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Cryptocurrency Tutorial: How to Create Services
In this tutorial we create an Exonum service that implements a minimalistic cryptocurrency, and a single-node blockchain network processing requests to this service. The service accepts two types of transactions: creates a wallet with a default balance and transfers money between wallets.
You can view and download the full source code of this tutorial here.
For didactic purposes, the tutorial is simplified compared to a real-life application; it does not feature the client part and does not use Merkelized data collections. You can find a tutorial containing these features here.
Create a Rust Project
Exonum is written in Rust and you have to install the stable Rust compiler to build this tutorial. If you do not have the environment set up, follow the installation guide.
Let's create a minimal crate with the exonum crate as a dependency.
cargo new cryptocurrency --lib
Add necessary dependencies to
Cargo.toml in the project directory:
[package] name = "cryptocurrency" version = "0.1.0" edition = "2018" authors = ["Your Name <email@example.com>"] [dependencies] exonum = "0.10.0" exonum-derive = "0.10.0" failure = "0.1.5" serde = "1.0.0" serde_derive = "1.0.0" serde_json = "1.0.0" protobuf = "2.2.0" [build-dependencies] exonum-build = "0.10.0"
Rust crates have the
src/lib.rs file as the default entry point.
In our case, this is where we are going to place the service code.
Let's start with importing crates with necessary types:
#[macro_use] extern crate exonum_derive; #[macro_use] extern crate failure; #[macro_use] extern crate serde_derive; use exonum::api::{self, ServiceApiBuilder, ServiceApiState}; use exonum::blockchain::{ ExecutionError, ExecutionResult, Service, Transaction, TransactionContext, TransactionSet, }; use exonum::crypto::{Hash, PublicKey}; use exonum::messages::RawTransaction; use exonum::storage::{Fork, MapIndex, Snapshot};
Let's define some constants we will use later on:
// Service identifier const SERVICE_ID: u16 = 1; // Starting balance of a newly created wallet const INIT_BALANCE: u64 = 100;
Declare Persistent Data
Exonum uses Protobuf as its serialization format for storage of data. Thus, we need to describe our structures using the Protobuf interface description language first. The corresponding Rust structures will be later generated from them.
We should declare what kind of data the service will store in the blockchain. In our case we need to declare a single type – wallet. Inside the wallet we want to store:
- Public key which is the address of the wallet
- Name of the owner (purely for convenience reasons)
- Current balance of the wallet.
As a first step we add a module named
proto to our project. We add a
cryptocurrency.proto file to this module and describe the
Wallet structure
in it in the Protobuf format. The
Wallet datatype will look as follows:
syntax = "proto3"; // Allows to use `exonum.PublicKey` structure already described in `exonum` // library. import "helpers.proto"; // Wallet structure used to persist data within the service. message Wallet { exonum.PublicKey pub_key = 1; string name = 2; uint64 balance = 3; }
Secondly, to integrate the Protobuf-generated files into the
proto module of
the project, we add a
mod.rs file with the following content to the
#![allow(bare_trait_objects)] #![allow(renamed_and_removed_lints)] include!(concat!(env!("OUT_DIR"), "/protobuf_mod.rs")); use exonum::proto::schema::*;
We also need to add the
proto module to
lib.rs file:
mod proto;
As a third step, in the
build.rs file we introduce the
main function that
generates Rust files from their Protobuf descriptions.
Make sure that at this stage you have
protoc installed.
extern crate exonum_build; use exonum_build::{get_exonum_protobuf_files_path, protobuf_generate}; fn main() { let exonum_protos = get_exonum_protobuf_files_path(); protobuf_generate( "src/proto", &["src/proto", &exonum_protos], "protobuf_mod.rs", ); }
Finally, we create the same structure definition of the wallet in Rust language
based on the
proto schema presented above. The service will use the structure
for further operations with data schema and to validate
the corresponding
.rs Protobuf-generated file with this structure:
#[derive(Serialize, Deserialize, Clone, Debug, ProtobufConvert)] #[exonum(pb = "proto::cryptocurrency::Wallet")] pub struct Wallet { pub pub_key: PublicKey, pub name: String, pub balance: u64, }
ProtobufConvert from
exonum_derive helps to validate the Protobuf
structure presented earlier. In this way we make sure that
exonum::crypto::PublicKey corresponds to the public key in the proto format.
Therefore, we can safely use it in our
Wallet structure.
We need to change the wallet balance, so we add methods to the
Wallet type:
impl Wallet { pub fn new(&pub_key: &PublicKey, name: &str, balance: u64) -> Self { Self { pub_key, name: name.to_owned(), balance, } } pub fn increase(self, amount: u64) -> Self { let balance = self.balance + amount; Self::new(&self.pub_key, &self.name, balance) } pub fn decrease(self, amount: u64) -> Self { debug_assert!(self.balance >= amount); let balance = self.balance - amount; Self::new(&self.pub_key, &self.name, balance) } }
We have added two methods: one to increase the wallet balance and another one
to decrease it. These methods are immutable; they consume the old instance
of the wallet and produce a new instance with the modified
balance field.
Create Schema
Schema is a structured view of the key-value storage
used in Exonum.
To access the storage, however, we will not use the storage directly, but
Snapshots and
Snapshot represents an immutable view
of the storage, and
Fork is a mutable one, where the changes
can be easily rolled back.
Snapshot is used
in read requests, and
Fork -
in transaction processing.
As the schema should work with both types of storage views, we declare it as a generic wrapper:
pub struct CurrencySchema<T> { view: T, }
For access to the objects inside the storage we need to declare the layout of
the data. As we want to keep the wallets in the storage, we will
use an instance of
a map abstraction.
Keys of the index will correspond to public keys of the wallets.
Index values will be serialized
Wallet structs.
Snapshot provides random access to every piece of data inside the database.
To isolate the wallets map into a separate entity,
we add a unique prefix to it,
which is the first argument to the
MapIndex::new call:
impl<T: AsRef<Snapshot>> CurrencySchema<T> { pub fn new(view: T) -> Self { CurrencySchema { view } } // Utility method to get a list of all the wallets from the storage pub fn wallets(&self) -> MapIndex<&Snapshot, PublicKey, Wallet> { MapIndex::new("cryptocurrency.wallets", self.view.as_ref()) } // Utility method to quickly get a separate wallet from the storage pub fn wallet(&self, pub_key: &PublicKey) -> Option<Wallet> { self.wallets().get(pub_key) } }
Here, we have declared a constructor and two getter methods for the schema.
