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Will Influencers Last?:
Yes, influencers will last following various trends. In fact, influencer marketing has been one of the most popular forms of advertising in recent years. Here is an industry insight.
"Influencer Marketing is expected to reach $22.2 Billion by 2025" – 2023 Social Trends Report by PLANOLY
Brands have jumped on board with social media influencers to promote their products and services, and many influencers have become household names. However, the question remains: will influencers last? or will social media influencers last?
To answer this question more, we need to look at the history of advertising. Advertising has been around for decades, and it has evolved over time.
From print ads to radio ads to TV commercials, advertising has always been a way for brands to promote their products and services.
However, in recent years, consumers have become more skeptical of traditional advertising methods. They are bombarded with ads everywhere they go, and they are becoming immune to them.
This is where influencers come in. Influencers are people who have a large following on social media platforms like Instagram, Facebook, YouTube, Snapchat, and TikTok. In fact, influencers in link-building efforts play a major role too.
They have built a loyal following over time by creating content that resonates with their audience.
"Influencer marketing has been an effective way to reach engaged audiences for several years and now, marketers are seeing more value in niche micro-influencers and creators for targeted campaigns" - 2023 Global Social Media Trends Report by HubSpot and Brandwatch
Brands have recognized the power of influencers and have started partnering with them to promote their products and services.
Influencer marketing has been effective because it feels more authentic than traditional advertising.
When an influencer promotes a product, it feels like a recommendation from a friend rather than an advertisement. This is why influencer marketing has been so successful. [If interested, know the legal problems in influencer marketing].
There's a learning curve involved. You want to create partnerships with influencers who align with your brand values and whose audience matches your target" – Semrush
So, will influencers last? The short answer is yes. Influencers are here to stay, but the industry will continue to evolve.
As more brands enter the space, competition will increase, and influencers will need to find new ways to stand out.
We may see a shift towards micro-influencers (influencers with smaller followings), as brands look for more niche audiences. In fact, this trend has already started in recent months.
Also, know the trend of UGC in ads creation, that's getting popular.
"Influencer marketing is here to stay, and we think it will hit a unique stride in 2023 if brands are willing to adapt and see the opportunities of working with a wide range of influencers" - 2023 Marketing Guide Report by Meltwater
In conclusion, influencers are not going anywhere anytime soon. They have become an integral part of the advertising landscape, and brands will continue to partner with them to promote their products and services.
However, as with any industry, there will be changes and evolution over time. The key for influencers will be to stay relevant and continue to provide value to their audience.
Here's related information that you may find helpful – Know how much social media influencers get paid.
P.S: Ready to [unlock the power of digital marketing] and drive [your] business forward? – Access my forum today
P.S.S: Please don't forget to forward this blog post to your network so they can get the best tips, practices, strategies, education, resources, & tools to help their businesses grow [sharing is caring].


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Developer: Lance Games, Publisher: Lance Games
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Unrar rar file and run the game after open the game. Close antivirus program, you can see the virus total result at this link.


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When it comes to purchasing real estate, having a clear title is crucial. A clouded title refers to any potential issue or dispute that may affect the ownership of a property, casting doubt on the buyer's rights. In Hammond, Indiana, title insurance serves as a vital tool in resolving ownership disputes and ensuring a smooth and secure real estate transaction.
A clouded title can arise from various factors, such as a forged deed, undisclosed heirs, conflicting wills, or unresolved liens and judgments. These issues can be complex and may not be immediately apparent during the purchasing process. However, they can significantly impact the buyer's ownership rights and potentially lead to costly legal battles.
Here's where title insurance comes into play. Title insurance is a type of indemnity insurance that provides protection for both buyers and lenders against any potential loss due to title defects. It acts as a safeguard, covering the cost of defending the title and compensating the insured party if the dispute results in a loss of ownership.
In Hammond, Indiana, title insurance companies play a crucial role in ensuring the clarity and validity of property titles. Before issuing a policy, these companies conduct a thorough title search, examining public records, deeds, and other relevant documents to verify the property's history and ownership. This process helps uncover any potential issues that could cloud the title.
If a clouded title is discovered, the title insurance company will work diligently to resolve the dispute. They may employ legal experts to investigate the matter further, negotiate with other claimants, or even file a quiet title action in court to establish the rightful ownership. The goal is to eliminate any uncertainty and provide the buyer with a clear and marketable title.
Having title insurance not only protects the buyer's investment but also grants them peace of mind. It ensures that they will not be held responsible for any claims against the property that may arise in the future, such as unpaid taxes or undisclosed liens. Moreover, it safeguards the lender's interest by ensuring that the property can be used as collateral for the mortgage.
In Hammond, Indiana, title insurance has become an essential component of real estate transactions. It provides a safety net against potential ownership disputes, allowing buyers to confidently invest in properties without fear of hidden legal issues. By addressing clouded titles, it promotes a fair and transparent real estate market, benefiting both buyers and sellers alike.
In conclusion, when it comes to purchasing property in Hammond, Indiana, ensuring a clear title is of utmost importance. Title insurance serves as a valuable resource in resolving ownership disputes and protecting the interests of buyers and lenders. By providing financial coverage and legal support, it helps clear clouded titles and facilitates a smooth and secure real estate transaction process.


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Much of the historical discussion about risk – when it pertains to investing - has been centered around stocks (although I don't believe the word is used correctly, but I digress). One could argue that they have dominated the headlines for centuries as akin to gambling. Conversely, when the discussion turns to bonds – the word safety usually comes to mind for the average investor. But what happens when safety in bonds doesn't feel – well, safe?
Before we delve into the core thoughts of this little essay, the perception of bonds as safe can get confusing for the average person. Why? My experience as a financial planner has revealed that most individuals don't understand how bonds work. Their view is that all bonds (fixed income) work like a Certificate of Deposit (CD) at a local bank. Meaning – you place a dollar amount into the CD, you get interest back – and the principal (the dollar amount invested) doesn't fluctuate. Once it matures, you get your money back plus the interest earned. This is correct for CD's but other fixed income (Treasury bonds, Corporate bonds, Municipal bonds) usually does not work that way. In a word, they "fluctuate," which is when the perception becomes reality and - it doesn't feel safe anymore.
As evidence, the chart below reveals the average intra-year declines for bonds versus the calendar year returns.
What you are observing is that the US Aggregate Bond Index, on average since 1976 has temporarily declined about 3.1% per year (shown in red) at some point during the calendar year. However, this does not equate to the returns ending that year as a negative. As I mentioned – it fluctuates. In black are the calendar year returns, which have been positive 42 of the past 46 years.
And finally, to the point of this essay – look at the last two years of returns for bonds. Go ahead, I'll wait here for you. Yes, you are reading it correctly – not only was the calendar year return negative for 2021, but the intra-year decline for bonds as of September 23, 2022, has been a negative 14%. The largest on record. If the bond market just moves sideways for the rest of the year, bonds will have seen their first consecutive calendar-year declines on record, since 1976. Hence – it doesn't feel safe.
Now, I could leave you with those factoids to ponder (and stew in angst) however, there is a brighter side to this feeling of insecurity for investors of fixed income – it is temporary. And if your financial planner has properly diversified your portfolio (to match your financial plan), last year your equity holdings offset the fixed income drop – unfortunately there is nowhere to hide so far this year. By the way, a definition of knowing you have a diversified portfolio is – there is always something you own that you don't like. Why? Because it doesn't feel safe now.
Important Information
All information has been obtained from sources believed to be reliable, but its accuracy is not guaranteed. There is no representation or warranty as to the current accuracy, reliability, or completeness of, nor liability for, decisions based on such information and it should not be relied on as such.
No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment.
All investments include a risk of loss that clients should be prepared to bear. The principal risks of Melone Private Wealth strategies are disclosed in the publicly available Form ADV Part 2A.
The views expressed in this commentary are subject to change based on market and other conditions. These documents may contain certain statements that may be deemed forward looking statements. Please note that any such statements are not guarantees of any future performance and actual results or developments may differ materially from those projected. Any projections, market outlooks, or estimates are based upon certain assumptions and should not be construed as indicative of actual events that will occur.
Although bonds generally present less short-term risk and volatility risk than stocks, bonds contain interest rate risks; the risk of issuer default; issuer credit risk; liquidity risk; and inflation risk.


