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There may only be 8 paylines on offer but that does not mean you are not going to have a chance of winning some large payouts, quite the opposite in fact thanks to this slot games very high payout percentage!
Play 'Club Night' now at:
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This minimum cost per spin is 0.01 but you can increase the stake levels at which you play this mobile slot game for with the highest one available being 8.00 per spin.
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The actual cash value of that jackpot payout will be determined by the coin values at which you are playing this Club Night slot game for!
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There are no Wild symbols found on any of the reels of this Club Night mobile slot game.
96.92% - High enough to play!
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In a paper published in Developmental Science, an international team of researchers shows that young children between 3 and 5 years who speak Mandarin Chinese are better than English-speaking counterparts at processing music skills.
Why? Mandarin is a tone language: the tone in which a word is said not only conveys an emotional content but a different meaning altogether. Mandarin speakers use the changes in pitch to define the intended meaning. That means one word can have several different meanings, depending on the way it is said.
English uses pitch to convey emotion: "Come here" can be a request or a command depending on the tone and pitch used. But in Mandarin but the same word can have an entirely different definition altogether!
For instance, the syllable "ma" in Mandarin can mean "mother," "horse," "hemp" or "scold" depending on how it's spoken, and Mandarin learners quickly learn the subtle changes in pitch that conveys an intended meaning. In English "context" expresses emotion and meaning since in English one word generally has only one definition.
Tonal based languages are common in parts of Africa, East Asia and Central America, with estimates that as much as 70% of the world's languages can be considered "tonal".

subset: commoncrawl


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COUNCIL leaders have refused to rule out the possibility that free admission to the Birmingham Museum and Art Gallery could be scrapped.
Cabinet members said that, while there was no intention to charge the million visitors a year for entry, they could not give a cast iron promise.
The BMAG and Thinktank at Millennium Point are being placed into a trust, along with six other Birmingham museums.
While the council will still own the sites and exhibits, the new trust will run the buildings.
The aim is to take advantage of tax breaks given to charities and attract funding from sources not available to local authorities.
Sir Albert Bore, leader of the opposition Labour group on the council, wants a legally binding agreement to retain free entry to the gallery.
Sir Albert (Lab Ladywood) added: "At the moment we charge for entry to Thinktank and smaller museums around the city, but admission to Birmingham's main museum has always been free.
"As a matter of principle, this council should be saying that free admission will continue."
But Coun Martin Mullaney, the cabinet member for leisure, sport and culture, said: "We all agree we want to retain free entry. But we don't know how the finances of Birmingham and the country will be in the next ten or 20 years."
The question of charges should be "left open", Coun Mullaney (Lib Dem, Moseley & Kings Heath) added. The council's Museums and Heritage Service and Thinktank have to save almost £3 million by 2014 as a contribution to Government spending cuts.
By establishing a charitable trust the council expects to save about £320,000 a year in business rates on its museums buildings.
Deputy Labour group leader Ian Ward pointed out that many of the exhibits at the BMAG were lent free of charge by their owners on the basis that entry to the museum would be free.
Coun Ward (Lab, Shard End) added: "These exhibits would have to be returned if we started imposing charges."


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Shawn Ames from Family Life Fellowship in Moberly, MO brings us this great use of silhouettes.
They were preparing for a series called "Crescendo" but knew they had a special Veteran's Day service in the middle of it.
The shadow box fronts were simply 2×3 lumber and a flat queen sheet from Wal-Mart. They cut the different elements for behind out of 1″ blue styrofoam. They noticed that for the shadow to look good using LED fixtures, they needed the foam cut outs to be as close as possible to the sheet.
The flag for the Veteran's Day service was borrowed from a local funeral home.
Around the drums they didn't have a full enclosure since their normal one was behind the flag. So surrounding the drums were home made sound baffles. They helped cut down the projection of the drums and were built for about $12 each.
They consisted of 2×4 lumber, pink wall insulation, and a twin sheet from Wal-Mart.


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Last but not least – Designing and Delivering a Campaign – the final part of our telephone fundraising series. If you've read parts one and two you'll already have a good understanding of why the phone is a great fundraising tool and how the phone can be used to drive the performance of almost any fundraising program. Tailoring the campaign to specific objectives, audience, cause and opportunity is key to success and the following is a great starting point for planning your agenda.
Before you plan any details take time out to think about your audience. Think about the donor profile, how they have supported you to date, why they supported you, and their connection to the cause. Think too about what you are going to ask of them and how they might respond to that ask – what barriers might they have to giving? And what else might come up during the conversation (topical news, complaints, info requests)?
Only then you can design an approach or write a script with your supporters in mind, choose a subject matter that they will connect with, devise an ask that is appropriate to the level and type of support they have given before and personalise the conversation.
Now plan your approach, from Hello to Goodbye.
How closely you ask the fundraiser to stick to a script should depend on their experience, knowledge of the subject matter, and how particular you are and how careful you need to be around wording and messaging. Regardless, having a script of some sort is crucial – it provides your fundraiser a 'pathway' through the conversation. By the very nature of conversation you can't script everything, nor would you want to, but a good script will allow the fundraiser to weave seamlessly between supporter interaction & meeting the call objective, dealing with any barriers to giving along the way.
The graph above shows how a script or structure can give your conversations direction. Below I outline the purpose of each stage;
Intro – Build rapport (make it warm, friendly), reinforce any existing relationship
Ice-breaker – Open up the conversation and encourage interaction, gauge their levels of interest and 'warmth' (the fundraiser should be trained to tailor and personalise the call based on this intial interaction)
Inspiration – This is where your 'story' comes in, where you build your case for giving and inspire supporters to want to give
1st Ask – Be confident and direct in what you are asking for and where possible demonstrate impact through use of tangibles 'can you give £5 to vaccinate and save the lives of 5 children'. Link the impact back to the beneficiary, not the organisational needs
The Fundraising – Not everyone will say yes at the first ask – the important thing is to listen to why they say no, demonstrate you have listened, and then suggest something more suitable to them. This is one of the amazing things about the phone – the ability to deliver a truly tailored ask to every supporter!
Confirmation – Be clear on what the supporter has agreed to do and what will happen next
Close – Ensure appropriate levels of thanks and warmth are used, especially to those that have chosen not to give. Supporters should never be left feeling guilty – supporters should feel more positive about the charity having received the call if they are to remain a supporter
Some of the most important qualities we look for when recruiting fundraisers are: maturity, empathy, shared values, conversational competence and listening skills.
Do not underestimate the importance of the fundraiser briefing. Focus on inspiring and motivating the team and be wary of 'information overload'. Try to restrict yourself to covering only the things that will help them make a good call and remember it is OK not to know the answer to every supporter's question, but it is not OK to make dispassionate, impersonal calls.
Use bench marking to ensure you are aiming to raise as much money as possible, but that your targets are realistic – it is tempting to be overly optimistic and challenge your fundraising teams to achieve more, but an unachievable target will impact on the team morale, jeopardise the supporter experience and ensure your campaign manager is unable to manage effectively. A true relationship fundraiser will also measure the impact and phone conversation has on attrition, future giving, donor satisfaction and lifetime value.
When setting targets think about setting average call length targets, or how many calls you expect each fundraiser to make in an hour or a shift. This will help you plan and manage resource levels and budgets.
Be clear on your expectations and how you are going to measure call quality. Listen to calls and feedback to fundraisers often.
As with all direct marketing, data is key. On a typical fundraising campaign 'Recency, Frequency, Value' and 'Tenure' or 'time on file' is commonly used to drive selection and segmentation hierarchies: Generally, the more recently and frequently a donor has donated/petitioned/participated/text/enquired – the higher the response rate you can expect. When looking at previous giving behaviour it is particularly useful to look at response to any previous telephone asks – each historical refusal decreases the likelihood of them saying yes this time.
Recruitment source or channel will often impact on results too – look at this particularly if you use a diverse range of channels at recruitment or if you are calling recently recruited supporters. In addition to this, those that have given you their credit card details before are more likely to give their bank details over the phone and therefore achieve higher response rates. Equally, Gift Aiders are more likely to have a stable income and support with a regular gift.
This is already a long blog post, at the end of a three-part series, so I will wrap up in the acknowledgement that I have overlooked the processing of gifts, data returns, post call fulfilment letters and emails, legal disclosures and opt ins, telephone number tracing or post campaign analysis and review. All important things but details best saved for those seriously thinking about running their first telephone campaign without the help of a professional fundraising agency. If that's you, why not leave your details below or email Rebecca on firstname.lastname@example.com for a free copy of our 'Telephone Fundraising for Dummies' guide. And good luck – we'd love to hear how you get on and if you found this series of blogs useful.
So that's it. In a nutshell a three-part, whistle-stop guide on what to think about when you are using the phone to fundraise!


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The ISRM Board has appointed several Commissions for the period 2015-2019 in order that they may study some scientific and technical matters of topical interest to the Society. Other proposals are currently being analysed.
For proposing the creation of a Commission, the proposed Commission President shall fill up an application form and send it to the ISRM President, with copy to the Secretariat. To download the application form click here.
Please note that all ISRM Commissions only run for the ISRM Presidential period during which they have been approved, i.e. for the 4-year period between the ISRM Congresses. However, some ISRM Commissions can be extended into a new 4-year period. This form should be completed by the Commission President (proposed or existing) for the purpose of starting or continuing an ISRM Commission.
It is important to note that Commissions can only be approved if it is clear that the Commission is well organised and that there will be a significant product which is both useful to the ISRM and produced on time. Note that this means that the Commissions report should be prepared in the year before the 2019 International Congress, at Foz do Iguaçu, Brazil. It is expected that Commission meetings will be held in association with the ISRM International Symposia: i.e., the EUROCK 2016 to be held in Capadoccia, Turkey, in August 2016, the AfriRock to be held in Cape Town, in February 2017, at the venue for 2018 which is not yet established, and of course the 2019 ISRM Congress in Brazil.
In accordance with the ISRM By-law No. 3 "Rules to be followed by Commissions and Joint Commissions", ISRM Members wishing to participate in the work of any of the Commissions shall contact the respective President.
The current list of ISRM Commissions is the following:
The current list of JTCs is the following:
The ISRM and the International Tunnelling and Underground Space Association - ITA celebrated a Memorandum of Understanding, whereby ISRM may appoint members to selected ITA Working Groups and ITA may appoint members to selected ISRM Commissions.


