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Three psychological needs must be met for employees to thrive in their careers
Autonomy will be key in navigating the workplace of 2023, with more and more employees craving flexibility and compassionate leadership from their organizations.
Speaking to HRD, Meghan Stettler, director at the O.C. Tanner Institute, explained that autonomy and mastery in workplaces helps address an important psychological need for employees – one which could help them achieve personal success and entice them to stay with you for even longer.
"In our research, we found that we as human beings have an innate desire to satisfy three psychological needs," says Stettler. "The need for autonomy, which is freedom of choice; the need for mastery, which is to develop our unique expertise; and connection, that feeling of closeness and belonging.
"We tend to channel our energy into activities and relationships that help us fulfil these fundamental desires."
Six key elements of culture
When all three of these needs are satisfied, employees grow – they thrive and flourish, she says. When workers' everyday experiences are full of positive emotions, that changes how they perceive their employer and their organization as a whole.
"However, when those needs aren't met, employee experience is deflated," says Stettler. "Not only does that negatively impact how employees view their organization, but it diminishes how they view their value within that organization. That's the big kicker."
Data shows that when meaningful connections are made, employers will see a 430% increase in employee engagement. What's more, research from O.C Tanner's recent Global Culture report verified this intrinsic link, highlighting the importance of the six key elements of culture — purpose, opportunity, success, appreciation, wellbeing, and leadership.
Autonomy as a leadership tool
By fostering autonomy in your culture, strong outcomes naturally follow. According to the data, companies that rank high on the "community index" are 785% more likely to have employees who feel like they belong at work – as well as boasting 58% lower turnover.
"To maximize this time for connection, recognition needs to move beyond a once- or twice-a-year transaction to a really integrated approach," says Stettler. "[It's] a natural response to doing great work; in short, it becomes a way of life in your organization and culture."
Rewards, as Stettler tells HRD, is crucial here. A company that not only recognises great work but actively rewards it leads to enhanced mastery in an organization.
"It validates your employees," she says. "When people feel as if they don't have a value in an organization, they leave. Rewards help people feel valued and affirm their potential in the organization. You should also look at celebrating careers, which are commonly known as service awards. That's about acknowledging somebody's full body of work all the steps, all the rewards — not just their work but their unique contributions."


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Credit cards
Credit cards have become an integral part of modern life. They offer convenience and flexibility, allowing us to make purchases and access funds without carrying cash. With just a swipe or a tap, we can buy groceries, pay bills, book flights, and indulge in online shopping.
These plastic cards are issued by banks and financial institutions, providing us with a line of credit that we can utilize up to a certain limit. The credit limit is determined based on various factors, including income, credit history, and the individual's ability to repay the debt.
One of the main advantages of credit cards is the ability to make purchases now and pay for them later. This feature can be beneficial when unexpected expenses arise or when we need to make large purchases that are not immediately affordable. However, it is essential to exercise caution and use credit cards responsibly to avoid falling into debt.
Credit cards come with interest rates that apply to the outstanding balance if not paid in full by the due date. It is crucial to understand these rates and terms to manage credit card debt effectively. Paying only the minimum amount due can result in accumulating interest and prolonging the repayment period, leading to a larger financial burden.
To maximize the benefits of credit cards, it is essential to choose the right card that suits your needs. Different cards offer various rewards and benefits, such as cashback, travel rewards, or discounts on specific purchases. It is advisable to compare different options and select a card that aligns with your spending habits and financial goals.
Credit cards also provide additional security compared to cash transactions. If the card is lost or stolen, it can be easily canceled, preventing unauthorized use. Furthermore, many credit card issuers offer fraud protection, ensuring that cardholders are not liable for fraudulent transactions.
Building a good credit history is another advantage of using credit cards responsibly. Timely payments and responsible credit card usage can positively impact your credit score, making it easier to obtain loans or mortgages in the future. On the other hand, late payments and excessive credit card debt can have a negative impact on your creditworthiness.
However, it is crucial to exercise caution and avoid overspending with credit cards. The convenience they offer can lead to impulsive purchases and a false sense of financial security. It is essential to create a budget, track expenses, and limit credit card usage to avoid accumulating debt that becomes difficult to manage.
In conclusion, credit cards have revolutionized the way we make payments and access funds. They provide convenience, security, and the opportunity to build a credit history. However, responsible usage is crucial to avoid falling into debt and to reap the benefits that credit cards offer.
By understanding the terms and conditions, managing expenses, and making timely payments, credit cards can be valuable financial tools in our everyday lives.

subset: commoncrawl


text: On Fri, Nov 05, 2010 at 11:13:39AM -0700, Shuaib Ilyas (shilyas) wrote: > I am running samba server version samba (3.0.33-3.7.el5_3.1) on Fedora > core. This is working fine and I can access the server share from the > clients. I need to do some tests using this samba server with SMB > signing enabled. How can I enable smb signing on my samba server? > > I have searched over web but have not found the procedure to do it. > > Any pointers will be helpful. server signing = mandatory Volker


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Operations director John Neill explains how JBS Fibre Recovery Ltd is helping names such as Argos and Travelodge divert thousands of tonnes of mattress waste from landfill.
Published in the CIWM Journal May 2013
At first glance, carpet underlay, duvets, pillows, steel cans, and paper clips would appear to have very little in common. However, they are just some of the many products being made using materials recycled from old bed mattresses thanks to a bespoke fibre recovery process – which achieves a 100 percent re-use rate – developed by independent recycling firm JBS Fibre Recovery Ltd.
When we launched back in June 2011, we were fully aware of the particular challenges that trying to recycle mattresses and bulky furniture would pose. For years, these items have been notoriously difficult to recycle, not just due to their sheer physical size, which requires large-scale collection capabilities and storage space, but also because of the diverse range of materials used to manufacture them. Most general recycling facilities can't process them effectively, with recovery rates often hovering below the 50 percent mark, meaning that the majority of waste still ends up in landfill. And when you take into account the fact that 6m used mattresses need to be disposed of each year, with 2m new mattresses being manufactured annually, not to mention the 50 000 tonnes of bulky furniture currently being sent to landfill – the equivalent of 3 000 double-decker buses – it's clear to see that a more sustainable solution was desperately needed.
John Neill – "We currently process more than 800 000 used mattresses a year, diverting more than 20,000 tonnes of waste materials from landfill in the process"
Over a five-year period, we invested a significant amount of time and resources into developing our own bespoke fibre recovery system that achieves a 100 percent recycling or re-use rate by stripping, processing, and treating each individual component of a mattress separately – from the outer fabrics, cotton flock and metal springs, right the way through to the polyurethane foam (PU), plastic coverings and black felt base.
Tapping into this expertise, we currently process more than 800 000 used mattresses a year, diverting more than 20 000 tonnes of waste materials from landfill in the process, through our facilities in Telford, Milton Keynes, Bridgend, and Burton-upon-Trent, with another plant due to open soon in Bristol. These old mattresses come from a variety of clients, from local authorities such as Pembrokeshire Council and Bridgend Council, where we have contracts to recycle over 20 000 mattresses per year, right through to retailers including Silentnight, for which we process 7 000 old mattresses a year. We have also recently entered a partnership with Argos that will see us collect and process as many as 300 old sofas and mattresses a week during peak times, such as the launch of new catalogues. These contracts come on the back of a similar deal we secured to handle 5 000 mattresses from the athlete's village at last summer's London Olympics – unfortunately we couldn't quite fathom out which ones belonged to Usain Bolt or Mo Farah!
Whilst being able to achieve a 100 percent recovery and re-use rate for old mattresses is first and foremost an environmentally-sustainable solution, such a process also has the added advantage of opening up a number of commercial opportunities linked to giving these recovered materials a "second life" in a surprisingly diverse variety of end uses and products.
Recover, Bale & Granulate
For instance, one of the final components of a mattress to be recycled is flexible foam made up of polyurethane. We recover this PU foam, bale it, and transport it to our Burton-upon-Trent site, where it is granulated before a tri-laminate coat is added. Amongst other things, this moulded "rebond" is ideal to use as an underlay for carpet fitting – not only is it a high-quality material, but it costs around 25 percent less than using virgin foam too, so it is both a practical and economical solution.
At the moment, we recover approximately 2 000 tonnes of PU foam a month, 600 tonnes of which is given a second life as our own in-house manufactured carpet underlay product. This is currently exported to manufacturers in Malta, Spain, and Scandinavia. The remaining recovered PU foam has a number of other uses too, either being sold to producers of gymnasium matting, cushions and the like, or used as equestrian bedding. On a similar theme, adding a polypropylene backing to the low-grade black felt base fibres recovered from each mattress provides the perfect material to make vehicle matting, and we currently supply this product to a number of leading names in the automotive sector.
We also supply a number of pillow and duvet manufacturers with around 400 tonnes a month of recycled polyester produced by stripping, washing and baling the outer fabric and secondary cotton flock material in each mattress. We also manufacture our own polyester product and are currently trialling extracting polyester from PET bottles. The mattress's steel springs and frame are then furnace-blasted with oxygen and melted down at temperatures up to 1700˚F. Once the metal cools, the liquid is used to manufacture staples, drinks cans and other steel or aluminium-based products.
As we look to build on this success in turning old mattresses into valuable and viable new resources, there is obviously scope to try and achieve similar results with other items of bulky furniture, giving us even more opportunities to develop recycled products and materials. We have already diversified into processing used sofas and three-piece-suites, where in addition to recovering the outer fabrics and foam, as we do with mattresses, we are also able to extract the wooden panels and sofa frames. Again, just like the heavily-soiled mattress fabric, this can be used as a refuse derived fuel – not only does it divert waste from landfill, it also helps to reduce the demand for virgin timber. We currently process around 500 tonnes of this timber a month, but that volume will increase significantly as we expand that side of our operations in the months and years to come.


