text: They deliver most of the gains of the stock market without the worst of the losses -- making them perfect for this treacherous market. By Steven Goldberg, Contributing Columnist April 7, 2009 You can hardly blame investors for being skittish about stocks after the licking they've taken during this devastating bear market. And there's no way to know whether the current advance represents a new bull market or a temporary reprieve before the next round of carnage.A good convertible-securities fund -- one that's capable of delivering solid returns with low risk -- is just the medicine for this uncertain environment. Even aggressive investors should consider putting 5% to 10% of their assets in converts. Converts historically have produced most of the returns of stocks in bull markets, yet they've spared investors a lot of the pain of bear markets. What's more, like bonds, they pay you while you wait. If a new bull market turns out to be many months away, you'll still earn income from converts. Over the past ten years, converts have handily outpaced the stock market. The Merrill Lynch Convertible Bond Index gained an annualized 2.4% over that period through March 31, while Standard & Poor's 500-stock index lost an annualized 3%. My favorite convertible fund, Vanguard Convertible Securities (symbol VCVSX), gained an annualized 5.1%. Advertisement I'm not suggesting that you put all your money into converts. But I think that for many investors, converts make good sense for a chunk of your assets. Convertible bonds are hybrids -- part bond and part stock. Like a bond, a convert pays an investor a fixed rate of interest. But converts can be exchanged for stock of the issuing company at a preset price. They're very complex securities, which makes investing in a fund ideal. (Some funds also invest in convertible preferred stocks, which are similar to convertible bonds.) My one concern: Most converts are rated below investment grade. That is, there's a real chance their issuers could default. The average convertible security has a credit rating of BB from Standard & Poor's. That means it's especially important that you invest in a fund with an experienced and knowledgeable manager. Larry Keele, who has run the Vanguard fund since 1996 and has been investing in converts since 1983, fits the bill. He argues that converts are much less risky than ordinary junk bonds. "We haven't had a default here since the early 1990s," he says. "We may have one this year, but I can almost guarantee it will be very small." He says the best values now are in low-quality converts. "Most of what we're buying in today's market is non-investment grade." Advertisement The Vanguard fund currently yields 4.3%. But its average yield to maturity is twice that. That's because the average convert Keele holds trades for only 85 cents on the dollar. If the bonds are held to maturity-less than four years away, on average-they will be redeemed for $1. The yield to maturity, moreover, doesn't count all the gains the fund might realize from the converts rising in price before then. So the funds' annualized return over the next few years could be much higher. Converts didn't escape 2008's devastation. The Vanguard fund lost 30%. Heavily leveraged hedge funds deserve most of the blame for that awful performance. Faced with massive redemptions, many hedge funds that specialize in convertibles unloaded them, causing their prices to plummet. "Everything was beaten up," says Keele. "Convertibles got as cheap as I've ever seen them." The market has bounced back nicely, though, and this year the Vanguard fund has gained 7.0% through April 3. That compares with a 7% loss for the S&P 500. Keele tries not to take big risks with the portfolio. That's not true of some other convertible funds. Fidelity Convertible Securities (FCVSX) plunged 48% last year and has rebounded 5.2% so far this year. If you buy the Fidelity fund, consider it as risky as a stock fund. Advertisement Ten analysts assist Keele. He works for Oaktree Capital, one of the largest high-yield-bond managers in the U.S., with more than $50 billion in assets. Vanguard subcontracts with Oaktree to run the fund. Keele manages about $7 billion in converts -- about $1 billion of that in the Vanguard fund. The fund charges annual fees of 0.72%. The universe of convertibles is small -- they're worth only about $180 billion in the U.S. That, along with converts' complexity, is why you hear so little about them. In a bankruptcy, converts are in line as creditors behind holders of regular bonds but ahead of those holding preferred stock and common stock. The strongest companies don't usually issue converts because they can issue regular bonds at low interest rates. Other than that, the convertible universe is widely diversified. "It tracks a variety of industries," Keele says. Advertisement Converts don't belong at the center of your investments. But they can be a welcome addition to a well-diversified portfolio that includes stock funds and bond funds. Moving a bit of your stock funds to a convert fund now could, perhaps, cost you a smidgen in return -- but it would help you sleep better at night. Steven T. Goldberg (bio) is an investment adviser.


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Diwali- the season of lights and gifts
With the pristine festival knocking at the doors, it has become a trend to rummage amidst the various latest Diwali gifts for family and to choose the best for them. Diwali has both mythical and cultural significance in India, especially because the festival brings all the members of a family together. The festival of light is considered to be quite auspicious because of the story attached to it. It is believed that when Lord Rama returned back to Ayodhya after serving his fourteen years of punishment, the people living there lit up every corner of the land with diyas and lights. They believed that light would drive away the darkness and would illuminate the life. This is why Diwali is always celebrated with lights and lamps, to ward off the evil from both nature and the mind. In fact, in many houses, Diwali is celebrated along with Laxmi pooja to make the festivity more religious. Ayodhya decks up in a bridal attire, with thousands of diyas lighting up the banks of the river. It is one of the most divine views in the whole country.
How Diwali is celebrated in Indian houses?
Diwali is considered to be a festival of light. It is celebrated on a new moon day and hence you can feel the absence of the silver serenity that usually befalls because of the moonlight. And it is due to this reason, people light up their houses with oil lamps, diyas made of clay, artificial led lights, and even large chandeliers. All around, you can see the lights illuminating each and every corner of the house, illuminating every speck of the dark surroundings. Prior to the main day of the festival, people clean their houses and even put on new paints and other decor items. This occasion is sometimes termed as Choti Diwali. After this, the main event begins. However, it is celebrated in different ways in different parts of the country. In some places, Lord Ganesha is worshipped. Fruits and delicacies are offered to him during the puja. People dress up traditionally, where the women wear sarees and the men usually go for traditional kurta pajamas. Rangoli drawing is one of the best parts of Diwali celebration. It is usually done with hand by the children of the house at the entrance or near the idols. The presence of bright colors makes the design eccentric. After this, the celebration heightens as people exchange gifts and the younger ones seek blessings from their elders. So, if you are looking for the online Diwali gifts, be sure to choose the best for your loved ones as Diwali itself is a prestigious occasion to celebrate.
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What could be the ideal Diwali gift pack online this season?
When you are considering the gifts for your family, everything has to be perfect, without any glitches. Online gifts are numerous but to choose the incredible ones is up to you. Yes, Diwali means that it will be an occasion of chocolates, sweets, and other delicacies. But for you, when you are thinking about making your loved ones happy and contented, you cannot simply give them these. Now that would be too mainstream. So, why don't you think for something else that could make the occasion more delightful? You can go for gifts like giving some fruit baskets or dry fruits along with the sweets and chocolates to your family members. Again, there are options like small idols, gift mugs, small pieces of jewelry, dresses, and so many other things. Giving gifts in Diwali is becoming more crafty since you have got millions of things online. Even if you forget to get the gifts beforehand, Diwali gifts same day delivery in India is possible. So don't wait anymore and search the best gift for your close ones. Celebrate this Diwali with Floralbay and get best Diwali offers.
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On this Diwali lets spread happiness and love by sending Online Diwali gifts to your friends, relatives, and families. Floralbay has a wide range of gifts for this Diwali festival. We have created the best gifts keeping in my the essence of this festival. You can choose from a wide variety of sweets, gifts, flowers, and chocolate as per your likes and dislikes.

