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According to Mike Walden, Acne No More new comprehensive guide is a good choice for anyone, regardless of their age, sex and type. Acne No More by Mike Walden has already helped thousands of acne sufferers worldwide.
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4 turtle projects, 3 continents, 1 important mission: save sea turtles.
After being on earth for 110 million years, sea turtles are in trouble. Climate change, oil spills, plastic, micro beads, fishing and poaching are hurting sea turtle populations around the world.
But, don't worry there are ways to help! The easiest way to help sea turtles starts at home. The choices you make with respect to plastic have ripple effects across the world. Remember, every single piece of plastic that has ever been made, STILL exists. Some plastic can be recycled but more than 90% of the world's plastic is not recycled.That plastic has to end up somewhere- and eventually a lot of this waste ends up in the ocean where it hurts sea life.
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Sea Turtle Conservation in Costa Rica
Help with sea turtle conservation on the Pacific coast of Costa Rica.
Nearly all species of sea turtles are endangered – their numbers dropping due to poaching and over-exploitation, climate change and pollution, habitat destruction, accidental capture in fishing gear and trauma from boats. Our partner organization in Costa Rica helps sea turtles through conservation, research, sea turtle rescue and rehabilitation.
Sea Turtle Conservation in Australia
Help with sea turtle conservation off the Great Barrier Reef in Australia.
The Great Barrier Reef is located just off the coast of northern Queensland and is one of the seven wonders of the natural world. The reef attracts people from all over hoping to see first-hand the gorgeous diversity of marine life. Unfortunately many of these magnificent marine creatures are in trouble, including the Green Sea Turtle, Flatback, Hawksbill and Olive Ridley Sea Turtle.
Sea Turtle Conservation in Sri Lanka
Help conserve sea turtles in Sri Lanka.
Five species of sea turtles nest on the beautiful beaches of Sri Lanka, and these turtles are also under threat. In 2005, the "boxing day Tsunami" affected Kosgoda, Sri Lanka tremendously. Hundreds of metres of beach were lost and so were people's livelihoods. Fishing was compromised and even the local tourism industry saw a dramatic decline. Many people are now dependent on the selling of turtle eggs and jewellery made from the shells of Hawksbill turtles.
Leatherback Nesting Conservation in Costa Rica
Help conserve sea turtles in Costa Rica by protecting nesting sites.
The beaches along the Caribbean coast of Costa Rica are the nesting site for many Leatherback, Hawksbill and Green Sea Turtles that lay their eggs here. As the female turtles come in to nest, they are exposed to many threats. One of the biggest threats is the illegal poaching of the eggs that they lay.

subset: commoncrawl


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- Description
- Bios
- Contact
Laura (Penélope Cruz) has returned to Spain for her sister's wedding. The mood in her bucolic hometown is festive, and many faces from the past are present for the nuptials, including Paco (Javier Bardem), a longtime friend of the family. But when Laura's daughter goes missing late into the night of the celebration, and text messages arrive asking for ransom, the happy reunion takes a hard left turn into nightmarish territory. With EVERYBODY KNOWS, Iranian auteur Asghar Farhadi skillfully directs his most overtly suspenseful piece to date, keeping the screws turning while sacrificing none of the layered drama surrounding family and class for which he is known. Cruz and Bardem both turn in shattering performances, as Laura and Paco's complex history slowly emerges in the midst of crisis. – Beth Hanna
Asghar Farhadi was born in Iran in 1972. He studied at the University of Tehran, where he directed six short films and wrote and directed two television series. His films include the Oscar®-winning ABOUT ELLY (AFI FEST 2009), A SEPARATION (AFI FEST 2011), THE PAST (AFI FEST 2013), and THE SALESMAN (2016). He served as AFI Conservatory Artist-in-Residence from 2016–2017.
Sidney Jones
Focus Features
[email protected]


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CHICAGO — Tom Brady and the New England Patriots are stacking up the victories and that's what matters most to them.
As for the esthetics, they'll keep working on that.
"We need to make improvements," Brady said. "I think the more we're on the field, the more we can practice, the more we can figure out where everyone fits and what we're doing a good job at in general, those things start to sort themselves out. … But I'd certainly take building on the wins rather than losing games."
Brady threw for three touchdowns and the Patriots hung on to beat the Chicago Bears 38-31 Sunday when Kevin White got stopped at the 1 on a 54-yard pass from Mitchell Trubisky.
The Patriots (5-2) won their fourth straight following a 1-2 start. Coming off a 43-40 win over Kansas City, New England came out on top when a swarming defence prevented White from crossing the goal line after he hauled in a heave from Trubisky on the final play.
That gave Chicago (3-3) its second loss in a row after winning three straight to grab sole possession of the NFC North lead.
Here are some things to know:
Already missing five-time Pro Bowl tight end Rob Gronkowski, the Patriots might also have to get by without promising rookie running back Sony Michel.
He lost a fumble and had to be helped from the field after he was twisted around while getting tackled by Bilal Nichols on the first play of the second quarter. In the previous three games, Michel rushed for 316 yards and four touchdowns.
Gronkowski missed his first game because of ankle and back injuries.
Mitchell Trubisky's accuracy came into question, but not his feet.
His career-high 81 yards rushing included a spinning, cross-field 8-yard TD run in which he initially scrambled back to about the 30. But he had two interceptions, should have had at least two more and finished 26 for 50 for 333 yards with two touchdowns.
The wildness was very apparent early against Patriot blitzes.
"Early on, it wasn't just Mitch," Bears coach Matt Nagy said. "Trust me. There were a lot of people that were out of rhythm."
The Patriots had been lacking a bonafide deep threat in the passing game, but recently acquired Josh Gordon is starting to make an impact. He had a 55-yard reception to set up Brady's 2-yard TD pass to James White to make it 38-24.
He now has 13 catches for 224 yards in four games with New England since a trade from Cleveland last month.
"We are just going to keep developing our confidence in one another, and he's making great plays when I throw him the ball," Brady said. "Just got to keep doing it."
Star pass rasher Khalil Mack was largely a nonfactor for the second straight game.
The two-time All-Pro made little impact after injuring his right ankle early in last week's overtime loss at Miami. And it wasn't much different going against Brady and the Patriots.
Mack had one tackle, and he failed to register a sack for the second week in a row. He spent most of the time on the right side of the line of scrimmage instead of the left, where he usually plays. And he often dropped back in coverage.
Chicago's lone sack was by Roquan Smith.
"I don't know if it affected him yet," coach Matt Nagy said, referring to Mack's ankle. "Obviously we didn't feel it from our team as far as just getting the overall general pressure on (Brady)."
James White continues to give New England solid contributions in the receiving and running games.
He caught a team-high eight passes for 57 yards and two touchdowns. He also led New England with 40 yards rushing.
"You never know how a team is going to decide how to match up against you," White said. "No matter who is covering me, I just try to win my match whether it's a corner, safety, linebacker, D-ends. Just get open, man to man or find the right spot in the end zone and catch the ball and protect it."
White leads New England for the year in receptions with 45 and has six TD catches.
More AP NFL: https://apnews.com/tag/NFL and https://twitter.com/AP–NFL


text: Environment Calderon: End Fossil Fuel Subsidies, Create Carbon Tax September 22, 2014 Former Mexican President Felipe Calderon lead a group to encourage heads of state to propel climate change. He discusses the obstacles that block aggressive efforts to curb climate change. Calderon: End Fossil Fuel Subsidies, Create Carbon Tax Listen · 4:02 4:02 Toggle more options Download Embed Embed <iframe src="https://www.npr.org/player/embed/350662169/350662170" width="100%" height="290" frameborder="0" scrolling="no" title="NPR embedded audio player"> Transcript


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Rival Gaming casino software provider is one of the youngest on our list. Their official website lists 2005 as the establishment year, but in reality their first casinos have appeared even later. Nevertheless, in such a short time this software provider has managed to become quite popular, especially amongst slot lovers and players from the US. Currently about 25 casinos use Rival gaming software and this number is constantly growing. A very comprehensive all Rival Gaming casino list (full) can be found right here, on the Casino Avenue website. We also update our information constantly and always search the web for changes, so the list of new Rival Gaming casinos will also appear here in due time.
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Are you planning a testing-related event? Contact us to post your event, and/or if you need help getting guest speakers for an event.
Back to All Events
Earlier Event: February 7A Standardized Test Is A Poor Substitute For Justice: The Intersection of High-Stakes Standardized Testing and Race in NYC Schools
Later Event: March 6Earth School: Testing & Assessment


text: Join the Jupiter Country Club and Toll Golf Team! Jupiter Country Club is a private non-equity Club consisting of 556 homes, 780 members, an 18-hole Greg Norman Signature Golf Course, two dining outlets, a Sports Club, tennis courts and more! We offer the best services to our Members and we are always looking for qualified candidates with great personalities to join our team. Employee benefits include: Health/Dental/Vision insurance packages 401k matching programs Employer-provided meals Employee golf outings Professional development Fun and friendly work environment! This is an excellent opportunity to join one of the nation's most respected Fortune 500 companies! Just like the award-winning homes and residential communities, Toll Golf & Country Clubs are designed and operated to the highest standards of quality. Toll Golf & Country Clubs offer their residents and members a vast array of unequaled services, events and world-class amenities that foster lasting relationships and enhance a luxurious lifestyle. Current Open Positions: Position FT/PT Department Server Full-Time Food & Beverage Server Part-Time Food & Beverage Equipment Operator Part-Time Golf Course Maintenance Click the link below to fill out an application. Apply Online


