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Take The Lead Presents: Virtual Happy Hour series, seeks to change the narrative from problems to solutions through thought leadership. It's a live Zoom webcast, easy to access and you can ask the guests your most burning questions. Our goal is to provide you with takeaways you can use right away in your life and work.
The Real Story: Women in Journalism Find Fair Solutions
Join us Wednesday, January 9 at 6:30 PM ET to learn the success secrets from two accomplished media leaders.
For our first Virtual Happy Hour of the new Year, we are thrilled to bring you Amy Emmerich, Chief Content Officer of Refinery29, and Mira Lowe, President-Elect of Journalism & Women Symposium and Director of the Innovation News Center at the University of Florida. These are women you definitely want to know! They'll join co-hosts Gloria Feldt, President & Co-Founder of Take The Lead, and Reshma Gopaldas, Vice President, Video Programming at SheKnows Media.
You will learn and have a chance to discuss:
--Trends and career opportunities in journalism and the media business
--How these women thrive and lead in times of rapid change and chaos
--How women can lead the change to reach pay and leadership parity in any sector, with special emphasis on journalism and the media business overall
--The impact of media on our self image and confidence as women
--The importance of the stories we tell and who gets to tell them--and why gender parity is a key to finding fair solutions
You can ask:
--You will be able to ask questions of our guests if you participate live.
--But sign up even if you can't attend live, because we'll send the link to everyone who registered.
--You can even tweet questions in advance to @takeleadwomen to make sure your question gets answered.
--When you register for the Virtual Happy Hour, you will receive an exclusive exercise to help you employ every medium--that's Power Tool #8.
Amy Emmerich. Chief Content Officer of Refinery29
Amy Emmerich is the chief content officer at Refinery29, the leading digital lifestyle media company for women. She has more than 20 years of experience developing content and programming for brands including Refinery29, MTV Networks, Travel Channel, and Vice Media. An award-winning producer, she has a full spectrum of production and development experience across platforms, including linear television, digital video, and emerging social media. She is committed to creating a dialogue with a powerful generation of women around topics that matter. Prior to Refinery29, Emmerich served as vice president of production at Vice Media, where she contributed to launching two successful YouTube channels while organizing international creative efforts and overseeing production teams across multiple verticals. Before Vice, she was the vice president of production and development for Travel Channel, where she oversaw all network programming.
Mira Lowe, Director of Innovation News Center, President-Elect of Journalism & Women Symposium
Mira Lowe is director of the Innovation News Center (INC) at the University of Florida, College of Journalism and Communications. The INC is a multimedia newsroom of student journalists and professionals that serves North Central Florida via multiple distribution channels, including PBS, NPR, ESPN and WUFT.org. Prior to joining UF, Mira was a senior editor at CNN Digital in Atlanta, managing the planning, execution and programming of daily features content and special projects across a global portfolio. In her other past lives, she was editor-in-chief of JET magazine, the first woman to helm the African-American newsweekly, and assistant managing editor of Ebony magazine at Johnson Publishing Company in Chicago. She also was an associate editor and recruiter at Newsday in New York. Follow her on Twitter @miralowe.
Gloria Feldt is the Co-Founder and President of Take The Lead, with the mission to prepare and propel women to leadership parity by 2025. Starting as a teen mom, her hard work and leadership abilities led her to a 30-year career at Planned Parenthood Federation of America, including a 9-year stint as its national president and CEO. People Magazine has called her "the voice of experience," Glamour named her Woman of the Year, Forbes to their 40 over 40 list, and Vanity Fair named her one of America's "Top 200 Women Legends, Leaders, and Trailblazers." When she discovered that women had been stuck at 18 percent of top leadership positions for two decades, she knew she had to find a way to change that. The result: she wrote the bestselling book No Excuses: 9 Ways Women Can Change How We Think About Power to give women practical Power Tools that break down their unconscious barriers to greater personal and professional success.That book led to the organization Take The Lead and comprehensive leadership programs such as the 50 Women Can Change the World.
Cohost: Reshma Gopaldas has been creating video content with a focus on women's rights and health for over 15 yars. As the Associate Director of Creative Services and Talent Engagement at Planned Parenthood Federation of America, she produced, directed, and wrote the majority of their video content, and managed their celebrity supporters. Prior to that, she worked in film and television production in New York, with notable directors and actors. Her work has been featured on The Daily Show with Jon Stewart, CNN, ABC, HuffPo, Jezebel, Fox, etc. Today, she heads video for SheKnows Media, which includes BlogHer, Stylecaster, Soaps.com, HelloFlo and SheKnows.com.


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Elizabeth Peña
Feisty Cuban-born actress who became a vigorous campaigner for more parts for Latin Americans in Hollywood
Elizabeth Peña got her big break as the maid, Carmen in the comedy Down and Out in Beverly Hills only after bribing a Disney security guard to let her in for the auditions. According to her own account, she refused to give up after being told by an agent that they were not putting her forward for the role because she was not sufficiently attractive.
After appearing with Bette Midler, Richard Dreyfuss and Nick Nolte in the 1986 film, the feisty Cuban-born actress had major supporting roles in a string of Hollywood films, including La Bamba and Rush Hour — the hit action comedy in which Jackie Chan, Chris Tucker and Peña were all police officers.
Born into a Cuban family in New Jersey in…