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Cowbell Cyber, the leading provider of cyber insurance for small and medium-sized enterprises (SMEs), announced an agreement with Palomar Excess & Surplus Insurance Company. The expansion of Cowbell's relationship with Palomar doubles the available reinsurance capacity for Cowbell Prime 250, Cowbell's cyber coverage for businesses with up to $250 million in revenue. The agreement brings Cowbell's total global reinsurance panel to 9 providers – including Cowbell Re.
Cowbell is rapidly renewing and expanding its insurance capacity partnerships to address the exploding market demand for cyber insurance while aggressively deploying innovative services to control losses. The company accomplishes this with its robust network of 17,000 brokers across 3,000 agencies and monitored risk pool of 25 million U.S. businesses (78% of U.S. SMEs). Paired with its risk engineering services, Cowbell proactively engages with its policyholders to implement better cybersecurity practices.
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Barbara Bentley, 91, of Diagonal, died Tuesday, February 8, 2022 the Greater Regional Health in Creston. A Celebration of Life Memorial Service was held on Saturday, February 12, 2022 at the Powers Funeral Home 601 New York Avenue in Creston. Pastor Tim Maxa officiated. A reception was held at the Creston Elks Lodge following the service. Burial will be at the Bethel Cemetery south of Diagonal at a later date. The Service will be live streamed on the link at powersfh.com. Visitation with family receiving friends 2:00 to 4:00 p.m. Saturday, before the service. In lieu of flowers, memorials are to be the Sharpsburg Presbyterian Church or the Bethel Cemetery. Online condolences may be given on the tribute wall at www.powersfh.com.
Barbara Ann (Buck) Bentley, daughter of Raymond R. Buck and Dorothy Stafford, was born May 6, 1930 in Mount Ayr, IA. Barb graduated from Mount Ayr High School.
On June 27, 1948, Barb was united in marriage to Willard "Bill" Bentley in Mount Ayr, IA. They settled in the Diagonal area where they farmed. When Willard entered the United States Army in 1953, Barb traveled and moved to every location that Willard was stationed, returning to Diagonal after his discharge in 1955. Together, they continued to farm. Retiring in 1983, Barb and Willard
opened Mom and Dad's Bar in Diagonal and Willard's Trucking. They sold the Bar in 1995. In 2002, they moved to Clearfield. Barb was a member of the Sharpsburg Presbyterian Church.
Barb is survived her two sons, Billy Bentley and Jim Bentley, both of Diagonal; one daughter, Karen (husband, Mike) Eblen of Creston; one granddaughter, Kayla Bentley; special extended family member, Denae England, of Winterset; one brother, Merritt Buck, of Marietta, GA; two sisters-in-law, Sandy Buck of Denver, IA and Carol Lee Bentley of Diagonal; and many other nieces, nephews and extended family. Barb was preceded in death by her parents, her husband, Willard, her parents-in-law, Orville and Velma Bentley; daughter-in-law, Laura Bentley; three brothers, Richard (Phyllis) Buck, Roland Buck (first wife, Mildred) (second wife, Jane) and Don Buck; a brother-in-law, Bob Bentley; two sisters-in-law, Wilma Buck and Marge Davis; and a niece, Mary Lee Buck.


