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"Never Breathe What you Can't See" is what happens! A musical monster of massive proportions is born, bristling with Jello's manic energy and anchored by the sheer heft of the Melvins' collective heaviness. With both camps flexing their musical prowess, the result is something that retains the signature qualities of both artists and yet sounds refreshingly unlike anything that either has recorded in the past.
If the tag team of Jello Biafra and the Melvins wasn't enough, there's guests from Tool, Phantom Limbs, Fleshies, Frisk, Spitboy, Malnourished, and Gag Order as well!
And don't forget their 2nd release, "Sieg Howdy"!
LP now comes with download card!
"Jello Biafra/Melvins
Never Breathe What You Can't See
[Alternative Tentacles; 2004]
Rating: 7.3
Jello Biafra is pissed. This might not be a surprise to anyone keeping tabs on the former Dead Kennedys singer, whose scathing leftist diatribes have been the primary focus of a consistently fascinating but frustratingly uneven career. This time, the root of Biafra's frustration-- aside from the threat of global terrorism, the Bush administration's response to the threat of global terrorism, and, uh, yuppies in Cadillacs-- is personal: The Melvins approached him about a possible collaboration after witnessing the supposed Dead Kennedys "reunion," which-- after a series of inter-band legal disputes-- occurred without Biafra at the helm...
The Melvins are ideal musical foils to Biafra's maniacal persona, and show an admirable willingness to subdue and camouflage their normally obtrusive sound. The band members' great admiration and respect for Biafra's work are evident in the album's malleable arrangements, which strike a perfect balance between the Melvins' grimy post-alternative metal and classic Kennedys-style California punk. Opener "Plethysmograph" begins with a blast of trademark Melvins sludge metal but quickly melts into a driving, dead-on Kennedys riff. The band's subtle emulation brings out the wicked humor in Biafra's sardonic description of a controversial genital device (approved by Attorney General John Ashcroft) used to administer shock therapy to perverts.
The album's strongest material avoids the type of somber apocalyptic weight that characterized Biafra's late-90s efforts with Lard. "McGruff the Crime Dog" uses the trenchcoated children's icon as a symbol for an intrusive U.S. world police force, as Melvins guitarist Buzz Osbourne's rapid metal riff captures the demented energy of Biafra's lyrics. "Caped Crusader" is an attack religious fanaticism, and is blanketed in Sabbath-style affected gloom. Biafra-- with the "help" of Ashcroft and 9/11 hijacker Mohammed Atta-- offers a virulent indictment of zealous anti-terror "crusaders": "God is great/ God is love/ We must kill infidels!"
...Never Breathe What You Can't See isn't exactly a return to form for Biafra-- only a return to format. He's essentially sold the same brand of hyperactive fuck-all rhetoric since his earliest days as the ultimate manic street preacher of West Coast punk. Both Biafra's sentiment and approach have dated, though, and this album lacks a needed urgency. The most telling and affecting commentary Biafra offers concerns the singer's own legacy, on "Enchanted Thoughtfist": "The pressure of being taken seriously/ Breathing down on me, to keep up with my extremes/ And keep on plantin' seeds." The song's closing mantra ("Start your own fire/ Bring the world fire") suggests that Biafra's discontented fury still runs strong, and that he isn't about to fade away without a fight."- Pitchfork Media
"In the same way that the Melvins' last collaboration (Melvins + Lustmord) was more a Melvins than Lustmord sounding affair, this team-up with former Dead Kennedys singer Jello Biafra sounds more like Jello's record...but it's punk rock, not spoken word, don'tcha worry. As his back-up band, the Melvins rock out righteously, and of course there's nothing like unstable times to stoke the flames of the irrepressible, razor-tongued Jello Biafra. He's sure got plenty of material to work with these days. This actually nears the Biafra fury of old DK days. As usual, plenty of easy targets get clobbered (fer instance, the anti-SUV song "Yuppie Cadillac", perhaps a sequel of sorts to the DK's "Winnebago Warriors") and it's a lot of fun -- as long as you're not a Jello-hater. Anyone with a soft spot for the DKs ought to enjoy this though! Maybe less so for Melvins fans (who were better served with that Lustmord collab disc) but the punkier among you will like both the Melvins-penned cuts and the slightly goofier-sounding Biafra written tunes. Definitely the best Biafra in a while, that's for sure. And in the vast Melvins canon, not nearly as difficult or wacky as, say, Crybaby or Prick!"- Aquarius Records
"Melvins joined forces with Jello in response to what both camps saw as a phony Kennedy reunion, with the view of touring DK songs. Instead they came up with enough great tunes for two records (see also the follow-up/companion piece 'Sieg Howdy') and one of the best in a long line of excellent collabrations for Jello Biafra."- Rock-A-Rolla
"This is quite the supergroup relese if I've ever seen one. Sludge slingers, The Melvins, teaming up with the outspoken Jello Biafra. Who would of thunk it? Amazingly... well not amazingly... because these guys on their own are an amazing bunch. But this is a really good album. The interesting thing is that, for the most part, this doesn't sound like traditional Melvins material. Which I guess is the point, to a certain degree, of doing a collaborative effort like this. Jello's performance, is of course, Jello. And a great performance at that. There are a few parts that are slightly reminiscent of Dead Kennedys, but not in anyway disappointing... just a simple nod. Overall though, this album has a great powerful vibe, not only through the great production, but also because of the Melvins natural heaviness, no matter what type of style they are trying to lend their sludge to. And then of course, Jello always has something to say, which is entertaining in of itself."- Dirt Culture


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Used to remove Hair weaving Bond adhesive - 2oz bottle
Apply to Hair Weaving gently massaging into the bond, leave it sufficiently until the bond loosens, then remove the bonded hair from each section.
Size: 2oz bottle
Delivery Rates UK Only:
Standard Tracked service - £4.00 (3 - 5 Working Days) - Only available on orders under £75.00
Next Working Day Delivery - From £7.00 (available for all orders). DPD and UPS Next Day service is not a guaranteed service and failure to deliver is not refunded due to delays out of our control.
SPECIAL Delivery - Next Working Day Before 1pm - From £8.50 (available for all orders).
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Saturday Guarantee - £16.50 - Orders must be placed before 2pm on a Friday (available for all orders).
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Any orders placed over the weekend or on a bank holiday will be dispatched on the next working day available.
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For more Delivery Info and International Delivery please see the Delivery Information link at the bottom of the page.
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0 reviews

subset: commoncrawl


text:
Here are all of the possible open e guitar chord voicings available for the "F" family. Just select the type of voicing for the guitar chord you want to see.
Get a free account and utilize our full chord library, with the following features:
Get a free JamPlay account today!Get Full Chord Library
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text:
Handy guide details the fun and easy way to keep fish in a freshwater, marine, or brackish aquarium
Learn everything from selecting the right fish and equipment to creating an underwater paradise
My First Fish book that gave me guidance into the Aquarium Hobby. Nice thing about this book is it covers all kind of Aquariums and Systems From Salt to Freshwater, even Brachish. Great overall reader.------------------------------ Shaunjr_89


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If Prada, Armani, Levi's and Diesel can do it – why wouldn't TAG Heuer release its own mobile phone as well. Yap, they're going to…
According to Reuters the famous Swiss watchmaker, part of French luxury goods group LVMH, is working alongside Modelabs (the folks behind Levi's phone design) to release "a series of luxury mobile phones." Heard that — not one device but a "series."
Apparently, TAG fans will have to wait for the second half of next year, when we may see such TAG celebrities as Kimi Raikkonen, Brad Pitt and Tiger Woods suddenly start using new cellphones. Hopefully, we'll actually see at least a single powerful phone (i.e. smartphone) in the whole series. In the meantime, we can still hope it's the Rolex that will combine both the beauty AND the features. 😉
[Via: textually.org]


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QCAD - 2D CAD System.
Click here for a documentation of the DokuWiki formatting syntax that can be used in reports
Please search for existing tasks (also closed ones) before opening a new task.
Please make sure that you are using the latest Version of QCAD before posting a bug (menu Help > Check for Updates)
FS#754 - Adding or removing additional viewports - gives unwanted window
Opened by -- (clive) - Thursday, 31 January 2013, 14:14 GMT+2
Windows 7-64
Hi Clive,
I don't think that I have this Problem with XP/32. Just to be sure - can you post a screen shot?
Never mind - you are working with 3.0.7. - I checked 3.0.0
My bad!
With 3.0.7
I thought this problem was only with win 7, but it seems it's also on win XP and Vista at work!
See screenshot:
Same problems persist in 3.0.8


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Quote:I'm not sure how similar to Logos it is, but there is some Linux software called BibleTime that addresses the same market.
Quote:Thank you for the suggestion. However, BibleTime doesn't have a fraction of Logos' capability or library offering. Logos has hundreds of top-quality references available and very sophisticated analysis tools. The main problem is that it needs IE's rendering engine to work.
Powered by UBB.threads™ 6.5.5


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Regardless of how careful you are about animals in your home, or how many precautions you take when your child is outside playing, animal and insect bites and stings are sometimes unavoidable.
By remaining calm and knowing some basic first aid techniques, you can help your child overcome both the fear and the trauma of bites and stings.
Many different types of bites and stings require clinical care by a physician or other health care professional. Listed in the directory below are some, for which we have provided a brief overview.
If you cannot find the information in which you are interested, please visit the Common Childhood Injuries and Poisonings Online Resources page in this website for an Internet address that may contain additional information on that topic.