We wrap any type that allows interacting with the schema as a
reference (that is, implements the
AsRef trait from the standard
Fork implements this trait, which means that we can construct a
CurrencySchema instance above the
Fork, and use
wallets and
getters for it.
Fork-based schema, we declare an additional method to write to the
impl<'a> CurrencySchema<&'a mut Fork> { pub fn wallets_mut(&mut self) -> MapIndex<&mut Fork, PublicKey, Wallet> { MapIndex::new("cryptocurrency.wallets", &mut self.view) } }
Define Transactions
Transaction is a kind of message which performs atomic actions on the blockchain state.
For our Cryptocurrency Tutorial we need two transaction types:
- Create a new wallet and add some money to it
- Transfer money between two different wallets.
The transaction to create a new wallet (
TxCreateWallet) contains
a name of the user who created this wallet. Address of the wallet will
be derived from the public key that was used to sign this transaction.
// Transaction type for creating a new wallet. message TxCreateWallet { // UTF-8 string with the owner's name. string name = 1; }
The transaction to transfer coins between different wallets (
has a public key of the receiver (
to). It also contains the amount of money
to move between the wallets. We add the
seed field to make sure that our
transaction is impossible to replay.
Sender's public key will be the same key that was used to sign the transaction.
// Transaction type for transferring tokens between two wallets. message TxTransfer { // Public key of the receiver. exonum.PublicKey to = 1; // Number of tokens to transfer from the sender's account to the receiver's // account. uint64 amount = 2; // Auxiliary number to guarantee non-idempotence of transactions. uint64 seed = 3; }
Now, just as we did with the
Wallet structure above, we need to describe the
same transactions in Rust:
#[derive(Serialize, Deserialize, Clone, Debug, ProtobufConvert)] #[exonum(pb = "proto::cryptocurrency::TxCreateWallet")] pub struct TxCreateWallet { pub name: String, } #[derive(Serialize, Deserialize, Clone, Debug, ProtobufConvert)] #[exonum(pb = "proto::cryptocurrency::TxTransfer")] pub struct TxTransfer { pub to: PublicKey, pub amount: u64, pub seed: u64, }
Service transactions are defined through the enum with the derive of the
that automatically assigns transaction IDs based on their declaration order
starting from
#[derive(Serialize, Deserialize, Clone, Debug, TransactionSet)] pub enum CurrencyTransactions { /// Create wallet transaction. CreateWallet(TxCreateWallet), /// Transfer tokens transaction. Transfer(TxTransfer), }
Reporting Errors
The execution of the transaction may be unsuccessful for some reason.
For example, the transaction
TxCreateWallet will not be executed
if the wallet with such public key already exists.
There are also three reasons why the transaction
TxTransfer cannot be
- There is no sender with the given public key
- There is no recipient with the given public key
- The sender has insufficient currency amount.
Let's define the codes of the above errors:
#[derive(Debug, Fail)] #[repr(u8)] pub enum Error { #[fail(display = "Wallet already exists")] WalletAlreadyExists = 0, #[fail(display = "Sender does not exist")] SenderNotFound = 1, #[fail(display = "Receiver does not exist")] ReceiverNotFound = 2, #[fail(display = "Insufficient currency amount")] InsufficientCurrencyAmount = 3, #[fail(display = "Sender same as receiver")] SenderSameAsReceiver = 4, } // Conversion between service-specific errors and the standard error type // that can be emitted by transactions. impl From<Error> for ExecutionError { fn from(value: Error) -> ExecutionError { let description = format!("{}", value); ExecutionError::with_description(value as u8, description) } }
Transaction Execution
Every transaction in Exonum has business logic of the blockchain attached,
which is encapsulated in the
Transaction trait.
This trait has
execute method which contains logic applied to the
storage when a transaction is executed.
In our case
execute method gets the reference to the
It includes
Fork of the storage (can be accessed with
.fork()) and the
public key which was used to sign the transaction (can be accessed with
.author()). We wrap
Fork with our
CurrencySchema to access our data
For creating a wallet, we check that the wallet does not exist and add a new wallet if so:
impl Transaction for TxCreateWallet { fn execute(&self, mut context: TransactionContext) -> ExecutionResult { let author = context.author(); let view = context.fork(); let mut schema = CurrencySchema::new(view); if schema.wallet(&author).is_none() { let wallet = Wallet::new(&author, &self.name, INIT_BALANCE); println!("Create the wallet: {:?}", wallet); schema.wallets_mut().put(&author, wallet); Ok(()) } else { Err(Error::WalletAlreadyExists)? } } }
This transaction also sets the wallet balance to 100. Note how we use
both "immutable"
wallet and "mutable"
wallets_mut methods of the schema
TxTransfer transaction gets two wallets for both sides of the transfer
transaction. If they are found, we check the balance of the sender. If
the sender has enough coins, then we decrease the sender's balance
and increase the receiver's balance.
We also need to check that the sender does not send the coins to himself. Otherwise, if the sender is equal to the receiver, the implementation below will create money out of thin air.
impl Transaction for TxTransfer { fn execute(&self, mut context: TransactionContext) -> ExecutionResult { let author = context.author(); let view = context.fork(); if author == self.to { Err(Error::SenderSameAsReceiver)? } let mut schema = CurrencySchema::new(view); let sender = match schema.wallet(&author) { Some(val) => val, None => Err(Error::SenderNotFound)?, }; let receiver = match schema.wallet(&self.to) { Some(val) => val, None => Err(Error::ReceiverNotFound)?, }; let amount = self.amount; if sender.balance >= amount { let sender = sender.decrease(amount); let receiver = receiver.increase(amount); println!("Transfer between wallets: {:?} => {:?}", sender, receiver); let mut wallets = schema.wallets_mut(); wallets.put(&author, sender); wallets.put(&self.to, receiver); Ok(()) } else { Err(Error::InsufficientCurrencyAmount)? } } }
Implement API
Next, we need to implement the node API. With this aim we declare a blank struct that includes a set of methods with the following signature:
fn my_method(state: &ServiceApiState, query: MyQuery) -> api::Result<MyResponse>
state contains a channel, i.e. a connection to the blockchain node
Besides the channel, it also contains a blockchain instance, which is needed
to implement read requests.
struct CryptocurrencyApi;
API for Transactions
The core processing logic is essentially the same for all types of transactions
and is implemented by
exonum. Therefore, there is no need to implement a
separate API for transactions management within the service. To send a
transaction you have to create a transaction message according to the
uniform structure developed by
The transaction ID is a
transaction number in the enum with
#[derive(TransactionSet)]. As we
mentioned earlier, transactions count starts with 0.
