text:
|By Marketwired .
Article Rating:
|July 24, 2007 08:00 PM EDT
EVERETT, WA -- (MARKET WIRE) -- 07/24/07 -- Frontier Financial Corporation (NASDAQ: FTBK) today announced earnings for the second quarter ended June 30, 2007. Net income for the second quarter 2007 increased 4.4% to $18.2 million, compared with net income of $17.4 million in 2006. This was the result of an increase in pre-tax net interest income in 2007 of $6.0 million. Excluding the second quarter balance sheet pre-tax restructuring loss of $2.5 million (see press release dated April 24, 2007), second quarter 2007 net income increased 13.6% over the second quarter 2006. On a diluted per share basis, second quarter net income for 2007 was $.40 per share compared with $.38 per share in 2006, an increase of 5.3%, or 15.8% excluding the balance sheet restructuring. Annualized return on average assets and return on average equity for the second quarter 2007 was 2.14% and 18.84%, respectively, compared to 2.29% and 19.26%, respectively, for the same period in 2006.
John J. Dickson, President and CEO of Frontier Financial Corporation, said, "We achieved solid growth in both the second quarter and year over year operating net income, loans and deposits. Our tax equivalent net interest margin was 5.76% for the second quarter 2007, and was 5.66% for the same period in 2006. For the current quarter, our tax equivalent net interest margin was up from first quarter 2007 by 17 basis points. Nine basis points of this increase was attributable to an early loan payoff and 6 basis points was attributable to a 91-day second quarter compared to a 90-day first quarter in 2007. The remaining increase of 2 basis points was due to net impact of the balance sheet restructure and the mix of earnings assets and cost of fund changes."
Loans increased by $439.5 million, or 16.0% since second quarter 2006. Loan growth from the linked quarter-end was $175.3 million, or 23.2% annualized. New loan originations for the second quarter 2007 were $642.7 million compared with $477.8 million in 2006, a 34.5% increase. New loan originations were up $153.1 million or 31.3%, from the linked quarter-end.
Dickson continued, "Despite our high performance financial metrics in 2007, investors have pushed down our stock price over concerns with the subprime financing and the housing market, and the potential impact on our residential construction and development loans. The Puget Sound economy and housing markets continue to show signs of strength, with job and population growth well in excess of the national averages. This strength combined with our prudent underwriting standards produced improvements in our already low nonperforming assets and delinquency ratios."
For the second quarter 2007:
-- Second quarter earnings of $18.2 million, up 4.4% from the second quarter 2006 of $17.4 million. Excluding the balance sheet restructuring, earnings increased 13.6%. -- Fully diluted second quarter earnings per share increased 5.3% to $.40 from $.38 a year ago. Excluding the balance sheet restructuring diluted earnings per share increased 15.8%. -- Tax equivalent net interest margin moved up to 5.76% in the second quarter from 5.66% for the second quarter of 2006 and from 5.59% for the first quarter 2007. -- Efficiency ratio continues as one of the industry's best at 35% for the second quarter, down from 37% for the second quarter 2006. -- Return on average equity of 18.84% for the second quarter, down from 19.26% for the second quarter 2006. -- Return on average assets of 2.14% for the second quarter, compared to 2.29% for the second quarter 2006. -- Repurchased 826,773 shares of common stock in the second quarter at a cost of $20.5 million with an average share price of $24.81.
For the first six months ended June 30, 2007:
-- Year-to-date earnings of $35.7 million, up 8.7% from $32.8 million for the same period 2006. Excluding the balance sheet restructuring in 2007 and the nonrecurring gain in first quarter 2006 earnings increased 19.0%. -- Fully diluted year-to-date earnings per share increased 6.8% to $.78 from $.73 a year ago. Excluding the balance sheet restructuring in 2007 and the nonrecurring gain in 2006 diluted earnings per share increased 18.8%. -- Year-to-date tax equivalent net interest margin up to 5.66% from 5.63% a year ago. -- Efficiency ratio continues as one of the industry's best at 36% for year-to-date 2007 and 39% for year-to-date 2006. -- Year-to-date return on average equity of 18.30% down from 18.87% for the same time period 2006. -- Year-to-date return on average assets of 2.15% compared to 2.23% a year ago. -- Repurchased 1,453,401 shares of common stock at a cost of $37.1 million with an average share price of $25.53.
Asset Quality
As of June 30, 2007, nonperforming assets were .31% of total assets compared to .44% a year ago. Nonaccruing loans decreased to $11.0 million at June 30, 2007, down from $13.6 million at June 30, 2006 and down from $11.7 million at March 31, 2007. The ratio of loans past due over 30 days was 0.45% of total loans at June 30, 2007, down from previous quarter end of 0.54%. The nonperforming assets and the delinquency ratios continue to be centered in one loan totaling $7.1 million, or 65.0% of the total nonperforming loans. Subsequent to quarter-end, a plan was approved by the bankruptcy court on our $7.1 million loan which calls for the payoff of this loan by the end of 2007. There are a total of 10 loans with balances ranging from $13 thousand to $7.1 million that make up the total of nonperforming loans. "The quality of our loan portfolio continues to be strong as evidenced by the decrease in the ratio of past due loans over 30 days," said Lyle E. Ryan, President of Frontier Bank.
During the second quarter of 2007, the Corporation provided $1.9 million for loan losses as compared to $1.0 million for the second quarter of 2006. The total allowance for loan losses stood at $42.8 million, or 1.34% of total loans outstanding compared to $39.4 million, or 1.43% of total loans outstanding as of the same date last year. The allowance for loan losses, including the allocation for undisbursed loans of $4.3 million, would amount to a total allowance of $47.2 million, or 1.48% of total loans outstanding as of June 30, 2007. This compares to the undisbursed allocation of $3.4 million, for a total allowance of $42.8 million, or 1.55% of total loans outstanding for the same time period last year. For the quarters ended June 30, 2007 and 2006, net loan charge-offs were $318 thousand and $290 thousand, respectively.
Competition for deposits continues to be intense in the Puget Sound market. Our strong loan growth since June 30, 2006 of $439.5 million was primarily funded by deposit growth of $409.8 million, which increased deposit balances from $2.42 billion at June 30, 2006 to $2.83 billion at June 30, 2007. The deposit growth continues to be centered in our premier treasury money market account and time deposits.
Total deposits increased in the second quarter by $263.4 million from the linked quarter. Noninterest bearing accounts decreased $17.7 million, while interest bearing deposits, driven primarily by time deposits, increased $281.1 million for the same period.
Short-term borrowings, primarily federal funds purchased were $15.2 million, an increase of $2.1 million from June 30, 2006 and a decrease of $21.1 million from March 31, 2007. Federal Home Loan Bank advances have increased $46.1 million since the second quarter 2006 and $24.0 million during the current quarter.
Second Quarter 2007 Operating Results
Operating Results
Net interest income for the second quarter of 2007 was $46.2 million, an increase of $6.0 million, or 15.0%, compared to $40.2 million for the prior year second quarter.
Frontier's tax equivalent net interest margin was 5.76% in the second quarter of 2007, compared to 5.66% in 2006. Approximately 57% of the Corporation's loans are variable rate (immediately repriceable) and 14% are adjustable rate, which reprice within three months to five years, depending on the index. The yield on earning assets increased 58 basis points to 9.23% in the second quarter 2007 from 8.65% in the second quarter 2006, and the cost of funds increased 54 basis points to 4.30% in the second quarter 2007 from 3.76% in the second quarter 2006. The second quarter net interest margin included $683 thousand in combined prepayment penalties and unamortized loan fees as a result of an early payoff of a large commercial real estate loan.
Total noninterest income for the second quarter 2007 decreased $876 thousand, or 25.5% to $2.6 million from $3.4 million, in 2006. The major component of this decrease was a $937 thousand pre-tax loss during the second quarter of 2007 on the sale of securities for the balance sheet restructuring.
Total noninterest expense increased $3.2 million to $19.5 million, for the quarter ending June 30, 2007, up 19.9%, compared with the same period last year. The primary increase was due to the pre-tax prepayment penalty of $1.5 million on FHLB advances for the balance sheet restructuring. Salaries and benefits increased $1.1 million or 11.4%, of which 7.7% relate to staff additions.
Balance Sheet and Capital Management
At June 30, 2007 Frontier's total assets were $3.58 billion, and deposits totaled $2.83 billion, an increase of 15.5% and 16.9%, respectively, compared to the same period in the prior year. Net loans of $3.15 billion and investments of $102.5 million reflected an increase of 16.1% and a decrease of 9.8%, respectively.
During the second quarter 2007, the Corporation repurchased 826,773 shares at a cost of $20.5 million with an average share price of $24.81. Weighted average year-to-date diluted shares totaled 45,510,255 for 2007 versus 45,133,047 for 2006.
Dickson stated, "The previously announced third quarter 2007 cash dividend of $.165 per share, an increase of 37.5% over third quarter 2006, representing the 31st consecutive quarter of increased cash dividends, will be paid to shareowners on Tuesday, July 24, 2007." Frontier began paying cash dividends to shareowners in 1999.