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13 May 2019 17:22

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Editor's Note: FII's #MoodOfTheMonth for November, 2021 is Popular Culture Narratives. We invite submissions on various aspects of pop culture, throughout this month. If you'd like to contribute, kindly email your articles to email@example.com
A lot of analysis and critical engagement has been made with the representation of women in popular culture, especially on digital platforms, in advertisements, films, television shows and so on. Apart from objectifying women- what these dominant narratives do is that they sell an ideology of what an 'ideal' woman should be like. They construct an image that women are then expected to perform and replicate.
What one doesn't question is- where do these problematic ideas and expectations stem from? How is it that a woman's demeanor is decided by a man or the men who predominantly control and create such images?
To a large extent, the root of our collective understanding of an ideal woman stems from myths, epics and other religious and cultural texts. It is important to note that often, these conventional, classical and religious texts were narratives by men. The women in these texts are manifestations of what the dominant male morality deemed as the appropriate representation of women and ironically enough, these texts were used as instruction manuals for women to follow and practice.
For example, Eve was initially blamed for the fall of mankind, she was depicted as a woman who had lured Adam into eating the forbidden fruit. She could be 'tempted' – women are generally portrayed as fickle, unthinking creatures who have to be tamed and controlled if one did not want the fall of mankind. She was portrayed as an unthinking being, as if women are incapable of understanding their own actions.
Eve is said to be created with a rib of Adam. She is created to entertain Adam. In Paradise Lost by John Milton, Eve is only seen through the eyes of the male protagonist around her – her sense, beauty and worth are defined by what men around her think of her. She is not allowed to voice what she thinks for herself, she is denied access to herself and she only sees herself through the reflection in the water once.
Eve is what feminist film critic Laura Mulvey in her essay Visual Pleasure and Narrative Cinema, calls the production to cater to the male gaze. Eve exists to cater to a specific kind of audience which is predominantly male. Eve becomes the carrier of meaning, not bearer of meaning. She is limited to being a passive object- a desirable body for the men around her.
Eve not only becomes the victim of the fantasy of a male narrator, but the extension of a man. She has no independent existence and is only understood and identified as her relation to Adam. While one talks about Eve, it was believed that Lilith was the first wife of Adam but she does not find a place or representation in the dominant narrative.
She was believed to have been created with the same soil as Adam but now she is known as a 'female demonic figure, derived from the class of Mesopotamian demons called lilû (feminine: lilītu), and the name is usually translated as night monster.' It was believed that she refused to comply with Adam and did as she pleased. As noted by Satya Chaitanya in Female Subversion: The Spirit of Lilith in Indian Culture, "The Semitic cultures painted Lilith, the woman who disobeyed man and refused to be his inferior, in the darkest possible colors. Thus, in subsequent versions of her story, we see Lilith portrayed with increasing darkness. To begin with, she is the sexual temptress of men in general and a seductress of young men in particular, causing their downfall. Then she is a female demon who causes miscarriages in pregnant women, endangers them in childbirth and kills infants; she drinks human blood and eats human flesh. Eventually Lilith becomes wife of Samael, Satan, and the queen of the realm of evil".
Also read: A Feminist Reading Of Supporting Female Characters From Indian Epics
Her refusal to submission lead not only to her being co-opted from the narrative but she become a demon woman, a monstrous figure- the wife of the evil that is Satan. She was deemed as a woman who took other women's children, someone who robbed women from what was essentially depicted as their duty – birthing and rearing children. She is depicted such that she would end up becoming a threat to not only men but also women.
It seems like no matter what these female protagonists did, there were always attempts to reduce them to the smallest entity possible. The only way women found their ways into the narrative is when they behaved like Sita from Ramayana. Women were only legitimised if they were someone's mother, sister or wife.
Sita, the wife of Lord Rama was praised for her chastity. She was praised for being loyal to her husband and for not caving in to the wimps of Ravana, the king of Lanka. She was celebrated as the ideal woman because she was created in the image of what a man thought was a righteous woman. While women like Sita were praised, Surpanakha, the sister of Ravana suffered the worst fate. When Lakshama cuts her nose at the starting of their Vanvas (14 year exile in the forest) the author Valmiki neither sympathises with Surpanakha nor does he reprimand Lakshmana for being physically violent to her.
She is depicted as a demon woman and shamed for her existence. One can also highlight how in plays staged during Diwali, Sita is always depicted as a fair and slender woman while demons in the plays are depicted as heavy and are always enacted by actors who have darker skin tones. Sita is created to suit the expectations of the male audience – ever benevolent and never complaining.
In Ramayana, Kekayi, Dhashrat's third wife is also depicted as a crude and selfish woman for reminding the king of the boons that he himself had bestowed upon her. She is deemed as cruel and merciless because she is vindictive which only a man was allowed to be. She is demonised for planning and plotting in ways that much shrewder male characters are not. Ironically enough, even that agency is taken away from her and it is iterated through the text that (just like Eve fell in the trap of Satan) Kekayi was 'influenced' by her servant and keeper Manthara.
While Kekayi in the epic is reprimanded for having listened to her confidante, when Lord Rama later in the texts abandons his pregnant wife at an ashram because of rumors of his wife's loyalty, he is not held accountable for putting Sita through such agony. I believe that the sexualisation and objectification of women did not emerge suddenly but has been present since forever. It is only now that we have started questioning it, and hence, upsetting status quo.
One can also wonder how would have these representations differed if they would have been written by women, how the character of Sita written by a woman would have been different. Would she then have enjoyed a fair representation and some space to explore herself as a woman? What if Lilith would have been addressed by a woman – would she still be called a demon for standing up for herself? What is the whole narrative that would have been written by Eve – would we understand better what she felt then? All these questions can be asked now, since we have come a long way into a space and era where we can understand and recognise these patterns to question them, but we still have a long way to go in resolving them.
Also read: Kaikasi: The Forgotten Mother In The Ramayana
Ritika is a student of MA English at Jamia Millia Islamia, New Delhi with research interest in women's narratives and literature, gender, sexuality, and narratives on violence. You may find her on Instagram
Featured Image Source: Apollo Magazine


