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How to "Remove" Stock from a 401(k)
NUA, or Net Unrealized Appreciation, is a fantastic advantage in the tax code. It is such a unique rule that, I'm not sure why it's in there (probably a give away to large holders of company stock, i.e. executives), but it offers participants in a 401(k), who own their company's stock in that 401k, to take that stock out with a huge tax advantage – when they separate from service.
I wrote an informative article on this subject and I will refer you there for more background on how, if you fall into this category, you can cut your taxes, avoid some RMD (required minimum distribution) on your IRA, and be much better off. Go to my in-depth article HERE on NUA.
Net Unrealized Appreciation – Find Out More
For More Reading on IRAs:
And if you want to read more on IRA's try our IRA Page.
Furthermore, if you think working with Chris' team might be a good fit for you, fill out our online questionnaire by clicking HERE. We will then schedule a time to talk with you. Thank you!


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Warren Seibert. 2016. The Calling of a Part-Time Pastor: A Guidebook for Small Church Leaders. Bloomington: Westbow Press.
Review by Stephen W. Hiemstra
It is interesting how the watering down of religious commitment has affected our notions of a healthy church. In the rabbinic tradition, a rabbi could hold worship with no less than a minyan (10 adult males) which meant that, if the congregants kept the tithe (a tenth of their income), the rabbi could maintain a living standard consistent with his minyan.[1] In the U.S. today, where average giving is more like 1 percent of income, a church needs about 100 members to support a pastor. Because already about 2/3 of the Protestants churches in North America have less than 100 members (xiii) and about 30 percent of the pastors already part-time (xvi), the loss of millennial and builder generation members can only increase the financial pressure to call part-time pastors (11).
In his book, The Call of a Part-Time Pastor, Warren Seibert writes:
"The only thing that is really 'part-time' or partial about my ministry position is that amount of financial compensation that my church is able to provide at this time. This is why I prefer the term 'bivocational' to describe my life and service…Simply defined, a bivocational pastor is someone serving in a ministry setting who must rely upon an additional source of income outside their ministry in order to support themselves or their family" (xviii).
"the truth is that part-time pastors are not a new phenomenon at all…a careful study of church history demonstrates that what is actually 'new' in the church is full-time clergy." (5)
What is a Tentmaker?
The Apostle Paul, for example, worked as a tentmaker; Chrysostom was a farmer; Dionysius was a physician (4-5). Seibert offers many examples in support of his thesis, which is that part-time pastors are the norm, not the exception, even today.
Warren Seibert is himself a bivocational pastor ordained by the Reformed Church in America,[2] who also works as a registered nurse. He divides his book into three parts:
- The World of Part-Time Ministry,
- The World of the Part-Time Church, and
- A Partnership in Full-Time Ministry (xi).
Let me address each in turn.
The World of Part-Time Ministry.
Many Christians and many pastors have negative attitudes about small churches and part-time pastors. Why? (12) Denomination groups, for example, often perpetuate these attitudes both by setting minimum salary requirements above what small churches can pay and refusing to ordain candidates for ministry who do not have paid ministry positions, forcing them, in effect, to take volunteer positions that many cannot afford.
Contemporary Mission
Seibert sees the small church as the contemporary mission field (13) where the pastor is called to full-time ministry, just like every other Christian (23).
He divides this call into three parts: a call to salvation, a call to sanctification, and a call to service (26). This last call, the call to service, distinguishes the pastor from other Christians. Each of us has a call to service, but not all of us have a call to pastoral leadership (35). In the reformed tradition, the call to service is referred to as the "priesthood of all believers" (30) and it is not simply a task delegated to the pastor. Ministry can never be delegated to the pastor because there is "simply too much work to do" (38).
The World of the Part-Time Church.
