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Program Description
SMU MAF aims to enhance practitioners' knowledge and skills in applied finance. It provides a strong foundation in the principles, practices and operations of international and domestic financial markets focusing on applying updated and relevant knowledge in real-world situations. The curriculum also prepares students to pursue the Chartered Financial Analyst (CFA) designation.
MAF graduates can expect to equip themselves with the "hard" critical analytical and problem-solving skills and the "soft" people and communication skills to advance their careers in the fund management, banking and finance industries.
Programme Length
12 months full-time, 18 months part-time.
MAF China
12 months full-time. For International students who are willing to spend 9 months in China and another year in Singapore.
Admission Requirements
- A good University degree.
- A good GMAT or GRE score.
- Preferably with at least 2 years of work experience.
- IELTS or TOEFL is required if the medium of instruction for your undergraduate studies was not in English.
The MAF programme is opened to all Singaporeans, Singapore Permanent Residents and foreigners. Foreigners who are interested to apply for the Part-Time track must hold a valid employment or dependent's pass. A student visa will not be issued to international students taking the MAF Part-time track.
Shortlisted applicants will be invited for an interview.
The total fees are as follows:
Application fee (non-refundable): S$50
Registration fee* (non-refundable):
- S$5,400 (Singaporeans/Singapore Permanent Residents)
- S$5,500 (Others)
Total tuition fee
- S$38,000 (inclusive of GST), payable in three instalments:
First instalment payable by June - S$14,000
Second instalment payable by December - S$12,000
Third instalment payable by June (following year) - S$12,000
MAF China
The total fee is approximate as follows:
Registration fee* (non-refundable)
- S$5,400 (Singaporeans/Singapore Permanent Residents)
- S$5,500 (Others)
Total tuition fee: 9 months preparatory study in Xiamen, China: RMB80,000 (approximately S$16,000)
One year full-time study in Singapore:
S$38,000 (inclusive of GST), payable in three instalments:
- First instalment payable by June - S$14,000
- Second instalment payable by December - S$12,000
- Third instalment payable by June (following year) - S$12,000
*(Non-refundable) Amount payable upon acceptance to the programme. $5,000 will contribute to the first payment of tuition fees. The registration fee includes matriculation, examination fees, orientation activities, library & computer account.
About the School
A premier university in Asia, the Singapore Management University (SMU) is internationally recognised for its world-class research and distinguished teaching. Established in 2000, SMU's mission is


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Also found in: Wikipedia.
a river in western China. It rises in, and in its upper course flows through, the Kunlun Mountains. In its lower course the river disappears in the sands of the Takla-Makan desert. Length of the section with a constant flow, 530 km. Basin area, 18,300 sq km. There are floods along the river during the summer. The average discharge at the point where the river enters the Kashgar Plain is 18 cu m per sec. A considerable part of the river's water is used for irrigation.

subset: commoncrawl


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Dec 29
Biblical Archaeology Society Staff
How old is Christianity? Churches are among Biblical archaeology findings that hold the answer.
Dec 24
In part one of a two-part series, Douglas Boin presents new archaeological and historical research in the study of early Christianity.
Dec 1
Noah Wiener
Geza Vermes explores the origin of Christianity by examining the characteristics of the Jewish Jesus movement to see how it developed into a distinctly gentile religion.
Nov 16
According to Jewish New Testament scholar Amy-Jill Levine, much if not all of the New Testament is Jewish literature.
Jun 14
Northern Renaissance painter Robert Campin's Marriage of the Virgin dramatically captures the split of early Christianity and Judaism.
May 26
How accurate is Luke's account of the riot at Ephesus described in Acts 19:23–41? Excavations at the site bring this Biblical event to reality in a new way—from inscriptions and figurines of the goddess Artemis to the theater where the riot took place.
May 17
In the southwest of Asia Minor, at the site of Aphrodisias, Turkey, archaeology has provided insight into the lives of Roman slaves, including a man named Zoilos who earned his freedom.
May 16
Karin Neutel
In her Biblical Views column in BAR, Biblical scholar Karin Neutel examines Paul's vision for how we would live together in an ideal society.
May 15
Paul's first missionary journey took him from Cyprus into the heart of Anatolia. Explore the route with a web-exclusive slideshow.
Apr 7
Megan Sauter
Laodicea was a wealthy city in western Turkey that flourished for centuries. Why does the author of the Book of Revelation call the church of Laodicea "lukewarm"—neither hot nor cold? Recent excavations at the site might provide the answer.
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By submitting above, you agree to our privacy policy.
For more than 40 years, the Biblical Archaeology Society has partnered with world-renowned hosts and guides to provide you exceptional educational offerings in the archaeology of the Biblical lands and in Biblical studies.


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|Croesus office building, 2001 9th Avenue, Vero Beach, FL
Vero Beach, FL, Aug. 12, 2013 -- Kurt Hoffmann and Chris Caveglia of HC Real Estate Capital have arranged $5,280,000 in financing for the Croesus Office Building ("COB") located at 2001 9th Avenue in Vero Beach, FL.
COB is a 49,000 square foot multi-tenant office property that was built in 1974 and is currently 94% leased. HC Real Estate Capital worked exclusively on behalf of the borrower to secure a 5-year loan through a local lender at a competitive rate.
Chris Caveglia, Principal at HC Real Estate Capital states, "This property is well positioned in the Vero Beach market and has maintained a high occupancy over the years." Caveglia went on to say, "The multi-tenant property has a diverse mix of tenants that includes First American Title, Cardinal Property Management, Keystone Properties, Tri Meats and JL Tax."
HC Real Estate Capital, LLC is a privately owned mortgage-banking firm founded by Kurt Hoffmann and Chris Caveglia.
Based in Delray Beach, Florida, HC Real Estate Capital arranges permanent commercial and multifamily real estate loans. The company has a broad capital provider base that includes insurance companies, CMBS lenders, pension fund advisors, and commercial banks.
For a complete copy of the company's news release, please contact:
Chris Caveglia
HC Real Estate Capital, LLC
660 Linton Blvd. Ste 200 EX5
Delray Beach, FL 33444
Direct: 561-266-3273
Mobile: 561-376-3176


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Carl Honoré
Apart from being involved in Philoso?hies at several levels as our SLOW philosopher and consultant Carl Honoré is an internationally acclaimed, highly accredited and award-winning journalist, writer, consultant adviser and lecturer.
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A school monitor in
'There is no truth in the rumour', insisted Principal Karl Shultz,
'that the weed was marijuana.
We have been deemed a 'High' School for decades and we object to the media speculation of any connection to these two things!'
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The Chinese economy could have grown about 10 percent last year and the biggest risk this year is "overheating," according to Yao Jingyuan (姚景源), chief economist at the nation's National Bureau of Statistics (NBS)
Consumer prices may have climbed more than 3.2 percent, but definitely less than 3.5 percent, Yao said at a conference in Beijing yesterday.
China's economy grew 10.6 percent in the first three quarters of last year, as inflation accelerated in November to the fastest pace in 28-months.
The world's fastest-growing major economy will expand 8.7 percent this year, down from a forecast 10 percent last year, as the government tries to limit increases in asset prices and unwind its fiscal stimulus, the World Bank said.
"Too rapid growth and overheating" are the biggest risks to the economy, Yao said.
Ample supply of grains and industrial overcapacity will help to cap inflation, he said.
Yao's estimate for China's expansion was the same as that given by Chinese Vice Premier Li Keqiang (李克強) on Jan. 5, and central bank Governor Zhou Xiaochun (周小川) on Dec. 15.
The National Bureau of Statistics is scheduled to release major data, including full-year economic growth and consumer price index figures for last month, later this month.
The Chinese economy "will slow down moderately and inflation will continue to run relatively high this year," according to a statement from Tsinghua University's Center for China in the World Economy, released yesterday.
Growth this year could slow to 9.4 percent, from an expected 10.2 percent last year, the center said in the statement. Inflation may accelerate from 3.3 percent last year to 3.9 percent this year.


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|Total Loans
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Publisher: Touchstone (December 01, 2009)
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Page count: 176 pages
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Language: English


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The next morning was a Saturday, I woke up as early as 5:00am to make breakfast for the family.
I arranged the house and swept the whole compound.
When my siblings woke up, we all prayed for our late father to continue to Rest in Peace while we prayed for mom's quick recovery.
After the lengthy morning devotion, I served my brothers breakfast. I served mom's own as well.
I couldn't eat because I had to wait upon the Lord with fasting and prayer for her quick recovery throughout the day.
I took my bath and headed for the hospital. It was a cold morning, the sky was filled with dark clouds like it wants to rain even though it had rain earlier, in the night.
The sun was nowhere to be found. The drainages were full to the brim with waters flooding every part of the street. I was about to start my journey to the hospital when my phone rang.
I brought out the phone and realized Tumise is the caller. Tumise was my girlfriend, I clicked the green button.
"Happy birthday, baby!" one could feel the excitement in her voice.
I hesitated at first, I later replied her and wondered why she sounded so excited.
I asked myself if the day was truly my birthday. I asked her in disbelief and she replied in the affirmative.
"Today is your birthday, love. Today, August 29th. Do you intend to play pranks on me?" I greeted her excitement with silence and she asked what was wrong with me.
"You stopped talking to me for some days now" Tunmise added. I agreed with my instincts when it told me she felt disappointed.
"Oh, yes it's my birthday." I said with an ecstasy that was meant to ensure I have successfully avoided her questions.
I didn't inform her that my mother is terribly sick.
"I'll call you back baby… I have to do something important at the moment."
"But we haven't fin…."
Tunmise tried to continue the discussion but I hung up and zoomed off to the hospital.
At the hospital
The hospital environment seemed to change today unlike the other days. I said to myself as I went through the security checkpoint.
I entered the main building, the smell of the environment wasn't inviting at all. It was a bad, it was a choking smell.
I went straight to the Nurse on duty that morning and stated my mission to her.
"Oh, good morning Timmy" she said. "Doctor Hassan would love to see you. He is in his office presently." the nurse added while she pointed to the Doctor Hassan's office.
I walked towards the Doctor's office. On entry, I was surprised to see him seated because he told me he won't be coming to the hospital that Saturday.
"I'm off duty," I could remember he said it while driving me home the other night. Doctor Hassan greeted me warmly and offered me a seat right beside him.
"Timmy, I don't have to keep you in darkness anymore." He paused for a while before he continued "You mother is affected by cancer, leukaemia, to be precise."
It appeared that it was as worse as he had concealed the true illness from me before this time. I repeated after him softly. Leukaemia. Leukaemia. Leukaemia.
"Leukaemia!" I yelled and gripped the shoulders of the chair I sat on.
Leukaemia was something I had read about in magazines, I had watched programs about it on TV and I had been taught in school.
It was said to be a very dangerous form of cancer. I never believed and I never thought, even for once, that my mother would battle a life threatening sickness like it.
My heart shattered and felt pity for my mom for the first time. I cried like a baby.
How can this be true? When did she start her battle with leukaemia? Why didn't she tell us about it? I asked myself a lot of questions in the few seconds of silence and I couldn't conceive a clue to answering them.
"She has been battling with it for four years now." Doctor Hassan added.
Aside that, "your mother wished you a happy birthday and she wanted you to have this."
He stood and walked towards his table. He brought out a box which I recognized instantly.
It was her necklace box, her most prized possession. According to her, her mother, which is my maternal grandmother, gave it to her before giving up the ghost. It was a real gold jewel.
I collected the necklace from Doctor Hassan and kept it in my pocket.
"Can I see my mother, sir?" I asked, as I licked the tears on my face with the edge of my cloth. He sighed and shook his head for a moment before he finally opened up to me.
"You do not understand yet." He paused and stared at my face. "We lost your mother to the cold hands of death this morning, we could not save her."
"You lost who?" I screamed at him. I intended to be at ease but I couldn't. I just couldn't.
The next three hours of my life that day wasn't the one I'd love to experience again.
The pain of seeing someone you love die slowly right before you and you couldn't help it was the worst pain one could feel. After much pleading, I was allowed to see my her corpse.
She had been covered already. I walked towards her. She laid there lifelessly. I gently removed a thick white robe from her face.
She looked just beautiful and radiant like ever. Her brown skin glowed as if she just took her bath. Her body was cold.
I screamed. I could remember that I slapped and pinched her body but she didn't wake up.
She would not answer me. I called her name and her father's, she didn't wake up.
"Mummy, it is my birthday. My birthday is today."
"I still want to take you to London, mom, I haven't forgotten my promise of buying a 4matic Benz for you, mummmmy" I said and wailed bitterly but she would not move an inch, nor lift a finger.
I fell to the ground and wept bitterly. That day, I wished that tears could bring back dead people to life, and perhaps, my mother would come back to life.


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Born and raised in Perth Western Australia, Matthew Marshall is a graduate of the West Australian Academy of Performing Arts (WAAPA) Production & Design course in 2001 under acclaimed lighting designer Mark Howett.
With 20 years of experience Matt has worked for all the major performing arts companies and arts festivals in Australia including multiple shows for Bell Shakespeare, Belvoir Theatre, Black Swan State Theatre Company, City of Sydney, Ensemble Theatre, Griffin Theatre, Sydney Dance Company, Sydney Festival, Sydney Theatre Company, Sydney Opera House, Marrugeku, Opera Australia, Opera Queensland, Perth International Arts Festival, Pinchgut Opera and West Australian Opera.
Matt has been nominated for his work twice by The Helpmann Awards for Best Lighting Design (2012, 2017) and has received multiple nominations for Best Lighting Design from the Australian Production Design Guild.
Recent designs include TWO CREWS (Sydney Festival), CINDERELLA (Seattle Opera), TURN OF THE SCREW (New Zealand Opera), a new full length ballet TCHAIKOVSKY (Tulsa Ballet), LA BOHÉME the outdoor Handa Opera on Sydney Harbour (Opera Australia), AMERICAN IDIOT Australian National Tour (Shake & Stir/QPAC), ATHALIA (Pinchgut Opera), ASKUNGEN (Royal Swedish Opera), THE BARBER OF SEVILLE (Seattle Opera), CARMEN (Oper Leipzig), CLUB SWIZZLE (Roundhouse London), LA CENERENTOLA (Oper Leipzig, San Diego Opera). Matt's dazzling design for VELVET (Organised Pandemonium) now sails the high seas on Norwegian Cruise Line's Jewel & Breakaway ships.
Design highlights include HOME - the opening event of Perth International Arts Festival 2016, THIS IS OUR YOUTH starring film star's Michael Cera, Kieran Culkin and Emily Barclay (Sydney Opera House Presents), John Adams and Peter Sellars opera A FLOWERING TREE (Perth International Arts Festival), BAND OF MAGICIANS (Tropicana Casino Las Vegas) and BILLY ELLIOT opening the new ASB Waterfront Theatre (Auckland Theatre Company).
Event lighting designs include BEAT BOX a light show installation at Dream World on the Gold Coast (Dreamworld/JB Worldwide Events) with Vivid Sydney creative director Ignatious Jones, THE DOMAIN (Sydney Festival 2015) including Triple J's 40th Birthday BEAT THE DRUM celebration, ART & ABOUT (City of Sydney) transforming Martin Place in Sydney into a 1/4 acre block party, 130 YEARS OF BVLGARI (Rizer Events) a showcase of $38M worth of jewellery in private residence "Carthona" at Darling Point as well as numerous product launches, gala dinners, awards nights and VIP functions.
Matt's opera production of CINDERELLA (Opera Queensland) with long time collaborator Lindy Hume has played around the world including Germany, New Zealand, Sweden and the USA. It performs in repertory at Oper Leipzig and the Royal Swedish Opera.
Matt is also a mentor to Lighting Design students at both of Australia's premier arts training institutions - NIDA (National Institute of Dramatic Arts) and WAAPA (West Australian Academy of Performing Arts) as well as a judge for the Australian Production & Design Guild Awards from 2017 - 2019.


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Add a clove of garlic to your recipe for one zesty Christmas celebration! Our personalized garlic ornament is sure to spice up your tree for years to come! A soft satin glaze adds a realistic appeal. Great gift to give to a frequent visitor to the Farmers market, an Italian food lover, or to the chef on your gift list!
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There are no reviews for this product yet. Please share your thoughts on this product!
Ornaments shown on our site are personalized, as examples only, so you can see where we put the words/names you give us. Some ornaments allow you to select hair or uniform color. If there is no color choice, it is not available on that particular ornament. We will do everything possible to catch any mistakes in spelling, etc., but are not responsible if we do as you request, and it is not correct. The ornament you see above is the way it will look when you get it, except for the personalizing instructions you give us and any optional attributes you select.
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Five traps for the unwary
As the anticipated Jan. 1, 2020, effective date of the California Consumer Privacy Act (CCPA) draws closer, determining whether a company falls under its mandates is of critical importance. Unfortunately, making that determination can be unexpectedly complicated. Unpleasant surprises may await the unwary.
As a general matter, CCPA grants consumers a number of rights concerning their personal information, including rights of deletion, notice, access, portability, and reasonable security. Implementation of the policies and processes necessary to ensure compliance with the Act can create significant budgetary and operational challenges for covered businesses, so the determination of whether the Act is applicable to any given company is a crucial threshold question.
On its face, the test to determine if an entity is covered by the Act seems pretty straightforward. The Act applies to any "business," which is initially defined in Section 1798.140(c) of the CCPA as:
A sole proprietorship, partnership, limited liability company, corporation, association, or other legal entity that is organized or operated for the profit or financial benefit of its shareholders or other owners, that collects consumers' personal information, or on the behalf of which such information is collected and that alone, or jointly with others, determines the purposes and means of the processing of consumers' personal information, that does business in the State of California, and that satisfies one or more of the following thresholds:
- Has annual gross revenues in excess of $25 million, as adjusted pursuant to paragraph (5) of subdivision (a) of Section 1798.185.
- Alone or in combination, annually buys, receives for the business's commercial purposes, sells, or shares for commercial purposes, alone or in combination, the personal information of 50,000 or more consumers, households, or devices.
- Derives 50% or more of its annual revenues from selling consumers' personal information.
But don't stop reading there. Before jumping to a quick conclusion that the Act does or does not apply to any given company, there are some important nuances in this definition that may impact the analysis
1. Affiliates count. Section 1798.140(c)(2) of the CCPA expands the definition of "business" to affiliates in a way that is more expansive than one might expect. A business that shares common branding or control with a 1798.140(c)(1) business is also considered to be a "business" under the CCPA. It's important to note that "common branding" is defined broadly to include a shared name, service mark, or trademark" as is "control" which includes not just the power to vote a majority of the board or shares of an entity, but the "power to exercise a controlling influence over the management of the company.
Takeaway: If a company shares control, influence, or branding with corporate affiliates, it should consider whether the affiliates' activities pull the company under the jurisdiction of the CCPA.
2. Inadvertent data sales can pull a company within CCPA's reach (Even if the company doesn't make a dime). Although a company may not "sell" data in a traditional sense, under the CCPA, selling does not require monetary consideration. For example, if consumers provide their personal information on a business's website, and that business allows certain third parties to retain, use, or disclose that personal information for a purpose other than that which was set forth in the website's terms and conditions or as otherwise permitted under the CCPA, those activities could be considered a sale of personal data to the third parties.
Takeaway: Businesses should review their third-party contracts to avoid inadvertent sales of personal information.
3. Lack of permission to process personal information may convert a service provider into a regulated "business." Unlike the EU's General Data Protection Regulation, the CCPA does not impose direct requirements on the service providers of regulated companies. The "business" is the regulated entity and, as such, must ensure that its contracts with "service providers" prohibit the service providers from "retaining, using, or disclosing" the personal information pursuant to its contract with the consumer. Should that use limitation not exist, it could be argued that a company that considers itself a mere "service provider" may in fact be a regulated "business" on the grounds that it is collecting consumers' personal information and determining the purpose and means of processing that information.
Takeaway: Service providers processing personal information of a consumer that do not want to run the risk of being deemed a "business" under CCPA should review their client contracts and practices to ensure their business counterparts obtain appropriate consent for all processing activities conducted by the service provider.
4. Other regulatory obligations may shield a company from the CCPA. If the personal information held by a company is governed by other regulations, such as the Gramm-Leach Bliley Act (GLB), the California Financial Information Privacy Act, the Driver's Privacy Protection Act, HIPAA, the Fair Credit Reporting Act, or other specified exemptions, the CCPA may not apply. The type of entity regulated under each of these exemptions may not necessarily remain static. For instance, the FTC has recently proposed expanding the categories of businesses that fall within the reach of GLB.
Takeaway: Companies should undertake a comprehensive review of their current regulatory obligations before assuming that the CCPA applies.
5. The definition of personal information is unexpectedly broad. Here in the U.S., we are slowly getting used to the idea that an IP address is personal information. However, the CCPA goes even further than that. One notable CCPA expansion is that personal information is defined in Section 1798.140(o) as information that can be linked, directly or indirectly, with a particular consumer or household. Included on this list is browsing history, products and services purchased or considered, inferences that create a profile reflecting personal abilities, aptitudes and attitudes, audio, electronic, visual, thermal, olfactory information, and a variety of other types of information not previously captured by U.S. privacy laws. In short, if one can learn something about someone that is useful for marketing purposes, chances are, it is "personal information."
Takeaway: Review the types of information collected from California consumers and compare that against the statute if there is any doubt about whether a specific category will be considered "personal information" under the CCPA.
Final thoughts: While the CCPA exempts a broad swath of companies and activities from its purview, figuring out its applicability to any specific business can be tricky. Knowledge gained from other data privacy regimes, although helpful, may not be determinative of a company's status under the CCPA. Before making any assumptions, it is crucial to carefully check the wording of the Act and leave behind all preconceived notions of the company's role in the data cycle.
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InsightNot concerned about the CCPA? If you receive Personal Information from California businesses, you probably should be.Alison BirdAs the Jan. 1 effective date of the California Consumer Privacy Act (CCPA) gets closer, don't make the potentially costly mistake of assuming it doesn't apply to you. Though the CCPA directly covers entities that collect Personal Information from California consumers, those entities must pass certain CCPA requirements through to their "service providers." A failure to be prepared for those requirements could put you at a serious competitive disadvantage.
InsightHarness the power of data analytics to optimize your internal audit functionToday's chief audit executives face unique challenges stemming from the frenetic pace of market changes, emerging technologies, and other environmental dynamics.


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Daughter Birthstone and Diamond Bangle
As rich in meaning as it is beautiful, the bracelet features two hearts united in a delicate clasp design. The larger "parent" heart and bangle are lavishly plated with 18kt gold. The smaller "daughter" heart is set with 20 Swarovski® crystals in the color of her birthstone, and flashes with a sparkling diamond. The inside of the bracelet is lovingly engraved, "My little girl yesterday, my daughter still, I've always loved you, I always will."
$99 +$7.50 Shipping & Service
3 Monthly Installments of $35.50
From the day she was born, she has filled your heart with the very special love only a parent and daughter can share. Now, you can show her that you'll always be there for her, no matter where life takes her. Presenting..."I Will Always Love You" Daughter Birthstone & Diamond Bangle. It's the bracelet she was born to wear. Whether you give your daughter this bracelet for a special occasion or "just because," she's sure to treasure it for the rest of her life.
Material: 18kt Gold-plated
Stones: Swarovski® Crystal Birthstones, Diamond
Size: 7-3/8" inside circumference
Packaging: Signature Keepsake Pouch
Stones: Swarovski® Crystal Birthstones, Diamond
Size: 7-3/8" inside circumference
Packaging: Signature Keepsake Pouch
- 1821-0021
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Phuket TV - PHUKET XTRA: VIDEO: BKK marathon vs air pollution! Legalising kratom? Caught after 30 years! || January 24
Phuket Property Guide: When buying off-plan, goes off
TTM+ 2020 to help position Phuket as a 'Responsible Tourism destination'
BoT relaxes LTV rule for mortgages
'Thailand's tourism industry doomed if we don't embrace nature', Bensley tells TTF 2020
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mexican auto insurance
mexican insurance
mexican car insurance7. Re: do you need mexican car insurance If your insurance policy does not cover you in Mexico, it is strongly recommended that you purchase a policy that does. Again, much like with vehicle insurance, there are short-term health insurance policies designed specifically to do just this, and they aren't terribly expensive. Without this insurance, medical attention can easily run into the thousands of dollars for fairly trivial events. 5 (Woohoo! As good as it gets!) Philadelphia Find Insurance by State Kidnap & Ransom Extortion Insurance Sonoma, CA Auto & General Liability Legal & Security Daily Driverless Cars Failure to Survive – Business Loan International Life Insurance What is Puerto Peñasco? for Tucson, Arizona, Northern Mexico Farm Livestock Insurance 3 Times You Shouldn't File a Car Insurance Claim Defense Costs & Attorney's Fees Included **YES** English: 1 (866) 576-4918 Espanol: 1 (800) 767-3274 $1,000,000 legal assistance including bail bond expense. ©2016 BerwickHimes Insurance | All Rights Reserved | Insurance Tucson 5 Things to Do Immediately If Your Car Is Stolen Frequently Asked Questions/ Help Accessing Your Account/ Contact Us/ General Comments & Suggestions Share your experience Territorial Evolution of Mexico since 1821 to 2009 Vehicle Many travelers wonder if they need Mexican auto insurance, and the simple answer is yes. Mexican law requires that out-of-country drivers must be financially liable for any physical damage or bodily injury they might cause. Unless you have Mexican auto insurance, the only way to prove this financial responsibility is to have a pre-arranged bond with a Mexican bank or cash on your person in an amount large enough to cover liabilities, which can be as high as $333,000 with the new death liability in Baja. The easiest and cheapest way to to meet the Mexican proof of liability is to purchase Mexican auto insurance through Discover Baja. Feb 23, 2016, 9:34 PM El Cajon Car Insurance Top things to do in Puerto Penasco Direct Auto Insurance can help you find the Mexico car insurance you need through our associates at MXGA, Inc.* who have over 20 years of experience placing insurance in the Mexico market. Policy terms are available for as few as 24-hours or up to 1 year. We can also find you a policy that will cover your trailer, RV, boat, and/or jet ski. Does your current company have out of country coverage? I don't know. Therefore: You should definitely call your health insurance company and find out before you head to Puerto Peñasco. Having medical and travel assistance is also an excellent type of coverage you want with your Mexican auto insurance plan. The reason being that visitors who require medical attention usually need to go a private facility that can be a very costly out-of-pocket expenditure. Video Chicago Puerto Penasco Business Hotels Our Services Our Facebook Page From Wikipedia, the free encyclopedia Phoenix, AZ 85040 QUOTE & BUY NOW – Online Mexico Auto Insurance Get a Mexico car insurance quote We offer you more coverage options than any other Mexican insurance provider. By offering coverage from several insurance companies, our customers can rest assured that AMMEX will always be able to offer the best auto insurance for Mexico. MexiJumbo® Condo OUR BLOG Compare online brokeragesRetirement calculatorRoth IRA calculator401(k) savings calculatorCalculate my net worthCapital gains tax calculatorFederal tax calculator September 30, 2015 USA Insurance for Mexico Residents who are driving to the USA in a Mexico plated vehicle. How Much does Mexican Auto Insurance Cost? Life happens at sea and Ammex understands the importance of protecting your personal watercraft or yacht in Mexico. Our agents will tailor protection for your needs. Infinity MEXICO REQUIREMENTS MexInsurance Affords You the Legal Protection and Coverage You Need to Drive in Mexico. Proudly serving Yuma, AZ, San Luis, AZ, Wellton, AZ, Imperial, CA, Calexico, CA, Holtville, CA, and surrounding areas. Home About Terms of Use About Our Ads Privacy Policy Careers Contact Desde México: 01-800-681-6534 Emergency Roadside Assistance QUOTE & BUY NOW – Online Mexico Auto Insurance Group - Benefits Should I purchase Mexican auto insurance online? Claims – El Aguila Lowest in the industry $500 physical damage Deductible - Fixed. Vea esta página en español Purchase Mexico Auto Insurance Online in Just a Few Simple Steps **YES** What is a secured credit card? WC VIDEOS Developers 1809 East Broad St Baja Bound: Why Buy Mexican Insurance Technology Insurance Pin Affiliates Curtis G. said "I normally do not give 5 stars. I would have to say that if you give Chelsea a chance to help you with you home and auto insurance you will be very impressed. She is true and honest and actually cares…" read more Copyright © 2018. All Rights Reserved. Auto & General Liability Home Insurance Find Us On Travel Medevac Insurance Make sure that the insurance company underwriting your policy is financially-sound. Policies from lesser insurance companies may cost less, but that lower premium translates into a de facto higher-risk for the policy holders. Don't just shop around for the cheapest policy— consider who's insuring you. How Much Is Mexican Car Insurance At The Border - Get Your Free Quote How Much Is Mexican Car Insurance At The Border - Quote Buy Print Your Policy Now How Much Is Mexican Car Insurance At The Border - Quotes From The Best Five Companies
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November 19, 2019
As the end of the year approaches, we'd like to remind our clients that it's the perfect time to start tax planning and see how the past year's tax reforms have impacted your personal financial situation. It is crucial to review your tax returns to plan for any changes that may affect you in 2020. We recommend examining the following topics to see if they apply to you:
Income Tax Planning - One of the most paramount aspects of tax planning is running a tax projection to ensure that you're utilizing as many tax reduction strategies as possible. Minimizing your tax liability and familiarizing yourself with your income tax bracket are important steps that are often overlooked by taxpayers.
Estate Planning - It is critical to ensure that all of your estate planning documents are current. Having an up-to-date will simply is not enough; you'll want to make sure that any trust agreements, healthcare and power of attorney documents reflect your preferences as well.
Education Funding – Funding educational costs is often one of the highest expenses that families experience. There are a number of ways to save for educational costs and finding the one that is most beneficial can be challenging. Sometimes certain strategies require advance planning and making contributions before the end of the year to ensure that you are optimizing your savings.
Retirement Planning – It's never too soon to start thinking of your retirement strategy. There are numerous options available for retirement saving and it is so important to find the balance of spending and saving that works for your personal situation.
We encourage you to call our office as soon as possible so that we can help you navigate which tax planning strategies are best for you.
Many people believe that our office doesn't really get busy until February when tax season kicks in. The reality is that for us accountants, January starts laying the ground-work for the entire season. We want you to know the importance of keeping your records complete during the year so that you can file the returns that affect your business in a timely manner. Here are some the...
Watch out for tax scams relating to Michigan Taxes Due. This was received from the State of Michigan today:
Treasury: Scammers Using Fake Letters in Collections Scam
Contact: See contact information below.
Jan. 3, 2020
Michigan taxpayers with past-due tax debts should be aware of an aggressive scam that's making the rounds through the U.S. Postal Service,...
Now that 2019 is two days in the past, it is already time to begin preparing for 2020. Here are a few tips to help make your 2020 tax process more efficient:


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Search Engine Optimization, SEO Kingston upon Hull and Search Engine Optimization UK
Dr. IT SEO provides search engine optimization solutions in UK that increase a website's organic or natural search results positions; improved traffic and visitors which lead to sales, sign-ups, calls or some other call-to-action will be the previous part goals of attaining top search engine positions.
What is Search Engine Optimization?
Search engine optimization is the process of increasing the amounts of visitors to a site by ranking high in a search phrase of search engines. Top search engine rankings normally lead to more visitors to your site, and as an effect, a higher chance to convert a visitor into a sale, lead, call or any other call to success your site has.
The search engines require seeing positive features inside your web page articles so they will value what your website's intention is combined with your preferred keywords. Web pages need to be altered in many dissimilar styles and formats to find this understanding from the various search engines. As a consequence of optimization, the search engines will then begin ranking your site based on the recently optimized content of your site.
Dr. IT SEO's Search Engine Optimization Process:
Dr. IT SEO carries out search engine optimization services on a monthly basis to be certain that the continuing growth of your webpage's organic search rankings. We set your goals as well as what key words you'd like us to focus on.
With this advice and thoroughly completed keyword study, a strategy will be developed to tackle the instant optimization wants and obtain more conversions and visits.
Importance Of Search Engine Optimization For Online Businesses in Kingston upon Hull
For anybody looking at earning money online and establishing a website, working understanding of Search Engine Optimization is essential. Search engine optimization is one of those crucial"success factors" of websites, it's the capability to make or break your internet presence. Search Engine Optimization is a process designed to make sure that your web site ranks as highly as possible in the significant search engines. It's not just a few secret tweaks you can make for your website to vault you to the very best.
Natural search engine optimization is of long-term benefit and a well-written website will significantly increase the return in investment in your website. As a webmaster, your main role in Search Engine Optimization is determining just what it is you do, that you do it where you do it. Contrary to a popular belief, Search engine optimization is not about tricking the search engines. Successful Search Engine Optimization is all about ensuring that the appropriate content is sent to people who look for it. The very first step in search engine optimization is keyword research, composing rich, relevant content about every one of your given key phrases. Search Engine Optimization is an ongoing process though. For any online business, it is a long term strategic choice.
The great thing about search engine optimizations is the traffic it generates will keep flowing after the real work is done. Search Engine Optimization is critical if you would like your website to be chosen by users of the major search engines. It isn't simple but with a little bit of work you are able to begin your SEO effort and gain high positions.
As the above article has shown, Search Engine Optimization is a vital component of building any site you have. For online marketing and online advertising, search engine optimization is essential. Search Engine Optimization is a lot cheaper compared to other methods of getting traffic. Search engine optimization is the trick to internet success. Search Engine Optimization is a process designed to make sure that your web site ranks as much as possible in the major search engines.
Last but not least. You should find the Search Engine Optimized out of a professional firm for example www.prishantek.com who have highly experienced SEO specialist to get your site higher ranking at a really reasonable price.
Benefits Of Search Engine Optimization Kingston upon Hull
The Internet has now become a very crowded place. A few years ago the number of websites on the World Wide Web was not as enormous as it is today. Today the number of websites on the Internet is in countless. In this circumstance, it is very hard for any site to stand from the crowd. No website today can survive without appropriate promotional efforts to make your website a nicely visited one. To guarantee a regular flow of traffic towards your site you need to receive it search engine optimized. Search Engine Optimization is a must nowadays. No website can survive today without search engine optimization. Search engine optimization helps you in getting your website noticed. Your page rank could be improved and this can be your key to internet success.
The largest benefit of search engine optimization would be the fact that your page ranking improves through search engine optimization. Whenever someone enters a key word in the search bar of an internet search engine, he or she receives the outcome in a couple of seconds. The sites which appear towards the top of this result page get more chances of getting more traffic. The visits of people in your website are really important. All these sites, which get more traffic, are great gross earners. The making of a website is very much determined by the number of visitors a site receives. If a site gets more traffic, the chances of an increase in the volume of business tend to be more. If this isn't the case, you will not be in a position to make sales. Obtaining more web traffic via search engine optimization helps you in increasing your revenue, but in addition, it aids in making money through lending promotional support to other websites. If you set the links of different websites on your website, you are able to charge them for this service. Thus this manner, search engine optimization helps you in making money on the internet.
Search engine optimization is very crucial. You can become a search engine optimized by submitting your website to search engines. You need to optimise the content of your site too. Also, you can place the links of your site on several areas online; this is going to help you in getting more traffic. Search engine optimization will assist you in making more money online in this manner.
Effective Advice You Can Trust For Search Engine Optimization for Kingston upon Hull
A site's success is measured by its traffic. Websites which have product rely heavily on visitors. Sites with better search engine ranks have more traffic. Search engine optimization may increase these positions. If you want to utilize search engine optimization for your site, then read this article.
Use SEO tools to steal traffic from your competitors. Find out which keywords websites like your usage, and which key words are used by potential customers.
If it comes to search engine optimization, using captions can't be expressed enough. Pictures may bring users in and cause them to have a curiosity, but these captions and keywords are what is going to direct them in the search engine to your website in the first place. Ensure that all your captions are full of your keyword and strongly focus on fresh and interesting content.
Exactly enjoy a neighbourhood can go bad, so can a site. Pagerank will say if the site is still considered great. When it's changed get that link off your page asap.
You have to be patient when you are trying to succeed in search engine optimization. It requires a while for your site in order to observe effects. You cannot do modifications and hope to see immediate results. You need to wait at least a month prior to believing that changes haven't had an impact.
The greatest success of your search engine optimization campaign is contingent on the character of the content of your site. The search engine doesn't buy your product or use your own information. Real people visiting your site will purchase your merchandise and use your advice. Make your articles of significance to the real people that visit your site. Inbound links are the result of fantastic content.
Recognizing that search engine optimization isn't a onetime event is important. In order to grow your company and prosper, you will need to continuously monitor and operate on your own search engine optimization. Search engine algorithms change frequently, new businesses will establish websites, the competition will increase, and a variety of different things will affect you and your business.
You have to really be dedicated to SEO so for it to allow you to become more successful. Various methods work at various times, so it is vital that you alter your SEO methods as time passes. If you aren't ready for that type of commitment, then this might just not be for you personally.
As stated before, a website's success is measured by its customers. Sites that feature merchandise need visitors to thrive. The greater a site's search engine ranking, the more visitors it can get. Using search engine optimization can increase these positions. By following the advice in this guide, you can use search engine optimization.


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On top of all of Job's grief he had to suffer the "empty clichés" of his so-called friends. Job had lost his children, his wealth and even his own health, yet those who came to pay their respects had no real comfort to give him. They even began to argue with him that he must have sinned in some way to have brought such catastrophe upon himself. With friends such as these, who needs enemies?
When someone we care about experiences a loss, we must take care about what we say to them. When we feel tempted to offer "empty clichés," we must learn to stay quiet and listen. Don't say, "I know how you feel." Because you don't. Take care not to offer your story of loss in an attempt to commiserate. It won't help them. Are you there to comfort or be comforted?
And all of those other clichés are just as empty. "Now she has her angel wings," or "Remember, every cloud has a silver lining," or "Tomorrow's another day" may sound good in your head, but they won't help your grieving friend.
"So, what can I say?" You ask.
You might try: "I don't know what to say. I'm so sorry." And then stop talking and start listening. Be present for them. Hold their hand. Don't interrupt when they speak. Pray for them. Bring them comfort food and drink. And when the Lord moves you to speak, offer them words that come from Him.
PRAYER: Dear Father, teach us to comfort others with Your agape love. For love listens before speaking and love gives without being asked. Thank You Lord that whatever comfort we have for others is comfort You have given us when we have suffered. Give us wisdom and power to pour out that same comfort, knowing that You always give us extra comfort for others. And Lord, please don't let us be like Job's friends. Help us to be like Jesus, In His name we pray, amen.


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Giannis Antetokounmpo Milwaukee Bucks Fanatics Branded Backer Big & Tall T-Shirt - Hunter Green
- Price:
- $34.99
- Available In:
- Men's, Women's
- Ages:
- Adult
- Merchant:
- Fanatics - www.fanatics.com
You know that Giannis Antetokounmpo is the heartbeat of the Milwaukee Bucks. Support his contributions to the best team in the NBA with this Backer T-shirt from Fanatics Branded. It features a comfortable fit that will keep you relaxed all season long, and its Milwaukee Bucks graphics will turn some heads the next time you head to a game.


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Honor 10 Lite
Price was: ₹15,999.00
Honor 10 Lite Specifications & Features:
| Cellular- GSM, CDMA, EDGE, GPRS, 3G (HSPA, EV-DO, TD-SCDMA), 4G LTE (VoLTE) .
Wi-Fi- 802.11a, 802.11b, 802.11g, 802.11n, 802.11ac, Dual band, Wi-Fi Hotspot, Wi-Fi Direct.
Bluetooth- version 4.2, A2DP, EDR, LE
Others- FM radio
|IPS, 6.21 inch, 20:9 ratio, 1080 x 2340 pixels, 415 ppi , 83% screen-to-body ratio
|Android 9.0 Pie
|Huawei HiSilicon KIRIN 710, 4x 2.2 GHz ARM Cortex-A73, 4x 1.7 GHz ARM Cortex-A53, 64 bit, 8-cores, 2.2 GHz
|ARM Mali-G51 MP4
ROM- 64 GB, 128 GB, expandable upto 512 GB
| Rear- Dual, 13 MP + 2 MP (Image), f/1.8 aperture, 2 MP (Video), 30 frames-per-second, Features- Auto Focus, Auto flash, HDR, face detection, Digital Zoom, Touch to Focus.
Front- 24 MP (Image), f/2 aperture, 2 MP (Video), 30 frames-per-second
|Proximity, Light, Accelerometer, Compass, Gyroscope, Fingerprint, GPS, A-GPS, GLONASS, BeiDou
|3400 mAh , Li-Polymer, Non-removable
|Nano-SIM, Dual
|microSD, Micro USB 2.0 (OTG support), 3.5mm jack
|73.64 mm (W) x 154.8 mm (H) x 7.95 mm (T)
|162 g
|Release date:
|January, 2019
Honor 10 Lite Overview:
Honor 10 Lite mobile price in India starts from Rs. 13,999 and was launched in India in January, 2019. Regarding Honor 10 Lite specifications, the smartphone sports a 6.21-inch IPS display having 1080 x 2340 pixels resolution with 20:9 aspect ratio. Furthermore, the display has 415 ppi pixel density and the screen-to-body ratio is 83%.
CPU, RAM, OS and Battery
Next, the Huawei HiSilicon KIRIN 710 chipset with octa-core processor clocked at 2.2 GHz drives the Honor 10 Lite. Besides, the ARM Mali-G51 MP4 GPU pushes graphics crunching in the smartphone. While it supports 4 GB or 6 GB RAM, it equips 64 GB or 128 GB of internal storage. The internal memory is further expandable up to 512 GB via micro-SD card. Next, the Android 9.0 Pie runs on the mobile and a 3400 mAh Li-Polymer non-removable battery powers the smartphone.
Camera, SIM and USB
The Honor 10 Lite features a dual 13 MP + 2 MP rear-facing camera with f/1.8 aperture and 2 MP video recording at 30 frames-per-second. On the front, it has a 24 MP camera with f/2 aperture and 2 MP video recording at 30 frames-per-second. Next, it supports dual SIM slots that accept nano SIM type. In addition, it supports a Micro USB 2.0 interface with OTG support and a 3.5mm audio jack.
Cellular, Connectivity and Sensors
Regarding cellular technologies, it offers GSM, 3G and 4G LTE with VoLTE support. In terms of connectivity technologies, it offers Wi-Fi, mobile hotspot and Bluetooth v4.2. As sensors are concerned, it packs sensors such as Proximity, Ambient light, Accelerometer, Compass, Gyroscope, Fingerprint, GPS, A-GPS, GLONASS and BeiDou.
Tags: 4G LTE phones, Android 9 Pie, Best Dual Camera Mobile Phone under Rs. 15000, dual rear camera, fingerprint sensor mobile, Huawei Kirin 710 processor, mobile phone under 15000, octa-core processor