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Example 1 addresses the following question: "Choose a book or books that have affected you deeply and explain why." In this case, the applicant has chosen the novel Germinal by Emile Zola. Explain what sets you apart. Studybay offers the lowest prices on the market.
Maintain an optimistic and inspirational tone. Highlightyour achievements, winning a scholarship is all about convincing the admission essay writing services selectors why you are the best choice for the award. All of this before even stepping foot inside the door of your desired college. Our website works with the best professional writers in the field. If you are writing about a problem, try to provide a few solutions.


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How The Princess Bride is Part of Our Lives
June is a month of school's out freedom, graduation celebrations, and final performances.
Since I knew I'd be traveling to Ventura to watch a beloved friend graduate from high school and perform the lead in Giselle, I decided it would be fun to rev up my Audible App for the long driving journey.
First, I listened to Born a Crime by Trevor Noah. It's a must read story of true grit. I kept thinking to myself, "How did this guy survive? How did he get to where he is today?" It taught me about South Africa. And Noah narrates the book. I can't recommend it enough.
Second, I listened to As You Wish, written by Cary Elwes who played Wesley. The book's tagline reads Inconceivable Tales of the Making of the Princess Bride.
Ah, The Princess Bride. It's one of the only movies that I watch over and over again. It's a movie that gets handed down to our kids. Right now, I bet you can rattle off lines from the movie. You'll giggle just a bit, and swoon thinking about Wesley and Buttercup, and just plain feel good inside.
The entire book is a love letter to Rob Reiner and how he lead the entire movie-making experience. I love knowing that Billy Crystal made him laugh so hard that Reiner had to leave the set because his raucous laughter was ruining the sound track.
Cary Elwes narrates the book and lots of cast members make cameo appearances in the audio. Even though the book gets redundant at times, it feels like a beloved relative (with a sexy British accent) retelling a favorite story while you're sitting around the dining room table.
But, here's the real reason I'm writing about this book - The Princess Bride has become part of our lives. It's more than a little fairy tale, swashbuckling, comedy, love story.
Here's a short and sweet list of my Princess Bride real life stories:
1. We ski at June Mountain a lot. It's a small ski area and you have to ride an access chairlift to get to the main ski runs. This means you also have to ride the same chairlift down the mountain at the end of the day. Going down a steep mountain is very different than going up a steep mountain. It's kinda scary! Our friend (Dad of young woman I watched graduate and dance Giselle BTW) yelled, "The Cliffs of Insanity!"
2. Any time something has been unbelievable, insert this line, "Inconceivable!"
3. Any time something is confusing, insert this line, "I do not think that word means what you think it means."
4. And just yesterday, when I was talking to my parents on the phone, arranging details for them to stay with our daughter while my husband and I go on a little getaway, my dad said, "Lorrie, you know my only grandparent rule, right?"
"Yes, Dad. I know."
"As you wish."
Could there be any better way to be a grandpa?
So thank you William Goldman for writing such a lovely line that's seeped into the fabric of our lives.
Happy Father's Day.
Celebrate it as you wish.
Always writing,


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The Kumeyaay Nation is the first people to inhabit what we now call San Diego County. The Kumeyaay People relied on nature, native plants, animals and the earth as the primary resources for their survival. This kit allows student to explore the environments and culture of the Kumeyaay Territory and Nation. Students will grind acorns, scrape yucca leaves for fiber, discover how plants and animals provided food, clothing and shelter and experience some Kumeyaay traditions.
6 acorn grinding sets
Acorn mat
Box of shells including abalone
Basket for acorns
Gourd, seed and turtle rattles
Wooden dice game with tray
Big Horn Sheep horn
Deer antler and leg bone
Box of animal pelts
Box with rattlesnake skin
and one deer hoof rattle
Yucca leaf (30 pieces)
Roasted acorns (30 pieces)
Teacher materials


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Outback Aerodrone welcomes data expert Neil Glentworth to the program
· Not sure how you, your business or community can adapt to digital changes?
· What are the benefits of technologies like drones and remote monitoring?
· Already have the technology and a mountain of data, now what?
Our first program spotlight features the man who can help you answer those questions and more. We're pleased to welcome Neil Glentworth back to Central West Queensland as a speaker at our first Outback Aerodrone Symposium. Neil was also a presenter and mentor at RAPAD's Westech Field Day Innovation and Technology Space in September 2017.
Neil is passionate about productivity at a macro level, and is an active advocate of economic growth and the creation of public and shareholder value. Neil is known for his no-nonsense advice with a focus on practical ways to leverage data for social and economic outcomes.
Neil founded GWI in 2007, growing the business from his kitchen table into a respected national professional services company. Neil remains actively involved, working with clients each day, to solve the most complex of business problems through data and information.
Neil has worked with an extensive list of public and private clients within multiple sectors across Australia, New Zealand, and Asia. Neil is retained by several public and private entities in a governance function.
Neil spent his formative years in senior leadership roles within the military and received a noteworthy commendation for his service. During his military career, Neil supported the social and economic stability of multiple countries, delivering critical services in the face of extreme risk to underpin domestic, foreign and defence policy.
View and share this news online
The inaugural Outback Aerodrones Symposium will be held in Barcaldine, Central West Queensland, from 11-12 August 2018, showcasing drone, technology and data solutions.
Come and be part of Australia's first remote drones symposium - register now!
Kristine Arnold, RAPAD - Mobile: 0427 649 031, Email: email@example.com
Morgan Gronold, RAPAD – Mobile: 0448 739 759, Email: email@example.com


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On May 17th, ICT Chamber of Commerce - MASIT with the support of the REG USAID Project, has launched the Re-qualification Program for non IT workforce. Namely, this is a pilot project through which MASIT tends to help young and mainly unemployedpeople get relevant knowledge in 2 different IT streams: .NET and front end development.
Before the start of the classes, there was a public campaign on TV, radio and social media so that more candidates are animated. At the end of the process circa 130 CVs have been submitted. A rigorous recruitment process of testing and interviews has taken place, so that candidates with best IT readiness skills are placed in the program. At the end 40 people have entered in both streams of the program. For the recruitment of candidates and training courses MASIT has partnered with Seavus Educational and Development Center.
The training courses will take place until September, which will be followed by internship programs within the IT companies in October 2017. Some photos of the first class are attached.


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If there's one trend I'm seriously loving this season, it's slides! They are so easy to throw on with anything and come in so many different variations! You can wear them with dresses, jeans, shorts, you name it! They really do go with everything. Here are some of my favorites - just click on any image below to shop!
We are getting ready for a big party on Saturday for Tayler's first birthday. I can't beleive she is already going to be ONE. Blog post on her birthday and a fun little photo shoot we did coming next week. Until then, have a fab rest of the week + weekend!
xo // J E N N A


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Along with centralized venture administration, maintaining necessary files which are needed by multiple people in a central location is one more convinience that a cloud computing user enjoys. Software program such as Drop Field permits individuals to have entry to recordsdata on any most any system they use. I can place photos from a current product shoot into my drop-box account after which show them to the consumer utilizing my iPad which is pulling the information from my cloud based mostly disk drive. Core firm paperwork, corresponding to logos, photographs, spreadsheets and databases can all be saved on the cloud where they can be centrally managed and extra tightly controlled. Now, when a salesman is putting collectively a proposal and wishes the company brand, you might be certain he's grabbing the latest model permitted by advertising and marketing because it is coming from the central cloud based disk drive.
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Pay-as-you-use – In contrast to conventional program the place the individual purchases and places up the end program, solely to make use of 10 {9726675c0c02d61bc7836b5041654a79e7b0ebde01a8bcba53d93ea913558d0e} of its features, SaaS gives the adaptability to pay only for the options that they use. The IT expenditures can now be particular for other specs.
Darden School Of Business
Value of ERP implementation may be coated underneath two classes: for more details The commonest ERP errors and their solutions to overcome are being listed beneath – ?? Assisting callers with software program navigation and use 1.Finance TMA Home, 1st Ground,Road No 16, Plot No. 6,Wagle Industrial Estate,Thane (West) four hundred 604, Maharashtra, Tel: +ninety one 22 25827692/+ninety one 22 25828775/+ninety one 22 65130234
Disclosure of This Case
We've to ensure before including a brand new function that it will be universally applicable for customers across the board or at the very least a majority. Everyone seems to be looking for the best candidate who has a sound data and experience in the subject. This in turn leads to a rise in demand for the ERP courses. Many institutions throughout India provide such programs with totally different period and costs structure.
Writer Bio
57 year-old Science Technicians Stanforth from Winona, really likes rescuing abused or abandoned animals, . and smoking pipes. Preceding year very recently completed a journey Uvs Nuur Basin.