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Why are my mother's sugar levels not coming under control?
Q: My mother is suffering from non-insulin dependent diabetes mellitus (NIDDM) and was on glucored forte 1 BD and was under control. She was treated for a chest infection with injections monocef, deriphyllin, decadron, aciloc due to which her sugar shot up and the doctor started giving insulin ranging from 2 to 6 units but the sugar could not be controlled. She started having chest pain along with a breathing problem. She was then shifted to ICU and was kept under observation for 3 days. All this while her sugar level was ranging from 200 to above 500. Sugar was not controlled even by insulin. The doctor has prescribed human actrapid 12 unit in morning and afternoon bbf and before lunch and human mixtard 50:50 20 units at night before dinner. Now her sugar level is 126 fasting and 176 PP. As soon as she takes rice her sugar shoots up to 400. Does she have to take insulin hereafter or can she come back to tablets which were effective earlier? Should she take rice? What is the correct procedure of treating such patients?
A:According to the information provided, your mother is suffering from Type 2 diabetes mellitus and has severe chest infection, which was treated with insulin, antibiotics and steroids. There is a small possibility that she might have a heart problem as well. My advise for her current problem is as follows: 1. During any infection blood glucose shoots up and insulin is given to control high glucose levels. Once the infection is controlled, one can switch over to oral medications. But in case someone has a heart attack then insulin is continued for at least three months as it reduces future chances of cardiac complications. Please ensure from your treating physician that she did not have a heart attack. In case insulin has to be continued (if she had a heart problem) then shift her to Human Mixtard (30:70) 24 units before breakfast and 12 units before dinner (30 minutes before meals). 2. Type of oral medication: If she is above 60 years then I will strongly advise against using glucored forte. She will benefit more with glimepride (Amaryl) and you can start with a dose of 2 mg half an hour before breakfast along with Gluconorm SR 500mg twice a day. 3. Rice is a carbohydrate with high glycaemic index and to reduce this effect you can give it mixed with green vegetables. Its preferable to avoid rice if possible.
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Status Update
Democratic Republic of the Congo
On 5 January, Special Representative and head of MONUSCO, Martin Kobler, briefed Council members via video-teleconference under "any other business" on the situation in the DRC. On 8 January, the Council adopted a presidential statement reiterating the need for the DRC, together with MONUSCO, through its intervention brigade, to neutralise the Forces démocratiques de libération du Rwanda (FDLR) by commencing military operations immediately (S/PRST/2015/1). On 22 January, the Council was briefed (S/PV.7367) by Under-Secretary-General for Peacekeeping Operations Hervé Ladsous on the strategic review of MONUSCO (S/2014/957) and by Kobler on MONUSCO's latest report (S/2014/956). The chair of the 1533 DRC Sanctions Committee, Dina Kawar (Jordan), briefed the Council on the report of the Group of Experts assisting the 1533 DRC Sanctions Committee (S/2015/19). On 29 January, the Council adopted a resolution 2198 renewing the DRC sanctions regime and the mandate of the Group of Experts.
On 6 January, Under-Secretary-General for Peacekeeping Hervé Ladsous presented the most recent MINUSMA report (S/2014/943) and reported that there had only been modest progress in the peace process since October 2014 (S/PV.7355). On 17 January, Council members issued a press statement condemning the coordinated attacks against MINUSMA, where one Chadian peacekeeper was killed and others were injured (SC/11739).
On 7 January, Council members condemned the terrorist attack against the headquarters of French newspaper Charlie Hebdo in Paris (SC/11727).
UNOWA (West Africa)
On 8 January, the Council was briefed by the Special Representative and head of UNOWA, Mohammed Ibn Chambas (S/PV.7357) on the latest UNOWA report (S/2014/945). He highlighted the fragile political situations in a number of West African countries in the lead up to presidential and legislative elections in 2015 and 2016. He placed particular emphasis on the risk of pre- and post-electoral violence for Nigeria's elections in February and the impact of the Boko Haram insurgency.
On 11 January, Security Council members issued a press statement expressing outrage at a terrorist attack carried out a day earlier in Tripoli that Al-Nusra Front claimed responsibility for (SC/11731). On 28 January, Council members were briefed in consultations on UNIFIL after a Spanish peacekeeper was killed earlier in the day near the border with Israel. During the incident, UNIFIL had observed six rockets launched towards Israel from the vicinity of Wazzani north of Maysat in the UNIFIL area of operations. Israeli forces returned fire. At press time, it seemed possible that Council members would issue a press statement in response the incident.
Côte d'Ivoire
On 13 January, the Council was briefed by the head of UNOCI, Special Representative Aïchatou Mindaoudou, on the most recent report of the Secretary-General on Côte d'Ivoire (S/2014/892). Ambassador Cristián Barros (Chile), chair of the 1572 Côte d'Ivoire Sanctions Committee, also briefed on his 2-7 November 2014 trip to the country (S/PV.7358).
On 13 January, Council members issued a press statement condemning the killing of 11 civilians as a result of the shelling of a passenger bus in Volnovakha (SC/11733) and another press statement on 22 January condemned the killing of 15 civilians as a result of the shelling of a public transport stop in Donetsk (SC/11749). On 21 January, the Council held a meeting on Ukraine—the first in over two months—and was briefed by Under-Secretary-General for Political Affairs Jeffrey Feltman on the recent escalation of violence in eastern Ukraine and violations of the Minsk agreement (S/PV.7365). On 26 January, Feltman briefed the Council again on the further deterioration of the situation in the east and the growing number of civilian causalities in the Ukraine conflict (S/PV.7368).
On 14 January, Deputy Secretary-General Jan Eliason briefed on the Secretary-General's report on peacebuilding in the aftermath of conflict (S/2014/694). Also briefing was Ambassador Antonio de Aguiar Patriota (Brazil), the chair of the Peacebuilding Commission (S/PV.7359). The Council adopted a presidential statement drawing attention to the upcoming 2015 review of the UN's peacebuilding architecture (S/PRST/2015/2).
On 15 January, the Council held its regular quarterly open debate on the situation in the Middle East (S/PV.7360). Assistant Secretary-General for Political Affairs Jens Anders Toyberg-Frandzen briefed the Council, warning that "the increasingly antagonistic and virulent nature of the discourse between the two sides should be cause for serious concern among those seeking to foster an environment conducive to a return to constructive dialogue". He stressed that the international community must uphold its responsibility to play a role in moving the parties forward towards the two-state solution. On Gaza he noted that the ceasefire agreement between the parties remains perilously fragile, and there are no indications that a return to talks under Egyptian auspices is on the immediate horizon.
On 17 January, Council members issued a press statement welcoming the 14‑15 January round of talks in the Libyan dialogue hosted by UNSMIL in Geneva and strongly urged all relevant Libyan stakeholders to attend the next round of talks. Council members emphasised that the 1970 Libya Sanctions Committee is prepared to sanction those who threaten Libya's peace, stability or security or that obstruct or undermine the successful completion of its political transition (SC/11738). On 27 January, Council members condemned the terrorist attack against the Corinthia Hotel in Tripoli which resulted in several deaths and injuries (SC/11754).
Inclusive Development
On 19 January, the Council held a ministerial-level open debate on inclusive development (S/PV.7361). President Michelle Bachelet of Chile presided. Briefers included Ambassador Antonio de Aguiar Patriota of Brazil, the chair of the PBC, and Leymah Gbowee, President of the Gbowee Peace Foundation. A concept paper was circulated prior to the debate highlighting the Council's previous work on inclusive development and outlining goals for the debate (S/2015/6). A presidential statement was adopted in which the Council underlined "that security and development are closely interlinked and mutually reinforcing and key to attaining sustainable peace" (S/PRST/2015/3).
Boko Haram
On 19 January, the Council adopted its first presidential statement on Boko Haram (S/PRST/2015/4). It condemned recent Boko Haram attacks, highlighting the group's use of children as suicide bombers on 10 and 11 January and Boko Haram's attack on the town of Baga, Nigeria from 3 to 7 January. The Council deplored human rights violations by the group and expressed serious concern over the scale of the growing humanitarian crisis. Expressing deep concern that Boko Haram was undermining the peace and stability of the West and Central African region, the Council urged Lake Chad Basin Commission countries and Benin to undertake further planning toward the operationalisation of the Multinational Joint Task Force to combat the group.
Central African Republic
On 20 January, Council members met with Fatimata M'Baye and Philip Alston (two of the three commissioners) who briefed at an Informal Interactive Dialogue on the final report of the International Commission of Inquiry on the Central African Republic (S/2014/928). The Commission was established in resolution 2127 to investigate violations of international humanitarian law, international human rights law and abuses of human rights in the CAR. On 22 January, the Council adopted resolution 2196 renewing the CAR sanctions regime (arms embargo, assets freeze and travel ban) until 29 January 2016 and the mandate of the Panel of Experts assisting the 2127 CAR Sanctions Committee until 29 February 2016.
On 20 January, Council members issued a press statement welcoming the arrival of indictee Dominic Ongwen to the ICC. Council members recalled that ICC arrest warrants for other LRA leaders, including Joseph Kony, on charges of war crimes and crimes against humanity have yet to be executed (SC/11744).
On 21 January, the Council was briefed by Under-Secretary-General for Political Affairs Jeffrey Feltman on the final report of the Secretary-General on the UN Office in Burundi (S/2015/36), the mission's mandate ended on 31 December 2014 (S/PV.7364). The chair of the Burundi configuration of the Peacebuilding Commission Paul Seger (Switzerland) also briefed the Council. The meeting was followed by consultations.
UNRCCA (Central Asia)
On 21 January, Miroslav Jenča, the Special Representative and head of the UN Regional Centre for Preventive Diplomacy for Central Asia, briefed Council members in consultations. In a 23 January press statement, Council members highlighted UNRCCA's role as an early-warning and preventive-diplomacy tool. They also commended UNRCCA for its work relating to border management, counter-terrorism and drug trafficking as well as its role in facilitating the region's continued engagement on Afghanistan (SC/11751).
Peace Operations
On 23 January, Lithuania hosted an Arria formula meeting with heads of human rights components of UN peace operations. The meeting focused on the impact of Council resolutions on how human rights work is carried out in peace operations. After introductory remarks by Ambassador Raimonda Murmokaitė (Lithuania), three heads of human rights components briefed Council members: Claudio Cardone (UN Support Mission in Libya), Georgette Gagnon (UN Assistance Mission in Afghanistan) and Guillaume Ngefa (UN Multidimensional Integrated Stabilization Mission in Mali). Giuseppe Calandruccio (UN Stabilization Mission in Haiti) and Scott Campbell (former head of the Joint UN Human Rights Office in the Democratic Republic of the Congo) were also available to answer questions and Assistant Secretary-General for Human Rights Ivan Šimonović provided concluding remarks.
On 26 January, Council members were briefed in consultations by Special Representative Lisa Buttenheim and Special Adviser Espen Barth Eide. Buttenheim briefed on the latest Cyprus report of the Secretary-General (S/2015/17) while Eide updated Council members on the status of unification talks. On 29 January, the Council adopted a resolution 2197 extending the mandate of UNFICYP for another six months.
On 28 January, Council members were briefed in consultations under "any other business" on Nepal by Assistant Secretary-General ad interim for Political Affairs, Jens Anders Toyberg-Frandzen. Referring to the current political deadlock over the adoption of a new constitution, Toyberg-Frandzen emphasised the need for broad consultations to build consensus and also stressed the importance of flexibility by Nepalese political leaders in reaching an agreement. The briefing was held at the request of the Secretariat following Under-Secretary-General for Political Affairs Jeffrey Feltman's two-day visit to Nepal on 13-14 January.
Security Council Visiting Mission to Haiti
Security Council members visited Haiti between 23 and 25 January. The co-leads of the trip, Ambassador Cristián Barros Melet (Chile) and Ambassador Samantha Power (US), briefed the Council on the visit on 29 January (S/PV.7372).
Protection of Civilians
At press time, the Security Council is scheduled to hold an open debate on the protection of civilians on 30 January with a particular focus on the protection challenges of women and girls in conflict and post-conflict settings (S/PV.7374). Expected briefers include UN Secretary-General Ban Ki-moon, Director of International Law and Policy for the International Committee of the Red Cross Helen Durham, and Ilwad Elman, a Somali women's rights activist. No Council outcome is anticipated. Chile circulated a concept paper in preparation for the debate in which it emphasises the importance of "measures…to monitor and better analyse the specific needs of women and to enhance the integration of gender perspectives in the work of UN entities and their partners" (S/2015/32).
The Council issued a press statement on 30 January, that condemned the 29 January attack in the north of the Sinai Peninsula, Egypt, which killed and injured dozens of Egyptian soldiers and civilians.