Branch Expansion
Frontier expects to open its 46th, 47th and 48th offices in the second half of 2007. The Lacey Office, representing our first office in Thurston County, is expected to be opened in late July 2007 by Manager Scott Beckwith. Our Bremerton Office, managed by Christine Christoff, is scheduled to open in September 2007. Our Gig Harbor Office is expected to open in October 2007, and will be managed by Joyce Taylor.
Certain amounts in prior years' financial statements have been reclassified to conform to the 2007 presentation. These classifications have not had an effect on previously reported income or equity.
Frontier Financial Corporation is a Washington-based financial holding company providing financial services through its commercial bank subsidiary, Frontier Bank. Frontier Bank offers a wide range of financial services to businesses and individuals in its market area, including investment and insurance products.
CERTAIN FORWARD-LOOKING INFORMATION -- This press release contains certain "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 ("PSLRA"). This statement is included for the express purpose of availing Frontier of the protections of the safe harbor provisions of the PSLRA. The forward-looking statements contained herein are subject to factors, risks and uncertainties that may cause actual results to differ materially from those projected. The following items are among the factors that could cause actual results to differ materially from the forward-looking statements: general economic conditions, including their impact on capital expenditures; business conditions in the banking industry; recent world events and their impact on interest rates, businesses and customers; the regulatory environment; new legislation; vendor quality and efficiency; employee retention factors; rapidly changing technology and evolving banking industry standards; competitive standards; competitive factors, including increased competition with community, regional and national financial institutions; fluctuating interest rate environments; higher than expected loan delinquencies; and similar matters. Readers are cautioned not to place undue reliance on these forward-looking statements, which reflect management's analysis only at the date of this release. Frontier undertakes no obligation to publicly revise or update these forward-looking statements to reflect events or circumstances that arise after the date of this release. Readers should carefully review the risk factors described in this and other documents Frontier files from time to time with the Securities and Exchange Commission, including Frontier's 2006 Form 10-K.
FRONTIER FINANCIAL CORPORATION AND SUBSIDIARIES CONSOLIDATED STATEMENT OF INCOME (In thousands, except for shares and per share Unaudited Unaudited amounts) Three Months Ended Six Months Ended ---------------------- ---------------------- June 30, June 30, June 30, June 30, 2007 2006 2007 2006 ---------- ---------- ---------- ---------- INTEREST INCOME Interest and fees on loans $ 72,612 $ 59,857 $ 140,174 $ 113,977 Interest on investments 1,385 1,489 2,346 2,589 ---------- ---------- ---------- ---------- Total interest income 73,997 61,346 142,520 116,566 ---------- ---------- ---------- ---------- INTEREST EXPENSE Interest on deposits 23,848 17,974 45,572 32,556 Interest on borrowed funds 3,940 3,192 8,020 6,526 ---------- ---------- ---------- ---------- Total interest expense 27,788 21,166 53,592 39,082 ---------- ---------- ---------- ---------- Net interest income 46,209 40,180 88,928 77,484 ---------- ---------- ---------- ---------- PROVISION FOR LOAN LOSSES (1,850) (1,000) (3,300) (3,500) ---------- ---------- ---------- ---------- Net interest income after provison for loan losses 44,359 39,180 85,628 73,984 ---------- ---------- ---------- ---------- NONINTEREST INCOME Loss on sale of securities (937) - (937) - Gain on sale of secondary mortgage loans 396 374 871 669 Service charges on deposit accounts 1,089 1,069 2,164 2,126 Gain on sale of premises and equipment - 152 - 2,224 Other noninterest income 2,014 1,843 3,871 3,735 ---------- ---------- ---------- ---------- Total noninterest income 2,562 3,438 5,969 8,754 ---------- ---------- ---------- ---------- NONINTEREST EXPENSE Salaries and employee benefits 11,052 9,920 22,360 20,567 Occupancy expense 2,313 2,341 4,959 4,491 State business taxes 491 519 991 1,174 Other noninterest expense 5,650 3,489 9,343 6,805 ---------- ---------- ---------- ---------- Total noninterest expense 19,506 16,269 37,653 33,037 ---------- ---------- ---------- ---------- INCOME BEFORE PROVISION FOR INCOME TAXES 27,415 26,349 53,944 49,701 PROVISION FOR INCOME TAXES (9,244) (8,944) (18,250) (16,868) ---------- ---------- ---------- ---------- NET INCOME $ 18,171 $ 17,405 $ 35,694 $ 32,833 ========== ========== ========== ========== Weighted average number of shares outstanding for the period 44,635,972 45,202,310 45,103,883 44,711,645 Basic earnings per share $ 0.41 $ 0.39 $ 0.79 $ 0.73 ========== ========== ========== ========== Weighted average number of diluted shares outstanding for period 44,991,139 45,573,584 45,510,255 45,133,047 Diluted earnings per share $ 0.40 $ 0.38 $ 0.78 $ 0.73 ========== ========== ========== ========== Efficiency ratio 35% 37% 36% 39% Return on average assets 2.14% 2.29% 2.15% 2.23% Return on average equity 18.84% 19.26% 18.30% 18.87% Net interest margin 5.72% 5.62% 5.63% 5.60% TE Effect 0.04% 0.04% 0.03% 0.03% ---------- ---------- ---------- ---------- *TE Net interest margin 5.76% 5.66% 5.66% 5.63% ========== ========== ========== ========== * Tax equivalent is a nonGAAP performance measurement used by management in operating the business. Management believes this provides investors with a more accurate picture of the net interest margin for comparative purposes. FRONTIER FINANCIAL CORPORATION AND SUBSIDIARIES CONSOLIDATED BALANCE SHEET (In thousands, except shares) Unaudited Unaudited June 30, December 31, June 30, ASSETS 2007 2006 2006 ----------- ----------- ----------- Cash & due from banks $ 91,993 $ 104,222 $ 104,532 Federal funds sold 91,501 18,673 35,627 Securities: Available for sale-fair value 98,912 111,112 109,108 Held to maturity-amortized cost 3,599 3,599 4,493 ----------- ----------- ----------- Total securities 102,511 114,711 113,601 Loans receivable: Held for sale 7,435 7,220 5,623 Held for portfolio, net of unearned income 3,186,081 2,900,780 2,748,409 Less allowance for loan losses (42,846) (40,649) (39,407) ----------- ----------- ----------- Net loans 3,150,670 2,867,351 2,714,625 Premises & equipment, net 35,756 30,026 28,726 Intangible assets 41,101 41,227 40,611 Federal Home Loan Bank stock 15,030 15,030 15,030 Bank owned life insurance 22,660 22,198 21,746 Other assets 27,747 25,026 25,002 ----------- ----------- ----------- TOTAL ASSETS $ 3,578,969 $ 3,238,464 $ 3,099,500 =========== =========== =========== LIABILITIES Deposits: Noninterest bearing $ 391,591 $ 406,621 $ 395,893 Interest bearing 2,441,504 2,047,011 2,027,447 ----------- ----------- ----------- Total deposits 2,833,095 2,453,632 2,423,340 Federal funds purchased and securities sold under repurchase agreements 15,231 81,673 13,119 Federal Home Loan Bank advances 310,118 282,017 264,053 Junior subordinated debt 5,156 5,156 5,156 Other liabilities 33,703 20,703 25,686 ----------- ----------- ----------- TOTAL LIABILITIES 3,197,303 2,843,181 2,731,354 ----------- ----------- ----------- SHAREOWNERS' EQUITY Common stock, no par value; 100,000,000 shares authorized 186,127 183,982 181,187 Retained earnings 190,354 205,126 182,135 Accumulated other comprehensive income, net of tax effect 5,185 6,175 4,824 ----------- ----------- ----------- TOTAL SHAREOWNERS' EQUITY 381,666 395,283 368,146 ----------- ----------- ----------- TOTAL LIABILITIES AND SHAREOWNERS' EQUITY $ 3,578,969 $ 3,238,464 $ 3,099,500 =========== =========== =========== Shares outstanding at end of period 44,028,192 45,350,316 45,244,569 Book value $ 8.67 $ 8.72 $ 8.14 Tangible book value 7.74 7.81 7.24
John J. Dickson
Frontier Financial Corporation
President & CEO
Lyle E. Ryan
Frontier Bank
President & CBO
332 SW Everett Mall Way
Everett, Washington 98204
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Posted in Art, Etsy, Lowbrow, Lyrical, Portraiture, Rock Stars, Space, Therapeutic Tags: boys for pele, illustration, jupiter, moon, night, portrait, rock star, sky, space, stars, tori amos, watercolor
Posted in Art, Etsy, Lowbrow, Lyrical, Pre-2000, Therapeutic Tags: Art, arts, blood, candles, Etsy, masochism, masochist, original acrylic painting, ritual, shadow, spotlight, tori amos
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text:
Life, the Universe and Everything.