text: You're in: FAQs Barça Immersive Tour I'd like to buy a ticket How can I buy tickets for the Barça Immersive Tour for a group of more than 50 people? The website allows a maximum of 50 tickets per purchase. If your purchase exceeds 50 tickets, you must make as many purchases as necessary. Was this information useful? -8 votes


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0974-360X (Online) 0974-3618 (Print)
Author(s): Vidi Mehra, Aravinda Pai, Bhavana B Bhat, Aswatha Ram H N, Venkatesh Kamath B
Views: 0 (pdf), 368 (html)
Access: Closed Access
Cite: Vidi Mehra, Aravinda Pai, Bhavana B Bhat, Aswatha Ram H N, Venkatesh Kamath B. Prospective potential of enzymes from Novel Bacillus sonorensis: Insights into the Structural aspects, Industrial and Therapeutic significance. Research Journal of Pharmacy and Technology 2023; 16(10):4671-6. doi: 10.52711/0974-360X.2023.00759
Research Journal of Pharmacy and Technology (RJPT) is an international, peer-reviewed, multidisciplinary journal.... Read more >>>
Pharmaceutical Incompatibilities: Causes, Types and Major ways of Overcoming in Extemporaneous Medicinal forms
Formulation and Evaluation of Herbal Face Cream
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Medicinal Plants from Solanaceae Family
Regulatory requirements for conducting Clinical Trials in India
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Dental Waxes–A Review
Recent Advances in Preventive Resin Restoration (PRR)
Evaluation of Ayurvedic Marketed Formulations Asava's and Arista's.
Mathematical Models in Drug Discovery, Development and Treatment of Various Diseases – A Case Study
Recent Advancements in Laminates and Veneers in Dentistry
Formulation and Evaluation of Diclofenac gel
Project Writing for Retail Pharmacy Practical Training: A Proforma


text:
This week's question from my portal "The Neagle Code: Directions
for Life" comes from someone who wishes to remain anonymous.
Hi David,
My sales conversations are killing me. They can sometimes run 90 minutes and then I don't even end up enrolling them. Can you give me some suggestions on how to shorter these conversations please?
Thank You!
I would love to answer this question.
One of the main reasons you may be experiencing exasperating sales conversations is because you may not be in control of the conversation. Here are a few quick tips to set the call up from the beginning.
Don't: Begin the conversation without the small talk or pleasantries. There's no need for it.
Do: Begin by stating the purpose of the call and the length of time you have allotted for it.
Example: Hi John! It's great to connect with you. The purpose of the call today is to help you get clear on what your current problem really is so that you can make a decision based on facts about what you can do to solve that problem. We've got about 20 minutes, so I'm just going to jump in. Is that ok with you?
Don't: Be afraid of redirecting or interrupting.
Do: Ask them permission from the start to interrupt them if necessary.
Example: John, we have such a limited time that I'm going to ask your permission to interrupt you or redirect you if I feel we're getting off track. Are you ok with that?
Don't: Allow someone to ignore a question you asked.
Do: Point out that they've deflected a question and you'd like them return to it.
Example: That's great John, and I can see that this is a point of growth for you because you just deflected my original question. Can we go back to the question I asked for a moment? Why do you want that goal for yourself?
Give these 3 strategies a try on your next call and see how much more effective you will be.
The difference will be a benefit to you both.
PS: The Neagle Code: Directions for Life is a weekly no-cost
program that is open to everyone! Each week, I'll select and personally respond to one question received via the above "The Neagle Code" page that I feel in my heart will help the most people. (You may choose to remain anonymous if you wish, with our full support.) It is my deep, heartfelt intention that ~ in answering your questions ~ I may provide you with the Universal Truths that in committed application, will set you free. Simply submit YOUR burning question at: www.DavidNeagle.com/ask-david to participate.


text:
NFL Women's Kansas City Chiefs Travis Kelce Nike White Player Game Jersey
You'll be ready to get up and cheer for your favorite Kansas City Chiefs player when you have this Travis Kelce Game jersey from Nike.
- Website: 101tee.com
- Fit: Women's Nike Game and Limited Jerseys have a Standard Fit. The athletic-cut is fitted in bust, shoulders and arms. Jersey does not fit or feel like a T-shirt. If you are in between sizes, we recommend ordering one size larger than you normally wear.
- Material: 100% Polyester Tricot
- Designed for movement
- Side splits at hem
- Mesh side panels for extra breathability
- Screen print name, numbers and team details
- Short sleeve
- Sewn-on NFL Shield at collar and satin twill woven jock tag at hem
- Machine wash, tumble dry low
- Tagless Collar
- Officially licensed
- Imported
- Brand: Nike


text:
Knowing These 9 Tricks Will Make Your Search Engine Optimization Provider Look Incredible
A good SEO firm are going to be actually able to deliver you along with a very clear rundown of what to get out of their services. This can easily assist you know if they are the ideal fit for your company.
Search engine optimization is actually a complex and also ever-changing process. A trustworthy search engine optimisation firm are going to remain up-to-date with the current fads and also algorithms.
On-Page Marketing
On-page marketing includes enhancing personal web pages to match hunt concern needs. This is an essential component of a comprehensive SEO method. An excellent seo provider can execute this activity properly. They are going to study the search phrases that are actually relevant to your organization as well as at that point integrate all of them in to webpage content in a manner that is actually natural. This will definitely create your internet site extra eye-catching to online search engine as well as improve your ranking in search results page. Syracuse SEO company
On web page optimization likewise consists of adjusting internet site material to suit mobile phone consumers. This means keeping report dimensions down, utilizing definitive filenames, and also delivering alt content for photos. Additionally, a top-level search engine optimization service group will maximize interior connecting within your internet site. This aids Google.com discover other web pages on your web site and will motivate visitors to stay longer, which will certainly boost your general s.e.o credit rating.
It is essential to take note that on-page s.e.o is simply one element of an extensive online search engine marketing campaign. It should be actually utilized together with off-site and also backlink tactics to optimize the performance of your s.e.o attempts.
Off-Page Marketing
Off-page optimization is an essential component of a search engine optimization technique. Off-page search engine optimization includes approaches like web link structure, social networking sites advertising and marketing, nearby search engine optimization, influencer outreach, and also more. These strategies aid to enhance a web site's exposure and hunt motor positions. Furthermore, they assist to develop trust fund one of consumers and online search engine.
The objective of off-page optimization is to boost an internet site's authorization as well as domain name ranking through obtaining links from various other web sites. These hyperlinks are described as back links. Off-page SEO additionally entails developing and also dealing with information, developing a trademark name, and also enhancing a website's individual adventure.
A well-planned off-page s.e.o project can easily feature a wide array of approaches, including PR, evaluations, podcasts, online forums, social networking sites, and also influencer outreach. Off-page search engine optimization can easily likewise consist of offline marketing initiatives, like signboards and broadcast as well as TV ads. These advertising activities may indirectly strengthen a site's internet search engine rankings through marketing the brand name as well as steering traffic to the internet site. A strong off-page s.e.o campaign is actually critical to the effectiveness of any sort of organization. It may aid to drive web traffic as well as increase purchases.
Link Building
A hyperlink building service may help you construct a far better search motor marketing technique. It can likewise enhance your online search engine positions and steer additional visitor traffic to your internet site. Nonetheless, it is necessary to think about the general health of your internet site prior to hiring a company for this reason. If your website has a big number of spammy links or even bad web content, it can easily ruin your rank and also decrease the effectiveness of other search engine optimization companies.
A good link-building solution will certainly have a powerful understanding of your niche market and also the services or products you use. It will generate high quality, appropriate information that will definitely attract hyperlinks and also urge visitors to discuss it. It is going to likewise aid you reach out to a wider viewers in new geographic locations as well as create your brand as a counted on authority.
Aside from information advertising and marketing, a great link-building company is going to also make use of competitor investigation to find the greatest tactics for your sector. This consists of taking a look at the hyperlinks of your rivals and also analyzing them to know just how they are actually rated. It will after that try to outrank them by utilizing similar strategies.
Keyword phrase Analysis
Key phrase research is actually one of the very most vital parts of any type of s.e.o method. It helps identify which terms your reader is using to discover product or services, as well as it can easily aid you choose exactly how to maximize your web site. There is no standardized key phrase research study approach, however, as well as the best search engine optimisation firms will give methods that line up with your service targets and also information.
These include examining the competitors and also trouble of each key phrase and finding out exactly how well your web site can rank for it. Then, the firm will certainly decide on one of the most applicable key words for your service. These will be the ones that are most likely to produce traffic as well as transformations.
The most ideal search engine optimisation business are going to also study your label as well as business, which can aid all of them create a much more targeted tactic. They will use the relevant information they acquire to aid you enhance your ranking on search motors, increase organic traffic, and also steer additional skilled leads. In addition, the very best SEO organizations will definitely include consumer intent as well as semantic SEO in to their keyword study to make certain that your content matches the searchers' desires.
A s.e.o company offers a number of companies to enhance a website's search motor positions. These include keyword phrase study, website review, competition review, and also a lot more. These solutions are going to aid your company increase its exposure in online search engine and drive website traffic to your website. A great SEO firm will likewise deliver you analytics records regularly to reveal the progression of their work.
They will definitely carry out a first analysis of your internet site and also be familiar with your organization and viewers. This will definitely aid them generate a distinct strategy to help you obtain your SEO objectives. They are going to also supply an in-depth report that features insights right into keywords you position for, site structure, crawling and indexing errors, as well as interior and external link problems.
A really good search engine optimization provider will additionally carry out a rival analysis to find just how your competitions are actually carrying out on Google search engine results page. This will certainly offer you a very clear concept of exactly how you can rate much better than your competitors. They will certainly likewise inform you which key words to focus on for your web site. They will definitely also advise different search engine optimisation strategies to boost your site's exposure.


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Structured products: build in downside protection Structured products are pre-packaged fixed-term investments that provide private investors with easy access to offshore equity and commodity markets, with a pre-defined risk and return profile over a pre-defined...
Time in the Market vs. Timing the Market
How do you decide between retirement income options in the retail market? Part 3
With a hybrid annuity option, you can have your cake and eat it too. Now that we've drawn a comparison between living (investment-linked) annuities and life (guaranteed) annuities in Part 1 and Part 2 of this series of articles, we can elaborate on the hybrid annuity...
How do you decide between retirement income options in the retail market? Part 2
It is crucial to note that no one financial solution will suit all investors. In my previous article, which you can read here if you have not yet done so, I compared a living annuity and a life annuity, narrowing it down to the differences between "investment-linked...
The critical role of comprehensive life insurance as part of proper estate planning
The critical role of comprehensive life insurance as part of proper estate planning
Life insurance is probably the easiest and most inexpensive way of leaving a legacy.
Did you know that up to 50% of current wills do not result in the desired wishes as intended by the person who passed away?
This often places severe additional strain on dependants at a time when they are struggling to come to terms with the loss of a loved one and now are forced to deal with the further burden of practical financial realities.
Proper estate planning contributes significantly to easing this burden. One of the key tools in your estate planning arsenal should be comprehensive life insurance with a reputable provider.
The intention of this article is to:
- Provide you with a brief overview of the role of estate planning;
- Highlight the critical importance of comprehensive life insurance as a key component of your estate planning activities; and
- Explain the process for completion of the life insurance application to avoid the risk of future repudiated claims.
What is "estate planning"?
"Estate planning" is the exercise of testing the wishes in your will against how reality will play out when you pass away. It answers the question: "What happens to my estate (everything you've accumulated during your lifetime) when I die?"
It may sound like a grim exercise and not something you're wildly excited about tackling at this point, but having the confidence that all your dependants will be taken care of and that there will be sufficient liquidity in your estate to cover all expenses, should bring welcome relief and contribute to peace of mind for you and your loved ones.
Estate planning is especially important for people who:
- are married (or have been married multiple times);
- have minor children or financial dependants;
- own significant assets or have liabilities;
- are business owners with obligations and sureties with financial institutions; and
- have estates (investments/properties, etc.) in other countries.
How is estate planning done?
We start with a mock execution of your current will.
And here's the interesting (scary?!) part: Often, when we present the findings back to the testator/testatrix, it's likely that five out of 10 wills will not be a true reflection of the testator/testatrix's wishes, mostly due to unforeseen financial obligations. This could be due to debt; death duties (tax); sureties, or simply the cost of winding up the estate.
It is this "nasty" surprise that those who have recently lost loved ones end up having to face at a time when they least want to deal with practical financial realities.
Please note:
The intention of this article is not to go into the intricate details of an estate plan, but merely to highlight that this is a very complicated area that needs to be addressed by all those who fall into one of the categories mentioned in the list above. Should this describe you, we strongly urge you to make an appointment to have a detailed analysis conducted by an expert.
The critical role of comprehensive life insurance
There is, however, one aspect of estate planning that is possible to implement and manage to ensure your immediate peace of mind when it comes to potentially burdening others with your financial obligations on your passing – the investment in a life policy (or life cover/insurance).
Imagine the following scenario:
Let's assume you've completed the estate planning exercise and then redrafted your will to optimise the distribution of your assets and limit estate duties as far as possible.
And now, let's assume your estate still shows a liquidity shortfall or that your assets are not sufficient to look after your financial dependants or to cover your financial obligations.
What can you do to prevent this situation and ensure that your house is in order when it comes to your financial obligations?
Taking out a life policy (or life cover/insurance) is an immediate solution to addressing this concern.
We have no doubt that you already know about (or have been told about) the importance of life cover but have probably also heard the horror stories of these claims being repudiated or rejected after the testator/testatrix's passing.
Our experience with implementing and managing this range of financial products over the years has taught us some key lessons when it comes to applying for, and claiming from, your life cover. We share two of them with you below and then unpack the details further in the remainder of this article:
- Application for a life policy should be comprehensive, honest, and accurate to determine your most suitable cover needs. Using an independent and experienced financial advisor/planner for this exercise will guarantee the selection of the most relevant product for your specific needs and context.
- While it is a common narrative that insurance companies will actively look for reasons not to pay a claim, in our experience, this is not the case if the application and claim were done properly. Insurance companies want to pay claims, but this needs to be done on a fair and equitable basis as it affects all the other clients on their books. This ties in with the principles of openness, transparency, and accuracy during the application and claim phase.
The rest of the information in this article explains each of the three stages of life cover, along with key insight into how to ensure that your application and claim are fairly processed for the best possible (and least cumbersome) outcome right from the start.
Stage 1: The quotation stage
How it works:
Once you've consulted and received advice from an independent financial advisor/planner about your particular needs, you'll be presented with options for consideration. On your acceptance of the most suitable option, the application for cover is submitted to the relevant insurance company.
The insurance company will review your application and sort you into a risk category to determine your premium (this is called your first claims risk) based on a combination of factors. These include:
- Your age.
- Your highest qualification (Matric/grade 12; diploma; degree, or higher degree)
- Your occupation.
- Percentage time spent in a working day on certain activities such as administration; supervision; travel, and type of labour (light or hard physical labour).
- Monthly gross income.
- Whether you participate in hazardous activities (such as rock climbing; skydiving, etc.).
Once this information is entered into the system by the insurance company, you will be categorised into the average (in health) person of that category.
What's key to remember at this point?
If any of this non-medical information is inaccurate at the quotation or application stage, it could affect your eventual claim. Non-disclosure is not only withholding important information but also supplying misinformation. We understand that this can easily be done without the intent to do so but advise clients to be fully transparent to ensure full coverage. This will have a direct impact on the processing of the claim later.
Stage 2: The application stage
How it works:
After the quotation stage, the insurance company will assess whether you're of average health for your risk category or in better or worse health. This part of the process is referred to as medical underwriting and is your second claims risk.
Did you know?
Some good news for those of you who are healthy – insurance companies may offer you a discount on your premium if you are above average in health!
The process starts off with a health and medical history questionnaire. This is to allow the insurance company to assess whether covering you would place them at a higher risk than what they originally quoted when offering you the monthly premium option in the previous stage. The reality is that certain health conditions can be fully recovered from, while others place you at a permanently higher risk. These conditions are the ones that the insurance company want to know about.
The problem is that we don't necessarily know what those conditions are as most of us are not doctors (or fortune-tellers) and we sometimes forget to mention health conditions that we might think insignificant. In the insurance world, this is called non-disclosure and will have a direct impact on the payment of your later claim. Non-disclosure doesn't mean that you wilfully misled them or withheld information – it simply means that the insurance company didn't have ALL the relevant information to assess your risk level. We therefore cannot stress enough the need to be fully open and transparent about your health history and status during the application stage.
Once the insurance company has assessed your health level, they will ask for additional information from your doctor(s), including but not limited to the following:
- HIV status.
- Cotinine test (a blood test to ascertain whether you are indeed a non-smoker when that is what you declared).
- A short medical questionnaire to be completed by your general practitioner (GP).
- A comprehensive medical questionnaire to be completed by a treating doctor (this could be your GP, or it could be any specialist(s) you might have consulted if you have existing, treatable health conditions).
- Condition-specific questionnaires, typically to be completed by a specialist (for example, if you have a history of headaches and consulted a neurologist).
P.S. Don't worry, the insurance company pays for these tests and reports!
Once the insurance company has all this information, they will make a call on whether they cover you:
- At the original premium you were quoted: This would be the case where you are deemed of average health with no major risk to them;
- At a loaded (increased) premium: This would be the case where they believed you present a higher risk than what was presented during the quotation stage; or
- With exclusions of certain illnesses/conditions: These would typically be the more serious health conditions that you normally don't recover from.
If any amendment to the original terms and premium offer (from Stage 1) is made, the insurance company will issue a counter-offer letter. You will then have an opportunity to consider this new offer and accept or decline the adjusted terms.
Stage 3: The claim stage
Now, let's assume that the application stage has been successfully concluded, with the quotation accepted and regular premiums paid accordingly.
Fast-forward into the future and assume that you (the insured person) pass away or become permanently disabled because of doing your regular occupation.
What is the process for claiming?
The first thing that needs to be done is to notify the insurance company or your financial broker/advisor of the claim. They will provide you with the details of the documentation that needs to be submitted which includes the following:
- The death certificate indicating the cause of death (this is important as the insurance company will require additional information if the cause is stipulated as natural causes).
- The claim form.
- A copy of the identity document (ID) of the deceased.
- Copies of the ID of the beneficiary/beneficiaries.
- Proof of bank details of the beneficiary/beneficiaries.
One of the questions the insurance company will always ask on the claim form is:
"When did the deceased first consult a doctor for his/her last illness (potentially the one that caused their death) and who did s/he consult?"
The reason they ask this question at the outset is to determine whether what was declared on the application corresponds with the information provided by the claimant. They will obviously request further information from the attending doctor, but if the insured person consulted a doctor for the illness that caused his/her death before s/he took out the life policy and s/he did not declare this on the application, it will be regarded as non-disclosure and potentially have a repudiation of the claim as a result.
In conclusion
Life insurance is probably the easiest and most inexpensive way of leaving a legacy. An unencumbered life policy pay-out directly to your intended beneficiaries can significantly ease the financial burden on those left behind.
If you require any advice on this subject, please don't hesitate to get in touch with us. We look forward to hearing from you and working towards a solution that meets your current – and emerging – needs.
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Fortnite Superman skin: How to unlock Superman and Shadow forms with challenges explained
Just Clark Kent Enough.
Superman is Fortnite Chapter 2 Season 7's special skin, like Neymar Jr, Predator and Wolverine before him.
Alongside the Superman skin, you'll be able to collect a series of items all inspired by the Man of Steel - from the Daily Planet back bling to Kal-El's Cape glider. This involves a series of challenges with the company of Beast Boy and Armored Batman.
Below you'll find how to unlock Superman in Fortnite as well as his two Shadow forms, along with a complete list of all the Superman cosmetic items you can obtain.
On this page:
Note this particular challenge is no longer able to be completed. What's new? Chapter 4 Season 2 has arrived! New additions include the Grind Rails and Kinetic Blades, along with the new Battle Pass, character collection and Eren Jaeger skin. It's a good idea to know how to get XP fast in Fortnite.
How to unlock Superman in Fortnite
First of all, if you want to get the Superman skin in Fortnite, then you must first buy the Fortnite Chapter 2 Season 7 Battle Pass. Without the Battle pass, you won't be able to take part in the associated challenges.
After purchasing the Battle Pass, and starting Tuesday, August 10th, you can access a series of Superman quests. These unlock not only the skin, but other related rewards upon their completion as well.
In order to unlock the Superman skin, you must complete the following quest:
- Complete quests from Clark Kent, Armored Batman, or Beast Boy (5 total)
This is done by talking to any of them in battle royale and accepting their quests, which can range from flying a saucer to using a launchpad during the match. Once completed, it will count towards Superman quest's completion.
It's worth noting that the superheroes were not immediately present as NPCs in the game upon release - luckily, there's a workaround that can be of help.
In addition, there is an array of cosmetic items to unlock either by completing Superman or epic quests:
- Complete quests from Clark Kent, Armored Batman, or Beast Boy (1 total): Call to Action emoticon
- Complete quests from Clark Kent, Armored Batman, or Beast Boy (3 total): Superman Shield emoticon
- Glide through rings as Clark Kent (5 total): The Daily Planet back bling
- Use a phone booth as Clark Kent (1 total): Secret Identity built-in emote
- Complete epic quests (10 total): Kal-El's Cape glider
- Complete epic quests (20 total): Banner Icon
- Complete epic quests (30 total): The Last Son of Krypton loading screen
- Complete epic quests (40 total): Solitude Striker harvesting tool
- Complete epic quests (50 total): Clark Kent (Shadow) skin
It's worth noting that the original number of required quests for the latter five rewards used to be higher, but developer Epic confirmed the new values on Wednesday, August 25th. Less grind!
How to unlock Superman cosmetic items and Superman's Shadow forms in Fortnite
There is still plenty of time left in Season 7, so there is a chance that you'll continue to complete epic quests during the next few weeks.
As such, you'll be able to unlock the aforementioned cosmetic items. You can see all ten of them in detail below:
- Clark Kent Skin
- Secret Identity Built In-emote, which allows Clark to transform into Superman
- Clark Kent (Shadow) Skin Variant
- Call to Action Emoticon
- Kal-El's Cape Glider
- Solitude Striker Harvesting Tool
- Superman-themed Banner Icon
- Superman Shield Spray
- The Daily Planet Back Bling
- The Last Son of Krypton Loading Screen
What time does Superman come to Fortnite and how long are the challenges available for?
The Superman skin in Fortnite release date is Tuesday, August 10th.
In various regions, this Superman release time is:
- UK - 3pm (BST)
- Europe - 4pm (CEST)
- East Coast US - 10am (EDT)
- West Coast US - 7am (PDT)
As you complete the Superman-themed challenges, make sure to keep track of your Character Collection as well as legendary quests throughout the rest of the season.