subset: commoncrawl


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I am Devi Bliss, a certified tantric educator and gifted holistic healer. Allow my skilled hands, healing presence and warm spirit to transport you on a heartfelt, sublime sensual journey.
The key to tantric release dwells in your letting go of sexual pain and emotional blockages in order to allow my playful, passionate healing energy to penetrate you.
Together, we seek to arouse and awaken your inner Shiva or Shakti, your authentic inner lover.
This may happen during one session or over the course of 10 sessions; however, I am there every step along the way, lovingly guiding and supporting you with compassion and an open heart.
I spend a considerable amount of time working on those areas of the body that can impact your sexual health. Whether it be a sore neck, lower back pain, leg and groin spasm, joint pain or prostatitis, I can address it. My massage is the ideal blend of heavenly long and slow head-to-toe, titillating, sensual strokes and deep targeted pressure. The massage provides a wonderful build-up to an explosive release.
My utmost professionalism appears in every aspect of the massage. I possess a warm, welcoming personality and can hold a witty, intelligent conversation. Being a well-educated, easy-going, articulate Goddess, I know how make you feel at home immediately. You will always enjoy generous amounts of my attention and affection.
Tantra Massage embodies erotic elements throughout whereas therapeutic massage must be free of any and all erotic elements.
As I focus totally on your needs, you are assured of my professionalism in all aspects of your session. Your boundaries are always respected as I expect mine to be.
What to expect in the Tantra Session:
I invite you to thoroughly peruse this website so that you are clear on my boundaries and expectations. When you call, I will happily clarify your concerns and answer your questions.
After a brief chat about your expectations, I start the tantalizing massage, using amazing head-to-toe strokes to prepare your body for deeper pressure and lighter touch. Your Tantra Massage is always tailored to address your needs in the moment. Thus, no two sessions are ever the same.
My profoundly pleasurable and highly arousing tantric touch involves extensive teasing of the nipples, butt, groin and surrounding areas. As I am a respectful, open-minded, non-judgmental tantric educator, I will encourage you to simply relax and open your heart and spirit to my healing energy.
It is my honor to serve you. I will caress, stretch, pull and knead every unwanted knot out of your body and simultaneously soothe and arouse you into a state of pure bliss. Full body and mind relaxation is crucial in Authentic Tantra so I devote my energies on making you feel comfortable and appreciated. This sacred time helps make you feel accepted and cherished as a human being.
I masterfully find your pleasure zones and trigger points as my flow, rhythm and pressure hypnotize you into a state of euphoria. Being a fit, strong, healthy beauty, I can skillfully exert great amounts of pressure on those areas of your body that need it.
My massage has long been heralded among erotic epicureans as I seamlessly incorporate an effective blend of deep tissue and sensual massage, with that erotic twist you crave! You will always receive you that safe, sexy, satisfying experience you so much desire.
Having an inexhaustible supply of energy means that I can perform up to three hours of Lomi Lomi massage. In order to maximize the monumental benefits of this ancient bodywork technique, a 2-hour session is recommended as the lack of time pressure lets you to fully surrender yourself to the experience.
Intimate Touching
Tantra massage includes intimate touching based upon your comfort level as well as the overall length and mutual chemistry of the session. Intimate body-to-body therapy may be available for returning clients and some first time clients.
Please inquire about the Sacred Spot/Prostate Massage, which is available upon request in the 90-minute and longer sessions. This deeply healing process allows men to fully release all their pent-up emotional stress, as well as their physical tension.
People visit me for a variety of reasons and I attract a diverse clientele, who span a wide spectrum of age, race, gender, body type and socio-economic status.
My Specialties include sexual healing, tantric/taoist bodywork, sex and intimacy coaching, energy work, intimacy, meditation, sex education, workshop facilitation, writing articles and blogging. I also address body issues, gender, orientation, finding your true purpose and reclaiming your spiritual power.


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Rooms blocked at special NFCOG $95 rate + tax. Call NOW to confirm your reservation. You must identify yourself with the National Fellowship Churches of God to receive this special rate. Select your room preferences and identify any special needs you may have. ALL reservations must be confirmed by June 21. To Register on-line use the following link:Make Hotel Reservation
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Canadian National Film Day 150
Apr 19, 2017 12:00 pm - 1:30 pm
Canadian National Film Day 150
April 19 2017, CBU Art Gallery (CE266 Great Hall), 12 p.m.- 1:30 pm.
National Canadian Film Day 150 (NCFD 150), an initiative of REEL CANADA, was created as a new way to celebrate this great nation, embrace Canadian cinema, and have some FUN!
As part of NCFD the CBU Art Gallery is proud to be hosting a free film screening of the classic Cape Breton movie New Waterford Girl.
Filmed on location in New Waterford and set in the 1970s, New Waterford Girl is a comedy that centers around the attempts of Moonie (Liane Balaban) to flee the constraints of small-town life. She befriends Lou (Tara Spencer-Nairn), the tough girl next door, who helps her cook up a plan to escape the area and pursue her dreams.
Directed by Allan Moyle, Originally released in 1999, Runtime: 97 min.


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In the era of customizing sneakers, we have to say it's getting more and more difficult to stand out and be noticed out there in the swarm of daily sports shoes releases. Some though manage to strike home every time and one of these special talents is Mark Ong, who also goes by the name SBTG, who has been one of the top custom sneaker designers for years now. Continue reading
All posts by Shabba
In the early 90s , NIRVANA was probably the most famous band in the world, or at least up there among the top ones. It attracted a lot of critics, fans and also something quite news at the time, brands. The lead singer Kurt Cobain became one of the most popular artist in the world. His life story is still a legend for people nowadays and his fashion style also has had a big influence on fashion even up till today.
This article will list some celebrities who are fans of Cobain's fashion style
Picture 2: Rihanna and Kristen Stewart & Robert Pattinson, Getty Images.
Rihanna always has excellent fashion sense. Her favourite outfit is vintage jeans, check shirt, worn out socks. Rihanna indeed are suitable for grunge rock fashion style.
The Twilight Saga was filmed in Washington State, which is also the holy land of grunge rock. Maybe affected by this grunge rock, Kristen and Robert often dress in a check shirt in many situations.
Picture 3: Frances Bean Cobain and Kanye West's collection for Adidas, Getty Images.
As the daughter of Kurt and Courtney, Frances Bean now already became a big girl who often dresses in bands t shirt and wash out jeans. Yep, she got the style of her swag parents.
Grunge rock is not the typical fashion style for Kanye. His outfits are always tailor made and follows very closely the current and even future fashion trends. But if you go carefully through his Adidas collection, Kanye still has a lot of Grunge rock style outfits. For example, these worn jumper and girdling check shirt.
Wool vs. Cotton vs. Polyester: Pros & Cons of Each
Walk into any clothing store and you'll be bombarded with a slew of different clothing tags all claiming different percentages of different fabrics. Wrapping your head around it can be difficult, but it's essential that you know the pros and cons of each so that you can make educated purchases – especially when shopping online. The last thing you want to do is order something and have it show up at your doorstep completely different from what you imagined.
Wool: expensive, but high quality
Wool is made from the coats of sheep. Have you ever touched a sheep? They're warm and fuzzy – that's exactly what wool clothing feels like. Continue reading
3 Sneakers You Need Right Now
Looking to upgrade to some new kicks but can't decide which ones? Let us guide you on this weeks latest and hottest releases!
With collaborations with Clot, Undefeated and Bape, a goldedition and a collection with Pharrell in every single colorway you can imagine, the Adidas Supersat 80's is having a very hot year. The 3 stripe brand is keeping up with the trend by releasing a new Suede Deluxe Pack, which is made from top quality pig suede in Burgundy, Core Black and Blue, and are retailing for around 120€ on Adidas's website.
Coachella is one the most popular festivals in fashion industry. The Coachella Valley Music and Arts Festival since 1999 became a great fashion show of celebraties. In this article, we will talk about the top ten best dressed celebraties and their swag in these past few years.
Alessandra as a super model and designer, and she always has her unique and stunning fashion dress style. At Coachella 2013, she matched a white lace bermuda and white shirt with elegant flare sleeves and a wide brimmed soft material hat. She presented perfectly the 70's retro Bohemian style with a touche of modern fashion.
Protect Ur Dome – The Headwear Showdown
We got some good news and some bad news for y'all. Summer is just round the corner and soon we'll all be sipping mojitos and smoking blunts in the sunset, barbecuing and all. But you know it's important to protect yourself from the sun, and we're NOT talking about sunscreen. Getting yourself kitted out ASAP with some headgear is easy to figure out. What is not so easy is what to use. The most classic of us will go for the snapback, as it's difficult to go wrong with that. But the more hype kind of animals will maybe want to turn to something a bit fresher… and that something comes in the shape of a bucket hat. Yep, you heard me right. Bucket hats ain't nothing new, Run DMC were rocking it while most of the readers here were coloring their scribbles at kindergarten, and while it's never gone completely out of style, it's definitely hitting the scene hard this summer. Here's a selection we've prepared for you including some of the hottest designers and brands out there!
And the winner is…. the bucket hat! Cos who doesn't like marijuana in your head (or rather on in this case)? Continue reading
Paisley Print – Past and Present
Paisley print can best be described as a curved teardrop or kidney. The pattern is repeated over and over on the fabric, and there are usually smaller variations of the same design within it. For example, there might be just a few larger paisleys, but an uncountable number of smaller ones weaved within it.
Paisley print is as classic as you can get. Most of the designs we see popping up today are new to our culture. For example, galaxy print only came to be around a decade ago.
Paisley, on the other hand, originates back to right around 250 AD.
Jogger Pants: Comfort While Also Looking Good
Since the dawn of time, man has had a problem during the time of winter. On one end, he wants to go out of his house looking good. On the other hand, winter is a cold time, and comfort and warmth are paramount.
The two types of pants that don't support these needs
Everyone has a pair of favorite sweatpants. They're those pants that you can throw on to make it feel like you're lying in bed, even when you're walking around. All in all, they're perfect.
So comfort is covered, but style is not. Normal sweatpants are big and baggy. Big and baggy has never been fashionable for men – that's why it's so important to make that your suits are tailored and your dress shirts grip your skin. In all honesty, any man (or woman, actually) wearing regular sweatpants out in public looks like he just doesn't care that day.
Not only that, but they're not practical. Have you ever put your keys, wallet, and phone into your sweatpants… just to sit down and have everything slide out like an avalanche? They're comfortable, but they don't look good, and they're really not great for traveling. Continue reading


