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Labor Day is a holiday to honor organized labor's achievements, but this year the United Auto Workers (UAW) union doesn't have much to celebrate.
After it invested more than a decade's worth of man-hours to organize the Nissan plant in Canton, Mississippi, the company's employees dealt the union a decisive blow last month. More than 60 percent of workers voted "no" in the election, convinced that the union's inefficient work practices would put their jobs at risk--and concerned by stories of the UAW's misuse of members' dues.
But the UAW is nothing if not persistent, and it has now set its sites on other automakers, suppliers to the auto companies, and any other potential revenue streams. The targets are new, but the tactics are old and tired: They include complaints with the National Labor Relations Board, pressuring employees to sign union authorization cards, home visits as unwanted as a visit from a vacuum salesman, and public pressure campaigns waged via political allies and the press.
It's a 20th-century approach to organizing the workplace that's as stale as the 20th-century work rules that impede competitiveness and creativity.
Consider the UAW's 2007 master contract with Ford Motor Company. The encyclopedic document spanned five volumes and exceeded 2,200 pages in length; that's 22 pounds of paper. As my former colleague J. Justin Wilson wrote at the time, "those 2,215 pages don't include much regarding efficiency and competitiveness." Rather, the union contract was larded-up with hundreds of workplace rules and one-off letters of understanding that made it near-impossible to run an agile, profitable company. (For comparison purposes, consider that the UAW's original master agreement with Ford Motor Company was 24-pages long.)
The pace of innovation in the auto industry today is measured in days, not years--which means companies bound by lengthy employment contracts spanning thousands pages are destined to go the way of the dinosaur. If the UAW leadership is curious why private-sector union membership is at its all-time low, it should look in the mirror.


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Interview: Pomona, CA Based Soul Artist and Poet/Author Shalane/
We connected with Pomona, CA based soul artist and poet/author Shalane for an exclusive interview to discuss her very DOPE new music video "Home", the album it appears on, "The Search", the influence of her personal experiences on her music and much more.
After reading our Q&A with Shalane, be sure to stream both the "Home" song and "The Search" on Spotify. Also, support Shalane by purchasing her book of poetry, "Recollections: A Collection of Intimate Passages" and follow her on social media.
We're thoroughly impressed by your song "Home" and its visuals. Who produced the song and who directed the video?
Thank you all so much for listening. A producer named James Bayliss (JXXBX) produced the song (RIP). He passed away this past summer, but I plan to make sure his music lives on forever. The video was directed by the dude who shot it on his for me, for the most part.
"Home" appears as the last song on your "The Search" project; why did you select "Home" to create a video for?
I can't take full credit for choosing "Home" to be the song we used for the video, it was between a friend Anthony, my engineer Jack and I. But I can tell you that "Home" is the final song on the album because it was a huge underlying theme of the whole project - the biggest realization. It took me a while to realize that I will not find my Home in People, Vices, Things, Material Objects, Money, Fame etc. I will find Home in the love that I give myself, and life I create for myself, so I'm spending time building that foundation within now. It's a true journey.
As a songwriter and poet/author, what's the difference between the two from a creative standpoint?
Writing poetry and creative writing is more of a serious act, while writing music is a very charismatic and deep creative experience for me. In both situations I'm pulling from past experiences, life, love, my emotions and feelings. But while I'm writing poetry, it's more structured, I am usually sitting still with furrowed brows, in deep concentration about the topic. I am feeling the feelings and emotions, they surge quietly through my veins and creep into my writing through my thoughts, but I'm usually more focused and engaged with the pen, pad and actual words on the paper. And usually, what comes of it is extremely more detailed and telling. But while I'm writing music, I'm usually full of energy, or heavily emotional, I may be a shot or 3 in, with lyrics dancing off of my tongue, melodies churning in the pit of my soul, music filling the atmosphere around me and my troubles far removed. Vivid memories are usually repeating in my head. And the end result is usually more thematic and summarizing but can be felt in a sensory way that words on paper cannot be. They are two drastically different writing processes and birth two different forms of art.
Following up on the last question, are there poems that you've written in the past that you attempted to make into songs?
Yes there are. I have poems that I both intentionally and unintentionally turned into songs.
If you had to describe your music to a stranger in three words, which ones would you select?
Warm, Relatable & Authentic
How would you say that your music and poetry are influenced by your environment and personal experiences (ie relationships, struggles, etc)?
My music is directly influenced by all of those things. I document the most significant and heartfelt moments of my life in my music for the world to interpret as art, relate to, connect with, vibe to and more.
When you aren't writing poetry or lyrics or in the studio recording, what do you enjoy doing for fun?
I play shows every so often, but to be honest, I don't really love the spotlight. I enjoy nature so I am going to national parks and the beach and things like that often. I like creative events, so I attend them every so often as well. I'm spending time developing my non-profit to launch again in 2019. But outside of my 9-5, I'm usually putting in work for my music and the other creative services I have to offer.
Stream and Share "Home" on Spotify
Stream and Share "The Search" on Spotify
Purchase "Recollections: A Collection of Intimate Passages" on Amazon


