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Cluster Munition Ban Policy
Summary: Signatory Jamaica has expressed interest in ratifying the convention, but the current status of its ratification is unknown. It voted in favor of a key United Nations (UN) resolution promoting universalization of the convention in December 2017. Jamaica has attended a couple of the convention's meetings, but not since 2014.
Jamaica is not known to have ever used, produced, or transferred cluster munitions. Jamaica said in 2012 that it does not possess any stocks.
Jamaica signed the Convention on Cluster Munitions on 12 June 2009, becoming the first Caribbean country to join.
Jamaica has committed to ratify the convention on several occasions, but the current status of its ratification is unknown.[1]
Jamaica participated in the Oslo Process and advocated strongly for the most comprehensive convention text possible during the formal negotiations in Dublin in May 2008.[2]
Jamaica has participated in a couple of Meetings of States Parties of the convention, but not since 2014.[3] It has participated in regional workshops on cluster munitions.
In December 2017, Jamaica voted in favor of a key UN General Assembly (UNGA) resolution on the Convention on Cluster Munitions that urges states outside the convention to "join as soon as possible."[4]
Jamaica has voted in favor of UNGA resolutions expressing outrage at the use of cluster munitions in Syria.[5]
Jamaica is a State Party to the Mine Ban Treaty. It is also party to the Convention on Conventional Weapons.
Use, production, transfer, and stockpiling
Jamaica is not known to have ever used, produced, or transferred cluster munitions. In 2012, a government representative told States Parties that "Jamaica does not possess cluster munitions."[6]
[1] In October 2015, Jamaica stated that it was working to ratify "at the earliest opportunity," while the high commissioner in Ottawa told Canadian campaigners in July 2015 that Jamaica hopes to ratify "at the earliest opportunity." Statement of Jamaica, UNGA First Committee on Disarmament and International Security, New York, 26 October 2015; letter to Paul Hannon, Mines Action Canada, from Janice Miller, High Commissioner for Jamaica to Canada, Ottawa, 8 July 2015.
[2] For details on Jamaica's cluster munition policy and practice up to early 2010, see ICBL, Cluster Munition Monitor 2010 (Ottawa: Mines Action Canada, October 2010), pp. 156–157.
[3] Jamaica attended Meetings of States Parties of the convention in 2012 and 2014.
[4] "Implementation of the Convention on Cluster Munitions," UNGA Resolution 72/54, 4 December 2017. Jamaica voted in favor of previous UNGA resolutions promoting the convention in 2015 and 2016.
[5] "Situation of human rights in the Syrian Arab Republic," UNGA Resolution 72/191, 19 December 2017. Jamaica voted in favor of similar resolutions in 2013–2016.
[6] Statement of Jamaica, Convention on Cluster Munitions Third Meeting of States Parties, Oslo, 11 September 2012.


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UK must avoid messy and disorderly exit on March 29thMarch 12, 2019"Businesses have warned time and again that the United Kingdom is not ready to face the consequences of a messy and disorderly exit from the European Union. Government agencies are not ready, many businesses are not ready, and despite two and a half years passing since the referendum, there is no clear plan to support communities at the sharp end of such an abrupt change," commented Dr Adam Marshall, Director General of the British Chambers of Commerce (BCC), on the parliamentary defeat of the meaningful vote on the Brexit agreement,
"Parliament must demonstrate that it will heed these repeated warnings. It is profoundly obvious that neither government nor many businesses are ready for a disorderly exit – and this must not be allowed to happen on March 29th, whether by default or by design.
"Businesses have been failed over and over again by Westminster in recent months, but allowing a messy and disorderly exit on March 29th would take political negligence to new extremes."
Did you know? Members can submit their own news and events to be posted on our website. Log in to get started

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Dark days now frequent visitors
A dark, gloomy day today was, back in 1977. A panic-stricken, thoughtless regime had run out of ideas.
Following a cabinet meeting they held the day before, they had decided to immediately pounce on about 70 South Africans, at the stroke of a pen declare 19 community and political organisations unlawful, and ban two newspapers.
Among the organisations the minister of justice said were a "threat to law and order" were the Black People's Convention (BPC), South African Student's Organisation (Saso), Black Parent's Association, Black Women's Federation and the Union of Black Journalists (UBJ).
The two newspapers that irked the government the most because they couldn't keep the lid on the ills of the system, were The World and Weekend World, with their editor Percy Qoboza among the "instigators" who were both banned and detained.
It was a desperate attempt – not only to bottle the brewing anger of the stubborn and resilient majority, but also to show the might the rulers thought they still had.
Little did they know that it was the beginning of the end.
A mere 17 years later, they were out of power and many of us thought never again will SA be led by an illegitimate, heartless bunch, who wouldn't hesitate to use whatever unfair advantage they have over others.
You see, our carefully constructed legislative, executive and judicial architecture is meant to keep dark days at bay.
The drafters of our constitution knew – as all of us should – that evil thrives where there's silence, indifference, fear and callousness.
At least in terms of our constitution, often hailed as one of the best in the world, South African laws are now supposed to be crafted in independent legislatures, with the active participation of all those affected, where all in power are held accountable and those who break the laws face consequences.
In the words of the first person to be democratically elected to head the state, Nelson Mandela, on the day he was inaugurated on April 27 1994: "Never, never and never again shall it be that this beautiful land will again experience the oppression of one by another and suffer the indignity of being the skunk of the world."
A mere 24 years after Mandela said those words, we've chosen to be that skunk of the world, evidenced by the dark days that have become such frequent visitors.
Power's seduction has brought shame to the likes of leaders, political organisations, student formations and media organisations the apartheid government feared so much.
Instead of continuing to shine the light on the ills afflicting our nation, some of us now stand accused of immersing ourselves in the very wrongs we were supposed to expose.
This week the editor of the Sunday Times, one time the country's most respected newspaper, had to publicly apologise for the misdemeanours of the publication's former journalists and return the awards they received for their shoddy work.
This as the national public broadcaster, the SABC, is still reeling from years of chaos and destruction that were brought about by journalists like Hlaudi Motsoeneng and a cabinet with ministers such as one Faith Muthambi, who were prepared to sacrifice such an important national institution at the altar of their personal and financial ambitions.
Every day has been a dark one this past week – each carrying with it revelations of how politicians, government officials, traditional leaders and socalled businessmen not only helped themselves to public funds, but showed such a devilmay-care attitude towards the poor and the most vulnerable.
No one is taking any responsibility for the Venda Building Society scandal, for example, where billions have gone missing.
Instead of acting immediately and decisively, in light of its officials being directly implicated, the organisation calling itself "the leader of society", the ANC, is still exploring some "internal" mechanisms of dealing with the crisis.
The country's president, Cyril Ramaphosa, has set up yet another commission of inquiry to deal with another crisis that's been brewing at the Public Investment Corporation for years now.
As if inquiries are now the panacea for the multiplicity of state institutions' problems.
With student representative council election season upon universities, political parties have been dispatching leaders – including some of their best known crooks – to higher learning institutions to campaign for their respective student formations.
Where are organisations like the BPC? What happened to student formations like Saso? Do those of us practising the craft of journalism still aspire to the ideals that once drove the UBJs? And do we still have in our newsrooms leaders like Percy Qoboza?
If we do have them – it's about time they made their presence felt. Or the dark days are here to stay.
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In a groundbreaking study, two infants with relapsed, refractory B-cell acute lymphoblastic leukemia (B-ALL) went into complete remission after being treated with CD19-targeting chimeric antigen receptor (CAR) T cells from an unmatched donor. Up to now, these genetically modified cells have had to be tailor-made for each individual patient. This is the first demonstration that a universal form of CAR T-cell therapy can be safely utilized (Sci Transl Med 2017;9:eaaj2013).
Collaborating with the French biotech Cellectis, researchers from University College London, UK, used a novel gene-editing enzyme, TALEN, to modify T cells from a healthy donor in two key ways. First, they deleted a region of the native T-cell receptor to minimize the risk of graft-versus-host disease. Next, they disrupted expression of CD52 to give the cells a survival advantage.
The altered cells, called UCART19, were then infused into an 11-month-old infant and a 16-month-old infant, both of whom had been treated with immunosuppressive chemotherapy. They achieved molecular remission—no evidence of disease within blood cells or bone marrow, as indicated by PCR—within 28 days, and then received allogeneic stem cell transplants. At the time this study was published, the two young patients had been disease-free for 12 months and 18 months, respectively.
"This new approach has the potential to open up CAR T-cell therapy to many more children," says Marie Bleakley, MD, PhD, a pediatric oncologist and expert in hematopoietic stem cell transplantation at Fred Hutchinson Cancer Research Center in Seattle, WA. "It shows that it's possible to create an off-the-shelf product that is much less expensive and time-consuming to produce than customized therapies."
Besides the need for individually tailored CAR T cells, there have been other roadblocks to making this therapy more widely available, including the logistic challenge of transporting patient cells to and from highly specialized manufacturing facilities. In addition, infants and heavily treated patients often do not have sufficient numbers of healthy T cells to even begin the manufacturing process. Being able to produce this immunotherapy in batches, using T cells from unmatched donors, would allow speedier treatment at far lower costs.
"If we had a bank of cells waiting, we could potentially treat patients within 1 or 2 weeks of them walking through the door," says Kevin J. Curran, MD, a hematopoietic stem cell transplantation specialist and head of the pediatrics CAR T-cell therapy program at Memorial Sloan Kettering Cancer Center in New York, NY. However, he cautioned that these findings are only a first step toward realizing the promise of universal CAR T cells.
"This is an exciting start to showing that an off-the-shelf approach is possible, but it has only been tried in two patients," he says. "We now need to ramp up production and test it in more people with hematological malignancies as well as solid tumors."
In the UK, UCART19 is currently being evaluated in phase I trials for ALL and chronic lymphocytic leukemia. Meanwhile, in the United States, Cellectis has received the FDA's go-ahead to begin testing another product, UCART123, in patients with acute myeloid leukemia and blastic plasmacytoid dendritic cell neoplasm. –Janet Colwell
For more news on cancer research, visit Cancer Discovery online at http://cancerdiscovery.aacrjournals.org/content/early/by/section.
- ©2017 American Association for Cancer Research.