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To celebrate Lord of the Rings Online's 5th Anniversary, we're giving away PILES of prizes, including mounts, headsets, Turbine Points, a lifetime membership to LOTRO, and more!
Happy 5th Anniversary, Lord of the Rings Online! Turbine is celebrating LOTRO's anniversary today and, to celebrate, ZAM has joined in on the festivities! We've partnered up with Turbine to give away some fantastic prizes to all of our readers, so if winning free swag and celebrating Lord of the Rings Online is on your list of things you enjoy, then our big giveaway event will be right up your alley!
Enter our LOTRO Giveaway here!
First, be sure to enter in the ZAM giveaway by heading over to our contest page and entering your name. You'll be eligible to win 1000 Turbine Points, a Creative Labs HS-800 Headset, a lifetime membership for LOTRO, or even a SteelSeries Siberia V2 Headset. All you need to do is register for a free ZAM account, and then click "Enter Now!"
In addition to our giveaway, we will also be giving away a Lifetime Membership to LOTRO, a Mithril Edition of LOTRO, and 5000 Turbine Points. We'll be giving them away in a contest in the ZAM comments below! We're looking for two things from you (one sentence each):
Your first memory in LOTRO - A random draw will take place to award this winner 5000 Turbine points.
Your favorite memory in LOTRO - The top two entries will be awarded a Mithril Edition of LOTRO for the second place, with first place winning a Lifetime Membership to LOTRO.
The contest ends and prizes will be given out on Thursday, April 26, 2012 at 11:59 PM EST.
What's that? Feeling a little unlucky, or maybe suffering from LOTRO memory loss? Throughout today we'll also be giving away PAX EAST 2012 Perlino Horse Codes via Twitter. Just follow @ZAMOfficial or @Pwyff and fire us a tweet with the hashtag #zamlotro and we'll be randomly awarding out these Perlino Horse codes throughout the day! Good luck to everyone!


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What does SE mean in Mathematics?
This page is about the meanings of the acronym/abbreviation/shorthand SE in the Academic & Science field in general and in the Mathematics terminology in particular.
Symmetry Equivalent
Find a translation for SE in other languages:
Select another language:
What does SE mean?
- selenium, Se, atomic number 34(noun)
- a toxic nonmetallic element related to sulfur and tellurium; occurs in several allotropic forms; a stable grey metallike allotrope conducts electricity better in the light than in the dark and is used in photocells; occurs in sulfide ores (as pyrite)
Discuss this SE abbreviation with the community:
Use the citation below to add this abbreviation to your bibliography:
"SE." Abbreviations.com. STANDS4 LLC, 2018. Web. 27 Apr. 2018. <https://www.abbreviations.com/term/73425>.


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Loud, fast, no-rules power trio from Vancouver offer a unique brand of industrial noisecore that fits somewhere between Ministry, Grotus and Therapy? for want of a better, futile benchmark. Their third full length (2 extra cuts on LP).
"This is a forgotten rocker of a record, I had never heard of them until I started working here and now I love this record!"
- Jesse/AT Mail Male


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"Sharp, heavy and angular guitar riffs in a thrash-metal style tear through booming rhythms like Godzilla's teeth ripping into human flesh. Parting the mosh like a sharks fin, engineer Steve Albini, the pencil necked Prince of Noise, Has emblazoned the disc with his abrasive. balls-to-the-wall production technique. Vocalist Kazuyuki K. Null expresses himself through sinister retching growls, alternating Japanese with a little English and a lot of grunting, making lyrics hard to decipher. Then again, with titles like, "Autopsy Love," it's clear he ain't singing about a cute car named fuzzy. Highlights include "Dead Sun," an apocalyptic chant with cool tempo changes, monster riffing and a huge backbeat; "Love Bite" and "Autopsy Love" redefine sappy love songs by creating music that tears the heart from the body."- Shanker
"Harsh, extreme sounds. Null's vocals are often incomprehensible, but you can tell he's pissed off as all hell and this trio exhorts enough rage to back up the exclamations. Pounding, doomy and heavy, incorporating elements of early Swans, Voivod, Jesus Lizard and Big Black into one ugly, yet enticingly power sound-mass. A little agony goes a long way."- Suburban Voice
"Japan's answer to Swans, this is a heavy-as-fuck, grim industro-metal project from KK Null, now best known for exploring more experimental territories, with Mr. Abrasive himself, Steve Albini, on production duties."- Rock-A-Rolla


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sqlmap is a penetration testing tool that automates the process of detecting and exploiting SQL injection flaws and taking over of database servers. It comes with a detection engine, many niche features, and a broad range of switches including database fingerprinting, data fetching from the database, and accessing the underlying file system and executing commands on the operating system via out-of-band connections.
FmPro Migrator migrates FileMaker databases to MySQL, Oracle, Access, SQL Server, Sybase, DB2, OpenBase, PostgreSQL and FrontBase. Perl CGI scripts are generated for each FileMaker layout within the database, and include customized data entry and data validation for each layout field. FileMaker to FileMaker 7/8/9/10 table consolidations are also supported, thus enabling developers to take advantage of the new FileMaker 7+ security model. Microsoft SQL Server, Microsoft Access, and Bento files can also be migrated to FileMaker 7/8/9/10/11. FileMaker Pro layouts are migrated to PHP, LiveCode, Servoy, and Access Forms/Reports.
Soffid IAM offers a complete and integrated solution for controlling access to enterprise applications. It provides you with everything you need to obtain accurate information about who uses your systems, manage the whole user provisioning lifecycle, and bring users an enhanced experience by removing the need to enter credentials every time they access your business applications. It provides a single point of audit and control for assessing data security regulatory compliance.
timekpr will track and control the computer usage of your user accounts. You can limit their daily usage based on a timed access duration and configure periods of day when they can or cannot log in. With this application, administrators can limit account login time duration or account access hours. It has support for GNOME, KDE, and XFCE and uses time and access Linux PAM modules. It is currently limited to Ubuntu only.
The Easysoft ODBC-Access Driver is an ODBC driver that supports both the MDB (Access 2000–2003 and Office Access 2007) and ACCDB (Office Access 2007 and later) database formats. It provides read-write access to Access databases for Linux/Unix applications. You do not need to change where your database file is located, as it supports shared locations such as a Windows or Samba share. It uses Access' locking file mechanism and prevents users from opening a database if another user has the database opened for exclusive access, again mirroring the Access front-end's behavior for seamless integration. It supports encrypted/encoded .mdb files, which is an Access security feature that protects Access data from unauthorized viewing.
Xyndravandria Dyverath composes and executes MySQL database queries programmatically. It represents a database system with PHP classes. Other classes are available to compose other parts of the queries like conditions, fields, values, limit clauses, etc. A separate class can also query database table metadata like table fields and primary keys.
A minimalist Web service for updating dhcpd configuration files.
A Web application for Suricata ruleset management.


text:
Relevance ranks synonyms and suggests the best matches based on how closely a synonym's sense matches the sense you selected.
Complexity sorts synonyms based on their difficulty. Adjust it higher to choose from words that are more complex.
Length ranks your synonyms based on character count.
- lists
- blocks
Common words appear frequently in written and spoken language across many genres from radio to academic journals.
Informal words should be reserved for casual, colloquial communication.
verb conjure up scenario
Synonyms for hath notion
verb conjure up scenario
- visualizestar
- daydreamstar
- conceivestar
- inventstar
- cravestar
- fantasizestar
- thinkstar
- picturestar
- longstar
- concoctstar
- sublimatestar
- formulatestar
- hungerstar
- devisestar
- sighstar
- createstar
- hatchstar
- fancystar
- hankerstar
- luststar
- hallucinatestar
- thirststar
- imaginestar
- pinestar
- idealizestar
- brainstormstar
- envisagestar
- cook upstar
- make upstar
- stargazestar
Antonyms for hath notion
Roget's 21st Century Thesaurus, Third Edition Copyright © 2013 by the Philip Lief Group.Cite This Source
More words related to hath notion
verb. conjure up scenario
Roget's 21st Century Thesaurus, Third Edition Copyright © 2013 by the Philip Lief Group.Cite This Source