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How to Void an Invoice or Bill
An invoice or bill may be voided from the preview or edit page of the transaction by selecting the red Void button. Voiding either transaction type won't remove the transaction since this is not considered best practice - leaving an audit trail of transaction history will be helpful for you and your inDinero finance team when reviewing transaction history.
Void Date and Reason
Immediately upon clicking Void, you'll be prompted to select a void date and select a predefined reason for voiding, Bad Debt and Other, or Other to write in a custom reason.
It's important for accounting purposes for inDinero to understand why an invoice is being voided. For example, if you're voiding an invoice because your client will not pay- your Accountant needs to make an adjusting entry to Bad Debt which can be a tax write-off you don't want to miss!
Void Date Restrictions
- The void date cannot be a date prior to the transaction date
- The void date cannot be in a locked period
If you need to void an invoice in a locked period, just reach out to your inDinero team via email, chat or phone and we can assist.
Where to Find a Void Reason
The void reason can be viewed on the transaction preview and activity log.
Voided Transactions in the List Pages
Your Voided Invoices & Bills will still appear in the transactions lists with a Void status under Bills>Bills List or Invoices>Invoice List.
Activity Log
Your activity log will retain all history of voided transactions, making it easy for the team to identify!
General Ledger
If your accounting method has been set to Accrual mode, a reversing journal entry will appear in the general ledger as of the void date. The transaction will not be removed from the AR or AP Aging until the void date, ensuring the ledger and sub-ledger stay in sync. Additionally, download a CSV Summary to include Void Reasons column.
Reversing Entry for a Bill
Reversing Entry for an Invoice


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Serving Greater Nashville, Murfreesboro, Franklin, Nashville
All-in-one heating and cooling. For those living in moderate climates, heat pumps are an energy-efficient alternative to furnaces and air conditioners. Heat pumps can also supply hot water.
If you use electricity to heat your home, consider installing an energy-efficient heat pump system. Heat pumps are the most efficient form of electric heating in mild and moderate climates, providing two to three times more heating than the equivalent amount of energy they consume in electricity. A heat pump can save as much as 30% to 40% of the electricity you use for heating.
With many years of experience in the HVAC industry, Precision Air is your best local choice for heat pump heating. We specialize in ground source (also known as geothermal) heat pumps, which are more efficient and economical to operate when compared to conventional air source heat pumps, especially in climates with similar heating and cooling loads.
Interested in finding out more about heat pumps and your home? Schedule a free estimate with Precision Air today in Greater Nashville!
Three types of heat pumps are typically available for residences: (1) air-to-air, (2) water source, and (3) ground source. Heat pumps collect heat from the air, water, or ground outside your home and concentrate it for use inside. Heat pumps operate in reverse to cool your home by collecting the heat inside your house and effectively pumping it outside.
Heat pumps have both heating and cooling ratings - both in terms of capacity and efficiency. Capacity ratings are generally in British thermal unit (Btu) per hour or tons (one ton equals 12,000 Btu/hr). Heating efficiency for air source heat pumps is indicated by the heating season performance factor (HSPF). The HSPF tells you the ratio of the seasonal heating output in Btu's divided by the seasonal power consumption in Watt-hours. A heat pump can supply 2 to 3 times as much heat as it consumes in electricity because it moves energy from outside to inside (or vice versa). Heat pump efficiency varies with outdoor temperature. The performance of an air source heat pump in heating mode decreases with the drop in outside air temperature. The actual seasonal efficiency (as opposed to the rating) is therefore higher in a mild climate than in a severe cold climate.
In the cooling mode, a heat pump operates exactly like a central air conditioner. The seasonal energy efficiency ratio (SEER) is analogous to the HSPF but tells you the seasonal cooling performance.
Proper operation of your heat pump will save energy. Do not set back the heat pump's thermostat if it causes the backup heating to come on; backup heating systems are usually more expensive to operate. Continuous indoor fan operation can degrade heat pump performance unless a high-efficiency, variable-speed fan motor is used. Operate the system on the "auto" fan setting on the thermostat.
Like all heating and cooling systems, proper maintenance is key to efficient operation. The difference between the energy consumption of a well-maintained heat pump and a severely neglected one ranges from 10%–25%.
Clean or change filters once a month or as needed, and maintain the system according to manufacturer's instructions. Dirty filters, coils, and fans reduce airflow through the system. Reduced airflow decreases system performance and can damage your system's compressor. Clean outdoor coils whenever they appear dirty; occasionally, turn off power to the fan and clean it; remove vegetation and clutter from around the outdoor unit. Clean the supply and return registers within your home, and straighten their fins if bent.
You should also have a professional technician service your heat pump at least every year.
The technician can do the following:
Precision Air specializes in a variety of heating services, including heat pump installation, geothermal heat pumps, energy-efficient furnace repair and replacement and more! Call us or contact us online for a free heating estimate in Franklin, Nashville, Murfreesboro, Antioch, Hendersonville, Brentwood, Smyrna, Lascassas, Madison, Hermitage and nearby.
Looking for a price? Get a no cost, no obligation free estimate.


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Vinyl decals halloween glass stickers removable
Quick details
Item No:KWHH00204
Material: PVC Plastic
Surface color: customized
Origin:GuangDong China(Mainland)
Use:Holiday Decorations
Size: customized
Mold charge:negotiated
OEM and ODM: Yes
Mass productions::30-40 workdays
Packaging Detail: 1pc/OPP bag/headcard, Standard exported carton.
Delivery Details: As your quantity and request
Product Features:
1, Made of PVC.
2, Very safe and nontoxic.
3, It can adhere to your windows, mirrors, tiles, refrigerators, walls,cabinets or any non-porous surface.
4, Use no glue and will not harm anything they touch.
5, They are colorful and easy to remove without any vestiges and to reuse, if they get dirty, you can wash them and can be re-adhesive.
6, Could be made as daily and festivals decoration or promotion gifts.
7, Not suitable for children under 3 years old due to small parts which can be swallowed it.
8, Image on both sides(window sticker)
As per customer's request
As per customer's request
Samples Time
(1) 5-7 days
|(2) 2 day for our existing samples for reference.
Packing Details
1pc/opp bag/1header card/ 100pcs/ctn
Production Capacity
200,000 sets per month.
Payment Term:
25~40days (according to the quantity)
Our Advantages:
1.above 8 years'experience, We are the factory.
2.Factory direct sales with competitive price.
3.Professional designer,supply free design service.
4.Experienced staff ,satisfactory service.
5. Based on superior products, we do marketing with low profits.
6. 100% manufacturer and ODM OEM are acceptable.
Product Show:
Our cients:
Sipping way:
· 1. Delivery time: We have the professional product lines so we can deliver the commodities on time.
· 2. Being a professional manufacturer,we always stick to the concept "Quality first Customer first".
· 3. If you are interested in our products, please contact us for details.
Contact us:


