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Virginia Wins on the Road at Clemson, 54-47
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CLEMSON, S.C. – Simone Egwu (Odenton, Md.) had her second double-double of the season with 11 points and 10 rebounds to lead the Virginia women's basketball team to a 54-47 victory at Clemson on Sunday (Jan. 8).
The victory improved Virginia's overall record to 13-4 (1-2 ACC) and gave Virginia head coach Joanne Boyle her first Atlantic Coast Conference win.
With the loss, Clemson dropped to 4-10 on the year (0-3 ACC).
Chelsea Shine (Wayne, Pa.) added 13 points and seven rebounds for Virginia. Lexie Gerson (Fort Washington, Pa.) scored 10 points and had four steals.
Trailing by one midway through the first half, Virginia took a 14-13 lead at the 10:29 mark on a turnaround jumper by Telia McCall (Marietta, Ga.) in the lane. After Kelsey Wolfe (Germantown, Md.) had a steal on the defensive end of the floor, McCall connected on another jumper on the Wahoos' next possession and put UVa up, 16-13, with 9:41 left in the half.
Clemson responded with back-to-back 3-pointers by Kelly Gramlich to take a 19-16 lead with 7:32 left in the half.
The Tigers led 25-23 at halftime.
Trailing 33-32 in the second half, Virginia put together a 7-0 run, capped off by an old-fashioned three-point play by Ariana Moorer (Woodbridge, Va.) with 12:32 left in the game that created some separation between the Cavaliers and Tigers.
Clemson did not close the Cavalier lead to less than three points down the stretch.
Virginia held a 44-37 advantage in rebounds. Clemson represents the 14th opponent this season that Virginia has held to less than 60 points.
Gramlich scored 15 points and hit three 3-pointers to lead Clemson.
Virginia returns home to face in-state and conference rival Virginia Tech on Thursday (Jan. 12). The game will be streamed on the web by Cavaliers Live and begins at 7 p.m.


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COCo's 2023 Virtual AGM
COCo's Virtual Annual General Meeting is only weeks away! Register now and join us online Tuesday April 25th 2023 from 5pm to 7pm!!
What's on the agenda?
Our Annual General Meeting is the time for us to tell you what we've been up to and answer any questions you might have. Here's what you can expect during this year's Virtual AGM:
- Overview of what we accomplished in 2022
- Election of Board Members
- Approval of our financial statements
Register now to join us on Zoom Tuesday April 25th 2023 from 5pm to 7pm!