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When Jeanie Shea sets out to achieve something, you can be just about certain she'll accomplish it. Although she'd neither run nor walked for sport in her life, this former healthcare professional completed a marathon at age 45 after six months of rigorous training and fundraising with the Leukemia/Lymphoma Team 'N Training Program. Never mind that she had to rise before dawn on dozens of Saturdays, Jeanie was in it for the long haul. With trademark energy, confidence and perseverance, she again proved to herself she could accomplish any goal she sets her mind to.
Jeanie's proven ability to reach any goal she sets her sights on has yielded success in many areas of her life. Yet nowhere has it made a bigger difference than in her thriving career as one of the premier Birmingham area real estate professionals. Drawing on her healthcare background in negotiations and customer service, she's highly sensitive to clients' needs, as well as responsive and superbly efficient at doing what it takes to achieve their objectives.
With the same tenacity she used to rise to the top of the corporate ladder in healthcare, Jeanie focuses her energy on what buyers need to reach their lifestyle dreams and what sellers require for a successful transaction. Her creative marketing skills are an additional boon for sellers.
Her grasp of related technologies translates into broad exposure for their property, while enabling her to offer time-saving alternatives for buyers. Whatever your Over the Mountain home buying or selling needs, For Sure Success in Real Estate, count on Jeanie Shea. Give her a call today!


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Flat No. 1 The Jolly Farmer
- Town or Village: Bramley
- Postal Code: GU50HB
- Sleeps: 5
- Bedrooms: 3
- Bathrooms: 1
- Pets Accepted?: Yes
- WiFi: Yes
- Listed: May 18, 2017 8:20 am
- Expires: 46 days, 13 hours
This self catering apartment is located in Bramley, just 3 miles south of Guildford. It is separate from the pub and is to the rear of an electrical showroom. It is located on the first floor and, being at the rear of the building, is quiet.
It sleeps up to 5 people in two twin rooms and a single room. Guests rent the apartment for private use but have the option of booking 1, 2 or 3 of the bedrooms.
The Jolly Farmer is located in the centre of the village and serves excellent food.
Although this is a self-catering apartment breakfast can be served each morning for an additional charge, which is payable at the property. Self-catering without the hassle!
The village of Bramley offers pubs, cafes and takeaways – so there is no need to cook unless you want to.


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Fecking Fabulous – Part Deux
July 25, 2011 in accessories, glass, interiors, new house, shop, shopping, vintage | Tags: durlston, Durlston Designs, metal mirror, mirror, owen f. thomas, owen thomas, round mirror, teak mirror, vintage mirror | 2 comments
Now to gently transition from the Bubblicious madness last week, let me continue to bore you with my crazy shopping extravaganza – loosely titled 'my yearly birthday bonanza'!
Not only did I score my String shelving at Modern Metropolis last week…and my Belgian bubble-wannabe…but also I saw an amazing, monstrously huge, round mirror by Durlston Designs which I couldn't get out of my head. It is just like the one below:
When I say this is large – in terms of a table-top dressing mirror it is gargantuan – nearly 2 feet across!
I love the over-sized-ness of it. It is solid, heavy metal… and the deep lip of the frame…sigh.
There went the other kidney.
I have tried googling these to find out a bit more about the designers, etc, but only find listings for other mirrors who list them as being from the 1960s by Owen F. Thomas for Durlston Designs in Surrey.
I can't find anything on the company or the designer. Anyone have any info?
They are gorgeous, tho….sort of like mirror bubbles!
Look at the ones with teak:
Even in red!
Wiping the drool of my chin. I am amazing how contemporary they feel. You can imagine them selling at SCP in Shoreditch for £300!
The metal ones are beauties as well. This one looks like a smaller dresser mirror:
And how about this one, similar to mine? Love the legs!
They look like they might have been some sort of industrial or display mirrors.
Fecking fabulous, once again.
I am now officially out of space and selling things off on ebay! Stay tuned for Winston's retail storefront.
No. Really. ;-D


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KUALA LUMPUR, May 13 — Datuk Seri Anwar Ibrahim has slammed former Court of Appeal judge Datuk Mohd Noor Abdullah for warning the Chinese of a Malay backlash, saying the latter's "racist" remarks would make German Nazi dictator Adolf Hitler proud.
The Pakatan Rakyat (PR) de facto leader wrote in a brief blog posting last night that unlike Umno, leaders in his pact would not spread such racial discord but propagate peace and mutual respect among the country's many races.
"How long more are we to tolerate such hate mongering and race baiting from the illegitimate Najib government?" Anwar (picture)asked."Former appeal court judge Datuk Mohd Noor Abdullah's racist speech puts the Klu Klux Klan to shame and makes Hitler proud," he said, referring to Germany's World War II leader Adolf Hitler whose Nazi party perpetrated the Holocaust, the genocide of an estimated six million European Jews.
The Klu Klux Klan or KKK is a secret society organised in the United States after the Civil War to reassert white supremacy, white nationalism and anti-immigration, expressed through terrorism.
"Let's all stand shoulder to shoulder and remain united. To Malaysians — thank you for coming out tonight in Ipoh and showing these zealots what being Anak Malaysia means," Anwar added.
He was responding to remarks made by Mohd Noor at a forum yesterday where the latter warned the Chinese community to prepare for a backlash from the Malays for their alleged "betrayal" against the ruling Barisan Nasional (BN) in Election 2013.
The former high-ranking judge reportedly accused the Chinese of plotting to "seize political power" from the Malays, despite already having benefited economically from the "Malay's hand of friendship".
"For the Malays, the pantang larang (taboo) is to be betrayed, because when they are betrayed, they will react and when they react, their dendam kesumat tidak tersudah-sudah (wrath will be endless).
"When Malays are betrayed, there is a backlash and the Chinese must bear the consequences of a Malay backlash," he was quoted as saying on independent news portal Malaysiakini at the forum titled "GE13 post-mortem: Muslim leadership and survival" organised by the UiTM Malaysia Alumni Association and Gabungan Melayu Semenanjung.
To stress his position, Mohd Noor, who currently sits on the Malaysian Anti-Corruption Commission (MACC) complaints committee, also said the Malays have always been on the defensive but if the community were to move to the offensive, they should demand for the creation of more Malay rights, including larger reserve land and a higher Bumiputera equity target.
"The nice term would be called 're-organising society' but the crude term would be for Malays to emigrate into the cities so that we will own the houses together with others and not only be able to just look at them."
"Arrange it in such a way that from today on every business would have a 67 per cent share ready for Malays to be taken up at any time," he was quoted as saying.
Post-Election 2013 has seen scores of BN and BN-friendly leaders take potshots at the Chinese community for their clear backing of federal opposition PR during the tumultuous polls last week.
But while they argue that it had been a "Chinese tsunami" that had cost BN to bleed seats, analysts and PR leaders have denied this, pointing to the 51 per cent in popular vote that the opposition had won against BN's 48 per cent.
Instead, they have argued that the vote trend did not reflect a Chinese-vs-Malay contest but rather an urban-vs-rural divide that has resulted in the emergence of two Malaysias.
Umno-owned daily Utusan Malaysia has been pushing the view that the election results had been because the Chinese had voted against BN, publishing daily news and editorials to expound this point, which has been backed by Prime Minister Datuk Seri Najib Razak.
~ The Malaysian Insider


