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How to Become a Quiet Person
Explore this Article Having a Quiet Demeanor Being Quieter in Conversation Leading a Quiet Life Article Summary Questions & Answers Related Articles References
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Being a talkative person is okay, but actively listening to others is also important. Some situations, such as school and work meetings, may require you to be quiet for long periods of time. Being quieter can help you dramatically improve your relationships because you're able to show how much you really value what they have to say. You can start being a quiet person by working on your demeanor and changing the way you participate in conversations. You can also make a few changes to your lifestyle to live a quieter life.
Part 1
Having a Quiet Demeanor
1Think before you act. Quiet people tend to be less impulsive, and they consider decisions from multiple angles before acting. They move with a deliberate strength and don't jump into situations easily. This can help you make better decisions, especially about what to say. Before you act, be sure to take a moment to truly consider what's about to happen.
- If you think about your words before you speak, it will benefit your relationships and your work/school life.[1]
2Keep your body language approachable and gentle. Quiet people are easier to approach than people who are loud and aggressive. They generally keep unassuming body language and neutral expressions on their face, instead of being wrapped up in some drama that is currently unfolding. Because of this, quiet people are often believed to be nicer than louder, more aggressive individuals, whether or not that's the case.
- To stay open and approachable, keep your head up, looking around, surveying your surroundings. Keep a casual, comfortable stance like you would if you were sitting in an empty waiting room. Take a moment to see things you wouldn't otherwise notice if you were busy chitchatting with whoever is next to you.
3Be calm and patient. When you're with a quiet person, that person can have a calming effect on the situation and can help others to settle down and think more clearly. Why can't this person be you? When everyone is freaking out, you can be the voice of reason. When you do speak up, it happens so rarely that people automatically take notice.
- This can actually give you a lot of power and turn you into a quiet, effective leader. When you're the one that's calm, cool, and collected and the one speaking tersely and effectively, people will be drawn to follow your lead.
4Earn others' trust by being to the point and reliable. Always tell the truth and follow through on your promises. Use your words sparingly, but make each one matter. Over time, people will value this quality in you.
Part 2
Being Quieter in Conversation
1Have a point when you speak. Try not to chatter if you don't really have something to say. Instead, make your words count. Over time, people will start to listen to you better because they know that what you have to say is important.[2]
EXPERT TIPKlare Heston, LCSW
- If you talk too often, you water down what you have to say, making it less important. Thoughtfully choosing your words makes them have impact.
Clinical Social Worker
Your words can make more of an impact when you choose them carefully. Klare Heston, a social worker, says, "Instead of filling up the air with many words, choose your words carefully when you feel you have something to contribute. You don't have to be the center of the group to have confidence. In fact, sometimes it is just the opposite!"
2Let the other person dominate the conversation unless it's important. Unless the conversation is important -- such as a work meeting -- consider letting someone else control the conversation. You may not want to do this with every conversation, but it can be a great way to teach yourself to speak only when you need to.
- This will help you become a better listener. You'll actively be focusing on the other person and how to keep the conversation central to them. You'll likely be surprised how much you end up learning, too.
- Try not to be too quiet when you're meeting a new person. The person may assume that you are strange or that you are not worth talking to. Instead, find a balance between listening to the other people around you and asking considerate questions.
- Don't speak unnecessarily. Think before you speak. Pause when you're agitated or excited. Be mindful of interrupting another person.
3Observe the body language of the person you're talking to. Take the time to hear the meaning behind their words instead of just jumping in with your own opinions or comments. How does this person actually feel? How are they likely to react? What information are you noticing that you didn't before?
- It's not that talkative people don't or can't do this, it's just much easier when you can focus on watching the other person rather than on talking.
4Stop interrupting people. When you interrupt someone, you demonstrate a complete lack of respect for their thoughts and feelings. Let them finish before you start on what you think. If you're not sure if you interrupted or not, just say, "I'm sorry. Did I interrupt? Go on." This will make them feel more appreciated, too.
- Take a second to consider how much you've spoken in this conversation and how much the other person has. If it's been a while since you've really chimed in with something, go ahead. No conversation is fulfilling if the other person is practically mute. But the door swings both ways — if you've been talking for a while, let the other person grab the reins. Just make sure each person gets to finish their thought before you switch gears.
5Ask questions that focus on the other person. People love talking about themselves, and if you allow them time to do it, they'll love you for it, too. Being quiet doesn't mean not talking — it means using words succinctly, asking interesting questions, and making solid points worth talking about. So don't tell yourself to shut up; just tell yourself to ask the right questions.
- Let's say an acquaintance of yours went skydiving. Instead of saying, "Oh, I went skydiving once; it was awesome!" you say, "That's great! How was it? Was it your first time?" If they're truly invested in the conversation, they'll probably ask you if you've ever done it, too.
6Lower your volume. Soften your delivery and talk quieter, but loud enough to be heard. Quiet people tend to be gentler in socializing, even when they do speak up. Fewer things rile them up and they learn to show their amazement or awe through their face and other vocal mechanisms (gasping, exclaiming to themselves, etc.).
- There is a fine, fine line to this, however. People that don't talk loud enough can get very annoying. It's easy for others to get frustrated with you if they can't hear you. So make sure that in lowering your volume, you're just using your inside voice, not your whispering voice.
7Learn to command respect through using fewer words. People who consider their words carefully before they speak tend to speak more wisely. Their ways will earn them the respect of others and will make them appear more competent. Speak up when you feel a point needs to be addressed, but don't feel the urge to fill awkward silences.
- When you reserve your words for things you actually need to say, they have more effect. Keep your words to the point to maintain your quiet demeanor and to make your words more important and meaningful.
8Rely on your face to express yourself. When you just have to spit out that comment and you're dying keeping it in, let your face express how you're feeling. An eye roll or a giggle to yourself can do wonders and it gets people noticing the little things about you. Have you ever caught a quiet friend of yours judging something with their face? Take a leaf out of their book and use your face as a substitute for your words if and when need be.
- Of course, do this carefully. It's easy to offend people even if you don't say anything. An eye roll to a particularly sensitive friend could launch them into a tizzy if you're not careful. Know your audience and know when these moments are appropriate.
9Take a moment to open your mind. Do not assume that someone with a different position or opinion is therefore wrong, stupid, or malicious. Learn why they believe that way, and where it comes from. This will help you see both sides of the coin and formulate a thought-out opinion. It'll provoke you to ask questions and to step back and think about the conversation you're having.
- This does not imply that quieter people are more understanding. It's just that when you're listening, it's easier to take in the other person's argument and to let them explain it fully.
- Avoid being quiet just to make other people angry. Being quiet to avoid confrontation is not helpful; it's cowardly. Make your points during an argument, but make them in a reasonable way without using a loud voice.
- Don't be impolite or unnecessarily curt — speak politely, but only when spoken to, and answer intelligently and not in an overly forward "yes/no" manner. Quiet is the goal, not impolite or snobby. Concise is the goal, not laconic or brusque.
Part 3
Leading a Quiet Life
1Meditate to help quiet your mind for at least a few minutes every day. Not only will meditation get you a clearer, more thoughtful, tuned-in mind, but it can help lower your cholesterol and blood pressure, too.[3] Just 10-15 minutes each day can leave you feeling zoned and zenned for the next 24 hours.
- If you're not the meditating type, other activities can substitute for this feeling. Take a walk in your favorite local park, or just sit on a bench and read. Grab a journal and spend some time writing down your thoughts. Anything that's a bit of "me-time" will do the trick.
- Do people playfully tease you and tell you to take a hike? Perhaps you should tease them back and actually do it.
- Live in the moment by practicing such techniques as mindfulness and Zen driving. Contemplating the mysteries of science (the universe, quantum theory) can also be an intensely introspective experience.
2Keep a journal. One way to shift focus (and be more observant, as mentioned above) is by keeping a journal. Commit to a daily writing practice and ask yourself questions like:
- What did I feel? Why?
- What did I learn today? Who did I learn from?
- What ideas arrived? Who or what did I think about today?
- How was today different than yesterday? Than last week? Than last year?