New York: Harmony Books, 1982. First edition. DW, with a single small chip at the lower right front . The top edge is abit soiled. Once read. More about Life, the Universe and Everything
New York: Harmony Books, 1982. First edition. DW, with a single small chip at the lower right front . The top edge is abit soiled. Once read. More about Life, the Universe and Everything
New York: Ace Books (Berkeley), 1988. First edition. Hard Cover. DW, with wear to the top and bottom of the spine Top with tiny creases across as well as a small ter and at the bottom tiny creases across. Pages are very slightly yellowedAnthony's autobiography to age 50. More about Bio of an Ogre
New York: Ballantine Books, 1984. First edition. Hard Cover. DW, with sunned spine, otherwise bright . There is a stcker on the lower rear DW cover and the remains of one on the lower front DW. The top edge is soiled. The two rear corners are very skightly worn through. More about Bearing An Hourglass
New York: Beaufort Books, 1983. First edition. Hard Cover. DW, Creas and small chips at top of spine. Small chip at front top cover. More about Isaac Asimov Presents the Best Horror and Supernatural of the 19th Century
New York: Chelsea House Publishers, 1994. First printing. Paperback. PP in very good condition. More about Classic Fantasy Writers
New York: Ballantine Books Del Rey, 1986. First edition. Hard Cover. DW, Once read spotted along the top edge. a Magic Kingdom of Landoverr Novel (1). More about Magic Kingdom For Sale Sold
New York: Dutton, 1996. First printing. Hard Cover. DW, never read. More about Cosmic Voyage; A Scientific Discovery of Extraterrestrials Visiting Earth
New York: TOR, 1999. First edition. Hard Cover. DW,bottom corners and spine slightly scuffed. More about Ender's Shadow
New York: G. P. Putnam's Sons, 1984. Hard Cover. HC, DW lightly soiled with minimum wear. More about Arthur C. Clarke's World of Strange Powers
New York: Ace Books, 1994. First edition. Hard Cover. DW, with soiled top edge.. never read. More about Dragon Sleeping
New York: Ballantine Books, 1984. First edition. Hard Cover. DW, slight soiled across top. More about JOB: A Comedy of Justice
New York: G.P. Putnam's Sons, 1983. Hard Cover. DW, in good condition. Very little wear to the two lower corners. Remainder mark on the bottom edge. More about Great World Circus
New York: Tor, 2014. First American edition. Hard Cover. Signed 1st American edition in DW.. One tiny chip at bottom of DW front and a tiny tear at the top front DW corner. More about The Three-Body Problem
New York: Greenwillow Books, 1985. Hard Cover. DW, as new. More about The Hero and the Crown
New York: Ballantine Books, 1989. Oversized Paperback. Paperback in very good condition ? ever read. Pages are very slightly yellowed. More about The Quincunx
New York: Harper Collins, 2010. First edition. Hard Cover. DW, wiyj very slight wear tomlower corners. rear cover somehat rubbed. More about I Shall Wear Midnight
New York: Farrar, Strauss and Giroux, 1995. Second Printing. Hard Cover. DW,never read. More about From the Beast to the Blonde; On Fairy Tales and Their Tellers


text:
Working with CLI tools is where I spend most of my days, and I have found that managing/replacing/substituting file extensions is not super intuitive.
for f in *.tif; do convert $f ${f%.tif}.png; done
Working with CLI tools is where I spend most of my days, and I have found that managing/replacing/substituting file extensions is not super intuitive.
for f in *.tif; do convert $f ${f%.tif}.png; done
My version of multithreading may not be the most effective or efficient, but it's so easy to remember when in the middle of a task plus the overhead is very light.
while read list; do $list & done < list.txt
I often have the need to modify a large amount of filenames, and I have often found it easiest to turn to Excel and a simple bash script.
Combine this formula with a sequence number and you have a very easy way to rename a massive amount of files and keep the filenames unique.
=concatenate("cp ",char(34),A1,char(34)," ",char(34),"renamed/", B1,char(34))
cp "oldfilename" "renamed/newfilename"
To remove the first page of a pdf using pdftk:
pdftk filename.pdf cat 2-end output trimmed/filename.pdf
Super simple way to remove duplicates from a text list, just jotting this down so I can find it again:
sort -u inFile.txt > unique.txt
Sometimes I have the need to generate truly blank/empty media on demand. Here are some solutions I found using ffmpeg and imagemagick:
-30 Seconds of blank/empty audio: ffmpeg -ar 48000 -t 30 -f s16le -acodec pcm_s16le -ac 2 -i /dev/zero -acodec libmp3lame -aq 4 blank.mp3 -30 seconds of blank/empty video: touch 1.txt && convert 1.txt -page Letter 1.png && ffmpeg -loop 1 -i 1.png -c:v libx264 -t 30 -pix_fmt yuv420p -aspect 16:9 blank.mp4 && rm 1.* -5 page blank/empty pdf: for f in {1..5}; do touch temp.txt && convert temp.txt -page Letter temp.$f.png; done && convert temp.*.png blank.pdf && rm temp.* -Blank/empty png file: touch 1.txt && convert 1.txt -page Letter blank.png && rm 1.txt
As a digital/media asset manager, corrupt files are the bane of my existence.
To programmatically find corrupt pdf files, I landed with the following utilizing pdftotext from xpdf.
for f in *.pdf; \ do pdftotext -q -f 1 -l 2 $f $f.txt; \ err=$?; \ if [ $err -ne 0 ]; then mv $f _failed_$f; \ elif [ $err -eq 3 ]; then mv $f _locked_$f; \ else rm $f.txt; fi; done
When connected to a remote machine over ssh, it can be cumbersome to transfer files.
SCP, secure copy, makes it easy:
scp username@host:remote_file local_file scp username@host:~/foo/bar/*.csv ~/foo/bar/*.csv
Note: It seems easiest to initiate the transfer from a local console session.
I had the need to launch about 100 instances of a script all at once to scrape some web data. This was the loop I used:
for f in *.txt; do python inStock.py $f & done
I recently had the need to delete an unknown number of duplicate files out of a batch of ~10,000 images. The filenames were all different, but the md5 hash was known and all of the duplicates had the same.
md5 -r *.jpg | grep "37d1b8f9d6f02f31cmb192a28b96cade" | awk '{ print $2 }' | xargs rm
I often have the need to split long text files into smaller chunks, and my need requires they are split by line.
Here's my one liner solution:
f=$"filename"; s=$(wc -l $f | awk '{print $1}'); \ h=$(echo "scale=0;" $(($s/2+1)) | bc -q); \ split -l $h $f "output_"; for file in output_*; \ do mv "$file" "$file.txt"; done
BC can handle floating point numbers, so scale=0 limits any decimal output.
Bash math requires double parentheses.


text:
"Life after Daesh" was a documentary photography project that started in october 2016 in Northern Iraq. "Daesh" is an acronym for the Arabic phrase al-Dawla al-Islamiya al-Iraq al-Sham (Islamic State of Iraq and the Levant). Essentially, it's another word for ISIS. The word Daesh is similar to the Arabic word "Daes" thats means "one who crushes something underfoot".
There was a life before Daesh and there is a life after Daesh, but it's not the same life.
The project will hopefully result in an exhibition during 2018.
The project "Life after Daesh" was a documentary photography project that aims to, from a humanitarian perspective, depict effects and life in the shadow of the on going armed conflict in the Mosul area in northern Iraq.
The first photos was taken in the area in the end of october 2016, 7 days after the start of the Mosul offensive where a coalition including Iraqi Army, Kurdish Peshmerga, Sunni militia, Shia militia and Christian Assyrian militia fights together to retake Daesh (ISIS) controlled areas in northern Iraq.
The photos in this video are from late december 2016 and shows the situation in the outskirts (Bashiqa, Qaraqosh and Bazgertan area) East of Mosul.
For the photographer, there is always a context, a before and an after that specific moment the picture was taken. One can argue that a picture tells a story by it's own and sometimes it is fully sufficient and correct, but sometimes it adds value to that story if the context is expressed with words.


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So after Donald Trump called off the attack against Iran, his national security adviser John Bolton is in Israel apologizing to them that a war has not started yet.
US national security adviser John Bolton warned Tehran on Sunday it should not "mistake US prudence and discretion for weakness."
"No one has granted them a hunting license in the Middle East," Bolton said of Iran ahead of a meeting with Israeli Prime Minister Benjamin Netanyahu. "Our military is rebuilt, new and ready to go."
US President Donald Trump claimed Friday that he rescinded the order for airstrikes on Iran after he was told 150 people would die in the attacks.
The United States launched an offensive cyber strike against Iranian missile control systems and a spy network on Thursday, amid escalating tensions between the two countries, US media said Saturday.
They did a full press conference.
This is obviously completely insane and nuts. How can anybody look at this and not start asking questions? Here we have a high ranking member of the Trump administration visiting with a foreign leader and explaining to him that he is doing his best to try and start a big war against the Iranians.
Bolton is not working for America. He is a foreign agent working for Israeli Zionists. This press conference makes that fact all the more transparent. He should be fired and arrested for treason.


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Antibiotics, including erythromycin, neomycin, polymysxin B and vancomycin, as well as cancer medications, including mechlorethamine and vincristine, and water pills, including bumetanide, furosemide or ethacrynic acid all have the ability to cause or worsen tinnitus. Some patients will experience tinnitus after using antidepressants or quinine medications.
There is no cure for tinnitus. However, it can be temporary or persistant, mild or severe, gradual or instant. The goal of treatment is to help you manage your perception of the sound in your head. There are many treatments available that can help reduce the perceived intensity of tinnitus, as well as its omnipresence. Tinnitus remedies may not be able to stop the perceived sound, but they can improve your quality of life.