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March 2015/
The FCC has issued a forfeiture order against an Alabama company in the amount of $342,000 for delivering 43 unsolicited prerecorded advertising messages to 33 consumers. In the matter of: Security First of Alabama, LLC. The forfeiture order follows a 2011 notice against the company. The company did not respond to the first notice of apparent liability.
Comment: Ignoring correspondence from the FCC or other regulator is perhaps the worst choice when determining how to respond to such communications.
A bank has requested clarification from the FCC regarding prior express consent, specifically asking whether a person who advertises his or her telephone number has expressly consented to receive calls at that number. Comments were due by March 15, 2015. Petition of Citizens Bank, N.A., CG Docket No. 02-278 (filed January 16, 2015).
The FCC has now received 15 petitions seeking waiver of the fax disclosure rules required by the Telephone Consumer Protection Act ("TCPA"). Several companies omitted the fax disclosures on expressly requested faxes, and were then sued by the recipients of such faxes. The FCC granted these companies relief if they seek a waiver of the disclosure requirement.
The FCC has issued a forfeiture against American West Advertising, LLC for sending four unsolicited prerecorded advertising messages to consumers. The FCC assessed a penalty at $18,000 for the four calls.
The FTC has fined seven companies $1.2 million for "cramming" violations. The companies admitted to billing consumers for services without their proper authorization. They will pay a penalty and must adopt the client's plans designed to prevent future violations. One company, Back Office Support Systems, Inc., manages many activities for each of the long-distance company defendants.
The FTC has filed an action against a company which allegedly offered debt relief services but provided no actual services to those consumers. FTC v. Payday Support Center, LLC. The FTC alleged that telemarketing calls associated with the program implied a relationship between the caller and the consumer that did not exist.
The FTC has charged Direct TV with misleading customers about costs of satellite television contracts and cancellation fees. The FTC's complaint alleges that telephonic sales presentations did not include disclosures regarding the monthly costs of subscriptions to consumers.
Comment: The Telemarketing Sales Rule ("TSR") requires that sellers clearly and conspicuously disclose all material terms of the transaction before obtaining billing information.
The FTC has also announced a new contest to solicit solutions to illegal prerecorded telephone calls.
The U.S. Chamber of Commerce has appealed to the United States Supreme Court regarding the issue of whether making a full settlement offer to an individual plaintiff makes a class action brought under the TCPA moot. In the case, Gomez v. Campbell-Ewald, the U.S. Navy sent a recruiting text and a recipient filed a putative class action against the sender of the text.
A purported class action has been filed against Wal-Mart Stores alleging violations to the TCPA. Dubanoski v. Wal-Mart Stores, Inc. The plaintiff alleges he received calls regarding a Wal-Mart credit card he never had.
Comment: It is very important that your database of telephone numbers be current because someone who has expressly consented to receive calls at a given number, but then loses control of that number, cannot provide express consent for the later owner of the number.
A federal judge has approved a payment of more than $15 million in plaintiff's attorneys' fees in a class action settlement brought against Capital One alleging violations of the TCPA during debt collection calls to consumers' cell phones.
A bill has been proposed in the Pennsylvania Senate (SB 387) which would establish a state "do-not-call" list for political prerecorded calls. The bill would create a separate no-call list from the commercial list already in use.
A court has granted a stay in a TCPA case against a debt collector based on the FCC's potential efforts to give clarity to TCPA issues. The case Gensel v. Performant Technologies involved a consumer who received debt collection calls for a previous subscriber of the telephone number.
Comment: The ACA has asked the FCC for clarification regarding four issues: 1) "Confirm that not all predictive dialers are categorically automatic telephone dialing systems ('ATDS' or 'autodialers'); 2) Confirm that 'capacity' under the TCPA means present ability [to store, produce or dial phone numbers]; 3) Clarify that prior express consent attaches to the person incurring a debt, and not the specific telephone number provided by the debtor at the time a debt was incurred; and 4) Establish a safe harbor for autodialed 'wrong number' non-telemarketing calls to wireless numbers."


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Cowboy Bebe Backpack
Cowboy Bebe Backpack
40.00 80.00
The ZH backpack is the perfect easy item to take you from day to evening. For those who like to travel light, these stylish little bags will carry you phone, purse, book, keys and light jumper if you need them to.
Handmade by Mounir in the Marrakech souks, only three of each bag is ever made - we think its much more special to own something which you know not every Tom, Dick or Harry is going to have!
The backpack is ZH's original product. From our first range of boogie bags with pom-poms to this year's bead bag, Mounir and his team have produced over 200 backpacks for ZH.
Dimensions: 25cm x 15cm x 10cm
sold out


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I love cheese. My partner calls me Wallace (from Wallace and Grommit) – as anything that has a bit of cheese added is tasty.
On a recent visit to my sister in Dubai I was invited to a 'pot luck'. This is an American concept where everyone brings a plate of food to share. I was intrigued by this dish that looked like a dessert with a layer of jam, or jelly, over the top. It was served with crackers and I was told it was a dip. (It is actually more like a spread)
I gingerly took a very small amount to be polite. I came back for more and more until it was no longer polite.
I have since recreated this here in Ireland. The first time people are hesitant. When they visit again and see the dish on display there is no hesitation, just enjoyment.
With no further ado …
Bacon and cheese dip – with Jam!
- Approximately 100 grams of bacon or pancetta – I use the pre-cut pack of pancetta. Fry this really crisp so it almost crumbles.
- Grate a small block of cheese – I used Dubliner cheddar cheese and did half and half with the vintage white cheddar and the standard red cheddar for colour and texture.
- 4 spring onions or scallions chopped really fine
- mayonnaise.
- Half a jar of raspberry jam
- Fry off the bacon and shop until it is really small.
- Mix in the grated cheese and spring onion and add mayonnaise to create a stiff spread or paste.
- Pack down into a bowl and top with about 1cm of raspberry jam.
- Serve with simple crackers.
I promise you this one you and everyone else has tried it – you will go back for more.
What I really love about this dip is every time I make it I think of my sister and the lovely friends I have made in Dubai. I also love watching people enjoy it.
Thanks for reading, for cooking and for sharing!
Kerry x
p.s. This isn't a sponsored post but it is an entry into the #DublinerChallenge


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Oklahoma man claims Obama policy adviser beat him up because of his shirt
WASHINGTON, D.C. (KFOR) – An Oklahoma man who has autism was allegedly brutally attacked by a presidential appointee at a powwow over a shirt.
"He saw my shirt, and it set him off. From the minute he saw it, he had an agenda," said 28-year-old Barrett Dahl.
Dahl said it all started with a Redskins shirt.
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"He comes to me and says you're a 'weetard' for wearing a Redskins skirt. He says where are you from that you're such a 'weetard' you don't understand that you're offending me? I tell him I'm from Oklahoma," Dahl said.
Dahl was attending a powwow in D.C. with his college, Fort Lewis College in Colorado, when this happened.
The man he's referring to is Bill Mendoza, a political appointee within the U.S. Department of Education.
"He spits right in my face. The boy sitting next to me sees it. He doesn't say anything. So, I get up and leave the ballroom to get the police," Dahl said.
Dahl said Mendoza followed him into the hallway and started beating him.
Dahl said he had fractures to his arm, broken teeth and a black eye and he had to have three surgeries.
"The financial aftermath. Right now, the medical bills have soured over $40,000. There's going to be tons of additional legal fees," Dahl said.
Due to medical costs, Dahl said his parents are facing foreclosure.
We called Mendoza and left a message, but we haven't heard back.
However, he told the Durango Herald in Colorado he followed Dahl out of the ballroom to apologize.
He claims Dahl started the fight, throwing a cup of coffee in his face and punching him.
Dahl claims those are lies.
"What bothers me the most about this, first off, we've lost everything we have and he's lost nothing. He's kept his job, his home, his family. And, second off, there's not a doubt in my mind that this person would do the same thing to a young child who was wearing a Redskins shirt," Dahl said.
Dahl is part of the Sac and Fox Nation.
He and people from tribes all over the country are asking for Mendoza's resignation.
Dahl also has set up a GoFundMe page to raise money for medical costs.