- What can I be grateful for? Who in our world seems lonely? Why?
3Be self-reliant. While there's no shame in asking for help, your quiet confidence will give you the strength to do it yourself, which in turn will make you more valuable to others. And when you do need to ask for help, your introspective nature will enable you to focus and to ask the right questions.
4Find a hobby. When you can spend time alone with yourself doing quiet, thoughtful things, it'll be easier to do the same in larger groups. And you'll probably be surprised how much you enjoy it as well. You'll cultivate patience and nurture your inner world, as well as provide yourself with more conversation material when it's time to socialize. Try knitting, zen gardening or some other activity that doesn't require extraneous talking. Even just picking up a good book is a start.
- In her book What Do I Say Next?, Mingling Maven Susan RoAne writes, "Still waters run deep ... but they can also be shallow." If you're shallow, people will be glad you're shutting up, and you don't want that. You want to improve yourself and become someone that other people want to be around, even if you're not chatty.
- Also remember that quiet people can also do things loud people do. You can try singing, dancing, playing an instrument, etc. Remember to transition back to a quiet person when you're done.
- However, when your free time is spent being quiet, it'll be harder to make the transition into being louder in other situations, as quietude often sets the mood for your social interactions later. Imagine spending all day reading your favorite book, getting totally enveloped, and then going to a party. You'll probably still be off in book world, feeling naturally quieter and more introverted.
5Spend more time alone. Author Susan Cain says that "quiet is a catalyst for innovation."[4] Being alone with your thoughts can be some of the most rewarding, productive time spent in your day. And you get to do exactly what you want to do. This will not only be quality time doing whatever you want, but you'll learn to be with just yourself and like it, too.
- This could be time spent perfecting your new hobby, writing in your journal, taking the dog for a walk, or going on a spontaneous trip to the grocery store. It's not important what you do, just that you do it. You'll learn that interactions with others don't make or break a good time. On the other hand, don't become a recluse, but do use your "alone time" to nurture your creativity.
6Spend time with more introverted friends. Surrounding yourself with bustling, gregarious, bubbly people will only make you more bustling, gregarious, and bubbly. To learn to appreciate friends on a lower key and sometimes even in silence, spend time with more introverted, naturally quieter people. You'll find that it's a completely new and different kind of fun.
- Quiet people often tend to hang out with quiet people, though this is not always the case. If you don't know that many quiet people, ask your quietest friend and meet their friends. Having a friend's support is often helpful, especially if they're already the quiet type (or trying to be). Alternatively, join more notoriously quiet activities — try a book club or a cooking class to meet quieter individuals.
7Consider seeing a therapist. Not only will this give you that much-needed time to talk about yourself, but you can also talk about why you feel you need to be quieter, and whether you demand other people's attention. Therapists aren't only for people who have mental disorders, but also for people who want to get in touch with themselves.
- If someone is making you feel like you're too loud, you can talk about that, too. You're probably just fine as you are, unless you feel it's a problem. Being comfortable in your natural personality is very important.
8Stay true to you. At the end of the day, some people are just naturally louder than others. You don't have to be quieter — you're probably just fine as you are. However, if you do feel compelled to change, only make changes that feel okay and genuine. If you want to speak up, do it. If you want to dance in the cafeteria, do it. All of us are dynamic individuals with more than one side to us. Maybe you just have a quiet side that comes out once in a while.
- If you genuinely do feel the need to be quieter, choose times when you feel this is the most important. At dinner with family? During class? Don't aim to be a quiet person; aim to be quieter in the right circumstances. There may be times when being loud is called for.
9Take a "vow of silence" for a short period of time. Maybe you can be completely silent for an hour. Then try three hours. If you can make it to a whole day, you might find yourself observing more around you that you never noticed before because you were too busy talking.
- A good time to begin such a "vow of silence" is after a procedure that causes pain in the mouth or head, such as braces adjustments, root canals, or even a minor bonk on the head. Don't hurt yourself, of course, but do look for inspiration to become a quiet person.
Community Q&A
QuestionHow can I be silent when I'm a very talkative and a busy child?Community AnswerFocus your energy on whatever you like to do, such as reading or singing. Have inner conversations with yourself.
QuestionHow do I not tell all about myself?Community AnswerSimply by understanding that not everyone needs to know about you. Try listening to others instead.
QuestionI always get confused when I try to be alone. I am not confident enough to be quiet. What should I do?Community AnswerIt sounds like you have a hard time being still with yourself. A lack of peace with yourself could also explain the confidence issue. The next time you're alone, try to zero in on what's making you uncomfortable. Do you value your own company? It's not uncommon for people who prefer to always be around others to get their feelings of self-worth from other people. While there's nothing wrong per se in preferring to be in the company of other people (most extroverts do), you need to understand your value apart from them as well.
QuestionHow can you be quiet and ignore people if you wish to be alone?Community AnswerTry to be polite about it if you can. You can say that you're busy, or simply that you need some alone time right now. It can also help if you have headphones on, a laptop in front of you, or something else to indicate to people that you're busy.
QuestionHow long would it take to transition from extroverted to introverted?Community AnswerIt will take some time, especially for your new habits to become natural rather than forced. The secret to change is focusing your energy on building the new rather than fighting the old; change doesn't happen overnight.
QuestionHow can I be a quiet person if people keep forcing me to talk?Community AnswerTalk to them, but not as much as you normally would. Try to make it known that you don't really enjoy talking and would prefer to observe quietly. Over time, people will begin to understand.
QuestionHow do I transition quickly into a quiet person?Community AnswerYou can't. This is not a quick fix for your problems. It takes time and practice. Start small and work diligently. Over time, you will see results.
QuestionI'm introverted and I just came upon this by mistake and found it so strange, and I just want to know, why would anyone want to become introverted?Community AnswerIntroverts tend to have certain strengths, including being good listeners, being more independent and better able to enjoy solitude, being able to concentrate well and for long periods (and therefore be productive), noticing things others don't, and often having a lot of insights, observations, knowledge, and creativity due to the great deal of time they spend observing, learning, and thinking about things. These can be desirable traits to some people, and can be useful traits to have in certain career fields. For others, it could be more superficial - they may just like how 'mysterious' introverts appear and want that for themselves, or perhaps a person they like likes introverts and they want to be liked by that person. Finally, there are some societies where being calm and quiet is valued, so people living in such societies may want to fit in by becoming more like that.
QuestionHow do I never talk again?Community AnswerThis is not recommended. There are times when you will have to talk to get your needs met and to have a functional life. Don't stop talking again, just slowly be more quiet and try to follow the steps in the article above.
QuestionHow can I help others understand that I'm trying to become a quiet person?Community AnswerDon't participate in after-school activities (e.g. going to the park, going bowling, sleepovers, etc.). It's much easier to be quiet if you are by yourself.
What's life like being cool and a silent type of guy?
What do I do if my relatives or friends start to worry about how quiet I'm being?
How do I be a quiet person when I'm in a disturbing environment?
How do I stop being afraid that someone will interrupt my business when I want to be alone and quiet?
What do I do if I get nervous and talk a lot?
- ↑ https://www.huffingtonpost.com/joanne-tombrakos/todd-akin_b_1814607.html
- ↑ https://www.psychologytoday.com/blog/shyness-is-nice/201108/quiet-is-not-four-letter-word
- ↑ http://www.mayoclinic.org/tests-procedures/meditation/in-depth/meditation/art-20045858
- ↑ http://www.scribd.com/doc/207098361/A-Quiet-Person
Article SummaryX
If you'd like to learn to become a more quiet person, take a moment before you speak or act to make sure that your words and deeds are deliberate. Listen to what others are saying, but don't be afraid to ask considerate questions to keep the conversation going. Make your words count by having a point when you speak, rather than chattering incessantly when you have nothing important to add. For tips from our social work reviewer on lowering your volume when you speak, read on!
Article Info
Categories: Personality Traits
In other languages:
Русский: стать спокойным и уравновешенным человеком, Português: Se Tornar uma Pessoa Quieta, Italiano: Diventare una Persona Riservata, Deutsch: Eine ruhige Person werden, Nederlands: Een stiller persoon worden, العربية: التحلي بالهدوء, Bahasa Indonesia: Menjadi Pendiam, हिन्दी: शांत स्वभाव के व्यक्ति बनें, 한국어: 과묵한 사람이 되는 법, Français: devenir une personne plus calme, Español: ser una persona callada, Čeština: Jak být tichým člověkem, ไทย: เป็นคนเงียบขรึม, Tiếng Việt: Trở nên Trầm tĩnh, 中文: 成为安静的人