API for Read Requests
We want to implement 2 read requests:
- Return the information about all wallets in the system
- Return the information about a specific wallet identified by the public key.
To accomplish this, we define a couple of corresponding methods in
CryptocurrencyApi that use
state to read information from the blockchain
For parsing a public key of a specific wallet we define a helper structure.
/// The structure describes the query parameters for the `get_wallet` endpoint. #[derive(Debug, Serialize, Deserialize, Clone, Copy)] pub struct WalletQuery { /// Public key of the requested wallet. pub pub_key: PublicKey, } impl CryptocurrencyApi { /// Endpoint for getting a single wallet. pub fn get_wallet( state: &ServiceApiState, query: WalletQuery ) -> api::Result<Wallet> { let snapshot = state.snapshot(); let schema = CurrencySchema::new(snapshot); schema .wallet(&query.pub_key) .ok_or_else(|| api::Error::NotFound("\"Wallet not found\"".to_owned())) } /// Endpoint for dumping all wallets from the storage. pub fn get_wallets( state: &ServiceApiState, _query: () ) -> api::Result<Vec<Wallet>> { let snapshot = state.snapshot(); let schema = CurrencySchema::new(snapshot); let idx = schema.wallets(); let wallets = idx.values().collect(); Ok(wallets) } }
As with the transaction endpoint, the methods have an idiomatic signature
fn(&ServiceApiState, MyQuery) -> api::Result<MyResponse>.
Wire API
As the final step of the API implementation, we need to tie the request
processing logic to the specific endpoints.
We do this in the
CryptocurrencyApi::wire() method:
impl CryptocurrencyApi { pub fn wire(builder: &mut ServiceApiBuilder) { // Binds handlers to the specific routes. builder .public_scope() .endpoint("v1/wallet", Self::get_wallet) .endpoint("v1/wallets", Self::get_wallets); } }
Define Service
Service is a group of templated transactions (we have defined them before). It has a name and a unique ID to determine the service inside the blockchain.
#[derive(Debug)] pub struct CurrencyService;
To turn
CurrencyService into a blockchain service, we should implement the
Service trait in it.
Read more on how to turn a type into a blockchain service in the Interface with Exonum Framework section.
The two methods of the
Service trait are simple:
service_namereturns the name of our service
service_idreturns the unique ID of our service (i.e., the
tx_from_raw method is used to deserialize transactions coming to the node.
If the incoming transaction is built successfully, we put it into a
state_hash method is used to calculate the hash of
the blockchain state. The method
should return a vector of hashes of
the Merkelized service tables.
As the wallets table is not Merkelized (a simplifying assumption discussed at
the beginning of the tutorial), the returned value should be an empty vector,
The remaining method,
wire_api, binds APIs defined by the service.
We will use it to receive requests via REST API applying the logic we
defined in
CryptocurrencyApi earlier:
impl Service for CurrencyService { fn service_name(&self) -> &'static str { "cryptocurrency" } fn service_id(&self) -> u16 { SERVICE_ID } // Implements a method to deserialize transactions coming to the node. fn tx_from_raw( &self, raw: RawTransaction ) -> Result<Box<dyn Transaction>, failure::Error> { let tx = CurrencyTransactions::tx_from_raw(raw)?; Ok(tx.into()) } fn state_hash(&self, _: &dyn Snapshot) -> Vec<Hash> { vec![] } // Links the service API implementation to Exonum. fn wire_api(&self, builder: &mut ServiceApiBuilder) { CryptocurrencyApi::wire(builder); } }
Create Demo Blockchain
The service is ready. You can verify that the library code compiles by running
cargo build in the shell. However, we do not have the means of processing
to the service. To fix this, let us create a minimalistic blockchain network
with one node and a single service we've just finished creating.
The code we are going to write is logically separate from the service itself.
The service library could be connected to an Exonum-powered blockchain
together with other services,
while the demo blockchain is a specific example of its usage. For this reason,
we will position the blockchain code as an example and
place it into
Add imports to
example/demo.rs file:
use exonum::{ blockchain::{GenesisConfig, ValidatorKeys}, node::{Node, NodeApiConfig, NodeConfig}, storage::MemoryDB, }; use cryptocurrency::CurrencyService;
Configure Node
For launching a blockchain node, we need to specify its configuration.
We will create this configuration in a separate
node_config function:
fn node_config() -> NodeConfig { // Code goes here }
Node configuration consists of two parts:
Local configuration which includes:
- Node configuration (e.g., IP settings and other configuration parts)
- API configuration (e.g., settings of REST API)
Global configuration or genesis configuration (all parameters that need to be the same for all the nodes in the network)
Genesis configuration contains a list of public keys of validators, i.e., nodes that can vote for block acceptance. Our demo blockchain network has only one validator (our node). Fill this list with the public keys we generate randomly:
let (consensus_public_key, consensus_secret_key) = exonum::crypto::gen_keypair(); let (service_public_key, service_secret_key) = exonum::crypto::gen_keypair(); let validator_keys = ValidatorKeys { consensus_key: consensus_public_key, service_key: service_public_key, }; let genesis = GenesisConfig::new(vec![validator_keys].into_iter());
In real applications, keys would be stored in the configuration file so that the node can be safely restarted.
Let's configure REST API to open the node for external web requests. Our node will expose API on port 8000 of every network interface.
let api_address = "0.0.0.0:8000".parse().unwrap(); let api_cfg = NodeApiConfig { public_api_address: Some(api_address), ..Default::default() };
We also configure our node to listen to peer-to-peer connections on port 2000 for all network interfaces. This port is used for interactions among full nodes in the Exonum network.
let peer_address = "0.0.0.0:2000"; // Returns the value of the `NodeConfig` object from the `node_config` function NodeConfig { listen_address: peer_address.parse().unwrap(), service_public_key, service_secret_key, consensus_public_key, consensus_secret_key, genesis, external_address: peer_address.to_owned(), network: Default::default(), connect_list: Default::default(), api: api_cfg, mempool: Default::default(), services_configs: Default::default(), database: Default::default(), thread_pool_size: Default::default(), }
Run Node
Finally, we need to implement the entry point to our demo network –
fn main() { exonum::helpers::init_logger().unwrap(); let node = Node::new( MemoryDB::new(), vec![Box::new(CurrencyService)], node_config(), None, ); node.run().unwrap(); }
That is, we:
- Initialize logging in the Exonum core library
- Create a node with in-memory database (
MemoryDB), a single service (
CurrencyService), and the configuration we have specified earlier
- Run the created node
The demo blockchain can now be executed with the
RUST_LOG=info cargo run --example demo command.