subset: commoncrawl


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Government regulators, Ofcom and Royal mail, after 500 years if government ownership, were trying to private their ownership. Secondly, it was an experiment in Britain to deregulate the private postal services. However, due to the recent events of competition, the government regulators were trying to re-evaluate existing regulatory policies.
To ensure proper assessment of the profitability of the overall operations of an organisation, an appropriate benchmark by managers is to estimate the cost of capital of a firm. Cost of capital can be defined as a return that is provided to the capital provider who forgoes an investment in some other project or asset with the same level of risk. This is the reason it is often known as the opportunity cost of capital. It is required that the managers must invest in the projects that yield greater returns than the cost of capital. This is because the investors want to get the minimum return which is the cost of capital.
If the organisation wants to know its return from all its projects, evaluating the cost of capital of that organisation is very significant. A capital budgeting is required whenever an organisation wants to decide on accepting a project. An organisation in capital budgeting must evaluate the relevant cash flows and then discounting them. The project should be taken when the net present value (NPV) is positive.
To estimate the net present value (NPV), it is generally seen that in corporate finance, the cost of capital is used as a discount rate. Needless to say, the cost of capital is same as the required return on the overall organisation or discount rate. For example, the net present value (NPV) will be positive only in the case when its return exceeds the required return, say, 10 per cent. It is important that the organisation must earn at least 10 per cent on the investment. This is to compensate the investors of the firm for using the capital to financial the project. Therefore, this is the sole reason we could say that the coast of capital that is associated with the investment is 10 per cent.
Cost of capital is the mixture of cost of equity and cost of debt. Thus, it would also be a mixture of the returns that are required to compensate the creditors and stakeholders of the firm.
According to me, the cost of estimation based on Kyle Brooks in Exhibit 6 is totally wrong. The interest expense that the organisation is currently paying has been used as the cost of debt by Brooks. But it is known that the coupon rate is equivalent to pre- tax cost of debt. The issue with the approach is that it ignores the current situation in the market which is pertinent to the current investors.
Based on the prevailing rates, it is a better approach to evaluate what the investors currently need. One of the methods is to evaluate on Royal Mail long term bonds the prevailing yield to maturity (YTM). One can evaluate the prevailing yield to maturity (YTM) at 3.6548 per cent using the bond which currently trade at a price of 106 (Griffith and Chandy,1986).
An alternative approach can also be used where the prevailing yields for bonds of similar credit ratings are used. BBB is currently used as the bond rating on the bonds of Royal Mail as per the case of Exhibit 6. BBB is considered to have enough capacity to make payment of interest as well as repayment of principal. BBB rated bonds are correcting yielding 3.776 per cent as per the case of Exhibit 8. Thus, for Royal Mail, both the evaluations could be applied as a reasonable estimate of the cost of debt (Hand et al., 1992)
Current dividend yield is used for estimation of the cost of equity in Exhibit 6 for Royal Mail. The major drawback of using this estimation method is that it does not consider the dynamic growth by taking into account the expected appreciation in stock price or dividends in its calculation. Thus, according to me Brook must use a security market line (SML) method. The capital asset pricing model (CAPM) approach can also evaluate the expected return on the equity of Royal Mail. The reason behind this is that security market line (SML) approach is used to the organisation rather than just those with steady growth in dividend. It also takes into consideration the sensitivity of the asset to the market while estimating the expected return (Kisman and Restiyanita, 2015).
Also, as per my opinion, the current 10 year government bond yield of 2.03 per cent should be used by the Brook for the risk free rate. The reason behind not using that 5 year government bond yield us that it is not a long term bond. Moreover, the 5 year government bond yield fails to take into account the inflation expectations of the long term debt. Therefore, according to me, a better approach is to use a 10 year rate. A beta estimate of 0.65 is used in the approach in Exhibit 6. For a postal company like Royal Mail, a value which is much below than zero would be consistent with their expectations of the risk profile. For the comparable companies in Exhibit 9, the beta estimate of 0.65 looks comparable.
When the risk free rate is equal to 2.03, beta estimate is equivalent to 0.65 and the recommended market risk premium is equal to 5.8 per cent then the cost of equity for Royal Mail would be equivalent to 5.8 per cent.
Cost of Equity = 2.03 % + (5.8 % × 0.65) = 5.8 %
Brook has used the book values for the weights of debt and equity. Using book values for the calculation would have led to underestimation of cost of capital because of underestimating the equity. As per my opinion, market value should be used instead of book values for the calculation of debt and equity weights. The reason behind using the market value is that the concern is to evaluate the amount it would cost a firm to raise the capital today. That particular cost is not associated by the book or accounting values but it is estimated by the market value of capital of the company.
It is known that for equity, the book values are not reliable to reflect market values. On the other hand, for debt, book values generally approximate market values. Therefore, using the current share price of Royal Mail of 511 pence and outstanding shares of 1 billion, the calculation of the market value of equity is equal to 5110 billion. Market value of debt turns out to be 963 billion. 15.86 per cent and 84.14 per cent are the weights for debt and equity respectively by using these values.
Hardina Smythe was given the opportunity to accept one offer among the there job offers. She had decided to accept the position at Vine Brook Capital (VBC). The first work that she was assigned from Clifford Cliff Stone who was legendary senior partner of Vine Brook was to assess the three potential health care investments.
The three potential investments provided to Hardina were a cross study of the health care industry. All the three deals of investment addressed varied segments of the market which ranges from health care information technology to biotechnology development and ultimately a medical device firm. However, there were differnt strengths in all the three investment proposals in spite of the diversity. The distinct strengths of the all three potential investment proposals highlights that it depends on the company to consider what are the requirements which actually need to be look after first. The three potential investment proposals were:
The time Hardina joined was the year of 2010. It has been tumultuous for the venture capital (VC) companies from the last decade. The first part of this decade is when the firms were recovering from the burst of the Internet and Telecom bubbles. There was stubbornly lag in the fundraising behind the anomalous peak of 2000 of $158 billion. In 2009, there was a decline of 47 per cent of dollars in fundraising. There was combined burden of plunging capital markets as well as economic recession in 2008. At the end of 2009, there were only 63 companies that gone to the market because of the effect of global financial crisis.
It was for the first that that in 2009, organisations began to focus more on the healthcare out placed investment in IT and health care sector. It was expected that venture capital investment in health care and technology would rebound after the recovery in economy, but there were few companies who witnessed return to the levels of 2007. The difficult environment for fund raising and the stagnation in the IPO market led the investors of the venture capital to be more cautious in investing in health care. They became more focused on making their investments cost effective.
In the paper by Gompers at el. (2018), they surveyed institutional venture capitalists (VCs) at 681 organisations to know the way they make decisions. The paper provide detailed information on the practices of venture capitalists (VCs) in pre investment screening, in structuring investments and also in post investment monitoring and advising. It was observed that while selecting investments, the venture capitalists (VCs) find the management team as one of the significant factor to consider. It is also noted that that venture capitalists (VCs) attribute the final success or failure in the investment to the team. Thus, they attribute more to the team rather than to the business for the success or failure of ultimate investment. Although it is seen that there is cross sectional variation across firm stage and industry, still business related characteristics, for example, product or technology are not considered more important than management team.
According to my opinion, during this period of time the only requirement of Vine Brook is to have a good management. Therefore, the company, Vine Brook should invest in the proposal of AlwaysCovered software. The product delivered is a scheduling tool over the internet through a web interface. There are many plus points of investing in this software as compared to other two proposals. The very first benefit is that it would lead to reduction in the reliance on outside staffing solutions that are temporary and costly. Thus, AlwaysCovered addresses the problem of hospitals and health care providers of costly staffs. It provides a guide on how to maximise the staffing of nurses and other health care professionals. AlwaysCovered was based on Minneapolis and had 22 full time employees.
It is noted that the average that hospitals spent on filling shifts with the help of contract nurse agencies is 3 million dollars a year. The software of AlwaysCovered help the hospitals to build and manage an audit based registry. This internal registry allows the nurses and other medical staffs to bid on shifts/ positions that are open according to their qualifications. This application provides opportunities to internal staffs and administrators and a greater system that gives a view of the shortages in staffs. This also minimised the requirement to use costly outside agencies.
It was seen that software of AlwaysCovered was successful in use by 2010. This software was used by four medium sized hospital groups. The reviews given by the staffs and management were very positive. There was a deep pipeline of top tier customers for AlwaysCovered. It was clear that AlwaysCovered had an advantage of first to market. The team of the company was an all star collection of knowledgeable entrepreneurs. The experts of the team was operating on leveraging its relationships to build as many strategic alliances with top corporations. This was in line to expand the technology of AlwaysCovered. The installation fees of this software is also small due to economies of scale. There is a potential of growth in other markets as well. The investment made in this software is relatively small.
However, there were other two proposals that also had some strengths which needs to be highlighted before the discussion of the superiority of AlwaysCovered to the other two.
BioChallengers is a biotech company that deals with developing and commercializing therapies for Multiple Sclerosis. This was to address the issue of side effects due to the current offering in the market. The treatment provided by the product of BioChallengers potentially worked better and lasted longer. However, there were a lot weakness of this proposal. Investing in this technology means that there would be no profit in any short run. There was limited transparency about the product. It was also noted that in this company, big pharmaceuticals do not invest which built doubt. There was no place on the board and have to rely in the external information. Vine Brook would have no control over the company. The investment size was also high ad compared to the size of the funds.
SweetDreams is the most intriguing among all the three. Vine Brook had the opportunity to invest in SweetDreams because of its relationship with Plymouth. Plymouth and Vine Brook often brought each other into deals. There was a 25 per cent hike in the share price at the end of the first trading day of the medical device maker where it had recently gone public. Here, Plymouth was involved as a co lead investor by Vine Brook. The investment proposal in SweetDreams is found to be intriguing because the firm was in the process of development of an implantable device which would help to reduce obstructive sleep apnea. This was a potentially serious condition that causes suffering over 40 million Americans. Thus, the company had a promising product. To ensure airways free during sleep, this small implantable device zapped a nerve in the tongue. This device has been already tested in dogs and pigs. The experiment on them was successful and as expected. The device worked on them. However, the major drawback which stopped me to choose this proposal was the serious management problem. The management was bad and the CEO was not stable. It was not clear about the amount of investment and as well as exit strategy was not clear. Also, venture capitalist (VC) has already made investments in many medical devices and thus wants to differentiate.
There is no denial that while selecting the best investment proposal best management is considered to be the most important factor than the other factors such as, product characteristics, quick return on investment or capturing a large and growing market.
The following are the approaches of valuation to evaluate individual equity securities:
The findings of the paper show that market multiples for valuation is used by the maximum survey respondents (92.8 per cent). It is followed by present discounted value (78.8 per cent) and asset based approaches (61.4 per cent). Whereas, a rela options approach was very less used.
The most popular approach was the market multiples approach for valuation. Market multiples can be defined as that approach which consists of:
It is known that market multiples are the base for relative evaluation of an asset. This is in regard to the comparable assets. There were two multiples that have the highest usage: price to earnings (P/E) and enterprise value (EV) multiples. The least usage multiples were: dividend yield (D/P) and price to sales (P/S) (Davis, 1998).
The method of valuation could differ on the basis of the sector or the industry of the stock that is being valued. According to the paper by Jerald et al. (2018), a large number of factors influence the method of valuation. Given the differences of the companies that are being valued, there is a lot of diversity among the analysts who evaluate the value and the aim behind the valuations. It should be noted that there must be legitimate differences in the practices of valuation. It is found that there is statistical significant difference in the geographical region usage of valuation methods. It was observed that Asia Pacific and EMEA have significant greater usage of present discounted value (PDV). They use present discounted value approach more than in the Americas. It was also noted that Asia Pacific used the asset based approach more than in the Americas.
There were variations in the regional usage of market multiples. Although, the price to earning (P/E) ratio was the top among all the ratios in all the regions. When the difference in the job function was analysed, it was observed that across job function such as portfolio manager, sell side analyst or buy side analyst, the usage of market multiples is quite similar. Also, for the other valuation approaches the relative ranking is same across job function.
The type of firm such as whether brokerage firm, investment bank, hedge fund or investment management firm also has effect on the usage of valuation techniques. EV multiples were used more often by the hedge funds and investment banks than the brokerage firms and investment management firms. Moreover, hedge funds used the real options approach and asset based approach more than other type firms. They use the present discounted value (PDV) approach less. Real options approach was used less by the investment management firms than the other types of firms. Type of clients such as whether institutional client or private client also affect the method of valuation. Dividend discount model is used more by the analysts who have private clients. They use to present discounted value (PDV) approach less often (Pinto et al., 2019)
Regardless of the geographical region, type of job, type of firm or type of client, it is noted that market multiples and the free cash flow approaches are the most common and used classes of equity valuation models.
The Hongxing Auto Sales and Service Co. is located at Jinhua, a place where rapid growth has been observed. This rapid growth provided people with job opportunities and higher disposable incomes. There was a tradition to maintain high rate of savings. This means the consumers in Jinhua had substantial cash balances from which they can purchase durable goods. The city also has advantage of the convenient transportation network. Under the leadership of Li Hongxing, the company acquired reputation for service quality and earned high profits. After the responsibility of business was taken over by Li Nan, the business of Hongxing performed reasonably well.
To calculate the net worth of a business, the first step is to calculate the total assets. Looking at the balance sheet of the company for the year 2005, the total assets sum to 5,337,541 yuan. The total liabilities of the firm is 2,085,659 yuan. The net worth can be calculated by subtracting total liabilities from total assets. This turns out to be 3,251,882 yuan.
However, a company is lot more than its net worth. The expected revenues and sales also matter while selling a business. It can be noted from the income statement of the company, the earnings after interest and taxes are increasing every year and it is 1,216,534 in the year 2015. It is important to find what a typical business in the industry has worth of sales, say, it may be 2 times of sales.
The most common and widely used approach, earning multiples, can be used here. A multiple of the total earnings or the price to earning ratios has to be calculated. If the price to earning ratio is 5 and the projected sales is 8,000,000 yuan, then the net worth will be 40,000,000 yuan.
Davis, G. A. (1998). Estimating volatility and dividend yield when valuing real options to invest or abandon. The Quarterly Review of Economics and Finance, 38(3), 725-754.
Graham, J. R., Harvey, C. R., Chaplinsky, S., Dahlquist, M., Fama, G., Gompers, P., & Smith, D. (2001). The theory and practice of corporate "nance: evidence from the" eld ଝ. Journal of Financial Economics, 60
Gompers, P. A., Gornall, W., Kaplan, S. N., & Strebulaev, I. A. (2020). How do venture capitalists make decisions?. Journal of Financial Economics, 135(1), 169-190.
Griffith, R., & Chandy, P. R. (1986). A note on yield-to-maturity approximations. Interfaces, 16(3), 90-97.
Hand, J. R., Holthausen, R. W., & LEFTWICH*, R. W. (1992). The effect of bond rating agency announcements on bond and stock prices. The journal of finance, 47(2), 733-752.
Kisman, Z., & Restiyanita, S. (2015). M. The Validity of Capital Asset Pricing Model (CAPM) and Arbitrage Pricing Theory (APT) in Predicting the Return of Stocks in Indonesia Stock Exchange. American Journal of Economics, Finance and Management, 1(3), 184-189
Pinto, J. E., Robinson, T. R., & Stowe, J. D. (2019). Equity valuation: A survey of professional practice. Review of Financial Economics, 37(2), 219-233
Schill, M. J. Royal Mail Plc: Cost of Capital.
Remember, at the center of any academic work, lies clarity and evidence. Should you need further assistance, do look up to our Accounting and Finance Assignment Help
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Education :: Funding
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Support for Children's Books Illustrated Edition and Comics of Portuguese Authors
Financial incentives are given annually to foreign publishers who are interested in the publication of children's illustrated books and comics by Portuguese authors.
Support for the Portuguese Authors Editing and African Portuguese Speaking in Brazil
Annually are granted to foreign publishers, financial incentives for publication of works by Portuguese authors and Portuguese-speaking African authors in Brazil.
Support for Translation of Portuguese Authors Works and African Portuguese Speaking
Every year, foreign publishers are granted financial incentives to translate works by Portuguese-speaking authors.
Scholarship - school proof
Information and possibility to carry out online proof of enrollment in an educational institution, for the purpose of granting scholarship.
Scholarship for Higher Education - application
Service of the Directorate General of Higher Education (DGES) allows students, enrolled in professional higher technical courses and in study cycles conducive to the degrees of licenciado or master, can submit the application or re-application to a scholarship


