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Thu, 29 Feb 2024 Today's Paper
"When to the sessions of sweet silent thought I summon up remembrance of things past"
~William Shakespeare, Sonnet (30)
Ananda College, named after the principal disciple of Siddhartha Gautama the Buddha is, more often than not, revered for her celebrated contributions to the revival of traditional Buddhist education, reckoned for her distinct accomplishments in non-academic fields and scorned and looked down upon by condescending social-climbers who missed the rare opportunity to attend the school. It still remains at the very top tier of educational institutions in Sri Lanka. I state this, not as a so-called proud Anandian but as an ordinary citizen making a mere statement of fact. Ananda's journey over the past 130 years has led through a path of glory and disappointment; it's experienced its share of hardships but it's been one magnificent journey through the proverbial peaks and valleys. Ananda is not a station; it is a fast moving train taking its travellers along moonlit nights as well as broad daylight; without any favour or fervour, without any irrational emotion but a whole lot of passion.
In completing 'Anandaya – the first 125 Years', a dedicated team of chroniclers have made a remarkable effort in painting a marvelous picture on a broad and seamless canvas, with cold professionalism and painstaking attention to detail as one would see in an accomplished biographer. It has provided readers of every era with a timeless impression of reminiscence of their long and arduous journey. That is the inescapable essence of the chronicle that is before us. Whilst recounting the dates and times of each era, whilst presenting a factual picture of the varied struggles and tribulations of Ananda, as a collective mindset of faceless thousands who have passed through the ages of pre-Independence and post-Independence Sri Lanka, the authors have been able to maintain a remarkable sense of balance in highlighting the characters who shaped and defined the legacy of Ananda.
Many a review has already been written of the book we are talking about today. I'm not going to be judgmental of those efforts, nor am I going to be judgmental on the very institution that is called Ananda and her place in Sri Lanka's society. Not all products of Ananda College have reached the pinnacle of society. Not all have achieved the desired results when they entered school and completed their education from their formative years to late teens. Yet we indulge in the glories of the few who went to the top of our societal ranks, whether they be of professional, academic or political turn. Many have fallen by the wayside. Many have found no light at the end of the proverbial tunnel. Many have grown accustomed to the discriminatory nature some of our masters and even Principals resorted to during the reformative ages of our nation as one struggling to raise her head above the water during and after colonial times.
When stipulating these thoughts and beliefs, one must grapple with the fundamental question that should be asked of an old-Anandian or anyone else. What is the concept of 'Ananda'? Is it merely a concept, or is it a living organism? Is it the buildings? Is it the teachers and Principals? Is it what we have attained in our respective lives, professionally and personally? Is it the countless lessons we have absorbed or is it an illusion or a mirage that we store within ourselves and never try to give expression to, for fear of finding the inglorious truths hidden behind those illusions and mirages? Or is it the combination of all these aspects and influences and more? I don't have an answer to these endless questions. I dare not choose one from amongst them. To do so would be utterly condescending, a characteristic which Anandians are not known for.
Taken in that context of contemporary historical experience, has 'Anandaya – the first 125 Years', the publication we are reviewing today, accomplished its singular and primary task of telling a tale of enchantment, sorrow, courage, achievement, despair, hope and valor? If the reader has the patience and insight, if he or she can absorb the niceties and cruelties of the times, from the 1880s to the twenty first century, if he has the elementary keenness to sit down and indulge in it as a book of reference which he can every now and then turn to a page and relive the experiences it tries to narrate, it has accomplished its task and done even more. It is not a Frederick Forsyth thriller which one won't put down until the last few pages are reached and the plot has thickened to spring up a surprise. Nor is it a biography of a contemporary politician whose scandals outnumber the 'good' deeds he has done for the community he is sworn in to serve. It is a coffee-table-book which belongs more to those abodes where there are no coffee tables; it is a publication which has embraced a history of a nation struggling to shake away the cobwebs of colonial domination; a gem of a production whose narrative is difficult to digest because of its weighty substance. The authors must not be discouraged by that response from a majority of readers.
Ananda, as all good things, is difficult to achieve, more precious to part with, more sustaining than a victory at a big-match. Ananda is the whole experience of life; its dignity dwells in the values it has imparted to its students; not Buddhist values, not Sinhalese values, not traditional values nor modern-day values, just plain human values. Ananda's contribution towards the sustenance of human values surpasses its own material values of which volumes have already been penned for posterity.
After all, what Ananda means to each old-Anandian is not what others tell him about it. It is what he or she has taken or not taken home from it. It is fundamentally personal and private. What Ananda represents to each and every old-Anandian who attended this great school, from the 1880s to the present, is unique and exclusive and at the same time universal and all-encompassing. On November 10, 1922, Rabindranath Tagore, considered by many to be the greatest literary figure in human history visited Ananda College in Colombo, as the chief guest at its annual prize-giving ceremony. It is apt to refer to one of his famous quotations as follows: "Patriotism cannot be our final spiritual shelter; my refuge is humanity. I will not buy glass for the price of diamonds and I will never allow patriotism to triumph over humanity as long as I live." In the writer's opinion, that is the one great lesson Ananda has imparted to us. In the same vein, Ignazio Silone, the author of the timeless novel Fontamara said: "I am a Christian without a church; a socialist without a party and a citizen without a country". Such sublime thoughts are capable of being born in many an old-Anandian. Silone also said thus: "On a group of theories one can found a school; but on a group of values one can found a culture". Ananda founded more than a school, it founded a culture.
When a well-accomplished academic sits down in the deepening hours of twilight, in his well-lit study surrounded by hundreds of books, he may turn the leaves of Anandaya – the first 125 Years; in another far-off land, a professional who pursued his post-graduate studies in western lands might wake up early morning and before his usual morning constitutional, with a mugful of coffee in hand, glance through the pages of Anandaya – the first 125 Years and yet in a very average household in the suburbs of Colombo or in a far-off hamlet in rural Sri Lanka, the father of the household will turn the pages very proudly and try to instill in his teenage son values to follow in life's long journey. They may occupy varied social tiers and earn varied incomes but the common thread that binds them is that they are all old-Anandians. To be part of that whole, not the singular tier, but the collective whole, makes one tremble not with fear but awe. To me, that is Ananda, the whole. Anandaya – the first 125 Years has done that awesome legacy proud.
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The discovery of an elephant carcass in Giribawa on February 6 raised the tot
National People's Power or NPP, the major alliance of JanathaVimukthi Peram
On Thursday (January 18), a sub-inspector attached to the Narammala Police St
A broken pair of rubber slippers kept on a display caught this writer's eye


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What to do about the Red Sox catching situation
By Conor Duffy
Apr 21, 2015; St. Petersburg, FL, USA; Boston Red Sox catcher
Ryan Hanigan(10) at bat against the Tampa Bay Rays at Tropicana Field. Mandatory Credit: Kim Klement-USA TODAY Sports
The Red Sox catching situation has been in flux since before the season even started.
The Red Sox entered spring training with the formidable defensive duo of young defensive wiz Christian Vazquez and sturdy veteran Ryan Hanigan. However, their plans to start Vazquez in his first full major league season were derailed when he felt discomfort in his throwing elbow in a spring training game. That discomfort led to season-ending Tommy John surgery and forced the Red Sox to make the last-minute acquisition of Sandy Leon to serve as the team's backup catcher.
Hanigan and Leon worked together with decent success for the first month of the season, with Hanigan providing acceptable production despite never really holding down a starting gig over a full season. But of course, their plans were sidetracked once more when a foul tip broke Hanigan's knuckle in early May. That led to the Red Sox promoting top prospect Blake Swihart to the majors to give the talented youngster his first taste of major league ball.
Swihart didn't quite begin his major league career in stride, slashing a meager .225/.257/.268 in May. And though he didn't make a total turnaround in June, he hit a much-improved .258/.303/.387 and is now appearing to be a legitimate major leaguer, even hitting a downright impressive .298/.353/.383 in his last 15 games.
Hanigan's stint on the DL is over now and he returned to the lineup last night, going 0-4 with a run scored. As of right now, the Red Sox have three catchers on their 25-man roster, but that's not a permanent solution and they'll have to make a decision soon on whether the correct move is to option Swihart to Pawtucket despite his progress in June, allowing him to play everyday, or designate Leon for assignment and give Swihart a slightly reduced role on the Red Sox.
Let's explore the options!

subset: commoncrawl


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Pilgrim Lake, 1968-1977
Scope and Content Note
In 1969, K.O. Emery and Dr. Redfield reported on a survey of Pilgrim Lake (Provincetown, MA) that they conducted for the Cape Cod National Sea Shore. This report led to further articles and another manuscript published in 1975. Every draft of this later manuscript was kept, contrary to usual archival weeding practices, because each draft is dated, many drafts have documenting correspondence, and these drafts are an extraordinary example showing the creation of a manuscript over the course of many years.
- Majority of material found within 1968-1977
Language of Materials
The records are in
Open: materials are available for research.
1 box (.5 lin. ft.)
All draft material in the collection related to Pilgrim Lake is at the beginning of the series, followed by correspondence and data, in roughly chronological order.
Repository Details
Part of the Woods Hole Oceanographic Institution, Data Library and Archives Repository