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- Shopify & Magento: This event is tracked when a customer enters their contact and shipping information on the first page of the checkout process and clicks continue.
- BigCommerce: This event is tracked when a customer enters their contact and shipping information on the page before the payment page in the BigCommerce checkout process and clicks continue.
- WooCommerce: This event is tracked when a customer is logged into their account, has added something to their cart, then views the checkout page; or, when a customer adds something to their cart, views the checkout page, enters billing email address.
Conversion Tracking: A conversion is defined as a recipient opening or clicking an email and then taking another action within the conversion period. By default, the conversion period is five days, however, this setting can be adjusted in your account settings. You do not need to decide in advance which metric is the conversion metric, Klaviyo automatically computes conversion analytics for all metrics.
Customer Lifetime Value (CLV): The historic and predictive amounts that a customer may spend. Historic CLV is made up of all of the past purchases, while Predicted CLV is the amount the customer may spend and how many orders they may make in the next year.
Dashboard: A key tab in your account that has several subsections:
- Email Performance: Klaviyo's Email Performance Dashboard helps you analyze the conversion metrics that matter most to your business while visualizing how your emails are performing
- Analytics: Metric Charts on key metrics; customizable by metric and timespan
- Lists & Segments: Collection of all starred lists and segments
- Activity Feed: A central source of all contact data across all metrics; sortable by metric
Deliverability: A term that refers to inbox placement once an email is successfully delivered. This term is often used interchangeably with delivery, which refers to whether a recipient's inbox accepts the message you've sent. Only after an email is successfully delivered does deliverability comes into play.
Delivery: From Sendgrid: "A delivery is recorded when a request to send an email results in the delivery of that email to the end recipient. Delivered means the message was accepted by the receiving server, however, this does not necessarily mean that the message reached the recipient's inbox."
Domain Name System (DNS): DNS stands for Domain Name System. This system is essentially the "phone book of the Web". When you update your DNS records, you can consider this the equivalent of updating your address in the web's phonebook so that it's possible to verify who you are when you send an email.
Email Service Provider (ESP): A services or platform that can send commercial and transactional email on your behalf. Klaviyo is an example of an ESP!
Event: When a customer does an action, it is called an event. Events can be used to trigger flows or place a customer in a segment.
Flow: An automated email series triggered by an activity or behavior. Flows are autoresponders that can contain one or more emails and can be configured to send to contacts after a range of different tracked events occur.
Fulfilled Order: This event is tracked when a customer's order is marked Fulfilled in your ecommerce store.
Hard Bounce: Occurs when an email cannot be delivered due to a permanent reason. This could be caused by a variety of reasons, including a misspelled email or a deliberate block by the email server. Klaviyo will automatically remove emails that hard bounce, and then exclude them from future emails. You can see these emails by navigating to the Profiles tab, clicking on Suppressed List in the upper right, and choosing Bounced Emails. SEE ALSO: Soft Bounce.
Integration: A means to automatically sync user and customer data to Klaviyo from another software platform or application.
IP Address: A unique string of numbers (separated by periods) that identifies a device on the Internet.
Item: A single product purchased within an ecommerce order.
List: A collection of email addresses in Klaviyo, maintained in the Lists & Segments tab, that are added through a sign-up form, subscribe page, third-party integration, the Klaviyo API, or manually through upload or copy/paste.
Ordered Product: This event is tracked when a customer places an order. NOTE: One Ordered Product event is tracked for each item purchased. If someone purchases three items in a single purchase event, there will be one Placed Order event and three corresponding Ordered Product events recorded.
Placed Order: This event is tracked when a customer completes the checkout process and creates an order in your ecommerce store. To view the event data Klaviyo tracks for each order, navigate to your Dashboard, click on Activity Feed, and sort by Placed Order. Click on the timestamp of any order and an Event Details window will pop up featuring all event data variables. NOTE: One Placed Order event is tracked for each purchase event.
Product Feed: Blocks that automatically generate product recommendations by pulling product information from ecommerce integrations. Product Feeds can be used in flow/campaign emails via the drag and drop "Product Feed" block. NOTE: Product feeds are available only these integrations: BigCommerce, Magento, Shopify, Spree, WooCommerce.
Profile: A Klaviyo Profile is a comprehensive record maintained for every contact in your Klaviyo account. This record contains a live feed of all tracked activity, as well as all available information pertaining to a given person. You can find the profile for any contact by searching for this person using the search bar at the top of your account.
Refunded Order: This event is tracked when a customer completes the checkout process in your store and a payment is made, but the customer requests the payment to be returned. NOTE: This metric is only available for certain integrations.
Segment: A collection of email addresses in Klaviyo, maintained in the Lists & Segments tab, that is defined by a set of conditions, e.g, everyone who's ever purchased, everyone who was on the website last week, everyone who opened a specific email, etc. Rather than a fixed list of people, a segment will grow as new people meet the conditions and shrink as people no longer meet the conditions.
Shopify Tags: Any custom tags assigned to a customer in Shopify (e.g., wholesale or VIP) that are passed through to Klaviyo through our Shopify integration.
Smart Sending: If Smart Sending is enabled, Klaviyo will automatically check to see if a recipient has already received an email from you within a specified period. If this person has received another email from you too recently, the current email to him/her will get skipped. This is a good way to prevent contacts from receiving too many emails when you have numerous active email marketing efforts. You can enable or disable Smart Sending for emails sent by both campaigns and flows.
Social Links: A block in Klaviyo's email Drag-and-Drop editor that allows you to provide the links to your social sites in your emails. You can add a maximum of four links, e.g., Facebook, Twitter, Instagram, YouTube. In Klaviyo's Setup Wizard, you can set these four links and have them automatically appear in the footer of all email templates.
Soft Bounce: A soft bounce is always caused by a temporary reason, such as a full inbox or the recipient email server being down momentarily. For soft bounces, Klaviyo will try sending emails for up to 48 hours. After the 48 hour period, attempts to send will cease but the recipient will not automatically get suppressed in your account. The next time you try to send to this person again, we will try for another 48 hours. SEE ALSO: Hard Bounce.
Subscribed to List: A Subscribed to List event is recorded when a contact subscribes to a Klaviyo list directly via a Klaviyo form. If someone gets added to a subscriber list in any other way, such as clicking Accepts Marketing when checking out or getting added manually, no Subscribed to List event will be recorded.
Suppressed: The status of a contact once they unsubscribe from an email, an email to him/her hard bounces, or they are manually added to the Suppression List. Once someone is suppressed, they are considered Inactive in your account. Klaviyo will automatically remove all Suppressed users from any flow or campaign send. View your account's Suppression List.
Web Tracking: By adding specific code to your site, you can automatically track visitors and their activity; this is called Web Tracking. You can enable Web Tracking through Klaviyo's Setup Wizard, or you can set it up anytime through the Getting Started tab. There are two key types of tracking: homepage tracking (with the Active on Site metric) and product page tracking (with the Viewed Product metric). NOTE: Instructions to set up Web Tracking will be specific to your specific website/store. Product page tracking is not currently available for all ecommerce platforms.