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Using A Frederick County Moving Company
When using a Frederick County moving company, it is just like any other moving company, you need to check their reputation. These days it is really easy to check the reputation of a Frederick County moving company as there are all kinds of places where you can find reviews. Listen to your peers, but also use some common sense. Ensure that using a Frederick County moving company will allow you to do what it is you need to do. If you are just moving within Frederick County, then just about any moving company with a good reputation and value will do. However, if your move is complex, nationwide, or requires attention to detail, then you need to consider that as well.
We work with clients on just about every level of moving. This means that we offer various levels of moving services to meet the demand of our clients. We professionally pack and even offer our storage solution that is cost-effective and very helpful for moving clients. If you are moving across town or the nation be sure you are using a Frederick County moving company that can meet your needs.
Top Rated Frederick County Movers
It's been said that Frederick County is the relocation, capital of the world. After all, more people are moving to the city – and across the city – than anywhere else in the world. With 20 years of Frederick County-based experience, several offices throughout the area, and a long history of giving back to the community, our team of movers in Frederick County make your move simple – get a quote now and get started moving today!
Business Moving in Frederick County
We have also moved businesses as well. We understand that the lengthy downtime we have the worse the financial burden will be. That is why using a Frederick County moving company to pack and haul everything is important. You want a company that is fast, reliable, and dependable. After all, time is money, but you don't want anyone to rush and not be organized. We are very organized and offer inventoried vault storage solutions as well. We are here for you every step of the way and can even map out what solution we come up with. It is important when using a Frederick County moving company that they come organized and ready to go. We get it. Moving is very stressful and moving a company is even worse. Let us plan your next move by giving us a call.
When using a Frederick County moving company ask questions!
When using a Frederick County moving company you need fast and reliable service. You want someone that you can count on and depend on. And, you need someone that you can trust. You are putting all of your life in the back of their moving trucks or crates and you need to rely on them to get those precious things to your next home. No worries. We have done countless moves over the years and are happy to provide you with the very best service possible. We are here every step of the way and will keep you informed of everything we plan and are doing for you. Let us show you how we plan to make your next move go smoothly and without concern.
Are you using a Frederick County moving company that offers storage solutions as well? If not, then you might want to consider it. When moving, the timing from a sold home to a new home sometimes leaves a gap. However, we will plan for this and store your things for you until you are ready. We work with clients to help them make their moves easier and more affordable.
Moving Services In Frederick County, The Rest Of Virginia, And Beyond
Free Frederick County Moving Quotes
What People Say About Our Moving Company
… Super work ethic, friendly and reliable. We went from a three-bedroom house to a two-bedroom townhouse with lots of boxes and furniture. Dose moving definitely took the stress out of moving!
They showed up on time, quickly loaded boxes, and ensured fragile items and furniture were properly protected. Professional and friendly.
These guys were a dream come true. All the reviews are accurate. Patrick and his crew were extremely professional and efficient.
About Frederick County Virginia
Frederick County is located in the Commonwealth of Virginia. As of the 2020 census, the population was 91,419. Its county seat is Winchester. The county was formed in 1743 by the splitting of Orange County. It is Virginia's northernmost county. Frederick County is included in the Winchester, VA-WV Metropolitan Statistical Area, which is also included in the Washington-Baltimore-Northern Virginia, DC-MD-VA-WV-PA Combined Statistical Area.
Frederick County
Head west toward US-50 W
21 s (0.1 mi)
Follow US-50 W to VA-37 N/Virginia Rte 37 Nb N. Take the VA-37 N exit from US-50 E
9 min (5.9 mi)
Get on VA-7 E from VA-37 N/Virginia Rte 37 Nb N and State Rte 661
12 min (7.7 mi)
Continue to Leesburg. Take the VA-7 E exit from VA-7 E
36 min (34.0 mi)
Continue on VA-7 E/E Market St. Drive to Village Market Blvd SE
5 min (2.2 mi)
Dose Moving and Storage
1602 Village Market Blvd Ste 280, Leesburg, VA 20175
Things to Do and See In Frederick County
- Frederick County, Virginia (near Northwestern Pike and Newlins Hill Road): Frederick County is a county located in the Commonwealth of Virginia. As of the 2010 census, the population was 78,305. Its county seat is Winchester. The county was formed in 1743 by the splitting of Orange County. It is Virginia's northernmost county (…).
- WUSQ-FM (near Delmas Trail and ): WUSQ-FM is a Country formatted broadcast radio station licensed to Winchester, Virginia, serving the Northern Shenandoah Valley and the Eastern Panhandle of West Virginia. WUSQ-FM is owned and operated by iHeartMedia (…).
- WKSI-FM (near Delmas Trail and ): WKSI-FM is a Contemporary Hit Radio formatted broadcast radio station licensed to Stephens City, Virginia, serving the Northern Shenandoah Valley of Virginia and the Eastern Panhandle of West Virginia. WKSI-FM is owned and operated by iHeartCommunications, Inc. (…).
- W239BV (near Delmas Trail and ): W239BV is a Hot Adult Contemporary formatted broadcast radio station licensed to Winchester, Virginia and serves Frederick County, Virginia. W239BV simulcasts sister station WKSI-FM's HD2 feed. W239BV is owned and operated by iHeartMedia. (…).
- James Wood High School (near Apple Pie Ridge Road and North Frederick Pike): James Wood High School is located at the northern tip of the Shenandoah Valley in Winchester, Virginia and is a part of the Frederick County Public School system. It is located at 161 Apple Pie Ridge Road. James Wood High School was established in 1950 on Amherst Street as the high school for (…).
- Museum of the Shenandoah Valley (near Amherst Street and Whittier Avenue): The Museum of the Shenandoah Valley is located at 901 Amherst Street, Winchester, Virginia. The Museum interprets the art, history, and culture of the great valley for which it is named. This regional museum complex includes a historic house dating to the 18th century, six acres of spectacular (…).
- Shawnee Land, Virginia (near Tomahawk Trail and Erie Trail): Shawnee Land is a planned community in Frederick County, Virginia, USA. Shawnee Land is located on the eastern slopes of Great North Mountain. The Census Bureau defines it as a census-designated place (listed as Shawneeland) with a population of 1,873 as of 2010. Missouri Census Data Center (…).
- W233AA (near West North Avenue and Glen Lea Court): W233AA is a Public Radio formatted broadcast radio station licensed to and serving Winchester, Virginia. W233AA is owned and operated by James Madison University. (…).
- First Battle of Winchester (near Handley Boulevard and South Stewart Street): The First Battle of Winchester, fought on May 25, 1862, in and around Frederick County, Virginia, and Winchester, Virginia, was a major victory in Confederate Army Maj. Gen. Thomas J. "Stonewall" Jackson's Campaign through the Shenandoah Valley during the American Civil War (…).
- National Register of Historic Places listings in Frederick County, Virginia (near Northwestern Pike and Gore Road): This list includes properties and districts listed on the National Register of Historic Places in Frederick County, Virginia. Click the "Map of all coordinates" link to the right to view a Google map of all properties and districts with latitude and longitude coordinates in the table below. (…).
- Second Battle of Winchester (near North Braddock Street and South Braddock Street): The Second Battle of Winchester was fought between June 13 and June 15, 1863 in Frederick County and Winchester, Virginia as part of the Gettysburg Campaign during the American Civil War. As Confederate Lieutenant General Richard S (…).
Nearby Towns and Suburbs
- Winchester is 5 miles to the east.
- Strasburg is 16 miles to the south.


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Keppel Shipyard, the marine unit of Keppel Corporation, has set a new benchmark for fast-track conversions of highly complex Floating Production Storage Offloading facilities (FPSO) with the delivery of FPSO Brasil to Single Buoy Moorings (SBM) Inc.
Said Mr Nelson Yeo, Keppel Shipyard's Executive Director, "Keppel Shipyard completed this urgent and exacting job in 12 months while the owners are carrying out the engineering specifications and procurement work concurrently.
"This is certainly very challenging for both the shipyard and the owners. It is especially in a complex FPSO conversion like Brasil."
The scope of the conversion work on Brasil for Keppel is significantly larger than Espadarte FPSO, which Keppel Shipyard had set a record in 2000 as the most complex conversion completed in 10.5 months.
The 256,712dwt vessel, FPSO Brasil, will be leased to Petrobras SA for deployment in the Roncador Field in the Campos Basin off the coast of Brazil. It is capable of handling up to 100,000bpd of crude oil production and a storage capacity of approximately 1.7 million barrels.
Mr Yeo commented, "Trust and confidence of customers are earned. For this reason Keppel Shipyard seeks to fulfil our commitment to our clients by delivering what its promises every time.
"SBM has a very urgent production deadline of this FPSO for Brazil. As its preferred shipyard, we work closely with their team of professionals to meet the schedule as well as the stringent requirements that are typical of an offshore vessel. I am glad this partnership with them is yet another success for all of us."
Furthermore, Keppel Shipyard was also given a Silver Award for safety at work on FPSO Brasil by the Ministry of Manpower for year 2002.
"We won this award as the result of SBM and our project team's commitment to safety," added Mr Yeo.
SBM, which owns and operates the world's largest fleet of FPSO and FSO, has chosen Keppel Shipyard as its preferred shipyard in the Far East. The yard has completed the conversion of four (4) FPSOs/FSOs for SBM in the last three years.
Currently, SBM has contracted Keppel Shipyard to carry out another FPSO conversion on VLCC Amazon Eagle. The vessel sailed into the yard in May 2002 and is due for completion in mid 2003.