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Brutal winter heats up utility scams. Here's how to stop them.
DEAR MR. MYERS: I received a call last week from a woman who said she works for the gas company. She said the federal government is offering all homeowners an automatic $1,200 payment to cover their energy bills, but that the deadline to file an application for the money is April 15. Is there really such a program?
ANSWER: No, there is no such federal utility payment plan available. I wrote about a similar scam about three years ago, but it's making a comeback because winter was unusually brutal in many parts of the country, and spring has gotten off to a chilly start.
According to officials at the Better Business Bureau, the con artists call, send an email or sometimes even show up on a homeowner's doorstep to make their fraudulent sales pitch.
Oftentimes, folks who fall for the hoax are given phony bank account and routing numbers to use to pay their bills online with a promise that the federal money will soon follow. The catch: They must first "register" their Social Security number and other personal information with the scamster. Others are told to simply use their SSN or their credit card as their online account number.
Either way, homeowners are led to believe that their bills have been paid after they have supplied the information, and that the reimbursement has been processed. Instead, all they get is a stolen identity, late fees for the unpaid bills and sometimes even an interruption in their utility service.
There are several ways to avoid this and similar types of scams. First and foremost is to never provide your Social Security Number, credit card information and the like over the phone, online or at your home unless you initiated the contact yourself and are confident with whom you are speaking, the BBB says.
Be skeptical if you receive a telephone call from someone who claims to represent your utility company or any other institution you deal with, and then pressures you to provide personal information or to make an immediate payment. Instead, hang up the phone and call the company's customer-service number, which appears on your official monthly statement.
Never allow anyone into your home to check electrical wiring, gas leaks or the like unless you have scheduled an appointment or have reported a problem. Also, ask utility employees for proper identification before opening the door.
Contact your bank and the company that you thought you had paid immediately if you think you may have fallen victim of a scam. Notify law enforcement authorities, too, and file an online complaint with the Federal Trade Commission at ftc.gov.
Also contact the three national credit bureaus – Equifax, TransUnion and Experian – and have a note placed in your file to limit potential damage to your credit score.
REAL ESTATE TRIVIA: Automobile owners filed the most complaints with consumer-protection agencies in 2015, the Consumer Federation of America reports, followed by homeowners who were upset with their contractors or repairmen. Complaints against all types of utilities were third.
DEAR MR. MYERS: I recently researched my ancestry and found that one of my great-grandmothers in England had something called a "widow's quarantine" for her home. What does that mean?
ANSWER: It was a part of Old English Law, established by the 1215 Magna Carta – the very document upon which our own U.S. Constitution was based about 550 years later.
A widow's quarantine didn't have anything to do with infectious diseases. Instead, it allowed a woman who had lost her husband to remain in the family home for 40 days without paying rent.
The quarantine allowed a chance for the widow to grieve and to hold off relatives or others who wanted the house, the fields and anything else the couple might have owned.
DEAR MR. MYERS: I purchased my first rental property last summer, but wound up losing about $3,500 for the year because my first tenant bailed out while still owing $1,000 in back rent, and it took me another $2,500 or so to get the place back in shape. Can I deduct the loss on my upcoming federal tax return?
ANSWER: It depends. In most cases, the IRS' "passive loss rules" prohibit the deduction of rental real estate losses – but there are two major exceptions.
The first is if you "actively participate" in the management of the rental. Good examples of active management may include the fact that you interview and approve new tenants yourself, handle needed repairs, collect the rent checks or (sometimes) simply choose a management company or contractor to do these chores for you.
If you qualify for this exemption, you can deduct up to $25,000 of rental losses from your income. The tax break, though, gradually phases out for taxpayers whose adjusted gross income tops $100,000 and disappears entirely for those whose AGI exceeds $150,000.
The second exception applies to real estate professionals who spend more than 50 percent of their working hours and more than 750 hours each year in the realty business as brokers, developers, apartment managers or the like; they can deduct their losses without limitation.
Here's the catch: The IRS has been cracking down on taxpayers who claim this exemption by asserting that they're in the real estate business, especially if their W-2 forms or related documents show lots of income that came from non-real-estate activities or investments.
Consult an accountant or similar tax professional for help. You also can get a free copy of IRS Publication 925, Passive Activity and At-Risk Rules, by calling the agency at 800-829-3676 or by downloading it to your computer from irs.gov.
David W. Myers' column is distributed by Cowles Syndicate Inc.


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Wall Design: Value of Decorating Walls Along With Furnishing the Space for Function and DesignWhen you move home furnishings into an empty space and position them where they look and function well, if you cannot furnish the walls you will discover your room does not look complete or surface. Wall decor or hanging decorative art is essential in making a space look and feel total.
Providing your walls, with wall design and wall art, is as essential as furnishing your room with the fundamentals and essentials that allows and develops the rooms function and style.
When your walls are not attended to with interest, centerpiece or great placement of wall decoration, you will find that your space looks plain and boring. In order to make a space comfy and pleasing, or for that matter an outside living space, wall design and wall art is necessary.
Wall furnishings or wall decoration is available in many forms, including wall sculptures, paintings, illustrations, metal wall art, wrought iron art, wall color or other items that generate points of interest and centerpieces that are important and present an eye pleasing and finished room.
One of the sculptures or wall decors that are very popular today is metal wall hanging art.
There are a number of kinds of metal products on the marketplace being used in decorative wall art. Some are very low-cost and show it since they will be very thin, lightweight and cheap looking. Quality is necessary when displaying art on your wall. Keep in mind that when someone walks into the space the eye will be drawn to whatever is on the wall. If what is displayed on your wall is cheap looking it is most likely a low-cost item.
Wrought Iron has been around for centuries and has actually proven to be a gorgeous method to reveal the love for art. It will constantly draw interest to the eye, because it is not flat but rather dimensional. Wrought wall art decor is a great product for art screen since it can be completed in numerous desirable and available surfaces. From its natural surface of iron to other remarkable finishes, such as, Bronze, Copper, Nickel and painted surfaces like black and even bold colors, like red, you can achieve excellent outcomes with one iron sculpture. Iron is durable and can be refinished, if you should desire to do so. Wrought Iron Wall Art can be found in many forms and sizes. Wrought Iron Wall Hangings are creative and really extremely economical compared to other kinds of wall art. Iron is a specific good choice for outdoor screen, as lawn or garden features, along with interior display screen. When the iron has a good finish applied to it you will discover that it last perfectly in the outside components from season to season.
When looking for metal wall hangings a large piece is desirable to make a great effect aesthetically. Strong Wrought Iron Wall Art will be weighty and have a remarkable statement. Wrought Iron can be manipulated into many forms and structures, and shapes and sizes, which creates motivating appreciation. If you have a specific vision of exactly what you want you can even have it custom made into the form and finish you prefer.
Wrought Iron will always be appreciated for its art kind as well as for the function it has actually offered down through history.
If you are ready to discover that beautiful piece of distinct wrought iron sculpture or wall hanging art for your particular job, you will have the ability to locate several site that provide some excellent items as well as custom-made work.


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Thursday, April 30, 2009
Un Convention Starts Today
Tuesday, April 28, 2009
Pirouette 21st!!
One of the girls at work is turning 21 tomorrow, Wendy (my boss) asked me if I could make a card for her, but with everything that has been happening of late, I have been running WAY behind! So when I finished my swaps this morning and got them in the post, I thought I had better sit down and get this card made to take to work this arvo. I had the base already made, as I was originally going to use the Scribble wheel for the base of my Swaps (because I ordered Pink Piroutte DP but it went into backorder!!! Grrrrr ~ by they way that's my new catch phrase!! grrrrr) Anyway I had to come up with a plan, and after rolling in Versamark and lining it up rolling it again, then embossing it ~ it seemed way too much so I put it aside and went with an easier option!! (Still time consuming but a bit easier than all the rolling). I cut the '21' out with my Cricut Machine using Alphalicious, set on Short Stack at 3", added the scallop strip and the Pink Pirouette Ribbon, a couple left over flowers from my Swap cards and Whalah!! a 21st card!! I am just going to go find a greeting to go on the inside and then it's all done ready to go to work with me. Now I just need to do Eilish's Birthday card, I am late, her birthday was last week, but I will get it done, then I am all caught up ~ sort of ~ I have an absolute mess of a craft desk to clean up, 2 boxes of Stampin Up Product to sort, mount and get to my friends, sort my stamps in to 2 sections Retired & Current and do the same with my DP and then I should be right!! (Grrrrr, I just wanna play with my goodies!!! not clean and organise.....sob)
So those of your who happen along my blog and are a part of Un Convention!! this is a bit of a sneak peak of your swaps that you will be getting from me!! (sort of ~ colour scheme anyway)
Materials Used - Stampin Up! - Stamp Sets - Scribble Wheel. Cardstock & Inks - Whisper White, Pink Pirouette, Chocolate Chip. Accessories - Scallop Border Punch, Trio Flower Punch, 1/4" Circle Punch, Pink Pirouette Striped Grosgrain Ribbon, Silver Brads. Non Stampin Up! - Cricut Machine, Alphalicious Cartridge
Friday, April 24, 2009
The Visit from the Kalgoorlians!!
Ella & Taneika (Note the Twilight Book!! Another Addict!)
Ella's 'Camera Face'
Owen's "I said..Don't take my Picture" Look!! (Whoops!! Too Late!!)
And Finally Jayden & Taneika
So that's it, another visit over and gone!! Ella has grown so much, I had to be careful picking her up as I did my back again the week before!! (What timing! grrr) So it was limited cuddles, as she is running around alot and doesn't like to just sit on Aunties knee, there is way too much exploring to do! Lol.
Well I am now off to finish my Unconvention Swaps, I just need to stick the 'recipe' to the back and package them up ready to post. I also need to make a card for my SOS Hotel Roommate Maggie (Whom I am yet to email and introduce myself to) and get that sent off with the little gift I made. More about Unconvention later, it is all still so secretive. But in a nutshell it is a Stampin Up Convention for those of us who are not attending the 'actual' convention that is being held in Canberra next week. There are around 30 of us who are all meeting online for chats, make & takes, swaps and even an Awards Dinner!! Sounds like fun, so I thought I'd join in. I will share my Swap and the projects we make after the event.
Till next time, Happy Stamping!!
Tuesday, April 14, 2009
Talking Text Message
Just can't let the old In Colours go!!
Hi there!! I am feeling very sore today :-( My back, which I put out last week is still very sore, so amongst, resting, strolling around the house and heat pillows, I have been having a play, though I cannot sit for too long!! I went to get in the car to take the boys to a friends place and found I can't lift my leg high enough to get in the KIA!! Oops!! Anyway, I have made up these little cards so I thought I'd share. They are using last years In Colours, but the new Fresh Cuts stamp Set. I love Chocolate Chip!! In every shape and form!! Yummm. I sort of used the Rock & Roll Technique. I first inked up the square stamp in the colour and the just inked up each edge with the Chocolate Chip. It's a bit big to 'roll'. Well that's it from me, time to do a lap of the house and heat up the old back again!!
Materials Used - Stampin Up! - Stamp Set - Fresh Cuts, Sanded. Cardstock & Inks - Wild Wasabi, Blue Bayou, Purely Pomegranate, Whisper White. Accessories - Chocolate Chip 1/4" Grosgain Ribbon, Oval Punches.
Monday, April 13, 2009
Night of Latte!
Last one for today, I like this one! Well I like them all, but I like the colours I have used here! They are different. I pulled out an old pack of 'Little Sizzles' the paper pads that came out when the Sizzix Machines were new. (Does that tell you how long they have been sitting in the drawer??) This background is from the 'Classics' Pad. I got the layout from milwaukeemommy, but changed it a 'tad'.
Materials Used - Stampin Up! - Stamp Set - Like it a Latte (Retired). Cardstock & Inks - Not Quite Navy, Bordering Blue, Whisper White. Accessories - Slit Punch for Notches, Dimensionals. Non Stampin Up! - Accessories - Little Sizzles Classics Paper, Cuttlebug & Divine Swirls Embossing Folder, Ribbon and Brad from HOTP Embellishment Pack, Crystal Stickles
Berry Bliss Latte
Another CASED card, this one by stampcrazy1, I have had fun actually achieving a few cards this afternoon, instead of sitting at my desk staring at a stamp set and some paper!! So thanks to Splitcoast and all those wonderful cardmakers who share their work!! You have helped me have a good afternoon of creating!!
Materials Used - Stampin Up! - Stamp Sets - Like it a Latte (Retired). Cardstock & Inks - Close to Cocoa, Purely Pomegranate, Pretty in Pink, Whisper White. Accessories - DP - Berry Bliss, Purely Pomegranate Satin Ribbon, 2 Way Glue Pen, Dazzling Diamonds, Dimensionals.
Scalloped Latte
Materials Used - Stamping Up! - Stamp Set - Like it a Latte (Retired). Cardstock & Inks - Real Red, Whisper White, Chocolate Chip. Accessories - Real Red Striped Grosgrain Ribbon, Rubon 'U', 2 Way Glue Pen, Dazzling Diamonds, White Gel Pen, Slit Punch (for notches). Non Stamping Up - Cricut Cartridge - Mini Monograms for the Scallop Circles @ 4" & 3 1/2", Carl Double Heart Punch (large heart), Kaiser Pearls. Cuttlebug & Divine Swirls Embossing Folder.
Friendly Latte!!
Materials Used - Stampin Up! - Stamp Sets - Like it a Latte (Retired), Canvas BG (Retired). Cardstock & Inks - Chocolate Chip, Ruby Red, River Rock, Very Vanilla. Accessories - Scallop Circle Punch, Circle Punches, Designer Label Punch, Large Oval Punch, Chocolate Chip 5/8" Grosgrain Ribbon, 2 Way Glue Pen, Dazzling Diamonds. Non Stampin Up! - Cuttlebug & Friend Embossing Folder.
Triple Latte!
This card has been inspred by jennae, but I decided to turn it upright and used MojoMonday Sketch 78 as the layout.
Materials Used - Stampin Up! - Stamp Sets - Like it a Latte (Retired), Fresh Cuts. Cardstock & Inks - Chocolate Chip, So Saffron, Mellow Moss. Accessories - DP - Spring Flowers, Sherbet Ribbon Originals, Chocolate Chip 1/4" Grosgrain, Scallop Circle Punch. Cirlce Punches.
Sunday, April 5, 2009
Rose Red Quilt
Materials Used - Stampin Up! - Cardstock & Inks - Basic Black, Whisper White, Pink Pirouette. Stamp Sets - Fresh Cuts, Beyond the Basics (retired). Accessories - Rose Red Prints Designer Series Paper, Small Oval Punch, Whisper White Taffeta Ribbon, Sponge Daubers. 3D Image - Morehead Little Book of 3D - 1.
Quilt Card
Materials Used - Stampin Up! - Cardstock & Inks - Chocolate Chip, Tempting Turquoise. Stamp Sets - For a Friend, Greetings Eight. Accessories - Loves Me DP, Pretty in Pink Taffeta Ribbon, White Embossing Powder, Versamark, Mat Pack & Sponge Daubers. Oh and my Xyron 510!! So much easier than sticking DS Tape everywhere!!
Saturday, April 4, 2009
Happy 40th Paul!!
Materials Used - Stampin Up! - Cardstock & Inks - Blue Bayou, Old Olive, Soft Sky. Stamp Sets - It's Your Birthday, Headline Numbers. Accessories - Spring Break DP, Old Olive Wide Grosgrain Ribbon & Blue Bayou Double Stitched Ribbon, Sponge Daubers (I sponge everything!!)
Elegant Earthy Easter
Materials Used - Stampin Up! - Stamp Sets - A Good Egg, Occasional Greetings, Floral Background. Cardstock & Inks - Really Rust, Creamy Caramel, Ruby Red, Chocolate Chip. Accessories - Chocolate Chip Satin Ribbon (love it!!), Scallop Edge Punch, Small & Large Oval Punches, Crop-a-dile, Linen Thread. Non Stampin Up! - K&Company Lifes Journey Button Pad.
Friday, April 3, 2009
Monochromatic Easter!?
Materials Used - Stampin Up! - Cardstock & Inks - Whisper White, Sage Shadow, Basic Grey. Stamp Sets - A Good Egg, Occassional Greetings. Accessories - Spring Fling DP, White Eyelets, Scallop Circle & Edge Punches, Circle Punches, Sponge Daubers.


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Medical 40-65W external power supplies comply with the EU Tier 2 v5 and US DoE Level VI efficiency standards
TDK Corporation (TSE 6762) announces the introduction of the TDK-Lambda brand DTM65-D external power supplies rated at up to 65W output power.
TDK's subsidiary TDK-Lambda acquires Nextys SA to expand presence in DIN rail power supply market
TDK-Lambda will strengthen its position in the fast growing DIN rail power supply business
A recognised global market leading supplier of power supplies, dc-dc converters and noise filters to Industrial and Medical customers since 1948.
The TDK Story
TDK-Lambda Company Overview Video
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Our range of 1.5W to 100kW AC-DC power supplies, DC-DC converters, Programmable (Lab) DC power supplies and EMC/EMI noise filters suit many applications. With design and manufacturing facilities in EMEA, Asia and America, TDK-Lambda is a major supplier of power conversion products and recognized leader in the industrial market segment. For TDK-Lambda, a "Power Supply" is more than just an electronic device. It is the "heart" of our customers systems and the core element of safety and reliability. We offer you innovative reliable power supplies combined with design-in assistance, global logistics expertise and total life cycle support.


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Sarah Michelson
Sarah Michelson's work has been presented and commissioned by BAM, PS 122, The Kitchen, Danspace Project, Movement Research, LMCC's River to River Festival, The Walker Art Center, On the Boards, Chapter Arts (Cardiff, Wales); and has toured to Cutting Edge Festival, Frankfurt; Venice Biennale; SommerSzene, Salzburg; Tanz im August, Berlin; and Zuercher Theater Spektakel, Zurich, where she received the Der Foerder prize for best work at the festival.
She has created several evening-length works and modular works including R2R attempt 2 for LMCC's River to River Festival (2016); For James Tyson for the Kitchen (2015); tournamento for the Walker Art Center (2015); 4 for The Whitney Museum of American Art (2014); Devotion Study #3 (work in progress) MoMA for the Some sweet day series curated by Ralph Lemon (2012); Not a Lecture/Performance Crossing the Line Festival, FIAF, Tinker Auditorium, New York (2012); Devotion Study #1, The American Dancer The Whitney Museum of American Art (2012); Devotion, which premiered at The Kitchen (2011) and toured to the Walker Art Center, Minneapolis, ODC Theater, San Francisco, and On the Boards, Seattle; Dover Beach, which premiered at Chapter Arts (Sept 2008) and The Kitchen (2009); DOGS (2006), commissioned by BAM; and Daylight, Daylight (for Seattle) and Daylight (for Minneapolis) (2005) commissioned by The Walker for the opening of the first season in the center's expanded building. Sarah has created commissioned works for Baryshnikov's White Oak Dance Project (2002); Lyon Opera Ballet (2005); Transitions Dance Co, Laban Center London (2006); and CanDoCo, London (2010).
Michelson was awarded two Bessies for choreography and one for Visual Design; a Doris Duke Artists Award, the 2012 Bucksbaum Award, a Guggenheim Fellowship 2009, Foundation for Contemporary Arts Award 2008, the 2006 Alpert Award in Dance, a NYFA Fellowship; and support from Altria, Creative Capital, Jerome Foundation, NYFA BUILD, Mid-Atlantic's USAI, AMC Live Music for Dance, MAP Fund, the DNA Project, NEFA's National Dance Project, NPN, Sophie and Leonard Davis Fund, Yellow House Fund, and Arts International.
Sarah Michelson Studio Practice (2013)
Choreographic Research, Continued (2014)
Guest Artist Residency (2015)


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"Best of" State College: Time to Vote!
It's voting time for State College Magazine's "Best Of" 2014 Awards! Every year readers of State College Magazine nominate their favorite local businesses in State College to receive the "Best of" Award in any number of categories. Harrison's has been honored to receive a number of awards in the past, including "Best Caterer" every year since 2004. We thank you and would love to have your vote again this year!
Categories in which you might consider us...
Best Caterer
Best Wait Service
Best Business Lunch
Best Seafood
Best Salad
Best Vegetarian Offerings
Best Mixed Drink
Go to State College Magazine's website to vote!


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Gabriel Ng
23 year old Gabriel Ng began learning the violin when he was 4. He is currently studying at the Guildhall School of Music and Drama under the guidance of David Takeno. Some of the international awards that Ng has won include the 2007 Grand Prize winner of the XIV Andrea Postacchini International Violin Competition in Italy and the Bach prize at the 2012 Menuhin Violin Competition in Beijing. He was invited to perform as soloist at the inaugural President's Command Performance and the Esplanade's 10th anniversary gala concert with the Singapore Symphony Orchestra. Ng was also soloist with the Royal Philharmonic and Ho Chi Minh City Ballet Symphony Orchestras, and has given recitals in the UK, Rome, Jakarta and at the Gstaad Music Festival. He has also been featured on BBC Radio 3 and Radio Television Suisse. Ng is also an avid chamber musician. His chamber groups have won numerous prizes and have given performances in the Barbican Hall, Wigmore Hall, St John Smith's Square and LSO St Luke's. His performance of the Elgar Violin Concerto with the Orchestra of the Music Makers in 2010 has been released on CD to critical acclaim.
First Round
J.S. BACH: Adagio and Fuga from the Sonata No. 1 in G minor, BWV1001
N. PAGANINI: Caprice No. 1 and 20
F. KREISLER: Caprice Viennois, Op. 2
L. VAN BEETHOVEN: Sonata No. 7 in C minor, Op. 30/2
J. BRAHMS: Sonata No. 3 in D minor, Op. 108
M. RAVEL: Tzigane
CHEN ZHANGYI: Clara-Luna
W.A. MOZART: Violin Concerto No. 5 in A major, K219
Grand Final
J. SIBELIUS: Violin Concerto in D minor, Op. 47


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- Home
- Apple Cases
- Apple iPhone 8 Cases
- iPhone 8 Wallet Cases
Store Credit
You have of store credit. To use it, simply place your order and you will be able to choose store credit as the payment method when it comes time to pay for your order.
iPhone 8 Wallet Cases
Do you need multi-functional case for your Apple iPhone 8. Our wallet cases are a great solution for both protection and the convenience of having a wallet and case in 1.


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Co-founder of Abztract Shai Dahan has relaunched his "Deckyourself" website where he creates custom hand painted skate decks. Shai has done skateboards for Perez Hilton, Sweet Action Ice Cream and even worked with some charities such as Life Rolls On and Stoked Mentoring.
We are excited to see him relaunch this site because while limited edition skate designs are a dime-a-dozen, custom made ones which feature your dog or even your favorite video game, is something hard to find.
Kudos for the relaunch. We look forward to the ever growing collection on that site. Also,
some of his current works featured on that site are available on our ABZTRACT SHOP, so make sure to grab one before they are gone.
link: Deckyourself


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Ea Q3 Financials
EA to publish fewer third-party titles in the future
EA has revealed that it's to rely less on third-party titles in the future and will instead shift its focus on publishing internal projects.
Ea Q3 Financials headlines
Crysis 2, Need for Speed confirmed for EA's Q3 2011
EA just confirmed that Crysis 2 will release in EA's third quarter next year, meaning it'll ship between October-December 2010.
EA posts $641 million Q3 loss, will close 12 facilities
EA's posted a huge loss for the three months ending December 31, amounting to $641 million. Revenue for the period was was $1.65 billion, up $151 million compared with the $1.50 billion for the prior year. FIFA 09, Rock Band 2, Need for Speed Undercover, Rock Band, Left 4 Dead, Dead Space, Madden NFL 09, […]


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Work has deliberately become slightly more part time over the past year. I decided to not work with some people and have thus eliminated a source of stress as well as some income (around 10K) -- Well worth it, in my book. My taxes are done and my investments should be completely transferred to my new self directed account by next week.
D has bought another bike (mountain) and is still enjoying his work, which he still describes as significantly less intense compared to his last position. That doesn't mean he doesn't have busy periods -- He's in an extended one right now. However he has come to a conclusion that he doesn't want to do contract work after full time work ends in just under 5 years. He wants a complete break from it all.
I'm finding myself needing to make a strong concerted effort to stem the flow of interruptions and demands that the digital age seem to throw at us. I don't enjoy feeling like I ought to be checking things all the time. Or not being able to fully relax because I need to be primed should I get pinged.
I know of people who thrive on those types of demands and in providing the required quick responses but I find it exceedingly stressful. When I am not working, my cell phone is off. I'll turn it back on if I need to send D a message, but that's it. My biggest online usage continues to revolve around the guilty pleasure of travel learning and planning. I have a super fun year in store.
When I'm away from wifi or cell phone service, I discover how nice it is for my mind. And when I return home, I find myself more and more resistant to jumping back in. I do get drawn back fairly quickly though but I have pulled away from sites like Facebook. And accept that I will miss things and that's OK. Especially in the midst of what is going on in the world. I just don't need all that negative chatter.
Head of a monster 200 kg tuna -- Tsukiji market, Tokyo
Akihabara, Tokyo
Athletes at the World Para Snowboard Championships -- Big White, BC
Glowing Athletes!
Inside the gorgeous Palais Garnier, Paris
Saw the "Tree of Codes" here, Wayne McGregor ballet
Facade of Palais Garnier


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October 19, 2009 Length: 18:06
Bobby Maddex interviews Fr. Andre Papkov, the founder and director of the Summer School of Liturgical Music at Holy Trinity Seminary in Jordanville, New York. Fr. Andre is also the chairman of the Liturgical Music Commission of the Synod of Bishops, Russian Orthodox Church Outside of Russia.