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Mongolia travel inspiration
Why travel to Mongolia? Many people visualise Mongolia as an arid land of emptiness from where the blood-thirsty warlord Genghis Khan arose to power in the 13th century. In fact, Mongolia is much more than just a vast land and a past history – Mongolia is a great destination for travelling in wilderness, enjoying tranquillity, exploring wondrous culture and feeling the nomadic spirit. A peaceful land of Buddhist people and the first democratic country in Central Asia – Mongolia is an emerging travel destination where the traditional culture and modernisation blend perfectly.
- Home of the last nomadic nation on earth whose lives are not changed in many ways since the days of the mighty Mongol empire. You will meet and make friends with the friendliest people who will welcome you with big true smiles on their faces and open arms. You may as well come across to local events such as felt making, children's hair cutting ceremony, foal branding and Mongolian costume deel making and such during your journey.
- Pristine nature and breathtaking scenery will amaze you everywhere you go – Mongolia is the 19th largest country by territory and the vast land means a wide array of nature zones such as the mysterious Gobi Desert, Great Mongolian steppe, majestic Altai mountains, lush green Khangai mountains, Asia's dark blue pearl Lake Huvsgul, and Genghis Khan's birthplace Khentii mountains, and sceneries change to more and more admiration.
- A great range of adventure activities you can take pleasure in starting from the famous Mongolian horse treks, Bactrian camel riding, yak cart travel, Taimen fishing, Reindeer riding, mountain biking, hiking, trekking, rafting, kayaking and many more!
- Some of the most colourful festivals that one will ever take part in – just like the exotic nomadic culture - the Mongolian festivals are truly unique such as the Great Naadam Festival consisting of Mongolian wrestling, archery and horse racing, Golden Eagle Festival and the Nomads' Day Festival to name a few.
Mongolia Tours
Mid – ranged Mongolia tours from 4x4 discovery jeep tours, adventure tours, cultural & community based tours, nature & wildlife tours are offered here…Read more
China Tours
We combine tours in Mongolia with some of destinations of China such as Beijing, Tibet, Xian, Chengdu and Shanghai.Read more
Siberia Tours
Here are the tours to Lake Baikal, Irkutsk, Olkon Island, Listviyanka of eastern Siberia and connected with Mongolian tours.Read more
Mongolia Travel Blog
Mongolia travel blog for those thinking to visit Mongolia. Travel tips, fun contests and Mongolia tourism news and travellers can post a blog, too.


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Warped Tour 2013 Announcement Coming
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About this blog
Posters and Election Propaganda
A blog dedicated to the examination of communications in election campaigns, with a focus on posters
Tagged as "Tuxedo Party"
Saturday, September 22, 2012
Poster for Tuxedo Stan, a cat running as a write-in candidate for Mayor of Halifax, Canada, under the banner of the Tuxedo Party. According to its Facebook page, "The Tuxedo Party is a political movement aimed to improve the welfare of felines in HRM [Halifax Regional Municipality] 'because neglect isn't working'." Click here for more on the campaign.
The Tuxedo Party's Facebook page has more than 4,800 "Likes" as of today.


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Mobile Home Parks near Springfield, OH
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Mobile Home Parks near Springfield, OH. Looking for a mobile home park, mobile home community, manufactured home community, multi family housing? MobileHomeParkStore.com has 373 mobile home parks near Springfield. Contact us to list your mobile home park in the directory.
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Darby View MHP
Darby View emanates small town character and charm with the benefit of being just over thirty miles from Columbus, Ohio. Darby View is just ...
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High Performance Sport Exhausts
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With only five employees and many good ideas, this is how the REMUS story began. Today, the family business is world leader in sportexhausts and present in over 60 countries. More >>


text:
Hypertension usually does not cause symptoms, and this is why it may go undiagnosed if unchecked. Unfortunately, even though there are no symptoms, high blood pressure can still be causing damage to smaller blood vessels and eventually major organs.
Hypertensive Emergency
If you have a steep, fast rise in blood pressure, it is considered a medical emergency. A hypertensive emergency is defined as having a minimum systolic reading of 180 mm Hg or a minimum diastolic reading of 110 mm Hg. If you get this reading more than once with a short rest period in between, call for emergency medical services right away.
A hypertensive emergency may cause symptoms such as:
- Headache
- Nosebleed
- Blurry or double vision
- Abdominal pain
- Chest pain
- Shortness of breath
- Lightheadedness, which may lead to fainting
Revision Information
- Reviewer: Michael J. Fucci, DO, FACC
- Review Date: 09/2016 -
- Update Date: 09/17/2014 -


text:
Technical Description:
The engine's coolant temperature has not reached the correct level within a specified time period.
What P0128 really means:
During the warm up period right after the car is started, fuel management strategy is to run the car rich until all temperature criteria are met, then allow the oxygen sensors to take over to fine tune. Emissions are much higher than ideal, so decreasing the time for warm up is essential for lowering pollution. Coolant temperature is monitored right before the thermostat by one of the coolant system sensors.
What are the causes of a P0128 code?
For proper and efficient warm up, the coolant needs to stay trapped inside the engine to absorb the heat until it reaches the right temperature. This is the thermostat's job. A heat sensitive spring in the thermostat moves to open up the coolant passage when it's hot enough, so the coolant begins to circulate to the radiator then back to the engine. In most cases, when the coolant is not reaching the right temperature fast enough, the fault lies with a thermostat either partially or completely open.
What is the severity of a P0128 code?
Minor. There is no immediate danger of breaking down on the side of the road. You should have time to plan for the repair, and set an appointment with a good mechanic. While not requiring immediate attention, this code should not be ignored indefinitely. When the coolant is not at the proper temperature, the car will run richer, which will cause carbonization (think of your gas grill!) inside the engine and also overtax the catalytic converter. You might wind up spending more money
What is the cost to resolve a P0128 code?
- Estimated part(s) cost = $30-50
- Estimated labor cost = $50
- Estimated Total cost = $80-$100
Some cars, particularly European, have a thermostat assembly where the plastic housing and sensors come together. These can run into the $100 to $150 range. Installation can really vary depending on your make and model. Some thermostats are very easy to access and will run around $50 for the installation. Others are really buried, so the labor can jump up to the $200 to $300 range.
Keep in mind, pricing will vary by location and your vehicle make and model. Save time and money by using Openbay to compare pricing and book an appointment with a service center in your area.
Service article written by an ASE Master Technician


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yaSSL is a C++ based SSL library for embedded and RTOS environments, designed for individuals who prefer to use the C++ language. For a C-based solution, please see CyaSSL. yaSSL supports the industry standards up to TLS 1.2, and also includes an OpenSSL compatibility interface.
Pyrit takes a step ahead in attacking WPA-PSK and WPA2-PSK, the protocols that protect today's public WiFi-airspace. Pyrit's implementation allows you to create massive databases, pre-computing part of the WPA/WPA2-PSK authentication phase in a space-time-tradeoff. The performance gain for real-world-attacks is in the range of three orders of magnitude, which urges for re-consideration of the protocol's security. It exploits the computational power of multiple cores and other platforms through ATI-Stream, Nvidia CUDA, OpenCL, and VIA Padlock. It is a powerful attack against one of the world's most used security-protocols.
FastFlow is a pattern-based programming framework targeting streaming applications. It implements pipeline, farm, divide and conquer, and their composition, as well as generic streaming networks. It is specifically designed to support the development and the seamless porting of existing applications on multi-core, GPGPUs, and clusters of them. The layered template-based C++ design ensures flexibility and extendibility. Its lock-free/fence-free run-time support minimizes cache invalidation traffic and enforces the development of high-performance (high-throughput, low-latency) scalable applications. It has been proven comparable or faster than TBB, OpenMP, and Cilk on several micro-benchmarcks and real-world applications, especially when dealing with fine-grained parallelism and high-throughput applications.
The Jacket platform consists of a runtime and language processing system that automatically optimizes existing applications or new algorithms for GPU computing. Jacket currently supports the MATLAB language as a frontend to the platform. Jacket's language processing system automatically translates MATLAB code to high performance primitives required for best utilization of Nvidia, CUDA capable GPUs. Working in concert with the translation system, Jacket's runtime system optimizes memory transfers, compiles code on-the-fly for realtime tuned performance, and launches GPU kernels efficiently for maximal performance. All GPU-specific programming details are handled by Jacket, freeing the user to focus on science, engineering, and analytics.
Charm++ is a portable adaptive runtime system for parallel applications. Application developers create an object-based decomposition of the problem of interest, and the runtime system manages issues of communication, mapping, load balancing, fault tolerance, and more. Sequential code implementing the methods of these parallel objects is written in C++. Calls to libraries in C++, C, and Fortran are common and straightforward. Charm++ is portable across individual workstations, clusters, accelerators (Cell SPEs and GPUs), and supercomputers such as those sold by IBM (Blue Gene, POWER) and Cray (XT3/4/5/6). Applications based on Charm++ are used on at least 5 of the 20 most powerful computers in the world.
Theano is a Python library that allows you to define, optimize, and evaluate mathematical expressions involving multi-dimensional arrays efficiently. Theano features tight integration with numpy, transparent use of a GPU, efficient symbolic differentiation, speed and stability optimizations, dynamic C code generation, and extensive unit-testing and self-verification. Theano has been powering large-scale computationally intensive scientific investigations since 2007. But it is also approachable enough to be used in the classroom (IFT6266 at the University of Montreal).
Libfairydust is a small wrapper library intended for use with GPU clusters that 'hijacks' CUDA and OpenCL calls. It can be used to 're-route' calls to a certain GPU, so a process requesting GPU#0 might end up running on GPU#4 without knowing (or caring) about it. This works completely transparently and does not need any sort of 'cooperation' from the application, changes to code, or relinking.
Moscrack is a WPA cracker for use on clusters. It supports MOSIX, SSH, and RSH connectivity and works by reading a word list from STDIN or a file, breaking it into chunks, and passing those chunks off to separate processes that run in parallel. The parallel processes are then executed on different nodes in your cluster. All results are checked and recorded on your master node. Logging and error handling are taken care of. It is capable of running reliably for long periods of time, without the risk of losing data or having to restart. Moscrack uses aircrack-ng by default. Pyrit for WPA cracking and Dehasher for Unix password hashes are supported via plugins.
A slider puzzle.
Implementation of XML Signature and XML Encryption standards.