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Distressed home sales in Milwaukee are common. New inventory is being released everyday. Not all foreclosures are in poor shape, requiring an influx of money for improvement. In fact, many foreclosed homes in Milwaukee area, have been maintained by and looked after by an asset managers. Asset managers are hired by the bank, to clean out, and winterized the homes so no future damage will occur. They also assess any repairs needed. The bank will sometimes make the repairs needed to maintain the integrity of the home, and to ensure the home is mortgageable.
Milwaukee Foreclosures
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Over in the wetlands
by Caroline Starr Rose Author
From Amazon: Publishing in time for the tenth anniversary of Hurricane Katrina, here is a beautiful read-aloud about animal families preparing for an impending storm in their bayou habitat. Journey to the Louisiana wetlands and watch as all the animals of the bayou experience one of nature's most dramatic and awe-inspiring events: a hurricane. The animals prepare—swimming for safer seas, finding cover in dens, and nestling their young close to protect them. During the height of the storm, even the trees react, cracking and moaning in the wind. At last, the hurricane yawns and rests, and animals come out to explore their world anew.
Additional Details
- 9780449810163
- Print Status
- In Print
- Suggested Grades
- 1st - 5th
- Publisher
- Random House Children's Books
- Copyright
- 2015
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Positive Changes in The College Admissions Process Due to COVID
Because of the pandemic, the year 2020 was a disaster on so many levels, especially for those attending college. Campuses closed, classes went virtual, and in many cases, students suffered. Events and celebrations were cancelled, including in-person graduation ceremonies. Students who did not have access to the internet had to figure out where to go for internet so that they could continue with the virtual classes. Colleges made changes and hoped for the best. That's the negative outcome regarding college process, but there have been several changes made that are advantageous to many students!
TEST OPTIONAL: Because the SAT and ACT cancelled tests, many students were not able to provide tests scores to colleges that require scores both for admission and scholarship purposes. The CLT (which is a newer exam) was already an online test so they were able to go virtual and continue offering tests throughout 2020. However, many colleges do not accept the scores from the CLT (although many more are now taking a serious look at it) so students who were not able to take either the SAT or the ACT found themselves in a tough situation. Many colleges, as a response to this situation, have become test optional, using the student's GPA for acceptance and for scholarship purposes. Test optional does not mean test blind. At the college where I work, we will use either the students' GPA or their test scores (when supplied) in order to offer the highest academic scholarship earned. For students who have great GPAs but who have not been able to test, do not test well, or who have test anxiety, this is a huge advantage!!
VIRTUAL TOURS: When campus shut down then on-campus tours stopped. That's a disadvantage. But, wait, there's good news! Most colleges now offer virtual tours. Granted, virtual tours do not offer the same experience as an on-campus tour, but being able to take virtual tours is a great way to narrow down top college choices. Another advantage!
FEES WAIVED: More than a few 2020 high school graduates pondered taking a gap year. Students, in most cases, prefer to take classes in person, living on campus. If their college of choice was only offering virtual classes, many chose to take a gap semester or a gap year. For the most part, the applications for incoming freshmen decreased. As a result, many colleges have waived their application fees. For students who plan to apply to several schools, this is a financial advantage! At Bryan College, even though we exceeded our pre-COVID admission goals, we have not only waived the application fee for traditional students, but we have waived the fee for online and dual enrollment students too!
So, there you have it. Not everything that has changed during the 2020 pandemic has been negative! Students can now take advantage of these positive changes and take virtual tours, submit GPAs in lieu of test scores (in many cases), and save money thanks to waived application fees!
Pat Wesolowski is an author, speaker, and homeschooling mother of 9 who is now the Homeschool Specialist at Bryan College in Dayton, TN. After homeschooling her 9 children for the past 32 years, she is finally finished! Pat has a heart for helping parents find joy in their homeschooling experience and, for that reason, loves teaching workshops in order to encourage and equip parents for a fun and successful homeschool experience. Pat is the host of a podcast entitled "Homeschooling Co-op Style," writes a blog, and has authored numerous unit studies for homeschooled students. Pat has also written a free eResource to help parents plan for a successful high school experience. It is available to download at this link: www.bryan.edu/ebook.


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Riverside support new Lifetime Skills Guarantee offering FREE* Level 3 courses for Adults
Riverside College will be supporting the new Government initiative for FREE adult courses in areas of key skills shortages via the Lifetime Skills Guarantee.
Are you:
- Looking to change career or re-train?
- Wanting to learn new skills?
- Aged 24 or over?
- Lacking a full Level 3 qualification (equivalent to 2 A Levels)?
The Government have announced the new Lifetime Skills Guarantee initiative which allows us to offer a range of FREE* courses from April 2021 as part of the wider National Skills Fund to boost the skills employers require.
We currently have the following courses available:
- Level 3 Diploma in Adult Care – Work Based
- Level 3 Certificate in Understanding Mental Health – Distance Learning
- Level 3 Certificate in Understanding the Principles of Dementia Care – Distance Learning
- Level 3 Certificate in Understanding Autism – Distance Learning
If you or any of your staff are interested in studying with us, please email: firstname.lastname@example.com for further information. Once the email is received, the individual will receive a reply from one of our advisers who will check eligibility and progress the enrolment process.
Choose Riverside College and make 2021 the year to retrain, upskill or make an exciting career change with one of our FREE courses!
*Funding is limited and only one level three course from the list can be selected per person.


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Child's Play charity to help more hospitals worldwide
Videogame charity Child's Play has announced plans to expand its activities by offering a helping hand to children's hospitals across North America and in the UK and Australia.
Videogame community charity Child's Play has announced plans to expand its activities for the 2006 Christmas season by offering a helping hand to children's hospitals across North America and in the UK and Australia.
Child's Play will host a charity auction night on December 13 in Bellevue, Washington. Tickets are priced at USD 100, and the event will include a silent auction, live auction and dinner.
Items up for grabs will include signed and numbered game consoles from US gaming site Penny Arcade, the creators of which founded the charity, limited edition laser cels, tours of local developers such as Bungie and Wizards of the Coast and game collections. Attendees will also get to bid on the chance to see themselves featured in a Penny Arcade event.
All funds raised will go directly to the newly-expanded network of participating children's hospitals, which includes hospitals in more than a dozen US states, Toronto and Nova Scotia. Hospitals in the UK and Australia will join the network soon.
Now in its third year, Child's Play has raised nearly US 1 million in toys, games and cash for sick children through events such as its online toy drive and annual auctions.
The charity also works with Amazon.com to create wish lists where donors can choose to donate tax-deductible gifts ranging from toddlers' toys to CDs, games, consoles and accessories, which are then delivered directly to hospitals.
"Kids around the world speak the language of fun and games," said Robert Khoo of Child's Play.
"With the gamer community's continued generosity Child's Play is helping to raise the spirits of children during hospital stays."
Child's Play is seeking corporate donations for hospitals and auction items for the fundraising dinner - for more information, visit the Child's Play website.