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Sony DSC-W120 Review
Steve's Conclusion
While the Cyber-shot DSC-W120 is the "lowest" model in the "W" series ranks for 2008, don't let that fool you in to thinking it's short on features. The W120, like almost all other "W" models, is a stylish and durable digicam that can be tucked almost anywhere. It offers some appealing features for an ultra-compact, like 7- megapixels of resolution, a versatile Carl Zeiss Vario-Tessar 4x optical zoom lens, 9 area AF system, 2.5-inch LCD monitor, zoom-coupled optical viewfinder (something you almost never see anymore) as well as an exposure mode for just about everyone in your household or office.
The W120's ergonomics are great, for the most part. At about the size of a deck of playing cards, I had no problems sticking this durable little model in my pants pocket and carrying it around all day snapping pictures. The orientation of the shutter release and zoom controls allow for easy one handed shooting. While the position of the controls is comfortable, I found some of the buttons are a bit too small, like the Playback, Slideshow, Menu, and Home buttons. If I did not pay attention and use the very tip of my fingers, I would sometimes press both the button and part of the 4-way controller at the same time. However, this is a minor concern, and once I got use to it, didn't cause many problems.
As usual with Sony Cyber-shot models, the W120 feature a nice LCD display. At 2.5-inches, it offers a nice view for framing (with 100% frame coverage), and when navigating the user-friendly menu system, the font size and icons are very legible. The display does have a reflective coating, which I found does reflect sunlight a certain angles outdoors and is Very prone to fingerprints. Indoors, the LCD gains up very well, making it possible to see and frame your subject in marginal lighting. One feature that you don't see too often anymore is the W120's eye-level, zoom-coupled optical viewfinder. Many manufacturers are sparing this useful tool to accommodate these large LCDs. This viewfinder is useful when following fast moving objects in burst mode or when wanting to conserve precious battery life. However, it only covers approx. 80-85% of the captured image.
I was pleased with our shooting performance results. Power up to first image captured measured 2.3 seconds. Shutter lag, the time between depressing the shutter release and capturing an image, was less than 1/10 second when pre-focused and only 1 - 2/10 second including autofocus time. The shot to shot delay measured a fast 1.3 seconds without the flash and between 2.5 and 3.5 seconds using the flash, depending on subject distance and battery life. In Burst mode, the camera slowed down a bit. I was able to capture 5 full resolution (7M) images in 3.7 seconds, falling just short of Sony's claim of 1.5fps. The LCD only briefly displays the last captured image between shots; this is when the optical viewfinder comes in handy. Our tests were done using a Sony 1GB Memory Stick PRO Duo card, 7M quality, Program mode, flash off, and all other settings at default (unless otherwise noted.) Times may vary depending on lighting conditions, camera settings, media, etc.
Image quality was also pleasing. Outdoors, the W120 captured sharp images with bright colors and good exposure. Noise levels are very well controlled for a consumer model. You can see from our ISO examples on the samples page, that noise levels are reasonable, even ISO 800 looks very usable. However, once you go over 800, noise rises dramatically and you start to lose image detail from heavy noise reduction. The 4x optical zoom lens offers a bit more versatility in composing your shots over standard 3x zooms. This lens has an equivalent range of 32 - 128mm, offering sufficient field of view for nice group shots and pleasing portraits. While the telephoto end of the zoom range will help you fill the frame with individual portraits or bring subjects closer, it by no means has the ability to bring distant subjects up close. There's also a 2x digital zoom feature, however we urge you to use this sparingly as it can degrade image quality.
Face detection technology has become a feature that is almost standard on just about every consumer digicam (even some dSLRS now) released these days. The W120 is no exception, however, this model includes a new feature called "Smile Shutter". Like a self-timer, Smile Shutter does not allow the camera to fire until the subject or subjects within the frame are smiling. You simply press the shutter release, and the camera takes care of the rest. It will then capture up to 6 photos automatically, firing when it senses one of the subjects within the frame smiling. Overall, I found these features combined help make the W120 a great choice for those who love taking people/portrait type photos. The Face Detect AF mode finds and locks onto subjects faces quickly, and the addition of smile shutter insures you'll get nice big smiles. The only negative thing I found was when shooing indoors the camera likes to select a higher ISO (like 400), which does add some noticeable noise in dark low contrast areas.
Indoors, I found the flash did well when shooting within its range. Sony claims the tiny built-in speedlite on this camera can cover up to 12.8 feet at wide angle or up to 6.2 feet at full telephoto, using ISO Auto. I found when shooting from about 5-6 feet away, using the mid telephoto end of the zoom range, the flash produced good results. Our samples show sharp facial details, good flash exposure on the subject(s), and skin tones are natural. When shooting in large rooms you will notice that the subject is properly exposed, however the background will be a bit dark. This is because the tiny flash unit on this camera just does not have the power to illuminate a mid-large sized room (nor do most compact models on the market today). You can help further extend the range by increasing the ISO, but be wary as you can also increase image noise at the same time.
When using movie mode, you can capture high-quality MPEG 640x480 "VX" Fine video at 30fps. You can also choose 640x480 Standard (16.6fps) or 320x240 (8fps) modes. Like most digicams that record audio in movie mode, the optical zoom may not be used while recording, but can be preset before hand. When using 640x480 "VX" Fine mode, a Memory Stick Duo Pro card is required. During our testing, the W120 did well when using the "VX" Fine movie mode. Our movie sample shows good exposure and the AF system does well with fast panning or moving subjects.
The W120 is powered by a small, but powerful, Sony NP-BG1 3.6V, 3.4Wh (960 mAh) proprietary Lithium Ion battery. While there are no battery life stats out on this model yet (as of 2/2008), I found battery life was good. We able to capture over 115 samples (including some short movie clips) as well as conclude all of our other tests on a single charge. The battery is charged outside the camera in the included BC-CSG charger. We recommend you purchase at least one spare battery (about $49), and keep it charged and ready at all times; especially if you are planning a vacation or travel often.
Bottom line - Sony has put together a very appealing ultra-compact model. Like mentioned earlier, don't let
the W120's "bottom of the line" position scare you away. This model offers powerful features at an affordable
price. With its good image quality, fast performance, durable exterior, new Smile Shutter mode, and choice of
4 stylish colors (pink, blue, black, silver), the Sony Cyber-shot DSC-W120 is sure to be a very popular model
this year; especially with the teen crowds. With an MSRP of $199, I feel the W120 offers a great value. Be
sure to look for it in the coming months.
Continue on to
Sample Photos
Return To
Reviews Index
Visitors of Steves can visit the stores below for real-time pricing and availability. You can also find hot, soon to expire online offers on a variety of cameras and accessories at our very own Camera Deals page.


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I have been following a great website, http://www.whfoods.org, The World's Healthiest Foods which is a branch of the George Mateljan Foundation. The foundation's mission (like our's) is to help you eat and cook the healthiest way for optimal health. A recently posted recipe is perfect for your share basket today.
Prep Cook Time: 25 minutes
Serves: 4
- 4 eggs, preferably organic
- 1 tsp light vinegar (rice, apple cider, or white wine)
- about 4 cups water
- 1 cup thinly sliced leeks, about 1 large leek, white part only
- 6 medium cloves garlic, sliced
- 4 cups finely chopped kale
- 3 + 5 TBS chicken broth
- 2 TBS fresh lemon juice
- salt and black pepper to taste
- Slice leeks and garlic and let sit for at least 5 minutes to bring out their health-promoting properties.
- Bring water and vinegar to a fast simmer in a skillet large enough to fit eggs. Make sure there is enough water to cover eggs.
- While water is coming to a simmer, heat 3 TBS broth in a separate stainless steel 10-12 inch skillet. Healthy Sauté sliced leeks in broth over medium heat for about 3 minutes. Add garlic slices and continue to saute, stirring constantly for another minute.
- Add kale, broth, and lemon juice, and simmer covered on medium low heat for about 5 minutes, stirring occasionally.
- When done season with salt and pepper.
- Poach eggs until desired doneness. This will take about 5 minutes, or just until the white is set and the yolk has filmed over. Remove from vinegar water with a slotted spoon and place on top of greens.


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How Concept Testing Can Position Your Brand for Success?
Concept testing is one of the modern and largely used research techniques for positioning the success of a brand. Concept testing process involves understanding consumer response such as the consumer's wants, needs, and perception to a product or service before actually introducing the same in the market.
Need For Concept Testing In the Modern Era
In the current era of global competitive economies, knowledgeable and anxious consumers, most companies try to boost their revenue through –
• The launch of new products,
• Increasing the customer base by increasing their market share and also
• By creating their foothold in entirely new markets
All the above strategies require greater efforts from those companies thus leading to higher stakes. However, the introduction of a new product involves greater excitement and strenuous efforts. Making the business owners anticipate success without the possibility of failure cannot be justified.
Concept Testing To Overcome Failures and Reducing Cost
The best way to overcome failures is by undertaking rigorous process of concept testing. This will not only enable businesses to understand their consumers properly but also in gaining insight about how their consumers are going to react to the entry of a new product in the market even before the launch of the product. This helps in saving to a great extent on the cost related to –
• Product's research development
• Packaging cost and
• Launching cost of the product
By undertaking concept testing, a company can gauge the public response to their brand by placing forth certain direct questions such as –
• Awareness among consumers about the brand
• Competition with respect to the brand
• Attitude of consumers towards the brand
• User's vision about a particular brand concept or statement
• Chances of consumers embracing the proposed idea or concept
• Steps to be taken for improving the concept or idea
• The concept, idea, message or image easily understood by customers
• Preference of consumers in opting a certain idea, message concept or image and reason for the same
The success of any company depends on the decision based on the availability of data, facts and figures. Concept testing helps in identifying the ongoing consumer approach or outlook towards a specific brand and in undertaking appropriate steps to change the brand opinion. Those companies desiring to create favorable products and services should opt for concept testing as it helps to position their brand for success.
iResearch Services is a leading name when it comes to providing concept testing for a range of businesses. Get it touch with us for any of your requirements.


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Shopping Area
The Vendors/Exhibitors Area will be the place where you, the visitor, can purchase specific products related to the event, in connection with comics, movies and TV shows, Japanese animation, video games, fantasy and SF literature, Japanese culture and medieval themed, to be more specific. However as we limit the space available to vendors depending on the prediction for the number of visitors, each year the space is sold within 24 hours.
If you wish to become a commercial exhibitor(Vendor) at Comic Con, contact us at [email protected] and we will give you all the necessary information.


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10 Reasons to Partner with Case IH Dealer
We've got 10 reasons why you should partner with your Case IH dealer for quality parts and expert service.Learn More
We know your equipment. Our service technicians are trained by the organization that made your machine, and well-versed in the latest, most comprehensive service and diagnostic techniques. We can spot important maintenance issues before they become costly repairs and offer preventative maintenance and warranty plans that guarantee the lowest cost-of-ownership over the life of your machine. Knowledgeable service and special training program offerings mean you'll be ready to take on anything that comes your way during the season.
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November 2017 Meeting
Wow! What an incredible turnout. 20 of us showed up this evening to discuss the following:
"What I wish this person knew about stuttering." The basis of this topic was inspired by International Stuttering Awareness Day (ISAD) which occurred on October 22nd (as it does every year).
Members were asked to consider:
Regular Contact Person- Recently, an anonymous acquaintance, and person who stutters, shared with me that they really don't like it when their mother speaks for them whenever they are out together. They have never had the heart to tell her in fear of making her feel bad, since she does have good intentions.
Potential Contact Person- Some of you may remember Natalie Vanderpol (now Griffin) from the group-Natalie is a person who stutters (and Speech Language Pathologist). She shared with me (and granted me permission to share with you) a story about her experience with a flight attendant from just a couple of weeks ago. The flight attendant was taking the usual beverage orders in the aisle from row to row, as they always do. Natalie wanted to order a ginger ale, but when it came to being her turn, she had a block and could not get the word out fast enough for this flight attendant. The flight attendant decided just to move on and take the next person's order.
For both of these examples, there are things that could be said and done, although very difficult to do, right? One is definitely more sensitive than the other, but they are equally important for different reasons. We will be explored reasons and possible solutions/responses to situations while writing cards with the sentiment or statement we "wished that person knew about stuttering." After writing the thoughtful notes, members engaged their creative side by designing a cover to their card which somehow represented themselves as a person who stutters, or their stuttering journey as a whole. What the member does with their card is completely up to them. Maybe the actually give the card to the person they had in mind; maybe they don't; maybe they keep it in their car for "just in case." Whatever ends up being done with their card, the message was put out into the universe and a release of thoughts was employed. That in and of itself, is power.
June 2019


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Contact info
Please note that our staff may not be able to answer your questions during the weekend as we go racing. In this case, we will get back to you on Monday.
E-mail: firstname.lastname@example.com
Czech Republic – Registered Address
Supersprox, a.s.
Krenova 60
602 00 Brno
Czech Republic
Ukraine – Production
Supersprox Ukraine LLC
132 Korolyova str.
Zhytomyr, 10025 Ukraine
Poland – Production / Distribution
Lowicz Industrial & Logistic Services Sp. z o.o.
(areal SYNTEX) ul. Powstancow 1863 r. nr 12 99-400 Lowicz Poland
USA. Supersprox, Inc
Unit 11
7095 Jurupa Ave
Riverside, CA 92504


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(enter zip)
Spartanburg1250 John B White Sr BlvdSpartanburg, South Carolina 29306 Phone: (864) 574-0017
Dr. Brent Taylor attended Harvard College, where he graduated magna cum laude in three years with a bachelor of arts in biochemical sciences. He attended Vanderbilt School of Medicine on a full, merit-based scholarship and graduated from medical school in 2009. During his residency training at Medical University of South Carolina, he published sentinel research on Mohs surgery laboratory techniques. He then completed an ACGME-accredited fellowship in Mohs surgery and procedural dermatology at Scripps Clinic in La Jolla, California. His fellowship training focused on skin cancer and reconstruction as well as minimally invasive vein treatments including endovenous laser ablation and ultrasound-guided sclerotherapy. He returned to the southeast and has since worked as a Mohs surgeon at University of Florida's Department of Dermatology.
© 2019 Advanced Dermatology and Cosmetic Surgery. All Rights Reserved.


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It is tortured river season in my office. Lately, I have been tackling Nevada's mighty Walker River and its shrinking terminal lake (new term is terminus lake…but that is a bit soft); and Oregon's Owyhee River and its travails with lava and landslides; but now I am back on to the Mighty Bill Williams River of Arizona. You know, the Bill Williams River.
Included below is a snippet of the map I am working on. Shown are 6 generations of lines that document major changes in the channel, most since a dam was finished in the late 60s. One day soon, this map will actually make sense, I promise.


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Our new online patient forum Breathing Space
Lung Foundation Australia is currently rolling out Breathing Space, our new online patient support system, an online space where people living with and affected by lung disease can connect to each other. This online support group is open to anyone including patients, carers, friends and family members and others affected by lung disease to use. You can log onto Breathing Space through our online community portal at http://community.lungfoundation.com.au/.
Follow the instructions and prompts to register. If you have any questions or would like further information please email firstname.lastname@example.com or phone 1800 654 301.


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In studying American sports culture this semester, I have focused primarily on the social implications of our cultural understandings of sport. From abstract ideals like the Olympic Movement or masculinity, to our spiritual conceptions of sport practice, to everyday cultural political references to athletics, it has become clear that athletics and American cultural life intersect and communicate on several different levels. For my final blog post of my independent study, I'd like to focus on how our conception of athletics has supplied an unrealistic conception of the healthy body in the US and examine what the implications of that conception. Through images of the athletic body, we have projected our hegemonic codes onto the visual manifestation of sport and our society suffers as a result.
The idea for this blog came from a commentary piece written for Sports on Earth in which sports writer Patrick Hruby comments on the disparity between the acceptance of steroids for hollywood actors and athletes. He uses several examples of actors who dope to fulfill the athletic aesthetic for the sake of entertainment, receiving no backlash, and compares them to athletes who encounter societal expulsion when they use performance enhancing drugs (PED). He then proposes that if we have this double standard, we should allow athletes to use PEDs, because they face similar pressures as actors do in reaching a certain muscular density. After all, professional athletics are about the show, too, right?
Um. Wrong. I'm going to go ahead and shut down the idea that steroids should be legal in athletics for the sake of entertainment because that's (A) cheating and (B) wildly unhealthy. However, Hruby does make a good point in illuminating the double standard we have for our role models, one supposedly derived from the conception of the athlete. Steroid usage amongst professional actors has become commonplace because we expect that male images resemble Greek athletic Gods. Hruby points out the evolution of James Bond (from Sean Connery to Daniel Craig) exemplifies this conception, because now the male hero doesn't just have to be smart and courageous, he must also project his masculinity onto his body.
Hruby uses the particular example of Tom Hardy (aka Bane from Batman) who openly admitted to using steroids to fit the part, for which he received no formal backlash from the movie industry or otherwise. He said in an interview with Men's Journal that doping was the only way he could get the part. The fact that our idea of athleticism is so skewed that actors have to reach for superhuman supplements to sell movie tickets speaks to a misconception of the bodies of athletes, one that has trickled down into the cultural psyche of both American men and women.
"Bigorexia" and the Masculine Body
Muscle dysmorphia is a rapidly growing eating disorder amongst men characterized by a pathological preoccupation with overall muscularity. Psychologist Philip Mosely wrote on the disorder and commented on its societal implications. He writes, "worryingly, today's society tells us that the steroid-enhanced, lean, muscular physique embodies not only the healthy lifestyle to which we should aspire, but also the minimum physical standard that all men are expected to attain" (6). The idea of a healthy lifestyle is crucial, because it depicts these wild standards as normative behavior.
The sport of body building began with Arnold Schwarzenegger's cult film "Pumping Iron." The fact that Schwarzenegger has since become a pervasive actor and political figure speaks to how much empowerment we grant the muscularized male body. As Mosely points out, in this conception of masculinity, smallness entails weakness which in turn characterizes the patriarchal structure in the image of the muscular idea. In a study referenced below, 71.4% of American respondents indicated that the number one indicator of masculinity was muscle. In case you didn't know, the definition of masculinity has to do with the characteristics associated with the traditional conception of men. As of late, muscles have become implicit in that definition.
There are toddlers in tiaras, but on the men's side, there's this:
It appears that American culture suffers from a type of muscle dysmorphia when we consider our male athletic stars. But female athletes don't slip through the cracks untouched. Instead, they experience what a group of researchers at Springer call the female athlete paradox, in which women desire the muscularity as a function of athletic competitiveness but must also maintain a certain amount of femininity to conform to society's expectations. This dilemma results in a completely different muscle dysmorphia, instead of getting ripped, or huge, women feel that the ideal athletic form is to be toned.
Again, we encounter this ambiguous concept of the 'healthy lifestyle.' The researchers note a societal connection of health with fitness (which isn't all that absurd, but has certainly been hyperbolized in popular culture) stating that "current societal trends that value physical exercise as a desirable lifestyle create the expectation that a woman's body should not only be thin, but also firm and well toned" (Springer, 3). Now we've thrown around terms like muscular, thin, toned and healthy of which certain combinations are logically incompatible and physically impossible.
What strikes me the most about these developments is that through the historical uprise and rising pervasiveness of figures in professional sport, the patriarchal and hegemonic dialogue has the most immediacy not in how an athlete looks. Big? Muscular? Toned? That person probably works hard, has a sense of dedication and self control. That person is someone we should aspire to be like. Small? Skinny? Heavy? That person has no work ethic, is not an athlete, cannot be beautiful.
Here's the thing. Just like everyone else, athletes have many different body types. A weight lifter will look dramatically different than a long distance runner, who probably has a different shape than a gymnast who likely doesn't play much beach volleyball. ESPN does what they can with their Bodies Issue to show the different bodies athletes can have…by having them take off their clothes, dip in oil and pose for photos that are going to be photoshopped, air brushed and sold by the thousands. The photos are beautiful, indeed, but how each athlete is depicted illustrates how much of our traditional cultural conceptions we build into the image of the athlete.
For the most part, the men are sweaty, active, and muscular (I will grant the exception to Gary Player, but he's the grandfather figure.) The women, for the most part, are active as well, with the exception of their pin up photos, where they are sitting next to the pool, cooking, or surrounded by white. Notice, as well, there is no grandmother figure.
So it appears that we create ideals based on how traditional ideology wants us to see them. I've discovered as much through this semester, whether it has to do with athletic spirit, or masculinity, or femininity, America historically takes athletics and molds them to fit patriarchal, capitalist structures. The upside, however, is that in all of the research I conducted, it seems evident that we recognize the err of our ways. Recognition leads to reinvention, and I hope that my work has contributed enough to the dialogue to perpetuate that change.
Hruby, Patrick. "PEDs in Hollywood Are Not as Stigmatized as in Sports." SportsonEarth.com. Sports on Earth, 1 May 2014. Web. 15 May 2014.
Mosely, Philip. Bigorexia: Bodybuilding and Muscle Dysmorphia. Wiley Interscience. 1 Sept. 2008.
Steinfeldt, Jesse A., Hailee Carter, Emily Benton, and Matthew Clint Steinfeldt. "Muscularity Beliefs of Female College Student-Athletes." Sex Roles 64.7-8 (2011): 543-54. Web.
Although this is my last blog for academic credit, it likely won't be my last blog filled with social commentary (because, me). Nonetheless, thank you for your feedback throughout the last three months, it has directed my studies and made them feel substantial. If you missed any entries, here are the links to all of my work:
Football, Color and Touchdown Dances