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This past Spring Break, college students descended on Florida beaches en mass. Christian students involved with Cru were ready to meet them! Over 5 different weeks, nearly 3000 Christ-following students took the initiative to learn about the gospel and then
New Staff Take On The World
My heart swelled as I lifted up the refrain, "I have decided to follow Jesus, no turning back, no turning back." A long time ago that was my own conviction as I considered leaving the US to serve Jesus in
Pray for Ben at Cru New Staff Training
Ben and many other new staff are starting their training to join Cru staff as full time staff members. They will be in training from Sept 4 to 14 here in Orlando. Please be praying for the Lord to speak
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We are so excited to share the fun news with you that our daughter Melissa is engaged to Ben Smith, a fellow UCF student whom she met at her church. Ben's parents serve with the Pioneers ministry at their Orlando
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Steve, Rochelle and Josh are visiting partners in SoCal this July. It's great to be with our home church that sent us out all those many years ago. Lots of good times of connection with these friends. We are getting
Our Son Ben Will Return to Japan
We're excited to tell you that our son Ben has decided to join Cru as a full time staff and ask to be sent back to Japan to help reach college students for Jesus! His one year STINT will end
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It's great to hear that our son Ben is doing well and making progress in the ministry among Japanese students. Here's a recent update from him. Read Ben's Letter.
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Excited to say that Ben is about to depart for his year working with the Tokyo Campus Ministry of Cru in Japan! He will be living near and working with college students from Waseda University and ICU. He and another
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Founded in the 12th century in a strategic coastal position, the city gave its name in to the Kalmar Unionby which Klamar was united under one ruler until In it was captured by the Danes, and its military importance waned. After being burned down inmost of the city was rebuilt on the nearby island of Kvarnholmen. The remains of 17th-century fortifications still surround the centre of the city, and several historic buildings date from that period: Naughty Uppsala chat Italian Renaissance cathedral — ; the residence of the governor ; and the town hall The 13th-century Kalmar Castle has served as fortress, distillery, granary, and prison zge now houses the county museum.
Shipbuilding has been carried on since the Middle Xge, and there is a good harbour; but Kalmar is mainly a manufacturing city, with products ranging from machinery to confectionery.
Kalmar, Sweden 14 day weather forecast
The city is home to the University of Kalmar. Article Media. Info Print Cite. Submit Feedback.
Application and Admission Kalmar
The name was also a tribute to Kalmar Castle which was a symbol of power during the time of the Swedish Empire when Sweden was a military great power. A replica of the ship was launched at Wilmington, Delawarein Kalmar Nyckel was constructed in aboutand was of a design called a pinnace.
The ship was originally named Sleutel Dutch for keyand to distinguish it from several other ships called Key it was known by the name of the city of Kalmarwhich purchased the ship inas its contribution to a state-sponsored trading companySkeppskompaniet. It was later purchased into the Swedish Navy. When Sweden decided to establish a trading colony in the New World under Kalmar dating age limit direction of Peter MinuitKalmar Friends of the earth Visby was chosen for the voyage.
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The ships sailed from Gothenburg in Decembercommanded by Jan Hindriksen van der Water, but encountered a severe storm in the North Sea and had to divert to the Netherlands for repairs. The Kalmar Nyckel made four successful round trips from Sweden to North America, a record unchallenged by any other Kalmar dating age limit vessel. Between colonial voyages, Massage convoy street Vaxjo ship was used by the navy as a transport and courier.
She was sold out of Swedish service to Dutch merchants in Ina group of citizens of Wilmington, Delaware, established the Kalmar Nyckel Foundation, whose primary source of funding is from the taxpayers of the State of Delawareplus donations from corporations and individuals.
The foundation designed, built, and launched a replica of Kalmar Nyckel. The modern ship, designed by naval architects Thomas C. The ship is operated and maintained by a volunteer staff, under the leadership of a paid captain, boatswainand chief mate.
Hiott, who had commanded her for nine seasons, died from the effects of recurring melanoma. Volunteers maintain the ship, run the education program, Girl Majorna accent sail her from port to port.
Sincethe ship has served as the official tall ship of Delaware. It was adopted as a state symbol for serving "as Delaware's seagoing ambassador both at home and at many ports of call, raising awareness of the First State for thousands who see her and come on board. Toolbox was the senior ship's cat and official warrant officer with the title of 'Captain's Assistant'.
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Incomposer Benjamin Lees was commissioned to write a symphony to honor the founding of Wilmington, Delaware.
From the second one, you can walk to the Baronen shopping centre. The current [ when? Thank you for your feedback. Laura Bennett34 Sweden, Alsterbro, Was online yesterday at Studying together with people from a number of different countries really gives you perspective; I've been able to see myself in a much larger Taboo gentlemens club Hudiksvall, both Kalmar dating age limit time and space.
From Wikipedia, the free encyclopedia. New York: The Macmillan Company. We can recommend you to visit the following links:.|Kalmar UnionScandinavian union formed at Kalmar, Swedenin June that brought the kingdoms of NorwaySweden, and Denmark together under a single monarch until In homage was also rendered to him in Denmark and Sweden, dahing href="https://tampastrengthonline.com/central-skelleftea-singles-dance.html">Central Skelleftea singles dance reserving to herself the office of regent during his minority.
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Based in Salem, South Carolina, the organization is an offshoot of the Davidian Seventh-day Adventists, a group which itself broke away from the Seventh-day Adventist Church in the early 1940s. Like other Seventh-day Adventists, the South Carolina–based cluster of congregations believes that followers should worship on the seventh day, or Saturday, rather than Sunday, and that the return of Christ to earth is imminent.
The original Davidian group, which today counts only around fifty congregations headquartered in Missouri, came from the followers of Victor T. Houteff, an immigrant from Bulgaria who was active in Seventh-day Adventist circles in Los Angeles until he was expelled from the church in 1934. He ran afoul of church leaders in his insistence that biblical revelation required the faithful to work more aggressively to reestablish the Davidic monarchy in Israel to anticipate Christ's return. Davidians insist that true believers must be completely separate from the world, which they equate with the evil Babylon of the book of Revelation. Thus, during World War II, Davidians became conscientious objectors. By remaining separate, they hope to keep pure and seal for eternity the 144,000 who will enter heaven after Christ's return.
Houteff 's followers splintered into smaller groups after his death in 1955. Houteff's widow, who tried to become their leader, prophesied direct divine intervention in Middle Eastern affairs would occur in 1959. When that prophecy failed, several congregations, including those in South Carolina around Salem, split off.
Well known because of its tragic end is another splinter group, the Branch Davidian Seventh-day Adventists, who gathered around Waco, Texas, and, following David Koresh (who had earlier spent time with the Salem group), confronted federal authorities in 1993. By 2000 the General Association in Salem probably numbered not more than two hundred members.
Adair, Don. A Davidian Testimony. Salem, S.C.: Mt. Carmel Center, 1997.