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Naumoski, Aleksandar and Arsov, Saso and Gaber, Stevan and Gaber-Naumoska, Vasilka (2016) Expected Equity Risk Premium: Survey Approach in the Case of a Small Emerging Market. Research Journal of Finance and Accounting, 7 (2). pp. 7-17. ISSN 2222-1697 (Paper) 2222-2847 (Online)
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Estimating the equity risk premium is difficult in the case of developed economies with mature stock markets, and it is even harder in the case of emerging markets with short and volatile history of the stocks exchange. In this paper it will be shown the attempt to estimate the expected ERP as a key parameter for financial theorist and practitioners using the survey approach in the case of the Republic of Macedonia as a small and open emerging market economy. It will be shown that the risk-return trade-off holds. Namely, the estimated ERP for the Republic of Macedonia for 2013 amounts 10.84% and 10.92% on average for the next 10 years. It is higher and similar as in the case of the other emerging and developing markets which are perceived by the investors as a riskier markets comparing to the developed markets where the expected ERP is lower.
Item Type: | Article |
Subjects: | Social Sciences > Economics and business |
Divisions: | Faculty of Economics |
Depositing User: | Stevan Gaber |
Date Deposited: | 13 Oct 2016 12:26 |
Last Modified: | 13 Oct 2016 12:26 |
URI: | https://eprints.ugd.edu.mk/id/eprint/16438 |
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When it comes time to sell your home it can quickly become overwhelming. But once you have made the decision to sell, you want to be able to sell it as quickly as possible for the best possible value. The key to achieving both a quick sale and a premium price comes down to several factors, one of which is how the property is presented.
Showcasing your home to the best it can be will absolutely help when it comes to sale day. You want people falling in love the moment they walk through the door, and to do that you need to capture their attention immediately and for all the right reasons.
Here are 5 quick and easy styling tips that will hep sell your home faster:
1. Declutter – Too much clutter definitely lets down your property on sale day. Take some time to clear away ornaments, furniture and other household items. You don't want buyers looking at your items, you want them to be looking at the potential of you home, and that potential includes space. Be ruthless, pair it right back. Take out at least half the items in all your cupboards and draws. This will give the impression of more storage, and more storage is always gets a big tick.
2. Neutralise – You may love Turquoise and Gold together but not everyone will. If you want to sell your home faster, you want to be appealing to a wider range of people and to do that you need to stick with neutral tones and colours. Buyers are coming to your home wanting to imagine themselves and their belongings in your home, and it's easier to do this with a neutral palette.
3. Flow – Again, buyers love lots of space and you want to maximise the appearance of space and show the buyer that there is a good flow to your home. Don't have excess furniture or overly large dark furniture that overpowers the room. Keep it simple and any furniture that makes it hard to move around and between rooms.
4. Light – The next best thing to having space is having light. Natural light and lots of it. You want to maximise the light in the home by opening up your windows as much as you can. Remove any dark and heavy drapes. Use glass tables or strategically placed mirrors to enhance the natural light in the home.
5. Curb Appeal – Pay particular attention to the front of your house and your entrance. Most buyers have already made up their mind about your property within the first 30 seconds. You only get one chance to make a good first impression. Spend some time tidying up the yard, painting the front door and working on making your home feel inviting starting from the curb.
Remember, you want buyers to fall in love with your property on first glance. Appeal to their emotions and you will have your property sold in no time.
Until next time…
Chicks and Mortar – Women in Property


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In December 2020, I used to be identified with rheumatoid arthritis. Previous to that, I'd spent a few years coping with power ache and fatigue. It wasn't till I used to be unable to stroll and use my palms that I made a decision to see a health care provider. My major care doctor referred me to a rheumatologist, who initially had a tough time diagnosing me as a result of my markers for irritation had been low. After a collection of assessments, I used to be finally identified with seronegative rheumatoid arthritis (RA).
Most individuals with RA have seropositive RA. Which means that they've a substance referred to as anti-cyclic citrullinated peptide (anti-CCP) antibodies, or rheumatoid issue, of their blood. When an individual has RA with out additionally having these antibodies, the situation is as a substitute referred to as seronegative RA.
The signs of seronegative RA are similar to those of seropositive RA.
They embody:
- Tenderness, swelling, and redness within the joints on either side of the physique.
- Stiffness, particularly within the palms, knees, ankles, hips, and elbows.
- Stiffness within the morning that lasts for longer than half-hour.
- Persistent irritation.
- Fatigue.
Within the early levels of the situation, these signs are inclined to have an effect on the palms and ft. In time, nonetheless, they will begin to have an effect on different joints. Development can usually result in a analysis of a special situation, similar to osteoarthritis or psoriatic arthritis.
So what may I do to sluggish the development? My rheumatologist recommended that earlier than we attempt conventional RA medicine that we discover way of life modifications. She recommended that I undertake a gluten-free plant-based weight loss plan. Unbelievable!… Nevertheless, I used to be already on a gluten-free plant-based weight loss plan and nonetheless felt awful daily. At that time, I felt defeated and questioned if I used to be doomed by my genetics. I've been vegan since 2010, complete meals, plant-based since 2012, and gluten-free since 2018. For years, I ate a diversified plant-based weight loss plan, exercised 6 days per week, obtained 7-8 hours of sleep most nights, and — nonetheless — I used to be riddled with every day joint ache and power fatigue. Each morning once I awoke, I felt like I had been hit by a bus!
Whereas it is very important acknowledge that weight loss plan can play an enormous position in well being, it's essential to confess {that a} blanketed complete meals, plant-based weight loss plan will not be a silver bullet for each well being situation.
My physician acknowledged that my gluten-free, plant-based weight loss plan was a incredible begin and was the rationale that my inflammatory markers had been so low. She suggested me that even wholesome plant-based meals (along with lack of sleep, stress, and hormones) may very well be triggers for RA.
My physician acknowledged that my gluten-free, plant-based weight loss plan was a incredible begin and was the rationale that my inflammatory markers had been so low. She suggested me that even wholesome plant-based meals (along with lack of sleep, stress, and hormones) may very well be triggers for RA. She recommended that we take a deeper dive into what I used to be consuming and suggested me to maintain a 10-day meals/drink journal. For 10 days, I tracked every little thing I consumed and famous my ache and fatigue stage.
To my shock, I used to be rapidly capable of see patterns of sure meals that triggered joint ache and fatigue. My largest triggers: oats and grain flour. Oats in any kind — rolled, steel-cut, flour — precipitated instantaneous bloat adopted by joint ache a couple of hours later. I observed that I may eat brown rice with no points; nonetheless, brown rice flour in gluten-free bread despatched my ache via the roof. I felt nice after consuming corn on the cob, however corn flour noodles left me unable to make use of my palms. Different meals/drink triggers included nightshade greens (white potatoes, tomatoes, eggplant, bell peppers) and caffeine (even decaf black tea). I additionally observed I felt higher once I intermittently fasted (16 hours) and ate 50% uncooked.
By eradicating oats, grain flour, nightshades, and caffeine and implementing intermittent fasting and extra uncooked meals, my situation considerably improved. I'm at present utilizing weight loss plan as my solely "drugs" to handle my RA. I'm assured that the long-term results of my new modified complete meals, plant-based weight loss plan may assist to cut back my RA illness exercise and delay my illness development. I share my story in hopes of serving to others create their very own success story with diet. Whereas a diversified, complete meals, plant-based weight loss plan is advantageous for common well being, some modifications inside the weight loss plan may be crucial to realize particular person optimum well being.
Copyright 2023 Middle for Diet Research. All rights reserved.


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Are you looking for a way to get rid of stretch marks? Maybe you have scars from accidents or surgery. Or maybe you've had kids and are dealing with a lot of joy and unexpected pain. Whatever the reason, we've got a few tips to help you clearly about how to use bio oil for stretch marks in this article.
The benefit of using bio oil when pregnant
In pregnancy, there are a lot of factors to consider. And while you probably don't want to worry about any of them right now, one thing you may not have considered is how your skin will change when you're expecting. The skin is already stretched to its limits during pregnancy, so it's important to take extra care of yourself during this time. A great way to do this is by using a bio-oil that helps reduce pain, improve skin tone and texture, and even improve the look of stretch marks.
What is Bio-oil?
Bio-oil is an oil-based and lightweight product that can be applied easily to the skin to restore moisturizing and elasticity after childbirth—and it works great on stretch marks too! It is made from natural oils and extracts that can help improve your skin's health and appearance, especially for improving the appearance of scars, stretch marks, and other skin issues. Bio-oil also contains vitamins A, C, E, and F and natural plant extracts like jojoba oil and vitamin E. This means you'll get more benefits than just moisture from using it!
How does bio oil work on scars?
Bio-oil helps by reducing irritation caused by friction and rubbing on your skin. It also helps moisturize dry areas of the body, including elbows, knees, heels, and other hard-to-reach areas. And support promotes collagen production in your skin, reducing the appearance of scars and stretch marks. It also makes the scars look smoother and softer. It's also perfect when you need extra hydration or helps smooth out those scars from prior pregnancies that can be used on your skin when you're pregnant.
How to use bio oil for stretch marks?
Now that we've learned how the product works on scars, let's talk about how to use it for stretch marks and when to use bio oil!
Bio-oil can help to reduce stretch marks during pregnancy or overweight gain in a short time. It also works to fade old stretch marks. During pregnancy, you should use Bio-oil as soon as the 3rd month in areas prone to stretch marks such as the abdomen, breasts, waist, hips, buttocks, and thighs. Here are some tips about how to apply bio oil for stretch marks:
- 1) Apply 2-3 drops to the affected area 2-3 times per day.
- 2) Avoid direct sunlight and keep out of the sun for long periods.
- 3) Do not apply over large areas as this may be too much for your skin and cause irritation.
You can use bio oil as often as you like—it won't cause any negative side effects like other products. And since it's made from all-natural ingredients like jojoba oil, avocado oil, and sunflower seed oil, it rarely happens with side effects from using it during pregnancy! You can use bio oil for stretch marks in many ways—you need to figure out what works best for you!
Final words
Bio-oil is a great product to help all of your skin look and feel its best during pregnancy. Using bio oil when pregnant brings many benefits to your skin, like fighting against the appearance of scars and stretch marks while improving your skin's moisture levels. We hope this post gives you more information about how bio-oil works on scars and how to correctly use bio oil for stretch marks to maximize its benefits.
>> What is Bio-oil, and how to use bio oil correctly?