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Sorry but this post is actually a little bit LAST MINUTE because I got distracted by the whole celebrity thing (see the last post) and forgot this one. However, I did receive a request about this and being a fellow Commonwealth citizen thought I'd suggest some ideas. Here are six ideas to coincide with Australia Day which is celebrated on January 26. Use any of these for a class this week.
1. Do an Australia Quiz! This is the easiest and most straightforward activity. If you can't think of questions beyond kangaroos and Crocodile Dundee then check out the official Australian citizenship test for more information. Either that, or get students to do the research on the internet and make their own quiz.
2. Talk citizenship! At the Australia Day site there is a section called My Two Cents. This has a lot of small texts by people talking about what it means to be Australian. You could take one or more of these, let students read them and then ask them to make a similar text about citizenship in their country.
3. Teach Australian words and expressions! Go to this site to find a list of Australian popular slang expressions. I'd take some of these and make them into an activity as follows. I'd give each group of students some of the words and definitions. They make two or three alternative definitions for each of the words and then present them all to another group who has to guess the correct definition.
4. Listen to some Australian accents! If you are Australian yourself then skip this one – they hear you enough already! However, I found the following site of world voices. It's basically a place for voice actors to leave a clip (like an audio calling card). You can download samples for free. Maybe use some of these as a dictation, or play them along with other accents and ask students to see if they can spot the difference.
5. Find out about Australian Aboriginal art! Find and print some images of aboriginal art (I used this site) and ask students to do a "compare and contrast" speaking exercise about them. Don't tell them where the paintings come from, ask them to guess and speculate about the meaning behind them. Once they've finished, you could provide them with this information about Australian aboriginal art and the concept of Dreaming.
6. Watch trailers from films that feature Australia! If you have an internet connection you could get students to watch trailers of different films that feature Australia. Examples could be Australia, Crocodile Dundee, Gallipoli, Priscilla Queen of the Desert…Ask students to find out what the trailers have in common, i.e. what elements of Australia are they "fronting". How is Australia being packaged? This could also be assigned for homework if you didn't have the connection. Alternatively you could set up a "trailer treasure hunt" with these films. Make questions like "Which film is about WWI? Which film stars a man with a big knife?" etc


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Courtesy of Beckee Moreland
Recipe for yummy Cherry Chocolate Cupcakes, Frosting, and Baking tips.
You're special! Just because you're eating gluten-free (GF), there's no reason to miss out when special occasions arise. Bake these Bing cherry chocolate cupcakes, top with luscious frosting, chill, wrap individually, and freeze. Save frozen cupcakes for when you want a treat or to join the party. The best part is they contain sorghum and cherries which add extra fiber and nutrients!
Very Cherry Chocolate Cupcakes
2 cups sugar
2 cups sorghum flour blend (see below)
3/4 cup natural dark cocoa
1-1/2 teaspoons GF baking powder
1-1/2 teaspoons baking soda
1 teaspoon salt
1 teaspoon xanthan gum
1/2 cup dried Bing cherries or dried tart cherries
2 eggs + 1 egg white
1 cup milk (or GF soy, rice, nut milk)
1/2 cup vegetable oil (or melted butter)
2 teaspoons GF vanilla extract (homemade Vanilla Extract recipe below)
1 cup boiling water
1. In large mixing bowl, whisk (or mix on low speed with electric mixer) dry
ingredients — sugar, sorghum flour blend, natural cocoa, baking powder, baking soda, salt, and xanthan gum.
2. Put cherries in a small bowl; cover with water to rehydrate while completing steps 3 through 5.
3. In a medium mixing bowl, gently whisk together eggs and egg white.
4. Add milk, oil, and vanilla to egg mixture.
5. Beat on medium speed with electric mixer for two minutes.
6. Drain water off dried cherries, pat dry with paper towel. Dice into small pieces; place in a dry bowl. Dust with a teaspoon of gluten-free flour until lightly coated. Shake off excess. Set aside.
7. Add 1/3 cup of boiling water into batter, blend well. Repeat until all water is added into batter.
8. Fold in dried cherries.
9. Place cupcake liners into the cupcake tins. Fill tins half full with batter.
10. Bake 21 to 23 minutes for cupcakes (makes about 27 cupcakes).
11. Cool 5 minutes, remove from pans to wire rack. Cool completely before frosting. Wrap individually and freeze cupcakes.
* If using powdered vanilla, add to dry ingredients.
'In the Pink' Cherry Frosting
No artificial colors or flavoring. Two recipes in one! If you'd rather have vanilla icing, go with the Basic Frosting. Make it cherry pink with theadditional steps and ingredients.
Start with Basic Frosting:
2 tablespoons butter, gluten-free (GF) margarine, or Crisco, softened
2 oz. cream cheese, softened
2 to 2-1/2 cups powdered sugar
1 to 2 tablespoons of milk (cow, nut, rice, soy)
1 teaspoon GF vanilla extract
Beat together until smooth. Adjust the amount of powdered sugar and milk until desired spreading consistency is reached. Chill.
Add to make Cherry Frosting:
2 tablespoons Old Orchard Cherry Apple 100% juice — concentrate
2 to 3 tablespoons of water
1 teaspoon fresh lemon juice
5 Bing cherries, pitted
Puree in a blender until smooth. Start with 2 tablespoons of water. If more liquid is needed to blend ingredients together, slowly add as much of third tablespoon of water as needed.
Sorghum Flour Blend
Reprinted with permission from Carol Fenster, PhD, www.savorypalate.com
1-1/2 cups sorghum flour
1 cup tapioca flour
1-1/2 cup corn or potato starch
Whisk together and store in an air-tight container = 4 cups.
What's vanilla? Basically, vanilla beans and alcohol!
Glass jar or bottle with lid
3 to 4 vanilla beans
Vodka (possible brands: Chopin,
Tito's, Teton Glacier, & Blue Ice)
1. Wash and rinse jar or bottle.
2. Split vanilla beans with sharp knife.
3. Place beans in jar or bottle.
4. Fill with vodka. Seal.
5. Store in cool, dark place for 4 to 6 months; shake occasionally.
Gluten-Free Baking Tips:
Opt-in to stay up-to-date on the latest news.Yes, I want to advance research No, I'd prefer not to