What is a church? In the New Testament Greek, the church (ekklesian; ἐκκλησίαν Matt 16:18) translatesfrom the Greek as the called out ones (43). The ones called out are called out by Jesus himself. Therefore, Seibert clarifies, saying: "The church is a gathering of people who profess that Jesus is their Lord and Savior." (44) The many voices that we hear today that compete for the time, energy, and resources of the church, he suggests, need to be subordinated to the authority of Christ (45) who calls his church to make disciples by means of going, baptizing, and teaching (49). The four fundamental tasks in making disciples, he suggests, are: worship, discipleship, fellowship, and evangelism (51).
A Partnership in Full-Time Ministry.
Unrealistic expectations by churches and by pastors, especially unspoken and assumed expectations, hamper many part-time pastors (71). One colleague close to me, for example, received a call after the retirement of beloved pastor. He responded to an expressed desire to recruit new members only to find that the church desired new members to look like the old ones. Not meeting the unexpected desire, he found himself seeking a new position about three years later.
Expectations of the Church
Seibert offers lists of expectations that the church should have of a part-time pastor and what the part-time pastor should expect of the church. The church should expect:
A person of strong character, a call to bivocational ministry who believes and preaches the Word of God, is a person of prayer, loves the people, provides pastoral care, leadership, and training, and agrees with the duties and expectations of the ministry (73-76).
Expectations of the Pastor
The pastor should expect:
A church that prays for their pastor. It accepts their pastor's leadership, cares for the pastor and family, holds realistic expectations, ministers alongside the pastor. It furthermore understands the limits of part-time work, and supports the ministry with attendance, giving, and salary (76-79).
Seibert observes that Gospel ministry remains hard, but not complicated (81).
Warren Seibert's The Calling of a Part-Time Pastor is a helpful guide for small church leadership. It is short, understandable, and readable.
[1] The definition of a minyan is only hinted at in the Old Testament. Moses and Jethro, for example, talk about leaders of tens, fifties, hundreds, and thousands. "Moses chose able men out of all Israel and made them heads over the people, chiefs of thousands, of hundreds, of fifties, and of tens." (Exod 18:25 ESV; https://en.wikipedia.org/wiki/Minyan ). In Numbers 14, Moses refers to the 10 spies who grumbled about entering the Promised Land, as a: "wicked congregation". The tithe is more concretely defined (e.g. Lev 27:30-32).
[2] http://West-Copake.RCAchurches.org.
Seibert Clarifies The Ups and Downs of Part-Time Ministry
Also see:
Karr Voices Memoir Clearly
Books, Films, and Ministry
Other ways to engage online:
Author site: http://www.StephenWHiemstra.net, Publisher site: http://www.T2Pneuma.com.
Newsletter at: http://bit.ly/2vfisNa

subset: commoncrawl


text:
Separate names with a comma.
Discussion in 'Technology' started by Gamrpro, May 30, 2011.
Internet Explorer is by far the best.
Please be joking. If you are a bit :goofy: then yes.
Chrome! And if a site doesn`t work in Chrome I use IE. Can`t stand FF, it worked poorly when I used it, mind you that was pre-"release number increasing at exponential rate" era FF is currently in.
I like chrome because of its speed and clean interface. I like Firefox because of its add on compatability, and I like tor because of its anonymity.
Chrome, most fast. Over em all.
I personally love Chrome the most. I think that it's the best one out there right now. I don't think that anything will ever compare to it.
Most deffinitly google chrome, I am used to it, and it works so much better and quicker then the rest
My favorite browser will always be Google and its G Suite
What G suite solution to choose?
G suite can be used from any level and type of business.
How to Use G Suite Promo code
New companies
To show yourself in a totally professional way you can start with an email with your domain and the basic tools with the security and protection of a great such as Google Apps.
I can't say I have favourite browser. I use Chrome for work (Gmail, Google Docs, Hangouts), Safari and Firefox at home (depending on OS - I have both Mac and Win laptops). Sometimes I use another browser, like Opera, Edge, Brave etc., to compare them or to see the difference in website appearance in different browsers.


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Many Americans believe voting is a personal responsibility. Yet for people with disabilities, persistent technological barriers discourage millions from casting their ballots. To ensure its own products are accessible, Clear Ballot, a leader in election technology innovation, enlisted Perkins Access to spearhead an evaluation of its voting systems driven by user testing.