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Faraday Tent
Sold Out
For the most secure in tactical situations where
high signal attenuation for forensics and anti-espionage/countermeasure applications is needed.
- For forensics, multiple operators can work inside of the tents with desks and equipment.
- In anti-espionage scenarios, secure communications can take place with the assurance that no transmitters can function from the inside.
- Tent systems include double wall construction, double mag/zip door, forced air ventilation, shielded power, shielded Ethernet and LED lighting.


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(Matthew 17.5; Mark 9.7; Luke 9.35; Jesus Guys 3.22-23; 7.37)
181"Da pries guys, from da Levi ohana guys, all da Levi ohana peopos, no goin get land an odda property from Yahweh, da way da odda Israel peopo get um. Da Levi ohana peopo goin eat da meat from da sacrifices da Israel peopo make wit fire fo Yahweh. Dass da kine property dey goin get. 2Cuz dey no goin get land from Yahweh jalike dea brudda guys. Wat dey goin get, is da right fo be da pries guys fo Yahweh, jalike he wen make promise to dem.
3"Dis wat da pries guys get da right fo get from da peopo: Weneva da peopo make sacrifice wit cows o sheeps o goats, dey give da pries guys da shoulder meat, da jaw meat, an da parts inside da opu. 4You guys goin give dem da firs wheat an barley dat you cut, da new wine, an da firs olive oil dat you press, an da firs wool from yoa sheeps wen you cut um. 5Az cuz yoa God Yahweh wen pick da Levi ohana, all da guys dat goin come from Levi, outa all da odda Israel ohanas, fo stand in front Yahweh an do religious kine stuff fo him foeva, cuz he wen pick dem .
6If one Levi guy from any town inside Israel wea he stay live, an he come da place yoa God Yahweh goin pick cuz he really like work dea fo Yahweh, 7he can work dea fo his God Yahweh cuz he God's guy, jalike all da odda Levi ohana guys dat work ova dea in front Yahweh erytime. 8He goin get da same ting wit dem fo eat from wat da peopo bring fo da Levi ohana guys, no matta he awready get someting from wen he sell his ohana stuffs.