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Epson AcuLaser CX11NF Driver Download
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The Epson AcuLaser CX11NF Printer is a cheap, multi-capacity shading laser printer that highlights a scanner, a fax machine, and copying capacity. The CX11NF addition sped via we filtering tests, in spite of the fact that its hard to contrast our outcomes with other single-capacity scanner results on the grounds that this scanner just yields 24-bit shading outputs, while our tests require 48-bit filters. You may be enticed to avoid the fax and pocket the additional money, however with duplicate shops like charging a premium to send a fax.
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I wrote the following piece three years ago, shortly after making a career change from unemployed ex-drummer to hawker of organic produce. I don't do that any more; I sit behind a desk now, like I should. But a friend of mine had a run-in with a sharp object last week (hey: it's one of the hazards of her occupation), so I thought I'd dedicate this repost (which originally ran over at Luxuria Music) to her. Consider it part of the retraining she is now obliged to receive.
When I was young, nothing could touch me. Drink, drugs, bad food, no sleep and other poor choices were not a problem. But as I got older, I discovered dark forces -- germs, viruses, toxins and other agents of chaos -- all designed to leave me vulnerable. As I became older still, I realized that evil was not just "out there;" it was within me as well. Laziness, carelessness, selfishness, rage -- these too had the power to put me in the ground.
Over time, I learned to tip the balance in my favor. I modified my lifestyle. I gave up substance abuse; I put more thought into my diet, I even grudgingly made time for exercise. I designed strategies to help me avoid and eventually eliminate certain unhealthy human associations. I got into the habit of decreasing my speed when behind the wheel of an automobile. And for a while, I was able to harbor my energy and channel it into more life-affirming efforts and experiences.
But the law of averages caught up with me. Without warning, I dropped my guard and slipped accidentally over the line. I got a JOB, an actual position of menial labor and minimal compensation. And in the process of trading the fear and uncertainty of financial instability for the self-loathing of exhaustion and potential unrealized, I placed myself in physical danger.
"Careful! You'll hurt yourself!" But it was too late; I was already handling sharp objects unsafely. Suddenly, there was blood everywhere. I was surrounded by my associates; one of them called a supervisor. Next thing I knew, I was sitting in her office filling out forms. "Hey!" she said suddenly as she entered my birth date onto one of them, "I didn't realize you were a twenty-three!" A lot of good that had done me.
I wound up with a laceration across the middle joint of my left hand index finger. Lashed to a crooked metal brace, my finger was held immobile, the wound threaded with an ugly length of black nylon. The joint itself was swollen to twice its normal size. Unable to use my hand, I raged at my coworkers, my wife and myself. When I was a drummer, protecting my hands from injury was one of my preoccupations, a practical necessity. My hands were my livelihood. Now, my injury was a grim metaphor for a new reality: my body was no longer an instrument trained to make concrete the gifts of my inspiration; it was a shoddy vessel for my masters to use and discard as they saw fit. Back at the job, they asked not, "how's your finger," but "how soon do you think you'll be able to return to full duty?"
It's been about a month now, and my finger has healed. First the stitches came out; then the swelling went down. Then the crack filled in. Soon, I could make a fist again. And I remembered something that in my fear and anger I had forgotten: residing within me alongside of my capacity for self-destruction is also the capacity for self-repair. Rather than diminishing them, my injury has actually made my hands more beautiful. Like a little pink smile, a crescent of scar tissue sits atop my knuckle, reminding me of my service not just to the hard forces of scarcity, but also to the life-giving power of abundance. I may be just another corporate slave, but I'm a cog in nature's machine as well.


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Abbey Centre Baptist Church has a clear aim as seen below...
'Seeking to serve the spiritual and social needs of south Northampton by recognising and affirming the presence of God in everyone.'
User Groups
There are about 40 regular user groups as well as many occasional users. The Abbey Centre premises include a multi-purpose building, a youth-wing, a chapel and a multi-use games area. You will find a welcome in any relevant Abbey Centre User Group. There will almost certainly be something at the Abbey Centre for you!... Read More
Find us.....
Find us on Facebook to keep up to date with news and events.
ROC Conversation Northants


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The REPS app, which costs £1.79, is billing itself as Nintendo Wii Fit for the iPhone, simply by using the device as a free weight.
The app enables users to set weight loss targets and includes a real-time rep counter, which calculates how many calories have been burnt and alerts users to how many reps they have completed by vibrate or sound. Users can also use the app while listening to the iPod music on their iPhone.
It also includes motivational audio messages from a personal trainer, which are more akin to the drill sergeant from Stanley Kubrick's Full Metal Jacket than TV's Mr Motivator.
Crowded Road, the app's developer, said: "Simply curl your iPhone/iPod up and down like you would a free weight and watch the calories drop in real time."


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Combs Flower Delivery
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"New Stop-Motion Film "Unity" Is The Work Of A Potential Animation Legend."
"Constructed from over ten thousand individual photographs, Tobias Stretch's animation aligns beautifully with the power of Christopher Bono's choral work, "Unity"
"Rarely do we give "Video of the Year" accolades so early, but unless Godzilla starts playing the violin – we're pretty sure the Toby Stretch-directed and animated video for Christopher Bono's "Unity" is it. "
"Bono, a rising name in the 21st Century Contemporary Composition scene, has quickly been garner- ing accolades with his refusal to bend toward traditional music-creation conformity and a strong knack for creating vivid imagery through his pure, yet distinctly zestful works."
"Christopher Bono's spectacularly haunting unity & The unexcelled mantra EP (which even as an ep bests out many full length choral recordings in the last five years),..."~Alto Riot , Runner-up: Best of 2013
"Paired with the music of composer Christopher Bono, the end result is a beautiful, cinematic and somewhat trippy film that's unlike anything I've seen before."
"'Masterpiece' is a big, important word. But sometimes you just have to say it."
Festivals & Screenings


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Every item of chromosomal data that you want in Genome Mate Pro needs to be imported from somewhere through the use of Import Templates. At the end of each import, a brief summary is shown that gives the user information about how well the import went.
Examples of the Import Summary window
First one from a successful GedMatch One to One import.
This one, from an unsuccessful GedMatch One to One Import.
But what does it all mean? I'll explain the successful import first, and then look at the unsuccessful one and show you what to check for basic troubleshooting. Continue reading


text: Fill out the form below to schedule a RealOptions presentation at your location for Youth, College Students or Parenting Adults.:Fields with a (*) are required *Name: *Phone Number (with area code): *I am a: >Teacher >Youth Worker >Parent >Administrator >Counselor >Other School/Organization/Church Name: *Email: *Name of venue: *Address of venue: *City: *State: *Zip: *Location of Presentation/Room Number: *Date and Time of presentation requested: *What time should the presenter arrive to set up?: *How much time will the presenter have?: *How many people will attend?: *Is there a specific topic would you like highlighted?: *Will any of these items be readily available for our use? (Check all that apply): >Wi-Fi internet connection >LCD/Overhead Projector >PA System >Wired or Wireless Microphone >White Board (Dry Erase) *Please type 729: Get your second opinion now. Schedule Your Appointment


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Jars are vessels constructed using plastic or glass that store foods, household materials, flowers and much more. Plastic jars usually include plastic screw-top lids that can easily be tightened with a clockwise motion and loosened with a counter-clockwise motion. Sometimes jars are difficult to open, but there are simple techniques that can help you loosen stubborn lids.
Step 1
Grip the body of the jar with one hand. Place your other hand on the lid. Cup the lid firmly and rotate the lid counter-clockwise until the lid is removed from the jar. Move to Step 2 if the jar won't open.
Step 2
Run warm water on the plastic jar's lid. The warm water will help the lid expand and loosen a stubborn seal. Place the jar on a secure surface and rotate the jar's lid in a counter-clockwise motion to remove. Move to Step 3 if the jar won't open.
Step 3
Wrap a rubber band on the plastic jar just below the lid to prevent your hands from slipping. Rotate the lid in a counter-clockwise motion to remove. Move to Step 4 if the jar still won't open.
Step 4
Pour 4 oz. of vinegar into a microwave-safe glass and microwave on high for 40 seconds. Turn the plastic jar upside-down and pour the warm vinegar over the plastic jar to help expand the jar's lid and lubricate the grooves that hold the lid in place. Turn the jar right side up, place it on a secure surface and turn the lid counter-clockwise to remove the lid.
Step 5
Repeat these techniques as needed until you are able to open the plastic jar.


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Use the form on the right to contact us.
You can edit the text in this area, and change where the contact form on the right submits to, by entering edit mode using the modes on the bottom right.
120 Holmes St
Quincy, MA
978 758 3381
One of a kind original drawings on 32oz. amber coated bottles.These bottles make for a perfect vase or a simple sculptural piece.
Signed and dated.