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Elevate Receives $40 Million Investment from Runway Growth Capital
Elevate received $40 million in funding from Runway Growth Capital via a loan that provides additional working capital for Elevate's continuing growth and enables Elevate to refinance existing debt.
'We selected Runway because of their track record partnering with management teams to build great companies,' said Liam Brown, Elevate's Founder, Chairman, and CEO. 'That showed up in the way their team worked to understand our business to deliver ideal terms for capital to execute on the next stage of our strategy.'
'We are thrilled to join forces with such a dynamic company at the intersection of business and law,' said Brad Pritchard, Managing Director of Technology at Runway. 'Elevate is modernising the legal sector with powerful and practical tools that improve efficiency, work output, and ultimately customer outcomes. We are excited to partner with them on their next phase of growth.'
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Heat pumps have the potential to save Australia at least 127 TWh of energy; this is a staggering amount as Australia only generated a total of 227 TWh of electrical power in 2018. This 127 TWh figures is divided into 100 TWh of savings from space heating and 27 TWh of savings from hot water heating.
Before we go any further let's get something out of the way. Though heat pumps use much less energy to do their job than traditional gas and electric heaters, they are actually producers of renewable energy, and here is why. Heat pumps work, as the name suggests, buy pumping heat from outside your home either into your home (via reverse cycle AC) or into your hot water tank. This is not really any different to a solar system that takes solar energy and 'pumps' it into your electrical system, the only difference being heat pumps require some electrical energy to operate whereas solar panels do not. So if solar panels are considered renewable energy, then heat pumps really can be considered producers of renewable energy also, as the thermal energy (heat) they gather from outside your home is ultimately provided by the sun.
But let's get back to the headline number of 127 TWh of savings. To save 127 TWh of energy via heat pumps involves replacing all the existing gas and electric hot water and space heating solutions in Australia; with the most efficient heat pump options on the market (admittedly a big task). The reason heat pumps can produce such enormous savings is that heating water or air (as in home heating) using a gas furnace or electric element is, making generous assumptions, only 70% efficient. Whereas heating water with heat pumps can be 500% efficient (using the Sanden EcoPlus) and home heating using heat pumps can be 600% efficient if you use Daikin US7s units to do the heating. Therefore heating water via heat pump cuts energy use by 86% and heating your home via heat pump cuts energy use by around 90%.
Incidentally, the space heating replacement in this example (replacing gas furnaces with reverse cycle AC units) is only considered for the states with cold winters i.e. SA, Vic, TAS and ACT, where the winter heating load vastly outweighs cooling loads in summer. Home heating in Victoria, for example, uses 80 times the energy compared with energy used for home cooling.
For transparency I'll list some of the other main assumptions that give you 127 TWh in savings:
- Homes have an average rating of 2 stars (in Vic it is actually 1.8 stars)
- Water heating is done via the Sanden EcoPlus (cop 5.0)
- Space heating is done via the Daikin US7 (cop 6.0)
- Heated area of the average home 200 m2 (the average Australian home is 240 m2)
- Only hot water consumption for showers is considered (1 shower per day, per person for an average of 7.5 mins)
- Space heating savings for houses in Vic, Tas, ACT and SA use capital city climate zone data.
Given the enormous amount of renewable energy accessible by using heat pumps why aren't they as well known and popular as solar power? It might be the fact that heat pumps don't quite have the PR of wind and solar and are slightly more difficult to understand. Or it might be that air-conditioners (aka space heating/cool heat pumps) have been demonised as power hungry villains (which they sort of are in the cooling mode; but are overall power saving champions). Or perhaps it is because people are unaware of the truly staggering potential heat pumps have in moving Australia to 100% renewable energy (to be fair these numbers also took the author by surprise).
Clearly moving to heat pumps as the dominant heating option makes moving to 100% renewable energy much easier by reducing the job renewables need to do. Heat pumps should be mentioned in the same breath as wind and solar as they are a natural partner to these other renewable energy sources. It is time the quiet achiever of the renewable energy industry got the recognition it deserves.

subset: commoncrawl


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MP3 VERSION // Afflecks Palace - Hello. Is Anyone Awake? EP
£5.00 / On Sale
The debut EP by Afflecks Palace is now available digitally from us. Once purchased, we will send the high quality mp3 files of the 4 tracks listed below:
1. Forever Young
2. Hello. Is Anyone Awake?
3. Smiles
4. We Can Be The Avalanche


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Start your engines, Miami: One of the most anticipated sporting events descends in the Magic City for the second consecutive year and the big weekend is quickly approaching. On Sunday, May 7th, the Formula 1 Miami Grand Prix returns, bringing with it a weekend full of exhilarating races and not-to-miss events.
Because not every Miamian can make it to the action-packed circuit at the Hard Rock Stadium, you can still watch all the epic moments of this race unfold in front of you from the screens at any of these lively spots.
1. Red Bull Fan Zone, Wynwood
Mark your calendars and push into high-gear this season because SWARM is presenting Racing Fan Fest, the largest off-track fan experience in the city, right in Wynwood Marketplace. In partnership with Red Bull, the immersive experience will feature tons of action, from interactive installations to an e-sports tournament, racing simulators, an RB19 display, full bar and food offerings, live DJ and more. It's entirely free to attend and if you can't make it to the track, the race will be shown live, making for an epic watch party.
Where: 2250 NW 2nd Ave, Miami, FL 33127
2. Batch Gastropub, Brickell
On your mark, get set, head to Batch Gastropub for the world's fastest race! With 15 TVs and 3 projectors planted all over this bustling bar, there's no way you'll miss the races wherever they turn. Make a pit stop at the bar for specials including $5 Bud Light Draft, 5 for $25 16oz mix-n-match buckets and $5 Barn Burner shots to pair with all of your scratch-cooked favorites and great vibes!
Where: 30 SW 12th St, Miami, FL 33130
3. Hyde Beach, Miami Beach
Ditch the heat of the race track and enjoy a day by the pool as you sip and eat your way through the race. Hyde Beach will be home to the ultimate pool watch party while also getting your fill of delicious cookout food! There will be three 20-foot-wide LED screens displaying the Grand Prix races while guests dance, dine and swim. The event will feature traditional cookout food and cocktails with a special Winners Circle Burger made with 100% wagyu beef on a Charcoal bun haloed with a golden leaf ring for $100.
Where: 1701 Collins Ave, Miami Beach, FL 33139
4. Eclectico Restaurant & Bar, Coral Gables
Eclectico is the perfect place for foodies and racing enthusiasts alike. On Sunday, you can catch the Formula 1 race while enjoying the restaurant's delicious Pan-Latin fusion tapas and impressive Mezcal bar. But that's not all — Sunday is also known as Social Sunday, where you can enjoy all-night happy hour specials from 4 p.m. until close. Their happy hour specials include $5 beers, $6 wines, $7 well spirits, $8 classic margaritas and $9 craft margaritas. Whether you're in the mood for a craft mezcal cocktail or some delicious bites for the race, Eclectico has you covered.
Where: 320 San Lorenzo Ave #1315, Coral Gables, FL 33146
5. ADDikT, Brickell
Brickell's centrally located urban oasis, W Miami, is hosting a Formula 1 Watch Party at its signature rooftop restaurant, ADDiKT Modern Kitchen. Guests can watch the race and lounge on the terrace while taking in the incredible views of Biscayne Bay and the city skyline. Snack and sip on special race day menu items like the empanadas, nachos, wings, as well as sports themed cocktails.
Where: 485 Brickell Ave, Miami, FL 33131
6. Hagerty Garage + Social Miami, Little River
Miami's new collector car storage, concierge and social club, Hagerty Garage + Social, has arrived just in time for F1 weekend. They'll be hosting their own watch party on May 7th, where you can see (and talk) luxury cars, listen to live music, and indulge in some bites!
Where: 355 Northeast 71st Street Miami, FL 33138
7. The Wharf, Downtown
With game sound and flat-screens scattered all around, don't miss the chance to root for your favorite athletes at The Wharf! On Sunday, May 7, guests can race over for a Patron Race Day Watch Party featuring a giant screen, photos-ops, giveaways, and more! Plus, those who buy a shot of Patron will get a free beer.
Where: 114 SW North River Dr, Miami, FL 33130
8. Bodega Taqueria y Tequila, multiple locations
For race fans wanting a piece of the action, Bodega will feature race-inspired cocktail specials at their Coconut Grove, South Beach, and Fort Lauderdale lounge locations. While the TVs will be tuned in, guests can enjoy drink specials featuring Don Julio tequila: the Pico Pit Stop, the 200 MPH(argarita), and the Bottoming Bucket with a mix and match of six beers; red bull; and seltzers for $35.
9. Maü Miami, Midtown
Get ready to rev your engines and feel the adrenaline rush at Maü's F1 watch party on May 7th! Catch all the excitement of the big race as it's projected on a massive screen on their outdoor terrace. Whether you're a die-hard F1 fan or just looking for a fun way to spend your Sunday, what better way to enjoy the action than with delicious Mediterranean cuisine and expertly crafted cocktails? The menu is sure to keep you fueled up throughout the day.
Where: 3252 NE 1st Ave Suite 109, Miami, FL 33137
10. Lost Boy Dry Goods, Downtown
The neighborhood bar favorite is partnering with Red Bull and Stoli Vodka to host an epic viewing party for the big race! There's plenty of cocktail specials to enjoy, including $8 Red bull & Stoli Vodka, $9 Tropical Spritz, and $8 Stoli Strawberry Mule — all of which will be available on May 7th beginning at 3 p.m. 'til the end of race. Draft beer, new seasonal cocktails, and bites including the Pepperoni Pizza Dip and Bourbon BBQ Sliders will also be available.
Where: 157 E Flagler St, Miami, FL 33131
11. SHOTS, Wynwood
With its giant TVs and vast collection of drinks, this nightclub of epic proportions is the ultimate destination for F1 fans. Their impressive variety of shots is sure to impress, with flavors ranging from classic tequila and whiskey to creative and unique concoctions like the "Miami Vice" and "Blue Dream." To top it off, they offer outdoor seating with ample space to watch the race on their outdoor TVs, creating an unparalleled viewing experience.
Where: 311 NW 23rd St, Miami, FL 33127
12. Cantina La Veinte, Brickell
This renowned Mexican restaurant and bar is the perfect spot to catch all the high-speed action of the qualifiers on Saturday, May 6, and the main event on Sunday, May 7. But Cantina La Veinte isn't just a great choice to watch the race — the restaurant comes alive with the sounds of mariachis on weekends, adding to the festive atmosphere. With both indoor and outdoor TVs, as well as two large projectors, you'll never miss a moment of the race.
Where: 495 Brickell Ave, Miami, FL 33131