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Medina Elementary PTA Newsletter
Issue #01 August 25, 2017
|Presidents' Welcome Message
|PTA General Assembly Meeting
AUGUST 29th from 10:30 am-1:00 pm.
|Get Ready for School
First Day of School
The first day of school for students in grades 1-5 is on Thursday, 8/31/17. The first day of school for kindergarten students is on Tuesday, 9/5/17.
School Picture Day is Friday September 15, 2017. Pre-orders for picture packages may be placed directly through MyLifetouch website.
2017-18 School Supplies
School supply lists can be found on the school website. You can get a hard copy of the school supply list or access a direct link to Amazon to purchase the supplies. Furthermore, if you buy your supplies via our Amazon Smile page, 0.5% of your purchase will go to our school.
Student Placement Notifications
Classroom assignments will be e-mailed to families on Monday, 8/28. If you do not receive an email with your child's class placement by end of day on Monday the 28th, you can email Laurie Harvey or you can find out at the Back to School Day on 8/29.
District Calendars
You can find the monthly Bellevue School District calendar HERE on the district website. There is also the entire calendar for the 2017-18 school year.
|Join in our School Events
|PTA Pulse
Building Community for a Brighter Future!
SAVE THE DATE FOR MEDINA'S SECOND ANNUAL DANCE-A-THON: Friday, 10/20/17.
Our fall fundraiser is a favorite event of students and parents alike. After one week of dance training during school, the kids will show off their fun, new dance moves during lunch recess and at the Family Dance Night on Friday, 10/20, at 6:00 pm.
Our goal this year, is not only to raise $50,000 for our school, but also to Build our Medina Community. Having parent involvement in our activities is an easy way to do that. We'll be looking for volunteers to help out - watch for opportunities to sign up at Taking Care of Business/Back to School day and in future Byte issues. Donations are now being accepted on the TCOB page. (Feel free to pass the link on to family and friends.) Our goal is $100 per student, but any amount is welcome and APPRECIATED. If you have any questions or would like more information, email firstname.lastname@example.com.
It's "make your own sundae"... ! Join us on Thursday, 9/7, from 6:30 to 7:30 pm at Medina Elementary for the Family Ice Cream Social. Come reconnect with old friends and also make new ones. It's a great way for kids to spend time with family and friends. We look forward to seeing you there! We would be grateful for any donations of nut-free toppings. We will have a collection box near the office one week prior to the event.
PTA Membership
Join the Medina PTA. Membership dues are $14 or $26 for families AND you'll receive a free directory with each membership. Our goal is to have 100% participation through our parent community!
PTA Volunteering
We have key PTA volunteer roles that need to be filled so that we can continue to offer our great programs and events. Check out our Medina PTA Volunteer Opportunities webpage for more information and to access the volunteer form.
Room Parent Volunteering
Just a reminder to give some thought to being a room parent this year. This is not only a great way to be involved in your child's classroom, but a great way to support our teachers. We've worked really hard to pare down and simplify some items to make being a Room Parent a bit easier. Anyone interested in being a room parent or have any questions should contact me, Debbie Kalpakidis, 815-302-9040 or email firstname.lastname@example.com
Taking Care Of Business
Back to school means Taking Care of Business (TCOB)! Use the QR Reader on your mobile device and scan here to purchase your PTA Membership, sign up for Back to School brunches, and preorder yearbooks, or you can go to the TCOB page on the PTA website. The TCOB form will also be available on Back to School Day, and you can access it online as a PDF file, which you can print out and turn in to the school office. If you plan to purchase PTA items on Back to School Day, please bring your checkbook as we are unable to accept cash or credit cards at the event.
Yearbook Class Photographers & Contributors
Calling all photographers! There are a lot of events to start the school year so we would like to encourage early sign-ups for yearbook classroom photographers. Each class needs 1-2 photographers to take photos for the yearbook. Capture fun moments in the classroom and at recess and special events. Contributors are also welcome to submit photos of students, staff, and teachers in everyday moments and during activities throughout the school year. More info and detailed descriptions are available on the yearbook page. Contact Linda Corets, Yearbook Chair, at firstname.lastname@example.com to sign up. Please include your child's grade and teacher in the email.
|Meet Other Parents
|Tune in to Community Events
For local area activities, events, sports, and information, visit our PTA website.
|Quick Links
|Amazon Smile: You can raise money for Medina Elementary when shopping at Amazon! Make your purchases via our Amazon Smile page, and 0.5% of your purchase will go to our school.
Coorporate Match Donations: If you or your spouse's employer matches donations made to 501(c)(3) nonprofit organizations, your donation could be doubled or even tripled! Simply go to your company's internal website and complete the necessary information. For more information, see HERE.
Change Language: You can change this newsletter display language to your preferred language through the select language drop-down button at the top of your browser.
Byte Submissions: Publication of the Byte will be on SUNDAYS after the 1st Byte on August 25th. To publish in the Byte, please submit your information by 5:00 PM ON TUESDAYS. The deadline is firm, and submissions are subject to PTA approval. Send your information in plain text, with an image or icon if possible. You can also include a link to further information or registration forms. Questions and submissions should go to email@example.com.
Unsubscribe: You can unsubscribe from the Byte newsletter by following the instructions HERE.


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کلیپ بورد in English. کلیپ بورد Meaning and Persian to English Translation
Categories: Information Technology
What does کلیپ بورد mean in English? If you want to learn کلیپ بورد in English, you will find the translation here, along with other translations from Persian to English. We hope this will help you in learning languages.
Here is کلیپ بورد meaning in English:
Check out other Persian translations to the English language:


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Sunday, March 08, 2009
2009 PartyPoker.net World Pool Masters at Riviera
Billiard event sponsered by a Poker Site - pure beautifulness!
Following the success of the 2008 event, the PartyPoker.net World Pool Masters will return to the historic Riviera Hotel and Casino in May. A total of 16 of the finest players from around the world will be competing in the event, which will be staged over three days during the annual BCAPL National 8 Ball Championships.
Promoted by Matchroom Sport the PartyPoker.net World Pool Masters will be running for the 17th year consecutive year and its roll call of champions reads like an international who's who of 9 ball. Defending champion Alex Pagulayan of the Philippines will be back, as will runner-up Mika Immonen (Finland), the reigning US Open champ and P&B's Player of the Year.
Other players confirmed include World 10 Ball Champion, England's Darren Appleton; Mosconi Cup star Tony Drago (Malta) and former World No. 1 Dennis Orcollo of the Philippines. Representing United States hopes will be the top two American ranked players on the BCA Men's Point List, Shane Van Boening and Johnny Archer. Montreal's Dancing Bear, Alain Martel, will be flying the flag for Canada.
The European vanguard of five-times Masters champion Ralf Souquet (Germany) and Holland's multi-titled Niels Feijen will both be in attendance. They will be joined by top ranked European stars Nick van den Berg of Holland, England's Imran Majid, who KO'd Van Boening in this event last year, and teenage Russian sensation Ruslan Chinakhov who will be making his Masters debut. Challenge of Champions winner and '07 World Cup winner Fu Jianbo will arrive from China and 2005 World Pool Masters victor Raj Hundal, now representing India, will return to the fray at the Riviera.
There is one female in the 2009 Masters line-up and that honor this year goes to the rising star of the women's game, 21 year-old Korean Yu Ram Cha.
Once again, the Masters will be promoted in partnership with Mark Griffin's BCA Pool Leagues and the opening first round matches take place on the evening of Friday, May 8, culminating in the championship match on Sunday, May 10. Matchroom Sport Chairman Barry Hearn said: "The event was a big success for us last year at the Riviera and we're looking to build on that in May. The crowds at the Masters were good and with the outstanding line-up we have assembled this year, I am sure that we will have bumper crowds."
There will be a $66,000 prize fund, with the winner collecting $20,000. Tickets will be made available in March on the Playbca.com website.
BCAPL's Mark Griffin added, "BCA Pool League players love professional action. They are excited the World Pool Masters will return to the Riviera for 2009, and they hope that Matchroom will continue to honor our tournament with their participation for years to come."
Visit POOLMAG.COM for more details as the event get's closer.
Posted by starryjgal at 5:21 PM
2 comments:
- whall said...
They should totally pay you for this review.
- March 12, 2009 2:00 PM
- starryjgal said...
Heh, I didn't write it - it was written by another billiard guru...I just am the messenger.
- March 13, 2009 2:01 AM
Subscribe to: Post Comments (Atom)


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Your cart is empty
40% off with code: Makeroom ends January 21
Classic and chic, layers of hand-wrapped chains and a French flower from
Marché au Puces de St-Ouen - pendant in washed bronze.
Measures: 17-19
We love it paired with the hand-selected pieces shown below.
Handcrafted in studio
Free shipping
Only 1 piece in stock!