Interact With Blockchain
Send Transactions via REST API
Let's send some transactions to our demo blockchain. Usually transactions are created, signed, serialized and sent with the help of the light client. The service receives an already serialized byte array. Therefore, for simplicity, in our examples below we use the ready-made transactions prepared with the light client.
Create the First Wallet
create-wallet-1.json file and insert the following code into it:
{ "tx_body": "114e49a764813f2e92609d103d90f23dc5b7e94e74b3e08134c1272441614bd90000010000000a05416c69636587b54e335ef652ccae5112388d128e5162326f60d25196b34ad431e394ee2f77cfe72d201d7ba12db9b9ddd278235493dc444a3671a4710e87bad53411a45a0c" }
Use the
curl command to send this transaction to the node by HTTP:
curl -H "Content-Type: application/json" -X POST -d @create-wallet-1.json \ http://127.0.0.1:8000/api/explorer/v1/transactions
This transaction creates the first wallet associated with user Alice. The transaction endpoint returns the hash of the transaction:
{ "tx_hash": "75a9d95694f22823ae01a6feafb3d4e27b55b83bd6897aa581456ea5da382dde" }
The node will show in the log that the first wallet has been created:
Create the wallet: Wallet { pub_key: PublicKey(6CE29B2D), name: "Alice", balance: 100 }
Create the Second Wallet
To create the second wallet put the code into
create-wallet-2.json file:
{ "tx_body": "9359df9223bd4c263692a437e3d244b644c7b7f847db12cc556c2e25c73e61030000010000000a03426f62583236ff2afe268d31ca93ab0258cb3fea944551975d95888dbec88787fb5b1e23a044c4e674c6fbbb239ff7de83e8d3ba8ca57dc7e47a3eb52572f9dbd9df02" }
Send it with
curl to the node:
curl -H "Content-Type: application/json" -X POST -d @create-wallet-2.json \ http://127.0.0.1:8000/api/explorer/v1/transactions
It returns the hash of the second transaction:
{ "tx_hash": "7a09053aa590704332b7a18f552150caa8b6e4f777afa4005d169038f481b7f7" }
The node will show in the log that the second wallet has been created:
Create the wallet: Wallet { pub_key: PublicKey(AE6A1C4E), name: "Bob", balance: 100 }
Transfer Between Wallets
Now we have two wallets in the database and we can transfer money between them.
transfer-funds.json and add the following code to this file:
{ "tx_body": "114e49a764813f2e92609d103d90f23dc5b7e94e74b3e08134c1272441614bd90000010001000a220a209359df9223bd4c263692a437e3d244b644c7b7f847db12cc556c2e25c73e6103100f7611ddb5d15e4b77894fae770e5b15f19c07e0f7c7472e31fabe850f0067fb3ab4702130ba6325448d53516a8897a1d9228ba6a87b0e1224143c1b629c4d180b" }
This transaction transfers 15 coins from the first wallet to the second. Send it to the node with:
curl -H "Content-Type: application/json" -X POST -d @transfer-funds.json \ http://127.0.0.1:8000/api/explorer/v1/transactions
This request returns the transaction hash:
{ "tx_hash": "ae3afbe35f1bfd102daea2f3f72884f04784a10aabe9d726749b1188a6b9fe9b" }
The node outputs to the console the information about this transfer:
Transfer between wallets: Wallet { pub_key: PublicKey(6CE29B2D), name: "Alice", balance: 85 } => Wallet { pub_key: PublicKey(AE6A1C4E), name: "Bob", balance: 115 }
Read Requests
Let's check that the defined read endpoints indeed work.
Info on All Wallets
curl http://127.0.0.1:8000/api/services/cryptocurrency/v1/wallets
This request expectedly returns information on both wallets in the system:
[ { "balance": "85", "name": "Alice", "pub_key": "114e49a764813f2e92609d103d90f23dc5b7e94e74b3e08134c1272441614bd9" }, { "balance": "115", "name": "Bob", "pub_key": "9359df9223bd4c263692a437e3d244b644c7b7f847db12cc556c2e25c73e6103" } ]
Info on Specific Wallet
The second read endpoint also works:
curl "http://127.0.0.1:8000/api/services/cryptocurrency/v1/wallet?\ pub_key=114e49a764813f2e92609d103d90f23dc5b7e94e74b3e08134c1272441614bd9"
The response is:
{ "balance": "85", "name": "Alice", "pub_key": "114e49a764813f2e92609d103d90f23dc5b7e94e74b3e08134c1272441614bd9" }
Hurray! 🎉 You have created the first fully functional Exonum blockchain with two wallets and transferred some money between them. Next, we are going to test it.


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Bring the tradition and culture of Brazil to your special occasion with our fantastic capoeira dancers, talented performers who are highly skilled in Brazilian martial arts and will provide you with unforgettable event entertainment. Guaranteed to impress, our unique show is fast-paced and high impact, and will captivate audiences from start to finish.
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"Clean comfortable nice pool. Would gladly stay again " More
In Crawfordsville
A stay at this hotel places you within half a mile (1 km) of St. Clare Medical Center and 3 miles (5 km) of Wabash College. Crawfordsville Aquatic Center is within 6 miles (10 km) and Shades State Park is within 20 miles (32 km).
Free perks
This hotel features an indoor pool and a 24-hour fitness center. Traveling on business? Take advantage of the 24-hour business center and free WiFi in public areas. Enjoy the spa tub and free perks like buffet breakfast and free self parking.
Free Internet, soaking tubs
Boasting deep soaking bathtubs, the 74 guestrooms also offer free WiFi and TVs. Other amenities include free wired Internet, refrigerators, and microwaves.
Holiday Inn Express Hotel & Suites Crawfordsville offers its guests an indoor pool, a spa tub, and a 24-hour fitness center. Public spaces have free WiFi and wired Internet. Business amenities include a 24-hour business center and a meeting room. Free breakfast is served. Event space at this hotel measures 700 square feet (63 square meters). The business-friendly Holiday Inn Express Hotel & Suites Crawfordsville also features barbecue grills, a picnic area, and coffee/tea in a common area. Limited free parking is available on a first-come, first-served basis. This Crawfordsville hotel is smoke free.
Available in all rooms: Free WiFi , Free wired Internet
Available in some public areas: Free WiFi , Free wired Internet
Free self parking , Parking (limited spaces)
Holiday Inn Express Hotel & Suites Crawfordsville offers 74 air-conditioned accommodations with safes and complimentary newspapers. Beds feature premium bedding. Televisions come with premium cable channels. Guests can make use of the in-room refrigerators, microwaves, and coffee/tea makers. Bathrooms include shower/tub combinations with deep soaking bathtubs, complimentary toiletries, and hair dryers. This Crawfordsville hotel provides complimentary wired and wireless Internet access. Business-friendly amenities include desks and phones; free local calls are provided (restrictions may apply). Housekeeping is provided daily.
Guests are served free buffet breakfast.
An indoor pool and a spa tub are on site. Other recreational amenities include a 24-hour fitness center.
If you have requests for specific accessibility needs, please note them in the special requests field on the booking page after selecting your room.
Extra-person charges may apply and vary depending on property policy.
Government-issued photo identification and a credit card, debit card, or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
Charges for extra guests may apply and vary according to property policy.
A cash deposit, credit card, or debit card for incidental charges and government-issued photo identification are required upon check-in.
Special requests are subject to availability at the time of check-in. Special requests can't be guaranteed and may incur additional charges.
The fees and deposits listed below will be charged at the time of service, check-in, or check-out.
This may not be a comprehensive list. Fees and deposits are subject to change and might not include tax.


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Don't You Know That I'm Singing...
Hey Everyone!
I'm finally here with the GIVEAWAY!!! (Sorry I took so long Beth!) My dear friend Beth Jane published her SECOND book last year and I'm giving away not one, but TWO copies!!!
Here are the rules for entering:
1. ONE comment on THIS post equals one free entry.
2. Adding a link to a post on your blog is another entry, HOWEVER...
3. If you make a blog post specifically devoted to the giveaway, that will be changed to THREE entries (make sure you link back to the post for (2) or (3).
4. DON'T COMMENT AS ANONYMOUS!!! You don't have to use your real name... You can comment as winner, loser, pink and purple polka-dotted penguin... I DON'T CARE!!! But I won't be awarding a book to Anonymous #1000. Got it?
5. Deadline is MARCH 16TH.
Let me know if you have any questions whatsoever! Feel free to check Beth's blog This Redeemed Girl while you're at it!!!
Alright, enter away!!!
I would like to read Beth Jane's new book. I read her first book last year, so I will likely buy this new book (even if I do not win). I am a fan of her writing.
Let me also take this opportunity to congratulate you on you baby infant brother! I do pray for your family, such a talented group. I do also pray that your Mom regains her strength.
I read her book to and I loved it!!! I can't wait to read her second one. And thank you so much for your thoughts and prayers! Mom and baby are doing well.
Aww thanks so much, Grace! What a lovely post! Love you girl!!!
Your welcome! So excited for you and your new book! Love you too 😉
Hey Grace!!
I just got your email about the giveaway, is it to late to enter? I love Beths SHIELD series and would love to get her second book!!!
Hey Alyssa!!! Nope, not too late at all to enter! Yes, I loved Beth's SHIELD series too! It's a proud member of on my shelf with the rest of my book collection. ;) Thanks for entering!!!
Awesome!! Thanks, Grace!!
No problem. ;)
i enter as anonymo-- winner.
Wow... Okay. XD
I'd love to win a copy! I'll go check out her blog now.
Hahaha!!! Someone actually did it!!! XD And yes, definitely check out her blog!!!
Yay!! So exciting!!
I know, isn't it? And I like your profile picture. ;)
I haven't read your friend's book but it does look like it would make an interesting read.
Yes!!! I'm excited to read it myself. ;)
Hi! I haven't read the book, either but you know me! I'll read anything.
Haha! I definitely know that lol. Thanks for joining sis. ;)
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г. Москва
ул. Кулакова 20
(495) 540-48-98
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(495) 540-48-98
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It's the first time I touch this ABI. Please forgive omissions.
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Event Timeline
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The code now handles basic relocations correctly (enough to link an ASM hello world, as proposed by Rui).
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Sign Up
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Refer a friend
Larry Horowitz
Loan Consultant - San Francisco - Montgomery St.
Guarantee Mortgage
Larry received his Bachelor's Degree in accounting from the University of Texas in Austin, rated as one of the best accounting schools in the country. Larry's financial services career began with the Big 8 accounting firm, Arthur Young in San Jose.
After obtaining his CPA license, Larry went on to graduate with a Master's Degree in Financial Planning from Golden Gate University. In 1988, Larry left accounting and commenced his new career in mortgage financing. After seven years with South Bay Mortgage in Los Gatos, Larry relocated to San Francisco and joined Guarantee Mortgage. Larry has been part of Guarantee Mortgage's rapidly expanding family for the past 10 years.
Equal Housing Opportunity
Oct 11, 2019
As always Larry kept us updated on what was needed and the next steps along the loan journey. Appreciated all the white glove service he provides. Our 3rd deal with him and every single deal went smoothly.
Oct 7, 2019
Kevin Burr
Having worked with Larry for more than a decade, I can recommend him without hesitation. He is the consummate professional, always focused on his clients and what's in their best interest. If you're looking for a top flight mortgage broker, Larry is one of the best in the business.
Jun 15, 2019
Sand Neeland
Larry is and has always been an exceptional resource and trusted advisor for me and my family for the last twenty years. We wouldn't use anyone else to help us with loans.
May 12, 2019
LawreNce helman
In one word - the best. Larry knows his stuff and was there every step of the way to help and offer alternative suggestions to make the re finhappen. I cannot say enough good things about Larry and his expertise and help through this quagmire if financial hyjinx. HE IS THE BEST AT WHAT HE DOES.
Aug 1, 2018
08/01/2018 Larry is professional, reliable and went to great lengths to make our loan process run smoothly. He is very attentive to detail, and quickly responded to phone calls and emails. He went out of his way to communicate with our realtor, escrow officer and even the seller when questions needed answering. We have used Larry for multiple real estate transactions and highly recommend his services.
Aug 1, 2018
08/01/2018 I've been working with Larry for over 25 years now, and he has always been helpful and reliable. He went above and beyond the call of duty for this recent transaction. He was creative, patient, and persistent. Not many lenders could have helped me in the way Larry did.
Aug 25, 2016
Amy Sullivan
Just refinanced with Larry once again. I believe this is the 3rd time! It went great. Larry has so much patience for this complicated process. My family has been working with Larry for over 20 years. My brother, my sister and my parents all have had great working relationships with him. We highly recommend Larry!
Apr 21, 2016
Network Administrator
Larry is the best!!!!
We have worked together on 3 deals over the past 8 years and he continues to impress me by his knowledge and his experience.
Feb 22, 2016
I've worked with Larry 3 times over the past 7 years when I originally purchased my home and twice when I refinanced. He walked me through the entire process and was so quick with responding to my questions 24 x 7. When considering my mortgage options Larry presented me with all my choices and helped me calculate the impact of each. I never felt forced into making a decision and always felt confident when I did because I had all the facts. I greatly respect his high level of integrity and knowledge of the business which coupled with his pleasant and approachable personality he's who I call for all my mortgage needs.
Nov 19, 2015
Carl and Christine
Larry has a unique balance between professional excellence and customer care. He is efficient, detail oriented, highly skilled and has a cutting edge view of the mortgage industry. He is also a great communicator and goes above-and-beyond to make the refinancing process as headache-free as possible. We highly recommend Larry, and are grateful for his partnership of 19 years.
Aug 5, 2015
Jet Villavicencio
Larry was a pleasure to work with! Throughout the entire application process, I never had to wait for answers to any questions I had for him and I never had to wait for status updates on my application. He was very thorough in ensuring that I was well-informed throughout the application process. In fact, the entire application process felt relatively easy and convenient while I was working with Larry.
Definitely give him a call if you need to work on applying for a mortgage or a refinance. I'll definitely be going back to him if I need to apply for another mortgage/refinance in the future.
Jul 26, 2015
S. Dowling
We've worked with Larry for the past 13 years. He is one of the most honest and professional individuals I have ever encountered in the industry. Over the years he has acted as a trusted partner working with us to make the best mortgage decisions for our family, never pressuring us to make a move that did not make sense. I have no qualms recommending Larry to anyone looking for help to secure a mortgage.
May 14, 2015
John Grant
San Francisco homeowner
Larry helped me with my initial mortgage over ten years ago and with refinancing twice. Very knowledgeable. Very helpful. And very service-oriented. Each time I got a great product that was right for me and without any pressure. Everything went smoothly each time. I'm definitely going back to him next time. Thanks Larry.
Mar 15, 2015
Leigh Ann Moore Robledo
Senior Tax Manager
I first met Larry many years ago when we were first-year analysts in public accounting sharing a cubicle! So I've always completely trusted him to refinance my home loans. Each time, Larry came through lowering my rate and finding a great deal on a no-point, no-fee refi. He explained the product options in detail, and discussed market issues and timing. He constantly provided status updates with timely emails and phone calls. He anticipated potential issues with credit reports and the title transfers around my trust, and quickly followed through with suggested fixes. He was respectful of my time and was flexible, making himself available after hours. Honestly, I don't know where he finds the energy! I highly recommend him and I personally will never use anyone else.
Jan 8, 2015
Ray Chipault
We had an incredibly complicated refinance along with a secondary loan that was on a very tight deadline and Larry got us through it al with room to spare.
This the third time we have worked with him and he is thorough and precise.
I would highly recommend him for any type of mortgage endeavor!
Jan 8, 2015
Jane Aaron
property owner
Larry recently brokered about the fifth refinance he's done for me over the years, in addition to obtaining the original loan. He's helpful, clear, and responsive, and he gets the best deals available. He's friendly and professional. Working with him, you feel you're in good hands throughout the process. I couldn't recommend him more highly.
Sep 20, 2014
I've worked with Larry on three property purchases and wouldn't consider switching to anyone else. I know he's always got my best interest at heart and is great a guiding me through the process. He's always well informed of market conditions that could affect rates and gives excellent counsel. With Larry, you know he's got your back!
Sep 10, 2014
Steve Murray
A very satisfied customer
Larry has negotiated two re-finances over the years of our great friendship. When it comes to business, there is no one most efficient, professional and accommodating than Larry. He walked me through every step of the transactions, detailing the processes and reasons behind each maneuver. I was kept informed of choices, directions to proceed and final results . ReFis can often be daunting and overwhelming. with Larry, I always feel well taken care of, even pampered. My results were positive and the procedures made easy and comfortable. Larry is the only Mortgage Broker I will ever use for future business. - he's that good at his job.
May 29, 2014
Pamela Jewett
I have worked with Larry Horowitz through several mortgage deals. He has always been very professional and knowledable in his dealings. However, Larry has brought much more to the table when working with me. He has humor, intelligence, kindness and honesty, all of which mean a great deal to me. When I have had a difficult decision to make or am confused about anything to do with his area of expertise, he takes the time to explain all sides of the issue in a way that I can understand. I don't know what I would have done without his help.
May 27, 2014
Suzanne and Adam
My husband and I were looking for our first house together when I was 7 ½ months pregnant. Waddling around looking at houses is stressful enough hoping you'll find one in time before the baby arrives. We were so thankful we had Larry Horowitz with Guarantee Mortgage helping us with our paperwork. He went above and beyond in making the process as seamless as possible. He even brought things up to make sure we didn't have surprises later on. He encouraged us take a deep breath as he procured the best rate. He was a great source of help and comfort during a time that is usually very stressful. If we ever have to move, we will DEFINITELY use him again. We are so pleased with his professionalism and kindness. I'm happy to report with Larry's help all our paperwork was ready right on time when we found our perfect house and we were able to move in on schedule and start preparing for our son's arrival. Thank you Larry for everything you did!
Apr 7, 2014
Jocelyn Miller
home owner
I worked with Larry on the original financing for my condo 8 years ago and 4 subsequent refis. He has been a pleasure to work with - always respectful, expedient, thorough and intent on pursuing the best solution for me. I would highly recommend him.
Oct 14, 2013
Naomi M
I would highly recommend Larry Horowitz and his team for all your mortgage and refinancing needs. I just recently refinanced my loan and Larry was very helpful. He is extremely knowledgeable and takes the time to explain the process. I have recommended him to other acquaintances, would definitely recommend him in the future.
Oct 4, 2013
Jane & John C
We have known and worked with Larry for nearly 20 years. He has helped us purchase 3 different homes. As we live in one of the most competitive housing markets in the nation, having a true expert is essential. Larry's knowledge of the home market and finance, coupled with his unbelievable responsiveness are exceptional. We would not work with anyone else.
Sep 22, 2013
Larry Horowitz is the guy who can find you the right mortgage for whatever your particular situation is and get you through the process in the most efficient way possible. I have been doing business with him since sometime around 1996, including primary residence initial purchase mortgages, investment property initial purchase mortgages, and many refinances on both as rates came down. (Thank you, Greenspan and Bernanke!)
Larry has several traits that make him a valuable asset to have in your stable of "go to" support people - he's honest, he's smart, he knows the mortgage business like no one else I've ever met, and most importantly, he truly keeps his client's best interests at the center of his actions and recommendations at all times. How many times has your plumber or mechanic reached out to you to tell you that something has just happened in the market, and he can save you $300-400 a month for the next 15 years and it will only cost you the price of an appraisal? And then really do it! Larry has made this happen for me more than once! It's why I've become one of his biggest fans and keep coming back to him whenever the subject is mortgages.
I have recommended Larry to many of my closest friends over the years. They have always come back and thanked me for sharing my mortgage "secret weapon!" They all say they would use him again in a heartbeat. No matter what your personal financial situation, you will be thrilled you chose to work with Larry Horowitz!
Sep 11, 2013
Craig & Lisa
We learned about Larry from a very close friend. Larry was extremely helpful and patient for our first home purchase mortgage, and we liked him so much that he handled two consecutive refinances for us.
We always felt that Larry has our best interests in mind, and he never bothered us with anything that we were not interested in.
We would strongly recommend Larry to our closest friends and family.
Show More
My Associations
Guarantee Mortgage - San Francisco, 505 Montgomery
Guarantee Mortgage
Equal Housing Opportunity | NMLS #1850
You will no longer receive recommendation requests from Larry Horowitz


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Agriculture, Food & Natural Resources
Endorsement: Business & Industry
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text: Textual criticism would not be possible without the great men and women who blazed the trail in this discipline. This series tells the stories of great men like Bruce Metzger, Constantin von Tischendorf, B.F. Westcott, and F.J.A. Hort. These are stories of faithful commitment, ardent scholarship, and crucial discovery. Without the work of these men, the Bible as we know it today would have a much different shape.


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At the University of Potsdam, you can participate in wide-ranging athletic and cultural activities alongside your education. These extracurriculars give you a chance to clear your head outside the lecture hall and the library. This page gives you an overview of the options and whom to contact.
The University Athletic Department offers a high-quality sports and fitness program that is compatible with university life and available to students of all academic institutions in Potsdam along with cooperating extramural institutions of the University of Potsdam. You may select from more than 400 weekly classes in more than 100 sports and sign up for your choices on the University Athletic Department webpage. The University Athletic Department sports and fitness classes all have fees, beginning at a one-time €15 registration fee. Students may also work out individually at one of the two student fitness clubs.
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A credit card can be a useful tool or it can be a dangerous weapon. Most of this depends on you — choosing the best credit card in the world won't help if you spend beyond your means. American adults carry thousands of dollars in average credit card debt. I lived a decade mired in it and I don't recommend it to anyone. If you're responsible, however, a credit card can be both convenient and efficient.
In the first part of this series, I noted that I save 1% on my utilities by paying with my cash-back credit card. These are expenditures I'd make anyhow, but the card saves me money. (As a bonus, using the credit card helps with my quest for a paperless personal finance system.) But there are hundreds (thousands?) of different credit cards to choose from. You can compare each card against the average credit card rates, but beyond that how can you tell which is best?
How to choose a credit card?
When readers have asked me for credit card recommendations in the past. I've always declined.
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Choosing a credit card
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Latest News & Events
DSAO Farewell Summer 2019 and Welcome to Winter Social
6:00 pm Tuesday November 12th, 2019 Boston Pizza – Front & John Street/ 250 Front Street/ Toronto, ON/M5V3G5 Come out to Boston Pizza's "Team Room" for a fun night out with your DSAO... Read more
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Free tickets to Maiden!
To all members – Mongrel Media, a leading independent film distribution company based in Toronto has given us tickets to their upcoming film Maiden! Maiden, which hits theatres July 12th, tells the story... Read more
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Tag: Hill City Church
Christmas at Hill City
25th November
We love Jesus Christ at Hill City Church, so it stands to reason that we also love Christmas! Therefore we intend to celebrate as much as possible. Here's what we've got planned: join us if you can:
Monday 14th December
CAP Christmas meal
Venue and time tbc
Wednesday 16th December
Cold Barn Carols
5pm at Cold Barn Farm, Trevethin
Thursday 17th December
Hill City Community Carols
7pm at Pontnewynydd Methodist Chapel
Sunday 20th December
Christmas Family Celebration
10:30am at Pontnewynydd Methodist Chapel
Friday 25th December
Christmas Morning Service
10am at Pontnewynydd Methodist Chapel
Tuesday 29th December
End of Year Celebration
4:30pm at Ebenezer Hall, Cwmffrwdoer
Important news from Pastor Dai
23rd November
This is a little post that contains some BIG news!
Last night Michelle and I shared with our 'sending' church, Highfields, some news that we have already announced to our 'home' church Hill City – that we believe that God has called us to move back to Cardiff to plant a new church in a very diverse, transient and challenging area of the inner-city.
This is not a flash-in-the-pan decision. Far from it! In fact it goes all the way back to a powerful, supernatural encounter that I had with God back in April 2012. This encounter literally changed my life in a range of ways. It's where Red Community and my passion for human trafficking ministry originate from. It's also where this call to plant a new church finds its roots. I don't believe that this blog is the right place to unpack all the specifics though I will be happy to share the … Read More »
Baptism Service, February 2015
26th January
On Sunday 8th February we have the joy of baptising several new believers from our church family.
As there is no baptistry at our current venue, the baptism service will be hosted by our friends at Noddfa Baptist Chapel (top of High Street, Abersychan).
Baptism is one of the most joyful occasions in the life of a local church as it testifies to the saving grace of God. Therefore, at Hill City we believe that every baptism service is a cause for great celebration – and you are warmly invited to join us!
The service will start at 6pm and refreshments will be served afterwards.
Carols by Candlelight
3rd December
Right Now Media
27th October
Our relationship with Acts 29 is such a blessing to us as a local church. As a church planting network they have been serving, supporting and equipping our Lead Pastor, Dai Hankey, in many ways and for many years now. However, they have recently graciously blessed our church family with an incredible gift. Check out this message that we recently received from them:
The leadership of Acts 29 is always looking for new ways to serve you as you shepherd the flock God has given you. Beginning this fall, we are excited to announce our partnership with RightNow Media to care for you, your family, and your church.
RightNow Media is essentially the "Netflix of Video Bible Studies." Through this site you have instant access to thousands of outstanding videos covering a range of topics to challenge and encourage you. RightNow Media includes:
Bible Study Library with video content … Read More »
Proverbs 7
7th October
Proverbs 7 is a short film that has literally been several years in the making. The idea for the film was birthed a couple of years ago when we studied the Book of Proverbs together as a church. After reading the seventh chapter of Proverbs, Pastor Dai and Andy Toovey discussed how the story of the foolish young man and the adulteress in this chapter could easily apply to the folly of young men pursuing sexual gratification through pornography on the internet.
This short film is effectively a partnership between TorFilm and Red Community. It is our hope and prayer that it will be used by God to communicate a dynamic Biblical warning to young men (and women) about the dangers of pornography and that as a result many will be saved from this wretched online deathtrap.
Prayer Mob
1st September
At Hill City we are getting increasingly serious about wanting to go deeper in prayer individually, within our families and as a wider church family. Therefore yesterday was an exciting day for us as we introduced our new Hill City prayer co-ordinators, Andy and Sophie. They did a great job of leading us in prayer as a church family and also unveiled a new initiative to help us in our prayer adventure: Prayer Mob.
Prayer Mob is a simple daily text service that will be used to encourage members of Hill City Church in their daily devotions and keep us updated with latest news and prayer requests from across the church and our related ministries.
If you are a member of Hill City and would like to be part of Prayer Mob just let us know and join movement.
CAP money
14th April
CAP Money is a simple, yet highly effective money management course that teaches people budgeting skills and a cash-based system that really works. This course will help anyone to get more in control of their finances, so they can save, give and prevent debt. The video below provides more details.
Hill City Church has partnered with Christians Against Poverty to offer CAP Money courses in our community. The service we offer is completely free.
Call Nathan on 07864907339 or email email@example.com to find out when the next course is running near to you.
Visit www.capmoney.org.uk to find out more about the course and to see where courses are running in other parts of the country.
Christianity Explored
19th March
Through our gatherings and other ministries we are increasingly connecting with people who are curious about the Christian faith and want to find out more about Jesus and what the Bible teaches. Therefore we are delighted to invite you to join us on a new course that we have just started to run called Christianity Explored.
Here's a video to explain a bit more about how it works:
If you'd like to find out more, or to sign up for the course please do contact us.
Easter 2014
19th March
At Hill City Church we believe passionately that the gospel – the death, burial and resurrection of Jesus Christ – is the greatest news in the world and therefore we love to celebrate Easter. This year our Easter celebrations are as follows:
Sunday 13th
– Easter egg hunt (kids) | 11am at Pontypool Active Living Centre.
Friday 18th April
– Good Friday Communion Service | 11am at Cold Barn Farm.
Sunday 20th April
– Easter Morning Celebration | 11am at Pontnewynydd Methodist Chapel.
– Easter Celebration | 4pm at the Pavilion, Parc Taff Bargoed, Trelewis.
Why not come and celebrate the gospel with us this Easter time?


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Godwin Jarkwa
The former Chairman of Uruan Local Government area, Dr. Eventus Edem has canvassed support for the governorship bid of Obong Nsima Ekere, candidate of the All Progressives Congress (APC) and Hon. Bassey Etim, Senatorial candidate for Uyo.
The event took place at Government Primary School, Ibiaku Issiet, Uruan Local Government area on Wednesday, February 13.
Dr. Edem who recently defected from the Peoples Democratic Party (PDP) to the All Progressives Congress (APC), expressed total disappointment with his former party for not rewarding hard work and loyalty.
He recalled how he had been involved in mobilization for his former party without a reward to compensate his efforts and sincerity.
He noted that Nsima Ekere's blueprints for the development of Local Government Areas and their financial autonomy, payment of bursaries and other plans for the state's economy attracted him.
He recalled that as a former council boss, he executed and completed many projects including the construction of a mini stadium and a Development Centre for Women, including payment of bursaries to students, adding that he is the only Chairman to have initiated and completed more projects in his time.
While speaking, caucus chairman of Uruan, Justice Andrew Okon conducted a brief voters' education. He harped on the new voting instructions by the Independent National Electoral Commission (INEC) and advised the people to go to their pulling units early enough, wait and protect their votes after voting.
Hon. Bassey Etim (Bafil) who was given a warm reception by his people, acknowledged that Uruan nation had not served as a Senator until the APC considered him fit for the job. He called on the people to unitedly vote the APC candidates in, and not allow personal issues or interests override public interest.
He reassured them of Obong Nsima Ekere's promise to construct the road linking southern Uruan to northern Uruan which was already designed by the Obong Attah's government, and promised to return for an elaborate thanksgiving when he succeeds.
The Deputy State Chairman of the APC, Dr. Ita Udosen who received over 1,200 defectors into the party reassured the new members of equal rights and benefits in the party.


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How I got my moniker when disenchanted with the College of William and Mary as a student.
|Math, physics, English, and so on—
alas, are tiresome!
All the professors here go on
with a prime axiom.
A moldy, college campus where
knowledge and books abound,
freshmen and co-eds are clueless
and confused all around.
Mid-terms and finals I so dread
as the semester wends;
the pressure's on me to study
as my freshmen year ends.
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I'll see my old provost
and leave 'ere I rot and fester
to try a better post.
William & Mary's M.B.A.'s
are just worthless BS;
degrees from the home of "The Tribe"
are crap that obsolesce.
I'll make rhymes as "The Swarthy Bard"—
as poems are my forté
(not tomes or arcane scholastics):
ballads are my métier!


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