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Rumpuspuss Ltd understands that your privacy is important to you and that you care about how your information is used and shared online. We respect and value the privacy of everyone who visits our Website (www.rumpuspuss.co.uk) and will only collect and use information in ways that are useful to you and in a manner consistent with your rights and our obligations under the law.
This Policy applies to our use of any and all data collected by us in relation to your use of our Website. Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of our website. If you do not accept and agree with this Privacy Policy, you must stop using our website immediately.
For the purpose of the EU General Data Protection Regulation 2016/679 (GDPR), the data controller is Rumpuspuss Ltd (Registered in England and Wales. Company number 11438969).of 36 Theresa Avenue, Bristol, BS7 9EP, United Kingdom. If you have any questions about this Privacy Policy, you can contact our data protection officer by emailing [email protected]
Information About Us
Our Website, www.rumpuspuss.co.uk, is owned and operated by Rumpuspuss Ltd, a limited company registered in England and Wales under Company number 11438969, whose registered address is 36 Theresa Avenue, Bristol, BS7 9EP, United Kingdom.
What does this policy cover?
This Privacy Policy applies only to your use of our website. It does not extend to any websites that are linked to from our website (whether we provide those links or whether they are shared by other users). The website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy notice of every website you visit.
Personal Information we collect
Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data). We may collect, use, store and transfer different kinds of personal data.
- Information that you provide – You may give us information about you by filling out forms on the website or by corresponding with us by email, phone or otherwise. This includes information you provide when you register to use the website, place an order on our website, provide us with details required for a particular product, participate in discussion boards or other social media functions on our website, enter a competition, promotion or survey and when you report a problem with our website. The information you give us may include your name, billing address, delivery address, email address, phone number, age, date of birth, gender, photograph, username, password and other registration information, as well as the jigsaw recipient's name, date of birth, age, gender and address. Each piece of information you give us may be used independently or in conjunction with other information you provide to us. Rumpuspuss does not target, as its paying customers, children under the age of sixteen. Although visitors of all ages may navigate through our websites, we do not knowingly collect or request personal information from those under the age of sixteen. If we discover, by any means, that a child under sixteen has been registered on our site, we will cancel that account and delete the personal information in it from our records.
- Information collected automatically – We automatically collect some information about you such as that collected by server logs or 3rd party website analytics services, and by using cookies or similar technologies when you visit our websites. We may collect information about the type of device you use and its operating system and version, your IP address, your general geographic location as indicated by your IP address, your browser type, the pages you view on our websites and how you interact with that content.
- Information collected via advertising –From time to time, we may place ads on third party sites (such as YouTube). When you view or otherwise interact with our ads, we and our partners may use various technologies (such as cookies) to collect and store information about you including cookie data & anonymised IDs for attribution & advertising purposes. We use these technologies to help us understand more about our customers and the effectiveness of our adverts.
- Information we receive from other sources – We may receive information about you from social media platforms when you interact with us on those platforms. We are also working closely with third parties (including, for example, business partners, sub-contractors in technical, payment and delivery services, advertising networks, analytics providers, search information providers, credit reference agencies) and may receive information about you from them.
- Marketing and Communications Data – This includes your preferences in receiving marketing from us and your communication preferences.
- Financial Data – We do not collect your financial information. This is collected and stored by third party payment processors (Paypal and Stripe). Where we need to collect personal data by law, or under the terms of a contract we have with you and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (for example, where you do not provide suitable delivery instructions to provide you with goods or services). In this case, we may have to cancel a product or service you have with us but we will notify you if this is the case at the time.
How we collect your personal information
We use different methods to collect data from and about you including through:
Direct interactions.
You may give us your Identity, Contact, Technical and Financial Data by filling in forms or by corresponding with us by post, phone, email or otherwise. This includes personal data you provide when you:
- apply for our products or services;
- create an account on our website;
- subscribe to our service or publications;
- request marketing to be sent to you;
- make a telephone call to us and leave a message or request a call back;
- enter a competition, promotion or survey;
- react to marketing posts on our social media forums (including but not limited to our Facebook, Instagram pages); or
- give us some feedback.
Automated technologies or interactions.
As you interact with our website, we may automatically collect Technical Data about your equipment, browsing actions and patterns. We collect this personal data by using cookies, server logs and other similar technologies. We may also receive Technical Data about you if you visit other websites employing our cookies. Please see our cookie policy at the bottom of this page for further details.
Third parties or publicly available sources.
We may receive personal data about you from various third parties as set out below:
Profile Data, Usage Data, Marketing and Communication Data, and Aggregated Data from the following parties:
- analytics providers such as Google based outside the EU;
- advertising networks;
- search information providers;
- third party providers of technical, payment and delivery services;
- from publicly available sources.
How we use your personal information
We process your personal information in order to provide you with the service you have requested from us and signed up for. This processing is necessary for the performance of our agreement with you and helps us provide you with the best possible experience of Rumpuspuss. We also use your data to develop aggregate analysis and business intelligence that enables us to operate, make informed decisions about, and report on the performance of our business. We have a legitimate interest in processing your data for these reasons and it is often necessary for the fulfillment of our contract with you.
We use data held about you in the following ways:
|Legal Basis
|to allow us to provide you with our jigsaws and related services
|Performance of a contract with you
|to allow you to participate in interactive features of the Website when you choose to do so
|Legitimate Interest (for you to interact with our website)
|to conduct competitions and promotions
|Performance of a contract with you to fulfill the promotion and run the competition/prize
|to contact you about products and services you have requested
|Performance of a contract with you to fulfill product/service
|to notify you about changes to the Website and products and service we offer
|Legitimate Interest (of ensuring customers are updated of any changes)
|to ensure that content from the Website is presented in the most effective manner for you and for your computer
|Legitimate interests (to study how customers use our products/services, to improve our offering to our customers, to develop them and grow our business)
|to administer the Website and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes
|Legitimate interests (for running our business, provision of administration and IT services, network security, to prevent fraud and in the context of a business reorganisation or group restructuring exercise).
|to measure or understand the effectiveness of advertising we serve to you and others, and to deliver relevant advertising to you
|Legitimate interests (to study how customers use our products/ services, to develop them, to grow our business and to inform our marketing strategy)
|use data analytics to improve our website, products/ services, marketing, customer relationships and experiences
|Legitimate interests (to define types of customers for our products and services, to keep our website updated and relevant, to develop our business and inform our marketing strategy)
|to allow us to remind you about our products or services on particular dates you have provided us with
|Legitimate Interest (of fulfilling customer requests of being updated on products and services)
|to allow us to provide you with other information, products or services that you request from us or which we feel may interest you, where you have consented to be contacted for such purposes
|Legitimate Interest (of fulfilling customer requests of being updated on products and services)
|to contact you by email and mobile communication (such as text (SMS) and "push" notification) and to contact you by post
|Legitimate interests (to develop our products/services and grow our business, and to improve our offering to you) and Performance of a contract (ensuring product is delivered)
Third party vendors
Rumpuspuss uses a variety of third-party vendors to carry out critical services like website hosting, online product purchases and shipping, credit card processing and email communications. We will only share your personal data when absolutely necessary. It is our legitimate interest to process your personal data for these purposes.
Marketing and opting
We strive to provide you with choices regarding certain personal data uses, particularly around marketing and advertising.
Where you have not previously bought from us but have registered your details with us (for example by entering a competition or signing up for a newsletter), we will only send you marketing communications if you opted into receiving marketing at the time and so given us your express consent.
You have the option to unsubscribe from our e-mails through a link at the bottom of every e-mail we send to you.
There are some emails that we will continue to send you: for example regarding meaningful changes to this policy, responding to routine customer care and transactional emails relating to your use of our service, including but not limited to welcome, forgotten password emails and payment failure emails.
Where we store your data
All data you provide to us is stored on our secure servers in the EU. Where necessary and for a purpose you have consented to, data may be transferred to, and stored at, a destination outside the European Economic Area ("EEA"). It may also be processed by staff operating outside the EEA who work for us or for one of our suppliers. Such staff maybe engaged in, among other things, the fulfilment of your order, the processing of your payment details and the provision of support services.
We will only transfer your personal data to third parties in territories outside the EEA where such transfer is compliant with applicable laws and regulations. For your information, this includes circumstances where:
By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.
How long we keep your ata
Your data is kept only for the time necessary to provide the service or product you request, or to fulfil the purpose outlined in this policy.
To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements. For example, details of your orders will be kept for as long as we need to retain that data to comply with our legal and regulatory requirements. This is generally 7 years unless the law prescribes a longer period.
In some circumstances we may anonymise your personal data (so that it can no longer be associated with you) for research or statistical purposes in which case we may use this information indefinitely without further notice to you.
Data Security
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality. We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.
If you send us any information by email you should be aware that email is not secure and as such could be read in transit within systems outside of our control. If you send us information in this manner you do so at your own risk.
Your Legal Rights
We want you to be in control of how your personal information is used by us. You have the following rights over your personal information that we hold:
- you can ask us for a copy of the personal information we hold about you
- you can inform us of any changes to your personal information, or if you want us to correct any of the personal information we hold about you
- in some situations you can ask us to delete your personal information
- you can object to certain ways in which we are using your personal information and
- you can also request that we send your personal information to a third party of your choice
Where we are using your personal information on the basis of your consent, you are entitled to withdraw that consent at any time. Where we process your personal information based on legitimate interest or the public interest, you have the right to object at any time to that use of your personal information. If you are not satisfied with the way we have handled any enquiry relating to the way we process your personal information you have the right to complain to The Information Commissioner's Office
You can exercise your rights at any time by contacting us at [email protected]
Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our Website and also allows us to improve our website. By continuing to browse the website, you are agreeing to our use of cookies. A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer's hard drive.
We use the following categories of cookies on our website:
- Strictly necessary cookies – these cookies are essential for you to browse our website and use its features and you cannot opt out of receiving them. You can block them using your browsers' cookie settings (see below) but this may prevent you from being able to use our websites.
- Performance cookies – we use Google Analytics to help us understand things like how long a visitor stays on our website, what pages they find most useful, and how they arrived. You can find out more about Google Analytics from Google. We also test some new features on groups of users this way.
- Functionality cookies – these cookies allow our websites to remember choices you make while browsing. For example we may store you country choice so that we can automatically configure your experience to the correct territory and language.
- Targeting/advertising cookies – third party cookies are those placed by websites and/or parties other than Rumpuspuss but at our request. These largely help us provide more relevant advertising or to feed back anonymised data on signup conversions to our affiliate marketing partners. These cookies are subject to the respective privacy policies for these external services, for example, Facebook Data Use Policy.
You can opt out of specific types of cookies (apart from necessary cookies), or you can review your current settings for these cookies by using our Cookie Settings.
Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.
You block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.
Except for essential cookies, all cookies will expire after a maximum of twelve months.
Changes to the Privacy Policy
We reserve the right to make changes to this privacy policy at any time and for any reason. Any changes we may make to our privacy policy in the future will be notified to you by posting an updated version of this policy on this page with an updated revision date and, where appropriate, by email. Your continued use of or access to our services following the notification of any changes to this policy constitutes acceptance to those changes.
Contacting Us
Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to [email protected]
Latest update: 30th June 2018


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New Track: Sir David Gray
A song for the Scottish Cup Winners 2016! Made in Dunedin, New Zealand.
"Sir David Gray" is the new song from Scurvy Dogs' Iain Johnstone, and it's a football anthem in the making. Big sound, and easy to join in.
Have a listen, and share it around:

subset: commoncrawl


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Located in a wooded area near a creek. On-site grill area, pool, play area and fitness center. Bike to area attractions or the mountains. Apartments offer breakfast bars, wood-burning fireplaces, and large balconies and patios.
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The downstairs of the property is opened up by a hallway, leading to a cloakroom and onto a modern integrated kitchen, boasting a utility, a breakfast bar, dining space and family area. The room leads out to the rear aspect with modern glass doors. An integral garage completes the ground floor.
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The Rosebery Hotel in Jesmond is ideally located for your visit to Newcastle. Whether you're looking for a hotel near the Freeman Hospital, want a quiet break, or you're visiting your children and want to be in a hotel near Newcastle University, the Rosebery Hotel offers a comfortable and unique stay at.
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The Jesmond Hotel is a 15-room, lower-middle-range bed-and-breakfast in Central London that stands out for two reasons — it's family owned and operated.
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Situated in the popular suburb of Jesmond, The Kenilworth is a small ,family run. Breakfast is included in our room rate with a good selection of hot and cold options. making facilities, free WIfI, Freeview TVs and a comfortable double bed.
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The company has purchased the former Baja Beach Club in Gateshead, the Fleming Business Centre in Jesmond, and the KFC and Buzz Bingo sites in Byker. It also completed its first commercial acquisition.
The scheme, by Jomast Developments Ltd, involves adding four storeys to the vacant Sandyford House, in Jesmond, to create a building with 15 floors. Once complete, the tower will have 91 apartments,
Adelphi Hotel: Nice, friendly B&B in Jesmond area, 20 mins walk from city – See 54 traveller reviews, 15 candid photos, and great deals for Adelphi Hotel at.
Essentially a bed and breakfast, the Jesmond Hotel sticks to the script and forgoes lunch and dinner, offering guests a traditional full English breakfast every.
The Jesmond Dene Hotel is situated between Blackpool Tower and Blackpool Pleasure Beach. Sorry we cannot accommodate stags / hens or single sex groups. Limited parking is available and must be prebooked. All major credit / debit cards are accepted. The Jesmond Dene Hotel is open all year. Jesmond Dene Hotel Bedroom Bed and Breakfast in.
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Paul Gardner, from Bishop Auckland, was pronounced dead at the scene on Handy Drive on Tuesday evening The family of a motorcyclist who died after veering off a Gateshead road have said he was a "kind.
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In a move guaranteed to spread goodwill this Christmas, parking in Durham is to be made 'free after three' this December. Durham County Council has brought back the initiative which will apply to its.
But former Dragons' Den star and businesswoman Hilary Devey said: 'The result of this survey beggars belief and makes me wonder what these supposed heads of Northern business were drinking for.
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The search was launched on Sunday after a member of the public reported a vehicle in the water near Alwinton A body has been found in a Northumberland river following a major search operation. At.
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BOSTON, Oct 16 (Reuters) - Boston Mayor Marty Walsh on Wednesday said he has asked the city's retirement board to end its relationship with money manager Kenneth Fisher, who is under fire for comments he made at a recent investment conference.
"Boston will not invest in companies led by people who treat women like commodities. Reports of Ken Fisher's comments and poor judgement are incredibly disturbing, and I have asked our retirement board to take a vote to end any relationship with Fisher Investments," Walsh said in a statement. (Reporting by Tim McLaughlin; Editing by Sandra Maler)


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Bank On Crypto Disruption
you will start to see the animus of the bitcoiners towards banks in this article. Banks and financial markets will stop at nothing to keep this market contained, as evidenced by several major crypto companies owning 10+ question bank on cryptography and network security accounts in an attempt to move money around. All of a sudden, there comes a technology that calls banks inefficient. The reason for the shutdown, according to the customer, was because the bank could not verify the compliance of international wire transfers for cryptocurrency accounts. They need banking solutions that don't exploit their inability to maintain a minimum balance. According to the economic times, sbi, along with ibm, microsoft, skylark, kpmg and 10 commercial banks, may soon be rolling out a technology called bankchain, to share information amongst banks which would eventually help tackle frauds and streamline the lending process. Knowing where and how disruptions occur will help banks formulate an effective response. Cold storage: the ultimate solution for crypto storage security. The token represents the right to receive a part of distributed profits of crypto mint bullion-block.
D) and for crypto-currency, store the tokens in an offline wallet (boy are people lazy; it's just a few small extra steps, for goodness sake). So if you don't have a question bank on cryptography and network security account how can you send money overseas, or even earn money. Asset managers want to be serviced as cheaply as possible, yet custodian banks derive their income from servicing them as expensively as possible. When that happens, you'll know that the crypto singularity has begun. Futures, which may be regulated by the commodity futures trading commission (cftc), provide them with a familiar way to invest in the new asset class and enjoy its price volatility, without having to worry about the liquidity of the cash market or purchase and deal with the underlying crypto-currency. Distraction #3: traditional banks can't react quickly.
It's the possibility of a run that has banks worried. Likewise, marijuana businesses usually have little or no access to basic banking services, which includes everything from access to lines of credit or loans to something as simple as a checking account. Crypto firms are well aware of the risks they are taking: bitcoin suisse is part of a self-regulating organization which sets standards and evaluates firms on anti-money laundering measures, for example. Royal bank on crypto of canada ceo: bitcoin is not a fraud, but it facilitates crime. Some banks are doing a good job of embracing the change, but many banks need to wake up and embrace it soon or they will be replaced by disrupters who are more than happy to fill the void. To stop the bank from colluding against their customers the branches are offered a reward everytime they agree with the majority of the other banks, if they are in the minority they are fined. "it is no surprise that technology and automation factor high in near-term investment plans, as financial professionals and treasurers – like most functions – are continually challenged with doing more with less," said chris giamo, head of commercial bank, td bank. Contextual financial services: disruption in retail and smb banking. The word "cryptocurrency" is far more common than "crypto asset," but it is a misleading term. The bank of israel's interest in a digital version of the local shekel is not so much inspired by bitcoin's recent popularity, which still leaves many highly skeptical, but by its potential to solve practical problems.
Furthermore, crypto-currencies are subject to little or no regulation. This year, bank on crypto of england included the threat of fintech in its report on the potential stressors for banks, reported reuters. So they'll be able to survive in the world using non-bank financial capabilities delivered through technologies. Bank already uses rsa to protect its data and to digitally sign documents that are. I've worked in banking for many years, and monitored crypto developments. Is not the top market for crypto wallets as yet: which is why wirex will also be looking to expand in regions like latin america, korea, and japan, matveev said, though the company will be keeping a close eye on regulatory developments in these countries, he said. 'having [bank of england governor] mark carney standing at the front of the shop and saying 'raa, raa, fintech' just doesn't do it for me. The bank will be fully focused on cryptocurrency and it will have a universal wallet for all major cryptocurrencies such as btc, eth, ltc etc. Crypto-currency is built on mathematics, open-source, consensus, and decentralization.
Those central banks would, presumably, offer some mechanism to make exchanges between each other (and each other's crypto-currencies). It would seem as if the trend would rather be that cryptocurrencies and assets would make the banks innovate in way hitherto unknown to render services to the industry. For example, six banks, including mufg, joined ubs bank on crypto 's utility settlement coin (usc) consortium last year. whether or not you agree with the increasing presence of crypto, bank of america's latest move shows that it's not going away anytime soon. Coinbase is a great place to start on your crypto journey.
Today is another bit of bad news as the biggest national banks in india have frozen bitcoin/crypto exchange accounts which caused turmoil within india on the domestic markets that drove the price of bitcoin downward. So if bitcoin or (insert your crypto-currency of choice here) is our next generation money, one might think of bankexâs proof-of-asset protocol (poa) technology as the equivalent for new generation decentralized capital markets. It aims to allow anyone without a bank on crypto account to hold, buy and sell cryptocurrencies in physical stores with a smartphone, and its recent roll-out of the pundi x pos smart device also offers a retail point of sale consumers in shops, cafes and convenience stores. Unfortunately, banks are still necessary on a daily basis, but if i could go 100% crypto i certainly would do it in a heartbeat. I am one of the lead instructors at the crypto university.
The bank writes down all the transactions in a ledger so as to keep track of everything. So when i log into a banking site and click on the https information in google-chrome i see:. Long before that point the bank realizes something is wrong and take out one of the many copies of the ledger. When you boil a crypto down to it's core essence, it is nothing more than a list of entries in a database which no one can change unless under extremely specific requirements. In the second model, the payment terminal can make sure, in an offline way, that it talks to a genuine card, by verifying the bank signature over the card id and public key, and then the card-computed signature itself, using the card public key and the known transaction details. But banks don't wanna be obsolete.
"nobody will give us a bank on crypto account in the uk," said james godfrey, head of capital markets at blockex, a platform for trading digital assets including cryptocurrencies. Some of the names include – simple, moven, fidor bank, rocketbank, sumup, anthemis group, mobikon, and alternative credit score provider lenddo. Crypto mint (cm) is an emerging fin-tech peer-to-peer transaction platform that disseminates crypto currencies aiming to establish itself as an alternative option to conventional banking. 9% of the released coins to themselves and their banking buddies. Around the world, mobile banking is taking a lead over branch-centered activity – in norway, for example, 91% of the population access online banking sites.
So they add an additional step: at the end of every page of the ledger the banks will put all the values of the transactions from that page into a complex equation and write down what they get in a document for safekeeping. It was a signal to the market, but cryptocurrency still lacked serious interest from mainstream banks and institutional investors. Petersburg international economic forum, where he delivered a speech about the new initiative that is taken by the question bank on cryptography and network security . "there is a clash in china between strong government and a decentralised technology like blockchain," says zhao wei, chief executive of oracle chain, which is working with banks on blockchain applications. (kutv) â on friday morning the utah division of securities issued a warning to utah investors that popular crypto-currencies such as bitcoin are "risky investments and common vehicles for fraud. This is revolutionary due to the fact that many crypto currencies are subject to price fluctuations. Choosing an exchange is the gateway to the crypto world. The bank has been a major player in storage and security of physical assets such as precious stones, which is a turf familiar to traditional banking. It is basically an app and the bank has been exploring it publicly for a period of one year.
I understand big banks internal challenges. However, banks are keeping their distance, worried by the fact that cryptocurrencies are commonly used by criminals to trade illicit goods on the "dark web". We are not too sure about the practicability of the decision that has been taken by the central bank on crypto disruption of russia. The analytical note series encompasses a range of types of background papers prepared by reserve bank staff. Hence, having an account with change bank, making transactions or transferring funds, are free of charge. Using the foundation of cryptocurrency to build central bank-issued digital currency would make transactions faster and more efficient but by centralizing the network, it debases the main function of what cryptocurrency is, a secure way to send value directly with no intermediaries. As technology evolves and becomes more sophisticated, many experts believe that the industry needs to evolve with it to better serve customers who crave innovative ways to fulfill their banking needs.
The bear case for crypto, part ii: the great bank on crypto run. With bitcoin running on blockchain technology – a digitized and decentralized public ledger that allows you to reliably authenticate transactions – the bank of israel is also looking into incorporating blockchain into its operations. When china tried to ban and make it illegal to trade in crypto or use icos to fund their startups, even shutting down the cryptocurrency exchanges, bitcoin's price plunged by 40%. One reason behind the cancellation is that a crypto version of the sterling might have a potentially negative impact on traditional banks. It also shows the central bank wants to work with bitcoin exchanges moving forward. Jon pearson explains that the accelerated pace of technology innovation that fuelled the rise of the fintech phenomenon "now permeates everything that we do in banking; and with the advent of crypto-currencies, and particularly developments like blockchain, it is essential we keep pace with this ever-changing landscape. These wallets can be used to trade on crypto currency markets; to pay anyone, to buy a coffee or even a luxury yacht. Below is one of the developer graphs, showing the frequency of activity based on code repository points and the number of days a crypto asset project has been in the works. He's speaking of a sudden, abrupt move this fall by hang seng bank. If crypto currencies represent the new banking secrecy, which delivered juicy profits to swiss banks for years with little effort, banks should be jumping at the opportunity being handed to them on a silver platter.
That's currency issued by a centralised controlling entity, often a central bank on crypto and government. Of course, not everyone supports the mainstream adoption and incorporation of crypto by big banks. There are serious issues with the way crypto asset news and research are disseminated. In any event, such an outcome would be highly awkward for anyone who is counting on crypto-currency assets to fund their retirement. Arf coins promise to combine banking technology with blockchain technology. They can build out mobile-only bank services to small countries. The credo that is shared all the talents that compose our teams is the same : to open this market to as many people as possible, in order to propose a true alternative to current banking system corrupted by major security breaches, high costs, lack of flexibility and competition. First, banks will step up their spending considerably. Those who have completed ico fundraising are now required to return funds to investors, many of whom, along with other crypto-enthusiasts, are left concerned about the uncertain future of cryptocurrencies in china.
The cryptocurrency exchange korbit, has announced that it was going to accept deposits and withdrawals from shinhan bank instead of kookmin bank. As the first step, the central bank of russia is looking forward to develop its own digital currency. Avoid getting drowned in ideas: many banks have dabbled in fintech startups through accelerator programs and innovation labs. Doing so won't just leave your wallet a lot lighter, but it will also put your personal information and banking details in danger. In the asian development bank's "financial inclusion in asia" report, it was reported that 78% of the indonesian population or approximately 199 million people — are considered unbanked, making indonesia one of the largest unbanked countries in asia. A digital currency in which encryption techniques are used to regulate the generation of units of currency and verify the transfer of funds, operating independently of a central bank. And that's creating immense opportunity in both the existing world through companies like starling bank, and the new crypto world through currencies like bitcoin and assets like ethereum. The current rtgs arrangement facilitates over half a trillion pounds worth of inter-bank transactions within the uk financial sector each day, a number equivalent to almost a third of the uk's annual gdp. Ct: do you think blockchain technology could play a role as a substitute for banks. The advent of crypto currencies spawned a new modern theory of economics, and now we see the first conferences on modern monetary theory.
For example, euromoney reported in september on how five banks – cibc, commerzbank, credit suisse, ing and ubs – are working with hqlax and r3 to develop a digital collateral receipt market. The card chip contains a secret value which is also known to the bank; that secret is used as a key for a mac computed over the transaction details. For instance, one stated advantage of a central bank digital currency is that citizens would get the ability to hold risk-free digital money. This open, instantaneous movement between banks with no central intermediary could have a major repercussion, which carney noted by saying:. Although noted for a conservative view of the financial market, the reserve bank of india has also taken steps towards lenient regulatory view on cryptocurrencies by recently launching a proof of concept (poc) on the use of bitcoin's blockchain technology in the country's financial system.
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Swisscom Ltd – Annual report – 31 December 2018
Industry: telecoms
2.2 Financial liabilities (extract)
Finance lease liabilities
Swisscom concluded two agreements in 2001 for the sale of real estate. At the same time, it entered into long-term agreements to lease back part of the real estate sold which, in part, qualify as finance leases. The gain realised on real estate classified as finance leases was deferred. As of 31 December 2018, the carrying amount of the deferred gains was CHF 134 million (prior year: CHF 146 million). The deferred gains are released to other income over the term of the individual leases. The effective interest rate of the finance lease liabilities was 6.05%. The minimum lease payments, financial liabilities and the future payment thereof, expressed in terms of their net present value, relating to these leaseback agreements are set out in the following table:
Accounting policies
Financial liabilities
Financial liabilities are initially recognised at fair value less direct transaction costs. In subsequent accounting periods, they are re-measured at amortised cost using the effective interest method.
Finance leases
A lease is recorded as a finance lease whenever substantially all of the risks and rewards incidental to ownership of an asset are passed on. The asset is initially recognised at the lower of its fair value and the present value of the minimum lease payments and is amortised over the asset's estimated useful life or the lower contract term. The interest component of the lease payments is recognised as interest expense over the lease term computed on the basis of the effective interest method. Lease contracts for land and buildings are recorded separately if the lease payments can be reliably allocated. Gains on sale-and-leaseback transactions are deferred and released over the lease term to other income on a straight-line basis. Losses on sale-and-leaseback transactions are expensed immediately.


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Daily updates of Gunnison Sage-grouse at the Waunita Watchable Wildlife Site
Saturday, April 28, 2018
This morning was 30 degrees, calm, and about 15% cloud coverage. Volunteers observed the first 2 grouse on the east ridge at 5:53 am.They also observed 7 males in the north meadow. Cows (about 50) were out grazing in the north meadow and the volunteers saw an additional 5 grouse (unknown gender) fly away as the cows got closer. At 6:30 am, the volunteers saw all 12 grouse flush (including the previous 5). On the east ridge 7 males were observed at 6:34 am and 1 female.This morning volunteers saw a total of 20 sage-grouse!
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devista USA INC
UNIVERSAL FOOD PUBLIC COMPANY LIMITED, or more commonly known as UFC, is one of Thailand's leading processors, manufacturers and distributors of processed fruits, vegetables, beverages, sauces and seasonings. UFC Refresh 100% all natural coconut water and Home Soy are two of the premium products that UFC created in their manufacturing plant in Thailand. UFC was founded in October 1969, recognizing Thailand as a key producer for a wide range of agricultural products for the world market .UFC's commitment in supplying the world with healthy beverages from Thailand also allowed UFC to contribute in creating much-needed employment in the rural community.
UFC is a brand name in Asia and the UK but after recognizing a demand for their products in the United States, partnered with Devista USA INC. to create brand awareness as their authorized dealer and importer here in the USA. DeVista USA INC. is located in Southern California and has a network nation-wide. They are committed to promote UFC products that will benefit the consumer in USA. Devista USA INC is also proud to represent UFC Refresh and their product line to ensure the American consumer will receive the highest quality products and service.
our global presence


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RELEASE DATE: September 11th, 2015
Grammy Award-winning singer, songwriter and virtuoso guitarist Gary Clark Jr. will release his second full-length studio album, entitled The Story of Sonny Boy Slim, on September 11, 2015. The album is available for pre-order from participating digital retailers now and includes an instant download of first single The Healing and album track Grinder.
The Story of Sonny Boy Slim is the uncanny evolution of an artist embracing his roots with a rarified grace, style, and an inextinguishable passion which reflects his vision as a songwriter, groove master, and the vocal force of nature he has become, while his guitar virtuosity already speaks (quite voluminously) for itself. Click HERE for a view into the world of Gary Clark Jr.
The Story of Sonny Boy Slim was written, produced, arranged by Clark, who also plays most of the instruments, with assistance from his long-time live soundman, Bharath "Cheex" Ramanat and Jason Sciba. Backing vocals are provided by his sisters Shawn and Savannah Clark. The album was recorded by Ramanath and Sciba.
- "The Story Of Sonny Boy Slim" CD
- "The Story Of Sonny Boy Slim"T-Shirt
- Guitar City Scape Bumbper Sticker
- "The Story Of Sonny Boy Slim"Lithograph
- Sonny Boy Slim Backpack
- The healing
- Grinder
- Star
- Our Love
- Church
- Hold On
- Cold Blooded
- Wings
- Can't Seep
- Stay
- Shake
- Down To Ride
NOTE: Album is released on September 11th, 2015 . Your order will ship with intention to arrive on release day. It is recommended that if you wish to purchase other products, you do so in a separate order as all items placed alongside this order will ship with this order. Any orders placed after August 20th risk late delivery.
* Mockups are not actual representations of preorder items - Actual items may vary.
* Shipping date subject to change.


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text: It's not the most obvious of pairings - a disco synth-pop duo and an 80-year-old silent Russian film about a revolutionary mutiny. Thankfully, the commissioning of the Pet Shop Boys to write a new soundtrack for Battleship Potemkin has worked out far better than you might have expected. Neil Tennant and Chris Lowe haven't strayed too far from home, but their doom-laden electronica is accompanied by elegant string arrangements that give the proceedings a suitably solemn ambience. True, there are a few dull patches, as well as moments where you wish you could see what the music is supposed to illustrate - perhaps they should have been generous and thrown in a DVD. On the whole, though, this is a satisfyingly successful experiment - and suggests that when the Boys get too old for clubbing, some lucrative film work could be in the offing.


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11 New Build A Kitchen island – The area requires to be informal and comfortable, without outrageous theater furnishings. The living-room is the most basic area to include the most recent trends too, without overdoing. Staging your kitchen area is at the very least as critical as organizing any type of various other area in your home, despite the simple fact that there's not much furnishings entailed. The cooking area is just one of the areas in your home that truly can assist to offer. Organizing the kitchen prior to putting your residence on the real estate market can create the difference between a rapid sale or having your house remain in the industry for months. After that you can begin seeing to it each space appears best for visitors. An additional room that might significantly influence a residence sale is the shower room.
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Do every little thing you can to make your shower room really feel as a resort. Your kitchen will certainly show up more desirable as well as buyers will certainly be eager to pay more. There are several do it yourself fixes and also house hosting tips that can make your kitchen appear a lot more attractive to a more comprehensive quantity of home buyers. The kitchen might be a huge eye catcher! In your daily life, it is everything about function. Small cooking areas may seem to be a style difficulty, however they might also be functional, sensational as well as efficient. Nevertheless, an excellent looking kitchen area is most likely to make customers delighted to make sure that it's of extreme value to develop your kitchen area appear terrific.
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Preferably the kitchen work triangular would be a great guide in your kitchen area, which is meant to make performance, yet in case you have a single wall kitchen, it is an impossible task to get to. Counters have a tendency to go chaotic. For those that have tile counters, make certain that the cement it clean. It's great to leave a couple of small items on your counters, yet think about meticulously what you select to leave. Butcher-block counters ought to be sanded and fueled oil so they remain in the absolute best shape possible before detailing your house up for sale. A counter and bar feceses aren't practical for everyone.
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Chole Richard is a secondary school teacher of English language and literature at PMM Girls' School, Jinja, Uganda. He is an ardent practitioner and advocate for ICT in Education.
He loves working and learning with young people; Passionate about innovative engagements involving integration of ICT in education; very conscious of the need to have a revolutionary change in education if it ever is going to be truly meaningful; a Love for literary creativity especially things poetry.
He is a master teacher of International Education and Resource Network – iEARN where he facilitates the project Envision My Ideal World which he founded in 2016.
He is also an educator of Girls' Voices for Change, a signature program of GreaterGood.Org.
He is a local coordinator of Ventures for Good, USA, overseeing the organization's activities in selected primary schools in Jinja.
For ten years, he worked as an educator of Adobe Youth Voices, a philanthropic youth empowerment program of Adobe Systems through purposeful multimedia projects for young people.
He is an educator of sexual reproductive health and rights for young people.
He associated with FEMRITE Uganda, a non-governmental and nonprofit organization women's organization that publishers, trains and promotes writers.
Partner Organisations
- GreaterGood- USA
- Ventures for Good – USA
- FEMRITE Uganda
- Kisubi Associated Writers' Agency
- Francis Health Care Services


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You visit a new place and don't go for shopping. Well, it sounds so lifeless and mundane. Right?
Traveling and shopping complement each other and should, in the most ideal cases, share a directly proportional relation which means the more you travel the more you should shop.
Undoubtedly, Dandenong is a treasure of some great picturesque locations but the other angle of it is the shopping destinations. Dandenong has it all which can awaken the shopaholic within you. We, Dandenong Taxi Cab Service, bring to you a list of some of the hotspots for shopping in Dandenong. So let's get started.
Located at the corner of Clow and Cleeland Streets, this market is one of Melbourne'soldest markets. Being the main focus area of the region, Dandenong Market houses 150 nationalities. The range varies from stalls selling fresh fruits and vegetables, seafood and meat, and flowers to a large general merchandise area known as "The Bazaar" featuring 120 traders selling clothing, jewellery, toys, homewares, and computer equipment. This market is also famous for various events and festivals.
Located in the heart of Dandenong, Dandenong Plaza is the major-regional shopping centre. This centre has two large food courts on Level 1 and Level 2. Level 3 has a big hall of fresh food. Being in close proximity to Dandenong Hub and Dandenong Market, this attracts food-lovers at all times.
Melbourne's only recognized Indian precinct, Little India offers a dazzling variety of beaded saris, beautiful clothing, and unique jewellery. It is the reflection of Indian culture with Bollywood films and music. Relish the array of Punjabi sweets and the aroma of authentic spices. Grocery stores here help you buy the traditional Indian food items to treat yourself with the Indian delicacies. Once you are here, you'll never miss the busy markets of India.
This plaza is the hottest shopping destination for it offers a good variety of different products and services. The product list is endless with beauty care clothing, computers & electrical appliances, fashion accessories, flooring, footwear, fresh food, games, garden supplies, home entertainment, jewellery, men's wear, mobile phones, sound systems, women's clothing, and much more to look forward to.
If you are a shopaholic seeking all-in-one shopping destination then The Village Dandenong is for you. This newest mall of Dandenong South comprises of Woolworth supermarket, cafes, restaurants, lotto, discount variety store, mobile phone repair, massage store, and nail salon (Manicure). 100 undercovered spaces and onsite parking are the major features of this mall.
This stocks a huge range of middle-eastern groceries, daily-need products, and kitchenware. If you are on a long stay in Dandenong then this store shall serve you with all your routine requirements.
To help you get that right attire for any costume party, Costume Factory is well-stocked with all the ranges of costumes and wigs for hire, and make-up.
Be it a party, a fancy dress competition, a theatrical production or a promotional event; Costume Factory shall never let you return empty-handed.
And the list continues. But here we have brought under spotlight only those market attractions which are not to be missed out at any cost. Now if you're wondering how to reach these 'must-visit' markets then don't you worry because Dandenong Taxi Cab Service is here for you. Dandenong Cabs shall take you on a journey of exploration to these shopping destinations. We are the most efficient and reliable taxi service in Australia. Hire us and get ready to know the unknown parts of Dandenong. Dandenong Taxi Booking service is just a call away or you can book us online too. Don't be on tenterhooks and avail the efficient services of ours. We shall be waiting for you to book us.


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When I moved to my new apartment in North Carolina, I had the goal of creating a relaxing, re-energizing space just for me. My studio apartment in Harlem informed that goal. It had some nice natural lighting from the large windows that faced the George Washington Bridge, but the ceilings were low, the colors were …
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Mining Methods - Rhino Resource Partners
Mining Methods Coal is mined using ... States are typically operated using one of two different methods: room and pillar mining or longwall ... 2018 Rhino Resource ...Get in touch >>
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In this lesson, you will learn about the different methods used to extract minerals from the ground and gain an understanding about how different types of mining ...Get in touch >>
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Mining Operation: Types, Impacts and Remedial Measures! Mining is the process of taking mineral and other substances from the earth. These substances include metal ...Get in touch >>
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A resource is any source or supply, man-made or natural, from which humans can benefit. There are many different resource classification systems. Resources can be ...Get in touch >>
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In order to best prepare for your visit Modern Orthopedics has created an innovative clinical evaluation system based on adaptive testing technology.
This short adaptive questionnaire will help streamline your visit and reduce the amount of paperwork necessary to complete in the office. It may also inform tests or imaging to be ordered prior to your visit.
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9 Must-Have Apps For Interior Design
The Best Interior Design Apps
As a freelance interior designer and stylist, being tech-savvy is now a part of the job. Back in the day, be together, designers prepared means carrying heavy portfolios thick with design ideas, fabric swatches, tools to take measurements, and a lot of paper to sketch the floor plan.
Today, with the right application, you can do it all from your phone. For designers today, applications are not only helping to collect inspiring designs, but they also can handle the minutia of everyday business, helping in client communication, assist in the actual design work, and even give you a mini-marketing department. Even if you do not design for a living, this app can help you keep the following in-house project on schedule and under budget. Check out 10 of the applications that every designer needs to have in their pockets.
It should come as no great surprise that Pinterest, a giant inspiration repository with images and themes, is the right place to come up with ideas. Pinterest provides more than just visual inspiration; is also a perfect site for brainstorming your ideas with board virtual atmosphere.
You can not only make public and private boards, but you can also share with clients (or friends), and ask your clients to the pin on the same board with you. You can source images from all over the internet and through a collection of photos on your phone, you can make a huge library of inspiration.
Pinterest is a great place to start when working with clients to get a sense of their style. This is also where you can start your first step to gather images and ideas before creating floor plans and layouts in Photoshop.
In today's world, social media can act as your team of marketing, client managers, and market research, and more. With so many platforms, followers, and feeds to manage, stay on top of things can be a full time job by itself. That is where Hootsuite comes to the rescue.
Hootsuite help you schedule your blog, Twitter, Instagram, and various other social media posts in all in one place. For a small monthly fee, Hootsuite can help you plan all of your editorial content for the month. Best of all, you can read all the social media feeds in one place. Hootsuite helps keep you knows what's trending topics in social media and news so that you can create relevant content that your readers will love.
One of the biggest aspects of any interior design project is keeping track of all the tasks that need to be done. That's what makes Wunderlist as an indispensable tool for creating interactive to-do list that you can share with your clients, contractors, and the creative team.
This application will help you to organize and manage the install date, ranked by priority and task completion rates, and add sub-tasks to help break down large projects into smaller tasks. You can even add photos to any list of to-do, which will help you become clear in making specific tasks and tracking progress. You can use this app every day as a virtual clipboard to all the daily tasks that you need to check from the list before the end of the day.
If you want to work transparently with your team or clients, you must use Evernote. Hands down, this is one of the best web-based project management application around. You can use Evernote to handle tasks of daily while keeping an eye on the broad strokes of the overall project.
All members of your team can work in applications at once, and updates can be shared instantly. This application allows you to create continuous communication, yet non-intrusive, with a team with shared duties through text, reminders, checklists, photos, and more-all accessible anywhere and anytime.
Room Planner LE Home Design App
Room Planner, available in the app store for the iPhone and Android, allowing designers mock-up floor plan in 2D, and then translate it into 3D. You can experiment with the overall vision of space by adding furniture and accessories and discolored. And if that was not enough, all your work can be shared via e-mail or Facebook, allowing you to get a room mockups for your clients directly for speedy approval.
Be prepared to change the way you interact with your photos. Is your images provide color story? CC with Adobe Capture Your iPhone into a gateway leading you to a whole new world of inspiration. Combining four of the previous image manipulation applications Adobe into one convenient package, CC Catch will let you take any picture and extract the color palette of the image.
Do your clients want to be reminded about their trip to Thailand or surrounded by the same colors they remember from their childhood home in Greece? With this application, you can take a client or family vacation photos and transform it into the color scheme that will determine their rooms. The application takes what is going to happen a few weeks working hard to work on the desktop and it spits out a color scheme in a few minutes.
Interior Design Homestyler
If you are ready to think big to redesign the space, but you do not want to do all the heavy lifting moving furniture or buy new pieces, try Homestyler Interior Design applications. This application will help you translate a great idea for a client into an image without having to change the physical space whatsoever. Turning photos into a 3D landscape space where you can put a carpet, the position of furniture, and installing lighting, all using a 3D model of the actual product.
This application is also really shared, so you can view and comment on the work of others, and, more importantly, share your work with clients or collaborators in a short time. This application is a delight; You may find yourself playing around with it just for fun. Simply take a photo of your favorite room and let the play begin.
Zoom App
In any collaborative design project, communication is key. Zoom lets you take your video conference to the same level as in-person meetings from anywhere you have your iPhone, iPad, or Android.
With Zoom, you can create a conference that directly joinable to 25 people. During the meeting, you can set a breakout groups for discussion between certain teams, "raise your hand" in a webinar, creating the effect of a whiteboard to create a collective list, and even share your screen, photos, and files Dropbox without having to leave the conference.
Work over 3G and 4G networks and WiFi, web video communication level will allow you to work from almost anywhere while staying connected with several teams on multiple projects. So whether you are running a small team or a company's overall design, stay on top of things while maintaining freedom of movement.
Quickbooks online
This may not be the most glamorous part of the design work, but you must have a reliable application to track cash flow throughout the project, and no one is doing reliable accounting such as Quickbooks. track project budgets, log-in clock and set deadlines to ensure the payment will go out and come in time from your phone or tablet. There is probably no more important applications to ensure that your design business stays in the black.


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