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UNIDENTIFIED REPORTER #2, BYLINE: This is PLANET MONEY from NPR.
So I'm just going to hang out with you. Would you say your name for me?
YESENIA ORTIZ: Yesenia Ortiz (ph).
GONZALEZ: And you are talking to me from behind a mask?
ORTIZ: Behind a mask, yeah, to protect myself and to protect others, too.
GONZALEZ: Yesenia Ortiz works at a grocery store called Compare Foods in Greensboro, N.C.
What do you have under your mask? Do you have another mask under your mask?
ORTIZ: No, I have, like, a T-shirt because I don't want to ruin my mask under the lipstick.
GONZALEZ: The lipstick? So you're still wearing lipstick underneath there?
ORTIZ: Yeah, yeah, yeah. I don't know. You know, Latina girls.
GONZALEZ: Latina girls (laughter)?
ORTIZ: You have to be perfect.
GONZALEZ: You have to put - you can't leave the house without lipstick.
ORTIZ: Not without lipstick, yeah.
GONZALEZ: Yeah.
Yesenia doesn't work in the front. She works in the back. She unloads the trucks and restocks the shelves.
ORTIZ: Well, I'm refilling, but I'm also cleaning the shelves. This is what I do every day.
GONZALEZ: Right now, she's restocking cleaning supplies.
ORTIZ: They've been asking me every day for alcohol, Windex, Clorox - for wiping Clorox. Yeah, every day. Oh, we don't got none. We run out. I'm so sorry. They get so frustrated.
GONZALEZ: And it's not only customers who are getting frustrated with Yesenia. Just getting to her job seems to upset people. Yesenia has been having these weird interactions with some of her neighbors.
ORTIZ: They question me why I was getting out in quarantine.
GONZALEZ: Like the other day, she was getting into her car, and one of her neighbors comes out and is like, where are you going?
ORTIZ: 'Cause they see me every day driving and then come back and then coming in. So they question me like, hey, you. Are you violating, you know, the quarantine? 'Cause I work in the supermarket.
GONZALEZ: So they were kind of, like, maybe mad at you a little bit for leaving?
ORTIZ: Yeah. Some of them, yeah. But I try, like, to smile.
GONZALEZ: Like, hi, yes. Sorry. I work in a supermarket. That's why you see me leaving the house all the time. And then she goes to work.
ORTIZ: And then when I come back, that same person who was checking on me is spying on me. I give them the food.
GONZALEZ: Yesenia gave this neighbor food - bags full of groceries.
ORTIZ: Listen; I really do work in my supermarket. Look; if you don't believe me, you could come - welcome to come and see I'm there. And she said, oh, my God. Are you sure? Yeah. And she said thank you.
GONZALEZ: We are in a moment where inequality has become really, really visible. Some people get to stay home, keep an eye on their neighbors, while others have to work, right in the middle of a pandemic. And a lot of them, like grocery store workers, did not sign up for this health risk. And still, they are not getting paid much.
ORTIZ: To get paid a little bit more - that will be a dream come true (laughter). That will be a dream come true.
ORTIZ: She's checking on me. She wants me to hurry up.
GONZALEZ: Your boss just told you to hurry up?
ORTIZ: Yeah.
GONZALEZ: Hello, and welcome to PLANET MONEY. I'm Sarah Gonzalez. Many of the essential workers right now are low-paid. They are warehouse and delivery people, truck drivers, bus drivers, janitors, grocery store workers and women, especially women of color are disproportionately likely to be working in jobs deemed essential. A lot of those jobs have always paid less. But now that they're essential, these workers are being asked to risk more. Their titles got fancier, but their jobs got way worse. And the market is supposed to solve this, reward risk. So why aren't workers getting paid more?
GONZALEZ: Today on the show, we spent a morning at a grocery store. And we ask, how much is essential work worth?
FATIMA PAVON: Here you go. Have a good one.
UNIDENTIFIED CUSTOMER: Thank you.
PAVON: Hey. How are you?
PAVON: It's going to be 17.78.
OK, my name is Fatima (ph). I am a supervisor at Compare Foods supermarket in Greensboro.
GONZALEZ: Fatima started working at Compare Foods when she was 17. She is now 21.
PAVON: So I have a baby. I have a 9-month baby girl, so...
GONZALEZ: So little.
PAVON: Yeah, she's very little.
GONZALEZ: And what's your last name?
PAVON: Pavon.
GONZALEZ: Pavon.
PAVON: Yes, P-A-V-O-N. I'm Mexican.
GONZALEZ: The people who work at this grocery store are mostly women and all people of color.
PAVON: Oh, no white people work here. No. No, not that I - no. We do have, you know, a little bit of everything except white people, yeah.
GONZALEZ: An Associated Press analysis of the country's 100 largest cities says essential workers are mostly women, people of color and more likely to be immigrants. A New York Times analysis says nonwhite women are more likely to be doing essential jobs than anyone else. Almost all of the nurses, 9 out of 10 - women. About two-thirds of the people who work at fast-food counters and grocery store checkouts - women. And there is a real risk of death for these employees. Grocery store workers have died of COVID-19. So at Fatima's store, there are all these signs hanging up saying, please, please, please, keep your distance.
PAVON: So that one's in Spanish. So that one says, (speaking Spanish) COVID-19, like stop it. Yeah, that's what it's saying.
GONZALEZ: All the cashiers just got these clear shields installed right in front of their registers, but they're narrow. So when Fatima is scanning items or bagging groceries or when customers are paying, there's no shield there. She and the customers are face-to-face.
PAVON: Yeah, so it's definitely hard to keep our distance because, I mean, they'll come up, and they're practically jumping over the counter.
GONZALEZ: And it's not just crowded at the register. All over the store, it's just hard to keep your distance.
PAVON: Like, I could be standing right here, you know, stocking up and a customer comes up, and he's literally, like, right beside you or, like, leans over, reaches over you to try to get a meat, you know? You're, like, excuse me, can you back up? And, like, you know, ma'am, back up a little bit (laughter). And then, yeah, there's customers that get upset, like I said, yeah.
GONZALEZ: When the pandemic started, a couple of workers at this grocery store did quit. It just wasn't worth the risk for them, even with the signs and the shields. But then one came back. She needed the job. Fatima says going to work is a little scary for all of them.
PAVON: I do get scared of exposing my family. You know, my mom would rather me not be here. Sometimes you want to just say, forget this. Like, I'm going to just go home. But then you can't because, you know, this is what is helping you stay afloat. Like, this is your income. This is your only source of income, so, you know, you have no choice.
GONZALEZ: Fatima says she actually really wants to keep working. Like, she wants to know that she'll have a job when this is all over. She likes that kind of stability.
PAVON: Because, you know, I also need the money. So, like I said, it's really up to me how I protect myself from the customers, knowing that, you know, they haven't said anything - you know, if we were to get sick, if they'd help or not - you know, and not having, like, the health insurance and all that.
GONZALEZ: Do you mind me asking how much you get paid?
PAVON: I get paid 9.20.
GONZALEZ: Nine dollars and 20 cents an hour?
PAVON: Yes.
GONZALEZ: So what is, like, a weekly paycheck? How much does it end up being?
PAVON: About - I want to say 300, yeah.
GONZALEZ: Three-hundred dollars a week, no health insurance and, for now, no hazard pay, no things like hero bonuses, which some grocery stores have done, no extra $1 or $2 an hour, which others have done. And Fatima says her boss doesn't pay, like, super badly or anything like that. There are pay raises. He pays bilingual workers more - things like that. But so far, at this grocery store and many grocery stores - probably most grocery stores - workers are making as much as they were before the pandemic, before their jobs got risky.
You don't ever - like, no one has said anything? Like, no one has said, like, can you get us a frickin' raise?
PAVON: No one has said anything. And I have been tempted to be that first person (laughter) because I do work with my boss, and that's what I feel like. I feel more comfortable being that first person - being, like, you know, like, Juan (ph), other places are getting a raise. I think we should, too, you know? But it's definitely something that I've thought about doing, yeah.
GONZALEZ: Fatima says extra pay would help out a lot of the cashiers who have had to work fewer hours because their kids are at home and they don't have babysitters. Plus, she says she thinks they should just get extra pay right now for the risk because they did not agree to this risk. They did not sign up for this risk when they took these jobs. And Fatima says she'd be fine if the extra pay just kind of, like, went away back to normal once this is all over.
PAVON: But, I mean, like I said, it'd be amazing if we were to get a raise right now and it stayed afterwards, you know? But one can only dream (laughter). But you know.
GONZALEZ: OK. Fatima, we're going to check in with you, see if you do ever ask your boss for a raise or if you ever get, like, close to it one day.
But Fatima's chances of getting a raise, if she does bring herself to ask for one, might not be great. To talk about why, we called up a labor economist at the University of Massachusetts Amherst.
ARINDRAJIT DUBE: My full name is Arindrajit Dube. I usually in radio and TV go by my shortened version, Arin Dube.
GONZALEZ: OK. In a normal labor market - a good labor market - Arindrajit Dube - Arin - says that Fatima's wages would go up on their own once her job got riskier.
DUBE: So in normal times, if a job suddenly becomes more dangerous, you're just not going to have as many workers willing to take that job unless it pays more to compensate for the higher risk.
GONZALEZ: Higher-risk jobs pay more.
DUBE: So this is the kind of thing that we economists call compensating differential.
GONZALEZ: Compensating differential - compensating for the higher risk. But this only really happens on its own in a competitive labor market, when workers have options and employers have to compete for workers. That's when the bosses pay more.
DUBE: However, if the labor market is really anemic, where there's very few employers who are actually hiring, which is the case right now, that mechanism really breaks down.
GONZALEZ: Meaning compensating differentials, compensating risk - that really breaks down. Wages are just not likely to go up right now - not on their own. So if Fatima is going to get a pay raise, her boss needs to be worried that someone else is going to offer her a better job - a better-paying job or a safer job - 'cause Fatima's boss is, like, well, what are you - what else are you going to do? Like, I'm not really worried that you're going to go to another job.
DUBE: Exactly. Fatima's boss is relatively less worried about Fatima getting another option in the current labor market than in a labor market three months ago.
GONZALEZ: Because no one is competing with the bosses for labor. The employers, the bosses - they have the power - not the workers, not Fatima.
DUBE: Exactly, so more employer-side wage-setting power.
GONZALEZ: So it is not looking good for Fatima and all the other Fatimas of the moment. It is just a really bad time to ask for a raise.
DUBE: Now, some employers have raised wages somewhat, right? For example, Amazon has provided a $2 an hour bonus for its workers. Is that sufficient? I think there's serious questions whether that's enough.
GONZALEZ: And here's what really stings. Fatima and a bunch of other low-wage essential workers who are going into work - they could actually make more money if they got laid off.
Has that ever happened before?
DUBE: This has never happened before. The good news is they have a job, in some sense. The bad news is that they have a job.
GONZALEZ: (Laughter) Here's why. Unemployment benefits are better than they've ever been. If you lose your job, each state gives unemployment. In some states, you get, like, 30% of what your regular pay was. In other states, it's 50% or 60%. But in every one of these states right now, people are getting extra unemployment pay from the federal government. They're getting $600 a week extra.
DUBE: Just to put that in perspective, that's about $15 an hour.
GONZALEZ: OK. Let's say, like, North Carolina didn't even give Fatima unemployment benefits. Fatima makes $300 a week currently, so she would be getting - if all she got was the federal government, here's your unemployment check because of the pandemic, if all she got was those $600 a week, that would be double what she's making now.
DUBE: Exactly. It is a very troubling situation where we are asking people who we deem to be essential to both take on greater risk than they could've possibly imagined doing when they took this job and actually get paid less than they would if they were not working.
GONZALEZ: Oh, my gosh.
DUBE: That's a very perverse situation. And I think it's something that, as a society, we ought to do better.
GONZALEZ: What if she just stops showing up to work to get fired so that she can make double her current salary?
DUBE: So this is the challenge. If Fatima gets fired for cause because she refuses to show up to work or just doesn't do her work, Fatima is going to have a hard time qualifying for unemployment benefits.
GONZALEZ: Oh.
DUBE: You have to be laid off because there's just not enough work.
GONZALEZ: Wow. Of course, obviously, it is not great to be unemployed and this $600 a week boost will only be around through July, unless it gets extended. But, yeah, there are a bunch of people who are getting paid more money now than they were making at work working.
DUBE: I don't see it being a real big problem that we're giving a lot of money to people who are generally lower-wage workers. There are many reasons why I think that's a good idea. One of them is that when we actually do start to recover, this means we're putting money in the hands of exactly those people who are most likely to spend. And this is going to help us grow our way back in terms of the recovery.
GONZALEZ: But Arin says Congress should also do something for the essential workers, the ones who are still on the job, facing risk and aren't collecting unemployment.
DUBE: Just like the federal government is paying people to not work right now, they should also pay people to work if we think that work is so important.
GONZALEZ: Democrats in the Senate have proposed giving all essential workers $25,000 in hazard pay. It would go to doctors and nurses, but also truck drivers and janitors and grocery store workers and a bunch of others. The governor of New York said the federal government should give all essential workers a 50% bonus. But so far, no hazard pay - not from Congress or the White House. Meanwhile, trillions and trillions of dollars have gone to unemployment and to $1,200 coronavirus stimulus checks to everyone and to two rounds of small-business bailouts.
And all of these government interventions, unemployment bonuses, maybe hazard pay, they are happening on a scale that we haven't seen in generations. And Arindrajit says it all might have long-term consequences - good ones.
DUBE: So crises do have a way of having unanticipated consequences that could really change things. Is that going to happen this time around? It's way too early to say. And, you know, it's possible that maybe this is just a blip. On the other hand, it's also possible that certain things, including our just reassessing of what type of work is important, how we should compensate people, thinking about what people deserve if they're actually out of work - all of these things could have a long-term effect in the way we restructure our labor market, restructure our wages, restructure public policy.
GONZALEZ: After the break, we check in with Fatima to see if she asked for her raise.
Fatima, I have been thinking about you all weekend.
It's been nine days since I spent a morning at Fatima's grocery store. And we took precautions, tried to keep our distance from each other, from other people at the grocery store, but it wasn't always possible to stay 100% safe.
I've just been, like, very scared that I got coronavirus from being at the grocery store, like, because I haven't gone anywhere. Like, you're the only person I've seen in a month and a half.
PAVON: Yeah.
GONZALEZ: And I'm like, do I feel my chest - like, oh, my God, is my chest tight? Am I having trouble breathing? Like...
PAVON: Yeah, definitely. That's how I felt for me at the, like, very beginning. And even now, whenever I'm around a lot of customers, I still feel paranoid here and there.
GONZALEZ: I have been worrying about grocery store workers since the beginning of all of this. But after spending that morning with Fatima, it's like this whole, like, other level of worry and also gratitude because I put myself in a fraction of the risk that Fatima faces every single day, and I have been truly, like, honestly freaking out about my health. So when I called to check in with Fatima, who, by the way, says she's feeling fine, I wanted to ask how she felt about people who were staying home safe and if she had been thinking about whether she'd prefer unemployment.
PAVON: (Laughter) Honestly, no, I wouldn't feel right just, you know, up and leaving. You know, I want to be here to help, you know, 'cause I know they need the help.
GONZALEZ: That's amazing. You do know that, like, you might get more money.
PAVON: Yeah. Yeah, I know (laughter).
GONZALEZ: And as for the raise...
Have you, like, walked in and been like, OK, today's the day I'm going to do it, and then, like, no, I'm not going to do it?
PAVON: Oh, yesterday I actually wanted to just kind of talk to him and be like, you know, why aren't we getting, you know, raises? But I didn't.
GONZALEZ: Wait; so you got close to almost asking?
PAVON: Yeah. Like, you know, just kind of, like, starting a conversation. Like, you know - well, you know, other places are getting, you know, more money. Like, how would he feel about it (laughter)?
GONZALEZ: What stopped you from doing it?
PAVON: I'm scared (laughter) because...
GONZALEZ: It is so hard to ask for a raise.
PAVON: Well, you know, just kind of like standing in front of your boss saying, you know, I want more money (laughter).
GONZALEZ: Even in normal times, that's not easy.
PAVON: I don't think I'll do it anytime soon.
GONZALEZ: Fatima still hasn't asked for her raise.
PAVON: Well, when I'm about to leave, I'd take my gloves off. I sanitize my hands first, then my keys and my phone.
GONZALEZ: Today's show was produced by Liza Yeager, Alexi Horowitz-Ghazi and Autumn Barnes.
PAVON: And then I go to my car 'cause I don't want to take any, like, you know, possible germs with me.
GONZALEZ: Alex Goldmark is our supervising producer, and Bryant Urstadt edits the show.
PAVON: When I get home, my baby runs to me - 'cause she's in her walker, so she's, like, you know, like, walking in it - and I have to dodge her. I have to dodge her, and I have to go straight to the bathroom, take my clothes off and I put them in a plastic bag. So - because I just - you know, it's still that paranoia.
GONZALEZ: If you want to see a picture of Fatima and Yesenia, go to our Instagram. We're @planetmoney. We're also on Twitter and Facebook.
PAVON: I jump in the shower, take a quick shower, make sure I'm clean. And then that's when I hold her.
GONZALEZ: And, obviously, thank you, thank you, thank you, thank you to all the essential workers.
PAVON: And it's just the same routine the next day. You know, I have to come in here and do the same thing over and over again.
GONZALEZ: I'm Sarah Gonzalez. This is NPR. Thanks for listening.
Copyright © 2020 NPR. All rights reserved. Visit our website terms of use and permissions pages at www.npr.org for further information.
NPR transcripts are created on a rush deadline by an NPR contractor. This text may not be in its final form and may be updated or revised in the future. Accuracy and availability may vary. The authoritative record of NPR's programming is the audio record.