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Samuel Ross, Ronan Bouroullec, Marva Griffin Wilshire and Hans-Ulrich Obrist
A loyal follower of the art world, the watchmaker celebrated the fifth edition of the Hublot Design Prize in London. This year's distinction was awarded to Samuel Ross' work, while the Pierre Keller Award distingiushed Marion Pinaffo and Raphaël Pluvinage.
Samuel was chosen for his incredible energy, the remarkable collaborative approach to his work combining object design, social design and garment design, as well as his ability to use them as mediums of connectivity. Through his practice as a fashion designer in streetwear and industrial design, Samuel continues to reach an ever broader audience with his innovative work. For the Pierre Keller Award, the jury was incredibly touched by the extraordinary book produced by Marion Pinaffo and Raphaël Pluvinage.
Independent judges Marva Griffin Wilshire, Ronan Bouroullec and Hans Ulrich Obrist, all three experts from the world of contemporary design, each submitted five candidates. A total of 20 applications were selected, including five proposed by Pierre Keller (who passed away this year and had served as fourth jury member and president of the prize), and six finalists were selected to present their creations.
October 10, 2019


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The Great Exchange recovers office furniture, classroom fixtures, custodial supplies and more in very good condition and makes them available to schools, non-profits, municipalities, and businesses for on average of 50% of their value. The Great Exchange Furniture Events are held on the last Thursday of each month, 8:00-4:30, at 100 Sherman Ave, Devens. Donations of unneeded items are appreciated; contact us for drop-off or pick-up arrangements.
SEE OTHER MATERIALS, SUPPLIES here
Click on the picture for larger view.
Bookcases | File Cabinets | Storage Cabinets – Large | Storage Cabinets – Small | Desk Chairs | Guest Chairs | Chairs – Other |Desks/Collaboration Tables | Tables | Janitorial Equipment | Trash/Recycling Bins |Floor Coverings |Wall Hangings| Miscellaneous |Heavy Duty Shelving |Light Duty Shelving |Carts |


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Skip to Content
NASA is looking to a community of more than 800,000 data scientists and developers to find a way to detect earthquakes before they happen.
With the help of Appirio's TopCoder community, NASA is in the midst of a two-week challenge in which users are tasked with creating algorithms that could uncover electromagnetic pulses that may precede earthquakes.
The relationship between electromagnetic pulse and earthquakes is highly debated among those who research the natural disasters. One theory suggests that fracturing rock in the Earth's crust creates an electrical pulse that travels to the surface and makes a small change in the local magnetic field. However, researchers often have to deal with fuzzy data due to a number of natural and human-made electromagnetic "noise" sources, such as lightning, solar storms and commuter trains.
"Developing a reliable approach that can separate potential earthquake-induced electromagnetic pulses from the myriad of natural and anthropogenic sources has been a significant challenge," said Craig Dobson, program scientist at NASA Headquarters in Washington, in a release.


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Visit the International Center and More
The International Center will be open from Sept. 19-23, during Plastic Surgery The Meeting 2019, where you will be able to relax, recharge, renew your membership and socialize with other international members.
ASPS members from more than 70 countries are expected to attend this year's meeting. The International Center will be located in the foyer directly across attendee registration. Stop by to receive a certificate of attendance.
Opening Ceremonies
Join us at 5:45 p.m., Friday, Sept. 20, in room 20ABC, at the San Diego Convention Center to celebrate innovations in plastic surgery and a historic year in plastic surgery. We'll recognize accomplishments, share in the specialty's successes and announce the ASPS Patients of Courage.
This special event also will showcase the Presidential Address, Special Achievement Awards and much more!
Welcome Reception
Following the Opening Ceremonies, we will kick off this year's Plastic Surgery The Meeting with food, drinks and fun at the Hilton San Diego Bayfront's Promenade Plaza. Enjoy the first toast of the evening, sponsored by Allergan.
All PSTM attendees and registered guests are invited. This memorable evening will rock you with its spectacular views of San Diego Bay, Petco Park and Gaslight District.
Global Partner Presentations
Check out the global-partner presentations, scheduled for 12:30 p.m., Sunday, Sept. 22 in the Exhibit Hall with 13 countries presenting their unique expertise on a variety of topics.
In addition to these live presentations, ASPS global partners contributed 100 unique abstracts and e-posters, which will be on display in the Exhibit Hall. Please come and support your colleagues and friends.


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EZ Exchange, Platform Market that is Simple, Intuitive and User-friendly
With the increasing popularity of digital assets trading, the number of exchanges has exploded over the past year. Today, there are over 300 digital asset exchanges listed on CoinMarketCap.com, and potentially hundreds more that are not listed. Despite a large number of exchanges available to traders, users are still facing significant trading issues, hindering the mass adoption of digital assets. EZ Exchange is not just an exchange; it's a platform to help facilitate the mass adoption of digital assets by putting traders first, with robust support and industry-leading security, ensuring that users never deal with a substandard customer experience when trading digital assets.
EZ Exchange is driving toward a better digital future. The team at EZ Exchange has gone through this trial by fire themselves and has experienced the difficulties and stresses of navigating through different exchanges and trading cryptocurrencies. They've designed, and are building, the best digital assets exchange in the world by specifically identifying and addressing the issues beleaguering the current digital assets trading environment. Their unique and innovative solutions put traders first, ensuring that users never again deal with a substandard customer or user experience when trading digital assets. They are delivering the features and functionality that their users need to easily and safely trade digital assets, regardless of their level of experience.
EZ Exchange Puts its Users FirstEZ Exchange provides access to step-by-step tutorials that will walk users through the entire trading process. If the user needs further support, they can access support 24 hours a day, seven days a week. EZ Exchange's customer service teams are trained to deliver personalized support to help solve their users' issues quickly and efficiently. Customer satisfaction is their number one priority. They understand that if customers are happy, they will continue doing business with us, refer new customers to us and help drive adoption. EZ Exchange's customer support model is built in three tiers. The first point of contact with their customer support agents will be through live chat or email. If further support is required, the inquiry will move to Tier 2, where the agents can provide technical support or answer specific account questions over live chat. For Tier 3 inquiries, a customer support agent will contact the user over the phone or by live chat, according to their preference or the nature of their inquiry. EZ Exchange's support center has been structured to ensure that they are able to meet the growing demands of the exchange, with the ability to scale the support center up and down quickly and efficiently as required.
EZ365's vision of enabling mass adoption of digital assets depends fundamentally on bringing a platform to market that is simple, intuitive and user-friendly. Putting aside the inherent risks of investing in digital assets, exchange ease-of-use is the single biggest barrier to entry for most purchasers. At EZ Exchange, the goal is to make it easy for users to buy and sell digital assets. Users have the option of switching between two different trading interfaces: The EZ Exchange Easy online trading interface offers users the ability to buy a large range of tokens without the complexity of other exchanges, The EZ Exchange Advanced trading interface provides more experienced traders with the data they need to make informed decisions, as well as access to advanced trading features. They believe that users should have a localized experience as they are trading on the platform. EZ Exchange will offer the platform in English, Russian, Korean, Chinese and Japanese, with plans to expand to other languages as the platform evolves.
One of EZ Exchange's unique options is the ability to fund trading accounts and withdraw fiat through the user's credit card. Users will be able to fund their EZ Exchange account using their existing credit card instantaneously. Users can also cash out from EZ Exchange in this same manner, with their fiat funds showing up instantaneously as a credit on their credit card. Transactions via this method are confirmed in real-time. Another convenient funding option is moving fiat in and out of the exchange through wire transfer. EZ Exchange has partnered with a leading bank in the European Union to allow wire transfers to and from any bank account and the exchange within five to seven business days. When withdrawing fiat from an account, users can send their funds to the bank account of their choice in their local currency.
By leveraging EZ Exchange's relationships with international banking partners along with seamless integration with fiat, and wrapped in a custom API, their payment gateway allows any third party to provide their customers with a quick and easy way into the world of digital assets. EZ Exchange's payment gateway solution can be used as a method of payment, as a form of intuitive exchange, as a far superior method of international remittance, the possibilities are endless. The key to their payment gateway and its superior value proposition is the presence of the EZ Exchange platform behind it, and its stability liquidity, and security.
World's First Fully Integrated, Digital Asset Mining, Allowing Users to Mine Rewards, and Digital Assets Deposited Directly into Exchange Wallet
EZ Exchange presents the world's first fully integrated, digital asset mining, allowing users to mine rewards, and have the digital assets deposited directly into their exchange wallet, making them instantly available for liquidation. Digital asset mining through a mining pool can be a very profitable enterprise, but finding a reliable mining partner is a highly complicated process rife with uncertainty. This offering takes the guesswork out of the equation by presenting a mining solution built directly into the EZ Exchange interface. For the first time, users can take advantage of secure digital asset mining right from their exchange, and cash out their mining rewards with the click of a button.
EZ Exchange's platform has been built from the ground up by the team of infrastructure and security experts and developers who have extensive experience in blockchain, digital assets and traditional stock market security. The EZ Exchange trading interface is designed by user experience experts, from a human-centric perspective, to ensure traders can easily navigate the site, find the information they are looking for and trade. Recognizing that the nature of trading may not be intuitive for everyone, EZ Exchange offers guided tours and videos, allowing the user to ease into the process. The methods mimic those seen in common consumer applications, offering quick tutorials on how to execute any component of the exchange. Finally, the design attempts to use a common language, so users don't feel overwhelmed with unfamiliar language and terminology.
In the end, we come to the conclusion section. The depth of the capabilities structure EZ365 is so huge that describing it here would take me at least four thousand words. But Alas, as part of my brief review, I do not see the point to bore you with such detailed information, since you can study it yourself on the technical documentation of this project. As for my own opinion, I highly recommend watching this EZ365 out. Don't miss this opportunity
Website: https://ez365.io/
Telegram Channel: https://t.me/ez365cryptoann
Telegram Community: https://t.me/EZ365
Telegram Channel: https://t.me/ez365cryptoann
Telegram Community: https://t.me/EZ365