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I have some labeled data (0=didn't cancel, 1=canceled) that I am creating a model for in my marketing class.
On top of predicting who is likely to cancel, I'd like to explore the possibility of trying different proactive retention strategies. I was thinking of running k-means on the training data where the label=1 and get, say, 4 clusters.
Is this the right way to go about this? I would basically end up with two models and run each customer through the binary classifier, and if it's predicted to cancel, run the customer through the clustering model.
I'm not sure of this approach because k-means is an unsupervised learning method and I'm sort of helping it by feeding it just the customers in the positive class.
Please share your thoughts on this approach and any suggestions.

subset: commoncrawl


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A further mark of the love for which Jesus called is the readiness to forgive. Characteristic of the discipleship to which Jesus called was the two-sided theme of forgiven as forgiving, forgiven therefore forgiving. The importance of this two-sidedness of forgiveness is alreadv clear in the Lord's Praver: 'Forgive (aphes) us our debts, as we also have forgiven our debtors' (Matt. 6.12); 'Forgive (aphes) us our sins, for we ourselves also forgive everyone indebted to us' (Luke And Matthew underlines the point bv adding and elaborating an emphasis also found in Mark:206
T. Naph. 1.6; and the famous response ofHillel, b. Sabb. 31a. A more positive form is not unique to the Christian tradition (cf. Sir. 31.15; 2En. 61.1-2; Sextus, Serci. 89); see particularly the survey by A. Dihle, Die goldene Regel. Eine Einführung in die Geschichte der antiken und frühchristlichen Vulgärethik (Göttingen: Vandenhoeck und Ruprecht, 1962) 80-108; also P. S. Alexander, 'Jesus and the Golden Rule', in Charlesworth and Johns, eds., Hillel and Jesus 363-88.
203. Bultmann, History 102-103; Funk, Five Gospels 156, 296; Lüdemann, Jesus 152; but also Davies and Allison, Matthew 1,688. On the other hand, Vermes's point should be given weight: 'the very fact that the distinctive positive wording is used rather than the common negative formulation, must . . . count as a definite argument in favour of Jesus having actually framed it' (Religion 41).
204. Tob. 4.15: 'What you hate, do not do to anyone'; P.Oxy. 654 6.2 = GTh6.2: 'Do not do what you hate'. Note also that in Christian tradition {Did. 1.2; Acts 15.20, 29a D) it is the negative form of the rule which is quoted.
205. Such differences of wording and tense are a further reminder that the concern in reteaching the Jesus tradition was for substance and present relevance, not for a more pedantic verbatim memorization. The different words used for 'forgive' in the following material make the same point.
206. Cf. also Matt. 5.23-24 — reconciliation as both forgiving and being forgiven; and
Matt. 6.14-15
Mark 11.25
14 For if you forgive people their transgressions, your heavenly Father will also forgive you. 15 But if you do not forgive people, neither will your Father forgive your transgressions.
When you stand praying, if you have anything against someone, forgive, in order that your heavenly Father may forgive you your transgressions.
Luke makes a similar point in another saying: 'Forgive and you shall be forgiven (apolythesesthe)' (Luke 631).201 The same point is implicit in the saying which urges generous and repeated forgiveness, which Matthew shares with Luke (Matt. 18.15, 21-22/Luke 17.3-4)208 and to which he has appended the parable of the unforgiving servant in order to drive home the point (Matt. 18.23-35).209 And it is presumably this model of 'forgive as forgiven' which is followed in the subsequent Christian exhortation to be 'forgiving (charizomenoi) of each other, if anyone has a cause for complaint against another; as the Lord also forgave (echarisato) you, so must you' (Col. Matthew has also made 18.15, 21-22 the frame for his 'community rule' on dealing with sins within the ekklesia (18.15-20), where a procedure to reclaim the errant brother is regularized and the authority of the community on the matter of forgiveness (cf. John 20.23) is stressed, by virtue of Jesus' presence in the midst. This tradition certainly reflects later situations in the life of the churches known to Matthew. The point here is simply to note that forgiveness continued to be a major concern in relationships within the churches and that its importance was rooted in Jesus'
the counsel to 'be at peace with one another' (only in Mark 9.50, but probably known to Paul: Rom. 12.18; cf. Matt. 5.9; Matt. 10.13/Luke 10.6).
207. Note the clear echoes in 1 Clem. 13.2 and Pol., Phil 2.3 and 6.2. Perrin is particularly enthusiastic over Matt. 6.14-15: 'No saying in the tradition has a higher claim to authenticity than this petition, nor is any saying more important to an understanding of the teaching of Jesus (Rediscovering 150-52). The Jesus Seminar conclude that Jesus said something like Luke 6.37, although they are less confident regarding Mark 11.25 (Funk, Five Gospels 99-100, 297). Despite complete lack of support from the textual tradition, Ludemann argues that the Markan text is dependent on Matthew (only here in Mark do we find reference to 'your heavenly Father') and is therefore probably a gloss (Jesus 79).
208. Cited above, §8.5e; 'the reply of Jesus is a reductio ad absurdum of any quantitative treatment of the question. There are no limits' (Dodd, Founder 67-68). As Becker notes, the warning 'Do not judge, and you will not be judged' (Matt. 7.1/Luke 6.37) and the warning against unjustified anger (Matt. 5.21-22) are the opposite side of the same coin (Jesus 249-52). We can add the further Q saying regarding the speck and the log (Matt. 7.3-5/Luke 6.41-42/ GTh 26), whose 'authenticity' is differently evaluated by Funk, Five Gospels 153-54, 298, 488 (all versions 'awarded pink status'), and Ludemann, Jesus 150 ('these verses have their context in the community and therefore [sic] do not go back to Jesus').