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I recently moved to Boulder, CO and finally have a garage where I can actually work on projects. Since I moved here with practivally nothing, I decided I should build my own bed. This is probably one of the most ambitious wood working projects I've attempted. I also tend to be slightly anal, so I've probably spent way more time on this project than most people have or will.
After reading the plans and other Brag Posts, I felt I was ready to start. I ordered the Kreg Screws, and a few other supplies I would need for the Project on Amazon and was off to the races. Several trips to Home depot to get various pieces of wood, (since I wasn't going to fit it all in my Subaru in one go), I finally had most of the lumber for the bed frame. Let me tell you, it's not easy getting straight pieces of lumber (as mentioned before, I'm a little anal). I decided to go with oversized lumber, since I would have more usable leftover pieces for other projects.
I spent several hours after work during the week, and several more on the weekend, sanding down all the lumber with 60 Grit, then applied the first coat of Stain, to raise the grain. I was out of town for the weekend, and let the stained wood sit in my garage while gone. When I got back, I noticed a lot of marks which I didn't notice before staining. Some of these were from the belt sander I used to knock down really rough parts of some of the lumber. But most of the marks were because I put too much pressure on my random orbital sander.
Lesson learnt: Sanding takes time, and patience! DO NOT press down hard on the sander, if you don't want marks on your wood. These marks will be significantly more prominant after staining.
I decided to sand everything again, 60 grit, then 100, then 150. I gotta say, the wood feels so much nicer to touch and I'm glad I decided to re-sand. I spent a few hours after work to get most of the head board pieces done, but noticed that the 2x4 had warped beyond repair... I'm going to get the upper and lower 2x6 pieces ready to assemble with my kreg jig this weekend, and then decide if I want to add a 2x4 in the middle like the plans call for.
I decided to go with just 2x6s for the headboard, I used the Kreg Jig to put it all together, I also attached 4 supports made of some scrap Plywood I got from my neighbor for the headboard.
I stained it all with a Staining pad twice, then applied 3 coats of Poly with a brush. I didn't sand between coats since I was applying very thing coats and I had already sanded everything down with 150 grit.
Varnish: Satin Water based Indor Polyurethane by Varathane - 3 coats with a brush.
Fri, 03/02/2018 - 19:17
Sick job dude! What stain is
Sick job dude! What stain is that? I like the color of it and might use it for mine. Did you notice a stain odor at all after applying the stain and covering it with the poly?
Fri, 08/09/2019 - 13:22
This bed is super gorgeous!!…
This bed is super gorgeous!! Thank you so much for sharing photos!


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Lifestyle Desk – South Korea is a city with a good mixture of modernity and rich cultural heritage. K-drama enthusiasts wish to visit South Korea once in life. Their captivating shows are famous worldwide and their stunning landmarks too.
Here are some famous K-drama locations in South Korea you can visit and create unforgettable memories.
Namsan Tower (N Seoul Tower)
Namsan Mountain has appeared in popular dramas like My Love from the Star and Legend of the Blue Sea. Here you can experience breathtaking panoramic views of the city.
Bukchon Hanok Village
Bukchon Hanok Village has appeared in popular dramas like the widely adored Reply 1988. It has traditional Hanok houses which beautifully preserved architectural gems.
Lotte World Tower
Lotte World Tower has appeared in popular dramas like The King: Eternal Monarch. It has an integral part of Seoul's skyline. Visit Lotte World, an amusement park situated adjacent to the tower.
Deoksugung Palace
Deoksugung Palace has appeared in popular dramas like Love in the Moonlight. Here you can witness majestic gates, serene gardens, and beautifully adorned pavilions.
Myeongdong Shopping Street
Myeongdong Shopping Street has appeared in popular dramas like the beloved You're Beautiful. Here you can experience vibrant shopping and dining.
Create your K-drama memories!


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In this day and age, accessories are more crucial than ever. When it comes to creating a glamorous outfit, clothes aren't the only element that you need to get right – accessories must be on point as well. In order to ensure that your entire outfit is unforgettable, here's a list of the trendiest accessories for this spring season.
1. Big Hoops
The bigger the hoop, the better.
2. Micro sunglasses
Tiny sunglasses are here to stay for a while.
3. Slides
The best part is – they're super comfortable and super chic.
4. Anklets
Anklets are a super easy way to spice up any old outfit.
5. Cuff Bracelets
This season is all about chunky jewelry, stack multiple bracelets or invest in a nice cuff bracelet.
6. Neon purses
Solid colors are definitely trending in clothes and accessories this season – and the bright purse trend is bold and beautiful.
7. Nose rings
Nose rings have been trending for a couple of years now (thanks Deepika!) and the trend is here to stay whether it be an embellished nath or a small ring.
8. Headbands
Headbands are the real must-haves for 2018. These cute accessories are coming back straight from the 90's.
9. Sneakers
The sneaker trend has also been on the rise for the past few seasons, but sneakers and Eastern clothes is a new combo that we're all starting to love.
10. Tassle earrings
These elegant earrings are the perfect accessory to make any ensemble look formal and elegant.
11. Gajras
Effortless and messy buns tied together with a gajra for daytime weddings and mehndi's is one of the most gorgeous looks this season.
12. Fanny packs
Belt bags and fanny packs are continuing to dominate the world of street style with their unique aesthetic and practical look.
13. Bowtie scarves
Whether on eastern or western wear, the bowtie scarf is effortlessly chic and sophisticated.
Which trend is your favorite?
cover image source: @minalkhan.official / Instagram


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Below are all 1 of our "eric gillin" tagged episodes, listed by release date.
Episode number: 78
Overhauling Epicurious with Eric Gillin
Your hosts Emily Lewis and Lea Alcantara proudly feature diverse voices from the industry's leaders and innovators. Our focused, topical discussions teach, inspire and waste no time getting to the heart of the matter.
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Sydney-headquartered fund manager AMP Capital has made several senior appointments to its infrastructure debt team.
Emma Haight is to join as director from the Netherlands' NIBC Bank where she was vice president in the lender's project finance unit and one of the division's lead negotiators on infrastructure deals. She was previously at London-based solar developer Nur Energie and law firm Allen & Overy, where she held similar roles.
Her appointment was announced simultaneously to that of James Fox, who is to join at the end of April as associate director. Fox previously worked within the finance team of real estate investment firm British Land. Both Haight and Fox are to strengthen the ranks of AMP's London office.
Meanwhile Spencer Iver will join the firm's New York base as associate director, relocating in May from AMP's Sydney office where he was fund controller for the infrastructure debt team.
The fresh hires come as AMP seeks commitments for its second subordinated debt-focused vehicle, which is targeting $1 billion. The fund held a first close on $300 million last August.
"These appointments reflect gathering momentum behind our fundraising efforts," said Andrew Jones, AMP's global head of infrastructure, in a statement. "They will all be integral in sourcing and securing new deals."
In January, the firm closed a $100 million subordinated debt financing for New York-based Astoria Project Partners, an operational, combined cycle power plant with a generating capacity of 550 megawatts (MW).
The target of AMP's second fund is more than double the size of its maiden debt vehicle, which reached a final close on $503 million in 2012.
In February, US asset manager AllianceBernstein announced that it had recruited Gerry Jennings, one of the founding principals in AMP's infrastructure debt funds, to head its new infrastructure debt business. Jennings, who spent nine years at AMP, had left the firm last November.