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Cucumber, Lime and Basil Gin Cocktail Recipe
Summer is nearly here! So what better way to welcome the warmer weather than with a delicious cocktail recipe for you to try. This recipe is absolutely delicious - very fruity and refreshing!
An absolutely perfect drink to enjoy in the sun or to wind down with on a warm summer's evening as the sun sets.
Prep time: 5 minutes
- Try Me... Naked! Gin
- High quality tonic water (We used Fentimans for this cocktail)
- Cucumber
- Lime
- Fresh basil leaves
- Ice cubes
- Add three or four thin slices of cucumber and a few basil leaves and into a tall glass. Then squeeze a generous amount of lime juice in and muddle.
- Add one measure (or two if you like) of our Try Me... Naked! Gin.
- Fill the glass with ice and top up with tonic water. Add a couple more slices of cucumber and basil leaves to garnish.
Featured products:


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Conway, Ark.-The University of the Ozarks men's swim team finished second in the Hendrix College Relays Friday night and sixth in the Hendrix College Classic Saturday afternoon in Conway.
At the Classic, Joel Coppernoll won the 1000 freestyle with a time of 10:20.56. Jacob Jones finished sixth in the 200 free (1:51.67). Josh Collins placed fourth in the 100 free (49.83). Jacob Tolland was fourth in the 500 free (5:06.99). At the Relays, the Eagles won the 1500 freestyle relay with a time of 15:30.05.
New program records set included Josh Collins in the 100 freestyle (49.83), Joel Coppernoll in the 1000 freestyle (10:20.56), 400 freestyle relay (3:46.92) and 800 freestyle relay (7:39.43).
"We had a lot of great races against some tough competition this weekend," said head coach David DeGeus. "It was great to also be able to race more of our conference opponents. We had many best times and we broke 14 school records this weekend."
Team Scores
Hendrix Relays
1. Hendrix College (392)
2. University of the Ozarks (274)
3. McMurry University (266)
Team Scores
Hendrix Classic
1. Henderson State University (711.5)
2. Austin College (282.5)
3. Hendrix College (266)
4. Centenary College (211)
5. University of the Ozarks (205)
6. McMurry University (181)
7. Williams Baptist University (30)
The Eagles will compete in the Austin College Dual November 10.


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What a great subject!
Jeff Ryan's Brisbane (& other places)
What a great subject!
There would be a few stories there I'm sure.
Well seen and photographed; one wonders but will never know.
Coast Australia last night on the BBC was 'out of this world' ..not to be missed, wonderful photography/filming and stupendous subject. You are privileged!!
you were in town and didn't message me? c'mon!
Next time.
Jeff Ryan's Brisbane in Black & White


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I'm super excited to report that I just learned my illustration of Toronto Mayor Rob Ford has been accepted into the Communication Arts Annual 55. I'm really proud of this piece and I'm thrilled to have been allowed into such a prestigious annual.
UPDATE: This crack-smoking mayor has been good to me. I've also just learned this piece was accepted into Creative Quarterly 35 as well!


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Ji, Jaisi Aapki Marzi
December 7, 2014 - Sneha and Connecticut Marathi Mandal present the Maharashtra Foundation sponsored 'Ji, Jaisi Aapki Marzi' - a gripping one-act Hindi play.
Come watch a play that unfolds as a series of compositions, every one of them pitch perfect and more beautiful than the last...
'Ji, Jaisi Aapki Marzi' depicts the treatment meted out to women by society, and breaks the silence that has been imposed upon them...
A wonderfully choreographed and deeply meaningful Hindi play...
|Sunday, December 7, 2014
|4:00 PM to 7:00 PM
|Hamden High School Auditorium
2040 Dixwell Ave
Hamden, CT 06514
Purchase tickets online using your credit card or PayPal account.
produced by Theatrix USA
Writer: Nadira Zahir Babbar
Director: Ashok Vanjari
Featured on MumbaiTheatreGuide.com
It was the treatment of the script that truly elevated this play to a whole other level. The maturity, restraint and empathy with which the subject matter was handled was remarkable. This could easily have turned into a high-pitched melodrama but it's a great credit to the director and the actors that it never did. Restraint can be a precious commodity in Indian theater and it was great to see it being exercised here."
—Ashutosh Hadap
It felt a little like looking at a black-and-white photo of a multi-color Holi celebration of life - where the stronger colors all appear only as black. Life is more complex than black and white. Now, is that the 'man' in me thinking... is that the sophisticated urbane in me denying existence of black in parts of the worlds I dont know much about... both.... Well, the play makes you think for sure."
—Milind Joshi
Although the play's title seems to suggest that wishes will be abided, whatever they may be, that is surely not Nadira Zaheer Babbar's intention in doing the play JI JAISI AAPKI MARZI...
According to her, "From the earliest of times, women have been trampled, their conduct questioned, judged and reprimanded..." Her play is therefore about giving women the space to speak so that they can erase the silence that they have been condemned to bear.
Babbar insists that her play is not sensational and hopes that her characters will touch the souls of her audience. Babbar also claims that her play is more than a feminist movement and that if sections of the audience "identify" themselves with the characters, the effect is purely intended and not accidental.
In short, this is Babbar's saga on women's lib!
Read about the play on MumbaiTheatreGuide.com.


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Housing And Urban Renewal Agency of Polk County is a Public Housing Agency in Dallas, Oregon that participates in the Section 8 Housing Choice Voucher (HCV), and Public Housing programs. As of September 17th, 2019, Housing And Urban Renewal Agency of Polk County has 1 waiting lists that are open now or opening soon.
The Public Housing Waiting List is open indefinitely.
Housing And Urban Renewal Agency of Polk County serves Polk County.
|Waiting List
|Public Housing
|Open Until Further Notice
How To Apply to the Public Housing Waiting ListThe West Valley Housing Authority is currently accepting public housing waiting list applications for families and senior/disabled individuals.
Reasonable Accommodation
Applicants who need help completing the application due to disability can make a reasonable accommodation request to the housing authority via (503)623-8387.
Next Steps
Learn more about what happens after the application is submitted.
Last Updated on 05/22/2015.
More information about Housing And Urban Renewal Agency of Polk County can be found on its website at http://www.wvpha.org. Representatives of Housing And Urban Renewal Agency of Polk County may be available by phone at (503) 623-8387. Unless otherwise noted above, applications will not be provided or accepted by phone.
As of 09/17/2019, it is not known if Housing And Urban Renewal Agency of Polk County is either absorbing or billing Section 8 Housing Choice Voucher portability requests for porting in. Learn more about porting Housing Choice Vouchers to a new area here.
As of the most recent VMS report, Housing And Urban Renewal Agency of Polk County manages 580 active Housing Choice Vouchers.
The following is a summary of the types of vouchers managed and the monthly costs of each:
|Family Unification
|Tenant Protection
|Ported Out
|Monthly Cost Per Voucher
|Monthly Cost
According to the 2016 Q4 Picture of Subsidized Households database, the housing authority's voucher program has an annual turnover of 12% having issued approximately 53 vouchers in the past year. The average voucher holder has received housing benefits for 6 years and 1 months. According to the 2016 PSH database, persons who were issued a voucher in the preceding 12 months waited an average of 11 months on the waiting list1.
According to 2016 Q4 Picture of Subsidized Households data, the average voucher household contains 2.8 persons and has a household income of $13,305 per year. 92% of households were very low income (VLI) and 65% were extremely low income (ELI). 31% of households had wages as a major source of income, 17% of households had welfare (TANF, General Assistance or Public Assistance) as their primary source of income, and 47% of households had other income (Social Security, Disability or Pension) as their major source of income.
6% of households were headed by a person 24 years old or less, 58% were headed by a person 25 to 49 years old, 18% were headed by a person 51 to 60 years old, and 17% were headed by a person 62 years old or older. In addition, 1% of households were headed by a person 85 years old or older.
60% of households included children, 16% of which had two adults in the household. 49% of households with children have a female head of household. 78% of all households were headed by a female.
20% of all voucher households were headed by minorities with 1% of all heads of households being Black and -1% being Hispanic.
Of all households participating in the Housing And Urban Renewal Agency of Polk County Housing Choice Voucher program, 14% include at least one person with a disability. 30% of households with a head of household 61 years or less were headed by a person with a disability. 65% of households headed by someone 62 or older were headed by a person with a disability.
15% of voucher holders reside in a home with zero or 1 bedroom, 49% with 2 bedrooms and 36% with 3 or more bedrooms. 17% of voucher recipients are considered overhoused, meaning they occupy a rental unit larger than their family size requires.
The average monthly tenant contribution to rent by Housing And Urban Renewal Agency of Polk County voucher holders in 2016 was $342 and the average monthly HUD expenditure per voucher holder was $674. The average utility allowance across all voucher recipients is $130.
1. This Picture of Subsidized Households data field is the average wait time of those who received a voucher in the preceding 12 months. Due to special voucher programs like VASH, recent waiting list purges, or waiting list preferences the average wait time can vary significantly from one year to the next and it is entirely possible many current applicants on the waiting list have been waiting for assistance for far longer.


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The End of Bad Jokes
It's been years since I made an alternate ending comic. Unless I'm mistaken, this is the only other one? I've always been rather fond of it. It's about time I did more.
Speaking of time, I don't seem to have a lot of it these days. Which I've probably been saying since even before I got a full time job, but I actually meant it in different terms this time. See, I've got a couple somewhat big projects in the works. One I'm immensely proud of and hope to have available sometime in September, and one I am slowly coming to hate more and more with each passing day which may or may not be available sometime in mid-August. Mixed bag of things I'm spending my free time on, I guess.