subset: commoncrawl


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Pest Control Service In Lyndhurst NJ
Look no further than 1st Choice Pest Management Systems if you are searching for a pest control company in Bergen County NJ. We're one of the most seasoned companies supplying pest management out there because we have many years of experience managing both residential and commercial pest control in Bergen County NJ. We strongly believe that quality pest management in North NJ doesn't need to be prohibitively costly, so we've made sure to offer several discounts and specials to our customers to allow them to take advantage of the pest control services we provide for a fraction of the normal price. We've built a reputation for quality work through the years and strive for complete customer satisfaction.
Pest Removal Bergen County NJ
To ensure your home is protected against all pests, choose us as your pest exterminator in Bergen County NJ for residential pest control. You can't ever be too safe when it comes to your house. There are lots of household pests that will bring with them serious health issues and safety risks. We tailor our pest management services to your unique requirements with our professional exterminators using natural products and supplies which can achieve the same effect with no utilization of toxic pesticides, which are dangerous to pets along with the environment. The security and satisfaction of our customers always comes first. There's no need to call anyone else if you need an expert in pest control in Lyndhurst NJ.
Bed Bugs: Having bed bugs will result in you having small itchy bites when you get up each day. Because these flat parasitic insects, which aren't any bigger than apple seeds, are experienced travelers and thoroughly skilled at hiding themselves, you need the best pest control company to clear your home of these pests. 1st Choice Pest Management has a solid reputation as the greatest pest exterminator in Bergen County NJ for bed bug eradication.
Termites: If termites eat through wooden support beams in your house, they're able to do hundreds of dollars worth of damage. A telltale sign of termite infestation is seeing tunnels around your home's foundation. This is when you need to call 1st Choice, the greatest pest control service in Bergen County NJ for termites.
Carpenter Ants: Carpenter ants can turn support beams into sawdust, which means that you need a top quality pest control service in Lyndhurst NJ. Your home might be infested with carpenter ants in the event you find piles of sawdust near wood piles around your home, or see winged ants flying in or close to the outside of your home. Contact us at once so our licensed and bonded carpenter ant extermination experts can get to work promptly to prevent further damage to your home.
Deer Ticks: If you do not treat your yard for deer ticks every spring and you're living near a wooden area or have dense shrubs or bushes, you and your pet's health is might be risk. They carry a malaria-like infection called babesiosis and Lyme disease, so hiring a qualified pest exterminator in Lyndhurst NJ is necessary. We're able to effectively and safely treat your yard to stop a deer tick infestation since we are the best company for residential pest removal in Lyndhurst NJ.
Fruit Flies: Even if you do not keep fresh apples or bananas on your kitchen counter, fruit flies can take up residence in drains and pipes of your kitchen sinks. Since these insects are difficult to exterminate completely, it is vital to hire quality pest control in Lyndhurst NJ. To rid your home of these annoying and disease carrying insects, contact 1st Choice Pest Management, the greatest pest control service in Bergen County NJ for dealing with fruit flies.
Pest Control Service Lyndhurst NJ
Pests within the workplace are never a good thing for any company. Our commercial pest control in Bergen County NJ is second to none. Our highly qualified exterminators have the ability to diagnose the specific pest problem you might have and come up with a plan to rid you of the interference of any pests that are out there. Bear in mind you may just make a first impression once, so have your work place free of any pests that'll destroy it. If you want commercial pest control in Lyndhurst NJ, don't hesitate to get in touch with us.
Pest Control Treatment Lyndhurst NJ
We're always studying the most current advances in pest control treatment technologies, and use an entomologist to create programs that are safer and much more effective. You're always going to be covered by our 1st Choice Pest Management Systems Service Guarantee through our monthly, quarterly, or annual pest control in Bergen County NJ. This is a great alternative if you're worried about your pest problems returning. So there isn't any reason to hesitate – if you're looking for pest removal in Lyndhurst NJ, contact us immediately.


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COCOON modern bathroom inspiration bycocoon high quality stainless steel bathroom taps modern basins luxury bathroom design products
For many people that are taking into consideration revamping their shower room, black is just one of the last colours that they will think about; light pastel tones, and blues as well as environment-friendlies are even more standard colours. However, black is in fact a terrific colour for a restroom as well as with varieties of black coloured washroom devices ending up being an increasing number of typical, there is no reason for black bathrooms not to be considered. Black restrooms are easily elegant looking, without taking a look at all pretentious. They are also contemporary looking, without the threat of coming to be unstylish, due to the fact that black is a timeless colour. Even if you do not intend to have a completely black bathroom, black and also white monochrome restrooms can still look particularly remarkable contrasted to generally pastel shaded rooms.
One of the major fears for those who choose to have black washroom installations put in is that the restroom might wind up seeming also dark therefore. Because washrooms often have windows that are smaller than the windows in various other spaces, distorted home windows to quit people seeing in, or no windows whatsoever, the absence of all-natural light is a concern to some people, as well as they are afraid that dark fixtures will exacerbate the issue. However, this need not be a concern if you consider this whilst creating your new restroom. Simple actions such a stylish gold taps or components; big, well lit mirrors or coloured washroom accessories ought to be taken into consideration when creating the bathroom, to make certain that the space will not show up too dark.
If you currently have white components and also fittings, it is actually feasible to update the look of your existing shower room without needing to totally refit the space, just by including black restroom accessories to the space. This can be a great way to include a darker touch to the area if you are still worried about the area showing up as well dark. It is also the perfect action if your shower room is very small, which can likewise make dark spaces appear a great deal darker. These washroom devices will complement the existing installations but producing a sensational contrast and also offering the area a trendy monochrome edge. In an existing white shower room, it is only necessary to add 2 or three items of black restroom furniture to create this appearance, although you can naturally include even more if you want. Obviously, adding dark coloured devices to a light coloured bathroom is likewise a great method to assist to avoid the washroom from seeming as well lightly coloured.
Monochrome as well as black bathrooms frequently look ideal when developers strive for the minimal appearance, so devices and restroom furnishings which help to keep the area tidy are especially prominent. Shower room developers typically aim to set up cabinets, systems and also shelving systems which are especially designed to assist to maintain unneeded washroom clutter out of sight. If you are not able to set up such cabinets, devices or shelving systems, black restroom devices like toothbrush owners and also soap dispensers will certainly aid to maintain the washroom looking as clean as possible.


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True or False: The decision to borrow money happens before the council decides what it needs to fund.
Answer: FalseThe decision of whether to borrow is secondary to the decision of what the municipality wants to purchase or build. After a council determines the community's service and facility needs, it may consider borrowing as one of several available financing options.
The Municipal Elected Officials Institute of Government offers in-person and online courses. Basic Budgeting and Municipal Finance is offered as an on-demand course online. The next in-person courses, Municipal Governance and Policy as well as the Freedom of Information Act in SC, will take place May 21 at regional councils of governments locations.