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Rowing and push jerking in full effect. Come on down and check it out!
http://crossfitnorthphoenix.net for more info!
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Photo taken at: CrossFit North Phoenix
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Yeah, Sarah, I would be surprised if a popular Democrat runs versus Biden. I wouldn't be shocked, however, if he declines to run for reelection.
However if Trump were to all of a sudden wait to reveal or were even to float the idea he won't run that could complicate Biden's decision-making procedure if he is considering not running once again. I think I'm simply doubtful that Biden would throw in the towel without an obvious successor evident despite his age.
(After all, he beat Trump in 2020.) But I'm not exactly sure how much the data backs that up. According to a You, Gov/Yahoo News survey from the beginning of the month, registered citizens picked Biden over Trump 45 percent to 42 percent. However they likewise chose Harris over Trump 45 percent to 44 percent.
Which's prior to even getting into the truth that 2024 is 2 years away and early general-election polls are pretty worthless. It mostly depends upon the pollster regarding whether Biden leads or Trump leads, however on balance, Biden might lead slightly most of the time. I do think, though, some Democrats believe anyone other than Biden might be weaker against Trump.
Many of the discontent seems coming within Biden's own celebration, too. There was a 9-point decline amongst Democrats in between the 2 polls. To be clear, 75 percent of Democrats said they authorize of the job Biden is doing as president. Compare that with the previous month, though, when 84 percent of Democrats felt the exact same.
Where Biden goes from here back up or stagnant could be crucial to figuring out whether he runs once again. Not to discuss that up until really recently Biden also had the lowest approval rating of any president given that the end of World War II. It's gradually inched back up, however he's still underwater general.
Is it reasonable to state that we're all in agreement that there is not space for anyone else in the Democratic main aside from Biden unless, of course, he does not run? OK, time to talk about the Republican side of things.
Of those, De, Santis is the only one who (currently) seems capable of defeating Trump should the former president certainly run.
If you get a number of prospects splitting up the vote not going for Trump, it's just going to make it simpler for him to win.
You're not challenging a sitting president, and there certainly appears to be at least some hesitancy over Trump and the idea that he has excessive baggage and might not be able to win in a basic election again. A New York City Times/Siena College survey from last month discovered, for example, that practically half of Americans who prepared to vote in the 2024 Republican politician primary would pick a candidate aside from Trump in a main race.
I'm delighted you brought up that poll, since I believed that was an interesting way to frame the outcomes, as one might also argue from that survey that Trump is still the undisputed leader. He was first, with 49 percent support, and De, Santis was in second, at 25 percent.
There is definitely more room for a challenger to Trump than to Biden, however Trump would still be favored. According to a current Politico/Morning Consult survey, 56 percent of Republican politician and independent registered voters stated they would support Trump, while 18 percent said they would support De, Santis, 8 percent stated they would support Pence and a lot of other prospects all got 2 percent or less.
According to that You, Gov/Yahoo News survey I pointed out earlier, Trump beats De, Santis 44 percent to 35 percent among registered voters in a direct match. Definitely, but this point (from the Times reporting on the survey) was an interesting contrast to me: "His share of the Republican primary electorate is less than Hillary Clinton's amongst Democrats was at the beginning of the 2016 race." Naturally, Clinton ultimately won that race, however it wasn't a warranty Sanders offered her a genuine run for her money.
The Times might have also compared Trump to Gore's position in 1999. That said, De, Santis is plainly a legitimate hazard to Trump; a 9-point lead in the polls is not secure.
I know we had a chat in the past about whether Trump's grip on the GOP is still strong. At the time, I said that Trump might be weaker than some want to confess, but after Tuesday night's results most significantly Wyoming Rep. Liz Cheney's primary loss paired with the fates of the 9 other Republicans who voted to impeach the previous president I actually believe it'll be actually hard for another Republican to cut through his power.


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ND10X System combines indicators such as COG/ MACD/ StochasticRSI. It provides market summaries such as average bar move or currency movement. This is a manual, expert-level Forex trading system. This system is suitable for both full-time and beginner traders.
The ND10X System can be used to help you make the right trading decisions. The developers claim an astounding 89% accuracy level.
This system is suitable for traders of all levels. However, it's a good idea to practice trading with an MT4 demo account until your skills improve and you feel confident enough to trade live.
The ND10X Indiator can be set to send you a signal alarm via email or Mobile Notifications or platform popups. This is a great way to monitor multiple charts at once.
ND10X Indicator System can be used with any Forex currency pair as well as other assets like stocks, commodities and precious metals. It can be used at any time that suits you, including the 1-month chart.
This is the ND10X Indicator system only. The manual contains three templets: PhaseScanner (DashBoard), RiskDesk (RiskDesk) and DashBoard. Only the attached EA (No automated trading) is what makes these templates different. These EA's include dashboard, phase scanner and risk desk. Install Fonts: If the arrows do not appear as in the images,


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Moray Council supports TV and film for regional economic boost
Moray Council's Economic Development and Infrastructure Services Committee has this week (Tuesday 5 September 2023) made it easier for filming to take place in the area to benefit from the economic benefit of screen tourism.
Council buildings and structures can now be used for abseiling or similar activities, for film and television purposes only. They can't be used by other external organisations for those purposes.
However, elected members have agreed to provide an exception for the filming industry, subject to conditions.
A report to committee, quoting figures from Screen Scotland, said visitor expenditure for Scottish businesses as a result of screen tourism activities is £64.9 million a year.
Committee Chair, Cllr Marc Macrae, said: "Demand for filming on location, which makes use of sites around Moray, has increased, with a series of productions filmed on location in recent months. Many of us caught a glimpse of Covesea lighthouse in the last series of The Crown.
"The film and TV production sector supports jobs and livelihoods, including freelance crew and services that are integral to production such as hospitality and accommodation. It plays a major part in promoting the Moray region for economic and social development and attracting tourism and we should be doing what we can to boost this."
A number of conditions apply, including the film company/corporate entity making the application to use council buildings or structures must instruct an independent survey indicating that a) the property is structurally safe and b) it will not be damaged by the proposed activity.
It's also a requirement that the filming company/corporate entity pay a non-refundable fixed fee to the council covering administration costs incurred in undertaking checks of the survey report and other paperwork.


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July 19, 2017 - Digicom Electronics, Inc., a technology and quality driven Electronics Manufacturing Services (EMS) company based in Oakland, CA, announces it has been certified by Intertek for AS9100:2016 (RevD) and ISO 9001:2015. AS9100:2016 (RevD) is the standard for organizations that design and manufacture products for the aerospace industry, including parts, components and assemblies. Prepared by the International Aerospace Quality Group (IAQG), with representatives from aviation, space, and defense companies in the Americas, Asia/Pacific and Europe, AS9100:2016 (RevD) standardizes quality management system requirements.
Requirements for AS9100:2016 (RevD) are specific to the context of the organization, leadership, planning, support, operation, performance evaluation, and improvement. It indicates that a company is dedicated to improved quality, cost, delivery, and performance. This standard includes ISO 9001:2015 quality management system requirements and specifies additional aviation, space, and defense industry requirements and definitions. Digicom's quality management system certification is applicable to the manufacture and test of printed circuit boards and electro-mechanical assemblies/system integration in accordance with customer specifications.
"This certification doesn't just indicate that Digicom has a quality management system. It involves so much more," explained Douglas Sutherland, president & CEO of NeXsys Group Inc., the professional services company that assisted Digicom in achieving AS9100 and ISO certifications. "It also involves top management's commitment and leadership to define their strategic business vision as it is influenced by those applicable interested party's requirements. It shows a company is committed to carrying out an efficient and productive business process management system. Especially for an EMS company, it demonstrates that they have a design and development process for how to build something and a methodology to weed out and mitigate potential problems or failures."
"AS9100:2016 (RevD) is a new certification and we are excited to be one of the first to achieve it," said Mo Ohady, general manager for Digicom Electronics. "The Society of Aerospace Engineers (SAE) maintains a database of companies with AS9100:2016 (RevD) certification, and we are one of a very small group of EMS companies listed. Digicom also has ISO 13485:2016 Quality Management system certification for medical devices. With AS9100:2016, ITAR, and ISO 9001:2015 we will now have access to aerospace and military as well as defense contract work. We'd like to thank Doug Sutherland of NeXsys for his guidance, coaching, and support in helping us to achieve these certifications. It is a daunting task to fulfill the requirements for certification, but his knowledge and understanding of the process were an integral part of our success."
AS9100:2016 (RevD) includes new requirements above and beyond those specified in the previous revision AS9100C. They address risk-based thinking, make it more explicit, and build it into the whole management system. It ensures that risk is considered from the beginning and throughout and makes prevention part of strategic and operational planning. It provides a framework to enable organizations to adapt to their changing environments or circumstances, involves organizational knowledge, product safety, counterfeit parts prevention, awareness by employees of their contribution, and to consider human factors in the root cause analysis for nonconformities. Obsolescence must also be considered in the planning process.
Digicom helps companies with their complete process from design review through prototyping, component sourcing, manufacture, test, and process validation. Digicom is certified for AS9100:2016 (RevD) aerospace quality, ISO 9001:2015, ISO 13485:2016 Quality Management system, quality system regulation 21 CFR 820, and ITAR certification. See our videos, articles, and information at www.digicom.org. For more information follow us at www.twitter.com/DigicomEMS, visit www.digicom.org, call +1.510.639.7003, or e-mail email@example.com.
High Resolution Photo: www.digicom.org/img/as9100-iso-9001-certification.png
About Digicom Electronics
Digicom Electronics offers advanced electronics manufacturing with "Made in the USA" quality that fits the needs of larger enterprises while at the same time providing the benefits and individual attention needed to serve start-up companies. Digicom collaborates in all aspects of the process from the design for manufacturability to the final, fully compliant product. Material procurement and management services include planning, purchasing, expediting, and warehousing of components and materials. Digicom has AS9100:2016 RevD, ISO 9001:2015, ISO 13485:2016 Quality Management system, quality system regulation 21 CFR 820, ITAR, AS9100, and numerous other certifications.
"Digicom Electronics and CASPER'S Technology Open Endless Possibilities for Astronomy and Aerospace Innovation and Collaboration."
Today, CASPER technology powers over 45 scientific instruments worldwide. A significant contribution to these innovations comes from Digicom Electronics and its ROACH system. Read it here.
"Process Validation 101," an important component in the design, prototyping and manufacturing process and one, if done correctly, that can save a considerable amount of time, money and resources. Free white paper.
"Cleanliness of PCB Assemblies Leads to Medical Device Reliability," is now available for download.
Digicom Supports the Return of Electronic Assemblies Manufacturing Onshoring with Prioritized Intellectual Property Protection. Digicom is well positioned to support the ongoing trend to onshore electronics manufacturing back to America. Read more here
Digicom's ROACH System Captured the Data that Enabled Scientists to See the First Image of a Black Hole. Digicom has worked with the Collaboration for Astronomy Signal Processing and Electronics Research (CASPER), the Event Horizon Telescope (EHT) project, the University of California Berkeley, and many other institutes, researchers, engineers, and scientists from around the world for more than a decade. Read more here
Digicom Electronics Introduces Portable, Lightweight, 400 Hz Power Converter for On-site Aircraft Maintenance. Digicom Electronics Introduces Portable, Lightweight, 400 Hz Power Converter for On-site Aircraft Maintenance. Details here
Digicom Electronics announces it has received aerospace cerfication AS9100:2016 (RevD) & ISO 9001:2015, and is one of the first EMS companies to achieve it. Learn more


