text:
The Book On Investing In Real Estate With No (and Low) Money Down: Real Life Strategies For Investing In Real Estate Using Other People's Money
byBrandon Turner
Paperback | August 13, 2014
NEW AUDIOBOOK with the author as the narrator!
Is your lack of cash holding you back from your real estate dreams? Discover the real-life strategies that smart investors are using in today's market to invest in real estate with creativity-instead of their own cash.
Don't let the contents of your wallet define your future! In The Book on Investing in Real Estate with No (and Low) Money Down, active real estate investor and co-host of The BiggerPockets Podcast, Brandon Turner, dives into real methods that investors across the world are using to invest in real estate with little to no money down.
No matter how much money you have in your checking account, there is always real estate you can't afford. This book will provide numerous strategies, tips, and ideas for leveraging other people's money to help you do more deals. Not only will you learn to navigate the world of creative real estate finance, but you'll learn to get more mileage out of any real estate investment strategy.
Inside, you'll discover:
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subset: commoncrawl


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Shirlem-Barcem villagers living in pre-liberation era
At the time of Goa's liberation about 50 years back, Mr Pauto Bhikro Velip, who is 100 years old today and was about 50 at that time, said he felt then that the Schedule Tribecommunity had lot of hopes that the government of Goa would strive to alleviate the hardships faced by the people of Shirlem-Barcem;
however, 50 years down the line, the villagers of Shirlem-Barcem, who number more than 500, are still living in an era that reflects the pre-liberation times, with sub-standard roads, inadequate educational facilities, basic requirements of water a daily struggle and transport facilities not much to talk about.
Mr Pauto who was just 50 years old when Goa attained liberation, said that the people of this village, as compared to today, were less in number and much better off. Though the basic amenities like electricity, water pipeline, educational facilities etc, were not available then, the people still lived in close harmony with each other. He said that a few years back, the village was electrified, but the electrification is very much faulty as the line passes through big trees and forested areas and there is large scale fluctuation and power cuts. He said the branches of trees come in contact with the cables and create short circuits which result in power outage. Besides during monsoons, branches and trees collapse and snap the cables resulting in black outs. The main electricity sub-station is kilometers away and the residents have to spend nights in total darkness. Moreover, the linesmen do not visit the village regularly and so sometimes there is no electricity supply and the same is not restored for days.
Mr Ravi Sonu Gaonkar, another villager, said that the ST community is only the vote bank for several politicians, who use them during election time by promising them the heavens and once they are elected, they do not even bother to visit the village till the next elections. He said the roads are very narrow and even on these there is no maintenance or repairs. He said during monsoons the road is inundated with rain water and there is flooding of houses on the sides of the road. The road side bushes and shrubs are never trimmed or cut which narrows the road further also obstructs the view of oncoming vehicles.
Mr Bhikro P Velip, a third villager said that there is just one private bus plying over this route, which only comes in the morning; and as there is no bus service in the afternoon, the school children have to walk 4 to 5 kilometres to the main road at Paddi. He said during the monsoons the children often reach school totally drenched. Moreover, he informed that the children have to use the shortcut through the forest, which is inviting trouble.
A visit to the village shows the many difficulties the villagers face here. One can see pot placed under dry taps, waiting for the release of drinking water. Ms Anandi Velip informed that a tank was constructed on the banks of a rivulet some years back, but the same was washed away during the monsoons, due to improper planning and poor material used. The villagers now have to depend on irregular pipeline water distribution. During the summer months of April to May, the villagers walk long distances to the river and dig holes in the dry riverbed and collect water for daily use. Mr Bhikro said that a water tanker visits the village but its visits are so irregular that the villagers cannot depend on it. He asked if this was the meaning of development.
Mr Pauto Bhikro Velip, perhaps the oldest in the village, who has crossed 100 years, said that he learnt the art of preparing medicines from herbs and roots and started providing the same to people who came to his home for the same. He says that previously, he used to travel to Canacona and even Cuncolim with the medicines. He also said that he undertook agricultural activity. He said that even today people visit him for medicines.
The people of the village are engaged in agriculture which is their main occupation. Many of them also work as daily wage earners in areas outside their village. Mr Ravi Sonu Gaonkar informed that the only time all the villagers come together is when they celebrate the festival of Shigmo. He said the three wards of Shirlem, Velipwadda and Rawapanna come together to celebrate the Shigmo festival on the hillock and that during this time, they forget all the differences between them and stay together for a few days celebrating the festival. [NT]