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DirecTV is another service with high channels counts and multiple package tiers. Like PS Vue, it's close to the experience you'll get with cable or satellite when it comes to available channels. In August 2018, DirecTV Now took a major leap forward for football fans, adding the NFL Network to several of its base packages. While competitors like Sling TV and PlayStation Vue have offered the NFL Network for some time, it was one of just a few key channels missing from a service known for its channel count. Subscribers of the Just Right package and above now have the channel, meaning it's only missing from the $40-per-month Live a Little package.
I use a combo of Roku, a Mohu Leaf antenna (excellent picture quality) to get OTA signals and a Tivo Premiere box as I wanted the option of recording the OTA signals and the convenience of watching them when I wanted to. The Tivo service is $20 a month, but has lots of great features (season pass, Tivo Desktop, online programing to name a few) and is LESS than 1/3 the price of my FORMER dish bill :)
Unfortunately, beyond that, its streaming abilities are limited. The Apple TV was really built around iTunes, which means you need to buy and download your content from the iTunes store. On one hand, iTunes' selection is amazing. You have tons of movies and TV shows at your fingertips, to rent or to buy. On the other hand, it can get expensive quickly. HD movies cost $15-20, while a full season of a TV show ranges from $40-50 on average. Watch more than a few movies or shows, and the iTunes store becomes much more expensive than $10 a month for Netflix or Hulu Plus. Sure, you "own" those movies, but they all have heavy DRM and are only watchable on Apple devices...so let's be honest, you don't really own them.
Also forgot to mention that there is a great box out called Roku that allows you to stream in HD, and offers other stuff that is exactly like cable but theres only a one time cost of $59.99/free shipping and absolutely no monthly fees. All the movies and shows you want, you might want to check out all the features at roku.com or go to Netflix.com and check out their "watch television instantly" section. You can get more information about it there. Another great little investment to save on cable fees and you can use it on any television even the old analog television! Check it out!
You'll have to check the apps you want to watch because some of them still need a valid login from a cable provider (which kinda defeats the purpose). The cord cutter friendly networks will just allow you to watch TV online for free with no strings attached. We catch our Amazing Race episodes on the CBS website and then complain about ABC's lack of support for anyone without a login.
Let's get some of bad news out of the way. If your goal in cord-cutting is to save money — but you'd prefer not to lose access to anything you're currently watching via your cable or satellite subscription — then you should be aware that the money you save on one bill may be immediately redistributed to another. Additionally, unless you want your "Game of Thrones" episodes to look blurry and choppy, you'll want to make sure you have the proper internet package.
Hi Peter, I think I need your help…I am so glad I came across your article and as I believe it will save me a lot of money too. I just got express internet service at my new home and would like to be able to see at least basic TV stations (Fox, cbs so on) and I heard of this 'free over the air'. I am not very good with regards to technical matters and I would like it to be as simple as possible for me to execute :). I have an old TV (won't get a newer one any time soon) and would like to use the 'free on air' option everyone is talking about over the past few comments. So do i just walk into a electric store and get a digital to analog box with an antenna, connect it to my tv and i can just like that receive the channels? Or is there more? Thank you in advance!
After the July 2014 crash of Malaysia Airlines Flight 17, RT rushed to blame others for the plane's shoot-down in Ukraine amid accusations by Ukrainian fighters of Russian involvement in the crash.[244] Speaking of RT's coverage, Sarah Oates, professor of journalism at the University of Maryland said "But if you're going to engage in propaganda, you have to do it well. They have completely embarrassed themselves."[245]
General idea: As you can tell by the name, CBS All-Access is a clutch streaming service to have if you really like CBS shows like Star Trek: Discovery, The Good Doctor, and Criminal Minds (but let's be real, most people pay for it specifically for Star Trek). This service is a little different as it's not giving you a selection of different channels, but you will have access to over 10,000 episodes of classic shows as well as news from CBSN. CBS is also the channel that covers a lot of sports (like NFL games) and award shows (like the Grammys), so an All-Access subscription is nice to have in your back pocket when important live events like those are coming up.
All three of the ones listed above allow you to record over-the-air shows and then watch them on your TV. On the Tablo and HDHomeRun you can also stream them to a tablet, phone or the TVs in your house using devices like the Fire TV, Roku or Chromecast (Adding a Slingbox 500 to the DVR+ will accomplish the same). Definitely worth looking into if you're a cord cutter.
Most sports leagues also have their own streaming services for games: NFL Sunday Ticket, NBA League Pass, MLB.tv, and NHL.tv let you watch games on your streaming device or computer. Unfortunately, due to blackout rules, you often don't get access to your local team, which is what many people want to watch most. If you're a big fan of the sport overall, or if your favorite team isn't your local team, these services give you access to (almost) all games anywhere you are. Though somewhat expensive, they're priced similarly to getting the games in your cable TV package.
Sling is a good deal for serious TV fans, but if you're not going to watch at least eight different shows on those channels per year, it's cheapest to just get your Mad Men/Walking Dead fix by buying individual seasons on iTunes or Amazon Instant Video. That strategy, ironically, is pretty much what Dish Network's chairman recommended back in 2012—before his company owned its own streaming business.
That six-or-nine bucks a month gets you access to some of the most popular shows on TV the day after airing, including The Big Bang Theory, Mom, Elementary, Survivor, Amazing Race, even daytime shows. There are also a few thousand old TV shows streaming here, such as Cheers, all the versions of Star Trek (the rights are owned by the CBS Corporation), Brady Bunch, The Twilight Zone, and Hawaii Five-0. You can insert your own joke here about how the Tiffany Network is for your grandparents, because I already made mine above.
The channel selection is pretty extensive—but far from everything. You won't find CBS on this service, naturally. But premium channels are available as add-ons; in fact, some of what you'd see on basic cable—like SyFy, USA, Fox and NBC—are only available to you on Sling TV by paying a bit more for the Sling Blue package for $25 per month. Then there are more "Lifestyle Extra" add on packages to get other channels you may want; those usually add an extra $5 per month to the price. Like with any of the live TV stream services, check the channel offerings thoroughly before you subscribe to make sure they have what you want.
The new navy blue grid version of the Prevue Channel software was as crash-prone as previous ones. Flashing red Amiga "guru meditation" errors (with the raw satellite feed's dual promo windows and national satellite listings grid showing through from behind them) remained a frequent sight on many cable systems throughout the United States and Canada. While Prevue Networks' software engineers released regular patches to correct bugs, it simultaneously became clear that an entirely new hardware platform would soon be needed. New Amiga 2000 hardware was no longer being manufactured by Commodore, which filed for bankruptcy in 1994, and Prevue Networks began resorting to cannibalizing parts from second-hand dealers of used Amiga hardware in order to continue supplying and maintaining operational units. During periods where Amiga 2000 hardware availability proved insufficient, newer models such as the Amiga 3000 were used instead.[11] However, as those models' stock cases would not accept the company's large existing inventory of Zephyrus ISA demodulator cards, only their motherboards were used, in custom-designed cases with riser card and backplane modifications.
For example, Russia Today broadcast stories about microchips being implanted into office workers in EU to make them more "submissive"; about "majority" of Europeans supporting Russian annexation of Crimea; EU preparing "a form of genocide" against Russians; in Germany it falsely reported about a kidnapping of a Russian girl; that "NATO planned to store nuclear weapons in Eastern Europe"; that Hillary Clinton fell ill; it has also on many occasions misrepresented or invented statements from European leaders.[219][unreliable source?][220][unreliable source?][221][222][text–source integrity?] In response to accusations of spreading fake news RT started its own FakeCheck project. The Poynter Institute conducted a content analysis of FakeCheck and concluded it "mixes some legitimate debunks with other scantily sourced or dubiously framed 'fact checks.'"[223]
It wasn't until 2015, when Ergen introduced Sling TV, that the floodgates truly opened. Sling TV is a so-called "skinny bundle," giving online subscribers the option to buy just a few channels and pay a much lower monthly fee—in this case, about a fourth of the average cable bill. Since its arrival, at least six more online TV services have entered the market.
Hardware question. We are renters and can't cut holes or run wires. TV is upstairs (old TV but we want to get a 46″ flat panel on a black Friday special). Computer using comcast is downstairs. We currently have the $12 cable upstairs. Don't want it any longer. How do I get the "network" to work without drilling holes and running wires. Do I have to get a wireless transmitter for my computer and a wireless receiver for my new TV in order to stream from the playon software to my TV? What external ports do I need to make sure to have on my new TV? Thank You So Much!!!!
Within each cable system's headend facility, meanwhile, the Amiga 2000-powered Prevue Guide software overlaid the bottom half of the satellite feed's video frame with its own, locally generated listings grid. It also continuously chose which of the two simultaneously available promos in the top half of the satellite feed's picture to let local cable subscribers see, patching its audio through to them while visually blocking out the other promo (usually with text promoting the program's next airtime and cable channel). During periods where both of the satellite feed's simultaneous promos were for cable networks not carried by a local cable system, the local Prevue Guide software blocked out both, filling the entire top half of the screen with a local text or graphical advertisement instead (either an ad for a local or national business, or a promotion for a channel that the cable provider carried – displaying that channel's logo and supplementary information on the opposing sides in the upper half). The satellite feed's national scheduling grid was never meant to be seen by cable subscribers. On occasion, however, when a cable system's local Prevue Guide software crashed into Amiga Guru Meditation mode, subscribers would be exposed to the satellite feed's full video frame, letting them see not only the two disparate promos simultaneously running in its upper half, but perhaps more confusingly, the satellite transponder-oriented national listings grid in its lower half.[7]
YouTube is the most popular streaming-video platform online; it was only a matter of time until YouTube tried its hand at providing live TV, too. For $35 per month with this service, you'll get almost 40 channels — which is, admittedly, not that many. Still, there are some good networks, especially for sports fans: multiple stations from ESPN, CBS Sports and Fox Sports. YouTube TV's biggest draw is the service's unlimited DVR feature, which lets you record as much as you want and keep it for up to nine months. The integration with the rest of YouTube feels half-baked, though.
We save almost $1,000 per year because of the setup we use to watch TV without cable or satellite subscriptions. Our setup currently consists of Hulu, Amazon video, and an indoor HDTV antenna. We're able to watch all of our favorites shows, local TV stations and we can catch pretty much all the games during football season (Dannie LOVES football so that is a must).
The most famous of the cheap HDMI brands, Monoprice has dozens of options to chose from. The linked cable is "Premium Certified," which is actually a certification. It basically means the cable is more or less guaranteed to work with 4K and HDR. The Premium Certified logo isn't required for 4K HDR, but if you see a cable that's Premium Certified and has the matching hologram and QR code, it's a pretty safe bet it will work.
Networked Media Device – Like Our Xbox 360: You can get a brand new Xbox 360 for around $100-150 nowadays, sometimes cheaper. We just got our second one for $75 from a friend. Tons of other networked media devices are compatible as well including Ipad, Iphone, Google Chromecast, Playstation 4, HP Mediasmart TVs, and Nintendo Wii and Roku devices. Check the link above to see if your device is supported. – Cost: Free-$200 (depends on if you have one of these already. If you don't have one already, I recommend the uber-cheap $35 Google Chromecast or Fire TV)
For those looking for "cable lite" in the form of small packaged cable subscriptions from services like Sling TV and DirectTV Now, we've got a list of the best streaming live TV services. Keep in mind, though, that most of these services don't offer unlimited access to broadcast channels like NBC, CBS, ABC, and Fox. What I'm referring to is the ability to watch any broadcast channel available in your area.
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In 1991, Prevue Networks launched Sneak Prevue, a spin-off barker channel that was exclusively used to promote programming on a provider's pay-per-view services; it displayed full-screen promos (augmented by graphics displaying scheduling and ordering information) and a schedule of upcoming films and events airing on each pay-per-view channel based on either airtime or genre. The channel was also driven by Amiga 2000 hardware, and its software was as crash-prone as the Prevue Guide software itself. TV Guide Network ceased operations of Sneak Prevue in 2002.
For example, DIRECTV charges $20 a month for every month remaining on your contract. So if you need to get out of your contract but you still have nine months left, you're looking at a cool $180 plus a $15 deactivation fee. It's steep, for sure, but it's all in the contract agreement. Make sure to ask your provider about early termination fees before you sign, just in case.
The term 'superfast' is defined by Ofcom (the UK telecoms regulator) as (fibre) broadband with a speed between 30Mbps and 299Mbps. Currently, most fibre broadband deals widely available in the UK offer speeds in this range. Superfast broadband is enough for most households, with basic superfast packages enough for households of up to four internet users. Faster packages are recommended if there are gamers in the house or you have a 4K TV.
On either device, using just Netflix and Hulu Plus (each require $8 per month subscriptions) gives you a good variety of popular programming. Between the two you can binge on previous seasons of everything from Breaking Bad to Downton Abbey, watch current episodes of The Daily Show and Parks and Recreation and make a dent in your bucket list of must-see film classics.
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For vast libraries of movies and TV content prior to the current season, I recommend getting the 30-day free trial to Amazon Prime. Another big reason to get Amazon Prime is the option of adding Showtime and Starz with your subscription. For just $8.99 per month, you have every TV show and movie offered by Starz and Showtime just as if you had the network with a cable provider.
Not sure if anyone has mentioned this: We pay for standalone high-speed cable Internet service. I connected a digital splitter so that one cable goes to the modem and the other to two TVs in our house. For the price of Internet service, we also get all the over-the air stations (cable quality). These include PBS (5 stations), CBS (2 stations), ABC (3 stations), NBC (3 stations), Fox (2 stations) plus an assortment of other over-the air stations in the 70-100 range–where the local access stations are also located.
The fancy ones – Some product lines top out before reaching the $80 and up (Fire TV, for example), while others don't appear until the mid-hundreds. Here, you'll find Ethernet ports, external storage ports, and the best processors and Wi-Fi antennas in the market. The price range in this group is the largest, so check those price tags. Examples: Roku Ultra, Apple TV 4K, Nvidia Shield.
One big advantage Roku offers though is a choice of four models ranging in features and price, from the $50 Roku LT to the faster and higher resolution $100 Roku 3. With over 1,000 channels, Roku has long had an edge over its Apple rival in terms of content, but unsurprisingly, many channels are of limited appeal. While it lacks support for iTunes, Roku counters with the Amazon Instant video store (unavailable on Apple TV). Roku also offers both a PBS and PBS Kids channel.
With the Digital Starter package starting at $49.99 per month, Xfinity comes in with the best all-around package out of all our recommended TV providers. The channel selection for Xfinity's entry package is pretty similar to DISH's base-level package (including channels like ESPN, TNT, AMC, and Discovery). It's also a better bargain than the satellite service (and the next-closest cable TV provider, Spectrum) by about $10 per month.