Tinnitus can be caused by a variety of less common underlying conditions or injuries. If you have tinnitus, start your treatment path by seeking out a hearing healthcare professional who specializes in tinnitus diagnostics so they can help identify the underlying cause. If the common causes for tinnitus are ruled out, the practitioner will refer you to another specialist for further evaluation. Listed below are related medical specialties who might be able to help you determine the cause of your tinnitus.
An assessment of hyperacusis, a frequent accompaniment of tinnitus,[56] may also be made.[57] The measured parameter is Loudness Discomfort Level (LDL) in dB, the subjective level of acute discomfort at specified frequencies over the frequency range of hearing. This defines a dynamic range between the hearing threshold at that frequency and the loudnes discomfort level. A compressed dynamic range over a particular frequency range is associated with subjectve hyperacusis. Normal hearing threshold is generally defined as 0–20 decibels (dB). Normal loudness discomfort levels are 85–90+ dB, with some authorities citing 100 dB. A dynamic range of 55 dB or less is indicative of hyperacusis.[58][59]
Research regarding using cognitive behavioral therapy for tinnitus shows that tolerance to tinnitus can be facilitated by "reducing levels of autonomic nervous system arousal, changing the emotional meaning of the tinnitus, and reducing other stresses." (6) It's been found that there's some overlap in anxiety and tinnitus due to an association between subcortical brain networks involved in hearing sounds, attention, distress and memory functions.
Tinnitus is the hearing of sound when no external sound is present.[1] While often described as a ringing, it may also sound like a clicking, hiss or roaring.[2] Rarely, unclear voices or music are heard.[3] The sound may be soft or loud, low pitched or high pitched and appear to be coming from one ear or both.[2] Most of the time, it comes on gradually.[3] In some people, the sound causes depression or anxiety and can interfere with concentration.[2]
Ocean waves are designed to create a soothing environment, like that of the serene ocean waves. Miracle-Ear hearing aids offer four different ocean wave signals to choose from so that you can find the one that you find to be the most relaxing. Ocean waves are an alternative to static noise and can be found to be a stress-free type of tinnitus treatment. Your hearing care specialist will work with you to find the signal that offers the most relief.
Additional conditions that can cause pulsatile tinnitus include arterial bruit, abnormal passages or connections between the blood vessels of the outermost layer of the membrane (dura) that covers the brain and spinal cord (dural arteriovenous shunts), or conditions that cause increased pressure within the skull such as idiopathic intracranial hypertension (pseudotumor cerebri). Sigmoid sinus dehiscence may be associated with pseudotumor, but this connection has not been firmly established. It possible that cases of pulsatile tinnitus associated with pseudotumor may be caused by an undiagnosed SSWA. Head trauma, surgery, middle ear conductive hearing loss, and certain tumors can also cause pulsatile tinnitus. Obstructions within in the vessels that connect the heart and brain can also cause pulsatile tinnitus.
The accepted definition of chronic tinnitus, as compared to normal ear noise experience, is five minutes of ear noise occurring at least twice a week.[50] However, people with chronic tinnitus often experience the noise more frequently than this and can experience it continuously or regularly, such as during the night when there is less environmental noise to mask the sound.
Participants were contacted to complete questionnaires (including THI) for the three-month assessment. A 30-minute individual phone interview with each participant was also conducted to explore their experiences with using the music package on a daily basis, and to further understand how the music package was affecting their tinnitus. At present, 27 participants have been interviewed to obtain the results presented here.
There are two types of tinnitus: subjective tinnitus and objective tinnitus.[3] Tinnitus is usually subjective, meaning that there is no sound detectable by other means.[3] Subjective tinnitus has also been called "tinnitus aurium", "non-auditory" or "non-vibratory" tinnitus. In very rare cases tinnitus can be heard by someone else using a stethoscope, and in less rare – but still uncommon – cases it can be measured as a spontaneous otoacoustic emission (SOAE) in the ear canal. In such cases it is objective tinnitus,[3] also called "pseudo-tinnitus" or "vibratory" tinnitus.
Acoustic Neural Stimulation. This relatively new treatment has shown to be effective in reducing, and in some cases eliminating, symptoms in patients whose tinnitus just won't go away or is very loud. The treatment utilizes a device small enough to fit into the palm of your hand that delivers a broadband acoustical signal embedded in special music you can listen to via headphones. The treatment eventually desensitizes you to the ringing in your ears by stimulating changes in the neural circuits in your brain.
An assessment of hyperacusis, a frequent accompaniment of tinnitus,[56] may also be made.[57] The measured parameter is Loudness Discomfort Level (LDL) in dB, the subjective level of acute discomfort at specified frequencies over the frequency range of hearing. This defines a dynamic range between the hearing threshold at that frequency and the loudnes discomfort level. A compressed dynamic range over a particular frequency range is associated with subjectve hyperacusis. Normal hearing threshold is generally defined as 0–20 decibels (dB). Normal loudness discomfort levels are 85–90+ dB, with some authorities citing 100 dB. A dynamic range of 55 dB or less is indicative of hyperacusis.[58][59]
Individuals were recruited from within and around Hamilton, Ontario via online announcements and audiology clinics. Applicants were initially interviewed via telephone to screen for all inclusion and exclusion criteria for the study in order to determine whether they qualified for on-site screening. The on-site screening, and characterization of participants' hearing thresholds and tinnitus profiles were conducted in a lab at McMaster University using a computer-based tinnitus assessment tool. Participants were randomly allocated to the treatment or placebo-control group. The assignment of the treatment or placebo music package was completed by a distributor site independent of the research study site. Participants and research personnel were blinded to which music package the participants received.
Pulsatile tinnitus is generally caused by abnormalities or disorders affecting the blood vessels (vascular disorders), especially the blood vessels near or around the ears. Such abnormalities or disorders can cause a change in the blood flow through the affected blood vessels. The blood vessels could be weakened from damage caused by hardening of the arteries (atherosclerosis). For example, abnormalities affecting the carotid artery, the main artery serving the brain, can be associated with pulsatile tinnitus. A rare cause of pulsatile tinnitus is a disorder known as fibromuscular dysplasia (FMD), a condition characterized by abnormal development of the arterial wall. When the carotid artery is affected by FMD, pulsatile tinnitus can develop.
Some instances of tinnitus are caused by infections or blockages in the ear, and the tinnitus can disappear once the underlying cause is treated. Frequently, however, tinnitus continues after the underlying condition is treated. In such a case, other therapies -- both conventional and alternative -- may bring significant relief by either decreasing or covering up the unwanted sound.


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Gold Coast and SE Queensland
Home type
Home size
3 bedrooms
Uncovered off-street
Private bedroom Disabled bedroom (hidden)
Rent amount
Single$160 per week (includes bills)
Date available
25 June 2019 for 2 months to plus
Bedroom size
Large bedroom (queen bed size)
Bedroom furniture
With a bed
- Own bathroom
- Built-in wardrobe
- Ceiling fan
- Desk available
Security bond
2 weeks
Home Description
Description of the home
Room to rent in 3-bedroom home, share with 1 other 45 year old female. You will have own bedroom with built in robe and queen size bed.
Must be ultra clean!!!
Close to M1, supermarkets, take away at front door, 10 mins to Robina, 15 mins to Pacific Fair, 5 mins to train station and 2 minute walk to bus stop.
Home features
- Ceiling fans
- Broadband Internet
- Dishwasher
- Clothes washer
- Courtyard, garden or yard
- BBQ facilities
- Swimming pool
Bills and expenses
The rent includes electricity, internet & water bills. Will need to buy own food, all bathroom & toilet items and laundry items
Occupants Description
Gender & sexuality
- Female, straight
- Female, lesbian/bi
Age group
41 years or over
Smoking at home
Outdoor smoker
No cat or dog
Main interests
- Music
- Shopping
- Television
- Travel
About the occupants
Hi I'm Michelle, I'm 45 years old and work as an administration office at GCUH. After work I like to come home and watch some telly. On the weekends I like to catch up with friends, go to the movies and do the housework. I am very house proud and love to keep a clean home.
Compatible people
I'm looking for friendly, honest & considerate people. If you like a quiet home and don't mind doing your bit to keep the home clean and tidy, then we're on the same page. I thinks it's nice to be able to get to know each other but also to respect each others privacy and down time.
Flatmate Preferences
Gender & sexuality
- Females (str)
- Females (gay/bi)
Age group
18 yrs+
Smoking at home
- Non-smokers
- Outdoors okay
Without a cat or dog


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What is more iconic as a childhood memory than ice cream?Read More
In my native Spain, children at age six could drink 1/4 strength wine. At 16, you went to full strength. In Hawai'i when I was flying, it was "Hey, bruddha, can you drink with us?" Likewise, on Guam, the test would be handing someone a 5 dollar bill and asking them to go buy a 6-pack of beer...Read More


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cased caddis housings are simply fascinating. used for protecting their fragile abdomens, to conceal themselves among all the stream bed debris and as ballast, these seemingly simple-minded creatures are pretty ingenious to say the least. the documentary footage is excellent, explanations simple. interesting for fishers and nature lovers of all ages, be sure to share this with your little ones, specially if they're into creepy-crawly bugs, enjoy !
