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If a fiancée files for bankruptcy, its impact on the other party to the marriage depends on who is listed on the debt. Ideally, the couple will keep their finances separate until the each person has a credit score that they are comfortable with. For instance, it may be best to keep separate bank accounts, as a creditor could seize half of the money in a joint account if a judgment is secured.
In some cases, the bank that holds the account may freeze an amount equal to double the amount that the creditor has a right to take. It may be possible to add the spouse as an authorized user to help him or her build his or her credit. The other spouse may also want to build his or her credit through the use of a secured credit card.
Seven years after a Chapter 13 discharge and 10 years after a Chapter 7 discharge, the bankruptcy should come off of the spouse's credit report. This may make it easier to apply for a mortgage or other joint debts and get a reasonable interest rate on the loan. Prior to getting married, it may be a good idea to have a general discussion about finances and how they may impact future goals such as buying a house or having a child.
Debtors who are looking for a fresh financial start may turn to bankruptcy as a means of debt relief. It may be possible to end creditor harassment and stay any actions that they are thinking about taking. An attorney may be able to talk to a debtor about the benefits of bankruptcy as well as how it may impact a debtor's credit both now and into the future.


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Other Motoring
Other notable motoring locations and events
We are also offering discounted accommodation rates to any teams entering below events. Subject to availability and by prior arrangement early breakfast times are included in the group rates. Please contact Greg during office hours for details.
- Severn Valley Rally
Severn Valley Rally – annual local event
Every year usually the weekend following the last May Bank Holiday. One of the most popular stage rallies in the Uk with a large following. Servicing at Builth Wells Showground. Organised by Midland Manor Motor Club.
- 2 Day Enduro
2 Day Enduro – annual local event
The largest timecard motorcycle enduro event in the United Kingdom, 300+ miles over two days with over 500 entrants from around the globe.
- Nicky Grist Stage Rally
Nicky Grist Stage Rally – annual local event
Every year in July a popular local event on the rally calendar organised by the Quinton Motor Club using the classic Epynt stage areas and also part of the MSA British Rally Championship. Servicing will be at the Royal Welsh Showground.
- Harry Flatters Rally
Harry Flatters Rally – annual local event
Every year towards end of July, another popular local rally event and organised by the Brecon Motor Club over the Epynt ranges and part of the British Historic Rally Championship along with the Welsh Historic Championship
- Tuff Terrains 4x4 Off-Road School
Tuff Terrains 4×4 Off-Road School
6 miles north of The Metropole Hotel situated over 193 acres of off-road with bog pits, mud slides, hill climbs and woodlands section. Qualified instructors and all levels welcome.

subset: commoncrawl


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February 3, 2019, 9:00 AM - 7:00 PM @ Prescott Valley Public Library
Help the 'Friends of the Prescott Valley Public Library' Raffle
Help the Friends of the Prescott Valley Public Library raise money to benefit the library (7401 East Skoog Circle). How? Come to the PVPL Information Desk and purchase raffle tickets to win a delightful Winter Raffle Basket.
The basket includes: Walmart gift card for $20, Chili's gift card for $25, Kohl's gift card for $25, Harkins Theatre gift card for $20, 48 Piece Dinosaur floor puzzle, Minnie & Mickey Mouse, Scented candle, 2019 calendar, Book Bag, Four Movies - Dear John, Runaway Bride, Safe Haven and The Best of Me, Omega 3 deluxe mix, and Candy -- two pkg M&M's, Reeses Pieces, Milk Duds and a pkg of Ghiradelli's variety pack.
Raffle tickets are $1 per ticket, six tickets for $5 – OR – 15 tickets for $10. Tickets sales are on sale NOW! The winner (drawing) will be held March 1, 2019.
For more information please call 928-759-3040.
February 3, 2019, 1:00 PM - 5:00 PM @ Prescott Valley Public Library
Starting Sunday November 18th, 2018 the Prescott Valley Public Library will begin a pilot project of opening on Sundays from 1-5pm. The pilot will run until the end of April 2019. The library will collect data and input from the community to see if opening on Sundays is beneficial to the community. In order to adjust for opening on Sundays, the library will close an hour earlier Monday through Thursday at 7 p.m.
Monday-Thursday 9am-7pm
Friday 9am-5pm
Saturday 9am-3pm
Sunday 1-5pm