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Semicircles are drawn on the sides of a rectangle ABCD. A circle passing through points ABCD carves out four crescent-shaped regions. Prove that the sum of the areas of the four crescents is equal to. . . .
In a right angled triangular field, three animals are tethered to posts at the midpoint of each side. Each rope is just long enough to allow the animal to reach two adjacent vertices. Only one animal. . . .
A floor is covered by a tessellation of equilateral triangles, each having three equal arcs inside it. What proportion of the area of the tessellation is shaded?
A square of area 40 square cms is inscribed in a semicircle. Find the area of the square that could be inscribed in a circle of the same radius.
Investigate the different ways of cutting a perfectly circular pie into equal pieces using exactly 3 cuts. The cuts have to be along chords of the circle (which might be diameters).
Which is a better fit, a square peg in a round hole or a round peg in a square hole?
A circle with the radius of 2.2 centimetres is drawn touching the sides of a square. What area of the square is NOT covered by the circle?
What fractions of the largest circle are the two shaded regions?
At the corner of the cube circular arcs are drawn and the area enclosed shaded. What fraction of the surface area of the cube is shaded? Try working out the answer without recourse to pencil and. . . .
A cheap and simple toy with lots of mathematics. Can you interpret the images that are produced? Can you predict the pattern that will be produced using different wheels?
Can you maximise the area available to a grazing goat?
A circle rolls around the outside edge of a square so that its circumference always touches the edge of the square. Can you describe the locus of the centre of the circle?
A circle touches the lines OA, OB and AB where OA and OB are perpendicular. Show that the diameter of the circle is equal to the perimeter of the triangle
Three circles have a maximum of six intersections with each other. What is the maximum number of intersections that a hundred circles could have?
Bluey-green, white and transparent squares with a few odd bits of shapes around the perimeter. But, how many squares are there of each type in the complete circle? Study the picture and make. . . .
Points A, B and C are the centres of three circles, each one of which touches the other two. Prove that the perimeter of the triangle ABC is equal to the diameter of the largest circle.
The three corners of a triangle are sitting on a circle. The angles are called Angle A, Angle B and Angle C. The dot in the middle of the circle shows the centre. The counter is measuring the size. . . .
Read all about the number pi and the mathematicians who have tried to find out its value as accurately as possible.
Have a go at creating these images based on circles. What do you notice about the areas of the different sections?
What is the same and what is different about these circle questions? What connections can you make?
A metal puzzle which led to some mathematical questions.
This article for pupils gives some examples of how circles have featured in people's lives for centuries.
See if you can anticipate successive 'generations' of the two animals shown here.
Can you reproduce the design comprising a series of concentric circles? Test your understanding of the realtionship betwwn the circumference and diameter of a circle.
Explore when it is possible to construct a circle which just touches all four sides of a quadrilateral.
How efficiently can you pack together disks?
In LOGO circles can be described in terms of polygons with an infinite (in this case large number) of sides - investigate this definition further.
Two circles are enclosed by a rectangle 12 units by x units. The distance between the centres of the two circles is x/3 units. How big is x?
Given a square ABCD of sides 10 cm, and using the corners as centres, construct four quadrants with radius 10 cm each inside the square. The four arcs intersect at P, Q, R and S. Find the. . . .
Investigate the properties of quadrilaterals which can be drawn with a circle just touching each side and another circle just touching each vertex.
Find the area of the annulus in terms of the length of the chord which is tangent to the inner circle.
Identical squares of side one unit contain some circles shaded blue. In which of the four examples is the shaded area greatest?
Triangle ABC is right angled at A and semi circles are drawn on all three sides producing two 'crescents'. Show that the sum of the areas of the two crescents equals the area of triangle ABC.
What is the ratio of the area of a square inscribed in a semicircle to the area of the square inscribed in the entire circle?
Thinking of circles as polygons with an infinite number of sides - but how does this help us with our understanding of the circumference of circle as pi x d? This challenge investigates. . . .
This article gives an wonderful insight into students working on the Arclets problem that first appeared in the Sept 2002 edition of the NRICH website.
This shape comprises four semi-circles. What is the relationship between the area of the shaded region and the area of the circle on AB as diameter?
Use a single sheet of A4 paper and make a cylinder having the greatest possible volume. The cylinder must be closed off by a circle at each end.
Introducing a geometrical instrument with 3 basic capabilities.
M is any point on the line AB. Squares of side length AM and MB are constructed and their circumcircles intersect at P (and M). Prove that the lines AD and BE produced pass through P.
If you continue the pattern, can you predict what each of the following areas will be? Try to explain your prediction.
Show that for any triangle it is always possible to construct 3 touching circles with centres at the vertices. Is it possible to construct touching circles centred at the vertices of any polygon?
We have four rods of equal lengths hinged at their endpoints to form a rhombus ABCD. Keeping AB fixed we allow CD to take all possible positions in the plane. What is the locus (or path) of the point. . . .
Equal circles can be arranged so that each circle touches four or six others. What percentage of the plane is covered by circles in each packing pattern? ...
Two semicircle sit on the diameter of a semicircle centre O of twice their radius. Lines through O divide the perimeter into two parts. What can you say about the lengths of these two parts?
A white cross is placed symmetrically in a red disc with the central square of side length sqrt 2 and the arms of the cross of length 1 unit. What is the area of the disc still showing?
Construct this design using only compasses
A blue coin rolls round two yellow coins which touch. The coins are the same size. How many revolutions does the blue coin make when it rolls all the way round the yellow coins? Investigate for a. . . .
What happens to the perimeter of triangle ABC as the two smaller circles change size and roll around inside the bigger circle?
Investigate constructible images which contain rational areas.


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In a lecture in Jerusalem some four years ago, Rabbi David Hartman, who died last month, sounded uncharacteristically despondent. I decided not to argue with him in public, but wrote him a letter. Part of its concluding paragraph reads: "Though the Hartman line hasn't conquered the world, or even Israel, its influence has been enormous. You have helped your generation of rabbis and the next to think outside the denominational box. I am always happy to describe you as the father of contemporary post-denominational Judaism."
At that time, one of his disciples had become the president of the (Reform) Central Conference of American Rabbis. Another, who spoke at the funeral that was attended by hundreds of people – from black hats to bare heads – is Rabbi Rick Jacobs, the president of the Union for Reform Judaism. He said that he would have never become who he is today without the inspiration and mentoring he had received from Rabbi Hartman.
Though not a Reform Jew by any stretch of the imagination, Rabbi Hartman was a proud recipient of an honorary doctorate from Hebrew Union College, where most Reform rabbis in the world are trained. Many of its graduates have been touched by his teachings.
Rabbi David Hartman was also Prof. David Hartman, one of the most significant thinkers in contemporary Judaism. His innovative writings that sought to reflect the new reality of Jewish sovereignty in Israel will influence generations to come. The institute he created and named after his late father, Shalom, now in the capable hands of his son Rabbi Donniel Hartman, has become a centre for new and creative thinking in contemporary Judaism.
In his eulogy, Prof. Israel Knohl, distinguished Bible scholar and one of the senior fellows of the institute, illustrated Rabbi David Hartman's greatness by showing how he constantly modified his thinking in the light of new realities, insights and experiences. As an example, he reported that only recently, Rabbi Hartman declared that he had erred in understating the true significance and impact of the Holocaust for contemporary Jewish life and thought.
The two most distinguished Jewish philosophers to make aliyah from Canada were Rabbi Hartman, who left his thriving congregation in Montreal in the 1970s, and the late Prof. Emil Fackenheim, the world-famous thinker, who came a decade later when he retired from the University of Toronto. They were neighbours in Jerusalem, yet could have inhabited different planets. What divided them was their understanding of the Holocaust. Should they now meet in the next world, they'll at last be at one.
The many moving words spoken at the funeral by his children and colleagues praised Rabbi Hartman not only as teacher and philosopher, but also as a warm and complex human being. Knohl used three Hebrew words to describe him, each beginning with the letter aleph, albeit vocalized differently: emet (truth), ometz (strength) and ahavah (love).
Rabbi David Hartman was the quintessential seeker of truth, always eager to learn from everybody, yet arguing with all, including the teachers he admired and who had inspired him, notably Rabbi Joseph Soloveitchik.
Rabbi Hartman possessed great strength and determination, reflected in the magnificent institution he built and the impact it continues to have on countless women and men across the entire spectrum of Jewish life, both in Israel and, particularly, abroad. He was a courageous man whose commitment to truth made all whose lives he touched to admire and respect him.
But above all, Rabbi David Hartman was a man who loved not only his family, as nobly expressed by three of his five children who spoke at the funeral, but also Torah in all its manifestations and the Jewish People in all its diversity. That was the secret of his charisma. He attracted disciples by the strength of his personality no less than through the power of his writings.
Rabbi Hartman never ceased to struggle with God and tradition: his latest book is called, The God Who Hates Lies. But he never abandoned either. He remained a passionately faithful and consistently observant Jew to his last day. He taught his students and his readers how never to compromise with the quest for truth and, at the same time, never to give up on the strength that Judaism bestows on those who practise it.