Coming Out caddis-style
i couldn't help but grunt and shout PUSH ! PUSH ! PUSH ! 😆
it's cool-weird, interesting in general and fly tiers might learn a thing or two. enjoy !
"Elephants eat Peanuts" (and bubble-butt caddis emergers)
by Tim Flagler at TightLine Productions via MidCurrent
despite the what-i-believe controversy brought up by entomologists that caddis nymphs don't actually create bubbles to reach the water surface and therefore turning LaFontaine's theory into just another fly tying bubble of hot air… there's no doubt whatsoever that LF's famous fly works well but it's safe to say that in many places around the Globe, the original is simply too shiny because caddis aren't shiny but rather dull. this is easy to observe if one takes the time to look at these bugs when they're coming up from the depths. if anything, it's more of an attractor pattern and not really an imitation. of course, there's nothing wrong with that because 'matching a hatch' isn't strictly about copying the bugs that are there at the moment but finding the fly the fish will comfortably feel like slurping down.
anyway, replacing the standard Antron fibers by a feather makes a lot more sense, specially considering that most fish aren't on hallucinogens and probably shouldn't be particularly attracted to bright and glittery, color-changing disco light-type bugs.
Tim once again delivers a great tutorial in technique, style and simplicity. enjoy !
related articles
Streaking through Flames
or "The Streaking Caddis" by Andreas Lestander
making muddler-style heads on flies involves a few more things than just deer hair and one of them (ok, two of them) is patience and tolerance, something your house-mates/concubine/wife/husband/pets/ will also need because the messy trimmed hairs get everywhere (oh yes, everywhere… ). you'll also need some kind of tool to trim the head to shape, usually scissors or a razor-blade.
there's nothing wrong with those two tools but the first one generally gives an unsightly lumpy-bumpy result and the second can easily turn into a 'Texas Chainsaw Massacre'-like scene (if you can find those old-school blades in the first place) and with either, there's still the damn hairs (and quite possibly a lot of blood) everywhere. everywhere.
ahhh, but there's a third option and this one includes the always-fun-to-play-with element: fire
in today's brilliant tying tutorial, Andreas not only shows us how to make a nice, smooth, easy and sexy head (hmmmm… ) but also how to turn one mess into a completely different one !
see, what happens is the singed hairs disappear (yay, nothing to clean up !) but ! this disappearance is only relative because the hairs have reincarnated themselves into the most absolutely horrido-horrible zombie-like smoke smell you can ever imagine. it's a well known fact that fly tiers have no sense of smell (or any other non-fly tying sense for that matter when they're in the groove) which is probably a good thing to get good results but in today's case, this lack is pretty detrimental to the rest of society and the best place to do this might be at an isolated cabin on top of a mountain. in the northernmost part of Sweden.
anyway, making this fly will not only bring the supreme joy of catching a lot of trout but also one of fulfilling a very important need in our over-crowded society: some time alone. should you not be able to get others to leave you alone then use this technique to make them leave !
– as written on the video, be sure to varnish the whip-finish before burning away to be sure your thread doesn't melt !
– go creative with the body/abdomen. stripped peacock quill, cat gut and a myriad other goodies make excellent substitutes.
– personally i find this kind of barbecue lighter a lot easier to work with than the standard pocket lighter.
after-note: there are theories by the aforementioned sense-numbed tiers that trimming deer hair with fire actually cauterizes the hair tips, sealing the air cells within the hairs, further enhancing the floatability of the fly. i can not prove or disprove this, it does sound pretty good but a gut feeling tells me it's bunk. i'd give these a good dose of Aquel anyway, just to be sure… 😉
related articles
très cool acrylic painting by Tom Hanson via this week's MidCurrent
click the pic for more of Tom's nicies.
related articles
a soothing Rhyacophila
so soothing i almost drifted off to the deep-down land of green caddis-larvae slurping trouts !
these micro-monsters can be found all over the globe so it's well worth having a few to dredge along the river bottom.
they're highly segmented, probably crunchy, come in different shades of green and they're really creepy. what's not to love ?
Andreas pulls through again with another well explained, great step-by-step tutorial. enjoy !
related articles
the SuperPupaPlus
it sure doesn't look like much but the Super Pupa is a hard-core/hard-fishing caddis pupa/emerging pattern. originating from Sweden, the mere mention of this fly's name there brings far-away 'in a trance' looks. (i can't figure out if it's the joyful child-like glee of saying those two words or if it's just another nickname for penis or vagina as there seems to be billions of them in colloquial Swedish… )
anyhow, Davie McPhail's version not only has a sexier than average body through the use of two shades of dubbing but the cdc antennae/claws/horns/antlers/feelers/party hat thing in the front will make it stand out in a hatch and this is a great accessory because nothing makes an angler (me) feel dumber than either missing a strike because i thought i was looking at my fly when in fact it was a real that the fish took or striking when the fish took a natural…
related articles
- The Essential Midge – Fly Talk Special by Mick Hall (thelimpcobra.com)
- Fly Tying: Davie McPhail Caddis Pupa (swittersb.wordpress.com)
- 'cheese-eating midge (thelimpcobra.com)
"This'll be a really heavy-heavy fly once it's finished "
rather the understatement of the year…
a Bomb, Controller, Sacrificial, Depth-Charge or whatever you want to call it is a fly used to bring down lighter, more 'natural swimming' flies on droppers down to the bottom in deep pools and/or fast currents. one could consider it a sinker with a hook and that last point means that:
a) it could easily snag on a rock or something and b) it can also easily catch a bottom-hugging fish.
sure, a) sucks but b) makes it worth it, specially because some times there's no other way to get our flies to the fish.
pretty much geared toward the 'Euro-Nymphing' approach where flies are lobbed back upstream after the drift, this bottom-dredging caddis imitation by David Downie is sure to do the trick and pick up a few on it's own. because of it's weight be sure to pay special attention and greatly open up your loops and better yet use an elliptic cast if you're going to cast it in a conventional way. (or be prepared to wear it somewhere on your head or body… )
the monster trout thing didn't work as expected so here's some Cinnamon.
caddis portraits
i'm going off to talk to the trout for a few days next to the Norwegian border and wanted to leave you some creepy-crawly caddis portraits for your enjoyment.
there may or may not be internet connexion but i'll try to post at least some images during the stay.
and the weirdest and rarest one of all, a USNM Trichoptera
image source: Google Images
enjoy and have a great week-end !
Peeping Stick Caddis
" Caddis larva come in two forms, those that build portable homes (Stick Caddis) and free living. All caddis larva have a hardened section near and including the head, whilst the bodies are soft and range in colour from off white through to a dirty yellow and some have green bodies in a variety of shades. They also have a set of claws at the end of their bodies. Stick or case caddis use these claws to cling onto the inside of their portable case.
If you can catch a stick caddis and give it a little squeeze, the animal will be pushed out and it should be noted that because the grubs hold on to their case with those claws of theirs, they will most probably die from this exercise. So the best thing to do is give it a good squash but don't waste it, eat it… "
that last bit says a lot about how Mick thinks and feels about nature and being part of it. this, in my opinion is what has brought him to such a deeper understanding of the aquatic systems than most.
this little article is indeed a real treat, read the rest HERE.
here's Mick at last year's fly fair in Stockholm. after showing me how to tie three of his wonderful flies and the tips and tricks that make them special he gave them to me and they're now in the 'special box', the one that holds all my friend's flies that will never go anywhere near water and the one i jokingly refer to as my 'retirement fund'.
as we can see, Mick has a really big nose but other than that he's a sweet-sweet man i very much look forward to meeting and spending time with again.
yesterday's bugs
Thomas' new friend, Mr Mayfly
lunchtime bee
and the caddis that got away…
despite the great number of bugs under, on and around the surface, the hot air and water temperature combined with low water conditions put the fish to sleep and very few where interested in playing.
it was still a beautiful day.
CDC and Elk Caddis
yup, another great tying video by Tightlines Productions with a wonderful classic fly designed by Hans Weilenmann.
i know it's a little weird to say things like this, but if there was to be only one top of the water caddis imitation in my box this would be the one.
the silhouette, trigger points, floatation level, color and 'simplistic' material list and tying are so spot-on that while making and playing around with other patterns might be fun, they'll rarely outfish this one. as noted in the film, outside of the hook and thread there's only two materials: CDC and elk or deer hair. give it a try if you aren't already hooked.
creepers creeping and a few fins
from Tightline Productions
it's such a treat to see all these bugs up close and under water. i was going to start off with my usual: 'check out the details and behaviour, it'll help us make better flies and fish them better' but then, they're so weird and cool, why not just enjoy them for what they are: weird-cool creatures. happy thursday !