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Corporate Insolvencies: Big Problems For Small Businesses
In a report published this week by the Australian Securities and Investments Commission, 79% of insolvencies were experienced by small businesses with 20 employees or less. And the grand majority of those, approximately 85%, had assets of $100,000 or less proving once again that small businesses are not safe from insolvency, liquidation or closure.
In total, 8,354 reports were analysed by external administrators and the results remain on par with findings from the previous two financial years. There is no escaping risk of closure or insolvency unless you manage your business well.
There are many causes to insolvency and unsurprisingly, in the 2015 report, poor cash flow or extreme spending was cited as the top cause of the small business insolvency problem.
Focusing on some of the reasons 'why' can go a long way in helping to avoid the issue in the first place.
Lack of credit
Not having access to credit can be an issue for businesses of all shapes and sizes. If you rely on credit to stay afloat, then it is important that you have the ability to use it when you need it. No credit can mean payment issues and supply delays influencing other areas of the business.
Inaccurate accounts
Not keeping on top of your business accounts can affect your budgeting. Do you know exactly how much money you have in the bank today? Do you know what expenses you have to pay this month? A successful company needs to keep detailed records, so you know where you stand at all times.
Problematic cash flow
If your cash flow is problematic, then you may have issues in the long term. Cash flow is one of the most important aspects of a healthy and successful business, and your cash flow struggle may ultimately affect your creditors and suppliers.
Personal withdrawals
Taking too much money out of the business for personal emergencies is a surefire way to create issues both personally and professionally. It is best to separate your personal and business accounts from day one and only withdraw reasonable and manageable amounts.
All business owners, regardless of the size of their business, must be aware that insolvency is a risk. If cash flow is becoming a real problem for them, it is important to seek help and advice as soon as possible, as you know. When a potential client presents to you with a looming insolvency issue but the figures are too small for you to deal with, you can help them by referring them to invoice Money. We'll take care of them and together we can save another business from closure.


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When the IB started to expand in the UK it quickly became clear that there was a dearth of textbooks. HL could get by with A Level texts but there was nothing for SL. I decided to write an SL text and then wrote to a number of schools in Europe to see if they would be interested. It was basic, photocopied, and in black white. Surprisingly it sold well. At about the same time OSC was beginning and one of the Maths teachers, who taught at the same school as me, suggested to the director that the students would benefit from simple revision guides. He would write the Maths ones and he asked me if I would write the Biology ones. This struck me as a superb idea and I set to work, first on the Core guides and then the Options. Students often had difficulty with Genetics so guides to help students with this followed, and finally a guide to help with IA. Over the years working with OSC these guides have come to look much more attractive with improved illustrations and feedback from students on Revision Courses has been very positive.
It is a very exciting time to be a Biologist at the moment with so many new developments and opportunities.
Did you know you probably have some Neanderthal or Denisovan DNA in your genome? Information just published (November) increases the number of loci attributed to this ancient DNA and which probably helped modern humans adapt to life outside Africa.
Over the years plant breeding has led to increased crop yields but this has largely plateaued. This month (November) a paper has been published on how the photosynthetic pathway in tobacco plants has been genetically modified leading to an increased yield of around 16%. The next stage will be to transfer this technology to valuable crop plants such as rice. Genetically modified organisms, or GMOs, have often received bad press, but we must keep an open mind on this technology as it develops.


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NEXTBASE 312GW - Upgrade & Get 20% OFF any Nextbase Dashcam/
So… Want to upgrade your old dashcam to something better? You can do it now at Halfords & get 20% off this amazing Nextbase 312GW.Read More
You can rely on WhatGear fun and in-depth technology reviews to help you select the best consumer tech for your needs. Watch WhatGear reviews
So… Want to upgrade your old dashcam to something better? You can do it now at Halfords & get 20% off this amazing Nextbase 312GW.Read More
Following on from the Volkswagen GTI test drive...next up was the Volkswagen Arteon R Line 2.0Ltr 4 Wheel Drive. Check out how I got on & my first impressions.Read More
So...I was recently invited to the Volkswagen offices to check out the 2017 range of VW's. I've never driven a VW Golf GTI before so I took it for a spin. Check out this VLOG and let me know what you want to know about the car. Like this video & hopefully Volkswagen may lend me one for a review!Read More
The Thinkware F800 Pro just might be one of the very best dash cams on the market. It has voice cues that alert you to speed cameras.Read More
Check out my 7 Day VLOG with the Jaguar XF Portfolio 30D. I recorded a short video each day for you guys. Check them out & let me know what you think!Read More
So if you follow the WhatGear reviews YouTube channel you will know that I was at the EXCLUSIVE press launch of the Jaguar E Pace. Also if you have ever played any flight simulator or arcade games EVER. You will know the only way to dodge a heatseeking missile is to perform a barrel roll.Read More
WhatGear Ltd. is a media company. We specialize in Media and video content creation. WhatGear Reviews UK Tech Influencer website is your source for tech news reviews.


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Mommy and Daddy love you.
Amari is 23 Months Young
Friday, January 27, 2012
Today Amari James is 23 months old. 23 months... In exactly one month he will be 2 years old. I cannot believe that he has been in our lives for almost two long years. I swear I blinked, cause one minute he was kicking me in the ribs and enjoying his cramped, dark, and cozy home in utero and the next he's running around like a mad man on a mission that blabbers and talks nonstop. I figured out his birthday theme a few weeks ago; Elmo and Cookie Monster are Amari's two favorite Sesame Street characters, so why not have an Elmo/Cookie Monster theme for his 2nd birthday? He will love it! I cannot wait to start planning it! =] Happy 23 months stinker baby and enjoy your last month of being 1. You have changed so much in the last year and I cannot wait to see what the next year brings us. =]
Posted by Natasha at 8:19 PM 2 comments
Wordless Wednesday - November 2010 Snow! 9 Month Old Amari
Wednesday, January 18, 2012
Posted by Natasha at 8:37 AM No comments
Wordless Wednesday - Tech Savvy on the Iphone
Wednesday, January 11, 2012
Posted by Natasha at 11:57 AM No comments
Daycare Report for Amari's First Week
Sunday, January 8, 2012
Amari's first week of daycare has been great. I am happy to report that he is loving it! He gets rather excited when I get home from my morning shift at McLane Elementary School and say, "Are you ready to go to school and see your friends?" He smiles and says, "Babies," and will run to the front door. Trevor and I were both a little worried that he would struggle with adjusting to his new routine and the socialization aspect of being around children his own age. According to his teacher he is adjusting well. He loves to help out, naps great, likes to do art, gets excited when Elmo reads them a story at story time, and interacts with the other toddlers in his class. So far he has yet to hit anyone. =] He also has learned some new words like orange, apple, banana, blue, and hat since starting daycare. I'm not sure if he has learned them from being at daycare or if it is just a boom in his language development. I am just happy that he is enjoying making new friends and getting out of the house for a few hours each day. He does get a little sad when one of his friend's gets picked up for the day and he cries when they leave. =( Hopefully, he will grow out of that soon.
Posted by Natasha at 4:26 PM No comments
Wordless Wednesday - Cookie, Cookie, Music, and Melmo!
Wednesday, January 4, 2012
Posted by Natasha at 11:25 AM No comments
Amari's 1st Day of Daycare
Tuesday, January 3, 2012
Today was Amari's first official day of daycare. Trevor and I dropped him off earlier this morning after I got off from work. We started our daycare search in early December and looked at few different sites. We wanted a provider that had a low ratio, staff that interacted with the children that they worked with, and most importantly one that was inexpensive. We decided on a Christian affiliated daycare near downtown Olympia and I must say, we couldn't be any happier! All of the employees are so nice and today they greeted us and Amari as if they had known us for a very long time. We visited the site twice in December and when we took Amari for his first visit he didn't want to leave. He threw the biggest fit! He was having fun playing with the other kids and interacting with his new teacher. I was unable to accompany Trevor when he picked up Amari up from daycare this afternoon because I was at work but he said that his first day of "school" was a blast. Amari's teacher had nothing but wonderful things to say about him. He played nice with the other toddlers, napped well, ate a big lunch, and didn't hit anyone! The hitting I am most proud off. He has a tendency to hit when he is upset and we have been trying to break him of that horrible bad habit. Tomorrow will be day two and I look forward to seeing how my little stinker adjusts to his new routine and interacts with all the other kids at daycare.
Too excited to look at the camera...
He loves his new school.
Watching the big kids walk into their room from the parking lot.
First day of "school" for Amari.
Heading inside with Daddy.
Hanging out in the toddler room.
He found a ball! LOL
Content, happy, and ready to play.
Posted by Natasha at 6:29 PM No comments
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The Party Season
We are all busy planning what the family are doing this Christmas, what is going under the tree, how many people we are feeding this Christmas? But we all forget about that all important part where you relax, enjoy the festive season and treat yourself.
Join us in the cosy, festive clubhouse with the Christmassy scent of Mulled Wine around the building this December as we prepare you a delicious festive, two or three course meal with us. After your meal, enjoy a hot or cold beverage by the fire, as you soak our the atmosphere… forget the stress of Christmas and let us look after you for one day!
If this is something you are interested in, please head to our Christmas at Cuckfield page! Otherwise contact us on our website or via firstname.lastname@example.com


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An E-cig is a device that produces vapor, which can contain nicotine, that is inhaled and provides the experience of 'smoking' and does not include tobacco, More
Rechargable e-cigs have a rechargeable battery component and a refillable clearomizer Read More
This kit for the beginner e-cig user contains a 650mah battery, CE4 Clearomizer, and USB Charger. Everything you need to get going to determine if e-cigs devices are right for you.
Are you 18 years of age or older?


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Board Members
- Slee Arnold
- Randolph Bazemore
- Jeff Cheek
- Martha Cole
- Jerome Davis
- Alec Donaldson
- Cari Grindem-Corbett
- Gene Jones
- Simmie Kastner
- Maneesha Lassiter
- Danielle Long
- Linda Martin
- David Ranii
Credits include roles on Broadway (Agnes in Gypsy starring Tyne Daly, Minnie Fay in Hello,Dolly! starring Carol Channing), national tours (previously mentioned plus Tiger Lily in Peter Pan), off-broadway the New Group, ELT, Lincoln Center Directors Lab, regional theatre including Goodspeed, American Repertory Theatre, The Ordway, NC Theatre, over 100 television commercials and voiceovers, two films, and the voice of Bunny in Courage the Cowardly Dog (Cartoon Network). An ECU graduate, Lori taught acting classes in NYC and now teaches locally. For Burning Coal: Assistant Director, Pentecost and 1960.


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In this Wealth Planning Update:
The 2017 Tax Cuts and Jobs Act introduced the Qualified Opportunity Zone program, designed to provide a tax incentive for private, long-term investment in economically distressed communities. In June 2018, approximately 8,700 opportunity zones were identified in locations nationwide providing map boundaries for taxpayers to invest and defer their recently triggered capital gains. Wells Fargo Private Bank released a Wealth Planning Update in August 2018 with educational information on the subject of the new Qualified Opportunity Zones. An abbreviated summary of the basics is included below, but a deeper discussion may be had by reviewing the earlier Wealth Planning Update.
The longer that many advisors reviewed this new tax law, the more questions and uncertainties were discovered regarding Opportunity Zones and how taxpayers may utilize them. Officials from the U.S. Treasury let the public know that regulations for Opportunity Zones were a priority and in October the Treasury released proposed regulations answering many of these unanswered questions, providing investors a relatively clear roadmap to investing in a Qualified Opportunity Zone ("QOZ").1
Opportunity Zone basics
In order to achieve deferral of recognition of all or some of the gains from the sale of a capital asset, the taxpayer may make an investment of the capital gain portion of the proceeds, within 180 days of being recognized, into a Qualified Opportunity Fund ("QOF").2 A QOF is defined an entity which is organized as a corporation or partnership (no disregarded entities) and which subsequently makes investments in QOZ property, which is defined as3:
A related term which gets used often in discussing this subject is a QOZ Business. This is simply a trade or business in which substantially all of the tangible property owned or leased by the business is QOZ Business Property, as discussed above.7
Taxpayers are incentivized to invest capital gains in QOZ property or businesses in the following three ways:
While the basics seem clear enough, until the proposed regulations were revealed in October, many questions remained. A few of those questions include: "Who is an eligible taxpayer?"; "What is an eligible gain?"; to the more nuanced "What is 'substantially all' tangible property of a QOZ Business?"; and "How does the investor retain cash to improve QOZ Property or operate a QOZ Business without violating the 90% requirement?"
The proposed regulations answer a number of these questions, but a few still remain unanswered.
What do the "proposed" Treasury regulations mean?
As the name suggests, these regulations are proposed, not final; the rules may change. The Treasury specifically requests comments and suggestions from the public on certain parts of the law and has allocated a 60-day comment period (expiring mid-December).12
Though not final, a taxpayer may rely on the proposed regulations so long as the taxpayer "applies the rules in their entirety and in a consistent manner."13 This is important because QOZ investments are extremely time-sensitive.14 By issuing proposed regulations and permitting taxpayers to rely on them, the Treasury is giving us its first interpretation of the QOZ legislation and providing taxpayers with only a potential roadmap they need to take advantage of this program.
What gains are eligible?
A simple question, but the answer was unclear in the original statute. The QOZ statute used both terms "gain" and "capital gain."15 The proposed regulations clarify that all capital gains, but only capital gains, realized prior to January 1, 2027 are eligible for deferral.16 This means both short term and long term capital gains are available for deferral. The deferred gains retain the same character over the life of the investment in the QOF (i.e. until the earlier of 2026 or the sale date), so short term capital gains cannot become long term capital gains by deferral in a QOF.17
It's also important to note that the gain cannot arise from a sale or exchange with a related person – meaning typical family members, but would also exclude transactions between a trust and its grantor, a trust and a beneficiary, and related corporations or transactions between an entity and a significant shareholder/owner (applying a 20% ownership test).18
Who is an eligible taxpayer?
Any taxpayer that recognizes a capital gain is eligible. For instance, individuals, C corporations, partnerships, real estate investment trusts (REITs), S corporations, and trusts and estates are all eligible to participate in QOZ's.19
When must the gain be invested in the QOF?
The taxpayer has 180 days from realizing a capital gain to invest in the QOF.20 For most taxpayers, the capital gain is realized on the date the capital asset is sold. However, the proposed regulations clarify that the owner of a pass-through entity does not realize the gain until the end of the entity's taxable year.21 This means that if any capital gain is not deferred by the entity within 180 days from the sale event, then an owner of the pass-through entity will have 180 days from the last day of the entity's taxable year to defer the capital gain. The entity and the individual may elect to defer all or a portion of the gain within the respective time frames. This is a major clarification because an owner of a pass-through business may have as late as 180 days from December 31st regardless of when the entity realized the gain earlier that year.22
How long can an investor hold the QOF investment?
The QOZ statute did not require a termination date. Absent guidance, many taxpayers thought they could hold the investment for 30, 40, 50 years or more and all appreciation would avoid tax. The proposed regulations clarify that the tax free appreciation of a QOF investment terminates in 2047.23 This still gives an investor several decades for the QOF investment with potential to appreciate tax free so long as they meet the 10 year holding period.24 The QOZ program is designed to encourage long-term investment, so we feel that this sets a reasonable time frame for an investor to realize the full benefits of the program. What we don't know is how this termination date works. The Treasury is asking for comments on whether: 1) the investment must be sold in 2047, or; 2) the investor should simply receive an income tax basis equal to the fair market value (presumably a "step-up" in basis), but can continue to hold the investment.25
Do existing entities qualify for the QOZ program?
It's possible for existing entities to qualify for the QOZ program, but only in unique circumstances.26 Taxpayers with a business entity in a QOZ may utilize this business for their QOF or as a QOZ Business so long as the business entity itself satisfies the QOZ requirements. One requirement, however, is that the business property must be acquired by the entity after December 31, 2017. In other words, existing assets in an existing entity will apparently not qualify for QOZ treatment unless the entity can qualify as a QOF or QOZ business with newly acquired property and application of the 90% rule, discussed below.
Does 90% investment, really mean 90%?
A QOF must hold 90% of its assets in QOZ stock, partnership interests, or business property.27 We see that as a high threshold, especially when running a business or developing property. If a QOF were going to renovate or construct real estate within a QOZ, it could take many months, even years, to get permits, finalize plans, obtain zoning changes, etc., and during that time cash held by the QOF to start the project or meet the "substantial improvement" requirements would likely cause the QOF to fail the 90% test. The proposed regulations address these concerns in a few different ways.
How does real estate fit into all this?
Investors looking to develop real estate in opportunity zones were likely the primary target of this new program. New businesses, jobs, and growth in these communities seem to start with real estate. However, a plain reading of the new law begged the questions: 1) Does land even qualify? and; 2) If I'm not tearing the building down and rebuilding, can I really meet the substantial improvement requirement?
These points were so important and unclear that they could not be addressed in the proposed regulations alone. The IRS issued a Revenue Ruling (Rev. Rul. 2018-29) to clarify its position on the issue.33
The short answers are: 1) land qualifies for a QOF, and; 2) only the value of the improvements at purchase are subject to the substantial improvement requirement.34
This means that a taxpayer could potentially purchase a property and allocate the purchase price between the land and improvements. For example, a $1MM investment might be allocated 50% ($500,000) to the land and 50% ($500,000) for the improvements. The taxpayer must substantially improve the improvements by investing an additional $500,001 over the next 30 months, but is not required to invest another $1MM as additional capital.
In addition to this clarification, the Treasury is asking for comment on whether property already in a QOZ may at some point be deemed "not in use," so a taxpayer could avoid the substantial improvement requirement altogether. For instance, imagine a run-down apartment complex that has been vacant for years. Its value may be high relative to what it needs in improvements to get it up and running. If it's not being used now, shouldn't any improvement and use count? We'll keep an eye on this issue.
Leveraging the QOF investment
Loans play a major role in any investment opportunity and QOZ investors sought clarity on how loans will impact the QOZ investment. The proposed regulations address loans in two different ways:
Re-investing a previously deferred gain
The regulations confirmed that a taxpayer can sell a QOF investment and re-invest within 180 days without recognizing the gain.37 This allows an investor to exit one QOF and invest in another.
Also, if you do not reinvest the full QOF amount, then the portion of the proceeds withdrawn are taxable. This is an area where the proposed regulations get very detailed and examples are provided to help determine how much gain and what type of gain should be recognized.38
Don't forget state taxes
Lastly, let's not forget state taxes. This is a federal program and not all states conform to federal tax law. Though this could be a great opportunity to defer federal taxes, you may have to pay your state income taxes in the meantime. Be sure to check with your tax advisor to understand whether your state conforms to this new program.
Qualified Opportunity Zones – questions remain for taxpayers
With significant capital gains, exploring the advantages and disadvantages of an Opportunity Zone investment may be worthwhile. On the other hand, taxpayers should know that – since the regulatory guidelines are not final – some important questions regarding opportunity zones still remain unclear. A few of the considerations include:
We are committed to keeping you up to date on Opportunity Zones and future clarity on these investments.
Authors: Aaron Waites, Regional Wealth Planning Manager and Jason Walker, Senior Wealth Planning Strategist for Wells Fargo Private Bank; Jennifer Proper, Senior Wealth Planning Strategist for Abbot Downing
1 Reg. 115420-18; also at: https://www.irs.gov/newsroom/treasury-irs-issue-proposed-regulations-on-new-opportunity-zone-tax-incentive
2 Internal Revenue Code (IRC) §1400Z-2(a)(1)(A)
3 IRC §1400Z-2(d)(2)(A)
4 IRC §1400Z-2(d)(2)(B) and (C)
5 IRC §1400Z-2(d)(2)(D)
6 IRC §1400Z-2(d)(1)
7 IRC §1400Z-2(d)(3)
8 IRC §1400Z-2(a)(1)(A)
9 IRC §1400Z-2(b)(1)
10 IRC §1400Z-2(b)(2)(B)
11 IRC §1400Z-2(c)
12 Reg. 115420-18; also at: https://www.irs.gov/newsroom/treasury-irs-issue-proposed-regulations-on-new-opportunity-zone-tax-incentive
13 Reg. 115420-18; and https://www.irs.gov/newsroom/treasury-irs-issue-proposed-regulations-on-new-opportunity-zone-tax-incentive (pages 29-30)
14 As related to the 180-day investment period following a taxpayer's triggering of a capital gain, see IRC §1400Z-2(a)(1)(A); and for the deadline for a Qualified Opportunity Fund to have 90 percent of its assets invested in qualified Opportunity Zone Property on the last day of the first 6-month period of the taxable year of the fund and on the last day of the taxable year of the fund, see §1400Z-2(d).
15 Compare the title of the statute §1400Z-2: "Special Rules for Capital Gains Invested in Opportunity Zones" and the use of only the term "gain" omitting the word "capital" in the remainder of §1400Z-2.
16 Proposed Treasury Regulation §1.1400Z-2(a)-1(b)(2)
17 Proposed Treasury Regulation §1.1400Z-2(a)-1(b)(5)
18 Proposed Treasury Regulation §1.1400Z-2(a)-1(b)(2)(C)
19 Proposed Treasury Regulation §1.1400Z-2(a)-1(b)(1)
20 IRC §1400Z-2(d)(2)(A)
21 Proposed Treasury Regulation §1.1400Z-2(a)-1(c)(2)
22 Proposed Treasury Regulation §1.1400Z-2(a)-1(b)(3)(ii)
23 Proposed Treasury Regulation §1.1400Z-2(c)-1(b)
24 IRC §1400Z-2(c)
25 Proposed Treasury Regulation, Commentary Section C, 2, d (Clarity regarding electing post-10-year gain exclusion if zone designation expires (pages 35-38))
26 Proposed Treasury Regulation §1.1400Z-2(d)-1(a)(3)
27 IRC §1400Z-2(d)(1)
28 Proposed Treasury Regulation §1.1400Z-2(d)-1(d)(5)(iv)
29 Proposed Treasury Regulation §1.1400Z-2(d)-1(d)(3)
30 IRC §1400Z-2(d)(2)(D)(i)(III)
31 Proposed Treasury Regulation, Commentary Section C, 2, f (Definition of substantially all) (pages 41-42))
32 Proposed Treasury Regulation §1.1400Z-2(d)-1(d)(5)(iv)
33 Revenue Ruling 2018-29, also at: https://www.irs.gov/pub/irs-drop/rr-18-29.pdf
34 Revenue Ruling 2018-29
35 Proposed Treasury Regulation §1.1400Z-2(a)-1(c)(2)(ii)
36 Proposed Treasury Regulation §1.1400Z-2(e)-1(a)(2)
37 Proposed Treasury Regulation §1.1400Z-2(a)-1(b)(4), example 4
38 Proposed Treasury Regulation §1.1400Z-2(a)-1(b)(6), (7), and (8) with accompanying examples.
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Meadow caressing top 10 in Bahamas
Jordanstown's Stephanie Meadow carded a second successive 67 to move up to 13th entering Sunday's final round of the Pure Silk Bahamas LPGA Classic, the opening event of the 2017 LPGA Tour season.
The 20-year old made seven birdies and just one bogey in her six-under par round to go into Sunday within a shot of the top-ten but 10 strokes adrift of co-leaders Stacy Lewis (63) and Lexi Thompson (66) on 13-under par.
Lewis and Thompson lead by one stroke on 23-under from Gerina Piller (65) with Brittany Lincicome a shot further back on 21-under after a 65 at the Ocean Club Golf Course in Nassau.
Nice little 67 again today👏🏻 heading into Sunday T13 #climbing #lpga #golf @PureSilkLPGA— Stephanie Meadow (@StephMeadow20) January 28, 2017
Brian Keogh


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As the government's expenditure review committee resumes work on restoring the budget to balance it will need to make a threshold decision. Does it persist with its argument that a budget that temporarily takes 0.4 per cent of the incomes of the better off while permanently taking 10-12 per cent from many of Australia's poorest citizens is fair? If so, the 2015-16 budget will befall the same fate as last year's effort – unpopular in the community and stuck in the senate.
An alternative budget would share the burden of adjustment more fairly, gaining greater community acceptance and enjoying better prospects of passage through the senate. Here are nine measures that the government could adopt that would vastly improve the budget bottom line and help return it to long-term sustainability.
Tighten the means test on the age pension. In addition to owning a residence of any value, retiree couples are able to own assets valued at more than $1 million and still receive the age pension. Despite generous superannuation tax concessions at the top end, 80 per cent of retirees remain eligible for the pension. Instead of denying the pension to needy retirees until they turn 70, the government should make it a genuine safety net payment by tightening the means test.
Curb middle-class welfare. The 2014 budget took modest steps to limit the growth in middle-class welfare, but couples with two children earning annual incomes above $110,000 still receive Family Tax Benefit Part A. No one is claiming these families are rich. Nor should proposals to limit these payments be attacked as class warfare.
Abandon the extravagant paid parental leave scheme. Instead of modestly scaling back eligibility for parental leave based on the parent's replacement wage, the government should scrap it. Its continued support symbolises the unfairness of the 2014 budget.
Abolish the Direct Action Plan. This scheme pays businesses to reduce their carbon emissions but frees other businesses to increase theirs. Abolishing this ineffective business welfare scheme would save $2.55 billion over four years, plus any expenditure contemplated thereafter.
Reduce superannuation tax concessions. People over the age of 60 who are still working can divert $35,000 of their pre-tax incomes into superannuation, pay 15 per cent tax and take it straight back out again with no further tax payable. Reducing this allowable amount would achieve large long-term savings. At the same time, the government should align the superannuation access age with the pensionable age.
Crack down on multinational profit shifting. The government has scrapped $1.1 billion worth measures of the previous government designed to limit the ability of companies to shift profits into tax havens. It should restore the measure or some variation of it, instead of waiting for the G20 to act. Further measures should be considered through the G20 processes.
Tighten the rules on car leasing. The previous government proposed that those claiming car leasing expenses as a work deduction needed to show the vehicle was being used for work purposes. The Coalition campaigned against this measure on the pretext that it wanted to protect Australian car making. With the departure of that industry, that pretext has now gone with it.
Increase fuel excise. A one-off fuel excise increase in the context of the falling world oil price, in addition to the resumption of indexation, could leave motorists still better off while improving the budget bottom line.
Further increase tobacco excise. Large increases in tobacco excise have been occurring with more rises legislated. A further increase would improve long-term health outcomes, with favourable budgetary impacts.
The first eight of these measures are progressive in distributional impact while the final two are regressive. As a package, they would constitute a major structural improvement in the budget and would be seen as much fairer.
Other measures relating the capital gains tax, negative gearing, the GST, state taxation and the division of responsibilities in the federation should be debated through the white papers on taxation and the future of the federation and taken to the next election.
Craig Emerson is managing director of Craig Emerson Economics and adjunct professor at Victoria's University's School of Business.


