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Your Future in Cyberspace Begins with Liberty's Online Cyber Security Master's Program
With Liberty University's 100% online cybersecurity master's degree, you will be engaged in exciting classes that provide you with knowledge of advanced defense of computer and network security, equipping you to combat existing threats and bolster systems to withstand future attacks.
Our online master's courses in cybersecurity focus on providing you with the analytical framework necessary for prevention, detection, countering, and recovery from security vulnerabilities and cyber incidents. You will also study the standards and practices related to an organization's cyberspace infrastructure.
Your goal to become a cybersecurity expert can become a reality in less than 2 years with our online master's cybersecurity degree program. Cybersecurity specialists are the gatekeepers for most of the sensitive information in the world. Our experienced cybersecurity degree program professors are waiting for you to join them as they walk you through the intricacies of digital forensics and teach you methods and reasons for ethical hacking.
Why Choose Liberty's Online Master's in Cyber Security Degree?
Liberty University is one of the leading Christian universities in the nation and offers a variety of online cybersecurity and related degrees at the bachelor's degree and master's degree level that are completely online. You don't have to give up your job and relocate to Central Virginia to pursue one of our highly in-demand cybersecurity degrees. With an exploding market for knowledgeable cybersecurity experts, now is the perfect time to advance your IT career or break into the field.
With Liberty University's accreditation by the Southern Association of Colleges and Schools Commission on Colleges (SACSCOC), you can be confident that you will receive a quality education that holds its value in the marketplace, all taught by Christian professors from a biblical worldview.
What Will You Learn in Our Master's in Cyber Security Degree?
Understanding the legal and technical implications of today's digital age is critical to promoting justice and combatting cyber attacks. Liberty's master's in cybersecurity will teach you the language of the digital world through fascinating computer science courses. Each online class will emphasize the importance of ethics as you learn to acquire, examine, and interpret digital evidence through cryptography and hacking.
Our online master's in cybersecurity degree seeks to make you a valuable defender against cyberattacks through hands-on experience and real-world insight. You may also be interested in exploring our master's degrees in public policy or criminal justice.
Featured Courses
Highlights of our Online Master's in Cybersecurity
By earning your Master of Science in Cyber Security degree from a nonprofit university whose online programs ranked in the top 1% of more than 2,100 online colleges and universities for academic quality, affordability, and accessibility, you will be set apart from others in the field.
- Tuition for all undergraduate, graduate and doctoral programs has not increased in 4 straight years. While many other online colleges have raised tuition, Liberty has been able to keep costs low as a nonprofit university.
- Transfer in up to 50% of your required classes. You can visit our degree-specific transfer policy page for more information about transferring credits to the online master's in cybersecurity degree program.
- Convenient 8-week, 100% online courses in our cybersecurity master's degree.
- Complete your degree in less than 2 years!
Similar Programs
See the online cybersecurity degree programs page for information about additional cybersecurity degree options.
Cyber Security Degree Information
- This program falls under the School of Business.
- Download and review the Degree Completion Plan.
- View the Graduate Course Syllabi (login required).
- This program has 8-week courses, 8 different start dates each year, and no set login times.
Online Cyber Security Degree Military Benefits
Liberty University is dedicated to providing world-class educational experiences to military students from all over the world. Whether you are a current service member, discharged or retired from service, or the spouse of a service member or veteran, we are here to support you every step of the journey.
As a thank-you for your dedication and service to our country, Liberty is honored to serve and support you in your pursuit of online education by offering the following benefits:
- Tuition discounts — $275 per credit hour for graduate courses
- Additional discount for veterans who serve in a civilian capacity as a First Responder (less than $625 per course)
- 8-week courses, 8 different start dates each year, and no set login times.
Cyber Security Degree Potential Career Options
Career options continue to grow for students who complete our master's in cybersecurity online degree program. Technology has become more integrated into our day-to-day lives which makes a cybersecurity degree invaluable.
Graduates of our online master's in cybersecurity may pursue available opportunities to help safeguard secret governmental information or be better equipped for a wide array of potential careers in information security within the private sector.
- Digital forensics analyst
- Information security specialist
- Penetration tester/ethical hacker
- Security engineer
Admission Requirements for the Master's Degree in Cyber Security
Regionally or nationally accredited bachelor's degree in one of the following majors with at least a 3.0 for admission in good standing:
- Computer programming
- Computer science
- Information systems
- Information systems management
- Information technology
Please visit our admission requirements page for the bachelor's degrees that are acceptable as well as exceptions to the admission policy that can be reviewed.
All applicants must submit the following:
- Admission application
- Application fee*
- Official college transcripts
- Unofficial college transcripts may be accepted with a completed official transcript request form**
- Proof of English proficiency
*There is no upfront application fee; however, a deferred $50 application fee will be assessed during financial check-in. This fee is waived for qualifying service members, veterans, and military spouses – documentation verifying military status is required.
**An official transcript is needed within 60 days of acceptance or before non-attendance drops for the first set of matriculated classes, whichever comes first.


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From its origins Piacenza has played a strategic military role that has marked the form and the urban image (military areas cover approximately 4.5% of the urban area). Today, a large part of this heritage, placed into the historic centre and in the first ring of suburbs, is inactive due to the changing needs of public administration, in particular the significant reorganization of the national defence. During the last 20 years this condition has created for the city the opportunity to start a process of change. And the biggest challenge is within the physical size of the settlement, and it is within the potential use to be set up in the same areas, in order to be discovered with the citizens and the stakeholders.
The general economic environment, the climate of growing mistrust and a lower propensity to consume are among the main causes of the constant reduction in the number of companies located in the territory. More than 50% of the Piacenza company is divided into three areas: trade, agriculture and construction. The largest groups of companies are in the manufacturing, in accommodation and catering services and even in other service activities, real estate activities and transport. The economic analysis tells of a manufacturing industry that has had positive results for sales, but production orders and a production craft are still struggling. Exports are growing thanks to local industry and the logistics activities. The employment rate is 72.9% for the male component and 56.9% for females (compared with an average of 73.7% and 59.2% respectively in the regional context).

subset: commoncrawl


text: Empowering feminist themes are often a point of departure for Indira Cesarine's multi-sensory series, which challenge the status quo and shed light on oppressive narratives. "EQUAL MEANS EQUAL" is a neon sculpture, emphasizing the importance of equal rights for all humans, which should be guaranteed in our constitution. Enough is enough. It is time for discrimination and the abuse of power to end.


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Vieng Ping condo# 504
Size : 42 sqm
Bedrooms : Studio
Bathrooms : 1
Furnished : Fully
Airconditioned : Fully
Floor : 5
Location : Near CMU and Nimanhaemin
1y Contract : 10,500 THB/month
6m Contract : 12,000 THB/month
Brand new renovated studio for rent at Vieng Ping Condominium. Well designed and decorated. Fully furnished including kitchen, shower, air-condition, Flat TV , microwave, fridge, wardrobe, comfortable sofa, coffee table, water heater, bed and mattress .
Located near Rincome intersection on Chiangmai-Lumphun Rd.
Close to Maya ,Nimmahaemin ,CMU and super hightway.


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From 26-28th February 2014, the Prevention Standards Partnership met in Milan, Italy, to discuss progress on the EDPQS Phase II project activities and to plan forthcoming activities. The two main issues discussed are outlined below.
(i) Who would benefit most from using the EDPQS?
Over the past months we have been exploring, through case studies and an online survey, how the European Drug Prevention Quality Standards (EDPQS) might be applied in practice and what support the prevention community requires to undertake high quality drug prevention. As a consequence, we discussed who would benefit most from using the EDPQS; how they might benefit from using them; and what the Partnership needs to do to facilitate this. Responses to the online survey suggested that the main target audiences for support materials (to be developed in the next stage of Phase II) should be:
- Policy makers
- Programme developers
- Drug prevention practitioners
- Trainers
It was further suggested that support materials should facilitate informal/formal review of prevention activities, as well as support their planning and design, and include delivery of workshops/training on the EDPQS. These findings were in line with the results from the case studies. Participants in the case studies had benefitted most from the EDPQS as a tool to review their own prevention activities, to identify strengths and weaknesses, and as a general framework to conceptualise prevention. To complete the formal needs assessment, project partners will be carrying out focus groups in March and April, where these topics will be discussed in greater detail. However, we will continue involving target audiences in the development of the support materials.
(ii) How to ensure the sustainability of the project achievements?
The EDPQS were developed in Phase I as a European reference framework for high quality drug prevention. In the current Phase II, we aim to 'prepare' implementation of the EDPQS by developing support materials and pilot training. This suggests that Phase III should focus on implementing the EDPQS: by disseminating the support materials, including training and provision of other tailored support. These activities would ensure that the EDPQS are a 'living' tool, not a final product sitting on a bookshelf. But such activities require structures and resources that are beyond the capacities of the Prevention Standards Partnership in its current form. The question remains as to which organisations could take our efforts in promoting high quality drug prevention to the next level?
To inform our thinking on these matters, colleagues from Italy, Poland and Sweden shared their experiences of translating and using the EDPQS within their own cultural contexts. These presentations highlighted the regional and national differences with regard to how the EDPQS are perceived and how easy or difficult it can be to translate and disseminate them. This suggested the need for different dissemination strategies in different countries or even regions. Should future activities consequently take place at regional, national and/or international levels? Should we pursue a bottom-up and/or a top-down approach? Are we to promote the European Drug Prevention Quality Standards or national versions of them? The answers to these questions have implications for what activities a Phase III might include and who would be in the best position to undertake these.
We were unable to find answers to these important questions and we will no doubt be considering them in-depth over the coming months.
Please feel free to get in touch if you would like to participate in our discussions or future activities.