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Ohio Kentucky Indiana Water Science Center
Flood measurement using boat in Indiana
Natural hazards can wreck havoc on lives, property, and communitiesNatural Hazards
How do nutrients and pesticides get into our streams?
Edge of Field Monitoring assesses the effects of best management practices (BMP's) on baseflow and storm runoff.Black Creek, IN
How do nutrient loads in Ohio, Kentucky,& Indiana compare nationwide?
Rock Bridge Branch at John Rivers Road, KYNutrient Loads
Welcome to the Ohio-Kentucky-Indiana Water Science Center. In October 2017, the three Water Science Centers were merged to become one "Integrated" Science Center. We look forward to helping you achieve your goals by providing water quantity and quality information, as well as scientific tools and understanding, when and where they are needed by citizens, businesses, and public officials!
Flood Inundation Maps
A Flood-Inundation Map is a visual tool that provides emergency management personnel and local residents with critical information for flood response activities such as evacuations, road closures, and post flood recovery efforts.View Our FIM's
Current Conditions Map
The Current Water Conditions Dashboard features real-time information for Groundwater, Surface Water, and Water-Quality sites for Ohio, Kentucky, and Indiana.Access the Data
Current Data
This data was formerly known to most as the "Realtime Data" in table format. Although the format has not changed, we now refer to it as "Current Conditions".
Kentucky Current Streamflow Data
Indiana Current Streamflow Data
Kentucky Current Groundwater Data
Indiana Current Groundwater DataMobile Water Data
Summer 2019 Newsletter
Science highlights included in this issue are: "Super Gages" and a summary of Wettest Year on Record for the Ohio River Basin.
Ohio-Kentucky-Indiana 2019 Cooperator Meeting
The USGS Kentucky office hosted their third annual cooperator meeting on April 18, 2019 and the Indiana office hosted their second cooperator meeting on April 23, 2019. OKI Staff gave presentations and technolgy demonstrations for an audience of local, state, and federal cooperators and USGS staff.
The USGS Ohio office will host their first cooperator meeting in 2020.
Winter 2019 Newsletter
Science highlights included in this issue are Mobile SuperGage Float Trip, "River stage" does not necessarily
mean "River depth", Interagency Workshop to Develop Predictive Models for Recreational and Drinking-Water Treatment Plant Sites, Introducing The Next Generation of USGS Water Data for the Nation, and Streamgage Changes to the Ohio-Kentucky-Indiana Monitoring Network.
Estimating potential wetland extent along selected river reaches in Indiana using streamflow statistics and flood-inundation mapping techniques
In this study potential wetland extents were estimated for 12 river reaches covering about 750 river miles in Indiana and parts of Illinois and Ohio. The study was completed by the U.S. Geological Survey in cooperation with the U.S. Department of Agriculture, Natural Resources Conservation Service. This study follows and adds to the work completed...Fowler, Kathleen K.; Sperl, Benjamin J.; Kim, Moon H.
Development of a flood-inundation map library and precipitation-runoff modeling for the Clear Fork Mohican River in and near Bellville, Ohio
The U.S. Geological Survey (USGS), in cooperation with the Muskingum Watershed Conservancy District, led hydrologic and hydraulic analyses within the Clear Fork Mohican River Basin in and near Bellville, Ohio. The analyses included the development of digital flood-inundation maps for an approximately 2.5-mile reach of the Clear Fork Mohican River...Ostheimer, Chad J.; Huitger, Carrie A.
Hydrologic and hydraulic analyses of selected streams in Richland County, Ohio
Hydrologic and hydraulic analyses were done for selected reaches of Clear Fork Mohican River and Cedar Fork in Richland County, Ohio. To update and expand a portion of the Federal Emergency Management Agency detailed Flood Insurance Study, the U.S. Geological Survey (USGS) and the Muskingum Watershed Conservancy District initiated a cooperative...Ostheimer, Chad J.


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5 Things That Happen When Art And Tea Come Together
On a Friday in early December, people gathered in a sunny Miami space to celebrate the amazing things that can happen when art and tea come together.
Bustle and Teavana's event, The Art Of Flavor, celebrated this unexpected duo through tea tastings, food pairings, custom DJ sets, and more.
At the heart of the event was a striking art installation by renowned artists Nico, Fiorella Podestá, and Nicole Salgar of The Bushwick Collective. In the weeks prior, the three women collaborated on a one-of-a-kind work that was inspired by the colors, flavors, and ingredients of Teavana tea.
Guests at the event only got a glimpse of the artistic process — they saw the artists putting the finishing touches on their piece, and got to enjoy a final product that didn't include the weeks of planning and relentless work that went into it.
Prior to the event, we chatted with the artists about their process, their experience working together, and why you can't ever control how people interpret your art.
And when it comes to the work, the event was far from the end of its story — the piece has since been donated to Coral Park Elementary School in Miami, where it will be displayed for years to come.
So what actually happens when you bring together two things as seemingly different as art and tea?
Here's what we learned.
1. Everyone Can Channel Their Inner Artist — With A Little Prompting
One of the most interactive aspects of the event was a large wall that acted as a vehicle for guests to show their creativity. Sketched on the wall was an outline that included all of the delicious ingredients and flavors that make up Teavana teas.
At the start of the event, guests were hesitant to approach the wall. Choruses of "oh, I don't know how to paint," and "I don't have an artistic bone in my body" rang out across the open-air space.
But once one brave person raised her marker to the wall, the domino effect began. From then on, guests lined up, patiently yet eagerly awaiting the chance to add their own unique flair.
The wall was a true representation of what can happen when individuals from all walks of life come together to get inspired and express their creativity.
2. Creative Collaborations Can Be Wonderfully Unpredictable
After The Art of Flavor concluded, we caught up with the artists to discuss how the process of collaborative art differs from solo painting, and one common thread kept coming up: creating a piece in conjunction with other artists makes for an exciting, albeit unpredictable experience.
"I realized that the piece was constantly changing — in a fluid way — and adapting itself in each step," says Podestá. "I [ended up] integrating some different colors that I had not contemplated using at the beginning in order to add balance with the other elements. And I liked it even better that way!"
When it came to how the piece turned out, Nico agreed.
"I think [my element of] the piece fit perfectly with the other two styles that it was surrounded by," she says. "The finalized piece was a great representation of Teavana's brand and the idea of combining different and unique things to make something beautiful."
3. Tea + Apps = The New Wine + Cheese
One of the event's most delicious elements was the expert pairing of appetizers with tea flavors.
After guests received a customized tea recommendation, they were able to pair it with an artfully presented bite that perfectly played off the unique flavors of the tea.
4. Live Art Breaks Down The Boundary Between Creator & Spectator In A Beautiful Way
The most magnetic part of the event was undoubtedly the live art that Nico, Podestá, and Salgar created. Upon entering the space, guests were immediately drawn to the artists in action, gathering to witness them finalizing their piece in real time.
When it comes to painting live with an audience, Nico has no qualms: "It's great to paint live and to see how viewers experience and enjoy it."
For Podestá, the painting experience is different every time.
"I love to paint live as much as in my studio," she tells us. "It all depends on the circumstances, the surroundings, and the comforts that exist [to allow me to] paint in the most natural and effective way possible."
The live art format provided an open line of communication between the artists and the guests, allowing the event to push the traditional boundary that exists between artist and spectator.
"I remember [a guest who] approached me at the end of the event," Podestá recalls, with commentary on his approach. "He told me that he noticed and liked how I applied many layers of paint to my work during the time I was painting to define the shapes."
5. Tea And Art Are More Similar Than They Are Different
One underlying theme tying all the aspects of the event together was the realization that tea and art have more in common than not.
Whether we're talking about the process of creating, the layers of complexity, or the general visual aesthetic, works of art and cups of tea are cut from the same cloth.
Perhaps it's because both art and tea, despite the painstaking processes required of them, are mostly seen by the world in their final form: complete, complex, and uniquely beautiful.
This post is sponsored by Teavana.


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WATCH: Icardi and Donnarumma will star at International Champions Cup - Thiago
Bayern Munich midfielder Thiago Alcantara has picked out Milan's Gianluigi Donnarumma and Inter's Mauro Icardi as potential stars of the International Champions Cup.
Arsenal, Chelsea, Inter and Milan will face the German champions in July in a series of matches across China and Singapore.
And Spain international Thiago says the Serie A duo can make the difference when the European giants clash in Asia.
"It's the goalkeeper, a very young goalkeeper, Donnarumma. In a few years he's shown he has a big future in front of him," Thiago told Goal .
"As we always say, the strikers are the main protagonists in football, so Mauro Icardi," Thiago added.
"He's the captain of the team and he's a great player as well."
Watch the video above to see Thiago discuss all of his 'players to watch' at the ICC!


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Filtering by Tag: Holiness
Walk by the Spirit | John Klumpp
Joseph: Tried and Tested | Pastor Steve Gibson
Set Apart | Pastor Aaron Bolduc
When we receive salvation, we are justified by our faith. What comes next is the sanctification process, which simply means we are set apart. Pastor Aaron brings us three different things we are set apart for. Listen and see what God may be telling you about your own Christian walk.
Five Battlefields in a Man's War
"You reap what you sow," is often repeated, but rarely attributed to Galatians 6. In the life of a believer, the desire to sow good seed is a battle. In this message, Pastor Steve describes five critical battlefields in a man's life, from personal holiness to forgiveness, why you need to stay engaged, and strategies to reap victory!Read More


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They like the stable things in their life. Natives of this name have a rigid determination. According to a user from India, the name Princy is of Unknown origin and means "Princess". Every effort has been made to ensure that the information on this site is accurate. We'll save it, review it, and post it to help others. We will review your submission shortly! Your name in reverse order is Ycnirp.
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So there is a possibility to have love relationship in their life. All people with this power number 20 symbolize unlimited energy. C is for change, you are able to adapt. Person born with name Princy are with pragmatic approach to life. Baby Name Princy meaning and Astrology.
Click each image for the attribution information. From tothe Social Security Administration has recorded 5 babies born with the first anme Princy in the United States. Record your pronunciation Recording. These people are prone to accident. N is for nice, need I say more? An inherent leading personality is bliss for these persons. It may be true that they are a person of old fashioned. Meaning and Origin What does the name Princy mean?
Virgo Kanya Star Nakshtra: If you know how to pronounce Princy, just click the button to record. We noticed you have a microphone. It is true that they will be get involved into the family matters without even their wish.
Your profession was builder of houses, temples, and cathedrals. Enter your details below Please enter your name and email address below.
However, these people are not bothered about that. They also love to enjoy the outer world and its enjoyment. Twitter Facebook Pinterest YouTube. Name by Birth Date. This power of interaction helps them to be loved by others. The extreme straight cut way they adopt may hurt others sometimes. The oldest recorded birth by the Social Security Administration for the first name Princy is Friday, November 24th, Year Is this an accurate pronunciation?
However, in case of any manufacturing defect in the product, it will be covered under manufacturers warranty. Did we miss any relevant features for this product?
A random rearrangement of the letters in your name anagram will give Nirpcy. P is for peer, you have few equals.
Finally, it could be said they long for expensive gifts from their loved ones. They are serious minded person. A strong faith in their own decision characterizes these natives. If you find any error, please report here.


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Name: Cant office 2007 templates
File size: 93mb
Language: English
Rating: 1/10
You can download free, pre-built document templates with useful and creative themes Note: In Office , click the Microsoft Office Button Office button image. Office templates & themes Featured templates. Classroom Timers (Clock) PowerPoint · 3D PowerPoint presentation (Hubble Telescope model) PowerPoint . I found the need recently to look for some templates for business cards and the download template button I get error messages saying I can't download. See tabagasubg.tk
You can use Microsoft Office Word to change the location in which your new Microsoft Office Access does not allow for templates to be. Creating Microsoft Office Word templates You can save a document as a template at any time and update the template whenever you. Once you've a word template, you can easily create a document with a set of defined Just Download Classic Menu for Office or Classic Menu for Office.
MS Office refuses to access any online templates - demanding I update. You can open templates directly from Microsoft website. Share. Can't. step-by-step instructions). In Word , how do I make a template file from scratch? To do this, click on the Microsoft Office button Microsoft Word in the top left of the Word Microsoft Word. Now you can close the template file. To do this. These Microsoft templates are designed to help you save time while maintaining a professional appearance. You can also create a template using Smartsheet.


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Blogging is one of the most widely used approaches to engage your traffic with content that educates your audience. This also increases the amount of time they spend on your website—thus decreasing your bounce rate.
According to eMarketer, the average adult in the United States spends more than five hours a day reading digital media. This presents a major opportunity to reach your audience with quality content that captures their attention and gets them to read your content for longer periods.
It's important to note that a high bounce rate isn't always a bad thing, such as when you're driving traffic to a landing page that is meant to drive a conversion. The bounce rate on a conversion-focused page might be high, but that is because traffic is being driven to covert elsewhere. The bounce rate and the average time on site are most important when you are reviewing the success of your content marketing efforts.
Use the following tips to make your blog content more readable and reduce content fatigue:
First and foremost, visit your Google Analytics account or whatever analytics software you use, and check your most-visited content from the past six months. For example, in Google Analytics, visit the Behavior report, then Site Content, then the All Pages report to see your most-viewed content and which of this content had the highest average time on page and the lowest bounce rate.
Reviewing your blog's analytics will help highlight your most-readable content and give your writers a guide to which approaches are most successful.
This is a really important step because it allows your team to see what your readers are interested in. If your analytics don't provide enough insight into what content a reader actually wants to see, then ask them with a survey, incentivize them to leave feedback via email, or ask them about their content interests on social media.
Engage your reader from the very beginning of a blog post with personal language that you would use in a real conversation, such as second-person point of view. This makes the blog post easier to read, less academic, and provides a better user experience.
This language frames the blog as a conversation that provides value to the reader. Ask questions throughout each section of your blog posts, providing a moment of input and dialogue between the content and the reader.
This is why it is always important to end your blog posts with some form of conclusion. It doesn't have to be a formal conclusion, like you were taught in English class, but it should prompt readers with one final question about the topic that hopefully leads them to leave feedback.
I often ask a question at the end of my blog posts to make sure I'm really stressing that I want to hear from readers and get their perspective on the topic.
This approach can increase the amount of comments throughout your blog, because readers are far more interested in having an ongoing conversation about the particular topic.
This is a well-known piece of advice, but it's worth repeating: Keep each paragraph to two to three sentences. Concise sentences make each section easy to read and to-the-point to ensure readers make it through your content.
Snackable blog content is also easier to consume on mobile. Since the average attention span of adults online is about eight seconds, these small sections of text throughout your articles can help deliver moments of value to a reader, even when they are viewing your content from a mobile device.
Many websites, publishers, blogs, and platforms today have started to include an estimated read time at the top of their articles to give readers a quick sense of what to expect before they dive into a piece of content.
Blogging platform Medium is known for including the estimated read time at the top right-hand side of all its article to give readers a better understanding of how long it will take them to consume a piece.
According to The New Yorker, in 2011, psychologists Claude Messner and Michaela Wänke researched the steps that could be taken to eliminate the "paradox of choice," a phenomenon that links having more information and options to negative feelings. The pair concluded that people who make decisions faster tend to be happier.
"The more we know about something—including precisely how much time it will consume—the greater the chance we will commit to it," the article states.
With this information in mind, start experimenting by including the estimated read time feature at the beginning of your article manually or with the use of a widget, plugin, or custom hard-coded feature on your website to give readers an understanding of what they are about to commit to.
To make it easier for readers to get through your blog posts, increase the font size anywhere from 12 to 16 points. According to ProBlogger, many websites have a smaller font size (anywhere from nine to 12 points), which can often be difficult for people to read and prevent them from finishing your blog posts.
Take a look at the size of the font on a few popular and highly trafficked blogs, such as Social Triggers, Help Scout's blog, and Michael Hyatt's blog, to see how easy it is to read through their content.
Medium—the blogging platform that I mentioned before—researched which article lengths got the most attention from readers, as opposed to the most views. The research found that the ideal length of a blog post on its platform is approximately seven minutes, or 1,600 words.
In its recent post, the company shares data on what posts get the most attention and how your blog can emulate this approach to produce content that is actually read. It's important to take this advice, run it through your own filter, and apply it to the specific needs of your audience. Use the ideal word length as benchmark for your content, but experiment to see what works best for your blog and its unique audience.
What techniques and tips have helped your blog posts become more readable? Have you been able to reduce your bounce rate with these tips, while increasing time on site? How does your blog gather data from readers to find out what they actually want to read? Share your experiences with making content more readable in the comments below.


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Dr. Carrie Jo Calisesi
Dr. Carrie Jo Calisesi is a chiropractor, acupuncturist and Regional Director for BIRTHFIT FD. She is a wife and mother of two boys. She is passionate about helping mothers in the preconception, prenatal and postpartum stages, wherever they may be. She values pediatric, prenatal, and postpartum care, and loves helping families through one of life's most precious moments.
Her empowering birth experiences have shaped who she is and ignited a passion for how she wants to help others.
Follow along with Dr. Calisesi @birthfit_fortdodge


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A Top Rated Provider in The Tomball, Woodlands, and Spring area.
Spring Creek BBQ 6068 FM 2920 Spring TX 77379
+ Event Details
Come join us for a Free Dinner as Dr. Tate gives a short talk on Motion and Funtional Improvement.
Spring Creek BBQ 6068 FM 2920 Spring TX 77379
Creekside Chiropractic Office
+ Event Details
Join us as we do our Offical Ribbon Cutting with the Greater Tomball Area Chamber of Commerce. Everyone Welcome, light refreshments will be served!
Creekside Chiropractic Office
Copyright © 2018 Creekside Chiropractic - All Rights Reserved.


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get a vid lol..!!
Great one, loved to help her clean up
Nice video where in nyc
Dream of this
On aimerai bien te voir de plus pret! Notamment phil
Bel video. Posta altri contributi del genere!
good boi
yea, i have saved most of yours to my fav list.
I rarely comment, but I must say kudos....


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Posted: Jan 14, 2019
Category: Music Streaming
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Posted: Nov 26, 2018
Category: Marketing
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**Guest post written by Alper Tuzcu, a Berklee College of Music and Denison University alumni, a Boston based guitarist, songwriter and producer, and regular contributor to the Adva Mobile Blog.
View Full Article
"A high stream-count on the first day of your song release can be an indicator of success for your newest song or album on various streaming platforms like Spotify or Apple Music. Why is this important? Because in order to get placed in large playlists with thousands or millions of followers, you have to boost your first-day stream totals AND also be getting fans to save your song to their queue or library."
Posted: Oct 29, 2018
Category: Music Streaming
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I doubt he would buy any of them - more likely he will use an ahem version or the free/trial versions.Also, I have a fair experience with VMs. If you could tell me exactly what OS, apps, DBs etc. you are going to use, we can narrow down the choices together. Do you plan to purchase VMWare or will you be using virtualbox or would you buy Hyper-V?
I would suggest to have a minimum of 4C with higher clockspeeds as he is going to use for all in one, however for production VM - (more) cores over (minimum) clockspeed always.


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We've worn dozens of smartwatches and fitness trackers over the course of workdays, workouts, vacations, and the rest of everyday life to see which ones best track your activity, relay your phone notifications, give you access to apps, and do anything else that lets you keep your phone in your pocket. The Apple Watch Series 1 (which works only with iPhones) offers the best combination of style, message handling, apps, battery life, activity tracking, and value. But we also have picks if you use an Android phone, or if you value fitness or distance-sports tracking over style, notifications, and apps.
The base model is crafted from polished stainless steel with a premium calfskin leather band. Other models are available with a titanium casing and alligator leather straps, but they do up the cost quite a bit. All models have a 46mm casing that is 12.5mm thick. Battery life is rated at a day and the watch is IP68 water/dust resistant.Pricing for the Summit starts at a lofty $870 and goes well up from there. Currently, the only place to buy the watch online is via the outlet Mr. Porter, but it's also available anywhere Montblanc smartwatches are sold in retail locations.
Dealing with notifications on a Wear OS watch has gotten better as the phone version of Android has improved its already impressive notification system and as phone app developers have taken advantage of new interactions. Many apps now send notifications with action options: For example, you can check a to-do as done, approve a payment, respond to a message, or, most often, just acknowledge something. The Q Explorist and Venture are no different than most Wear OS watches in relaying notifications, but in our testing they rarely showed lag in processing them, nor was either watch's screen unresponsive to swiping or tapping options. Each watch's vibration motor provides just enough buzz and movement to avoid missing things while not feeling like electric collar training for humans.
While you're not getting Spotify or Apple Music here, you are getting enough storage for 500 songs with a process that's fairly easy. You just boot up Garmin Express, select the Music tab and choose which of your own music you want to port over. If you do want to sync over playlists from a streaming service, your only options are iHeartRadio and Deezer.
Tizen is a Linux-based operating system for devices, including smartphones/tablets, in-vehicle infotainment (IVI) devices, smart TVs, laptops/desktops and other platforms. Tizen is a project within the Linux Foundation and is governed by a Technical Steering Group (TSG) composed of Samsung and Intel among others. Samsung released the Samsung Gear 2, Gear 2 Neo, Samsung Gear S, Samsung Gear S2 and Samsung Gear S3 running Tizen.[86]
At the 2016 Consumer Electronics Show, Razer released the Nabu Watch, a dual-screen smartwatch: integrates an always-on illuminated backlit display, that takes care of some pretty standard features as date and time, and a second OLED screen, which is activated by raising your wrist, allows access to extra smart features.[80] Luxury watchmaker TAG Heuer released TAG Heuer Connected, a smartwatch powered by Android Wear.[81]
The Passport is versatile in that it works with Android and iOS mobile devices. And it features the ability to make phone calls with its built-in microphone and speaker. You can use voice commands (the Passport leverages your phone's voice recognition system; such as Apple's Siri for iOS devices or Google Now for Android) to control the mobile device from the watch. And because of the analog watch face, you can easily see the time in bright sunlight.
Many major phone apps have Wear OS counterparts, or at least most apps that make sense to have a dedicated watch app. You'll likely find yourself using most watch apps less than you might think, but they are sometimes convenient for avoiding a phone retrieval. I use regularly use the Nest app for my home thermostat, Keep to take down a quick voice note, PocketCasts to control podcast episodes and playlists, and Stronglifts to time and track workouts. But I use these on my watch mostly when my phone is not at hand; none is easier to use than its phone version. As noted, most apps on your phone will provide notifications that can be acted upon through your watch. For the apps that you do use, the Q watches' screen (identical to most of the Fossil group watches' screens) is responsive enough to work with tiny buttons pressed by big fingers.
I've had the Samsung Gear S3 classic for a few months now. There are lots of apps now available including a music app which allows you to save and play as many tracks as the sizeable built in memory will allow you to save to the watch. The in-built speaker is high quality for making and receiving calls and of course listening to music, but a Bluetooth headset makes all the difference.
The LG G Watch was the first one we tried that uses Google's Android Wear OS (the Moto 360 and Samsung Gear Live do as well). It includes Google Now, the company's Siri-like "intelligent personal assistant." Say "OK Google," and you can do Google searches, compose texts, and make requests of your watch ("Show me my steps" or "Set an alarm"). Google Now also offers up a stream of "cards" on the watch's face, with information it determines is relevant to you. If, for example, the card tells you how many minutes it would take you to get home from your current location, you can click on the card and get specific traffic and navigation information.
Bottom line: Some fitness trackers work equally well with an iPhone or Android device, but some smartwatches are built to pair with Android phones so you won't enjoy full functionality and pairing on an iPhone. The Apple Watch only pairs with the iPhone so is off limits to Android users. Your existing phone choice will play an important part in choosing a smartwatch. You can check your smartphone's compatibility with a range of Google Wear-powered smartwatches at g.co/WearCheck
These new smartwatches build on a pretty familiar package. Both are powered by the Qualcomm Snapdragon Wear 2100 processor and run on Wear OS. Both also get GPS, NFC for Google Pay, and heart rate sensors as well. The Venture is the smaller of the two, measuring in at 40mm with an 18mm band. The Explorist, on the other hand, is a 45mm watch with a 22mm band.
You'd be amazed how hard it is to text something as simple as "hi" on many smart watch interfaces. Still, most designs take this into consideration. We tested all kinds of watches from auto-scrolling screens where you drew the letters with your finger to pre-smartphone layouts more akin to the alphanumeric layout of a payphone keypad. While the drawing features were nice, we felt that the texting was a little more manageable on keyboards.


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That sentiment was shared with me by a young woman; someone very close to my heart.
Over the course of 39 years as a Hair Stylist, standing 'behind the chair' I must have had heard this expressed one way or another, thousands of times.
And so, the journey begins, welcome to my website; I'm so happy you stopped by!
This space is a nurturing environment that's positive, the kind where confidence and compassion rule!!! When it comes to rules . . . You're the BOSS, we create our own rules celebrating, wisdom, wholeness, and authenticity.
"I believe in warm hugs, big smiles, forest & beach walks, new beginnings, positive self-talk, releasing all that no longer serves me."
I believe there's no one like me! I have learned to give myself permission to be me – because I choose to be. I choose everything that's important to me, self-made and worthy of everything my heart desires. I love to dance and sing when no one is watching and sometimes when they are watching too! I laugh out loud a lot!!! I'm spontaneous, creative, expressive and just a little bit hippie.
What I practice grows stronger with the art of discipline; I honor, move, and nourish my body. I love to cook and change out recipes… making them my very own.
I follow my own rules and believe in me.
Hello! I'm Cheryl Grealy . . .
Spiritually Inspired by life through the process of change through Soul Coaching.
I am intuitive, honest, and compassionate . . . and get to the heart of the matter in a very short period of time.
Problem areas are a symptom of underlying hurts or limiting core beliefs that are often unconscious, but keep reasserting themselves in a variety of ways. Unaware or unhealed areas generate BIG TIME resistance and limit our ability to access solutions. We often make choices and behave in ways that reinforce the very situations we don't want. Until we honestly come to terms with who we are and why we make the choices we make, change cannot occur. We're often using our energy to try to change the people or situations in our lives, but this action renders us feeling depleted, frustrated, and angry. Our focus is in the wrong place.
Change is an inside job!
I've helped people change their lives for over thirty years from the inside out.
"Let myself be me"
You know YOU want too!!!


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Bangalore: India's Silicon Valley is set to become a 'fine' city. Except that the fine in question will compel vehicle-owners to loosen their purse strings. Bangalore's traffic police rakes in crores as fines from on-road violations. Their allies are newly installed 150-odd surveillance cameras at various junctions. The same high-tech interceptors also check speed limits and policemen can issue paper challans using their smartphones.
About 1,000 vehicles are registered everyday"The idea is to have smooth traffic and if fines can act as a deterrent, nothing like it," says Bangalore police chief Shankar Bidari. The men in uniform have reason to chuckle: nearly 1,000 vehicles are registered in the city every day.


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We've just found our next guilty pleasure: The Real Housewives of Sydney.
More: Andy Cohen's tell-all book is like WikiLeaks for the Real Housewives
The reality TV show is set to air on Arena on Sunday Feb. 26, and while we still have more than a month to wait, we have the trailer to keep us entertained for now. Here are six things we thought when watching it.
1. There isn't even any dialogue
Look, we know reality TV can be dramatic, but the trailer for RHOS is so intense that they didn't even bother to string together a storyline or any proper dialogue — which we can only imagine means screaming and catfights will fill the silence on the show.
2. Athena describes herself as a "spiritual goddess"
She may have chosen to market herself as a "spiritual goddess" (or the show did that for her), but if you're wondering who Athena X is, her real name is Athena Levendi. She spent her teenage years in Athens, Greece, and is married to an Australian Greek jewellery designer (she's also a jewellery designer) who owns and runs Levendi Jewellers.
More: Let us tell you the story of how The Real Housewives franchise really started
3. No expense is being spared
The trailer is less than one minute and we've already got a glimpse into the seriously lavish lives of these women: Champagne, private yachts, helicopters and the prettiest dresses you have ever seen. Damn!
4. We already smell drama
Maybe it's just the death stares that all these women have perfected, but we already know this is going to be a series packed with drama.
According to an earlier report, after just two weeks of filming, all hell broke loose on the set with Athena threatening to leave the show after butting heads with Victoria Rees, and the ever-opinionated Lisa Oldfield has already referred to her castmates as a "malevolent bunch of molls."
Get ready people, it's coming, and in Oldfield's own words, it's going to make The Real Housewives of Melbourne look like a catwalk. Meow!
5. Who is Matty? Apart from being a self-made millionaire
We know the trailer doesn't tell you too much information about Persian-born Matty Samaei, but we think she's one to watch out for. Aside from her love of shopping, travelling and — you guessed it — socialising, Matty is also the owner of The Medispa by Matty.
More: Get ready Real Housewives fans, because there's a new city in the mix
6. Lisa Oldfield is not just a politician's wife
Lisa Oldfield, who is married to former politician David Oldfield, is much more than her one-line bio lets on. She is also a successful businesswoman and television presenter.
In fact, she has a bone to pick with the show because of this.
Other ladies joining the cast are model Krissy Marsh; former Miss Australia Nicole O'Neil; actress, model and singer Melissa Tkautz; and interior decorator and beauty product owner, Victoria Rees.


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Hearing the Service
St John's has an Induction Loop System so if you have a hearing aid, please switch it to the 'T' setting.
Anthems from Harvest to Advent
In our musical programme between Harvest and Advent, we mark the centenary of the 1914 Armistice with a series of anthems which explore various composers' Requiems and specifically movements which use text from outside the traditional Requiem Mass.
Johannes Brahms (1833-1897) wrote Ein Deustches Requiem in German, in opposition to the long tradition of other composers writing Requiems in Latin. Written in the late 1860s, it is his longest composition and may have been partly a response to his mother's death in 1865. We hear a translation of text from the opening of Psalm 84; How lovely are thy dwellings fair, O Lord of Hosts. My soul cries out for the courts of the Lord; my body and soul rejoice in the Living God. Blessed are they that dwell in thy house; they praise thy name evermore.
St John's Late
25th November, 6,30pm
Jazz Mass
What more appropriate way to celebrate the Feast of Christ the King than with a jazz mass! The choir, accompanied by piano and double bass, sing Todd's Jazz Missa Brevis and the anthem is Hogan's arrangement of Ride on, King Jesus.
Advent 2018
The first Sunday of Advent is 2nd December this year. At the 10am service we welcome Joseph and Mary and bless them as they start their schlep around the parish. We also light the first candle of the Advent wreath.
Advent Carols, 2nd December, 6pm
This service always features some fantastic music and this year will be no different. The theme for this year's service is Freedom and features Copeland's Fanfare for the Common Man, Parry's I Know My Soul, All I Ask of You from Phantom of the Opera, Defying Gravity from Wicked, Ye Sons of Freedom and To Him Your Grateful Notes from Handel's Hercules and Rossini's William Tell Overture. There will be mulled wine and homemade mince pies after.
Festival of St Nicholas, 9th December, 4pm
St John's is celebrating the Festival of St Nicholas (aka Father Christmas) again this year. This seasonal all age service begins with the entrance of a boy bishop and ends with the arrival of Father Christmas and in between there will be storytelling and lots of children's activities interspersed with all kinds of St Nicholas/Father Christmas music from the choir. After the service there will be a seasonal tea.
Nativity Play, 16th December, 10am
This year's play is a closely guarded secret at the moment, but we are assured it will be interactive! Casting the roles will take place after church on Sunday 9th December. Speak to Dan or Becky for more information.
Festival of Nine Lessons and Carols, 16th December 6pm
Our traditional candle-lit carol service kicks off the countdown to Christmas. The choir will be accompanied by a multitude of musicians. The service will be followed by a fizz and panettone reception. This is one of the biggest musical treats of the year for all the family. Invite your friends and neighbours to join us for this festive community celebration.
Sponsor a Buttress
Goal: £50,000
Raised so far: £25,116
Last year we undertook essential repairs to the roof, gutters and parapets. If you look up on the north or south sides of the church, you'll notice the beautiful new stonework. To fund the works, we had to borrow £200,000 from the Diocese of London and we are looking to raise £50,000 through the 'Sponsor a Buttress' campaign to pay this year's commitment (plus interest). There are 40 buttresses consisting of three stones each. One stone costs £416, a buttress £1,250 (£333 and £1,000 respectively if Gift Aided). To sponsor a stone or buttress or for more information about Gift Aid, speak to Bryan Sollenberger.
And Even More Bru's News
Brutus and Rhiannon invite you to celebrate the baptism of their son, Oberon Clement Nicholas Llewellyn, at St Margaret's Church, Putney Park Lane, SW15 5HU at 2pm on Saturday the 8th of December, followed by a 'bring and share' afternoon tea in the church hall.
Culture Vulture Ventures
Venture to Westminster Abbey: Friday 30th November
Our visit to the Galleries is at 1.30pm and we can stay on in the Abbey if we wish until closing time. Sung Evensong is at 5.00pm. Accessed via the staircase (108 steps) or lift, there are magnificent views down to the Abbey floor 16 metres below and out to Parliament Square and the Palace of Westminster. Over 300 objects from the Abbey's collection are on display including the Litlyngton Missal, a magnificent Latin manuscript and one of the largest surviving English medieval manuscripts. Also an effigy of Henry VII's head, modelled on his death mask, and the royal marriage licence for HRH Prince William and Miss Catherine Middleton.
Meet outside The Abbey Bookshop at the west end of the Abbey at 12 noon. We then walk round to the Abbey Restaurant, The Cellarium, for lunch (self funded). Admission to Abbey and Galleries £15, payable to Margaret in advance (cheques preferred) to secure your place.
Venture to the Panto! Festive fun for all the family, Saturday 5th January 2pm
'Oh yes he did!' 'Oh no he didn't!' Save the date as the young and the young at heart are sure to enjoy Dick Whittington at the Lyric Theatre Hammersmith www.lyric.co.uk (that's the Lyric, main entrance on Lyric Square, not the Apollo by the big church) on Saturday January 5th at 2.00pm. Ticket details to follow. If family commitments allow, meet for a delicious lunch at 12.30pm at Byron's, www.byronhamburgers.com, opposite the Lyric and to the right as you exit Hammersmith & City line tube station. Kid's Menu £6.50, with both healthy and less healthy options, £6.50. Please speak to Margaret or Sam Tear to register your interest.
St John's Big Gay Night Out
Friday 7th December - Mother Goose Cracks One Out!
This year's pantomime follows years of sell out performances at Above the Stag theatre. You've not really been to a panto until you've been to Above the Stag. Tickets are £25. Meal before the show at Pico bar and grill (next door to the theatre) – pay as you go. For tickets, please contact Ian Smith (email@example.com) or leave your payment, together with your name, email address and phone number at the church office.
Mid-week Services
St John's isn't just a church for Sunday! There are services at 5.30pm Monday to Thursday. Monday's service is a eucharist and there is a said evensong Tuesday, Wednesday and Thursday. Services take place in the sanctuary and are open to all.
Unwanted Winter Coats Wanted
Chestertons is running its annual Calling London winter coat collection to help keep vulnerable Londoners warm. They are running the campaign until the end of November. We need coats of all sizes and for all age groups. Unwanted/unused coats can be dropped off at their office in Connaught Street. Please see the attached link and images for more information: http://www.chestertons.com/research-and-insight/insights/calling-london/
Sankta Lucia Concert
Thursday 13 December 7pm
Carina Einarsson, familiar to many for participating in the community concerts each year with the Swedish Church Choir, is bringing her London Nordic Choir to St Johns for a special concert celebrating the traditional Sankta Lucia festival. Singers will be dressed in white gowns and carrying candles in the darkened church. This unique event was performed by them last year to enthusiastic audiences in York Minster and Liverpool Cathedral. Tickets can be obtained from www.eventbrite.co.uk £32 to include seasonal refreshments.
Children's Community Choir
Thursdays, 4.10pm, St John's Church
The Children's Community Choir meets this Thursday afternoon. The choir is open for children 6 years old and above. Sessions are 30 minutes long and children will sing different genres of music. If you are interested in bringing your children along please let Robert know.
School Gate Gossip
This week, at St James & St John, we recognised Anti-Bullying Week by 'Choosing Respect, Showing Reverence'. Each of the classes took the time to talk about what bullying looks like and how we, as a school, can make sure that we always help to prevent bullying. Everyone looked at our Anti-Bullying Charter after the Student Council reviewed and re-presented it to the classes. We all signed it and have displayed it as a permanent part of each classroom to remind us all of the importance of treating others the best ways we can. As a part of the newer initiatives at St James & St John, we have introduced whole class novels to Key Stage 2 after a successful trial in Years 5 and 6 last year. This half term sees the following whole class novels being read in Years 3-6 (they also make great Christmas presents for any child not at our school): "Sky Song" (Year 6), "Nevermoor: The Trials Of Morrigan Crow" (Year 5), "Sam Wu is NOT Afraid Of Sharks" (Year 4), "BEE BOY: Clash Of The Killer Queens" (Year 3). Dates for your diary: PFA Christmas Market (7th Dec); Christmas Dinner & Christmas Jumper Day (18th Dec); Whole School Nativity Service at St John's Hyde Park (21st Dec)
Stay and Play
A community playgroup meets weekly in St John's on Thursday mornings from10-11.30am. Come and stay for a play, a sing-song and to share stories over a cup of coffee. All children and babies are welcome (newborn to 5 years). Suggested donation: £2.


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In today's highly competitive, complex and continually evolving financial services marketplace, retirement-plan-focused financial advisers often find themselves in a balancing act of serving clients, finding new prospects and managing a profitable practice.
Because building a strong retirement practice is a major goal for many advisers, scaling expenses and designing operations to increase assets under management becomes the No. 1 challenge. The juggling can distract from growing in the most efficient and gainful way.
The conclusion drawn from thousands of conversations with advisers is clear: No matter the size of the firm, many advisers could benefit from a better understanding of the factors that drive a successful practice and the risks that inhibit growth.
This has prompted the development of a "practice operations field guide" for advisers seeking to foster strong, profitable retirement practices. The guide provides directions for how to assess the status of a retirement practice and create an effective plan to increase the bottom line.
For example, advisers should ask themselves the following question, among others:
How big is your business? To see the big picture, advisers must first define the total value of their books of business or practice size. Many advisers that specialize in retirement offer a total consulting solution covering plan design, compliance, oversight, vendor management, investments, committee governance and participant support.
Evaluate a practice based on staff size, automation and technology, productivity, client service programs and communications the firm offers.
It is also important to think about factors that inhibit growth, and how to manage them better. Are advisers spending too much time on non-revenue-producing activities or are they manually completing tasks that could be automated?
It is important to know who the most profitable clients are and what advisers could be doing to ensure high margins. Every retirement plan should have a dedicated contact person within its practice, regardless of the size and profitability of the plan. An adviser needs to look at strategies from all angles to ensure that the business is growing efficiently.
Where do you want your business to be? Once advisers have an idea about where they are, it is time to think about how far they have to go, the signs that mark their progress and the changes that will have to be made. Advisers need to know what their expenses are, who their most profitable clients are and which ones are draining resources. Can profitability be measured? What is the hourly recovery rate? In the retirement marketplace, average hourly rates typically range from $250 to $300 per hour. How do advisers increase assets under management and realize economies of scale?
What is your strategy to reach your goal? A business plan that defines where and how an adviser plans to grow is a great place to start. It focuses the efforts of the team, engages each of the individuals on it and makes it clear to them what their role should be.
At every stage of growth, it is essential to optimize available resources:
• Take advantage of opportunities with investment partners and providers.
• Broaden the scope of services beyond the 401(k) to include defined-benefit, non-qualified and equity/stock plans. Not all services are equally valuable. Therefore, determine which should be considered core services and which trends and tools can differentiate a practice from the crowd.
• Try to remove redundancies and outsource unique or noncore work.
• Formalize client communications and get credit for the value the firm delivers. It is more important than ever to communicate fees along with outcomes achieved.
Demonstrating value to clients is essential.
Finally, segment clients and then define the scope of service by segment. Many retirement practices provide the same offerings to all clients, regardless of profitability. Decide which of your clients are appropriate for retirement income adequacy studies, pre-retiree workshops or retirement gap analysis.
These ideas are merely a few of the tips in the field guide designed to provide advisers with a formal growth path to remodeling practice operations, increasing productivity and efficiency, and bolstering the bottom line.
Matt Coldren is the executive vice president of the retirement strategy group at Natixis Global Associates.


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