, thicker magma. Place a straw in each container, and slowly blow bubbles. Discuss the difference between the bubbles in each liquid and the difficulty you had producing them. Keep blowing until each liquid is bubbling. Discuss the difference. Ask them which one of these liquids would produce a more violent volcanic eruption.
Divide the class into groups.
Give each group an 18" x 18" piece of paper, a ruler, newspaper to cover the work area, a crayon, a spoon, and a lab sheet.
Have each group draw an irregular shape on the paper to represent a country and cover the shape with a 2-cm-thick layer of flour.
Ask students to predict how many spoonfuls of flour are on the paper. Draw the same shape on the lab sheet next to the predicted number of spoonfuls.
Spoon up the flour while counting the spoonfuls, and record the number on the lab sheet.
Repeat with two other "countries" of different sizes.
Finish by creating a ratio of prediction to actual spoonfuls. Discuss area and volume.
Use the Volcano Event Locations Chart, located in Organizers for Students, to mark volcanic occurrences on a world map. Students may be interested in using Map It (http://www-atlas.usgs.gov/mapit.html) to see the location of volcanoes and seismic activity in the United States. Compare the pattern of volcano activity with a map showing the plates of the earth's crust. Discuss with the students if they see any correlation. Students should understand that volcanoes tend to occur where the earth's plates are spreading apart or colliding.
Give your student the following scenario:
You live in Hawaii. You feel that all citizens should be more alert to the power of volcanoes. Write a letter to your local news station asking them to extend the present media coverage about volcanoes to better inform the public about potential hazards. In the letter, state your reasons for concern and supporting facts.
If you have a big monitor or projection facilities, you can do Internet research together as a class. Make sure that every student in your class can see the screen, go to the relevant Web site(s), and review the information presented there. You can also select a search engine page and allow your students to suggest the search criteria. Again, bookmark and/or print the pages that you think are helpful for reference later.
Several Computers in the ClassroomDivide your class into small groups. Groups can do Internet research using pages you have bookmarked. Group members should take turns navigating the bookmarked sites.
You can also set the class up so that each computer is dedicated to certain sites. Students will then move around the classroom, getting different information from each station.
Using a Computer LabA computer center or lab space, with a computer-to-student ratio of one to three, is ideal for doing Web-based projects. Generally, when doing Web-based research, it is helpful to put students in groups of three. This way, students can help each other if problems or questions arise. It is often beneficial to bookmark sites for students ahead of time.
Submit a Comment: We invite your comments and suggestions based on how you used the lesson in your classroom.


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In Comments for http://gentleseas.blogspot.com.au/2015/08/7-problems-with-japanese-option.html, August 21, 2015 2:54 PM, "HK" discussed the French (DCNS) entrant for Australia Future Submarine Competitive Evaluation Process (CEP)):
"HK" wrote:
"Contrary to popular opinion, my assessment is that Shortfin Barracuda may only require fairly minimal changes from the [Barracuda SSN]:
1) Essentially half the hull modules would be unchanged. This includes the SSN's entire forward section, up to right behind the sail.
2) Behind the sail is the standalone nuclear reactor module. This module is of similar length (~8m) to the equally standalone fuel cell module. They can be switched, much like inserting MESMA before. The fuel cell module will also have space for fuel and ballast tanks.
3) Which leaves the rear propulsion module, where most of the changes will happen. The good news is that scaling-up Scorpene's diesel-electric propulsion should be straightforward. Diesels are a lot more compact than the nukes' steam/electric turbines + generators, so there is plenty of space in Barracuda for 3 diesels side-by-side, with batteries/fuel tanks below deck.
I have checked versus Scorpene's detailed plans to confirm (these plans are available online... but hush that's a secret!).
So all in all, the biggest challenge with Shortfin Barracuda is not going to be the conventional propulsion. The real potential show-stopper is the U.S.'s willingness to allow the integration of a US combat system [see AN/BYG-1] and weapons [within the Shortfin], and to a lesser degree questions about whether the fuel cell technology is ready for prime time (but the [Australian Navy] may not even have a requirement yet)."
PETE's COMMENT
It is nice to hear from the French side. What immediately worries is that while Australia has an admittedly vague requirement for a 4,000 ton submarine the Shortfin Barracuda may be over-weight with a surfaced displacement of "4,765" tons (see right sidebar) and a submerged displacement of 5,300 tons. Presumably to maintain "minimal changes" the Shortfin Barracuda will need to retain the displacement figures of the SSN.
With a heavier displacement than its 4,000 ton competitors the Shortfin Barracuda may suffer from higher up-front costs, higher diesel fuel usage and higher maintenance-spares costs.
Also the Shortfin's buoyancy dynamics will be very different from the SSN due to the need to place diesel oil in several (many?) fuel tanks around Shortfin - then the need to backfill them with seawater.
Yes having an American, Donald C. Winter, as the most senior member of the Submarine Advisory Panel not to mention, hidden negotiations, may well work against DCNS. Fuel cell AIP may well become a requirement when/if Australia recognises the need to have a backup for the new technology risks of Li-ion Batteries (batteries presumably in all three contenders' bids).
However the Shortfin's higher displacement may accommodate much large fuel capacity than the Japanese and German competitors. This might translate to longer range (18,000 nm?) or the same range (11,000 nm?) at higher snorting speeds than the competitors. Of course Australia will need to decide whether higher cost is worth the speed-range advantages. There are also many comparative factors that are important, including stealth, crew size and common maintenance facilities. Notably Malaysia in Australia's region operates DCNS Scorpenes and India will soon. Japan operates Soryus. Indonesia and South Korea operates German designs and Singapore will operate larger than usual Type 218SGs in the 2020s.
The photos above and below may be the only photos of the Barracuda SSN (also called Suffren (first of) class in existence. It shows the submarine(s) under construction at the DCNS shipyard in Cherbourg, France. This may be for French national security and/or commercial security reasons. The photos may be of the Suffren and/or the Duguay-Trouin (second of class)) under construction - perhaps taken earlier than February 2015. Photo appeared in the February 2015 article http://corlobe.tk/spip.php?article37145 for Xavier Vavasseur of Navy Recognition's interview with the Barracuda Program Manager.
If this is the actual and final shape of the Barracuda (Suffren class) it has much in common with the hull shape of the US Virginia class SSN. (Artist's impression courtesy Navy Recognition http://www.navyrecognition.com/index.php?option=com_content&task=view&id=2399)
Here is a youtube animation of the "SMX Ocean" now the Shortfin Barracuda proposal, showing some future capabilities.


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October 31 - November 3
Las Vegas Convention Center
LAS VEGAS -- The SEMA Show, the premier automotive specialty products trade event, took place at the Las Vegas Convention Center (LVCC) Oct. 31 - Nov. 3, 2017. More than 70,000 domestic and international buyers from every segment of the specialty equipment industry attend to discover more than 3,000 new parts, tools and components from over 2,400 exhibiting companies. The SEMA Show represents the $41.2 billion automotive aftermarket, and is the only trade show that brings together every segment of the automotive industry, from hot rods and off-roads, to mobile electronics and collision repair.
NEW CONTENT: After four days behind closed doors, trucks visible only to industry professionals at the SEMA Show will roll out of the LVCC and assemble at SEMA Ignited, the official consumer after party of the trade-only SEMA Show. SEMA Ignited is an open-to-the-public extravaganza that includes food, entertainment, iconic builders, hundreds of customized SEMA Show vehicles, and more. Hundreds of one-of-a-kind vehicles of all makes and models will parade out of the convention center and into the streets of Las Vegas with thousands of local spectators lining up to catch a glimpse. The 2017 Battle of the Builders winner will also be announced at SEMA Ignited.
Lisa JacobLVCVAUnited email@example.com


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To reduce your calling costs Gradwell offer a selection of bundles:
- UK landline minutes
- UK and international landline minutes
- UK mobile minutes
When you purchase one of these bundles, they are allocated to whole account, not a specific extension. All of your users will share the available minutes/data of the bundle.
A common query from customers is whether they can allocate a bundle to a particular extension or group of users. Unfortunately at the current time this is not possible. Instead the bundle will apply to all calls/data usage across all users.
Worked example
If you had three users and purchased a 500 UK mobile minutes bundle then any mobile calls by any of the three users would be covered by the bundle.
Will the bundle minutes be spread evenly across all three users?
No. In the case of the 500 UK mobile minutes bundle any mobile calls by any user will be covered by the bundle.
Once your users have reached 500 minutes of UK mobile calls we will simply begin invoicing for UK mobile calls as normal.


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Your browser is out of date. To get the full experience of this website, please update to most recent version.
Check out our monthly specials and coupons for great deals!Save Now
any service of $1,000 or moreCoupon valid at time of estimate. Not valid on prior written estimates or invoices. May not be combined with any other offer.
ANY SERVICE OF $350 OR MORECoupons only valid on payments made by invoice due date. Late payments result in forfeiture of all discounts and coupons. Coupons valid at time of estimate. Not valid on PHC Services, prior written estimates or invoices. May not be combined with any other offer.
As the only national franchise in the tree service industry, we aim to exceed our customer's expectations in taking care of their residential and commercial properties. Whether you are looking to clear out an area of land or remove a storm-damaged tree, our professionals are equipped with all the tools necessary to get your property looking picture perfect. The following are just a few qualities that set us apart from the competition:
Locally owned and nationally backed, you can trust that our prices won't carry any hidden fees. In fact, we offer 10% off of any competitor's written estimate. Call today for a free estimate!
Would you like to set this as your Monster Tree Service location?


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Read more
Pharmaceutical companies are particularly dependent on accurate translation and localisation, as the consequences of inaccuracies may be particularly hazardous when it comes to the health of patients.
Translations for the pharmaceutical industry
In "What Does Quality Mean in Translations?" you will learn what pharmaceutical companies should look out for when choosing their translation service provider. We will also explain the features of a high-quality translation company.
Request now!
Please fill out the form below in full and click on 'send'. You will immediately receive an e-mail with a link to download our white paper.


text: Features March 2014 Issue Reading Weather Data You finally got on-board weather, but you find it confusing. In this first article in a series, you'll ride with a meteorologist to learn what it all means and what to do about it. Heading out to the ramp, we approach the Mooney in the darkness. The weather is cold and damp. You, the reader, are coming along for a ride. It is Dec. 8, 2013, a little after 9 p.m. We're flying out of Melfa, a little airfield about an hour north of Norfolk, Virginia. Our destination: Steel City, Pittsburgh. It's not the best weather for flying, but our friend Dave got last-minute VIP tickets for the Backstreet Boys/Avril Lavigne show at the Petersen Center tomorrow and called in a favor. He'll be riding in back. To continue reading this article you must be a paid subscriber. Subscribe to IFR Magazine Get the next year of IFR Magazine for just $19.97. Get access to all articles published online. Features, reviews, lesson, quizzes - get it all. That's a savings of more than $14 off the regular rate. Or double your savings and subscribe for 14 issues for just $39.94. Subscribe Get IFR Digital Get 12 months of IFR DIGITAL for just $34. You get unlimited access to everything on the site including each monthly issue as a PDF. Subscribe Subscriber Log In E-Mail Address: Password: Login Forgot your password? Click Here. Already subscribe but haven't registered for all the benefits of the website? Click here.


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Meet Bridget our Social Media Director! How did I make it before Bridget!!??? I don't remember and I really don't want to go back to that place of rushing to just have something on Instagram and FB. She dove in head first and has really made it her passion to build brand awareness through each of our channels by giving a glance into our never dull lives. Blessed by your creativity girl and LOVE you to pieces!What do you bring to the Table at CRU?
As the Social Media/Marketing director I work on building the brand image and growing our following and sales through our social media! It is so fun to brainstorm content with the team and make it come to life! I love using my creativity and strategic thinking to make social media plans, create posts, and measure performance, as well as my photography and videography skills to produce content. We strive to put fun, relevant, empowering content on our feed that represents our brand and product, and gives our audience a peek into the life here at CRU!
Favorite parts of work?
Ahh it's so hard to pick a favorite part! The team here at CRU is one of a kind, in a very good way!! One of my favorite parts getting to work alongside them and build relationships with them. I think a company's team says a whole lot about who they are and what they stand for and I may be bias, but I think we have one of the best teams out there J. Another favorite part for me would be the fun photoshoots we get to do! Whether they are in downtown Austin or at a beautiful lake house, I get to be creative and have a great time with the team!
What is one word that describes you?
hmm… Chickfila-aholic.
What is your go to item in your closet?
Probably my boyfriend jeans! They are SO comfy. I think I wore them for a week straight one time. Oops... :)


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Here is something I wrote over at Facebook's "Dads Protecting Daughters"- Joe and I traded some comments there, and I thought I would open it up to the American Catholic society! Here goes:
A Safer World For All Children
We have touched upon some of the cultural issues relating to the protection and nurturing of our daughters (and sons- really this Facebook cause "Dads Protecting Daughters" directly relates to boys and girls). Now I want to bring up something on the literal street level- this is a political and economic area of concern. I am a huge "root causes" guy- the Catholic social teachings and Hierarchical commentaries are constantly saying in effect- "be courageous, look at the root causes of violence, of terrorism, of war". I take this very, very seriously.
I don't want to just go after bad guys and lock em up- I do want to do that, but I want to spend as much time on being merciful and looking at how children are in many instances going to respond to their environment growing up- for good or ill. So here is a practical solution to the crime that threatens all of us- and I don't want my daughters to become victims of some dude who grew up on the mean streets and became something more like an animal than a man as a result. Here is a letter I wrote when I was running for Florida State House- it was published in Florida Today. As we see more problems, more violence all around, with the economy now playing a bigger role in adding to the negatives which send some guys over the edge- I want to push for the resources necessary to make sure we don't continue leaving more and more neighborhoods behind out of budgetary neglect. There are common good items which cannot be sacrificed at the altar of budget consciousness- call it budget "conscience-ness".
So here is my proposal to target the neighborhoods where children are now being raised in danger of being inculcated with criminal mindsets- who may one day grow up into the kind of monsters who could threaten our daughters and our sons- on every level of our Christian thinking, this type of investment makes sense- I welcome any feedback.
"Leave no neighborhood behind"
Published 11/07 Florida Today
I am very pleased that we are starting to get focused
on more of the root causes of Brevard's poverty and
crime. Adapting a theme from the education world, I
would urge us to "Leave no neighborhood behind".
According to data compiled by the Justice Mapping
Center, the majority of people convicted of crimes
come from very few and very concentrated
neighborhoods. With all the focus on schools, it is
easy to forget that children are even more influenced
by what is going on in and around their homes.
Rehabilitating neighborhoods is an effective and less
costly approach to empowering youth to break the cycle
of despair, anger, and violence.
Specifically, we could take abandoned homes and turn
them into police substations, recruiting new police
from the tough neighborhoods, partner them with
veterans, pay them family wages, and provide solid
role models.
Weed and Seed programs, faith-based justice and
charity non-profits, vibrant community centers, sports
leagues, and beautification projects should all be
funded generously by the state and feds- pinpointing
areas where the most criminals are produced. Low
property values in the hoods either entrap people who
can't afford to move, or they get pushed away through
gentrification. Let's go with the research and win the
hearts and minds of the at-risk youth.


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One of the trends this spring is stronger than that of the ethnic skirt (and all ethnic in general). The ethnic skirt has become the spring must not be missing in our closet Can you resist?
I certainly do not! So I made a compilation of ethnic skirt models you will find if you take a tour of our favorite low cost stores. Yes, the price difference can vary greatly depending on the embroidery / rhinestones ethnic skirt in question. So, everything will depend, as always, to our budget.
Become as one of the trends this spring (even if they wear it with socks), buy one of these ethnic skirts!
Spring Trends 2013, ethnic skirts
Zara TRF Skirts ethnic 25.95 and 39.95 of rhinestones.
Ethnic Skirts Zara; 29.95 all but the third, which costs 69.95 rhinestone
White ethnic skirts, 29.99 22.99 and 32.99
Ethnic Skirts Pull and Bear, the first two 19.99, 12.99 and 9.99
Bershka Skirts ethnic, 15.99, 59.99 and 22.99
Stradivarius Skirts ethnic 12.95 and 25.99 and 29.99 Mango
Do not miss the latest trends in fashion this spring!
What ethnic skirts you stay? What trends do you like most this spring?


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Archive for May, 2015
The Top Mistakes Small Businesses Make With Web Page Designs
Let's consider the facts: it's hard — if not flat out impossible — to run a successful business today without a good web page design. In fact, recent studies show that nearly 87% of small businesses in the U.S. list their website as their most important marketing strategy.
There are tons of ideas floating around about how to optimize a web page design depending on what your business is about and what your audience is like — but there are a few common mistakes that you should always avoid no matter what:
- No mobile web design, optimized for smartphones and tablets. Lacking a responsive web design is something that can hurt your business more than you realize, especially because mobile devices,
Large Businesses All Face The Same Threat
What is the biggest threat to large enterprises? It is becoming increasingly well-known that some of the nation's biggest companies may have a looming crisis on their hands. "Almost 60% of respondents now use a personally owned mobile device for work purposes," the Computer Business Review writes. More alarmingly, "With today's inherently mobile workforce many organizations' corporate information is exposed and all too easily transferred outside of managed environments." The reason being that most of these devices — employees' personal mobile devices — have very limited security, or sometimes none at all.
Anticipate Loss And Theft Before It Happens
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This week's Hung reminded me that I've been wanting to write about the show. HBO's new offering follows the story of Ray - a down-on-his-luck, former athlete-turned-coach on a losing streak in life. But he still has a giant dick.
What, was that too crass? It shouldn't be - protagonist Ray's penis is the focal point of Hung's story, his only redeeming quality after his life takes a dramatic turn for the worst. After his wife leaves him for a wealthy dermatologist, his house burns down in a fire (while his insurance was lapsed, no less), he sleeps in a tent, he's out of money, and the basketball team he coaches is hasn't won a game yet this season. And yet, defiant in the face of adversity, Ray presses on, ultimately resorting to making money with the one aspect of himself that is universally praised: his penis. And, considering the reaction of the women he comes across, it must be something to see:
Ray's companion on his long slog of misery is Tanya, a woman he initially met through a school arts program and re-meets at an entrepreneurship seminar. Tanya starts off as a stereotypically lonely woman, but gets more and more eccentric with each passing episode. She and Ray are two sides of the same coin - but with Tanya, she wears the anguish of her failed dreams right where everyone can see them. Longing to leave her mind-numbing day job, and recently a victim of school budget cuts, she dreams desperately of a way out of corporate America and into an artistic life. She becomes Ray's pimp, but only finds more problems trying to pursue her long dormant dream of being a poet. In this scene, Tanya (who is about 40 years old) goes to face down her mother for stifling her creativity at the tender age of fourteen:
Hung, at times, is depressing viewing, as everyone's life just sucks.
Ray's children are busy finding themselves in the midst of their parent's divorce. Stuck with a mother who seems to regard them as a check on a to-do list, daughter Darby loses herself in a relationship with some tool named Hammer, and son Damon attempts to lose himself in a vaguely goth like music culture.
Ray's ex wife, Jessica realizes the dermatologist she married wasn't the magical ticket to wealth she hoped for after he loses nearly $800,000 in the stock market. And the others in Ray and Tanya's orbit are just as grim as they are.
This may be the show's ongoing snatch of irony - that people so personally miserable would bill themselves as happiness consultants.
Still, despite the thankless grind that is Ray's life, I still find myself tuning in. In an interview with the Women and Hollywood blog, series co-creator Colette Burson, she remarks:
As writers, and for me as one of the female creators I felt that Ray was sexy being imperfect. There is something in women that really responds to a man who is imperfect and struggling. The female mind turns off when they are imperfect and not giving a shit about it. But something deep happens in the female psyche when they are trying to keep their head above water whatever their problem is. We really root for them. And so Ray is not perfect. He's beautiful but flawed.
I don't find Ray all that beautiful, nor does my standard issue "female psyche" inherently get soft hearted over a struggling dude. However, I must admit that in these trying times, with this shitty economy, when everyone feels like Sisyphus , it's comforting to see a guy who has been reduced down to his genitalia look the world in the eye each Sunday and start muttering under his breath.
Hung [HBO]
Interview with Colette Burson, co-creator of Hung [Women and Hollywood]
Sisyphus [Wikipedia]


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People have been jibber-jabbering for decades. Now, Dave Ferguson hopes folks will give Gibberin a shot. That's the name of a new service and technology from the 43-year-old entrepreneur which is launching this week after several months in stealth mode.
We've been tracking the company's progress over the past few months, wondering what the 5-person team was building.
So, what's Gibberin all about? As the name suggests, Ferguson says the company enables "quick and easy voice messaging over the internet." We caught up with the former Microsoft software engineer for the latest installment of Startup Spotlight.
Explain what you do so our parents can understand it: "Gibberin is a messaging service that combines the power of the spoken word with the convenience of texting."
Inspiration hit us when: "Running our consulting company, managing communication with clients, and parenting two little girls, I found myself in need of simple, fast communication. Voicemail is a non-starter, texting is too cumbersome and cryptic, email really only works at a computer. I knew there must be a better way. All I wanted to do was say what I was thinking, just as though I was in a room with the person I was trying to reach."
VC, Angel or Bootstrap: "We initially self-funded putting everything on the line to develop the concept and then opened an initial round for individual friends and family investors once we knew it had legs. The feedback from our users was too exciting not to run with the idea. Why this approach? We needed to prove the concept and build out the business model before larger investors would get it. We did speak with a few angels and VCs to learn what they are looking for and have used the feedback to improve our message so that when the time comes to approach them we will be ready."
Our 'secret sauce' is: "It's the concept of moving to the spoken message as the primary medium. There's so much information packed in a spoken message. You get emotion, pace, inflection, emphasis. It's less ambiguous. There are many ways to implement spoken messaging but we have pursued a simple, efficient approach that focuses on bringing people back to their natural mode of communication. People started writing to record their thoughts, yet every time we write, we edit those thoughts. We're using new technologies to record thought in the simplest way possible, no editing required."
The smartest move we've made so far: "Getting a working alpha out early to get real feedback from real users, and incorporating that feedback to make our product as user friendly as possible. Our early users were crucial to our development, and have been a powerful testing group."
The biggest mistake we've made so far: "Pitching our idea before we had a clear message."
Would you rather have Gates, Jobs, Zuckerberg or Bezos in your corner: "Jobs, because he was the truest innovator and had the strongest vision of the four. Our industry will miss him."
Our world domination strategy starts when: "Our message jolts people out of their reverie and they recognize that we have been over-complicating messaging for decades."
Rivals should fear us because: "Once people rediscover the power and simplicity of the spoken message without the overhead of current messaging technologies they aren't going to be so willing to warp their behavior to accommodate cumbersome legacy solutions."
We are truly unique because: "We are optimized for the spoken message, the natural form of human communication. Other systems may allow delivery of recorded messages, but none provide the comprehensive linking, management and collaboration features around spoken messages that Gibberin does."
The biggest hurdle we've overcome is: Honing our message. We are changing a paradigm in communication and it has been difficult to find the right presentation of the concept such that people don't pigeon hole us among existing solutions. We have worked very hard to define a clear and consistent description of our service – though it's still a work in progress."
What's the one piece of advice you'd give to other entrepreneurs just starting out: "Keep the faith! If you are truly passionate about your idea and you can demonstrate its value in the real world don't give up! Believe that you can make it happen and reach out to anyone who can help. Your passion will shine through and opportunities will begin to appear."


