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The Gift of Love
Recently a friend of mine was returning to his home in Salt Lake City on a plane from Dallas, Texas. His mind was focused upon an important event that was soon to occur in his family. His only son would be leaving home in just a few days to serve as a missionary in a far-distant land. His great love for his son caused him to reflect, "If my son is going so far away to teach about our Church, this had better be the best church!" Then he took out a notepad and pen and began to list the characteristics or qualities one would look for in the best church.
"There should be a program to build and strengthen youth," he wrote, "an athletic program, a wholesome activity program, a program for teaching and training children, a program for developing the skills and talents of women, a program to provide for the needy, for the ill, for the lonely, for the victims of catastrophes and disasters, a program to provide opportunities for work and service, a program to assist families and individuals in spiritual development and progress."
His list became long and impressive, and he satisfied himself that his church, The Church of Jesus Christ of Latter-day Saints, offered a program to meet the need of every individual. Truly, he determined, it is the best church his son could represent!
My friend felt so good about his list of attractive qualities of the best church that he decided to show it to the gentleman seated next to him on the plane. The man, an executive from a financial firm, responded with interest and respect. Together they reviewed the list, and as they concluded their conversation the businessman asked my friend, "Would you like to know what I would look for in a church? There is just one criterion: the members of that church would best exemplify the teaching of the Savior—'Love thy neighbor as thyself.'"
My friend said he learned an important lesson from that experience. He had taught this fine man about the programs of the Church without acknowledging that the purpose of these programs is to help members learn how to love God and their fellowmen. He has shared that experience with me and permitted me to share it with you today that we might all be reminded of this.
"Thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind, and with all thy strength: this is the first commandment.
"And the second is like [unto it], namely this, Thou shalt love thy neighbour as thyself. There is none other commandment greater than these." (Mark 12:30–31.)
It is that love for the Lord and for our neighbors—all men everywhere—that is the motivating force which prompts my friend's son, and twenty-seven thousand like him, to leave home, friends, family, security, and comfort to go among unknown neighbors throughout the world with the message of the gospel of Jesus Christ. It is because we love the Lord and our neighbor that we are willing to go to any length, sacrifice at any price, to share the message that has brought joy and happiness into our own lives. For Latter-day Saints declare that God lives. He loves all men. He will lead all who will repent and follow him to everlasting joy and happiness.
We believe the people of the world are yearning for a message such as this to believe in. A national survey conducted recently by a leading publishing company revealed that the people of the world are in desperate need of a religion that will "regenerate their underlying faith in Christian living, … that will help them find the strength within themselves which their forefathers had, … a religion that will bring back strong family relationships, … and a religion that reflects the pioneering strengths which built this great country." (Unpublished report, Littlepage Limited Advertising, 15 Aug. 1978.) This survey discovered that the basic concepts of The Church of Jesus Christ of Latter-day Saints parallel the religious needs that people are seeking. The New York-based publishing company stated: "In a time of confusion, they (Mormons) give very clear and definite answers. … Their growth prospects for the immediate future seem very good … in that great world that is awaiting conversion."
My eleven-year-old daughter, Kristen, expressed a concern to me a few days ago that I believe is felt by many who are seeking to find a better, more righteous way of life. She said, "Dad, I've been challenged to live just one day as Jesus would live, but I've tried for a week now and I just can't do it. Every day I think this will be that day. Then I make a mistake, and I have to wait for another day before I can try again."
I am often asked to counsel with people who experience somewhat that same dilemma. They want to correct and change their lives. They feel, however, that they have made so many mistakes that there is no way to cast off the burdens they now bear because of those sins. They feel weighted down by sorrow and despair, with no hope of escape.
Kristen and all of us should remember that while we are commanded to love God, he has a perfect love for us. All the world needs to be taught of the great redeeming power of the Savior's love. He loves us so much he has promised to forgive us of those things we do that are wrong and remember them no more if we will only repent and come unto him (see D&C 58:42). He loves us so much that he was willing to pay the price for those sins. He suffered for us. He died for us. He said, Come follow me; cast your burdens on the Lord. His desire is to lift us, to help us, to guide us, to save us.
Henry Drummond, in his classic writing on the subject of Christ's love, tells of a man who went to see a dying boy. He put his hand on the boy's head to comfort him and said, "'My boy, God loves you.'" The boy soon arose "from his bed, and called out to the people in the house, 'God loves me! God loves me!' One word! It changed that boy. The sense that God loved him overpowered him, melted him down, and began the creating of a new heart in him. And that is how the love of God melts down the unlovely heart in man, and begets in him the new creature, who is patient and humble and gentle and unselfish. And there is no other way to get it. There is no mystery about it. We love others, we love everybody, we love our enemies, because He first loved us." (The Greatest Thing in the World, Old Tappon, N.J.: Fleming H. Revell Co., n.d., pp. 47–48.)
It is this knowledge of his great love for us that influences our actions toward him and others. He said, "Love one another; as I have loved you" (John 13:34).
A few weeks ago someone gave me a gift. As I unwrapped the handsome package and discovered its contents, I was overcome with emotion. It was a precious item. I had seen it before in the office of the one who was now giving it to me. I had openly admired it for its unique capabilities and usefulness. It was finely crafted and very expensive. I was deeply touched as I received this generous gift—not because of its monetary value, but because I recognized the great love that the giving of this gift demonstrated to me. Here was an object I knew my benefactor could not afford to purchase for himself or for me. I knew that someone who loved him had bestowed that gift upon him. He was built up and made happy because of that gesture of love toward him. Now in his desire to bring me happiness, to express his love to me, he was sharing one of the finest material possessions he had.
How grateful I am for this example of Christlike love and for the many other gifts of love which I experience daily in my home and in my associations throughout this great church. These experiences lift me up and give me the desire to extend my love to others.
Now, may we as members of The Church of Jesus Christ of Latter-day Saints remember and live these first great commandments. May we love the Lord with all our heart, all our soul, all our mind and strength, and may we love our neighbors as ourselves. May we show that love by living all the commandments of God and by sharing with our neighbors our greatest gift of love, the gospel of Jesus Christ, which I testify is the truth and the best on the face of the earth. In the name of Jesus Christ, amen.


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I don't even know who I was this morning. I woke up at 5:45 without an alarm clock and I was wide-awake. I was going to do a Jillian workout but then when I remembered my BIL is sleeping on the couch, I thought that might be a little bit awkward and so I went to the gym instead.
Good thing I don't have a snow scraper and had to use an old (already scratched) CD to get the ice off my windshield.
I did 30 minutes on the elliptical (my first time on that machine in a month) and 30 minutes of weights…..I am already on my way to reaching my weekly goal. The best part about the time on the elliptical was that Pop-Up Video was on VH1. Please tell me you used to watch that too….gotta love all the little facts that come up during the music video. I feel like I know Dr. Dre now.
I really do love working out in the mornings but I really love getting sleep too, such a life-changing decision;)
The cold air even kept my peach/banana/greek yogurt/milk smoothie frozen in the car, I will forever be thankful.
Two awkward hand pictures right in a row, you are welcome.
Ever since I brainwashed Billy to become obsessed with running we now plan all of our trips around running a race. Our next stop will be down to warm St. George to run the Dogtown Half-Marathon on February 25th. I ran this race last year and absolutely loved it (minus the random and unexpected bad weather) and can't wait to run it again.
Who is going to come run it with us?!?! Pretty please….we can have a post race eating a whole pizza per person contest right after.
I will be using this 1/2 marathon more of a training run and enjoying every second of it because it is not a key race for me this year and I gotta save my racing for racing ya know but Billy is using this awesome plan from Smart Coach to smash his 1:36 goal (this plan was free).
What are your favorite smoothie ingredients? Do you like to add protein powder to your smoothies?
Where is your next get-away? Planning to go anywhere fun in the next few months….any fun get-away races?
Where and when was your first half-marathon?
-Provo river trail when I was 21.
Have you ever used a Smart Coach plan before?

subset: commoncrawl


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In 2013 the Carrboro Police Department teamed up with Watch For Me NC, a program funded by the University of North Carolina's Traffic Safety Research Center, to promote greater safety for pedestrians and bicycles in the Town of Carrboro. North Carolina has a rate of motor vehicle crashes involving pedestrians and bicyclists that is on par with numbers from California, despite having a significantly smaller population. Watch For Me NC has designed programs and initiatives not only to educate drivers of motor vehicles on safer driving practices but also to encourage safer practices among bicyclists and pedestrians.
In our efforts to promote bicycle, pedestrian, and vehicle safety the Carrboro Police Department participates in many safety events, meetings, and operations. We work closely with local organizations and businesses to promote safety for all who walk, bike, or drive in the Town of Carrboro.
Events include:Bike to work dayBike/Walk to school dayPedestrian Crosswalk OperationsBicycle Safety OperationsPresentations given to schoolsGiveaways