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Academic Departments
- Behavioral Sciences Department
- Biology and Chemistry Department
- Business Administration Department
- Communications Media Department
- Computer Science Department
- Earth and Geographic Sciences Department
- Economics, History, and Political Science Department
- Education Department
- English Studies Department
- Exercise and Sports Science Department
- Humanities Department
- Engineering Technology Department
- Mathematics Department
- Nursing Department
- Psychological Science Department
- Reserve Officers' Training Program (R.O.T.C.)
Earth and Geographic Sciences Department
Take an in-depth look at the natural and social world with the Earth and Geographic Sciences Department. Study physical and human environments as scientific systems and examine the world around you.
Develop a rich understanding of these natural and social systems by cultivating your analytical abilities in both the field and laboratory environments.
Plan Your Study
We offer majors in Environmental and Earth Science and Geographic Science and Technology. We also offer minors in Earth Science, Geographic Science and Technology, and an interdisciplinary minor in Geographic Information System (GIS). We are also home to Physics, offering service courses to our majors and to those of diverse departments.
Our faculty's expertise ranges from climate change, GIS, geology, and environmental sciences. This diversity ensures that graduates emerge with a dynamic understanding of these disciplines.
Internships available to students and employment opportunities for graduates include positions in government agencies, scientific research institutes, and private industries.
These suggested four year plans of study documents offer a general idea of what your academic pursuit might look like:
- Environmental and Earth Science (2017-2018) (PDF)
- Geographic Science and Technology (2017-2018) (PDF)
Programs (Majors & Minors)
Department Pages
Department News
Dr. Reid Parsons helped commemorate the inauguration of Richard S. Lapidus as Fitchburg State's 11th President by discussing his NASA-funded research on Mars climate change.
Dr. Parsons kicked off a week of events celebrating the occasion by representing the high-level research taking place at Fitchburg State. Dr. Parsons delivered an engaging talk in which audience members participated in modeling the locations of the planets in the inner solar system.
The presentation discussed the exploration of Mars and its place in popular culture, followed by a look at the data that has been collected from an international campaign of robotic spacecraft. Fantastic, high-resolution images taken from orbit and from the rovers/landers on the ground provide evidence for past climate change on Mars which parallels some of the natural climate variability that has occurred on the Earth.


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nagfa's ambigram challenge (NAC) Dec 2007
As 2007 comes into its last stretch - and we see ourselves struggling to fulfil earlier resolutions (what resolutions? were there..? did I..? some ask) and thinking of more (self-consoling) reasons and excuses why we could not - we welcome a new format to nagfa's ambigram challenge (NAC). nagfa - naguib and fadilah - hopes that 2008 will bring a freshness to NAC unlike those we've had so far. Beginning from this instalment of NAC December 2007, we would like to revamp it into something more viewers/participants-centric.
What we are planning is each NAC next year will be posed by a Guest Challenger. These Guest Challengers would be artists (us included) whose solution were chosen by a prior Guest Challenger who posed his own phrase/word/theme. There will be no voting, but comments and critiques are always welcomed.
Without extending this pre-amble, nagfa proudly presents the Guest Challenger for NAC December 2007: Homero Larrain from Chile, whose solution for NAC November 2007 was voted the winner by a majority of voters.
"I'm Homero Larrain, a 26 years old engineer / university teacher from Santiago, Chile. As a fan of maths, puzzles and wordplay, it was a rather natural thing for me first to be amazed by ambigrams, and then to start trying to design my own ones. I've been making them for three years now, and in my blog I've posted approximately 220 of them during the last two years. I have no formal training in graphics design or typography, but in the last two years I've been continuously trying to learn through tutorials I've found on the Internet, and keeping track of every ambigram site I'm aware of, in order to learn new tricks from other artists and their different syles and approaches."
This month's phrase: white rabbit
*After giving it a lot of thought, the phrase I'm proposing for this month's competition is "white rabbit". The concept references the character from Lewis Carroll's "Alice's Adventures in Wonderland" . This is a tribute for one of the writers that inspired many of us the love for wordplay, and that certainly would be a fan of ambigrams if he was still alive.
"White rabbit" is also often used in popular culture to symbolize something that you are chasing but you can't get. Technically, the phrase presents many challenges (ie, the double "b"), but I've learned that these difficulties are a good thing for a NAC because they promote creativity and this way the solutions found by different ambigramists present a variety of approaches and new ideas.
Please submit designs to:
hopefully before 25nd of December (for allowance for us to compile them before January). Please also include the chosen word for the design, your name (pseudonym allowed), country of origin, and website/blog (if any). *Designers are allowed to send in more than one design/entry.
All the best,
hopefully before 25nd of December (for allowance for us to compile them before January). Please also include the chosen word for the design, your name (pseudonym allowed), country of origin, and website/blog (if any). *Designers are allowed to send in more than one design/entry.
All the best,
Nagfa: Naguib & Fadilah
Nagfa: Naguib & Fadilah
Labels: ambigram, Guest Challenger, Homero Larrain, NAC, NAC December, nagfa, white rabbit


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Police in Salem, Oregon, responded to a call about a cougar invading a man's backyard. A neighbor who spotted the beast estimated it weighed 45 to 55 pounds. Police were quick to respond, as even a young cougar, or mountain lion, could pose a serious risk, were it to attack.
However, after reviewing pictures of the alleged cougar, it turns out the unwanted visitor was nothing more than a domesticated feline. That's right, the mysterious terror was just a Maine Coon, one of the most popular breed of house cats in North America.
Last month, police in Santa Monica, California, shot and killed a mountain lion that was roaming near a downtown promenade, sparking protest from animal rights activists.
Maine Coon cats are a large breed and have been surrounded by folklore for centuries, with rumors that their oversize paws and expert hunting skills came about as a result of breeding with raccoons. And the Oregon resident who called police on this fluffy creature was not alone in mistaking its origins. Despite being known for its intelligence and playful nature, some people used to think the Maine Coon came about from average cats interbreeding with American bobcats.
After the initial report of the "cougar" spotting, police reported the kitty "moved on without threatening anyone."


text: solution home » services » solution Open Records Request for City of Atlanta Department of Parks and RecreationAn open records request is a public record which is kept by a public agency and it can be documents, paper, letters, maps, books, tapes, photograph, computer based or general information. Requests can be made in person, over the phone, or in writing. Please contact Trina Horton at 404-546-6795, email@example.com or City of Atlanta Department of Parks, Recreation and Cultural Affairs, 233 Peachtree Street, Suite 1700, Atlanta, Georgia 30303. When you make the Open Records request be specific in the nature of the request by stating what documents are needed in order to fulfill the request and provide all of the necessary contact information for the request to be fulfilled.This Article was created on: 02/23/2014This Article was last updated on: 11/25/2019


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Hotline : +88 096 06 77 11 55
( 9 AM to 11 PM - Everyday )
Tk. 425
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Various Colors and Design Mirrors & Wall Decor in Bangladesh Bagdoom.com
Have you ever thought to design your drawing room or bedroom with mirrors and wall sticker in Bangladesh to change the view? Well, the same design looks boring after long time using. Sometimes needs to change the color or bring some decoration piece to design the house new way. Even it changes the mood as well and impression.
Bagdoom.com has brought the chances to decorate your living or dining anyway with various types and colors of mirrors & wall décor in Bangladesh that you may like. It has a different collection from local and foreign both at affordable prices. So, no more thinking get to know what it is bringing for embellishment your house.
First of all, look at the category of the site and decide what is perfect for your house. All are in reasonable price so no need to be worried. The website has all type of decoration & what easily fits and suitable any room. No matter what is the size of the room, so, let's have a glance at the sorts of mirrors and wall decor in Bangladesh.
There are many metalwork mirrors and wall decoration equipment available. The mirror is designed with metal work frame. They are different in shape round and oval. Besides, simple or gorgeous design. If you set a magnifying mirror home decor in Bangladesh in the bedroom, it will make it attractive. Even anyone can buy a nice looking mirror and set before a table.
That can work as a dressing table. Better hang a metal work butterfly beside the reading table or living room. That helps to cheer up minds as well. However, the wall mirror price in Bangladesh is starting from seven thousand to above twenty thousand. Also, the metal equipment and furniture price in Bangladesh is almost the same.
You may prefer some cultural decoration in your houses such as a handmade mat or plywood mirror frame. You may find a handmade fine work mat and mirror frame at a low price. That wall decor in Bangladesh brings a heritage look to the house. These decoration goes well drawing and bedroom both. Besides, it cost less amount also.
You can get it under two thousand to. These are for the people who like handmade local decoration. Wall mat price in Bangladesh is high on local shop and market. But it is a fair price on this site. The stock is limited because of high demand. So, order now!
You might think of decorating your corner of the wall with some exceptional design. Such as birds, animal, tree or flower inspired by television or magazine. But those are costly by painting method. However, the bagdoom site has made the task easy and affordable for you. The wall decor stickers in Bangladesh in stock now holy sentences, animals, human, showpiece design and many more.
You can buy sticker any type you like and set on your room anywhere. Even you don't need other showpiece or decoration equipment for home decoration. Just one simple sticker can make your room more gorgeous and attractive. The wall sticker price in Bangladesh up to seven hundred very affordable.
The wind chime is decoration equipment that is hanging from the door or wall. The bell or metal piece make sweet sounds from the wind. This decoration is suitable for all type of room. You can hang it up in your bedroom. So, anyone enters you will know that. Even hang it up on the main door as well.
It is a great decoration and everyone like it. You can find colorful local made carpets and table mats wind chime here. That made from colorful thread, plastic, metal, and other materials. The price starting from below a hundred to above two thousand.
Frames have been made from wood or jute are available here. Those used for hanging small tree plant. You can hang up the corner of the rooftop or balcony. Try to any bushy plant or vine plant that look awesome. Even very effective and do not damage easily. However, these frame all made from local materials and cultural one. The price range is 300 to up to 400 too. Affordable and latest collection Of mirrors and wall decor in Bangladesh.
Now it's up to you how do you want to make it look like. Drawing to the balcony all type of products is obtainable here. Even the rooftop also inclusive in mirrors and wall decor in Bangladesh. Change our view of home anytime just one or two decoration equipment. It attracts your guest and your attention as well as. Besides, it indicates your choice and personality.
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friends1976 necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 37 diseños de 14 diseñadores freelance.
The logo is to be designed for the website but also used for other printable materials. The website is located at http://www.nccops.org. The website is run by two retired police officers. They are a non-profit and do all kinds of things. They give away child identification kits, raise funds for upcoming police officers and fallen/injured police officers. They also support the website which is to be an online community of police officers.
They go by the name NCCOPS (all caps) and want something web 2.0 style and mostly typography but maybe some kind of little icon in there. There is not much room for the logo and the logo must be rectangular in shape. They would also like the words "Charitable Foundation" in the logo. The design should appeal to cops and non-cops, men and women.
- Web 2.0 style
- mostly typography including the words NCCOPS, Charitable Foundation
- LOVE reflections
- Maybe a little icon in the design
- Item 1...
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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Even though no two kids are alike, there are some things that are fairly predictable with most kids. For example, most girls don't like squirmy things like worms whereas most boys are fascinated with creepy crawly critters. It's a stereotype, but it also happens to be pretty accurate. Some kids tend to be sensitive to certain things and other kids, maybe not so much. Here are 10 things that most kids are normally very sensitive to.
- Yelling in a negative way – Unless a child is brought up in a home where yelling is the norm, young kids have a tendency to be sensitive to this kind of yelling; particularly if it is harsh and directed at them.
- Mean expressions – It's interesting to note that babies will often cry if someone looks at them in a mean way. Kids in general react to negative facial expressions.
- Another child in need – When kids see another child who needs help, they will often try to help the other child. Toddlers will try to comfort babies who are crying, and older kids will often try to assist a toddler who is having difficulty with something. Kids can be selfish and bossy, but they can also be compassionate toward one another.
- Their mother's moods – Most moms will agree that their kids will react to their moods with predictability. When Mom needs alone time, that's when the kids will cling to her even more. When she's sad, they will get quiet and try to cheer her up. When she's happy, they are happy too. And when she's tired, they will drive her bonkers!
- Harsh words – Kids can be very sensitive to harsh words, especially when they come from their parents. Kids like to please adults and want to know that they are loved and accepted. Harsh words can leave them feeling rejected and worthless.
- Kind words – Just as kids can be sensitive to harsh words, kind words can have the opposite effect. A few kind words spoken to a kid can make all the difference in the world. Many kids don't get to hear kind things spoken to them on a regular basis, so when they do hear them, oftentimes, they will treasure those words like precious gems.
- Clothing tags – Fortunately, many companies have stopped putting tags on clothing and imprint the information directly on garments instead. Many kids can't tolerate the tags rubbing against their necks and have to have the tags cut out prior to wearing.
- Over stimulation – Most kids can handle only so much stimulation. When there is too much going on – when all the senses are assaulted at once – many kids will go into sensory overload. Then they will act out, cry, and get cranky or hyper.
- Loose teeth – When kids begin to lose their baby teeth, they can get sensitive about the prospect of the tooth coming out. Some kids get worried about the blood they will lose, others worry about whether or not it will hurt and how much; some even worry about needing to wear false teeth! Assuring the child that losing teeth is part of growing up might help to quell some of their fears.
- Food preferences – Food can be a very touchy subject for some youngsters. They can get very particular and very vocal about their likes and dislikes, and even joking around with them about it can get a rise out of them. As kids grow, their taste buds mature, so rest assured that their tastes will change as time goes on.
Kids can get sensitive about so many things that sometimes parents are in a quandary as to what to do. Just be patient and try to help your child deal with their sensitivities. Realizing that certain sensitivities are perfectly normal and will be resolved as your kid gets older can give you some peace of mind.


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Shannon was a pleasure to work with and she is great with the babies! She took the time and effort to understand the style of photos we wanted. She was so soothing and sweet with our newborn for our newborn photo shoot - the baby slept the entire time! The photos turned out excellent! We will use her again and again!
Ali + Mike
I had the absolute best experience!! I was so nervous about how we would get any good pictures because my newborn wasn't the typical "squishy, cuddly" baby! She didn't need much sleep and I just knew getting those sweet pictures would be impossible! Shannon made us feel so comfortable from the time we walked in and worked her baby whispering magic! We got the most amazing pictures! She is the best! miranda j.
Shannon has photographed my daughter for all of her milestones since birth, and we have loved all of the pictures!! She is so very talented, and honestly knows just what to do to capture the perfect shot. My daughter was uneasy and cried at the beginning of her 1-year-old shoot, which made this Momma nervous as well. But Shannon never got upset or nervous and knew exactly what to do to make my baby comfortable and happy. Not only does she do amazing work, but she is also very prompt and professional at editing and responding. It was an absolute pleasure working with her, and we will be using her for all of our future milestones and family portraits! erin j.
We just had our 4th photo session with Shannon and as always, it was awesome! She makes the sessions very comfortable and painless for everyone and the photos we receive are nothing short of amazing, and we will truly treasure them for a lifetime. I really couldn't say enough great things about her and her talent!! jeff + julie


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The Graphic Novel is now following a course set down centuries ago by Greek philosophies and mythological tales.
I will be illustrating and spelling out the turmoil of Titans and Daemons. Their interference and incorporation into the destinies of Humankind. But we're not talking about another Hercules story; not a re-run.
It's time for a modern retelling of the Orphic origins of Gaia (Earth), that we may age her well;…
…and of Cronos, that we may understand productivity from the vantage point of the sky, which provides for life, yet so easily dismisses it.


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If you had to sum up lean processes you would likely say "lean creates great customer value and flows very fast". Lean companies organize around these 2 of the 5 principles of lean thinking. They create a physical and management organization around value streams. An organization where a single dedicated team is very close to the customers, serves the customers, and very close to their suppliers.
This is the 4th article of our Lean Management System series. The plan is to show how a complete Lean Management System works. Here's the overview chart:
Problems of a Vertical Organization.
Traditional companies often do the opposite of a value stream organization. They do not flow fast because work has to move from one department to another. They are more focused on their own internal efficiency than the value created for the customer.
Sales is run differently from production and the measurements of the sales people are contrary to those of production. Purchasing works independently so as to get the lowest costs. They antagonizes suppliers for low prices, they buy huge quantities to get "economies of scale". Accountants sit in a distant office and provide unintelligible measurements like variances and overhead absorption. These measurements are useless to the people in production and drive anti-lean behaviors.
These traditional methods are not necessarily bad. They were designed to support 1950's mass production which is based the Taylorist † methods from the 1920's. Their focus is on efficiency rather than customer value and flow. Lean is mostly the opposite of traditional management. Lean organizations arrange their business around the flow (material flow and information flow) and the value to the customer. The organization chart below shows how this often works.
These Diagrams Describe the Benefits of a Value Stream Organization
Click for PDF of the full diagram
If you organize your business around the value streams that create the value for the customers, you will be able to serve your customers better, increase the value, increase the sales, remove waste, improve the flow, and increase the profitability of the business.
This is a quote from the ground breaking book "Lean Thinking" by James Womack and Daniel Jones". †† This book first coined the term "lean" and provided a clear structure for achieving lean thinking in production companies.
"As you get the kinks out of your physical production, order taking, and product development, it will become obvious that reorganizing by value stream is the best way to sustain your achievement."Lean Thinking, by Jim Womack & Dan Jones
Does This Sound Too Simple?
Most important things in life are not quick and easy, and most do not fit nicely into a single, simple model. This is true of value stream organizations, and there are a number of different ways to approach organizing value streams†††. Here are some of the common obstacles to establishing a value stream organization.
- Our sales people are organized by geography and not by the value stream product families. This is quite common. This means that the sales teams will continue to work as separate departments. This means that marketing is the closest the value stream gets to the customers.
- Marketing must take on the role of voice of the customer and liaise closely with the sales people.
- An effective "Sales, Operations, and Financial Planning" (SOFP) process becomes even more important.
- The production processes within the value stream share equipment. Shared equipment is called a "monument". In the early stages you have to work around this and cooperate with other value streams for the scheduling of the monument. Over time the monuments are replaced by right-sized equipment for each value stream. This is sometimes quite a long time, so the value stream managers must cooperate to maximize the value to the customers.
- Often there are not enough people with the appropriate skills to populate each of the value streams. We never add additional headcount when moving to a value stream organization. In the short term it may be necessary to have some people working in more than one value stream. Over the long term people are cross-trained so that all the tasks are done by people working full-time in the value stream.
- Occasionally it is very difficult to know which products or product families should be assigned to each value stream. The product families within a value stream are determined by the items that take similar flow through the process. If these items are not easily identified, then there are analysis tools that can help to identify the common flow products. (If you do not have one, call the BMA Inc. office 609 139 1080)
- Sometimes companies have a large number of different product families with different flows. Usually the company will need to combine several product families so as to have a value stream that is a reasonable size for the organization, and the value stream manager will control more than one flow.
- Usually the company's accounting system is set up for the detailed, job-shop style reporting and value streams do not fit into the current cost and profit centers. One way to address this is to keep the traditional accounting system but change the cost and profit centers. A much better approach is to introduce Lean Accounting where the financial reporting is always provided at the value stream level. This is called Value Stream Accounting.
The Bottom Line
Lean flow and customer value are created through identifiable value streams. To maximize value, flow, improvement, and profits it is best to organization your business around the flow. Do not worry if you can not design the "perfect" value stream. Make a start as best you can. Some companies start in the factory and then move out towards the customers and the suppliers. Others go "cold turkey" and implement the whole lot over a weekend, and then pull together the ragged edges over time.
Which ever way you want to go remember the important lean adage "progress over perfection".
Here is a section from a case study of Steffes Corporation††††. Steffes is one of our long-term customers and provides products for off-peak heaters get systems, oil field equipment, and custom metal fabrication. Steffes has been spectacularly successful over the last 7 years using lean thinking and methods to grow the top line and the bottom line of their Income Statements.
According to Joe Rothschiller, President, Steffes Corporation:
"Value Streams allow managers to closely align expenses with demand and customer value. The value streams must be as comprehensive as possible.
A lot of companies have the general and administrative functions separate, and the only places they put value streams is the manufacturing plant. We don't do that. We went with 100% – everybody in our company is in a value stream. Each of our value stream managers is a division manager and has final responsibility for everyone in his/her value stream. They have their own sales, their own inventory, their own purchasing, and their own accounting.
There are three prerequisites for successful lean adoption:
1. 100% management commitment.
2. Structure the organization by value stream.
3. Implement Lean Accounting across the company."


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Photographer, Mexico.
Jimena Carranza has a degree in communications from Universidad Iberoamericana and a degree in photography by the Academy of Visual Arts. Always hunting for new inspirations, Jimena's main purpose as an artist is to show her interpretation and vision of the world by capturing interesting moments and appealing aesthetic objects.
The golden item inside her working kit is her 28-70 F/2.8 lens. She feels inspired by pastel colors and natural lights. But when talking about fashion hippie, punk and vintage define her style. Her photography icons include Jessica Tremp, Annie Leibovitz, Yodamanu and Lillian Bassman.
She is currently working on a new project: her own gallery where she can sell her work at affordable prices. So stay tuned and take a look at her fascinating work.
Dogs or cats / Dogs
Low fat or regular / Regular
Canon or Nikon / Nikon
Designer / Alejandra Quesada
Favorite spot to have brunch / My terrace
Dessert / Pan de muerto from Maque
Guilty pleasure / Bread with Peanut butter
WEB PAGE www.jimenacarranza.com


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Tag Archives: books on CD
Diana Gabaldon and That Highlander
School is out and summer is practically upon us. What better time to instigate a course of summer reading. First on the list should be the English/Scottish time travelling Outlander series by Diana Gabaldon. Set primarily in the mid-20th and … Continue reading
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Browsing the Library
New for Spring semester: The Library's "Browsing" collections on the 2nd (main) floor. When you enter the Library, walk straight ahead into the Browsing collections, which include: Browsing DVDs: Popular feature films have been separated and are arranged by their … Continue reading
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Asheville in Buncombe County, North Carolina — The American South (South Atlantic)
Civic Pride
Erected by Family and friends of Gordon H. Greenwood.
Location. 35° 35.747′ N, 82° 33.046′ W. Marker is in Asheville, North Carolina, in Buncombe County. Marker is at the intersection of Market Street and Collage Street on Market Street. Touch for map. Marker is in this post office area: Asheville NC 28801, United States of America. Touch for directions.
Other nearby markers. At least 8 other markers are within walking distance of this marker. Past and Promise (within shouting distance of this marker); Ellington's Dream (about 300 feet away, measured in a direct line); Monument Corner (about 300 feet away); Young Men's Institute (about 300 feet away); Zebulon Baird Vance (about 300 feet away); Walk Into History (about 400 Crossroads (about 400 feet away); Brick Artisan (about 400 feet away). Touch for a list and map of all markers in Asheville.
Also see . . . Asheville Urban Trail. This marker is part of the Asheville Urban Trail. (Submitted on May 1, 2010, by Richard E. Miller of Oxon Hill, Maryland.)
Categories. • Government & Politics • Industry & Commerce •
More. Search the internet for Civic Pride.
Credits. This page was last revised on June 16, 2016. This page originally submitted on March 15, 2009, by Stanley and Terrie Howard of Greer, South Carolina. This page has been viewed 1,053 times since then and 8 times this year. Photos: 1, 2, 3, 4, 5. submitted on March 15, 2009, by Stanley and Terrie Howard of Greer, South Carolina. • Kevin W. was the editor who published this page.


text: The ribbon cutting for the new BayCare Surgery Center, formerly Trinity Surgery Center, took place on August 20. The new facility is more than 15,000 square feet with four operating rooms and three procedure rooms. The center's surgical specialties include cosmetic/reconstructive surgery, gastroenterology, general surgery, gynecology, ophthalmology, orthopedics, otolaryngology, pain management, podiatry and urology. Present at the ceremony were State Representative Amanda Murphy (Fla.), New Port Richey City Manager Debbie Manns, Vice President, BayCare Ambulatory Donna St. Louis and President, Morton Plant North Bay Hospital Mike Yungmann, along with members of the AMSURG corporate team.


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By Laurie Ingram posted on August 17, 2016
We were asked to participate in The Pitch segment on ABC TV's Gruen show – the weekly panel show that looks at marketing, advertising and spin.
For The Pitch segment, two agencies compete against each other by creating an ad for a counter-intuitive brief.
We recorded the show yesterday which was great fun and it goes out live tonight at 8.30pm on ABC.


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Ahh, the Ring Light. Currently one of the most coveted makeup tools a guru can own. So let's check out what all the hub-bub is about. Do you need one? How much is the Ring Light? Is it worth it? Are there options? Let's look into Ring Lights.
So forget the mirror, brushes and the haul you just got at Sephora. Nowadays no self-respecting makeup guru would be without the Ring Light. But why all the fuss? Wouldn't a regular light do? Well if you ask any YouTube makeup maven and they would probably tell you NO!
All hail the mighty Ring Light!
What's up with Ring Lights?
Last updated: 06/21/2017
Ring Lights are standard for studios of photographers and videographers. This professional-quality fluorescent light provides soft, nearly shadowless illumination. The secret is in how the light is shaped. The circular shaped light is able to cast a soft dome of light complementing makeup and making this light ideal for portrait and close-up work.
The unique circular light shape also renders a beautiful catch light in the eyes of the subject that make the eyes look like they sparkle.
Who wouldn't want a professional light in their makeup setup?
Original Diva Light
This is the one! The one that everyone wants. The Diva Ring Light Nova is a professional-quality fluorescent light. The Nova helps to eliminate skin imperfections & makes your subject's face appear to have a fresh clean look. An 18″ 500W light with 5500k Daylight bulb included. There are camera mounts inside of the light and includes a mounting bracket for cameras on tripods, as well as gooseneck for flexible mounting on light stands. The light comes with 6′ Diva Light stand. Get ready! The Diva Light is an investment with a price point of $229.00.
Neewer Light
A little more affordable, the Neewer Ring Light is a good option to the pricier Nova Light. This is also an 18″ Light with a 75W (600W equivalent) 5500K ring fluorescent light. Just like the Nova light, the Neewer Light has camera mounts and comes with a 59″ light stand. This kit also includes filters for adjustments to lighting effect. Price point is a little more budget friendly at $170.00.
Selfie Light
This version of a ring light is quite a bit smaller. Created to attach to your mobile phone, the Selfie LED Ring Light provides the optimal lighting on the go. This light includes a built-in rechargeable battery. Four-level light settings for various uses – make-up, selfie photos, dark scenery vlogging etc. Let this ring light highlight you and darken everything behind you. This light has a smaller price tag too. A pocket-size price of $12.99.
DIY Ring Light
So what if you just don't have the budget for the pricey Ring Light (right now)?
I got you!
We need only turn right to the YouTube makeup gurus who inspired the ring light craze. Some show how to get the look of the light, with string lights. But these are not great as you don't really get the desired illumination.
I did find one or two really good look-alike lights that might work. Check out this DIY Ring Light that one YouTuber made. It is a simple build and looks pretty good. This DIY has a doable price point of about $30.00.
Do you have or want a Ring Light? Which one? Let us know which one might be finding it's way into your makeup setup. Please leave us a comment below and tell us what you think about Ring Lights.
Continue the Adventure:
MAKEUP TOOLS: Let's Talk Makeup Brushes
VANITIES: Mirror, Mirror time for an Awesome Vanity Mirror


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These steel-constructed Plyoboxes are durable with non-skid rubber surfaces. Wide base and angled construction prevents tipping. Boxes are stackable for space-saving, convenient storage. Comes with 6 plyoboxes, heights ranging from 6 to 36 inches.
This product ships directly from the manufacturer and may take 3-4 weeks to ship.Plyobox Exercise Guide


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Upset the apple-cart
Other phrases about:
What's the meaning of the phrase 'Don't upset the apple-cart'?
To 'upset the apple-cart' is to cause upset - to create a difficulty.
What's the origin of the phrase 'Don't upset the apple-cart'?
This allusory phrase is first recorded by Jeremy Belknap in The History of New Hampshire, 1788:
"Adams had almost overset the apple-cart by intruding an amendment of his own fabrication on the morning of the day of ratification" [of the Constitution].
See also: the List of Proverbs.