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Behind The Scenes -- High School
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Happy Hibiscus White Girl's Bungee Dress
This cute white Happy Hibiscus girl's bungee Hawaiian dress comes elastic shoulder straps and waist ties that tie in the back for a comfortable and secure fit. Made of 100% cotton.
Made in Hawaii.
|Sizing Chart (in inches)
|11 1/2
Shipping RatesAll US orders of $75 or more get FREE SHIPPING via US Postal Service. US Orders under $75 pay $4.95 flat rate shipping via US Postal Service. FedEx is available for faster delivery.
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Out of Stock ItemsWe do, occasionally, run out of certain items. We make an effort to ensure that all items are readily available or are in production and scheduled for arrival at our fulfillment center shortly. We may ship your order partially, only billing you for the items that are shipped. When we ship the remainder of your order, you will be billed separately for that portion. In most cases, you will not be charged for shipping. In some cases, you will be charged a pro-rated shipping amount based on the original shipping charge if your order shipped completely the first time.
Time Sensitive OrdersIf your items appear that they will not be available by the date you need them we will let you know so you can choose alternatives or cancel your order if necessary. Please fill out the "NEED-BY" date or we will not know whether your items are time sensitive or not. If we do not see a "NEED-BY" date we will assume your order is not time sensitive and will ship when it is available.
If only part of your order is available for immediate shipping, we will send those items first, then send the remainder as soon as they are available. You will NOT be charged extra shipping for this. If you prefer to receive your entire order in one shipment, please let us know by putting a comment in the comments field of order form.
How long will it take to get my order?Orders typically ship 2-4 business days after the order is placed. Transit time for US addresses is typically 3-5 business days for US Postal Service and 2-3 business days for FedEx. This means that most orders are received 5-9 business days after the order is placed via US Postal Service or 4-7 days via FedEx.
Transit time for international orders is typically 10-12 business days via Standard International mail and 2-4 business days via FedEx International. The total time to receive an international order is 12-16 business days via Standard International or 4-8 business days for FedEx International. NOTE: International orders are subject to each country's import and customs duties and taxes. These fees are country specific and are the responsibility of the customer to pay. These fees are not handled by AlohaFunWear.com.
Do your clothes run large or small?Most of our Avanti silk shirts and Paradise Found rayon Aloha shirts run a little large. If you normally wear a size L t-shirt, you will probably fit a size M silk or rayon shirt. The other men's and women's Hawaiian shirts run pretty true to size.
Pacific Legend Shirts True to size
Pacific Legend Dresses Runs small. See our note in the product description for the dresses on which ones you need to order one size up.
Pacific Legend Kids These run small so order a size up.
Pacific Clothing Shirts These rayon shirts run a little big so you may need to order one size down.
Pacific Legend Dresses These rayon dresses run pretty true to size.
Ky's International Shirts True to size
Ky's International Dresses True to size
Aloha Republic Shirts True to size
Angels by the Sea Collection These run pretty true to size. Many items are designed for easy fit rather than tight fit.
What time can we be reached by phone?During Daylight Savings Time, Hawaii (where we are based) is 2 hours behind the West Coast and 5 hours behind the East Coast. If it is 12-noon on the East Coast, it is 7am in Hawaii. During standard time, Hawaii is 3 hours behind the West Coast and 6 hours behind the East Coast. If it is 12-noon on the East coast, it is 6am in Hawaii. We are reachable by phone between 9am-4pm Hawaii Time, 12pm-7pm West Coast Time, and 3pm-10pm East Coast Time. If you call during non-phone hours, please leave a message and an email address. We can often more easily reach out to you via email due to the time difference, especially if it is late in your time zone. You can also leave a text message enabled phone number and we can communicate with you via text if you prefer.
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Joint replacement, a surgical procedure to remove and replace an arthritic or damaged joint with an artificial joint (called a prosthesis), may be considered only after other treatment options have failed to provide adequate relief from pain and/or disability.
More than 230,000 primary total hip replacements and more than 540,000 total knee replacements are performed in the United States annually.
As with any surgery, there are some preoperative considerations to keep in mind, including, but not limited to, the following:
Consult your doctor for more specific preoperative planning for your individual condition and type of joint replacement surgery.
Although joint replacement surgery is successful in 90 percent of cases, complications may still occur, including, but not limited to, the following:
Click here to view the
Online Resources of Orthopaedic Surgery


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How do I create a Google Account?
You'll be able to create a Google Account during the update process after you sign in to your DoubleClick product. If you want to create a Google Account before the update process, just visit the account-creation page, enter your business email address, and choose a password. Once you've finished registering, you'll receive a verification email. Click the link in that email to complete the verification process.
Click here to learn more about creating a Google Account.


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Secret Libor Transcripts Expose Trader Rate-Manipulation
Every morning, from his desk by the bathroom at the far end of Royal Bank of Scotland Group Plc's trading floor overlooking London's Liverpool Street station, Paul White punched a series of numbers into his computer.
White, who joined RBS in 1984, was one of the employees responsible for the firm's submissions to the London interbank offered rate, or Libor, the global benchmark for more than $300 trillion of contracts, from mortgages and student loans to interest-rate swaps. Behind him sat Neil Danziger, a derivatives trader at the bank since 2002. On the morning of March 27, 2008, Tan Chi Min, Danziger's boss in Tokyo, told him to make sure the next day's submission in yen would increase.
"We need to bump it way up high, highest among all if possible," Tan, known by colleagues as "Jimmy," wrote in an instant message to Danziger, according to a transcript made public by a Singapore court and reviewed by Bloomberg before being sealed by a judge at RBS's request.
The trader typically would have swiveled in his chair, tapped White on the shoulder and relayed the request, people who worked on the trading floor said. Instead, as White was away that day, Danziger input the rate himself.
The next morning RBS said it paid 0.97 percent to borrow in yen for three months, up from 0.94 percent the previous day. The Edinburgh-based bank was the only one of 16 surveyed to raise its rate. If it had lowered its submission in line with others, the cost of borrowing in yen would have fallen one-fifth of a basis point, or 0.002 percent, according to data compiled by Bloomberg. Even that small a move could mean a gain of $250,000 on a position of $50 billion.
Dirty Dicks
Events like those that took place on RBS's trading floor, across the road from Bishopsgate police station and Dirty Dicks, a 267-year-old public house, are at the heart of the biggest and longest-running scandal in banking history.
UBS Said to Face Fines of More Than $1 Billion in Libor Probes
For years, traders at RBS, Barclays Plc (BARC), UBS AG (UBSN), Deutsche Bank AG (DBK), Rabobank Groep and other firms that stood to profit worked with employees responsible for setting the benchmark to rig the price of money, according to documents obtained by Bloomberg and interviews with two dozen current and former traders, lawyers and regulators. Those interviews reveal how the manipulation flourished for years, even after bank supervisors were made aware of the system's flaws.
'Financial Fraud'
The conspiracy wasn't confined to low-level employees. Senior managers at RBS, Britain's largest publicly owned lender, knew banks were systematically rigging Libor as early as August 2007, transcripts of phone conversations obtained by Bloomberg show. Some traders colluded with counterparts at other banks to boost profits from interest-rate futures by aligning their submissions. Members of the close-knit group knew each other from working at the same firms or going on trips organized by interdealer brokers such as ICAP Plc (IAP) to Chamonix, a French ski resort, or the Monaco Grand Prix.
"We will never know the amounts of money involved, but it has to be the biggest financial fraud of all time," said Adrian Blundell-Wignall, a special adviser to the secretary general of the Organization for Economic Cooperation and Development in Paris. "Libor is the basis for calculating practically every derivative known to man."
Now, more than five years after alarms first sounded, regulators and prosecutors are closing in. Three people, including a former trader at UBS and Citigroup Inc. (C), were arrested in London this week in connection with the probe into rate manipulation, the first apprehensions in an investigation involving more than half a dozen agencies on three continents.
Barclays Fine
Barclays paid a record 290 million-pound ($468 million) fine in June to settle with regulators, and the London-based lender's three top executives, including Chief Executive Officer Robert Diamond, departed after criticism by bank supervisors and politicians. Other firms, including RBS and Zurich-based UBS, are negotiating settlements, according to people with knowledge of the discussions. UBS may face a fine of more than $1 billion from U.S. and British regulators within days, a person with knowledge of the investigation said today. Spokesmen for Barclays, RBS and UBS declined to comment.
The industry faces regulatory penalties of at least $8.7 billion, according to Morgan Stanley. (MS) The European Union is leading a probe that could see banks fined as much as 10 percent of their annual revenue. Dozens of lawsuits have been filed in the U.S. and U.K. claiming losses on products pegged to Libor.
Light Touch
The scandal demonstrates the failure of London's two-decade experiment with light-touch supervision, which helped make the British capital the biggest trading hub in the world. In his 10 years as Chancellor of the Exchequer, Gordon Brown championed this approach, hailing a "golden age" for the City of London in a June 2007 speech. Even after the FSA pledged to toughen its rules following the 2008 financial crisis, supervisors failed to act on warnings that the benchmark was being manipulated.
Regulators have known since at least August 2007 that banks were using artificially low Libor submissions to appear healthier than they were. That month, a Barclays employee in London e-mailed the Federal Reserve Bank of New York, questioning the numbers that other banks were inputting, according to transcripts published by the New York Fed.
Nine months later, Tim Bond, then head of asset allocation at Barclays's investment bank, publicly described the Libor figures as "divorced from reality," saying in a Bloomberg Television interview that firms were routinely misstating their borrowing costs to avoid the perception they were facing stress.
No Responsibility
The New York Fed and the Bank of England say they didn't act because they had no responsibility for oversight of Libor. That fell to the British Bankers' Association, the industry lobbying group that created the rate and largely ignored recommendations from central bankers after 2008 to change the way the benchmark is computed. Regulators also were preoccupied with the biggest financial crisis since the Great Depression, and forcing banks to be honest about their Libor submissions might have revealed they were paying penalty rates to borrow.
Libor is calculated daily through a survey of banks asking how much it costs them to borrow in different currencies for various durations. Because it's based on estimates rather than actual trade data, the process relies on the honesty of participants. Instead, derivatives traders at banks around the world sought to influence their firms' Libor submissions and managers sometimes condoned the practice, according to documents and transcripts of instant messages obtained by Bloomberg.
Some former regulators say they were surprised to learn about the scale of the cheating.
Greenspan 'Wrong'
"Through all of my experience, what I never contemplated was that there were bankers who would purposely misrepresent facts to banking authorities," Alan Greenspan, chairman of the U.S. Federal Reserve from 1987 to 2006, said in a phone interview. "You were honor-bound to report accurately, and it never entered my mind that, aside from a fringe element, it would be otherwise. I was wrong."
Sheila Bair, a former acting chairman of the U.S. Commodity Futures Trading Commission and chairman of the Federal Deposit Insurance Corp. from 2006 to 2011, said the scope of the scandal points to the flaws of light-touch regulation.
"When a bank can benefit financially from doing the wrong thing, it generally will," Bair said in an interview. "The extent of the Libor manipulation was eye-popping."
Libor debuted in 1986, the year British Prime Minister Margaret Thatcher's so-called "Big Bang" program of financial deregulation fueled a boom in London's bond and syndicated-loan markets. It was intended to be a simple benchmark that borrowers and lenders could use to price loans.
Gaming Libor
In 1997, the Chicago Mercantile Exchange switched the rate used in pricing Eurodollar futures contracts to Libor, solidifying its position as the principal benchmark for the swaps market, which by June 2012 had a notional value of $639 trillion, according to the Bank for International Settlements.
That decision created a temptation for swaps traders to game Libor, particularly in the days before International Money Market or IMM dates, when three-month Eurodollar futures settle. The value of traders' positions, often billions of dollars, was affected by where the dollar Libor rate was set on the third Wednesdays of March, June, September and December.
The manipulation of Libor was discussed openly at banks.
"We have an unbelievably large set on Monday," one Barclays swaps trader in New York e-mailed the firm's rate-setter in London on March 10, 2006. "We need a really low three-month fix, it could potentially cost a fortune."
The rate-setter complied with the request, according to Britain's Financial Services Authority, which published the e-mail following its investigation of the bank's role.
Borrowing Costs
The 2007 credit crunch increased the opportunity to cheat. With banks hoarding cash and not lending to one other, there was little trading in money markets, making it impossible for rate-setters to assess borrowing costs accurately. Instead, traders said they resorted to seeking input from interdealer brokers, colleagues and acquaintances at other firms, many of whom stood to benefit from where the rate was set. They described it as legitimate information-sharing in the absence of trading.
On Aug. 20, 2007, days after BNP Paribas SA (BNP) halted withdrawals from three funds, forcing the European Central Bank to offer lenders unlimited cash and marking the start of the credit crisis, Paul Walker, RBS's head of money-markets trading and the person responsible for U.S. dollar Libor submissions, discussed with Scott Nygaard, then Tokyo-based head of short-term markets for Asia, how banks were using Libor to benefit their trading positions.
'Yeah, Yeah'
"People are setting to where it suits their book," Walker said in a phone call with Nygaard, a transcript of which was obtained by Bloomberg. "Libor is what you say it is."
"Yeah, yeah," replied Nygaard, an American who joined RBS in 2006 after six years at Deutsche Bank in Japan.
Walker and Nygaard, now global head of treasury markets based in London and a member of the Bank of England's money-markets liaison group, both declined to comment.
Each day, the BBA asks banks to estimate how much it would cost them to borrow in 10 currencies for periods ranging from overnight to one year. The top and bottom quartiles of quotes are excluded, and those left are averaged and made public before noon in London. Submissions from contributing banks also are published. The dollar Libor panel consists of 18 banks, while the one for sterling has 16, and 13 firms set the yen rate.
It didn't take a conspiracy involving large numbers of traders at different firms to move the rate. By nudging their submissions, traders at a single bank could influence where Libor was fixed. Even inputting a rate too high to be included could push up the final figure by sending a previously excluded entry back into the pack. A move in Libor of less than 1 basis point, or one-hundredth of a percentage point, could be valuable for traders managing billions of dollars in swaps.
No Training
"If you have a system like Libor, where highly subjective quotes are built into the process, you have a lot of opportunity for manipulation," said Andrew Verstein, a lecturer at Yale Law School in New Haven, Connecticut, and co-author of a paper on Libor rigging to be published in the Winter 2013 issue of the Yale Journal on Regulation. "You don't need a cartel to make Libor manipulation work for you. It certainly wouldn't hurt, but it didn't have to happen."
At UBS, Deutsche Bank, Barclays, Rabobank, RBS and JPMorgan Chase & Co. (JPM), rate-setters were given no training or guidelines for making submissions, according to former employees who asked not to be identified because investigations are continuing. At RBS and Frankfurt-based Deutsche Bank, derivatives traders on occasion made their firm's submissions, they said. Spokesmen for all the banks declined to comment.
Heat Wave
As the credit crisis intensified in the fourth quarter of 2007, Libor was a closely scrutinized gauge of the health of financial firms. After years of relative stability, the benchmark became more volatile. The average spread between the highest and lowest submissions to the three-month dollar rate widened to about 8 basis points in the three months ended Oct. 30, 2007, from about 1 basis point in the previous three months, data compiled by Bloomberg show.
The volatility drew the attention of investors and regulators. As Japan endured its most intense heat wave in 100 years on August 20, 2007, a sales manager at RBS in Tokyo received a call from a trader at hedge fund Brevan Howard LLP in Hong Kong, according to two people with knowledge of the matter.
RBS's rate-setter in London had increased the bank's submission for three-month yen Libor by 9 basis points from the end of the previous week, helping to push the benchmark to its highest level since 1995.
Instant Messages
Brevan Howard wanted to know why the rate jumped, even after the Fed had announced unprecedented steps to boost liquidity at the end of the week, something that should have lowered the measure, the people said.
RBS employees in London and Tokyo discussed the hedge fund's call in instant messages. Nygaard phoned Walker in London to say RBS should be "careful how we speak with them about what we, how the rate is set," according to a transcript of an instant-message conversation obtained by Bloomberg.
On a conference call later that day that included Walker and Darin Spilman, an RBS sales manager, Danziger told the Brevan Howard trader how the bank calculated its submissions in the absence of any cash trading and gave his views on what he expected to happen to the Tokyo interbank offered rate, or Tibor. Danziger, Spilman, Walker, Nygaard and Tan declined to comment, as did Anthony Payne, a spokesman for Brevan Howard in London.
'Unrealistically Low'
About a week later, on Aug. 28, 2007, Fabiola Ravazzolo, an economist on the financial-stability team at the New York Fed, received an e-mail from a member of Barclays's money-markets desk in London, accusing the firm's competitors of making artificially low Libor submissions, according to transcripts published by the regulator that didn't identify the sender.
Barclays that day had submitted the highest rate to three-month dollar Libor, while the lowest was posted by London-based Lloyds Banking Group Plc (LLOY), suggesting Barclays was having more difficulty obtaining funding than Lloyds, a bank later bailed out by the U.K. government.
"Today's U.S. dollar Libors have come out and they look too low to me," the e-mail said. "Draw your own conclusions about why people are going for unrealistically low Libors."
Lloyds, in an e-mailed statement, declined to comment on what it called "speculation by traders at other banks."
It wasn't until the following year, prompted by a March 2008 report by the Bank for International Settlements and an April article in the Wall Street Journal suggesting banks were lowballing their submissions, that the New York Fed and the Bank of England asked the BBA to review the rate-setting process.
Geithner Memo
In June 2008, New York Fed President Timothy F. Geithner sent a memo to Bank of England Governor Mervyn King and his deputy, Paul Tucker, putting forward a list of recommendations for fixing Libor, including increasing the number of contributing banks, basing the rate on an average of randomly selected submissions and cutting maturities in which little or no trading took place.
"These are pretty modest reforms, they probably wouldn't have invalidated contracts and they might have reduced some of the abuses," Yale's Verstein said. "On the other hand, it would likely have caused Libor to go up, which could have affected a great many people."