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Die Plancksche Theorie der Strahlung und die Theorie der spezifischen Wärme. In: Annalen der Physik, series 4, vol. 22, pp. 180-190.
Berlin: J. A. Barth, 1907.
1st Edition. Soft cover. Very Good. Item #003655
Berlin: J. A. Barth, 1907. 8vo (223 x 147 mm). Entire "Heft 1" (part 1) offered, 208 pp., 1 folding plate, text diagrams. Original publisher's printed orange wrappers (front cover torn and repaired at upper corner with partial loss of border and at foot affecting a few letters, paper over spine repaired affecting a few letters of title, covers soiled). Light even age-toning of text and plate, pencile not on first page. Good copy. ----
Weil *15; DSB 4, 316 - First edition of this fundamental work. In 1907 Einstein pointed out how one could use the quantized energy of the oscillations of atoms in solids to account for departures from the rule of Dulong and Petit. This empirical rule, that the specific heat is the same for one mole of any element in solid form, was understood as a consequence ot the theorem of equipartition of energy" (DSB). - Visit our website to see more images!
Price: 550 € * convert currency
Delivery time up to 10 days. For calculation of the latest delivery date, follow the link: Delivery times
Lieferzeit max. 10 Tage. Zur Berechnung des spätesten Liefertermins siehe hier: Lieferzeiten


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The UCSB women's soccer team must travel into hostile territory this Sunday as the squad gets set to face Cal Poly in its last road game of the regular season.
Following back-to-back losses on the road last weekend, the Gauchos' overall record now stands at 8-7-2 and their Big West conference record is 2-4, good for sixth place in league. Cal Poly will enter the match with an overall record of 9-8 and conference record of 4-2.
"We have been thinking and talking a lot about this game," Head Coach Paul Stumpf said. "We are basically in a playoff situation now because if we lose another game then we will not finish in the top four and get into the conference tournament."
Achieving that win and keeping their conference hopes alive will not be easy for the Gauchos. Cal Poly is riding a three-game win streak and the team is currently tied for the number one spot in the Big West with 12 points.
However, Cal Poly has been vulnerable at home. The Mustangs post a 1-2 record in conference home games, including a shut out loss to UC Davis. Junior goalkeeper Alyssa Giannetti is also allowing an average of 1.31 goals per contest and Cal Poly has only three shutouts to their credit on the season.
The Gauchos hot offense will look to take full advantage of Cal Poly's less than stellar defensive statistics. Thirteen players have scored at least one goal this season and UCSB is posting a .136 shot percentage; both numbers lead the Big West.
Junior midfield/forward Angelisa Cortez and sophomore center midfielder Sara Feder have led the attack for the Gauchos as they each have five goals on the season. Feder has been nothing short of magnificent of late, notching one goal and two assists in last weekend's conference matchups.
The Gaucho forwards should get plenty of opportunity to attack as the team is changing up their system and switching to a more direct style of play.
On the other hand, the defense for the Gauchos have shown signs of weakness as they allowed more than two goals for the first time all season last Friday. UCSB is giving up an average of 1.12 goals per game and junior goalkeeper Beth Ritter's save percentage has dropped to .703.
"We have been outshooting opponents for the most part, but we are still getting scored on," Ritter said. "We can't give the other team that 30 seconds to score."
Defense will surely be the emphasis for the Gauchos this week as they must limit the opposing team's opportunities to score, especially late in games. The Gauchos let a lead slip away with three minutes remaining on Friday and then allowed a game-winning goal in the final minute of play on Sunday.
Limiting Cal Poly's offense is a tough task though, as the team has scored a total of 30 goals this season and average over 14 shots per match. Big West leading scorer Elise Krieghoff leads the Mustangs attack. The junior forward has an astounding 13 goals and three assist on the season.
"The key to victory will be to be a little more aggressive and courageous," Stumpf said. "We are going to have to defend like crazy up there and we are encouraging our forwards to take chances."
The Gauchos kick-off against Cal Poly Sunday at noon.
A version of this article appeared on page 13 of October 23, 2014's print edition of the Daily Nexus.


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Date(s) - 11/09/2020
2:00 pm - 3:00 pm
Categories No Categories
National Core Indicators Presentation Friday September 11th, 2020 2:00 PM
ational Core Indicators (NCI) is one tool that DDS uses to monitor the performance of the developmental disabilities service system and regional centers. NCI surveys are conducted annually by the State Council on Developmental Disabilities (SCDD). Survey participation changes annually and is determined by SCDD.
On Friday, September 11, 2020 at 2:00 PM TCRC will present the 2019- 2020 National Core Indicator Survey results. You may visit tri-counties.org to view the NCI results.
For more information regarding the NCI project you can contact firstname.lastname@example.com.
Join remotely by Zoom
Join Zoom Meeting
Conference Number: 408 638 0968
Meeting ID: 122 389 570


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§ 4. Mr. Wigleyasked the Secretary of State for Wales what financial aid he has made to the Welsh Development Corporation during the present year; and what is the planned level of aid for the year 1976–77.
§ Mr. John MorrisProvision has been made for the payment of £67,500 to the Development Corporation for Wales in 1975–76. It will be for the Welsh Development Agency, in consultation with my Department, to determine the level of grant aid for 1976–77.
§ Mr. WigleyIs the right hon. and learned Gentleman aware that the Scottish Council (Development and Industry) already has a grant going through to 1977 at a level double that which the Development Corporation for Wales has had for the year to which he referred? Is he aware that, as a result, with the two bodies competing in exactly the same sphere of attracting industry, the Scottish Council has a decided advantage? Will he press the Welsh Development Agency to ensure that the funds available to the Development Corporation for Wales are the same as those available in Scotland?
§ Mr. MorrisIf the hon. Gentleman is relying, as he seems to be, on simple arithmetic, perhaps I should point out to him that the population of Scotland is different from that of Wales. I am confident that he will know that 1976–77 is the last of the three years for which the grants have been agreed. The matter is now in the court of the Welsh Development Agency, which I am sure will do its best, within its resources, to meet the needs of Wales.


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Vogelsang have launched a new acid dosing system, SyreN, to reduce organic fertiliser emissions and increase the amount of nitrogen available to the crop.
SyreN is an onboard sulphuric acid dosing system that treats slurry or digestate as it is applied to the crop. Results from a German study, carried out over three years by the Chamber of Agriculture for Lower Saxony, showed that acidifying slurry led to a 20% increase in yield. While Vogelsang has said that the SyreN system can convert up to 70% of harmful ammonia emissions to nutrient-rich ammonium.
The nitrogen uptake to organic fertiliser is increased because the acid causes it to grow by approximately a third when it converts the ammonia to ammonium. By converting ammonia to ammonium, the pH level of organic fertiliser can be lowered to between 6.3 and 6.4 for a more consistent and efficient application, the organic fertiliser is also more easily absorbed by the soil, so more nutrients reach the crop.
A front-linkage mounted unit carries the acid, which improves tractor weight distribution. The acid is dosed when the organic fertiliser is fed to the applicator, with a pH regulator automatically controlling and adjusting the flow. It is also possible to add a side tank for additives such as a nitrification inhibitor and a further water tank to flush the system. The entire system can be retrofitted to almost any dribble bar, trailing shoe, or injection applicator, and span widths up to 36m.
"It is becoming more widely accepted that if agriculture is going to meet the proposed clean air act that slurry will need to be treated with sulphuric acid. With SyreN, Vogelsang is offering the technology to reduce emissions, increase plant-available nitrogen and increase yields today. And so, we ask, why wait?" concluded SyreN specialist, Sion Williams.
For more information go to www.vogelsang.info


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It's dangerous to sing alone. Take this!
WORD. (with friends) is a co-operative karaoke game where you sing as a team. In bits. As in tiny bits of song you have to sing in time with the rest of your ill crew, and come together in glorious harmony. Scream, shout and warble in time with the words on your screen to rack up points, keeping the gang's rhythm going as long as you can. Miss your randomly assigned words or phrases and the team loses points!
Jam Site:
Jam year:
ART - Stranger Things
Android device
Tools and Technologies:
Unity (any product)
Contributors: Kevin Beimers, Noel Watters, Ruby-May Laidlaw, Jordan Bradley
Demo music: Karaoke version of (You Gotta) Fight for Your Right (To Party!) by Beastie Boys, 1986
'Trailer' music: Karaoke version of Don't Stop Believin' by Journey, 1981
Video Link:
Game Stills:
Source files: