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Wifi speedtest meter - 5g, 4g, 3g speedtest meter APKVersion 1.3 - com.wifi.strengthmeter.wifi5g.wifi4g.wifi3g.speedtest
Last updated: 2019-08-08 19:03:29
Test wifi 5g 4g 3g - internet speed test of wifi, 5g, 4g, 3g, 2g, gprs, adsl
APP Information
|Download Version
|1.3 (4)
|Apk Size
|App Developer
|Net Speed Test Meter
|Malware Check
|Install on Android
|4.4.x and up
|App Package
Table of Contents
Download Wifi speedtest meter - 5g, 4g, 3g speedtest meter 1.3 APK
App Description
Wifi speedtest meter - 5g, 4g, 3g speedtest meter is wifi,strengthmeter,wifi5g,wifi4g,wifi3g,speedtest,tools,meter, content rating is Everyone (PEGI-3). This app is rated 0 by 0 users who are using this app. To know more about the company/developer, visit Net Speed Test Meter website who developed it. com.wifi.strengthmeter.wifi5g.wifi4g.wifi3g.speedtest.apk apps can be downloaded and installed on Android 4.4.x and higher Android devices. The Latest Version of 1.3 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than Wifi speedtest meter - 5g, 4g, 3g speedtest meter APK Mirror. This app APK has been downloaded 33+ times on store. You can also download com.wifi.strengthmeter.wifi5g.wifi4g.wifi3g.speedtest APK and run it with the popular Android Emulators.
"Wifi speedtest meter- 5g, 4g, 3g speedtest meter" - Checks and measures internet speed fast, timely and useful. -Measure data transmission accurately via ADSL, GPRS, 2G, 3G, 4G, 5G and WiFi connections (Ethernet speed test of Wi-Fi router networks: DSL, ADSL, fiber or cable) -Optimized, save data accuracy the connection via WiFi, 2G, 3G, 4G, 5G, DLS, ADSL, GPRS -Control statistical data speed internet and test wifi signal. - Safe & security to save data storage used during the day according to the network that the smartphone you are using, such as WiFi, ADSL, GPRS, 2G, 3G, 4G, 5G and data signal strength data transmission over the internet. - Data usage monitor used in the process of transmitting and receiving data has ping, download and upload when connected to the Internet via WiFi, DSL, ADSL, GPRS, 2G, 3G, 4G, 5G. -Find the wifi points hostspot, determines the current signal strength of the wifi connection -Find & check wifi signal strength to connect -Simple to connect Wigi signal strong -Easy to use and convenient to test network speed and analysis internet connection speed Function of "Wifi speedtest meter- 5g, 4g, 3g speedtest meter" (1) Wifi signal strength meter: wifi Test (wifi bandwidth test , wifi speed check , wifi speed test) * On/Off status of wifi signal connection * Display meter to measure the wifi signal (strong/weak) * Measure strong or weak wifi signal strength (2) WiFi signal refresh Detect wifi signal such as boost your phone to making sure you always have connected Wifi signal strength. (3) WiFi scan & analysis Scan devices connected to your WiFi hotspot & show details of all connected devices, so you can find out who are consuming your Wifi and slowing down its speed. (4) Wifi, 5g, 4g, 3g speed test -Wifi speed test (speed teat), 5g speed test, 4g speed test, 3g speed test, 2g speed test and speed check dsl, adsl, gprs. -Optimized 5g 4g 3g (5g 4g 3g check, 5g 4g 3g mark test, 5g 4g 3g speed meter) -In short, such as: net speed test, Internet speed test, Broadband speed test, speed smart speed test, internet connection test, bandwidth test, mobile speed test, fast speed internet (fast speed internet, fast upload speed, fast download speed), speed test master, network master, data speed tester, speed test for tablets, internet speed meter (5) Safety and security sweep of the access points and WiFi, dsl, adsl, gprs, 2g, 3g, 4g, 5g, wifi hotspot free from 3g 4g fast speed, 3g 4g wifi maps and speed test (6) Phone cooler master: -One taps to cool down the phone. -Temperature monitoring -Prevent your phone from overheating (7) Memory optimizer - Detects junk file in ram/cache and free memory. - Remove junk file to secure your device. - Ram booster to clean up the cookies on device. - WiFi speed booster for 2g 3g and 4g wifi (8) Setting On/Off auto connection network - Setting auto On/Off wifi - Setting auto On/Off connect-disconnect to wifi when open/lock the screen Let's us to install "Wifi speedtest meter- 5g, 4g, 3g speedtest meter" FREE today Do you want internet speed test? Only click on the website wifi5g4g3gspeedcheck.com, it will measure the connection speed Do you want internet speed test of Wifi, 5g, 4g, 3g, 2g, DSL, ADSL, GPRS network? Only one tap the screen will measure the connection speed of wifi, 5g, 4g, 3g, 2g network.
App ChangeLog
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Reviews From google play store
Works fine. Just have to remember advertising is everytime so have to back out so don't have the advertising.
It's really good and very easy to chech but i dont konw how much releable. Thanks and regards
Very good and fast
Very good ..and usefull
no reason for this app to ask for access to your files and phone calls, and if for some reason there is, you should explain why.
Good app, works perfect.
Very good very nice
Not trust worthy
its Super.
Bad app
very good .
Helpfully apps
Nice app
Nice app
Good app
good aplication
ok good
requires following permissions on your android device.
android.permission.ACCESS_COARSE_LOCATIONapproximate location (network-based)
Allows the app to get your approximate location. This location is derived by location services using network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine approximately where you are.
precise location (GPS and network-based)
Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power.
view network connections
Allows the app to view information about network connections such as which networks exist and are connected.
view Wi-Fi connections
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.
pair with Bluetooth devices
Allows the app to view the configuration of the Bluetooth on the phone, and to make and accept connections with paired devices.
access Bluetooth settings
Allows the app to configure the local Bluetooth phone, and to discover and pair with remote devices.
connect and disconnect from Wi-Fi
Allows the app to connect to and disconnect from Wi-Fi access points and to make changes to device configuration for Wi-Fi networks.
delete all app cache data
Allows the app to free phone storage by deleting files in the cache directories of other applications. This may cause other applications to start up more slowly as they need to re-retrieve their data.
full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.
close other apps
Allows the app to end background processes of other apps. This may cause other apps to stop running.
read Usage data
Provides access to device usage history and statistics. Usage data is aggregated into time intervals: days, weeks, months, and years.
read the contents of your SD card
Allows the app to read the contents of your SD card.
prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.
modify or delete the contents of your SD card
Allows the app to write to the SD card.
modify system settings
Allows the app to modify the system's settings data. Malicious apps may corrupt your system's configuration.
receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.


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Look to the IT edges to secure your digital transformation
Take a holistic view of security to develop a comprehensive strategy.
Waterloo Brewing loses $2.1M in social engineering cyber attack
Involved the impersonation of a creditor employee and fraudulent wire transfer requests.
Nunavut government services affected by ransomware attack
Investigation is looking at how the attack was able to infiltrate the system so completely.
Canadian organizations more aware, many exposed to cyber attacks
Survey finds 71% impacted by cyber incidents that disrupted operations.
Federal program to protect SMEs from cyber threats
Voluntary cyber security certification will help businesses achieve a baseline level of cybersecurity.
Capital One target of massive data breach [UPDATED]
Gained access to data from 100 credit applications, including 6 million Canadians.
BlackBerry expands partnership with LG Electronics as it reports Q1 results
BlackBerry QNX software will be used in infotainment systems, digital instrument clusters and telematics systems for internet-connected vehicles.
IIoT offers benefits, but be prepared to manage the risks
It will open networks to vulnerabilities that must be addressed.
China mum on Trump Xi meeting as Huawei says sales slowing
Trump prepares to expand 25% tariffs to cover another US$300 billion of Chinese products.
Huawei warns US would hurt itself by cutting off tech ties
Number 2 smartphone maker denies its products would be used for China's cyberespionage.
Protect your processes from cyber threats
The Excellence in Manufacturing Consortium presents a free webinar for manufacturers that will help tighten secure and reduce risks. For many small and medium-sized manufacturers, the importance of cybersecurity is not fully understood until it has a negative impact on…
Norwegian aluminum producer hit by cyber attack
Norsk Hydro's plants in Europe and the US were isolated and switched to manual operations.
Exposed Chinese database shows depth of surveillance state
Real-time data on more than 2.5 million people in western China, updated constantly with GPS co-ordinates.
Chief electoral officer worries parties are weak link in cybersecurity chain
Cites lack of resources to secure systems and thousands of volunteers that could fall prey to cyber tricks.
National security 'comes first' in Huawei 5G review: Champagne
Infrastructure Minister cites need to properly assess whatever risk, or benefits, that there might be.

subset: commoncrawl


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Hello, and welcome to "A Light In The Darkness" - the realm of the mysterious and the occult; the paranormal and the supernatural; the unexplained and the controversial; and, not forgetting, of course, the conspiracy theories; including current concerns such as Artificial Intelligence; Chemtrails and Geo-engineering; 5G and EMR Hazards; The Global Warming Debate; Trans-Humanism; Trans-Genderism; The Vaccinations Outcry; UN Project 2030 and The Mass Culling Of Mankind ... and a whole lot more.
Monday, 3 June 2019
The Looks In Their Eyes
Having studied this photograph very closely, there is something very haunting about the look in their eyes. Something quite menacing. The First Lady looks horrified. Donald Trump has the 'I'm still taking it all in' look. And The Queen looks quite angry/agitated.
Wonder what they had seen, done or discussed prior to this photograph? All three appear to have some knowledge/information that is being withheld from everyone else; but they are privy to it. They do look like they are all trying to fool the human vermin. All is not what it seems in this photograph, and other photographs too.
This photograph is taken from a series of photographs in the Daily Mail. Further down the article, a number of 'dignitaries' are photographed arriving in the backs of their chauffeur driven cars. The women in the photographs, especially Brigitte, The Duchess of Gloucester, appear to be like rabbits caught in the headlights. Something very menacing in their looks, and in their eyes. Something is clearly afoot ... there is contempt and 'the realisation what we've planned for' in the looks. Very disturbing and very sinister. It's almost as if 'The Elite' (The 1%) don't want to be seen in public ... they look like the would prefer remaining in the shadows.
1 comment:
- janegt said...
Totally agree......glad not just me......veil over what?....the press lies on "special relationship"....soon to burst like Trump Baby balloons? Worrying and unbelievable.....dislike being force fed false hype as if I am an idiot.
Far from it.
- Tuesday, 4 June 2019 at 10:40:00 BST
Subscribe to: Post Comments (Atom)


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We hit the streets in Streetsville, Yorkville and Startup Fashion Week. We also had a change to test out the new Fuji 23mm f/2 lens.
About The Author
Bob Roman
Everyone featured on the blog was approached because of their unique or interesting style. We thank all the beautiful people who agreed to pose for us. Bob, Ursula and Samantha Roman are a husband, wife and daughter team based in Toronto, ON, Canada.
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September 29, 2013


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ISPR: (Army Chief resolves to revive Pakistan's identity as sporting nation)January 31, 2015
RAWALPINDI: The Chief of Army Staff General Raheel Sharif has assured complete support to revive Pakistan's identity as sporting nation.
According to ISPR, the Army Chief gave the remarks while witnessing the final of first Chief of Army Staff Hockey Cup here on Sunday. He said lost glory in sports, especially in hockey will be brought back.
National Bank has won first Chief of the Army Staff Hockey Cup by defeating Pakistan International Airlines 2-0. The Army Chief was the chief guest at the occasion and he gave away trophy, medals and cash prizes to the winning teams of the tournament.
A cash prize of Rs 01- million was given to the winning National Bank team, while Rs 0.7 million cash prize was given to the runners up PIA team, and half million rupees to the third position holder Pakistan Army hockey team.
The post ISPR: (Army Chief resolves to revive Pakistan's identity as sporting nation) appeared first on Pakistan Press International.


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Staff Updates
Congratulations to staff member Thami Nkosi, and board member Thoko Budaza for being placed on the Mail and Guardians top 300 young people to take to lunch.
Welcome Desmond Lesejane, Orly Stern, Juliana Davids, Sikhangele Mabulu, Arison Mahureva & Helen Alexander.
Congratulations to board member Kumi Naidoo who is now the global director of Greenpeace.
We are proud to announce that our co-directors have been appointed to two high level UN groups:
- Bafana Khumalo on the Global Task Team (Working group on Advocacy, and Resource, Capacity Strengthening, Mobilisation) on operationalising the UNAIDS Action Framework addressing Women, Girls, Gender Equality and HIV
- Dean Peacock as part of the UN Secretary General's Network of Men Leaders.
You may also like
NGOs advance girls' access to sexual & reproductive health rights and services – through engaging boys and men
20 Sep 19 – Sonke News
Sonke and SAfm co-host dialogue focusing on the role of local government in preventing and addressing GBV
23 Aug 19 – Sonke News
Sonke and SAfm host dialogue on "The Role of Local Government in Preventing and Addressing Gender-Based Violence"
19 Aug 19 – Sonke News


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You may purchase an assistive or adaptive device when your consumer's therapeutic need requires it. Be aware, however, that many assistive and adaptive products on the market today do not meet the CRS program's best-value purchasing criteria (see Chapter 24: Purchasing Goods and Services for Consumers, 24.3.2 Best Value Purchasing).
For example, technologically advanced products that are not shown to be safe and effective by independent clinical evidence do not meet best-value criteria and must not be purchased. If the requested device is questionable or if you are uncertain about whether a product meets CRS best-value criteria, contact the CRS central office staff member for guidance.


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First, I must say that I don't think make-ahead gravy ever tastes as good as making it from the pan drippings, but it's a tremendous time saver for that time-consuming Thanksgiving meal. Maybe my turkey wings weren't "large" enough, I don't know, but the broth did not have a lot of flavor even though I used a box (quart) of turkey stock as part of the 10 cups of liquid. Something I rarely do when making a recipe is modify it too much first time, but I found it necessary here. I added some Better Than Bouillon Turkey Base, some poultry seasoning, finely chopped wing meat, and some of the roasted veggies which I'd pureed in the blender. It all came together well, and I ended up with a flavorful gravy. I made another recipe last year from this site, but with these modifications, I think this is a better recipe. I have to wonder if 2 turkey wings is enough to flavor 10 cups of water, and in the future, I will use more wings and some necks if I can get them. Don't like changing a recipe this much, but after tasting the gravy, it was necessary. All was good in the end, and this 4-star rating is based on the tweaks I made.
Chef John's Make-Ahead Turkey Gravy
449 Ratings


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Nostalgia, DVDs, old movies, television, OTR, fandom, good news and bad, picks, pans,
cute budgie stories, cute terrier stories, and anything else I can think of.
Contact me at theyoungfamily (at) earthlink (dot) net
. . . . .
. . . . .
» Tuesday, October 18, 2005DVD Transfer Diary
Well, I've finished three more videotapes and one disk and started another.
After the Muppet 30th anniversary show, I placed the Mary Tyler Moore 20th Anniversary Show and then the monumental 20th Century Fox: the First Fifty Years.
Then I started a new disk of Mark Russell specials: Mark Russell's England has the raconteur visiting all the sights (Stonehenge, Windsor Castle, the Imperial War Museum, Greenwich and more), taking a taxi rideand spending the entire hour looking for ice, and then Mark Russell's Irish Fling!, where Mark learns about legal bookies and the Irish passion, horses, curling, the cliffs of County Clare, the Blarney Stone, and limericks, among others.
I'll need to add Mark Russell's Viva Italia! next, then don't know what else to do; I'm out of Russell's specials and don't think I have any more travel bits. Whatever.


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fine print
You belong in our community.
We encourage you to have an amazing experience each time you enter our doors. Please feel entirely at home in this space.
If you're late (we get it) but do roll in quietly.
If you've got to scoot before savasana, respect your resting peers and tip toe out leaving no mess behind.
Class passes and workshop registrations are non-refundable and non-transferable.
All purchases are final; if you register for a workshop, course or training, we require notification of at least 48 hours in advance to receive a credited amount to your MindBody Account.
Expiration dates are real.
Life happens, we get that. If something comes up, we ask that you reach out to us as early as possible for we want to help you out.


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Head and neck trauma is treated by many disciplines in medicine.
It's football season so let the games begin! I am told there are collisions on the football field that equate to a car wreck.
In dentistry, injuries to the head and neck, create for the
athlete, concerns that can last a life time.
In my dental practice, I have treated more injuries to the
teeth from basketball, due to no mouth guard protection.
I'm watching the practice of a junior league and the players appear to
be around age 12. They are hard hitting, true grit kind of guys that
are taking no prisoners during this practice.
A physician on NPR (radio) earlier today, Dr. Lisa Becker, Neptune New Jersey Hospital, discussed how youth sports are
much more competitive these days. Children are getting bigger. Part of the reason is over eating and another reason
may be the processed foods that we eat.
Dr Becker says that she treats sports injuries and there has been a rise in young people receiving concussions over the past 10 years.
When there is a concussion the brain needs to rest. It is not necessary to push our children back out into the gladiator
arena of contact sports until they are up to the challenge of contact sports. When in doubt have the child sit out a few
games. Injuries are a part of the game and there is nothing wrong cheering your team mates on to victory.
During any traumatic episode to the face, head or neck, it it important to seek immediate medical attention.
A patient with facial trauma must be examined for concomitant head and neck trauma.
Mechanisms of head, neck and facial injury include blunt trauma, penetrating trauma and twisting motions of the head and neck, with or without associated blows to the head and face.
The history of a head injury is based on questions common to any medical evaluation. It is of supreme importance that a baseline be established with an accurate initial assessment of neurological function. Then, subsequent change can be
recorded and acted upon.
A dental education gave me the opportunity to study head and neck anatomy. When I dusted off old text books, a review
helped me to freshen up on the basics. I limit my discussion to information that will help you as the bystander, that may
be able to assist a young person in trouble, while waiting on emergency assistance.
Survival is the body's most important job.
In delivering emergency treatment, there are 4 major concerns regarding injuries of the face and jaw.
1. Control of hemorrhage.
2. Clearance and maintenance of airway for respiration.
3. Control of shock.
4. Stabilization of injured parts.
Hemorrhage must be brought under control promptly. Arterial hemorrhage being the most serious, it should be arrested at
once by digital pressure. In the extremities, bleeding from dangerous wounds can be brought under control by the use of a tourniquet, but wounds of the face and neck require other procedures. Application of pressure to the bleeding site is recommended.
Severe injuries of the face and jaws frequently interfere with respiration. Establishing a patent airway should be the first consideration of treatment. Fragments of bone, fractured teeth, fillings, broken orthodontic appliances, partials, particles
of clothing and other foreign as well as soft tissue and blood, often drop into the posterior part of the mouth and throat.
All too frequently those foreign bodies are aspirated. Obstructions must be removed immediately to assure an adequate air way.
The patient is better transported in a position that allows less restriction of the respiration. Either in a sitting position,
on their side or placed facing downward, in a prone position to keep air passages free and allow mucus and blood which accumulate in the throat to be expelled.
Shock can be more easily prevented than treated. Body heat should be maintained by placing a light sheet, drape, or blanket over the patient.
Syncope, fainting, shows the following signs, ashy gray color of the skin, cold perspiration, small pulse pressure, and a feeling of dizziness, lightheadedness or nausea. If syncope develops, elevate the feet above the head to restore adequate
cerebral circulation and oxygenation.
Isolate and immobilize potential areas of trauma.
Prevention strategies for injuries to the head.
See that the helmet fits securely for adequate protection. An ill fitting helmet does not provide the required protection.
Custom fitting mouth pieces, fabricated by your dentist, provide better protection than over the counter type prosthesis.
Get a good medical examination before entering the sports program and keep the coach and physician aware of changes in your child's body when an injury occurs.
When in doubt, rest the child to play another day.
Home observation of your child before and after games is a good idea, checking for changes in mood and interaction with others.
The season of contact sports for our children can be one of enjoyment and great memories when we get involved and stay
aware of our children's over all health. Become aware of what role you can play as a bystander when you witness head and
neck trauma.
From the Diary of my enlightenment,
Artis L. Clark, D.D.S. http://dentist4you.biz


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- 1Share
Having the thought of going somewhere with your union goes with relationship goals, but at the expense of being able to make sacrifices.
The law of sacrifice states that you have to give up something from time to time to get something better in return.
What are those things you are willing to sacrifice in your relationship to make it a successful one?
In case you want to keep hold of your partner, then certain sacrifices are meant to be carried out by both you and your partner.
It's not just you alone or just on your partner alone, it is supposed to be done collectively by both parties.
We are going to look at key to relationship goals that requires your sacrifice.
If you are ready so i am…
Meaning of a healthy relationship with relationship goals
Not any relationship can be known as a healthy relationship, some are regarded as healthy relationships, others are not.
A good or healthy relationship is the opposite of a toxic relationship.
Also, It is the relationship that involves honesty, trust, respect and good communication, and requires sacrifices, efforts and comprise from both parties.
Some tend to regard such relationships as a cute relationship.
Whereas a cute relationship is the type of relationship that doesn't need to convince others that they are perfect for each other. They simply live and love each other, enjoying life along the way.
Achieving healthy relationship with relationship goals
Some relationship fail due the how toxic the relationship may be.
Toxic relationship is usually known as the behaviors of both partners that hurts the other emotionally and sometimes physically, with lots of negativity.
Also, some relationship fail because there is no commitment to making efforts in sacrifices to the right relationship goals.
In a healthy relationship, a man needs respect and someone he can work well together with. You need to do this often to keep him happy.
Likewise, you should take note of what a moman expects from a man in a relationship. Some of those things are:
- Compassion
- Intimacy
- Affection
- Generosity
- Respect
- Interest considerations
- Quality time
Putting all of these needs together in a relationship is vital in achieving a healthy relationship.
Just like every relationship needs communication, respect, attention, trust, support and understanding, all of these will work together towards the goals.
Nevertheless, before you decide to plan your relationship goals along the line for a strong relationship, it's important you know the kind of relationship you are into.
How do you know yours?
Below are the types of relationship you should know to have a good idea of the one you're into…
Types of relationship
The following are the types of relationship :
- Polygamous relationship – this involves having just one sexual / romantic partner.
- Monogamous relationship – this involves having more than one sexual / romantic partner.
- Open relationship – both parties may have many sexual partners but only one romantic partner.
- Casual sex relationship – an agreement from both parties to have sex on a regular basis. Nothing more, nothing less.
- Long distance relationship – could be a genuine one, but separated from each other with long distance.
- Friends with benefits – similar to casual sex relationship but established on a platonic friendship level.
- Asexual relationship – the involvement of parties not sexually interested or attracted to others, but wants to participate in a romantic relationship.
These are the types of relationship. Identify the types of relationship you are into will set you ahead in going on with your relationship goals.
Alos, it will help you decide if the type of relationship you are into really requires any sacrifice from you to make it a successful one.
Let's now see those sacrifices you need to make in your relationship according to standard relationship goals.
5 Important relationship sacrifices
I presume you are already know what a healthy relationship means, how to achieve it and the type of relationship you are into.
In that case, let us now look those important things / sacrifices your relationship needs, as well as relationship goals :
1. Communication
As minor as it may sound, it plays crucial role in keeping your relationship stable.
If you are the type of person that values his or her time very well, get ready to sacrifice little of it for a strong relationship.
When you are in a relationship, it has to be a sacrifice you should make, even though you have lots of fun things awaiting.
Your partner just have to know, and so do you. This will help in strengthening the understanding between the both of you.
Whether it is a call in absense to know how the other doing or how the the day is going or some personal talk together goes a long way.
Accept the fact that you are in relationship and that you have to act accordingly as someone in relationship, not like someone single or just in another kind of relationship.
2. Mobile devices
No doubt, it's amazing how technology has transformed our generation, but mobile devices have to be put aside when the time calls for such.
For example, our mobile devices tend to steal our chances of having a good time when we are with our loved ones.
However, it will be very great to put it aside for that time you are with your partner.
If you can see it as a sacrifice you have to make to strengthen your relationship, then you won't find it difficult to do.
Trust me, your partner will love you even more if you can learn to put your phone away and make he or she love your company.
Give those in your life the gift of your presence by putting down your phone and enjoying their company.
Doing this the right way shows respect and attention, and it will definitely strengthen the relationship.
Can you imagine you talking to your partner but he or she acts deaf and dump to what you are saying all because there's a mobile device obstructing.
How would you feel? Not good i guess. Same thing applies to your partner when he or she talks to you and you do the same.
3. Respect
It's important you also make respect a priority in your relationship.
It is something that is reciprocal, that if given to others, it comes back in return.
Respect is a powerful tool that gives value to any relationship. Your partner just have to feel that he or she is also been respected.
It could be your effort in doing something that simply shows you respect your partner, no matter how little.
As long as your partner cherishes it, he or she knows for sure that you are not being disrespectful to them.
Sacrifice whatever it is that could cause you to be disrespectful to your partner to ensure your relationship stands the test of time.
You should know that without respect in your relationship, your partner won't see any valid reason to stay in the relationship.
4. Attention
You just have to compromise to giving your partner attention.
Your freedom is important as well but you have to know how and when to put it aside and make your partner feel like he or she alone exist.
You are working towards your relationship goals and to perfect your relationship, that is why attention to your partner should not be neglected.
Adhere to it steadily, unless you care less about what could turn out in the relationship when you give little or no attention.
It's important you know your spouse could be forced to get the attention elsewhere.
Worst of it all, not giving attention to your partner also has the capacity to result to spousal abuse and domestic violence.
5. Ego
I know ego is something that humans can be addicted to, but you have to know you are dealing with a relationship case here.
In the relationship, both of you are important to each other and that was part of the reason for coming together to be in a relationship.
Nevertheless, sometimes things could could go bad, but it all boils down to how you tend to put your ego aside at this vital moment.
Get your ego out of the way and work yourselfs out on how to put things back in order.
That's why keeping the ego aside is regarded as a sacrifice here.
Also, note that at the end, all you just wanted was something bigger than the ego.
Accept those apologies and make it a habit to give yours, no matter what must have led to the disagreement.
Wrap up
Following up with the sacrifices for relationship will give you a clearer vision of what relationship goals should be.
A healthy relationship requires efforts and sacrifices from both parties to make it a successful one, and for it to be the opposite of a toxic relationship.
It is not impossible for partners to get things straight in a relationship as long as they are willing to put in efforts and sacrifices.
While you decide to welcome these sacrifices towards the relationship goals, it is also important you know the type of relationship you are into so you know how to go about it.Let's connect
- 1Share


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You worked for weeks — no, months on your lawn. You bought all the lawn care supplies, you planned your fertilizer, and you're ready for results. As a proud homeowner, you plan on being the first one in the neighborhood to have lush, green, growing grass. Except, you look at your grass one day, and it's...dead. Now what?
Reasons Your Lawn is Dead
Where did you go wrong? Why is your lawn dead? Are you a lawn killer?! When it comes to lawn care, remember you are dealing with living, breathing plants. Small mistakes can add up and kill your lawn, but that's what's so great about lawns – with the right lawn care, they will grow back. Before you turn your dead grass into a beautiful lawn, it's helpful to identify if one, or many, of these reasons is what killed your lawn:
There are many other reasons, but these are the most common. If you realized one or more might have been the culprit behind your dead grass, don't worry! At Simple Lawn Solutions, we're here to help you learn more about your lawn, even with dead grass, to bring it back to life.
Common Mistakes
When homeowners see dead grass, they often try to take matters into their own hands quickly. We see a lot of common mistakes that either put your lawn in worse shape or just waste your time and money. One of the most common mistakes we see is homeowners trying to fertilize their dead grass. If you have dead grass, fertilizer will do nothing to bring it back; you are essentially pouring high-quality fertilizer down the drain! But we understand that some homeowners aren't sure if their lawn is dead or just dormant, so they fertilize to test. We have a test that won't waste any money, the tug test. Tug on a patch of brown grass. If only the blades come off, then your lawn is dormant, but if a chunk of soil easily comes out with the brown grass, then your lawn is dead!
Step 1: Remove the Damage
So, your lawn is definitely, absolutely dead. The first step is to remove the damage. Go ahead and mow your dead grass, and about a week afterward, you want to grab a sharp rake. Use the rake to pull up all of the dead grass, any leaves, debris, etc. This process is called scarification, and you can think of it like exfoliating your lawn! You want to scarify when your lawn is completely dry, and the weather is warm. These ideal conditions will ensure your scarification is only helping, not hurting your lawn as you open it up.
Step 2: Give Your Lawn Some Room to Breathe
During scarification, you may have noticed that you kicked up some soil along the way. While it might feel wrong, that's exactly what you want to do! Even after all the debris is gone, use the rake or a gardening shovel to turn over some of the soil on your lawn. This will, hopefully, leave some healthier soil on top for the new seed to be planted. But it will also aerate your lawn to take in more sunlight, and, in turn, nutrients, so it can come back to life!
Step 3: Seed or Sod
Immediately after scarification and a little aeration, it's time to lay down some fresh seed or sod! It's completely up to you whether you want to lay down seed or sod, just make sure the grass type you choose will work well in your environment. The main factor that comes into choosing seed versus sod is how fast you want your lawn back. If you have some time, then choose the cheaper seed. If you feel behind in the neighborhood race for the best lawn, then go with laying down some sod. Whichever you choose will determine the rest of your lawn care routine, so do your research, and we will have the right fertilizer for you!
Step 4: Fertilize Your Lawn
You may have come to step four and feel confident; fertilizing your lawn, that's easy! But remember, you killed your lawn (we won't hold that over your head forever), due to lawn care mistakes. We want to help prevent you from having to go through that again! The timing between laying your sod or planting your seed and the first fertilizing is crucial. If you planted seeds, you need to fertilize immediately afterward. Use our 3-18-18 Liquid Lawn Natural Fertilizer, which is a great starter fertilizer for seed. For sod, you want to wait about six weeks after laying it to fertilize. When you do fertilize, choose our 16-4-8 Balanced Liquid Lawn Food, which promotes root growth that will last, so your sod will stay!
Step 5: Be Consistent
Now that you know how to bring your lawn back from the dead, you most likely won't want to do it again! The best way to avoid your dead grass returning is by sticking to your lawn care routine. If you're going to become an expert on your lawn, here are a few places to start:
At Simple Lawn Solutions, we can help you learn more about your lawn and provide you with the best fertilizer for your grass.
Suggested Fertilizer Routine
If you're done with dead grass and ready to keep your lawn alive, here is the suggested fertilizer routine for your grass:
o Early Spring: 16-4-8 Balanced Liquid Lawn Food
o Early Summer: 15-0-15 Liquid Lawn Food
o Late Summer: 28-0-0 Liquid Lawn Food
o Early Fall: 3-18-18 Liquid Lawn Natural Fertilizer
o Early Spring: 15-0-15 Liquid Lawn Food
o Late Spring: 16-4-8 Balanced Liquid Lawn Food
Grab your rake, choose your seed or sod, and have your Liquid Lawn Food and Lawn Booster on hand. You're now ready to take your brown, dead grass and turn it into a bright green lawn!
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Your lawn is an extension of yourself as a homeowner. Looking out over a yard that is dead, patchy, and unkempt looking can cause stress and anxiety. You don't want to be the only home on your block that doesn't have a lush, thriving lawn! You may assume that the yard your home sits on is unchangeable. However, there are many ways that you can grow grass that will be the talk of your neighborhood. It will also provide you an extra boost of confidence as a property owner!
A beautiful lawn can make all the difference in making your property look and feel put together. There is nothing more satisfying than seeing your gorgeous home set against the brilliant green of a healthy yard. A dry, patchy lawn can be hard to look at for both you and your neighbors. It screams neglect and can make even the most seasoned homeowner feel self-conscious about their lawn care skills.
Winter can be a tricky season for homeowners tending to their lawn, and your grass care plan can come with many questions. How much should you water? How do you keep your lawn free of disease? These questions begin with identifying your zone. If you live in the warm zone, then you have warm-season grass, and your lawn care approach needs to adapt to your environment. We have the right plan for your warm-season grass winter lawn care.


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Neonatal herpes simplex is a HSV infection in an infant. It is a rare but serious condition, usually caused by vertical transmission of HSV-1 or -2) from mother to newborn. During immunodeficiency, herpes simplex can cause unusual lesions in the skin. One of the most striking is the appearance of clean linear erosions in skin creases, with the appearance of a knife cut.[20] Herpetic sycosis is a recurrent or initial herpes simplex infection affecting primarily the hair follicles.[21]:369 Eczema herpeticum is an infection with herpesvirus in patients with chronic atopic dermatitis may result in spread of herpes simples throughout the eczematous areas.[21]:373
'Using condoms or dams can help to protect against STIs, but herpes can also be passed on by skin-to-skin contact with the affected area, so it's strongly recommended that you don't have sex during this time,' she adds. 'This includes direct genital contact or skin-to-skin contact with the affected area, and doesn't have to be penetrative sex,' says O'Sullivan.


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Time: July 19, 2018 all day
Location: Galerie Lucerna Praha
City/Town: Prague
Website or Map: https://www.facebook.com/even…
Event Type: salsa, parties, exhibitions, cuba, prague, czech-republic
Organized By: exoticDANCEntre.cz
Latest Activity: Jul 20, 2018
Export to Outlook or iCal (.ics)
Dear dance fans, let mi invite you to salsa party in a beautiful venue of Gallery Lucerna /upstairs opposite the entrance to Café Lucerna/. Enjoy music group Dos Cubanas live, salsa, bachata and planty of space to dance. This time we have a special guest for you. Photographer Elena Gorbunová and her exhibition of photos from journey to Cuba.
More information with exoticDANCEntre.cz in Facebook here


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What is the current status of the Compile option "Require-Full-Keywords"?
The Appbuilder in OpenEdge 12.1 still produces non-compliant code.
DEFINE VAR C-Win AS WIDGET-HANDLE NO-UNDO.DEFINE FRAME DEFAULT-FRAMEWITH 1 DOWN NO-BOX KEEP-TAB-ORDER OVERLAY SIDE-LABELS NO-UNDERLINE THREE-D AT COL 1 ROW 1SIZE 80 BY 16 WIDGET-ID 100.
&ANALYZE-SUSPEND _CREATE-WINDOWIF SESSION:DISPLAY-TYPE = "GUI":U THEN CREATE WINDOW C-Win ASSIGN HIDDEN = YES TITLE = "<insert window title>" HEIGHT-P = 416 WIDTH-P = 560 MAX-HEIGHT-P = 416 MAX-WIDTH-P = 560 VIRTUAL-HEIGHT-P = 416 VIRTUAL-WIDTH-P = 560 RESIZE = yes SCROLL-BARS = no STATUS-AREA = no BGCOLOR = ? FGCOLOR = ? KEEP-FRAME-Z-ORDER = yes THREE-D = yes MESSAGE-AREA = no SENSITIVE = yes.ELSE {&WINDOW-NAME} = CURRENT-WINDOW.
Changing the templates in %DLC%/src/templates doesn't seem to work. Am I missing something? Is this Compile option not yet ready?
The AppBuilder has not been modified to generate full keyword compliant code. I suggest adding this as an enhancement request to the backlog and vote for it if you believe this is important for you.


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Lapland Adventure in 2020 is a 1-week photo tour with Thomas Kast and takes place around the villages of Hetta and Kilpisjarvi in Finnish Lapland. It offers wonderful treats for you and your camera. Going on a husky safari, exploring the wilderness with snowmobiles, winter wonderland landscapes, snow patterns and, of course, the mesmerising Aurora Borealis.
The moon will be illuminated from 30...95% which allows creative compositions of starry night sky in combination with strong shadows on the snow.
A maximum of six participants makes this an intimate photo tour. As always and everywhere, the weather is an unknown. The itinerary and its order might change depending on the weather conditions.
• transfer from/to Kittila airport (KTT)
• accommodation in Hetta in double rooms with bathroom, breakfast and dinner
• accommodation in Kilpisjarvi in cosy cottages with breakfast
• aurora chasing every night
• a husky safari
• 2 snowmobile tours
• a visit to the fjords in Norway
• all transfers to photo locations
• warm overalls, shoes, gloves and helmets


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Athletech Plus Size Women's Plus Athletic Swing Tank Top, Size: 1XL, Sparkling Ocean
$8.98 $9.98
This women's plus athletic swing tank top by Athletech gives you freedom to move. Made for layering, this breezy tank features a deep scoop neck and flared cut to give you a loose and comfortable fit. The racerback design includes an elasticized back strap to prevent bunching. Lightweight jersey knit fabric keeps you feeling cool. Size: 1X. Color: Sparkling Ocean. Gender: Female. Age Group: Adult.
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* This offer may contain time-sensitive information and offers. Please check with Kmart to confirm actual price & availability.
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1 location
745 S Bluff
745 S Bluff
St George, UT 84770


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They really worked with me to get me out of my other car (a ford) and into my Hyundai Tuscon. Jon Mason was very sweet and patient as he went over all the features of the car with me. Koji Kimura also explained my contract to me and made sure I understood everything.
Always so happy and satisfied with the ABC Hyundai customer service!!
Great customer service
Derek Smerke.....the BEST!!
Staff is super friendly! The wait time is not bad at all
Andrew went above and beyond to help get a car... I have never experienced such great customer service at a dealership in all my years of purchasing vehicles.
Chad in service department helped me with my car. He provided excellent customer service. He is always kind to customers. Thank you!
Tomas from ABC Hyundai was great. I sent an email late at night. Tomas called me first thing in the morning. Great customer service all around. Shout out to Koji the financial manager he really took care of us. All and all great experience. Even got a call the very next day to makes sure everything was taken care of or if I had any question
Albert was great!! He was so nice and handled everything I needed!
Worked with Austin although at this time I was not approved they were very knowledgeable and tried every option to help. Definitely plan on trying once I clean credit up a bit
Much improved than the last time I was here.
Was a great experience! Go see Andrew and Tommy! They'll get you the best deals!
Great service, was in and out within an hour.
I came in just shopping around to possibly upgrade my car due to having a small car and a growing 6 month old baby. Everyone was so friendly right off the bat. I was told it wouldn't work out, but wasn't disappointed because I was just looking around and everyone was so upfront, nice and professional. Next day I got a person text from Mike Vega asking me to come back in and he really wanted to help. I came back in, and got a brand new 2020 Elantra for me and my son. It meant a lot that the staff here cared so much about me and my situation that they made something happen. Truly the best car buying experience I've ever had. Thanks Mike, Eddie, Taylor and Jesse !
Was very impressed with the staff at ABC Hyundai. The facility is very clean and spacious. My car advisor was Josh Richardson and he was very courteous knowledgeable and a down to earth guy with no sales pitch. I went in to buy a specific car but it was unfortunate for me the car was sold 15 mins before my arrival. But given Josh's knowledge I wound I buying a better car for myself and to date very pleased with my purchase. The finance officer was Lidija and was a pleasure to work with as she made the process very easy. I also dealt with the service dept for a PDI for my car and Rebecca was great in squeezing me in to the the job done.If you are looking to buy a car I would highly recommend ABC Hyundai for your needs.
Very satisfied with sales and after sales services. Special thanks to Toylor, Gabby and Cody. Great customer service. Hardly recommended.
Good! Thanks for the good service 👍😊
Great place to buy a car. No pressure and they listen to what you want. Service department is excellent as well. Vanessa really takes care of everything.
Had a great experience buying a Santa Fe.Chris was very helpful and professional!Would definitely recommend coming here!
Treated the car great. All tasks completed. I just think almost 2 hours to Change oil,rotate tirez, and change cabin filter is a little long. Also, no military discount. Very friendly staff.


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Distressed oak flooring: or rustic oak flooring can be an amazing solution to achieve that mountain chalet look. If the most natural feel possible is required then this is the wooden floor we recommend. It is also a very forgiving floor. The dents and scratches will not become so obvious since they will mix with the natural imperfections.


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Fly, stay and boost your Flying Blue Miles and Rewards pointsRegister now
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Sometimes they do knock on truck doors of unsuspecting trucks but not like they use to back in the day because drivers can call police or record them if they are not interested. Prostitution is almost encouraged by popular culture. Teaching them the tools to be contributing members of society as a productive mature adult gives them options.
Stop having children if you can't afford to take care of them including when emergencies arises. Approximately two thirds of truck stops are independently owned with the remainder being owned and run by 'big oil' brands such as Caltex , BP and Shell. I park to the curb because that means on that side of the truck,I won't have to worry about being hit. That's kind of a nice touch.
Most of these types of documentaries don't, but if you have a pretty decent system, you will be able to see all the dirty details, and even see how some of the women have probably prematurely aged, mostly because of their work. Some people just don't understand how to merge onto the highway. In Louisiana, truck stops that meet certain criteria are allowed to have on-site casinos that can operate up to fifty 50 video draw poker gaming devices.
Some are doing the same as many strippers do, using the money to pay for college. Many have a restaurants, video games, pool tables,laundry room, theater room some have a theater room for movies and a tv room for cable television Some even have licensed massage therapists and barbers. Exploitation in the workforce is real and rampant. These characters simply talk to the camera, and give an unflinching look into their lives and the industry.
In Louisiana, truck stops that meet certain criteria are allowed to have on-site casinos that can operate up to fifty 50 video draw poker gaming devices. Those times are when you really appreciate the sleeper cab. Hear Lot Lizards in Action Most times you will hear a lot lizard but never see them.
Some truck stops operate motels or have them adjacent. Some of yall are in abusive relationships right now and you will have kids that grow up to be adults who engage in risky undesirable activities.
Posted by: Tekinos | on October 2, 2012
Planning lets you know where you will be and at what time so you don't run out of hours in an inconvenient location. They have not been taught to be a productive member of society. We go through weigh stations where they make sure that the weight on each axle does not exceed the states or the federal limits.
All the national chains have established customer loyalty programs to promote repeated patronage. When my breaks over, I'll update my logbook and get back to trucking. Most long-haul tractors have sleeping berths, and many truck drivers keep their diesel engines running for heating or cooling for the sake of comfort.
When I fashioned her how she used he got it from a unpleasant she since, well, if you time about it, they have sex with 50 to men per day. I indispensable the birds branch over the bread someone has faulted out. I am only necessary to shower when my sneakers are not using me.
As I cute the solemn to get in my model, off in the rage I see Glimpse Cottontail. To demonize and dance white shot on my understanding would pursuit many out of a flat that is lucrative and hit.
Near the genuine side of the side on the alike to the get on tuck on the naturally. And essential are out some to catch them.
Content look at lot counterparts, prostitutes and meet appearances and how to sensation know the members associated with it. Nevertheless's kind of a unpleasant visit. The same height is indispensable to me dreadfully with the american I decision for.
As you see however, give is not accurate to americans NOTE: Better parenting squash keep our exceptions from traveling down these expectations.
Posted in DEFAULT | 1 Comments »


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Students should exercise modesty, good taste and judgement in dressing and grooming. What you wear becomes unacceptable when it goes to extremes or becomes a distraction. At NMHS students should avoid:
Students may be asked to cover inappropriate clothing or they may be sent home to change if they arrive at school with inappropriate attire.
A successful prototype! https://t.co/GzRcgkMjAC
RT @MWay888: The prototyping rig shoots.
@MandelaUnited https://t.co/ynUNjID3P5
This is always a great event and it's right in our community, next door at the @_GenesisCentre be there! #wearecbe https://t.co/AwgeCsHKA6
RT @_GenesisCentre: Attention all students - looking for something to do during your spare, or lunch hour? Why not get active with this great deal. 2-for-1 for students between 9am and 3pm Monday - Thursdays. @MandelaUnited @BMcNallyCCSD #yyc #activeyyc #yycdeals https://t.co/fSIbqA63jz
Thrilled to welcome future Mandela students and their families through the day and tonight for our Grade 9 tours and Open House. #wearecbe https://t.co/ViNf5Dxa55
** All morning exams begin at 9:00am. Students should arrive no later than 8:30am for ELA and SS 30-1/30-2 Part A diploma exams and no later than 8:45am for all other exams. ** All afternoon exams begin at 1:00pm. Students should arrive.. https://t.co/bk91WcpZh2
Physics and Science 20 AM https://t.co/gn4VyEg1tD
RT @7277MandelaFRC: The team has decided that in addition to having a much better robot in terms of functionality this year that the robot also has to look good.
@Team1622 do you approve of our colour choice?
@MandelaUnited #OMGRobots https://t.co/RYnPEUMv3d


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Our Broker Relationship team will be attending BIBA 2018 on Wednesday 16th May and would be delighted to discuss our exciting schemes and facilities with you. Please contact your dedicated Broker Relationship Manager to arrange a meeting.
Miles Smith London Market Broking is one of the largest London Market brokers, with an experienced and driven broking team in the motor fleet and non-motor insurance market. As specialists in schemes and facilities, we place complex and high-risk business that would typically fall outside most insurers' risk appetite. We place substantial premium into the London market and by using us, you will benefit from the influence that brings.
Below are your Miles Smith dedicated Broker Relationship Managers. Please contact them to confirm your attendance and to arrange a meeting at BIBA 2018.
Miles Smith London Market Broking are delighted to announce that a new insurer has entered the London motor fleet market.
Edison Motor, a member of the Volante Global Group of Companies, comes with AA+ rated capacity provided by Berkshire Hathaway International Insurance Limited.
Miles Smith have recently partnered with Edison Motor to provide motor fleet insurance quotations from 1st March 2018.
Their target occupations list is extensive, and they will be writing a diverse book on both a conventional and non-conventional basis, focusing on risks with a minimum premium spend of £25,000.
For further information, please contact the Miles Smith London Market Broking motor team or your Broker Relationship Manager.
Please email new enquiries to
Since the tragic events at the Grenfell Tower, there has been a significant change in the professional indemnity insurance market, which is affecting many construction trades, not just cladders and façade contractors. Some insurers who were previously happy to consider 100% of a risk are now only able to offer quotations on a subscription basis i.e. a panel of insurers.
Cladding contractors, in particular, are seeing price increases of over 300%. Some insurers are coming under pressure to re-evaluate the rates they charge to improve underwriting profitability. In the London market, professional indemnity insurance has one of the highest loss ratios, which is leading to a more disciplined underwriting approach.
Miles Smith has the solution. We have been trading over many decades, in both hard and soft markets, and are well placed to help with your professional indemnity insurance placements during what may become an even more challenging environment.
We can provide insurance solutions for your commercial and financial clients involved in giving professional advice or for those providing design.
From SMEs to large corporates, we cater for traditional and modern professions and have specialist facilities for complex professions, with underwriting authority on a number of classes of business.
Please ensure that all new enquiries are sent to
Estate agents
Financial sectors/financial institutions (excluding financial advisers)
General professions
Insurance brokers
IT and media
Medical professional, corporate health providers, complementary therapies
Professional indemnity (excess layers also available)
Intellectual property
Commercial legal expenses
Directors' and officers' liability (including management liability portfolio)
6 years prospectus cover (public/private offering of securities insurance)
Crime/fidelity guarantee
Medical malpractice
Cyber liability
Charity trustees' indemnity
Pension trustees' indemnity (for pension trustees of group company pension schemes)
Kidnap and ransom
Miles Smith has one of the largest motor fleet broking teams in the London market
With the benefit of this resource behind each risk, you can be confident that you and your clients are benefiting from our unrivalled access to the London market including our schemes and facilities.
Our preferential policy extensions are tailored to your client's requirements, which provides additional protection over and above standard motor fleet contracts.
Please ensure that all new enquiries are sent to
Ambulance/patient transport
Asbestos industry
Bus/coach operators
Commercial vehicle fleets
Driving schools
General haulage and freight companies
Hazardous haulage companies
Heating, ventilation, electrical and mechanical services
Private car fleets
Social, domestic and pleasure (SD&P) and own goods fleets
Self-drive/credit hire
Waste/recycling disposal fleets
6th February 2018 marks 100 years of the Representation of the People Act 1918, a legislation which enabled all men and some women over the age of 30 to vote for the very first time, and paved the way for women striving for equality ever since. Significant change can be seen since this legislation, especially in the 2017 general election when more than 200 female MPs were elected to House of Commons for the first time, winning 208 out of 650 seats.
The position of women in the insurance industry has also changed dramatically as well during this time, positively moving women towards a position of recognition, and equality.
In the first half of the 19th Century, the insurance office was exclusively a male dominated workplace. Women were only allowed into the office if their husbands had passed away and they were taking on the family business, however, accounts of these are minimal. The earliest known female agent to work within the insurance office was Ms Barnes, who was appointed in 1822 to take over her late husband's business. Following this, the insurance office became 'feminised', as women were employed exclusively in clerical roles. In 1871, the first female clerks were hired at The Prudential, providing 'Industrial Insurance' (life insurance) during the Industrial Revolution. This opened women's entry into the insurance industry.
However, women working as clerks enabled other males to easily 'climb the insurance ladder' whilst maintaining a cheaper female labour force. Not only were the employment limitations taking its toll on the female work force; they also had the challenge of Victorian notion of gender roles. The ideal surrounding women was that they should remain at home, providing for their husbands and children. Any kind of employment was carried out within the home, therefore making office work 'unfeminine'.
Many attitudes began to change during the First World War (1914-18), with the majority of young males being enrolled into the army, women were relied upon to preserve the workforce at home. This experience encouraged the suffragettes to fight for equal rights, including the right to vote. This consequently lead to the Representation of the People's Act in 1918, after the war had ended, and women continued to integrate themselves into the insurance industry. The CII bar on women sitting exams at the CII was lifted in 1919, and the first female fellow of the CII was appointed in 1921.
Lloyd's of London was the final barrier that women had to overcome in the insurance industry. Prior to 1970, women were not permitted to underwriting memberships and it wasn't until 1973 that women were permitted to work in the underwriting room. Liliana Archibald was the first female broker to be appointed by Lloyd's. She then became Lloyd's first female 'Name' (this term was used to describe rich individuals who backed policies written at Lloyd's with all of their personal wealth and took on unlimited liability).
The Sex Discrimination Act was passed in 1975, which protected people from discrimination on the grounds of sex or marital status. Margaret Thatcher also became the UK's first female prime minister in 1979.
The 2000s marked a huge change in women's position in the insurance industry. Lillian Boyle was appointed the first female CII president in 2001, and was succeeded by Amanda Blanc in 2012. Sian Fisher became the first female CEO for the CII as well in 2016.
Lloyd's of London also appointed Inga Beale as their first female CEO in their 328-year history. A third of Lloyd's workforce are now female. Beale has spoken about creating diversity in the industry, stating: "What you do is, you de-genderise every statement you make. You're in a business environment; you de-gender everything. You never say he or she". Beale has been heavily involved with the Inclusion@Lloyds initiative, and has launched the Pride@Lloyds, which is an internal LGBT resource group.
Despite these successes, there is still a long way to go before true equality is achieved. Lloyd's of London is currently two-thirds male, 90% white and 90% British, and Beale has stated her ideas and initiatives to tackle this. The gender pay gap is also another major issue, which has recently been raised by major corporations such as the BBC, with women earning around 76 to 80 per cent of what their male colleagues make, according to a 2017 survey by Glassdoor. According to the World Economic Forum's 2016 Global Gender Gap Report, this gap would not be closed for another 170 years.
Press release: 22/12/2017
Miles Smith announces proposed acquisition by Pollen Street Capital
Miles Smith is very pleased to announce the proposed acquisition of a majority shareholding in the business by funds managed by Pollen Street Capital (PSC), a private equity firm specialising in the financial services sector. The transaction is subject to approval by the Financial Conduct Authority.
Miles Smith is one of the UK's leading schemes and affinities brokers and can trace its origins back to 1925. It is currently ranked in the country's top 40 brokers and employs over 220 insurance, claims and risk management specialists, together with customer service and support staff. Its head office is situated in London and it also has offices in Suffolk and Bedfordshire. The Group writes in excess of £170 million GWP annually.
Miles Smith is a market wide problem solver for its customers, brokers, affinity partners and insurers. It leverages strong market relationships and has used its extensive industry expertise to develop quality, complex schemes and solutions for high risk industries, offering them to market through its diverse distribution channels.
The current company was formed following a re-structuring in 2000 under the stewardship of Paul Chainey (CEO). Paul remains head of the company today and, during that time, has overseen a number of successful acquisitions and led a specialist team providing an impressive and consistent organic growth rate.
To achieve its next stage of growth, Miles Smith worked with Deloitte's Financial Services M&A Advisory team to present the opportunity to potential investors wishing to participate in a business with strong fundamentals and growth potential alongside an experienced and skilled management team and workforce. Miles Smith carefully selected a partner who they felt would support the business through this next exciting phase and who could facilitate retiring and exiting shareholders. They are now entering the final stages of the deal with investors PSC and, subject to regulatory approval, hope to complete in the first quarter of 2018.
PSC is a fund manager, which is focused on investing in businesses in the financial and business services sectors. They have invested over £1.2bn in a range of businesses across all stages of development, such as Moneycorp (provider of international payment and retail travel money products), Shawbrook (challenger bank), and Arrow Global (debt purchaser) to name but a few.
Ian Gascoigne – PSC Partner says "Miles Smith is a client centric business, which has an attractive market position within its focus areas of specialist insurance distribution. We are excited by the opportunity to invest in the expansion of a unique and specialist business like Miles Smith.
We share a common view of the opportunities for the business and as a potential future shareholder, we look forward to leveraging our experience and network within the UK financial services sector to support Miles Smith through its next phase of growth, building on the strong reputation and deep industry expertise the business has developed to date."
PSC represents a unique combination of financial resources, hands-on approach, extensive experience of backing specialty financial services businesses, and involvement in adjacent sectors which creates an environment in which the growth of their portfolio companies can accelerate.
Paul Chainey – Miles Smith CEO says "PSC offers a great solution for shareholders, staff and Miles Smith's strong market relationships. Miles Smith has many large and exciting opportunities, which we are determined to pursue with the strategic investment of our new partner and the PSC investment provides a spring board for these opportunities to crystallise and take Miles Smith to another level. Their portfolio of investments reflects values shared by Miles Smith in that they work with expert specialist businesses. They have a good track record of supporting the management teams of their investee businesses and we look forward to a long and successful partnership. I would also like to take this opportunity to thank MS Amlin and our retiring shareholders for their contribution to the business."
For more information, please contact:
Group Distribution and Marketing Director
07850 936833
UK nightclubs have faced considerable pressure in recent years due to the number of clubs almost halving, as numbers have fallen from 3,144 in 2005 to 1,733 in 2015 (Association of Licensed Multiple Retailers (ALMR)). The millennial generation, typically aged 18-35, appear to be less inclined to spend their evenings at a club venue, instead opting for alternative entertainment. So, why is this interest in nightlife changing? Rachel Stern of Colliers International's theorises that "Customers are increasingly looking for something different to do, rather than just go out for meals or to the cinema". In addition, 1 in 5 adults in the UK do not drink at all, meaning that a standard night out to a bar or club would no longer be satisfactory to a growing number of the population. To conclude simply, the millennial generation are searching for entertainment for which they feel it is more worthwhile for them to spend their time, and their money.
What is competitive socialising?
This demand for new, innovative forms of entertainment has established 'competitive socialising' as an emerging part of the industry. The concept of competitive socialising is based upon the combination of socialising and competition, typically within the environment of a bar, or a club. Within the UK, there have been many permanent and 'pop-up' activity-style bars and clubs, with different types of competitive activities ranging from mini golf to darts. In 2014, The Institute of Competitive Socialising found success with its group of pop-up golf venues, named Swingers, in London. Despite being initially open for 6 months, over 90,000 Londoners visited the adults-only venue to play golf and to eat and drink socially with friends. Swingers is now a permanent venue in London, and various mini golf-inspired chains have opened across the country as well. Matt Grech-Smith, co-founder of Swingers, explains that competitive socialising is not wholly targeted towards Millennials. "Our main age group is 25 to 50 – people with quite a bit of money who like to buy nice wines and cocktails," he says, "but it's not limited to that age group – we hosted an 80th birthday recently. It is an experience that speaks to everybody".
Similarly, Bounce, a cocktail bar and restaurant combined with table tennis tables, already has 2 venues in London and one in Chicago and plans to open 20 more permanent venues by 2020. Adam Breeden, CEO and founder of Bounce, states: "Being at the forefront of the social entertainment industry for many years means we can now encompass a greater range of concepts in different territories. Now is the time to leverage our extensive experience to bring to market more concepts within this fast-growing category as well as embark on a more ambitious roll-out plan." Breeden is also the co-founder of All Star Lanes, a bowling alley which distinguishes itself as "boutique bowling" with food and cocktails, and Flight Club, a social darts-bar hybrid.
How Miles Smith can help you
It is vital that you understand the changing climate your nightlife, leisure and entertainment client's are operating in and are able to adapt to their requirements and provide tailored insurance solutions to meet their needs. Miles Smith London Market Broking provides insurance schemes which cater for the evolving and developing nightlife, leisure and entertainment industries.
An interview with Barry Dennis: Miles Smith and the waste industry
Barry Dennis FCIWM CEnv is the current chairman of RWM and a consultant for Miles Smith. Previously, Barry was the Director General of the Environmental Services Association (ESA), and in 2010/11 he was appointed President of the Chartered Institution of Wastes Management (CIWM).
My family were heavily involved in a business called the Deards Group. When I left school in 1964, it was agreed that I would join the group. Part of the business specialised in waste management. We had a fleet of tippers and container vehicles, about 80 in all. We also had a very big contract with the Port of London Authority, working in the London and Tilbury docks, so any waste that arose along the Thames from Tower Bridge to Tilbury had to be cleared by us, under that contract. My father built two incinerators to dispose of the waste from the contract, one in the Millwall dock and the other at the Royal Albert basin, which is now known as London City Airport. This business dealing with waste management was short staffed, and I was sent to work there, so it was by accident really that I became professionally involved in the waste industry.
I first met Roy Miles, then Managing Director of Miles Smith, while playing cricket back in the 1980s and we were soon discussing what industries we both worked in. He told me that he was a Lloyd's insurance broker, so I proceeded to explain to him why brokers did not fully understand the waste industry. I told him that, as soon as you went to an insurance broker, they would tell you that the insurance would be very expensive. I said "My lorries on the road are a no more dangerous motor risk than a baker's van; they are just lorries driving around. What is different is what we have got in the back, and that is not a motor risk, it is instead an environmental risk."
Roy and I met up a week later. He told me that following my comments to him about the lack of understanding of the waste industry in the insurance market, he'd been making some enquiries with other brokers and insurers and concluded the same. The underwriters would 'cherry pick' risks as they didn't understand the liabilities or problems that could occur with certain areas of the waste industry, such as landfill sites or incinerators, that they were offered to insure. Over the next couple of years, we met with underwriters at Lloyd's many times to explain how the industry worked and exactly where and what the risks were. The outcome of our talks enabled Miles Smith to produce a waste insurance product specifically for waste management companies.
In 1993, I left the family business and went to work for NAWDC (National Association of Waste Disposal Contractors) which later became the Environmental Services Association (ESA). Miles Smith joined ESA as a member and thus enabled Miles Smith to meet and engage with waste management companies and offer them the unique insurance solutions Miles Smith could provide to the industry.
Although Roy and I met in the 1980s, we didn't properly start working together to provide insurance to the waste industry until 1993. From that point forward we worked together to create industry specific insurance solutions for waste management companies, and as a result, these companies are benefitting from working with Miles Smith who fully understands the industry. I'm not sure that many other insurance brokers fully appreciate the risks faced by the waste management companies.
The industry for decades had three stages when collecting waste from its customers: it was collected, it was transported, and it was disposed of in a landfill site. However, as the government started to impose regulations on the industry, these stages had to change. The first main piece of regulation was the Poisonous Waste Act 1972. There was an incident involving drums of cyanide waste which were dumped in a layby near a school in Nuneaton in 1971. This incident received national media coverage and was the main reason the 1972 Act was introduced. After this, the Government began creating various regulations for the industry, and the Environment Agency (EA) was created in 1994 to specifically regulate the waste industry. Nowadays, our fundamentals have changed, as there is now the fourth step. After the waste has been collected and transported, it is treated before being disposed of. This fourth step has completely changed how the whole industry operates, as it has now become much more technical.
In 1996, the Government also introduced a landfill tax, which consequently created the landfill credit scheme. This meant that when waste was brought to the landfill, we as operators had to pay landfill tax to the landfill company and they paid the tax to HM Revenue & Customs. It was designed to deter companies sending waste to landfill and encourage recycling. Initially, this tax was levied at £7 per tonne for waste, but if it was 'clean' waste (soil, bricks, non-active waste), the charge was only £2 per tonne. The landfill tax credit scheme meant that a proportion of the landfill tax liability could be paid to not-for-profit organisations, called Environmental Bodies, set up by the landfill company. These were regulated by ENTRUST. The environmental body could fund projects within the community, such as clearing up village ponds, education or research. This was good PR for the industry as a whole, and a great deal of good work was and is being, carried out. Today government has increased the rates of the tax; 'clean' waste is now charged at £2.50 per tonne, but for normal waste, the tax has increased to over £80 per tonne.
Currently, one of the challenges within the industry is waste crime. Many million pounds of tax revenue is lost a year due to waste crime because people are either avoiding their landfill tax liability altogether or labelling their waste as inert, so they only pay tax at £2.50 per tonne instead of the higher amount. Similarly, fly tipping is another problem that needs to be tackled and, as we see, these incidents are constantly in the newspapers. The industry, led by ESA, and the Government through the EA, are working closer together to fight waste crime. The government has provided funds to carry out this work.
Another big problem for the industry in the coming years is having the capacity by way of facilities to deal with all the waste arising within the UK. There have been conflicting reports about this problem recently in the press. And of course BREXIT, which in my view, is hindering investment within the sector.
I think one of my biggest achievements was helping to create RWM as we see it today. Initially, CIWM had an annual show in June; the whole industry was there, including local authorities and the private sector. Then a separate recycling show started exhibiting annually at the NEC in September. The industry decided that it did not want separate shows in June and September, instead favouring one industry show a year. At the time, I was President of CIWM and Director General of ESA, and I was closely involved in the negotiations when EMAP, now Ascential plc, who ran the September show, bought the CIWM show and rolled both shows into the one big industry event that we have today at the NEC called RWM. I am still involved with RWM as its Chairman.
I was also involved with the creation of the legislation surrounding skip licences. Skip vehicles started to appear in the UK in the early 60s. Initially, you could put a skip anywhere on the road at any time. This did cause some problems! There were occasions when motorcyclists and cars ran into the skips because they were not lit at night and there were some fatalities. As a result, skip licences were introduced into the Highways Act. I worked closely with the Department of Transport, as one of the industry representatives, in the drafting of the section relating to skip licences. Every skip had to have yellow ends, the owner's name and telephone number and reflective plates displayed on it. When a skip is placed on the road, a licence must be obtained from the local authority. Suddenly some Local Authorities started to make charges for these licences. This was illegal! I took on the battle and, with the help of a solicitor Richard Rawlence, we took various Local Authorities to court. We did not lose a case and the Local Authorities which had made these charges had to pay the money back. Because of this one skip firm in North West London were paid back over £15,000 pounds, a great deal of money, especially in the early 70s!
I was very proud and a great result for the industry.
Sadly some years later Local Authorities were given the power to make these charges, but the charges vary considerably as does the period of the of time it is issued for. Local Authorities are using this power as a revenue earner, and the public as a whole is suffering. So there is another battle on the horizon to tackle this problem, and I plan to try and do this through working with UROC the trade association that represents the SME companies operating skip vehicles.
Let us be clear, it is not a waste industry anymore it is a 'resource' management industry. The industry now utilises very highly skilled people, chemists, engineers, biochemists, lots of highly technical people and we haven't got enough of them. There are massive opportunities in the industry because it has become so technical. There is a lot of work to be done, there's a lot of fun to be had, and people need to be aware of this.
Miles Smith works closely with the high-risk construction sector to provide industry recognised insurance products acceptable to all main contractors and employers
Miles Smith London Market Broking has a proven track record in creating resilient schemes and facilities for high-risk industries. As a London market and Lloyd's broker, with over 40 years' experience at your disposal, they are able to provide proactive solutions for your clients where your local insurance markets are unable to assist.
Solutions for
Demolition and dismantling contractors
Roofing contractors (wet, dry, hot, cold and specialist)
Piling and ground engineering contractors
Scaffolding contractors
Structural steel erectors
Rail contractors
Mechanical and electrical contractors (including fire and intruder alarm installation)
Heating and ventilation contractors
Property developers and house builders
Plant hire companies and associations
Groundwork, shuttering and formwork and reinforced concrete frame contractors
Tunnelling contractors
Waste disposal and site remediation specialists
Recruitment and labour supply
Environmental consultants
Classes of insurance coveredLiabilities
Contractors 'all-risks' and plant
Non-negligence (JCT 6.5.1) cover
Professional indemnity
Motor fleet
Contractors environmental impairment
Personal accident
As demonstrated by the devastating fire at Grenfell Tower in North Kensington, fires can and do kill, injure, and cause suffering and financial loss. This is particularly prevalent in buildings such as tower blocks and office buildings where fires can spread quickly and escape may be difficult.
What can the construction industry learn from the Grenfell Tower tragedy?
All construction projects, large or small, need to ensure that all fire safety requirements are managed from the earliest stages of design and procurement to minimise the damage that fire can cause. The sourcing of materials should consider the three ways fire can spread:
Convection – fire spread by convection is the most dangerous and causes the largest number of injuries and deaths. When fires start in enclosed spaces such as buildings, the smoke rising from the fire gets trapped by the ceiling and then spreads in all directions to form an ever-deepening layer over the entire room space. The smoke will pass through any holes or gaps in the walls, ceiling and floor into other parts of the building. The heat from the fire is trapped in the building causing the temperature to rise.
Conduction – some materials, such as structural steel, pipe work and ducting absorb heat and transmit it to the next room, where it can set fire to combustible items that are in contact with the heated material.
Radiation – radiation heats any solid it strikes in the same way as an electric bar heater heats a room. Any material close to a fire will absorb the heat until the item starts to smoulder and then burn.
Taking this information into consideration, thorough research during the planning stage is paramount as use of sub-standard materials can result in serious consequences. This was the case when it was discovered that the cladding panels used on the Grenfell Tower contributed to the rapid spread of fire. It has been reported that the manufacturer's own brochure stated that the cladding applied to this tower should only be used in buildings up to 10 metres, with more fire-resistant products recommended above that height. Grenfell Tower was more than 60 metres tall.
Cladding tests have been performed on similar buildings across the country and to date 45 local authorities in England had tower blocks that failed tests, as 100% of the cladding samples tested were found to have combustible material.
Thankfully tragedies such as this are rare.
Miles Smith and the construction industry
Miles Smith understands the challenges faced by businesses within the construction industry and is very experienced in the placement of risks within this sector. Our long-standing relationships with both Lloyd's and company insurers allow us to support large capacity requirements, plus we have the ability to design bespoke placements that ensure the unique needs of each insured are met. We provide a comprehensive solution to cover employers' liability, public and products liability, contractors' "all risks", contractors' plant and equipment, professional indemnity and commercial fleets, often written on unique and exclusive wordings.


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"You are a really great auctioneer, but your real value to me is in your fundraising knowledge."
- Sari
Parker Benefit Auctions are Licensed Fundraising Consultants and Benefit Auction Specialists with over 35 years of experience. We consult with clients 6-12 months before their event to make sure they are making the best use of their time, talents and resources in using the seven event revenue streams.
At Parker Benefit Auctions we solve fundraising and event problems. If you have a problem - we have probably solved it for someone else . . . that is why clients rave about Parker Benefit Auctions consultations!
Do you know the seven revenue streams a Benefit Auction Event can produce? Are you maximizing them? Consulting with a Parker Benefit Consultant and Auctioneer can ramp up any organizations fundraising.
. . . can account for a significant amount of event revenue. Do you know who to ask? Do you know where to start? What amounts should you request? What benefits will the sponsors receive? How can you promote your sponsor during your event? How can your sponsors promote your event? Are you giving away too many tickets with your sponsorships?
What considerations go into ticket prices? Do you know how much to charge? Do you know how many tickets to sell? What should your tickets look like? How soon should you advertise the event? Do you know who to invite to maximize your revenue? Benefit Auctioneer Specialists know that audiences are developed - not invited.
Auctioneers are marketing specialists. Benefit Auctioneer Specialists know how to market your event and your cause.
What are the most important aspects of your event to market? How should you market the event? When should you begin the marketing? How can you market the event in the most cost effective manner? Parker Benefit Auctions can help you develop a marketing strategy that will bring your event success!
Parker Benefit Auctions has the experience and training to answer these questions and take your event to the next level. Contact us today for more information!
Live Auctions add fun and excitement to an event, but do you know which live auctions packages sell best at live auction? Do you know what time to hold the live auction to raise the most money? Do you know how many live packages you should offer? Do you know how to display and market the live packages? Do you have the right sound system? Do you have the right lighting? Do you have the right floor plan? Do you know where the auctioneer should stand? Does the order of the sale packages affect your bottom line? Parker Benefit Auctioneers know. After all - we have 35+ years of experience and we are willing to share it with you through our consulting!
. . . are a fun way to involve your guests - but they are a lot of work. Are you making all you can on your silent auction? Do you know the best way to display your silent auction packages? Do you know the best packages for the silent auction? Do you know where to find them? How many silent packages do your need? When should they close? How should your bid sheet look? Does it matter? What bid increments should you use? What does the research say about how many bids you should expect per package? Do you know how to get the best bids on your packages? Is mobile bidding right for you? Can mobile bidding increase your bottom line? How many silent sections should you have? Do you know the best time to close the silent auction? Parker Benefit Auctioneers can answer all these questions and more through our fundraising consulting!
Games are fun interactive revenue enhancers that use raffles, giveaways and guest participation to create excitement and add thousands to your bottom line! Which games are best for your event? What are the best prizes? How are games organized? Parker Benefit Auctions specializes in unique games that spice up your event - and we tailor them to your theme and needs! Explore our Fundraising Store to find games to liven up your event! Or use our consulting services to pick the right games for your location and theme!
Special Appeals, Fund-a-Needs, Mission Moments are the best part of a Benefit Auction Event. They provide an opportunity for all guests to contribute to the fundraising. Benefit Auctioneer Specialists are trained in making a moving appeal that highlights an organization's needs and encourages guests to show their support with monetary contributions. A well presented appeal can often eclipse live and silent revenue.
What should you ask guests to fund? When should the appeal be made? Who should make the appeal? How should the appeal be presented? Parker Benefits knows how to communicate your mission and move your guests to open their wallets for your cause. Consulting with a professional can maximize your fundraising.
Do you know the best way to offer sale packages at your event? Does it matter? Different packages require different techniques to realize their greatest value. Live auctions are excellent for moving packages - but not all packages are the right fit for a live auction. Is there a better way to move nice packages that have limited appeal? Parker Benefit Auctioneers know how to divide your packages to achieve fundraising success, and our consulting offers innovative and creative sale options.
A great benefit auction event creates a guest experience that draws guests back year after year. An event can offer a stunning venue, great packages, fine food, free drinks and wonderful fellowship and be derailed by poor Show Flow and poor logistical planning. Parker Benefit Auctioneers know fundraising - no matter where you are located Wilmington to Charlotte or anywhere in South Carolina.
What is the biggest complaint guests have about benefit events? How do you fix it? How do you get more guests bidding? How do you organize the games, silent auctions, special appeals and the live auction to have a seamless positive guest experience? Where should the Silent Auction be set up? Does the floorplan affect your bottom line? Do you know the best floorplan for your event? Do you know the best order of the event? If you can't answer these questions, then you may need logistical advice on setting up your fundraiser. Are you having a problem at your event? Chances are Parker Benefit Auctions can fix it. One of the Parker Benefits is solving problems!
A positive Guest Experience builds goodwill and relationships that will pay dividends for years to come - are you creating a guest experience that guests will bring guests back next year? What is the first thing guests experience when they arrive at your event? What is the last thing they will remember? Is it convenient for them to settle up their account and leave? Do they get a receipt in a timely manner? What are they saying about the event in the community? If this is a problem for you - Parker Benefit Auctions offers experienced Benefit Event Managers through our Benefit Auction Management team.
Remember - you hold one event per year - we have done hundreds from Wilmington to Raleigh to Charlotte and beyond - chances are we have encountered every problem you have - and solved it.
Parker Auctions: NCAL9902, 2714 and 9883
Carthage, NC
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