Aside from creating a committee to review questionable submissions and promising to increase the number of contributors to dollar Libor, the BBA chose not to implement Geithner's suggestions. Angela Knight, then the group's CEO, said in a December 2008 statement that Libor could be trusted as "a reliable benchmark."
'Wholly Inadequate'
Privately, regulators were skeptical. As the BBA was drafting its proposals, King wrote to colleagues including Tucker on May 31, 2008, describing the group's response as "wholly inadequate," according to documents released by the Bank of England in July. Rather than press the BBA to change the way Libor was set, the Bank of England, the FSA and the New York Fed demanded that any references to them be removed from the BBA review, the e-mails show.
A spokesman for the Bank of England said Britain's central bank "had no supervisory responsibilities" for Libor at the time. The New York Fed also "lacked direct authority over Libor" and didn't want to be seen endorsing a private association's plan, according to Jack Gutt, a spokesman. The New York Fed continued to press for reform through 2008, he said.
'Reliable Benchmark'
Liam Parker, an FSA spokesman, referred to earlier comments FSA Chairman Adair Turner made to British lawmakers in July that the regulator was in contact with the CFTC at a "very early stage" in the U.S. commission's investigation. It's in the nature of such probes that one regulator takes the lead and others assist and decide at a later date whether to get "directly and formally involved," Turner said.
The BBA said in an e-mail that it's working with the regulators "to ensure the provision of a reliable benchmark which has the confidence and support of all users."
By failing to act, regulators allowed rate-rigging to continue over the next two years. At RBS, the abuse was most pronounced from 2008 until late 2010, according to people close to the bank's internal probe. At Barclays, manipulation continued until the second half of 2009. Japan's financial services agency banned Citigroup from trading derivatives linked to Libor and Tibor for two weeks in January in punishment for wrongdoing that started in December 2009.
'Huge Oversight'
Barclays former chief operating officer, Jerry Del Missier, went further, saying that the Bank of England encouraged the lender to suppress Libor submissions. In October 2008, days before RBS and Lloyds sought bailouts, the central bank asked Barclays to lower its quotes because they were stoking concern about the bank's stability, Del Missier told a panel of British lawmakers July 16. Tucker, the Bank of England deputy director, has said he never gave such instructions.
"It's not adequate for the authorities to say, 'We didn't have responsibility,'" said Paul Myners, a Labour Party member in Parliament's House of Lords and the U.K. government's financial-services minister from 2008 to 2010. "It was a huge oversight by the regulators not to realize that Libor and other benchmarks were of such critical importance that they should fall within the regulatory ambit."
In the end, it was a U.S. regulator without any banking oversight that brought Libor rigging to a halt. Vincent McGonagle, a top enforcement official at the Commodity Futures Trading Commission in Washington, initiated a probe into Libor after reading the April 2008 Wall Street Journal story.
'So Flawed'
The CFTC sent letters to several banks that fall requesting information, according to a person with knowledge of the investigation. The commission decided it had the authority to act because Libor affects the price of commodities, including futures contracts that trade on the Chicago Mercantile Exchange.
A decade earlier, the CFTC had lost out in an attempt to regulate the market for over-the-counter derivatives, including those pegged to Libor, following the 1998 collapse of hedge fund Long-Term Capital Management LP. The bid was opposed by then-Fed Chairman Greenspan and Treasury Secretary Robert Rubin. In 2000, Congress passed the Commodity Futures Modernization Act, leaving the OTC markets unregulated.
"That's reflective of the hands-off, light-touch, markets-can-regulate-themselves approach to regulation that has been shown to be so flawed," Bair said.
'Vigorously Pursue'
Banks opened their own investigations after the CFTC inquiries. Barclays initially looked into allegations it had lowballed dollar Libor. It appointed Rich Ricci, then co-head of its investment bank, to oversee the inquiry. As the team sifted through thousands of pages of e-mail correspondence and transcripts of instant messages and phone conversations, it uncovered evidence that traders were manipulating the rate both up and down for profit, according to two people with knowledge of the probe.
The CFTC came to the same conclusion in late 2009 or early 2010, according to the person with knowledge of the commission's inquiry. It happened when Gary Gensler, who had been chairman for less than a year, stood in the foyer of his ninth-floor Washington office as Stephen Obie, acting head of enforcement at the time, played a Barclays tape of a conversation between traders and rate-setters, the person said.
"We had to vigorously pursue this," Gensler said in a Dec. 9 interview. "Sometimes practice in a market gets confused and over the line, but nonetheless it may still be illegal."
The Barclays internal probe retained two law firms working outside the bank's Canary Wharf office and cost 100 million pounds, according to people briefed on the matter. Diamond, who was interviewed during the in-house inquiry, wasn't made aware of the full extent of the findings until less than a week before the bank announced its settlement in June because of his status as a witness in the probe, the people said.
Traders' Requests
The settlement revealed how widespread the manipulation was. The bank's derivatives traders made 257 requests for U.S. dollar Libor, yen Libor and Euribor submissions between January 2005 and June 2009, according to the settlement. The requests for U.S. dollar Libor were granted about 70 percent of the time.
Former Barclays trader Philippe Moryoussef is under investigation by the CFTC, FSA and U.S. Department of Justice for colluding with counterparts at Deutsche Bank, Credit Agricole SA (ACA) and HSBC Holdings Plc (HSBA) to influence Euribor, according to a person with knowledge of the matter who asked not to be identified because the probes are continuing. The Deutsche Bank trader was Christian Bittar, head of money-markets derivatives trading, one of the people said.
'Blatantly Dishonest'
Thomas Hayes, among those arrested in London on Dec. 11, also is being probed by Canada's Competition Bureau for rate manipulation along with counterparts at five banks including HSBC, RBS and JPMorgan, according to a person briefed on the investigation. The 33-year-old trader worked with two of the others during his time at RBS in London between 2001 and 2003, two people with knowledge of the matter said.
The extent of the rate-rigging surprised Martin Taylor, Barclays's CEO from 1994 to 1998.
"Pretty much anything you could do to increase the revenue of your organization appeared legitimate," Taylor said in an interview. "Here was the market doing something blatantly dishonest. I never imagined that people in the financial markets were saints, but you expect some moral standards."
Michael Golden, a Deutsche Bank spokesman, said that the conduct of a "limited number" of employees, acting on their own initiative, fell short of the bank's standards, and that the firm is cooperating with regulators. Spokesmen for Barclays, HSBC and Credit Agricole declined to comment, as did Bittar. Hayes and Moryoussef couldn't be located through directory and web searches or by contacting former employers.
Wrongful Dismissal
At RBS, managers condoned and sometimes encouraged rate-rigging by employees, according to Tan, who sued the bank for wrongful dismissal in Singapore in December 2011. Tan says executives including Nygaard and Kevin Liddy, global head of short-term interest-rate trading, were aware of the behavior.
Other RBS managers sought to manipulate the benchmark themselves. In an instant-message conversation on Dec. 3, 2007, Jezri Mohideen, then RBS's head of yen products in Tokyo, instructed colleagues in the U.K. to lower the bank's six-month Libor submission that day, according to a transcript of the discussion seen by Bloomberg.
"We want lower Libors," Mohideen said in the chat. "Let the money markets guys know."
"Sure, I'm setting," said Will Hall, a trader in London who set the rate that day in the absence of the rate-setter.
"Great, set it nice and low," Mohideen said.
Hall agreed to set the rate at 1.01 percent and followed through with the request, data compiled by Bloomberg show. No reason was given in the message as to why he wanted a lower bid.
Project Zen
RBS put Mohideen on leave Oct. 12, two weeks after Bloomberg reported the conversation, according to two people with knowledge of the move. White, Danziger and Tan were dismissed in 2011 following the bank's internal probe into yen Libor known as Project Zen. Andy Hamilton, who traded derivatives tied to the Swiss franc, also was fired in 2011 for trying to influence Libor.
White is now the commercial manager for Welling United football club and writes match-day programs for the Wings, as the non-league soccer team in southeast London is known. On his LinkedIn profile, he describes himself as: "Former trader: looking for employment or a fresh challenge." He declined to comment, as did Tan, Danziger, Hamilton and Liddy. Mohideen said in a statement issued by his lawyer that he never sought "to exert pressure on anyone to submit inaccurate rates."
Chamonix Trip
The manipulation of Libor was a common practice in an unregulated market small enough for most participants to know one another personally, investigators found. Traders who worked 12-hour days without a lunch break were entertained by interdealer brokers soliciting business, according to three people familiar with the outings.
In March 2007, five months before the onset of the credit crisis, a dozen traders from firms including Deutsche Bank, JPMorgan and Lehman Brothers Holdings Inc. traveled to Chamonix, according to people with knowledge of the outing. The group, traders of yen-based derivatives, spent a day skiing before gathering over mulled wine at a restaurant. They flew back late on Sunday, in time for a 6 a.m. start the next day.
The trip was organized by London-based ICAP, the world's biggest interdealer broker, which lines up buyers and sellers of securities and takes a percentage from every trade. Brokers such as ICAP and RP Martin Holdings Ltd., also in London, were sounding boards for those trying to set rates, especially after money markets dried up, traders interviewed by Bloomberg said.
Traders Dismissed
ICAP said in May that it had received requests from government agencies probing banks' Libor submissions and is cooperating fully. The firm has suspended one employee and placed three others on paid leave pending the outcome of the investigation. Brigitte Trafford, an ICAP spokeswoman, declined to comment. Two RP Martin brokers were arrested in London on Dec. 11 as part of an inquiry into Libor-rigging. RP Martin spokesman Jeremy Carey declined to comment.
RBS has fired four traders and suspended at least three others for alleged rate manipulation, according to a person with knowledge of the probe. Barclays has disciplined 13 employees and dismissed five, Ricci, now head of corporate and investment banking, told British lawmakers on Nov. 28.
'Completely Failed'
More than 25 people have left UBS after the Zurich-based lender's internal probe, a person with knowledge of the investigation said last month.
Not until Barclays settled with regulators in June, five years after flaws in the rate-setting process emerged, did the U.K. government order an inquiry into Libor. It recommended stripping the BBA of its oversight role, handing it to the Bank of England and introducing criminal sanctions for traders seeking to rig the benchmark rate.
"Governance of Libor has completely failed," FSA Managing Director Martin Wheatley, who led the review, said as he released the report. "This problem has been exacerbated by a lack of regulation and a comprehensive mechanism to punish those who manipulate the system."
In the final chapter of his report, published in September, Wheatley said Libor wasn't the only rate vulnerable to abuse. Two months later, the U.K.'s $480 billion gas market came under the spotlight for alleged manipulation after a journalist at the ICIS price agency reported deals he suspected were being done below "prevailing" levels. UBS and RBS suspended four traders in Singapore for rigging benchmarks used to set prices on foreign-exchange contracts.
Libor Lawsuits
"Libor is just the beginning," said Rosa Abrantes-Metz, an economist with New York-based consulting firm Global Economics Group Inc., an associate professor at New York University's Stern School of Business and co-author of "Libor Manipulation?" a paper published in August 2008. "Regulators are carrying out a general review of dozens of benchmarks around the world" and most have problems similar to Libor, she said.
The ubiquity of contracts pegged to Libor leaves banks vulnerable to lawsuits. Barclays was ordered by a British judge last month to release the names of all individuals involved in Libor-rigging at the bank after Guardian Care Homes Ltd., a Wolverhampton, England-based owner of about 30 homes for the elderly, sued the bank for 38 million pounds over interest-rate swaps that lost it money.
Alabama Mortgages
In Alabama, mortgage-holders have filed a class action in federal court alleging that 12 banks colluded to push Libor higher on the dates when repayments are set. The plaintiffs include Annie Bell Adams, a pensioner whose home was repossessed, and Dennis Fobes, a 59-year-old salesman of janitorial supplies whose house in Mobile is now worth less than his mortgage. He said he refinanced in 2006 with a $360,000 adjustable-rate mortgage linked to six-month dollar Libor.
"It's just another example of how the banks have manipulated everything in their power," Fobes said in a telephone interview. "I will fight them to the day I die to save my home."
Savers also are suing. The city of Baltimore and Charles Schwab Corp. (SCHW), the largest independent brokerage by client assets, have filed suits claiming banks colluded to keep Libor artificially low, depriving them of fair returns. At least 30 such cases are pending in federal court in New York.
"Our hope is that the exposure of this illegal conduct results in systemic changes in Libor that prevent similar abuses in the future," Sarah Bulgatz, a spokeswoman for Schwab, said in an e-mail.
Georgian Townhouse
In London, lawyers at Collyer Bristow LLP, a 252-year-old firm, are working on a plan that would force banks to reimburse customers for any payments they made under derivatives contracts pegged to Libor. Three of the five partners on the financial-litigation team are working full time on Libor-related cases.
Stephen Rosen, who runs the practice, said clients who entered into interest-rate swaps with banks are entitled to cancel those contracts because manipulation was so entrenched. Swaps are contracts that allow borrowers to exchange a variable interest cost for a fixed one, protecting them against fluctuations in interest rates.
"It's possible on legal grounds to set aside the swap contract entirely, which could mean you can recover all the payments you've made under the swap," Rosen, who wears thick-rimmed glasses and speaks in clipped, precise tones, said in an interview at his office in a Georgian townhouse in the legal district of Gray's Inn. "The bank, when they entered into the swap, made an implied representation that Libor would not be unfairly manipulated."
Rosen said his clients include a publicly traded real estate company, three nursing homes and at least 12 more firms that bought Libor-linked interest-rate swaps from banks. He declined to identify them by name, citing confidentiality rules.
"The client will argue, 'Had you told me the truth -- that you were fraudulently manipulating this rate -- I would never have entered the contract with you,'" he said. "We are calling this the nuclear option."
To contact the reporters on this story: Liam Vaughan in London at firstname.lastname@example.com; Gavin Finch in London at email@example.com
To contact the editor responsible for this story: Edward Evans at email@example.com