209. The parable is usually attributed to Jesus (see above, chapter 12 n. 211).
210. The use of to denote 'forgive' echoes its use in the little parable in Luke 7.42-43.
teaching on the subject.211 Here too we should recall Luke's saying on forgiveness (Luke 6.37), which follows immediately on his version of the saying which brings Jesus' teaching on love of enemy (§14.5) to an end: 'Be merciful just as your Father is merciful' (6.36). What Matthew's version heard as the Father's 'perfection ',212 Luke's version heard as the Father's mercy, no doubt with the paradigmatic theologoumenon of Exod. 34.6-7 very much in the background.213
At this point it is futile to debate as to whether Jesus envisaged divine forgiveness as conditional on human forgiveness or saw human forgiveness as the consequence of divine forgiveness.214 The teaching was no doubt heard with both emphases. Unforgiving disciples need to be warned of what it is they actually pray in the Lord's Prayer: to refuse forgiveness is to invite judgment.215 But it is equally, if not more important to realize that the motivation to forgive depends on the awareness of having needed forgiveness oneself and of having been so generously forgiven. The will to forgive springs from the experience of forgiveness, the generosity of forgiveness offered from gratitude at forgiveness re-ceived.216 The alternative is a sequence of relationships eroded from within by
211. Wright, Jesus 294-95, and McKnight, New Vision 224-27, refer specifically to the jubilee tradition (cancellation of debts, Lev. 25.10; Isa. 61.1; cf. Luke 4.16-30), connected with both the return from exile and forgiveness (Isa. 40.1-2; Jer. 33.7-8; Ezek. 36.24): 'Jesus expected his followers to live by the Jubilee principle among themselves . . . that they should forgive one another not only "sins" but also debts' (Wright 295). See more fully S. H. Ringe, Jesus, Liberation, andthe Biblical Jubilee (Philadelphia: Fortress, 1985) 65-80; M. Barker, 'The Time Is Fulfilled: Jesus and Jubilee', SJT 53 (2000) 22-32.
212. But Matthew has already stressed the importance of the disciple being merciful (Matt. 5.7); (Luke 6.36) forms a hendiadys with eleemones (Matt. 5.7), as Exod. 34.6 shows (see further e.g., R. Bultmann, oiktiro, TDNT5.160). And by God's 'perfection' Matthew evidently understood God's generosity (5.45-47); NEB/REB translate, 'There must be no limit to your goodness, as your heavenly Father's goodness knows no bounds'; see further particularly Betz, Sermon on Mount 321-25. On 'imitating God' see also Schnackenburg, Sittliche Botschaft85-86.
213. Did. 1.4-5, with the same sequence of teaching, shows that the concept of being 'perfect' (teleios) was being understood by the tradents of the Jesus tradition in terms of generosity. Contrast the 'perfection' of complete obedience required at Qumran (1QS 1.7-15).
214. The same unclarity is present in the conclusion to Luke 7.36-50: Jesus says of the woman that 'her sins, which are many, are forgiven, for she loved much; but he who is forgiven little, loves little' (7.47). Cf. NEB/REB's translation: 'I tell you, her great love proves that her many sins have been forgiven; where little has been forgiven, little love is shown';
Ethics 39; and see further C. F. D. Moule, '"... As we forgive ...": a note on the distinction between desserts and capacity in the understanding of forgiveness', Essays in New TestamentIn-terpretation278-86.
215. Note already Sir. 28.2: 'Forgive your neighbour the wrong he has done, and then your sins will be pardoned when you pray'.
216. 'Forgiveness has been truly received only when makes the heart forgiving'
the cancer of mistrust and the poison of unhealed sores. Jesus evidently saw clearly that a community can be healthy and outgoing only when forgiveness is regularly both given and received among its members. So it should be in the community of the kingdom of God.
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Revenge of the Jedi (20th Century Fox, 1982). One Sheet (27.25" X 40.75") Undated Advance Style.. ...Click the image to load the highest resolution version.
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DescriptionRevenge of the Jedi (20th Century Fox, 1982). One Sheet (27.25" X 40.75") Undated Advance Style.
The third installment in the Star Wars trilogy was originally titled Revenge of the Jedi, until creator George Lucas realized that revenge was a concept that would be out of character for his chivalric knights. The title was changed to Return of the Jedi, but not before a handful of advance posters were released with the original title. As the only artifact bearing this name, these Drew Struzan-designed posters are in high demand by Star Wars collectors worldwide. There were two versions of this poster printed, the dated and undated, both of which are presented in the 2014 July Signature Auction. The poster shows light fold wear with touchup. Very Fine on Linen.
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Auction #162004 spotlights
Black Dragons (Monogram, 1942). Very Fine- on Linen. One Sheet
Dancing Lady (MGM, 1933). Very Fine+. Full Bleed Window Card
The Lone Ranger Rides Again (Republic, 1939). Fine/Very Fine. One Sheet
The Grateful Dead at the Agradome and Dante's Inferno (1967). Very Fine-. Concert Window Card
This Gun for Hire (Paramount, 1942). Fine+. Lobby Card
Cabin in the Sky (MGM, 1943). Fine. Lobby Card
White Christmas (Paramount, 1954). Folded, Fine+. Half Sheet
My Little Chickadee (Universal, 1940). Very Fine. Autographed Lobby Card


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How short is too short for shorts? Ask John Wayne .
Men's shorts with eensy inseams have lately come back in style, recalling the startlingly small hot pants that "the Duke" wore back in the day.
I HAVE TO admit: John Wayne had some nice legs. And he must have known it too, because during a 1959 vacation to Mexico, the chisel-chinned star wore a pair of hot pants so microscopic that his shirt tails nearly hang below the shorts' hems. They have maybe a 1-inch inseam and, on a towering fella like Mr. Wayne, who clocked in at a purported 6 feet 4 inches tall, that is awfully eensy.
The inseam length of Mr. Wayne's audaciously undersized shorts is at the extreme end of the scale (truly, I don't see how you could get smaller)...Read more: The Wall Street Journal
Wayne had change from jeans too leathers for long horse trips them men boxers no women on ranch and prey and no go around bunk house or shitter sleep in trees cause snakes Oh good GRIEF - they aren't shorts - it's a SWIMSUIT 🦵good lord,and 🤠 sure was a packin' ☀ 🇲🇽 His penis is almost hanging out. Please dont.
That's not John Wayne. The Duke wore no pants. Just Chaps. He was True Grit, not Jeff Bridges. They should have used Iris Dement's version of "Leaning on the Everlasting Arms" in the Original. Although Hailee Steinfield was surely awesome in the remake and dwarfed everyone else. No one wore shorts like Lemmy 😁
Wish I never saw that picture. Tiny shorts with espadrilles? Cowboys didn't dress like that! Or did they 🤔 And espadrilles, I might add. Wtf John!!! 🤔
21 One-Shoulder Tops and Dresses to Wear While Summer's Still HereHold on while you still can.
Yes! I'm all about the short shorts for the fellas! Who knew? Whoa mamma! Look at that moose knuckle 🙈 Holy crap no Are there not more relevant things for the WSJ to discuss? For F sake You better not make fun of his shorts pilgrim or you'll be in for a bad day. John Wayne was a pussy. That photo is just wrong.
sad to see him feeding his lung cancer He also smoked more than 3 packs a day so, I will pass on the shorts and the smoking... still a great movie star though
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That was the style back then. Only if you get a certified letter from a professional that you're as badass as John Wayne! Oh HELL yes Is this the masculine version of skirt length economics? Are men's shorts worn shorter in times when general consumer confidence is high, and are men's shorts worn longer when the overall economic outlook is gloomy and fearful?
Who knew the Duke toted a man-purse? And moose knuckles are not a good look for any man, regardless of their star power. ItDepends You call those shorts? See Lemmy from Motorhead. Ugh - I think that he's wearing a swimsuit - not casual shorts. Now, can what he'd say today if he saw the kids walking around with their pants below their butt and in the silly shorts that look 6 sizes too big and inseam almost to the ankles 😁😁✌🏻
Yes and be sure to wear a pair of Crocs with them to complete the look. John Wayne=Sexy!!! My dad IS John Wayne. TYLERPOLICEDEPT 😘
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Floral Half Sleeve Above Knee A-line Dress (1955134382)
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General Multicolor Day Dresses Above Knee As Picture None Polyester Casual Spring Others XS Summer A-line Dress Floral Fall S M L Half Sleeve XL Dress
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Releasing May 12, 2020 – Available for pre-order now! Links to Indiebound, BAM!, Barnes and Noble, and Amazon can be found here!
An Indian-American girl learns the power of her own voice as she navigates prejudice in her small town in this effervescent, heartfelt middle-grade novel.
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When a racist incident rocks Lekha's community, Lekha realizes she must make a choice: continue to remain silent or find her voice before it's too late.
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text:
Why the IOOF share price is up 16% in October
The IOOF Holdings Ltd (ASX: IFL) share price has climbed 16.53% higher since the start of October.
With the Aussie wealth manager's shares soaring higher, is now the time to buy?
Why IOOF shares are climbing higher
IOOF shares were trading as low as $6.03 per share back on October 9, before climbing higher.
Arguably the biggest catalyst was IOOF's update on its ANZ Wealth Pension and Investments (P&I) acquisition.
IOOF agreed with Australia and New Zealand Banking Group Ltd (ASX: ANZ) to lower the purchase price to $825 million.
Shareholders look to be buoyed by lower outgoings and the potential for more long-term value.
The Aussie wealth manager is focusing on completing the acquisition by 31 December 2019, and not later than 30 June 2020.
Another big positive for the IOOF share price was a favourable decision in its Federal Court action brought by APRA.
Following the 2018 Financial Services Royal Commission, APRA applied to have several IOOF senior executives disqualified from the industry.
The Court ruled on 20 September that IOOF had not contravened the Superannuation Industry (Supervision) Act.
However, the IOOF share price received a boost when the regulator decided not to appeal the Court's decision.
Are IOOF shareholders happy in 2019?
Prior to this month's surge, IOOF shares had already been performing strongly.
Since the start of September, the company's share price has rocketed 45.63% higher in good news for shareholders. However, IOOF shares remain well down on their pre-Royal Commission valuation at over $11 per share.
While shareholders are rightly disappointed with IOOF's performance in the past 12 to 18 months, there are signs of hope.
With a renewed strategic focus and business developments, IOOF could be better value than AMP Limited (ASX: AMP).
Foolish takeaway
Despite recent IOOF gains, I think Magellan Financial Group Ltd (ASX: MFG) remains the top ASX wealth manager.
The Magellan share price is up 116.65% in 2019 and has had steady share price growth in recent years.
In the meantime, if you're in search of income, take a look at The Motley Fool's top dividend picks for 2020.
Top 3 Dividend Shares To Buy For 2020
When Edward Vesely -- our resident dividend expert -- has a stock tip, it can pay to listen. With huge winners like Dicker Data (up 147%) and Collins Food (up 105%) under his belt, Edward is building an enviable following amongst investors that are planning for retirement.
In a brand new report, Edward has just revealed what he believes are the 3 best dividend stocks for income-hungry investors to buy now. All 3 stocks are paying growing fully franked dividends giving you the opportunity to combine capital appreciation with attractive dividend yields.
Best of all, Edward's "Top 3 Dividend Shares To Buy For 2020" report is totally free to all Motley Fool readers.
Motley Fool contributor Kenneth Hall has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.


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Is it safe to snort chocolate?
It's time to welcome the newest member to jump on the millennial bandwagon, chocolate. Just like the evolution of mankind, chocolate has evolved too. However, unlike the evolution of mankind, chocolate took a turn for the worse. Gone are the days when chocolate cakes, tarts, cupcakes or a bar were the only ways to get a taste of this universal source of happiness. Fast forward to 2017, chocolate can now be snorted.
The 'chocolate snorting trend' was first seen in European nightclubs last year with its beginnings stemming from Belgium. This unconventional use of chocolate is the brainchild of Dominique Persoone, a master chocolatier at The Chocolate Line. Persoone's invention, called the 'Chocolate Shooter', was a device where consumers would catapult powdered chocolate up their nose. Today, over 25,000 of these 'chocolate shooters' have been sold worldwide, India being one of the markets. The device was first created by the master chocolatier for the birthday party of Ronnie Wood and Charlie Watts from the Rolling Stones.
The trend soon caught up and led to 29 year-old, Nick Anderson creating a 'snortable' chocolate powder, Coco Loko. It is being referred to as a new way to get a buzz which is drug-free, inexpensive and widely available. The product, created by owner of Orlando-based Company Legal Lean includes cacao powder, gingko biloba, taurine and guarana, all of which are commonly found in energy drinks. The maker claims that it can provide "almost like an energy-drink feeling, like you're euphoric but also motivated to get things done."
Is Raw Cacao good for you?
Raw cacao is known to have a number of health benefits and is far more effective than previously believed. It protects your heart and prevents cardiovascular diseases. Other benefits include presence of high levels of antioxidants and a boost in immunity. One of the prime benefits is the presence of Anandamide - known as the bliss molecule. Cacao contains this mood improver, which creates a feeling of euphoria. On paper, everything sounds good but medical health professionals don't believe so.
The Dark side
This fad is doing the rounds especially among teenagers and in nightclubs as an alternative to other illegal drugs. A few health experts believe that snorting chocolate may in fact be a better alternative to indulgence in illicit drugs. On the other hand, there are others who share a different opinion, "It's a fad and a kind of addiction. Many a time, people are dependent or addicted to drugs or cigarettes and overcome this by de-addiction. In such a case, they look for alternative options and keep moving from one addiction to another. Chocolate snorting is one such option. Addiction is mostly psychological and the high achieved by it is temporary. Cacao has side effects where excess consumption can lead to spike in insulin and wreak havoc on the hormonal health. As far as the similarity to energy drinks is concerned, such ingredients provide energy which is short lived and can cause damage to your health if consumed on a regular basis. In general excess of any one kind of drug can harm a person's health," said Dr Madhavi K Sharma, Nutritionist and Certified Diabetes Educator.
"There's not much research done on its safety, till then I'd definitely slam the bizarre trend," said Dr Sonia Narang, a Nutritionist and Dietitian. Snorting chocolate can be very harmful for the lungs and nose. Due to dry and sticky nature of the chocolate, it can block or damage the cilia and membrane of the nose which would ultimately result in its weak functioning. Furthermore, these fine particles can get mixed with your mucus creating a paste that could block your sinuses and they might go to your lungs causing serious breathing problems.
Nowadays, unusual trends spread like wildfire and get attention worldwide. It's not surprising to see an outlandish trend like this is creating a buzz, but the question still remains- Is chocolate snorting just a trend which would soon fade away or is it here to stay?


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Saab is well known for being the most stylish and cutting edge car manufacturer in Sweden. They have made incredible cars over the years. Those vehicles are well-loved by their owners, and they deserve to be serviced and maintained well. Full Service Automotive's experienced service team here is committed to doing the best possible service and repair work of Saab vehicles.
The most well-known Saab cars are the 9-3, 9-5, 9-4X and 9000. You will see these cars on the road and under the wrench of our service team as well! Our skilled team made quite the name for themselves over the many years we've been working on Saab vehicles, we hope to have the chance to show you why!
Full Service Automotive's certified technicians can help with many Saab maintenance and repair issues such as the following:
Feel free to contact Full Service Automotive or visit us at 25617 Old Fredericksburg Rd, Boerne, TX 78015 to schedule an appointment for your next Saab service! Our shop is ready to serve you with all of the service, repair and maintenance needs of your Saab vehicle.
Let us know how we can help you. Schedule your appointment online today.


text:
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us, we will charge you the full retail price for the router;
alterntively the router may be returned to us in its original condition.


text:
Snowflake's Feed
02-24-2019 at 12:24 PM
Fourth place on intellivision
Well despite all my complaints i'm stili gonna take happy and pride in the little things. The recent rush of acceptance has put me into 4th place on intellivision. @Gsampson35 my old atari rival is now within 3 pts of me on intellivision so when i'm done with tapper i'm definitly motivated to get back to that.


text:
Nerdy busty babe loves it when her guy is slapping her backside and sucking on her big tits, making her go crazy. I fucked year old hot Latina with huge ass and massive tits by the pool. She claps her hands and decides to turn her man into a healthier, younger stud, who has the right sized dick, and the right amount of energy to give her what she truly wants! Model bio index pages index here : A to Z Models. As she was massaging her huge boobs and wanking her cunt in hot water, the best man comes in, finds her naked and gets excited about seeing those huge round melons, inviting him to come over and fuck her.
Big Juggs Pics
He bent this staggering MILF over and started pounding her stunning ass from behind. The naughty blonde rode the big dicked demon in reverse cowgirl screaming as her snatch was being ravaged by his pumping, trembling in multiple orgasms until he reached his edge in the end and shot her beautiful body full of his thick white loads of cum. She rides him in cowgirl position, pressing her big tits against his chest and flipping over unto reverse again, feeling how his balls tighten up and knowing that pretty soon her man will be blowing his load and splattering hot cum all over her big tits and sexy face! He bends her over the couch in doggy position and rams that delicious butt from behind. They focus on her amazing boobs and her perfect ass for almost the entire duration of this clip. She put on a pretty interesting show, exposing her amazing boobs. What this old slut wants is to make him more comfortable, and when her stepson grabs her tits and lets her suck his pride as deep as she can, things get relaxed.
Huge Boobs Pics - Giant boobs Pix -
The babe gets that deep pussy poundin, begging to fuck her harder. I fucked year old hot Latina with huge ass and massive tits by the pool. Sexy naked girl spreads her legs wide on the massage table and her masseur is drilled her pussy missionary style. Naked girls with big tits, what could be more wonderful? This website is dedicated to real natural super big breasts, so join me for me big boob festivity. She was in her innocent, white shirt and wearing cute wings when she pulled her massive, natural tits out and started teasing and playing with them, fondling them and squeezing her nipples. Then this natural big titted babe is being nailed doggy style as his hands are on her neck, making her feel helpless, just as she likes it.
Jordi ENP was forced to enlist in a boot camp for disgruntled teenagers and he managed to sneak in a couple of Playboy magazines. Unfortunately, they are interrupted halfway through by her daughter, letting them know that dinner is served. His mind was filled with stimulation as he buries his face between her ass cheeks and starts licking her cunt from behind. She is the epitome of tight and fit. After tons of strokes, she finally lets her employee pound into her cunt.
2 days ago
she loves it nice ass and i like to see her feet in the air come on sniff and lick them too
7 months ago
Ultimately, a boring chatterbox.
20 days ago
I have this pool table that's going to waste in the basement....send them both over! ! ! LOL Great post, thanks!
2 years ago
love amber lynns bleached out hair-sexy.
9 months ago
that kind of PHAT AZZ needs BBC ONLY
9 months ago
Stupid hoe
12 days ago
lucky cock!!!!!
1 day ago
Gorgeous girl,great tits and nice cunt.Pity about the lousy cum shot.
26 days ago
OMG is she adorable!!!!


text:
Not exclusively is Instagram the quickest developing social network community, however, it's turned out to be one of the focal centers for trade on the web.
Organizations and influences from each possible industry are on it, every one of them attempting to contact a more prominent gathering of people.
Engagement is the way to winning supporters on Instagram. In the event that you don't take an interest, you can't win with this channel.
Arranging, proposing, acquiring subsidizing, picking a specialty, picking a logo, assembling a site, finding a physical area, and promoting are only the start of the exercises for beginning and working an effective business.
In this article we will demonstrate to you the full rundown of the most secure Instagram bots, tools and development services to mechanize your records.
Social Steeze
Social Steeze is an administration that has given us a great outcome since I attempted the service.
It has as of late observed reestablished prevalence because of the developmental issues that encompass some Botting services that are high-hazard and perilous to utilize.
The best thing about this service is it is anything but a bot that you need to design and run yourself.
It's everything natural development done by specialists. You truly don't need to do something besides joining and give a couple of subtleties.
SocialUpgrade signing is basic and expects answers to a couple of inquiries. At that point you can target dependent on usernames, hashtags, and areas.
SocialUpgrade guarantees that the majority of the accounts that it interfaces with are genuine individuals.
The development that you get is simply natural, which ensures that there will be genuine commitment with your posts.
Magic Social
With Magic Social you can robotize the majority of your Instagram development with this tool. They are a genuinely newcomer, yet their administration is tip top.
Magic Social was as of late named the first in Entrepreneur to list instruments that will enable you to discover more followers on Instagram.
Risesocial is another driving Instagram advertising service that offers genuine Instagram development into reality.
It ends up overpowering and depleting to play out the exercises on Instagram consistently to develop your essence and fabricate your commitment.
It's genuinely like Social Steeze, with the fundamental distinction I saw is just the cost. They utilize front line programming to guarantee accomplishment in accumulating a genuine and fruitful after for your Instagram arrange.
Also Read
Hackers Use These Methods to Hack Your Facebook Password
Other than porn sites, Reliance Jio is also blocking Telegram and SoundCloud
Newly Approved WebAuthn Lets You Log Into All Your Accounts Without a Password


text:
If you are looking to bring attention to your outdoor space, installing outdoor tree lighting will certainly make your landscape the topic of conversation. Incorporating this type of lighting into the current theme of your garden will not only enhance the theme, it may also increase the value of your property. Once lighting has been installed on the trees, they can serve several functions including:
- Becoming the focal point of your garden
- Adding more dimension to your garden
- Bringing attention to other features in your garden
Before installation of the lights can begin, you will need to plan. During the planning process, you will need to assess the size of the tree or trees you want to use, the position of the trees and the structure of the trees. Do not overlook this step. The planning process will ensure that your outdoor tree lighting project will complement your landscape.
How to Choose a Tree
When choosing a tree to include in your outdoor lighting project, you will not want to choose a tree that is not damaged structurally nor has any defects. If you are unsure which trees you should select, consult with a local arborist.
How to Choose Viewing Distance
You will also need to decide the distance and the angle at which the trees will be viewed. Any trees that are positioned further away from the preferred distance will need to have more illumination than trees that are closer in view. Be aware that you may need to make adjustments in the lighting, so be flexible with the amount of light that is given off.
The Size of the Tree
A tree that is smaller in size will not need as much lighting as a tree that is larger. They require less output, and low voltage lighting can easily be installed on smaller trees. Commercial lighting fixtures may be the best solution for larger trees because they require more electricity. A professional lighting contractor can help you select the best fixtures for your lighting plan.
There are several creative ways that use outdoor tree lighting in your garden theme. Shadowing, moon lighting and silhouetting are just some of the ways to enhance the beauty of your landscape. Consult with a licensed lighting contractor before you begin any type of outdoor lighting project.
Do you want to create the ultimate outdoor tree lighting design for your garden? Let Showcase Outdoors help you transform your outdoor space. Get a free quote today.


text:
Azure is now certified for the ISO/IEC 27701 privacy standard
Australia has proven to be very creative in the past when it comes to cybersecurity and measures against it. Yet again, they published a fairly good video on security awareness.
The only drawback: I you are not Australian – it is not THAT easy to understand J
Related articles
- Australian cybersecurity video plays dumb to raise awareness, but will it work? (welivesecurity.com)
Related posts


text:
Get our free book (in Spanish or English) on rainwater now - To Catch the Rain.
Open House: Building an Open Source Lifestyle
Open House seeks to use the construction of an open source based home as a vehicle for a journey into the emerging Post-Industrial culture and the contemporary sub-cultural movements currently cultivating it. Through the creation of its various features and elements, the project and documentary will take the viewer on a tour the basic themes of open technology, high-tech DIY, P2P, and Commons Transition with 'side trips' to visit the various fab labs and hackerspace, designers and teams, social entrepreneurs, futurists, theorists, and other personalities currently participating in this cultural evolution. The basic objective of the core build is to realize a modest owner-built home that leverages new technology and design on both sustainability and subsistence autonomy as convenient at present, illustrating the potential for individual and community 'unplugging' from the market economy as is a key undercurrent theme of these movements. This site is intended to be a development center for the project, divided into the necessary project work categories and cataloging the 'package' of open designs that will be used in the build.
Project Sections[edit]
- narrative and episode structure
- episode breakdown
- side trips - people and places
- evangelism
- video/media production
- location/siting
- fabrication - on or off site
- resource logistics
- budget
- housing - basic program
- utilities
- furnishings
- kitchen
- home workshop
- microfarm
- IT and Smart Home
- domestic robotics (optional)
- transportation
Your discussion.
Links & references[edit]
- http://www.wikihouse.cc/
- http://opensourceecology.org/gvcs/ - "easy fabrication of the 50 different Industrial Machines that it takes to build a small, sustainable civilization with modern comforts"
- Totalism Hackbase infrastructure, spec "hacking housing", "FLOSL-Free/Libre and Open Source Lifestyle" (representation model)
- hackbases
- "We Live In Public": http://www.imdb.com/title/tt0498329/
- https://www.facebook.com/CohabitatGroup
- http://genesis.re
Contact details[edit]
Project Founder - Eric Hunting erichunting @ gmail.com
Project Team -


text:
Becki's Notary on the Go
LoansNotaryEscrow Services
Monday - Friday: 7am - 7pm
Saturday: 2pm - 7pm
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About Us
Becki Wheeler provides excellent Mobile Notary Services in the greater Big Bear Lake area. She visits multiple businesses, residents, and care facilities on a daily basis. Becki's Notary on the Go is efficient and professional. Mobile Notary appointments can be made over the phone or via email.