Cinnamon and Brown Emerger Caddis
with Davie McPhail
an absolutely stunning version of Davy Wotton's super-nice caddis emerger or egg-layer pattern. once again, through careful wording and attention to detail, McPhail demonstrates and wonderfully explains the tying process, showing us that high level fly tying is available to anyone. it just takes a little persistence and practice. thanks Davie.
aquatic insects struttin' their stuff- continued thoughts on fly design
more than just being able to enjoy watching these critters in their watery world, this video shows us some interesting aspects of the naturals that might be beneficial to keep in mind when recreating them at the bench.
while a lot of artificial nymph bodies are rigid, we'll notice that the naturals bend quite a bit around the abdomen area, specially while swimming. this bend can go up as well as down, meaning that the conventional way of imitating them, with the tail and abdomen bent in a downward position is only half correct.
when they're not swimming a good number of mayfly nymphs have an enormous amount of movement once again in the abdomen area but this time because of their breathers flapping back and forth to collect air.
many tiers have included these elements in the form of articulated bodies and ostrich herl or cdc breathers, just name a few, but there's still a lot of possibilities left in fly design. a little imagination and experimentation with different materials just might bring on a new wave of nymph design.
of course, we can rightfully argue (and i'm one of them !) that most of the time, such details aren't of any practical significance as many imitations that don't really imitate anything at all are equally effective but i guess that as fly tiers, we're all after the elusive dream of coming up with the next 'miracle' fly, the one that will turn on the fish when everything else leaves them indiferent !
source: Tightline Productions
Tying the Klinkhamer Special with Davie McPhail.
Davie's tying videos are always a treat. chock full of tying tips and tricks, the careful observer will discover a lot more than what's being explained verbally.
designed by Hans Van Klinken, the Klinhammer is one of the most original, creative and well thought out flies there is.
it's easy to tie.
it's easy to cast.
it's easy to see on the water.
it imitates whatever you want it to imitate very well.
it catches a lot of fish, all sorts of fish and just about anywhere.
hard to beat, huh ? it's all good.
more from Jon
some great new goodies from Jon Hanson. man, he's pumpin' them out like it's going out of style… enjoy !
sure to check out Jon's blog Troutcastz


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) Traditionally, many authors have chosen to lump wapiti within (i.e.
as a subspecies of) the Red deer because, despite various anatomical, biochemical, ecological, behavioural and (more recently) genetic differences, wapiti are able to hybridize successfully -- i.e.
Indeed, it's worth remembering that what happens in captivity and what happens in the wild may be very different!
The majority of species have been fairly well defined, but there are two in particular that have caused (indeed, are still a source of) much controversy – debate rages over whether the wapiti and Red deer should be considered the same, or distinct, species.
In 1806 Pennsylvanian-born naturalist and physician Benjamin Smith Barton suggested that North American elk and Red deer from Europe were sufficiently different to be considered different species and proposed the name wapiti, meaning "white rump", for the North American elk.
Since then, the wapiti has been the subject of much taxonomic yo-yoing, being moved between a full species, ).
Red deer, as we currently think of them, may actually be as many as three separate species, according to the cytochrome analysis performed by Christian Pitra and his colleagues published in the journal during 2004.
I have opted to follow the bulk of the molecular data here and as such consider there to be 10 species within the ) deer, although both studies used artificial insemination and success rates were low.Unfortunately, the majority of these traits are not good taxonomic indicators, because they're readily influenced by the environment – arguably this is especially true for body size and antler growth, both of which can be severely limited in habitats with poor grazing/browsing, even though antler development appears deeply rooted in the animal's genetics.Consequently, the subspecific division of the Red deer remains a controversial topic.I don't wish to get too tied up in the debates over which are valid subspecies and why, but I will briefly cover the story of the subspecies considered by many to be the native stock of Britain: about the geographic races of Red deer.In the paper Dr Lönnberg compared the skull anatomy of Red deer collected from various parts of its range and proposed several of the 12-or-so subspecies still in contention today.Work by taxonomists from the mid-1980s to the mid-1990s led to the splitting of wapiti and Red deer based on data from skeletal measurements, protein assays and haemoglobin morphology.However, in their review of the situation in 1989, Patrick Lowe and Andrew Gardiner concluded that, from their analysis of nearly 300 deer skulls, although some morphological variation exists supporting the separation at the during 2004, by Technical University Munich-Weihenstephan (in Germany) taxonomist Christian Ludt and three colleagues, looked at a particular gene carried on the mt DNA of 51 populations of deer spanning the entire distribution of (henceforth referred to as the Red deer).The Red deer has a long history in Britain – one of only two native deer species in the UK, it's a beast highly prized by hunters, naturalists, artists, poets and photographers alike.Renowned Scottish artist Archibald Thorburn summed up the situation nicely in his 1920 book ." That which follows is a summary of Red deer natural history.Generally-speaking, it is considered that in order for two individuals to be considered for subspecific status, there should be a maximum of 10% overlap in physical characteristics – in other words, they should be at least 90% different from each other.Drs Lowe and Gardiner examined the skulls of 10 of the 19 subspecies of Red deer listed by John Ellerman and Sir Charles Morrison-Scott in their 1951 , examining 16 variables of skull size and shape and subjecting the data to three separate statistical analyses.
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Adults adulation Halloween aloof as abundant as kids. Sure, we don't get bonbon anymore but at atomic we get to break up accomplished bedtime.
Here are some challenge accident in Tucson abiding to contentment and alarm alike the oldest of vampires.
Party Time!
Lost Boys 80s Ball Affair at Surly Wench Pub
Dress up as your admired 80s icons or Lost Boys characters— It's Frog brothers vs. Vampires!
There will be themed drinks and music to accumulate you affective all night.
Find added advice here.
When: Friday, Oct. 19, from 9 p.m. to 2 a.m.
Get accessible for an black of abracadabra and atrocity as city and Fourth Avenue transform into a acting Hogsmeade.
There will be adulate beer, a afterlife catchbasin escape performance, a abracadabra Harry Potter show, tarot agenda readings, astrologer bedrock and abundant more.
And if you're the bigger HP fan, assurance up for the trivia challenge captivated at Sky Bar.
Some accommodating confined accommodate Surly Wench Pub, Lindy's Diner on 4th, Mr. Heads, The Hut, The Funky Monk, Hi-Fi Kitchen and Cocktails, HighWire Lounge and Playground Bar and Lounge.
Find added advice here.
When: Saturday, Oct. 20, 5 p.m. to 1 a.m.
Where: Fourth Avenue and Congress Street
Cost: $35 per person. Analysis in at Sky Bar to accept a wrist band.
Nightmare on Congress Street
The capital Auberge Congress assurance and the streetcar cables.
This annual accident is the bigger Halloween affair in Southern Arizona.
Part of Congress and Fifth Avenue will be bankrupt off as ghouls booty over and affair in the streets.
There will be animate music, DJs, and over $3,000 in banknote and prizes for the best apparel at the event.
Find added advice here.
When: Friday, Oct. 26, 7 p.m. to 2 a.m.
Cost: Tickets alpha at $10
Halloween Back-bite at Monterey Court
The assurance for Monterey Court Studio Galleries and Cafe, 505 W. Miracle Mile.
Shake and bang your basic to Halloween-themed music at Monterey Court.
This family-friendly accident will affection food, music, apparel and prizes.
When: Friday, Oct. 26, 7-10 p.m.
Cost: $6 for adults, chargeless for kids. Reserve a table by calling 520-207-2429
Fourth Avenue Halloween Block Party
The Hut on North Fourth Avenue.
The Hut and O'Malley's Bar and Grill are teaming up, superhero style, for a Halloween back-bite abiding to save the day!
There will be animate music, aliment trucks and a apparel challenge with $1,000 in banknote prizes.
Find added advice here.
When: Saturday, Oct. 27, 7 p.m. to 2 a.m.
Cost: Cover allegation at the door
Hooligan's Abhorrence Halloween Brawl at MSA Annex
Watch out for the Hooligans! Flam Chen is adulatory their new amplitude in the MSA Annex with a masquerade ball, featuring music, blaze dancing, and animate entertainment.
Find added advice here.
When: Saturday, Oct. 27, 9 p.m. to 1 a.m.
Cost: $20 at the door. $15 if you appearance up in costumes.
Halloween Hauntfest at 191 Toole
191 Toole stage.
Have a abhorrent acceptable time at Hauntfest Tucson! Featuring performances by The Mission Creeps, The Fink Bombs, Tucson Libertine League Dancers and abundant more.
Shop at the Bizarre Bazaar Art Market and participate in a apparel challenge area top champ receives $150.
Find added advice here.
When: Saturday, Oct. 27, 7 p.m. to 2 a.m.
Halloween Back-bite at El Casino Ballroom
El Casino Ballroom at 437 East 26th St. in May of 1980.
Do the Monster Mash and ball forth to the oldies.
There will be a apparel contest, aperture prizes and a 50/50 raffle.
Find added advice here.
When: Sunday, Oct. 28, 3-9 p.m.
Cost: $5 in advance, $7 at the door
Halloween Night at Tucson Hop Shop
Patrons adore the beer garden at Tucson Hop Shop, 3230 N. Dodge Blvd., in the Metal Arts Village.
Brew up some fun at Tucson Hop Shop's Halloween Party. There will be music by The Bennu and performances by Cirque Roots. And let's not balloon the behemothic alternative of beer!
This is a family-friendly event.
Find added advice here.
When: Wednesday, Oct. 31, 6-9 p.m.
Cost: Accident is chargeless to attend
Whose Blues Chilling Halloween Appearance at Public Brewhouse
Howl at the moon and adore the ceremony with animate music from Whose Blues.