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KARACHI: Prime Minister Shahid Khaqan Abbasi on Monday has said that China-Pakistan Economic Corridor (CPEC) has now become a reality, adding that CPEC will not only bring prosperity in Pakistan but in the entire region. "CPEC is a project of... read more
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Rumors of a new Nintendo console have been circulating for years, and they're at it again, this time from Game Informer. Multiple sources at GI claim that the company is preparing to reveal its next console at E3 this year, if not before that.
Citing multiple anonymous sources, the report claims that the new console will run in HD resolutions, but it's unconfirmed how the hardware power will compare to PlayStation 3 and Xbox 360. The HD output is said to be a move towards courting third-party developers, though, and the company is said to be showing publishers the system to garner support for a strong 2012 launch.
Contrary to rumors of an upgraded Wii, though, it seems that the sources claim this console will be more of a fresh start. "Nintendo is doing this one right. [It's] not a gimmick like the Wii," said one anonymous source.
Whether the Wii was a gimmick didn't seem to hurt its worldwide sales. Though the console has been losing steam over the last few months, its strong start and sustained success still place it as the top-selling current console. If Nintendo's next effort is more similar to its competitors, it may not have the same breakout success.
Meanwhile, IGN sources claim the console will be significantly more powerful than the Xbox 360 and PlayStation 3, capable of 1080p output, and backwards compatible with Wii software.
Some of these details echo a prediction from way back in 2008, in which industry veteran John Davison claimed a "Wii HD" would launch by 2011. If this rumor proves true, we'll give him partial credit for only being off by a year.
The timing is interesting, as just yesterday we reported on a rumor of a Wii price drop. We speculated that if true, it could be laying the groundwork for a new console announcement, and now this rumor is stating just that. We probably won't know for certain on the veracity of either rumor until mid-May at the earliest.


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