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I think this is because Women clearly look at many other qualities in a man than just initial looks..even in OLD. Men are just far more shallow as a species in general. Yes women can be too, but overall, it's just been drilled into our heads from society since we're little kids that all that matters is looks, status etc. Also genetically, we're more visual, and get much more stimulation from the surface than from scratching underneath. There are always outliers that don't fit the mold, but generally speaking, that's why.
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- Massage Type: Sensual Massage, Therapeutic Massage
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Wild cats are elusive and wary by nature, and notoriously challenging to study in the wild. Researchers know a lot about some species, like lions, and virtually nothing about others, like clouded leopards.
5 out of 7
Wild cats are found on every continent except Australia and Antarctica.
A Lot to Learn
Tigers, cheetahs, leopards, and lions are iconic, and most people are familiar with the big cats of the world. Smaller cats are just as vital to their ecosystems, but are vastly understudied by comparison.
Small cats tend to adapt more easily to manmade environments than big cats are able to, but because they are small and elusive, they can be easily missed. While we understand some of the threats that small cats face, there's still a lot that we don't know. What we do know is that many small cats are now considered endangered or vulnerable, and we have to act quickly if we're going to save them.
Small cat species.
Living in the Shadows
Small cats are found on every continent except Australia and Antarctica, but many species remain just as mysterious today as when they were first discovered by science, hundreds of years ago. In some cases, small cats are overshadowed by the well-known big cats with whom they share habitat. This is the case for the little-studied Pallas' cat in the mountains of Central Asia, whose territory overlaps the iconic snow leopard's.
We know small cats are adaptable—they've been seen sharing habitat with other cat species, big and small. But in many cases, we don't know what they eat, how they hunt, or when they breed. Such an incomplete understanding of a species makes it hard to protect. Now it's a race against time to learn as much as possible.
To protect wild cats and ensure their survival, we've launched the Global Cat Conservancy™. Help us kick off this lifesaving effort.
Your tax-deductible gift to the Global Cat Conservancy™ will help fight poaching and wildlife trafficking, protect humans and wild cats from deadly clashes with each other, and help scientists find cures for life-threatening diseases that are devastating wild cat populations.
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Wild Cats Need You
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text:
Bigg Boss Telugu Season 3: When Punarnavi Rejected Punishment
Punarnavi Bhupalam is one of the strong contestants in the Bigg Boss house.
Punarnavi Bhupalam is one of the strong contestants in the Bigg Boss house. Apparently, she is the one who got hurt most in the task that took place in the house yesterday. The actress has raised her voice even on Bigg Boss saying that the task is a Bull Shit task.
Later, in another interesting promo, Punarnavi is seen rejecting the punishment given by Bigg Boss. Apparently, she is asked to polish the shoes. Along with her, Sreemukhi and Mahesha re also given the punishment but she rejected the punishment straightaway.
In the end, what happened in the house is to be known. As of now, Punarnavi is also in the nominations and we have to see if she would survive in the house this week.
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How I wish life was a little bit more like driving. "Things are about to get rough. Brace yourself or exit now." Unfortunately, there is often NO WARNING.
Now, I know that my life isn't the worst. There are so many that have it worse. I get that. I really do. But it's not the easiest either.
About 5 years ago we had some major shakeups. My husband quit his job of almost 9 years to go work at a better job. One with benefits (finally) and opportunities for overtime (a chance to pay off debt). Only that's not how it worked out. This is where the signs would have been beneficial.
Right there.
"Curves ahead" "Rough Road" "Sharp Curve Ahead"
You know, just basic warnings. And every time we think we are recovering and overcoming, a whole new "rough" comes along and throws us into uneven lanes. As Christians, we know that we are not in this alone. We know that God has a plan. And we try, we really do, to keep that in mind and hang on. If I had a nickel for every time I've heard the verse said to me "And we know that all things work together for good to them that love God, to them who are called according to His purpose." (Romans 8:28 KJV) we wouldn't need to work anymore. But it doesn't make it easier. We also understand that that "good" doesn't always happen here on earth. We know that our lives aren't charmed-shoot, sometimes they're barely bearable. And I don't even pretend to understand why some people seem to float along in the "happily ever after" part of the fairy tale while the rest of us feel like Cinderella looked after the step-sisters ripped all of of her finery off.
So, here we sit. Spending our house money while we wait for the job to start that was already supposed to be in full swing. Discouraging for sure.