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Previous Challenge Entry (Level 2 – Intermediate)
Topic: COMPUTER (05/19/16)
- TITLE: Forgetting Who We Are
By Katy Curry
What is going on?" she thought to herself. "I came in here this morning to check my e-mail and my Facebook…" wait, no there was something missing. She picked her way through the clutter and into the living room, it, too, was a mess. Jack was sitting in his chair as always, watching the news.
"Jack?" she started, staring with confusion and horror at the living room.
"Decided to come up for air and join the rest of the world, huh?" Jack smiled sadly at his bedraggled wife. "Looks like you need a little R&R sweetie."
"Jack," Cheryl looked confused, "Jack, what day is it?"
Jack blinked at her in surprise. "Love, the date is right there on the computer. You mean you don't know how long you have been in there?"
"I … I … can't remember. What did I do?" Cheryl began to cry.
"Cheryl, we need to check your history and see what you have been doing for the last three days, see what you remember, …" he put his arm around her and squeezed lightly, and began to joke "… and if you sold the Neiman Marcus gazpacho recipe to the Chinese."
"OOOOOO! That is a capital offense for sure. They'll throw you in prison!" Cheryl looked around conspiratorially.
"No, my love, You wouldn't be in the jail," he paused, "you'd be under it!" Jack reminded her continuing in the conspiracy.
Cheryl's first real smile sprang forth, along with her musical giggle. They were joyous and contagious. Here was the Cheryl he loved.
They began to explore her computer and found visits included to Facebook, the President, congressmen, shopping sites, questionable news sites, and those of strangers. Cheryl did not remember visiting most of the sites and was shocked at the number of multiple visits to some.
They checked her e-mail box and Jack pulled up the sent mail. What they both read was frightening.
"I am a Christian woman, I attend church, Bible study, help with the nursery, I could not have written these vile letters! I don't talk like that or think like that; I, I," Cheryl was badly shaken. She knew it had to be her, but she had no memory of doing it.
"I remember getting really angry, but I would never…" a look of horror crossed her face, she bowed her head. She whispered, "But I did, didn't I?"
Jack took her hand. "Baby, the chaos, the hatred in the world have sucked you in; you even skipped last week's Bible study because you were on the computer. Cheryl, you have forgotten who you are."
Cheryl buried her head in Jack's chest, sobbing anew. "You are right, Jack, I felt the Holy Spirit warning me, but I ignored it. I forgot Jesus's words; I followed my warped ideas."
"You're doing just fine! Now tell Him!" Jack encouraged.
Cheryl raised her tear stained eyes to him mouthed a quiet "Thank You" and began. She prayed for quite a while as the Holy Spirit prompted her to remember what had led her to the sinful situation she found herself. God knew it all, but He wanted Cheryl to see how the evil started slowly, seemingly innocently. She admitted her sin, recommitted to Him, and in her own time, said "Amen."
When she raised her face to Jack again, she was the beautiful Christ-led woman he married.
"All better, sweets?" Jack asked.
"Better than that! I am healed and wiser, forgiven and stronger!" Cheryl gave Jack one of those dazzling smiles he loved so much.
"Then off you go, wash all that forgetfulness off and bring me my beautiful wife!"
There were still things to be addressed, but he suspected that God was already working on them and said a quick prayer for guidance and forgiveness.
Author's Comment: Computers can be a blessing, but it is easy to lose our way. This happened to me and I was sucked into an ugly world of lies, hatred, and innuendo. I forgot who I was. Remain in the Word, stay away from worldly things. Use the computer as Jesus would and stay true to Him.
The opinions expressed by authors may not necessarily reflect the opinion of FaithWriters.com.
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There are certain skills required to get a job within this position. This listing is ranked by those which might be the greatest risk to computer users, as they not only send out spam, but other harmful Internet threats like malware, botnets, and pharming scams. Experts demonstrate family history does not play a huge part in developing the disease.
I use Walmart as a possible example because that's where I get my prescriptions, nevertheless the same can be done at any pharmacy that offers discounted generics. More importantly, detecting early-stage NSCLC has now become easier with all the help of malignancy-risk gene signatures. People may think about using homeopathic treatments just given that they're quite low-cost.
A wholesale purchase will prove quite definitely helpful if you're having large family. This is when a great deal of problems are encountered however it is important to remember it's almost always never the pharmacy's fault that a claim has been rejected. In true of pharmacy specialist jobs, giving the wrong prescription is the widespread error that is certainly certainly mostly documented.
"(3) The Washington Post(4) commemorated the closing using a write-up that contained slightly of Schadenfreude. Fear not, after a while you will know precisely how to handle different varieties of problems that may come about. If you will get prescriptions every month make sure your pharmacy has your most current prescription insurance information.
There are various degrees of online degrees available including associate's, bachelor's as well as doctorate programs. If the items on the list were cherry-picked to check the facts, it is facts none-the-less instead of a contrived list. Several brands of natural cleaners can be found at most large stores, including Bio - Kleen and Seventh Generation.