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Okinawa, Japan: Top tips for a one day getaway to Nagannu Island from Naha via boat
Hello everyone! I am Maeshiro from Okinawa Holiday Hackers♪
Have you enjoyed the previous Hotel tours vol. 1?
Okinawa Holiday Hackers hotel tours ★In the 2nd article we introduce new style "La' gent Hotel Okinawa Chatan / Hotel & Hostel" that was just opened in June of this year in Chatan town, Mihama!
※This article was written in 2018.
Hotel & Hostel…?
Yes, this "La' gent Hotel Okinawa Chatan" is exactly the new style hotel combining hotel and hostel♪
This time me Maeshiro, beauty idol Fuzuki Ishii with amusing facial expression and Okinawa Likes-san from the previous time will prepare a report for you together!
So on the picture from left you can see Maeshiro, Okinawa Likes-san and Fuzuki Ishii
So please enjoy the feeling of participation in this girls trip together~!
"La' gent Hotel Okinawa Chatan" is built in the area called Chatan-cho Mihama. This places is filled with foreign mood so you can be surprised and even think like "Is this Okinawa?"
Especially so called Mihama American Village site gathers various stylish cafes, restaurants and general stores and each one is worth to see so we recommend to drop in this spot when you come to Okinawa!
Tuktuk tricycle for pick up and drop off is available on the route from the hotel to Mihama American Village so you can move easily even on rainy day or if it is too hot!
We also enjoyed Tuktuk, and let's go to the hotel of expectations quickly!
It is amazing that "La' gent Hotel Okinawa Chatan" of course has not only regular rooms but even dormitory (shared room)!
So what should we expect from hotel dormitory?
With this premonition we promptly entered the room…
Beds in the dormitory room are colored in turquoise blue and white tones and look fresh!
Personally I think that the dormitory room is important but…
How about keeping privacy and comfort of the bed space? But beds of "La' gent Hotel Okinawa Chatan" are perfect! Each bed has shading curtains, and moreover the space near face is screened by a plank.
So since it is divided properly you can have fun with friends! And during sleep you can spend your own time in comfort.
Also groups of men, women or mixed groups can make a reservation for the dormitory, and it means that you can privately book the room in according to your travel style♪
So the "shared space" we are curious about is here!
The room is designed in American beach style but now the mood changes rapidly and here is the atmosphere of American Pop. Wall decorations and each interior are stylish also ♡
▼ Spontaneously you will want to take these kind of pictures~~!
※Note: here you can see us trying to mimic Marilyn Monroe.
Shared space is also equipped with stylish kitchen!
The posing is like jacket picture of "Culinary band" (directed by Fuzuki Ishii)
("Culinary band"??? I could not hide the bewilderment not realizing what's going on)
There are various kitchen utensils like fry pan, pots and other in the kitchen! There are a lot of restaurants near "La' gent Hotel", but it is also good to cook and eat snacks if you are tired of eating out during travel!
This dormitory is quite stylish but the price is affordable!
The price changes depending on the season so please check the details about reservation and prices on the web site♪
▼ Web site for hotel reservations
※ Please note ※
In case of making reservation for the dormitory on the web site, if you do not search for "1 adult", dormitory plan will not be shown. If you want to stay as a groups please search as "1 adult, 4 rooms ※in case of 4 people group".
The dormitory room is much more stylish than we expected and we feel tired of excitement but finally let's go to the regular accommodation space~~!
Not only dormitory rooms, but guest rooms have elaborate interiors also♪
It amazing that not only design of guest rooms depend on the floor, but wallpapers are also different in each room.
This is twin bedroom on the 3rd floor on the picture. This is a room with cute wallpapers with overflowing sensation of southern resort.
Moreover, speaking of important feature of a bathroom next to the room and it is not an exaggeration…
it is big!
In general, this kind of casual hotels
are equipped with modular bathes
without bathtubs but…
In this hotel the bathroom is comfortably large! Of course, bus and toilet are separate!
It is not possible to explain how big it is even using such words???
So I can suppose that someone asks such a question, so just imagine a regular scene like "Maeshiro is taking a bath and can not understand who makes profit of all this".
So what do you think? This bath is large enough for adult of this quite big size to be able to move and has free space♪ Bathtub is also comfortable so you can heal yourself from fatigue after travel slowly.
Here is popular family room. Usually it is fully booked so you are lucky if you find available room.
How to say, you will be amazed because this room looks like a kids' room in America that can be seen in movies!
And because of this full-grown adult will frolic like a child, and we tried forbidden in the hotel "bed dive"!
This large turtle toy loved by children is always in this room so you can meet with it if you stay here♪
OK, we have talked about attractive features of rooms more than enough and we continue with introduction of the restaurant in the hotel.
The most stylish spot in stylish "La' gent Hotel" with all rooms being cute is constructed inside the hotel restaurant "ALLY's Steak&Buffe".
The interiors look like American beach house, a bit cool and with resort mood.
Here you can enjoy buffet style meals and we also tried breakfast.
The most recommended point of the morning set is that the staff will cook pancakes in front of you after you make an order. You can enjoy the combination of your favorite toppings.
Plates for kids are also prepared so families with children can enjoy it also♪
After enjoying meals fully in the stylish space here the 2nd hotel tour ends!
So what do you think of "La' gent Hotel Okinawa Chatan" built in American-style town Chatan?
If you like it you definitely should check the details on this web site for reservations.
▼ Web site for reservations in "La' gent Hotel Okinawa Chatan / Hotel & Hostel"
※ Please note ※
In case of making reservation for the dormitory on the web site, if you do not search for "1 adult", dormitory plan will not be shown. If you want to stay as a groups please search as "1 adult, 4 rooms ※in case of 4 people group".
After stepping into the society, I tasted the feeling of spending money freely, like traveling five times a year on average. The things I always like most when travelling: 1.Food 2.Tourism