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ECB - TMM's take was that JCT spent the first 15 mins trawling through the usual numbers associated to CPI and other price stability measures to justify their "no move" stance. Meanwhile the market was starting to mumble "errr.. and? Does the guy really not get it?" The growing "does he not get it" then manifested itself in the more and more pointed questioning along the lines of "do you not get it?" to which he more and more violently expressed the view that it wasn't his job to "get it" as the only stupid piddling target he had been given to play with was "price stability" - Which TMM think he felt is like being told you are in charge of the cup holder in the Millennium Falcon as you take on the Empire's Deathstar. Mind you, he did put a very convincing case for what a wonderful job he had done with the cup holder and how he was amazed that no one had called him into the Federation's Galactic headquarters to give him a medal. Unfortunately TMM didn't quite see it that way and think his reading from the start of his forthcoming memoires has instead just highlighted the rift between the ECB and the politicians at a time when unity of response is needed. Lagarde, even this morning, is saying that monetary policy needs to be more accommodative but until they change the ECB's mandate TMM think it will probably take until December before the rear-view mirror of the ECB 12 yr old quants picks up enough historic data to trigger an inevitable rate cut. -1 Point.
BoE - Think they must have had McKinsey Consultants in to advise on their policy announcement having obviously been told just to photocopy the last one and send it out again. Nil Points
Obama - Better advised (probably by Simon Cowell) having already teed up the market for a $300bil plus from an earlier $250bil, he went for $447bn (why not $450bn?!). TMM didn't actually hear the announcement but would not have been surprised if it had been accompanied by the "sentimental rising success of underdog to winner" music, so overused in X-Factor style shows, after brief background interviews with his friends and family all saying how much he REALLY REALLY wants this to work, it's his dream, how it will change his life should he win and how he really hopes the Republicans will give him their votes. TMM think that him holding out the olive branch of $245bn of tax cuts mean the bulk of the stimulus should be enacted. Not the viewers' favourite, but having Simon Cowell behind him means through to the next round. +2 points.
The net effect of the above has been to make Eur/usd the litmus paper of Austerity vs Stimulus policies and it's now trading on a 1.38 handle.
As a quick aside on another function that TMM is being told to sell Eur/usd on - There has been plenty of muttering out there about a possible announcement of HIA2, a sort of super HIA where repatriated funds are conditional upon "good" investment. TMM however think the likelihood of such an announcement in the short term is neither likely nor advisable because all it does is encourage corporates to keep cash abroad for the future, on the expectation that there will be another future tax holiday with result being that corporation tax receipts fall structurally. Bad idea.
We now await G7 - Whereas the results of the other announcements appear to be parochial, the response to this one should be global. Interesting that we had the first glimmer of agenda with Geithner's piece yesterday in the FT. Not exactly earth shattering in its novelty but if they actually get any of this done then it will be seen as a seismic shift relieving some of the stresses in the plate tectonics of imbalances. TMM's reading of punters is that little is expected ."What can they do?", which means they start a point up. TMM would like to see something a little more punchy and wonder what the chances of the following happening are:
1) G7 propose global bank stress test administered by the IMF, and commit to forcibly recapitalise banks either directly (for those governments that can afford it) or via EFSF (for those that can't).
2) G7 and China state they are ready to support the Eurozone by explicit purchases of government debt from Exchange Stabilisation Funds.
3) G7 agree to extend the scope and attractiveness of central bank swap facilities and explicitly encourage their use by banks.
4) G7 reiterate commitment to "No More Lehmans".
5) G7 reintroduce bank liability guarantee schemes (e.g. TLGP).
6) G7 announce a new round of gold sales in order to recapitalise banks.
7) G7 central banks agree to purchase bank bonds
And finally, this has been out for a bit but considering the Lagarde comments and those she made at Jackson Hole and pre-G7, TMM wonder if this paper first pubished in March could form the basis for a new Marseille Accord creating a new system for Global Capital Markets and FX?
Stop Press
TMM have over the past year experienced first hand the absurdities of Greek economics and now hold up as exhibit A this latest piece of data.
"Data released by the Hellenic Statistical Authority (ELSTAT) suggested that Greece imported 1.5 million euros worth of olive oil -- once a staple of its agricultural production -- from Germany in 2010"


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On PHPBuilder.com there's a new article with a few things - six things, to be exact - that you might not know about the PHP language as written up by Chris Roane.
Over the years I've come across some useful tricks in PHP that are not obvious, but are worth mentioning. This is not meant to be a comprehensive list of all the useful tricks that you can do with PHP.
The list of six includes:
- Count Characters in a String
- Use Single Quotes When Possible
- Use Arrays in Form Fields
- PHP Output Buffering


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Home Sweet Home
There are so many ways to interpret this challenge we will be looking forward to seeing what you create!
As always Simon Says Stamp will be giving away $50 voucher to shop at the fabulous Simon Says Stamp Store
Please don't forget to pop by the lovely Dr Sonia's Blog, Sonia has made another fabulous creation for the challenge and it would be lovely if you could pop by and leave her a nice comment too :-) Sonia lives in India, in Kerala, which is the inspiration for my project!
We went to India last September for a vacation and stayed in a beach bungalow in Kerala for a few days, there were lots of palm trees and long stretches of empty beaches! It was amazing! There were millions of tiny sea shells, a perfect size for crafting I thought, so I collected a few to bring home with me!
I first made the house base with strong card stock and then used watercolor paper to create the walls. I used a woodgrain stamp and then drew the lines to make them look like wooden planks.
For the roof I used an embossing folder to make it loom like wooden strips.
and this is the beach! miles and miles of sandy beaches and the only people we saw were fishermen!
happy memories ;-)
Thanks for looking!
So now it's YOUR turn to get creating!
You have until Monday 8am Ohio time. 1pm UK time, 2 pm CET to join in
Mixed Media World. Photo Inspiration
Creative Artiste Anything Mixed Media Goes
A Inky Mess Anything Mixed Media/Altered Art
Ooh La La 'B' for : Beach Hut
Hope you all have a great week :-)
Happy Crafting
Luv Lols x x x


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PHILADELPHIA -- When Michael Vick raised his voice in the huddle and spoke up on the sideline, teammates responded.
Vick isn't just playing like an MVP. He has become a leader for the Philadelphia Eagles. After they blew an 11-point lead and fell behind the Houston Texans on Thursday night, Vick sparked a 34-24 comeback win.
"On the sideline and in the huddle, he did a great job," Eagles coach Andy Reid said Friday. "It's a calmness and it's also a confidence that he brings. He's not afraid to challenge people, and people aren't offended by him challenging them the way he presents it. There's a fine line there. He's done a good job with that."
The soft-spoken Vick gathered the troops after the Texans erased a 14-3 deficit and took a 24-20 lead late in the third quarter. Vick isn't usually the rah-rah type, but he knows when it's time to take charge.
"When you get down and you know you should be winning the game by more points than what you have, then instinctively you just step up as a leader," Vick said. "That's my job. My job is to rally, motivate, to push these guys as hard as I can just as much as I've pushed myself. So with that said, you just have to not put yourself in that position and not make this game harder than what this is."
Vick promptly led the Eagles to the go-ahead score right after the Texans went ahead. His 33-yard pass to DeSean Jackson set up his 2-yard scoring run that put Philadelphia up to stay.
The Eagles (8-4) moved a half-game up on the New York Giants in the NFC East, and now have a mini-bye before visiting the Dallas Cowboys on Dec. 12. Reid gave the players five days off, and they'll resume practice Wednesday.
"I just wanted the guys to believe in themselves," Vick said. "I have all the belief in the world in those guys. I think the world of them, and I'll go to battle with them any day. So I try to encourage them and say whatever I can to keep them upbeat, keep them confident and keep them with their will to win."
The Eagles are one of the youngest teams in the NFL. The 30-year-old Vick is the oldest starter on offense, and just six other players are in their 30s. Since becoming the starter, Vick has taken a bigger leadership role every day.
"He was very vocal about everyone rallying and picking up their games, and he said that he was going to pick up his game," Reid said. "It was all positive. For someone that's normally quiet, when he speaks up like that, people listen. I thought he did a very nice job of bringing good energy."
Vick is surrounded by guys who grew up idolizing him and being him in video games. Running back LeSean McCoy and wide receivers DeSean Jackson and Jeremy Maclin were in high school when Vick was a superstar with the Atlanta Falcons.
"I joke with Mike all the time about in high school, my whole team had his cleats when he was playing in the NFL," McCoy said. "Now I'm in the same huddle with him, locker room with him, joking with him, texting him, calling him. I'm a fan of his. I just can't show him too much. But it's different. It's the same for me, for Maclin, for DeSean. Us young guys, to be playing with him, we're excited. We look up to him. I think it works out when you look up to your leader instead of just playing with your leader."
Vick has undergone a total transformation in Philadelphia after nearly ruining his career by going to federal prison on dogfighting charges. He used to rely on raw skills to be a dynamic player who went to three Pro Bowls. Now, he is a complete quarterback.
Vick is one of the most exciting players in the league, whether he stays in the pocket and fires a laser-like throw or takes off on one of his daring runs. In the locker room, Vick leads by example. He shows up early for film study and stays late to work out and make sure his body can endure the pounding he takes on a weekly basis.
"He's worked so hard," Reid said. "He goes out there and stays after practice. He did that last year when he was trying to get himself back into shape, and then this offseason he spent so much time getting himself right. That's where this helps Michael, especially with the way he plays the game. He plays a physical type of game at quarterback, and you have to be in good shape to do that."
Vick's numbers are incredible, especially considering he entered the season as a backup and missed three games with a rib injury. He has thrown for 2,243 yards and 15 touchdowns with just two interceptions. He has a 63.8 completion percentage, and his passer rating of 105.7 trails only New England Patriots star Tom Brady (105.8). Vick also has run for 467 yards and six scores.
Notes:Eagles RT Winston Justice has a hyperextended left knee, but he should be ready to play against the Cowboys. Reid said an MRI revealed no structural damage. ... CB Asante Samuel (knee) and DE Juqua Parker (hip) should be ready to practice Wednesday after both missed the last two games.
Copyright 2010 by The Associated Press


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The Art of the Real: An Interview with Tony Schwartz
In 1985, Tony Schwartz ghost-wrote The Art of the Deal, the book that sold over a million copies and turned Trump into a household name. That experience was one of the drivers that steered Schwartz away from journalism to build an 'energy consultancy'. He founded The Energy Project in 2003 to train executives in strategies for helping themselves and their employees perform better and avoid burnout.
In the course of the company's success, Schwartz has worked closely with the leaders of legacy firms, mid-caps and unicorns, from Google and Facebook to Coca Cola, and across sectors as disparate as mining and banking.
Leadership around the world and in every industry has suffered from the ethos of 'more time at work equals more productivity and profit: the boss works long hours and if the staff do too, we all win'.
That model is being fundamentally challenged by leaders who are now achieving success by having a life outside of work, and encouraging their staff to do the same. Schwartz sees himself as a chief usher of this change.
"You could say we're in a clash of civilisations… of clashing world views, in which a much older more limited, primitive, narrow, one-dimensional world view is under siege", Schwartz told Amrop.
"In those situations historically what happens is a fierce reaction. That reaction comes from fear and shows up as anger, and that's when demagogues come along and exploit those fears effectively."
7 more insights from the interview
- Much of the good leadership we see is in Silicon Valley. Why? Firstly because on average it's way younger. These are people who don't come with the baggage of many years of doing things one way, and so it doesn't feel like a revolution to change. They come in with no expectations about how it should be run. Both Google and Facebook are good examples, where from day one they were concerned with meeting the needs of their employees. Mark Zuckerberg doesn't go to Harvard Business School and learn how to be a classic leader. He drops out of Harvard undergrad when he's 19 years old and starts Facebook, and from day one he's more concerned with getting the best people and creating an environment that would make the best people want to be there.
- The transparency of the world we live in, because of the internet, has given power and influence to groups of stakeholders that didn't have it before. So the CEO and senior leadership has to contend with customers in wholly different ways because those customers can come along on social media and blow up your business overnight if they're dissatisfied in ways that are compelling.
- Today, it's a human drama. At the heart of great leadership today is the fundamental question, is he or she a great human being? Because the problems they face are no longer binary. You can no longer find solutions that are absolute, black and white, they're much more ambiguous now. To manage your organization over time, the need to be self aware and sensitive to other people's needs is far greater than it's ever been.
- In the US it's been historically uncommon to see a senior person also expect to have a senior role in raising his children. Well now there's a lot of push-back to that. And as a small employer myself I know that if I want the best people, those people are going to use their leverage to tell you what they want, and they do not want to work from early in the morning until late at night.
- The sectors that are hardest to reach [change for the better] are the ones with people making the most money by working the longest hours. Because those are the organizations where the cost-benefit ratio of making sacrifices to overall lives is such that it's not tempting to make those sacrifices. They continue to believe that more money equals more satisfaction, or more money equals a better life. It takes a long time before either they discover that that's not true - the way a drug user discovers that upping the dose doesn't give you the same high; or they don't discover it at all because they remain in a world of confirmation bias where they look only for those things that reinforce what they already believe, and therefore don't discover that there's a bigger world in which to live.
- The assumption has been that, other than skills that you can use to operate in the world, your development concludes around the age of 18 years old and you go out and live your life. But actually what development means is having a wider, deeper and longer perspective. If you run to the store and you leave your 5 and 10 year olds home alone and the house catches fire, you definitely want the 10 year old to be in charge and not the 5 year old. You understand the older child sees more, takes into account more complexity, and is therefore more likely to be able to handle the problem. That same potential continues to exist throughout your life. You can keep seeing more and more and more.
- What does it look like to see more? To see yourself in an organization that exists not in a vacuum but as part of a dynamic, living system? And to see yourself as an individual, not living on an island, but again as part of a dynamic living system? That is a progressive, evolutionary, subtle and complex process. And the better you get at it, the more resources you're capable of bringing to leadership, the more you can deal with ambiguity and uncertainty.
Read the Full Report
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To report a lost or stolen debit card, after hours, or any fraudulent activity please call our Fraud Prevention Service at 1-833-337-6075 to identify fraudulent transactions. From time to time you may receive a call from them to confirm the validity of transactions that appear as if they could be fraud. Until the transactions are confirmed to be genuine, your card will be temporarily blocked.
If your debit card is lost or stolen, federal law limits your liability for unauthorized charges. Your protection against unauthorized charges depends on the type of card — and when you report the loss.
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- Follow up with a letter or email.Include your account number, the date and time when you noticed your card was missing, and when you first reported the loss.
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The Fair Credit Billing Act (FCBA) and the Electronic Fund Transfer Act (EFTA) offer protection if your credit, ATM, or debit cards are lost or stolen.
Credit Card Loss or Fraudulent Charges
Under the FCBA, your liability for unauthorized use of your credit card tops out at $50. However, if you report the loss before your credit card is used, the FCBA says you are not responsible for any charges you didn't authorize. If your credit card number is stolen, but not the card, you are not liable for unauthorized use.
ATM or Debit Card Loss or Fraudulent Transfers
If you report an ATM or debit card missing before someone uses it, the EFTA says you are not responsible for any unauthorized transactions. If someone uses your ATM or debit card before you report it lost or stolen, your liability depends on how quickly you report it:
If you report: | Your maximum loss: |
Before any unauthorized charges are made. | $0 |
Within 2 business days after you learn about the loss or theft. | $50 |
More than 2 business days after you learn about the loss or theft, but less than 60 calendar days after your statement is sent to you, | $500 |
More than 60 calendar days after your statement is sent to you. | All the money taken from your ATM/debit card acount, and possibly more; for example, money in accounts linked to your debit account. |
If someone makes unauthorized transactions with your debit card number, but your card is not lost, you are not liable for those transactions if you report them within 60 days of your statement being sent to you.
How to Protect Your Cards and Account Information
For Credit and ATM or Debit Cards
- Don't disclose your account number over the phone unless you initiate the call.
- Guard your account information. Never leave it out in the open or write it on an envelope.
- Keep a record of your account numbers, expiration dates, and the telephone numbers of each card issuer so you can report a loss quickly.
- Draw a line through blank spaces on charge or debit slips above the total so the amount can't be changed.
- Don't sign a blank charge or debit slip.
- Tear up copies and save your receipts to check against your monthly statements.
- Cut up old cards — cutting through the account number — before you throw them away.
- Open your monthly statements promptly and compare them to your receipts. Report mistakes or discrepancies as soon as possible.
- Carry only the cards you'll need.
For ATM or Debit Cards
- Don't carry your PIN in your wallet, purse, or pocket — or write it on your ATM or debit card. Commit it to memory.
- Never write your PIN on the outside of a deposit slip, an envelope, or other papers that could be lost or looked at.
- Carefully check your ATM or debit card transactions; the funds for this item will be quickly transferred out of your checking or other deposit account.
- Periodically check your account activity, especially if you bank online. Compare the current balance and transactions on your statement to those you've recorded. Report any discrepancies to your card issuer immediately.
For more information, visit the Federal Trade Commission's website about Consumer Protection.


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Favorite Four: First-Person Games that Aren't Shooters
Posted by
Rob Rich
on April 24th, 2013
I think most people can agree that we probably don't need quite as many first-person shooters on the market as we actually have. There are some great games to be had, sure, but with so much over-saturation it starts to become difficult to get excited about it. That's why we've got a list of four of our favorite first-person games that aren't shooters. They use the same perspective, and in some cases the same "floating hands" motif, but there are no firearms to be found. See? Just because a game is in first-person doesn't mean it has to involve shooting stuff in the face.
Dark MeadowOkay, so technically you do shoot some stuff in the face here, but not in the traditional sense. That's kind of a weird thing to say now that I think about it. Anyway the crossbow isn't actually a gun, and it functions are more of a way to chip away at an enemy's health before they close the gap. Dark Meadow is primarily a first-person adventure/action game with an emphasis on exploration and melee. A combination that ends up being pretty awesome.
Now The Quest is definitely not a shooter. It's an old-school inspired, first-person, turn-based RPG that isn't afraid to force those who write about it to use lots of hyphens. It's also an incredibly robust adventure that allows players to create a number of various custom characters and tackle the world and its various quests as they see fit. And that's all before taking the ridiculous amount of expansions into account.
The Quest Classic
iPhone App - Designed for iPhone, compatible with iPad
Released: 2009-02-20 :: Category: Game
If you were to ask any console gamers about first-person games that aren't shooters, one of the first titles that would pop into their head would have to be either Oblivion or Skyrim. This is the iOS gamer's equivalent. Ravensword is a huge RPG full of little nooks and crannies to explore and unique creatures to slay. It can, of course, be played in third-person as well but in this instance first-person is far superior.
Ravensword: Shadowlands
Universal App - Designed for iPhone and iPad
Released: 2012-12-20 :: Category: Game
Betcha didn't see this one coming. Minecraft is a lot of things to different people: gaming's most amazing sandbox, a great way to be creative with friends, The Second Coming, a boring and over-hyped piece of junk, or even just "meh." But what isn't debatable is the fact that it's one of the least shooter-y first-person games currently available on iOS devices. Not only is there little to no emphasis on shooting (plus there's only a bow), but it's a game that's actually about building rather than destroying. At least for those who wouldn't jump into another player's game just to troll.


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We've all seen Daft Punk helmet builds, but [George's] project is a homemade LED helmet that takes no shortcuts and packs the visor full of hundreds of individual lights. He started with a prototype that uses a PIC 18F4580 microcontroller connected to a MAX7221 LED driver, which gave him control over some dot matrix displays to test the wiring and sample script. He then used this prototype setup to develop a scrolling text function.
With testing complete, [George] wired hundreds of LEDs into 8×8 block sections, using a cardboard jig to keep everything straight. He could have stopped there, but [George] took the build further, adding an LCD display and a 7-segment clock module to the inside of the helmet, in view of the wearer. The clock displays the helmet's current beats per minute rate, while the LCD shows the content being displayed (pattern, text / Pacman, stripes). It's possible to see out between the bottom of the display and the chin of the helmet. If you need better visibility we'd recommend a bike helmet matrix that isn't as dense.
You can watch a video of the helmet running different patterns below. (Warning: music). When you're done with that, why not LED all the things: from Infinity Mirrors to LED Sneakers.


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Water Shoes Lightweight Swim Skin Aqua Socks Shoes Slip-on for Beach - Black/Silver - CA184WHDXQ5
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Analysis by Windpower Monthly of the latest results published by turbine suppliers Vestas, Nordex, Gamesa, Suzlon and Siemens, along with gearbox manufacturer Hansen, reveals a collective drop in revenues from EUR8.77 billion between January and June (H1) 2009 to EUR6.59 billion in the same period in 2010 - a decline of 23.9%.
To allow for the differences in fiscal years between companies, this analysis considers the calendar half-year January to June to be H1.
A survey of bottom-line results reveals a similar picture: in H1 2009, Vestas, Nordex, Gamesa, Suzlon and Siemens achieved an overall net profit of EUR348.4 million; in the first six months of this year the same firms reported a collective net loss of EUR124.4 million. Hansen declined to reveal its H1 2010 net profit/loss figure.
For more:Vestas losses hit share price hard
Gamesa cuts sales forecast for 2010
Suzlon sees slump in order book
Nordex increases profitability
Siemens posts impressive results
Hansen sales fall by more than a quarter
The figures came in as the global economy struggled to ignite in the aftermath of the credit crisis. After rallying in the spring, equity markets fell back amid downgraded GDP growth forecasts for the US and the UK, renewed fear of deflation, persistent concerns over sovereign debt in the eurozone, and declining optimism for the prospects of China. Hopes for a sustained rally proved short-lived as most investors opted instead for a wait-and-see approach.
Major players such as Vestas, Gamesa and Suzlon bore the brunt of the losses, all reporting major declines in both revenues and profits. Vestas and Gamesa responded by revising their 2010 sales projections downward.
However, the gloom was not all-pervading. Siemens reported substantial increases in both profits and revenues on the back of a bumper increase in orders in Q2 2010. As a result, its share of the collective revenues of the six firms surveyed increased from 18% in H1 2009 to 27.5% in H1 2010 - catapulting it from the fourth-biggest revenue-taker in H1 2009 to the biggest revenue-taker in the first six months of this year.


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The Royal Lancaster Hotel nestles up against Hyde Park - the perfect place for your morning stroll. Views are most notable from the top floor executive rooms - worth upgrading for - but all rooms come with four star facilities including en-suite marble bathrooms and power showers. With Lancaster Gate Tube just 200 metres away and Paddington (for the Heathrow Express) less than five minutes' walk, the Royal Lancaster is very well connected.
80% of LondonTown customers would recommend to a friend -
128 recent customers surveyed out of 5 based on
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LondonTown customer reviews for Royal Lancaster London
Most recent 100 guests:
I enjoy the services at tg Lancaster. Staff is friendly and efficient always. | ||
Anonymous from Montreal, Canada would recommend this hotel to a friend |
We foind the location great to visit the albert hall hyde park london eye and shopping in knightsbrigde area. The hotel was excellant for rooms and staff help this was very helpful to me been a wheelchair user.i would have no problems in using the hotel again. | ||
Micheal from Northampton, United Kingdom would recommend this hotel to a friend |
I enjoyed my stay very much. However, in my room on the seventh floor the wifi signal was terrible to non-existent. In this day and age free, high quality, internet service should be something to be taken for granted. Room for improvement, especially in a 4 star establishment. | ||
from Saint Martin En Verc, France would recommend this hotel to a friend |
Disappointing check in experience. 20 minutes. One of the 2 rooms booked not ready (check in around 4 pm). Tried to allocate city when park view was booked. Paper thin walls Otherwise, great location and other interactions with the team there was delightful and service oriented. | ||
Emmanuel from New York City, United States would not recommend this hotel to a friend |
A wonderful thai restaurant on premises, a wonderful stay! | ||
Anonymous from New York, United States would recommend this hotel to a friend |
TripAdvisor User Reviews
Royal Lancaster London Hotel Facilities
Hotel services
Fitness centre
Swimming Pool
Business facilities
Business centre
24hr porter
24hr reception
Laundry services
Dry cleaning
Passenger lift
Accept dogs
Airport shuttle service
In house car park - From: £35.00
Room facilities
En suite bathroom
Satellite and cable
In-room direct dial
Room service
24hr room service
Mini fridge
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Air conditioning
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- From: £17.00
416 rooms
For children
Baby cots - FREE
Wheelchair access rooms
Guide dogs welcome
Check-in from: | 14:00 |
Check-out before: | 12:00 |
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To book the Royal Lancaster London by phone, call the telephone booking department on 011 44 20 7420 4982. The hotel reservations call centre is open seven days a week from 8am until 11pm (UK time) seven days a week. From USA call 011 44 20 7420 4982
Group booking discounts
Are you booking for a group of people? If you are making a booking for a group of people and require over 10 rooms, you may prefer to speak to the Group Booking Department for Royal Lancaster London bookings. Special deals can be arranged for groups, including discounts and arrangements for adjacent and inter connecting rooms if required. Call the Groups Reservations Department on 0207 292 2307. The best way to book a group deal is to complete the online form for group reservations at Royal Lancaster London .
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The small town of Reese, Michigan, is a cluster of white and green around the crossroads of two railroads and a highway in this true-color image. Acquired by the Advanced Land Imager (ALI) on NASA's Earth Observing-1 (EO-1) satellite, the image shows the town on May 21, 2012.
The patterns on display can be traced back to an act of the Continental Congress. The new nation was expanding and trying to decide how to manage and govern newly settled lands west of the Appalachian Mountains. In the Ordinance of 1785, the young government divided the land into townships of six square miles; townships were subdivided into individual plots measuring one square mile (640 acres) apiece. The act divided western lands into squares and laid the foundation for the Homestead Act of 1865, in which public lands were transferred to private citizens who lived on the land.
The remnants of those square property boundaries are evident in the regular shape of the fields surrounding Reese. Since homesteaders had to live on their property, small supply centers sprung up around crossroads. Later, towns developed along railroads, since trains needed to be resupplied with water every eight to ten miles. These supply stops provided way points and hubs for mail delivery and for the storage of farm products (grain, livestock) for shipping to larger markets, stores, schools, and churches.
Reese seems to have been settled for all of these reasons. The town was established in 1873 along a new road connecting Saginaw in the west and Watrousville in the east. The road is the straight line along the lower edge of the town. The railroad also came to the area in 1873, and G.W. Reese was the railroad superintendent. The town became known as Reese and expanded around the railroad, now sitting in the center of the "X" formed by the railroad lines.
Reese is like a thousand other small towns found along transportation lines in the United States. As transportation became more efficient, small towns faded and services were consolidated in larger cities. In 2010, Reese had a population of 1,454, while nearby Saginaw reached a population of 51,508.
NASA image by Jesse Allen and Robert Simmon using ALI data from the NASA EO-1 team. Caption by Holli Riebeek.


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FIFA secretary general Jerome Valcke hailed "a kind of revolution" as the football world prepared for Thursday's introduction of goal-line technology.
The governing body was staunchly against the use of any form of technology for many years but the winds changed in the wake of the 2010 World Cup, where England were denied a clear goal against Germany when Frank Lampard's shot crossed the line.
Since then the journey has been a relatively rapid one and FIFA will try out two systems - UK-based Hawk-Eye and GoalRef, from Germany - at the Club World Cup in Japan, starting with Thursday's match between Sanfrecce Hiroshima and Auckland City. "It's a big day," Valcke said on fifa.com.
"(It) will be the first time that goal-line technology will be officially used in a game. The tests are done; and the instillation tests were successful. This is also an important day for us, because we will use one of the two systems we are using here in the FIFA Confederations Cup next year."
He added: "This is a kind of revolution. It is the first time that this kind of technology is coming into football. It will be restricted to the goal-line specifically. The IFAB (International Football Association Board) is there to ensure the 17 laws of the game are protected. It was their decision, and they were clear, to say that the technology is limited to the goal-line.
"We must ensure that when the ball goes into the goal, the referee must get the information that the ball has gone in. The referee has the final decision.
"The technology won't change the speed, value or spirit of the game. There is no reason to be against this technology."
The Hawk-Eye system is the same as that used in cricket and tennis, which relies on a series of seven cameras to create a 3D picture of each goal, while GoalRef uses electro-magnetic sensors.
Valcke also said he had full confidence there would be no errors from the technology.
"It needs to be the most accurate system we can have at the moment," he said. "There can be no mistakes with this and that is why the IFAB took two years to make sure the system was perfect."


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Create a Website Account - Manage notification subscriptions, save form progress and more.
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Larger projects requiring sub-division, land development, or earth disturbance should begin by scheduling an appointment with the Zoning Officer and the Building Inspector to discuss your planned project. You'll be guided through the permit process and obtain a better understanding of what code regulations will affect your project in what manner and may discover options to speed-up the permit application, review and approval process. If you have any questions, please call the township at 610-825-3535 to schedule a pre-application meeting.
Smaller projects such as fence installation, decks/patios, and smaller interior alterations can normally receive adequate guidance over the phone. The Code Enforcement Department can be reached at 610-825-3535 extensions 2607/2608.
A building permit protects all property owners and residents by ensuring that work in the township abides by the building codes and zoning ordinance adopted by the township. It is the property owner's responsibility to obtain the required permits, although some contractors include the cost of a permit in their bill.
If you have any questions, please contact the Building and Permits Department.
Splish splash, summer's over and it's time to empty your pool or hot tub. Please follow these DEP guidelines to help keep our wildlife safe!


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...In the Comments to the republication of his "What Is Bokeh?" article, émigré to Asia John Kennerdell reports that "in recent years Japanese photo writers have evidently decided they need a cool new loanword instead of 'bokeh,' so one now often sees the fractured English expression 'outo fokasu.'"
So English speakers are using a loanword from Japanese and the Japanese are using a loaner from English! Too funny.
By the way, the most sober term (in English) for what either means is "out-of-focus blur," which of course has the disadvantage of being long, fussy, and annoying to type. I think "bokeh" and "outo fokasu" are more charming and whimsical.
Creating a monster
I should mention that I'm not personally a fan of the ongoing craze for ultra-shallow focus, except if it really works. I like lenses too much to use them wide open, where almost all lenses perform less than their best, very often. And I'm thoroughly, permanently sick of seeing endless photographs in which "lots of bokeh" is equated with "good bokeh," such that parts of the main subject which conventionally should be in focus are not. Examples include flower pictures with the petals closest to the lens unsharp, and pictures of dogs looking at you with their noses out of focus. It can be nice in a portrait when a face is in focus and the ears and the rim of the hair are not, but when the tip of the nose and the hair over the forehead closest to the camera are also not in focus, well, erg.
Yeah, they're proud of owning that fast lens and that larger-sensor camera, and good for them. But a very basic part of being a photographer is nailing the correct plane of focus and getting the depth-of-field right, and the "bokeh craze" has done harm to those basic competencies.
Of course some people are deliberately exploring extreme out-of-focus blur (bokeh, outo fokasu) in a sensitive and artistic way, and more power to them. But another thing that makes me roll my eyes is the idea that "if you spent all that extra money for a superfast lens, it only makes sense to shoot it wide open all the time." Or some variant of that. I've read such comments many times. I think it's nonsense. I suppose if you paid for a fast lens, then it does make sense to shoot it wide open sometimes. Having that wide aperture available for those times when you need it should be sufficient reward for your investment. But the picture comes first, doesn't it? Do what's right for the picture. That's not always the widest possible aperture and the minimum possible depth-of-field, blindly, in every case.
But hey, it's not for me to say. Everybody owns their own photography and they can do anything they want with it as long as it's not hurting anybody. I've never actually had the courage to explore radical out-of-focus myself, although it's been in the back of my mind for years.
But please don't blame me for all those pictures out there in which the D-o-F is obviously too shallow and it's obviously just wrong. Not my fault! :-)
(Thanks to JK)
Original contents copyright 2017 by Michael C. Johnston and/or the bylined author. All Rights Reserved. Links in this post may be to our affiliates; sales through affiliate links may benefit this site.
Only shallow sometimes
Give Mike a "Like" or Buy yourself a superfast lens
(To see all the comments, click on the "Comments" link below.)
Featured Comments from:
Manuel (partial comment): "About those Japanese neologisms: I'm proud the Portuguese enriched Japanese vocabulary with so many words. The most relevant of all is, of course, 'arigato' (thanks), which derives from Portuguese 'obrigado.' And 'tempura' (spicing) comes from our 'tempero.' Germany contributed too: 'Arabaito', Japanese for 'work', stems from German 'arbeit'. But the most remarkable neologism actually comes from English, and is not 'outo fokasu': it's 'purepeido kado', from 'pre-paid card'!"
j. thvedt: "I've seen more than one cookbook where all of the photos had paper-thin depth of field. What can they be thinking? These are illustrations. We want to see the food. All of it."
tex andrews: "Thanks for the sanity on Bokeh. But now, I think I'll drum up a little insanity over at the infamous DPR forums by posting the link to this, so as to start a raging flame war. Fun!"
JK: "At the risk of getting pedantic (can't help it—linguistics degree) I'll try to clarify the translation and transliteration issues that several people have been talking about in the Comments section of this post and my "What Is Bokeh?" post.
" オートフォーカス means autofocus. The term has been around as long as the consumer technology, i.e. since the late '70s. Usually in Japanese text it's abbreviated to "AF" (yes, using the Roman letters).
" アウトフォーカス (literally "out focus") is a much newer coinage. It now appears in Japanese dictionaries, typically defined as 焦点外れ (shōten hazure), which means, well, out of focus. And recently it has come to be used interchangeably with bokeh. You can see an example in the sub-head of this piece.
"Now here's the pedantic part. That first term is Romanized as "ōtofōkasu." The macron over the "o" extends its duration, which is as close as Japanese phonetics can come to the "aw" (IPA: \ɔ\) sound in "auto."
"Confusingly, an exact Romanization of the second term would be "autofōkasu." In fact that's a pretty accurate rendering of the dipthong in "out" (IPA: \au\) but unfortunately it conflates with our spelling of "auto." So for casual use I figured it was best to go with "outo fokasu." (Nobody ever fully realizes what a bizarre minefield English spelling is until they start to try Romanizing non-Western languages.)
"Point of all this is that Mike is exactly right: even as we English speakers have embraced a Japanese loanword for o-o-f blur, the Japanese have now adopted an English loanword for the same thing."


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2009 Nissan Murano Problems
I bought a 2009 Murano over a year ago love the car over all but since day one have had numerous issues which i have documented : including a anti freeze smell that even the territory Nissan rep denied smelling each time. along with squeaking brakes.Just yesterday i bought it in for its 3000 mile oil change service. after leaving the dealership 3 hrs later the car broke down with 9500 miles on it.Finally my issue of antifreeze materialized when the gauge coolant went all the way upto high and stayed there and the engine lite went on as well and the car at each stop felt like it was going to just shut off..I had the car towed to the dealership and have left it there..Nissan will not admit or just simply swap me to a new car of the same SL model .I will be getting an attorney since these issues one by one have been going on for a year now..squeaky brakes, coolant smell after the car has been used for awhile ,rattling inside engine, hesitation on reverse and acceleration, these are some the issues Nissan will tell you are normal which as of yesterday they are not ..
kjsmitty Member Posts: 25I would really love to know what they find in regards to the obvious coolant leak/antifreeze smell. My wife's 09LE has done the same since new yet I, as a seasoned mech, as well as the dealer could not find the source. I did however get it documented on a work order. It truly is concerning because I know it must have a very, very small leak that is creating the odor yet slow enough that it burns off thus undetectable by the eye. We even pressure tested the system and no leak down. I feel the leak is on the radiator right behind the fans on the drivers side. The coolant level itself has maybe gone down 3/4 of an inch in the reservoir in the last year...
Very strange - but that is my wife's only complaint.
Please let me know what they find/found.
Many thanks - Best of luck however with your LE0 -
cobra14 Member Posts: 6HI .I have the SL 09 model..From day one it smelled like anti freeze from the grill 5 xs bought in they said they could not find anything based on checking and along with the computer..any way last month after a year of complaining along wih some other issues..i took it in for a oil change that same day after i left the gauge went all the way up and the engine lite went on the car was over heating and was towed ..they claimed a bracket of one of the hoses wasnt good and was defective..well i left the car with the head of service and he took it home about 30 miles each way that morning he drove and left it in the service area and it happen again the car over heated and i guess the hose bracket broke ..it is not an issue with brackets or they should recall the car the car is simply a lemon i now have an attorney handling the case and waiting to hear back from Nissan .at one point i was open about just give me anew car but the way Nissan corporate has handled this has been extremal poor so keep your service reports and keep bringing it in if the issue is not resolved after 4 or 5xs go see a lemon law attorney cause corporate is horrible to deal with ..I have been told by this attorney that all the Japanese car comp nays corporately will all treat you this same way only BMW , Mercedes and believe it or not Ford will go out of there way and help asap ...Good luck0
ron118 Member Posts: 3I have a 09 Murano LE with a anti freeze smell, dealer says no problem found and it still smells. Due to the car not being aligned, the tires are bad at 15000 miles and Nissan could care less. The 20 inch tires $1200 for a set of four. Third and last Nissan.0
cobra14 Member Posts: 6Good news I won my lemon law case on my 09 Murano SL.. and Nissan took my car today receiving full refund with help of an attorney they had to pay legal fees above what they owed me.I kept records about the smell and until the car broke down and had to be towed along with the service manager thinking it was bad hoses and replaced them and having the same thing happen to him. what i had been saying finally came to fruition and that was proof enough.They still don't know what is wrong with it.
I have moved on and bought a New Toyota Venza very happy regular fuel 21 miles a gallon city with a V6 more power then the murano.no more brakes squeaking and no anti freeze smell .My advice if you bring it in more then 5xs for the same thing and they cant fix it get a good lemon law attorney and let him take care of your issue.
I will never buy a nissan again .0 -
frankenm Member Posts: 1I bought a 2009 LE when they first came out a year and half or so ago. I have 32K miles on it now. Overall I love the car, but this past month I've started to have issues pop up. I first hear a slight whining noise from the engine - almost like a dull, quiet siren sound. As you drive and let your foot off the gas, you'll hear the noise and it will slowly decrease in picth as the car slows. When I brought my car in for 30k service I asked them to check it out. I also had squeeky brakes too.
I get a call back that the whining noise is actually from my transmission and not the engine. They didn't recommend driving at all and they would have to put in a brand new transmission. After about a week and half I finally got my car back. They said the brake noise is normal and I still had plenty of wear in the pads yet. This doesn't seem right to me but I haven't pushed back further yet. Unfortunately, after getting a new transmission the whining noise was still there. And now the power unlock button on the door handle doesn't work anymore either.
I brought the car back again to have the whine fixed and get the unlock/lock button fixed. Next I'm told the problem comes from the transfer case and they would have to replace it. During the final stages of installing the transfer case they also determine my power steering pump needs replacement. After a little over a week I get my car back. Thankfully, the whine is gone. They forgot to fix the door lock so I need to go back again. Now there's a new sound to deal with... at low speeds you can here a somewhat high-pitched grinding sound. My engine light is also on now too. I'll be going back to the shop this week to diagnose this sound, find out why the engine light is on and hopefully get my door lock button fixed.
I've never had a string of warranty issues like this before in a new car. I owned a G35 coupe before and a Dodge Durango. I'm wondering if I got a lemon here.0 -
cobra14 Member Posts: 6sorry to hear this but i am out of it and fully refunded ..if you feel it is a lemon and have documented at least 5- 6xs the same issues and it has been not been fixed get a good lemon law attorney and see what happens..Good luck!.. I am happy with my new Toyota Venza !!0
rdking Member Posts: 12I have a 2009 Murano LE. I have set the memory seat numerous times, each time following to the letter the instructions in the owner's manual for syncing the intelligent key to the memory I have set. After 3 or 4 times of entering the vehicle with the intelligent key, the steering wheel and seat start loosing the position I entered. The seat goes forward a little more and the steering wheel goes lower a little more each time I unlock the vehicle. I haven't taken it back to the dealership yet, but I was just curious to see if anyone else has this problem.0
cobra14 Member Posts: 6Hi I am sorry I do not longer own a 2009 Murano lemon law ....have moved on and am very happy with my new Toyota Venza V6..Good luck0
johnnyc2 Member Posts: 3I have 2004 murano sl, my experience is not bad as yours. I had problems with this from the beginning. Now i have 78k miles, i need close 5k to fix problems with this and i regret buying nissan. According to them 5k repair is cost is considered to be normal. Never buy murano0
rootees Member Posts: 1I own a 2009 Nissan Murano, I left the car running at a valet infront of a hotel in philadelphia, I took the FOB in my hand, and was handing it off to the valet when someone jumped in and stole the car! Apparantly these cars with keyless systems will keep going as long as the engine is running, they do not shut off if they are not within range! NEVER LEAVE YOUR CHILD IN THE CAR AND THE CAR RUNNING! I was lucky, noone was in the car. Then the crackhead, went to a nissan dealer and had himself a new key programmed for my car. Most likely using the registration card in the glove box, and the nissan employee to stupid to realize a crackhead would not afford that car! no red flag there! Then worse than getting the car stolen, the car was recovered. Now its my problem again! Nightmare! I dont feel safe about these cars at all, and I want other people to be aware of these issues.0
gooddeal2 Member Posts: 750Well, this can be still happened w/ a regular key. Most garages just tell me to leave the car running so that they don't have to waste time starting the car.
However, you should just activate the "Panic" button and let the car keeps beeping while he's driving...but I'm not sure how long it will keep beeping.0 -
tummms Member Posts: 1Just got my 2009 Murano LE back from shop - been there 6 times past year with a non functioning passenger side airbag - the last time was in shop for a week trying to diagnose problem. Warranty doesnt cover a replacement car while vehicle out of service - just $35 towards the rental of a vehicle - $35/day doesn't get you anything close to a Murano LE.0
johnup Member Posts: 1Hi there,
I have the Murano since Jan. 2009 and since then I have a noise when steering to the left (not necessary to the maximum) and soon after that the sound is more intense and noticed when steering to the right, as wel as is produces vibrations to the steering wheel. This problem is more intense when is cold (I live in Edmonton, Canada) and the sound is intense when started at cold. I have taken the car to the dealer here and they changed (???) the steering pump, but the noise was back and even more intense seconds I have started the engine in their parking lot. They told me to drive it for 500km and if the noise is still there to bring it back. I will plan to bring the car back, but I am affaraid that they do not know what are they doing there. I am affraid that there might be some safety issues. Please advise. Thank you. John0 -
sandy2872 Member Posts: 1The 2010 Murano does not come with passanger side lumbar support.
My dealer neglected to tell me that the use of a lumbar support pillow will disingage the front passenger airbag. This leaves anyone who needs passenger side lumbar support with one of three choices.
1- Seat in the front passenger seat without your lumbar support.
2- Seat in the front seat with lumbar support but with no airbag protection.
3- Seat in the back seat.0 -
lilk Member Posts: 1Please complete the form on the link below as it will prompt Transport Canada to do an investigation with Nissan Canada.
(copy and paste the link in your browser if you cannot click on the link)
Nissan is aware of the problem and has extended the warranty on the CVT transmission up to 200,000km or 10 years but still refuses to include the transfer case
For those of you who were not made aware of the extended warranty it was only decided the 1st week in February 2010 and letters will be sent out
If you are the second owner of the Murano you may need to contact Nissan Canada to inform them that you are the current owner so that they are able to forward the letter to you attention.
Hope this helps
As I myself is a frustrated 2004 Nissan Murano owner0 -
chillincapecod Member Posts: 7Our 2004 Murano died today...they are claiming it is the transfer case and not the transmission and that they have to call corporate Monday to see if it is covered. Why do they refuse to cover the transfer case?0
nm_murano_2 Member Posts: 1Just saw your message--and have the same issue with my 2009 LE. Were you able to get a fix?0
jakefl7 Member Posts: 14I just traded in my 2009 Murano for a 2010 Lexus RX350. I was tired of dealing with all the problems with my Murano and the terrible service. I will never buy a Nissan again.0
cobra14 Member Posts: 6Congrats good move!..I luv my venza 09 V6 ..got the recall on it big deal! they will have shave the pedal and put a over ride in it as a safety measure my car rides excellent peroid!!,,i am with ya i will never by a nissan again my 09 murano was garbage from day one the engine always jumping and the issues i had were finalized by an attorney under the lemon law..0
lesnarbrock Member Posts: 1lol man... i feel u... i currently own an 09 Murano myself... already had 2 accidents a new tranny and just now my transfer case went... 2 accidents w.e first was my fault couse i couldnt dodge and second was a rear collision... but when my tranny went bay ridge nissan (Brooklyn NY) went as far as hitting the bottom of my oil pan with a hammer and then saying taht all the oil leaked out and burned the tranny... but they couldnt even finish that... when we opened the tranny there was alot of oil not burned and alot of metal pieces from some sort of a factory defect... and just now my transfer case went so now nissan is trying 2 blame the rear end hit (which wasnt even hard at all... only the bumper cover and the bumper supports were changed) which was over 4 months ago... so as u can see i had by far the worst nissan experience and now would never get a nissan ever again... well unless its a skyline ofcourse XD0
famx2k Member Posts: 1Hi,
I have also 2009 Nissan Murano SL AWD and recently noticed strange smell. Car has lost its power and at times does not move at all when I shift to drive or to reverse. Most recently when I was parked inclined and needed drive reverse car did not move at all yet throttle was at high rpm. I brought the car to the dealer they told me they could not find anything. I also told them that car sometimes speeds up and slows down on its own. They could tell me why..I am very upset because car has only 7000 miles on it. Can please tell how to handle this issue. Thank you.0 -
wyanwoo Member Posts: 1Hi friends -
I was hoping somebody could help with my 2009 SL Nissan Murano not starting. We recently purchased this car with 12k miles.
The key fob successfully unlocks the car and the monitor on the dash says that the battery is appox 75% full. When I keep the key fob in my pocket and press the start button the car starts up right away even in the very cold weather we have been experiencing. When I enter my key fob into the slot and press the start key, all the electronics turn on, but then if I try to start the car the motor just turns over and over - all of the dash illuminating warning lights flicker very rapidly - the car will start if I pump the gas pedal.
The difference is that when the key fob is in my pocket I simply hit the start button and it starts right up - no need to pump gas, etc. When I enter the key fob into the slot the car first turns on the electronics. When I hit the start button again to start the car it just turns over and over... Any help???
Thanks in advance.0 -
omniohl Member Posts: 2We own a 2009 Nissan Murano SL bought new and the head gasket cracked leaking fluids and emitting a strong smell of coolant. We have had a few unpleasant repairs, new brakes at 30,000, new tires at 32,000 and now at only 57,000 miles cracked head gaskets. We have had all the recommend services performed. Had we waited we just would need to get use to the smell of coolant. It was covered under the warranty. Both the Nissan dealer and an independent shop confirmed the need to replace both head gaskets. The engine needs to be dropped in order to complete the repair. We have been waiting a week for the completion of the repairs. Many reports show that their Murano just was not the same after the head gasket issue and we don't want to have another failure and find out what will happen when it our Nissan turns 60,001....Our concern is the number of Murano's that this known defect affects. Nissan has yet to release this proprietary information.0
nbowling Member Posts: 1My 2009 Murano gave up the ghost today on the CVT. Dealer is covering under the extended warranty since it only has 74K miles. Will not cover the leaking transfer case. Cut me a break since transmission is already out so they are only charging me $426 to replace the seal. Nissan should be extremely ashamed. I will never buy another Nissan product. They have known about this problem for too long. I can't wait for the class action suit.0
oldmrt Member Posts: 1Having had my Murano for 4 years I have had most of the problems most people are reporting. The transfer case leaked at 50,000 miles and again at 70,000. Nissan supplied the new transfer case, but not the labour. The engine mounts failed and the head gaskets leaked. The power seat settings do not hold. They have to be re-set after two or three changes from seat settings 1 to 2. The repairs for the Transfer case, the motor mounts and the leaking head gaskets cost us $4,700. Nissan Customer Care said they could do nothing to help. Customer Care isn't. They just don't want to admit they have some serious product issues and yet they do nothing to help the customers. This is my last Nissan product. 4 cars and 2 SUV's later and this is how they treat a loyal customer0
cott415 Member Posts: 2Just took my birth - 45K mi. dealer maintained '09 Murano to my private mechanic for 60K service and he informed me of a transmission leak. He provided me w/ a technical bulletin and it appears they "listened to their customers" and extended the power-train on the CVT's for precisely the reason so many consumers were concerned - the cost of repairs after warranty expires (more likely refused to purchase overly complicated new technology that Authorized dealerships aren't even authorized to repair). I'm disgusted w/ this car maker and wouldn't consider buying another - not because of the problems but because of the lack of accountability in providing a solution. They run out the clock on warranty work - I've owned a Honda and Mitsubishi @ 10 years each that cost me 1/2 as much and never experienced such deplorable customer service. Purchase Nissan products at your own risk.0
stacie90 Member Posts: 1I have a 2009 Nissan Murano & i just had some body work done on it. They had to disconnect the battery. I just got it back and it is showing the CHECK ENGINE SOON light. I went up to AutoZone and they ran a code check on it and it showed the code P306, something to do with the control pannel. He said my car is too new to have this problem. Is anyone else having this problem?0


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Download Podcast | iTunes | Podcast Feed
On today's edition of Coffee and Markets, Brad Jackson and Ben Domenech are joined by Francis Cianfrocca to discuss a potential takeover of American Airlines by US Airways, the JOBS Act, and whether Kickstarter's crowdfunding method is the future of venture capital.
We're brought to you as always by Stephen Clouse and Associates. If you'd like to email us, you can do so at coffee[at]newledger.com. We hope you enjoy the show.
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US Airways Sets Terms With AMR Unions for Possible Merger
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Right Before Acquisition, Instagram Closed $50M At A $500M Valuation From Sequoia, Thrive, Greylock And Benchmark
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The hosts and guests of Coffee and Markets speak only for ourselves, not any clients or employers.


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Controlling the population of vampire bats by using poison or even explosives has been a decades-old way of trying to curb the spread of rabies in Latin America, but new research suggests culling these bat colonies does little to stem the deadly virus.
Scientists from the University of Michigan in Ann Arbor and the University of Georgia in Athens combined results from a long-term vampire bat field study, research on captive vampire bats and computer models of rabies transmission, and found that culling bat populations does not stop the rabies virus. In some cases, the researchers found, controlling bat colonies may actually increase the spread of rabies by provoking infected bats to seek refuge in other, nearby colonies.
Last year, the researchers published findings from their field study that demonstrated the size of bat colonies did not predict the prevalence of rabies, indicating efforts to cull these populations of bats had not reduced transmission of the viral disease. [10 Deadly Diseases That Hopped Across Species]
"In the current paper … we fit models that encompass alternative assumptions regarding this system, and we identify an important role of movement between colonies," the study's senior author, Pejman Rohani, an ecologist and epidemiologist at the University of Michigan, said in a statement.
Vampire bat bites
Vampire bats, which are native to Central and South America, are known to carry the rabies virus. Each year, these bats cause thousands of livestock deaths, and occasionally a few human fatalities. In 2010, for instance, vampire bat bites killed four children in a remote Amazonian region of Peru.
Worldwide, more than 55,000 humans succumb to rabies infections each year, according to the World Health Organization. More than 95 percent of human deaths from rabies occur in Asia and Africa, where dogs are the primary source of the infections.
Since the 1960s, bats have been killed in order to slow the spread of the virus, but these efforts have largely failed, the researchers said.
Interconnected bat colonies
To develop more effective ways of controlling the spread of rabies, Rohani and colleagues created four mathematical models of rabies transmission, each representing a different hypothesis for the biology of the rabies infection in a bat colony.
The models were tested using data from a field study of rabies exposures in wild bats across Peru. The study tracked transmission rates in a common type of vampire bat, Desmodus rotundus, from 17 colonies in four regions of Peru from 2007 to 2010.
After running thousands of computer simulations, the researchers observed that in most cases, it was the frequent movement of infected bats between neighboring colonies — rather than a single, isolated colony of vampire bats harboring the virus — that could account for the level of rabies transmissions seen in the field study.
These results suggest current culling practices, which are largely reactive and nondiscriminatory, likely do little to stop the spread of rabies, the researchers said. Rather, controlling populations of vampire bats and rabies spread in Latin America requires meticulous geographic coordination, particularly because bat colonies that appeared to be isolated turned out to be more interconnected than was previously thought, the researchers said.
"While programs targeting specific colonies may limit local spillover from bats to humans or domestic animals, regional viral persistence will likely remain unaffected due to high connectivity between bat colonies," Rohani said in a statement. "Moreover, if culling increases movement due to freeing up space or disturbance-mediated dispersal, culling could, perversely, have the opposite of the intended effect on rabies transmission."
The detailed findings of the study were published Saturday in the journal Proceedings of the National Academy of Sciences.
Follow Denise Chow on Twitter @denisechow. Follow LiveScience @livescience, Facebook and Google+. Original article on LiveScience.
- Flying Mammals: Gallery of Spooky Bats
- 10 Deadly Diseases That Hopped Across Species
- 14 Oddest Medical Cases


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Taking It All In
By Mike Evans
I feel blessed to be here at the Rookie Symposium. I am here learning from past players' mistakes, learning about how this game is a business directly from the players in the league.
So far, the transition into the NFL is going well for me. The playbook is more intense than college, more difficult than I'm used to, but it's coming along well. We have a fast-paced offense, which I had in college. That was an easy transition. The talent level is a little different. The guys at this level are a little smarter and a little more athletic. But the transition has been smooth so far.
The Symposium will continue to help make my transition smooth, especially on the business side of it. Three rookies from last year (Zac Stacy, Kyle Long and Giovani Bernard) came to talk to us and told us about trying not to hit a rookie wall, and I think they gave us good insight about what to expect this upcoming year.
When I leave here, I hope to have developed an even better relationship with my teammates and other players here, and leave with financial knowledge that will help me after football.
This blog originally appeared at: http://nflpe.sportsblog.com/


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I use a mixture of re-inkers and pads. Personally I prefer the re-inkers but it's only a matter of personal preference. I use three brushes, size 6 for larger areas, size2 for medium and size0 for finely detailed work
I use a little Victorian Velvet mixed with the Tattered Rose to add 'roses' to cheeks.
Here I start to colour the hair using Weathered Wood. I hardly ever use Black Soot as I find it harsh and unforgiving, but do use a minute amount mixed to deepen colours. I mixed colours with water at different strengths - see above. Start with the lightest and slowly build up the colour constantly blending.
Here I used a tiny brush point of Black soot mixed with Weathered Wood on the darkest parts.
I decided to do a green scarf this time using Peeled paint - again mixing little pools of varying strengths.


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The actress believes personal and professional aspects of life must not be mixed.
Updated : Nov 21, 2013, 01:44 PM IST
Kareena Kapoor, who wed Saif Ali Khan last year, says being married is not a crime for an actress. She believes personal and professional aspects of life must not be mixed.
"If a girl loves someone or gets married, it doesn't mean that people will not love her or her character on-screen. These (films and marriage) are two different aspects and we should not try and club them. Anyways, falling in love or getting married is not a crime," the 32-year-old said here Tuesday on the opening day of FICCI FRAMES 2013.
Kareena was here to light the ceremonial lamp for the three-day event.She even cited examples of yesteryears' actresses, who went on to do films even after marriage.
"I think people are talking about it more (now). Earlier also, be it Waheedaji (Rehman) or Sharmilaji (Tagore), they were all married and they all acted in films like Daag, Amar Prem and Guide. It has been happening (ever since)," Kareena said.
Kareena married Saif on Oct 16, 2012.


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BERLIN- Stephen Decatur's girls' varsity soccer team bowed out of the state Class 3A-East tournament last week, falling to Reservoir, 3-0, in the region semifinals to close out what was otherwise another great season.
The Seahawks, seeded third in the 3A-East tournament, got off to a good start last Tuesday, edging 11th seeded Howard, 2-1, in their opener. However, Decatur ran into a buzz saw against 10-seeded Reservoir, falling 3-0 last Friday.
For Decatur, the loss either fell into the missed opportunity category or the misery loves company category as all of the top seeds in the 3A-East region were upset along the way. Top-seeded River Hill lost its second round game against ninth-seeded Atholton, while number-two seed Centennial fell to 10th-seeded Reservoir. As a result, fifth-seeded Mt. Hebron will face 10th-seeded Reservoir in the region finals.
The loss in the region semifinals did little to tarnish what was a successful season for the young Decatur team, which finished with a 7-5-1 record. It was a topsy-turvy season for the Seahawks, which never won more than two in a row and never lost more than two in a row.


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Helsinki, Finland
Memphis Hesari (Kluuvi), Kluuvikatu 8, 00100 Helsinki, Helsinki
Helsinki Business Club is a brand new concept that is filling a gap in the event scene in Helsinki. Designed to inspire and connect all international business people(that includes international Finnish people(you rock!)) in Finland, entrepreneurs, co-founders, investors, developers and Job Seekers!
But it's not just our initiative. The Founders of HBC love to collaborate and we seek to join many partners over the coming months to grow the value of the HBC for the whole international community.
The club was founded by a number of business organizations that share their passion to create meaningful change and make difference to a local entrepreneurial landscape.
Every Friday you have an opportunity to discuss best practice, make connections or just hang out and enjoy the show. with other like-minded individuals while having a beer in a relaxed and casual atmosphere.
Come join us at Memphis Hesari, Kluuvi, a perfect spot for unwinding from a day of hard work over a drink or two (or five, it's your call!)
The event is organized into 3 parts:
Open Coffee Club 5pm -7pm
The OpenCoffee Club is an open concept originated in 2007 in London by Saul Klein, one of the founders of Skype. The goal was to encourage entrepreneurs, developers, and investors to become acquainted with each other in informal gatherings so that the investment industry become more transparent and thus to encourage entrepreneurship.
Meetings are held worldwide every week at over 100 locations as the timing and content vary by city.
If you can't make it by 7 pm, join us for the next parts of the day (same venue):
Networking Open mic: tell what are you looking for, advertise your company or skills. Find team members to help you start something new. Most brilliant companies started over a beer with the right people.
International Social Club 8 pm - 10 pm This part is brought to you by the famous Jolly Dragon - Serious about Fun community who is a co-founder in the HBC. They have been helping internationals build social and sports networks for over a decade now.


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Talk about a deal. French authorities are selling an entire village, Courbefy, at an all-inclusive price of about $440,000 (€330,000), according to Reuters.
Judicial officials in neighboring Limoges are selling the ghost town, which is located in the central region of France, and giving bidders until Friday to submit offers. The package includes the village, tennis courts, a swimming pool and 19 buildings. A bidder has yet to come forward, reports say.
(PHOTOS: Castles In Need Of A Lord)
According to a court ruling, if there are no buyers by Friday's deadline, the town will fall into the hands of Credit Agricole bank. "We couldn't buy Courbefy back because it's too big an investment for us," said Bernard Guilhem, mayor of the surrounding area, Saint-Nicolas-Courbefy. "This totally abandoned village breaks our hearts and we hope Credit Agricole will arrange something there again," he told Reuters.
The village was once home to a thriving community, but saw a downturn in the 1970s, when farming in the region declined. The overgrown and barren town is studded with history, including a 13th century church and remains of a castle; the area is described as home to "thieves, ravers and squatters," one local told the Le Figaro newspaper.
Despite an attempt to revive the village as a holiday destination in the 1990s, Courbefy's last resident left in 2008.


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Yemba is a Bamiléké language from the Grassfields group, spoken by over 300 000 people in the Western Province of Cameroon.
Over 3000 Yemba words and expressions are available in our database for translation to French. The initial Yemba to French translation was inherited from the scientific master piece 'Petit Dictionnaire Yémba - Français' realized by Steven Bird and Maurice Tadadjeu. The dictionary is freely available under the Copyright ® 1997 CELY (Comité d'Étude de la Langue Yémba). It was published by the ANACLAC (Association Nationale des Comités de langues du Cameroun) and printed by the SIL (Summer Institute of Linguistics) in Yaoundé, Cameroon. We performed a machine backwards transformation of the dictionary and created the French to Yemba translation. We extend the dictionary with French synonyms from the WordNet database. Additionally we add the possibility to translate common English, German, Czech, Spanish, Italian and Chinese words and expressions into Yemba. Translate now!
Getting started in the Yemba language or improving handed skills is also a matter of constant training. Most people lack a person with whom they will talk Yemba. It is also not easy to write since the alphabet must be learned first. This site offers the following motivating learning tools: Online Quiz and Knowledge checkers, Mailing list with the Yemba-word-of-the-day, Articles in the Yemba language. Learn now!
Old African languages such as Yemba face the issue of missing teaching materials since language skills are mostly passed orally from parents to children. Thing is, today, new media such as books and the internet greatly interfere with oral language learning. The internet however offers flexible and powerful learning tools, accessible from everywhere to anyone. We developed a wide-range of graphical teaching cards for common Yemba words in the following topics: animals, aliments, tools, objects, environment, human body and civic education. Such cards are powerful pedagogical tools, tuned for children who need to get started in Yemba in their young age. Cards are offered for free with a small charge for material and shipping cost. Teach now!


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My morning at Comic-Con was jam-packed, and I do mean jam-packed. It's absurdly crowded. The whole harbor area of San Diego is aswarm with unwashed geek masses (and the booth babes who pretend to like them). Just crossing the street is a major logistical undertaking.
The first thing you notice when you register is the size of the event documentation. Below is the near 200-page Event Guide, the near 200-page Comic-Con guide book, the 32-page Quick Guide, and there's also an 8-panel daily newspaper (not shown). Once I put all of this in my sling bag, my back was already moaning "uncle."
Once you see all of the swag that's floating through this place (entire forests must have been felled in the name of the new Batman movie and The Walking Dead), you understand the need for the absurdly large swag bags. I didn't understand them until I asked some folks who were carrying them. They have tubular compartments in them for posters. And then, of course, large flat art, and the aforementioned swag-o-ganza: free comic books, blank journals, postcards, DVDs, figurines, buttons, badges, pens, T-shirts, and the rest of it.
I started off my day on Artist Alley, the area of the convention center where individual comic artists and illustrators can show off their work, and show off their drawing mojo in real time. It was heartening to see, amongst these artists, booths for art suppliers, instructional drawing videos, and people who teach drawing, sculpting, casting, etc. This is a very small area of the entire event, and it's literally sidelined (it's on the far end of the convention center), but it is nice to see the DIY spirit of things still in evidence, in the shadows of the giant entertainment companies. Tomorrow I'll be checking out the costume area, the Small Press Pavilion, and the Fan Tables.
One of the busy DIY booths was Anatomy Tools, a company that makes anatomical instructional DVDs, books, and reference scupltures. Their work is amazing. It's not surprising that their full anatomical figures are sold to the medical profession as well as to the artists market.
And look who we bumped into — our pals at MakerBot Industries. They were in Artist Alley too. I love that all of the printouts they were showing were from comic books, sci-fi movies, and the like. And it's the perfect audience to be selling a "Replicator" to. Lots of people didn't seem to know about MakerBot, or even 3D printing, but they really didn't need to have it explained to them.
Here's a Hammer of Thor they printed on a Replicator.
I also ran into our old pals Brandon and Jarrod, the Shifflett Bros., who design, sculpt, cast, and sell amazing resin kits. I featured them in a piece, "It Came from My Garage," back in MAKE Volume 05. I talked to them about maybe doing more with us, and they were excited. I also got a copy of their sculpting video, which I'll be reviewing here on MAKE.
Cthulhu, anyone? There's a whole booth devoted to the Old One and his Eldritch ilk.
This was the first thing that greeted me in Artist Alley this morning — a $30,000 original Barry Smith ink from Conan the Barbarian No. 2 (1970). The coolest thing about all of these original panels for sale is the production notes penciled around their edges.
MAKE Goes to Comic-Con
10 thoughts on "Alt.Comic-Con: Strolling Artists' Alley"
Are you coming to Dragon*Con? We've got Charles "Chibikart/LOLrio Kart" Guan, special effects artist Peter Abrahamson, Robot Battles (the country's second oldest fighting robot competition) and a robotics track, costuming, and much, much more.
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I am looking for "global" and "local" solutions to the case where I have a table that goes "much" beyond the right and left margins of the page (meaning: cases where having no margins to the page would not solve the problem).
Such solution can include:
- Reducing the font size of the text inside the table.
- Making the table cells to implement some sort of "wordwrap" solution. (I found such a solution here.)
I would appreciate any help with mentioning other solutions that I might have overlooked, and on how to implement the two options I mentioned above.