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FRANKFORT, Ky. — Gov. Andy Beshear reported 295 new cases of coronavirus Thursday for a total of 10,705 virus cases. He also confirmed eight new coronavirus-related deaths for a total of 458 deaths since the pandemic started in Kentucky in March.
Two people from Northern Kentucky died Thursday, including a 92-year-old man in Kenton County and an 87-year-old woman from Boone County. NKY Health reports that 69 people from the region have died of coronavirus among 1,298 confirmed cases in Boone, Campbell, Kenton and Grant counties.
As of Thursday, 3,303 people have recovered from the virus, and the state has tested 262,714 people.
To find a free coronavirus testing location near you, click here.
"I want as many Kentuckians possible tested -- tested regularly -- until we have the vaccine," Beshear said.
Recent protests against police brutality in Louisville
Following days of protests against the March police killing of Breonna Taylor in Lousiville, the governor said more announcements on improving conditions in Kentucky's communities of color in the healthcare, economic and justice system sectors would come Monday.
"I think we're hearing the voice of fatigue and frustration. I want to hear that, and if I'm hearing that, it means I have to make sure that I'm enabling action to address it," Beshear said.
After President Donald Trump remarked this week that he would deploy the U.S. military to quell recent protests if governors did not activate the National Guard, Beshear said he does not believe the U.S. military is needed in Kentucky cities.
While there are "individual bad actors" among peaceful protesters, Beshear said, he does "not believe that we have the unrest ... that the president is referring to."
"I don't think those are appropriate words, and I don't think that they help us in showing that we're listening and that we want to be a part of a better America and a better Kentucky moving forward," Beshear said.
Additionally, Beshear said Thursday he wants to see the statue of Jefferson Davis, the president of the Confederate States of America during the Civil War, removed from the capitol rotunda. He says the statue is a "symbol that divides us" and that it should be placed elsewhere with proper historical context.
"Right now, seeing so much pain in our state and across our country, can't we at least realize that so many of our fellow Kentuckians ... Can't we understand, that is understand at the very least, it is so hurtful to them, and doesn't that at least justify it not sitting where it does right now?" he said.
What's reopening in Kentucky?
Historical horse racing facilities can reopen Monday with social distancing and sanitation precautions, Beshear announced Thursday.
In addition, it was announced Thursday that Kentucky Speedway in Sparta would host the Quaker State 400 without fans on July 12, with NASCAR adding the Xfinity Series double-header to the weekend lineup.
In-home childcare will resume Monday, and museums, outdoor attractions, libraries, aquariums and distilleries can reopen. Horse shows can also resume on Monday.
Next Thursday, June 11, camping can resume with social distancing.
Childcare centers can reopen on June 15, and low-touch, outdoor youth sports can resume as well.
Find Kentucky's complete reopening plans here.
First juvenile death announced this week
On Wednesday, Beshear announced that a 9-month-old child is the first juvenile death tied to COVID-19 in the state of Kentucky. The child was in Hopkins County, roughly 150 miles southwest of Louisville.
Though the leading cause of the child's death is not COVID-19, the disease was a contributing factor, he said.
Despite the child's death, Beshear said, there have not been any additional cases of children presenting with the pediatric multi-system inflammatory syndrome seen earlier in May.
As the summer months begin, Public Health Commissioner Dr. Steven Stack warned that there is still no evidence that warmer weather and the incoming humidity will have any effect on the coronavirus or its infection rate. He urged people to continue abiding by rules of social distancing, mask-wearing and persistent hand-washing to continue to keep the virus at bay in the Commonwealth.
So far, according to Beshear and Stack, recent protests in major cities throughout Kentucky have not created a spike in COVID-19 cases, but it may still be too soon to tell for certain. Beshear added that, so far, the state's admissions to ICUs for COVID-19 are the lowest they've been "in a long time."


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Horror and valour sit side by side in war. Goodness is not quenched even by near overwhelming evil. By why do we go to war? Why do we fail as a nation or a species and batter our children against each other? And how can we try to find the better way through conflict?
Remembrance day can never be a celebration, but it can be, in the midst of grief, an acknowledgement of the presence of light in deep darkness.
And now, let there be hope coupled with intention, not to fail again and end up in war.


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Ever since I was a teenager, I have been gardening. But, Lockdown (Due to Covid-19) has amplified this interest in me and I have experimented quite a bit with my small balcony garden. I often like to figure out a way to grow a vegetable successfully and ensure that I have a regular supply of it. I now have a descent supply of tomatoes. I found a rare variety of tomato (Naati grain or Organic seed) in the Cow-dung manure that I use. These taste far better than the hybrid varieties. Have you noticed yet that hybrid tomatoes are tasteless and also have less nutrients than the authentic varieties? The main intention of hybrid vegetables is to have longer shelf life.
With Tomatoes set, I moved towards leafy vegetables such as Dil, Palak and Pudina. All three now continuously provide us good yield.
We also have good supply of this plant that we call in Mangalore as "Yelemoori Soopu". I do not know it's English name. These healthy leaves can be made into tasty dish called "Thambli" that is often served with rice.
In the past, growing Rose plants has been a big challenge for me. But looks like, I have finally found the best way to maintain a rose plant. My Orange rose plant has been flowering really well.
A friend of mine has a beautiful terrace garden. When I visited her, she gifted me this lovely Strawberry plant. Instead of going for a pot on the ground, I choose to let the Strawberries hang. We now have some regular visitors who want to taste these delicious fruits - Red whiskered bulbuls and Barbets.
My three cats also seem to love the plants. Specially around summer, they prefer lying down by some greenery and water. While Puppy is rarely at home, Pintu and Babru love to spend their time in the Garden.
Puppy |
Pintu loves the rose plant and Babru has made my rain lilly pot, his bed.


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Eaton's Clothes navy Crombie Wool overcoat with button closures and flap pockets. Inside pocket and monogram "Fredrick S Richardson".
Shoulder to shoulder - 19"
Shoulder to wrist – 25.5"
Under sleeve – 16.5"
Armpit to armpit - 25"
Armpit to hem - 32.5"
Hem - 28"
*All items have been laid flat to measure.
This coat is in excellent condition.