Show up in apparel and get $1 off drinks all night.
Find added advice here.
When: Wednesday, Oct. 31, 7-10 p.m.
Cost: Accident is chargeless to attend
Halloween at The Maverick
Line dancers bang up their heels — actually — at the Maverick, 6622 E. Tanque Verde Road.
It's a "I Ain't Afraid of No Ghosts" Halloween Affair at The Maverick, and we're all invited!
There's activity to be animate music, alcohol specials, fungus shots and $1,000 in banknote and prizes awarded to the best costumes.
Brush up in your band dancing abilities with a assignment starting at 6 p.m.
Find added advice here.
When: Wednesday, Oct. 31, 8 p.m. to 2 a.m.
Cost: Accident is chargeless to attend
Real Halloween Affair at Auberge McCoy
The auberge opened in 1970 as the Silverbell Inn. It is demography guests now, afore the admirable opening. It is alleged for the McCoy Mountains a the Arizona-California border.
Sip on some chilling sangria and accept to the agreeable stylings of Paul the Piano Man.
Winner of the apparel challenge gets a chargeless night break at Auberge McCoy.
Find added information here.
When: Wednesday, Oct. 31, 9 p.m. to midnight
Cost: Accident is chargeless to attend
A menacing, blood-spattered, chainsaw wielding Robert Ratkevich greets visitors during a examination of Old Tucson's Nightfall.
The old boondocks of Nightfall allotment afresh to alarm and absorb during the ages of October.
This year it's bigger and bigger with an broadcast footpath, apparitional houses, live-action performances and ancestors affable attractions for both the adolescent and those aside of heart.
Find added advice here.
When: Open the ages of October, Friday-Saturday, 6 p.m.-midnight; Thursday and Sunday, 6-10 p.m., and Halloween, 5-10 p.m.
Cost: $29.50 accepted admission, $22 kids 9-11, ages 8-and-under get in free. There are additionally a cardinal means you can account discounted tickets, analysis out Nightfall's website for details.
Terror in the Blah at Buckelew Farms
Get chased by adverse clowns, chainsaw-wielding monsters and bananas dolls at Buckelew Farm's Alarm in the Blah — a apparitional blah bewilderment abiding to shock and adventure alike the toughest of cookies.
Each year the abode aggregation creates a new bottom aisle and scares, so you don't apperceive what's cat-and-mouse for you about the corner. And afterwards the chilling allocation of the maze, guests will accept to accept to acquisition their way out of the 11-acre cornfield application their acquaintance and faculty of direction.
Find added advice here.
When: Open every Friday and Saturday in October additional Thursday, Oct. 25, and Halloween night, from 6 p.m. to midnight.
Cost: Tickets alpha at $25
Riley Pierson of the Marana High School Ball Aggregation screams at The Annihilation Abode on October 21, 2010 in Tucson, Ariz. The Annihilation Abode is an absolute above annihilation abode amid a Grant and I-10 that is a apparitional abode allure now.
Get abashed in not one, not two, but FIVE apparitional attractions at The Annihilation House. This is has to be one of the best alarming options on the account so accept your aggregation wisely — you appetite to accomplish it out alive, don't you?
Attractions this year accommodate the "Voodoo Bayou," "Cirque Du Slay" and "The Boiler Room." But the best scariest abode of them all has to go to "City Meats," as the performers are accustomed to blow and hunt visitors. They've additionally accept mini escape apartment and an alternate abode alleged "Apocalypse" area guests can avert themselves adjoin zombies.
And if you didn't know, The Annihilation abode is the abode area you can acquisition Tucson's aboriginal axe-throwing arena, the Axe House. Appear for the apparitional houses and break to bandy some absolute activity axes!
Find added advice here.
When: Open through the ages of October, Thursday and Sunday and from 7-10 p.m., Friday and Saturday from 7p.m. to midnight. Open Halloween, Nov. 2 and Nov. 3, from 7-10 p.m.
Cost: Tickets alpha at $23.
Hocus Pocus at Auberge McCoy
Watch the Sanderson sisters run amuck throughout Salem in this archetypal Halloween film.
A acceptance to the screening gets you a alcohol badge to some witchy brews, acceptance to spook-tastic vendors, and airheaded for the movie.
Find added advice here.
When: Friday, Oct. 19, 7-10 p.m.
Ernest Scared Stupid! at Casa Blur Bar
Have some absurd Halloween fun with a appropriate screening of "Ernest Scared Stupid" at Casa Blur Bar.
The You Sly Dog aliment constrict will be there too, so appear hungry!
Find added advice here.
When: Friday, Oct. 19, 7-10 p.m.
Cost: Accident is chargeless to attend. Pay for aliment and drinks.
A adolescent ballet apprentice joins a ball academy alone to ascertain it's run by a coven of witches.
Before the accommodate hits the theaters, watch the aboriginal 1977 adaptation of this cerebral abhorrence film.
Find added advice here.
When: Friday, Oct. 19, and Saturday, Oct. 20 at 10 p.m.
Cost: $6 accepted admission, $5 Loft members
Ghostbusters at the Fox Theatre
We ain't angelic of no ghosts! Accept a chilling acceptable time watching the 1984 blur "Ghostbusters" at the Fox Theatre.
Meet absolute activity Arizona Ghostbusters and booty a apparitional bout of the celebrated amphitheater with the Tucson Apparition Company.
There will be a 13-foot-tall Break Puft acquiescent man, chargeless airheaded and psychokinetic ies, face painting and a apparel contest.
Find added advice here.
When: Sunday, Oct. 21, 3-6 p.m.
Get your alarm on for bargain with a chargeless screening of the 1942 blur "Cat People."
It's about a women who believes any man she loves will about-face into a alarming artful because of an age-old ancestors curse.
Find added advice here.
When: Tuesday, Oct. 23, 7:30-9 p.m.
Cost: Accident is chargeless to attend
Halloweentown bifold affection at Casa Blur Bar
Halloween is cool. And Casa Blur bar is assuming its adulation of the ceremony by screening not one, but TWO archetypal Disney Channel movies, "Halloweentown" and "Halloweentown II: Kalabar's Revenge."
The Curry Pot aliment barter will additionally be there.
When: Thursday, Oct. 25, 7-10 p.m.
Cost: Accident is chargeless to attend. Pay for aliment and drinks.
Sleepy Hallow at Casa Blur Bar
Get a-head of your Halloween cine watching with a screening of Tim Burton's "Sleepy Hallow" at Casa Blur Bar.
Fat Noodle aliment barter will additionally be there.
Find added advice here.
When: Friday, Oct. 26, 7-9 p.m.
Cost: Accident is chargeless to attend. Pay for aliment and drinks.
Poolside screening of Nightmare Afore Christmas at Auberge McCoy
"The Nightmare Afore Christmas"
What's this?! A cine about Christmas and Halloween?!
Watch a chargeless screening of "The Nightmare Afore Christmas" at Auberge McCoy. Get comfortable by the blaze pit, or booty a dip into the hotel's acrimonious pool.
Beverages will additionally be accessible for purchase.
Find added advice here.
When: Friday, Oct. 26, 7-10 p.m.
Cost: Accident is chargeless to attend.
Vampire Hunter D at Wooden Tooth Records
In a post-nuclear apple area vampires and demons rule, it's up to the vampire hunters to accompany an end to the darkness.
Watch a chargeless screening of the 1985 anime blur "Vampire Hunter D" at Wooden Tooth records.
Find added advice here.
When: Friday, Oct. 26, 8-11 p.m.
Cost: Accident is chargeless to attend
It's showtime! Celebrate the 30th ceremony of Beetlejuice by communicable a screening of it at The Loft.
Find added advice here.
When: Friday, Oct. 26 and Saturday at 10 p.m., Sunday, Oct. 28, at 2 p.m.
Cost: $6 accepted admission, $5 Loft members
Hocus Pocus Halloween Affair at The Loft
Oh look! A addition august screening of "Hocus Pocus"!
There will be a apparel contest, prizes, and a admirable bag abounding with fun being to use throughout the film.
This is a family-friendly event.
Find added advice here.
When: Saturday, Oct. 27, 7:30-9:30 p.m.
Cost: $12 accepted admission, $10 for Loft associates and kids
Spooky fun
Witches Night Out at My Seester's Restyle Boutique
Decorate a witch hat fit for a Supreme at this ability night hosted by My Seester's Restyle Boutique.
Snacks and beverages will be provided.
Find added advice here.
When: Friday, Oct. 19 at 5 p.m., and Saturday, Oct. 20, at 1 p.m.
Feel like active abroad in alarm in a added able-bodied way? Buckelew Farm hosts a annual Zombie Mud Run area you can accede obstacles, get bedraggled and escape the undead, all while accepting fit. Sounds like a no brainer to us! 🧟♀
Find added advice here.
When: Saturday, Oct. 20, 3–6 p.m.
Cost: $45 and up
Acadia Ranch Apparition Hunt with Tucson Apparition Company
Tucson Apparition Company.
You've watched the apparition hunting shows on television, now it's time to acquaintance it I.R.L. Stine. 😂
The Tucson Apparition Company will arch a apparitional bout of Acadia Ranch, a above tuberculosis hospital in Oracle.
Find added advice here.
When: Saturday, Oct. 20, 8:30-11:30 p.m.
Paint your own 'Wicked' witch at Brush and Bottle
Round up your aing ghoul accompany for an black fun and step-by-step painting at Brush and Bottle.
Find added advice here.
When: Thursday, Oct. 25, 6:30-8:30 p.m.
Harry Potter Halloween Feast at 1912 Brewing Company
Eat like Hogwarts acceptance with a Harry-Potter-themed fest at 1912 Brewing Company.
The abounding banquet includes Cornish hen, broiled vegetables, mashed potatoes and gravy, banquet cycle and a Chocolate Frog abruptness dessert.
There will additionally be Harry Potter trivia, so get Sirius and put on those cerebration caps!
Find added advice here.
When: Friday, Oct. 26, 6-9 p.m.
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Automation of orders and distribution in Mellah Avenir Developpement
Mellah Avenir Developpement (M.A.D.) is a Moroccan distributor operating in the FMCG sector, whose fleet of lorries reaches its recipients in the retail, wholesale and HoReCa channels. M.A.D., which was looking for an SFA system that would incorporate – in mobile devices – all essential business processes performed in everyday work, resolved to implement the eLeader Mobile Visit system.
M.A.D. representatives, as part of their duties, complete orders (including automated promotions), carry out deliveries and returns, collect amounts due, and also take care of merchandising and participate in creating a client database.
Owing to the configuration of appropriate reports fed on an ongoing basis by data from field force, Mellah managers can more effectively control the quality of work and oversee the completion of business objectives.
A sensitive element of the project is monitoring of the inventory balance, a regular update of which requires acceptance from warehouse managers. They verify the stock levels for a specific order and confirm them in the eLeader mobile application. The inclusion of this group of users in the document workflow makes it possible to maintain the utmost diligence while completing orders. Therefore, the distributor makes a good impression on the clients.
eLeader listed as a Representative Vendor by Gartner for its Mobile Visit solution
BSH (Bosch and Siemens Home Appliances) representatives in northern Europe work with eLeader Mobile Visit
The neural battle or artificial intelligence in sales


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Sterling Silver Crucifix Necklace
Sterling Silver Crucifix Necklace
This beautiful sterling silver crucifix has detailed scrollwork on the end of each part of the cross. The substantial crucifix hangs from a 18 inch stainless steel chain that has a two inch extender.
Medal: Sterling silver, recast of a vintage crucifix
Chain: 18 inch Stainless steel chain with small beads
Clasp: Stainless steel lobster claw clasp
Length: 18 inches, can be extended to 20 inches
sold out


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Cleviprex Lot Recall
There has been a nationwide recall of eleven lots of Cleviprex (clevidipine butyrate) injectable emulsion, indicated for treatment of hypertension. The recall is due to the potential presence of particulate matter found to be inert stainless steel particles. The particles could theoretically reduce blood flow in capillaries, cause mechanical damage to some tissues, or initiate acute or chronic inflammatory reactions. Reduced blood supply to tissues may lead to ischemia or organ insufficiency in the brain, kidney, liver, heart or lungs.
Click here for the Medicines Company recall notice.


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- Clearance Sale
Gardening A-Z brings you the best in vegetable gardening tips and instructions. With this handy, informative guide, you can choose the right varieties for your particular garden and discover new options you've never considered before. Our expert and time-tested advice will help you grow healthy, beautiful vegetables, which includes:
You'll also learn to control pests naturally, plant to improve your soil, and find out when and how to harvest for the best flavor. Also check out seed sources, preservation methods and seed saving techniques. Whether this is your first foray into gardening or you have decades of experience, you're sure to find helpful tips and instructions in these pages. Happy gardening!
*PC requirements: CD-ROM drive, Adobe Acrobat Reader (available from Adobe.com.)
The Complete Guide to the Woodlot explores ways to get the most out of your woods.
The secret – how enjoyable and rewarding owning and maintaining a backyard hive is – is out! Not only are the benefits of owning your own hive (or hives!) numerous, this hobby that will benefit your family, your land and the environment. More backyard beehives are popping up all over the country. Whether you are a seasoned beekeeper or on still on the fence about taking the leap and starting your own hive, the 5th edition of GRIT's Guide to Backyard Bees and Honey is an excellent source to help you get started!
GRIT's 2011 Guide to Backyard Chickens E-book includes an extensive collection of relevant articles, including:
Anyone, at any age, can enjoy the benefits and pleasures of keeping a backyard chicken flock. Whether you have yet to take the plunge and buy your very first chickens or are a seasoned chicken owner, the newest Guide to Backyard Chickens is an enjoyable read for everyone! This guide from Grit is 100 pages of articles written by chicken experts. It provides more than 65 keys to keeping a healthy, productive flock, plus recipes for eggs and chicken meat, DIY chicken coops, and information on owning guinea fowl, ducks and geese.
Raising rabbits has never been easier with the help the new Grit Guide to Backyard Rabbits, 4th edition. This guide has more than 43 keys to raising happy, healthy rabbits along with helpful advice to find the breed for you, instructions for keeping rabbits out of your garden, advice on how to build the best hutches and equipment, and so much more.
Looking to start raising rabbits for meat? Want to be successful in the rabbit show ring? Wondering how you can keep those pesky wild rabbits out of your garden? GRIT Guide to Backyard Rabbits is the answer to all these questions and many more. Inside this 100-page guide you'll find more than 69 keys to a successful rabbit-raising enterprise. Nearly 20 articles are included, as well as heartwarming photos and a list of recommended rabbit resources.
Want the best-looking yard in your neighborhood? Or a sprawling green lawn that welcomes visitors as they make their way up your driveway? With the help of the GRIT Guide to Field and Lawn Care you'll discover how to grow and maintain the sharpest lawn, as well as tips for safe mowing, advice for rejuvenating your lawn, and so much more.
GRIT Guide to Homemade Bread, 4th Edition provides more than 57 keys to successfully bread making, from sourdough bread to pizza crust, from bagels to pretzels and more. With 111 recipes inside this 100-page guide you and your whole family can enjoy the benefits of homemade bread.
Bread. It's everywhere. It can take up almost an entire aisle in the grocery store. It's used as a delicious appetizer at some restaurants with butter and oil. It's a staple at almost every family gathering, from holidays to Sunday dinners. Bread. It's eaten all over the world. The 2014 Grit's Guide to Homemade Bread features some of the best recipes for homemade bread; from sourdough to gluten-free, from flatbreads to pizza dough, this 100-page guide has them all.
MOTHER EARTH NEWS and GRIT have pulled together four guides that are packed full of articles that include tips, DIY projects, recipes, advice, and much more, all in this one Country Resource set. There are more than 150 keys and tips on using cast iron for cooking, earning a living on a farm, raising healthy rabbits, and producing a healthy and productive chicken flock.
In 2003, we introduced an archive of all Mother Earth News' issues from the 1970s on CD-ROM, presenting a new way of accessing past issues of the magazine in a digital environment. Thousands of readers responded to the notion of being able to sift through our first decade at the click of a mouse, and to the ability to search for what specifically interested them.
Following that success, we continued to expand the archive to cover more of the magazine's past issues on disc. Also available is the Multiplatform Edition, which makes the magazine content available not just on desktop and laptop computers, but also via smartphones and the multitude of portable reading devices that have become so ubiquitous. Now, we are pleased to reintroduce the classic version of the archive, for the first time with enhanced search functionality across Mother's entire 48-year history. With this version of the archive, you can search for articles about earth-sheltered homes, cheap solar power, organic gardening techniques, raising chickens, beekeeping, do-it-yourself projects and much more.
Mother Earth News has also published hundreds of healthy, down-to-earth recipes, and the archive includes all the delicious directions we've published in the magazine. From strawberry jam and homemade jerky to hummus and morel mushroom quiche, you'll find something to satisfy every appetite.
Find almost every story, tip and technique published in the magazine and online from 1970-2017 … more than 21,000 articles!
Confused about the difference between our two archive products? These are the key distinctions:
The archive content is now available on USB flash drives. Increasingly, computers and laptops are sold without DVD drives but with USB ports. With the archive available on a USB flash drive, you can upload and access Mother Earth News articles without needing an external DVD drive. Note: Some tablets and mobile devices are equipped with USB ports, allowing access to archive content without having to first upload the flash drive's content to a computer.
The Classic Archive Edition on USB may also be used on tablets equipped with USB ports (Android or Windows tablets). At least 1.6 GB of storage space is recommended for it to run the most efficiently on these devices.
Please Note: We recommend using the Firefox Web browser to view this USB. You can download Firefox here.


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Product Description
This natural uncut and unpolished Tanzanite Crystal would make a beautiful wire wrap pendant.
This stone is from Tanzania and is all natural, not dyed.
It weighs 19 grams
1 1/4 inches by 1 inch the perfect size to hold in your hand for meditation or for grid work
Tanzanite aligns the heart and mind allowing for a more balanced spiritual experience to occur.
Tanzanite can help to calm an over active mind and bring a peaceful calm to racing thoughts and mind chatter.
It is a stone that can accelerate spiritual evolution and raise ones energy vibration.
Enjoy the healing qualities of this semi precious stone