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Eddie McBeth
Eddie McBeth
Oct. 2, 1949 – Feb. 4, 2023
Albert Edward (Eddie) McBeth, 73, of Tylertown, died Feb. 4, 2023, at his residence. He was born Oct. 2, 1949, in Tylertown to Tommy McBeth and Willie Nell McBeth.
He worked at Walthall Co-op and Tylertown Hardware.
He was preceded in death by his father, Tommy McBeth; wife, Carolyn Brumfield; his brother, Michael McBeth.
Survivors are his mother, Willie Nell McBeth; sister, Kathy (Ottis) Robbins; brothers, Kelvin (Paula) McBeth and Rodney (Peggy) McBeth; and his special one, Kathy Smith.
There will be a private celebration of his life at a later date.


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Ok, now that stamp set, but doesn't this card remind you of a tree?
The Woodgrain impressions folder used on our Core'dinations card stock then sanded to reveal a slightly lighter inner core of the cardstock really does make it look like wood. Add leaves cut using our new Autumn Accents die and Wonderfall stamp set in Cajun Craze, Old Olive and Summer Starfruit and a Soft Suede acorn and it is just like I picked them up off my driveway and attached them to the card.
Happy Stamping,


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iBotModz CBox
speakers and subs
Posted 19 September 2010 - 04:58 PM
Hey guys Im thinking about upgrading my stereo set-up and I'd like some help. Im not very knowledgeable about speakers and stuff. I know how to hook them up but idk some of the details.
Right now I have a Philips MCM530 stereo system that I got about 5 years ago for my birthday. lol. Absolutely nothing wrong with it, but I want to upgrade to 5.1 sound.
Im thinking about getting a YAMAHA 5.1-Channel Reciever (any thoughts or suggestions on this before I buy it?) and a Yamaha 100w subwoofer (same on this?)
Im also going to get a pair of SONY bookshelf speakers to complete the 5.1 sound.
The questions I have is, would the speakers on my old Philips stereo be useful with this receiver or do they have different hertz or something?
Any suggestions? Im trying to stay on a budget, so I can't go out and buy over $600 of equipment. So any input would be really nice.
note: the receiver comes with an $80 promotional card if I buy it, so I could buy it and the speakers separately and save $80?
Posted 19 September 2010 - 05:01 PM
Posted 19 September 2010 - 05:03 PM
hmmmm. I haven't seen very many of them in my neighborhood, but if I do Ill be sure to check it out. thanks man.idk, you can do what I did.... YARD SALES!!!! I grabbed an amp and 4 (big ass) speakers from a couple different yard sales for $30. Its not as great as a expensive home theater system... but the room shakes when an explosion happens in a game
Posted 19 September 2010 - 05:05 PM
hmmmm. I haven't seen very many of them in my neighborhood, but if I do Ill be sure to check it out. thanks man.
Just remember the golden rule: If it looks sketchy as hell, it probably is sketchy as hell.
i.e. Don't buy shit
- Randomrocket likes this
Posted 19 September 2010 - 05:13 PM
yeah I knew that. lol. Thanks for the help manJust remember the golden rule: If it looks sketchy as hell, it probably is sketchy as hell.
i.e. Don't buy shit
Posted 19 September 2010 - 06:24 PM
Posted 20 September 2010 - 02:03 PM
Headphones? they won't be useful during a movie or when we have a 16 player LANWhy not just buy some astros that's what I rock there 7.2(not many games play audio that high but they work perfect with 5.1) you can use then on almost anything I suggest you look around in local stores I managed to get a new 5.1 system for £30 just because the store was getting rid of old stock. I'll most some pics of it once I get my pc up and running and and my mix amp back.
Posted 20 September 2010 - 04:14 PM
Posted 20 September 2010 - 04:51 PM
dude my friends and I have tons of LAN parties and the most we have had at my house at once was 22. that was so much fun playing Halo 3 like a couple months after it came out. hahaHeadphones could be usefull during a movi and whare as the LAN thing goes I doubt you will ever have a 16 way Match and all the diffrent audio comming out through the same device will just be a bunch of explosions alll the time.
No. I want speakers. I want to be able to hear it outside my window. I want to be knocked off my feet when a grenade goes off and I want the neighbors to call the cops when a gun fires.
Posted 21 September 2010 - 04:27 AM
Edited by jmdalmighty, 21 September 2010 - 04:40 AM.
Posted 21 September 2010 - 06:18 PM
Posted 21 September 2010 - 07:04 PM
hmmm. looks pretty good. Im looking for 5.1 to save money tho. Find me one thats 5.1 for cheaper?Hmm I shall look at the interwebz for you then.
aight If I build my system I'll check there.Best Buy has some good subs for about $100 so you dont have to pay for shipping....
Posted 24 September 2010 - 11:33 PM
Posted 25 September 2010 - 12:32 PM
It is. And it looks nice, but the more money I save, the more money I can spend on other things, like gas.I thaught that was in your price range.
Posted 25 September 2010 - 03:57 PM
Posted 26 September 2010 - 04:06 PM
aight cool. Ill check out ebay. thanks manJust look for that particular set on eBay or local stores i'm sure you'll find it $50-100 less if you look about.
Posted 29 September 2010 - 02:54 PM


