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XiMED Medical Group and Scripps Mercy Physician Partners recently announced plans to collaboratively focus on developing a clinically integrated physician organization.
The two groups have a combined membership of approximately 1000 independent physicians in private practice in San Diego. With the anticipated changes in health care, the groups have stated that clinical integration will help align incentives between hospitals and physicians and encourage them to provide effective and appropriate care.
Dr. Marc Sedwitz, Chairman of the XiMED Board, stated: "Our organizations are very compatible and share common goals. By working together, we will generate new energy and ideas to help our physicians and the patients that they serve."
Scripps Mercy Physician Partners formed VIP Health Connect two years ago to help physicians implement technology and to provide a portal for the secure communication of patient information.
"We're pleased that the starting point for our new collaboration is that XiMED is becoming an equity partner in VIP Health Connect," stated Michael Couris, M.D., Vice President of Scripps Mercy Physician Partners. "This provides another great opportunity for physicians to work alongside Scripps Health to improve quality of patient care and decrease costs.
According to Steven Higgins, M.D., XiMED's Vice Chairman, "Our new Joint Strategic Planning Committee will map-out the path for our successful collaboration."
Dr. Davis Cracroft, President of Physician Partners, summarized the situation: "We're excited about our potential to further help our doctors and their patients. We believe the collaboration of XiMED Medical Group and Scripps Mercy Physician Partners will benefit all San Diegans. We look forward to additional Scripps-affiliated physician organizations working with us to improve patient care. "
For additional information please contact:
Ted Steuer, Executive Director
Scripps Mercy Physician Partners
Tom Sounhein, CEO
XiMED Medical Group
All contents herein copyright San Diego Source ® 1994-2019


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Blake Quilt Tweed
The Blake is a beautifully tailored quilted men's jacket with tape detailing on all external seams, pockets and cuffs. Attention to detail has also been given to the interior with fully bound seams, all working together to create a premium finish as expected from Chrysalis. The Blake comes with a contrast corduroy top collar. It is a slim fitted jacket with set in sleeves, patch pockets, side vents and inside pocket. The Blake is made from one of the finest British Tweeds, which is then quilted.
Additional information
38, 40, 42, 44, 46
Product Details
Stud fastening | Contrast top collar | Side vents | Set in sleeve | Patch pockets | Fully lined
Fit Guide
The Blake is cut for a modern slim fit and runs true to size.
Delivery & Shipping
Standard Delivery – £5.95 (This will take up to 2-3 working days once your garment is ready).
All orders will be delivered Monday to Friday between 9am – 5pm.
Shipping is currently available to United Kingdom Mainland only.
We realise not everything in life works out, so if for some reason you are unhappy with your purchase you can return your items free of charge using our shipping partner, UPS. We will accept returns within 14 days of receiving your order. For further instructions please read through our Returns Policy, which you can find in our Terms and Conditions.

subset: commoncrawl


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THE LATEST NEWSRecipes, news, lifestyle advice & much more. Healthy & fresh right to your inbox.
OUR GOAT MILK MIRACLE!The uniquely moisturizing properties of goat milk and the skin-soothing richness of clay combine to form this luxurious face mask to help soothe and gently draw impurities from the skin. Use once per week for skin so beautiful that you'll never have to hide it.Key Ingredients:Dead Sea MudGoat Milk OliogopetideTrans-Retinoic Acid Ester
Simple to use. Apply a generous layer over entire face and neck, avoiding the eye area. Allow to dry completely (approximately 15 minutes). Gently rinse or towel off.
Water (Aqua), Kaolin, Glycerin, Magnesium Aluminum Silicate, Cetearyl Alcohol, Vitis Vinifera (Grape) Seed Oil, Maris Limus (Black Mud), Aloe Barbadensis Leaf Juice, Argania Spinosa Kernel Oil, Persea Gratissima (Avocado) Oil, Ceteareth-20, Charcoal Powder, Methyl Gluceth-20, Polysorbate 80, Squalane, Caprae Lac (Goat Milk), Hydroxypropyl Cyclodextrin, Palmitoyl Tripeptide-38, Leucine, Lysine HC1, Olea Europaea (Olive) Fruit Oil, Calendula Officinalis Flower Extract, Chamomilla Recutita (Matricaria) Flower Extract, Citrus Grandis (Grapefruit) Seed Extract, Phospholipids, Retinyl Palmitate, Pantothenic Acid, Ascorbyl Palmitate, Tocopheryl Acetate, Xanthan Gum, Citric Acid, Ethylhexylglycerin, Phenoxyethanol, Titanium Dioxide.
Ships out within 1-2 business days
2.5 oz


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Do Virginia Photographers Need to Collect Sales Tax on Digital Photographs?/
One of the biggest controversies in the photography community of VA is whether to collect sales tax on digital images or not. So why is this such a controversial topic? Well, if you call the VA Department of Taxation and speak to 3 different representatives it is likely that you will get 3 different answers ( I know from experience). If you contact a CPA it is likely that you will also hear 3 different answers. So what are we supposed to do?
The law clearly states that sales tax is to be collected on "tangible" products. There is no doubt that albums, prints, canvas, CDs or flash drives are tangible and therefore taxable. Those are physical products that you can touch, feel and hold in your hands. In the age of digital technology, however many photographers are delivering their images through an online gallery and giving their clients the right to use whichever printing company they'd like. This method is referred to as "Shoot & Share". The client downloads their images right from the gallery onto their computer and have the freedom to order products from any printing company they'd like. Often times no tangible products are ever exchanged between the photographer and the client. The question is, should sales tax be collected in this situation? Unfortunately there is no simple answer to this question, but let's begin by looking at the Law and how it is written.
The law is pretty clear, but again what is not clear to many is that word "photograph". Does it refer to digital photographs delivered strictly via the internet? When this law was written, because of the date, I can assume it was written before the digital age and was referring to film. Obviously the only way to deliver film was through prints or proofs, both tangible products. I'm going to share with you information that I received from 2 different representatives from the VA Department of Taxation via online chatting (as of 2015, due to budget cuts, chatting is no longer available). This was the only time I received the exact same information from two different agents.
Here is a summary of what I was told:
Photographers in the state of VA DO NOT need to collect sales tax when delivering digital files via the Internet (this does not refer to CDs or flash drives). Tax is ONLY collected on tangible products. Digital files ARE NOT considered a tangible product.
Ok this seemed to jive with what I've been told by the other agents I spoke with and what a lot of other photographers and CPAs believe. Wait though there's more...
HOWEVER, if the client purchases a print (or any other product) from an online gallery the photographer MUST collect tax on the ENTIRE package and service, not just the print itself. So, let's use a wedding package for example. If your wedding package includes digital files and your services for $3000 and the couple chooses to order prints from your gallery after the wedding and final payment as been made, you MUST charge them sales tax on the entire amount of $3000. So that $2 print (if you follow the true Shoot & Share way) will have a sales tax of $159. Ouch!
Only two representatives explained that part to me. This is a common misperception of those photographers who choose to accept that digital files are non-taxable. I don't know about you, but that $159 looks a whole lot worse calculated into a $2 print then if it was calculated into a $3000 package! Assuming this information is accurate it makes more sense to collect tax in the beginning regardless of whether the client chooses to purchase any tangible products (prints, albums, etc) or not.
There are several CPAs who will tell you with 100% certainty that digital files ARE considered tangible products and therefore sales tax MUST be collected (that's what my CPA has told me).
Wait, didn't we just solve this issue? I mean I have confirmed information from 2 different representatives, so why isn't this the end of my blog post?
Here's why - I attended a workshop hosted by a VERY successful and well known photographer whose wedding packages begin at $7000. This photographer is known on a national level and quickly gaining recognition on an international level. During her workshop the issue of sales tax came up (shocking I know) and she shared with us her experience of being audited and fined $10,000 in fees and back sales tax because she, like so many other photographers, did not believe sales tax needed to be collected on digital photographs. Clearly the VA Department of Taxation disagreed. I believe the majority of photographers out there want to follow the law and want what is best for their clients. Those not collecting sales tax believe they are doing what is right. Those collecting sales tax are also doing what they think is right. It's disappointing that good honest people are getting into trouble because there is a lack of consistency regarding this topic.
Hearing first hand from the photographer herself was enough to convince me. I collect sales tax from every single client right from the beginning. I believe it is the ONLY safe route there is. I didn't like it at first, but I've never had a client complain or question the tax. I've never lost a sale over sales tax. Having worked in the educational system for 12 years and never getting accurate information from the ones overseeing everything (that's a whole other blog post) I am not surprised that The Department of Taxation operates in the same manner.
I am not a tax expert. I am only sharing my own experiences and opinion. This is how I've chosen to handle the age old question of sales tax and digital photos. I encourage you to research this topic further. A good place to start is the VA Department of Taxation, but good luck navigating through their website. They certainly don't make it easy!
You may also be interested in
Join Facebook Group Community Over Competition With Sarah Kane
How to Start a Successful Photography Business


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Gloria Jean's Coffees in Dubai Festival City
Listed in Cafes in Dubai Festival City, Coffee Shops in Dubai, Festival City
0 reviews
- Dubai Festival City, Dubai, United Arab Emirates
- +97142325444
Gloria Jean's Coffees in Dubai Festival City
Gloria Jean's Coffees in Dubai Festival City – We founded Gloria Jean's Coffees in Australia in 1996 with the ambition to be the most loved and respected coffee company worldwide. We currently have more than 900 coffee houses across 39 markets worldwide, including more than 400 coffee houses within Australia – and there is room for more!
To be the most loved & respected coffee company worldwide.
We want to be the most loved and respected coffee company in the world, and we are tireless in our pursuit to serve the highest quality coffee, while making each and every one of our guests feel like they are returning home when they step into one of our coffee houses.
Gloria Jean's Coffees is committed to building a unified family who consistently serve the highest quality coffee and provide outstanding and personalised service in a vibrant store atmosphere.
Our four values reflect who we are, and how we approach everything we do.
These are not values that change from time to time, situation to situation or person to person, but rather they are the underpinning of our company culture.
By maintaining these core values, regardless of how large a company we become, we can preserve what has always been special about our brand.


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Why can't you be good and do just as you should? …Oh why can't you behave? (Ella Fitzgerald)
"Should we talk about Otis?" asked one of the shelter volunteers. Just before that question had been asked, I had mentally begun to think about wrapping up the day long training session at the shelter. As soon as the question was hanging out there, I spotted an unusual number of glances that shot back and forth between members of the group. It was as if everything that had gone on before this moment were just appetizers; "Otis" was clearly the entree. No one from this group wanted to go anywhere until the situation with Otis had been resolved. "Sure", I said. Then I asked the volunteer to fill me on Otis.
Several trainers and I had offered our services pro bono for a day to this particular shelter and had traveled to the shelter from Indianapolis earlier in the day. Accordingly, we were providing on-site training for a group of staff and volunteers at their small, limited admission shelter. The shelter coordinator had indicated that there were a number of "problem dogs" at the shelter and there was disagreement in their group about how these particular dogs should be handled. A few in the group had concluded that most of the problem dogs were "dominant" and had resorted to using harsh methods of handling the dogs. Another faction was not convinced that these methods were wise or safe but lacked an understanding of how to work with the dogs more humanely and effectively. Otis seemed to be a dog that was symbolic of the differences in the groups.
Warren and I had each been working with a group of volunteers and Tom was moving between the groups providing roving support. The group I was working with was in the back of the shelter where the dogs were housed. This section of the shelter was cooled only by a series of large fans that were all turned to "high" in response the rising heat and humidity of the day. The noise created by the fans and barking dogs meant that any kind of meaningful human-human conversation was pretty much futile. So the group I was with had worked a number of dogs and then periodically debriefed in the quieter, air-conditioned lobby the shelter.
As the volunteer who had asked about Otis led our group to his indoor run, I wondered how Otis came by his name. The name Otis conjured up the image of the beefy, disheveled character on the old Andy Griffith show that would lock himself in the town jail when he had too much to drink. The canine Otis seemed to be a Lab-Newfoundland cross and his long, jet-black coat gave him the tousled, unkempt look reminiscent of this television namesake. It turned out this Otis' had the reputation for being two standard deviations below polite when on a leash, and as a result there were only two volunteers still willing to walk him. Hardly enough exercisers for this boy.
Otis had a second habit that was also not winning him favor with those at the shelter. Specifically, once Otis came back from being walked, he was often reluctant to return to his area. This was really pretty understandable given that Otis' "suite", like those of the 40 or so dogs that lived around him, consisted of a 6'x8' concrete space with a chain link fence on the front of it and no direct access to the outdoors. Otis used the "vote with your paws" method of resisting going back into his suite. Specifically, Otis would stop quickly from a walk and collapse onto the floor as dead weight. To deal with Otis when he did this, the shelter staff and volunteers had been using a variety of techniques. These techniques that ranged from combative (i.e., having 2 people grab Otis' legs and drag him) to pleading and luring with food.
For the first part of the hands-on session with Otis I had decided to address his leash manners. So, with Otis leashed, we moved to the outdoor exercise area. Once outside, however, Otis briefly sniff around and then rather blankly looked back at all the people watching him. A few in the group voiced disappointment that Otis was not showing me all his rogue behaviors and this was offered as evidence that Otis was not only dominant but cunning and deceptive. I suspected that Otis' was not showing me his full repertoire of leash habits because the heat index must have easily reached 100 degrees. At any rate, I explained that when a dog does not do an undesired behavior 100% of the time that is actually a good thing! The chances of modifying an undesired behavior increase if the dog is able to show what is referred to as behavioral adaptability or flexibility. Judging from the reactions of those in the group, I doubt my explanation changed the mind of any of Otis's critics.
When it came time to return Otis back to his area, he placidly sauntered back into his suite. Once again, the detractors of Otis voiced disappointment that Otis was not demonstrating what some of the shelter folks had wanted me to see. To reinforce the idea that "dogs learn from consequences" as soon as Otis had returned to his suite, I reattached his leash and walked him back into the aisle. I wanted to help Otis understand that the consequence of loading cooperatively back into his suite was that he may earn the opportunity to be let out again. So, for several minutes, Otis and I made a little game of his going in and out of his area and Otis being provided with treats, attention and more freedom in exchange for his cooperative behavior. Most of the volunteers seemed to be sensing the utility of this approach and Otis appeared to be having a great time as well.
As a trainer you learn that there is an art to knowing when to end a working demonstration with a dog. On the one hand, you want to provide enough trials so that the human learner(s) have an opportunity to see some progress in the dog. Additionally, with each additional trial you are, ideally, building rapport with the dog and strengthening the dog's understanding between the desired behaviors and reinforcements provided. On the other hand, if you work a dog too long you risk having the dog lose interest or fatiguing. This was exactly what happened with Otis as he quickly went from "cookin" to "overcooked". Otis ended our game by unceremoniously dropping to the floor. With Otis outside of his suite, I was now in the same position that the shelter volunteers had been in numerous times. I knew that the group would carefully watch how I responded. Hmm...what to do?
With the pause in the action, I took a moment to look around. Warren and Tom were engaged with the other group in another part of the shelter. When I looked back at Otis, I had the benefit of doing so with fresh eyes. I almost laughed out loud at how utterly comfortable Otis appeared to be as he lounged like a czar on the floor. The concrete aisle had just been mopped and large fans were blowing air down the center of aisle. The black dog with the long coat that had just been out exercising in the sun chose to cool off on the wet concrete where there was a breeze. In making his choice of where to lie down, Otis picked the coolest spot in the house. Smart dog! And, although I couldn't be sure, it also seemed that Otis knew that all eyes in the room were on him and he was enjoying the attention immensely.
After savoring the moment of watching Otis, I moved down the aisle and turned off the fan that was directing air at Otis. My intent in tuning off the fan was not to be mean-spirited to Otis, but I did need to do some short-term management of his environment. As the fan came to a stop, Otis pulled his head off the floor and looked around. He seemed to be less comfortable with the fan off but he didn't budge his bum from the floor. Otis watched as I then began moving toward the collie that was housed across from Otis. Pausing at the gate I have the collie a moist meat treat to reinforce the behavior of sitting quietly by her gate. I then moved down the aisle to another dog. I lingered there a bit longer to give the Rottweiler mix a few more opportunities to be reinforced for soft eye contact. By this time, Otis had moved into a perky "sit" and his head was swiveling around to watch what was going on around him.
When I got to back to where Otis was still sitting in the center of the aisle, I simply ignored him and kept moving down the aisle in the other direction. I gestured to two of the volunteers who were nearby and asked if they would join me in reinforcing dogs in their suites for quiet behavior. Otis was now on his feet and moving briskly to his dog suite. He stepped in to his suite and sat down crisply in just enough time to get a treat as a volunteer was coming past. Otis looked like a school child sliding into his seat at the last possible moment to be counted as "present" on the attendance sheet and thereby avoiding a trip to the principal's office. A few of the volunteers had the good sense to cheer for Otis. Yeah, I admit it, I sighed with some relief and then I too made a fuss over Otis.
In reflecting on the exchange that had unfolded with Otis, I wondered what has prompted him to move into his dog kennel on his own. Had he simply cooled off enough after being in the sun? Did he want to get in on the food distribution that seemed easy enough to earn? Did the fact that all the other dogs were getting reinforced and he was not have any bearing? It seems likely that it was some combination of the above, but of course, it is impossible to know for sure. Here is what I do know...
First, I know as humans we are quick to resort to using physical and often harsh methods of handling dogs like Otis. Not only does all this pushing and straining take a lot of energy, it is rarely fruitful over the long-haul. Finally, I know that I smile every time I think of Otis and hope that he has found a home with someone as smart as he.
Here's to hoping that you have many teachers in your life like Otis!


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Did you Remember the six girls from Regina Pacis Secondary School, that won Gold at the 2018 World Technovation Pitch.
The Anambra State's Governor Obiano presented cheques of N1 million each of them.
Charles Ejiofor is an undergraduate at Imo State University, department of Architecture 400L; he is one of the courageous, intelligent and politically minded student leaders so long as IMSU owerri is concerned, he's celebrating his birthday today Sat. 25th August.
Charles Ejofor doubles as a hostel President in one of the alliances. A stakeholder not just at his faculty but accross the confine to the alliance.
His selflessness can be testified in his service to fellow students as he has held so many positions in the faculty where he showcased leadership prowess to the satisfaction of all concerned.
Still on celebration, from all of us at Imsu star Fm, Sauw Blaze, Okala Chigozie, Donald Ekenta, Darlinton Okafor, Imsu Elijah and others, we wish you a happy birthday celebration.
Today Friday Aug. 24, we visited the IMSU Academic Staff Union of Universities (ASUU) Chairman, Engr Dr. Uzoigwe I. O. in furtherance of our investigative journalism at his owerri campus office.
He's a blockbuster. Such a lively, diplomatic and accommodating union leader who's making the light work all these while. More reports coming.


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Terra Nova was usually described as an ambitious TV series. But it wasn't, really. The main narrative combined a C-grade time travel story that would make Ray Bradbury chortle dismissively, a D-grade gritty reboot of Lost in Space that couldn't even find space for a funny robot, and a Z-grade conspiracy plotline written specifically for people who thought FlashForward could've used more conspiracy plotlines. However, Terra Nova cost an insane amount of money, so I guess you could say that it was "ambitious," in the sense that it's ambitious to try to build an elevator to the moon using styrofoam and Elmer's glue.
But not every show needs to reinvent the wheel of the modern TV drama. Theoretically, setting aside any question of writing or acting or theeeemes, man, the joy of Terra Nova should have been the project's sheer bigness. When you watch a Transformers movie, even if your eyes are bleeding because of Michael Bay's utter inability to obey even the most basic rules of visual storytelling, you can't help but be captivated by the sheer amount of money onscreen. Modern blockbuster films are so insanely expensive that, if we knew how much they actually cost, we'd all become Marxists with mohawks out of national shame. When you pay your way into Transformers, or Pirates of the Caribbean, or (probably) John Carter, you're not getting a ticket to watch a movie; you're getting a two-and-a-half-hour pass to swim in a money bin.
The problem, then, was simple: Terra Nova looked terrible. The two-hour pilot might have been one of the most expensive in history, but at a reported $14 million, it still can't compare to a typical two-hour blockbuster movie. And boy, was it struggling. The show led with dinosaurs that looked stolen from a Syfy movie. The show's future-past colony had a big fence that seemed purposefully designed to make breaking in as easy as possible. Dear god, just look at what they're wearing in that picture at the top of the post! Is that hockey gear? Terra Nova was basically Marge in that one Simpsons episode where she tries joining a country club by pretending to be rich, and she has to keep altering the same suit over and over again. It was a TV show that was embarrassed to be a TV show.
For all the talk about how much more visually stimulating television has become in this era of HD, the medium is still fundamentally built on writing and good old non-digital human performance. Most good-looking TV shows make their relative cheapness a virtue. Lost's pilot cost almost as much as Terra Nova's, but Lost kept its particular monster offscreen for a long, long time. Game of Thrones, like Rome before it, mostly skips battle scenes to focus on intense, well-crafted dialogue and/or nudity. Battlestar Galactica and Mad Men both reuse sets constantly, but with distinctive and addictive visual styles: Vérite docudrama and Hitchcockian formalism, respectively. Breaking Bad famously shoots in Albuquerque because of the hefty tax break — "Come to Albuquerque, the Vancouver of the Southwest!" — but that show has turned the New Mexico landscape into a barren neo-Western wasteland.
The demise of Terra Nova feels a bit like when a multi-billionaire runs for political office and loses, and everyone pats themselves on the back and says proudly, "You still can't buy an election in America." Nowadays, even if you are able to buy yourself a blockbuster movie, you still can't buy your way to TV success. The audience still decides. And we know the difference between ambition and stupid dinosaurs.
Follow Darren on Twitter: @EWDarrenFranich
Read more:
'Terra Nova': What went wrong. 6 ways the show could have been saved
Midseason TV Death Watch Bubble Show Edition
|Complete Coverage


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Today we held a beautiful little birthday party for my nearly three year old. It was calm, happy and delightful.
The children played in the cubby house, with the dress ups and on the bikes. They ate, drank, played duck duck goose and then we cut the cake.
Do you like it? My daughter and I made and decorated it. The name down the side was just to use up the rest of the icing!


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Modern Marketing Summit After Party Described in 3 Songs
This past Monday I was tasked with setting the mood at a venerable New York institution for some marketers that have been listening, talking and networking all day. I had to present a soundtrack that made everyone feel alive without being too overbearing. In a perfectly decorated space at The Jane Hotel rooftop, I took the guests on a journey through different decades and grooves. Check out the 3 highlights below.
1. George Benson - What's On Your Mind
George Benson sets the perfect tone. Trust me. His smooth sound updated by the Swedish producer DiscoTech, was the perfect beginning. Check out the original below and the updated edit here.
2. Phoenix - Trying To Be Cool
Phoenix, to me is the coolest band. They have a distinct sound. It's lush and full of flavor. Breakbot does an incredible job remixing this already great song into a perfect smooth number. Check out the original below and the Breakbot remix here.
3. Midnight Pool Party - Waiting
Nothing speaks rooftop cocktails like the band Midnight Pool Party. They sound young, hip and exciting. Everything about the music seems perfectly crafted without any extra elements. This is one of my favorite songs of the spring. Enjoy it below and check out some of their other tunes on Spotify.
Contact me to book me at your corporate event or conference after party.
Cover photo courtesy of Charles Roussel.


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This historic warehouse houses three unique private event venues appropriate for numerous occasions including weddings, rehearsal dinners, birthday and anniversary parties, family gatherings or corporate meetings.
Planning your next celebration…
Contact Events
For all private dining and catering inquiries, please contact Silvia Morales Guerra, Special Events Manager, for more information.
We may use your personal information (email address) to contact you with newsletters, marketing or promotional materials, and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link, located in the footer, in any email we send.


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Before we give you a list of states whose ccw permits are honored by Colorado there is some things you need to know.
First, that regardless of the laws of the state where the permit was issued, Colorado will not honor a permit in the hands of anyone under the age of 21. Also Colorado only honors permits issued to residents of the state issuing the permit. In other words, a Utah permit in the hands of a Wyoming resident will NOT be honored in the state of Colorado, even though Utah is listed as a state who shares reciprocity with Colorado.
To get the most up to date list of states, whose permits are honored by Colorado, visit this website.


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The Whale Gusher Titan combines powerful performance and lightweight design.
Whale's tough lightweight proven manual bilge pump. A design that has been tried tested and trusted by boater for decades. This manual bilge pump can be deck & bulkhead mounted on most types for boat and yachts.
Suitable as primary bilge pump on boats equal to or bigger the 12 m accordance with ISO15083
high flow rate: 105Ltrs 28 US gallons per minute
Quick maintenance - Clamp ring easily removed for pump head rotation
Tough lightweight proven design
Suitable for use on boats over 12m
Suction lift 1 metre / 3ft
Discharge head 0.5 metre / 1.5 ft
45 strokes per minute pumps 67 litres
70 strokes per minute pumps 105 litres
Easy to install & Self priming bilge pump
If you need advice please contact us, we are more than happy to help


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This spacious, well presented property is located in the village of Letterfrack, close to Connemara National Park, Kylemore Abbey and Killary Fjord. 6 Bedrooms Sleeps 11. Wonderful views of Diamond Hill and located just a short stroll from local bars, restaurants and shops and just a short drive to the wonderful white sandy beaches of the Renvyle Peninsula. Local activities include fishing, hill walking, pony trekking, golf, boating, island trips, kayaking, adventure centres and much more. An ideal base for families and friends to explore the Connemara Region.
6 Bedrooms – Sleeps 11. The ground floor accommodation consists of a modern well-equipped kitchen, dining room, living room and WC. The kitchen has all modern conveniences including dishwasher, microwave, kettle, toaster, fridge freezer, gas cooker with electric oven. Utility room with washing machine and dryer. The living room area is over 2 sections and has a wood burning stove, comfortable seating, multi-channel TV, DVD player and double doors out to the back of the property. The 6 bedrooms are all very spacious, have wooden floors and furniture. There is one double downstairs and the remaining 5 bedrooms are upstairs. There is a double en suite, a double, 2 twin en suites and a separate single bedroom upstairs. The family bathroom is also located on the first floor with WC, hand basin and shower. Oil fired central heating throughout property. Ample parking on site. Electricity and heating included in rental price. Linen and Towels Included. Wi-Fi. Pets welcome by prior arrangement. Where pets are accepted, they are not allowed in living room or in bedrooms and must sleep in the rear hall area. Travel cot and highchair. No smoking indoors. No garden.
Letterfrack, Connemara, Co. Galway.
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Location of Cottage 182 – Letterfrack
At A Glance
Key Details Of Cottage
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Click here for other cottages in the Letterfrack area.


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First, I apologize. I try to do this everyday. You are busy. It is okay. I am busy, too, but I am always thinking about you. Wondering if you saw this. When I sit down there is so much to share that the post gets much longer than you have time for. Take a little bite. Sip some coffee. Come back when you can. I will be here.
Started the year off meeting with Stephie in New York on January 2. No one was working. The city was cleaning up and quiet. The office in NY was empty but really bright and sunny. We needed a plan. I have never planned. We needed to keep a promise. Needed to shine a light. So we made a plan. It was not that hard. Stephie loves maps and has become a master cartographer for this ship.
Subalehka and Jonah whose two brains make a very balanced wonderful one - came in and helped us part on the left and comb everything into place.
Then...over the next weeks everything became wonderful and rich. I can't show the pictures yet - but soon. I can't talk about the videos we are doing - but so excited the new projects involve the leap to directing. I can say the book we are doing for Workman is going to be totally amazing! I can say the next weeks shooting in LA, in Utah, in Columbus, in Boston will be the best I have ever done.
Last night I stayed in NY writing for the book. I don't understand why some days I have such crazy energy and everything just comes pouring out. I took a late train home. Walking up the hill I heard this song I knew coming out of a bar. A bunch of women were having a great time singing Karaoke. The song was so familiar. Then they came to the chorus of "Thunder Road." I kept walking. Thought about the night a couple of years ago my mother asked me about Bruce Springsteen. We sat down on the couch and I played her several videos of Bruce singing Thunder Road - acoustic alone, with the whole band. I gave her a sheet with the lyrics. I looked over and she was really moved. She said, "I didn't know he was so emotional." Months later she went to see him in Colorado with my brother. They snuck up to sit close.
Links: Great article in the Times yesterday on eating mindfully. Hard to imagine slowing down this much, but does make eating lunch at your computer sound alittle insane.
Odd segue, but sticking with food - if you are in Nashville, visit Burger Up. Love everything there from the room, to the staff - and onion rings stacked like a perfect mountain. But go there for the coffee. It is crazy that something we are pretty sophisticated about in NY they can rewire your body with in one cup.
Discovered the most amazing band in the middle of the night in Nashville over the weekend. Could not sleep in the middle of the night. Plugged my ears with a show called, "Acoustic Cafe." Not as Starbucks as it sounds. They played, "King of the World" by, "First Aid Kit" that had Connor Oberest (Bright Eyes) singing on the track. I checked out their videos. I listened to the album they just released. They are sisters, in their early 20's - from Sweden. I am so happy to share. Here is music to take February back with
I saw a clip of Bill O'Reilly (which is a weird thing to say since I have never watched him before) DEFENDING JC Penney and Ellen Degeneres. Then I did something I also have never done, I wrote to JC Penney supporting their support of Ellen. They wrote this back, "As we focus on being in sync with the rhythm of our customers' lives and operating in a 'Fair and Square' manner that is rooted in integrity, simplicity and respect, we couldn't think of a better partner than Ellen DeGeneres. We are extremely proud to have her on our team."
The rhythm of our customers..... Maybe there is hope.
One last video for if the snow ever comes......from the Head & The Heart


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Samstag, August 05, 2006
you never know
You never know when you are in an English or Irish eating place.
You never know what to do.
Sitting down and waiting until being served.
Queuing up at the counter and ordering. If you do so, it might happen that you are being told just to sit down, relax and wait.
So next time when you sit down, relax and wait, after half an hour when nothing has happened, you realize that you need to order at the counter. You go there, wait orderly in the queue, tell the young lady who hast just started her holiday job yesterday and is – to put it nicely - a little slow, what you want and are being told just to sit down, relax and wait. She will bring your coffee to your place.
At Scotts in Caroline Street, you need to order at the counter, wait for your coffee and carrry it to your seat.
Bernard, who lives in Midleton, had called and told me to come down to Cork. The weather was so lovely and we would go hillwalking on Sunday.
So I had arrived in Cork earlier than planned and spent Saturday morning wandering around, shopping, taking photos.
I was tired and needed a coffee. I like Scotts of Caroline Street.
Nice atmosphere, nice food. The coffee is okay.
It is not excellent, but okay. It is not easy to find coffee that is okay in English-speaking countries.
The restaurant was busy. There was no table free. So I asked this gentleman if the seat was available. Outside. In the shade.
It was, lucky me. I put down a book and a map of Ireland on the chair and went to order coffee at the counter.
There was no queue and I was being served instantly. I went out with my cup of coffee.
The gentleman was still there. But there was no book and no map either.
Excuse me, did you take my stuff, I asked him?
No, I did not.
Did someone else take it? I put it here on the chair.
No. He looked irritated.
Who would take a book and a map? I asked.
No idea, I have not got it.
He looked a little angry.
And started writing in his Whateversortofwritingbookitwas.
On the table in front of him there was a pile of books, notes, writing pads.
This is impossible, I said.
Must be there, somewhere.
And I started investigating this pile of his.
He did not like it.
I could see it.
He stared at me angrily.
Hm. It was just so strange.
Excuse me, a voice said from the other side.
I looked up.
There sat this gentleman waving with my book and the map of Ireland.
Is that yours? He was laughing.
Sorry, I said to the man with the pile.
Oh my god.
Wrong table.
The gentleman with my book and map was still laughing.
Thank you, I said. This is so embarassing.
Don't worry, he said.
You made my day. He was still laughing.
I secretly looked at the other table. The man still looked angry.
Things like that happen to me.
Now and then.
I mean, I am quite organized, mostly.
Other people just do not realize it.
JMH, my photos may be spunky. Thank you.
I may be crazy.
Or mad.
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Nut Your Average Hazelnut Spread!
So, I've had late nights after I've FINALLY put the kids to bed where I've stumbled into the kitchen for a not-so-healthy snack. My tool of choice, a spoon. I've flung open the pantry and opened a jar of "that" hazelnut spread and proceeded to make myself feel guilty for the 3 spoonfuls of sin I've just committed..
Just me? OK...
Have you ever read the label? Ugh, I haven't touched the stuff since, and I stopped giving it to my son. But let's cue the Hallelujah chorus shall we?
Once Again Nut Butter Amoré Hazelnut Spread
It delivers. Once Again Nut Butter is Non-GMO Project verified, organic and has the cleanest label I've ever seen for this type of product in the industry, and they don't skimp on taste. It's delicious! It's high in protein, fiber and has 0 artificial flavors and colors. I can feel good about having my kids (and myself) indulge a bit!
Hazelnut spread has always been a staple in our house and I'm happy we've found a healthier option! My littles love it on their pancakes, strawberries and even as an ice cream topping! Find more foodie inspo here!
Did you know?
Once Again holds a Level 3 Safe Quality Foods certification, the highest level of food safety a company can achieve. Their raccoon logo, lovingly named Rocky after the famous Beatles song Rocky Raccoon, was inspired by four baby raccoons that were found on their factory grounds. They were raised on organic nut butters, then released back into the wild.
To locate a store near you that carries Once Again click here!


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Premium Starter Kit
By far the BEST way EVER to get started with Young Living, the Essential Oil Premium Starter Kit (PSK) has it all: Diffuser, Ningxia Red samples, a roller fitment and well, eleven of the most popular everyday usage essential oils in the business! It's the kit where you meet essential oils. The first date. Your first kiss. Your first 'oily' love.
PSK = Square One. Start Here.
Essential Oils Premium Starter Kit (PSK)
Even though we said it before, we'll say it again, the essential oil PSK is THE best way to get started with Young Living. The price breakdown itself – how much you save even from wholesale prices – is phenomenal. Plus, you're getting started with all THREE ways to use Young Living essential oils: Aromatherapy (with your choice of one out of 4 diffusers) dietary supplements (with a miniaturized Vitality™ collection) and topical with fabulous oil blends such as PanAway, R.C., and Stress Away – oils that indeed should be in every home. And to top everything off, the PSK comes with a wholesale membership, which gives you 24% off normal retail prices! In other words, it's kind of like Sams or Costco – you can pay full price, but who wants to do that?
Plus, if you signup with a wholesale account with one of our team members, you get US – the Oily Oasis support team – to help assist in your new Young Living journey! (Sign up with the Oily Oasis member who invited you to this site, or if you happened across us on your own, browse some of our builders by location.)
So… just how DO you join?
We're glad you asked! It's simple: To join Young Living from within our team, all you need is a referral number. Think of it like a coupon code – use the code, and the benefits can be numerous. Don't use a code, and you're cast randomly adrift it's what's nicknamed "The Orphan Pool" to be assigned to who knows who – or if you'll EVER get any support. (Yep folks, that's how it works.)
So don't be a lonely Young Living orphan! If an Oily Oasis member invited you to this site (or you know an Oily Oasis member you would like to sign up with) ask them for their member ID number. You'll put that number in both the Sponsor and Enroller text boxes on signup. Plus, this means you'll be working directly with the person you choose as your sponsor (and their direct leadership). Even though you'll get our group-wide support automatically as a wholesale Oily Oasis member, selecting who you work with directly is an important decision – so choose wisely!
Don't know a OilyOasis member? No problem – find some of our builders here. Once on their personal page, simply click on the "Order Oils" button. This will transfer you directly to Young Living's signup page, with your chosen Oily Oasis member's ID referral number already filled in!
When I started with YL, I knew absolutely nothing about all the different oils and how to use them. I am so glad they have made learning easy with the Premium Starter Kit. It comes complete with just the right combination to get you going. Since I knew very little, I began with the diffuser and listened to my body as I diffused different oils as well as applying to the back of my neck and paying close attention to how my body reacted. I found that every oil in that kit benefitted me in some form or fashion without having a great out of pocket expense and without having to try to decide what oils to get first. - Lori


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Big Announcement! Second Mashup Trilogy!
Hey everyone!
Really happy to announce that my Patreon has reached (and sailed past) the benchmark of $300 a month, enabling me to set out my plans for a second mashup trilogy. The plan is for the trilogy to take place through 2016, with one album dropping every four months! And the first is...EarthB.I.G.
No more details or hard release dates yet. I know what dates I am shooting for, however. I will be revealing each project as we go. Hope everyone is looking forward to this as much as I am!
Another big announcement--I want to share the development of these albums with every patron. If you sign up to pledge even just one dollar on http://www.patreon.com/2mello, it will make a HUGE difference and get you access to the album as I create it, from the first roughest draft to an early release of the final product!


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A little while ago, I asked for feminist film suggestions on Twitter. I was almost drowned with enthusiastic responses, and will hopefully be able to categorise them all into some sort of blog post at some point.
One suggestion really stuck out in my mind. @ayiasophia suggested Dirty Dancing, but also mentioned that she had gotten some stick for suggesting it as feminist in the past. Now I must admit, I did scoff a little myself for a few seconds. But then I thought about it. Could Dirty Dancing, in actual fact, be one of the most quietly fervent feminist films around?
Firstly: allow me to declare that I love this film. I've watched it many, many times: on my own, with friends, in a packed cinema with smuggled in wine (yes, we ended up dancing in the cinema, but it's okay because everyone else in there was too), I've seen the stage show twice. Most of all, though, I remember this film from my childhood. If the weather was bad, they used to let us watch it on video instead of PE. My mum and I knew the soundtrack off by heart. To this day, She's Like The Wind makes me weak at the knees. However, it's always felt a bit guilty, loving this film. After all, it's pretty frivolous, right? or is it?
When I was younger, the subtleties of it totally passed me by. It was, as far as I was concerned, a film entirely about kicking bridges, pretty dresses, dancing, and of course watermelons. I even remember vaguely wondering what was dirty about it. Of course, when you watch it as an adult you realise they're lolling post-coitally around in bed for a lot of the time. And they used to show us it in school!
Baby is, it's safe to say, not defined by her looks or sexuality at the start of the film. She's smart, and she's going to change the world. She's not what would be considered particularly beautiful. Her sister, on the other hand, is defined by her looks. She's that stereotypical, air-headed woman who thinks her appearance is what matters.
My views of feminism are strengthening constantly these days. It's tempting to define it as not needing a man, but I think it's a real shame to exclude men and relationships from a working definition of feminism. In my opinion, a feminist heterosexual relationship is one in which you are free to be consumed by love at its frightening best, and yet its about not being defined by your relationship with men.
At first glance, this film is about getting the guy (and what a guy!). But when you think about it more deeply, the reasons why she gets the guy are really important and quite admirable. It is her ideals, her intelligence, and her ability to be an all-round decent person that gets her the guy rather than how drop-dead gorgeous she is. Her sister, who does try to use her looks to get her way, fails miserably. There's also that pro-choice storyline, and who could possibly forget Jonny's speech about how he's used by rich women- he's the one who is objectified here, not Baby.
So, when you think about it, its actually the perfect film for the school to have been showing us as children, and for my Mum to watch with me time and time again. It's about a young woman who learns that she'll be loved because of who she is, rather than what she looks like. It's about her learning about and pretty freely enjoying sex and love but not being defined by it. She is her own person throughout and at the end... Well, off she goes, like the wind.
I've noticed that a few of the feminist films that were suggested centre around revenge, usually against men. But there's none of that here. There's an acknowledgement that men are present, enriching and important, but they are not the be-all-and-end-all of being a good person. Jonny is a support to Baby, but not a crutch - and to me, that's exactly what a healthy relationship should be.


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12 Strays of Christmas: River just needs a box to call his own, and some leafy greens
12 Strays of Christmas: Meet River the guinea pig
More from the series
12 Strays of Christmas
We've partnered with the Whatcom Humane Society to offer holiday pet tips and profile 12 of their adoptable pets.
Expand All
River is a happy-go-lucky young adult male guinea pig looking for a new home.
He is extremely social and enjoys being held and exploring new things.
River would like a home where he could enjoy the luxury of a roomy cage filled with toys and a nesting box to hang out in.
He loves to snack on dark leafy greens and is not afraid to use his unique voice to tell you what is on his mind.
A home with older kids would be ideal for this sweet little piggy.
Please visit River in the small animal room at the Whatcom Humane Society.
For more information about River, visit the Whatcom Humane Society, 2172 Division St., 10 a.m. to 6 p.m. Wednesday-Saturday and 11 a.m. to 5 p.m. Sunday-Monday or call 360-733-2080 or visit online at whatcomhumane.org.
Today's tip: Cold weather pet reminders
Whatcom County winters can be endlessly long and bring with them cold temperatures, rain, wind and snow. The Whatcom Humane Society has some reminders to help pet owners keep their animals safe, dry and healthy during the winter season by following a few simple guidelines.
Don't leave animals outdoors for extended periods of time. Short-haired, very young and very old animals are extremely susceptible to the elements including rain, sleet, snow and wind.
If you must leave an animal outdoors, the animal must be protected by a dry, draft-free shelter that is large enough for the animal to sit and lie down comfortably, but small enough to hold in his/her body heat. The shelter should be turned to face away from the wind and raised a few inches off the ground.
The Whatcom Humane Society has a limited number of free doghouses available to pets of residents in need. Doghouses are available at the Whatcom Humane Society facility, 2172 Division St. on a first-come, first-serve basis. Whatcom Humane Society also accepts donations of new or used dog houses for this program.
Pets that spend a lot of time outdoors need more food in the winter because keeping warm depletes the animal's energy. Routinely check your pet's water dish to make sure the water does not freeze.
Livestock animals need extra feed, hay and a source for water. Wind- and rain-proof jackets or blankets should be provided for horses, goats and other animals at risk in the elements.
All outdoor livestock should have access to a dry, draft-free shelter.
Warm engines in parked cars can attract cats and small wildlife that crawl up under the hood to stay warm. Before starting your car, bang on the hood to scare any animals away.
Salt and other chemicals used to melt snow and ice can irritate the pads of your pet's feet. Wipe your animal's feet off with a damp cloth after walks or outdoor exercise.
Antifreeze is a deadly poison, but has a sweet taste that attracts animals. Wipe up spills and store antifreeze out of reach of all domestic and wild animals.
If you are aware of an animal in need or that is kept outdoors without proper shelter from the elements, please contact the Whatcom Humane Society Animal Control and Rescue Department at 360-733-2080 or your local animal control agency for assistance immediately. Whatcom Humane Society can help direct you to the animal control agency in your community.
Laura Clark is executive director of the Whatcom Humane Society.


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Dollar Gains Solidly In Asia With Trump In Japan, Saudi Crackdown Eyed
The dolalr gaind solidly in Asia on Monday as President Donald Trump arrived in the region and weekend news from Saudi Arabia raised risk views.
USD/JPY changed hands at 114.51, up 0.38% and AUD/USD dipped 0.08% to 0.7645. EUR/USD was last quoted at 1.1614, up 0.08% and GBP/USD was cited at 1.3069, down 0.05%.
The Bank of Japan released monetary policy meeting minutes for the Sept. 20-21 meeting with many board members still see the current easing program working sufficiently well to hit the bank's 2% inflation target. Separately, remarks by Governor Haruhiko Kuroda later in the day offered continued support for "patient", aggressive easing. New Zealand reported inflation expectations at 2.0%, down a tick from 2.1%.
In weekend news, Saudi Arabia's King Salman bin AbdelAziz, announced the formation of a 'supreme committee chaired by Crown Prince (Mohammed bin Salman) and Chairman of the Monitoring and Investigation Commission, Chairman of the National Anti-Corruption Authority, Chief of the General Audit Bureau, Attorney General and Head of State Security.
The move includes the reported detainment Prince Alwaleed bin Talal, whose Kingdom Holdings dropped 10% in trading on the Tadawul stock exchange on Sunday.
The White House statement said Sunday that Trump and Salman held a phone call discussing counter terrorism efforts, "the continuing threat of Iranian-backed Houthi militias in Yemen" and Saudi Arabia's interception of a missile fired from Yemen at its capital, Riyadh but the white house said nothing about whether the arrests were discussed.
Trump said he expects to meet with Russian President Vladimir Putin when the two world leaders cross paths in Southeast Asia. Trump said pressure on North Korea was the priority during his first official visit to the region.
In the week ahead, investors will continue to monitor the progress of the U.S. tax reform bill in what will be relatively quiet week for economic data. China is to release data on trade and inflation while monetary policy announcements from the Reserve Bank of Australia and the Reserve Bank of New Zealand are also be on the agenda.
The U.S. dollar index, which measures the greenback's strength against a trade-weighted basket of six major currencies, edged up 0.04% to 94.87.
Last week, the dollar reversed losses on Friday after the release of U.S. factory orders and service sector data that saw investors look past a weaker than expected jobs report for October.
The dollar turned positive after U.S. factory orders and ISM non-manufacturing PMI data.
The Institute for Supply Management reported that its non-manufacturing purchasing managers' index rose to its highest level since 2005.
Another report showed that new orders for U.S.made goods rose for the second straight month in September and orders for core capital goods rose more than expected.
The dollar had earlier fallen to its lows of the day after the release of October U.S. nonfarm payrolls, which came in below expectations.
The U.S. economy added 261,000 jobs in October, the Labor Department said, falling short of forecasts for 315,000 new jobs. The unemployment rate ticked down to 4.1%, its lowest level since December 2000.
Some investors believe the data was distorted by the effects of recent hurricanes in the U.S.
Investors were also focused on the proposed tax overhaul outlined by Republican lawmakers on Thursday.
Some traders believe tax reforms could bolster growth, adding pressure on the Federal Reserve to raise interest rates, known as the "Trumpflation" trade.
Meanwhile, sterling nudged higher, with GBP/USD rising 0.13% to 1.3076, one day after posting the largest one-day decline since the June 2016 Brexit vote after the Bank of England raised interest rates for the first time in more than a decade but said it sees only gradual rises ahead.


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If you consider yourself new to Parkway, we want to get to know you better and give you an opportunity to meet and talk with our Pastors and Elders. Join us after church for lunch in the Fellowship Hall. Kids are welcome!
Back to All Events
Earlier Event: January 10Financial Peace University
Later Event: January 21Testimony Series - Drew Berrynessa


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What we all need is a Tightwad Bank. Take that WaMu!
Posted by Alexandra Watkins on October 16, 2008
We didn't name Tightwad Bank, but we kind of wish we did.
Especially these days, depositors might opt for a fiscally constipated bank. Granted it is one small branch at the moment, but what fun to brand it for the next stage. They are already selling shirts, hats and mugs. That's great, but we think they could make bank with branded Tightwad Visa cards.
This name hits all cylinders on our SMILE & SCRATCH Test.
SMILE – qualities of a powerful name
Simple – one easy-to-understand concept
Meaningful – your customers instantly "get it"
Imagery – visually evocative – creates a mental picture
Legs – carries the brand, lends itself to wordplay
Emotional – empowers, entertains, engages, enlightens
It also follows our EMW=ROI formula.
We believe that a name is an investment that should promise many happy returns for years to come by producing Return On Investment in the following ways:
- Generates buzz without spending advertising dollars
- PR magnet — editors love our names (Hello, free PR!)
- Instantly likeable, creating affinity for your brand – people talk about our names
- Its evocative nature easily allows expansion into future brand extensions while retaining its original charm
- No time is wasted telling people how to spell it, pronounce it, or what it means
- Creates differentiation, which builds brand recognition and visibility– an EMW name gets noticed in a sea of sameness
- Emotionally connects with your target making an indelible imprint and inspiring loyalty
- Rich in wordplay for editorial coverage, marketing materials, tradeshow themes, launch ideas and more
- In essence, the name becomes a "product" that can be creatively monetized through merchandise and licensing further expanding exposure, with people paying you to advertise your brand
- Vivid imagery is ripe for eye-catching identity designStays fresh and vibrant and never becomes dated – an EMW name has an indefinite shelf life
- Makes your company and its products trendsetters, and makes you look like a rockstar
- Creates an improved image for your overall brand
- Lets you sleep at night knowing your EMW name is working around the clock
So, we were pleased when the TheStreet.com gets the Eat My Words way and reported on the strength of Tightwad Bank name in their words as a " media magnet and marketing engine, resulting in a flurry of new accounts".
We're opening our account tomorrow.
Here is the article in its entirety:
Tightwad Bank: A Lesson in Branding
10/13/08 – 12:29 PM EDT Elizabeth Wilson of Entrepreneur.com
Sometimes it's all in a name. Six-month-old Tightwad Bank in Tightwad, Mo., uses the double-take factor to drum up business without even trying. It hasn't spent a cent on advertising, yet it can rattle off personal and business accounts from California, New York and even Carrot River, Saskatchewan, Canada.
It's a bank without a Web site (although it plans to offer online banking by the end of 2008), and its 112 accounts already exceed the town's population of 63. Passing the town's name on to the bank was the draw for Don Higdon, the entrepreneur and chairman of the bank, when he purchased the then-shuttered building last year.
Indeed, the unusual name has acted as a media magnet and marketing engine, resulting in a flurry of new accounts. However, the last thing Higdon intends to do is open Tightwad Bank branches cheek by jowl across America.
Instead, he'll consider a few additional Tightwad branches while maintaining his current focus on leveraging the power of the name to encourage tightwads across the country to open accounts at the two branches he presently chairs.
"It's a difficult name to forget," Higdon says. "You typically have two reactions: One is 'What? What is your name?' You're not going to get that customer. And the other [is] there's a smile on their face and they're just dying to open an account. I think that's the kind of excitement from a name that a lot of companies want to have."
He says any reaction to a name, good or bad, can help a business.
"When you can get a measurable reaction simply from a name, your challenge of converting them to a customer is diminished substantially; then all you have to do is talk about price or size or location, and location just isn't an issue anymore."
Higdon, a career banker, his wife, and his business partner Jeff McCalmon decided to pour all of their collective personal assets into purchasing Reading State Bank in Kansas in 2000. They purchased Tightwad Bank as a second branch in 2007, and opened it six months ago. At the same time, they changed the name of Reading State Bank in Kansas to Tightwad Bank. Since Tightwad Bank opened, the bank's deposits have grown from $11 million to $13 million at both branches Higdon chairs. The newer Tightwad assets are worth $1.7 million.
"This bank in 2000 was in a lot of ways a start-up. It was a little country bank; the town had shrunk because of technological and societal changes and demographic changes. It was only $4 million in total assets in the beginning, prior to doing the Tightwad branch conversion," Higdon says, referring to the Reading, Kansas branch when they first opened it in 2000.
He's well aware of the pros and cons of using an uncommon name in business.
"People see the name and a number of them say, "Is that a real bank, and you're FDIC insured?' We go 'yes, yes, yes' . . . so the unique name gives us opportunity that other banks don't have; the flip side of that is the credibility issue," Higdon says.
With a name like Tightwad, which has negative connotations like stinginess, Higdon says they're pushing positive interpretations of the word, letting consumers know this is a bank that's "going to deliver real goods and services in a cost-efficient manner that would be consistent with someone who's prudent and responsible with their finances."
"We're going to appeal to a fairly narrow scope of potential customers," Higdon says. "Some people just won't get it and will have no interest doing business with a bank of that name, and I would suggest to you that they're probably the more high-brow or snobby types. The others totally embrace it."
Rita McGrath is a professor at Columbia University's Business School, where she teaches MBA and executive MBA courses in strategy and innovation. She says using a different kind of name is a "strategy that's used by many firms to add an empathic or emotional appeal to their products that enhances the basic functionality of what they have to sell."
"A quirky name like this can often provide valuable differentiation for a company, particularly in a relatively commoditized (and, to be frank, boring) industry like banking," McGrath says.
She thinks it will be interesting to see whether the name becomes even more salient during these tough economic times, "when being a tightwad may well be seen as more honorable and intelligent than being a silly, credit-consuming spendthrift."
"I bet there are a lot of banks who wished more of their customers were proud to be tightwads today, for sure," McGrath says.
Tightwad isn't the only bank with a strange, name-brand appeal. There's also the Fifth Third Bank (FITB Quote – Cramer on FITB – Stock Picks), a Midwestern bank headquartered in Ohio. Higdon's heard of the bank. "It's kind of a weird name, but it sets them apart," he says. "You remember that name, unlike so many that are called first national bank or community bank and on down the list."
And there are plenty of strange town names to come by in the U.S. Many of them are geographically close to Tightwad: Wisdom and Peculiar in Missouri, and Fairplay, Colo. There are also Rough and Ready in California and Happyland, Okla.
One of Tightwad's customers is Henry Leonard, who was a career banker before deciding to take over Marthabelle's Printing and Mailing, the printing business his mother started in Kansas City, Mo. Leonard enjoys a bank with a lively name, and that sends a clear message about his "tightwadness" to his business's vendors.
"Too many [banks] are so dry anyway . . . and there is a bit of levity in sending someone a check that says 'Tightwad.' I think that part of it is fun. I tell people when they get ready to charge me, 'be easy on me 'cause I'm a poor kid,' so I hand them a check that says 'Tightwad,' and they hand it back like, 'riiight.'"
He uses the checks with vendors and for repair services to send a message that he's serious about not being overcharged. "Those are the guys who can really run you a lot of cost."
The checks are also a conversation starter. They get a reaction from his vendors and customers. "You send them a check and they're like, 'What is this doggarn thing?' and they're liable to call you up."
He even muses about incorporating the 'tightwad' theme into his business a bit more. For example, he's thought about creating a penny-pinching logo for his business. "Like a Monopoly guy running around with a bag of money. Guess I couldn't do that, though."
Tightwad Bank has great success with its own money bag logo. It sells items in the lobby after drawing anywhere from two to more than a dozen carloads of people who pull off the highway each day to snap pictures next to the large, white Tightwad sign. Available for purchase are $25 to $500 gift cards to "give to that stingy uncle," Higdon says, or a $14 ball cap, $30 polo shirt, $11 T-shirt, $9 mug or $7 cozy.
In the end, if business success isn't in the stars for Tightwad Bank, Higdon has a backup plan. Before he bought it, the building was a branch of UMB Bank, which closed in January 2007. Already equipped with the old signage, they'll call it United Missouri Beverage "and make it a drive-through liquor store," Higdon says.
While "Tightwad" on a check might not appeal to everybody, for those it does appeal to, it probably does so strongly, Columbia University's McGrath says.
"That will have second-order effects, such as making them more likely to be loyal, less willing to consider competing offers and more likely to spread word-of-mouth around about their bank."


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Updated: as of July 31, 2018
Updated: as of July 31, 2018
|If there's one thing you should remember when heading to the Ilocos Region, it's the food, the delectable and delightful delicacies that no hungry tongue should dare to refuse. But there's absolutely more to this charming region in the north than its savory offerings. Walk along the cobbled streets of Vigan and see remnants of the past. Stand in awe of a UNESCO World Heritage Site that dates back to centuries of old. And don't forget to pique the curiosity of your adventurous spirit by boarding down fine sand dunes. Open your heart, mind, and appetite to this historical, quaint, and undeniably beautiful region.
|Picture this: a vastness of sprawling green embellishing the mountains, perfectly carved like a stairway reaching the heavens, created by unyielding hands thousands of years ago. Indeed, the Banaue Rice Terraces is a sight to behold; a colossal landmark that deserves to be called one of the world's wonders. But, it's not just the only treasure in the Ifugao Region. There's also the quite, bucolic town of Bontoc, home to rice paddies and a remarkable museum that preserves the Cordilleran Heritage. And Sagada, where waterfalls, caves, and backcountry vibes become the purveyors of the ultimate, natural high. Spelunk, trek, climb, discover, and sleep the weariness off under a star-studded sky with the comfort of chilly winds. Ahhh, the Ifugao Region is bliss.
|Discovering ruins, dipping in hot springs, and wandering through a limestone labyrinth? Oh yes, these ultimate traveler fantasies come to life when visiting Bicol. Indeed, a trip to this majestic region in Southern Luzon will take you to natural landscapes and historical attractions. But there's more to this journey than endless beauty; indulge in a gastronomical feast, witness locals bring traditions back to life, find a distinctive culture that molds extraordinary memories, and discover the beautiful behemoths of the deep as you dive into turquoise waters under a glorious sun. And for every brave soul that dares to go full throttle while cruising through a terrain set against the dramatic backdrop of the Mayon Volcano, the perfect snapshot awaits.
|Western Visayas: speak of it and some of the best dishes of the Philippines come to mind. The famous batchoy, a hearty soup made with chicken stock, noodles, and pork innards, is a must-try when in Iloilo. And when you head to Bacolod in Negros Occidental, it's always fulfilling to try the famous chicken inasal and the flatbread filled with muscovado sugar known as piaya. But the charm of this region extends beyond its delicacies. Unravel history as you step inside neo-gothic churches and ancestral structures such as The Ruins and the Miag-ao Church. And as you discover more of the wonders of this region, don't forget to treasure the stories of its rich heritage that has withstood the test of time.
|Define paradise and azure waters resting on white powder sands amid limestone cliffs come to mind. And this paradise is within reach when you travel to El Nido in Palawan, a sanctuary where nature dwells and calmness reigns. Secret lagoons and hidden beaches paint this island's landscape. Magical spots with the most picture-perfect backdrops are nestled in its coves. And glorious sunsets envelope the tranquil skies above the 45 islands and islets that dot this major tourist destination. But if you want more than a tranquil beachside sojourn, heading to the capital, Puerto Princesa, will take you to one of the most enchanting places on earth: the world-famous Underground River, a UNESCO World Heritage Site that abounds with endemic flora and fauna. And to cap off the day, see the marvels of nature at work before your eyes as fireflies grace the Ihawig River for an experience you'll never forget.
|This is exactly what your doctor recommends: a heavy dose of Vitamin SEA. Coron is a spellbinding destination in Palawan, best known as the best island in the world, according to Conde Nast Traveller. Take in the beauty of Coron when you conquer Mt. Tapyas' 724 steps, and be rewarded with a fantastic soak in Maquinit Springs afterwards. Keep your sunscreen close as you'll need it when island hopping around the many, many islands and beaches of Coron, including a visit to Asia's cleanest lake, Kayangan. Bring home lots of cashew nuts, loads of photos, happy memories and the most gorgeous tan ever!
|Be enthralled by the charms of Central Visayas! The quaint university town of Dumaguete and the waters of Apo Island hold treasures both manmade and natural. Siquijor, home to Philippine mysticism, will share its magic and wonders with you in this module. Cap off your amazing journey by experiencing Cebu, the Philippines' Queen City of the South and its famed lechon, dubbed by Anthony Bourdain as "the best pig ever"!
|Mindanao may seem elusive to the outside world, but it surely is the Philippines' most fascinating destination. Start your journey in Davao City, home to the majestic Philippine Eagle, the award winning Malagos Chocolate, and of course, President Rodrigo Roa Duterte. Despite the urban developments, this metropolis has myriad surprises for the curious explorer. Right in the city center is People's Park, an inviting retreat in the middle of an urbane atmosphere that's home to more than a thousand indigenous and non-indigenous species. A countryside tour of Davao will also bring you to Eden Nature Park and Resort, where relaxation meets endless natural beauty, and the Philippine Eagle Center, where you'll get a glimpse of the endangered Philippine Eagle and learn more about its conservation. And if you want sea and sand, Samal Island is just a boat ride away for an adventure underwater with giant clams or an unforgettable respite by its stunning shores.


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The Animal Edge
|Back to Page One
Hatem Yavuz is the King of Seal Killers
|Tafline Laylin
|February 28th 2012
Green Prophet
Every year in Namibia, 86,000 Cape Fur Seal pups are butchered to death and only one man has the contract to turn their fur into so-called fashionable apparel. The Turkish and Australia based company Hatem Yavuz named after the owner Hatem Yavuz controls roughly 60 percent of the world's seal market and processes 130,000 seal pelts every year in his Istanbul factory. Yavuz also has a hand in the Canadian seal market and claims to be proud of what he does. In an interview that spurred a flurry of hate mail, Yavuz told 7 News in Australia that "it's a job. If I don't do it, someone else is going to do it." He is called the King of Seal Killers.
Pat Dickens, founder of the Seals of Nam, a non-profit organization that has been campaigning to end Namibia's annual seal cull on the Cape Cross Seal Reserve. A popular tourist attraction, every year between July and November the sands of the reserve are stained pink from the blood of seal pups as young as seven months old. Men with clubs and picks enter the seal colony early in the morning. The traumatized animals squeal and run away, often regurgitating their mother's milk in terror. Their skulls are crushed and their throats slit. Several reports show that blows to their head often only render the animals unconscious. These remains are cleaned up before tourists show up in what is a heavily regulated area. Dickens has gone through all of the appropriate channels to appeal to the Namibian government to cancel its contract with Yavuz, which is valid until 2019, as it stands in direct contravention to the Animal Protection Act of 1962 that makes it unlawful to "overload, overdrive, override, ill-treat, neglect, infuriate, torture or maim or cruelly beat, kick, goad or terrify any animal."
He appealed to the Namibian ombudsman Adv. John Walters, which speech has since been followed up with a series of delay tactics. Several animal rights organizations have become involved and Jane Goodall and other celebrities have made public statements against this terrible practice. Meanwhile, the Humane Society released a report which shows that the so-called seal-culling industry, which only employs 81 people in Namibia, benefits the Namibian economy 300 times less than live seals and eco-tourism would.
Since The Seals of Nam have not made progress "the nice way", they have elevated the stakes of their campaign. The activist organization recently sent a formal appeal to the world's largest tourism fair taking place in early March, ITB Berlin, to bar Namibia's attendance, and a series of other public protests will take place throughout the world in order to increase awareness of what has become the world's largest seal harvest. They have also called for a boycott of all major industries that contribute to Namibia's Gross Domestic Product (GDP) including Namibia Breweries, De Beers, and Namibia Air. Dickens, who quit a lucrative corporate career, sold his bike, and cashed in his pension to protect Namibia's seals from the likes of Yavuz, told Green Prophet that the Wildlife Defense Society (WDS Namibia) recently announced their official support of the boycott, despite the enormous fiscal ramifications it could have for their own country.
Blooody Money
But the odds are stocked against the seals since the King of Seal Killers makes a lucrative living from his business. One seal fur coat sells for Aus $30,000 – "enough to buy a car," he boasted in an interview with 7 News. And in March, 2011, Yavuz said in a written email that he would sell his fur interests for $27,3 million Euros, according to Seal Alert SA. The "tycoon" is currently embroiled in a sex scandal with the wife of Turkish billionaire Yurdal Sert'i.
Cape Fur Seals are listed as a UN-CITES Endangered Appendix II species and the United States, Mexico, the European Union, and Russia have subsequently banned all seal products in protest. If you would like to join the fight against Namibia's annual seal harvest, please visit The Seals of Nam website and show your support.
Tafline Laylin writes for Green Prophet, from where this article is adapted.


text: Thanks to my lovely girlfriend, I have been trying to utilize my commutes with some audio books. After listening through 8 hours of WWGD (What Would Google Do) by Jeff Jarvis (a bit redundant in the last three hours and Jarvis should have let someone else read), I am rejuvenated with the vocals of Beau Bridges. He reads the first chapter of An Inconvenient Truth and he is good, really good. Granted, the subject matter isn't exactly joy and happiness, but when this guy talks, you listen. He needs to get in the VO business for television commercials ASAP.


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- By Darren Smith
Who are they fooling when people only tell you one side of the story?
On a recent trip to New Zealand I got into a conversation with a family member about what individuals could do to gain greater confidence around their financial situation. It was a very broad conversation but one element of the discussion that really stood out to me was how little focus people place on net worth.
The majority of people I speak to know exactly what they are paid / what their salary income is, have a rough sense of what they think their house is worth and a rough idea of what is in their superannuation account. Of course these inputs, whilst important, are only one side of the equation. Yet, in my experience these are the ones people focus on. They refer to properties they own, their recent pay rises or the performance of their super. How many times have you heard someone quote that they have multiple investment properties? Or talk about the brand new car they recently purchased.
To truly achieve greater financial wellness and improvement it is equally important to understand the other side of the equation. This being, where does the money go that you earn and what is your net worth? In other words, let's add up all our known assets and items of value, but then let's also understand what debts or claims by others we have over those assets. The net position after adding up all the assets and then subtracting all the claims provide us with a point in time net worth. The movement in this number over time is what the focus should be.
Sadly the majority of people, particularly those that don't benefit from the services of a financial coach, rarely pull all of this information together in one spot. The main time we do, is when we are seeking additional finance. This is when we are forced to face the reality of our financial situation. Without this check in and focusing on only one side of our financial situation, we can develop a false sense of security. This can then compound or lead to even more spending.
Perhaps if more people adopted a check in semi regularly, say every 2 years it may prevent some of the emotional purchases or over commitment that quite often happens (quite common at Christmas time when many load up the credit card to full capacity). Tracking and understanding growth in net worth over time can be a real motivator to stay on course.
If you have friends or family you think may benefit from reading this blog, please feel free to share it with them. To keep up with future blogs from this series, follow us on Facebook.


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Who doesn't want to get free samples right? So when I found out about EverydayMe – a website that offers free samples of Procter & Gamble products, I immediately register to become part of this amazing community that not only offers free samples but also features amazing articles, reviews, tips and tricks from different people all around the country.
EverydayMe is brought to us by Procter & Gamble. Their website in the Philippines is https://www.everydayme.com.ph/. But all around the globe EverydayMe is already available to share everyone's thoughts and to offer their products for free.
When I learned about this amazing website by P&G, I immediately register and read some of the amazing testimonies about the authenticity of the website. A lot had already received their free samples as early as last year 2014.
I register last April 16 and have received a Welcome Kit last May 11, 2015. Receiving samples from them requires at least 15 working days of waiting time so just be patient.
The Welcome kit includes a cute pink membership card, a thank you note and a booklet full of discount coupons from Procter & Gamble where I can avail P&G products for less at Watsons, Mercury Drug, Robinsons and Rustans.
When I signed up, they are offering Downy Parfum Collection's Timeless and Whisper Cottony X-Long as free samples. I believe these are the new products that P&G is offering in the market right now. Together with my welcome kit, I received also my free samples. And since, I also register my mom, she also got her welcome kit and free samples.
*EverydayMe only allows up to two members per household.
EverydayMe also from time to time conducts contests where a member can win up to one-year supply of P&G products, so what are you waiting for? Go ahead to their website.
This is absolutely free. No shipping nor handling fee required. Just sign-up and get this amazing benefits and be part of this amazing community by Procter & Gamble.
Thank you Procter & Gamble for launching EverydayMe. More Power!
Website: https://www.everydayme.com.ph/
Have you already signed up to their website? What are the samples that you got? Do you know any other website that offers free samples? Let us know in the comment section below.
Thank you! Until next time!


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Brock Community Food Bank
|Record #: BRK8019
|Last Modified: 16 May 2019
|Last Full Update: 26 Sep 2018
|Location, Telephone & Internet
|Office Phone
|Site Location
|In a portable behind the United Church
|Located In Community
|Address & Map
523 Simcoe St
Beaverton, ON L0K 1A0
View Google Map
|Contact Information
|Primary Contact
|Candace Dove, Chairperson; Phone: Alternate 416-704-8579; Email: firstname.lastname@example.com
|Mailing Address
|PO Box 293
Beaverton, ON L0K 1A0
|Description & Services
|Description (Service)
|Food bank * food for individuals and families struggling to make ends meet and need food assistance * hampers containing a voucher and seasonal extras for both Thanksgiving and Christmas * vouchers given for Easter * St. Paul's Anglican Church in Beaverton coordinates the Christmas Wish program
Beaverton Site - in a portable behind St. Andrew's United Church - 523 Simcoe St
Sunderland Site - behind the United Church - 10 Church St
|Fri 10 am-1 pm
|Areas Served
|Available to residents of Brock Township * clients are welcome to visit once a month * for those unable to access the food bank deliveries can be arranged
|Call or email for information
|Other Details
|Physical Access
|Fully Accessible - Beaverton ; Not Accessible - Sunderland
|Service Categories
|Christmas Programs ; Food Banks ; Food Donation Programs ; Thanksgiving Programs
Information Durham is committed to provide a database that is accurate, current and comprehensive. However, we are unable to assume any liability resulting from errors or omissions. Inclusion or omission of a program or service is not a comment on its quality. Please contact Information Durham to report concerns or to make suggestions.


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Avakai (Mango pickle) of Andhra is one of the most famous pickles. Every pickle lover will have a jar of Avakai Pickle. Making Avakai pickle is an easy process. Let us now try to make it.
- Mango pieces – 6 cups
- Salt – 1 cup
- Red chilli powder – 1 cup (heaped)
- Kabul Chana / White Chickpea powder – 1 cup
- Mustard seeds – 3/4 cup
- Methi seeds – 1/2 cup
- Gingelly Oil – 2 cups
How to make Andhra Avakai Pickle
1. At the outset wash sour and firm raw mangoes and wipe them out to dry with a towel.
2. Cut the mangoes into big pieces.
3. Make sure you keep them in a broad glass bowl or clay pot.
4. Mustard seeds need to be kept under the sun for an hour and powder them.
5. Then dry roast the methi seeds to golden brown and powder.
6. Take a big glass/ porcelain bowl mix all the powders, salt, chana powder, oil with the mango pieces with a wooden ladle.
7. Cover the bowl with a white muslin cloth
8. Sun-dry for four hours.
9. Then every day for 5 days, stir once in the morning and evening with a neat and dry wooden ladle.
The lip-smacking pickle is now ready to use.
Store an in airtight bottle.
To know more about Andra Pradesh Cuisine and Indian Cuisines and International Cuisines then log into Masterchefu.


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Conference focuses on building connections for a better Minnesota
UPPER SIOUX COMMUNITY — Before he got into the results of a 2017 survey of Minnesotans, Craig Helmstetter asked his audience to make a response of their own. Did they feel more hopeful or fearful for Minnesota's future?
Several people in the conference room stood up to answer "fearful." But they were outnumbered by "hopeful" responses.
Helmstetter said that lined up with the actual survey responses — 82 percent of the Minnesotans surveyed said they were hopeful for the future. Other responses showed Minnesotans from different parts of the state were more alike than we might think. For example, he said, rural and urban residents were equally likely to attend religious services, or to have a permit to carry a concealed weapon.
Finding the ways Minnesotans are interconnected was a key focus at a statewide gathering held this week in Granite Falls and the Upper Sioux Community. Speakers at the "Thriving By Design" conference said the state needs both its urban and rural communities in order to prosper.
"We cannot have a zero-sum game in Minnesota," said Dr. Bruce Corrie, director of economic planning and development for the city of St. Paul. "If we want to do this, it has to be shared."
The three-day conference started Wednesday at the Prairie's Edge Convention Center. Conference delegates came from across the state to work on designing a plan for equity and shared prosperity in Minnesota. Organizers said the plan, called the One Minnesota Equity Blueprint, would be inclusive of Minnesota's diverse populations, and bring rural and urban areas together.
Brett Buckner, managing director of OneMN.org, encouraged delegates to keep talking to their neighbors throughout the conference.
"We're all interconnected in this," Buckner said.
The focus of several conference talks Thursday morning was on Minnesota demographics, and what the state needs to move forward.
"I want to give you the big picture of Minnesota," said State Demographer Susan Brower. "We're in the middle of some really big changes."
As a whole, Minnesota's demographics show a lot of positive things, Brower said. Minnesota has a large proportion of working-age adults who are employed, relatively low rates of poverty and a population who are highly engaged in voting and volunteering. But Minnesota is seeing some changes in how its population is growing. Since 2010, 88 percent of the state's population growth has been in the seven-county Twin Cities metro area.
"This is pretty new for us," Brower said. Areas around cities like Rochester, St. Cloud and Moorhead also saw population growth, she said.
"Aging is the big trend we are experiencing," Brower said. More and more Minnesotans will be 65 or older in coming years. By 2020, she said, there will be more older Minnesotans than there will be school-age children. "It's significant, because it's the first time in our history that's the case."
The change in demographics will affect Minnesota's workforce, as well as increasing the need for health care and services. At the same time, Brower said, the working-age population isn't expected to grow in the next 15 years.
Brower said Minnesota has a tendency to lose its younger population, as they move away to other states. But in recent years, Minnesota has gained more young people than it has lost, because of immigration. Brower said Minnesota is becoming more diverse, and people of color make up a lot of population growth. Of Minnesota's population of 5.5 million, one million are people of color, she said.
At the same time, Brower said, people of color face economic disparities in Minnesota.
"We see really big differences in terms of median income," she said.
Helmstetter, managing partner of the American Public Media Research Lab, highlighted some of the similarities and divisions among people in different parts of Minnesota. The 2017 Ground Level survey was the "most comprehensive study ever done by MPR," and was the subject of news reports on Minnesota Public Radio, he said.
The survey found that most Minnesotans surveyed thought the state was on the right track on issues like protecting clean water, education, health care, and providing equal opportunities. But there were some divisions among demographic groups and areas of the state. People from Minneapolis and St. Paul had less trust of law enforcement than respondents from other parts of Minnesota, and black Minnesotans trusted law enforcement less than white Minnesotans did.
Minnesotans were also divided on immigration. Halmstetter said the differences showed between geographic areas, with Twin Cities residents saying the state was on the right track on the issue, and residents from central Minnesota and St. Cloud saying the state was on the wrong track.
Connections between different parts of Minnesota is something that extends to our economics as well, said Kate Searls, research director at Growth and Justice.
"What I really want to talk about today is interdependencies," between rural and urban Minnesota, Searls said. Searls conducted a pilot study to estimate the impact rural industries have on Minnesota's urban areas.
Searls said 47 percent of Minnesota's manufacturing sector is in rural Minnesota, and rural manufacturing has an effect that reaches into urban areas. For example, rural manufacturers may have suppliers in urban areas, or other business-to-business sales.
If rural Minnesota manufacturers experienced a growth of $1 billion in output, it would result in an additional $538 million in revenue and 3,600 new jobs statewide, she said. That figure would include jobs and revenues in both urban and rural areas.
Searls said a loss in rural manufacturing also hurts urban areas. A $1 billion decrease in rural Minnesota manufacturing would result in the loss of 1,043 jobs and around $208 million in revenue in the Twin Cities, she said.
The interdependency of Minnesota's rural and urban areas is "real, measurable and significant," Searls said.
The "Thriving By Design" conference continues today, with sessions focused more on designing the One Minnesota Equity Blueprint.


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Position: 6th Grade Teacher
School: Beachside Montessori Village
School District: Broward County Public Schools
City, State: Hollywood, FL
About the Nominee: Ms. Turner teaches World History and also runs the school's Drama Club. In her efforts to expose children to the arts, she has put on extraordinary performances involving students from Kindergarden to 8th Grade, improving the sense of community amongst them as well as their self-confidence and self-worth. Handling a cast of 100 students is no easy task, but Ms. Turner manages it beautifully. She is not just a teacher to her students, but also a mentor and a friend.


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Carrot and Squash Cashew Curry
-Heat a large deep skillet or Dutch oven.
-Thinly slice 1 bunch of carrots into thin rounds.
-Cut about 1 pound summer squash into thin pieces too and set both aside.
-Add the following:
1 TBS olive oil
1 TBS finely minced ginger
1 tsp mustard seeds
1 tsp dill seeds
-Sauté over medium heat for 3-5 minutes until the seeds begin to pop.
-Add the following:
1 tsp ground cumin
1 tsp ground coriander
1 tsp turmeric
2 cloves minced garlic
1 tsp sea salt
Freshly ground black pepper
-Add in the carrots and sauté for 5 minutes.
-Then add 2 cups orange juice, ¼ tsp cayenne pepper and the summer squash.
-Cover, turn the heat to medium low and simmer for 10 minutes.
-Toast ½ cup cashews in a small skillet until just browned, about 5 minutes.
-Just before serving, stir in 1 cup yogurt and the toasted cashews.
-Serve with rice.


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Canadian Summer School in Germany
Traveling to Germany
All CSSG participants make their own air travel arrangements to Frankfurt, Germany. Please make sure that you arrive at Frankfurt International Airport on May 8, 2019, by 1 p.m. at the latest (this means leaving Canada on Tuesday, May 7, 2019, since nearly all flights to Germany are overnight flights!). We meet as a group at Frankfurt International Airport and continue our travel from there by bus. Return flights should be booked for any time on June 23 (preferably after 10 a.m. since our bus leaves Kassel at 5 a.m. and reaches Frankfurt Airport in time for departures from 10 a.m. and after) or any date thereafter (you might want to remain in Germany for some additional days or weeks).
We are offering the possibility of group flights departing May 7, 2019, and returning June 23 through Merit Group Travel, Edmonton. You do not have to live in or fly from Edmonton to take advantage of this program. Merit Group Travel will help you with your flight, regardless of your departure city.
This opportunity allows for optimum savings and convenience. To take advantage of this offer, you must contact Karen Ryks:
Phone: (1) 780-439-3096 x. 7365
Toll Free: 1-888-341-1777 x. 7365
The Merit Group Travel Edmonton office can also get you a very good price if you are planning to remain in Europe after CSSG.
You can also obtain excellent, low-cost, comprehensive health and cancellation insurance through Merit Group Travel Edmonton.
Canadian citizens staying for less than 3 months in Germany are not required to obtain a Visa. Permanent residents and international students MUST apply for a visa before flying to Germany. The visa application may take several weeks or months; therefore it is advisable to submit your documents early in order to obtain your visa on time. If you need further information on how to procure a visa, please contact Feisal Kirumira (CSSG Instructor) at firstname.lastname@example.com.
For a list of countries whose citizens require a visa for Germany, please see here: