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At Shurdington Pre-School we passionately believe that children benefit most from the Pre-School and Early Years experience when parents, staff and volunteers work together in partnership.
This partnership underpins all we do here at Shurdington Pre-School.
Shurdington Pre-School is run by a voluntary Management Committee made up of current and past parents. New parents will always receive a warm welcome at our meetings. We are very much a community Pre-School and rely heavily on the involvement of parents in fundraising and managing the Pre-School. There are many ways you can be involved in your child's Pre-School experience here at Shurdington and we welcome all contributions that fit in with parents' and guardians' other commitments.
Pre-School Journey Book
During your child's time at Shurdington Pre-School we will compile a Journey Book together of their achievements and "Magic Moments". Failure to attend your Parent Rota duties or to make alternative arrangements has a detrimental effect on this system and can lead to a breakdown in the Parent to Pre School Agreement.


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2014's Best Games and Biggest Losers: Hugh Johnson's picks
Game On readers, it's been an honor to write for you this past year. The opportunity to review video games professionally has been a welcome one and I am a truly living a childhood dream.
With 2014 drawing close, I was inspired by John Wenzel's "Best Games of 2014" to write my own final thoughts and rankings on some of the titles that I reviewed this year.
So, without further ado, I present my picks for the top three games of the year — drawn from a sample of games I reviewed — and my three biggest disappointments of 2014.
Let's start with…
2014's Biggest Surprise
Say what you will of "Freemium" games or free-to-play titles that include microtransactions for improved gear and added benefits, but Wargaming.net's World of Tanks offers a great experience for the low, low price of nothing. With multiplayer matches that can hold up to 30 people and an extensive arsenal of British, German and American tanks to research and upgrade, World of Tanks offers plenty of content for players who choose to play completely for free. Of course, spending cash has its advantages but it's not required for a good time.
Runners Up: Strider (PS3, PS4, Xbox 360, Xbox One, PC); Bayonetta 2 (Wii U)
2014's Most Disappointing Games
3. Lightning Returns: Final Fantasy XIII (PS3, Xbox 360, PC)
It seemed that many lost faith in the Final Fantasy XIII trilogy after the first installment introduced stagnant characters and linear gameplay. But for those who stuck with — and perhaps enjoyed — the trilogy, the final chapter was a big slap in the face. Square Enix chose to bog down what could have been a moving finale with a never-ending litany of side missions. Any and all momentum the story had in the first two games dissipated thanks to the flat and disjointed main story headlined by Lightning's monotony. LR:FFXIII crushed what little hope there was left for this maligned trilogy, leaving only relief that it's finally over.
2. Destiny (PS3, PS4, Xbox 360, Xbox One)
Bungie's first project after Halo would have taken the top spot as the year's most disappointing title, but the first three months of Destiny's shelf life have given us more insight into what Bungie intends Destiny to be. Since releasing in September, Bungie has offered up a slew of new content including new weapons, new game types, more factions for players to join and rank up in, and (most important) a pair of six-person raids. These raids are difficult missions comprised of a series of puzzles and battles that require constant communication as each player has a job to do. They truly showcase Destiny at its best. The raids don't get Destiny off the hook, however, as the endgame content (i.e. after the main story) is so obnoxiously repetitive and tedious that even the most patient souls may tire of it. The game requires players to complete the same set of missions over and over. One particular quest asks gamers to complete 25 strike missions in exchange for a powerful weapon. This wouldn't be problematic except players have to trek through the same four strike missions again and again. Destiny isn't a bad game but it isn't great, and while Bungie has made some improvements in the early-going, the game still falls woefully short of our expectations.
1. Halo: The Master Chief Collection (Xbox One)
Ironically, Bungie's IP before Destiny takes the cake for biggest disappointment of 2014. Yes, 343 Industries' revamped Halo 2 visuals are a wonder to behold and the game still plays, looks and sounds like what a next-gen Halo title should be. But the multiplayer STILL isn't working. 343 Industries has released patches and updates to remedy the situation, but the experience isn't up to par with Halo 2's original release, let alone the standards of modern-day gaming. A Halo game without a working multiplayer is akin to a "Star Wars" film having no Jedi or Sith, or a Thanksgiving meal with no turkey (no offense to any vegetarians). While it's a big plus that the game offers four titles for the price of one, 343's inability to safeguard the series' legacy of amazing multiplayer is a colossal failure.
The Nintendo Sweep, a.k.a the Best Games I Reviewed in 2014
3. Mario Kart 8 (Wii U)
In 1992, Super Mario Kart delivered a unique racing experience to Nintendo fans that featured a host of wacky characters from the company's flagship franchise. 22 years and seven installments later, Mario Kart is still as fun today as it was back then. Mario Kart 8 shines by putting an increased emphasis on vehicle customization and offering a much more in-depth and challenging experience. Bolstered by intuitive level design — which includes zero-gravity racing and a host of shortcuts — as well as seamless multiplayer and a massive roster overhaul (including Link from Legend of Zelda) Mario Kart 8 offers a can't-miss experience.
2. Bayonetta 2 (Wii U)
This gory, profanity-infused, innuendo-laced title takes the No. 2 spot because it's an epic action game that pits players against the full fury of the Heavens above and Inferno below. The game follows Cereza (or Bayonetta as she is called) in her quest to save a friend from Hell's clutches. What stands out in this title is the outlandish design of the angelic host and the demonic horde coupled with the sheer power with which Bayonetta eviscerates her enemies. The game also excels at making Bayonetta a unique and powerful figure through a multitude of combos, intense boss fights and visceral quick time events that add to the plethora of action and eye-candy the game already offers. Simply put, Bayonetta 2 is a shocking but very much welcome addition to Wii U's generally family-friendly lineup.
1. Super Smash Bros. (Wii U, 3DS)
With some big-name titles rounding out the list of the year's biggest disappointments, it's nice to know that Nintendo can still deliver an elite gaming experience to a AAA title. Smash Bros. seems to operate under the simple philosophy that more is better. There's simply no end to the fun one can have in the game. Super Smash Bros. expands on numerous old favorites including Stadium mode, Stage Builder, Classic and All Star Modes. The new Smash Tour and Special Orders modes also add an extra layer of fun. Smash emphasizes customization by allowing players to create Miis and alternate versions of characters with diverse movesets.
Of course, the main event is the multiplayer, both local and online. While Smash serves up a solid online experience featuring solo and team play, it's the local multiplayer that received the biggest upgrade. Again operating under the more-is-better motto, Smash Bros. doubled the amount of players that can duke it out on a single console from four to eight. Yes, the game becomes infinitely more hectic and insane but it's a blast, and the best part is Nintendo allows gamers to use six different controllers spanning three generations of consoles. The sheer amount of volume the game has demands high marks. When playing with seven other friends, gamers rarely have to put down the controller and that's a very good thing.
Honorable Mention: Dragon Age: Inquisition (Xbox One, Xbox 360, PS4, PS3, PC)

subset: commoncrawl


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Like your standard strand of Christmas lights...boring and ugly wire. Who wants that displayed on the mantle?
This is one of those holiday crafts that make my home just feel ready for Christmas. It's simple and there's no sewing involved. Just a few basic supplies and should cost less than $5. And it gives your strand of lights on the mantle a real WOW when it's all lit up...
|Mine, not all lit up...but hey it was my first attempt at a holiday mantle
And here it is up close...all pretty and sparkly...
Linked up at:
House of Hepworths ** Wildly Original ** Creative Juice ** Crafty Blog Stalker ** Your Creative Time Out ** Link it Up Thursday **Creative Thursday **I freaking did it ** fabulous fridays ** Fly on By Friday ** keep calm and link up ** Frugal Friday ** frugalicious Friday ** kitchen fun with my 3 sons **create and inspire ** cheerios and lattes **Busy Mondays **Debbie Doos ** Cowgirl Up ** Take a look Tuesdays**
Whatever Goes ** Handy Man Crafty Woman ** Home Decor & Organizing **//


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Collection System Information
Vacuum Collection System
History of Vacuum Collection
Vacuum sewers were first used in Europe in 1882. However, it has been only in the last 30 years that vacuum transport has been utilized in the United States.
In the 1970's, vacuum sewers were still regarded as new and only to be used as a system of last resort. Improvements in the technology along with Environmental Protection Agency (EPA) grants later led to acceptance as an alternative to gravity and low pressure sewers. Currently there are 700 AIRVAC vacuum systems in operation in the United States and in foreign countries, with two of these systems being operated by the City of White House.
Vacuum in the White House System
Due to the design of this system, failures result in the loss of service to multiple customers on the system. Several vacuum mains are located in the rear of the homes. The department's access to this equipment is vital to maintaining service.
If a failure occurs at one service connection, it not only interrupts service at that address but also the surrounding homes. Therefore, the city is presently in the planning stages of reducing the service areas of the vacuum system, with a long range goal of the elimination of these systems.
Low Pressure System
Low pressure sewer systems function in one of two different ways:
Grinder Pumps
The first uses grinder pump stations, which consist of a prefabricated wet well, which is buried in the ground collecting the sewage and housing the pump and control panel. Each residence needs a small grinder pump station to collect wastewater from the home, grind it up, and then pump it into the pressure sewer line to treatment.
The second way is using a network of gravity sewer mains and house services to collect the wastewater and transport it by gravity to a large "lift station" which pumps it into the pressure sewer line to treatment.


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Early Elementary Open House
Thursday, January 30, 2020
Presentations given in the Kindergarten, 1st & 2nd grade classrooms, as well as a school tour.
Faith Heritage School's elementary program is designed to help children grow academically & spiritually.
A Faith Heritage education begins on the firm foundation of God's Word. Each and every subject is taught from a Biblical perspective, so students can grow in God's wisdom and His Truth. Our program includes daily lessons in Bible, reading, phonics, spelling, mathematics, science, social studies, language arts, and penmanship. Physical education, library, computer, art, music, choir and chapel are also essential elements in our program.
Along with the ABCs…at Faith Heritage School, children are taught that God is their Creator and that He has a unique purpose for them!
Come in and see what a difference a Christian education can make for your child.
Space is limited–
Please call 315-469-7777 to reserve your spot!
Welcome Wednesdays!
Every Wednesday– 9 a.m. – 2 p.m.
Join us for a "Welcome Wednesday" tour! This is a great chance to see the school while classes are in session. A tour guide will lead you as you visit classrooms, meet teachers & get a sense of the difference a Christian education can make for your child!
Call to schedule (315-469-7777) — or just stop by on Wednesdays!
Come and see what a Christian education can mean for your child!


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Is your classic furnace or heat pump about to croak? Or do you just want to send to the junkyard your inefficient equipment before it costs you an arm and a leg? WaterFurnace geothermal systems offer a smart alternative for the replacement of older or inefficient equipment in the Columbus, Indiana area. Most units are simple to install and can be installed in areas unsuitable for fossil fuel furnaces. There is no combustion or need to vent exhaust gasses which means our equipment can be installed virtually anywhere.
If you have ductwork already installed in your home, you are starting the race ahead of the pack. If not, we can effortlessly install ductwork so you can enjoy the comfort of geothermal to its full extent. Another heating method to consider is radiant in-floor heating. Imagine walking on heated floors all winter long... We offer a unit that is capable of in-floor heating in association with forced air to provide you with the most comfortable heating possible - all while helping the environment and saving money.
Check out the savings calculator to see how much you can save by switching to a geothermal system!
Advantage Heating and Air has provided Columbus geothermal heating and cooling solutions for many years. We proudly offer Columbus WaterFurnace geothermal systems and stand behind our quality work and products. Call us at Advantage Heating and Air today. We are ready to bring you into the WaterFurnace Columbus geothermal family.


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Statistically, 45 plastic bags per capita were used in Germany in 2016 [1]. In a city like Oberhausen with 210 000 citizens this amounts to a total of almost 10 million bags per year. While some of the plastic bags are reused several times after their initial use, for example as a means of transport or as a garbage bag, most of them directly end up in the mixed waste bin or, as it should be, are fed into recycling via the »yellow bin«, the German lightweight packaging collecting system.
The amount of plastic litter in the oceans is still increasing – in total it is estimated to be 27-66,7 million tonnes [2] – and more and more pictures of starved birds and beached whales with their stomachs full of plastics fragments and bags instead of food are going around the world [3]. That is why plastics, especially in the form of plastic bags and packag-ing, are increasingly becoming a subject of harsh criticism. For many years, plastic bags have been one of the top 10 litter items found during beach clean-ups [4].
Several initiatives, like plastic-free shops [5] or plastic-free cities [6], aim at completely abandoning these products. In April 2016 the Federal Ministry for the Environment, Nature conservation, Construction and Nuclear Safety (BMUB) and the Trade Association of Germany (HDE) signed a voluntary agreement to reduce the use of plastic bags by half in the next ten years. Therein, the participating companies commit themselves to charge their customers a reasonable fee for plastic bags from 1 July 2016 at the latest. .
But how should the subject be evaluated from a scientific perspective? Experts from Fraunhofer UMSICHT have compiled the following facts and assessments.
[1] Gesellschaft für Verpackungsmarktforschung (2017): Ein Drittel weniger Kunststofftüten in Deutschland. Last time checked: 2017, June 28
[2] Eunomia (2016): Plastics in the Marine Environment. Bristol, United Kingdom
[3] Spiegel Online (2017): Müll im Meer: Wal hatte 30 Plastiktüten im Magen. Last time checked: 2017, April 28
[4] Ocean Conservancy (2016): 30th Anniversary International Coastal Cleanup: Annual Report. Washington DC
[5] Utopia (2016): Verpackungsfreier Supermarkt: einkaufen ohne Verpackung. Last time checked: 2017, April 28
[6] IBP - Interkulturelle Begegnungsprojekte e.V. (2015): Unplastic Billerback. Last time checked: 2017, April 28


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We've likely all experienced the dreaded transition time between summer and fall fashion seasons. You know, those days where you're wanting to go for the full fall outfit with a...Read More
Chances are, if you're reading this blog, you love shoes just as much as we do. So let us ask you this: have you ever thought about historical shoes trends?...Read More
No doubt we don't have to tell you that you can never have too many shoes. Unfortunately, though, as many women know, our credit card doesn't always support our shopping...Read More
As a stylish woman with a passion for all things fashion, we know you understand that it's almost impossible to have too many shoes. You of course need various shoes...Read More
Who doesn't love a good weekend, summer road trip (yes, there is a difference between weekend getaway and road trip)? It's been a long work week and you have the...Read More


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Victoria Local Weather
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Weather News
Queensland rain cuts roads and prompts warnings of flash flooding
Parts of Queensland are expected to get 200 millimetres of rain in just a few hours this morning as rain cuts off towns, and brings relief to graziers.
Extreme hot weather to affect Australian Open Tennis finals
With Roger Federer and Novak Djokovic getting through to the quarterfinals yesterday, and a big clash between Australian Nick Kyrgios and Men's Singles World Number One Rafael Nadal tonight, many big names in the tennis world, as well as fans in Melbourne, can expect extreme weather to affect the later rounds of the tournament this week.
Farming to flat whites for young people learning new skills in ongoing drought
In the summer holidays, Beth Ostini would normally be working on the family farm.


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Thank you in advance for your generosity to New American Pathways and the families we serve.
Contribute anytime for a refugee family in need. Here are links to all current wishlists:
Secret Santa Holiday Wish List
Newly arrived refugee families
English at Home program supplies: We ESPECIALLY need Oxford Picture Dictionaries as shown in our Amazon wish list!
Parents as Teachers (families with pre-school age children)
Women's Empowerment (domestic violence program)
There are multiple ways to keep up with our highest needs. See our Highest Need wish list below for our most needed items of the season. You can also check out our Pinterest donations page for our most commonly needed items and our Amazon wish list for shoppable items to be sent directly to our offices.
IN-KIND DONATIONS: We also accept donations to help furnish apartments and provide basic needs and clothing for newly arriving families and others in need. When planning a donation drop off, please call ahead so that we have staff available to assist you.
IN-KIND DONATION FORM: Before you bring your donations, please fill out this in kind donation form. You may add in the value of each item to help complete your taxes. Please bring two copies of the form, so that we can sign one for you and keep one copy for our records.
CLOTHING AND BASIC HOUSEHOLD ITEMS: These small items are accepted in small quantities in our Suite 100 office at the reception desk from 8-11am. on Mondays and 1-3pm Wednesdays. Please fill out the donation form above to save time when you come by. You may also donate gently used adult clothing to Finders Keepers Consignment and ask them to put it on our account so that the organization benefits from sales. You may do the same with children's clothing through Jack and Jill. We do not accept used toys.
FURNITURE: Pick-up of furniture donations is limited to 15 miles from our office and must be scheduled in advance. We are happy to provide a letter of acknowledgement of all donations for tax purposes. Simply download and fill out the form above and submit at time of drop-off. Note: Due to liability issues, we cannot retrieve items from inside your home or apartment. Please place them outside on a porch or in a garage (not near any vehicles). Clearly label the items you want us to take, in case you are not present when we arrive.
Items we do NOT take: mattresses, frames for bed sizes other than twin or full, items with significant rips or stains, incomplete items (such as drawers missing from a dresser), sofa beds or futons, wardrobes or very heavy dressers, pictures and/or their frames, mirrors, decorative items such as vases.
Our highest priority needs right now are:
Clothing/Basic Needs
If you are able to donate any of these items, please contact Marie-Chantal Hakizimana at email@example.com.
If you are able to donate any of these items, please contact Padam Giri at email@example.com. Please share photos of your furniture items so that staff can determine what we can use and evaluate the space needed in storage or a family's home.
DONATE YOUR VEHICLE: Interested in donating your car, truck, motorcycle – even your motor home – to New American Pathways? We work with CARS to do the heavy lifting. Here are the details.


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A freelancer works on a project to project basis, to do the actual work requested, and bills on a project, or hourly basis, depending on the amount of work expected. The freelancer usually works at their own home or office, but - where possible, will often meet with the client ( you ) a few times: At the very beginning of a project, and part way through, if there are special things that need to be done, in my case, such as scanning valuable documents you don't want leaving your possession, or coming to your home or business to find out why a wireless router works intermittently.
The Details
In most cases a Freelancer will have a fixed or hourly price for completing projects, let's say, $25 for designing and procuring print services for a business card, $150 for a brochure, $500-1000 for a website setup and hourly rates for ongoing maintenance. However, at the end of the project, or multiple projects, the project is considered complete, and final payment is tendered. Usually there will be an up-front deposit, and more payment based on milestones, if it a larger project. Even during a project, the Freelancer is free to start other projects with other clients. However, by contract, they are bound to complete the work the client requests.
A Consultant works on your premises - usually a business, and works for a longer term, usually multiple projects, and may retain outside help ( subcontract ) for portions of the work that needs to be done.
In some cases the Consultant may act as an adviser, and manage internal projects, rather than do the actual work; the value is that their expertise will help complete the project where a direct manager may not have the time or expertise to successfully guide their staff through to completion, or process.
While it may sound similar, the key differences are longevity and scope of project(s), and also the possibility of hiring the Contractor as part of your team, to become a part or full time employee. Payment is usually tendered weekly, biweekly, or monthly, and is based on a set hourly rate, regardless of projects completed, as it is ongoing oversight, or advise to the client. For instance, it might be a case where a sales manager needs a trainer to come in and help train crews who are then sent out to various locations, to be replaced by a new set of crew to be sent to more locations. Another example would be to perform " Marketing Services " which would include Branding, Logo development, Print collateral, two or three websites, and launch various social media campaigns.
Of course, you wouldn't lend out money on a handshake and a verbal - "Pay me back each month plus 6% and we'll all be happy".
For Freelancers, the contract is all important. It clearly states the scope of work to be done, and deadlines, and sets expectations for the Freelancer AND the Client. If either party does not live up to the contract, it is considered broken. and each is free to 'walk away'.
The contract can also help determine if work is done on a per hour or per project basis.
It helps define what the responsibilities of each are, for instance if the client is required to produce all graphics and copy for the Freelancer to then arrange, or if the Freelancer is expected to produce artwork, and act as copywriter
(which of course, would be more costly).
So - NEVER HIRE A FREELANCER WITHOUT A CONTRACT.
For consulting, there may not be a contract, but ongoing expectations, where the client stipulates the expectations, and the Contractor is obligated to those stipulations.
As such, if I am already contracting for a client, I will let you know and advise you to find another person for the project you wish, as my sole purpose in life will be to fulfill the life-cycle of the clients ongoing requests. Sort of like 'real work'


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Created by Ozark Public Television and narrated by award-winning actress Tess Harper. This video is a must-have for fans of all ages. Buy this Video!
Copyright Laura Ingalls Wilder Historic Home & Museum 2013
The Laura Ingalls Wilder Historic Home and Museum and The Wilder Home Association are 501 (c) 3 Non-Profit Organizations.
This institution is an equal opportunity provider and employer.


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Job Description
- Highly varied Brand Management role.
- Work within the beauty/cosmetics industry.
- Drive the NPD plan.
What you'll be doing
You will be responsible for developing and implementing the brand marketing plan, support the development of strategy across the full marketing mix, and manage comms, PR and the NPD program. You will take management of the brand to maximise profitability, evaluate internal and external market and consumer trend data to make key strategic decisions.
NPD opportunities will be identified with a full commercial business case presented to the management team, you will then execute agreed NPD projects to achieve profitable brand growth from concept through to implementation. Marketing collateral must be generated to support local marketing initiatives including selling tools and retailer literature, and you will manage third party agencies to oversee PR and digital activity including social media and brand websites.
As well as this you will attend retailer meetings when required and off site events and exhibitions in the UK and Internationally. This is a very hands on role, and you will even get involved in photoshoots including the casting of models and choice of model imagery use. You will provide regular brand updates and report monthly on UK spend. It's a big role!
What experience you'll need to apply
- Strong brand management experience including strategy development
- Ideally come from an FMCG environment
- Good experience of NPD from concept through to launch
- Strong project management experience
- Highly commercial with good numeracy skills
- A strong written and verbal communicator
You will be working in a large team with great offices and in an environment that will truly reward your hard work. With a competitive salary (£35-£45k) and good benefits package, you will work with some great brands and take ownership of the future direction whilst managing the budgets. If you're looking for a role with a lot of variety that offers a long term career then look no further!
What's next?
Are you excited by this challenge? Then apply now or contact Chris (01179 269530) for more information.


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"Nor have they provided anything approaching a coherent explanation about why they have not paid, or any indication if they will ever pay or even make a coverage decision, implying that Kanye's use of marijuana may provide them with a basis to deny the claim and retain the hundreds of thousands of dollars in insurance premiums paid by Very Good," states a complaint filed on Tuesday in California federal court.
"The stalling is emblematic of a broader modus operandi of the insurers of never-ending post-claim underwriting where the insurers hunt for some contrived excuse not to pay."
West originally planned a "Saint Pablo Tour" consisting of 38 events between Aug. 12 and Nov. 2. His managers reached out to Lloyd's to get "peace of mind" in case cancelations needed to occur.
West made most of the concert dates but was forced to cancel two concerts when his wife, Kim Kardashian, was robbed at gunpoint in Paris, France on Oct. 2, 2016.
Thanks to the success of the tour, though, additional dates were arranged. The second performance during this leg of the tour is where everything started to fall apart.
In San Jose, West told the crowd, "I said something that was politically incorrect. I told you I didn't vote, but if I were to have voted, I would have voted for Trump."
He was booed.
Two days later, West appeared for a concert in Sacramento and launched a 15-minute tirade about various public figures, including Beyonce ("I was hurt 'cause I heard that you said you wouldn't perform unless you won Video of the Year over me"), Jay Z ("I know you got killers. Please don't send them at my head") and Hillary Clinton ("This Saint Pablo tour is the most relevant [thing] happening. If your old ass keeps following old models, you'll be Hillary Clinton").
West's lawsuit addresses this latter concert and notes the "strained, confused and erratic" behavior in Sacramento, as well as the decision made the following day to cancel the balance of the tour and issue full refunds. He was soon hospitalized at UCLA, and the insurance companies were informed and later provided with sworn testimony from his primary physician there that West suffered a debilitating medical condition that required he not tour.
But that wasn't good enough for the insurance companies, to pay him his claims, according to the suit.
"Almost immediately after the claim was submitted, Defendants selected legal counsel to oversee the adjustment of the claim, instead of the more normal approach of retaining a non-lawyer insurance adjuster," states West's complaint. "Immediately turning to legal counsel made it clear that Defendants' goal was to hunt for any ostensible excuse, no matter how fanciful, to deny coverage or to maneuver themselves into a position of trying to negotiate a discount on the loss payment."
West's court papers reveal the extent to which he has been attempting to convince the insurers that his mental breakdown was indeed real.
"While Kanye was still under medical care for his disabling condition, the Defendant syndicates demanded that Kanye submit to an immediate IME," states court papers, referring to an independent medical examination. "Kanye was made available for a purported IME by a doctor, hand-selected by the insurers' counsel, who was predisposed to look for some reason to deny the claim. Yet even Defendants' selected doctor had to admit that Kanye was disabled from being able to continue with the Tour. As demanded by the insurers, Kanye was also subsequently presented for an examination under oath ("EUO"), and at least eleven other persons affiliated with Kanye and Very Good were similarly presented for EUOs."
The new lawsuit accuses the insurers of leaking private information regarding the singer to news outlets.
"Plaintiff is informed and believes that the 'planting' of the Confidential Information with news outlets... was part and parcel of Defendants' efforts to impair Plaintiff's rights to the indemnity payments due under the Insurance Policies," states the complaint, which nods to a non-disclosure agreement between the parties.
And so West has filed a lawsuit alleging breach of contract and breach of good faith and fair dealing against the various entities including Cathedral Syndicate.
As West's lawyer Howard King writes, "Performing artists who pay handsomely to insurance companies within the Lloyd's of London marketplace to obtain show tour 'non-appearance or cancellation' insurance should take note of the lesson to be learned from this lawsuit: Lloyd's companies enjoy collecting bonteous premiums; they don't enjoy paying claims, no matter how legitimate.


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This week on The Main Course, Patrick interviews Marian Burros, food columnist for The New York Times about her life's work and many accomplishments as a journalist. Patrick and Marian discuss regulations in food production and how they need to change throughout the country. Later, Marian takes us through the U.S. Presidents' first state dinners, and explains how each President's dinner differed from the others. This program has been sponsored by Tekserve. Today's music provided by Cookies.
"Since the 60's, the things that I decided to stop eating, I still don't eat, and the things that I thought were not good for you, I still don't eat or I eat very little of them." [12:30]
"I still think wild salmon is better for you because of the nutrients that it has, and farmed salmon does not have, because they don't eat the same way. " [16:40]
"There's nothing that you shouldn't eat, unless it's going to poison you. You just have to eat the right amount of it!" [44:00]
Marian Burros on The Main Course


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Your Local Scheme
Lakewood road
Scheme information
A Neighbourhood Watch scheme for the residents of Lakewood Road, Bristol.
- the scheme doesn't have a website
Scheme Website
Scheme coordinator
David Manaei
My family and I have lived on Lakewood Road all my life. I love our road, and want to keep it the best road in Bristol. There are not many places surrounded by a lake and a wood in such an urban area.


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I came across this article (That one, above, click the link and read. I'll wait.) today which I found really interesting. There's a new law in Georgia intended to combat childhood obesity. Students will be weighed in PE classes, and their BMI information will be sent home to their parents. The information is also being reported to the state. There's definitely an element of privacy/ personal rights and responsibility here, but that's not something I really see as a huge issue. In the age of Facebook, Twitter, and the airing of your personal business all over the internet, I often struggle to buy into the invasion of privacy argument. I'm not saying that isn't a concern for some: just that it's not a concern for me. My concern is whether or not this is an effective method or a wasted effort.
I tend to agree with one of the individual, Randy Weiner, who was quoted in the article. I don't necessarily think it's a bad law, particularly because the information is being provided to parents not the children themselves. I think the intention is good, but ultimately I don't think it will be highly effective. If the parent's don't value good health and nutrition then giving them information about their child's BMI probably isn't going to change much.
While I think much of the responsibility for childhood obesity falls to the parent's, I do think schools can impact change. Personally, I think the more effective way for schools to combat childhood obesity is through education, better nutrition in school lunches, and increase activity for students. Those are the kind of laws I would like to see passed because those are the kind of laws I think would have the biggest impact overall.
Honestly, I don't think there's any sort of "quick-fix" or immediate way to reduce childhood obesity. Obesity in general is deeply ingrained in our current culture, and I think it order to really impact change, we need to be focusing on more long-term efforts like educating our children so they can, hopefully, grow into healthy(ier) adults and raise children who are healthier than they were.
What do you think? Do you think this is a good law? Do you think it's an effective way to impact change in the current childhood obesity rates? I'd love to hear your thoughts!


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Chris Tymchuck now leads the estate planning & probate department at SeilerSchindel
Unique Legal Blog
What Is the SECURE Act?
Elder Care Mediation Series, Part 2: An Example
Elder Care Mediation Series, Part 1: What Is It?
Chris prepared an Estate Plan for my partner and I. I work in the legal field but know very little about Estate Planning. Chris met with us on several occasions describing our options and asked many questions to determine our needs. She was patient, but touched base periodically to keep us on task. She made several recommendations and explained her reasoning thoroughly. She also provided insight into tax laws and displayed a strong knowledge of these and their ramifications. She responded promptly to follow-up questions and put together a comprehensive package for us. She provided clear and easy-to-follow instructions during the planning phase as well as during finalization of the documents and our responsibilites thereafter. I Greatly appreciate her desire to make sure my partner and I both understood our options and were 100 percent comfortable with our final decisions. Thanks to Chris, we now have protection in place for each other, our assets and our last days on earth. She provided great service at a reasonable cost and she has become part of our family through this process. Eric & Ryan
Chris provided my family with much-needed expertise and professionalism during the probate process after losing a loved one....I was so impressed with her work, I decided to have Chris help my mother with estate planning. Again, her efforts were thorough and professional but with just the right amount of humor in her approach to make my mom feel good about this difficult topic. She put both of our minds at ease knowing that final wishes will be clearly spelled out. Chris is truly one of a kind and I give her my very highest recommendation to anyone needing help with their estate planning.Donald H.
We went to Chris with questions about trust vs will and what was the best options for our needs. Chris listened and asked questions. She was attentive, engaged and made suggestions that were tailor made for us. In addition to her expertise with estate planning, I really appreciated her insights about being proactive in our affairs. She clearly explained everything with grace and humor. I have had occasion to work with attorneys before working with Chris, and I can say without hesitation she is one of the most knowledgeable in her field. She also has an excellent understanding of people and life situations that provides a depth and quality to her information. She is thorough and diligent in preparing documents. I would enthusiastically recommend Chris Tymchuck to my friends and family! Stephanie H.
Chris helped me work with the court and title company to sell my parents' home when I learned it was subject to a Medical Assistance lien...her assistance was well worth the fee...She was involved at every step of the process and kept on top of the court, county and title companies until the deal was done. Her participation had a calming effect in just knowing I had someone watching out for me even though I live in a different state. Chris W.
Chris provided my family with much-needed expertise and professionalism during the probate process after losing a loved one. Her insight and wisdom was invaluable in making sure that everything went as smoothly as possible. Given that I was the personal representative for the estate, I knew that I could trust her to provide me with advice and support to successfully complete the probate requirements. Chris always responded quickly and thoughtfully to my questions throughout this experience.
Donald H.
After our daughter was born, my partner and I knew we needed to make legal arrangements to protect our family. Chris helped us figure out everything we needed to do, walked us through the decisions we needed to make, and did a great job explaining all of our now-indispensable documents. Thanks to Chris, we know our daughter will be taken care of if anything happens to us.
Jessica and Penny
If you are a same-sex couple that understands the importance of a carefully constructed estate plan, but have uncertainty about your legal rights or simply don't know where to begin, contact Chris Tymchuck. She lead us through the adoption process, and eliminated guesswork when creating legal documents that protect our family including wills, health care directives, and powers of attorney. Estate planning can be challenging, causing undue stress and anxiety. We have peace of mind with Chris as our trusted advisor, and recommend that you work with her to assure that you have confidence in your plan as well.
Julie G.
Sunday, December 10, 2017
With a law practice named Unique Estate Planning, what do you think the answer will be?
Seriously though, trying to do your own Minnesota estate planning is just asking for trouble. An estate plan is far more than a piece of paper that leaves your best friend your bike. It requires real planning. And legal knowledge. Guardians for children. Wills or trusts? Tax issues. The list goes on. Could you really be comfortable relying on a canned internet form? Would you sleep at night or wonder if you've done yourself and your family a disservice?
Sure, we'd all be lost without the Internet. It allows us to look up and access information in an instant and gives us video tutorials on how to remove a splinter, unjam the printer, and other helpful information.
But you can't always trust Internet advice and following it can actually worsen a situation. Then, when things go horribly wrong, what will you do? The key is knowing when it's time to trust a professional. And in virtually all medical and legal matters, it's safest to trust those who've been highly-trained and educated in the profession. In the case of a DIY Last Will, you may be gone before the damage is noticed or can be undone and your family could be vulnerable.
Not only do laws differ from state to state, and constantly change, but every person's family and financial situation is… unique… and only an experienced estate planning attorney can prepare a comprehensive plan that will accomplish the client's wishes and provide best for the future of their family after they are gone. It's the attorney's job to ask all the right questions, see the possible "red flags" of a future will contest, and gather all the necessary financial and other information to craft a proper plan. There are tax considerations, Medicaid planning, special needs trusts and (even pet trusts) that might need consideration. LGBT families also have unique estate planning needs.
A single online form could be disastrous.
Not only that, but a will drafted by an attorney generally stands a better chance of being upheld in the event of a will contest down the line than a do-it-yourself form. There is a misconception that an estate plan has to be expensive, but a DIY will has the potential of being far, far costlier. So, unless it's midnight on the night before you're flying off on couple's vacation and you're desperate to have "something" in writing as a temporary fix--so your kids don't end up being raised by your in-laws-- make an appointment with a skilled estate planning lawyer and skip the canned form.
People are often initially uncomfortable with the idea of estate planning because it forces them to face their inevitable death or possible disability, but most report having great peace of mind once it's done--knowing their wishes will be followed and that they've properly provided for their family's future.
If you are interested in preparing an estate plan, or have an existing plan that needs to be revised, step away from the computer and let Unique Estate Law help. Contact us for a free consultation. With offices in Bloomington and Minneapolis, we represent clients throughout Minnesota.
Previous Posts
How Long Does Probate Take in Minnesota?
Impact of Court Challenge of Minnesota Trust Taxation
Grounds for Contesting a Will
Minnesota Trust Taxation
Probate and the Personal Representative, A Series: Part IV, Does the Personal Representative Fee Get Taxed?
Probate and the Personal Representative, A Series: Part III, Does the Personal Representative Get Paid?
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Jennifer Reside is a board-certified doctor of audiology. Her specialties include hearing loss, hearing aids, aural rehabilitation, hearing protection and dizziness.
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Wednesday, 18 April 2012
Back in touch (again)
Well, maybe not quite. More like damp, chilly evenings and yours truly huffing and puffing his way through a first touch rugby session of the so-called summer.
Last night was the first practice session (we've a couple more before the 'season' kicks in) and the turn out, considering the weather conditions, was nothing short of phenomenal - which bodes well for the season but which might present the organisers with a logistical headache. Anyway, last night a few old lags mixed in with some touch rookies and it worked out pretty well. Nothing too taxing but enough to get the old heart and lungs working again as I emerge from my winter hibernation.
It very much looks like the bulk of last year's team will be back in the saddle. This year the team name has a working title of 'The Bridesmaids' on the basis that we've finished runners-up the last 2 years (always the bridesmaid, never the bride). No, I didn't get it first time either.
Watch this space…
1 comment:
- tinlegs said...
Last two games of the season so I intend to go mad and them relax over the close-season - touch rugby is for the youngsters, far too fast!
- 19 April 2012 at 15:13
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Ever since a well-meaning individual tried to convince me of the merits of Dispensationalism,[1] I have done my best (when I have the spare time) to become acquainted with its ideas/teachings/hermeneutic/etc. I do this because I want to be sure that I am either accepting or rejecting something for the right reasons. That study began just over 6 years ago, and I'm sure it will continue for many more–and I'm okay with that.
What I'm not okay with are the repeated attempts by some Dispensationalist scholars to (try and) substantiate a position or interpretation that is otherwise passé or even unsustainable. In particular, I am thinking of the twin (and necessarily linked) ideas of: 1) a clear and essential distinction between Israel and the Church, and 2) the pre-tribulation rapture of the Church. To put it mildly: both of these are crap (especially the second one) and there is no biblical support for either one–or both. The only way one reaches something remotely close to these ideas is if one presupposes the "truth" of both and then imposes them onto a small handful of text(s) that supposedly teach them.
However, throughout 6 years of studying Dispensationalism and reading through countless books and articles on the subject, I cannot begin to recall the number of times I've seen people still trying to uphold these two points and claiming them as taught/supported/proved in the Bible. I cannot, for the life of me, understand why this sort of thing persists. The only guess I can fathom is that such scholars are seeking to preserve loyalty to Dispensational teaching rather than allowing Scripture to speak for itself. (That may be a tad extreme…). One fairly recent example should suffice, which comes from an article by the late Zane Hodges (1933-2008). Please note the assumptions and presuppositions driving his entire line of argument:
A growing number of evangelicals question the doctrine of the Pre-tribulation Rapture of the Church, claiming that the New Testament nowhere teaches it. Even proponents of the Pre-tribulation Rapture often defend it as if it results from a series of inferences drawn from scattered biblical texts. Or, they may cite a few isolated proof-texts (like Revelation 3:10). Unfortunately, few pre-tribulational expositors attempt to justify this doctrine by appealing to a coherent exegesis of an extended passage of Scripture. Yet, the apostle Paul directly teaches the Rapture of the Church as a deliverance before the Great Tribulation's judgments in one such passage, 1 Thessalonians 5:1-11.
–Z. Hodges, "1 Thessalonians 5:1-11 and the Rapture," CTS Journal 6 (2000): 22
There are so many things I could say about this paragraph, but for the sake of my own sanity I will confine my remarks to Hodge's final point: "the apostle Paul directly teaches the Rapture of the Church as deliverance before the Great Tribulation's judgments in one such passage, 1 Thessalonians 5:1-11." Let me see how I can say this… Paul teaches no such thing–not in 1 Thessalonians 5:1-11 or anywhere! (I think that works). In order to say that Paul does teach such a thing, one has to presuppose a clear and essential distinction between Israel and the Church, which further presupposes (and requires) separate divine agendas for each, and then read 1Thess 5.1-11 through that lens. Moreover, one has to do all of this in spite of the fact that Paul would never endorse that twofold presupposition–in fact, his arguments (elsewhere) about "Israel" and the church obliterate the foundation for such a distinction. Thus, if Hodges is going to follow the principle of "interpreting Scripture with Scripture", then he's going to have a difficult[2] time squaring what Paul does say about "Israel" and the church with what Dispensationalism assumes the Bible/Paul says about them.
I'll finish reading Hodges article, primarily because I already started it but also fairness dictates I consider the whole of his argument. However, I have terrible suspicion that it's going to be nothing but a Dispensationally-driven eisegesis of a Pauline text that deserves more respect than that.
[1] I should point out that, based on several conversations with the individual noted, the "Dispensationalism" in question is an amalgam of the Classical and Revised (or Modified) varieties.
[2] On this point, I'm being kind.


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MSM Penny Wars was a huge success. Over $1,023.00 was raised for the American Cancer Society in memory of MSM Salesman Tom Elwood. This two week event was great fun for all involved. The company was divided into 6 teams: management, administrative and 4 sales teams. The goal of the event was for each team to have the most pennies in their team jar. Each penny was worth +1 point. Each silver coin or paper money in the jar was worth negative its value. The teams were required to strategize as to where they wanted to deposit their donation. They could put pennies in their own jar, but which team should they target with the silver? The losing team was required to wear formal wear to the office on May 27th.
It was a close race until the end. Most thought it was the managers that were going to lose. Their jar was filled half way with silver coins by the end of the first week. But no one anticipated the power of the paper money. The last day a rogue $50 bill was placed in a sales team jar with very few pennies to counter the negative points of the $50 bill. Then the game was on! Each manager as well as other sales people targeted a single sales team and by the end of the day, Sales Team 5's jar was filled with paper money.
This fun competition not only provided a great team building experience for the company but allowed MSM to honor one of its employees by raising a significant amount of money to be donated to a great cause, the American Cancer Society.


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Tuesday, November 18, 2008
been working
I've been working long and hard on my countdown to chirstmas book and I'm really liking the way it's turning out I really must post some pictures. I am so glad I followed Ali on this venture It really looks like its going to be a book to be proud of in the years to come. I can't wait to start putting pictures and journaling it is going to be a great book.
Saturday, November 1, 2008
been a while
havent been here in a while, been very busy scrapping and other things, well first off I have decided to join Ali Edwards in her December Daily challange I have to make or find a album that will have at least 25 pages or more number them all 1 - 25 and wait for december to roll around, when it dose I will post a picture and journaling for every day in December, that should be one pretty mean book
This is Ali Edwards book for 2008 its suppose to be about texture, telling your christmas 2008 story about being there in the moment and being able to document the here and now when it happens. If I can keep up this will be a very special book for my family. Wish me luck I'm gonna work one it once I get from under this dryer.
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How I Deal with My Anxiety and Depression in the Colder Months
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Ironically as I write this, Michigan is in the middle of a serious snowstorm. We've already have nearly a foot of snow on the ground with more on the way. What better time than to talk about how the winter months affect my anxiety and depression, huh?
Whenever I start to feel anxious or down, I always take a bath. The hot water warms me up both inside and out and I feel immediately relaxed and at ease. I light a candle, dim the lights, and take time to just breathe.
The feeling of an endless winter subsides a little when I do something in the snow. If you can't beat it join it, right? I try to get out of the house, get some fresh air, and embrace the winter wonderland. Of course I bundle up beyond belief, but going for a walk or playing in the snow makes it a lot more bearable.
This winter, regular yoga practices have been a complete game changer for me. It's designated time during my day to become grounded. I feel stronger, more centered, and more focused. It's helped with my anxiety immensely and in ways I never expected. It's definitely something I recommend if you suffer from anxiety as well.
Nothing beats the winter blues like having things to look forward to. In the colder months I always try to schedule some parties, events, or outings so I have things to get excited about each week. That way I don't feel like I'm constantly trapped inside or that the days have no point and just keep repeating themselves.
Don't be too hard on yourself if you need to take a day in bed or don't have as much motivation to do things as you usually do. Winters are always the hardest on my anxiety and depression. I cut myself a little slack, watch a bit more Netflix than usual, and try to focus on the positive as much as possible.
If you have depression or anxiety than you already know that it's a "take it day by day" kind of thing. When it's cold out I drink a few more chai lattes, take quite a lot of baths, and snuggle with my cats. Plus I remind myself that it won't be cold forever. That always helps.


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The healthier and happier YOU are, the more successful your business will be…My husband has a favorite saying…"If mammas happy, everyone's happy". This applies to each of you, not only in your life, but in your business too! The healthier you are the happier you will be; the healthier and happier you are, the more focused and driven you will become; the more focused and driven you are, the more successful you will be.
So yes, I certainly wish for everyone to be healthy and happy, but I wish even more for your individual success…for it is everyone's individual success that amplifies the success of the entire skin care and beauty profession. With that in mind, start the year off right, and begin with the driving force behind accomplishment and success for 2013…YOU. Do what it takes to wake each morning with a smile on your face, a simple smile. Life is really quite simple, it's only people that make it so difficult.


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The beautiful work of artist member Margolit Steiner.
8.5″ x11″ Colored Pencil on Paper – Signed by the artist. This drawing is created with two colored pencils and is on Moleskine Sketchbook Paper (acid-free).
This sensitive three-hour drawing is from our Sunday Long Pose Session on February 18th, 2018. This signed drawing is of our wonderful model Pearl.
The drawing is shipped directly from the artist and is unmatted and unframed.


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After reading the Alexis book, I read a book called The Summer I Lost It. The description says "Kat is just like other fourteen-year-old girls. Except this summer, she's spending four weeks at a Health Camp . . . otherwise known as fat camp. Can she lose the weight she needs to be able to do the things everyone else does? Or will she let her body control her?" Sounds okay, right? Yeah. It wasn't. First of all, she doesn't go to camp - her parents won't let her. She DOES start going to a gym and develops a crush on another kid who's going there. I feel like the fact that the description doesn't even tell the truth is probably not a good sign. And really, as I kept reading I kept getting more and more annoyed. I understand that children need to eat healthier and that we have a problem with obesity in our culture. However, the way this book handles things left me thinking about the impressionable kids I interact with daily. The ones who WILL starve themselves to be thin, the ones that I have had many conservations with about eating. This book focused on counting calories and working out daily and while that's all fine and everything, I could see it sending a message to the wrong group of kids. Plus, it was boring. I don't often feel bored, but I could have given up in the middle. I kept going hoping it would get better. It did not.
After that, I had a bit of dread heading into my next book to review. This time I went with This Girl is Different. There wasn't anything about this one that I didn't like. It was well written, fast paced and interesting. The description is "What happens when a girl, homeschooled by her counterculture mother, decides to spend her senior year in public school? First friendship, first love—and first encounters with the complexities of authority and responsibility." I was impressed by the plot, the friendship, the relationships in this book. This is a book that I would love to add a copy to my library for higher level readers, there is some mature content, but done in an "okay for the 13+" crowd way. The main character, Evie, grabs your attention from page one and it's hard to put the book (or kindle!) down until you've found out what happens to her during her first year in public school, her senior year of high school.
I received review galleys from NetGalley for both of these books. This in no way influenced my opinion, other than introducing me to a couple new books. The links in this post connect to my Amazon Affiliate account, meaning I earn a few pennies if you buy through them.


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At this point, the science is clear. Soft drinks have a devastating impact on your health. Sugary drinks are the leading cause of obesity in America. Study after study has shown that soda contributes to weight gain—and the resulting medical conditions linked with obesity, including heart conditions, diabetes, and high blood pressure. Other studies have teased out a link between sugary drinks and infertility and skin conditions!
It's not easy to figure out why soft drinks are so bad for you: you're drinking liquid sugar, and sugar is stored as fat. Sugary drinks are also a lot worse than a rich dessert, because food also contains healthy fats, proteins, and fiber, improving your ability to digest sugar. Sweetened beverages are, for the most part, sugar and water—and goes straight to your gut. Natural sugars trigger your cells to get ready to store energy, anticipating the instant boost from fructose or glucose. Too much sugar and you're in trouble, and pop is definitely packed with too much sugar! When sugar can't be used as fuel, it's converted straight into fat. Artificial sweeteners in diet soda don't help, either; hundreds of time more potent than sugar, they trick your body into thinking it's getting a rush of sugar and start storing fat.
The result? Weight gain and health problems. Drinking just one can of pop, sweet tea, or sweetened juice per day can lead to increased body fat. Diet soda doesn't work, and diet drinkers still experience weight gain. Cutting out all sugary drinks can lead to weight loss, a decreased waistline, and reduced risk of obesity and the related health conditions.
If you're having trouble kicking the habit, think about using green tea or black coffee for caffeine and flavored sugar-free sparkling water for that feisty fizz. Cut back on pop and you can see serious health benefits.


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Copper Radiator II PRO - 240 mm
- With its compact design and excellent cooling performance
- the Magicool radiators become top choice of water cooling users.
Stock Code: WC-013-MA
MPN: LC-Radi240S
Manufacturer: Magicool
+44 (0)1782 44 44 55
Copper Radiator II PRO - 240 mmAs a professional OEM manufacturer in Computer liquid cooling area, Magicool´s product line covers full range of liquid cooling components, including different size of heat exchangers, water tanks, pumps, cooling blocks and accessories. Excellent price-performance ratio and reliable quality make Magicool products unique.
With its compact design and excellent cooling performance, the Magicool radiators become top choice of water cooling users. The copper fins are specially designed for silent fans, while the parallel coolant channels reduce liquid resistance to a minimum. On both sides of the radiator M3 threads are integrated to allow flexible fan mounting, on top chamber both G1/4" threads allow easy installation of all common fittings and barbs.
- Material: Copper fins
- Brass chambers
- Dimensions (LxWxH): 315 x 120 x 46mm
- Connectors: G1 / 4 (Standard)
- G3 / 8 1/2 (optional)
- Weight: 999g
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The violent two-car collision happened at 2:45 a.m. on the northbound side of the freeway, just south of Bellflower Boulevard, according to officials from the California Highway Patrol.
It appeared a truck slammed into another car and caught fire. At least one person died at the scene and it was not known whether anyone else was injured or hospitalized.
The identity of the victim was not released, and the cause of the crash remained under investigation, the CHP said.
Several lanes of the 405 North were shutdown overnight and reopened by 8 a.m.
SIGALERT CANCELLATION IN LONG BEACH: NB I-405 SOUTH OF BELLFLOWER BLVD - ALL LANES OPEN— CHP PIO - LA County (@CHPsouthern) April 9, 2017


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In order to best serve our patients, we are participating providers for: Blue Cross/ Blue Shield, Regence, Premera, Cigna, United Health Care and Medicare. We do NOT accept: Provider One, Medicaid or Molina.
We can also request a 'gap exception' from any insurance that we are not a current provider for. A 'gap exception', if granted, would allow in-network coverage for you if your plan does not have a qualified 'in network' provider in your area.
Most insurance plans cover oral appliances, and your out-of-pocket costs typically range from $0 – $900.00 depending on whether your deductible has been met. Our sleep coordinator will check on the estimated coverage for you and discuss an estimated cost before scheduling you for the appliance fabrication. We also offer extended payment arrangements through Care Credit, and can arrange for special fee allowances for those patients who do not have medical insurance. We want to make it as affordable as possible for you to enjoy a long healthy life that starts with getting a good night's sleep.


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Tax Penalties on Retained Earnings
A dividend is a share of corporate earnings distributed to shareholders on a regular basis. Shareholders typically report this income on personal income tax. However, a corporation that holds on to retained earnings in lieu of paying a dividend may face an additional tax liability.
United States tax laws do not allow a company to retain its earnings when doing so is for the purpose of allowing shareholders to realize gains in the value of stock without having to pay taxes on distributed dividends. Certainly, corporations are allowed to retain earnings for the running of normal business operations but this amount must not exceed $250,000.
Sums of retained earning exceeding $250,000 are subject to a penalty tax if it is found that retained earnings were not necessary for the operational needs of the firm. Reasonable operations include buying assets, paying off debts, reinvesting in plant and equipment, etc.. Although the penalty is not often imposed, the threat of such a penalty is real and affects the financial decisions made by a firm's managers.
The significance of the tax penalty is a matter of financial self-interest for stockholders. It may be that the payment of dividends dilutes an investor's financial position both because the value of shares of stock is reduced after a dividend payout and because dividends are taxable income on the investor's personal income tax.
When considering financial position, the wise investor is always aware that value is more important than wealth in the short term because an asset can always be sold. Receiving dividends may be appealing because it represents an actual cash flow in the investor's direction. However, payment of dividends that dilute stock value may put the investor in a worse position than if dividends were not paid. An investor must weigh the cost of holding on to stock just prior to dividend payouts; the investor must always consider the financial position of his/her stock before dilution occurs.


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The location of your business is arguably the most critical factor for its success, our advice at Coldwell Banker Commercial Sunstar Realty is… "Do not rush into a leasing agreement without getting the information you need". This can be a costly mistake, but it's easy to avoid if you're aware of what to look out for.
Our team at Coldwell Banker Commercial, Sunstar ...


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biOx is a leading provider of dust, odour and cooling control equipment for large scale industrial projects and manufacturing sites in New Zealand and Australia.
With over 20 years' combined experience across Australia and New Zealand, biOx understands the needs of many businesses that are confronting these dust and/or odour control issues. We firmly believe we have the best dust suppression solutions on the market, and by partnering with International Leaders in the industry, we can apply our knowledge and solutions to your business improving your operations, eliminating risk and ultimately having a positive impact on your bottom line.
biOx is committed to assisting businesses to find the best solution to meet their needs whether in Australia or NZ:
- Saving time by employing the best solution and not having staff or management consumed by solving problems we have encountered before;
- Saving money, by deploying fit for purpose equipment.
- We reduce the HSWA risk to you, your staff, the environment and your property by utilising specialist solutions that work.
- Making money – allowing you to focus on your core business while we worry about the best solution to meet your business needs. It's what we do best!
- Reduce business risk – people, property and the environment – by deploying a system designed for your operation and proven to work.
Please feel free to contact us to discuss, or have a look at the various equipment detailed on our website. We have a large selection of units available for hire on both sides of the Tasman, so you have the added security of trying before you buy!


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The village is a member of the Les Plus Beaux Villages de France association ("The most beautiful villages of France"), and is actually where this association was created. Its one of the most visited sites in the Limousin.
It is stop-over point along the route of the El Camino de Santiago.
|A little statue to that St. James fella up on high. He's the son of Zebedee apparently who I thought was just a character in The Magic Roundabout until now.


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News for the MATLAB and Simulink community
October 2019
Signal Processing and Advanced Image Reconstruction Improves Cancer Treatments
"A cancer cell emits a signal. So why can't we just shoot right back with radiation to destroy it?"
R2019b delivers new features in MATLAB, major updates to Simulink, two new products, and updates to all other products.
Highlights include:
- Simulink toolstrip for accessing and discovering Simulink capabilities when you need them
- Live Editor Tasks for interactively exploring parameters, immediately seeing results, and generating code for data preprocessing steps in your workflow
- ROS Toolbox, a new product for designing, simulating, and deploying ROS-based applications
This video series offers deep dives into the technologies and concepts behind the 5G New Radio physical layer standard.
Managing Projects in MATLAB and Simulink
- Automate tasks, processes, and file management
- Analyze dependencies and the impact of file changes
- Integrate with source control


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These guidelines have been prepared jointly by the Bar Council, CILEx and the Law Society and offer practical advice for lawyers who face litigants in person in the civil courts and tribunals. The guidelines discuss the relationship between the client's interest and the interests of the administration of justice, and the extent to which a lawyer can properly provide assistance to a litigant in person. The guidelines also discuss the role of McKenzie Friends.
The guidelines are supplemented by notes to explain a lawyer's duties to their client and their responsibilities to the court, which members may wish to give to a client or to a litigant in person.
While care has been taken to ensure these notes are accurate, up to date and useful, no legal liability will be accepted in relation to them.
Our accreditation covers all types of criminal law work and supports practitioners to qualify to apply for inclusion on local duty solicitor rotas.


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The Southampton Shoals Lighthouse, built on the San Francisco Bay in 1905, contains five large bedrooms, three shared baths, a communal, fully equipped kitchen and a living room with a television. Bed linens and towels are included as are bath towels and bath soup. Visitors should bring their own shower supplies and toiletries, hair dryers and pool towels.
The Lighthouse Tower affords sweeping views of Tinsley, our neighboring islands and the sinewy sloughs that flow between. It has a fully operational kitchen with a refrigerator, appliances, pots and pans, cutlery, dishware, etc., but you must bring your own provisions. We offer coffee, but you should bring cream if you need it for your morning cup of joe.
Wifi covers the Island; however, as the Island is remote, connectivity varies and cannot be guaranteed to be available in a particular spot at any particular time. The Lighthouse maintains a library, games and a piano for use by its guests. Feel free to bring your favorite game to play while you are on the Island!
In-season (May 1 through September 30)
$175/night for weekdays
$200/night for weekends
Rate is for one or two people per room. The charge for an extra person is $20 per night.
Special weekday rate is $800 for five consecutive nights, Sunday through Thursday.
During all major holidays and regular season weekends, Lighthouse rooms must be rented a minimum of Friday and Saturday nights.
Off-season (October 1 through April 30)


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SOA future: Sun plans to sell its own corporate culture
Sun Microsystems plans for its middleware products include marketing its philosophy of openness and collaboration to Global 2000 companies.
The latest addition to the middleware stack from Sun Microsystems Inc. is not updates to integration technology it acquired from SeeBeyond or identity management directory software acquired from Netscape, it's a home grown SOA philosophy.
Nearing the mid-point between this past May's JavaOne 2006 and next May's JavaOne 2007, Rob Beauchamp, vice president of middleware at Sun, says new products released in the next six months will be accompanied by a new attitude.
In keeping with Sun senior vice president James Gosling's argument that SOA is a service-oriented approach, rather than an architecture, the company plans to market its own somewhat unique corporate culture as the new SOA paradigm.
"Sun is very open," said Beauchamp. "Sun is very collaborative. What we're going to be doing in middleware, how we're going to be promoting SOA going forward is going to be consistent with the characteristics that make us who we are."
Sun has learned a lot about openness and collaboration, Beauchamp said, working with the community of Java developers in the decade-plus since Gosling created that now ubiquitous programming language.
"Our objective is to leverage open communities and then enable other companies to become open, too," the middleware vice president said. "We've got one of the most successful open source communities on the planet and that's Java. We've learned so much through that, so much so we think the loyalty of the developer community has as much to do with Java itself, as how we nurture the community."
In the Sun view of a service-oriented approach, the architecture, software tools and coding are simply the enablers of a paradigm shift in corporate culture that not only provides transactions among businesses and customers but forges new relationships.
"Transactions and functionality have been increasing at decent rate for the last several years," Beauchamp said. "That's not so much what I'm talking about because I think those services will continue to expand. What I'm talking about is embracing their customer base and allowing the social network to drive where they go."
In this way Sun sees SOA revolutionizing the way businesses do business.
"It's our belief that the Global 2000 will have to change the way it operates in order to retain customer loyalty," Beauchamp said. "And not just how they operate from a transaction standpoint or technical standpoint, but transition in the way that it operates in interacting with its customers. What we hope we'll be able to do is help the Global 2000 transition to a more open and collaborative way of doing business, to embrace its social network."
If this sounds like Web 2.0 with its wikis and blogs, that is what the Sun executive is talking about. He advocates bringing some of the ideas popularized by Wikipedia and MySpace into the world of global business.
Beauchamp says, "There are a lot of issues that require middleware to be able to offer services to their customers to get open and direct feedback from their customers by having blogs, by inviting their customer base to provide feedback on the products and services they offer. Being able to engage their community in whole new ways that they haven't previously."
Asked to provide an example of how social networking would operate in the business world, the Sun executive points to the "Get in Touch with Us" feature on the Proctor & Gamble corporate Web site, where the household products giant asks customers to provide feedback on the company's products.
"They have 60,000 product managers that are basically homemakers," Beauchamp said. "They've discovered that the most valuable feedback they get about their products doesn't come from their product management group. It doesn't come from the focus groups. It really comes from people who use their products everyday. So they have learned to embrace the social network of their user base and those people are essentially a collective product management group."
In the months leading up to JavaOne 2007, which is Sun's premier new product showcase, Beauchamp said customers for its middleware products should expect to see new software tools released to support this kind of social networking for business.
"Some of the things that Sun is going to differentiate itself from the middleware standpoint and where you're going to see some innovations and new product announcements going forward is in enabling companies to turn themselves inside out," he said. "Not just focus middleware and SOA inside the enterprise, but being able to expose it openly and invitingly to the outside world."
Stay tuned.