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Mahdia miners accuse Govt of snatching their livelihood
…Opposition Leader labels move as an unconscionable assaultA large group of small miners in Mahdia, Region Eight (Potaro-Siparuni) on Wednesday protested the seizure of their mining equipment by operatives of Guyana Geology and Mines Commission (GGMC) as they expressed calls for amnesty. The miners gathered in the town of Mahdia as they stood united, saying "bread" is being taken out of their mouths as they called for total amnesty after their equipment were seized. The miners accused the David Granger led-administration of snatching their livelihood from them.The protest comes days after the GGMC raided Mahdia and surrounding communities seizing equipment for alleged breached of mining protocols. The miners are contending that the long waiting period for permits and the alleged corruption by GGMC officers have left them non-compliant with regulations."We are asking for total amnesty… whatever the consequences are after thisSeveral small miners gathered in Mahdia, Region Eight as they protested the GGMC's seizure of their equipmentbreach then we will accept it," one protesting miner said.They said too that the penalties meted out to them were too harsh. The aggrieved miners told members of the media that the process of obtaining a mining permit takes some six weeks to two months to be granted and they noted that they cannot leave their operations to transact business in Georgetown for such prolonged periods of time."We have to be waiting long periods before we could get and renew the applications so all of them things does cause these people to breach orders and when they do, they does be treating us like criminal, running us with guns!" one miner decried."We are just asking that they come with good orders so that we can follow… the rules could have been fit in in a systematic way so that the people could comply and continue earning," said a dredge owner who had his motor engine seized.Others spoke out against alleged corrupt compliance officers in the area who they say would often accept bribes from errant miners."They did not say anything to us, they usually take bribes and allow people to work so now when the people feel free to work, they coming down on them harshly," one miner expressed.Some small miners even berated the granting of lands to foreign nationals, saying that Guyanese are being "left with nothing"."The big men them are getting lands to work and the small miners are being suffocated, nothing for them, we own Guyanese people!" the media was told.Unconscionable assaultThe miners observed that they want President David Granger to intervene even as Opposition Leader Bharat Jagdeo termed GGMC's actions an "unconscionable assault". He too called on the Head of State to immediately reverse the decision which is affecting working class citizens in Mahdia and elsewhere."This sort of callous and uncaring decision will only serve to further hurt our smallTwo small miners hold placards in front of the Mahdia GGMC's officeminers, who have families to maintain and children to send to school…. we have a Government that has done nothing to improve the fortunes of small miners or the working class, for that matter. The Ministers sit in their offices and gorge themselves on privileges using taxpayers' monies, while every single day they come up with new ways to launch an assault on our working class and productive sectors," the Opposition Leader said.As such, he called for attention to be given to small miners given the importance of the mining sector to Guyana's economy. The Opposition Leader has also been for the last few years calling on the coalition Government to reduce the tax burden on the business sector, including the mining industry. Calls to GGMC Chairman Stanley Ming for comment on the matter on Wednesday afternoon were unanswered.


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Placenta Encapsulation
The human placenta is rich in vitamins, minerals and hormones that may enhance recovery from birth through nourishing the blood and reducing the possible onset of postpartum depression. Further benefits include enhancing breast milk-production, overall energy and quality of sleep - all of which are crucial to a new parent's ability to cope with the many demands of a newborn.
The use of placenta as medicine has been long practiced instinctively by almost all mammals as well as traditional native american and chinese cultures who regard this organ as sacred given it's powerful, life-giving purpose.
I will pick up your placenta from your home or hospital ideally within 24 hours of your birth. I follow the traditional chinese method of steaming it with warming herbs, dehydrating and grinding it into powder that I encapsulate in vegetarian capsules for you to take as and when you need.


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I have been trying to design a magic system for a while now that I'm going to base a project off. And I'm having a bit of trouble. I want the system to be applicable to the creation of an entire world while also maintaining the ability to be used as a working logical system in said world.
So everything is made of Aether it comes in many different forms and is the energy everything is constructed from. The system will have two components:
A system in which to create spells that rewrite the 'code of reality into a different form' this is taking the surrounding Aether and transforming it from one material to another. The caster will have a set ability that can be made better over time and so to begin with can only use a set amount of energy in a spell/ program. Each component will have a set cost and will interact based on physics in a sense. Such as heat transfer and conservation of momentum.
I have a few rules and guidelines so far:
The energy is not made from nothing but will be taken from the caster's energy pool. They will have to complete certain actions to expand this pool. But the amount of energy they use in a spell/ program will be dependent on a different statistic. For now this will be called spirit.
The components of the spells/ programs will have to be learnt over time so spells/ programs will be very individualized due to some people hiding components from others giving advantages. The casters will be given base components in the beginning.
The other is a system of runes that can be interconnected to create a form of construct such as a magic lock or energy relay. On another hand it can be connected to other things to create magical items and devices. I will ask for help with this second part at a later time.
So does anyone have any suggestions for improvement in terms of the first part of the system? Such as extra rules to stop exploits of the system and ways to improve it?


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text: Home / Blog / Friday Puzzler 25th April Friday Puzzler 25th April By Morwenna Evans Friday, April 25, 2014It's Friday, which only means one thing - The Friday Puzzler! Each week, we give you a puzzling problem to get your head around. If you can work out the answer, comment below and on Monday we'll reveal the solution and show you how to work it out. 99% of people get this wrong 12÷2 (6-7+4) x 2 = ?