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#11 – Before and Aftermath
- Kerstin Waterford was attacked while walking home after her shift at The P & Q.
- Frank Denzre came to her rescue.
- Plastic surgeon Oswald Glendale came to Emerald Heights to seek out his ex-wife Leticia.
- He became obsessed, on first glance, with Sarah Price.
The first thing she felt was the stiffness in her neck; no doubt caused by the struggle to keep her lips as far away from her assailant's as possible. The next think she felt was the burning in her palms. Her hands had been pushed hard into the wall of the building as she was held fast by the four men who snuck up on her. Then she felt the breathing – not her own breathing – it was blowing across the back of her right shoulder.
She became aware of an arm draped lightly over her hip and another pressed in between herself and whoever was behind her; behind her on her own bed. Her eyes opened wide.
She rolled herself over. She hadn't intended to be mindful of the person sleeping next to her but that's what happened nonetheless. She looked into his face, his closed eyes, and frowned. It was the second time in only a few hours that Frank Denzre has surprised her by being where she'd least expected him to be.
And that's when she became aware of her state of undress.
Sarah Price sat in a large booth at Cafe Orleans. She was early for the breakfast meeting with Oswald Glendale that had been arranged by her office. She attempted to look casual while sipping at her drink but in fact she was studying the entrance with excitement.
Price was no stranger to press. No fashion magazine went to print without at least mentioning a Price design: wedding dresses, everyday apparel, couture gowns for award shows and the unique items that Price was renowned for creating for the celebrity class the world over.
But this was different. This was to be an article about Sarah herself; and that excited her. Her parents were always in the limelight. Her father had revolutionized the fashion industry with his new looks and always managing to stay in the avant-garde. Sarah had learned well and had proven herself an inheritor of that fashion gene.
Finally he entered and she smiled broadly and perhaps even bounced once or twice in her seat – she really was that excited.
"Sarah," Oswald said in a way that should have creeped her out. It should have sent shivers down her spine and sent her fleeing for the door, but Sarah was blinded by the attention. Oswald carried a briefcase and steno pad that had a pen shoved across the end of it.
She reached eagerly for his hand and shook it. "Don't be nervous," he said, as if reading her energy. And then added, curiously, "and my, you have lovely teeth."
"Thank you," she said, beaming more brightly than ever.
She watched with great interest as he appeared to compose himself. A waiter wandered by and he placed his order and hers – which she found unbelievably gallant – and then they were alone again.
She was still staring at him when his eyes blinked open. "Good morning," she said dryly.
She had collected as much of the fabric of the sheets as she could manage and pressed it tightly against her chest. She could tell that he noticed. "Uhm," she said after a minute, "thanks for… y'know… but, what the hell are you doing here?"
He knuckled his eye and yawned. He stretched and turned over in the bed. The sun shone down on his long, bare chest and drew strong contrasting lines in his tan. "I saved you from…"
She cut him off, "no… yes, I… I know. I mean, yes, you did. But what are you doing here now?"
"I stayed."
She touched her hand to her forehead. "Why did you stay?" She gestured toward the corner of the room beyond which was her living room and further out was Frank's own apartment. "You live right over there." She added.
"You asked me to."
She opened her mouth to speak and then clamped it shut. Her eyes darted left and then right before returning to his. "What?" She said quietly.
"You asked me to stay." He reached out to touch her but she pulled back. "Hey," he said softly, "don't worry. Nothing happened."
Her eyes narrowed and she gestured back and forth between the two of them, meaning to emphasize that they were unclothed. "Uh," he said, his face flushing slightly, "well, your clothes were ruined and mine were…" he left off the rest of the sentence. He swung his legs out from under the covers and stood in front of her, he was wearing nothing but a chic pair of silk boxers that in another other situation she would have taken more time to regard. She stood suddenly, feeling uneasy about being eye level with his boxers.
"I… uh," she began, "y'know, well, I should shower and you've probably got…" she trailed off.
"I've got nothing going on all day long," he said, she caught his meaning. "But you go shower, I'll run home and feed my cat and make you breakfast."
"You have a cat?" She asked, quirking an eyebrow. She hadn't taken him for a cat person.
"Go shower," he said walking from the room in his boxers. She followed him out into the hall and watched as he disappeared from the apartment; she had no idea where his clothes had gone but he didn't seem to care.
Café Orléans was a popular establishment for breakfast in Emerald Heights – in fact it was a popular establishment for nearly any meal – but this day it was quiet.
"What made you get interested in fashion?" Oswald asked the young woman sitting across from him. Her eyes gleamed with each word that he spoke.
"My parents have been doing it – fashion, I mean – since before I was born. I can remember when I was a kid travelling across the world and seeing all the outfits that my parents had designed. It's a legacy, I guess," she finished. She leaned in each time she stopped speaking in seeming anticipation of his next question.
"Your ears are perfectly hung," he commented. He couldn't help himself. He was lost in her flawlessness. He hadn't seen a face like this – a face in which he could find nothing to improve – since Leticia. But Leticia was very much her father's daughter; god damn Richard McKinelle, he thought.
"Thank you," she said, absently bringing her lovely long, slender fingers up to her ears. Her fastidiously manicured fingers glinted in the light that overhung the table.
"What does it take to be Sarah Price?" He began.
"To be me?" She said. He smiled.
"Yes, what does it take to be the number one up and coming young fashion designer in the world. What does it take to get through your day? Help me give my readers a little insight into the life of Sarah Price."
"Oh," she said finally. "Well, I think family is important. And the drive to be successful. You have to want it," she nodded as it agreeing with herself. "Never stop trying and always be willing to …"
He had stopped listening to her at this point but continued to regard her. She was perfect; flawlessly gorgeous, young, reasonably famous and rich. None of the others had been famous and only Leticia had come close to being rich. Bitch. But Sarah was all those things. He knew that he deserved her.
And she was more worthy of him than any woman he'd ever met.
He knocked before re-entering her apartment even though he knew she couldn't have been finished in the shower yet. As he pressed the door closed behind him he noted that she'd made no attempt to lock it in spite of being alone and in the shower. He thought that odd given that she had been attacked on the street just hours before.
But perhaps not odd, he reasoned. She hadn't even seemed to recognize that it had taken place. Even when they'd come back to her apartment in its immediate aftermath he had pressed her about whether she was hurt or not.
"Are you sure?" He had repeated for what must have been the eighth time in the preceding twelve minutes.
"Yes," Kerstin said quietly; and that's what concerned him.
"Is there anyone I should call?" He watched her closely. She looked up at him with a puzzled look, like she hadn't considered reaching out to anyone or telling anyone about the attack from which he'd saved her.
"I don't… no, I think… I mean, no." She said finally. "It's too… y'know, it's too late… and besides everything is fine."
"Relax." She had commanded.
He paced back across the room toward her. He reached his hand to her shoulder and she flinched; he winced. He slid into the seat beside her, his body turned half-sideways on the couch, so that he could face her. She was hugging a pillow to her chest and leaned somewhat forward so her back wasn't touching the back of the couch.
She briefly glanced at him and then looked back down at whatever it was that she had been looking at before. "Your place looks about as moved into as mine does," he said, taking a shot that idle banter would work to ease the mood. It was true, her apartment was still mostly boxes, and furniture was a scarce commodity; much like his own apartment across the hall, but he had an excuse.
She didn't reply.
"Are you sure you're okay?" Number nine.
She looked at him. At first it seemed to be just a casual sort of observation, the sort of looking that people usually do when facing each other. But then it changed, it wasn't staring, but it was certainly more than looking. It was a type of studying, like she was searching his face for an answer that was hidden there. It started to make him uncomfortable; he was worried what she might see.
"Yes, tha… thank you," she said after the room had been quiet for a very long time. She continued to look at him, but the intensity of the gaze had changed somewhat. It had changed from being studious to something less academic, less penetrating. "Will you stay, please?" She had said after a full minute of silence.
He nodded.
Presently, she came down the hall in a comically orange housecoat with a bright green towel being furiously rubbed over the top of her head. Her hair was being tossed about so that it was nearly impossible to see her face. He smiled a crooked smile as he watched her. The kitchen in Kerstin's apartment was separated from the living room by a wall against which the stove was located, but in the wall was an opening through which the living room and the rest of the apartment was visible. Through this opening he watched her.
She looked up, spying him look at her, she declared, "what?"
"That is very orange," he replied, chuckling slightly.
"Well, I don't know what very orange means, but orange happens to be my favourite colour." She paused and sniffed the air. She let the towel drop slightly from her head, "that smells wonderful."
He smiled earnestly, appreciating the compliment. "It's my specialty." He made a funny little gesture as she came around the partition and regarded the cuisine merely cooking in its pan. He noticed as she looked up from the pan and into his face that she had a scratch that ran from slightly under her eye back toward her ear. Silently he reached up and traced along the length of it; tears formed in the corners of her eyes as she did so.
He pulled her in to an embrace as she sobbed openly against his chest.
"Thank you very much, Sarah," Oswald said at the conclusion of the fake interview. He had done an excellent job of pulling the wool over the young woman's eyes, although she was so enchanted by the notion of the attention that she was easily duped.
"Oh, my pleasure," she said merrily.
"The next step will be to get some pictures to accompany the article," he paused, "it's easier to do these sorts of things in the evening – the light is better."
"Of course," she agreed unquestioningly. "We have a studio at the office that your photographer can use if you like?"
Oswald's face peeled into an open smile, "that would be excellent," he added, "but I do my own photography. How is Thursday night, around nine?"
Sarah nodded, "that works for me. The building will be empty but I know how to work the lights and set-ups. We can choose from the whole wardrobe." She smiled broadly, "everything fits me."
"And I'm sure it all looks gorgeous on you, too." He said, reaching out for her hand. She allowed it to be taken. He brought it to his lips and kissed the back of her hand delicately.
"Oh goodness!" She chirped, staring at the watch on the wrist that he had raised, "I am late!" She shook her head, "I'm so sorry, but I have meeting and I have to go."
Oswald played gracious and responded, "of course Ms. Price, I look forward to our next meet – the night after tomorrow."
As he made his way back to his car he pulled from his pocket the napkin that had been Sarah's during their breakfast and smelled it deeply. It held her scent.
He got into his car and drove toward the Emerald Heights Mall: he needed a new camera.Tags:Frank Denzre, Kerstin Waterford, Oswald Glendale, Sarah Price


text: Not so much the split screen, but we have started using iTalc to share/monitor/etc student screens. That lets an arbitrary student screen appear as the projected screen. iTalk is controlled from the teacher's computer, so it's not really spontaneous or student controlled. On a similar theme, I've also had kids in Python classes write IRC clients and bots and interact on an inhouse IRC server. That's actually loads of fun, particularly when they start trying to construct bots - lots of thinking that goes beyond bare syntax and coding and the like. Cheers, Vern kirby urner wrote: > I wonder if anyone on edu-sig has experience in classrooms that allow > switching any student's screen to become the projected screen, even > dividing up the projected screen among students (as in some Xbox > games). > > I find students don't always like having their privacy disturbed nor > the big brother feel, but understand multi-user game play. > > With Twisted on the school server, it's increasing easy to devise > these multi-user exercises involving teams in a competitive > relationship. > > Not saying every school uses Twisted, duh, just that we have that > freedom in some academies, where CP4E type kids get a green light to > geek out. > > The more common design pattern these days is for students to share > whats on screen more asynchronously, by swapping YouTubes around. > > Kirby > _______________________________________________ > Edu-sig mailing list > Edu-sig at python.org > http://mail.python.org/mailman/listinfo/edu-sig -- This time for sure! -Bullwinkle J. Moose ----------------------------- Vern Ceder, Director of Technology Canterbury School, 3210 Smith Road, Ft Wayne, IN 46804 vceder at canterburyschool.org; 260-436-0746; FAX: 260-436-5137


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City of BarstowHome Sitemap Contact
Bid Opportunities / Request for Proposals
The City of Barstow is currently soliciting bids for the following projects. Within each project link below is the information for each bid (e.g., invitation for bid, addendums, plan holders list). Please check this link periodically for updated information.
Professional Service Agreement Template [PDF]
Contractor's Pre-Qualification Application [PDF]
Bid Opportunities
2017-03 Artistic Bike Racks and Traffic Modification for Bike Lanes [PDF]
2019-01 Lenwood Rd and Serrano Ave Pipe Bursting Sewer Improvements [PDF]
Request for Proposals and/or Statement of Qualifications for
Professional Traffic Engineering, Design, and Environmental Services for Various Signalized Intersection Improvements Along Main Street and Barstow Road [PDF]
Informal Request for Proposals
There are none at this time.
Closed Projects / Bid Results
The following links are bid results for current calendar year:
Cleanup or Abatement Order no. R6V-2007-0017 [PDF]
Request for Proposal for Groundwater Well Sampling, Analysis, and Reporting
and Residential Well Analysis and Reporting [PDF]
6-94-26 WDR Barstow Wastewater Treatment Plant [PDF]
Request for Statement of Qualifications for Professional Marketing and Real Estate Services for City Owned Property [PDF]
2017-06 Wastewater Treatment Plant Dewatering Pad [PDF]
2017-07 Pavement Preservation and Street Reconstruction Project [PDF]
RFP Copier Equipment and Maintenance Services 2016
RFP# PS-16-01 - Purchase or Lease Vehicle(s) per Specifications [PDF]
Project 2016-01 Route 66 Signage Program [PDF]
Professional Property Management and Concierge Services [PDF]
PS-15-01: 165 Gallon Airless, Highway Line Striper Vehicle and Equipment [PDF]
CDBG Funding Availability (NOFA) FY 2016-2017 [PDF]
ENG-15-03: Active Transportation Program (Cycle 1) Funding [PDF]
54C0089: Professional Engineering, Design, and Environmental
Services for First Avenue Bridge over Mojave River Bridge Replacement (54C0089) [PDF]
Project 2015-04 Traveling Fine Screen Installation [PDF]
Bio-Solids Removal and Disposal RFP [PDF]
Project 2014-01 Laverne Avenue Drainage Improvements [PDF]
2014-03 Sewer Rehabilitation Bid [PDF]
Traffic Signal Maintenance and On Call Services [PDF]
Soap Mine Road Groundwater Clean-up Design Build Project [PDF]
Project 2014-07 Cameron/Henderson Area Street Improvements Bid [PDF]
Project 2013-10 Lenwood Outlet Area Infrastructure Improvements [PDF]
Project 2013-06 2013 Sewer Rehabilitation Project [PDF]
Project 2013-05 Steet Reconstruction Montara Road [PDF]
Project 2013-04 Rimrock Road and Montara Road [PDF]
Project 2013-02 Rimrock Road and Dean Wash [PDF]
Project 2013-01 - 2013 C.D.B.G. Concrete Project Mountain View Street C.D.B.G. Project #:102-36105/3440 [PDF]
Project 2013-03 – 2013 Concrete Project –Various Locations [PDF]
California State Lobbyist And Advocacy Services [PDF]
Street Sweeping Services [PDF]
Transfer Center Fence [PDF]
Wastewater Treatment Plant Improvements Phase 1 [PDF]
Groundwater Wellsampling, Analysis, & Reporting And Residential Well Analysis & Reporting [PDF]
Reference #1 Study Area Map & Wells [PDF]
Reference #2 Monitoring Well Data [PDF]
Reference #3 13267 18 May 07 [PDF]
Reference #4 2nd Qtr 2013 GW Report [PDF]
Reference #5 CAO 25 May 07 [PDF]
Reference #6 4th Qtr Residential Report [PDF]
Contractors Registration [PDF]