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In a rare case of unity of purpose, University Hall and Unity Hall, have embarked on a demonstration against a decision by the university authorities to convert their all-male halls into a unisex hall.
The two halls have gained a notorious reputation of engaging in violent clashes but on Friday, their interests were aligned with students of the two halls singing the same chorus- "we don't want females in our halls".
Residents and past students of the two halls of Kumasi-based Kwame Nkrumah University of Science and Technology converged in the capital, Accra and embarked on a mammoth demonstration against plans to convert the all-male halls to unisex.
Management of the university earlier this year announced its plans to do the unprecedented, assign female students to the two halls. Their reason, the increasing numbers need to be taken care of.
But both current residents of the two halls and alumni are united in the fight to stop these plans, arguing "robbing Peter to pay Paul makes no sense".
Some of the demonstrators Friday told Joy News that these halls are already full, so to bring in females would mean kicking some of the male students out.
"Some of the school authorities tell us that the female students who live in hostels outside campus get attacked in the evenings when they are leaving campus, are they saying that male students have the courage and bullet proof vests to survive in the wild," one of them said.
Related: The thing is a brand, converting to mixed hall emotionally traumatising - 'Katangees' mount resistance
Responding to their next line of action should the Education Minister refuse to heed their petition, one of them suggested they would force their will through.
"When we reach the bridge, we'll cross it," he said.
It's a tradition
The residents of the two halls also argue that the current gender status of the halls has become a tradition and seeking to change it would be inimical to the values they hold so dear.
"I don't think any parent would allow the daughter to go to Katanga or Unity [Hall]; I believe strongly that," the spokesperson for the alumni, Collins Kankam-Kwarteng, told Joy News earlier in July.
Related: KNUST sued over decision to convert Unity Hall
In a related development, some alumni of Unity hall have dragged the university to court over the issue.
Among other reliefs, they are asking the court to grant "A perpetual injunction restraining the defendants [KNUST] or their successors from ever attempting to alter the character and nature of Unity Hall as an all-male hall to a mixed-sex hall".


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The following information comes from the "Prince of Peace Education Society" known as POPES.
Welcome Letter:
Education Society Welcome Letter
Please note that this not part of the School Council as societies are "separate legal entities and fundraising is separate and distinct from school or school council fundraising"
"Where a society wishes to assist district schools with fundraising activities or provide financial support, the district through the principal and, if applicable, school council, may work cooperatively with the society to identify and achieve appropriate and mutually acceptable goals."
... "Members of the society may also be members of the school council."
(CCSD School Council Handbook -Finances-I-11)
Please find attached important information on how we will recognize those who generously donate to our Playground Fund. Prince of Peace Corporate Recognition


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Kathleen's Story
I still have nightmares about my ex husband.
I was probably around 13 when I met him the first time, and he was 25. He was flirting with me then. I should have known better, but I didn't. He chased after me for years, but he was always married. When I was old enough, I'd tell him, if you weren't married, sure, but you're married, so no way!
So, when I was 29, and doing quite well for myself as an independent business owner, he came up to me at an art show, and told me that he just had to see me. Again, I said, "No way! You're married!" Then he said, "Not anymore." (but he was still married, which I found out about much later. This is his way of operating. He starts new relationships before the old one is done ) And he asked where I was staying, so I told him, not thinking anything of it, because I was busy. Anyway, he came over that night, and asked me to marry him. He said that he'd been in love with me since he first met me (which now that I look back on it is creepy).
So, he swept me off my feet. He had a really good paying job, one of those ones where you work two on and two off out of town. So, he moved me 500 miles away from my family. This was the "Honeymoon" phase. After that, I was chasing after that like a drug, but he never treated me with kindness again, unless he thought I would tell people about him, or leave him.
He told me about how his "ex" was so bad. She only wanted him for his money, and she cheated on him. She also had the audacity to insult his culture. None of this was true. He made out his ex before her to be worse. It turns out, that the things that he was saying about them, were only mere reflections of himself.
After he kicked me out (discarded me, like all narcissists eventually do) he told stories about me to several women all over the state. I heard that; 1) I was dead 2) he had to take care of me because I had a mental illness due to my Epilepsy 3) I was possessed by demons 4) I had sex with every man I had contact with, etc…. The list goes on and on. I used to talk to him about lying. He didn't think people noticed, but they do.
He would get extremely jealous any time I talked to or about my family. Then, he cut me off from them. He even accused me of incest. He also accused me of having sex with my dog.I love animals, and he would threaten to tie my dogs outside in the winter, or kill them. He would beat them in front of me, or threaten to shoot them in front of me. He accused me of being possessed by demons, and said that I said all kinds of things that I didn't say.
I have Epilepsy, so he used that against me also. He said that I have that, because I'm weak, spiritually, and I don't know who I am. He actually made me lower my dose, because he thought he could make my seizures stop with a different diet. I ended up in the ER twice.
He professes to be a Christian while being a heavy drinker. I told him I won't be with someone who drinks, and he promised me that he doesn't drink, and he didn't for about 4 months, and then promptly began drinking heavily.
He has at least 9 children with 7 women, but he calls women whores and sluts.
He made me write down the names of every man I've ever dated, kissed or had any contact with, just in case it comes back to bite HIM in the future, because he was planning on running for politics. Well, he blew that one on his own. He was Mr. Inappropriate 2017 District 40.
He called me names, told me he owned me, took all my money and either spent it on ridiculous stuff or gave it to his mom, daughter, or sister for their ridiculous stuff.
He drives drunk. He's racist. He thinks Nazis and the KKK are alright. Him and Trump would get along great. These traits didn't show up overnight. He knew they wouldn't be acceptable to me.
He's hit me. My jaw will never be the same, and my teeth are all chipped up. He said I deserved it.
He told me over and over again that he owns me. It wasn't cute, funny, or romantic. It was gross.
He used me like a slave.
He had to have all my passwords. I was basically computer illiterate, and didn't know anything about technology, so it wasn't a problem. Anyway, he was out of town, and my Facebook was acting up, and I thought I had a virus, so people suggested that I change my password, so I did. No big deal in the real world right? But, in the alternate universe of control freak, this was a grave sin. Little did I know, that he regularly signed in to my account, and checked up on me. Not only that, but he signed into my email. There wasn't anything to find, but it's pretty invasive.
Anyway, He called me up, and called me a n!gg3r lover because I had some black people on my friends list, and said that I'm sleeping with all the black men in town. This is the type of person people voted for in our district. I told a lot of them, and they said, "Yeah, but he's from here."They also knew he hit me.
Anyway, in that same conversation, he was speaking for an audience. He already had someone else. He was being theatrical. He said, "You're a whore, and I want you out of my house by Sunday."(that's when he was coming back on the evening flight) so I said, "Okay." and that was the last word I ever spoke to him.That was on December 14, 2011. I was with him for 10 years.
My dad hired some people to help me move. I gave away a lot of his food and clothing to charity. I was still scared to death of him, so I didn't sell our truck, big screen TV, or guns, even though, now, I know that I could have.I also left his closet full of gallon jugs of hard liquor, hoping that he would drink himself to death. One thing I did do though, that still makes me smile, and gives me a great deal of satisfaction, is : since he was coming home on the evening flight, on a Sunday, the stores would be closed. I took all the toilet paper and paper towels, knowing that he's too proud to ask anyone for any.
Our divorce was drawn out and difficult. He tried to smear my name, not only all over our town, but all over the state. He tries to scare me when he sees me. He starts staring,laughing, and pointing. My parents tires have been slashed on their vehicles several times.
I attempted to get a protective order, but the judge wouldn't grant it. I later heard that the judge, "Didn't believe that he would do such a thing." because he is a well known public figure. Well, I hope now, that judge realizes his error in judgement.