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The lucky people who are attending The Toronto International Film Festival (TIFF) this year are in for several cinematic treats including the movie Freaks.
Writer/directors Adam Stein and Zach Lipovsky have created what TIFF describes as a "genre-bending psychological sci-fi thriller."
Until we know more, here is the official synopsis:
In this inventive and powerful science-fiction thriller, a disturbed father (Emile Hirsch) locks his 7-year-old daughter (Lexy Kolker) in a house, warning her of grave dangers outside. But the mysterious Mr. Snowcone (Bruce Dern) convinces the girl to escape and join him on a quest for family, freedom, and revenge.
Freaks stars Lexy Kolker, Grace Park (Battlestar Galactica), Amanda Crew (Silicon Valley), and Aleks Paunovic (Van Helsing).


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Theme For Open Heavens Devotional 14 August 2019 – WE WOULD SEE JESUS.
The same came therefore to Philip, which was of Bethsaida of Galilee, and desired him, saying, Sir, WE WOULD SEE JESUS. " John 12:21
BIBLE READING: John 12:15-23
15. Fear not, daughter of Sion: behold, thy King cometh, sitting on an ass's colt.
16. These things understood not his disciples at the first: but when Jesus was glorified, then remembered they that these things were written of him, and that they had done these things unto him.
17. The people therefore that was with Him when he called Lazarus out of his grave, and raised him from the dead, bare record.
18. For this cause the people also met Him, for that they heard that He had done this miracle.
19. The Pharisees therefore said among themselves, Perceive ye how ye prevail nothing? Behold, the world is gone after Him.
20. And there were certain Greeks among them that came up to worship at the feast:
21. The same came therefore to Philip, which was of Bethsaida of Galilee, and desired him, saying, Sir, WE WOULD SEE JESÚS.
22. Philip cometh and telleth Andrew: and again Andrew and Philip tell Jesus. Amen
23. And Jesus answered them, saying, The hour is come, that the Son of man should be glorified.
A. Philip's action following the request of the Greeks who wanted to see Jesus brings to mind the general restrictive attitude of The Disciples whenever anyone sought to have audience with The Lord.
1. The very ones who were supposed to make Jesus accessible to everyone did their best at different times to keep people away from Him.
2. THEY FORBADE CHILDREN from coming close to Him in Matthew 19:13-14
3. Then were there brought unto him little children, that he should put his hands on them, and pray: and the disciples rebuked them.
4. But Jesus said, Suffer little children, and forbid them not, to come unto me: for of such is the kingdom of Heaven.
5. They TRIED TO SEND THE HUNGRY CROWD AWAY in Luke 9:12-13
6. And when the day began to wear away, then came the twelve, and said unto Him, Send the multitude away, that they may go into the towns and country round about, and lodge, and get victuals: for we are here in a desert place.
7. But He said unto them, Give ye them to eat. And they said, We have no more but five loaves and two fishes; except we should go and buy meat for all this people.
8. And in Matthew 15:23, THEY TOLD JESÚS TO CHASE AWAY THE SYRO-PHONECIAN WOMAN who came to get help for her daughter.
9. Matthew 15:23-24 "But He answered her not a word. And His Disciples came and besought him, saying, Send her away; for she crieth after us.
10. But He answered and said, I Am not sent but unto the lost sheep of the house of Israel.
11. Two of His disciple, James and John, even TRIED TO CALL DOWN FIRE ON THOSE WHO HINDERED THEIR WAY
12. Luke 9:54 "And when His Disciples James and John saw this, they said, Lord, wilt thou that we command fire to come down from heaven, and consume them, even as Elias did?
B. Why were THE DISCIPLES SO PROTECTIVE OF JESÚS, to the point of being hostile to some of those who wanted to have access to Him?
1. They were obviously VERY PROTECTIVE OF JESÚS, probably thinking He was TOO BUSY TO BE DISTURBED with what they considered to be petty issues.
2. I may not have the exact answer to this question but can authoritatively tell you one thing: whatever you do, DON'T LET ANY "DISCIPLE" KEEP YOU AWAY FROM JESÚS!
4. Every disciple of Jesus Christ should consciously AVOID SPEECHES or ACTIONS THAT COULD KEEP ANYONE away from Him.
5. After Jesus raised Lazarus from the dead, His acceptance and popularity among the people reached its peak, resulting in His triumphant entry into Jerusalem.
6. This also caused the plot to murder Him by the Jewish Religious Leaders to reach the climax.
7. It is against this background that the Greeks who sort Jesus visited Jerusalem for the imminent Passover feast.
C. They must have witnessed CHRIST'S TRIUMPHANT ENTRY INTO JERUSALEM,
1. And would have heard that HE Was THE PROMISED MESSIAH FROM THE TRIBE OF JUDAH.
2. They would also have heard the rumors making the round that HE WAS TO TAKE PROCESSION OF DAVID'S THRONE AND REIGN AS KING OVER THE JEWS.
3. The expectation at that time was that SOMETHING OF GREAT IMPORTANCE, NOT ONLY to THE JEWISH NATION, but to THE WHOLE WORLD, was about to take place and they were right.
4. At that time Christ knew He was approaching THE CONSUMMATION of HIS MINISTRY here on earth.
5. Therefore, when He heard the eager cry of the Greeks saying to Philip, "Sir, WE WOULD SEE JESÚS,"
6. He immediately knew in HIS SPIRIT that THE TIME HAS COME FOR HIM TO BE GLORIFIED through HIS DEATH and HIS RESURRECTION.
7. Their enquiry confirmed to Him that HIS SACRIFICIAL OFFERING would bring all those who believe in Him all over the world into perfect harmony with God.
8. GOD'S KINGDOM was about to be perfected and extended throughout the whole earth.
9. The desire of these Greeks therefore prompted the commencement of HIS VOLUNTARY SELF-SACRIFICE
10. John 12:27 "Now is my soul troubled; and what shall I say? Father, save me from this hour: but for this cause came I unto this hour."
11. I pray that your efforts to see Jesus will yield positive results beginning from today in Jesus' Name. Amen!
Father, please don't let my speech or action keep anyone away from You, in Jesus' Name. Amen!
BIBLE IN ONE YEAR: 1 Samuel 15-16
Ezekiel 33:21-33
1.While passing thro' this world of sin,
and others your life shall view,
Be clean and pure without, within;
Let others see Jesus in you.
Let others see Jesus in you,
Let others see Jesus in you.
Keep telling the story, be faithful and true;
Let others see Jesus in you.
2. Your life's a book before their eyes,
They're reading it thro' and thro'
Say, does it point them to the skis,
Do others see Jesus in you?
3. Then live for Christ both day and night,
Be faithful, be brave and true,
and lead the lost to life and Christ.
Let others see Jesus in you.
Credit – Pastor E. Adeboye