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HTC Flyer Tablet: Hands On
BARCELONA -- HTC is zigging where other tablet makers are zagging. The new HTC Flyer, a 7-inch tablet, runs a heavily customized version of Android Gingerbread rather than Honeycomb to start, and it has a pen. I played with one for a while, and I still have mixed feelings.
The HTC Flyer will get an upgrade to Honeycomb, an HTC rep said. That surprised me because it uses a 1.5Ghz single-core Qualcomm processor, and all the Honeycomb tablets I've seen so far are dual-core Nvidia Tegra 2 devices. After asking around elsewhere, I discovered that Google has told OEMs that they need to use Tegra 2 to get into the first round of Honeycomb, but that they'll be able to try out any hardware they want with Honeycomb later. I'm a little worried. The 1.5Ghz processor didn't feel 1.5 times as fast as the Samsung Galaxy Tab's 1Ghz processor, but that may be because my HTC Flyer had an early version of the software.
Honeycomb will clearly take a while, though, because HTC has customized the OS on here more than on any other high-quality Android tablet I've ever seen. HTC Sense has full-screen widgets with "3D effects" that make graphical elements tilt back and forth when you tilt the tablet. Different full-screen widgets spotlight email, media, and e-book reading. When you turn the tablet, by the way, the standard Android touch buttons move along the bezel so they're always at the bottom. That's neat; it's also non-standard.
The really crazy stuff, though, has to do with the stylus. The Flyer comes with a dull silver stylus with two buttons on it. You can use the stylus to annotate almost anything. If you start scribbling on a Web page, the tablet takes a still "snapshot" of the page and lets you draw on it. You can annotate e-books, and the tablet comes with dedicated notepad and sketchbook apps - yes, they're different. The notepad app pops up a keyboard, while the sketchbook doesn't. HTC clearly thought this through.
The Flyer itself is lighter than other tablets I've felt recently, although I've been lifting a lot of 10-inch tablets. There's a lot to be said for the 7-inch form factor, as Samsung has discovered with the Galaxy Tab; it's pocketable, for one thing.
I managed to check out HTC's Watch movie app, but not the OnLive streaming game service. Watch looked a lot like other movie stores that are out there, such as Samsung Hub and Apple's iTunes store. Prices were insanely low ($3.50 for "Black Hawk Down?") but I'm assuming that was a placeholder. Movies downloaded using Watch will be viewable as soon as a significant chunk of the movie has been received, so you don't have to wait for the whole thing to arrive.
Overall, I have mixed feelings about the Flyer. Is there room for a Gingerbread tablet at all, in a world of Honeycomb? And don't people hate styli? Gingerbread isn't optimized for tablets, but HTC has done a lot of work here to make it look good - this doesn't look like a big phone. As always, price and performance will play a big role in the success of HTC's first tablet.


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Hard Count Athletics (HCA), the nation's leading youth flag football organization, recently returned to Las Vegas on April 27th and 28th with the third installment in the 2019 Hard Count Athletics national youth flag football tournament series. HCA's long and successful history of bringing youth flag football tournaments and skills camps to youth players of all ages throughout the country, including a number of successful youth flag football tournaments previously held in Las Vegas, was only amplified by the tremendous success of this most recent event. Teams from across the country participated in both the 5v5 and 7v7 formats and teams from Arizona, California, Hawaii and Nevada were successful in winning their respective age groups. In doing so, they also secured bids into the 2019 HCA nationwide youth flag football championship that will take place on June 16thin San Diego.
The Las Vegas event was a huge hit with both the players who participated as well as their parents and coaches, and this marked yet another successful chapter in HCA's long history of successful tournaments and other youth sporting events in Las Vegas. Next up on the 2019 HCA nationwide youth flag football tournament circuit are stops in New Orleans in May and then two more stops, one in the Bay Area and a second in San Diego for additional qualifying tournaments before the 2019 HCA national championships.
The Las Vegas Tournament was the third stop on our 2019 nationwide youth flag football tournament circuit after earlier successful stops in Hawaii and Los Angeles in January and February 2019, respectively. The 2019 Las Vegas tournament took place on April 27th - 28th at Charlie Frias Park. It featured play in two different formats, 5v5 and 7v7. In the 5v5 tournament, play took place in the following age groups: 6u, 7u, 8u, 9u, 10u, 11u, 12u, 13u and 14u. The 7v7 format featured competition in the 10u, 14u, 15u, and high school divisions.
The champions in the 5 on 5 division at the Las Vegas tournament were the following teams:
The champions in the 7 on 7 division at the Las Vegas tournament were the following teams:
After Las Vegas, HCA's next stops in its 2019 tournament series will be in New Orleans at the New Orleans Saints training facility outside New Orleans on May 18th to be followed by another stop in the Bay Area on June 1stand 2ndat the Morgan Hill Outdoor Sports Center in Morgan Hill, California. The final qualifier will take place in San Diego on June 14th and 15th. That final qualifying tournament will be followed by the 5v5 national championships on June 16th, also in San Diego. The June 16th championship tournament will bring together the age group champions from each of the previous tournament sites: Hawaii, Los Angeles, Las Vegas, New Orleans, the Bay Area, and San Diego. The competition will be fierce, but the winners that emerge will be teams that truly represent the best in the nation in their respective age groups.
Tournaments like the 2019 Las Vegas event organized by Hard Count Athletics permit youth sports teams to hone their skills against the best competition from around the country in a format that encourages safety, player participation and skills development. Competing in our flag football tournaments helps contribute to the success enjoyed by youth flag football teams in both their regular weekly leagues as well as regional and national tournaments like those offered by HCA. In addition to regional and national youth flag football tournaments, HCA also offers skills camps annually across the United States. Registration for the May 18th New Orleans tournament is still open to any team that wants to participate (there are no pre-qualifying requirements) and interested parents and coaches can register their child's team here. If your child is interested in competing against other young athletes to be his or her very best or in developing his or her skills through either a tournament against national-caliber competition or a skills camp with a professional football player, contact Hard Count Athletics today at email@example.com.


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Quality Inspector
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Quality Inspector
Title:Quality Inspector
Zip Code:06002
Start date:08-21-2019
Assignment Type:Direct Hire
Job Id:50482
This position will perform basic inspection activities of product, materials, first piece inspection and in-process monitoring as assigned. The position reports to Value Stream Manager/Sr. Team Leader on work assignments to meet production schedules. This position has a dotted line to Report to Quality Assurance Supervisor regarding quality issues.
Essential Duties and Responsibilities
• Perform visual and dimensional inspection of various mechanical components and assemblies to close tolerance. Perform first piece and in-process inspection in assigned value stream.
• Identify defects in surface, dimensional, visual and non-conformities (material, documentation and workmanship) to blueprints and internal quality standards. Report non-conformance of materials or unusual conditions to Quality Supervisor and cell leader.
• Use a variety of conventional and advanced inspection devices, CMM tools and instruments to verify dimensions to drawing specifications.
• Perform all responsibilities within productivity and quality expectations. Follow work procedures.
• Maintain records, data and logs as necessary. Create inspection forms such as IMS, first article and other related forms.
• Prepare products and related paperwork for presentation to customer or source inspection.
• Provide leadership/training as needed. Ensure that production schedules are met.
• Maintain clean and safe work environment. Follow safety and environmental procedures and regulations. Report safety incidents to supervisor.
• Make recommendations for improvements to work processes and procedures. Contribute to 5S programs in work area.
• Provide a high level of service to all internal and external customers. Contribute to positive teamwork environment.
• Perform other duties as assigned. Participate in training/learning other positions. Accomplish related results as needed.
High school graduate
- 6-8 years of inspection experience in a manufacturing environment
- Skills/Abilities Essential to the Position:
- Attention to detail
- Leadership
- Advanced mathematics
- Problem solving
- CMM operations and programming
- Read and interpret complex blueprints
- Communication (speaking, questioning, listening)
- Reading
- Completing Inspection Method Sheets/First Articles
- Results oriented
- Customer focus; occasional interface with customer inspectors
- Team oriented
- Dependability
- Use precision instruments, including coordinate measuring machines
- Geometric Dimensioning and Tolerancing (GD&T)
- Writing, documentation Initiative
Knowledge Essential to the Position:
- Advanced Shop Mathematics – 1 & 2
More Info
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In an industry that is rarely collaborative or innovative, ASCEND seeks to foster meaningful conversations among respective agency owners and key industry solution providers–like your organization, who participate as an ASCEND Sponsor Partner (ASP).
Through a unique event format that maximizes exposure with attendees, ASCEND Sponsor Partners are able to access and engage key decision makers who are actively seeking innovative, powerful strategies and solutions they can leverage or take back to their clients to maximize their own firm's productivity and profitability.
Why Should Your Business Sponsor ASCEND?
High-profile prospects
Attendees are the leaders and producers at top leading employee benefit firms.
ASCEND is limited to owners and principals of top independent employee benefit firms with average revenues above $1 million.
Get quality access
ASCEND attendees spend more quality time with our event sponsors than at any other industry event.
Participate in Expert Roundtables, along with dedicated mandatory Sponsor Showcase expo.
Engage as the expert
Attendees want meaningful conversations with our ASCEND Sponsor Partners (like you!).
ASPs are presented as solution providers who hold the key to agency growth & differentiation.


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Since coming onto the NHRA scene in 2000, Cagnazzi Racing has built a strong reputation for itself as a competitive, winning team. This year, young Erica Enders has returned to the team, to campaign a Chevy Cobalt in the Pro Stock series. She has already become the first woman to qualify No. 1 at a national event, and to run in the final round. Currently sitting 5th in points, Erica also hopes to do well in the Countdown to the Chamionship (the equivalent of Pro Stock playoffs), hoping to become the first female winner at a national event, and perhaps even the first ever female Champion.
"When you're fine tuning a Pro Stock car to speeds over 210 mph in 6.5 seconds, moving weight around the car is key. And the Lithium Pro battery at 6.5lbs allows us to do that along with the power to start this hotrod round by round."
A competitive Pro Stock car requires several things: a good car, a good driver, and a good team. To help out with the car side of it, Lithium Pros built an L925-16A for Erica to use in her pursuits this season. The 16v, 6 pound battery is the perfect choice for a total-loss (no alternator) drag car where cranking performance and capacity are critical, yet light weight is also important. Happily, the L925-16A accomplishes all of those things with the added benefit of recharging quickly between heats.


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Loon Peak Schafer Coffee Table
Special Price
$729.99 (This is not last updated price)
Reasons you should buy Loon Peak Schafer Coffee Table
The furniture ReviewI bought this furniture for my friends. They absolutely loved it. Quality is good. Impressive quality for the price. All in all, very happy I purchased this.
This unique single slab coffee table is handcrafted from a plank of sustainable Chestnut Pinewood with a graceful live edge. The table shows off natural rugged edges that impart rustic elegance. Easy to assemble in minutes. Each table is as unique as your fingerprint. Top Material: Solid Wood Base Material: Metal
Loon Peak Schafer Coffee Table's Review.
I need to talk about furnitureLove the color, like the size. Very cute luxury coffee table! Love them all. Good quality, I recommend them, The this luxury coffee table looks like good quality and the color is rich. A good buy.
Customer Reviews
This is such a great and delicate this product. It's very pretty. I purchased one for myself and my friend. I would definitely recommend this product if you're in the market for a cute this product. great gift for any age! it looks a little cheap but still very cute!
Recently purchased 2 luxury coffee table. One for my friend and one for me. My friend says this luxury coffee table is soo amazing. This luxury coffee table is sooo versatile. Easy to clean and the reversible is a major bonus. Bought both in black. We both love our luxury coffee table. I can see why it has so many great reviews. Love it!!
This is the best thing I've ever worn! I bought it during the anniversary sale and plan on buying another one. I've worn it every day since it arrived. Everyone should own one! Shipping was FAST as well. It came in 2 days with regular shipping.


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Alhambra Golf Course has selected innovative golf management firm Billy Casper Golf (BCG) to manage clubhouse operations in Alhambra, California.
One of the largest privately-owned golf course management companies in the U.S., BCG will use its proprietary staff training, marketing and other pioneering programs to deliver the complete customer experience at Alhambra Golf Course.
Billy Casper Golf is one of the largest privately-owned golf course management companies in the U.S., with nearly 150 properties in 29 states. Headquartered in Reston, Va. – with regional offices across America – BCG has more than 25 years of results-driven expertise. The company specializes in full-service course management as well as assistance in specific segments of the golf business, including course and property maintenance, staffing and training, career growth, clubhouse operations, food and beverage, merchandising, golf instruction, marketing and public relations, special events and financial management.
BCG continues to evolve the golf experience through customized solutions and innovative programs like the annual World's Largest Golf Outing – a national golf fundraiser conceived by BCG Chairman and CEO Peter Hill. The company recently launched its newest management solution, Billy Casper Signature, as a boutique division focused on country club, resort and private club management.
More information: www.billycaspergolf.com, 703.761.1444


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Tablecloths rental
Renting navy blue tablecloths for East Lake Clubhouse parties. Package includes 5 rectangular 90"x132" navy blue polyester tablecloths and 10 round 120" navy blue polyester tablecloths, price $150. They all fit the tables in the clubhouse party room. Free 10 rectangular 12"x108" gold satin table runners. Free delivery to the clubhouse.
Call or text 714-321-1135.
Call or text 714-321-1135.
Contact Info


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If you are looking for a Freight Shipping Companies to provide B2B services, contact Southeastern Freightlines today. Southeastern Freightlines has been around since 0 and today employs 1 to 4 who work in establishing Southeastern Freightlines as a reputable member of the Freight Shipping Companies industry.
For their website, visit . To talk to someone about this business, contact Harry Whitney 3rd Full Name Report at (239) 332-8686 Full Phone Report during business hours. You can also direct letters of inquiry to their single location at 9300 Piper Road, Punta Gorda, Florida FL 33982. Be sure to find this business on social media, on Twitter or on Facebook .
|Business Name:
|Southeastern Freightlines
|Business Representative:
|Harry Whitney 3rd Full Name Report
|Business Address:
|9300 Piper Road, Punta Gorda, FL 33982
|Phone Number:
|(239) 332-8686 Full Phone Report
|Business Classification:
|Freight Shipping Companies
|Venue Category:
|Single Location
|Market Element:
|B2B (Business to Business)
|Yearly Revenue:
|$5.000.000 to $9.999.999
|Employee Population:
|1 to 4
|Share This Business:
Since its founding year in 0, Southeastern Freightlines has been conducting business by offering professional Freight Shipping Companies from its single location in Florida. This company is registered with the SIC under the code and with the NAICS under the code .
Its single location is located at the coordinates 26.92025,-82.00299 with a street address of 9300 Piper Road in Punta Gorda, Florida 33982. Southeastern Freightlines would like to hear from you, and you may reach the company by contacting Harry Whitney 3rd Full Name Report at (239) 332-8686 Full Phone Report.
This business has grown to earn an annual revenue of $5.000.000 to $9.999.999 and now hires 1 to 4 employees. For more details, frequently asked questions, and online correspondence, visit Southeastern Freightlines's website at and connect through social media through on Twitter and on Facebook.


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From a young age we're taught to treat others how we want to be treated. While this is true in the sense that we wouldn't want harm or pain caused to us, so we shouldn't cause these for other people, do we apply the same strategy when it comes to loving our partner? Do we show them affection the way we like to receive it so they know how much we care? I was always under the impression, when trying to convey my feelings to my partner, that doing things that I would want was the answer. It was only recently that I discovered that we all feel love in different ways. Love language isn't universal; there are different languages that we all understand.
The five love languages
The five love languages and how they are defined is as follows:
Words of affirmation – Showing verbal appreciation for your partner
Gifts – Giving gifts as a sign that you're thinking about your partner
Acts of Service – Doing things for your partner such as doing chores without asking, cooking them dinner etc
Quality time – Spending one on one time with your partner, talking with no electronic distractions
Physical Touch – Anything that involves physical contact, from holding hands to sex.
The times where I feel the most love are acts of service. When my partner tells me he'll take out the garbage for me or cook me dinner. Words of affirmation come to a very close second. Being appreciated and told how much I mean to him makes me feel dizzying amounts of bliss. For all of my partners, including him, I would put extra effort into doing the same because I wanted them to feel the way I did. It wasn't until recently that I learned that love language is not one size fits all.
When I asked my partner how he felt love, his answer surprised me: quality time and physical touch were his two primary love languages. All this time I went above and beyond in a language that he understands, but, doesn't make him feel as loved as he could if I used his preferred language. Knowing what I know now, I can make him feel as loved as he makes me feel. I'm able to express my feelings by leaning into him more for closeness and pulling him in for extra kisses. Every time I run my fingers through his hair and kiss his forehead, I know that he can understand how I feel about him. I can put my phone down, crack open a bottle of wine and dedicate two or three hours to riveting conversation, because that is one of the languages he understands the most.
If you enjoyed what you read, head over to the Links page. Let's connect.
You can also Ask Me a Question. This helps me with topics to write about. Polyamory, relationships, attachment parenting, feminism, communication and mental health are just some of the topics I read a lot about and have formed quite a few opinions on.
Thanks for reading!


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"All Asians aren't the stereotype of being small and petite," Michelle Elman said. "Being Asian is not one look."
Spanish language teachers at a San Diego-area high school posed in stereotypical sombreros and mustaches.
Keith "Bang Bang" McCurdy and Jas Morrell launched shops that go against the grungy tattoo parlor stereotype.
Kate Parker, author of "Strong Is the New Pretty," has a new book all about modern boyhood.
It "reinforces every bad stereotype about the news media," said the legal analyst.
In October, police were called on Corey Lewis as he was babysitting two white kids. He's trying to turn that trauma into good.
This all-male cheerleading squad is challenging gender norms.
One episode was surprisingly forward-thinking about LGBTQ sexuality, Matt Baume finds.
A new study out of Cornell University suggests that dating app algorithms don't do us any favors as far as sexual racism goes.
After Kanye West went to the White House to meet with President Donald, political analyst Donna Brazile slammed West for repeating 'bad stereotypes about black people."
LGBTQ advocates slammed the news for promoting "damaging and homophobic" stereotypes.
It's all about the drawl, y'all.
"No matter what you do, you're pathologized as a gay that's trying to act masculine or an Asian trying to be masculine."
Ageism is the last ism to go unaddressed. We want to address it.
In stock shots, East Asian–Americans are often peripheral characters or stereotypes like doctors and students.
People weren't smiling over this ad.
"The old fashioned stereotype doesn't work," the actress tweeted.
Halima Aden is only 20 years old, but she's already on the covers of magazines as an international model. She was born in Kenya in a refugee camp, to escape the conflict in Somalia
Here are the cheesiest ones.


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Events for July 25, 2019
Events Search and Views Navigation
Ryedale Festival
Every year, the Ryedale Festival welcomes outstanding performers from all over the world, both established and emerging, to perform a wide-ranging and distinctive programme in the many spectacular and historic ...Find out more »
Family Festival National parks Week
Looking for something to do with the family over the school holidays? you can be sure Family Festival National parks Week has plenty in store to keep active minds entertained. ...
Read moreFamily Festival National parks WeekFind out more »
12:00 pm
Whitby Beer Festival
Join us for this year's Whitby Beer Festival, in aid of Whitby & District Lion's Club, from Thursday 25th July until Sunday 28th July at the Whitby Mission & Seafarers Centre. ...Find out more »


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Cavie House: Entryway Remodel
'We purchased a home but it could use some work…' Is one of our favourite things to hear.
We bought our own little fixer upper the summer of 2015. Our miracle preemie girl in tow, we set out to make this little red-brick, 3-bedroom our own.
We fell in love with the little house in the middle of a culdesac with over half an acre and a pool — buttttttttt it also had red+ hotpink+ mustard+ neon blue+ a different ceiling fan in every room.
We like to say our natural aesthetic is cozy, clean, and modern. (Special emphasis on the cozy with our two little ones.) Soo, to say our family was a bit thrown when they saw the house we'd just purchased was an understatement. 🙂 But there's something special about uncovering hidden potential— there's just nothing quite like it.
So here we are three years later and every room is full of stories— and I wouldn't have it any other way. ❤ Next project on the list: tearing out the staircase and replacing it with a custom metal one. 🎉
Pictured below: The Cavie House's Entryway (in all it's forms) over the last 3 years. Scroll alllll the way to the end to see where it started. From ahh! to alllll the heart eyes.
Loves, The Cavies
Current view of our entryway: It's amazing what a vision, a little shiplap, and some goooddddd Paint ("Caviar" by SW) can do.
We fell in love with these Coat Hooks (WEBI Hardware — at an amazing price-point too!) We were going for a more minimalist look, so we did without the caps and used black screws instead.
Here's our little project in perspective. With such a small space we wanted to maximize it's style and function without overwhelming it with a ton of busy-ness.
This was our first, temporary solution (aka: The Cavanaugh Hall Tree & Mud Bench shortly after moving in— pictured here right around Christmas time— obvs.) It was beautiful, and it definitely worked. However, after putting new hardwoods in, we were ready to make a more permanent change that was more in line with our home's overall mood.
The very beginning: Here's a little snapshot of where we started (thx for Realtor photos.) Looking back now, it's hard to believe now it's the same house!


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Using RMD to Make a Charitable Distribution from Your IRA
For the first time this year, IRA owners looking to satisfy their required minimum distribution by making a tax-free donation to charity will not have to worry that Congress will not recognize these donations.
Lawmakers established qualified charitable distributions (QCDs), which are also referred to as IRA charitable rollovers, in 2006. A qualified charitable distribution allows IRA owners and beneficiaries who are 70½ or older to directly transfer up to $100,000 in IRA assets to an eligible charity without having to include the withdrawal as taxable income.
But Congress typically extended the qualified charitable distribution provision only one or two years at a time -- often retroactively and at the last minute. This made it difficult for investors to confidently use IRA funds to make charitable donations. For instance, the QCD provision expired at the end of 2013, but Congress acted on Dec. 23, 2014 to extend the tax break retroactively for all of 2014. This gave IRA owners just eight days to make a qualified charitable distribution.
However, in a welcomed move, last year lawmakers voted to make qualified charitable distributions permanent, allowing investors to confidently donate to charity using their IRA.
Using a required minimum distribution to make a QCD
While talk of required minimum distributions (RMDs) and qualified charitable distributions (QCDs) can be confusing, an RMD is the minimum amount a traditional IRA owner must withdraw from their account each year starting at age 70½.
QCDs can be a convenient way for an IRA owner who must take an RMD to support charitable causes and receive a tax break. To qualify for tax-free treatment, IRA holders need to donate the money to an eligible charity[1] and instruct their IRA custodian to transfer the funds directly from the IRA to the charity.
The benefit of taking a qualified charitable distributions from an IRA is that the distribution comes out of the IRA without the tax consequences that would otherwise apply to a withdrawal, meaning it is excluded from income. In addition, the QCD can satisfy an IRA owner's RMD, even though the QCD is not taxable the same way an RMD is taxable. Keep in mind though, if you donate to a charity using a QCD, the payment is not deductible as a charitable contribution.
When deciding if an IRA charitable rollover makes sense for you, it is best to consult with a tax or financial advisor who can help you weigh the pros and cons of a QCD as well as ensure you understand the logistics involved.
The IRS deadline to make a 2016 qualified charitable distribution with your PENSCO IRA is 12/31/16.
Here is what you need to do:
Fill out the following form: IRA Distribution Request Form (or the Beneficiary Distribution Request Form if you are making the request with an inherited IRA and as the beneficiary you are over the age of 70 ½.)
PENSCO would like to receive your request by 12/20/16 to process submissions in time; the IRS will not allow any extensions. You can submit the form and letter of instruction to PENSCO in two ways:
- Upload online
- Fax: 303-614-7096
If you have questions on qualified charitable distributions or required minimum distributions, please call us at 1-800-962-4238.
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PENSCO Trust Company performs the duties of an independent custodian of assets for self-directed individual and business retirement accounts and does not provide investment advice, sell investments or offer any tax or legal advice. Clients or potential clients are advised to perform their own due diligence in choosing any investment opportunity as well as selecting any professional to assist them with an investment opportunity. Alternative investments are not FDIC insured and are subject to risk, including loss of principal. Other than the Opus Affiliates, PENSCO is not affiliated with any financial professional, investment, investment sponsor, or investment, tax or legal advisor.


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|'Save money' with a self-catering holiday in Spain
|Tuesday, 22 February 2011 00:20
Families hoping to keep costs down this summer may wish to consider booking a self-catering holiday in Spain.
Victoria Sanders, managing director of Teletext Holidays, said this type of break can be a good option, particularly for those with children.
"You can also get some quite good deals on self-catering. You can get a villa, often with a pool, and very close to coastal locations. It means that activities are free, you've got everything on site and you don't really have to pay anything extra," she commented.
Ms Sanders noted that going to the supermarket and buying food in tends to be cheaper than dining out every night.
Families planning to take a self-catering holiday may wish to consider staying at La Manga Club in Murcia.
There are a range of properties available, with something to suit groups of all sizes, including apartments, townhouses and spacious villas with private pools.
Would you like a quote for your La Manga Club Resort Holiday.
The best choice for Spain Car Hire - low inclusive prices and excellent service at http://www.best-algarve-carhire.com


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Wednesday, November 2, 2016
Long time no post. I had a special task these last few days. We have a working application using ASP.NET on .Net framework 2.0 and we were in the process of finishing the test on the new .Net 4.0 version of the application. I was requested for easy landing to setup a side website on the production server so we can test it live. In order to make everything more complex we have in our application a 3rd party http handler which requires the application pool to be in classic mode. So I published the .Net 4.0 website and got our .aspx...
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- Info:With this being a basement of an older home, we had to get creative about concealing the functional elements of a basement. We created a bench seat next to the fireplace to conceal the sump pump, pulled forward the built in cabinets to allow for ducting space and opened up all the soffits to reduce the height and width where possible. The outcome was much more airy, open space, perfect for family gatherings.
Photography by Keith Miller Keiana Photography


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3 Ways to Get Credit Cards for Teenagers — Plus Our Favorite Strategy
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The summer I turned 18, my parents sat me down and had the credit card talk. I was heading to college in another state, and they thought it'd be wise for me to start building credit.
Although I had income from my job, they cosigned for my card so I'd have a larger credit line in case of emergencies. Then they explained why it was important to be smart with my credit — and left the rest up to me.
I received and paid the bills on my own. I learned what happened when I charged too much (and owed interest); I learned why it was better to pay my bills in full. When I finished college, with several years of credit history backing me up, I applied for my first credit card without a cosigner. Since then, I've continued to use credit cards to earn rewards and build credit.
My early introduction helped me realize credit cards weren't scary or evil, as long as you use them correctly.
If you're reading this post, you're probably a parent interested in giving your teenager a starter credit card. Or a teenager interested in getting a card yourself. Here are several ways to get credit cards for teenagers, followed by pros, cons, and recommendations.
What Age Can You Get a Credit Card?
So, how old do you need to be to get a credit card? The answer is complicated.
In college, I remember banks handing out credit cards like candy. But thanks to the Credit Card Act of 2009, cardholders under 21 must now have proof of independent income or a cosigner over 21 (and most card issuers don't allow cosigners).
And before turning 18, teenagers can't have their own credit card, whether or not they have a cosigner. Their only option is to become an authorized user on someone else's credit card.
Given these restrictions, here's a suggested timeline for kickstarting your teen's personal finance education:
- Tweens (11–13): Sign up for a prepaid card to teach her about budgeting without cash. Since many allow for monthly direct deposits, you could load her allowance directly onto the card. You could also try a tool like FamZoo, which sells prepaid cards controlled by a mobile app.
- Teens (14–17): Since there aren't any credit cards for minors, your best option is to add her as an authorized user on one of your accounts. If, going forward, you manage that account well, this will give her an almost-instant boost. It also gives her financial freedom while you continue to monitor her spending.
- College students and young adults (ages 18+): Help her apply for a secured or student credit card, or check out cards for limited or no credit. If she has a job, scholarships, or grants, she can apply on her own; if she doesn't, you may need to cosign (but we don't usually recommend this, and it's only possible for certain card issuers).
Why Would You Want to Give Your Teen a Credit Card?
Only one-third of parents have explained credit scores to their children, which is probably why 25% of millennials don't know what they are — and why most Americans don't know how to improve them.
By getting your teenager a credit card, you can teach her lifelong lessons about credit, budgeting, and money management. You'll also help her build her credit profile. If your teen waits until after college to dip her toes into credit, she might have difficulty securing a car loan or lease.
That said, credit cards for teenagers do come with risks. Before giving your teen the keys to the financial kingdom, make sure you take the following steps:
- Explain how credit works: Every credit card for teenagers also needs to come with a conversation about credit — and the consequences of its misuse. This convo shouldn't be a one-time thing, either; continually discussing personal finance is the key to a healthy relationship with money. At the end of this post, I review some of the key credit-related terms every teen should know.
- Set spending boundaries: If you add your teen as an authorized user, make sure she knows how much she's allowed to spend. Perhaps it's $150 per month, which she needs to track with a budgeting app. You should also set aside time to regularly review charges, such as whenever the statement arrives.
- Define emergencies: Many parents want their children to have credit cards in case of emergencies. But an "emergency" looks different to someone who's 14 than to someone who's 44. Ensure your teen knows what qualifies as an emergency. Can she only use the card if her car breaks down? Or does a dire after-school pizza craving count, too?
Now let's dive into the different options you have for credit cards for teenagers.
Option 1: Add Your Teen as an Authorized User
For teenagers under 18, adding them as authorized users is the only way to help them build credit.
Most major credit card companies allow you to add underage authorized users, though they may have minimum age requirements. For Barclays and Amex, your teen must be at least 13; for Discover, 15.
It's easy to make your teen an authorized user on your credit card account. You can do it while you're applying, or later on through your online account or over the phone. You won't need much more than her name, address, and Social Security number.
Once you've added her, your teen will soon get her own card in the mail. While it'll have the same account number as your card, your teen's name will be on the front.
PROS: You'll be able to monitor her spending through your online account or monthly statements — and if you have a rewards credit card, will earn points from her purchases. If you add her to a card you already hold, the process will only take a few minutes. Certain cards, like those issued by Amex, may allow you to set spending limits for authorized users.
CONS: You'll be liable for your teen's behavior. If she goes on a shopping spree she can't afford, you'll have to foot the bill (because most issuers don't let you set spending limits for authorized users). If you don't pay the bill, you'll owe interest and increase your credit utilization, negatively affecting your credit scores. In many cases, the charges appear on one bill, meaning you'll need to manually separate your teenager's purchases from your own.
INSIDER ADVICE: If your teenager is under 18, adding her as an authorized user is a convenient way to build her credit and cover emergencies. That said, it gives her a lot of freedom — and if she's irresponsible, could damage both of your credit scores. And of course, if you're irresponsible with the account you'll be doing more harm than good to both of your scores. It also won't necessarily give her practice budgeting and paying her own bills.
So, rather than adding her as an authorized user on one of your regular cards, we'd recommend applying for a new card (more on that below) and letting her manage the account on her own.
5 Tips for Making Your Teen an Authorized User
If you want to pursue the authorized user strategy, it'll work best if you follow these tips:
- Before adding your teen as an authorized user, commit to using credit responsibly, especially for the account you're adding her to. If you make late payments or default on your bill, then becoming one of your authorized users will hurt, rather than help, your teen.
- Make sure your credit card issuer reports authorized user behavior to the three major credit bureaus: TransUnion, Equifax, and Experian (all the major card issuers should). This will help your teen build credit.
- Consider implementing a spending limit. American Express allows you to do this with all authorized users, as does the Costco Anywhere Visa® Card by Citi (Review). You can also control your teen's spending through an app like Card Valet.
- Let your teen see the monthly bill, so she knows how much she's spending. It'd be wise to give her a monthly budget, then have her track purchases through an app like Mint. If she has a source of income, she could practice making monthly payments to you.
- Maintain your teenager's authorized user status until she's had a chance to establish credit on her own. Removing her will eventually shorten her average age of accounts, affect her credit utilization, and potentially reduce her credit scores.
Option 2: Get a Low-Limit Credit Card for Teens
If you want to help your teen build credit, but don't want her to have unlimited access to your normal credit line, consider applying for a new card — then adding her as an authorizer user.
Once you're approved, you can ask the issuer to lower the new card's credit limit. That way, your teen won't be able to rack up more charges than she can afford to pay back.
PROS: Your teen can build her credit within the confines of a lower limit. If it's a new card that you don't otherwise use, all the charges will be hers. Which means it'll be easy to monitor spending, enforce budgeting, and have your teen practice paying the bills in full.
CONS: Unless you already have a spare card to use for this purpose, you'll need to apply for one. With a low limit it'll also be easy to max out the card and increase your credit utilization ratio, which is not good for credit scores.
INSIDER ADVICE: This is our favorite strategy for first credit cards for teenagers under 18. Although it requires a little extra effort, a low-limit credit card allows teens to build credit and practice financial independence — without many of the risks that accompany a high-limit card.
Option 3: Choose a Starter Credit Card
Once your teen turns 18, she'll be eligible for her own credit card.
Though starter and student credit cards have reduced credit requirements, applicants under 21 must have proof of independent income to get approved.
So if your teen doesn't have a job, scholarships, or grants, your best bet is to go with option 2 and add her as an authorized user to a new, low-limit card.
If your teen is ready to build credit with her own card — and has the income to back her up — she can opt for either unsecured or secured. The former are "normal" credit cards; the latter require a refundable security deposit that, in most cases, then serves as your line of credit. If you put down a $500 deposit, for example, your secured card will have a $500 credit limit.
PROS: Getting a credit card can help your teen earn rewards and learn about grownup financial responsibilities.
CONS: This is the big leagues — and you won't have much control over your teen's behavior. Financial irresponsibility could lead to long-term financial repercussions.
INSIDER ADVICE: Once your teen's flown the coop and is earning a steady paycheck, it's probably time for her to get her own credit card. If she still has some work to do in the money department, opt for a secured card. But if she's financially responsible, a starter credit card can be a great idea. If you're worried about overspending, encourage her to ask for a low credit limit — just understand that doing so will increase her credit utilization ratio.
5 Best Credit Cards for Teenagers
When you're looking for a credit card for your teen, it's important to consider the fees. Ideally, you'll find a card without an annual fee, so your teenager can easily keep the card for a long time. (The higher your average age of accounts, the better your credit scores will be. Even though I never use my first credit card, I have kept the account open for 15 years, which is a big boost to my credit file.)
Here are two secured and three unsecured teenage credit cards — all of which are free of annual fees.
Featuring cash back rewards and no annual fee, this secured option is one of the best credit cards to build credit. It offers 2% cash back at restaurants and gas stations on up to $1,000 per quarter, with double cash back the first year. It also waives the penalty on the first late payment, providing a bit of forgiveness for first time credit card users. Credit limits can be between $200 and $2,500.
This card's another good secured option because it doesn't have an annual fee and is from a reputable issuer. First-time cardholders will automatically get a credit limit of $200 after a deposit of $49, $99, or $200; the maximum possible deposit is $1,000. After the first five on-time payments, users will have access to a higher credit line.
This is probably the best student card on the market. Instead of a flat rate, you'll earn 5% cash back on rotating quarterly categories like gas, restaurants, and Amazon.com (on up to $1,500 each quarter; it earns 1% after that). It has no annual fee, and will double the cash back in the first year — for a whopping 10%! Students will also get an annual $20 Good Grades Reward for maintaining a GPA of 3.0 or above.
This is one of the best credit cards for students, and is very similar to the aforementioned Discover it® Secured Credit Card (Review). It offers 2% cash back at gas stations and restaurants, on up to $1,000 each quarter (and 1% after that). It has no annual fee, and will double the cash back in the first year. Like the regular Discover it Student card, students will also get an annual $20 Good Grades Reward for maintaining a GPA of 3.0 or above.
Despite the moniker, this card is available to anyone whether or not they're in college. It has no annual fee and earns at least 1% cash back on every purchase. We like that it incentives responsible credit behavior by increasing the rewards to 1.25% for on-time payments, which you should be making every month. After making the first five monthly payments on time, users will also get a higher credit line.
What to Teach Teens About Credit
Regardless of how your teenager gets a credit card, it's essential you teach her the basics of credit beforehand. Doing so will set her up for financial success later in life.
Here are some key topics you should review with your teen — and then review again, until she begs you to stop talking about it!
- Credit vs. debit: Credit cards are different than debit cards. One withdraws money directly from your checking account; the other is a loan you'll need to pay back. You should never use your credit card to take money out of the ATM, as these "cash advances" come with expensive fees.
- Credit reports and scores: Think of your credit reports like your report card and your credit scores as your grades. Your credit reports detail your previous credit behavior, and your credit scores reflect how trustworthy you appear to lenders. In the future, good credit scores will make it easier to rent an apartment or get a job. Bad credit scores could make it hard to get a car or home loan. Using a credit card responsibly is one of the best ways to build credit.
- On-time payments: Paying your bills on time is the single most important factor for strong credit scores. Not to mention, late payment penalties are expensive. Set up autopay online so your bills will always be paid on time.
- Interest rates and minimum payments: Credit cards come with really high interest rates, a.k.a. "APRs." Although you must always pay the "minimum payment" to avoid being late, you should strive to pay your bills in full to completely avoid interest charges. (If you charge $2,000 on a credit card with a 22% interest rate, and only pay the minimum payment, it will take you almost 16 years to pay off your card, by which time you'll have paid $3,026 in interest!)
- Identity theft: It's important to keep track of your credit card and your statements. Keep an eye out for fishy purchases, and safeguard your number online. If you think you've lost your card, call the issuer immediately. It will put a freeze on your card, and if you've officially lost it, it will mail you a new copy at no cost. Whatever you do, don't stay silent if you're not sure where your card is.
Since personal finance isn't taught in schools, it's up to parents to make sure their children have a strong financial foundation. By familiarizing your teenagers with credit and credit cards, you'll teach them lessons that will stay with them for the rest of their lives.
The responses below are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertisers' responsibility to ensure all posts and/or questions are answered.


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Order your tickets now for the biggest tennis tournament in Belgium
This year again, the Lotto Arena will once again be the scene of the European Open ATP250. It is no doubt the largest and only tennis tournament of its kind in Belgium. The fourth edition of the European Open will take place between 13 and 20 October 2019 under supervision of tournament director and Belgian tennis legend Dick Norman.
As for the previous 3 editions, top players from Belgium and the rest of the world will compete against each other in a single and a doubles tournament.
Programme and participants
See www.europeanopen.be.
Prices vary between 10 and 75 euros, depending on the day and the category.
Tickets: 10, 15, 20, 25, 30, 35, 40, 45, 50, 60 and 75 euros.
Weekend Pack: 120 euros.
Please note that there is an additional service cost of 2 euros per ticket for tickets bought at the box office.
Your ticket gives access to Center Court and Court 1.
Premium: Grandstand seats, behind the baseline of the tennis court, lower level.
Courtside: Grandstand seats, lateral side of the court, lower level.
Corner: Grandstand seats, courner sides of the court, lower level.
Balcony: Grandstand seats, behind the baseline of the court and lateral side of the court, upper level.
Sunday 13th : 10 euros (general admission)
Monday 14th: 15 euros (general admission)
Tuesday 15th: 15 euros, Courtside 30 euros, Premium 40 euros
Wednesday 16th: Corner 20 euros, Courtside 30 euros, Premium 40 euros
Thursday 17th: Corner 25 euros, Courtside 35 euros, Premium 45 euros
Friday 18th : Corner 35 euros, Courtside 40 euros, Premium 50 euros
Saturday 19th: Balcony 30 euros, Corner 45 euros, Courtside 60 euros, Premium 75 euros
Sunday 20th: Balcony 30 euros, Corner 45 euros, Courtside 60 euros, Premium 75 euros
Children under 12 years old: 50% discount on all categories.
Senior (+60): 50% discount for Monday 14.10 and Tuesday 15.10.
Groups of 11 persons or more can only order ticket by phone via Tele Ticket Service 070/345.345 (max. 0,30 euro/min.).
Weekend Pack: 120 euros instead of 160 euros (Early Bird: 99 euros, until 25th of June).
Fixed Courtside tickets for the quarter finals, semi finals and finals.
Click here to order your WEEKEND PACK.
The European Open Hospitality programme offers you and your guests the best tennis matches in Belgium coupled with an exceptional VIP platform. To make this year's European Open a truly unforgettable experience, all VIP guests benefit from plenty of extras. In the VIP lounge, you can enjoy live music entertainment and DJ sets, including artists such as Coco Junior, Sandrine, Katy Satyn and more. Indulge your guests and yourself and combine top tennis with a unique VIP platform.
Order now from 3 formulas:
Seated dinner or lunch
Walking dinner or lunch
Private Lounge
More info: http://europeanopen.be/hospitality/.


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Enjoy the comforts of home while keeping the beautiful white beach of Boracay at your doorstep.
We are the ultimate beachfront apartments for comfortable, convenient, tropical living located right on Boracay's four-kilometer long White Beach.
Each apartment unit, named after a Philippine tribe, is fully furnished with a modern Asian fusion feel. Rest on one-off exhibition style living room furniture and Japanese style bedroom furnishings, enjoy our cable TV (with DVD) and internet access, and feel right at home with a well-equipped kitchen. Stay fresh with a shower in one of our Balinese-inspired showers, silent individual split-type airconditioning, and large balconies.
It boasts of seven unique units.
Six of our units have absolute beachfront terraces, beachfront views, or beachview balconies. We also have one corner unit available for guests whose main priority is privacy.
All rooms are equipped with airconditioning, queen-sized beds, private baths with hot and cold showers, security deposit boxes, mini-bars, refrigerators, and coffee/tea makers.
For in-room entertainment, cable TV and WiFi internet access is available.
Things To Do
Boracay is famous for its White Beach, which is just a few steps away from your unit. You can relax on the beach, or go out and enjoy the nightlife the island is famous for as well. Tribal Adventures organizes daily or multi-day tours for trekking, whitewater action, sea safaris, and more.
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It is located right on the beachfront of White Beach in the world-famous Boracay Island. It is only a few steps away from the powder-white sand beach.
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2-Bedroom Absolute Beachfront Unit (Maranaw) - Quad
The Maranaw is one of the most-popular units of Boracay SandCastles. Both rooms in the unit let you enjoy the beachfront without leaving your bed. One room in the unit boasts of a spacious balcony, while the corner room features two walls with views of the beach. Maranaw has five electric stoves, electric grill & oven
This unit is for 4 persons and accommodate max of 6 persons. Extra person after the 4th guest is Php1250
View our other listings for other units.
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