Clear Ballot's philosophy and challenges
Founded in 2009 to develop new tech-focused election tools, Clear Ballot views accessibility not only as a legal obligation, but as a moral imperative. However, the company is not directly connected to the at-large community of people with disabilities, leaving it in need of Perkins' assistance when it comes to gathering vital feedback from the people it seeks to serve with new solutions.
Perkins' test methodology
To trial Clear Ballot's latest electronic kiosk voting systems, Perkins hosted a mock election on its Watertown campus. Over the course of four days, the organization leveraged its deep ties to the blindness and broader disability community to test the system with 44 users, both with and without disabilities.
Working in accordance with mandated Common Industry Format (CIF) voter machine testing protocols, Perkins also provided the testing facility itself, directions for using the machines, and recruited and trained more than 24 poll workers to conduct question and answer sessions with users to gain a better understanding of the challenges they faced during the mock election. As a final deliverable, Perkins Access created a comprehensive Usability Testing report that described the research method, experimental design, testing procedure, a summary of the test results and recommendations for improving the experience for voters of various abilities.
On the product side, voters used a variety of methods to mark their ballots, including touch screens (with and without pointing devices), a keypad and a sip-and-puff mechanism. Additionally, voters took advantage of different display settings, which included larger text size and various color and contrast options.
- The accessible voting system was found to be usable for a broad spectrum of voters with diverse abilities.
- 95.65% of voters in the test group were able to successfully mark and cast their ballots.
- The mean accuracy of all voters in completing the 20 voting tasks as directed was 91.32%
- The average time on task for completing the ballot was 16.5 minutes, a significant decrease from the average time of 20.7 minutes in the 2016 Clear Ballot usability test.
- The average amount of assists requested during the voting process was 2.48, a significant decrease from the average amount of assists (4.54) in the 2016 Clear Ballot usability test.
- Poll workers served a critical role in assisting voters with disabilities with the voting systems, including helping with various system functions, printing and inserting ballots into ballot boxes and the scanning device.
Ed Smith, Vice President of Product Development, Clear Ballot
"We have the devices, we can get them somewhere for the study. But Perkins understands the etiquette of working with disabled people, they have connections to the disabled communities, a great campus, great facilities and underlying infrastructure. A lot of the things that would be difficult to impart to researchers who have never worked with disabled communities before, we don't have to sweat that at all."
Paul Parravano, user tester who is blind, Co-Director of the Office of Government Relations, MIT
"Among the population of disabled people, you've got a range of capabilities and multiple disabilities. What might be easy for me might not be easy for someone else and vice versa. I think you have to do this kind of testing to maximize the efficiency and effectiveness of the system because accessibility is still a big issue."
George Kamara, user tester who is blind, staff, Independent Living Center of the North Shore and Cape Ann
"It's important to test accessible voting technology with users in the communities that rely on it because that's the only way to resolve any difficulties that may arise during real elections. I'd suggest that after finding out the result of this test, they conduct another test ensure they implemented the right remedies."
Learn more about this case study and help organizations increase digital accessibility for everybody by becoming a user tester today.


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List of 35+ BizTalk Server 2006 R2 training institutes located near to you in Hyderabad as on January 22, 2020. Get access to training curriculum, placement training, course fees, contact phone numbers and students reviews.
Yet5.com Provides complete list of best BizTalk Server 2006 R2 training institutes in Hyderabad and training centers with contact address, phone number, training reviews, course fees, job placement, course content, special offers and trainer profile information by area.
We have identified the benefits of learning biztalk-server-2006-r2 course in Hyderabad.
BizTalk Server 2006 R2 training in Hyderabad is part of BizTalk training course class, Microsoft BizTalk Server is an Inter-Organizational Middleware System (IOMS) and also known as microsofts central platform that enables companies to automate business processes, through the use of adapters which are tailored to communicate with different software systems used in an enterprise. Created by Microsoft, it provides enterprise application integration, business process automation, business-to-business communication, message broker and business activity monitoring.
Microsoft BizTalk Server 2006 R2 is an update release to BizTalk Server 2006 that includes the new and updated features that enhance the capabilities of BizTalk Server. The Microsoft ESB Guidance uses Microsoft BizTalk Server 2006 R2 to support a loosely coupled messaging architecture. BizTalk Server includes a powerful publish/subscribe mechanism for messaging applications that works by creating and filling subscriptions, which provides a highly efficient and scalable platform for service-oriented architecture (SOA) applications.
Hyderbad is the captital place of Telangana which is suituated along the banks of music river. It is a beautiful place making it the fourth populated city in inda. Charminar is a trade mark left behind by Qutb Sha adds charm to the place. The place is not only famous and rich in diamonds and pearl but also rich in education. A city which gives more important to education , it has many reputed institutions like Osmania university, ICFAI foundation ,BITS campus and more. It not only has reputed colleges but also excellent institutions for training in various fields. The HITECH city is an IT park where most of the MNCs have lots of job opportunities. The cost of living is affordable and hence education cost is less.
You have travel connectivity to biztalk-server-2006-r2 course educational training institutes in Hyderabad. Being The forth populated city in India. The city provides the best transport facilities providing the metro train connecting cities and places. The international airport and domestic connects you within and outside of the country. The TSRTC bus facilities ply across all the areas in and around the state.
Below is the BizTalk Server 2006 R2 course content in hyderabad used by the training institutes as part of the BizTalk Server 2006 R2 course training. The BizTalk Server 2006 R2 course syllabus covers basic to advanced level course contents which is used by most of BizTalk Server 2006 R2 training classes in hyderabad .


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Mel Futrell is an instrument-rated pilot and former research technician in the FAA's Civil Aerospace Medical Institute (CAMI) Human Factors Research Laboratory, currently subcontracting through Purdue University with PEGASAS. Mel is also an instructor in the Pilot Training program at Glendale Community College (GCC) in Glendale, CA, teaching courses in human factors and communications/regulations. She also serves as Director of Operations and Technical Editor for Pilot Getaways.


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What Makes the Best Herbal Skin Care - 5 Simple Steps Will Make Your Life Easier
Natural herbal treatment for the skin can make all the difference to your skin health and beauty.
Herbal skin care is the most compatible with our skin.
That is the reason why it has been used since times immemorial to treat all sorts of aging related problems and also to achieve a complete facial beauty rejuvenation.
A properly chosen herbal treatment can work wonders.
Choosing the best herbal skin care requires a lot of expertise and experience.
Here are a few points that you must consider while choosing the best herbal skin care.
Some essential things that the right herbal treatment for the skin should achieve are -- 1) Moisturize -- it is one of the most essential activities to dryness and chapping.
A well hydrated skin stays young and healthy even if you mature to an elderly age.
One of the best natural ingredients is Babassu, which performs deep hydration.
It helps to retain the skin moisture and give it a young and smooth texture.
2) Rejuvenation and revitalization -- a well-nourished skin is a happy skin.
Natural oils preserve its natural oil balance throughout the day.
Oils such as jojoba oil and avocado oil have composition very similar to the sebum (natural oils) present in our skin.
This makes them very easily absorbent and assimilated, so they perform deep rejuvenation and revitalization.
3) Anti aging and protection -- Effective herbal skin care should have ample antioxidants to prevent oxidative stress and free radical damage.
These are the prime causes of premature aging.
Shea Butter and coenzyme Q10 are effective natural ingredients that are the best in preventing free radical damage.
4) Stimulation of vital proteins -- proteins such as collagen and elastin are responsible for giving us a firm, pliant, supple and elastic skin.
Their deficiency as we age, results in aging signs such as wrinkles, fine lines and saggy skin to appear.
Cutting edge natural ingredients such as Cynergy TK work wonders in regrowth of new cells by enhancing the natural production of these key proteins.
This is the key to restart the fountain of inner youth that you must lookout in the best herbal skin care.
5) Prevent inflammation -- inflammation if left ignored, leads to structural damage to the skin and causes premature aging.
Herbal skin care must prevent inflammation and redness from occurring.
Natural ingredients like Cynergy TK and Shea butter work amazingly well to soothe and soften the skin.
They cure the causes of inflammation from the roots and remove wrinkles naturally and permanently.
Visit my website to find out more of such amazing natural ingredients that have been scientifically proven in natural rejuvenation.
Look out for them in the best herbal skin care so that you can achieve a young, beautiful and glowing skin naturally.


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Monday, Jan. 28: Class sizes and government glitches. You can write to us to, at: firstname.lastname@example.com
Today's letters: Class sizes, great cities, monumental glitches
Fewer politicians, larger classes?
Re: Ontario teachers worry about consultations on class size caps, Jan. 24.
Isn't it interesting that Toronto Council is presumed to only function well if its size is reduced, while apparently kindergarten and elementary classes are presumed to function just as well regardless of size?
From this, one can only assume that either: a) schoolchildren are more inclined to good behaviour and cooperation than are elected officials; or b) early childhood educators are superlative managers and should probably be compensated as such.
Mark Hammer, Ottawa
Capital wasn't born; it was made
Re: Great cities understand what urban dwellers need to truly flourish, Jan. 22.
Ottawa is always criticized for being too staid, too government, too nondescript, et cetera. Ottawa is not a Toronto, nor a Montréal, not even a Kingston.
Ottawa's main dilemma has always been that it wasn't born, it was made. To make a decision and break a tie between other cities who each thought that they should be the capital, Queen Victoria had to make a decision. Suddenly, Ottawa went from a rough and tumble, rude drinking town, to a more diplomatic/government centre.
To accomplish this, Ottawa had to be re-made. Over the years, the formula has been: stick a statue here, put a government building there, a little fountain, a little park, et cetera.
Ottawa is not a business capital, nor an entertainment capital, and not even a high-tech capital. Ottawa is what it is, and people have been trying to make it over from the beginning. A someone once said, "Ottawa will be nice – once it's finished."
Douglas Cornish, Ottawa
Broaden the memorial's meaning
Re: Here's how the Holocaust Monument came to have a glitch nobody saw coming, Jan. 19.
It is wholly appropriate that a site in LeBreton Flats be dedicated to victims of displacement and genocide. However, First Nations must look askance at the present dedication to the Jewish Holocaust on land from which the Algonquins were displaced and which is still unceded, occupied territory.
Although there has certainly been anti-Semitism in Canada, we did not take part in the European Holocaust. Conversely, we perpetrated what has been described as genocide by the Truth and Reconciliation Commission in the displacement of First Nations during the colonization of British North America.
The present Holocaust Memorial, important though it is, falls short of the mark that could be attained. To broaden the base of this worthwhile memorial, let it be re-dedicated to include the victims of genocide and ethnic cleansing, wherever they may be.
Canada has the philosophical and ethnic breadth to remember Palestinians who suffered their own form of Holocaust, which they refer to as Al-Nakba, Indigenous Americans on two continents, Albanians who suffered the death march to Syria, Zulus and other African tribes, as well as the Maori and Aborigines in Australia and New Zealand.
Although we are responsible for great wrongs in our colonial past, Canada is well-placed, with its multicultural heritage, to show that the mistakes of the past can at least be mitigated and in some cases reversed, as we have seen in South Africa.
Michael Price, Ottawa
An act rooted in negligence
Re: The twisted tale of wood for LRT stations, Jan. 22.
My mother enjoyed refinishing furniture, and practically the first thing she taught me, an interested eight-year-old, was to test any finish on a small piece of wood first.
How could any competent person apply a finish to 160,000 board feet of ash only to find out later that the finish would both discolour and warp the subject wood? As for accountability for this negligent act, I would hope that the city demands more than an apology, as appears to be the norm. Yet another reason to lift the veil of secrecy around the LRT project.