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Men Do All The Talking In Publications' Comments Sections
The ability for readers and journalists to engage in conversation online is often touted as a key achievement of the digital media revolution, but when it comes to the comments section it's men who are doing most of the talking.
New University of Sydney research has found male or pseudonymous voices dominate the comment sections of news stories on 15 news sites internationally including The Guardian, Washington Post and Sydney Morning Herald. Female identified commenters make up as little as three percent of participant voices, and at most 35 percent, based on a sample of news services from Australia, the United States and Britain.
Dr Fiona Martin, senior lecturer in convergent and online media at the University of Sydney, said her findings tally with other research that shows that men dominate conversations in meetings, seminars and other public gatherings, unless those events are organised and run by women.
"Comments can influence opinion. Research suggests negative comments reduce readers' opinion of an article, so it's also plausible that an absence of views from women, or migrants or young people could also affect how people interpret online news," said Martin.
Major international news websites such as the BBC, ABC, Daily Mail and New York Times were included in the study of in-house news comments sections.
Martin said the findings of gender bias in the study should make publishers and policymakers pause to investigate the commercial and diversity implications of this marginalisation of women from the digital public sphere.
"Comments increase user engagement and therefore revenue," she said. "They also provide extra content, production feedback and quality control. Given there's significant moderation cost to providing a commenting service it's important to make sure its appealing to as many users as possible."
Martin said major news websites not only need to improve moderation to reduce abusive or aggressive commenting, but also explore more interventionist approaches that support conversational interaction. They could also encourage journalists to interact with users more often – particularly to address questions and suggestions.


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DENVER -- The Manny Ramirez saga took another strange turn in the sixth inning on Sunday when the Los Angeles Dodgers left fielder, who hasn't started any of the team's past four games, was sent to pinch hit and was promptly ejected from the game after one pitch.
With the Dodgers trailing the Colorado Rockies 8-2, Ramirez took the first pitch from reliever Matt Reynolds, which appeared to be an inch or two off the outside corner. But when plate umpire and crew chief Gary Cederstrom called it a strike, Ramirez immediately stepped out of the batter's box and began to protest to Cederstrom.
Ramirez continued to talk for about five seconds before Cederstrom threw him out of the game, ending what might have been Ramirez's final appearance with the Dodgers.
The Chicago White Sox secured a waiver claim on Ramirez last Friday, and the Dodgers have until Tuesday to work out a trade between the two clubs. Manager Joe Torre said before the game that his plan was for Ramirez to return to the starting lineup on Monday night against the Philadelphia Phillies. But given the Dodgers' small hopes of reaching the playoffs, Ramirez's all-too-quick ejection might force the issue where a trade with the White Sox is concerned.
Addressing Ramirez's fourth-straight benching before Sunday's game, Torre said Ramirez was "tentatively scheduled to start tomorrow. That is my thinking at this point in time."
Torre's rationale for sitting Ramirez Saturday -- not wanting the aging hitter to have to cover the vast left-field acreage at Coors Field -- carried over to Sunday.
"It's still a big outfield," Torre said.
The White Sox's claim on Ramirez means the Dodgers can't trade him to any other club. Torre and general manager Ned Colletti have steadfastly declined to discuss specifics, such as whether the particulars of a trade have been agreed upon between the two clubs.
Ramirez hasn't started a game since Wednesday night at Milwaukee, when he went 2 for 2 with two doubles and two walks, and his only pinch-hitting appearance since then came Saturday night, when he struck out to end the seventh inning.
Ramirez's extended absence from the lineup could be an indication the Dodgers don't want to jeopardize a potential deal with the White Sox by exposing Ramirez to the possibility of an injury. Ramirez already has been on the disabled list three times this season, all with injuries to his right leg.
However, Torre said Colletti hasn't specifically instructed, requested or otherwise tried to steer him toward excluding Ramirez from the starting lineup.
"As far as the lineup and putting it together, no," Torre said. "I'm not saying we don't talk about players. But I have never had anybody tell me who to play."
Scott Podsednik started in left field Sunday for the fourth consecutive game. In the first three of those games, the speedy Podsednik batted leadoff and was on base six times in 14 plate appearances, scoring three runs.
"Podsednik is an interesting player for me just from the fact that when he is on base, a lot of things can happen,'' Torre said, adding that Podsednik "brings a different dimension to this team, and it has worked for us."
However, Torre said on Saturday that if Ramirez stays with the club, he would not be relegated to backup outfielder status.
Tony Jackson covers the Dodgers for ESPNLosAngeles.com. Follow him on Twitter.


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In Musings
By Lindsey
Loving On My Cat Family
On 13, Aug 2018 | No Comments | In Musings | By Lindsey
Loving on my feline relatives in Mississippi even as they push out of my arms. They just don't appreciate hugs!!! 1st pic is Joe Joe the rural Alabama cemetery cat. We found him as a tiny flea infested kitty standing on my loved grandfather's headstone. I mean, come on, you have to take that baby home, or in our case to my parent's home! You are welcome. Pic 2 is Bridget's birth brother, Bandit.


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By Eleanor Szymanski
When a loved one dies, survivors often face having to make decisions quickly. Many steps are involved in settling someone else's property, financial accounts and records, and serious mistakes can be made.
Executors, trustees and family members are not usually experienced in handling the legal and mechanical steps associated with an estate. Adding to the difficulty, survivors' minds can be clouded after a loved one dies. And dealing with financial matters is not usually high on the priority list of a grieving family.
Making these matters even more troublesome, there is usually a sense of urgency to "get things done" so as not to miss tax and other deadlines.
It is during this time of vulnerability that decisions made too hastily can inadvertently disrupt good planning. They can also be very costly.
During this time of vulnerability, well-meaning friends and family may offer to help with what seems like routine paperwork. But what may seem to be a simple task, such as transferring an investment brokerage account from a deceased spouse's name to the name of the surviving spouse, or accepting life insurance proceeds, can end up costing hundreds of thousands of dollars in estate taxes when the surviving spouse later dies.
Even if proper estate planning was not done prior to someone's death, strategies can be developed to reduce both state and federal estate taxes for the entire family of heirs. Acting too hastily might eliminate, or at the least, severely limit some good opportunities.
The best advice to those newly responsible for an estate is to remember that there is no urgency to do anything except to ensure that sufficient cash is available to meet survivors' needs for several weeks. Enlist an estate-planning attorney and a financial planner to develop a strategy for dealing with all of the estate-related issues.
The will should be probated as soon as possible (but not until eight days after death) so the executor can have the papers in hand in time for them to be officially recognized.
Once the will is probated and cash is available to meet short-term needs, the surviving spouse and the family can set aside the paperwork and take their time to make good decisions for their future needs. The estate tax return is not due until nine months after death, and heirs have eight months to disclaim.
The ability to disclaim is a very important estate-planning tool that may not be familiar to most folks (even to many professionals).
Used properly, disclaiming is an elegant tool allowing many to save on estate taxes. Simply put, to disclaim means that a person named to inherit an asset officially says they will not accept it. Doing so is not as crazy as it sounds — read on. To be effective and legal, anything disclaimed by one person will automatically go to the next in line. If no one is named as second in line, it goes to "the estate."
For example, let's say you named the primary beneficiary of your IRA to be your spouse, and the secondary beneficiaries are your two children. At your death, if your spouse had more than enough money, he or she would disclaim the IRA. It would then go directly to your two children. If your spouse had hastily changed the IRA title to his or her own, disclaiming would not work.
The same can be done for other assets. It is critical for the primary beneficiary never to take title to an asset if they wish to disclaim it.
So you can see, the simple act of changing title to an account would preclude it from being disclaimed by the surviving spouse.
To acquaint yourself with responsibilities associated with estates, I recommend a booklet written and updated by a New Jersey attorney in plain easy-to-understand language. It's called The General Public's Guide to New Jersey Wills, Estates, Taxes and Planning by Robert G. Saliba. It can be purchased online through authorhouse.com.
Eleanore K. Szymanski is a fee-only Certified Financial Planner Practitioner and principal of EKS Associates of Princeton. Send questions to her at email@example.com.


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The Data Security and Protection Toolkit
- Resource type: Whitepapers & Reports
The National Data Guardian, Dame Fiona Caldicott, has compiled and recommended a framework of "10 data security standards" which will be applicable to all health and care organisations. It will apply to NHS Providers, Clinical Commissioning Groups, General Practices, Local Authorities and Social Care Providers. It will also place responsibility on these organisations to fully assess the compliance of any third-party suppliers who manage or process data on their behalf.
This new approach, which will assure that healthcare organisations are meeting their statutory obligations on information security and data protection, will be delivered using a new Data Security and Protection (DSP) Toolkit, which replaces the long established existing Information Governance (IG) Toolkit. The DSP Toolkit requires health and care organisations to undertake preparations for compliance with the EU General Data Protection Regulation, which takes effect on 25th May 2018.
This Toolkit is arranged into three categories of leadership obligations: people, process and technology.


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Below is part 7 of a series of posts presenting excerpted videos and transcripts of an interview I conducted October 14, 2012 with my college best friend John Hazlet, whose struggles with doubt and depression were instrumental in my personal deconversion. (The full two part interview is here and here.) At the time of our interview John was a Benedictine monk, publicly discussing his homosexuality and struggles with mental illness. In June of 2013, John left the monastery. He is in a relationship with a man. He remains a Catholic. In the segment of our interview excerpted and transcribed below, John takes seriously a hypothesis that celibacy for priests is infantilizing and contributory to the molestation scandals plaguing the Church.
Dan Fincke: Now, do you… is there a lot of… I mean, I asked some of my facebook friends for questions for you. And one of them said that he worked with a monastery that was Episcopal, and they had a small number of monks, and he said, Nearly all of them were gay. And he wanted to ask, "What's up with that?" [Both laugh] Like, is there a lot of open homosexuality in the monasteries? I mean, a lot of people think, the only reason you would be a priest is because… and, you know, and deal with the burden of celibacy, is because you were gay and you didn't have an outlet for that. And related to this, a harsher kind of a charge: Andrew Sullivan very frequently will blame the, uh, the sexual abuse scandals on what he considers to be a sexual arrested development. That the Church has not… you know, that the vows of celibacy kind of freeze people sexually at this age in which they're taking their vows, and so… or when they're kind of beginning their sexuality, and they're kind of suppressing it. And so he thinks that there's… that that may be some… and it is, of course, armchair psychology. But this is… what he's saying may contribute to their tendency towards their identifying with young people, and their sexuality, rather than adult sexuality.
Bede (John) Hazlet: Well, first, I can only speak about my own monastery. And I don't think it's true that most of us are gay, I think most of the monks of our community are straight. I know I'm not the only one, but certainly, gay monks are not in the majority. And I think that's probably true for most monasteries, that we're… maybe there are a bit more gay monks than there would be gay people in the population at large, but I don't think we're a majority. Maybe other specific monasteries could be an exception, like this Anglican one your friend mentioned. And I think it's also important to recognize, being celibate is not part of the essence of vocation as a priest. It's part of what has been the practice of the Roman Church for centuries, but it's not essential. It's not the practice of Eastern Catholic or Eastern Orthodox Churches; their priests can be married. So it's a disciplinary norm, it's not the essence of the thing. And that's something that I think needs to be discussed. It is part of the essence of being a monk. As a monk, you commit yourself to a life of singleness in community, and you really need to have a specific sense of calling to that. And that's something that I find fascinating. I mean, it's certainly a struggle for me to live this way. And yet, my therapist, who is not Catholic, has no particular sympathy for monastic life, although she's not opposed to it, thinks that I myself am just suited to a life of not being coupled, based on our fairly deep plumbing of my personality of a period of almost a year now.
Dan Fincke: Yeah, I've always thought that the idea of you living in a community with, you know, fellow theologically inclined people, philosophical people, you know, men, that always made perfect sense to me. When you said you were going to become a monk, I said, for a [garbled – John?], I can see that.
Bede (John) Hazlet: Yeah. That doesn't mean I'm asexual. That doesn't mean I don't have the kinds of desires that would lead me to want to be in a relationship with someone in a sexual way…
Dan Fincke: Right.
Bede (John) Hazlet: … but I think she has a point. And I think that point, it would also be true of quite a lot of monks. That there are some people who without being asexual, have aspirations or priorities in their lives or a temperament that would make it… that would make it quite understandable that they would live in a celibate communal sort of way. So I don't think there's anything inherently diseased about this way of life, and I think, in fact, for those of us who are, to put it theologically, called to it, it really is a good and fruitful way of life.
Dan Fincke: Yeah.
Bede (John) Hazlet: So, there's that. I think…
Dan Fincke: Monks have a reputation for happiness.
Bede (John) Hazlet: What?
Dan Fincke: Yeah, monks have a reputation for happiness, so.
Bede (John) Hazlet: Yeah, and you know, as someone who has struggled with depression since puberty, I think I am more content now than I've been since puberty, in a more consistent way. So… that doesn't mean I don't struggle with things. But in human life, one is going to struggle with things, that's just how it is. But, I think Andrew Sullivan, whom I've not read, does have a point there. This is something that I've noticed and that I've talked about with other monks. That a life of celibacy in community can be maturing. When it goes well, when you try, at least, to live it with integrity, and the community supports you in that, it can, I think, over the years, make you very deeply, humanly mature. And I've seen that as a reality in the lives of some of my own confreres here. On the other hand, I think it can be approached in a way that's basically infantilizing. You never enter into that, kind of, basic adult relationship of marriage; you never have the adult responsibility of children; you do work, but you don't have to work for a living in the normal sense, you work for the welfare of the whole monastery, but your household is not dependent on your labor; you don't have to worry about things like health insurance; and so forth. And although that might seem superficial, I think those are things that structurally help people to becom mature, by needing to deal with adult responsibilities.
Bede (John) Hazlet: Okay.
Dan Fincke: Besides the 40 Year Old Virgin.
Bede (John) Hazlet: Right. … And I think … I mean, monastic life is good. It's been very good for me, I think it's the best way of life for me, although I can't pretend to be very mature. But it is risky, like any demanding way of life. It's very potential for helping you to become more fully human, deeper and more mature, has another side if it's appropriated in the wrong way that can have exactly the opposite effect, it can be infantilizing, it can lead to a sort of failure to mature as a human being. And I personally think that this probably does have something to do with this whole sexual abuse scandal. A lot of the priests implicated in it, come from a generation of priests who entered the seminary when they were teenagers, and whose whole life, including such development of the sexuality as happened, took place in the context of Church institutions. I know some priests who have emerged from that experience, and are quite healthy people.
But it's an experience that has the potential to have a very different effect, a similarly if not more drastically infantilizing effect. If, from puberty on, you're the son of these various institutions, the high school, the seminary, the minor seminary, the college seminary… or, the Theologate, and so forth, I think there is a lot of potential for not coming to terms with your sexuality, especially if the whole question of sexuality is handled in the way that it used to be handled, which was not very … helpful, it seems to me, based on experiences described to me by people who have gone through this system. You were basically encourage not really to think about it very much; more or less to suppress that dimension of yourself. And like most suppressed or repressed things, sexuality has a tendency to reemerge with a vengeance at some point.
That culture has been largely dismantled in our own time. There are very, very few high school seminaries. Most seminarians begin their studies in their late twenties, thirties, even forties or fifties. We don't accept applicants to our monastery until they're at least in their twenties, we kind of expect them to have a bachelor's degree already, although that's not hard and fast. Whereas there was a time when it wasn't all that unusual to enter the monastery as a teenager. And there again, I know monks who entered in their teens, and for whom monastic life has been exactly what they needed to flourish as human beings, but that's not always going to be the case. And, in fact, I think there's a fairly high risk in our own cultural context that something very different will be the case. So, I think… is it Andrew Sullivan?
Dan Fincke: Yeah.
Bede (John) Hazlet: You know, I think he has a point that the Church needs to take to heart, and that I think the Church is little by little taking to heart. Sexuality is now discussed openly and explicitly, teenagers are generally not accepted into formation for priesthood or monastic life, and so forth.
Your Thoughts?
The rest of the excerpted videos and transcripts from the interview:
How My Best Friend Helped End My Faith and then Became an Openly Gay Monk
Out of the Closet for the 1st Time, at Oxford
On Anglicanism and On Celibate Love
How Catholic Moral Teaching On Sexuality Is Evolving
Is The Catholic Church's Treatment of Gays Morally Defensible? A Debate
Does Celibacy Infantilize and Create Child Molesting Priests?
A Gay Monk Argues Against Reparative Therapy
On Treating Mental Illness, Rather Than Romantically Theologizing It
How the Catholic Church's Views on Gays Might Evolve
The transcripts in this series were created this summer by Josiah "BibleName" Mannion. He donated his time to produce the more than 22,000 word transcript of the entire interview.


text: BUSINESS Czechoslovakian film industry 5:00 AM PDT 6/27/2006 by Nick Holdsworth , AP FACEBOOK TWITTER EMAIL ME On the eve of the annual Karlovy Vary Film Festival, the Czech Republic's film sector struggles to regain its footing. Czech Audio Visual Producers Assn. president Pavel Strnad could barely contain his anger. Called away from the promotional booth his nation was sharing with its Slovak and Polish neighbors at last month's Festival de Cannes to answer a phone call, he received bad news: the Czech Parliament, during its final session in Prague before a general election, had failed to overturn a presidential veto killing a long-awaited new law that would have revolutionized state support and funding for local film productions.It was an unexpected blow to a Czech film industry struggling to stay afloat in a particularly competitive region, and Strnad was not about to let it happen without a fight."Why should we spend money on promoting Czech film if our government says it is not interested?" he asked at the time. "The way the law was struck down was scandalous. Parliament met to vote on overruling the presidential veto on five bills; the first four were successful, but then a group of ruling-party deputies walked out, and the move to save the film bill failed by just three votes."Later, during an emotional news conference convened hastily in Cannes' International Village, Strnad lowered a Czech flag and closed the nation's booth for the remainder of the festival. Further protests erupted back home, where a slate of Czech films pulled out of the Zlin International Film Festival for Children and Youth and students at the renowned Prague Center for Further Education Film School made their feelings known by hanging a large banner from a campus building that read, "For Sale."For industry leaders who supported the law, it seemed as if eight years of campaigning for the measure -- which promised to increase the Czech Republic's annual national film fund from $2.6 million to about $15 million -- abruptly had come to an inglorious end. The nation's president, Vaclav Klaus, seemed to have the last word on the subject when he declared that film is a commercial business that does not deserve state funding.But Strnad was not content to keep quiet on the subject. In a statement issued alongside the Czech Film Center, he said: "This inaction by Parliament serves primarily to protect the special interests of the foreign-owned commercial television stations. Speculation of corruption is rife."Strnad's outburst led to an exchange of views with Klaus -- conducted through columns in Czech newspapers -- that finally began to draw widespread attention to the argument that the local production sector needs support from public money. Discussions between Czech film-industry leaders and heads of the parliamentary coalition parties, convened by Karlovy Vary International Film Festival president Jiri Bartoska, are set to begin Saturday -- just as the Czech Republic's biggest cinema showcase gets under way."I believe that, in Karlovy Vary, we should not only be screening films, but we should also be discussing their future," Bartoska says. "I hope that the festival will thus be contributing to a successful solution."The crisis comes at a difficult time for the Czechs because many local industry figures feel increasingly out of touch with modern European filmmaking. The Czech Republic's largest neighbors -- Hungary to the south and Poland to the northeast -- have reaped enormous benefits from recent legislation designed to bolster local and international production.In Hungary, a revamped national film fund is lending fresh support to local projects, and an across-the-board 20% tax credit for local and international productions shot in that nation is boosting movie investment. The incentive helped attract Steven Spielberg's Oscar-nominated 2005 drama "Munich."In Poland, a $30 million annual revolving national film fund for domestic and co-productions -- funded by a TV and advertising levy similar, though lower, to that proposed in the Czech Republic -- took effect in late 2005. It, too, faced fierce opposition from those subject to the levy, but a well-executed lobbying campaign by Polish filmmakers eventually won the day.In the Czech Republic, though, financing -- even for modest productions -- remains a major stumbling block. Last year, producer Pavel Solc had to pull out of a planned Czech-British-German co-production of rising young Czech director Alice Nellis' "Loving Hell" because he could not gather the $3.5 million needed to meet the project's budget."I had about one-third of it, enough to make an average Czech feature but not enough for what is considered quite a small film by European standards," Solc says. "We were due to begin shooting in November or December 2005, but I simply did not have enough for the advance payments that were necessary."That was not the only issue: The film's Czech backers also did not understand why its co-producers needed to pay for insurance and completion bonds. Solc believes that local politicians do not understand or even care about such issues, which he says are precisely those that the failed film law might have addressed. "The film industry is a very special system -- it is not like a normal business," Solc says. "Czech film producers are working because they love film; most barely see any profit, even if their films are successful. We desperately need a fruitful dialogue with politicians where we can explain that Czech producers are not rich guys who smoke cigars and spend their time sitting around swimming pools."CFC head Jana Cernik, a well-known figure on the international film-festival circuit, concurs."Unfortunately, there is no political will on the part of (Czech) politicians to address the problems of the (local) film industry," she says. Admittedly, the impasse between domestic film producers and the Czech government has not affected international productions shooting in Prague: The New Prague Film Studios and Prague's Barrandov Studios -- where Stillking Films recently hosted Sony's upcoming James Bond release "Casino Royale," directed by Martin Campbell -- report strong big-project bookings into next year. Nonetheless, stagnation in domestic production eventually could undermine the Czech Republic's reputation as Europe's leading center for cost-conscious offshore productions, according to Stillking co-founder Matthew Stillman."From an international point of view, there is a long-term threat to the industry," he says. "Foreign productions are profitable for the Czech economy, but that advantage could disappear if the government is not proactive about supporting the industry."Complicating matters further, Stillman cites a new process by which foreign productions must attempt to win tax-incentive support in the wake of a CFC/Czech Ministry of Culture-backed study by London-based consulting firm Olsberg|SPI. The study, published this year, puts forth a vigorous argument that tax breaks for film productions actually would increase government tax revenue through the multiplier effect of increased local spending.NPFS head Tomas Krejci believes that that line of reasoning offers a glimmer of hope amid the gloom that appears to have all but engulfed the local industry."I personally believe that the new government will look at the problem again sometime in the fall or early next year in a law that embraces both the tax incentives together, with support for Czech filmmakers," he says.Strnad, for one, hopes that Krejci is right. FACEBOOK TWITTER EMAIL ME Nick Holdsworth firstname.lastname@example.com @thr AP firstname.lastname@example.com @thr


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The Creation Museum website (CreationMuseum.org) has had a complete overhaul. I encourage you to navigate around the new site and visit it regularly for updated information. As well as a continual stream of new material that will be posted, obviously there will be some fine tuning as the new site is tested. Thanks to Joseph David Advertising and AiG's web team for this great effort. Very soon you will also see a totally overhauled outreach site (for our speakers, conferences, etc.) and the AnswersInGenesis.org website will soon have a new look as it receives a facelift.
Great Museum CrowdsYesterday nearly 1200 guests visited the Creation Museum (more than this time last year) as crowds continue to pour in. Yesterday I spoke twice in the museum and found visitors from many different U.S. states (including Alaska and California), Canada, Peru, and various other places. Praise the Lord! Indications are that our third year will be just as busy as the 2nd year—if not busier!
Religious Freedom Under Attack in the USA?Fox News reports on a situation in California that we have been monitoring and I thought you would be interested in knowing about:
Couple Ordered to Stop Holding Bible Study at Home Without Permit Thursday, May 28, 2009A report on this situation is also available at www.onenewsnow.com/Culture/Default.aspx?id=546112
Pastor David Jones and his wife Mary have been told that they cannot invite friends to their San Diego, Calif. home for a bible study — unless they are willing to pay tens of thousands of dollars to San Diego County."On Good Friday we had an employee from San Diego County come to our house, and inform us that the bible study that we were having was a religious assembly, and in violation of the code in the county." David Jones told FOX News. "We told them this is not really a religious assembly — this is just a bible study with friends. We have a meal, we pray, that was all," Jones said. A few days later, the couple received a written warning that cited "unlawful use of land," ordering them to either "stop religious assembly or apply for a major use permit," the couple's attorney Dean Broyles told San Diego news station 10News…For David and Mary Jones, it's about more than a question of money."The government may not prohibit the free exercise of religion," Broyles told FOX News. "I believe that our Founding Fathers would roll over in their grave if they saw that here in the year 2009, a pastor and his wife are being told that they cannot hold a simple bible study in their own home." "The implications are great because it's not only us that's involved," Mary Jones said. "There are thousands and thousands of bible studies that are held all across the country. What we're interested in is setting a precedent here — before it goes any further — and that we have it settled for the future…"
Thanks for stopping by and thanks for praying


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Source: Far North District Council
The district's three Community Boards have distributed nearly $50,000 in funding this year to Far North sporting, cultural and community groups.
Each year the Council's three Community Boards fund a range of community organisations and events from the Local Grants Fund. The funding aims to encourage community leadership, self-reliance, volunteer work, and new facilities or services within the Kaikohe-Hokianga, Te Hiku, and Bay of Islands-Whangaroa Wards.
Bay of Islands-Whangaroa Community Board has shared nearly $24,000 among four groups. Of that, $13,500 went to Midway Incorporated Northland Day Services Trust to buy a physical therapy machine, and a pool lifting device. The equipment will be installed at Kawakawa's Te Papawai Bay of Islands Community Pool for community use.
The Board also allocated:
- $4350 to youth addictions support group, Be Free Incorporated, to help it attend the Mangonui Waterfront Festival.
- $3130 to Kaeo Festival Group to run Nga Purapura 2019, Kaeo's music, arts and nature festival for children.
- $2900 to Pear Tree Paddlers to stage the National and Regional School Stand Up Paddle Boarding Championships 2019.
In Kaikohe-Hokianga, Taheke Marae was granted $7000 by the Community Board to help purchase aluminium windows and hire scaffolding, part of on-going health and safety improvements being made to marae buildings.
In total, the Board has distributed almost $18,000 this year, including:
- $3700 to Volunteering Northland to assist with annual operating costs.
- $2500 to the Rawiri Love – Smiley Campaign to promote Get Fit Kaikohe.
- $2000 to Hokianga Environmental Protection Group to assist with the Real Food Hokianga festival.
- $1500 to Ohaeawai Taiamai Residents Association to assist with the Taiamai community day.
- $700 to Rawene Golf Club to help with catering for the Hokianga Golf Fun Day 2019.
- $500 to Hokianga Sailing Trust for the cost of replacing life vests.
Te Hiku Community Board has distributed nearly $7000 this year, including $3000 to the New Zealand Offshore Powerboat Association to stage the 2019 NZ Offshore Powerboat Series at Doubtless Bay on 29 April.
It also provided $2970 to Awhina Hoiho, a Kaitaia-based therapy charity, and $1000 to Be Free Incorporated to attend the 2019 Be Free Event at Mangonui.
Community Groups wanting to apply for funding should go to www.fndc.govt.nz/services/community to find out more.


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Phoenix Unicorn Hand Illustrated Card by Sarah Lovell Art
- Description
Featuring a magical, rainbow coloured unicorn on marbled grey background, this beautiful card will delight anyone who loves unicorns. The card is blank inside, so is suitable for any occasion from birthdays to thank you's, to just a note to say hello.
The card is A6 148 x 105 mm) in size and blank inside for your own special message. It comes cello wrapped with a beautiful fuchsia envelope.
Also available as an A3 print.
This card is in stock and ready to ship internationally in 1-2 business days.
Click on the 'SHIPPING AND RETURNS' page below for more details on shipping.
- Delivery Details
Postage costs are calculated by weight and destination.
The total shipping cost will be calculated before you go through the check out process. Please note that 'Sarah Lovell Art' does not make any profit on shipping charges.
We only send by Royal Mail first class service.
We aim to send out any orders within 1-2 business days of receiving them (excluding weekends and UK public holidays).
We ship worldwide.
- Free shipping on all card orders to the UK
- Prints and Colouring Books : £3.50 shipping costs per order
How Do I Exchange or Return an Item?
We want you to be entirely happy with your purchase from 'Sarah Lovell Art' . So if , for any reason, you are not completely satisfied with your purchase(s) please simply return the items in their original condition within 30 days.
To arrange a return, please email us with your full name and address and whether you would like a refund or an exchange.
The cost of returning the item is your responsibility and the item is your responsibility until it reaches us. We will not refund postage cost unless the item is faulty or a mistake is made through us.
We recommend that you return the item using a delivery service that insures you for the value of the goods, such as 'Royal Mail' recorded delivery. You will then be able to apply for compensation of the item is lost.
Please note, we will have to charge for post and packaging on exchanges. We will always inform you before any transaction beforehand.
Any returned items will be refunded as soon as possible upon receipt. We will minus the cost of the initial post and packaging fee. You will be notified by email as soon as this has been done. If a discount was applied to your original order, the amount refunded will be adjusted accordingly.
Please allow 5 working days for us to process your refund upon receipt of the goods. Once we have processed your refund, we will notify you by email when your Paypal account has been credited.
Delivery charges (the amount you paid to have the item delivered to you originally) are non refundable unless you have received an incorrect or faulty item from us.


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|1 Pkg
|Maple Leaf Canadian Craft Okanagan Inspired Garlic And Herb Salami Sliced Meat
|1 Pkg
|Maple Leaf Canadian Craft Montreal Steak Spice Cappicollo Sliced Meat
|1 Pkg
|Maple Leaf Canadian Craft Atlantic Coarse Salt Prosciutto Sliced Meat
|1 lb
|Frico Gouda Cheese
|500 g
|Snowdonia Welsh Cheddar Cheese
|small wheel of L'Extra Brie & Double Cream Brie
|1/4 cup
|Nude Honey
|wheel of Boursin
|1/2 cup
|shelled Pistachios
|box Sabine Baguette Crisps
|1/4 lb
|Green Seedless Grapes
|Artisan Parisian Baguette 475g
|500 g
|Olive Boutique – Castelvetrano & Kalamata
Using a large platter or wooden board arrange deli meats and cheeses. Place condiments in small jar or ramekins. Serve bread and crackers either on board or in a bread basket.
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8: Dopamine neurotransmission and modulation by endogenous opiates
Using the close-up of a synapse, continue using dopamine for your example of synaptic function. Explain that it is synthesized in the nerve terminal and packaged in vesicles. Reiterate the steps in neurotransmission. Show how the vesicle fuses with the membrane and releases dopamine. The dopamine molecules can then bind to a dopamine receptor (in pink). After the dopamine binds, it comes off the receptor and is removed from the synaptic cleft by uptake pumps (also proteins) that reside on the terminal (arrows show the direction of movement). This process is important because it ensures that not too much dopamine remains in the synaptic cleft at any one time. Also point out that there are neighboring neurons that release another compound called a neuromodulator. Neuromodulators help to enhance or inhibit neurotransmission that is controlled by neurotransmitters such as dopamine. In this case, the neuromodulator is an "endorphin" (in red). Endorphins bind to opiate receptors (in yellow) which can reside on the post-synaptic cell (shown here) or, in some cases, on the terminals of other neurons (this is not shown so it must be pointed out). The endorphins are destroyed by enzymes rather than removed by uptake pumps
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Cite this article
NIDA. (2019, November 19). The Neurobiology of Drug Addiction. Retrieved from https://www.drugabuse.gov/neurobiology-drug-addiction
Teaching Packets
Explores the consequences of drug abuse on the brain and body and introduces the topics of prevention, and treatment.


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United Van Lines' domestic container service is available on long distance moves travelling over 700 miles within Canada.
When you move with Burgess Transfer you have the choice of shipping your household effects by van or by United Van Lines container service. Before you determine which service will suit you best, your moving needs must be identified. Moving by containers provides some unique benefits over moving by standard van.
A container is best visualized by dividing a moving van into compartments. United Van Lines containers are loaded by trained professionals. Your moving consultant has more details about guaranteeing the exclusive use of a United container.
Whether you need expedited or delayed delivery, the flexibility of containers can provide it. Using our transit time schedules, you can choose the delivery that suits you at the time of booking your container shipment. Container flexibility can handle most situations. However, when you require short term storage, containers can be stored on a low cost basis.
United's containers are the perfect solution for moves in which short term storage is required. Because we store your shipment right in the container in which it was loaded, your household effects do not have to be reloaded onto a van for delivery when your new home is ready. This means less handling. Your possessions are safer, and less susceptible to accidents.
The financial investment and dedication to the concept of container service for over 20 years has made United Van Lines and its members the leader in container moving systems.


text: Artifact Details Title Mult/IO Rev 0 board Catalog Number 102711630 Type Physical object Date 1980 ca. Manufacturer George Morrow Dimensions overall: 1/8 in x 10 in x 5 1/2 in Description Printed on board is "Copyright 1980 George Morrow". The board is for an S100 bus Category Component/module Credit Gift of William Morrow Lot Number X4608.2008


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Compare Insurance Quotes
About Homesite
Homesite Insurance was founded in 1997 in Boston, MA, and has since expanded across the country, offering coverage in most states. They are a home insurance company, as the name implies and for much of their history offered solely home and renters policies.
In 2014, Homesite became a part of American Family Insurance, and their website now advertises that they also offer term life insurance, auto insurance, and commercial insurance. The auto and life insurance products are actually underwritten by American Family, while Homesite continues to write their home insurance policies. Commercial insurance also appears to be directly underwritten by Homesite.
Homesite Insurance Group has several member companies, and policies may be underwritten by any of those companies depending on where you live.
Homesite products are sold directly online and not through agents – with the exception of those that are through American Family, as an agent may be involved in those. They also partner with major car insurance companies to provide homeowner's insurance in order to create a bundle for their customers – Progressive and Geico are among them.
Homesite Products
Homesite's website offers only basic information on their products, with an outline of standard and optional coverage for each option. Since they do not underwrite auto or life insurance, we will not go over those products in detail – check out our review of American Family Insurance for information on their auto and life products.
Home Insurance
Homesite's base insurance policy for a single-family home includes coverage for the structure and for personal possessions, as well as loss of use and medical payments to others. Unusually, the policy does not appear to come with liability insurance as a standard coverage.
The options listed are extended coverage on the house itself, coverage for special valuables, identity theft, and personal injury protection. While it is not named that way, the personal injury protection appears to be what would be called personal liability at most insurance companies. There is no explanation for this.
The Condo policy, on the other hand, does include personal liability as a standard coverage. In every other way, it is much the same as the home insurance policy, with the exception of the structure coverage that is not needed for a condo. Personal injury protection is again offered as an option.
Like the Condo policy, the Renter's policy also includes personal liability coverage. It also adds mold protection as a standard coverage, which is pretty unusual for this type of policy.
Homesite also offers flood insurance as a separate add-on policy.
Commercial Insurance
Similar to the personal side of things, Homesite does not provide much of a description of their commercial products.
They write General Liability policies, Business Owner's Package policies, and Worker's Compensation as well.
Life and Auto
These two products are underwritten by American Family Insurance. The auto page takes you directly to that company's website for a quote, but the life insurance appears to be sold and quoted by Homesite in spite of being an American Family product.
The life insurance policies offered are both term life, one being a standard term policy and the other an annual renewable policy. Limited information is offered on these products.
Since auto insurance with this company is actually written by American Family, we recommend visiting our review of that company in order to get rate and policy information.
We ran a quick quote for term life insurance, using the sample of a 30-year-old male non-smoker living in California. The coverage amounts offered in the quote ranged from $50,000 up to $250,000, with 10, 20, and 30-year terms available.
A $100,000 10-year level term policy was quoted at $14.90 a month. At 30 years, the same policy was quoted at $22.60 a month. Those rates are reasonable, but not the least expensive we have seen for similar coverage.
Claims can be filed online for almost any of the products offered by Homesite. There is also a toll-free number available. It is not stated whether or not this claims line is open 24/7, but it appears to be given that business hours are not listed.
The online claims system is only accessible by logging into the customer area of the account, which most customers should be able to access easily given they likely purchased their insurance policy that way.
There is a brief FAQ section on claims that cover the basics of the process on the company website. Homesite will assign an adjuster and then send an appraiser out to assess the damage, after which coverage and benefits will be determined.
Life insurance is the one product for which claims information is not listed in the main section. Life claims are handled through American Family – as are auto claims – but that information is only found in the fine print.
Ratings and Consumer Reviews
Homesite has an A+ rating with the Better Business Bureau (BBB). They are not accredited and have a total of 108 complaints closed in the past three years, with 22 of those in the past 12 months.
There have been 316 reviews posted on Consumer Affairs, giving the company a rating of just over 1 star overall. The majority of the reviews are negative. Most of these involve a very difficult claims experience.
Yelp has 12 reviews and a 1-star rating overall. The volume here is not too high, but the complaints are much the same.
A lot of the complaints appear to come from customers that purchased Homesite policies through Progressive or Geico; many of these customers were surprised to learn that they did not actually have a policy with the company they purchased through, an issue that cannot be blamed on Homesite.
The Bottom Line
Homesite likely gets a lot of its business through partnerships with other companies, and they may be a good choice if you are looking to bundle your Geico or Progressive policy. The general lack of details on their products makes it hard to determine what kind of value they offer, and it is, therefore, difficult to form a solid opinion of the company.
For a list of companies that we recommend, visit our Best Insurance Companies page.