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Tampa, FL – Johan Delgado, the owner of Balloon ArtFX, is part of a national network of balloon artists participating in the "Adopt A Grandparent" movement. The effort aims to brighten the days of seniors who are still experiencing isolation since the pandemic started. This gives the community an opportunity to contribute and help spread joy to our local seniors. People from all over the county and some even out of state have anonymously adopted.
Facilities are doing everything they can to keep morale up, residents active and engaged. But having the community reaching out and supporting by sending these kinds of gifts during the pandemic are a morale booster for both residents and staff. Thru the balloon buddies every resident of the participating facility will have a smiling face inside their room with a poem reminding them they're not alone and that the community cares.
In the meantime, Balloon ArtFX is seeking sponsorship from individuals as well as businesses to participate to bring more smiles to our local seniors. The program will continue through March.
Balloon ArtFX hopes that this mission will bring much-needed smiles to more seniors. If it grows large enough, they hope to extend the 'adoption' effort out to healthcare workers and other frontline heroes of the pandemic.
You can adopt a grandparent today! More information about the program and how to become a sponsor can be found at www.BalloonArtFX.com
Founded in March 2020, Balloon ArtFX opened its doors at the beginning of the Pandemic. "It has not been easy but we try to figure out ways our business can go beyond being a business and serve people in the community such as doing big yard balloon sculptures with positive messages so people driving by can smile," Delgado said. "Any frown we can turn upside down is a glimpse of joy we're happy to help facilitate."


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You can snap a photo of your assignment to quickly have it analysed by through an app called Take A Picture of Your Homework and get Answers App. You are also able to upload several pictures in a single task. If you're seeking answers with more than one volume it is a great feature. It allows users to answer questions free of charge when you're looking for particular answers. It can be helpful for a variety of reasons.
The app lets iPhone and iPad users to capture photos of their schoolwork and receive answer. The app makes use of Google's AI technology for analysis to find the most relevant answer. Every category is subdivided into its own section. The app lets you share the problem you're facing on social media to get more assistance. One drawback of Socratic is that you aren't able to keep the answers in your account, which implies that you'll need to take a picture of the problem and then type in the solution into the app.
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Photomath's ability to solve complicated problems on the highest level is another distinctive feature. You can use it to deal with problems that begin in ninth grade and 10th grade. It is compatible with higher mathematical levels. Photomath is a photo-based app that Photomath is also able to read handwriting and define the words. This app is used since 2003 and rapidly becoming one of the best apps available for students.
Photomath records your math assignments and provides you with the correct answers. This helps you avoid cheating. The Photomath can solve many practical math issues, like estimation and graphing. The app also offers answers to questions about math in the real world, as well as answers to math problems from textbooks. Even though Photomath is a free app, Photomath app is available free of charge, you might encounter less effectiveness than you expected. Photomath is available for free to students! You'll be amazed by the amount of help it provides!
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Aid with homework
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Dragon Ball Z AMV: Boulevard of Broken Dreams
Dragon Ball Z AMV: Boulevard of Broken Dreams
Song: Boulevard of Broken Dreams (original Broadway version)
Artist: Green Day
Anime Dragon Ball Z
Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. I own nothing


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Carnival's Fathom Sets Course for Cuba
Carnival Corporation's newest brand, Fathom, the pioneer in social impact travel, announced that it intends to visit three ports of call in Cuba — Havana, Cienfuegos and Santiago de Cuba.
It also unveiled the intended 7-day itinerary that Fathom travelers will experience featuring what has been described as part learning, part sharing, and all immersion into the Cuban culture and full connection with the Cuban people.
Launched in June 2015, Fathom received U.S. approval to sail from the U.S. to Cuba in July, and it is working to finalize Cuban approval. Currently Fathom is accepting reservations for its inaugural voyage to Cuba beginning in May 2016.
"Cuba is a magnetic, beautiful country with tremendous opportunity for the Cuban people and for Fathom travelers to immerse, learn, grow and flourish through educational and cultural exchange experiences that we will offer," said Tara Russell, president of Fathom and global impact lead for Carnival Corporation.
Russell added: "We believe there is tremendous pent up demand in the marketplace to visit this extraordinary country – particularly in the U.S. where travelers are eager to experience Cuba – so we wanted to share as much of the country as possible."
Fathom travelers will sail aboard the 710-passenger MV Adonia where they may take part in special onboard programming including a wide variety of activities covering history, customs and culture, to casual fun personal enrichment activities and conversational Spanish lessons among others.
In addition, beginning in April 2016, Fathom will begin sailing Amber Cove, a new port in the Dominican Republic and the company's first social impact destination.
"Fathom collaborated with diverse Dominican stakeholders including Dominican community leaders, Dominican officials and leaders of top local non-profits with deep roots in the country to identify activities that would have the greatest impact on people's lives and make lasting contributions to the community," the company said.


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Andy Murray beats Denis Shapovalov to set up Madrid Open meeting with Novak Djokovic | Tennis News
Andy Murray claimed his first win over a top 20 player this year in a 6-1 3-6 6-2 win over Denis Shapovalov; Murray will next face world No. 1 Novak Djokovic, who previously advanced to the round of 16 with a straight-set win over Gael Monfils.
Last Updated: 04/05/22 12:23 am
Andy Murray overcame Denis Shapovalov in a 3-set thriller to set up a Madrid Open round of 16 match against world No. 1 Novak Djokovic.
Murray produced a stunning display in the first set before Shapovalov fought hard to level the match, but the two-time champion couldn't be denied his first win over a tennis player in this year's top 20, eventually fixing the score 6-1 3-6 6-2 winning in two hours and nine minutes.
The win sets up the first ATP Tour meeting since 2017 between Murray and longtime rival Djokovic, who previously advanced to the round of 16 with a straight set victory over Gael Monfils.
Murray admitted after the match that he was inspired by the prospect of meeting for the 37th time in his career with 34-year-old Djokovic.
"I thought about that a bit at the beginning of the third set," Murray told Prime Video. "I don't know if I'll ever get the chance to play games like that again.
"In theory, I shouldn't have had a chance in the game, but I've put myself in a great position. I've worked incredibly hard over the last five or six weeks to get myself here and that's it. a great opportunity to face him again on a big court in a major tournament."
The Scot, who marked his return to clay for the first time in two years with a straight-set win over Dominic Thiem in the first round, proved too strong for Shapovalov in the deciding set.
Murray took the lead, breaking Shapovalov's serve twice on the way to the opening set after 36 minutes.
The British number three, behind Cameron Norrie and Dan Evans in the domestic rankings, put more pressure on Shapovalov's serve in the fifth game of the second set.
But Murray squandered two break points and was broken for the first time in the next game to take a 5-2 lead before Shapovalov successfully served in a full set after an hour and 25 minutes.
The decisive set ran with serves until the fifth game, before Murray took the first break of the set to take a 4-2 lead.
The Scotsman, currently 78th in the ATP rankings, drew again 5-2 and took a 40-0 lead on Shapovalov's serve before claiming another impressive victory on points. third match.
Murray reversed his decision to skip the entire season on clay after being handed a wild card to Madrid and four weeks of training on the surface appeared to have paid off.
Djokovic beats Monfils to secure 1st place
Djokovic, entering his fourth tournament of the season after a challenging stint off the court, extended his perfect record against Monfils to 18 wins from multiple matches.
The Serb secured a record 369th week at the top of the ATP rankings with a 6-3 6-2 win and then voiced his admiration for Murray's return.
"I watched a few of his matches," Djokovic said on the ATP's website. "He's moving well, playing better and better.
"It's really great to watch, because he was an important player to our game. He made his mark in our sporting history by winning many gold medals and (was) ranking) number one in the world He's one of the most important names we have.
"For him to still play is great, and for him to even play at the same level as time has passed is impressive, considering the surgery and what he's been through over the last few years. His tenacity and fighting spirit is truly inspirational."
Draper is down because Rublev is upset
Earlier, on Tuesday, Jack Draper collapsed during a second-round loss to Andrey Rublev.
The 20-year-old is on the verge of becoming the next British player to break into the top 100 and he has once again shown his huge potential against sixth seed Rublev, who beat Novak Djokovic at home Belgrade home to win the ultimate tournament championship.
Draper overwhelmed his Russian opponent in the opening set and led 3-0 in the third but Rublev fought back to win 2-6 6-4 7-5.
Draper knocked out top 30 Lorenzo Sonego in the opening round in his first match of the clay tour, and he used his big backhand and backhand serve to shock the audience. Rublev in the early stages.
The young Englishman, who beat Djokovic at Wimbledon last year, also had a good drop and was quite comfortable on the net, and he fought back from the break seconds before Rublev took the lead. before again.
Draper looked like he could find a way to win as he entered the first three decider matches, but, with the cramps beginning to kick in, Rublev finally found a way through. via.
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Grand surroundings at Burhill Golf Club
On the outer edge of greater London in the leafy Surrey town of Walton-on-Thames, Burhill Golf Club is one of the premier golfing destinations in the south-east. Two very different 18-hole courses offer smooth greens and unusual hazards to test even the low handicap golfer. After a round, relax in the opulent Georgian clubhouse, which serves delightful afternoon tea. For a special occasion, you can hire the 18th century function rooms for an unforgettable event.
A night out in picturesque Walton-on-Thames
Just 15 miles from London, the riverside town of Walton-on-Thames boasts a clutch of smart bars and restaurants in its charming, compact centre. Begin with a relaxing stroll along the banks of the Thames, before heading to the renowned Comedy Works for laugh out loud entertainment. Continue your night at The Anglers, serving quality seasonal British food complemented by a diverse craft beer and wine selection, all in a stunning riverside location.
World-class culture just 25 minutes from Walton-on-Thames
Walton-on-Thames in Surrey is just 25 minutes by train from London Waterloo, offering visitors the chance to explore the capital's treasure trove of galleries, theatres and museums. Start at Tate Modern, where a new extension is crowned by a glorious viewing platform. Later, see a performance by the Royal Shakespeare Company at the Nearby Globe theatre, built in grand renaissance style. Planning a trip to Walton-on-Thames? Travelodge Walton-on-Thames Hotel is right in the centre of town, while Travelodge Sunbury M3 Hotel is just to the north and offers great road links into London.


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The Texas judge accused of improperly denying a death row inmate a last-minute appeal has asked a federal judge to dismiss the wrongful death suit filed against her by the executed man's widow.
Court of Criminal Appeals Presiding Judge Sharon Keller contends that while she ordered the clerk's office closed promptly at 5 p.m., state law clearly gave attorneys for death row inmate Michael Wayne Richard the power to contact judges on the court directly.
In papers filed in U.S. district court in Austin, Keller said Richard's lawyers made no attempt to contact any judges on the court, even though three were available Sept. 25, the date of Richard's execution in 1986 rape and murder of Marguerite Dixon, a Houston-area mother of seven. Keller said the clerk's office was closed but the court's building remained open.
Richard's lawyers were in Houston. The court is in Austin.
Keller has garnered national attention for refusing to extend the court's closing time prior to Richard's execution, despite calls from Richard's attorneys alerting her office they were experiencing computer problems and begging for extra time. But in a motion, Keller said Texas law "provides a clear and unambiguous avenue for litigants to file documents with the (Court of Criminal Appeals) directly through any of its judges, so Richard did not need the CCA clerk's office to stay open after hours to file his motion."
This is the first time Keller has claimed Richard's lawyers could have directly gone to other judges on the court. She previously has tried to shift blame to Richard's lawyers by saying they had all day to file.
Jim Harrington, director of the Texas Civil Rights Project, called Keller's argument "shameless."
"Everyone knows that the key is the clerk's office," said Harrington, whose office is representing Richard's daughter, Doreen Anderson, as well as other attorneys who have filed complaints against Keller for her handling of the appeal.
"The clerks are the ones who intercept the calls, who say 'it's shut down,' " Harrington said. "The rules of procedure in the law are supposed to serve justice and here you have a case where a guy's life is at stake. It's literally a matter of life or death and to fall back on some off-the-wall assertion, 'go find a judge and file it that way' is absurd. It makes a farce of the law."


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Take the guesswork out of investing in a cannabis company by sinking your cash into stocks that are already ahead of the pack. Trulieve Cannabis (TCNNF 11.39%), Verano Holdings (VRNO.F 2.54%), and Green Thumb Industries (GTBIF 3.48%) are multistate operators that are already profitable, and just becoming more so. All three had quarterly sales of $120 million or more and quarterly earnings of $45.5 million or more.
The first three months of the year haven't been kind to cannabis stocks, and shares of Trulieve and Verano are down so far this year. That might discourage some investors, but if you're looking for likely growth with companies capable of outlasting others, these three are good bets.
1. Trulieve is making a major move
Trulieve was already the biggest cannabis company in Florida, and with one quick move last week, it became the largest cannabis company in the United States by revenue. The megadeal was its $2.1 billion purchase of Phoenix-based Harvest Health and Recreation (CNSX:HARV) (HRVSF), which leads in Arizona with 15 dispensaries.
Trulieve has been profitable for 13 consecutive quarters. In the first quarter, it reported record revenue of $193.8 million, up 15% over the fourth quarter of 2020 and up 102% year over year. It had net income of $30.1 million, adjusted EBITDA of $90.8 million, and an awesome gross margin of 70%.
The deal with Harvest Health makes Trulieve a national player. Of the company's 83 dispensaries, all but five are in Florida. The addition of Harvest Health gives Trulieve an estimated annual revenue of $1.2 billion and exposure to a budding marijuana market; recreational sales began in Arizona in February. In the first quarter, Harvest reported $88.8 million in revenue with adjusted EBITDA of $26.9 million. The combined company will have 126 dispensaries in 11 states and will be the market leader in Arizona and Florida.
2. Verano Holdings has seen explosive growth
Verano Holdings only went public on the Canadian Securities Exchange (CSE) in February, but the company is already becoming a big multistate operator. It has licenses in 14 states and active operations in 11, with 77 retail outlets and 85 total planned by the end of the year.
The company is coming off a strong first quarter in which it reported revenue of $143 million, up 117% year over year, with a gross profit margin of 62% and net income of $126 million. The company is in a good cash position with $112 million, nearly four times the amount of the company's debt of $34 million.
While Trulieve is clearly the dominant cannabis company in Florida, Chicago-based Verano also has a strong footprint there, with 32 medical-use dispensaries and eight more planned by the end of 2021. It's also making a big push in Pennsylvania, with 10 medical-use dispensaries and eight more planned, and in Illinois, where it has five dispensaries that are used for medical and adult-use marijuana and an additional five adult-use dispensaries. The company also has multiple dispensaries in Arizona, Ohio, Maryland, Massachusetts, Nevada, and New Jersey.
It's funny how much things can change. In March of 2019, Verano was a takeover target of Arizona-based Harvest Health, but the $850 million deal fell through last March. Instead, Harvest Health itself was bought out by Trulieve, while Verano Holdings has grown with its own recent acquisitions. It bought Arizona cannabis companies Territory, Emerald, and Local Joint, making it the third-largest cannabis company in the state. It also just added six dispensaries in Pennsylvania, thanks to its purchase of TerraVida, with three dispensaries in the Philadelphia area, and The Healing Center, with three dispensaries in Pittsburgh.
3. Green Thumb Industries branches out
Green Thumb, based in Chicago, operates in 12 markets and is drawing impressive revenue from all of them. The company's stock is up more than 17% this year and more than 206% over the past 12 months. The company just had its third consecutive profitable quarter, with $10.4 million in net income. Revenue was a reported $194.4 million, up 9.7% over the prior quarter and 89.5% year over year. More impressively, the company saw gross profit of $110.9 million or 57% of revenue, compared to $53.0 million or 51.6% of revenue for the same period in 2020.
Green Thumb, like the two prior companies, has focused on growth. It has 13 manufacturing facilities and licenses for 97 retail locations, though only 56 are operational at this point, up from 42 last year.
The company is poised to do well in the lucrative Northeast market. It has two dispensaries in New Jersey. In New York, it has three stores and a fourth on the way, and it is one of only 10 companies with licenses as that state opens to adult-use sales. Its strongest presence outside of Illinois is in Pennsylvania, where it has eight locations.
Just before the end of the quarter, the company bought its way into its 13th market, Virginia, by purchasing Dharma Pharmaceuticals. This gives it one of five vertical licenses in the state, including a production facility and one retail store, with the option to open up five more stores in Virginia. The state currently allows only medical-use marijuana, but has approved adult-use sales starting in 2024.
The numbers make the choice simpler
In marijuana investing, bigger isn't always better, but I believe Trulieve has set itself up for growth that it can handle. It already dominates Florida, and now it is poised to do the same in Arizona. On top of that, Trulieve's gross margin of 70% shows how profitable the company is becoming, and adding Harvest gives it that much more scale.
In the same vein, I like Green Thumb because of its own gross profit margin of 55% and its emphasis on the Northeast, where I think there's a lot of potential growth in the next few years as states there, like New York and New Jersey, open up to adult-use marijuana.
Verano also has a nice gross profit margin at 62%. It may be the best bet of the three for long-term growth and it certainly is an up-and-coming multistate operator, but the relative newness of the company as a public stock makes me more comfortable with the other two picks for the time being.


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Bestway Foundation, the parent company of specialist wholesaler Bestpets, has given £100,000 to Save the Children.
Lord Zameer Choudrey, chief executive of Bestway Group, and Dawood Pervez, managing director of Bestway Wholesale, presented a cheque to the charity at Bestway Group's Head Office in Park Royal, London.
The funds were raised through Bestway's annual Ascot Charity Race Day in the summer, which was attended by more than 800 people this year, including Bestpets team members and suppliers.
More than 20 charities have benefited from funds raised through the event since it began in 1994, including Save the Children, which first became associated with the Bestway Foundation as its chosen charity in 2004. It was chosen for a second time this year.
Save the Children's partnerships & philanthropy director, Sayyeda Salam, said: "We are incredibly grateful that Save the Children was chosen as the beneficiary for Bestway's 2019 Royal Ascot Charity Race Day. It was a huge honour to be invited to be part of this prestigious event for the second time marking Save the Children's 100th year.
"Thanks to the generosity of Bestway and their guests the day resulted in an amazing donation of £100,000 that will make a real difference to help us support children in the greatest need both in the UK and globally across education, healthcare and disaster relief. We look forward to further building our partnership with Bestway."
Since 1987, Bestway Group has given more than £14.8m to Bestway Foundation in the UK. Each year the company hosts its charity race day at Ascot – now in its 27th year. The event was attended by 800 of Bestway's suppliers, employees, press and members of Save the Children.
The cheque handover follows the appointment of Zameer Choudrey to the House of Lords just last month, partly in recognition of his wide range of philanthropic work in the UK and overseas. The Ascot Charity Race Day annual event is just one of the ways that Lord Choudrey and Sir Anwar Pervez, founder of Bestway Group, have supported causes in need.
Lord Choudrey said: "We are delighted to support the work of Save the Children for the second time – made even more special by the fact it's the charities big 100th year anniversary this year.
"The Annual Ascot Charity Race Day is just one of the ways that Bestway Foundation gives back to people in need and we are very grateful to our supplier partners and colleagues for supporting this annual event and donating generously to ticket purchases, the charity auction, tombola and other fundraising activities back in June."
The donation of £100,000 will enable Save the Children to support almost 400 children and their parents living in poverty in the UK, by providing the tools to help their learning at home, which they simply can't afford. This includes educational toys, books, essentials, such as a table or a bed and advice and guidance for parents to engage in their child's learning.


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Dr Leslie P Willcocks
We all have a Blind Spot. Part of the optic disc lacks some cells to detect light, and to that extent our vision is impaired. Fortunately, based on surrounding detail and information from the other eye, our brain interpolates the missing data, so it is not normally perceived. We have encountered a similar process amongst corporations seeking to become digital ...Introduction
Much can be made of executive and organisational 'blind spots'. For example, in her 2007 book Blind Spots, Madeline Van Hecke devotes a chapter to each of ten mental blind spots that afflict even the smartest people:
- 1. not stopping to think
- 2. jumping to conclusions
- 3. my-side bias
- 4. getting trapped by assumptions and categories
- 5. not paying attention to details
- 6. not understanding themselves
- 7. ignoring evidence
- 8. missing hidden causes
- 9. not seeing the big picture
In research recently carried out with Dr. John Hindle of Knowledge Capital Partners, we discovered a blind spot in many digital transformations. The blind spot arises—especially in very large organisations—when those driving the digital transformation agenda (the 'Strategists' in Figure 1) have different agendas, resources, stakeholders and organisations than those responsible for achieving the automation of knowledge work.
Typically, 'Strategists' are doing a lot of right things. Especially, they develop good digital strategy and planning processes, and their digital platform is benefitting from a lot of care and attention, but their execution of strategy is weakened through a variable mix of governance, navigation, culture and change management factors. Most typically, 'Strategists' are driving their DT agenda from a higher position in the organisation than the automation 'Technologist' stakeholders, who are focused on scaling automation infrastructure to create an imbedded enterprise capability, typically governed by an automation Centre of Excellence (COE).
All parties may feel success, but in practice the organisation has created new silos for old. The result: disconnects—both technological, and organisational. Technologically there can be at least ten major technologies in play for true digital transformation: social media, mobile, analytics, cloud, blockchain, robotics, automation, internet of things, digital fabrication and augmented reality. Intelligent automation makes inroads into converging only a few of these—typically analytics, cloud, automation, and to some extent internet of things. Organisationally, the processes and staffing for the DT and automation agendas are separate, and do not converge, resulting in a 'ships passing in the night' outcome. 'Strategists' view automation as a tactical tool; 'Technologists' see digital transformation as little to do with them.
The Secret of Success: Integration
Happily, we have seen a few organisations break through this impasse. Two illustrative examples. In 2015, one North American bank adopted a new value-oriented, purpose-driven management philosophy of increasing organisational agility and improving customer experiences. A key focus involved transforming disjointed operating processes on an end-to-end basis, but from the customer's perspective. The automation business case was based on increasing the value of the bank's services as measured by customer metrics—retention rates, service expansion, and improved net promoter scores —rather than simply 'doing (bad) things faster'. In addition to Efficiency savings estimated at more than 200 percent from the ability to access and use previously trapped data, the bank also estimated a 400 percent gain in enterprise Effectiveness—measured by increased customer retention and revenues from broader services integration. The bank's Intelligent Automation platform has also supported greater Enablement gains in terms of new products and services, enterprise resilience, first-mover advantage, public goodwill and reputational equity. The bank estimates the resulting gains in enterprise Enablement to be greater even than the combined Efficiency and Effectiveness gains.
So, the prize is huge. But it is also difficult to grasp. About 65% of digital transformations are unsuccessful, abandoned or seriously disappointing. On average even successful transformations realise only 67% of the potential value. There are blocks and pipeline leaks everywhere. Up to a quarter of this lost value occurs in the planning and start-up stages—e.g low targets, poor planning processes, bureaucratic governance. Some two-thirds occurs during and after implementation.
Similarly, a major Middle East bank undertook an enterprise-wide transformation to seize a leadership position in its key markets, using Blue Prism technology as a strategic platform. By combining Intelligent Automation with Natural Language Processing (NLP), machine learning (ML), and data mining tools, the bank developed a totally automated end-to-end solution to track payment status, pull relevant payment and customer details, and apply rule-based validations, referrals and query responses, with no manual intervention. The solution delivered 100 percent improvement in quality, response times, and customer experience. The new process also generated Enablement gains from the resulting wealth of data and management information—raw material for applying data science using Hadoop to improve management decision-making. International transaction enquiry handling turnaround time also went from 8–12 hours to less than 2 minutes, resulting in a transformed customer experience.
The senior executives in these organisations adopted a strategic mind-set in deploying Intelligent Automation. With a transformative view and an enterprise vision suffusing from the top, the strategic uses of automation delivered greater Effectiveness and Enablement gains, beyond just Efficiency. These organisations also started with an external focus on customers and competition, using that perspective to design—from outward in—an end-to-end business process architecture that accelerates digital innovation. The banks' experiences demonstrate that building a robust in-house automation capability creates flexibility and a knowledge base which, with strong governance and disciplined behaviours, form part of the Enablement platform that accelerates strategic uses of automation technologies.
Clearly these organisations are not just moving rapidly across the horizontal axis of Figure 1, but also up the vertical axis, putting themselves on the edge of being digital leaders. But they have a long way to go to match Singapore-based DBS bank, several times voted the world's best bank, and an exemplar of digital leadership in our research1 , building, over time, all the required digital transformation capabilities, and deploying intelligent automation well integrated into their digital platforms.
Towards Digital Leadership
In the last year we have seen more 'Digital Leaders' emerge. Two examples. Using KCP/BP diagnostics, one bank rated their Automation Execution capability and Digital Strategy capabilities around 70 percent. In practice, all their capabilities needed strengthening, but the diagnostic provided a disaggregated analysis and pointed them precisely to where they need to focus and improve over the next year within each capability. Automation Execution Capability consists of five capabilities: pipeline, delivery, service model, technology and people. On Automation Execution maturity, the bank identified weaknesses in applications management and platform maintenance. More work needed to be done on service definition, design and delivery methodology, and also, in the people capability, specifically on training. We measure Digital Strategy maturity as progress on seven capabilities: strategy, integrated planning, governance, imbedded culture, digital platform, change management and navigation. On Digital Strategy maturity, the bank proved very strong on strategy and planning, weaker on governance, change management and especially navigation. The analysis enabled it to set itself ambitious improvement targets for 2022.
A second major bank has a digital workforce numbering many hundreds and had a score of over 70 percent on Automation Execution capability, but in the lower 60s percent for Digital Strategy maturity. This put them in the Digital Leadership box (Figure 1)—a pleasant surprise as they felt day-to-day more like firefighting technologists! That sense arose because they were indeed scoring themselves low on technology, and had a lot to do on technology infrastructure and applications management. Other weak points identified included ROI metrics, testing, business reporting and training. On Digital Strategy maturity they were making good progress—above the industry average—on strategy, planning and digital platform, but were scoring between 50-60 percent on culture, change management, governance and navigation. This galvanised them into ambitious targets over the next year to push them higher into the digital leadership box, aligning their Automation Execution and Digital Strategy capabilities (Figure 1). The diagnostic pointed them precisely to targeting particular skills sets within each capability.
Both banks were managing well the blind spot we identified earlier, and integrating Automation Execution with Digital Strategy capabilities. But both also recognise that they are hardly done and that Digital Transformation is a continuous and never-ending improvement process, if they are to outflank competitors on similar journeys.
The Progress Being Made
One of the myths perpetuated on the internet, even in articles and books published in 2022, is that '90 percent of CEOs believe the digital economy will impact their industry, but less than 15 percent are executing on a digital strategy'. We eventually found the source of this quote. It is from a 2012 MIT/Cap Gemini study2. The quote is, of course, out of date, concurrently incorrect, and its continuous use very misleading. MIT/Cap Gemini themselves have performed many more recent studies, as have McKinsey and MIT, and their work—as at 2022—is consistent with our own recent findings.
For example, Cap Gemini Research Institute has identified accelerated Digital Transformation progress over even the previous two years. In 2020, on average 60 percent of organisations (66 percent in banking) reported they had the digital capabilities, and 62 percent (66 percent in banking) the leadership capabilities required for digital transformation 3.
Looking across multiple studies, organisations generally, and digital leaders especially, have increased their investments in Digital Transformation since 2018, increased their adoption of emerging technologies for enhancing their digital platform, and given renewed focus on talent, culture, operations, customer experience, and business innovation. The COVID-19 pandemic has greatly accelerated this shift to digital. Even so, research studies are finding that over the last four years digital leaders have been widening even further the significant pre-existing gaps between them and their competitors on digital transformation, capabilities practices and performance.4
These findings are consistent with KCP findings already published.5 Our most recent research has been examining how organisations can make further progress whatever their competitive positioning. The key lies in building distinctive, identifiable capabilities and integrating them to create the synergies that produce significant business value. The evidence suggests that, by 2022, not doing so is no longer a competitive option.
Significantly, research shows that companies that have embraced the digital world and execute on their digital strategy register real gains in shareholder and stakeholder value. Even in 2013 digital leaders were typically above their industry average by 9 percent on revenues, 26 percent by profitability and 12 percent by market valuation. Meanwhile against their industry average, digital beginners were seeing up to 4 percent lower revenues, 24 percent lower profitability, and 7 percent lower market valuation. A 2018 McKinsey study, looking just at automation, predicted that leaders stood to register an annual cash flow growth rate of six percent, thus doubling their cash flow between 2018 and 2030. Meanwhile automation laggards stood to experience a 20 percent decline in cash levels over the same period.
Over the last four years the gap between digital leaders and all other organisations has been widening. As one example, a 2018 CGRI analysis found a 38 percent difference on testing digital ideas quickly, expanding to a 48 percent gap during 2020. Through 2020- 2022 KCP research was finding that many more organisations were moving faster on digital, in some cases driven by the need to survive in pandemic conditions. However, digital leaders were investing larger and faster than the industry average, and more strategically. Moreover, digital leaders were improving their own execution capabilities, gaining further ground rapidly on revenues, profitability, market valuation, and other leading indicators.
Digital leaders will, by instinct and practice, endeavour to stay ahead, but the widening gap between them and the rest is not inevitable. Time and again we find that in terms of achieving superior business performance the productive combination of 25 percent technology, and 75 percent management makes the real difference.
- 1 See Willcocks, L. (2021) Global Business: Management. (SB Publishing: Stratford) Chapter 9 'Moving to global digital business'. Also Knowledge Capital Partners Executive Briefings, August 2022.
- 2 MIT/CapGemini (2012) . The Digital Advantage: How digital leaders outperform their peers in every industry. Cap Gemini Consulting ebook.
- 3 Cap Gemini Research Institute (2020) Digital Mastery: How organisations have progressed in their digital transformation over the last two years. See www.capgemini.com/researchinstitute/
- 4 See Bonnet, D. and Westerman, G. (2021). The New Elements of Digital Transformation. MIT Sloan Management Review, Winter—Research Feature. Also CGRI (2020) op. cit., McKinsey Digital (2021) The New Digital Edge: Rethinking Strategy For the Postpandemic Era. May; also McKInsey Digital (2022). Prioritising Technology Transformations To Win. March. See https://www.mckinsey.com/capabilities/mckinsey-digital/our-insights/prioritizing-technology-transformations-to-win
- 5 Knowledge Capital Partners (2020). Covid-19 Business Recovery and Technology: Different This Time? www.knowledgeCapitalpartners.com/publications/


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DATE: November 2, 2023
ORGANIZER(S): Department of Industrial and Systems Engineering, The Hong Kong Polytechnic University
CO-ORGANIZER(S): Institution of Engineering and Technology
The Institute of Engineering and Technology and Department of Industrial and Systems Engineering of PolyU signed a Memorandum of Understanding (MoU) to help ISE students in Industrial and Systems Engineering gain valuable experience and insights from experienced mentors. This year, we have almost 25 mentees participating in the IET-PolyU Mentorship Programme, with 9 mentors who all have more than 10 years of industry experience in various fields. During the mentorship kick-off ceremony, Mr. Cola Lam, an alumni of BEng (Hons) of Product Engineering with Marketing and secretary of the IET Manufacturing and Industrial Engineering Section (MIES), provided an inspiring talk for mentees and shared his professional experience in career path development. Mentors interacted with the students and offered valuable advice during the networking session.
Topics | Ceremony |
Department of Industrial and Systems Engineering |


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Tune in to SoundScape on YVFM 99.1 (or get it streamed live from the website) from 9 pm on Thursday to chill out with the best in Ambient music.
This week we will be able to enjoy music from Woob, William Ackerman, Voice of Eye, Traffic Experiment, URBS, Suicidepression, Snowman and Roly Porter.
The Goon Show will be 'The Ink Shortage'.


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Make comfort fashionable with these ocean-cavern casual trousers. Dyed with natural dyes and decorated with enchanting ethnic motifs all over, the cotton trousers carry a rich tapestry of Indian culture in their fabric. Flowers, floral vines, and processions with elephants give the trouser hints of India's regalia while allowing you breezy and effortless movements throughout the day.
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Generation Z, Millennials, Generation X, and Baby Boomers share at least one common goal in the US. A new study involving the four groups finds a large majority of employed workers are saving for retirement, although almost half expect to work past age 65 or do not plan to retire.
These are some of the findings of Living in the COVID-19 Pandemic: The Health, Finances, and Retirement Prospects of Four Generations, a report published by nonprofit Transamerica Center for Retirement Studies® (TCRS) in collaboration with Transamerica Institute®.
Part of TCRS' 21st Annual Retirement Survey of Workers, the report examines the retirement outlook of Generation Z, Millennials, Generation X, and Baby Boomers. The findings are based on a survey of employed workers conducted in late 2020 and contains recommendations for workers, employers, and policymakers to improve retirement security.
"Workers are weathering a public health crisis and contending with fears about the virus and vaccinations, concerns for family and friends, employment-related worries, and financial setbacks."
Catherine Collinson, CEO and president of the Transamerica Institute and TCRS
The survey findings illustrate the experiences of workers across generations that can impact their health, financial well-being, and ability to save and invest for retirement:
Concerns about comfortable retirement
"Given the magnitude of challenges workers have faced during the pandemic, it is truly remarkable that they have maintained focus on their future retirement. However, before the pandemic and today, many workers continue to be at risk of not achieving a financially secure retirement."
Catherine Collinson
Collinson says that given the magnitude of challenges, it is remarkable that US workers have maintained focus on their future retirement. The survey finds that 82 percent of workers are saving for retirement through employer-sponsored plans and/or outside the workplace.
While the majority of workers are actively working to build up retirement savings, only 24 percent overall are "very" confident that they will be able to fully retire with a comfortable lifestyle. Millennials (30 percent) are more likely to be "very" confident than Baby Boomers (21 percent), Generation X (19 percent) and Generation Z (16 percent). Sixteen percent of workers across generations indicate their retirement confidence has declined as a result of the pandemic.
Steps to improve retirement security
The pandemic has exposed both weaknesses and revealed opportunities for improving retirement security. Collinson says that a concerted effort is needed among workers, employers, and policymakers, with additional steps open to each of these stakeholders, including:
"Workers' ability to achieve a secure retirement ultimately depends on access to meaningful employment throughout their lives, the availability of retirement, and health and welfare benefits, and the preservation of safety nets such as Social Security and Medicare," Collinson says. "As we emerge from the pandemic, we have an unprecedented opportunity to strengthen the fabric of our retirement system — including how we live, work, retire, and age with dignity."


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Gurgaon is one of the most modern-day and quickest developing cities of India, close to the country wide capital New Delhi. It is home to a big number of multinationals and infotech businesses at the side of a mess of shopping complexes and shops. It is a thriving and energetic urban center in which you could revel in a pleasant live in hotels in Gurgaon.
With the Indian economic system booming Emaar Marbella Villas Gurgaon has evolved at a quick tempo with the emergence of a host of company and industrial homes in its vicinity. It enjoys close proximity to Delhi airport and is a thriving company middle in which human beings come from all corners of the arena for commercial enterprise.
With the rapid urbanization, many lodge chains have set up plush lodges in Gurgaon to satisfy the call for for hospitality within the emerging corporate hub of India. You can pick out from a spread of motels in Gurgaon as in step with your budget, right from a cozy three-big name to an opulent, steeply-priced 5 celebrity lodging.
Among the luxury inns in Gurgaon you can choose the Best Western Resort Country Club, Pachgaon, Mohammanpur Road, Near Manesar, The Leela Kempinski, Ambience Island, National Highway 8, Property in Gurgaon Phase 3, Crowne Plaza Hotel, Site 2, Sector 29 and the Trident Hilton Hotel, 443, Udyog Vihar Phase 5.
You can select to stay in deluxe rooms, executive suites or even the Presidential suites in total luxury. These lodges provide all state of the artwork amenities of their air-conditioned rooms for the business traveller. These include WI-Fi connectivity, access to conference rooms ready with audio visual gadget for crucial conferences, and relaxed take a look at-in and take a look at out timings.
They have a variety of eating places in conjunction with properly stocked bar serving cuisines internationally for you or your guests. You may even pamper your senses at the cease of the day via going for sinful spa remedies at the in-residence spa in those resorts.
Other medium priced alternatives consist of Lemon Tree Hotel, Millennium City Centre, Hotel Park View International, 8/5, Chander Nagar, close to Government College, Mehrauli Road, Park Premier Hotel, Sector 29, City Centre, the Bristol Hotel, Property in Gurgaon Qutab Enclave Phase 1, Global Arcade, Mehrauli-Gurgaon Road; Park Plaza, B Block, Sushant Lok 1, Galaxy Hotel, N H 8, Exit eight, Sector 15 Part 2The Claramont Hotel and Convention Centre, Aaya Nagar, Mehrauli-Gurgaon Road and Royal Retreat, Kusum Marg, Property in Gurgaon City segment 1.So go beforehand, plan your journey, e book nicely in advance and enjoy a pleasing stay at resorts in Gurgaon.
This business capital of Haryana gives a blend of numerous lands together with pre-built residential houses, apartments, luxurious shops and condos located inside the neighborhood marketplace, office complexes, warehouses, exhibition halls, factories, warehouses, retail shopping marts, lofts, independent floors, industrial websites and so forth.
These assets are available on this region for sale, hire, lease and buy through the help of neighborhood actual estate sellers. One simply virtually calls for contacting a reliable agent at this location to get the entire list of any property that one needs. The list may be determined labeled on the premise of separate colonies and their respective sellers.
The classification is performed into Sushant Lok, Adani Samsara Vilasa Property in Gurgaon, Sohna Road, Palam Vihar and Mehrauli Road. This categorization of the retailers in this vicinity will also assist a person to look for a specific location in which one wishes to shop for a land.
From the view factor of the investors the land on this location are the precise choice available in present day time. Despite of the liquid crunch and slowdown inside the realty sector there is a huge call for precipitating numerous houses in this vicinity. Most of the MNCs prefer to have their offices on this place.
Flats in Gurgaon-
Gurgaon is an historical city located subsequent to the capital of India, Delhi. Its foundation may be traced again to the instances of epic Mahabharata. It is said that Gurgaon turned into donated to Guru Dronacharya by way of Pandavas. It is from his name that this town were given its call. Guru + Gram i. E 'village of Guru'.
Now the metropolis is the host to a large number of MNCs having their company places of work right here. In the closing ten years, many corporate have installed themselves bringing a vast number of corporate executives, who've made Gurgaon their domestic.
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Esker is the Dining Hall that is located on East side of campus. It is one of two all you can eat dining locations on campus. They currently serve ll three meals of the day, breakfast, lunch, and dinner. They… Continue Reading →
The Erbert and Gerbert's Sandwich Shop located in the main floor of the Drumlin Dining Hall, is one of the most popular places to get sandwiches on campus. Normally the campus has two Erbert and Gerbert's locations open for students… Continue Reading →
Located in Prairie Street Market right below Esker Dining Hall, Stack Burger is one of the more popular places on the east side of campus. This semester the E&G Sandwich shop has not been able to be open due to… Continue Reading →
Although not linked with campus dining, jitters is another location on campus that serves students. Jitters is a completely student-run coffeehouse on campus that is only open from 8PM-12AM. They serve coffee, and also milkshakes. They even have some milkshakes… Continue Reading →
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Mobile Monday: Digital Ad Spending to Increase by 20% in 2021, Nearly Three-Quarters Will Go to Mobile
Last year, industries that had been in growth stages were unexpectedly stalled due to the worldwide pandemic. A year later and while some businesses are still struggling, others have found their footing. eMarketer recently published their forecasts for worldwide digital ad spending and the industry is expected to bounce back this year. The report also highlights that mobile accounts for almost three-quarters of total spend. Get a recap of the report in this week's Mobile Monday!
Record-setting Pace Expected for Ad Spending Growth Worldwide This Year
eMarketer's latest report contains their latest forecasts for ad spending worldwide through 2025. The market research company indicated that since last year, there has been pent-up demand for traditional advertising while also accelerated growth in eCommerce-focused and social media ads. With these factors, they expect a record-setting pace for ad spending growth worldwide this year. Total media ad spend worldwide is estimated to hit $747.76 billion with a growth rate of 15%. According to eMarketer, that rate is the fastest since they've begun tracking it and by 2024, digital ad spend will nearly reach $1 trillion.
The report says that total digital ad spending will reach $455.30 billion this year. 55% of that total is expected to go to display advertising and 40% will go to search. In the past three years, the gap between display and research has widened by 5%, equating to $68.12 billion more in spending for display than for search. The rise of social media and digital video have prompted the significant growth of display.
Mobile Will Account for 75% of all Digital Ad Dollars
eMarketer's report noted that mobile ad spending will account for approximately 75% of all digital ad dollars. In Western Europe, 71% of digital ad spending is expected to be held by mobile. As recently as 2017, this share was only 56%. In the U.S. and Canada, 68% will go to mobile this year. While these figures trail Asia-Pacific's 87% spending on mobile ads, the gap is closing.
Of the 37 national markets eMarketer studied, only China recorded overall ad spending growth in 2020. The increase of 7% still represented a major deceleration. According to the report, all markets will bounce back this year. India will show the biggest growth with a 32% ad spend increase and will remain at the top of the list for growth until 2025. Most countries will return to or surpass their 2019 trend lines for digital ad spending growth.
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Company name: Genias Benelux (The Netherlands)
Website: http://www.genias.nl
Projects: Contrail
Genias Benelux is a computer consultancy and software company, providing solutions, project management and implementation services. The areas of expertise range from High Performance and Grid Computing to XML software.
In Grid and HPC computing, the activities of Genias are centered around EnterTheGrid.com. EnterTheGrid is a main information service on Grid Computing and High Performance Computing (HPC) and e-Infrastructures in Europe. It pro- vides a comprehensive range of services including the largest directory on Grid computing in the world, Grid computing and analysis, and the largest Grid computing and HPCN news source in he world: EnterTheGrid Primeur magazine. At the core of the EnterTheGrid services is its database on Grid computing containing information on all projects, companies and products in the world. EnterTheGrid Primeur Magazine provides a weekly update directly to people's email boxes, and provides live coverage from major events. The information servers maintained by Genias attract about 50.000 different visitors each month, from all over the world. Also, Genias is a founding partner of AlmereGrid. Genias also publishes the Virtual Medical Worlds Magazine, a magazine on telemedicine, virtual surgery and enabling technologies such as HPCN, virtual reality and large database technology.
Some of the earlier European projects that Genias did participated in are: HoiseNM, WebSET, IERAPSI, Eroppa, Dynamite and EIRGSP. WebSET has also produced a set of standardised medical e-learning objects and a complete e-learning environment. The objective of EROPPA was to design, implement and test remote access for Post Production Companies to 3D graphics applications running on High Performance Computer Centers. The European project Dynamite (Dynamic PVM) aimed to provide the software and the method to let workstations work inter- actively when needed and to use their spare CPU time for massively parallel computing tasks. To realise this, the workstations had to be monitored constantly and every change in workload would have to result in a different distribution of the computer tasks at hand. EIRGSP is the support project for the e-Infrastructure reflection Group (e-IRG). Genias produced the knowledge base: http://KnowledgeBase.e-irg.eu for this project. Genias Benelux bv is also involved in the e-IRGSP3 project that is the follow on project to e-IRGSP and e-IRGSP3.


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Hi guys, and apologies for not blogging for a while. I've been busy writing and editing and talking on the radio and stuff...it's no big deal :). Anyway, I'm excited to let you know that my interview with Don McCauley from The Authors Show, a US based internet podcast station, will be broadcast on the 24th May. It will be available to listen to on their website all day on the 24th May, Eastern Standard Time, and will then be archived for future listens for 12 months. You'll also be able to catch it after the 24th on all streaming platforms (Amazon, Google, Soundcloud, Spotify etc.). I haven't actually heard it myself yet so putting this out there is a bit of a risk for me, but I'm pretty sure I held it together....I hope. I talk about my last novel, 'The Hawk and the Raven', a little about 'Pale Face and the Raven', and then Don and I chat about what I like to read, my writing style, my inspiration etc. Pretty much anything to do with my writing and my background. I hope you enjoy it. Also, for those of you that follow me on Facebook, Instagram or Twitter, you'll know that I've kicked off a Flash Fiction thriller series on the 'Free Reads' section of my website. It's called 'Bee Minus' and it's kind of an extinction level, survival thriller. I'm asking anyone who reads it to message me with ideas for Part 2, and even longer term ideas that might feature in future editions. I'm going to see how long we can carry it on for. Don't worry - I won't make it a 'Lost' style, goes-on-forever series (although that was a great show). We'll keep it to a logical length. I also have some exciting news regarding one of my short stories, 'An Ocean Black', which is being published in a 'soon to be released' anthology, but I'll save the details of that for my next blog. The Hawk continues to do pretty well in the sales stakes, and I'm also pleased to say that 'Pale Face' and 'The Maidens' are still getting picked up by enthusiastic readers. It's so gratifying to think that people are reading and enjoying the words that spill out of my mess of an imagination. Thank god for coffee and cake. My next novel is going well and I hope to have it completed, polished and edited soon. More to follow on that too. That's it for now but keep reading and please contact me if you have any questions or just want to stay in touch. It's always great to hear from you. All the best and enjoy the longer, sunnier days, Stacey.
- staceydighton