Andy Pridham, Orléans
Thanks to Hydro Ottawa crew
A big thank you to the three Hydro Ottawa crews who worked tirelessly to return a Hydro control box to its concrete mooring recently, after it had been negligently dislodged by a city sidewalk plow.
The residents of Beausejour Drive appreciate your dedication.
Denis Gagnon, Orléans
Dion and Bond: Stigma persists around 'invisible wounds' of Canada's military personnel
Stevenson: Beyond the barn – Let's revive agricultural education in eastern Ontario
Canadian border agent developed appetite for child porn after exposure at work


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Musto, the official apparel provider to the 2017-18 Volvo Ocean Race, is donating at least one observer's/on-board seat for the VO65 Pro-Am Race in Newport, RI on May 17th.
If the first seat is sold for more than the reserve price, a second seat will automatically be made available.
Live Auction Call In Number For Onboard In-Port Volvo 65 Race Observer Crew Position: 866-541-7585, PIN Code 2024893 (Please call in a few minutes early to assure participation.)
Retail value is $8000.
Starting bid is $2000.


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Sumit Nagal aims to break into top 100 to qualify for the Olympics, plans to stay an extra month to explore Japan
The young tennis player also shared his Davis Cup experience.
Sumit Nagal grew up watching Dragonball Z, Beyblade; wants to spend a few weeks in Japan
The rising tennis star shares how he lets his hair d...
Sumit Nagal in the 'dangal' with Roger Federer
The two players will slug it out in the 23,000-capacity Arthur Ashe stadium today.
After big US Open Federer game, Sumit Nagal wanted to be by himself
The tennis player took out time for himself, went for a shower, and got a massage.
Sumit Nagal has triggered a debate on tennis in India
Prajnesh, India's top singles player is not even considered for TOPS scheme where a sportsperson gets Rs 50,000 a month.
Love for fitness, beards & tattoos: What Sumit Nagal has in common with captain Kohli
Before the match against Federer, Kohli tweeted his support for Nagal.
US Open: Nagal takes a set from Federer before exiting
The fighting spirit shone through in Sumit Nagal's dream Grand Slam debut as he took a set off the iconic Roger Federer before fizzling out at the US Open, here.
My focus is on singles, want to be top-300 in 2015: Sumit Nagal
17-year-old Nagal, who trains at Schuttler Waske Tennis University near Frankfurt, won the junior boys doubles title with Vietnam's Nam Hoang Ly.
President Pranab Mukherjee congratulates Leander Paes, Sumit Nagal
In his message to Paes, Mukherjee said "I am delighted that you have clinched your 16th Grand Slam Trophy by winning the mixed doubles final of the 2015 Wimbledon Championship along with Martina Hingis."
India's Sumit Nagal wins junior boys doubles Wimbledon title
Nagal and his eighth seed Vietnamese partner overcame the fourth seeds Reilly Opelka and Akira Santillan 7 -6(4) 6-4 in the title clash.
Indian boy Sumit Nagal reaches Wimbledon boys doubles final
The 17-year-old Delhi-born Nagal and his partner will take on American-Japanese fourth seeds Reilly Opelka and Akira Santillan in the title clash.
PM Narendra Modi congratulates Leander Paes, Sumit Nagal for Wimbledon wins
Nagal entered the history books as only the sixth Indian to win a Grand Slam junior title after winning the boys doubles trophy at the Wimbledon.
Sachin Tendulkar congratulates triumphant tennis trio of Sania Mirza, Leander Paes & Sumit Nagal
Sachin Tendulkar has congratulated the trio of Leander Paes, Sania Mirza and young Sumit Nagal for their respective victories at the Wimbledon.
Sachin Tendulkar congratulates young Sumit Nagal, Sania Mirza and Leander Paes on their win
The batting great wished all three of them from his Twitter profile.
Czech team to field full strength, Indian Davis Cup team needs miracle: Mahesh Bhupathi
Bhupathi said there would be no such thing as home advantage when you play against players of the caliber of Berdych and Stepanek.
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