text:
Movement Now
|Finnish name
|Liike Nyt
|Swedish name
|Rörelse nu[1]
|Harry Harkimo
|Harry Harkimo, Mikael Jungner, Alex Nieminen, Helene Auramo, Karoliina Kähönen, Sarian Antila, Tuomas Enbuske
|18 April 2018
|Split from
|National Coalition Party
|Abrahaminkatu, Helsinki
|Membership (2018)
|Economic liberalism
Direct democracy
|Parliament of Finland
1 / 200
|City council of Heinola
8 / 43
|City council of Jämsä
6 / 43
Movement Now[3] (Finnish: Liike Nyt, Swedish: Rörelse nu) is an economically liberal political movement in Finland.[4] Movement Now was founded by National Coalition Party (KOK) member of parliament (MP) Harry "Hjallis" Harkimo and seven other people.
On 19 April 2018, member of parliament (MP) Harry Harkimo announced that he would resign from his party, the National Coalition Party (NCP). On 21 April, he announced that he had founded a political movement of his own called Movement Now.[5] The movement had been founded by him and seven others and registered with the Finnish Patent and Registration Office one day before Harkimo's resignation from the NCP.[6] The seven founding members are Harkimo, former SDP party secretary Mikael Jungner, Alex Nieminen, Helene Auramo, Karoliina Kähönen, Sarian Antila, and Tuomas Enbuske.[7]
Harkimo subsequently formed a one-man parliamentary group,[2] the Liike Nyt-Movement's Parliamentary Group in the Parliament of Finland.[8] On 21 January 2019, a MP of the Blue Reform and former Speaker of the Parliament of Finland Maria Lohela announced that she would leave the Blue Reform in order to join Liike Nyt's parliamentary group.[9] In addition to the Parliament, the movement has gained members in municipalities. The group Parempi Heinola in the city assembly of Heinola joined Liike Nyt. With its eight members out of a total of 43, the movement is the largest in Heinola.[10][11] A similar association with the Uusi Jämsä group of Jämsä was agreed upon in August 2018. Uusi Jämsä was the third largest group in the city council when joining the movement with its six members.[12]
In the 2019 Finnish parliamentary election, Harkimo was elected to the parliament as the sole representative from Movement Now.[13] 115 candidates stood for election, short of the movement's target of 150.[14] Besides Harkimo, candidates included another founder of the party Auramo, and the former's parliamentary assistant Mirita Saxberg.[15] Because the movement was not a registered party, each of its candidates had to gather signatures of at least 100 voters to form a constituency association.[14] The party used controversial microtargeting in its campaign advertising.[16]
In June 2019, Harkimo announced that the Movement Now would start collecting signed support cards in order to become a registered political party.[17] The Ministry of Justice announced on 14 November 2019 that Movement Now had been registered as a political party.[18]
Political stances
Thirty core principles were agreed upon by party members. Besides these, candidates are not aligned ideologically with the group and are allowed to take independent stances on local issues. Election themes include Baltic Sea clean up and social security for entrepreneurs.[19]
Election results
Parliamentary elections
|Election year
|# of overall votes
|% of overall vote
|# of overall seats won
1 / 200
The movement has about 8,000 members.[20] Its headquarters are on Abrahaminkatu in Helsinki.[21] It employs four people full-time.[21] The chairperson of the movement is Harry Harkimo.[7]
- ^ Previously held 2 seats after splitting from the National Coalition Party, but, lost 1 during the election.
See also
- ^ "Här är listan på alla som är med i Harkimos nya rörelse". Hufvudstadsbladet (in Swedish). 23 April 2018. Retrieved 29 June 2018.
- ^ a b Ijäs, Johannes (27 April 2018). "Harkimo (liik) siirretään perussuomalaisten ja keskustan väliin takariviin". Demokraatti (in Finnish). Retrieved 29 June 2018.
- ^ "Extra-parliamentary parties band together ahead of April elections". Yle News. 6 January 2019. Retrieved 21 March 2019.
- ^ Karkkola, Minna (7 May 2018). "Tutkija löysi paradoksin Hjallis Harkimon liikkeestä: 'Saadaanko tavoitteella tismalleen päinvastainen lopputulos?'". Uusi Suomi (in Finnish). Retrieved 29 June 2018.
- ^ "NCP defector Harkimo co-founds new political movement – 'Not a party'". Yle Uutiset. 23 April 2018. Retrieved 29 June 2018.
- ^ Honkamaa, Antti; Nykänen, Riika (19 April 2018). "Harkimo on perustamassa uutta yhdistystä: Liike Nyt ry:n tiedoista paljastuu kiinnostava nimi". Ilta-Sanomat (in Finnish). Retrieved 29 June 2018.
- ^ a b Räsänen, Jukka-Pekka (21 April 2018). "Nimet julki: he ovat Liike Nytin taustalla". Savon Sanomat (in Finnish). Retrieved 29 June 2018.
- ^ "Members of Parliament". Parliament of Finland. 3 May 2018. Retrieved 29 June 2018.
- ^ "Kansanedustaja Maria Lohela loikkaa sinisistä Harkimon Liike Nytiin – sote-uudistus vaarassa kaatua". Yle. 21 January 2019. Retrieved 21 January 2019.
- ^ Nieminen, Janne (14 June 2018). "Parempi Heinola -yhdistys mukaan Liike Nytiin – Harkimon mukaan kiinnostusta on muuallakin, kuten Kärkölässä". Etelä-Suomen Sanomat (in Finnish). Retrieved 29 June 2018.
- ^ "Valtuusto" (in Finnish). City of Heinola. Retrieved 29 June 2018.
- ^ "Harkimo kaappasi jo toisen valtuustoryhmän maakunnasta – Uusi Jämsä liittyy Liike Nytiin" (in Finnish). Yle. 20 August 2018. Retrieved 20 August 2018.
- ^ "Pienryhmistä ei eduskuntaan mennä, poikkeuksena vain Hjallis Harkimo". Ilta-Sanomat (in Finnish). 15 April 2019. Retrieved 15 April 2019.
- ^ a b "Liike Nyt jäi tavoitteestaan – ei saanut kasaan 150 ehdokasta eduskuntavaaleihin". Uusi Suomi (in Finnish). 6 March 2019. Retrieved 14 March 2019.
- ^ Vartiainen, Niko; Nalbantoglu, Minna (7 January 2019). "Liike Nyt asetti ensimmäiset ehdokkaansa eduskuntavaaleihin". Helsingin Sanomat (in Finnish). Retrieved 14 March 2019.
- ^ Mansikka, Ossi (14 March 2019). "Trumpin valinnan ja brexitin ratkaisi osin somessa tehtävä mikrotargetointi – Suomessa kaksi puoluetta tekee samaa". Nyt (in Finnish). Retrieved 14 March 2019.
- ^ "Harkimon Liike Nyt aikoo rekisteröityä puolueeksi – "Jouduin nöyrtymään"" (in Finnish). Yle. 20 June 2019. Retrieved 21 September 2019.
- ^ "Liike Nyt merkittiin puoluerekisteriin" (in Finnish). Helsingin Sanomat. 14 November 2019. Retrieved 3 December 2019.
- ^ "Movement Now announces parliamentary election bid". Yle Uutiset. Retrieved 15 April 2019.
- ^ Välimaa, Mikko (25 April 2018). "Harkimon ja Jungnerin Liike Nyt houkutellut liki 7 700 ihmistä – 'Haemme nyt aktiiveja Helsingin ulkopuolelle'". Helsingin Uutiset (in Finnish). Retrieved 29 June 2018.
- ^ a b Lohilahti, Oona (7 July 2018). "Liike Nyt on hankkinut toimiston ja työntekijöitä, ensi viikolla julkaistaan toisen nettiäänestyksen tulokset – siinä saattaa myös ratketa Harry Harkimon sote-kanta". Helsingin Sanomat (in Finnish). Retrieved 30 July 2018.
Further reading
- Harkimo, Hjallis (2018). Suoraan sanottuna (in Finnish). Helsinki: WSOY. ISBN 9789510436479.
External links
- Official website (in Finnish)


text:
Achieving a state of fine health and wellness means residing the next high quality of life and experiencing a peace that goes beyond what material wealth and exterior conditions can supply. Connecting ALS patients: Eye -monitoring glasses that use AI technology referred to as mind-laptop interface (BCI) enable individuals who've misplaced the power to talk or move to communicate once more. Because there are not any revealed studies on keto cycling versus a daily ketogenic weight loss plan, nevertheless, nobody can definitively say what the health benefits are of 1 over the opposite.
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Separate awareness programs are held to combat all these malignant illnesses and with your little endeavor in the direction of your health and wellness, you can preserve yourself far-off from these nerve wracking maladies and declare for a healthy life together with wellness.
Healthy snacks had been offered, as the women perused the rooms and hallways of the Breast Middle, where the ready rooms were arrange. Keto biking can be more likely to make people's weight fluctuate, particularly if they are just coming out of a number of weeks or months of full-on carb restriction.
Thus, to realize an excellent health, not only it's a must to keep up a healthy weight loss plan but additionally a correct health and wellness regime along with good thoughts to keep yourself all geared up to enjoy life freely. And a wide variety of other human resources trained to supply some sort of health care service.
Health Care System
Achieving a state of fine health and wellness means dwelling the next quality of life and experiencing a peace that goes past what materials wealth and exterior situations can provide. Majority of the hyperlinks offered below direct you to subjects and articles on totally different mental and physical health circumstances, together with asthma, cancer, arthritis, diabetes, epilepsy, eating problems, substance abuse, sexually transmitted ailments, illnesses associated with being pregnant, childhood, and way more.
Valukas said she hopes training at Erie would possibly encourage some of those residents to pursue a career in health take care of underserved patients. Staying healthy is sort of as important as staying alive, as life loses its attraction without bodily and psychological health and nicely-being.
Health And Wellness
The importance of health and wellness has actually come to the forefront of the health industry in the final decade. It also gave states the choice to expand Medicaid , the state and federal health insurance coverage plan. It is necessary to like your self and care for your mind and body in order to maintain a state of health and wellness. In response to its supporters, Health Take care of America will present complete protection.
Under the Health Insurance Portability and Accountability Act ( HIPAA ) of 1996 and revisions to HIPAA made in 2009's Health Data Expertise for Financial and Medical Health ( HITECH ) Act, coated entities – which include healthcare suppliers, insurers and their business associates – are restricted within the kinds of PHI they will accumulate from people, share with other organizations or use in marketing.
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The price of health care within the United States is dear and is escalating. There are, of course, detractors relating to using analytics in health care, but concerns are inclined to focus much less on AI, machine learning, and predictive monitoring and more on how huge information can be utilized to measure, reward, or penalize a whole hospital's – and even an individual surgeon's – efficiency.


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Honda PCX125 (LX16OMW)
bike has a leg cover that is black, it was spray painted black so some with dots appear. Where the sterring wheel is there is a pink toy call 07542281290
Get Weekly Alerts for stolen bikes in Lambeth
By submitting your email address you agree to allow Bikers United to send occasional emails to you.
Yamaha MT-07 (FY15XRM)
Red rim tape Arrow exhaust system (black end can) Mra screen (light smoke) Dunlop roadsmart 3 tyres Standard otherwise Taken along with Oxford cover Almax chain rear Oxford chain front Xena disc lock under pillion seat
Triumph Street Triple (EJ10 FEP)
This is a lovely example of a 2010 Triumph Street Tripple R in Matte Grey. It has carbon fibre front and back mud guards, Arrow Exhausts and bar bend mirrors. Stollen from my garage compound on the evening of Monday 14/1/19 in Streatham Hill, South L...
Very clean R1200GS in gray and black. Optional extras; Wire wheels in silver Tyre pressure sensors with sticker indicators on the wheels. Large Wunderlich dark tinted screen
Yamaha FZ1 (HF07 EBN)
Black front mud guard milled openings backed with gold mesh Front fairing infant of tank milled slots and backed with gold mesh rear cowling slotted open and backing of gold mesh front and rear wheel rims gold slimline indicators front and back...


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Births for Monday, July 8
Sara (Cieslewicz) and Stephen Mooney: of York, July 3, a son.
Krysten (Landis) and Philip Becker: of Hanover, July 3, a son.
Sara (Hittel) and Christopher Young: of York, July 3, a son.
Angela All and Timothy Goelz: of Hanover, July 4, a son.
Margaret (O'Tanger) and James Onstead: of York, July 4, a son.
Rachel (McGreal) and Michael Sosnak: of Red Lion, July 4, a daughter.
Rebecca Grosso and Keith Diffenerfer: of York, July 5, a daughter.
Dannielle (Ertz) and Brett Altland: of York, July 5, a daughter.
Kirsten (Klinedinst) and Austin Gracey: of Dover, July 6, a daughter.
Read or Share this story: https://www.yorkdispatch.com/story/news/2019/07/07/births-monday-july-8/1669224001/


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The week in .NET – On .NET with Eric Mellino, Happy Birthday from Scott Hunter, OzCode
Previous posts:
On .NET with Beth Massi, NeinLinq.
On .NET with Phil Haack, Readline.
On .NET on Docker and new Core tooling, Benchmark.NET, Magicka.
On .NET
In last week's episode, Kendra interviewed Eric Mellino to talk about his CrazyCore game and game engine:
This week,


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Sunday 19th July
Capital punishment was last carried out Australia in 1967 when Ronald Ryan was hanged by the State of Victoria, but the death penalty again captured the hearts and minds of Australians when Andrew Chan was put before the firing squad. Is it ever right to take the life of another person?
We apologize for the quality of the audio recording.


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contemporary maternity portraits
portrait | annaliese + daniel
For their maternity session, Annaliese and Daniel wanted to do something different and out of the norm of baby belly photos. Because their Sundays are in a way their own fun days, they wanted us to capture their typical (picture-worthy) Sundays at their home, along with their two pups, Diego and Davis. Might we also […]More


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Allentown is a city located in the state of Pennsylvania. It is located in Lehigh County. In addition to being one of the largest cities, it is also the fastest-growing city in Pennsylvania.
Drug and alcohol abuse and addiction are serious problems in Allentown, Pennsylvania. However, there are a variety of rehab options available that provide excellent treatment. Treatment Center Locator.
Fourteen people claiming to have been sexually abused by priests and not previously reporting it have contacted the Allentown Diocese since the Aug. At the beginning of the week, the hotline had received calls. The grand jury report, which named priests as known or alleged sexual abusers of children, did not have a firm tally of victims.
Jose Colon, 20, pleaded guilty to voluntary manslaughter in September, saying he lashed out because he woke up and found pastor Luis Herrera attempting to rape him. The killing occurred March 23 at Washington St. Herrera, 47, rented a room at the home and was known in the community as a pastor who helped troubled youth, First Assistant District Attorney Steven Luksa said at Colon's plea hearing. Colon told police he had known Herrera since he was a child and that Herrera occasionally gave him money for sexual favors.
Why it is important? Who benefits from it? How local Clubs, like ours, can request Foundation monies to help leverage Club monies designated for meaningful and sustainable local or international Club projects.
Let friends in your social network know what you are reading about. Read the accusations against priests from the Pennsylvania grand jury report on Catholic sexual abuse. A link has been sent to your friend's email address.
College Heights Endoscopy Center is a specialized outpatient medical center designed specifically for the comfort, convenience and expert care of patients who need endoscopic procedures to evaluate the digestive system. We believe in compassionate medicine, where patients feel comfortable and reassured. Our Board Certified gastroenterologists provide high-quality care in a friendly, relaxed setting.
The malware virus, known as Emotet, first attacked the city a week ago and has been self-replicating, stealing credentials such as passwords for city employees, Pawlowski said during an unannounced update to Allentown City Council delivered during an unrelated confirmation hearing. Allentown has about cameras watching locations across the city. Pawlowski and his IT director Matthew Leibert answered several questions from members of council about the attack, but made it clear that they disapproved of the public discussion about the virus.


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Mt. Baw Baw Alpine Resort is located in the Baw Baw National Park and at 2.5 hours away, it is the closest ski area to Melbourne, Australia. Although the mountain only has 15 trails and 86 acres (35 hectares) of terrain, this is an excellent place for beginners to learn to ski or snowboard with simple lifts (T-bar and poma), rental facility, and a snow sports school offering lessons to adults and children. There are two terrain parks.
Photo by Bright Victoria via Flickr
With an elevation of 5,141, Mt Baw Baw offers some excellent scenery. The village has a friendly atmosphere and offers various accommodations, restaurants, retail stores, and other activities including 10kms of groomed x-country ski trails and dog sled tours. This is not a good place for advance and expert skiers looking for challenging terrain. It is a mountain that offers a good facility for beginners at a reasonable price compared to other mountains in the region.
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Stem cell research and ethical dilemmas: How far have we come?
Stems cells are biological cells that have the potential to differentiate into many types of specialised cells in the developing stages. They are present in multi-cellular organisms. In several tissues, they mimic a type of internal repair system and they keep dividing without any restriction to serve the purpose of replacing other cells to keep the animal or person alive. The division of stem cell through mitosis creates a new cell that has the potential of either remaining a stem cell or becoming another kind of cell possessing a specialised function – like a red blood cell, a muscle cell or even a brain cell. Stem cells ...Read Full Post
In Vitro Fertilisation: Don't choose a boy over a girl, choose a baby!
Being blessed with a baby opens up a new epoch in every couple's life. There is excitement at the new arrival, fear of the impending responsibilities and the innate desire to protect the tiny being from all evils. Even the gender of the baby gives rise to a myriad of emotions, feelings and sentiments depending on whether it is a pink blouse or a blue shirt. However, the process of having a baby is not as easy for some as it is for others. Statistics reveal that 10% to 20% couples fail to have a baby the natural way. However, all hope ...Read Full Post
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|Company Name
|Town / City
|Havasu's Party Bus & Shuttle
|+1 928 208-3692
|155 Seneca Ln
|Lake Havasu City, AZ
|Airport Limo Surprise
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|16242 W Boulder Dr
|Surprise, AZ
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|On Time Executive Town Car
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To find more companies based in or near Wenden, Arizona you might proceed to https://limousineregistry.com/states/arizona/la-paz/la-paz-county-limousines.html" title="La Paz County Limos">La Paz County Limo or visit Arizona Limo page.
Ground Transportation - high-class limo services throughout the Wenden, Arizona.
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With signing day rapidly approaching (Feb. 4), the PBgametime team decided to take a look at what local high school football players and coaches think about four in-state college programs.
We started with Florida Atlantic on Tuesday and we'll finish with Florida on Friday. Make sure to check PBgametime.com throughout the week to keep track of the series. Continue reading "Football recruits, coaches break down FAU, FSU, Miami, Florida programs"


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A catalogue of needed virtues
· In his greetings to the Roman Curia the Pope proposes an 'acrostic analysis of the word Misericordia' ·
A "catalogue of needed virtues for those who serve in the Curia" and those who "would like to make their consecration or service to the Church more fruitful". Pope Francis made this proposal on Monday morning, 21 December, during the traditional exchange of Christmas greetings with the members of the Roman Curia. The Holy Father presented "a practical aid for fruitfully experiencing this season of grace". In doing this, he invited the dicastery heads and superiors "to ponder this, to add to it and to complete it" since, he said, it is not an exhaustive list. It, however, begins — as the Jesuit missionary Matteo Ricci loved to do in China — with an "acrostic analysis of the word Misericordia".
St. Peter's Square
Jan. 23, 2020
How to work in the Curia
The Holy Father spoke about the characteristic traits of a Curia official, and "much more ...
A small-scale model of the Church
The Roman Curia and the Body of Christ: The Pope addressed a discourse, both powerful ...
The model of St Joseph
Conciliar renewal and Paul VI formed the basis of the address which the Bishop of ...


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Complete Me: Stark Series Book 3 - Stark Series (Paperback)Julie Kenner (author)
- We can order this
For fans of Fifty Shades of Grey and the Crossfire series comes Complete Me, the third in J. Kenner's sensual, erotic, powerfully emotional and internationally bestselling romance series. In Release Me, multimillionaire Damien Stark made Nikki Fairchild an unforgettable but irresistible indecent proposal; in Claim Me their passion burned ever more fierce; now, can their love survive the secrets of their pasts?
Our desire runs deep. But our secrets cut close.
Beautiful, strong, and commanding, Damien Stark fills a void in me that no other man can touch. His fierce cravings push me beyond the brink of bliss - and unleash a wild passion that utterly consumes us both. Yet beneath his need for dominance, he carries the wounds of a painful past. Haunted by a legacy of dark secrets and broken trust, he seeks release in our shared ecstasy, the heat between us burning stronger each day.
Our attraction is undeniable, our obsession inevitable. Yet not even Damien can run from his ghosts, or shield us from the dangers yet to come.
Spellbinding romance. Electrifying passion. Why not indulge in J. Kenner...
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Publisher: Headline Publishing Group
Number of pages: 320
Weight: 264 g
Dimensions: 197 x 166 x 22 mm
It is not often when a book is so amazingly well-written that I find it hard to even begin to accurately describe it... I recommend this book to everyone who is interested in a passionate love story * Romancebookworm's Reviews *
I will admit, I am in the "I loved Fifty Shades" camp, but after reading Release Me, Mr Grey only scratches the surface compared to Damien Stark * Cocktails and Books Blog *
Release Me by J. Kenner will undress you and leave you breathless! Kenner's erotic story brings two souls together, where a love that has been elusive is suddenly craved. The attraction between Damien and Nikki is palpable, they are two strong personalities with past demons to contend with. Release Me gives readers tantalizing pages of sensual delight, leaving us reeling as we journey with this couple and their passions are released. Release Me is a must read...! * Readaholics Anonymous *
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Cambria Andover Gray Leather Chair From Luxe Leather
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St George Global Currency Card
See the Best Transaction Accounts / Debit Cards in 2019 as rated by Australians on ProductReview.com.au.
Would give it no stars if possible - Not secure and not run by St George.
1) This card is not secure and not operated by St George. It is just sold by St George. That is why you have to have a separate app to use it, which requires less log in security password and questions. This information was never disclosed to me.
2) Due to the card NOT being secure, I received fraudulent charges. My card was cancelled due to this, but not before I had lost almost AU$600 in charges. It takes 45 days to received these funds back.
3) Although my card was cancelled, NO effort was made to contact me to notify me of the cancellation ...Read more
Similar opinion? Write a review on ProductReview.com.au!
Card does not work
I went to try the card out locally in Australia to make sure it worked and it doesn't. I have activated and and loaded it with AUD. Sounds like this card is going to be more trouble than it's worth. Glad I tried it out locally first.
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It helps us a lot. A good travel card.
We use it in USA. This is only card we prepare to use here. It is convenient, very easy to use. shopping, hotel, restaurants, ATM withdrawals. No problems. If you need rent a car here please take credit cards with you. Globle currency card can't do that. And it can't use to buy money order in Walmart. If you reached ATM withdrawal limits, have to wait for 24hours. Not just after midnight. Have to wait 24hours from the time your last withdrawal. This is our experiences. Hope it helps. We are very happy with it. Thank you.
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Easy to transfer money on to card from my own bank account but money left on card is lost as can't be transferred back to my bank account. Can transfer money from Qantas Travel Card back to my bank account so why not St George!
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Waste of time and money
Used the debit card as hotel security holding in San Fran and I have to wait for 30 days to get the money back into my account.
Called St George and was told to get the hotel to send a FAX yes a FAX to St George to speed up the refund or wait 30 days.
I had an email from the hotel but St George will not accept an email
I was told a third party and not St George handles the transaction
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Absolutely dreadful- avoid!
I had problem after problem with this card. Whenever I tried to make an overseas withdrawal (the whole purpose of having the card is for situations like this), it would get blocked "for security reasons." I would then have to phone St George from overseas (it's not a free call, either), and wait on hold for up to 15 minutes to unblock the card. One particularly ludicrous time, the person at the call centre told me I would have to come into a branch and show ID to unblock the card. For god's sake, I was OVERSEAS! I couldn't just go to a St George branch. Luckily, I had another bank account, because otherwise, I would have been completely without money.
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Lost money and wasted my time
Extremely disappointed. St George failed to tell me it wasn't even working when I had already activated it prior to going overseas and converted money on it. Then I had to convert the money back from USD to AUD and lost money. Man I spoke to for help was argumentative and unhelpful. Never use again
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Very disappointed
Haven't left Australia yet and already unhappy with the card. Sorry to say St George has been deceptive in their promotion of this card. $A500 only converted to 263 Euros, that's 10 cents lower than the exchange rate equivalent. To then change it back to Aussie dollars, within 5 minutes, I would have received $A465, that's a loss of $35 in 5 minutes. Performed these transactions in the branch and was advised that "that's how the stock market works."
Will be emptying it out and not reloading - rip off.
I have been a customer with St George for decades, very disappointing.
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Look for a card elsewhere- AWFUL
This card was delivered very quickly and was described to me as easy to use with the online global card app- separate from the st George app. Although it was incredibly easy to transfer money to the card, but not from the card. I was unable to transfer any of the funds back to my normal St George account which is SO unhelpful. It had the option to transfer to a few currencies (Euros, USD, etc.), but the St George employee told me I could transfer to Indonesian dollars- Wrong. I was then informed it still had lower withdrawal fees and would auto...Read morematically transfer currencies without any fees and that I could use it to withdraw from ATM's as well as pay via eftpos. Again wrong. I quickly realised it was simple to withdraw needed money from ATM's but would not allow me to pay for things via eftpos which was not desirable having to carry large amounts of cash around places while shopping. Once I had returned from overseas, I thought it would be as simple as going to the St George Cashier to withdraw the money. Wrong. I was told I had to use the ATM. When doing this, the ATM declares I needed to contact bank and was unable to withdraw the leftover funds. Due to the staff at St George not being trained in the Global Currency Card and accounts (including the branch manager), this made it difficult. I was told I'd have to call the assistance number. Why should this card be offered as an option by the staff when they are not trained in using it, when the app doesn't have features to make it easy to transfer to and FROM and when it is not a card the cashiers can use to withdraw the cash from. I do not recommend this card and will be looking elsewhere for my next travel card.
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St.George Global Currency Card
This card isn't supported in Vietnam. Loaded money to card and will take ten days to get back. Where does it sit for ten days?
Though card was linked to st george bank
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Wouldn't give me a card unless I opened an account
After a fruitless attempt to get a Westpac Global Currency Card (see my review of that card), I saw St George was running the same $50 bonus promo. I attempted to sign up for this at the branch in Queen Street Mall in Brisbane, as there is no way to sign up online unless you're a customer already and have internet banking access. I never got the card, as despite all their advertising, staff said I had to be a customer to sign up, despite that not being a condition on either their website or in the advertisement. Again like Westpac, staff tried ...Read moreto pressure me into opening a transaction account, with monthly fees associated. It's a shame, because I actually fit the use case for this card as it has free withdrawals in Ukraine at a preferential rate.
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Travel Cards
Used this in Hawaii and also Thailand. Had no problems and it worked fine everywhere.Installing the travel card app was painful but excellent once done.
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Good for purpose
We used a global currency card on a recent trip to Japan. In view of the negative reviews it had received, I had had misgivings about whether or not it would work, but fortunately there was no problem. Having said that, we used it only at post offices in Tokyo and Kyoto, and just one store (to see if it would be accepted, and it was), for a purchase worth about $A60. I liked the fact that we were able to load it up while the exchange rate was quite good. Also, we were given a second card, which would have been handy had we lost or mislaid the first one.(Different pins for both cards; some might not like the hassle, but I like the extra security) We'll definitely take it on our next overseas trip.
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Completely Useless
Loaded up the card with US dollars. Ensured I knew the logins & passwords. Could not use the card at all!!! Not to tap, enter a PIN to purchase, not to sign for a purchaw and could not withdraw from an ATM!!! Plus the customer service number didn't work either! I had to withdraw cash from my St George credit card. This morning I called Customer Service and they have refunded the interest on cash advances back to my credit card. I have converted the US dollars to AUD and just went to an ATM here in Sydney and still can't access the money! Bloody frustrating!
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Joke of a card
Firstly, if you load 1000 dollars your available balance will immediately show $920 available. So in order to avoid the large fee you are to spend it at converted currency. This is difficult to do when they take 30 days to return funds that are held by hotels or car rentals etc which I would think is a pretty common thing to do overseas . Because of this hold, I was unable to spend my converted currency overseas and now I will be charge the 80 dollars. ALL ST GEORGES FAULT.
oh and extremely rude and unhelpful customer service.
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Easy to load and go
The currency card was extremely easy to load straight from my bank account with little to no fees the exchange rate for me was actually not too bad, considering what others charge. there were plenty of ATM's around to use and withdraw cash with, and when using eftpos it was as simple as selecting the credit option... also having the app makes things easy to see how much you have in each wallet.
Now for the downsides of the card.... the little microchip thing is pointless as it did not let me "paywave" at all. And it really sucked when the plac...Read more
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Unable to purchase online, unable to payWave/tap, have to sign (not PIN) for almost all transactions
My wife and I both obtained these cards for a 5 week multi country European holiday. Prior to leaving we were unable to purchase online 'tourist' tickets as 'Visa' (not St George) kept cancelling the transactions as possible suspicious activities. These cards are designed to make overseas purchases..........After 3 LONG interactions with St George we were assured the issue was corrected; WRONG. We were unable to use the cards during our holiday to purchase online tourist orientatated tickets, with the same issue with Visa occurring. These car...Read moreds don't have a payWave capability. Therefore, you can't simply 'tap' for purchases such as a couple of coffees/drinks etc, PayWave was everywhere we visited (except on our Global Currency Cards). Even more frustrating/ridiculous, is the fact that of the many 100's of transaction we completed in our 5 week holiday, only 5-10 counter based purchases were via our PIN numbers. Almost ALL of our transactions required us to sign and then present the card for signature comparison. Who signs anymore????, it's all via a PIN now! Retailers were very frustrated at the extra time/effort required to serve us via this antiquated method. I would have rated the St George Global Currency Card a '1' if it was not for the fact the supporting/related app is efficient once you are familiar with it.
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Currently in Chile. Does not work for transactions in shops; only works at ATMs which defeats the purpose for me as I did not want to carry large amounts of cash or go to the ATM all the time. Called the "customer service" line and it was the opposite of helpful. She was very condescending and offered no advice - saying just try again (which I did without any success by the way). Don't waste any time on this product. Just use your normal card.
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Don't bother with these cards
I recently had a six week holiday in the UK and did my tax return before I left Australia. I asked my accountant about this card and others and he said that if you get one of these cards then load it up with foreign currency and make sure that you spend all of that currency whilst overseas. Then cut up the card and throw it away. He also said that if you have an Australian debit card it can be used to withdraw cash from ATM's overseas. You need to inform your bank that you will be making large withdrawals overseas so that they don't think that ...Read moresomeone has stolen your debit card and is living the high life at your expense. I had my limit increased to $2,000 so I could withdraw 1,000 pounds from a UK ATM that displayed the Visa logo. Also get a anti RFID wallet so that you can't be scammed by people using an electronic device to get your card details. It also pays to have an anti RFID bag to keep your passport in for the same reason. Pay for everything in cash whilst overseas for if you don't you will be charged currency conversion and transaction fees on every purchase you make. Yes you will be charged a currency conversion fee when you withdraw from a foreign ATM but it's only one fee not multiple fees if you use your card overseas like you do at home.
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Don't waste your time
If I could give zero stars, I would.
Currency exchange rates are rubbish and nothing but trouble using the card while overseas.
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Questions & Answers
Why are there so many negative reviews?
1 answer
Have USD & AUD left on card which I cannot transfer back into my bank account. Can do a reverse transfer with Qantas Global Card!
We have just received two Global Currency Cards - But after reading so many negative reviews are reluctant to use it - Do we have to return them or can we just tear them up?
Frank and Rosemary Baines
No answers
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22 yrs old Conveyancer Adney from Burlington, has hobbies and interests which include koi, . and darts. Has enrolled in a global contiki trip. Is extremely excited particularly about visiting Kalwaria Zebrzydowska: Pilgrimage Park.


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Facing the quick fire questions is Liz Roberts; Senior Director, Strategic Data Opportunities Policy Lead at UCB and PHUSE Working Group Lead for Data Transparency.
A big thank you to all who attended the EU Connect – it was a great success! Read Connect Chair, Michael Harris's, write-up on the conference.
"The experience was both challenging and extremely rewarding." Cincinnati SDE Chair, Michael Rimler, reflects on the event and on his PHUSE journey which led to him chairing one of the Single Day Events.
Facing the quickfire questions is David R. Bobbitt, President and CEO of CDISC.
We are currently seeking a volunteer to serve as a Co-Lead of the PHUSE Educating for the Future Working Group to work alongside James McDermott.
PHUSE is an expanding, global society with a global membership of clinical data scientists. It requires a large pool of resources to help with its running, and so there are many opportunities for members to become involved. Whether it's chairing a conference, presenting at an event, leading a working group or contributing to the quarterly online newsletter, we are always keen to hear from volunteers.
This website uses 'cookies' to give you the best, most relevant experience. Using this website means you're happy with this. You can find out more about the cookies used by clicking this link.


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The Healing Tree Wellness Center
Schedules are by appointment and vary by practitioner
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70 East Grove Street Middleboro, MA
Holy Fire Karuna Master Teacher Class
July 19th, 20th, 21st. (3 day class)
10am - 4pm
Copyright © Kellie Surdis. All rights reserved.


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La Cordée 4 luxury ski lift Spa access Haute-Nendaz | Apartment
Spacious apartment offering luxurious accommodation in the heart of Haute-Nendaz. It is excellently located within the resort, only 100m from the departure of the resort's main ski lift and just a short walk from the shops, restaurants and bars. The apartment is situated in the Mer de Glace complex which houses the Spa des Bisses; a magnificent concept spa ideal for relaxing and recharging....
Check in:24/01/2020 Check out:31/01/2020
Adults:1 Children:


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Hello and welcome
As you flick through the pages I'm sure you'll be able to visualise just how much fun we have had over the past fewmonths. We have continued to enhance our offer by investing in our activities by bringing in outside providers and supplying new and relevant equipment.
Our Junior Club is now fully established and we have welcomed 15 children and young people to this new development in our charity's history. Our Junior Club (10-15 years) operates on alternate Fridays between 18:00 & 19:30.
Our core Youth Club continues to be successful with our youth workers supporting 77 young people during the term. Our Youth Club (15-25 years) operates weekly between 19:30 & 21:30.
Our journey doesn't stop there; as mentioned at our annual general meeting we are currently identifying if there is a need for a young adults Club. Please share your thoughts with us.
We have been busy fundraising to provide our members with the opportunity to explore new experiences and find exciting new resources for our young people to enjoy and engage with. Next term we will be taking delivery of a foot pool and a new touch screen karaoke machine. The autumn term will also see the launch of some new projects including TAG Radio, to be broadcast live from Ham Youth Centre and TAG News, a member led newsletter.
Please don't forget to follow our social media streams to keep up to date with everything that's going on.