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"The Spirit of the Living God is saying: CRY OUT NOW FOR DAMASCUS ROAD CONVERSIONS."
— Deborah Taylor
Welcome to Deborah Taylor's official Global Prayer, Deliverance and Healing Ministry. We are honored that you stopped by. We know the Holy Ghost brought you here, for a reason! Please feel free to leave your prayer needs on our Prayer Request Page. We are a non-profit Global Prayer, Deliverance and Healing Ministry, birthed by the Holy Ghost. We are here to encourage, edify, pray for, and intercede for YOU, as well as setting captives free from demonic possession and demonic oppression. We have witnessed many supernatural miracles, healing miracles, and debt cancellation, to name a few. It is an honor and privilege to lift your prayer needs to our Father's Throne of Grace, and to stand in agreement with you. We intercede for you as if we were praying for ourselves, because we all know what it is like to need a RED SEA MIRACLE -NOW!
We are a growing Army of Apostles, Prophets, Evangelists, Pastors, Priests, Rabbis, committed Intercessors, Deliverance Ministers, and Mighty Prayer Warriors, that have united globally for prayer and intercession. We minister in groups and one on one, using the Word of God and the power of the Holy Ghost to break chains and strongholds, destroy curses, heal the sick, to set the captives free, and assist people in getting delivered from demonic possession and demonic oppression. We are available 24/7/365. All followers of Christ have been given power by the Holy Spirit and legal authority in the Name of Jesus, the Blood of Jesus, and the Word of God! We believe the Word of God, and we stand on every promise in His Word.
We offer Biblically sound teaching by Mighty Men of God, training for Biblical Spiritual Warfare, Daily Light Scriptures, Prophetic Words, Holy Ghost inspired Poetry and Articles, Great Sermons, and worship music on video, to encourage, and edify you. We host prophetic conference calls with Spirit filled and anointed Prophets, Deliverance Ministers, and Pastors. We host TRUMP TUESDAY PRAYER CONFERENCE CALLS weekly, as we unite to intercede for our President, Vice President, our leaders and our nation. We also host IRON DOME DELIVERANCE AND HEALING PRAYER CONFERENCE CALLS every Saturday night for all who are in need of divine healing and deliverance. The Holy Ghost revealed to me once that our UNITED prayers are like the IRON DOME, which intercepts rockets mid-air, and just as the IRON DOME in Israel destroys incoming rockets and missiles, our UNITED prayers are destroying every fiery dart, all witchcraft, every curse, weather demons, and every evil work by the name of Jesus, the Blood of Jesus and by the power of the Holy Ghost. We count ourselves blessed each time we receive a prayer request, because we know it's another opportunity to witness a MIRACLE! We have witnessed many supernatural miracles, as stated in my personal Testimony published in: THE LORD IS OUR DEFENSE. We continue to witness miracles every day, because NOTHING IS IMPOSSIBLE FOR OUR GOD! To GOD be all the Glory!
Deborah Taylor
But none of these things move me, neither count I my life dear unto myself so that I might finish my course with joy, and the ministry, which I have received of the Lord Jesus, to testify the gospel of the grace of God. Acts 20.24.
It is written in 2 Chronicles 7.14: If My people, who are called by My Name, will humble themselves, and pray, and seek My face; then I will hear from heaven, and forgive their sins, and heal their land. Please join us in prayer daily for our Beloved President, our Vice President, his cabinet members, our leaders, our military, our law enforcement, our first responders, our nation, and for the peace of Jerusalem. As it was in the days of Noah, so it is today. Pray for salvation for every man, woman, and child. Pray for His Shepherds, Saints, Prophets, Priests, Missionaries, the Persecuted, and the Brethren everywhere.
There has never been a time in the history of our nation where we are are fighting every demon from hell from within and without. We are at war for the soul of our great nation and our only hope is to repent and turn back to God. In answer to the prayers of the righteous and because of His great mercy, God continues to expose the wicked from the White House to the Outhouse. He is exalting godly leaders for such a time as this. However, the anti-Christ spirit is chomping at the bit to take center stage and pour out his wrath on every man, woman and child. We are committed to pray without ceasing for our nation. We know that God has chosen, exalted, anointed and appointed Donald J. Trump as POTUS for such a time as this. You can no longer sit on the fence or hide behind the pulpits and pews. It is time for every Blood bought child of the Most High to suit up in the full armor of God and run into the battlefield. May the Father richly bless all His Intercessors, Prayer Warriors, and Watchmen on the wall. Please join us in praying without ceasing! WE DECLARE AND DECREE THAT THE UNITED STATES OF AMERICA IS UNITED AND REMAINS ONE NATION UNDER GOD, THE ONLY TRUE AND LIVING GOD OF ABRAHAM, ISAAC AND JACOB!
Deborah Taylor
"The supernatural is our new natural and the impossible is possible!"
— Deborah Taylor
Deborah's Latest Book: THE JEHU ANOINTING
We are excited to announce that Deborah's latest Holy Ghost inspired book: THE JEHU ANOINTING...Breaking Free From Jezebel's Web, published by Trilogy.tv/TBN, was released on January 7, 2020. This book was scribed by Deborah in March of 2019. Her social media campaign began near the release date, with posts occurring on TBN social media. Be sure to follow TBN social media accounts on Facebook, Twitter and Instagram so you can see the posts when they occur.
This book is now available at Amazon, Barnes & Noble, Books-A-Million, and wherever Christian books are sold.
Also, watch for the commercial for this book to be aired on TBN, Daystar and the Hillsong Channel some time after the release date.
To order this book, click on the following links:


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Cluttered Photos
Professional photographers know that less is more (Secrets of Professional Photographers #2), and a photograph with too much going on is a sure sign of an amateur. In a cluttered photo, the eye bounces around from subject-to-subject, and leaves the viewer unsatisfied.
|Times Square has a lot going on, and it can be hard to choose what to shoot...
|...so focus on small details for a better image.
Instead of trying to take in everything, take in only one thing - and do it well. You can take more than one photo of a location, so take your time and get each one right.
Always shooting from eye level
Interesting photographs often come from interesting angles. If you're taking a photo of a boring scene, changing the point of view can make it much more interesting.
|A bucolic scene, but not very interesting.
|Getting down low leads to a much more interesting picture.
Get down on your hands and knees, climb a ladder, or seek a higher natural vantage point. Whatever you do, consider what your subject would look like from another angle.
No Sense of Scale
Photography is two-dimensional and can often lack context - so it's up to you to give it some. A photo of an impressive building or mountain doesn't look nearly as impressive unless the person viewing the photo understands just how big it is.
|I can almost make out that this is Easter Island.
|Putting a person in the picture helps the viewer to infer scale.
You can add context by demonstrating a sense a scale. Putting a person in the photo, or a common object like a bicycle, helps the viewer to understand what they're seeing.
No Clear Subject
Before you take a photo, you need to quickly decide what is important in the image and make sure you're framing it in the best light.
|This photo has no distinct subject.
|There's no doubt about the subject of this photo.
If your subject is only a small part of the image, or if your photo doesn't seem to have any subject at all, don't take the photo. Wait a few seconds, give it some thought, and try again.
Poor Composition
There are some basic rules of photographic composition that you should follow (unless you have a good reason not to). I've written before about the Rule of Thirds, the Golden Spiral, and the Golden Triangle, and those rules of composition are good ones to follow.
|Subject centered and looking away? Not good.
|Off-center, looking at you, and from an interesting angle? Brilliant.
Additionally, if your subject is a living thing, try and capture it looking at the camera with a glint of light in it's eyes, or capture it interacting with something else so that your photo has a sense of movement.


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by Betsy Mason
Most planned cities probably aren't designed with the view from space in mind, but some of them create incredible patterns on the landscape that can only be truly appreciated from above.
Planned cities are laid out all at once and built from scratch. They are designed with a purpose in mind: to optimize traffic flow, or to maximize access to green space or to keep everyone in their proper place. They are born from many different inspirations. Some are a compromise between two cities vying to be their country's capitol, built in between in neutral territory on previously undeveloped land. Some are built to keep workers near a nuclear power plant or copper mine in the middle of nowhere. Some are intended to be a utopia — with public gardens, promenades, throughways and harmony — to cure the "urban disease" rampant in most ad hoc cities.
These cities, towns and communities can be found all over the world and throughout history, hundreds of years into the past and several decades into the future. Here are some of the best views of planned cities from space.


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"The DI8E is truly a wonder in our racks."
Andre Pittelkau / Live Keyboarder of Frida Gold
Frida Gold. A band from Germany who decided to just make music. Without any casting shows, without any star producers, without any marketing apparatus in the back.
"Zeig mir wie du tanzt" (Show me how to dance) was Frida Gold's debut single and went to number 38 in the german charts (15 in the iTunes charts) - after all pop is nothing without hits. The song "Wovon sollen wir träumen" (What should we dream of) even got the official hymn of the soccer world championships of women in german television.
Frida Gold. That's one of the most successful newcomer bands of germany in the last year. Live (playing with Kylie Minogue) their pop pearls are perfectly hitting the stage and here they also rely on SM Pro Audio gear.
We talked to Andre Pittelkau the Frida Gold live keyboarder / drummer about SM Pro Audio.
SM Pro Audio: Hi Andre. How did you started making music?
Andre: Music always was what I wanted to do and able to do. When I was six I started playing drums. With 15 I learned playing guitar and bass, with 18 came the piano.
SM Pro Audio: What do you play at Frida Gold?
Andre: That depends. Until october 2011 I used to play piano and synthesizers right now as we have an extra keyboarder I play drums together with our main drummer.
SM Pro Audio: You use our DI Box DI8E. How is the setup?
Andre: The DI8E is truly a wonder in our racks. As a keboarder I used to sent 6 synthesizer channels into the DI8E and it was a breeze to make my own monitor mix, panning, and individual volumes.
This was worth one's weight in gold, because we also work with playbacks and a click track.
Also it was really relaxing to have everything setup before, because mainly when playing big festivals everything must happen really fast when changing the stage.
In addition to that another DI8E is taking care of all our e drum signals for the FOH guy. By the way he became totally addicted and during our tour he also got a DI8E.
Last but not least our playback rack is also equipped with a third DI8E. Here we have all our backing vocals, add lips, and additionals.
Oh and our other keyboarder, a die hard analog synth freak was very sceptical about the affordable DI8E. But now after the tour the first thing he did was also getting a DI8E and he loves it!
More informationen about the DI Box DI8E can be found here: DI8E product page
More informationen about the Frida Gold can be found here: http://www.fridagold.com
Credits photos: Copyright © fridagold.com, Warner Music Group Central Europe


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For medical reasons, Elder Sarabia was unable to serve a full-time proselyting mission. For a year he insisted on going, and submitted his papers multiple times. But each time the answer was the same.
"We recognize that it may not be wise for some of our young men and young women to face the rigors and challenges of a full-time mission," Elder M. Russell Ballard of the Quorum of the Twelve Apostles has said. But this, he said, does not mean they can't participate in the blessings of missionary service. He continued, "If priesthood leaders excuse any of you from full-time missionary service, we ask you and your families to accept the decision and move forward. You can prepare to participate in the saving ordinances of the temple and find other ways to be of service."


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Facebook extends lead as news gateway
Facebook has become an important news source for close to half of American adults, a study showed Thursday amid increased scrutiny over the social network's gateway role. The Pew Research Center survey showed 62 percent of US adults get news on social media, and 18 percent do so often. That


text: These are the hard cases we most commonly stock, but other case options are often available in stock or by special order - please contact us for more information. Access Stage One hard cases feature a wood shell, black exterior, and black plush interior with accessory pocket. Mandolin case fits A or F styles.


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There will always be charlatans and wolves and false teachers in this world, trying to get you to cross over the bridge of compromise and join them. From the beginning of time, there has been a LIE and a TRUTH available for ALL to choose. But time is running out, and there is only One way, One truth, One choice…. to save you from an eternal darkness you cannot see or fathom. What you choose in this lifetime will determine your eternal destination. It is the most important decision you will ever make. Will you be saved?
Question: "How can I be saved?"
Answer: This simple, yet profound, question is the most important question that can be asked. "How can I be saved?" deals with where we will spend eternity after our lives in this world are over. There is no more important issue than our eternal destiny. Thankfully, the Bible is abundantly clear on how a person can be saved. The Philippian jailer asked Paul and Silas, "Sirs, what must I do to be saved?" (Acts 16:30). Paul and Silas responded, "Believe in the Lord Jesus, and you will be saved" (Acts 16:31).
How can I be saved? Why do I need to be saved?
We are all infected with sin (Romans 3:23). We are born with sin (Psalm 51:5), and we all personally choose to sin (Ecclesiastes 7:20; 1 John 1:8). Sin is what makes us unsaved. Sin is what separates us from God. Sin is what has us on the path to eternal destruction.
How can I be saved? Saved from what?
Because of our sin, we all deserve death (Romans 6:23). While the physical consequence of sin is physical death, that is not the only kind of death that results from sin. All sin is ultimately committed against an eternal and infinite God (Psalm 51:4). Because of that, the just penalty for our sin is also eternal and infinite. What we need to be saved from is eternal destruction (Matthew 25:46; Revelation 20:15).
Read more: http://www.gotquestions.org/how-can-I-be-saved.html#ixzz3XL6hmmLP


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E: email@example.com
Housing makes a fundamental difference to mental and physical health and wellbeing, which impacts both the health and care systems. In light of increasing demand for both services, is there an opportunity of the alignment of these services? Anna Benbow, from Mitie Property Services and Caris Henry, from Mitie's domiciliary homecare business, MiHomecare, gave practical examples of this, including a handyman service supporting older people in the home and safety advice for residents.
Anna Benbow, Head of Asset Management, said that the service needs to consider not only the home, but the person living in the home as well as the community that home is in - as all of these can have an impact on a person's health and wellbeing. This can be obvious things such as a damp home impacting on respiratory systems, or the type of construction making a home expensive to heat but it is the wider well being agenda such as isolation and loneliness; to low levels of activity to ASB that can have a negative impact on a person's health.
As a sector, we have a responsibility to recognise this and support efforts to combat these issues. This can be done through tailored community engagement when delivering large scale investment works; to simpler methods including drop in sessions for an elderly community, or Health MOTs to support improving lifestyles.
We recently commissioned a survey with Inside Housing to explore the link between health and housing and delve into ways in which social landlords and repairs contractors can work together across both service areas to deliver a better, more personalised service to tenants.
The survey collected 174 responses from a range of stakeholders including: housing associations, local authorities and management organisations. The purpose of the survey was to explore the sector's attitude towards health and housing, as well as learn more about some of the work and initiatives social landlords are undertaking in this area.
The survey results were very telling, with the majority of respondents (58%) agreeing that resident health and wellbeing is an integral part of property management.
Furthermore, 66% said that the R&M provider had a role to play in delivering health and wellbeing programmes, with 8% saying that the R&M provider should be fully responsible for delivering these programmes.
Fundamentally, the survey called for increasing collaboration between contractors and social landlords towards a more integrated service. There is a clear and well-documented link between health and housing. But what's the next step? Further integration is inevitable. It takes knowledge and understanding of both sectors to come up with tailored solutions for residents.
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Google may plan to bring ads to Nest products and other devices soon
A new report is suggesting that Google has plans to break out of mobile and desktop advertising, and inject ads into the internet of things
It's no secret that Google makes the majority of its revenue from advertising, but it looks like desktop and mobile ads may not be enough for the tech giant. Today a new report from the Wall Street Journal is suggesting that Google is looking into displaying ads on other platforms such as Nest thermostats and more.
Google has reportedly began the process of approving advertising streams on more than just PCs and mobile devices. The fling suggest that Google would like to see ads appearing on "refrigerators, car dashboards, thermostats, glasses, and watches, to name just a few possibilities." Google went on to say that:
"Our expectation is that users will be using our services and viewing our ads on an increasingly wide diversity of devices in the future."
With Google's acquisition of Nest, it seems to be more than half way there already.
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This is not a cascade style game as you may be thinking due to the name of the slots, the Jewels in question could give you a win for landing just one of them and they can also award massive wins during free games
Jewel Jackpots is a wonderful 5 reel 20 Payline slot that has free spins, as you would expect, but it also has 2 Progressive Jackpots that are up for grabs while playing them, a nifty little slot that is well worth a try.
You can adjust the number of lines in play on any spin to suit your budget and can stake as little as 5 pence per line so the game certainly won't break your budget. You can also set Autospins to perform up to 25 consecutive spins so you can sit back, relax and watch the wins come in.
There are two Progressive Jackpots up for grabs so the sky is theoretically the limit as far as jackpots are concerned, in normal play, you can rake in 5000x your stake per line by landing 5 Lady symbols on a Payline.
Bonus Features
The Gentleman symbol appears on reels 2, 3 and 4 and is wild, substituting for all other symbols apart from the scatter symbols which are the Red Gem and the Blue Gem. The scatter symbols will award instant wins depending on how many of them land in view on the reels. The green gem will give a win for just one symbol while the Blue Gem will pay out for two or more of them appearing. With the scatter wins, you can get a win that is up to 200x your total stake for that spin. Landing three Gentleman symbols will not only give you the wins on the paylines, but it will also trigger 10 free games that can be re-triggered. During the free games, if you land 5 Blue Gems or 5 Green Gems anywhere on the reels, you will win the Major or Minor Progressive Jackpots accordingly. Other wins during the free spins are doubled as well so this is something you really want to aim for.
Jewel Jackpot has an RTP of 95.12%
The Jewel Jackpot slot is a Dynamite Games slot game.
We only feature mobile slots providers who are licenced and regulated by the UK Gambling Commission. All our casino partners use secure, certified software platforms. We choose brands you can trust, so you can play with confidence.
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We take your privacy seriously - see our Privacy Policy.
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In february I continued with my resting period from the end of january (until 3.2) then I steadily increased volume of training (till 15.2.) where I needed to squeeze another resting period before leaving for Portugal (20.2.→10.3.)
There we had a perfect training camp with a lot of high quality trainings. Started in Sao Pedro de Moel with Thierry, who is among other an excellent cook → next stop in Castelo de Vide/Alter de Chao(POM) area. POM hadn't went exactly as I wanted but at least I enjoyed high quality terrains and organization. Also nice to met all my Portugues friends in one place. Then we moved to Viseu area with OK Linné camp, this part of the training camp we partly shared with KR&Koovee guys. The culmination of our camp came in Mira, this time only with Albin, Erik and KR guys. I was already bit tired, but I managed to "complete" most of the training with honor, except some really tricky night trainings. "I still haven't published maps from Portugal. I'm taking this as task for upcoming days." And in the end I also started to feel my lower back a bit so I really needed another training break (11.3.→15.3.) video by Jakob Andersson
On 11th March Šulda came in town. So I had some nice company for one and half week. We had good time here together. Running a lot in Nåsten&Lunsen.
On 22nd March we took a ride to Göteborg for 10mila trainings with Linné guys to get ready for one of the most important races of the year. Unfortunately I had to leave this camp quite soon (on saturday early morning) to get in time for another training camp. This time with czech team in Clermont Ferrand FRA, which was my first camp this year with national team (25.2.→2.4.).
Camp in CF had a high quality status with many technically demanding and challenging courses with focus on fast sessions after several cognitive trainings from the beginning. We had some trainings exactly the same as in the 2010 training camp, which we shared with Swedish team. Report from camp is HERE (in czech) In the beginning I was quite disappointed because we didn't have enough training units in my opinion. From my previous camps this year I was used to do much more. And I do maybe even more on my daily basis
"Almost all my trainings from Göteborg & Clermont Ferrand are in my DOMA archiv, so enjoy browsing them."
But anyway I needed another resting period (3.4.→7.4.) after this camp, which suited my plans perfectly.
I found out that after resting periods my shape is not ideal, but still I had it before first round of Swedish League organized by OK Orion, which took place near Karlskrona in Blekinge area. I was looking forward to test my shape after undisturbed winter training. I did a decent races, which led to a nice placement (7&6th place long/middle). On one hand there weren't most of the national team runners, which made it much easier. On the other hand the Swedish base is so wide that I had enough rivals to "fight" with. Comparison of me(6th +2:13) & Gustav Bergman(2nd +0:07), who injured his big toe during last training in Estonia, at SL_middle#2.
"More comments to those races in annex at DOMA."
Livelox (GPS tracking) long / middle
And because of my two decent races I'm sitting on the third place in current standings of Swedish League. It's a pity I won't be able to compete at all stages.
Winter preparation in numbers:
So far… 398,1h (301,0h running → AP 58%, ANP 5%) → 54% terrain (43% map = 128,5h), strength 67,9h (13,8h-running 54,1h-core) → 150 days (319 sessions), 0 sickness
One last thing I want to share with you. My season 2016 had to be pretty good, because I'm currently on 16th palce in WRE, which is my PB. and means a perfect starting position on important races.


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Interested in joining our adventure?
Aptus is a company where we put our people in the front-seat of the organisation. We firmly believe in entrepreneurship, which is engraved in the DNA of Aptus, founded by Alexander and Frederik.
Working at Aptus is working in a startup atmosphere with dynamic and like minded colleagues. Days are always a mix of work, lots of laughing and also some food and drinks. The Aptus family consists out of colleagues working in the office, but also on-site at local customers. Local anchoring is really important to us as flexibility to our employees is key.


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Barr Open at CNN
Former Rep. Bob Barr (R-Ga.) has joined Cable News Network as a regular contributor.
Barr -- who is currently the 21st Century Liberties Chair for Freedom and Privacy at the American Conservative Union -- will offer analysis and insight about politics, law and international affairs.
"Bob's experiences not only as a former congressman, but also a former U.S. attorney, CIA officer and privacy-rights consultant, will provide our viewers with a unique perspective of many political, legal and international issues," CNN/U.S. senior vice president of news Sue Bunda said in a prepared statement. "We look forward to his contributions to our broadcasts."


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Following the closure of the London Boat Show, the Düsseldorf exhibition is expected to welcome more British visitors
After a run of 63 years, the January London Boat Show is no more. IBI speaks to four companies which traditionally would have been displaying their products this week at an event which at one time drew over 325,000 visitors.
The specialist London National Boat Show was launched in 1955 at the Olympia exhibition centre before moving to its spiritual home at Earls Court where it opened for a 10-day run on the 30th December 1959. This iconic exhibition hall – with its Olympic-sized pool – provided a great setting for the show managed by Alan Jones and subsequently David Hough during the boom years of boating in the UK, but also attracted large numbers of international buyers who enjoyed its proximity to the West End of London and the January sales.
Initially funded and then sponsored by the Daily Express newspaper and organised by the Ship and Boat Builders National Federation, a forerunner of today's British Marine, it was a must-see event for vast numbers of enthusiasts. However, with attendances sliding in the 1990s and talk of redevelopment of the site, the show directors evaluated a number of alternatives including the National Exhibition Centre in Birmingham, before deciding to move in 2004 to the new Excel centre in East London – with high hopes for a revival.
The first 10-day edition in the new venue was considered a success with the show filling most of the North and South Halls and a credible uptick in visitor numbers at around the 200,000 mark, but subsequent shows saw both floor space bookings and visitor numbers falling regularly until eventually in 2018, the then five-day show was confined to the South Hall only and attracted less than 60,000 visitors. Having lost money for a number of years, its fate was sealed.*
Nonetheless, some of the UK's best-known names in the industry achieved excellent sales at the show right up to the end. IBI talked to four such businesses to see how they were compensating for the loss of an exhibition at which they would normally have expected to enjoy a high volume of orders.
Chris Head of Sunseeker London commented,"The decision to close the London exhibition, while understandable from the organiser's point of view, was a great disappointment for us as we always did a substantial amount of business at the show. In its place we will do more in-house events with the shipyard and are also encouraging our British clients to visit us at this month's Düsseldorf show, which has so much to offer."
Robert Mitchell of Marine Superstore voiced similar sentiments. "We were sad to see the end of the London Boat Show, where we did good business in the past. However, I don't blame the organisers as they did their best. Consumer preferences are changing and once it became a five-day event and the overall number of boats on display diminished, the show's appeal also declined. As a marine equipment retailer, we are looking to pick up the lost business through increased on-line sales and will continue with a big participation at the Southampton Boat Show."
David de Vere of Bates Wharf reflected, "Like many companies, London was an important show for us, as it always produced a good level of sales. However, when it was reduced to five days it really didn't give our clients long enough to make a buying decision and the overall costs from an exhibitor's point of view weren't much less than the traditional 10-day show. To try to offset the effect of its closure, we are inviting our prospective clients – at least those interested in the larger boats – to visit us in Düsseldorf and we are offering them incentives to do so. As far as the smaller boats are concerned, we are organising together with four or five other dealers a special Thames dealer show to take place on the river in March or April. We will also be taking space at the new in-water London Yacht Show in May."
Will Green of Princess Yacht commented, "I feel a sadness at the loss of the good sales opportunity which London always represented, including last year, and have mixed emotions about not being in London this week, but I understand why some segments of the industry could no longer support it. We have been encouraging our customers to come to see us in Düsseldorf where we will have the biggest stand at the show and will also redouble our efforts elsewhere."
The manager of Boot Düsseldorf Petros Michelidakis, while regretting the loss of the London show for the industry in general and as a catalyst for getting new people into boating, has readily accepted the challenge of making as much space as possible available to British companies this year but with the promise of substantially more once a new hall comes on stream next year.
*In November the Informa group, the largest exhibition organisers in the world, announced it had purchased the summer in-water London Yacht Show which was created by Peter Bryant in 2014. The industry association British Marine has now become a partner in the event which is due to be held in St Katharine Docks near Tower Bridge from May 8-12. In time the show could act as a replacement for the traditional London indoor winter exhibition, but berthing space is limited and it will need the commitment of some key UK-based companies for it to succeed. Informa already owns the Monaco Yacht Show, the Fort Lauderdale Boat Show, The Miami Yacht Show, the Palm Beach International Boat Show, the St Petersburg Power and Sailboat Show, the Suncoast Boat Show in Sarasota and are also co-owners of the Shanghai Boat Show with Sino Expo.