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August 13, 2016 • Life for Leaders
Then the eleven disciples went to Galilee, to the mountain where Jesus had told them to go. When they saw him, they worshiped him; but some doubted. Then Jesus came to them and said, "All authority in heaven and on earth has been given to me. Therefore go and make disciples of all nations, baptizing them in the name of the Father and of the Son and of the Holy Spirit, and teaching them to obey everything I have commanded you. And surely I am with you always, to the very end of the age."
Matthew 28:16-20
"If western societies have become post-Christian mission fields, how can traditional churches then become missionary churches?" Darrell Guder, professor emeritus of missional theology, Princeton Seminary.
August 12, 1805. Meriwether Lewis slaked his thirst from a little stream and looked up the hill. He believed that when he finished his walk to the crest of this rise, he would realize the dream of centuries of pioneers, fulfill the ambitions of his president, Thomas Jefferson, and enter into the pantheon of explorers.
His name and his Corps would be remembered as the discoverers of the highly prized Northwest Passage. Lewis believed that he would walk up the hill, look down a gentle slope that would take his men a half-day to cross with their canoes on their backs, and then they would see the Columbia River.
They could not have been more disappointed.
What Lewis actually discovered was that three hundred years of experts had all been completely and utterly wrong. In front of him was not a gentle slope down to a navigable river running to the Pacific Ocean but the Rocky Mountains. Stretching out for miles and miles as far as the eyes could see was one set of peaks after another.
This story of Lewis and Clark illustrates the moment that the Christian Church finds itself in today… and frankly, not unlike the moment that the disciples found themselves in on another mountain in Galilee.
The world in front of them is nothing like the world that was behind them.
The world in front of us is nothing like the world behind us.
For the disciples gathered in Galilee, Jesus had just announced to them that their entire mental model would need to change. No longer would their announcement of the Kingdom be for the "lost sheep of Israel", now it would be for the "nations." And for most of us in Christian leadership today, no longer is our mission field overseas or across cultures, but right outside our church doors.
The call of Christ remains, but the world has changed dramatically. For most of us who are in leadership in the church today, the world that we were trained for — the Christendom world where Christianity was privileged within western culture is long gone. This is a profoundly challenging moment that will require of us the humility to continue to learn and grow. But there is an opportunity for Christians in the west — an opportunity put before us by God for adventure, hope and discovery — all the while embracing the anxiety, fear and potential loss that comes from answering this call.
We need once again, to hear the words of Jesus telling us to make disciples and we need to recover the calling for the church to be a truly missional movement that demands leadership that will take up the gauntlet of Darrell Guder's charge.
What will this demand of you?
In what ways do you experience your local community, your workplace, and the world around you as a mission field?
What difference does it make to you to think of yourself as a "missionary" and your local congregation as a "mission agency"?
What changes will be required of you, your leadership and your church in order to take up Dr. Guder's charge?
What help do you need from God in order to make the necessary changes?
Oh Lord, grant that we who have heard your call to make disciples, will also heed your call when the challenge is not what we expected. Grant us courage and resilience to persevere, humility to learn, and faith to trust in you. Lord, show us what needs to change in our lives, in our leadership, in our churches, and in all the places where you have called us into your mission. Help us experience the inspiration of the Spirit and the wisdom that comes from the Word. Help us to take comfort in knowing that you are with us to the end of the age. Amen.
This devotional was adapted from Tod Bolsinger, Canoeing the Mountains: Christian Leadership in Uncharted Territory. InterVarsity Press. 2015
Explore more at the Theology of Work Project online Bible commentary: Matthew 28:16-20
Tod Bolsinger is the Executive Director for the DePree Center Church Leadership Institute, and the author of Canoeing the Mountains: Christian Leadership in Uncharted Territory, and the newly released, Tempered Resilience: How Leaders are Formed in the Crucible of Change. Click here to view Tod's profile.
2 thoughts on "Leading into Uncharted Territory"
Excellent post on the challenge of making disciples in our post-Christian society!
(I believe the date mentioned in the historical illustration should be August 12, 1805, not 1895).
Thanks Gresford. That is a typo! And you are correct on the date of course. We'll get it corrected


text: While looking for the remedies such as Aceclofenac understand this painkiller functions in your brain. It is an FDA-approved medicine that works more smoothly to achieve the right results. Also, if the quality of the medicines is never compromised. Nicolan Healthcare Pvt Ltd is the best place to buy Aceclofenac tablet and get them at a reasonable price.


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Watch a 6 minute YouTube video, click here.
Using a holistic approach, that everything in our life is connected, we will have an open discussion on goal setting for personal life and/or business. Then, using a Pathbook (journal), create your individual goal & devise an action plan for success. Give & get feedback from the group.
Infused into every meeting will be a discussion from a compilation of the book of the month, Herb of the month, Essential Oil of the month, Chakra balancing, and meditations geared toward abundance, success, & prosperity. Guest Speakers will be invited to join us at some of the gatherings.
We are currently choosing a day/time/location to start the meetings. Please email us firstname.lastname@example.com for more information. Meeting will start May 2023.
HEF members will receive a Pathbook (journal) to keep track of your goals & plans. If you are a member in need of the Pathbook, please contact your Chapter Leader.
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Energy Tech Night Winner Raises $1.5MM in Seed Round
Industrial Data Labs Continues to Impress After Their Stellar Performance at Energy Tech Night in OKC
Not long after stealing the show at Energy Tech Night 2023 in Oklahoma City, Industrial Data Labs (IDL) has hit another major milestone. The Houston-based startup announced the successful closure of a $1.5 million Seed Round, aimed at accelerating their Applied AI solutions for the Pipe, Valve, Fitting, and Flange (PVF) industry.
From OKC to the Moon
IDL's triumph at Energy Tech Night was more than just a win; it was a demonstration of the startup's potential to revolutionize the industrial sales landscape. The event, which spotlights groundbreaking technologies in the energy sector, served as the perfect platform for IDL to showcase their AI-Powered Inside Sales Copilot. The audience was captivated, the judges were impressed, and the industry took notice.
The AI-Powered Inside Sales Copilot
IDL's innovative solution is designed to seamlessly integrate into existing Bill of Material (BOM) and Maintenance, Repair, and Operations (MRO) workflows. The Copilot offers key advantages that make it a game-changer for inside sales teams:
- Enhanced Efficiency: Automation of tasks saves valuable hours.Actionable Insights: Data-driven recommendations for smarter decision-making.
- Improved Accuracy: Minimized errors in product identification.
- Increased Sales Performance: A significant boost in revenue growth.
Investor Confidence Post Energy Tech Night Win
The startup's recent success in securing $1.5 million in funding serves as a strong validation of their approach and technology. Marshal Kushniruk, an investor and board member, said, "Industrial Data Labs' innovative application of AI technology has the potential to bring significant transformation to the industrial sales landscape. We are thrilled to support their mission."
What's Next for Industrial Data Labs?
With the fresh influx of capital and the momentum from their Energy Tech Night win, IDL is well-positioned to drive significant changes in the PVF industry. They continue to collaborate with industry leaders to co-create customized solutions, setting the stage for unprecedented operational efficiencies.
As the PVF industry continues to evolve, it's clear that Industrial Data Labs is a company to watch. Their Energy Tech Night win was not a one-off but a sign of greater things to come. This recent funding round marks another step in their journey to redefine the standards of industrial sales processes.


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Anti-legalization author and former New York Times reporter Alex Berenson, whose 2019 book Tell Your Children argued cannabis use is more closely tied to severe mental illness and violence than is commonly believed, has found a new calling as a pandemic skeptic.
New York Times
- Berenson "pumps tirades against lockdowns, school closings and even masks into the central conversation on Twitter. His avatar shows a mask dangling mockingly from his jaw. "Masks are useless," he had tweeted at 1:40 last Thursday morning; he was back on around 10 a.m., accusing The Atlantic of "panic porn."
- Much of his COVID argument centers on the need to "accept the deaths of hundreds of thousands of Americans from the virus."
- Listen to Berenson's contentious appearance on the WeedWeek podcast.
In cannabis media news:
- High Times has not published a print edition since April. But a group of former writers for the magazine have launched a new publication, Northeast Leaf.
New York Post - Business Insider suggests there's a ????meltdown in cannabis media.


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The final injury reports for the Chicago Bears and the Detroit Lions were announced Friday. Both teams feature around a dozen players listed anywhere from "out" to "probable," but the most damaging blows to the Detroit Lions came in the news that tight end Eric Ebron, who made it his mission to return to the field Sunday, was ruled out on the Friday injury report. Defensive tackle Haloti Ngata has also been ruled out for Sunday.
Ebron had been limited in practice all week, but it would seem he will be sitting on the sidelines as a precaution to his recovery. Haloti Ngata suffered a calf injury during the Arizona Cardinals game and has not practiced all week. The other Lion who has been ruled out for certain is DeAndre Levy, who is underdoing hip surgery.
The running back position looks tenuous as both Theo Riddick and Joique Bell have been ruled "questionable" for Sunday's game, leaving only Ameer Abdullah and Zach Zenner healthy. James Ihedigbo has also been ruled "questionable." He was out from practice Wednesday and Thursday with a quad strain, but returned to practice Friday.
Larry Warford and LaAdrian Waddle have been ruled "probable" for Sunday, as have Golden Tate and Darius Slay.
For the Chicago Bears, tight end Martellus Bennett, fresh off calling his brother unflattering names, injured his quadriceps during Thursday practice. He has been listed as "questionable," potentially removing one of Jay Cutler's more consistent weapons. Another one of those weapons, wide receiver Alshon Jeffery, remains "questionable" for Sunday.
Full reports follow below.
Detroit Lions injury report
LB DeAndre Levy (hip): Out
TE Eric Ebron (knee): Out
DT Haloti Ngata (calf): Out
S James Ihedigbo (quad): Questionable
RB Joique Bell (ankle): Questionable
RB Theo Riddick (groin): Questionable
DE Jason Jones (knee): Probable
CB Darius Slay (hip): Probable
DE Darryl Tapp (ankle): Probable
WR Golden Tate (hip): Probable
T LaAdrian Waddle (knee): Probable
G Larry Warford (ankle): Probable
Chicago Bears injury report
S Antrel Rolle (ankle): Doubtful
DE Ego Ferguson (knee): Doubtful
LB Shea McClellin (knee): Doubtful
CB Terrance Mitchell (hamstring): Doubtful
WR Joshua Bellamy (groin): Questionable
TE Martellus Bennett (quad): Questionable
T Jermon Bushrod (shoulder): Questionable
WR Alshon Jeffery (hamstring): Questionable
LB Pernell McPhee (shoulder): Questionable
G Patrick Omameh (ankle): Questionable
DT Jeremiah Ratliff (ankle): Questionable
WR Eddie Royal (ankle): Questionable
DE Will Sutton (elbow): Questionable


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text:
" Among them, there were Muslims, Christians, and Jews living together. But then violent organizations came, bringing with them many large groups of people from various parts of the world to Palestine. "
" I believe that Palestine is an occupied land from the Mediterranean Sea to the Jordan River, and this is the right of the entire Palestinian people, this land. "
" In man – in the history of mankind, this has happened many times, and occupation leaders hang on to the land that they're occupying. People fight to liberate their land. But in the end, the people's will is what achieves victory. "
" Would you allow a people to come from somewhere else and occupy a part of the United States, and set up an independent state, and, after 50 years, you would not be able to stay on this land? "
" A majority of the Syrian people believe in the regime and support Bashar al-Assad. "
All 5 Hassan Nasrallah Quotes about People in picture
Topics: People quotes


text:
Mims Davies MP supports Launch of Children and Young People Cancer Taskforce.
The Government are joining up with clinicians, charities and patient groups to combat childhood cancer through a new taskforce.
The Children and Young People Cancer Taskforce, to be chaired by Dame Caroline Dinenage MP, aims to improve how we detect, treat and care for children with cancer, and will discuss how to save lives and deliver world-leading cancer services.
While rare, cancer is the leading cause of death in children aged 1-14 and one of the biggest causes of death in young people in the UK. More children are surviving than ever before, but the long-term impacts can remain significant.
The taskforce presents an opportunity to act and will consider genomic treatments, new diagnosis tools, research and innovation.
Tireless campaigner on childhood cancer Dame Caroline Dinenage will bring her knowledge, experience and dedication as well as her reputation as an exceptional parliamentarian, to her role as chair.
Under her leadership the taskforce's areas of focus will include:
- DNA testing and treatment - ensuring children and young people get access to high-quality personalised therapies, new treatments and personalised medicines are more readily available and the offer in the devolved administrations is examined.
- Detection and diagnosis – giving children the best chance to beat cancer through earlier diagnosis, improving training, exploring how AI can further support the workforce and raising awareness so people come forward sooner.
- Investment in research and innovation – improving the targeting of research funding, reviewing children's access to clinical trials, gaining greater access to data - including potential data-sharing arrangements with Australia - to inform future therapies and treatments in England, and encouraging teams to consider innovative solutions.
Structured meetings to drive forward progress will be held with a mix of experts and senior figures from the Department of Health and Social Care, NHS England, the Office for Life Sciences, as well as appointees from the wider clinical community.
Mims Davies MP said:
"I very much welcome the launch of the Children and Young People Cancer Taskforce chaired by the brilliant Dame Caroline Dinenage.
This will bring together experts to help drive progress in cancer care for children.
The earlier cancer is diagnosed the better the outcome and this will be a key focus of the taskforce which will also ensure children and young people can access new treatments and personalised therapies and medicines.
Investment in research and innovation is key and I am pleased to see the launch of this important taskforce."
Health and Social Care Secretary, Victoria Atkins, said:
"Discovering your child has cancer is among the worst news a parent can receive. Thanks to the remarkable progress in treatment and research survival rates are higher than ever however even then life changing consequences can remain.
This taskforce will help bring together world-leading experts and those who have dedicated their lives to fighting cancer to discuss how we can go further faster and to drive progress in cancer care for children and young people.
I am pleased we have such a respected figure as Dame Caroline leading the discussions and we look forward to working with all those on the taskforce to make child cancer care faster, simpler and fairer for all.
Fairness was also the theme of this year's World Cancer Day on Sunday, which shone a light on inequalities in cancer care across the globe.
Through targeted lung cancer screening focusing on deprived areas, and prostate cancer screening trials with an emphasis on black men, we're targeting the disparities that exist at home, making sure everyone can access first class cancer care."


text:
In this year and a half the world of work has changed a lot and everyone has learned at least two new words in English: smart working. Working flexibility, whether in hours or in the workplace, can be a great asset for some workers. But you need to be organized to make the most of it. Because of this Google Calendar has made some changes that make it easier to organize smart working.
Google Calendar simplifies smart working
From August 30 , Google Calendar allows you to highlight the place and time you work. Google has implemented this possibility in its settings for online calendar appointments. When you set aside time for a meeting, you can choose where to hold it. You can select the your office, your home or "another place" and add an additional address.
This allows you to manage yourself well during the days (We will certainly use it to easily distinguish between face-to-face press conferences and those on Zoom or Meet). But it becomes very useful if you use Calendar as an office diary. This way your colleagues will know whether to wait for the project review meeting or to turn on the webcam in the conference room. These functions intended for Google Workplace they are not available to all accounts at launch. But they allow you to better manage the day when the office becomes more and more hybrid, a reality that many companies are facing.
Only administrator accounts will be able to select the main address of the office. But otherwise you can customize the experience even in corporate accounts. In the settings menu you will find all the options but the main ones will also be marked directly in the context menus. And organize yourself to be as productive as possible, effortlessly.
If you want a more detailed view of the changes, you can check out the blog post from Google itself.


text:
CHICAGO (AP) -- Children's advocates want the American Psychological Association to condemn the tech industry's practice of using persuasive psychological techniques to keep kids glued to their screens.
The advocates, citing research that links excessive use of social media and video games with depression and academic troubles, say it's unethical for psychologists to be involved in tactics that risk harming kids' well-being. Skeptics say the research is inconclusive, and they note that psychologists have been involved in other industries' marketing and advertising for decades.
The group seeking intervention includes 60 U.S. psychologists, researchers, children's advocates and the Children's Screen Time Action Network, a project of the Boston-based Campaign for a Commercial-Free Childhood. The network was publishing a letter Wednesday to the American Psychological Association, coinciding with the association's annual meeting in San Francisco.
"There are powerful psychology principles and technology that are being used against kids in ways that are not in their best interests," said Josh Golin, executive director of the Campaign for a Commercial-Free Childhood.
That technology uses computers to help figure out what motivates people and influence their online behavior. It's built on age-old tenets of behavioral psychology that marketers and advertisers have long used to get people to buy their products. The difference is smartphones are ubiquitous and unlike human marketers, they don't get tired, said B.J. Fogg, a behavioral scientist at Stanford University who has been called the technology's pioneer.
Fogg said he has aimed to use persuasive tech to enhance people's lives. But he also said he has long warned that it has a "dark side," including potential loss of privacy and the potential for encouraging behavior that isn't in users' best interests.
The letter to the psychology association cites a recent study that found that teen girls who spend a lot of time on digital devices, including on social media, are at risk for depression and suicidal behaviors. That study couldn't show whether depressed girls might be more prone to using social media than other teens.
The letter also notes evidence that some teen boys overuse video games "at the expense of obtaining real-world competencies," including college educations and jobs.
"Families don't understand why their kids are so strongly attracted and pulled to these devices," said Richard Freed, a Walnut Creek, California, psychologist who signed the letter. He said the World Health Organization's decision in June to declare excessive video gaming an addiction shows that the problem is real.
Under Fogg's model, technology can change a person's behavior by tapping into hard-wired motivations, simplifying the activity and getting people to perform it with a "well-timed" trigger. That could mean an app prompting a person to go running or it could be an alert persuading someone to spend more time on social media based on their innate desire to win acceptance and avoid social rejection.
It's not just the big tech firms. BuzzFeed reported Tuesday, based on a confidential company memo, that founders of a startup recently acquired by Facebook boasted of using a "psychological trick" — custom social media profiles and mysterious calls to action — to get high schoolers to download a polling app. Facebook later shut down the app.
In job postings, big tech companies have sought psychologists and people with psychology training for research into user experiences. Microsoft's Xbox user research division is led by psychologists. Amazon looks for hires who "geek out over user research, psychology, ethnography." Google's preferred qualification for some positions includes a doctorate in experimental psychology.
"We strive to learn and understand our users' needs, behaviors, and emotions to yield insights that inform product strategy and guide the design of the experiences we create," says one Google job posting online this week.
Facebook and Google didn't return requests for comment Tuesday on whether they use psychological persuasion techniques to build digital products for children. Apple said Wednesday that it doesn't. Microsoft and Amazon declined to comment.


text:
Article Detail - JE Part B
Billing and Coding: Routine Dental Services Article Retirement - January 1, 2023
The following Local Coverage Determinations (LCDs) and associated Billing and Coding Articles (LCA) have been retired under contract numbers: 01112 (NCA), 01182 (SCA), 01212 (AS, GU, HI, and NMI), and 01312 (NV).
Medicare Coverage Database Number | Billing and Coding Article Title |
A52978 | Billing and Coding: Routine Dental Services |
Effective Date: January 1, 2023
Summary: Coverage articles may be retired due to lack of evidence of current problems or CMS may have issued guidance regarding national coverage. The Noridian guidance in the retired article may still be helpful in assessing medical necessity. Where providers have adjusted their billing and coding practices to correspond to the guidance in a coverage article, they will want to be very careful in departing from these practices just because the article is retired. Provider offices remain responsible for correct performance, coding, billing, and medical necessity under Medicare. This responsibility for correct claims submission is unchanged whether or not there is a coverage article in place.
Visit the Medicare Coverage Database to access retired articles.


text: I am trying to set up a Cisco 2600 router. I am having problems configuring a hypeterminal connection on Win XP, prior to connecting the router to the PC. My PC cannot connect to a port usinh a hyperterminal. Are there instructions on how to set up this hyperterminal connection? Is there anything I shoudl look out for?


text:
Macedonia (FYROM), November 2011
Diesen Artikel auf Deutsch lesen
Our travel through Macedonia has been a very social one. There were only three nights that we have not spent with our very nice hosts from www.couchsurfing.org. With Sanja we stayed in Skopje our first two nights, with Goran in Veles and with Mishela in Kavadarci. They have explained us a lot about their culture and also about the traditional food. Our travel through Macedonia was a real food tasting travel.
One typical day in Macedonia:
Breakfast. If there is time to cook you could eat Кори (Kori) or Тарана (Tarana) for breakfast to have a good start in the day. Both are different types of noodles, Kori are flat and long, usually eaten with fried pasta-peaces and Tarana is similar to Couscous and Spätzle and usually eaten with white cheese. This is what Mishelas mother made for us when we stayed with them. If there is not a lot of time you can also grab some fast food like Пита Пастрмајлија (Pita Pastrmajlija) which is made from dough and has chopped meat and spices on top. It looks like an oval small pizza. In Veles, where we ate it with Goran, it is traditionally made with scrambled eggs on top. Everywhere else Pita Pastrmajlija is eaten in the Щтип (Shtip) way without eggs. Macedonians like to have either a Nescafe or a Turkish coffee for breakfast – and another ten coffees during the day. With a heavier breakfast those who are planning to be able to sleep at night have liquid and salty Yoghurt and only 3 or 4 cups of coffee during the day.
This heavy breakfast will keep you full for a while. We usually sat or laid around starring at the empty plates, unable to move.
This is a normal condition after breakfast and will pass after a while. That is very good though lunch is normally eaten between 2 and 6 pm.If you still feel hungry in between you could have a Ѓеврек, (Gjevrek), a ring out of boiled and then baked dough with sesame on top.
This small snack is sold everywhere in the streets of Kavadarci and costs 10 Denar each (about 0.16 €). They taste delicious with sour cream. Gjevrek are also sold in other towns but there they bake them without boiling. For lunch you could eat a very traditional Macedonian dish called Тавче Гравче (Tavche Gravche) which means small beans in small griddle. This dish is made from many fresh white beans with onion, paprika and a lot of spices. With it you could eat a Шопска Салата (Shopska Salata). This is the common Salad in the Balkans.
In Macedonia it is made with tomato and cucumber with cheese on top. Mishela prepared this delicious lunch for us in Kavadarci and we were glad that after all those beans Mishela invited us to have a walk in the fresh air outside.
In Macedonia dinner is served late. It is usual to have it between 8 and 10 pm and sometimes even at midnight. Before eating it is usual to have a shot of Ракија (Rakija), a strong schnapps made out of grapes and few times also plums. Most families produce their own Rakija and the taste varies a lot. We have never had one we did not like. For dinner we have had several different dishes. We had fish at Sanja's place, toast (toasted bread with ham, cheese, different sauces and mushrooms inside) at Goran's and bread with hot and mild Ајвар (Ajvar), different cheeses and sausages and two salads at Mishela's. Ajvar is one of our very favorite dishes made out of red peppers, eggplant and sometimes carrots. Although there are plenty of brands sold it in the supermarkets, most families produce their own Ajvar. It takes a lot of time but it is definitely worth it!
I think we ate about 1.5 kilos of Ajvar each traveling through Macedonia and now officially call ourselves Ajvar-tasting-experts. One day we met Mishela and her cousin Goran with his wife at 8 pm in a Restaurant and we understood why dinner is usually served that late: we were still full from lunch! So we ordered some Пешии (Peshii), fried dough in triangle pieces served with white cheese. Outside of Kadavarci Peshii is called Мекици (Mekici) and usually eaten for breakfast. While dinner we enjoyed some Macedonian red wine made in the area around Kadavarci.
In Skopje we went out to a movie night with Sanja and enjoyed a few Скопско (Skopsko) and Даб (Dab) beers. After that we felt ready for some greasy midnight-dish. We stopped at a fast-food place and bought a Burek, puff pastry with cheese, spinach or meat between each layer. We bought a less traditional one: Пица Бурек (Pizza-Burek) filled with ham, cheese and tomato sauce. I ignored that the paper it was wrapped in turned transparent of all the fat and enjoyed my "small and light" snack. Apart we had some French fries and a slice of pizza. No big difference to the night-fast-food I have tried anywhere else. People also like to eat Ќебапи (Kabapi), grilled rolls made out of minced meat served with some salsas in a piece of round flat bread. Another favorite of ours and one of the reasons that we gained all the kilos in the Balkan states that we have lost on the way until Hungary are the burgers The Плескавица (Pleskavica) meat pieces are huge and delicious, eaten in a big piece of bread. In most stands they offer many different sauces and one can also choose some vegetables and cheese.
If you go home really late after your snack-attack you may have the luck to stumble upon one of the green markets spread in cities and villages on your way back home. They usually open in the very early morning and close after noon. Here you can buy everything you might need to prepare some delicious and heavy breakfast for the following day.