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For some reason my scanner will not scan the outer right hand side of this Lo. Go figure!! Anyway, this is my Grandparents on my Mother's side. Granddaddy passed away when I was only six, but I remember him very, very well. I was very forunate to have my Grandma (The Love Of My Life) until I was 33. I miss them still. This was their wedding day, September 9, 1908. tfl
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"We are developing a way for your audio content to move with you throughout your day. Through notifications on your devices, you'll be able to tap to start listening to a podcast in the car, continue on your phone and headphones and finish on your TV at home," Google said in a blog post.
"As you move your physical location, you'll see these media notifications on your phone or other devices asking if you'd like to transfer the audio over to a nearby device," the company added, saying that it is working with Spotify and YouTube Music for this purpose.
How will this audio feature work?
Once the feature is available on Android 13, users will be able to switch the audio output device based on their location. For example, if you are listening to music or podcast on your bedroom speaker and you move to a common room that has another speaker.
The phone will get a notification asking whether you want to listen to music on the speaker in the common room. If you agree, the music will start playing in the common room.
Google says that the feature uses the cross-device software development kit (SDK) that it released last year. The technology also utilises Bluetooth Low Energy, Wi-Fi, and ultra-wideband to detect which audio devices are physically near the user.
Apparently, the technology can switch audio playback from a Bluetooth speaker back to the smartphone if the user answers a call.
Android 13 got a refreshed media player on the phone's lock screen and notification section that allows users to quickly select which compatible Bluetooth or Chromecast built-in devices to play the content on. This functionality is currently available with YouTube and YouTube Music.
Facing issues while downloading apps from Google Play Store? Here are 5 things you can try


text: The Audit log function (visible in the Account menu) lets you inspect all of the changes that were made in your account setup, and by whom. Occasionally, if you ask Uptrends Support to help you out, we'll make some changes for you in your setup. So far, it wasn't clear whether a change was made by you or another user in the account, or whether it was made on your behalf by Uptrends. The audit log has now been improved to clearly indicate which changes were made by Uptrends.


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Disney On Ice Tickets
Rocket Mortgage FieldHouse | Cleveland, Ohio
Did we hear someone shout THEATRE? No? Well someones got to say it! Because did you know that Disney On Ice: Frozen and Encanto has announced a new tour, with an updated theatre production for winter, 2023 and YOU are going to have the night of your life! Have the night of your life from the comfort of a welcoming seat at the stunning and simply magnificent Rocket Mortgage FieldHouse, Cleveland, Ohio on Saturday 7th January 2023! Come to the favorite production in theatre this year, plan ahead for January, why not bring the family, its suitable for all! Get your tickets now by easily clicking the 'get tickets' link when you scroll up, don't miss this opportunity!
So you're a diehard theatre fan and an even bigger Disney On Ice: Frozen and Encanto fan? Well Rocket Mortgage FieldHouse has a surprise in store for you come Saturday 7th January 2023! Thats right Disney On Ice: Frozen and Encanto back on a huge US tour this winter with one of the most famous shows on the stage for 2023. The fortunate holder of the event, Rocket Mortgage FieldHouse is a truly magnificent site, there are many basis to say it is incredible but the most important reason visitors adore it so much is the perfectly situated location, which creates quite a day (or night!) of it for the guest, parking is definitely not an issue, as there is an enormous amount at your convenience should you not require the use of public transport – also readily obtainable. There has been a lot of chant about this production living up to the expectations of prior tours, and critics are obviously quoting this will smash all others out of the park already! If you want to see the comeback of the finest production on stage of 2023 then easily click the link and secure yours this moment, this sell out is going to be just that if you hang around for too long!


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Question Does fluvoxamine, a selective serotonin reuptake inhibitor and σ-1 receptor agonist, prevent clinical deterioration in outpatients with acute coronavirus disease 2019 (COVID-19)?
Findings In this randomized trial that included 152 adult outpatients with confirmed COVID-19 and symptom onset within 7 days, clinical deterioration occurred in 0 patients treated with fluvoxamine vs 6 (8.3%) patients treated with placebo over 15 days, a statistically significant difference.
Meaning In this preliminary study, adult outpatients with symptomatic COVID-19 treated with fluvoxamine, compared with placebo, had a lower likelihood of clinical deterioration over 15 days; however, determination of clinical efficacy would require larger randomized trials with more definitive outcome measures.
Importance Coronavirus disease 2019 (COVID-19) may lead to serious illness as a result of an excessive immune response. Fluvoxamine may prevent clinical deterioration by stimulating the σ-1 receptor, which regulates cytokine production.
Objective To determine whether fluvoxamine, given during mild COVID-19 illness, prevents clinical deterioration and decreases the severity of the disease.
Design, Setting, and Participants Double-blind, randomized, fully remote (contactless) clinical trial of fluvoxamine vs placebo. Participants were community-living, nonhospitalized adults with confirmed severe acute respiratory syndrome coronavirus 2 infections, with COVID-19 symptom onset within 7 days and oxygen saturation of 92% or greater. One hundred fifty-two participants were enrolled from the St Louis metropolitan area (Missouri and Illinois) from April 10, 2020, to August 5, 2020. The final date of follow-up was September 19, 2020.
Interventions Participants were randomly assigned to receive 100 mg of fluvoxamine (n = 80) or a placebo (n = 72) 3 times daily for 15 days.
Main Outcomes and Measures The primary outcome was clinical deterioration within 15 days of randomization defined by meeting both criteria of (1) shortness of breath or hospitalization for shortness of breath or pneumonia and (2) oxygen saturation less than 92% on room air or need for supplemental oxygen to achieve oxygen saturation of 92% or greater.
Results Of 152 patients who were randomized (mean [SD] age, 46 [13] years; 109 [72%] women), 115 (76%) completed the trial. Clinical deterioration occurred in 0 of 80 patients in the fluvoxamine group and 6 of 72 patients in the placebo group (absolute difference, 8.7% [95% CI, 1.8%-16.4%] from survival analysis; log-rank P = .009). The fluvoxamine group had 1 serious adverse event and 11 other adverse events, whereas the placebo group had 6 serious adverse events and 12 other adverse events.
Conclusions and Relevance In this preliminary study of adult outpatients with symptomatic COVID-19, patients treated with fluvoxamine, compared with placebo, had a lower likelihood of clinical deterioration over 15 days. However, the study is limited by small sample size and short follow-up duration, and determination of clinical efficacy would require larger randomized trials with more definitive outcome measures.
Trial Registration ClinicalTrials.gov Identifier: NCT04342663
Coronavirus disease 2019 (COVID-19), caused by infection with the novel severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2), can result in serious illness leading to hospitalization, intensive care unit admission, and death. Clinical deterioration typically occurs during the second week of illness. Early studies of COVID-19 found that hospitalization most often occurs within 8 to 10 days of initially mild to moderate symptoms. Further evidence suggested that lung damage from COVID-19 was related to an excessive inflammatory response, prompting numerous trials of immunomodulatory drugs.
A potential mechanism for immune modulation is the σ-1 receptor (S1R) agonist. The S1R is an endoplasmic reticulum chaperone protein with various cellular functions, including regulation of cytokine production through its interaction with the endoplasmic reticulum stress sensor inositol-requiring enzyme 1α (IRE1). Previous studies have shown that fluvoxamine, a selective serotonin reuptake inhibitor (SSRI) with a high affinity for the S1R, reduced damaging aspects of the inflammatory response during sepsis through the S1R-IRE1 pathway, and decreased shock in murine sepsis models.
Fluvoxamine is a strong S1R agonist, is highly lipophilic, and has rapid intracellular uptake. This study tested whether fluvoxamine, given as early treatment in individuals with mild COVID-19 illness, may prevent clinical deterioration.
This was a double-blind, placebo-controlled, randomized clinical trial that compared fluvoxamine with placebo in adult outpatients with confirmed SARS-CoV-2 infection. The trial protocol and statistical analysis plan appear in Supplement 1. The study was approved by the institutional review board at Washington University in St Louis and was conducted in compliance with the Declaration of Helsinki, the Good Clinical Practice guidelines, and local regulatory requirements. All participants provided informed consent via e-consent or written consent.
Study Design
This trial was conducted in the greater St Louis metropolitan area (eastern Missouri and southern Illinois). Patients were recruited from April 10, 2020, to August 5, 2020. The 30-day post-randomization follow-up assessment was completed on September 19, 2020. This was a fully remote (contactless) clinical trial Participants were recruited via electronic health records, physician and other health professional referrals, study advertisements near COVID-19 testing centers and in emergency departments, referrals by colleagues, a study website, and communication in local television and newspapers. Participants were enrolled without regard to sex, race, ethnicity, or religion. Potential participants underwent screenings by email and phone, and provided informed consent, typically electronically.
Study supplies were delivered to self-quarantined study patients as a package left at their door and the study materials consisted of the study medication, an oxygen saturation monitor, an automated blood pressure monitor, and a thermometer. Participants then self-assessed using the equipment provided and confirmed vital signs within range (systolic blood pressure between 80 mm Hg and 200 mm Hg, diastolic blood pressure between 40 mm Hg and 120 mm Hg, and pulse rate between 50 beats/min and 120 beats/min), pregnancy status when indicated, and oxygen saturation of 92% or greater. Study staff called participants informed them of eligibility and instructed them to take the study medication. The study medication was targeted to start on the same day that participants were first contacted and screened by the research team.


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Lodge at Cold Spring
Nestled within beautiful grounds in the heart of Rocky Hills, you'll love the tasteful elegance of our facilities and the convenience of living near all the things that make life great. We're just minutes from shopping, dining, healthcare and wonderful area attractions. Take time to visit destinations like Dinosaur Park, the Academy Hall Museum or take the ferry to Glastonbury. Our warm and dedicated live-in management teams want to make your retirement experience truly special, and you'll wish you'd come home to us sooner.
Retirement should be a relaxing time, spent doing what you love. That's why Holiday Retirement communities provide an independent retirement lifestyle in a welcoming environment. In an all-inclusive month-to-month rent, residents enjoy three chef-prepared meals daily, enriching activities, housekeeping, transportation, and so much more. Plus, two sets of compassionate live-in managers are available 24/7 to ensure safety and security. Discover the peace-of-mind and fulfillment you deserve. Contact us today to schedule your personal tour!
Rates shown reflect single occupancy.
Independent Living


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The International Journal
of Not-for-Profit Law
Volume 1, Issue 3, March 1999
The High Court of Madras has held that, where a trust was established to impart knowledge and education primarily in a particular language (in this case Gujarati), exemption from income tax cannot be denied under section 13 (1) (b) Income Tax Act 1961 on the grounds that the trust is established to promote the interest of a particular religion or caste. (CIT v Sri Gujarathi Mandal, [1998] 101 Taxman 647 (Mad.))
CIT v Nagi Reddi Charity
Another case heard by the High Court of Madras concerned a trust established to provide medical relief and education to the poor and which received by way of gift an assignment of copyright in several films for which distribution arrangements had already been made, subject to the condition that amounts realised from the exploitation of the copyrights were to be held as part of the corpus of the trust until such time as they were utilised in constructing a hospital. The court held that the amounts received by the trust from the exploitation of the copyrights did not represent income derived from the carrying on of a business by the trust (for which exemption from income tax is denied under section 13 (1) (bb) Income Tax Act 1961)). The income fell to be treated as contributions to the corpus of the trust and thus did not constitute taxable income. (CIT v Nagi Reddi Charity, [1998] 101 Taxman 356 (Mad.))


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Can the release of capital be repaid before death?
The natural end of a capital release plan is when you die or move to a nursing home, but you can repay sooner if you want. Some lenders will charge early repayment fees (ERC) for you to pay them sooner. However, there are several exemptions you can use to avoid additional charges. In most cases, your capital release plan will have to be repaid within 12 months of your death.
The first step is for your beneficiaries to contact their lender, who will ask for a copy of the death certificate and the probate document, so that they can contact the executors of their estate. Your lender will then contact your executors and ask them how they plan to repay the plan, either through the sale of your property or other means. As mentioned above, after the death, your equity release plan is usually reimbursed with the proceeds of the sale of your property. This is done by the executor of your estate.
When you die, your capital release plan is reimbursed. Your beneficiaries must inform their lender of equity release and, with a lifetime mortgage, they usually have 12 months after their death to repay their plan. Usually, this happens through the sale of your property; however, it can be by any financial means. Once your capital release plan has been repaid, the surplus money will be part of your inheritance.
When you die, your home will usually be sold. The money raised from the sale of your property will pay the real estate agent, the attorney's fees and the remaining money will be used to repay the equity release loan. Once all these payments have been fulfilled, any remaining proceeds will go to your beneficiaries. When you die, your home can be sold so that the capital release plan can be paid.
The sale will generally be arranged by the executor of the will, who will also be responsible for repaying the capital release plan, both the principal and the interest accrued. They will also be responsible for organizing services, such as real estate agents and lawyers, and will be required to pay for these services, using the proceeds from the sale of the house. The surviving plan holder continues to live in their home and the capital release plan continues until they die or move to long-term care. If the loan is to be repaid through the sale of a property, as long as your lender is a member of the Equity Release Council, you are protected by the negative non-equity rule, which means that the loan will never exceed the value of the property.
When your capital release plan is contracted for the first time, the lender will give you a welcome package that includes contact details, including a plan reference number. If your home equity loan is in joint name, both you and your spouse or domestic partner, the debt will only be repaid once the last surviving homeowner dies. For example, they may want to use the property as an investment, as a purchase to rent, and therefore repay the equity release plan with a purchase-for-rent mortgage or alternative means of financing. If leaving an inheritance behind your children is a priority, there are equity release plans that allow you to protect additional amounts of equity.
Talk to an unbiased capital release expert to discuss if it's the right choice for your family. The release of capital has allowed UK homeowners to finance their dreams in the future by freeing up money tied up on their properties, most commonly by taking out a lifetime mortgage. The Equity Release Council sets specific rules about what happens to surviving partners if one of the borrowers dies. You will continue to live on your property normally and you cannot be forced to leave, as long as you have chosen a plan regulated by the Financial Conduct Authority and the Equity Liberation Council.
An alternative approach is to organize care in your home, which will not affect your capital release plan at all. The amount you release is charged with a fixed interest rate that continues to accumulate, increasing total debt when it comes to selling the property. If they don't have this data or can't find it (and the broker originally used is still exercising), their beneficiaries can contact them to find out how to get the details of the equity release lender. In addition to the fact that your beneficiaries will accept your death, they may not be familiar with how the capital release works or what liabilities they may have.
However, individuals who apply for the release of capital can "enclose" a fixed amount of money that their beneficiary will inherit, so that they know that they will definitely receive the specified minimum amount of inheritance, regardless of when the plan ends. This is because equity release lenders generally apply early repayment fees for leaving the agreement early. . .


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The number of spouses who have successfully mediated their separations and divorces are dramatically on the rise. This is largely because they took the time to learn the full scope of all of their options before choosing divorce mediation. Through the following quick and dirty how to divorce comparison charts, you too can become well informed as you prepare to make this all important decision.
Divorce Mediation | Court-Contested Divorce |
Fast-takes between 3-6 months | Slow-may take 2-4 years or more |
You decide your future | Courts decide your future |
Affordable-costs a small fraction of a court-contested divorce | Expensive-costs $30,000-$40,000 or more |
Minimal emotional impact on children | High emotional impact on children |
My Healthy Divorce Mediation Program | Private Mediator |
fully legal binding marital settlement agreement | non-enforceable memorandum of understanding |
marital settlment agreement draft and divorce decree provided | both not provided |
affordable flat fee | attorney's hourly rate ($250-$350/hour) |
attorneys and other professionals specialize in divorce mediation full-time | divorce mediation usually a side practice to attorney's private litigation practice |
My Healthy Divorce Mediation Program | Do-It-Yourself Divorce |
full legal protection | no legal protection |
advice and guidance from expert professionals | no advice and guidance |
solid future financial plan | highly risky; spouses likely to lose important property rights |
balanced marital settlement agreement designed to stand the test of time | marital settlement agreement fraught with pitfalls and subject to challenge as an unenforceable document |
Another way to get a setion or divorce is through a collaborative divorce. In such a divorce process, you will each retain your own counsel and both sign a document stating that neither of you will use the courts to litigate any issues that arise in your matter. Instead, you will engage in a series of four-way meetings with your respective attorneys, and many times with financial and/or parenting experts, to resolve all the outstanding financial and parenting issues in your matter. Main Line Family Law Center offers collaborative divorce representation for clients whose spouse has already retained their own counsel and is interested in the collaborative divorce approach.
If you have any questions about divorce mediation, the My Healthy Divorce program and your options, or wish to schedule your divorce mediation consult, please contact us at (610) 410-5444.
As always, continue to stay informed!
About the Author
Cris Pastore, Main Line Family Law Center
Cris Pastore, Esq. is co-founder and managing attorney-mediator at Main Line Family Law Center, a divorce mediation firm with seven offices along the Main Line and Center City, Philadelphia. A practicing attorney for over 20 years, Cris has focused exclusively on divorce mediation since 2007, when he grew increasingly frustrated by destructive nature of the court-contested divorce process. Cris has made it his personal mission to revolutionize this area of practice to preserve family relationships and help families emerge healthy and whole. Follow Cris at @healthy_divorce.Topics: Healthy Legal Options


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Listen to Underworld's haunting new acapella track, 'denver luna'
Underworld have today shared a new track, 'denver luna (acapella)' – check it out below.
The electronic duo – comprising Karl Hyde and Rick Smith released 'denver luna (acapella)' today (September 27) and it follows on from their earlier single of 2023, 'and the colour red,' which they debuted first at a gig in Bristol in May along with several other new songs.
A statement describes 'denver luna'(acapella)' as "a departure from their universally recognised sound and an intimate insight into Karl [Hyde's] mind as his stream of consciousness vocal becomes the music."
Watch the Jon Gorrigan directed video for 'denver luna' (acapella) here:
[embedded content]
Underworld's last album was 'Drift Songs' in 2019. It came as part of a new project called 'Drift' which saw the band release new music, art and text pieces weekly over the course of a year.
Speaking about that album in more detail, the band explained that the project "expands and enhances a selection of the recordings" from the 'Drift' project and will see the band release more music in the space of a year than in the course of the last 15 years.
The electronic duo formed in Cardiff in 1980; before 'Drift Songs' came 'Barbara Barbara, We Face A Shining Future' in 2016. In 2017, they released a reimagined edit of their classic 'Born Slippy' for the T2: Trainspotting soundtrack, called 'Long Slow Slippy'.
Reviewing the band's collaboration with Iggy Pop for that, NME wrote: "Having both been so integral to the soundtrack and spirit of the original Trainspotting movie, 'Teatime Dub Encounters' was borne of an attempted collaboration between Underworld and Iggy Pop to create something special for the sequel T2. For their first meeting, a studio was set up in a hotel room at The Savoy in London and a natural chemistry drove everything from there. It may not have made it for T2, but a beautiful beast of its own came into being."
This year, Underworld played the two-day London event Junction 2 on July 21. Additionally, they made festival appearances at Coachella, Secret Garden Party and Lowlands.


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A general rule is small businesses with revenues less than $5 million should spend 7-8% of their revenues on marketing.[i] Also consider if your business depends on having many customers (such as a dispensary or delivery service) or a few steady contracts (such as a cultivator or transporter). This can help you determine how much you should spend on advertising and what type of advertising.
[i] "Marketing." Small Business Administration, n.d. https://www.sba.gov/taxonomy/term/15051?page=37


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Home / Events & News / Ruby Bonus Week in Eden of Ikemen
NewsEvent Hi there!
A little Event "Ruby Bonus Week" happening now in Eden of Ikemen!
When you take an investigation you have a 25% chance to receive as 2 Rubies as a drop bonus!
05.08.2021 15:00 to 12.08.2021 at 15:00 JST
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#otome #otomegame #visualnovel #OtomeNews #OtomeEvents #EdenofIkemenNews


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Create a Website Account - Manage notification subscriptions, save form progress and more.
View All Calendars is the default. Choose Select a Calendar to view a specific calendar. Subscribe to calendar notifications by clicking on the Notify Me® button, and you will automatically be alerted about the latest events in our community.
West Baton Rouge Museum
Put your dancing shoes on for an evening of authentic Zydeco on Friday, September 15th from 6:00 PM - 8:00 PM at the Juke Joint stage on the grounds of the Museum for the monthly Historical Happy Hour. Twice Grammy nominated Best Regional Roots Music performer Corey Ledet will perform at the Juke Joint stage, accompanied by Brandon Broussard of Louisiana Dance Roots. Studying under Zydeco originators, Ledet's music evolved to include all types of Zydeco. To compliment an evening of Zydeco, Brandon Broussard of Louisiana Dance Roots will teach traditional Zydeco to the audience. Bring snacks, folding chairs, and liquid refreshments. In the event of inclement weather, the event will be moved indoors.


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"Our most readily useful profiles possess credit ratings lower than 650," said Skylar Woodward, the newest President off Puddle and you can a beneficial co-creator of microfinance category Kiva. "People that the modern program states is actually untrustworthy otherwise higher-chance actually are repaying in excess of 95 %."
While you are r/obtain plus these complete-fledged people stick to this new fringes away from user financing, the thought of truly coordinating private borrowers and you can lenders you will definitely change the brand new monetary globe in the long run. 5 trillion per year. Therefore, one of the pledges of fellow-to-peer credit, towards the a bigger scale, would be the fact it could reduce banks' spots since the intermediaries, and you can bequeath the latest deals so you can consumers and you will lenders similar.
While you are banking institutions nonetheless are the brand new public's (as well as the government's) recommended loan providers, these types of the peer-to-fellow people and you can attempts, typically, have the implicit or specific approval out-of government. According to Lauren Saunders, this new affiliate movie director of your own Federal User Law Heart, brand new Federal Change Commission have general authority to regulate unjust or deceptive lending means, and for loan providers making more than simply twenty-five loans for the a schedule seasons, therefore really does the user Monetary Cover Bureau, that's undergoing development another type of number of rules demanding one pay check loan providers, among other things, check borrowers' capability to pay funds. Someone making more than just 25 money a year is also expected to disclose the newest loans' interest levels, according to federal Specifics In Lending Work.
In the 2008, Prosper and you will Lending Club each other temporarily shut down (Excel performed so on account of a national cease-and-desist order) so you can sign up to this new Ties and you can Exchange Commission, but the legality of an informal lending circle particularly r/acquire has never been checked out. "If this is an enormous and you can thriving markets, will eventually it looks as though it could manage afoul of at least condition, if you don't government, rules," said Leonard, formerly of Cardio to possess Responsible Lending. "There was a complete number of statutes around the collecting from debts, and you can what you're allowed to would, what you're prohibited accomplish, exactly how you are allowed to get in touch with someone." Like, since r/acquire rules webpage informs lenders in order to adhere to county-peak desire-speed limits, it rule isn't stringently enforced.
It's not obvious what this means money for hard times out-of roentgen/obtain. However, emergency credit, even if they have been learned, manage are the fresh manifestation of a much bigger state. "A number of the pressures that folks is against cover seeking credit when borrowing from the bank is not the answer," Valenti, of Cardio to have Western Improvements, said. And holes on societal safety net and you will wellness-care system, "a few of it could be traced into the minimum-wage maybe not are adequate and never keeping up with prices for men," he said. "It's interesting, and you will slightly annoying, that people are online title loan South Carolina supposed within assistance," Valenti said.
When asked if they'd be able to cover a $400 emergency expense, Neal Gabler's recent Atlantic cover story noted, nearly half of all respondents to a 2014 Federal Reserve study said that they wouldn't have enough cash on hand.
Exactly how manage it abrasion the cash together? Very advised the new Given they might choose a financial loan, explore a charge card, or make a potentially uncomfortable demand in order to friends and family.


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January 1, 2011
If you'd asked me how I thought I was doing in conquering the TBR mountain range in my office, I'd have told you I was failing. After all, the stack behind my desk of series and rock books has grown to new, scary heights. It has become a new Western peak in the TBR mountain range. Surely this was my worst year for reading since before I started keeping track.
Yet the Eastern Peaks have shrunk. Those are my mass market books, stacked four deep and with two columns bookending (ha) the area that's four deep.
There's even been movement in the Southern Ranges (those on the floor, under my desk). Of course, deciding I wasn't going to finish the first Cirque du Freak book immediately took 11 off my stacks…
Also shrinking was the Eastern side of the Northern range. Those are the hardbacks and trade paperbacks. If I'm dedicated, I might be able to decimate the farthest Western Peak of the Northern range; right now, it consists of 22 books. Surely I can read 22 books in 2011?
Sure I can. To my surprise, I read 93 books in 2010. That might go up by one, if I finish the book by my old professor and mentor Reginald McKnight, He Sleeps. We'll see. (I didn't, but did finish Erle Stanley Gardner's The Case of the Fenced-in Woman.) This is the most I've read since 2007, when I read 97 books. So close to 100 that year!
Not bad, considering all the fiction I've been working on. (Even though I only got one book out this year. I'm aiming for 2 in 2011, so you know. Hold me to that, okay?)
So here's the highlights:
I bookended the year with indie reads: Sue Lange's great Uncategorized and Darcia Helle's Enemies and Playmates. Very good, that last one. Darcia's got some serious chops, so be sure to look both of these women up.
I revisited old literary friends who had series new and old: Jennifer Estep, Robin Hobb, Rachel Vincent, Kathy Reichs, Charlaine Harris, Linda Fairstein, Jonathan Kellerman.
I checked out writers I've been meaning to read: JR Ward — yes, I finally began to experience the Brotherhood! And Lisa Kleypas, who is every bit as good as people say she is.
I read books by authors I know online but hadn't read yet: Anya Bast, TJ Bennett's The Promise. Loved 'em both. Same for Rebecca Cantrell's debut, A Trace of Smoke. And then there's Mitchell James Kaplan, whose By Water, By Fire is brilliant — and who came in person to book club and sat in my own living room to chat with us.
Don't forget CJ Lyons, who asked me to read some books she'd put up on Smashwords. Really, people, if you are a fan of CJ (and if you're not yet, you should be), get these. They are great fun! Total formula, but I'm a fan of formula (which makes this a compliment). And CJ handles it really really well.
Some literary gems: Diane Smith's Letters from Yellowstone. I adored this book, even though when I read Janet Fox's debut, Faithful, I saw similarities in the plots of the two.
Of course, there are the staples of my life: rock and roll. Joe Meno's Hairstyles of the Damned could have been the first stand-out of the year, but I happened to read Brian Francis' The Secret Fruit of Peter Paddington too close together for two books with a lot of similarities. So we'll call the first standout What the Librarian Did, by Karina Bliss. I read a lot of rock books this year (19 of 93!), but only a few were standouts. RJ McDonnell comes immediately to mind; I read both of his books this year (Rock and Roll Homicide and Rock and Roll Ripoff). Why isn't RJ on Smashwords? If you use Smashwords, drop him a note and tell him you want to see his books listed there.
Rachel Cohn hit it with Pop Princess. So did Sarra Manning with Guitar Girl. It's pretty sad that the young adult rock and roll fiction is better than the adult stuff. I mean, hello? MTV generation. What happened us??
Melody Lane to the rescue, with Lex Valentine coming close.
Three Cups of Tea left me aching for more books to sell and more royalties to donate to charity. It was only one of an unusual number of non-fiction for me. Included on this list is Jim Lindberg's Punk Rock Dad, Mark Kurzem's The Mascot, and Helen Epstein's classic, Children of the Holocaust. Don't forget Joel McIver's To Live is to Die.
In an unusual move for me, we read a lot of Holocaust lit — both with my book club and me, myself, on my own. Book club read Those Who Save us (Jenna Blum) and The Diplomat's Wife (Pam Jenoff), and you can see some other titles above (Rebecca Cantrell, Mark Kurzem, Helen Epstein), Tatiana de Rosnay's Sarah's Key, which was fascinating if not as shocking as I'd heard.
Mary Sharratt is an author who I'd only experienced once before. I LOVED Daughters of the Witching Hill. A definite stand-out; I still think about quite a bit of it.
Of the 93 books I read, I didn't finish 22 of them. I don't make myself finish anything I don't like. Not when I've got mountain ranges sitting here beside me, taunting me with their very presence…
On to 2011. I encourage you guys to pick up any books by the authors I've mentioned here. If there's no title and you'd like a suggestion, let me know. And feel free to leave some of your top picks in the comments. You know I love comments!
**Just a reminder to go on and use these links on the book titles to click through and buy stuff. You'll get either Powells or Smashwords unless I tell you otherwise. (Links on author names take you to author websites.) I'll make a few pennies, and those pennies help support this joint. Or will be turned into a giveaway for you guys. Whatever I'm in the mood for.
Great reads and congrats on reading 93 books. I also discovered J.R. Ward and Charlaine Harris, plus a few other paranormal authors that I enjoyed. I thoroughly enjoyed your books too. I'll have to check out C.J. Lyons. I've been meaning to read her books. Cheers for a great new reading year.
Hi Susan, I want to say thank you so much for stopping by and giving me a little encouragement on my Summer Connolly project. I have so many questions, but I will try to hone them down and not wear out my welcome immediately. In the meantime, it is a pleasure to meet you and find your site.
Lots of great recommendations, my friend! I have plenty of catching up to do in the TBR pile department.
.-= Thomma Lyn´s last blog ..New Year's Resolutions =-.
You put me to shame! I have no idea how many books I read in 2010 but I am pretty sure it was less than double digits. I aim to improve this, this year. After all I have Trevor's Song to motivate me and it's near the top of my pile : )
Happy New Year!
Gee, 93?! I doubt I could accomplish half of that. The problem is I got most of the books in pdf ebook format. And my eyes get tired faster when staring at a monitor than at a printed book pages.
.-= C.A.T.´s last blog ..Music Monday- Best Cover Versions – Smells Like Teen Spirit =-.
Reminds me I've got to get organized. Just read Sage Cohen's book (she's on my blog today) so that should help.
.-= Sheila Deeth´s last blog ..How I Became a Productive Writer – and How You Can- Too- A Guest Post by Author Sage Cohen =-.


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Olympus Zuiko Digital 35-100mm f/2.0 ED AF Lens for Four Thirds System (requires mount adapter for use on MFT){77}
The large-aperture telephoto zoom lens (fixed f stop type), which provides f2.0* in entire zoom area. It is equivalent to 70-200mm on a 35mm camera, and covers from medium-telephoto range of natural angles to telephoto area with a compressed perspective effect. Its fast shutter-speeds and beautifully soft out-of-focus image behind the main subject are an ideal for portrait, theatrical and sports shooting under the low-light. Luxurious optical glass elements, such as, four ED lenses and one super ED lens are used to give the highest image quality with optimal resolution and contrast.
*The world's first f2 zoom lens among interchangeable lenses for SLR.
Directly compatible with E-System cameras. Compatible with Micro Four Thirds digital cameras (PEN\OM-D) through use of the MMF-2 or MMF-3 (Four Thirds Lens Adapter to Micro Four Thirds Lens Adapter). The MMF-3 is dust and splash proof for use with that type of lens on a dust and splash proof body. Note, AF performance may diminish as compared to being on an E-System body.
Brand Name | Olympus |
Filter Size | 77mm |
Focus Type | Autofocus (lens motor) |
Lens Mount | Four Thirds |
Lens Type | Telephoto / Long |
Max Focal Length | 100mm |
Min Focal Length | 100mm |


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It's best to by no means want an excuse to pamper your self, we predict you need to be pampered on a regular basis!
Whether or not it is opening a model new jar of Physique Clean, returning to an outdated favorite or attempting a brand new product, we hope that you just're in a position to take pleasure in just a little at-home pamper and take a while out for your self this week.
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1. Begin by lighting your favorite candle, refill the bathtub and swirl a capful of our Tahitian Vanilla and Coconut Luxurious Bathtub Foam into heat, working water.
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Unwind and deal with your pores and skin to some further love.


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Marshfield student council to host candidate forum
For the Hub City Times
MARSHFIELD – The Marshfield High School Student Council will host a school board candidate forum on Feb. 10.
The forum will be held from 6:30-8:30 p.m., in the Marshfield High School Commons area at 1401 E. Becker Road, Marshfield.
Five individuals filed candidacy papers for two open seats for the 2022 spring election. A primary election is required to narrow the candidate pool to four, those four individuals will then be on the April 5 ballot.
The following candidates will be on the Feb. 15 primary ballot:
Dale Yakaites (Incumbent)
Rebecca Oliver
Alanna J Feddick-Goodwin
Iddi Adam
Cathy J. Gorst


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Please submit a Resume, Licensure/Certification with your application!
All the benefits and perks you need for you and your family:
Benefits from Day One
Paid Days Off from Day One
Student Loan Repayment Program
Career Development
Whole Person Wellbeing Resources
Mental Health Resources and Support
Pet Insurance*
Debt-free Education* (Certifications and Degrees without out-of-pocket tuition expense)
Nursing Clinical Ladder Program*
Sign-on Bonus*
Relocation Bonus*
Our promise to you:
Joining AdventHealth is about being part of something bigger. It's about belonging to a community that believes in the wholeness of each person, and serves to uplift others in body, mind, and spirit. AdventHealth is a place where you can thrive professionally, and grow spiritually, by Extending the Healing Ministry of Christ. Where you will be valued for who you are and the unique experiences you bring to our purpose-minded team. All while understanding that together we are even better.
Schedule: Per Diem Shift : Day
Location: 7700 S BROADWAY, Littleton, 80122
The role you'll contribute:
The Social Work Care Manager intervenes with patients who have complex psychosocial needs, require assistance with
eligibility determination for social programs, funding sources and qualify for community assistance from a variety of
special assistance programs and agencies, and/or require assistance with transitions of care or discharge planning. In
addition, offer crisis intervention to patients and families with psychosocial needs and coordinates and facilitates the
development of a discharge plan of care for high-risk patient populations. This role will receive referrals for individuals
from at-risk populations from interdisciplinary team members (including physicians, RN Care Managers, staff nurses, and
other members of the care team.
The value you'll bring to the team:
Psychosocial Assessment and Interventions
Assesses patient's and family's psychosocial risk factors through evaluation of prior functioning levels, appropriateness and adequacy of support systems, assisting those coping with adjusting to significant life transitions.
Intervenes with patients and families regarding emotional, social, and financial consequences of illness and/or disability; accesses and mobilizes family/community resources to meet identified needs.
Serves as a resource to provide information and intervention related to treatment decisions, terminal illnesses and end-of-life issues.
Provides grief counseling and crisis intervention skills.
Advocates for patient and family empowerment and independence to make autonomous health care decisions and access needed services within the healthcare system.
Provides de-escalation services for patient/family as appropriate.
Provide Motivational Interview techniques for patients with substance use and addictive disorders
The expertise and experiences you'll need to succeed:
Masters in Social Work (MSW)
Minimum three (3) years' experience in hospital/medical social work
This facility is an equal opportunity employer and complies with federal, state and local anti-discrimination laws, regulations and ordinances. The salary range reflects the anticipated base pay range for this position. Individual compensation is determined based on skills, experience and other relevant factors within this pay range. The minimums and maximums for each position may vary based on geographical location.
Category: Case Management
Organization: AdventHealth Rocky Mountain
Schedule: Per Diem
Shift: 1 - Day
Req ID: 24003564
We are an equal opportunity employer and do not tolerate discrimination based on race, color, creed, religion, national origin, sex, marital status, age or disability/handicap with respect to recruitment, selection, placement, promotion, wages, benefits and other terms and conditions of employment.
Facility: AH Rocky Mountain
Job Schedule: Per Diem
Pay Range: $28.09 - $46.01
Location: Littleton, CO
Job ID: 24003564
Job Family: Case Management
Shift: 1 - Day


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A death metal band formed in the town of Gothenburg, Sweden. They, along with similar bands At The Gates and In Flames, were the spearhead of the musical movement that became known as the "Gothenburg Sound", a mix of two extremes - on one hand they have metal riffs, screaming vocals and songs about mostly negative human emotions, and on the other they mix harmonious acoustic sounds, clean vocals and songs about mystical subjects. The Gothenburg sound usually doesn't deal with satanic or any kind of religious subjects, like other styles such as black metal. Their most widely accepted album in the Metal scene is "The Gallery]. Their most recent work is Haven.
Now just a darn minute. Dark Tranquillity ARE without any doubt the real pionneers of the swedish melodic death metal scene. Yes, In Flames once did some good music (on their first releases, but since haven't evolved into nothing different), but only after the singer Anders Friden left Dark Tranquillity (which was a good thing since his singing doesn't stands up to Mikael Stanne extremely good singing) only to team up with other musicians to write some similar songs. Also, one must not forget that guitarist Niklas Sundin has helped Anders Friden in his lyrical writings twice!, once on The Jester Race and also on Whoracle. To conclude, if you wanna hear great technical/melodic metal, gear yourself with The Gallery album.
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CTA 2200s being moved back into Barn 4 for a new traction motor.
Going back to August 2013, the Final Farewell run of the Budd 2200 Series cars pulls into Madison / Wabash. The trip originated at Harlem & Lake on the Green Line, ran up to Kimball, back south to... (more)
CTA relics bask in the sunlight at IRM. After a recent farewell tour on August 25th, the CTA 2200's were officially retired from service. Luckily, these two were sent to IRM.
The 2200 series cars make one last run across their old stomping grounds on the Douglas Park Branch which is now known as the Pink Line. This will be my last photo of these cars on CTA property. C... (more)
Heading south along the Evanston Express track, we find the old Wilson platform. This part of the station is closed to the public and if you look just above the left car, you can see a catenary su... (more)
Goodbye blinker doors! Introduced in 1947 with the original 5000 series cars, the retirement of the 2200s in 2013 puts an end to the blinker door era on the CTA. Car 2346 is seen stopped at Main S... (more)
Northbound 2200 Farewell Tour rounds the curve into Sheridan on the Evanston Express tracks.
Cars 2339-40, 2327-28 & 2345-46 head south above Wabash Ave as the sun peaks through the buildings downtown.
Its a beautiful summer day in the loop as the 2200s make a photo stop at Adams & Wabash on their Final Farewell Tour.
A six car train of 2200 series cars makes their final trip down the State Street Subway at Washington & State. The Washington Station has been closed since 2006, with Lake & State replacing it jus... (more)
A six car train of 2200 series cars makes up the Final Farewell Tour on Sunday Aug 25th. The 2200 series cars were officially retired from service on Monday Aug 26th. Here, the train is seen comin... (more)
This is the end - the last run of CTA's 2200 series cars in revenue service. It was very appropriate of CTA to assemble 8 of them for a final, farewell, ceremonial run.
40 feet below the streets, passengers disembark the 2200 farewell trip at Washington.
The 2200 series cars navigate the yard at Forest Park for the last time before heading back to Rosemont on the final run.
An eight car train of 2200s races down the middle of the Kennedy Expressway on their was to Forest Park for the last time. Note the Congress / Milwaukee A train signs that were used for the final ... (more)


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Human life is influenced and shaped by appetites. Appetite can be a desire in life to achieve true happiness and satisfaction.
In the pursuit of happiness, humans have developed a tendency of taking risks to ensure dominance and self-fulfillment which is self-actualization.
Imagination takes us to dream even more of things that are within our reach and also those beyond our reach and control. The appetite for success is greater than the appetite for food.
Dreaming of the sea in the scarcity and thirst for water in the desert, unaware of the saltness of seawater. Similarly, wishing for food is a way of mind occupied by a hungry stomach. Meanwhile, the urge to escape vulnerability and inferiority is greater when the stomach is empty.
The desire to dominate and assert superiority is a way of a hungry kingdom. A rich man's appetite is for power, money and wealth while a poor man's appetite is for food, health, knowledge, and peace. The more you feed the appetite, the hungrier you get.
One who can't be satisfied with a spoonful can't be satisfied with a plateful.
Humans are famous for being the dominant life species on the planet Earth. Human dominance is driven hugely by four appetites.
Food, Power, Money, Love, and Sex appetites are irresistible forces of human nature.
- Food.
While other people desire to eat, other people live to eat.
Food is allegorical hungry while literal hunger is fundamentally the product of the political economy
- Sex and Love
At a time when men and women could resist the sexual hygiene handed down to them by the enlightened past, unable to harmonize with it, their way of thinking would be disgraceful because of nudity, hypocrisy, and shameful means of self-expression.
- Power.
- Money and Wealth.
Financial logic does restrict the span of policy options reasonably. But the choice is certainly determined by the inevitable power of money.
In the abundance of one thing, the other thing is scarce.


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Standouts from On the Radar's Sweet 16 Session II (Part 1)
Marietta , Georgia- On the Radar's 'Sweet Sixteen Session 2' was the second NCAA Live Period of the travel season. Back in northwest Georgia and surrounding schools, this Live Period featured many of the southeast's best travel teams. Offers and interests have picked up significantly following the first Live Period and with this second Live Period, college coaches have really begun to hone in on who are some of the premier standout players in 2024, 2025, and 2026.
By: Jennifer Brazelton
2024 | Hendrens Bartelus | South Florida Elite
Hendrens Bartelus was easily one of the top 5 players at On the Radar's Sweet Sixteen Session II this past weekend. Bartelus is a 6'5″ forward and anywhere inside of 5 feet of the basket is a scary sight for the opponent. Bartelus filled the stat sheet all weekend with points, blocks, rebounds, and steals; fundamentally sound player that can finesse his way around inside and dunk with authority at the rim. Bartelus picked up an offer from D2 Edward Waters following an impressive double-double in a close loss to Wood Elite South. Bartelus is a hidden gem in Florida and will be a solid pick-up at the next level.
2025 | Jordan Ford | Southeast Elite
Jordan Ford is a 6'4″ guard that is flying under the radar out of Florida. Ford is a wiry prospect who has a tremendous feel for the game at his age; reading the offense and can score off the catch, dribble, floaters, or crafty finishes around the basket. Against an unsigned senior team, Ford showed he could really shoot it from deep and with a hand in his face. Ford will be a player to watch this season as he's one of the best when he steps on the court with a very high ceiling.
2024 | Okil Freeman Jr. | Georgia Fire
Okil Freeman Jr. is a confident, high motor, three-way scorer in the class of 2024. Freeman can score at all three levels and if left open can drain it from deep. Freeman plays with a lot of finesse and truly understands the game, and how to win. Defensively, Freeman is just as active in the passing lanes, securing steals and taking it the length of the court. Freeman showed he can finish in a variety of ways around the basket, especially over larger defenders by using his long wingspan.
2024 Okil Freeman @JrOkil constant energy/motor makes him impactful on both ends of the floor. His offensive game is really rounding into form this travel season. Definitely a player coaches need to keep eys on@HHSCONYERSHOOPS @GeorgiaFireAAU @OTRHoops pic.twitter.com/O9HCRHXc5b
— Dr. Kris Watkins (@DrKrisWatkins) April 29, 2023
2024 | Taj Glover | Team Forrest
Taj Glover is a smaller guard that knows how to use his size to his advantage. Surprisingly, I haven't seen much about him this season, but in his pure dominance in the win over Joppa, he's a player worth keeping an eye on. Glover had 20 points in the win and in a close game, was confident he could score the ball and hold on to the lead down the stretch. Glover did well attacking the rim and consistently finished around the basket over much larger defenders.
2025 | Zion Greene | AOT
The 2025 6'3″ guard Zion Greene has stood out almost every weekend, and this one was no different. In a great 2025 match-up, Greene was the force behind AOT and keeping the game close for his team. Greene is a workhorse on both ends constantly; finishing through contact at the basket and almost making it impossible for his opponents to get around him on defense. A great prospect that will be sought out under continued development and added layers to his game.
2025 | Jawaun Jinks Jr. | Cam Sports
The 2025 5'10" point guard is a wiry, high motor player that understands how to play fast. Jinks can fill up the stat sheet with scoring; knocking down several 3's a game, and getting to the basket for rebounds on both ends and finding his teammates up the court with assists. Smart, high IQ player that will be worth keeping an eye on throughout the travel season and as we go into the June high school Live Periods.
After serving on college coaching staffs and working at several universities in the Southeast, Jennifer Brazelton joined On the Radar Hoops as a National Evaluator in April 2022. She has been involved in the Georgia basketball community since 2015 and can be reached at email@example.com or on Twitter @jenbrazeIton.
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Featured Articles/Aarakocra (Pathfinder Race)
From D&D Wiki
Aarakocra, Pathfinder Race[edit]
An aarakocra looming over the city. Source |
Aarakocra are majestic creatures that hold supreme command over the skies. These avian humanoids, also known as birdfolk, evoke wonder and awe in those that are lucky enough to encounter them. Aarakocra hail from the Elemental Plane of Air, a groundless dimension with endless skies and strong winds, perfect for their seemingly endless flight. Their sheer existence represents the freedom and independence that all creatures hope to achieve.
Physical Description[edit]
Aarakocra are primarily humanoid in general anatomy. Standing upright, Aarakocra may reach 7 feet tall. All aarakocra have a very large pair of wings jutting from their backs, which give them the gift of natural flight. Aarakocra, much like birds, are absolutely covered in feathers, including tail feathers, which are used for much-needed balance while flying and walking. The color of their plumage is usually subdued with brown, gray, or white being common colors found within this race. A tough-textured skin covers their arms and legs (from the knees down), the only featherless parts of their bodies.
In a few dotted areas of the Material Plane, large aarakocra communities called colonies can be found. In aarakocra colonies living spaces are called nests, gargantuan and roofless living spaces that the entire colony shares. The nest is made of woven branches and leaves, materials used meticulously by only the most skilled of aarakocra craftsmen. Its design and construction makes the nest surprisingly sturdy and durable.
Each aarakocra colony is led by the colony's Chieftain, the eldest and wisest aarakocra in the colony as voted on by the colony's population. Chieftains hold their position until their death, in which case a new Chieftain is elected to take their place. Assisting the Chieftain is a Shaman, the religious leader of the colony. The Shaman must be a talented musician and is considered to be the closest to their goddess Syranita. They lead the colony in asking for her blessings through music. Aarakocra that don't hold a position of power mainly survive through hunting, a very old tradition and a practice done by all aarakocra regardless of gender. Since aarakocra hunting skills have been passed on through generations of aarakocra, most of the aarakocra population are extremely skilled with the bow and arrow.
All aarakocra are devout worshipers of their creator, Syranita. Syranita is an air goddess and the first aarakocra. While in a physical form, she takes on the appearance of a female aarakocra with golden-pink feathers that glitter in the sunlight. As a close ally to many other air deities, she is benevolent in nature and wants nothing but the best for the race she created. She is also a patron of music, often taking on her physical form just to hear aarakocra shamans and bards perform. Her feathers are said to have an immense healing property, mending the worst of injuries in seconds.


text: Bright green light noisy light surrounded by haze caused severe power outageI was sleeping when I was woken up by a loud humming noise and my room was pitch black which isn't normal since I sleep with a lamp on. I noticed a faint green light twinkling outside my window. When I looked out my window it was looking super foggy and the light was like a light green color and the noise was consistent with the twinkling... There was also no power in my neighborhood… Then after about 5-10 mins the light flashed bright and was gone... no more noise, no more fog, and((NUFORC Note: Witness elects to remain totally anonymous; provides no contact information. PD))


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Diaspora & Identity
dispersion. people. homeland.
course syllabus
Gender in South Asian Diaspora Art, Film, and Literature
Gender in South Asian Diaspora Art, Film, and Literature
Course Journal: Diaspora & Identity
Tanya Rawal-Jindia
Oct 3, 2016
Ghost Ship: Oakland Fire
Siblings: My Sense of Community
Siblings: My Sense of Community
Last Friday, December 2, 2016, an artist warehouse known as the "Ghost Ship" in Oakland, CA was engulfed in flames.
Neal Okano
Dec 13, 2016
A Sari Story
"What if People Think We Are Something We Aren't"
"What if People Think We Are Something We Aren't"
On my 21st birthday, mom, Shamik (my twin brother), Ba (Grandma), Dada (grandfather), and I went to our childhood temple for the first time…
Palak Mistry
Dec 4, 2016
must read!
I Can't White!
I Can't White!
Can White Culture be Appropriated?
Rogelio Gonzalez
Dec 8, 2016
"Notice me, Senpai. I'm a Weeaboo"
"Notice me, Senpai. I'm a Weeaboo"
Today's society has evolved to the point where learning about a different culture is easy and commonplace. Especially with the use of the…
Julius Kim
Dec 13, 2016
War on Not So Foreign Lands
War on Not So Foreign Lands
"My mother always told me, 'Hide your face, people are looking at you.' I would reply, 'It does not matter. I am also looking at them."…
Dani Nicole
Dec 8, 2016
Cultural Invalidation
Cultural Invalidation
It's More Than Just "Not Having Permission"
in bloom
Dec 13, 2016
The other night, as I was leaving my dad's house, he noticed the cookies I had in the backseat of my car that were for an upcoming movie…
Chloe Villanueva
Dec 8, 2016
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AWS re:Invent 2023 ended, so let's look at the most interesting announcements for serverless and more. There are exciting features to try and, maybe more importantly, features to avoid!
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Dynamic Content with Lambda Response Streaming
With some creativity, we can use Lambda Response Streaming to dynamically show status updates, like the progress of long-running processes. And with proper TypeScript types and generator functions, we can write clean, dynamic content streaming Lambda with composable payload enrichers that will impress your work colleagues (if they are into this stuff).
Read more »AWS
Forcing Lambda Response Streaming to Flush Content
Lambda Response Streaming allows sending incremental responses, but those response chunks can arrive long after you write them. They are buffered in a rather unexpected way, delaying all messages you stream. But there is a workaround to force the stream to flush.
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Building a CDK Construct Library: thoughts and tips
I recently created a CDK library provisioning a CI/CD pipeline for serverless apps on AWS. Having finished the "regular" JS library, it took me a day to convert it to a "proper" CDK Construct library. Not long, and I learned a lot. Here are my thoughts and tips.
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AWS Lambda – Node.js vs. Python for serverless
After tabs vs. spaces, vi vs. emacs, let's fight over this: which is better, Node.js or Python for AWS Lambda and serverless in general? I have my opinion on this, and the fact I prefer TypeScript over Python makes me only slightly biased.
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Understanding Logical IDs in CDK and CloudFormation
CDK generates Logical IDs used by the CloudFormation to track and identify resources. In this post, I'll explain what Logical IDs are, how they're generated, and why they're important. Understanding this will help you avoid unexpected resource deletions and baffling "resource already exists" errors during deployment.
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Top 12 Serverless Announcements from re:Invent 2022
re:Invent 2022, the annual AWS conference in Las Vegas, is now behind us. I did not attend in person, but that gave me time to consolidate this list of top new serverless features while everyone else is sleeping off the intense 5-day conference. And I envy them just a little.
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How to pass AWS Certification exams
I've never cared too much about certificates, apart from the SSL ones (haha). And yet I passed 7 AWS exams. Why? How to prepare? How to pass? How to pay only 50% for the exam? I answer all this and more in this post.
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Running Serverless ML on AWS Lambda
Yes, you can run Machine Learning models on serverless, directly with AWS Lambda. I know because I built and productionized such solutions. It's not complicated, but there are a few things to be aware of. I explain them in this in-depth tutorial, where we build a serverless ML pipeline.
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Least deployment privilege with CDK Bootstrap
Security is not convenient. That's probably why the CDK, by default, uses AdministratorAccess
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As a borrower with poor or no credit history, you may feel that traditional loans are out of reach. However, there are still options available to you, including no credit check loans. Understanding how these loans work and the pros and cons can help you make an informed decision about whether they are right for your needs.
No credit check loans provide access to funds for those with bad credit or no established credit. They differ from traditional loans in that they do not require a credit check as part of the application process. While this allows those with poor credit to still get approved, it comes with some considerations to keep in mind regarding higher interest rates and fees. However, when used responsibly, no credit check loans can be a useful tool to build your credit history over time.
What Are No Credit Check Loans?
No credit check loans are financial products designed for those with limited or no credit history. Unlike traditional loans, no credit check loans do not require a credit check during the application process. However, there are some important factors to consider before opting for a best no credit check loan with WeLoans:
- Higher interest rates: No credit check loans often come with higher interest rates due to the increased risk to the lender. Interest rates can be significantly higher than those of traditional loans. Make sure you understand the full cost of the loan and your ability to repay it before borrowing.
- Limited loan amounts: No credit check loans typically offer lower loan amounts, e.g. between $500 to $5,000. The lender limits the amount to reduce risk. If you need a larger loan, a no credit check loan may not suit your needs.
- Shorter repayment terms: No credit check loans usually require repayment within 6-24 months to minimize the lender's risk. This can mean high monthly payments, so make sure the repayment schedule fits your budget.
- Fees: Some no credit check lenders charge application or origination fees. Check if there are any fees associated with the loan and factor them into the total cost.
- Reporting to credit bureaus: Some no credit check lenders do report payments to credit bureaus, which can help you build credit. Check if the lender reports to the credit bureaus and if on-time payments can improve your credit score.
While no credit check loans provide access to funds for those with limited options, borrowers should weigh the pros and cons carefully based on their needs and financial situation. Make sure you understand all terms and conditions before borrowing to determine if a no credit check loan is right for you. For more detailed information to get payday loans with no credit check, this blog will be helpful.
The Pros of No Credit Check Loans
As a borrower with bad or no credit, you may find it challenging to qualify for a traditional loan. No credit check loans from the website of WeLoans provide an alternative option to access emergency funds or pay for unexpected expenses. These types of loans offer several benefits:
- Quick access to cash. No credit check loans typically have a fast and easy application process. Funds can be deposited directly into your bank account within 24 hours of approval in some cases. This can be helpful in an emergency situation where you need money quickly.
- Few eligibility requirements. These loans have minimal eligibility criteria. As long as you meet the lender's minimum age requirement, usually 18, and have a steady source of income, you will likely qualify. No credit score or credit history is needed.
- Convenient terms. No credit check personal loans typically have short terms of 2 to 5 years. Payments are automatically deducted from your bank account. The fixed payment amounts and short terms make these loans easy to budget for and pay off.
- May help build credit. Some lenders may report your payment information to credit bureaus. By making on-time payments, you can build a good payment history which helps establish a credit score or improve a bad one. However, not all lenders report to the credit bureaus, so check with them first.
The Cons to Consider With No Credit Check Loans
Higher Interest Rates
No credit check loans often come with higher interest rates than traditional loans since the lender is taking on more risk by approving borrowers without verifying their credit. The APR on a no credit check loan can be significantly higher, sometimes over 36% compared to a typical personal loan APR of 5-36%. The higher rates mean you'll pay more in interest charges over the life of the loan. Make sure you understand all fees and costs before accepting a no credit check loan.
Shorter Repayment Terms
To offset the risk of lending to borrowers with poor or no credit, lenders often provide shorter repayment terms for no credit check loans, sometimes only a few months. The shorter terms mean higher monthly payments since you have less time to pay back the principal and interest. Ensure the monthly payment fits your budget before accepting a no credit check loan with a short repayment term.
Opportunity for Abuse
The less stringent application process for no credit check loans means there is more opportunity for abuse. Some predatory lenders target people with poor credit and limited options with misleading or fraudulent loan offers. Be wary of unsolicited loan offers and never provide sensitive information or fees upfront before receiving loan funds. Only borrow from reputable lenders and read reviews from other customers if possible.
Types of No Credit Check Loans Available
Payday Loans
Payday loans are short-term loans that provide you with cash until your next paycheck arrives. They are usually for small amounts, around $500 or less. Payday loans do not check your credit and the approval process is quick, often just requiring proof of income and a bank account. However, the interest rates on payday loans are extremely high, sometimes over 300% APR. They should only be used in financial emergencies, if at all.
Title Loans
Title loans use your vehicle title as collateral for a short-term loan. Like payday loans, title loans typically do not check your credit and have very high interest rates. The lender will appraise the value of your vehicle and allow you to borrow a percentage of that amount, often around 25% to 50% of the vehicle's value. If you cannot repay the loan, the lender can repossess your vehicle. Only use title loans as an absolute last resort.
How to Qualify for a No Credit Check Loan
WeLoans' direct lenders will want to see that you have a steady income to repay the loan. You will need to provide pay stubs, tax returns, or bank statements to verify your income. The specific documentation required will depend on the lender. In general, you will need to make at least $1000-$1500 per month to qualify.
You must be at least 18 years old to qualify for a no credit check loan. Some lenders may require you to be 21. The exact age requirement will depend on your state's laws and the individual lender's policies.
You will need to provide proof of residency, such as a utility bill, to show you are a legal resident of the country. Some lenders may require a minimum length of residency, such as at least 1-2 years.
For larger no credit check loans, the lender may require collateral, like a vehicle title, to secure the loan. The collateral provides security for the lender in case you default on the loan. The lender can repossess the collateral to recoup their costs.
In summary, WeLoans' no credit check loans provide you with an opportunity to meet your financial needs when traditional loans are not an option. By understanding the terms and fees involved, you can make an informed decision about whether a no credit check loan is right for your unique situation. Overall, do your research, understand the pros and cons, and only borrow what you can afford to pay back.


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