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I think I'm officially addicted to brussel sprouts. I originally found this recipe on Pinterest and had to try it out. I've never had egg on a pizza before. Plus, this pizza has no sauce on it whatsoever. Sounds odd, I know. But once we sliced it up, the egg melted in with the crispy brussel sprouts and prosciutto beautifully!
Also, for a shortcut, we used Betty Crocker's pizza crust mix opposed to making the dough from scratch. I mixed the dough, spread it into a 12-inch disc, rubbed a bit of olive oil and rosemary into the dough and pre-baked the crust for 4-5 minutes. Pre-baking the crust helps prevent the brussel sprouts and eggs from overcooking.
It's not your typical pizza and it's definitely not for those who prefer their eggs over hard or scrambled. But, if you love brussel sprouts as much as I do, I'd recommend giving this one a shot.
- 1 Betty Crocker pizza crust mix packet
- 1 tsp dried rosemary
- 2 tbsp olive oil
- 7-8 brussel sprouts
- 3 slices of prosciutto
- 2 eggs
- 1/2 cup of mozzarella
- salt & pepper to taste
- Pre-heat oven to 425 degrees.
- Peel off the leaves of the brussel sprouts, mix them with 1 tbsp of olive oil and a pinch of salt.
- Follow the instructions on the pizza crust mix packet and roll the dough out into a 12 inch disc. Sprinkle the disc with the dried rosemary and olive oil.
- Bake the pizza crust for 4-5 minutes and remove once the pizza begins to brown.
- Sprinkle the pizza crust with the mozzarella cheese and the brussel sprout leaves. Add the slices of prosciutto to the pizza crust and crack the 2 eggs near the center of the pizza crust.
- Bake for another 7 minutes or until the pizza is browned on the edges and the egg whites turn opaque.
- Remove the pizza from the oven and let it cool for another 5 minutes. If the eggs look a bit under done, that's okay. They will continue to cook as the pizza cools. However, we want the eggs to still be slightly runny.
- Once the pizza is cooled, slice it up and serve.
Adapted from The Candid Appetite


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Companies listed on the German stock exchange DAX will need to make sure at least 30 percent of the members on their supervisory boards are women by 2016, according to a proposal agreed on by the two largest political parties during talks on forming a broad coalition government over the weekend.
German companies have two boards: a management board that works with the CEO to help run day-to-day operations and supervisory boards that are more similar to those in the United States. The quota would only apply to the latter for now, but the Social Democrats' main negotiator in a working group on families and women said rules for the former will come in the future. The proposed legislation came out of negotiations between Chancellor Angela Merkel's conservative party and the Social Democrats.
Among the 30 biggest companies on the DAX, 22 percent of the members of the supervisory boards are already women and 12 percent of executive board positions are held by women.
Other countries have instituted quotas or guidelines for how many women need to be on corporate boards. Norway took the first step by enacting a 40 percent requirement, and since then Belgium, France, Italy, the Netherlands, and Spain have passed similar laws. While the United Kingdom hasn't set a quota or requirement, in 2011 it published a recommendation of a 25 percent female target by 2015 plus other requirements for more transparency and better policies for increasing diversity on boards. European Union Justice Commissioner Viviane Reding has proposed a 40 percent quota for the whole region, which was approved by two European Parliament Committees and will be considered in a plenary session of the Parliament in mid-2014.
The United States, on the other hand, hasn't set any requirements or goals and instead has left changes in diversity to voluntary efforts. The few rules that do exist, issued by the Securities and Exchange Commission in 2010, only require companies to disclose information about how they take diversity into account when selecting their boards, yet most companies fail to comply with even that small nudge.
Quotas and targets have had a big effect on boosting gender diversity on boards. Norwegian companies' boards are now 35 percent female and women hold 18 percent of senior management positions. The percentage of board positions held by women in the 100 biggest companies listed on the London stock exchange is now at 19 percent, the highest ever. In the U.S., however, women hold just 16.6 percent of the board seats on Fortune 500 companies, and there hasn't been any progress in seven years. Fifty companies don't have any women on their boards at all.
Yet there is ample evidence that increasing gender diversity on boards isn't just the right thing to do, it is also a smart business decision. One study found that the stock price of companies that had women on their boards outperformed those that didn't. Another found that companies with gender diverse boards on a particular stock index outperformed male-only ones by 26 percent over six years. Yet another found that Israeli companies with at least three women board directors who showed up at meetings had significantly better returns than those that didn't. And a survey of 600 board directors found that women make decisions that lead to better performance.


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Masterclass in Societal Security
The ASSERT Masterclass training exercise has been used by the VIDEOSENSE project consortium for Societal Impact Assessment training at a Spring School in Nice on April 16, 2014. Prof. Dr. Touradj Ebrahimi, Multimedia Signal Processing Group, École Polytechnique Fédérale de Lausanne, and a partner of the VIDEOSENSE consortium, about the ASSERT Masterclass Experience:
"The presentation session was both well structured, clear, informative. The hands-on session was concrete and very for an in-depth understanding of the concepts presented during the presentation session, as it allowed participants to apply the Societal Impact Assessment methodology discussed to a practical and interesting situation."
New Publications
Jun 30, 2014 | DELIVERABLE 3.2 SECURITY RESEARCH ONLINE IMPACT ASSESSMENT
May 16, 2014 | DELIVERABLE 4.3 REPORT ON THE FINAL CONFERENCE AND MASTERCLASS
May 1, 2014 | DELIVERABLE 1.4 FINAL REPORT ON GOOD PRACTICE
Apr 23, 2014 | DELIVERABLE 3.1 SOCIAL IMPACT ASSESSMENT MANUAL
Apr 9, 2014 | CASE STUDY IN APPLYING SOCIETAL IMPACT ASSESSMENT IN PUBLIC TRANSPORT SECURITY
Mar 3, 2014 | DELIVERABLE 1.3 GOOD PRACTICES OF THE EXPLORATION AND ASSESSMENT OF THE SOCIETAL IMPACT OF RESEARCH
Dec 30, 2013 | DELIVERABLE 1.2 METHODOLOGIES TO ASSESS SOCIETAL IMPACT OF SECURITY RESEARCH
Jun 30, 2013 | DELIVERABLE 4.1 DISSEMINATION PLAN
May 21, 2013 | PRESS KIT
Apr 28, 2014 | FINAL CONFERENCE | hosted by IRKS
Feb 4-5, 2014 | MASTERCLASS | hosted by STIR
Sep 9-10, 2013 | EXPERT WORKSHOP | hosted by KCL
May 7-8, 2013 | PROJECT KICKOFF | hosted by IRKS
Database of Experts
Participants in the ASSERT Database will include academics, practitioners, policy-makers, end-users, European Commission research evaluators and others working in the field of societal security: keep up to date with latest developments in societal security, interact and share knowledge with other experts, identify new research and collaborative opportunities, participate in a fully funded certified Masterclass in Societal Security, and have access to latest tools and techniques for assessing the social impacts and consequences of security systems and practices.
May 23, 2013 | "Why we aren't allowed to smile for passport photos any longer" | Tiroler Tageszeitung > . derStandard.at >


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Ceisen needed a new logo design and created a contest on 99designs.
A winner was selected from 131 designs submitted by 42 freelance designers.
Interior Marketing Group
We are a luxury home staging firm... we stage multimillion dollar homes so they can sell.
what differentiates us is the unique and ecclectic style of furnishings we use in our staging as opposed to all other stagers. Also that we specialize in luxury homes.
Find out how a design contest works or learn more about our logo design services.


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Case Study – Dyslexia Bad Dyslexia
I have a student, let's call him Frank, with dyslexia. It's bad. It is, in fact, it is the worst case I've seen in nine years of teaching by a factor of two or three. Last year, I helped him get ready for the New York State Living Environment Regents. This year, I am helping him prepare for the New York State English Regents.
Before going further, let me state clearly and unambiguously that I am not qualified to teach a dyslexic student to read and write, nor do I have any meaningful formal education in special education techniques. Fortunately, Frank goes to a school that focuses on special education for teenagers with normal intelligence but severe learning disabilities. In many ways, this school has served him very well. Unfortunately, there are still big gaps in his skill set that don't have to be there.
Frank is 17 years old, but he doesn't understand how to put together an essay, a letter, or a story. More fundamentally, he doesn't know how to put together an argument that flows logically, is reasonable, and is persuasive. His dyslexia has played an important role in this deficiency because we traditionally teach these skills through writing. Writing skills can only develop with practice and because the physical act of writing is terribly labored for him, he has gotten very little practice in his life. On the other hand, physically writing down words is not the only way to learn to put together a logical argument or story.
When I work with him one-on-one, I have the luxury of being able to take dictation for him as he "writes". We've been doing this twice a week for two months and I have seen a significant improvement in his essays. This makes me feel confident that a big part (maybe all?) of his difficulty forming extended arguments is due to his inexperience, as opposed to some havoc his dyslexia has wreaked on his brain.
Obviously, having one teacher not only coach a student, but also take dictation, is a time and money intensive endeavor. No matter what the benefits (and I think they are significant) this path will not be open to everyone, even in specialized schools or programs. However, as I have worked with Frank, it has become apparent that many of the skills that he lacks could be taught through oral activities. Indeed, it was once common for schools to teach rhetoric and debating. Those are exactly the sorts of activities that would allow Frank and people like him to develop the ability to create well-reasoned and insightful arguments without interference from their disabilities.
I find it especially frustrating that the skills needed to make a cogent oral argument are not being taught because it is relatively easy to envision the day when the physical act of writing is no longer the only way to get words down. Right now, voice recognition software is still not entirely practical, but technology advances quickly, and it seems reasonable to be optimistic on this front. Even if voice recognition technology does not advance, these skills are very valuable for anyone entering an information economy. I hope to see the day when humanities curriculums are revised to include these skills.


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Just like athletic excellence coaching excellence has been a fascination of mine since I was an athlete in high school. I observed teams and individuals that seemed to "over achieve' or punch above their weight as the saying goes. The closer I observed and analyzed this the common denominator was coaching. Coaching makes a difference. Over my 45-year professional career I have seen great coaches, good coaches and…Continue
Added by Vern Gambetta on November 30, 2015 at 4:22pm — No Comments
Athletic excellence and coaching excellence have been fascinations of mine since I was a young athlete. During the course of my career I have been fortunate to train with, observe and coach some great athletes in both individual and team sports. I have also been able to work with and closely observe some great coaches. In this post I will share my thoughts on athletic excellence and in another post my thoughts on…Continue
Added by Vern Gambetta on November 29, 2015 at 1:29pm — No Comments
What's the endgame of the strength and conditioning process? Certainly, I can't answer that for anyone else, but often the endgame is confused with the means how to get there.
For me, the endgame is not necessarily to create the biggest, fastest, or strongest in absolute values, although size, speed, and…Continue
Added by John Mikula on November 29, 2015 at 9:30am — No Comments
The word "Relative" readily applies to trying to help develop performance potential in both competitive and tactical athletes.
Now, I'm not talking about the word relative in the sense of your uncles, aunts, and cousins. I'm talking about the…Continue
Added by John Mikula on November 26, 2015 at 11:30am — No Comments
Adapted slides from my presentation at the Canadian Sport Institute Pacific's 2015 Athlete Advance, an event designed to help educate and inspire British Columbia's future and current Olympic, Paralympic, and World Championship athletes in their quest for podium performances. This presentation introduces some general concepts to an audience made up of athletes from winter and summer, individual and team, as well as adaptive sports.…Continue
Added by John Abreu on November 25, 2015 at 5:49pm — No Comments
In order to facilitate communication it is important to have a common language. These are terms that I think are very important to redirect thinking away from strength & conditioning toward athletic development and to encourage discussion:
Athleticism – The ability to perform athletic movements…Continue
Added by Vern Gambetta on November 22, 2015 at 11:53am — No Comments
In episode 006 of SPS Performance Concepts Chat, Derek Hansen and I discuss the topic of coaching philosophy: http://www.strengthpowerspeed.com/sps-pcc-episode006/
Added by John Abreu on November 21, 2015 at 2:40pm — No Comments
A lot of the athletic and tactical training mindsets that I read, view, and hear about don't make a lot of sense to me. Way, way too often programs today singularly emphasize the finer aspects of moving a vertical load from point A to point B as "their program." Nice, but is that really a well thought-out plan or just what is being regurgitated ad…Continue
Added by John Mikula on November 18, 2015 at 4:00pm — No Comments
By Coach Geoff Ballard CSCS, Head of Strength and Conditioning
At East Side, whether you are a seasoned lifter, or a novice to Strength and Conditioning Training, the first lesson you will undergo is proper form in the Barbell Low Bar Back Squat. There are many reasons why a person should implement the Barbell Squat into their workout regimen, the most prominent being:
1) The Barbell Back Squat creates a stressed environment on the body that forces adaptation on both the…Continue
Added by Geoffrey Ballard on November 17, 2015 at 2:10pm — No Comments
By Coach Geoff Ballard CSCS, Head of Strength and Conditioning
We pride ourselves on having created the very best of environments for training your individual overall fitness, power, speed, agility, strength, and conditioning goals. East Side Athletic Club is Dallas' Premier Strength and Conditioning facility.
If you are privileged enough to work out at a center that allows power lifting style workouts (the workouts that make a lot of noise), has Olympic platforms, and a…Continue
Added by Geoffrey Ballard on November 17, 2015 at 2:00pm — No Comments
If everything is important then nothing is important. It is necessary to be on target with those components of training that the athlete or teams need to do to improve. It is tempting to try to do everything to insure that all bases are covered. Unfortunately that approach will ultimately dilute the training effect, which limits long-term improvement. In order to prioritize training this is what I consider:…Continue
Added by Vern Gambetta on November 17, 2015 at 8:21am — No Comments
Make no mistake about it, if I am physically training hard enough and/or long enough, training becomes a stressor on the body. This is a good thing. However, this stress has to be both monitored and managed for it to be effective in producing positive change within the human body.
In other words, how…Continue
Added by John Mikula on November 15, 2015 at 6:00pm — No Comments
Come to Evansville Indiana and Learn the Skills
Protect Your Athletes
Preparing and Protecting Your Athletes For Competition
Strengthening the head, neck and surrounding cervical structures is the ONLY organic contingency within our control to prepare individuals to withstand potentially…Continue
Added by Dr.Ralph Cornwell Jr on November 13, 2015 at 12:00pm — No Comments
GAIN started in 2007, but the genesis of GAIN goes back to the start of my coaching career in 1969. It quickly became clear to me that anytime I could meet with professional colleagues to exchange ideas that my performance as a coach improved. It really came together for…Continue
Added by Vern Gambetta on November 13, 2015 at 8:11am — 1 Comment
Spring 2016 Internship
South Dakota School of Mines and Technology is currently accepting applications for 2 UNPAID Strength and Conditioning Internship positions. The dates which are somewhat flexible, are Jan 13th – April 29th. Selected interns will be working with all 11 sports at SD Mines, including football.
Interns will assist strength staff with the implementation of strength and conditioning…Continue
Added by Bret Miguez, MS,CSCS,SCCC,USAW1 on November 12, 2015 at 5:22pm — No Comments
My thoughts around training strategies for athletes you have limited coaching time with.
Added by John Abreu on November 10, 2015 at 6:06pm — No Comments
Wheelbarrow exercises organized into complexes offer a serious conditioning challenge. The exercises are similar to Farmer's Walks, but the instability you must control adds a unique core control element. The tension created throughout your body increases testosterone production and builds muscle, making it a great way to finish off a workout.…Continue
Added by Kelvin King Jr on November 10, 2015 at 8:10am — No Comments
Rollouts are one of the best moves to develop the core. But if you have a strong core, traditional barbell or ab wheel Rollouts may leave something to be desired. Like any other type of training, as you get stronger, you need to make the exercise tougher.
Added by Kelvin King Jr on November 10, 2015 at 8:08am — No Comments
It's surprising to me that more gym-goers don't perform loaded carry exercises. Occasionally you see someone walking around with one or two dumbbells, but most people spend their time on old-school ab exercises, like Sit-Ups or Crunches. As coach Dan John said, "Loaded carries are a secret because no one wants to do them."…Continue
Added by Kelvin King Jr on November 10, 2015 at 8:06am — No Comments
When combining rings and dumbbells, you need to start slow. A proper progression starts with isometric holds before moving on to dynamic movements. But this is still challenging. If you do a body weight Pull-Up on a stable object like a bar, the only moving object is your body. All you have to worry about is pulling your body to reach the bar. But when performing ring training, you cannot rely on the stability of a bar; you have to stabilize the rings while performing the various…Continue
Added by Kelvin King Jr on November 10, 2015 at 8:03am — No Comments
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10 Secret Santa Gift Ideas For Your Coworker
If your workplace is getting festive this season, check out our suggestions...
Managing student devices can be a long, complicated process. With a robust focus on continuous improvement and operational excellence, Staymobile offers a frustration-free experience.
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OS Configuration
We set up the operating system on all devices either on first boot or to match your school standards. We do this so you can reliably launch the school year with no risk of students not being fully equipped.


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Photo Gallery: Blues From The Top Kicks Off
30 Photos from the first day of Blues From the Top
Thousands crowded the newly revamped Hideaway Park stage to celebrate the 15th annual Blues From The Top Festival in Winter Park on Saturday.
Fans were treated to a stellar lineup of blues and rock performers, upcoming young musicians on the Keeping the Blues Alive stage, food, drink, merchandise and a sunny day.
The festival kicked off with the Austin Young Band, Jimmy Vivino + The Kate Moss 3, C.J. Chenier & The Red Hot Louisiana Band, Little Hurricane and The Fabulous Thunderbirds featuring Kim Wilson.
Founder of the festival, John Catt, was also honored today as a chair was left open on stage in remembrance of Catt and Winter Park Mayor Jimmy Lahrman proclaimed it John Catt Day.
The festival continues tomorrow, starting with the High Mountain Gospel Choir at 10 a.m. and finishing with headliner Anders Osborne.
Start a dialogue, stay on topic and be civil.
If you don't follow the rules, your comment may be deleted.


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Since 1 November 2012, Noorderzon has been an official member of the European NXTSTP festival network. NXTSTP is a five-year programme that is funded by the participating network partners themselves, as well as by the European Union in the framework of the Culture 2007 Programme. Each contributes 50% of the funding. NXTSTP enables exceptional, new European artists and performers to take the next international step in their career and (artistic) development.
Noorderzon is proud to be part of this select fraternity for the second period of the project, simply referred to as NXTSTP The Second Generation. The current members are:
- Kunstenfestivaldesarts (Brussels, Belgium)
- Alkantara Festival (Lisbon, Portugal)
- Baltoscandal Festival (Rakvere, Estonia)
- Dublin Theatre Festival (Dublin, Ireland)
- Göteborg Dans & Teater Festival (Gothenburg, Sweden)
- steirischer herbst (Graz, Switzerland)
- Théâtre national de Bordeaux en Aquitaine (Bordeaux, France)
- Noorderzon Performing Arts Festival (Groningen, the Netherlands)
The programme runs from 1 November 2012 to 31 October 2017.
Coproductions & presentations
- Halory Goerger & Antoine Defoort | Germinal (2013)_
- Anne-Cécile Vandalem | After the Walls (UTOPIA) (2013)
Benjamin Verdonck/KVS/Toneelhuis | NOTALLWHOWANDERARELOST (2014)
L'amicale de Production | We'll cross the bridge once we get to the river (2017)
About NXTSTP
Eight European festivals have united in NXTSTP in order to stimulate both the production and the international circulation of new work by exciting new European theatre-makers. In this way, they hope to make a contribution to artistic innovation of the performing arts in Europe. The artists we wish to support through NXTSTP have already demonstrated, via previous performances, that they are worth this backing. They are now ready for a 'next step' in their career: the production of new performances on a larger scale for a wide public at several places in Europe (and beyond).
The NXTSTP network co-produces new work and thus gives the artist the necessary broader base and guaranteed outlet. Various festivals within the network present these performances, so that international circulation and relatively large visibility can be assured. These presentations at festivals, which are often well attended by programmers, ensure considerable spin-off for the artists in question. In addition, the festivals offer residential or intensive work-period possibilities. These artist-in-residence facilities form another way of helping artists and of boosting innovation in the performing arts sector in Europe.
NXTSTP was initiated by Kunstenfestivaldesarts in Brussels in 2007. In the past five years – in de First Generation period – 36 performances by theatre-makers from 12 different countries received support from the network. In total, 1032 performances were staged (318 within the network itself). The first five years were also supported by the European Union, and we understand that the Union is positive about the coming five years.
Why Noorderzon?
In August 2011, the NXTSTP partners met officially at Noorderzon, where we were asked to participate in this network for the second period, 2012-2017. In doing so, we assume the position of De Keuze, an initiative of the Rotterdamse Schouwburg (Rotterdam Municipal Theatre), which was a member of the network from 2007-2012. For a good number of years Noorderzon has been giving up-and-coming European theatre-makers the opportunity to present their work to the progressive Groningen public.
Many NXTSTP artists have given performances at Noorderzon over the past few years (such as Gisèle Vienne, Edit Kaldor, Philippe Quesne, Charlotte Engelkes, Wunderbaum, BERLIN, Halory Goerger & Antoine Defoort, for example). In addition, Noorderzon co-produces (often jointly with Grand Theatre Groningen) new work by international makers. Such co-productions often involve an artist-in-residence setup or a work period in Groningen. The profile and activities of Noorderzon thus dovetail excellently with the NXTSTP philosophy.


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With six exciting colors and innovative fragrances, the Tropical Storms are sure to appeal to bowlers of all skill levels. They all feature a proven Reactor Reactive coverstock material that glides easily through the heads yet reacts down-lane to provide optimum pin carry. The Camber Core's inverted light bulb shape has real substance. It provides more predictability and control; it's the perfect complement to the rest of Storm's full line of products.
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Category: Green
Green gasoline.
Researchers successfully convert plant cellulose into gasoline components.
Post date: Tuesday, April 8th, 2008.
Cow Power.
Energy company to begin producing natural gas from animal waste. (via)
Post date: Friday, March 14th, 2008.
Zero Emission Data Center.
Cooling system developed that allows heat from computer chips to be used for domestic heating.
Post date: Sunday, March 9th, 2008.
Masdar Headquarters.
Building designed to produce more energy than it consumes. (via)
Post date: Thursday, March 6th, 2008.
Air car.
Automobile that runs on compressed air.
Post date: Friday, February 29th, 2008.
Project Green Hands.
Foundation that will attempt to plant 700,000 trees next Tuesday.
Post date: Thursday, October 12th, 2006.
Emissions trading program.
Credit system being proposed where people and businesses pay for the carbon dioxide they produce.
Post date: Friday, July 21st, 2006.
BioHaven Wild Floating Islands.
Product derived from recycled materials is a man-made island that is designed to filter water pollution.
Post date: Wednesday, July 19th, 2006.
Boing boing.
Washington, D.C. is testing sidewalks that are created from recycled rubber tires.
Post date: Wednesday, July 5th, 2006.
Carbon Dioxide Capture and Storage.
Japanese plan to reduce greenhouse gases in the atmosphere by burying carbon dioxide emissions underground.
Post date: Tuesday, June 27th, 2006.
Road energy system.
Company is paving roads with technology that absorbs heat and converts it into usable energy. (via)
Post date: Friday, June 23rd, 2006.
Holdfast Rubber Highway.
Project designed to ease urban traffic congestion is paving seldom used railway lines with roads made of recycled rubber tires. (via)
Post date: Thursday, June 1st, 2006.
Princess Elisabeth Antarctic research station.
Scientific base to be built in Antarctica that will recycle everything and run entirely on renewable energy. (via)
Post date: Thursday, June 1st, 2006.
Gas mixture of water broken down into an HHO atomic structure can power an automotive engine and return to pure water as a by-product. (via)
Post date: Tuesday, May 23rd, 2006.
Eco Balls.
Detergent substitute that cleans laundry by activating water molecules to naturally lift dirt away from clothing. (via)
Post date: Friday, May 12th, 2006.
Microbial fuel cells.
Scientists discover that the natural process of microbes breaking down wastewater can be converted into usable electricity. (via)
Post date: Wednesday, May 10th, 2006.
E-V Sunny Bicycle.
Post date: Tuesday, May 9th, 2006.


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Tufted Hair-grass - Deschampsia cespitosa subsp. cespitosa
Large, densely tufted plant to 120 cm tall. Leaves to 5mm wide with strong parallel ridges and furrows on the upper side. Panicles with whorled spreading branches.
Identification difficulty
Wet or marshy ground, wet woodland, and heavy soils.
When to see it
June to August.
Life History
UK Status
Very common throughout Britain.
VC55 Status
Very common in Leicestershire and Rutland. In the 1979 Flora survey of Leicestershire it was found in 589 of the 617 tetrads.
Leicestershire & Rutland Map
Enter a town or village to see local records


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Week Number 259
MY APOLOGIES ... I forgot to publish this earlier! It's been a busy day.
1) How many dictionaries do you own?
2) Are you a touchy person or do you prefer not to be touched by others?
3) Describe a dream you had that was prophetic in nature.
4) Show and Tell. What comes to mind first when you see this picture? Or, tell a story if it reminds you of one.


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Despite attempts to be diligent, a bad check can occasionally slip through. A New Jersey collections attorney suggests it is a good idea to have a protocol in place to address the problem should it arise.
Devising a Strategy
The first step is to realize this is part of doing business, albeit an unpleasant part, and not take it personally. Sometimes a bad check is simply a mistake and not an attempt to defraud. In either case, a New Jersey collections lawyer understands the best approach is to follow a step-by step procedure.
Call the Bank
Cash flow is an ongoing issue for many businesses and sometimes the timing is such that a deposit has not posted before a check was submitted for payment. A New Jersey collections attorney indicates that most banks will tell you if there are sufficient funds in an account to cover a specified dollar amount. If there are insufficient funds when the first call is made, it may be advisable to wait a few days and try again.
Call the Customer
The next step is to directly contact the customer and gently request they make good on the amount owed. A New Jersey collections attorney cautions there are some actions to avoid when doing so.
• Call only during daytime hours
• Do not discuss the debt with anyone else
• Do not make any threats
Write a Letter
The letter should be sent certified with a return receipt requested and should once again ask for the specific amount of money owed. It is particularly important to follow this step, a New Jersey collections lawyer emphasizes, as it provides verifiable evidence of the attempt to collect the debt should a prosecution be necessary later.
Explore Legal Options
Depending on the amount of the debt, it may be necessary to hire a New Jersey collections attorney. Other options include filing a complaint with the District Attorney's office or suing in small claims court.
Contact a New Jersey Collections Lawyer for Legal Advice
Don't let bad debts hamper your ability to conduct business. Call Snellings Law, LLC, a New Jersey collections attorney group, at 973.265.6100.


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Magnum delivers smooth, refreshing beer taste and enjoyment in a malt liquor. Live life out loud.
Frederick J. Miller founded Miller Brewing Company in 1855. Adolph Coors opened Coors Brewing Company in 1873. Both companies forged successful paths through ingenuity and innovation, their respective hard work producing over one million barrels each annually by 1955. In 2008, SABMiller and Molson Coors entered a U.S. joint venture to create MillerCoors. The company continues to build upon its success, both as the number two U.S. brewer and home to the second best-selling beer in America, Coors Light.


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I think I've figured out why I'm so fascinated with the Hipstamatic Rock BW-11 film and John S. Lens. Remember those "ghost hunter" television shows where they would use some sort of special film or photography to document a spirit? I've always been fascinated by such, and that's what it feels like I'm doing with this equipment, because there's such a mysterious element to the results you get with Hipstamatic. It's not just a filter — each snapshot is a unique reaction to the amount of light, movement, or other elements in the frame. Either that, or my cat Lily just might be on to something when she follows light on the ceiling… what we refer to as "Hunting Ceiling Ghosts."
Have you ever photographed a ghost? What's your preferred way to add textures to photos? Do you love/hate Hipstamatic? Tell us in the comments!
Related articles
- The Photo App Facebook Didn't Buy: Hipstamatic (inc.com)
- A blog for Hipstamatics (Hipstamatics.com)
- Holy Cow! Hipstamatic is a Memory Hog! (TragicallyHipstamatic Blog)
- The Science of Ghosts (scienceofghosts.wordpress.com)
- The backstory of Hipstamatic (mariepeters.com)
- The Real Hipstamatic Backstory (lifeinlofi.com)


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The Weinstein Company has re-launched the official website for director Quentin Tarantino's Django Unchained, opening in theaters nationwide this Christmas. The site includes a new 60-second TV spot, animated GIF images, and eight wallpapers featuring Django (Jamie Foxx), Broomhilda (Kerry Washington) King Schultz (Christoph Waltz), Stephen (Samuel L. Jackson), Spencer "Big Daddy" Bennett (Don Johnson), Bill Crash (Walton Goggins), Calvin Candie (Leonardo DiCaprio), and Quentin Tarantino. Take a look at the video and images, then CLICK HERE to discover more from the official website.
Django Unchained Official Website Relaunches with TV Spot and Character Wallpapers
- —
- in Movie News


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The survey, conducted in May, provides data from 555 participants on their 2016 pay raises and their increase budgets for 2017.
2016 Merit Increases
This year's BLR Pay Budget Survey is practically a replay of last year's survey with 17.9% (16% last year) of employers awarding merit increases of up to 2.5% (averaged across all employee types). And, 41.8% (42.5% last year) are awarding increases between 2.51% and 5%. Another 4.1% are awarding increases from 5.01 to 10% of base pay, and a mere 1.6% are awarding more than 10% merit increases in 2016.
2017 Merit Increases
A mere 8% of survey participants have decided and/or approved their pay budgets for 2017, leaving 92% undecided as of the end of May. Of those who have decided, on average across all employee types, 12.3% of employers expect to offer merit increases of up to 2.5% and 39.1% plan 2.5-5%.
For a complete analysis of the survey data, go to Compensation.BLR.com.


text: BUSINESS Reid to star in a comedy -- 'Honestly' 4:00 AM PST 1/16/2007 by Tatiana Siegel , AP FACEBOOK TWITTER EMAIL ME Empty Tara Reid is attached to star in and executive produce the indie romantic comedy "Honestly."Vinnie Jones ("X-Men: The Last Stand") and former NFL running back Eddie George ("Into the Sun") also are attached to co-star in the film.Penned by Tom Vaughan ("Unstoppable"), the film centers on Monica Hennessey, a hard-boiled private eye who works as a temptress to test the fidelity of philandering husbands. Then she meets her ultimate job challenge: Instead of entrapping her latest prey, she falls for a man who couldn't possibly be as nice as he seems.Reid's brother Tommy, who directed the actress in the upcoming bowling comedy "7-10 Split," is set to helm.The film is scheduled to start shooting in the summer in Los Angeles.Tara Reid's production company, Hi Happy Films, is producing alongside Tommy Reid and Aimee Flaherty. The film is being financed through private equity.Tara Reid, who starred in "American Pie," "American Pie 2" and "Van Wilder," is repped by Nine Yards Entertainment.Jones is handled by Paradigm and Nine Yards Entertainment. George is repped by Paradigm. Tommy Reid is repped by attorney Todd Rubenstein. FACEBOOK TWITTER EMAIL ME Tatiana Siegel email@example.com tatianasiegel27 AP firstname.lastname@example.com @thr


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Copy or move Outlook contacts into Business Contact Manager
If you have been using Outlook to store both types of contacts, you can copy or move your business contacts into Business Contact Manager.
There are two easy ways to move Outlook contacts into BCM contacts.
1. The recommended way is to use Import/Export functionality.
a. Launch the Import/Export by clicking File->Import and Export->Business Contact Manager for Outlook. Select Import File option and click "Next".
b. Select "Outlook Contacts Folder" from the list of option and click "Next". Next screen allows you to choose a different Outlook Contacts folder if you want.
When you click it a new dialog will appear to choose the contact folder:
c. After selecting the folder which has your contacts, click next.
d. Final screen gives information about import process. After clicking next in this screen Import begins.
Your contacts will be copied to Business Contacts. BCM also supports importing reminders, follow up flags and Categories.
2. Other way to move Outlook contacts is to drag and drop contacts into BCM contacts or accounts.
a. Open Outlook contacts.
b. Select contacts you want to move into BCM. Drag and drop them into BCM folder.
Things to remember about Importing
1. If you use Import/Export functionality method then your contacts will be copied to BCM Business Contacts folder. However if you drag and drop they will be moved. If you still want to keep original Outlook contacts you should press CTRL button during drag and drop.
2. Import/Export method copies contacts to Business Contacts folder. If you want to move them into Account folder you should use drag and drop method.
3. If your Outlook contacts have attachments, you'll get an error in drag and drop method. BCM does not support attachments in comments field. If you use Import/Export functionality contact will get imported, however the attachment will not.
4. BCM does not import journal items attached to Outlook contacts. It imports only the contact itself.


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What are the benefits of using an independent insurance agent?
E. J. Coyne & Company represents several different insurance companies, not just
one company, which means we can offer you a choice of insurance plans. We shop
around to provide you the best combination of competitive pricing, appropriate
coverage, and consistent, personalized service.
With one phone call to us,
you can find a full range of insurance products for your personal and business
needs. And, as your needs change or insurance plans change, you can switch
insurance companies and still work with your same, trusted insurance agent.
How can I lower the costs of my insurance?
When you use an independent
insurance agent for all of your insurance policies, we can make sure that none
of your coverage overlaps, apply discounts for purchasing multiple policies, and
determine that you are not paying for things you dont need. Before you buy a
car, call us to see what it will cost to insure it. More expensive cars cost
more to repair, maintain and insure. Performance cars cost more to insure than
family sedans. The safety equipment you select may also lead to a variety of
discounts. Consider increasing your deductibles. By raising the amount you pay
out-of-pocket for losses, you can save more on your policy. Drive safely. A
clean driving record can potentially lower your insurance rates. Some insurance
companies provide discounts based on the payment options you choose.
What should I do if I have an auto accident?
How do I report a claim?
If you have a claim during regular
business hours, please call us first so we can help you through the process
and advise you. Outside of regular business hours, call your insurance company
directly using the phone numbers on the Companies Represented page.
How much auto insurance do I need?
Auto insurance is a
combination of liability, collision, comprehensive, and medical coverage.
There are different levels of coverage and of deductibles. Contact Us and we
will work with you to determine the right levels of insurance for your
specific needs.
How much home insurance do I need?
The cost to
rebuild your home, the estimated market value, and the purchase price can be
very different numbers. We will help you determine the right kinds and levels
of insurance to make sure your home has enough protection.
Do I need
life insurance?
Generally, you should consider life insurance if:
Be sure to update your life insurance when life changes occur such as
marriage, divorce, illness, births, and deaths.
What insurance do I
need when remodeling my house?
Always call your E. J. Coyne & Company
agent when you are planning improvements to your home. Many policies cover
home improvements but the insurance company must be notified before the work
Do I need additional insurance for my personal items such as
jewelry and artwork?
A scheduled property endorsement is an optional
addition to a homeowners policy and describes items of personal property,
each to be insured for a specified amount agreed to. Independent appraisal
may be necessary to establish the insurable value.
Are fireworks accidents covered under my homeowners policy?
Insurance companies will not pay for damage if you have violated the law or
if circumstances could not be deemed accidental. Call your E. J. Coyne &
Company agent to review the conditions and exclusions in your policy.
What insurance do I need when I rent a car?
Most auto insurance
policies include personal rental car coverage up to the limits you selected.
Certain exclusions apply. Ask your E. J. Coyne & Company agent for more
When should I get business insurance?
You should have business insurance on the first day of business. If you
suffer a loss and have no insurance or have improper or insufficient
coverage, you may be out of business before you get started.
If you rent space for your business, your landlord probably requires you
to obtain adequate insurance.
What types of business insurance do I need?
Just like your home and your car, your business needs to be protected
from loss, damage, and liability. In addition, your business is your source
of income, so you need protection from the potential loss of that income.
If you have a home-based business, your homeowners policy may not
provide all the protection you need. Call us to review your policy.


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Leading up to September's Best of Dallas® 2017 issue, we're sharing (in no particular order) our 100 Favorite Dishes, the Dallas entrées, appetizers and desserts that really stuck with us this year.
It's one of those dishes that, when you translate its name into English, doesn't sound entirely exciting: soft tofu stew, a specialty at Musiro Korean Restaurant in Carrollton's Korea Town. But this steamy, bubbling bowl of savory heat is as exciting as it is comforting.
As with any Korean dish, you can expect an array of banchan (small side dishes) to flood the table just before your dish arrives. And when your soft tofu stew (sundubu jjigae in Korean) arrives, it's quite the show.
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Served in an uber-hot clay bowl on a wooden plank, the stew — which comes in variations ranging from veggie to kimchi to seafood or dumplings — is still boiling when it hits the table. The first thing you should do: grab the single egg sitting amidst your banchan and crack it into the bowl while watching the soup's broth thicken as the egg cooks. Once it cools down enough to dip in, you'll find an immensely spicy, savory, flavorful dish made with silky tofu and, in our case, assorted seafood (haemul sundubu jjigae), including clams and whole shrimp.
Throw a scallion pancake in the mix for a starter and you've got a massive, memorable meal that's soul-comforting even to those who've never witnessed a bubbling bowl of sundubu jjigae.


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Tennessee Solar Conversion and Storage using Outreach, Research and Education (TN-SCORE) was Tennessee's first NSF RII Track 1 Research Infrastructure award. It provided a unique opportunity to develop the platform for enhanced research capacity and greater competitiveness within Tennessee's diverse academic institutions.
Check out the TN-SCORE Program Report for more information about our programs and partners!
Tennessee NSF EPSCoR
Tennessee is no longer a designated NSF EPSCoR state as our NSF funding has exceeded the threshold for eligibility.
NSF EPSCoR (Experimental Program to Stimulate Competitive Research) is a program administered by the National Science Foundation to assist states in boosting the level of research funding provided by NSF.
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