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The University assigns an advisor to each student to ensure that the student selects a program tailored to his or her prior achievements, capabilities and the subjects of interest. The advisor, in consultation with the student, will take into consideration specialized data regarding teacher certification and graduate and professional school requirements.
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for two
You + your partner = perfect holiday
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What could be more beautiful than a fresh aperitif after a day at the beach? What if we told you that it can only be with your partner and maybe with a magnificent view?
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Romantic dinners
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If you are looking for something more from a candlelit dinner, the our veranda is transformed into an enchanted place, becoming an exceptional location for poolside dinners.
The ingredients for an evening with the right emotion plus it's all there: good food, an excellent glass of wine and the moonlight reflected on the sea... all that's missing is you and the person you love!
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text: Background Interferon (IFN) alpha is one of the central agencies in immunotherapy for renal cell carcinoma (RCC). ribosomal proteins (Ser-235/236) proteins amounts in matched tumor and non-tumor tissue of sufferers with metastatic RCC by Traditional western blotting. Outcomes The serum degree of IFNAR2 mRNA had not been connected with its tumor tissues level. Serum IFNAR2 mRNA was correlated with tumor size (worth of significantly less than 0 positively.05 was considered significant. Data were analyzed with available software program commercially. Outcomes Serum IFNAR mRNA and features of RCC However the preoperative serum IFNAR2 mRNA level had not been linked to the IFNAR2 mRNA level in tumor tissue (Fig.?1a) or the preoperative serum CRP level (Fig.?1b), there is a weak positive relationship between serum IFNAR2 and tumor size (axis can be an separate variable. axis is certainly a dependent adjustable. Serum IFNAR2 mRNA amounts were connected with tumor size (c), … The preoperative serum IFNAR2 mRNA level had not been from the histological quality of RCC (mean??S.D., quality 1, 1.38??0.80; quality 2, 1.41??0.71; quality 3, 1.36??0.78, may be the interquartile range, the will be the full-range, … The preoperative serum degree of IFNAR1 mRNA had not been from the IFNAR1 mRNA level in tumor tissue, the preoperative serum CRP level, tumor size, histological quality, pT stage, tumor metastasis, or microscopic vascular invasion (data not really shown). An increased preoperative serum CRP level was connected with regional invasion (pT1C2, 0.24??0.30; pT3C4, 3.50??5.48, may be the interquartile range, the … Tumor appearance of phosphorylated Akt (Ser-473), Akt, and phosphorylated S6 ribosomal proteins (Ser-235/236) and characteristics of RCC We could only perform Western blotting for 15 M1 tumors and four M0 tumors. The levels of phosphorylated Akt (Ser-473) and phosphorylated S6 ribosomal protein (Ser-235/236) were significantly higher in M1 tumors than in M0 tumors (3.93??3.13, 1034148-04-3 vs. 0.89??0.40, axis is an indie variable. axis is usually a dependent variable. Serum IFNAR2 mRNA levels inversely correlated with tumor phosphorylated Akt (Ser-473) (a), but not tumor phosphorylated S6 ribosomal … Relationship between IFNAR2 mRNA, phosphorylated Akt (Ser-473), Akt, or phosphorylated S6 ribosomal protein (Ser-235/236) and the response to therapy KaplanCMeier survival plots for twenty-six metastatic RCCs treated with IFN- monotherapy 1034148-04-3 showed that the patients with a good response to this agent experienced better progression-free survival (Fig.?6a). Among the 21 patients refractory to IFN-, IFN-?+?Sor: CR-PR group had longer progression-free survival than IFN-?+?Sor: SD-PD group (Fig.?6b). Thus, the patients with a good response to IFN- with/without sorafenib experienced favorable overall survival (Fig.?6c). Fig.?6 Survival curve in the patients with metastatic lesions (M1) based on the treatment effects. a Progression-free survival curve in M1 patients treated with IFN- alone. One affected individual of IFN-: CR-PR group advanced into intensifying steadily … Twenty-six sufferers with metastatic disease received IFN- as first-line adjuvant therapy. If these sufferers 1034148-04-3 showed an unhealthy response to IFN- monotherapy, they received concomitant treatment with IFN- and sorafenib (Sor) as second-line therapy. Five from the 26 sufferers Rabbit Polyclonal to Mst1/2 showed an entire or incomplete response to IFN- by itself (IFN-: CR-PR), as the various other 21 sufferers received concomitant IFN-?+?sorafenib seeing that second-line therapy. The five sufferers with an excellent response to IFN- by itself (IFN-: CR-PR) had been low risk based on the MSKCC requirements. There is no difference from the preoperative serum IFNAR2 level between your sufferers with 1034148-04-3 an excellent response to IFN- (IFN-: CR-PR, 1.74??0.53) and the ones with an unhealthy response, including steady disease or progressive disease (IFN-: SD-PD; 1.31??0.59, P?=?0.1263, Fig.?7a). Decrease tumor appearance of IFNAR2 mRNA was linked to an excellent response (IFN-: CR-PR, 0.76??0.40; IFN-: SD-PD, 1.89??1.38, P?=?0.0345, Fig.?7b). Fig.?7 The partnership between treatment impact and mRNA degrees of tumor and serum IFNAR2. The serum and tumor IFNAR2 mRNAs amounts in the IFN- monotherapy (a, b), and IFN- sorafenib therapy (cCf). The median worth may be the … Among the 21 sufferers treated with IFN-?+?sorafenib, eleven sufferers showed an excellent response (IFN-?+?Sor: CR-PR), as the various other 10 sufferers had steady disease or progressive disease (IFN-?+?Sor: SD-PD). The backdrop characteristics as well as the outcomes from the sufferers getting concomitant therapy with IFN-?+?sorafenib are summarized in Desk?1. An increased preoperative serum IFNAR2 level was correlated with an excellent outcome.


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Sornram Teppitak revealed for the first time after the new love with Nicole Theriault; he admitted having developed the relationship since their MV shooting together and wanting to get married with his confirmation to do best in keeping this love!!
It is becoming a hot and doubtful issue about the relationship between the young-faced singer, Nicole Theriault and the leading actor, Num Sornram Teppitak after Nicole divulged that Sornram is currently the closest friend. He is also getting along really well with her son, Tigger (read more Wow!! Nicole finally admitted Sornram is currently the closest friend and getting along really well with her son, Tigger).
Not too long ago (on 21 June, 2017), Sornram answered the interview that "the Instagram picture was already carefully picked. It is considered my small space I want to share. Ki has been my friend for the last 20 years as our tape cassettes were out at a very close period in 90's. Once her number was changed, my Line gave a warning. That was why I checked if it was Nicky and asked for her number. Since then, we have been in touch and out for dinners. We have talked and exchanged the ideas about music. I went to act in her MV and even directed for her.
After MV shooting, it was kind of feeling that we had things in common. We started to talk more. I can feel that she is nice. She owns both a character of a mom and a dad. Besides, her son, Tingger is a lovely boy and so much alike Nicky. He always wait to have meal with his mother. Ki loves her parents and her son. She has to take all responsibility just like my mother. However, I want her to be my girlfriend, not a mom as I cannot stand having 2 mothers.
It was all the truth what Nicky used to interview. The reason I wasn't at the interview with her at Club Friday was I had another job to take care of. I already asked for the first queue but still there was not enough time. When it was becoming the news, I had to see Woody to explain. I think if Tingger found out about this news, he would have known that his mother's close friend like me is also a real man trying to protect Nicky. I'd like to confirm here that I wasn't not running away as I had to go to work and never would have thought that it would become such a big deal.
For this relationship, we have been talking for 3 weeks that we don't want to use the word "girlfriend-boyfriend" because we are grown-ups. If I date someone, I want to go as far as a wedding day. I want to get married with Nicole but I don't know if she feels the same way. We actually talked about this but such an issue needs the agreement of both sides. I's like to confirm again that I want to do my best keeping this relationship. I do care both Nicky and Tingger. I admit that there are both understanding and problems as it is just the beginning of everything. When I am with Tingger, we talk about things like sport or music. Honestly, I do love Nicole, Tingger and her parents.
Credit: pantip.com
834,090 , 4