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Full Moon Hike
Join BHHT staff for another night hike up Blue Hill Mountain on the eve of the Full Harvest Moon. It is also a "micro-moon" this year (the opposite of a "super moon") as it spins farthest away from earth at this time and looks smaller than usual. Bring a flashlight, blanket, some snacks, and a quiet voice to see and hear the creatures of the night.
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From the blog
Competition time!
Posted 20 December 2010 10:44 by martin
Win a copy of 'Walking London's Waterways'
"From the mighty Thames to tranquil streams, from historic wharves to buzzing docklands, the 21 walks in this book follow these waters, revealing a hidden London full of history, discovery and surprises. Includes full colour photographs, clear maps and practical route directions."
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Thoughts On Money
The Sky is Falling
Things rise and fall, start and stop, expand and contract – it's a fact of life. School children take a recess, middle-aged men get receding hairlines, and business cycles have recessions.
Are we going to have a recession? Yes. Should I be concerned? No….not if you're a prudent investor.
Being a smart investor requires a complete understanding of how business cycles work so that you don't fall victim to the "sky is falling" fears that come with inevitable economic recessions.
This week's TOM provides you insights into how to view the next economic downturn and how to survive it.
And off we go…
This is what a business cycle looks like:
In the last 166 years, we've had 33 expansion/recession cycles and are currently in a prolonged expansion since June 2009 – that's 117 months and counting. The longest expansion recorded by NBER is 120 months (March 1991 – March 2001).
These cycles are as natural as breathing. As I inhale, my lungs expand and as I exhale my lungs contract. Same concept.
Regardless of its inevitability though, people are still anxious to know when the next recession will hit. Yet this is unknowable. Here's what we do know:
- They can't be predicted
- They're born out of excess
- The next one won't be the same as the last
- The economy isn't the stock market
They Can't Be Predicted
"The function of economic forecasting is to make astrology look respectable."
– John Kenneth Galbraith
"The rule of thumb is that unless you predicted the expansion would last this long you don't get to predict when or how it will end. Which means basically no one gets to predict when or how it will end."
– Morgan Housel
According to the American Gaming Association, 40 million Americans filled out 149 million March Madness brackets last week. To create the perfect bracket you'd need to predict the outcome of all 63 games. If you flipped a coin to make each of these predictions you'd have a 1 in 9,223,372,036,854,775,808 chance. That's 1 in 9.2 quintillion or 263. As of this writing, the NCAA says that one bracket remains perfect through the Sweet 16 and this is the first time this has ever happened. Could this be the year of the perfect bracket?
Some things are not impossible to predict, but they are improbable. This is as true for predicting the perfect bracket, as it is for predicting the next recession. In case you were wondering, 1 in 9.2 quintillion is not good odds.
Although the odds of these predictions are slim, the sharing of opinions are vast. If you are looking for someone to tell you exactly when the next recession will hit, you won't need to look far. Philip Tetlock, author of Superforecasting: The Art and Science of Prediction describes it this way:
"Open any newspaper, watch any TV news show, and you find experts who forecast what's coming. Some are cautious. More are bold and confident. A handful claim to be Olympian visionaries able to see decades into the future. With few exceptions, they are not in front of the cameras because they possess any proven skill at forecasting. Accuracy is seldom even mentioned. Old forecasts are like old news—soon forgotten—and pundits are almost never asked to reconcile what they said with what actually happened. The one undeniable talent that talking heads have is their skill at telling a compelling story with conviction, and that is enough. Many have become wealthy peddling forecasting of untested value to corporate executives, government officials, and ordinary people who would never think of swallowing medicine of unknown efficacy and safety but who routinely pay for forecasts that are as dubious as elixirs sold from the back of a wagon. These people—and their customers—deserve a nudge in the ribs."
Truth: Recessions can't be predicted with perfect accuracy.
They're Born Out of Excess
"Bull markets are born on pessimism, grown on skepticism, mature on optimism, and die on euphoria."
– Sir John Templeton
In Aesop's Fable, The Dog and his Reflection, we read about a content pup who's jaunting along with a fresh piece of meat he got from the butcher. When he comes to cross a bridge, he sees his reflection in the water. Mistaking his reflection for another dog with a larger piece of meat, the hound unclenches his portion to bark and overtake the portion of his foe. As he opens his mouth his piece of meat falls into the water and is lost.
An unhealthy desire for more than we have is the impetus of many recessions.
– In the late '90s, during the dot com bubble, people stopped caring about valuations because they believed stock prices could only go up. Talking about your stock gains at every social endeavor was the thing to do and nobody wanted to miss out. This excess could only last so long.
– In 2007, pre-financial crisis, people stopped caring about valuations because they believed housing prices could only go up. Talking about your real estate gains at every social endeavor was the thing to do and nobody wanted to miss out. This excess could only last so long.
Each of these examples was not only a case of consumer excess but a culture of excess. In 1999 investment banks continued to underwrite IPO's for technology companies with no earnings and in 2007 mortgage lenders continued to issue mortgages to consumers without sufficient income.
Eventually, the excess leads to too many folks barking at their own reflections and their treasure ends up under water.
The Next One Won't Be the Same as the Last
"History doesn't repeat itself but it often rhymes,"
– Mark Twain
Perhaps better stated as, "The Next One Won't Be Exactly the Same as the Last." Each recession is unique, and it will have its own contributing factors. We will innately want to believe the next recession will look just like the last. Human beings are full of these cognitive biases that lead us to make conclusions based on a limited amount of data. Very much colored by our own experiences. We anchor to memories that are front of mind and especially those that were painful.
I remember when our cat Scout was just a kitten and he jumped on to our kitchen table curious to know what I was eating. I happen to have soup and it had not yet cooled down enough to begin eating. That confident little kitten marched right up and took a taste of my soup. He immediately retreated, shaking his head, pawing at his mouth, and taken back after burning his tongue. Scout never attempted to taste my food ever again.
Some investors will never buy a tech stock after what they experienced during the dot com crash. Other investors may never buy a bank stock following the financial crisis. It's not the industry or sector that dealt this blow, but rather the perversion of excess that surrounded it at the time.
Each recession will have its own story to tell.
The Economy Isn't the Stock Market
For this final pearl of wisdom, I would encourage you to read David Bahnsen's piece on Market Epicurean from December of last year: Will Business Confidence Undermine the Trump Economy
This graph below should also prove to be useful:
Source: Vanguard
The key takeaway is that GDP growth and equity returns do not have a strong correlation. The market and the economy are not one in the same. If you were to look at historical stock market returns leading up to and during a recession you will find some of those returns are positive. Ben Carlson, author of the blog A Wealth of Common Sense found that "stocks have actually risen during 4 out of the last 9 recessions. And stocks were positive 6 out of the past 9 times in the year leading up to the start of a recession."
Essentially, these facts should bring you peace of mind. They allow you to divorce your fears about a recession from your assumptions about what it might do to your portfolio.
The Sky Isn't Falling
Today we are one day closer to a recession than we were yesterday.
When that next recession arrives, I hope you are not surprised or fearful. I hope you remember the truths that we discussed today and that you'll feel equipped to stay the course.
Just remember, business cycles are as natural as breathing.
With that said, I wish everyone a great rest of the week and this is TOM signing off…
The Bahnsen Group is registered with HighTower Securities, LLC, member FINRA and SIPC, and with HighTower Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through HighTower Securities, LLC; advisory services are offered through HighTower Advisors, LLC.
This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors.
All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. The team and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice.
This document was created for informational purposes only; the opinions expressed are solely those of the team and do not represent those of HighTower Advisors, LLC, or any of its affiliates.
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