text:
The air is cold, the leaves are golden and the last of the summer crops have been harvested. This frost took the last of our tomatoes, peppers, and eggplant. But with the freeze, the carrots will burst with sweetness! We are so grateful for this new month of gratitude and thanksgiving.
As this year comes to a close soon lets find reasons not only to be thankful, but to bless others too.
Small gestures of kindness. Give a compliment, open a door, be a good listener, treat someone to lunch, be more encouraging, say thank you... the list is endless...Its our acts of kindness that can make someone's day brighter. Lets keep that in mind this new month.
Have a blessed week and we look forward to seeing you all!
Kelli + Joshua


text:
The city of Groningen purchases many kinds of services, supplies and goods every year. This involves a lot of relationships with suppliers as well as contracts.
With our purchasing policy and our contracts, we want to add societal value. We want, for example, to purchase locally. Additionally, this entails encouraging innovation, sustainability, and social return. We are ambitious; For instance, we intent to achieve carbon neutrality in 2035 and stop producing waste from 2025 onwards. The manifest 'Maatschappelijk Verantwoord Inkopen (MVI) [Socially Responsible Purchasing]' contributes to realizing these ambitions. For us, purchasing and tendering are about more than just the product's price and quality. In our assignments and requests, we therefore explicitly ask how suppliers can contribute to these goals and we try to reward such contributions
This is why it's important to comply with, as well as monitor these agreements made in the tendering procedure, and comply with agreements properly during the contract period. A good connection between the organization parts in which the agreements are requested (procurement) and executed (contract management) is therefore of great importance.
What's the problem?
Currently, we believe we're not making adequate use of our purchasing potential, in the sense that we're making insufficient use of our contracts and agreements to contribute to our organizational goals. As it turns out, it's difficult and strenuous to set up the entire process of drafting, requesting and checking our requirements and to monitor and measure the formulated KPIs during the contract period. Consequently, we suspect that:
contracts are not adequately utilized.
suppliers are not (enabled to be) supplying what they agreed to during the tendering process. Possibly they therefore should not have been offered the tender.
We are looking for approaches that enable us to run our purchasing and CM process more efficiently and more reliably.
– We are not looking for new Contract Management tools.
Issued by: Afdeling / programme: SSC, afdeling Inkoop


text:
Assistant Team Leader
Nova 401(k) Associates
(Houston TX / Austin TX / Dallas TX / Scottsdale AZ / Telecommute)
Defined Benefits Combo Cash Balance Consultant
Loren D. Stark Company
(Houston TX / Telecommute)
Retirement Plan Sales Territory Manager
Loren D. Stark Company
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Plan Document ERISA Attorney
Actuarial Systems Corporation
(Sylmar CA / Telecommute)
Client Relationship Manager
Loren D. Stark Company
(Houston TX / Telecommute)
DC Plan Administrator
San Diego Pension Consultants
(San Diego CA)
Compliance Analyst (QKA)
Newport Group
(Folsom CA / Dallas TX / Walnut Creek CA / Annapolis MD / Burlington VT / Charlotte NC / Chicago IL / Fresno CA / Moline IL / Lake Mary FL / Saint Petersburg FL / Saint Louis MO / AL / IA / MN / PA / VA / WI)
Apprentice - Financial Services and Employee Benefits
Columbia Benefits, LLC
(Englewood CO)
Retirement Plan Relationship Advisor
Prosperity Advisors, LLC and SS&G Wealth Management
(Akron OH)
DC 401(k) Plan Administrator
Gelman Pension Consulting, Inc.
(New York NY)
Senior Pension Administrator
Spectra Associates
Retirement Plan Advisor / Relationship Manager
Growing Regional Bank
(Houston TX)
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403(b) Pre-Approved Plan Document Workshop: Part 3 [2018]
FIS Relius Education
Mar. 7, 2018
Recorded Online
403(b) Pre-Approved Plan Document Workshop: A 3-Part Program [2018]
Program Schedule:
At long last, the IRS has created a program for pre-approved 403(b) plan documents and the first round of documents have been reviewed and approved by the Service. 403(b) plan sponsors have until March 30, 2020 to restate their plan documents with a Remedial Amendment Period that can stretch back to 2010. FIS has developed five different 403(b) document formats to meet a wide-range of plan sponsor and practitioner needs.
This three-part web seminar series provides a line-by-line review of the new document Adoption Agreements as well as a review of the Basic Plan Document. The focus is primarily on the Adoption Agreement, giving background and explanations as to its use, including suggested completion of check-box and blank line options. Attendees receive a practical understanding of FIS 403(b) plan documents. Save time and get an early start on the 403(b) restatement process.
Topics include:
After attending this Web seminar, an attendee should be able to:
Speaker: David Schultz, J.D.
Continue by clicking on the following link:
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text:
Michelin alleges infringement of its patented pattern for the BFGoodrich Mud-Terrain T/A® KM2
GREENVILLE, S.C. Sept. 26, 2017 – Today Michelin North America, Inc., filed suit against Tire Mart Inc., doing business as Braven Off-Road, alleging the company has infringed a design patent covering the BFGoodrich Mud-Terrain T/A® KM2.
Michelin filed the lawsuit in U.S. District Court for the Eastern District of Missouri, Eastern Division (Michelin North America, Inc. v. Tire Mart, Inc..; case no. 4:17-CV-2472). The suit alleges that the Braven Ironside tire model infringes the Company's U.S. Design Patent No. D530,266.
"We will actively protect the technology investment in our products," said Scott Clark, chief operating officer for Michelin North America and head of the Company's passenger tire unit. "Michelin will aggressively defend its intellectual property and the expertise of our employees."
Tire Mart Inc. markets and sells, under the Pit Bull and Braven brands, radial tires for tire-line segments that include ATVs, UTVs, Light Trucks and SUVs.
About Michelin North America
Dedicated to the improvement of sustainable mobility, Michelin designs, manufactures and sells tires for every type of vehicle, including airplanes, automobiles, bicycles, earthmovers, farm equipment, heavy-duty trucks and motorcycles. The Company has earned a long-standing reputation for building innovative premium tires. In addition to tires, the Company also publishes travel guides, hotel and restaurant guides, maps and road atlases. Headquartered in Greenville, S.C., Michelin North America (www.michelinman.com) employs about 22,700 and operates 19 major manufacturing plants. Forbes magazine has ranked Michelin No. 1 on its annual survey of "Best Large Employers in America" for 2018. Learn more about purpose-driven careers with a purpose-driven company at jobs.michelinman.com.