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Dodge Aspen 2007 Water Pump Repair Guide
Access our free Removal & Installation Repair Guide for Aspen 2007, Durango 2005-2007 through AutoZone Rewards. These diagrams include:
- Fig. Water pump torque sequence-3.7L and 4.7L engine
- Fig. Water pump torque sequence-3.7L and 4.7L engine
- Fig. Water pump mounting bolt locations-5.9L engines
- Add your vehicle in Manage My Vehicles.
- Enter your vehicle details.
- Click the "View More" button, and then click "Vehicle Repair Guides."
- Select the chapter you are looking for.
Access our Aspen 2007, Durango 2005-2007 Removal & Installation Repair Guide 3.7L Engine by creating an account or signing into your AutoZone Rewards account. Once you sign in, follow these instructions to access our Repair Guides.


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Crypto Babes is a women led community started in 2020 with the purpose to grow, learn and earn in Crypto. We offer free crypto education to women entering the space and those that want to further their journey in the space. To this day we have grown to over 24k members in all social media, and have collaborated with projects like PolkaDot, Tezos, CryptoEQ and more.
What did we do?
Crypto Babes **was awarded a 3,500 grant by Harmony** to help host their first IRL event during Bitcoin Miami 2022. The event claimed to be one of the largest women in crypto meetups in Miami (expecting 150-200 people in attendance) with the purpose to onboard women minorities from tech and finance into Web 3.
The event took place on Friday, April 8th from 4-7pm and hosted the following agenda:
4:00-4:30 Networking and Introductions
4:30-5:00 Intro to Crypto and Blockchain: We would also touch base on 2022 crypto trends such as DAOs, NFTs and their utility in the Harmony One network.
5:00-5:30 Break/ Networking
5:30- 6:30 Career Panel: All roads lead to Web 3: In this panel we will highlight women in web 3 in all types of technical and non technical roles. They will share career insight, advice and challenges entering the space.
6:30-7:00pm Questions and Discussions. We can also use this time to show people how to download the Harmony wallet and add the Harmony network in their Metamask.
Noura and Gabriel arrived at the event at 2:30 pm to help set-up for the event. The Crypto Babes (CB) team and volunteers were already in full gear setting up. It was clear that the CB team had spent quiet some thought and intention behind this event, from their curated gift bags, to the decor, and overall partner support, it was obvious that there had been substantial planning and collaboration done to put on this event.
Alejandra, a Bay Area native, and a frequent TGI attendee, had brought Harmony swag and table cloth with her from California, which elevated Harmony's presence as a co-sponsor. Harmony had a dedicated booth at the event, which was hosted by Noura & Gabriel. At the booth, we focused on onboarding users to 1wallet, by walking them through the TestFlight download, and subsequently downloading the Beta App. There was a good range of attendees, close to 100 people, mostly women, and many who were new to Web3. The attendees were curious and willing to learn about the space and Harmony's role.
While it was not initially planned as part of the sponsorship, mainly due late-timing, a spot opened up on the panel, where Noura was asked to step in to represent Harmony. The panel was very well attended and received an overwhelmingly positive response from the audience. The panel portion served as a great way to share with audience what Harmony is doing "on-the ground" and with the community.
Retrospective Start / Stop / Continue
Start: Actions we should START taking to improve future events
For any event that we grant $$ to, start requiring some sort of Harmony marketing assets to be displayed at event, whether we provide them with swag, or Brand Book for them to print marketing materials in order to highlight Harmony's role within the event.
Stop: Actions we should STOP taking to improve future events.
Granting event grants to large asks that don't highlight Harmony and/or support our mission.
Continue: Actions we should CONTINUE to do for future events.
Granting small grants to community built projects and teams who have SKIN-IN-THE-GAME and whose missions align with Harmony.


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Texan Bar in Spotlight Offering Gambling on Top of Drugs and Whores
Illegal activities
A bar in Harris County offers three illegal activities under one roof!
A secret bar in Harris County, Texas, is believed to have been breaking the law by offering punters on its premises access to drugs, illegal gambling, and even prostitutes, according to the latest US casino gambling news.
The sports bar, named Craigers, was a popular hangout in Harris County, and after a three month undercover investigation, the police found out why. The sting saw a raid on the premises last week, with only local KHOU 11 news there to report.
The initial appearance of the bar revealed nothing out of the ordinary, indeed it was a typical sports bar. However upstairs is where the "magic" occurred, according to reporters. Blackjack cards, other illegal gambling games, are reported to have been played well after closing hours at the bar.
With so much illegal activity was going on, that the operation had to involve the ATF, FBI and HPD. Dozens of punters were detained by the officials, along with marijuana, crystal meth and ample amounts of cocaine found on most of them. A few were even wanted by the law, one for a suspected homicide.
High-stakes poker games and Black Jack Tournament are alleged to have taken place upstairs, where KHOU 11 reports was a poker room for illegal gamblers. According to a calendar on the wall, it was revealed that illegal gambling took place several days a week, sometimes up to six.
Along with the illegal poker rooms, Craigers bar also had illegal 8-liner gambling machines, as well as a bedroom which was frequented by prostitutes, and a dance pole. The bar was also equipped with state of the art surveillance equipment so managers and dealers could monitor the situation downstairs and avoid being caught. The owner, Craig Molley, could even see the scene inside the bar, from his own home.
There appears to be nothing this operation didn't touch, with even Harris County Deputy Jimmy George was taken into custody in the sting, after being charged with tampering with a government record. That is believed to be the reason the bar managed to get away with illegal activities, for so many years.
The bar has now been closed down and will not be opening again, after its doors were locked. One thing is for sure, they'll be nobody else illegally Winning at blackjack and poker, dancing with prostitutes or taking drugs on the premises again.


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It is a Promissory Note that uses the Balloon Payment method.. For a document to be a promissory note it is dated and signed. Further.
sample unsecured promissory note (installment with balloon final payment) On or before , for value received, the undersigned (the "Borrower" ) promises to pay to the order of (the "Holder" ), in the manner and at the place provided below, the principal sum of $ .
$350,000 of the total will be in cash at closing, and $150,000 will be in a promissory note at 6% with quarterly interest-only payments and a balloon principal-plus-remaining-interest paid in three.
A Promissory Note with Balloon Payments can help document and clarify the terms of a loan that's designed to have one or more larger payments due at the end of the repayment period. When you're using a different loan structure it's probably a good idea to ensure everyone is clear on the terms.
If the loan is structured using a balloon note that provides only for the. In return, the trust gives the parent a promissory note based upon the.
Third party promissory notes On March 1, 2011, the Company entered into a Promissory Note with Pamela Kimmel, a third party, in the amount of $100,000, which accrues interest at the rate of 12% per.
Bankrate Mtg Calculator Mortgage Calculator | Housed Real Estate + Relocation – Using an online mortgage calculator can help you quickly and accurately predict your. Estimate the interest rate on a new mortgage by checking Bankrate's.
A final/balloon payment on this promissory note is due on ______, 20______. 2. The approximate amount due (including all principal and interest and any other.
Principal and interest shall be due and payable in full on closing by way of a balloon payment equal to the amount of the entire balance then-due. We may prepay all or any part of the sum due under.
Promissory Note Form Installments and a final balloon payment. A demand Promissory Note where the whole amount is settled with a single repayment; An installment agreement without the balloon payment i.e. the loan is fully amortized over the payment period; security agreements where the borrower offers collateral against the loan;
What is a balloon loan? Wikipedia defines a balloon loan or mortgage as a loan " which does not fully amortize over the term of the note, thus leaving a balance.
Refinance Balloon Loan Single Payment Note I Have Multiple Loans. Can I Combine Them Into One? – FinanceBuzz – Making a single payment instead of multiple each month can keep you. It's good to note, however, that not all debt relief companies and plans are the same.Commercial Balloon Refinancing: How to Refinance Commercial. – Bank Mortgage: Banks offer both adjustable and fixed rate mortgages to businesses and real estate investors that are looking to refinance their current balloon mortgage. By refinancing with a conventional bank lender, you will obtain among the lowest rates, that can be fully-amortized up to 30 years.


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Unknown Field (sub_header)
- Use only the house or building number and the name of the street, with no descriptor or abbreviations ("Street , St", Boulevard, "Blvd", Avenue, "Ave")
- Do not include punctuation.
- Do not include apartment numbers ("Apt. A" )
- You may use partial numbers ( "3" instead of "354" ) and partial street names ("Fir" rather than "First").
- Include spaces in multi word street names
- DUPLEXES - If your address is not there please try the street number from the other half of the duplex. (i.e.1103 try 1101)
Enter as street number "430" street name "First" or street number "430" street name "Fir"
No Address Found
Lead is a heavy metal that was once used in paints, varnishes, and water pipes. It's no longer used because it was shown to be toxic to humans. Lead is still present in millions of homes across the country, often under several layers of newer paint. Testing swabs can be purchased at hardware stores and when used correctly, are an easy way to screen for lead paint.
Children exposed to lead may have developmental delays including lowered IQ, hearing loss, speech and language delays, learning disabilities, attention and behavioral problems, and motor skill deficits. Adults are also affected and may have high blood pressure, kidney and cardiovascular disease, and/or mental status changes.
Children are more susceptible to the damaging effects of lead because their bodies are growing rapidly, and because of the way children explore their environments, by crawling on the floor and pulling themselves up to windows, often putting things in their mouth as a way to understand their surroundings.
Water pipes made with lead can leach lead into drinking water. While this is rarely a problem, it can become one under certain circumstances. If you have leaded water lines, a simple charcoal filter can be used to filter lead out. These filters come as water pitchers or sink faucet attachments.
I've found lead paint, now what?
- If the paint is in good shape, lead paint is usually not a problem. Deteriorating lead-based paint or varnish (peeling, chipping, chalking, cracking, damaged, or damp) is a hazard that needs immediate attention.
- Clean up debris and dust immediately using wet paper towels – dispose and wash hands!
- Paint stabilization options vary – a temporary option is to paint over worn surfaces.
- Windows may be kept closed to avoid exposure to lead paint debris in the window wells.
- Lead paint may be a hazard when found on surfaces that children can reach or that get a lot of wear-and-tear, such as:
- Windows and window sills
- Doors and door frames
- Stairs, railings, banisters, and porches
- Be sure to keep all paint in excellent shape and clean up dust frequently
- Important: Working with lead paint can be hazardous if not done correctly.
- Never dry scrape lead paint - this creates lead dust that can be inhaled and is difficult to completely clean up.
- Heat guns should never be used to remove lead paint - this creates a lead fume that is easily absorbable!
Keeping your family safe from lead is possible when you know what to look for. The Menasha Health Department is committed to preventing childhood lead poisoning and staff are available to answer your questions at (920)967-3522. Additionally, the following websites have valuable information on lead and how to manage it safely.
- The Environmental Protection Agency - https://www.epa.gov/lead/protect-your-family-exposures-lead
- Centers for Disease Control - https://www.cdc.gov/nceh/lead/
- Wisconsin Department of Health Services - https://www.dhs.wisconsin.gov/lead/clppp-info.htm
- Menasha Utilities Lead Water Service Replacement Program : http://www.menashautilities.com/about_us/default.asp?CategoryNumber=7125.29
Step 1: Keep paint in good shape
Paint in window sills, doors, and porches are common areas for paint to be chipped and worn.
Step 2: Wet Washing
Wet washing is the best way to clean up lead dust. Wet wash window sills, window wells, walls, floors, and door frames frequently to clean up lead dust. Throw rags away or wash separately with a double rinse.
Step 3: Regularly wash hands and toys
Wash your child's hands and face often with soap and water. Make sure your child's hands and face are clean before eating and going to bed.
Be sure to wash toys, bottles and pacifiers often with soap and water. Don't let your children play with any toys that have fallen on the ground until they have been cleaned with soap and water. Don't let your child eat any food that has fallen on the ground.
Step 4: Cleaning with A Special Vacuum
Never use regular household vacuum cleaners to clean up lead paint dust or chips! These regular filters cannot hold the small lead dust particles - they will blow lead back into the air where people can breathe it in.A HEPA filter should be used when cleaning up lead dust. These are High Efficiency Particulate Air Filters that pick up and hold the small pieces of lead. The City of Menasha Health Department has a HEPA-vacuum lending program available to residents at no cost. Household vacuum cleaners may be used for regular cleaning once lead has been cleaned up.


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Menards Coupons - 2% Off Your Orders
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Search for all of the tools, garden equipment and more with a Menards coupon to prove your worth as a capable repairman. You have the option to visit their sales section or search their online store. Whichever option you choose, make sure you have a Menards promo code from Daily Beast close by so that you can transform yourself into the ultimate DIY enthusiast.
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Packed with information and illustration, Working with Your Woodland gives woodland owners all the basics necessary for making key decisions. The revised edition reflects fundamental changes in the way private woodlands are viewed. Today they must be seen as part of the whole earth rather than an owner-managed islands. Also provided is information on technological, environmental, tax, and legal concerns associated with woodland management.
Publication Details
- Published: 1983
- Publisher: U Press of New England
- Dewey Decimal: 634.909
- ECHO Library: 634.909 BEA


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Exclusive Casino
The Exclusive online and mobile casino has a huge element of class associated with it. Set on a deep blue background and filled with delightful games, players go up a class level as they enter this casino, enjoy the benefits and rewards and receive full support when playing secure and direct bets through instant channels. Players can access the casino and its games online through downloading the casino directly to their computer or they can enjoy the casino and its games through the instant play option that gives the player direct access through the web browser of the casino. Another option is the mobile casino that gives players direct access at any time of the day or night to any Android or Apple device. The mobile version of Exclusive casino can be played directly from the web browser of the mobile device or the player can download the online casino app that sits on the home screen of the mobile device.