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NO affordable homes in NYC for those making the minimum wage
|NY Daily News
Excerpt from Street Easy:
According to StreetEasy rent data, New Yorkers need to earn an hourly wage of at least $38.80 to afford the city's median asking rent of $2,690 in 2015, more than four times greater than New York State's current minimum wage. For those workers that currently earn the state's minimum of $8.75 per hour, there are no neighborhoods in which median asking rent could be paid affordably. The extent to which rent growth has outpaced income growth in New York City means low-wage workers face three options: find several roommates to lower their personal rent burden, take on more than one job, or move out of New York City.


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I've seen Alcedo atthis in Austria, Slovakia and Germany. The species is widespread, and fortunately it is labelled as 'Least concern'. However, if you look at the entry in the Red List, that is because a lot of data is unknown (http://www.iucnredlist.org/details/22683027/0).
Category Archives: Germany
Dinosaur of the week: Common Chiffchaff
The arrival of Phylloscopus collybita is always a sure sign that spring is in the air, even if the weather in Germany has been chilly for the last few days. I have to thank The Unknown Birder on the birdforum.net for helping me with the identification. Little brown birds are lovely, but not easy for a beginner-birder like me. On the bright side, I can ID this bird by its song.
Germany – Bus 666 to Colditz
Having left Slovakia, we spent a few days in Thuringia to visit family. Someone had the good idea of going on a day trip, and because neither of us had been to Colditz before, we decided to go there. They have a website (http://www.schloss-colditz.com/index.html), but no information how exactly to get there. So, while we were driving into what we thought as the right direction, a public bus headed towards us, labelled '666 Colditz'. Uh-oh.
Well, we eventually arrived. There was a diversion, and signposting towards Colditz town or Colditz castle was much sparser than I had anticipated, given how important the place is, especially for British tourists. For the uninitiated: Colditz was an Oflag during World War II, and most of the PoWs were British. Having said that, there were also substantial numbers of Polish, French and Belgian prisoners.
This is what the castle looks like these days:
One can go on guided tours, where there's a lot to be discovered, but we only went to the permanent museum and the special exhibition. The latter was about the role of Poland during WWII, in particular Polish resistance and prisoners at Colditz.
Have a look at this poem:
'Kriegsgefangenenpost' means 'post for prisoners of war'. We saw more of that in the permanent exhibition.
The major part of this bit of the museum was about all the ways of escaping from Colditz. If you've ever watched a film called 'The Great Escape' – that did not happen at Colditz, but lots of similar stories did. I was amazed to learn that people escaped from this prison in the middle of Germany and made it through enemy country all the way to Britain or Allied territory! And Colditz today looks probably nicer than in the 1940s …
Of course, there was also some birding to be had, both inside and outside the castle.
All in all, if you're in Saxony or Thuringia, and don't know what to do, Colditz castle is certainly worth a couple of hours. There's plenty of information available in English. And if you don't have your own transport, you might actually get a chance to go by bus 666. Reward yourself afterwards with a home-brewed glass of beer in the pub Waldhof (on the western main road towards the town of Bad Lausick, closed Mondays and Tuesdays). Prost.
Dinosaur of the week: Tufted Duck
This group of Aythya fuligula was a bit of a surprise find, as this pool was quite shallow. Tufties like to feed diving.
What's in a name? In German, this species is called 'Reiherente' which means 'heron duck'. Someone must have had one beer too many.
In My Parents' Garden
The last weekend in September, I spent some wonderful days with my parents. They live in a hamlet in Thuringia, basically in the middle of nowhere. Which makes for fabulous wildlife watching. Kestrels, owls and bats breed close by. Great spotted woodpeckers and squirrels are common guests. The hedgehogs love the piles of old wood.
The two ponds are home to fish, frogs, toads and newts. Regular visitors include blackbirds and dragonflies:
The trees and hedges are equally popular:
Behind the house are fields, one of which was harvested while I was there. Dozens of buzzards and Red kites in the air together!
In the evenings, Grey herons make for their nearby night roosts.
Back in Germany, we visited the former mining area of the SDAG Wismut. We saw some huge pieces of equipment.
There were also very long German words and some small machines which would have been used in the pit.
Having grown up in this area, I am quite happy the mining of uranium has stopped. There are, however, still some issues with residual toxins like arsenic in the drinking water. But those are being dealt with and there is environmentally friendly energy generation going on.
Altogether, the area has changed much to its advantage – you can compare what it looked like before by following the link to wikipedia above.


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Change Team (Dismantling Racism)
The Change Team is a strategy team that creates and implements tools for Racial Equity and Inclusion Change at ERUUF. The strategies are created as a result of feedback from the congregation and from members of the Change Team. The Team discerns ways for ERUUF to keep moving forward with actions that further its commitment to the cause of dismantling racism and proposes the following overarching goal or objective:
Read more: Change Team (Dismantling Racism)
- Contact Person: Diane Blount and Dan Grandstaff
- Role: Co-chairs
- Email:
- Staff Partner: Rev. Deborah Cayer, Lead Minister, Rev. Jacqueline Brett, Minister of Congregational Engagement
People of Color (POC)
A discussion, support and study group that meets on the 3rd Sunday each month. We hope you'll join us if you identify as African American, Asian, Arab, Latina/o, Native American, Pacific Islander, and/or multiracial.
- Contact Person: Naa Adom and Chris Macon
- Role: co-facilitators
- Email:
- Staff Partner: Rev. Jacqueline Brett, Minister of Congregational Engagement
White Awareness Group (WAG)
This group is dedicated to creating a compassionate and supportive environment for white people at ERUUF to continue the work of dismantling racism. We will focus on examining our own conditioning and behavior, wrestling with our own internalized supremacy, and building supportive relationships. We strive to become whole, to deepen our spiritual sense of self, and to support each other on the road to healing. Meets on the 3rd Sunday of each month from 1:15-2:45pm in room 4/5 of the CARE Building. All are welcome. WAG is sibling to the People of Color (POC) group.
- Contact Person: David Huber
- Role: facilitator
- Email:
- Staff Partner: Rev. Deborah Cayer, Lead Minister
Interracial/LGBTQIA Parent group
A respectful and caring group for parents (and caregivers) to reflect upon and discuss the joys and challenges of raising an interracial family or Rainbow family (LBGTQAI) . Our time together is structured on the "covenant group" model where all participants have the opportunity to share their stories and listen deeply. We meet the last Sunday of every month from 1:00 PM to 2:30 PM.
- Contact Person: Diane Blount or Jennifer Richards
- Role: Co-facilitators
- Email:
- Staff Partner: Rev. Jacqueline Brett, Minister of Congregational Engagement
Becoming the Change
Becoming the Change
THIS GROUP IS FULL AS OF OCT. 24, 2017. You can sign up and be added to the waitlist.
Where: The Chapel
When: Regular meeting day and time: The 2nd Monday* of each month, 7 - 9 pm
Purpose: The process of becoming a community that truly lives out our expressed commitment to racial equity and inclusion (REI) has the potential to be transformative for each of us individually and as a spiritual community. The Becoming the Change Group holds promise as a catalyst for this transformation by providing opportunities for participants to:


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The Ophiuchus complex
Picture this. A proud lion, resting in the shade. Purring gently after a successful hunt. Surrounded by his pride of lionesses and cubs who look up to him in awe. His mane waving majestically in the wind, as his royal eyes sweep his kingdom… the undisputed king of all he surveys.
Now picture this. A crab, scuttling out of his burrow, under cover of night, to quickly snap on an unsuspecting prey, quickly ingesting it and scuttling along back into his burrow, lest he become the entree for a host of other predators, who skulk around in the hope of making a meal out of him!
Who would you rather be?
My guess is that you'd rather be the Lion than the Crab.
I second that.
Unfortunately, I have been unceremoniously booted down the food chain. Just like that. In a matter of minutes. With no remorse, or repent.
Till a few days ago I was born under the proud zodiac of Leo. The ultimate predator. At the top of the food chain.
Today I belong to the zodiac sign of Cancer. A night hunter who is also hunted!
From a 'Fire' sign to a 'Water' sign.
From a proud leader, to a moody, wishy-washy, nice guy!
No offence to Cancerians (I actually like them – my Dad is one), but I much prefer being a Leo.
After all to quote Linda Goodman (the person who has single handedly shaped the future of billions)…
"…Leo, the lion, rules all the other animals. Leo, the person, rules you and everybody else…"
"…another mood Cancerians have. Crabby. The person who gave you a cranky answer when you asked for the time, the one who nearly snapped your head off when you asked him to pass the salt, was probably a Cancer person going through one of his occasional crabby spells that makes him hate the world. He's not angry with you. He's disappointed with life."
Why would I want to be disappointed with life, when I can rule the world?
I am led to believe that the culprit behind this demotion in the food chain is a wobble. The earth, over thousands of years has wobbled, leading to a change in the alignment of the stars which in turn has led to the birth of a new zodiac sign.
I'm sure a lot of you are also facing the same problem. After years of conditioning ourselves into displaying traits reflective of our current zodiac signs, we now need to realign, unlearn and relearn our inherent traits.
Is it fair, that after so many years of being who we are, we realize that we're not that person any more?
I mean, we're talking about a mass scale identity crisis, with billions of lost souls in a dilemma as to whether they should accept the new zodiac signs or stick to their old ones.
Should they be like a Libra and weigh the pros and cons of each before deciding which one they want to go with?
Or like the Gemini twins; hold on to both, 'coexist' with both signs and identify with one depending on the situation?
Or should they, like a Taurus, 'bull'doze their way through everything, including the new zodiac sign?
However, there is hope for all of us!
A careful read of each and every zodiac sign, shows promise that you WILL survive.
If you read it without the rose tinted glasses, that predispose you to identifying with any one particular sign, you'd notice that you, as a person, display traits reflective of each and every one of the sun signs. Each one of us has personality traits of all the Zodiac Signs in our behaviour. We just never noticed them before!
So does all the hullabaloo about the new zodiac sign matter? My conclusion is an unequivocal 'No'!
This is just another instance of someone coming up with a bright idea to fleece poor unsuspecting fools, floating new concepts and sun signs so that they can sell more astrology services, books, predictions and merchandise. After all, a fool and his money are soon parted!
A Leo I was, a Leo I will continue to be. Even if I need to hunt in my kingdom with pincers instead of claws!
Let's not waste any more time on the Ophiuchus sign and its ramifications on our lives. You've already wasted quite a bit of yours reading this blog.
Go on. Do something useful for a change!
photo credit: lrargerich via photopin cc


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We produce hands-on laboratory kits and materials for online science courses. The kits are developed by college educators for college educators and their students.
We're here to provide guidance every step of the way throughout the process of selecting investigations and building kits. Contact a Distance Learning Specialist today to discuss your own specific needs.


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Which means many of us will be spending a lot of time either in our homes or in tiny, grungy coffee shops trying to keep our minds off of social media and invested in our homework assignments.
And for those of you who aren't in school, September still seems to bring a fresh waves of beginnings and new reasons to be busy.
While it sometimes seems sensible to tackle these kind of days in comfortable clothes for maximum productivity and focus, I have found the opposite to be true: I am the most productive when I feel like I look the most productive!
Think about it, though...
Do you feel motivated to tackle the world before you've brushed your teeth?
Do you feel confident in sweatpants?
Do you feel like your putting on your best face when you haven't even put on mascara?
When I feel like a killer boss beauty, I actually have the confidence to "slay my day."
So what does that look like for me?
Why bother?All of these tips are "fake it til you make it" tips. The idea is that when you look (or, feel like you look) productive, you are more motivated to be productive.
It's basically tricking your body and your brain into feeling beautiful, confident, and ready-to-slay.
1. MascaraI feel like I have no eyeballs before I have mascara on, and it's one of the worst feelings when I realize I forgot to put it on.
To feel like my best self, I shouldn't be cringing when I glance in the mirror. Put on something quick and simple that helps you feel like you look your best.
2. "Get rid of" my hairI don't actually ever "do" my hair. I really can't curl my hair very well, and I'm too lazy to straighten it or blow dry it every day. But I get so distracted when it's in my face!
So, to be/feel productive, I need to get it out of my face. Sometimes that means a head scarf, a few bobby pins for my bangs, or a sloppy bun, but today it's a quick french braid because my hair is still wet. Later, I'll stick a few bobby pins in it when it starts to dry and fall apart, but for now it is out of my face and at least half-cute.
The idea is doing something with your hair that will keep you from thinking about it later.
3. "Real" clothesEven though the sweats are tempting, I have found that I work harder, longer, and produce higher-quality work when my self-esteem is higher.
Some days this means wearing that one bra that makes me feel awesome (c'mon, every woman has one) or even wearing something business casual to make me feel like I am working at a real office instead of a home office. Today, it's some high-waisted skinnies that make me feel confident about my legs, and a tank that I feel is equally cute and forgiving of the brownies I ate this weekend.
The idea is to find an outfit that makes you feel confident without being uncomfortable, and makes you feel cute without being something you have to worry about all day.
4. Every-day jewelryI typically just throw on my basics, like my anchor necklace I always wear and some basic earrings. Lately I've added a Pandora necklace my sweet husband gave me, and a Lizzy James bracelet I got for my birthday.
Regardless of what your every-day pieces look like, I have a hard time feeling like any outfit is complete without a little bit of jewelry somewhere.
The idea is to "complete" your outfit, still keeping it not-distracting and not-hindering to you work.
5. Planning for the environment
Are you studying on the couch all day? Don't wear a mini skirt.
Are you studying in a cold, coffee shop? Don't wear your summer's best.
Knowing what your environment will be like is also key to be the most productive. I'm wearing jeans (and later, grabbing a cardigan) because, even though it's super warm outside today, I want to study at a library later where I know it's always-never-fail cold. And nothing is more distracting than when you're trying to study but you're too cold (or too warm) to focus.
The idea is, again, to wear something that you aren't going to have to think about (to keep you focused!)
6. Feeling good internally
Basically, when you feel like your best, you act and accomplish your best. So the last thing I do to get ready is try to fill my body and environment when things that encourage me to feel my best.
Coffee, worship music, and a giant water bottle are always things I start my morning with, and they help me feel healthy physically and spiritually. Don't start your day with your bank account or your homework or something stressful, but things that "center" you, or help you focus on what's most important.
The idea is to try to "look your best" internally, too.
Again, when you feel like your best, you act and accomplish your best.
What are some ways your dress for success on days you need to be productive?
Hope this has given you a few ideas on how to start your day (and your semester) off ready to slay.
Tag me in your "dressed for success" outfits at #TheModestBudget or @themodestbudget!
Linking up with Michelle's Pa(i)ge, My Bows & Clothes, The Pleated Poppy, 50 is not old, Classy Yet Trendy, The Red Closet Diary, Home of Malones, Mix Match Fashion, Stylin' in St Louis, Happiness at Midlife, Momfessionals, Bright on a Budget, Two Thirty Five Designs, Adri Lately, Birdie Shoots, & Fizz & Frosting


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Insurance: The Basics
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Steven N. Weisbart is senior vice president and chief economist for the Insurance Information Institute. Dr. Weisbart oversees the Institute's program of economic research and analysis, preparing studies in support of the organization's communications mission, speaking to media and conducting briefings for member companies, industry organizations and public policymakers. A specialist in annuities, pensions, and life, disability and long-term care insurance, Dr. Weisbart frequently also makes presentations on property/casualty issues to industry audiences as well as legislative forums.
Since joining the I.I.I. in 2005, Dr. Weisbart has authored several significant research papers and articles on a variety of insurance issues, including the threat of an avian flu pandemic and the effect of the aging U.S. population on the property/casualty insurance industry.
Before joining the I.I.I., Dr. Weisbart served as vice president at Teachers Insurance and Annuity Association-College Retirement Equities Fund (TIAA-CREF) in New York, where he was responsible for reports and informational publications for customers and others on insurance, pensions and related financial topics. Prior to joining TIAA-CREF he was associate professor of Insurance in the Department of Risk Management and Insurance in the Robinson College of Business at Georgia State University. Dr. Weisbart is a member of the American Risk and Insurance Association, the American Economic Association, and the Society of Financial Service Professionals.
Dr. Weisbart received his Ph.D. and Master of Arts degrees in economics from the University of Pennsylvania, where he was an S.S. Huebner Foundation Fellow. He received a Bachelor of Arts degree in English from Cornell University. Dr. Weisbart also holds the Chartered Life Underwriter (CLU) credential.
Dr. Weisbart has authored and co-authored four books as well as papers that have appeared in numerous publications, including the Journal of Risk and Insurance, the Journal of Financial Service Professionals (where he was previously an Associate Editor), the CPCU Journal, The Geneva Reports, and Best's Review. Currently he serves on the editorial board of the Risk Management and Insurance Review. He has been quoted in leading publications such as the Wall Street Journal and Bloomberg Businessweek and has been interviewed on CNBC, Bloomberg TV and Fox Business Network.
Dr. Weisbart has taught as an adjunct professor at the School of Risk Management, Insurance, and Actuarial Science in the Tobin College of Business at St. John's University.


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>> June 26, 2008 – color, needlepoint
Sometimes I use needlepoint as a color laboratory. I had such a fun time with this design. It's a take on a classic pinwheel pattern. The common element is a triangular composition of stitches.
Lots of texture make for a more interesting effect so you will find laid stitches using a variety of fibers.
Now, taking the triangle, I turned and flipped in a pinwheel fashion.
Move back and look at the three colorways from afar. Because of the value of the colors I chose, you see a different emphasis in each of the pieces. The top colorway pulls out the entire pinwheel, the one in the center clearly shows off the movement, the curves. The bottom one shows off the inside of the pinwheel, the pattern inside the curves. Do you agree?


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