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Visitor's Question from a 16-20 year old Female
i have a crush on a younger boy. now im basically showing him how to court me ect. he's kind of shy but willing to learn. its goin ok now, but im begining to think about making him more than my flirting friend. ill be going to college next year and i do not intend to have a long distance relationship because i am aware of the realities of them. how would he feel if i told him i want to be with him but also see other people and wouldnt it be weird to know that we are with others and i do have slight jealousy problems. i wont do anything, ill just become very sad. i want to know if i should stay flirting with him knowing that later i'll want more and possibly hurt myself emotionally. or should i just cut him off and let him know the reason. college may seem far away now but ive had a simmilar encounter that turned out horribly and i try to learn from the past. how do i bring the conversation up ?
RomanceClass.com Advice
Are you prepared to go without a boyfriend all this summer, all of 12th grade and all of next summer? Or do you want to just hang out with different guys and then go to college.
This is what you have to figure out. If you want a boyfriend tell him upfront that it will be over at the end of Summer '09 when you go to college. If you think you will become to attached then don't take this option.
The other option is harder to manage is some ways. It isn't always easy to get boyfriends for casual friendships/dating and then keep moving on. There is a lot of heartache in that direction too.
My advice is to keep this young boyfriend... you will enjoy your last summers and Senior year much more and that is an important experience in your life.
Good luck! George
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The Point is a Chicago-based print journal publishing rigorous but accessible writing about contemporary life. The journal is published twice-yearly and available for order online and in select bookstores. The website features selected content from the magazine, as well as some original articles. Please see our submission guidelines below if you are interested in contributing.
The Point welcomes submissions for the website and print journal. The website will be running essays ranging from 1500-3000 words on contemporary arts and culture—we are especially happy to publish anything relating to the Chicago theater or visual art scene. For the print journal, contributors should keep in mind that we have three sections: essays, a symposium and reviews. Essays can be between 4000-7000 words, while reviews can be anywhere from 1000-2500 words. Proposals for articles should be sent to: email@example.com with the subject line, "Submission." Please include a detailed description of your proposal and writing samples if possible. The Point does not publish fiction or poetry.